Annual report of the treasurer of the state of Georgia for the year ending December 31, 1907

THE LIBRARY OF THE UNIVERSITY OF GEORGIA

n

ANNUAL REPORT
OF
THE TREASURER
OF THE
STATE OF GEORGIA
For the Year Ending December 31, 1907
ROBERT E. PARK
STATE TREASURER
ATI,.- >YATHE FRANkUN-H'RNER CO.
PUULISHERS 1908

LIST OF TREASURERS OF GEORGIA FROM 1781 TO 1906 INCLUSIVE, WITH TERM OF OFFICE.

James Bryan, 1781. John Lindsay, 178?. Joseph ("lay, 1782, John Martin, 1783-4. Seth John Cuthbert, 1785-6.
George Jones, 1787. John Meals, 1788 to 1791. John Gibbons, 1792 to 1795. John Berrien, 1796 to 1800. Edwin Mounger, 1801 to 1805. George R. Clayton, 1806 to 1825. James Bozeman, 1826 to 1828 Hines Holt, 1829 to 1832. John Williams, 1833. Thomas Haynes, 1834 to 1841.

Benjamin B. Smith, 1842. Walter H. Mitch'el', 1843 to 1846. William B. Tinsley, 1847 to 1S50. J. M. Patton, 1851. Walter H Mitchell, 1851-2. John B. Trippe, 1853 to 1860. John Jones, 1861 to 1867. N. L. Angier, 1868 to 1872. John Jones, 1872 to 1876. J. W. Renfroe, 1876 to 1880. D. N. Speer, 1880 to 1884. R U. Hardeman, 1884 to 1896. W. J. Ppeer, 1896 to 1900. R. E. Park, 19C0.

n

ANNUAL REPORT.

STATE OF GEORGIA, TREASURY DEPARTMENT,
ATLANTA, GA., January r, [QOS.

Hon. Hoke Smith, Governor.

DEAR SIR- My seventh annual report of the transactions of

the Treasury Department and the condition of the State banks

and Trust companies of the State of Georgia, is herewith sub-

mitted to you. as required by law, for the year beginning Janu-

r

ary i, 1907, and ending December 31. 1907.

THE STATE TBEASURY.

As shown by my last Annual Report, the

balance

in

the

Treas$

804,44493

T-TJSS^S^"." ^ ' ' ' to December 3i; I9 7 inclu

sive, as shown by the books of this office, were,

Making amount chargeable to Treasurer,



4,813,764.83 5,618,209.76

*

The disbursements from January I, !9o7, to December 31, W, inclusive, as shown by vouchers in this office, were,

4>797.469-59 820,740.17

Leaving balance in Treasury December 31, 197

BONDED DEBT.

Treasurer's Report for the year ending December 31, i97, <*w"

ed the bonded indebtedness of the State to be

. _

On the first day of January of this year, the tenth W^J^

ment of bonds, issued under Act of 1887, became due and was

paid off with the sinking fund, amounting to

: , -- _

Leaving valid, interest-bearing bonds at this date, as shown by

7,231,500.00 100,000.00
7,13', 500.00

During my service as Treasurer I hive paid off and retired SSoo - 2,218,160.00 000.00 of the Principal of the Public Debt, and m interest, . .

IHHHHHHBHHlHi

VI

TREASURER'S REPORT.

SOME OF THE WORK IN THE TREASURY.
In 1789, during- General Washington's presidency, the finances of Georgia were under the management of a treasurer and one assistant.
In i860, seventy-one years later, the Treasury Department of Georgia continued to be under the management of a treasurer and one clerk.
In 1907, forty-seven years still later, or one hundred and eighteen years since Georgia became a State, the same salaries that pertained to the office in 1789 and i860, are under the Constitution of Georgia, still paid for the performance of these duties, though the work of the office has grown several hundred per centThe Constitution of Georgia forbids an increase of the help and salaries in this office, but the legislature has not seen fit to diminish the constant increase of work and added care and responsibility.
Indeed, a short time before the war, the tax-collectors came to the c'apitol in person once a year and had a settlement with the Treasurer. Then there were about one hundred of them, and one settlement a year with each was made. Now we have one hundred and forty-six tax-collectors, and their remittances are made, many of them, every month of the year. All these must be credited and receipted to the Comptroller-General.
The Treasury Department now has accounts with 146 county school commissioners and with 60 local school systems of cities, towns and townships, making a total of 206 school accounts, and requiring an immense amount of bookkeeping never performed before the Constitution of 1877. In addition, we have accounts with 46 oil inspectors, and their reports come in evejy month, sometimes oftener.
In 1877 there were only three judges of the Supreme Court a nd about twenty judges of the superior courts with whom the Treasurer kept accounts; now we have six judges of the Supreme Court, six stenographers of the Supreme Court, three

TREASURER'S REPORT.

VII

judges of the Appellate Court, three stenographers ot that court, twenty-six judges of the superior courts, and twenty-six solicitors-general. With a. majority of these we have monthly settlements, to some of.them we pay portions of their salary as many as a dozen times a month, thus multiplying our work.
The civil establishment has grown several hundred per cent, in the number of employees, and in the amount of their salaries as well as in the increased work upon the Treasury Department.
Before the Constitution of 1877 was adopted we had few, if any, special accounts, such as artists tax, auctioneers tax, automobile agents, ball and bicycle parks, billiard tax, cigarette tax, express companies tax, gypsy tax, insurance fees, insurance agents, interest from depositories, liquor tax, pensions refunded, office fees, oil fees, peddlers tax, poll tax, railroad tax. rental of V\ estern & Atlantic Railroad, sale of codes, sale of form books, sale of reports, sewing- machine agents, show tax. street railroad companies cax. tax of agencies, on games, on sleeping car companies, on telephone companies, building and loan fees, Coca-Cola factories conscience fund, dividends from stocks, franchise tax, geological laboratory, hire of convicts, pawnbrokers tax, sale ot school lands, supreme court costs, surplus from wild lands sales. tax on abstract companies, on cash registers, on brewing companies on cold storage, on futures, on loan agents, on slot machines,
on typewriter agents, on ticket brokers, on veterinary surgeons, white hops, temporary loans; and accounts must be kept with each and every one of these special sources of income. ' Besides these we had no pension accounts to keep until comparatively a recent date. This year the Treasurer paid out: $890,000 and next year this will be increased, and instead of being paid out once a year to each pensioner we will have the payments to make quarterly, in accordance with a recently passed law. We must keep pension accounts with every ordinary of the State a, well as with the State Pension Commissioner for the 16.000 pensioners, to whom the checks must be sent through the ordmanes or cash paid over the counter. Last year about $60,000 was a to Fulton county alone over the Treasury counter, and more than

immmmmilk

VIII

TREASURER'S REPORT.

half as much more was paid in the same way on personal presentation of warrants from the pensioners in DeKalb, Milton, Clayton, Cobb and other adjacent counties. This monopolized the entire time of myself and assistant for several weeks.

THE TREASURY BOOKS.
If is proper for me to state that the methods of bookkeping pursued in the Treasury Department were decided upon by some of my able predecessors in office, and since I have entered upon my duties, eight years ago, I have visited a number of the Treasurers in their departments in the Southern States and a few of the Northern and Eastern States, and I have found that none was simpler, more progressive or more accurate than the Treasury Department of the State of Georgia. I beg to state that the department is now following the law as laid clown in the Code of Georgia of 1895, page 72, section 8, paragraph 199, relating to the duties of the department and the books and accounts that are required to be kept.
During the eight years that I.have occupied my position, I sm gratified to say that not one dollar has been lost by the State. The books have been repeatedly inspected by expert examiners appointed by the President of the Senate and the Speaker of the House; and two years ago a special committee made a visit and special investigation by order of the General Assembly, and they made no suggestions or recommendations as to changes, and found no fault with the department. This year, as I have with every past Legislature, I addressed a note at the opening of the session to the President of the Senate and to the Speaker of the House, asking them to appoint the usual examination committee.
The statement that I have made above does not, by any means, embrace all of the duties connected with the Treasury. The vast amount of important correspondence should be included. We average seven thousand letters per annum.

TREASURER'S REPORT.

IX

BOND REGISTRATION.
And I should add that the registration of State bonds has grown more than ico per cent, in number and in the amount of work lequired since I entered upon my duties in 1900, and this requires the utmost particularity and care. No mistakes, so far, have been made in this department, though the work has multiplied so rapidly.

NINETY-ONE STATE BANK DEPOSITORIES.
I would also say that we have now ninety-one State bank depositories, with application for others pending, and with each one of which we keep accounts, and from which we require interest on their daily balances. This demands time and care to calculate semi-annually. There were thirty-nine State depositories when I entered upon my duties in 1900. This will give you an idea of the increased duties and responsibilities, without increased help.
BONDS DEPOSITED.
Besides, I have now bonds, $500,000 of which belong to the Western & Atlantic Railroad, as security for payment of rents and $1,500,000 additional belonging to fire insurance and surety companies, placed with me for the safety of the policy-holders. Each of the more than 100 companies require for auditing purposes at home certificates that we have these bonds on depositAnd a large number of mortgages are now, by a recent act of the Legislature, placed in my hands for safe-keeping. All of these require frequent changes, as bonds mature, or as companies retire from the State, and you must bear in mind that we have $3,137,460 of registered bonds on which I send semi-annual interest, July 1 and January 1 of each year. Coupon bonds amounting to $3,993,860, require interest on same dates.

x

TREASURER'S REPORT.

It is right to bear in mind also that we are now keeping accounts with all the lessees of felony convicts, and four times per annum divide out the amounts of the convict hire among all the counties of the State according to population and send them checks, and keep account with each county, the grand juries of some of which direct this money to be paid to the public schools and others to the county roads. Think of the trouble, time and work as well as rigid accuracy required to prorate this among the counties according to population and sending checks for the amounts.
The direction of the Legislature as laid down in the Code. I have faithfully and accurately followed.
My small salary of $2,coo per annum, the same as was paid over a half century ago. and that of my assistant of $1,600, with the largely increased responsibilities, duties and labors, as compared with the salaries allowed to the Treasury Departments of other States is painfully absurd and ridiculous and unworthy of a generous and appreciative State.

HELP NEEDED.
I have been gratified to hear you, -on more than one occasion, state that I should have in this department three accomplished' bookkeepers at salaries of $2,500, $2,000 and $1,500 respectively and I fully agree with you, and wish the Legislature would see it in the same light. I could refer you to certain States which have an income of less than our annual income of nearly five millions of dollars, which allow to the Treasury Department salaries all the way from $15,000 to $45,000 per annum. Thirty-six huunr dred dollars is the total amount that the Constitution of Georgiia allows to the Treasury Department of this State.
During the recent session of the Legislature I paid out to th e forty-four senators and 183 representatives in the General Assembly, with their clerks, messengers, doorkeepers, pages and porters amounts daily from $4 to $100 each, and our average was between

TREASURER'S REPORT.

XI

$700 and $1,400 per day. If you had looked in my door at any time you would have seen how busily occupied we were in waiting, of course most willingly, upon the members of the two houses. At that time you would have been more thoroughly convinced of the importance of additional help in this depart-
ment.

CORRESPONDENCE-
For three years after I entered upon my duties the correspondence of this department with the county officers and bank depositories, holders of bonds and others interested in treasury matters, as well as with citizens of this State and other States, making inquiries in regard to public and private matters, caused me to pay out of my small salary cash for absolutely necessary stenographic work, it being impossible for me to answer these communications by hand.
I must not omit to state that the Treasury keeps accounts with the departments composing what is called, in most States, the "Governor's Cabinet," viz: the Secretary of State and his assistant, the Comptroller-General and his assistant, the AttorneyGeneral and his aid, the Agricultural Commissioner, the School Commissioner and their assistants, clerks and stenographers, oil and cattle inspectors, bookkeepers, etc., the Insurance Commissioner and clerk, the wild land office, the clerks of the Supreme and Appellate courts, their sheriffs and stenographers, the State Geological' Department with its several employees, the State Chemist and his assistants, the State Entomologist and his aids, the State Board of Health, the Adjutant-General and the military fund, the State library and its librarians, the three Prison Commissioners and their assistants and the prison fund, the five Railroad Commissioners, their railroad attorney, clerk, stenographer and expert bookkeeper, the State Sanatorium, costing over $30,000 per month, the State University with its branch colleges and normal schools, costing about $12,000 per month, the various

xn

TREASURER'S REPORT.

State building fund accounts at Athens, Dahlonega, Milledgeville Macon and Cave Spring-, the Deaf and Dumb Institute the Academy for the Blind, and Prison Reformatory and Prison Farm, the State Historical Department, the Pension Commissioner and his clerks, the great printing fund account, the keeper of public buildings, the contingent fund, the eleven district agricultural schools and the Governor, Ins secretaries and stenographer.
The smallest account of any department and the least* expensive to the State, but which requires a bond of $200,000 for its faithful performance, and demands the most constant and arduous work and exceeding mathematical care, with least help and smallest salaries are the places of State Treasurer and his one clerk, yet they are all the State's Constitution allows. My only clerk, after twenty years' hard service with the Comptroller-General and in the Treasury, has failed utterly in health, and has been ordered by his physicians to seek another climate and other medical care I cannot withhold his meager salary while he is so ill, and I am now discharging his duties and mine with the aid of a temporary clerk, tor whose salary I hold myself personally responsible With all these duties and labors growing and crowding upon me and my financial department, receiving and disbursing nearly $5 000000 annually, answering legal questions and giving exact information and data about the State's affairs often each day with small attention to the courtesies due to Georgia citizens and visitors from abroad, who call for detailed statements and information, and for sake of courtesy as well as curiosity, you may readily suppose that my office is a busy one. The anxiety of a faithful officer to meet promptly every obligation of the' State as it is presented, and his ambitious desire and constant study daily and nightly into the ways and means to do this, and thereby preserve the State's credit and honor, when he finds legislative appropriations exceed the State's income, surely should win the kmdly consideration, patience and confidence as well as the cordial and generous appreciation of his fellow officials, the State Legislature and the noble, appreciative and magnanimous people of Georgia.

TREASURER'S REPORT.

XIII

TEMPORARY LOANS.
I do not boast of superior business qualifications nor personal influence with bankers and other men of affairs, but I have a pardonable pride in saying that I have secured since I became Treasurer of Georgia temporary loans to meet financial exigencies and emergencies of our State, at the lowest rate of interest that was ever obtained by any Governor or Treasurer of Georgia or any other State. These loans were at the rate of 2 per cent, per annum, and I have done this annually during the past six years of my services as Treasurer of Georgia.

STATE BANKS. .
During the past eight years the banks of Georgia have kept pace with the rapid growth of the State and country, and their increase in number, capital stock-, resources and surplus, shows that the Banks of Georgia are stronger to-day than ever before, because Georgia bankers are more alive and alert to the interests oo f their great calling, and through their organizations, (at the head of which are the Georgia State Bankers Association and their local Clearing House Associations) they have manifested a spirit of professional enthusiasm and earnestness which has resulted in a better knowledge and practice of safe and conservative banking methods and a closer cooperation with this department in the observance and enforcement of the banking laws of the
State. On January r, TQOO, when I entered upon my duties as State
Treasurer, the duties of which office have been combined since T891 with those of the State Bank Examiner, there were one hundred and forty (140) chartered State Banks in existence under my supervision. Hie first examination began in 1891 with only 57 banks. The annual increase in the number of these financial" institutions has been remarkable: In 190T, there were twenty-seven (27) new banks added, in 1902 nineteen (19). in
ltr

xiv

TREASURER'S REPORT.

1903 thirty-five (35), in 1904 thirty-nine (39), in 1905 eightyfour (84), in 1906 seventy (70), and in 1907 forty-five (45), which would make four hundred and fifty-nine (459). but there were some mergers, some liquidations, and two conversions into National Banks, and at this date (January r, 1908), we have in active operation four hundred and forty-eight (448) State Banks, which shows an increase of two hundred and twenty per cent. (220%). since T entered upon my labors as Treasurer-
Below I give an interesting comparison of the State Banks m 1901 with those at the close of business December 31, 1907:

No. of banks Capital Due from banks Due depositors Cash on hand Surplus and net profits

1901

1907

Increase

14 9,315,127 50 $ 3,622,947 62 23,585.161 71 2,484,397 89 3,766,876 44

448 17,536,679 66 $10,154,288 03 48,707.739 02 16,191.089 85 9.392,870 23

38 8,221,552 16 $ 6,531,340 41 -25,122,577 25 13,706,691 96 5.625,993 79

NATIONAL BANKS.
Georgia has eighty-seven (87) National Banks, which are not subject to my examination or inspection. These National Banks have capital paid in of $8,958,500, and individual deposits of $26,774,360.
PRIVATE BANKS.
Several private banks during the past year have obtained charters from the State, but there are quite a number still in existence in various cities of the State. These are not subject to examination.
Banks have become a universal convenience, and wherever there is a community which will in any measure support one, capital seems to be ready to invest in the business.

TREASURER'S REPORT.

xv

THE NEW BANK BUREAU.
In 1900, when I assumed tXie duties of the office of State Treasurer and ex-officio State Bank Examiner, t found thai the law provided for one Bank Examiner, with one clerk or assistant, and notwithstanding the rapid annual increase in the number of Banks and the multiplied increase of the duties of this department, I had only one assistant until the new banking Act of 1907 was passed. 1 have, through each Legislature, earnestly urged changes and improvements in our State banking laws and an increase in help and salaries. In 1906 the State Bankers' Association, at their annual meeting in Atlanta, adopted resolutions of co-operation and recommended a most excellent bill to the Legislature.
The bill was complete, but it was very long, and at its third reading, five days before the close of the session, the House declined to take time to read it, and it was lost or shelved. At its session this year the State Bankers' Association presented a much briefer bill, which by strenuous efforts finally passed both the Senate and House, and is now a law.

UNDER TWO SYSTEMS.
The Banking Department worked under the old law with one Bank Examiner in the field and 448 banks to examine during the first eight months of the year. With my occasional help, Air. I. S. Hollinshead in that time examined 191 banks. The new law went into effect September 1, 1907, and up to that time this faithful and conscientious assistant, who for years was cashier of one our best banks in Newnan. had been my sole help. After September 1st, Air. L. P. Davis, cashier of the Upson Banking Company, acted a few days, but was offered a higher salary, and resigned, and then Mr. J. T. Henderson, of Austell, Ga., an able accountant and auditor, accepted the place. Thus I had, during the twelve months, one examiner for eight months, and two for

XVI

TREASURER'S REPORT.

four months. During- the four months there were 183 banks examined.
The banking department acted the past year under two separate and distinct systems of banking, for eight months under the old law and four months under the present system. We did our best under above conditions-
The assessments, recommended in the present law upon the various banks by the State Bankers upon themselves, were unfortunately changed and lowered by the Banking Committee of the House, are wholly inadequate to secure enough examiners. The Augusta bankers, with Capt. W. B. Young, president of two banks in that city, one State and one National, sent to the State Bank Examiner a bill for the consideration of the General Assembly. It was read and approved by the Atlanta Clearing House Association, and an able committee composed of Mr. J. A. McCord, chairman, V. P. of the Georgia Savings Bank and of the Third National Bank r Mr. W. L. Peel, president of the Maddox-Rucker Banking Co.: .Air. W. S. Witham, president of the Witharn system of banks, and Mr. E. H. Thornton, president of the Neal Bank, went before the Banking Committee of the House and Senate and patiently explained and urged the passage of the bill. By invitation, the State Bank Examiner met with the committees also and called attention to the defects of the old and the superiority of the proposed new law. The bill was passed, but, as stated, instead of providng ample means for four examiners at salries indicated in the original bill, by amendment inadequate provison was made, and only two examiners to this date could be constantly in the field to visit and examine our 448 banks twice a year, meaning 896 vists by two men in 300 days, deducting Sundays and holidays, a physical impossibility. The low assessments prevent mv getting two more able examiners, and they are sorely neededThe new law has many good features, but replies received from some of our strongest and most experienced and patriotic bankers to a circular letter sent to them by me, suggest some desirable amendments and additions to it. I shall submit these to.

TREASURER'S REPORT.

XVII

the two Banking Committees when the General Assembly next meets. The salaries suggested in the Act were satisfactory, but the assessments authorized to be made on the banks examined are not sufficient to pay those salaries and the expenses of the examiners. The assessments being inadequate, competent examiners can not be procured to do the work required.
The new law requires examinations twice a year and also a system of independent audits by a trained auditor or by a committee of bank directors (Section 25 of the new law), who shall file a copy of their report with the State Bank Bureau. An examiner can not, in the limited time permitted him, act also as a bank auditor.
This new bill was. introduced by Messrs. J. N. Holder of Jackson, Hooper Alexander of DeKalb, and J. P. Heard of Dooly, and its purpose is wise and commendable, but it is unfortunate that its provisions for raising revenue looking to its enforcement are utterly inadequate-

CLEARING HOUSE CERTIFICATES.
The seven leading banks of Atlanta composing its Clearing House Association, found it necessary, on account of the stoppage of the source from which they had obtained their currency supplies, caused by the singular panic which began in October, to issue on October 31. 1907, a total of $1,835,000.00 in certificates. Of this amount the Atlanta National took $260.000.00, the Lowry National $230,000.00, the Fourth National $370,000.00, Maddox-Rucker Banking Co. $250,000.00, the Neal Bank $200,000.00, the Third National $290,000.00, the Central Bank& Trust Corporation $235,000.00.
It is presumed the officers and directors of. these strong banks took every precaution to acquaint themselves with the financial condition and strength of each, and some of them reported to the State Bank Examiner the fact that they were all equally bound for the entire issue of certificates, that they knew from daily contact in innumerable business transactions that they were all safe

XVIII

TREASURER'S REPORT.

and solvent. Each and every one of the banks were bound for the redemption in currency of every dollar that was issued.
I give an exact copy of these Clearing House certificates. On one side were the following words :
"ATLANTA CLEARING HOUSE ASSOCIATION CERTIFICATE. ATLANTA, GA.
This certifies that the banks composing the Atlanta Clearing House Association have deposited with C. E. Currier, R. J. Lowry and W. L. Peel, trustees of said Clearing House Association, securities to the value of $ , to secure to the bearer hereof the payment of the sum of $ dollars, in legal money of the United States, payable on or before the first day of March, 1908. This certificate is issued in accordance with the proceedings of a meeting of the said Association held on the 30th day of October, 1907, and will be received on deposit or in payment of debts due any bank in said Clearing House.
, For Trustees."
On the opposite side 'were these words :
"Payment of the within certificate is guaranteed by the following banks composing the Atlanta Clearing House Association :
Atlanta National Bank. Lowry National Bank, Fourth National Bank, Maddox-Rucker Banking Company, The Neal Bank, Third National Bank, Central Bank & Trust Corporation."

Each bank had a certain number of officers to sign each bill as their representatives.
As State Treasurer I declined to accept these certificates as deposits in the Treasury, and the Governor called a meeting of members or delegates from these banks at the Executive Mansion, which was attended by yourself as Governor, by the Attorney General, Hon- John C. Hart, and by myself, as well as the invited officers of the banks. At this meeting there was a full and free discussion of this new currency, and the position which I had taken to decline to accept for taxes any Clearing House

TREASURER'S REPORT.

XIX

certificates was fully explained, and the next day I sent to the Clearing House Association, through Mr. Asa G. Candler, president of the Atlanta Clearing House Association, and Mr. John K. Ottley, V. P. of the Fourth National Bank, the following

letter :

State Treasury Department, Atlanta, Ga., November 7, 1907.

DEAR SIR : I beg to acknowledge your letter of the 5th, enclosing copy of resolution passed by the Clearing House Association, the purport of which is, Atlanta Clearing House Certificates in payment of taxes would be received
by the banks named as cash. I beg, however, to correct one whereas in the resolution, to the effect that
I, as Treasurer of the State of Georgia, had indicated that I had authorized the State and county tax-collectors to receive Atlanta Clearing House certificates in payment of taxes. I have no power to authorize the State and county tax-collectors to do this, but of course would interpose no objection to any arrangement which the tax-collectors and the depositories might enter into, relative to so receiving the certificates.
The attitude of the State towards the matter involved may be succinctly stated in a letter I have written to a Georgia tax-collector, the result of a conference between the Governor, Comptroller-General, Attorney-General and myself, and dictated by the Governor, which reads as follows:
'Replying to your letter, I call your attention to section 773 of the Code of Georgia, .which provides "that taxes must be paid in gold or silver or in bills
of such banks as pay specie promptly." The State can only accept legal tender money in settlement for taxes. I
suppose you deposit, when you collect, with the local State depository. As between the State and the depository, the attitude of the State must be
that the depository is bound, if required, to recognize the checks of the State

and pay actual money. As a matter of convenience to the people of your locality, I would suggest
that you confer -with the local depository and see whether the local depository would accept Clearing House certificates to which you refer, giving you credit for them as though they were actual legal tender money, and putting them to the credit of the State on the basis of actual money against which the State

can check.'

I beg to remain, very truly, R. E. PARK,
Treasurer of Georgia."

xx

;-,

TREASURER'S REPORT.

It will be noted that the Clearing House certificates were endorsed by the banks above named, including the Neal Bank. No doubt all of these banks, in dealing with a matter of so much moment and importance, and carrying with it such enormous financial responsibility, very carefully looked into and considered the condition of the Neal Bank before becoming co-security with them in the endorsement.

ASSESSMENTS OF BANKS.
From September i, 1907, to December 31. 1907.
In compliance with the fourth paragraph of Sec 20, 1 give below the names and compensation of my assistants and the clerk employed in the office, and the whole amount of the expenses of the banking department since the Banking Bureau was established September 1. T907. Also the amount collected from the banks for examinations made during that period of time :

NAME OF BANK AND LOCATION.

Central Bank & Trust Corporation, Atlanta

Georgia Savings Bank & Trust Company, Atlanta

Farmers & Traders Bank, Atlanta

Maddox-Rucker Banking Company, Atlanta

The Neal Bank, Atlanta



"Branch" Central Bank & Trust Corporation, Atlanta

Decatur Street Bank, Atlanta

Union Savings Bank, Atlanta

Guarantee Bank & Trust Company, Atlanta

Bank of Adairsville, Adairsville

Bank of Commerce, Americus

Bank of Southwestern Georgia, Americus

Planters Bank, Americus

Bank of Acworth, Acworth

S. Lemon Banking Company, Acworth

The Augusta Savings Bank, Augusta

Georgia Railroad Bank, Augusta

AMOUNT.
$ 60 00 20 00 10 00 50 00
20 00 10 00 10 00 20 00 60 00 10 00 20 00 20 00 12 50 10 00 12 50 12 50 50 00

TREASURER'S REPORT.

-XXI

NAME OF BANK AND LOCATION.
Irish-American B,, ank, , Augusta

Merchants Bank, Augusta Planters Loan & Savings Bank, Augusta

Union Sayings Bank, Augusta

Citizens Bank, Augusta
Citizens Bank. Barnesvil11le Bishop Banking C,, ompany, TB.-ish1 op

Bank of Bremen, Bremen

Terrell

County

, Bank,

B^ ronwoodJ



Buena Vista Loan & Savings Bank, Buena Vista ,,
Bank of Buford, Buford

Shadburn Banking Company, Buford

Bank of Bullochville. Bullochville

Peoples Bank, Calhoun Bank of Camilla. C_ ami.l..la
_ Bank of Canton, Canton Bank of Cave S_ pri.ng, ._C,ave oSpring
Bank of Franklin C,, ounty, Cr* arnesvi-l11le _,,
Carrollton Bank, Carrollton

Citizens, Carrollton Bank of Cartersville, Cartersville Home Savings ,,Bank. , C^ a'rt1 ers1 ville.
Farmers & Merchants Bank, Cartersville

Bank of Cedartown, Cedartown

:

Commercial Bank, Cedartown Bank of Chipley, Cn,hi pl1 ey

Habersham Bank.,-C,la,r,k esville

'

,,, Bank of Clayton, Clayton

Columbus Savings B,, ank, , C^ ol, umb1 us Home Savings Bank, , ,,Co 1lumtb. us

Merchants & Mechanics Bank, Columbus

Phoenix Bank. Columbus _
Northeastern Banking Company, Commerce

Concord Banking Company, Concord

Bank of Conyers, Conyers Bank of Rockdale, Conyers

Bank of Crawford, Crawford Bank of Crawfordville, Crawfordville

Bank of Culloden, Culloden

AMOUNT.

....

10 OO 50 00

12 Jo

I2 5

...

10 00

..

10 00

...

10 00

I2 s

..

10 00

10 00

.

10 00

10 00



10 00

10 00

. . 20 00

.

10 00

12 50

.... ... ...

10 00
10 00 10 00 50 00 20 00
3 12 50 20 00

^J

xxn

TREASURER'S REPORT.

NAME OF BANK AND LOCATION.

Merchants & Planters Bank, Culloden Bank of Dallas, Dallas

Commercial Savings Bank, Dallas First State Bank, Dawson

Douglasville Banking Company, Douglasville Farmers & Merchants Bank, Douglasville Bank of Decatur, Decatur

Gilmer County Bank, Ellijay Bank of East Point, East Point Fairburn Banking Company, Fairburn Bank of Flowery Branch, Flowery Branch Bank of Forsyth, Forsyth

Exchange Bank, Fort Valley Bank of Fairmount, Fairmount. ...

Farmers & Merchants Bank, Fayetteville State Banking Company, Gainesville Peoples Bank, Gordon

Bank of Grantville, Grantville

.

Greenville Banking Company, Greenville Peoples Bank, Greenville Griffin Banking Company, Griffin

Merchants & Planters Bank, Griffin Savings Bank of Griffin, Griffin Newton Banking Company, Griffin

Bank of Hampton, Hampton

Jones County Bank, Haddock Farmers & Merchants Bank, Hartwell Hartwell Bank, Hartwell Bank of Hiram, Hiram. .

Hogansville Banking Company, Hogansville Merchants & Farmers Bank, Hogansville Bank of Harlem, Harlem

Jefferson Banking Company, Jefferson

Merchants & Farmers Bank, Jefferson Bank of Jonesboro, Jonesboro Bank of Kingston, Kingston

LaGrange. Banking & Trust Company, LaGrange Bank of LaGrange, FaGrange Bank of Lavonia, Lavonia

AMOUNT

I0 oo. I0 ^ 10 oo

2Q
i0 oo i0 oo I0 ^ I0 oo
I0 QQ.

I2 so
10 oo j, SQ 12 so

,1,,0 u__u i0 00

20 QO

1T,,U

,,,,
OO

I0 00.

I0 Oo

ID 00
I2 so. 20 ^ I2 -0

0
10 00 10 00 I2 -0 1, 2 5. 0

10 OO' I0 00

IO 00

12 -Q, I0 00. ,1,,0 0,,0

50 00.

TREASURER'S REPORT.
NAME OF BANK AND LOCATION.
Bank of LaFayette, LaFayette Bank of Lexington, LT exington
Oglethorpe County Bank, Lexington
Lithonia Banking Company, Lithonia _.
Bank of Lula, Lula Bank of Stewart County, Lumpkin Bank ot Lyerl,y, TLyerl,y Commercial Savings Bank, Macon Central Georgia ,,Bank, , ,M,acon
Home Savings Bank, Macon Macon Savings B,, ank, , Mn r acon Bank of Madison, M ,, , ad,.ison Jefferson Street B,, ank, , M x r adj-ison
Morgan County Bank, Madison Bank of Mansh-el,d., Mx, ansfrielud
, ,, ... Peoples Bank, Mansfield Marietta Trust & Banking Company, Marietta
Bank of Maxeys, Maxeys Bank of Maysvi.l,l,e, Maysvi-lnle Bank of Molena, Mxoilena
Moreland Banking Company, Moreland
Bank of Monroe, Monroe
Farmers Bank, Monroe
Lewis Banking Company, Montezuma Citizens Bank, Marshi alilivi-lilie Bank of Martin, M > arti n Bank of Newborn, NXTew.born
Newnan Banking Company, Newnan Bank of Norcross. .N. orcross Bank of Norwood,, Nx-orwoodj
Bank of Oglethorpe, Oglethorpe Macon County B,, ank, , O^ gli e^tihorpe
Bank of Palmetto, Palmetto Houston Banking C,, ompany, nPerry
Perry Loan & Savings Bank, Perry
Bank of Powder Springs, Powder Springs
Bank of Richland, Richland ,,
Peoples Bank, Richland Bank of Ringgold, Rx^-mggolidj

xxni

AMOUNT

I2 5

...

10 00

10 oo
I2 3 10 00

20 00

... 20 00

20 00

.

10 00

.

10 OO

10 oo

....
...
...

10 00
10 oo
10 00

...

20 00

.... 20 oo

...
.
....

10 00
10 oo io oo
10 00 io oo

io 00 10 00

. ... io oo io oo

XXIV

TREASURER'S REPORT.

NAME OK BANK AND LOCATION.

Crawford County Bank, Roberta

-

Rockmart Bank, Rockmart Citizens Bank, Rome

Exchange Bank, Rome Cherokee Bank, Rome Roswell Bank, Roswell Bank of Rutledge, Rutledge

Merchants & Farmers Bank, Rutledge

Farmers & Merchants Bank, Senoia

Bank of Senoia, Senoia

Bank of Sharon, Sharon

."

Bank of Siloam, Siloam

Bank of Smithville, Smithville Bank of Social Circle, Social Circle Walton County Bank, Social Circle Bank of Sparta, Sparta

Cohutta Banking Company, Spring Place Stone Mountain Bank, Stone Mountain Bank of Commerce. Summerville

Chattooga County Bank, Summerville

Peoples Bank, Talbotton

Bank of Talbotton, Talbotton

;

Bank of Taylorsville, Taylorsville Temple Banking Company, Temple 1 tank of Thomson, Thomson

Farmers & Merchants Bank. Thomson

McDuffie Bank, Thomson

s

Partners & Merchants Bank, Thomaston

Upson Banking & Trust Company, Thomaston

Farmers & Merchants Bank, Toccoa

Toccoa Banking Company, Toccoa

Bank of Villa Rica, Villa Rica

' Merchants & Planters Bank, Villa Rica Citizens Bank, Warrentdn

Planters & Merchants Bank, Warrenton

Washington Exchange Bank, Washington Washington Loan & Banking Company, Washington Oconee County Bank, Watkinsville Bank of West Point, West Point

AMOUNT
I0 oo 12 so 20 00 20 00 20 00
I0 00
I0 00
m 00
I2 -0 10 00
I0 00
10 00
T0 00
,2 50 i0 oo
IO 00
J0 00 i0 00 I0 oo I0 00 ,0 00 I2 r0
10 00
I0 00 I0 oo
20 QQ
I0 ^
I0 00
I2 5o I0 00 12 so I2 5o IO oo 10 00 I0 00 20 00
I2 50
I0 ^
2Q QO

TREASURER'S REPORT.

XXV

NAME OF BANK AND LOCATION.
Bank of White Plains, White Plains Woodbury Banking Company, Woodbury Peoples Bank, Woodbury
Total

AMOUNT:
10 oo I0
I0 00
? 2-452 50

ITEMIZED DISBURSEMENTS, EXPENSE ACCOUNT.
J. S. Holliushead L. P. Davis J. T. Henderson Southern Bell Telephone Company G. E. Huguely
Total . ..'.

$ 35 oo 50 oo 4"5 c i 25 8 "2
$ 8l4 97

ITEMIZED DISBURSEMENTS, SALARY ACCOUNT.

J. O. Anderson

L. P. Davis

J. S. Hollinshead

J. T. Henderson

R. E. Park



G. E. Huguely

$ 270 00
54 49 416 64 316 66. 4io 66
35 00

Total

$ 1,509 45

Receipts from examination of banks from September 1, 1907, to De-

cember 31, 1907

$2,452 50

Expenses Salaries Cash on hand to balance

$ 8l4 97 ^S00 45 128 08--$ 2,452 50

From the above statement it will be seen that there are at this date (January I, 1908), only $128.08 with which to begin the labors of these energetic and capable examiners for the year
1908. An inspection of the above figures, giving receipts and dis-
bursements, will show the impossibility of paying the salaries indicated by Sec. 2 of the bill. Instead of paying the full amounts therein suggested they have been necessarily scaled or prorated that they may correspond with the income received.

m

XXVI

TREASURER'S REPORT.

In the beginning- of the work, September ist, there was not a dollar appropriated that was available to pay the expenses for traveling and hotel bills, and that amount was advanced by me. To be more explicit, the State Bank Examiner instead of getting the salary indicated in the Act, of $208.00 per month, received $104.00; the first assistant instead of getting $167.00 per month received $104.00 per month; the second assistant instead of getting $125.00 per month received $100.00. But it is my full purpose to secure additional examiners, one or more, if I receive no salary whatever myself. The State needs them. Many members of the .Legislature, interested in this matter, have expressed their desire to have the assessments increased, and if we are to make these semi-annual examinations we should have at least three more examiners who shall be, as described in Sec 4. "men of experience in banks and examining work." Many applications have been made for these positions by men of capacity and experience, but when the small salary was indicated they have withdrawn. Others are still upon the list of applicants, and their names will be submitted to you for your advice. The full amount specified lor salaries in the Act are none too large, and are necessary to he paid if Georgia is to have the excellent help in this department which its importance and the interests of the people of Georgia demand. They should all be 50% higher.

PUBLISHED STATEMENTS.
The law requires four published statements per annum of the condition of each bank, sworn and certified to by the cashier, making 1,792 statements in all, to be sent to the State Examiner for his inspection and review, in addition to the 896 examiner's reports, a grand total of 2,688 bank reports each year sent to my office for my criticism. Fifty per cent, of them require from one to three letters to the banks needing instruction and warning To carry out the bank laws in the Code, and the new bill, forbids leisure and idleness in this department. The united positions of State Treasurer and State Bank Examiner are not sinecures.

TREASURER'S REPORT.

XXVII

IXSURANCE OF DEPOSITS-
This is a novel subject, but recent events make its discussion pertinent and appropriate. If Georgia should begin a system of insurance on deposits it would be wisely taking the lead in reform, which all honest people will concede to be desirable. Our great Commonwealth should enact a fair and just law which would be of rare value to the State, to its banks and to its citizens who are depositors.
The funds of cities, counties, colleges, school districts, etc., are secured by surety or personal bonds. The principle of security and insurance of public deposits is thoroughly established in national and State constitutions and statutes, as well as in city charters, and is strongly entrenched in public opinion and official custom, and from this fact I claim that insured deposits is no dream, it is not a mere theory or sentiment. I am simply asking that money of private depositors also receive protection and the trust be held sacred and its security guaranteed. Public policy demands the protection of public deposits, then, in the name of common honesty, is it not public policy to secure and insure private deposits ? Let this be done and periodic panics and bank runs will become a tradition of the past. Let the law-making power, wisdom and conscience of our legislators give the small depositors, and to all depositors, the assurance and insurance of absolute security of the money they have placed in trust, and then the day of sound banking will have arrived, and the clear, positive, cloudless fact will forever banish panics and runs from our financial affairs, and there will be no more business prostrations.
ASSESSMENTS.
I believe that a basis of assessment can be devised which will secure this very important end, and be entirely just to all concerned. Such a scheme is worthy of discussion and adoption by

xxvnI

TREASURER'S REPORT.

our Legislature, and such action would not cripple, nor injure, nor in any way affect the individuality of a single bank. The plan would prove a source of gain instead of expense to our banks- To take the small per cent. I have in mind as assessment from each bank to insure depositors would secure for circulation, many thousands of dollars that never get into banks, but are held up by the people because they are afraid to put it into then;. If our people were convinced, knew absolutely, that their fears were groundless, and there was no danger of banks failing and the loss of their deposits were nigh impossible, it would bring out money from their hiding places where they are exposed to thieves and to fire and flood, and obtain enough to secure interest on deposits sufficient to really make income for banks, and the expense to carry on this insurance would amount to little. Such an effort as I have indicated is worth the attention and close study of Georgia legislators. I would suggest the appointment of a commission, to be composed of the Governor, Attorney-General and State Bank Examiner and three banked to be selected by the State Bankers' Association, to examine into this matter and report a plan to the next or to the existing Legislature. It is estimated that one-third of the circulating medium is always in hiding. This is the result of want of confidence. Inaugurate the system 1 mention and it will remove fear, restore trust and prevent frantic bank runs and bank failures. Let a wise commission of patriotic men of financial ability, in whom the bankers and people have confidence, be chosen with plenary power to work out details of this scheme. It is not an impractical one, it can be made just and equitable, and. in niv judgment, is bound to come. The sooner the better, and the wiser".
I trust that some thoughtful legislator will take this important measure in mind and introduce a bill of the character suggested, which might be entitled :
"A bill to provide for the security of Depositors in the Chartered State banks of Georgia, creating a State Bank Deposit Insurance Fund and providing regulations therefor."

TREASURER'S REPORT.

XXIX

MORE DEPOSITORIES AT THE CAPITAL.

December 20th is the last day upon which taxes can be paid by citizens or corporations, except by courtesy and forbearance of tax-collectors, without interest is paid. As a result, the two local depositories in Atlanta are often crowded with temporary deposits on that date. Six years ago there was only one depository in Atlanta, the Neal, and I appealed for relief and the Legislature passed an Act authorizing a second depository, the Fourth National. Experience shows the absolute necessity for a third and perhaps a fourth bank depository in the capital. Emergencies usually arise on the 20th of December which make it absolutely necessary to deposit an extraordinary number of checks, (often of great amounts and mainly sent by railroad companies,) in the two depositories for a few days. This year, with our two banks, about as full as our custom permits on the 20th. I received coming m after midnight by special delivery, a check for $92,696.69. taxes from the Southern Railway Company, and I sent it on the 20th to the Fourth National Bank for
temporary deposit. There was on that day in the Fourth National Bank $75-451-04'. The addition of this check, with other small amounts, gave us $168,613.11 in that bank. On the same

day I received checks from

Oil Inspector, Moore Georgia Railway & Electric Company

Georgia Granite Railroad

Union Telephone Company

Atlanta & West Point Railroad

_

Louisville & Nashville Railroad

Georgia, Florida & Alabama Railroad

Georgia Railroad Atlanta Terminal Station

Gulf Line Railroad Atlanta & Northern Railroad

$
: ' '

8 gx

w

*

^

^ so

og
^ '' ** ^

s'000 ^ g^
'2 6o '

$ 85,408 56

whichalwas' sent to the NeaV Bank temporarily, though it had on ^ ^

that day

_^____

The books showed the total amount in the bank that day was. 1H tr

$.57,o6i 5*

xxx

TREASURER'S REPORT.

Both Banks were under a $100,000 Bond each, but, Vol. 1, Par. 989, of the Code, gave me authoiity to make temporary deposits for a period of ten days, over and above amount of the Bond. There was no depository in Georgia that day that could have received these large checks for taxes, unless it had done so over the amount its Bond specifies. T had been checking on these Banks heavily every day, and continued checking out that day, and mailed amounts to $35,441.46; but on the 21st, twenty-four hours after these deposits, the Xeal Bank failed, an event of deepest regret to me. Yet I knew, under the law, that the money I had deposited was the State's and the State had a prior lien and was a preferred creditor, because the money was contributed as taxes by the people for the support of the State. These checks were, of course, returned to me, and new ones substituted.
To avoid such a plethora of money in Atlanta, in the future, I would urge the selection of more depositories as soon as such a law can be passed.
.I The bookkeeping required to be kept with our ninety-one depositories, scattered in nearly a's many towns in Georgia, is onerous, and many of the small banks in small towns are not benefited by the small deposits they receive. It remains with them too short a period, and at a time of the year when they do not need it. The Treasury bookkeeping is too great for any one man, and my able and faithful assistant, Capt. C. T. Furlow, has been in poor health for most of the year, and I feel greatly the need of more help in the office. The Constitution forbids me to have more than one clerk, at the small and inadequate salary of $1,600. The Treasury should have two bookkeepers, a cashier and a stenographer, at first-class salaries. It handles about five millions of dollars twice a year. I learn that there are many firms in Atlanta and other cities of Georgia that pay double that amount to their bookkeepers, and for the performance of perhaps onethird of the work and with one-twentieth of the responsibility. I plead for more help and better salaries. There are Banks in Georgia that pay as high as $65,000 a year for salaries of their

TREASURER'S REPORT.

XXXI

officers and employees, and which have from ten to twenty able men engaged in their service. Per contra, Georgia limits her two Treasury employees to only $3,600. yet the labors and responsibilities are as great in the Treasury perhaps as in any of the Banks, and no Bank officer pays for a $200,000 Bond, as is exacted from the Treasurer- The General Assembly could, I think, grant an appropriation much larger than the pitiful $1,200.00 now allowed to the banking department for clerical help. I respectfully urge that such relief be furnished at once. The State's necessities require it and there should be no hesitation. The books for registration of bonds, and payment of interest on them and on coupon bonds require much time and care and need a special clerk. Owners of over seven million dollars of registered and coupon bonds are interested.
In 1877, when our Constitution was formed and salaries agreed upon, there were only $1,998,364.84 handled by the Treasurer. In 1907 I received and paid out $4,814,764.83, or very nearly five millions of dollars. The labors of this department are vastly greater, the duties more confining and the responsibilities are multiplied. Yet the law allows no greater salary than was paid over fifty years ago, viz.: $2,000.00 to the Treasurer and $1,600.00 to his only clerk, while the labors and responsibilities have increased a hundredfold. To any fair-minded man this appears unjust and ungenerous. The compensation is not commensurate with the great work, vast responsibilities, constant anxiety and increasing cares of the office- Out of these meagre salaries surety bonds are paid by the Treasurer and his clerk, and in 1905 the General Assembly refused to relieve them of this expense, by declining to pass a bill for thenrelief. In contrast, Georgia State banks do pay the bonds re-
quired of their cashiers and tellers.

SMALL BANKS.
The organization of small banks with permission to begin business with only 60 per cent, paid in should be discontinued, and

XXXII

TREASURER'S REPORT.

all State banks should be required to pay the unpaid balance in monthly installments of 10 per cent, per month. The universal consensus of opinion favors this. The small banks are a great convenience and their existence is necessary to the proper service of the public, and they should be established wherever there is a real demand for them, but banks organized by people and in communities without banking capital or where they could not have reasonable hope to succeed, should be discouraged. Some of these little banks have presidents who own only one share of stock and live many miles away, too far to give close attention or supervision to their official duties. Every officer and director should, as in national banks, own not less than ten shares in his own name. I am informed of the purpose of several small banks in the State to discontinue by liquidation, or merging with other banks, and I have encouraged the idea. The merged banks can furnish ample capital at less expense and supply all local wants, and pay better dividends. Some of them are failing to make dividends.

BORROWED MONEY.

The funds of the State became so reduced that on the 15th of October it was thought best by you to borrow enough to tide us through until taxes came in. We secured upon excellent terms the following amounts:

From the Neal Bank, of Atlanta From Fourth National Bank, of Atlanta From the American National Bank, of Macon From the Chatham Bank, of Savannah From Third National Bank, of Columbus

$50,ooo 00 at two per cent 50,000 00 at two per cent
40,000 00 no interest 20)ooo 00 at two per cent 20,ooo 00 at two per cent.

These amounts were borrowed payable December 15th, but on that date the treasury was still in a very depleted condition, and we had no assurance as to the amount that would be received on December 20th, the last day permitted for the payment of taxes without interest accruing, and you renewed the notes for

TREASURER'S REPORT.

XXXIII

thirty days, with the exception of $25,000.00 to the American National Bank. The banks were exceedingly generous and patriotic in making these loans, and in extending them, and I am gratified to state that the reports of ninety-one State depositories of the receipts from tax-collectors have been most encouraging, and we will be able to meet the large amounts due to the public schools of the State, and on the 15th of January, when the notes all fall due, they can be met without inconvenience to the State or any necessity for further renewal.
Several of our large State bank depositories have been called upon during the past eight years to lend money to the State, and to their credit it must be said that they have uniformly responded with liberality and promptness.

THE POWERS OE THE BANK BUREAU.
This department possesses no mandatory powers, it can only advise, admonish and instruct. If stern, compelling methods are adopted through an injudicious use of authority by an indiscreet examiner, failures, bankruptcies and receiverships will multiply. Tt is far better to warn, guide and save than by using harshness, condemn and destroy. The large number of Georgia banks saved by our present policy will never be known. Thousands of dollars 'have been saved to stockholders, creditors and depositors by forbearance, advice, encouragement, and urging strict compliance with the law, and the rules of legitimate banking. Examiners can only warn against past due loans, and urge collections. but can not demand obedience. The quarterly sworn and certified statements are of decided advantage. Many bankers persist in keeping old notes with twenty years limit on their books as live assets, for various reasons Which they plausibly assignWhile not approving them, examiners can not peremptorily order these past due loans charged off. They can only advise and urge that course. Possibly greater authority should be given, but such power in the bands of a "Grand Stand Player" in the

xxxiv

TREASURER'S REPORT.

person of a conceited and indiscreet officer would probably destroy or badly cripple as many banks as it would save, if not many more. Many of these past due loans have good names of slow men or slow firms on them, and I have known many notes that seemed utterly valueless, which, by patient indulgence and persistence, were finally collected with all the accrued interest. The plan of our department is to insist upon prompt collections when notes are due, or to have them renewed with better collateral. Yet we are also insistent upon charging off to profit and loss, and urge that" policy. We insist upon "live assets."

BANK FAILURES.
There have been only two failures of State banks for the year 1907, two mergers and two liquidations. The officers of one of the first named banks, viz.: The Exchange Bank, Macon, Ga., have been indicted for misdemeanor and embezzlement, and as they and. the bank are now in the hands of the court, I refrain from further mention. The bank failed in July before our new law was enacted, and the court appointed R. J. Taylor. C. T. King and B. P. O'Neal permanent receivers, and they are now in charge of its assets and have paid two dividends.
The second failure, viz.: of The Neal Bank, of Atlanta, resulted largely from promotions of both foreign and local enterprises, or syndicate operations, and was precipitated by an unlooked-for panic and a "run." These "runs" are accompanied by a spirit of frenzy, and the most solvent banks are endangered, sometimes ruined, by them. The year 1907 has been the most trying and anxious in the entire history of Georgia banks. They have suffered a most severe and constant strain.
The advantage of our new "Banking Bureau," which went into operation September 1st, was plainly shown, and I have had many letters and verbal statements approving it. It is believed that at least $150,00(3 will be saved from the assets of the bank by acting promptly under section 14 of the

wm

TREASURER'S REPORT.

xxxv

new law. As State Bank Examiner, authorized by this section, I took immediate charge, and in three days, with the advice of the Governor and Attorney-General, and at the request of the Atlanta Clearing House Association and the officers of the failing bank, the 'Neal Bank was placed in the hands of a great banking corporation to act as receiver, under a low contract half the rate granted by the law and a most reasonable order of the judge. The president of the Central Bank. Mr. A. G. Candler, in public statement, said: "I see no reason why every depositor should not receive every dollar -he has deposited." He added, "Dollar for dollar to depositors, each and every one. This is my hope, my belief and my earnest aim.-'
The Neal Bank, in October last, united with the other banks of Atlanta, constituting its Clearing House Association, in issuing Clearing House certificates, more than $1,835,000, which were endorsed by each of said banks, making each responsible for the whole amount thereof. This full endorsement of the Neal Bank caused its depositors and creditors to keep faith in its solvency and retain their confidence, which, however, had never been shaken before December 21, when a sudden and unexpected bank run occurred, between ten and twelve o'clock, the Saturday hour for closing. The receipts given to the State Bank. Examiner read
as follows:

No. 1. "THE NEAL BANK, ATLANTA. GA., December 26, 1907.

Received from R. E. Park, State Bank Examiner, in control of the affairs

of the Neal Bank, $188,992.17, less $3,376.03. pay-roll Alabama Sulphur Ore

& Copper Co., a net balance of $185,616.14.

(Signed )

CENTRAL BANK & TRUST CORPORATION, Receivers.

By W. H. Patterson, V.-P."

No. 2. "THE NEAL BANK, ATLANTA, GA., December 26, 1907.
Received from R. E. Park, State Bank Examiner, in control of the Neal Bank, $53,804.22, drafts, checks and cash items, also $2,534426.27, bills re-

mm

xxxvi

TREASURER'S REPORT

ceivable. The latter subject to verification, and the following bonds and stocks:
37-i shares Forest Park Land Company, $100.00 each. 10 shares Ellen-N Land Improvement Company, $100.00 each. 10 shares Hapeville Land & Improvement Company, $100.00 each. 73 shares Miller Real Estate & Investment Company, $100.00 each. 60 shares Jno. A. Miller Feed & Sale Stables, $100.00 each (80%) Pd. 161 shares Atlanta Utility Works, $100.00 each. 150 shares South River Brick Company, $100.00 each. 50 shares Dixie Cotton Mills preferred stock, $100.00 each.

The following securities belonging to said bank, as shown by their .books, have not been but are to be delivered, when the conditions removing thera from the possession of the bank are satisfied:
300 shares South River Brick Company's stock, $100.00 each (certificate mislaid).
2 bonds of the City of Atlanta, $500.00 each, deposited with the Trust Company of Georgia, as required under Atlanta Clearing House rules.
3 bonds of the Miller Union Stock Yards, $1,000.00 each, and $13,000.00 City of Atlanta bonds, the two latter items being deposited with the Atlanta Clearing House Association, and on which Clearing House certificates have been issued to the Neal Bank; also in cash nine thousand, five hundred and seventy-five dollars and sixty-nine cents ($9,575-69), collections made by the said State Bank Examiner subsequent to the date of taking charge of the Neal Bank.

(Signed)

CKNTRAL BANK & TRUST CORPORATION, Receivers.

By W. H. Patterson, V.-P."

THE IMPORTANCE OF BANK EXAMINATIONS.
Last summer when the bank hill, reported bv the Clearing House Associations of Augusta and Atlanta, and endorsed by the Georgia State Bankers Convention in more than one meeting assembled, was being discussed, after its unanimous passage by the House of Representatives, in the State Senate, a senator, who has never been a bank director, I imagine, while advocating the passage of the bank bill pending, exclaimed that be regarded bank supervision and examination as a farce.

TREASURER'S REPORT.

XXXVII

1 was forably struck and amazed by this strange declaration, coming from the highly esteemed source from which lt emanated and I beg to say that from my own experience of severa years as a bank director and eight years as the Georgia State Bank Examiner. I am thoroughly convinced that he ,s in error We must concede that laws and legislation will not create^ hones and experienced men any more than ,t would create values But it will often serve to keep men honest by placing restraints and checks on then, so as to prevent carelessness and speculation
Vlth funds entrusted to their keeping/and it will force dishonest men out of business. Trust and confidence are the keynotes hat bind together the arch of the banking business, and this confidence is largely the result of good banking laws, followed up 1> frequent, intelligent and thorough examinations and by period,-
cal sworn statements. We must agree that it is impossible to enact statutes reqmr-
ing sworn statements so stringent as to prevent the falsification I^doctormg' of such reports, but with good banking law with experienced, competent and conscientious cashieis and boards of directors, whose minds and hearts are pointing m the Action of correct banking principles, and. with competent and -careful bank examiners, who can say that supervision and e^-

to the bank for such supervision and examinations? An honest man doe' not object to being watched and a dishonest man surely

^e" Son of the bank examiner, however, is not alone to be a "watch dog" or detective, but to aid in the correction of unbusinesslike methods that some Bankers acquire.and whu* if persisted in. cause loss to the institution. It is his duty to as
erta 'whether the bank is transacting its business m accordI:! the law, and to advise and admonish the^cers an directors that upon them rests the responsibility of fa thfo ly performing their duties, and the bank examiner who s succe ful in the accomplishment of this, and who is abk, to get the directors of the banks, under his supervision, to direct, has

XXXVIII

TREASURER'S REPORT.

dered a most valuable service, not alone to the depositors and stockholders, but to the officers and directors themselves Many an officer and director might have been spared disgrace and punishment had they been shown the straight and narrow path in time and been compelled to walk therein.
It is ridiculous to suppose that an examiner alone can prevent a dishonest bank official from looting the institution but if he has the cooperation of the directors his services have been and will continue to be of great benefit to the banks themselves and a protection to the depositor and stockholder, despite the criticisms that the system has received and is getting from the public and the press. Ruinous failures of banks under supervision no doubt will continue to occur, regardless of system, but are we to call a system of supervision which reduces these failures to a minimum a "farce?"
We have now in Georgia 448 State banks, and during the eight years that I have been State Bank Examiner failures have occurred in only five State banks. This is a tribute to the State banking system of examination, and it shows that a system of supervision, which reduces failures to such a minimum can not be a "farce."
In the very limited space allotted an examiner in which to examine a bank, it is impossible for him to give the necessary time within which to make his examination as thorough as it should be. It would take probably ten times the number of bank examiners as this State allows to make as thorough an examination as we should have. There are many things, however, that he can and does ascertain upon which to draw his conclusions, such as counting the cash, listing and verifying the outstanding certificates of deposit, checking the cancelled ones with the records, verifying the balances in correspondent banks and listing and proving the loans and other securities of the Bank.
With reference to ascertaining the authenticity and value of the loans and securities he should be willingly aided by the directors, and they should be required to go over'and pass upon the securities with him. There are many other things that a bank

TREASURER'S REPORT.

XXXIX

examiner should do, and which are material in making Ins ^armnations complete. He should examine the stock certificate record to ascertain that the correct, amount of stock has been issued, also consult the minute book to see if regular meetings of the stockholders and directors are being held, and if the examining committee has been performing its duties, and that these findings
have been recorded in the minutes. Setting-aside absolute theft and falsification of the hooks.
which it is admitted no system can be devised to prevent, it seems to me that the directors and the local examining committee should not be excused from passing worthless paper and securities, and as to counting the cash and verifying of the bank accounts themselves, the duty is simple. After tins is done they can satisfy themselves as to the individual deposit ledger, and tins they can easily verify by making it convenient to drop mat the end of some month, and superintend the balancing of pass books. This method being pursued and the directors and examming committee being satisfied that their officers are conducting the business honestly and profitably, it would seem they are m position then to testify truthfully, and ought to add confidence co
the institutionThe public is generally too apt to pass criticisms without giving
credit They know of the occasional disreputable failure of a hank which has been under supervision, but the numberless cases of failures which the timely interference of the banking department and bank examiners have prevented, they do not hear of and of which none except the bankers, the examine, and .he
partment have knowledge.

PUBLICITY.
I note that on November 6 the Treasury Department of the United States published a statement to the effect that they had decided that it would no longer make public announcement at the failure of national banks, nor give out any information con-

XL TREASURER'S KEPORT.

cerning such tanks after they have failed Neither ,,

nouncement be made of the name of Z7

""" """

any other official action that ay be a e, TnT Tf "

I:; -' ^ DepJmeTJmc,, a," Z'l^ "' f'^^nts of the United States, believes in secrv an opposes pnbhcty in ,,a,,dh,,g the national banks of AmeS

s- b=rrr,,.t,hi of^t^;rfr2sco,s^:;;:!

BAXKS NEED A SURPLUS.
Shareholders should not insist upon dividends to the expense a^pusaceoun, Dividends son.etin.es ,ead to the ,, o
ceenmt, ooff pnrofIitsftu o be set asi1d0eUladnnbCuallalyW. ' tD0ep^osUitisrew;oi uclderthaeisaPfer and finances generally in better condition.
BANKING LAWS OF OTHER STATES.
In contrast to Georgia's meagre appropriation for the maintenance and support of a Bank Bureau, the banking committee appointed by Go, Hughes, of New VoH, has .just rlmmen the continuance of their State bank examiner in office for a penod of five years at a salary of $15,000 per annum. They allow to Ins first deputy a salary of $7,000: to the second deputy $4,000; to the confidential clerk and secretary, $3,300; to the chief clerk, $3,000; to three stenographers, $:%co each to two stenographers, $I)0oo each, and to one stenographer, $600, making a total number of six stenographers. In addition, he is alowed three bookkeepers and clerks at $I)200 and $9oo respectively Besales these, he has eighteen bank examiners, who are allowed a per diem of from $io to $18 each, with their railroad

TREASURER'S REPORT.

XLI

fare and $2 per clay extra for necessary expenses- Recently nine extra examiners have been added to the eighteen, at the same per diem.
These facts are gathered from the annual report of the superintendent of banks of the State of New York. The total number of New York State banks, September 30, 1907, was 202, and 24 of these had 102 branches, making a total of 304 banks and branches to be examined twice a year. Georgia has 448 Statebanks with a number of branches, and two bank examiners at a salary of $1,200 each.
This contrast needs no comment. The people of Georgia,. however, I would sav, are as important to this State and should have as much attention and care as the people of New York re-
ceive. In 1904, (last report I have) Michigan had 248 banks, witii
one Superintendent and nine assistants, at an expense of $23,696. Nebraska had one commissioner of banks and four examiners. at expense of $14,390. Pennsylvania has a commissioner, six clerks, eighteen examiners and 461 banks and trust companies,. and an expense account of $65,743.

THE DUTIES OE DIRECTORS.
All State banks of discount and deposit should be carefully managed by a full board of directors and not by one or two men. Many banks trust their entire business to a cashier, and give nosupervision. We need a moral reform in the way of bringing all bank directors to the belief that they are trustees for their depositors just as fully as the trustees of an estate or an educational or charitable institution are responsible for the welfare and protection of their beneficiaries.
The custom and history of savings banks prove such a moral attitude is possible. The savings bank president or cashier or director of to-day who connives at or permits the wrecking or ruin of his bank, is looked upon with scorn by his colleagues

xi.ii

TREASURER'S REPORT.

and his fellow citizens. The time is not far distant when the position of director in a hank will carry with it all the duties and obligations of trustee towards 'his ward. At present these are treated too lightly and with far too great indifference. When the necessity and propriety of such directorship are generally admitted in our State banks, we shall have fewer financial failures and panics.
in this connection J would quote from my report of December 3]. 1905 : "I call your attention to the fact that there is a disposition to have too many 'one man banks.' and we should have a law to .compel directors to direct." Also these words: "One of the greatest causes of bank failures is making excessive loans to a single individual, firm or corporation. To avoid this danger we must have directors and other banking employees who are more attentive to the duties of their several positions." "Directors should be compensated when thev meet for business," etc.

RECOMMENDATIONS.
The above statement of facts justifies me in recommending that the Constitution be changed so as to pay adequate salaries to the Treasurer and his clerk, and that an experienced, practical bookkeeper and a first-class stenographer be added to that Department. Both of the Departments, the Treasury and the Hanking, need at once increased help and better pay. The Banking department should have two stenographers and two clerks. while the Treasury Department should have one additional Bookkeeper, a Cashier and a Stenographer. These are present needs. Provide for more as*needed.
If the Legislature in its wisdom does not see fit to concur in these changes and recommendations, I would suggest an entire separation of the State Treasury Department from the State Banking Department, but would repeat that the salaries be properly and generously increased, as well as the number of the employees. The two Departments, as is well known, like

TREASURER'S REPORT.

XLIII

others in the Capitol, were joined together to supplement the meagre salaries fixed by the Constitution. Let the salaries be largely increased and the two Departments separated. I am not making this suggestion to avoid any duties imposed upon me. The duties of both of these Departments are congenial to my tastes, but unless they are adequately supported and maintained, I repeat that their complete separation seems imperative.
I recommend that all Banks be required to pay up the full amount of their authorized capital.
That no bank be allowed to lend money on their own capital stock. It adds to their liabilities and diminishes their assets.
The compensation of Receivers of failed Banks should be decreased from its present wording, and only two and a hair per cent, be allowed, both ways, for receiving and paying out. The present law seems to me to be excessive, and depositors should under all circumstances get every protection that is possible. Let a more moderate sum be fixed for the compensation of Receivers, and a graduated basis seems to be the wisest plan.
In future no Banks should be organized with a less capital than $25,000.00, fully paid up in cash, and not in notes.
The Receiver should be permitted to pay out to depositors and creditors before the expiration of six months, under order of court.
The recent law should be carefully revised and amended- It is inconsistent in several particulars. There are some contradictions, and some allusions or references to sections or subjects which are not to be found.
Very repectfully yours,
ROBERT E. PARK,
Treasurer and State Bank Examiner of Georgia.

EXHIBITS No?. I, 2 and ?.
2 tr

10

TREASURER'S REPORT.

EXHIBIT R. R. Park, in Account with the State of Georgia

To balance in the Treasury, January 1, 1907

' Artists' Tax M Auctioneers' Tax-

" Automobile Tax

" Ball and Bicycle Parks

;

" Building and Loan Association

Bicycle Agents

" Billiard Tax

Cigarette Tax

Costs refunded

" Corporation Tax, ad valorem

Costs of Fi Fas

'' Detective Agencies

Dividends from stocks

Express Companies' Tax

" Fees from Fertilizers

General Tax.

" Hire of Convicts

" Insolvent General Tax

" Insolvent Poll Tax

Insurance Fees

Insurance Agents

Insurance Tax

" Interest from Depositories

Investment Companies

Liquor Tax

Lease on Oyster Lands

Money Refunded

" North Eastern Railroad " Occupation Tax on Corporations, capital stock

Office Fees..

" Oil Fees

Pure Food

" Pawi Brokers' Tax

" Peddlers'Tax

Pensions Refunded

" Pistol Tax

" Poll Tax

Railroad Tax

" Real Estate Agents

" Rent Public Property

" Rental Western & Atlantic Railroad

" Supreme Court Costs Sale of Acts



Sale of Codes

Sale of Carpets

" Sale of Crops

" Sale of Records

" Sale of Reports

Sale of Appeals Sewing Machine Agents

" Sewing Machine Companies

" Sleeping Car Companies

" Show Tax

" Street Railroad Co.'s Tax

Temporary Loan

Tax on Agencies

" Tax on Abstract Companies

" Tax on Bottling Companies

" Tax on Brewing Companies

" Tax on Cash Registers

" Tax on Coca-Cola and Similar Companies

" Tax on Cold Storage

" Tax on Fixtures

Tax on Games " Tax on Loan Agents

" Tax on Adding Machines

" Tax on Rinks

" Tax on Slot Machines

" Tax on Specialists

" Tax on Lightning-rod Agents

" Tax on Tobacco Tags Companies

" Tax on Traders

" Tax on Typewriter Agents or Dealers

" Tax on Telegraph Companies

" Tax on Telephone Companies

" Sur'p Sale Wild Lands

" Wild Land Tax

Total Receipts

$ 1,746 49

877 50

630 00

137 02

20 00

765 63

12,811 06

9,55553

03 80

20,924 38

50

90 00

2,596 00

6,681 22

57,499 09

2 ,478,227 97 3TO.101 08

4,056 20

1,040 61

24,010 54

17,838 00

141,041 47

6,063 66

200 00

234,282 57

20 00

1 00

3,745 00

31,071 31

8.019 30

14.976 23

1.866 31

5.017 50

5,145 50

391 64

9,090 0 >

272,716 16

358,453 04

2,286 18

60 00

420,012 00

3,888 00

861 75

938 75

22 95

1^,050 51

324 00

12,976 41

890 75

2,528 00

1,800 00

2,276 23

13,318 86

Dr.
804.444 93

180,000 00 495 00 45 00
3,500 26 1,350 00
27 00 2,160 00 5,967 00 3,600 00 1,693 40
468 00 9 00
406 32 837 50 135 00
45 00 180 00 1,274 85 207 00 5,515 68 23,786 53
55 36 9 7C-- 4,813,764 83

$ 5,618,209 76

MMnnw

TREASURER'S REPORT. No. 1. from January /, 1907, to December SI, 1907.

By Academy for Blind Academy for Blind Building



" Agricultural School

" Board ol Health

"Civil Establishment

"" I ollege for Colored

" College for Colored Building

"' Compiler of Records

" Court of Appeals Reports

" Contingent Fund

"' Contingent Fund Railroad Commission

" Contingent Fund Supreme Court._

'.

"" Contingent Fund Couit of Appeals

" Department of Agriculture

*' Fertilizers' Fund " Farmers' Institute " Georgia Experiment Station " Georgia State Sanitarium " Georgia State Sanitarium, Special "" GGeeoolroggiaicaNloFrmunadl and Industri.a-l;%Co;l;lege.. " Georgia Normal and Industrial College, Building

Horticultural Fund



" Incidental Expense General Assembly

" Indexing House and Senate Journals

"" Inspection of Oils " Insurance Public Buildings, etc

' Jam sto.vn Exposition

" Land Script Fund Interest

;

Legislative Fay oil Library Fund Library Fund Court of Appeals

""' NMoilrittharGy eFourngdia College (Dahlonega) " North Georgia A. M. College Building

' Overpayment Taxes Refunded

*' Pensions Deficit

" Pharmacy Eoard

" ""

Pn en Fun^t PPrriinnttiinngg FFuunndd. Geological. _Depar

men".t

" Penitentiaiy i ommittee

_ ._

Printing Fund Railrcad Commission

" Public Buildings and Grounds

" Publishing Georgia Records (ColomaU

^

" Publishing Georgia F;3porls

" ""

Public Debt RReefporrimntaintogryG. eorgia

Reports,

o;ld:

;

" School for the Deaf. " School for the Deaf Building " School for the Deaf, Special

:

School Fund School of Technology

" Soldiers'Flome

Soldiers' Home Hospital

" Solicitors-Generals' Fees

Special Appropriations Miscellaneous

Ftnsl0ns

" Special Appropriations to Pensioners, fcepeciai r

State Normal School (Athens)

State Llniversuy. ....

,,,,,,,

' State University for Farmers Institute " State University for Summer School
Stationery General Assembly... Temporary Loan " Pensions Roster Fund " Reward Fund " Binding Journals " File Cases for Library " Weights,and Measures Normal School Iquipment " Gordon Statue
To BaU^ gSZ5SS&KE &IS.

11
Cr.
18,000 00 40,000 00 44,000 00
7,500 00 183,300 00
8,000 01 5,000 00 3,849 58 2,500 00 21,533 44
800 00 1,288 13
744 64 12,500 00
6,911 62 2,500 00
794 17 370,000 00
15,000 00 9,806 29
24,999 96 27,500 00 10,618 36
102 12 150 00 1,250 00 33,881 36 24,700 00 6,314 14 66,353 16 3,472 70 165 10 40,000 00 16.500 00 20,000 00 8,640 54 42,717 65 200 00 360,709 42 24,573 05 2,500 00 4,213 16 997 48 32,000 00 8,748 13 7,632 80 415,993 75 15,000 00 12,443 25 33,000 00 20,000 00
1,667,475 25 55,000 00 17.500 0'J 7,500 00 7,120 00 3,726 07 1,070 00 24,999 95 30,500 00 6,000 00 10,000 00
5,000 CO 528 30
25,000 00 890,000 00
925 64 2,700 00
550 00 4,225 75 1,500 00 1,744 61 15.000 00
$ 4,797,469 59 820,740 17
$ 5,618,209 76

EXHIBIT NO. 2.

to

A D. scriptive List of the Valid Bonds of the State of Georgia, December 31, 1906.

Date of Bonds. Month.

Denomination.

When DueMonth.

Amount of Series-

Rate of Date Inter- of
Act.

Signers of Bonds and Coupons.

Signatures on Bonds.

Signatures on Coupons.

May Tnly July
Tuly Oct.
Tnly April A pri 1 May . April June. June. June. June.
fnly. July. April Feb.. Oct.. Oct.. July. July. July . July.

IS77
iseii 1866 1876 1888 i 88'.' 1883
I8S3 18S-:
188-1 1885 1885 1885 1885 1885 IS86 1886 1889
890 1890 189-.'
1892 1890
1885

I

1,000 Jan 1.000 July
500 July 1,000 Tuly. 1.000 Jan .
500 Tuly

I88( $ *
1886
I88i 18'.)r 19 5
1932

1,000 %
1,000
500 1,000 2,000 3.000 7

1877 Governor and Secretary of State I86H Governor and Secretary of State

Trea urer Treasurer

i

I860 Governor and Secretary of State

.. . Treasurer

1X76 Governor and -ecretary of State

l887|Governor. Secretary of State and Treasurer

en d
59

1881 Governor

Obligat'n State University 59

11.00' April 50,000 April
1.000 vlav .

1933 19:3 1933

11,000 50,000
l,0M0

1881 Gouernor
1881 Governor 1881 Governor

Obligat'n State University Obligat'n State University
Obligat'n State University

96.000 April 1934 16,000 June. I93i 7,000 June. 1935

96,000 I i,000 7,000

1881 Governor 1881 Governor . lS8i Governor

Obligat'n state University o
Obligat'n State University 59 Obligat'n State University R

56,000 June. 1935

50,000

11881 Governor

Obligat'n State University

7,000 June. 1935 0,< 00 July. :935

7,000 6.000

1881 Governor 1881 Governor

Obligat'n State University Oligat'n State University

1,000 Jan

1936

1,0 0

1881 Governor

Obligat'n State University

l.f'OOi April 1936

1,000

1881 Governor

Obligat'n State University

15,0001 Feb.. 1939

15,000

i88l Governor

Obligat'n State University

2,000 Oct. . 1910 1,000 Oct.. . ig JO 1,500 .Inly. 1942

2,000 1,000 1,500

1881 Governor 1881 Governor 1881 Governor

obligat'n State University Obligat'n State University Obligat'n State University

1,000 Jqly 1942

1,000

1881 Governor

obligat'n State University

7,000 July. 1946

7,000

1881 Governor

Obligat'n State University

l.OOO'jtily. 1915

507,000 *% 1884 Governor, Secretary of State and Treasurer. Treasurer

July.. 1885 July.. 1885
Oct. . 1888 Oct.. 1888
Oct.. 1888 Oct. .. 1888 Oct.. . 1888 Oct. .. 1888
Oct .. 1888 Oct .. 1888 Oct .. 1888 Oct... 1888 Oct.. 1888 Oct. . 1888
Oct... 1888 Oct.. 1888 Oct .. 1888
Oct.. 1888 Oct.. 1 Oct... I Oct.. 1888
Oct... 1888 Oct... 1888 Oct . 1888
July.. 1890 July. 1890
July. 1890
July. 1890 July. 1S90
July. 1890
July. 1890
July. 1890
July. 1890
July. 1890 July. 1890
July. 1890

5,0001 July. 1915 1,000 July. 1915 1,000 J~an 1907 5,000 Jan . . 1907 1,000 Ian . . 1909 1,000 Jan . . 1909 5,000 Tan . . 1909 l.Otf) Jan . 1910 1.000 Jan . 1910 5,000 Jan... 1910
1,000 Jan. . 1911 1,000 Jan... 1911 5,000 Jan... 1911 1,000 Jan. ., 19 1,000 Jan... 1912 5,000 Jan. . 1912 1,000 Jan . 19:3 1,0oO Jan. .. 1913 1,000 Jan. . 1914
1,000 Jan. .. 1914
1,000 Jan. .. 1915 1,000 Jan... 1915 1,000 Jan. . 1910
5,000 Jan... 1910 1.000 Jan. . lv17
1,000 Jan. .. 1917
5,000 Jan. .. 1917 1,000 Jan. .. 1918 1,000 Jan. .. 1918 5,000 J an.. 1918
1,000 Jan. .. 1919 i ,000 Jan . 1919 5,000 Jan. . 1919 i .ooo Ian. .. 1920 1,000 Jan. . 1920 5,000 Jan. . 1920

890,000 I1., il884 Governor, 'ecretary of State and Treasurer Treasurer

1,995,000

1884 Governor, Secretary of State and Treasurer Treasurer

75 000

1887 Governor, Secretary of State and Treasuter Treasurer

25,000 4% 18,87 Governor, Secretary of state and Treasurer Treasurer

73,000 \% 1887 Governor, Secretary of State and Treasurer Treasurer

2,000 4y2 25,000

1887 Governor, Secretary of State and Treasurer Treasurer 1887 Governor, Secretary of State and Treasurer Treasurer

03,000 4% 1887 Governor, Secretary of State and treasurer Treasurer

12.0(0 25,000

*y2
4>e

1887 Governor, Secretary of State nd Treasurer Treasurer I8S7 Governor. Secretary of State and Treasurer Treasurer

59.000 4>2 26,000 4'..

1887 Governor, Secretary of State and Treasurer Treasurer 1887 Governor, Secretary of State and Treasurer Treasurer

15,000 4>2 1887 Governor. Secretary of State and Treasurer Treasurer

63,000 4% 1887 Governor, Secretary of State and Treasurer Treasurer

12.000 4% 1887 Governor, Secretary of State and Treasurer Treasurer

25,000 4% 1887 Governor, Secretary of State and Treasurer Treasurer

24,000 A>4 1887 Governor, Secretary of Sta'e and Treasurer Treasurer

76,000 4% 1887 Governor, Secretary of State and Treasurer Treasurer

98,000 41,, 1887 G'.vernor, Secretary of State and Treasurer Treasurer

2,000 4%. 1887 Governor, Secretary of State and Treasurer Treasurer

60,000 4% 1887 Governor, secretary of State and Treasurer Treasurer

t

40,00u 4% 65,000 4^

1887 Governor, Secretary of State and Treasurer Treasurer 1887 "oveinor, Secretary of State and Treasurer Treasurer

b5,G08 4'., 1887 Governor, Secretary of State and Treasurer Treasurer

3i,000 3% 1889 Governor, Secretary of State and Treasurer Treasurer

7,000

1889 Governor, Secretary of State and Treasurer Treasurer

55,000 sy2 16,000 tK

1889 Governor, Secretary of State and Treasurer Treasurer 18-<9 Governor, Secretary of State and Treasurer Treasurer

t

4,000 3% 50,000 3% 23,000 3&

1889 Ciovernor, Secretary of State and Treasurer Treasurer 1889 Governor, Secretary of State and Treasurer Treasurer 1889 Governor, Secretary of State and Tseasurer Treasurer

52,000 3% 1889 Governor, Secretary of State and Treasurer Treasurer

25,000 3% 33.000 3lA 17 000 31.-

1889 Governor, Secretary of State and Treasurer Treasurer 1889 Governor, Secretary of State and Treasurer T easurer 1889 Governor, Secretary of State and Treasurer Treasurer

50,000

1889 Governor, Secretary of State and Treasurer Treasurer

-3 ww> aCO
J8
w Ow

EXHIBIT No. 2--Continued.

Date of Bonds. Month

When Due. Denomination.
Month.

Amount of Series.

Rate of Inter-
est.

<V
<H

Q

Signers of Bonds and Coupons.

Signatures on Bonds.

Signatures on Coupons.

July.. 1890

5,000 Jan 1921

100,000 8^< 1889 Governor, Secretary of State and Treasurer, Treasurer

July.. 1890

5,000 Ian 1922

100,000 VA 1889 Governor, Secretary of State and Treasurer, Treasurer

July.. 1890 July. 1891

5.000 Jan 1923 5 000 Jan 1924

100,000 :-;'., 1889 Governor, Secretary of State and Treasurer, Treasurer 100,000 8* 1889 Governor, Sectetary of State and Treasurer, Treasurer

H3
w

July.. 1890 July.. 1890

5,000 Jan 1925 1,000 Jan !92t

loo.ooo 3% 45,000 6)4

1889 Governor, Secretary of State and Treasurer, iTreasurer 1889 Governor, Secretary of State and Treasurer, 'Treasurer

>

July.. 1890 July. 1890 July. 1890

5.000 Jan 192ri
1,000 Jan 1927 1.000 Jan 1927

55 000 8)4 1889 Governor. Secetary of State and Treasurer, ITreasurer 17,000 S)4 1889 Governor, Secretary of State and Treasurer, Treasurer 8,000 $y2 1889 Governor. Secretary of State and Treasurer, Treasurer

Cw

July 1890

5 000 Jan 1927

75,000 3)4 1889 Governor, Secretary of State and Treasurer Treasurer

July.. 1890 July. 1890 July . 1890
July.. 1890 July.. 189(1

1,000 Jan 1928 i .ooo Jan 1928 1.000 Tan . 1929 1,000 Jan 1929 5 000 Ian . 1929

83,000 3% 17,00(1 3% 70,000 3)4 19,000 3V-,
5,000 3'.,

18*9 Governor, Secretary of -state and Treasurer, 1889 Governor, Secretary of State and Treasurer, (889 Governor, Secretary of State and Treasurer, 1889 Governor, Secretary of Stale and Treasurer 1889 Governor, Secretary of Statj and Treasurer,

Treasurer Treasurer Treasurer Treasurer Treasurer

w*3 o8 w
-3

July.. 1890

i ,000 Ian , 1930

81,000

1889 Governor, Secretary of State and Treasurer, Treasurer

July.. 1890

1,000 Jan 1930

9,000

1889 Governor, Secretary of State and Treasurer, Treasurer

July.. 1890

5.000 Jan . 1930

10,000 3)4 1889 Governor, Secretary of State and Treasurer Treasurer

July.. 1890,

1,001 Jan 1931

55,000 3% 1889 Governor, Secretary of State and Treasurer, Treasurer

July.. 189o

1,000 Jan . 1931

15,000 3y, 1889 Governor, Secretary of State and Treasurer, Treasurer

July.. 1890

5,000 Jan . 1931

3,0,000

18V.) Governor, Secretary of State nnd Treasurer, Treasurer

July.. 1890

1,000 Jan 1932

81,000 3<4 1889 Governor, Se -retary of State and Treasurer Treasurer

July.. 1890

1,000 Jan 1932

19,000 3)4 18v9 G ivernor, Secretary of state and Treasurer, Treasurer

Juiy.. 1890

1,000 Ian . 1933

79.000 3% 1889 Governor, Secretary of State and Treasurer. Treasurer

July.. 1890

! ,000 Jan . 1933

11,000 3% 1889 Governor, Secretary of State ;tnd Treasurer, Treasurer

July.. 1890

5,000 Ian 1933

10,000 3},< 1889 Governor, Secretary of State and Treasurer, Treasurer

July-. 1890

1,000 Jan 1034

87,000 3)4 1889 Governor, Secretary of State and Treasurer Treasurer

July.. 1890 July.. 1890 July.. 1890 July.. 189U May.. 1892 May.. 189o July.. 1896

1,000 Jan . 1934 5,000 Jan . 1934 1,000 Jan . 1935
1,000 Jan . 1935 1,000 Jan . 1922
500 May. 1915 1,000 July. 1926

8,000 3M 5,000 3>2 26,000
7,000 3M 207,000 4j2 287,000 3M 230,000 4

1889 Governor, Secretary of State and Treasurer. 1889 Governor, Secretary of State and Treasurer. 1889 Governor, Secretary of State and Treasurer.

Treasurer Treasurer Treasurer

1889 Governor, Secretary of State and Treasurer. 1891 Governor, Secretary of State and Treasurer 1894 Governor, Secretary of State and Treasurer. 1895 Governor, Secretary of State and Treasurer

Treasurer Treasurer Treasurer Treasurer

$ 7.137,000 *Past due and for which money in Treasury to pay same when presented.

+Registered.

i-3

> Cww

w ow

EXHIBIT No. 3.
Classification of Valid Interest-bearing Bonds of State of Georgia, Rate of Interest on Each Series, When Due and Total Amount of Interest per Annum.

Interest due January.
interest due November.
Total Interest.

DESCRIPTION OF BONDS-

n

s3

gl

in <D

c
3

"g

O

to




ca3

c

Fifty-year obligations to State University, act 1881 $ 282,500 00 7 % $

Bonds issued under act of 1884, due 1915

3,392,000 00 *\%

Bonds issued under act 1887, beginning with 1898

$100,000.00 per annum

900,000 00

Bonds issued under act 1889, beginning with July,

9,887 50 76,320 00
22,500 00

13 in
6
C
$ 9,887 50 $
76,320 00
20,250 00

w

M

$ 19,775 00 152 640 00

(>ft C ww

42,750 00 53

1917, $100,000.00 per annum Bonds issued under act 1891, due 1922 Bonds issued under act 1894, due 1915 Bonds issued under act 1895, due 1926

1,833,000 00 3i% 207.000 On 4i% 287,000 0( 3i% 230,000 00 4 %

29,827 50 4,657 50
4,600 00

5,022 50

29,827 50 4,657 50
4,600 00

64,155 00 9,315 00
5,022 50 10,045 00 5
9,200 00 S3

-i

$ 7,131.500 00

$ 147,'792 50 $ 5,022 50 $ 145.542 50 * 5,022 50 $ 303,380 00

EXHIBITS Nos. 4 and 5.

wmmmmzmm

EXHIBIT No. 4.

Giving

Names

of

Insurance

and Guarantee

Companies which have as -Required by Law. "

made

Deposits with the Treasurer of Georg
ia

.NAME OF COMPANY
Atlas .Etna Fire Agricultural American Bonding & Trust Co American Central American Surety American Assurance Atlanta Mutual . . Alliance American Adirondacks British-American. Boston Bankers Health and Life. Continental Connecticut Caledonian Citizens Commercial Union Continental Aid. . . Cosmopolitan Dixie Fire Empire Mutual Aid Eagle Equitable of S. C. Fidelity and Deposit Co of Md.

Bonds.. Bonds. Bonds.. Bonds... Bonds. . Bonds.. . Bonds. . Bonds,. . Bonds. Bonds. Bonds. Bonds. . Bonds.. . Bonds. Bonds. . Bonds... Bonds, . Bonds.. . Bonds.. . Bonds.. . Bonds.. Bonds.. . Bonds.. . Bonds... Bonds.. . Bonds,..

DEPOSIT

AMOUXT

10,000 00

10,000 00 10,000 00 25.000 00

>Hw3

10,000 00 25,000 00 5,000 00

cw

5,000 00 10,000 00

w

10,000 00
10,000 00 w

10,000 00 10,000 00

ow

5,000 00 1-5

10,000 00

10,000 00

10,000 00

10,000 00

10,000 00

5,000 00

10,000 00

10,000 00

20,000 00

10,000 00

10,000 00

25,000 00

Fireman's of Newark

Fireman's Fund Foreman's Fund Corporation

Fire Association of Philadelphia

Fidelity Fire

Florida Home

German Alliance

Germania

Greenwich

Glen's Falls

German- Unerican

Guaranty Aid and Relief

Globe and Kutgers Fire

Girard F. & \1 Home of New York

Hamburg-Bremen

Hartford Fire

Hanover Fire

Industrial L. & H

;

Insurance Co. of North America

Jefferson

-

Liverpool & London & Globe of Eng

Liverpool, London & Globe of N. V.

London & Lancashire

London Lumber Mutual ..

Lumber

Mercantile Mutual

Milwaukee Mechanics

Mutual Life Ind. Ass'n

Mutual Benefit Life

Metropolitan Mut. Benefit

Michigan Commercial

Mutual Ben. Ind. Life

National Union

IN ew South Life.

National

Bonds. .. Bonds . Bonds... Bonds Bonds . . Bonds. . Bonds Bonds . . Bonds... Bonds... Bonds . . Bonds. . . Bonds .. Bonds. . Bonds .
Bonds . Bonds . Bonds . Bonds. . Bonds . Bonds . Bonds . Bonds Bonds . Bonds Bonds. Bonds Stocks. Bonds. Bonds Bonds
Bonds Bonds Bonds Bonds. Bonds Bonds.

10,000 00

10,000 00

10,000 00

10,000 00

10,000 00

10,000 00

10,000 00

10,000 00

10,000 00

25,000 00

10,000 00

5,000 00

10,000 00

10,000 00 10,000 00 10,000 00 10,000 00

w Pw>dI

10,000 00 w

5,000 00 10,000 00

w

10.000 00

10,000 00

10,000 00 10,000 00

o
V

10,000 00 1-J

10,000 00

10,000 00

10,000 00

10,000 00

20,000 00

25,000 00

5,000 00

10,000 CO

5,000 00

10,000 00

20,000 00

10,000 00 p

NAME OP COMPANY

New Hampshire Northern

Norwich Union.

North British & Mercantile. Niagara

North River

National H. & A

National Lumber. .

North State

Orient

Phoenix of Hartford.........

Phoenix of London

Phoenix of New Y. rk ..

Pennsylvania

Palatine

Pilgrims H. & L. .......'..'.'! Queen

Koyal

\

Royal Exchange

Rochester-German

Rome Industrial Life

Scottish Union & National .

State Mutual Life. .

Springfield F. & M

Southern Mutual Life

St. Paul F. & M

Sun Fire

,\

Sun Mutual

Southern Life of Dawson

Southern Fire of New Orleans

EXHIBIT No. 4--C<...tinned.
Bonds.. Bonds.. Bonds. Bonds. Bonds. Bonds . Bonds. Bonds. Bonds. Bonds. Bonds.. Bonds. Bonds. Bonds. Bondr.. . Bonds. Bonds.. . Bonds Bonds. Bonds.. Bonds. . Bonds. Bonds. Bonds.. . Stocks . Bonds. Bonds... Bonds. . Stocks . . Bonds.. .

o

AMOUNT

10,000 00

10,000 00

10,000 00

10,000 00

10,000 00

10,000 00 >-3

5,000 00 10,000 00

>

10,000 00 10,000 00 10,000 00

<ws

10,000 00 10,000 00 to"

10,000 00 so 10,000 00

5,000 00 10,000 00

wo

10,000 00

10,000 00

10,000 00

5,000 00

10,000 00

100,000 00

10,00o 00

10,-400 00

10,000 00

10,000 00

10,000 00

20,1100 00

10,000 00

Southern L & H
Security. Ster ing Mutual Southern of Lynchburg. . .
Shavvnee Fire Thames & Mers 'y Marine. Union of London' U. s. Fidelity & Guaranty.
Union Benefit United Firemen Union Mutual United States Lloyds
Virginia State Westchester Willia i sburg City
Western

Bonds. Bonds. Bomis.. Bonds. Bonds. Bonds. Bonds. Bonds Bonds. Bonds. Bonds. Bonds. Bonds. Bonds. Bonds. Bonds.

5,000 00

10,000 00

5,000 00

10,000 00

10,000 00

10,000 00

10,000 00

25,000 00

5,000 00

10,000 00

5,000 00

10,000 00

10,000 00
10,000 00 10,000 00

w-v>3

10,000 00

$ 1,265,400 00

w oa

ti

22

TREASURER'S REPORT.

EX H LB IT No. 5.
Showing Assets and Liabilities of the Stale of Georgia for Year Ending December 31, 1907.

ASSETS.

VALUE.

Western & Atlanlie Railroad (leased for $4-20,012.00 per an-

num) and public buildings

Not estimated

186 shares Georgia Railroad Stock

$ 29,700 00

440 shares Southern and Atlantic Telegraph Co. stock, in-

dorsed by Western Union Telegraph (Jo

10,000 00

IJIAB LITIKS.

Valid interest-bearing bonds

$ 7,131,500 00

Non-interest bearing bonds past due, for which money in

Treasury to pay same, but not presented for payment

5,500 00

. Total bonded indebtedness

$7,137,000 00

Land-scrip fund, not funded, on which State pays University Trustees annually 7 per cent interest

9>>,202 00

Total real debt

$ 7,227,202 00

M

BANK EXAMINER'S REPORTS
AND
BANK STATEMENTS
Made Under Oath to the State Bank Examiner in Pursuance of Act Approved December 18, 1894.

24

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Abbeville, Located at Abbeville, Ga., at the Close of Business April 6, 1907.

RKSOUBCES.

LIABILITIES.

Loans and discounts .$ Demand loans Overdrafts -Bonds and stocks owned
by the bank

Banking house

furniture and fixtures. Other real estate

Due from banks and

bankers in this State. Due from banks and

bankers in other States Currency Gold

Silver, nickels and pennies

Checks and cash items. Exchanges for the clear-
ing house

Profit and loss

Interest paid

'

Depositors fund

Total

s

48 972 37 1,378 50 275 85
2,03100 1.8H5 00
7 533 08 5 7->7 99
204 00
342 03 581 69
2 822 70
71,734 21

Capital stock paid in..$ Surplus fund . Undivided profits, less
current expenses and taxes paid. Due to banks and bankers in this State .... Due to banks and bankers in other States. Due unpaid dividends. . Individual deposits subject to check Demand certificates
Certified checks Cashier's checks Due to clearing house Notes and bills redis-
counted Bilis payable iucluding
time certificates representing borrowed TMoney
Total _^_^. .*

"15,000 00 2 139 49
20,000 00
i8284 42 732 00
10,000 00 71,734 21

LOANS AND DISCOUNTS.

In suit In judgment. Not in suit. . .
Total

230 00 ; Good Doubtful
50>H4 87 j Worthless.

* 50,350 87 I

Total

$ 50 .,.,, s_ 50,350 8/
* 50.350 87

TREASURER'S REPORT.

25

Statement of the Condition of the Bank of Abbeville, Located at Abbeville, Ga., at the Close of Business December 17, 1907.

S. H. D. BARNES, President.

0. BRADFORD, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned
by the b ink Banking house
Furniture and fixtures.. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency C4old
Silver, nickels and pennies
Checks and cash items.. Exchanges for the clear-
ing hcuse Profit and loss Interest paid

27,822 21 1,300 00
2,031 00 1,83150
1,158 19 2,960 41 1,381 00 1,049 07 1,01707
47 57

Total

$ 40,598 02

Capital stock paid in. . .$ 15,000 00

Surplus fund

Undivided profits, less

current expenses and

taxes paid

1,388 93

Due to banks and bank-

ers in this State

1,400 00

Due to banks and bank-

ers in other States

5,500 00

Due unpaid dividends..

Individual deposits sub-

ject to check

11,834 11

Demand certificates. ...

Time certificates

4,308 63

Certified checks

Cashier's checks

1,166 35.

Due to clearing house .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

Total

$ 40.598 02

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total
3tr

$ 5,210 10 2,612 11 20,000 00
$ 27,822 21

God Doubtful Worthless
Total.

$ 27,500 00 322 21
$ 27,822 21

26

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Acworth, Located at Acworth, Ga., at the Close of Business September 16, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Depositors fund

Total

$

40,006 16 842 41 47 38
1,600 71 1,652 44
2,18126 3.300 83
968 00 368 50 217 68 1,757 63
875 68 2,822 70

Capital stock paid in. .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States....

Due unpaid dividends. .

Individual deposits sub-

ject to check

Savings deposits

Demand certificates....

Time certificates

Certified checks

Cashier's checks

'

Due to clearing house .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

56,641 38

Total

$

16,000 00 650 13
1,000 00
13,341 27 20,649 98
5,000 00 56,641 38

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful

40,848 57 Worthless

t 40,848 57

Total

$ 40,848 57 $ 40,848 57

27
TREASURER'S REPORT.

Statement of the Condition of the Ban, of Acworth, Located at Acworth, Ga., at the Close of Bnsx-

ness December 17, 1907.

J. N. WILLIAMS, President.

J. E. OAKNES, Cashier.

Loans and discounts $

Demand loans Overdrafts --



Bonds and stocks owned

28,751 97 655 06

Capital stock paid in..$ Surplus fund.... Undivided profits, less
current expenses ana taxes paid --_

16,000 00
Qg

by the bank Banking house.. Furniture and fixtures. Other real estate Due from banks ana
bankers in this State. Due from banks and
bankers in other States
Currency GSiolvlder, nickel,s"andVpeMnAChneiecsks and cas;h"i..t.e'ms. Exchanges for the clear-
ing house Profit and loss Interest paid

1,600 71 1,652 44
440 00
17,661 36
4,154 i4 4,889 00
280 00
332 96 359 91

Due to banks and bankers in this State. ...
Due to banks and bankers in other States^ ...
Due unpaid dividends..
Individual deposits subject to check
Demand certificates ... Time certificates
Certified checks Cashier's checks Due to clearing house. . Notes and bills redisBiclolsupnateydable, includ.ing

27,/au a^
16,90b a _ ,,0

998 33

time certificates rep^ resenting borrowed-

money

_

In suit In judgment Not in suit
Total

LOANS AND DISCOUNTS.

$r

117 25

^n "'

-* 28'75197

Good Doubtful Worthless
Total

28'75197 ....% 28.761J7

28
TREASURER'S REPORT.
Bank Examiner's Report of the Condition of The S. Lemon Banking Co, Located at Acworth, Ga., at the Close of Business, September 16,1907.

Loans and discounts $ Demand loans .. Overdrafts
Overdrafts secured' by cotton
Bonds and stocks owned by the bank
Banking hou,<e.
Furniture and fixtures Other real estate. Due from banks and
bankers in this State Due from banks and
bankers in otherStates Currency Gold ..;..;.';;;;;
Silver, nickels and pennies
Checks and cash items' Exchanges for the clear-
ing house Profit and loss.... Interest paid

72,927 93 Capital stock paid in $

surplus fund . 71 90 Undivided profits, 'less

current expenses and taxes paid

Due to banks and bank-

ers in this State

2,865 99 Due to banks and bank-

ers in otherStates

Due unpaid dividends

12,184 29

Individual deposits subject to check

6,605 56 392 00 202 50

Savings deposits
Demand certificates Time certificates Certified checks

456 2(j 85 II

Cashier's checks
Due to clearn g home
Notes and bills rediscounted

Rills payable, including

time certificates rep

resenting borrowed money

80,000 00 6,000 00 2,859 86
41,85i' 82 9,043 11
35 75
,000 00

95,791 54

LOANS AND DISCOUNTS.

In suit In judgment . Not in ""
Total . .

* .'.'.'.':
*

72,927 93 72,JeT8

Doubtful
Worthless
Total

$
-:::: *

72-86193 66 00
72,927li

TREASURER'S REPORT.

29

Statement of the Condition of The S. Lemon Banking Co, Located at Acworth, Ga, at the Close of Business, December 17, 1907.

ORLANDO AWTBEY,
President.

M. E. WATSON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts $

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

)

Furniture and fixtures)

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States Currency. .. .

Gold

;;;;;;

Silver, nickels and pen-

nies

Checks and cash items''.

Exchanges for the clear-

ing house

Profit and loss.

Interest paid

...'.'.

57,124 18 3,238 33
2,856 99
19,312 09 6,341 65 5,150 00
577 50 510 04

Capital stock paid in Surplus fund

Undivided profits, less cuirent expenses ..
Reserved for taxes

Due to banks and bankers in this State...

Due to banks and ba k-

ersin other States.

Due unpaid dividends
Individual deposits subject to check....

Demand certificates ''' Time certificates.

Certified checks. ...

Cashier's checks

[

Due to clearing house

Notes and bills rediscounted

Bills payable, including time certificates rep-

resenting borrowed money

!0,000 00 6,000 00
3,139 31 284 00

45 nor nQ

'

9

10,602 38

'^^^^i^.^^A^^RllL^JE^Li--

* 95,110 78

LOANS AND DISCOUNTS.

In suit In judgment. Not in suit...
Total. . .

od

,

Doubtful

Worthless ..."

Total

* 57,058 18 66 00
$ 57|124 18

30

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Adairsville, Located at Adairsville, Ga., at the Close of Business September 24, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. $ 130,975 18

Demand loans

1,967 15

Overdrafts

Overdrafts secured by

cotton

Bonds and stocks owned

by the bank

Banking house

1,000 00

Furniture and fixtures.

305 00

Other real estate

Due from banks and

bankers in this State 45,179 64

Due from banks and

bankers in other States 17,671 35

Currency

1,080 00

Gold

475 00

Silver, nickels and pen-

nies

2,199 78

Checks and cash items.

265 57

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Depositors fund

2,822 70

Capital stock paid in. I Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State
Due to banks and bankers in other States ....
Due unpaid dividends.. Individual deposits sub-
ject to check
Savingsdeposits Demand certificates.... Time certificates
Certified checks Cashier's checks
Due to clearing hou-e .
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed money

25,000 00
16,636 91 3,000 00
9 00 90,304 98 35,467 11
3,523 37
30,000 00

Total

$ 203,941 37

Total

8 203,941 37

LOANS AND DISCOUNTS.

In judgment . . Total

$

200 00

132,742 33

1 132.942 33

Good Doubtful Worthless
Total

'.$ 132,942 33 .. .1 132,942 33

31
TREASURER'S REPORT.

Statement of the Condition of the Bank of Adairsville, Located at Adairsville, Ga., at the Close of Business December 17, 1907.

H. M. VEACH, President.

O. B. BISHOP, Cashier.

Loans and discounts.. $ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house. Furniture and fixtures.
Other real estate Due from banks ana
bankers in this State_ Due from banks and
bankers in other States

Currency Gold



Silver, nickels and pen-

nies

.

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss. Interest paid.....





Atlanta, Rome, Carters-

villeand Dalton clear-

ing house certificates.

88,853 17 14,517 65
1,00 00 271 50
17,767 18 11,529 26 5.088 00
720 00 576 75 294 23

Capital sto-k paid in...* Surplus fund Undivided profits less
current expenses a^d taxes paid.......... Due to banks and bankers in this State Due to banks and bankers in other States^.. Due unpaid dividends^ Individual deposits subject to check
Demand certificates
Time certificates
Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-

70 20

counted

,"i.'"

Bills payable, including

time certificates rep-

resenting borrowed

money

4,111 00

144,828 94

25,000 00 l'.78o
33 00 64,880 59 33,462 42
1,210 08
2,600 00 144,828 94

LOANS AND DISCOUNTS.

In suit ... In judgment Not in suit

* 200 00
0Q g2
'

Total....;^^$J0ii2!82

Good Doubtful... Worthless
Total

$103,400 32 ._^J_!03:400_82

32
TREASURER'S REPORT.

Bank Exami , R

of the ConditiQn ^ th ^

Located at Adel, Ga., at the Close of Business February 28, 1907.

Loans and discounts., $

Demand loans

*

Overdrafts.

Bobnydtshaenbdasntkocks'owned Banking house FurmtUre and fixtures' Other real estate
Due from banks ' and bankers in this State
CW buarrnekneTcrO ysTM m otbhaenrksStaat"eds Gold

Silver, nies

nickels and

pen-

Checks and cash; tem's' Exmcghahnoguessefor the clearProfit and loss
Interest paid..

Total

'f'" ?4 Capital stock paid in 2'689 '2 Surplus fund

2,500 00 500 00
5,838 78 8,490 13 4,179 00
505 84 1,971 17

Undivided profit's','less current expenses and taxes paid. ...
Due to banks and bankers in thisStaie
Due to banks and bankers in other States.
|^ue unpaid dividends' individual deposits sub-
ject to check
Demand certificates lime certificates ' Certified checks Cashier's checks
Due to clearinghouse." JNotes and bills redisi
counted ....

Bills payable,'incl'udinK time certificates rep-
resenting borrowed money

25,000 00 5,990 11

12 00

4(3 399 97

' 2 27

99 =-, 2'5''

2n0n

955 33

$ 100,850 98

LOANS AND DISCOUNTS.

In suit In judgment.'.'.'.'.'..*
Not in suit

Total. .

t

g" " -c c,? 3+ 1771 '6,866 06

Good

t

Doubtful

*

worthless.'.'.':;.'.;;;'

Total .



'6>666 06 2000
~~ 76,866 06

TREASURER'S REPORT.

33

Statement of the Condition of the Bank of Add, Located at Adel, Ga., at the Close of Business December 17, 1907.

J. F. LEWIS, President.

M. A. CROSBY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts..$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold
Silver, nickels and penChneicekss and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

67,809 04 8,032 41
2,500 00 967 50
8,210 21 2,462 79 12,457 00
720 72 403 12
200 00
510 00

Capital stock paid in. . .$

Surplus fund

Undivided profits, less

curr.'nt expenses and

taxes paid ...

Due to banks and bank-

ers in this State . .

Due to banks and bank-

ers in other States. ..

Due unpaid dividends. .

Individual deposits sub-

ject to check

Demand certificates. .. .

Time certificates

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

...

Bills payable, including

time certificates rep-

resenting borrowed

money

25,000 00 5,795 38
52,529 17 20,158 30
909 94

Total.

$ 104,392 79

Total

$ 104,392 79

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ .... $

67,869 04 6",869 04

Good Doubtful Worthies
Total.

$ 67,869 04 $ 67,869 04

34

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank, Located at Adel, Ga., at the Close of Business February 27, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. $ Demand loans. Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid
Depositors fund

51,151 17 1,700 00 3,689 67
3,206 47 1,876 25
3,100 07 5,413 74 3,106 00
60 00 613 41 1,226 20
2,822 70

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends. .
Individual deposits subject to check
Demand certificates. ... Time certificates Certified checks
Cashier's checks Due to clearing house. . Notes and bille redis-
counted Bills payable, including
time certificates representing b o r r o wed
money.

20,000 00 1,565 07 10,500 00
24,799 77 10,598 53
502 31
10,000 00

Total

$ 77,965 68

Total

LOANS AND DISCOUNTS.

$ 77,965 68

In judgment Total

$

Good

Doubtful

52,851 17

.$ 52,851 17

Total

$ 52,851 17 $ 52.851 17

35
TREASURER'S REPORT.

t Hn* Citizens Bank, Located

December 17, 1907.

M. W. JONES, President.

W K- CLEMBKTS, Cashier.

Loans and discounts...* Demand loans

50,745 00 6,513 06 1,000 80

BoSand stocks owned

by the bank Banking house.

-_

Furniture and fixtures.

Other real estate Subeankferorsmin tbhainskbstaatned.

3,235 02 2,349 09

Due from bank..and bankers in other States

Currency

faSr,'nickels,'and pen-

Capital Surplus

sftoucnkdp..a-i.din

Undivided profits, less

current expenses and

taxes paid ;

Due to banks and banK

Deuerstiontbhaini.ksSatnad tbeadnk--

20,000 00 3,486 91

ers in other States.... Due unpaid dividends .

Individual deposits subject to check-.
Demand certificates...Time certificates

42,009 80 10,917 21

Certified checks CDausehitoer'cslecahreincgks house-

1,154 49

Checks'and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

1,848 34

Notes and bills redis-

counte.l

::''

Bills payable, including

time certificates rep-

relenting borrowed

money

In suit. In judgment Not in suit

LOANS AND DISCOUNTS.

$t

44' 370 21

Gooo. Doubtful

52,887 85 Worthless.

' .$ 57J258_06_

Total

$ 57,258 06 .%"~H,2SB 06

36
TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Alapaha, Located at Alapaha, Ga., at the Close of Business February 21, 1907.

RKSOUHCES.

Loans and discounts $

Demand loans

Overdrafts

\\\'\

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures Other real estate. Due from banks and
bankers in this State Due from banks and

Cbuarrneknecrys.in other States

Gold

..,'.'.'.

Silver, nickels and' pennies

Checks and cash items
Exchanges for the clearing house ....
Profit and loss

Interest paid

Total

LIABILITIES.

38,575 64 1,775 00
693 76
1,400 00 700 00
19,014 08
1,914 39 1,402 00
152 50
678 84 450 20

Capital stock paid in : Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State.
Due to banks and bank-
ers in other States.. Due unpaid dividends. Individual deposits sub-
ject to check
Demand certificates. Time certificates.. Certified checks. . Cashier's checks. Due to clearing house ' Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed money

IP,000 00 4,500 00
904 88
19,938 19 26,413 34

In suit.. . In judgment. Notinsuit
Total

LOANS AND DISCOUNTS.

*

$

M52 57

'.'

38,898 07

DoStfui.;:;.;;:,;; "$
Worthless

4035064

* 40,350 64

5!^Lu_i^^^1_$ 40,350 64

TREASURER'S REPORT.

3*

Statement of the Condition of the Bank of Alapaha, Located at Alapaha, Ga., at the Close of Business December 17, 1907.

M. J. MCMILLAN, President.

F. T. TILLER, Cashier.

HE80UKCES.

LIABILITIES.

Loans and discounts. ..$ Demand loans Overdrafts Bonds and stocks owned
by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold
Silver, nickels and pennies
Checks and cash items.. Exchanges for the clear-
ing house Profit and loss Interest paid

36,89127 230 80
1,050 75
1,400 00 700 00
12,278 45 3,346 69 2,652 00
25 00 544 03
1,150 53

Capital stock paid in $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. . Individual deposits subject to check -- Demand certificates. ...
Time certificates Certified checks
Cashier's checks Due to clearing house.. Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed money

15,000 00 4,500 00 2,508 64
8,992 00 29,031 88
237 00

Total

$ 60,269 52

Total...

$ 60,269 52

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

152 53 91 37 36,878 17

Good Doubtful Worthless

$ 37,122 07

Total

$ 37,122 07 $ 37.122 07

88

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Exchange Bank of Albany, Located at Albany, Ga., at the Close of Business February 2, 1S07.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency... Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house
Profit and loss Interest paid

156,616 03 747 80
33,008 64
29,200 00 34,64108 5,616 52
22,176 96
6,912 88 3,980 00
15 00
9,757 79 2,820 59

Total

$ 805,493 29

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. Individual deposits subject to check ... Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. .
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed
money

57,200 00 11,440 00 26,144 33 27,359 78
163,805 So
"
19,543 33

Total

* 305,493 29

LOANS AND DISCOUNTS.

In judgment Not in suit
Total

f 157,363 S3
% 157,363 83

Good. Doubtful Worthless
Total

if 157 363 83 $ 157,868 S3

39
TREASURER'S REPORT.

Statement of the Condition of the Exchange Bank of Albany, Located at Albany, Ga., at the Close of Business December 17, 1907.

S. B. BROWN, President-

W. 0. SCOVILL, Cashier.

Capital stock paid in..$ 57 200 00

Loans and discounts.. $ 166,226 52 Surplus fund.... .-

'

Demand loans.... Overdrafts secured... - Bonds and stocks ov.ned

< '>0W0D6 13

Undivided profits, less current expenses and

Q0 taxes paid... :'

99

by the bank BFuanrnkiitnugrehoaunsde fixtu-res.

^ 08

Due to banks and bankers in this State ..

f"i, 190 25 Due to banks and bank-

*>uo

Other real estate

ers in other States....

Due from banks iwd

^ Due unpaid dividends_

bankers in this State.

Individual deposits sub-

r>buaenkferrosm in obthanekrSs.aatneas

14,141 8o

ject to check

iol>

Demand certificates....

g3
.

Currency



Saver! nickels and pen-

3;308 00 ^ ^Q Q2

Time certificates Certified checks Cashier's checks. Due to clearing house.

6,509 n l1bf.q 'y&52-0wO

OhSotawd cash items!

Notes and bills redis-

^

Exchanges for the clear-

counted

Vi:"

ing house

Bills payable, including

Profit and loss

time certificates rep-

Interest paid

resenting borrowed

money

.

Total

"

Total

* 334'3986

LOANS AND DISCOUNTS.

In suit. In judgment Not in suit
Total

* 166,226 52 .
% 166'22652

Good Doubtful Worthless

.$r 166,226 52 ..

Total ..._^A__}^^3

40
TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Commerce, Located at Americus, Ga., at the Close of Business December 6, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. $

Demand loans

Overdrafts

.' .'

Overdrafts secured by

161,946 10
26,570 48 1,670 66

SCuarppiltuals sftuoncdk..paid in. $ Undivided profits, less

65,000 00 10,000 0O

cotton

current expenses and

Bonds and stocks owned by the bank
Banking house
Furniture and fixtures Other real estate . Due from banks and

17,190 19 674 38

taxes paid
Due to banks and bankl ers in this State. .. .
Due to banks and bankers in other States.
Due unpaid dividends

25,064 24 11,974 56-

bankers in this State.

Due from banks and

bankers in other States Currency

Gold

7.7.'.'.'."'

Silver, nickels and pen-

9,71! 89
59,560 19 35,598 00 3,955 V0

Individual deposits subject to check
Savings deposits.. Demand certificates.7 Time certificates... Certified checks

159,031 50
2 572 93 60,316 62

nies
Checks and cash items Exchanges for the clear-
ing house

5,006 01 11,978 45

Cashier's checks . Due to clear ng house
Notes and bills rediscounted

Profit and loss.

Bills payable, including

Interest paid

7

time certificates rep-

Clearing house certificates.

resenting borrowed money

Total LOANS AND DISCOUNTS.

$ 333,959 85

In suit In judgment
Notinsuit
. Ttal


.77' 188,51K 58 * TM51 *

So,ubtfui77777
Worthless
Total

* 188>51658;
rissTiels

TREASURER'S REPORT.

41

Statement of the Condition of the Bank of Commerce, Located at Americus, Ga., at the Close of Business December 17, 1907.

J. W. SHEFFIELD, President.

E. D. SHEFFIELD, Cashier,

RESOURCES.

LIABILITIES.

Loans, and discounts . .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

:

Gold

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Clearing house certifi-

cates

166,757 46 34,932 65
1,675 35 17,190 19
674 33 7,798 02 66,288 00 30,620 00 3,925 00 4,600 59 6,829 61
2,535 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State
Due to banks and bankers in other States....
Due unpaid dividends. Individual deposits sub-
ject to check Demand certificates ... Time certificates
Certified checks Cashier's checks Due to clearing house. .
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed
money

65,000 00 10,000 00
24,934 31 15,811 12
162,012 61 2,469 9359,598 28
4,000 00

Total

$ 343,826 35

Total

$ 343,826 25

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total 4tr

$ 201,690 11
$ 201,690 11

Good Doubtful Worthless
Total

$ 201,690 It $ 201,690 11

42

TREASURER'S REPORT.

Bank Examiner's RepDrt of the Condition of the Planters Bank, Located at Americus, Ga., at the Close of Business, December 7, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans
Overdrafts secured by
Bonds and stocks owned by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Dae from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-

283,641 00 34,872 04 15,255 92
87,996 75
21,961 34
2,548 20
16.944 71
3,724 42 93 85 172 50
5,491 70 32,156 50

Profit and loss Interest paid ( learing house certifi-

625 00

Total

$ 514,775 08

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and
Due to banks and bank-
Due to banks and bankers in other States ...
Due unpaid dividends.. Individual deposits sub-
ject to check

50,000 00
85,712 77 2,636 00 14,361 98 197,400 71

Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

37 65 129,625 97
35,000 00

Total

$ 514,775 08

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

... 318,513 04 318,513 04

Good Doubtful Worthless
Total

318,513 04 .......
318,513 04

TREASURER'S REPORT.

43

Statement of the Condition of the Planters Bank, Located at Americus, Ga., at the Close of Business, December 17, 1907.

L. G. COUNCIL, President.

0. M. COUNCIL, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts..$ 316,030 56

Demand loans

Overdrafts

2,861 80

Bonds and stocks owned

by the bank

Banking house

21,961 34

Furniture and fixtures.

Other real estate

2,543 20

Due from banks and

bankers in this State. 15,604 79

Due from banks and

bankers in other States 30,231 85

Currency

32,160 00

Gold

730 00

Silver, nickles and pen-

nies

10,237 20

Checks and cash items. 4,259 65

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Clearing house certifi-

cates

2,150 00

Advances, cotton

90,339 08

Total

$ 529,114 47

Capital stock paid in. .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States

Due unpaid dividends. .

Individual deposits sub-

ject to check

Demand certificates

Time certificates

Certified checks

Cashier's checks

Due to clearing house..

Notes and bills redis-

counted

....

Bills payable, including

time certificates rep-

resenting borrowed

money

50,000 00
86,063 51 18,732 27
221,278 64 256 36
129,783 69 8,000 00
15,000 00

Total

$ 529,114 47

LOANS AND DISCOUNTS.

In suit In judgment Not in suit ..
Total

316,030 56 $ 316,030 56

Good Doubtful Worthless
Total

* 316,030 56 $ 316,030 56

44

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Southwestern Georgia, Located at Americus, Ga., at the Close of Business December 9, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... $ 290,809 45

Demand loans

15,629 81

Overdrafts

20,979 56

Overdrafts secured by

Bonds and stocks owned
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-

1,000 00 7,000 00 5,087 69 5,314 90
4,010 72
1,899 00 10,515 00
430 00
8,225 25 3,319 50
1,000 00

Tnterest paid Clearing house certifi-

4,428 00

Total

$ 379,648 88

Capital stock paid in. . .$ 100,000 00

Surplus fund. . .

Undivided profits, less

current expenses and

taxes paid

67,678 35

Due to hanks and bank-

12,673 16

Due to banks and bank-

ers in other States . . 1,404 43

Due unpaid dividends. .

166 00

Individual deposits sub-

ject to check

98,214 56

Savings deposits

Demand certificates ... 6,998 56

Time certificates

57,313 82

Certified checks

200 00

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting b o r r o wed

35,000 00

Total

$ 379,648 88

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total..

$ 6,000 00 5,000 00
295,439 26
$ 306,439 26

Good Doubtful Worthless
Total

$ 302,439 26 4,000 00
$ 306,439 26

Hj^H^HHBMHnH

TREASURER'S REPORT.

45

Statement of the Condition of the Bank of Southwestern Georgia, Located at Americus, Ga., at the Close of Business, December 17, 1907.

A. W. SMITH, President.

N. M. DUDLEY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. . .$ 308,247 46

Demand loans

20,432 63

Overdrafts

21,810 62

Bonds and stocks owned

by the bank

1,000 00

Banking house

7,000 00

Furniture and fixtures. 5,287 89

Other real estate

7,599 29

Due from banks and

bankers in this State. 18,506 54

Due from banks and

bankers in otherStates 10,548 22

Currency

23,654 00

Gold

595 00

Silver, nickels and pen-

nies

8,458 45

Checks and cash items. 7,206 92

Clearing house certifi-

cates

1,506 00

Advances on cotton. ... 11,858 28

Interest paid

Total

$ 453,716 30

Capital stock paid in . .$ 100,000 00

Surplus fund

Undivided profits, less

current expenses and

taxes paid

71,045 15

Due to banks and bank-

ers in this State

16,498 73

Due to banks and bank-

ers in other States.. ..

Due unpaid dividends . .

166 00

Individual deposits sub-

ject to check

145,680 20

Demand certificates.... 7,330 09

Time certificates

72,796 13

Certified checks

200 00

Cashier's checks

Due to clearing house.. 5,000 00

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting b o r r o wed

money

35,000 00

Total

$ 453,716 30

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 3,140 61 5,249 22
332,716 05
* 341,105 88

Good Doubtful Worthless
Total

$ 337,241 88 4,864 00
$ 341,105 88

it'-. -'- CB

46

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Arlington, Located at Arlington, Ga., at the Close of Business January 16, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items . Exchanges for the clear-
Profit and loss Interest paid

64,708 26 531 58
21,532 78
2,000 00 1,055 00
3,264 77 1,758 86 1,264 00
652 50 1,905 43
715 77

Undivided profits, less current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States....
Due unpaid dividends .. Individual deposits sub-
Demand certificates ... Time certificates Certified checks
Due to clearing house.. Notes and bills redis-
Bills payable, including time certificates representing borrowed

41,500 00 6,383 97
40,082 35 2,344 38
78 25
9,000 00

Total

$ 99,388 95

99,388 95

LOANS AND DISCOUNTS.

In suit In judgment Not in suit.
Total

$

Good

Doubtful

65,239 84 Worthless

,$ 65,239 84

Total

$ 65.239 84 $ 65,239 84

TREASURER'S REPORT.

47

Statement of the Condition of the Bank of Arlington, Located at Arlington, Ga., at the Close of Business December 17, 1907.

G. W. HARRISON, President.

W. E. BOSTWICK, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ 60,483 62 18,373 23

Overdrafts

15,787 33

Bonds and stocks owned

Capital stock paid in. . .$ 41,500 00 Surplus fund.... ... . 6,500 93 Undivided profits, less
current expenses and

Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
Profit and loss

2,000 00 1,055 00
2,717 48
3,860 83 4,598 00
345 00
1,216 46 1,081 56

Due to banks and bankers in this State
Due to banks and bankers in other States....
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. ... Time certificates Certified checks
Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

50,947 98 4,771 12 2,798 48
5,0C0 00

111,518 51

Total

$ 111,518 51

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

78,856 85 $ 78,856 85

Good Doubtful Worthless
Total

$ 78,856 85 $ 78,856 8->

48

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Ashburn Bank, Located at Ashburn, Ga., at the Close of Business March 26, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ 98,851 60

69,864 15

Overdrafts

10 15

Bonds and stocks owned

Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
Gold Silver, nickels and pen-
Checks and cash items.. Exchanges for the clear-
ing house Profit and loss

3,310 31 2,740 16
8,285 67
4,025 78 2,065 00
425 00
1,086 77 959 12

Capital stock paid in...$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certificates

50,000 00 10,000 00 8,251 30
69.677 90 52,648 73

Cashier's checks Due to clearing house. . Notts and bills redis-
counted Bills payable, including
time certificates representing b o r r owed

1,045 78

Total

$ 191.623 71

Total

LOANS AND DISCOUNTS.

$ 191,623 71

In suit In judgment Not in suit
Total

$ 205 00 384 50
168,126 25
* 108,715 75

Good Doubtful Worthless
Total

$ 168,650 75 65 00
? 168,715 75

TREASURER'S REPORT.

49

Statement of the Condition of the Ashburn Bank, Located at Ashburn, Ga., at the Close of Business December 2, 1907.

W. A. SHINGLER, President.

R. 0. DUNLOP, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. . . $ 129,405 26

Demand loans

11,794 38

Overdrafts

7 77

Bonds and stocks owned

by the bank Banking house

3,310 31

Furniture and fixtures. 2,747 66

Other real estate

Due from banks and

bankers in this state. . 11,827 24

Due from banks and bankers in other States 14,801 17

Currency

8,973 00

Gold...

1.96000

Silver, nickels and pen-

nies

2,839 65

Checks and cash items. 3,558 41

Clearing house certifi-

cates

2,696 00

Profit and loss

Interest paid

Capital stock paid in. . .$
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State
Due to banks and bankers in other States. . .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. ... Time certificates
Certified checks Cashier's checks Due to clearing house..
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed
money Reserved for taxes Reserved for interest...

50,000 00 20,000 00
3,623 74 5,000 00
68,580 68 27,000 03 7,652 25
474 18 9,000 00
470 00 2,120 00

Total

$ 193,920 85

Total

$ 193,920 G5

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 119 0
141,080 64 $ 141,199 64

Good.. Doubtful Worthless
Total

* 141,137 64 62 00
$ 141,199 64

50

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank, Located at Ashburn, Ga., at the Close of Business March 26, 1907.

EESOUBCES.

LIABILITIES

Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency
Gold Silver, nickels and pen-
nies
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

54,053 73 39 27
6,378 99
3,354 54 11,075 45 2,954 00
75 00 485 24 374 71

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and
taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States.... Due unpaid dividends. .
Individual deposits subject to check
Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house..
Notes and bills rediscounted
Bills payable, including
time certificates representing b o r r o w ed money

25,000 00'
7,28112
44,196 34 1,140 03 1,136 95 36 49

Total

$ 78,790 93

Total

$ 78.790 93

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

84 00 Good

112 00 Doubtful

53,857 73 Worthless

$ 54.053 73

Total

$ 54,053 73 $ 54,053 73

TREASURER'S REPORT.

51

Statement of the Condition of the Citizens Bank, Located at Ashburn Ga., at the Close of Business December 17, 1907.

D. H. DAVIS, President.

W. A. AULTMAN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$

Demand loans

Overdrafts



Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate Due from banks and

bankers in this State.

Due from banks and

bankers mother States

Currency

Gold Silver, nickels and pen-

Checks and cash items..

Exchanges for the clear-

ing house

Profit and loss

Interest paid

.-

Clearing house certih-

CCLTJSS

Total

$

40,966 10
2b0 42
>;' * 2,000 00 6<1^ '* _ o,390 bO
287 sa .|U 00
6TM uu ^^ ^
694 04
^ ou
3&u ud
^ ^ QQ

Capital stock paid in. $

Surplus fund Undivided profits, less
current expenses and

taxes paid



Due to banks and bank-

' ers in this State

Due to banks and bank-

ers in other States ...

Undivided profits......

Individual deposits sub-

ject to check Demand certificates

Time certificates Certified checks

Cashier's checks Due to clearing house..
Notes and bills redis-

counted Bills payable, including
time certificates rep-
resenting borrowed

money

25,000 00
8,952 96
29,078 40 684 88
1,255 00 76 00 86 49
' 3,0,0 00

68.083 TM

Total - 1^^J_68J083J3

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total.

Good

4,n0Q-9R6f6i 1ln0

Doubtful Worthless

$ 40,966 I0_

Total

* 40-96610
^^_J0fimj0

52

TREASURER'S REPORT.

Bank Examiner's Report of the Condirion of the Athens Savings Bank, Located at Athens, Ga., at the Close of Business August ly, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ 476,553 53

Demand loans

15,340 01

Overdrafts

14,387 64

Overdrafts secured by cotton

Bonds and stocks owned

by the bank

Banking house

11,43193

furniture and fixtures. 3,914 00

Other real estate

10,165 66'

Due from banks and

bankers in this State. 13,884 84

Due from banks and

bankers inotherStates Currency ".0,d Silver, nickels and pen-

15,495 91 4,773 00 18,365 00

,,.nie,8-"\

17,385 67

Checks and cash items. 3,937 24

Exchanges for the clear-

ing house

Profit and loss

[

Interest paid

Ttal..

$ 605,639 43

Capital stock paid in.. .$ 50,000 00

Surplus fund

Undivided profits, less

t current expenses and

F taxes paid

118,362 09

Due to banks and bank-

ers in this State

21,210 11

Due to banks and bank-

ers in other States.. .

Due unpaid dividends .

Individual deposits sub-

ject to check

213,288 78

Savings deposits

Demand certificates. ...

Time certificates

147,778 45

Certified checks

Cashier's checks

Due to clearinghouse..

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

55,000 00

Total

$ 605,639 43

LOANS AND DISCOUNTS.

In suit
In judgment Not in suit



$

~\

302 36

491,591 17

Good Doubtful Worthless

Total

$ 491,893 53

Total.

$ 491,893 53 $ 491,893 53

TREASURER'S REPORT.

53

Statement of the Condition of the Athens Savings Bank, Located at Athens, Ga., at the Close of Business December 17, 1907.

MYER STERN,
President.

G. A. MELL, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$
Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate
Due from banks and bankers in this State.
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items.
Exchanges for the clear-
ing house Profit and loss Interest paid Atlanta clearing house
certificates

485,337 64 8,976 53
11,431 93 3,914 00 12,045 69 23,922 77 5,656 47 10,313 Ou 19,250 00 14,575 92 12,925 67
370 00

Capital stock paid in , .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State
Due to banks and bankers in other States.. ..
Due unpaid dividends. . Individual deposits sub-
ject to check
Demand certificates... . Time certificates
Certified checks Cashier's checks Due to clearing house. .
Notes and bills rediscounted
Bills payable, representing borrowed money.
Unearned interest

50,000 00 123,704 71
25,262 56
214,41187 117,226 CO
75,'00 00 3,114 48

Total

$ 608.719 K2

Total

LOANS AND DISCOUNTS.

$ 608,719 62

In suit In judgment Not in suit
Total

' 485,337 64
.$ 485,337 64

Good. Doubtful Worthless
Total

$ 485,337 64 $ 485,337 6i

54

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank, Located at Athens, Ga., at the Close of Business August 20, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ Demand loans
Overdrafts secured by cotton
Bonds and stocks owned

78,370 68 1,100 00
216 23

Banking house

)

Furnitureandfixtures >

Other real estate.... )

Due from banks and

Due from banks and bankers in other States

Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-

3,424 47
9,086 05 3,816 36 1,451 00 1,125 00 2,424 30 1,449 35

Interest paid

102,463 44

Capital stock paid in.. .$ Surplus fund Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States...
Due unpaid dividends.. Individual deposits sub-
ject to check Savings deposits Demand certificates....
Certified checks Cashier's checks Due to clearing house.. Notes and bills redis-

44,600 00 500 12
2,556 04
29,707 28 10,000 00

Bills payable, including time certificates representing borrowed

15,000 00

102,463 44

LOANS AND DISCOUNTS.

.... $

In judgment.. ..

Not in suit

79,370 68

Total

$ 79,370 68

Good Doubtful
Total

$ 79,370 68 $ 79,370 68

TREASURER'S REPORT.

55

Statement of the Condition of The Citizens Bank and Trust Co., Located at Athens, Ga., at the Close of Business December 17, 1907.

W. H. SHELTON, President.

"W. R. CANNING, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts $
Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State..
Due from banks and bankers in other States
Currency Gold, cash Silver, nickels and pen-
nies Checks and cash items . Exchanges for the clear-
ing house Profit and loss Interest paid

61,678 56
5,244 80 6,864 53 13,739 86 5,459 75 6,628 50

Capital stock paid in.. .$
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. .
Individual deposits subject to check
Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

46,150 00 1,161 32 6,628 50
45,676 18

Total

$ 99,616 00

Total

$ 99,616 00

LOANS AND DISCOUNTS.

In suit In judgment Not in suit ...
Total. ...

Good

$

Doubtful



Worthless

Total

$

56

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the University Savings Bank, Located at Athens, Ga., at the Close of Business August 17, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. $ 147,962 76

Demand loans

500 00

1,576 55

Overdrafts secured by

Bonds and stocks owned by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items.
Exchanges for the clear-

6,000 00 2,987 25 2,333 34
17,272 11
3,853 95

Profit and loss

Capital stock paid in. .$ Surplus fund Undivided profit?, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividerds. . Individual deposits subject to check Savings deposits Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house . . Notes and bills redis-
Bills payable, including time certificates representing borrowed

40,000 00. 26,306 00
55,6S1 44 39,498 52 15,000 00

Total
In judgment Not in suit
Total

| 176,485 96 LOANS AND DISCOUNTS.

$

120 00

1,256 00

141,086 76

$ 142,462 76

Good Doubtful Worthless
Total

176,485 96
$ 139,297 86 3,000 00 164 90
$ 142,462 76

TREASURER'S REPORT.

57

Statement of the Condition of the University Savings Bank, Located at Athens, Ga., at the Close of Business December 17, 1907.

JNO. J. WILKINS, President.

W. P. BBOOKS, Cashier.

RESOURCES.

LIABILITIES.

Loans and disco unts...$

Demand loans Overdrafts



Bonds and stock* owned

by the bank Banking house

Furniture and fixtures.

Other real estate

Due from banks and bankers in this State.

Due from banks and

bankers in other States

Currency



Gold



Silver, nickels and pen-

nies Checks and cash items..

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Total

*

129,990 L0 181 5b
6,000 00 A98/ zo 2,333 34 6,499 1a 2,237 09 b,000 0Q
156 228 52

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends.. Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

Total

$

40,000 00 28,150 07
47,398 93 30,679 52 10,000 00
156,228 52

LOANS AND DISCOUNTS.

Insuit
In judgment Not in suit
Total 6tr

* J2000
>^ uu 128,620 10 $ 129.990 10

Good Doubifui.:.:... Worthless
Total

$ 126-490 10 3,500 00
$ l'^990 10

58

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Central Bank and Trust Corporation, Located at Atlanta, Ga , at the Close of Business, Sept. 7, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts .$2,132,809 50

Demand loans

102,775 00

Overdrafts

10,101 67

Overdrafts secured by

cotton

Bonds and stocks owned

by the bank.....

79,051 43

Banking house

Furniture and fixtures. 5,191 12

Other real estate

Due from banks and

bankers in this State. 219,460 29

Due from banks and

bankers in other States 203,237 39

Currency

122,977 00

Gold

7,592 50

Silver, nickels and pen-

nies

5,262 43

Checks and cash items.

471 94

Exchanges for the clear-

ing house

25,688 56

Profit and loss

Interest paid

Total .

..$2,914,618 83

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State
Due to banks and bank ers in other States
Due unpaid dividends . Individual deposits sub-
ject to check
Savings deposits Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed
money

500,000 00
72,266 02 520,524 51
83,314 50
858,029 22
506,774 30' 333 00
1,277 28.
372,100 00,

Total

$2,914,618 83,

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 2,235,584 50 ...$2,235,584 50

Good Doubtful Worthless
Total

$2,235,364 50 220 00
$ 2,235,584 50.

TREASURER'S REPORT.

59

Statement of the Condition of the Central Bank & Trust Corporation, Located at Atlanta, Georgia, at the Close of Business, December 17, 1907.

ASA G. OANDLEK, President.

A. P. COLES, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts..! 1,397,884 02

27,312 66

Overdrafts, secured.. . 3,126 17

Bonds and stocks owned

117,045 63

Banking house

Furniture and fixtures. 8,762 24

Other real estate

Due from banks and

bankers in this State. 174,025 01

Due from banks and

bankers in other States 315,485 38

261,467 00

Gold

26,922 50

Silver, nickels and pen-

12,621 13

Checks and cash items. 1,383 00

Exchanges for the clear-

23,249 47

Profit and loss

Clearing house certifi-
Cotton bills purchased and advanced on cot-

20,094 00 239,051 87

Total

$:! 628,330 08

Capital stock paid in. .$

Undivided profits, less current expenses and

Due to banks and bankers in this State
Due to banks and bankers in other States . . .
Dae unpaid dividends . Individual deposits sub-

Demand certificates ...

Time certificates

Certified checks

Cashier's checks

Due to clearing house.

Notes and bills redis-

counted ...

...

Bills payable, including

time certificates rep-

resenting borrowed

500,000 00 36,878 76
40,392 32 432,767 46 65,263 94
967,389 13 583,285 99
888 00 1,464 48

Total

$ 2,628,330 08

LOANS AND DISCOUNTS.

In suit In judgment Not in suit ..
Total

Good Doubtful Worthless
Total

$1,425,196 ...$

m

60

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Decatur Street Bank, Located at Atlanta, Ga., at the Close of Business October 11, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.... $
Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items.
Exchanges for the clear-
ing house Profit and loss Interest paid Depositors guarantee
fund

25 00
2,247 60 18,879 81
1,583 00 100 00
1,140 02 83 84
1,065 76 2,702 70

Total

$ 27,8ii7 73

Capital stock paid in.. .$ Surplus fund Undivided profits, less
current expenses and
taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States.. ..
Due unpaid dividends.. Individual deposits sub-
ject to check
Savings deposits Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house..
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed
money

15,000 00
12,766 73 61 00

Total

$ 27,827 73

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful

25 00 Worthless

$

25 00

Total

,

$

25 00

-$

25 00

TREASURER'S REPORT.

61

Statement of the Condition of the Decatur Street Bank, Located at Atlanta, Ga., at the Close of Business December 17, 1907.

W. M. TERRY, President.

J. G. NORVELL, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate ... . Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
nies. Checks and cash items.
Exchanges for the clear-
ing house Profit and loss
. Interest paid

9,522 50 42 05
3,259 26
11,936 83 2,707 20 2,111 00 325 00 2,227 00 120 93
1,489 38

Total

$ 33,741 15

Capital stock paid in. . .$
Surplus fund Undivided profits, less
current expenses and taxes paid. Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends. . individual deposits subject to check Demand certificates....
Time certificates Certified checks Cashier's checks
Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

15,000 00
16,719 84 1,174 27
425 00 422 04

Total

$ 33,741 15-

LOANS AND DISCOUNTS.

In suit

$

In judgment

Not in suit

Total

$

Good Doubtful. Worthless
Total

$ 9,522 50 $ 9,522 50

62

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Farmers & Traders Bank, Located at Atlanta, Ga., at the Close of Business September 6, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by
cotton t Bonds and stocks owned
by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items . Exchanges for the clear-
ing house Profit and loss Interest paid Depositors fund

138,244 65 140,930 62 35,080 56
17,932 12
18,038 82 15,048 39 2,560 00
105 00 4,891 75
185 92 5,661 97
2,822 70

Capital stock paid in. $ 25,000 00

Surplus fund

Undivided profits, less

current expenses and

taxes paid

3,889 85

Due to banks and bank-

ers in this State

62,500 00

Due to banks and bank-

ers in other States . . . 8,000 00

Due unpaid dividends .

Individual deposits sub-

ject to check

210,447 78

Savings deposits

Demand certificates... .

Time certificates

33,197 92

Certified checks

Cashier's checks

3,466 95

Due to clearing house. .

Notes and bills redis-

ccunted

Bills payable, including

time certificates rep-

resenting borrowed

money

3"\000 00

Total

$ 381,502 50

Total

% 381,502 5

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

600 00

278,575 27

$ 279,175 27

Good Doubtful Worthless
Total

? 278,675 27 500 00
$ 279,175 27

TREASURE'S REPORT.

6

Statement of the Condition of the Farmers & Traders Bank, Located at Atlanta, Ga., at the Close of Business December 17, 1907.

J. R. SMITH, Vice-President.

W. D. MANLEY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .* Demand loans Overdrafts Bonds and stocks owned
by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items . Exchanges for the clear-
ing house
Profit and loss Interest paid

408,810 72 20,475 04 32,087 91 19,047 32
17,336 22 9,683 12 9,108 00 2,475 00 3,903 65
6,903 79

Total

$ 529,830 77

Capital stock paid in. $
Surplus fund Undivided profits, less
current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States....
Due unpaid dividends. . Individual deposits sub-
ject to check
Demand certificates... . Time certificates
Certified checks Cashier's checks
Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

25,000 00 5,685 48
199,546 01
238,958 55 31,259 26 4,381 47
25,000 00

Total

$ 529,830 77

LOANS AND DISCOUNTS.

In suit In judgment Not in" suit
Total

$

610 00

428,675 76

$ 429,285 76

Good Doubtful Worthless
Total

$ 429,285 76 $ 429,285 76

64

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of The Georgia Savings Bank and Trust Co., Located at Atlanta, Ga., at the Close of Business October 5, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ 447,693 17 Demand loans Overdrafts Overdrafts secured by

Bonds and stocks owned by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
Due from banks and bankers in other States
Gold Silver, nickels and pen-
nies Checks and cash items.. Exchanges for the clear-
ing house Profit and loss

71,336 25
1,286 75
69,934 78
2,074 93 3,059 00 1,572 50
592 71 1,528 61

599,07S 70

Capital stoi'k paid in..$

Surplus fund

...

Undivided profits, less

current expenses and

Due to banks and bank-

100,000 00 35,000 00
4,402 79

Due to banks and bankers in other States....
Due unpaid dividends..
Individual deposits subject to check
Savings deposits Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. .
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed

171 00
304,299 81 92,628 10
3,450 00

Unearned interest

59,127 00

599,078 70

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 447,693 17
$ 447,693 17

Good Doubtful Worthless
Total

$ 447,693 17 $ 4-47,693 17

TREASURER'S REPORT.

65

Statement of the Condition of The Georgia Savings Bank and Trust Co., Located at Atlanta, Ga., at the Close of Business December 17, 1907.

GEORGE M. BHOWN, President.

JOSEPH E. BOSTON, Sec'y and Treas.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$ 429,136 10

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

98,130 00

Banking house Furniture and fixtures.. 1,293 75

Other real estate

Due from banks and bankers in this State. . 11,4/2 58

Due from banks and bankers in other States 1,072 45

Currency

6>023 0

Gold

1,655 00

Silver, nickels and pennjes

840 87

Checks and cash items.. 15,304 08

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Capital stock paid in...$ 100,000 00-

Surplus fund

35,000 00

Undivided profits, less

current exp nses and

taxes paid Unearned interest

7.217 49 56,623 50-

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States ...

Due unpaid dividends. .

Time deposits

293,599 98

Demandcertificat.es

Time certificates

72,486 86

Certified checks

Cashier's checks

Due to clearing house .

Notes and bills redis-

counted Bills payable, including
ing time certificates

representing borrowed

money

Total

$ 564.9^7 83

Total

$ 564,927 83

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 429,136 10
$ 429,136 10

Good



Doubtful

Worthless

Total

$ 429,136 10 ,. $ 429,136 10-

66

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the MaddoxRucker Banking Co., Located at Atlanta, Ga., at the Close of Business October 12, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$ 2,232,250 98

Demand loans

172,463 51

Overdrafts

38,025 20

Overdrafts secured by

cotton

258,458 37

Bonds and stocks owned

by the bank

155,280 00

Banking house

Furniture and fixtures. 4,000 00

Other real estate

Due from banks and

bankers in this State. 62,443 65

Due from banks and

bankers in other States 412,354 69

178,099 00

Gold

10,280 00

Silver, nickels and pen-

nies

16,034 30

Checks and cash items. 34,223 57

Exchanges for the clear-

ing house

93,357 08

Interest paid

Total

S 3,667.270 35

Capital stock paid in . . .$ 200,000 00

Surplus fund

300,000 00

Undivided profits, less

current expenses and

taxes paid

312,639 19

Due to banks and bank-

ers in this State

239,409 56

Due to banks and bank-

ers in other States.... 4,870 95

Due unpaid dividends. .

Individual deposits sub-

L,201,300 15

Savings deposits

815,195 25

Demand certificates....

Time certificates

193,945 16

966 58

Cashier's checks

3,103 74

Due to clearing house. .

Notes and bills redis-

counted.

335,839 77

Bills payable, including

time certificates rep-

resenting borrowed

60,000 00

Total

$ 5,667.270 35

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 250 00
2,441,453 81
$2,441,703 81

Good Doubtful Worthless
Total

$2 440,903 81 800 00
$2,441,703 81

TREASURER'S REPORT.

67

Statement of the Condition of the Maddox-Rucker Banking Co., Located at Atlanta, Ga., at the Close of Business December 17, 1907.

W. L. PEEL, President.

T. J. PEEPLES, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. $ 2,145,283 04

Demand loans

16i,612 ~ ,

Overdrafts

7,927 5b

Bonds and stocks owned

by the bank

16/,030 00

Banking house Furniture and fixtures. 4,0UU UU

Other real estate

Due from banks and bankers in this State.

n17(T3,0114/J!00*.4

Due from banks and bankers in other States 166,944 62

Currency Gold Silver, nickels and pen-
njes
Checks and cash items.

188 929 00 45,965 00
lo.ooa uu
1,293 54

Exchanges for the clear-

ing house

84,<M< ID

Profit and loss Interest paid Clearing house certifi-

cates

10,303^00

Total

$3,175,390 27

Capital stock pjid in. .$ 200,000 00

Surplus fund.

300,000 00

Undivided profits, less

current expenses and

taxes paid

341,534 49

Due to banks and bank-

ers in this State

204,922 32

Due to banks and bank-

ersin other States... 4,342 93

Due unpaid dividends. .

Individual deposits sub-

ject to check

1,812,335 84

Demand certificates

141,330 07

Time certificates Certified checks

A '6' },

Cashier's checks

1,826 41

Due to clearing house. . 150,000 00

Notes and bills redis-

counted

17,426 03

Bills payable, including

time certificates rep-

resenting borrowed

money



Total

$3,175,390 27

LOANS AND DISCOUNTS.

In suit In judgment Notinsuit
Total

$

,,dnr*(,QV,?

2,144.974 11

$ 2,145,283 04

Good Doubtful Worthless
Total

$2,144,433 04 850 00
$2,145.283 04

68

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Union Savings Bank, Located at Atlanta, Ga., at the Close of Business October 10, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts-. .$ 170,075 66 Demand loans

Overdrafts secured by

Bonds and stocks owned by the bank

Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

1,837 35
5,549 04 2,417 32 5,589 00
175 00 1,307 06 1.107 73 3,041 30

Total

f 191,099 46

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and

51,280 00

Due to banks and bank-

Due to banks and bankers in other States...
Due unpaid dividends . Individual deposits sub-
ject to check
Demand certificates ...

22,021 36102,239 43
1,000 00
2,973 40'

Due to clearing house. . Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed

Unearned interest

11,585 27

Total

$ 191,099 46

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 170,075 66
.$ 170,075 66

Good Doubtful Worthless
Total

$ 170,075 66$ 170,075 66

TREASURER'S REPORT.

69

Statement of the Condition of the Union Savings Bank, Located at Atlanta, Ga., at the Close of Business December 17, 1907.

J. T. Hoi.LEMAN,
President.

J. W. ANDREWS, Secretary.

RESOURCES.

LIABILITIES.

Loans and discounts Demand loans

..$

156,789 44 1,850 00

Overdrafts

104 51

Bonds and stocks owned

by the bank

Banking house FnrDitnreandfixtares. 1,861 So

Other real estate

Due from banks and bankers in this State. 11,208 25

Due from banks and bankers in other States 1,964 79

Currency Gold Silver, nickels and pen-

2,201 H2 50

jijpg

Ho Uo

Checks and cash items.

368 12

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Total

$ 177,209 02

Capital stock paid in .$
Surplus fund Undivided profits, less
current expenses and
taxes paid-- Unearned interest
Due to banks and bankers in this State
Due to banks and bankers in other States.. .
Due unpaid dividends.. Time deposits Individual deposits sub-
ject to check Demand certificates Time certificates
Certified checks Cashier's checks Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

Total

>

54,570 00

1,,,0,,,0,6,D8

,,, 41

95,081 17
14,589 44 1,000 00 1,900 00

177.20C 02

LOANS AND DISCOUNTS.

In suit

'

KnSt:::::::::::_i58,^44

Total

$ 15S,639 44

Good Doubtful Worthless
Total

$ 158,639 44 $ 158,639 44

70

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Augusta Savings Bank, Located at Augusta, Ga., at the Close of Business, Nov. 16, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house
Furniture and fixtures. Other real estate Due from banks and
bankers in this State Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

552,823 39 159,037 04
763 58
235,837 08 1,000 00
47,709 86 42,702 28 S, 175 14 12,977 00
215 00 538 85 1,005 77 382 20
20,650 00

Total

$ 1,083,817 19

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits
Demand certificates . . .
Time certificates Certified checks Cashier's checks Due to clearing house. .
Notes and bills rediscounted
Bills payable, including
time certificates representing borrowed money
Clearing house certifi-
cates issued

50,000 00 25,000 00> 54,174 25.
865,291 95 21,072 73
32 50 48,245 2ft
20,000 00-

Total

$ 1,083,817 19

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

711,860 43 711,860 43

Good Doubtful Worthless
Total

709,360 4& . . 2,500 00
$ 711,860 4a

TREASURER'S REPORT.

71

Statement of the Condition of the Augusta Savings Bank, "Located at Augusta, Ga., at the Close of Business, Dec. 17, 1907.

W. B. YOUNG, President.

J. G. WKIGLE, Cashier.

KESOUKCKS.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank
Banking house Furniture and fixtures . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house
Profit and loss Interest paid

569,721 62 140,627 04
789 53
236,095 08
1,000 00 47,709 86
6,002 62 95,271 00
250 00
571 47 587 15
4,857 20
1,205 93

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States....
Due unpaid dividends. . Individual deposits sub-
ject to check
Demand certificates ... Time certificates
Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

50,000 00 25,000 00 59,654 51
851,494 05 72,280 19
252 00
26,007 75-
20,000 00

Total

$ 1,104,688 50

Total

LOANS AND DISCOUNTS.

* 1,104.688 50

In suit In judgment Not in suit
Total

$ 710,348 66 $ 710,348 66

Good Doubtful Worthless
Total.

$ 706,848 66 3,500 00
$ 710,348 66-

72

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank, Located at Augusta, Ga., at the Close of Business November 18, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$

Demand loans

Overdrafts

Overdrafts secured by

cotton

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items..

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Clearing house certifi-

cates

'

Total

$

38,444 45 26,145 00
2,353 71 4,79147 8,928 00
35 00 3,319 60
75155 1,741 42 4,197 36
1,344 00 92,051 56

Capital stock paid in. .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States... .
Due unpaid dividends. . Individual deposits sub-
ject to check
Savings deposits Demand certificates Time certificates Certified checks Cashier's checks
Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing bor rowed
money

Total

$

50,000 00
36,327 81 1,000 00 4,723 75
92,051 56

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 64,589 45
:..$ ' 64,589 45

Good Doubtful Worthless
Total..'..

$ 64,589 45 $ 64,689 45

TREASURER'S REPORT.

73

Statement of the Condition of the Citizens Bank, Located at Augusta, Ga., at the Close of Business December 17, 1907.

P. S. NORTH, President-

M. 0. DOWLING, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. $

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Eanking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency...

Gold

:

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Expense and salaries...

Clearing house certifi-

cates

Total

$

49,088 71 15,916 44
149 48
3,298 20
5,701 02 2,756 63 9,459 00
87 50 2,459 23
202 20 2,773 69
262 50 5,270 94
688 00 98,113 54

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends... Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier'schecks Due to clearing house. .
Notes and bills rediscounted
Bills payable, including time certificates representing bor rowed
money

Total

$

50,000 00 1,236 45
43,641 16 1,000 00 1,000 00 162 02 1,073 91
98,113 64

LOANS AND DISCOUNTS.

In suit

f

In judgment

Not in suit

Total

$

6tr

Good

$

Doubtful

Worthless

Total

$

74

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Georgia Railroad Bank, Located at Augusta, Ga., at the Close of Business -November 20, 1907.

KBSOUKCES.

LIABILITIES.

Loans and discounts. . .$ 1,220,338 04

Demand loans

403,743 70

Overdrafts

13,518 64

Overdrafts secured by

cotton

166,908 20

Bonds and stocks owned

by the bank

47,740 00

Banking house

50,000 00

Furniture and fixtures.

Other real estate

14,222 73

Due from banks and

bankers in this State.. 47,46171

Due from banks and

bankers in other States 306,583 46

Currency

149,853 00

Gold

19,147 50

Silver, nickels and pen-

nies

29,632 42

Checks and cash items. 33,707 86

Exchanges for the clear-

ing house

67,574 11

Profit and loss

Interest paid

Clearing house certifi-

cates

12,232 00

Total...

$ ^,582,663 37

Capital stock paid in. .$ 200,000 00

Surplus fund

Undivided profits, less

current expenses and

taxes paid

331,713 43

Due to banks and bank-

ers in this State

87,028 14

Due to banks and bank-

ers in other States

130,419 67

Due unpaid dividends .

Individual deposits sub-

ject to check

1,720,281 13

Savings deposits

Demand certificates

1,33190

Time certificates

11,889 10

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money.

.

Clearing house certi-

ficates issued, pledged

B. R. to value of

$150,000 00

100,000 00

Total

f 2,582,663 37

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 1,624,081 74 '.$ 1,624,081 74

Good Doubtful AVorthless
Total

$ 1,624,081 74 $1,624,081 74

I

TREASURER'S REPORT.

75

Statement of the Condition of the Georgia Railroad Bank, Located at Augusta, Ga., at the Close of Business December 17, 1907.

JACOB PHINIZY,
President.

CHAS. G. GOODKICH, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ L,131,774 24

Demand loans

538,000 00

Overdrafts

52,872 53

Bonds and stocks owned

47,740 00

Banking house

\

Furniture and fixtures J

50,000 00

Other real estate

14,222 73

Due from banks and

bankers in this State. 84,781 91

Due from banks and

185,259 30

Currency

94,435 00

Gold

7,840 00

Silver, nickels and pen-

nies

33,494 87

Checks and cash items. 5,705 54

Exchanges for the clear-

147,395 22

Interest paid

Clearing house certifi-

cates

...

Advances to cotton ex-

porters

12,746 00 212,436 42

Total

$J!,618,703 76

Capital stock paid in. .$ 200,000 00

Surplus fund

Undivided profits, less

current expenses and

taxes paid

349,488 74

Due to banks and bank-

ers in this State

123,405 82

Due to banks and bank-

ers in other States ... 121,713 64

Due unpaid dividends..

Individual deposits sub1,656,774 56

Demand certificates.... 1,431 90

15,889 10

Certified checks

Cashier's checks

Due to clearing house..

Notes and bills redis-

counted

Bills payable, represent-

ing borrowed money. 50,000 00

Clearing house certifi-

cates

100,000 00

Total

$ 2,618,703 76

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 1,669,774 24 $ 1,669,774 24

Good Doubtful Worthless
Total.,

$ 1,656,812 94 12,961 30
$ 1,669,774 24

^TM

76

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Irish-American Bank, Located at Augusta, Ga., at the Close of Business November 22, 1907.

RESOURCES.

LIABILITIES-

Loans and discounts. .$
Overdrafts Overdrafts secured by

214,921 82 72,928 90
4,303 13

Bonds and stocks owned by the bank
Furniture and fixtures. Other real estate. ... Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-

19,030 00 2,250 00
21,630 34
10,554 00 212 50
1,635 58 3,440 50 2,586 28 1,916 62 1,631 00

365,850 67

Capital stock paid in. .$
Undivided profits, less current expenses and taxes paid
Due to banks and bank-

15,000 00 15,000 00
17,683 96

Due to banks and bankers in other States....
Due unpaid dividends. . Individual deposits sub-
ject to check
Demand certificates. . . .
Certified checks
Due to clearing house. . Notes and bills redis-
counted Bills-payable, including
time certificates representing borrowed money

315 57 49,106 13 245,245 29 16,459 24
240 48
7,000 00

Total

$ 865,850 67

LOANS AND DISCOUNTS.

Total

287,380 59 $ 287,860 72

Good Doubtful
Total

$ 287,350 72 500 00
$ 287.850 72

TREASURER'S REPORT.

77

Statement of the Condition of the Irish-American Bank, Located at Augusta, Ga., at the Close of Business December 17, 1907.

P. ARMSTRONG, President.

J. P. ARMSTRONG, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. $

Demand loans

Overdrafts

...

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Oold

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

220,862 87 72,894 06 6,754 39
2,250 00 19,030 00
26,431 46
870 21 15,068 00
502 50
770 97 2,111 52
3,306 65
5,062 34

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . . Due unpaid dividends. . Individual deposits subject to check
Savings deposits Time certificates Certified checks Cashier's checks
Due to clearing house. . Notes and bills redis-
counted
Bills payable, including
time certificates representing borrowed money

15,000 00 35,000 00
17,750 35
52,482 47 242,188 51
16,459 24 125 00 130 53
9,778 87
7,000 00

Total

$ 375,914 97

Total

$ 375.914 97

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

500 00

100 00

293,156 93

$ 293.75693

Cood Doubtful Wortnless
Total

$ 292,756 93 1,000 00
$ 293,756 93

78

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Merchants Bank, Located at Augusta, Ga., at the Close of Business November 21, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$ 776,860 85

Pemandloans

110,818 97

Overdrafts

3,236 95

Overdrafts secured by

cotton

Bonds and stocks owned

by the bank

640 00

Banking house

21,000 00

Furniture and fixtures. 13,660 27

Other real estate

Due from banks and

bankers in this State . 11,718 33

Due from banks and

bankers in other States 71,917 56

Currency

46,547 00

Gold

65 00

Silver, nickels and pen-

nies

9,295 58

Checks and cash items. . 1,632 66

Exchanges for the clear-

ing house

28,821 33

Profit and loss

Interest paid

Clearing house certifi-

cates

35,460 00

Capital stock paid in. .$ 140 000 00

Surplus fund

115,000 00

Undivided profits, less

current expenses and

taxes paid

45,140 71

Due to banks and bank-

ers in this State. ... 61.452 03

Due to banks and bank-

ers in other States.... 10,658 16

Due unpaid dividends .

Individual deposits sub-

ject to check

266,429 29

Savingsdeposits

241,169 35

Demand certificates....

Time certificates

31,824 96

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

60,000 00

Bills payable, including

time certificates, rep-

resenting b o r r owed

money

60,000 00

Clearing House Certifi-

cates issued, B/R

$151,106.01

100,000 00

Total

$ 1,131.674 50

Total

$1,131,674 50

LOANS AiSD DISCOUNTS.

In suit In judgment Not in suit
Total

$ 4,923 65 883,756 17
$ 887,679 82

Good Doubtful Worthless
Total

$ 887,548 95 60 60 70 27
$ 887,679 82

TREASURER'S REPORT.

79

Statement of the Condition of the Merchants Bank, Located at Augusta Ga., at the Close of Business December 17, 1907.

W. J. HOLLLNGSWORTH, President.

ALBERT L. HATCH, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit n nd loss

789,527 60 110,543 57
2,470 08
640 00 34,660 27
9,973 25
42,447 60 78,921 00
785 00
6,409 78 2,734 12
23,843 45
13,130 46

Capital stock paid in S

Surplus fui.d.

....

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States. . .

Due unpaid dividends. .

Individual deposits sub-

Demand certificates.... Time certificates Certified checks

140,000 00 115,000 00
61,608 38 41,251 55
9,520 87
511,269 46 27,435 92

Due to clearing house. . 100,000 00 Notes and bills redis-

Bills payable, including time certificates representing borrowed

110,000 00

Total

$ 1,116,086 18

Total

$ 1,116,086 18

LOANS AND DISCOUNTS.

In judgment Not in suit
Total

$ 1,800 00 787,727 60
.. . .$ 789,527 60

Doubtful

$ 789,232 58

..'..'.'.'.'.'

295 02

Total ....

$ 789,527 60

80

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Planters Loan & Savings Bank, Located at Augusta, Ga., at the Close of Business November 16, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$
Overdrafts secured by cotton
Bonds and stocks owned by the bank
Banking house, under construction
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss

652,490 13 259,225 86
559 69
26,480 75
36,877 31
41,678 75
1,428 14
17,249 73 35,543 00
3! 15 00
520 52 707 65
9,929 61

Clearing house certifi-

cates

15,486 00

Total

$ 1.098,572 14

Capital stock paid in. .$ 50,000 00

Undivided profits, less current expenses and taxes paid
Due to banks and bank-

105,234 65

Due to banks and bankers in other States . .
Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits Demand certificates....

723 69
77,529 80 861,320 65

Cashier's checks Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing bor rowed

3,564 93 198 4z

,098,572 14

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 911,715 99
$ 911,71". 9)

Good Doubtful Worthless
Total

$ 911,715 99 $ 911,715 99

TREASURER'S REPORT.

81

Statement of the Condition of the Planters Loan and Savings Bank, Located at Augusta, Ga., at the Close of Business December 17, 1907.

L. C. HAYNB, President.

CIIAS. C. HOWARD, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . $ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold
Silver, nickels and pennies
Checks and cash items. Exchanges for the clear-
ing house Profit and loss

645,466 30 260,045 86
794 17 26,480 75
78,403 56 8,492 92 5,940 90 57,936 00
675 00 346 85 613 64 3,109 74

Capital stock paid in. .$ 50,000 00

Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bank-
ers in other States.... Due unpaid dividends. . Individual deposits sub-
ject to check Demand cert i fi c a t e s,
savings account Time certificates

107,697 35
719 49 68,701 11 859,213 66

Due to clearing house. .
Notes and bills rediscounted
Bills payable, including
time certificates representing borrowed

864 93 1,109 15

Total

$ 1,088,305 69

Total

$ 1 ,088,305 69

LOANS AND DISCOUNTS.

In suit . In judgment Not in suit
Total

$ 905,512 16
$ 905.512 16

Good. Doubtful Worthless
Total

$ 905 512 16 . $ 905,512 16

82

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Union Savings Bank, Located at Augusta, Ga., at the Close of Business, November 18, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by
cotton

Bonds and stocks owned by the bank
Banking house

Furniture and fixtures.' Other real estate Due from banks and

bankers in this State Due from banks and
bankers in other States Currency Siolvmer,n:i-c,ke:ls and pen-

rC,uhieeckls- a n d,," cash items Exchanges for the clear-

PPrionfith0aUndIe1loss

Interest paid

[

Clearing house certifi-

cates

571,964 45 137,130 73 10,823 93
80,636 24 3,377 55 33 757 52 43,485 03 11,001 51 67,962 00 2,872 00 121>98966 6339 9>38 28 2,826 23 11,072 00

Capital stock paid in. $ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States Due unpaid dividends. . Individual deposits sub-
ject to check......... havings deposits Demand certificates Time certificates Certified checks Cashier's checks
Due to clearing house. . Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed
money

30,000 00
83,942 01 4,564 09-
537 31 10 00
155,813 56 611,645 85 56,829 78 22,338 39
35,000 00

Total

$1,000,680 99

Total

$ 1.000.680 99

LOANS AND DISCOUNTS.

]na.ui} In judgment
Not m suit
Total

$ 1,168 52 ]42 04
707,784 62

good Doubtful Worthless

$ 709,095 18 _ Total

$ 705,095 18 2,000 00 2,000 00
$ 709,095 18

TREASURER'S REPORT.

83

Statement of the Condition of Union Savings Bank, Located at Augusta, Ga., at the Close of Business, December 14, 1907.

WM. SCHWERGERT,
President.

THOS. S. GRAY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$ 559,739 00

Demand loans

132,261 53

Overdrafts

12,913 04

Bonds and stocks owned

by the bank

77,376 13

Banking house

Furniture and fixtures. 3,577 55

Other real estate

33,757 52

Due from banks and

bankers in this State. 44,694 00

Due from banks and

bankers in other States 1,832 25

Currency

75,871 00

Gold

3,798 50

Silver, nickels and pen-

nies

4,61522

Checks and cash items. 6,976 17

Exchanges for the clear-

ing house

8,190 11

Profit and loss

Interest paid

3,060 84

Premium on bonds

3,260 11

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State .. . Due to banks and bankers in other States Due unpaid dividends . Individual deposits subject to check
Demand certificates Time certificates Certified checks
Cashier's checks Due to clearing house. .
Notes and bills rediscounted
Bills payable

30,000 00
86,344 06 3,247 85 5,991 07 10 00
728,106 33 55,829 78
188 40 2 99
28,202 99
35,000 00

Total
In suit In judgment Not in suit
Total

$ 972.923 47

Total

LOANS AND DISCOUNTS.

*

427 00

26 00

559,286 00

S 659,739 00

Good Doubtful Worthless
Total

S 972,923 47
$ 557'245 00 L^OOO 924 00
$ 669,739 00

84

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bainbridge State Bank, Located at Bainbridge, Ga., at the Close of Business January 19, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans
Bonds and stocks owned by the bank
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
Checks and cash items.. Exchanges for the clear-
ing house.
Interest paid

261,592 51 1,581 18 5,000 00 7,100 00 3,500 00
19,081 29 36,916 42 13,727 00
3,971 65 667 66

Capital stock paid in . .$ Surplus fund Undivided profits, less
current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States.. .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates ... Time certificates Certified checks

100 000 00 2,500 00 9,601 61
235,551 32 5,487 78

Due to clearing house.. Notes and bills redis-

Bills payable, including time certificates representing bor rowed

353,140 71 LOANS AND DISCOUNTS.

353,140 71

In suit In judgment Not in suit
Total

$ 261,592 51
$ 261,592 51

Good Doubtful Worthless
Total

$ 261,592 51 if 261,592 51

TREASURER'S REPORT.

85

Statement of the Condition of the Bainbridge State Bank, Located at Bainbridge, Ga., at the Close of Business December 17, 1907.

D. W. JAMBS, President.

E. J. PERRY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banting house
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

287,295 27
2,145 53
5,000 00 7,100 00 3,500 00
30,472 58
11,085 61 18,981 00
115 00
13,130 03 623 24

Total

$ 379.448 26

Capital stock paid in. $
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. .. Due unpaid dividends.. Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills rediscounted Bills payable, including time certificates representing borrowed
money

100,000 00 2,500 00 21,010 16
207,880 03 836 07
7,222 00
40,000 00

Total

$ 379,448 26

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 2,850 00 12,127 00 272,318 27
I 287,295 27

Good Doubtful Worthless
Total

$ 287,295 27 $ 287,295 27

86

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Decatur County Bank, Located at Bainbridge, Ga., at the Close of Business January 18,1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States. Currency Gold Silver, nickels and pen-
nies
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

67,594 24 21,260 00 3,304 18
14,525 55 500 00
470 92 6,707 17 2,595 00
625 00 5,060 33 1,879 40

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates Time certificates... Certified checks .... Cashier's checks Due to clearing house . . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

50,000 00 4,059 09
35,076 60 20,040 40
339 70 12,506 00 2,500 00

Total

$ 124,521 79

Total

..$ 124,521 79

LOANS AND DISCOUNTS.

In judgment Total

$

25 00 Good

Doubtul

88,829 24 Worthless

$ 88,854 24

$ 88,854 24 $ 88,854 24

TREASURER'S REPORT.

87

Statement of the Condition of the Decatur County Bank, Located at Bainbridge, Ga., at the Close of Business December 17, 1907.

J. S. SHINGLER, President.

JNO. T. MCCLENDON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$
Demand loans Overdrafts.... Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold
Silver, nickels and pennies
Checks and cash items . Exchanges for the clear-
ing house Profit and loss Interest paid

101,728 72 37,033 50 4,764 21
26,355 18 2,807 87
5,012 30 6,628 12 4,80100
10,650 41 2,749 17

Total

$ 202,530 48

Capital stock paid in. .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States....
Due unpaid dividends.. Individual deposits sub-
ject to check Demand certificates. ... Time certificates Certified checks
Cashier's checks Due to clearing house. . Notes and bills redis-
counted
Bills payable, including
time certificates representing bor rowed money Clearing house certifi-
cates outstanding. ...

100,000 00 2,267 38
61,390 49 36,722 87
276 74
1,873 CO

Total

$ 202,530 48

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

-.....$ 3,250 50
135,511 72
$ 138,762 22

Good Doubtful Worthless
Total

$ 138,762 22 $ 138,762 22

88
TREASURER'S REPORT.

Bant B^n , Repon of

Condit.on oi

^

Located at Baroesville, G., at the Close of Business December 3, 1907.

Loans and discounts Demand loans Overdrafts secured' by
cotton Overdrafts ..'.
Bobnydsthaendbasntokck..s.'owned Banking house . furniture and fixtures.' Other real estate.. Due from banks and
bankers in this State Due from banks and Cbuarrneknecrys.in other States Gold.......;.
Silver, nickel's and pennies
Checks and cash items ' Exincghahnoguessefor the clearProfit and loss..... Interest paid
Total

123,853 50 Capital stock paid in., a

Surplus fund. .

5,190 03

Undivided profits, less current expenses and

taxes paid

Due to banks and bank-

2,000 00 3,329 32

ers in this State... Due to banks and bank-
ers in other States.

Due unpaid dividends

25,177 43

Individual deposits subject to check

7,134 77 3,230 00
200 00

Savings deposits Demand certificates Time certificates... Certified checks ....""

901 01 2,425 18

Cashier's checks.. Due to clearing house ' JNotes and bills redis-
counted

Bills payable, including

time certificates rep-

resenting borrowed

money

,_

45,000 00 3,489 67
4,885 39 93,143 42 ? ' a992 77lbi

173.441 24

LOANS AND DISCOUNTS.

In suit. In judgment. Not in suit
Total..



200 00

123,653 50

__$J28,853 50

Donbtfuf.:
Worthless.
Total

$ I23'83430
19 20
* 123,853 50

TREASURER'S REPORT.

89

Statement of the Condition of the Citizens Bank, Located at Barnesville, Ga., at the Close of Business December 3 7, 1907.

0. O. SUMMERS, President.

C. H. HUMPHREY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. , .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house ... ...

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in otherSl ales

Currency

Cold

Silver, nickels and pen-

nies

;

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

83,952 84 23,475 00 6,80J 07
2,000 00 3,320 32
2L,ltil 43
15,064 59 14,Oils OH
230 00
2,654 38 1,340 41

- Total.

$ 174,016 84

Capital stock paid in... .$ Surplus fund
Undivided profits, less current expenses and taxes paid-
Due, to banks and bankers in this State
Due to banks and bankers in other States... .
Due unpaid dividends. . Individual deposits sub-
ject to check
Demand certificates. . . Time certificates Certified checks
Cashier's checks J ue to clearing house. . Notes and bills redis-
counted
Bills payable, including
time certificates representing bo r r owed money

45,000 00 ,279 08
99,015 00 20,7:

Total

174,010 84

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

| 83,952 64
.$ 83,952 64

Good Doubtful Worthless
Total

$ 83,952 64 .
$ 83,952 04

00

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Barto\ Bank, Located at Bartow, Ga., at the Close of Business May 17, 1907.

RKSOI/RCKS.

LIABILITIES.

Loans and discounts..! Demand loans Overdrafts Overdrafts secured by
cotton
Bonds and stocks owned by the bank
Banking house Furniture and fixtures.' Other real estate Due from banks and
bankers in this State. Due from banks and
bankersin other States Currency Gold Silver, nickels and pen-
nies
Checks and cash items.. Exchanges for the clear-
ing house Profit and loss
Interest paid
Depositors'fund

60,247 93 3,454 01
400 35
1,473 21 1,123 00
7,648 48 4,823 04 1,958 00
105 00 741 76 23!) 45
2,822 70

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. Due unpaid dividends Individual deposits subject to check Sivings deposits
Demand certificates. . . .
Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills redis
counted
Bills payable, including time certificates representing borrowed
.. money.

25,000 00 3,618 39
30,068 30 15,750 24
10,000 00

Total
In suit In judgment Not in suit
Total

$ 85,036 93

Total

LOANS AND DISCOUNTS.

$

50 71 Good

Doubtful

. 63,651 23 Worthless

$ 63.70! 94

Total

. $ 85,036 93
$ 63,701 ill $ 03,701 94

TREASURER'S REPORT.

91

Statement of the Condition of the Bartow Bank, Located at Bartow, Ga., at the Close of Business December 17, 1907.

T. Y. SMITH, President.

J. R. MURPHY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Ponds and stocks owned
by the bank
Furniture and fixtures..
Due Irom banks and bankers in this State .
Due from banks and bankers in other States
Gold Silver, nickels and pen-
nies Checks and cish items. . Exchanges for the clear-
ing house Profit and loss Interest paid Depositors' i n s u ranee

23,705 02 4.4711 43 14,095 31
1,473 21 1,123 00
21,503 47) 1,761 ss 1,214 00 180 00
2,301 so
3,689 03
2,030 80

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and banker* in other States.... Due unpaid dividends . Individual deposits subject to check Demand certilicates. . . .
Certified checks
Due to clearing house. . Notes and bills redis-
Bills payable, including time certificates, icpresenting borrowed money

25,000 (in 3,234 79
33,233 10 16 003 60

In suit In judgment Not in suit.
Total.

78,461 49

Total.

LOANS AND DISCOUNTS.

>

50 71

'

134 27

28,000 07

$ 28,185 05

Good . Doubtful Worthless
Total

| 78/161 49
| 28,185 05 ..
* 28,185 05

92

TREASURER'S REPORT.

Bank Examiner's. Report of the Condition of the Bank of Barwick, Located at Barwick, Ga., at the Close of Business February 13, 1907.

RESOURCES.

I.IAliir.ITIES.

Loans and discounts . .$
Demand loanOverdrafts Bonds and stocks owned
by the bank
Banking house Furniture and fixtures.
Other real estate Hue from banks and
bankers in this Stale
Due f com banks and bankers in other States
Currency
Gold... Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss I merest paid 1.11 stamps and stamped
checks

28,1 IS 81 ' "> "(l
1.035 51 1,636 83 1,619 /l
1,978 95 1,917 65 1.135 00
50 00 450 30
2,822 70

Capital stock paid in. .$
Surplus fund. Undivided profits, less
current expenses and taxes paid
Due lo banks and bankers in this State
Due to banks and bankers in other States . . .
Due unpaid dividends Individual deposits sub-
jeci to check
Demand certificates. . . . Time certificates
Certified checks Cashier's checks '.Due to clearing house
Notes and bills ^dis-
counted Bills payable, including
time certificates representing borrowed
money

15,000 00
1,398 3S 1-1,000 00 1,000 00
7 00 8,456 08 1,014 00

Total

* -10,87-") 46

Total

* '40,875 40

LOANS AND DISCOUNTS.

Tn suit.-.. .. In judgment. Not in suii.. .
Total

28,228 81 28,228 81

Good Doubtful Worthless
Total

* 28,22s si * 28.228 81

ma

TREASURER'S REPORT.

93

Statement of the Condition of the Bank of Barwick, Located at Barwick, Ga., at the Close of Business December 17, 1907.

M. E. POPE, President.

E. M. DELL. Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$
Demand loans. Overdrafts Bonds and stocks owned
by ihe bank Banking house Furniture and fixtures. 0' her real estate. Due from banks and
bankers in this Stale. Due from banks and
bankers in other States

Gold

:

Silver, nickels and pen-

Checks and cash items. Exchanges for the clear-

Interest paid

35,400 04 3,217 62
1,636 83 1,594 71
1,318 44 7,034 61 1,125 00
255 24 49 62
1,374 00

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and

Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States... Due unpaid dividends Individual deposits sub-

Demand certificates.. .

Time certificates

Certified checks. .

Cashier's checks

Due. to clearing House. .

Notes and bills redis-

counted

'

Bills payable, including

time certificates rep-

resenting borrowed

15,000 00 1,696 40
29,397 28 1,405 18 8 85
5,500 00

Total

if 53,006 71

Tolal



LOANS AND DISCOUNTS.

$ 53,006 71

In suit In judgment Not in suit
Total
8t r

" . . $ $

35,400 64 3\400 64

Good Doubtful Worthless
Total

* 35,400 64 $ 35,400 64

94

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Baxley Banking Co., Located at Baxley, Ga., at the Close of Business March 13, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$

Demand Loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items .

Exchanges for the clear-

ing house

Profit and loss

Interest paid

:.

152,973 99 508 26
7,647 50 14,000 00 21,347 27 2,116 50 2,749 00
1,676 00 . 1,497 71
138 55

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States .. Due unpaid dividends . Individual deposits sub-
ject to check
Demand certificates. ... Time certificates
Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

59,500 00 5,804 52
82,169 17 57,180 09

Total

* 204,653 78

Total

$ 204,653 78

LOANS AND DISCOUNTS.

In suit In judgment
Total. . . .

*

1,459 20 Good

848 35 Doubtful

* 152,1)73 99

Total

$ 152,973 99 * 152,973 99

TREASURER'S REPORT.

95

Statement of the Condition of the Baxley Banking Co., Located at Baxley, Ga., at the Close of Business December 17, 1907.

P. H. COMAS, President.

V. H. MCQUARIE, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. $ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

190,719 02 3,000 00 590 07
4,000 00 4,032 05 19,472 78
19.984 18
7,486 93 12,000 00
800 00
809 89 125 55
833 72

Total

* 263.854 19

Capital stock paid in. .$ 60,000 00

Surplus fund

5,462 36

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States.. ..

Due unpaid dividends. .

Individual deposits sub-

ject to check

80,194 78

Demand certificates. . . .

Time certificates

- 68,613 80

Certified checks

Cashier'schecks

3,583 25

Due to clearing house.. .

Notes and bills redis-

counted

45,000 00

Bills payable, including

time certificates rep-

resenting borrowed

money

Total

$ 263,854 19

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 2,766 99
190,952 03
* 193;719 02

Good Doubtful Worthless
Total

$ 103,169 02 550 00
$ 193,719 02

..

96

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Banking Co., Located at Baxley, Ga., at the Close of Business March 13, 1907.

RESOURCES

LIABILITIES.

Loans and discounts.. .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate. .. .

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and | en-

nies

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest p id

...

52,206 70 789 80
1,884 18
551 71 655 07 774 00 117 50 515 04 701 81

Total

$ 58,195 90

Capital st.ick paid in.. .$ Surplus fund Undivided profits, less
current nxpenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. Due unpaid dividends. . Individual deposits subject to check .
Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

30,060 00 1,370 41
5,826 06 3,939 43
17,OU0 00

Total

$ 58.195 90

LO \NS AND DISCOUNTS.

In suit ... . ... In judgment
Total

*

Good

Doubtful .. .

52,200 76 Worthless

$ 52,206 76

Total

... $ 52.206 76

TREASURER'S REPORT.

97

Statement of the Condition cf the Citizens Banking Co., Located at Baxley, Ga., at the Close of Business December 17, 1907.

W. R BLACK, President.

D. D. GILMORE, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. . $ 51,080 84

Demand loans

Overdrafts ..... ........

101 11

Bonds and stocks owned

by the bank

Banking house

H urniture and fixtures. 2,280 34

Other real estate

Due from banks and .

bankers in this State.

565 98

Due from b inks and

bankers in otherStates'

480 67

Currency

")

Gold

\,

Silver, nickels a n d j- 2,161 42

pennies

I

Checks and cash items J

Exchanges for the clear-

ing house

Profit and loss

Interest paid

.'

Capita] stock paid in. . .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State ..

Due to banks and bank-

ers in otherStates....

Due unpaid dividends. .

Individual deposits sub-

ject to check

Demand certificates. . ..

Time certificates

Certified checks

Cashier's checks.

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

,.

31,800 00 1,837 03 604 44
9,279 54 502 00 16 85
13,500 00

Total.

I 57,569 '86 i

Total

:.. $ 57,569 86

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

245 03

241 75

51,493 56

$ 51.980 34

Good Doubtful Worthless
Total

$ 51,980 34 $ 51,980 34

98

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of The Bishop Banking Co., Located at Bishop, Ga., at the Close of Business November 9, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house
Furniture and fixtures.. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold
Silver, nickels and pennies
Checks and cash items.. Exchanges for the clear-
ing house Profit and loss Interest paid

39,03(5 82 2,925 91
1,183 58 6,487 83 2,854 58
678 00 612 88 2,236 63

Capital stock paid in. .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States

Due unpaid dividends. .

Individual deposits sub-

ject to check

Savings deposits

Demand certificates

lime certificates

Certified checks

Cashier's checks

Due to clearing house..

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

,....

25,000 00 2,894 14 20,622 09
7,500 00

Total.
In suit In judgment Not in suit
Total

$ 56.016 23

Total...

LOANS AND DISCOUNTS.

$

Good

Doubtful

39,036 82 Worthless

$ 39,036 82

Total

$ 56,016 23
$ 39,036 82 $ 39,036 82

TREASURER'S REPORT.

99

Statement of the Condition of The Bishop Banking Co., Located at Bishop, Ga., at the Close of Business December 17, 1907.

S. D. FAMBRAUGH, President.

E. G. FAMBRAUGH, Cashier.

BEBOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans
Bonds and stocks owned by the bank
Furniture and fixtures.. Other real estate Due from banks and
bankers in this State.. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
nies Checks and cash items.. Exchanges for the clear-
Profit and loss Interest paid

Total

$

38,154 06 517 20
1,210 83 5,514 89
367 55 1,027 00
45 00 6,052 6L
997 62
53,886 76

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expense's and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. .. Due unpaid dividends. . Individual deposits subject to check Demand certificates.. ..
Certified checks Cashier's checks Due to clearing house.. Notes and bills redis-
counted Bills payab'e, including
time certificates representing borrowed

Total

*

25,000 00 1,221 02
3,560 04 14,605 70 2,000 00
7,500 00 53,886 76

LOANS AND DISCOUNTS.

In judgment

$

Good

Doubtful

38,154 06

$ 38,154 06

Total

....$ 38,154 06 $ 38,154 06

100

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Blaekshear Bank, Located at Blaekshear, Ga., at the Close of Business March 16, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. $ Demand loans Overdrafts
Bonds and stocks owned by the bank
Banking house..... Furniture and fixtures. Other real estate Due from banks and
bankers in this State . Due from banks and
bankers in other States Currency Gold
Silver, nickels and pennies
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

60,245 67 32,000 00 22,109 52
50,000 00
1,540 00
10,830 46
5,859 37 1.512 00
10 00
349 66 610 15

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States . .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing b o r r o wed money

50,000 00 5,066 01
74,289 33 50,502 69
208 80 5,000 00

Total

$ I81.O66 83

Total

$ 185,066 83

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

if

Good

Doubtful

92,245 67 Worthless

$ 92,245 67

Total

$ 92,245 67 $ 92.245 67

TREASURER'S REPORT.

101

Statement of the Condition of the Blaekshear Bank, Located at Blaekshear, Ga., at the Close of Business December 17, 1907.

A. P. BRAXTLEY, President.

M. C. MCALPIN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned
by the bank
Banking house Furniture and fixtures. Other real estate. Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss. Interest paid

99,563 85 12,006 15
1,561 22
50,000 00
1,510 00
11,208 99
3,279 03 1,836 00
320 00
1,038 07

Capital stork paid in.. .if
Surplus fund Undivided profits less
current expenses a^d taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certilicates
Certified checks Cashier's checks Due lo clearing house. .
Notes and bills rediscounted
Bills payable, including time certificates representing b o r r owed
money

50,000 00 3,487 87
63,830 15 50,017 29
18 00 15,000 00

Total

$ 182,353 31

Total

LOANS AND DISCOUNTS.

$ 182,353 31

In suit In judgment Not in suit
Total

$ 111,570 00
$ 111.570 00

Good Doubtful Worthless
Total

$ 111,570 00 * 11L57000

102

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the CitifcensBank, Located at Blackshear, Ga., at the Close of Business March 16, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . . $ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
Profit and loss Interest paid Depositors fund

34,722 21
2,353 70 1,786 69 2,217 33 4,948 77
819 00 275 09
2,822 70

Capital stock paid in. .$ Surplus fund. ...... Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends.. Individual deposits subject to check
Demand certificates.... Time certificates Certified checks
Cashier's checks Due to clearing house . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

15,000 00 925 25
4,000 00 11,057 77
8,962 47
10,000 00

49,945 49

49,945 49

LOANS AND DISCOUNTS.

In judgment Not in suit
Total

$

Good

Doubtful.

34,722 21 Worthless

$ 34,722 21

Total

1 34,722 21
$ 34,722 21

TREASURER'S REPORT.

103

Statement of the Condition of the Citizens Bank, Located at Blackshear, Ga., at the Close of Business December 17, 1907.

A. J. STRICKLAND, Piesident

R W. BLACKMON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks ov ned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

Total

$

37,488 62 5,000 00 78 50
2,353 70 1,788 69
1,003 48 3,538 28 2,000 00
300 00 797 85
1,598 91
55,948 03

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State ... . Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time ceritficates
Certified checks Cashier's checks. Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

Total

$

15,000 00 1,928 44
25,165 02 10,854 57
3,000 00 55,948 0 3

LOANS AND DISCOUNTS.

In suit In judgment Notiniuit
Total

$

Good Doubtful

42,488 62 Worthless

$ 42,488 62

Total

$ 42,488 62 $ 42,488 62

101

TREASL

' REPORT.

Bank Examiner's Report of the Condition of the Bank of Blakely, Located at Blakely, Ga., at the Close of Business January 16, 1U07.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank
Banking house Furniture and fixtures. Other real estate .... Due from b;.nks and
bankers in this State. Due from banks and
bankers in other Slates Currency.... Gold
Silver, nickels and pennies
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

135,739 06 9,951 07
104,595 40
7,250 00 2,500 00
10,300 62
10,980 20 6,210 00 ;io 00
2,587 63 1,882 04

Total

$ 292,086 02

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid . Due to banks and bankers in this State . . Due to banks and bankers in other State? .
Due unpaid dividends.. Individual deposits sub-
ject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

50,000 00 20,000 00 51,959 73
147,553 46 2,582 83
20,000 00

Total

.$ 292,086 02

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

if 145,090 13
$ 145,690 13

Wood Doubtful Worthless
Total

$ 145,690 13 .$ 145,690 13

'RKASURER'S REPORT.

105

Statement of the Condition of the Bank of Blakely, Located at Blakely, Ga., at the Close of Business December 17, 1907.

D. W. JAMBS, President.

JOHN D. BCJTLBK, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

1

Furniture and fixtures/

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States Currency

God

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

168,625 72 69,870 82 14,053 78
,, , M
U,6M w
15,120 IS
15,343 61 8,201 00
82 50
2,631 96 1,544 03

Total

... .$ 306,803 52

Capital stock paid in . .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State ....

Due to banks and bank-

ers in other States. . ..

Due unpaid dividends. .

Individual deposits sub-

ject to check

Demand certificates....

Time cenificates

Certified checks

Cashier's checks

Due to clearing House,

certificates

....

Notes and bills redis-

counted

Bills payable, including

time certificates rep

resenting borrowed

money

50,000 00 20,000 00 00,252 73 18,343 55
127,235 64
3,976 60 11,995 00 15,000 00

Tots!

.'$ 306,803 52

LOANS AND DISCOUNTS.

In suit Tn judgment. . Not in suit
Total

$ 6,184 9: 162,12' 00
$

'-Ood Doubi ful. Worthless
Total

$ 162,126 00
*

w^m

106

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Boston, Located at Boston, Ga., at the Close of Business February 13, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts..! Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

33,748 15 1,929 29 111 05
7,393 35
5,702 52
2,387 71 2,627 00
105 00 1,570 46
145 76

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States ....
Due unpaid dividends.. Individual deposits sub-
Demand certificates....
Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
Bilis payable, including time certificates representing borrowed money

25,000 00
3,098 56
18,693 72 254 91
8,673 10

55,720 29

Total

LOANS AND DISCOUNTS.

$ 55,720 29

In suit In judgment Not in suit
Total

$
Doubtful
35,677 44 Worthless

$ 35,677 44

Total

$ 35,677 44 .. J 36,677 44

TREASURER'S REPORT.

Statement of the Condition of the Bank of Boston, Located at Boston, Ga., at the Close of Business December 17, 1907.

J. W. TAYLOR, Vice-President.

M. M. STANALAND, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts $

Demand loans Overdrafts

Bonds and stocks owned

by the bank

Banking house

)

Furniture and fixtures /

Other real estate

Due from banks and

bankers in this State. Due from banks and

ibankers in other States Currency ^.?ld ':,-; Silver, mckeis, and pen-

nies . .

Checks and cash items. Exchanges for the clear-

ing house

Profit and loss

Interest paid

Clearing house certifi-

cates on hand

..

31,339 39 833 3?
1,550 54
',38135
3,282 80 904 06
2,552 00 810 00
1,694 98 274 10
09 51 3,00100

Total

$ 54,433 05

Capital stock paid in.... $ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States....
Due unpaiddividends .. Individual deposits sub-
ject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house
for certificates Notes and bills redis-
counted
Bills payable, including
time certificates representing borrowed money

25,000 00
2,980 66
40 00 15,290 57
10 45 9 111 37
2,000 00

Total..

" ..$ 54,433 05

LOANS AND DISCOUNTS.

In suit In judgment. Not in suit..
Total

141 00 42 00

Good Doubtful Worthless
Total .

$ .'.[[.
$

^m

108

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Merchants & Fanners Bank of Boston, Located at Boston, Ga., at the Close of Business February 13, 1907.

RESOURCES.

LIABII.ITIKH.

Loans and discounts.. . .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankersinother States

Currency

'..

Gold

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

129,396 91 5,051 80 3,081 70
51,000 00 3,013 40 1,088 21
14,716 05
7,760 11 3,350 00 1,345 00
1,266 96 3 25

Capital stock paid in.. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. .. . Due unpaid dividends . Individual deposits subject to check
Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills ^dis-
counted Bills payable, including
time certificates representing borro wed money

35,000 00 21,704 77
52 00 68,994 12 44,277 03
145 47
5,000 00

Totu
In suit In judgment Not in suit
Total

.$ 175 173 39

Total

LOANS AND DISCOUNTS.

^ 134,448 71
$ 131,448 71

Good Doubtful Worthless
Total

$ 175.173 39
if 134,448 71 $ 134,448 71

TREASURER'S REPORT.

109-

Statement of the Condition of the Merchants & Farmers Bank,, of Boston, Located at Boston Ga., at the Close of Business December 17, 1907.

JAS. M. JANES, Vice-President.

J. A. HORN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts $ 134,024 45

Demand loans

322 00

Overdrafts secured and

unsecured

2,485 18

Bonds and stocks owned

by the b ink

Banking house

3,500 00

Furniture and fixtures. Other real estate

1,000 00

Due from binks and

bankers in this State. 9,205 05 Due from banks and

bankers in other States 3,954 75

Currency

11,534 00

Gold Silver, nickels and pen-

277 50

nies

3,117 91

Checks and cash items.. Exchanges for the clear-

16 07

ing house

Profit and loss

Interest paid

Demand loans on cotton 6,185 28 Clearing house certifi-

cates on hand

846 00

Capital stock paid in.. .$ 35,000 00

Surplus fund

Undivided profits, less

current expenses and

taxes paid

19,865 50

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States... .

Due unpaid dividends..

4 00

Individual deposits sub-

ject to check

62,373 06

Demand certificates ...

119 03

Time certificates

46,15S 13

Certified checks

Cashier's checks

242 56

Due to clearing house,

bills payable

7,500 00

Notes and bills redls-

counted

Bills payable, including

time certificates rep-

resenting b o r r o wed

money

2,500 00

Reserved for interest

and taxes

2,705 91

Total

.- $ 176,468 19

Total

$ 176,468 19-

LOANS AND DISCOUNTS.

In suit Not in suit
Total

$ 140,531 73
$ 140,531 73

Good Doubtful
Total..

$ 140,357 59 174 14

110

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Bowersville, Located at Bowersville, Ga., at the Closejof Business^August 29, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . . $

Overdrafts secured by
Bonds and stocks owned by the bank
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house
Interest paid

Total

$

27,070 31 1,082 40 ..1 16
1,675 00 1,119 11
632 70 156 46 497 00
335 99 6*50
32,576 63

Capital stock paid in.. .$ 18,500 00

Undivided profits, less current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States.. .
Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits Demand certificates. ... Time certificates Certified checks

1,163 75 1,486 15
4,626 73 800 00

Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

6,000 00

Total

$ 32,576 63

LOANS AND DISCOUNTS.

In judgment Not in suit
Total

$ Doubtful
28,152 71 Worthless
$ 28,152 71

$ 28,152 71 $ 28,152 71

TREASURER'S REPORT.

Ill

Statement of the Condition of the Bank of Bowersville Located at Bowersville, Ga., at the Close of Business, December 17, 1907.

W. C. MASON, President.

S. A. VERNER, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. . Exchanges for the clear-
ing house Profit and loss Interest paid

22,471 28
1,675 00 1,199 83
6,786 40 3,540 98 2,900 00
100 00 976 10

Capital stock paid in.. .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States...
Due unpaid dividends.. Individual deposits sub-
ject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearinghouse . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

18,500 00 2,006 70
18,342 89 800 00

Total

$ 39,649 59

Total

$ 39,649 59

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful

22,471 28 Worthless

$ 22,471 28

Total

$ 22,471 28 $ 22,471 28

wm

112

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Bremen, Located at Bremen, Ga., at the Close of Business, October 23, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts..? Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in otherStates Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Depositors guarantee
fund

83,217 55 82 00
2,731 52
2,7(0 CO 1,780 85 1,316 55
7,404 61 8,632 82
873 00 710 00 583 20 2,185 94
2,822 70

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State .... Due to banks and bankers in other States . . Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates... . Time certificates Certified checks Cashier's checks . ... Due to clearing house . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

25,000 00 2,595 27 2,000 00 5,000 00 38,745 47 16,700 00
25,000 00

Total

% 115,040 74

Total

$ 115,040 74

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful

83,299 55 Worthless

$ 83,299 55

Total.

$ 83,299 55 $ 83,299 55

TREASURER'S REPORT.

113

Statement of the Condition of the Bank of Bremen, Located at Bremen, Ga., at the Close of Business December 17, 1907.

W. H. WILLIAMSON, President.

X J. AIANYHAM, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$ Demand loans

Overdrafts, on cotton .. Bonds and stocks owned
by the bank Banking house

Furniture and fixtures. Other real estate Due from banks and

bankers in this State. Due from banks and

bankers in other States

Currency

"

Gold

Silver, nickels and pen-

nies Checks and cash items..
Exchanges for the clearing house

Profit and loss Interest paid

45,209 78 2,787 16 2,700 00 l ,780 85 1,335 17
19,533 05 13,104 17 1,825 00
764 82 322 93

Capital stock paid in $ Surplus fund.
Undivided profits, less
current expenses and
taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States. ..
Due unpaid dividends. .
Individual deposits subject to check
Demand certificates. ...
Time certificates Certified checks
Cashier's checks Due to clearing house..
Notes and bills rediscounted
Bills payable, including
time certificates representing borrowed money

25,000 00 3,275 93
39,037 60 14,050 00
g,000 00

TotaI

$ 89,303 53

Total

$ 89,363 53

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

|

Good

Doubtful 45,209 78 Worthless

$ 45,209 78

Total

$ 45,209 78 $ 45.209 78

114

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Terrell County Bank, Located at Bronwood, Ga., at the Close of Business December 11, 1907.

RESOURCES.

LIABILITIES

Loans and discounts . $

Bonds and stocks owned

Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house

Clearing house certifl-

Total

$

15,598 40 680 00 630 22
1,500 00 800 00
1,033 60 12,607 16
7,046 00 8,894 00
20 00 1,649 16
74 10
380 00 50,912 64

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends . Individual deposits sub-
Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted . Bills payable, including
time certificates representing borrowed

Total

$

15,000 00 2,629 66 33,082 98 200 00
50,912 64

LOANS AND DISCOUNTS.

In suit Total

$ ... $

16,278 40 16,278 40

Good Doubtful Worthless
Total

.... $ 16,278 40 * 16,278 40

TREASURER'S REPORT.

Statement of the Condition of the Terrell County Bank, Located at Bronwood, Ga., at the Close of Business December 17, 1907.

J. M." BULL, President.

0. H. PRICE, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$
Bonds and stocks owned
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-

17,021 45 680 00
1,997 64
1,500 00 800 00
1,033 60
7,939 76
10,270 98 7,542 00 20 00
1,718 38 514 10

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State . ... Due to banks and bankers in other States. .. Due unpaid dividends. . Individual deposits subject to check Demand certificates. .. . Time certificates Certified checks

15,000 00 2,765 Si;
33,072 05

Due to clearing house. . Notes and bills redis-

Bills payable, including time certificates representing borrowed

200 00

51,037 91

Total

LOANS AND DISCOUNTS.

$ 51,037 91

Total

$

Good

Doubtful

17,701 45 Worthless

$ 17,701 45

Total

$ 17,701 45 .... $ 17,701 45

116

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Peoples Bank, Located at Broxton, Ga., at the Close of Business March 19, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts $ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Kurnitureandfixtures. . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Depositors fund

28,474 57 4 80
1,962 98 1,586 49 3,245 51 1,774 84 10,849 13
604 00 85 00 726 54 272 49
375 83 2,822 70

Capital stock paid in. . .$ 150,000 00

Surplus fund

Undivided profits, less

current expenses and

taxes paid

1,494 27

Due to banks and bank-

ers in this State

12,500 00

Due to banks and bank-

ers in other States...

Due unpaid dividends. .

Individual deposits sub-

ject to check

8,827 12

Demand certificates. .. .

Time certificates

4,963 49

Certified checks

Cashier's checks.

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting money

borrowed

10,000 00

Total

$ 52,784 88

Total

$ 52,784 88

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 28,474 57
. .$ 28,474 57

Good Doubtful Worthless
Total

$ 28,474 57 '...$ 28,474 57

TREASURER'S REPORT.

Statement of the Condition of the Peoples Bank, Located at Broxton, Ga., at the Close of Business, December 17, 1907.

T. M. FLETCHER, President.

J. E. PITTS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickles and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

26,068 39
) ,962 98 1,685 61 4,017 58
579 06 2,979 38 1,004 00
75 00 570 37
310 47

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States Due unpaid dividends. . Individual deposits subject to check Time certificates
Demand certificates. .. Certified checks Cashier's checks Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

15,000 00
718 71
6,000 00 16,048 92 2,085 16

Total

$ 39,852 79

Total

LOANS AND DISCOUNTS.

$ 39,852 79

In suit In judgment Not in suit
Total

$

102 36 Good

157 00 Doubtful

26,409 03 Worthless

$ 26,668,39

Total

$ 26,668 39 $ 26,668 39

118

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Brunswick Bank & Trust Co., Located at Brunswick, Ga., at the Close of Business March 6, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... $ 301,489 10

Demand loans

52,071 72

Overdrafts

1,203 42

Bonds and stocks owned

by the bank

11,044 04

Banking house

Furniture and fixtures. 1,800 00

Other real estate

4,990 67

Due from banks and

bankers in this State. 14,862 84

Due from banks and

bankers in other States 65,402 78

Currency

17,591 00

Gold

678 17

Silver, nickels and pen-

nies

5,246 07

Checks and cash items.

787 60

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Capital stock paid in. . .$ 100,000 00

Surplus fund

53,000 00

Undivided profits, less

current expenses and

taxes paid

5,935 74

Due to banks and bank-

ers in this State

10,927 22

Due to banks and bank-

ers in other States. . .

Due unpaid dividends. . 64,463 57

Individual deposits sub-

ject to check.

199,671 36

Demand certificates ... 19,252 00

Time certificates

17,159 54

Certified checks

265 35

Cashier's checks

1,489 63

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting b o r r o wed

money

5,000 00

Total.
In suit In judgment Not in suit
Total

Total. LOANS AND DISCOUNTS.

$ 353,560 91
$ 353,560 91

Good Doubtful Worthless
Total.

. . $ 353,560 91 $ 353,561 91

SfeS

TREASURER'S REPORT.

119

Statement of the Condition of the Brunswick Bank & Trust Co., Located at Brunswick, Ga., at the Close of Business December 17, 1907.

PRANK D. AIKEN, President.

GEO. H. SMITH, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Due from banks and bankers in this State.
Due from banks and
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for theclear-

283,849 34 62,141 96 517 79
12,447 00 15,500 00 1,800 00 2,768 74
25,212 73
47,079 93 27,966 00
2,790 00
13,989 56 2,285 36
21,175 00

Capital stock paid in $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub-
Demand certificates... . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

100,000 00 56,000 00
9,990 94 13,208 59
237,356 62 1,896 00
31,623 25 781 85
3,(W6 16 35,0.0 00
30,' 00 00

519.523 41

Total

LOANS AND DISCOUNTS.

$ 519,523 41

In suit In judgment Not in suit
Total

$

400 00

345,591 30

$ 345,991 30

ftood. Doubtful Worthless
Total

$ 345,591 30 400 00
$ 345,991 30

120

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Glynn County Bank, Located at Brunswick, Ga., at the Close of Business March 7, 1907.

BESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans

Overdrafts . .

.'.

Bonds and stocks owned

by the bank Banking house

Furniture and fixtures. Other real estate

Due from banks and

bankers in this State. Due from banks and

bankers in other States Currency ....

Gold

...'.'.'.'.'.

Silver, nickels and pennies

Checks and cash items .

Exchanges for the clearing house

Profit and loss

Interest paid

,

11,279 20
18,975 42 4,130 74
24,365 39 11,543 51 25,722 00
10 00 3,550 06
30 00
594 86

Capital stock paid in. .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States

Due unpaid dividends..

Individual deposits sub-

ject to check.

Demand certificates . ..

Time certificates

Certified checks

]

Cashier's checks

[

Due to clearing house'

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

75,000 00
25,195 98 5 20

In suit In judgment Not in suit
- Ital

LOANS AND DISCOUNTS.

'.'.'...
,'.'
$

n 279 20 11,279 20

DSou?b;tVfu,l Worthless
Total .,...

* H.279 20 $ ]]j279 2Q

TREASURER'S REPORT.

121

Statement of the Condition of the Glynn County Bank, Located at Brunswick, Ga., at the Close of Business December 17, 1907.

J. J. LOTT, President.

J. L. ALLEN, Cashier.

KESOUHCES.

LIABILITIES.

Loans and discounts.. .$
Overdrafts Bonds and stocks owned
by the bank
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
Gold Silver, nickels and pen-
Checks and cash items.. Exchanges for the clear-

67,649 30 3,645 60
54 33
22,101 65 5,866 38
11,325 02
19,534 61 11,016 00
180 00
6,286 92 1,029 43
14,067 00

Total

$ 16-2,756 24

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State.. . . Due to bank* and bankers in other States ... Due unpaid dividends.. Individual deposits sub-
Demand certificates. ... Time certificates Certified checks. ..*.... Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money.

75,000 00'
1,609 13 778 ,77
65,869 22 4,140 00 1,843 12 19 00 1,997 00 11,500 00

lti2,75t> 24

LOANS AND DISCOUNTS.

In suit In judgment Not in suit. ..
Total.

(1,294 90

Good Doubtful Worthless

* 71,294 90

Total.

$ 71,294 90 $ 71,294 90

WB

122

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Buena Vista Loan Savings Bank, Located at Buena Vista, Ga., at the Close of Business December 14,1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. $

Demand loans

Overdrafts

Overdrafts secured by

cotton

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

'

Checks and cash items. Exchanges for the clear-

ing house

Profit and loss

Interest paid

C. H. certificates

66,616 25 52,544 34 54,161 28
3,000 00
18,558 16 4,114 61 3,274 00
102 75 556 10 2,62157
53 47 834 00

Total

.$ 156,439 53

Capital stock paid in .. .$ Surplus fund.. ... Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. .
Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits Demand certificates. ...
Time certificates Certified checks Cashier's checks
Due to clearinghouse. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

30,000 00 20,000 00
146 25 75,174 26 31,119 02

Total

$ 156,439 53

LOANS AND DISCOUNTS.

Insuit

$

3,46,3 76 Good

In judgment

335 54 Doubtful

Not in suit



62,813 95 Worthless

Total....

$ 66,616 25

Total

$ 65,836 41 444 30 335 54
$ 66,616 25

TREASURER'S REPORT.

123

Statement of the Condition of the Buena Vista Loan & Savings Bank, Located at Buena Vista, Ga., at the Close of Business, December 17, 1907.

J. S. ROGERS, President.

J. W. ROBERTS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. . .$

Demand loans, over

drafts on cotton

Overdrafts

Bonds and stocks owned

by tt e bank

Banking house

Furniture and fixtures

(all charge off)

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in otherStates

Currency

1

Gold

I

Silver, nickels and pen- }

nies

I

Cheeks and cash items J

Exchanges for the clear-

ing house

Profit and loss

Interest and expenses

paid

Insurance account

66,104 75 56,051 76
764 86 3,000 00
1,080 48
8,744 30
1,743 92 891 37

Total

$ 147,381 44

Capital stock paid in . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States Due unpaid dividends . . Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed
money Cost account (cost re-
turned)

30,000 00 20,000 00
1,683 01 214 90 146 25
64,416 64 30,936 64
4 00

Total

$ 147,381 44

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 2,213 27 315 54
63,575 94
$ 66,104 75

Good Doubtful Worthless
Total

$ 65,075 94 1,500 00 1,028 81
$ 66,104 75

124

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Buford, Located at Buford, Ga., at the Close of Business September 18, 1907.

RESOURCES.

-LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Branch bank at Ouluth,
Ga

69,619 56 1,986 00 53161
1,579 39 1,735 74
4,926 67 2,768 96 2,020 00
80 00 148 32 139 05
33,500 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates ... TimH certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing b o r r o w ed money

25,000 00 23,990 29
31,113 33. 26,140 18
41 50 5,250 00
,500 00

Total

$ 119,035 30

Total

$ 119,035 30

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful 71,605 56 Worthless

$ 71 605 56

Total

$ 68,150 06 3,455 50
$ 71,605 56

mm

TREASURER'S REPORT.

125

Statement of the Condition of the Bank of Buford, Located at Buford, Ga., at the Close of Business December 17, 1907.

L. P. PATTILLO, President.

CARL PERKY,
Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans
Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

Total

$

79,579 78 7,006 00 J.286 ]3 o.-5 * 2,9/7 16 20,786 12 2,852 86 7,502 00
72 50 947 91 5,950 11
132,219 18

Capital stock paid in. $
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. .* Notes and bills rediscounted Bills payable, including time certificates representing borrowed
money Savings department

25,000 00 20,123 97
25 00 62,892 29 23,560 33
3 00
Ab,i.*o.Q

Total

..$ 132.219 18

LLOANS AND DISCOUNTS.

In suit In judgment Not in suit
_Total
10 tr

%

Good Doubtful.

86,585 iS Worthless

86,585 78

Total

* 86,585-78. I 86,685 78-

126

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Shadbnrn Banking Co., Located at Buford, Ga., at the Close of Business, September 19, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts..!

Demand loans

Overdrafts

Overdrafts secured by

cotton

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Cold

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

.',!

Profit and loss

Interest paid

Branch bank, Alpharet-

ta, Ga

113,855 14 524 30
2,145 00 1,087 84
578 56 3,395 00
15 00 656 46
50
8,179 96

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid
Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States....
Due unpaid dividends.. Individual deposits sub-
ject to check Savings deposits Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. .
Notes and bills rediscounted...
Bills payable, including time certificates representing borrowed money

40,000 00 5,000 00
379 54 640 68
31,985 40 10,282 04
16,650 00 28,500 00

Total

. $"^733^437 76

Total.

.$ 133,437 76

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

-....

87 51 113,767 63

Good Doubtful Worthless

113,855 14

Total

113,767 63 87 51
113,855 14

TREASURER'S REPORT

Statement of the Condition of The Shadburn Banking Co., Located at Buford, Ga., at the Close of Business December 17, 1907.

W. B. SHADBURN, President

N. S. ROBINSON, Cashier

RESOURCES.

LIABILITIES.

Loans and discounts.. . .$ 94,113 24

Demand loans

Overdrafts

" 2,228 03

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures. 2,937 50

Other real estate

Due from banks and

bankers in this State. 18,453 05

Due from banks and

bankers in other States 1,539 77

Currency

-V 6,674 00

Gold

730 00

Silver, nickels and pen-

nies

610 57

Checks and cash items.

584 58

Exchanges for the clear-

ing house

Profit and loss

Interest paid

2,462 93

Total

$ 130,333 67

Capital stock paid in.. .$ 40,000 00

Surplus fund

5,000 CO

Undivided profits, less

current expenses and

taxes paid

4,592 57

Due to banks and bank- '

ers in this State

6,618 61

Due to banks and bank-

ers in other States....

Due unpaid dividends..

Individual deposits sub-

ject to check...... ... 48,139 54

Demand certificates..,,, >. %

Time certificates.....'..' 20,482 95

Certified checks

Cashier's checks

Due to clearing house .

Notes and bills redis-

counted

5,500 00

Bills payable, including

time certificates rep-

resenting borrowed

money

Total

% 130,333 67

LOANS AND DISCOUNTS.

In judgment .... Total

94,113 24 $ 94,113 24

Good.!... Worthless
Total

% 94,113 24 $ 94,113 24

128

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Bullochville, Located at Bullochville, Ga., at the Close of Business December 17, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies
Checks and cash items.. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

28,042 33 390 23
848 38 1,980 76
221 83 7,879 00
90 00 516 80 67 68
524 00

Total.

$ 40,561 01

Capital stock paid in... $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankerg in this Stale Due to banks and bankers in other States .. . Due unpaid dividends . Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notts and bills rediscounted Bills payable, including time certificates representing b o r r owed money

15,000 00 4,030 35
21,530 66

Total

$ 40,561 01

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 28,012 33
* 28,012 33

Good Doubtful Worthless
Total.

$ 28,042 33 * 28.042 33

TREASURER'S REPORT.

Statement of the Condition of the Bank of Bullochville, Loca ted at Bullochville, Ga., at the Close of Business December 17, 1907.

B. F. BULLOCH, President.

A. C. DUNN, Cashier

RESOURCES.

LIABILITIES.

Loans and discounts. .. $ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking houss Furniture and fixtures. Other real estate Due from banks and
bankers in this State.. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-

28,042 33 821 61
848 38
1,980 76 221 83
8,474 00 90 00
514 48

Capital stock paid in . . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits subject to check Demand certificates....
Certified checks
Due to clearing houe. . Notes and bills redis-

15,000 00 917 00
3,113 35
21,963 04

Interest paid

Bills payable, includ-
ing time certificates representing borrowed

Total
In suit In judgment Not in suit
Total

$ 40,993 39 LOANS AND DISCOUNTS.

$ -
28,042 33
$ 28,042 33

Good Doubtful Worthless
Total

40,993 39
$ 28,042 33 $ 28,042 33

130

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Cairo Banking Co., Located at Cairo, Ga., at the Close of Business January 23, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers mother States

Currency

,

Gold

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

93,132 52 11,664 77
3,300 00 856 89
23,213 12 4,819 79 3 591 00
1,015 82 13 80

Capital stock paid in. .$ Surplus fund Undivided profit?, less
current expenses and taxes paid Due to banks and bankers in this State...... Due to banks and bankers in other States ... Due unpaid dividends. . Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house . . Notes and bills rediscounted Bills payable, including
time certificates representing borrowed money

35,000 00 16,790 53
89,179 05 638 13

Total
In suit In judgment Not in suit
Total

$ 141,607 71

Total

LOANS AND DISCOUNTS.

$

Good

Doubtful

93,132 52

$ 93.132 52

Total .......

$ 141,607 71
$ 93,132 52 $ 93,132 52

a KSCTJOT

TREASURER'S REPORT.

131

Statement of the Condition of The Cairo Banking Co., Located at Cairo, Ga., at the Close of Business December 17, 1907.

WALTER DAVIS,
President.

O. T. DAVIS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts .. .$ 105,476 85

Overdrafts Bonds and stocks owned

415 96

Furniture and fixtures. Other real estate Due from banks and
bankers in this State . Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
Checks and cash items . Exchanges for the clear-

3,300 00 856 89
29,147 22
3,207 64 1,849 00
30 00
817 70

Clearing house certifi-

1,496 00

146,597 26

Capital stock paid in. . ..$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . . Due unpaid dividends. . Individual deposits sub-
Demand certificates....

35,000 00 11,000 94
9,262 21
84,080 14

Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-

1,453 97 5,800 00

Bills payable, including time certificates representing borrowed

Total

!....$ 146,597 26

LOANS AND DISCOUNTS.

In suit. In judgment Not in suit
Total

$ 105,476 85
$ 105,476 85

Good Doubtful Worthless
Total

$ 105,476 85 $ 105,476 85

3

**&

wmm

132

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank, Located at Cairo, Ga., at the Close of Business January 23, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. . $
Overdrafts Bonds and stocks owned
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items.. Exchanges for the clear-
Profit and loss

89,628 89 1,533 31 199 52
2,431 13 2,260 37
67,804 51
3,333 02 1,428 00
115 00
1,181 19 14 15

Capital stock paid in. .$
Undivided profits, less current expenses and taxes paid.
Due to banks and bankers in this State
Due to banks and bankers in other States. ...
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

25,000 00 8,000 00 3,666 29
1,124 00 131,191 62
947 18

Total

$ 169,929 09

Total

LOANS AND DISCOUNTS.

$ 169,929 09

In suit In judgment Not in suit.
Total ....

* ... .$

91,'62 20 91.162 20

Good Doubtful Worthless
Total

* 91,162 20 .. .$ 91,162 20

TREASURER'S REPORT.

133

Statement of the Condition of the Citizens Bank, Located

at Cairo, Ga., at the Close of Business

December 17, 1907.

W. S. WIGHT, President.

F. M. BHANNON, Cashier.

RKSOUECES.

LIABILITIES.

Loans and discounts. ..$
Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house. Furniture and flxtuies.
Other real estate Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency
Gold Silver, nickels and pen-
nies Checks and cash items.. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates on hand

113,741 79
23fa 89
,,,,,., * > 2,<5b9 rf
21,140 3b 9,443 bb l-V^b 0
117 50
2'bo6 A
t,t&ivv

Capital stock paid in. .%

Surplus fund

Undivided profits, less

current expenses and

taxes paid



Due to banks and bank-

ers in this State
Due to banks and bankers in other States. . .

Due unpaid dividends. .

Individual deposits subject to check

Demand certificates

Time certificates Certified checks

Cashier's checks
Due to clearing house, certificates received..

Notes and bills redis-

counted Bills payable, including
time certificates rep-
resenting borrowed

money

25,000 00 8,000 00 5,101 75
80 00 1*5,007 74
TM l'u -TM Ba 800 uo

Total

.$ 168,25b 38

Total

LOANS AND DISCOUNTS.

... $ 168,256 38

In suit In judgment Not in suit
Total

% t

,,,.,. 7q Ii3,<41 79 "3.741 79

Good Doubtful Worthless
Total

* 113,74179 "3.741 79

T-L'JF

134
TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Peoples Bank, Located at Calhoun, Ga., at the Close of Business September 25, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$

Demand loans

Overdrafts

Overdrafts secured by cotton

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States Currency ...

Gold

'.'.'.'.'.'.'.'.

Silver, nickels and pen-

nies

Checks and cash items .

Exchanges for the clear-

ing house

Profit and loss

'..

Interest paid

_ Total

$

65,805 51 5,291 96
3,500 00 1,532 77
298 24 5,989 99 1,334 00
600 00 1,133 85
339 08
85,826 40

Capital stock paid in. $ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States . . .
Due unpaid dividends. . Individual deposits sub-
ject to check
Savings deposits Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis-
counted
Bills payable, including time certificates representing borr owed money

Total

$

15,000 00 1,800 00 429 19
40,797 8412 799 37
15,000 00 85,826 40

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ .'

65,806 51

DS0o0u?b/t/f"u,l
Worthless

$ 65,806 51

Total -

I 65,806 51 I~fis!mw si

TREASURER'S REPORT.

135

Statement of the Condition of the Peoples Bank, Located at Calhoun, Ga., at the Close of Business December 17, 1907.

W. F. SEAGLB, President.

"W. B. KANKIN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. $
Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State. Due from'banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

52,561 79 1.239 87
3,500 00 1,607 77
2,090 17 1,119 22 8,180 00 1.085 00
89 7o

Capital stock pjid in. $
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . Due unpaid dividends.. Individual deposits subject to check Demand certificates
Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money.

15,000 00 1,800 00 557 5& 120 98
37,562 12 8,625 00
10.500 00

Total.

$ 74,165 69

Total

* 74,165 69

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

?

Good Doubtful

52,561 79 Worthless.

$ 52,5Hl 79

Total

$ 52,561 7 $ 52,561 79

136

TREASURER'S RKCORT.

Bank Examiner's Report of the Condition of the Bank of Camilla, Located at Camilla, Ga., at the Close of Business January 31, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts $

Demand loans

Overdrafts

.'.'.'.'.'

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate ....' ,

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency.

Gold

..'-.'.v.;.'::::

Silver, nickels and pen-

nies

Checks and cash items.'

Exchanges for the clear-

ing house

Profit and loss

Interest paid

97,236 12 11,482 33 3,592 96
1,918 54
23,364 62 3,900 70 3,615 00 1,570 00
1,374 00 182 00

_Total

$ 148,236 28

Capital stock paid in. . .$ 25,000 00

Surplus fund

25,000 00

Undivided profits, less

current expenses and

taxes paid Due to banks and bank-

299 39

ers in this State

Due to banks and bank-

ers in other States... .

Due unpaid dividends. .

Individual deposits sub-

ject to check

Demand certificates Time certificates

55,124 64

Certified checks Cashier's checks Due to clearing house. .

375 25 137 00

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

42,300 00

_Total

$i 148,236 28

LOANS AND DISCOUNTS.

Jn!<t
In judgment Not in suit
Total

$ 1,000 00
5 79 107,712 73
* 108,718 45

9^0o0u*b'-f:/-':l Worthless
Total

$ 108,218 45 500 00
$ 108,718 45

TREASURER'S K O'CRT.

137

Statement of the Condition of the Bank of Camilla, Located at Camilla, Ga., at the Close of Business December 17, 1907.

J. P. HEATH, President.

'

T. B. BENNETT,

Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . $
Overdrafts Bonds and stocks owned
by the bank
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency
Silver, nickels and pen-
Checks and cash items. Clearing house certifi-

89,629 57 6,570 00 10,097 39
1,918 54
8,034 76 1,350 62 6,442 00
815 00 1,616 18
937 09 4,178 00

Capital stock paid in $ Surplus fund Undivided profits, less
current expenses and
Due to banks and bank-
Due to banks and bankers in other States...
Due unpaid dividends. . Individual deposits sub-
Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis-
Bills payable, including time certificates representing borrowed

25,000 00 25,000 00
794 79
47,366 07 12,550 0O
185 60 692 9
20,000 00

In suit In judgment Not in suit
Total

131,589 15

Total

LOANS AND DISCOUNTS.

$

990 00 Good

1,510 65 Doubtful

93,698 92 Worthless

96,199 57

Total

$ 131,589 15
$ 94,610 57 1,200 00 389 00
96,199 57

138

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank, Located at Camilla, Ga., at the Close of Business, January 30, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. $

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures. Other real estate

Due from banks and

bankers in this State. Due from banks and

bankers in other States Currency old feilver, nickels and pen-

nies

,.-.,

(.hecks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

71,499 65 885 68
9,539 85
2,812 19
2,702 89 1,219 07 1,000 00
65 00 1,312 00 3,798 20

Capital stock paid in..$ 30,000 00

Surplus fund

Undivided profits, less

current expenses and

taxes paid

6,977 32

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States

Due unpaid dividends. .

Individual deposits sub-

ject to check

39,552 19

Demand certificates. ...

Time certificates

8,887 76

Certified checks

Cashier's checks .

417 26

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money,

10,000 00

Tot-al

$ 94,834 53

Total

.$ -94,834 53

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

good ..:

72,385 33

Doubtful Worthless

$ 72,385 33

Total

$ 71,952 33 433 00
$ 72,385 33

TREASURER'S REPORT.

139

Statement of the Condition of the Citizens Bank of Camilla, L,ocated at Camilla, Ga., at the Close of Business, Dec. 17, 1907.

GEO. C. OOCHHAN, President.

JNO. C. WILSON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
Checks and cash items. For the clearing house,
certificates on hand.. Profit and loss

78,728 11 5,952 38
2,674 50
5,657 70 ' 3,355 35
4,766 00 277 50
1,975 54 274 63 844 00

Capital stock paid in. .$
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State .....
Due to banks and bankers in other States. .. .
Due unpaid dividends. . Individual deposits sub-
Demand certificates '.','.. Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
Bills payable* including time certificates representing borrowed

30,000 00 10,805 31
29,980 39 8,240 56 139 45 1,800 00
23,540 00

Total

$ 104,505 71

Total

LOANS AND DISCOUNTS.

$ 104,505 71

In In judgment . . .
No

852 00 Good Doubtful
$ 77,876 11

$ 78,728 11

Total

* 78,728 11 .... $ 78, 728 11

140

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of The Canon Bank, Located at Canon, Ga., at the Close of Business August 29, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$ Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State.. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies
Checks and cash items.. Exchanges for the clear-
ing house Profit and loss Interest paid

42,350 91 25 00 106 35
1,500 00 1,500 00
1,190 64 837 30 494 00 280 00 316 51
2,137 18

Capita] sto k paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificate!... . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

15,000 001 2,273 74 3,000 006,924 15 1,040 00
22,500 00

Total

$ 50,737 89

Total

LOANS AND DISCOUNTS.

$ 60,737 89

In suit In judgment Not in suit. . .
Total

$

Good

Doubtful

42,375 91 Worthless

$ 42,375 91

Total

$ 42,375 91 $ 42,375 91

TREASURER'S REPORT.

141

Statement of the Condition of the Canon Bank, Located at Canon, Ga., at the Close of Business December 17, 1907.

J. O. NoRRI!3, President.

I. M. STARR, Cashier.

RESOURCES.

LIABILITIES

Loans and discounts . $
Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold... Silver, nickels and pen-
nies Checks and cash items . Exchanges for the clear-
ing house Profit and loss Interest paid

Total

$

29,440 51 287 08
1,500 00 1,650 00 2,738 77
565 69 1,754 00
120 00 779 24
38,835 29

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends Individual deposits subject to check Demand certificates. . Time certificates Certified checks Cashier's checks
Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

Total

$

15,000 00 2,543 28 3,100 00
17,015 87 1,040 00
136 14
38,835 29

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total 11 tr

$

Good Doubtful

29,440 51 Worthless

29,440 51

Total

$ 29,440 51 $ 29,440 51

142

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Canton, Located at Canton, Ga., at the Close of Business October 18, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$ Demand loans Overdrafts Overdrafts secured by
cotton
Bonds and stocks owned by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold
Silver, nickels- and pennies
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

228,519 28 2,075 00 1,271 83
2,300 00 1,377 00
13,763 32 20,439 40
j,909 00 105 00 264 97
4,749 00

Total

$ 276,773 80

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bank-
ers in other States.. .. Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

25,000 00 46,800 00 7,381 00
88,14169 54,451 11
55,000 00

Total

$ 276,773 8

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

|

4 00

230,590 28

$ 230,594 28

Good Doubtful Worthless
Total

$ 2S0.594 28 $2

wmm

TREASURER'S REPORT.

143

Statement of the Condition of the Bank of Canton, Located at Canton, Ga., at the Close of Business December 17, 1907.

E. T. JONES, President.

WK. GALT,
Cashier,

RESOURCES.

LIABILITIES.

Loans and discounts. . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures.. Other real estate Due from banks and
bankers in this State. . Due from banks and
bankers in otherStates
Currency Gold Silver, nickels and pen-
nies Checks and cash items. . Exchanges for the clear-
ing house Profit and loss Interest paid

173,221 97 2,177 76
2,300 00 1,377 00
13,385 69 21,409 60 7,040 00
350 00 335 22 400 72

Total

$ 221,997 96

Capital stock paid in...$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends. . Individual deposits subject to check
Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
ing time certificates representing borrowed money

Total

$

25,000 00 46,800 00 8,119 46
67,480 32 44,130 43
467 75
30,000 00 221,997 96

LOANS AND DISCOUNTS.

.... .$ 173,221 97
.... $ 173,221 97

Doubtful Total

$ 173,221 97 $ 173,221 97

J

144

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Carlton Bank, -Located at Carlton, Ga., at the Close of Business August 23, 1907.

RESOURCK8.

LIABILITIES.

Loans and discounts. ...$

Demand loans

Overdrafts

Overdrafts secured by

cotton

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States Currency.. .

Gold

;;;

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house. ...

Profit and loss

Interest paid

Depositors fund

68,255 88 175 0> 81 86
1,594 91 1,155 60 3,665 94 2,024 03 4,092 13 1,220 00
30 00 157 21 414 72
2,822 70

Total

$ 85,6<*9 98

Capital stock paid in.. .$ Surplus fund .
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bank-
ers in other States.. .. Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits Demand certificates....
Time certificates Certified checks
Cashier's checks Due to clearing house.. Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed money

25,000 00 427 85
3,500 00 3,500 00 12,107 56 16,144 37
10 20
2o.,000

Total

$ 85,689 98

LOANS AND DISCOUNTS.

Jn suit
In judgment Not in suit

T"^1



$ 399 60
68,031 2S $ 68,430 88

Good Doubtful. . Worthless.
Total .

. .$ 68,430 * 68.430

*>.,

**ss!

TREASURER'S REPORT.

145

Statement of the Condition of the Carlton Bank, Located at Carlton, Ga., at the Close of Business December 17, 1907.

R. W. HUFF, President.

F. D. SMITH, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans
Bonds and stocks owned by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State Due from banks and
bankersin otherStates Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

4,483 85 3,158 00 176 78
1,594 91 1,167 60 3,674 99
8,063 36
3,594 66 2,929 00

Capital stock paid in .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .. Due unpaid dividends . Individual deposits sub-
Demand certificates....

215 69 75
116 54

Cashier's checks Due to clearing house. .
Notes and bills rediscounted
Bills payable, including
time certificates representing borrowed

25,000 00 2,564 02
35,209 14 15,829 37
573 60

In suit In judgment Not in suit
Total

79,176 13

Total

LOANS AND DISCOUNTS.

$ 79,176 13

$ Doubtful
57,641 85 Worthless

$ 57,641 85

Total

$ 57,641 85 .... $ 57,641 85

146

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Franklin County, Located at Carnesville, Ga., at the Close of Business, Nov. 4, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts .-.$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

41,342 66 2,474 31
616 80
11,302 15 529 76
2,145 00 525 00
1,014 45 31.51

Capital stock paid in. .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States ...

Due unpaid dividends. .

Individual deposits sub-

ject to check

Savings deposits

Demand certificates ...

Time certificates

.

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

17,000 U0 1,000 00 1,011 60
28,985 87 9,9S4 17
2,000 00

Total
In suit In judgment Not in suit
Total

$ 59,981 64

Total

LOANS AND DISCOUNTS.

41,342 66 41,342 66

Good Doubtful Worthless
Total

$ 59,981 64
41,342 66 $ 41,342 68

=^*^

TREASURER'S REPORT.

147

Statement of the Condition of the Bank of Franklin County, Located at Carnesville, Ga., at the Close of Business, December 17, 1907.

W. 0. MASON, President.

L. F. LENHARDT, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. $ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

33,809 97
800 00 616 80
13,720 30 1,694 07 4,575 00
500 00 384 94

Capital stock paid in. .$
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States . . .
Due unpaid dividends.. Individual deposits sub-
Demond certificates ... Time certificates Certified checks Cashier's checks (in de-
Due to clearing house. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money (see time certificates)

17,000 00 1,000 00 1,935 03
28,126 88 8,039 17

56,101 08

Total

LOANS AND DISCOUNTS.

$ 56,101 08

In suit In judgment Not in suit
Total

$

Good

Doubtful

33,809 97 Worthless

$ 33,809 97

Total

I 33,809 97 $ 33,809 97

148

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Carrollton Bank, Located at Carrollton, Ga., at the Close of Business October 24, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... $

I lemand loans

Overdrafts

Overdrafts secured by

cotton



Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures. Other real estate Due from banks and

bankers in this State Due from banks and

bankers in other States Currency Gold Silver, nickels and pen-

nies Checks and cash items. . Exchanges for the clear-
ing house Profit and loss Interest paid

223,430 19 1,241 00
17,530 15 20,765 62
1,666 30
10,446 54 13,016 26 9,816 00 2,935 00 1,516 99 1,353 13

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bank. ers in this State. ... Due to banks and bankers in other States. . Due unpaid dividends . Individual deposits subject to check Savings deposits. . .. Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills rediscounted Bills payable, including time certificates, representing borrowed money

75,000 00 37,500 00 17,988 77
549 12 255 00 71,853 25 5,295 89
95,075 15

Total
In suit In judgment Not in suit
T"tI

$ 303,517

Total...

LOANS AND DISCOUNTS.

$ .' 224,671 19 $ 224,671 19

Oood. . Doubtful Worthless
Total ...

$ 303,517 18
$ 224,671 19 $ 224,671 19

TREASURER'S REPORT.

149

Statement of the Condition of the Carrollton Bank, Located at Carrollton, Ga., at the Close of Business, December 17, 1907.

J. T. BRADLEY, President.

J. R. ADAMSON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$ 156,870 34

Demand loans

Overdrafts, cotton.

41,455 52

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures. 1,666 30

Other real estate

Due from banks and

bankers in this State. 9,244 92

Due from banks and

bankers in other States 1,83165

Currency

- 1i-33 00

Gold ..

3,235 00

Silver, nickels and pen-

nies

1,500 13

Checks and cash items.

180 36

Exchanges for the clear-

ing house

Profit and loss

Interest paid ...."

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividends .
Individual deposits subject to check
Demand certificates.. .
Time certificates Certified checks Cashier's checks Due to clearing house. .
Notes and bills redis-
counted Bills payable, including
time certificates representing b o r r o wed money...

75,000 00 37,500 00 19,240 23
255 00 71,582 57 3,639 37
10,000 00

Total

$ 217,217 22

Total

LOANS AND DISCOUNTS.

* 217,217 22

In suit In judgment Not in suit
Total

$ Io6,870 34
$ 156,870 34

Good Doubtful Worthless
Total

I 156,870 34 5 156,870 34

150

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank, Located at Carrollton, Ga., at the Close of Business October 24, 1907.

BBSODRCES.

LIABILITIES.

Loans and discounts $ 125,652 84 Demand loans

Overdrafts

[.' 10,536 45

Overdrafts secured by

cotton

Bonds and stocks owned - by the bank

Banking house .'.

Furniture and fixtures. 3,000 00 Otht^r real estate

Due from banks and

bankers in this State. 18,266 39 Due from banks and

bankers in other States 12 686 75

Currency

2,000 00

(joJd

Silver, nickels and pen-

nC^heieckfsan-dycas-hu-.items. Exchanges for the clear-
ing house

21',1851819348

Profit and loss

Interest paid

[

Total

$ 176,112 75

Capital stock paid in. . .$ 50,000 00'

Surplus fund

Undivided profits, less

current expenses and

taxes paid

3,946 70'

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States. ...

Due unpaid dividends. .

Individual deposits sub-

ject to check

57,083 OS

Savings deposits

Demand certificates ..

Time certificates

2,582 97

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

62,500 00

Total. .

$ 176.112 75-

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
__JTotal_.

$ "
125,652 84
$ 125,652 81

Good Doubtful Worthless
Total

$ 125,652 84 $ 125,652 84

wammm

TREASURER'S REPORT.

151

Statement of the Condition of the Citizens Bank, Located at Carrollton, Ga., at the Close of Business December 17, 1907.

.T. C. BASS, President.

A. K. SNEAD, Cashier.

BESOURCES.

LIABILITIES.

Loans and discounts. .$
Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

54,147 51 18,386 56
3,000 00
6,218 23 13,429 08
6,754 00
1,362 43 735 08

Capital stock paid in. $
Surplus fund Undivided profits, les's
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . . Due unpaid dividends Individual deposits subject to check
Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money Savings deposits

50,000 00 5,20131
42,986 24 ' ,612 97 600 30
3,t>32 07

Total

$ 104,032 89

Total

$ 104-032 89

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good... Doubtful.

54,147 51 Worthless

* 54,147 51

Total

$ 54,147 51 $ 54,147 51

152
TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Cartersville, Located at Cartersville, Ga., at the Close of Business September 17, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans

Overdrafts

''

Overdrafts secured by cotton

Bonds and stocks owned by the bank

Banking house

Furniture and fixtures.

Other real estate

Bue from banks and

bankers in this State.

Bue from banks and

bankers in otherStates Currency

Gold

".'.'.'.'.'.

Silver, nickels and pennies

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss ..,'.

Interest paid

170,918 65 8,930 90 6,385 74
4,724 22 1,632 11
19,101 74 14,262 90 2,327 00
25 00 763 73 163 55

Capital stock paid in. .$ Surplus fund.
Undivided profits, less current expenses and taxes paid
Bue to banks and bankers in this State
Bue to banks and bankers in other States....
Bue unpaid dividends.. Individual deposits sub-
ject to check
Savings deposits Bemand certificates Time certificates Certified checks Cashier's checks Bue to clearing house. Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed money ;

50,000 00 10,000 00 1,361 40 3,833 03
4 00 70,230 6C 14,767 45
29 00
79,000 00

Total

$ . 229.225 54

Total

$ 229,225 54

LOANS ANB DISCOUNTS.

fn ?"'
In judgment *"1 in sui*
ggtaI

$ 200 00
... '.'. 179,649 55
$ 179.849 55

Go0?. Doubtful Worthless.
T"taI

$ 179,814 55

.' ] ].'

35 00

$ 179,849 55

TREASURER'S REPORT.

153

Statement of the Condition of the Bank of Cartersville, Located at Cartersville, Ga., at the Close of Business December 17, 1907.

J. S. LEAK, President.

0. M. MILAM, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Cunency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid, charged
out Bartow Oo. warrants.. .

123,300 68 18,743 67 6,346 69
4,765 92 1,756 61
12,445 71 16,786 63
4,236 00 220 00
1,547 94 1,058 89 1,123 00
165 06

Total

$ 192,496 80

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States.. ..
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

50,000 00 10,000 00
2,196 99 6,323 43 4,167 07
103,034 30 12,675 01 100 Oo4,000 00

Total

$ 192,496 80

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 142,044 35
$ 142,044 35

Good Doubtful Worthless
Total

$ 141,998 35 11 oa 35 00
$ 142,044 35

154

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Farmers & Merchants Bank, Located at Cartersville, Ga., at the Close of Business September 18, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Overdrafts secured by
Bonds and stocks owned by the bank
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency .... Gold Silver, nickels and pen-
nies Checks and cash items.. .Exchanges for the clear-

84,832 52 9,049 81 24 59
3,026 54
14,600 88 4,503 94 3,399 00
10 00 1,108 87 1,192 48

Interest paid Depositors fund
Total

2,702 70 $ 124,451 33

Capital stock paid in . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . .. Due unpaid dividends. . Individual deposits subject to check'

25,000 00 1,262 41
39,910 61

Demand certificates ... Time certificates... Certified checks Cashier's checks.... Due to clearing house. . Notes and bills redis-
counted
Bills payable, including time certificates representing bor rowed

35,270 81 7 50
11,000 00
12 000 00

Total

$ 124,451 33

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total.

$

Good

Doubtful

93,882 33 Worthless

$ 93,882 33

Total

$ 93,882 33 $ 93,882 33

<**&

TREASURER'S REPORT.

155

Statement of the Condition of the Farmers & Merchants Bank, Located at Cartersville, Ga., at the Close of Business December 17, 1907.

L. F. SHAW, President.

GEO. E. NOLAN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$
Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit ;ind loss Interest paid

80,044 89 4,927 13
590 92
3,011 04
2,355 72 4,126 52 6,502 00
20 00 1,526 53
443 01 2,646 00
195 24

Capital stock paid in 5 Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certificates Certified checks
Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

25,000 00 2,340 73
36,311 34 36,736 93
6,000 00

Total

$ 106,389 00 LOANS AND DISCOUNTS.

106,389 00

In suit In judgment
Total

$

486 50 Good

79,558 39 Worthless

$ 80,044 89

Total

$ 80,044 89 $ 80,044 89

156

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Home Savings Bank, Located at Cartersville, Ga., at the Close of Business, September 21, 1907.

RESOURCES.
Loans and discounts . .% Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

58,808 89 2,549 00
397 27
3,360 75 1,757 89
9,626 40 1>703 00
75 00 54 37 292 41
2,822 70

LIABILITIES.
Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

15,000 001,271 741,000 00
26,226 42. 11,351 01 11,598 51
15,000 00

Total

$ 81,447 68

Total

LOANS AND DISCOUNTS.

$ 81,447 68

In suit In judgment Not in suit
Total

$

Good Doubtful

61,357 89 Worthless

$ 61,357 89

Total

* 61,357 89
61,357 89

TREASURER'S REPORT.

157

Statement of the Condition of the Home Savings Bank, Located at Cartersville, Ga., at the Close of Business December 17, 1907.

R. B. HARRIS, President.

J. T. CHAMBERS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$,

Demand loans

Overdrafts



Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

EXney::::::'.:::::

Silver, nickels and pen-

nies
Checks and cash items .

Exchanges for the clear-

ing house

Profit and loss

Interest paid

57,018 97 Bfi jg i8& "'
*,obU ' 1,990 uy
4,704 52
^8
olo J.4
2,194 00

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and
taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States Due unpaid dividends. . Individual deposits sub-
ject to check
Demand certificates Time certificates Certified checks Cashier's checks^ Due to clearing house. .
Notes and bills redis-
counted Bills payable, including
time certificates representing bor rowed money

15,000 00 i.zb4 41
43,977 16 ,, ... ,. M01 01 4ir,0l0m 0 m UU
ft
5,500 00

Total
In suit In judgment Not in suit
Total '.
12 tr

* 76.113 07

Total

LOANS AND DISCOUNTS.

$

Good Doubtful

57,o61j^ Worthless

$ 57,561 32

Total

$"~76,U3 07
57>56132 __$__57^6JJ2

*

TM

158

TREASURER'S REPORT.

Bank Examiner's Report^ of the Condition of the Bank of Cave Springs, Located at Cave Springs, Ga., at the Close of Business September 30, 1907.

RESOUKCES.

LIABILITIES.

Loans and discounts.. .$

Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures.

Due from banks and bankers in this State.
Due from banks and bankers in other States.

Gold

Silver, nickels and pen-

nies

.

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Depositors guara n t e e

27,827 83
1,775 70 1,301 64 6,614 59 3,057 78 2,725 00
140 00 763 26 100 60 1,268 29 2,822 70

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certificates Certified checks
Due to clearing house .. Notes and bills redis-
Bills payable, including time certificates representing borrowed money

15,000 00 2,031 39
20,569 45 5,751 50
45 05
5,000 00

Total

$ 48,397 39

Total

$ 48,397 39

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful

27,827 83 Worthless

$ 27,827 83

Total

$ 27,809 20 18 63
$ 27,827 83

.



"mHBI|#Minn ii'iiiiwmminw

TREASURER'S REPORT.

159

Statement of the Condition of the Bank of Cave Spring, Located at Cave Spring, Ga., at the Close of Business December 17, 1907.

W. O. CONNOR, President.

J. E. HARGIS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$
Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estat e. Due from banks and
bankers in this State. Due from banks and
bank ers in other States
Gold Silver, nickels and pen-
nies Checks and cash items
(regular) Exchanges for the clear-
Profit and loss

21,174 88 109 07
1,775 70 1,299 74
8,224 03 3,649 10 1,862 00
65 00 362 34 126 96

Capital stock paid in. .$
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States....
Due unpaid dividends.. Individual deposits sub-
Demand cert i fi c a t e s. Time certificates Certified checks
Due to clearing house. . Notes and bills redis-
Bills payable, including time certificates representing borrowed

15,000 00
412 27
108 00 17,293 16 5,580 30
255 09

In suit In judgment Not in suit
Total

38,648 82

Total

LOANS AND DISCOUNTS.

$

Good..,

Doubtful

21,174 88 Worthless

$ 21.174 88

Total

$ 38,648 82
$ 21,174 88 $ 21,174 88

160

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Cedartown, Located at Cedartown, Ga., at the Close of Business October 3, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. . .$ Demand loans
Overdrafts secured by cotton
Bonds and stocks owned

155,135 42 14,162 41 3,995 01

Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankersinother States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss

3,500 00 2,i20 45
3,795 07
19,228 68 4,577 00
600 00
291 10 4,032 34

Capital stock paid in.. .$
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State ..
Due to banks and bankers in other States. ...
Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits Demand certificates. . . . Time certificates

5,000 00 10,000 00
5,053 78 77 50
16 00 81,056 69 4,381 20 40,756 31

Cashier's checks Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

100 00 20,000 00

Total

$ 211,441 48

211.441 48

LOANS AND DISCOUNTS.

In judgment .. . Not in suit
Total

*
169,297 83 $ 1H9,297 83

fiood Worthless:
Total.. . .

$ 168,997 83 300 00
$ 169,297 83

TREASURER'S REPORT.

Statement of the Condition of the Bank of Cedartown, Loca ted at Cedartown, Ga., at the Close of Business December 17, 1907.

L. 0. BBNTON, President.

E. C. BENTON, Cashier

RESOURCES.

LIABILITIES.

Loans and discounts.. . .$ 119,542 06

Demand loans

37,072 20

Overdrafts

3,067 90

Bonds and stocks owned

Furniture and fixtures.

Other real estate

Dlie from banks and

bankers in this State.

Due from bnks and

bankers in otherStates

Currency

1

Gold

|

Silver, nickels" and[

3,500 00 2,375 11
4,994 50 7,261 45
6,875 77

Checks and cash items J Exchanges for the clear-

Profit and loss ..'.'.'

534 62

Capital stock paid in. ..$ Surplus fund Undivided profits, less
current expenses and
Due to banks and bankers in this State ..
Due to banks and bankers in otherStates. ...
Due unpaid dividends. . Individual deposits sub-
Demand certificates. . . . Time certificates Certified checks
Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

50,000 00 10,000 00
7,899 49 825 59
7,007 38 8 00
65,970 68 43,310 62
201 85

Total

$ 185,223 61 LOANS AND DISCOUNTS.

185.233 61

In suit In judgment. Notinsuit
Total

$ 150,483 25
$ 150.483 25

Good Doubtful.... Worthless
Total

$ 150,183 25 300 00
$ 150,483 25

m

162

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Commercial Bank, Located at Cedartown, Ga., at the Close of Business October 2, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$

Overdrafts secured by

cotton

Bonds and stocks owned

by the bank

Banking house

\

Furniture and fixtures )

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

Checks and cash items. Exchanges for city
banks Profit and loss Interest paid

251,241 93 15,549 00 4,584 39
13,300 00
43,157 64 123,820 64
8,543 00 3,415 00 1,654 58 1,849 88 4,214 20

Capital stock paid in. .$ Surplus fund. Undivided profits, less
current expenses and
Due to banks and bank-
Due to banks and bankers in other States....
Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits Demand certificates. .. . Time certificates

38,500 00 61,500 00
27,531 44 1,244 97 63 25
322,651 95 19,782 15

Cashier's checks Due to clearing house . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

56 50

Total

$ 471,330 26

Total

LOANS AND DISCOUNTS.

...$ 471,330 26

In judgment. Total

$

100 00

5,356 95

261,333 98

$ 266,790 93

Good.. Doubtful
Total

$ 266 790 93 $ 266,790 93

****

TREASURER'S REPORT.

163

Statement of the Condition of the Commercial Bank, Located at Cedartown, Ga., at the Close of Business December 17, 1907.

R. 0. PITTS, President.

E. S. AULT, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ 220,454 00

Demand loans

14,8(5 00

Overdrafts

12,643 54

Bonds and stocks owned

by the bank

Banking house ...... I Furniture and fixtures {

13 300 00

Other real estate

Due from banks and

bankers in this State. 28,552 52

Due from banks and

bankers in other States 54,764 33

Currency

8,689 00

Gold

1,505 00

Silver, nickels, and pen-

nies

2,100 69

Checks and cash items. 19,165 65

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Capital stock paid in.... $ 38,500 00

Surplus fund

61,500 00

Undivided profits, less

current expenses and

taxes paid

31,590 59

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States. ...

Due unpaiddividends. ..

Individual deposits sub-

ject to check

219,549 85

Demand certificates

14,909 29

Time certificates

Certified checks

Cashier's checks

Due to clearing house

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

10,000 00

Total... .

$ 376,049 73

Total

$ 376,049 73

LOANS AND DISCOUNTS.

Total.:.... .

$ 5.356 95
229,972 05
$ 235,329 00

Good Doubtful
Total

$ 235,329 00 $ 235,329 00

164

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Chauncey, Located at Chauncey, Ga., at the Close of Business April 9, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$
Bonds and stocks owned by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
Profit and loss Interest paid Depos tors fund

35,740 79 Capital stock paid in. .$

I ,f 00 00 1,670 00 1,185 90
5,844 58
5,238 21 250 00

Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States . .
Due unpaid dividends. . Individual deposits sub-
ject to check

209 90 31 50
2,822 70

Certified checks Cashier's checks Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

15,000 00 1,503 42 7,000 00 15,260 16 5,230 00
10,000 00

Total
In suit In judgment Not in suit
Total .-.

$ 53,993 58 LOANS AND DISCOUNTS.

$

Good

Doubtful

35,740 79 Worthless

$ 3o,740 79

Total

53,993 58
$ 35,740 79 $ 35,740 79

TREASURER'S REPORT.

165

Statement of the Condition of the Bank of Chauncey, Located at Chauncey, Ga., at the Close of Business December 17, 1907.

G. P. BUSSEY, President.

M. WILLIAMS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency... Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest 'paid

16,965 14 MO oa .000 00
1.670 OU 1,414 bo
8,927 97 o,025 42
' ^Zbnwn
24b 93 55 46

Capital stock paid in. .$
Surplus fund. Undivided profits, less
current expenses and
taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States.. . . Due unpaid dividends... Individual deposits sub-
ject to check Demand certificates. ... Time certificates Certified checks Oashier'scheckst Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

15,000 00 l.4ob &u
16,448 61 d.zcsz oo

Total

__ 36,137 66

Total

LOANS AND DISCOUNTS.

-..$ 36,137 66

In suit In judgment Not in suit
Total '.

$ $

4tJ 68
_____ 16,965 14

Good Doubtful Worthless
Total.

$ 16,918 4| 46 68
.$ 16,965 14

mm

166

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Chipley, Located at Chipley, Ga., at the Close of Business December 17, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$

Demand loans Overdrafts

Bonds and stocks owned by the bank

Banking house

furniture and fixtures. Other real estate

Due from banks and

bankers in this State.. Due from banks and

bankersinotherStates pAency o^ilvlde-r,n.icke,ls and pen-

r,?ie?--\ Checks and cash items. Exchanges for the clear-

ing house

...

Profit and loss

...

Interest paid

Deposits fund .'.'.'.'.'

Clearing house certificate8

27,378 45 9,650 00

Capital stock paid in. .$ Surplus fund

Undivided profits, less

current expenses and

1,800 00 2,070 00

taxes paid Due to banks and bank-
ers in this State

Due to banks and bank-

36,622 27

ers in other States Due unpaid dividends .

7,050 88 2,245 00

Individual deposits subject to check
Savings deposits

310 00 Demand certificates. ...

Time certificates

1,020 09 1,075 42

Certified checks Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

2,878 70

Bills payable, including time certificates rep-

resenting borrowed 801 00 money

25,000 00 4,217 97
770 0041,792 96 16,568 00'
552 88-
4,000 00-

Total
Di suit In judgment Not in suit
Total

$ 92,901 81

_TotaI

LOANS AND DISCOUNTS.

$

37,028 45

D0o0ub-tfyu\l Worthless

$ 37,028 45

Total

$ 92,901 81
$ 37,028 45$ 37,028 45-

TREASURER'S REPORT.

167

Statement of the Condition of the Bank of Chipley, Located at Chipley, Ga., at the Close of Business December 17, 1907.

J. W. WILLIAMS, President.

R. 0. KEY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$
Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. .
Other real estate. ...'. Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

27,378 45 9,650 00
1,800 00 2,070 00
29,742 27 16,809 58 3,524 00
310 00 1,068 51
56 00
483 59

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends. . Individual deposits subject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted . Bills payable, representing borrowed money.

493 00

25,000 00
4,701 56
7 70 41,792 96 16,568 00
552 88
4,000 00

Total
In suit In judgment Not in suit
Total

$ 93,385 40

Total-

LOANS AND DISCOUNTS.

$

Good Doubtful

37,028 45 Worthless

$ 37,028 45

Total

$ 93,385 40
$ 37,028 45 $ 37,028 45

168

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Habershara Bank, Located at Clarkesville, Ga., at the Close of Business October 31, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures .

Other real estate

Due from banks and

bankers in this State..

Due from banks and

bankers mother States. Currency

old . silver, nickels and pen-

Chneiceks s

and

cash

items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

85,055 64 238 34
755 50
21,590 94 1,406 49 1,542 00
10 00 170 01

Ttal

$ 110,766 92

Capital stock paid in. .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States ....
Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits Demand certificates....
Time certificates Certified checks
Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

25,000 00 2,421 69
66,504 95 16,686 28
154 00

Total

$ 110,766 92

LOANS AND DISCOUNTS.

In suit

'....$

In judgment

Not in suit.............

Tt>tal

$

85,055 61 85,055 64

gd j Doubtful Worthless
Total

$ 85,055 64 $ 85,055 64

TREASURER'S REPORT.

169

Statement of the Condition of the Habersham Bank, Located at Clarkesville, Ga., at the Close of Business December 17, 1907.

E. P. WEST, President.

W. R. ASBURY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans. Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

72,55S 93 2,084 32
235,58
1,545 50 18,227 64 5,581 59
2,050 00 310 00 250 26

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and
taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States.. .. Due unpaid dividends. .
Individual deposits subject to check
Demand certificates.... Time certificates
Certified checks Cashier^ checks Due to clearing house.. . Notes and bills redis-
counted. ... Bills payable, including
time certificates representing borrowed
money

25,000 00 2,086 84
58,426 95. 17,323 53
6 50

Total

* 102,843 82

Total

* 102,843 82

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good Doubtful..

72,558 93 Worthless.

if 72,558 9!

Total

$ 72,558 93. ....$ 72,558 93.

170

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Claxton Bank, Located at Claxton, Ga., at the Close of Business April 22, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold
Silver, nickels and pen,,J*e? Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

125,465 20 9,951 07 1,012 83
3,058 15 1,601 54
5,326 14 503 81
1^39 00 77 50 340 89 226 32

Total

$ 139,456 38

Capital stock paid in. .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States...
Due unpaid dividends.. Individual deposits sub-
ject to check Demand certificates. ... Time certificates Certified checks
Cashier's checks Due to clearing house. . Notes and bills redis-
counted
Bills'payable, including time certificates representing borrowed money

25,000 00 14,119 85
21,369 7J 66,740 52 2,226 30
5,000 00

Total

$ 139,456 38

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
. Total

$ 1,030 87 50 00
124,384 33
$ 125,465 20

D0o0udb-tf-u,l Worthless
Total

$ 125,465 20 .. .$ 125,465 20

TREASURER'S REPORT.

171

Statement of the Condition of the Claxton Bank, Located at Claxton, Ga., at the Close of Business December 17, 1907.

O. S. GEICE. President.

E. BULLOCK, Cashier.

RESOURCES.

LIABILITIES.

103,719 26

Overdrafts Bonds and stocks owned

110 98

Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-

3,060 55 1,601 54
11,367 02
628 33 6,754 00
107 50
788 88 121 15

Interest paid

1,062 61

Capital stock paid in.. .$ Surplus fund Undivided profits less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub-
Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing b o r r owed

25,000 00 5,000 00
17,556 87
13,303 80 68,039 70
421 45

Total
In suit Not in suit
Total

$ 129,321 82

Total

LOANS AND DISCOUNTS.

2,48385 1,175 38 100,060 03
$ 103,719 26

Good Doubtful
Worthless

$ 129,321 82 $ 103,719 26

172

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Merchants & Farmers Bank, Located at Claxton, Ga.T at the Close of Business April 22, 1907.

RESOURCES.
Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house. Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency ^ld Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

LIABILITIES.

73,249 64 454 39
1,662 27 528 00
6,609 46 2 325 02
5,4 00 310 00 72 90 143 20

Capital stock paid in.. .$ 25,000 00

Surplus fund

Undivided profits, less

current expenses and

taxes paid

5,377 32:

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States.. .

Due unpaid dividends. .

Individual deposits sub-

ject to check

24,302 73^

Demand certificates. ...

Time certificates

22,970 63-

Certified checks

Cashier's checks

218 20

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

s,O0O 00>

Total

. .$ 85,868 83 _ T"tal

$ 85,868 88

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good...

73,249 64

Doubtful Worthless

$ 73,249 64

Total

$ 73249 64 $ 73,249 64

TREASURER'S REPORT.

173

Statement of the Condition of the Merchants & Farmers Bank, Located at Claxton Ga., at the Close of Business December 17, 1907.

R. H. EDWARDS, President.

W. L. EDWARDS, , Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts $ Demand loans Overdrafts Bonds and stocks owned
by the bmk Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
ning
Checks and cash items.. Exchanges for the clear-
ing house Profit and loss Interest paid

61,692 40 700 00
1,210 05
1,662 27 528 00
8,124 99 1,228 09 *5Z? 52
2'5 00 716 68 224 44
1,605 ob

Capital stock paid in...%
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . . Due unpaid dividends.. Individual deposits subject to check Demand certificates ... Time certificates
Certified checks Cashier's checks Due to clearing house. Notes and bills redis-
counted Bills payable, including
time certificates representing b o r r o wed
money

25,000 00 6,728 71
16.5S7 72 30,333 32 4,789 73

Total
Insult In judgment Not in suit
Total
13 tr

S 83,439 48

Total

LOANS AND DISCOUNTS.

* 115 00 61,577 40
$ 61,692 40

Good Doubtful Worthies!
Total..

$ 83,489 48
$ 61,692 40 $ 61,692 40

174

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Cochran Banking Co., Located at Coehran, Ga., at the Close of Business April 2, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$ Demand Loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estate...... Due from banks and
bankers in this State. Due from banks and
bankers in other StatesCurrency ?ld : bilver, nickels and pen-
"ief--Checks and cash items : Exchanges for the clear-
ing house Profit and loss Interest paid

113,474 47 1,996 00 ISO 47
5,336 40 3,500 00
28,117 00
15,863 23 5,095 00 2,675 00 1,631 73
497 96

Total

$ 178,367 26

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other Slates .. Due unpaid dividends Individual deposits subject to check Demand certificates. ... Time certificates Certified checks
Cashier's checks Due to clearing house. . Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed money

25,000 00 25,000 00 5,512 81
92,483 47 30,341 06
29 92

Total

$ 178,367 26

LOANS AND DISCOUNTS.

J**ait INnotjuindgsmuiet nt
Total

$ . 126 25 301 8t
$ 115,470 47

Good Doubtful Worthless
Total

$ 115,344 22 126 25
$ 115,470 47

TREASURER'S REPORT.

175

Statement of the Condition of the Cochran Banking Co. Located at Cochran, Ga., at the Close of Business December 17, 1907.

J. J. TAYLOR, President.

J. A. WALKER, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$

Demand loans

Overdrafts

Bonds and stocKS owned

by the bank

Banking house and. .. \

Furniture and fixtures J

Other real estate

Due from banks and

bankers in this State..

Due from banks and

bankers in other States

Currency.

Gold

Silver, nickels and pen-

nies Checks and cash items..

Exchanges for the clear-

ing house

Profit and loss

Interest paid charged off

Clearing house certifi-

cates

.'.

Total

$

65,712 64 22,735 56 23,169 10
5,336 40 3,500 CO
25,218 25 15,690 51 17,196 00 2,120 00 1,259 87
401. 48
332 00 182,662 81

Capital stock paid in . .$ 25,000 00

Surplus fund

25,000 00

Undivided profits, less

current expenses and

taxes pai.l

7.287 24

Due to banks and bank-

ers in *his State

Due to banks and bank-

ers in other States. ..

Due unpaid dividends. .

individual deposits sub-

ject to check

98,93b 58

Demand certificates

Time certificates

26,313 97

Certified checks

-

Cashier's checks

120 Oi

Due to clearing house. .

Notes and bills redis-

counte^d Bills payable, including

time c rtificates rep-

resenting ti or rowed

. money

Total

$~183,662 81

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

126 25 Good

361 81 Doubtful

87,960 14 Worthless

$ 88,448 20

Total

$ 88,32195 I2625
. .
$ 88,448 20

176

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Collins, Located at Collins, Ga., at the Close of Business April 17, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. $ Demand loans Overdrafts Bonds and stocks owned
by the bank
Banking house.
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankersin other Stales Currency Gold
Silver, nickels and penn'e,s
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

34,119 80 1,207 00 847 98
2,835 87 1,745 63
5,729 49 65S 07
] 949 00
588 16 130 37

Capital stock paid in .,$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States . ..
Due unpaid dividends . Individual deposits sub-
ject to check Demand certificates. ... Time certificates Certified checks
Cashier's checks Due to clearing house.. . Notes and bills redis-
counted
Bills payable, including
time certificates representing b o r r o wed money

15,000 00 ] ,C62 87
15,994 78 4,378 30
375 42
13,000 00

Total

$ 49,81137

Total

$ 49,81137

LOANS AND DISCOUNTS.

*n ?* In judgment Not in suit

Total





$

575 00 43405

Good Doubtful

34,317 75 Worthless

$ 35,326 80

Total

$ 35,326 80 . 1 35,326 80

TREASURER'S REPORT.

177

Statement of the Condition of the Bank of Collins, Located at Collins, Ga., at the Close of Business December 17, 1907.

L. 0. BENTON, President.

OTIS YOUNG,
Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts..! Demand loans Overdrafts Bonds and stocks owned
by ihe bank Banking house Furniture and fixtures. O.her real estate....... Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid....:

28,378 43 1,680 00 232 4L
2,835 87 1,778 96
2,319 44
1,204 20 1,477 00
65 00
812 81 17 43

Capital stock paid in. .$

Surplus fund.

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States...

Due unpaid dividends. .

Individual deposits sub-

ject to check

'

Demand certificates.. ..

Time certificates

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money....

15,000 00 567 68
12,499 25 2,690 80
43 82
10,000 00

Total

if 40,801 55

Total

'

LOANS AND DISCOUNTS.

$ 40,801 55

In suit In judgment Not in suit...
Total

1,823 54 | Good.... I Doubtful
28,234 89 Worthless

$ 30,058 43

Total

$ 30,058 43

178

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Columbus Savings Bank, Located at Columbus, Ga., at the Close of Business December 16,1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Overdrafts secured by
cotton
Bonds and stocks owned by the bank
Banking house
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers inotherStates Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid
Deposited Columbus clearing house as bond
Accrued interest

280,782 88 99,036 64
537,400 00 1,466 70
51,960 72 5,656 90 35,876 00 400 00 1,019 76
1,000 00 4,613 04

Total..:

$ 1,019,212 64

Capital stock paid in.. .$ 200,000 00

Surplus fund

75,000 00

Undivided profits, less

current expenses and

taxes paid

10,195 31

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States.. .

Due unpaid dividends. .

Individual deposits sub-

ject to check

654,017 33

Savings deposits:

Demand certificates....

Time certificates

Certified checks

Cashier'schecks

Due to clearing house. .

certificates issued... . 30,000 00

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

50,000 00

Total

$ 1,019,212 64

LOANS AND DISCOUNTS.

In judgment

$

Good

Doubtful



379,819 52

$ 379,819 52

TREASURER'S REPORT.

179

Statement of the Condition of the Columbus Savings Bank, Located at Columbus, Ga., at the Close of Business December 17, 1907.

G. GUNBY JORDAN, President.

H. B. CROWELL, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds owned by tr.e
bank Banking house Furniture and fixtures Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in otherStates Currency Gold Silver, nickels and pen-
nies Cheeks and cash items. . Exchanges for thaclear-
ing house Profit and loss Interest paid Accrued interest

285,782 88 99,036 64
537,400 00 1,466 70
46,888 78 5,496 37 35,876 00 400 00 1,019 76
4,613 04

Capital stock paid in . .$ 200,000 00

Surplus fund

75,000 00

Undivided profits, less

current expenses and

taxes paid

10,212 43

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States.. ..

Due unpaid dividends . .

Individual deposits sub-

. ject to check

631,605 15

Demand certificates ...

Time certificates

21,162 59

Certified checks

Cashier's checks

Due to clearing house

asssociation

30,000 00

Notes and bills redis-

counted

Bills payable

50,000 00

Total

In suit

'

In judgment

Not in suit

Total

$1,017,980 17

Total

LOANS AND DISCOUNTS.

$ 384,819 52
* 384,819 52

Good Doubtful Worthless
Total

$1,017,980 17
$ 334,819 52 $ 384,819 52

mm

180

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Home Savings Bank, Located at Columbns, Ga., at the Close of Business December 16, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ 411,360 77

Demand loans

7,610 00

Overdrafts ..".."

Bonds and stocks owned

64,417 43

Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States

Gold Silver, nickels and pen-

Checks and cash items. Exchanges for the clearProfit and loss Interest paid

1,000 00

Capital stock paid in. . .$ 100,000 00

Surplus fund

45,000 00

Undivided profits, less

current expenses and

taxes paid

6,068 12

Due to banks and bank-

ers in this State

10,309 08

Due to banks and bank-

ers in other States...

Due unpaid dividends. .

Individual deposits sub-

ject to check

253,837 00

Savings deposits

Demand certificates . .. 20,000 00

Time certificates

12,174 00

Certified checks

Cashier's checks

Clearing house certifi-

cates

20,000 00

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting b o r r o wed

money

35,000 00

Total

$ 484,388 20

Total

$ 484,388 20

LOANS AND DISCOUNTS.

In suit In judgment Not in suit ...'.
Total

$ $ 418,970 77

Good Doubtful Worthless
Total

$ $ 418,970 77

*

TREASURER'S REPORT.

181

Statement of the Condition of the Home Savings Bank, Located at Columbus, Ga., at the Close of Business December 17, 1907.

WILLIAM B. SLADE, President.

GEO. H. WADDELL, Treasurer.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans
Overdrafts Bonds and stocks owned
by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Accrued interest

411,307 77 7,(510 0U 64,417 43
4,034 89

Capital stock paid in . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State ......
Due to banks and bankers in other States....
Due unpaid dividends. .
Individual deposits subject to check
Demand certificates... . Time certificates
Certified checks.. Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money Clearing house certificates

100,000 00 45,000 00 10,083 01
9,553 07
253,559 41 2,000 00 12,174 00
35,f00 00 2u,000 00

Total

$ 487,370 09

Total

f 487,370 09

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 411,307 77
$ 411,307 77

Good.... Doubtful Worthless
Total

$ 411,307 77 $ 411,307 77

182
TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Merchants. & Mechanics Bank, Located at Columbus, Ga., at the Close of Business December 14, 1907.

BESOUKCES.

LIABILITIES.

Loans and discounts. .$ Demand loans

Overdrafts

Overdrafts secured by cotton

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.!

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States Currency..

Gold

..'..'.'.'.'.[[

Silver, nickels and pennies

Checks and cash items.!

Exchanges for the clearing house

Profit and loss,.........

Interest paid

.....

Clearing house certificates

Columbus c 1 e a ring

house association de-

posited as forfeit bond

to keep rates

256,195 27 109,961 38 34,598 24 41,450 03
8,770 00
14,879 96 3,937 22 59,474 00 3,850 00 1,128 70 10,776 87
,585 00
1,000 00

Capital stock paid in. .$
TUranrdlivi-dl efdJunpdrofits, less current expenses and taxes paid
Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States Due unpaid dividends. . individual deposits sub-
ject to check
Savings deposits Demand certificates lime certificates Certified checks Cashier's checks Due to clearing house
certificates issued . Notes and bills redis-
counted .Bills payable, including
time certificates representing borrowed money.

125,000 00 8&.000 00
]4)19i 52
4 762 59 9 989 31
157,082 88 51 010 81 17 244 34 23'32'? 22
50.0J0 0016ioo0 00

Total

$ 553.606 67

Total

$ 553,606 67"

LOANS AND DISCOUNTS.

*n ?ujt In judgment Not in suit



Total

$

146 00

....' 366,010 65

$ 366,156 65

Good doubtful Worthless
Total

$ 365,085 21
1071 44
.$ 366,156 65

TREASURER'S REPORT.

183

Statement of the Condition of the Merchants & Mechanics Bank, Located at Columbus, Ga., at the Close of Business December 17, 1907.

T. W. BATES, . President

JOHN K. HINDE, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . $
Demand loans Overdrafts Bonds and stocks ov. ned
by the bank

260,739 76 \64/?J!,, 1 18,198 4b
8,7.0 00

Banking house Furniture and fixtures. Other real estate

Due from banks and bankers in this State.

4,lbl t>i

Due from banks and bankers in other States l,&* I*

Currency

60,224 00

Gold
Silver, nickels and pennjeg
Checks and cash items.

3,870 00
Z,sd/ oa 10,123 94

Exchanges for the clear-

ing house Profit and loss

Interest paid



Clearing house certih-

cates

6-5'8 00

Total

$ 558,219 31

Capital stock paid in. .$ 125,000 00

Surplus fund

85,000 00

Undivided profits, less

current expenses and

taxes paid

14,131 51

Due to banks and bankers in this State

6,569 46

Due to banks and bankers in other States....

6,786 16

Due unpaid dividends.

Individual deposits subject to check
Demand certificates. . . . Time ceritficates.......

216,535 76 14,824 20 23,322 22

Certified checks Cashier's checks. ... . Due to clearing house. .

50 00 50,000 00

Notes and bills redis-

counted

16,000 00

Bills payable, including

time certificates rep-

resenting borrowed

money

Total

$_558,219 31

LOANS AND DISCOUNTS.

In .ait In judgment Not in suit
Total

$

14600

49477697 424,77b J'

l_^_4242922J)7_

Good Doubtful Worthless
Total

$ 423,854 53 1-068 44
$ 424,922 97

181

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Phoenix Bank, Located at Columbus, Ga., at the Close of Business December 16, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts..-. $ Demand loans
Overdrafts Bonds and stocks owned
by the bank Banking house
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies
Checks and cash items . Exchanges for the clear-
ing hoase.: Profit and loss Interest paid Clearing house deposit
for bond (to keep
agreement). Clearing house certifi-
cates

85,143 48 10,914 51 1,500 00 3,050 00
13,05s 20
18,347 00 1,660 00 4,238 83 69 68 1,112 94
1,000 00 1,390 00

Total

$ 141,484 64

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid, Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends. . Individual deposits subject to check Demand certificates....
Time certificates Certified checks Cashier's checks Clearing house certifi-
cates issued Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

38,700 00
3,499 60 699 37
1,032 64
84,722 28 2,816 25
14 50 10,000 00

Total

$ 141,484 64

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 85,143 48
$ 85,143 48

Good Doubtful Worthless
Total

$ 85,043 48 100 00
$ 85.143 48

TREASURER'S REPORT.

185

Statement of the Condition of the Phoenix Bank, Located at Columbus, Ga., at the Close of Business, December 17, 1907.

R. P. SPENCER, President.

O. V. LAMAK, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .. ..$ Demand loans
Bonds and stocks owned by the bank
Furniture and fixtures. . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. . Exchaiges for the clear-

84,454 35 10,215 42
209 26 1,500 00 3,050 00
9,089 70
2,877 98 18,985 00
1,660 00 4,589 30
2,802 49

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and backers in other States.. . Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills redis-
counte 1 Bills pa) able, including
time certificates representing borrowed

38,700 00
3,598 44 784 91
83,468 40 2,816 25
14 50

Peposit safes Clearing house certifl-

51 00 10,000 00

139,433 50

Total

$ 139,433 50

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total



Good

Doubtful

84,454 35 Worthless

$ 84,454 35

Total

84,454 35 $ 84,454 35

RES

MWWP

186

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Comer Bank, Located at Comer, Ga., at the Close of Business August 22, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Overdrafts secured by
Bonds and stocks owned
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Depositors fund

62,570 29 150 00 330 32
250 CO 1,769 59 1,840 35
4,935 42 4,452 58
493 00 25 00
208 66 274 66
2,822 70

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

25,000 00
3,821 02 1,000 00 1,500 00
4 00 21,260 80
7,463 03 73 72
20,000 00

Total

$ 80,122 57

Total

$ 80,122 57

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful

62,620 29 Worthless

$ 62,620 29

Total

$ 62,620 29 $ 62,620 29

TREASURER'S REPORT.

187

Statement of the Condition of the Comer Bank, Located at Comer, Ga., at the Close of Business December 17, 1907.

J. A. SASSER, President.

W. E. HENSLBB, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies. Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

50,432 88 7,650 00 521 57
250 00 1,769 59 1,840 35
7,671 60
0,087 30 2,778 00
85 00
339 44

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. .. Due unpaid dividends. . Individual deposits subject to check Demand certificates. . .. Time certificates Certified checks........
Cashier's checks Due to clearing house. . Notes and bills redis-
counted.. .'.
Bills payable, including time certificates representing borrowed money

25,000 00 3,631 74
32,505 52 12,488 03
550 50
5,250 00

Total.

79,425 79

Total

$ 79,425 79

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

.$

Good

Doubtful

58,082 88 Worthless

$ 58,082 88

Total

$ 5S,082 $ 58,082

mm

188

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the People* Bank, Located at Comer, Ga., at the Close of Business August 22, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts $ Demand loans Overdrafts Overdrafts secured by
cotton
Bonds and stocks owned by the bank
Banking house Kurnitureandfixtures. . Other real estate Due from banks and
bankers in this State. Due from banks and
bankersin otherStates Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

47,986 06 389 10
4,066 7o 1,912 65
4,987 65 1,649 71
386 00 185 00
7 64 30 40

Total

$ 61,600 96

Capital stock paid in.. .,$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States-..

Due unpaid dividends. .

Individual deposits sub-

ject to check

Savings deposits

Demand certificates. . . .

Time certificates

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting b o r r o wed

money



25,000 00 1,722 33-
6,183 63: 1,195 00-
27,500 00'

Total

. $ 61,600 96-

LOANS AND DISCOUNTS.

In suit In judgment Not in iuit
Total

$ 47,986 06
.$ 47,986 06

Good Doubtful Worthless
Total

$ 47,986 06 $ 47,986 06-

TREASURER'S REPORT.

189

Statement of the Condition of the Peoples Bank, Located at Comer, Ga., at the Close of Business, December 17, 1907.

J. E. STKVENS, Viee-President.

W. E. BROKEFIELD, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts..$
Demand loans Overdrafts
Bonds and stocks owned by the bank
Banking hou.-e Furniture and fixtures.
Other real estate Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency Gold Silver, nickles and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

27,780 30 1,101 61
4,330 70 1,986 60
29,307 48 2,147 10 2,000 00 500 00 492 88

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States. ...
Due unpaid dividends. . Individual deposits sub-
ject to check
Demand certificates. ..
Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

25,000 00
3,0o6 23
,,,,.,.. 40,19o 44
1 >d9 uu

Total

$ 69,646 67

Total

LOANS AND DISCOUNTS.

J_ 69.646 67

In suit In judgment Not in suit
Total
14 tr

$

Good Doubtful

27,780 30 Worthless

27,780 30

Total

$ 27,780 30 $ 27,780 30

m

190

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Northeastern Banking Co., Located at Commerce, Ga., at the Close of Business November 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ 189,862 15

Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank
Furniture and fixtures Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency
Silver, nickels and pen-
Checks and cash items . Exchanges for the clear-
ing house Profit and loss Interest paid

1,181 23
18,787 50 5,000 00 1,500 00
20,171 07
25,856 60 14,337 00
1,220 On 2,414 03
103 30

Total

$ 280,432 88

Capital stock paid in. .$
Undivided profits, less current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States.. .
Due unpaid dividends.. Individual deposits sub-
Savings deposits Demand certificates . . . Time certificates ...... Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
Bills payable, including time certificates representing borrowed

100,000 00 2 000 00 7,674 00
101,635 27 34,298 07 125 54 9,200 00
25,500 00

Total

$ 280,432 88

LOANS AND DISCOUNTS.

In suit In judgment, Not in suit
Total

$

292 00

189,570.15

$ 189,862 15

Good Doubtful Worthless
Total

$ 189.862 15 $ 189,862 15

h--- '

TREASURER'S REPORT.

191

Statement of the Condition of the Northeastern Banking Co., Located at Commerce, Ga., at the Close of Business December 17, 1907.

L. G. HABDMAM, President.

C. J. HOOD, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the. bank Banking house
Furnitureandflxtures. . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold
Silver, nickels and pennies ...
Checks and cash items. Exchange^ for the clear-
ing house Profit and loss Interest paid

133,627 61 10,000 00 440 68
18,787 50 5,000 00 1,500 00
22,604 12
31,452 21 28,894 00 1,345 00
1,134 63
940 60

Capital stock paid in . .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

....

Due to banks and bank-

ers in this State ....

Due to banks and bank-

ers in other States. .. .

Due unpaid dividends. .

Individual deposits sub-

ject to check

Demand certificates . ..

Time ceri iflcates

Certified checks

Cashier's checks

Due to clearing house,

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

100,000 00 8,000 00 2,737 51
104,410 84 31,478 07
93 00 1,006 93
;,000 00

Total

$ 255.7^6 35 |

Total ....

$ 255,72635

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total.

$

662 00

162 00

142,965 61

$ 143,627 61

Good....Doubtful Worthless
Total

$ 143,627 61 $ 143,627 61

uuiuuuuwuuBan

192

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Concord Banking Co., Located at Concord, Ga., at the Close of Business December 5, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . $

Bonds and stocks owned

Banking house Furniture and fixtures Other real estate Due from banks and
bankers in this State . Due from banks and
bankersinother States Currency Gold Silver, nickels and pen-
nies Checks and cash items Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

Total

$

49,512 61 1,039 04
1,223 00
7,796 22 7,678 20 2,662 00
20 00 701 1,274 28
836 00 72.743 10

Capital stock paid in..$ Surplus fund. Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States. .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. . . . Time certificates Certified checks
Due to clearing house. . Notes and bills redis-
counted . .. >. Bills payab'e, including
time certificates representing borrowed money

22,000 00 9,324 52
34,040 71 , 6,646 50
731 37

72,743 10

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

if

Good

Doubtful

49,512 61 Worthless

$ 49.512 6i

Total

$ 49,446 61 66 00
$ 49,512 61

TREASURER'S REPORT.

J93

Statement of the Condition of the Concord Banking Co., Located at Concord, Ga., at the Close of Business December 17, 1907.

0. T. SMITH, President.

J. E. MCLENDON, Cashier.

RESOURCES.

I IHBII.ITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank
Furniture and fixtures. Other real estate ... Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items.. Exchanges for the clear-
Profit and loss

47,709 66 1,284 97 65S 44
1,223 00
11,985 77 7,225 27 602 00 20 00 694 08 2,592 53

Capital stock paid in. $ Surplus fund. Undivided profits, less
current expenses and taxes paid
ers in this State. ... Due to bank< and bank-
ers in other States ... Due unpaid dividends.. Individual deposits sub-
ject to check Demand certificates. .. . Time certificates Certified checks
Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

22,000 00 9,330 91
35,483 65 6,696 50 484 66

Total

$ 73,995 72

Total

$ 73,995 72

LOANS AND DISCOUNTS.

In judgment

.... $

Doubtful Total. . .

$ .... $

67 00

sasm

191

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Conyers, Located at Conyers, Ga., at the Close of Business December 27, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans
Bonds and stocks owned by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
Currency Gold... J Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

72,145 04
4,473 37
3,229 56 1,500 00
6,075 77 1,422 74 3,534 00
55 00
399 87 200 90

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States....
Due unpaid dividends. . Individual deposits sub-
Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing b o r r o w ed

30,000 00 8,400 00 5,411 49
26,504 94 17,719 82
5,000 00

Total

$ 93,036 25

Total '.

LOANS AND DISCOUNTS.

$ 93,036 25

In suit In judgment Not in suit
Total

$

Good

Doubtful

72,145 04 Worthless

$ 72.145 01

Total

$ 72,145 04 .$ 72,145 04

TREASURER'S REPORT.

195

Statement of the Condition of the Bank of Conyers, Located at Conyers, Ga., at the Close of Business December 17, 1907.

W. L. PliEL, President.

E. P. MCDANIEL, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ..* Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items.. Exchanges fontheclear-
ing house Profit and loss Interest paid

72,814 97 1,078 04
3,228 56 1,500 00
5,436 32
6,769 63 4,530 00 1,463 50
63 45 285 97

Capital stock paid in $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

30,000 00 8,400 00 5,518 78
29,721 84 18,529 82
5,000 00

Total

$ 97,170 44

Total

$ 97,170 44

LOANS AND DISCOUNTS.

In suit In judgment Not in suit

.... $ ,
$

72,814 97 72,814 97

Good Doubtful

72,814 97 72,814 97

S5SB33S -V.

f

196

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Rockdale, Located at Conyers, Ga., at the Close of Business December 27, 1907.

RKSOURCES.

LIABILITIES.

Loans and discounts.. . $ Demand loans

Bonds and stocks owned

Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States

Gold

...

Silver, nickels and pen-

Checks and cash items.. Exchanges for the clear-

129,605 81 7,000 00 24,701 03
6,000 00 3,500 00 3,120 91
13,305 47
6,396 47 6,827 00 1,317 50
892 80 2,034 58

Profit and loss.. .

Clearing house certificates

3,970 00

Total

$ 208,671 57

Capital stock paid in. .$
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State ...
Due to banks and bankers in other States....
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates....
Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-

50,000 00 35,000 00 2,958 56
8 50 72,673 41 38,031 10

Bills pavable, including time certificates representing borrowed

10,000 00

208,671 57

LOANS AND DISCOUNTS.

In suit In judgment Not in suL
Total

$ 136,005 81
$ 136,605 81

Good Doubtful Worthless
Total

..$ 136,355 81 250 00
$ 136,605 81

TREASURER'S REPORT.

197

Statement of the Condition of the Bank of Rockdale, Located at Conyers, Ga., at the Close of Business December 17, 1907.

JOHN H. ALMAND, President.

W. J. EAKES, Cashier

BE80URCE1.

LIABILITIES.

Loans and discounts . $ Demand loans
Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Clearing house certifi-
cates Exchanges for the clear-
ing house Profit and loss Interest paid

140,381 40 17,284 96
6,000 00 3,500 00 3,120 91
12,858 56
11,071 64 3,000 00 1,395 0J
1,552 24 534 22
4,000 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in-other States ...
Due unpaid dividends. Individual deposits sub-
ject to check
Demand certificates ... Time certificates
Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

50,000 00 35,000 00
3,054 25
68,613 58 38,031 10
10,000 00

Total

* 204,698 93

Total

$ 204,698 93

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 204,698 93
$ 204.698 93

Good Doubtful Worthless
Total

$ 204,698 93 * 204,698 93

mm^mrnmMmmmwttmmm

198

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Cooledge, Located at Cooledge, Ga., at the Close of Business February 14, 1907.

RESOURCES.

Loans and discounts. .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency ... .

Gold

;;;

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

,

Profit and loss

Interest paid

Depositors fund .... [ [ [

LIABILITIES.

37,312 90 972 30 5 81
1,935 40 1,655 37
1,435 51 8,134 70
961 00 37 50 293 77
2,822 70

Capital stock paid in. .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States ... Due unpaid dividends.. Individual deposits sub-
ject to check Demand certificates
Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counte.d
Bills payable, including
time certificates representing borrowed money

15,000 00 1,076 99 8,500 00 16,933 90 4,056 07
10,000 00

-Ig^L,
|n suit In judgment Not in suit
Ttal

--^J 55j66_96

Total

LOANS AND DISCOUNTS.

$

94 34

38,190 86

.$ 38,285 20

Doudbtful Worthless
Total

$ 55,566 96
* 38,19904 3846 $ 38,285 20.

*fl

TREASURER'S REPORT.

199

Statement of the Condition of the Bank of Cooledge, Located at Cooledge, Ga., at the Close of Business December 17, 1907.

W. A.. BUSTLE, President.

G. T. KlGHT, Oashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in otherStates
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and Joss Interest paid

26,159 66
4,230 40 1,692 42
804 84 6,144 70
900 00 75 00 43 81

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in otherStates
Due unpaid dividends. . Individual deposits sub-
ject to check
Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

15,000 00
2,014 96 3,500 00 7,000 00
10,458 49 2,058 14 19 24

Total

$ 40,050 83

Total

LOANS AND DISCOUNTS.

$ 40.050 83

In suit In judgment Not in suit
Total

300 00 Good Doubtful
$ 25,859 66 Worthless

* 26,159 66

Total

* 26,159 66 $ 26,159 66

200

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank Located at Cordele, Ga., at the Close of Business March 23, 1907.

BESOUKCES.

LIABILITIES.

Loans and discounts... .$ 133,713 43

Demand loans

2,2-50 00

Overdrafts

2,189 24

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures. Other real esta-te

1,27177

Due from banks and

bankers in this State. 8,499 56

Due from banks and

bankers in other States Currency.

3,819 39 1,280 00

Gold

15 oo

Silver, nickels and pen-

nies

1,869 81

Ohecks ami cash items..

334 02

Exchanges for the clear-

ing house

Profit and loss

Interest paid.

Total

'....,$ 155,242 22

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States.... Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates Time certificates Certified checks
Cashier's checks Due to clearing house. .
Notes and bills rediscounted
Bills payable, including
time certificates representing b o r r owed money

26,000 00 10,000 00 11,032 82
28 47
66,204 03 6,474 36
387 42 11,115 12
25,000 00

Total

$ 155,242 22

LOANS AND DISCOUNTS.

In "ait In judgment Not in suit
Total

..$ 2,078 25 133,885 18
$ 13o,963 43

Good Doubtful Worthless
Total

$ 130,963 43 5,000 00
$ 135,963 43

^

TREASURER'S REPORT.

201.

Statement of the Condition of the Citizens Bank, Located at Cordele, Ga., at the Close of Business December 17, 1907.

J. O. HAMILTON, President.

,T. M. HUNT, Cashier,

RESOURCES.

LIABILITIES.

Loans and discounts.. $

Demand loans

- ..

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Doe from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Clearing house certifi-

cates

100,053 65 6,358 85 427 14
1,521 77
13,196 25 4,946 66 10,196 00
225 00 1,898 14 1,517 42
4,40152 3,748 50

Capital stock paid in. $

Surplus fund

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States. . .

Due unpaid dividends. .

Individual deposits sub-

ject to check

Demand certificates. ...

Time certificates

Certified checks

Cashier's checks

Due to clearing house.. .

Notes and bills redis-

counted

Bills payable including

time certificates rep-

resenting borrowed

money



Clearing house certifi-

cates

25,000 00 10,000 00 17,003 47
, 1,107 80
79,075 76 6,252 865101
10 000 00-

Total.

$ 148,490 90

Total

* 148 490 90

LOANS AND DISCOUNTS.

In judgment Total

... $

Doubtful ....

106,412 50

101,412 50 5,000 no

.1 10 4,412 50

Total

.. - $ 106.412 50

202

TREASURER'S REPORT.

Bank Examiner's Report of the Condition' of the Exchange Bank, Located at Cordele, Ga., at the Close of Business, March 25, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

'

("hecks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

110,838 16 1,500 00 1,271 29
3,347 08
14,793 65
8,555 60 6,813 00 1,147 50
840 00 106 82

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bank
ers in other States. . . . Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counts! Bills payable, including
time certificates representing borrowed money

50,000 00 4,131 19
53,50i> 17 12,179 00
7 00 19,389 74 10,000 00

Total .

.$ 149,213 10

Total

if 149,213 10

LOANS AND DISCOUNTS.

In judgment Not in suit
Total

*
112,338 16 $ 112,338 16

Good Doubtful Worthless ... .
Total

$ 112,338 16 * 112,338 16

TREASURER'S REPORT.

203

Statement of the Condition of the Exchange Bank, Located at Cordele, Ga., at the Close of Business December 17, 1907.

J. J. WILLIAMS, President.

B. N. WILLIAMS, Cashier.

RESOURCE*.

LIABILITIES.

Loans and discounts... .$ 104,788 17

Demand loans

3,375 00

Overdrafts

4,724 46

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures. 3,374 88

Other real estate

Due from banks and

bankers in this State. 42,787 83

Due from banks and

bankers in other States 3,651 50

Currency

12,155 00

Gold

1,805 00

Silver, nickels and pen-

nies

3,520 57

Checks and cash items.

314 97

Clearing house certifi-

cates

2,323 00

Profit and loss

Interest paid

3,125 01

Collection account

135 00

Cotton account

23,547 04

Total

$ 209,827 43

Capital stock paid in. . .$ 50,000 00

Surplus fund

Undivided profits, less

current expenses and

taxes paid

10,218 61

Due to banks and bank-

ers in this State

Due to banks and bank-

eis in other States ...

Due unpaid dividends. .

Individual deposits sub-

ject to check

107,106 29

Demand certificates

1,800 03

Time certificates Certified checks. .

.'

10,099 60

Cashier's checks ...

402 93

Clearing house certifi-

cates

15,000 00

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

15,000 00

Total

$ 209,627 43

LOANS AND DISCOUNTS.

In indfirmfint Not in suit
Total

108,163 17 $ 108,163 17

Doubtful Worthless
Total

$ 108,163 17 $ 108,163 17

nHaoMHHi

204

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Merchants & Farmers Bank, Located at Cordele, Ga., at the Close of Business March 22, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ 111,116 42

Demand loans

10,567 05

8.1C2 42

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures. 1,990 58

Other real estate ...

Due from banks and

bankers in this State. 11,844 56

Due from banks and

bankers in other States 6,528 12

1,367 00

Gold

30 00

Silver, nickels and pen-

nies

508 38

Checks and cash items. 4.915 63

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Total

$ 15<\970 16

Capital stock paid in. . .$ 25,000 00

Surplus fund

4,000 00

Undivided profits, less

current expenses and

taxes paid

6,272 16

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States.. . .

Due unpaid dividends. .

Individual deposits sub-

ject to check

107,254 07

Demand certificates .

Time certificates

4,443 93

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

10,000 00

. Total

$ 156,970 16

LOANS AND DISCOUNTS.

In judgment. . Not in suit
Total

*
121,683 47 * 121.683 47

Good Doubiful
Total

130 48 $ 121,683 47

TREASURER'S REPORT.

205

Statement of the Condition of the Merchants & Farmers Bank, Located at Cordele, Ga., at the Close of Business December 17, 1907.

L. O. BENTON, President.

J. W. CANNON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . $ Demand loans
Overdrafts cotton Bonds and stocks owned
by the bank

130,966 64 9,120 00 11,615 40 22,588 05

Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items.

2,073 08 2,508 00
9,787 23
16,372 16 2,156 00 305 00
2,300 05 498 18

Clearing house oertifl-

420 74 5.261 00

Capital stock paid in .$ Surplus fund Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States. . .
Due unpaid dividends. . Individual deposits sub-
Demand certificates... . Time certificates Certified checks Cashier's checks....... Due to clearing house
certificates Notes and bills redis-

100,000 00 5,372 08
86,741 53 8,161 81 696 11 15,000 00.

Bills payable, including time certificates representing borrowed money

215,971 53

Total

LOANS AND DISCOUNTS.

$ 215,971 53

In suit

$

In judgment...

Not in suit

Total ..,., ...,..

140,086 64 140,086 64

Good Doubtful Worthless

$ 140,08664

Total....... ,...,.$ 140,08664

206

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Cornelia Bank, Located at Cornelia, Ga., at the Close of Business October 30, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by

155,323 88 9,780 60 1,466 53

Bonds and stocks owned by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold
Silver, niekels and pennies
Checks and cash items . Exchanges for the clear-
ing house Profit and loss

6,500 00 3,215 22 1,590 93
16,090 08
5,981 33 3,134 00
750 00
471 42 110 00

Depositor's Guarantee

2,822 70

207,239 69

Capital stock paid in. $
Undivided profits, less current expenses and
Due to banks and bankers in this State
ers in other States . . . Due unpaid dividends. . Individual deposits sub-
Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
ccunted Bills payable, including
time certificates representing borrowed

25,000 00
10,059 17 2,000 00 8,030 00
4 00 71,724 80
87,746 27 2,705 45

207,239 69

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 5,214 41
159,890 07
$ 165,104 48

Good Doubtful Worthless
Total...

| 165,104 48 $ 165,104 48

^1

TREASURER'S REPORT.'

207

Statement of the>i Condition> of the Cornelia Bank, Located at Cornelia, Ga., at the Close of Business 1
December 17,1907. ..

I. T. SBI.LERS, Vice-President.

J. W. PEYTON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ 138,264 23 10,000 00

Secured, $2,000 00 ) Unsecured. .. 342 86 \

2,342 86

Bonds and stocks owned

by the bank

6,500 00

3,215 22

Furniture and fixtures. 1,590 93

Other real estate

Due from banks and

bankers in this State.. 1,154 96

Due from banks and

bankers in other States 4,299 94

1,531 00

Gold

1,000 00

Silver, nickels and pen-

730 27

Checks and cash items .

203 70

Exchanges for the clear-

ing house

Interest paid

Capital stock paid in.. $
Undivided profits, less current expenses and taxes paid
JDue to banks and bankers in this State
Due to banks and bankers in other States ...
Due unpaid dividends. . Individual deposits sub-
Demand certificates. ...
Cashier's checks Due to clearing house.. Notes and bills redis-
Bills payable, including time certificates rep-. resenting borrowed

25,000 00
9,213 41 5,500 00 4,000 00 45,228 46 73,848 32 1,542 92
7,500 00

In suit In judgment Not in suit
Total

171,833 11

Total

LOANS AND DISCOUNTS.

$ 300 00 6,500 00
141.464 23 8 148,264 23

Good Doubtful Worthless
Total

$ 171,833 11
* 148,234 23 30 00
$ 148,264 23

mim

208

TREASURER'S REPORT,

Bank Examiner's Report of the Condition of the Clark Banking Co., Located at Covington, Ga., at the Close of Business July 11, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... $

Demand loans

Overdrafts

Overdrafts secured by

cotton

....

Bonds and stacks owned

by the bank

Banking house

Furniture and fixtures.

152,827 07 1,567 58
6,152 93

Due from banks and

bankers in this State .

Due from banks and

bankers inother States

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items .

Exchanges for the clear-

ing house

....

Profit and loss

7,086 18
12,063 21 1,781 00 2,460 00
1,316 S5 5,499 84

Capital sto k pnidin..! Surplus fund Undivided profits, less
current expenses and
Due to banks and bank-

50,000 00 13,000 00
264 53

Due to banks and bank-

ers in other States....

Due unpaid dividends. .

Individual deposits sub-

ject to check

Savings deposits

Demand certificates... .

Time certificates

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

; ...

Bills payab'e, including

time certificates rep-

resenting borrowed

428 00 .52,777 91
4,139 32 15,174 90
55,000 00

Total

$ 190,781 66

Total

$ 190,784 66

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 349 50
152,477 57
....$ 152,827 07

Go:>d Doubtful . Worthless
Total

$ 152,827 07 $ 152,827 07

TREASURER'S REPORT.

209

Statement of the Condition of the Clark Banking Co., Loca-

ted at Covington Ga., at the Close of Business

December 17, 1907.

W. C. CLARK, President.

M. G. TURNER, Cashier.

' RESOURCES.

LIABILITIES

Loans and discounts. ..$ Demand loans

Bonds and stocks owned

by the bank

Banking house

)

Furniture and fixtuies )

Other real estate

Due from banks and

bankers in thi^ State.

Due from banks and

bankers in other States

Gold Silver, nickels and pen-
nies Checks and cash items.. Exchanges for the clear-

128,961 30
3,878 66
3,125 00 6,151 93
10,946 06
6,105 16 3,905 00 2,689 35
934 64 4,954 82

Profit and loss Interest paid

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States. ..
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. .. . Time certificates Savings deposits Certified checks Cashier's checks Due to clearing house. Notes and bills redis-
counted Bills payable, including
time certificates representing bor rowed

50,000 00 13,000 00 1,272 02
17 67
57,783 48 15,021 62 4,557 13
30,000 00

Total

$ 171,651 92

Total

LOANS AND DISCOUNTS.

$ 171,651 92

Total

128,961 30 $ 128,961 30

Total

$ 128,961 30 $ 128,961 30

210

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Covington, Located at Covington, Ga., at the Close of Business July 10, 1907.

RESOURCES. .

LIABILITIES.

Loans and discounts. . .$
Bonds and stocks owned by the bank

184,851 55 12,394 58 5,973 18
25 00

Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss

3,640 15
16,420 14
3,253 36 3 076 00
55 00
2,173 92 320 91

Capital stock paid in. .$ Surplus fund Undivided profit?, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .. . Due unpaid dividends. . Individual deposits sub-
Savings deposits Demand certificates. . . . Time certificates Certified checks
Due to clearing house . . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

37,500 00 25,000 00
1,076 33
412 00 81,755 92
4,556 81 36,882 73
45,000 00

232,183 79 LOANS AND DISCOUNTS.

232,183 79

In suit Total

$

324 00

196,922 13

$ 197,246 13

Good Doubtful Worthless
Total

$ 197,231 63 14 50
$ 197,246 13

TREASURER'S REPORT.

211

Statement of the Condition of the Bank of Covington, L,oc:a ted at Covington, Ga., at the Close of Business December 17, 1907.

P. THOMPSON, President.

C. S. THOMPSON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .. .$ 103,656 69

Demand loans

48,767 30

Overdrafts, secured.... 9,609 90

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures. 3,640 15

Other real estate

Due from banks and

bankers in this State.. 25,746 45

Due from banks and

bankers in other States 7,074 58

Currency

4,270 00

Gold

Silver, nickels and pen-

nies .

469 78

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certificates Certified checks

37,500 00 25,000 00
2,135 09
4 00 98,947 08 29,642 66

Due to clearing houie. . Notes and bills redis-

10,000 00

In judgment Total

203,228 83

Total

LOANS AND DISCOUNTS.

$ 3,124 00 ...$ 152,417 97

Good Doubtful Worthless
Total

$ 203,228 83



.

$ 152,417 97 $ 152,417 97

11

212

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Newton County, Located at Covington, Ga., at the Close of Business, July 11, 1907.

RESOURCES.

Loans and discounts . .% Demand loans Overdrafts Overdrafts secured by

133,669 48 1,595 58 5,151 95

Bonds and stocks owned by the bank
Furniture and fixtures. Other real estat Due from banks and
bankers in this State Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-

5,581 38
7,270 46 1,433 81 1,105 00 2,650 00
729 33 824 95

Profit and loss

433 06

LIABILITIES.
Capital stock paid in. % Surplus fund Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States....
Due unpaid dividends. . Individual deposits sub-
Demand certificates.... Time certificates
Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

31,000 00 4,000 00 1,127-59
1,132 00 33,161 98 20,023 43
70,000 00

Total

$ 160,445 00

Total

LOANS AND DISCOUNTS.

* 160,445 00

Total

$ 135,265 06
$ 135,265 06

Good Doubtful
Total

. $ 135,265 06 $ 135,265 06

TREASURER'S REPORT.

213

Statement of the Condition of the Bank of Newton County, Located at Covington, Ga., at the Close of Business December 17, 1907.

T. A. PERRY, President.

A. B. SIMMS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

)

Furniture and fixtures (

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items .

Exchanges for the clear-

ing house

Profit and loss

Interest paid

88,195 51 4,380 58 1,729 14
s-'sQ,-;oi bftQs
7,613 69 12,528 34 2,653 00 2,725 00
284 36
6,841 79 882 34

Total

$ 133,707 43

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to cleaiing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

31,000 00 4,000 00 1,915 81
40 00 58,417 07 23,026 21
308 34
15,000 00

Total

$ 133,707 43

LOANS AND DISCOUNTS.

In suit Not in iuit
Total

$

Good

Doubtful

92,576 09

$ 92,576 09

Total

$ 92,576 09 * 92,576 09

214.

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Crawford, Located at Crawford, Ga., at the Close of Business November 12, 1907.

RESOURCES.

LIABILITIES-

Loans and discounts. .$ Demand loans Overdrafts Overdrafts secured by
cotton
Bonds and stocks owned by the bank
Banking house
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in otherStates Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

58,554 52
1,910 95 1,466 25 1,580 98 1,487 54 1,730 00
30 00 744 47 1,091 64

Capital stock paid in. .$ Surplus fund. Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . . Due unpaid dividends . Individual deposits subject to check' Sivings deposits Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

15,000 00 3,000 00 1,746 68
31,630 21 4,219 16-
13,000 00

Total

$ 68,596 35

Total

$ T.8.596 35

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

130 00 Good

Doubtful

58,424 52 Worthless

$ 58,554 52

Total

$ 58,554 52 $ 58,554 52

TREASURER'S REPORT.

215

Statement of the Condition of the Bank of Crawford, Located at Crawford, Ga., at the Close of Business December 17, 1907.

JNO. F. HOLDKN, President.

O. N, EPPS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts..$ Demand loans Overdrafts Bonds and stocks owned
Banting house Furniture and fixtures.
Due from banks and bankers in this State.
Due from banks and bankers in other States
Cur.ency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss

50,909 82
1,910 95 1,466 25
4,308 01 1,391 83 1,800 00
40 00 956 00 761 53

Capital stock paid in. .$
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States.. ..
Due unpaid dividends. . Individual deposits sub-
Demand certificates.... Time certificates
Cashier's checks. Due to clearing house.. Notes and bills redis-
counted Bills Payable, repre-
senting borrowed money

15,000 00 3,000 00 1,777 77
32,971 66 5,794 96
5,000 00

Total

$ 63,544 39

Total

LOANS AND DISCOUNTS.

$ 63,544 39

In suit In judgment Not in suit
Total

I

Good

,..

$ 50,909 82

110 00 Doubtful

50,799 82 Worthless..............

* 50,909 82

Total

.$ 50,909 82

216

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of CrawfordvilleJLocated at Crawfordville, Ga., at the Close of Business, Nov. 11* 1907.

RESOURCES.

LIABILITIES.

Loans and discoun ts . .$ Demand loans
Bonds and stocks owned bv the bank ...
Banking house . Furniture and fixt ures. Other real estate . Due from banks and
bankers in this State Due from banks and
tates
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
Profit and loss Interest paid

95,738 37 5,065 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and

1,517 87
22,436 69
16,446 23 2,554 00
130 00
1,750 60 3,641 55

Due to banks and bankers in this State
Due to banks and bankers in other States ...
Due unpaid dividends. . Individual deposits sub-
ject to check
Demand certificates ...
Certified checks
Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

25,000 00 7,765 48 8,220 08
70,547 77 7,746 98
30,000 00

Total

....$ 149,280 31 LOANS AND DISCOUNTS.

149,280 31

Tn judgment N >t in suit
Total

100,803 37 100,803 37

Good Total

100,803 37 $ 100,803 37

TREASURER'S REPORT.

217

Statement of the Condition of the Bank of Crawfordville,. Located at Crawfordville, Ga., at the Close of Business December 17, 1907.

JNO. F. HOLDBN, President.

L. P. MCOORD, Cashier,

RESOURCES.

LIABILITIES.

Loans and discounts... $
Bonds and stocks owned by the bank
Banking house Furniture and fixtures.. Other real estate Due from banks and
bankers in this State. . Due from banks and
bankers in otherStates
Gold Silver, nickels and pen-
Checks and cash items. . Exchanges for the clear-
ing house Profit and loss

82,707 27 6,800 00
1,517 87
20,569 64 2,327 68 4,095 00
856 50 153 25

Total

% 119,027 21

Capital stock paid in.. $
Undivided profits, less current expenses and
Due to banks and bankers in this State
Due to banks and banktrs in other States ...
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. .. .

25,000 0O 7,765 48 8,805 93
54,007 82 8,447 98-

Due to clearing house. . Notes and bills redis-
eounted Bills payable, including
ing time certificates representing borrowed money

Total

$

15,000 00119,027 21

LOANS AND DISCOUNTS.

In suit In judgment
Not in Buit

$ 89,507 27

Total..,,,,.,_. t.^l__mg01.27

Good Doubtful Worthless
Total

$ 89,507 27 $ 89,507 27:

218

TREASURER'S ' REP&RT.

Bank Examiner's Report of the Condition of the Bank, of Culloden, Ivocatedat Culloden, G-a., at the Close of Business December 10, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$
lemandloans Overdrafts Overdrafts secured by
cotton. .. Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State Due from banks and
bankers in other States Currency Gold Silver, nickels and Den-
nies Checks and cash items. . Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

31,327 30 3,703 91 10,570 94
1,103 57 1,625 18 13,592 68 1,02139 3,579 00
35 00 1,246 90
66 33
150 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid
Due to banks and bankers in this State.
Due to banks and bankers in other States....
Due unpaid dividends . Individual deposits sub-
ject to check Savingsdeposits Demand certificates.... Time certificates
Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates, representing b o r r owed
money

15,000 00 7,500 00 4,084 00
21,118 86 20,228 64
90 70

Total.. In judgment Not in suit

$ 68,022 20

Total

LOANS AND DISCOUNTS.

*

303 65

.,..34,727 56

$ 35,031 21

Doubtful Worthless
Total ... ..

.$ 68,022 20
$ 34,731 21 300 00
$ 35,031 21

TRfeA'St/RER's 'REPORT.

2f9

Statement of the Condition of the Bank of Culloden, Located at Culloden, Ga., at the Close of Business, December 17, 1907.

G. Z. BLALOCK, President.

E. S. WINN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. . $ 31,218 47

Demand loans

3,679 81

Overdrafts (cotton, etc.) 8,978 16

Bonds and stocks owned

by the bank Banking house

v 1,103 57

Furniture and fixtures. 1,625 18

Other real estate

Due from banks and

bankers in this State. 14,317 77

Due from banks and

bankers in other States

999 73

Currency

2,024 00

Gold

45 00

Silver, nickels and pen-

nies

832 65

Checks and cash items.

34 16

Exchanges for the clear-

ing house

i

Profit and loss

Interest paid

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State .. Due to banks and bankers in other Slates ... Due unpaid dividends . Individual deposits subject to check Demand cenificates. . .
Time aertiflcates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted
Bills payable, including time certificates representing b o r r o wed money

15,000 00 7,500 00 4,034 38
17,913 05 20,268 64
162 43

Total

$ 64,958 50

Total

$ 64,958 50

LOANS AND DISCOUNTS.

In suit In judgment Not in .suit
Total

$

256 00 Good .--.:-.-..

$ 34,598 28

Doubtfn'1 34,642 28 Worthless. ......... TM7i

800 00

$ 34,898 28

Total

...$ 34,8g8 28

220

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Merchants & Planters Bank, Located at Culloden, Ga., at the Close of Business December 10, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. ...$ Overdrafts secured by

13,825 59 11,711 16
656 05

Bonds and stocks owned

Banking house Furniture and fixtures Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid (Hearing house certifi-

925 00 825 00
1,410 79 4,456 90
650 00
50 53 ' 2,052 40
1,120 00

Capital stock paid in.. .$ 15,000 00-

Undivided profits, less current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States.. ..
Due unpaid dividends. . Individual deposits sub-
ject to check

3,355 54 132 73
24.00 12,129 15-

Demand certificates. ...

Time certificates

.

Certified checks

7,042 00

Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

37,683 42

Total

$ 37,683 42

LOANS AND DISCOUNTS.

In suit In judgment Not iniuit
Ttal

$ 85,5S 75
25,536 75

Good Doubtful Worthless

, $ 25,536 75

Total.................$ 25,536 75

TREASURER'S REPORT.

221

Statement of the Condition of the Merchants & Planters Bank, Located at Culloden, Ga., at the Close of Business December 17, 1907.

SAMUEL RUTHERFORD,
President.

R. H. HOLMES, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans, cotton . . Overdrafts Bonds and stocks owned
by the bank Banking house Furniture a' d fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in otherStates Currency Gold Silver, nickels and pen-
nies Checks and cish items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates Insurance account, (cot-
ton)

Total

|

13,784 72 10,539 99
468 10
925 00 825 00
3,078 13 6,542 73 1,000 00
55 66 33 00
920 00 61 75
38,234 08

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ..
Due unpaid dividends . Individual deposits sub-
ject to check..Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed money

Total

%

15,000 00 3,610 11 24 00 12,557 97 7,042 00
38,234 08

LOANS AND DISCOUNTS.

In judgment Not in suit
Total
Mtr

%
Doubtful 24,324 71

$ 24,324 71

Total

...$ 24,324 71 "... .. $ 24,324 71

222

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Cuthbert, Located at Cuthbert, Ga., at the Close of Business January 11, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$ Demand loans Overdrafis
Bonds and stocks owned by the bank
Banking house Furniture and fixtures. Other real estate. Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges tor the clear-
ing house Profit and loss Interest paid

123,819 24
43,332 50
3,085 08 1,571 51 13,489 31
12,779 06
2,704 50 126 00 10 00
1,115 73 11,153 67

Capital stock paid in. . .$ 50,000 00

Surplus fund

11,711 90

Undivide i profits, less

current expenses and

taxes paid.

11,679 57

Due to banks and bank-

ers in this State

1,029 64

Due to banks and bank-

ers in other States ... ..

306 26

Due unpaid dividends. .

Individual deposits sub-

ject to check

107,089 98

Demand ceru'ticates. ...

Time certificates

Certified checks

Cashier's checks

Due to clearing houe. .

Notes and bills redis-

counted.

Bills payable, including

time certificates rep-

resenting borrowed

money

31,369 25

Total

$ 213,186 60

Total

$ 213 186 60

LOANS AND DISCOUNTS.

Not in suit Total

1

126 00 Good

Doubtful.

123,693 24

$ 1 '3,819 24

Total

5 123,8:9 24 $ 123.819 24

TREASURER'S REPORT.

223

Statement of the Condition of the Bank of Cnthbert, Located at Cuthbert, Ga., at the Close of Business, December 17, 1907.

J. J. MCDONALD, President.

ED. MCDONALD,
Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. $

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Oth r real estate

Due t'r >m banta and

bankers in this State

Due from banks and

bankers in other States

Currency

Cold

Silver, nickels and pen-

nies

...

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

127,081 80 20.60S 91 20,378 59
5,000 00 3,0-<5 08 1 671 57 13,800 94
13,32-5 06
1,700 15 7,4>i2 00
10 00
665 0 I 4,579 73

Capital stock paid in .$ Surplus fund ... Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bank-
ers in other States . . . Due unpaid dividends .
Individu 1 deposits subject to check
Demand "ertifieates ... Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed money

50,000 00 11,711 90 17,434 78
32 47 2,979 67 119,723 01
500 00
16,982 00

Total
In suit In judgment Not in suit
Total

219,363 8:1

Total

LOANS AND DISCOUNTS.

$ 127,081 80
$ 127,081 80

Good Doubtful Worthless
Total

$ 219,
$ 127,081 80 $ 127.081 80

.

y.:;y:~

224

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Randolph, Located at Cuthbert, Ga., at the Close of Business January 12, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... .$

Demand loans

...

Overdrafts

Bonds and sticks owned

by the bank

Banking house

Furniture and fixtures.

Oiht r real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency.

Gold

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

96,880 99 0,133 55 6,382 60
2,866 25 1,593 86
3,146 66
4,909 26 4,947 00
10 00
2,945 80 3,774 57

Capital stock paid in.. .1
Surplus fund Undivided profits, less
current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States... .
Due unpaid dividends. Individual deposits sub-
ject to check
Demand certificates .. Time certificates Certified checks Cashier s checks.. Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

50,000 00
5,610 47 734 29 630 00 504 00
44,589 04
380 66
31,142 08

Total

$ 133,590 54

Total

LOANS AND DISCOUNTS.

$ 133 590 54

In suit In udgment Not in suit
Total

$ 103,014 54
$ 103,014 51

Good Doubtful Worthless
Total

$ 103,014 54 $ 103,014 54

TREASURER'S REPORT.

225

Statement of the Condition of the Bank of Randolph, Located at Cuthbert, Ga., at the Close of Business December 17, 1907.

R. J. TAYLOR, President.

L. M. MOYE, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans including
Overdrafts Bonds and stocks owned
by the bank
Furniture and fixtures. Other r. al estate Due from banks and
bankers in this State. Due from banks and
bankers in otherStates
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house
Interest paid

Total

$

63,636 74 5,412 39 4,724 03
2.S68 00 1,6C0 CO
1,069 37 6,521 29 5,000 00
385 00 892 53
387 17

Capital stock paid in $ Surplus fui d Undivided profits, less
current expenses and taxes paid Due to banks and bank-
Due to banks and bankers in other States. . .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates ... Time certificates Certified checks
Hue to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

92,496 52

Total

$

50,000 00 7,445 98 1,238 69 568 32
22,363 03 80 50
10,800 00 92,496 52

LOANS AND DISCOUNTS.

In judgment Not in suit
Total

$ . ... $

3.101 27 61,460 47
64,561 74

Good Doubtful
Total

.$ 64,186 74 375 00
$ 64,561 74

226

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Dallas, Located at Dallas, Ga., at the Close of Business October 17, 1907.

RESOURCES,

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdra'ts Overdrafts secured by
cotton Bonds and stocks owned
by the bank
Furniture arid fixtures. Other real estate Due from banks and
bankers in this State. Due from b;mks and
bankers in other states Currency Gold Silver, nickels and pen-
Checks and cash items.. Kxchanges for the clear-
ing house

106,990 15 1,545 89
3,300 0i 2.000 cO 2,liS>9 00
5,500 00 3,500 00 1,109 00
22 50 28S 27 744 05

Interest paid Depositors' guarantee

120 00

Total

$ 127.3'3 8(1

Capital stock paid in . .$

Surplus tund

.

Undivided profits, less

current expenses and

taxes paid

Due tn banks and bank-

Due to banks and bankers in other States. . ..
Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits Demand certificates .. . Time certificates Certified check's

Pue to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing bor rowed

Total

$

25,000 00
16,056 37 2,421 19 1,143 52 5 00 16,323 85 31,130 26
, 2,728 67
32,500 00 127,303 86

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

447 88

106,542 27

$ 106,990 15

Good Doubtful Worthless
Total

$ 106,990 15 * 106,990 15

TREASURER'S REPORT.

227

Statement of the Condition of the Bank of Dallas, Located at Dallas, Ga., at the Close of Business December 17, 1907.

R. D. LEONARD, President.

A. M. KENDALL, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$ 91,192 70

Demand loans

10,3!>8 79

Overdrafts

. .. 1,419 23

Bonds and stocks owned

by the bank

, 3,300 00

Banking house

2,375 00

Furniture and fixtures. 2,450 00

Other real estate

Due from banks and

bankers in this State. 6,700 75

Due from banks and

bankers in other States 3,620 00

Currency

"1

Gold

|

Silver, nickels and pen- } 4,063 16

nies....

|

Checks and cash items. J

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Long and short

72 08

Total

$ 125,59171

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid. Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States . . . Due unpaid dividends. .
Individual deposits subject to check
Demand certificates ... Tiiiie certificates Certified checks Cashier's checks, same
as ind vidual depo-its Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

25,000 00
16,902 98 6,534 63 3,579 20 31,154 97 29,864 91 3,055 02
9,500 00

Total

. $ 125.591 71

LOANS AND DISCOUNTS.

In suit

$

Not in suit

*

Good Doubtful
Total

$ 101 591 49 $ 101,591 49

228

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the CommercialSavings Bank, Located at Dallas, Ga., at the Close of Business October 18. 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. $ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house. Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Depositors guarantee
fund

Total

$

43,885 62 36,042 29
1,562 33
1,972 14
3,813 53 2,218 03 1,515 00
15 00 585 67 234 48
2,702 70
94.546 79

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends. . Individual deposits subject to check
Savings deposits Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house. .
Notes and bills rediscounted
Bills payable, including time certificates representing b o r r o wed money

Total

$

25,000 00
6C5 94 14,000 00 10,000 00 11.453 55 23,049 00
438 30
10,000 00 94,546 79

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful

79,928 91 Worthless

$ 79,928 91

Total

$ 79,928 91 $ 79.928 91

TREASURER'S REPORT.

228

Statement of the Condition of the Commercial-Savings Bank, Located at Dallas, Ga., at the Close of Business December 17, 1907.

E. DAVIS, President.

P. F. CLARK, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. $
Demand loans Overdrafts Bonds and stocks owned
by lhe bank Banking house Furniture and fixtures. Oiher re il estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold... Silver, nickels and pen-
nies Checks and cash items.
Exchanges tor theclearing house
Protit and loss Interest paid

Total

$

37,40s 68 30,599 32 3,032 0L
391 46 1,670 68
4,848 35 5,253 60 1,599 00
50 00 222 71 180 48
824 60
85,990 89

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State
Due to banks and bankers in other States...
Due unpaid dividends. Individual deposits sub-
jpct to check Saving- deposits subject
to chpck
Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

Total



$

25,000 00
1,758 26 15,000 00
8,000 00 6,836 77 23,020 83
375 03
6,000 00 85,990 89

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful

68,008 00 Worthless

$ 68,008 00

Total

$ 68,008 00# 68,008 00

mmsm

230

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Danville, Located at Danville, Ga., at the Close of Business May 10, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. . .$

Demand loans Overdrafts

Overdrafts secured by cotton

Bonds and stocks owned by the bank

Banking house

Furniture and fixtures. Other real estate ....

Due from h nks and

bankers in this >tate. Due from banks and

bankersinother States Currency "'la Silver, nickels and pen-
nies

Checks and ea*h items.
Exchanges for the clearing house

Profit and loss

Inter-st paid

....

Deposit r's fund

38,236 05 3,517 19
j 533 41 1,'548 47
2,956 62 4,890 15
3(50 00
25 00 272 39
>>8 96
2,822 70

Capital stock paid in.. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bank-
ers in this State . . . Due to bank-and bank-
ers in other States Duj unpaid dividends. Individual deposits sub-
ject to check Pavings deposits. Demand cert tficates. . . .
Time certificates < eriified checks. Cashier's checks Due to clearing house. . Notes and bills redis-
counted
Bills payable including
time certificates representing borrowed money

15,000 0 1,758 4 5,500 00 3,000 00 9,215 68 6,716 89
15,000 00

T^"1

$ 5H.190 94

Total

$ 56 190 94

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ ""''
41 753 22
$ 41,753 22

ood Doubtful Worthless
Total

$ 41,753 22 ......$ 41,753 22

TREASURER'S REPORT.

231

Statement of the Condition of the Bank of Danville, Located at Danville, Ga., at the Close of Business December 17, 1907.

H. L. D. HUGHES, President.

0. B. FAULK, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. . $ Demand loans
Overdrafts secured by cotton
Bonds and stocks owned by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State.
Due from b nks and banker-in otherStates
Currency Gold Silver, nickels and
pennies Checks and cash items. .
Exchanges for the clear-
ing house Profit anil loss Interest paid ,

14,097 32 3,314 62
5,068 71
1,533 41 1,52-3 97
10,028 67
3,499 31 670 10 25 00
55 23 245 16

Capital stock paid in. . .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

..

Due to banks ard bank-

ers in this State ..

Due to banks and bank-

ers in otherStates. . . .

Due in pa d dividends.

Ii dividual deposits sub-

ject to check

Demand certificates. ...

Time certificates

Certified cherks

Cashier's checks

Due to desiring house.

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

15.C0O 00 1,605 34
18,532 32 5,825 73

Total

$ 40,963 39

Total

* 40.963 39

LOANS AND DISCOUNTS.

In suit In judgment Not in amt
Total

$ 18.311 94
$ 18311 94

Good Doubtful Worthless
Total

* 18,111 94 200 00
$ 18,311 9

S32

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Darien Bank, Located at Darien, Ga., at the Close of Business March 11, 1907.

BESOUKCES.

LIABILITIES.

Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furnitu-e and fixtures. Other real estate Due from banks and
bankers in this State. Due from bunks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

83,230 00 31,647 88
180 52
8'>0 00 200 00
16,554 93
7,049 54 2,632 00
100 00
600 71 322 25

Capital stock paid in. . .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States...
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates ... Time certificates Certified checks Cashinr's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing b o r r o wed money

25,000 00
13,991 75 4,656 26
26 00 98,126 28
2,117 54

Total.
In suit In judgment Kot in suit
Total

.$ 143,917 83

Total.

LOANS AND DISCOUNTS.

$ 60 00
114,817 88
$ 114,877 88

Good Doub ful Worthless
Total

$ 143 917 83 $ 114,877 88 $ 114.877 =88

TREASURER'S REPORT.

23*

Statement of the Condition of the Darien Bank, Located at Darien, Ga., at the Close of Business December 17, 1907.

R. H. Kuox, President.

.7. A. SPACE, Cashier.

RESOURCES.

LIABILITIES-

Loans and discounts. $ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit nd loss
Interest paid

81,812 17 34,757 83
16 28
1,100 00 200 00
7,958 48
609 17 4,577 00
185 00
1,402 02 213 46
323 00
325 09

Capital stock paid in. . .$ Surplus fund Undivided profits, less
curr nt expenses and taxes paid Due to banks and bankers in this State Due to bat ks and bankers in other States. .. Due unpaid dividends. . Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills rediscounted Bills payable, representing borrowed money. Savings deposits

25,000 00
16,522 33 2,508 75 6 00
22,905 39 33,574 00
749 91
2,500 00 29,773 12

Total

$ 133,539 50| Total LOANS AND DISCOUNTS.

$ 133,539 50

In judgment . ..

$ 116,570 00
$ 116,570 uO

Good Doubtful
Total

$ 116,570 00 .... $ 116,570 00

334

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Merchants & Farmers Bank, Located at Davisboro, Ga., at the Close of Business May 16, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ Demand loans Overdrafts Overdrafts secured by
cotion Bonds and stocks owned
by the bank
f'umitureandfixtures. . Oiher real estate Due from banks and
bunkers in this State. Due from banks and
bankersin otherStates Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

48.938 89 5,5t VO 2,487 38
2,500 00 1,021 00
3,028 96 2,204 84
6 <6 00 105 00 485 57 49 00

R7.020 31

Capital stock paid in.. .$ 15,000 00

Undivided, profits, less
current expenses and taxes paid. Due to banks and bank-

3,521 39

Due to banks and bankets in other States. ..
Due unpaid dividends..
Individual deposits subject lo check

22,801 37

Demand certificates. . . .

4,094 18

Hue to clearing house.. Notes and bills redis-
counted Bibs payable, including
time certificates representing borrowed

27 40 9,070 00 12,500 00

67,020 34

LOANS AND DISCOUNTS.

$
In judgment. . .. Not in suit

Total

.... $

$ Doubtful Worthless

Total

$

TREASURER'S REPORT.

235

Statement of the Condition of the Merchants & Farmers Bank, Located at Davisboro, Ga., at the Close of Business December 17, 1907.

L. B. HOLT, President.

H. HOLLIS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... .} Demand loans Overdrafts (secured by
cotion) Bonds and stocks owned
by the b nk Banking house Furni ure and fixtures. Oiher real estate Due fro m b nks and
bankers in this State. Due from banks and
bankers in other States Currency Gold
Silver, nickels and pennies
Checks and casS items.. Exchanges for the clear-
ing h<nise
Profit and loss Interest paid

24.974 9i 1,500 00
17,244 07
2,500 00 1,021 00
9,745 62
2,041 80 1,732 ()i
95 00
558 91 219 32

Capital stock paid in. . .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in th.s Slate
Due to banks and bankers in o'her Slates.. . .
Due unpaiil dividends.. Individual deposits sub-
ject to rheck
Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house.
Notes and bills rediscounted
Bills payable, including
time certificates representing borrowed money

15,000 00 4,042 59
30,563 04 1,795 10
286 90 6,000 00 4,000 00

Ttal
In suit In judgment Not in suit
Total

$ 61.892 63

Total

LOANS AND DISCOUNTS.

$ 346 00 26,188 91
$ 26,534 91

God Doubtful Worthless
Total

$ til 692 63
$ 26,534 91 $ 26.534 91

236

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the First State Bank, Located at Dawson, Ga., at the Close of Business December 12, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. $ 191,920 95

Demand loans

5,715 97

22,109 87

Overdrafts secured by

cotton

91,775 33

Bonds and stocks owned

by the bank

29,000 00

13,500 00

Furniture and fixtures. 7,500 00

6,000 00

Due from banks and

bankers in this State. 61,95s 20

Due from banks and

bankers in other States 3,661 22

Currency

5,316 00

Gold

1,942 50

Silver, nickels and pen-

nies

640 30

Checks and cash items . 6,408 05

Exchanges for the clear-

ing house

Interest p<id Clearing house certifi-
cates

824 75

Capital stock paid in. . .$ 63,400 00

Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States...
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates.. . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
Clearing house certificates issued

21,907 85 27,254 86 6,986 46
40 00 240,683 97
61,000 00
20,000 00 10,000 00

451,273 14

451,273 14

LOANS AND DISCOUNTS.

In puit In judgment Not in suit
Total

$ 197,636 92
$ 197,636 92

Good Doubtful Worthless
Total

$ 197,636 92 $ 197.636 92

TREASURER'S REPORT.

237

Statement of the Condition of the First State Bank, Located at Dawson, Ga., at the Close of Business, December 17, 1907.

J. M. BELL, President.

L. 0. HILL, Cashier.

RESOURCES.

LIABILITIES.



Loans and discounts... .$ 136,967 55

Demand loans

7,080 97

Overdrafts secured and

25,672 01

Bonds and stocks owned

by the bank

19,000 00

13,5110 00

Furniture and fixtures. . 7.500 00

Other real estate....... 6,000 00

Due from banks and

bankers in this State. 48,443 95

Due trom banks and

bankers in other States 3,651 12

Currency

4,230 00

Gold

1,937 5U

Silver, nickels and pen-

nies

673 00

Checks and cash items. . 17,361 28

Excha ges for the clear-

ing house

Profit and loss

Interest paid

Clearing house certifi-

cates

1,712 00

Advanced on cotton in

process of shipment. . 88,480 43

Total

$ 382,20!) 84

Capital stock paid in. . .$' 63,400 00

Surplus fund

Undivided profits, less

current expenses and

taxes paid

22,271 05

Due to binks and bank-

ers in this State..

19,293 31

Due to banks and ba k-

ers in other Srates..

1,293 24

Due unpaid dividends..

40 00

Individual deposits sub-

ject to check and

Demsind certificates. . . . 184,912 24

Time certificates

61,000 00

Certified checks

Cashier's checks

Due to clearing house . 10,000 00

Notes and bills redis-

counte 1

Bills payable, including

time certificates rep-

resenting borrowed

20,000 00

382,209 84

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ Doubtful
144,048 52 Worthless

$ 144,018 52

Total

$ 144,048 52 * 1 44 fUS .W

238

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Decatur, Located at Decatur, Ga., at the Close of Business December 23, 1907.

RE SOURCES.

LIABILITIES.

Loans and discounts . .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from b inks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and nies

pen-

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid.

Taxes paid

Total

$

38,621 31 3,430 00
130 10
6,097 07 1,876 15
10,768 26 5,208 65
759 00 25 00 169 99 409 33 1,087 45 258 76 300 00
69,201 07

Capital stock paid in. .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State ..
Due to banks and bankers in other States...
Due unpaid dividends. Individual deposits sub-
ject to check
Savings deposits Demand cenificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house..
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed money

Total

$

15,000 00
36,828 94 6,149 13 2,975 00
748 00
7,500 00 69,201 07

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

42,051 31

Doubtful Worthless

$ 42,05131

Total

| 42,051 31 .f" 42,051 31

TREASURER'S REPORT.

239

Statement of the Condition of the Bank of Decatur, Located at Decatur, Ga., at the Close of Business December 17, 1907.

W. F. PATTILLO, President.

G. 0. MCWHIRTER, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . $ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Taxes paid

39,599 67 3,130 011 388 59
6,097 07 1,876 15
10,562 07 5,606 80 1,406 00
256 82 494 25
312 61 300 00

Capital stock paid in . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates... . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including - time certificates representing borrowed money

15,000 00
45 00 44,457 36
2,975 00 52 67
7,503 00

Total Total

$ 70.030 03

Total

LOANS AND DISCOUNTS.

$ Doubtful
42,729 67 Worthless

f 42,729 67

Total

$ 70,030 03
I 42,729 67 $ 42,729 67

mum

240

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Dexter Banking Co., Located at Dexter, Ga., at the Close of Business May 6, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$ Demand loans
Bonds and stocks owned by the bank
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
nies Checks and cash items . Exchanges for the clear-
Profit and loss Interest paid

Total

$

38,707 78 1,541 54
482 17 1,057 87 1,853 26 4,006 27 1,841 77
750 00 377 00 301 13
50,918 79

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other Siates .. Due unpaid dividends . Individual deposits subject to check Demand certificates. . . .
Certified checks
Hue to clearing house. . Notes and bills redis-
counted . . Bills payable, including
time certificates representing borrowed money

15,000 00 3,450 00 3,276 54
70 00 14,013 60 6,977 30
131 35
8,000 00 50,918 79

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful

40,249 32 Worthless

$ 40.249 32

Total..

$ 40,249 32 $ 40,249 32

TREASURER'S REPORT.

241

Statement of the Condition of the Dexter Banking Co., Located at Dexter, Ga., at the Close of Business December 17, 1907.

J. E. NEW, President.

H. F. MAUND, Cashier.

BESOUKCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank
Eat king house Furniture and fixtures. Other real estate
Due from banks and bankers in this State.
Due from banks and
bankeisin other States Currency Gold Silver, nickels and pen-
nies
Checks and cash items. Exchanges for the clear-
ing house .. Profit and loss Interest paid

Total

$

15,1(30 3 7,000 00 1,150 21
1,058 47 1,953 26
10,054 71 3,14165 6,000 00
200 00 500 00
9d 05
46,315 28

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. .. Due unpaid dividends. . Individual deposits subject to check Demand certificates. .. . Time certificates. Certified checks
Cashier'schecks Due to dealing house . . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

Total....

$

15,000 00 3,450 00 3,783 95
20,041 79 3,622 30 417 24
46,31528

LOANS AND DISCOUNTS.

In suit In judgment Not in suic
Total

$

Good

235 75 Doubtful

21,925 18 Worthless. .

$ 22,160 m

Total

$ 22,160 93 $ 22,160 93

242

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Doerun, Located at Doerun, Ga., at the Close of Business February 18, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$
Bonds and stocks owned
Banking house Furniture and fixtures . Other real es1 ate Due from banks and
bankers in this State. . Due from banks and
bankers in other States.
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

55,184 32 1,500 00 323 73
14,900 00 1,000 CO 2,112 70 3,556 73
7,715 93
6,771 09 2,098 00 1,555 00
1,298 12

Capital stock paid in. .$
Undivided profits, less current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States ....
Due unpaid dividends.. Individual deposits sub-
Demand certificates. ...
Certified checks Cashier's checks Due to clearing hou=e. . Notes and bills redis-
counted Bil s payable, including
time certificates representing borrowed money

25,000 00 2,106 21
42,618 61 17,540 00
588 30 142 50
10,000 00

Total

$ 97,995 62

Total

LOANS AND DISCOUNTS.

$ 97,995 62

In suit In judgment .
Total

Good 588 00 56,096 32

1 56,6-54 32

Total

$ 56,0^6 0T
598 25
....I 56,684 32

TREASURER'S REPORT.

243

Statement of the Condition of the Bank of Doerun, Located at Doerun, Ga., at the Close of Business December 17, 1907.

L. O. BENTON, President.

W. M. SMITH, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.$ Demand loans Overdrafts Bonds and stocks owned
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
Profit and loss

39,917 52 1,088 68
1,000 00 2.075 20 2,373 59 11,549 20 3,529 81 4,086 00 1,275 00 1,364 55
105 70
560 28

Capital stock paid in. .$
Undivided profits, less current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States.. . .
Due unpaid dividends... Individual deposits sub-
ject to check Demand certificates. . . . Time certificates Certified checks Cashier'schecks Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing bor rowed

25,000 00 1,695 73
23,109 35 14,113 00
7 45
5,000 00

68,925 53

Total

LOANS AND DISCOUNTS.

$ 68,925 53

In judgment Total

$

Good

971 00 Doubtful

38,946 52 Worthless

$ 39.917 52

Total

* 39,329 52 588 00
$ 39,917 52

244

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Donaldsonville, Located at Donaldsonville, Ga., at the Close of Business January 19, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans
Overdrafts secured by cotton
Bonds and stocks owned by ihe bank
Furniture and fixtures..
Due from banks and bankers in this State.
Due from banks and bankers in otherStates
Gold Silver, nickels and pen-
Checks and cash items.. Exchanges for the clear-
ing house Profit and lo-ss Interest paid Clearing house certifi-

81,512 81 20,587 00
367 54
4,296 52 1,832 46
8,833 53 2,365 00
710 00 1,035 40
262 49
120 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates... . '1 ime certificates Certified checks
Cashier's checks Due to clearit g house Notes and bills redis-
count ed Bills payable, including
time certificates tepresenting borrowed money

50,000 00 3,310 15
41,670 00 26,942 60

Total
In suit In judgment Not in suit
Total..:

$ 121.92-2 75

Total

LOANS AND DISCOUNTS.

$ 102,099 81
$ 1U2.099 81

Good Doubtful Worthless
Total

$ 121,922 75
$ 101,974 81 125 00
$ 102,099 81

TREASURER'S REPORT.

245

Statement of the Condition of the Bank of Donaldsonville, Located at Donaldsonville, Ga., at the Close of Business December 17, 1907.

J. 8- SHINGLER, President.

W. H. VANLANDINGHAM, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks own-
ed by the bank Banking house Furniture and fixtures Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in otherStates Currency Gold
Silver, nickels and pennies
Checks and cash items. . Certificates Profit and loss Interest paid

81,757 36 32,152 00
1,699 58
4,299 02 1,807 46
14,003 68
4,717 53 3,803 00
682 50
2,605 70 380 91 790 0) 176 00
1,389 27

Capital stock paid in . .$

Surplus fund

...

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States....

Due unpaid dividends . .

Individual deposits sub-

ject to check

Demand certificates .. .

Time certificates

Oertified checks

Cashier's checks

Due to clearing house

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

Certificate account

50,000.00 10,813 96
40,766 16 44,792 60-
241 29
3,650 00

Total

$ 150,264 01

Total

LOANS AND DISCOUNTS.

In suit

.'

In judgment

Not in Buit

Total

$

654 71

113,252 65

$ U3.907 36

Good Doubtful Worthless
Total

$ 150,264 01
...$ 113,690 20 170 16 47 00
$ 113,907 36

246

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank, Located at Douglas, Ga., at the Close of Business March 18, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers inotherStates
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-

131,814 02 5,350 00 16,912 81
3,624 41
19,480 87 995 78 352 00 25 00 258 80
1,851 33

Profit and loss

58 95

Capital stock paid in.. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends. Individual deposits sub-
Demand certificates. .. . Time certificates Certified checks Cashier's checks. . Due to clearing house. . Notes and bills redis-

52,500 00 12,304 90
4,749 33
31 24 55,850 30 9.956 08
332 15

Bills payable, including time certificates representing borrowed

45,000 00

180,724 00

Total

LOANS AND DISCOUNTS.

In judgment ... Not in suit

$

450 27

136,713 75

... .$ 137,164 02

Good Doubtful

$ 180,724 00
$ 136,829 02 335 00

TREASURER'S REPORT.

247

Statement of the Condition of the Citizens Bank, Located at Douglas, Ga., at the Close of Business December 17, 1907.

B. H. TANNER, President.

E. L. TANNER, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. . $ Demand loans
Bonds and stocks owned by the bank
Banking house Furniture and fixtures. . Other real estate Due from banks and
bankers in this State.. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items, city and county
Profit and loss

148,508 67 9,091 26
4,854 29 6,506 13 1,304 00
961 01 4,610 12
394 29

Clearing house certificates on hand
-

1,352 00

Total

$ 177,581 77

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States....
Due unpaid dividends.. Individual deposits sub-
Demand certificates... .
Certified checks
Notes and bills redis-

52,500 00 12,304 84
7,112 00
31 24 31,287 96 24,075 51
730 83

Bills payab'e, including time certificates representing borrowed
Savings department. ... Clearing house certifl-

45,000 00 39 30
4,500 00

Total

* 177,581 77

LOANS AND DISCOUNTS.

In suit In judgment Not in suit

$ 9,066 98 1,106 45
138,335 24

Total

.......$ 148,508 67

Good D.ubtful Worthless
Total

$ 147,000 00 1,000 00 508 6T
$ 148,508 6T

HH



248

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Union Banking Co., Located at Douglas, Ga., at the Close of Business March 19, 1907.

HESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overd rafts Overdrafts secured by
cotton
Bonds and stocks owned by the bank
Banking house
Furnitureandfixtures. . Oilier real estate Due from banks and
bankers in this Stale. Due from banks and
bankersinother.States Currency
Gold Silver, nickels and pen-
nies
Checks and cash items. Exchanges for the Clear-
ing house Profit and loss Interest paid

196,954 35 4,232 92 4,652 44
1,200 00 14,88 07
7,582 86
11,507 01
12,101 05 1,522 00 700 00
1,045 20 1,556 81

Total

$ 257,823 01

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States.... Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits Demand certificates. . . . Time certificates Certified checks
Cashier's checks Due to clearing house . Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed money

48,100 00 20,000 00
3,489 59 1,340 52.
116,201 88 41,507 43:
2,183 59-
25,000 00

Total

$ 257,823 01

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 2,058 10
199,129 17
$ 201,187 27

Good Doubtful Worthless
Total

$ 201,187 27 $ 201,187 27

TREASURER'S REPORT.

249

Statement of the Condition of the Unicn Banking Co., Located at Douglas, Ga., at the Close of Business December 17, 1907.

J. M. ASHLEY, President.

J. L. SHELTON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ 185,334 90

Demand loans

1,800 00

Overdrafts

621 55

Bonds and stocks owned

by the bank

1,200 00

Banking house

15,050 47

Furniture and fixtures. 7,567 86

Other real estate

Due from banks and

bankers in this State. 5,587 83

Due from banks and

bankers inotherStates 3,145 43

Currency

3,150 00

Gold

350 00

Silver, nickels and pen-

nies

2,009 93

Checks and cash items. 7,009 48

Exchanges for the clear-

ing house

2,683 72

Profit and loss

Interest paid

3,616 63

Capital sto-k paid in.. .$ 48,100 00

Surplus fund

20,000 00

Undivided profits less

current expenses and

taxes paid

11,039 92

Due to banks and'bank-

ers in this State

Due to banks and bank-

ers in other States....

Due unpaid dividends. .

Individual deposits sub-

ject to check

103,726 64

Demand certificates. .. .

Time certificates

29,752 44

Certified checks

Cashier's checks

1,108 80

Due to clearing house. . 10,400 00

Notes and bills redis-

counted

15,000 00

Bills payable, including

time certificates rep-

resenting borrowed

money

Total

$ 239,127 80

Total

$ 239,127 80

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total....

650 00 1,750 00 184,734 90
$ 187,134 90

Good Doubtful... Worthless
Total

$ 186,884 90 250 00
$ 187,134 90

250

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Farmers & Merchants Bank, Located at Douglasville, Ga., at the Close of Business October 21, 1907.

RESOURCES.



LIABILITIES.

Loans and discounts . .$ Demand loans
Bonds and stocks owned by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
Profit and loss
Depositors guarantee

23,048 8L 239 25
2,125 35 2,021 70
4,165 94 5,982 31 3,703 00
320 00 118 86 374 24
413 07 260 15 2,702 70

Capital stock paid in.. .$ 15,000 00 Surplus fund Undivided profits, less
current expenses and

Due to banks and bankers in this State
Due to banks and bankers in other States..
Due unpaid dividends. . Individual deposits sub-

Demand certificates. . . . Time certificates Certitied checks

Due to clearing house. .

Notes and bills redis-

counted

...

Bills payable, including

time certificates rep-

resenting borrowed

20,384 38 1,781 00 310 00
8,000 00

45,475 38

Total

$ 45,475 38

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful

23,048 81 Worthless

$ 23,048 81

Total

$ 23,048 81 $ 23,048 81

TREASURER'S REPORT.

251

Statement of the Condition of the Farmers & Merchants Bank, Located at Douglasville, Ga., at the Close of Business December 17, 1907.

W. O. ABEKCROMBIE, President.

R. E. EDWARDS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank.
Banking house Furnitureandfixtures. . Other real estate Due. from banks and
bankers in this State. Due from banks and
bankers inother States Currency ;?ld bilver, nickels and pen-
nies
Checks and cash items. Exchanges for the clear-
ing house
Profit and loss Interest paid Mutual fire fund

19,837 08 67 07
2,160 35 2,043 65
5,958 51 3,857 48 2,013 00
395 00 U9 4g
5156 301 58 120 00

Capital stock paid in. .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States ...
Due unpaid dividends. . Individual deposits sub-
ject to check
Demand certificates... Time certificates Certified checks Cashier s checks Due to clearing house Notes and bills redis-
counted .
Bills payable, representing borrowed money.

15,000 00
16,114 94 2,741 82
68 003,000 00

Total
In suit In judgment Not in suit
Total

$ r-jfii924 76

Tutal

LOANS AND DISCOUNTS.

$

Good

Doubtful

Worlhless

$~

Total...

$ 36,924 7ft
* "..'..
j"

252

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Douglasville Banking Co., Located at Douglasville, Ga., at the Close of Business October 21, 1907.

RESOURCES.
Loans and discounts. .$
Overdrafts secured by
Bonds and stocks owned
Banking hoi^e Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
ba kers in other States Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Personal property

73,698 72 4,840 85
4.226 C8 2,063 21 3,062 89 7,544 77
944 83 1,664 00
180 00 581 48 181 90
55 77

LIABILITIES.
Capital stock paid in $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other Stages . . Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed

15,187 50 15,000 00
5,487 82
38,449 05 7,920 13
17,000 00

Total .

$ 99,044 50

Total

LOANS AND DISCOUNTS.

$ 99 044 50

In suit In judgment
Total

$

609 97

610 25 Doubtful

72,478 50 Worthless

* 73,698 72

Total

$ 72,998 72 500 00 200 00
$ 73,698 72

TREASURER'S REPORT.

253

Statement of the Condition of the Douglasville Banking Co.,, Located at Douglasville, Ga., at the Close of Business December 17, 1907.

J. T. DUNCAN, President.

T. J. BARRETT, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$
Bonds and stocks owned by the bank
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items . Exchanges for the clear-
Profit and loss
Persona] property Building account.

52,375 64 Capital stock paid in. .$

1,702 10 Undivided profits, less current expenses and

3,624 93 2,(63 21 3,062 89 11,381 74 2,635 69 8,151 00
220 00 231 88
55 77 1,490 19

Due to banks and bankers in this State
Due to banks and bankers in other States... .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

15,187 50 15,000 00 4,205 64
187 50 39,046 80 7,367 60
6,000 00

In suit In judgment Not in suit
Total
18 tr

86.995 04

Total

LOANS AND DISCOUNTS.

$

417 80 Good

301 55 Doubtful

51,656 29 Worthless

$ 52,375 64

Total

$ 86,995 04
$ 51,775 64 600 00
$ 52,375 64

254

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Dublin Banking Co., Located at Dublin, Ga., at the Close of Business May 8, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold
Silver, nickels and pennies
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

230,057 93 26,194 80 436 06
7,113 30 3,243 16
11,607 94
7,522 81 3 133 00
135 00
1,102 31 1,902 67

Capital stock paid in. .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States . .
Due unpaid dividends. . Individual deposits sub-
ject to check
Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house..
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed money

50,000 00 47,000 00 6,226 06
87,565 19 66,655 66
27 51 26,474 56
8,500 00

Total
ln sulfc In judgment Not in suit
Total

* 292,448 98

Total

LOANS AND DISCOUNTS.

$

350 00

1,740 00

254,162 73

$ 256,252 73

Doub*tyfu\l Worthless
Total

$ 29:',448 98
* 2533.U,2U502 0703 $ 256,252 73

TREASURER'S REPORT.

255

Statement of the Condition of the Dublin Banking Co., Located at Dublin, Ga., at the Close of Business December 17, 1907.

T. J. PRITCHETT, President

JAMES M. FINN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$
Overdrafts, including cotton for clearing ..
Bonds and stocks o\ ned by the bank

184,904 24 10,840 50
26,38) 03

Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Clearing houe certiti-
Oold Silver, nickels and pen-
nies Ohpcks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

7,136 30 918 16
28,480 36
9,204 56 6,400 00
2,830 00 600 00
1,044 62 2,556 64
4,309 92

Total

$ 285,610 33

Capital stock paid in. .$
Undivided profits, less current expenses and taxes paid.
Due to banks and bankers in this State ... .
Due to banks and bankers in othnr States....
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
Bills payable, including time certificates representing borrowed

50,000 00 47,000 00 11,322 98
481 88
98,300 00 63,882 96
122 51 3,500 00
11,000 00

Total

$ 285,610 33

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

500 00

1,800 00

193,444 74

$ 195,744 74

Good Doubtful Worthless
Total

$ 192,744 74 3,000 00
'.
$ 195,744 74

256

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Laurens Banking Co., Located at Dublin, Ga., at the Close of Business May 7, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$
Overdrafts Bonds and stocks owned
by the bank
Furniture and fixtures.
Due from banks and bankers in this State..
Due from banks and

Gold Silver, nickels and pen-

Checks and cash items.

E xehanges for the clear-

ing house

-

Profit and loss

Interest paid

119,875 57 307 50 518 ti3
2,996 65
1,510 79 9,647 35 2,431 00
500 00 220 57 630 34

Capital stock paid in. .$
Undivided profits, less 3u rent expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States....
Due unpaid dividends . Individual deposits sub-
Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
Bills payable, including time certificates representing borrowed money

25.000 00 24,000 00
1,308 76 28 84
41,786 50 19,464 30
27,000 00

Total

$ 138.638 40

Total

LOANS AND DISCOUNTS.

.. ..$
241 75
119,941 32

Good Doubtful
Total

$ 138,638 40
$ 119,936 33 246 74
$ 120,183 07

TREASURER'S REPORT.

257

Statement of the Condition of the Laurens Banking Co., Located at Dublin, Ga., at the Close of Business December 17, 1907.

H. H. SMITH, President.

S J. LORD, Cashier.

RESOURCES.

LIABILITIES-

Loans and discounts . $ Demand loans Overdrafts secured with
cotton .. Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items Exchanges for the clear-
ing house Profit and loss Interest paid

75,922 21 3,599 00 3,742 66
2,996 65
5,948 02 8,025 42 10,365 00 1,435 00
19 63 3,552 32
2,685 47

Capital stock paid in.. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits subject to checK Demand cert i fi c a t e s. Time certificates Certified checks
Cashier's checks Due to clearing house. .
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed
money,

25,000 00 24,000 00
4,787 68 243 13
43,056 30 20,770 36
433 91

Total

$ 118,29138

Total

$ 118,29138

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

51S 00 Good

407 00 Doubtful

78,596 21 Worthless

$ 79 521 21

Total

$ 79,235 20 207 27 78 74
$ 79,521 21

258

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank Dudley, Located at Dudley, Ga., at the Close of Business May 9, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and bankers in other States. Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Depositors guara n t e e
fund

23,483 28 164 25
1,674 43 1,226 24 2,660 43 4,840 87
700 00 85 00 51 64
2,822 70

Capital stock paid in. $ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States... . Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates... . Time certificates Certified checks Cashier's checks Due to clearing house . . Notes and bills redis-
counted
Bills payable, including
time certificates representing borrowed money

15,000 00 1,532 93 6,500 00 3,000 00 5,565 06 110 85
6,000 00

Total

$ 37,708 84

Total . .

$ 37,708 84

LOANS AND DISCOUNTS.

In suit. In judgment Not in suit
Total

$

635 96 Good--

Doubtful

Worthless

$ 23,647 53

Total

* 23,647 53 $ 23 647 53

TREASURER'S REPORT.

259

Statement of the Condition of the Bank of Dudley, Located at Dudley, Ga., at the Close of Business December 17, 1907.

J. A. HOQAN, President.

M. G. KNIGHT, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts $ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house
Furniture and fixtures. . Other real estate Due from banks and
bankers in this StateDue from banks and
bankers in other States Currency Gold
Silver, nickels, and pennies
Cheeks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Depositor's guarantee
fund Mutual fire insurance. . Expense account
axes paid

11,555 90
1,674 43 l,2-!6 24 3,282 98 1,998 63 1,300 00
69 01
515 17 2,810 80
120 00 1,092 77
38 75

Capital stock paid in $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. .. Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks
Cashier's checks Due to clearing house Notes and bills redis-
counted
Bills payable, including
time certificates representing borrowed money
Exchange
Interest and discount. .

15,000 00 750 00 812 87
1,500 00
6,495 48 76 94
291 20 758 19

Total. ..

$ 25.684 68

Total

$ 25,684 68

LOANS AND DISCOUNTS.

In suit

$

90 00 Good

$

In judgment

Doubtful

Not in suit

Worthless

Total

$

Total

*

260

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of East Point, Located at East Point, Ga., at the Close of Business December 24, 19.07.

RESOURCES.

LIABILITIES.

Loans and discounts... $ Demand loans
Bonds and stocks owned by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss

59,742 45 817 S3 93 11
3,565 75 1,905 15
16,247 63
502 57 1,564 00
80 00
18 21 567 15

Depositors guarantee

fund

2,927 18

Total

$ 88,027 53

Capital stock paid in. . .$ 25,000 00

Undivided profits, less current expenses and
Due to banks and bank-

4,205 59

Due to banks and bankers in other States... .
Due unpaid dividends. . Individual deposits sub-
ject to check ...'.... Savings deposits Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

43 700 94 6,642 27 4,460 40
18 33
4,000 00

Total

$ 88.027 53

LOANS AND DISCOUNTS.

$ In judgment . Not in suit

Total

*

Good

$

Worthless

Total

$

TREASURER'S REPORT.

261

Statement of the Condition of the Bank of East Point, Located at East Point, Ga., at the Close of Business December 17, 1907.

ASA G. CANDLER, Vice-President.

W. D. MORGAN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking hou~e . . Furniture and fixtures. Other real estate Due from banks and
bankers in this Staie. Due from banks and bankers in other States
Currency Gold Silver, nickles and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

58,280 38 817 33 58 68
3,565 75 1,905 15
24,522 57 5,349 22 2,600 00
20 00 267-25 11 65

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ...
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. .. Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counts Bills payable, including
time certificates representing borrowed money

25,000 00 4,316 97
55,545 61 4,535 40
8,000 00

Total

$ 97.397 98

Total

LOANS AND DISCOUNTS.

$ 97,397 98

In suit In judgment Notinsuit
Total

$

Good Doubtful

59,097 71 Worthless

$ 59,097 71 Total

* 59,097 71 $ 59,097 71

262

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Banking Co., Located at Eastman, Ga., at the Close of Business April 9, 1907.

KKSOUECES.

LIABILITIES.

Loans and discounts. .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estace

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

;V

Silver, nickels and pen-

"ief-- (-hecks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

169,231 87 50,937 30
1,274 92
3,000 00 3,970 71 2,787 50
16,302 33
13,041 74 4,447 00
415 00
510 00 877 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid -- Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends.. Individual deposits sub-
ject to check Demand certificates Timn certificates Certified checks
Cashier's checks Due to clearing house. . Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed money

100,000 00 3,210 77
110,497 51 32,653 93
433 16;
20,000 00

TotaL^._.

$ 266,79537

Total

$ 26679587

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

662 70

2,005 60

217,500 87

$ 220.169 17

good
Houb"ul
Worthless Total

$ 220,106 32
62 85
..$ 220,169 17

TREASURER'S REPORT.

263

Statement of the Condition of the Citizens Banking Co., Located at Eastman, Ga., at the Close of Business December 17, 1907.

O.H. PEACOCK, President.

LEROY PHARK,
Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . $
Bonds and stocks owned by the bank
Banking house Furnitureandflxtures. .
Due from banks and bankers in this State.
Due from banks and bankers in other States
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house

107,308 68 59,580 50 10,654 71
2 340 00 3,000 00 4,125 81 2,787 50
41,350 93
10,182 53 6,151 00
55 00
2,255 34 576 72
1,164 01

Interest paid

Capital stock paid in . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State .... Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits subject to check Demand certificates....
Certified checks
Due to clearing house, Notes and bills redis-
counted Bills pa3able. including
time certificates representing borrowed

100,000 00 5,782 52
87,508 89 28,136 44
104 88
30,000 00

Total

$ 251,532 73

251,532 73

LOANS AND DISCOUNTS.

In suit

. . .$ 3,603 76
103,704 92
$ 107,308 68

fiood Doubtful Worthless
Total

$ 3,540 91 62 85
$ 3,603 76

:-...--..:'.;-.:>-;.

264

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Merchants & Farmers Bank, Located at Eastman, Ga., at the Close of Business April 9, 1907.

RESOUKCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Ove drafts Bonds and stocks owned
by the bank
Banking house Furniiu>e and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in ouher States Currency Gold Silver, nickels and pen-
nies
Checks and cash items. Exchanges for the clear-
ing house
Profit and loss Interest paid Clearing house certifi-
cates

160 867 74 8,560 00 4,363 45
3,000 00 1,605 80 7,959 63
21,442 09
6,126 84 1,758 00
70 00
449 98 700 35
327 15

Total

$ 217.241 03

Capital stock paid in. .$ Kurplusfund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's chcks Due to clearing house. .
Notes and bills rediscounted
Bills payab'e, including
time certificates representing borrowed money

50.000 00 7,500 00 1,119 36
100,186 02 38,435 65
20,000 00

Total

$ 217,241 03

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total.

$ 350 00
169,087 74
$ 169,437 74

Good Doubtful Worthless
Total S.

$ 167,237 74 200 00
$ lfi7,437 74

TREASURER'S REPORT.

265

Statement of the Condition of the Merchants & Farmers Bank, Located at Eastman, Ga., at the Close of Business December 17, 1907.

D. M. ROBERTS, President.

W. P. OOBB, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. $
Overdrafts Bonds and stocks owned
by the bank
Furniture and fixtures. Other real estate Dae from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss

131,007 23 19,83=5 56 3,097 90
3,000 00 1,555 80 7,914 63
14,996 49
2,481 86 6,923 00
289 52 3,207 76

Clearing house certifi-

Capital stock paid in. .$
Undivided profits, less current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States.. .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates.... Time certificates
Cashier's checks.. Due to clearing house.. . Notes and bills redis-
Bills payable, including time certificates representing borrowed
Clearing house certifi-

50,000 00 7,500 00 1,033 96 1,317 17
81,442 63 43,015 99
10,000 00

Total

$ 194,309 75

Total

$ 194 309 75

LOANS AND DISCOUNTS.

Not in suit Total

$

400 00

100 00

130,507 23

$ 131,007 23

Good Doubtful
Total

$ 131,007 23 $ 131,007 23

266

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Eaton ton, Located at Eatonton, Ga., at the Close of Business, July 6, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

108,264 10 2,73i 00 1,182 93
15,375 00 6,489 09 2,118 36
7,432 27
1,338 08 2,367 00
10 00
413 12 350 60

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends.. Individual deposits subject to check Demand certificates....
Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

25,000 00 10,000 00 2,293 08
120 00 50,157 57
8,054 90
52,500 00

Total

$ 148,125 55

Total.

$ 148,125 55

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 111,049 10
$ 111,049 10

Good Doubtful Worthless .
Total.

$ 111,049 10 $ 111,049 10

TREASURER'S REPORT.

267

Statement of the Condition of the Bank of Eatonton, Located at Eatonton, Ga., at the Close of Business December 17, 1907.

L. O. BENTON, President.

P. W. WALTON, JR., Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts, cotton, $6,-
417 84, other, $1,828.70 Bonds and stocks owned
by the bank Banking hnuse Furniture and fixtures . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency 0|d Silver, nickels and pen-
nCuhieectks an^dcasuh-i. tems. Other banks clearing
house certificates.... Profit and loss Interest paid

65,566 18 8,785 37 8,246 54 15,375 00 6,497 49 2,122 92
5,423 51 4,346 59 3,866 00
75 00
1,200615 0084 493 00

Total

$ 122,063 72

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in otherStates Due unpaid dividends. . Individual deposits subject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Motes and bills rediscounted
Bills payable, including time certificates representing borrowed money
Associated bank certifi-
cates

25,000 00 10,000 00 2,479 71
68,649 87 5,444 14
10,490 00

Ttal

$ 122.063 72

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

SO0- ;

74,351 55

Doubtful Worthless

$ 74,35! 55

Total

$ 74,25938 3250 $ 74,35155

*l

268

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Middle Georgia Bank, Located at Eatonton, Ga., at the Close of Business July 5, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ 208,930 68

Demand loans

23,240 58

Overdrafts

2,976 36

Overdrafts secured by

cotton

15,427 59

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

100 10

Due from banks and

bankers in this State. 16,216 26

Due from banks and

bankers in other States 7,547 82

Currency

2,867 00

Gold

102 50

Silver, nickels and pen-

nies

613 23

Checks an l cash items..

574 89

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Total

$ 278,597 01

Capital stock paid in. ..$ 51,400 00

Surplus fund

25,700 00

Undivided profits, less

current expenses and

taxes paid

9,883 58

Due to banks and bank-

ers in this Stale

Due to banks and bank-

ers in other States....

Due unpaid dividends .

437 50

Individual deposits sub-

ject to check

104,257 98

Demand certificates....

Time certificates

11,159 20

Certified checks

700 00

Cashier's checks

58 75

Due to clearing house. .

Notes and bills redis-

counted

5,000 00

Bills payable, including

time certificates rep-

resenting borrowed

money

70,000 00

Total

$ 278,597 01

LOANS AND DISCOUNTS.

*

Good.

$

Doubtful

Worthless

Total

%

TREASURER'S REPORT.

269

Statement of the Condition of the Middle Georgia Bank/ Located at Eatonton, Ga., at the Close of Business December 17, 1907.

E, B. EzELL, President.

BEN.T. VV. HUNT, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ..% Demand loans Overdrafts Bonds and stocks owned
by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers inother States
Gold Silver, nickels and pen-
nies Checks and cash items.. Exchanges fortheclear. ing house

150,404 79 5",549 00 13,224 85
47,899 92
75 10
22,708 66
6,636 02 8,036 00
10 00
1,302 27 11,747 66

Interest paid Clearing house certifi-

26 L 00

Total

$ 317,915 27

Capital stock paid in $
Undivided profits, less current expenses and taxes paid
Due to banks and bank-

51.400 00 25,700 00
13,243 78

Due to banks and bankers in other States. ..
Due unpaid divi lends. . Individual deposits sub-
Demand certificates. ...
Certified checks Cashier's checks Due to clearing house .. Notes and bills redis-
connted Bills payable, including
timn certificates representing borrowed money Clearing house certificates issued

1 75 159,994 24
9,054 20 200 00
1,121 30
3,000 00
41,700 00 12,500 00

Total

$ 317,915 27

LOANS AND DISCOUNTS.

In suit

.$

In judgment

Not in suit

Total

$

18 r

Good Doubtful Worthless
Total

, $ 205,953 79 $ 205.953 79

270

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Edison, Located at Edison, Ga., at the Close of Business January 15, 107.

RESOURCES.

LIABILITIES.

Loans and discounts . $ Demand loans Overdrafts. Bonds and stocks owned
by the bank Banking house Furniture and fixtures Other real estate.... .. Due from banks and
bankers in this State. Due from b^nks and
bankers in other States Currency Gold Silver, nickels and pen-
Checks and cash items . Exchanges for the clear-
ing house Profit and loss Interest paid

78,161 01
17,337 60
2,900 00 1,870 00
5,013 09 1,724 04
524 00 5 00
2,106 67 9 55

109,650 96

Capital stock paid in. .$ 50,000 00

Undivided profits, less current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States....
Due unpaid dividends.. Individual deposits sub-
Savings deposits Demand certificates . . .

8,598 63 46,052 33

Certified checks Cashier's checks Due to clearing house.. Notes and bills redis-

Bills payable, including time certificates representing borrowed

5,000 00

109.650 96

LOANS AND DISCOUNTS.

In judgment Not in suit
Total

%

Good

Doubtful

78,161 01

$ 78,161 01

Total

$ 78,161 01 $ 78,161 01

TREASURER'S REPORT.

271

Statement of the Condition of the Bank of Edison, Located at Edison, Ga., at the Close of Business December 17, 1907.

O. J. BAMBO, President.

L. C. MANKY, Cashier.

RESOURCES.

LIABILITIES.

Lo in-! and '. iscounts.. . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking hons
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
banKer* in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss
Interest paid

8S, IH6 68 .5.000 (ID 4,258 36
2,9 '0 00 1,986 00
14,129 01
17,861 75 3.787 00
10 00
1,638 60 57 95

Capital stock paid in. . .$ Surplus fund . .
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bank-
ers in other States .. Due unpaid dividends. Individual deposits sub-
ject to check Demand certificates . . . Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills redis-
counted
Bills payable, including time, certificates representing borrowed money

50,000 00 15,247 74
74,545 61

Total

$ 13 ,73 35

Total

$ 139,793 35

LOANS AND DISCOUNTS.

In suit (secured) In judgment Not in suit
Total

505 30 92,661 38 $ 93,166 68

Good Doubtful Worthless
Total .

$ 93166 68 $ 93.166 68

272

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Elberton, Located at Elberton, Ga., at the Close of Business August 27, 1907.

RK SOURCES.

LIABILITIES.

Loans and discounts.. . $

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate.

Due from banks and

bankers in this State.

Due from banks and

bankersin other States

Currency

I* Id

Silver, nickels and pen-

nies

Checks and cash items..

Exchanges for the clear-

ing house

Prolit and loss

Interest paid.

....

Cleaiing house certifi-

cates

161,964 11 13,589 25 7,431 30
5,524 76 2,010 b9
2,497 58
3,882 91 1,330 00 1,170 10
372 82 882 20

Total...

$ 200,655 62

Capital stock paid in .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in-this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including
lime certificates representing borrowed money

25,000 00 30,000 00
7,449 10
8 00 36,460 11 34,12183
22,616 58
45,000 00

Total

$ 200,655 62

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ ... 175,553 36 _$ 175,553 36

Good Doubtful Worthless
Total

$ 175,553 36 $ 175,553 36

TREASURER'S REPORT.

273

Statement of the Condition of the Bank of Klberton, Located at Elberton, Ga., at the Close of Business December 17, 1907.

W. O. JONES, President.

J. II. BLACKWELL, Cashier

RESOURCE'S.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency GolA Silver, nickels and pen-
nies
Checks and cash items. Clearing house certifi-
cates
Exchanges for the clearing house
Profit and loss
Interest paid

110,691 08 26,394 52 12 271 21
5,524 76 2,010 69
2,732 55 14,577 05 12,652 00
360 0J 1,377 ii 1,847 33
2,622 12

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bank-
ers in other States ... Due unpaid dividends. Individual deposits sub-
ject to check Demand certificates . . . Time certificates Certified checks .... Cashier's checks Due to clearing house. . Notes and bills redis-
counted
Bills payable, including
time certificates representing borrowed money

25,000 00 30,000 00
9,080 48 525 67 522 55
70,616 85 29,945 13 7,309 74
20,000 00

_ Total

$ 193,060 42

Total

LOANS AND DISCOUNTS.

$ 193.060 42

In suit In judgment Not in suit
Total

$ 110,691 08
$ 110,69108

Good Doubtful. . Worthless
Total

$ 110,691 08 $ 110,691 08

274

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank, Located at Elberton, Ga., at the Close of Business August 24,1907.

RESOURCES.

LIABILITIES.

Loans and discounts.$
Overdrafts . . . : Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate ... . Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-

113,418 81 15,000 00 4.253 36
4,140 04 2,351 34
3,235 53
5,663 70 1,401 00 1,790 00
793 37 818 60

Profit and loss Interest, paid

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .. . Due unpaid dividends.. Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks . . ... Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

25,000 00 11,043 85
24 00 47,344 61 29,033 29
450 00
40,000 00

Total
In suit In judgment Not in suit
Total .

$ 152,895 75

Total

LOANS AND DISCOUNTS.

$

48 00

128,370 81

$ 128,418 81

Good Doubtful Worthless
Total

$ 152,895 75
$ 128,318 81 100 00
$ 128,418 81

TREASURER'S REPORT.

275

Statement of the Condition of the Citizens Bank, Located at Elberton, Ga., at the Close of Business December 17, 1907.

MCALPIS ARNOLD,
President.

L. M. HEAHD, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

...

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency.

Gold

Silver, nickels and pen-

nies

Checks and cash items..

Exchanges for the clear-

ing house

Profit and loss

Interest paid...

105,216 05 6,102 57
4,140 04 2,351 34
12,306 14 15,388 44 4,302 00 1,870 00 1,205 14
555 58
2,074 17

Total

$ 155,511 47

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State.... Due to bank-" and bankers in other States ... Due unpaid dividends.. Individual deposits subject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to "learing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

25,000 00 13,030 06
24 00 71,465 49 25,984 55
7 07
20,000 00

Total

$ 155,511 57

LOANS AND DISCOUNTS.

In suit

...

Good

$

In judgment

Doubtful

Not in suit

105,216 05 Worthless

Total.

$ 105,216 05

Total

$

IP

276

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Elberton Eoan & Savings Bank, Located at Elberton, Ga., at the Close of Business August 26, 1907.

EBSOUKCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by
cotton
Bonds and stocks owned by the bank
Banking house
Furniture and fixtures. Other real estate...... Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items . Exchanges for the clear-
ing house Profit and loss Interest paid

187,060 34 50,169 80 4,210 58
1,598 00
4,773 43 9,028 94 1,351 00 1,035 00
463 63 413 46

Capital stock paid in. $ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States .. .
Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits Demand certificates. ... Time certificates Certified checks....... Cashier's checks Due to clearing house. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

75,000 00
37,862 53 461 21
53,113 02 17,369 77
54 32 9,143 33
68,000 00

Total

$ 261,004 18

Total ....

LOANS AND DISCOUNTS.

.$ 261,004 18

In suit In judgment Not in suit
Total

$ 88 55
258,041 59
$ 238,130 14

Good Doubtful Worthless
Total

".....$ 238,130 14 $ 238,130 14

TREASURER'S REPORT.

277

Statement of the Condition of the Elberton Loan & Savings Bank, Located at Elberton, Ga., at the Close of Business December 17, 1907.

P. M. HAWKS, President.

Z. C. HAYES, Cashier.

RESOURCES.

LIABILITIES-

Loans and discounts . .* Demand loans overdrafts Bonds and stocks owned
by the bank Banking house Furnitureandflxtures. .
Other real estate Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency Gold." Silver, nickels and pen-
nies Checks and cash items . Exchanges for the clear-
ing house
Profit and loss Interest paid

114,881 35 34,461 35 11,810 93
1,598 00
11,033 86 22,382 06 6,952 00 1,600 00
1,218 58 740 83
2,669 98

Total

$ 209,348 94

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States... .
Due unpaid dividends. . Individual deposits sub-
ject to check
Demand certificates. . . . Time certificates
Certified checks Cashier's checks Due to cleai ing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

75,000 00 41,340 42
1,697 93 63,478 65 17,831 94
10,000 00

Total

$ 209,348 94

LOANS AND DISCOUNTS.

In suit Total

$ 149,342 70
$ 149,342 70

Doubtful Total

.$ 149 342 70 $ 1^9,342 70

wm

278

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Gilmer County Bank, Located at Ellijay, Ga., at the
Close of Business October 17, 1907.

RESOURCES.

Loans and discounts . .$

Demand loans

Overdrafts

Overdrafts secured by cotton

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures. Other real estat"

Due from banks and

bankers in this State

Due from banks and

bankers in other States Currency

^old Silver, nickels and pen-

O,,unneicefks

and

cash

items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

LIABILITIES.

28,965 11 131 85
24,350 00 720 80
17,541 28 4,471 T?, Q 3JQ83 0
265 00 852 24 662 92

Capital stock paid in. if Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted."
Bills payable, including time certificates representing borrowed money

15.000 00 4,000 00
600 95
47,352 55 14,993 43

TotaI

$ 81,946 93

Total

$ 81,946 93

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total.

$

Good

Doubtful 28,965 11 Worthless

$ 28,965 11

Total ..

% 28,965 11 % 28,965 11

TREASURER'S REPORT.

279

Statement of the Condition of the Gilraer County Bank, Located at Ellijay, Ga., at the Close of Business December 17, 1907.

JNO. H. CARTER, President.

B. S. HOLDKN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . . $
Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. Profit and loss

25,470 64
21,350 00 720 80
12,048 34 3,356 20 2,075 00 475 00 1,499 17 416 81

Capital stock paid in .$ Surplus fund Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States.. .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills redis-
Bills payable, including time certificates representing borrowed money

15,000 00 4,000 00
413 02 3,500 00
83 40
30,081 59 17,333 95

In suit In judgment Not in suit
Total

70,411 96

Total

LOANS AND DISCOUNTS.

$

Good

Doubtful

Worthless

$

Total

$ 70,411 96
$ $

280

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Pairburn Banking Co., Located at Fairburn, Ga., at the Close of Business October 30, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. ...$ 200,165 69 Demand loans

Overdrafts

\ 3,851 03

Overdrafts secured by cotton

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures Other real estate

3,313 15

Due from banks and

bankers in this State. 22,762 21

Due from banks and

bankers in other States Currency

1,533 36 3925 00

Gold

Silver, nickels and pen-

nies

377 19

Checks and cash items.

384 01

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Capital stock paid in.. .$ 50,000 00

Surplus fund

10,000 00

Undivided profits, less

current expenses and

taxes paid

12,700 31

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other states.. ..

Due unpaid dividends .

Individual deposits sub-

ject to check

52,989 70

Savings deposits

Demand certificates

50,061 63

Time cert iflcates

Certified checks

Cashier's checks..

220 00

Due to clearing house..

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

60,000 00

Total.

% 35.971 64

_ToJl

LOANS AND DISCOUNTS.

$ 235,971 64

In suit In judgment Not in suit
Total

$ 200,165 69
...$ 200,165 69

d Doubtful Worthless
Total

$ 200,165 69 $ 200,165 69

TREASURER'S REPORT.

281

Statement of the Condition of the Fairburn Banking Co., Located at Fairburn, Ga., at the Close of Business December 17, 1907.

.T. H. LONGINO, President.

HENRY MCOURRY,
Cashier,

RESOURCES.

LIABILITIES.

Loans and discounts. . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house
Furniture and fixtures.. Other real estate Due from banks and
bankers in this State. . Due from banks and
bankers in otherStates Currency Gold
Silver, nickels and pennies
Checks and cash items. . Exchanges for the clear-
ing house Profit and loss Interest paid.

178,564 47 4,434 57
3,313 15
6,954 52 524 38
3,500 00
352 59 500 00

Total

$ 198.143 68

Capital stock paid in.. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State
Due to banks and bankers in other States . ..
Due unpaid dividends.. Individual deposits sub-
ject to check
Demand certificates Time certificates Certified cheeks
Cashier's checks Due to clearing house. . Notes and bills redis-
counted
Bills payable, including ing time certificates representing borrowed money.

50,000 0O< 10,000 00 13,471 40
49,984 45 31,293 83
8,000 00 394 00
35,000 0#

Total

$ 198,143 68

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 178,564 47
$ 178,564 47

Good Doubtful Worthless
Total

$ 178,564 47 $ 178,564 4T

OOi)

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Fairmount, Located at Fairmonnt, Ga., at the Close of Business September 19, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... $ Demand loans Overdrafts Overdrafts secured by
Bonds and stocks owned by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State.. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
nies Checks and cash items . Exchanges for the clear-
Profit and loss
Depositors fund

42,306 14 381 2-1 5 73
200 00 2,127 75 1,210 61
5,859 19
1,409 39 335 00 50 00 658 85 6 62
719 37 2,822 70

Capital sto"k paid in. $ Surplus fund ... Undivided profits, less
current expenses and taxes paid Due. to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates . . TimH certificates Certified checks Cashier's checks DUH to clearing house. . Notes and bills rediscounted Bills payab'e, including time certificates representing borrowed

15,000 00 675 03
2,500 00
11,044 98 21,462 58
10 00
7,500 00

Total

% 58,092 69 LOANS AND DISCOUNTS.

58,092 59

In suit In judgment Not in suit
Total

%

Good

Doubtful

42,687 38 Worthless

* 42,687 38

Total

$ 42,687 38 $ 42,687 38

TREASURER'S REPORT.

283

Statement of the Condition of the Bank of Fairmonnt, Lo-

cated at Fairmount, Ga., at the Close of Business

December 17, 1907.

H. B. WARLICK, Vice-President.

CHAS. D. BURNKTT, Cashier.

RESOURCES.

LIABILITIES

Loans and discounts. ..$ Demand loans....
Bonds and stocks owned by the bank
Banking house Furniture and fixtures . Other real estate Due from banks and
bankers in thi-< State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
Checks and cash items.. Exchanges for the clear-
ing house Profit and loss

38,470 18
200 00 2,127 75 1,438 11
2,908 59 3,165 44 1,702 00
305 00 160 57 794 54
719 37 674 64

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States. . .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. .. .
Certified checks Cashier's checks Dae to clearing house. Notes and bills redis-
Bills payable, including time certificates representing borrowed

15,000 00
1,192 38 4,000 00
15,488 94 15,216 24 1,768 63

52,H66 19 LOANS AND DISCOUNTS.

$

65 00

Doubtful

38,405 18

38 470 18

Total

52,666 19
$ 38,470 18 t 38,470 18

vm

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Farmers & Merchants Bank, Located at Fayetteville, Ga., at the Close of Business September 12, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .? Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estate. Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

83,454 56 728 61
4,945 44
1,880 65 1,390 52
1,000 00 886 94 526 00 "5 00 187 16 17161

Capital stock paid in. .$
Surplus fund. Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . . Due unpaid dividends. . Individual deposits subject to check
S vings deposits Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

25,000 00 3,409 93 578 71
22,079 23 4,185 96 1 66
40,000 00

Total

$ 95,255 49

Total

LOANS AND DISCOUNTS.

$ 95.255 49

In suit In judgment Not insult
Total

$

Good

Doubtful

84,183 17 Worthless

$ 84.183 17

Total

* 84,183 17 $ W, 183 17

TREASURER'S REPORT.

285

Statement of the Condition of the Farmers & Merchants Bank, Located at Fayetteville, Ga., at the Close of Business December 17, 1907.

J. W. WISE, President.

CHARLES D. REDWINE, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. . . $ Demand loans Overdrafts Bonds and stocks owned
by the bank ......... Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other Estates Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss.. Interest paid

53,502 00 2,852 00 3,588 08
1,889 65 1,391 77
2,045 49
1,077 48 1,532 00
125 00
149 56 782 03

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and
taxes paid Due to banks and bank-
ers in this State .... Due to banks and bank-
ers in other Slates ... Due unpaid dividends . Individual deposits sub-
ject to check Demand certificates. .. . Time sertificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed money

25,000 00 3,447 02
36,367 08 4,120 96

Total

$ 68,935 06

Total

$ 68,935 06

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful

56,354 00 Worthless

$ 56,354 00

Total

$ 56,354 00 .$ 56,354 00

!**M TM

286

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank, Located at Fitzgerald, Ga., at the Close of Business March 21, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. $ Demand loans Overdrafts Bonds and stocks owned
by the bank
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Cheeks and cash items. Exchanges for the clear-
ing house Profit and loss

60,727 0 275 00
1,215 37
3,725 56
4,104 50
1,638 78 1,333 00
115 00
520 34 126 64

Capital stock paid in. .$ Surplus fund Undivided profit?, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States .. .
Due unpaid dividends.. Individual deposits sub-
Savings deposits Demand certificates. ... Time certificates
Cashier's checks Due to clearing house . . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

25,000 00 3,374 74 25,038 64 10,267 25 101 16
10,000 00

Total

$ 73,781 69

Total

LOANS AND DISCOUNTS.

$ 73.781 69

In judgment Not in suit
Total

$

Good

Doubtful

61,002 50 Worthless

$ 61,002 50

$ 60,932 50 70 00
..$ 61 002 50

MS

TREASURER'S REPORT.

287

Statement of the Condition of the Citizens Bank, Located at Fitzgerald, Ga., at the Close of Business December 17, 1907.

DRBW W. PAULK, President.

J. H. HARRIS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. . . $

Overdrafts Bonds and stocks owned

Banking hous^ Furniture and fixtures. Other real estate Due from banks and
bankers in this State.. Due from banks and
bankers in otherStates

Gold .. Silver, nickels and pen-

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

....

44,670 19 1,576 93
4,066 76
3,131 70 1,019 34 4,093 00 1,580 00
746 85 924 42

Capital stock paid in . . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to tmnks and bankers in this State Due to banks and bankers in other States. . . Due unp lid dividends . Individual deposits subject to check Demand certificates. . . .
Certified checks
Due to clearing house. . Notes and bills ^dis-
counted Bills payable, including
time certificates representing borrrowed

25,000 00 2,000 00
126 79
22,080 72 8,809 69
791 99
3,000 00

In suit In judgment Not in suit
Total

61,809 19 LOANS AND DISCOUNTS.

$

167 00

44,501 19

$ 44,670 19

Good Doubtful Worthless
Total

61,809 19
$ 44,670 19 $ 44 670 19

288

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Home Savings Bank, Located at Fitzgerald, Ga., at the Close of Business March 20, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$

I demand loans

'.

Overdrafts

Overdrafts secured by

cotton

Bonds nd stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Da' from banks and

bankers in this State

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

Ch'cks andca^h items. .

Exchanges for the clear-

ing house

Profit and loss

Interest paid

82,428 25 6,500 00 1,878 82
250 00 5,000 00 2,045 00
4,154 16
C,446 46 1,854 00
220 00
248 17 739 91
38 51

Capital stock paid in. .$

Surplus fund

'

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State.

Due to banks and bank-

ers in other States... .

Due unpaid dividends

Individual deposits sub-

ject to check

Savings deposits

Demand certificates ...

Time certificates

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates, rep-

resenting borrowed

money

15,000 00 4,000 00
62,002 45 4,361 83 499 03
20,000 00

Total.
In suit In judgment Not in suit
Total

$ 105,353 31

Total

LOANS AND DISCOUNTS.

?

Good

208 14 Doubtful ..-

82,870 11 Worthless

$ 83,078 25 _ Total _

* 105,953 31
* 3,078 25 $ 83,078 26

TREASURER'S REPORT.

289

Statement of the Condition of the Home Savings Located at Fitzgerald, Ga., at the Close of Business December 17, 1907.

Bank,

E. K. FARMER, President.

J. E. TURNER, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts .. .$
Bonds and stocks owned
Furniture and fixtures. Other real estate Due from banks and
bankers in this State . Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items . Exchanges for the clear-
ing house Profit and loss.. Interest p<id Clearing house certifi-

73,126 32 5,300 00 391 84
250 00 5,000 00 2,045 00
5,759 7(5
1,286 72 3,825 00
590 00
184 44 8 22
860 00
3,260 17
2,194 00

98,311 47

Capital stock paid in.. .$
Undivided profits, less current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States. ...
Due unpaid dividends. . Individual deposits sub-
Demand certificates. . . . Time certificates

15,000 00 4,000 00 4,18.' 51
62,203 74 2,200 28

Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
Clearing house certifi-

224 94
5,000 00 5,500 00

Total

$ 98.311 47

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 164 75 16 00
73,475 57
$ 73,656 32

Good Doubtful Worthless
Total

$ 73,656 32 I 73.656 32

290

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Flowery Branch, Located at Flowery Branch, Ga., at the Close of Business October 26, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans.... Overdrafts Bonds and stocks owned
by the, bank Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

38.986 89 1,050 00 390 05
720 00 1,860 40 2,172 92
12,664 76
911 11 4,921 00
245 00
1,227 37 665 11

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State ... . Due to banks and bankers in other States . ., Due unpaid dividends..
Individual deposits subject to check
Savings deposits Demand certificates .. Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money..

15,000 00 1,000 00
36 14
235 20 27,943 99
5,599 28
16,000 00

Total
In suit . . In judgment Not in suit
Total

.$ 65,814 61

Total

LOANS AND DISCOUNTS.

40,036 89 40,036 89

Good Doubtful Worthless
Total

$ 65.814 61
40,036 89 $ 40,036 89

TREASURER'S REPORT.

291

Statement of the Condition of the Bank of Flowery Branch, Located at Flowery Branch, Ga., at the Close of Business December 17, 1907.

L. O. BKNTON, President.

0. B. MILIKIN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts..! Demand loans Overdrafts Bonds and stocks owned
Banking house Furniture and fixtures. Other real estate Due Irom banks and
bankers in this State. Due from banks and
bankers in other States
Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss

Total

$

30,788 57 710 78 720 00
1.860 40 2,172 92
745 88 3,475 31 3,730 00
290 00 511 26
19 33
45,024 45

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid
ers in this Slate Due to banks and bank-
ers in other States.. .. Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates.... Time certificates Certified checks Cashier's checbs Due to clearing house.. Notes and bills redis-
Bills payable, including time certificates representing borrowed

Total

$

15,000 00 1,000 00
134 10
158 40 15,733 67 4,998 28
8,000 00 45,024 45

LOANS AND DISCOUNTS.

Not in suit Total

30,788 57

Good Doubtful Worthless

1 30,788 57

Total

$ 30,788 57 .* 30,788 57

292

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Forsyth, Located at Forsyth, Ga., at the Close of Business December 2, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures..
Other real estate Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items.. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates.

59,479 18 14,815 01 14,130 77
4,588 56 2,421 31
9,618 59 2,289 76 12,805 00
400 00 595 95 789 31
1,622 00

Capital stock paid in. .$ Surplus fund. Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Savings deposits (State
Ga.) Demand certificates.... lime certificates Certified checks. ....... Cashier's checks.. .. .. Due to clearing house Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money Clearing house associa-
tion certificates issued

32,000 00 17,700 00
4,359 84 64,001 60
494 00
5,000 00

Total.
In suit In judgment Not in suit
Total

$ 123.555 44 Total LOANS AND DISCOUNTS.

$

500 00 Good

125 00 Doubtful

73,669 19 Worthless

$ 74,294 19

Total

$ 123,555 44 $ 74,294 19 $ 74,294 19

TREASURER'S REPORT.

293

Statement of the Condition of the Bank of Forsyth, Located at Forsyth, Ga., at the Close of Business December 17, 1907.

R. B. STEPHENS, President.

T. E. FLETCHER, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$
Demand loans Overdrafts (cotton)
Bonds and stocks owned by the bank
Banking house Furniture and fixtures.
Other real estate. : Due from banks and
bankers in this State.
Due from banks and bankersin other States
Currency - Gold...
Silver, nickels and pennies
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates.

Total

.$

74,086 47 As." M
4,588 5b 2,421 31
26,461 99 4,178 30 8,725 00 440 00 67208 711 51
3,956 00 129,063 34

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. .. Due unpaid dividends. . Individual deposits subject to check Demand certificates Time certificates
Certified checks Cashier's checks Due to clearing house.. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money.

Total

$

32.000 00 1>,700 00
4,773 29
68,590 05 6,000 00
129,063 34

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 2,000 00 Good 300 U0 Doubtful
71,786 47 Worthless

$ 71.086 47

Total

$ 74,08647 ..$ 74.086 47

294

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Fort Gaines, Located at Fort Gaines, Ga., at the Close of Business January 14, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$ Demand loans
Overdrafts Bonds and stocks owned
by the bank Banking house
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items . Exchanges for the clear-
ing house Profit and loss Interest paid

93,890 83 283 89
1,450 00
23,636 75 7,527 02 4,251 00 2,895 00 652 54
23,776 74

Total

$ 158,363 77

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other S'ates .. Due unpaid dividends . Individual deposits sub-
ject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Hue to clearing house. . Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed money

50,000 00 30,000 00
6,659 91 588 23
66,030 63 6,085 00

Total

.$ 158,363 77

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful 93,890 83 Worthless

$ 93,890 83

Total

$ 92,890 83 1,000 00
$ 93,890 83

TREASURER'S REPORT.

295

Statement of the Condition of the Bank of Fort Gaines, Located at Fort Gaines, Ga., at the Close of Business December 17, 1907.

JOE VIKSON,
President.

J. E. PAULLIN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... .$
Demand loans Overdrafts Blends and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State. Due from banks and
bankersinotherStates
Currency Gold Silver, nickels and pen-
nies Checks and cash items,
and cotton paid for. .
Exchanges for the clear-
ing house Profit and loss Interest paid

90,24-2 56 13,087 f>0
2,881 89
1,450 00
799 29 20,342 61 5,320 00
1,072 50 1,31106 15,040 94

Capital stock paid in. . .$ Surplus fund
Undivided profits less current expenses a^d taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States. ...
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. . .. Time certificates
Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borr owed
money

50,000 00 30,000 00
13,418 58 317 32 576 68
52,485 77 , 4,750 00

Total

$ 151,548 35

Total.

LOANS AND DISCOUNTS.

$ 151.548 35

In suit In judgment Not in suit
Total

103,330 06 $ 103,330 06

Good Doubtful Worthless
Total

$ 103,194 66 135 40
$ 103 330 06

^

296

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Exchange Bank, Located at Fort Valley, Ga., at the Close of Business December 3, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by
cotton
Bonds and stocks owned by the bank
Banking house
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies
Checks and cash items. Exchanges for the clear-
ing house
Profit and loss Interest paid
Clearing house certificates

103,204 37 5,357 17
28,961 82 6,896 10
2,174 77 510 00
2,508 33 4,147 20 7,876 00 1,520 00 3,722 80 6,454 77
15 30
424 00

Capital stock paid in. $ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State .. ..
Due to banks and bankers in other States.. .
Due unpaid dividends. Individual deposits sub-
ject to check Savings deposits Demand certificates. .. . Time certificates Certified cheeks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

50,000 00
6,905 49 3,636 08
168 00 79,440 40 28,123 16
2,500 00
3,000 00

Total

$ 173,773 13

Total

$ 173,773 13

LOANS AND DISCOUNTS.

In judgment Total

$ 13,000 00 95,562 04
$ 108,562 04

Doubtful Total

$ 96,062 04 12,500 00
$ 108,562 04

m

TREASURER'S REPORT.

29T

Statement of the Condition of the Exchange Bank, Located at Fort Valley, Ga., at the Close of Business December 17, 1907.

President.

0. E. MARTIN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. $
Demand loans and advances on cotton
Overdrafts Bonds and stocks owned
by the bank. Banking house Furniture and fixtures. .
Other real estate Due from banks and
bankers in this State.
Due from banks and bunkersinother States
Currency Gold.... Silver, nickels and pen-
nies. Checks and cash items.
Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates Drafts discounted

105,699 31 27,630 54
5,559 29
2,174 77 510 00
3,598 72 1,054 97 7,152 00 1,550 00 3,32441 8,663 71
272 00 733 32

Total

$ 167,92-1 04

Capital stock paid in. .$

Surplus fund

]

Undivided profits,! less current expen- f

ses and taxes paid. . J

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States ...

Due unpaid dividends. .

Individual deposits sub-

ject to check

Demand certificates. .. .

Time certificates

Certified checks

Cashier s checks

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

Total

$

50,000 00 695107
352 43 168 00 74,378 38 28,073 16
2,500 00
5,500 00
167.923 04

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

? 13,000 00 92,699 31
$ "105,699 31

Good Doubtful Worthless
Total

$ 88,199 31 12,5'0 00 5,000 00

,

$ 105,699 31

PI

298

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the State Banking Co., Located at Gainesville, Ga., at the Close of Business October 28, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies.. Checks and cash items. Exchanges for the clear-
ing house
Profit and loss Interest paid

219,516 36
4,536 81 794 56
16,971 01 5,090 51 3,277 00
970 00 410 31 1,529 21 2,447 71

Capital stock paid in.. $ 53,000 00

Surplus fund

25,000 00

Undivided profits, less

current expenses and

taxes paid'.

38,299 26

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States. . .

Due unpaid dividends. .

Individual deposits sub-

ject to check

107,799 28

Demand certificates. ...

Time certificates

11.220 00

Certified checks

225 00

Cashier'schecks

Due to clearinghouse. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

20,000 00

Total
In suit In judgment Not in suit
Total

$ 255,543 54

Total

LOANS AND DISCOUNTS.

$ 13,784 33 5,007 70
200,724 33
$ 219,516 36

Good Doubtful Worthless
Total

$ 2 5,543 54
$ 212,359 43 1,513 27 5,643 66
$ 219,516 36

TREASURER'S REPORT.

299

Statement of the Condition of the State Banking Co., Located at Gainesville, Ga., at the Close of Business December 17, 1907.

0. 0. SANDERS, President.

W. E. MCKINNEY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. $ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency. ... Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

167,675 22
4,536 84 794 56
18,728 95 10,774 29 20,774 00
1,485 00 1,565 82 2,774 53

Capital stock paid in. .$ Surplus f und Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends... Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks Cashier'schecks Due to clearing house. . .Notes and bills rediscounted Bills payable, including time certificates representing bor rowed money

53.000 00 25,000 00 29,364 75
100,624 46 11,120 00
10,000 00

Total

* 229,109 21

Total

LOANS AND DISCOUNTS.

$ 229,10v) 21

In suit In judgment Not in suit
Total

$ 167,675 22
$ 167,675 22

Good Doubtful. Worthless
Total

$ 167,675 22 $ 167,675 22

PI

soo

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Garfield, Located at Garfield, Ga., at the Close of Business May 24, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts .. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank. Banking house Furniture and fixtures . Other real estate.. Due from banks and
bankers in this State. . Due from banks and
bankers in other States. Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss. Interest paid

75,502 76 278 26
1,693 00 2,005 54
2,070 08 537 39 846 00 270 00 418 79

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .... Due unpaid dividends. . Individual deposits subject to check .... Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing- hou*e. . Notes and bills rediscounted Bil s payable, including time certificates representing borrowed money

25,000 00 7,786 02
14,322 21 36,300 00
213 59

Total

$ 83,621 82

Total

$ 83,621 82

LOANS AND DISCOUNTS.

In judgment Not in suit. .
Total

$

244 25 Good

Doubtful

75,258 51

$ 75,502 76

Total..

$ 75,002 76 $ 75,502 76

TREASURER'S REPORT.

301

Statement of the Condition of the Bank of Garfield, Located at Garfield, Ga., at the Close of Business December 17, 1907.

VV. M. DURDEN, President.

ROBERT. J. WALSH, Cashier.

RESOURCES.

LI \BILITJES.

Loans and discounts.. .$
Bonds and stocks owned by the bank
Furniture and fixtures. . Other real estate Due from banks and
bankers in this State.. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
Profit and loss Interest paid.

43,397 22 16,528 15
1,693 00 2,007 66
16,040 00
2,321 00 305 00 302 20 66 64

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expense's and
Due to banks and bankers in this State
Due to banks and bankers in other States.. . .
Due unpaid dividends. . Individual deposits sub-
Demand certificates. .. .
Certified checks
Notes and bills rediscounted
Bills payab'e, including time certificates representing borrowed

25,000 00
5,899 77
256 26 14,772 17 35,160 00 1,572 67

In suit In judgment Not in suit
Total
21 tr

82,660 87

Total

LOANS AND DISCOUNTS.

$

84 75 Good

D.iubtful

43,312 47 Worthless

$ 43,397 22

Total

* 82,660 87
$ 43,897 22 $ 43,397 22

mm,

302

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Farmers & Merchants Bank, Located at Georgetown, Ga., at the Close of Business January 12, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$
Overdrafts secured by
Bonds and stocks owned by the bank
Furnitureandfixtures. . Other real estate Due from bunks and
bankers in this Stale. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house

Total

$

31,039 86 3,362 00 15,613 20
1,528 00 1,033 06 2,013 15
300 00 788 82 271 63
55,849 72

Capital stock paid in. .$ Surplus fund. ...... Undivided profits, less
current expenses and laxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub-
Savings deposits Demand certificates. . . . Time certificates ('ertified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

20,000 00 1,987 48
29,322 24 40 00
4,500 00 55,849 72

LOANS AND DISCOUNTS.

In judgment

$ Doubtful
31,401 86

34.401 8*

Total

$ 34,401 86 * 34.401 86

TREASURER'S REPORT.

303

Statement of the Condition of the Farmers & Merchants Bank Located at Georgetown, Ga., at the Close of Business December 17, 1907.

F. M. GAY, President.

L. G. BRANSON, Cashier.

KB SOURCES.

LIABILITIES.

Loans and discounts . $
Demand loans.... .... Overdrafts Bonds and stocks owned

Banking hou-e

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in otherStates Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items,

P. U. money orders .

Exchanges for the clear-

ing house

Profit and loss

....

22,227 07 10,426 95 10,583 42
1.40 1 00 1,946 30
53 90 4,788 33 1,525 00
800 00 535 til

Oapitai stock paid in . .$
Undivided profits, less current expenses and
Due to banks and bankers in this State . . .
Due to banks and bankers in otherStates. .. .
Due unpaid dividends. Individual deposits sub-
ject to check Demand certificates... . Time certificates Certified checks. Cashier's checks Due to clearing house . Notes and bills redis-
counted Bills payable including
time certificates representing borrowed

21,400 00
4,237 69 787 42
1,283 61 20,377 86
20 00

In suit In judgment , , Not in suit
Total

54,286 58

Total

LOANS AND DISCOUNTS.

$

ood-

Doubtful

32,653 02 Worthless

$ 32,653 02

Total

$ 54.286 58
$ 32,653 02 $ 32,653 02

wm

304

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Gibson, Located at Gibson, Ga., at the Close of Business June 28, 1907.

RESOURCES.
Loans and discounts..$ Demand loans Overdrafts Overdrafts secured by
Bonds and stocks owned by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in otherStates Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit iind loss Interest paid

36,665 58 777 60 406 '81
2,181 45 1,513 C9
430 06
5,322.92
383 10 1,733 00
30 00
213 36 39 10

LIABILITIES.
Capital stock paid in. . $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . Due unpaid dividends. . Individual deposits sub-
Savings deposits Demand certificates. ... Time certificates Certified checks Cashier's checks' Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

15,000 00 3,431 62

21,264 45-
10,000 0&

Total .

$ 49,696 07

Total

LOANS AND DISCOUNTS.

$ 49,696 07

In judgment Not in siit
Total

. ...$ $

37,443 18 37,443 18

Doubtful Worthless
Total

$ 87,443 18 * 87,443 IS

TREASURER'S REPORT.

305

Statement of the Condition of the Bank of Gibson, Located at Gibson, Ga., at the Close of Business, December 17, 1907.

J. W. WHITELEY , President.

W. H. FERGUSON, Cashier.

KESOUBCES.

LIABILITIES.

Loans and discounts. . . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house
Furniture and fixtures. . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. . Clearing house certifi-
cates Excha ges for the clear-
ing house Profit and loss Interest paid Warehouse.

28,868 98 740 60 202 08
3,716 63 1,613 59
7,189 76 3,442 17 4,609 00
15 00 814 3Q
115 00
105 58

Capital stock paid in. . .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to b inks and bankers in this State......
Due to banks and ba leers in other Stales.. .
Due unpaid dividends.. Individual deposits sub-
ject t ) check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

15,000 00 3,762 94
32,428 49 247 26

Total
In suit In judgment Not in suit
Total, .

$ 51,438 69

Total....

LOANS AND DISCOUNTS.

$ 2,000 00 Good
Doubtful 27,615 58 Worthless

$ 29,615 58

Total

$ 51,438 69 $ 29,615 58 $ 29,615 58

306

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Glennville Bank, Located at Glennville, Ga., at the Close of Business April 19, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .} Demand loans Overdrafts Bonds and stocks owned
by the bunk Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other Slates
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

110,160 77 10 938 09 1,803 41
4,588 82 1,281 05
1,773 64
5,214 05 3,821 00
510 00
1,001 12 943 18

Capital stock paid in.. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends. . Individual deposits subject to check
Demand certificates. . . . Time certificates....... Certilied chncks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

30,000 00 5,000 00 3,275 03
39,354 21 32,809 72
1,596 17 5,000 00
25,000 00

Total

$ 142,035 13

Total

$ 142.035 13

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total. ..'

$ 4,408 88 116,696 98
$ 121,098 86

Good Doubtful Worthless
Total

$ 121,098 86 $ 121,098 86

TREASURER'S REPORT.

307

Statement of the Condition of the Glennville Bank, Lo- cated at Glennnville, Ga., at the Close of Business December 17, 1907.

H. J. BANKS, President.

P. M. PIKKLE, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. . $ Demand loans Overdrafts Bonds and stocks own-
ed by the bank Banking house Furniture and fixtures Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in otherStates Currency Gold
Silver, nickels and pennies
Checks ami ca*hitems. . Exchanges for the clear-
ing house Profit and loss Interest paid

97,632 95 5,646 23 2,890 80
4,588 82 1,387 55
3,494 79
1,884 00 4,217 00
260 00
872 88 2,785 23

Capital stock paid in . .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid ..

..

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States.. ..

Due unpaid dividends . .

Individual deposits sub-

ject to check

Demand certificates....

Time certificates

Certified checks

Cashier's checks

.'.

Due to clearing house

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

30,000 00 5,000 00 3,666 02
28,212 39 23,786 47
7,995 37
27,000 00

Total

$ 125,660 25

Total

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 3,295 20 550 00
99,433 98
"...$ 103,279 18

Good Doubtful Worthless
Total

$ 125,660 25
$ 103,279 18 $ 103,279 18

308

TREASURER'S REPORT.

Statement of the Condition of the Fanners Bank, Located at Glenwood, Ga., at the Close of Business December 17, 1907.

J. F. COOK, President.

W. J. FUTBAL,
Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts..!

Demand loans

Overdrafts

Bonds and stocks owned

bv the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in otherStates

Currency

Gold

.-

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

19,054 82
2,800 00 750 00
3,930 39 1,353 47
30 00 531 52 295 18
251 26

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits subject to check Demand certificates. .. .
Time certificates Certified checks
Cashier's checks Due to clearing house. . Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed money

15,000 00 2,190 48
9,527 86 1,455 00
823 30

Total

$ 28,996 64

Total.

$ 28,996 64

LOANS AND DISCOUNTS.

In suit fn judgment. Not in suit
Total

$

112 00 Good

98 00 Doubtful

18,844 82 Worthless

$ 19,054 82

Total

$ 19054 82 $ 19,054 82

TREASURER'S REPORT.

309

Bank Examiner's Report of the Condition of the Fanners Bank, Located at Glen wood, Ga., at the Close of Business March 29, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts 1
Demand loans Overdrafts Bonds and sticks owned
by the bank Banking house Furnit ire and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

18,257 86
2,800 00 500 00
3,164 63 1,812 99 1,288 00
1,592 43 115 84

Capital stock paid in. . .$
Surplus fund Undivided profits, less
current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States
Due unpaid dividends. Individual deposits sub-
jeot to check
Demand certificates .. Time certificates
Certified checks Cashiers checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

15,000 00 1.65' 20
iU,sa w1>i> "u 4U <**

Total

$ 29,531 75

Total

LOANS AND DISCOUNTS.

$ 29.531 75

In suit In judgment Not in suit
Total

$ "2 00 lAlila 18,02oJ56
9 18,257_S6

Good Doubtful Worthless
Total

9 18,257 86
1^J_J8I257J6

810

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Peoples Bank of Gordon,' Located at Gordon, Ga., at the Close of Business November 26, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... $ Demand loans Overdrafts Overdrafts secured by
cotton.
Bonds and stocks owned by the bank
Banking ho ise Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency ^old Silver, nickels and pen-
"ies Onecks and cash items'. Exchanges for the clear-
ing house Profit and loss Interest p id Clearing house certifi-
cates

30,069 94 2,077 18
2,347 65 1,752 58
486 80 478 0'' 3,520 on 305 00 712 89 44 77
381 00

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid " Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits subject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . .Notes and bills rediscounted
Bills payable, including time certificates representing borrowed money

17,100 00 855 00 287 01
19,126 82 4,807 00

Total

$ 42,175 R3

T"t3l

$ 42.175 83

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ ' 30,069 94 $ 30.069 91

Gr} Doubtful Worthless
Total

$ 30,069 94 $ 30.069 94

TREASURER'S REPORT.

311

Statement of the Condition of the Peoples Bank of Gordon, Located at Gordon, Ga., at the Close of Business December 17, 1907.

W. A. JONES, President.

J. E. BELL, Cashier.

RESOURCES.

LIABILITIES.

Loans'and discounts.. .$
Demand loans Overdrafts Bonds and stocks owned
by the bank B mking house Furniture and fixtures.
Other r al estate Due from banks and
bankers in this State. Due from banks and
bankersinotherStates
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit nd loss Interest paid

27,800 29
3,361 02
2,347 65 1,752 58
880 89 198 09 3,596 00 315 00 332 12
13 65 555 00 551 06

Capital stock paid in. .$

Surplus find

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States

Due unpaid dividends. .

Individual deposits subject to check

Demand certificates ...

Time certificates

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

....

Bills payable, including

time certificates rep-

resenting burrowed

money

17,100 00 855 0O 908 98-
17,747 37 4,592 00-

Total

$ 41.203 35

Total

S 41.213 3)

LOANS AND DISCOUNTS.

In su;t In judgment Not in suit
Total

$

Good

Doubtful

27,300 29 Worthless

$ 27,300 29

Total

$ 27,300 29 ...
$ 27.300 29-

312 TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Grantville, Located at Grantville, Ga., at the Close of Business December 26, 1907.

RESOURCES.

LIABTLITIES.

Loans and discounts. ..$

Demand loans

Overdrafts

Overdrafts secured by cotton

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States Currency....

Gold

'.'.'.'.'.'.".

Silver, nickels and pennies

Checks and cash items.

Exchanges for the clearing house

Profit and loss

Interest paid

Clearing house certificates

45,695 80 11,470 00
3,637 52
2,650 00 1,339 65
14,118 09 2,123 76 1,247 00
45 00 354 37 187 27
377 00

Capital stock paid in. . .$ 25 000 00

Surplus fund

5,0 0 00

Undivide I profits, less

current expenses and

taxes paid..

2,307 85

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States. . ..

Due unpaid dividends. .

Individual deposits sub-

ject to check Demand certificates

31 755 50

Time certificates

Certified checks

Cashier's checks.

182 11

Due to clearing house. .

Notes and bills, rediscounted

Bills payable, including

time certificates rep-

resenting borrowed

money.

19,000 00-

Total

S 83,215 46

Total

LOANS AND DISCOUNTS.

83 245 46

In suit In judgment Nt'nsuit
Total

| DS0o0u!b;t-f,u-l
57,165 80 Worthless

$ 57,165 80

TotaI

$

56!,106050

80
00

S 57,165 80

TREASURER'S REPORT.

313

Statement of the Condition of the Bank of Grantville, Located at Grantville, Ga., at the Close of Business December 17, 1907.

T. E. ZELLARS, President,

F. T. MEACHAM, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned
by the b nk Banking house. Furniture and fixtures. Other real estate Due from bmks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items..
Exchanges for the clearing house
Profit and loss Interest paid

46.773 25 10,920 00 2,876 80
2,650 00 1,339 65
12,525 90 6,407 77 104 0') 60 00 697 90 390 83
691 42

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in oi her States.. . . Due unpaid dividends.. Individual deposits subject to check Demand certificates . .. Time certificates Certified checks. Cashier's checks Due to clearing house. Notes and bills rediscounted Bills payable, including time certificates representing borrowed
money

25,000 00 5,000 00 2,879 03
33,529 49 29 00
19,000 00

Total
In suit In judgment Not in suit
Total

S 85,437 52

Total

LOANS AND DISCOUNTS.

$ 57,693 25
$ 57,693 25

G-od Doubtful "Worthless
Total.

$ 85 427 52
* 56,693 25 1.U00 00
* 57,693 26

314

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Graymont, Located at Graymont, Ga., at the Close of Business May 23, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. . .$ 148,947 07

Demand loans

1,500 00

Overdrafts

14,706 48

Overdrafts secured by cotion

Bonds and stocks owned

by the bank

19,949 60

Banking house I1 urnitureandfixtures. . Other real estate

4,:-i7H 00 1,758 56

Due from banks and

bankers in this State. 9,125 89

Due from banks and

bankers in other States Currency

48 57 643 00

Gold Silver, nickels and pen-

i)205 00

"ies Checks and cash items.

699 41

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Total.

. .$ 202.962 58

Capital stock paid in. . .$ 25,000 00 Surplus fund

Undivided profits, less

current expenses and

taxes paid

26,017 78

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States.

Due unpaid dividends. .

Individual deposits sub-

jVct to check

90,753 35

Savings deposits

Demand certificates....

Time certificates

16,078 60

Certified c'-ecks

Cashier's checks Due to clearing house. .

112 85

Notes and bills rediscounted

Bills payable, including

time certificates rep-

resenting borrowed

money



45,000 00

Ttiil

$ 202,962 58

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 150,447 07
$ 150,447 07

g00f,-: Doubtful Worthless
Total

$ 150,447 07 $ 150,447 07

TREASURER'S REPORT.

315

Statement of the Condition of the Bank of Grayraont, Located at Graymont, Ga., at the Close of Business December 17, 1907.

W. M Dl'RDEN, President.

FAIR DURDEN,
Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts..! 134,789 66

Demand loans

2.2IU 67

Overdrafts

7,931 U2

Bonds and stocks owned

by the bank

. 21,339 60

Banking house

4,3;9 00

Furniture and fixtures. 1,75-i 56

Oth-r real estate

6,325 U0

Due fr >m banks and

bankers in this State. 84,161 99

Due from banks and

bankers in other States 46,515 35

Cunency Gold.

5,711 00 1770 00

Silver, nickels and pen-

nies

1,02142

Checks and cash items. 3,922 52

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Capital stock paid in. .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other Mates . . .

Due unpaid dividends .

Individuid deposits sub-

ject to check

Deuicnd certificates ...

Time certificates

Certified checks

Cashier's checks

Due to clearing house.

Notes and bills redis-

counted

...

Bills payable, including

time certificates rep-

resenting borrowed

money

23,000 00
27,300 87
248,817 41 1I,0.I0 00 8,187 00 1,550 51

Total
In suit In judgment Not in suit
Total

$ 321,885 79

Total

LOANS AND DISCOUNTS.

$ 137,000 33
$ 137,000 33

Good Doubtful Worthless
Total

$ 321,885 79
* 137,000 33 $ 137.000 33

316

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Greenville Banking Co., Located at Greenville, Ga , at the Close of Business December 18. 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts
Bonds and stocks owned by the bank
Banking house.
Furniture and fixtures. Other real estate
Due from banks and bankers in this State.
Due from banks and
bankers in other States Currency Gold
Silver, nickels and pennies
Checks and cash items.
Exchanges for the clearing house
Profit and loss
Interest paid
Clearing house certificates

108,036 55 2,806 65 527 83
1,897 94 633 88
17,757 68 15,6.35 63 3,042 00 3,310 00
1,604 62 2,260 50
2,500 00

Total

$ 160,013 28

Capital stock paid in. .$ Surplus fund

Undivided profils, less

current expenses and

taxes paid

-

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States ...

Due unpaid dividends. .

Individual deposits sub-

ject to check

Savings deposits

Demand certificates

Time certificates

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting b o r r o wed

money

25,000 00 46,258 36
88,754 92

Total

$ 160,013 28

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
___Igiaj_.-

$ 110,843 20
$ 110,843 20

ood Doubtful Worthless
Total

$ 110,843 20 . $ 110,843 20

TREASURER'S REPORT.

317

Statement of the Condition of the Greenville Banking Co., Located at Greenville, Ga., at the Close of Business December 17, 1907.

R. J. ATKINSON, President.

W. L. PlNKSTON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$
Demand loans Overirafts . Bonds and stocks owned
by i he bank Banking house Furniture and fixtures. O her re 1 estate Due from banks and
bankers in this Sta>e. Due from banks and
bankers in othtr States
Currency Gold Silver, nickels and pen-
nies Check* and cash items. Exc nan ires lor the clear-
ing house Front and loss Interest paid

110,840 37
1,897 94 m3 78
14,683 75 15,793 75 6,759 00
3,300 00 1,625 IS
904 69
82 47 1,547 74

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Tashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

25,000 00 47,871 22
84,197 45

Total

$ 157,068 67

Total

'

LOANS AND DISCOUNTS.

$ 157,068 67

In suit In judgment Not in suit
Total

$ Hf\840 37
$ 110,840 37

Good Doubtful Worthless
Total

$ 110,810 37 * 110.840 37

-318

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Peoples Bank, Located at Greenville, Ga., at the Close of Business December 18. 1907.

RESOURCES.

LIABILITIES.

Loans and discounts I)

Demand loans

Overdrafts

..

Bonds and stocks owned by the bank
Banking house

Furnitu-e ami fixtures! Other real estate
Due from banks and

bankers i i this State Due from bmks and

bankers in other States Currency. Gcid......;.'.'.;.

Silver, nickels and pennies.

Checks and cash items

Exchanges for the clearing house....
Profit and loss. ..... ["

Interest paid

.

Clearing house certify cates

Depositors fund. .

55,690 29 3,1 >i 55 1,479 84
2,675 00 1,79.' 79
3,267 10 4,562 06 3,498 00
950 00 718 79
6
508 00 2,810 78

Capital stock paid in . $ Surplus fund

16,300 00

Undivided profits, less

current expenses and taxes paid Due to hanks and bank-

3,813 05

ers in this State Due to banks and bank-

6,000 00

ers in other States Due unpaid dividends.

9,5J0 00

Individual deposits subject to check
Demand certificates... Time certificaies Certified checks

36,215 11 3,305 00

Cashier's checks. . . . '' "

Due to clearing house

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

11,000 00

Total
In suit In judgment.
Notinsuit
--Total

$ 86~ LOANS AND DISCOUNTS.

63 16


::.'.' 58,814 84
JTT^TTT;

Boubfui.:;;;;;;-;--$ 68>8148*

Worthless

',

Total-

.$ 58,814 84

TREASURER'S REPORT.

319

Statement of the Condition of the Peoples Bank, Located at Greenville, Ga., at the Close of Business December 17, 1907.

A. F. HILL, President.

H. W. HILL, JR., Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans
Bonds and stocks owned
Furniture a d fixtures. Other real estate Due from banks and
bankers in this State. Due from baaks and
bankers in otherStates
Gold Silver, nickels and pen-
Checks and c isli items
Exchanges for the clear-

58,073 19 771 56
2,043 SO
2,675 00 1,792 79
2,415 06 4,915 60 5,664 00
965 00 977 88 6,952 U3
488 82

Capital stock paid in. .$ Surplus I und Undivided profits, less
current > xpenses and taxes paid Due to banks nd banker- in t is State Due to banks and bankers in other States .. Due unpaid dividends. . Individual deposits subject to check Demand certificates ...
Certified checks
Due to clearing house. . Notes and bills redis-
Bills pavable, including time certiticates reore>enting borrowed

16,300 00 4,302 30
37,183 43 3,050 00
26.900 00

Total Total

$ 87,735 73

Total

LOANS AND DISCOUNTS.

$ Doubtful
58,844 75

$ 58,844 75

Total

$ 87.735 73
$ 58,844 75 $ 58,844 75

320

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Griffin Banking Co., Located at Griffin, Ga., at the Close of Business Nov. 4, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. . .f Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate Due f rom h nks and

bankers in this >tate. Due from banks and

bankers in other States Currency...

.';1U . Silver, nickels and pen-

"ie,s



Ohecks and cash items..

Exchanges for theclear-

ing house Profit and loss Interest paid

Clear.ng house certifi-

cates

140,618 03 14 ,s3() 47 28^901 11
12 200 00 4,000 00 I,5M4 37 2,600 00 tO 596 70
,5.746 81 IS,0!)2 00 2,240 UO 1,145 66 2,096 03
1,575 36
973 00

Total..

. .$ 247,209 54

Capita] stock paid in.. .$ 50,000 00

Surplus fund

lu.ooo 00

Undivided profits, less

current expenses and

taxes paid

52,872 59

Due to banks and bank-

ets in this State .... 4,858 04

Due to bank-and bank-

ers in other States. ...

Du ; unpaid dividends. .

Individual deposits sub-

ject to check

111,7*4 81

Demand certificates. .. , 11,214 10

Time certificaies.

ertified checks

Cashier's checks

Due to clearing house'. .

Notes and bills redis-

counted

Bills pay .hie including

time certificates rep-

resenting borro wed

money.

Clearing h-use certifi-

cates issued

6.500 00

Tital

$ 247,209 5_)

LOANS AND DISCOUNTS.

In suit In Judgment Not in suit
Tot-n1

$ 155,448 50

Dnouib-tifu-\l Worthless

* 155.4J8 50

Tnt31



$ 155.423 50-

[

25 00

$ 155,448 50

TREASURER'S REPORT.

321

Statement of the Condition of the Griffin Banking Co., Located at Griffin, Ga., at the Close of Business December 17, 1907.

J. P. NICHOLS, President.

E. C. SMITH, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans (princi-
piily ctton)
Bond-* and stocks owned by the bank
Furniture and fixtures.
Due from banks and bankers in this State.
Due from banks and bankers in other States
Gold Silver, nickels and pen-
nies Checks and cash itpms. Exchanges for the clear-

140,204 85
20,162 U 5,348 17
12,200 00 4,i 0-1 00 1,5>)4 37 2,600 00
6,803 52
7,881 52 21.386 00
1,750 00
1,752 86
3,713 92

Interest paid Clearing house certifi-
cates

4,019 00

Capital stock paid in. $ Surplus fund ... Undivided profits, less
current expenses and laxes paid Due to banks and bankers in this State Due to banks and bankers in other states . . . Due unpaid dividends. . Individual deposits subject to check Demand certificates . . . Time certificates

50,000 00 10,COO 00
53,138 01 1,118 02 282 18
100,528 31 11,849 80

Due to clearing house. . Notes and bills redis-
count^ Bills payable, including
time certificates representing borrowed
Clearing house certificates

-
6 5C0 00

233,416 32

Total

LOANS AND.DISCOUNTS.

$ 23'.416 32

In suit In judgment Not in suit
Total

$ 160,366 96
$ 160.366 96

Good houbtful Wortnless
Total

$ 160,226 96 140 00
$ 160,366 96

22

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Savings Bank of Griffin, Located at Griffin, Ga., at the Close of Business December 4, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts

Overdrafts secured by cotton

Bonds and stocks owned by the bank

Banking house

Furniture and fixtures. Other real estate
Due. from banks and

bankers in this State. Due from binks and

bankers in other states Currency . .

Gold

..'.'.'.'.'.'.

Silver, nickels and pen-

nies

Checks and cash items.'.

Exchanges for the clear-

ing house.

Profit nnd loss

"

Interest paid

Clearing house certificates

92,599 02 2,148 83 19,672 33
115 00 2.54fi 66 1,933 09 6,523 57 2,08! 35 2,759 69 19,572 00
370 00 1,452 89 8,819 81
839 00

Total

$ ] Hi .433 24

Capital stock paid in . .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States.. .

Due unpaid dividends.

Individual deposits sub-

ject to check

Savings deposits

Demand certificates . "

Time certificates

Certified checks

Cashier's checks

'

Due to clearing housed

Certificates issued

Notes and bills redis-

eotinted

Bills payable, including

time certificates rep-

resenting borrowed money.

50.000 00 5,000 00 13,493 15 5,223 61
55,566 14 22,284 82
3,500 00 6,365 52

Total

$ 161,433 24

LOANS AND DISCOUNTS.

In suit

$

In judgment...':;.'.';.'.'. xfotin suit

Total

$

558 22 94j89 63 94747 85

S00^;-,"
,oub ul Worthless
To'al

* H247 85
500 00 $ 94.747 85

TREASURER'S REPORT.

323

Statement of the Condition of the Savings Bank of Griffin, Located at Griffin, Ga., at the Close of Business December 17, 1907.

B. R. BLAKELY, President.

J. H. SMITH, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. . $ Demand loans, (cotton) Overdrafts Bonds and stocks owned
b^ the hank Banking house furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from b nks and
banker^ in otherStates Currency Gold Silver, nickels and
pennies Checks and cash items. . Clearing house certifi-
cates Exchanges for the clear-
ing house Profit and loss Interest paid

87,363 92 18,398 11 6,799 11
115 00 2,625 24 1,933 09 6,523 57
377 56
22,500 00 370 00
953 55 1,4(J5 b8
1,305 00
1,323 23

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State .. Due to banks and bankers in other States Due tinpa d dividends. . It dividual deposits subject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Clearing house certificates Notes and bills rediscounted Bills payable, including time certificates representing borrowed
money

50,000 00 5,000 00
15,012 37 2,916 90 2100
56,179 17 16,253 82
3,500 00 3,140 00

Total. .

$ 152,053 26

Total

$ 152.053 26

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 361 03 163 19
_ 105,237 81
$ 105.762 03

Good .. Doubtful Worthless
Total

if 105,762 03 $ 105,762 03

324

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Merchants & Planters Bank, Located at Griffin, Ga., at the Close of Business December 3, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned
by the hank Banking house
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
b inkers in other States Currency ?ld .; -bilver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house
Profit and loss Interest paid
Clearing house certifl-
cates

183.551 91 17 424 27 55JIS8 49 36,200 00 7,520 56 2,489 28
5,120 63 808 97
7,412 ou 1,370 00
184 86 83 97
3,000 00

Total.

$ 320.416 94

Capital stock paid in. .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in tiis State

Due to banks and bank-

ers in other States ... Due unpaid divide ds. .

Individual depo.-its sub-

ject to check

Demand certificates. . . .

Tim * certificates

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

c tinted

Bills payable, including

time certificaies rep-

resenting b o r r o w ed money

Clearing house certifi-

cates issued

,.

100,000 00 20,000 00 64,798 58 3,851 08 2,194 63
110,572 65
lO.O^O 00

Ttal

$ 320 416 94

LOANS AND DISCOUNTS.

In suit In judgment Not insuit
Total....

$
24 56 200 953 S3

i?ood :; Roub"ul Worthless

$ 200 978 18

Total



$ 197,178 18 3,ii00 00 8')0 00
$ 200.978 18

TREASURER'S REPORT.

325

Statement of the Condition of the Merchants & Planters Bank, Located at Griffin, Ga., at the Close of Business December 17, 1907.

8. GRANTLAND, President.

J. C. BROCKS, Cashier.

RESOURCES.

LI VBII.IT1ES.

Loans and discounts. ,.$
Demand loans Overdrafts. Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other r al estate
Due from banks and bankers in this State.
Due from bunks and bankers in other Stales
Currency Clearing house certi -
eates Gold Silver, nickels and pen-
nies Checks and cash items . Exchanges for the clear-
ing house
Profit and loss Interest paid

175.702 Ofi IB, 106 75 41,299 -13
36,200 00 7.000 00 2,489 28 520 56
13,191 62
10,114 68 8,501 00
3,996 00 1,395 00
86S 90

Capital stock paid in. .| SurpUis fund. Undiv ded profits, less
current expenses and taxes paid Due tn banks and bankers in ihis State Due io banks and bankers in other State-!.. . . Due unpaid dividends. . Individual deposits subject to check Demand certifica'es. .. . Time certifi'-ates. Certified cecks Cashier's citecks Due. to clearing house, certificates. Due to clearing house. . Notes and bills rediscounteil
Bills payable including time certificates rep-
resenting borrowed money

100,000 00 20,000 00
64,776 36 3,285 87
90.757 95 18,163 29
19,000 00 1,401 71

Tota'

$ 317.3*8 18

Total

$ 317,388 18

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 24 56
191,784 15
$ 191,808 71

Good Doubtful Worthless
Total

$ 191,808 71 $ 191.808 7L

326
TREASURER'S REPORT.
Bank Examiner's Report of the Condition of the Newton Banking Co, Located at Griffin, Ga., at the Close of Business December 5, 1907.

Loans and discounts $

-Demand loans

Ove'drafrs

./

Bonds nd stocks owne ' bv the bank
Banking house

Furniuie and fixtures' Othnr real esta-e

Due from banks and

bankers in this State Due from banks and

Cbuarnreknecrys inooher States

Gold

'.'.'.'.'.'.'." "

Silver, nickels and pennies

Checks and cash items Exchanges fur the clear-
ing house

Profit and loss , "

Int-rest paid

.['/

Clearing house certificates ....

100,982 27 646 76
1,906 10
,072 41 4,690 10 7,620 00
900 00 794 87 43 0
3,043 00

J^L_1_1_LL__^.$ 125.698 91

Capital stock paid in $ Surplus fund
Undivided profits', "less current expenses and taxes paid.
Due to banks and bankers in this State
Due to banks and bankers in other States.
Due unpaid dividends Individual deposits sub-
ject to check
Demand certificates. Time certificates Certified checks
Cashier's checks Due to clearing house,
certificates issued Notes and bills redis-
counted
Bills payable, including
time certificates representing borrowed money

50,000 00 5,451 9ft
38,747 01
5,000 00 19,000 00 7,500 00

Total

$ 125,698 91

LOANS AND DISCOUNTS.

In suit In judgment....... *tinsuit
Total-

* ' 100,982 27 $ 100,982 27

Doubtful. :::::v..v-$ 100-98227
Worthless

Total

$ 1000.^97

TREASURER'S REPORT.

327

Statement of the Condition of the Newton Banking Co. Located at Oriffin, Ga., at the Close of Business December 17, 1907.

WILL HILL NEWTON,
President.

E. O. NEWTON, Cashier,

RESOURCES.

LIABILITIES.

Loans and discounts.. .$

Demand loans

Overdrafts ....:

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Dje from banks and

bankers in this State.

Due from banks and

bankersinotherStates

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

...

Profit and loss

Interest paid

Clearing house certifi-

cates,

101,910 95 655 88
2,640 63
1,564 92 5,6.35 71 8,637 00
9,0 00 722 66 85 89
465 00

Total.

$ 123,231 61

Capital stock paid in. .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

..

Due to banks and bank-

ers in this State

Due to binks and bank-

ers in other States...

Due unpaid dividends. .

Individual deposits sub-

ject to check

Demand certificates. ...

Time certificates

Certified checks

Cashier's checks

Due to clearing house.. .

Notes and bills redis-

counted

Bills payable including

time certificates rep-

resenting borrowed

money

.

Clearing house certifi-

cates

50,000 00 5,832 11
22,708 50 13,194 03
19,000 00 7,500 09 5,000 00

Total

$ 123 234 64

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 101.910 95
$ 101,910 95

Good Doubtful Worthless.
Total

$ 101,910 95 $ 101.910 95

328

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Effingham County Bank, Located at Guyton, Ga., at the Close of Business June 20, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Olher real es'ate

Due from hanks and

bankers in tin's Stale..

Due from banks and

bunkers inother Siaies Curreucy

Gold

'...'.'.'.\'.'.'.'.'

Silver, nickels and pennies

Checks and cash items.

Exchanges for the clearing house

Profit and loss

Interest paid. ... ......

Depositors fund

81,036 39 310 00 45
3010) 1,739 50 1,579 39
12,128 48
4,2.'6 40 >,o 00 (0 6">4 05 48 75
2,822 70

Capital sfock paid in. .$

Surplus fund

'

Undivided profits, Jess

current txpenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States

Due unpaid dividends

Individual deposits sub-

ject to check

havings deposits

Demand eertificates. .

Time certificates < ernfied checks .......

Cashier'schecks .. .... Hue to clenring house

Notes and bills redisconnted

Bills payable, including

time certificates rep-

resenting borrowed money

15,000 00
4 p34 76
26,196 29 192 33
59,121 24 36 00

JI^Lii--L_----$ '05.180 62

_T_"tal

LOANS AND DISCOUNTS.

|r' s'lit In judgment Not in suit
Total

$ .".'

81,346 39

?'0,<utb;^yu\l
Worthless

$ 81.84H 39

Tota1

. .$ 105.180 62
$ 81'3lfi 22
30 17 S 81.346 39

TREASURER'S REPORT.

329

Statement of the Condition of the Effingham County Bank, Located at Guyton, Ga., at the Close of Business December 17, 1907.

\V. S. WlTHAM,' President.

W. O. ROBERTS, Cashier.

RKSOUKCES.

LIABILITIES.

Loans and discounts . .$

Denial.d loans

Overdrafts

Bonds and n cks owned

by i he bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

'



Ohrcks and cash items

Exchanges for the clear-

ing house

Profit and loss

Interest paid

8!,677 50 19 96 300 00
1.789 50 1,606 89
22,858 55 5,389 61 l.-^l 00 l2o 0J 1.616 51 133 76
723 51

Capital stock paid in. .$
Surplus lund: Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankersin other Mates. ... Due unpaid dividends.. Individual deposits subject to checK Demand certificate s. Time certificates Savings department Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed
money,

15,000 00
5,507 14
33,179 46 47,899 43 15,133 20
752 59

Total

....* 117,771 82

Total

LOANS AND DISCOUNTS.

-..* 117,771 82

In suit In judgment Not in suit
Total

$

Good

'.

Doubtful

86,677 50 Worthless

$

Total

$ 81,677 50 %

330

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Jones County Bank, Located at Haddock, Ga., at the Close of Business Nov. 26, 1907.

RESOURCES.

Loans and discounts . .$

l)emand loans

Overdrafts

Bonds and st"cks owned

bv the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks an i

bankers in other States

Currency

Gold

Silver nickels and pen-

"ies

Checks and cash items.

Exchanges for the clear-

ing h-nise

.....

Profit, and loss

In erest paid

Clearing house certifi-

cates

L1ABILI IIES.

27,264 42 3 \>~ 91 '582 49
1,560 41 1,478 54
3,094 32
4,210 00 5 00
16 04 23 17
40 00

Capital stock paid in. ..$ surplus fund Undivided profits, less
current expense and taxes paid
Due to banks and bank-
ers in this State . ... Due to brinks and bank-
ers in other states . . Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates ... Time certificates Certified cecks < ashier's checks
Due to clearii g house. .
Notes and bi.ls rediscounted
Bills payab'e, including time certificates representing borrowed money

15,000 00
5^34 18 2,076 54
117 15
19,574 43 100 00

Total
In suit In judgment Not in suit
Total

$ 4?,3ti2 30

Total

LOANS AND DISCOUNTS.

$

D0o0u(Jbtful

30,392 33 Worthless

$ 30,392 33

Total

.$ 42,302 30
$ 30,392 33 $ 30,392 33

m?

_

TREASURER'S REPORT.

331

Statement of the Condition of the Jones County Bank, Located at Haddock, Ga., at the Close of Business December 17, 1907.

J. D. WALKER, President.

T. R. TURNER, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Fnrniiureandflxtures. . Other real estate Due from banks and
bankers in this State. Due from banns and
bankers in other States Currency God Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profn and loss Interest paid

27,997 52 3,478 21 191 12
i.560 41 1,478 54
2,858 17
881 20 1,550 00
5 00
831 89 41 41

Capital stock paid in . .$

Suiplus fund

Undivided profits, less

current expenses and

taxes paid

....

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States....

Due un aid dividends. .

Individual deposits sub-

ject to check. ....

Demand ceri ificates ...

Time cer ificates

Certified checks

Cashier's checks

Due to clearing house,

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

15,000 CO 6,651 18 4,540 12
15,691 67

Total

$ 40,882 97

Total

LOANS AND DISCOUNTS.

$ 40,882 97

. ...$ $

31,475 73 31,475 73

Good Doubtful Worthless
Total

$ 31,475 73 * 31,475 73

832

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Hagan, Located at Hagan, Ga., at the Close of Business, April 19, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts $

Demand loans

Overdrafts

;...

Bonds ami stocks owned

by the bank

Ba> king house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this Stale.

Due from banks and

bankersinotherStates

Currency

Gold

Silver, nickels and pen-

nies

( hecks and cash items.

Exchanges for the clear-

inn house ..

Profit and loss

Interest, paid

Depositors fund

41,323 64 6M) 00 69 03
2,386 32 1,300 00
2,9)0 69
5,12} 42 995 00 70 00
623 47 20 00
,
2,822 70

Capital stock paid in. .$ Surplus fund
Undivided profits, less current expenses and tax-s paid
Due to banks and bankers in this state
Due to banks and bank-
ers in other States ... Due unpaid dividends . Individual deposits sub-
ject to check Demand c> rtificates. . . . 'lime certificates ( Vn ifieii checks Cashier's checks I'ue to clearing house. . Noies and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

15,000 00 2,332 33 15,000 00 17,193 02 11,765 02
10,000 00

Total

$ 58.295 37

Total

.$ 58,29:. 37

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

1,277 80 GTM<1

75 00 Doubtful

VVoi thiess

$ 41,975 64

Total

$ 41,975 64 $ 41,975 64

HHH1

TREASURER'S REPORT.

333

Statement of the Condition of the Bank of Hagan, Located at Hagan, Ga., at the Close of Business December 17, 1907.

M. A. SMITH, President.

L. B. GODBEB, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency
Gold Silver, nickels and pen-
fjjpg
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

35,937 62 3,178 40 146 56
A-w *s MOU UU
2,266 68 3,51.41 1.804 00
410 u0
D-o rW
25 92

Capital stock paid in. .$ 15,000 00

Surplus fund

Undivided profits, less

current expenses and

taxes paid....

2,073 10

Due to banks and bank-

ers in this State......

Due to banks and bank-

ers in other States....

Due unpaid dividends. .

Individual deposits sub-

ject to check

19,307 42

Demand certificates

5.000 00

Time certificates

. 3,957 10

Certified checks........

Cashier's checks

58 72

Due to clearing house. .

Notes and bills redis-

counted... Bil!s payable, including

4,000 00

time certificates rep-

resenting borrowed

money

2,000 00

Total

< 51.39ft 34

Total

LOANS AND DISCOUNTS.

$ 51,396 34

In suit In judgment Not in suit

Total

'

23 tr

*

164 25 625 lb 3S,42b 7"

Good Doubtful Worthless

$ 39,116 02

Total

... 39,116 02 $ 39,116 02

334

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Hahira, Located at Hahira, Ga., at the Close of Business February 28, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts $ 29,780 25

Demand loans

299 00

Overdrafts

Bonds and stocks owned

by the hank Banking house

v 2,180 78

Furniture and fixtures. 1,325 83

Other real estate

Due from banks and

bankers in this State. 1,838 01

Due from banks and

bankers in other States 4,452 18

Currency

1,240 00

Gold

395 00

Silver, nickels and pen-

nies

479 64

Checks and cash items..

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Depositors fund

2,822 70

Capital stock paid in. . .$ Surplus fund. Undivided profits, less
current expenses and taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States.... Due unpaid dividends . Individual deposits sub-
ject to check Demand certificates.... Time certificates Certified checks Cashier's checus Due to clearing house. . Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed money

15,000 00
1,682 70 3,000 00 3,000 00 17,776 22 4,354 47

Total

$ 44,813 39

Total

$ 44,813 39

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 30,079 25
$ 30,079 25

Good Doubtful Worthless
Total

$ 30,079 25 $ 30,079 25

TREASURER'S REPORT.

335

Statement of the Condition of the Bank of Hahira, Located at Hahira, Ga., at the Close of Business December 17, 1907.

DR. J. F. OWENS, President.

W. H. MCKIKNON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house OFuthrneriturerealanedstfaitxetures. . Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels, and pen-
nies Checks and cash items Exchanges for the clear-
ing hou*e. Profit and loss Interest paid Clearing house certifi-
cates

40,523 13 65 67
2,180 78 1,3-5 83
2,602 47 3,493 88 2,255 00
240 00 720 39 133 10
90 00

Capital stock paid in... $ Surplus fund. . . Undivided profits, less
current expenses and taxes paid ... Due to banks and bankers in this State Due to banl-s and bankers in other States.... Due unpaiddividends. . . Individual deposits subject to check Demand certificates. . . . '1 ime certificates Certified checks Cashier's checks Due to clearing house Notes and bills rediscounted Bills payable, including
time certificates representing borrowed money

15.00C 00 2,189 64
25,458 65 8,447 06
48 90
2,500 00

Total Total

$ 53.644 25

Total

LOANS AND DISCOUNTS.

$ .... 40,523 13
$ 40,523 13

Doubtful

$ 53,6-14 25 $ 40,523 lg

m

336

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Hampton, Located at Hampton, Ga., at the Close of Business September 13, 1907.

RESOTJECES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and bankers in other States. Currency Gold
Silver, nickels and pennies
Check-* and cash items. Exchanges for the clear-
ing house Profit an/i loss Interest paid

156,300 85
1,200 00
7,943 79 1,161 03 1,772 00
10 00 161 23 20 00

Capital stock paid in. .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States... .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates Time certificates....... Certified checks Cashier's checks Due to clearing house . . Notes and bills redis-
counted
Bills payable, including
time certificates representing borrowed money

25,000 00 18,584 15
45,573 51 4,411 24
75,000 00

Total

$ 168,568 90

Total

$ 188,568 90

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 156,300 85
$ 156.300 85

good.. Doubtful Worthless
Total

$ 156,300 85 $ 156,300 85

K

TREASURER'S REPORT.

337

Statement of the Condition of the Bank of Hampton, Located at Hampton, Ga., at the Close of Business December 17, 1907.

W. P. WILSON, President.

J. O. NORMS,
c ishier.

RESOURCES.

LIABILITIES.

Loans and discounts..$
Overdrafts Bonds and stocks owned
by the bank Banking hou-e Furniture and fixtures. Other real estate Due from banks and
bankers in this Staie. Due from banks and bankers in other States Currency Gold Silver, nickles and pen-
Checks and cash items. Exchanges for the clear-

62,332 40
1,200 00
17,897 21 6,434 83 1,025 00
10 00 283 97

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends. . Individual deposits sub-
Demand certificates. .. Time certificates Certified checks Cashier's checks .... Due to clearing house.. Notes and bills redis-
Bills payable, including time certificates representing borrowed money

25,000 00 20,015 68
39,356 49 4,811 24

89.183 41

Total

LOA.NS AND DISCOUNTS.

$ 89,183 41

In suit In judgment Notin tuit
Total

f

Good

Doubtful

62,332 40 Worthiest

$ 62,332 40

Total

$ 62,332 40 $ 62,332 40

338

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Harlem, Located at Harlem, Ga., at the Close of Business November 23, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankprs in this State. Due from banks and
bankers inotherStates Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

35,476 05 7,0:56 25 1,695 44
2,248 04 1,613 60
2,697 52 42 69
1,812 00 50 00 671 71 40 00
50 00

Capital stock paid in. .$ Surplus fund. Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . . Due unpaid dividends. . Individual deposits subject to check S vings deposits Demand certificates. . .'. Time certificates Certified checks
f'ashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

15,000 00 4,728 15
28,094 20 5,607 30 4 55

Total

$ 53,434 20

Tolal

$ 53.434 20

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful

42,512 30 Worthless

$ 42,512 30

Total

$ 42,338 50 173 80
$ 42,612 30

m

TREASURER'S REPORT.

339

Statement of the Condition of the Bank of Harlem, Locate at Harlem, Ga., at the Close of Business December 17, 1907.

F. H. PHILLIPS, President.

W. A. WlNN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. . ..$
Overdrafts including
Bonds and stocks owned by the bank
Furniture and fixtures.
Due from banks and bankers in this State.
Due from banks and banners in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Clearing house certifl-
Profit and loss Interest paid

32,827 79 6,054 90 3,025 2G
2,248 94 1,613 60
4,162 09 1,103 47 2,400 00
105 00 427 24
244 00

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates Time certificates Certified checks
Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

15,000 00 4,828 77
28,675 71 5,402 30
4 55 300 96

Total
In suit In judgment Not in suit
Total

$ 54,212 29

Total

LOANS AND DISCOUNTS.

300 00 38,582 69 $ 38,882 69

Good Doubtful Worthless
Total

$ 54,212 29
$ 38,648 69 " 234 00$ 38,882 69

340

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Harrison, Located at Harrison, Ga., at the Close of Business May 15, 1907.

RESOURCES.
Loans and discounts . .$ Demand loans . Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate ....... Due from banks and
bankers in this State Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

38,174 99 567 00 659 59
2,116 07 1,35147
836 91 618 89 135 09 25 00 54 85 86 24

LIABILITIES.
Capital stock paid in. if Sundus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. .. . Due unpaid dividends. . Individual deposits subject to check :... Savings deposits Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

15.000 00 1,500 00
815 60
22,241 81 68 60
5,000 00

Total.

$ 44,626 01

Total

$ 44,626 01

LOA.NS AND DISCOUNTS.

In suit In judgment Not in suit
Total. .

$

Good

Doubtful

38,741 93 Worthless

$ 38,74199

Total

$ 38,741 99 $ 38,741 99

m

TREASURER'S REPORT.

341

Statement of the Condition of the Bank of Harrison, Lo-

cated at Harrison, Ga., at the Close of Business

December 17, 1907.

J. A. MCCRARY, President.

J. N. LAMER, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$
Demand loans Overdrafts (cotton)... Bonds and stocks owned
by the bank Banking house Furniture andfixtures. .
Other real estate Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items.. Exchanges for the clear-
ing house Profit and loss Interest paid

7,953 03 5,000 00 11,060 93
2,150 02 1,426 47
3,982 02 360 89 650 00
194 45 913 33
627 78

Capital^tock paid in. .$

Surplus fund .

Undivided profits, less

current expenses and

taxes paid



Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States. . .

Due unpaid dividends..

Individual deposits sub-

ject to check

Demand certificates

Time certificates

Certified checks

Cashier's checks

Due to clearing house.

Notes and bills redis-

counted

Bills payable, including

time certificates rep-
.eating borrowed

15.000 00 1,500 00
336 19
,.,,.,. 15,014 id
68 BU

Total
Insuit In i udgment Not in suit
Total

.$ 3+.9I8 92

Total

LOANS AND DISCOUNTS.

*

25 00

Good Doubtful

12.928 03 Worthless

$ 12.953 03

Total

$ 34.918 92
$ 12,953 03 $ 12,953 03

34a
TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Farmers & Merchants Bank, Located at Hartwell, Ga., at the Close of Business November 5, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$

Demand loans

Overdrafts .Bonds and stocks owned

by the bank

Banking house

furniture and fixtures. Other real estate

Due from banks and

bankers in this State.

Due from binks and

bankers in other States

Oi"ency gSiolvlder, n:ic,ke-,lsa-nd pen-

"ie,s -Y : Ohecks and cash items .

Exchans.es for the clearing house

Profit and loss

''

Interest paid

....

127 976 94 ]5,-519 95 15,646 18
5,608 56 2,484 Jl
2,490 61
280 29 7,134 00
^70 00 1 810774 9764

Tofal

.1! 179,393 34

Capital stock paid in. .$ Surplus fund.. Undivided profits, less
current expenses and
taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States... . Due unpaid dividends. . Individual deposits sub-
ject to check. Savings deposits Demand certificates T'TMe certificates Certified checks
Cashier's checks Due to clearing house. Notes and bills redis-
counted
Bills payable, including
time certificates representing borrowed
money

50,000 00 10,000 00 2,856 55
1542 21 6i 6]9 0g 11,894 81
480 6
41,000 00

Total......_^^^j 179.393 34

LOANS AND DISCOUNTS.

Jni?u't In judgment Not in suit
TotaI

$ 2,224 78 141 272 11
$ 143,496 89

Doubtfui:;::.::;;;;;* 14M9689 Worthless

Total

$ 143,496 89

TREASURER'S REPORT.

34a

Statement of the Condition of the Farmers & Merchants Bank, Located at Hartwell, Ga., at the Close of Business December 17, 1907.

A. N. ALFORD, President.

J. H. HODGES, Cashier,

RESOURCES.

LIABILITIES.

Loans and discounts . .$ 117.552 10

Demand loans

10329 46

Overdrafts

lo,649 78

Bonds and stocks owned

by the bank

Banking house Furniture and fixtures.

5,673 51 2,484 11

Other real estate

Due from b mks and

bankers in this State. 3,030 82

Due from banks and

bankers in other States 11,896 94

Currency..-.

6,240 00

Gold

25 0J

Silver, nickels and pennies

2,864 38

Checks and cash items. 7,458 93

Exchanges for the clear-

ing house

Profit and loss Interest paid

3,304 06

Capital stock paid in. . $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividends. Individual deposits subject to check
Demand certificates ... Time certificates
Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates rep-
resenting borrowed money

50,000 00 10,000 00
5,554 42
70,828 74 10,975 62
150 31
39,000 00

Total

$ 186,509 09

Total

LOANS AND DISCOUNTS.

$ 186.509 09

In.uit In judgment Not in uit
Total

2,173 48 1-,-1,*5,3o77s8> 6Ro2
.$ H7.552 10

Good Doubtful Worthless
Total

* U7.552 10$ 117,552 10

344

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Hartwell Bank, Located at Hartwell, Ga., at the Close of Business November 6, 1907.

KBSOURCES.

LIABILITIES.

Loins and discounts. ...$ 120,945 96

Demand loans

10,869 96

Overdrafts

6,133 79

Overdrafts secured by cotton

Bonds and stocks owned by the bank

Banking house

7,000 00

Furniture and fixtures. Other real estate

1450 00

Due from banks and

bankers in this .State. 2,500 76

Due from bmks and

bankers in other States Currency ^]d : Silver, nickels and pen-

2,270 75 g^-js 00
667 00

nies

1,187 02

Checks and cash items.

'337 99

Exchanges for the clearing house

Profit and loss

Interest paid

Capital stock paid in.. .$ 40,000 00

Surplus fund

9,000 00

Undivided profits, less

current expenses and

taxes paid

8,802 64

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other states.. ..

Due unpaid dividends. .

Individual deposits sub-

ject to check

44.136 05

bavings deposits

3,749 35

Demand certificates

Time certificates

84,626 41

Certified checks

Cashier's checks

1,281 78

Due to clearing house..

Notes and bills redis-

counted

Bills payable, including

time certificate-! rep-

resenting borrowed

money

26,000 00

__ Total

$ 162,596 23

Tntal

LOANS AND DISCOUNTS.

* 162,596 23

la suit In judgment Mot in suit
To**1

$ .'. 1,893 52
129,922 40
131,815 92

SSfei::-.-.-.::-::::.-.-.-.1 *****

Worthless

300 00

Total

t 131.81B 92

TREASURER'S REPORT.

34&

Statement of the Condition of the Hartwell Bank, Located at Hartwell, Ga., at the Close of Business December 17, 1907.

E. B. BENSON, President.

J. G. CRAFT, Cashier,

RESOURCES.

LIABILITIES'.

Loans and discounts. . .$
Bonds and stocks owned by the bank
Furniture and fixtures.. Other real estaie Due from banks and
bankers in this State.. Due from banks and
bankers in otherStates
Gold Silver, nickels and pen-
Checks and cash items. . Exchanges for the clear-

106,187 0! 5,221 09 6 018 27
7,000 00 1,450 00
7,309 09
9,02S 54 6,820 00
804 00
1,110 41 986 31

Profit and loss Interest paid

2,967 68

Total

$ 154,602 41

Capital stock paid in.. $
Undivided profits, less current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States ...
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. . . .
Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
jounted Bills payable, including
ing time certificates representing borrowed

40,000 009,000 00 5,792 58 441 14 444 03
49,949 39 27,612 05
1,663 22
20,000 00

Total

$ 154,902 41

LOANS AND DISCOUNTS.

In suit. In judgment Not in suit
Total

$ 2,434 55
108,973 56
$ 111,408 11

Good Doubtful Worthless
Total

$ 111,111 11 297 00
$ 111,408 11

m

346

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Hawkinsville Bank & Trust Co., Located at Hawkinsville, Ga., at the Close of Business April 3, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$ Demand loans
Overdrafts Bonds and stocks owned
by the bsnk Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State.. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items.. Exchanges for the clear-
ing house Profit and loss Interest paid

155,500 12 5K,893 60 14,061 90
19,020 00 2,583 35
2,601 71
5,853 31
1,531 27 3,555 00
195 U0
1,673 36 6,462 10

Capital stock paid in. $

Surplus fund

..."

Undivided profits, less

current expenses and

taxes paid

Due. to bnnks and bank-

ers in this State

Due to banks and bank-

ers in oilier states . . .

Due unpaid dividends. .

Individual deposits sub-

ject to check.

Demand certificates. .. .

Time certificates

Cenified checks

Cashier's checks

I>U" to clearing house. .

Notes and bills redis-

counted

Bills payab'e, including

time certificates rep-

resenting borrowed

money

50,000 00 47,191 20
89,746 64 12,49188 27,842 78
42,656 25

Total
In suit In judgment Not in suit
Total

$ 269,930 75

Total

LOANS AND DISCOUNTS.

$

177 55

324 75

211,891 42

$ 212,393 7?

Good Doubtful Worthless
Total

$ 269,930 75
$ 210,393 72 2,000 00
. $ 212,393 72

TREASURER'S REPORT.

347

Statement of the Condition of the Hawkinsville Bank & Trust Co., Located at Hawkinsville, Ga., at the Close of Business December 17, 1907.

E. J. HENRY, President.

R. A. PATH, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$
Bonds and stocks owned by the bank
Furnitureandflxtures ) Other real estate Due from banks and
bankers in this State. Due from banks and
hankers in other States
Gold Silver, nickels and pen-
nies Checks and cash items. Profit and loss Interest paid Advances on cotton ... Clearing house certifl-

117,733 28 67,650 96
5,843 41
19,020 00 2,583 35 2,042 82
4,699 27
3,661 91 8,240 00
875 00
2,581 98 10,614 27
1,832 55
2,751 00

Total

$ 250,129 80

Capital stock paid in . $

Reserve fund $7,705.44]

Undivided profits, less |

current expenses}-

and taxes paid]

$39,94b 35

J

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States...

Due unpaid dividends. .

Individual deposits sub-

ject to check

Demand certificates... .

Time certificates

50,000 00 47,651 79
85,104 83 7,960 36
34,259 98

Due to clearing house Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
Clearing house certifl-

152 84
10,000 00 15,000 00

Total

$ 250,129 80

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

243 01

324 75

184,816 48

$ 185,384 24

Good Doubtful Worthless
Total

$ 178.3S4 24 7,000 00
$ 185,384 24

348

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Planters Bank, Located at Hawkinsville, Ga., at the Close of Business April 4, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts..! Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in otherStates Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

145,608 21 52,261 49 5.019 62
6,174 21 8,750 00
11,394 33
27,449 57 I,y22 00 25 00
1,007 58 1,106 51

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in otherStates ... Due unpaid dividends..
Individual deposits subject to check
Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bibs redis-
counted
Bills payable, including time certificates representing borrowed money

50,000 00
52,881 95 62 71
106,S80 71 7,592 67
38,300 48

Total
In suit In judgment Not in suit
Total

$ 255,718 52

Total.

LOANS AND DISCOUNTS.

$ 197,869 70
.$ 197.869 70

Good Doubtful Worthless
Total

$ 255,718 52
$ 196,869 70 1,000 00
$ 197,869 70

TREASURER'S REPORT.

349

Statement of the Condition of the Planters Bank, Located at Hawkinsville, Ga., at the Close of Business December 17, 1907.

J. F. OOURY, President.

N. A. JELKS, Cashier.

EESOUECBS.

LIABILITIES.

Loans and discounts. .$ Demand loans
Overdrafts Bonds and stocks owned
by the bank
Banking house and..") Furniture and fixtures / Other real estate Due from banks and
bankers in this State.
Due from banks smd bankers in otherStates
Currency
Gold Silver, nickels and pen-
nies Checks and cash items.
Clearing house certificates on hand
Profit and loss Interest paid charged
off Advances on cotton....

86,596 25 92,609 46
4,916 76 6,000 00 3 750 00
5,614 17 13,716 31 13,400 00
2o0 00 2,589 43 4,658 19 2,243 00
28,114 65

Capital stock paid in. .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in otherStates... .

Due unpaid dividends. .

Individual deposits sub-

ject to check

Demand certificates ...

Time certificates

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money



Clearing house certifi-

cate account

50,000 00 58,408 80
1,638 34
90,993 36 12,476 64 30,941 08
20,000 00

Total

$ 264,458 22

Total

$ 264,458 22

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total
24 tar

$ 179,205 71
$ '79,205 71

Good Doubtful Worthless .
Total

$ 177,450 46 1,755 25
$ 179,205 71

mm

350

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Hazlehurst, Located at Hazlehurst, Ga., at the Close of Business March 15, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold
Silver, nickels and pennies
Checks and cash items . Exchanges for the clear-
ing house

23,109 59 3,261 40
4,986 51 545 35
3,362 31 4,203 03 1,8:'5 00
65 00 180 03
3 61
2,822 70

Capital stock paid in. $
Undivided profits, less current expenses and taxes paid
Due to bank? and bankers in other States . . .
Due unpaid dividends. . Individual deposits sub-
Demand certificates. .. .
Certified checks Cashier's checks . Due to clearing house.. Notes and bills redis-
Bills payable, including time certificates representing borrowed

15,000 00
520 85 16,500 00
10,920 71 1,423 00

Total
In suit In judgment Not in suit
Totql

% 44,364 56

Total

LOANS AND DISCOUNTS.

$

ood

Doubtful

26,370 99 Worthless

% 26.370 99

Total

$ 44.364 56 | 26,370 99 $ 26,370 99

TREASURER'S REPORT.

351

Statement of the Condition of the Bank of Hazlehurst, Located at Hazlehurst, Ga., at the Close of Business December 17, 1907.

J. W. HlNBON, President.

J. T. KNIGHT, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$
Demand loans Overdrafts
Bonds and stocks owned by the bank
Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State. Due from banks and
bankers inother States
Currency Gold Silver, nickels and pen-
nies Checks and cash items.. Exchanges for the clear-
ing house.. Profit and loss Interest paid

Total

$

26,153 44 201 14
4,814 56 1,385.80
2,924 46 4,784 65
620 00 300 00 11108
1,369 40
42,754 53

Capital stock paid in. .$ Surplus fund. Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State. ... Due to bank- and bankers'in other States ... Due unpaid dividends.. Individual deposits subject to check Demand certificates... . Time certificates Certified checks Cashier's checks Due. to clearing house . Notes and bills redisconnted Bills payable, including time certificates representing borrowed
money

Total

$

15,000 00 363 77
5,000 0C 3,500 00 8,787 01 8,0^0 00 2,103 75
42,754 53

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

26,153 44

Good Doubtful Worthless

* 26,153 44

Total

$ 26,153 44 * 28.153 44

352

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank, located at Hazlehurst, Ga., at the Close of Business March 14, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. . $ .Demand loans Overdrafts Jkinds and stocks owned
by the bank Hanking house
Furniture and fixtures. Other real estate. ... Due from banks and
bankers in this State. Due from banks and
bankersin other States Currency
tfold Silver, nickels and pen-
nies
Checks and cash items.. Exchanges for the clear-
ing house Profit and loss interest paid

88,782 75 17,157 00
625 03
2,035 63
4,260 08 723 09
3,122 00 52 50
931 91 671 74

Total

$ U8,3fil 73

Capital stock paid in. $ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other Stales
Due. unpaid dividends.. Individual deposits sub-
ject to check Demand certificates
Time certificates Certified checks
Cashier's checks Due to clearing house. . Notes and bills redis-
counted
Bills payable/including
timecerlificatesrepresenting borrowed mney .-.

30,000 00 3]008 70
40,739 22 19,615 81
25,000 00

T"tal

.$ 118.361 73

LOANS AND DISCOUNTS.

\as.ai} In judgment Not in suit
Total

*

893 95

105,04.3 80

.$ 105,939 75

00. :;; Doubtful Worthless
Tofal

$ 105,939 75 .] $ 105.939 75

TREASURER'S REPORT.

353

Statement of the Condition of the Citizens Bank, Located at Hazlehurst, Ga., at the Close of Business December 17, 1907.

L. W. JOHNSOK, President.

.T. 0. BENNETT, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$
Demand loans Overdrafts Bonds and stocks owned
by ihe bank Banking house Furniture and fixtures. Other real estate Due from bunks and
bankers in this State. Due from banks and
bankers in other States
Currency
Gold Silver, nickels and pen-
nies Checks and cash items.. Exchanges fortheclear-
ing house Profit and loss Interest paid

81,047 78
4,980 99
4,000 00 2,061 10
3,028 64 5,000 53 2,733 00
20 00 47 78 388 74

Capital stock paid in. % Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills rediscounted Bills payable, including time certificates representing borrowed
money

30,000 00 2,100 00 1,698 95
21,079 9(i 24,668 81
760 8-i 23,000 00

Total
In suit In judgment Not in suit
Total

% 103,308 56

Total

LOANS AND DISCOUNTS.

$ 1,126 07 Good Doubtful
79,921 71 Worthless

$ 81,047 78

Total

$ 103,308 56
$ 79,921 71 1,126 07
% 81 047 7S

354

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank, Located at Helena, Ga., at the Close of Business April 12, 1907.

EBSOUBCES.

LIABILITIES.

Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States

Gold

Silver, nickels and pen-

nies

...

Checks and cash items.

Exchanges for the clear-

ing house

23,735 24 2,105 47
2,000 00 1,666 42
2,593 91 2,982 37 1,110 UO
79 60 76 50

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid. Due to banks and bank-

15,000 00 1,021 64

Due to banks and bankers in other States... .
Due unpaid dividends. . Individual deposits sub-
ject to check ...'.... Demand certificates....

13,327 87

Cenified checks

Due to clearing house. . Notes and bills redis-

Bills payable, including time certificates representing borrowed

7,000 00

Total

$ 3,349 51

Total

LOANS AND DISCOUNTS.

$ 36,349 51

Not in suit Total

$

140 00

23,595 21

..... * 2S.7W 24

Good Worthless
Total

$ 23,735 24 $ 23,735 24

TREASURER'S REPORT.

355

Statement of the Condition of the Citizens Bank, Located at Helena, Ga,, at the Close of Business December 17, 1907.

Li, O. BENTON, President.

J. B. MCCKAKY, Cashier.

RESOUKCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds ana stocks owned
by the bank Banking house Furniture and fixtures. .
Due from banks and bankers in this State.
Due from banks and bankers in other States
Gold Silver, nickels and pen-
Checks and cash items . Exchanges for the clear-
ing house

20,351 91
2,000 00 1,713 92
1,717 35 971 59 765 00 95 00 522 04 199 50
224 79
28,561 10

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and
Due to banks and bank-
Due to banks and bankers in other States... .
Due unpaid dividends. . Individual deposits sub-
Demand certificates.... Time certificates Certified checks
Due to cleaiing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

15,000 00 726 77
5,734 33 100 00
7,000 00 28,561 10

LOANS AND DISCOUNTS.

In judgment Total

$

538 90

294 95 Doubtful

19,518 06

$ 20,351 91

Total

$ 20,052 11 299 80
$ 20,351 91

356

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank~ of Hiram, Located at Hiram, Ga., at the Close of Business October' 18, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures.. Other real estate Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items.. Exchanges for the clear-
ing house. Profit aud loss Interest paid

20,207 10 2,000 00
632 23
1,861 00 1,274 79 7,130 14 1,842 62 1,385 00
448 27
137 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due t'> banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits subject to check Demand certificates. .. . lime certificates Certified checks........ Cashier's checks Due to clearing house
Notes and* bills rediscounted
Bills payable, including time certificates representing borrowed
money.

15,000 00 22 35
18,557 43 838 37
1,600 00

Total.
In judgment Total

$ 36.918 15 I Total LOANS AND DISCOUNTS.

$ Doubtful
22,207 10 Worthless. ....

$ 22,207 10

Total

$ 36,918 15
$ 22,207 10 $ 22,207 10

TREASURER'S REPORT.

357

Statement of the Condition of the Bank of Hiram, Located at Hiram, Ga., at the Close of Business December 17, 1907.

JNO. D. WALKER. President.

M. H. TAPPAN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. . $
Demand loans Overdrafts
Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ins house Profit an i loss Interest paid Undivided profits, less
current expenses and taxes paid

Total

$

14,758 23 671 66
4,24o 6L
1,856 00 1,274 79
6,421 87 562 34
M^3 00
185 44 1 00
160 70
105 98 31,366 61

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and
taxes paid Due to banks and bank-
ers in this State . . Due to banks and bank-
ers in other Siates ... Due unpaid dividends . Individual deposits sub-
ject to cheek Demand certificates. .
Time certificates
Certified checks Cashier's checks
Due to clearing house. . Notes and bills redis-.
counted Bills payable, including
time certificates representing borrowed
money

Total.......

$

15,000 00
15,006 25 710 00 aiui''%a 650 db
31,366 61

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good Doubtful

15,429 88 Worthless

$ 15.429 88

Total

% 15,429 88 $ 15,429 88

358

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Hogansville Banking Co., Located at Hogansville, Ga., at the Close of Business December 27, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts
Overdrafts secured by cotton
Bonds and stocks owned by the bank
Banking house
Furniture and fixtures. Otherrealestate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency
Cold.... Silver, nickels and pen-
*ie,s- Checks and cash items. Exchanges for the clear-
ing house
Profit and loss Interest paid
Clearing house certificates

41,362 66 13,188 96 4 309 57 i;052 58
1,243 33
752 05 2,597 38 i)052 00
225 00 1,300 15
341 15
21 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State .. Due to banks and bankers in other States. .. Due unpaid dividends. Individual deposits subject to check Savingsdi-posits
Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed
money

25,000 00 7,500 00 6,257 97
19,873 11 5,860 00
44 75
8,000 00

Total

$ 67,535 83 . Total

$ 67,535 S3

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

25 50 54,526 12

Cd Doubtful Worthless

$ 54,55162

Total

$ 54,55162 $ 54,551 62

TREASURER'S REPORT.

359

Statement of the Condition of the Hogansville Banking Co.,. Located at Hogansville, Ga., at the Close of . Business December 17, 1907.

J. P. ASKEW, President.

W. E. JOHNSON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. $
Demand loans Overdrafts Bonds and stocks owned
by ihe bank Eanking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State.
Due from banks and bankers in other States
^aoy:::::::::::::.
Silver, nickels and pennies
Checks and cash items.
Exchanges for the clear-
ing house Profit and loss Interest paid

45,105 07 12,085 79 0,127 72
l,24d 66
7,572 64 741 83
wSS
410 85 19 87
1,774 54

Capital stock paid in. .$ 25,000 00

Surplus fund.

7,500 00

Undivided profits, less

current expenses and

taxes paid

7,925 53

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States.. . .

Due unpaid dividends...

Individual deposits sub-

ject to check

20,548 86

Demand certificates. ... 2,4/5 00

Time certificates

8,8fi0 00

Certified checks

330 38

Cashier'schecks

1,062 87

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

, 3,000 00

Total

* '7,202 04

Total

LOANS AND DISCOUNTS.

$ 77.202 64

In suit In judgment Not in suit
Total

$

Good

25 50 Doubtful

57,765 36 Worthless

$ 57.7^0 86

Total

$ 57,790 86 $ 57,790 86

^

360

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Merchants & Farmers Bank, Located at Hogansville, Ga., at the Close of Business December 27, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts .. .$ Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house
Furniture and fixtures . Other real es ate Due from banks and
bankers in this State.. Due from banks and
bankers in other States. Currency *f oId bilver, nickels and pen-
nies .Checks and cash items. Exchanges for the clear-
ing house Profit and Joss Interest paid
Clearing house certificates

46,800 91 - 35,480 3i
5,985 94 813 31
' 1,884 27 900 00 804 33
1,216 00 160 00
1,250 17 100 00
429 00

Capital stock paid in. .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States ....

Due unpaid dividends..

Individual deposits sab-

ject to check

Demand certificates

Time certificates

Certified checks

Cashier's checks

Due to clearing hou?e. .

Notes and bills redis-

count ed

Bil s payable, including

time certificates rep-

resenting borrowed

money

-.

25,000 00 25,000 00 1,850 54
128 66 134 27 20,803 41 6,407 00 1,000 46
12,500 00

Total

$ 91394 34

Total

$ 91,824 34

LOANS AND DISCOUNTS.

In suit
In judgment .Not in suit
Total

$

no 64
265 48 77,845 10

Sl;-:
DoLibtfal Worthless

$ 78.281 2>

Total

* ",981 22
30000 $ 78,28122

TREASURER'S REPORT.

361

Statement of the Condition of the Merchants & Farmers Bank, Located at Hogansville, Ga., at the Close of Business December 17, 1907.

8. A. DAVIS, President.

H. H. MOBLEY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank. Banking house Furnitureandfixtures. . Other real estate Due from banks and
bankers in this State.
Due from banks and bankers inother States
Currency
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

47,464 34 33.613 31
6,984 61
1,884 37 900 00
2,486 10
1,199 00 10 00
700 51 97 06
1,971 60

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividends. . Individual deposits subject to check Demand certificates. .. . Time certificates Certified checks Cashier s checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

25.000 00 25,000 00 3,747 20.
836 98 23,728 31
5,407 00 1,091 41
12,500 00

Total....
Not in suit TotoJ

$ 97,310 90

Total

LOANS AND DISCOUNTS.

$ 97.310 90

$

396 48 Good

102 00 Doubtful

80,579 17

$ 81,077 65

Total

... . $ 80,777 65 300 00
% 81.077 65

362

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Homerville, Located at Homerville, Ga., at the Close of Business March 5, 1907.

KESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocksowned
by the bank Banking house Furniture and fixtures. Other real esiate Due from banks and
bankers in this .State. Due from banks and
bankers in.itherStates Currency Gold
Silver, nickels and pennies..
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

48,768 79 3,100 00 3,072 77
1,633 75 1,509 09
5,826 10 592 47
1,246 00
253 07 516 56

Capital stock paid in.. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this Stale Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits subject to check Demand certificates....
Time certificates Certified checks
Ca-mier'schecks Due to clearinghouse. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

15,000 00
3,802 52
284 89 25,009 72 22,353 22
98 25

Total
In suit In judgment

$ 66,54* 60

Total

LOANS AND DISCOUNTS.

$

Good

Doubtful

$ 66,548 60

TREASURER'S REPORT.

363

Statement of the Condition of the Bank of Homerville, Located at Homerville, Ga., at the Close of Business December 17, 1907.

H. J. PEOGLER, President.

H. M. PEOGLER, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. . . .$
Bonds and stocks owned
Furniture and fixtures. Othi-r real estate Due from banks and
bankers in this State.. Due from banks and
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-

45,057 89 1,548 31
1,633 75 1,509 09
4,749 26 930 82
1,446 00
811 25 78 96

Capital stock paid in.. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to bmks and bankers in this State Due to banks and bankers in other States. . . Due unpiid dividends. . Individual deposits sub-
Demand cenificates.... Time certificates Certified checks
Due to clearing house. . Notes and bills ^dis-
counted Bills payable, including
time cer ificates representing borrrowed money

15,000 00 3,782 04
294 44
750 00 15,118 00 17,364 00
156 85
5,000 00

Total Total

$ 57,765 33 LOANS AND DISCOUNTS.

$ 750 00
44,307 89
$ 45,057 89

Good Doubtful Worthless
Total

57,75 33
$ 45,057 89 $ 45 057 89

864

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Jackson Banking Co., Located at Jackson, Ga., at the Close of Business March 28, 1907.

BESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
bv the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State Due from banks and
bankers in otherStates Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

187.995 64 3,359 02
27,144 31
17,244 37 2,500 00 2,701 42
23,156 54
11,195 44 3,164 00
215 00
530 69 440 43

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State .... Due to banks and bankers in other States ...
Due unpaid dividends.. Individual deposits sub-
ject to check Savings dpposits
Demand certificates ... 'lime certificates Certified checks Cashier's checks Due to clearing house.
Notes and bills rediscounted
Bills payable, including
time certificates representing borrowed money

50,000 U0 6,000 00
42,439 09 3,936 88
20 00 134,978 59
43,012 33 259 97

Total
In suit In judgment Not in suit
Total

$ 279,646 86

Total

LOANS AND DISCOUNTS.

210 20 191,144 46
191,354 66

Good Doubtful Worthless
Total

$ 279.646 86
191,144 46 210 20
$ 191,354 66

r~r-- -_

TREASURER'S REPORT.

365

Statement of the Condition of the Jackson Banking Co., Located at Jackson, Ga., at the Close of Business December 17, 1907.

F. S. ETHERIDGE, President.

P. P. SASNETT, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$
Demand loans Overdrafts
Bonds and stocks owned by the bank
Banking house Furniture and fixtures.
Other real estate Due Irom banks and
bankers in this State.
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
jjjpg
Checks and cash items.
Exchanges for the clear-
ing house Profit and loss Interest paid

148,302 40 2,607 75
49,394 79
17,244 37 2,500 00 2,819 17
14,634 63
16,538 15 \3J>M 00
555 00
JoO 2.Y 3,282 11

Capital stock paid in. .$

Surplus fund

.

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this Slate

Due to banks and bank-

ers in other States.. ..

Due unpaid dividends..

Individual deposits sub-

ject to check

Demand certificates

Time certificates

Certified checks

Cashier's checks

Due to clearing house. .

..Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

50,000 00 5,000 00 43,193 98 3,066 32
109,784 17 34,870 34
1,029 77 15,500 00
10,000 00

Total

$ 272.449 58

Total

% 272,449 58

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total 25 tr

* 12,974 61 137,93o 54
$ 150,910 15

Good Doubtful Worthless
Total

* 150,699 95
210 20 ....$ 150,910 15

366

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Jefferson Banking Co., Located at Jefferson, Ga., at the Close of Business November 8, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$ Demand loans Overdrafts Overdrafts secured by
cotton
Bonds and stocks owned by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State Due from banks and
bankers in oiher States Currency old Oliver, nickels and pen-
"ie? Checks andca-h items. . Exchanges for the clear-
ing house Profit and loss Interest paid

117,833 75 22,920 88
400 00 2,000 00 1,500 00
20,216 32 5,484 31 11,027 00
89U 00 1,065 76 1,099 76

Capital stock paid in. .$ surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State. Due to b inks and bankers in other States. . . .
Due unpaid dividends . Individual deposits sub-
ject to check
Savingsdeposits Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis-
counted Bills payable, including time certificates, rep-
resenting borrowed money

50,000 00 25,000 00 17,257 07
176 00 34,485 05
146 91 14,872 75
2,500 00
40,000 00

Ttal
In suit In judgment Not in suit
T^"1

$ 184,437 78

Total

LOANS AND DISCOUNTS.

$ .' 117,833 75 117,83! 75

d---: Doubtful Worthless
Tntal

.$ 184,437 78
$ 117,833 76 $ 117.833 75

TREASURER'S REPORT.

367

Statement of the Condition of the Jefferson Banking Co., Located at Jefferson, Ga., at the Close of Business December 17, 1907.

H. W. BELL, President.

J. 0. TURNER, Cashier.

RE80URCE3.

LIABILITIES.

Loans and discounts.. .$
Bonds and stocks owned
Furniture and fixtures. Other real estate. Due from banks and
bankers in this S:ate. Due from banks and
bankers in other States Currency
Silv-er, nickels and pen-
Checks and cash items. Exchanges for the clear-
Profit and loss

95,717 49
15,545 76
400 00 2.000 00 1,500 00
9,942 12
4.696 90 lO.Oi'O HO 1,000 00
994 39

Total

$ 141.796 66

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid. Due lo banks and bankers in tiiis State Due to banks and bankers in other States.. . . Due unpaid dividends. . Individual deposits sub-
Demand certificates. .. .

50,000 00 25.U00 00
18,270 62
176 00 35,344 04 13,006 00

Due to cleaiing house.. . Noies and bills redis-
eounted Bills payable, including
time certificates representing borrowed money
141,7i'6 66

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful

95.717 49 Worthless

$ 95,717 49

Total

$ 95,717 49 * 95,717 49

368;

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Merchants & Farmers Bank, Located at Jefferson, Ga., at the Close of Business November 8, 1907.

RESOURCES.

LIABILITIES.

Loans aid discounts. ..$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items . Exchanges for the clear-
ing house Profit and loss Interest paid

Total

*

43,697 69 738 79
4,880 04 2,188 26
945 00 9,071 01 5,748 67 1,366 00
107 50 144 89 75 60
68,963 45

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other S'ates .. Due unpaid dividends . Individual deposits subject to check
Demand certificates. .. . Time certificates Certified checks Cashier's checks I 'ue to clearing house. .
Notes and bills redisconnted
Bills payable, including time certificates representing borrowed
money

Total

*

25,000 00 1,524 01
23,256 02 11,683 42
7.P00 00 68.963 45

LOANS AND DISCOUNTS.

Tn suit In judgment Not in suit
Total

$

Good

Doubtful

43,697 69 Worthless

$ 43.697 69

Total

$ 43,697 69 $ 43,697 69

TREASURER'S REPORT.

369

Statement of the Condition of the Merchants & Farmers Bank, Located at Jefferson, Ga., at the Close of Business December 17, 1907.

A. M. FLANIOAN,
President.

A. C. APPLEBY, Cashier.

KESOUBCES.

LIABILITIES.

Loans and discounts... .$
Bonds and stocks owned by the bank
Furniture and fixtures.
Due from banks and bankers in this State .
Due from bunks and bankers in other States
Currency Gold Silver, nickels and pen-
Checks and cash items . Exchanges for the clear-
Profit and loss

40,209 94
4,574 46
4,s80 04 2,188 26
945 00
5,650 55
2,083 55 487 on 168 50
211 88 638 55

Capital stock paid in.. .$ 25,000 00

Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States. ...
Due unpaid dividends. . Individual deposits sub-
Demand certificates....

1,800 11 688 26
23,404 94 10,724 53

Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

419 89

In suit

62,037 73

Total

LOANS AND DISCOUNTS.

$ Doubtful
40,209 94

$ 62.037 73
40,209 94 $ 40.209 94

370

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Twiggs County Bank, Located at Jeffersonville, Ga., at the Close of Business May 10, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Overdrafts secured by
cotton
Bonds and stocks owned by the bank
Banking h >use
Furniture and fixtures. Other real estate Due from banks and
bankers in this Staie. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid
Depositor's fund

68,630 97 7,127 66 77 30
314 42
8,514 00 2,000 00 1,460 74 2,908 86
3,423 96
6,042 06 957 00 120 00
427 08 170 97
2,822 70

Capital stock paid in. .$ Surplus fund Undivided profit?, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividei ds. . Individual deposits subject to check Savings deposits Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house . .
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed money..

25,000 00 3,291 29 6,500 00 29,769 53
25,475 90
15,000 00

Total

$ 105,036 72

Total

$ 105,036 72

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

373 17

Doubtful

75,385 46

$ 75.758 63

Total

* 75,697 46 61 17
$ 75 758 63

TREASURER'S REPORT.

371

Statement of the Condition of the Twiggs County Bank, Located at Jeffersonville, Ga., at the Close of Business December 17, 1907.

J. 0. SHANNAN, President.

P. E. GLENN, Cashier.

RESOURCES.

LIABILITIES.

fie Loans and discounts... .$ 24,005 15,551 02

Bonds and stocks owned by the bank
Banking house Furniture and fixtures.
Due from banks and bankers in this State.
Due from banks and bankers in other States

8,514 00 l.flSfi fit 1.854 20 3,000 00
41,288 92
8,475 94

Gold

1

Silver, nickels and f

5,284 17

Checks and cash items Exchanges for the clear-
ing house

Capital stock paid in. . .$ 25,000 00

Undivided profits less current expenses a^d

409 73

ers in this State Due to banks and bank-
ers in other States.... Due unpaid dividends.. Individual deposits sub-
Demand certificates. . . .

55,797 65 28,554 94

Due IO clearing house. . Notes and bills redis-
Bills payable, including time certificates representing borrowed

Total
In suit In judgment Not in suit
Total

$ 109,760 52

Total

LOANS AND DISCOUNTS.

373 17 39,183 51 $ 39.556 6S

Good Doubtful Worthless
Total

$ 109,760 52:
$ 39,556 $ 39.556

372

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Jesup Banking Co., Located at Jesup, Ga., at the Close of Business March 12. 1907.

BESOURCEH.

LIABILITIES.

Loans and discounts. ...$ Demand loans Overdrafts Bonds and stocks owned
by the bank
Banking house Furniture and fixtures. Other real estate-. Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

107,656 22 1,780 77
6,000 00 354 71
9,926 86
2,146 14 3,522 (10
475 00
148 27 98 79

Total

$ 132,108 76

Capital stock paid in. .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States ...

Due unpaid dividends. .

Individual deposits sub-

ject lo check

;..

Savings deposits

Demand certificates....

Time certificates

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills' redis-

counted

Bills payable, including

time certificates rep-

resenting b o r r o wed

money

25,000 00 14,000 00 4,957 26
40,619 82 27,531 68
20,000 00

Total :

$ 132,108 76

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

193 49

107,462 73

$ 107,656 22

Good Doubtful Worthless
Total...

$ 107,656 22 $ 107.656 22

TREASURER'S REPORT.

373

Statement of the Condition of the Jesup Banking Co., Located at Jesup, Ga., at the Close of Business December 17, 1907.

0. W. DKKN, President.

D. M. PARKER, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$

Demand loans

Overdrafts

Bonds and stocKs owned

by the bank Banking house



Furnitureand fixtures. .

Other real estate

Due from banks and

bankers in this State..

Due from banks and bankers in other States

Currency

Gold...

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

90,266 82
1,210 37
5,500 00 854 71
12,345 67 1,075 36 636 00 790 00 1,363 72 38 26
271 00

.Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. .. Due unpaid dividends. . Individual deposits subjeet to check Demand certificates Time certificates
Certified checks Cashier's checks
Notes and bills redis-
counted Bills payab'e. including
time certificates representing borrowed
money

25,000 00 16,500 00
1.921 48
on..71. 30,57 14 26,217 9i
i 61
15,000 00

Total
In suit In judgment Not in suit
Total

$ 115,251 91

Total

LOANS AND DISCOUNTS.

% 2,226 32 Good D mbtful
.- 88,010^50 Worthless

$ 90,266 82

Total

% 115,35191.
$ 90,266 82 $ 90,266 82

374

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Jonesboro, Located at Jonesboro, Ga., at the Close of Business September 11, 1907.

RESOURCES.

LIABILITIES.

Loan* and discounts . .$ Demand loans Overdraws
Bonds and stocks owned
by the bank Banking house
Furniture and fixtures. Other real estate ...... Due from banks and
bankers in this State. Due from banks and
bankers in otherStates Currency God
Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house
Profit and loss Interest paid

100,216 02
4.500 00 l,94fi 07
'739 05
2 284 26
24' 00
163 95 1,752 33

Capital stock paid in.. .$ 25 000 00

burpiusfund Undivided profits, less

6 000 00

current expenses and

taxes paid Due to banks and bank-

6,353 81

ers in this State

Due to hanks and bank-

ers in 01 her States...

4 28

Due unpaid dividends. .

Individual depositssub-

ject to check

45,485 59-

Demand certificates

Time certificates

Certified clicks '' '

Cashier's checks

Due toclearing house..

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

85,000 00

Total

$ 117,843 68

Total

* 11 ",843 68

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

.'.' 106,216 02 $ 106.21(1 02

SD0o0u^bt.f-u;l Worthless
Total

$ 106,216 02 $ 106.216 02

TREASURER'S REPORT.

375

Statement of the Condition of the Bank of Jonesboro, Located at Jonesboro, Ga., at the Close of Business December 17, 1907.
A. 0. BLALOCK, President.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking hou^e Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items, Exchanges for the clear-
ing house
Profit and loss Interest paid

75,150 84 5,099 26 4,500 00 1,946 07 739 05
12,106 89 6,798 57
960 00
328 18

Capita! stock paid in . .$

Surplus fund

Undivided profits, less

currt-nt expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in ot her states....

Due unpaid dividends. .

Individual deposits sub-

ject to check

Demand certificates....

Time certificates

Cenitied checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

.

Bills payable including

time certificates rep-

resenting borrowed

money

25,000 00 6,000 00 7,964 65
68,140 79< 523 40

Total
In suit In judgment Not in suit
Total

$ 107,028 84

Total

LOANS AND DISCOUNTS.

$

rtood

Doubtful

75,150 84 Worthless

$ 75,150 84

Total

$ 107.828 84
$ 75,150 84 $ 75,150 84

376

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Kestler, Located at Kestler, Ga., at the Close of Business January 17, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts $

Demand loans

Overdrafts

Bonds and stocks owned

by the bank Banking house

Kurnitureand fixtures. . Other real estate

Due from banks and

bankers in this State. Due from banks and

bankersin otherStates

Currency



Gold

Silver, nickels and pen-

nies Checks and cash items. Exchanges for the clear-

ing houe

Profit and loss

Interest paid

26,370 20 387 50
2,503 15
1,225 00 150 00 827 67 6 61 785 00 5 oo
1,018 40 171 ]6

Capital stock paid in.. .$

Surplus fund....

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States...

Due unpaid dividends..

Individual deposits sub-

ject to check

Demand certificates....

Time certificates

Cenified c'-ecks

Cashier's checks.

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money



15,000 00 ],72i 83 355 07 363 65
12,971 14
3,035 00

Total

$ 33.440 69

Total

$ 33,449 69

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 26,757 70
$ 26,757 70

Good Doubtful Worthless
Total

$ 26,757 70 $ 26,757 70

TREASURERS REPORT.

377

Statement of the Condition of the Bank of Kestler, Located at Kestler, Ga., at the Close of Business December 17, 1907.

J. A. HlGHTOWER,
President.

W. M. BRADLEY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. $ Demand loans Overdrafts secured )
cotton $2,701.63 \ Unsecured.$2,251.80 ) Bonds and slocks owned by the bank Banking house (not
Furniture and fixtures
Due from banks and bankers in this State.
Due from banks and bankers in otherStates
Currency
Silver, nickels and pen-
Che-ksand ca^hitems. . Exchanges for the clear-

31,698 70
4,953 43
1,482 49 1,225 00
150 00 905 66 1,540 13 674 00
441 07 125 78
507 13 43,003 39

Capital stock paid in . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. .. Due unpaid dividends .. Individual deposits subject to check Demand certificates.... Time certifiVates

15,000 00 1,711 25 2,499 71
22,429 10 240 00

Due to clearing house Notes and bills redis-
counted Bills pa\able. including
time certificates representing borrowed

2,023 33

43.903 39

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

175 00 Good

Doubtful

31,723 70 Worthless

$ 31,893 70

Total

$ 31,898 70 $ 31,898 70

mm

373

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Kingston, L,ocated at Kingston, Ga., at the Close of Business September 23, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture ami fixtures.. Other real estate Due from binks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss
Depositors fund

53,392 58 1,851 10 15 47
3,000 00 1,M40 (i8 1,461 53
6,615 62 3,136 32 1,054 00
25 00 289 92
2,822 70 75,304 32

Capital stock paid in. .$ Surplus fund. Undivided profits, less
current expenses and
Due to banks and bank-
Due to banks and bank-
Due unpaid dividends. . Individual deposits sub-
Savings deposits Demand certificates. . . . 1'ime certificates ('ertified checks Cashier's checks Due to clearing house . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

15,000 00
1,539 57 3,000 00 6,500 00 17,971 45 8,745 19
48 11
22,500 00 75,304 32

LOANS AND DISCOUNTS.

In suit In judgment. Not in suit...
Total

Good

$

Doubtful

Worthless

Total

$

TREASURER'S REPORT.

379

Statement of the Condition of the Bank of Kingston, Located at Kingston, Ga., at the Close of Business December 17, 1907.

L. P. GAINES, President.

J. J. FOWLER, Cashier.

RESOURCES.
Loans and discounts..$ Demand Joans Overdrafts ', Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due fr )m bank^ and
bankers in this State. Due from banks and
bankers in other States Currency "Cold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

LIABILITIES.

34,832 41 2.345 00
70J 43
3,000 00 1,4C5 33 1,640 U8
1,376 64
2,460 08 1,872 00
55 00
211 J9 10 11
965 02

Capital stock paid in. .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this Slate

Due to banks and bank-

ers in other States . ..

Due unpaid dividends..

Individual deposits sub-

ject to check

Deim-nd certificates....

Time certificates

Certified checks

Cashier's checks .:

Due to clearing house.

Notes and bills redis-

counted ..

...

Bdls payable, including

time certificates rep-

resenting borrowed

money

15,000 00
1,891 54 1,000 00 6,000 00 14,693 77 6,907 26
51 72
5,500 00

Total
In suit In judgment Not in suit
Total

.$ 50,954 29

Total

LOANS AND DISCOUNTS.

$

Good

Doubtful

37,177 41 Worthless

$ 37,177 41

Total

$ 5(1,954 29
f 37,177 41 * 37.177 41

^80

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of L,aFayette, Located at L,aFayette, Ga., at the Close of Business October 19, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$
Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
Furniture and fixtures.
Due from banks and bankers in this State.
Due from banks and bankers in other Stales
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-

198,857 47 2,901 42 706 60
3,800 00 3,8*3 70 7,92.) /o 12,567 60
805 78
8,405 15 3,983 00 1,301 00
495 53 3,070 85

Interest paid

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and
Due to banks and bank-
Due to banks and bankers in other Sta'es ..
Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits Demand certificates. .. .
Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

50,000 00 29,000 00
894 12
71,718 03 41,185 34
410 36 15,000 00
40,000 00

Total

$ 248,207 85 LOANS AND DISCOUNTS.

248,207 85

In suit In judgment Not in suit
Total

$ 10 00
201,243 89 $ 201,258 89

Good Doubtful Worthless
Total

$ 200,608 89 650 00
....$ 201,258 89

TREASURER'S REPORT.

181

Statement of the Condition of the Bank of LaFayette, Located at LaFayette, Ga., at the Close of Business December 17, 1907.

JAS. P. SHATTUCK, President.

J. E. PATTON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ 181,410 29

Demand loans

Overdrafts

1,207 02

Bonds and stocks owned

by the b nk

2,000 00

Banking house

\

Furniiureandfixtures/

, ,,, d'88,:S

,/Un

Other real estate

23,985 17

Due from bmks and

bankers in this State.

6 19

Due from banks and

bankers in other States 5,912 41

Currency

14,315 00

Gold

2,418 00

Silver, nickels and pen-

nies

1,235 91

Checks and cash items..

793 72

Exchanges for the clear-

ing house

Profit and loss

Interest paid

2,720 14

Capital stock paid in.. .$ 50,000 00

Surplus fund

29,0U0 00

Undivided profits, less

current expenses and

taxes paid

3,752 51

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in oiher States.. . .

Due unpaid dividends..

Individual deposits sub-

ject to check

90,787 20

Demand certificates. ...

Time certificates

31,246 73

Certified checks

Cashier's checks

101 71

Due to clearing house.

Notes and bills redis-

counted

5,000 00

Bills payable, including

time certificates rep-

resenting borrowed

money

30,000 00

Total
In suit Not in suit
Total 2$tr

$ 239,888 15

Total

LOANS AND DISCOUNTS.

$
181,410 29 $ 181,410 29

Good Doubtful
Total..

$ 239,888 15
$ 181,410 29 $ 181,410 29

m

382

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the LaGrange Banking & Trust Co., Located at LaGrange Ga., at the Close of Business December 30, 1907.

BESOURCES.

LIABILITIES.

Loans and discounts. ..$

Demand loans Overdrafts

Overdrafts secured by

cotton

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States Currency

Gold

.

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Clearing house certifi-

cates

641,383 23 75,500 00
473 45 56,545 46 20,000 00 42,000 00 2,500 00
17,744 84 13,125 05 7,907 00 1,365 00 9,623 33 3,677 58
70 00

Capital stock paid in. . .$ 180,000 00

Surplus fund

50,000 00

Undivided profits, . less

current expenses and

taxes paid

195,588 93

Due to banks and bank-

ers in this State

2,250 76

Due to banks and bank-

ers in other States. . ..

Due unpaid dividends. .

Individual deposits sub-

ject to check

310,772 36

Demand certificates

Time certificates

Certified checks

Cashier's checks

18,302 90

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money.

135,000 00

Total

$ 891,914 95

Total

LOANS AND DISCOUNTS.

$ 89.914 95

In suit In judgment Not in suit
Total...

$ 716,883 23
$ 716,883 23

Good Doubtful Worthless
Total

$ 716,883 23 $ 716.883 23

TREASURER'S REPORT.

383

Statement of the Condition of the LaGrange Banking & Trust Co., Located at LaGrange, Ga., at the Close of Business, December 17, 1907.

J. E. DUNSON, President.

T. J. THORNTON, Cashier.

EESOUBCES.

LIABILITIES.

Loans and discounts. .. .$ 615,049 54

Demand loans

120,106 39

Overdrafts (secured by

cotton)

53,217 04

Bonds and stocks owned

by the bank

20.0<10 00

Banking house

41,0 0 00

Furniture and fixtures.. 2,500 00

Other real estate

1,000 00

Due from batiks and

bankers in this State. 12,629 59

Due from banks and

bankers in other States 25.552 39

Currency

6,650 00

Gold

1,065 00

Silver, nickels and pen-

nies

12,425 00

Checks and cash items..

566 67

Clearing house certifi-

cates

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Capital stock paid in. . .$ 180.000 00

Surplus fund

50,000 00

Undivided profits, less

current expenses and

taxes paid

195,737 13

Due to b inks and bank-

ers in this State

4,300 70

Due to bank" and ba k-

ersin other Stales...

Due unpaid dividend*..

Individual deposits sub-

ject to check

321,723 79

Demand certificates. ... '

Time certificates

Certified checks

Cashier's checks

Due to clearinghouse..

Notts and bills redis-

counted

Bills pa< able, including

time certificates rep-

resenting borrowed

money

160,000 CO

Total
In suit In judgment Not in suit
Total

$ 911,761 62

Total.

LOANS AND DISCOUNTS.

$

Good

Doubtful

735,155 93 Worthless

$ 735,155 93

Total

$ 911,761 62 * 735,155 93 $ 735,155 93

S84

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of JUGrange, Located at LaGrange, Ga., at the Close of Business December 28, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... $ Demand loans

Overdrafts

Overdrafts secured by cotton

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks "and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

.!'.'.'.".'.'

Silver, nickels and pen-

nies

Checks and cash items '

Exchanges for the clear-

ing house

Profit and loss

,.

Interest paid

66,175 12 12,986 03
1,135 83
3,641 00 5,<i47 21
950 10 645 00
2,692 26
4,304 00 2,510 00
191 89 1,817 50

Capital stock paid in. .$ 50,000 00

Surplus fund undivided profits, less

5,000 00

current expenses and

taxes paid

1,658 60

Due to banks and bank-

ers in this State

174 12

Due to banks and bank-

ers in other States.. . 8,929 28

Due unpaid dividends. .

252 00

Individual deposits sub-

ject to check

25,681 94

Demand certificates

Time certificates

Certified checks

Cashier's checks

Due to clearing house. .

.Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

11,000 00

_Total^__. . .$ 102,695 94

Total

*nTMtt In judgment Not in suit

.

Total

LOANS AND DISCOUNTS.

$ 1,048 52 78,112 63
$ 79.1ft! 15

Douibltrf-uil Worthless
Total

$102^5 94

* 78,161 15

..;,'

ii000 00

$ 79.161 15

TREASURER'S REPORT.

385

Statement of the Condition of the Bank of L,aGrange, Located at LaGrange, Ga., at the Close of Business December 17, 1907.

Lswra J. RINDER, President.

ROBT. L. RENDER, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank B mking house Furniture arid fixtures. Other r al estate Due from banks and
bankers in this State. Due from banks and
bankersin otherStates Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit aid loss Interest paid

84,533 89
1,290 43
3,64100 4,203 98
950 10 645 0.
51 27
840 00 2,500 00
241 20 1,409 19

Total

$ 100,306 06

Capital stock paid in. $ Surplus fu' d. Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bank-
ers in other States Due unpaid dividends . Individual deposits sub-
ject to check Demand certificates . . . Time certificates Certified checks Cashier's checks Hue to clearing house . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

50,000 00 5,000 00 1,353 52 7,020 13 292 00
31,640 41
5,000 00

Total

$ 100,3' 6 06

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 1,048 52 Good
Doubtful 83,485 37 Worthless

$ 84.53^! 89

Total

$ 84,533 89 $ 84.533 89

386

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Lake Park Bank, Located at Lake Park, Ga., at the Close of Business February 9, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ 25,702 50 3,827 55

Bonds and sticks owned

Banking house Furniture and fixtures. Oth-r real estate Due from banks and
bankers in this Stale. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Depositors fund

1,992 60 1,413 05
784 97 5,010 75
140 CO 520 00 102 88 75 00
2,822 70

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates . ..
Certified checks

15,000 00
1,528 21 1.000 00 1,500 00 18,591 79 4,772 00

Due to clearing house.. Notes and bills redis-

Bills payable, including
time certificates representing borrowed

Total
In suit In judgment Not in suit
Total

$ 42,392 00

Total

LOANS AND DISCOUNTS.

$ 29,530 05
$ 29,530 05

Good Doubtful Worthless
Total

$ 42.392 00
$ 29,530 05 $ 29,530 05

TREASURER'S REPORT.

387

Statement of the Condition of the L,ake Park Bank, Located at Lake Park, Ga., at the Close of Business December 17, 1907.

W. S. WlTHAM, President.

L. V. PARRISH, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts' .$

Demand loans

Overdrafts

Bonds and"stoeks owned

bv the bank

Banking house

...

Furniture and fixtures.

Other real estate ....

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

Interest paid Clearing house certifi-
Deposltors insurance

Total ....

$

27,679 42
1,992 60 1,392 05
2,962 37 1,552 22 1,196 00
85 00 853 40
254 49 274 00 2,913 00 41,154 55

Capital stock paid in.. .$ Surplus fund Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States. . .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing b o r rowed

15,000 00
22 73 3,000 00 7,250 00
24 00 10,011 88 5,722 74
123 20

Total.

$ 41,154 55

LOANS AND DISCOUNTS.

In suit In judgment . .
Total

$

Good

Doubtful

27,679 42

$ 27,679 42

Total

.... $ 27,679 42

388

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Lavonia, Located at Lavonia, Ga., at the Close of Business November 4, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. $ Demand loans
Overdrafts Overdrafts se ured by ^ cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate. ... Due from banks and
bankers in this State. Due from banks and
bankers in otherStates Currency "Old
Silver, nickels and pen,,,?** Onecks and cash items. Exchanges for the clear-
ing house
Profit and loss Interest paid

143,183 75 19,609 68 28i065 42 6,000 00 2,000 00 2,089 54
10,707 74 26,601 32
7,863 00
10 QO
2,659 44 8.106 75

Capital stock paid in $ Surplus fund. Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bank-
ers in otherStates.. . . Due unpairl dividends . Individual deposits sub-
ject to check S vings deposits.
Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed mor'ey

50,000 00 15,000 00 4,247 35
95,33138 25,231 27
7,086 64 60,000 00

Total

? 256,896 64

Tolal

$ 256.896 64

LOANS AND DISCOUNTS.

In suit
In judgment JNot in suit

$

75 00

]66 00

142 942 75

_JE^L_i---- - .$ 143,183 75

D0o0uub-tVfu\l Worthless
TotaI

* 143,183 75 $ 143,1 S3 75

TREASURER'S REPORT.

389

Statement of the Condition of the Bank of Lavonia, Located at L,avonia, Ga., at the Close of Business December 17, 1907.

B. Yow, President.

W. 0. MAON, . Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .. .$ 86,218 07 Demand loans

Bonds and stocks owned by the bank
Furniture and fixtures. .

6,000 00 2,000 00 2,112 04

Due from banks and bankers in thi State.
Due from banks and bankers in other States
Currency Gold Silver, nickels, and pen-
Checks and cash items. Exchanges for the clear-

3,256 06
27,181 89 6,000 00
1,445 88 5,123 27

Profit and loss

Capital stock paid in .. $ Surplus fund Undivided profile, less
current expenses and taxes paid Due to banks and bankers in this State Due to bants and bankers in other States.... Due unpaiddividends. . . Individual deposits sub-
Demand certificates. . . '1 ime certificates Certified checks

50,000 00 15,000 00 5,355 12
51,164 51 17,817 58

Due to clearing house Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

In suit. . In judgment Not in suit
Total

139,337 21

Total

LOANS AND DISCOUNTS.

$

Good

174 00 Doubtful

Worthless

$

Total

$ 139,337 21
$ 86,218 07 $

390

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Brand Banking Co., Located at Lawrenceville, Ga., at the Close of Business August 13, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts. Bonds and stocks owned
by the bank Banking house
Furniture and fixtures Other real estate Due from banks and
bankers in this State. Due from b inks and
bankers in other States Currency Gold .... Silver, nickels and pen-
n>es Ohecks and cash items .
Exchans.es for the clearing house
Profit and lo^ss Interest paid

119,306 71 307 37
2,144 59
11,637 29 1,253 14 1,529 00 3j2 50 699 01 240 62

Capital stock paid in. .$ 50,000 00

Surplus fund

Undivided profits, less

current expenses and

taxes paid

14,296 80

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States... .

Due unpaid dividends. .

Individual deposits sub-

ject to check.

' 58,133-43

Savings deposits

Demand certificates , ..

Time certificates

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

15,000 00

Total

$ 137,430 23

Total

.$ 137,430 23

LOANS AND DISCOUNTS.

Jn suit
In judgment Kot in suit
Ttal

...$

50 00

.' 119,256 71

$ 119,306 71

good Doubtful Worthless
Total.

$ 119,306 71 $ 119,306 71

TREASURER'S REPORT.

391

Statement of the Condition of the Brand Banking Co., Located at Lawrenceville, Ga., at the Close of Business December 17, 1907.

E. M. BRAND, President.

L. M. BRAND, Cashier

RESOURCES.

LIABILITIES.

Loans and discounts . .$ 82,009 21

Demand loans Overdrafts

354 25

Bonds and stocks owned

by the bank

Banking house ....

Furniture and fixtures. 2,179 59

Other real estate

Due from bmks and bankers in this State. 75,888 65

Due from banks and bankers in other States 12,209 74

Currency

~]

Si',llvde-r,ni.c:kel, s and, pen-}{ 10,177 26

nies

J

Checks and cash items. 4,145 88

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Capital stock paid in. .$

Surplus fund.

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States . ..

Due unpaid dividends.

Individual deposits sub-

ject to check

Demand certificates

Time certificates

Certified checks

Cashier's checks

.

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

'.

50,000 00 15,081 77
120,995 83 886 98

Total

. ..$ 188,964 88

Total

LOANS AND DISCOUNTS.

$ 186.964 58

In suit In judgment Not in suit
Total

$

50 CO Good

Doubtful

81,959 21 | Worthless

$ 82.009 21

Total

$ 82,009 21 $ 82,009 21

192
TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Lawrenceville, Located at Lawrenceville, Ga., at the Close of Business August 13, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. $

Demand loans

Overdrafts

[ '/

Bonds and stocks owned

by the bank

Banking house

'

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States. Currency ..

Gold

'/.'."..'."".'.'

Silver, nickels and pennies

Check-) and cash items.

Exchanges for the clear-

ing house

Profit and loss..........

Interest paid

_.

Depositors fund. .....

79,640 06 5,842 96
326 79
1,646 72 1,843 18
3,628 97 3,813 59
593 00 522 50 239 27 4,044 94
2,822 70

Capital stock paid in 1 Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State. .
Due to banks and bankers in other States..
Due unpaid dividends. '. Individual deposits sub-
ject to check
Demand certificates i '. '. Time certificates.. . Certified checks ....
Cashier's checks........ Due to clearinu house Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed money

2.5,000 00 2,511 38
23,982 10 13,471 20
40,000 00

Total

$ 104,964 68

Total

$ 104,964 68

LOANS AND DISCOUNTS.

In suit

4

In judgment

.'.'

Ntinsuit

Toj^L___^.

^gg 01 85.175 01
8M83~02

Stfui:;:::;::.;;-*
Worthless

Total



8M8302 85,483 02

TREASURER'S REPORT.

395

Statement of the Condition of the Bank of Lawrenceville, Located at Lawrenceville, Ga., at the Close of Business December 17, 1907.

T. L. EVANS, President.

G. C. WEBB, Cashier,

RESOURCES.

LIABILITIES.

Loans and discounts. . .$ Demand loans
Oveidrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures..
Other real estaie Due from banks and
bankers in this State. .
Due from banks and bankers in otherStates
Currency Gold...: Silver, nickels and pen-
nies Checksand cash items. .
Exchanges for the clear-
ing house Profit and loss Interest paid

Total

$

55,117 26 10,472 90
1.189 90
1.646 72 1,820 6S
5,747 12 4,240 25 7,640 00
470 00 ^02 84 1,118 20
100 81

Capital stock paid in... $
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividends. Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
ing time certificates representing borrowed
money

9006668

Total

$

25,000 00 1,793 01
136 00 47,639 67 11,498 00
40,000 00 90,066 68

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 1,000 00 Good Doubtful
64,590 16 Worthless

$ 65,590 16

Total

* 65,590 16 $ 65,590 1

394

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Lexington, Located at Lexington, Ga., at the Close of Business November 13, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts $

Demand loans

Overdrafts

Bonds and stocks owned

by the bank:

Banking house

>

Furniture and fixtures. )

Other real estate

Due from banks and

bankers in this State.

Dae from banks and

bankers in other States

Currency.

Gold

Silver, nickels and pen-

nies

Checks and cash items..

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Depositors guarantee

fund

64,072 03 7,292 53
716 03 5,562 00 1>'- OJ
15,095 81 3,912 21 3,691 00
700 00 809 07 99 57
2,822 70

Capital stock paid in. ..$

Surplus fund

..

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States .. .

Due unpaid dividends .

Individual deposits sub-

ject to check

Demand certificates....

Time certificates

Certified checks

Cashier's checks

Due to clearing house. .

Notts and bills redis-

counted ...

Bills payable, including

time certificates rep-

resenting borrowed

money

25,000 00 500 00
7,835 56
40 00 49,843 70 18,426 38
6,000 00

Total..

$ 106,645 64

Total

...$ 106,645 64

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 71,364 56
.$ 71,364 56

God Doubtful Worthless.....".
Total...

* 71,364 56 $ 71,364 56

S5S

TREASURER'S REPORT.

395

.Statement of the Condition of the Bank of Lexington, Located at Lexington, Ga., at the Close of Business December 17, 1907.

W. S. WlTHAM, President.

0. M. HUNTER, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$

Deman.i loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

)

Furniture and fixtures >

Other real estate. .... J

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold Silver, nickels and pen-

y-iipg

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Tax account

Depositors guarantee

fund

52,755 35 8,000 00 1,009 -2 5,562 00 1,8/2 6J
14,415 54 3,824 06 4,550 00
70 00
o2o LO
42 80
-31 00 ifia /u

Capital stock paid in .$
Surplus fund "Undivided profits, less
current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States...
Due unpaid dividends. Individual deposits sub-
ject to check Demand certificates.... Time certificates Certified checks
Cashier's checks Due to clearing house Motes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

25,000 00 500 00
7,938 39
40 00 47,203 74 15,726 38

Total

$ 96.408 51

Total....

LOANS AND DISCOUNTS.

$ 96,408 51

In suit In judgment Not in suit
Total

$

Good Doubtful

52,75535 Worthless

$ 52,755 35

Total

$ 52,755 35 * 52,755 35

396

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Oglethorpe County Bank, Located at Lexington, Ga., at the Close of Business November 13, 1907.

RESOURCES.

LIABILITIES.

Donns and discounts. ...$

Demand loans

Overdrafts

[

Overdrafts secured by

cotton

Bonds and stocks owned by the bank

Banking house

Furniture and fixtures

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States Currency..

Gold

'.'.'.'.'.'.'

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clearing house

Profit and loss

Interest paid

33,781 16 1,807 85 2,020 12
4,646 75 1,847 58
5,362 30 1,882 36 1,721 00
60 00 618 42 545 20

Capital stock paid in.. .$ Surplus fund Undivided profits, less
current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other states..
Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits
Demand certificates Time certificates Certified checks Cashier's checks.. Due to clearing house.. Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed money

16,240 00 541 92
97 00 28,567 64 8,946 18

Total

:

* 54,392 74 i . Total

LOANS AND DISCOUNTS.

$ 54,392 74

In suit In judgment Not in suit
Tot>1

1 35,589 01
$ 35,589 01

Doubtful::::;::;::;;.:* 35,5890t Worthless

Total

* 35,589 01

TREASURER'S REPORT.

397

Statement of the Condition of the Oglethorpe County Bank, Located at Lexington, Ga., at the Close of Business December 17, 1907.

L. O. BBNTON, President.

G. A. BARRON, Cashier.

RESOURCES.

LIABILITIES.

Loang and discounts. .$

Demand loans



Overdrafts, secured and

unsecured

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and bankers in this Stale.

Due from banks and bankers in other States

Currency

Gold Silver, nickles and pen-

nies

. ...

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

19,243 (3 d.lod uu A"4 d0
4,b46 /o 1,84/ OS
11,002 59 9,925 02 ''^ TM
&0 ou
dll UU 410 65

Capital stock paid in. $

Surplus fund

Undivided profits, less

current expenses and

taxes paid



Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States....

Due unpaid dividends. .

Individual deposits sub-

ject to check

Demand certificates. ..

Time certificates

Certified checks

Cashier's checks

Due to clearing house..

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

16,240 00
586 60
77 80 29,179 09
8,571 18

Total

54.654 67

Total

$ 64,654.67

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total
tlta

' 22>iob 16
..*22^0b_73_

Good Doubtful Worthless
Total

* 22,406 73 % 22,406 73

398

TREASURER'S AEPORT.

Bank Examiner's Report of the Condition of the L,ithonia Banking Co., Located at Lithonia, Ga., at the Close of Business December 26, 1907.

RESOURCES.
Loans and discounts. ..$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniiureand fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency "Old Silver, nickels and pen-
.ni^s Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

LIABILITIES.

24,241 97 3,562 35 'eso 90
1,82 68 1,'314 63
5,131 70 50? 0
5,S50 00 7Q2 50 265 59
1,017 00

Capital stock paid in. ..f Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States
Due unpaid dividends.
Individual deposits sub ject to check
Demand certificates. . . Time certificates .... Certified checks
Cashier's checks . Due to clearing house
Notes and bibs redisco u n ted
Bills payable, including time certificates representing burrowed money

15,000 00 2,000 00
390 74
18,986 86 8,6u3 74

Total
!n suit In judgment Not in suit
TotaI

$ 45,041 34

JE^ai^^^^.^ 45,041 34

LOANS AND DISCOUNTS.

| .'.' 27,804 32
$ 27.804 32

DSou?bft/f-u,l
Worthless
Total

* 27,79in4 o3n2
'.'.'.'.'..'.
$ 27.S04 32

TREASURER'S REPORT.

399

Statement of the Condition of the L,ithonia Banking Co., Located at L,ithonia, Ga., at the Close of Business December 17, 1907.

J. C. JOHNSON, President

A.. B. CoFFEY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estate. Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency Gold... Silver, nickels and pen-
nies Ch>'cks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

24,726 17 3,562 35 185 04
1,822 68 1,314 63
7,005 05
610 17 5's00 00
70250
208 66

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State ... . Due to banks and bankers in oth-r States....
Due unpaid dividends. Individual deposits sub-
ject to check Demand certificates. ... Time certificaies
('ertified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bil s pa\able. including
time certificates representing borrowed
money

15,000 00 2,000 00 336 32
19,987 19 8,613 74

Total

$ i45.937 25

Total

LOANS AND DISCOUNTS.

$ 45,937 25

In suit In judgment Not in suit..
Total

?

Good Doubtful

z,z>5 D- Worthless

$ 28,2,88 52

Total

: $ 28,278 52 !0 00
$ 28,288 52

400

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Locust Grove, Located at Locust Grove, Ga., at the Close of Business March 29, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... $ Demand loans
Bonds and stocks owned by the bank
Banking house Furniture and fixtures.
Due from banks and bankers in this State..
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items.. Exchanges for the clear-
ing house

44,971 12 344 11
5,320 96
1,539 60 671 64
2,618 09
8,466 97 2,029 00
200 00
762 45 154 -53

Capital sto.-k paid in. $ Surplus fund Undivided profits, less
current expenses and
Due to banks and bank-
Due to banks and bankers in other States....
Due unpaid dividends. . Individual deposits sub-
Demand certificates... .
Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

25,000 00
1,569 77 1,214 86
85,250 58 3,854 86 183 40

In judgment Not in suit
Total

67,078 47 LOANS AND DISCOUNTS.

$

Good

Uonhtfiil

45,315 23

$ 45,315 23

67,078 47
$ 45,315 23 $ 45,315 23

TREASURER'S REPORT.

401

Statement of the Condition of the Bank of Locust Grove, Located at Locust Grove, Ga., at the Close of Business December 17, 1907.

y, 8. RTHBRIDQE, President.

J. W. BROWN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. . .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold . .

Silver, nickels and pen-

nies. ...

Checks and cash items.

Exchanges for the clear-

ing house

...

Profit and loss

Interest paid

30,897 86 90 00
8,660 50
4,758 80 1,445 95
9,956 02 1,552 43
753 00
1,441 68 1,334 24

Capital stock paid in. . .$ 25,000 00

Surplus fund

Undivided profits, less

current expenses and

taxes paid

2,689 61

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States ...

Due unpaid dividends..

Individual deposits sub-

ject to check...

29,096 98

Demand certificates. . ..

Time certificates

1,686 31

Certified checks

Cashier's checks

2,417 58

Due to clearing house .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

"

Total

J_J0.890Jg

Total

LOANS AND DISCOUNTS.

$ 60,890 48

In suit In judgment Not in suit
Total

39,000 98 * B9.000 98

Good Doubtful Worthless
Total

$ 39,000 98 $ 39,000 98

402

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Farmers and Merchants Bank, Located at L,og-anville, Ga., at the Close of Business, August 14, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts..! Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

48,058 23 338 96
1,850 00 2,073 74
1,871 90 1,607 73
143 00 20 00 579 71 13 25

Capital stock paid in. .$

Surplus fund

...

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States. .. .

Due unpaid dividends. .

Individual deposits sub-

ject to check. ......

Demand certificates. .. .

Time certificates

Certified checks

Cashier's checks

Due to clearing house..

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

16,480 00 2,000 00
547 51
6,547 71 2,850 00
31 30 1,000 00
27,000 00

Total

$ 56,456 52

Total

$ 56,456 52

LOA.NS AND DISCOUNTS.

In suit

,

In judgment

Not in suit

Total

$

Good

Doubtful

48,058 23 Worthless

$ 48,058 23

Total

$ 48,058 23 $ 48,058 23

TREASURER'S REPORT.

403

Statement of the Condition of the Farmers and Merchants Bank, Located at Loganville, Ga., at the Close of Business December 17, 1907.

L. O. BENTON, President.

J. B. HODGES, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned
by ihe bank Banking house Furniiure and fixtures. Oiher real estate Due from banks and
bankers in this Stale. Due from banks and
Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
Profit and loss

22.000 89 200 00
3,411 49
1,950 00 2,073 74
1,572 65
2,370 90 486 00 15 00
172 65 421 04

Capital stock paid in. .$ Surplus fund. . . Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . Due. unpaid dividends. . Individual deposits sub-
Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

16,480 00 2,000 00
769 42 1,500 00
12,270 44 938 00 776 50

Total

* 34,734 36

Total



LOANS AND DISCOUNTS.

* 34,734 36

Not in suit

22,260 89 22,260 89

Good Doubtful Worthless

$ 22,260 89 ....'.$ 22.260 89

404

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Loganville Banking Co., Located at Loganville, Ga., at the Close of Business August 14, 1907.

RESOURCES.
Loans and discounts . .$
Overdrafts secured by cotton
Bonds and stocks owned by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-

LIABILITIES.

60,654 76 43 37
1,400 00 1,371 40
1 795 69 1,059 72
128 00 545 00 402 46
13 24

Capital stock paid in. $ Surplus fund Undivided profits, leas
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub-
Savings deposits Demand certificates. . . .
Certified checks
Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

15.300 00 8,000 00 2,884 67
10,390 37 5,838 50
25,000 00

Total

$ 67,413 54

Total

LOANS AND DISCOUNTS.

$ 67,413 54

Not in suit Total

$

Good

Doubtful

60,654 76

$ 60,654 76

Total

... . f 60,654 76 ... $ 60,654 76

TREASURER'S REPORT.

401

Statement of the Condition of the Loganville Banking Co., Lo-

cated at Loganville, Ga., at the Close of Business

December 17, 1907.

M. BROOKS, President.

W. T. BROOKS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$ Demand loans Overdrafti Bonds and stocks owned
by the bank Banking house Furniture and fixtures
Other real estate Due from banks and
bankers in thin State.
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
jjjgg
Checks and cash items.. Exchanges for the clear-
ing house Profit and loss Interest paid

36,178 22 4,271 8/
MOO 00 1,37140
6,33169 2,09o 16 1.740 00
615 00
61\J Oo
221 00

Capital stock paid in $ 15,300 00

Surplus fund

8,000 00

Undivided profits, less

current expenses and

taxes paid

8,791 66

Due to banks and bank-

ers in this State

Due to banks and bank- .

ers in other States...

Due unpaid dividends. .

Individual deposits sub-

ject to check

:>4,270 o9

Demand certificates.

3,182 IS

Time certificates

Certified checks Cashier's checks

Due to clearing house.

Notes and bills redia-

counted Bills payable, including

time certificates rep-

resenting bor rowed

money

Total
In suit In judgment Not in suit
Total

54,544 43

Total

LOANS AND DISCOUNTS.



Good Doubtful

3h,\i$ ~ Worthless

-t 36,178 22

Total

- F.4.544 43 * 36,178 22 * 36,178 22

406

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Louisville, Located at Louisville Ga., at the Close of Business May 18, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts
Overdrafts secured by cotton
Bonds and stocks owned by the bank
Banking house
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from bunks and
bankers in other states Currency TMW Silver, nickels and pen-
nies
Checks and cash items.. Exchanges for the clear-
ing house Profit find loss Interest paid
Depositors fund

119,306 84 18,791 97 2,427 74
20,405 30
26,129 55 9 856 60 2,040 00
10 00 774 15 4S 14
2,822 70

Capital stock paid in . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . .. Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates ... Time certificates Certified checks
Cashier's checks Due to clearing house. . Notes and bills redis-
counted
Bills payable, including
time certificates representing borrowed money.

25 000 00 6,000 00 27,612 68
75,283 55 32.617 21
1,099 55
35,000 00-

Total.

$ 202.612 99

Total

LOANS AND DISCOUNTS.

$ 202,612 99

In suit In judgment Not in suit
Total

If 2,179 00 135,919 81
$ 138,098 81

Good Doubtful Worthless
Total

$ 137,576 05 522 76
.$ 138,098 81

TREASURER'S REPORT*.

407

Statement of the Condition of the Bank of Louisville, Located at Louisville, Ga., at the Close of Business December 17, 1907.

WM. S. WITFIAM, President.

L. E. FARMEE, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. . $ Demand loans
Overdrafts Bonds and stocks owned
by the bank
Banking house Furniture and fixtures Other real estate
Due from hanks and bankers in this State.
Due from b nks and bankers in otherStates
Currency
Gold Silver, nickels and
pennies Checks and cash items. .
Exchanges for the clear-
ing house Profit and loss Interest paid

43,?71 29 S5,389 63
478 03
20,405 30
16,688 92
4,381 30 5,912 CO
HO 00 1,4';5 34 1,225 41

Capital stock paid in...$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State ..

Due to banks and bank-

ers in other States. . . .

Due unpaid dividends..

Individual deposits sub-

ject to check

Demand certificates. ...

Time certificates

Certified checks

Cashier's checks

Due to clenring house . .

Notes and bills redis-

counted

....

Bills payable, including

time certificates rep-

resenting borrowed

money

25,000 00 6,000 00 29,436 17
82,367 92 20,911 S3
311 30
10,000 00

Total

$ 180,027 22

Total

LOANS AND DISCOUNTS.

* 180.027 22

In suit In judgment Not in suit
Total

$ 2,148 56 1,929 00
125,283 36
$ 129 360 92

Good Doubtful Worthless
Total

$ 129,255 92 105 00
$ 129,360 92

40S

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the liberty Banking Co., Located at Ludowici, Ga., at the Close of Business March 11, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. . $ 101,100 73 Demand loans
1,021 05 Bonds and stocks owned

Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
nies Checks and cash items.. Exchanges for the clear-

2,000 00 1,559 43
22,146 00
486 66 1,813 00
275 00
933 35

Profit' and loss Interest paid. ..

Capital stock paid in.. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State .... Due to bank* and bankers in other States. . . . Due unpaid dividends. . Individual deposits subject to check........
Demand certificates. . . .

35,000 00 3,340 49
53,472 18 39,522 55

Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

Total

$ LOANS AND DISCOUNTS.

In judgment ... Not in suit
Total

*
.... 101,100 73 $ 101,100 73

Hood Doubtful
Total.. ... . .

$ 100,H00 73 500 00
$ 101,100 73

TREASURER'S REPORT.

409

Statement of the Condition of the Liberty Banking Co., Located at Ludowici, Ga., at the Close of Business December 17, 1907.

L. CARTER, President.

J. BRUCE DANIEL, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$
Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items . Exchanges for the clear-
ing house
Profit and loss Interest paid

86,505 12 594 76
2,000 00 1,559 43
19,630 09 814 60 266 00 145 00 536 97 315 14

Capital stock paid in. .if Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends. . Individual deposits subject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills rediscounted Bills payable, including time certificates representing bor rowed money

35,000 00 6,822 79
17,080 23 39,131 99
3,332 10
11,000 00

Total
In suit In judgment Not in suit
Total

$ 112.367 11

Total

LOANS AND DISCOUNTS.

*

2,52340

Good Doubtful

83,981 72 "Worthless

* 86,505 12

Total

$ 112,367 11
$ 85,705 12 800 CO
$ S6.505 TM

410

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Lula, Located at Lula, Ga., at the Close of Business October 30, 1907.

RKSOURCKS.

LIABILITIES.

Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from binks and
bankers in other States Currency Gold Silver, nickels and pen-
nies
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates Depositors guaran tee
fund

58,837 79
1,463 65 1,821 62 5,492 32 3,767 94 2,677 00
120 00 690 46
55 60
2,822 70

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. .
Individual deposits subject to check
Demand certificates ...
Time certificates Cenified checks
Cashinr'schecks Due to clearing house. Notes and bills redis-
counted Bills payable, including
time certificates representing b o r r o wed money

15,000 00 4,332 27
31,636 49 26,21107
69 15

Total

...$ 77,248 98

Total

$ 77.248 98

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

46 60

58,"91 19

$ 58,837 79

Good Doubtful Worthless
Total.

$ 58,837 79 $ 58,837 79

TREASURER'S REPORT.

411

Statement of the Condition of the Bank of Lula, Located at L,nla, Ga., at the Close of Business December 17, 1907.

S. CAKTKR, President.

E. F. WHITWORTH, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Fnrnii tire and fixtures. . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other (States Currency God Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

43,980 07
1,463 65 1,321 62
17,897 19 5,804 00 4,7ft; 00
205 00 363 88
441 59

Capital stock paid in . .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

....

Due to banks and bank-

ers in this State .

Due to banks and bank-

ers in other States....

Due unuaid dividends. .

Individual deposits sub-

ject to check

Demand cen ificates ...

Time cer ificates

Certified checks

Cashier's checks

Due to clearing house,

Notes and bills redis-

counted

Bills pavable. including

time certificates rep-

resenting borrowed

15,000 00 5,703 46
31,194 34 24,096 07
229 13

Total
In suit Total

$ 76,223 00

Total

LOANS AND DISCOUNTS.

. ...$ $

30 00 43,950 07
43,980 07

Doubtful Total

$ 76,223 00
$ 43,980 07 % 43,980 07

412

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Stewart County, located at Lumpkin, Ga., at the Close of Business December 14, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Oveidrafts Orerdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures Other real estate Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house, Americus. .
Profit and loss Interest paid Clearing house certifi-
cates

Total

$

68,649 47 3,450 00
14,921 69 36,851 97 1,175 00 5,623 88
6,916 62 6,792 02 9,502 00
625 00 1,535 30
282 40 200 00
542 25 157.067 60

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . Due unpaid dividends Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

Total

$

50,000 00 10,000 00
1,441 09 210 97 599 00
70,787 89 8,61193 416 72
15,000 00
157,067 60

In suit In judgment Not in suit
Total

LOANS AND DISCOUNTS.

$

32 00 Good

197 94 Doubtful

71,809 53 Worthless

$ 72,099 47

Total

$ 71,932 47 167 00
$ 72,099 47

TREASURER'S REPORT.

413

Statement of the Condition of the Bank of Stewart County, Located at Lumpkin, Ga., at the Close of Business December 17, 1907.

A. H. SIMPSON, President.

W. L. MARDEN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$

Advances on cotton ....

Overdrafts

Bonds and stocks owned

by the bank.

Banking house

.)

Furniture and fixt'res )

Other real estate.

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Due by clearing house. .

Paid judgment in court

72,059 97 38,279 17 17,053 90
1,175 00
5 623 88
8,978 19
5,303 53 10,352 00
620 00
1,404 82 607 25
1,711 02 200 00 889 47

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .. . Due unpaid dividends. . Individual deposits subject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable

50,000 00 10,000 00
4,056 43 365 32
599 00 75,841 30
8,116 93 279 22
15,000 00

Total
In suit In judgment Not in suit
Total 28 ti

$ 164,258 20

Total

, LOANS AND DISCOU-NTS.

$

Good 197 94 Doubtful

71,862 03 Wortnless

* 72,059 97

Total.1

$ 164,258 20
$ 71,959 97 300 00
$ 72,259 97

414

TREASURER'S REPORT.

Bank Examiner's Report 'of the Condition of the Luthersville Banking Co., Located at Luthersville, Ga., at the Close of Business December 31, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . $ Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
bv the bank Banking house Furniture and fixtures.
Due from banks and bankers in this State.
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss
Clearing house certifi-

23,735 28 882 74
1,178 34 7,899 28
3,800 00 1,586 15
1,359 56 1,204 34 1,583 00
306 20
131 75

Capital stock paid in. .$
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State.....
Due 10 banks and bankers in other States ..
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates....
Certified checks Cashier's checks Due to clearing house..
Bills payable, including time certificates representing borrowed

1,350 00

25,000 00 2,369 70
16,662 28 609 66
375 00

45,016 64

45,0'6 64

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful

24,618 02 Worthless

$ 24,618 02

Total

$ 24,618 02 $ 24,618 02

TREASURER'S REPORT.

415

Statement of the Condition of the Luthersville Banking Co., Located at L,uthersville, Ga., at the Close of Business December 17, 1907.

J. O. NORRIS, President.

0. 0. NALL, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans
Bonds and stocks owned by the bank
Furniture and fixtures. Other real estate Due from banks and
bankers in this State Due from banks and
bankersin otherStates Currency Gold Silver, nickels and pen-
nies Checks and cash items Exchanges for the clear-

25,71)6 26 7,386 72
3,800 00 1,586 15
5,011 98 224 59 205 00
192 37

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .. Due unpaid dividends . Individual deposits subject to check Demand certificates .. .
Certified checks
Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

25,000 00
2,395 50 3,000 00
375 00 12,707 57
725 00

Total

44,20 i 07

Total

LOANS AND DISCOUNTS.

$. 25,796 26
$ 25,796 26

Doubtful, Total

$ 44 203 07
$ 25,796 26 $ 25,796 26

416

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Lyerly, Located at L,yerly, Ga., at the (Close of Business October 23, 1907.

RBSOUHCES.

LIABILITIES.

Loans and discounts. . .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

B anking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State..

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

-

Profit and loss

Interest paid. .

Depositors fund

26,596 38
4,986 71
2,133 20 2,192 54 1,013 47 1,971 15
5,000 00
6,538 4u 4,462 00
645 00
159 69 32 57
2,822 70

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States Due unpaid dividends . Individual deposits subject to check Savings deposits Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills rediscounted Bills payable, including
time certificates representing borrowed money

15,000 00
25 75 1,000 00 5,000 00 26,858 92 5,214 32
454 82
5,000 00

Total

$ 58,553 81 I Total LOANS AND DISCOUNTS.

In judgment Total

$ .... $

26,596 38 26,596 38

Good Doubtful
Total

$ 58,553 81
$ 26,556 38
40 00
$ 26,596 38

TREASURER'S REPORT.

417

Statement of the Condition of the Bank of L,yerly, Located at Lyerly, Ga., at the Close of Business December 17, 1907.

A. E. DOSTER, President.

GEO. HARPER,
Cashier.

RESOURCES.

LIABILITIES-

Loans and discounts . .$ Demand loans
Bonds and stocks owned by the bank
Banking house Furniture and fixtures.
Due from banks and bankers in this State.
Due from banks and bankers in other States
Gold Silver, nickels and pen-
nies Checks and cash items Exchanges for the clear-
ing house Profit and loss

17,910 01 1,390 00 317 96
2,133 20 2.192 54 1,305 97 1,071 15
4,500 10 2,102 00
380 0U
597 30 18 25
1,367 74 225 19
2,929 30

Capital stock paid in. .$
Undivided profits, less current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States....
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certiflcates. Time certificates Certified checks
Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

15,000 00 1,746 06
17,653 85 3,596 12
344 68
1,000 00

39,340 71

39,340 71

LOANS AND DISCOUNTS.

In suit

$

73 50 Good

Doubtful

19,226 51

19,300 01

Total

$ 19,260 01 40 00
.. .. $ 19,300 01

418

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Toombs County Bank, Located at Lyons, Ga., at the Close of Business April 16, 1907.

RESOURCES.

.LIABILITIES.

Loans and discounts. .$ Demand loans
Bonds and stocks owned by the hank
Banking house Furniture and fixtures. Other real estace Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
Interest paid

63,099 37
801 97
9,046 43 2,473 00
2,342 79
615 02 2,960 00
240 00 198 83 179 51

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid... Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits subject to check
Demand certificates.... Timp certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
cnunted Bills payable, including
time certificates representing borrow ed money

15,000 00 3,925 75
83,411 93 11,088 81
80 43
18,500 00

Not in suit

81,956 92

Total

LOANS AND DISCOUNTS.

$ .....$

3,892 44 59,206 93 63 099 37

Good Doubtful Worthless
Total ......

$ 81,956 92
63,099 37 63,099 37

TREASURER'S REPORT.

419

Statement of the Condition of the Toombs County Bank,. Located at Lyons, Ga., at the Close of Business December 17, 1907.

ENOCH J. GILES, President.

W. T. CHINA, Cashier,

RESOURCES.

LIABILITIES.

Loans and discounts.. $
Overdrafts Bonds and stocks owned
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
Profit and loss

50,752 13
390 02
9,121 98 2,493 28
7,885 18 532 07
1,736 00 370 00 328 33 280 51

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States.. .
Due unpaid dividends. . Individual deposits sub-
Demand certificates. . .. Time certificates
Cashier's checks Due to clearing house.. . Notes and bills redis-
Bills payable, including time certificates representing borrowed

15,000 00 3,704 33
27,072 91 18,375 66
236 60
9,500 08

Total
In suit In judgment Not in suit
Total

$ 73,889 50

Total

LOANS AND DISCOUNTS.

$ 1,170 43 Good 3,157 05 Doubtful
46,424 65 Worthless

$ 50,752 13

Total

$ 73,889 50
$ 50,752 13 $ 50,752 13

420

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Central Georgia Bank, Located at Macon, Ga., at the Close of Business November 27, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... $ 144,002 37

Demand loans

40,685 00

1,703 32

Bonds and stocks owned

by the bank

Banking house

12,000 00

Furniture find fixtures.

Other real estate

Due from banks and

bankers in this State. 2,818 51

Due from banks and

bankers in other States 6,453 17

Transient account

3,415 22

16,526 00

Gold

8,000 00

Silver, nickels and pen-

nies

1,008 36

Checks and cash items. 3,893 01

Exchanges for the clear-

ing house

Profit and loss. ........

Interest paid

Clearing house certifi-

cates

416 00

Total

$ 240,920 96

Capital stock paid in. . .$ 100,000 00

Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States... .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-

13,332 53
77,776 26 49,540 67
271 50

Bills payable, including time certificates representing borrowed money

Total

$ 240,920 96

LOANS AND DISCOUNTS.

In suit In judgment Not in suit

$ 3,080 56 372 14
181,234 67
* 184 , K87. 37

Good Worthless
Total

$ 184,315 23 372 14
$ 184,687 37

TREASURER'S REPORT.

421

Statement of the Condition of the Central Georgia Bank, Located at Macon, Ga., at the Close of Business December 17, 1907.

R. H. BEOWN, President.

T. O. CHESTNEY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

\

Furniture and fixt res J

Other real estate

Due from banks and bankers in this State.

Due from banks and

bankers inother States

Currency

Gold...

Silver, nickels and pen-

nies Checks and cash items..

Exchanges for the clear-

ing house

Profit and loss

Interest paid . . .

136,059 18 43,200 00
500 00 12,000 00
6,004 47
9,328 92 20,776 00
3,152 50
788 93
1,779 65

Capital stock paid in. $
Surplus fund Undivided profits, less
current expenses and taxes paid
Due to banks and bankers in this State
Due to bank- and bankers in other States .. .
Due unpaid dividends . Individual deposits sub-
ject to check Demand certificates. .. .
Time certificates Certified checks Cashier's checks Due to clearing house..
Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

100,000 00 11,941 51
76,552 7/ 49,440 67
654 70

Total

$ 238,589 65

Total

$ 238,589 65

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total.

586 50 372 14 135,100 54
$ 136,059 18

Good Doubtful Worthless
Total

$ 135,100 54 958 64
$ 138.059 18

422

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Commercial & Savings Bank, Located at Macon, Ga., at the Close of Business Nov. 27, 1907.

KESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
bv the bank
Safety Depoait Vaults. . Banking house . .. Furniture and fixtures. Other real estate Due from banks and
bankers in this State Due from banks and
bankers in other States Currency Gold
Silver, nickels and pennies
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-

618.726 16 30,375 08 44,443 61
4,966 67 7,450 00
4,079 07 380 00
133,071 41
53,685 79 48,468,00
4,575 00
12,458 26 4,502 21
12,144 81
5,948 00

Total

$ 985,934 07

Capital stock paid in. .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State ...
Due to banks and bankers in other states ...
Due unpaid dividends.. Individual deposits sub-
ject to check Savings deposits
Demand certificates . .. 'I ime certificates Certified checks Cashier's checks Due to clearing house. .
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed money
Clearing house certificates issued

50.000 00 50,000 00
5,972 62 208,729 36 110,068 72
196,425 82 207,104 50 63,993 25
3,745 01
14,894 79
25,000 00 50 000 00

Total.

$ 985.934 07

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

4,276 96 644,824 28 649,101 24

Good Doubtful Worthless
Total

646,940 44 2,000 00 160 80
$ 649,101 24

TREASURER'S REPORT.

423

Statement of the Condition of the Commercial & Savings Bank, Located at Macon, Ga., at the Close of Business December 17, 1907.

E. Y. MALIARY, President.

J. J. OOBB, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$
Bonds and stocks owned by the bank
Safety Deposit Vault. .

580,511 83 66,122 3!* 17,547 29
4,966 67 7,450 00

Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Clearing house certifi-
cates in vault Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss

4,679 07 380 1)0
86,480 05
79,302 47
32,016 00 33.D82 00 14,485 00
9,618 05 3,108 62
15,267 84

Total

$ 955,916 58

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this StHte .. Due to banks and bankers in other States ... Due unpaid dividends . Individual deposits subject to check Demand certificates.. . Time certificates . ... (Clearing house cert'fs.. Certified checks
Due to clearing house. . Notes and bills redis-
Bills payable, including time certificates representing borrowed

50,000 00 50,000 00
10,939 16 131,422 01 106,757 55
404,637 63 55,334 25 50,000 00
14 40
21,811 55
25,000 00

Total

$ 955,916 58

LOANS AND DISCOUNTS.

In suit Not in suit
Total

% 4,276 96 642,357 26
$ 646,634 22

Good Doubtful
Total

$ 644,134 22 2.000 00 500 00
. . ..$ 646,634 2%

424

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Home Savings Bank, Located at Macon, Ga., at the Close of Business November 27, 1907.

RESOURCES-

LIABILITIES.

Loans and discounts .. .$
Overdrafts Overdrafts secured by
cotton Bonds and stocks owned

330,820 34 87,560 43

Banking house

Furniture and fixtures . Other real es:ate

Due from banks and

bankers in this State. .

Due from banks and

bankers inother States.

Currency

Gold

-

Silver, nickels and pen-

nies. ...

Checks and cash items.

Exchanges for the clear-

Profit and loss Interest paid Clearing house certifi-
cates

775 00
108,023 30 25,259 82
1,031 00 20 00 89 11
1,611 78 3,012 63
300 00

Total

$ 558,503 41

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers inother States ....
Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits Demand certificates. . .. Time certificates

50,000 00 25,000 00 9,939 86
473,563 55

Cashier's checks

Notes and bills rediscounted....
Bil s payable, including time certificates representing borrowed

Total

$ 558,503 41

LOANS AND DISCOUNTS.

In suit In judgment Not in suit.
Total

$
418,380 77 $ 418,380 77

Good Doubtful Worthless
Total

$ 413,380 77 $ 418,380 77

I

TREASURER'S REPORT.

426

Statement of the Condition of the Home Savings Bank, Located at Macon, Ga., at the Close of Business December 17, 1907.

R. J. TAYLCR, President.

OSCAR E. DOOLY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ 371,589 40

Demand loans

T9,280 55

Overdrafts

Bonds and stocks owned

by the bank.

Banking house

Furniture and fixtures. .

775 00

Other real estate

Due from banks and

bankers in this State. 91,383 24

Due from banks and

bankers inother States 17,055 84

Currency

1.335 00

Gold

5 00

Silver, nickels and pen-

nies.

505 40

Checks and cash items.

684 99

Exchanges for the clear-

ing house

3,558 82

Profit and loss

Interest paid

Clearing house account,

net amount

840 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividends. . Individual deposits subject to check Savings deposits
Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. . "Notes and bills redis-
counted . Bills payable, including
time certificates representing borrowed
money Reserved interest ...

50 000 00 25,000 00 6,361 69 479,351 55
6,000 00

Total

$ 566.71 S 24

Total

$ 566,713 24

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 450,569 95
$ 450,569 95

Good Doubtful Worthless
Total

$ 450,534 95 35 00
* 450,569 95

426

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Macon Savings Bank, Located at Macon, Ga., at the Close of Business November 29, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

170,878 27 24,270 90
3,553 98
4,835 00 1,061 19 2,076 00 55,947 31 1,506 79 2,114 00 5,080 00 5,078 40 6,584 11
263 93
13,347 00

Total

$ 295,696 94

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid . Due to banks and bankers in this State Due to banks and bankers in other States. . . . Due unpaid dividends . Individual deposits subject to check Savings deposits I'emand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates re presenting borrowed money

100,000 00 9 433 30
165,179 23 16,984 41 5,000 00

Total

$ 295.6P6 94

LOANS AND DISCOUNTS.

In suit In judgment
Total

*

279 96 Good

Doubtful

194,869 27 Worthless

$ 195,149 23

Total

$ 195,049 23 100 00
$ 195,149 23

.' 1

TREASURER'S REPORT.

427

Statement of the Condition of the Macon Savings Bank, Located at Macon, Ga., at the Close of Business December 17, 1907.

H. T. POWELL, President.

J. W. CANNON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$ Demand laans Overdrafts Bonds and stocks owned
by the bank Banking house
Furniture and fixtures. Peal estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items.. Exchanges for the clear-
ing house Profit and loss Interest paid Court costs

185,129 20 5,670 96 6,659 54
4,835 00
1,061 19 2,100 00
58,738 24
7,395 24 23,297 00
5,045 00
3,016 20 2 869 71
38 03 74 01

Total

$ 305,929 32

Capital stock paid in t Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. .. Due unpaid divi ends. . Individual deposits subject to check Individual deposits not subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

100,000 00
9,680 94
27,355 60 146,968 92
16,879 41 5,000 00
44 45

Total

$ 305,929 32

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

.$

279 96

1,904 63

188,615 57

$ 190,800 16

Good Doubtful Worthless
Total

$ 190,300 16 500 00
* 190 800 16

428

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Madison, Located at Madison, Ga., at the Close of Business November 9, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. $ 159,733 91

Overdrafts Bonds and stocks owned

1,914 23

Banking house Furniture and fixtures. Other real estate...".... Due from banks and
bankers in this State. Due from banks and
bankers inotherStates
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-

3,000 00
26,363 81 2,341 76 7,415 00 1.000 00 846 67 13,964 73

Interest paid Clearing house certifi-

20 00

Capital stock paid in.. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

75,000 00 18,750 00
8,002 64 333 61
105,516 51 7,987 80 1,009 55

Total

$ 216,600 11

Total

LOANS AND DISCOUNTS.

In suit In judgment . . . Not in tuit

*
159,733 91

Total

... .$ 159,733 91

Good Doubtful Worthless

$ 216,600 11
$ 159,714 41 19 50
$ 159,733 91

TREASURER'S REPORT.

429

Statement of the Condition of the Bank of Madison, Located at Madison, Ga., at the Close of Business December 17, 1907.

LEE TRAMWELL,
President.

H. T. SHAW, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$
Demand loans Overdrafts Bonds and stocks owned
by ihe bank Banking house. ...... > Furniture and fixtures J Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Go:d Silver, nickels and pen-
nies Checks and cash items
and cotton Exchanges for the clear-
ing house Profit and loss Interest paid

136,698 50 2,425 14
3 000 00
17,064 47 9,927 40 10,595 00 1.000 00 1,838 82 19,421 72

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends...
Individual deposits subject to check '
Demand certificates. ... Time certificates Certified checks Cashier'schecks. .^ .. .' . Due to clearing house. . Notes and bills . redis-
counted Bills payable, including
time certificates representing borrowed
money

75,000 00 18,750 00
10,364 59 353 61
88,415 05 9,087 90

Total

$ 201,971 05

Total

$ 201,97105

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total
29 t*

$

215 00

136,483 50

$ 136,698 50

Good Doubtful Worthless
Total

$ 136,078 50 20 00
$ 136,698 50

AfcJ

430

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Jefferson Street Bank, Located at Madison, Ga., at the Close of Business November 8, 1U07.

BESOUECBS.

LIABILITIES.

Loans and discounts . .$

Demand loans

Overdrafts

Overdrafts secured by

cotton

...

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash itms.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Clearing house certifi-

cates

Total

$

51,648 75 1,357 28
712 40 17,548 39 10,999 46 1,014 00
5 00 245 38 1,006 15
20 00 84,556 81

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State .. Due to banks and bankers in other States... Due unpaid dividends. Individual deposits subject to ch^ck Savingsd-posits Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including
time certificates representing borrowed money

Total

$

25,000 00 3,800 00 1,559 13
50,297 68 400 00
3,500 00 84,556 81

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful

51,648 75 Worthless

$ 51,618 75

Total

$ 51,648 75 $ 51,648 75

TREASURER'S REPORT.

431

Statement of the Condition of the Jefferson Street Bank, Located at Madison, Ga., at the Close of Business December 17, 1907.

S. B. COHEN, President.

8. F. BECKHAM, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds ana stocks owned
by the bank
Furnitureandfixtures. . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items . Exchanges for the clear-
ing house Profit and loss Interest paid

45,314 03 2,521 52
712 40
6,465 27 7,074 38 3,790 00
1,266 39 291 61

Capital stuck paid in. .$ Surplus fund Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States... .
Due unpaid dividends. . Individual deposits sub-
Demand certificates. . . . Time certificates Certified checks
Due to cleaiing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

25,000 00 3,800 00 1,829 55
36,406 05 400 00

Total

$ 67,435 60

Total .

$ 67,435 60

LOANS AND DISCOUNTS.

Not in suit Total

.....$ $

Good

$

Doubtful

Worthless

Total

$

432

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Morgan County Bank, Located at Madison, Ga., at the Close of Business November 7, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . $ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this state. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items . Exchanges for the clear-
ing house Protit and loss Interest paid Clearing house certifi-
cates

97,558 74 14,715 26 1,318 45
2,C00 00
25,693 17 23,707 44
4,072 00 15 00
715 52 3,610 54
70 00

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . . Due unpaid dividends. .
Individual deposits subject to check
Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

40,000 00 2,500 00 2,315 76
88,160 36
40,500 00

Total
In suit In judgment Not in suit
Total

$ 173,476 12

Total

LOANS AND DISCOUNTS.

$

463 48

476 62

111,333 90

:$ 112,274 00

Good Doubtful Worthless
Total

$ 173,476 12
% $ 112,274 00

TREASURER'S REPORT.

433

Statement of the Condition of the Morgan County Bank, Located at Madison, Ga., at the Close of Business December 17, 1907.

W. P. ROBERTSON, President.

W. G. THOMPSON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... $ Demand loans (largely
Bonds and stocks owned
Furniture and fixtures and savings banks....
Other real estate Due from banks and
bankers in this State.. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
Profit and loss

73,146 09 23 669 55
1,921 56
2,800 00 200 00
7,738 81 9,771 63 1,445 00
20 00 370 21 208 23

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits sub-
Demand cenificates....
Certified checks
Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time ceriificates represen ting borrro wed money

40,000 00 2,500 00 3,733 09
75,057 99

Total

121,291 08

Total

LOANS AND DISCOUNTS.

$ 613 35 96,202 29
$ 96,815 64

Good Doubtful Worthless
Total

$ 121,291 08
$ 96s815 64 $ 96.815 64

434

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Mansfield, Located at Mansfield, Ga., at the Close of Business December 28. 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house. Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
Profit and loss Interest paid

Total

$

32,406 80 2,091 66 4,125 00
6,290 10 372 85
1,550 00 945 49 467 13
48,249 03

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends. . Individual deposits subject to check Savings deposits
Demand certificates. ...

Ca-hier's checks Due to clearing house..
Notes and bills rediscounted
Bills payable, including time certificates representing b o r r o wed

Total

$

25,000 00 400 00 418 55 627 57
12,461 54 6,341 37
3,000 00 48,249 03

LOANS AND DISCOUNTS.

In suit In judgment
Total

$ Doubtful
32,406 80 Worthless

32,406 80

Total

$ 32,406 80 $ 32,406 80

*

TREASURER'S REPORT.

435

Statement of the Condition of the Bank of Mansfield, Located at Mansfield, Ga., at the Close of Business December 17, 1907.

J. M. HURST, JR., President.

JOE S. MCGARITY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks own-
ed by the bank Banking house Furniture and fixtures
Due from banks and bankers in this State.
Due from banks and bankers in otherStates
Currency Gold Silver, nickels and pen-
nies Checks and cash items. . Exchanges for the clear-
ing house

33,113 98 3,498 82 4,125 00
5,730 71 1,102 71
940 00 594 30
12 00

Capital stock paid in . .$
Undivided profits, less current expenses and taxes paid...
Due to banks and bankers in this State
Due to banks and bankers in other States.. . .
Due unpaid dividends-. . Individual deposits sub-
Demand certificates....

25,000 00 400 00 436 78
13,939 37 6,341 37

Due to clearing house Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

3,000 00

Total

.. $ 49,117 52

49,117 52

LOANS AND DISCOUNTS.

In suit In judgment Kotin suit
Total

$

Good

Doubtful

33,113 98 Worthless

$ 33,113 98

Total

$ 33,113 98 $ 32,113 98

436

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Marietta Trust & Banking Co., Located at Marietta, Ga., at the Close of Business December 18, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. . .if 269,909 69

Demand loans

7,210 5!

Overdrafts

625 67

Bonds and stocks owned

by the bank

29,992 00

Banking house

Kurniture and fixtures. . 3,856 22

Other real estate

Due from banks and

bankers in this State. 8,652 19

Due from banks and

bankersin otherStates 7,967 33

Currency

6,632 00

Gold

10 00

Silver, nickels and pen-

nies

393 96

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Clearing house certifi-

cates

709 00

Capital stock paid in. . .$
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates. .. . Time certificates Certified c'-ecks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing b o r r o wed money

65,000 00
7,619 27 4,041 63
141,860 63 74,893 27 4,21177 2,332 00
36,000 00

Total

$ 335.95S 57

Total

$ 335,958 57

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 9,984 20 267,136 00
$ 277,120 20

Good Doubtful Worthless
Total

$ 277,120 20 $ 277,120 20

TREASURER'S REPORT.

437

Statement of the Condition of the Marietta Trust & Banking Co., Located at Marietta, Ga., at the Close of Business December 17, 1907.

J. D. MALONB, President.

GEO. H. SESSIONS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ 270,093 89

Demand loans. . .

6,910 51

Overdrafts

699 30

Bonds and stocks owned

by the bank

29,992 CO

Banking house Furniture and fixtures.

3,856 22

Other real estate

Due from banks and bankers in this State.

6,927 96

Due from banks and bankers in other States
Currency

14,730 89 6,235 21

Gold

Silver, nickels and pennies
Checks and cash items.

645 28 395 50

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and
taxes paid Due to banks and bank-
ers in this State
Due to banks and bankers in other States.. ..
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. .. .
Time certificates Certified checks Oa^hier'schecks Due to clearing house..
Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

65,000 00 ,
'.'-' 81 5,419 bl
219,798 59 4,211 /7 i,6o& w
.->u,vw

Total

$ 340.486 79

Total

$140,486 7

LOANS AND DISCOUNTS.

Insuit In judgment Not in suit
Total

$

30000

Sto oO

2/6.438 au

... 277,004 40

Good Doubtful Worthless
Total

* 277,00440 $ 277,00440

438

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank, Located at Marshallville, Ga., at the Close of Business December 4, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. $

Demand loans

Overdrafts

Overdrafts secured by

cotton

BondB and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

'

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Clearing house certifi-

cates

41,813 63 8,875 00
285 33
12,079 27 4,109 51
870 00 go oo 1,930 88 75 00
3i oo

Capital stock paid in. .$ Surplus fund Undivided profit?, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividends. . Individual deposits subject to check Savings deposits
Demand certificates.... Tim^ certificates Certified checks Cashier's checks Due to clearing house . . Notes and bills redis-
cnuntedBills payable, including
time certificates representing borrowed money

18,000 00 2,582 25
49,567 37

Total

$ 70,149 62

Total

$ 70.149 62

LOANS AND DISCOUNTS.

In suit In judgment.. . . Not in suit.. . .
Total

$

Good

Doubtful

50,688 63 Worthless

$ 50,688 63

Total

50,688 63 $ 50,688 63

TREASURER'S REPORT.

439

Statement of the Condition of the Citizens Bank, Located at Marshallville, Ga., at the Close of Business December 17. 1907.

J. W. FREDERICK, President.

G. A. WARE, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$

Demand loans

Overdrafts

Bonds and stockg owned

by the bank

Banking house

Furniture and fixtures.

Other real estate-

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

]

Gold

j

Silver,nickels and pen- }

nies

|

Checks and cash items J

Exchanges for the clear-

ing house

Profit and loss

Intertst paid

23,736 73 5,200 00 1,341 58
18 27
27,613 39 7,822 93
2,062 47

Capital stock paid in . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other states. . . . Due unpaid dividends. . Individual deposits subject to check Demand certificates... . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable including
time certificates representing borrowed
money

18,000 00 3,331 03
46,464 34

Total
In suit In judgment Not in suit
Total

t 67.795 37

Total

LOANS AND DISCOUNTS.

$

Good.

Doubtful

28,936 73 Worthless

$ 28,936 73

Total

$ 67,795 37
$ 28,936 73 $ 28,936 73

440

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Maxeys, Located at Maxeys, Ga., at the Close of Business November 14, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$

I'emand loans

Overdrafts

Overdrafts secured by

cotton

Bonds and stocks owned

by (he bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State



Due from banks and bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

Checks andca-h items..

Exchanges for the clear-

ing house

Profit and loss

Interest paid

19,824 16 681 93
1,159 87 20,384 40
1,483 51 3,{J75 00
115 00 825 78
8 45

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State. Due to banks and bankers in other States.... Due unpaid dividends .
Individual deposits subject to check
Savingsdeposits
Demand certificates .. . Time certificates
Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted . Bills payable, including
time certificates, representing borrowed money

15,000 00 550 63
82,607 47

Total
In suit In judgment Not in suit
Total

$ 48.158 10

Total.

LOANS AND DISCOUNTS.

$

Good....

Doubtful

19,824 16

19,824 16

Total

. .$ 48,158 10
$ 19,824 16 .$ ' 19,824 18

TREASURER'S REPORT.

441

Statement of the Condition of the Bank of Maxeys, Located at Maxeys, Ga., at the Close of Business December 17, 1907.

R. M. JACKSON, President.

W. H. THOMAS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts..$
Demand Joans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estate Due fr im bank-* and
bankers in this State.
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

20,347 67
1,159 $7
13,566 52 2,739 00 2,600 00
110 00 906 06

Capital stock paid in. .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States . . .

Due unpaid dividends..

Individu .1 deposits sub-

ject to check

Demi'nd certificates ...

Time certificates

Certified checks

Cashier's checks

Due to clearing house.

Notes and bills rtdis-

counted ...

...

Bills payable, including

time certificates rep-

resenting borrowed

money

15,000 00 753 50
25,675 62

Total

.$ 41,420 15

Total

LOANS AND DISCOUNTS.

In suit In judgment Not in suit

Total

'

$

Good

Doubtful

20,347 67 Worthless

$ 20,347 67

Total

$ 41,429 12
I 20,347 67 $ 20.317 67

442

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Maysville, Located at Maysville, Ga., at the Close of Business November 7, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts..! Demand loans Overdrafts Overdrafts secured by
cotton
Bonds and stocks owned by the bank
Banking hou^e Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in otherStates Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid
Depositors guarantee fund

38,618 79 7ti0 35
2,079 14
2,200 00 2,429 43 1,884 50
8,907 75 1,671 63 4,150 00
52 50 464 71 101 50
2,932 15

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States . . Due unpaid dividends.. Individual deposits sub-
ject to check Savings deposits Demand certificates. .. . Time certificates Certified checks
Cashier's checks Due to clearing house. .
Notes and bills rediscounted
Bills payable, including
time certificates representing borrowed money

15,000 00
560 10 11,000 00 6,500 00 10,683 77 2,506 58
2 00
20,000 00

Total

$ 66,252 45

Total.

$ 66,252 45

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

ood

Doubtful 39,379 14 Worthless

$ 39,379 14

Total

$ 39,379 i4 $ 39,379 14

TREASURER'S REPORT.

443

Statement of the Condition of the Bank of Maysville, Located at Maysville, Ga., at the Close of Business December 17, -1907.

C. T. BACON, President.

J. W. SMITH, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. $ Demand loans Overdrafts Bonds and stocks owned
by the bank Banting house
Furniture and fixtures. Other real estate Due Irom banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

Total

$

29,318 94 747 20
3,796 16 2,200 00 2,429 43 1,884 50
3,371 37 3,847 24 2,433 00
S2 50 86 16 123 93
194 50
50,544 93

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this Siate Due 'to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notrs and bills rediscounted Bills payable, including
time certificatHS representing borrowed money

Total

$

15,000 00 447 90
25,781 33 2,477 58
338 12
6,500 00 50,544 93

LOANS AND DISCOUNTS.

In suit Total

$

Good

Doubtful

30,096 14

I 30,096 14

.$ 30,096 14 .$ 30,096 14

444

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Henry County, Located at McDonongh, Ga., at the Close of Business April 2, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . . $
Bonds and stocks owned by the b;ink
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items Exchanges for the clear-

136,405 88 3,999 20 15,624 59
3,552 09 2,675 18
14,141 64
20,019 20 2,822 00
210 00
~ 1,141 75 42 40

Profit and loss

Capital stock paid in.. .$ 50,000 00

Surplus fund

5,000 on

Undivided profits, less

current expenses and

taxes paid

10,588 23

Due to banks and bank-

ers in this State

1 20

Due to banks and bank-

ers in other States.. .

Due unpaid dividends. .

50 00

Individual deposits sub-

ject to check

109,981 12

Demand certiiicates. . . .

Time certificates

25,913 38

Certified chncks

Due toclearing house. . .Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

Total
In judgment Not in suit

$ 201,533 93

Total

LOANS AND DISCOUNTS.

$ 20!,533 83

*

Good

Doubtful

140,405 08 Worthless

r

?

$ 140,299 08 106 00
.. .. $ 140.405 08

TREASURER'S REPORT.

445

Statement of the Condition cf the Bank of Henry County, Located at McDonough, Ga., at the Close of Business December 17, 1907.

F. S. ETHERIDGE, President.

J. B. DlCKSON,
Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... .$
Bonds and stocks owned by the bank
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items Exchanges for the clear-

83,777 33 35,458 35 29,058 03
3,532 09 2,675 18
5,188 90
17,547 76 7,548 00
20 00
271 43

Interest paid Insurance account

10 15

Capital stock paid in.. .$

Surplus fund

Undivided profits less

current expenses and

taxes paid

....

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States....

Due unpaid dividends. .

Individual deposits sub-

ject to check

Demand certificates....

Time certificates

50,000 00 5,000 00 13,529 69 1,019 24
70,120 29 34,357 23

Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing b o r r owed

460 80 10,600 00

In suit . In judgment Kotinsuit
Total

185,087 25

Total

LOANS AND DISCOUNTS.

119,235 71 $ 119,235 71

Good Doubtful... Worthless
Total

$ 185,087 25
* 119,236 71 .% 119,235 71

446

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank, Located at McRae, Ga., at the Close of Business April 11, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by

111,505 27 7,289 36 3,814 65

Bonds and stocks owned by the bank
Furnitureand fixtures. . Other real estate Due from bulks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house

2,500 00 1,545 37
28,413 98
13,269 88 1,019 00 5 00
241 5 354 50

395 94

Capital stock paid in. .$ Surplus fund. Undivided profits, less
current expenses and
Due to banks and bank-
Due to banks and bankers in other States....
Due unpaid dividends. . Individual deposits sub-
ject to checK
Demand certificates. . . .
Certified checks
Due to clearing house . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

50,000 00 4,800 00 2,392 11
73,256 57 39,103 13
802 79

Total

$ 170,354 60

170,354 60

LOANS AND DISCOUNTS.

In judgment

$

402 08

6,336 44

112,056 11

Good.. Doubtful.
Total

$ 114 784 19 3,510 44
$ 118,794 63

TREASURER'S REPORT.

447

Statement of the Condition of the Citizens Bank, Located at McRae, Ga., at the Close of Business June 17, 1907.

J, F. COOK, President.

J. F. COOK, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans
Bonds and stocKS owned by the bank
Furniture and fixtures. .

110,589 15 4,000 00 2,704 77
2,500 00 1,767 67

Due from banks and bankers in this State..
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

29,666 29 2,883 07 1,062 00 157 11 2,347 69
1,638 85

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expense's and taxes paiil Due to banks and bankers in this State Due to banks and bankers in other States..-. . Due unpaid dividends.. Individual deposits sub-
Demand certificates....
Certified checks Cashier's checks Notes and bills redis-
Bills payab'e, including time certificates representing borrowed

50,000 00 4,800 00 5,390 90
57,611 99 40,710 92
802 78

Total Total

$ 159,316 60

Total

LOANS AND DISCOUNTS.

$ 2 560 00 6,600 00
105,429 15
$ 114,589 15

D "ubtful Total

* 159,316 60
4,400 00 $ 114,589 15

448

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Merchants Bank, Located at McRae, Ga., at the Close of Business April 10, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$
Overdrafts Bonds and stocks owned
by the bank
Furniture and fixtures.
Due from banks and bankers in this State.
Due from banks and bankers in other States
Gold Silver, nickels and pen-
nies Checks and cash items . Exchanges for the clear-
Profit and loss Interest paid

81.840 OS 2,418 87 2,4S0 84
9,100 00 2,174 14
12,269 64
1,393 00 15 00
1,165 71 184 34

Total

$ 113,041 59

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Dui' to banks and bankers in this State Due to banks and bankers in other S'ates .. Due unpaid dividends Individual deposits subject, to check Demand certificates. .. .
Certified checks Cashier's checks !>ue to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

15,000 00
15,614 99 267 71 969 75
49,453 15 16,519 24
216 75 10,000 00
5,000 00

113,041 59

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

210 90 Good

Doubtful

84,048 02 Worthless

$ 84,258 92

Total

^ 84 151 92 107 00
$ 84.258 92

TREASURER'S REPORT.

449

Statement of the Condition of the Merchants Bank, Located at McRae, Ga., at the Close of Business December 17, 1907.

E. F. MCRAE, Vice-President.

HOWARD P. WHIDDON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.... $

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State .

Due from banks and

bankers in other States

Currency

Gold

.;

Silver, nickels and pen-

nies

Checks and cash items .

Exchanges for the clear-

ing house

Profit and loss..

Interest paid

66,183 08 4,539 87 2,930 52
12,100 00 2,174 14
12,922 70
2,050 57 926 00 110 00
351 27 366 83

Capital stock paid in.. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits subject to check
Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house..
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed money

15,000 00 12,942 55 3,871 09
40,147 99 19,578 38
114 97 5,000 00
8,000 00

Total
In suit. In judgment Not in suit
Total

$ 104,654 98

Total

LOANS AND DISCOUNTS.

$ 1,076 00 69.646 95
$ 70,722 95

Good Doubtful Worthless
Total

$ 104,654 98
$ 70,485 9S 237 00
$ 70.722 95

450

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Meigs, Located at Meigs, Ga., at the Close of Business January 28, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... $

Demand loans

Overdrafts

Overdrafts secured by

cotton

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items*.

Exchanges for the clear-

ing house

Profit and loss

Interest pid

Depositors fund

Insurance fund



29,056 79 711 50 96 29
1,880 48 979 96
2,569 98 6,605 11 3,077 00
40 00 958 62
2,702 70 120 00

Capital stock paid in. . .$
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. . Individual deposits subject to check
Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . ;\otes and bills redia-
counted Bills payable, including
time certificates representing borrowed
money

15,000 00
2,561 46 1,000 00
4 00 17,303 37 10,832 78
96 82

Total

$ 46.798 43

Total

$ 46,798 43

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

HI 00

29,657 29

$ 29,768 29

Good Doubtful Worthless
Total

$ 29,657 29 Ill 00
$ 29.768 29

TREASURER'S REPORT.

451

Statement of the Condition of the Bank of Meigs, Located at Meigs, Ga., at the Close of Business December 17, 1907.

J. A. SASSER, President.

DUNCAN BICKLKY,
Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank
B nking house Furniture and fixtures. Other r al estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold
Silver, nickels and pennies
Checks and cash items. Exchanges for the clear-
ing house Profit 'nd loss Interest paid Mutual fire. ins. fund. . . Due from U. S. treas. .

Total.

$

30,281 01 3,780 00
10 G3
1,880 48 979 96
2,217 16
5,936 27 1,684 00
215 00
1,659 50 64 26
1,013 75
37 65 120 00 50 00
49,929 67

Capital stock paid in. $ Surplus fui.d. Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends.. Individual deposits subject to check Demand certificates.... Time certificates Certified checks
Cashier's checks Due to clearing house.. Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed money

Total

$

15,000 00 3,433 81
14,902 92 14,952 09
140 85
1,500 00 49,929 67

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

221 00 Good

36 75 Doubtful

30,023 26 Worthless

$ 30,281 01

Total....

$ 30,059 51 221 50
$ 30,28101

m

452

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Metter, Located at Metter, Ga., at the Close of Business April 23, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$ Demand Joans Overdrafts Bonds and stocks owned
by the bank ... Banking house Furniture and fixtures.

Due from banks and bankers in this State..
Due from banks and bankers in other States

Gold Silver, nickels and pen-

Checks and cash items.

Exchanges for the clear-

ing house



Profit and loss

Interest paid

Depositors fund

48,532 48 300 00
1,523 20 1,811 60 1,528 90
1,479 90
5,329 31 1,847 00
25 00
530 54 6 00

Capital stock paid in. .$

Undivided profits, less

surrent expenses and

taxes paid

,.

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States....

Due unpaid dividends .

Individual deposits sub-

ject to check

Savings deposits

Demand certificates. ...

Time certificates

Certified checks

Oashier'schecks.. . ...

Due to clearing house. .

Notes and bills redis-

Bills payable, including 2,822 70 time certificates rep-
resenting b o r r o wed

15,000 00 5,488 12 2,000 00
16,184 07 16,981 83
81 70
10,000 09

Total
In judgment Total

$ 65,735 72

Total

LOANS AND DISCOUNTS.

$ .... $

48,832 48 48,832 48

Good Doubtful
Total

$ 65,735 72
$ 48,832 48 $ 48,832 48

TREASURER'S REPORT.

453

Statement of the Condition of the Bank of Metter, Located at Metter, Ga., at the Close of Business December 17, 1907.

W. D. KENNEDY, Vice-President.

L. H. SEWELL, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans
Bonds and stocks owned by the bank
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
Currency Gold Silver, nickels and pen-
nies Checks and cash items Exchanges for the clear-
ing house Profit and loss
Ins. fund

34,672 72 400 00 6 83
1,523 20 1.811 60 1,801 74
8,337 25
5,501 32 1,810 00
727 99 413 00
177 84 313 38

Capital stock paid in.. $
Undivided profits, less current expenses and taxes paid. .
Due to banks and bankers in this State
Due to banks and bankersin other States....
Due unpaid dividends. . Individual deposits sub-
Demand cert i fie a te s. Time certificates Certified checks
Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

15,000 00 5,880 05
18,274 65 8,589 74 1,252 43
8,500 00

57,496 87

Total

LOANS AND DISCOUNTS.

$ 57,496 87

In suit In judgment Not in suit
Total

$

Good

Doubtful

35,072 72 Worthless

$ 35,072 72

Total

$ 35,072 72 $ 35,072 72

454

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Midville, Located at Midville, Ga., at the Close of Business May 21, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. ...$

Demand loans

Overdrafts

Overdrafts secured by

cotton

Bonds and stocks owned

by the bank

...

Banking house

Furniture and fixtures-

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

47,939 72 3,126 18
321 92
4,000 00 1,815 70 2,808 57
4,568 78 1,952 16
360 00 10 00 504 97

Capital stock paid in.. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other .states.. .. Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates.... Time certificates Certified checks
Cashier's checks Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

15,000 00 8,538 31
27,518 84 714 04 686 81
15,000 00

Total

$ 67.408 00

Total

$ 67,408 00

LOANS AND DISCOUNTS.

In suit In judgment Not in suit.
Total

$ 51,065 90
$ 51.065 90

Good Doubtful Worthless
Total

.....$ 51,065 90 $ 51,065 90

TREASURER'S REPORT.

455

Statement of the Condition of the Bank of Midville, Located at Midville, Ga., at the Close of Business December 17, 1907.

R. M. MURPHREE, Vice-President.

WILSON D. DREW, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .. .$ Demand loans Overdrafts (cotton).. . . Bonds and stocks owned
by the bank Banking house Furnitureandfixtures. .
Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency
Gold Silver, nickels, and pen-
nies Checks and cash items, Exchanges for the clear-
ing house Profit and loss Interest paid

14,578 97 24,362 99 4,041 50
4,000 00 1,815 70 2,h08 57
6,268 21 9,356 09 1,576 00
2,322 89 9y
5 74

Capital stock paid in.... $
Surplus fund. .. . Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. .. . Due unpaiddividends. . . Individual deposits subject to check Demand certificates. . . . 'lime certificates Certified checks Cashier's checks Due to clearing house Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

15,000 00 9,256 13
30,125 59 898 32 857 61
15,000 00

Total.
In suit In judgment Not in suit
Total

$ 71,137 65

Total

LOANS AND DISCOUNTS.

$ 38,941 96
$ 38,941 96

Good Doubtful Worthless
Total

$ 71,137 65
$ 38,941 96 * 38,941 96

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Exchange Bank, Located at Milledgeville, Ga., at the Close of Business July 3, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States. Currency Gold
Silver, nickels and pen"ief-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid
Depositors fund

83,599 46 9,048 76 6,552 47
3,000 00
1,056 11
12,857 59 1,142 30 7,336 00 207 50
1,631 17 832 58

Capital stock paid in. .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States... .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates Time certificates .... Certified checks Cashier's checks Due to clearintr house . .
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed mney

25,000 00 10,537 95 66,725 99
25.000 00

Total

$ 127,263 94

Total

$ 127,263 94

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

85 60 Good .

92,562 62

oub,tf,ul Worthless

$ 92,648 22

Total

$ 92,535 22 113 00
$ 92,648 22

TREASURER'S REPORT.

457

Statement of the Condition of the Exchange Bank, Located at Milledgeville, Ga., at the Close of Business December 17, 1907.

JOHN CONN,
President.

OTTO M. CONN,
Cashier,

RESOURCES.

LIABILITIES.

Loans and discounts. . .$
Bonds and stocks owned by the bank
Banking house Furniture and fixtures.. Other real estate Due from banks and
bankers in this State. . Due from banks and
bankers in otherStates
Gold Silver, nickels and pen-
nies Clearing house certifi-
cates Checks and cash items. . Exchanges for the clear-
ing house Profit and loss Interest paid.

74,391 06 15,062 18 5,836 43
3,000 00
2,637 83
15,357 08
1,235 46 13,233 19
212 50
456 83
1,310 00 241 35

Total

$ 132,976 91

Capital stock paid in.. $ 25,000 00

Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States ...
Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits, sub-
Demand certificates. . . .

11,437 14
45,803 78 30,735 99

Certified checks

Due to clearing house. . Notes and bills redis-
counted Bills payable, includ-
ing time certificates representing borrowed

10,000 0& 10,000 0

Total

$ 132,976 91

LOANS AND DISCOUNTS.

Total.

$ .... $

10 00 89,446 24 89,456 24

Worthless Total

* 89,450 24 * 89,456 24

458

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Milledgeville Banking Co., Located at Milledgeville, Ga., at the Close of Business July 2, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$
Overdrafts. Bonds and stocks owned
by the bank
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from b inks and
bankers in other States Currency Gold Silver, nickels and pen-
Checks and cash items . Exchanges for the clear-
ing house Profit and loss Interest paid

217,586 19 19,239 3J 3,021 05
6 055 00 5,616 12 6,091 82 1,517 53
8,468 34
22,211 15 6,665 00
500 00
1,658 68

Total

$ 298,630 20

Capital stock paid in. .$
Undivided profits, less current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States... .
Due unpaid dividends.. Individual deposits sub-
Savings deposit's Demand certificates , . .

50,000 00 27,164 00
45,212 14 1,790 48
882 00 153,581 58

Certified checks

Due to clearing house. . Notes and bills redis-

Bills payable, including time certificates representing borrowed

20,000 00

Total

$ 298,630 20

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 5,027 16 3.352 50
228,445 85
$ 236.825 51

Good Doubtful Worthless
Total

$ 234 825 51 2,000 00
$ 236,825 51

TREASURER'S REPORT.

459

Statement of the Condition of the Milledgeville Banking Co., Located at Milledgeville, Ga., at the Close of Business December 17, 1907.

D. B. SANFORD, President.

MILLKM S. BELL, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts..$ Demand loans Overdrafts Bonds and stocks owned
bv the bank
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in otherStates Currency . . . . Gold Silver, nickels and pen-
nies Checks and cash items. Clearing house certifi-
cates Profit and loss Interest paid

141,597 66 48,499 18
1,581 24
6,055 00 5,616 12 6,091 82 1,092 53
36,984 66
15,258 31 22,665 00
1,000 00
1,447 44
9,090 00

Capital stock paid in.. .$ 50,000 00

Surplus fund

27,164 00

Undivided profits, less

current expenses and

48,620 43

Due to banks and bank-

ers in this State

373 17

Due to banks and bank-

ers in other States . ..

Due unpaid dividends. .

6 00

Individual deposits sub-

ject to check

153,815 36

Demand certificates. .. .

Time certificates

Certified checks

Cashier's checks

"1

Due to clearing house J

17,000 00

Notes and bills redis-

Bills payable, including time certificates representing b o r rowed

Total
In suit In judgment Mot in suit
Total

$ 296,978 96 LOANS AND DISCOUNTS.

296,978 96

$ 5,250 00 2,927 66
181,919 18
$ 190,096 84

Good

.$ 185.034 34

Probably worthless. .. . 3,000 00

Doubtful

2,062 50

Total

$ 190,096 84

460

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Merchants & Farmers Bank, Located at Milledgeville, Ga.,at the Close of Business July 1, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$ Demand loans Overdrafts
Overdrafts secured by cotton
Bonds and stocks owned by the bank.
Banking house
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold
Silver, nickels and pennies
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

209.014 82 27,803 Oo 11,033 86
. 5,000 00
2,133 88 311 70
8,577 02
10,410 92 5,63S 00
420 00
1,760 14 1,206 72

Capital stock paid in . . .$ 40,000 00

Surplus fund

15,000 00

Undivided profits, less

current expenses and

taxes paid

24,948 16

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States. . ..

Due unpaid dividends. .

64 00

Individual deposits sub-

ject to check

112,722 06

Savings deposits

Demand certificates. . ..

Time certificates. Certified checks

40,288 48

Cashier's checks

317 41

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money.

50,000 00

Total
In suit In judgment Kot in suit
Total

$ 283,310 11

Total

LOANS AND DISCOUNTS.

,$ 1,074 84 2,550 26
233,192 77
$ 236,817 87

Good Doubtful Worthless
Total....

$ 283.340 11
s 236,517 87 300 00
$ 236,817 87

TREASURER'S REPORT.

461

Statement of the Condition of the Merchants & Farmers Bank, Located at Milledgeville, Ga., at the Close of Business, December 17, 1907.

JNO. T. ALLEN, President.

L. C. HALL, Cashier.

KESOURCES.

LIABILITIES.

Bonds and stocks owned by the bank
Furniture and fixtures. . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies .. Checks and cash items. . Exchanges 1'or the clear-

118,929 86 45,554 55
6,933 51
5,000 00
2,376 63 135 70
37,656 72
5,638 88 14,500 00
585 CO
1,351 76 48 00
1,728 00

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to b inks and bank-

40,000 00 15,000 00
25,395 09

Due to banks and bankers in other States.. .
Due unpaid dividends.. individual deposits sub-
ject to check Demand certificates". . . . Time certificates Certified checks
Due to clearinghouse . Notes and bills redis-

103,177 37
33,444 15
422 00 23,000 00

tills payable, including
time certificates representing borrowed

-

240,438 61 LOANS AND DISCOUNTS.

240,438 61

In suit In judgment Not in suit
Total.
31 tl

$ 2,888 58 Good 45 00 Doubtful
161,550 83 Worthless

$ 161,484 41

Total

* 163,794 41 690 00
$ 164,484 41

462

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank, Located at Millen, Ga., at the Close of Business June 25, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ Bonds and stacks owned

73.110 45 2,800 00
592 96

Banking hou*e Furniture and fixtures. Oth r real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-

6,214 03 2,854 50
3,300 80
725 13 1,514 CO
525 00
789 73 43 47

Profit and loss Interest paid

Capital stock paid in. . .$
Undivided profits, less current expenses and taxes paid
Due to banks and bank-
Due to banks and bank-

25,000 00 5U0 00
1,966 50 425 39

Due unpaid dividentls. . Individual deposits sub-
ject to check Demand ceriiflcites ...
< Vrt ifled checks Cashier s checks I>ue 10 clearing house.. Notes and bills redis-
Bills payable, including time certificates representing borrowed

16 00 24,980 01
2,582 17
10,003 00
27,000 00

Total....;

$ 92,470 07

Total

$ 92.470 07

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 400 00 75,510 45
.... $ 75.910 45

Good Doubtful Worthless
Total

$ 75,910 45 S 75,910 45

TREASURER'S REPORT.

463

Statement of the Condition of the Citizens Bank, Located at Milieu, Ga., at the Close of Business December 17, 1907.

T. Z. DANIEL, President.

W. R. TURNER, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$
Bonds and stocks own^d by the bank
Furniture and fixtures. . Other real estate Due from banks and
bankers in this State. Due from banks and
hankers in other States
Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house
Interest paid Clearing house certifi-
cates of other banks,
i

38.063 83 3,200 00 1,087 08
6.214 03 2,937 07
7,957 93 532 17
2,027 00 20 00
1,244 75 871 61
48 00

Capital stock paid in .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends.. Individual deposits subjec to check Demand certificates.... Time certificates Certified checks
Due to clearing house Notes and bills redis-
Bills payable, including time certificates representing borrowed

25,000 00 3,302 02
16 00 28,393 29
2,492 16
5,000 00

Total Total

$ 64,203 47

Total

LOANS AND DISCOUNTS.

*

Good

40n 00 Doubtful

40,863 83

$ 4I.2H3 83

Total

$ 64,203 47
$ 41,263 83 * 41,263 83

464

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Millen, Located at Millen, Ga., at the Close of Business June 25, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ 148,234 29

Demand loans

15,517 56

Overdrafts

5,787 83

Bonds and stocks owned

by the bank

11,400 00

Banking house

4.500 (0

Furniture and fixtures. 1,717 15

Due from banks and bankers in this State.
Due from banks and bankers in other States
Gold Silver, nickels and pen-
nies Checks and cash items.. Exchanges for the clear-

26,977 67
3,539 16 2,125 00
665 00
926 36 608 76

Protit and los

Depositors' fund

2,702 70


Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this Staie Due to banks and bankers in other States ... Due unpaid dividends. . Individual deposits subject to check

50,000 00 9,198 55
98.024 67

Time certificates

7,478 26

Cashier's checks Due to clearing house. .
Notts and bills rediscounted
Bills payable, including time certificates representing borrowed

25,000 00 35,000 00

Total

$ 224,701 48

Total

$ 221,701 48

LOANS AND DISCOUNTS.

In suit In judgment
Total

$

100 00

163,651 85

* 163,75! 85

Good. Douhtfnl

1 (K SO.

TREASURER'S REPORT.

465

Statement of the Condition of the Bank of Millen, Located at Millen, Ga., at the Close of Business December 17, 1907.

JOB P. APPLEWHITE, President.

C. E. ATTAWAY, Cashier

RESOURCES.

LIABILITIES.

Loarii and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Due from bulks and bankers in this State.
Due from banks and bankers in other States
Gold Silver, nickels and pen-
Checks and cash-items. Exchanges lor the clear-
ing hou-e Protit and loss

85,829 81 5,000 00 4,150 07
11,400 00 4,500 00 1,717 15
24,742 07
8,820 14 2,10) 00
560 00
1,518 00 1,146 86

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States Due unpaid dividends. Individual deposits subject to check Demand certificates ... Time certificates Certified checks .... Cashier's checks.. Due to clearing house. . Notes and bills rediscounted. Bills payable, including time certificates representing borrowed money

50,000 00 9,830 38
86,014 96 5,264 86 378 90

Total ....

.* 151.4S9 10

Total

* 151.480 10

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

100 00 Oood

Doubtful

90,729 81 Worthless

$ 90.829 81

Total

. $ 90,7.9 81 100 03
$ 90,^9 81

466

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Milltown, Located at Milltown, Ga., at the Close of Business March 2, 1907.

RESOURCES.

LIABILITIES.

Loans ard discounts... $ Demai d loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from bunks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house
Profit and loss Interest paid

36,312 75 150 00
8,923 88
4,070 42 955 42
892 15
1,453 57 3,000 00
500 00
1,8*2 50 340 42

Capital stock paid in.. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certiticaies Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing b o r r o wed money

15,000 00 6,453 08
21,484 22 15,068 07
455 74

Total
In judgment Not in suit
Total

$ 58,4*111

Total

LOANS AND DISCOUNTS.

$ Doubtful :..
36,462 75 Worthless

* 36.462 75

Total

$ 58.461 11
$ 36,442 75 20 00
* 36,-162 75

TREASURER'S REPORT.

467

Statement of the Condition of the Bank of Milltown, Located at Milltown, Ga., at the Close of Business December 17, 1907.

JOHN F. LEWIS, President.

M. W. BARYERON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . $ Demand loans
Bonds and stocks owned by the bank
Banking house Furnii u re and fixtures. .

46,623 47 5 121 76 6,720 36
4,082 02 989 17

Due from banks and

bankers in this State. 1,395 16

Due from banks and

bankers in other (States

236 72

3,171 (10

God

120 00

Silver, nickels and pennies

1,124 66

Checks and cash items.

570 88

Exchanges tor the clear-

323 92

Profl Hnd loss
.

Valdosta clearing house

676 00

Capital stock paid in . .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

....

Due to banks and bank-

ers in this State

Due to banks und bank-

ers in other States. . ..

Due un aid dividends. .

Individual deposits sub-

ject to check

Demand certificates....

Lime cer ificates

Certified checks

Ca-hier's checks

Due to clearing house,

Notes and bills redis-

counted

Bills pavable. including

time certificates rep-

resenting borrowed

15.000 CO 7,000 00 1,307 72
21,208 04 21,519 74
119 62
5,000 00

Total

$ 71,155 12

Total

$.' 71,15) 12

LOANS AND DISCOUNTS.

In suit In judgment

. . ..$ $

66 50 45,556 97 45,623 47

<^ood Doubtful Worthless

$ 45,426 97 196 50
$ 45,623 47

468

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Molena, Located at Molena, Ga., at the Close of Business December 6, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$

Demand Joans

Overdrafts

Bonds and stocks owned

by the bank

Banking house. ..".

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State..

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items..

Exchanges for the clear-

ing house

Profit and loss

Interest paid

...

Clearing house certifi-

cates

Depositors guarantee

fund

Total

$

33,839 43
1,000 00 1,693 90
765 00
5,314 92 1,247 03
179 00 10 1,0
298 72 ' 719 76
11 00 2,807 65 47,886 41

Capital stock paid in.$

Surplus fund

...

Undivided profits, less

current expenses and

taxes paid

Due to bnnks and bank-

ers in this State.

Due to banks and bank-

ers in other States

Due unpaid dividends. .

Individual deposits sub-

ject to check

Demand certificates... .

Time certificates

Certified checks

Cashier's checks

Du to clearing house. .

Notes and bills redis-

connted

Bills payab'e, including

time certificates rep-

resenting borrowed

money

Total

$

15,000 00
1,629 65 3,250 00. 6,000 00
, 15,502 26.
504 50
6,000 00
47,^86 41

LOANS AND DISCOUNTS.

In suit In judgment Not in "suit
Total

$ 3,430 80 Good Doubtful
30,408 63 Worihless

$ 33,839 43

Total

$ 33,801 48 37 95
$ 3:5.839 43

TREASURER'S REPORT.

469

Statement of the Condition of the Bank of Molena, Located at Molena, Ga., at the Close of Business December 17, 1907.

J. LAWRENCE, President.

J. C. WlLKES, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$
Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency Gold .... Silver, nickels and pen-
nies Checks and cash items . Exchanges for the clear-
ing house Profit and loss Interest paid

31,535 16
1,000 00 1,693 00
765 00
1,725 96 3.609 24 2,214 On
10 00 220 61 228 96
49 30

Capital stock paid in..$
Surplus fund Undivided profits, less
current expenses and taxes paid
Due to batiks and bankers io 'his State
Due io banks and bankers in other States--
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks
Due to clearing house. Notes and bills redis-
counted Bills payable, including
time certificates rep-
resenting burrowed money

15,000 00
1,476 86 2,500 00 5,500 00 14,440 40
576 50 58 37
3,500 00

Total.
In suit In judgment Noi in suit
Total

.$ 43.052 13

Total

LOANS AND DISCOUNTS.

$ 3,430 80 Good D'.ubtful
28.104 36 Worthless

* 31,535 16

Total

$ 43,052 13
$ 31,497 21 37 95
$ 31,535 16

470

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Farmers Bank, located at Monroe, Ga., at the Close of Business November 5, 1907.

HESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by
cotton
Bonds ;>TIA stocks owned by the bank
Banking house
Furniiu e and fixtures Other real estate Due from banks and
bankers in IhisState. Due from banks and
bankers inooher States Currency
ld Silver, nickels and pen-
nies
Check* and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

101,981 44 175 00 368 54
2,263 84
15,343 18 1,578 41 9,857 00 450 00 2,209 77 477 78
4,150 00

Capital stock paid in. .$ Surplus fund
Undivided profis, less current expenses and taxes paid....
Due to banks and bankers in this Staie
Due to banks and bankers in other States. . .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bi:ls paynb'e, including
time certificates representing borrowed
money

60,000 00 8,655 54
33,910 45 25 00
1,243 97
40,000 00

Total

$ 138 834 96

Total

$ 138,834 96

In suit In judgment Not in suit
Total

LOANS AND DISCOUNTS.

$ 102,136 44
$ 102,136 44

Good Doubtful Worthless
Total

$ 1U2.136 44 $ 10.M36 44

LV

TREASURER'S REPORT.

471

Statement of the Condition of the Farmers Bank, Located at Monroe, Ga., at the Close of Business December 17, 1907.

ALLEN J. ARNOLD, President.

HARKY BREEDLOVE,
Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. $ Demand loans.. Overdrafts Bonds and stocks owned
by the b*i k Banking hou e Furniture and fixtures.
Other real estate Due from banks and
bankers in this Staie.
Due from banks and bankers in other States
Currency Gold Silver, nickles and pen-
nies Checks and cash items.
Exchanges for the clear-
ing house Profit and loss Interest paid

74,447 69 3:9 88 421 52
2,263 84
6,670 39 165 64
6,124 00 600 00
1,303 26 103 7i
I

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in otherStates . ..
Due unpaid dividends.. Individual deports sub-
ject to check Demand certificates. .. Time certificates
Certified checks. Cashier's checks .... Due to clearing house.. Notes and bills redis-
count* d Bills payable, including
time certificates representing borrowed
money

60,000 00
4,275 13
26,815 83 443 97 800 00

Total

* 92.334 ^3

Total

$ 92,334 93

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful

74,777 57 Worthless

* 74.777 57

Total

* 74,777 57 $ 74,777 57

472

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Monroe, Located at Monroe, Ga., at the Close of Business November 4, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$

Demand loans

Overdra'ts

Overdrafts secured by

cotton

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from bmks and

bankers in other States

Currency

Gld

Silver, nickels and pen-

C,,1hneicek,s-s

, and

cash

itwns..

Exchanges for the clear-

ing house

Profit nnd loss.

Interest paid

Clearing house certifi-

cates

238,492 49 2,876 07 9JH 01
1,700 C 1,800 00
33,Ho 28 10 157 7,5 12,033 00
],185 00 2,807 37
870 87
9,545 00

Capital stock paid in . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other states. . ..
Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits
Demand certificates ... Time certificates Certified checks Cashier's checks.. Due to clearing house. .
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed money.

100 Ot'O 00 50,000 00 6,726 29
250 00 103;709 77
18,123 78 3,550 00
35,000 00

Total

$ 317.359 84

Total

$ 317,359 84

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total. .

$ 238,492 49
$ 23^,492 49

Good Doubtful Worthless
To'al

$ 238,492 49 .| 238.492 49

TREASURER'S REPORT.

473

Statement of the Condition of the Bank of Monroe, Located at Monroe, Ga., at the Close of Business December 17, 1907.

B. S. WALKER, President.

J. E. RADFOBD, Cashier.

RESOURCES.

LIABILITIES.

220,937 37

Bonds and stocks owned

5,912 63

Banking house Furniture and fixtures Other real estate Due from banks and
bankers in this State. Due from b nks and
banker^ in otherStates Currency Gold Silver, nickels and
Checks and cash items. . Exchanges for the clear-

1,700 00 1,800 00
13,161 20
16.182 60 5,494 (0
1,270 00
2,887 73 612 73

Profit and loss Interest paid
*>

Capital stock paid in. ..$ 100,000 00

50,000 00

Undivided profits, less

current expenses and taxes paid

9,379 13

Due to banks and bank-

ers in this State ..

585 79

Due to banks and bank-

ers in otherStates. . . .

Due, in paid dividends. .

250 00

Individual deposits sub94,169 26

Demand certificates. . . . 12,024 08

3,550 00

Certified checks

Cashier's checks

Due to clearing house..

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

Total

$ 269,958 26 LOANS AND DISCOUNTS.

269.958 26

In suit In judgment Not in suit
Total

%

415 70

220,521 67

$ 220.937 37

Good Doubtful Worthless
Total

$ 220,937 37 $ 220,937 37

474

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Lewis Banking Co., Located at Montezuma, Ga., at the Close of Business December 4, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Overdrifts se ured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real-state Due from banks and
bankers in this State. Due from banks and
bankers motherStates
Oold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house

222,328 29
3,449 51
26,047 01
20 134 00 7.440 ('0 3 797 0U
882 00
3,075 54
3,412 17 1,951 00
10 00
1,028 88 46 83

Interest paid Clearing house certifi-
cates

39 00

Total

$ 293,641 :'3

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State ... . Due to banks and bankers in other states.... Dii" unpaid dividends . Individual deposits subject to check
Demand cer itieates. . . .
Certified checks
Due t i clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

100,000 00 23,000 00 8,234 23
744 06
86,211 78 20,449 66 45,000 00
1 50
10,000 00

Tolal

$ 293,641 23

LOANS AND DISCOUNTS.

Not in suit Total

$

85 00

2 8*3 20

219,360 09

$ 222.328 29

Good Doubtful
Total

$ 220,928 29 1,400 00
* 2.'2.32^ 29

TREASURER'S REPORT.

475

Statement of the Condition of the Lewis Banking Co., Lo. cated at Montezuma, Ga., at the Close of Business December 17, 1907.

E. B. LEWIS, Vice-President.

O. C. CHEVES, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ 217,184 38

Demand loans Overdrafts

( ,,, ,,,_ -.-,

\

1-'d17 72

Bonds and stocks owned

by the b nk

20,134 00

Banking house

7,440 00

Fumi ore anil fixtures. . 3,797 00

Other real estate

8S2 00

Due from b nks and

bankers in this State. 1,054 12

Due from banks and

bankers in other States 1,201 01

Currency

2,575 00

Gold

30 00

Silver, nickels and pen-

nies....

1,646 87

Checks and cas i items..

315 20

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Cotton in course of ship-

ment by buyer

30,401 43

Capital stock paid in.. .$ 100 000 00

Surplus fund

2b,000 (JO

Undivided profits, less

current expenses and

taxes paid

6,323 80

Due to banks and bank-

ers in th.s State

6,687 36

Due to banks and bank-

ers in oi her States.. . .

Due unpai'l dividends..

Individual deposits sub-

ject to .-heck

89,965 52

Demand certificates. ...

Time certificates

62,700 55

Certified checks

Cashier's checks

30150

Due to clearing house.

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

10,000 00

Total
In suit In judgment Not in suit...
Total

$ 29S.978 73

Total

LOANS AND DISCOUNTS.

$ 900 00 2,050 33
214,234 05
$ 217.184 38

Good Doubtful Worthless
Total ..

$ 298 978 73
$ 215,684 38 1,5 0 00
$ 217.184 33

476

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Farmers Bank, Located at Monticello, Ga., at the Close , of Business, July 9, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts .$

Demand loans

Overdrafts

Bunds and stocks owned

by ihe bank

-

Baiking house

Furniture and fixtures.

80.458 99 6,607 92 460 50
4,758 28 2,359 08

Due from banks and bankers in this State.
Due from banks and bankers in other States
Currency . . . Gold Silver, nickels and pen-
nies
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

10,182 37 5,432 57 1,050 00
841 50

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in otherStates... . Due unpaid dividends. . Individual deposits subject to check Demand certificates. . . . 'lime certificates Ceriified checks
Due to clearing house.. Noies and bills redis-
Bills payable, including time certificates representing borrowed money

27,500 00 4,250 71
37,249 84 13,150 06
30,000 00

Total.

$ 112,151 21

112,151 21

LOANS AND DISCOUNTS.

In judgment Total

$ . ...$

87,066 91 87,066 91

Good Doubtful . ..

$ 87,066 91 $ 87,066 91

TREASURER'S REPORT.

477

Statement of the Condition of the Farmers Bank, Located at Monticello, Ga., at the Close of Business December 17, 1907.

E. H. JORDAN, President.

D. N. HARVEY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

"

Gold

Silver.nickeis and pen-

nies

}

Cheeks and cashitems

Exchanges for the I

clearing house

J

Profit and loss

Interest paid

58,617 28 1,257 02
4,789 70 2,369 08
12,430 15 7,668 11
7,404 58

Capital stock paid in. .$ Surplus fund. Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State ..... Due to banks and bankers in other States....
Due unpaid dividends. . Individual deposits']
subject to check... iTime certificates J < terrified checks Cashier's cheeks
Due to clearing house. . Notes and bills redis-
counted. Bills payable, including
time certificates representing borrowed money

27,500 00 2,000 00
345 48
2,200 00 62,490 44

Total
In suit In judgment Notinsuit
Total tan

;...$ 94.535 92 | Total LOANS AND DISCOUNTS.

$

ond

Doubtful

58,617 28 Worthless

$ 58,617 28

Total

94,535 92
$ 58,617 28 $ 58,617 28

mm

478

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Jasper County Bank, Located at Monticello, Ga., at the Close of Business July 8, 1907.

KbSOURCliS.

LIABILITIES.

Loans and discounts . .$ Demand loans
Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estatDue from banks and
bankers in this State
Due from banks iind bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

122,73'? 33 20,752 33
1,510 49
2,800 00 3,3U0 00
26,286 44 9,014 35 2,539 00 102 50 723 86 804 80

Capital stock paid in. * Sun lus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends. .
Individual deposits subject to check
Savings deposits Demand certificates.... Time c-niticates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

25 000 00 20,000 00 4,496 90
114 00 70,875 21 50,080 99
20,000 00

Total

$ 190,567 10

Total

* 190,567 10

LOANS AND DISCOUNTS.

In suit In iudgmunt Not in suit
Totil

$

37 61

143,448 05

$ 143,485 66

Good Doubtful Worthless
Total

$ 143,485 66 * 143.485 66

TREASURER'S REPORT.

479

Statement of the] Condition of the Jasper County Bank, Located at Monticello, Ga., at the Close of Business December 17, 1907.

D. B. BKNTON, President.

J. L. BENTON, Cashier.

RESOURCES.

LIABILITIES.

Loans and <1 iscounts....:

Demand loans

Overdrafts (cotton)

Bonds and stocks owned

by the bank

Banking hous<"

Furniture ;*nd fixtures.

Other real estate.

Due from tianks and

bankers in this State.

Due from bunks and

banser- in other States

Currency

Gold

Si I ver, nickels

and pennies ..

Checks and cash

items

.

Cash

Exchanges for

t h e clearing

house

Profit and loss J

Interest paid

83,122 15 59,302 10 14,619 87
2,800 00 3,300 00
35,072 98 13,752 79
17,345 42

Capital stock paid in.. .$ Surplus fund ...
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States ..
Due unpaid dividends.. Individual deposits sub-
ject to check
Demand certificates Time certificates t'erMfled checks Cashier's checks Due to clearing house.. Notes and bills redis-
counted ..
Bills payable, including time certificates representing borrowed money

25,000 00 20,000 00 2,611 56
54 00 78,215 63 55,434 12

Total

$ 181,315 31

Total

LOANS AND DISCOUNTS.

$ 181.315 31

In suit In judgment Not in suit
Total

94,424 23 $ 94,424 25

Good Doubtful Worthless
Total

$ 94,424 25 $ 94.424 25

480

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Monticello, Located at Monticello, Ga., at the Close of Business July 9, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. . .$ 127,233 29

Overdrafts secured by

586 64

Bonds and stocks owned by the bank
Furniture and fixtures. Other real estate Due from b^nks and
bankers in this .State. Due from banks and
bankers in other States
Geld Silver, nickels and pen-
nies Checks and cash items.. Exchanges for theclear-

1,650 00 1,460 50
6,705 65
9,356 25 1,094 00
145 00
1,013 79 200 00

Proflt and loss Interest paid

Capital stock paid in.. .$
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to bank^ and bankers in other States. ...
Due unpaid dividends.. Individual deposits sub-
ject to check

25,000 00. 18,500 00 6,987 60
40,918 40

Demand certificates. .. . 23,999 47

Cashier's checks Due to clearing house. . Notes and bills redis-

69 65

Bills payable, including time certificates representing borrowed

35,000 00

Total

$ 149,465 12

Total

$ 149,46> 12

LOANS AND DISCOUNTS.

In judgment Total

... $ 233 69
126,9H9 60
$ 127,233 29

Doubtful

$ 12(.,9S3 35 233 69 16 25
$ 127,233 29

TREASURER'S REPORT.

481

Statement of the Condition of the Bank of Monticello, Located at Monticello, Ga., at the Close of Business December 17, 1907.

J. H, KELLY, President.

M. 8. BENTON, Cashier.

BRSOURCES.

LIABILITIES.

Loans and discounts. ..$

Demand loans

Overdrafts

.'.'

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtuies.'.' Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States Currency....

Gold

.'

Silver, nickeis and pennies. . Cash.

Cheeks and cash items

Exchanges for the clear ing house ..

Profit and loss

Interest paid.

40,4X0 62 15,000 0(1 2,318 07
1,650 00 1,785 50 31,066 34 16,081 17
15,358 48
57 07

Capital stock paid in. .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States.
Due unpaid dividends'. Individual deposits sub-
ject to check
Demand certificates Time certificates Certified checks Cashier's checks. ..... D.ie to clearing house. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

25.000 00 18,500 00 3,059 05
2,500 00 52,200 32 21,044 93
1,492 95

Total
In suit In judgment Hot in suit
Total

$ m'73725 I^l^___^___f^.:^T5
LOANS AND DISCOUNTS.

| ..'..;
$

233 60 55,246 93 55,480 62

S00?,;-: D"bt ul Worthless
Total--.

* 55,230 68 233 69 j6 25
$ 55,480 62

482

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Moreland Banking Co., Located at Moreland, Ga., at the Close of Business December 30,1907.

RESOURCES.

LIABILITIES.

Loans and discounts..*

Demand loans

Overdrafts



Bonds and stocks owned

by the bank
Banking bouse Furniture and fixtures.

Oilier real estate... .
Due from banks and bankers in this State.

Due from banks and bankers in otherStates

Currency

Gold Silver, nickels and pen-

nies Checks and cash items. Exchange- for the clear-

ing house

Profit and loss Interest paid Clearing house certifi-

cates

3^,407 62 2,788 bi i^iS dd
oil -
4,369 bo 2,3/5 bb 3,6oo 00
M uu
S8 u/
,,. oft i< i o

Capital stock paid in..$
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ..
Due unpaid dividends.. Individual deposits sub-
ject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bil>s redis-
counted Bills payable, including
time certificates representing borrowed
money

25,000 00 4,405 62
14,427 1& 524 00 72 40
10,300 00

Total

* 54>2 18

Total

LOANS AND DISCOUNTS.

.$ 54.728 18

In suit In judgment Not in suit
Total

$ 41,194 26
41.194 26

Good Doubtful Worthless
Total

* 41,194 26 > 41.194 26-

TREASURER'S REPORT.

483

Statement of the Condition of the Moreland Banking Co., Located at Moreland, Ga., at the Close of Business December 17, 1907.

J. W. CAMP, Vice-President.

H. ABNER CAMP, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$
Demand loans Overdrafts Bonds and slocks owned
by i he bank Banking house
Furniiure and fixtures. O her re 1 estate. Due from banks and
bankers in this Staie. Due from banks and
bankers in otherStates Currency Gold
Silver, nickels and pennies
Checks and cash items.' Kxc'iantres lor the clear-
ing house Front and loss Interest paid

39,131 41 2,986 64 4,574 46
374 25
847 91 2,471 67 3,000 00
1 359 3i

Capital stock paid in. .$ Surplus fund
Undivided profits, less
current expenses and taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States.. . Due unpaid dividends. . Individual deposits sub-
ject to check
Demand certificates Time certificates Certified checks
Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

25,000 00
4,320 13 10,300 00
14,535 52 530 00 10 00

Ttal

$ 54.745 65~~>

Total....:

$ 54,745 65

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
T"tal

$

God

Doubtful

42,118 05 Worthless

$ 42.118 05

T"tal

$ 42,118 05 * 42.118 05

484

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank, Located at Moultrie, Ga., at the Close of Business February 16, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$
Overdrafts Bonds and stocks owned

161,408 44 1,083 66

Furniture and fixtures. Other real estate....... Due from banks and
bankers in this State. Due from banks and
bankers inotherStates
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-

3,145 00 2,435 39
24,429 43
5,427 51 2,622 00 2,300 00
361 07 4,509 95

Profit and loss

Clearing house certifi-

Capital stock paid in.. .$
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States...
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates....

40,000 00 30,000 00 10,069 81
16 00 97,327 95 24,145 50

Due to clearinghouse. . Notes and bills redis-

1,163 19

Bills payable, including time certificates representing borrowed

5,000 00

Total
In suit In judgment . ..

% 207,722 45

Total

LOANS AND DISCOUNTS.

$ 2,784 27 Good

'.

9175 Doubtful

159,616 08

$ 162,492 10

$ 207,722 45
$ 152,692 10 9,800 00

TREASURER'S REPORT.

485

Statement of the Condition of the Citizens Bank, Located at Moultrie, Ga., at the Close of Business December 17, 1907.

W. BAKBBB, President.

J. H. WILLIFORD, Cashier.

BESOUECES.

LIABILITIES.

Loans and discounts. $

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house.

...

Furniture and fixtures . Other real estate.

Due from banks and

bankers in this State.

Due from banks and

bankers in other States Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Clearing house certifi-

cates on Atlanta and

other points

172,926 19 2,436 37 62 40
3,169 53 2,435 39
15,099 25 6,631 <?9 6.0SO 00 2,025 00 1,789 93
78 15
3,721 04
26100

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid. Due to banks and bankers in this State Due to banks and bankers in other States .. . Due unpaid dividends. . Individual deposits subject to check Demand certificates ...
Time certificates Certified checks < 'anhier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

40,000 00 30,000 00 14,774 52
81,675 35 30,266 37
20,000 00

Tota'
In suit In judgment
Total

$ 216,716 24

Total

LOANS AND DISCOUNTS.

... $ 2,0'>5 57 96 10
173,240 89
$ 175,362 56

Good Doubtful
Total

$ 216.716 24
5,676 90 $ 175,362 66

486

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Moultrie Banking Co., Located at Monltrie, Ga., at the Close of Business February 15, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts
Overdrafts secured by cotton
Bonds and stocks owned by the bank
Banking house Furniture and fixtures . Other real es ate Due from banks and
bankers in this State. . Due from banks and
bankers inother States. Currency Gold ... Silvnr, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss.. Interest paid Clearing house certifi-
cates

322,616 41 11,3H9 39 94 63
7,500 00 6,103 99
39,929 56 24,005 42
7,465 00 1,440 00 2,511 22 4,923 74

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers inother States ....
Due unpaid dividends.. Individual deposits sub-
ject to check Savings deposits Demand certificates.... lime eertificMtes Certified checks Cashier's checks Due to Hearing hou-e. . Notes and bills redis-
count ed Bil s payable, including
time certificates representing borrowed money

50,000 00 39,000 00 19,192 27
231,031 66 1,249 44
87,485 99

Total

$ 427,959 36

Total

$ 427,959 3&

LOANS AND DISCOUNTS.

In judgment Not in suit
Total

$ 2,569 36 331,416 44
$ 333,985 80

Good Doubtful
Total

$ 333,985 80 .. .f 333,985 8

L TL

TREASURER'S REPORT.

487

Statement of the Condition of the Moultrie Banking Co.r Located at Moultrie, Ga., at the Close of Business December 17, 1907.

W. C. VEREEN, President.

Z. II. CLARK, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. $ Bonds and stocks owned

331.500 56 23 681 88 9 9")
10,215 00

Furniture and fixtures ) Other real esiate Du from bunks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-

6,203 99
53,529 20
40,306 16 19,456 00
2,630 00
4,901 32 2,562 92

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expen>es and taxes paid Due to hanks and bankers in this State Due to banks and bankers in oiher Stales ... Due unpaid dividends. . Individual deposits subject to check

50 000 00 50,000 00 27,652 55
3,757 99
207,572 62

Demand certificates. .. .

713 71

Time certificates

162,392 80

Cashier schecks Due to clearing house.. Notes and bills redis-

Atlanta clearing house Other cleaning house

800 00
1,718 00 4,573 69

Bills payable, including time certificates representing borrowed

Total

* 502.089 67

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Tot-1

$ 1,663 12 45+ 74
353,070 58
$ 355,188 44

Good Doubtful Worthless
Total

$ 355,188 44 * 355,188 44

488

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Mount Vernon Bank, Located at Mount Vernon, Ga., at the Close of Business April 13, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Transient account.
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-

76,757 49 1,883 30 388 94
1,100 00 1,428 00
44,953 67
1,435 14
3,093 00 137 50
1,202 22 140 00

Capital stock paid in.. .$ Surplus fund Undivided profits, less
current expenses and
Due to banks and bank-
Due to banks and bankers in other States....
Due unpaid dividends.. Individual deposits sub-
ject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

15,000 00 12,500 00 8,497 26
65,892 74 35,363 50
265 76

Total
In suit In judgment Not in suit
Total

$ 132,519 26

Total

LOANS AND DISCOUNTS.

$

32 75

315 47

78,292 11

$ 78,640 79

Good Doubtful. Worthless
Total.

$ 132,519 26
$ 78,640 79 $ 78,640 79

TREASURER'S REPORT.

489

Statement of the Condition of the Mount Vernon Bank Located at Mount Vernon, Ga., at the Close of Business December 17, 1907.

J. H. MCARTHUR, President.

W. A. PETERSON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank
Banking house
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
. bankers inother States Currency wold Silver, nickels and pen-
nies Checks and cash items.. Exchanges for the clear-
ing house Profit and loss
Interest paid

65,03183 4,016 15
621 84
1,400 00 1,453 35
37,036 07 2,201 68 12,810 00
202 50 1,262 82
5 32 1,46178

Total

$ 127,533 34

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to bank- and bankers in other States Due unpaid dividends..
Individual deposits subject to check
Demand certificates.... Time certificates Certified checks
Cashier's checks Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money
Savings department .. .

15,000 00 12,500 00 5,272 30
49,494 20 35,198 29
517 19
9,551 36

Total

$ 127,533 34

In suit In judgment Not in suit
Total-

LOANS AND DISCOUNTS.

341 24 798 97 63,891 62

00;;-Uoubtful Worthless

$ 65,031 83

Ttal-

$ 64,985 83 46 00
$ 65.031 83

490

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Nashville, Located at Nashville, Ga., at the Close of Business February 26, 1907.

Rl SOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts
Overdrafts secured by coi ton
Bonds and stocks owned by the bank
Banking house Furniture and fixtures.
Other real estate. .. . Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

97,^38 21 520 38
1,248 yi
840 00 3,557 70
5,232 97 1,345 6H 2,78-i 00
812 50 317 92 5b5 82

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State ....
Due to banks and bankers in other States....
Due unpaid dividends. . Individual deposits sub-
ject to check
Savings deposits I lemand certificates.... Time certificates < ertified checks Cashier'schecks
Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates re presenting borrowed
money

25,000 00
9,384 33 1,562 92
41,266 50 28,332 69
672 30 8,847 33

Total

$ 115.0H6 07

Total

$ 115.066 07

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

1,124 25 Doubtful

97,234 34 V\ orthless

$ 9.8,358 59

Total

:...$ 98,358 59 $ 9S.358 59

i-U

TREASURER'S REPORT.

491

Statement of the Condition of the Bank of Nashville, Located at Nashville, Ga., at the Close of Business December 17, 1907.

J. F. LEWIS, President.

J. W. E. POWELL, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overd rafts Bonds and stocks owned
by the bank Banking house, furni- )
ture and fixtures... ) Other real estate Due from banks and
bankers in ihis State. Due from banks and
banke.rsin otherStates Currency. Gold Silver, nickels and pen-
nies Checks and ca*h items. Exchanges for the clear-
ing house Profit and loss Interest paid

84,948 28 3,739 64
840 00 ,,,,, l)rv
d,Jbl /0
5,037 86
4,900 00 892 50 558 86
1,196 20

Capital stock paid in. .$

Surplus Hind

Undivided profits, less

current expenses and

taxes paid

.

Due to banks nd bank-

ers in this State

Due to banks and bank-

ers in other States ..

Due unpaid dividends .

Individual deposits sub-

ject to cheek

Demand certificates ...

Time certificates

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

Bills pavable, including

time certificates rep-

resenting borrowed

money

23.0J0 00
9,864 98
239 01 28,000 90 41,721 74
225 91 1,020 00

Total
In suit In judgment Not in suit
Total

I 106,072 54

Total

LOANS AND DISCOUNTS.

$

Cood

2^9 89 Doubtful

81,706 39 Worthless

$ 84,916 28

Total

$ 106.072 54
.$ 84,1)46 28 $ 84,946 28

492

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Farmers Bank, Located at Nashville, Ga., at the Close of Business February 26, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank
Banking house Furniture and fixtures. Other real estace Due from banks and
bankers in this State. Du9 from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies
Checks and cash items. Exchanges for the clear-
ing house
Profit and loss Interest paid

60,057 60 845 74
1,476 77
7,703 58 1,756 77
10,223 38
2,496 89 1.473 00 1,135 00
299 63 309 41

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid. .. Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits subject to check Demand certificates.... TiniH certificates. Certified checks Cashier's checks Due to clearing house. . Notes and bills redisC"unted
Bills payable, including time certificates representing b o r r o w ed money

15,000 00 4,000 00 2,880 98
35,495 23 30,340 39
61 17

Total.
In suit. In judgment Not in suit
Total

.$ 87,777 77

Total

LOANS AND DISCOUNTS.

$

924 60 Good

Doubtful

59 978 74 Worthless

$ 60.903 34

Total

$ 87.777 77
$ 60,903 34 $ 60.903 34

TREASURER'S REPORT.

493

Statement of the Condition of the Farmers Bank, Located at Nashville, Ga., at the Close of Business December 17, 1907.

J. D. LoVETT, Vice-President.

OABL MITCHEIL,
Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. $ Demand loans Overdrafts Bonds and stocks owned
by the bank
Banking house Furniture and fixtures. Other real estate
Due from banks and bankers in this State.
Due from banks and
bankers in other States Currency Gold
bilver, nickels and pennies
Checks and cash items. Exchanges for the clear-
ing house
Profit and loss Interest paid

65,105 51 1,458 41
7,703 58 1,756 77
3,381 77 1,536 66
651 00 l)0y5 00
54 ;>o 1,460 84

Capital stock paid in. .$ ?," r.P.]TM fund . Undivided profits, less

current expenses and taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers inotherSiates

Due unpaid dividends..

Individual deposits sub-

ject to check

Demand certificates

Time certificates Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

,

Bills payable, including

time certificates rep-

resenting borrowed

money

15 000 00 4;000 00 3 743 47
19 510 57 31,631 19
3^5 51
10,000 00

Total

$ 84,203 74

Total

% 84,203 74

LOANS AND DISCOUNTS.

|n ?uit In judgment Not in suit
Total 33 tr

%

32 38 ^D0o0ufbft-f-u,l

65,023 13 Worthless

$ 65,105 51

Total

* 65,105 51 , $ 65,105 51

494

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Newborn, Located at Newborn, Ga., at the Close of Business December 28, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture ana fixtures. Other real estate Due from banks and
bankers in this State Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

38.407 09 2,600 00 1,458 36
1,502 79
18,293 18 4,128 98 1,181 00
5 00 791 59 31 00
661 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this state .... Due to banks and bankers in other states . .. IDnudeivuidnpuaailddedpivoisditesnsdusb..ject to check Savings deposit* Demand certificates ... Time certificates Certified checks Cashier's checks I>ue to clearing house. . Notes and bills rediscounted Bil s payable, including time certificates rep-
resenting borrowed
money..

25.000 U0 2,000 00 1,377 27
24,152 74 11,529 98
5,000 00

Total
In suit In judgment Not in suit
Total

$ 69,059 99

Total

LOANS AND DISCOUNTS.

41,007 09 41,007 09

Good Doubtful Worthless
Total

$ 69 059 99
41,007 09 $ 41,007 09

TREASURER'S REPORT.

495

Statement of the Condition of the Bank of Newborn, Located at Newborn, Ga., at the Close of Business December 17, 1907.

W. P. WALLACB, President.

H. H. WILBURN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$
Overdrafts Bonds and stocks owned
Banking house Furniture and fixtures. Other real estate Due from bulks and
bankers in this State. Due from banks and
bankers inother States
Gold Silver, nickels and pen-
Checks and cash items.. Exchanges for the clear-
ing house

30.453 59 19.l3ti '23 3,850 65
1.855 48 2,682 94
16,393 39
4.716 47 2,359 00
50 00
848 57 732 48

Canital stock paid in, $
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States. ..
Due unpaid divi ends. . Individual deposits sub. ject to check
Certified checks
Due to clearing house.. Notes and bills redis-
counted Bills payable, including
timn certificates representing borrowed money

25.000 00 2,000 00 1,329 94
29,205 33 15,543 53
10,000 00

In suit In judgment Not in suit
Total

83.078 80 LOANS AND DISCOUNTS.

$

Good

Doubtful

49,589 82 Worthless

$ 49,589 82

Total

83 078 80
$ 49,589 82 $ 49.5S9 82

496

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Newnan Banking Co., Located at Newnan, Ga., at the Close of Business October 26, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house
Furniture and fixtures. Other real estate Due from banks and
bankers in ihis State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing hmise Profir, and loss Interest paid Clearing house certifi-
cates

220,772 fi5 24,856 24 5,125 76 25,071 77
13,000 00
13,690 19
16,220 17 5,517 00 1,210 00 1,385 18
266 05

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bank-
ers in this State Due io b;inks and bank-
ers in other States .. Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates Time certificates Certified checks ('ashier's checks Due to clearing house. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

55,000 00 35,000 00 34,834 46 11,927 56
31 00 124,104 48
16,217 51
50,000 00

Total

$ 327,115 01

Total

$ 327,115 01

LOANS AND DISCOUNTS.

.... $

In judgment ... .

598 53

Not in suit

245 030 36

Total

... .$ 245,628 89

Good Doubtful Worthless ....
Total

$ 245 628 89 $ 245,628 89

TREASURER'S REPORT.

497

Statement of the Condition of the Newnan Banking Co Located at Newnan, Ga., at the Close of Business December 17, 1907.

B. T. THOMPSON, President.

T. M. GOODHUM, Cashier.

Loans and discounts. $

Demand loans

Overdrafts

'.*'

Bonds and stocks owned by the bank

Banking house

Furniture and fixtures Other real estate

Due from banks and

bankers in this State

Due from banks and

Cubrarneknecrys.i.n otherStates

Gold

'.'.'.'.'.'.'.'.'.'

Silver, nickels and pennies

Checks and cash items

Exchanges for the clearing house

Profit and loss. .....

Interest paid .'.'."."

161,884 74 44,032 32 13,736 98
13,000 00

Capital Btock paid in. .$ . 55,ooo 00

surplus fund. ...

qc nnn nn

Undivided profits; less current expenses and taxes paid ....
Due to banks and bank-

' QA QAZ Q
' 5 69

ersin this State

3 38o *7

Due to banks and bank-

14,271 07

ersin other States. Due unpaid dividends..

' 3 on

6,088 76 11,567 00 1,170 00

Individual deposits subject to check
T-L,imwencdeC rti,efi,ciafitecsa.tes--

m,935 66 16 972 05

2,955 21 2,539 89

Certified checks Cashier's checks . Due to clearing house'..' [

12,100 00

991 00

Notes and bills rediscounted

Bills payable, including

time certificates rep-

resenting borrowed money

Total

t 272,236 97

Total

LOANS AND DISCOUNTS.

$ 272,236 97

|nSment.:::;;;;;.$
N0tlD8ult

Total

<

49636| ^ 205.420 70 Worthier '

205.917 06

Total

* 205,1917 06

498

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Baker County Bank, Located at Newton, Ga., at the Close of Business February 1, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$
Bonds and stocks owned by the bank
Furniture and fixtures..
Due from bunks and bankers in this State.
Due from banks and bankers in otherStates
Currency Gold Silver, nickels and pen-
nies Checks and cash items.. Exchanges for the clear-

20,968 12 538 90 10 78
1,141 83 933 65
11,3S9 08
6,562 65 305 00 380 00
865 75 234 22

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due t'> banks and bankers in this Slate Due, to banks and bankers in other States.... Due unpaid dividends.. Individual deposits subject to check Demand certificates... . lime certificates Cenified checks Cashier's checks Due to clearing house
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed money

15,000 00 784 10
27,432 88 113 00

Total.
In suit Total

$ 43.329 98

Total

LOANS AND DISCOUNTS.

$ .... $

21,507 02 21,507 02

Good Doubtful
Total

$ 43,329 98
$ 21,507 02 $ 21,507 02

TREASURER'S REPORT.

499

Statement of the Condition of the Baker County Bank, Located at Newton, Ga., at the Close of Business December 17, 1907.

DAVID O. BARROW, President.

CRAWFORD 0. BAGGB, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$

Demand loans Overdrafts Bonds and stocks owned
by thebank Banking hou-e^ Furniture and fixtures..

Other real estate Due from banks and
bankers in this State.

Due from banks and bankersin other States

Currency Gold Silver, nickels and pen-

flJQg
Checks and cash items..

Exchanges for the clear-

in^ house

Profit and loss

Interest paid



Clearing house certifi-

cates...

25,081 06 'o,I iu
. ^b iy
g.wi yi A4/b JO
1,89b 81 2,581 Ml
<2 $ 13 ou
VtitJ V/
55143
ld uu
'" &u

Capital stock paid in.. .$ Surplus fund., Undivided profits, less
cut rent expenses and taxes paid Due to banks and bankera in this State
Due to banks and bankers in other States --
Due unpaid dividends. . Individual deposits sub-
ject to check
Demand certificates Time certificates
Certified checks Cashier's checks Due to clearing house. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

15,000 00 l.00 00 1,3/0 6/
901 50
_ ,,, ,, 17,11. ou
87o uu ^8 16
d>uw uu

Total

$ 39.513 10

Total

$ 39,513 10

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

* 393 00 ....
24,b88 U6 ^_$25J081_06

Good Doubtful Worthless
Total

* 25,08106 ...r~25,08K

600

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Norcross, Located at Norcross, Ga., at the Close of Business September 17, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. $

Demand loans

Overdrafts

Overdrafts secured by

cotton

,

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States Currency....

Gold

...'.'.'.'.".'

Silver, nickels, and pen-

nies

Checks and cash items.

Exchanges for the clearing house

Profit and loss

Interest paid

46,848 39 38 90
864 93 1,172 29
8,620 77 3,322 93 2,613 00 1,024 50
374 48 185 34

Capital stock paid in. $ Surplus fund
Undivided profits, iess current expenses and taxes paid "
Due to banks and bankers in this State
Due to banks and bankers in other States.. .
Due unpaid dividends.. Individual depositssub-
ject to check Demand certificates.
Time certificates Certified checks Cashier's checks Due to clearing house. -Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

15,000 00 5,167 09
35,215 44 4,683 00
6,000 00

Total
In suit In judgment Not in suit
Total

$ 65,065 53

Tntal

LOANS AND DISCOUNTS.

* 46i848 39
* 46,848 39

SD0o0u?b;t;f-u,l Worthless
Total

65.065 53
* 46,848 39 $ 46.848 39

TREASURER'S REPORT.

601

Statement of the Condition of the Bank of Norcross, Located at Norcross, Ga., at the Close of Business December 17, 1907.

A. A. JOHNSON, President.

C. A. MCDANIBL, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.... $ 33,002 59

Overdrafts Bonds and stocks owned

1,267 72

Furniture and fixtures. . Other real esiate Due from banks and
bankers in thi State. Due from banks and
bankers in other States

892 53 1,172 29
24,996 09 2,147 90

Gold

|

Silver, nickels and }

8,089 81

Checks and cash items J Exchanges for the clear-

Profit and loss

Capital stock paid in.... $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to bants and bankers in other States.... Due unpaiddividends. . . Individual deposits subject to check
Demand certificates.... Time certificates Certified checks

15,000 00 5,635 80
46,605 63 4,328 00

Due to clearing house Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

'

'

Total

Total

$ 71.568 93

Total

LOANS AND DISCOUNTS.

$ 33 002 59
$ 33.002 59

Doubtful Worthless
Total

$ 71,568 93
$ 33,002 58 $ 33,002 59

603

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Norman Park, Located at Norman Park, Ga., at the Close of Business February 19, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State.. Due from banks and
b inkers inother States Currency Gold Silver, nickels and pen-
nies
Checks and cash items. Exchanges for the clear-
ing house Profit ami loss Interest paid Depositors fund

10,304 60 107 54
4,342 65
3,924 21 4,2F9 43
568 00 690 00 455 26 - 438 09

Capital stock paid in. .$ Surplus fund Undi7ided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends . Individual deposits subject to check Savings deposits
Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. .
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed money

15,000 00 8,135 i2
13,281 73 2,875 00
827 93

Total. In judgment Not in suit

$ 34,119 78

Total.

LOANS AND DISCOUNTS.

$

Good

Doubtful

19,304 60

$ 19,304 60

Total

31,119 78
$ 19,304 60 * 19,304 60

TREASURER'S REPORT.

503

Statement of the Condition cf the Bank of Norman Park, Located at Norman Park, Ga., at the Close of Business December 17, 1907.

J. B. NORMAN, JR. President.

LEWIS EDWABDS,.
Cashier.

Loans and discounts... .$

Demand loans Advance on cotton

Overdrafts



Bonds and stocks owned

by the bank

Banking house

"I

Furniture and fixtures j

Other real estate Due fr-m banks and
bankers in this State.

Due from banks and bankersinotherStates
g^eny;;;;;;:::::::::

Silver! nickels and pen-

Checks and cash items
Exchanges for the clear-
ing house Profit and loss Interest paid

25,336 94

. ,,, 'i^^

fDiUn

4^50 65
2,90.2 <u |4o ol
lioSo
^^ 573 65

Capital stock paid in...$

Surplus fund Undivided profits less

current expenses taxes paid

and

Due to banks and bank-

ers in this State Due to banks and bank-
ers in other States Due unpaid dividends. . Individual deposits sub-
JHCt to check

Deraa' d certificates. ... Time certificates Certified checks

Cashier's checks Due 10 clearing house. . Notes and bibs redis-

counted Bills payable, including
time certificates rep-

resenting borrowed

money

15,000 00 4,294 8*
no,,oAft 12,,72 48 A-a* "
10a ba
L^ 00

Total

.$ 35,95745

Total

LOANS AND DISCOUNTS.

> 35.967J_5

In suit In judgment Not in suit
Total

2= S36 94 ,-->&> m $ 25,336 94

Good Doubtful Worthless
Total

'* 25,33694 * 25.336 94

604 TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Norwood, located at Norwood, Ga., at the Close of Business November 23, 1907

RESOURCES.

LIABILITIES.

Loans and discounts .$ Demand loans .. Overdrafts
Bonds and stocks owned by the bank
Banking house Furniture and fixtures' Uther real estate Due from banks and
bankers in this State Due from banks and
bankers in other States Currency Gold.......:.
Silver, nickels and' pennies
Checks and cash items Exchanges for the clear-
ing house. Profit and loss.

21,162 86 7,221 84
2,688 38

Capital stock paid in. .$ ourplusfund
Undivided profits, less

current expenses and

],82 20 1,413 78

taxes paid Due to banks and bank-
ers in this State ....

Due to banks and bank-

3,876 97

ers in other Siates Due unpaid dividends

429 36 754 00 125 00

Individual deposits subJ'ect to check
demand certificates Time certificates .

2,182 14 1,399 93

Certified checks Cashier's checks... J'ue to clearing house"

Notes and bills rediscounted

Interest paid

Bills payable, including

Clearing house certificates

710 00

time certificates representing borrowed money

Total.

43.8-26 46

f5,000 00 o 5f)0 nn *
717 80

25 424 Rfl

'

88

183 80

LOANS AND DISCOUNTS.

In suit In judgment.!...... Not in suit

Total.

.$

40 85 28,343 85 28,384 70

SSbtfii:.:::;:;:
Worthless Total.

28-38470
28.384 70

TREASURER'S REPORT.

605

Statement of the Condition of the Bank of Norwood, Located at Norwood, Ga., at the Close of Business December 17, 1907.

L. O. BENTON, President.

R. R. NEAL, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$

Oveidrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures.. Other real estaie Due from banks and
bankers in this State.. Due from banks and
bankers in otherStates

Gold

|

Silver, nickels and J-

pennies

j

Checks and cash items j

Exchanges for the clear-

ing house

Profit and loss

Interest paid

26,753 78 Capital stock paid in.. $

2,019 53
1,862 20 1,413 78
7,032 88 2,822 61
6,565 52

Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States . ..
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. .. . Time certificates
Due to clearing house. . Notes and bills redis-

Bills payable, including time certificates representing borrowed money

15,000 00 2,500 00
422 94 627 59
24,755 59 264 18
5,000 00

In suit In judgment Not in suit
Total.

48.470 30

Total

LOANS AND DISCOUNTS.

$

58 23 Good

Doubtful

26,695 55 Worthless

$ 26,753 78

Total

.. . $ 4S.470 30
$ 26,057 78 696 00
$ 26.753 78

606

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Ochlochnee, Located at Ochlochnee, Ga., at the Close of Business January 28, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$
Overdrafts. Bonds and stocks owned
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from b inks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items . Exclian.es for the clear-
ing house Profit and lo*s Interest paid Depo.-itors fund Insurance fund

11,365 98
1,972 00 878 16
6,281 74 6,393 40 1,033 00
180 00 668 11 57 66
2,702 70 120 00

Capital stock paid in. .$
Undivided profits, less current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States... .
Due unpaid dividends. . Individual deposits sub-
ject to check. Demand certificates . ..
Certified checks
Due to clearing hou^e.. Notes and bills reilis-
Bills payable, including time certificates representing borrowed

15,000 00 199 73
11,638 17 3,812 10
2 75

80,Ho2 75

Total.

$ 30,652 75

LOANS AND DISCOUNTS.

Total

$

Good

Doubtful

11,365 98

$ 11,365 98

Total

11,365 98 $ 11,365 98

TREASURER'S REPORT.

507

Statement of the Condition of the Bank of Ochlochnee, Located at Ochlochnee, Ga., at the Close of Business December 17, 1907.

D. B. AXDEKSON, President.

H. A. WILLIAMS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$

Demand loans

Overdrafts

Bonds and stocKs owned

by the bank

Banking house

..

Furnitureand fixtures. .

Other real estate

Due from banks and

bankers in this State..

Due from bunks and bankers in other States

Currency

Gold...

Silver, nickels and pen-

nies Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

26,047 69
1.972 00 1,135 92
1,512 23 3,158 29
916 00 38000 5" fil
80 80
158 30 206 10

Capital stock paid in. $
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . . Due unpaid dividends.. Individual deposits subject to check Demand certificates Time certificates Certified checks Cash.er's checks
Notes and bills redis-
counted Bills payab'e, including
time certificates representing borrowed
money

15,000 00 488 bO
10,891 04 6,998 78
287 80
2,500 00

Total

* 36,166 90

Total

LOANS AND DISCOUNTS.

* 36,166 90

In suit

$

^offiuTt:v.::::::::_26,oi7_69

Total

% 26,047 69

Good D .ubtful Worthless
Total

.......* 26,047 69 $ 26,047 69

608
TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank of Ocilla, Located at Ocilla, Ga., at the Close of Business March 21,1907.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$ Demand loans
Overdrafts

Overdrafts secured by cotton

Bonds and stocks owned by the bank
Banking house

Furniture and fixtures. Other real estate

Due from banks and bankers in this State.
Due from banks and

bankers in other States Currency. .

Gold

'.'.'.'.'.'.'.'.'.'.

Silver, nickels and pen-

nies

Checks and cash items. Exchanges for the clear-
ing house

Profit and loss .....' Interest paid.. ...".....

103.759 47 6,070 08 7,116 84
3,440 65 3,944 50
15,862 94 6,808 14 6,465 00
55 00 1,430 09 2,894 64

Capital stock paid in. . .$ 47,500 00 surplus fund

Undivided profits, less current expenses and taxes paid
Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States. Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits
Demand certificates

3 791 53 319 98
63 774 74 '

iCw ertifA iedTU chCecak,tses Cashier's checks..

22.462 00

Due to clearing house Notes and bills redisl
counted
Bills payable, including
time certificates representing borrowed money

s nnn nn '
15,000 00

Total
Jns.ui'
In judgment Ntinsuit
Tota1

S 157,848 25

Total

LOANS AND DISCOUNTS.

$ 845 20
'.'.' 108,984 35 S 109.829 55

Doubtfui.:;.:.;. Worthless.
Total....

157.848 25
* ,09'829S5 '_' $ 109.829 55

TREASURER'S REPORT.

509

Statement of the Condition of the Citizens Bank of Ocilla, Located at Ocilla, Ga., at the Close of Business December 17, 1907.

W. HENDERSON, President.

D. J. HENDERSON, JR., Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans
Bonds and stocks owned by the bank
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items Exchanges for the clear-
ing house Profit and loss

90,206 68 2,500 00 603 07
3,506 65 4,032 50
14,420 89 2 754 30 3,000 00
750 00 1,430 82
50 00
4,591 10

Clearing house certificates

4,300 00

132,146 0L

Capital stock paid in. .$
"Undivided profits, less current expenses and taxes paid
Due to banks and bank-
Due to banks and bankers in other States....
Due unpaid dividends.. Individual deposits sub-
Demand cert ificates.
Certified checks
Due to clearing house. . Notes and bills redis-
Bills payable, including time certificates representing borrowed

47,500 00 8,530 23
63,687 10 7,428 68
15,000100

132,146 01

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total
Mtar

$

781 00 G-ood

Doubtful

91,925 68 Worthless

$ 92.706 68

Total

$ 92,706 68 $ 92,706 68

510

TREASURER'S REPORT

Bank Examiner's Report of the Condition of the Macon County Bank, Located at Oglethorpe, Ga., at the Close of Business December 5, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$

Demand loans

Overdrafts

Overdrafts secured by

cotton

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures. .

Other real estate

Due from binks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

..

Checks and cash items.

Profit and loss

Interest paid

Depositors fund

Clearing house certifi-

cates

Total

$

17,568 68 1,704 42
503 54
2,678 80 1,145 60
4,930 44 2.000 00 2,962 0;)
75 00 1,24 77
908 26
2,872 25 12 00
88,6/5 76

Capital stock paid in. .$ Surplus fund
Undivided profits, less current expenses and 1 axes paid
Due to banks and bankers in this State
Due to banks and bankersin other States....
Due unpaid dividends. . Indiv.dual deposits sub-
ject to chec* Savings deposits . Demand certificates.... rime certificaies 1 'ertified checks
Cashier's checks Due to clearinghouse . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

Total

$

15,000 00 799 37 349 60
20,943 45 1,528 98 4 30
38.625 76

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total.

$

gd

Doubtful.

19,273 10 Worthless

$ 19,273 10

Total

$ 19,273 10 $ 19^73 10

-?

TREASURER'S REPORT.

511

Statement of the Condition of the Macon County Bank, Located at Oglethorpe, Ga., at the Close of Business December 17, 1907.

J. A. SASSER, President.

J. B. OGLESBY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts..$ Demand loans .' Overdrafts Bonds and storks owned
bv the bank
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Clearing house certifi-
Profit and loss Interest paid

19,07L 69 233 63
2,678 0 1,152 55
6,231 64 4,338 34 2,030 00
13.j 00 862 32
3 25
62 91

Capital stock paid in.. .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to ba' ks and bankers in other Slates. ..
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. . Time certilicntes ..

15,000 00 718 46
19,602 69 1,478 98

Due to clearing house. .
Notes and bills rediscounted
Bills payable, including
time certificates representing borrowed

In suit In judgment Not in suit
Total

36,800 13

Total

LOANS AND DISCOUNTS.

$

Good

Worthless

19,071 69 Doubtful

$ 19,071 69

Total

$ 36,800 13
$ 19,071 69 $ 19,07169

512

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Oglethorpe, Located at Oglethorpee, Ga., at the Close of Business December 6, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank
Binking house Furniture and fixtures. Other r. al estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies
Checks and cash items. Exchanges for the clear-
ing house Profit :<i)d loss Interest paid Clearing house certifi-
cates

Total

$

27,900 77 5,069 23 3,276 28
2.750 00 2,019 87
8,397 46 2,222 50
416 00 62 50 326 71 350 49
56 00 52,847 87

Capital stock paid in. $ Surplus fui d
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States. . .
Due unpaid dividends.. Individual deposits sub-
ject to check Demand certificates ... Time certificates Certified checks
Cashier's checks Due to clearing house.. Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed money

Total

$

15,000 00 8,078 65
22,585 95 11,233 48
949 79"
52,847 87

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total..

$

50 00 ood

Doubtful

32,920 00 Worthless

$ 32.970 00

Total

$ 32,915 00
55 oo
.$ 32,970 00

TREASURER'S REPORT.

513

Statement of the Condition of the Bank of Oglethorpe, Located at Oglethorpe, Ga., at the Close of Business December 17, 1907.

D. P. COOGLE, President

W. E. WlLBUBN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$ Demand loans Overdrafts ... ...... Overdrafts (cotton)... Bonds and stocks owne d
by the bank Banking house Furniture and fixtures Other real estate Due from banks an i
bankers in this State Due from banks an I
bankers in other State s
Gold Silver, nickels and
Checks and cash items Exchanges for the
clearing house Profit and loss Interest paid Suspense account.

26,978 57 7,554 11 340 23 1 985 60
2,750 00 2,019 87
8,758 27 1,644 29
1,625 79
200 19

Capital stock paid in.. $ Surplus fund Undivided profits, less
current expenses and taxes paid
Due to banks and bankers in this State .
Due to banks and bankers in other states....
Dun unpaid dividends. . Individual deposits sub-
ject to check Savings deposits Demand certificates.... Time certificates Certified checks

15,000 00 3,125 38
25,784 31 9,947 23

Due to clearing house.. Notes and bills redis-
counted
Bills payable, including time certificates represen ting b o r r o wed money

Total

.$ 53,856 92

Total

$ 53.856 P2

LOANS AND DISCOUNTS.

Iniuit In judgment Kot in tail.,,
Total

$

65 00

84,487 68 34,532 68

Good Doubtful Worthies!
Total

$ 84,532 68 . 34,532 68

514

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Palmetto, Located at Palmetto, Ga., at the Close of Business October 30, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

'. .

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States.

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Depositors fund

62,664 98 1,500 00 264 38
3,094 07 1,928 10
19,235 57 37123
3,412 00 15 00
699 73 2,552 10
2,822 70

Capital stock paid in. .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other Stales....
Due unpaid dividends.. Individual deposits sub-
ject to check Demand certificates....
Time certificates .... Certified checks
Cashier's checks Due to clearing house . . Notes and bills redis-
counted
Bills payable, including
time certificates representing borrowed money

15,000 00 8,909 67
1,200 00 45,224 79 28,602 36
523 04
5,000 00

Total

$ 99,459 86

Total

$ 99.459 86

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

354 32 Good

Doubtful

63.810 66 Worthless

* 64.164 98

Total

$ 64,16 $ 64.16

9*

TREASURER'S REPORT.

516

Statement of the Condition of the Bank of Palmetto, Located at Palmetto, Ga., at the Close of Business December 17, 1907.

LKVI BALLARD,
Vice-President.

E. C. BACHELLOR, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... .$

Demand loans

Overdrafts

Bonds and stocks owned

bv the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State .

Due from banks and

bankers in other States

Currency

...

Gold

Silver, nickels and pen-

nies

Checks and cash items .

Exchanges for the clear-

ing house

Profit and loss

Interest p.id

Depositors guarantee

fond

Fire insurance fund. . ..

70,268 05 1,500 00
97 94
3,994 07 1,928 10
7,237 46 2,329 23 5,5<i5 00
60 00 1,149 42
317 35 2,809 58
120 00

Capital stock paid in. . $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money.."

1,500 00 5,634 02 4,817 57
40,519 81 27,749 96
154 84
3,500 00

Total

$ 97 376 20

Total

$ 97,376 20

In suit

LOANS AND DISCOUNTS.
$ 354 32 Doubtful
71.413 73 $ 71,768 05

71,768 05 $ 71.768 05

516

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Pavo, Located at Pavo, Ga., at the Close of Business February 14, 1907.

RESOURCES.
Loans and discounts . .8 Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in otherStates Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

LIABILITIES.

35,594 56 9,189 92 3,563 27
1,240 96 1,227 43
3,100 32 3,283 09 1,170 00
870 41 146 40

Capital stock paid in.. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to hanks and bankers in other States.. .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. ... Time certificates Certified checks
Cashier's checks Due toclearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

20,000 00
6,830 14
60 00 25,956 11 7,536 61
3 50

Total

$ P9,38h 36

Total

$ 59,386 36

In suit In judgment Not in suit
.. Total-

LOANS AND DISCOUNTS.

$

Good

45,784 48

Doubtful Worthless

$ 45,784 48

Total

$ 45,848 48 136 00
$ 45,78-1 48

TREASURER'S REPORT.

617

Statement of the Condition of the Bank of Pavo, Located at Pavo, Ga., at the Close of Business December 17, 1907.

FRANK HARRIS,
Vice-President.

HUGHES FORD,
Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$
Demand loans Overdrafts
Bonds and stocks owned by i he bank
Banking house Furniture and fixtures. .
Other real estate Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency Goid ... bilver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Advanced on cotton....

46,786 01 1,233 84
1,717 00 1,239 68
88156 104 73 *.000 00 4000 932 45
3,931 71

Capital stock paid in. .8 Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends... Individual deposits subject to check Demand certificates. .. . Time certificates
Certified checks Cashier'schecks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

20,000 00 6,540 71
19,860 23 8,227 17 238 87
6,000 00

Total

$ K0.866 98

Total

LOANS AND DISCOUNTS.

* >.S66 98

In suit In judgment Not in suit...
Total

$

Good

Doubtful

46,786 01 Worthies*

* 46,786 01

Total

46.788W .$ 46.788 01

518

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Pearson Banking Co., Located at Pearson Ga., at the Close of Business February 23, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... $

Demand loans

Overdrafts

....

Bonds and stocks owned by the bank
Banking house

Furnitureand fixtures. . Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankersin otherStates Currency. .

Gold

.'..':'..'.'."

Silver, nickels and pennies

Checks and cash items! Exchanges for the clear-
ing house
Profit and loss.......'. Interest paid Clearing house'certifi-
cates

32,091 73 1,207 03
2,759 68 700 50
7,388 21 5,792 38
514 00 20 00 112 49 108 09
209 53

Total

S 50.933 64

Capital stock paid in.. .$ 18,000 00 Surplus fund

Undivided profits, less

current expenses and

taxes paid....

1,315 55

Due to banks and bank-

ers in this Slate

Due to banks and bank-

ers in other Slates.

Due unpaid dividends. .

Individual deposits sub-

JHCtlo check Savings deposits

15)740 65

Demand certificates.

Time certificates Cemfied c-ecks

5.6S3 60

Cashier's checks

163 84^

Due to clearing house.

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

10,000 00

T"tal

$ 50,933 64

LOANS AND DISCOUNTS.

In suit



In judgment.. ........

Not in suit

30 091 73

Total

^_^_$ 32,091 73

SD0o0u?b,tf,u';l Worthless
Total

$ 32,091 73 $ 32.0S 1 73

TREASURER'S REPORT.

51&

Statement of the Condition of the Pearson Banking Co., Located at Pearson, Ga., at the Close of Business December 17, 1907.

H. F. SBARS, President.

J. S. ROBERTS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$

Demand loans

Overdrafts



Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies Checks and cash items.

Clearing house certifi-

cates

Profit and loss

Interest paid

20,929 48 4,33-1 00 2,686 54
1,729 70 2,234 80
4,972 48
2.368 0 2,770 00
185 00
753 42 690 09
1,475 00
173 01

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other Stales Due unpaid dividends. . Individual deposits sub-
ject to check
Demand certificates Time certificates
Certified checks Ca-hier'sohecks Due tocleatinghouse... .
Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

18,000 00 2,794 52
14,53d il 3,3bb -7
TM 5,000 Ul>

Total

45 302 42

Total

$ 45,302 42

LOANS AND DISCOUNTS.

In suit In judgment Not in suiD
Total....,

$

109 17 Good Doubtful

Worthless

*

Total

" * 25,263 48

$

.

wm

620
TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Pelham State Bank, Located at Pelham, Ga., at the Close of Business January 30, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts, f Demand loans Overdrafts
Overdrafts secured by cotton

Bonds and stocks owned

by the bank

Banking h >use

'.'.'

Furniture and fixtures

Other real estate

Due from banks and

bankers in this State

Due from banks and

bankers in other States Currency.

Gold

.;*;;;

Silver, nickels and pennies

Checks and cash items

Exchanges for the clearing house

Profit and loss .....'

Interest paid

[.'.'.

Clearing house ' certificates

66,546 57 6,585 00 4,203 84
5,000 00 10.1U1' 05 2,855 60
1,537 48
6,564 67 556 00 65 00
997 65 322 89

Capital stock paid in $

Surplus fund

Undivided profits, less

current expenses and taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States .

Due unpaid dividends..

Individual deposits subject to check

Savings deposits

'

Demand certificates.

Time certificates.. .

Certified checks .....

Cashier's checks........

Due to clearing house

Notes and bills redisc mnted

Bills payable, including

time certificates rep-

resenting borrowed money

85,000 00
S.770 60
371 79 4 00
42,914 39
847 342.750 00
30 63
12,648 00
6,000 00

Total.

I 105.336 75

T^L_^i^^* 105.336 73

LOANS AND DISCOUNTS.

la suit In judgment.. *ot,nsuit
-Tot8'

.

,,

'

5M 50

72.577 07 worths

. 73.131 57

Total

..;;.; mo
rami f7

I

TREASURER'S REPORT.

521

Statement of the Condition of the Pelham State Bank, Located at Pelham, Ga., at the Close of Business December 17, 1907.

DAVID C. BARROW, President.

0. G. LOTT, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... $
Demand loans Overdrafts Bonds and stocks own-
ed by the bank
Banking house Furniture and fixtures
Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in otherStates
Currency Gold Silver, nickels and pen-
nies Ohe"ks and cash items. .
Exchanges for the clearing house
Profit and loss Interest paid (deducted) Clearing house certifi-
cates on hand Advances on cotton....

Total

$

73,190 18 6,079 50 1,405 01 5,000 00 1,400 00
941 49 6,356 57 1,227 00
45 00 1,210 56
313 70
1,360 75 1,534 34 100.061 10

Capital stock paid in . .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid .

..

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States.. ..

Due unpaid dividends . .

Individual deposits sub-

ject to check

Demand certificates....

Time. certificates

Certified checks

Cashier's checks

Clearing house certifi-

cates

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

37,700 00 2,000 00
2,574 01
30,002 35 2 00
33 75 45199 10,000 00 12,300 00
5,000 00

Total

* 100.064 10

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 2,341 75 Good 119 65 Doubtful
76,808 28 Worthless

* 79.26968

Total

* 78,93935

300 00

'..

30 33

$ 79.269 68

522

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Farmers Bank of Pelham, Located at Pelham, Ga., at the Close of Business January 29. 1907.

EESOURCES.

LIABILITIES.

Loans and discounts.. $ Demand loans Overd rafts Bonds and stocks owned
by the bank Banking house. .......
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
"ies Checks and cash items. Exchanges for the clear-
ing house Profit, and loss Interest paid

96,176 47 33,566 75
66 02
163 80
14,078 13 25,021 96 l^Ho (0
235 00 3,020 43
168 64

Total

$ 174.162 20

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ...
Due unpaid dividends . Individual deposits sub-
ject to check Savings deposits Demand certificates Time certificates Certified checks ....... Ca-hier's checks Due to clearing house. .
Notes and bills' rediscounted
Bills payable, including time certificates representing b o r r o wed money

50,000 00 10,000 00 6,573 11
20 00 107,343 76
225 33

Total

$ 174,162 20

ln suit In judgment Not in suit
TnHl

LOANS AND DISCOUNTS.

$

427 00

129,316 22

, $ 129,743 '22

Cood Doubtful Worthless
Total

$ 129,743 22 % 129.743 22

*

TREASURER'S REPORT.

523

Statement of the Condition of the Farmers Bank of Pelham, Located at Pelham, Ga., at the Close of Busi- ness December 17, 1907.

J. L. HAND, President.

B. U. CURRY, Cashier.

RESOURCES.

LIABILITIES.

Loins and discounts . .% Demand loans Overdrafts Bonds ana stocks owned
by the-bank Banking house Furnitureandfixtures. . Other real est ite Due from banks and
bankers in this State. Due from banks and
bankers in oiher St ites Currency.! Gold Silver, nickels and pen-
nies Checks and cash items . Exchanges for the clear-
ing house Profit and loss Interest pail Clearing house certifi-
cates on hand

135,932 65 20,930 25 627 21
538 80 538 80
14,430 49 19,743 29 22,3' 5 00
633 00 4,677 50
150 05
223 82 2,710 50

Total

$ 222,973 56

Capital stock paid in. .$ Surplus fund Undivided profits, le<s
current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States....
Due unpaid dividends.. Individual deposits sub-
ject to check Demand certificates. .. . Time certificates Certified checks Cashier'schecKs
Due to cleaiing house..
Notes and bills rediscounted
Bills payable, including time certificates repre en ting borrowed money
Clearing house certificates issued

75.000 00 18,750 00 11,302 94
96,312 84 101 65 375 00 10 00 631 13
20,490 00

Total

* 222.973 56

LOANS AND DISCOUNTS.

Total

$

286 50

135,646 15

$ 135.932 65

Good Doubtful
Total

$ 135,865 40 67 25
$ 135,932 65

524

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bryan County Bank, Located at Pembroke, Ga., at the Close of Business May 29, 1907.

RESOURCES.
Loans and discounts. .$ Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in otherStates Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid....'. Depositors fund

LIABILITIES.

48,055 84 480 00 47 70
2,516 78 1,207 16
5,235 86 6,989 66
318 00
1,333 78 513 35
2,822 70

Capital stock paid in. .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bank-
ers in this State Due to banks and bank-
ers in other Staies .. Due unpaid dividends.. Individual deposits sub-
ject to check Savings deposits Demand certificates.... Time certificates Certified checks Cashier's checks ......' Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

18,400 00 3,109 02 5,000 00 1,500 00 17,522 88 13,988 93
10,000 00

Total

$ 69,520 83

Total

$ 69,520 83

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

30 00 Oood

18) 00 Doubtful

48,325 84 Worthless

$ 48,535 84

Total

$ 48,535 84 $ 48,535 84

TREASURER'S REPORT.

526

Statement of the Condition of the Bryan County Bank, Located at Pembroke, Ga., at the Close of Business December 17, 1907.

W. E. BUTLER, President.

JAS. W. DELK, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... $ Demand loans
Overdrafts Bonds and stocks owned
by the bank Banking houss Furniture and fixtures Other real estate Due from banks and
bankers in this State..
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

40,38170 845 00 55 00
2,516 78 1,207 16
1,747 10 2,810 81
443 00
77193 262 24
442 06

Capital stock paid in.. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits subject to check Demand cenificates.... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills rediscounted Bills payable, including time cenificates representing borr rowed money

18,400 00 2,647 25
19,632 65 6,802 88
5,000 00

Total
In suit In judgment Not in suit
Total. 85 tr

$ 51,482 78

Total

LOANS AND DISCOUNTS.

$ 2,819 00 180 00
38,227 70 $ 41,226 70

Good Doubtful Worthless
Total

$ 51,482 78
$ 41,226 70 $ 41.226 70

526

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Houston Banking Co., Located at Perry, Ga., at the Close of Business December 2, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans
Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this ^tate. Due from banks and
bankers in other States Currency Gold
Silver, nickels and pennies'
Checks and cash items . Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

37,334 52 2,994 48 17,834 48
1,359 00
2,599 43 912 64
3,000 00 22 50
783 36 77 47
23 00

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . . Due unpaid dividends. . Individual deposits subject to check
Savings deposits Demand certificates... . Time certificates Certified checks Cash it r's checks Due to clearing house. .
Notes and bills redisC'>unted
Bills payable, including
time certificates representing borrowed money

20,550 Q0 ],000 00 4,427 24
25,222 35 10,74129
5;000 00

Total

$ 66.940 88

Total

$ 66.9-10 88

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

102 50 Good

Doubtful

37,232 02 Worthless

$ 37.334 52

Total

$ 37,321 C2 13 50
$ 37,334 52

TREASURER'S REPORT.

527

Statement of the Condition of the Houston Banking Co., Located at Perry, Ga., at the Close of Business December 17, 1907.

J. H. DAVIS, President.

B. O. HOLTZCLAW, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts, advances on
cotton Bonds and stocks owned
by the bank Banking hou-e Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. . Exchanges for the clear-
ing house Profit and loss
Interest paid

31,958 15
23,051 67
1,359 00
11,203 97 566 09
2,958 00 12 50
798 79 100 00

Capita", stock paid in . .$ Surplus I und Undivided profits, less
current expenses and taxes paid Due to hanks and bankers in this State Due to banks and bankers in other states. . .. Due unpaid dividends. .
Individual depo.iiis.-ubj-ct to check
Demand certificates.... Time certificates Oeriified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable including
time certificates representing borrowed money

20,550 00 1,000 00 4,274 00
29,623 77 11,560 40
5,000 00

Total
In suit In judgment Not in suit
Total

.$ 72,008 17

Total

LOANS AND DISCOUNTS.

$

ood.

Doubtful

31,958 15 Worthless

$ 31,958 15

Total

72,008 17
$ 31,910 65 13 50 34 00
$ 31,958 15

628

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Perry L,oan & Savings Bank, Located at Perry, Ga., at the Close of Business December 2, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$ Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank , Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks andca>-h items. . Exchonges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

39,485 13 2,363 05 3,738 70 29,964 94 2,449 90
939 55 1,328 95 2,971 00
430 00 1,226 26 1,555 50
258 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State. Due to banks and bankers in other States.... Due unpaid dividends . Individual deposits subject to check Savingsdeposits Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills rediscounted Bills payable, including time certificates, representing borrowed money

22,650 00 13,700 00 5,339 52
21,610 33 6,292 13 14,119 00
3,000 00

Total
In judgment Total

$ 86,710 98

Total

LOANS AND DISCOUNTS.

Good Doubtful 41,848 18

$ 41,848 18

Total

$ 86.710 98
41,848 18 * 41,848 ia

*l

TREASURER'S REPORT.

528

Statement of the Condition of the Perry Loan & Savings Bank, Located at Perry, Ga., at the Close of Business December 17, 1907.

0. R. MAWN, President.

L. F. CATER, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts..$

Demand loans

Overdrafts and cotton

advances

Bonds and stocks owned

by the bank

Banking house

)

Furniture and fixtures)

Other real estate

Due fnm banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

38,270 95
29,752 44
> AAQ an A44y ,K)
5,400 70 2,716 80 4,275 00
435 00 812 58 1,031 05

Capital stock paid in. .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States . ..

Due unpaid dividends..

Individual dpposits sub-

ject to check

Demi'nd certificates ...

Time certificates

Certified checks

Cashier's checks

Due to clearing house.

Notes and bills redis-

counted ...

....

Bills payable, including

time certificates rep-

resenting borrowed

money

22,6 0 00 13,700 00 5,497 78
29 75
22,s23 81 20,472 58

Total Total

.$ 85,173 92

Total

LOANS AND DISCOUNTS.

$ Doubtful
38,270 95

$ 38,270 9")

Total

* 85,173 92
* 38,270 95 $ 38.270 96

630

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Pineview, Located at Pineview, Ga., at the Close of Business April 4, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency... Gold Silver, nickels and pen-
nies Checks and cash itms. Exchanges for the clear-
ing house Profit and loss Interest paid: Depositors fund

18,065 20 24 94 4 71
1,594 99 1,401 03
3,861 80 6,161 32
635 00 10 00 286 59 549 44
2,822 70

Capital stock paid in. .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State .. ..
Due to banks and bankers in other Slates...
Due unpaid dividends. Individual deposits sub-
ject to check .. Demand certificates. . . . Time certificates Certified checks Cashier's checks Due toclearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

15,000 00 1,330 87 2,000 00 8,323 11 1,263 74
7,500 00

Total
In suit In judgment Not in suit
Total

$ 35.417 72

Total

LOANS AND DISCOUNTS.

$

Good

Doubtful 18,090 14 Worthless

$ 18.090 14

Total

$ 35,417 72
$ 17,952 64 137 50
.. .$ 18,090 14

^r^p"

TREASURER'S REPORT.

531

Statement of the Condition of the Bank of Pineview, Located at Pineview, Ga., at the Close of Business December 17, 1907.

J. J. DENNARO, President.

L. J. MORGAN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts..! Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Bgnking house

Furniture and fixtures. Other real estate

Due. irom banks and

bankers in this State.

Due from banks and

bankers in other States Currency

Gold

:

Silver, nickels and pennips

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Total

$

24,072 65 154 64
1,594 99 1^378 53 4,367 36 4,714 90 1 689 00
191 87 148 17
6 60
38.318 71

Capital stock paid in..$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State ......
Due to banks and bankers in other States.. ..
Dueunpud dividends.. Individual deposits sub-
ject to check Demand certificates Time certificates Certified checks
Cashier's checks Due to clearing house.. Notfg and bills redis-
counted Bills payable, including
time certificate representing borrowed money

Total

.. $

15,000 00 2,266 10
14,521 81 6,268 46
262 34
38,318 71

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Oood

Doubtful

24,072 65 Worthless

$ 24,072 65

Total

$ 24,072 65 $ 24,072 65

jStim



532

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Poulan, Located at Poulan, Ga., at the Close of Business, February 4, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$
Overdrafts Bonds and stocks owned
by the bank
Furniture and fixtures. -
Due from banks and bankers in this State,
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss

23,751 38 50 00
4,183 95
1,088 77
1,974 36 701 99 843 00 125 00 51 85 717 10

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends.. Individual deposits subject to check Demand certificates.... Time certificates Cert ifled checks

Due to clearing house..

Notes and bills redis-

counted

....

Bills payable, including

time certificates rep-

resenting borrowed

15,000 00 988 29
14,699 11
2,800 00

Total

$ 33,487 40

Total

$ 33,487 40

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

130 00 Doubtful

23,671 38 Worthless

$ 23,80138

Total

$ 23,626 38 I/O 00 25 00
$ 23,801 38

T"^

TREASURER'S REPORT.

533

Statement of the Condition of the Bank of Poulan, Located at Poulan, Ga., at the Close of Business December 17, 1907.

J. G. MCPHAUL, President.

JAS. S. MORGAN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts )

Demand loans

)

Bonds and stocks owned by the bank

Furniture and fixtures )

Due from banks and bankers in this State.
Due from banks and bankers in other States

Gold Silver, nickels and pen-

Checks and cash items.. Exchanges for the clear-

Interest paid

23,224 86 2,725 3tj
1,088 77
3,299 41 317 19 840 00
412 39

Capital stock paid in.. .$

Surplus fund

~|

Undivided profits, less !

current expenses and l

taxes paid

J

Duetobinks and bank-

ers in this State

Due to banks and back-

ers in other States.. .

Due unpaid dividends. .

Individual deposits sub-

ject to check

Demand certificates. ...

Time certificates

Certified checks

Due to clearinghouse . Notes and bills redis-
counte<l Bills paNable, including
time certificates representing borrowed

15,000 00 2,795 16
12,080 86 171 96

Clearing house certifi-

1,860 00

31.907 98

Total

* 31,907 98

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 1,757 71 Good Doubtful
21,467 15 Worthless

$ 23,224 86

Total

* 23,224 86 $ 23,224 s

634

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Powder Springs, Located at Powder Springs, Ga., at the Close of Business October 16, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts j

Demand loans

Overdrafts... .........

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States Currency.. . .

Gold

'.'.'.'.'.'.'.'.

Silver, nickels and pennies

Checks and cash items..

Exchanges for the clearing house

Profit and loss

...

Interest paid

Insurance fund

39,104 90 430 00
4,834 87 5,700 00 1,378 05 1,347 50
3,659 81 2,319 00 4,370 00
20 00 200 44
2,822 70

Capital stock paid in. ..$ Surplus fund
Undivided profits, less current expenses and taxes paid
-Due to banks and bank-
ers in this Stale -Due to banks and bank-
ers in other Slates... . Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates Time certificates Certified checks
Cashier's checks Due to clearing house. Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed money

15,000 00
1371 82
2,000 00 4,000 00
18.804 07 24 779 31
232 07

_Tot]

$ 66,187 27

TotaI

. . $ 66,187 27

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 3^534 90
* 39.534 90

D0o0uib\tff\ul Worthless
Total

* 39,534 90 .......
$ 39,534 90

<m.

TREASURER'S REPORT.

535

Statement of the Condition of the Bank of Powder Springs, Located at Powder Springs, Ga., at the Close of Business December 17, 1907.

T. N. CAMP, President.

J. M. COMER, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts $

Demand loans

Overdrafts

Bonds and stocks owned

by the. bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and banker-in otherStates

Currency

Gold...

Silver, nickels and

pennies

Checks and cash items. .

Exchanges for the clear-

ing house



Profit and loss

Interest paid

Insurance fund

47,938 63 833 67
5,700 00 1,3/8 05 1,347 50
3,759 36 1,566 42
584(0 10 00
105 30
2,927 80

Capital stock paid in. ..$
Surplus fund Undivided profits, less
current expenses and taxes paid
Due to banks and bankers in this State ..
Due to banks and bankers in otherStates. ...
Due. unpaid dividends.. Individual deposits sub-
ject to check Demand deposits. Time certificates
Certified checks Cashier's checks Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

15.C0O 00
2,893 55
19.159 60 8,500 00
20,496 34 101 24

Total

$ 66.150 73

Total

LOANS AND DISCOUNTS.

* 66 150 73

In suit In judgment Notinsuit
Total

$ 47,938 63
$ 47.938 63

Good Doubtful Worthless
Total

$ 47,938 63 $ 47,938 63

636

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Quitman, Located at Quitman, Ga., at the Close of Business February 11, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$

Demand loans

Overdrafts

Overdrafts secured by cotton

Bonds and stocks owned by the bank.

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States Currency

Gold

...,..'.'.'..'.'.

Silver, nickels and pennies

Checks and cash items..

Exchanges for the clearing house.

Profit und loss

Interest paid

'

Clearing house certifi-

cates .

411,741 44 10,000 00 32,085 67
11,226 63 5,633 77 2,700 00
14,221 88
17,102 38 4,473 00 2,017 50
1,481 4) 2,325 41

Capital stock paid in . .$ Surplus fund Undivided profits, less
current expenses and taxes paid -Due to banks and bankers in this State Due to banks and bank-
ers in other states. . Due unpaid dividends.. Individual deposits sub-
ject to check Savings deposits
Demand certificates Time certificates Certified checks Cashier's checks .'.'.' Due to clearing house
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed
money-

100 000 00 OQ.OOO 00
88 543 84
261,465 25
65,000 00

Total.

.$ 515,009 09

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
-Total

$ .......
''. 421,741 44
$ 421,741 44

Good Doubtful Worthless
Total

42174144 -i.m 44
* 421,741 44

^m

TREASURER'S REPORT.

537

Statement of the Condition of the Bank of Quitman, Located at Quitman, Ga., at the Close of Business December 17, 1907.

J. O. MORTON,
President.

FRANK SPAIN,
Cashier

RESOURCES.

LIABILITIES.

Loans and discounts . .$ 405,575 12

Demand loans

Overdrafts

24,653 21

Bonds and stocks owned

by the bank

Banking house and real

estate

13,926 63

Furniture and fixtures. 5,633 77

Other real estate

Due from banks and

bankers in this State. 18,805 85

Due from banks and

bankers in other States 8,924 48

Currency

8,538 00

Gold

655 00

Silver, nickels and pen-

nies

1,122 78

Checks and cash items. 5,198 24

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Capital stock paid in. .$ 100,000 00

Surplus fund

50,000 00

Undivided profits, less

current expenses and

taxes paid

47,160 77

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States ...

Due unpaid dividends.

Individual deposits sub-

ject to check

237,622 31

Demand certificates ...

Time certificates

Certified checks

Cashier's checks

Due to clearing house. . 12,750 00

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

45,500 00

Total

$ 493,033 08

Total

LOANS AND DISCOUNTS.

$ 493.033 08

In suit In judgment Not in suit
Total

$

432 64

405,142 48

$ 405.575 12

Good Doubtful Worthless
Total

$ 403,117 85 500 0!)
1,957 27 $ 405.575 12

638

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank, Located at Quitman, Ga., at the Close of Business February 12, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$ Demand loans
Overdrafts Bonds and stocks owned
by the b;ink Banking house
Furniture and fixtures. Other real estate Due from banks and
bankers in this State.. Due from banks and
bankers in other States Currency Gold
Silver, nickels and pen-
nies ... Checks and cash items.. Exchanges for the clear-
ing house Profit and loss Interest paid
Clearing house certificates
Depositors guarantee fund

122,485 43 7,718 52
1,695 00
1,351 34 11,882 45 -3,281 00
5 u0 1,158 89
434 44

Capital sto k paid in. .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to bmks and bank-
ers in this State Due to banks and bank-
ers in other states. . . . Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits ...'... Tiinn certificates Cjriitied checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted
Bills payab'e, including time certificates representing borrowed money

48,600 00 4,740 03 2,634 59 56,588 16 12,449 29
25,000 00

Total

$ 150,012 07

Total

$ 150.012 07

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 122,485 43
$ 122,485 43

gTMl - Doubtful Worthless
Total

$ 122,485 43 * 122485 43

TREASURER'S REPORT.

539

Statement of the Condition of the Citizens Bank, Located at Quitman, Ga., at the Close of Business December 17, 1907.

8. S. BENNET, President.

J. R. DAVIS, Cashier.

RESOURCES.

LHBILIT1ES.

Loans and discounts. ..$
Overdrafts Bonds and stocks owned
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due, from banks and
bankers in other States
Gold Silver, nickels and pen-
Cliecks and cash items Exchanges for the clear-
Profit and loss

97,493 87
4,228 14
3,500 00 1,6U5 00
2,558 40
2,426 15 5,241 0D
185 00 2,126 29
598 61

Total

$ 120,057 49

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid
Due to banks and bankers in ihis State
Due 10 banks and bankers in other States.. . .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand ceruflcates.... Time certificaies, sav-
ings department Certified cheeks Cashier's checks Due to clearing house
(net) Notes and bills re-
discounted Bills payable, including
time certificates representing borrowed

49,400 00 4,197 79
46,438 60 16,494 10
1,027 00
2,500 00

Total

$ 120.057 49

LOANS AND DISCOUNTS.

In suit In judgment
Total

1

Good

Doubtful

97,498 87

$ 97.498 87

Total

97,498 87 $ 97,498 87

640

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Tattnall Bank, Located at Reidsville, Ga., at the Close of Business April 18, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ 200,472 10

Demand loans

Overdrafts

301 33

Bonds and stocks owned

by the bank

Banking house

7,500 00

Furniture and fixtures. 2,500 00

Other real estate

Due from banks and

bankers in this State. 13,96165

Due from bunks and

bankers in other States 5,626 61

Currency

7,475 00

Gold

340 00

Silver, nickels and pen-

nies

1,494 7i

Checks and cash items. 1,220 54

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Capital stock paid in. . .$ 50,000 00

Surplus fund

10,000 00

Undivided profits, lees

current expenses and

taxes paid

15,159 53

Due to hanks and bank-

ers in this State

Due to banks and bank-

ers in other States. . .

Due unpaid dividends. .

Individual deposits sub-

ject to check

164,319 21

Pemand certificates....

Time certificates

309 84

Certified checks

Cashier's checks

1,103 36

Due to clearing house..

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting b o r r o wed

money

T0tal
In suit In judgment Not in suit
Total

240-8!)l *l

Total

LOANS AND DISCOUNTS.

$

873 90 good

204 43 Doubtful

Worthless

$

Total

$ 240.89194
$ 200,472 10 $~

TREASURER'S REPORT.

641

Statement of the Condition of the Tattnall Bank, Located at Reidsville, Ga., at the Close of Business December 17, 1907.

O. W. SMITH, President.

B. H. GROOVER, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$
Bonds and stocks owned by the bank
Furniiureandfixtures. . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other .States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid (charged
off)

18-1,963 98 1,000 00 71 57
7,500 00 2,500 00
28,349 71
4,091 22 6,072 00
430 00
1,223 71 348 12

Total

$ 236,550 31

Capital stock paid in . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State .... Due to banks and bankers in other States.... Due unpaid dividends.. Individual deposits subject to check Demand certificates.... Time ceri iticates Certified checks
Due to clearing house, Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
Savings department . ..

50,000 00 10,000 00 15,893 57
61,461 11 258 00 28 84
10,000 00 88,908 79

236,5i0 31

LOANS AND DISCOUNTS.

$ 6,507 66 Good 1,429 33 Doubtful
177,026 99 Worthless

$ 184,963 88

Total

$ 184,963 98

J*U

542

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Richland, located at Richland, Ga., at the Close of Business December 13, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . $ Demand loans Overdrafts Overdrafts secured by ,, coiton Bonds jtnd stocks owned
by the bank
Banking house Furniiu e and fixtures. Other real esta'e Due from banks and
bankers in this Stale. Due from banks and
Cbuarnreknecrys inouher States
(TOIU
Silver, nickels and pennies
Checks and cash items. Exchanges fur the clear-
ing house Front and loss In tn rest paid Clearing house certifi-
cates

47 747 86 2 6 9 94 1,353 w
28,827 43
7,000 00 3, 73 31 3,-?77 t>5
6,421 92
11,915 29
7)65i ou
3_jfj go
ti5i 64 810 26 200 00
95 00

Capital stock paid in. .$ Surplus fund
Undivided pmfi s, less
current expenses and taxes paid
Due to bank-; and bank-
ers in this Staie Due to hanks and bank-
ers in other States. . .
Due unpaid dividends . Individual deposits sub-
ject to checu
Pavings deposits Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. .
Notes and bills rediscount ed
Bi Is pMynb'e. including
time certificates representing borrowed money

35,000 00 i3il85 07
472 33
60,690 82 12 509 58

Total

$ 121.917 80

Tot"l

* 121.91780

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Tota1

$

\

473 19 49,891 61

00* -; Doubtful Worthless

$ 50,367 80

Totl

* 47,579752 0800 o.oiui 00
$ 60,367 HO

*i

TREASURER'S REPORT.

543

Statement of the Condition of the Bank of Richland, Located at Richland, Ga., at the Close of Business December 17, 1907.

Jxn. E. FRENCH, President.

R. T. H UMBER, JR., Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts $ Demanu loans on cot ton
i^ecu rpd
unsecured
Bonds and stocks own-d by the bank
Banking house Furniture and fixtures.. Other real estate Due from banks and
bankers in this State. Due f rom banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and lo*s Interest paid Clearing house certifi-
cates

52.742 97 27,340 88
1 35< (>t> 228 35
7.010 00 1,573 31 3,277 65
3,825 52
13 286 93 8,819 00 348 50
1,230 84 223 21
814 18
147 00

Capital stock paid in $ Surplus fund Undivided profits, less
current expenses and
taxes paid Due to banks and bank
ers in this State .... Due to banks and bank
ers in other States. . Due unpaid dividends. Individual deposits sub
jec< to check Demand certificates Time certiticaies Certified checks Cashier's checks Due to clearing house i\otes and bills redis-
counted Bills payable, including
time certificates rep-
resenting borrowed
money

35,000 00
14,245 53 1,233 32
59.22L 20 12,384 12
130 83

Total

.$ 122.215 00

Total

LOANS AND DISCOUNTS.

.$ 122,215 00

In suit In judgment..... Notinsuit
Total

*

.ALt 7l 52,269 78

Good Doubtful Worthies.

-t 52.742 97

Total

* .-<

50,,,,5lTM 9j>TM 97 2,0000)
52,742 97

544

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Peoples Bank, Located at Richland, Ga., at the Close of Business December 13, 1907.

HESOUECES.

LIABILITIEg.

Loans and discounts $

Demand loans

Overdrafts

.....'

Overdrafts secured by cotton

Bonds and sticks owned

by the bank

Banking house

Furniture and fixtures.

O'.hrr real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States Currency....

Gold

'.'.".'.'.'.'.

Silver, nickels and pennies

Checks and cash items.

Exchanges for the clearl iny; house

Profi t and loss

..."

Interest paid

Clearing house certify cates.

28,701 83 40 00 198 84
28,462 28
2,730 SO 2,083 75
5,440 71 1,774 78 7,010 CO
130 00 1,815 12
452 89
474 00

Capital stock paid in.. .$
TUTUnTdilvui^ dedndprofits, less current expenses and taxes paid
Une to banks and bank-
ers in this State Due to banks and bank-
ers in otherS'atPS. Due unpaid dividends.. Individual deposits sub-
ject to check Demand ceriificites
Time certificates Certified checks Cashier s checks.. I'ue to clearing house.. Notes and bills redis-
counted
Bills payable, including
time certificates representing borrowed money

25,000 00 2.5W> 00
06g 14
418 52
32,224 81 13,206 23

Total

$ 74.314 70

LOANS AND DISCOUNTS.

In suit

5

In judgment..!.!!

Notinsui'

.'!.' 28,741 83

..Total...

$ 28.741 83

G!j - Doubtful Worthless
Total

* 28.741 83 .'.,.,
9 28,741 8S

TREASURER'S REPORT.

645

Statement of the Condition of the Peoples Bank, Located at Richland, Ga., at the Close of Business December 17, 1907.

L. O. BBNTON, Vice-President.

R. J. DIXON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ Demand loans.... Overdrafts on cotton... Bonds and stocks owned
by the b nk Banking house Furni: tire and fixtures. . Other real estate Due from b nks and
bankers in this State. Due from banks and
bankers in other States Currency t-iold
Silver, nickels and pennies
Checks and cash items.. Exchanges for the clear-
ing Imuse
Profit and loss Interest paid

29,787 50 40 00
20,323 68
2,730 50 2,u83 75
3,205 31 6,506 84 5,500 00
130 00 2,136 26
310 26
231 28

Cnpital stock paid in.. .$ Siirplus-fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this Siate Due to banks and bankers in other Scutes....
Due unpaid dividends.. Individual depositssub-
ject to L-heck Demand certificates. ... Time certificates Certified checks
Cashier's checks Due to clearing house.
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed money

25.000 00 2,500 00
1,361 32 503 32
8 00 30,993 33 13,195 63
13 78

Total
In suit In judgment Not in suit..,
Total

$ 73.575 3S

Total

LOANS AND DISCOUNTS.

$

I Good

Doubtful..

29,827 50 Worthless

S 29,827 50

Total

$ 73,575 38
$ 29,827 50 $ 29.827 50

6

TREASURER'S REPORT.

Batik Examiner's Report of the Condition of the Bank of Ringgold, Located at Ringgold, Ga., at the Close of Business September 26, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real'-state Due from banks and
bank-rs in this state. Due from banks and
bankers inotherStates Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
Profit and loss
Depositors fund

63,310 32 730 00 113 42
1,000 00 1,800 31 1,33s 51
3,064 63 4,US 76
780 00 80 00
813 91 106 21
2,822 70

Capital stock paid in. .$
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States....
Du- unpaid dividends. . Individual deposits sub-
ject to check
Demand cer1 ideates. . . .
Certified checks
Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

15,000 00
785 97 3,000 00 3,500 00 1S.247 88 19,435 67
109 25
20,000 00

Total

$ 0,07 77

80,078 77

LOANS AND DISCOUNTS.

In suit Total

$ .... $

64,040 32 64.040 32

Good Doubtful
Total

$ 64,040 32 $ 64.040 32

TREASURER'S REPORT.

Statement of the Condition of the Bank of Ringgold, Located at Ringgold, Ga., at the Close of Business December 17, 1907.

J. A. MCCHIN, President.

A. P. MARTIN, JR., Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts..$
Overdrafts, secured and
Bonds and stocks owned by the bmk
Banking hou- e Furniture and fixtures.
Due from banks and bankers in this Sta e.
Due from banks and bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and ca*h items. Exchanges for the clear-
Interest paid

53,399 84
3,618 78 1,000 00 1,800 31 1,338 51
16(3 18 4,323 9'i 1,80 l 00
205 00 711 52 859 33
1,646 06

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends.. Individual deports subject to check Demand certificates. ..
Certified checks Cashier's checks .... Due to clearing house.. Notes and bills redis-
Bills payable, including time certificates representing borrowed

15,000 00 2,261 77
35,623 89 17,266 40
747 43

In suit In judgment Not in suit
Total

70 899 49

LOANS AND DISCOUNTS.

$

140 00 Good

Doubtful

53,259 84 Worthless

* 53,399 84

Total

70,899 49
$ 53,399 84 $ 53,399 84

548

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Crawford County Bank, Located at Roberta, Ga., at the Close of Business December 11, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house
Furniture and fixtures . Other real esate.. Due from banks and
bankers in this State. . Due from banks and
bankers inother States. Currency Gold ..-
Silver, nickels and penn'ps
Checks and cash items. Exchanges for the clear-
ing house Profit and loss. Interest paid Clearing house certifi-
cates

8,117 65 12,058 64 3,296 45
815 63 17,340 05 2,878 05 5,836 00
374 60 69 30
9S5 00

Capital stock Surplus fund

paid

in.....$

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers inother States ....

Due unpaid dividends..

Individual deposits sub-

ject to check

Savings deposits

Demand certificates....

Time certificates

Certified checks

Cashier's checks

Due to clearing- hou-e..

Notes and bills redis-

counted

Bil s payable, including

time certificates rep-

resenting borrowed

money

15,000 00 1,500 00 2,450 65
25,922 54 6,774 53 1,023 65

Total....

.$ 59,671 37

Total

$ 52,67137

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Oiod

21,076 29

Doubtful Worthless

$ 21,076 29

Total

$ 21,076 29 $ 21,076 29

TREASURER'S REPORT.

Statement of the Condition of the Crawford County Bank, Located at Roberta, Ga., at the Close of Business December 17, 1907.

8. H. PHELAN, President.

M. G. PHELAN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. $ Demand loans Overdrafts, (cotton) Bonds and stocks owried
by i he bank Banking house Furniiure and fixtures. Oi her re il estate Due from banks and
bankers in this Staie. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges lor theclear-
ing house Profit and loss Interest paid

9.270 P5 12,970 37
770 16
815 63
16,602 83 2,812 42 5,932 00
545 03 2,410 35


Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends.. Individual deposits subject to check Demand certificates. .. . Time certificates Certified decks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including
time certificaes representing borrowed money

15,000 00 1,500 00 2,368 65
26,462 61 6,774 53 53 65

Total

$ 52,159 44

Total

'

$ 52.159 44

LOANS AND DISCOUNTS.

Total

*

Good

Doubtful

9,270 65 Worthless..

$ 9,270 5

Total

* 9.270 65
t 9.270 65

560

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Rochelle, Located at Rochelle, Ga., at the Close of Business April 5, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts $

Demand loans Overdrafts

Overdrafts secured by cotton

Bonds and stocks owned by the bank

Banking house

Furniture and fixtures. Other real estate.

Due from l> nks and

bankers in this State.

Due from banks and

bankers in other States

Currency

...

';1(i Silver, nickels and pen-

nies

Checks and cash items.. Exchanges for the clear-

ing house

Profit and loss

Interest paid

73,075 56 j,851 09 i;589 89
1,253 75
8,406 73 4,?64 61 2,320 00
95 00 166 90 1,198 28

Capital stock paid in.. .$ 15,800 00

Surplus fund

Undivided profits, less

current expenses and

taxes paid

10,915 69

Due to banks and bank-

ers in this State ....

Due to bftnk- and bank-

ers in other States. ...

Du" unpaid dividends..

Individual deposits sub-

ject to check

37,431 12

Savin 's deposits

Demand certificates. ...

Time certificates

3,075 00

i ertified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

Bills paynble including

time certificates rep-

resenting borrowed

money

27,000 00

Total

$ 94.221 81

Total

$ 94,221 8i

In suit In judgment Not in suit
_ T"ta1

LOANS AND DISCOUNTS.

$ 74,926 6>
$ 74,926 65

Rood Doubtful Worthless
Total

$ 74,926 65 ..-.
$ 74,926 65

TREASURER'S REPORT.

55}

Statement of the Condition of the Bank of Rochelle, L,o-3 cated at Rochelle, Ga., at the Close of Business December 17, 1907.

J. N. KING, President.

C. T. KING, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real esiate

Due from banks and

bankers in this State.

Due from banks and bankers inother States

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items..

Exchanges for the clear-

ing house



Profit and loss

Interest paid . .

Advance on cotton

60,374 90 3,051 36
1,539 75
2,902 32 7,440 47 6,008 00
700 00 1,550 59 2,327 00
1,288 35

Capital stock paid in. .$

Surplus fund

....

Undivided profits, less

current, expenses and

taxes paid

Due to banks and bank-

ers in this State. ...

Due to bank and bank-

ers in other States ...

Due unpaid dividends..

Individual deposits sub-

ject to check

Demand ceri ificates. .. .

'lime certificates

Certified checks

Cashier's checks

Due to Hearing house .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

15,800 00 10,117 54 4,883 39' 48,382 43
2,899 38
6,000 00

Total

$ 88,082 74

Total

$ 88,082 74

In suit In judgment Not in suit
Total.

LOANS AND DISCOUNTS.

60,374 90

Good Doubtful Worthiest

$ 60,374 90

Total

$ 60,374 90 S 60.374 90

552
TREASURER'S REPORT.
Bank Exam's Report of the Condition of the Citizen.
Bank, Located at Rochelle, Ga., at the Close of Business April 5, 1907.

Loans and discounts. $ Demand loans. Overdrafts Bonds and stocks owned
by the bank Banking house Furniture ;md fixtures Other real estate .... Due from banks and
bankers in this State Due from banks and
bankers in other States Currency. ooid ".'.;;
Sinlvieesr, nickels" and penl
Checks and cash "items' i^xchHnges for the clear-
ing house Profit and loss. Interest paid Clearing house certifi-
cates ...

18,924 99 5 25
1,140 70
3,415 30 2,134 16
250 00 82 50
240 70 277 88

Capital stock paid in...$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this state
Due to banks and bankers in other States..
Due unpaid dividends individual depositssub-
ject lo check
Demand certificates Time certificates Certified checks '" Cashier's checks.. ...... Due to clearing house Notes and bills redis-
counted .'.....
Bills payable." including tune certificates representing borrowed money

15,000 00 M7 54
7,553 94
3,000 00

-Total

26,471 48

Total.

LOANS AND DISCOUNTS.

In suit

*

In judgment'.'.'.'.'.'....' Notinsuit.

Total

,,.,,,,..,, 38,924 99

00 ;: Doubtful Worthless.

26 471 48 * 18 924 99 $ 18.924 99

TREASURER'S REPORT.

653

Statement of the Condition of the Citizens Bank, Located at Rochelle, Ga., at the Close of Business December 17, 1907.

W. G. BROWN, President.

J. \V. MCNAMARA, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$ Demand loans
Bonds and stocks owned by the bank
Furniture and fixtuies. .
Due from banks and bankers in thU State.
Due from banks and bankers in other States
Gold Silver, nickels and pen-
nies Checks and cash item3 . Exchanges for the clear-

13,567 19
i.294 70
5,116 35 2,772 28 1,500 00
41 00 600 57

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and
Due to hanks and bankers in this State
Due to banks and bank-
Due unpaid dividnnds. . Individual deposits sub-
ject to check Demand certificates... . Time certificates Certified checks Cashier's checks Die to clearing house. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

15,000 00 750 00 830 12
8,811 97

Total

$ 24,*92 09

Total

LOANS AND DISCOUNTS.

$ 24,^92 Ofc

. .. * *

13,567 19 13.567 19

Doubtful Total

....... 13,567 19
,
13,567 19

JW|

Hi

TREASURER'S REPORT;

Bank Examiner's Report of the Condition of the Rockmart Bank, Located at Rockmart, Ga., at the Close of Business October 5, 1907.

RH80URCbS.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Rankn g house Furniture and fixtures. Other real estat>Due from banks and
bankers in this State Due from hanks und
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest,paid
Depositors guarantee fund

113,766 35 b3"> (XI 914 77
2.629 72 2,430 48
8,105 21 7,093 4S 2,139 00 1,205 00
403 30 3,720 28
2,822 70

Capital stock paid in. $ Sur lus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this StHte Due to banks and bankers in other States. ... Due unpaid dividends.. Individual deposits subject to check Savings deposits
Demand certificates.... Time cjnitic,ites Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

30 000 00 6,000 00 4,860 20
64,917 94 20,188 15
99 00
30,000 00

Total

$ 146.065 29

Total

$ 146,065 29

LOANS AND DISCOUNTS.

Total

*

Good

Doubtful

114,601 35

$ 114,601 35

Total

.... $ 114,601 33 * 114.601 S5

^p

TREASURER'S REPORT.

S55

Statement of the Condition of the Rockmart Bank, Located at Rockmart, Ga., at the Close of Business December 17, 1907.

J. HBATOW, President.

H. B. 8ASFBR, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans
Bonds and stocks owned
Furniture and fixtures. . Other real estate l)u>1 from banks and
bankers in this State. Due from banks and
bankers inother States
Gold Silver, nickels and pen-
Checks and cash items. Exclrmges for the clear-

79,v?4 30 4l<> 00 C47 08
2,740 00 2,430 80
2,040 36
6,086 59
8,1183 HO
1,240 00
510 34 2,301 95

Capital stock paid in. .$ Surplus fuiid Undiv.ided profits, less
current expeni-es and taxes paid Due to hanks and bankers in this State Due to banks and bankers in oilier States ... Due unpaid dividends.. Individual deposits sub-
Pavings deposits ...... Demand certificates. .. .
Certified checks Cashier schecks Due to clearing house.. Notes and bills redis-
rounted . Bills payable, including
time certificates representing borrowed

30 000 00 6,000 00 5,175 46
43,484 71 18,305 00
64 25
3,000 00

Total

$ 10fi.029 42

Total

.. * 106.029 43

LOANS AND DISCOUNTS.

In suit In judgment Notinsuit
Tot'l

$ 2,000 00 Good Doubtful
77,940 30 Worthies!

% 79,940 30

ToUl

$ 79,940 30 * 70.940 30

ted

559

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank, Located at Rome, Ga., at the Close of Business September 28, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
by the. bank Banking house
Furniture and fixtures.
Other real estate Due from banks and
bankers in this State. Due from banks and
bankers inutherStates Currency Gold Silver, nickels and pen-
nies..
Checks and cash items. Exchanges for the clear-
ing house Profit and loes Interest paid
Clearing house certificates

195,043 49 4,704 65 3,255 07
3,900 00 556 S6
14,523 84
9,522 5S 2,:i06 00 3.130 00
483 36 476 55

Capital stock paid in.. .$ 100,000 00

Surplus fund

12,000 00

Undivided profits, less

current expenses and

taxes paid

6,258 30

Due to banks and bank-

ers in this State

8,189 78

Due to banks and bank-

ers in other States.. .

Due unpaid dividends..

Individual deposits sub-

ject to check

47,137 32

Savings deposits

32^792 00

Demand certificates

Time certificates.

1,025 00

Certified checks

Cashinr's checks

500 00

Due to clearinghouse..

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

so.ooo 00

Total
In suit In judgment Kotinguit
Total

$ 237,902 40

Total

LOANS AND DISCOUNTS.

$ 199.748 14
$ 199.748 14

00:;-; ,oub,tful Worthless
T"t'

$ 237.902 40
$ 199,288 14 460 00
1S9.7J8 14

^p

TREASURER'S REPORT.

657

Statement of the Condition of the Citizens Bank. Located at Rome, Ga., at the Close of Business December 17, 1907.

SPROUES FOUCIIE
President.

HUGHES T. REYNOLD, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans..... .. Overdrafts Bonds and stocks owned
by the bank Banking house. Furniture and fixtures . Other real estate Dus from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Clearing house certifi-
cates Profit and loss Interest paid Clearing house certifi-
cates on Atlanta and other points

183,025 34 7,312 97 655 83
3,900 00 556 86
16,615 29
804 12 9,482 00 3,415 00
1,101 44 1,869 37
3,054 00

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State
Due to banks and bankers in other States .. .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

100,000 00 12,U00 00
8,243 89 7,118 30
64,429 07 26,900 90
100 00 10,000 00
3,000 00

Total
In suit In judgment Not in suit
Total S7ta

$ 231,792 22

Total

LOANS AND DISCOUNTS.

$

350 00

182,675 34

$ 183,025 34

Good Doubtful Worthless
Total

.. $ 231,792 22
$ 183,025 34 $ 183,025 34

558

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Cherokee Bank, Located at Rome, Ga., at the Close of Business September 30, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Overdrafts secured by
cotion
Bonds and stocks owned by the bank
Banking house
Furniture and fixtures. Other real estate Due fri m banks and
bankers in this State. Dus from banks and
bankers in other States Currency Gold
Silver, nickels and pennies...
Checks and cash items. Exchanges for the clear-
ing house
Profit and loss Interest paid

157.0S8 95 2,00 i 01) 1,533 79 5,758 10
472 15
7,896 15 8,058 34 3.078 00 1,917 50 9,836 26

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bank-
ers in other States ... Due unpaid dividends.. Individual deposits sub-
ject to check
Demand certificates ... Tim- certificates Certified checks Cashier's checks Due to clearing house. .
Notes and bills redisc unted
Bills payable, including time certificates representing borro w ed money

100,000 00
3,743 93 1,622 94
53,034 84 14,170 86
100 00
25,066 67

Total
In suit In judgment Not in suit
Total

$ 197,6^9 24

Total

LOANS AND DISCOUNTS.

$ 159,08 95
$ 159.088 95

God Doubtful Worthless
Total

$ 197 639 24
$ 159,088 95 .$ 159.088 95

TREASURER'S REPORT.

559

Statement of the Condition of the Cherokee Bank, Located at Rome, Ga., at the Close of Business December 17, 1907.

H. E KELLEY, President.

GEO. D. POLLOCK, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . $
Overdrafts Bonds and stocks ov ned
by the bank

143,409 03 6,250 00 7,6(38 73

Furniture and fixtures. Other real estate. Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
nies Checks and cash items Exchanges for the

472 15
10,676 01
5,698 34 20,765 00
847 50
5,234 81 727 82

Capital stock paid in. .$

Surplus lui d.

....

Undivided profits, less

current expenses and

Due to banks and bankers in this State ... .
Due to banks and bankers in otht r States. .. .
Due unpaid dividends. . Individual d epos its
subject to check

< 'ertified checks Cashier's checks Due to clearing house. . Notes and bills redis-

100,000 00
4,424 66 1,654 68
57,604 79 22,948 53
116 73 15,000 00

BiPs pa\able. including time certificates representing borrowed

Total Total

$ 201.749 39 LOANS AND DISCOUNTS.

$ 149,659 03
.... $ 149,659 03

Good Doubtful
Total

20!,7 9 39
$ 149,659 03 $ 149,659 03

560

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Exchange Bank of Rome, Located at Rome, Ga., at the Close of Business September 27, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate. Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

530,715 06 15,250 00 20,519 88 6,340 57
2,445 60
1,181 80 . 13,256 52
13,042 00 110 00
1,836 83 5,101 27

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bank ers in other States Due unpaid dividends.. Individual deposits subject to check Savings deposits
1 'emand certificates.... Time certificates Certified checks Cashier'schecks Due to clearing house. .
Notes and bills rediscounted
Bills payable, including
timecertiflcatesrepresenting borrowed money

75,000 00 150,000 00
35,435 41 5,439 64 3,538 27
207,893 31
2,300 00 75 00 117 90
130,000 00

Total

$ 609,799 53

Total

$ 609,799 53

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

514 75

545,450 31

$ 545.965 06

Good Doubtful Worthless
Total ...

$ 545,799 21 151 50 14 35
$ 545.965 06

TREASURER'S REPORT.

561

Statement of the Condition of the Exchange Bank of Rome, Located at Rome, Ga., at the Close of Business December 17, 1907.

W. P. SIMPSON, President.

W. W. BERRY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans
Overd rafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this Stats. Due from banks and
bankersinotherStates Currency Gold. Silver, nickels and pen-
nies Checks and cash items. Clearing house certifi-
cates Profit and loss Interest paid

'3S5,8"!5 97 IK,500 00 28,505 97
2,445 60
4,897 97
54,341 23 41,M0 00
920 00 6,437 59 3,727 10
8,929 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. .. Due unpaid dividends . Individual deposits subject to check Demand certificates ... Time certificates Certified checks Cashier's checks
Due to clearing house payable in certificates
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed money

75,0)0 00 150,000 00
38,792 74 7,874 43 501 41
256,635 78 2,100 00 261 92 184 15
25,000 00

Total

t 556,350 43

Total

$ 556.350 43

LOANS AND DISCOUNTS.

Total

385,421 62 $ 385,835 97

Good Doubtful
Total

$ 385,735 47 100 50
$ 385,835 97

562

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Roswell Bank, Located at Roswell, Ga., at the Close of Business September 16, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$
Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Due from banks and bankers in this State.
Due fmm banks and bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house
Interest paid Clearing house certifi-

42,457 61 62,672 74 2,2s3 02

Capital stock paid in. .$ Surplus fund
Undivided profits, less current expenses and

368 10
18,919 15
7,346 25 1,170 00
30 00
152 16 917 65

Due to banks and bankers in this State
Due to banks and bankers in other States ...
Due unpaid dividends..
Individual deposits subject to check
Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and biLs redis-
counts Bills payable, including
time certificates representing borrowed money

25,000 00 7,500 00 5,644 54
07,802 89 669 2ft

Total
In suit In judgment Not in suit.-.
Total

$ 136,616 68

Total

LOANS AND DISCOUNTS.

.$ 105,430 35
$ 105.430 35

ood Doubtful Worthless
Total

..$ 136,616 68
$ 105,430 35 . . $ 105,430 35

^wn

TREASURER'S REPORT.

563

Statement of the Condition of the Roswell Bank, Located at Roswell, Ga., at the Close of Business December 17, 1907.

8. Y. STRIBLING, President,

C. 0. FOSTER, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ Demand loans Overdrafts Bends and stocks owned
by the bank
Banking hous" Furniture iind fixtures. Other renl estate Due from banks and
bankers in this State. Due from bunks and
banner- in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear,
ing house Profit and loss Interest paid Cash short

24,911 40 56,836 41
10 54
368 10
21,349 5" 1,130 68 8,130 00 25 (JO 173 80 2,350 17
505 42 8 64

Capital stock paid in. . .$

Surplus fund

'.

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

e's in other States....

Due unpaid dividends..

Individual deposits sub-

ject to check

Demand certificates....

Time certificates

Certified checks

Cashier's checks

Due to clearing house..

Notes and bills redis-

counted

Bills payable

Keserve for taxes, etc. .

25,000 00 7,500 00 5,839 92
20 00 40,401 45
606 75
36,000 00 431 61

Total

* 115,799 73

Total

LOANS AND DISCOUNTS.

In judgment ....

81,747 81 * St 747 81
i

Doubtful Worthless
Total .

$ 115.7H9 7a
$ 81,747 81 * 81,747 81

564

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Royston Bank, Located at Royston, Ga., at the Close of Business August 29, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixturps.

Due from banks and bankers in this State..
Due from banks and bankers in other States

Gold

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

.

Profit and loss

Interest paid.

Depositors fund

147,598 41 1,100.99
300 00 4,400 00 1,555 87
1,728 52 5,318 17 1,435 00
865 CO 841 ?5 201 72
2.822 70

Capital stock paid in. .$ Surp'us fund Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States....
Due unpaid dividends ." Individual deposits sub-
ject to check Savings deposi ts Demand certificates. .. . Time certificates Certified checks .... Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
lime certificates representing borrowed

40.000 00 24,581 il
6,000 00 1,500 00 26,693 48 19,402 04
50,000 00

Total
It suit In judgment Not in suit
Total

$ 168,176 63

Total

LOANS AND DISCOUNTS.

$ 386 42
148,321 98
$ 148,708 40

Good Doubtful "Worthless
Total

$ 168,176 63
$ 148,339 40 369 00
$ 148,708 40

NtJJWI

TREASURER'S REPORT.

565

Statement of the Condition of Royston Bank, Located at Royston, Ga., at the Close of Business December 17, 1907.

B. L. BOND, President.

.1. F. LKE, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts .$
Bonds and stocks owned
Banking hou-e Furniture and fixtures..
Due from banks and bankers in this State.
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items.. Exchanges for the clear-
Profit and loss Interest paid Advances on cotton. .. .

So.352 61 6,810 00 216 0:1
301 00 3.-tOO 00 1,629 27 1,000 00
9.351 -15
5,796 02 5,020 00
2b0 00
895 76 100 59
5,489 80

Capital stock paid in.. .$ Surplus fund Undivided profits, less
CUT rent expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates . . .
Certified checks Cashier's checks Due to cleariri}; house. . Notes and bills redis-

60,000 00
2,389 93
102 00 55,826 48 10,804 08

Bills payable, including time certificates representing borrowed money

6,500 00

Total.

$ 135,622 49

13"\622 49

LOANS AND DISCOUNTS.

Total

369 00 101,793 61
. . $ 102,16:* 61

Good Doubtful

% 101,789 93 372 68

566

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Rutledge, Located at Rutledge, Ga., at the Close of Business November 7, 1907.

RESOURCES.

LIABfLITIES.

Loans and discounts . .$

Demand loans

Overdralts

Bonds and stocks owned

by the bank

Banking house

Furniture ana fixtures.

Other real estate

Due from banks and

bankers in this State

Due from banks and

bankers in otherStates Currency

Gold

;;

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing House

Profit and loss.

Interest paid

Clearing house certifi-

cates

39,823 48 o,S03 71 413 t>4
1,000 00 400 00
17,'903 50 5,387 10 A724 00
1,561 62 1,174 62
10 83 530 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State . . . Due to banks and bankers in other states ... Due unpaid dividends. .
Individual deposits subject to check
havings deposit*
Demand certificates ... 'I ime certificates Certified checks
Cashier's cheeks.. Due to clearing house
Noies and bills rediscnunted ...
Bil s payable, including
time certificates representing borrowed money..

25.000 U0 io,000 00
244 73
40,078 35 1,469 42

JTotal
In suit In judgment Not in suit
TotaI

i 7H.792 50 _JEAa1
LOANS AND DISCOUNTS.

4,5^87 ]9 45,687 19

d Doubtful Worthless
Total

* 76 792 50
45,687 19 $ 45,f>87~i9

TREASURER'S REPORT.

567

Statement of the Condition cf the Bank of Rutledge, Located at Rutledge, Ga., at the Close of Business December 17, 1907.

W. P. WALLACE, President.

THOB. P. PEACOCK, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... $ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furnitureand fixtures. .
Other real estate, Due fr>m banks and
bankers in this State.
Due from banks and bankersinotherStates
Currency
Gold Silver, nickels and pen-
nies Checks and cash items Exchanges for the clear-
ing house.. Profit and loss Interest paid.

36,601 92 17,520 72
12 80
1,000 00 400 00
4,031 43 2,449 87 1.680 00
1.307 87 204 40

Capital stock paid in.. .$ Surplus fund Undivided profits less
current expenses a^d taxes paid. Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States.... Due unpaid dividends. . Individual deposits sub-
let to check l)ema> d certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bibs redis-
counted Bills payable, including
time certificates representing borrowed
money

25,000 00 10,000 00
1,383 29
26,063 IS 2,825 62

Total

$ 65,272 01

Total

$ 65 272 01

LOANS AND DISCOUNTS.

In suit In judgment Notiniuit

Total

,

4,122 64 $ 54,122 64

Good Doubtful Worthless
Total

$ 54,122 64 * 54.122 64

568

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Merchants & Farmers Bank, Located at Rutledge, Ga., at the Close of Business November 6, 1907.

RESOURCES.
Loans and discounts . .$ .Demand loans Overdrafts Overdrafts secured by
cotton
Bonds and stocks owned by the bank
Banking house Furniture and fixtures. Olher re'al estate Due from banks and
bankers in ihis State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen,,unie,s Ohecks and cash items. Exchanges for the clear-
ing h<>use Profit and loss In erest paid Clearing house certifi-
cates

LIABILITIES.

28,079 83 409 00
1,750 6J
3,264 92 1,194 84
5.901 74 361 04
]>m 00
324 15 2,421 77

Capital stock paid in. .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bank-
ers in this .State Due to hanks and bank-
ers in other .states . . Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates
Time certificates Certified checks Cashier's checks Due to clearing house.
Notes and bUs rediscounted
Bills payabe, including time certificates representing borrowed money..

895 00

25,000 00
2,077 19 1,804 86
15,676 75 1,657 10

Total

$ 4H.2I5 fln

Total

$ 46.215 90

LOANS AND DISCOUNTS.

In suit In judgment Kot in suit
Total

$

28,488 83

SDou*b.Vtful Worthless

$ 28,488 83

Total

* 28.48S 83 * 28.488 83

^Pi

TREASURER'S REPORT.

569

Statement of the Condition of the Merchants & Farmer* Bank, Located at Rutledge, Ga., at the Close of Business December 17, 1907.

G. B. STANTON, President.

C. D. FARILL, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$
Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures..
Other real estaie Due from banks and
bankers in this Stale. . Due from banks and
bankers in otherStates
Currency
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

28,442 78 2,302 9!
3,264 92 1,294 84
3,071 56 26 91
2,500 00 55 00
807 64

Capital stock paid in... $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends. . Individual deposits subject to check
Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis-
counted Bills payable, includ-
ing time certificates representing borrowed
money

25,000 00 500 00
2,080 12
1,500 00 12,139 34
547 10*

Total
In suit In judgment Not in suit
Total

$ 41.766 56

Total

LOANS AND DISCOUNTS.

$

Good

Doubtful

28,442 78 Worthless

$ 28,442 78

Total

$ 41,766 58
$ 28,442 7& $ 28,442 7a

570

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Sale City Bank, Located at Sale City, Ga., at the Close of Business February 18, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Ovei drafts Bonds and stocks owned
by ihe bank Banking house.
Furniture and fixtures.. Other real estate Due from bunks and
bankers in this State. Due from banks and
bankers in other States Currency Gold
Silver, nickels and pennies ....
Checks and cash items.. Exchanges for the clear-
ing house
Profit and loss Interest paid

13,134 73 187 50 25 27
2,717 90 166 64
2,781 74
3,249 99 GI7 00 40 00
59 35 1 35

Capital stock paid in. .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due t'i banks and bankers in this State
Due to banks and bankers in other States
Due unpaid dividends.. Individual deposits sub-
ject to check Demand certificates... . '1 ime certificates Certified checks
Cashier's checks Due to clearing house
Notes and bills rediscounted
Bills payable, including
time certificates representing borrowed money

15,000 00 570 87
7,405 64 10 00 '24 96

Total
In suit In judgment Not in suit
Total

$ 23.01147

Total

LOANS AND DISCOUNTS.

$

Good

Doubtful .... 13.322 23 Worthless

$ 13,322 23

Total

$ 23,01147
$ 13,322 23 $ 13,322 23

-a*

TREASURER'S REPORT.

571

Statement of the Condition of the Sale City Bank, Located at Sale City, Ga., at the Close of Business December 17, 1907.

DATID O. BARROW, President.

L. T. BROWN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. . $
Overdrafts Bonds and stocKs owned
by the bank
Furnitureand fixtures. . Other real estate Due from banks and
bankers in this Siate.. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Prufit and loss

15.149 78 2,3s3 73
411 93
2.936 06 1,789 84
4,459 68 1,02<? 75
105 00
52 43 42 00
84 23

Capital stock paid in. .$ Smplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other states.. .. Due unpaid dividends. . Individual deposits sub-
Demand certificates. ... Time certificates Uertified checks Cashier's checks I>ue to clearing house. Notes and bills redis-
Bills payab'e. including time certificates representing t) or rowed

15,000 00 1,081 07
8,381 79 381 10 442 51
1,155 00
2,000 00

In suit Demand.. Time
Total

28,441 47

Total

LOANS AND DISCOUNTS.

$

Demand

2,383 73 Time

15,149 78 Worthless

$ 17,533 51

Total

$ 28,441 47
$ 2,383 73 15,149 78
$ 17,53.3 51

672

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank Located at Sandersville, Ga., at the Close of Business May 15, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. $ 139,357 21

Demand loans

Overdrafts

4,035 50

Overdrafts secured by

cotton

5,731 86

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures. 3,703 18

Other real estate

Due from banks and

bankers in this State. 18,-183 82

Due from banks and

bankers in other States 1,524 29

Currency

743 00

Gold

Silver, nickels, and pen-

nies

531 84

Checks and cash items

1,108 75

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Capital stock paid in...$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends.. Individual deposits subject to check
Demand ceriificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted
Bills payable, including time ceriificates representing borrowed money

50,000 00 5,000 00 9,977 76
82,233 94 7.992 75
20,000 00

Total...
In suit In judgment Not in suit
Total

$ 175,204 45

Total

LOANS AND DISCOUNTS.

$ 139,337 21
$ J39 337 21

Good Doubtful Worthless
Total

$ 175.204 45
$ 139,337 21 $ 139.337 21

TREASURER'S REPORT.

573

Statement of the Condition of the Citizens Bank, Located at Sandersville, Ga., at the Close of Business December 17, 1907.

0. G. RAWLINGS, President.

JAS. E. JOHNSON, Cashier.

KESOUKCES.

LIABILITIES.

Loans and discounts... $ Demand loans on cotton Bonds and stocks owned
by the bank

123,831 34 20,063 41 2,627 70

Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-

3,703 18
22,557 16 2,099 48 8,795 00
830 20 3,564 05

Profit and loss Interest paid

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and
taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States.... Due unpaid dividends.. Individual deposits sub-
ject to check Demand certificates... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-

50,000 00 5,000 00 11,654 07
109,157 70 12,259 75

Bills payable, including time certificates representing b o r r o wed
money

Total

$ 188,071 52

Total

% 188,071 52

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total
38 tr

$ 123,831 34
$ 123,831 34

Good Doubtful Worthless
Total

$ 123,831 34 I 123,831 34

574

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Chatham Bank, Located at Savannah, Ga., at the Close of Business May 30, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts. Bonds and stocks owned
by the bank Banking house..
Furniture and fixtures Other real estate Due from banks and
bankers in this Stale. Due from bmks and
bankers in other States Currency
gold ..;... bilver, nickels and pen-
nies Checks and cash items . Exchanges for the clear-
ing house Profit and loss Interest paid

675.571 14 257,605 19
126 56
3,136 12 8,280 74
52,703 02
6S 10 02 33;,,(i5 06
51250
n,808 21 1,764 91

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and tax^s paid Due to banks and bank-
ers in this State. Due to banks and bank-
ers in other States...
Due unpaid dividends. . Individual deposits sub-
ject to check. Demand certificates
Time certificates Certified checks Cashier's checks
Due to clearing hou-e. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

150.000 00 20,000 00
25,754 00 33,870 34
8,697 90 15 00
629.929 70 3,050 00
182,707 48
8,669 02
50,000 00

Total

$i,[| 2,93 44

Total

$ 1,112 693 44

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Tta'

$

215 00

.'.' 932,961 33

$ 9X3.176 33

God Doubtful Worthless
Total.

$ 933.176 33 $ 933,176 33

m

TREASURER'S REPORT.

575

Statement of the Condition of the Chatham Bank, Located at Savannah, Ga., at the Close of Business December 17, 1907.

LEOPOLD ADLER,
President.

F. W. CLARKE, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ..% Demand loans
Overdrafts Bonds and stocks owned

612.2H3 24 296,690 74
60S 76

Banking house Furniture and fixturesOther real estate Due from bulks and
bankers in this State. Due from banks and
bankers inother States
Currency Gold Silver, nickels and pen-
nies Checks and cash items.. Exchanges fortheclear-

2,635 52 8,072 47
55,815 62
117.066 58 91,80S 00
1,835 00
4,593 48 968 89

Profit and loss Interest paid Clearing house certifi-

8,573 00

Camtal stock paid in $
Undivided profits, less cirrerit expenses and taxes paid
Due to hanks and bank-
Due to banks and bankers in other States...
Due unpaid divi 'ends.. Individual deposits sub-
Demand certificates....
Cashier's checks Due to clearing house.. Notes and bills redis-

150.000 00 25,0J0 00
25,375 14
29.509 62
4,983 15 28 00
528.678 63 2,050 00
218588 31 104 40
6,644 05

Bills payable, including titm certificates representing borrowed
money Clearing house loan ...

200 000 00 10,000 00

Total

$ 1 ,200.961 30

Total

$ 1,200,961 30

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 908.983 98
$ 908,983 98

Good Doubtful Worthless
Total

$ 908,483 98 500 00
* 908,9S3 98

S76

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens & Southern Bank, Located at Savannah, Ga., at the Close of Business June 11, 1907.

KESOUHCBS.

LIABILITIES.

Loans and discounts. . .$ 4,067,712 49

Demand loans

1,120,585 49

Overdrafts

24,915 36

Overdrafts secured by

cotton

Bonds and stocks owned

by the bank

157,991 00

Banking house

95,000 00

Furniture and fixtures.

Other real estate

144,500 00

Due from banks and

bankers in this State. 282,851 "13

Due from banks and

bankers in other States 296,855 59

Currency

158,968 00

Gold

17,213 50

Silver, nickels and pen-

nies

67,526 94

Checks and cash items. 3,033 04

Exchanges for the clear-

ing house

213 66

Profit and loss

Interest paid

Capital stock paid in. . .$ 700,000 00

Surplus fund

300,000 00

Undivided profits, less

current expenses and

taxes paid

387,SI9 25

Due to banks and bank-

ers in this State

487,861 03

Due to banks and bank-

ers in other States

152.712 10

Due unpaid dividends. .

732 00

Individual deposits sub-

ject to check

3,856,256 38

Savings deposits

Demand certificates

13,375 00

Time certificates

344,610 44

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money.

200,000 00

Total
In suit In judgment Not in suit
Total

$6,443,366 20

Total

LOANS AND DISCOUNTS.

,$ 5,194,297 98 $5,194,297 98

Good Doubtful Worthless
Total

$6,443,366 20
$5,194,297 98 $5,194,297 98

^r*

TREASURER'S REPORT.

577

Statement of the Condition of the Citizens and Southern Bank, Located at Savannah, Ga., at the Close of Business December 17, 1907.

M. B. LANE, President.

GORDON L. GKOOVEE, Cashier,

RESOURCES.

LIABILITIES.

Loans and discounts.. $ 3,363,316 18

Demand loans

1,998,372 62

Overdrafts

113,255 84

Bonds and stocks owned

by the bank

122,911 00

Banking house

95,000 00

Furniture and fixtures.

Other real estate.

144,500 00

Due from banks and

bankers in this State. 479,980 12

Due from banks and

bankers in other States 224,990 39

Currency

296,077 00

Gold

67,770 00

Silver, nickels and pen-

nies

23,394 29

Checks and cash items. 2,199 20

Exchanges for the clear-

ing house

40,584 40

Profit and loss

Interest paid

Clearing house certifi-

cates:

35,329 00

Capital stock paid in. .$ 700,000 00

Surplus fund

300,000 00

Undivided profits, less

current expenses and

taxes paid

423,120 64

Due to banks and bank-

ers in this State

095,333 23

Due to banks and bank-

ers in other States... 347,049 43

Due unpaid dividends. .

774 00

Individual deposits sub-

ject to check

3,726,461 11

Demand certificates

39,622 88

Time certificates

639,751 06

Certified checks

250 00

Cashier's checks

317 69

Due to clearing house.. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting b o r r owed

money

75,000 Q0

Clearing house loan . . 60,000 00

Total

$'7,007,680 04

Total

$ 7,007,680 04

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 5,361,688 80
$5,361,688 80

Good Doubtful Worthless
Total

$5,381,688 80 $5,361,688 80

578

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Trust Co., Located at Savannah, Ga., at the Close of Business June 18, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ 124,780 62

Demand loans

1,820 00

Overdrafts

Bonds and stocks owned

Furniture ami fixtures. Other real estate Due from banks and
bankers in this State. Due from b*nks and
bankers in other States

Gold

..,.

Silver, nickels and pen-

Checks and cash items. Exchanges for the clear-

138 00 23,469 30
8,556 47
7,154 66 71 00
30 75 231 68

Interest paid

Capital stock paid in. . .$
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State .. .. :
Due to banks and bankers in other States ..
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates . . . Time certificates Cert ified checks.

100,000 00 8,483 75 7,388 65
39,796 98 10,583 10

Due to clearing house. Notes and bills redis-
counted Bills payable, including
time certificates representing b o r r o wed

In judgment

166,252 48

Total

LOANS AND DISCOUNTS.

$ 166.252 4

$ Doubtful
126,600 62- Worthless
Total.

. . . $ 126,600 62 $ 126,600 62

^1

TREASURER'S REPORT.

579

Statement of the Condition of the Citizens Trust Co., Located at Savannah, Ga., at the Close of Business December 17, 1907.

CHAS. F. FULTON, President.

A. P. KING, Secretary.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$ 137,844 68 2,9-30 00

Bond* and stocks owned

by the bank



Furnitiir.- and fixtures. Other real estate Due from banks and
bankers in this State. Due Irnm banks and
bankers in other States

138 00 ' 23,469 30

"Gold Siiver, nickels andpen-

*Cht cks and cash items. Exchanges for the clear-

Capital stock paid in. ..$ 100,000 00

Surplus fund . ."

8,483 75

Undivided profits, less

current expenses and

taxes paid

9,566 53

Due to banks and bank-

ers in this State

Due to banks and bar k-

ers in other States...

Due unpaid dividends. .

Individual deposits sub-

ject to check

42,515 24

Demand certificates. ...

Time certificates

12,133 10

Certified checks

Cashier's checks

Due to clearinghouse..

Notes and bills redis-

Interest paid *Ca-h and deposited in
Savannah Bank & Tr.
Co. and Chatham b'k of Savannah Deposited in Columbia Trust Co., N. Y ....

5,743 95 2,552 69 172,698 62

Bills pa\ able, including time certificates representing borrowed
Clearing house certifi-

Total

$ 172,698 62

LOANS AND DISCOUNTS.

Total

$

Good

Doubtful

140,794 68 Worthless

$ 140,794 6S

$ 140,644 68 150 00
$ 140,794 08

580

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Commercial Bank, Located at Savannah, Ga., at the Close of Business May 29, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items . Exchanges for the clear-
ing house. Profit and loss Interest paid

538,678 94 70,til2 03 5,444 07
3,277 22 2,833 26
22,535 73
28,858 86 8^857 00
720 00
8,205 78 434 84

Total

. . $ 690,457 73

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .
Due unpaid dividends . Individual deposits sub-
ject to check
Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed money

50,000 00 10,000 00
24,708 33
30 00 398,662 81
7,776 00 88,345 58
25 00 10,911 01
100,000 00

Total ....

.$ 690,457 73

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 609,290 97
$ 609,290 97

Good Doubtful Worthless
Total

$ 609,290 97 $ 609,290 97

TREASURER'S REPORT.

581

Statement of the Condition of the Commercial Bank, Located at Savannah, Ga., at the Close of Business December 17, 1907.

J. H. H. ENTELMAN, President.

BARKOX CARTER,
Cashier.

RESOURCES.

LIABIMTIES.

Loans and discounts. .. .$ 448,133 49

Demand loans

86,222 77

Overdrafts

4,993 25

Bonds and stocks owned

by the bank

Banking house

Furnitureandfixtures. . 2,835 11

Other real estate

2,902 76

Due from banks and

bankers in thi State-

Due from banks and

bankers in other States 22,026 39

Currency

]

Gold

I

Silver, nickels and}- 73,120 99

pennies

I

Checks and cash items J

Exchanges for the clear-

ing house

815 64

Profit and loss

Interest paid

2,031 39

Clearing house certifi-

cates

2,411 00

Capital stock paid in .. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States Due unpaid dividends. . . Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks
Cashier's checks Due to clearing house
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed money
Clearing house loan.... Interest reserve

50,000 00 15,000 00
24,083 96
54 00 348,752 40
9,644 92 89,361 82
73 74 7,950 36
90,000 00 10,000 00
57159

Total

$ 645,492 79

Total

$ 645,492 79

LOANS AND DISCOUNTS.

In suit In judgment...' Not in suit
Total

$ 70 00
534,286 26
$ 534,356 26

Good Doubtful Worthless
Total

$ 534,356 26 $ 534,356 26

582

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Exchano-e Bank, Located at Savannah, Ga., at the Close of Business, June 8, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts .$ Demand loans Overdrafts Bonds and stocks owned
by the. bank Banking house
Furniture and fixtures. Other real estate, Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

335 7(55 37 38,517 25
344 54
1,990 84
2,558 03 22,157 24 9,455 00
542 60
2,626 34 5,101 57 5,279 30

Capital stock paid in. .$ Surplus fund
Undivided profits, less current expenses and tax^s paid
Due to banks and bankers in this State
Due to banks and bank-
ers in other States .. . Due unpaid dividends.. Individual deposits sub-
ject to check Demand certificates... . 'lime certificates
Cenified checks Cashier's checks Due to clearing house. . Noies and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

123,000 00 12,063 12
237,253 83 5,025 00
45,000 00

Total

$ 424.341 95

Total

$ 424,341 95

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 374,282 62
$ 374,282 62

Good Doubtful Woithless
Total

$ 374,282 62 $ 374,282 62

TREASURER'S REPORT.

683

Statement of the Condition of the Exchange Bank of Savannah, Located at Savannah, Ga., at the Close of Business December 17, 1907.

WM. W. OSBORNE, President.

.INO. J. POWERS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts .. $ 3'7,295 04

Demand IOAIIS

75,717 75

Overdrafts

497 lo

Bonds and stocks owned

by the b ink

Banking hous

Furniture and fixtures 1,990 84

Othi-r real estate

Due from banks and

bankers in this State . . 3,001 79

Due from banks and

bankers in other States 33,726 60

Currency Gold

22,576 00 1-56- 50

Silver, nickels and pen-

nies

6,959 15

Checks and cash items.

281 00

Exchanges for the clear-

ing house

Profit and Lss

Interest paid

Clearing house certifi-

cates.

5,989 00

Capital stock paid in.. .$
Surplus fund Undivided profits, less
current expenses and taxes paid Due to bmks and bankers in this State
Due to banks and bankers in other States. . .
Due unpid dividends. . Individual deposits sub-
ject to check Demand cer.iflcates Time certificates Certified checks Cashier's checks Due to clearing house..
Notes and bills rediscnunted
Bills payable, including
time cer iflcates representing borr rowed
money . Clearing house loan. .. . Reserved for interest.

125,000 00
12,817 56 2,580 47
6 00 170.599 16
9,202 00 83.890 23
9,651 80 9,713 42
37,500 00 7,500 00 1,136 24

Total

$ 469,596 88

Total

* 469,596 88

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 393,012 79
$ 39S.012 79

Good Doubtful Worthless
Total

$ 392,842 79 170 00
* 393.012 7

*ml

584

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Germania Bank, Located at Savannah, Ga., at the Close of Business June 15, 1907.

EESOUBCES.

LIABILITIES.

Loans and discounts.. .$ 1,690,461 56

Demand loans

394,138 62

Overdrafts

19,707 43

Overdrafts secured by

cotton

Bonds and stocks owned

by the bank

16,913 58

Banking house

260,000 00

Furniture and fixtures.

Other real estate Due from banks and

250 00

bankers in this State. 42,194 91 Due from banks and

bankers in other States

Currency

Gold

"'.'.'.'.'.'.'..'

Silver, nickels and pennies

Checks and cash items .

Exchanges for the clearing house.

Profit and loss ....

174.436 25 26,772 00
1,280 00
8,539 93 1,735 24
4,490 29

Interest paid

Clearing house certifi-

cates

Capital stock paid in . .$ 300,000 00

Surplus fund

200,000 00

undivided profits, less

current expenses and

taxes paid

94>701 73

-Due to banks and bank-

ers in this State

23 389 98

Due to banks and bank-

ers in other States.... 821821

Due unpaid dividends.

J08 00

Individual deposits sub-

ject to check bavings deposits

1,276,291 93

Demand certificates ' 25 116 J2

Time certificates Certified checks

362,150 31 94353

Cashier's checks

Due to clearing house

Notes and bills redis-

counted

,... 10(),000 00

bills payable, including

time certificates rep-

resenting borrowed

money-

250,000 00

Total

$ 2,640,919 81

^taL^^^^J;2,640,919 SI

LOANS AND DISCOUNTS.

In judgment.'.'.' Not in suit
Total

f 1S'333 33 i g~.; ; .'.-. 2,066,266 85 ' W DourbthtflueL ss

$2,084.600 IS

Total

$ 2,084, $2,084,600 18

p

TREASURER'S REPORT.

585

Statement of the Condition of the Germania Bank, Located at Savannah, Ga., at the Close of Business December 17, 1907.

HENRY BLUN,
President.

JOHN M. HOGAN, Cashier

RESOURCES.

LIABILITIES.

Loans and discounts . .$ 1,439,553 31

Demand loans

525,437 69

Overdrafts

9,958 19

Bonds and stocks owned

by the bank

16,913 58

Banking house

260,000 00

Furniture and fixtures.

Other real estate



250 00

Due from banks and

bankers in this State. 17,254 41

Due from banks and

bankers in other States 202,397 64

Currency

82,693 00

Gold

6,800 00

Silver, nickels and pen-

nies

13,025 66

Checks and cash items.

549 08

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Clearing association cer-

tificates

5,739 00

Capital stock paid in. .$ 300,000 00

Surplus fund

200,000 00

Undivided profits, less

current expenses and

taxes paid

110,690 63

Due to banks and bank-

ers in this State

49,810 60

Due to banks and bank-

ers in other States ... 13,544 74

Due unpaid dividends.

104 50.

Individual deposits sub-

ject to check

1,270,296 81

Demand certificates ... 13,006 43

Time certificates

424,091 02

Certified checks .... 1,805 47

Due to clearing house. . 19,221 36

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

140,000 00

Clearing association cer-

tificates

38,000 00

Total

$ 2,580,571 56

Total

$2,580,571 56

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 16,974 99 23,833 33
1,924,182 68
$1,964,991 00

Good Doubtful Worthless
Total

$1,964,991 00 .-
$ 1,964,991 00

586

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Hibernia Bank of Savannah, Located at Savannah, Ga., at the Close of Business June 10, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$

Demand loans

Overdrafts

Overdrafts secured by

cotton

Eonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate Duj from banks and

bankers in this State

Due from banks and

bankers ino^her States

Currency

Gold

Silver, nickels and pen-

nies

. ;..

Checks and ca h items..

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Clearing house certifi-

cates

6'5,0S3 64 199,362 29
39 72
175 00 6,312 42 2,617 59
30,163 61
63.!>01 96 32,426 00
2,0,,0 00
6,836 32 319 78

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bank-
ers in this State ... Due to b inks and bank-
ers in other States. .. . Due unpaid dividends . Individual deposits sub-
ject to check Savingsdeposits
Demand certificates Time certificates Certified checks
Cashier's checks
Due to clearing house. . Notes and bills redis-
counts Bills payable, including
time certificates, representing borrowed money

200,000 00 50,000 00
35,525 77 4,965 25 17,104 66
492,197 95 2,600 00
115,269 44
11,625 0(i
30,000 00

Total
In suit In judgment Not in suit.
Total

$ 959.288 13

Total

LOANS AND DISCOUNTS.

$ 814,445 93
$ 814,445 93

Good Doubtful Worthless
Total

. .$ 959,28S 13 $ 814,445 93 $ 814,445 93

m

TREASURER'S REPORT.

587

Statement of the Condition of the Hibernia Bank of Savannah, Located at Savannah, Ga., at the Close of Business December 17, 1907.

M. A. O'ByRNB, President.

Jos. W. HBFPERNAN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. $

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and natures. .

Oth-r real estate

Due f r >m banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

..

Checks and cash items.

Exchanges for the clear-

ins house

Profit and loss

Interest paid

Clearing house certifi-

cates

584,6t>7 54 448,873 (in
586 35 175 00 6,3')I 94 2,000 00
3,954 96 55,793 20 13,058 00
3,666 67
20,699 25
4,481 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes (.aid Due to lianks and bankers in this State
Due to banks and bankers in other States . . .
Due unpaid dividends.. Individu .1 deposits sub-
ject to check Deim-nd certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis-
counted ... Bills payable, including
time certificates representing borrowed money Clearing house loans. . .
Reserved for taxes and interest

200,' 00 00 50.00Q 00
46,288 59 5,825 72 4,306 20 10 00
465.068 48 7.595 01
149,098 83
190,000 00 23,000 00
2,263 74

Total

$ 1,144 257 57

Total

$1,144,257 57

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 1,033,541 20 $ 1,033,541 20

Good Doubtful Worthless
Total

* 1,033,541 20 ...
$ 1,033,541 20

588

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Oglethorpe Savings & Trust Co., Located at Savannah, Ga., at the Close of Business June 19, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$

Demand loans

Overdrafts

Overdrafts secured by

cotton

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

..

Gold

Silver, nickels and pen-

nies

Checks and cash items .

Exchanges for the clear-

ing house

Profit and loss

Interest paid

655,114 31 301,994 40
49,306 09 300 00
10,725 64 89,932 80 2,384 35

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other .States . . . Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted
Bills payable, including time certificates representing borrowed money

125,000 00 90,000 00 17,318 49
5,330 25 566,383 05 305,725 80

Total

$ 1,109,757 59

Total .....

$ 1,109,757 59

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 957,108 71
$ 957,108 71

Good Doubtful Worthless
Total

$ 957,168 71 $ 957.10S 71

^m

TREASURER'S REPORT.

589

Statement of the Condition of the Oglethorpe Savings & Trust Co., Located at Savannah, Ga., at the Close of Business December 17, 1907.

HERMAN MYERS,
President.

JNO. M. BRYAN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$
Demand loans
Overdrafts Bonds and stocks owned
by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency,deposit'd with
the Nat'l Bk. of Sav Gold, Thomasville Nat'l
Bank Silver, nickels and pen-
nies, Trust Co. of America Checks and cash items Exchanges for the clear-
ing house Profit and loss Interest paid

639,497 58 3i9,490 31
49,306 09 300 00
11,883 06
63,751 09 6,820 94 707 41

Capital stock paid in. .$ 125,000 00

Surplus fund

90,000 00

Undivided profits, less

current expenses and

taxes paid

18,309 76

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States....

Due unpaid dividends

(due Dec. 20th)

4,793 25

Individual deposits sub-

ject to check

526,568 00

Demand certificates. .. . 20,382 74

Time certificates

344,044 17

Certified checks

2,664 56

Cashier's checks

Due to clearing house. .

Notes and bills re-

discounted

Bills payable, including

time certificates rep-

resenting borrowed

money

10,000 00

Total

$1,141,762 48

Total

$1,141,762 48

LOANS AND DISCOUNTS.

In suit In -judgment Not in suit
Total

$ 1,008,987 89 $1,008,987 89

Good Doubtful Worthless
Total.

...$ 1,008,987 89 $1,008,987 89

590

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Savannah Bank & Trust Co., Located at Savannah, Ga., at the Close of Business June 4, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank
Banking house
Furniture and fixtures. Other real estate Due from banks and
bankers in this State.. Due from banks and
bankers in other States Currency Gld Silver, nickels and pen-
nies Checks and cash items.. Exchanges for the clear-
ing house Profit and loss Interest paid
Clearing house certificates
Depositors guarantee fund

969,374 99 490,311 83
1,709 98
45,000 00 2,292 68 20,266 20
159,424 67
385,159 03 122,925 00
985 00
8,627 11 581 59
43,646 10

Capital stock paid in. $ 350,000 00

Surplus fund

, 150,000 00

Undivided profits, less

current expenses and

taxes paid

96,932 42

Due. to banks and bank-

ers in this State ..... 120,386 34

Due to banks and bank-

ers in other states. ... 86,143 25

Due unpaid dividends. .

Individual deposits sub-

ject to check

964,875 60

Savings deposits

Demand certificates . ..

Time certificates

158,316 57

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

23,650 00

Bills payable, including

time certificates rep-

resenting borrowed

mo"ey

300,000 00

T"tal

$ 2,250,304 18

Total

.if 2,250,304 18

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

, .$ 120 00
1,459,566 82
.$ 1,459,686 82

gd
oubHul
Worthless Total

$ 1,459,536 82
150 00
$ 1,459,686 82

jmM

TREASURER'S REPORT.

591

Statement of the Condition of the Savannah Bank & Trust Co., Located at Savannah, Ga., at the Close of Business December 17, 1907.

W. F. MCOAULEY, President.

S. L. CLAY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estateDue from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. . Exchanges for the clear-

858,024 69 858,426 90
288 54
45,000 00 2,292 68
20,266 20
74,147 53
304,392 54 50,581 00 6,500 00
6,063 09 110 00

Clearing house certifl-

1,526 00

Capital stock paid in . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . . Due unpaid dividends. . Individual deposits subject to check Demand certificates... . Time certificates Certified checks..

350,000 00 150,000 00
125,650 51 204,274 11 56,571 16
734,154 28 19,000 00 124,298 34

Due to clearing house. . Notes and bills redis-
Bills payable, including time certificates representing borrowed money
Clearing house loan...

34,670 77 94,000 00
275,000 00 60,000 00

2,227,619 17

Total

$ i, 227,6:9 17

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 1,716,451 59 $ 1,716,451 59

Good Doubtful Worthless
Total

$ 1,716,451 59 $ 1,716,451 59

592

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Savannah Trust Co., Located at Savannah, Ga., at the Close of Business June 5, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ 1,082,066 89

Demand loans

254,811 11

Overdrafts ...

704 33

Bonds and stocks o.wned

by the bank Banking house

433,639 46 20,000 00

Furniture and fixtures. 16,777 50

Other real estate.

Due from banks and

bankers in this State. 60,466 65

Due from banks and

bankers in other States 106,224 49

Currency

52,458 00

Gold

897 50

Silver, nickels and pen-

nies

8,209 68

Checks ami cash items..

767 59

Exchanges for the clear-

ing house

Profit and loss

Interest paid.

Capital stock paid in. .$

Surplus fund

...

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this Stale. ..... Due to banks and bank-

ers in other States... .

Due unpaid dividends .

Individual deposits sub-

ject to check

Demand certificates

Time certiflcates

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting b o r r owed

money

500,000 00 120,000 00
67,535 83 53,486 87 15,355 09
660.351 84 57,952 63 88,730 05 159 59 435 18 8,015 52
465,000 00-

Total

..$ 2,037,023 20

Total

,

$ 2,037,023 20

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 14,100 00
1,322,778 00
* 1,336,87a 00

Doubtful. Worthless

*f"m

TREASURER'S REPORT.

693

Statement of the Condition of the Savannah Trust Co. Located at Savannah, Ga., at the Close of Business December 17, 1907.

WM. W. MACKALL, President.

JNO. H. STROUS, Treasurer.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
bv the bank Banking house Furniture and fixtures Misc'ilaneous inv'stm'ts Due from banks and
bankers in this State. Due from banks and
bankers in otherStates Currency Gold
Silver, nickels and pennies
Checks and cash items. . Exchanges for the clear-

921,078 22 300,856 01
12,683 97
453,639 46 20,000 00 1.250 00 19,644 04
37,272 56
116,815 65 36,544 00
' 200 00
7,725 14 492 68

Profit and loss Interest paid Clearing house certifl-

631 00

Total

$ 1,928.832 73

Capital stock paid in. .$
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State ..
Due to banks and bankers in otherStates. . ..
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. . . . Time certificates Certified checks Treasurer's checks Due to clearing house.. Notes and bills redis-
Bills payable, including time certificates representing borrowed
Clearing house loan.. .. Taxes and Int. accrued.

500,000 00 120,000 00
71,324 33
40,512 81
7,258 69
471,060 75 23,100 00 101,029 24 1,539 69 155 02 23,217 69
70,000 00
465,000 00 17,000 00 17,634 51

Total

$ 1,928,832 73

LOANS AND DISCOUNTS.

In judgment Total

$
921,078 22 ... $ 921.078 22

Good Doubtful Worthless
Total

$ 921,078 22 $ 921,078 22

594

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Senoia, Located at Senoia, Ga., at the Close of Business December 30, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

25,182 33 3,395 30 1,750 00
2,574 60 1,946 02
4,566 29 2,150 50
690 00 105 00 438 03 380 34
2,020 00

' Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State .. Due to banks and bankers in other States... Due unpaid dividends. Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

25,000 00 1,018 34
16,909 33 2,270 74

Total
In suit In judgment Not in suit
Total

$ 45,198 41

Total

LOANS AND DISCOUNTS.

$

Good

Doubtful

28,577 63 Worthless

$ 28.577 63

Total

.$ 45,198 41
$ 28,577 63 ...$ 28,577 63

^WP

TREASURER'S REPORT.

595

Statement of the Condition of the Bank of Senoia, Located at Senoia, Ga., at the Close of Business December 17, 1907.

LEE HAND,
President.

VINDEX HAKD,
Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

Total

$

32,315 04 1,617 03
2,574 60 1,946 02
4,392 14 488 72
4,301 00 125 00 478 30 125 75
742 79
49,106 39

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. .. Due unpaid dividends.. Individual deposits subject to check Demand certificates.... Time certificates Certified checks
Cashier's checks Due to clearing house. . Notes and bills redis-

Bills payable, including time certificates representing b o r r owed money

Total

$

25,000 00 1,808 95
19,956 70 2,340 74
49,106 39

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful

32,315 04 Worthless

$ 32,315 04

Total

$ 32,315 04 $ 32,315 04

596

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Farmers & Merchants Bank, Located at Senoia, Ga., at the Close of Business December 30, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold
Silver, nickels and pennies
Checks and cash items. Exchanges for the clear-

88,435 23 27,164 65 5,379 54
500 00 2 000 00 1,691 50
1,-911 96
2,559 01 1,034 00
5 00
386 12 29 71

Interest paid Clearing house certifi-
Depositors fund.....

474 00 2,876 75

Total

$ 134,437 47

Capital stock paid in. .$ Surplus fund. Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States.
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates....
Certified checks
Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

50,000 00
11,294 56 1,000 00 5,500 00 41,903 39 10,685 11
54 41
4,000 00

Total

$ 134,437 47

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 105,599 88
$ 105,599 88

Good Doubtful Worthless
Total

$ 105,599 88 $ 105,599 88

TREASURER'S REPORT.

597

Statement of the Condition of the Farmers & Merchants Bank, Located at Senoia, Ga., at the Close of Business December 17, 1907.

M. H. COUCH, President.

H. P. REDWINE, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ...$ 112,718 42

Demand loans

Overdrafts

2,717 63

Bonds and stocks owned

by the bank

500 00

Banking house

2,000 00

Furniture and fixtures. 1,691 50

Other real estate

DuB from banks and

bankers in this State. 2,591 44

Due from banks and bankers in other States

3,633 35

Currency

1,425 00

Gold

220 00

Silver, nickels and

pennies

547 20

Checks and cash items

50 30

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Capital stock paid in... $
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. .. Due unpaid dividends. . Individual deposits subject to check
Savings deposits Demand certificates.... Time certificates
Certified checks Cashier's checks
Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

50,000 00 11,064 53
47,29122 11,507 61
67148
7,500 00

Total

$ 128,097 84

Total

LOANS AND DISCOUNTS.

$ 128.0P7 84

In suit In judgment Hot in suit
Total

$ U2,718 42
$ 112,718 42

Good Doubtful Worthless
Total

$ 112,718 42 $ 112,718 42

598

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Sharon, Located at Sharon, Ga., at the Close of Business November 14, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$ Demand loans

Overdrafts

Overdrafts secured by cotton

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures. Other real estate

Due from banks and

bankers in this State. Due from banks and

bankers in other States

Currency

.'

U-old

Silver, nickels and pen-

nies

Checks and cash items. Exchanges for the clear-
ing house

Profit and loss

.'.

Interest paid

35,602 66 906 78
1,640 94
681 79 5,792 03 1,319 78 i oos 00
210 69 1,078 97

Capital stock paid in. .$

Surplus fund

Undivided profit?, less

current expenses and

taxes paid

;. .

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States .. .

Due unpaid dividends. .

Individual deposits sub-

ject to check

Savings deposits

Demand certificates

Time certificates

Certified checks

Cashier's checks

Due to clearing house

Notes and bills rediscounted...'

Bills payable, including

time certificates rep-

resenting borrowed money

15,000 00 4,176 46 9 425 96
24,749 97 1,889 25

__Tot&l1^_^^ ....f 48,24164

T"tal

$ 48,241 64

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
_ - Ttal

\ . .$ ...
$

36,509 44 36,509 44

good. Doubtful Worthless
Total

$ 36509 44 $ 36,509 44

^w*

TREASURER'S REPORT.

599

Statement of the Condition of the Bank of Sharon, Located at Sharon, Ga., at the Close of Business December 17, 1907.

GEO. N. WRIGHT, President.

WM. L. KENDRICK, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. . $ Demand loans Overdrafts Bonds and stocks own-
ed by the bank Banking house Furniture and fixtures Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in otherStates
Currency Gold ..:.. Silver, nickels and pen-
nies Che-ks and cash items. . Exchanges for the clear-
ing house Profit and loss Interestpaid

Total

$

36,725 74 970 10
591 79 5,482 75
19 06 355 2
1500
28 5A
609 40
44,797 41

Capital stock paid in . ..$

Surplus fund

Undivided profits, less

current expenses and

taxes paid...

..

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States....

Due unpaid dividends . .

Individual deposits sub-

ject to check

Demand certificates....

Time certificates

Certified checks

Cashier's checks

Clearing house certifi-

cates

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

Total

$

15,000 00 4,176 46 2,604 89
21,126 81 1,889 25
44,797 41

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good Doubtful

36,725 <4 Worthless

* 36,725 74

Total

$ 36,725 74 $ 36,725 74

600

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Shellman Banking Co., located at Shellman, Ga., at the Close of Business January 10, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank
Banking house
Furnitureandfixtures. . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

20,235 87 13,796 76 12,454 08
1,700 00 1,500 00 1,000 00
8,436 29
24 85 21 49 io 00
725 76

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bank-
ers in other States... Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. .. .
Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing b o r r o wed money

24,000 00 1,157 82
4,422 89 282 86 172 00 524 00
29,562 13 1,910 91

Total

$ 62,032 61

Total.

$ 62,032 61

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 265 68 33,766 95
.$ 34,032 63

Good Doubtful Worthless
Total

$ 34,032 63 $ 31,032 63

rr*

TREASURER'S REPORT.

601

Statement of the Condition of the Shellman Banking Co.,. Located at Shellman, Ga., at the Close of Business December 17, 1907.

W. J. OLIVER, President.

T. R. ARTHUR, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. . $ Demand loans Overdrafts, secured. ... Overdrafts, unsecured.. Bonds and stocks owned
Banking house Furniture and fixtures. Other real estate. Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. Clearing house certifi-
cates Profit and loss Interest paid

Total

*

24,833 04
29,437 03 503 90
1,400 00 1,500 00 1,000 00
7,606 52
722 85 3,810 00
515 00
795 27 93 00

Capital stock paid in . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . . Due unpaid dividends.. Individual deposits subject to check Demand certificates. . . .
Cashier'schecks Due to clearing house.. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

72.216 61

24,100 00 1,157 82 6,364 94
38,873 94 1,719 91
72,216 61

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful

24,833 04 Worthless

if 24,833 04

Total

$ 24,318 04 515 00
$ 24,833 04

602

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Siloam, Located at Siloam, Ga., at the Close of Business December 26, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$
Overdrafts Bonds and stocks owned
by i he bank Banking house Furniture and fixtures. . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items.Exchanges for the clear-
ing house Profit and loss Interest paid Advanced on cotton. . . .

32,505 50 12,015 80
455 63
2,743 00 1,567 50
3,652 46 171 02
1,030 00 15 00
649 14 1.223 95
1,708 58

Capital stock paid in. .$
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States... .
Due unpaid dividends... Individual deposits sub-
ject to check Demand certificates. . . . Time certificates Certified checks Oashier'schecks Due to clearing house. . Notes and bills redis-
Bills payable, including time certificates representing bor rowed money

15,000 00 6 000 00 4,235 89
18,366 87 2 134 82
12,000 00

Total

$ 7,737 58

Total

$ 57,737 5S

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

:

Doubtful

44,521 30 Worthless

$ 44,521 30

Total

$ 44,521 30 $ 44,521 30

. rm

TREASURER'S REPORT.

603

Statement of the Condition of the Bank of Siloam, Located at Siloam, Ga., at the Close of Business December 17, 1907.

JNO. F. HOLDEN, President.

H. F. MITCHELL, Cashier.

RESOURCES.
Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate 'Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

LIABILITIES.

34,100 10 10,977 05
578 71
2,743 00 1,507 50
1,932 64 241- 49
1,200 00 15 00
404 94 544 20
1,707 83

Capital stock paid in.. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State , Due to banks and bankers in oDher States.. . Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted
Bills payable, including time certificates represen ting b o r r owed
money

15,000 00 6,000 00 3,975 79
16,345 35 2,191 32
12,500 00

Total

$ 56,012 4b

Total

$ 56,012 46

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

.$

Good

Doubtful 45,077 15 Worthless

$ 45,077 15

Total

$ 45,477 15 $ 45,077 15

604

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Smithville, Located at Smithville, Ga., at the Close of Business December 10, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$

Overdrafts Bonds and stocks owned

Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and bankers in other States. Currency Gold Silver, nickels and pen-

Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates Depositors fund

Total

$

48,533 79 2,461 00
5,054 49 1,587 11 1,100 00 3,795 84 3,033 51 2,085 00
1,046 87 5,116 82
215 00 2,926 90 76,956 33

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States....
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates....
Certified checks
Due to clearing house . . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

Total

$

25,000 00 243 86
29,313 32 15,399 15
7,000 00 76,956 33

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

2,100 00 Doubtful

48.894 79 Worthless

$ 50,994 79

Total

$ 50,977 79 17 00
.$ 50,994 79

<qrw

TREASURER'S REPORT.

605

Statement of the Condition of the Bank of Smithville, Lo^ cated at Smith ville, Ga., at the Close of Business December 17, 1907.

W. D. WELLS, Vice-President.

J. C. MCCLAIN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . ..$ Demand loans
Bonds and stocks owned by the bank
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and

Gold

Silver, nickels and pen-

nies



Clearing house certifi-
cates Profit and loss

48,022 87 2,670 50
5,054 49 1,587 11 1,100 00
8,730 46
4,209 27 2,114 00
5 00
1,235 33 3,u23 40
187 00
243 26

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub-
Demand cert i fi c a t e s. Time certificates Certified checks
Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

25,000 00 500 00
30,190 29 15,399 15
93 25 7,000 00

Total
In suit In judgment Not in suit
Total 40 tr

$ 78,182 69 LOANS AND DISCOUNTS.

$ 2,680 00 Good 100 00 Doubtful
47,913 37 Worthless :

$ 50.693 37

Total

78,182 69
$ 50,676 37 17 00.
$ 50,693 37

606

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Social Circle, Located at Social Circle, Ga., at the Close of Business November 2, 1907.

RESOURCES.

Loans and discounts. $ Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Silver, nickels and pennies
Checks and cash items. Exchanges for the clear-

127,729 62 2,090 33 7,750 49 2,414 43
2,203 95
36,475 77 10,641 15 2,153 00
67 50 534 70
70 25

Profit and loss Interest paid
Clearing house certificates.

Total

$

135 00 192,266 19

LIABILITIES.

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other Stales . . Due unpaid dividends. . Individual deposits sub-
Demand certificates. . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

50,000 00 24,500 00
189 70
482 00 61,857 82
6,587 68 23,648 99
25,000 00

Total

$ 192,266 19

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
i
Total

$

Good

Doubtful

129,819 95

^r* *>

TREASURER'S REPORT.

607

Statement of the Condition of the Bank of Social Circle, Located at Social Circle, Ga., at the Close of Business December 17, 1907.

J. M. HURST, JR., President.

M. L. MOBLEY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts .. .$ 114,257 06

Demand loans

3,638 35

Overdrafts

10,724 11

Bonds and stocks owned

by the bank

Banking house

l

Furniture and fixtures j

2,203 95

Other real estate ....

Due from banks and

bankers in this State . Due from banks and

6,806 51

bankers in other States Currency Odd Silver, nickels and pen-

8,563 66 1,251 00
42 50

nies

Checks and cash items ,

463 52

Exchanges for the clear-

ing house

Profit and loss

Interest p iid

Depositors guarantee

fund

....

Fire insurance fund. . . .

Capital stock paid in. . $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State .... Due to banks and bankers in other States. ... Due unpaid dividends . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including
time certificates representing borrowed money

50,00:) 00 24,500 00
124 18 1,847 04
218 00 42,066 99
7,385 79 22,508 33

Tot*1

* 148,650 33

Total

$ 148,650 33'

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 117,895 41
$ 117,895 41

Good Doubtful. Worthless
Total

$ 117,814 03 81 38
$ 117,895 41

608

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Walton County Bank, Located at Social Circle, Ga., at the Close of Business November 1. 1907.

BESODBCKH.

LIABILITIES.

Loans and discounts.. $ Demand loans Overdrafts Bonds and stocks owned
by the bank
Banking house. Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other Stales Currency Gold Silver, nickels and pen-
nies
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

Total

$

44,005 23 5,900 00 1,390 62
3,899 23 480 00
24,995 47 4,539 13 1,344 00
160 00 579 97 2,122 60
89,416 25

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends. Individual deposits subject to check Savings deposits
Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted
Bills payable, including time certificates representing b o r r o wed money

Total

$

25,000 00 1,000 00 3,275 32
44,236 14 5,904 79 10,000 00
89,416 25

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful 49,905 23 Worthless

$ 49,905 23

Total..

$ 49,905 23 $ 49,905 23

assa;.

TREASURER'S REPORT.

609

Statement of the Condition of the Walton County Bank, Located at Social Circle, Ga., at the Close of Business December 17, 1907.

E. L. NEWTON, President.

J. L. NEWTON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank
Furniture and fixtures. ) Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
Checks and cash items. Clearing house certifi-
cates Profit and loss.... Interest paid

45,808 34 2,400 00 1,493 71
3,899 23 1,430 00
9,296 53
3,018 93 1,675 00
175 00
008 00 5,029 85

Capital stock paid in. $ Surplus fund . . Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States. . .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. . . . Time certificates Certified checks

25,000 00 2,000 00 958 53
42,565 09 4,310 97

Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money
\

Total

$ 74,834 59

74,834 59

LOANS AND DISCOUNTS.

In suit In judgment

$

Good

Worthless ..

48,208 34 Doubtful

$ 48,208 34

Total

$ 48,208 34 .... $ 48,208 34

&m

610

TREASURER'S REPORT

Bank Examiner's Report of the Condition of the Bank of Soperton, Located at Soperton, Ga., at the Close of Business March 27, 1907.

KESOUUCES.

LIABILITIES.

Loans and discounts . . $ Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank

Furniture and fixtures. . Oiher real estate Due from banks and

Due from banks and bankers in other States

Gold Silver, nickels and pen-
nies Checks and cash items. Profit and loss Interest paid Depositors fund Clearing house certifi-
cates

Total

$

45,443 93 1,300 00 847 04
3,500 00 1,748 18
14,735 20 811 15
2,090 00 25 00 175 15
1,929 86
72,605 51

Capital stock paid in. .$

Surplus fund.

....

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States....

Due unpaid dividends. .

Individual deposits sub-

ject to check

Demand certificates. ...

Time certificates

Certified cheeks

Cashier's checks

Due to clearing house .

Bills payable, including

time certificates rep-

resenting borrowed

*

Total

$

15,000 00 1,500 00 1,079 85
30,754 4950 00
24,154 05 57 06
10 OS
72,605 51

LOANS AND DISCOUNTS.

In judgment Not in suit
Total

$ 1,395 83 Good.. 13b 00 Doubtful.
45,212 10

$ 46,743 93

Total

$ 46,743 93 $ 46,743 93

TREASURER'S REPORT.

611

Statement of the Condition of the Bank of Soperton, Located at Soperton, Ga., at the Close of Business December 17, 1907.

J. F. COOK, President.

W. R. MOSLBY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .% Demand loans Overdrafts Bonds and stocks owned
by the bank
Banking house
Furniture and fixtures. . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Cold Silver, nickels and pen-
nies
Checks and cash items . Exchanges for the clear-
ing house ... Profit and loss Interest paid Clearing house certifi-
cates on hand

Total

$

35,952 95 800 00
1,073 47
3,500 00 1,923 33
23,214 70 1,823 16 968 00 20 00 222 14 543 01
70,0a 36

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends. . Individual deposits subject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money
Clearing house certificates issued

Total

$

15,000 00 1,500 00 1,659 42
3f ,778 13 18,628 45 2,475 36
70,041 36

LOANS AND DISCOUNTS.

In suit In judgment. Not in suit
Total

$

187 10 Good

Doubtful

36,565 85 Worthless

$ 36.752 95

Total

$ 36,689 95 03 00
$ 36,752 95

612

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Merchants & Farmers Bank, Located at Sparks, Ga., at the Close of Business February 26, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. $ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers inotherStates
Gold Silver, nickels and pen-
nies.. Checks and cash items. Exchanges for the clear-
ing house. Profit and loss
Clearing house certificates

81,965 50 453 16
3,559 34
2,271 90
2,683 03
4,887 73 1,597 00
390 00
362 56 100 20

Capital stock paid in.. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing b o r r o wed money

30,000 00 5,067 16
31,456 43 20,505 98
371 06 869 79 10,000 00

Total
In suit In judgment Not in suit
Total

$ 98,270 42

Total

LOANS AND DISCOUNTS.

$

94 00 Good

Doubtful

82,324 66 Worthless

$ 82,418 66

Total

$ 98,270 42
$ 81,965 50 453 16
$ 82,418 66

TREASURER'S REPORT.

613

Statement of the Condition of the Merchants & Farmers Bank, Located at Sparks, Ga., at the Close of Business December 17, 1907.

S. G. ETHRIDCTE, President.

0. C. GEWIN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ 67,780 40

Demand loans

415 85

Overdrafts

- 835 22

Bonds and stocks owned

by the bank

Banking house Furniture and fixtures. .

2,271 90

Other real estate

Due from banks and

bankers in this State. 1,237 40

Due from banks and bankers in other States

4,178 75

Currency

735 00

Gold.... . ...:

285 00

Silver, nickels and pen-

nies Checks and cash items.

520 25

Exchanges for the clear-

ing house

Profit and loss

Interest paid

407 08

Capital stock paid in . .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

...

Due to banks and bank-

ers in this State .

Due to banks and bank-

ers in other States. . . .

Due unpaid dividends.

Individual deposits sub-

ject to check

Demand certificates

Time ceri ificates

Certified checks

Cashier's checks

Due to clearing house,

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

Over and short

30,000 CO 9,170 95
17,676 08 9,229 72
5:12 19
12,000 00 7 31

Total

$ 78,616 86

Total

$ 78,616 85

LOANS AND DISCOUNTS.

In suit In -judgment Not in suit
Total

$

225 80 Good

51 00 Doubtful

07,503 60 Worthless

$ 67,780 40

Total

$ 67,641 65 138 75
$ 67,780 40

*u^

614

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Sparta, located at Sparta, Ga., at the Close of Business November 25, 1907.

BESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by
cotton
Bonds and stocks owned by the bank
Banking house
Furniture and fixtures Other real estate Due from banks and
bankers in this State Due from banks and
bankers in other States Currency
Gold Silver, nickels and pen-
ief-----. Gnecks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

108,131 48 95 539 01 6,248 31
7,660 00 2,567 32
14,894 88 3,056 57
n|716 00 622 00
2,156 80 4 545 51
3,290 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States. .
Due unpaid dividends . Individual deposits sub-
ject to check Savings deposits..
Demand certificates. . . .
Time certificates Certified checks Cashier's checks Due to clearing house.
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed money

25,000 00 3,500 00 3,832 29
2 50 16 00 99,309 96 43,760 13
15,000 00'

Total

$ 190,420 88

Total

$ 190,420 88

In Slt In judgment Not in suit
Total

LOANS AND DISCOUNTS.

$ 1,010 60 132,052 89
$ 133,663 49

Good Doubtful Worthless
Total

if 132,772 14 750 00 141 35-
$ 183,663 49

TREASURER'S REPORT.

615

Statement of the Condition of the Bank of Sparta, Located at Sparta, Ga., at the Close of Business December 17, 1907.

E. A. ROZIBR, President.

J. D. BURNETT, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$
Overdrafts Bonds and stocks owned
Furniture andfixtures. . Other real estate. ... Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-

97,928 09 32,391 23
5,641 89
7,060 00
2,567 32
7,791 35
6,043 85 4,380 00
600 00
1,652 35 1,318 95

Capital stock paid in. .$ , 25 000 00

Surplus fund

3,500 00

Undivided profits, less

current expenses and 3,844 69

Due to banks and bank-

ers in this State

91 90

Due to banks and bank-

ers in other States ...

Due unpaid dividends. .

16 00

Individual deposits sub-

ject to check

93,131 91

Savings deposits

Demand certificates. .. .

Time certificates

42,376 93

Cashier's checks Due to clearing house. . Notes and bills redis-
counted . Bills payable, including
time certificates representing borrowed

13 60

167,975 03

Total

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

......$ 1,646 56 128,672 76
$ 130,319 32

Good Doubtful Worthless
Total

$ 167,975 03
$ 128,560 77 1,435 5C 323 0&
$ 130,319 32

*Ms

616

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Cohutta Banking Co., Located at Spring Place, Ga., at the Close of Business September 20, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. . .$ Demand loans Overdrafts Overdrafts secured by
cotton
Bonds and stocks owned by the bank
Banking house
Furniture and fixtures. Other real estate Due from bnnks and
bankers in this State. Due from banks and
bankers in other States Currency vjoid
Silver, nickels and pennies
Checks and cash items.. Exchanges for the clear-
ing house Profit and loss Interest paid

40,083 85 200 00 148 79
1,647 20
3,984 33 5,175 00 1>452 00
35 00 ^<7o 25 To9 16

Capital stock paid in. . .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State ....
Due to banks and bankers in other States
Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits
Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. .
Notes and bills rediscounted
Bills payable, including
time certificates representing borrowed money

15,000 00
l ,226 81
133 85 35,334 92
1,500 00

To'"1

$ 53,195 58

Total

$ 53,195 58

In suit In judgment Not in suit
Total

LOANS AND DISCOUNTS.

.f 40,283 85
$ 40,283 85

good Doubtful Worthless
Total

$ 40,283 85 $ 40,283 85

**

TREASURER'S REPORT.

617

Statement of the Condition of the Cohutta Banking Co., Located at Spring Place, Ga., at the Close of Business December 17, 1907.

M. 0. HORTON, President.

W. Z. LATCH, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house, rented Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
Currency Gold Silver, nickels and pen-
Checks and cash items.. Exchanges for the clear-
Interest paid .

36,128 43 112 94
1,647 20
4,247 16 158 33
2,879 00 745 00 919 94

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State. ... Due to bank- and bankers in other States ... Due unpaid dividends.. Individual deposits sub-
Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

15,000 00 1,283 92 579 86-
26,975 22
2,000 00

Total

$ 45,839 00

Total

$ 45,839 00

In judgment Total.

LOANS AND DISCOUNTS.

35,129 43 Worthless

. $ 35,129 43

Total

$ 35,129 43 $ 35,129 43

618

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Statesboro, Located at Statesboro, Ga., at the Close of Business May 25, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. $ Demand loans
Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in otherStates Currency Gold Silver, nickels and pen-
nies
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Depositors fund

267,196 84 1,082 34
6,000 00
8,500 00
7,724 78
10 784 21 4,875 00
755 00
668 77 466 99

Capital stock paid in. .$ Surplus fund. Undivided profits, less
current expenses and taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States... . Due unpaid dividends . Individual deposits sub-
ject to check
S.vings deposits Demand certificates. ... Time certificates Certified checks ...
Cashier's checks Due to clearing house. . Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed money

75,000 00 20,000 00 15,483 48
362 05
105,740 73 51,429 11
18 56
10,000 00

Total

$ 278,033 93

Total

$ 278,03c 93

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 237,196 84
$ 237,196 84

Good Doubtful Worthless.
Total

$ 237,196 84 $ 237,196 84

m

TREASURER'S REPORT.

619

Statement of the Condition of the Bank of Statesboro, Located at Statesboro, Ga., at the Close of Business December 17, 1907.

J. L. CoLEMAN, President.

8. 0. GROOVER, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. $
Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Clearing house certifi-
cates Profit and loss Interest paid

178,264 64 7,759 05 3,596 61
6,000 00 8,500 00 16,033 56 13,219 42 12,376 00
220 00 362 23 2,647 78
936 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and
Due to banks and bank-
Due to banks and bankers in other States . ..
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. .. Time certificates Certified checks Cashier's checks .... Due to clearing house.. Notes and bills redis-
count^ Bills payable, including
time certificates representing borrowed money

75,000 00 20,000 00
14,485 06 1,626 21
94,304 05 44,237 41
262 56

249,915 29

Total

....$ 249,915 29

LOANS AND DISCOUNTS.

In suit,... In judgment Not in suit
Total

$ 1,254 60 184,769 09
$ 186,023 69

Good Doubtful Worthless
Total

$ 186,023 69 $ 186,023 69

tu_

620

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Sea Island Bank, Located at Statesboro, Ga., at the Close of Business May 27, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts .. .$ Demand loans
Overdrafts secured by cotton
Bonds and stocks owned by the bank
Banking house Furniture and fixtures . Other real estate.. Due from banks and
bankers in this Htate. . Due from banks and
bankers in other States.
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

158,871 44 1,737 06 641 94
2,710 00.
2,355 59 11,371 49
1,816 00 40 00 195 53
353 14

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States ....
Due unpaid dividends. . Individual deposits sub-
ject to check
Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted.... Bil's payable, including
time certificates representing borrowed

50,000 00 11,180 93
53,602 72 45,942 55
347 69 4,018 30 15,000 00

Total

$ 180,092 19

Total

$ 180,092 19

. LOANS AND DISCOUNTS.

In judgment Total

$
160,608 50 $ 160,608 50

Good Doubtful Worthless
Total

$ 160,608 50 .. .1 160,608 50

TREASURER'S REPORT.

621

Statement of the Condition of the Sea Island Bank Located at Statesboro, Ga., at the Close of Business December 17, 1907.

J. F. BBANNEN, President.

R. F. DONALDSON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . $ Demand loans
Bonds and stocks own 3d by the bank
Banking house Furniture and fixtures . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
Clearing house certificates

137.971 83 7,771 43 .1,430 53
2,710 00
! 0,090 67 1,406 19 5,098 00
429 39 1,134 24
1,264 00

Capital stock paid in .$
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States.. .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills redis-
Bills payable, including time certificates representing borrowed money

50,000 00 11,898 74
54,315 02 52,838 47
314 05

Total
Jot in suit Total

$ 169,366 28

Total

LOANS AND DISCOUNTS.

145,743 26 $ 145,743 26

Good Doubtful

$ 169,366 28
$ 145,743 26 145,743 26

622

TREASURER'S REPORT.

:

Bank Examiner's Report of the Condition of the Bank of Statham, Located at Stathatn, Ga., at the Close of Business August 21, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid :

39,590 26 1,392 19 327 77
1,619 00 1,686 17
1,915 72 1,281 86
480 00 5 00
187 30 152 08
106 24

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. .
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed money

15,000 09 2,000 Of 405 80 1 19
4,376 29 7,164 00
1 59 1,824 72
18,000 00

Total.
In suit In judgment. . Not in suit
Total

.$ 48,773 59

Total

LOANS AND DISCOUNTS.

$ 2,329 19 38,653 26
$ 40,982 45

Good Doubtful Worthless
Total

.$ 48,773 59
$ 40,957 45 25 0
$ 40,982 45

TTW1

TREASURER'S REPORT.

623

Statement of the Condition of the Bank of Statham, Located at Statham, Ga., at the Close of Business December 17, 1907.

L. O. BBKTON, President.

W. M. FITE, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... $ Demand loans. Overdrafts Bonds and stocks owned
by the b nk
Banking house Furni i ure and fixtures. Other real estate Due from banks and
bankers in this State.
Due from banks and bankers in other States

Gold

'..

Silver, nickels and pen-

nies

...

Checks and cash items..

Exchanges for the clear-

17,880 80 2,667 83
1,619 00 1,686 17
7,924 71
8,063 98 2,052 00
10 00 164 17 75 00

Profit and loss

233 73

Capital stock paid in.. .$ Surplus fund Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States... .
Due unpaid dividends.. Individual deposits sub-
ject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

15,000 00 2,000 00
715 92 1 19
18,148 74 6,386 20
125 34

In suit Total

42,377 39

Total

LOANS AND DISCOUNTS.

$

25 00

17,855 80

$ 17,880 80

Good Doubtful
Total

$ 42.377 39
$ 17,855 80 ....... i. 25 00
$ 17,880 80

624

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Stillmore, Located at Stillmore, Ga., at the Close of Business April 23, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ 46,850 08

Overdrafts Overdrafts secured by
cotton
Bonds and stocks owned

11,265 80

Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-

1,155 26 1,546 42
668 32
122 00
200 32

Profit and loss Interest paid

Capital stock paid in. . -.-$Surplus fund
Undivided profits, less
current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States....
Due unpaid dividends. . Individual deposits sub-
ject to check
Demand certificates Time certificates... Certified checks Cashier's checks.. Due to clearing house. .
Notes and bills rediscounted.
Bills payable, including
time certificates representing borrowed

25,000 oa 3,750 00 1,147 63 533 oa 64 87 ,386 67 2,976 Ofr
30,000 00-

Total
In suit In judgment Mot in suit
Total

$ 61,808 20

Total

LOANS AND DISCOUNTS.

$ 250 00
46,600 08
$ 46,850 08

Good Doubtful Worthless
Total

9 61,808 20
$ 46,850 0& $ 46,850 0

^Pf

TREASURER'S REPORT.

625

Statement of the Condition of the Bank of Stillmore, located at Stillmore, Ga., at the Close of Business December 17, 1907.

E. A. EDENFIELD, President.

A. G. HEATH, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$ Demand loans.... Overdrafts
Bonds and stocks owned by the bank
Banking house
Furniture and fixtures . Other real estate
Due from banks and bankers in this State.
Due from banks and
bankers in other States Currency Gold
Silver, nickels and pennies
Checks and cash items . Exchanges for the clear-
ing house
Profit and loss Interest paid

32,716 30
1,155 26 1,546 42
3,489 78 347 27
1,012 00 10 00
818 57

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. .. Due unpaid dividends. . Individual deposits subject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks Dae to clearing house. Notes and bills rediscounted Bills payable, including time certificates representing bor rowed money

25,000 00 4,207 94
7,370 52 1.517 14
3,000 00

Total.
In suit In judgment Not in suit
Total

41,095 60

Total

LOANS AND DISCOUNTS.

,$

Good

Doubtful

32,716 30 Worthless

$ 32,716 30

Total.

$ 41,095 60
$ 32,716 30 $ 32,716 30

626

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Stone Mountain Bank, Located at Stone Mountain, Ga., at the Close of Business December 26, 1907.

BESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans
Overdrafts secured by
Bonds and stocks owned by the bank
Furniture and fixtures. Other real estate Due from banks and
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
Profit and loss Interest paid Clearing house certifi-

Total

$

19,934 60 1,658 95
2,643 85 1,922 00
1,000 85 929 83
2,602 00 20 00
308 31 34 77
271 00 31,326 16

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand crt-tificates. . ..
Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

Total

$

16,000 00 2,232 08 1S.736 47
357 61
31,326 16

LOANS AND DISCOUNTS.

In judgment Not in suit
Total

$

Good

Doubtful

21,593 55

$ 21,593 55

Total

... . $ 81,593 55 . ..$ 81,593 55

muumm&m mm*.

TREASURER'S REPORT.

627

Statement of the Condition of the Stone Mountain Bank Located at Stone Mountain, Ga., at the Close of Business December 17, 1907.

J. O. NOERIS, President.

J. D. BOND, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$
Bonds and stocks owned by l he bank:
Furniture and fixtures. Oi her real estate Due from banks and
bankers in this State. Due from banks and
Currency Gold Silver, nickels and pen-
nies Checks and cash items Exchanges for the clear-
Profit and loss Interest paid

22,303 60
2,643 85 1,922 00
4,620 76 1,257 97
465 00 35 00 201 28

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . Due unpaid dividends. . Individual deposits sub-
Demand certificates . . . Time certificates
Cashier's checks Due to clearing house. . Notes and bills redis-
Bills payable, including time certificates representing borrowed

15,000 00 2,309 72
15,782 13 357 61

Total
In suit In judgment Not in suit

$ 33,449 46

Total



LOANS AND DISCOUNTS.

$

Good

Doubtful

22,303 60 Worthless

$ 22,303 60

Total

$ 33,449 46
% 22,303 60 $ 22,303 60

628

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Chattooga County Bank, Located at Summerville, Ga., at the Close of Business October 22, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .| Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this StateDue from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
Profit and loss Interest paid Clearing house certifi-

47,651 91 1,860 00 225 73
2,914 59 2,480 46
293 00
2,569 69 3,211 00 1,655 00
341 96 118 32

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends . Individual deposits subject to check
Demand certificates ... 'lime certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

18,655 U0 811 40 441 87 104 46
27,441 93 2,867 00
13,000 00

Total
In suit In judgment .' Not in suit
Total

$ 63,321 66

Total

LOANS AND DISCOUNTS.

49,511 91 49,511 91

Good Doubtful Worthless
Total

$ 63.321 66
49,511 91 $ 49,511 91

TREASURER'S REPORT.

629

Statement of the Condition of the Chattooga County Bank, Located at Summerville, Ga., at the Close of Business December 17, 1907.

J. D. TAYLOR, President

J. V. WHEELER, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate.

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency Gold



Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear,

ing house

Profit and loss

Interest paid

34,036 30 750 00 249 10
2,914 59 2,480 46
1,017 13
2,445 15 3,015 00 1,675 00
2.065 81 546 47
1,795 OS 413 67

Capital stock paid in. . .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States....

Due unpaid dividends. .

Individual deposits sub-

ject to check

Demand certificates.. . .

Time certificates

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

.

18,655 00 811 40
2,795 11
22,275 25 2,367 00
500 00
6,000 00

Total

$ 53,403 76

Total

* 53.403 76

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

34,036 30 $ 34,036 30

Good Doubtful Worthless
Total

$ 34.036 30 $ 34,036 30

630

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Peoples Bank,. Located at Summit, Ga., at the Close of Business May 24, 1907.

EESOURCES.

LIABILITIES.

Loans and discounts... $ 105,498 73

Demand loans

Overdrafts

Overdrafts secured by

cotton

Bonds and stocks owned

by the bank

Banking house

6,300 00

Furniture and fixtures. 1,630 30

Other real estate

Due from banks and

bankers in this State. 5,171 21

Due from banks and

bankers in other States 3,442 78

Currency

1,826 00

Gold

350 00

Silver, nickels, and pen-

nies

617 35

Checks and cash items

159 91

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Capital stock paid in. . .% Surplus fund
Undivided profits, less current expenses and taxes paid "
Due to banks and bankers in this State
Due to banks and bankers in other States.. .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house . Aotes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

85,000 00 11,882 02
38,859 96 14,416 00
338 30
45,000 00

Total
In suit In judgment Not in suit
Total

$ 124,996 28

Total

LOANS AND DISCOUNTS.

$ 339 90 105,158 83
$ 105,498 73

Good Doubtful Worthless
Total

$ 124,996 28
$ 105,498 73 % 105,498 73

TREASURER'S REPORT.

631

Statement of the Condition of the Peoples Bank, Located at Summit, Ga., at the Close of Business December 17, 1907.

J. A. JONBS, President.

S. J. FLANDERS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$

Bonds and stocks owned

Banking house

Furniture and fixtures.

Other real estate

'

Due from banks and

bankers in this State.

Due from banks and

bankersin otherStates

Gold. Silver, nickels and pen-

Checks and cash items. Exchanges for the clear-

Profit and loss

81,531 34
6,300 00 1,905 30
7,510 21 2,762 56 1,452 00
465 00 505 95 244 52

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and
Due to banks and bank-
Due to banks and bankers in other States...
Due unpaid dividends.. Individual deposits sub-
ject to check Demand certificates....

Due to clearing house

Notes and counted.

.

bills

redis-

Bills payable, including

time certificates rep-

resenting borrowed

25,000 00 14,335 05
33,822 09 28,896 45
623 2

Total
In suit In judgment Not in suit
Total

% 102,676 f>8

Total

LOANS AND DISCOUNTS.

$

692 02 Good

356 95 Doubtful

80,482 37 Worthless

$ 81,531 34

Total

$ 102.676 88
$ 81,531 34 $ 81,531 34

. _-

ti32

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Emanuel, Located at Swainsboro, Ga., at the Close of Business May 22, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$

Demand loans

Overdrafts

Overdrafts secured by

cotion

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures. Other real estate

Due frem banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

..

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

78,361 83 968 00
1,948 32
3,187 46
5,169 24 1,519 30
543 00 40 00 318 73 869 .95

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid. .. Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates....
Time certificates Certified checks
Cashier's checks Due to clearing house. . Notes and bills redis-
counted
Bills payable, including time certificates representing b o r r o w ed money

25,000 00 5,835 27
31,153 89 15,945 66
21 01
16,000 00

Total.

$ 92,955 83

Total

$ 92,955 83

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

,$

],566 49 1S2 40

2ood Doubtful

77,580 94 Worthless

$ 79,329 83

Total

* 70,329 83 . .... .$ 79329 83

?w

TREASURER'S REPORT.

633

Statement of the Condition of the Bank of Emanuel, Located at Swainsboro, Ga., at the Close of Business December 17, 1907.

GBBBN BELL,
President.

W. H. PROCTOR, Cashier.

RESOURCES.

LIABILITIES^

Loans and discounts. $ Demand loans Overdrafts Bonds and stoeKs owned
Furniture and fixtures. . Other real estate Due from banks and
bankers in this State.. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

60,799 87 4,970 41 3,476 41
3,809 90
11,119 75 2,710 69 5,119 00
381 14 1,284 01
1,569 99

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bank-
Due to banks and bankers in other States.. ..
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates.... Time certificates Certified checks
Due to clearing house. Notes and bills redis-
counted Bills payab'e, including
time certificates representing borrowed

25,000 00
7,684 30
N
46,996 92 15,300 4$
259 59

In judgment. . Not in suit
Total

95,241 17

Total.

LOANS AND DISCOUNTS.

$ 1,158 54 590 83 Doubtful
64,020 91

$ 65,770 28

Total

$ 95,241 17
$ 65,770 28 65,770 28

634

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank,. Located at Swainsboro, Ga., at the Close of Business May 22, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans
Overdrafts secured by cotton
Bonds and stocks owned

114,206 76 10,583 35
4,122 08
2,037 18

Banking house

Furniture and fixtures.

Other real estate. .

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Stiver, nickels and pen-

nies

-

Checks and cash items.

Exchanges for the clear-

ing house

ProHt and loss

Interest paid

7,892 76 2,046 76 2,366 63
9,017 87
2,072 02 1,191 00
320 CO
300 08 1,789 55

Capital stock paid in. .9
Undivided profits, less current expenses and taxes paid... .
Due to banks and bank-
Due to banks and bankers in other States....
Due unpaid dividends . Individual deposits sub-
ject to check
Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
Bills pavable, including timecertificatesrepresenting borrowed money

20,400 00 26,146 53
62,437 41 48,929 87
32 23

Total

$ 157,946 04

Total

$ 157,946 04

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
JotaL .....

$ 1,018 94 123,771 17
$ 124,790 11

Good Doubtful Worthless
Total.

$ 124,665 11 125 00
$ 124.790 11

r*a

TREASURER'S REPORT.

635

Statement of the Condition of the Citizens Bank, Located at Swainsboro, Ga., at the Close of Business December 17, 1907.

(?o. RBNTZ, President.

HOM. D. STAUNTON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. . ..$ Bonds and stocks owned

108,421 49
15,368 32 20,976 93

Furniture anc fixtures..
Due from Danks and bankersir this State. .
Due from banks and bankers in otherStates
Silver, nickels and pennies
Checks and cash items. . Exchanges for the clear-
ing house Profit and loss

7,912 56 2,102 3! 2,366 63
21,958 03
38 79 7,480 00
260 00
1,105 23 1,770 96

Capital stock paid in...$
Undivided profits, less current expenses and taxes paid
Due 'to banks and bankers in this State
Due to banks and bankers in other States . . .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. . . .
Due to clearing house. . Notes and bills redis-
Bills payable, including time certificates representing borrowed

20,400 00 28,151 25
83,484 77 58,009 65
715 58

Total
In suit In judgment Not in feuit?
Total.

$ 190.761 25

Total

LOANS AND DISCOUNTS.

$

350 00

5<>0 00

123,939 81

$ 124,789 81

Good. , Doubtful Worthless
Total

$ 190,761 25
$ 124,689 81 100 00
$ 124,789 81

L

836

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank of Sylvania, Located at Sylvania, Ga., at the Close of Business June 22, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$

Demand loans

Overdrafts

Overdrafts secured by

cotton

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

. ...

Profit and loss

Interest paid

Clearing house certifi-

cates

71,580 88 3,169 36 2,075 83
2,021 22 2,000 00 10,981 64
1,01157 3,127 00
225 00
258 OS 1,172 53

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .. Due unpaid dividends. . Individual deposits subject to check Demand certificates....
Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed money....:

25,000 00 1,725 71
8 00 26,515 39 13,584 01
790 00
30,000

Total

$ 97,623 11

Total

$ 97,623 11

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful1

74,750 24 Worthless

..$ 74,750 24

Total

...$ 74,698 24 52 00
$ 74,750 24

^

TREASURER'S REPORT.

637

Statement of the Condition of the Citizens Bank of Sylvania, Located at Sylvania, Ga., at the Close of Business December 17, 1907.

W. J. WALKER, President.

JULIUS WALKER,
Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$ Demand loans
Bonds and stocks owned
Banking house Furniture and fixtures.. Other real estate Due from banks and
bankers in this State. Due from banks and
Gold Silver, nickels and pen-
Checks and cash items. . Exchanges for the clear-
ing house Profit and loss Interest paid Advances on cotton....

37.818 83 8,231 48 1,917 13
2,021 22 5,500 00 13,942 58 3,510 82 3,473 00
385 00 1,611 99 1,778 20
1,394 54

Capital stock paid in.. .$ Surplus fund Undivided .profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States...'.
Due unpaid dividends. . Individual deposits sub-
Demand certificates....
Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-

25,000 00 3,258 47
34,986 71 18,260 50
79 11

Bills payable, including time certificates representing borrowed

Total

$ 81,584 79

Total

'.

LOANS AND DISCOUNTS.

$ 81,584 79

In judgment Not in suit
Total

... $ 46,050 31
. . $ 46,050 31

Good Doubtful

$ 46,050 31 $ 46,050 31

^--.

638

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Screven County Bank, Located at Sylvania, Ga., at the Close of Business June 21, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State..

Due from banks and

bunkers in other States

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ins house

-

Profit and loss

Interest paid.

Depositors fund

136,094 56 3,653 63
997 42
1,253 74 859 17
2,131 00 535 00
1,455 68 1,873 84

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . . Due unpaid dividends . Individual deposits subject to check Savings deposits Demand certificates. . . . Time cercificates Certified checks Cashier's checks .. . . Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borro.wed money

25,000 00 22,244 35
39,623 09 11,811 71
123 22
50,051 67

Total
In suit In judgment Not in suit
Total

$ 148,854 04

Total.

LOANS AND DISCOUNTS.

$ 136,094 56
$ 136,094 56

Good Doubtful Worthless
Total

148,854 04
$ 135,798 11 296 45
$ 136,094 56

P

TREASURER'S REPORT.

63$

Statement of the Condition of the Screven County Bank. Located at Sylvania, Ga., at the Close of Business December 17, 1907.

L. H. HILTON, President.

W. P. WILLIAMS, Cashier.

BESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank. .. .
Banking lmu.se. Furniture and fixtures .

103,867 91 7,796 21
997 42

Due from banks and bankers in this State.
Due from banks and bankers in other States
Currency Gold: Silver, nickels and pen-
nies Checks and cash items. Clearing house certifi-

2,639 53
1,081 57 6,075 00
405 00
1,905 11 1,079 35

Profit and los Interest paid Clearing house certifi-
cates on Atlanta and other points.

3.031 34

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . . Due unpaid dividends Individual deposits subject to check. Demand certificates . . .
t 'ar>hier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

25,000 00 26,708 70
58,278 88 10,227 27
111 92
8,651 67

Total

* 128,878 44

Total

LOANS AND DISCOUNTS.

Not in suit Total ..... ..

103,867 91 $ 103,867 91

Good Doubtful

$ 128.878 44
$ 103,867 91 $ 103,867 91

640

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Sylvester Banking Co., Located at Sylvester, Ga., at the Close of Business February 4, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts..$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from' banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

.

Interest, paid

Clearing house certifi-

cates

116,231 53 1,316 08 2,477 69
1,850 00 2,300 00 4,(.00 00
3t,3i2 93
13,344 18 2,320 00
245 00
1,538 34 1,149 20

Capital stock paid in. .f Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States ...
Due unpaid dividends.. Individual deposits sub-
ject to check Demand certificates... . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

50,000 00 10,000 00 19,166 ia
76,745 6824,993 71
189 43.

Total.
In suit In judgment Not in suit
Total

$ 181,094 95

Total

LOANS AND DISCOUNTS.

$ 117,547 51
$ 117,547 51

Good Doubtful Worthless
Total

. .. ,$ lsi,094 95 $ 117547 51 $ 117,547 51

TREASURER'S REPORT.

641

Statemeat of the Condition of the Sylvester Banking Co., Located at Sylvester, Ga., at the Close of Business December 17, 1907.

6. A. ALFORD, President

J. H. WEST.BE BRY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . $ Demand loans Overdrafts (cotton).... Bonds and stocks ov.ned

107,120 35 10,122 28

Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankersin other States Currency Gold Silver, nickels and pen-
nies Checks and cash items Exchanges for the

1,860 00 2,300 00 4,000 00
27,546 85
12,938 90 9,200 00
800 00
2,231 64

Profit and loss

Advance on cotton

770 00

Total

$ 178,830 02

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and
Due to banks and bankers in this State ....
Due to banks and bankers in oth^r States....
Due unpaid dividends. . Individual d ep o s its
subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house,
certificates Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

50,000 00 10,000 00
21,536 28
78,189 36 14,548 88
5 00 185 50 4,415 00

Total. .

$ 178,880 02

LOANS AND DISCOUNTS.

In suit (with att'y for

collection)

$

In judgment

Not in .suit

Total

$

805 29 106,315 06 107,120 35

Good Doubtful Worthless
Total

$ 107,120 35 $ 107,120 35

642

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Talbotton, Located at Talbotton, Ga., at the- Close of Business December 13, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$

Demand loans

.'

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures..

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies ....

Checks and cash items..

Exchanges for the clear-

ing house.

Profit a>id loss

Interest paid.

Clearing house certifi-

cates

33,173 80 4,455 07
38 10
4,660 93 2,481 13
766 69 1,820 31
622 00 300 00 339 85 7,191 24
640 00

Capital stock paid in. $ Surplus fund. Undivided profits, less
current expenses and taxes paid Due-to banks and bank-
ers in this State Due to banks and bank-
ers in other States.... Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. . . . lime certificates. Ceriifled checks Cashier's checks Due to clearing house Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

30,000 00 1,48174
13.930 43 6,077 01
5,000 00-

.Total
In suit In judgment Not in suit
Total

$ 56,489 18

Total

LOANS AND DISCOUNTS.

,$

17 75 Good

Doubtful

37,611 18 Worthless

$ 37,628 93

Total

$ 56,489 18
$ 37,628 93 $ 37,628 93

OTMN

^

TREASURER'S REPORT.

643

Statement of the Condition cf the Bank of Talbotton, Located at Talbotton, Ga., at the Close of Business December 17, 1907.

,T. H. MCGEHEE, Vice-President.

-J. W. JORDAN, Cashier.

RESOURCES.

LIABILITIES.

Demand loans
Bonds and stocks owned by the bank
Banking house Furniture and fixtures . Other real estate Due from banks and
bankers in this State. Due from banks and
Gold Silver, nickels and pen-
Checks and cash items Exchanges for the clear-
Interest paid

32,573 42 4,455 07 36 56
4,660 93 2,481 13
1,057 19 1,316 67 5,172 00
300 00 583 14 3,727 11
16 04

Capital stock paid in.. .$ 30,000 00

Undivided profits less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other Stares. . . .
Due unpaid dividends.. Individual deposits sub-
Dema' d certificates. . .. Time certificates Certified checks........ Cashier's checks Due IO clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

1,529 64 557 03
13,210 58 6,077 01
5 00
5,000 00

Total

$ 56,379 26

Total

$ 5(>,S79 26

LOANS AND DISCOUNTS.

In judgment .... Total

17 75 37,010 74 $ 37,028 49

Good Doubtful
Total

$ 37,028 49 $ 37,028 49

64,4

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Peoples Bank of Talbotton, Ga., Located at Talbotton, Ga., at the Close of Business December 12, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... .$
Overdrafts Bonds and stocks owned

56,697 74 13,302 01
294 17

Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Clearing house certifi-
cates

4,735 63 3,055 98
9,052 42 5.926 17 16,390 00
330 00 3,510 70 2,468 16
3,971 00

Depositors g u a r an tee fund

2,810 81

Capital stock paid in. . .$ 25,000 09

Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States ..
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates ... Time certificates. Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing b o r r o wed

9,127 7
45 00 64,601 17 23,617 83
152 82

Total

$ 122,544 79

Total

$ 122,544 79

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 245 69
69,754 06
$ 69,999 75

Good., Doubtful Worthless
Total

$ 69,399 75 500 00 100 00
$ 69,999 75

--..

TREASURER'S REPORT.

645

Statement of the Condition of the Peoples Bank of Talbotton, Ga., Located at Talbotton, Ga., at the Close of Business December 17, 1907.

Yf. 8. WlTHA.lt, President.

A. P. PERSONS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .1

Demand loans

Overdrafts



Bonds and stocks owned

by the bank

Banking house Furniture andflxtures.

Other real estate

Due from banki and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold Silver, nickels and pen-

nies Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Paid for cotton for ship-

ment



Clearing house certifi-

cates

56,860 71 10,994 23
495 96
4,735 63 3,055 98
11,311 91 5,299 90 16,835 00 330 00 3,409 53 370 64
643 75 5,965 03
838 00

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and
taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States . . Due unpaid dividends . Individual deposits sub-
ject to check Deim-nd certificates ... Time certificates
Certified checks Cashier's checks Due to clearing house. Notes and bills redis-
counted ... Bills payable, including
time certificates representing borrowed
money

25,000 09
9,807 64
45 00 82,417 66 6,011 a
258 14

Total

$ 121,146

Total

$ 121,146 27

LOANS AND DISCOUNTS.

In suit Tax executions Not in suit
Total

*

^ 67,599 00

Good Doubtful . Worthless.

.$ 67,854 94

Total

67,254 94 500 00 100 00
$ 67,854 94

646

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Taylorsville, Located at Taylorsville, Ga., at the Close of Business October 3, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$ Demand loans

Overdrafts

...

Overdrafts secured by "cotton

Bonds und stocks owned

by the bank

Banking house

Furniture and fixtures. Other real estate

Du^ fro m banks and

bankers in this State Due from banks and

bankers inoiher States Currency

Gold Silver, nickels and nen-

oGuhn^icefks an;d ca-hi.tems.

Exchanges for the clearing house

Profit and loss Interest paid. ..

Deposit and guarantee

fund

65,528 30 651 17
700 00 1,400 00 1,597 91
11,952 87 3,329 56 1,691 00
185 00 1.21795 9344
2,822 70

Capital stock paid in. .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State. ...
Due to btnks and bankers in other States....
Due unpaid dividends . Individual deposits sub-
ject to check Savingsdeposits Demand certificates. ... Time certificates Certified checks Cashier's checks
Due to clearing house. . Notes and bills redis-
count^ Bills payable, including
time certificates, representing borrowed money

25,000 00 3,429 07 2,000 00 25,776 83 4,947 89
30,000 00

Total
In.suit . In judgment Not in suit
Ttal

$ 91.15;; 79

Total.

LOANS AMD DISCOUNTS,

$

ood

Doubtful

65,528 30 Worthless

.$ (55,528 30

Total

.$ 91,153 79
$ 65,526 30 $ 65,528 30

wmmmimmimmmmm^

TREASURER'S REPORT.

647

Statement of the Condition of the Bank of Taylorsville, Located at Taylorsville, Ga., at the Close of Business December 17, 1907.

W. E. PtJCKETT, President.

R. T. EBERHAKDT, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$

Demand loans

Overdrafts



Bonds and stocks owned

by the bank '.

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold Silver, nickels and pen-

nies Checks and cash items..

Exchanges for the clear-

inghouse

Profit and loss

Interest paid

Clearing house certifi-

cates

45,080 87 2,u00 00 1,356 24 700 00 1,400 00 1,597 91
10,604 11 7,307 81 1,781 00 140 00 588 31
148 37

Capital stock paid in. $
Surplus fund Undivided profits, less
current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States. ..
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. ...
Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
tim certificates representing borrowed
money

25,000 00 5,<571 48
83,148 o4 4,/84 oi
,__.,,,, 4,500 00

Total

$ 72,704 03

Total

LOANS AND DISCOUNTS.

* 72,704 63

In suit In judgment Not in suit
Total

$ ,7 080 87 4i,0bujw
,_J__471OS0_87_

Good Doubtful Worthless
Total

* 47,080 87 * 47,080 87

848

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Temple Banking Co., Located at Temple, Ga., at the Closeof Business October 22, 1907.

RESOURCES-

LIABTLITIES.

Loans and discounts. ..%

Demand loans

Overdrafts

Overdrafts secured by

cotton

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States Currency

Gold

.'..W

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

48,143 28 161 39
500 00 1,257 50
12,007 09
1.685 00 765 00 825 57 181 95

Capital stock paid in. . $ 2o,000 00

Surplus fund

Undivided profits, less

current expenses and

taxes paid

1,596 07

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States. . ..

Due unpaid dividends. .

Individual deposits sub-

ject to check

3#,620 63

Savings deposits

Demand certificates. . . .

Time certificates

6,310 08

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

12,000 00

-I^L
In suit In judgment Not in suit
T"tal

S 65,526 78|

Total

LOANS AND DISCOUNTS.

,$

Good

Doubtful. 48,143 28 Worthless.

$ 48.143 28

Total.

$ 65,526 78
$ 48 143 28 $ 48,143 28

_



TWl

TREASURER'S REPORT.

649

Statement of the Condition of the Temple Banking Co., Located' at Temple, Ga., at the Close of Business December 17, 1907.

DR. W. F. GOLDEN, President.

J. F. Di RRKTT, Cashier,

RESOURCES.

LIABILITIES.

Loans and discounts.. $ Demand loans Overdrafts, cotton Bonds and stocks owned
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Sold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-

33,116 90 1,298 57
500 00 1,257 50
10,814 65
4,415 00 2-15 00 524 62 210 99

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house.. . Notes and bills redis-
Bills payable, including time certificates representing borrowed
Clearing house loan . .

25,000 00 1,580 02
20,402 14 5,160 08 210 99

Total

$ 52,353 23

52,353 2S

.
In judgment Not in suit

LOANS AND DISCOUNTS.

$
75 00 Doubtful 33,T)41 90 Worthless

$ 33,116 90

Total

$ 33,116 90 $ 33.116 m

ma

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Farmers & Merchants Bank, Located at Tennjlle, Ga., at the Close of Business, May 15, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts $
Demand loans Overdrafts Bonds and stocks owned
by the bank
Banking house Furniture and fixtures.

Due from banks and

bankers in this State.

Due from banks and

bankers in other .States

Currency

Gold

Silver, nickels and pen-

nies

...

Checks and cash items.

Exchanges for the clear-

ing house ..

Profit and loss

Interest paid

Depositors fund

60,443 90 5,572 97 4,816 84 9,411 57 7,723 41 ],000 00 3,693 41 9,144 44 1,333 00
2,776 61 179 34
2,822 70

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this state .... Due to banks and bankers in other States. . . . Due unpaid dividends. . Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks
Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

25,000 00 5,000 00 7,323 52 15,500 00 8,000 00 30,142 18 3,896 21
56 28
20,000 00

Total. .

$ 114,918 19

114,918 19

LOANS AND DISCOUNTS.

In iudement Not in suit
Total

* . ...$

Good

$

Doubtful

Total

$

SlMSM^

TREASURER'S REPORT.

651

Statement of the Condition of the Farmers & Merchants Bank, Located at Tennille, Ga., at the Close of Business December 17, 1907.

W. S. WlTHAM, Prei-ident.

S. C. KNOX, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts $

Demand lonns. . .

Overdrafts, secured by

cotton.

Bonds and stocks owned

by the b tnk

Banking- hous*

1

Furniture and fixtures >

Othi-r real estate. ... j

Due from banks and

bankers in this State .

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

Profit and Lss

Interest paid

47,632 30
4,894 01 9,4U 57 9,068 90
3,772 24 6,968 79 4,151 00
2,087 60 10 00
2,481 27

Capital stock paid in . . .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

'

Due to brinks and bank-

ers in this Si ate

Due to banks and bank-

ers in other States. . .

Due unp 'id dividends. .

Individual deposits sub-

ject to check

Demand certificates....

Time certificates

Certified checks

Cashier's checks

Notes and bills redis-

cnunted

Bills payable, including

time cer ificates r^p-

resentingborr rowed

money

25,000 00 5,000 00 9,833 84
38,757 09 3,507 75 379 00
8,000 00

Total
In judgment Not in suit
Total

$ 90,477 68

Total

LOANS AND DISCOUNTS.

$ 1,426 48 46,205 82
$ 47,632 30

Good Doubtful AVorthless
Total

$ 90,477 68 $ 47.632 30

652

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Tennille Banking Co., Located at Tennille, Ga., at the Close of Business May 14, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . $ Overdrafts secured by

81,595 70 9,650 00
147 68

Bonds and stocks owned by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items . Exchanges for the clear-

1,141 80
49,882 42 12,239 43 2,831 00
. 1.0S2 44 518 19

Profit and loss

Interest paid

'

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . . Due unpaid dividends. . Individual deposits sub-
Savings deposits Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to.clearing house. . Notes and bills redis-
counfed Bills payable, including
time certificates representing borrowed money

30,000 00 18,354 04
101,799 95 8,901 97 32 70

159,088 66 LOANS AND DISCOUNTS.

159,088 66

In suit In judgment Not in suit
Total

$

Good

Doubtful.

91,245 70 Worthless

$ 91.245 70

Total

$ 91,245 70 $ 91,245 70

TREASURER'S REPORT.

653

Statement of the Condition of the Tennille Banking Co., Located at Tennille, Ga., at the Close of Busk ' ness December 17, 1907.

D. E. MCMASTKB, President.

J. H. ARNALL, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$
Demand loans... . Overdrafts secured by
cotton
Bonds and stocks owned by the bank
Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items.
Exchanges for the clearing house
Profit and loss Interest paid Clearing house certifi-
cates .

Total

$

25,164 25 15,867 77 18,673 22
66,030 26 16,611 94 11,079 00 3,310 00 2,422 91 1,255 50
HOOO
160,554 85

Capital stock paid in. .$ 30,000 00

Surplus fund

Undivided profits, less

current expenses and

taxes paid

19,746 50

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States ...

Due unpaid dividends..

Individual deposits sub-

ject to check

" 103,537 98

Demand certificates...

Time certificates

6,999 33

Certified checks

Cashier's checks

271 04

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

. time certificates rep-

resenting borrowed

money

Total

$ 160,554 85

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total
43 tr

%

Good Doubtful

41,032 02 Worthless

$ 41,032 02

Total

I 41,032 02 * 41,032 02

654

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Upson Banking & Trust Co., Located at Thomaston, Ga., at the Close of Business December 9, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture-and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies
Checks and cash items.. Exchanges for the clear-
ing house. Profit and loss Interest paid ..... . . . Clearing house certifi-
cates

159,690 05 8,532 56
1,000 00
21,483 74 6,656 62 12,158 00 1,695 00 591 71 2,440 79
1,081 00

Total

$ 215,329 47

Capital stock paid in . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bankers in other States.. .. Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house ;
certificates issued. . . . Notes and bills redis-
counted Bills payable, including,
time certificates representing bor rowed money.

50.000 00 10,000 00 1,081 87
62,055 48 68,192 12 4,000 00
20,000 00

Total

$ 215,329 47

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
'Total.

$

324 10

159,365 95

$ 159,690 05

Good Doubtful Worthless
Total

$ 159,690 05 $ 159,690 05

Wl

TREASURER'S REPORT.

665

Statement of the Condition of the Upson Banking & Trust Co., Located at Thomaston, Ga., at the Close of Business December 17, 1907.

S. Y. PBUITT, President.

L. P. DAVIS, Cashier

RESOURCES.

LIABILITIES.

Loans and discounts . .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house & fur- )

mture & fixtures % )

Other real estate



Due from banks and

bankers in this State.

Due from banks and bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

Clearing house certifi-

cates

Profit and loss

Interest paid

144,440 95 1,384 86 15,264 00
lfiQQ 0Q
12,444 86 13.615 05 11,110 00 1,235 00
813 21 3,604 47
19100

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividends Individual deposits subject to check Demand certificates ... Time certificates Certified checks .... Cashier's checks Clearing house certificates Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

50,000 00 10,000 00
204 66
58,881 57 55,872 12
145 00 5,000 00 5,000 00
20,000 00

Total . . .

.$ 205,103 So

Total

$ 205,103 35

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

77 00

221 00

144,142 95

$ 144,440 95

Good Doubtful Worthless
Total

$ 144,041 75 399 20
$ 144,440 95

656

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Thomasville, Located at Thomasville, Ga., at the Close of Business January 26, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts. Bonds and stocks owned
by the bank Banking house Furniture and fixtures Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items . Kxchanyes for the clear-
ing house Profit and loss Advances on cotton. ... Interest paid

283,780 85 22,175 00 4,785 88
55,000 00 10,275 02 3,954 23 4,765 69
33,233 96
51,901 08 31,741 00
620 00
3,518 68 414 51
1,705 23

Capital stock paid in. .$

Surplus fund

.

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States... .

Due unpaid dividends..

Individual deposits sub-

ject to check.

Demand certificates . . .

Time certificates

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

100,000 00 25,000 00' 22,574 27 23,050 25
52 00 323,205 64
15,988 97~
15,000 00

Total

$ 524,871 13

Total

$ 524.871 13

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 305,955 85
$ 305,955 5

Good Doubtful Worthless
Total.

$ 304.505 55 1,450 30
$ 305,955 85

m

TREASURER'S REPORT.

657

Statement of the Condition of the Bank of Thomasville, Located at Thomasville, Ga.,' at the Close of Business December 17, 1907.

E. M. SMITH, President.

B. H. WRIGHT, Secretary.

RESOURCES.

LIABILITIES.

Loans and discounts. .. ..$ 254,546 37

Demand loans

16,505 46

Overdrafts

10,272 04

Bonds and stocks owned

by the bank

32,900 00

Banking house

9,000 00

Furniture and fixtures

2,500 00

Other real estate

2,623 07

Due from banks and

bankers in this State. 13,919 70

Due from banks and

bankers in other States 59,616 75

Currency

44,518 00

Gold

10,295 00

Silver, nickels and pen-

nies

6,459 82

Checks and cash items .

63 37

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Advances on cotton. ... 28,075 48

Capital stock paid in. ..$ 100,000 00

Surplus fund

25,000 00

Undivided profits, less

current expenses and

taxes paid

41,721 25

Due to banks and bank-

ers in this State

17,187 03

Due to banks and bank-

ers in other States.. .

Due unpaid dividends. .

300 00

Individual deposits sub-

ject to check

267,357 25

Demand certificates. . . .

937 57

Time certificates

14,165 96

Certified checks

36 00

Cashier's checks

Due to clearing house . 24,590 00

Notes and bills redis-

counte i

Bills pavable, including

time certificates rep-

resenting borrowed

money

Total
Insult In judgment Not in suit
Total

$ 491,295 06

Total

LOANS AND DISCOUNTS.

$ 2,774 69 Good 521 59 Doubtful
251,250 09 Worthless

$ 254,546 37

Total

* 491,295 06
$ 253,392 27 1.154 10
$ 254,546 37

658

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Banking & Trust Co., Located at Thomasville, Ga., at the Close of Business January 24, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. . . $ 180,786 16

Bonds and stocks owned by the bank
Banking house Furniture and fixtures.

18,408 87
4,704 74 2,475 00

Due from banks and

bankers in this State..

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items..

Exchanges for the clear-

ing house

Profit and loss

Interest paid

...

Clearing house certifi-

10,951 11
45,335 97 10,890 00
162 50
6,407 24 2,421 01

Depositors guarantee fund

282,542 60

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bank-

50,000 00 24,516 30

Due to banks and bankers in other States....
Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits Demand certificates .. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills fedis-
counted Bills payable, including
time certificates representing borrowed

87 50 203,134 22
4,804 58

Total.

$ 282,542 60

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 180,786 16
$ 180,786 16

Good Doubtful .. Worthless
Total

$ 180,786 16 '. $ 180,786 16

^PHI

TREASURER'S REPORT.

659

Statement of the Condition of the Citizens Banking & Trust Co., Located at Thomasville, Ga., at the Close of Business December 17, 1907.

J. T. ClILPEPPER, President.

J. M. DEKLE, Asst. Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank
Banking house Furniture and fixtures. Other real estate
Due from banks and bankers in this State.
Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

178,899 70 7,200 00 8,030 44
4,704 74 2,475 00
1,017 57
2,24183 25,000 00
700' 00
4,727 24

Total

$ 234,996 52

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. .. Due unpaid dividends. . Individual deposits subject to check Demand certificates ... Savings deposits Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including
time certificates representing borrowed money

50,000 00
30,765 25
106,704 26 7,424 58
35,301 93 4,800 00

Total

$ 234,996 52

LOANS AND DISCOUNTS.

In suit In judgment
Total

$

265 00

178,634 70

% 178,899 70

Good Doubtful Worthless

$ 178,899 70 $ 178,899 70

660

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of The Peoples Savings Bank, L,oeated at Thomasville, Ga., at the Close of Business January 25, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. ..% Demand loans
Bonds and stocks owned
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
Gold Silver, nickels and pen-
nies Checks and cash items Exchanges for the clear-
Profit and loss Interest paid

Total

$

22,916 58
675 81 6,815 49
259 00 95 00 91 61 114 38
30.967 87

Capital stock paid in. . $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . Due unpaid dividends Individual deposits sub-

Demand certificates. . .. Time certificates
Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

Total

$

16,500 00 959 86
13.508 01
30,967 87

LOANS AND DISCOUNTS.

Not in suit Total

$

Good ..:.'

Doubtful

22,916 58 Worthless

$ 22,916 58

Total

S 22,916 58 $ 22,916 58

PR

TREASURER'S REPORT.

661

Statement of the Condition of The Peoples Savings Bank, Located at Thomasville, Ga., at the Close of Business December 17, 1907.

T. J. BALL, President.

S. N. BALL, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts $ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture, fixtures and
banks Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in otherStates
Currency Gold Silver, nickels and pen-
nies Checks and cash items Exchanges for the clear-
ing house Profit and loss *Interest paid Clearing house certifi-
cates

41,395 10
2.255 29
3,414 99 616 93
2,528 00 145 00 340 00 50 50 298 00

Capital stock paid in ... $

Surplus fund

Undivided profits, less

current expenses taxes paid ... .

and

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States....

Due unpaid dividends. .

Individual deposits sub-

ject to check

Demand certificates. .. .

Time certificates

Certified checks

Cashier's checks

Due to clearing house

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

25,000 00 1,000 00
956 63
16,187 18 1,900 00 6,000 00

Total'

..$ 51,048 81_ _Total

$ fiL048_81

*First quarter... .$110 00 and deducted from interest account

Second quarter. . 92 23 "

"

((

((

,,

l2"n2?S>tateSrt wfflnot be charged'off untilJanuary 1st, 1908.

LOANS AND DISCOUNTS.

In.suit

$

In judgment

Not in suit

Total

$

Good Doubtful. . Worthless .
Total

662

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Thomson, Located at Thomson, Ga., at the Close of Business November 15, 1907.

RESOUBCES.

LIABILITIES.

Loans and discounts.. $ Demand loans Overdrafts Overdrafts secured by
cotton
Bonds and stocks owned by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Certificates Currency
ld" .; Silver, nickels and pen-
"ief Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

108,199 69 34,461 06 6,012 74
1,600 00 4,102 00 5,363 26
30,543 71
3,536 06 2,050 00 2,030 00
540 50
1,026 36 5,205 92

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .. .
Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed mney

25 000 00 25,000 00 27,040 61
48 00 87,489 27 35,093 42
5>000 00

Tota'

$ 204,67130

Total

$ 204,671 30

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Ttal

<f 142,660 75 142,660 75

Good Doubtful Worthless
Total

$ H2,660 75 $ 142,660 75

*.

TREASURER'S REPORT.

663

Statement of the Condition of the Bank of Thomson, Located at Thomson, Ga., at the Close of Business December 17, 1907.

JNO. B. SMITH, President.

J. T. NEAI,, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$

Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State.
Due from banks and bankers in other States

Currency

1

119,453 29 17' c? oo
6,351 8b
1,600 00 4,102 00 5,4b0 04
' 26,063 38
5,687 50

Silver, nickels a n d }

pennies

I

Checks and cash items J

Exchanges for the clear-

ing house

Profit and loss

Interest paid

16,931 38

Capital stock paid in.. .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States.. .
Due unpaid dividends. . Individual deposits sub-
ject to check
Demand certificates.... Time certificates
Certified checks Cashier's checks. Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

25,000 00 25,000 00 27,314 57
91,984 y0 33,984 29

Total

$ 203,283 7b

Total

, $ 203,283 76

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

*

125 00

Good
Doubtful

136,962 58 Worthless

$ 137,087 58

Total

* 185'!X!$
1.8*0 00 $ 137,087 58

664

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Farmers & Merchants Bank, Located at Thomaston, Ga., at the Close of Business December 9, 1907.

RESOURCES-

LIABILITIES.

Loans and discounts .. f Demand loans Overdrafts Overdrafts secured by
Cotton
Bonds and stocks owned by the bank
Banking house Furniture and fixtures . Other real estate Due from banks and
bankers in this State. . Due from banks and
bankers in other States. Currency
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

88,972 65 13,404 45 3,371 99
8,000 00
4,700 82 3,680 66" 1,105 00 1,095 00 1,098 35 2,308 51
1,700 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid . Due to banks and bankers in this State Due to banks and bankers in other States .... Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house, certificates issued. . . . Notes and bills rediscounted....
Bil;s payable, including time certificates representing borrowed money

25,000 00 12,500 00 4,347 75
34,761 20 50,828 48
:.000 00

Total

.$ 129,437 43'

Total

$ 129,437 43

LOANS AND DISCOUNTS.

In suit In judgment Not in suit-
Total

$

205 00 Good

213 53 Doubtful

88,554 12 Worthless

$ 88,972 65

Total

$ 88,072 65 500 00 400 00
$ 88,972 65

-,.-

S^ TfcjmSfflstswJsrc

TREASURER'S REPORT.

665^

Statement of the Condition of the Farmers & Merchants Bank, Located at Thomaston, Ga., at the Close of Business December 17, 1907.

J. J. OLIPHANT, Vice-President.

T. M. MATTHEWS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$
Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items Exchanges for the clear-
ing house Profit and loss Interest paid

74,473 7! 9,558 88 14,778 30
8,000 00
485 93 10,794 59
3,717 00 1,120 00
630 10 2,145 40
1,170 59

Capital stock paid in. .$ Surplus fund. Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State. .".... Due to banks and bankers in other States.... Due unpaid dividends Individual deposits subject to check Demand certificates.... Time certificates
Certified checks Cashier's checks Due to clearing house. . Notes and bills re-
discounted Bills payable, including
time certificates representing borrowed
money

25,000 06 12,500 00 5,515 86
33,038 36 48,820 48
2,000 00

Total
Insult In judgment Not in suit
Total

$ 126,874 50

Total

LOANS AND DISCOUNTS.

*

18000
,, 83,638 Ub

Good Doubtful Worthless

$ 84,032 59

Total

$ 126,874 50
...$ 83,402 59 630 00
$ 84,032 59

em

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Farmers & Merchants Bank, L,ocated at Thomson, Ga., at the Close of Business November 15, 1907.

RESOURCES.

INABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank ....... Banking house Furniture and fixtures.
Due from banks and bankers in this State.
Due from banks and bankers in other States.
Gold Silver, nickels and pen-
'Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

124,211 25 36,988 81 10,152 31 2,500 00 2,613 51
19,977 29 12,640 82 5,259 00
30 00 1,445 02 5,700 90
575 00

Capital stock paid in. .$ Surplus fund.. ,, Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends. . Individual deposits subject to check Demand certificates. . . . Time certificates.. . Certified checks Cashier's checks Due to clearing house .. Notes and bills rediscounted Bills payable, including
time certificates representing borrowed money

90,000 00 24,660 00 9,463 97
59,080 20 6,272 44 117 30
32,500 00

Total

$ '222,093 91

Total

$ 222,093 91

LOANS AND DISCOUNTS.

- Total

161.200 06 $ 161,200 06

Good Doubtful Worthless
Total

$ 161,200 06 $ 161,200 06

**=*

TREASURER'S REPORT.

667

Statement of the Condition of the Farmers & Merchants Bank, Located at Thomson, Ga., at the Close of Business December 17, 1907.

J. H. BOYD, JR., President.

PAIL A. BOWDKN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans . Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Clearing house certifi-
cates Profit and loss

92,509 80 58,125 00 17,612 51
2,500 00 2,613 51
8,!I98 06 7,140 20 4,936 00
100 00 1,650 04 12,342 94
2,771 3)

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificate s. Time certificates Certified checks
Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

90,000 00 24,660 00 12,973 12
62,771 54 5,073 31 121 40
15,000 00

Total

if 210,599 37

Total

$ 210,599 37

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

if 150,634 80
$ 150,634 80

Good Doubtful Worthless
Total

if 150,634 80 $ 150,634 80

668

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the McDufRe Bank, Located at Thomson, Ga., at the Close of Business November 14, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... . $ Demand loans.. . Overdrafts Bonds and stocks owned
by the bank
Furniture and fixtures. . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house

53,542 91 8,213 73
706 23
2,500 00 1,723 72
3,751 58
1,468 51 1,829 00
555 00
1,158 97 371 22

Total

$ 75,820 87

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends.. Individual deposits sub-
Savings deposits Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. .

25,000 00 4,897 94
19,584 93 22,088 00

counted Bills payable, including
time certificates representing borrowed

4,250 00

Total

$ 75.820 87

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 313 84 61,442 80
$ 61,756 64

Good Doubtful Worthless
Total

$ 61,756 64 $ 61,756 64

TREASURER'S REPORT.

609

Statement of the Condition of the McDuffie Bank, Located at Thomson, Ga., at the Close of Business December 17, 1907.

J. F. WATSON, President.

W. S. LAZENBY, Cashier.

RESOURCKS.

LIABILITIES.

Loans and discounts. ...$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and
pennies Checks and cash items Exchanges for the clear-
ing house
Profit and loss Interest paid

46,252 50 9,598 00 1,091 36
1,773 72 2,500 00
6,514 87
1,042 41 4,361 00
570 00
366 40 504 68

Capital stock paid in.. .$ Surplus fund . ,u. . Undivided profits, less
current expenses and taxes paid ' Due to banks and bankers in this State Due to banks and bankers in other States.. .. Due unpaid dividends . Individual deposits subject to check Savings deposits Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills rediscounted Bills payable, including time certificates representing borrowed
money

25,000 00 5,690 24
21,686 50 22,160 40
37 80

Total
-- In suit In judgment Not in suit
Total
44 tr

_ $ 74,574 94

Total...'

LOANS AND DISCOUNTS.

T $
55,850 50

Good Doubtful. .., Worthless

$ 55,850 50

Total

$ 74,574 94
$ 55,850 50 $ 55,850 50

670

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Tifton, Located at Tifton, Ga., at the Close of Business February 20, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks, and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

470,340 16 39,086 86
26,184 88 27,120 10
7,946 00 50 00
1,469 31 3,894 16

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State . . Dae to banks and bankers in other States. . . Due unpaid dividends. Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

25,000 00 75,000 00 65,942 96
284,958 93 125,189 58

Total
In suit In judgment Not in suit
Total

$ 576,091 47

Total

LOANS AND DISCOUNTS.

$ 470,340 16
$ 470,340 16

Good Doubtful Worthless
Total

$ 576,091 47
$ 468,340 16 2,000 00
...$ 470,340 16

mx

S55SH5&V

TREASURER'S REPORT.

671

Statement of the Condition of the Bank of Tifton, Located at Tifton, Ga., at the Close of Business December 17, 1907.

H. H. TIFT, President.

W. W. BANKS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ 300,988 86

Demand loans

11,800 00

Overdrafts

3,134 47

Bonds and stocks owned

by the bank.. ..?

Banking house

Furniture and fixtures. 6,000 00

Other real estate

3,000 00

Due from banks and

bankers in this State. 53,115 02

Due from banks and

bankers in other States 14,138 91

Currency

33,561 00

Gold

645 00

Silver, nickels and pen-

nies

5,428 55

Checks and cash items. .

Exchanges for the clear-

ing house

2,615 25

Profit and loss

Intertst paid

Clearing house certifl-'

cates on hand

25,446 00

Advances on cotton ... 39,811 75

Capital stock paid in . .$ Surplus fund... Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends . Individual deposits subject to check Demand certificates.. . . Time certificates Certified checks.. Cashier's checks Notes and bills rediscounted Bills payable, including time certificates representing borrowed
money Clearing house certifi-
cates issued

25,000 00 75,000 00 75,489 09
30 00 181,661 69 117,098 94
432 09
25,000 00

Total

$ 499,714 81

Total

$ 490,714 81

LOANS AND DISCOUNTS.

In suit... In judgment Not in suit
Total

*

80 00

311,988 86

* 312,788 86

Good. Doubtful Worthless
Total

$ 307,788 86 5,000 00
$ 312,788 86

672

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank, Located at Tifton, Ga., at the Close of Business February 5, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Blinking house Furniture and fixtures. Other n-al estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
Interest paid Clearing house certifi-

Total

$

64,582 64 2,456 30 5,455 03
2,242 85 518 50
2,879 65 2,540 00 2,760 00 1,941 91 3,580 09
88,956 97

Capital stock paid in. $ Surplus ftir.d Undivided profits, less
current expenses and

Due to banks and bankers in this State
Due to banks and bankers in other States.
Due unpaid dividends. . Individual deposits sub-
ject to check
Demand certificates. ...

Certified checks

Due to clearing house. . Notes and bills redis-

Bills payable, including
time certificates representing borrowed money

Total

$

24,600 00 9,820 51 302 41
39 204 15 10,029 90'
*
5,000 00 88,956 97

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total...

$

361 35 Good

Doubtful

66,677 59 Worthless

$ 67,038 94

Total

$ 67,038 94 $ 67,038 94

mm

TREASURER'S REPORT.

673

Statement of the Condition of the Citizens Bank, Located at Tifton, Ga., at the Close of Business December 17, 1907.

E. A. BUCK, President.

J. M. PAULK, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate. .

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

-..

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Clearing house certifi-

cates

Total

$

63,122 3!) 3,366 61 1,856 27
2,242 85 718 50
1,872 64
2,064 00 2,245 00 1,872 05
888 66 248 37 6,854 25 1,019 00 88,870 5

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends.. Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks Oashier'schecks Due to clearing house.. . Clearing house certificates Bills payable, including time certificates representing borrowed
money

Total

..$

24,600 00
17,571 40
197 94 129 29 30,493 47 12,332 88 45 61 3,000 00
88,370 59

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 1,400 00 Good 300 00 Doubtful.
64,789 00 Worthless

$ 66,489 00

Total.

65,250 00 1,239 00
$ 66,489 00

KB

674

. TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Farmers & Merchants Bank, Located at Toccoa, Ga., at the Close of Business November 1, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$
Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Collections, banks in State
Due from banks and bankers in this State.
Due from banks and bankers in other States
Gold Silver, nickels and pen-
nies Checks anl cash items.. Exchanges for the clear-
ing house Profit and loss Interest paid Depositors' guarantee

61,667 79 45b 36
18,952 67
1,865 72 1,665 43
481 11 9,265 26 5,287 83 2,989 00
325 00 986 50 304 67
-
2,822 70 107,072 04

Capital stock paid in. .$

Surplus fund

...

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State......

Due to banks and bank-

ers in other States....

Due unpaid dividends .

Individual deposits sub-

ject to check

Demand certificates... .

Time certificates

Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

Total

$

25,000 00 1,288 63 10,500 006,000 00
30.335 28 23,948 13
10,000 00
107,072 04

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ '....
*

61,667 79 61,667 79

Good Doubtful Worthless
Total

$ 61,667 79 * 61,667 79

BHH

TREASURER'S REPORT.

67S

Statement of the Condition of the Farmers & Merchants Bank, Located at Toccoa, Ga., at the Close of Business December 17, 1907.

J. B. SIMMONS, President.

D. S. WOMMACK, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$
Overdrafts, secured. . . Bonds and stocks owned
Banking house Furniture and fixtures. Due from banks and
bankers in this State. Due from banks and
bankers in otherStates
Gold Silver, nickels and
pennies Checks and cash items. . Exchanges for the clear-
Profit and loss Interest paid Clearing house eertifi-

48,677 35 2,500 00 2,395 79
1,865 72 1,668 78
4,758 13
8,245 06 4,141 00
335 00
1,523 23 1,071 09

Capital stock paid in. .$

Undivided profits, less

current expenses and

taxe3 paid

Due to banks and bank-

ers in this State...

Due to banks and bank-

ers in otherStates....

Due unpaid dividends. .

Individual deposits sub-

ject to check

...

Demand certificates. . . .

Time certificates

Certified checks

Treasurer's checks

Due to clearing house..

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting b o r r owed

money

Clearing house loan.. .

25,000 00 1,209 15
28,395 73 21,076 27
1,500 00

Total

$ 77,181. 15

Total

$ 77,181 15

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 51,177 35
$ 51.177 35

Good Doubtful Worthless
Total

$ 51,177 35 $ 51,177 35

676

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Toccoa Banking Co., Located at Toecoa, Ga., at the Close of Business November 1, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$ Demand loans
Overdrafts Bonds and stocks owned
by the bank
Banking house
Furniture and fixtures. . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other ^States Currency Gold
(Silver, nickels and pennies
Checks and cash items. Exchangesfor the clear-
ing house Profit and loss Interest paid.

195,022 00
6,166 12
13,415 75 i, 706 15 6,393 74
11,738 82
15,393 88 4,026 00
75 00
842 35 11,858 93

Total
--*--'

$ '266.638 74
--

Capital stock paid in. .if

Surplus fund

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this .State

Due to banks and bank-

ers in other States... .

Due unpaid dividends...

Individual deposits sub-

ject to check

Saving- deposits

Demand certificates. .. .

Time certificates

Certified checks

Cashier'schecks

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money ....

'

50,000 00 11,487 69
90,082 55 32,218 47 27,850 03
55,000 00

Total.

$ 266,638 74

LOANS AND DISCOUNTS.

In suit In judgment. Not in suit. . .
Total.

1,500 00 193,522 00
..$ 195,022 00

Good Doubtful Worthless
Total -

$ 194,962 00 60 00
. $ 195,022 0--0

IIIIM

WSP

TREASURER'S REPORT.

677

Statement of the Condition of the Toccoa Banking Co, Located at Toccoa, Ga., at the Close of Business December 17, 1907.

W. A. MATHESON, Vice-President.

W. R. BRUCE, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. . $ Demand loans Overdrafts Bonds and stocks own-
ed by the bank Banking house Furniture and fixtures
Other real estate Due from banks aiid
bankers in this State.
Due from banks and bankers in otherStates
Currency
Gold Silver, nickels and pen-
nies Che-ks and cash items. .
Exchanges for the clearins house
Profit and loss Interest paid Clearing house certifi-
cates

132,694 89 32.500 0(1
1,580 05
13,41!: 75 1,70(5 15 6,393 74
23.756 86 8,142 89 5,503 00
U53 34 5,850 89
870 00

Capital stock paid in . .if

Surplus fund

Undivided profits, less

current expenses and

taxes paid .

..

Due to banks and bank-

ers in this State......

Due to banks and bank-

ers in other States.. ..

Due unpaid dividends .

Individual deposits sub-

ject to check

Demand certificates.... Time certificates

Certified checks

Cashier's checks

Clearing house certificates

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

50,000 00 11,956 44 12,622 45
08,120 22 38,96,8 4.)
52,000 00

Total

233.607 56

Total

$ 233,667 56

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 1.500 00
163,694 &9
165,194 89

Good Doubtful Worthless
Total

* 165,194 89 | 165,194 89

678

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Turin Banking Co., Located at Turin, Ga., at the Close of Business December 31, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts
Overdrafts secured by cotton
Bonds and stocks owned by the bank
Banking house
Furniture and fixtures. Other real estate
Due from banks and
bankers in this State. Due fro m banks and
bankers inotherStates Currency Gold Silver, nickels and pen-
nies
Checks and cash items. Exchanges for the clear-
ing house
Profit and loss Interest paid
Clearing house certificates

23,186 75 1,443 45 4,075 71 1,816 85
1,665 75 1,130 00
2,414 39 1,557 57 1,396 00
393 56 69 64
586 00

Capital stock paid in.. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States.. . Due unpaid dividends. . Individual deposits sub-
ject to check. Savings deposits Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearinghouse. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

15,000 00 4,063 61 3,500 00 14,662 06
2,510 00

Total..

$ 39,735 67

Total

$ 39,735 67

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Oood

Doubtful

24,630 20 Worthless

$ 24,630 20 Total

$ 24,630 20 $ 24,630 20

TREASURER'S REPORT.

67

Statement of the Condition of the Turin Banking Co,, Located at Turin, Ga., at the Close of Business December 17, 1907.

J. O. NORRIS, President.

I, M. STARK, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$
Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furnii ure and fixtures. .
Other real estate Due from banks and
bankers in this State.' Due from banks and
bankers in other States
Currency Gold....... Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

25,469 58 6,252 72
1,TM5 /5 1,130 00
1,036 97 1,220 42 1,050 00
60 00 377 47

Capital stock paid in . .$
Surplus fund Undivided profits, less
current expenses and taxes paid
Due to banks and bankers in this State ...
Due to banks and bankers in other States....
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates Time ceri ificates Certified checks Cashier's checks Due to clearing house, Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

15,000 00 4,369 55 1,500 00 14,883 36
2,510 00

Total..

$ 38,262 _91

Total

$ 38,262 91

LOANS AND DISCOUNTS.

In suit In judgment Not in suit.
Total



25,469 58

Good
Doubtful Worthless

$ 25,469 58

Total

$ 25,469 58 $ 25,469 58

680
TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank, located at Valdosta, Ga., at the Close of Business February 7. 1907.

RESOUKCES.

LIABILITIES.

Loans and discounts.. .$ 1,107,012 17

Demand loans

55 428 86

Overdrafts

'' 16,854 36

Bonds and stocks owned

by the bank

5,486 20

Banking house -furniture and fixtures.

12,191 25

Other real estate

Due from banks and

bankers in this State . 54,565 21

Due from banks and

bankers in other States 74,746 82

Currency ?lcL . Silver, nickels and pen-

12,421 00 240 00

"^v . Checks and cash items.

6,242 97 7 761 07

Exchanges for the clearing house

Profit and loss

','

Interest paid

Advances on cotton. ...' 15,035 55 |

Capital stock paid in . .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States . .. Due unpaid dividends. . Individual deposits sub' ject to check Savings deposits A1TM*? certificates Certified checks Cashier's checks Due to clearing house
Notes and bills rediscounted
-Bills payable, including time certificates representing borrowed money

120,000 00
221,896 54 42,843 90 15,285 70 180 00
350,560 54 345,373 81 148,969 83
89 61 1,824 75
106,960 78
14,000 00

Total, ..fc^-wZlti 1,367,985~46

Total

$ 1,367,985 46

LOANS AND DISCOUNTS.

J= "I*4 In judgment Not in suit
Total

*

625 69

1,161,815 34

.$ 1,162,441 03

TDf?odb_tf-tH; . Worthless
Total..

$1,162,241 03
20000
,..,$ 1,162,441 03

TREASURER'S REPORT.

681

Statement of the Condition of the Citizens Bank, Located at Valdosta, Ga., at the Close of Business December 17, 1905.

J. F. LKWIP, President.

W. OOLKY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

)

Furniture and fixtures \

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers mother States

Currency

Gold

Silver, nickels and pen-

nies



Clearing house certifi-

cates

Exchanges for the clear-

ing house

Profit and loss

Interest paid . . Advances on cotton

791,617 9S 63,515 62 53,0S0 16
2,857 96 12 191 95
47,680 79 37,843 14 35,300 00 .1,280 00
4,984 53 7,063 00
50,154 62

Capital stock paid in. .$ 120,000 00

Surplus fund.

Undivided profits, less

current expenses and

taxes paid

210,615 40

Dae to banks and bank-

ers in this State.... 35,152 81-

Due to Fourth National

Bank. Macon, Ga

10,561 67

Due to banks and bank-

ers in other States .

5,658 35

Due unpaid dividends. .

200 00

Individual deposits sub-

ject to check

229,507 81

Savings deposits

306,583 69

Time certificates

112,035 9!

Certified checks

78 01

Cashier's checks

2,074 85

Due to clearing house

for certificates

25,000 00

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

15,405 65

Funds to pay taxes

4,644 90

Total

$1,107,519 05

Total

$1,107,519 05

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

5,540 13 849,593 47 $ 855,133 50

Good Doubtful Worthless
Total

$ 853,133 50 2,000 00-
% 855,133 50-

682

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Merchants Bank of Valdosta, Located at Valdosta, Ga., at the Close of Business February 7, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. . .$ 398,797 25

Demand loans

127,717 07

Overdrafts

21,081 34

Bonds and stocks owned

by the bank

12,140 66

Banking house

12,798 48

Furniture and fixtures. "3,220 82

Other real estate

Due from bunks and

bankers in this State. 65,828 12

Due from banks and

bankers in other States 32,775 17

Currency

22,511 00

Gold

6,500 00

Silver, nickels and pen-

nies

4,504 05

Checks and cash items.. 2,404 61

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Capital stock paid in.. .$ 100,000 00

Surplus fund

25,000 00

Undivided profits, less

current expenses and

taxes paid

70,594 88

Due to banks and bank-

ers in this State .... 8,529 11

Due to banks and bank-

ers in other States. . . .

Due unpaid dividends. .

Individual deposits sub-

ject to check

446,551 01

Demand certificates. .. .

Time certificates

6,705 45

('ertified checks

1 50

Cashier's checks

1,091 26

Due to clearing house. .

Notes and bills redis-

counted

31,805 36

Bills payable, -including

time certificates rep-

resenting borrowed

money.

20,000 00

Total
In suit In judgment Not in suit
Total

>..% 710,278 57 "

Total

LOANS AND DISCOUNTS.

$ . 5,930 86 520,583 06
$ 526,513 92

Cood Doubtful Worthless
Total

.$ 710,278 57
$ 521,513 92 5,001) 00
$ 526,513 92

n^

TREASURER'S REPORT.

68?

Statement of the Condition of the Merchants Bank of Valdosta, Located at Valdosta, Ga., at the Close of Business December 17, 1907.

R. Y. LANE, President.

J. T. BLALOOK, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .* 444.13139

Demand loans

89,754 03

Overdrafts (on cotton). . 35.0U0 00

()verdrafts

13,658 64

Bonds and stocks owned

by the bank

12,140 66

Banking house

13,141 74

Furniture and fixtures. . 3,220 82

Other real estate

Due from banks and

bankers in this State. 32,893 15

Due from banks and

bankersin other St-ites 6,679 58

Currency

17,229 00

Gold

1,500 00

Silver, nickels and pen-

nies

1,299 65

Clearing house certifi-

cates

19,854 00

Checks and cash items . 1,719 27

Exchanges for the clear-

ing house

:.

Profit and loss

Interest paid

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends . Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Clearing house account.
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed
money

100.000 00 25,000 00
80,791 03 15,799 76
321,9(2 41 26,258 75 118 00 25,000 00 77,351 98
20,000 00

Total

$ 692,221 93

, Total

$ 692,22193

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 5,930 86 562,954 56
$ 568.885 42

Good Doubtful Worthless
Total

$ . 558,885 42 10,000 00
$ 568,885 42

684

TREASURER'S REPORT

Bank Examiner's Report of the Condition of the Valdosta Bank & Trust Co., Located at Valdosta, Ga., at the Close of Business February 6, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans
Overdrafts secured 'by cotton .
Bonds and stocks owned by the bank
Furniture and fixtures. . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
Checks and cash items. Profit and loss Interest paid. Clearing house certifi-
cates

275,434 89 16,148 42
20,784 86 3,817 78
12,926 31 13,265 23
2,837 00 165 00
6,074 64 412 55

Capital stock paid in. .$ Surplus fund. Undivided profits, less
current expenses and
Due to banks and bankers in this State .. .
Due to banks and bankers in other States. ...
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed mney

200,000 00
11,465 81
1,037 08
115,749 81 15,000 00 23,172 29 13S 09

Total

$ 366,563 08

Total

$ 366,563 08

LOANS AND DISCOUNTS.

In suit Not in suit
Total

$ 292,583 31
$ 292,583 31


Good
Total
'

$ 292,583 31 $ 292,583 31

TREASURER'S REPORT.

685

Statement of the Condition of the Valdosta Bank & Trust Co., Located at Valdosta, Ga., at the Close of Business December 17, 1907.

B. P. JOKES, President.

C. L. JONES, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ 327,505 20

Demand loans

Overdrafts



Bonds and stocks owned

14.821 18 5,94o 97

by the bank.. Banking house.... ... Furniture and fixtures.

.f ^fl 8b
s,bl7 (

Other real estate ... Due from banks and
bankers in this State.

lb,lbL VJ

Due from banks and bankers in other States

o,o27 06

Currency .. .: Gold Silver, nickels and pen-
nies Checks and cash items.

20,856 00 29
2>364 08

Exchanges for the clearing house

7d0 b

Profit and loss

Interest paid Clearing house certifi-
cates on hand.

d,4d7 00

Capital stock paid in.. ,$ 200,000 00

Surplus fund

Undivided profits, less

current expenses and

taxes paid

25,105 79

Due to banks and bank-

ers in this State

Due to batiks and bank-

ers in other States. ..

Due unpaid dividends. .

Individual deposits sub-

ject to check

89,206 01

Demand certificates. .. . 5,000 00

Time certificates

77,568 23

Certified checks

Cashier's checks

9 50

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting b o r rowed

money



Clearing house certifi-

cates received from

clearinghouse

24,950 00

Total.

$ 421,839 53

Total

$ 421.839 53

LOANS AND DISCOUNTS.

In suit In judgment Not in suit......
Total
45 tr

$

750 0-0

341,0/6 d8

$ 341,826 38

Good Worthless Doubtful
Total

* 341,826 38 $ 341,826 38

' '-^d

686

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Vidalia, Located at Vidalia, Ga., at the Close of Business April 15, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies
Checks and cash items. Exchanges for the clear-
ing house , Profit and loss Interest paid
Depositors fund

21,920 24 245 00 l 50
3,369 84 1,730 00
5,855 38 5,038 23 1,834 00
85 00 152 65 138 20
2,822 70

Capital stock paid in. .$ Surplus fund. Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States:. . . Due unpaid dividends. . Individual deposits subject to check Demand certificates. . .. Time certificates Certified checks . .. Cashier's checks Due to clearing house. .
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed money

15,000 00 268 95
2,500 00 2,500 00 10,325 54 7,598 25
5,000 00

Total..
In suit In judgment Not in suit
Total

$ 43,192 74

Total

LOANS AND DISCOUNTS.

$

91 50 Good

Doubtful 22,073 74 Worthless

$ 22,165 24

Total

$ 43,192 74
$ 22,165 24 $ 22,165 24

TREASURER'S REPORT.

687

Statement of the Condition of the Bank of Vidalia, Located at Vidalia, Ga., at the Close of Business December 17, 1907.

JN-O. W. POB, President.

V. M. WOMACK, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. $
Demand loans Overdrafts Bonds and stocks owned
by the bank. Banking house Furniture andfixtures .
Other real estate Due from banks and
bankers in this State. Due from banks and
bankersinother States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

25,163 40 1,435 00
500 00 3,451 84 1,709 00
5,426 05 3,016 66
936 00
271 54 49 66
61 80

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and
taxes paid Due to hanks and bank-
ers in this State Due to banks and bank-
ers in other States . .. Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. "Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

15,000 00 422 28
13,688 02 6,970 65
6,000 00

Total
In suit In judgment Not in suit
Total

$ 42,080 95

Total

LOANS AND DISCOUNTS.

$ 1,793 69 Good 616 50 Doubtful
24,188 21 Worthless

$ 26,598 40

Total

$ 42,080 95
$ 26,598 40 $ 26,598 40

'SUM

688

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank, Located at Vidalia, Ga., at the Close of Business April 16, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . . $ Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

83,460 15
4,706 97
300 00 1,887 72 1,691 83 4,139 02
11,547 76
1,37153 941 00 50 00
1,230 88 298 35

Total

$ 111,625 21

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . Due unpaid dividends . Individual deposits subject to check Savings deposits.. Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

25,000 00 7,500 00 1,897 70'
840 00 53,027 33. 18,045 68
314 50-
5,000 00

Total

$ 111,625 21

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

1,833 73 Doubtful

81,626 42 Worthless

$ 83,460 15

Total

$ 82,460 151,000 00
$ 83,460 15-

TREASURER'S REPORT.

689

Statement of the Condition of the Citizens Bank of Vidalia, Located at Vidalia, Ga., at the Close of Business December 17, 1907.

\V, T. JENKINS, President.

J. E. SCHUMPERT, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ 75,460 64

Demand loans

Overdrafts

2,328 77

Bonds and stocks owned

by the bank

300 00

Banking house

9,186 10

Furniture and fixtures. . 2,206 01

Other real estate

4,273 54

Due from banks and

bankers in this State . . 11,468 89

Due from banks and

bankers in other States

677 46

Currency

1,935 00

Gold

32 50

Silver, nickels and pen-

nies

319 94

Checks and cash items . 1,991 09

Exchanges for the clear-

ing house

Profit and loss

Interest paid

3,824 58

Depositors guarantee

fund

Fire insurance fund.. ..

Capital stock paid in.. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . . Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redisoounted Bills payable, including time certificates representing borrowed money . T....:

25,000 00 7,500 00 4,527 78
566 00 39,739 77 31,854 70
816 27
4,00000

Total

$ 114,004 52

Total

$ 114,004 52

LOANS AND DISCOUNTS.

Total

$ 1,819 60 1,708 67
71,932 37
$ 75,460 64

Good Doubtful
Total

$ 74,160 15 1,300 49
$ 75.460 64

690

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Dooly Savings Bank, Located at Vienna, Ga., at the Close of Business March 27, 1907.

RESOURCES.
Loans and discounts. $ Demand loans Overdrafts Bonds and stocks- owned
by the bank Banking house Furniture and fixtures.Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in otherStates Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

48,815 27
100 00 4,430 13

LIABILITIES.
Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other Stales . . Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money . .

15,000 00 11.342 5016,827 90
10,175 00

53,345 40

Total

$ 53,345 40

LOANS AND DISCOUNTS.

In suit In judgment
Total. ..

$

Good

Doubtful

48,815 27

$ 48,815 27

Total

$ 48,815 27 $ 48,815 27

"^

TREASURER'S REPORT.

691

Statement of the Condition of the Dooly Savings Bank, Located at Vienna, Ga., at the Close of Business .December 17, 1907.

J. O. HAMILTON, President.

K. R. LEWIS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts..! Demand loans
Bonds and stocks owned by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid .:

54,687 78
100 00 839 73 1,000 00

Capital stock paid in. . $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. ... Due-unpaid dividends. . Individual deposits subject to check Demand certificates. ..
Certified checks Cashier's checks .... Due to clearing house.. Notes and bills redis-
Bills payable, including time certificates representing borrowed money

15,000 00 12,173 33
29,454 18

56,627 51

56,627 51

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful

54,687 78 Worthless

$ 54,687 78

Total

$ 54,687 78 $ 54,687 78

692

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Vienna, Located at Vienna, Ga., at the Close of Business March 26, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ 115,710 63

Demand loans

431 00

2,570 64

Bonds and stocks owned

by the bank

8,68 00

Banking house

3,270 47

Furniture and fixtures.

Due from banks and bankers in this State.
Due from banks and bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

16,552 73
13,726 53 3,bOS 00
5 00
1,956 36 550 25

Capital stock paid in. . .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States... .

Due unpaid dividends. .

Individual deposits sub-

ject to check

*

Demand certificates ...

Time certificates

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

50,000 00
4 578 10 3,648 99
750 00 71,632 63 26,121 89
233 00
10,000 00

In suit In judgment Not in suit
Total

166,964 61

Total

LOANS AND DISCOUNTS.

$ 23 00
116,118 63
$ 116,141 63

Good Doubtful Worthless.
Total

$ 166,964 61
$ 116,141 63 $ 116,141 63

TREASURER'S REPORT.

693

Statement of the Condition of the Bank of Vienna, Located at Vienna, Ga., at the Close of Business December 17, 1907.

J. O. HAMILTON, President.

K. R. LEWIS, Cashier.

RESOURCES.

LIABILITIES

Loans and discounts *
Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. .
Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Cold Silver, nickels and pen-
nies Checks and cash items
(cotton) Exchanges for the clear-
ing house Profit and loss Interest paid

80,752 36 1,544 49 8,688 00 3,272 97
22,499 57 12,848 31 14,827 00
1,465 00 3,476 13 3,083 06

Capital stock paid in. $

Surplus fund

Undivided profits, less

current expenses and

taxes paid



Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States. ..

Due unpaid dividends. .

Individual deposits sub-

ject to check

Demand certificates....

Time certificates

Certified checks

Cashier's checks

Due to clearing house.

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

50,000 00
5,47 87 296 95
54 00 81,125 73 14,459 8S
548 46

Total
In suit In -judgment Not in suit
Total.

I 151,956 89

Total

LOANS AND DISCOUNTS.

$

Good Doubtful .

80,752 36 Worthless.

$ 80,752 36

Total

$ 151,956 89 ',752 36
* 80,752 36

694

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Villa Rica, Located at Villa Rica, Ga., at the Close of Business October 21, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... $ Demand loans Overdrafts Overdrafts secured by
cotton
Bonds and stocks owned by the bank
Banking house turniture and fixtures. Other real estate. .. .
Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency ^.old Silver, nickels, and pen-
nies
Checks and cash items Exchanges for the clear-
ing house Profit and loss Interest paid

89,103 98 8,574 35 681 18
1,000 00 1,575 00
10,016 10 5,697 78 3,715 00
100 00 789 43

Capital stock paid in. . .$ 30,000 00

Surplus fund

Undivided profits, less

current expenses and

taxes paid "

15,162 49

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States. . .

Due unpaid dividends. .

Individual deposits sub-

ject to check

37,175 94

Demand certificates. .. .

Time certificates

8.530 00

Certified checks

Cashier's checks

384 39

Due to clearing house. .

>otes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

30,000 00

Total
In suit In judgment Not in suit
TotaI

$ 121,252 82

Ttal

LOANS AND DISCOUNTS.

'....$ 97,678 33
$ 97.678 33

SD0o0u*b;t.f-u,l Worthless
Total

. .$ 121,252 82
* 97,678 33 $ 97.67S 33

TREASURER'S REPORT.

695

Statement of the Condition of the Bank of Villa Rica, Located at Villa Rica, Ga., at the Close of Business December 17, 1907.

W. B. CANDLER, President.

S. 0. FIELDER, Cashier.

RESOURCES.

LIABILITIES. .

Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned
by (he bank Banking house Furniture and fixtures. Other real estate. . Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items Exchanges 1 or the clear-
ing house Profit and loss Interest paid.

63,975 48 6,000 00
j.WO ^u 1,570 W
->o,034 9/ 6,452 47 2- $
AW m
5Ud ^

Capital stock paid in. .$

Surplus fund Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bankers in other States. .

Due unpaid dividends. .

Individual deposits sub-

ject to check Demand certificates

.

.

Time certificates

Certified checks

Cashier's checks Due to clearing house.

Notes and bills redis-

counted Bills payable, including

time certificates rep-

resenting borrowed

money

30,000 00 lo,d<4
57,361 55 3,590 00 1,135 12

Total

.$107^61^4

Total

.$ 107,461 34

LOANS AND DISCOUNTS.

In suit In judgment Not in suit. .
Total

Good j Doubtful 63,975 48 Worthless
W^'l" TV.fa.1

* 63,975 48 $ 63 976 48

696

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Merchants & Planters Bank, Located at Villa Rica, Ga., at the Close of Business October 21, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Overdrafts secured by
cotton
Bonds and stocks owned by the bank
Banking house
Furniture and fixtures. Otiier real estate.
Due from banks and bankers in this State.
Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies.
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

23,869 94 550 00 9 14'
1,574 09 1,543 01
15,225 87 697 81
1,943 00 110 00 299 23 L'O 10

Capital stock paid in. .$ Surplus fund
Undivided profits, less current expenses and taxes paid.... ....
Due to banks and bankers in this State
Due to banks and bankers in other States.
Due unpaid dividends.. Individual deposits sub-
ject to check Savings deposits
Demand certificates.. . . Time certificates Certified checks
Cashier's checks Due to clearing house. . Notes and bilis redis-
counted
Bills payable, including
time cert ificatesrepresenting borrowed money

18,000 00 470 69
18,247 25 104 25
9,020 00

Total

$ 45,842 19

Total

$ 45,842 19

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

if

Good

Doubtful 24,419 94 Worthless

$ 24,419 94

Total

$ 24,419 94 $ 24,419 94

TREASURER'S REPORT.

697

Statement of the Condition of the Merchants & Planters Bank, Located at Villa Rica, Ga., at the Close of Business December 17, 1907.

J. R. MOORE, President.

E. K. AYERS, Cashier,

RESOURCES.

LIABILITIES.

Loans and discounts .$
Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and lixtures.. Other real estate Due from Danks and
bankers in this State. .
Due from banks and bankers in otherStates
Currency
Gold Silver, nickels and pen-
nies ("hecks and cash items. . Exchanges for the clear-
ing house Profit and loss Interest paid

17,482 96 2 62
1,574 09 1,543 01
9,487 35
240 30 1,685 00
85 00 226 49 335 00

Capital stock paid in...$
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends. . Individual deposits subject to check
Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, includ-
ing time certificates representing borrowed
money

18,000 00_ 761 73
12,525 79 do4 rfO
1,020 00

Total.
In suit In judgment Not in suit
Total

32.661 82

Total

LOANS AND DISCOUNTS.

$

Good Doubtful

- ] 7,482 96 Worthless

$ 17,482 96

Total

. $ 2,661 82
$ 17,482 96 $ 17,482 96

698

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Unadilla, Located at Unadilla, Ga., at the Close of Business March 27, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by
cotton
Bonds and stocks owned by the bank
Banking house
Furniture and fixtures. Other real estate
Due from banks and bankers in this State
Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

86,115 54 450 00 964 95
3,000 00 1,500 00
4,657 56
10,81184 2,'548 00
140 00 643 07 185 34

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. .. . Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates. . . .
Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

25.000 00 3,500 00 1,703 85
45,820 42 7,916 52
8,575 51 18,500 00

Total

$ 111,016 30

Total ,

$ 111,016 30

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

84 30 Doubtful

86,481 24 Worthless

$ 86,565 54

Total

$ 86,323 44

"

242 10

$ 86,565 54

_,

TREASURER'S REPORT.

699

Statement of the Condition of the Bank of Unadilla, Located at Unadilla, Ga., at the Close of Business December 17, 1907.

W. B. NICHOLS, President.

JNO. R. LOCKEKMAN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans
Bonds and stocks owned
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankersin otherStates Currency Gold. Silver, nickels and pen-
Clearing house certifl-
Checks and cash items. Cotton accounts

55,931 22 2,700 60 857 73
3,000 00 1,500 00
5,065 26
6,839 59 2,436 00
700 00
373 61
469 00 70 81 2.114 11

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. .. Due unpaid dividends . Individual deposits subject to check Demand certificates ... Time certificates Certified checks. Cashier's checks Due to clearing house Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

25,000 00 5,000 00
1,428 37
40,215 56 965 00
8,978 19 470 81

Total
In suit In judgment. Not in suit. . .
Total

? 82,057 93

Total

LOANS AND DISCOUNTS.

$

157 00

85 00 Doubtful

58,389 82

$ 58,631 82

$ 82.057 93
$ 58,426 82 205 00
58,631 82

ur--^

700

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Wadley, Located at Wadley, Ga., at the Close of Business May 18, 1907.

EESOUECES.

LIABILITIES.

Loans and discounts... .$

Demand loans

Overdrafts

.

Overdrafts secured by

cotton

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency. Gold

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Depositors fund

63,042 13 3,931 51
438 63
6,457 61 1,402 39
3,720 57 5.245 12 1,328 00
75 oo 787 63 55 60
2,822 70

Capital stock paid in. . .$ 25,000 00

Surplus fund

Undivided profits, less

current expenses and

taxes paid

2,756 53

Due to banks and bank-

ers in this State

2,000 00

Due to banks and bank-

ers in other States. ...

Due unpaid dividends. .

Individual deposits sub-

ject to check

' 32,788 40

Demand certificates ..

Time certificates

6,436 00

Certified checks

Cashier's checks.. . ...

325 96

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

20,000 00

Total

$ 89,306 89

Total

$ 89,306 89

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 66,973 64
$ ,56,973 64

Good Doubtful Worthless
Total ....

$ 66,973 64 $ 66,973 64

TREASURER'S REPORT.

701

Statement of the Condition of the Bank of Wadley, Located at Wadley, Ga., at the Close of Business December 17, 1907.

L. R. FARMER, President.

F. M. REBVES, Cashier.

KESOUKCES.

LIABILITIES.

Loans and discounts.. $
Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house and fix-

tures Other real estate Due from banks and
bankers in this State..
Due from banks and bankers in other States

Currency

1

Gold Silver, nickels and}-

pennies

!

Checks and cash items J

Exchanges for the clear-

ing house

Profit and loss

Interest paid. . .

36,935 76 2,99151
''w,3a "
8,85b do ^,
4,b82 6 4,,.3M 92 m 00

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and
taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States Due unpaid dividends. Individual deposits sub
ject to check Demand certificates Time certificates.. .
Certified checks Cashier's checks... . Due to clearing house Notes and bills redis-
counted Bills payab'e, including
time certificates representing t) or rowed
money

25,000 00 2,117 67
25,767 03 7,568 64 345 8L
5,000 00

Total.
Insult
In judgment Not in suit
Total 46 tr

65,799 15

Total

LOANS AND DISCOUNTS.

$ 9J
,.. - V& W 36,310J7b
.^__3jU)35J7^

Good Doubtful Worthless
Total

* 65'799 15

$

36-575 76

22500

135 m

! 36,335 76

702

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank, Located at Warrenton, Ga., at the Close of Business November 23, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ Demand loans
Overdrafts Bonds and stocks owned

72,222 68 4,466 10 3,528 77

Furniture and fixtures. OtheT real "estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss. . . Clearing house certifi-
cates

6,410 49 1,600 00 3,213 21 14,72 L 50 1,416 03 9,005 00
1,273 41 7,066 10
375 00

Depositors g u a r an tee fund

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bank-

25,000 Of) 11,549 87

Due to banks and bankers in other States...
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates.... Time certificates Certified checks Cashier's checks. . . . Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing b o r r o wed money

62,701 48 46-94
26,000 00

Total

. ...$ 125,298 29

Total

$ 125,298 29

LOANS AND DISCOUNTS.

In suit

$ 638 78 Oood

In judgment '.

Doubtful

Not in suit

76,050 00 Worthless

Total

$ 76,688 78

Total.

$ 76,531 96 156 82
$ 76,688 78

^H

TREASURER'S REPORT.

703

Statement of the Condition of the Citizens Bank, Located at Warrenton, Ga., at the Close of Business December 17, 1907.

J. H. BATTLE, President.

C. R. FITZPATRICK, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts..$

Demand loans

Overdrafts

...

Bonds and stocks owned

Banking house . Furniture andfixtures. .
Other real estate Due from banks and
bankers in- this State. Due from banks and
bankers in other States

Gold Silver, nickels and pen-

Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Foreign collection.... . Clearing house certifi-
cates

59,550 40 7,226 06 2,948 23
6,410 49 ],6'.0 00 3,213 21
10,507 00
4,543 04 10,507 00
200 00
1,904 30 8,008 56
1,116 49 251 00

Capital stock paid in. .$

Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States . . .
Due unpaid dividends . Individual deposits sub-
ject to check Demrnd certificates .. . Time certificates Certified checks

Due to clearing house.

Notes and bills redis-

counted . .

....

Bills payable, including

time certificates rep-

resenting borrowed

25,(00 00 13,672 63
62,398 29 732 00
16,000 00 60 45

Total

$ 117,863 37

Total

LOANS AND DISCOUNTS.

Tax executions. Total

. $ ....$

66,777 46 66,777 46

Good Doubtful
Total

$ 117,863 37
i 66,527 46 250 00
$ 66,777 46

704

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Planters & Merchants Bank, Located at Warrenton, Ga., at the Close of Business November 23, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . $ Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks anil
bankers in other States

Gold Silver, nickels and pen-

Ohecks and cash items.

Exchanges for the clear-

ing house

. ...

Profit and loss

Clearing house certificates

12,617 81 1,898 17 1,238 20
3,008 98 2,291 12
12.152 80 4,247 33 3,392 00
1,543 75 1,176 81
65 00

Capital stock paid in. . $
Undivided profits, less current expenses and taxes paid
Due to banks and bank-
Due to banks and bankers in other States ..
Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits Demand certificates....
Certified checks
Due to clearing house. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

15,000 00 288 05592 --ij
24,051 1ft 3,700 00

Total

$ 43,631 97

Total

$ 43,631 97

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total .

$

Good

Doubtful

14,515 98 Worthless

$ 14,515 98

Total

,. $ 14,515 98 $ 14,515 98

i

TREASURER'S REPORT.

705

Statement of the Condition of the Planters & Merchants Bank, Located at Warrenton, Ga., at the Close f Business December 17, 1907.

L. O. BENTON, President.

J. C. ETANS, Cashier.

EESOURCES.

LIABILITIES.

Loans and discounts . .$
Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furnitureandfixturea. . Other real estate Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency
Gold Silver, nickels and pen-
nies Checks and cash items.
Exchanges for the clearing house
Profit and loss Interest paid

15,246 82
758 42
3.008 98 2,291 12
11,469 54
9.451 36 3,327 00
50 00 1,232 75 1,772 24

Capital stock paid in .$
Surplus fund Undivided profits, less
current expenses and taxes paid .
Due to banks and bankers in this State
Due to banks and bankers in other States.. .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. . .. Time certificates Certified checks Cashier's checks. ...... Due to clearing house Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

15,000 00 352 60
25,760 41 5,425 00 2,070 22

Total
In suit [n judgment Not in suit
Total

$ 48,608 23

Total .

LOANS AND DISCOUNTS.

$

Good

Doubtful

15,246 82 Worthless

$ 15,246 82

Total...".

$ 48,608 23
$ 15,246 82 $ 15,246 82

706

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Washington Exchange Bank, Located at Washington, Ga., at the Close of Business November 13, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$

Demand loans

Overdrafts

Overdrafts secured by

cotton

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State..

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house



Profit and loss

Interest paid

Clearing house certifi-

cates..'

145,947 18 2,300 00 13,986 34
62,309 57
4,308 09
35,554. 93 29,493 96 8,046 00
540 00 845 97 11,060 54
1,540 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid 'Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends . Individual deposits subject to check Savings deposits
Demand certificates. .. . Time certificates Certified checks ....... Cashier's checks .. Due to clearing house. . Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed money

62.000 00 24,180 00
7,076 62
368 00 158,312 73 13,995 23
50,000 00

Total
In judgment Not in suit
Total

$ 315,932 58

Total

LOANS AND DISCOUNTS.

.... $

260 67

147,986 51

| 148,247 18

Good Doubtful
' Total

J 315,932 58
$ 148,247 18 $ 148,247 18

TREASURER'S REPORT.

707

Statement of the Condition of the Washington Exchange Bank, Located at Washington, Ga., at the Close of Business December 17, 1907.

T. M. GREEN, President.

J. R. DYSON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. . . $ 112,519 84

Demand loans advanced

72,872 70

Overdrafts

7,785 79

Bonds and stocks owned

Furniture and fixtures. . Other real estate Due from banks and
bankers in this State.. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-

4,308 09
20,548 49 5,611 13
10,038 00
349 66 159 27

Capital stock paid in.. .$ 62,000 00

24,180 00

Undivided profits, less

current expenses and

taxes paid

7,231 46

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States. . .

Due unpaid dividends .

368 00

Individual deposits sub-

126,281 55

Demand certificates. . . . 14,131 96

Certified checks

Notes and bills rediscounted
Bills payable, including time certificates representing borr rowed
money

In suit In judgment Not in suit
Total

234,192 97

Total

LOANS AND DISCOUNTS.

$ 185,392 54
$ 185,392 54

Good Doubtful Worthless
Total

$ 234,192 97
$ 185,392 54 $ 185,392 54

708

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Washington Loan & Banking Co , Located at Washington, Ga., at the Close of Business November 12, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . ..$ Demand loans
Overdrafts secured by
Bonds and stocks owned by the bank
Furniture and fixtures. Other real estate Due from banks and
bankers in this State Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

108,763 45 41,354 68 6,0^4 92 15,407 59
4,515 48
43,224 92 16,839 12 8,657 00 2,780 00
1,803 58 2,126 62
15 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State ... Due to banks and bankers in other States ... Due unpaid dividends. . Individual deposits sub ject to check Savings deposits Demand certificates . ..
Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

50,000 U0 21,152 08
149,283 43 3,769 97 17,306 88
10,000 00

251.512 36

Total

$ 251.512 36

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

35 00 150,083 13 150,118 13

Good Doubtful Worthless
Total

149,236 13

'..

882 00

$ 150,118 13

UHUUUUIUfeaw WMWUSWBIS^mMHm

TREASURER'S REPORT.

709

Statement of the Condition of the Washington Loan & Banking Co., Located at Washington, Ga., at the Close of Business December 17, 1907.

W. T. JOHNSON, President

T. J. BARKSDALE, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts *

Demand loans

Overdrafts

Bonds and stocks owned

by the bank Banking housa

Furniture and fixtures.

Other real estate



Due from banks and

bankers in this State.

Due from bsinks and

bankers in other States

Currency

Gold



Silver, nickels and pen-

nies. . Checks and cash items.

Exchanges for the clear.

ing house

Profit and loss

Interest paid

93,464 09 65,112 54 12.093 62
4,515 48
29,904 87
10,463 94 5.S15 00 2,805 00
2.351 26 696 42

Capital stock paid in . . .$
Surplus fund TJndivid-d profits, less
current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States ..
Due unpaid dividends.. Individual deposits sub-
jectto check Demand certificates
Time, certificates Certified checks Cashier's checks Due to clearing house Notes and bids redis-
counted . . Bills payable, including
time certificates representing borrowed
money

50,000 00 20,443 53
130,662 50 26,115 19

Total

* 227,221_22_

Total

$ 227.221 22

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

.,.,,,,,
1O8,5J45J>3
$ 158,576_63_

Good Doubtful Worthless
Total

* 158,576 63 * 158,576 63

710

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Oconee County Bank, Located at Watkinsville, Ga., at the Close of Business November 9, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$ Demand loans

Overdrafts

Overdrafts secured by

cotton

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States Currency

Gold

Silver, nickels and pen-

nies

..

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

46,682 13
14,845 48
633 18
6,753 52 2,318 79 4,080 00
60 00 516 00 30 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid... Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends . Individual deposits sub-
ject to check Savings deposits
Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted
Bills payable, including time certificates representing b o r r o w ed money

15.000 00 5,900 00 00 74
48,723 36
5,500 00

Total. . .

$ 75,924 10

Total

$ 75,924 10

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total,

$

Good

Doubtful 46,682 13 Worthless

$ 46.682 13

Total

$ 46,682 13 $ 46,682 13

TREASURER'S REPORT.

711

Statement of the Condition of the Oconee County Bank, Located at Watkinsville, Ga., at the Close of Business December 17, 1907.

A. W. ASHFOrtD, President.

HUGH ABBRCROMBIE,
Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. . .$
Demand loans Overdrafts, cotton se-
cured Bonds and stocks owned
by the b .nk Banking house Furnitureandfixtures. .
Other real estate Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency . . Gold Silver, nickels and pen-
nies Checks and cash items.. Exchanges for the clear-
ing house Profit and loss Interest paid

4?,747 74
12,160 65
633 18
5,024 38 3,168 58 3,750 00
50 00 858 29
40 00

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends.. Individual deposits subject to check
Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis-
counted Bills payable, including
time certificates representing b o r r o wed money

15,000 00 5,900 00 1,147 89
43,384 93
. 3,000 00

Total.
In suit In judgment Not in suit
Total

68,432 82

Total

LOANS AND DISCOUNTS.

* 42,747 74
$ 42,747 74

Good Doubtful "Worthless
Total

$ 68,432 82
$ 42,747 74 % 42,747 74

712

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Exchange Bank of Waycross, Located at Waycross, Ga., at the Close of Business March 6, 1907.

RESOURCES.

INABILITIES.

Loans and discounts. ..$ Demand loans Overdrafts
Overdrafts secured by cotton
Ronds and stocks owned by the bank
Banking house
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

83,054 09 5,036 00 225 48
4,499 00
10,176 00 4,337 63 4,367 00
410 00 2,273 69 1,838 37

Capital stock paid in . . $ 37,500 00

Surplus fund

Undivided profits, less

current expenses and

taxes paid

1,237 20

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States. . ..

Due unpaid dividends. .

Individual deposits sub-

ject to check

53,312 02

Savings deposits

Demand certificates. . . .

Time certificates

100 00

Certified checks

Cashier's checks

226 31

Due to clearing house. .

Notes and bills redis-

counted.

. 7,841 73

Bills payable, including

time certificates rep-

resenting borrowed

money

'

16,000 00

Total
In suit In judgment. Not in suit...
Total.

$ 116,217 26

Total

LOANS .AND DISCOUNTS.

....SB

I Good Doubtful...
S,090 09 ! Worthless.

88,090 09

Total.

116,217 26
88,090 09 88,090 09

h.

TREASURER'S REPORT.

713

Statement of the Condition cf the Exchange Bank of Waycross, Located at Waycross, Ga., at the Close of Business December 17, 1907.

0. M. SWEAT, President.

WARD ALBBRTBON,
Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts....$ 139,048 38

Demand loans ... ...... 8.375 00

Overdrafts

58 93

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures. . 4,500 00

Other real estate. .

Due from banks and

bankers in this State. 5,179 71

Due from banks and

bankers in other States

Currency

2,500 00

Gold

2,500 00

Silver, nickels and pen-

nies .-

8 27

Checks and cash items

328 70

Exchanges for the clear-

ing house

969 07

Profit and loss.

Interest paid

Clearing house certifi-

cates

4,243 00

Capital stock paid in.. .$ Surplus fund Undivided profits less
current expenses a^d
taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States. ... Due unpaid dividends. Individual deposits sub-
ject, to check Demand certificates. .. . Time certificates Certified checks Cashier's checks Clearing house loan... Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

75,000 00
3,746 24 1,441 52
41,116 02 12,336 28
8,000 00 10,028 00
16,500 00-

Total .

$ 168,198 06 |

Total.

168,168 06

LOANS AND DISCOUNTS.

Insuit In judgment Not in suit
Total

1,554 90 145,868 48 $ 147,423 38

Good Doubtful Worthless.....:
Total

$ 147,269 38 154 00
$ 147,423 38

714

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Waynesboro, Located at Waynesboro, Ga., at the Close of Business, June 2(5, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts .$ 174,409 83

Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures.

407 91 7,195 G7

Due from banks and bankers in this State.
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

12,124 45
2,605 73 840 00 220 00
391 13 218 45

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . .. Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks
Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

50,000 00 5,000 00 4,005 19
330 27 59,077 71
80,000 00

Total

$ 198,413 17

198,413 17

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

% 139 18
174,270 65
$ 174,409 83

Good Doubtful Worthless
Total

$ - 174,409 83 $ 174,409 83

H

M

TREASURER'S REPORT.

715

Statement of the Condition of the Bank of Waynesboro, Located at Waynesboro, Ga., at the Close of Business December 17, 1907.

C. W. SKINNER, President.

W. O. GRESHAM, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts..! Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house.
Furniture and fixtures . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency -Gold Silver, nickels and pen-
nies Checks and cash items. Clearing house certifi-
cates Profit and loss Interest paid

98,255 30 925 24
7,195 67
9,180 68 2,211 67 4,421 00
160 00 3,126 17
420 31
5 30

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes pe.id Due to banks and bankers in this State Due to banks and bankers in other States .. . Due unpaid dividends. . Individual deposits subject to check Demand certificates ... Time certificates Certified checks Oashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

50,000 00 5,000 00 2,522 70
68,378 64

Total
In suit In judgment Not in suit
Total

$ 125,901 34

Total

LOANS AND DISCOUNTS.

$

91 57

61 90

, 98,101 83

$ 98,255 80

Good Doubtful Worthless
Total

$ 125,901 34
$ 98,255 30 $ 98,255 30

716

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank, Located at Waynesboro, Ga., at the Close of Business June 26, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$ 226,761 68

Overdrafts Overdrafts secured by
cotton. .. Bonds and stocks owned
by the bank Banking house Furniture and fixtures.

Due from banks and bankers in this State
Due from banks and bankers inother States

Gold

Silver, nickels and pen-

nies

:

Checks and ca^h items .

Exchanges for the clear-

5,864 07
2,220 00 22,050 85 2,996 05
1,547 50 1,923 85
2,040 00
850 69 5,093 43

Profit and loss

Deposit and guarantee

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and
Due to banks and bank-
Due to banks and bankers in other States....
Due unpaid dividends . Individual deposits sub-
ject to check Savings deposits Demand certificates.... Time certificates

25,000 00 46,000 00
1,128 84 13,641 66
3,672 37
108,278 80

Cashier's checks Due to clearing house. . "Notes and bills redis-
counted Bills payable, including
time certificates, representing borrowed

3,626 45 70,000 00

In suit In judgment Not in suit
Total

271,348 12

Total

LOANS AND DISCOUNTS,

$

409 90

226,351 78

$ 226,761 68

Good. . Doubtful Worthless
Total.

$ 271,348 12
$ 225,261 68 1,500 00
$ 226,76168

TREASURER'S REPORT.

717

Statement of the Condition of the Citizens Bank, Located at Waynesboro, Ga., at the Close of Business December 17, 1907.

KOBERT C. NEELY, President.

R. NOBLE BERRIEN, JB., Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$
Demand loans Overdrafts Bonds and stocks owned

Banking house

1

Furniture and fixtures >

Other real estate )

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

Checks and cash items.. Exchanges for the clear-

138,073 74
488 67 2,220 00
25,125 40
24,065 08
3,153 90 2,091 00
15 00 1,876 86 3,353 02

Profit and loss Clearing house certifl-

3,710 67 38 00

Capital stock paid in. $ 25,000 00

Undivided profits,less 1 current expenses] and taxes paid J
Due to banks and bankers in this State
Due to banks and bankers in other States...
Due unpaid dividends. . Individual deposits sub-
Demand certificates. ...

49,115 68 115,095 66-

Certified checks Cashier's checks Due to clearing house.. Notes and bills redis-
Bills payable, including time certificates representing borrowed


15,000 0

Total
In suit In judgment Not in suit
Total 47 to

$ 204,211 34

Total

LOANS AND DISCOUNTS.

$

Good

Doubtful

,

138,073 74 Worthless

$ 138,073 74

Total

$ 204,211 34
$ 137,373 74 700 00>
$ 138,073 74

71S

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of West Point, Located at West Point, Ga., at the Close of Business December 30, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by
Bonds and stocks owned by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items . Exchanges for the clear-
ing house Profit and loss Interest paid

175,836 16 28,350 80
7,025 98
10,465 27
8,158 91 1,494 25
4,404 74
36,974 39 9,077 00
255 00
3,944 09 5,840 69

Capital stock paid in. $ Surplus fund Undivided profits, less
ourrent expenses and taxes paid Due to banks and bankers in this State ....."

75,000 00
37,808 78 549 69

ers in other States . . . Due unpaid dividends. . Individual deposits sub-
Savings deposits Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

170 22 56 00 147,287 34 5,868 45
86 80
25,000 00

Total

$ 291,827 2S

291,827 28

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

255 24

203,931 72

.....$ 204,186 96

Good Doubtful Worthless
Total

$ 203,710 46 476 50
$ 204,186 96

TREASURER'S REPORT.

719

.'Statement of the Condition of the Bank of West Point, Located at West Point, Ga., at the Close of Business December 17, 1907.

R. HERZFIELD, President.

J. C. MCKERNIE, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans
Overdrafts Bonds and slocks owned
by the bank Banking house Furniture and fixtures..
Other real estate Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. .
Advances on cotton. . . Exchanges for the clear-
ing house Profit and loss Interest paid

185.645 66 29,050 80 26,603 40
7,250 17 1,494 25
8,545 03
60,909 98 5,548 00 350 00
2,429-26 715 25

Capital stock paid in.. .$ 75,000 00

Surplus fund

Undivided profits, less

current expenses and

taxes paid

37,735 88

Due to banks and bank-

ers in this State

145 17

Due to banks and bank-

ers in other States

570 22

Due unpaid dividends. .

56 00

Individual deposits sub-

ject to check

150,374 58

Savings department.... 4,535 27

Time certificates

Certified checks

Cashier's checks

133 68

Due to clearing house

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

'......... 60,000 00

Total.

328,550 80

Total

$ 3'28,550 80

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total .

$ 255 24 214,44122
$ 214,696 46

Good Doubtful Worthless
Total

$ 214,441 22 255 24
$ 14,696 46

720

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Whigham, Located at Whigham, Ga., at the ' Close of Business January 22, 1907.

RESOURCES-

LIABILITIES.

Loans and discounts. $
Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

49,444 46 575 33 67 71

Capital stock paid in. ..f Surplus fund Undivided profits, less
current expenses and

2,537 60 1,759 70
17,276 45
21,846 34 1,189 00 172 50
2,556 97

Due to banks and bank-
Due to banks and bankers in other States ...
Due unpaid dividends.. Individual deposits sub-
ject to check Demand certificates Time certificates .... Certified checks Cashier's checks Due to clearing house. Notes and bills redis-
counted ... Bills payable, including
time certificates representing borrowed money

15,000 00
4,721 56
100 OO 70,721 496,461 58
421 43.

Total
In suit In judgment Not in suit
Total

....$ 97,426 06

Total

LOANS AND DISCOUNTS.

$ 50,019 79
$ 50,019 79

Good Doubtful Worthless
Total

$ 97,426 06
$ 50,019 79* . $ 50,019 79.

H

TREASURER'S REPORT.

721

Statement of the Condition of the Bank of Whigham, Located at Whigham, Ga., at the Close of Business December 17, 1907.

D. O. PEARCE, President.

J. L. BARROW, Cashier,

BESOURCES.

LIABILITIES.

Loans and discounts.. .$

Bonds and stocks owned

Banking house Furniture and fixtures. Other real estate Dae from banks and
bankers in this State. Due from banks and
bankers.in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss

Clearing house certifi-

cates

,

52,972 12 1,210 65 593 29
2,572 79 1,791 70
3,786 50
23,344 72 3,792 00
95 00
4,066 80 341 11

Capital stock paid in ..$ Surplus fund Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States...
Due unpaid dividends. . Individual deposits sub-
Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house.. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
Clearing house loan.. .

24,500 00 9,363 ox
49,300 V't 10,427 17
975 04

Total

$ 94,566 68

Total

'.$ 94,566 68

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

694 36 Good

Doubtful

53,488 41 Worthless

$ 54,182 77

Total

$ 54,022 27 160 50
$ 54.182 77

722

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of White Plains, Located at White Plains, Ga., at the Close of Business December 26, 1907.

RESOUKCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts. Bonds and stocks owned
by the bank Banking house Furniture and fixtures.. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies .... Checks and cash items.. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

34,466 29 7,791 71 2,907 03
2,402 77 1,228 62
7,692 70 8:8 43
1,293 00
239 88 918 70
1,169 97

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State. ..... Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... lime certificates Certified checks Cashier's checks Due to clearing house Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

15,000 00 3,008 11 3,500 00
3183146 954 53
1,635 00
5,000 00

Total

;

$ 60.929 10

Total

LOANS AND DISCOUNTS.

In suit In judgment Not in suit

$ . .. $

42,258 00 42,258 00

Doubtful Total

$ 60,929 10
$ 42,242 25 15 75
$ 42,258 00

*w

TREASURER'S REPORT.

723

Statement of the Condition of tlie Bank of White Plains, Located at White Plains, Ga., at the Close of Business December 17, 1907.

JNO. D. WALKER, President.

W. 0. DAVIDSON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks ov.ned
by the bank Banking house Furniture and fixtures. Other real estate. ... Due from banks and . bankers in this State. Due from banks and
bankers in other States
Currency
Gold Silver, nickels and pen-
nies' Checks and cash items Exchanges for the
clearinghouse Profit and loss interest paid

Total

$

35,187 88 7,323 09 2,727 42
2,402 77 1,228 62
7,868 81 1,142 77
570 00
385 84 3,534 22
1,167 69
63,539 11

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State .... Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates ...
Time certificates Certified checks Cashier's checks
Due to clearing house, certificates
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed money

Total

$

15,000 00 3,024 59 3,500 00
34,994 99 954 53
1,065 00
5,000 00 63,539 11

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total.

42,510 97

Good Doubtful Worthless

$ 42,5i0 97

Total

$ 42,495 22 15 75
$ 42,510 97

724

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Willacoochee, Located at Willacoochee, Ga., at the Close of Business February 23, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. - .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold
Silver, nickels and pennies
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

81,003 23 14,320 32 2,760 03
6,000 00
9,577 11 1.500 03
10 00 645 00
609 40 400 45

Capital stock paid in. .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States .. .

Due unpaid dividends. .

Individual deposits sub-

ject to check

Demand certificates... .

Time certificates

Certified checks

Cashier's checks.'.

Due to clearinghouse . .

Notes and bills redis-

counted

....

Bills payable, including

time certificates rep-

resenting borrowed

money

17,500 00 14,000 00 2,052 31
33,154 31 49,074 99
1,043 96

Total
In suit In judgment Not in suit
. Total

,f 116,825 57

Total

LOANS AND DISCOUNTS.

$

Good

Doubtful

95,323 55 Worthless

95,323 55

Total

$ 116,825 57
$ 95,323 55 $ 95,323 55

J7

TREASURER'S REPORT.

725

Statement of the Condition of the Bank of WiUacoochee, Located at WiUacoochee, Ga., at the Close of Business December 17, 1907.

ELI VICKKRS, 8B.,
President.

GEO. F. MCORANTE, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. . .5 Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency
Gold Silver, nickels and pen-
nies Checks and cash items.
Exchanges for the clearing house
Profit and loss Interest paid Clearing house certifl-
cates

56,984 61 24,994 12
2,672 43
5,900 00
4,126 43 4 68
8,8*0 00 9W) 00
!>926 fl 607 bS
3>589 00

Capital stock paid in. .$ 17,500 00

Surplus fund

14,000 00

Undivided profits, less

current expenses and

taxes paid

4,102 41

Due to banks and bank-

ers in this State

.

139 29

Due to banks and bank-

ers in other States ..

Due unpaid dividends .

Individual deposits sub-

ject to check

24,248 98

Demand certificates. ..

Time certificates

44,576 44

Certified checks

Cashier's checks

576 <>0

Due to clearing house. . 3,0 0 00

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting b o r r o wed

money

Total

$ 108.143 68

Total

$ 108,143 68

LOANS AND DISCOUNTS.

In suit In judgment Not in suit .
Total

81,978 73 81,978 73

Good Doubtful Worthless
Total

I 77,447 63 4,531 10
$ 81,978 73

726

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Merchants & Farmers Bank, Located at Willacoochee, Ga., at the Close of Business February 25, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$

Demand loans .

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate. . . .

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

; ... .

Silver, nickels and pen-

nies

Checks and cash items

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Total

$

25,716 01 2,327 88
371 73
4,055 56
8,017 01 299 91
1,315 00 235 00
2,501 86 303 84
45,773 80

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State ... . Due to banks and bankers in other States . . Due unpaid dividends Individual deposits subject to check Demand certificates... . Time certificates Certified checks Cashier's checks Due to clearing house. .
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed money

Total

$

18,000 00 2,466 86
17,313 26 7,399 98
593 70
45,773 80

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful 28,043 89 Worthless

$ 28,043 89

Total

$ 28,043 89 $ 28,043 89-

Ite.^

TREASURER'S REPORT.

727

Statement of the Condition of the Merchants & Farmers Bank, Located at Willacoochee, Ga., at the Close of Business December 17, 1907.

B. G. OBBRKY, President.

J. L. COCHRAN, Cashier.

RESOUHCES.

LIABILITIES.

Loans and discounts . .f

Demand loans Overdrafts



Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Dae from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold Silver, nickels and pen-

nies



Checks and cash items.

Clearing house certifi-

cates Profit and loss

Interest paid.'

Clearing house certifi-

cates

23,278 38 4,601 46 502 12
2,400 00 2,250 00
5,736 24 185 57
3,100 00 65 00
2,986 30 51 20
365 33 174 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and
taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States. ... Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates... . Time certificates Certified checks Cashier's checks ... Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

18,000 00 1,000 00 2,443 94
10,079 09 9,823 75
448 S2 3,900 00

Total

* 45>695 60

Total

45,695 60

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

102 00 Good Doubtful

27,777 84 Worthless.

_$J^7^4_

Total

.$ 27,879 84 27,879 84

728

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Winder Banking Co., Located at Winder, Ga., at the Close of Business August 16, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Overdrafts secured by
cotton..
Bonds and stocks owned by the bank
-Banking house
Furniture and fixtures. Other real estate Uue from banks and
bankers in this State. Due from banks and
bankers in other States Currency silvlder,ni.ckel,s and pen-
nies
Checks and cash items.. Exchanges for the clear-
ing house. Profit and loss Interest paid

166,592 15 25,636 56 2,125 11
1,100 00
2 000 00 3,500 00
3,959 60
10 980 20 2,199 00 ]>535 00
725 yg 82 11

Capital stock paid in . .$
^P'usfund Undivided profits, less
current expenses and
taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States. . .. Due unpaid dividends. . individual deposits sub-
ject to check Savings deposits
Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money.

50 000 00 16,000 00
2,190 50 145 79
43,273 01 39 60
38,095 07 55 00 8 81
15,627 71
5,000 00

Tota!

- .* 220,435 49

Total

.$ 220,435 49

LOANS AND DISCOUNTS.

]n ^it In judgment Notm suit.
Total

$

28116

197 07

191,749 98

$ 192,228 71

gD0o0u*bt:f-u;l
Worthless
Tofai

$ ]91^82o8oo7o1
200 00 $ 192,228 71

TREASURER'S REPORT.

729

Statement of the Condition of the Winder Banking Co., Located at Winder, Ga., at the Close of Business December 17, 1907.

THOMAS A. MAYNARD, President.

LEE S. RADFORD, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts..? Demand loans Overdrafts Bonds and stocks owned
by the bank
Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold.. Silver, nickels and pen-
nies Checks and cash items
Exchanges for the clear-
ing house Profit and loss Interest paid Atlanta clearing house
certificates

Total

$

88,555 15 29,894 78 15,423 70
2,300 00 2,000 00 3,500 00 4,600 45 10,522 62 2,287 00
44250 461 81 19* 04
586 00 160,771 05

Capital stock paid in. $

Surplus fund

-

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States.. ..

Due unpaid dividends. .

Individual deposits subject to check

Demand certificates ...

Time certificates

Certified checks

Cashier's checks

Due to clearing house .

Not<-s and bills redis-

counted

Bills payable, including

time certificatps rep-

resenting borrowed

money

Total

I

50,000 00 16,000 00
3,518 18 948 18
61,010 52 941 75
28,025 25 40 00
287 17
160,771 05

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

*

281 16

32 88

118,135 89

Good Doubtful Worthless

$ 118,449_93_

Total

$ 117,922 43 500 00 2< 50
* 118,449 93

730

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Winder Savings Bank, Located at Winder, Ga., at the Close of Business August 15, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank
Banking house Kurnitureand fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankersin otherStates Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

82,347 19 3,882 49 1,801 01
3.61(5 97 3,921 66
6,"75 83
203 71 19 00
-i(i7 50
428 47 1,053 10

Total

.... $ 104,286 03

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends. . Individual deposits subject to check Savings'deposits Demand certificates. . . . Time certificates Certified c'-ecks Cashier's checks Due to clearing house Notes and bills rediscounted Bills payable, including
time certificates representing borrowed money

26,000 00 2,587 C9 5,062 02
22,317 22 100 00
.",,120 00 43,500 00

Total

$ 104.286 93

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

.$ 86,229 68
$ 86,229 68

Oood Doubtful Worthless
Total

$ 86,229 68 $ 86,229 68

TREASURER'S REPORT.

731

Statement of the Condition of the Winder Savings Bank, Located at Winder, Ga., at the Close of Business December 17, 1907.

W. H. TOOLB, President.

W. H. QUAKTERMAN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ..| Demand loans
Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
-Other real estate. ...... Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items Exchanges for the clear-
ing house Profit and loss Interest paid. Savings department
special

56,660 42 3,922 (if) 6,215 81
3,646 97 2,889 66
2,541 73 33 25
5,997 00 417 50 565 27
2,634 17
1,050 00

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States.. . .
Due unpaid dividends Individual deposits sub-
ject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills re-
discounted Bills payable, including
time certificates representing borrowed money

25,000 00 4,546 27 4,146 33 28,217 62 8,328 82
16,334 74

Total..-
In suit In judgment Not in suit
Total

$ 86,573 78

Total

LOANS AND DISCOUNTS.

$

Good

Doubtful

60,582 42 Worthless

$ 60,582 42

Total

$ 86,573 78
$ 60,382 42 200 00
$ 60,582 42

732

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of The Peoples Bank, Located at Woodbury, Ga., at the Close of Business December 7, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Overdrafts secured by
cotton
Bonds and stocks owned by the bank
Banking house Furniture and fixtures . Other real es1 ate Due from banks and
bankers in this State. . Due from banks and
bankers in other States. Currency Gold
Silver, nickels and pennies
Checks and cash items. Exchanges for the clear-
ing house Profit and loss, e x p.,
books and stationery Interest paid Clearing house certifi-
cates Depositors' guarantee
fund

3,068 70 950 25
1,339 94
2,320 15 1,03t> 43
7,366 44 2,199 20
965 00
2 63 1,165 87
844 28
560 00

Capital stock paid in. J Surplus fund Undivided profits, less
current expenses and taxes paid . Due to banks and bankers in this State Due to banks and bankers in other States .... Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house, certificates issued. . . . Notes and bills rediscount ed
Bil s payable, including time certificates representing borrowed money

2,822 70

15,000 00
9,271 59 1,270 00

Total

$ 25,541 59

Total

.$ 25,541 59

LOANS AND DISCOUNTS.

In suit In judgment Not in suit..
Total

4,918 95

Good Doubtful Worthless

$ 4,918 95

Total

$ 4,918 95 $ 4,918 95

*H

TREASURER'S REPORT.

733

Statement of the Condition of The Peoples Bank, Located at Woodbury, Ga., at the Close of Business December 17, 1907.

J. A. SASSBR, President.

J. 0. MCKNIGHT, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned
by the bank. Banking house Furniture and fixtures. .
Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in otherStates
Currency
Gold Silver, nickels and pen-
nies Checks and cash items.
Exchanges for the clear-
ing house. ... Profit and loss Interest paid
Clearing house certifi-
cates Books and stationery.. .

4,34 2 00 950 25 12s 48
2,320 15 1,036 43
8,335 48 4,684 33 1,384 00
20 00 23 50 327 70
501 01 16 67
315 44

Capital stock paid in.... $
Surplus fund Undivided profits, less
current expenses and
taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States. ... Due unpaiddividends . Individual deposits sub-
ject to check
Demand certificates.... Time certificates ..'
Certified checks Cashier's checks Due to clearing house Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

15,000 00
8,115 44 1,270 00

Total
In suit In judgment Not in suit
Total

* 24,385 44

Total

LOANS AND DISCOUNTS.

v
$

4,342 00 4,342 00

Good Doubtful Worthless
Total

$ 24.385 44
* 4,342 00 $ 4,342 0 0

734

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Woodbury Banking Co., Located at Woodbury, Ga., at the Close of Business December 6, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house ......... Furniture and fixtures.
Due from banks and bankers in this State.
Due from banks and bankers in other States. Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Clearing house certifi-
cates Profit and loss Interest paid

37,301 73 1,961 89
1,322 22 2,780 00 2,865 13 4,618 35 1,621 00
231 73 4,353 64
572 55 167 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends. . Individual deposits subject to check Demand certificates. .. . Time certificates. . . .. Certified checks Cashier's checks Due to clearing house . . Notes and bills redis-
Bills payable, including time certificates representing borrowed money

25,000 00 1,000 00 770 14
28,455 10 70 00
2,500 00

57,795 24

Total

$ 57,795 24

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 10,229 25 Good Doubtful
27,072 48 Worthless

$ 37,301 73

Total

$ 37,056 73

...

245 00

$ 37,30173

TREASURER'S REPORT.

785

Statement of the Condition of the Woodbury Banking Co., Located at Woodbury, Ga., at the Close of Business December 17, 1907.

L. O. BEXTOX, President.

0. W. POWERS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$

ODvemeradnrdaftlos ans

Bonds and stocks owned

by the bank

.Banking house



Furniture and fixtures.

Other real estate

Due from bunks and

bankers in this State.

Due from banks and bankers in other States

Currency

Gold Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Total

$

34,143 83 3,000 00 960 89
1,341 22 2,780 00 6,353 50 2,776 61 3,000 00
1,8"2 17
269 73
56,377 95

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends. Individual deposits subject to check Demand certificates ... Time certificates Certified checks .... Cashier's checks Clearing house certifi-
cates Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

Total

$

25,000 00 2,133 00
26,674 95 70 00
2,500 00 56.377 95

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

11,119 95 245 00

Good Doubtful

26,023 88 Worthless

$ 37,388 83

Total

$ 37,143 83 245 00
$ 37,388 83

736

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Wrens, Located at Wrens, Ga., at the Close of Business June 27, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . . $

Overdrafts. Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-

Checks and cash items . Exchanges for the clear-
ing house Profit and loss Interest paid Depositors fund

Total

$

45,018 91 1,620 50 6 90
50 00 1,760 00 1,350 00
10,611 06 2,893 55 435 00 180 00
325 16 130 75
590 55 2,822 70
67,795 08

Capital stock paid in. . $
Undivided profits, less current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States....
Due unpaid dividends. . Individual deposits sub-

Demand certificates Time certificates ....... Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
Bills payable, including time certificates representing borrowed

Total

$

15,300 00 4,502 25-
16,310 9014,012 93-
169 00
17,500 00 67,795 08

LOANS AND DISCOUNTS.

Total

1

Good

184 78 Doubtful

46,454 63

$ 46,639 41

TotaL

$ 46 639 41 $ 46,639 41

wm

fe.i

TREASURER'S REPORT.

737

Statement of the Condition of the Bank of Wrens, Located at Wrens, Ga., at the Close of Business December 17, 1907.

L. R. FARMEK, President.

T. M. KIRKPATKICK, Cashier

RESOURCES.

LIABILITIES.

Loans and discounts. .. .%

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures. .

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items. .

Exchanges for the clear-

ing house

Profit and loss

Interest paid

,

28,528 15
171-06
50 00 1,760 00 1,350 00
14,242 21
6,257 46 1,821 00
260 00
527 00

Capital stock paid in. ..$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and backers in other States.. . Due unpaid dividends. . Individual deposits subject to check Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house . Notes and bills rediscounte! Bills payable, including time certificates representing borrowed money

15,300 00 4,522 23
16,817 65 14,379 67
447 33
3,500 00

Total.
In suit In judgment Not in suit
Total

$ 54,966 88

Total

LOANS AND DISCOUNTS.

$

Good

5L 75 Doubtful

-2g,476 40 Worthless

$ 28,528 15

Total

if 54,966 88
$ 28,476 40 51 75
$ 28,528 15

L-

738

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Bank of Wrightsville, Located at Wrightsville, Ga., at the Close of Business May 16, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts... $ Demand loans Overdrafts Bonds and stocks owned
by the bank

Furniture and fixtures.

Due from banks and bankers in this State..
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-

Checks and cash items..

Exchanges for the clear-

ing house

....

72,605 89 1,662 33 8,303 73
5,433 56
4,293 45
4,008 30
2,565 17 2,441 00
503 00
1,193 97 2,047 41

Interest paid Clearing house certifi-
cates Depositors guarantee
fund

75 86

105,133 17

Capital stock paid in. .$ Surplus fund . Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates . .. Time certificates
Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

25,000 00 8,500 00 6,513 24
47,577 32 17,453 58
89 03

105,133 17

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

430 77 Doubtful . ..

73,837 45 Worthless

$ 74,268 22

Total

$ 74,268 22 $ 74,268 22:

_ ilUHHWUIH

TREASURER'S REPORT.

739

Statement of the Condition of the Bank of Wrightsville, Located at Wrightsville, Ga., at the Close of Business December 17, 1907.

E. A. LOVBTT, President.

E. L. KENT, . Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . . $ 64,421 84 Capital stock paid in. . .$ 25,000 00



7,920 69 Surplus fund

8,500 00

17,904 50 Undivided profits, less

Bonds and stocks owned

current expenses and

by the bank

taxes paid

8,865 44

i

Banking house

V

Furniture andfixtures /

5,433 '56

Due to banks and bankers in this State

1,177 94

Other real estate

4,293 45 Due to banks and bank-

Due from banks and

ers in other States.. .

r

bankers in this State. Due from banks and

4,764 95 Due unpaid dividends. . Individual deposits sub-

5 t

bankers in other States 1,896 92

46,249 44

Currency Gold

4,553 00 Demand certificates. . . .

663 00 Time certificates

23,612 37

Silver, nickels and pen-

678 68

510 44

Checks and cash items. .

.303 36 Due to clearing house. .

Exchanges for the clear-

Notes and bills redis-

ing house

counted

Profit and loss

Bills payable, including

Interest paid

1,081 6S

time certificates rep-

resenting b o r r owed

Total
In suit In judgment Not in suit
Total

$ 113,915 h3

Total

LOANS AND DISCOUNTS.

$ 1,014 50 Good 564 42 Doubtful
70,763 61 Worthless

$ 72,342 53

Total

$ 113,915 63
$ 72,234 28 108 25
if 72,342 53

am

740

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank, Located at Abbeville, Ga., at the Close of Business April 6, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. $ 62,598 61

Demand loans

1,888 93

Overdrafts

9,878 18

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures. 2,814 15

Other real estate

355 35

Due from banks and

bankers in this State. 7,031 57

Due from banks and

bankers in other States 4,630 06

Currency

692 00

Gold

t-ilver, nickels and pen-

nies

358 25

Checks and cash items. 1,140 40

Exchanges for the clear-

ing house

.'

Profit and loss

Interest paid

Total

$ 91,387 50

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .. Due unpaid dividends. . Individual deposits subject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing b o r r o wed money.

Total,

$

35,100 00 3,643 59
1,144 71 344 09
21 00 38,253 18
593 86 487 07
5,800 00
6,000 00 91,387 50

LOANS AND DISCOUNTS.

In judgment Not in suit
Total .......

if

191 95 Good. . .-

239 57 Doubtful

64,056 02

$ 64,487 54

Total

$ 64,358 09 94 81 34 64
$ 64,487 54

BK,, ^p;------i MHI

TREASURER'S REPORT.

741

Statement of the Condition of the Farmers Bank, Located at Adrian, Ga., at the Close of Business December 17, 1907.

T. J. JAMES, President.

W. F. STATEN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. $
Demand loans Overdrafts Bonds and stocks owned
by the bank.... Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency
Gold Silver, nickels and pen-
nies Checks and cash items.
Exchanges for the clearing house
Profit and loss Interest paid Clearing house certifi-
cates

Total

'.-.*

34,841 ob '20,575 00 10.337 77
1,963 35
542 56
196 00
10 89 l,6ot> 69
2,486 69 640 04

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and
taxes paid Due to banks and bank-
ers in this State
Due to banks and bankers in other States.. ..
Due unpaid dividends. . Individual deposits sub-
ject to check
Demand certificates. .. . Time certificates
Certified checks Cashier's checks
Due to clearing house.. . Clearing house certifi-
cates Bills payable, including
time certificates representing borrowed
money

73,249 35

Total

$

24,800 00 611 65
4,222 59 854 40
24,648 76 3,052 53 3,059 42
12,000 00 73,249 35

LOANS AND DISCOUNTS.

In suit In -judgment Not in suit
Total

$

7,829 94

Good Doubtful

47,586 42 Worthless

I 55,416 36

Total

$ 53,265 36 2,151 00
...-$ 55,416 36

742

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Adrian Banking Co., Located at Adrian, Ga., at the Close of Business April '23, 1907.

RESOURCES.

LIABILITIES

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank
Banking house
Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency
Gold Silver, nickels and pen-
nies
Checks and cash items. Exchanges for the clear-
ing house
Profit and loss Interest paid

Total

$

60,349 95 500 00
2,392 80
1,635 50 1,29156
6,016 50 19 05
1,700 00 45 00 162 23
201 51
6 37
74,320 50

Capital stock paid in. .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States . ..

Due unpaid dividends

Individual deposits sub-

ject to check

...

Demand certificates. ..

Time certificates

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

Total

$

25,000 00
3,000 00 19,89146 13,402 00
527 04
12,500 00 74,320 50

In suit In judgment Not in suit
Total

LOANS AND DISCOUNTS.

.$ it699 00 Good Doubtful
59,150 95 Worthless

$ 60,849 95

Total

$ 60,580 75 166 50 102 70
$ 60,849 95

TREASURER'S REPORT.

743

Statement of the Condition of the Adrian Banking Company, Located at Adrian, Ga., at the Close of Business December 17, 1907.

T. J. JAMBS, President.

W. F. STATEN, Cashier.

RESOURCES.

Loans and discounts.. .$

Demand loans

Overdrafts..-



Bonds and stocks owned

by the bank

Banking house Furniture and fixtures

Due from banks and bankers in this State.

Due from banks and bankers in otherStates

Currency

Gold



Silver, nickels and

pennies

Checks and cash items.

Exchanges for the clear-

ing house



Profit and loss

Interest paid

-

Clearing house certifi-

cates

40,178/0 _
4.54 &7
1.*? ?" 1,291 ob ioonA,,, 12,390 01
77 33 9o3 00
^91 b4
4,b82 jTM 524 04

LIABILITIES.

Capital stock paid in. .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

....

Due to banks and bank-

ersin this State...

Due to banks and bank-

ers in otherStates

Due unpaid dividends. . Individual deposits sub-

jectto check

Demand certificates. ...

Time certificates

Certified checks Cashier's checks

Due to clearing house..

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

Clearing house loan

25,000 00
11,836 6/
16,412 50 2,btn 16 ,,lnr> 441 9.) 10,000 00

Total

$ 66,558 94

Total

LOANS AND DISCOUNTS.

* 66,558 94

Insuit In judgment Not in suit
Total

$ 1,500 00 88,bi/U
$ 40.178 70

Good Doubtful Worthless
Total

%

39-178 70 1.000 00

$ 40,178 70

744

TREASURER'S REPORT.

Statement of the Condition of the Americus Trust and Savings Bank, Located at Americus, Ga., at the Close of Business December 17, 1907.

L. A. LOWREY, President.

M. M. LOWREY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .* Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house
Furniture and fixtures. . Other real estate Due from banks and
bankers in other St-ites Due from banks and
bankers in this State. Currency Gold
Silver, nickels and pen-
nies Oleanng house certifi-
cates
Checks and cash items . Exchanges for the clear-
ing house Profit and loss Interest paid

35,706 87
938 31 2,007 34 4,200 00
690 30 140 61 220 00

Capital stock paid in. .$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States... . Due unpaid dividends. .
Individual deposits subject to check
Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. . -Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed money

15,000 00 1,143 26 3,750 00 16,01f 17
g 000 00

-Total
In suit In judgment Not in suit
TotaI

* 43,90343

Total

LOANS AND DISCOUNTS.

1

Good

35,706 87

Doubtful Worthless

$ 35.706 87

Total

.$ 43.903 43
$ 35706 87 $ 35,706 87

TREASURER'S REPORT.

74S-

Bank Examiner's Report of the Condition of the Mitchell Street Branch of the Central Bank & Trust Corporation, Located at Atlanta, Ga., at the Close of Business September 11, 1U07.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house. Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

45,129 61 1,025 00 40 74
3,075 62
27,278 65 3,481 90 10,444 00
830 00 2,405 80
1 80
2,306 38

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States. . . Due unpaid dividends. Individual deposits sub-
ject to check Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates rep resenting borrowed
money

95,965 75
40 00 13 75.

Total
In suit In judgment Not in suit
Total

$ 96,019 50

Total

LOANS AND DISCOUNTS.

$

Good

Doubtful

46,154 61 Worthless..

$ 46,154 61

Total

$ 96,019 50
$ 46,154 61 $ 46,154 61,

746

TREASURER'S REPORT.

Statement of the Condition of the Guarantee Trust & Banking Co., Located at Atlanta, Ga., at the Close of Business December 17, 1907.

S. E. SMITH, President.

H. S. MILES, Sec. and Treas.

RESOURCES.

LIABILITIES.

Loans and discounts. ...$ 156,573 05 Demand loans

Bonds and stocks owned

8,600 00

Furniture and fixtures Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and
Checks and cash items Exchanges for the clear-
Profit and loss Interest paid

16,008 46 9,654 19 8,165 00
100 00 311 59
1,297 88

Capital stock paid in.. .$ 173,587 16

Surplus fund ....

18,833 15

Undivided profits, less

current expenses and

taxes paid

365 12

Due to banks and bank-

ers in this State

Due to banks and bank-

Due unpaid dividends. . Individual deposits sub-
Savings deposits Demand certificates. ... Time certificates Certified checks. .

7,898 34 26 40

Due to clearing house.. Notes and bills redis-

Bills payable, including time certificates representing borrowed money

Total

$ 200,710 17

Total

LOANS AND DISCOUNTS.

$ 200,710 17

In suit In judgment Not in suit
Total

$ 156,573 05
$ 156,573 05

Good Doubtful Worthless
Total

$ 156,573 05 . $ 156,573 05

mi

TREASURER'S REPORT.

747

Bank Examiner's Report of the Condition of the Neal Bank, Located at Atlanta, Ga., at the Close of Business December 19, 1907.

KESOURCBS.

LT-ABILITIES.

Loans and discounts . .$ 2,560,861 67

Demand loans

Overdrafts

4,993 79

Overdrafts secured by

cotton .

Bonds and stocks owned

by the bank.'.

96,500 48

Banking house Furniture and fixtures. .

1,800 00

Other real estate

191,843 79

Due from banks and

bankers in this State. 39,837 34

Due from banks and

bankers in other States 45,178 09

Currency

130,198 00

Gold

5,305 00

Silver, nickels and pen-

nies

28,095 00

Checks andcash items. 21,541 86

Exchanges for the clear-

ing house

22,577 71

Profit and loss

Interest paid

Clearing house cert'fs. . 11,652 00

Total

$3,160,384 73

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and laxespaid Due to banks and bankers in this State Due to banks and bankers in other States. ... Individual deposits subject tocheck
Savings deposits Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house,
certificates issued. .. .
Notes and bills rediscounted
Bills payable, including time certificates representing borrowed money

100,000 00 150,000 00
300,393 63 11,358 05 11,413 63
901,09155 748,153 17 140,956 20 309,337 42
544 50 12,223 58 175,000 00
300,000 00

Total

$ 3,160,384 73

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 1,910 90 $2,560,861 67

Good Doubtful Worthless
Total

$ 33,526 90
$ 2,560,861 67

748

TREASURER'S REPORT.

Statement of the Condition of the Bank of Auburn, Located at Auburn, Ga., at the Close of Business December 17, 1907.

T. C. FLANIGAN, President.

M. W. WEBB, Cashier.

RESOURCES.

LIABILITIES. .

Loans and discounts.$ Demand loans Overdrafts Bonds and stocks owned
by the bank
Furniture and fixtures. . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Silver, nickels and pennies
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

13,510 82 4,600 00
26 77
1,175 00 1,384 87
3,299 48
952 00
63 88 50 00

Capital stock paid in. .$
Undivided profits, less current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States... .
Due unpaid dividends... Individual deposits sub-
ject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks........ Due to clearing house. . Notes and bills redis-
counted . Bills payable, including
time certificates representing borrowed money

15,000 00 37 57
125 00 9,900 25

Total

$ 25,062 82

Total

$ 25,062 82

In suit In judgment Not in suit
Total

LOANS AND DISCOUNTS.

$

Good

Doubtful

18,110 82 Worthless

$ 18,110 82

Total

$ 18,110 82 .. $ 18,110 82

TREASURER'S REPORT.

749

Statement of the Condition of the Bank of Baconton, Located at Baconton, Ga., at the Close of Business December 17, 1907.

R. P. JACKSON, President.

W. L. THOMPSON, Cashier.

KESOUKCES.

LIABILITIES.

Loans and discounts.. .$

Demand loans

Overdrafts

Bonds and stocks own-

ed by the bank

Banking house

Furniture and fixtures

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in otherStates

Currency

1

Gold

I

Silver.mckelsandpen- (

nies

J

Checks and cash items. .

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Supplies, etc

4,093 28 705 00 40 41
2,296 31 1,491 20
14 574 59 4,873 82 2,402 94
109 44 298 23

Capital stock paid in . .$
Surplus fund Undivided profits, less
current expenses and
taxes paid . Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States.. .. Due unpaid dividends Individual deposits sub-
ject to check
Demand certificates.... Time certificates
Certified checks Cashier's checks Due to clearing house Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

15,000 00
11,695 22 1,250 00

Total

$ 30,945 22

Total

$ 30,945 22

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total
49 tr

$

Good

Doubtful

4,858 28 AVorthless

$ 4.858 28

Total

$ 4,858 28 $ 4,858 28

750

TREASURER'S REPORT

Statement of the Condition of the Bank of Ball Ground, Located at Ball Ground, Ga., at the Close of Business December 17, 1907.

A. W. ROBERTS, President.

L. A. MCOLUEE, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Eonds and stocks owned
Banking house Furniture and fixtures. Other real estateDue from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. . Exchanges for the clear-
ing house Profit and loss
Clearing house certificates on hand

36,754 10 498 68
2,513 67 2,124 25
5,235 54 344 96
4,657 00 20 00 570 00 29 64
184 14

Capital stock paid in . .$ Surplus fund. .. Undivided profits, less
current expenses and
Due to banks and bankers in.this State .. .
Due to banks and bankers in other States.. . .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates... . Time certificates...... Certified checks Cashier's checks Notes and bills redis-
counted Bills pavable, including
time certificates representing borrowed money Clearing house certificates issued

25,000 00
23,060 41 4,479 81 391 76

Total

$ 52,931 98

Total

$ 52,931 98

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

if

Good.

Doubtful

36,754 10 Worthless

$ 36,754 10

Total

$ 36,754 10 $ 36,754 10

wmmaamiBBBBm*:

jssmmxmt

TREASURER'S REPORT.

751

Statement of the Condition of the Bank of Bluffton, Located at Bluffton, Ga., at the Close of Business December 17, 1907.

J. J. HAYES, President.

C. T, NORTON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans
Bonds and stocks owned by the bank
Banking house Furniture and fixtures. . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss

10,985 29 305 59
1,618 00 1,403 69
5,689 74 6,692 74 2,250 00
30 17 1,070 58

Capital stock paid in . ..$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

....

ers in this State .. . Due to banks and bank-
ers in other States.... Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates . .. Time cenificates Certified checks carried
as deposits Cashier's checks carried
as deposits Due to clearing house, Notes and bills redis-
counted Bills payable, including
time certificates rep resenting borrowed

15,000 00 399 56
14,646 24 (1,370 88)
(4 42)

Total

$ 30,045 80

Total

1
$ H0,0-J5 80

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total .

$

Good...

Doubtful

10,985 29 Worthless

$ in,985 29

Total

$ 10,985 29 $ 10,985 29

...

752

TREASURER'S REPORT.

Statement of the Condition of the Bank of Bowdon, Located at Bowdon, Ga., at the Close of Business December 17, 1907.

J. L. LOVVORN, President.

A. E. FLEMING, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house, unfin-

ished

Furniture and fixtures. .

Other real estate ...

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash iiems

Exchanges for theclear-

ing house

Profit and loss

Interest paid

'

Loan secured by cotton

23,049 25 1,689 98 1,085 23
2,700 00 579 00 700 00
2,021 87
88 43 2,461 00
155 00
125 45 38 95
420 00 5,494 00

Capital stock paid in. $ Surplus fund. Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State... . Due to bank^ and bankers in other States ... Due unpaid dividends .. Individual deposits subject to check
Savings deposits Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills redis-r
counted Bills payable, including
time certificates representing borrowed
money..

15.000 00 1,000 0a 2,484 95
16,828 32294 89-
5,000 00

Total
In suit In judgment Not in suit
Total.

$ 40.608 16

Total

LOANS AND DISCOUNTS.

24,739 23

Good Doubtful Worthless

$ 24,739 23

Total

$ 40,608 16
$ 24,739 23 $ 24,739 23

TREASURER'S REPORT.

753

Statement of the Condition of the Bank of Bowman, Located at Bowman, Ga., at the Close of Business December 17, 1907.

J. A. SASSER, . President.

0. L. TEASI.EY. Cashier.

KESOUKCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank P. mking house Furniture and fixtures. Other roal estate Due from banks and
bankers in this State. Due from banks and
bankers in otherStates Currency .... Gold Silver, nickels and pen-

CUiecks and cash items. Exchanges for the clear-
ing house Interest paid Depositors guarantee

Mutual insurance fund

Total

$

47,302 "/5 1,100 00 7,'275 54
2,594 00 1,849 50
2,903 13 1 653 21 2,340 00
215 00 609 89
350 49 2,810 80
120 00 71,023 81

Capital stock paid in $ Surplus fuiid. Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bank- ers in other States . .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates....
Certified checks

15,000 00
6,992 27 6,000 00 5,500 00 26,230 29 9,801 25

Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

1,500 00

Total

$ 71,023 81

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful

48,402 25 Worthless

$ 48,402 25

Total

$ 48,402 25 $ 48,402 25

1

754

TREASURER'S REPORT.

Statement of the Condition of the Bank of Brooklet, Located at Brooklet, Ga., at the Close of Business December 17, 1907.

J. N. SHBAROUSE, President.

PAUL B. LEWIS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts... O vcoerttdornafts secured by Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
Checks an.l cash items.. Exchanges for the clear-
ing house Profit and loss Interest paid Depositors' guarantee
fund

18,968 85 3,000 00
74 35
1,912 40 892 24
3,098 61 833 14
2,228 00 45 00
175 89 50 58

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates... . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing b o r r owed money

15,000 00 368 21
10.595 90 4,920 58
394 37

Total
In suit In judgment Not in suit
Total

. $ 31,279 06

Total

LOANS AND DISCOUNTS.

$

Good

Doubtful

Worthless

*

Total

$ 31,279 06
$ 21,968 85if 21,968 85

MMMSSMSSBSsassESfa. wmmmmsammim

TREASURER'S REPORT.

755

Statement of the Condition of the Brooks Bank, Located at Brooks, Ga., at the Close of Business December 17, 1907.

JAMES BOYKIN,
President.

ARTHUR BIGBY,
Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. . .$ Demand loans
Bonds and stocks owned
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
nies Checks and cash items.. Exchanges for the clear-
Profit and loss Interest paid

9,203 33 526 76
2,353 66 1,683 48
3,137 16 793 63
2,397 00

Capital stock paid in. . . $ 15,000 00

Undivided profits, less current expenses and taxes paid
Due to banks and bank-

191 31

Due to banks and bankers in other States... .
Due unpaid dividends. . Individual deposits sub-
ject to check
Demand certificates. ...

5,668 27

277 09 487 47

Cashier's checks Due to clearing house. . Notes and bills redis-
Bills payable, including time certificates representing b o r r o wed

Total
In judgment .... Total

$ 20,859 58

Total

LOANS AND DISCOUNTS.

Rood Doubtful 9,203 33
$ 9,203 33

$ 20,859 58
$ 9 203 33 $ 9,203 33

756

TREASURER'S REPORT.

Statement of the Condition of the Bank of Buckhead, Located at Buckhead, Ga., at the Close of Business December 17, 1907.

G. M. GAISSERT, President.

C. 0. SHOUSE, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$
Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss

25,228 02 6,306 83
1,728 26 1,279 23
1,307 75 2,903 82
91 00
183 16 3,275 66
1 14

Capital stock paid in.. ..$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States.. .

Due unpaid dividends. .

Individual deposits sub-

ject to check

Demand certificates. . . .

Time certificates

Certified checks

Cashier's checks

Due to clearing house.

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

...

25,000 00 876 44
1,500 00 14,668 16
260 27

In suit In judgment Not in suit
Total

42,304 87

Total

LOANS AND DISCOUNTS.

$

Good

Doubtful

25,228 02 Worthless

$ 25,228 02

Total

$ 42,304 87
$ 25,228 02 $ 2,228 02

ssfcfesraro:

TREASURER'S REPORT.

757

Statement of the Condition of the Farmers & Merchants Bank, Located at Butler, Ga., at the Close of Business December 17. 1907.

M. T. CHAPMAN, President.

H. J. PEAGLEB, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. $
Demand loans..., Overdrafts, cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State.
Due from banks and bankersin other States
Currency
Gold... Silver, nickels and pen-
nies Checks and cash items.
Exchanges for the clear-
ing house Profit and loss Interest paid

15,467 04 1,000 00 3,014 63
1,000 00 1,156 53 1,158 29
14,916 87
3,255 ill) 3,985 (10
25 00
"533 OS 25 10
19 20

Capital stock paid in, .$
Surplus fund Undivided profits, less
current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States ...
Due unpaid dividends. Individual deposits sub-
ject to check
Demand certificates.. . Time certificates
Certified checks Ca-hier's checks Due to clearing house Notes and bills redis-
counted Bills payable, including
time certificates representing b o r r o wed
money

15,000 00 1,454 18
24,522 55 4,554 50 26 10

Total

$ 45,557 63

Total

$ 45,557 63

LOANS AND DISCOUNTS.

In suit In judgment Not in suit "
Total

$

'09 50 50 00

Good Doubtful

15,708 44 Worthless

$ 16,467 94

Total

* 15,954 83 277 50 -'35 61
$ 16.467 94

758

TREASURER'S REPORT.

Statement of the Condition of the Bank of Chatsworth, Located at Chats worth, Ga., at the Close of Business December 17, 1907.

A. L. KEITH, President.

S. M. BARNETT, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house. Furniture and fixtures. . Other real estate .... Due from banks and
bankers in this State . Due from banks and
bankers in other States Currency ld Silver, nickels and pen-
nies Checks and cash items . Exchanges for the clear-
ing house Profit and loss Interest paid Fire insurance fund. . . .

7,859 00 3 15
4,19185 '860 67
2,024 78 3,972 50 2,756 00
725 00 197 79 85 00
634 92

Capital stock paid in. . ..$ Surplus fund
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States. ...
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted
Bills payable, including time certificates representing borrowed money

15,000 00
7,465 41 844 35.

Total.
In suit In judgment Not in suit
Total

23,309 76

Total

LOANS AND DISCOUNTS.

$ .....
$

7,859 00 7,859 00

Good Doubtful . Worthless.
Total..

$ 23,309 76
$ 7,859 00 ,859 00

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TREASURER'S REPORT.

759

Bank Examiner's Report of the Condition of the Bank of Clayton, Located at Clayton, Ga., at the Close of Business October 31, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . $
Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures
Other real estate Due from banks and
bankers in this State
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items Exchanges for the clear-
ing house Profit and loss Interest paid Depositors guara n t e e
fund

Total

$

65,355 79 535 61
1,890 46 1,384 24
7,457 95 10,172 41 2,319 00
505 00 412 78 142 15
2,822 70 92.998 09

Capital stock paid in . .$
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . Due unpaid dividends . Individual deposits subject to check Savings deposits
Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

Total ..-

$

15,000 00 4,016 57
48,186 76 25,462 83
331 93
92,998 09

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

239 48 Good

2,089 63 Doubtful

63,026 68 Worthless

$ 65,355 79

Total

$ 65,355 79 $ 65,355 79

760

TREASURER'S REPORT.

Statement of the Condition of the Bank of Cobbtown, Located at Cobbtown, Ga., at the Close of Business December 17, 1907.

B. DAUGHTRY, President.

.7. 0. CHOW, Cashier.

KESOUBCES.

LIABILITIES.

Loans and discounts. ..$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtuies. . Other real estate ... Due from banks and
bankers in this State. Due from banks and
bankers in other States
< iold Silver, nickels and pen-
nies Checks and cash items Exchanges for the clear-
Profit and loss Interest paid

21,576 83
2,083 00 1,706 27
6,318 53 404 10 520 00 ;^5 oo 302 11 20 15
717 68

Capital stock paid in. .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

:.

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States.. .

Due unpaid dividends. .

Individual deposits sub-

ject to check

Demand certificates. .. .

Time certificates

Certified checks

Cashier's checks

Due to clearing house.

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting bor rowed

money

15,000 00 2,653 79
9,017 93 426 00
2,59195'
4,000 00

Total.
In suit In judgment Not in suit
Total

.$ 33,689 67

Total

LOANS AND DISCOUNTS.

$

288 70 Good

Doubtful

21,288 13 Worthless

$ 21,576 S3

Total

$ 33,689 67
$ 21,576 83 $ 21,576 83

msmaammk.'vmimaimmmmmmmm

TREASURER'S REPORT.

761

Statement of the Condition of the Bank of Colbert, Located at Colbert, Ga., at the Close of Business December 17, 1907.

W. H. TOOLE,
President.

MILES COLLIER,
Cashier.

RESOURCES.

LIABILITIES-

Loans and discounts. .$ Demand loans Overdrafts, secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estate . Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency and clearing house certificates ...
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the
clearing house Profit and loss Interest paid

Total

$

11,078 75 .3,629 29 i.663 95
1,816 40 1,677 80
3,693 38 945 92
2,13100 240 00 337 32 63 79

Capital stock paid in.. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. .. Due unpaid dividends. . Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Notes and bills rediscounted Bills payable, including time certificates representing borrowed
money Clearing house certifi-
cates received from clearing house

27,277 60

Total

$

15,000 00 184 18
11,895 10198 32
27,277 60

LOANS AND DISCOUNTS.

In suit

_.

In judgment ..."

Not in suit

Total

$

Good

Worthless

14,708 04 Doubtful

$ 14,708 04

Total

$ 14,708 04 $ 14,708 04

762

TREASURER'S REPORT.

Statement of the Condition of the Bank of Gumming, Located at dimming, Ga., at the Close of Business December 17, 1907.

L. EDMONDSON, President..

S. H. ALLEN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$ Demand loans Overdrafts. . . Bonds and stocks owned
by the bank Banking hou>e
Furniture and fixtures. Other real estate Due from banks and
bankers in this Stale. Due from banks and bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

71,542 80
1,988 09
18,221 43 4,324 92 6,005 00
55 00 10 24 64 70
716 58

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and
taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States . .. Due unpaid dividends.
Individual deposits subject to check
Demand certificates. .. Time certificates Certified checks
Cashier's checks Due to clearing house. .
Notes and bills rediscounted
Bills payable, including
time certificates representing borrowed money

25,000 00 4,500 00 4,51.7 52
48,775 40 20,135 84

Total

$ 102.928 76

Total

$ 102,928 76

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

3,738 65 Doubtful

67,804 15 Worthless

* 71,512 80

Total

$ 71,270 30

.'

272 50

$ 71,542 80

TREASURER'S REPORT.

763

Statement of the Condition of the Bank of Cusseta, Lo cated at Cnsseta, Ga., at the Close of Business December 17, 1907.

JOHN STEPHENS,
President.

WM. A. DUNCAN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts-. ..$ Demand loans
Bonds and stocks owned
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State, Due from banks and
Currency Gold Silver, nickels and pen-
Checks and cash items. Clearing house certifi-
Stationery, supplies, etc

5,086 82 6,000 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and

15,000 00

2,3"w 59 1,089 59
5,894 08
1,123 17 2,180 00
150 00
76 16 73 00
316 00 290 28
340 00

Due to banks and bankers in this State
Due to banks and bankers in other States. ..
Due unpaid dividends. . Individual deposits sub-
Demand certificates ...
Certified checks
Due to clearing house Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

7,245 19 2,490 90
240 60

Total
In judgment Total

$ 24,976 69

Total

LOANS AND DISCOUNTS.

$
Doubtful 11,086 82 Worthless
$ 11,086 82

$ 24.976 69
11,086 82 .... $ 11,086 82

764

TREASURER'S REPORT.

Statement of the Condition of the Bank of Dahlonega, Located at Dahlonega, Ga., at the Close of Business December 17. 1907.

JNO. H. CARTEK, President.

E. C. GUBLEY, Cashier.

EESOUKCES.

LIABILITIES.

Loans and discounts. . $

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

...

Furniture and fixtures.

Oiher reill estate. . . .

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and Ben-

nies

:.

Checks and cash items

Exchanges lor the clear-

ing house

Profit and loss

Interest paid.

15,494 63
21,355 00 1,292 45
8,220 82 1,260 03 3,172 00
400 00 697 49 255 00

Capital stock paid in. .$ Surplus fund. Undivided profits, less
current expenses and taxes paid . Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends Individual deposits subject to check Demand certificates. . . Time certificates Certified checks
Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

15,000 00 3,750 00
307 83
33,014 59 75 00

Total

.$ 52,147 42

Total ...

$ 52,147 42

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

26 60 Good

Doubtful

15,468 13 Worthless

$ 15,494 63

Total

,...$ 15,494 63 $ 15 494 63

TREASURER'S REPORT.

765

Statement of the Condition of the Draketown Banking Co., Located at Draketown, Ga., at the Close of Business December 17, 1907.

W. F. GoLDIN,
President.

G. C. GOLDIN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank. Banking house Furniture and fixtures. . Other real estate. . . . Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

18,030 74 1,788 92
458 88 1,229 22
211 87
348 00 20 00 97 20
296 26

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividends. . Individual deposits subject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted . Bills payable, including time certificates representing borrowed
money

15,000 00 1,998 97
8 93 5,473 19

Total
In suit In judgment Not in suit
Total
50 tr

$ 22,48109

Total

LOANS AND DISCOUNTS.

$

Good

Doubtful

18,030 74 Worthless

$ 18,030 74

Total

$ 22,481 C9
$ 18,030 74 * 18,030 74

766

TREASURER'S REPORT.

Statement of the Condition of the Bank of Elko, Located at Elko, Ga., at the Close of Business December 17, 1907.

W. E. MEANS, President.

J. D. MEANS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

20,457 72 7,939 71
2,600 00
1,132 51 389 30
2,005 00 25 00 430 57

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates Time certificates Certified checks Cashier's checks.. Due to clearing house. . Notes and bills rediscounted. ... Bills payable, including
time certificates representing borrowed money

19,500 00
2,523 08 12,976 73

Total
In suit In judgment. Not in suit...
Total...

$ 34,999 81

Total. . .

LOANS AND DISCOUNTS.

Good Doubtful Worthless
Total

...$ 34,999 81
$ $

ra^BBBH^ai

k wmimaammam

TREASURER'S REPORT.

767

Statement of the Condition of the Bank of Flovilla, Located at Flovilla, Ga., at the Close of Business December 17, 1907.

F. S. ETHERIDGE, President.

J. T. GIBSON, Cashier,

RESOURCES.

LIABILITIES.

Loans and discounts. . .$
Overdrafts Bonds and stocks owned
by the bank
Furniture ami lixtures.. Other real estate Due from Danks and
bankers ir this State. . Due from banks and
Currency Gold Silver, nickels and pen-
Checks and cash items. . Clearing house certifi-
Proflt and loss Interest paid

8,393 32
2,996 32
1,250 00 1,096 74 1,408 55
12,091 05
2,239 98 2,442 00
325 00
667 13 1,012 25
583 00

Capital stock paid in.. $
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States . ..
Due unpaid dividends. . Individual deposits sub-
Demand certificates. .. .
Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, includ-
ing time certificates representing borrowed

15,000 00 1,080 74
18,396 10 28 50

Total
In suit In judgment Not in suit
Total.

$ 34,505 34

Total

LOANS AND DISCOUNTS.

$

Good

Doubtful

Worthless

$

Total

$ 34,505 34
$ 8,393 32 $ 8,393 32

768

TREASURER'S REPORT.

Statement of the Condition of the Bank of Heard County r Located at Franklin, Ga., at the Close of Business January 17, 1907.

FULLER E. CALLAWAY, President.

E. E. LEWIS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. . $ Demand loans Overdrafts Overdrafts secured by
Bonds and stocks owned
Banking house Furniture and fixtures. Other real estate. Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

40,013 90 6,000 00 1,365 66
2,461 50 1,173 44
189 23 5,037 33 2,110 00
130 00 1,470 83
738 27

Capital stock paid in. .$
Undivided profits, less current expenses and taxes paid. ...
Due to banks and bankers in this State
Due to banks and bankers in other States. ...
Due unpaid dividends. . Individual deposits sub-
ject to check
Demand certificates. . . . Time certificates Certified checks Cashier's checks. .. . .. Due to clearing house. . Notes and bills redis-
Bills pavable, including time certificatesrepresenting borrowed

25,000 00 2,205 25 688 05 1,679 61 8 00
21,109 25-
10,000 00

Total

$ 60,690 16

Total

$ 60,690 16

LOANS AND DISCOUNTS.

In suit In judgment
Total

1

Good

Doubtful

46,013 90 Worthless

$ 46,013 90

$ 46,013 90 $ 46,013 90

TREASURER'S REPORT.

769

Statement of the Condition of the Peoples Bank, Located at Franklin, Ga., at the Close of Business December 17, 1907-.

J. E. DQNSON, President.

G. A. ADAMS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ Demand loans
Bonds and stocks owned by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house

26,808 69
1,528 87
1,801 14 1,019 77
4,193 42
94 05 1,084 00
30 00 399 15 722 41

Capital stock paid in. . .$
Undivided profits, less current expenses and taxes paid
Due to banks and bank-
Due to banks and bankers in other States... .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates . .. Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
Bills payable, including time certificates representing borrowed

25,000 00 2,454 84
9,630 66 546 00

In suit In judgment Not in suit
Total

37,631 50

Total

LOANS AND DISCOUNTS.

$ 26,808 69
$ 26,808 69

Good Doubtful Worthless
Total

$ 37,631 50
$ 26,808 69 $ 26,808 69

^rff*

770

TREASURER'S REPORT.

Statement of the Condition of the Peoples Bank, Located at Glennville, Ga., at the Close of Business December 17, 1907.

C. 0. PADGETT, President.

E. H. BAUGHMAN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. $ Demand loans
Overdrafts secured by

18,636 59 2,000 00 1,797 14

Bonds and stocks owned

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels, and pen-

nies

Checks and cash items

Exchanges for the clear-

ing house

Profit and loss

Interest paid

...

5,800 00 602 50
- 2,718 30
289 28 1,500 00
145 00
519 50 1,000 00

Capital stock paid in. ..$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . .Notes and bills rediscounted Bills payable, including time certificates representing borrowed

15,000 00 39a 73
16,218 88 1.050 00 2,345 70

Total.
In suit In judgment Not in suit
Total

$ 35,008 31 I

Total

LOANS AND DISCOUNTS.

$ 20,636 59
$ 20,636 59

Good Doubtful Worthless
Total

$ 35,008 31
$ 20,636 59 $ 20,636 59

TREASURER'S REPORT.

771

Statement of the Condition of the Bank of Girard, Located at Girard, Ga., at the Close of Business December 17, 1907.

T. Z. DANIEL, President.

W. V. STEPHENS, Cashier.

RESOURCES.
Loans and discounts..$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss .-. Interest paid

15,407 14 750 00
1,772 04 1,453 28
7,217 20 4,936 20
439 00
1,018 44 64 25
812 68

LIABILITIES.
Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

15,000 00 2,294 04
10,728 49 5,449 89
397 90

Total

$ 33,870 32

Total

$ 33,870 32

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful

16,157 14 Worthless

$ 16,157 14

Total

$ 16,157 14 $ 16,157 14

772

TREASURER'S REPORT.

Statement of the Condition of the Bank of Grayson, Located at Grayson, Ga., at the Close of Business December 17, 1907.

W. A. COOPER, President.

W. A. COOPER, Cashier.

RESOURCES.

LIABILITIES-

Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Depositors fund

11,176 82 1,236 38 562 74
1,500 00 1,846 18
4,687 58
1,013 19 1,616 00
410 00
146 87 75 00

Capital stock paid in. .$
Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States. . . .
Due unpaid dividends . Individual deposits sub-
Demand certificates. . . .
Certified checks . . .
Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

15,000 00
12 18 16 65
9,039 06 100 00 102 87

Total Total

$ 24,270 76

Tot al

LOANS AND DISCOUNTS.

$

Good

Doubtful

12,413 20

$ 12,413 20

Total

$ 24,270 76
$ 12,413 20 $ 12,413 20

TREASURER'S REPORT.

773

Statement of the Condition of the Bank of Hamilton, Located at Hamilton, Ga., at the Close of Business December 17, 1907.

C. H. COOK, President.

R. C. IvERSON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$

Demand loans

Overdrafts

Overdrafts secured by

cotton



Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State

Due from banks and

bankers in other States

Currency

.

Gold Silver, nickels and pen-

nies Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid



Clearing house certifi-

cates

3l<^ ^ 1,<.<4 IX)
2,630 0o \fi%> .o iA6K **
22,404 51 ..,,.,,. 6,S3J M 4>^9 9 10 00 0]* -;' 4bU 99
i,uo\f

Total

. . j~~75,286 04

Capital stock paid in. * 16,200 00

Surplus fund

Undivided profits, less

current expenses and taxes paid

2>'ii7 Uo

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States

Due unpaid dividends. .

Individual deposits sub-

ject to check

19,9^ bA

Savings deposits

Demand certificates

.

Time certificates

3l,79o VI

Certified checks

Cashier's checks

Due to clearinghouse. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

money

5>000 00

Total

* 75,285 04

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

?

Good Doubtful

33,047 3U Worthless

% 33,047 30

Total

% 33,047 30 33,047 30

774

TREASURER'S REPORT.

Statement of the Condition of the Bank of Hoschton, Located at Hoschton, Ga., at the Close of Business December 17, 1907.

L. 0. ALLEN, President.

B. F. WILSON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house.

...

Furniture and fixtures .

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

Checks and cash items. Clearing house certifi-

cates

Profit and loss

Interest paid

25,423 41 7,099 71
1,630 00 2,194 56
4,310 13 1,190 52 1,773 00
645 50 293 06 227 70

Capital stock paid in. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .. . Due unpaid dividends . Individual deposits subject to check Demand certificates .. .
Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

17,280 00 4,000 00 71 02
14,21148 3,087 60
600 05 2,537 44
3 000 00

Total
In suit In judgment Not in suit
Total

.$ 44,787 59

Toial

LOANS AND DISCOUNTS.

$

56 00 Good

Doubtful 25,367 41 Worthless

if 25,423 41

Total

? 44,787 59
$ 25,423 41 $ 25,423 41

TREASURER'S REPORT.

775

Statement of the Condition of the Bank of Irwinville, Located at Irwinville, Ga., at the Close of Business December 17, 1907.

JAS. B. CLEMENTS, President.

W. J. BALLARD, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furnitureandflxtures. . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Clearing house certifi-
cates Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

47,782 73 3,207 30 9,213 66
1,379 02 1,721 9b
3,729 80 569 65 845 00 384 50 39 30
1,343 87
425 93

Capital stock paid in .$
Surplus fund Undivided profits, less
current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States. . .
Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

15,000 00 2,000 00 2,917 92
43,161 35 4,000 96 559 49
3,000 0

Total
In suit [n judgment Not in suit
Total

.$ 70,642 72

Total

LOANS AND DISCOUNTS.

$

Good Doubtful

50,990 03 Worthless

$ 50,990 03

Total

$ 70,642 72
$ 50,990 03 $ 50,990 03

776

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Citizens Bank, Located at Iron City, Ga., at the Close of Business January 21, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts.. . .$ Demand loans Overdrafts Bonds and stocks owned

33,988 45 1,013 50 27 91-

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency.

....

Gold

Silver, nickels and pen-

Checks and cash items. Exchanges for the clear-
ing house
Profit and loss Clearing house certifi-
cates

2,215 31 2,360 84
799 98
1,558 84 343 00 147 50
923 34 122 59

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States...
Due unpaid dividends. . Individual deposits sub-
Demand certificates . .. Time certificates. Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing b o r r o wed

18,000 00 1,500 00
591 19
18,794 40 4,182 67
433 00

Total
In suit In judgment Not in suit
Total

if 43,501 26

Total

LOANS AND DISCOUNTS.

$ ;..
35,001 95
$ 35,001 95

Oood Doubtful Worthless
Total

$ 43,501 26
$ 35,001 85 $ 35,001 95

11

TREASURER'S REPORT.

777

Statement of the Condition cf the Citizens Bank, Located at Iron City, Ga., at the Close' of Business December 17, 1907.

J. A. B. SlKES, President.

W. S. LEE, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned . by the bank Banking house ~.... Furniture and fixtures. .
Other real estate. .. . Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates

32,599 11 2,400 00 247 64
2,215 31 2,464 19
12,043 10
1,495 05 550 00 2 50
24124 149 50 .
581 87

Capital stock paid in. . .$
Surplus fund Undivided profits less
current expenses ard taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates
Certified checks Cashier's checks Clearing house loan. . . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

18,000 00 1,500 00 1,783 54
24,203 62 6,483 35 19 00
3,000 00

Total . .

$ 54,989 51

Total

$ 54,989 51

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

380 00 o00 00 34,319 11
$ 34,999 11

Good Doubtful Worthless
Total

$ 34,999 11 $ 34,999 11

778

TREASURER'S REPORT.

Statement of the Condition of the Bank of Jeffersonville, Located at Jeffersonville, Ga., at the Close of Business December 17, 1907.

JOICL H. SMITH, President.

HOMER BIVINS.
Cashier-

RESOURCES.

LIABILITIES.

Loans and discounts..!
Demand loans Overdrafts on cotton... .
Bonds and stocks owned by the bank
Banking house Furniture and fixtures. .

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

1

Gold

1

Silver, nickels and |

pennies

J-

Checks and cash items j

Exchanges for t h e 1

clearing house J

Profit and loss

Interest paid

Foreign collection

Clearing house certifi-

cates

12,995 59 1,714 97
3,300 18 2,069 90
500 00 2,826 60
777 77
1,599 33

Capital stock paid in. .$

Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States . . .
Due unpaid dividends . Individual deposits sub-
ject to check Demand certificates . . . Time certificates Certified checks

Due to clearing house.

Notes and bills redis-

counted ..

....

Bills payable, including

time certificates rep-

resenting borrowed

15,H00 00 357 00
6,001 27 2,235 68
190 39
2,000 00

Total

$ 25,784 34

LOANS AND DISCOUNTS.

Tax executions Not in suit
Total

$ ....$

12,995 59 12,995 59

Good Doubtful Worthless
Total

25,784 34
* 12,995 59 :$ 12,995 59

TREASURER'S REPORT.

779

Statement of the Condition of the Merchants & Farmers Bank, Located at Jesup, Ga., at the Close of Business December 17, 1907.

W. H. WHALKY, President.

H. L. HERITAGE, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. . . $ Demand loans
Bonds and stocks owned
Banking house Furniture and fixtures. . Other real estate Due from banks and
bankers in this State.. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house .-.

71,808 78 2,966 55
4,000 00 1,059 00
2,300 63 697 93
1,631 00
48 77 336 96

Capital stock paid in. .. $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends . Individual deposits subject to check Demand certificates. . . .
Certified checks
Notes and bills rediscounted
Bills payable, including time certificates representing b o r r r ow e d money

25,000 00
321 36 1,235 22
641 59 33,198 94 15,452 51
9,000 00

Total
In suit In judgment Not in suit
Total

$ 84,849 62

Total

LOANS AND DISCOUNTS.

$ 1,932 07 Good Doubtful. .
Worthless.

$

Total

$ 84,849 62

780

TREASURER'S REPORT.

Statement of the Condition of the Citizens Bank, Located at Kite, Ga., at the Close of Business December 17, 1907.

S. A. WOODS, President.

J. 8. STEPHENSON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... .$ Demand loans Overdrafts, (cotton).. . Bonds and stocks owned
by the b nk Banking house Furniture and fixtures. . Other real estate Due from binks and
bankers in this State. Due from banks and
Gold Silver, nickels and pen-
Checks and cash items.. Exchanges for the clear-

14,365 79 319 11 86 90
1,125 00 992 45
7,184 71
1,974 44 910 00
153 73 326 00

Profit and loss Interest paid Clearing house certifi-
Depositors guarantee fund

566 42 361 00 2,888 25

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and
Due to banks and bankers in this Slate
Due to banks and bankers in other States... .
Due unpaid dividends.. Individual deposits sub-
ject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

15,000 00 1,587 16
9,471 47 900 00 795 17
3,500 00

Total.....

$ 81,263 80

Total

$ 31,253 80

LOANS AND DISCOUNTS.

In suit Not in suit
Total

$ 111 00 14,254 79
$ 14,365 79

Good Doubtful
Total

$ 14,365 79 $ 14,3H5 79

TREASURER'S REPORT.

781

Statement of the Condition of the LaGrauge Savings Bank, Located at LaGrange, Ga., at the Close of Business December 17, 1907.

FULLER E. CALLAWAY, President,

N. R. HUTCHINSON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... .$
Bonds and stocks owned
Banking hous^ Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from brinks and
banners in other States
Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear.

54,102 40
11,000 00 1,722 53 150 00
260 00 2 17
338 59

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and
Due to banks and bank-
Due to banks and bankers in other States \ . .
Due unpaid dividends.. Savings deposits Demand certificates. . . . Time certificates Certified checks

25,000 00 2,500 00
576 90 2,236 63
22,532 99 8,000 00

Due to clearing house . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

Unearned interest

6,729 17

67,575 69

67,575 69

LOANS AND DISCOUNTS.

54,102 40 $ 54,102 40

Total

$ 54,102 40 $ 54,102 40

i

782

TREASURER'S REPORT.

Statement of the Condition of the Bank of Leesburg, Located at Leesburg, Ga., at the Close of Business December 17, 1907.

E. B. MARTIN, President.

D. D. HALL, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. . $
Bonds and stocks owned by the bank
Banking house Furniture and fixtures Other real estate Due from banks and
bankers in this State.. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. . Exchanges for the clear-
ing house Profit and loss

22,094 19 40 52
2,433 35 1,936 13
8,220 93 1,417 23 2,109 00 1,035 04
88 62

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. .. Due unpaid dividends. . Individual deposits subject to check Demand certificates... . Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis-
Bills payable, including time certificates representing borrowed

15,000 00 628 59
23,270 58 350 00 125 84

Total
In suit In judgment Not in suit
Total

$ 39,375 01

Total

LOANS AND DISCOUNTS.

$

Good

Doubtful

22,094 19 Worthless

$ 22,094 19

Total

f 39,375 01
$ 22,094 19 $ 22,094 19

TREASURER'S REPORT.

783

Statement of the Condition of the Bank of Lenox, Located at Lenox, Ga., at the Close of Business December 17, 1907.

L. 0. BENTON, President.

J. D. ROBINSON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$
Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State.
Due from banks an>l bankers in other States
Currency
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates Expenses

Total

$

23,445 38 406 84
3,366 55 1.012 77
334 10 374 00 138 15
584 05 29,661 84

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . Due unpaid dividends. . Individual deposits subject to check
Savings deposits Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money Exchange

Total

*

15,000 00
7,943 20 6,465 56
253 08 29,661 84

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ 1,718 20 Good Doubtful
21,727 18 Worthless

$ 23,445 38

Total

* 23,445 3S $ 23,445 38

784

TREASURER'S REPORT.

Statement of the Condition of the Bank of Leslie, Located at Leslie, Ga., at the Close of Business December 17, 1907.

E. L. WILSON, President.

,T. L. AMASON, Cashier.

RESOURCES-

LIABILITIES.

Loans and discounts. ..% Demandloans Overdrafts
Overdrafts secured by cotton
Bonds and stocks owned by the bank
Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

14,848 21 1,84138
12 23
1,554 27 1,102 77
14,743 37 3,655 29 862 00
1.246 59 135 00
102 26

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States....
Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

15,000 00 3,348 54
15,027 03" 2,556 00 67180'
3,500 00'

Total
In suit In judgment Not in suit
Total

$ 40,103 37

Total

LOANS AND DISCOUNTS.

$ ....$

14,848 21 14,848 21

Good Doubtful Worthless
Total

$ 40,103 37
$ 14,848 21 % 14,848 2i

TREASURER'S REPORT.

785

Statement of the Condition of the Bank of L,incolnton, Located at Lincolnton, Ga., at the Close of Business December 17, 1907.

0. L. GROVES, President.

P. ZELLARS, Cashier.

KESOUEOKS.

LIABILITIES.

Loans and discounts . .$
Bonds and stocks owned by the bank
Furniture and fixtures. Other real estate Due from banks and
bankers in this State Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid (during
year)

32,850 29 6,572 05
1,304 07 1,474 62
8,580 51 639 84
2,729 00 300 00 763 22 121 00
1,233 22

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and
Due to banks and bankers in this State ...
Due to banks and bankers in other States . ..
Due unpaid dividends. . Individual deposits sub-
ject to check
Demand certificates ...
Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
Bills payable, including time certificates representing borrowed

25,000 00 5,488 55
21,130 32 4,948 95

In judgment Not in suit
Total

56,567 82

Total.

LOANS AND DISCOUNTS.

300 00 32,550 29 32,850 29

Good Doubtful
Total

$ 56.567 82
32,550 29 300 00
$ 82,860:29

786

TREASURER'S REPORT.

Bank Examiner's Report of the Condition of the Peoples Bank, Located at Mansfield, Ga., (branch of the Newborn Bank, of Newborn, Ga.) at the Close of Business, December 28, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts $

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and bankers in other States

Currency

Gold

Silver, nickels and pen-

nies



("hecks and cash items.

Clearing house certifi-

cates

Profit and loss

Interest paid

9,503 73 735 50
1,738 71
1,855 48 1,180 15
3,826 77
2,099 60 898 00 25 00
488 IS 56 11
597 00

Capital stock paid in. .$ (Newborn Bank, New-
born, Ga.) Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certificates
Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

10,000 00
109 58
8,881 10 4,013 55

Total

$ 23,004 23

Total

$ 23,004 23

LOANS AND DISCOUNTS.

In suit In iudgment Not in suit
Total

$

Good

Doubtful

10,239 23 Worthless

$ 10,239 23

Total

$ 10,239 23 $ 10,239 23

TREASURER'S REPORT.

787

Bank Examiner's Report of the Condition of the Bank of Martin, Located at Martin, Ga., at the Close of Business November 4, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$
Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State..
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

11,439 00 1 38
1,032 04 8,823 59 1,934 13 1,804 00
786 27 1,293 14

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends . Individual deposits subject to check Savings deposits Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

15,700 00 78 59
11,334 96

Total.
In judgment Total

27,113 55

Total.

LOANS AND DISCOUNTS.

1 .... $

11,439 00 11,439 00

Good Doubtful
Total

27,113 55
$ 11,439 00 $ 11,439 00

788

TREASURER'S REPORT.

Statement of the Condition of the Bank of Meulo, Located at Menlo, Ga., at the Close of Business December 17, 1907.

R. A. MCWHOKTER, President.

W. T. MCCLELLAN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$
Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house
Interest paid "Insurance fund"

38,989 89 315 68 337 38 200 00
2,501 42 1,316 70
10 82
6,608 40 1,229 00
143 66 1,033 42
556 73 2,927 05

Capital stock paid in. .$
Undivided profits, less current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States....
Due unpaid dividends. . Individual deposits sub-
Savings deposits Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
cnuntea Bills payable, including
time certificates representing b o r r o w ed money

15,000 00 1,096 18 4,000 00
23,636 04 10,309 43
128 50
2,000 00

56,170 15

Total

$ 56,170 15

LOANS AND DISCOUNTS.

Not in suit Total

$

Good

Doubtful

39,305 57

$ 39.305 57

Total

$ 39,305 57 $ 39 305 57

SSS8SSSS

TREASURER'S REPORT.

789

Statement of the Condition of the Bank of Milan, Located at Milan, Ga., at the Close of Business December 17, 1907.

L. O. BENTON, President.

R. 0. CHAMBERS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts... $

I temand loans



Overdrafts

Overdrafts secured by

cotton Bonds and stocks owned
by the bank

Banking house Furniture and fixtures.

Other real estate
Due from banks and bankers in this State

Due from banks and bankers mother States

Currency

Gold Silver, nickels and pen-

nies Checks and cash items. .

Exchanges for the clear-

ing house

Profit and loss



Interest paid

Overdrafts on cotton. .

10,709 19 563 59
2,100 00 'i.Aa 1,334 4b 4,710 i 1,691 61 1,200 00 32299 1 to 65
I,8b4 4i

Capital stock paid in. .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State.

Due to banks and bank-

ers in other States

Due unpaid dividends . Individual deposits sub-

ject to check

Savingsdeposits

Demand certificates.... Time certificates

Certified checks

Cashier's checks

Due to clearing house.

Notes and bills redis-

counted

Bills payable, including

time certificates, rep-

resenting borrowed

money

'

15,000 00 1,043-3
8,89/ 66 1,400 00

Total
In suit In iudgment Not in suit
Total

$ 26.340 56

Total

LOANS AND DISCOUNTS.

% __10;709_10 $ 10.709 19

Good
Soubtful
Worthless
Total

$ 26,340 56
$ 10,680 16
29 03
$ 10,709 19

790

TREASURER'S REPORT.

Statement of the Condition of the Farmers & MerchantsBank, Located at Milltown, Ga., at the Close of Business December 17, 1907.

S. R. PATTEN, President.

W. H. NOBLES, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. . $

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies

Checks

.

Exchanges for the clear-

ing house

Interest paid

Depositors g u a r antee

fund

Books and stationery.. .

Expense account

Taxes paid

Total

$

13,880 64
1,363 41 172 93
1,238 58 2.002 98
956 00 280 00 799 27 220 92
69 20 2,730 03
268 38 1,649 83
10 00
25,642 17

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bank-
ers in this State, on call Due to banks and bank-
ers in other States.... Due unpaid dividends. . Individual deposits sub-
ject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money
Interest and discount. . Premium on exchange..

Total

$

15,000 00
1,000 00
6,742 51 1,908 89
116 25 37 25
735 01 102 26 25,642 17

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful

13,880 64 Worthless

13,880 64

Total

$ 13,880 64 $ 13,880 64

TREASURER'S REPORT.

791

Statement of the Condition of the Milner Banking Co., Located at Milner, Ga., at the Close of Business December 17, 1907.

J. 0. NORHIS, President.

ROLAND AXDERSON, CASHIER.

RESOURCES.

LIABILITIES.

Loans and discounts $
Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Kurniture and fixtures. .
Other real estate Due from banks and
bankers in this State.
Due from banks and bankersin other States
Currency
Gold Silver, nickels and pen-

15,685 88
1,600 00 l,5bu o<i
15,128 10 4,bu7 8.2 3,500 00 ->50 00 ^

Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

Total

- $ 42,556 49

Capital stock paid in. . .$
Surplus fund Undivided profits, less
current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States-..
Due unpaid dividends.. Individual deposits sub-
ject to check
Savings deposits Demand certificates. ...
Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

15,000 00 1,153 25
26,403 24

Total

$ 42.556 49

LOANS AND DISCOUNTS.

In suit

I

In judgment

Not in suit

Total

*

76 25

lo,609bd

$ 16,685 88

Good Doubtful Worthless
Total

$ 15>i;" 76 25
$ 15,685 88

792

TREASURER'S REPORT

Statement of the Condition of the Bank of Mineral Bluff, Located at Mineral Bluff, Ga., at the Close of Business December 17, 1907.

JOHN W. ANDEKSON, VicePresident.

BBNJ. P. GARY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid
Total .-. . . $

9,768 20 190 56
1,424 15
7,!23 53 883 99
1,510 00 1,050 34
678 60
22,629 37

Capital stock paid in. .$

Surplus fund

Undivided profits, less

current expenses and

taxes paid

...

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States.. ..

Due unpaid dividends. .

Individual deposits sub-

ject to check

Demand certificates ...

Time certificates

Certified checks

Cashier's checks

Due to clearing house. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting b o r r owed

money

Total

$

15,000 00 112 03
6,114 10 1,286 90
116 34
22,629 37

LOANS AND DISCOUNTS.

In suit Not in suit
Total

$
Doubtful 9,768 20 Worthless

*' 9,768 20

Total

$ 9,768 20 1 9,768 20

sswsss

TREASURER'S REPORT.

793

Statement of the Condition of the Merchants & Farmers Bank, Located at Nicholls, Ga., at the Close of Business December 17, 1907.

G. W. DBEN, President.

F. G. JONES, Cashier.

RESOURCES.

LIABILITIES.

Loans ami discounts. ..$
Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures...
Other real estate Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items.. Clearing house certifi-
cates Profit and loss Interest paid

31,973 04 1.283 49
7,167 50 2,194 14
4,964 74
!>772 00 85 00 972 61
1,527 46 560 00 317 38

Capital stock paid in. $
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. .. Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills rediscounted Bills payable, including time certificates representing borrowed
money

25,000 00
1,939 02'
10,695 70 5,912 71 269 93 3,000 00 6,000 00

Total
In suit In judgment Not in suit
Total

$ 52,817 36

Total

LOANS AND DISCOUNTS.

$

Good

Doubtful ..

Worthless.

..$

Total .

$ 52,817 36

794

TREASURER'S REPORT.

Statement of the Condition of the Peoples Bank, Located at Oliver, Ga., at the Close of Business December 17, 1907.

L. 0. BENTON, President.

O. H. MARSH, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-

17,095 46 3,907 75
343 35
1,953 75 1,758 13
5,278 32 1,335 46 2,664 00
55 00 687 73 1,075 46
3 38

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State ..... Due to banks and bankers in other States.... Due unpaid dividends,. Individual deposits subject to check Demand certificates... Time certificates Certified checks
Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing b o r r o wed

15,000 00 1,286 94
10,834 64 8,646 79
387 42

Total

$ 36,155 79

Total

LOANS AND DISCOUNTS.

In suit

. ...1

In judgment . ...

Total

*

21,003 21 21,003 21

Doubtful Total

$ 36,155 79
1 21,003 21
21,003 21

TREASURER'S REPORT.

795

Statement of the Condition of the Bank of Parrott, Located at Parrott, Ga., at the Close of Business December 17, 1907.

0. F. OXFORD, President.

J. A. MULLIS, Asst. Cashier,

RESOURCES.

LIABILITIES.

Loans and discounts.. $ 22,979 12

Demand loans

2,000 00

Overdrafts

H 76

Bonds and stocks owned

by the bank

1,400 00

Banking house

i. 2,150 00

Furniture and fixtures. 1,332 02

Other real estate

Due from banks and

bankers in this State. 11,179 67

Due from banks and bankers in other States

3,762 64

Currency

4,928 61

Gold Silver, nickels and pen-

nies

582 76

Checks and cash items.

172 50

Exchanges for the clear-

ing house

Profit and loss

Interest paid

-Clearing house certifi-

cates

Capital stock paid in. .if
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends.
Individual deposits subject to check
Demand certificates. . .
Time certificates Certified checks Cashier's checks
Due to clearing house. Notes and bills redis-
counted Bills payable, including
time certificates representing b o r r owed
money Clearing house loan . .

15,000 00 1,976 63
31,252 82 1,827 00 472 63

Total

$ 50,529 08

Total

$ 50,529 08

LOANS AND DISCOUNTS.

In suit In judgment Not in suit .
Total

22,979 12

Good Doubtful Worthless

$ 22,979 12

Total

$ 22,979 12 $ 22.979 12

796

TREASURER'S REPORT.

Statement of the* Condition of the Patterson Bank, Located at Patterson, Ga., at the Close of Business December 17, 1907.

H. HYERS, President-

,T. M. R. GRIFFIS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . $
Bonds and stocks ov ned by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and. cash items Exchanges for the
Profit and loss

11,569 11 376 01
2,500 00 1,495 12 2,902 89 1,424 23 1,528 00
210 00 160 00
22,165 36

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid. Due to banks and bankers in this State ... . Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates ...
Time certificates Certified checks Cashier's checks Due to clearing house,

Notes and bills rediscounted
Bills payable, including time certificates representing borrowed money

Total

$

15,000 oa
7,100 11 20 00 45 25
22,165 36

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

11,569 11

Good Doubtful Worthless

$ 11,569 11

Total

$ 11,569 11 $ 11,569 11

TREASURER'S REPORT.

797

Statement of the Condition of the Pendergiass Banking Co., Located at Pendergrass, Ga., at the Close of Business December 17, 1907.

J. O. NORMS, President.

J. O. RUTHERFORD, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate ...

Due from banks and

bankers in this State.

Due from banks and bankers in other States

Currency

Gold...

Silver, nickels and pen-

nies



Checks and cash items.

Clearing house certifi-

cates

Profit and loss

Interest paid.

22,230 47 2,137 39
2,000 00 1,700 00
11,37!: 92 1,602 81 3,500 00 302 00 387 63

Capital stock paid in. . $
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State
Due to banks and bankers in other States....
Due unpaid dividends. . Individual deposits sub-
ject to check
Demand certificates... . Time certificates
Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted. .. Bills payable, including
time certificates representing borrowed
money

15,000 00 3,245 11 2,500 00
18,829 91 600 00 58 20
5,000 60

Total

$ 45,233 22

Total

LOANS AND DISCOUNTS.

* 45,233 22

In suit In judgment Not in suit
Total

$

Good Doubtful

22,230 47 Worthless

$ 22,230 47

Total

$ 22,230 47 $ 22,230 47

798

TREASURER'S REPORT.

Statement of the Condition of the Bank of Penfield, Located at Penfield, Ga., at the Close of Business December 17, 1907.

K. P. BoSWELL, President.

J. H. COLCLOUGH, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$
Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Currency Gold Silver, nickels and pen-
nies Checks and cash items Exchanges for the clear-
ing house Profit and loss. ... Interest paid

18,427 02 8,408 79 3,760 33
1,250 07 971 00
1,388 77 214 36
132 09
45

Capital stock paid in. .if Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing b o r ro w e d
money

25,000 00 1,250 00 541 75
,960 13

Total
In suit In judgment Not in suit
Total

$ 34,75188

Total

LOANS AND DISCOUNTS.

$

200 00 Good

Doubtful

26,635 81 Worthless

$ 26,835 81

Total

$ 34,75188
$ 26,835 81 $ 26,835 81

TREASURER'S REPORT.

799

Statement of the Condition of the Plains Bank, at Plains, Ga., at the Close of Business December 17, 1907.

Located

R. S. OLIVER, President.

W. L. THOMAS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts .. .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank



Banking house

Furniture and fixtures .

Other real estate..

Due from banks and

bankers in this State. .

Due from banks and bankers in other States.

Currency

Gold ...

Silver, nickels and pennies

Checks and cash items.

Exchanges for the clear-

ing house

Interest paid

Clearing house certifi-

cates

Cotton paid for

96,216 14 7,937 03 3,467 72
2,000 00 1,685 00
4,709 67 1,844 99 6,788 00
290 00 1,154 70 1,403 97
H4 00 23,720 28

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and taxes paid
Due to banks and bankers in this State
Due to banks and bankers in other States ....
Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits Demand certificates Time certificates
Certified checks Cashier's checks Due to clearing hou^e.
Notes and bills redis-
counted.... Bihs payable, including
time certificates representing borrowed money

25,000 00 14,829 14
38,603 10 544 14
46,355 12 1,000 00
25,000 00

Total
In suit In judgment Not intuit
Total

$ 151,331 50

Total

LOANS AND DISCOUNTS.

%

303 00

103,850 17

* 104,153 17

Good Doubtful Worthless
Total

.$ 151,331 50
$ 103,850 17 303 00
$ 104,153 17

800

TREASURER'S REPORT.

Statement of the Condition of the Pitts Banking Co., Located at Pitts, Ga., at the Close of Business December 17, 1907.

L. O. BENTON, President.

I. N. MCALLISTER, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$

Demand loans

Overdrafts, secured. . . .

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures..

Other real estate

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

,

Silver, nickels and pen-

nies ....

Checks and cash items..

Sundry clearing house

certificates

Profit and loss

Interest paid

14,768 57 1,690 26 2,500 00 1,085 48 1,052 05
4,130 65 3,099 11
240 00
114 15 12 00
267 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this Slate Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... lime certificates Certified checks Cashier's checks Due to clearing house Notes and bills rediscounted Bills payable, including time certificates representing borrowed money

15,000 00 1,331 79-
11,317 10 5 00
1,305 38

Total Total

$ 28,959 27

Total

LOANS AND DISCOUNTS.

$ .... $

315 65 14,452 92 14,768 57

Doubtful Total

$ 28,959 27
$ 14,768 57 $ 14,768 5T

TREASURER'S REPORT.

801

Statement of the Condition of the Bank of Preston, Located at Preston, Ga., at the Close of Business December 17, 1907.

S. R. STEVENS, President.

A. M. CRITTENDEN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$
Overdrafts Bonds and stocks owned
Banking house Furniture and fixtures.. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
Checks and cash items. . Exchanges for the clear-
Profit and loss Interest paid Books and stationery. .

7.T24 63 13,721 58
78 96
200 00 2,440 50 1,291 98
5,304 99
4,977 19 2,513 00
10 00
1,373 91 8 25
168 80 400 00

Capital stock paid in.. .$ Surplus fund. ... Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States....
Due unpaid dividends . Individual deposits sub-
ject to check
Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-

15,000 00 506 15
15,035 53 8,874 71 227 40

Bills payable, including time certificates representing borrowed

Total

$ 39,643 79 LOANS AND DISCOUNTS.

39,643 79

In suit

if Doubtful
7,124 63

7,124 63

Total

7,124 63 $ 7,124 63

802

TREASURER'S REPORT.

Statement of the Condition of the Citizens Bank of Pulaski, Located at Pulaski, Ga., at the Close of Business December 17, 1907.

H. L. FRANKLIN, President.

O. M. WARREN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$
Demand loans Overdrafts Overdrafts secured by
cotton Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency
Gold Silver, nickels and pen-
nies Checks and cash items.. Exchanges for the clear-
ing house Profit and loss..' Interest paid

18,760 34 177 34 603 62
1,800 00 1,133 76
1,428 66 26 72
490 00
94 57 34 5o

Capital stock paid in . .if Surplus fund Undivided profits, less
current expenses and
taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States. . .. Due unpaid dividends. . Individual deposits sub-
ject to check Savings deposits.. . Demand certificates Time certificates.. . Certified checks .. Cashier's checks.... Due to clearing house
Notes and bills rediscounted
Bills payable, including time certificates representing bor rowed
money

15,000 00 63G 28
6,064 48 360 00 13 80
2,475 00

Total

* 24,549 56

Total

r$ 24,549 56

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total..:

$ 18,937
$ 18,937

Good Doubtful Worthless
Total

$ 18,937 68 t 18,937 68-

TREASURER'S REPORT.

803

Statement of the Condition of the Bank of Rocky Ford, Located at Rocky Ford, Ga., at the Close of Business December 17, 1907.

W. H. PARKER, President.

W. E. JENKINS, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. .$
Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State.
Due from banks and bankers in other States
Currency
Gold Silver, nickels and pen-
nies Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

6,282 45 126 29
. ,,,, .,, l.o" J 1,114 Od
12,124 37 4,142 83 1.907 00 '0 00 620 70
4,S 4, 2 66

Capital stock paid in. $
Surplus fund Undivided profits, less
current expenses and
taxes paid Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States Due unpaid dividends.. Individual deposits sub-
ject to check Demand certificates Time certificates
Certified checks Cashier's checks Due to clearing house. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

15,000 00
13,109 19 222 00 167 79

Total.
In suit In judgment Not in suit. .
Total

28,498 98

Total

LOANS AND DISCOUNTS.

Good Doubtful Worthless
Total

$ 28,498 98
* 6,282 45 % 6,282 45

804

TREASURER'S REPORT.

Statement of ' the Condition of the Farmers Bank, Located at Royston, Ga., at the Close of Business December 17, 1907.

W. 0. MASON, President.

JOHN F. BARNES, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts secured b)r
cotton and compress receipts Bonds and stocks owned by the bank Banking house and vault Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pennies Checks and cash items . Exchanges for the clearing house
Interest paid

15,455 73
14,979 42 4,216 41
816 3S 4 552 39 5,062 61 3,000 00
524 52

Capital stock paid in . $ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . . Due unpaid dividends. . Individual deposits sub-
Savings deposits Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

30,500 00 428 05
17,679 41

In suit In judgment Not in suit
Total

48,607 46

Total

LOANS AND DISCOUNTS.

.. $

Good

Doubtful

Worthless

$

Total

$ 48,607 46
I 15,455 73 $

TREASURER'S REPORT.

805

Statement of the Condition of the Bank of Sasser, Located at Sasser, Ga., at the Close of Business December 17, 1907.

.1. M. BELL, President.

B. H. HILL, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$
Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures.
Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other Slates

Currency

Gold



Silver, nickels and pen-

nies Checks and cash items Kxchanges for the clear-

ing house Prdfit and loss Interest paid

Total.

18,059 59
2,192 50 963 01
8,709 80 8,604 95 2,789 00
225 00 610 33 967 62
323 65

Capital stock paid in. $

Surplus fund

....

Undivided profits, less current expenses and

faxes paid Due to banks and bank-

ers in this State . Due to banks and bank-
ers in other States . Due unpaid dividends

Individual deposits sub-
jed to check Demand certificates

Time certificates

Certified checks Cashier's checks

Due to clearing house . Notes and bills redis-

counted Bills payable, including
time certificates rep-
resenting borrowed

money

15,000 00 1,000 00 '41
. 25.919 ,>J
'8* 66

43,4-Ti 45

Total.--. ___l_J31445_i5

LOANS AND DISCOUNTS.

In suit

$

In judgment

Not in suit

Total

$

Good Doubtful Worthless
Total

* $

806

TREASURER'S REPORT.

Statement of the Condition of the Scott Banking Co., Located at Scott, Ga., Johnson County, at the Close of Business December 17, 1907.

L. O. BENTON, President.

J. V. CARTER, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts ."...$ Demand loans Overdrafts Bonds and stocks owned
by the bank
Furniture and fixtures. . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States
Gold Silver, nickels and pen-
nies Checks and cash items.. Exchanges for the clear-
ing house Profit and loss
Expense account

21,419 09 1,889 24
1,780 78 1,388 95
10,616 00 46 56
943 00
246 85 32 43
164 85 1,098 15

Capital stock paid in. ..$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and backers in other States.. . Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certificates Certified checks
Due to clearing house . Notes and bills redis-
counte'l Bills pavable, including
time certificates representing borrowed money . Interest and discount. . Premium on exchange. .

15,000 00 389 89
4 80' 18,352 71 4,544 00
659 52
335 84 339 14

Not in suit

39,625 90 LOANS AND DISCOUNTS.

$

900 00

Doubtful

20,519 09 Worthless

$ 21,419 09

Total

39,625 90
$ 20,519 09 900 00
$ 21,419 09-

807
TREASURER'S REPORT.

Statement of the Condition of the Bank of Shady Dale, Located at Shady Dale, Ga,, at the Close of Business December 17, 1907.

C. S. THOMPSON, President.

G. A. TUCKER, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts *

Demand loans

(iverdrafts...



Bonds ana stocks owned

by the bank

Banking house Furniture and fixtures. .

Other real estate

Due from banks and

bankers in this State^

Due from banks and

bankers in other States

Currency

Gold



Silver, nickels and pen-

nies



Clearing house certih-

cates Checks and cash items

Exchanges for the clear

ing house

Profit and loss

Interest paid

Expense account

Stationery account

Total

*

19,105 00
2,005 18 1,261 82
4,715 31 3,994 08 1,100 00
81 50

Capital stock paid in. $ Surplus fund Undivided profits .. Due to banks and bank-

ers in this State Due to banks and bank-
ers in other States... . Due unpaid dividends

Individual deposits sub-
ject to check Demand certificates

Time certificates

Certified checks. Cashier's checks

Due to clearing house.

Notes and bills redis-

counted



Bills payable, including

time certificates rep-

resenting borrowed

money

461 45 337 12

Total

*

33,065_06_

15,480 00 1,082 51 1&.WM -)d
600 00
88,06506

LOANS AND DISCOUNTS.

In suit

$

In judgment

Not in suit

Total



Good Doubtful
Worthless

*

19'10500

Total ... 1__J__JW^

808

TREASURER'S REPORT.

Statement of the Condition of the Peoples Bank, Located at Soperton, Ga., at the Close of Business December 17, 1907.

C. H. CALHOUN, President.

R. E. WARD, Cashier

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house. ... Furniture and fixtures.
Tiue from b inks and bankers in this State.
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss

Total

$

19,245 24 400 00 182 80
1,951 05 1,5)4 12
2,679 69
3.488 50 1,335 00
235 00
367 16 286 52
100 29 1.331 78

Capital stock paid in. .$

Surplus fund.

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other States ...

Due unpaid dividends.

Individual deposits sub-

ject to check

Demand certificates ...

Time certificates

Certified checks

Cashier's checks

Clearing house certifi-

cates

Notes and bills redis-

counted

....

Bills payable, including

time certificates rep-

resenting borrowed

33,147 15

Total

$

15,000 00 718 52
10,423 56 2,764 24 740 83
3,500 00 33,147 15

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$ ,. ,.$

447 99 176 01 18,621 24
19,245 24

Good Doubtful Worthless
Total

$ 19,040 22 205 02
$ 19,245 24

TREASURER'S REPORT.

809

Statement of the Condition of the Bank of Spread, Located at Spread, Ga., at the Close of Business December 17, 1907.

.1. T. NKAL, President.

J. T. NKAL, JK., Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts ...I

Demand loans

Overdrafts

Bonds and stocks owned

by the bank Banking house

Furniture and fixtures

Other real estate

Due from banks and bankers in this State.

Due f rom banks and

bankers in other States

Currency



Gold Silver, nickels and

pennies

Checks and cash items

Exchanges for the clear-

ing house

Profit and loss

Interest paid

28,436 id 3,0<>o 71 8,812 VI
2,850 00 1,760 00 4,287 66
4,8o8 92
2,874 Z\ Mil j*'
w>
I)U- M/, 163 bo

Capital stock paid in .. .$
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and banker- in other States.... Due unpaid dividends.. Individual deposits subject to check
Demand certificates. . .. Time certificates
Certified checks Cashier's checks Due to clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed
money

15,000 00
1,961 tti
14 40 33,288 79
4,813 on

Total
In suit In judgment Not in suit
Total

* 65.0H7 si;

Total

LOANS AND DISCOUNTS.

$ 55,067 86

$ 81,442 47
$ 31.442 47

Good Doubtful Worthless
Total ....

* 31,442 47 I 31,442 47

_

810

TREASURER'S REPORT.

Statement of the Condition of the Bank of Stockbridge, Located at Stockbridge, Ga., at the Close of Business December 17, 1907.

G. W. MORRIS, President.

L. G. FORTSON, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate. ..

Due from banks and

bankers in this State.

Due from banks and

bankers in other States

Currency

Gold

Silver, nickels and pen-

nies



Checks and cash items,

(cotton)

Profit and loss

Interest paid

Depositors insurance re-

serve

Fire insurance fund....

Total

$

41,82110 3,379 00
24 74
1,400 00 2.169 00 1,288 94
4,492 22
2,70-5 73 2,490 00
5 00
482 38
244 98
2,759 16 120 00
63,382 25

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. .. Due unpaid dividends. . Individual deposits subject to check Demand certificates... . Time certificates Certified checks Cashier'schecks Due to clearing house.. . Clearing house certificates Bills payable, including time certificates representing borrowed money

Total

$

16,000 00 3,038 31 2,500 00
28,363 27 9,593 73 1,886 94
2,000 00 63,382 25

LOANS AND DISCOUNTS.

In suit

$

Good

Doubtful

45,200 10

45,200 10

Total

$ 45,200 10 $ 45,200 10

TREASURER'S REPORT.

811

Bank Examiner's Report of the Condition of the Bank of Commerce, Located at Snmmerville, Ga., at the Close of Business October 21, 1907.

RESOl RCKS.

LIABILITIES.

Loans and discounts I Demand loans
Overdraft*
Bonds and stocks owned
by the bank Banking house Furniture and fixture-
(>ther real estate Due from banks anil
bankers in this State.
line from banks and bankers in other States
Currency
Gold
silver, nickels and pen-
nies Checks and cash items
Exchanges for the clearing house
Profit tint lo-s
Interest paid

Total

*

41,611 03 15,173 57
12,998 34
877 50 3,798 51
650 IX) 64 80 319 99
75.493 24

Capital stock paid in * Surplus fund Undivided profits, less
current expenses and taxes paid Due to hanks and bankers in this State
Dae to banks and bankers in other States ..
Due unpaid dividends. . individual deposits sub-
ject to check .
Demand certificates ... Time certificates Certified checks Cashier's checks Due t i clearing house.. Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

Total

*

18,660 00 1,910 01 l,34i! 96 4,200 91 27,009 11 1,880 2i
21,000 00 75.493 24

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

*

81 09 Good

Doubtful

r>t5,703 51 Worthless

* 66.784 60

Total .

* 56,784 60 f 5<i,7S4 60

812

TREASURER'S REPORT.

Statement of the Condition of the Wilkinson County Bank, Located at Toomsboro, Ga., at the Close of Business December 17, 1907.

R. L. STUBBS, President.

G. C. DANIEL, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . . $
Overdrafts on cotfon. . . Bonds and stocks owned
by the bank Banking house Furniture and fixtures. . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items. . Exchanges for the clear-
ing house Profit and loss Interest paid

6,084 22 8,661 51
1,000 00
12,070 68 992 52
1,055 00 45 00
1,424 93 120 00

Capital stock paid in. . .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends. . Individual deposits subject to check Demand certificates. . . .

15,000 00 548 33
15,712 15

Certified checks
Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing b o r r owed money

183 38

Total

$ 31,443 86

Total

$ 31,443 86

LOANS AND DISCOUNTS.

... .$ In judgment.... Not in suit

Total

*

Good Doubtful Worthless
Total

$ 6,084 22 $ 6,084 22

TREASURKR'S KKPORT.

R13

Statement of the Condition of the Commercial Bank, Located at Unadilla, Ga., at the Close of Business December 17. 11*07.

A. Il"i I President.

CIIAS. Mt Casliier.

-

- and discounts. I

Demand i<>an-

Orerdrafti

Bondi tod ttooki owned

In the bank

Banking noose hum it ure and fixture

! r i) m banks and

bunkers in tin- State

Due f r om banks and bankers in otberStates

Currency .. .

Gold "

Silver, nickels a n <1

pennies

Checks

an -d

cash itemfor the clear-

ing boose

l'rotit aod loss

Interest paid

ring house certifi-

cates

22, 1,476 07
1000 -.'-" -,030 88 1,349 00
-'" 00

II IBIL1TIE8.

Capital stock paid in $

Surplus fund

Undivided prolits. le>-

OOrrenl expenses and

taxes paid

Doe to banks and bank-

er- in this State ..

Due to banks and bank-

ers in other States

line unpaid dividends

Individual deposits sub-

ject to check

...

Demand certificates

Time certificates

Certified checks

Cashier's cheeks

line to clearing hoo*

Notes and bills redis-

count^

Bills payable. Including

time certificate- rep-

resenting b o r rowed

money

....

Clearing house loan

18,600 00
11,0 i,.->oooo

j 31.

Total

31.705 92

LOANS VN1) HI SCu (NTS.

In SOit In judgment N'oi in -out
Total

Good Doubtful Wort bless
Total

.

814

TREASURER'S REPORT.

Statement of the Condition of The Jefferson County Bank, Located at Wadley, Ga., at the Close of Business December 17, 1907.

JNO. D. WALKER, President.

C. W. E. MARSH, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ... $
Overdrafts, secured Bonds and stocks owned
Banking house Furniture and fixtures. . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in otherStates Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
Profit and loss Interest paid Net expense and taxes
Books and stationery.. .

13,123 34 2,329 73
822 51 1,437 38
8,883 23 9 87
4,172 00 80 00
865 79 254 18
278 35 268 10

Capital stock paid in... $ Surplus fund Undivided profits, less
current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States....
Due unpaiddividends .. Individual deposits sub-
Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

15,000 00
17,041 45 9 77
473 26

Total
In suit In judgment Not in suit
Total

$ 32,524 48

Total

LOANS AND DISCOUNTS.

$ 13,123 34
$ 13,123 34

Good Doubtful Worthless
Total

$ 32.524- 48
$ 13,123 34 $ 13,123 34

TREASURER'S REPORT.

815

Bank Examiner's Report of the Condition of the Bank of Waycross, Located at Waycross, Ga., at the Close of Business March 5, 1907.

RESOURCES.

LIABILITIES.

Loans and discounts . . $ 336,311 91

Overdrafts.

11,751 55

Overdrafts secured by

Bonds and stocks owned
Banking house Furniture and fixtures Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
Checks and cash items . Exchanges for the clear-
ing house Profit and loss

7,500 00 45,573 37 4,301 01
3,302 17
9,939 07 4,864 00
115 00
1,507 98 14,583 19

Total

$ 439,749 25

Capital stock paid in. . $
"Undivided profits, less current expenses and
Due to banks and bankers in this State
Due to banks and bankers in other States... .
Due unpaid dividends. . Individual deposits sub-

25,000 00 35,000 00
11,098 86 977 03
10 00
"
144,173 32

Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
Bills payable, including time certificates representing borrowed

1,237 50 117,131 13
148 37
65,748 04
39,225 00

439,749 25

LOANS AND DISCOUNTS.

Not in suit Total

Good 33,740 00 Doubtful 293,821 91 Worthless
$ 336,311 91 .

$ 333 811 91 2,500 00
. . SS 33(5.311 91

816

TREASURER'S REPORT.

Statement of the Condition of the Whitesburg Banking Co., Located at Whitesburg, Ga., at the Close of Business December 17, 1907.

DR. J. R. M. CARTER, President.

W. T. JONES, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$ Demand loans Bonds and stocks owned

Furniture and fixtures. Other real es'tate Due from banks and
bankers in this State. Due from banks and
bankers in other States

Gold

i

Silver, nickels a n d j

Checks and cash items. Exchanges for the clear-
ing house Profit and loss

11,723 55 Capital stock paid in. .$

1,031 33 1,264 93 7,399 21

Undivided profits, less current expenses and taxes paid
Due to banks and bankers in this State.
Due to banks and bankers in other States...
Due unpaid dividends. Individual deposits sub-

1,496 00 349 58

Demand certificates. . . .
Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money Discount and interest. . Exchange

23,264 60

Total

$

15,000 00
7,537 65 452 85
252 55 21 55
23,264 60

LOANS AND DISCOUNTS.

In suit In judgment. Not in suit. ..
Total

Good Doubtful . Worthless.
Total .

mamasmmm

TREASURER'S REPORT.

817

Statement of the Condition of the Bank of Woodstock, Located at Woodstock, Ga., at the Close of Business December 17, 1907.

J. H. JOHNSTON, President.

W. L. DUPEBE, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and.fixtures. .

Other real estate

Due from banks and

bankers in this State.

Due from banks and,

bankers in other States

Currency.

]

Gold

!

Silver, nickels a n d J-

pennies

I

Checks and cash items J

Exchanges for the clear-

ing house

Profit and loss, expense

account

Interest paid

25,770 33 411 64
1,416 17 1,360 30 27,735 32
526 48 3,586 75
857 70

Capital stock paid in. .$ Surplus fund Undivided profits Due to banks and bank-
ers in this State Due to banks and bank-
ers in other States.. . . Due unpaid dividends... Individual deposits sub-
ject to check Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing bor rowed
money

15,000 00 1,251 75 2,611 89
36,696 09 5,920 41 184 55

Total
In suit In judgment. Not in suit...
Total....

$ 61,664 69

Total

LOANS AND DISCOUNTS.

$ Doubtful
25,770 33 Worthless
$ 25,770 33

$ 61,664 69
$ 25,746 65
23 68 $ 25,770 33

818

TREASURER'S REPORT.

Statement of the Condition of the Woodland Bank, Located at Woodland, Ga., at the Close of Business December 17, 1907.-

WM. E. MATHIS, President.

N. A. PERRY, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts. ..$ 3,018 11

Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures.

565 00 1,200 00

Due from banks and bankers in this State..
Due from banks and bankers in other States
Currency Gold Silver, nickels and pen-

Checks and cash items..

Exchanges for the clear- .

ing house

....

Profit and loss

10,986 95 3,688 00
492 65

Clearing house certifl-

340 35

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub-
Savings deposits Demand certificates . .. Time, certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed

15,000 005,291 06

20,291 06

20,291 06

LOANS AND DISCOUNTS.

In suit In judgment.. Not in suit
Total

$

Good

Doubtful

3,018 11 Worthless

$ 3,018 11

Total.

$ 3.-018 11 3,018 11 -

TREASURER'S REPORT.

819

Statement of the Condition of the Woolsey Bank, located at Woolsey, Ga., at the Close of Business December 17, 1907.

J. T. LEWIS, President.

E. J. SNEAD, Cashier.

RESOURCES.

LIABILITIES

Loans and discounts . .$ Demand loans
Bonds and stocks owned by the bank
Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
Checks and cash items. Exchanges for the clear-
ing house Profit and loss Interest paid

Total

$

13,596 85 22 61
1,341 67 1,472 75
50 00 2,402 20
190 02 840 00
2 89

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-

' Bills payable, including time certificates representing borrowed

19,918 99

Total

$

15,000 00 179 99
4,390 50 48 50
300 00 19,918 99

LOANS AND DISCOUNTS.

In suit

$

In judgment

Not in suit

Total

$

Good Doubtful Worthless
Total

$ 13,596 85 $ 13,596 85

820

TREASURER'S REPORT.

Statement of the Condition of the Citizens Bank, Located at Wrens, Ga., at the Close of Business December 17, 1907.

8. M. MCNAIR, President.

JOB R. HOWARD, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts . .$

Overdrafts Overdrafts secured by
cotton Bonds and stocks owned

Banking house Furniture and fixtures. . Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-

Checks and cash items. Exchanges for the clear-

Pront and loss Interest paid Clearing house cert'fs. .

Total

$

10,787 19 450 25 66 17
1,608 34 1,541 81
500 00 6,448 88
1,736 00
613 40 8 80
23,760 84

Capital stock paid in . $

Surplus fund.

. ...

Undivided profits, less

current expenses and

taxes paid

Due to banks and bank-

ers in this State

Due to banks and bank-

ers in other S tates....

Individual deposits sub-

ject to check

Savings deposits

Demand certificates. . ..

Time certificates

Certified checks

Cashier's checks

Due to clearing house,

certificates issued. .. .

Notes and bills redis-

counted

Bills payable, including

time certificates rep-

resenting borrowed

Total

$

15,000 00 48 97
8,549 77 100 00 62 10
23,760 84

LOANS AND DISCOUNTS.

In suit In judgment Not in suit
Total

$

Good

Doubtful

11,237 44 Worthless

$ 11,237 44

Total

if 11,237 44 $ 11,237 44

wm

TREASURER'S REPORT.

821

Statement of the Condition of the Yatesville Banking Co., Located at Yatesville, Ga., at the Close of Business December 17, 1907.

J. 0. NORRIS, President'.

ELLISON MCNEILL,
Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$

Demand loans

Overdrafts

Bonds and stocks owned

by the bank

Banking house

Furniture and fixtures.

Other real estate

Due from banks and

bankers in this State.

Due from banks and

. bankers in other States.

Currency

Gold

;

Silver, nickels and pen-

nies

Checks and cash items.

Exchanges for the clear-

ing house

Profit and loss

Interest paid

Cotton and cotton seed.

17,624 93 3,946 41
378 91
1,700 00 1,750 00
1,255 46 453 47
2,853 00 215 00 552 03 252 33
4,871 71

Capital stock paid in. .$
Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends . Individual deposits subject to check Demand certificates. ... Time certificates
Certified checks Cashier's checks Due to clearing house . . Notes and bills redis-
counted Bills payable, including
time certificates representing borrowed money

15,000 00 2,731 31
8,678 32 5,982 93
960 69
2,500 00

Total

$ 35,853 25

Total

LOANS AND DISCOUNTS.

$ 35,853 25

In suit In judgment Not in suit
Total

$

Good Doubtful

21,571 34 Worthless

$ 21,571 34

Total

$ 21,57134 $ 21,571 34

822

TREASURER'S REPORT.

Statement of the Condition of the Bank of Zebulon, Located at Zebulon, Ga., at the -Close of Business December 17, 1907.

O. H. HUMPHREY, President.

0. E. GWTN, Cashier.

RESOURCES.

LIABILITIES.

Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned
by the bank Banking house Furniture and fixtures. Other real estate Due from banks and
bankers in this State. Due from banks and
bankers in other States Currency Gold Silver, nickels and pen-
nies Checks and cash items.. Exchanges for the clear-
ing house Profit and loss Interest paid Clearing house certifi-
cates Depositors' guarantee
fund

27,759 99 5,913 00 1,996 04
1,498 25 1,089 89
10,489 48 1,772 56 3,505 00 10 00 536 02
574 00

Capital stock paid in. .$ Surplus fund Undivided profits, less
current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends . Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing b o r r owed money

15,000 00
4,724 41 28 44
27,358 25 350 00
6,415 24 1,267 89

Total
In judgment Total

$ 55,144 23

Total.

LOANS AND DISCOUNTS.

$

Good

Doubtful

Worthless

*

Total

.$ 55,144 23
* 33,667 49 5 50
I 33,672 99

On Statement of State Banks at Close of Business September 5, 1?01, September 8, 1902. December 7, 1903, November 10, 1904, November 9, 1905, November 12, 1906, December 17, 1907.
RESOURCES

1901

1902

1903

1904

1905

1906

1907

Overdrafts Bonds and stocks

$

33,147,888 479,701
2,430,067

60 98 06

$

36,687,500 217,176
2,377,381

63 01 00

$

35,582,686 1,585,314 2,715,566

50 $ 31 00

33,978,900 1,464,705 1,521,835

60 $ 25 00

33,951,779 2,689,414 3,851,773

19 % 09 00

53,033,272 2,446,914 2,692,772

20 $ 03 50

50,386,304
2,550,261 2,738,726

20
41 54

Real Estate, furniture and

fixtures

....

1,799,961 97

1,857,341 30

2,160,454 42

2,301,216 38 2,801,743 25

2,050,385 50

3.144,904 97

Due from banks and bankCash on hand

3,622,947 62 2,44,397 89
153,243 35

4,945,350 71 2,823,757 86
82,569 13

7,574,937 89 3,054,586 60 72,207 73

11,554,008 43 5,708,819 89
160,773 00

13,922,166 02 5,145,464 00
140,774 04

12,442,920 37 5,168,744 10
196,085 00

10,154,288 03 16,191,089 85
1,100,225 49

H5
w>C
w w

$44,118,208 47 $ 48,991,076 64 $ 52,745,753 45 $ 56,690,258 55 $ 62,503,113 50 $ 78,031,093 70 f 86,265,800 49 'od

LIABILITIES

Capital Surplus and net profits Due banks and bankers Due unpaid dividends. Due depositors Rediscounts Bills payable Other items

$ 9,315,127 50 3,766,876 44 986,765 45
18,958 52 23,585,161 77
1,689,204 43 4,752,918 33
3,196 03

9,712,787 00 4,289,094 49 2.086 864 27
14,991 00 27,767,347 52
1,336,958 00 3,726,402 00
56,632 36

10,011,697 5,759,799 1,912,804
13,525 31,241,173
333,814 2,493,380
79,558

11,790 ,147 00 13,597,487 00 16,456,292 50 17,536,679 66

6,642:,737 89 7,854,265 16 8,635.724 45 9,392,870 23

2,870 ,795 23 4,656,720 02 3,55-2,578 18 3,606,665 70

12 ,648 00

12,943 15

20,685 18

28,063 08

32,340 193 44 32,968,670 10 41,784,320 59 48,707,739 02

841 ,451 60

805,460 05 1,378,442 50

681,361 00

2,143 ,030 00 2,589,619 00 6,169,329 49 5,045,065 00

49 ,255 39

17,949 02

69,720 81 1,267,356 80

cc

$ 44,118,208 47 $ 48,991,076 64 $ 52,745,753 45]$ 56,690,258 55 $ 62,503,113 50 $ 78,031,093 70 $ 86,265,800 49

to
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UNIVERSITY OF GEORGIA L1BHJ.RIES

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