THE LIBRARY OF THE UNIVERSITY OF GEORGIA n ANNUAL REPORT OF THE TREASURER OF THE STATE OF GEORGIA For the Year Ending December 31, 1907 ROBERT E. PARK STATE TREASURER ATI,.- >YATHE FRANkUN-H'RNER CO. PUULISHERS 1908 LIST OF TREASURERS OF GEORGIA FROM 1781 TO 1906 INCLUSIVE, WITH TERM OF OFFICE. James Bryan, 1781. John Lindsay, 178?. Joseph ("lay, 1782, John Martin, 1783-4. Seth John Cuthbert, 1785-6. George Jones, 1787. John Meals, 1788 to 1791. John Gibbons, 1792 to 1795. John Berrien, 1796 to 1800. Edwin Mounger, 1801 to 1805. George R. Clayton, 1806 to 1825. James Bozeman, 1826 to 1828 Hines Holt, 1829 to 1832. John Williams, 1833. Thomas Haynes, 1834 to 1841. Benjamin B. Smith, 1842. Walter H. Mitch'el', 1843 to 1846. William B. Tinsley, 1847 to 1S50. J. M. Patton, 1851. Walter H Mitchell, 1851-2. John B. Trippe, 1853 to 1860. John Jones, 1861 to 1867. N. L. Angier, 1868 to 1872. John Jones, 1872 to 1876. J. W. Renfroe, 1876 to 1880. D. N. Speer, 1880 to 1884. R U. Hardeman, 1884 to 1896. W. J. Ppeer, 1896 to 1900. R. E. Park, 19C0. n ANNUAL REPORT. STATE OF GEORGIA, TREASURY DEPARTMENT, ATLANTA, GA., January r, [QOS. Hon. Hoke Smith, Governor. DEAR SIR- My seventh annual report of the transactions of the Treasury Department and the condition of the State banks and Trust companies of the State of Georgia, is herewith sub- mitted to you. as required by law, for the year beginning Janu- r ary i, 1907, and ending December 31. 1907. THE STATE TBEASURY. As shown by my last Annual Report, the balance in the Treas$ 804,44493 T-TJSS^S^"." ^ ' ' ' to December 3i; I9 7 inclu sive, as shown by the books of this office, were, Making amount chargeable to Treasurer, 4,813,764.83 5,618,209.76 * The disbursements from January I, !9o7, to December 31, W, inclusive, as shown by vouchers in this office, were, 4>797.469-59 820,740.17 Leaving balance in Treasury December 31, 197 BONDED DEBT. Treasurer's Report for the year ending December 31, i97, <*w" ed the bonded indebtedness of the State to be . _ On the first day of January of this year, the tenth W^J^ ment of bonds, issued under Act of 1887, became due and was paid off with the sinking fund, amounting to : , -- _ Leaving valid, interest-bearing bonds at this date, as shown by 7,231,500.00 100,000.00 7,13', 500.00 During my service as Treasurer I hive paid off and retired SSoo - 2,218,160.00 000.00 of the Principal of the Public Debt, and m interest, . . IHHHHHHBHHlHi VI TREASURER'S REPORT. SOME OF THE WORK IN THE TREASURY. In 1789, during- General Washington's presidency, the finances of Georgia were under the management of a treasurer and one assistant. In i860, seventy-one years later, the Treasury Department of Georgia continued to be under the management of a treasurer and one clerk. In 1907, forty-seven years still later, or one hundred and eighteen years since Georgia became a State, the same salaries that pertained to the office in 1789 and i860, are under the Constitution of Georgia, still paid for the performance of these duties, though the work of the office has grown several hundred per centThe Constitution of Georgia forbids an increase of the help and salaries in this office, but the legislature has not seen fit to diminish the constant increase of work and added care and responsibility. Indeed, a short time before the war, the tax-collectors came to the c'apitol in person once a year and had a settlement with the Treasurer. Then there were about one hundred of them, and one settlement a year with each was made. Now we have one hundred and forty-six tax-collectors, and their remittances are made, many of them, every month of the year. All these must be credited and receipted to the Comptroller-General. The Treasury Department now has accounts with 146 county school commissioners and with 60 local school systems of cities, towns and townships, making a total of 206 school accounts, and requiring an immense amount of bookkeeping never performed before the Constitution of 1877. In addition, we have accounts with 46 oil inspectors, and their reports come in evejy month, sometimes oftener. In 1877 there were only three judges of the Supreme Court a nd about twenty judges of the superior courts with whom the Treasurer kept accounts; now we have six judges of the Supreme Court, six stenographers of the Supreme Court, three TREASURER'S REPORT. VII judges of the Appellate Court, three stenographers ot that court, twenty-six judges of the superior courts, and twenty-six solicitors-general. With a. majority of these we have monthly settlements, to some of.them we pay portions of their salary as many as a dozen times a month, thus multiplying our work. The civil establishment has grown several hundred per cent, in the number of employees, and in the amount of their salaries as well as in the increased work upon the Treasury Department. Before the Constitution of 1877 was adopted we had few, if any, special accounts, such as artists tax, auctioneers tax, automobile agents, ball and bicycle parks, billiard tax, cigarette tax, express companies tax, gypsy tax, insurance fees, insurance agents, interest from depositories, liquor tax, pensions refunded, office fees, oil fees, peddlers tax, poll tax, railroad tax. rental of V\ estern & Atlantic Railroad, sale of codes, sale of form books, sale of reports, sewing- machine agents, show tax. street railroad companies cax. tax of agencies, on games, on sleeping car companies, on telephone companies, building and loan fees, Coca-Cola factories conscience fund, dividends from stocks, franchise tax, geological laboratory, hire of convicts, pawnbrokers tax, sale ot school lands, supreme court costs, surplus from wild lands sales. tax on abstract companies, on cash registers, on brewing companies on cold storage, on futures, on loan agents, on slot machines, on typewriter agents, on ticket brokers, on veterinary surgeons, white hops, temporary loans; and accounts must be kept with each and every one of these special sources of income. ' Besides these we had no pension accounts to keep until comparatively a recent date. This year the Treasurer paid out: $890,000 and next year this will be increased, and instead of being paid out once a year to each pensioner we will have the payments to make quarterly, in accordance with a recently passed law. We must keep pension accounts with every ordinary of the State a, well as with the State Pension Commissioner for the 16.000 pensioners, to whom the checks must be sent through the ordmanes or cash paid over the counter. Last year about $60,000 was a to Fulton county alone over the Treasury counter, and more than immmmmilk VIII TREASURER'S REPORT. half as much more was paid in the same way on personal presentation of warrants from the pensioners in DeKalb, Milton, Clayton, Cobb and other adjacent counties. This monopolized the entire time of myself and assistant for several weeks. THE TREASURY BOOKS. If is proper for me to state that the methods of bookkeping pursued in the Treasury Department were decided upon by some of my able predecessors in office, and since I have entered upon my duties, eight years ago, I have visited a number of the Treasurers in their departments in the Southern States and a few of the Northern and Eastern States, and I have found that none was simpler, more progressive or more accurate than the Treasury Department of the State of Georgia. I beg to state that the department is now following the law as laid clown in the Code of Georgia of 1895, page 72, section 8, paragraph 199, relating to the duties of the department and the books and accounts that are required to be kept. During the eight years that I.have occupied my position, I sm gratified to say that not one dollar has been lost by the State. The books have been repeatedly inspected by expert examiners appointed by the President of the Senate and the Speaker of the House; and two years ago a special committee made a visit and special investigation by order of the General Assembly, and they made no suggestions or recommendations as to changes, and found no fault with the department. This year, as I have with every past Legislature, I addressed a note at the opening of the session to the President of the Senate and to the Speaker of the House, asking them to appoint the usual examination committee. The statement that I have made above does not, by any means, embrace all of the duties connected with the Treasury. The vast amount of important correspondence should be included. We average seven thousand letters per annum. TREASURER'S REPORT. IX BOND REGISTRATION. And I should add that the registration of State bonds has grown more than ico per cent, in number and in the amount of work lequired since I entered upon my duties in 1900, and this requires the utmost particularity and care. No mistakes, so far, have been made in this department, though the work has multiplied so rapidly. NINETY-ONE STATE BANK DEPOSITORIES. I would also say that we have now ninety-one State bank depositories, with application for others pending, and with each one of which we keep accounts, and from which we require interest on their daily balances. This demands time and care to calculate semi-annually. There were thirty-nine State depositories when I entered upon my duties in 1900. This will give you an idea of the increased duties and responsibilities, without increased help. BONDS DEPOSITED. Besides, I have now bonds, $500,000 of which belong to the Western & Atlantic Railroad, as security for payment of rents and $1,500,000 additional belonging to fire insurance and surety companies, placed with me for the safety of the policy-holders. Each of the more than 100 companies require for auditing purposes at home certificates that we have these bonds on depositAnd a large number of mortgages are now, by a recent act of the Legislature, placed in my hands for safe-keeping. All of these require frequent changes, as bonds mature, or as companies retire from the State, and you must bear in mind that we have $3,137,460 of registered bonds on which I send semi-annual interest, July 1 and January 1 of each year. Coupon bonds amounting to $3,993,860, require interest on same dates. x TREASURER'S REPORT. It is right to bear in mind also that we are now keeping accounts with all the lessees of felony convicts, and four times per annum divide out the amounts of the convict hire among all the counties of the State according to population and send them checks, and keep account with each county, the grand juries of some of which direct this money to be paid to the public schools and others to the county roads. Think of the trouble, time and work as well as rigid accuracy required to prorate this among the counties according to population and sending checks for the amounts. The direction of the Legislature as laid down in the Code. I have faithfully and accurately followed. My small salary of $2,coo per annum, the same as was paid over a half century ago. and that of my assistant of $1,600, with the largely increased responsibilities, duties and labors, as compared with the salaries allowed to the Treasury Departments of other States is painfully absurd and ridiculous and unworthy of a generous and appreciative State. HELP NEEDED. I have been gratified to hear you, -on more than one occasion, state that I should have in this department three accomplished' bookkeepers at salaries of $2,500, $2,000 and $1,500 respectively and I fully agree with you, and wish the Legislature would see it in the same light. I could refer you to certain States which have an income of less than our annual income of nearly five millions of dollars, which allow to the Treasury Department salaries all the way from $15,000 to $45,000 per annum. Thirty-six huunr dred dollars is the total amount that the Constitution of Georgiia allows to the Treasury Department of this State. During the recent session of the Legislature I paid out to th e forty-four senators and 183 representatives in the General Assembly, with their clerks, messengers, doorkeepers, pages and porters amounts daily from $4 to $100 each, and our average was between TREASURER'S REPORT. XI $700 and $1,400 per day. If you had looked in my door at any time you would have seen how busily occupied we were in waiting, of course most willingly, upon the members of the two houses. At that time you would have been more thoroughly convinced of the importance of additional help in this depart- ment. CORRESPONDENCE- For three years after I entered upon my duties the correspondence of this department with the county officers and bank depositories, holders of bonds and others interested in treasury matters, as well as with citizens of this State and other States, making inquiries in regard to public and private matters, caused me to pay out of my small salary cash for absolutely necessary stenographic work, it being impossible for me to answer these communications by hand. I must not omit to state that the Treasury keeps accounts with the departments composing what is called, in most States, the "Governor's Cabinet," viz: the Secretary of State and his assistant, the Comptroller-General and his assistant, the AttorneyGeneral and his aid, the Agricultural Commissioner, the School Commissioner and their assistants, clerks and stenographers, oil and cattle inspectors, bookkeepers, etc., the Insurance Commissioner and clerk, the wild land office, the clerks of the Supreme and Appellate courts, their sheriffs and stenographers, the State Geological' Department with its several employees, the State Chemist and his assistants, the State Entomologist and his aids, the State Board of Health, the Adjutant-General and the military fund, the State library and its librarians, the three Prison Commissioners and their assistants and the prison fund, the five Railroad Commissioners, their railroad attorney, clerk, stenographer and expert bookkeeper, the State Sanatorium, costing over $30,000 per month, the State University with its branch colleges and normal schools, costing about $12,000 per month, the various xn TREASURER'S REPORT. State building fund accounts at Athens, Dahlonega, Milledgeville Macon and Cave Spring-, the Deaf and Dumb Institute the Academy for the Blind, and Prison Reformatory and Prison Farm, the State Historical Department, the Pension Commissioner and his clerks, the great printing fund account, the keeper of public buildings, the contingent fund, the eleven district agricultural schools and the Governor, Ins secretaries and stenographer. The smallest account of any department and the least* expensive to the State, but which requires a bond of $200,000 for its faithful performance, and demands the most constant and arduous work and exceeding mathematical care, with least help and smallest salaries are the places of State Treasurer and his one clerk, yet they are all the State's Constitution allows. My only clerk, after twenty years' hard service with the Comptroller-General and in the Treasury, has failed utterly in health, and has been ordered by his physicians to seek another climate and other medical care I cannot withhold his meager salary while he is so ill, and I am now discharging his duties and mine with the aid of a temporary clerk, tor whose salary I hold myself personally responsible With all these duties and labors growing and crowding upon me and my financial department, receiving and disbursing nearly $5 000000 annually, answering legal questions and giving exact information and data about the State's affairs often each day with small attention to the courtesies due to Georgia citizens and visitors from abroad, who call for detailed statements and information, and for sake of courtesy as well as curiosity, you may readily suppose that my office is a busy one. The anxiety of a faithful officer to meet promptly every obligation of the' State as it is presented, and his ambitious desire and constant study daily and nightly into the ways and means to do this, and thereby preserve the State's credit and honor, when he finds legislative appropriations exceed the State's income, surely should win the kmdly consideration, patience and confidence as well as the cordial and generous appreciation of his fellow officials, the State Legislature and the noble, appreciative and magnanimous people of Georgia. TREASURER'S REPORT. XIII TEMPORARY LOANS. I do not boast of superior business qualifications nor personal influence with bankers and other men of affairs, but I have a pardonable pride in saying that I have secured since I became Treasurer of Georgia temporary loans to meet financial exigencies and emergencies of our State, at the lowest rate of interest that was ever obtained by any Governor or Treasurer of Georgia or any other State. These loans were at the rate of 2 per cent, per annum, and I have done this annually during the past six years of my services as Treasurer of Georgia. STATE BANKS. . During the past eight years the banks of Georgia have kept pace with the rapid growth of the State and country, and their increase in number, capital stock-, resources and surplus, shows that the Banks of Georgia are stronger to-day than ever before, because Georgia bankers are more alive and alert to the interests oo f their great calling, and through their organizations, (at the head of which are the Georgia State Bankers Association and their local Clearing House Associations) they have manifested a spirit of professional enthusiasm and earnestness which has resulted in a better knowledge and practice of safe and conservative banking methods and a closer cooperation with this department in the observance and enforcement of the banking laws of the State. On January r, TQOO, when I entered upon my duties as State Treasurer, the duties of which office have been combined since T891 with those of the State Bank Examiner, there were one hundred and forty (140) chartered State Banks in existence under my supervision. Hie first examination began in 1891 with only 57 banks. The annual increase in the number of these financial" institutions has been remarkable: In 190T, there were twenty-seven (27) new banks added, in 1902 nineteen (19). in ltr xiv TREASURER'S REPORT. 1903 thirty-five (35), in 1904 thirty-nine (39), in 1905 eightyfour (84), in 1906 seventy (70), and in 1907 forty-five (45), which would make four hundred and fifty-nine (459). but there were some mergers, some liquidations, and two conversions into National Banks, and at this date (January r, 1908), we have in active operation four hundred and forty-eight (448) State Banks, which shows an increase of two hundred and twenty per cent. (220%). since T entered upon my labors as Treasurer- Below I give an interesting comparison of the State Banks m 1901 with those at the close of business December 31, 1907: No. of banks Capital Due from banks Due depositors Cash on hand Surplus and net profits 1901 1907 Increase 14 9,315,127 50 $ 3,622,947 62 23,585.161 71 2,484,397 89 3,766,876 44 448 17,536,679 66 $10,154,288 03 48,707.739 02 16,191.089 85 9.392,870 23 38 8,221,552 16 $ 6,531,340 41 -25,122,577 25 13,706,691 96 5.625,993 79 NATIONAL BANKS. Georgia has eighty-seven (87) National Banks, which are not subject to my examination or inspection. These National Banks have capital paid in of $8,958,500, and individual deposits of $26,774,360. PRIVATE BANKS. Several private banks during the past year have obtained charters from the State, but there are quite a number still in existence in various cities of the State. These are not subject to examination. Banks have become a universal convenience, and wherever there is a community which will in any measure support one, capital seems to be ready to invest in the business. TREASURER'S REPORT. xv THE NEW BANK BUREAU. In 1900, when I assumed tXie duties of the office of State Treasurer and ex-officio State Bank Examiner, t found thai the law provided for one Bank Examiner, with one clerk or assistant, and notwithstanding the rapid annual increase in the number of Banks and the multiplied increase of the duties of this department, I had only one assistant until the new banking Act of 1907 was passed. 1 have, through each Legislature, earnestly urged changes and improvements in our State banking laws and an increase in help and salaries. In 1906 the State Bankers' Association, at their annual meeting in Atlanta, adopted resolutions of co-operation and recommended a most excellent bill to the Legislature. The bill was complete, but it was very long, and at its third reading, five days before the close of the session, the House declined to take time to read it, and it was lost or shelved. At its session this year the State Bankers' Association presented a much briefer bill, which by strenuous efforts finally passed both the Senate and House, and is now a law. UNDER TWO SYSTEMS. The Banking Department worked under the old law with one Bank Examiner in the field and 448 banks to examine during the first eight months of the year. With my occasional help, Air. I. S. Hollinshead in that time examined 191 banks. The new law went into effect September 1, 1907, and up to that time this faithful and conscientious assistant, who for years was cashier of one our best banks in Newnan. had been my sole help. After September 1st, Air. L. P. Davis, cashier of the Upson Banking Company, acted a few days, but was offered a higher salary, and resigned, and then Mr. J. T. Henderson, of Austell, Ga., an able accountant and auditor, accepted the place. Thus I had, during the twelve months, one examiner for eight months, and two for XVI TREASURER'S REPORT. four months. During- the four months there were 183 banks examined. The banking department acted the past year under two separate and distinct systems of banking, for eight months under the old law and four months under the present system. We did our best under above conditions- The assessments, recommended in the present law upon the various banks by the State Bankers upon themselves, were unfortunately changed and lowered by the Banking Committee of the House, are wholly inadequate to secure enough examiners. The Augusta bankers, with Capt. W. B. Young, president of two banks in that city, one State and one National, sent to the State Bank Examiner a bill for the consideration of the General Assembly. It was read and approved by the Atlanta Clearing House Association, and an able committee composed of Mr. J. A. McCord, chairman, V. P. of the Georgia Savings Bank and of the Third National Bank r Mr. W. L. Peel, president of the Maddox-Rucker Banking Co.: .Air. W. S. Witham, president of the Witharn system of banks, and Mr. E. H. Thornton, president of the Neal Bank, went before the Banking Committee of the House and Senate and patiently explained and urged the passage of the bill. By invitation, the State Bank Examiner met with the committees also and called attention to the defects of the old and the superiority of the proposed new law. The bill was passed, but, as stated, instead of providng ample means for four examiners at salries indicated in the original bill, by amendment inadequate provison was made, and only two examiners to this date could be constantly in the field to visit and examine our 448 banks twice a year, meaning 896 vists by two men in 300 days, deducting Sundays and holidays, a physical impossibility. The low assessments prevent mv getting two more able examiners, and they are sorely neededThe new law has many good features, but replies received from some of our strongest and most experienced and patriotic bankers to a circular letter sent to them by me, suggest some desirable amendments and additions to it. I shall submit these to. TREASURER'S REPORT. XVII the two Banking Committees when the General Assembly next meets. The salaries suggested in the Act were satisfactory, but the assessments authorized to be made on the banks examined are not sufficient to pay those salaries and the expenses of the examiners. The assessments being inadequate, competent examiners can not be procured to do the work required. The new law requires examinations twice a year and also a system of independent audits by a trained auditor or by a committee of bank directors (Section 25 of the new law), who shall file a copy of their report with the State Bank Bureau. An examiner can not, in the limited time permitted him, act also as a bank auditor. This new bill was. introduced by Messrs. J. N. Holder of Jackson, Hooper Alexander of DeKalb, and J. P. Heard of Dooly, and its purpose is wise and commendable, but it is unfortunate that its provisions for raising revenue looking to its enforcement are utterly inadequate- CLEARING HOUSE CERTIFICATES. The seven leading banks of Atlanta composing its Clearing House Association, found it necessary, on account of the stoppage of the source from which they had obtained their currency supplies, caused by the singular panic which began in October, to issue on October 31. 1907, a total of $1,835,000.00 in certificates. Of this amount the Atlanta National took $260.000.00, the Lowry National $230,000.00, the Fourth National $370,000.00, Maddox-Rucker Banking Co. $250,000.00, the Neal Bank $200,000.00, the Third National $290,000.00, the Central Bank& Trust Corporation $235,000.00. It is presumed the officers and directors of. these strong banks took every precaution to acquaint themselves with the financial condition and strength of each, and some of them reported to the State Bank Examiner the fact that they were all equally bound for the entire issue of certificates, that they knew from daily contact in innumerable business transactions that they were all safe XVIII TREASURER'S REPORT. and solvent. Each and every one of the banks were bound for the redemption in currency of every dollar that was issued. I give an exact copy of these Clearing House certificates. On one side were the following words : "ATLANTA CLEARING HOUSE ASSOCIATION CERTIFICATE. ATLANTA, GA. This certifies that the banks composing the Atlanta Clearing House Association have deposited with C. E. Currier, R. J. Lowry and W. L. Peel, trustees of said Clearing House Association, securities to the value of $ , to secure to the bearer hereof the payment of the sum of $ dollars, in legal money of the United States, payable on or before the first day of March, 1908. This certificate is issued in accordance with the proceedings of a meeting of the said Association held on the 30th day of October, 1907, and will be received on deposit or in payment of debts due any bank in said Clearing House. , For Trustees." On the opposite side 'were these words : "Payment of the within certificate is guaranteed by the following banks composing the Atlanta Clearing House Association : Atlanta National Bank. Lowry National Bank, Fourth National Bank, Maddox-Rucker Banking Company, The Neal Bank, Third National Bank, Central Bank & Trust Corporation." Each bank had a certain number of officers to sign each bill as their representatives. As State Treasurer I declined to accept these certificates as deposits in the Treasury, and the Governor called a meeting of members or delegates from these banks at the Executive Mansion, which was attended by yourself as Governor, by the Attorney General, Hon- John C. Hart, and by myself, as well as the invited officers of the banks. At this meeting there was a full and free discussion of this new currency, and the position which I had taken to decline to accept for taxes any Clearing House TREASURER'S REPORT. XIX certificates was fully explained, and the next day I sent to the Clearing House Association, through Mr. Asa G. Candler, president of the Atlanta Clearing House Association, and Mr. John K. Ottley, V. P. of the Fourth National Bank, the following letter : State Treasury Department, Atlanta, Ga., November 7, 1907. DEAR SIR : I beg to acknowledge your letter of the 5th, enclosing copy of resolution passed by the Clearing House Association, the purport of which is, Atlanta Clearing House Certificates in payment of taxes would be received by the banks named as cash. I beg, however, to correct one whereas in the resolution, to the effect that I, as Treasurer of the State of Georgia, had indicated that I had authorized the State and county tax-collectors to receive Atlanta Clearing House certificates in payment of taxes. I have no power to authorize the State and county tax-collectors to do this, but of course would interpose no objection to any arrangement which the tax-collectors and the depositories might enter into, relative to so receiving the certificates. The attitude of the State towards the matter involved may be succinctly stated in a letter I have written to a Georgia tax-collector, the result of a conference between the Governor, Comptroller-General, Attorney-General and myself, and dictated by the Governor, which reads as follows: 'Replying to your letter, I call your attention to section 773 of the Code of Georgia, .which provides "that taxes must be paid in gold or silver or in bills of such banks as pay specie promptly." The State can only accept legal tender money in settlement for taxes. I suppose you deposit, when you collect, with the local State depository. As between the State and the depository, the attitude of the State must be that the depository is bound, if required, to recognize the checks of the State and pay actual money. As a matter of convenience to the people of your locality, I would suggest that you confer -with the local depository and see whether the local depository would accept Clearing House certificates to which you refer, giving you credit for them as though they were actual legal tender money, and putting them to the credit of the State on the basis of actual money against which the State can check.' I beg to remain, very truly, R. E. PARK, Treasurer of Georgia." xx ;-, TREASURER'S REPORT. It will be noted that the Clearing House certificates were endorsed by the banks above named, including the Neal Bank. No doubt all of these banks, in dealing with a matter of so much moment and importance, and carrying with it such enormous financial responsibility, very carefully looked into and considered the condition of the Neal Bank before becoming co-security with them in the endorsement. ASSESSMENTS OF BANKS. From September i, 1907, to December 31. 1907. In compliance with the fourth paragraph of Sec 20, 1 give below the names and compensation of my assistants and the clerk employed in the office, and the whole amount of the expenses of the banking department since the Banking Bureau was established September 1. T907. Also the amount collected from the banks for examinations made during that period of time : NAME OF BANK AND LOCATION. Central Bank & Trust Corporation, Atlanta Georgia Savings Bank & Trust Company, Atlanta Farmers & Traders Bank, Atlanta Maddox-Rucker Banking Company, Atlanta The Neal Bank, Atlanta "Branch" Central Bank & Trust Corporation, Atlanta Decatur Street Bank, Atlanta Union Savings Bank, Atlanta Guarantee Bank & Trust Company, Atlanta Bank of Adairsville, Adairsville Bank of Commerce, Americus Bank of Southwestern Georgia, Americus Planters Bank, Americus Bank of Acworth, Acworth S. Lemon Banking Company, Acworth The Augusta Savings Bank, Augusta Georgia Railroad Bank, Augusta AMOUNT. $ 60 00 20 00 10 00 50 00 20 00 10 00 10 00 20 00 60 00 10 00 20 00 20 00 12 50 10 00 12 50 12 50 50 00 TREASURER'S REPORT. -XXI NAME OF BANK AND LOCATION. Irish-American B,, ank, , Augusta Merchants Bank, Augusta Planters Loan & Savings Bank, Augusta Union Sayings Bank, Augusta Citizens Bank, Augusta Citizens Bank. Barnesvil11le Bishop Banking C,, ompany, TB.-ish1 op Bank of Bremen, Bremen Terrell County , Bank, B^ ronwoodJ Buena Vista Loan & Savings Bank, Buena Vista ,, Bank of Buford, Buford Shadburn Banking Company, Buford Bank of Bullochville. Bullochville Peoples Bank, Calhoun Bank of Camilla. C_ ami.l..la _ Bank of Canton, Canton Bank of Cave S_ pri.ng, ._C,ave oSpring Bank of Franklin C,, ounty, Cr* arnesvi-l11le _,, Carrollton Bank, Carrollton Citizens, Carrollton Bank of Cartersville, Cartersville Home Savings ,,Bank. , C^ a'rt1 ers1 ville. Farmers & Merchants Bank, Cartersville Bank of Cedartown, Cedartown : Commercial Bank, Cedartown Bank of Chipley, Cn,hi pl1 ey Habersham Bank.,-C,la,r,k esville ' ,,, Bank of Clayton, Clayton Columbus Savings B,, ank, , C^ ol, umb1 us Home Savings Bank, , ,,Co 1lumtb. us Merchants & Mechanics Bank, Columbus Phoenix Bank. Columbus _ Northeastern Banking Company, Commerce Concord Banking Company, Concord Bank of Conyers, Conyers Bank of Rockdale, Conyers Bank of Crawford, Crawford Bank of Crawfordville, Crawfordville Bank of Culloden, Culloden AMOUNT. .... 10 OO 50 00 12 Jo I2 5 ... 10 00 .. 10 00 ... 10 00 I2 s .. 10 00 10 00 . 10 00 10 00 10 00 10 00 . . 20 00 . 10 00 12 50 .... ... ... 10 00 10 00 10 00 50 00 20 00 3 12 50 20 00 ^J xxn TREASURER'S REPORT. NAME OF BANK AND LOCATION. Merchants & Planters Bank, Culloden Bank of Dallas, Dallas Commercial Savings Bank, Dallas First State Bank, Dawson Douglasville Banking Company, Douglasville Farmers & Merchants Bank, Douglasville Bank of Decatur, Decatur Gilmer County Bank, Ellijay Bank of East Point, East Point Fairburn Banking Company, Fairburn Bank of Flowery Branch, Flowery Branch Bank of Forsyth, Forsyth Exchange Bank, Fort Valley Bank of Fairmount, Fairmount. ... Farmers & Merchants Bank, Fayetteville State Banking Company, Gainesville Peoples Bank, Gordon Bank of Grantville, Grantville . Greenville Banking Company, Greenville Peoples Bank, Greenville Griffin Banking Company, Griffin Merchants & Planters Bank, Griffin Savings Bank of Griffin, Griffin Newton Banking Company, Griffin Bank of Hampton, Hampton Jones County Bank, Haddock Farmers & Merchants Bank, Hartwell Hartwell Bank, Hartwell Bank of Hiram, Hiram. . Hogansville Banking Company, Hogansville Merchants & Farmers Bank, Hogansville Bank of Harlem, Harlem Jefferson Banking Company, Jefferson Merchants & Farmers Bank, Jefferson Bank of Jonesboro, Jonesboro Bank of Kingston, Kingston LaGrange. Banking & Trust Company, LaGrange Bank of LaGrange, FaGrange Bank of Lavonia, Lavonia AMOUNT I0 oo. I0 ^ 10 oo 2Q i0 oo i0 oo I0 ^ I0 oo I0 QQ. I2 so 10 oo j, SQ 12 so ,1,,0 u__u i0 00 20 QO 1T,,U ,,,, OO I0 00. I0 Oo ID 00 I2 so. 20 ^ I2 -0 0 10 00 10 00 I2 -0 1, 2 5. 0 10 OO' I0 00 IO 00 12 -Q, I0 00. ,1,,0 0,,0 50 00. TREASURER'S REPORT. NAME OF BANK AND LOCATION. Bank of LaFayette, LaFayette Bank of Lexington, LT exington Oglethorpe County Bank, Lexington Lithonia Banking Company, Lithonia _. Bank of Lula, Lula Bank of Stewart County, Lumpkin Bank ot Lyerl,y, TLyerl,y Commercial Savings Bank, Macon Central Georgia ,,Bank, , ,M,acon Home Savings Bank, Macon Macon Savings B,, ank, , Mn r acon Bank of Madison, M ,, , ad,.ison Jefferson Street B,, ank, , M x r adj-ison Morgan County Bank, Madison Bank of Mansh-el,d., Mx, ansfrielud , ,, ... Peoples Bank, Mansfield Marietta Trust & Banking Company, Marietta Bank of Maxeys, Maxeys Bank of Maysvi.l,l,e, Maysvi-lnle Bank of Molena, Mxoilena Moreland Banking Company, Moreland Bank of Monroe, Monroe Farmers Bank, Monroe Lewis Banking Company, Montezuma Citizens Bank, Marshi alilivi-lilie Bank of Martin, M > arti n Bank of Newborn, NXTew.born Newnan Banking Company, Newnan Bank of Norcross. .N. orcross Bank of Norwood,, Nx-orwoodj Bank of Oglethorpe, Oglethorpe Macon County B,, ank, , O^ gli e^tihorpe Bank of Palmetto, Palmetto Houston Banking C,, ompany, nPerry Perry Loan & Savings Bank, Perry Bank of Powder Springs, Powder Springs Bank of Richland, Richland ,, Peoples Bank, Richland Bank of Ringgold, Rx^-mggolidj xxni AMOUNT I2 5 ... 10 00 10 oo I2 3 10 00 20 00 ... 20 00 20 00 . 10 00 . 10 OO 10 oo .... ... ... 10 00 10 oo 10 00 ... 20 00 .... 20 oo ... . .... 10 00 10 oo io oo 10 00 io oo io 00 10 00 . ... io oo io oo XXIV TREASURER'S REPORT. NAME OK BANK AND LOCATION. Crawford County Bank, Roberta - Rockmart Bank, Rockmart Citizens Bank, Rome Exchange Bank, Rome Cherokee Bank, Rome Roswell Bank, Roswell Bank of Rutledge, Rutledge Merchants & Farmers Bank, Rutledge Farmers & Merchants Bank, Senoia Bank of Senoia, Senoia Bank of Sharon, Sharon ." Bank of Siloam, Siloam Bank of Smithville, Smithville Bank of Social Circle, Social Circle Walton County Bank, Social Circle Bank of Sparta, Sparta Cohutta Banking Company, Spring Place Stone Mountain Bank, Stone Mountain Bank of Commerce. Summerville Chattooga County Bank, Summerville Peoples Bank, Talbotton Bank of Talbotton, Talbotton ; Bank of Taylorsville, Taylorsville Temple Banking Company, Temple 1 tank of Thomson, Thomson Farmers & Merchants Bank. Thomson McDuffie Bank, Thomson s Partners & Merchants Bank, Thomaston Upson Banking & Trust Company, Thomaston Farmers & Merchants Bank, Toccoa Toccoa Banking Company, Toccoa Bank of Villa Rica, Villa Rica ' Merchants & Planters Bank, Villa Rica Citizens Bank, Warrentdn Planters & Merchants Bank, Warrenton Washington Exchange Bank, Washington Washington Loan & Banking Company, Washington Oconee County Bank, Watkinsville Bank of West Point, West Point AMOUNT I0 oo 12 so 20 00 20 00 20 00 I0 00 I0 00 m 00 I2 -0 10 00 I0 00 10 00 T0 00 ,2 50 i0 oo IO 00 J0 00 i0 00 I0 oo I0 00 ,0 00 I2 r0 10 00 I0 00 I0 oo 20 QQ I0 ^ I0 00 I2 5o I0 00 12 so I2 5o IO oo 10 00 I0 00 20 00 I2 50 I0 ^ 2Q QO TREASURER'S REPORT. XXV NAME OF BANK AND LOCATION. Bank of White Plains, White Plains Woodbury Banking Company, Woodbury Peoples Bank, Woodbury Total AMOUNT: 10 oo I0 I0 00 ? 2-452 50 ITEMIZED DISBURSEMENTS, EXPENSE ACCOUNT. J. S. Holliushead L. P. Davis J. T. Henderson Southern Bell Telephone Company G. E. Huguely Total . ..'. $ 35 oo 50 oo 4"5 c i 25 8 "2 $ 8l4 97 ITEMIZED DISBURSEMENTS, SALARY ACCOUNT. J. O. Anderson L. P. Davis J. S. Hollinshead J. T. Henderson R. E. Park G. E. Huguely $ 270 00 54 49 416 64 316 66. 4io 66 35 00 Total $ 1,509 45 Receipts from examination of banks from September 1, 1907, to De- cember 31, 1907 $2,452 50 Expenses Salaries Cash on hand to balance $ 8l4 97 ^S00 45 128 08--$ 2,452 50 From the above statement it will be seen that there are at this date (January I, 1908), only $128.08 with which to begin the labors of these energetic and capable examiners for the year 1908. An inspection of the above figures, giving receipts and dis- bursements, will show the impossibility of paying the salaries indicated by Sec. 2 of the bill. Instead of paying the full amounts therein suggested they have been necessarily scaled or prorated that they may correspond with the income received. m XXVI TREASURER'S REPORT. In the beginning- of the work, September ist, there was not a dollar appropriated that was available to pay the expenses for traveling and hotel bills, and that amount was advanced by me. To be more explicit, the State Bank Examiner instead of getting the salary indicated in the Act, of $208.00 per month, received $104.00; the first assistant instead of getting $167.00 per month received $104.00 per month; the second assistant instead of getting $125.00 per month received $100.00. But it is my full purpose to secure additional examiners, one or more, if I receive no salary whatever myself. The State needs them. Many members of the .Legislature, interested in this matter, have expressed their desire to have the assessments increased, and if we are to make these semi-annual examinations we should have at least three more examiners who shall be, as described in Sec 4. "men of experience in banks and examining work." Many applications have been made for these positions by men of capacity and experience, but when the small salary was indicated they have withdrawn. Others are still upon the list of applicants, and their names will be submitted to you for your advice. The full amount specified lor salaries in the Act are none too large, and are necessary to he paid if Georgia is to have the excellent help in this department which its importance and the interests of the people of Georgia demand. They should all be 50% higher. PUBLISHED STATEMENTS. The law requires four published statements per annum of the condition of each bank, sworn and certified to by the cashier, making 1,792 statements in all, to be sent to the State Examiner for his inspection and review, in addition to the 896 examiner's reports, a grand total of 2,688 bank reports each year sent to my office for my criticism. Fifty per cent, of them require from one to three letters to the banks needing instruction and warning To carry out the bank laws in the Code, and the new bill, forbids leisure and idleness in this department. The united positions of State Treasurer and State Bank Examiner are not sinecures. TREASURER'S REPORT. XXVII IXSURANCE OF DEPOSITS- This is a novel subject, but recent events make its discussion pertinent and appropriate. If Georgia should begin a system of insurance on deposits it would be wisely taking the lead in reform, which all honest people will concede to be desirable. Our great Commonwealth should enact a fair and just law which would be of rare value to the State, to its banks and to its citizens who are depositors. The funds of cities, counties, colleges, school districts, etc., are secured by surety or personal bonds. The principle of security and insurance of public deposits is thoroughly established in national and State constitutions and statutes, as well as in city charters, and is strongly entrenched in public opinion and official custom, and from this fact I claim that insured deposits is no dream, it is not a mere theory or sentiment. I am simply asking that money of private depositors also receive protection and the trust be held sacred and its security guaranteed. Public policy demands the protection of public deposits, then, in the name of common honesty, is it not public policy to secure and insure private deposits ? Let this be done and periodic panics and bank runs will become a tradition of the past. Let the law-making power, wisdom and conscience of our legislators give the small depositors, and to all depositors, the assurance and insurance of absolute security of the money they have placed in trust, and then the day of sound banking will have arrived, and the clear, positive, cloudless fact will forever banish panics and runs from our financial affairs, and there will be no more business prostrations. ASSESSMENTS. I believe that a basis of assessment can be devised which will secure this very important end, and be entirely just to all concerned. Such a scheme is worthy of discussion and adoption by xxvnI TREASURER'S REPORT. our Legislature, and such action would not cripple, nor injure, nor in any way affect the individuality of a single bank. The plan would prove a source of gain instead of expense to our banks- To take the small per cent. I have in mind as assessment from each bank to insure depositors would secure for circulation, many thousands of dollars that never get into banks, but are held up by the people because they are afraid to put it into then;. If our people were convinced, knew absolutely, that their fears were groundless, and there was no danger of banks failing and the loss of their deposits were nigh impossible, it would bring out money from their hiding places where they are exposed to thieves and to fire and flood, and obtain enough to secure interest on deposits sufficient to really make income for banks, and the expense to carry on this insurance would amount to little. Such an effort as I have indicated is worth the attention and close study of Georgia legislators. I would suggest the appointment of a commission, to be composed of the Governor, Attorney-General and State Bank Examiner and three banked to be selected by the State Bankers' Association, to examine into this matter and report a plan to the next or to the existing Legislature. It is estimated that one-third of the circulating medium is always in hiding. This is the result of want of confidence. Inaugurate the system 1 mention and it will remove fear, restore trust and prevent frantic bank runs and bank failures. Let a wise commission of patriotic men of financial ability, in whom the bankers and people have confidence, be chosen with plenary power to work out details of this scheme. It is not an impractical one, it can be made just and equitable, and. in niv judgment, is bound to come. The sooner the better, and the wiser". I trust that some thoughtful legislator will take this important measure in mind and introduce a bill of the character suggested, which might be entitled : "A bill to provide for the security of Depositors in the Chartered State banks of Georgia, creating a State Bank Deposit Insurance Fund and providing regulations therefor." TREASURER'S REPORT. XXIX MORE DEPOSITORIES AT THE CAPITAL. December 20th is the last day upon which taxes can be paid by citizens or corporations, except by courtesy and forbearance of tax-collectors, without interest is paid. As a result, the two local depositories in Atlanta are often crowded with temporary deposits on that date. Six years ago there was only one depository in Atlanta, the Neal, and I appealed for relief and the Legislature passed an Act authorizing a second depository, the Fourth National. Experience shows the absolute necessity for a third and perhaps a fourth bank depository in the capital. Emergencies usually arise on the 20th of December which make it absolutely necessary to deposit an extraordinary number of checks, (often of great amounts and mainly sent by railroad companies,) in the two depositories for a few days. This year, with our two banks, about as full as our custom permits on the 20th. I received coming m after midnight by special delivery, a check for $92,696.69. taxes from the Southern Railway Company, and I sent it on the 20th to the Fourth National Bank for temporary deposit. There was on that day in the Fourth National Bank $75-451-04'. The addition of this check, with other small amounts, gave us $168,613.11 in that bank. On the same day I received checks from Oil Inspector, Moore Georgia Railway & Electric Company Georgia Granite Railroad Union Telephone Company Atlanta & West Point Railroad _ Louisville & Nashville Railroad Georgia, Florida & Alabama Railroad Georgia Railroad Atlanta Terminal Station Gulf Line Railroad Atlanta & Northern Railroad $ : ' ' 8 gx w * ^ ^ so og ^ '' ** ^ s'000 ^ g^ '2 6o ' $ 85,408 56 whichalwas' sent to the NeaV Bank temporarily, though it had on ^ ^ that day _^____ The books showed the total amount in the bank that day was. 1H tr $.57,o6i 5* xxx TREASURER'S REPORT. Both Banks were under a $100,000 Bond each, but, Vol. 1, Par. 989, of the Code, gave me authoiity to make temporary deposits for a period of ten days, over and above amount of the Bond. There was no depository in Georgia that day that could have received these large checks for taxes, unless it had done so over the amount its Bond specifies. T had been checking on these Banks heavily every day, and continued checking out that day, and mailed amounts to $35,441.46; but on the 21st, twenty-four hours after these deposits, the Xeal Bank failed, an event of deepest regret to me. Yet I knew, under the law, that the money I had deposited was the State's and the State had a prior lien and was a preferred creditor, because the money was contributed as taxes by the people for the support of the State. These checks were, of course, returned to me, and new ones substituted. To avoid such a plethora of money in Atlanta, in the future, I would urge the selection of more depositories as soon as such a law can be passed. .I The bookkeeping required to be kept with our ninety-one depositories, scattered in nearly a's many towns in Georgia, is onerous, and many of the small banks in small towns are not benefited by the small deposits they receive. It remains with them too short a period, and at a time of the year when they do not need it. The Treasury bookkeeping is too great for any one man, and my able and faithful assistant, Capt. C. T. Furlow, has been in poor health for most of the year, and I feel greatly the need of more help in the office. The Constitution forbids me to have more than one clerk, at the small and inadequate salary of $1,600. The Treasury should have two bookkeepers, a cashier and a stenographer, at first-class salaries. It handles about five millions of dollars twice a year. I learn that there are many firms in Atlanta and other cities of Georgia that pay double that amount to their bookkeepers, and for the performance of perhaps onethird of the work and with one-twentieth of the responsibility. I plead for more help and better salaries. There are Banks in Georgia that pay as high as $65,000 a year for salaries of their TREASURER'S REPORT. XXXI officers and employees, and which have from ten to twenty able men engaged in their service. Per contra, Georgia limits her two Treasury employees to only $3,600. yet the labors and responsibilities are as great in the Treasury perhaps as in any of the Banks, and no Bank officer pays for a $200,000 Bond, as is exacted from the Treasurer- The General Assembly could, I think, grant an appropriation much larger than the pitiful $1,200.00 now allowed to the banking department for clerical help. I respectfully urge that such relief be furnished at once. The State's necessities require it and there should be no hesitation. The books for registration of bonds, and payment of interest on them and on coupon bonds require much time and care and need a special clerk. Owners of over seven million dollars of registered and coupon bonds are interested. In 1877, when our Constitution was formed and salaries agreed upon, there were only $1,998,364.84 handled by the Treasurer. In 1907 I received and paid out $4,814,764.83, or very nearly five millions of dollars. The labors of this department are vastly greater, the duties more confining and the responsibilities are multiplied. Yet the law allows no greater salary than was paid over fifty years ago, viz.: $2,000.00 to the Treasurer and $1,600.00 to his only clerk, while the labors and responsibilities have increased a hundredfold. To any fair-minded man this appears unjust and ungenerous. The compensation is not commensurate with the great work, vast responsibilities, constant anxiety and increasing cares of the office- Out of these meagre salaries surety bonds are paid by the Treasurer and his clerk, and in 1905 the General Assembly refused to relieve them of this expense, by declining to pass a bill for thenrelief. In contrast, Georgia State banks do pay the bonds re- quired of their cashiers and tellers. SMALL BANKS. The organization of small banks with permission to begin business with only 60 per cent, paid in should be discontinued, and XXXII TREASURER'S REPORT. all State banks should be required to pay the unpaid balance in monthly installments of 10 per cent, per month. The universal consensus of opinion favors this. The small banks are a great convenience and their existence is necessary to the proper service of the public, and they should be established wherever there is a real demand for them, but banks organized by people and in communities without banking capital or where they could not have reasonable hope to succeed, should be discouraged. Some of these little banks have presidents who own only one share of stock and live many miles away, too far to give close attention or supervision to their official duties. Every officer and director should, as in national banks, own not less than ten shares in his own name. I am informed of the purpose of several small banks in the State to discontinue by liquidation, or merging with other banks, and I have encouraged the idea. The merged banks can furnish ample capital at less expense and supply all local wants, and pay better dividends. Some of them are failing to make dividends. BORROWED MONEY. The funds of the State became so reduced that on the 15th of October it was thought best by you to borrow enough to tide us through until taxes came in. We secured upon excellent terms the following amounts: From the Neal Bank, of Atlanta From Fourth National Bank, of Atlanta From the American National Bank, of Macon From the Chatham Bank, of Savannah From Third National Bank, of Columbus $50,ooo 00 at two per cent 50,000 00 at two per cent 40,000 00 no interest 20)ooo 00 at two per cent 20,ooo 00 at two per cent. These amounts were borrowed payable December 15th, but on that date the treasury was still in a very depleted condition, and we had no assurance as to the amount that would be received on December 20th, the last day permitted for the payment of taxes without interest accruing, and you renewed the notes for TREASURER'S REPORT. XXXIII thirty days, with the exception of $25,000.00 to the American National Bank. The banks were exceedingly generous and patriotic in making these loans, and in extending them, and I am gratified to state that the reports of ninety-one State depositories of the receipts from tax-collectors have been most encouraging, and we will be able to meet the large amounts due to the public schools of the State, and on the 15th of January, when the notes all fall due, they can be met without inconvenience to the State or any necessity for further renewal. Several of our large State bank depositories have been called upon during the past eight years to lend money to the State, and to their credit it must be said that they have uniformly responded with liberality and promptness. THE POWERS OE THE BANK BUREAU. This department possesses no mandatory powers, it can only advise, admonish and instruct. If stern, compelling methods are adopted through an injudicious use of authority by an indiscreet examiner, failures, bankruptcies and receiverships will multiply. Tt is far better to warn, guide and save than by using harshness, condemn and destroy. The large number of Georgia banks saved by our present policy will never be known. Thousands of dollars 'have been saved to stockholders, creditors and depositors by forbearance, advice, encouragement, and urging strict compliance with the law, and the rules of legitimate banking. Examiners can only warn against past due loans, and urge collections. but can not demand obedience. The quarterly sworn and certified statements are of decided advantage. Many bankers persist in keeping old notes with twenty years limit on their books as live assets, for various reasons Which they plausibly assignWhile not approving them, examiners can not peremptorily order these past due loans charged off. They can only advise and urge that course. Possibly greater authority should be given, but such power in the bands of a "Grand Stand Player" in the xxxiv TREASURER'S REPORT. person of a conceited and indiscreet officer would probably destroy or badly cripple as many banks as it would save, if not many more. Many of these past due loans have good names of slow men or slow firms on them, and I have known many notes that seemed utterly valueless, which, by patient indulgence and persistence, were finally collected with all the accrued interest. The plan of our department is to insist upon prompt collections when notes are due, or to have them renewed with better collateral. Yet we are also insistent upon charging off to profit and loss, and urge that" policy. We insist upon "live assets." BANK FAILURES. There have been only two failures of State banks for the year 1907, two mergers and two liquidations. The officers of one of the first named banks, viz.: The Exchange Bank, Macon, Ga., have been indicted for misdemeanor and embezzlement, and as they and. the bank are now in the hands of the court, I refrain from further mention. The bank failed in July before our new law was enacted, and the court appointed R. J. Taylor. C. T. King and B. P. O'Neal permanent receivers, and they are now in charge of its assets and have paid two dividends. The second failure, viz.: of The Neal Bank, of Atlanta, resulted largely from promotions of both foreign and local enterprises, or syndicate operations, and was precipitated by an unlooked-for panic and a "run." These "runs" are accompanied by a spirit of frenzy, and the most solvent banks are endangered, sometimes ruined, by them. The year 1907 has been the most trying and anxious in the entire history of Georgia banks. They have suffered a most severe and constant strain. The advantage of our new "Banking Bureau," which went into operation September 1st, was plainly shown, and I have had many letters and verbal statements approving it. It is believed that at least $150,00(3 will be saved from the assets of the bank by acting promptly under section 14 of the wm TREASURER'S REPORT. xxxv new law. As State Bank Examiner, authorized by this section, I took immediate charge, and in three days, with the advice of the Governor and Attorney-General, and at the request of the Atlanta Clearing House Association and the officers of the failing bank, the 'Neal Bank was placed in the hands of a great banking corporation to act as receiver, under a low contract half the rate granted by the law and a most reasonable order of the judge. The president of the Central Bank. Mr. A. G. Candler, in public statement, said: "I see no reason why every depositor should not receive every dollar -he has deposited." He added, "Dollar for dollar to depositors, each and every one. This is my hope, my belief and my earnest aim.-' The Neal Bank, in October last, united with the other banks of Atlanta, constituting its Clearing House Association, in issuing Clearing House certificates, more than $1,835,000, which were endorsed by each of said banks, making each responsible for the whole amount thereof. This full endorsement of the Neal Bank caused its depositors and creditors to keep faith in its solvency and retain their confidence, which, however, had never been shaken before December 21, when a sudden and unexpected bank run occurred, between ten and twelve o'clock, the Saturday hour for closing. The receipts given to the State Bank. Examiner read as follows: No. 1. "THE NEAL BANK, ATLANTA. GA., December 26, 1907. Received from R. E. Park, State Bank Examiner, in control of the affairs of the Neal Bank, $188,992.17, less $3,376.03. pay-roll Alabama Sulphur Ore & Copper Co., a net balance of $185,616.14. (Signed ) CENTRAL BANK & TRUST CORPORATION, Receivers. By W. H. Patterson, V.-P." No. 2. "THE NEAL BANK, ATLANTA, GA., December 26, 1907. Received from R. E. Park, State Bank Examiner, in control of the Neal Bank, $53,804.22, drafts, checks and cash items, also $2,534426.27, bills re- mm xxxvi TREASURER'S REPORT ceivable. The latter subject to verification, and the following bonds and stocks: 37-i shares Forest Park Land Company, $100.00 each. 10 shares Ellen-N Land Improvement Company, $100.00 each. 10 shares Hapeville Land & Improvement Company, $100.00 each. 73 shares Miller Real Estate & Investment Company, $100.00 each. 60 shares Jno. A. Miller Feed & Sale Stables, $100.00 each (80%) Pd. 161 shares Atlanta Utility Works, $100.00 each. 150 shares South River Brick Company, $100.00 each. 50 shares Dixie Cotton Mills preferred stock, $100.00 each. The following securities belonging to said bank, as shown by their .books, have not been but are to be delivered, when the conditions removing thera from the possession of the bank are satisfied: 300 shares South River Brick Company's stock, $100.00 each (certificate mislaid). 2 bonds of the City of Atlanta, $500.00 each, deposited with the Trust Company of Georgia, as required under Atlanta Clearing House rules. 3 bonds of the Miller Union Stock Yards, $1,000.00 each, and $13,000.00 City of Atlanta bonds, the two latter items being deposited with the Atlanta Clearing House Association, and on which Clearing House certificates have been issued to the Neal Bank; also in cash nine thousand, five hundred and seventy-five dollars and sixty-nine cents ($9,575-69), collections made by the said State Bank Examiner subsequent to the date of taking charge of the Neal Bank. (Signed) CKNTRAL BANK & TRUST CORPORATION, Receivers. By W. H. Patterson, V.-P." THE IMPORTANCE OF BANK EXAMINATIONS. Last summer when the bank hill, reported bv the Clearing House Associations of Augusta and Atlanta, and endorsed by the Georgia State Bankers Convention in more than one meeting assembled, was being discussed, after its unanimous passage by the House of Representatives, in the State Senate, a senator, who has never been a bank director, I imagine, while advocating the passage of the bank bill pending, exclaimed that be regarded bank supervision and examination as a farce. TREASURER'S REPORT. XXXVII 1 was forably struck and amazed by this strange declaration, coming from the highly esteemed source from which lt emanated and I beg to say that from my own experience of severa years as a bank director and eight years as the Georgia State Bank Examiner. I am thoroughly convinced that he ,s in error We must concede that laws and legislation will not create^ hones and experienced men any more than ,t would create values But it will often serve to keep men honest by placing restraints and checks on then, so as to prevent carelessness and speculation Vlth funds entrusted to their keeping/and it will force dishonest men out of business. Trust and confidence are the keynotes hat bind together the arch of the banking business, and this confidence is largely the result of good banking laws, followed up 1> frequent, intelligent and thorough examinations and by period,- cal sworn statements. We must agree that it is impossible to enact statutes reqmr- ing sworn statements so stringent as to prevent the falsification I^doctormg' of such reports, but with good banking law with experienced, competent and conscientious cashieis and boards of directors, whose minds and hearts are pointing m the Action of correct banking principles, and. with competent and -careful bank examiners, who can say that supervision and e^- to the bank for such supervision and examinations? An honest man doe' not object to being watched and a dishonest man surely ^e" Son of the bank examiner, however, is not alone to be a "watch dog" or detective, but to aid in the correction of unbusinesslike methods that some Bankers acquire.and whu* if persisted in. cause loss to the institution. It is his duty to as erta 'whether the bank is transacting its business m accordI:! the law, and to advise and admonish the^cers an directors that upon them rests the responsibility of fa thfo ly performing their duties, and the bank examiner who s succe ful in the accomplishment of this, and who is abk, to get the directors of the banks, under his supervision, to direct, has XXXVIII TREASURER'S REPORT. dered a most valuable service, not alone to the depositors and stockholders, but to the officers and directors themselves Many an officer and director might have been spared disgrace and punishment had they been shown the straight and narrow path in time and been compelled to walk therein. It is ridiculous to suppose that an examiner alone can prevent a dishonest bank official from looting the institution but if he has the cooperation of the directors his services have been and will continue to be of great benefit to the banks themselves and a protection to the depositor and stockholder, despite the criticisms that the system has received and is getting from the public and the press. Ruinous failures of banks under supervision no doubt will continue to occur, regardless of system, but are we to call a system of supervision which reduces these failures to a minimum a "farce?" We have now in Georgia 448 State banks, and during the eight years that I have been State Bank Examiner failures have occurred in only five State banks. This is a tribute to the State banking system of examination, and it shows that a system of supervision, which reduces failures to such a minimum can not be a "farce." In the very limited space allotted an examiner in which to examine a bank, it is impossible for him to give the necessary time within which to make his examination as thorough as it should be. It would take probably ten times the number of bank examiners as this State allows to make as thorough an examination as we should have. There are many things, however, that he can and does ascertain upon which to draw his conclusions, such as counting the cash, listing and verifying the outstanding certificates of deposit, checking the cancelled ones with the records, verifying the balances in correspondent banks and listing and proving the loans and other securities of the Bank. With reference to ascertaining the authenticity and value of the loans and securities he should be willingly aided by the directors, and they should be required to go over'and pass upon the securities with him. There are many other things that a bank TREASURER'S REPORT. XXXIX examiner should do, and which are material in making Ins ^armnations complete. He should examine the stock certificate record to ascertain that the correct, amount of stock has been issued, also consult the minute book to see if regular meetings of the stockholders and directors are being held, and if the examining committee has been performing its duties, and that these findings have been recorded in the minutes. Setting-aside absolute theft and falsification of the hooks. which it is admitted no system can be devised to prevent, it seems to me that the directors and the local examining committee should not be excused from passing worthless paper and securities, and as to counting the cash and verifying of the bank accounts themselves, the duty is simple. After tins is done they can satisfy themselves as to the individual deposit ledger, and tins they can easily verify by making it convenient to drop mat the end of some month, and superintend the balancing of pass books. This method being pursued and the directors and examming committee being satisfied that their officers are conducting the business honestly and profitably, it would seem they are m position then to testify truthfully, and ought to add confidence co the institutionThe public is generally too apt to pass criticisms without giving credit They know of the occasional disreputable failure of a hank which has been under supervision, but the numberless cases of failures which the timely interference of the banking department and bank examiners have prevented, they do not hear of and of which none except the bankers, the examine, and .he partment have knowledge. PUBLICITY. I note that on November 6 the Treasury Department of the United States published a statement to the effect that they had decided that it would no longer make public announcement at the failure of national banks, nor give out any information con- XL TREASURER'S KEPORT. cerning such tanks after they have failed Neither ,, nouncement be made of the name of Z7 """ """ any other official action that ay be a e, TnT Tf " I:; -' ^ DepJmeTJmc,, a," Z'l^ "' f'^^nts of the United States, believes in secrv an opposes pnbhcty in ,,a,,dh,,g the national banks of AmeS s- b=rrr,,.t,hi of^t^;rfr2sco,s^:;;:! BAXKS NEED A SURPLUS. Shareholders should not insist upon dividends to the expense a^pusaceoun, Dividends son.etin.es ,ead to the ,, o ceenmt, ooff pnrofIitsftu o be set asi1d0eUladnnbCuallalyW. ' tD0ep^osUitisrew;oi uclderthaeisaPfer and finances generally in better condition. BANKING LAWS OF OTHER STATES. In contrast to Georgia's meagre appropriation for the maintenance and support of a Bank Bureau, the banking committee appointed by Go, Hughes, of New VoH, has .just rlmmen the continuance of their State bank examiner in office for a penod of five years at a salary of $15,000 per annum. They allow to Ins first deputy a salary of $7,000: to the second deputy $4,000; to the confidential clerk and secretary, $3,300; to the chief clerk, $3,000; to three stenographers, $:%co each to two stenographers, $I)0oo each, and to one stenographer, $600, making a total number of six stenographers. In addition, he is alowed three bookkeepers and clerks at $I)200 and $9oo respectively Besales these, he has eighteen bank examiners, who are allowed a per diem of from $io to $18 each, with their railroad TREASURER'S REPORT. XLI fare and $2 per clay extra for necessary expenses- Recently nine extra examiners have been added to the eighteen, at the same per diem. These facts are gathered from the annual report of the superintendent of banks of the State of New York. The total number of New York State banks, September 30, 1907, was 202, and 24 of these had 102 branches, making a total of 304 banks and branches to be examined twice a year. Georgia has 448 Statebanks with a number of branches, and two bank examiners at a salary of $1,200 each. This contrast needs no comment. The people of Georgia,. however, I would sav, are as important to this State and should have as much attention and care as the people of New York re- ceive. In 1904, (last report I have) Michigan had 248 banks, witii one Superintendent and nine assistants, at an expense of $23,696. Nebraska had one commissioner of banks and four examiners. at expense of $14,390. Pennsylvania has a commissioner, six clerks, eighteen examiners and 461 banks and trust companies,. and an expense account of $65,743. THE DUTIES OE DIRECTORS. All State banks of discount and deposit should be carefully managed by a full board of directors and not by one or two men. Many banks trust their entire business to a cashier, and give nosupervision. We need a moral reform in the way of bringing all bank directors to the belief that they are trustees for their depositors just as fully as the trustees of an estate or an educational or charitable institution are responsible for the welfare and protection of their beneficiaries. The custom and history of savings banks prove such a moral attitude is possible. The savings bank president or cashier or director of to-day who connives at or permits the wrecking or ruin of his bank, is looked upon with scorn by his colleagues xi.ii TREASURER'S REPORT. and his fellow citizens. The time is not far distant when the position of director in a hank will carry with it all the duties and obligations of trustee towards 'his ward. At present these are treated too lightly and with far too great indifference. When the necessity and propriety of such directorship are generally admitted in our State banks, we shall have fewer financial failures and panics. in this connection J would quote from my report of December 3]. 1905 : "I call your attention to the fact that there is a disposition to have too many 'one man banks.' and we should have a law to .compel directors to direct." Also these words: "One of the greatest causes of bank failures is making excessive loans to a single individual, firm or corporation. To avoid this danger we must have directors and other banking employees who are more attentive to the duties of their several positions." "Directors should be compensated when thev meet for business," etc. RECOMMENDATIONS. The above statement of facts justifies me in recommending that the Constitution be changed so as to pay adequate salaries to the Treasurer and his clerk, and that an experienced, practical bookkeeper and a first-class stenographer be added to that Department. Both of the Departments, the Treasury and the Hanking, need at once increased help and better pay. The Banking department should have two stenographers and two clerks. while the Treasury Department should have one additional Bookkeeper, a Cashier and a Stenographer. These are present needs. Provide for more as*needed. If the Legislature in its wisdom does not see fit to concur in these changes and recommendations, I would suggest an entire separation of the State Treasury Department from the State Banking Department, but would repeat that the salaries be properly and generously increased, as well as the number of the employees. The two Departments, as is well known, like TREASURER'S REPORT. XLIII others in the Capitol, were joined together to supplement the meagre salaries fixed by the Constitution. Let the salaries be largely increased and the two Departments separated. I am not making this suggestion to avoid any duties imposed upon me. The duties of both of these Departments are congenial to my tastes, but unless they are adequately supported and maintained, I repeat that their complete separation seems imperative. I recommend that all Banks be required to pay up the full amount of their authorized capital. That no bank be allowed to lend money on their own capital stock. It adds to their liabilities and diminishes their assets. The compensation of Receivers of failed Banks should be decreased from its present wording, and only two and a hair per cent, be allowed, both ways, for receiving and paying out. The present law seems to me to be excessive, and depositors should under all circumstances get every protection that is possible. Let a more moderate sum be fixed for the compensation of Receivers, and a graduated basis seems to be the wisest plan. In future no Banks should be organized with a less capital than $25,000.00, fully paid up in cash, and not in notes. The Receiver should be permitted to pay out to depositors and creditors before the expiration of six months, under order of court. The recent law should be carefully revised and amended- It is inconsistent in several particulars. There are some contradictions, and some allusions or references to sections or subjects which are not to be found. Very repectfully yours, ROBERT E. PARK, Treasurer and State Bank Examiner of Georgia. EXHIBITS No?. I, 2 and ?. 2 tr 10 TREASURER'S REPORT. EXHIBIT R. R. Park, in Account with the State of Georgia To balance in the Treasury, January 1, 1907 ' Artists' Tax M Auctioneers' Tax- " Automobile Tax " Ball and Bicycle Parks ; " Building and Loan Association Bicycle Agents " Billiard Tax Cigarette Tax Costs refunded " Corporation Tax, ad valorem Costs of Fi Fas '' Detective Agencies Dividends from stocks Express Companies' Tax " Fees from Fertilizers General Tax. " Hire of Convicts " Insolvent General Tax " Insolvent Poll Tax Insurance Fees Insurance Agents Insurance Tax " Interest from Depositories Investment Companies Liquor Tax Lease on Oyster Lands Money Refunded " North Eastern Railroad " Occupation Tax on Corporations, capital stock Office Fees.. " Oil Fees Pure Food " Pawi Brokers' Tax " Peddlers'Tax Pensions Refunded " Pistol Tax " Poll Tax Railroad Tax " Real Estate Agents " Rent Public Property " Rental Western & Atlantic Railroad " Supreme Court Costs Sale of Acts Sale of Codes Sale of Carpets " Sale of Crops " Sale of Records " Sale of Reports Sale of Appeals Sewing Machine Agents " Sewing Machine Companies " Sleeping Car Companies " Show Tax " Street Railroad Co.'s Tax Temporary Loan Tax on Agencies " Tax on Abstract Companies " Tax on Bottling Companies " Tax on Brewing Companies " Tax on Cash Registers " Tax on Coca-Cola and Similar Companies " Tax on Cold Storage " Tax on Fixtures Tax on Games " Tax on Loan Agents " Tax on Adding Machines " Tax on Rinks " Tax on Slot Machines " Tax on Specialists " Tax on Lightning-rod Agents " Tax on Tobacco Tags Companies " Tax on Traders " Tax on Typewriter Agents or Dealers " Tax on Telegraph Companies " Tax on Telephone Companies " Sur'p Sale Wild Lands " Wild Land Tax Total Receipts $ 1,746 49 877 50 630 00 137 02 20 00 765 63 12,811 06 9,55553 03 80 20,924 38 50 90 00 2,596 00 6,681 22 57,499 09 2 ,478,227 97 3TO.101 08 4,056 20 1,040 61 24,010 54 17,838 00 141,041 47 6,063 66 200 00 234,282 57 20 00 1 00 3,745 00 31,071 31 8.019 30 14.976 23 1.866 31 5.017 50 5,145 50 391 64 9,090 0 > 272,716 16 358,453 04 2,286 18 60 00 420,012 00 3,888 00 861 75 938 75 22 95 1^,050 51 324 00 12,976 41 890 75 2,528 00 1,800 00 2,276 23 13,318 86 Dr. 804.444 93 180,000 00 495 00 45 00 3,500 26 1,350 00 27 00 2,160 00 5,967 00 3,600 00 1,693 40 468 00 9 00 406 32 837 50 135 00 45 00 180 00 1,274 85 207 00 5,515 68 23,786 53 55 36 9 7C-- 4,813,764 83 $ 5,618,209 76 MMnnw TREASURER'S REPORT. No. 1. from January /, 1907, to December SI, 1907. By Academy for Blind Academy for Blind Building " Agricultural School " Board ol Health "Civil Establishment "" I ollege for Colored " College for Colored Building "' Compiler of Records " Court of Appeals Reports " Contingent Fund "' Contingent Fund Railroad Commission " Contingent Fund Supreme Court._ '. "" Contingent Fund Couit of Appeals " Department of Agriculture *' Fertilizers' Fund " Farmers' Institute " Georgia Experiment Station " Georgia State Sanitarium " Georgia State Sanitarium, Special "" GGeeoolroggiaicaNloFrmunadl and Industri.a-l;%Co;l;lege.. " Georgia Normal and Industrial College, Building Horticultural Fund " Incidental Expense General Assembly " Indexing House and Senate Journals "" Inspection of Oils " Insurance Public Buildings, etc ' Jam sto.vn Exposition " Land Script Fund Interest ; Legislative Fay oil Library Fund Library Fund Court of Appeals ""' NMoilrittharGy eFourngdia College (Dahlonega) " North Georgia A. M. College Building ' Overpayment Taxes Refunded *' Pensions Deficit " Pharmacy Eoard " "" Pn en Fun^t PPrriinnttiinngg FFuunndd. Geological. _Depar men".t " Penitentiaiy i ommittee _ ._ Printing Fund Railrcad Commission " Public Buildings and Grounds " Publishing Georgia Records (ColomaU ^ " Publishing Georgia F;3porls " "" Public Debt RReefporrimntaintogryG. eorgia Reports, o;ld: ; " School for the Deaf. " School for the Deaf Building " School for the Deaf, Special : School Fund School of Technology " Soldiers'Flome Soldiers' Home Hospital " Solicitors-Generals' Fees Special Appropriations Miscellaneous Ftnsl0ns " Special Appropriations to Pensioners, fcepeciai r State Normal School (Athens) State Llniversuy. .... ,,,,,,, ' State University for Farmers Institute " State University for Summer School Stationery General Assembly... Temporary Loan " Pensions Roster Fund " Reward Fund " Binding Journals " File Cases for Library " Weights,and Measures Normal School Iquipment " Gordon Statue To BaU^ gSZ5SS&KE &IS. 11 Cr. 18,000 00 40,000 00 44,000 00 7,500 00 183,300 00 8,000 01 5,000 00 3,849 58 2,500 00 21,533 44 800 00 1,288 13 744 64 12,500 00 6,911 62 2,500 00 794 17 370,000 00 15,000 00 9,806 29 24,999 96 27,500 00 10,618 36 102 12 150 00 1,250 00 33,881 36 24,700 00 6,314 14 66,353 16 3,472 70 165 10 40,000 00 16.500 00 20,000 00 8,640 54 42,717 65 200 00 360,709 42 24,573 05 2,500 00 4,213 16 997 48 32,000 00 8,748 13 7,632 80 415,993 75 15,000 00 12,443 25 33,000 00 20,000 00 1,667,475 25 55,000 00 17.500 0'J 7,500 00 7,120 00 3,726 07 1,070 00 24,999 95 30,500 00 6,000 00 10,000 00 5,000 CO 528 30 25,000 00 890,000 00 925 64 2,700 00 550 00 4,225 75 1,500 00 1,744 61 15.000 00 $ 4,797,469 59 820,740 17 $ 5,618,209 76 EXHIBIT NO. 2. to A D. scriptive List of the Valid Bonds of the State of Georgia, December 31, 1906. Date of Bonds. Month. Denomination. When DueMonth. Amount of Series- Rate of Date Inter- of Act. Signers of Bonds and Coupons. Signatures on Bonds. Signatures on Coupons. May Tnly July Tuly Oct. Tnly April A pri 1 May . April June. June. June. June. fnly. July. April Feb.. Oct.. Oct.. July. July. July . July. IS77 iseii 1866 1876 1888 i 88'.' 1883 I8S3 18S-: 188-1 1885 1885 1885 1885 1885 IS86 1886 1889 890 1890 189-.' 1892 1890 1885 I 1,000 Jan 1.000 July 500 July 1,000 Tuly. 1.000 Jan . 500 Tuly I88( $ * 1886 I88i 18'.)r 19 5 1932 1,000 % 1,000 500 1,000 2,000 3.000 7 1877 Governor and Secretary of State I86H Governor and Secretary of State Trea urer Treasurer i I860 Governor and Secretary of State .. . Treasurer 1X76 Governor and -ecretary of State l887|Governor. Secretary of State and Treasurer en d 59 1881 Governor Obligat'n State University 59 11.00' April 50,000 April 1.000 vlav . 1933 19:3 1933 11,000 50,000 l,0M0 1881 Gouernor 1881 Governor 1881 Governor Obligat'n State University Obligat'n State University Obligat'n State University 96.000 April 1934 16,000 June. I93i 7,000 June. 1935 96,000 I i,000 7,000 1881 Governor 1881 Governor . lS8i Governor Obligat'n state University o Obligat'n State University 59 Obligat'n State University R 56,000 June. 1935 50,000 11881 Governor Obligat'n State University 7,000 June. 1935 0,< 00 July. :935 7,000 6.000 1881 Governor 1881 Governor Obligat'n State University Oligat'n State University 1,000 Jan 1936 1,0 0 1881 Governor Obligat'n State University l.f'OOi April 1936 1,000 1881 Governor Obligat'n State University 15,0001 Feb.. 1939 15,000 i88l Governor Obligat'n State University 2,000 Oct. . 1910 1,000 Oct.. . ig JO 1,500 .Inly. 1942 2,000 1,000 1,500 1881 Governor 1881 Governor 1881 Governor obligat'n State University Obligat'n State University Obligat'n State University 1,000 Jqly 1942 1,000 1881 Governor obligat'n State University 7,000 July. 1946 7,000 1881 Governor Obligat'n State University l.OOO'jtily. 1915 507,000 *% 1884 Governor, Secretary of State and Treasurer. Treasurer July.. 1885 July.. 1885 Oct. . 1888 Oct.. 1888 Oct.. 1888 Oct. .. 1888 Oct.. . 1888 Oct. .. 1888 Oct .. 1888 Oct .. 1888 Oct .. 1888 Oct... 1888 Oct.. 1888 Oct. . 1888 Oct... 1888 Oct.. 1888 Oct .. 1888 Oct.. 1888 Oct.. 1 Oct... I Oct.. 1888 Oct... 1888 Oct... 1888 Oct . 1888 July.. 1890 July. 1890 July. 1890 July. 1890 July. 1S90 July. 1890 July. 1890 July. 1890 July. 1890 July. 1890 July. 1890 July. 1890 5,0001 July. 1915 1,000 July. 1915 1,000 J~an 1907 5,000 Jan . . 1907 1,000 Ian . . 1909 1,000 Jan . . 1909 5,000 Tan . . 1909 l.Otf) Jan . 1910 1.000 Jan . 1910 5,000 Jan... 1910 1,000 Jan. . 1911 1,000 Jan... 1911 5,000 Jan... 1911 1,000 Jan. ., 19 1,000 Jan... 1912 5,000 Jan. . 1912 1,000 Jan . 19:3 1,0oO Jan. .. 1913 1,000 Jan. . 1914 1,000 Jan. .. 1914 1,000 Jan. .. 1915 1,000 Jan... 1915 1,000 Jan. . 1910 5,000 Jan... 1910 1.000 Jan. . lv17 1,000 Jan. .. 1917 5,000 Jan. .. 1917 1,000 Jan. .. 1918 1,000 Jan. .. 1918 5,000 J an.. 1918 1,000 Jan. .. 1919 i ,000 Jan . 1919 5,000 Jan. . 1919 i .ooo Ian. .. 1920 1,000 Jan. . 1920 5,000 Jan. . 1920 890,000 I1., il884 Governor, 'ecretary of State and Treasurer Treasurer 1,995,000 1884 Governor, Secretary of State and Treasurer Treasurer 75 000 1887 Governor, Secretary of State and Treasuter Treasurer 25,000 4% 18,87 Governor, Secretary of state and Treasurer Treasurer 73,000 \% 1887 Governor, Secretary of State and Treasurer Treasurer 2,000 4y2 25,000 1887 Governor, Secretary of State and Treasurer Treasurer 1887 Governor, Secretary of State and Treasurer Treasurer 03,000 4% 1887 Governor, Secretary of State and treasurer Treasurer 12.0(0 25,000 *y2 4>e 1887 Governor, Secretary of State nd Treasurer Treasurer I8S7 Governor. Secretary of State and Treasurer Treasurer 59.000 4>2 26,000 4'.. 1887 Governor, Secretary of State and Treasurer Treasurer 1887 Governor, Secretary of State and Treasurer Treasurer 15,000 4>2 1887 Governor. Secretary of State and Treasurer Treasurer 63,000 4% 1887 Governor, Secretary of State and Treasurer Treasurer 12.000 4% 1887 Governor, Secretary of State and Treasurer Treasurer 25,000 4% 1887 Governor, Secretary of State and Treasurer Treasurer 24,000 A>4 1887 Governor, Secretary of Sta'e and Treasurer Treasurer 76,000 4% 1887 Governor, Secretary of State and Treasurer Treasurer 98,000 41,, 1887 G'.vernor, Secretary of State and Treasurer Treasurer 2,000 4%. 1887 Governor, Secretary of State and Treasurer Treasurer 60,000 4% 1887 Governor, secretary of State and Treasurer Treasurer t 40,00u 4% 65,000 4^ 1887 Governor, Secretary of State and Treasurer Treasurer 1887 "oveinor, Secretary of State and Treasurer Treasurer b5,G08 4'., 1887 Governor, Secretary of State and Treasurer Treasurer 3i,000 3% 1889 Governor, Secretary of State and Treasurer Treasurer 7,000 1889 Governor, Secretary of State and Treasurer Treasurer 55,000 sy2 16,000 tK 1889 Governor, Secretary of State and Treasurer Treasurer 18-<9 Governor, Secretary of State and Treasurer Treasurer t 4,000 3% 50,000 3% 23,000 3& 1889 Ciovernor, Secretary of State and Treasurer Treasurer 1889 Governor, Secretary of State and Treasurer Treasurer 1889 Governor, Secretary of State and Tseasurer Treasurer 52,000 3% 1889 Governor, Secretary of State and Treasurer Treasurer 25,000 3% 33.000 3lA 17 000 31.- 1889 Governor, Secretary of State and Treasurer Treasurer 1889 Governor, Secretary of State and Treasurer T easurer 1889 Governor, Secretary of State and Treasurer Treasurer 50,000 1889 Governor, Secretary of State and Treasurer Treasurer -3 ww> aCO J8 w Ow EXHIBIT No. 2--Continued. Date of Bonds. Month When Due. Denomination. Month. Amount of Series. Rate of Inter- est. July.. 1890 July. 1890 July. 1890 5.000 Jan 192ri 1,000 Jan 1927 1.000 Jan 1927 55 000 8)4 1889 Governor. Secetary of State and Treasurer, ITreasurer 17,000 S)4 1889 Governor, Secretary of State and Treasurer, Treasurer 8,000 $y2 1889 Governor. Secretary of State and Treasurer, Treasurer Cw July 1890 5 000 Jan 1927 75,000 3)4 1889 Governor, Secretary of State and Treasurer Treasurer July.. 1890 July. 1890 July . 1890 July.. 1890 July.. 189(1 1,000 Jan 1928 i .ooo Jan 1928 1.000 Tan . 1929 1,000 Jan 1929 5 000 Ian . 1929 83,000 3% 17,00(1 3% 70,000 3)4 19,000 3V-, 5,000 3'., 18*9 Governor, Secretary of -state and Treasurer, 1889 Governor, Secretary of State and Treasurer, (889 Governor, Secretary of State and Treasurer, 1889 Governor, Secretary of Stale and Treasurer 1889 Governor, Secretary of Statj and Treasurer, Treasurer Treasurer Treasurer Treasurer Treasurer w*3 o8 w -3 July.. 1890 i ,000 Ian , 1930 81,000 1889 Governor, Secretary of State and Treasurer, Treasurer July.. 1890 1,000 Jan 1930 9,000 1889 Governor, Secretary of State and Treasurer, Treasurer July.. 1890 5.000 Jan . 1930 10,000 3)4 1889 Governor, Secretary of State and Treasurer Treasurer July.. 1890, 1,001 Jan 1931 55,000 3% 1889 Governor, Secretary of State and Treasurer, Treasurer July.. 189o 1,000 Jan . 1931 15,000 3y, 1889 Governor, Secretary of State and Treasurer, Treasurer July.. 1890 5,000 Jan . 1931 3,0,000 18V.) Governor, Secretary of State nnd Treasurer, Treasurer July.. 1890 1,000 Jan 1932 81,000 3<4 1889 Governor, Se -retary of State and Treasurer Treasurer July.. 1890 1,000 Jan 1932 19,000 3)4 18v9 G ivernor, Secretary of state and Treasurer, Treasurer Juiy.. 1890 1,000 Ian . 1933 79.000 3% 1889 Governor, Secretary of State and Treasurer. Treasurer July.. 1890 ! ,000 Jan . 1933 11,000 3% 1889 Governor, Secretary of State ;tnd Treasurer, Treasurer July.. 1890 5,000 Ian 1933 10,000 3},< 1889 Governor, Secretary of State and Treasurer, Treasurer July-. 1890 1,000 Jan 1034 87,000 3)4 1889 Governor, Secretary of State and Treasurer Treasurer July.. 1890 July.. 1890 July.. 1890 July.. 189U May.. 1892 May.. 189o July.. 1896 1,000 Jan . 1934 5,000 Jan . 1934 1,000 Jan . 1935 1,000 Jan . 1935 1,000 Jan . 1922 500 May. 1915 1,000 July. 1926 8,000 3M 5,000 3>2 26,000 7,000 3M 207,000 4j2 287,000 3M 230,000 4 1889 Governor, Secretary of State and Treasurer. 1889 Governor, Secretary of State and Treasurer. 1889 Governor, Secretary of State and Treasurer. Treasurer Treasurer Treasurer 1889 Governor, Secretary of State and Treasurer. 1891 Governor, Secretary of State and Treasurer 1894 Governor, Secretary of State and Treasurer. 1895 Governor, Secretary of State and Treasurer Treasurer Treasurer Treasurer Treasurer $ 7.137,000 *Past due and for which money in Treasury to pay same when presented. +Registered. i-3 > Cww w ow EXHIBIT No. 3. Classification of Valid Interest-bearing Bonds of State of Georgia, Rate of Interest on Each Series, When Due and Total Amount of Interest per Annum. Interest due January. interest due November. Total Interest. DESCRIPTION OF BONDS- n s3 gl in ft C ww 42,750 00 53 1917, $100,000.00 per annum Bonds issued under act 1891, due 1922 Bonds issued under act 1894, due 1915 Bonds issued under act 1895, due 1926 1,833,000 00 3i% 207.000 On 4i% 287,000 0( 3i% 230,000 00 4 % 29,827 50 4,657 50 4,600 00 5,022 50 29,827 50 4,657 50 4,600 00 64,155 00 9,315 00 5,022 50 10,045 00 5 9,200 00 S3 -i $ 7,131.500 00 $ 147,'792 50 $ 5,022 50 $ 145.542 50 * 5,022 50 $ 303,380 00 EXHIBITS Nos. 4 and 5. wmmmmzmm EXHIBIT No. 4. Giving Names of Insurance and Guarantee Companies which have as -Required by Law. " made Deposits with the Treasurer of Georg ia .NAME OF COMPANY Atlas .Etna Fire Agricultural American Bonding & Trust Co American Central American Surety American Assurance Atlanta Mutual . . Alliance American Adirondacks British-American. Boston Bankers Health and Life. Continental Connecticut Caledonian Citizens Commercial Union Continental Aid. . . Cosmopolitan Dixie Fire Empire Mutual Aid Eagle Equitable of S. C. Fidelity and Deposit Co of Md. Bonds.. Bonds. Bonds.. Bonds... Bonds. . Bonds.. . Bonds. . Bonds,. . Bonds. Bonds. Bonds. Bonds. . Bonds.. . Bonds. Bonds. . Bonds... Bonds, . Bonds.. . Bonds.. . Bonds.. . Bonds.. Bonds.. . Bonds.. . Bonds... Bonds.. . Bonds,.. DEPOSIT AMOUXT 10,000 00 10,000 00 10,000 00 25.000 00 >Hw3 10,000 00 25,000 00 5,000 00 cw 5,000 00 10,000 00 w 10,000 00 10,000 00 w 10,000 00 10,000 00 ow 5,000 00 1-5 10,000 00 10,000 00 10,000 00 10,000 00 10,000 00 5,000 00 10,000 00 10,000 00 20,000 00 10,000 00 10,000 00 25,000 00 Fireman's of Newark Fireman's Fund Foreman's Fund Corporation Fire Association of Philadelphia Fidelity Fire Florida Home German Alliance Germania Greenwich Glen's Falls German- Unerican Guaranty Aid and Relief Globe and Kutgers Fire Girard F. & \1 Home of New York Hamburg-Bremen Hartford Fire Hanover Fire Industrial L. & H ; Insurance Co. of North America Jefferson - Liverpool & London & Globe of Eng Liverpool, London & Globe of N. V. London & Lancashire London Lumber Mutual .. Lumber Mercantile Mutual Milwaukee Mechanics Mutual Life Ind. Ass'n Mutual Benefit Life Metropolitan Mut. Benefit Michigan Commercial Mutual Ben. Ind. Life National Union IN ew South Life. National Bonds. .. Bonds . Bonds... Bonds Bonds . . Bonds. . Bonds Bonds . . Bonds... Bonds... Bonds . . Bonds. . . Bonds .. Bonds. . Bonds . Bonds . Bonds . Bonds . Bonds. . Bonds . Bonds . Bonds . Bonds Bonds . Bonds Bonds. Bonds Stocks. Bonds. Bonds Bonds Bonds Bonds Bonds Bonds. Bonds Bonds. 10,000 00 10,000 00 10,000 00 10,000 00 10,000 00 10,000 00 10,000 00 10,000 00 10,000 00 25,000 00 10,000 00 5,000 00 10,000 00 10,000 00 10,000 00 10,000 00 10,000 00 w Pw>dI 10,000 00 w 5,000 00 10,000 00 w 10.000 00 10,000 00 10,000 00 10,000 00 o V 10,000 00 1-J 10,000 00 10,000 00 10,000 00 10,000 00 20,000 00 25,000 00 5,000 00 10,000 CO 5,000 00 10,000 00 20,000 00 10,000 00 p NAME OP COMPANY New Hampshire Northern Norwich Union. North British & Mercantile. Niagara North River National H. & A National Lumber. . North State Orient Phoenix of Hartford......... Phoenix of London Phoenix of New Y. rk .. Pennsylvania Palatine Pilgrims H. & L. .......'..'.'! Queen Koyal \ Royal Exchange Rochester-German Rome Industrial Life Scottish Union & National . State Mutual Life. . Springfield F. & M Southern Mutual Life St. Paul F. & M Sun Fire ,\ Sun Mutual Southern Life of Dawson Southern Fire of New Orleans EXHIBIT No. 4--C<...tinned. Bonds.. Bonds.. Bonds. Bonds. Bonds. Bonds . Bonds. Bonds. Bonds. Bonds. Bonds.. Bonds. Bonds. Bonds. Bondr.. . Bonds. Bonds.. . Bonds Bonds. Bonds.. Bonds. . Bonds. Bonds. Bonds.. . Stocks . Bonds. Bonds... Bonds. . Stocks . . Bonds.. . o AMOUNT 10,000 00 10,000 00 10,000 00 10,000 00 10,000 00 10,000 00 >-3 5,000 00 10,000 00 > 10,000 00 10,000 00 10,000 00 3 10,000 00 $ 1,265,400 00 w oa ti 22 TREASURER'S REPORT. EX H LB IT No. 5. Showing Assets and Liabilities of the Stale of Georgia for Year Ending December 31, 1907. ASSETS. VALUE. Western & Atlanlie Railroad (leased for $4-20,012.00 per an- num) and public buildings Not estimated 186 shares Georgia Railroad Stock $ 29,700 00 440 shares Southern and Atlantic Telegraph Co. stock, in- dorsed by Western Union Telegraph (Jo 10,000 00 IJIAB LITIKS. Valid interest-bearing bonds $ 7,131,500 00 Non-interest bearing bonds past due, for which money in Treasury to pay same, but not presented for payment 5,500 00 . Total bonded indebtedness $7,137,000 00 Land-scrip fund, not funded, on which State pays University Trustees annually 7 per cent interest 9>>,202 00 Total real debt $ 7,227,202 00 M BANK EXAMINER'S REPORTS AND BANK STATEMENTS Made Under Oath to the State Bank Examiner in Pursuance of Act Approved December 18, 1894. 24 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Abbeville, Located at Abbeville, Ga., at the Close of Business April 6, 1907. RKSOUBCES. LIABILITIES. Loans and discounts .$ Demand loans Overdrafts -Bonds and stocks owned by the bank Banking house furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pennies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid ' Depositors fund Total s 48 972 37 1,378 50 275 85 2,03100 1.8H5 00 7 533 08 5 7->7 99 204 00 342 03 581 69 2 822 70 71,734 21 Capital stock paid in..$ Surplus fund . Undivided profits, less current expenses and taxes paid. Due to banks and bankers in this State .... Due to banks and bankers in other States. Due unpaid dividends. . Individual deposits subject to check Demand certificates Certified checks Cashier's checks Due to clearing house Notes and bills redis- counted Bilis payable iucluding time certificates representing borrowed TMoney Total _^_^. .* "15,000 00 2 139 49 20,000 00 i8284 42 732 00 10,000 00 71,734 21 LOANS AND DISCOUNTS. In suit In judgment. Not in suit. . . Total 230 00 ; Good Doubtful 50>H4 87 j Worthless. * 50,350 87 I Total $ 50 .,.,, s_ 50,350 8/ * 50.350 87 TREASURER'S REPORT. 25 Statement of the Condition of the Bank of Abbeville, Located at Abbeville, Ga., at the Close of Business December 17, 1907. S. H. D. BARNES, President. 0. BRADFORD, Cashier. RESOURCES. LIABILITIES. Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned by the b ink Banking house Furniture and fixtures.. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency C4old Silver, nickels and pennies Checks and cash items.. Exchanges for the clear- ing hcuse Profit and loss Interest paid 27,822 21 1,300 00 2,031 00 1,83150 1,158 19 2,960 41 1,381 00 1,049 07 1,01707 47 57 Total $ 40,598 02 Capital stock paid in. . .$ 15,000 00 Surplus fund Undivided profits, less current expenses and taxes paid 1,388 93 Due to banks and bank- ers in this State 1,400 00 Due to banks and bank- ers in other States 5,500 00 Due unpaid dividends.. Individual deposits sub- ject to check 11,834 11 Demand certificates. ... Time certificates 4,308 63 Certified checks Cashier's checks 1,166 35. Due to clearing house . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money Total $ 40.598 02 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total 3tr $ 5,210 10 2,612 11 20,000 00 $ 27,822 21 God Doubtful Worthless Total. $ 27,500 00 322 21 $ 27,822 21 26 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Acworth, Located at Acworth, Ga., at the Close of Business September 16, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Depositors fund Total $ 40,006 16 842 41 47 38 1,600 71 1,652 44 2,18126 3.300 83 968 00 368 50 217 68 1,757 63 875 68 2,822 70 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates.... Time certificates Certified checks Cashier's checks ' Due to clearing house . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 56,641 38 Total $ 16,000 00 650 13 1,000 00 13,341 27 20,649 98 5,000 00 56,641 38 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 40,848 57 Worthless t 40,848 57 Total $ 40,848 57 $ 40,848 57 27 TREASURER'S REPORT. Statement of the Condition of the Ban, of Acworth, Located at Acworth, Ga., at the Close of Bnsx- ness December 17, 1907. J. N. WILLIAMS, President. J. E. OAKNES, Cashier. Loans and discounts $ Demand loans Overdrafts -- Bonds and stocks owned 28,751 97 655 06 Capital stock paid in..$ Surplus fund.... Undivided profits, less current expenses ana taxes paid --_ 16,000 00 Qg by the bank Banking house.. Furniture and fixtures. Other real estate Due from banks ana bankers in this State. Due from banks and bankers in other States Currency GSiolvlder, nickel,s"andVpeMnAChneiecsks and cas;h"i..t.e'ms. Exchanges for the clear- ing house Profit and loss Interest paid 1,600 71 1,652 44 440 00 17,661 36 4,154 i4 4,889 00 280 00 332 96 359 91 Due to banks and bankers in this State. ... Due to banks and bankers in other States^ ... Due unpaid dividends.. Individual deposits subject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redisBiclolsupnateydable, includ.ing 27,/au a^ 16,90b a _ ,,0 998 33 time certificates rep^ resenting borrowed- money _ In suit In judgment Not in suit Total LOANS AND DISCOUNTS. $r 117 25 ^n "' -* 28'75197 Good Doubtful Worthless Total 28'75197 ....% 28.761J7 28 TREASURER'S REPORT. Bank Examiner's Report of the Condition of The S. Lemon Banking Co, Located at Acworth, Ga., at the Close of Business, September 16,1907. Loans and discounts $ Demand loans .. Overdrafts Overdrafts secured' by cotton Bonds and stocks owned by the bank Banking hou,666 06 2000 ~~ 76,866 06 TREASURER'S REPORT. 33 Statement of the Condition of the Bank of Add, Located at Adel, Ga., at the Close of Business December 17, 1907. J. F. LEWIS, President. M. A. CROSBY, Cashier. RESOURCES. LIABILITIES. Loans and discounts..$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and penChneicekss and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 67,809 04 8,032 41 2,500 00 967 50 8,210 21 2,462 79 12,457 00 720 72 403 12 200 00 510 00 Capital stock paid in. . .$ Surplus fund Undivided profits, less curr.'nt expenses and taxes paid ... Due to banks and bank- ers in this State . . Due to banks and bank- ers in other States. .. Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted ... Bills payable, including time certificates rep- resenting borrowed money 25,000 00 5,795 38 52,529 17 20,158 30 909 94 Total. $ 104,392 79 Total $ 104,392 79 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ .... $ 67,869 04 6",869 04 Good Doubtful Worthies Total. $ 67,869 04 $ 67,869 04 34 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Bank, Located at Adel, Ga., at the Close of Business February 27, 1907. RESOURCES. LIABILITIES. Loans and discounts.. $ Demand loans. Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Depositors fund 51,151 17 1,700 00 3,689 67 3,206 47 1,876 25 3,100 07 5,413 74 3,106 00 60 00 613 41 1,226 20 2,822 70 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bille redis- counted Bills payable, including time certificates representing b o r r o wed money. 20,000 00 1,565 07 10,500 00 24,799 77 10,598 53 502 31 10,000 00 Total $ 77,965 68 Total LOANS AND DISCOUNTS. $ 77,965 68 In judgment Total $ Good Doubtful 52,851 17 .$ 52,851 17 Total $ 52,851 17 $ 52.851 17 35 TREASURER'S REPORT. t Hn* Citizens Bank, Located December 17, 1907. M. W. JONES, President. W K- CLEMBKTS, Cashier. Loans and discounts...* Demand loans 50,745 00 6,513 06 1,000 80 BoSand stocks owned by the bank Banking house. -_ Furniture and fixtures. Other real estate Subeankferorsmin tbhainskbstaatned. 3,235 02 2,349 09 Due from bank..and bankers in other States Currency faSr,'nickels,'and pen- Capital Surplus sftoucnkdp..a-i.din Undivided profits, less current expenses and taxes paid ; Due to banks and banK Deuerstiontbhaini.ksSatnad tbeadnk-- 20,000 00 3,486 91 ers in other States.... Due unpaid dividends . Individual deposits subject to check-. Demand certificates...Time certificates 42,009 80 10,917 21 Certified checks CDausehitoer'cslecahreincgks house- 1,154 49 Checks'and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 1,848 34 Notes and bills redis- counte.l ::'' Bills payable, including time certificates rep- relenting borrowed money In suit. In judgment Not in suit LOANS AND DISCOUNTS. $t 44' 370 21 Gooo. Doubtful 52,887 85 Worthless. ' .$ 57J258_06_ Total $ 57,258 06 .%"~H,2SB 06 36 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Alapaha, Located at Alapaha, Ga., at the Close of Business February 21, 1907. RKSOUHCES. Loans and discounts $ Demand loans Overdrafts \\\'\ Bonds and stocks owned by the bank Banking house Furniture and fixtures Other real estate. Due from banks and bankers in this State Due from banks and Cbuarrneknecrys.in other States Gold ..,'.'.'. Silver, nickels and' pennies Checks and cash items Exchanges for the clearing house .... Profit and loss Interest paid Total LIABILITIES. 38,575 64 1,775 00 693 76 1,400 00 700 00 19,014 08 1,914 39 1,402 00 152 50 678 84 450 20 Capital stock paid in : Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State. Due to banks and bank- ers in other States.. Due unpaid dividends. Individual deposits sub- ject to check Demand certificates. Time certificates.. Certified checks. . Cashier's checks. Due to clearing house ' Notes and bills redis- counted Bills payable, including time certificates representing borrowed money IP,000 00 4,500 00 904 88 19,938 19 26,413 34 In suit.. . In judgment. Notinsuit Total LOANS AND DISCOUNTS. * $ M52 57 '.' 38,898 07 DoStfui.;:;.;;:,;; "$ Worthless 4035064 * 40,350 64 5!^Lu_i^^^1_$ 40,350 64 TREASURER'S REPORT. 3* Statement of the Condition of the Bank of Alapaha, Located at Alapaha, Ga., at the Close of Business December 17, 1907. M. J. MCMILLAN, President. F. T. TILLER, Cashier. HE80UKCES. LIABILITIES. Loans and discounts. ..$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pennies Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid 36,89127 230 80 1,050 75 1,400 00 700 00 12,278 45 3,346 69 2,652 00 25 00 544 03 1,150 53 Capital stock paid in $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. . Individual deposits subject to check -- Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 4,500 00 2,508 64 8,992 00 29,031 88 237 00 Total $ 60,269 52 Total... $ 60,269 52 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 152 53 91 37 36,878 17 Good Doubtful Worthless $ 37,122 07 Total $ 37,122 07 $ 37.122 07 88 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Exchange Bank of Albany, Located at Albany, Ga., at the Close of Business February 2, 1S07. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency... Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 156,616 03 747 80 33,008 64 29,200 00 34,64108 5,616 52 22,176 96 6,912 88 3,980 00 15 00 9,757 79 2,820 59 Total $ 805,493 29 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. Individual deposits subject to check ... Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 57,200 00 11,440 00 26,144 33 27,359 78 163,805 So " 19,543 33 Total * 305,493 29 LOANS AND DISCOUNTS. In judgment Not in suit Total f 157,363 S3 % 157,363 83 Good. Doubtful Worthless Total if 157 363 83 $ 157,868 S3 39 TREASURER'S REPORT. Statement of the Condition of the Exchange Bank of Albany, Located at Albany, Ga., at the Close of Business December 17, 1907. S. B. BROWN, President- W. 0. SCOVILL, Cashier. Capital stock paid in..$ 57 200 00 Loans and discounts.. $ 166,226 52 Surplus fund.... .- ' Demand loans.... Overdrafts secured... - Bonds and stocks ov.ned < '>0W0D6 13 Undivided profits, less current expenses and Q0 taxes paid... :' 99 by the bank BFuanrnkiitnugrehoaunsde fixtu-res. ^ 08 Due to banks and bankers in this State .. f"i, 190 25 Due to banks and bank- *>uo Other real estate ers in other States.... Due from banks iwd ^ Due unpaid dividends_ bankers in this State. Individual deposits sub- r>buaenkferrosm in obthanekrSs.aatneas 14,141 8o ject to check iol> Demand certificates.... g3 . Currency Saver! nickels and pen- 3;308 00 ^ ^Q Q2 Time certificates Certified checks Cashier's checks. Due to clearing house. 6,509 n l1bf.q 'y&52-0wO OhSotawd cash items! Notes and bills redis- ^ Exchanges for the clear- counted Vi:" ing house Bills payable, including Profit and loss time certificates rep- Interest paid resenting borrowed money . Total " Total * 334'3986 LOANS AND DISCOUNTS. In suit. In judgment Not in suit Total * 166,226 52 . % 166'22652 Good Doubtful Worthless .$r 166,226 52 .. Total ..._^A__}^^3 40 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Commerce, Located at Americus, Ga., at the Close of Business December 6, 1907. RESOURCES. LIABILITIES. Loans and discounts. $ Demand loans Overdrafts .' .' Overdrafts secured by 161,946 10 26,570 48 1,670 66 SCuarppiltuals sftuoncdk..paid in. $ Undivided profits, less 65,000 00 10,000 0O cotton current expenses and Bonds and stocks owned by the bank Banking house Furniture and fixtures Other real estate . Due from banks and 17,190 19 674 38 taxes paid Due to banks and bankl ers in this State. .. . Due to banks and bankers in other States. Due unpaid dividends 25,064 24 11,974 56- bankers in this State. Due from banks and bankers in other States Currency Gold 7.7.'.'.'."' Silver, nickels and pen- 9,71! 89 59,560 19 35,598 00 3,955 V0 Individual deposits subject to check Savings deposits.. Demand certificates.7 Time certificates... Certified checks 159,031 50 2 572 93 60,316 62 nies Checks and cash items Exchanges for the clear- ing house 5,006 01 11,978 45 Cashier's checks . Due to clear ng house Notes and bills rediscounted Profit and loss. Bills payable, including Interest paid 7 time certificates rep- Clearing house certificates. resenting borrowed money Total LOANS AND DISCOUNTS. $ 333,959 85 In suit In judgment Notinsuit . Ttal .77' 188,51K 58 * TM51 * So,ubtfui77777 Worthless Total * 188>51658; rissTiels TREASURER'S REPORT. 41 Statement of the Condition of the Bank of Commerce, Located at Americus, Ga., at the Close of Business December 17, 1907. J. W. SHEFFIELD, President. E. D. SHEFFIELD, Cashier, RESOURCES. LIABILITIES. Loans, and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency : Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 166,757 46 34,932 65 1,675 35 17,190 19 674 33 7,798 02 66,288 00 30,620 00 3,925 00 4,600 59 6,829 61 2,535 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. Individual deposits sub- ject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 65,000 00 10,000 00 24,934 31 15,811 12 162,012 61 2,469 9359,598 28 4,000 00 Total $ 343,826 35 Total $ 343,826 25 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total 4tr $ 201,690 11 $ 201,690 11 Good Doubtful Worthless Total $ 201,690 It $ 201,690 11 42 TREASURER'S REPORT. Bank Examiner's RepDrt of the Condition of the Planters Bank, Located at Americus, Ga., at the Close of Business, December 7, 1907. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts secured by Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Dae from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- 283,641 00 34,872 04 15,255 92 87,996 75 21,961 34 2,548 20 16.944 71 3,724 42 93 85 172 50 5,491 70 32,156 50 Profit and loss Interest paid ( learing house certifi- 625 00 Total $ 514,775 08 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and Due to banks and bank- Due to banks and bankers in other States ... Due unpaid dividends.. Individual deposits sub- ject to check 50,000 00 85,712 77 2,636 00 14,361 98 197,400 71 Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 37 65 129,625 97 35,000 00 Total $ 514,775 08 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total ... 318,513 04 318,513 04 Good Doubtful Worthless Total 318,513 04 ....... 318,513 04 TREASURER'S REPORT. 43 Statement of the Condition of the Planters Bank, Located at Americus, Ga., at the Close of Business, December 17, 1907. L. G. COUNCIL, President. 0. M. COUNCIL, Cashier. RESOURCES. LIABILITIES. Loans and discounts..$ 316,030 56 Demand loans Overdrafts 2,861 80 Bonds and stocks owned by the bank Banking house 21,961 34 Furniture and fixtures. Other real estate 2,543 20 Due from banks and bankers in this State. 15,604 79 Due from banks and bankers in other States 30,231 85 Currency 32,160 00 Gold 730 00 Silver, nickles and pen- nies 10,237 20 Checks and cash items. 4,259 65 Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 2,150 00 Advances, cotton 90,339 08 Total $ 529,114 47 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted .... Bills payable, including time certificates rep- resenting borrowed money 50,000 00 86,063 51 18,732 27 221,278 64 256 36 129,783 69 8,000 00 15,000 00 Total $ 529,114 47 LOANS AND DISCOUNTS. In suit In judgment Not in suit .. Total 316,030 56 $ 316,030 56 Good Doubtful Worthless Total * 316,030 56 $ 316,030 56 44 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Southwestern Georgia, Located at Americus, Ga., at the Close of Business December 9, 1907. RESOURCES. LIABILITIES. Loans and discounts... $ 290,809 45 Demand loans 15,629 81 Overdrafts 20,979 56 Overdrafts secured by Bonds and stocks owned Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- 1,000 00 7,000 00 5,087 69 5,314 90 4,010 72 1,899 00 10,515 00 430 00 8,225 25 3,319 50 1,000 00 Tnterest paid Clearing house certifi- 4,428 00 Total $ 379,648 88 Capital stock paid in. . .$ 100,000 00 Surplus fund. . . Undivided profits, less current expenses and taxes paid 67,678 35 Due to hanks and bank- 12,673 16 Due to banks and bank- ers in other States . . 1,404 43 Due unpaid dividends. . 166 00 Individual deposits sub- ject to check 98,214 56 Savings deposits Demand certificates ... 6,998 56 Time certificates 57,313 82 Certified checks 200 00 Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting b o r r o wed 35,000 00 Total $ 379,648 88 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total.. $ 6,000 00 5,000 00 295,439 26 $ 306,439 26 Good Doubtful Worthless Total $ 302,439 26 4,000 00 $ 306,439 26 Hj^H^HHBMHnH TREASURER'S REPORT. 45 Statement of the Condition of the Bank of Southwestern Georgia, Located at Americus, Ga., at the Close of Business, December 17, 1907. A. W. SMITH, President. N. M. DUDLEY, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. . .$ 308,247 46 Demand loans 20,432 63 Overdrafts 21,810 62 Bonds and stocks owned by the bank 1,000 00 Banking house 7,000 00 Furniture and fixtures. 5,287 89 Other real estate 7,599 29 Due from banks and bankers in this State. 18,506 54 Due from banks and bankers in otherStates 10,548 22 Currency 23,654 00 Gold 595 00 Silver, nickels and pen- nies 8,458 45 Checks and cash items. 7,206 92 Clearing house certifi- cates 1,506 00 Advances on cotton. ... 11,858 28 Interest paid Total $ 453,716 30 Capital stock paid in . .$ 100,000 00 Surplus fund Undivided profits, less current expenses and taxes paid 71,045 15 Due to banks and bank- ers in this State 16,498 73 Due to banks and bank- ers in other States.. .. Due unpaid dividends . . 166 00 Individual deposits sub- ject to check 145,680 20 Demand certificates.... 7,330 09 Time certificates 72,796 13 Certified checks 200 00 Cashier's checks Due to clearing house.. 5,000 00 Notes and bills redis- counted Bills payable, including time certificates rep- resenting b o r r o wed money 35,000 00 Total $ 453,716 30 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 3,140 61 5,249 22 332,716 05 * 341,105 88 Good Doubtful Worthless Total $ 337,241 88 4,864 00 $ 341,105 88 it'-. -'- CB 46 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Arlington, Located at Arlington, Ga., at the Close of Business January 16, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items . Exchanges for the clear- Profit and loss Interest paid 64,708 26 531 58 21,532 78 2,000 00 1,055 00 3,264 77 1,758 86 1,264 00 652 50 1,905 43 715 77 Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends .. Individual deposits sub- Demand certificates ... Time certificates Certified checks Due to clearing house.. Notes and bills redis- Bills payable, including time certificates representing borrowed 41,500 00 6,383 97 40,082 35 2,344 38 78 25 9,000 00 Total $ 99,388 95 99,388 95 LOANS AND DISCOUNTS. In suit In judgment Not in suit. Total $ Good Doubtful 65,239 84 Worthless ,$ 65,239 84 Total $ 65.239 84 $ 65,239 84 TREASURER'S REPORT. 47 Statement of the Condition of the Bank of Arlington, Located at Arlington, Ga., at the Close of Business December 17, 1907. G. W. HARRISON, President. W. E. BOSTWICK, Cashier. RESOURCES. LIABILITIES. Loans and discounts... .$ 60,483 62 18,373 23 Overdrafts 15,787 33 Bonds and stocks owned Capital stock paid in. . .$ 41,500 00 Surplus fund.... ... . 6,500 93 Undivided profits, less current expenses and Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- Profit and loss 2,000 00 1,055 00 2,717 48 3,860 83 4,598 00 345 00 1,216 46 1,081 56 Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. ... Time certificates Certified checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed 50,947 98 4,771 12 2,798 48 5,0C0 00 111,518 51 Total $ 111,518 51 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total 78,856 85 $ 78,856 85 Good Doubtful Worthless Total $ 78,856 85 $ 78,856 8-> 48 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Ashburn Bank, Located at Ashburn, Ga., at the Close of Business March 26, 1907. RESOURCES. LIABILITIES. Loans and discounts... .$ 98,851 60 69,864 15 Overdrafts 10 15 Bonds and stocks owned Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and Gold Silver, nickels and pen- Checks and cash items.. Exchanges for the clear- ing house Profit and loss 3,310 31 2,740 16 8,285 67 4,025 78 2,065 00 425 00 1,086 77 959 12 Capital stock paid in...$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certificates 50,000 00 10,000 00 8,251 30 69.677 90 52,648 73 Cashier's checks Due to clearing house. . Notts and bills redis- counted Bills payable, including time certificates representing b o r r owed 1,045 78 Total $ 191.623 71 Total LOANS AND DISCOUNTS. $ 191,623 71 In suit In judgment Not in suit Total $ 205 00 384 50 168,126 25 * 108,715 75 Good Doubtful Worthless Total $ 168,650 75 65 00 ? 168,715 75 TREASURER'S REPORT. 49 Statement of the Condition of the Ashburn Bank, Located at Ashburn, Ga., at the Close of Business December 2, 1907. W. A. SHINGLER, President. R. 0. DUNLOP, Cashier. RESOURCES. LIABILITIES. Loans and discounts. . . $ 129,405 26 Demand loans 11,794 38 Overdrafts 7 77 Bonds and stocks owned by the bank Banking house 3,310 31 Furniture and fixtures. 2,747 66 Other real estate Due from banks and bankers in this state. . 11,827 24 Due from banks and bankers in other States 14,801 17 Currency 8,973 00 Gold... 1.96000 Silver, nickels and pen- nies 2,839 65 Checks and cash items. 3,558 41 Clearing house certifi- cates 2,696 00 Profit and loss Interest paid Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills rediscounted Bills payable, including time certificates representing borrowed money Reserved for taxes Reserved for interest... 50,000 00 20,000 00 3,623 74 5,000 00 68,580 68 27,000 03 7,652 25 474 18 9,000 00 470 00 2,120 00 Total $ 193,920 85 Total $ 193,920 G5 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 119 0 141,080 64 $ 141,199 64 Good.. Doubtful Worthless Total * 141,137 64 62 00 $ 141,199 64 50 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Bank, Located at Ashburn, Ga., at the Close of Business March 26, 1907. EESOUBCES. LIABILITIES Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 54,053 73 39 27 6,378 99 3,354 54 11,075 45 2,954 00 75 00 485 24 374 71 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills rediscounted Bills payable, including time certificates representing b o r r o w ed money 25,000 00' 7,28112 44,196 34 1,140 03 1,136 95 36 49 Total $ 78,790 93 Total $ 78.790 93 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 84 00 Good 112 00 Doubtful 53,857 73 Worthless $ 54.053 73 Total $ 54,053 73 $ 54,053 73 TREASURER'S REPORT. 51 Statement of the Condition of the Citizens Bank, Located at Ashburn Ga., at the Close of Business December 17, 1907. D. H. DAVIS, President. W. A. AULTMAN, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers mother States Currency Gold Silver, nickels and pen- Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid .- Clearing house certih- CCLTJSS Total $ 40,966 10 2b0 42 >;' * 2,000 00 6<1^ '* _ o,390 bO 287 sa .|U 00 6TM uu ^^ ^ 694 04 ^ ou 3&u ud ^ ^ QQ Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ' ers in this State Due to banks and bank- ers in other States ... Undivided profits...... Individual deposits sub- ject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 25,000 00 8,952 96 29,078 40 684 88 1,255 00 76 00 86 49 ' 3,0,0 00 68.083 TM Total - 1^^J_68J083J3 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total. Good 4,n0Q-9R6f6i 1ln0 Doubtful Worthless $ 40,966 I0_ Total * 40-96610 ^^_J0fimj0 52 TREASURER'S REPORT. Bank Examiner's Report of the Condirion of the Athens Savings Bank, Located at Athens, Ga., at the Close of Business August ly, 1907. RESOURCES. LIABILITIES. Loans and discounts... .$ 476,553 53 Demand loans 15,340 01 Overdrafts 14,387 64 Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house 11,43193 furniture and fixtures. 3,914 00 Other real estate 10,165 66' Due from banks and bankers in this State. 13,884 84 Due from banks and bankers inotherStates Currency ".0,d Silver, nickels and pen- 15,495 91 4,773 00 18,365 00 ,,.nie,8-"\ 17,385 67 Checks and cash items. 3,937 24 Exchanges for the clear- ing house Profit and loss [ Interest paid Ttal.. $ 605,639 43 Capital stock paid in.. .$ 50,000 00 Surplus fund Undivided profits, less t current expenses and F taxes paid 118,362 09 Due to banks and bank- ers in this State 21,210 11 Due to banks and bank- ers in other States.. . Due unpaid dividends . Individual deposits sub- ject to check 213,288 78 Savings deposits Demand certificates. ... Time certificates 147,778 45 Certified checks Cashier's checks Due to clearinghouse.. Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 55,000 00 Total $ 605,639 43 LOANS AND DISCOUNTS. In suit In judgment Not in suit $ ~\ 302 36 491,591 17 Good Doubtful Worthless Total $ 491,893 53 Total. $ 491,893 53 $ 491,893 53 TREASURER'S REPORT. 53 Statement of the Condition of the Athens Savings Bank, Located at Athens, Ga., at the Close of Business December 17, 1907. MYER STERN, President. G. A. MELL, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Atlanta clearing house certificates 485,337 64 8,976 53 11,431 93 3,914 00 12,045 69 23,922 77 5,656 47 10,313 Ou 19,250 00 14,575 92 12,925 67 370 00 Capital stock paid in , .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. .. Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates... . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, representing borrowed money. Unearned interest 50,000 00 123,704 71 25,262 56 214,41187 117,226 CO 75,'00 00 3,114 48 Total $ 608.719 K2 Total LOANS AND DISCOUNTS. $ 608,719 62 In suit In judgment Not in suit Total ' 485,337 64 .$ 485,337 64 Good. Doubtful Worthless Total $ 485,337 64 $ 485,337 6i 54 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Bank, Located at Athens, Ga., at the Close of Business August 20, 1907. RESOURCES. LIABILITIES. Loans and discounts... .$ Demand loans Overdrafts secured by cotton Bonds and stocks owned 78,370 68 1,100 00 216 23 Banking house ) Furnitureandfixtures > Other real estate.... ) Due from banks and Due from banks and bankers in other States Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- 3,424 47 9,086 05 3,816 36 1,451 00 1,125 00 2,424 30 1,449 35 Interest paid 102,463 44 Capital stock paid in.. .$ Surplus fund Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends.. Individual deposits sub- ject to check Savings deposits Demand certificates.... Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- 44,600 00 500 12 2,556 04 29,707 28 10,000 00 Bills payable, including time certificates representing borrowed 15,000 00 102,463 44 LOANS AND DISCOUNTS. .... $ In judgment.. .. Not in suit 79,370 68 Total $ 79,370 68 Good Doubtful Total $ 79,370 68 $ 79,370 68 TREASURER'S REPORT. 55 Statement of the Condition of The Citizens Bank and Trust Co., Located at Athens, Ga., at the Close of Business December 17, 1907. W. H. SHELTON, President. "W. R. CANNING, Cashier. RESOURCES. LIABILITIES. Loans and discounts $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State.. Due from banks and bankers in other States Currency Gold, cash Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest paid 61,678 56 5,244 80 6,864 53 13,739 86 5,459 75 6,628 50 Capital stock paid in.. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 46,150 00 1,161 32 6,628 50 45,676 18 Total $ 99,616 00 Total $ 99,616 00 LOANS AND DISCOUNTS. In suit In judgment Not in suit ... Total. ... Good $ Doubtful Worthless Total $ 56 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the University Savings Bank, Located at Athens, Ga., at the Close of Business August 17, 1907. RESOURCES. LIABILITIES. Loans and discounts. $ 147,962 76 Demand loans 500 00 1,576 55 Overdrafts secured by Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- 6,000 00 2,987 25 2,333 34 17,272 11 3,853 95 Profit and loss Capital stock paid in. .$ Surplus fund Undivided profit?, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividerds. . Individual deposits subject to check Savings deposits Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house . . Notes and bills redis- Bills payable, including time certificates representing borrowed 40,000 00. 26,306 00 55,6S1 44 39,498 52 15,000 00 Total In judgment Not in suit Total | 176,485 96 LOANS AND DISCOUNTS. $ 120 00 1,256 00 141,086 76 $ 142,462 76 Good Doubtful Worthless Total 176,485 96 $ 139,297 86 3,000 00 164 90 $ 142,462 76 TREASURER'S REPORT. 57 Statement of the Condition of the University Savings Bank, Located at Athens, Ga., at the Close of Business December 17, 1907. JNO. J. WILKINS, President. W. P. BBOOKS, Cashier. RESOURCES. LIABILITIES. Loans and disco unts...$ Demand loans Overdrafts Bonds and stock* owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid Total * 129,990 L0 181 5b 6,000 00 A98/ zo 2,333 34 6,499 1a 2,237 09 b,000 0Q 156 228 52 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends.. Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money Total $ 40,000 00 28,150 07 47,398 93 30,679 52 10,000 00 156,228 52 LOANS AND DISCOUNTS. Insuit In judgment Not in suit Total 6tr * J2000 >^ uu 128,620 10 $ 129.990 10 Good Doubifui.:.:... Worthless Total $ 126-490 10 3,500 00 $ l'^990 10 58 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Central Bank and Trust Corporation, Located at Atlanta, Ga , at the Close of Business, Sept. 7, 1907. RESOURCES. LIABILITIES. Loans and discounts .$2,132,809 50 Demand loans 102,775 00 Overdrafts 10,101 67 Overdrafts secured by cotton Bonds and stocks owned by the bank..... 79,051 43 Banking house Furniture and fixtures. 5,191 12 Other real estate Due from banks and bankers in this State. 219,460 29 Due from banks and bankers in other States 203,237 39 Currency 122,977 00 Gold 7,592 50 Silver, nickels and pen- nies 5,262 43 Checks and cash items. 471 94 Exchanges for the clear- ing house 25,688 56 Profit and loss Interest paid Total . ..$2,914,618 83 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bank ers in other States Due unpaid dividends . Individual deposits sub- ject to check Savings deposits Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 500,000 00 72,266 02 520,524 51 83,314 50 858,029 22 506,774 30' 333 00 1,277 28. 372,100 00, Total $2,914,618 83, LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 2,235,584 50 ...$2,235,584 50 Good Doubtful Worthless Total $2,235,364 50 220 00 $ 2,235,584 50. TREASURER'S REPORT. 59 Statement of the Condition of the Central Bank & Trust Corporation, Located at Atlanta, Georgia, at the Close of Business, December 17, 1907. ASA G. OANDLEK, President. A. P. COLES, Cashier. RESOURCES. LIABILITIES. Loans and discounts..! 1,397,884 02 27,312 66 Overdrafts, secured.. . 3,126 17 Bonds and stocks owned 117,045 63 Banking house Furniture and fixtures. 8,762 24 Other real estate Due from banks and bankers in this State. 174,025 01 Due from banks and bankers in other States 315,485 38 261,467 00 Gold 26,922 50 Silver, nickels and pen- 12,621 13 Checks and cash items. 1,383 00 Exchanges for the clear- 23,249 47 Profit and loss Clearing house certifi- Cotton bills purchased and advanced on cot- 20,094 00 239,051 87 Total $:! 628,330 08 Capital stock paid in. .$ Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States . . . Dae unpaid dividends . Individual deposits sub- Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted ... ... Bills payable, including time certificates rep- resenting borrowed 500,000 00 36,878 76 40,392 32 432,767 46 65,263 94 967,389 13 583,285 99 888 00 1,464 48 Total $ 2,628,330 08 LOANS AND DISCOUNTS. In suit In judgment Not in suit .. Total Good Doubtful Worthless Total $1,425,196 ...$ m 60 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Decatur Street Bank, Located at Atlanta, Ga., at the Close of Business October 11, 1907. RESOURCES. LIABILITIES. Loans and discounts.... $ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Depositors guarantee fund 25 00 2,247 60 18,879 81 1,583 00 100 00 1,140 02 83 84 1,065 76 2,702 70 Total $ 27,8ii7 73 Capital stock paid in.. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States.. .. Due unpaid dividends.. Individual deposits sub- ject to check Savings deposits Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 15,000 00 12,766 73 61 00 Total $ 27,827 73 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 25 00 Worthless $ 25 00 Total , $ 25 00 -$ 25 00 TREASURER'S REPORT. 61 Statement of the Condition of the Decatur Street Bank, Located at Atlanta, Ga., at the Close of Business December 17, 1907. W. M. TERRY, President. J. G. NORVELL, Cashier. RESOURCES. LIABILITIES. Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate ... . Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies. Checks and cash items. Exchanges for the clear- ing house Profit and loss . Interest paid 9,522 50 42 05 3,259 26 11,936 83 2,707 20 2,111 00 325 00 2,227 00 120 93 1,489 38 Total $ 33,741 15 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid. Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends. . individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 16,719 84 1,174 27 425 00 422 04 Total $ 33,741 15- LOANS AND DISCOUNTS. In suit $ In judgment Not in suit Total $ Good Doubtful. Worthless Total $ 9,522 50 $ 9,522 50 62 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Farmers & Traders Bank, Located at Atlanta, Ga., at the Close of Business September 6, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by cotton t Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest paid Depositors fund 138,244 65 140,930 62 35,080 56 17,932 12 18,038 82 15,048 39 2,560 00 105 00 4,891 75 185 92 5,661 97 2,822 70 Capital stock paid in. $ 25,000 00 Surplus fund Undivided profits, less current expenses and taxes paid 3,889 85 Due to banks and bank- ers in this State 62,500 00 Due to banks and bank- ers in other States . . . 8,000 00 Due unpaid dividends . Individual deposits sub- ject to check 210,447 78 Savings deposits Demand certificates... . Time certificates 33,197 92 Certified checks Cashier's checks 3,466 95 Due to clearing house. . Notes and bills redis- ccunted Bills payable, including time certificates rep- resenting borrowed money 3"\000 00 Total $ 381,502 50 Total % 381,502 5 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 600 00 278,575 27 $ 279,175 27 Good Doubtful Worthless Total ? 278,675 27 500 00 $ 279,175 27 TREASURE'S REPORT. 6 Statement of the Condition of the Farmers & Traders Bank, Located at Atlanta, Ga., at the Close of Business December 17, 1907. J. R. SMITH, Vice-President. W. D. MANLEY, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .* Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest paid 408,810 72 20,475 04 32,087 91 19,047 32 17,336 22 9,683 12 9,108 00 2,475 00 3,903 65 6,903 79 Total $ 529,830 77 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates... . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 25,000 00 5,685 48 199,546 01 238,958 55 31,259 26 4,381 47 25,000 00 Total $ 529,830 77 LOANS AND DISCOUNTS. In suit In judgment Not in" suit Total $ 610 00 428,675 76 $ 429,285 76 Good Doubtful Worthless Total $ 429,285 76 $ 429,285 76 64 TREASURER'S REPORT. Bank Examiner's Report of the Condition of The Georgia Savings Bank and Trust Co., Located at Atlanta, Ga., at the Close of Business October 5, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ 447,693 17 Demand loans Overdrafts Overdrafts secured by Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and Due from banks and bankers in other States Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Profit and loss 71,336 25 1,286 75 69,934 78 2,074 93 3,059 00 1,572 50 592 71 1,528 61 599,07S 70 Capital stoi'k paid in..$ Surplus fund ... Undivided profits, less current expenses and Due to banks and bank- 100,000 00 35,000 00 4,402 79 Due to banks and bankers in other States.... Due unpaid dividends.. Individual deposits subject to check Savings deposits Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed 171 00 304,299 81 92,628 10 3,450 00 Unearned interest 59,127 00 599,078 70 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 447,693 17 $ 447,693 17 Good Doubtful Worthless Total $ 447,693 17 $ 4-47,693 17 TREASURER'S REPORT. 65 Statement of the Condition of The Georgia Savings Bank and Trust Co., Located at Atlanta, Ga., at the Close of Business December 17, 1907. GEORGE M. BHOWN, President. JOSEPH E. BOSTON, Sec'y and Treas. RESOURCES. LIABILITIES. Loans and discounts. ..$ 429,136 10 Demand loans Overdrafts Bonds and stocks owned by the bank 98,130 00 Banking house Furniture and fixtures.. 1,293 75 Other real estate Due from banks and bankers in this State. . 11,4/2 58 Due from banks and bankers in other States 1,072 45 Currency 6>023 0 Gold 1,655 00 Silver, nickels and pennjes 840 87 Checks and cash items.. 15,304 08 Exchanges for the clear- ing house Profit and loss Interest paid Capital stock paid in...$ 100,000 00- Surplus fund 35,000 00 Undivided profits, less current exp nses and taxes paid Unearned interest 7.217 49 56,623 50- Due to banks and bank- ers in this State Due to banks and bank- ers in other States ... Due unpaid dividends. . Time deposits 293,599 98 Demandcertificat.es Time certificates 72,486 86 Certified checks Cashier's checks Due to clearing house . Notes and bills redis- counted Bills payable, including ing time certificates representing borrowed money Total $ 564.9^7 83 Total $ 564,927 83 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 429,136 10 $ 429,136 10 Good Doubtful Worthless Total $ 429,136 10 ,. $ 429,136 10- 66 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the MaddoxRucker Banking Co., Located at Atlanta, Ga., at the Close of Business October 12, 1907. RESOURCES. LIABILITIES. Loans and discounts. ..$ 2,232,250 98 Demand loans 172,463 51 Overdrafts 38,025 20 Overdrafts secured by cotton 258,458 37 Bonds and stocks owned by the bank 155,280 00 Banking house Furniture and fixtures. 4,000 00 Other real estate Due from banks and bankers in this State. 62,443 65 Due from banks and bankers in other States 412,354 69 178,099 00 Gold 10,280 00 Silver, nickels and pen- nies 16,034 30 Checks and cash items. 34,223 57 Exchanges for the clear- ing house 93,357 08 Interest paid Total S 3,667.270 35 Capital stock paid in . . .$ 200,000 00 Surplus fund 300,000 00 Undivided profits, less current expenses and taxes paid 312,639 19 Due to banks and bank- ers in this State 239,409 56 Due to banks and bank- ers in other States.... 4,870 95 Due unpaid dividends. . Individual deposits sub- L,201,300 15 Savings deposits 815,195 25 Demand certificates.... Time certificates 193,945 16 966 58 Cashier's checks 3,103 74 Due to clearing house. . Notes and bills redis- counted. 335,839 77 Bills payable, including time certificates rep- resenting borrowed 60,000 00 Total $ 5,667.270 35 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 250 00 2,441,453 81 $2,441,703 81 Good Doubtful Worthless Total $2 440,903 81 800 00 $2,441,703 81 TREASURER'S REPORT. 67 Statement of the Condition of the Maddox-Rucker Banking Co., Located at Atlanta, Ga., at the Close of Business December 17, 1907. W. L. PEEL, President. T. J. PEEPLES, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. $ 2,145,283 04 Demand loans 16i,612 ~ , Overdrafts 7,927 5b Bonds and stocks owned by the bank 16/,030 00 Banking house Furniture and fixtures. 4,0UU UU Other real estate Due from banks and bankers in this State. n17(T3,0114/J!00*.4 Due from banks and bankers in other States 166,944 62 Currency Gold Silver, nickels and pen- njes Checks and cash items. 188 929 00 45,965 00 lo.ooa uu 1,293 54 Exchanges for the clear- ing house 84, 54,570 00 1,,,0,,,0,6,D8 ,,, 41 95,081 17 14,589 44 1,000 00 1,900 00 177.20C 02 LOANS AND DISCOUNTS. In suit ' KnSt:::::::::::_i58,^44 Total $ 15S,639 44 Good Doubtful Worthless Total $ 158,639 44 $ 158,639 44 70 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Augusta Savings Bank, Located at Augusta, Ga., at the Close of Business, Nov. 16, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 552,823 39 159,037 04 763 58 235,837 08 1,000 00 47,709 86 42,702 28 S, 175 14 12,977 00 215 00 538 85 1,005 77 382 20 20,650 00 Total $ 1,083,817 19 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money Clearing house certifi- cates issued 50,000 00 25,000 00> 54,174 25. 865,291 95 21,072 73 32 50 48,245 2ft 20,000 00- Total $ 1,083,817 19 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total 711,860 43 711,860 43 Good Doubtful Worthless Total 709,360 4& . . 2,500 00 $ 711,860 4a TREASURER'S REPORT. 71 Statement of the Condition of the Augusta Savings Bank, "Located at Augusta, Ga., at the Close of Business, Dec. 17, 1907. W. B. YOUNG, President. J. G. WKIGLE, Cashier. KESOUKCKS. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 569,721 62 140,627 04 789 53 236,095 08 1,000 00 47,709 86 6,002 62 95,271 00 250 00 571 47 587 15 4,857 20 1,205 93 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 50,000 00 25,000 00 59,654 51 851,494 05 72,280 19 252 00 26,007 75- 20,000 00 Total $ 1,104,688 50 Total LOANS AND DISCOUNTS. * 1,104.688 50 In suit In judgment Not in suit Total $ 710,348 66 $ 710,348 66 Good Doubtful Worthless Total. $ 706,848 66 3,500 00 $ 710,348 66- 72 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Bank, Located at Augusta, Ga., at the Close of Business November 18, 1907. RESOURCES. LIABILITIES. Loans and discounts. ..$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates ' Total $ 38,444 45 26,145 00 2,353 71 4,79147 8,928 00 35 00 3,319 60 75155 1,741 42 4,197 36 1,344 00 92,051 56 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing bor rowed money Total $ 50,000 00 36,327 81 1,000 00 4,723 75 92,051 56 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 64,589 45 :..$ ' 64,589 45 Good Doubtful Worthless Total..'.. $ 64,589 45 $ 64,689 45 TREASURER'S REPORT. 73 Statement of the Condition of the Citizens Bank, Located at Augusta, Ga., at the Close of Business December 17, 1907. P. S. NORTH, President- M. 0. DOWLING, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. $ Demand loans Overdrafts Bonds and stocks owned by the bank Eanking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency... Gold : Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Expense and salaries... Clearing house certifi- cates Total $ 49,088 71 15,916 44 149 48 3,298 20 5,701 02 2,756 63 9,459 00 87 50 2,459 23 202 20 2,773 69 262 50 5,270 94 688 00 98,113 54 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends... Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier'schecks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing bor rowed money Total $ 50,000 00 1,236 45 43,641 16 1,000 00 1,000 00 162 02 1,073 91 98,113 64 LOANS AND DISCOUNTS. In suit f In judgment Not in suit Total $ 6tr Good $ Doubtful Worthless Total $ 74 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Georgia Railroad Bank, Located at Augusta, Ga., at the Close of Business -November 20, 1907. KBSOUKCES. LIABILITIES. Loans and discounts. . .$ 1,220,338 04 Demand loans 403,743 70 Overdrafts 13,518 64 Overdrafts secured by cotton 166,908 20 Bonds and stocks owned by the bank 47,740 00 Banking house 50,000 00 Furniture and fixtures. Other real estate 14,222 73 Due from banks and bankers in this State.. 47,46171 Due from banks and bankers in other States 306,583 46 Currency 149,853 00 Gold 19,147 50 Silver, nickels and pen- nies 29,632 42 Checks and cash items. 33,707 86 Exchanges for the clear- ing house 67,574 11 Profit and loss Interest paid Clearing house certifi- cates 12,232 00 Total... $ ^,582,663 37 Capital stock paid in. .$ 200,000 00 Surplus fund Undivided profits, less current expenses and taxes paid 331,713 43 Due to banks and bank- ers in this State 87,028 14 Due to banks and bank- ers in other States 130,419 67 Due unpaid dividends . Individual deposits sub- ject to check 1,720,281 13 Savings deposits Demand certificates 1,33190 Time certificates 11,889 10 Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money. . Clearing house certi- ficates issued, pledged B. R. to value of $150,000 00 100,000 00 Total f 2,582,663 37 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 1,624,081 74 '.$ 1,624,081 74 Good Doubtful AVorthless Total $ 1,624,081 74 $1,624,081 74 I TREASURER'S REPORT. 75 Statement of the Condition of the Georgia Railroad Bank, Located at Augusta, Ga., at the Close of Business December 17, 1907. JACOB PHINIZY, President. CHAS. G. GOODKICH, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ L,131,774 24 Demand loans 538,000 00 Overdrafts 52,872 53 Bonds and stocks owned 47,740 00 Banking house \ Furniture and fixtures J 50,000 00 Other real estate 14,222 73 Due from banks and bankers in this State. 84,781 91 Due from banks and 185,259 30 Currency 94,435 00 Gold 7,840 00 Silver, nickels and pen- nies 33,494 87 Checks and cash items. 5,705 54 Exchanges for the clear- 147,395 22 Interest paid Clearing house certifi- cates ... Advances to cotton ex- porters 12,746 00 212,436 42 Total $J!,618,703 76 Capital stock paid in. .$ 200,000 00 Surplus fund Undivided profits, less current expenses and taxes paid 349,488 74 Due to banks and bank- ers in this State 123,405 82 Due to banks and bank- ers in other States ... 121,713 64 Due unpaid dividends.. Individual deposits sub1,656,774 56 Demand certificates.... 1,431 90 15,889 10 Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, represent- ing borrowed money. 50,000 00 Clearing house certifi- cates 100,000 00 Total $ 2,618,703 76 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 1,669,774 24 $ 1,669,774 24 Good Doubtful Worthless Total., $ 1,656,812 94 12,961 30 $ 1,669,774 24 ^TM 76 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Irish-American Bank, Located at Augusta, Ga., at the Close of Business November 22, 1907. RESOURCES. LIABILITIES- Loans and discounts. .$ Overdrafts Overdrafts secured by 214,921 82 72,928 90 4,303 13 Bonds and stocks owned by the bank Furniture and fixtures. Other real estate. ... Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- 19,030 00 2,250 00 21,630 34 10,554 00 212 50 1,635 58 3,440 50 2,586 28 1,916 62 1,631 00 365,850 67 Capital stock paid in. .$ Undivided profits, less current expenses and taxes paid Due to banks and bank- 15,000 00 15,000 00 17,683 96 Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. . . . Certified checks Due to clearing house. . Notes and bills redis- counted Bills-payable, including time certificates representing borrowed money 315 57 49,106 13 245,245 29 16,459 24 240 48 7,000 00 Total $ 865,850 67 LOANS AND DISCOUNTS. Total 287,380 59 $ 287,860 72 Good Doubtful Total $ 287,350 72 500 00 $ 287.850 72 TREASURER'S REPORT. 77 Statement of the Condition of the Irish-American Bank, Located at Augusta, Ga., at the Close of Business December 17, 1907. P. ARMSTRONG, President. J. P. ARMSTRONG, Cashier. RESOURCES. LIABILITIES. Loans and discounts. $ Demand loans Overdrafts ... Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Oold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 220,862 87 72,894 06 6,754 39 2,250 00 19,030 00 26,431 46 870 21 15,068 00 502 50 770 97 2,111 52 3,306 65 5,062 34 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . . Due unpaid dividends. . Individual deposits subject to check Savings deposits Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 35,000 00 17,750 35 52,482 47 242,188 51 16,459 24 125 00 130 53 9,778 87 7,000 00 Total $ 375,914 97 Total $ 375.914 97 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 500 00 100 00 293,156 93 $ 293.75693 Cood Doubtful Wortnless Total $ 292,756 93 1,000 00 $ 293,756 93 78 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Merchants Bank, Located at Augusta, Ga., at the Close of Business November 21, 1907. RESOURCES. LIABILITIES. Loans and discounts. . .$ 776,860 85 Pemandloans 110,818 97 Overdrafts 3,236 95 Overdrafts secured by cotton Bonds and stocks owned by the bank 640 00 Banking house 21,000 00 Furniture and fixtures. 13,660 27 Other real estate Due from banks and bankers in this State . 11,718 33 Due from banks and bankers in other States 71,917 56 Currency 46,547 00 Gold 65 00 Silver, nickels and pen- nies 9,295 58 Checks and cash items. . 1,632 66 Exchanges for the clear- ing house 28,821 33 Profit and loss Interest paid Clearing house certifi- cates 35,460 00 Capital stock paid in. .$ 140 000 00 Surplus fund 115,000 00 Undivided profits, less current expenses and taxes paid 45,140 71 Due to banks and bank- ers in this State. ... 61.452 03 Due to banks and bank- ers in other States.... 10,658 16 Due unpaid dividends . Individual deposits sub- ject to check 266,429 29 Savingsdeposits 241,169 35 Demand certificates.... Time certificates 31,824 96 Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted 60,000 00 Bills payable, including time certificates, rep- resenting b o r r owed money 60,000 00 Clearing House Certifi- cates issued, B/R $151,106.01 100,000 00 Total $ 1,131.674 50 Total $1,131,674 50 LOANS AiSD DISCOUNTS. In suit In judgment Not in suit Total $ 4,923 65 883,756 17 $ 887,679 82 Good Doubtful Worthless Total $ 887,548 95 60 60 70 27 $ 887,679 82 TREASURER'S REPORT. 79 Statement of the Condition of the Merchants Bank, Located at Augusta Ga., at the Close of Business December 17, 1907. W. J. HOLLLNGSWORTH, President. ALBERT L. HATCH, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit n nd loss 789,527 60 110,543 57 2,470 08 640 00 34,660 27 9,973 25 42,447 60 78,921 00 785 00 6,409 78 2,734 12 23,843 45 13,130 46 Capital stock paid in S Surplus fui.d. .... Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States. . . Due unpaid dividends. . Individual deposits sub- Demand certificates.... Time certificates Certified checks 140,000 00 115,000 00 61,608 38 41,251 55 9,520 87 511,269 46 27,435 92 Due to clearing house. . 100,000 00 Notes and bills redis- Bills payable, including time certificates representing borrowed 110,000 00 Total $ 1,116,086 18 Total $ 1,116,086 18 LOANS AND DISCOUNTS. In judgment Not in suit Total $ 1,800 00 787,727 60 .. . .$ 789,527 60 Doubtful $ 789,232 58 ..'..'.'.'.'.' 295 02 Total .... $ 789,527 60 80 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Planters Loan & Savings Bank, Located at Augusta, Ga., at the Close of Business November 16, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house, under construction Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss 652,490 13 259,225 86 559 69 26,480 75 36,877 31 41,678 75 1,428 14 17,249 73 35,543 00 3! 15 00 520 52 707 65 9,929 61 Clearing house certifi- cates 15,486 00 Total $ 1.098,572 14 Capital stock paid in. .$ 50,000 00 Undivided profits, less current expenses and taxes paid Due to banks and bank- 105,234 65 Due to banks and bankers in other States . . Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates.... 723 69 77,529 80 861,320 65 Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing bor rowed 3,564 93 198 4z ,098,572 14 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 911,715 99 $ 911,71". 9) Good Doubtful Worthless Total $ 911,715 99 $ 911,715 99 TREASURER'S REPORT. 81 Statement of the Condition of the Planters Loan and Savings Bank, Located at Augusta, Ga., at the Close of Business December 17, 1907. L. C. HAYNB, President. CIIAS. C. HOWARD, Cashier. RESOURCES. LIABILITIES. Loans and discounts . $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pennies Checks and cash items. Exchanges for the clear- ing house Profit and loss 645,466 30 260,045 86 794 17 26,480 75 78,403 56 8,492 92 5,940 90 57,936 00 675 00 346 85 613 64 3,109 74 Capital stock paid in. .$ 50,000 00 Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bank- ers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Demand cert i fi c a t e s, savings account Time certificates 107,697 35 719 49 68,701 11 859,213 66 Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed 864 93 1,109 15 Total $ 1,088,305 69 Total $ 1 ,088,305 69 LOANS AND DISCOUNTS. In suit . In judgment Not in suit Total $ 905,512 16 $ 905.512 16 Good. Doubtful Worthless Total $ 905 512 16 . $ 905,512 16 82 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Union Savings Bank, Located at Augusta, Ga., at the Close of Business, November 18, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures.' Other real estate Due from banks and bankers in this State Due from banks and bankers in other States Currency Siolvmer,n:i-c,ke:ls and pen- rC,uhieeckls- a n d,," cash items Exchanges for the clear- PPrionfith0aUndIe1loss Interest paid [ Clearing house certifi- cates 571,964 45 137,130 73 10,823 93 80,636 24 3,377 55 33 757 52 43,485 03 11,001 51 67,962 00 2,872 00 121>98966 6339 9>38 28 2,826 23 11,072 00 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States Due unpaid dividends. . Individual deposits sub- ject to check......... havings deposits Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 30,000 00 83,942 01 4,564 09- 537 31 10 00 155,813 56 611,645 85 56,829 78 22,338 39 35,000 00 Total $1,000,680 99 Total $ 1.000.680 99 LOANS AND DISCOUNTS. ]na.ui} In judgment Not m suit Total $ 1,168 52 ]42 04 707,784 62 good Doubtful Worthless $ 709,095 18 _ Total $ 705,095 18 2,000 00 2,000 00 $ 709,095 18 TREASURER'S REPORT. 83 Statement of the Condition of Union Savings Bank, Located at Augusta, Ga., at the Close of Business, December 14, 1907. WM. SCHWERGERT, President. THOS. S. GRAY, Cashier. RESOURCES. LIABILITIES. Loans and discounts. . .$ 559,739 00 Demand loans 132,261 53 Overdrafts 12,913 04 Bonds and stocks owned by the bank 77,376 13 Banking house Furniture and fixtures. 3,577 55 Other real estate 33,757 52 Due from banks and bankers in this State. 44,694 00 Due from banks and bankers in other States 1,832 25 Currency 75,871 00 Gold 3,798 50 Silver, nickels and pen- nies 4,61522 Checks and cash items. 6,976 17 Exchanges for the clear- ing house 8,190 11 Profit and loss Interest paid 3,060 84 Premium on bonds 3,260 11 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State .. . Due to banks and bankers in other States Due unpaid dividends . Individual deposits subject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable 30,000 00 86,344 06 3,247 85 5,991 07 10 00 728,106 33 55,829 78 188 40 2 99 28,202 99 35,000 00 Total In suit In judgment Not in suit Total $ 972.923 47 Total LOANS AND DISCOUNTS. * 427 00 26 00 559,286 00 S 659,739 00 Good Doubtful Worthless Total S 972,923 47 $ 557'245 00 L^OOO 924 00 $ 669,739 00 84 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bainbridge State Bank, Located at Bainbridge, Ga., at the Close of Business January 19, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Bonds and stocks owned by the bank Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items.. Exchanges for the clear- ing house. Interest paid 261,592 51 1,581 18 5,000 00 7,100 00 3,500 00 19,081 29 36,916 42 13,727 00 3,971 65 667 66 Capital stock paid in . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates ... Time certificates Certified checks 100 000 00 2,500 00 9,601 61 235,551 32 5,487 78 Due to clearing house.. Notes and bills redis- Bills payable, including time certificates representing bor rowed 353,140 71 LOANS AND DISCOUNTS. 353,140 71 In suit In judgment Not in suit Total $ 261,592 51 $ 261,592 51 Good Doubtful Worthless Total $ 261,592 51 if 261,592 51 TREASURER'S REPORT. 85 Statement of the Condition of the Bainbridge State Bank, Located at Bainbridge, Ga., at the Close of Business December 17, 1907. D. W. JAMBS, President. E. J. PERRY, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banting house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 287,295 27 2,145 53 5,000 00 7,100 00 3,500 00 30,472 58 11,085 61 18,981 00 115 00 13,130 03 623 24 Total $ 379.448 26 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. .. Due unpaid dividends.. Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 100,000 00 2,500 00 21,010 16 207,880 03 836 07 7,222 00 40,000 00 Total $ 379,448 26 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 2,850 00 12,127 00 272,318 27 I 287,295 27 Good Doubtful Worthless Total $ 287,295 27 $ 287,295 27 86 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Decatur County Bank, Located at Bainbridge, Ga., at the Close of Business January 18,1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States. Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 67,594 24 21,260 00 3,304 18 14,525 55 500 00 470 92 6,707 17 2,595 00 625 00 5,060 33 1,879 40 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates Time certificates... Certified checks .... Cashier's checks Due to clearing house . . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 50,000 00 4,059 09 35,076 60 20,040 40 339 70 12,506 00 2,500 00 Total $ 124,521 79 Total ..$ 124,521 79 LOANS AND DISCOUNTS. In judgment Total $ 25 00 Good Doubtul 88,829 24 Worthless $ 88,854 24 $ 88,854 24 $ 88,854 24 TREASURER'S REPORT. 87 Statement of the Condition of the Decatur County Bank, Located at Bainbridge, Ga., at the Close of Business December 17, 1907. J. S. SHINGLER, President. JNO. T. MCCLENDON, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts.... Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pennies Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest paid 101,728 72 37,033 50 4,764 21 26,355 18 2,807 87 5,012 30 6,628 12 4,80100 10,650 41 2,749 17 Total $ 202,530 48 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing bor rowed money Clearing house certifi- cates outstanding. ... 100,000 00 2,267 38 61,390 49 36,722 87 276 74 1,873 CO Total $ 202,530 48 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total -.....$ 3,250 50 135,511 72 $ 138,762 22 Good Doubtful Worthless Total $ 138,762 22 $ 138,762 22 88 TREASURER'S REPORT. Bant B^n , Repon of Condit.on oi ^ Located at Baroesville, G., at the Close of Business December 3, 1907. Loans and discounts Demand loans Overdrafts secured' by cotton Overdrafts ..'. Bobnydsthaendbasntokck..s.'owned Banking house . furniture and fixtures.' Other real estate.. Due from banks and bankers in this State Due from banks and Cbuarrneknecrys.in other States Gold.......;. Silver, nickel's and pennies Checks and cash items ' Exincghahnoguessefor the clearProfit and loss..... Interest paid Total 123,853 50 Capital stock paid in., a Surplus fund. . 5,190 03 Undivided profits, less current expenses and taxes paid Due to banks and bank- 2,000 00 3,329 32 ers in this State... Due to banks and bank- ers in other States. Due unpaid dividends 25,177 43 Individual deposits subject to check 7,134 77 3,230 00 200 00 Savings deposits Demand certificates Time certificates... Certified checks ...."" 901 01 2,425 18 Cashier's checks.. Due to clearing house ' JNotes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money ,_ 45,000 00 3,489 67 4,885 39 93,143 42 ? ' a992 77lbi 173.441 24 LOANS AND DISCOUNTS. In suit. In judgment. Not in suit Total.. 200 00 123,653 50 __$J28,853 50 Donbtfuf.: Worthless. Total $ I23'83430 19 20 * 123,853 50 TREASURER'S REPORT. 89 Statement of the Condition of the Citizens Bank, Located at Barnesville, Ga., at the Close of Business December 3 7, 1907. 0. O. SUMMERS, President. C. H. HUMPHREY, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. , .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house ... ... Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in otherSl ales Currency Cold Silver, nickels and pen- nies ; Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 83,952 84 23,475 00 6,80J 07 2,000 00 3,320 32 2L,ltil 43 15,064 59 14,Oils OH 230 00 2,654 38 1,340 41 - Total. $ 174,016 84 Capital stock paid in... .$ Surplus fund Undivided profits, less current expenses and taxes paid- Due, to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. . . Time certificates Certified checks Cashier's checks J ue to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing bo r r owed money 45,000 00 ,279 08 99,015 00 20,7: Total 174,010 84 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total | 83,952 64 .$ 83,952 64 Good Doubtful Worthless Total $ 83,952 64 . $ 83,952 04 00 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Barto\ Bank, Located at Bartow, Ga., at the Close of Business May 17, 1907. RKSOI/RCKS. LIABILITIES. Loans and discounts..! Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures.' Other real estate Due from banks and bankers in this State. Due from banks and bankersin other States Currency Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid Depositors'fund 60,247 93 3,454 01 400 35 1,473 21 1,123 00 7,648 48 4,823 04 1,958 00 105 00 741 76 23!) 45 2,822 70 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. Due unpaid dividends Individual deposits subject to check Sivings deposits Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills redis counted Bills payable, including time certificates representing borrowed .. money. 25,000 00 3,618 39 30,068 30 15,750 24 10,000 00 Total In suit In judgment Not in suit Total $ 85,036 93 Total LOANS AND DISCOUNTS. $ 50 71 Good Doubtful . 63,651 23 Worthless $ 63.70! 94 Total . $ 85,036 93 $ 63,701 ill $ 03,701 94 TREASURER'S REPORT. 91 Statement of the Condition of the Bartow Bank, Located at Bartow, Ga., at the Close of Business December 17, 1907. T. Y. SMITH, President. J. R. MURPHY, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Ponds and stocks owned by the bank Furniture and fixtures.. Due Irom banks and bankers in this State . Due from banks and bankers in other States Gold Silver, nickels and pen- nies Checks and cish items. . Exchanges for the clear- ing house Profit and loss Interest paid Depositors' i n s u ranee 23,705 02 4.4711 43 14,095 31 1,473 21 1,123 00 21,503 47) 1,761 ss 1,214 00 180 00 2,301 so 3,689 03 2,030 80 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and banker* in other States.... Due unpaid dividends . Individual deposits subject to check Demand certilicates. . . . Certified checks Due to clearing house. . Notes and bills redis- Bills payable, including time certificates, icpresenting borrowed money 25,000 (in 3,234 79 33,233 10 16 003 60 In suit In judgment Not in suit. Total. 78,461 49 Total. LOANS AND DISCOUNTS. > 50 71 ' 134 27 28,000 07 $ 28,185 05 Good . Doubtful Worthless Total | 78/161 49 | 28,185 05 .. * 28,185 05 92 TREASURER'S REPORT. Bank Examiner's. Report of the Condition of the Bank of Barwick, Located at Barwick, Ga., at the Close of Business February 13, 1907. RESOURCES. I.IAliir.ITIES. Loans and discounts . .$ Demand loanOverdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Hue from banks and bankers in this Stale Due f com banks and bankers in other States Currency Gold... Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss I merest paid 1.11 stamps and stamped checks 28,1 IS 81 ' "> "(l 1.035 51 1,636 83 1,619 /l 1,978 95 1,917 65 1.135 00 50 00 450 30 2,822 70 Capital stock paid in. .$ Surplus fund. Undivided profits, less current expenses and taxes paid Due lo banks and bankers in this State Due to banks and bankers in other States . . . Due unpaid dividends Individual deposits sub- jeci to check Demand certificates. . . . Time certificates Certified checks Cashier's checks '.Due to clearing house Notes and bills ^dis- counted Bills payable, including time certificates representing borrowed money 15,000 00 1,398 3S 1-1,000 00 1,000 00 7 00 8,456 08 1,014 00 Total * -10,87-") 46 Total * '40,875 40 LOANS AND DISCOUNTS. Tn suit.-.. .. In judgment. Not in suii.. . Total 28,228 81 28,228 81 Good Doubtful Worthless Total * 28,22s si * 28.228 81 ma TREASURER'S REPORT. 93 Statement of the Condition of the Bank of Barwick, Located at Barwick, Ga., at the Close of Business December 17, 1907. M. E. POPE, President. E. M. DELL. Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans. Overdrafts Bonds and stocks owned by ihe bank Banking house Furniture and fixtures. 0' her real estate. Due from banks and bankers in this Stale. Due from banks and bankers in other States Gold : Silver, nickels and pen- Checks and cash items. Exchanges for the clear- Interest paid 35,400 04 3,217 62 1,636 83 1,594 71 1,318 44 7,034 61 1,125 00 255 24 49 62 1,374 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and Due to banks and bank- ers in this State Due to banks and bank- ers in other States... Due unpaid dividends Individual deposits sub- Demand certificates.. . Time certificates Certified checks. . Cashier's checks Due. to clearing House. . Notes and bills redis- counted ' Bills payable, including time certificates rep- resenting borrowed 15,000 00 1,696 40 29,397 28 1,405 18 8 85 5,500 00 Total if 53,006 71 Tolal LOANS AND DISCOUNTS. $ 53,006 71 In suit In judgment Not in suit Total 8t r " . . $ $ 35,400 64 3\400 64 Good Doubtful Worthless Total * 35,400 64 $ 35,400 64 94 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Baxley Banking Co., Located at Baxley, Ga., at the Close of Business March 13, 1907. RESOURCES. LIABILITIES. Loans and discounts. ..$ Demand Loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest paid :. 152,973 99 508 26 7,647 50 14,000 00 21,347 27 2,116 50 2,749 00 1,676 00 . 1,497 71 138 55 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States .. Due unpaid dividends . Individual deposits sub- ject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 59,500 00 5,804 52 82,169 17 57,180 09 Total * 204,653 78 Total $ 204,653 78 LOANS AND DISCOUNTS. In suit In judgment Total. . . . * 1,459 20 Good 848 35 Doubtful * 152,1)73 99 Total $ 152,973 99 * 152,973 99 TREASURER'S REPORT. 95 Statement of the Condition of the Baxley Banking Co., Located at Baxley, Ga., at the Close of Business December 17, 1907. P. H. COMAS, President. V. H. MCQUARIE, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 190,719 02 3,000 00 590 07 4,000 00 4,032 05 19,472 78 19.984 18 7,486 93 12,000 00 800 00 809 89 125 55 833 72 Total * 263.854 19 Capital stock paid in. .$ 60,000 00 Surplus fund 5,462 36 Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States.. .. Due unpaid dividends. . Individual deposits sub- ject to check 80,194 78 Demand certificates. . . . Time certificates - 68,613 80 Certified checks Cashier'schecks 3,583 25 Due to clearing house.. . Notes and bills redis- counted 45,000 00 Bills payable, including time certificates rep- resenting borrowed money Total $ 263,854 19 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 2,766 99 190,952 03 * 193;719 02 Good Doubtful Worthless Total $ 103,169 02 550 00 $ 193,719 02 .. 96 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Banking Co., Located at Baxley, Ga., at the Close of Business March 13, 1907. RESOURCES LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate. .. . Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and | en- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest p id ... 52,206 70 789 80 1,884 18 551 71 655 07 774 00 117 50 515 04 701 81 Total $ 58,195 90 Capital st.ick paid in.. .$ Surplus fund Undivided profits, less current nxpenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. Due unpaid dividends. . Individual deposits subject to check . Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 30,060 00 1,370 41 5,826 06 3,939 43 17,OU0 00 Total $ 58.195 90 LO \NS AND DISCOUNTS. In suit ... . ... In judgment Total * Good Doubtful .. . 52,200 76 Worthless $ 52,206 76 Total ... $ 52.206 76 TREASURER'S REPORT. 97 Statement of the Condition cf the Citizens Banking Co., Located at Baxley, Ga., at the Close of Business December 17, 1907. W. R BLACK, President. D. D. GILMORE, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. . $ 51,080 84 Demand loans Overdrafts ..... ........ 101 11 Bonds and stocks owned by the bank Banking house H urniture and fixtures. 2,280 34 Other real estate Due from banks and . bankers in this State. 565 98 Due from b inks and bankers in otherStates' 480 67 Currency ") Gold \, Silver, nickels a n d j- 2,161 42 pennies I Checks and cash items J Exchanges for the clear- ing house Profit and loss Interest paid .' Capita] stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State .. Due to banks and bank- ers in otherStates.... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. . .. Time certificates Certified checks Cashier's checks. Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money ,. 31,800 00 1,837 03 604 44 9,279 54 502 00 16 85 13,500 00 Total. I 57,569 '86 i Total :.. $ 57,569 86 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 245 03 241 75 51,493 56 $ 51.980 34 Good Doubtful Worthless Total $ 51,980 34 $ 51,980 34 98 TREASURER'S REPORT. Bank Examiner's Report of the Condition of The Bishop Banking Co., Located at Bishop, Ga., at the Close of Business November 9, 1907. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures.. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pennies Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid 39,03(5 82 2,925 91 1,183 58 6,487 83 2,854 58 678 00 612 88 2,236 63 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates lime certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money ,.... 25,000 00 2,894 14 20,622 09 7,500 00 Total. In suit In judgment Not in suit Total $ 56.016 23 Total... LOANS AND DISCOUNTS. $ Good Doubtful 39,036 82 Worthless $ 39,036 82 Total $ 56,016 23 $ 39,036 82 $ 39,036 82 TREASURER'S REPORT. 99 Statement of the Condition of The Bishop Banking Co., Located at Bishop, Ga., at the Close of Business December 17, 1907. S. D. FAMBRAUGH, President. E. G. FAMBRAUGH, Cashier. BEBOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Bonds and stocks owned by the bank Furniture and fixtures.. Other real estate Due from banks and bankers in this State.. Due from banks and bankers in other States Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- Profit and loss Interest paid Total $ 38,154 06 517 20 1,210 83 5,514 89 367 55 1,027 00 45 00 6,052 6L 997 62 53,886 76 Capital stock paid in. .$ Surplus fund Undivided profits, less current expense's and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. .. Due unpaid dividends. . Individual deposits subject to check Demand certificates.. .. Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payab'e, including time certificates representing borrowed Total * 25,000 00 1,221 02 3,560 04 14,605 70 2,000 00 7,500 00 53,886 76 LOANS AND DISCOUNTS. In judgment $ Good Doubtful 38,154 06 $ 38,154 06 Total ....$ 38,154 06 $ 38,154 06 100 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Blaekshear Bank, Located at Blaekshear, Ga., at the Close of Business March 16, 1907. RESOURCES. LIABILITIES. Loans and discounts.. $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house..... Furniture and fixtures. Other real estate Due from banks and bankers in this State . Due from banks and bankers in other States Currency Gold Silver, nickels and pennies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 60,245 67 32,000 00 22,109 52 50,000 00 1,540 00 10,830 46 5,859 37 1.512 00 10 00 349 66 610 15 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States . . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing b o r r o wed money 50,000 00 5,066 01 74,289 33 50,502 69 208 80 5,000 00 Total $ I81.O66 83 Total $ 185,066 83 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total if Good Doubtful 92,245 67 Worthless $ 92,245 67 Total $ 92,245 67 $ 92.245 67 TREASURER'S REPORT. 101 Statement of the Condition of the Blaekshear Bank, Located at Blaekshear, Ga., at the Close of Business December 17, 1907. A. P. BRAXTLEY, President. M. C. MCALPIN, Cashier. RESOURCES. LIABILITIES. Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate. Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss. Interest paid 99,563 85 12,006 15 1,561 22 50,000 00 1,510 00 11,208 99 3,279 03 1,836 00 320 00 1,038 07 Capital stork paid in.. .if Surplus fund Undivided profits less current expenses a^d taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certilicates Certified checks Cashier's checks Due lo clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing b o r r owed money 50,000 00 3,487 87 63,830 15 50,017 29 18 00 15,000 00 Total $ 182,353 31 Total LOANS AND DISCOUNTS. $ 182,353 31 In suit In judgment Not in suit Total $ 111,570 00 $ 111.570 00 Good Doubtful Worthless Total $ 111,570 00 * 11L57000 102 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the CitifcensBank, Located at Blackshear, Ga., at the Close of Business March 16, 1907. RESOURCES. LIABILITIES. Loans and discounts . . $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- Profit and loss Interest paid Depositors fund 34,722 21 2,353 70 1,786 69 2,217 33 4,948 77 819 00 275 09 2,822 70 Capital stock paid in. .$ Surplus fund. ...... Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends.. Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 925 25 4,000 00 11,057 77 8,962 47 10,000 00 49,945 49 49,945 49 LOANS AND DISCOUNTS. In judgment Not in suit Total $ Good Doubtful. 34,722 21 Worthless $ 34,722 21 Total 1 34,722 21 $ 34,722 21 TREASURER'S REPORT. 103 Statement of the Condition of the Citizens Bank, Located at Blackshear, Ga., at the Close of Business December 17, 1907. A. J. STRICKLAND, Piesident R W. BLACKMON, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks ov ned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Total $ 37,488 62 5,000 00 78 50 2,353 70 1,788 69 1,003 48 3,538 28 2,000 00 300 00 797 85 1,598 91 55,948 03 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State ... . Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time ceritficates Certified checks Cashier's checks. Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money Total $ 15,000 00 1,928 44 25,165 02 10,854 57 3,000 00 55,948 0 3 LOANS AND DISCOUNTS. In suit In judgment Notiniuit Total $ Good Doubtful 42,488 62 Worthless $ 42,488 62 Total $ 42,488 62 $ 42,488 62 101 TREASL ' REPORT. Bank Examiner's Report of the Condition of the Bank of Blakely, Located at Blakely, Ga., at the Close of Business January 16, 1U07. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate .... Due from b;.nks and bankers in this State. Due from banks and bankers in other Slates Currency.... Gold Silver, nickels and pennies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 135,739 06 9,951 07 104,595 40 7,250 00 2,500 00 10,300 62 10,980 20 6,210 00 ;io 00 2,587 63 1,882 04 Total $ 292,086 02 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid . Due to banks and bankers in this State . . Due to banks and bankers in other State? . Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 50,000 00 20,000 00 51,959 73 147,553 46 2,582 83 20,000 00 Total .$ 292,086 02 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total if 145,090 13 $ 145,690 13 Wood Doubtful Worthless Total $ 145,690 13 .$ 145,690 13 'RKASURER'S REPORT. 105 Statement of the Condition of the Bank of Blakely, Located at Blakely, Ga., at the Close of Business December 17, 1907. D. W. JAMBS, President. JOHN D. BCJTLBK, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house 1 Furniture and fixtures/ Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency God Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 168,625 72 69,870 82 14,053 78 ,, , M U,6M w 15,120 IS 15,343 61 8,201 00 82 50 2,631 96 1,544 03 Total ... .$ 306,803 52 Capital stock paid in . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State .... Due to banks and bank- ers in other States. . .. Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates.... Time cenificates Certified checks Cashier's checks Due to clearing House, certificates .... Notes and bills redis- counted Bills payable, including time certificates rep resenting borrowed money 50,000 00 20,000 00 00,252 73 18,343 55 127,235 64 3,976 60 11,995 00 15,000 00 Tots! .'$ 306,803 52 LOANS AND DISCOUNTS. In suit Tn judgment. . Not in suit Total $ 6,184 9: 162,12' 00 $ '-Ood Doubi ful. Worthless Total $ 162,126 00 * w^m 106 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Boston, Located at Boston, Ga., at the Close of Business February 13, 1907. RESOURCES. LIABILITIES. Loans and discounts..! Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 33,748 15 1,929 29 111 05 7,393 35 5,702 52 2,387 71 2,627 00 105 00 1,570 46 145 76 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States .... Due unpaid dividends.. Individual deposits sub- Demand certificates.... Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- Bilis payable, including time certificates representing borrowed money 25,000 00 3,098 56 18,693 72 254 91 8,673 10 55,720 29 Total LOANS AND DISCOUNTS. $ 55,720 29 In suit In judgment Not in suit Total $ Doubtful 35,677 44 Worthless $ 35,677 44 Total $ 35,677 44 .. J 36,677 44 TREASURER'S REPORT. Statement of the Condition of the Bank of Boston, Located at Boston, Ga., at the Close of Business December 17, 1907. J. W. TAYLOR, Vice-President. M. M. STANALAND, Cashier. RESOURCES. LIABILITIES. Loans and discounts $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house ) Furniture and fixtures / Other real estate Due from banks and bankers in this State. Due from banks and ibankers in other States Currency ^.?ld ':,-; Silver, mckeis, and pen- nies . . Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates on hand .. 31,339 39 833 3? 1,550 54 ',38135 3,282 80 904 06 2,552 00 810 00 1,694 98 274 10 09 51 3,00100 Total $ 54,433 05 Capital stock paid in.... $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaiddividends .. Individual deposits sub- ject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house for certificates Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 25,000 00 2,980 66 40 00 15,290 57 10 45 9 111 37 2,000 00 Total.. " ..$ 54,433 05 LOANS AND DISCOUNTS. In suit In judgment. Not in suit.. Total 141 00 42 00 Good Doubtful Worthless Total . $ .'.[[. $ ^m 108 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Merchants & Fanners Bank of Boston, Located at Boston, Ga., at the Close of Business February 13, 1907. RESOURCES. LIABII.ITIKH. Loans and discounts.. . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankersinother States Currency '.. Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 129,396 91 5,051 80 3,081 70 51,000 00 3,013 40 1,088 21 14,716 05 7,760 11 3,350 00 1,345 00 1,266 96 3 25 Capital stock paid in.. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. .. . Due unpaid dividends . Individual deposits subject to check Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills ^dis- counted Bills payable, including time certificates representing borro wed money 35,000 00 21,704 77 52 00 68,994 12 44,277 03 145 47 5,000 00 Totu In suit In judgment Not in suit Total .$ 175 173 39 Total LOANS AND DISCOUNTS. ^ 134,448 71 $ 131,448 71 Good Doubtful Worthless Total $ 175.173 39 if 134,448 71 $ 134,448 71 TREASURER'S REPORT. 109- Statement of the Condition of the Merchants & Farmers Bank,, of Boston, Located at Boston Ga., at the Close of Business December 17, 1907. JAS. M. JANES, Vice-President. J. A. HORN, Cashier. RESOURCES. LIABILITIES. Loans and discounts $ 134,024 45 Demand loans 322 00 Overdrafts secured and unsecured 2,485 18 Bonds and stocks owned by the b ink Banking house 3,500 00 Furniture and fixtures. Other real estate 1,000 00 Due from binks and bankers in this State. 9,205 05 Due from banks and bankers in other States 3,954 75 Currency 11,534 00 Gold Silver, nickels and pen- 277 50 nies 3,117 91 Checks and cash items.. Exchanges for the clear- 16 07 ing house Profit and loss Interest paid Demand loans on cotton 6,185 28 Clearing house certifi- cates on hand 846 00 Capital stock paid in.. .$ 35,000 00 Surplus fund Undivided profits, less current expenses and taxes paid 19,865 50 Due to banks and bank- ers in this State Due to banks and bank- ers in other States... . Due unpaid dividends.. 4 00 Individual deposits sub- ject to check 62,373 06 Demand certificates ... 119 03 Time certificates 46,15S 13 Certified checks Cashier's checks 242 56 Due to clearing house, bills payable 7,500 00 Notes and bills redls- counted Bills payable, including time certificates rep- resenting b o r r o wed money 2,500 00 Reserved for interest and taxes 2,705 91 Total .- $ 176,468 19 Total $ 176,468 19- LOANS AND DISCOUNTS. In suit Not in suit Total $ 140,531 73 $ 140,531 73 Good Doubtful Total.. $ 140,357 59 174 14 110 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Bowersville, Located at Bowersville, Ga., at the Closejof Business^August 29, 1907. RESOURCES. LIABILITIES. Loans and discounts . . $ Overdrafts secured by Bonds and stocks owned by the bank Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Interest paid Total $ 27,070 31 1,082 40 ..1 16 1,675 00 1,119 11 632 70 156 46 497 00 335 99 6*50 32,576 63 Capital stock paid in.. .$ 18,500 00 Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates. ... Time certificates Certified checks 1,163 75 1,486 15 4,626 73 800 00 Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 6,000 00 Total $ 32,576 63 LOANS AND DISCOUNTS. In judgment Not in suit Total $ Doubtful 28,152 71 Worthless $ 28,152 71 $ 28,152 71 $ 28,152 71 TREASURER'S REPORT. Ill Statement of the Condition of the Bank of Bowersville Located at Bowersville, Ga., at the Close of Business, December 17, 1907. W. C. MASON, President. S. A. VERNER, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. . Exchanges for the clear- ing house Profit and loss Interest paid 22,471 28 1,675 00 1,199 83 6,786 40 3,540 98 2,900 00 100 00 976 10 Capital stock paid in.. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearinghouse . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 18,500 00 2,006 70 18,342 89 800 00 Total $ 39,649 59 Total $ 39,649 59 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 22,471 28 Worthless $ 22,471 28 Total $ 22,471 28 $ 22,471 28 wm 112 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Bremen, Located at Bremen, Ga., at the Close of Business, October 23, 1907. RESOURCES. LIABILITIES. Loans and discounts..? Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Depositors guarantee fund 83,217 55 82 00 2,731 52 2,7(0 CO 1,780 85 1,316 55 7,404 61 8,632 82 873 00 710 00 583 20 2,185 94 2,822 70 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State .... Due to banks and bankers in other States . . Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates... . Time certificates Certified checks Cashier's checks . ... Due to clearing house . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 25,000 00 2,595 27 2,000 00 5,000 00 38,745 47 16,700 00 25,000 00 Total % 115,040 74 Total $ 115,040 74 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 83,299 55 Worthless $ 83,299 55 Total. $ 83,299 55 $ 83,299 55 TREASURER'S REPORT. 113 Statement of the Condition of the Bank of Bremen, Located at Bremen, Ga., at the Close of Business December 17, 1907. W. H. WILLIAMSON, President. X J. AIANYHAM, Cashier. RESOURCES. LIABILITIES. Loans and discounts. ..$ Demand loans Overdrafts, on cotton .. Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency " Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clearing house Profit and loss Interest paid 45,209 78 2,787 16 2,700 00 l ,780 85 1,335 17 19,533 05 13,104 17 1,825 00 764 82 322 93 Capital stock paid in $ Surplus fund. Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States. .. Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 25,000 00 3,275 93 39,037 60 14,050 00 g,000 00 TotaI $ 89,303 53 Total $ 89,363 53 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total | Good Doubtful 45,209 78 Worthless $ 45,209 78 Total $ 45,209 78 $ 45.209 78 114 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Terrell County Bank, Located at Bronwood, Ga., at the Close of Business December 11, 1907. RESOURCES. LIABILITIES Loans and discounts . $ Bonds and stocks owned Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Clearing house certifl- Total $ 15,598 40 680 00 630 22 1,500 00 800 00 1,033 60 12,607 16 7,046 00 8,894 00 20 00 1,649 16 74 10 380 00 50,912 64 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends . Individual deposits sub- Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted . Bills payable, including time certificates representing borrowed Total $ 15,000 00 2,629 66 33,082 98 200 00 50,912 64 LOANS AND DISCOUNTS. In suit Total $ ... $ 16,278 40 16,278 40 Good Doubtful Worthless Total .... $ 16,278 40 * 16,278 40 TREASURER'S REPORT. Statement of the Condition of the Terrell County Bank, Located at Bronwood, Ga., at the Close of Business December 17, 1907. J. M." BULL, President. 0. H. PRICE, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Bonds and stocks owned Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- 17,021 45 680 00 1,997 64 1,500 00 800 00 1,033 60 7,939 76 10,270 98 7,542 00 20 00 1,718 38 514 10 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State . ... Due to banks and bankers in other States. .. Due unpaid dividends. . Individual deposits subject to check Demand certificates. .. . Time certificates Certified checks 15,000 00 2,765 Si; 33,072 05 Due to clearing house. . Notes and bills redis- Bills payable, including time certificates representing borrowed 200 00 51,037 91 Total LOANS AND DISCOUNTS. $ 51,037 91 Total $ Good Doubtful 17,701 45 Worthless $ 17,701 45 Total $ 17,701 45 .... $ 17,701 45 116 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Peoples Bank, Located at Broxton, Ga., at the Close of Business March 19, 1907. RESOURCES. LIABILITIES. Loans and discounts $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Kurnitureandfixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Depositors fund 28,474 57 4 80 1,962 98 1,586 49 3,245 51 1,774 84 10,849 13 604 00 85 00 726 54 272 49 375 83 2,822 70 Capital stock paid in. . .$ 150,000 00 Surplus fund Undivided profits, less current expenses and taxes paid 1,494 27 Due to banks and bank- ers in this State 12,500 00 Due to banks and bank- ers in other States... Due unpaid dividends. . Individual deposits sub- ject to check 8,827 12 Demand certificates. .. . Time certificates 4,963 49 Certified checks Cashier's checks. Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting money borrowed 10,000 00 Total $ 52,784 88 Total $ 52,784 88 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 28,474 57 . .$ 28,474 57 Good Doubtful Worthless Total $ 28,474 57 '...$ 28,474 57 TREASURER'S REPORT. Statement of the Condition of the Peoples Bank, Located at Broxton, Ga., at the Close of Business, December 17, 1907. T. M. FLETCHER, President. J. E. PITTS, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickles and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 26,068 39 ) ,962 98 1,685 61 4,017 58 579 06 2,979 38 1,004 00 75 00 570 37 310 47 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States Due unpaid dividends. . Individual deposits subject to check Time certificates Demand certificates. .. Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 718 71 6,000 00 16,048 92 2,085 16 Total $ 39,852 79 Total LOANS AND DISCOUNTS. $ 39,852 79 In suit In judgment Not in suit Total $ 102 36 Good 157 00 Doubtful 26,409 03 Worthless $ 26,668,39 Total $ 26,668 39 $ 26,668 39 118 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Brunswick Bank & Trust Co., Located at Brunswick, Ga., at the Close of Business March 6, 1907. RESOURCES. LIABILITIES. Loans and discounts... $ 301,489 10 Demand loans 52,071 72 Overdrafts 1,203 42 Bonds and stocks owned by the bank 11,044 04 Banking house Furniture and fixtures. 1,800 00 Other real estate 4,990 67 Due from banks and bankers in this State. 14,862 84 Due from banks and bankers in other States 65,402 78 Currency 17,591 00 Gold 678 17 Silver, nickels and pen- nies 5,246 07 Checks and cash items. 787 60 Exchanges for the clear- ing house Profit and loss Interest paid Capital stock paid in. . .$ 100,000 00 Surplus fund 53,000 00 Undivided profits, less current expenses and taxes paid 5,935 74 Due to banks and bank- ers in this State 10,927 22 Due to banks and bank- ers in other States. . . Due unpaid dividends. . 64,463 57 Individual deposits sub- ject to check. 199,671 36 Demand certificates ... 19,252 00 Time certificates 17,159 54 Certified checks 265 35 Cashier's checks 1,489 63 Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting b o r r o wed money 5,000 00 Total. In suit In judgment Not in suit Total Total. LOANS AND DISCOUNTS. $ 353,560 91 $ 353,560 91 Good Doubtful Worthless Total. . . $ 353,560 91 $ 353,561 91 SfeS TREASURER'S REPORT. 119 Statement of the Condition of the Brunswick Bank & Trust Co., Located at Brunswick, Ga., at the Close of Business December 17, 1907. PRANK D. AIKEN, President. GEO. H. SMITH, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Due from banks and bankers in this State. Due from banks and Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for theclear- 283,849 34 62,141 96 517 79 12,447 00 15,500 00 1,800 00 2,768 74 25,212 73 47,079 93 27,966 00 2,790 00 13,989 56 2,285 36 21,175 00 Capital stock paid in $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub- Demand certificates... . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 100,000 00 56,000 00 9,990 94 13,208 59 237,356 62 1,896 00 31,623 25 781 85 3,(W6 16 35,0.0 00 30,' 00 00 519.523 41 Total LOANS AND DISCOUNTS. $ 519,523 41 In suit In judgment Not in suit Total $ 400 00 345,591 30 $ 345,991 30 ftood. Doubtful Worthless Total $ 345,591 30 400 00 $ 345,991 30 120 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Glynn County Bank, Located at Brunswick, Ga., at the Close of Business March 7, 1907. BESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts . . .'. Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency .... Gold ...'.'.'.'.'. Silver, nickels and pennies Checks and cash items . Exchanges for the clearing house Profit and loss Interest paid , 11,279 20 18,975 42 4,130 74 24,365 39 11,543 51 25,722 00 10 00 3,550 06 30 00 594 86 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States Due unpaid dividends.. Individual deposits sub- ject to check. Demand certificates . .. Time certificates Certified checks ] Cashier's checks [ Due to clearing house' Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 75,000 00 25,195 98 5 20 In suit In judgment Not in suit - Ital LOANS AND DISCOUNTS. '.'.'... ,'.' $ n 279 20 11,279 20 DSou?b;tVfu,l Worthless Total .,... * H.279 20 $ ]]j279 2Q TREASURER'S REPORT. 121 Statement of the Condition of the Glynn County Bank, Located at Brunswick, Ga., at the Close of Business December 17, 1907. J. J. LOTT, President. J. L. ALLEN, Cashier. KESOUHCES. LIABILITIES. Loans and discounts.. .$ Overdrafts Bonds and stocks owned by the bank Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and Gold Silver, nickels and pen- Checks and cash items.. Exchanges for the clear- 67,649 30 3,645 60 54 33 22,101 65 5,866 38 11,325 02 19,534 61 11,016 00 180 00 6,286 92 1,029 43 14,067 00 Total $ 16-2,756 24 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State.. . . Due to bank* and bankers in other States ... Due unpaid dividends.. Individual deposits sub- Demand certificates. ... Time certificates Certified checks. ..*.... Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money. 75,000 00' 1,609 13 778 ,77 65,869 22 4,140 00 1,843 12 19 00 1,997 00 11,500 00 lti2,75t> 24 LOANS AND DISCOUNTS. In suit In judgment Not in suit. .. Total. (1,294 90 Good Doubtful Worthless * 71,294 90 Total. $ 71,294 90 $ 71,294 90 WB 122 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Buena Vista Loan Savings Bank, Located at Buena Vista, Ga., at the Close of Business December 14,1907. RESOURCES. LIABILITIES. Loans and discounts.. $ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies ' Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid C. H. certificates 66,616 25 52,544 34 54,161 28 3,000 00 18,558 16 4,114 61 3,274 00 102 75 556 10 2,62157 53 47 834 00 Total .$ 156,439 53 Capital stock paid in .. .$ Surplus fund.. ... Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearinghouse. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 30,000 00 20,000 00 146 25 75,174 26 31,119 02 Total $ 156,439 53 LOANS AND DISCOUNTS. Insuit $ 3,46,3 76 Good In judgment 335 54 Doubtful Not in suit 62,813 95 Worthless Total.... $ 66,616 25 Total $ 65,836 41 444 30 335 54 $ 66,616 25 TREASURER'S REPORT. 123 Statement of the Condition of the Buena Vista Loan & Savings Bank, Located at Buena Vista, Ga., at the Close of Business, December 17, 1907. J. S. ROGERS, President. J. W. ROBERTS, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. . .$ Demand loans, over drafts on cotton Overdrafts Bonds and stocks owned by tt e bank Banking house Furniture and fixtures (all charge off) Other real estate Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency 1 Gold I Silver, nickels and pen- } nies I Cheeks and cash items J Exchanges for the clear- ing house Profit and loss Interest and expenses paid Insurance account 66,104 75 56,051 76 764 86 3,000 00 1,080 48 8,744 30 1,743 92 891 37 Total $ 147,381 44 Capital stock paid in . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States Due unpaid dividends . . Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money Cost account (cost re- turned) 30,000 00 20,000 00 1,683 01 214 90 146 25 64,416 64 30,936 64 4 00 Total $ 147,381 44 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 2,213 27 315 54 63,575 94 $ 66,104 75 Good Doubtful Worthless Total $ 65,075 94 1,500 00 1,028 81 $ 66,104 75 124 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Buford, Located at Buford, Ga., at the Close of Business September 18, 1907. RESOURCES. -LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Branch bank at Ouluth, Ga 69,619 56 1,986 00 53161 1,579 39 1,735 74 4,926 67 2,768 96 2,020 00 80 00 148 32 139 05 33,500 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates ... TimH certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing b o r r o w ed money 25,000 00 23,990 29 31,113 33. 26,140 18 41 50 5,250 00 ,500 00 Total $ 119,035 30 Total $ 119,035 30 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 71,605 56 Worthless $ 71 605 56 Total $ 68,150 06 3,455 50 $ 71,605 56 mm TREASURER'S REPORT. 125 Statement of the Condition of the Bank of Buford, Located at Buford, Ga., at the Close of Business December 17, 1907. L. P. PATTILLO, President. CARL PERKY, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Total $ 79,579 78 7,006 00 J.286 ]3 o.-5 * 2,9/7 16 20,786 12 2,852 86 7,502 00 72 50 947 91 5,950 11 132,219 18 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. .* Notes and bills rediscounted Bills payable, including time certificates representing borrowed money Savings department 25,000 00 20,123 97 25 00 62,892 29 23,560 33 3 00 Ab,i.*o.Q Total ..$ 132.219 18 LLOANS AND DISCOUNTS. In suit In judgment Not in suit _Total 10 tr % Good Doubtful. 86,585 iS Worthless 86,585 78 Total * 86,585-78. I 86,685 78- 126 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Shadbnrn Banking Co., Located at Buford, Ga., at the Close of Business, September 19, 1907. RESOURCES. LIABILITIES. Loans and discounts..! Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Cold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house .',! Profit and loss Interest paid Branch bank, Alpharet- ta, Ga 113,855 14 524 30 2,145 00 1,087 84 578 56 3,395 00 15 00 656 46 50 8,179 96 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States.... Due unpaid dividends.. Individual deposits sub- ject to check Savings deposits Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted... Bills payable, including time certificates representing borrowed money 40,000 00 5,000 00 379 54 640 68 31,985 40 10,282 04 16,650 00 28,500 00 Total . $"^733^437 76 Total. .$ 133,437 76 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total -.... 87 51 113,767 63 Good Doubtful Worthless 113,855 14 Total 113,767 63 87 51 113,855 14 TREASURER'S REPORT Statement of the Condition of The Shadburn Banking Co., Located at Buford, Ga., at the Close of Business December 17, 1907. W. B. SHADBURN, President N. S. ROBINSON, Cashier RESOURCES. LIABILITIES. Loans and discounts.. . .$ 94,113 24 Demand loans Overdrafts " 2,228 03 Bonds and stocks owned by the bank Banking house Furniture and fixtures. 2,937 50 Other real estate Due from banks and bankers in this State. 18,453 05 Due from banks and bankers in other States 1,539 77 Currency -V 6,674 00 Gold 730 00 Silver, nickels and pen- nies 610 57 Checks and cash items. 584 58 Exchanges for the clear- ing house Profit and loss Interest paid 2,462 93 Total $ 130,333 67 Capital stock paid in.. .$ 40,000 00 Surplus fund 5,000 CO Undivided profits, less current expenses and taxes paid 4,592 57 Due to banks and bank- ' ers in this State 6,618 61 Due to banks and bank- ers in other States.... Due unpaid dividends.. Individual deposits sub- ject to check...... ... 48,139 54 Demand certificates..,,, >. % Time certificates.....'..' 20,482 95 Certified checks Cashier's checks Due to clearing house . Notes and bills redis- counted 5,500 00 Bills payable, including time certificates rep- resenting borrowed money Total % 130,333 67 LOANS AND DISCOUNTS. In judgment .... Total 94,113 24 $ 94,113 24 Good.!... Worthless Total % 94,113 24 $ 94,113 24 128 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Bullochville, Located at Bullochville, Ga., at the Close of Business December 17, 1907. RESOURCES. LIABILITIES. Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 28,042 33 390 23 848 38 1,980 76 221 83 7,879 00 90 00 516 80 67 68 524 00 Total. $ 40,561 01 Capital stock paid in... $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankerg in this Stale Due to banks and bankers in other States .. . Due unpaid dividends . Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notts and bills rediscounted Bills payable, including time certificates representing b o r r owed money 15,000 00 4,030 35 21,530 66 Total $ 40,561 01 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 28,012 33 * 28,012 33 Good Doubtful Worthless Total. $ 28,042 33 * 28.042 33 TREASURER'S REPORT. Statement of the Condition of the Bank of Bullochville, Loca ted at Bullochville, Ga., at the Close of Business December 17, 1907. B. F. BULLOCH, President. A. C. DUNN, Cashier RESOURCES. LIABILITIES. Loans and discounts. .. $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking houss Furniture and fixtures. Other real estate Due from banks and bankers in this State.. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- 28,042 33 821 61 848 38 1,980 76 221 83 8,474 00 90 00 514 48 Capital stock paid in . . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Certified checks Due to clearing houe. . Notes and bills redis- 15,000 00 917 00 3,113 35 21,963 04 Interest paid Bills payable, includ- ing time certificates representing borrowed Total In suit In judgment Not in suit Total $ 40,993 39 LOANS AND DISCOUNTS. $ - 28,042 33 $ 28,042 33 Good Doubtful Worthless Total 40,993 39 $ 28,042 33 $ 28,042 33 130 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Cairo Banking Co., Located at Cairo, Ga., at the Close of Business January 23, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers mother States Currency , Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 93,132 52 11,664 77 3,300 00 856 89 23,213 12 4,819 79 3 591 00 1,015 82 13 80 Capital stock paid in. .$ Surplus fund Undivided profit?, less current expenses and taxes paid Due to banks and bankers in this State...... Due to banks and bankers in other States ... Due unpaid dividends. . Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house . . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 35,000 00 16,790 53 89,179 05 638 13 Total In suit In judgment Not in suit Total $ 141,607 71 Total LOANS AND DISCOUNTS. $ Good Doubtful 93,132 52 $ 93.132 52 Total ....... $ 141,607 71 $ 93,132 52 $ 93,132 52 a KSCTJOT TREASURER'S REPORT. 131 Statement of the Condition of The Cairo Banking Co., Located at Cairo, Ga., at the Close of Business December 17, 1907. WALTER DAVIS, President. O. T. DAVIS, Cashier. RESOURCES. LIABILITIES. Loans and discounts .. .$ 105,476 85 Overdrafts Bonds and stocks owned 415 96 Furniture and fixtures. Other real estate Due from banks and bankers in this State . Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items . Exchanges for the clear- 3,300 00 856 89 29,147 22 3,207 64 1,849 00 30 00 817 70 Clearing house certifi- 1,496 00 146,597 26 Capital stock paid in. . ..$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . . Due unpaid dividends. . Individual deposits sub- Demand certificates.... 35,000 00 11,000 94 9,262 21 84,080 14 Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- 1,453 97 5,800 00 Bills payable, including time certificates representing borrowed Total !....$ 146,597 26 LOANS AND DISCOUNTS. In suit. In judgment Not in suit Total $ 105,476 85 $ 105,476 85 Good Doubtful Worthless Total $ 105,476 85 $ 105,476 85 3 **& wmm 132 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Bank, Located at Cairo, Ga., at the Close of Business January 23, 1907. RESOURCES. LIABILITIES. Loans and discounts.. . $ Overdrafts Bonds and stocks owned Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items.. Exchanges for the clear- Profit and loss 89,628 89 1,533 31 199 52 2,431 13 2,260 37 67,804 51 3,333 02 1,428 00 115 00 1,181 19 14 15 Capital stock paid in. .$ Undivided profits, less current expenses and taxes paid. Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 25,000 00 8,000 00 3,666 29 1,124 00 131,191 62 947 18 Total $ 169,929 09 Total LOANS AND DISCOUNTS. $ 169,929 09 In suit In judgment Not in suit. Total .... * ... .$ 91,'62 20 91.162 20 Good Doubtful Worthless Total * 91,162 20 .. .$ 91,162 20 TREASURER'S REPORT. 133 Statement of the Condition of the Citizens Bank, Located at Cairo, Ga., at the Close of Business December 17, 1907. W. S. WIGHT, President. F. M. BHANNON, Cashier. RKSOUECES. LIABILITIES. Loans and discounts. ..$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house. Furniture and flxtuies. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates on hand 113,741 79 23fa 89 ,,,,,., * > 2,<5b9 rf 21,140 3b 9,443 bb l-V^b 0 117 50 2'bo6 A t,t&ivv Capital stock paid in. .% Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits subject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house, certificates received.. Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 25,000 00 8,000 00 5,101 75 80 00 1*5,007 74 TM l'u -TM Ba 800 uo Total .$ 168,25b 38 Total LOANS AND DISCOUNTS. ... $ 168,256 38 In suit In judgment Not in suit Total % t ,,,.,. 7q Ii3,<41 79 "3.741 79 Good Doubtful Worthless Total * 113,74179 "3.741 79 T-L'JF 134 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Peoples Bank, Located at Calhoun, Ga., at the Close of Business September 25, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency ... Gold '.'.'.'.'.'.'.'. Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- ing house Profit and loss '.. Interest paid _ Total $ 65,805 51 5,291 96 3,500 00 1,532 77 298 24 5,989 99 1,334 00 600 00 1,133 85 339 08 85,826 40 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . . Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates representing borr owed money Total $ 15,000 00 1,800 00 429 19 40,797 8412 799 37 15,000 00 85,826 40 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ .' 65,806 51 DS0o0u?b/t/f"u,l Worthless $ 65,806 51 Total - I 65,806 51 I~fis!mw si TREASURER'S REPORT. 135 Statement of the Condition of the Peoples Bank, Located at Calhoun, Ga., at the Close of Business December 17, 1907. W. F. SEAGLB, President. "W. B. KANKIN, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from'banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 52,561 79 1.239 87 3,500 00 1,607 77 2,090 17 1,119 22 8,180 00 1.085 00 89 7o Capital stock pjid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . Due unpaid dividends.. Individual deposits subject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money. 15,000 00 1,800 00 557 5& 120 98 37,562 12 8,625 00 10.500 00 Total. $ 74,165 69 Total * 74,165 69 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total ? Good Doubtful 52,561 79 Worthless. $ 52,5Hl 79 Total $ 52,561 7 $ 52,561 79 136 TREASURER'S RKCORT. Bank Examiner's Report of the Condition of the Bank of Camilla, Located at Camilla, Ga., at the Close of Business January 31, 1907. RESOURCES. LIABILITIES. Loans and discounts $ Demand loans Overdrafts .'.'.'.'.' Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate ....' , Due from banks and bankers in this State. Due from banks and bankers in other States Currency. Gold ..'-.'.v.;.':::: Silver, nickels and pen- nies Checks and cash items.' Exchanges for the clear- ing house Profit and loss Interest paid 97,236 12 11,482 33 3,592 96 1,918 54 23,364 62 3,900 70 3,615 00 1,570 00 1,374 00 182 00 _Total $ 148,236 28 Capital stock paid in. . .$ 25,000 00 Surplus fund 25,000 00 Undivided profits, less current expenses and taxes paid Due to banks and bank- 299 39 ers in this State Due to banks and bank- ers in other States... . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates Time certificates 55,124 64 Certified checks Cashier's checks Due to clearing house. . 375 25 137 00 Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 42,300 00 _Total $i 148,236 28 LOANS AND DISCOUNTS. Jn! 81 86 1,594 91 1,155 60 3,665 94 2,024 03 4,092 13 1,220 00 30 00 157 21 414 72 2,822 70 Total $ 85,6<*9 98 Capital stock paid in.. .$ Surplus fund . Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bank- ers in other States.. .. Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 25,000 00 427 85 3,500 00 3,500 00 12,107 56 16,144 37 10 20 2o.,000 Total $ 85,689 98 LOANS AND DISCOUNTS. Jn suit In judgment Not in suit T"^1 $ 399 60 68,031 2S $ 68,430 88 Good Doubtful. . Worthless. Total . . .$ 68,430 * 68.430 *>., **ss! TREASURER'S REPORT. 145 Statement of the Condition of the Carlton Bank, Located at Carlton, Ga., at the Close of Business December 17, 1907. R. W. HUFF, President. F. D. SMITH, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State Due from banks and bankersin otherStates Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 4,483 85 3,158 00 176 78 1,594 91 1,167 60 3,674 99 8,063 36 3,594 66 2,929 00 Capital stock paid in .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .. Due unpaid dividends . Individual deposits sub- Demand certificates.... 215 69 75 116 54 Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed 25,000 00 2,564 02 35,209 14 15,829 37 573 60 In suit In judgment Not in suit Total 79,176 13 Total LOANS AND DISCOUNTS. $ 79,176 13 $ Doubtful 57,641 85 Worthless $ 57,641 85 Total $ 57,641 85 .... $ 57,641 85 146 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Franklin County, Located at Carnesville, Ga., at the Close of Business, Nov. 4, 1907. RESOURCES. LIABILITIES. Loans and discounts .-.$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 41,342 66 2,474 31 616 80 11,302 15 529 76 2,145 00 525 00 1,014 45 31.51 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States ... Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates ... Time certificates . Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 17,000 U0 1,000 00 1,011 60 28,985 87 9,9S4 17 2,000 00 Total In suit In judgment Not in suit Total $ 59,981 64 Total LOANS AND DISCOUNTS. 41,342 66 41,342 66 Good Doubtful Worthless Total $ 59,981 64 41,342 66 $ 41,342 68 =^*^ TREASURER'S REPORT. 147 Statement of the Condition of the Bank of Franklin County, Located at Carnesville, Ga., at the Close of Business, December 17, 1907. W. 0. MASON, President. L. F. LENHARDT, Cashier. RESOURCES. LIABILITIES. Loans and discounts. $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 33,809 97 800 00 616 80 13,720 30 1,694 07 4,575 00 500 00 384 94 Capital stock paid in. .$ Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . . Due unpaid dividends.. Individual deposits sub- Demond certificates ... Time certificates Certified checks Cashier's checks (in de- Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money (see time certificates) 17,000 00 1,000 00 1,935 03 28,126 88 8,039 17 56,101 08 Total LOANS AND DISCOUNTS. $ 56,101 08 In suit In judgment Not in suit Total $ Good Doubtful 33,809 97 Worthless $ 33,809 97 Total I 33,809 97 $ 33,809 97 148 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Carrollton Bank, Located at Carrollton, Ga., at the Close of Business October 24, 1907. RESOURCES. LIABILITIES. Loans and discounts... $ I lemand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. . Exchanges for the clear- ing house Profit and loss Interest paid 223,430 19 1,241 00 17,530 15 20,765 62 1,666 30 10,446 54 13,016 26 9,816 00 2,935 00 1,516 99 1,353 13 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank. ers in this State. ... Due to banks and bankers in other States. . Due unpaid dividends . Individual deposits subject to check Savings deposits. . .. Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills rediscounted Bills payable, including time certificates, representing borrowed money 75,000 00 37,500 00 17,988 77 549 12 255 00 71,853 25 5,295 89 95,075 15 Total In suit In judgment Not in suit T"tI $ 303,517 Total... LOANS AND DISCOUNTS. $ .' 224,671 19 $ 224,671 19 Oood. . Doubtful Worthless Total ... $ 303,517 18 $ 224,671 19 $ 224,671 19 TREASURER'S REPORT. 149 Statement of the Condition of the Carrollton Bank, Located at Carrollton, Ga., at the Close of Business, December 17, 1907. J. T. BRADLEY, President. J. R. ADAMSON, Cashier. RESOURCES. LIABILITIES. Loans and discounts. . .$ 156,870 34 Demand loans Overdrafts, cotton. 41,455 52 Bonds and stocks owned by the bank Banking house Furniture and fixtures. 1,666 30 Other real estate Due from banks and bankers in this State. 9,244 92 Due from banks and bankers in other States 1,83165 Currency - 1i-33 00 Gold .. 3,235 00 Silver, nickels and pen- nies 1,500 13 Checks and cash items. 180 36 Exchanges for the clear- ing house Profit and loss Interest paid ...." Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividends . Individual deposits subject to check Demand certificates.. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing b o r r o wed money... 75,000 00 37,500 00 19,240 23 255 00 71,582 57 3,639 37 10,000 00 Total $ 217,217 22 Total LOANS AND DISCOUNTS. * 217,217 22 In suit In judgment Not in suit Total $ Io6,870 34 $ 156,870 34 Good Doubtful Worthless Total I 156,870 34 5 156,870 34 150 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Bank, Located at Carrollton, Ga., at the Close of Business October 24, 1907. BBSODRCES. LIABILITIES. Loans and discounts $ 125,652 84 Demand loans Overdrafts [.' 10,536 45 Overdrafts secured by cotton Bonds and stocks owned - by the bank Banking house .'. Furniture and fixtures. 3,000 00 Otht^r real estate Due from banks and bankers in this State. 18,266 39 Due from banks and bankers in other States 12 686 75 Currency 2,000 00 (joJd Silver, nickels and pen- nC^heieckfsan-dycas-hu-.items. Exchanges for the clear- ing house 21',1851819348 Profit and loss Interest paid [ Total $ 176,112 75 Capital stock paid in. . .$ 50,000 00' Surplus fund Undivided profits, less current expenses and taxes paid 3,946 70' Due to banks and bank- ers in this State Due to banks and bank- ers in other States. ... Due unpaid dividends. . Individual deposits sub- ject to check 57,083 OS Savings deposits Demand certificates .. Time certificates 2,582 97 Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 62,500 00 Total. . $ 176.112 75- LOANS AND DISCOUNTS. In suit In judgment Not in suit __JTotal_. $ " 125,652 84 $ 125,652 81 Good Doubtful Worthless Total $ 125,652 84 $ 125,652 84 wammm TREASURER'S REPORT. 151 Statement of the Condition of the Citizens Bank, Located at Carrollton, Ga., at the Close of Business December 17, 1907. .T. C. BASS, President. A. K. SNEAD, Cashier. BESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 54,147 51 18,386 56 3,000 00 6,218 23 13,429 08 6,754 00 1,362 43 735 08 Capital stock paid in. $ Surplus fund Undivided profits, les's current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . . Due unpaid dividends Individual deposits subject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money Savings deposits 50,000 00 5,20131 42,986 24 ' ,612 97 600 30 3,t>32 07 Total $ 104,032 89 Total $ 104-032 89 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good... Doubtful. 54,147 51 Worthless * 54,147 51 Total $ 54,147 51 $ 54,147 51 152 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Cartersville, Located at Cartersville, Ga., at the Close of Business September 17, 1907. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts '' Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Bue from banks and bankers in this State. Bue from banks and bankers in otherStates Currency Gold ".'.'.'.'.'. Silver, nickels and pennies Checks and cash items. Exchanges for the clear- ing house Profit and loss ..,'. Interest paid 170,918 65 8,930 90 6,385 74 4,724 22 1,632 11 19,101 74 14,262 90 2,327 00 25 00 763 73 163 55 Capital stock paid in. .$ Surplus fund. Undivided profits, less current expenses and taxes paid Bue to banks and bankers in this State Bue to banks and bankers in other States.... Bue unpaid dividends.. Individual deposits sub- ject to check Savings deposits Bemand certificates Time certificates Certified checks Cashier's checks Bue to clearing house. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money ; 50,000 00 10,000 00 1,361 40 3,833 03 4 00 70,230 6C 14,767 45 29 00 79,000 00 Total $ . 229.225 54 Total $ 229,225 54 LOANS ANB DISCOUNTS. fn ?"' In judgment *"1 in sui* ggtaI $ 200 00 ... '.'. 179,649 55 $ 179.849 55 Go0?. Doubtful Worthless. T"taI $ 179,814 55 .' ] ].' 35 00 $ 179,849 55 TREASURER'S REPORT. 153 Statement of the Condition of the Bank of Cartersville, Located at Cartersville, Ga., at the Close of Business December 17, 1907. J. S. LEAK, President. 0. M. MILAM, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Cunency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid, charged out Bartow Oo. warrants.. . 123,300 68 18,743 67 6,346 69 4,765 92 1,756 61 12,445 71 16,786 63 4,236 00 220 00 1,547 94 1,058 89 1,123 00 165 06 Total $ 192,496 80 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. .. Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 50,000 00 10,000 00 2,196 99 6,323 43 4,167 07 103,034 30 12,675 01 100 Oo4,000 00 Total $ 192,496 80 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 142,044 35 $ 142,044 35 Good Doubtful Worthless Total $ 141,998 35 11 oa 35 00 $ 142,044 35 154 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Farmers & Merchants Bank, Located at Cartersville, Ga., at the Close of Business September 18, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Overdrafts secured by Bonds and stocks owned by the bank Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency .... Gold Silver, nickels and pen- nies Checks and cash items.. .Exchanges for the clear- 84,832 52 9,049 81 24 59 3,026 54 14,600 88 4,503 94 3,399 00 10 00 1,108 87 1,192 48 Interest paid Depositors fund Total 2,702 70 $ 124,451 33 Capital stock paid in . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . .. Due unpaid dividends. . Individual deposits subject to check' 25,000 00 1,262 41 39,910 61 Demand certificates ... Time certificates... Certified checks Cashier's checks.... Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing bor rowed 35,270 81 7 50 11,000 00 12 000 00 Total $ 124,451 33 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total. $ Good Doubtful 93,882 33 Worthless $ 93,882 33 Total $ 93,882 33 $ 93,882 33 <**& TREASURER'S REPORT. 155 Statement of the Condition of the Farmers & Merchants Bank, Located at Cartersville, Ga., at the Close of Business December 17, 1907. L. F. SHAW, President. GEO. E. NOLAN, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit ;ind loss Interest paid 80,044 89 4,927 13 590 92 3,011 04 2,355 72 4,126 52 6,502 00 20 00 1,526 53 443 01 2,646 00 195 24 Capital stock paid in 5 Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certificates Certified checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed 25,000 00 2,340 73 36,311 34 36,736 93 6,000 00 Total $ 106,389 00 LOANS AND DISCOUNTS. 106,389 00 In suit In judgment Total $ 486 50 Good 79,558 39 Worthless $ 80,044 89 Total $ 80,044 89 $ 80,044 89 156 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Home Savings Bank, Located at Cartersville, Ga., at the Close of Business, September 21, 1907. RESOURCES. Loans and discounts . .% Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 58,808 89 2,549 00 397 27 3,360 75 1,757 89 9,626 40 1>703 00 75 00 54 37 292 41 2,822 70 LIABILITIES. Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 15,000 001,271 741,000 00 26,226 42. 11,351 01 11,598 51 15,000 00 Total $ 81,447 68 Total LOANS AND DISCOUNTS. $ 81,447 68 In suit In judgment Not in suit Total $ Good Doubtful 61,357 89 Worthless $ 61,357 89 Total * 61,357 89 61,357 89 TREASURER'S REPORT. 157 Statement of the Condition of the Home Savings Bank, Located at Cartersville, Ga., at the Close of Business December 17, 1907. R. B. HARRIS, President. J. T. CHAMBERS, Cashier. RESOURCES. LIABILITIES. Loans and discounts. . .$, Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States EXney::::::'.::::: Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest paid 57,018 97 Bfi jg i8& "' *,obU ' 1,990 uy 4,704 52 ^8 olo J.4 2,194 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates Time certificates Certified checks Cashier's checks^ Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing bor rowed money 15,000 00 i.zb4 41 43,977 16 ,, ... ,. M01 01 4ir,0l0m 0 m UU ft 5,500 00 Total In suit In judgment Not in suit Total '. 12 tr * 76.113 07 Total LOANS AND DISCOUNTS. $ Good Doubtful 57,o61j^ Worthless $ 57,561 32 Total $"~76,U3 07 57>56132 __$__57^6JJ2 * TM 158 TREASURER'S REPORT. Bank Examiner's Report^ of the Condition of the Bank of Cave Springs, Located at Cave Springs, Ga., at the Close of Business September 30, 1907. RESOUKCES. LIABILITIES. Loans and discounts.. .$ Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Due from banks and bankers in this State. Due from banks and bankers in other States. Gold Silver, nickels and pen- nies . Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Depositors guara n t e e 27,827 83 1,775 70 1,301 64 6,614 59 3,057 78 2,725 00 140 00 763 26 100 60 1,268 29 2,822 70 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certificates Certified checks Due to clearing house .. Notes and bills redis- Bills payable, including time certificates representing borrowed money 15,000 00 2,031 39 20,569 45 5,751 50 45 05 5,000 00 Total $ 48,397 39 Total $ 48,397 39 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 27,827 83 Worthless $ 27,827 83 Total $ 27,809 20 18 63 $ 27,827 83 . "mHBI|#Minn ii'iiiiwmminw TREASURER'S REPORT. 159 Statement of the Condition of the Bank of Cave Spring, Located at Cave Spring, Ga., at the Close of Business December 17, 1907. W. O. CONNOR, President. J. E. HARGIS, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estat e. Due from banks and bankers in this State. Due from banks and bank ers in other States Gold Silver, nickels and pen- nies Checks and cash items (regular) Exchanges for the clear- Profit and loss 21,174 88 109 07 1,775 70 1,299 74 8,224 03 3,649 10 1,862 00 65 00 362 34 126 96 Capital stock paid in. .$ Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends.. Individual deposits sub- Demand cert i fi c a t e s. Time certificates Certified checks Due to clearing house. . Notes and bills redis- Bills payable, including time certificates representing borrowed 15,000 00 412 27 108 00 17,293 16 5,580 30 255 09 In suit In judgment Not in suit Total 38,648 82 Total LOANS AND DISCOUNTS. $ Good.., Doubtful 21,174 88 Worthless $ 21.174 88 Total $ 38,648 82 $ 21,174 88 $ 21,174 88 160 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Cedartown, Located at Cedartown, Ga., at the Close of Business October 3, 1907. RESOURCES. LIABILITIES. Loans and discounts.. . .$ Demand loans Overdrafts secured by cotton Bonds and stocks owned 155,135 42 14,162 41 3,995 01 Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankersinother States Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit and loss 3,500 00 2,i20 45 3,795 07 19,228 68 4,577 00 600 00 291 10 4,032 34 Capital stock paid in.. .$ Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State .. Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates. . . . Time certificates 5,000 00 10,000 00 5,053 78 77 50 16 00 81,056 69 4,381 20 40,756 31 Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed 100 00 20,000 00 Total $ 211,441 48 211.441 48 LOANS AND DISCOUNTS. In judgment .. . Not in suit Total * 169,297 83 $ 1H9,297 83 fiood Worthless: Total.. . . $ 168,997 83 300 00 $ 169,297 83 TREASURER'S REPORT. Statement of the Condition of the Bank of Cedartown, Loca ted at Cedartown, Ga., at the Close of Business December 17, 1907. L. 0. BBNTON, President. E. C. BENTON, Cashier RESOURCES. LIABILITIES. Loans and discounts.. . .$ 119,542 06 Demand loans 37,072 20 Overdrafts 3,067 90 Bonds and stocks owned Furniture and fixtures. Other real estate Dlie from banks and bankers in this State. Due from bnks and bankers in otherStates Currency 1 Gold | Silver, nickels" and[ 3,500 00 2,375 11 4,994 50 7,261 45 6,875 77 Checks and cash items J Exchanges for the clear- Profit and loss ..'.'.' 534 62 Capital stock paid in. ..$ Surplus fund Undivided profits, less current expenses and Due to banks and bankers in this State .. Due to banks and bankers in otherStates. ... Due unpaid dividends. . Individual deposits sub- Demand certificates. . . . Time certificates Certified checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed 50,000 00 10,000 00 7,899 49 825 59 7,007 38 8 00 65,970 68 43,310 62 201 85 Total $ 185,223 61 LOANS AND DISCOUNTS. 185.233 61 In suit In judgment. Notinsuit Total $ 150,483 25 $ 150.483 25 Good Doubtful.... Worthless Total $ 150,183 25 300 00 $ 150,483 25 m 162 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Commercial Bank, Located at Cedartown, Ga., at the Close of Business October 2, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house \ Furniture and fixtures ) Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for city banks Profit and loss Interest paid 251,241 93 15,549 00 4,584 39 13,300 00 43,157 64 123,820 64 8,543 00 3,415 00 1,654 58 1,849 88 4,214 20 Capital stock paid in. .$ Surplus fund. Undivided profits, less current expenses and Due to banks and bank- Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates. .. . Time certificates 38,500 00 61,500 00 27,531 44 1,244 97 63 25 322,651 95 19,782 15 Cashier's checks Due to clearing house . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 56 50 Total $ 471,330 26 Total LOANS AND DISCOUNTS. ...$ 471,330 26 In judgment. Total $ 100 00 5,356 95 261,333 98 $ 266,790 93 Good.. Doubtful Total $ 266 790 93 $ 266,790 93 **** TREASURER'S REPORT. 163 Statement of the Condition of the Commercial Bank, Located at Cedartown, Ga., at the Close of Business December 17, 1907. R. 0. PITTS, President. E. S. AULT, Cashier. RESOURCES. LIABILITIES. Loans and discounts... .$ 220,454 00 Demand loans 14,8(5 00 Overdrafts 12,643 54 Bonds and stocks owned by the bank Banking house ...... I Furniture and fixtures { 13 300 00 Other real estate Due from banks and bankers in this State. 28,552 52 Due from banks and bankers in other States 54,764 33 Currency 8,689 00 Gold 1,505 00 Silver, nickels, and pen- nies 2,100 69 Checks and cash items. 19,165 65 Exchanges for the clear- ing house Profit and loss Interest paid Capital stock paid in.... $ 38,500 00 Surplus fund 61,500 00 Undivided profits, less current expenses and taxes paid 31,590 59 Due to banks and bank- ers in this State Due to banks and bank- ers in other States. ... Due unpaiddividends. .. Individual deposits sub- ject to check 219,549 85 Demand certificates 14,909 29 Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 10,000 00 Total... . $ 376,049 73 Total $ 376,049 73 LOANS AND DISCOUNTS. Total.:.... . $ 5.356 95 229,972 05 $ 235,329 00 Good Doubtful Total $ 235,329 00 $ 235,329 00 164 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Chauncey, Located at Chauncey, Ga., at the Close of Business April 9, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- Profit and loss Interest paid Depos tors fund 35,740 79 Capital stock paid in. .$ I ,f 00 00 1,670 00 1,185 90 5,844 58 5,238 21 250 00 Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . Due unpaid dividends. . Individual deposits sub- ject to check 209 90 31 50 2,822 70 Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed 15,000 00 1,503 42 7,000 00 15,260 16 5,230 00 10,000 00 Total In suit In judgment Not in suit Total .-. $ 53,993 58 LOANS AND DISCOUNTS. $ Good Doubtful 35,740 79 Worthless $ 3o,740 79 Total 53,993 58 $ 35,740 79 $ 35,740 79 TREASURER'S REPORT. 165 Statement of the Condition of the Bank of Chauncey, Located at Chauncey, Ga., at the Close of Business December 17, 1907. G. P. BUSSEY, President. M. WILLIAMS, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency... Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest 'paid 16,965 14 MO oa .000 00 1.670 OU 1,414 bo 8,927 97 o,025 42 ' ^Zbnwn 24b 93 55 46 Capital stock paid in. .$ Surplus fund. Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States.. . . Due unpaid dividends... Individual deposits sub- ject to check Demand certificates. ... Time certificates Certified checks Oashier'scheckst Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 l.4ob &u 16,448 61 d.zcsz oo Total __ 36,137 66 Total LOANS AND DISCOUNTS. -..$ 36,137 66 In suit In judgment Not in suit Total '. $ $ 4tJ 68 _____ 16,965 14 Good Doubtful Worthless Total. $ 16,918 4| 46 68 .$ 16,965 14 mm 166 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Chipley, Located at Chipley, Ga., at the Close of Business December 17, 1907. RESOURCES. LIABILITIES. Loans and discounts. . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house furniture and fixtures. Other real estate Due from banks and bankers in this State.. Due from banks and bankersinotherStates pAency o^ilvlde-r,n.icke,ls and pen- r,?ie?--\ Checks and cash items. Exchanges for the clear- ing house ... Profit and loss ... Interest paid Deposits fund .'.'.'.'.' Clearing house certificate8 27,378 45 9,650 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and 1,800 00 2,070 00 taxes paid Due to banks and bank- ers in this State Due to banks and bank- 36,622 27 ers in other States Due unpaid dividends . 7,050 88 2,245 00 Individual deposits subject to check Savings deposits 310 00 Demand certificates. ... Time certificates 1,020 09 1,075 42 Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted 2,878 70 Bills payable, including time certificates rep- resenting borrowed 801 00 money 25,000 00 4,217 97 770 0041,792 96 16,568 00' 552 88- 4,000 00- Total Di suit In judgment Not in suit Total $ 92,901 81 _TotaI LOANS AND DISCOUNTS. $ 37,028 45 D0o0ub-tfyu\l Worthless $ 37,028 45 Total $ 92,901 81 $ 37,028 45$ 37,028 45- TREASURER'S REPORT. 167 Statement of the Condition of the Bank of Chipley, Located at Chipley, Ga., at the Close of Business December 17, 1907. J. W. WILLIAMS, President. R. 0. KEY, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. . Other real estate. ...'. Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 27,378 45 9,650 00 1,800 00 2,070 00 29,742 27 16,809 58 3,524 00 310 00 1,068 51 56 00 483 59 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends. . Individual deposits subject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted . Bills payable, representing borrowed money. 493 00 25,000 00 4,701 56 7 70 41,792 96 16,568 00 552 88 4,000 00 Total In suit In judgment Not in suit Total $ 93,385 40 Total- LOANS AND DISCOUNTS. $ Good Doubtful 37,028 45 Worthless $ 37,028 45 Total $ 93,385 40 $ 37,028 45 $ 37,028 45 168 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Habershara Bank, Located at Clarkesville, Ga., at the Close of Business October 31, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures . Other real estate Due from banks and bankers in this State.. Due from banks and bankers mother States. Currency old . silver, nickels and pen- Chneiceks s and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 85,055 64 238 34 755 50 21,590 94 1,406 49 1,542 00 10 00 170 01 Ttal $ 110,766 92 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .... Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 25,000 00 2,421 69 66,504 95 16,686 28 154 00 Total $ 110,766 92 LOANS AND DISCOUNTS. In suit '....$ In judgment Not in suit............. Tt>tal $ 85,055 61 85,055 64 gd j Doubtful Worthless Total $ 85,055 64 $ 85,055 64 TREASURER'S REPORT. 169 Statement of the Condition of the Habersham Bank, Located at Clarkesville, Ga., at the Close of Business December 17, 1907. E. P. WEST, President. W. R. ASBURY, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans. Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 72,55S 93 2,084 32 235,58 1,545 50 18,227 64 5,581 59 2,050 00 310 00 250 26 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States.. .. Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier^ checks Due to clearing house.. . Notes and bills redis- counted. ... Bills payable, including time certificates representing borrowed money 25,000 00 2,086 84 58,426 95. 17,323 53 6 50 Total * 102,843 82 Total * 102,843 82 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful.. 72,558 93 Worthless. if 72,558 9! Total $ 72,558 93. ....$ 72,558 93. 170 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Claxton Bank, Located at Claxton, Ga., at the Close of Business April 22, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen,,J*e? Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 125,465 20 9,951 07 1,012 83 3,058 15 1,601 54 5,326 14 503 81 1^39 00 77 50 340 89 226 32 Total $ 139,456 38 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills'payable, including time certificates representing borrowed money 25,000 00 14,119 85 21,369 7J 66,740 52 2,226 30 5,000 00 Total $ 139,456 38 LOANS AND DISCOUNTS. In suit In judgment Not in suit . Total $ 1,030 87 50 00 124,384 33 $ 125,465 20 D0o0udb-tf-u,l Worthless Total $ 125,465 20 .. .$ 125,465 20 TREASURER'S REPORT. 171 Statement of the Condition of the Claxton Bank, Located at Claxton, Ga., at the Close of Business December 17, 1907. O. S. GEICE. President. E. BULLOCK, Cashier. RESOURCES. LIABILITIES. 103,719 26 Overdrafts Bonds and stocks owned 110 98 Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- 3,060 55 1,601 54 11,367 02 628 33 6,754 00 107 50 788 88 121 15 Interest paid 1,062 61 Capital stock paid in.. .$ Surplus fund Undivided profits less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub- Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing b o r r owed 25,000 00 5,000 00 17,556 87 13,303 80 68,039 70 421 45 Total In suit Not in suit Total $ 129,321 82 Total LOANS AND DISCOUNTS. 2,48385 1,175 38 100,060 03 $ 103,719 26 Good Doubtful Worthless $ 129,321 82 $ 103,719 26 172 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Merchants & Farmers Bank, Located at Claxton, Ga.T at the Close of Business April 22, 1907. RESOURCES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house. Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency ^ld Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid LIABILITIES. 73,249 64 454 39 1,662 27 528 00 6,609 46 2 325 02 5,4 00 310 00 72 90 143 20 Capital stock paid in.. .$ 25,000 00 Surplus fund Undivided profits, less current expenses and taxes paid 5,377 32: Due to banks and bank- ers in this State Due to banks and bank- ers in other States.. . Due unpaid dividends. . Individual deposits sub- ject to check 24,302 73^ Demand certificates. ... Time certificates 22,970 63- Certified checks Cashier's checks 218 20 Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money s,O0O 00> Total . .$ 85,868 83 _ T"tal $ 85,868 88 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good... 73,249 64 Doubtful Worthless $ 73,249 64 Total $ 73249 64 $ 73,249 64 TREASURER'S REPORT. 173 Statement of the Condition of the Merchants & Farmers Bank, Located at Claxton Ga., at the Close of Business December 17, 1907. R. H. EDWARDS, President. W. L. EDWARDS, , Cashier. RESOURCES. LIABILITIES. Loans and discounts $ Demand loans Overdrafts Bonds and stocks owned by the bmk Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- ning Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid 61,692 40 700 00 1,210 05 1,662 27 528 00 8,124 99 1,228 09 *5Z? 52 2'5 00 716 68 224 44 1,605 ob Capital stock paid in...% Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . . Due unpaid dividends.. Individual deposits subject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates representing b o r r o wed money 25,000 00 6,728 71 16.5S7 72 30,333 32 4,789 73 Total Insult In judgment Not in suit Total 13 tr S 83,439 48 Total LOANS AND DISCOUNTS. * 115 00 61,577 40 $ 61,692 40 Good Doubtful Worthies! Total.. $ 83,489 48 $ 61,692 40 $ 61,692 40 174 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Cochran Banking Co., Located at Coehran, Ga., at the Close of Business April 2, 1907. RESOURCES. LIABILITIES. Loans and discounts. ..$ Demand Loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate...... Due from banks and bankers in this State. Due from banks and bankers in other StatesCurrency ?ld : bilver, nickels and pen- "ief--Checks and cash items : Exchanges for the clear- ing house Profit and loss Interest paid 113,474 47 1,996 00 ISO 47 5,336 40 3,500 00 28,117 00 15,863 23 5,095 00 2,675 00 1,631 73 497 96 Total $ 178,367 26 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other Slates .. Due unpaid dividends Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 25,000 00 25,000 00 5,512 81 92,483 47 30,341 06 29 92 Total $ 178,367 26 LOANS AND DISCOUNTS. J**ait INnotjuindgsmuiet nt Total $ . 126 25 301 8t $ 115,470 47 Good Doubtful Worthless Total $ 115,344 22 126 25 $ 115,470 47 TREASURER'S REPORT. 175 Statement of the Condition of the Cochran Banking Co. Located at Cochran, Ga., at the Close of Business December 17, 1907. J. J. TAYLOR, President. J. A. WALKER, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocKS owned by the bank Banking house and. .. \ Furniture and fixtures J Other real estate Due from banks and bankers in this State.. Due from banks and bankers in other States Currency. Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid charged off Clearing house certifi- cates .'. Total $ 65,712 64 22,735 56 23,169 10 5,336 40 3,500 CO 25,218 25 15,690 51 17,196 00 2,120 00 1,259 87 401. 48 332 00 182,662 81 Capital stock paid in . .$ 25,000 00 Surplus fund 25,000 00 Undivided profits, less current expenses and taxes pai.l 7.287 24 Due to banks and bank- ers in *his State Due to banks and bank- ers in other States. .. Due unpaid dividends. . individual deposits sub- ject to check 98,93b 58 Demand certificates Time certificates 26,313 97 Certified checks - Cashier's checks 120 Oi Due to clearing house. . Notes and bills redis- counte^d Bills payable, including time c rtificates rep- resenting ti or rowed . money Total $~183,662 81 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 126 25 Good 361 81 Doubtful 87,960 14 Worthless $ 88,448 20 Total $ 88,32195 I2625 . . $ 88,448 20 176 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Collins, Located at Collins, Ga., at the Close of Business April 17, 1907. RESOURCES. LIABILITIES. Loans and discounts.. $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house. Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankersin other Stales Currency Gold Silver, nickels and penn'e,s Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 34,119 80 1,207 00 847 98 2,835 87 1,745 63 5,729 49 65S 07 ] 949 00 588 16 130 37 Capital stock paid in .,$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends . Individual deposits sub- ject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house.. . Notes and bills redis- counted Bills payable, including time certificates representing b o r r o wed money 15,000 00 ] ,C62 87 15,994 78 4,378 30 375 42 13,000 00 Total $ 49,81137 Total $ 49,81137 LOANS AND DISCOUNTS. *n ?* In judgment Not in suit Total $ 575 00 43405 Good Doubtful 34,317 75 Worthless $ 35,326 80 Total $ 35,326 80 . 1 35,326 80 TREASURER'S REPORT. 177 Statement of the Condition of the Bank of Collins, Located at Collins, Ga., at the Close of Business December 17, 1907. L. 0. BENTON, President. OTIS YOUNG, Cashier. RESOURCES. LIABILITIES. Loans and discounts..! Demand loans Overdrafts Bonds and stocks owned by ihe bank Banking house Furniture and fixtures. O.her real estate....... Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid....: 28,378 43 1,680 00 232 4L 2,835 87 1,778 96 2,319 44 1,204 20 1,477 00 65 00 812 81 17 43 Capital stock paid in. .$ Surplus fund. Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States... Due unpaid dividends. . Individual deposits sub- ject to check ' Demand certificates.. .. Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money.... 15,000 00 567 68 12,499 25 2,690 80 43 82 10,000 00 Total if 40,801 55 Total ' LOANS AND DISCOUNTS. $ 40,801 55 In suit In judgment Not in suit... Total 1,823 54 | Good.... I Doubtful 28,234 89 Worthless $ 30,058 43 Total $ 30,058 43 178 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Columbus Savings Bank, Located at Columbus, Ga., at the Close of Business December 16,1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers inotherStates Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Deposited Columbus clearing house as bond Accrued interest 280,782 88 99,036 64 537,400 00 1,466 70 51,960 72 5,656 90 35,876 00 400 00 1,019 76 1,000 00 4,613 04 Total..: $ 1,019,212 64 Capital stock paid in.. .$ 200,000 00 Surplus fund 75,000 00 Undivided profits, less current expenses and taxes paid 10,195 31 Due to banks and bank- ers in this State Due to banks and bank- ers in other States.. . Due unpaid dividends. . Individual deposits sub- ject to check 654,017 33 Savings deposits: Demand certificates.... Time certificates Certified checks Cashier'schecks Due to clearing house. . certificates issued... . 30,000 00 Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 50,000 00 Total $ 1,019,212 64 LOANS AND DISCOUNTS. In judgment $ Good Doubtful 379,819 52 $ 379,819 52 TREASURER'S REPORT. 179 Statement of the Condition of the Columbus Savings Bank, Located at Columbus, Ga., at the Close of Business December 17, 1907. G. GUNBY JORDAN, President. H. B. CROWELL, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds owned by tr.e bank Banking house Furniture and fixtures Other real estate Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency Gold Silver, nickels and pen- nies Cheeks and cash items. . Exchanges for thaclear- ing house Profit and loss Interest paid Accrued interest 285,782 88 99,036 64 537,400 00 1,466 70 46,888 78 5,496 37 35,876 00 400 00 1,019 76 4,613 04 Capital stock paid in . .$ 200,000 00 Surplus fund 75,000 00 Undivided profits, less current expenses and taxes paid 10,212 43 Due to banks and bank- ers in this State Due to banks and bank- ers in other States.. .. Due unpaid dividends . . Individual deposits sub- . ject to check 631,605 15 Demand certificates ... Time certificates 21,162 59 Certified checks Cashier's checks Due to clearing house asssociation 30,000 00 Notes and bills redis- counted Bills payable 50,000 00 Total In suit ' In judgment Not in suit Total $1,017,980 17 Total LOANS AND DISCOUNTS. $ 384,819 52 * 384,819 52 Good Doubtful Worthless Total $1,017,980 17 $ 334,819 52 $ 384,819 52 mm 180 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Home Savings Bank, Located at Columbns, Ga., at the Close of Business December 16, 1907. RESOURCES. LIABILITIES. Loans and discounts... .$ 411,360 77 Demand loans 7,610 00 Overdrafts ..".." Bonds and stocks owned 64,417 43 Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clearProfit and loss Interest paid 1,000 00 Capital stock paid in. . .$ 100,000 00 Surplus fund 45,000 00 Undivided profits, less current expenses and taxes paid 6,068 12 Due to banks and bank- ers in this State 10,309 08 Due to banks and bank- ers in other States... Due unpaid dividends. . Individual deposits sub- ject to check 253,837 00 Savings deposits Demand certificates . .. 20,000 00 Time certificates 12,174 00 Certified checks Cashier's checks Clearing house certifi- cates 20,000 00 Notes and bills redis- counted Bills payable, including time certificates rep- resenting b o r r o wed money 35,000 00 Total $ 484,388 20 Total $ 484,388 20 LOANS AND DISCOUNTS. In suit In judgment Not in suit ...'. Total $ $ 418,970 77 Good Doubtful Worthless Total $ $ 418,970 77 * TREASURER'S REPORT. 181 Statement of the Condition of the Home Savings Bank, Located at Columbus, Ga., at the Close of Business December 17, 1907. WILLIAM B. SLADE, President. GEO. H. WADDELL, Treasurer. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Accrued interest 411,307 77 7,(510 0U 64,417 43 4,034 89 Capital stock paid in . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State ...... Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates... . Time certificates Certified checks.. Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money Clearing house certificates 100,000 00 45,000 00 10,083 01 9,553 07 253,559 41 2,000 00 12,174 00 35,f00 00 2u,000 00 Total $ 487,370 09 Total f 487,370 09 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 411,307 77 $ 411,307 77 Good.... Doubtful Worthless Total $ 411,307 77 $ 411,307 77 182 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Merchants. & Mechanics Bank, Located at Columbus, Ga., at the Close of Business December 14, 1907. BESOUKCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures.! Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency.. Gold ..'..'.'.'.'.[[ Silver, nickels and pennies Checks and cash items.! Exchanges for the clearing house Profit and loss,......... Interest paid ..... Clearing house certificates Columbus c 1 e a ring house association de- posited as forfeit bond to keep rates 256,195 27 109,961 38 34,598 24 41,450 03 8,770 00 14,879 96 3,937 22 59,474 00 3,850 00 1,128 70 10,776 87 ,585 00 1,000 00 Capital stock paid in. .$ TUranrdlivi-dl efdJunpdrofits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States Due unpaid dividends. . individual deposits sub- ject to check Savings deposits Demand certificates lime certificates Certified checks Cashier's checks Due to clearing house certificates issued . Notes and bills redis- counted .Bills payable, including time certificates representing borrowed money. 125,000 00 8&.000 00 ]4)19i 52 4 762 59 9 989 31 157,082 88 51 010 81 17 244 34 23'32'? 22 50.0J0 0016ioo0 00 Total $ 553.606 67 Total $ 553,606 67" LOANS AND DISCOUNTS. *n ?ujt In judgment Not in suit Total $ 146 00 ....' 366,010 65 $ 366,156 65 Good doubtful Worthless Total $ 365,085 21 1071 44 .$ 366,156 65 TREASURER'S REPORT. 183 Statement of the Condition of the Merchants & Mechanics Bank, Located at Columbus, Ga., at the Close of Business December 17, 1907. T. W. BATES, . President JOHN K. HINDE, Cashier. RESOURCES. LIABILITIES. Loans and discounts . $ Demand loans Overdrafts Bonds and stocks ov. ned by the bank 260,739 76 \64/?J!,, 1 18,198 4b 8,7.0 00 Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. 4,lbl t>i Due from banks and bankers in other States l,&* I* Currency 60,224 00 Gold Silver, nickels and pennjeg Checks and cash items. 3,870 00 Z,sd/ oa 10,123 94 Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certih- cates 6-5'8 00 Total $ 558,219 31 Capital stock paid in. .$ 125,000 00 Surplus fund 85,000 00 Undivided profits, less current expenses and taxes paid 14,131 51 Due to banks and bankers in this State 6,569 46 Due to banks and bankers in other States.... 6,786 16 Due unpaid dividends. Individual deposits subject to check Demand certificates. . . . Time ceritficates....... 216,535 76 14,824 20 23,322 22 Certified checks Cashier's checks. ... . Due to clearing house. . 50 00 50,000 00 Notes and bills redis- counted 16,000 00 Bills payable, including time certificates rep- resenting borrowed money Total $_558,219 31 LOANS AND DISCOUNTS. In .ait In judgment Not in suit Total $ 14600 49477697 424,77b J' l_^_4242922J)7_ Good Doubtful Worthless Total $ 423,854 53 1-068 44 $ 424,922 97 181 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Phoenix Bank, Located at Columbus, Ga., at the Close of Business December 16, 1907. RESOURCES. LIABILITIES. Loans and discounts..-. $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- ing hoase.: Profit and loss Interest paid Clearing house deposit for bond (to keep agreement). Clearing house certifi- cates 85,143 48 10,914 51 1,500 00 3,050 00 13,05s 20 18,347 00 1,660 00 4,238 83 69 68 1,112 94 1,000 00 1,390 00 Total $ 141,484 64 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid, Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Clearing house certifi- cates issued Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 38,700 00 3,499 60 699 37 1,032 64 84,722 28 2,816 25 14 50 10,000 00 Total $ 141,484 64 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 85,143 48 $ 85,143 48 Good Doubtful Worthless Total $ 85,043 48 100 00 $ 85.143 48 TREASURER'S REPORT. 185 Statement of the Condition of the Phoenix Bank, Located at Columbus, Ga., at the Close of Business, December 17, 1907. R. P. SPENCER, President. O. V. LAMAK, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .. ..$ Demand loans Bonds and stocks owned by the bank Furniture and fixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. . Exchaiges for the clear- 84,454 35 10,215 42 209 26 1,500 00 3,050 00 9,089 70 2,877 98 18,985 00 1,660 00 4,589 30 2,802 49 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and backers in other States.. . Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills redis- counte 1 Bills pa) able, including time certificates representing borrowed 38,700 00 3,598 44 784 91 83,468 40 2,816 25 14 50 Peposit safes Clearing house certifl- 51 00 10,000 00 139,433 50 Total $ 139,433 50 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total Good Doubtful 84,454 35 Worthless $ 84,454 35 Total 84,454 35 $ 84,454 35 RES MWWP 186 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Comer Bank, Located at Comer, Ga., at the Close of Business August 22, 1907. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Overdrafts secured by Bonds and stocks owned Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Depositors fund 62,570 29 150 00 330 32 250 CO 1,769 59 1,840 35 4,935 42 4,452 58 493 00 25 00 208 66 274 66 2,822 70 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 25,000 00 3,821 02 1,000 00 1,500 00 4 00 21,260 80 7,463 03 73 72 20,000 00 Total $ 80,122 57 Total $ 80,122 57 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 62,620 29 Worthless $ 62,620 29 Total $ 62,620 29 $ 62,620 29 TREASURER'S REPORT. 187 Statement of the Condition of the Comer Bank, Located at Comer, Ga., at the Close of Business December 17, 1907. J. A. SASSER, President. W. E. HENSLBB, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies. Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 50,432 88 7,650 00 521 57 250 00 1,769 59 1,840 35 7,671 60 0,087 30 2,778 00 85 00 339 44 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. .. Due unpaid dividends. . Individual deposits subject to check Demand certificates. . .. Time certificates Certified checks........ Cashier's checks Due to clearing house. . Notes and bills redis- counted.. .'. Bills payable, including time certificates representing borrowed money 25,000 00 3,631 74 32,505 52 12,488 03 550 50 5,250 00 Total. 79,425 79 Total $ 79,425 79 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total .$ Good Doubtful 58,082 88 Worthless $ 58,082 88 Total $ 5S,082 $ 58,082 mm 188 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the People* Bank, Located at Comer, Ga., at the Close of Business August 22, 1907. RESOURCES. LIABILITIES. Loans and discounts $ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Kurnitureandfixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankersin otherStates Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 47,986 06 389 10 4,066 7o 1,912 65 4,987 65 1,649 71 386 00 185 00 7 64 30 40 Total $ 61,600 96 Capital stock paid in.. .,$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States-.. Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting b o r r o wed money 25,000 00 1,722 33- 6,183 63: 1,195 00- 27,500 00' Total . $ 61,600 96- LOANS AND DISCOUNTS. In suit In judgment Not in iuit Total $ 47,986 06 .$ 47,986 06 Good Doubtful Worthless Total $ 47,986 06 $ 47,986 06- TREASURER'S REPORT. 189 Statement of the Condition of the Peoples Bank, Located at Comer, Ga., at the Close of Business, December 17, 1907. J. E. STKVENS, Viee-President. W. E. BROKEFIELD, Cashier. RESOURCES. LIABILITIES. Loans and discounts..$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking hou.-e Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickles and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 27,780 30 1,101 61 4,330 70 1,986 60 29,307 48 2,147 10 2,000 00 500 00 492 88 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. .. Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 25,000 00 3,0o6 23 ,,,,.,.. 40,19o 44 1 >d9 uu Total $ 69,646 67 Total LOANS AND DISCOUNTS. J_ 69.646 67 In suit In judgment Not in suit Total 14 tr $ Good Doubtful 27,780 30 Worthless 27,780 30 Total $ 27,780 30 $ 27,780 30 m 190 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Northeastern Banking Co., Located at Commerce, Ga., at the Close of Business November 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ 189,862 15 Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Furniture and fixtures Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Silver, nickels and pen- Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest paid 1,181 23 18,787 50 5,000 00 1,500 00 20,171 07 25,856 60 14,337 00 1,220 On 2,414 03 103 30 Total $ 280,432 88 Capital stock paid in. .$ Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends.. Individual deposits sub- Savings deposits Demand certificates . . . Time certificates ...... Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- Bills payable, including time certificates representing borrowed 100,000 00 2 000 00 7,674 00 101,635 27 34,298 07 125 54 9,200 00 25,500 00 Total $ 280,432 88 LOANS AND DISCOUNTS. In suit In judgment, Not in suit Total $ 292 00 189,570.15 $ 189,862 15 Good Doubtful Worthless Total $ 189.862 15 $ 189,862 15 h--- ' TREASURER'S REPORT. 191 Statement of the Condition of the Northeastern Banking Co., Located at Commerce, Ga., at the Close of Business December 17, 1907. L. G. HABDMAM, President. C. J. HOOD, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the. bank Banking house Furnitureandflxtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pennies ... Checks and cash items. Exchange^ for the clear- ing house Profit and loss Interest paid 133,627 61 10,000 00 440 68 18,787 50 5,000 00 1,500 00 22,604 12 31,452 21 28,894 00 1,345 00 1,134 63 940 60 Capital stock paid in . .$ Surplus fund Undivided profits, less current expenses and taxes paid .... Due to banks and bank- ers in this State .... Due to banks and bank- ers in other States. .. . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates . .. Time ceri iflcates Certified checks Cashier's checks Due to clearing house, Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 100,000 00 8,000 00 2,737 51 104,410 84 31,478 07 93 00 1,006 93 ;,000 00 Total $ 255.7^6 35 | Total .... $ 255,72635 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total. $ 662 00 162 00 142,965 61 $ 143,627 61 Good....Doubtful Worthless Total $ 143,627 61 $ 143,627 61 uuiuuuuwuuBan 192 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Concord Banking Co., Located at Concord, Ga., at the Close of Business December 5, 1907. RESOURCES. LIABILITIES. Loans and discounts . $ Bonds and stocks owned Banking house Furniture and fixtures Other real estate Due from banks and bankers in this State . Due from banks and bankersinother States Currency Gold Silver, nickels and pen- nies Checks and cash items Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates Total $ 49,512 61 1,039 04 1,223 00 7,796 22 7,678 20 2,662 00 20 00 701 1,274 28 836 00 72.743 10 Capital stock paid in..$ Surplus fund. Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States. . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. . . . Time certificates Certified checks Due to clearing house. . Notes and bills redis- counted . .. >. Bills payab'e, including time certificates representing borrowed money 22,000 00 9,324 52 34,040 71 , 6,646 50 731 37 72,743 10 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total if Good Doubtful 49,512 61 Worthless $ 49.512 6i Total $ 49,446 61 66 00 $ 49,512 61 TREASURER'S REPORT. J93 Statement of the Condition of the Concord Banking Co., Located at Concord, Ga., at the Close of Business December 17, 1907. 0. T. SMITH, President. J. E. MCLENDON, Cashier. RESOURCES. I IHBII.ITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Furniture and fixtures. Other real estate ... Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- Profit and loss 47,709 66 1,284 97 65S 44 1,223 00 11,985 77 7,225 27 602 00 20 00 694 08 2,592 53 Capital stock paid in. $ Surplus fund. Undivided profits, less current expenses and taxes paid ers in this State. ... Due to bank< and bank- ers in other States ... Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates. .. . Time certificates Certified checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 22,000 00 9,330 91 35,483 65 6,696 50 484 66 Total $ 73,995 72 Total $ 73,995 72 LOANS AND DISCOUNTS. In judgment .... $ Doubtful Total. . . $ .... $ 67 00 sasm 191 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Conyers, Located at Conyers, Ga., at the Close of Business December 27, 1907. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and Currency Gold... J Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 72,145 04 4,473 37 3,229 56 1,500 00 6,075 77 1,422 74 3,534 00 55 00 399 87 200 90 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub- Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing b o r r o w ed 30,000 00 8,400 00 5,411 49 26,504 94 17,719 82 5,000 00 Total $ 93,036 25 Total '. LOANS AND DISCOUNTS. $ 93,036 25 In suit In judgment Not in suit Total $ Good Doubtful 72,145 04 Worthless $ 72.145 01 Total $ 72,145 04 .$ 72,145 04 TREASURER'S REPORT. 195 Statement of the Condition of the Bank of Conyers, Located at Conyers, Ga., at the Close of Business December 17, 1907. W. L. PliEL, President. E. P. MCDANIEL, Cashier. RESOURCES. LIABILITIES. Loans and discounts. ..* Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges fontheclear- ing house Profit and loss Interest paid 72,814 97 1,078 04 3,228 56 1,500 00 5,436 32 6,769 63 4,530 00 1,463 50 63 45 285 97 Capital stock paid in $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 30,000 00 8,400 00 5,518 78 29,721 84 18,529 82 5,000 00 Total $ 97,170 44 Total $ 97,170 44 LOANS AND DISCOUNTS. In suit In judgment Not in suit .... $ , $ 72,814 97 72,814 97 Good Doubtful 72,814 97 72,814 97 S5SB33S -V. f 196 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Rockdale, Located at Conyers, Ga., at the Close of Business December 27, 1907. RKSOURCES. LIABILITIES. Loans and discounts.. . $ Demand loans Bonds and stocks owned Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold ... Silver, nickels and pen- Checks and cash items.. Exchanges for the clear- 129,605 81 7,000 00 24,701 03 6,000 00 3,500 00 3,120 91 13,305 47 6,396 47 6,827 00 1,317 50 892 80 2,034 58 Profit and loss.. . Clearing house certificates 3,970 00 Total $ 208,671 57 Capital stock paid in. .$ Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State ... Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates.... Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- 50,000 00 35,000 00 2,958 56 8 50 72,673 41 38,031 10 Bills pavable, including time certificates representing borrowed 10,000 00 208,671 57 LOANS AND DISCOUNTS. In suit In judgment Not in suL Total $ 136,005 81 $ 136,605 81 Good Doubtful Worthless Total ..$ 136,355 81 250 00 $ 136,605 81 TREASURER'S REPORT. 197 Statement of the Condition of the Bank of Rockdale, Located at Conyers, Ga., at the Close of Business December 17, 1907. JOHN H. ALMAND, President. W. J. EAKES, Cashier BE80URCE1. LIABILITIES. Loans and discounts . $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Clearing house certifi- cates Exchanges for the clear- ing house Profit and loss Interest paid 140,381 40 17,284 96 6,000 00 3,500 00 3,120 91 12,858 56 11,071 64 3,000 00 1,395 0J 1,552 24 534 22 4,000 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in-other States ... Due unpaid dividends. Individual deposits sub- ject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 50,000 00 35,000 00 3,054 25 68,613 58 38,031 10 10,000 00 Total * 204,698 93 Total $ 204,698 93 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 204,698 93 $ 204.698 93 Good Doubtful Worthless Total $ 204,698 93 * 204,698 93 mm^mrnmMmmmwttmmm 198 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Cooledge, Located at Cooledge, Ga., at the Close of Business February 14, 1907. RESOURCES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency ... . Gold ;;; Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house , Profit and loss Interest paid Depositors fund .... [ [ [ LIABILITIES. 37,312 90 972 30 5 81 1,935 40 1,655 37 1,435 51 8,134 70 961 00 37 50 293 77 2,822 70 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States ... Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counte.d Bills payable, including time certificates representing borrowed money 15,000 00 1,076 99 8,500 00 16,933 90 4,056 07 10,000 00 -Ig^L, |n suit In judgment Not in suit Ttal --^J 55j66_96 Total LOANS AND DISCOUNTS. $ 94 34 38,190 86 .$ 38,285 20 Doudbtful Worthless Total $ 55,566 96 * 38,19904 3846 $ 38,285 20. *fl TREASURER'S REPORT. 199 Statement of the Condition of the Bank of Cooledge, Located at Cooledge, Ga., at the Close of Business December 17, 1907. W. A.. BUSTLE, President. G. T. KlGHT, Oashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures . Other real estate Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and Joss Interest paid 26,159 66 4,230 40 1,692 42 804 84 6,144 70 900 00 75 00 43 81 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in otherStates Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 2,014 96 3,500 00 7,000 00 10,458 49 2,058 14 19 24 Total $ 40,050 83 Total LOANS AND DISCOUNTS. $ 40.050 83 In suit In judgment Not in suit Total 300 00 Good Doubtful $ 25,859 66 Worthless * 26,159 66 Total * 26,159 66 $ 26,159 66 200 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Bank Located at Cordele, Ga., at the Close of Business March 23, 1907. BESOUKCES. LIABILITIES. Loans and discounts... .$ 133,713 43 Demand loans 2,2-50 00 Overdrafts 2,189 24 Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real esta-te 1,27177 Due from banks and bankers in this State. 8,499 56 Due from banks and bankers in other States Currency. 3,819 39 1,280 00 Gold 15 oo Silver, nickels and pen- nies 1,869 81 Ohecks ami cash items.. 334 02 Exchanges for the clear- ing house Profit and loss Interest paid. Total '....,$ 155,242 22 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing b o r r owed money 26,000 00 10,000 00 11,032 82 28 47 66,204 03 6,474 36 387 42 11,115 12 25,000 00 Total $ 155,242 22 LOANS AND DISCOUNTS. In "ait In judgment Not in suit Total ..$ 2,078 25 133,885 18 $ 13o,963 43 Good Doubtful Worthless Total $ 130,963 43 5,000 00 $ 135,963 43 ^ TREASURER'S REPORT. 201. Statement of the Condition of the Citizens Bank, Located at Cordele, Ga., at the Close of Business December 17, 1907. J. O. HAMILTON, President. ,T. M. HUNT, Cashier, RESOURCES. LIABILITIES. Loans and discounts.. $ Demand loans - .. Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Doe from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 100,053 65 6,358 85 427 14 1,521 77 13,196 25 4,946 66 10,196 00 225 00 1,898 14 1,517 42 4,40152 3,748 50 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States. . . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house.. . Notes and bills redis- counted Bills payable including time certificates rep- resenting borrowed money Clearing house certifi- cates 25,000 00 10,000 00 17,003 47 , 1,107 80 79,075 76 6,252 865101 10 000 00- Total. $ 148,490 90 Total * 148 490 90 LOANS AND DISCOUNTS. In judgment Total ... $ Doubtful .... 106,412 50 101,412 50 5,000 no .1 10 4,412 50 Total .. - $ 106.412 50 202 TREASURER'S REPORT. Bank Examiner's Report of the Condition' of the Exchange Bank, Located at Cordele, Ga., at the Close of Business, March 25, 1907. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies ' ("hecks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 110,838 16 1,500 00 1,271 29 3,347 08 14,793 65 8,555 60 6,813 00 1,147 50 840 00 106 82 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bank ers in other States. . . . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counts! Bills payable, including time certificates representing borrowed money 50,000 00 4,131 19 53,50i> 17 12,179 00 7 00 19,389 74 10,000 00 Total . .$ 149,213 10 Total if 149,213 10 LOANS AND DISCOUNTS. In judgment Not in suit Total * 112,338 16 $ 112,338 16 Good Doubtful Worthless ... . Total $ 112,338 16 * 112,338 16 TREASURER'S REPORT. 203 Statement of the Condition of the Exchange Bank, Located at Cordele, Ga., at the Close of Business December 17, 1907. J. J. WILLIAMS, President. B. N. WILLIAMS, Cashier. RESOURCE*. LIABILITIES. Loans and discounts... .$ 104,788 17 Demand loans 3,375 00 Overdrafts 4,724 46 Bonds and stocks owned by the bank Banking house Furniture and fixtures. 3,374 88 Other real estate Due from banks and bankers in this State. 42,787 83 Due from banks and bankers in other States 3,651 50 Currency 12,155 00 Gold 1,805 00 Silver, nickels and pen- nies 3,520 57 Checks and cash items. 314 97 Clearing house certifi- cates 2,323 00 Profit and loss Interest paid 3,125 01 Collection account 135 00 Cotton account 23,547 04 Total $ 209,827 43 Capital stock paid in. . .$ 50,000 00 Surplus fund Undivided profits, less current expenses and taxes paid 10,218 61 Due to banks and bank- ers in this State Due to banks and bank- eis in other States ... Due unpaid dividends. . Individual deposits sub- ject to check 107,106 29 Demand certificates 1,800 03 Time certificates Certified checks. . .' 10,099 60 Cashier's checks ... 402 93 Clearing house certifi- cates 15,000 00 Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 15,000 00 Total $ 209,627 43 LOANS AND DISCOUNTS. In indfirmfint Not in suit Total 108,163 17 $ 108,163 17 Doubtful Worthless Total $ 108,163 17 $ 108,163 17 nHaoMHHi 204 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Merchants & Farmers Bank, Located at Cordele, Ga., at the Close of Business March 22, 1907. RESOURCES. LIABILITIES. Loans and discounts... .$ 111,116 42 Demand loans 10,567 05 8.1C2 42 Bonds and stocks owned by the bank Banking house Furniture and fixtures. 1,990 58 Other real estate ... Due from banks and bankers in this State. 11,844 56 Due from banks and bankers in other States 6,528 12 1,367 00 Gold 30 00 Silver, nickels and pen- nies 508 38 Checks and cash items. 4.915 63 Exchanges for the clear- ing house Profit and loss Interest paid Total $ 15<\970 16 Capital stock paid in. . .$ 25,000 00 Surplus fund 4,000 00 Undivided profits, less current expenses and taxes paid 6,272 16 Due to banks and bank- ers in this State Due to banks and bank- ers in other States.. . . Due unpaid dividends. . Individual deposits sub- ject to check 107,254 07 Demand certificates . Time certificates 4,443 93 Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 10,000 00 . Total $ 156,970 16 LOANS AND DISCOUNTS. In judgment. . Not in suit Total * 121,683 47 * 121.683 47 Good Doubiful Total 130 48 $ 121,683 47 TREASURER'S REPORT. 205 Statement of the Condition of the Merchants & Farmers Bank, Located at Cordele, Ga., at the Close of Business December 17, 1907. L. O. BENTON, President. J. W. CANNON, Cashier. RESOURCES. LIABILITIES. Loans and discounts . $ Demand loans Overdrafts cotton Bonds and stocks owned by the bank 130,966 64 9,120 00 11,615 40 22,588 05 Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. 2,073 08 2,508 00 9,787 23 16,372 16 2,156 00 305 00 2,300 05 498 18 Clearing house oertifl- 420 74 5.261 00 Capital stock paid in .$ Surplus fund Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits sub- Demand certificates... . Time certificates Certified checks Cashier's checks....... Due to clearing house certificates Notes and bills redis- 100,000 00 5,372 08 86,741 53 8,161 81 696 11 15,000 00. Bills payable, including time certificates representing borrowed money 215,971 53 Total LOANS AND DISCOUNTS. $ 215,971 53 In suit $ In judgment... Not in suit Total ..,., ...,.. 140,086 64 140,086 64 Good Doubtful Worthless $ 140,08664 Total....... ,...,.$ 140,08664 206 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Cornelia Bank, Located at Cornelia, Ga., at the Close of Business October 30, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by 155,323 88 9,780 60 1,466 53 Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, niekels and pennies Checks and cash items . Exchanges for the clear- ing house Profit and loss 6,500 00 3,215 22 1,590 93 16,090 08 5,981 33 3,134 00 750 00 471 42 110 00 Depositor's Guarantee 2,822 70 207,239 69 Capital stock paid in. $ Undivided profits, less current expenses and Due to banks and bankers in this State ers in other States . . . Due unpaid dividends. . Individual deposits sub- Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- ccunted Bills payable, including time certificates representing borrowed 25,000 00 10,059 17 2,000 00 8,030 00 4 00 71,724 80 87,746 27 2,705 45 207,239 69 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 5,214 41 159,890 07 $ 165,104 48 Good Doubtful Worthless Total... | 165,104 48 $ 165,104 48 ^1 TREASURER'S REPORT.' 207 Statement of the>i Condition> of the Cornelia Bank, Located at Cornelia, Ga., at the Close of Business 1 December 17,1907. .. I. T. SBI.LERS, Vice-President. J. W. PEYTON, Cashier. RESOURCES. LIABILITIES. Loans and discounts... .$ 138,264 23 10,000 00 Secured, $2,000 00 ) Unsecured. .. 342 86 \ 2,342 86 Bonds and stocks owned by the bank 6,500 00 3,215 22 Furniture and fixtures. 1,590 93 Other real estate Due from banks and bankers in this State.. 1,154 96 Due from banks and bankers in other States 4,299 94 1,531 00 Gold 1,000 00 Silver, nickels and pen- 730 27 Checks and cash items . 203 70 Exchanges for the clear- ing house Interest paid Capital stock paid in.. $ Undivided profits, less current expenses and taxes paid JDue to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividends. . Individual deposits sub- Demand certificates. ... Cashier's checks Due to clearing house.. Notes and bills redis- Bills payable, including time certificates rep-. resenting borrowed 25,000 00 9,213 41 5,500 00 4,000 00 45,228 46 73,848 32 1,542 92 7,500 00 In suit In judgment Not in suit Total 171,833 11 Total LOANS AND DISCOUNTS. $ 300 00 6,500 00 141.464 23 8 148,264 23 Good Doubtful Worthless Total $ 171,833 11 * 148,234 23 30 00 $ 148,264 23 mim 208 TREASURER'S REPORT, Bank Examiner's Report of the Condition of the Clark Banking Co., Located at Covington, Ga., at the Close of Business July 11, 1907. RESOURCES. LIABILITIES. Loans and discounts... $ Demand loans Overdrafts Overdrafts secured by cotton .... Bonds and stacks owned by the bank Banking house Furniture and fixtures. 152,827 07 1,567 58 6,152 93 Due from banks and bankers in this State . Due from banks and bankers inother States Currency Gold Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- ing house .... Profit and loss 7,086 18 12,063 21 1,781 00 2,460 00 1,316 S5 5,499 84 Capital sto k pnidin..! Surplus fund Undivided profits, less current expenses and Due to banks and bank- 50,000 00 13,000 00 264 53 Due to banks and bank- ers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates... . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted ; ... Bills payab'e, including time certificates rep- resenting borrowed 428 00 .52,777 91 4,139 32 15,174 90 55,000 00 Total $ 190,781 66 Total $ 190,784 66 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 349 50 152,477 57 ....$ 152,827 07 Go:>d Doubtful . Worthless Total $ 152,827 07 $ 152,827 07 TREASURER'S REPORT. 209 Statement of the Condition of the Clark Banking Co., Loca- ted at Covington Ga., at the Close of Business December 17, 1907. W. C. CLARK, President. M. G. TURNER, Cashier. ' RESOURCES. LIABILITIES Loans and discounts. ..$ Demand loans Bonds and stocks owned by the bank Banking house ) Furniture and fixtuies ) Other real estate Due from banks and bankers in thi^ State. Due from banks and bankers in other States Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- 128,961 30 3,878 66 3,125 00 6,151 93 10,946 06 6,105 16 3,905 00 2,689 35 934 64 4,954 82 Profit and loss Interest paid Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States. .. Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. .. . Time certificates Savings deposits Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates representing bor rowed 50,000 00 13,000 00 1,272 02 17 67 57,783 48 15,021 62 4,557 13 30,000 00 Total $ 171,651 92 Total LOANS AND DISCOUNTS. $ 171,651 92 Total 128,961 30 $ 128,961 30 Total $ 128,961 30 $ 128,961 30 210 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Covington, Located at Covington, Ga., at the Close of Business July 10, 1907. RESOURCES. . LIABILITIES. Loans and discounts. . .$ Bonds and stocks owned by the bank 184,851 55 12,394 58 5,973 18 25 00 Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss 3,640 15 16,420 14 3,253 36 3 076 00 55 00 2,173 92 320 91 Capital stock paid in. .$ Surplus fund Undivided profit?, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .. . Due unpaid dividends. . Individual deposits sub- Savings deposits Demand certificates. . . . Time certificates Certified checks Due to clearing house . . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 37,500 00 25,000 00 1,076 33 412 00 81,755 92 4,556 81 36,882 73 45,000 00 232,183 79 LOANS AND DISCOUNTS. 232,183 79 In suit Total $ 324 00 196,922 13 $ 197,246 13 Good Doubtful Worthless Total $ 197,231 63 14 50 $ 197,246 13 TREASURER'S REPORT. 211 Statement of the Condition of the Bank of Covington, L,oc:a ted at Covington, Ga., at the Close of Business December 17, 1907. P. THOMPSON, President. C. S. THOMPSON, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .. .$ 103,656 69 Demand loans 48,767 30 Overdrafts, secured.... 9,609 90 Bonds and stocks owned by the bank Banking house Furniture and fixtures. 3,640 15 Other real estate Due from banks and bankers in this State.. 25,746 45 Due from banks and bankers in other States 7,074 58 Currency 4,270 00 Gold Silver, nickels and pen- nies . 469 78 Checks and cash items. Exchanges for the clear- ing house Profit and loss Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certificates Certified checks 37,500 00 25,000 00 2,135 09 4 00 98,947 08 29,642 66 Due to clearing houie. . Notes and bills redis- 10,000 00 In judgment Total 203,228 83 Total LOANS AND DISCOUNTS. $ 3,124 00 ...$ 152,417 97 Good Doubtful Worthless Total $ 203,228 83 . $ 152,417 97 $ 152,417 97 11 212 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Newton County, Located at Covington, Ga., at the Close of Business, July 11, 1907. RESOURCES. Loans and discounts . .% Demand loans Overdrafts Overdrafts secured by 133,669 48 1,595 58 5,151 95 Bonds and stocks owned by the bank Furniture and fixtures. Other real estat Due from banks and bankers in this State Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- 5,581 38 7,270 46 1,433 81 1,105 00 2,650 00 729 33 824 95 Profit and loss 433 06 LIABILITIES. Capital stock paid in. % Surplus fund Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub- Demand certificates.... Time certificates Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 31,000 00 4,000 00 1,127-59 1,132 00 33,161 98 20,023 43 70,000 00 Total $ 160,445 00 Total LOANS AND DISCOUNTS. * 160,445 00 Total $ 135,265 06 $ 135,265 06 Good Doubtful Total . $ 135,265 06 $ 135,265 06 TREASURER'S REPORT. 213 Statement of the Condition of the Bank of Newton County, Located at Covington, Ga., at the Close of Business December 17, 1907. T. A. PERRY, President. A. B. SIMMS, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house ) Furniture and fixtures ( Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest paid 88,195 51 4,380 58 1,729 14 s-'sQ,-;oi bftQs 7,613 69 12,528 34 2,653 00 2,725 00 284 36 6,841 79 882 34 Total $ 133,707 43 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to cleaiing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 31,000 00 4,000 00 1,915 81 40 00 58,417 07 23,026 21 308 34 15,000 00 Total $ 133,707 43 LOANS AND DISCOUNTS. In suit Not in iuit Total $ Good Doubtful 92,576 09 $ 92,576 09 Total $ 92,576 09 * 92,576 09 214. TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Crawford, Located at Crawford, Ga., at the Close of Business November 12, 1907. RESOURCES. LIABILITIES- Loans and discounts. .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 58,554 52 1,910 95 1,466 25 1,580 98 1,487 54 1,730 00 30 00 744 47 1,091 64 Capital stock paid in. .$ Surplus fund. Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . . Due unpaid dividends . Individual deposits subject to check' Sivings deposits Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 15,000 00 3,000 00 1,746 68 31,630 21 4,219 16- 13,000 00 Total $ 68,596 35 Total $ T.8.596 35 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 130 00 Good Doubtful 58,424 52 Worthless $ 58,554 52 Total $ 58,554 52 $ 58,554 52 TREASURER'S REPORT. 215 Statement of the Condition of the Bank of Crawford, Located at Crawford, Ga., at the Close of Business December 17, 1907. JNO. F. HOLDKN, President. O. N, EPPS, Cashier. RESOURCES. LIABILITIES. Loans and discounts..$ Demand loans Overdrafts Bonds and stocks owned Banting house Furniture and fixtures. Due from banks and bankers in this State. Due from banks and bankers in other States Cur.ency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss 50,909 82 1,910 95 1,466 25 4,308 01 1,391 83 1,800 00 40 00 956 00 761 53 Capital stock paid in. .$ Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. .. Due unpaid dividends. . Individual deposits sub- Demand certificates.... Time certificates Cashier's checks. Due to clearing house.. Notes and bills redis- counted Bills Payable, repre- senting borrowed money 15,000 00 3,000 00 1,777 77 32,971 66 5,794 96 5,000 00 Total $ 63,544 39 Total LOANS AND DISCOUNTS. $ 63,544 39 In suit In judgment Not in suit Total I Good ,.. $ 50,909 82 110 00 Doubtful 50,799 82 Worthless.............. * 50,909 82 Total .$ 50,909 82 216 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of CrawfordvilleJLocated at Crawfordville, Ga., at the Close of Business, Nov. 11* 1907. RESOURCES. LIABILITIES. Loans and discoun ts . .$ Demand loans Bonds and stocks owned bv the bank ... Banking house . Furniture and fixt ures. Other real estate . Due from banks and bankers in this State Due from banks and tates Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- Profit and loss Interest paid 95,738 37 5,065 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and 1,517 87 22,436 69 16,446 23 2,554 00 130 00 1,750 60 3,641 55 Due to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates ... Certified checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 25,000 00 7,765 48 8,220 08 70,547 77 7,746 98 30,000 00 Total ....$ 149,280 31 LOANS AND DISCOUNTS. 149,280 31 Tn judgment N >t in suit Total 100,803 37 100,803 37 Good Total 100,803 37 $ 100,803 37 TREASURER'S REPORT. 217 Statement of the Condition of the Bank of Crawfordville,. Located at Crawfordville, Ga., at the Close of Business December 17, 1907. JNO. F. HOLDBN, President. L. P. MCOORD, Cashier, RESOURCES. LIABILITIES. Loans and discounts... $ Bonds and stocks owned by the bank Banking house Furniture and fixtures.. Other real estate Due from banks and bankers in this State. . Due from banks and bankers in otherStates Gold Silver, nickels and pen- Checks and cash items. . Exchanges for the clear- ing house Profit and loss 82,707 27 6,800 00 1,517 87 20,569 64 2,327 68 4,095 00 856 50 153 25 Total % 119,027 21 Capital stock paid in.. $ Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and banktrs in other States ... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. .. . 25,000 0O 7,765 48 8,805 93 54,007 82 8,447 98- Due to clearing house. . Notes and bills redis- eounted Bills payable, including ing time certificates representing borrowed money Total $ 15,000 00119,027 21 LOANS AND DISCOUNTS. In suit In judgment Not in Buit $ 89,507 27 Total..,,,,.,_. t.^l__mg01.27 Good Doubtful Worthless Total $ 89,507 27 $ 89,507 27: 218 TREASURER'S ' REP&RT. Bank Examiner's Report of the Condition of the Bank, of Culloden, Ivocatedat Culloden, G-a., at the Close of Business December 10, 1907. RESOURCES. LIABILITIES. Loans and discounts. . .$ lemandloans Overdrafts Overdrafts secured by cotton. .. Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State Due from banks and bankers in other States Currency Gold Silver, nickels and Den- nies Checks and cash items. . Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 31,327 30 3,703 91 10,570 94 1,103 57 1,625 18 13,592 68 1,02139 3,579 00 35 00 1,246 90 66 33 150 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State. Due to banks and bankers in other States.... Due unpaid dividends . Individual deposits sub- ject to check Savingsdeposits Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates, representing b o r r owed money 15,000 00 7,500 00 4,084 00 21,118 86 20,228 64 90 70 Total.. In judgment Not in suit $ 68,022 20 Total LOANS AND DISCOUNTS. * 303 65 .,..34,727 56 $ 35,031 21 Doubtful Worthless Total ... .. .$ 68,022 20 $ 34,731 21 300 00 $ 35,031 21 TRfeA'St/RER's 'REPORT. 2f9 Statement of the Condition of the Bank of Culloden, Located at Culloden, Ga., at the Close of Business, December 17, 1907. G. Z. BLALOCK, President. E. S. WINN, Cashier. RESOURCES. LIABILITIES. Loans and discounts. . $ 31,218 47 Demand loans 3,679 81 Overdrafts (cotton, etc.) 8,978 16 Bonds and stocks owned by the bank Banking house v 1,103 57 Furniture and fixtures. 1,625 18 Other real estate Due from banks and bankers in this State. 14,317 77 Due from banks and bankers in other States 999 73 Currency 2,024 00 Gold 45 00 Silver, nickels and pen- nies 832 65 Checks and cash items. 34 16 Exchanges for the clear- ing house i Profit and loss Interest paid Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State .. Due to banks and bankers in other Slates ... Due unpaid dividends . Individual deposits subject to check Demand cenificates. . . Time aertiflcates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing b o r r o wed money 15,000 00 7,500 00 4,034 38 17,913 05 20,268 64 162 43 Total $ 64,958 50 Total $ 64,958 50 LOANS AND DISCOUNTS. In suit In judgment Not in .suit Total $ 256 00 Good .--.:-.-.. $ 34,598 28 Doubtfn'1 34,642 28 Worthless. ......... TM7i 800 00 $ 34,898 28 Total ...$ 34,8g8 28 220 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Merchants & Planters Bank, Located at Culloden, Ga., at the Close of Business December 10, 1907. RESOURCES. LIABILITIES. Loans and discounts. ...$ Overdrafts secured by 13,825 59 11,711 16 656 05 Bonds and stocks owned Banking house Furniture and fixtures Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid (Hearing house certifi- 925 00 825 00 1,410 79 4,456 90 650 00 50 53 ' 2,052 40 1,120 00 Capital stock paid in.. .$ 15,000 00- Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States.. .. Due unpaid dividends. . Individual deposits sub- ject to check 3,355 54 132 73 24.00 12,129 15- Demand certificates. ... Time certificates . Certified checks 7,042 00 Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 37,683 42 Total $ 37,683 42 LOANS AND DISCOUNTS. In suit In judgment Not iniuit Ttal $ 85,5S 75 25,536 75 Good Doubtful Worthless , $ 25,536 75 Total.................$ 25,536 75 TREASURER'S REPORT. 221 Statement of the Condition of the Merchants & Planters Bank, Located at Culloden, Ga., at the Close of Business December 17, 1907. SAMUEL RUTHERFORD, President. R. H. HOLMES, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans, cotton . . Overdrafts Bonds and stocks owned by the bank Banking house Furniture a' d fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency Gold Silver, nickels and pen- nies Checks and cish items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates Insurance account, (cot- ton) Total | 13,784 72 10,539 99 468 10 925 00 825 00 3,078 13 6,542 73 1,000 00 55 66 33 00 920 00 61 75 38,234 08 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .. Due unpaid dividends . Individual deposits sub- ject to check..Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money Total % 15,000 00 3,610 11 24 00 12,557 97 7,042 00 38,234 08 LOANS AND DISCOUNTS. In judgment Not in suit Total Mtr % Doubtful 24,324 71 $ 24,324 71 Total ...$ 24,324 71 "... .. $ 24,324 71 222 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Cuthbert, Located at Cuthbert, Ga., at the Close of Business January 11, 1907. RESOURCES. LIABILITIES. Loans and discounts. ..$ Demand loans Overdrafis Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate. Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges tor the clear- ing house Profit and loss Interest paid 123,819 24 43,332 50 3,085 08 1,571 51 13,489 31 12,779 06 2,704 50 126 00 10 00 1,115 73 11,153 67 Capital stock paid in. . .$ 50,000 00 Surplus fund 11,711 90 Undivide i profits, less current expenses and taxes paid. 11,679 57 Due to banks and bank- ers in this State 1,029 64 Due to banks and bank- ers in other States ... .. 306 26 Due unpaid dividends. . Individual deposits sub- ject to check 107,089 98 Demand ceru'ticates. ... Time certificates Certified checks Cashier's checks Due to clearing houe. . Notes and bills redis- counted. Bills payable, including time certificates rep- resenting borrowed money 31,369 25 Total $ 213,186 60 Total $ 213 186 60 LOANS AND DISCOUNTS. Not in suit Total 1 126 00 Good Doubtful. 123,693 24 $ 1 '3,819 24 Total 5 123,8:9 24 $ 123.819 24 TREASURER'S REPORT. 223 Statement of the Condition of the Bank of Cnthbert, Located at Cuthbert, Ga., at the Close of Business, December 17, 1907. J. J. MCDONALD, President. ED. MCDONALD, Cashier. RESOURCES. LIABILITIES. Loans and discounts. $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Oth r real estate Due t'r >m banta and bankers in this State Due from banks and bankers in other States Currency Cold Silver, nickels and pen- nies ... Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 127,081 80 20.60S 91 20,378 59 5,000 00 3,0-<5 08 1 671 57 13,800 94 13,32-5 06 1,700 15 7,4>i2 00 10 00 665 0 I 4,579 73 Capital stock paid in .$ Surplus fund ... Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bank- ers in other States . . . Due unpaid dividends . Individu 1 deposits subject to check Demand "ertifieates ... Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 50,000 00 11,711 90 17,434 78 32 47 2,979 67 119,723 01 500 00 16,982 00 Total In suit In judgment Not in suit Total 219,363 8:1 Total LOANS AND DISCOUNTS. $ 127,081 80 $ 127,081 80 Good Doubtful Worthless Total $ 219, $ 127,081 80 $ 127.081 80 . y.:;y:~ 224 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Randolph, Located at Cuthbert, Ga., at the Close of Business January 12, 1907. RESOURCES. LIABILITIES. Loans and discounts... .$ Demand loans ... Overdrafts Bonds and sticks owned by the bank Banking house Furniture and fixtures. Oiht r real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency. Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 96,880 99 0,133 55 6,382 60 2,866 25 1,593 86 3,146 66 4,909 26 4,947 00 10 00 2,945 80 3,774 57 Capital stock paid in.. .1 Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends. Individual deposits sub- ject to check Demand certificates .. Time certificates Certified checks Cashier s checks.. Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 50,000 00 5,610 47 734 29 630 00 504 00 44,589 04 380 66 31,142 08 Total $ 133,590 54 Total LOANS AND DISCOUNTS. $ 133 590 54 In suit In udgment Not in suit Total $ 103,014 54 $ 103,014 51 Good Doubtful Worthless Total $ 103,014 54 $ 103,014 54 TREASURER'S REPORT. 225 Statement of the Condition of the Bank of Randolph, Located at Cuthbert, Ga., at the Close of Business December 17, 1907. R. J. TAYLOR, President. L. M. MOYE, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans including Overdrafts Bonds and stocks owned by the bank Furniture and fixtures. Other r. al estate Due from banks and bankers in this State. Due from banks and bankers in otherStates Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Interest paid Total $ 63,636 74 5,412 39 4,724 03 2.S68 00 1,6C0 CO 1,069 37 6,521 29 5,000 00 385 00 892 53 387 17 Capital stock paid in $ Surplus fui d Undivided profits, less current expenses and taxes paid Due to banks and bank- Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates ... Time certificates Certified checks Hue to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 92,496 52 Total $ 50,000 00 7,445 98 1,238 69 568 32 22,363 03 80 50 10,800 00 92,496 52 LOANS AND DISCOUNTS. In judgment Not in suit Total $ . ... $ 3.101 27 61,460 47 64,561 74 Good Doubtful Total .$ 64,186 74 375 00 $ 64,561 74 226 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Dallas, Located at Dallas, Ga., at the Close of Business October 17, 1907. RESOURCES, LIABILITIES. Loans and discounts.. .$ Demand loans Overdra'ts Overdrafts secured by cotton Bonds and stocks owned by the bank Furniture arid fixtures. Other real estate Due from banks and bankers in this State. Due from b;mks and bankers in other states Currency Gold Silver, nickels and pen- Checks and cash items.. Kxchanges for the clear- ing house 106,990 15 1,545 89 3,300 0i 2.000 cO 2,liS>9 00 5,500 00 3,500 00 1,109 00 22 50 28S 27 744 05 Interest paid Depositors' guarantee 120 00 Total $ 127.3'3 8(1 Capital stock paid in . .$ Surplus tund . Undivided profits, less current expenses and taxes paid Due tn banks and bank- Due to banks and bankers in other States. . .. Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates .. . Time certificates Certified check's Pue to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing bor rowed Total $ 25,000 00 16,056 37 2,421 19 1,143 52 5 00 16,323 85 31,130 26 , 2,728 67 32,500 00 127,303 86 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 447 88 106,542 27 $ 106,990 15 Good Doubtful Worthless Total $ 106,990 15 * 106,990 15 TREASURER'S REPORT. 227 Statement of the Condition of the Bank of Dallas, Located at Dallas, Ga., at the Close of Business December 17, 1907. R. D. LEONARD, President. A. M. KENDALL, Cashier. RESOURCES. LIABILITIES. Loans and discounts. ..$ 91,192 70 Demand loans 10,3!>8 79 Overdrafts . .. 1,419 23 Bonds and stocks owned by the bank , 3,300 00 Banking house 2,375 00 Furniture and fixtures. 2,450 00 Other real estate Due from banks and bankers in this State. 6,700 75 Due from banks and bankers in other States 3,620 00 Currency "1 Gold | Silver, nickels and pen- } 4,063 16 nies.... | Checks and cash items. J Exchanges for the clear- ing house Profit and loss Interest paid Long and short 72 08 Total $ 125,59171 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid. Due to banks and bank- ers in this State Due to banks and bank- ers in other States . . . Due unpaid dividends. . Individual deposits subject to check Demand certificates ... Tiiiie certificates Certified checks Cashier's checks, same as ind vidual depo-its Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 25,000 00 16,902 98 6,534 63 3,579 20 31,154 97 29,864 91 3,055 02 9,500 00 Total . $ 125.591 71 LOANS AND DISCOUNTS. In suit $ Not in suit * Good Doubtful Total $ 101 591 49 $ 101,591 49 228 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the CommercialSavings Bank, Located at Dallas, Ga., at the Close of Business October 18. 1907. RESOURCES. LIABILITIES. Loans and discounts. $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house. Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Depositors guarantee fund Total $ 43,885 62 36,042 29 1,562 33 1,972 14 3,813 53 2,218 03 1,515 00 15 00 585 67 234 48 2,702 70 94.546 79 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing b o r r o wed money Total $ 25,000 00 6C5 94 14,000 00 10,000 00 11.453 55 23,049 00 438 30 10,000 00 94,546 79 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 79,928 91 Worthless $ 79,928 91 Total $ 79,928 91 $ 79.928 91 TREASURER'S REPORT. 228 Statement of the Condition of the Commercial-Savings Bank, Located at Dallas, Ga., at the Close of Business December 17, 1907. E. DAVIS, President. P. F. CLARK, Cashier. RESOURCES. LIABILITIES. Loans and discounts. $ Demand loans Overdrafts Bonds and stocks owned by lhe bank Banking house Furniture and fixtures. Oiher re il estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold... Silver, nickels and pen- nies Checks and cash items. Exchanges tor theclearing house Protit and loss Interest paid Total $ 37,40s 68 30,599 32 3,032 0L 391 46 1,670 68 4,848 35 5,253 60 1,599 00 50 00 222 71 180 48 824 60 85,990 89 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. Individual deposits sub- jpct to check Saving- deposits subject to chpck Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money Total $ 25,000 00 1,758 26 15,000 00 8,000 00 6,836 77 23,020 83 375 03 6,000 00 85,990 89 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 68,008 00 Worthless $ 68,008 00 Total $ 68,008 00# 68,008 00 mmsm 230 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Danville, Located at Danville, Ga., at the Close of Business May 10, 1907. RESOURCES. LIABILITIES. Loans and discounts.. . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate .... Due from h nks and bankers in this >tate. Due from banks and bankersinother States Currency "'la Silver, nickels and pen- nies Checks and ea*h items. Exchanges for the clearing house Profit and loss Inter-st paid .... Deposit r's fund 38,236 05 3,517 19 j 533 41 1,'548 47 2,956 62 4,890 15 3(50 00 25 00 272 39 >>8 96 2,822 70 Capital stock paid in.. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State . . . Due to bank-and bank- ers in other States Duj unpaid dividends. Individual deposits sub- ject to check Pavings deposits. Demand cert tficates. . . . Time certificates < eriified checks. Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable including time certificates representing borrowed money 15,000 0 1,758 4 5,500 00 3,000 00 9,215 68 6,716 89 15,000 00 T^"1 $ 5H.190 94 Total $ 56 190 94 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ ""'' 41 753 22 $ 41,753 22 ood Doubtful Worthless Total $ 41,753 22 ......$ 41,753 22 TREASURER'S REPORT. 231 Statement of the Condition of the Bank of Danville, Located at Danville, Ga., at the Close of Business December 17, 1907. H. L. D. HUGHES, President. 0. B. FAULK, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. . $ Demand loans Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from b nks and banker-in otherStates Currency Gold Silver, nickels and pennies Checks and cash items. . Exchanges for the clear- ing house Profit anil loss Interest paid , 14,097 32 3,314 62 5,068 71 1,533 41 1,52-3 97 10,028 67 3,499 31 670 10 25 00 55 23 245 16 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid .. Due to banks ard bank- ers in this State .. Due to banks and bank- ers in otherStates. . . . Due in pa d dividends. Ii dividual deposits sub- ject to check Demand certificates. ... Time certificates Certified cherks Cashier's checks Due to desiring house. Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 15.C0O 00 1,605 34 18,532 32 5,825 73 Total $ 40,963 39 Total * 40.963 39 LOANS AND DISCOUNTS. In suit In judgment Not in amt Total $ 18.311 94 $ 18311 94 Good Doubtful Worthless Total * 18,111 94 200 00 $ 18,311 9 S32 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Darien Bank, Located at Darien, Ga., at the Close of Business March 11, 1907. BESOUKCES. LIABILITIES. Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furnitu-e and fixtures. Other real estate Due from banks and bankers in this State. Due from bunks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 83,230 00 31,647 88 180 52 8'>0 00 200 00 16,554 93 7,049 54 2,632 00 100 00 600 71 322 25 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates ... Time certificates Certified checks Cashinr's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing b o r r o wed money 25,000 00 13,991 75 4,656 26 26 00 98,126 28 2,117 54 Total. In suit In judgment Kot in suit Total .$ 143,917 83 Total. LOANS AND DISCOUNTS. $ 60 00 114,817 88 $ 114,877 88 Good Doub ful Worthless Total $ 143 917 83 $ 114,877 88 $ 114.877 =88 TREASURER'S REPORT. 23* Statement of the Condition of the Darien Bank, Located at Darien, Ga., at the Close of Business December 17, 1907. R. H. Kuox, President. .7. A. SPACE, Cashier. RESOURCES. LIABILITIES- Loans and discounts. $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit nd loss Interest paid 81,812 17 34,757 83 16 28 1,100 00 200 00 7,958 48 609 17 4,577 00 185 00 1,402 02 213 46 323 00 325 09 Capital stock paid in. . .$ Surplus fund Undivided profits, less curr nt expenses and taxes paid Due to banks and bankers in this State Due to bat ks and bankers in other States. .. Due unpaid dividends. . Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills rediscounted Bills payable, representing borrowed money. Savings deposits 25,000 00 16,522 33 2,508 75 6 00 22,905 39 33,574 00 749 91 2,500 00 29,773 12 Total $ 133,539 50| Total LOANS AND DISCOUNTS. $ 133,539 50 In judgment . .. $ 116,570 00 $ 116,570 uO Good Doubtful Total $ 116,570 00 .... $ 116,570 00 334 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Merchants & Farmers Bank, Located at Davisboro, Ga., at the Close of Business May 16, 1907. RESOURCES. LIABILITIES. Loans and discounts... .$ Demand loans Overdrafts Overdrafts secured by cotion Bonds and stocks owned by the bank f'umitureandfixtures. . Oiher real estate Due from banks and bunkers in this State. Due from banks and bankersin otherStates Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 48.938 89 5,5t VO 2,487 38 2,500 00 1,021 00 3,028 96 2,204 84 6 <6 00 105 00 485 57 49 00 R7.020 31 Capital stock paid in.. .$ 15,000 00 Undivided, profits, less current expenses and taxes paid. Due to banks and bank- 3,521 39 Due to banks and bankets in other States. .. Due unpaid dividends.. Individual deposits subject lo check 22,801 37 Demand certificates. . . . 4,094 18 Hue to clearing house.. Notes and bills redis- counted Bibs payable, including time certificates representing borrowed 27 40 9,070 00 12,500 00 67,020 34 LOANS AND DISCOUNTS. $ In judgment. . .. Not in suit Total .... $ $ Doubtful Worthless Total $ TREASURER'S REPORT. 235 Statement of the Condition of the Merchants & Farmers Bank, Located at Davisboro, Ga., at the Close of Business December 17, 1907. L. B. HOLT, President. H. HOLLIS, Cashier. RESOURCES. LIABILITIES. Loans and discounts... .} Demand loans Overdrafts (secured by cotion) Bonds and stocks owned by the b nk Banking house Furni ure and fixtures. Oiher real estate Due fro m b nks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pennies Checks and casS items.. Exchanges for the clear- ing h-;. 264 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Merchants & Farmers Bank, Located at Eastman, Ga., at the Close of Business April 9, 1907. RESOUKCES. LIABILITIES. Loans and discounts . .$ Demand loans Ove drafts Bonds and stocks owned by the bank Banking house Furniiu>e and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in ouher States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 160 867 74 8,560 00 4,363 45 3,000 00 1,605 80 7,959 63 21,442 09 6,126 84 1,758 00 70 00 449 98 700 35 327 15 Total $ 217.241 03 Capital stock paid in. .$ Kurplusfund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's chcks Due to clearing house. . Notes and bills rediscounted Bills payab'e, including time certificates representing borrowed money 50.000 00 7,500 00 1,119 36 100,186 02 38,435 65 20,000 00 Total $ 217,241 03 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total. $ 350 00 169,087 74 $ 169,437 74 Good Doubtful Worthless Total S. $ 167,237 74 200 00 $ lfi7,437 74 TREASURER'S REPORT. 265 Statement of the Condition of the Merchants & Farmers Bank, Located at Eastman, Ga., at the Close of Business December 17, 1907. D. M. ROBERTS, President. W. P. OOBB, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. $ Overdrafts Bonds and stocks owned by the bank Furniture and fixtures. Other real estate Dae from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit and loss 131,007 23 19,83=5 56 3,097 90 3,000 00 1,555 80 7,914 63 14,996 49 2,481 86 6,923 00 289 52 3,207 76 Clearing house certifi- Capital stock paid in. .$ Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates.... Time certificates Cashier's checks.. Due to clearing house.. . Notes and bills redis- Bills payable, including time certificates representing borrowed Clearing house certifi- 50,000 00 7,500 00 1,033 96 1,317 17 81,442 63 43,015 99 10,000 00 Total $ 194,309 75 Total $ 194 309 75 LOANS AND DISCOUNTS. Not in suit Total $ 400 00 100 00 130,507 23 $ 131,007 23 Good Doubtful Total $ 131,007 23 $ 131,007 23 266 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Eaton ton, Located at Eatonton, Ga., at the Close of Business, July 6, 1907. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 108,264 10 2,73i 00 1,182 93 15,375 00 6,489 09 2,118 36 7,432 27 1,338 08 2,367 00 10 00 413 12 350 60 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends.. Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 25,000 00 10,000 00 2,293 08 120 00 50,157 57 8,054 90 52,500 00 Total $ 148,125 55 Total. $ 148,125 55 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 111,049 10 $ 111,049 10 Good Doubtful Worthless . Total. $ 111,049 10 $ 111,049 10 TREASURER'S REPORT. 267 Statement of the Condition of the Bank of Eatonton, Located at Eatonton, Ga., at the Close of Business December 17, 1907. L. O. BENTON, President. P. W. WALTON, JR., Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts, cotton, $6,- 417 84, other, $1,828.70 Bonds and stocks owned by the bank Banking hnuse Furniture and fixtures . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency 0|d Silver, nickels and pen- nCuhieectks an^dcasuh-i. tems. Other banks clearing house certificates.... Profit and loss Interest paid 65,566 18 8,785 37 8,246 54 15,375 00 6,497 49 2,122 92 5,423 51 4,346 59 3,866 00 75 00 1,200615 0084 493 00 Total $ 122,063 72 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in otherStates Due unpaid dividends. . Individual deposits subject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Motes and bills rediscounted Bills payable, including time certificates representing borrowed money Associated bank certifi- cates 25,000 00 10,000 00 2,479 71 68,649 87 5,444 14 10,490 00 Ttal $ 122.063 72 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ SO0- ; 74,351 55 Doubtful Worthless $ 74,35! 55 Total $ 74,25938 3250 $ 74,35155 *l 268 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Middle Georgia Bank, Located at Eatonton, Ga., at the Close of Business July 5, 1907. RESOURCES. LIABILITIES. Loans and discounts... .$ 208,930 68 Demand loans 23,240 58 Overdrafts 2,976 36 Overdrafts secured by cotton 15,427 59 Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate 100 10 Due from banks and bankers in this State. 16,216 26 Due from banks and bankers in other States 7,547 82 Currency 2,867 00 Gold 102 50 Silver, nickels and pen- nies 613 23 Checks an l cash items.. 574 89 Exchanges for the clear- ing house Profit and loss Interest paid Total $ 278,597 01 Capital stock paid in. ..$ 51,400 00 Surplus fund 25,700 00 Undivided profits, less current expenses and taxes paid 9,883 58 Due to banks and bank- ers in this Stale Due to banks and bank- ers in other States.... Due unpaid dividends . 437 50 Individual deposits sub- ject to check 104,257 98 Demand certificates.... Time certificates 11,159 20 Certified checks 700 00 Cashier's checks 58 75 Due to clearing house. . Notes and bills redis- counted 5,000 00 Bills payable, including time certificates rep- resenting borrowed money 70,000 00 Total $ 278,597 01 LOANS AND DISCOUNTS. * Good. $ Doubtful Worthless Total % TREASURER'S REPORT. 269 Statement of the Condition of the Middle Georgia Bank/ Located at Eatonton, Ga., at the Close of Business December 17, 1907. E, B. EzELL, President. BEN.T. VV. HUNT, Cashier. RESOURCES. LIABILITIES. Loans and discounts. ..% Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers inother States Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges fortheclear. ing house 150,404 79 5",549 00 13,224 85 47,899 92 75 10 22,708 66 6,636 02 8,036 00 10 00 1,302 27 11,747 66 Interest paid Clearing house certifi- 26 L 00 Total $ 317,915 27 Capital stock paid in $ Undivided profits, less current expenses and taxes paid Due to banks and bank- 51.400 00 25,700 00 13,243 78 Due to banks and bankers in other States. .. Due unpaid divi lends. . Individual deposits sub- Demand certificates. ... Certified checks Cashier's checks Due to clearing house .. Notes and bills redis- connted Bills payable, including timn certificates representing borrowed money Clearing house certificates issued 1 75 159,994 24 9,054 20 200 00 1,121 30 3,000 00 41,700 00 12,500 00 Total $ 317,915 27 LOANS AND DISCOUNTS. In suit .$ In judgment Not in suit Total $ 18 r Good Doubtful Worthless Total , $ 205,953 79 $ 205.953 79 270 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Edison, Located at Edison, Ga., at the Close of Business January 15, 107. RESOURCES. LIABILITIES. Loans and discounts . $ Demand loans Overdrafts. Bonds and stocks owned by the bank Banking house Furniture and fixtures Other real estate.... .. Due from banks and bankers in this State. Due from b^nks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest paid 78,161 01 17,337 60 2,900 00 1,870 00 5,013 09 1,724 04 524 00 5 00 2,106 67 9 55 109,650 96 Capital stock paid in. .$ 50,000 00 Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends.. Individual deposits sub- Savings deposits Demand certificates . . . 8,598 63 46,052 33 Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- Bills payable, including time certificates representing borrowed 5,000 00 109.650 96 LOANS AND DISCOUNTS. In judgment Not in suit Total % Good Doubtful 78,161 01 $ 78,161 01 Total $ 78,161 01 $ 78,161 01 TREASURER'S REPORT. 271 Statement of the Condition of the Bank of Edison, Located at Edison, Ga., at the Close of Business December 17, 1907. O. J. BAMBO, President. L. C. MANKY, Cashier. RESOURCES. LIABILITIES. Lo in-! and '. iscounts.. . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking hons Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and banKer* in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 8S, IH6 68 .5.000 (ID 4,258 36 2,9 '0 00 1,986 00 14,129 01 17,861 75 3.787 00 10 00 1,638 60 57 95 Capital stock paid in. . .$ Surplus fund . . Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bank- ers in other States .. Due unpaid dividends. Individual deposits sub- ject to check Demand certificates . . . Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills redis- counted Bills payable, including time, certificates representing borrowed money 50,000 00 15,247 74 74,545 61 Total $ 13 ,73 35 Total $ 139,793 35 LOANS AND DISCOUNTS. In suit (secured) In judgment Not in suit Total 505 30 92,661 38 $ 93,166 68 Good Doubtful Worthless Total . $ 93166 68 $ 93.166 68 272 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Elberton, Located at Elberton, Ga., at the Close of Business August 27, 1907. RK SOURCES. LIABILITIES. Loans and discounts.. . $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate. Due from banks and bankers in this State. Due from banks and bankersin other States Currency I* Id Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Prolit and loss Interest paid. .... Cleaiing house certifi- cates 161,964 11 13,589 25 7,431 30 5,524 76 2,010 b9 2,497 58 3,882 91 1,330 00 1,170 10 372 82 882 20 Total... $ 200,655 62 Capital stock paid in .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in-this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including lime certificates representing borrowed money 25,000 00 30,000 00 7,449 10 8 00 36,460 11 34,12183 22,616 58 45,000 00 Total $ 200,655 62 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ ... 175,553 36 _$ 175,553 36 Good Doubtful Worthless Total $ 175,553 36 $ 175,553 36 TREASURER'S REPORT. 273 Statement of the Condition of the Bank of Klberton, Located at Elberton, Ga., at the Close of Business December 17, 1907. W. O. JONES, President. J. II. BLACKWELL, Cashier RESOURCE'S. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency GolA Silver, nickels and pen- nies Checks and cash items. Clearing house certifi- cates Exchanges for the clearing house Profit and loss Interest paid 110,691 08 26,394 52 12 271 21 5,524 76 2,010 69 2,732 55 14,577 05 12,652 00 360 0J 1,377 ii 1,847 33 2,622 12 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bank- ers in other States ... Due unpaid dividends. Individual deposits sub- ject to check Demand certificates . . . Time certificates Certified checks .... Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 25,000 00 30,000 00 9,080 48 525 67 522 55 70,616 85 29,945 13 7,309 74 20,000 00 _ Total $ 193,060 42 Total LOANS AND DISCOUNTS. $ 193.060 42 In suit In judgment Not in suit Total $ 110,691 08 $ 110,69108 Good Doubtful. . Worthless Total $ 110,691 08 $ 110,691 08 274 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Bank, Located at Elberton, Ga., at the Close of Business August 24,1907. RESOURCES. LIABILITIES. Loans and discounts.$ Overdrafts . . . : Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate ... . Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- 113,418 81 15,000 00 4.253 36 4,140 04 2,351 34 3,235 53 5,663 70 1,401 00 1,790 00 793 37 818 60 Profit and loss Interest, paid Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .. . Due unpaid dividends.. Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks . . ... Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 25,000 00 11,043 85 24 00 47,344 61 29,033 29 450 00 40,000 00 Total In suit In judgment Not in suit Total . $ 152,895 75 Total LOANS AND DISCOUNTS. $ 48 00 128,370 81 $ 128,418 81 Good Doubtful Worthless Total $ 152,895 75 $ 128,318 81 100 00 $ 128,418 81 TREASURER'S REPORT. 275 Statement of the Condition of the Citizens Bank, Located at Elberton, Ga., at the Close of Business December 17, 1907. MCALPIS ARNOLD, President. L. M. HEAHD, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank ... Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency. Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid... 105,216 05 6,102 57 4,140 04 2,351 34 12,306 14 15,388 44 4,302 00 1,870 00 1,205 14 555 58 2,074 17 Total $ 155,511 47 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State.... Due to bank-" and bankers in other States ... Due unpaid dividends.. Individual deposits subject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to "learing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 25,000 00 13,030 06 24 00 71,465 49 25,984 55 7 07 20,000 00 Total $ 155,511 57 LOANS AND DISCOUNTS. In suit ... Good $ In judgment Doubtful Not in suit 105,216 05 Worthless Total. $ 105,216 05 Total $ IP 276 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Elberton Eoan & Savings Bank, Located at Elberton, Ga., at the Close of Business August 26, 1907. EBSOUKCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate...... Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest paid 187,060 34 50,169 80 4,210 58 1,598 00 4,773 43 9,028 94 1,351 00 1,035 00 463 63 413 46 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .. . Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates. ... Time certificates Certified checks....... Cashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 75,000 00 37,862 53 461 21 53,113 02 17,369 77 54 32 9,143 33 68,000 00 Total $ 261,004 18 Total .... LOANS AND DISCOUNTS. .$ 261,004 18 In suit In judgment Not in suit Total $ 88 55 258,041 59 $ 238,130 14 Good Doubtful Worthless Total ".....$ 238,130 14 $ 238,130 14 TREASURER'S REPORT. 277 Statement of the Condition of the Elberton Loan & Savings Bank, Located at Elberton, Ga., at the Close of Business December 17, 1907. P. M. HAWKS, President. Z. C. HAYES, Cashier. RESOURCES. LIABILITIES- Loans and discounts . .* Demand loans overdrafts Bonds and stocks owned by the bank Banking house Furnitureandflxtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold." Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest paid 114,881 35 34,461 35 11,810 93 1,598 00 11,033 86 22,382 06 6,952 00 1,600 00 1,218 58 740 83 2,669 98 Total $ 209,348 94 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to cleai ing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 75,000 00 41,340 42 1,697 93 63,478 65 17,831 94 10,000 00 Total $ 209,348 94 LOANS AND DISCOUNTS. In suit Total $ 149,342 70 $ 149,342 70 Doubtful Total .$ 149 342 70 $ 1^9,342 70 wm 278 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Gilmer County Bank, Located at Ellijay, Ga., at the Close of Business October 17, 1907. RESOURCES. Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estat" Due from banks and bankers in this State Due from banks and bankers in other States Currency ^old Silver, nickels and pen- O,,unneicefks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid LIABILITIES. 28,965 11 131 85 24,350 00 720 80 17,541 28 4,471 T?, Q 3JQ83 0 265 00 852 24 662 92 Capital stock paid in. if Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted." Bills payable, including time certificates representing borrowed money 15.000 00 4,000 00 600 95 47,352 55 14,993 43 TotaI $ 81,946 93 Total $ 81,946 93 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total. $ Good Doubtful 28,965 11 Worthless $ 28,965 11 Total .. % 28,965 11 % 28,965 11 TREASURER'S REPORT. 279 Statement of the Condition of the Gilraer County Bank, Located at Ellijay, Ga., at the Close of Business December 17, 1907. JNO. H. CARTER, President. B. S. HOLDKN, Cashier. RESOURCES. LIABILITIES. Loans and discounts . . $ Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. Profit and loss 25,470 64 21,350 00 720 80 12,048 34 3,356 20 2,075 00 475 00 1,499 17 416 81 Capital stock paid in .$ Surplus fund Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills redis- Bills payable, including time certificates representing borrowed money 15,000 00 4,000 00 413 02 3,500 00 83 40 30,081 59 17,333 95 In suit In judgment Not in suit Total 70,411 96 Total LOANS AND DISCOUNTS. $ Good Doubtful Worthless $ Total $ 70,411 96 $ $ 280 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Pairburn Banking Co., Located at Fairburn, Ga., at the Close of Business October 30, 1907. RESOURCES. LIABILITIES. Loans and discounts. ...$ 200,165 69 Demand loans Overdrafts \ 3,851 03 Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures Other real estate 3,313 15 Due from banks and bankers in this State. 22,762 21 Due from banks and bankers in other States Currency 1,533 36 3925 00 Gold Silver, nickels and pen- nies 377 19 Checks and cash items. 384 01 Exchanges for the clear- ing house Profit and loss Interest paid Capital stock paid in.. .$ 50,000 00 Surplus fund 10,000 00 Undivided profits, less current expenses and taxes paid 12,700 31 Due to banks and bank- ers in this State Due to banks and bank- ers in other states.. .. Due unpaid dividends . Individual deposits sub- ject to check 52,989 70 Savings deposits Demand certificates 50,061 63 Time cert iflcates Certified checks Cashier's checks.. 220 00 Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 60,000 00 Total. % 35.971 64 _ToJl LOANS AND DISCOUNTS. $ 235,971 64 In suit In judgment Not in suit Total $ 200,165 69 ...$ 200,165 69 d Doubtful Worthless Total $ 200,165 69 $ 200,165 69 TREASURER'S REPORT. 281 Statement of the Condition of the Fairburn Banking Co., Located at Fairburn, Ga., at the Close of Business December 17, 1907. .T. H. LONGINO, President. HENRY MCOURRY, Cashier, RESOURCES. LIABILITIES. Loans and discounts. . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures.. Other real estate Due from banks and bankers in this State. . Due from banks and bankers in otherStates Currency Gold Silver, nickels and pennies Checks and cash items. . Exchanges for the clear- ing house Profit and loss Interest paid. 178,564 47 4,434 57 3,313 15 6,954 52 524 38 3,500 00 352 59 500 00 Total $ 198.143 68 Capital stock paid in.. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates Time certificates Certified cheeks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including ing time certificates representing borrowed money. 50,000 0O< 10,000 00 13,471 40 49,984 45 31,293 83 8,000 00 394 00 35,000 0# Total $ 198,143 68 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 178,564 47 $ 178,564 47 Good Doubtful Worthless Total $ 178,564 47 $ 178,564 4T OOi) TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Fairmount, Located at Fairmonnt, Ga., at the Close of Business September 19, 1907. RESOURCES. LIABILITIES. Loans and discounts... $ Demand loans Overdrafts Overdrafts secured by Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State.. Due from banks and bankers in other States Gold Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- Profit and loss Depositors fund 42,306 14 381 2-1 5 73 200 00 2,127 75 1,210 61 5,859 19 1,409 39 335 00 50 00 658 85 6 62 719 37 2,822 70 Capital sto"k paid in. $ Surplus fund ... Undivided profits, less current expenses and taxes paid Due. to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates . . TimH certificates Certified checks Cashier's checks DUH to clearing house. . Notes and bills rediscounted Bills payab'e, including time certificates representing borrowed 15,000 00 675 03 2,500 00 11,044 98 21,462 58 10 00 7,500 00 Total % 58,092 69 LOANS AND DISCOUNTS. 58,092 59 In suit In judgment Not in suit Total % Good Doubtful 42,687 38 Worthless * 42,687 38 Total $ 42,687 38 $ 42,687 38 TREASURER'S REPORT. 283 Statement of the Condition of the Bank of Fairmonnt, Lo- cated at Fairmount, Ga., at the Close of Business December 17, 1907. H. B. WARLICK, Vice-President. CHAS. D. BURNKTT, Cashier. RESOURCES. LIABILITIES Loans and discounts. ..$ Demand loans.... Bonds and stocks owned by the bank Banking house Furniture and fixtures . Other real estate Due from banks and bankers in thi-< State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items.. Exchanges for the clear- ing house Profit and loss 38,470 18 200 00 2,127 75 1,438 11 2,908 59 3,165 44 1,702 00 305 00 160 57 794 54 719 37 674 64 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. .. . Certified checks Cashier's checks Dae to clearing house. Notes and bills redis- Bills payable, including time certificates representing borrowed 15,000 00 1,192 38 4,000 00 15,488 94 15,216 24 1,768 63 52,H66 19 LOANS AND DISCOUNTS. $ 65 00 Doubtful 38,405 18 38 470 18 Total 52,666 19 $ 38,470 18 t 38,470 18 vm TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Farmers & Merchants Bank, Located at Fayetteville, Ga., at the Close of Business September 12, 1907. RESOURCES. LIABILITIES. Loans and discounts. .? Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate. Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 83,454 56 728 61 4,945 44 1,880 65 1,390 52 1,000 00 886 94 526 00 "5 00 187 16 17161 Capital stock paid in. .$ Surplus fund. Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . . Due unpaid dividends. . Individual deposits subject to check S vings deposits Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 25,000 00 3,409 93 578 71 22,079 23 4,185 96 1 66 40,000 00 Total $ 95,255 49 Total LOANS AND DISCOUNTS. $ 95.255 49 In suit In judgment Not insult Total $ Good Doubtful 84,183 17 Worthless $ 84.183 17 Total * 84,183 17 $ W, 183 17 TREASURER'S REPORT. 285 Statement of the Condition of the Farmers & Merchants Bank, Located at Fayetteville, Ga., at the Close of Business December 17, 1907. J. W. WISE, President. CHARLES D. REDWINE, Cashier. RESOURCES. LIABILITIES. Loans and discounts. . . $ Demand loans Overdrafts Bonds and stocks owned by the bank ......... Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other Estates Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss.. Interest paid 53,502 00 2,852 00 3,588 08 1,889 65 1,391 77 2,045 49 1,077 48 1,532 00 125 00 149 56 782 03 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State .... Due to banks and bank- ers in other Slates ... Due unpaid dividends . Individual deposits sub- ject to check Demand certificates. .. . Time sertificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 25,000 00 3,447 02 36,367 08 4,120 96 Total $ 68,935 06 Total $ 68,935 06 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 56,354 00 Worthless $ 56,354 00 Total $ 56,354 00 .$ 56,354 00 !**M TM 286 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Bank, Located at Fitzgerald, Ga., at the Close of Business March 21, 1907. RESOURCES. LIABILITIES. Loans and discounts.. $ Demand loans Overdrafts Bonds and stocks owned by the bank Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Cheeks and cash items. Exchanges for the clear- ing house Profit and loss 60,727 0 275 00 1,215 37 3,725 56 4,104 50 1,638 78 1,333 00 115 00 520 34 126 64 Capital stock paid in. .$ Surplus fund Undivided profit?, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States .. . Due unpaid dividends.. Individual deposits sub- Savings deposits Demand certificates. ... Time certificates Cashier's checks Due to clearing house . . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 25,000 00 3,374 74 25,038 64 10,267 25 101 16 10,000 00 Total $ 73,781 69 Total LOANS AND DISCOUNTS. $ 73.781 69 In judgment Not in suit Total $ Good Doubtful 61,002 50 Worthless $ 61,002 50 $ 60,932 50 70 00 ..$ 61 002 50 MS TREASURER'S REPORT. 287 Statement of the Condition of the Citizens Bank, Located at Fitzgerald, Ga., at the Close of Business December 17, 1907. DRBW W. PAULK, President. J. H. HARRIS, Cashier. RESOURCES. LIABILITIES. Loans and discounts. . . $ Overdrafts Bonds and stocks owned Banking hous^ Furniture and fixtures. Other real estate Due from banks and bankers in this State.. Due from banks and bankers in otherStates Gold .. Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid .... 44,670 19 1,576 93 4,066 76 3,131 70 1,019 34 4,093 00 1,580 00 746 85 924 42 Capital stock paid in . . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to tmnks and bankers in this State Due to banks and bankers in other States. . . Due unp lid dividends . Individual deposits subject to check Demand certificates. . . . Certified checks Due to clearing house. . Notes and bills ^dis- counted Bills payable, including time certificates representing borrrowed 25,000 00 2,000 00 126 79 22,080 72 8,809 69 791 99 3,000 00 In suit In judgment Not in suit Total 61,809 19 LOANS AND DISCOUNTS. $ 167 00 44,501 19 $ 44,670 19 Good Doubtful Worthless Total 61,809 19 $ 44,670 19 $ 44 670 19 288 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Home Savings Bank, Located at Fitzgerald, Ga., at the Close of Business March 20, 1907. RESOURCES. LIABILITIES. Loans and discounts. ..$ I demand loans '. Overdrafts Overdrafts secured by cotton Bonds nd stocks owned by the bank Banking house Furniture and fixtures. Other real estate Da' from banks and bankers in this State Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Ch'cks andca^h items. . Exchanges for the clear- ing house Profit and loss Interest paid 82,428 25 6,500 00 1,878 82 250 00 5,000 00 2,045 00 4,154 16 C,446 46 1,854 00 220 00 248 17 739 91 38 51 Capital stock paid in. .$ Surplus fund ' Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State. Due to banks and bank- ers in other States... . Due unpaid dividends Individual deposits sub- ject to check Savings deposits Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates, rep- resenting borrowed money 15,000 00 4,000 00 62,002 45 4,361 83 499 03 20,000 00 Total. In suit In judgment Not in suit Total $ 105,353 31 Total LOANS AND DISCOUNTS. ? Good 208 14 Doubtful ..- 82,870 11 Worthless $ 83,078 25 _ Total _ * 105,953 31 * 3,078 25 $ 83,078 26 TREASURER'S REPORT. 289 Statement of the Condition of the Home Savings Located at Fitzgerald, Ga., at the Close of Business December 17, 1907. Bank, E. K. FARMER, President. J. E. TURNER, Cashier. RESOURCES. LIABILITIES. Loans and discounts .. .$ Bonds and stocks owned Furniture and fixtures. Other real estate Due from banks and bankers in this State . Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items . Exchanges for the clear- ing house Profit and loss.. Interest p,700 00 4,773 29 68,590 05 6,000 00 129,063 34 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 2,000 00 Good 300 U0 Doubtful 71,786 47 Worthless $ 71.086 47 Total $ 74,08647 ..$ 74.086 47 294 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Fort Gaines, Located at Fort Gaines, Ga., at the Close of Business January 14, 1907. RESOURCES. LIABILITIES. Loans and discounts. ..$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest paid 93,890 83 283 89 1,450 00 23,636 75 7,527 02 4,251 00 2,895 00 652 54 23,776 74 Total $ 158,363 77 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other S'ates .. Due unpaid dividends . Individual deposits sub- ject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Hue to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 50,000 00 30,000 00 6,659 91 588 23 66,030 63 6,085 00 Total .$ 158,363 77 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 93,890 83 Worthless $ 93,890 83 Total $ 92,890 83 1,000 00 $ 93,890 83 TREASURER'S REPORT. 295 Statement of the Condition of the Bank of Fort Gaines, Located at Fort Gaines, Ga., at the Close of Business December 17, 1907. JOE VIKSON, President. J. E. PAULLIN, Cashier. RESOURCES. LIABILITIES. Loans and discounts... .$ Demand loans Overdrafts Blends and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankersinotherStates Currency Gold Silver, nickels and pen- nies Checks and cash items, and cotton paid for. . Exchanges for the clear- ing house Profit and loss Interest paid 90,24-2 56 13,087 f>0 2,881 89 1,450 00 799 29 20,342 61 5,320 00 1,072 50 1,31106 15,040 94 Capital stock paid in. . .$ Surplus fund Undivided profits less current expenses a^d taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borr owed money 50,000 00 30,000 00 13,418 58 317 32 576 68 52,485 77 , 4,750 00 Total $ 151,548 35 Total. LOANS AND DISCOUNTS. $ 151.548 35 In suit In judgment Not in suit Total 103,330 06 $ 103,330 06 Good Doubtful Worthless Total $ 103,194 66 135 40 $ 103 330 06 ^ 296 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Exchange Bank, Located at Fort Valley, Ga., at the Close of Business December 3, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certificates 103,204 37 5,357 17 28,961 82 6,896 10 2,174 77 510 00 2,508 33 4,147 20 7,876 00 1,520 00 3,722 80 6,454 77 15 30 424 00 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State .. .. Due to banks and bankers in other States.. . Due unpaid dividends. Individual deposits sub- ject to check Savings deposits Demand certificates. .. . Time certificates Certified cheeks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 50,000 00 6,905 49 3,636 08 168 00 79,440 40 28,123 16 2,500 00 3,000 00 Total $ 173,773 13 Total $ 173,773 13 LOANS AND DISCOUNTS. In judgment Total $ 13,000 00 95,562 04 $ 108,562 04 Doubtful Total $ 96,062 04 12,500 00 $ 108,562 04 m TREASURER'S REPORT. 29T Statement of the Condition of the Exchange Bank, Located at Fort Valley, Ga., at the Close of Business December 17, 1907. President. 0. E. MARTIN, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. $ Demand loans and advances on cotton Overdrafts Bonds and stocks owned by the bank. Banking house Furniture and fixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bunkersinother States Currency Gold.... Silver, nickels and pen- nies. Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates Drafts discounted 105,699 31 27,630 54 5,559 29 2,174 77 510 00 3,598 72 1,054 97 7,152 00 1,550 00 3,32441 8,663 71 272 00 733 32 Total $ 167,92-1 04 Capital stock paid in. .$ Surplus fund ] Undivided profits,! less current expen- f ses and taxes paid. . J Due to banks and bank- ers in this State Due to banks and bank- ers in other States ... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. .. . Time certificates Certified checks Cashier s checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money Total $ 50,000 00 695107 352 43 168 00 74,378 38 28,073 16 2,500 00 5,500 00 167.923 04 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total ? 13,000 00 92,699 31 $ "105,699 31 Good Doubtful Worthless Total $ 88,199 31 12,5'0 00 5,000 00 , $ 105,699 31 PI 298 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the State Banking Co., Located at Gainesville, Ga., at the Close of Business October 28, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies.. Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 219,516 36 4,536 81 794 56 16,971 01 5,090 51 3,277 00 970 00 410 31 1,529 21 2,447 71 Capital stock paid in.. $ 53,000 00 Surplus fund 25,000 00 Undivided profits, less current expenses and taxes paid'. 38,299 26 Due to banks and bank- ers in this State Due to banks and bank- ers in other States. . . Due unpaid dividends. . Individual deposits sub- ject to check 107,799 28 Demand certificates. ... Time certificates 11.220 00 Certified checks 225 00 Cashier'schecks Due to clearinghouse. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 20,000 00 Total In suit In judgment Not in suit Total $ 255,543 54 Total LOANS AND DISCOUNTS. $ 13,784 33 5,007 70 200,724 33 $ 219,516 36 Good Doubtful Worthless Total $ 2 5,543 54 $ 212,359 43 1,513 27 5,643 66 $ 219,516 36 TREASURER'S REPORT. 299 Statement of the Condition of the State Banking Co., Located at Gainesville, Ga., at the Close of Business December 17, 1907. 0. 0. SANDERS, President. W. E. MCKINNEY, Cashier. RESOURCES. LIABILITIES. Loans and discounts. $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency. ... Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 167,675 22 4,536 84 794 56 18,728 95 10,774 29 20,774 00 1,485 00 1,565 82 2,774 53 Capital stock paid in. .$ Surplus f und Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends... Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks Cashier'schecks Due to clearing house. . .Notes and bills rediscounted Bills payable, including time certificates representing bor rowed money 53.000 00 25,000 00 29,364 75 100,624 46 11,120 00 10,000 00 Total * 229,109 21 Total LOANS AND DISCOUNTS. $ 229,10v) 21 In suit In judgment Not in suit Total $ 167,675 22 $ 167,675 22 Good Doubtful. Worthless Total $ 167,675 22 $ 167,675 22 PI soo TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Garfield, Located at Garfield, Ga., at the Close of Business May 24, 1907. RESOURCES. LIABILITIES. Loans and discounts .. .$ Demand loans Overdrafts Bonds and stocks owned by the bank. Banking house Furniture and fixtures . Other real estate.. Due from banks and bankers in this State. . Due from banks and bankers in other States. Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss. Interest paid 75,502 76 278 26 1,693 00 2,005 54 2,070 08 537 39 846 00 270 00 418 79 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .... Due unpaid dividends. . Individual deposits subject to check .... Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing- hou*e. . Notes and bills rediscounted Bil s payable, including time certificates representing borrowed money 25,000 00 7,786 02 14,322 21 36,300 00 213 59 Total $ 83,621 82 Total $ 83,621 82 LOANS AND DISCOUNTS. In judgment Not in suit. . Total $ 244 25 Good Doubtful 75,258 51 $ 75,502 76 Total.. $ 75,002 76 $ 75,502 76 TREASURER'S REPORT. 301 Statement of the Condition of the Bank of Garfield, Located at Garfield, Ga., at the Close of Business December 17, 1907. VV. M. DURDEN, President. ROBERT. J. WALSH, Cashier. RESOURCES. LI \BILITJES. Loans and discounts.. .$ Bonds and stocks owned by the bank Furniture and fixtures. . Other real estate Due from banks and bankers in this State.. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- Profit and loss Interest paid. 43,397 22 16,528 15 1,693 00 2,007 66 16,040 00 2,321 00 305 00 302 20 66 64 Capital stock paid in. .$ Surplus fund Undivided profits, less current expense's and Due to banks and bankers in this State Due to banks and bankers in other States.. . . Due unpaid dividends. . Individual deposits sub- Demand certificates. .. . Certified checks Notes and bills rediscounted Bills payab'e, including time certificates representing borrowed 25,000 00 5,899 77 256 26 14,772 17 35,160 00 1,572 67 In suit In judgment Not in suit Total 21 tr 82,660 87 Total LOANS AND DISCOUNTS. $ 84 75 Good D.iubtful 43,312 47 Worthless $ 43,397 22 Total * 82,660 87 $ 43,897 22 $ 43,397 22 mm, 302 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Farmers & Merchants Bank, Located at Georgetown, Ga., at the Close of Business January 12, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Overdrafts secured by Bonds and stocks owned by the bank Furnitureandfixtures. . Other real estate Due from bunks and bankers in this Stale. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Total $ 31,039 86 3,362 00 15,613 20 1,528 00 1,033 06 2,013 15 300 00 788 82 271 63 55,849 72 Capital stock paid in. .$ Surplus fund. ...... Undivided profits, less current expenses and laxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub- Savings deposits Demand certificates. . . . Time certificates ('ertified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 20,000 00 1,987 48 29,322 24 40 00 4,500 00 55,849 72 LOANS AND DISCOUNTS. In judgment $ Doubtful 31,401 86 34.401 8* Total $ 34,401 86 * 34.401 86 TREASURER'S REPORT. 303 Statement of the Condition of the Farmers & Merchants Bank Located at Georgetown, Ga., at the Close of Business December 17, 1907. F. M. GAY, President. L. G. BRANSON, Cashier. KB SOURCES. LIABILITIES. Loans and discounts . $ Demand loans.... .... Overdrafts Bonds and stocks owned Banking hou-e Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency Gold Silver, nickels and pen- nies Checks and cash items, P. U. money orders . Exchanges for the clear- ing house Profit and loss .... 22,227 07 10,426 95 10,583 42 1.40 1 00 1,946 30 53 90 4,788 33 1,525 00 800 00 535 til Oapitai stock paid in . .$ Undivided profits, less current expenses and Due to banks and bankers in this State . . . Due to banks and bankers in otherStates. .. . Due unpaid dividends. Individual deposits sub- ject to check Demand certificates... . Time certificates Certified checks. Cashier's checks Due to clearing house . Notes and bills redis- counted Bills payable including time certificates representing borrowed 21,400 00 4,237 69 787 42 1,283 61 20,377 86 20 00 In suit In judgment , , Not in suit Total 54,286 58 Total LOANS AND DISCOUNTS. $ ood- Doubtful 32,653 02 Worthless $ 32,653 02 Total $ 54.286 58 $ 32,653 02 $ 32,653 02 wm 304 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Gibson, Located at Gibson, Ga., at the Close of Business June 28, 1907. RESOURCES. Loans and discounts..$ Demand loans Overdrafts Overdrafts secured by Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit iind loss Interest paid 36,665 58 777 60 406 '81 2,181 45 1,513 C9 430 06 5,322.92 383 10 1,733 00 30 00 213 36 39 10 LIABILITIES. Capital stock paid in. . $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . Due unpaid dividends. . Individual deposits sub- Savings deposits Demand certificates. ... Time certificates Certified checks Cashier's checks' Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 3,431 62 21,264 45- 10,000 0& Total . $ 49,696 07 Total LOANS AND DISCOUNTS. $ 49,696 07 In judgment Not in siit Total . ...$ $ 37,443 18 37,443 18 Doubtful Worthless Total $ 87,443 18 * 87,443 IS TREASURER'S REPORT. 305 Statement of the Condition of the Bank of Gibson, Located at Gibson, Ga., at the Close of Business, December 17, 1907. J. W. WHITELEY , President. W. H. FERGUSON, Cashier. KESOUBCES. LIABILITIES. Loans and discounts. . . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. . Clearing house certifi- cates Excha ges for the clear- ing house Profit and loss Interest paid Warehouse. 28,868 98 740 60 202 08 3,716 63 1,613 59 7,189 76 3,442 17 4,609 00 15 00 814 3Q 115 00 105 58 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to b inks and bankers in this State...... Due to banks and ba leers in other Stales.. . Due unpaid dividends.. Individual deposits sub- ject t ) check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 3,762 94 32,428 49 247 26 Total In suit In judgment Not in suit Total, . $ 51,438 69 Total.... LOANS AND DISCOUNTS. $ 2,000 00 Good Doubtful 27,615 58 Worthless $ 29,615 58 Total $ 51,438 69 $ 29,615 58 $ 29,615 58 306 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Glennville Bank, Located at Glennville, Ga., at the Close of Business April 19, 1907. RESOURCES. LIABILITIES. Loans and discounts . .} Demand loans Overdrafts Bonds and stocks owned by the bunk Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other Slates Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 110,160 77 10 938 09 1,803 41 4,588 82 1,281 05 1,773 64 5,214 05 3,821 00 510 00 1,001 12 943 18 Capital stock paid in.. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends. . Individual deposits subject to check Demand certificates. . . . Time certificates....... Certilied chncks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 30,000 00 5,000 00 3,275 03 39,354 21 32,809 72 1,596 17 5,000 00 25,000 00 Total $ 142,035 13 Total $ 142.035 13 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total. ..' $ 4,408 88 116,696 98 $ 121,098 86 Good Doubtful Worthless Total $ 121,098 86 $ 121,098 86 TREASURER'S REPORT. 307 Statement of the Condition of the Glennville Bank, Lo- cated at Glennnville, Ga., at the Close of Business December 17, 1907. H. J. BANKS, President. P. M. PIKKLE, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. . $ Demand loans Overdrafts Bonds and stocks own- ed by the bank Banking house Furniture and fixtures Other real estate Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency Gold Silver, nickels and pennies Checks ami ca*hitems. . Exchanges for the clear- ing house Profit and loss Interest paid 97,632 95 5,646 23 2,890 80 4,588 82 1,387 55 3,494 79 1,884 00 4,217 00 260 00 872 88 2,785 23 Capital stock paid in . .$ Surplus fund Undivided profits, less current expenses and taxes paid .. .. Due to banks and bank- ers in this State Due to banks and bank- ers in other States.. .. Due unpaid dividends . . Individual deposits sub- ject to check Demand certificates.... Time certificates Certified checks Cashier's checks .'. Due to clearing house Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 30,000 00 5,000 00 3,666 02 28,212 39 23,786 47 7,995 37 27,000 00 Total $ 125,660 25 Total LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 3,295 20 550 00 99,433 98 "...$ 103,279 18 Good Doubtful Worthless Total $ 125,660 25 $ 103,279 18 $ 103,279 18 308 TREASURER'S REPORT. Statement of the Condition of the Fanners Bank, Located at Glenwood, Ga., at the Close of Business December 17, 1907. J. F. COOK, President. W. J. FUTBAL, Cashier. RESOURCES. LIABILITIES. Loans and discounts..! Demand loans Overdrafts Bonds and stocks owned bv the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency Gold .- Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 19,054 82 2,800 00 750 00 3,930 39 1,353 47 30 00 531 52 295 18 251 26 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits subject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 2,190 48 9,527 86 1,455 00 823 30 Total $ 28,996 64 Total. $ 28,996 64 LOANS AND DISCOUNTS. In suit fn judgment. Not in suit Total $ 112 00 Good 98 00 Doubtful 18,844 82 Worthless $ 19,054 82 Total $ 19054 82 $ 19,054 82 TREASURER'S REPORT. 309 Bank Examiner's Report of the Condition of the Fanners Bank, Located at Glen wood, Ga., at the Close of Business March 29, 1907. RESOURCES. LIABILITIES. Loans and discounts 1 Demand loans Overdrafts Bonds and sticks owned by the bank Banking house Furnit ire and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 18,257 86 2,800 00 500 00 3,164 63 1,812 99 1,288 00 1,592 43 115 84 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States Due unpaid dividends. Individual deposits sub- jeot to check Demand certificates .. Time certificates Certified checks Cashiers checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 1.65' 20 iU,sa w1>i> "u 4U <** Total $ 29,531 75 Total LOANS AND DISCOUNTS. $ 29.531 75 In suit In judgment Not in suit Total $ "2 00 lAlila 18,02oJ56 9 18,257_S6 Good Doubtful Worthless Total 9 18,257 86 1^J_J8I257J6 810 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Peoples Bank of Gordon,' Located at Gordon, Ga., at the Close of Business November 26, 1907. RESOURCES. LIABILITIES. Loans and discounts... $ Demand loans Overdrafts Overdrafts secured by cotton. Bonds and stocks owned by the bank Banking ho ise Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency ^old Silver, nickels and pen- "ies Onecks and cash items'. Exchanges for the clear- ing house Profit and loss Interest p id Clearing house certifi- cates 30,069 94 2,077 18 2,347 65 1,752 58 486 80 478 0'' 3,520 on 305 00 712 89 44 77 381 00 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid " Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits subject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . .Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 17,100 00 855 00 287 01 19,126 82 4,807 00 Total $ 42,175 R3 T"t3l $ 42.175 83 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ ' 30,069 94 $ 30.069 91 Gr} Doubtful Worthless Total $ 30,069 94 $ 30.069 94 TREASURER'S REPORT. 311 Statement of the Condition of the Peoples Bank of Gordon, Located at Gordon, Ga., at the Close of Business December 17, 1907. W. A. JONES, President. J. E. BELL, Cashier. RESOURCES. LIABILITIES. Loans'and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank B mking house Furniture and fixtures. Other r al estate Due from banks and bankers in this State. Due from banks and bankersinotherStates Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit nd loss Interest paid 27,800 29 3,361 02 2,347 65 1,752 58 880 89 198 09 3,596 00 315 00 332 12 13 65 555 00 551 06 Capital stock paid in. .$ Surplus find Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States Due unpaid dividends. . Individual deposits subject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted .... Bills payable, including time certificates rep- resenting burrowed money 17,100 00 855 0O 908 98- 17,747 37 4,592 00- Total $ 41.203 35 Total S 41.213 3) LOANS AND DISCOUNTS. In su;t In judgment Not in suit Total $ Good Doubtful 27,300 29 Worthless $ 27,300 29 Total $ 27,300 29 ... $ 27.300 29- 312 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Grantville, Located at Grantville, Ga., at the Close of Business December 26, 1907. RESOURCES. LIABTLITIES. Loans and discounts. ..$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency.... Gold '.'.'.'.'.'.". Silver, nickels and pennies Checks and cash items. Exchanges for the clearing house Profit and loss Interest paid Clearing house certificates 45,695 80 11,470 00 3,637 52 2,650 00 1,339 65 14,118 09 2,123 76 1,247 00 45 00 354 37 187 27 377 00 Capital stock paid in. . .$ 25 000 00 Surplus fund 5,0 0 00 Undivide I profits, less current expenses and taxes paid.. 2,307 85 Due to banks and bank- ers in this State Due to banks and bank- ers in other States. . .. Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates 31 755 50 Time certificates Certified checks Cashier's checks. 182 11 Due to clearing house. . Notes and bills, rediscounted Bills payable, including time certificates rep- resenting borrowed money. 19,000 00- Total S 83,215 46 Total LOANS AND DISCOUNTS. 83 245 46 In suit In judgment Nt'nsuit Total | DS0o0u!b;t-f,u-l 57,165 80 Worthless $ 57,165 80 TotaI $ 56!,106050 80 00 S 57,165 80 TREASURER'S REPORT. 313 Statement of the Condition of the Bank of Grantville, Located at Grantville, Ga., at the Close of Business December 17, 1907. T. E. ZELLARS, President, F. T. MEACHAM, Cashier. RESOURCES. LIABILITIES. Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned by the b nk Banking house. Furniture and fixtures. Other real estate Due from bmks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clearing house Profit and loss Interest paid 46.773 25 10,920 00 2,876 80 2,650 00 1,339 65 12,525 90 6,407 77 104 0') 60 00 697 90 390 83 691 42 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in oi her States.. . . Due unpaid dividends.. Individual deposits subject to check Demand certificates . .. Time certificates Certified checks. Cashier's checks Due to clearing house. Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 25,000 00 5,000 00 2,879 03 33,529 49 29 00 19,000 00 Total In suit In judgment Not in suit Total S 85,437 52 Total LOANS AND DISCOUNTS. $ 57,693 25 $ 57,693 25 G-od Doubtful "Worthless Total. $ 85 427 52 * 56,693 25 1.U00 00 * 57,693 26 314 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Graymont, Located at Graymont, Ga., at the Close of Business May 23, 1907. RESOURCES. LIABILITIES. Loans and discounts.. . .$ 148,947 07 Demand loans 1,500 00 Overdrafts 14,706 48 Overdrafts secured by cotion Bonds and stocks owned by the bank 19,949 60 Banking house I1 urnitureandfixtures. . Other real estate 4,:-i7H 00 1,758 56 Due from banks and bankers in this State. 9,125 89 Due from banks and bankers in other States Currency 48 57 643 00 Gold Silver, nickels and pen- i)205 00 "ies Checks and cash items. 699 41 Exchanges for the clear- ing house Profit and loss Interest paid Total. . .$ 202.962 58 Capital stock paid in. . .$ 25,000 00 Surplus fund Undivided profits, less current expenses and taxes paid 26,017 78 Due to banks and bank- ers in this State Due to banks and bank- ers in other States. Due unpaid dividends. . Individual deposits sub- jVct to check 90,753 35 Savings deposits Demand certificates.... Time certificates 16,078 60 Certified c'-ecks Cashier's checks Due to clearing house. . 112 85 Notes and bills rediscounted Bills payable, including time certificates rep- resenting borrowed money 45,000 00 Ttiil $ 202,962 58 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 150,447 07 $ 150,447 07 g00f,-: Doubtful Worthless Total $ 150,447 07 $ 150,447 07 TREASURER'S REPORT. 315 Statement of the Condition of the Bank of Grayraont, Located at Graymont, Ga., at the Close of Business December 17, 1907. W. M Dl'RDEN, President. FAIR DURDEN, Cashier. RESOURCES. LIABILITIES. Loans and discounts..! 134,789 66 Demand loans 2.2IU 67 Overdrafts 7,931 U2 Bonds and stocks owned by the bank . 21,339 60 Banking house 4,3;9 00 Furniture and fixtures. 1,75-i 56 Oth-r real estate 6,325 U0 Due fr >m banks and bankers in this State. 84,161 99 Due from banks and bankers in other States 46,515 35 Cunency Gold. 5,711 00 1770 00 Silver, nickels and pen- nies 1,02142 Checks and cash items. 3,922 52 Exchanges for the clear- ing house Profit and loss Interest paid Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other Mates . . . Due unpaid dividends . Individuid deposits sub- ject to check Deuicnd certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted ... Bills payable, including time certificates rep- resenting borrowed money 23,000 00 27,300 87 248,817 41 1I,0.I0 00 8,187 00 1,550 51 Total In suit In judgment Not in suit Total $ 321,885 79 Total LOANS AND DISCOUNTS. $ 137,000 33 $ 137,000 33 Good Doubtful Worthless Total $ 321,885 79 * 137,000 33 $ 137.000 33 316 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Greenville Banking Co., Located at Greenville, Ga , at the Close of Business December 18. 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house. Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pennies Checks and cash items. Exchanges for the clearing house Profit and loss Interest paid Clearing house certificates 108,036 55 2,806 65 527 83 1,897 94 633 88 17,757 68 15,6.35 63 3,042 00 3,310 00 1,604 62 2,260 50 2,500 00 Total $ 160,013 28 Capital stock paid in. .$ Surplus fund Undivided profils, less current expenses and taxes paid - Due to banks and bank- ers in this State Due to banks and bank- ers in other States ... Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting b o r r o wed money 25,000 00 46,258 36 88,754 92 Total $ 160,013 28 LOANS AND DISCOUNTS. In suit In judgment Not in suit ___Igiaj_.- $ 110,843 20 $ 110,843 20 ood Doubtful Worthless Total $ 110,843 20 . $ 110,843 20 TREASURER'S REPORT. 317 Statement of the Condition of the Greenville Banking Co., Located at Greenville, Ga., at the Close of Business December 17, 1907. R. J. ATKINSON, President. W. L. PlNKSTON, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overirafts . Bonds and stocks owned by i he bank Banking house Furniture and fixtures. O her re 1 estate Due from banks and bankers in this Sta>e. Due from banks and bankers in othtr States Currency Gold Silver, nickels and pen- nies Check* and cash items. Exc nan ires lor the clear- ing house Front and loss Interest paid 110,840 37 1,897 94 m3 78 14,683 75 15,793 75 6,759 00 3,300 00 1,625 IS 904 69 82 47 1,547 74 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Tashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 25,000 00 47,871 22 84,197 45 Total $ 157,068 67 Total ' LOANS AND DISCOUNTS. $ 157,068 67 In suit In judgment Not in suit Total $ Hf\840 37 $ 110,840 37 Good Doubtful Worthless Total $ 110,810 37 * 110.840 37 -318 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Peoples Bank, Located at Greenville, Ga., at the Close of Business December 18. 1907. RESOURCES. LIABILITIES. Loans and discounts I) Demand loans Overdrafts .. Bonds and stocks owned by the bank Banking house Furnitu-e ami fixtures! Other real estate Due from banks and bankers i i this State Due from bmks and bankers in other States Currency. Gcid......;.'.'.;. Silver, nickels and pennies. Checks and cash items Exchanges for the clearing house.... Profit and loss. ..... [" Interest paid . Clearing house certify cates Depositors fund. . 55,690 29 3,1 >i 55 1,479 84 2,675 00 1,79.' 79 3,267 10 4,562 06 3,498 00 950 00 718 79 6 508 00 2,810 78 Capital stock paid in . $ Surplus fund 16,300 00 Undivided profits, less current expenses and taxes paid Due to hanks and bank- 3,813 05 ers in this State Due to banks and bank- 6,000 00 ers in other States Due unpaid dividends. 9,5J0 00 Individual deposits subject to check Demand certificates... Time certificaies Certified checks 36,215 11 3,305 00 Cashier's checks. . . . '' " Due to clearing house Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 11,000 00 Total In suit In judgment. Notinsuit --Total $ 86~ LOANS AND DISCOUNTS. 63 16 ::.'.' 58,814 84 JTT^TTT; Boubfui.:;;;;;;-;--$ 68>8148* Worthless ', Total- .$ 58,814 84 TREASURER'S REPORT. 319 Statement of the Condition of the Peoples Bank, Located at Greenville, Ga., at the Close of Business December 17, 1907. A. F. HILL, President. H. W. HILL, JR., Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Bonds and stocks owned Furniture a d fixtures. Other real estate Due from banks and bankers in this State. Due from baaks and bankers in otherStates Gold Silver, nickels and pen- Checks and c isli items Exchanges for the clear- 58,073 19 771 56 2,043 SO 2,675 00 1,792 79 2,415 06 4,915 60 5,664 00 965 00 977 88 6,952 U3 488 82 Capital stock paid in. .$ Surplus I und Undivided profits, less current > xpenses and taxes paid Due to banks nd banker- in t is State Due to banks and bankers in other States .. Due unpaid dividends. . Individual deposits subject to check Demand certificates ... Certified checks Due to clearing house. . Notes and bills redis- Bills pavable, including time certiticates reore>enting borrowed 16,300 00 4,302 30 37,183 43 3,050 00 26.900 00 Total Total $ 87,735 73 Total LOANS AND DISCOUNTS. $ Doubtful 58,844 75 $ 58,844 75 Total $ 87.735 73 $ 58,844 75 $ 58,844 75 320 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Griffin Banking Co., Located at Griffin, Ga., at the Close of Business Nov. 4, 1907. RESOURCES. LIABILITIES. Loans and discounts.. . .f Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due f rom h nks and bankers in this >tate. Due from banks and bankers in other States Currency... .';1U . Silver, nickels and pen- "ie,s Ohecks and cash items.. Exchanges for theclear- ing house Profit and loss Interest paid Clear.ng house certifi- cates 140,618 03 14 ,s3() 47 28^901 11 12 200 00 4,000 00 I,5M4 37 2,600 00 tO 596 70 ,5.746 81 IS,0!)2 00 2,240 UO 1,145 66 2,096 03 1,575 36 973 00 Total.. . .$ 247,209 54 Capita] stock paid in.. .$ 50,000 00 Surplus fund lu.ooo 00 Undivided profits, less current expenses and taxes paid 52,872 59 Due to banks and bank- ets in this State .... 4,858 04 Due to bank-and bank- ers in other States. ... Du ; unpaid dividends. . Individual deposits sub- ject to check 111,7*4 81 Demand certificates. .. , 11,214 10 Time certificaies. ertified checks Cashier's checks Due to clearing house'. . Notes and bills redis- counted Bills pay .hie including time certificates rep- resenting borro wed money. Clearing h-use certifi- cates issued 6.500 00 Tital $ 247,209 5_) LOANS AND DISCOUNTS. In suit In Judgment Not in suit Tot-n1 $ 155,448 50 Dnouib-tifu-\l Worthless * 155.4J8 50 Tnt31 $ 155.423 50- [ 25 00 $ 155,448 50 TREASURER'S REPORT. 321 Statement of the Condition of the Griffin Banking Co., Located at Griffin, Ga., at the Close of Business December 17, 1907. J. P. NICHOLS, President. E. C. SMITH, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans (princi- piily ctton) Bond-* and stocks owned by the bank Furniture and fixtures. Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- nies Checks and cash itpms. Exchanges for the clear- 140,204 85 20,162 U 5,348 17 12,200 00 4,i 0-1 00 1,5>)4 37 2,600 00 6,803 52 7,881 52 21.386 00 1,750 00 1,752 86 3,713 92 Interest paid Clearing house certifi- cates 4,019 00 Capital stock paid in. $ Surplus fund ... Undivided profits, less current expenses and laxes paid Due to banks and bankers in this State Due to banks and bankers in other states . . . Due unpaid dividends. . Individual deposits subject to check Demand certificates . . . Time certificates 50,000 00 10,COO 00 53,138 01 1,118 02 282 18 100,528 31 11,849 80 Due to clearing house. . Notes and bills redis- count^ Bills payable, including time certificates representing borrowed Clearing house certificates - 6 5C0 00 233,416 32 Total LOANS AND.DISCOUNTS. $ 23'.416 32 In suit In judgment Not in suit Total $ 160,366 96 $ 160.366 96 Good houbtful Wortnless Total $ 160,226 96 140 00 $ 160,366 96 22 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Savings Bank of Griffin, Located at Griffin, Ga., at the Close of Business December 4, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due. from banks and bankers in this State. Due from binks and bankers in other states Currency . . Gold ..'.'.'.'.'.'. Silver, nickels and pen- nies Checks and cash items.'. Exchanges for the clear- ing house. Profit nnd loss " Interest paid Clearing house certificates 92,599 02 2,148 83 19,672 33 115 00 2.54fi 66 1,933 09 6,523 57 2,08! 35 2,759 69 19,572 00 370 00 1,452 89 8,819 81 839 00 Total $ ] Hi .433 24 Capital stock paid in . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States.. . Due unpaid dividends. Individual deposits sub- ject to check Savings deposits Demand certificates . " Time certificates Certified checks Cashier's checks ' Due to clearing housed Certificates issued Notes and bills redis- eotinted Bills payable, including time certificates rep- resenting borrowed money. 50.000 00 5,000 00 13,493 15 5,223 61 55,566 14 22,284 82 3,500 00 6,365 52 Total $ 161,433 24 LOANS AND DISCOUNTS. In suit $ In judgment...':;.'.';.'.'. xfotin suit Total $ 558 22 94j89 63 94747 85 S00^;-," ,oub ul Worthless To'al * H247 85 500 00 $ 94.747 85 TREASURER'S REPORT. 323 Statement of the Condition of the Savings Bank of Griffin, Located at Griffin, Ga., at the Close of Business December 17, 1907. B. R. BLAKELY, President. J. H. SMITH, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. . $ Demand loans, (cotton) Overdrafts Bonds and stocks owned b^ the hank Banking house furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from b nks and banker^ in otherStates Currency Gold Silver, nickels and pennies Checks and cash items. . Clearing house certifi- cates Exchanges for the clear- ing house Profit and loss Interest paid 87,363 92 18,398 11 6,799 11 115 00 2,625 24 1,933 09 6,523 57 377 56 22,500 00 370 00 953 55 1,4(J5 b8 1,305 00 1,323 23 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State .. Due to banks and bankers in other States Due tinpa d dividends. . It dividual deposits subject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Clearing house certificates Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 50,000 00 5,000 00 15,012 37 2,916 90 2100 56,179 17 16,253 82 3,500 00 3,140 00 Total. . $ 152,053 26 Total $ 152.053 26 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 361 03 163 19 _ 105,237 81 $ 105.762 03 Good .. Doubtful Worthless Total if 105,762 03 $ 105,762 03 324 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Merchants & Planters Bank, Located at Griffin, Ga., at the Close of Business December 3, 1907. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the hank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and b inkers in other States Currency ?ld .; -bilver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifl- cates 183.551 91 17 424 27 55JIS8 49 36,200 00 7,520 56 2,489 28 5,120 63 808 97 7,412 ou 1,370 00 184 86 83 97 3,000 00 Total. $ 320.416 94 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in tiis State Due to banks and bank- ers in other States ... Due unpaid divide ds. . Individual depo.-its sub- ject to check Demand certificates. . . . Tim * certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- c tinted Bills payable, including time certificaies rep- resenting b o r r o w ed money Clearing house certifi- cates issued ,. 100,000 00 20,000 00 64,798 58 3,851 08 2,194 63 110,572 65 lO.O^O 00 Ttal $ 320 416 94 LOANS AND DISCOUNTS. In suit In judgment Not insuit Total.... $ 24 56 200 953 S3 i?ood :; Roub"ul Worthless $ 200 978 18 Total $ 197,178 18 3,ii00 00 8')0 00 $ 200.978 18 TREASURER'S REPORT. 325 Statement of the Condition of the Merchants & Planters Bank, Located at Griffin, Ga., at the Close of Business December 17, 1907. 8. GRANTLAND, President. J. C. BROCKS, Cashier. RESOURCES. LI VBII.IT1ES. Loans and discounts. ,.$ Demand loans Overdrafts. Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other r al estate Due from banks and bankers in this State. Due from bunks and bankers in other Stales Currency Clearing house certi - eates Gold Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest paid 175.702 Ofi IB, 106 75 41,299 -13 36,200 00 7.000 00 2,489 28 520 56 13,191 62 10,114 68 8,501 00 3,996 00 1,395 00 86S 90 Capital stock paid in. .| SurpUis fund. Undiv ded profits, less current expenses and taxes paid Due tn banks and bankers in ihis State Due io banks and bankers in other State-!.. . . Due unpaid dividends. . Individual deposits subject to check Demand certifica'es. .. . Time certifi'-ates. Certified cecks Cashier's citecks Due. to clearing house, certificates. Due to clearing house. . Notes and bills rediscounteil Bills payable including time certificates rep- resenting borrowed money 100,000 00 20,000 00 64,776 36 3,285 87 90.757 95 18,163 29 19,000 00 1,401 71 Tota' $ 317.3*8 18 Total $ 317,388 18 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 24 56 191,784 15 $ 191,808 71 Good Doubtful Worthless Total $ 191,808 71 $ 191.808 7L 326 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Newton Banking Co, Located at Griffin, Ga., at the Close of Business December 5, 1907. Loans and discounts $ -Demand loans Ove'drafrs ./ Bonds nd stocks owne ' bv the bank Banking house Furniuie and fixtures' Othnr real esta-e Due from banks and bankers in this State Due from banks and Cbuarnreknecrys inooher States Gold '.'.'.'.'.'.'." " Silver, nickels and pennies Checks and cash items Exchanges fur the clear- ing house Profit and loss , " Int-rest paid .['/ Clearing house certificates .... 100,982 27 646 76 1,906 10 ,072 41 4,690 10 7,620 00 900 00 794 87 43 0 3,043 00 J^L_1_1_LL__^.$ 125.698 91 Capital stock paid in $ Surplus fund Undivided profits', "less current expenses and taxes paid. Due to banks and bankers in this State Due to banks and bankers in other States. Due unpaid dividends Individual deposits sub- ject to check Demand certificates. Time certificates Certified checks Cashier's checks Due to clearing house, certificates issued Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 50,000 00 5,451 9ft 38,747 01 5,000 00 19,000 00 7,500 00 Total $ 125,698 91 LOANS AND DISCOUNTS. In suit In judgment....... *tinsuit Total- * ' 100,982 27 $ 100,982 27 Doubtful. :::::v..v-$ 100-98227 Worthless Total $ 1000.^97 TREASURER'S REPORT. 327 Statement of the Condition of the Newton Banking Co. Located at Oriffin, Ga., at the Close of Business December 17, 1907. WILL HILL NEWTON, President. E. O. NEWTON, Cashier, RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts ....: Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Dje from banks and bankers in this State. Due from banks and bankersinotherStates Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house ... Profit and loss Interest paid Clearing house certifi- cates, 101,910 95 655 88 2,640 63 1,564 92 5,6.35 71 8,637 00 9,0 00 722 66 85 89 465 00 Total. $ 123,231 61 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid .. Due to banks and bank- ers in this State Due to binks and bank- ers in other States... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house.. . Notes and bills redis- counted Bills payable including time certificates rep- resenting borrowed money . Clearing house certifi- cates 50,000 00 5,832 11 22,708 50 13,194 03 19,000 00 7,500 09 5,000 00 Total $ 123 234 64 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 101.910 95 $ 101,910 95 Good Doubtful Worthless. Total $ 101,910 95 $ 101.910 95 328 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Effingham County Bank, Located at Guyton, Ga., at the Close of Business June 20, 1907. RESOURCES. LIABILITIES. Loans and discounts. . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Olher real es'ate Due from hanks and bankers in tin's Stale.. Due from banks and bunkers inother Siaies Curreucy Gold '...'.'.'.\'.'.'.'.' Silver, nickels and pennies Checks and cash items. Exchanges for the clearing house Profit and loss Interest paid. ... ...... Depositors fund 81,036 39 310 00 45 3010) 1,739 50 1,579 39 12,128 48 4,2.'6 40 >,o 00 (0 6">4 05 48 75 2,822 70 Capital sfock paid in. .$ Surplus fund ' Undivided profits, Jess current txpenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States Due unpaid dividends Individual deposits sub- ject to check havings deposits Demand eertificates. . Time certificates < ernfied checks ....... Cashier'schecks .. .... Hue to clenring house Notes and bills redisconnted Bills payable, including time certificates rep- resenting borrowed money 15,000 00 4 p34 76 26,196 29 192 33 59,121 24 36 00 JI^Lii--L_----$ '05.180 62 _T_"tal LOANS AND DISCOUNTS. |r' s'lit In judgment Not in suit Total $ .".' 81,346 39 ?'0,~ 91 '582 49 1,560 41 1,478 54 3,094 32 4,210 00 5 00 16 04 23 17 40 00 Capital stock paid in. ..$ surplus fund Undivided profits, less current expense and taxes paid Due to banks and bank- ers in this State . ... Due to brinks and bank- ers in other states . . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates ... Time certificates Certified cecks < ashier's checks Due to clearii g house. . Notes and bi.ls rediscounted Bills payab'e, including time certificates representing borrowed money 15,000 00 5^34 18 2,076 54 117 15 19,574 43 100 00 Total In suit In judgment Not in suit Total $ 4?,3ti2 30 Total LOANS AND DISCOUNTS. $ D0o0u(Jbtful 30,392 33 Worthless $ 30,392 33 Total .$ 42,302 30 $ 30,392 33 $ 30,392 33 m? _ TREASURER'S REPORT. 331 Statement of the Condition of the Jones County Bank, Located at Haddock, Ga., at the Close of Business December 17, 1907. J. D. WALKER, President. T. R. TURNER, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Fnrniiureandflxtures. . Other real estate Due from banks and bankers in this State. Due from banns and bankers in other States Currency God Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profn and loss Interest paid 27,997 52 3,478 21 191 12 i.560 41 1,478 54 2,858 17 881 20 1,550 00 5 00 831 89 41 41 Capital stock paid in . .$ Suiplus fund Undivided profits, less current expenses and taxes paid .... Due to banks and bank- ers in this State Due to banks and bank- ers in other States.... Due un aid dividends. . Individual deposits sub- ject to check. .... Demand ceri ificates ... Time cer ificates Certified checks Cashier's checks Due to clearing house, Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 15,000 CO 6,651 18 4,540 12 15,691 67 Total $ 40,882 97 Total LOANS AND DISCOUNTS. $ 40,882 97 . ...$ $ 31,475 73 31,475 73 Good Doubtful Worthless Total $ 31,475 73 * 31,475 73 832 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Hagan, Located at Hagan, Ga., at the Close of Business, April 19, 1907. RESOURCES. LIABILITIES. Loans and discounts $ Demand loans Overdrafts ;... Bonds ami stocks owned by the bank Ba> king house Furniture and fixtures. Other real estate Due from banks and bankers in this Stale. Due from banks and bankersinotherStates Currency Gold Silver, nickels and pen- nies ( hecks and cash items. Exchanges for the clear- inn house .. Profit and loss Interest, paid Depositors fund 41,323 64 6M) 00 69 03 2,386 32 1,300 00 2,9)0 69 5,12} 42 995 00 70 00 623 47 20 00 , 2,822 70 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and tax-s paid Due to banks and bankers in this state Due to banks and bank- ers in other States ... Due unpaid dividends . Individual deposits sub- ject to check Demand c> rtificates. . . . 'lime certificates ( Vn ifieii checks Cashier's checks I'ue to clearing house. . Noies and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 2,332 33 15,000 00 17,193 02 11,765 02 10,000 00 Total $ 58.295 37 Total .$ 58,29:. 37 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 1,277 80 GTM<1 75 00 Doubtful VVoi thiess $ 41,975 64 Total $ 41,975 64 $ 41,975 64 HHH1 TREASURER'S REPORT. 333 Statement of the Condition of the Bank of Hagan, Located at Hagan, Ga., at the Close of Business December 17, 1907. M. A. SMITH, President. L. B. GODBEB, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- fjjpg Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 35,937 62 3,178 40 146 56 A-w *s MOU UU 2,266 68 3,51.41 1.804 00 410 u0 D-o rW 25 92 Capital stock paid in. .$ 15,000 00 Surplus fund Undivided profits, less current expenses and taxes paid.... 2,073 10 Due to banks and bank- ers in this State...... Due to banks and bank- ers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check 19,307 42 Demand certificates 5.000 00 Time certificates . 3,957 10 Certified checks........ Cashier's checks 58 72 Due to clearing house. . Notes and bills redis- counted... Bil!s payable, including 4,000 00 time certificates rep- resenting borrowed money 2,000 00 Total < 51.39ft 34 Total LOANS AND DISCOUNTS. $ 51,396 34 In suit In judgment Not in suit Total ' 23 tr * 164 25 625 lb 3S,42b 7" Good Doubtful Worthless $ 39,116 02 Total ... 39,116 02 $ 39,116 02 334 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Hahira, Located at Hahira, Ga., at the Close of Business February 28, 1907. RESOURCES. LIABILITIES. Loans and discounts $ 29,780 25 Demand loans 299 00 Overdrafts Bonds and stocks owned by the hank Banking house v 2,180 78 Furniture and fixtures. 1,325 83 Other real estate Due from banks and bankers in this State. 1,838 01 Due from banks and bankers in other States 4,452 18 Currency 1,240 00 Gold 395 00 Silver, nickels and pen- nies 479 64 Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid Depositors fund 2,822 70 Capital stock paid in. . .$ Surplus fund. Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States.... Due unpaid dividends . Individual deposits sub- ject to check Demand certificates.... Time certificates Certified checks Cashier's checus Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 1,682 70 3,000 00 3,000 00 17,776 22 4,354 47 Total $ 44,813 39 Total $ 44,813 39 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 30,079 25 $ 30,079 25 Good Doubtful Worthless Total $ 30,079 25 $ 30,079 25 TREASURER'S REPORT. 335 Statement of the Condition of the Bank of Hahira, Located at Hahira, Ga., at the Close of Business December 17, 1907. DR. J. F. OWENS, President. W. H. MCKIKNON, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house OFuthrneriturerealanedstfaitxetures. . Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels, and pen- nies Checks and cash items Exchanges for the clear- ing hou*e. Profit and loss Interest paid Clearing house certifi- cates 40,523 13 65 67 2,180 78 1,3-5 83 2,602 47 3,493 88 2,255 00 240 00 720 39 133 10 90 00 Capital stock paid in... $ Surplus fund. . . Undivided profits, less current expenses and taxes paid ... Due to banks and bankers in this State Due to banl-s and bankers in other States.... Due unpaiddividends. . . Individual deposits subject to check Demand certificates. . . . '1 ime certificates Certified checks Cashier's checks Due to clearing house Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 15.00C 00 2,189 64 25,458 65 8,447 06 48 90 2,500 00 Total Total $ 53.644 25 Total LOANS AND DISCOUNTS. $ .... 40,523 13 $ 40,523 13 Doubtful $ 53,6-14 25 $ 40,523 lg m 336 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Hampton, Located at Hampton, Ga., at the Close of Business September 13, 1907. RESOTJECES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States. Currency Gold Silver, nickels and pennies Check-* and cash items. Exchanges for the clear- ing house Profit an/i loss Interest paid 156,300 85 1,200 00 7,943 79 1,161 03 1,772 00 10 00 161 23 20 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates Time certificates....... Certified checks Cashier's checks Due to clearing house . . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 25,000 00 18,584 15 45,573 51 4,411 24 75,000 00 Total $ 168,568 90 Total $ 188,568 90 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 156,300 85 $ 156.300 85 good.. Doubtful Worthless Total $ 156,300 85 $ 156,300 85 K TREASURER'S REPORT. 337 Statement of the Condition of the Bank of Hampton, Located at Hampton, Ga., at the Close of Business December 17, 1907. W. P. WILSON, President. J. O. NORMS, c ishier. RESOURCES. LIABILITIES. Loans and discounts..$ Overdrafts Bonds and stocks owned by the bank Banking hou-e Furniture and fixtures. Other real estate Due from banks and bankers in this Staie. Due from banks and bankers in other States Currency Gold Silver, nickles and pen- Checks and cash items. Exchanges for the clear- 62,332 40 1,200 00 17,897 21 6,434 83 1,025 00 10 00 283 97 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends. . Individual deposits sub- Demand certificates. .. Time certificates Certified checks Cashier's checks .... Due to clearing house.. Notes and bills redis- Bills payable, including time certificates representing borrowed money 25,000 00 20,015 68 39,356 49 4,811 24 89.183 41 Total LOA.NS AND DISCOUNTS. $ 89,183 41 In suit In judgment Notin tuit Total f Good Doubtful 62,332 40 Worthiest $ 62,332 40 Total $ 62,332 40 $ 62,332 40 338 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Harlem, Located at Harlem, Ga., at the Close of Business November 23, 1907. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankprs in this State. Due from banks and bankers inotherStates Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 35,476 05 7,0:56 25 1,695 44 2,248 04 1,613 60 2,697 52 42 69 1,812 00 50 00 671 71 40 00 50 00 Capital stock paid in. .$ Surplus fund. Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . . Due unpaid dividends. . Individual deposits subject to check S vings deposits Demand certificates. . .'. Time certificates Certified checks f'ashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 4,728 15 28,094 20 5,607 30 4 55 Total $ 53,434 20 Tolal $ 53.434 20 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 42,512 30 Worthless $ 42,512 30 Total $ 42,338 50 173 80 $ 42,612 30 m TREASURER'S REPORT. 339 Statement of the Condition of the Bank of Harlem, Locate at Harlem, Ga., at the Close of Business December 17, 1907. F. H. PHILLIPS, President. W. A. WlNN, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. . ..$ Overdrafts including Bonds and stocks owned by the bank Furniture and fixtures. Due from banks and bankers in this State. Due from banks and banners in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Clearing house certifl- Profit and loss Interest paid 32,827 79 6,054 90 3,025 2G 2,248 94 1,613 60 4,162 09 1,103 47 2,400 00 105 00 427 24 244 00 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates Time certificates Certified checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed 15,000 00 4,828 77 28,675 71 5,402 30 4 55 300 96 Total In suit In judgment Not in suit Total $ 54,212 29 Total LOANS AND DISCOUNTS. 300 00 38,582 69 $ 38,882 69 Good Doubtful Worthless Total $ 54,212 29 $ 38,648 69 " 234 00$ 38,882 69 340 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Harrison, Located at Harrison, Ga., at the Close of Business May 15, 1907. RESOURCES. Loans and discounts . .$ Demand loans . Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate ....... Due from banks and bankers in this State Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 38,174 99 567 00 659 59 2,116 07 1,35147 836 91 618 89 135 09 25 00 54 85 86 24 LIABILITIES. Capital stock paid in. if Sundus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. .. . Due unpaid dividends. . Individual deposits subject to check :... Savings deposits Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 15.000 00 1,500 00 815 60 22,241 81 68 60 5,000 00 Total. $ 44,626 01 Total $ 44,626 01 LOA.NS AND DISCOUNTS. In suit In judgment Not in suit Total. . $ Good Doubtful 38,741 93 Worthless $ 38,74199 Total $ 38,741 99 $ 38,741 99 m TREASURER'S REPORT. 341 Statement of the Condition of the Bank of Harrison, Lo- cated at Harrison, Ga., at the Close of Business December 17, 1907. J. A. MCCRARY, President. J. N. LAMER, Cashier. RESOURCES. LIABILITIES. Loans and discounts. ..$ Demand loans Overdrafts (cotton)... Bonds and stocks owned by the bank Banking house Furniture andfixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid 7,953 03 5,000 00 11,060 93 2,150 02 1,426 47 3,982 02 360 89 650 00 194 45 913 33 627 78 Capital^tock paid in. .$ Surplus fund . Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States. . . Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates rep- .eating borrowed 15.000 00 1,500 00 336 19 ,.,,.,. 15,014 id 68 BU Total Insuit In i udgment Not in suit Total .$ 3+.9I8 92 Total LOANS AND DISCOUNTS. * 25 00 Good Doubtful 12.928 03 Worthless $ 12.953 03 Total $ 34.918 92 $ 12,953 03 $ 12,953 03 34a TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Farmers & Merchants Bank, Located at Hartwell, Ga., at the Close of Business November 5, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts .Bonds and stocks owned by the bank Banking house furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from binks and bankers in other States Oi"ency gSiolvlder, n:ic,ke-,lsa-nd pen- "ie,s -Y : Ohecks and cash items . Exchans.es for the clearing house Profit and loss '' Interest paid .... 127 976 94 ]5,-519 95 15,646 18 5,608 56 2,484 Jl 2,490 61 280 29 7,134 00 ^70 00 1 810774 9764 Tofal .1! 179,393 34 Capital stock paid in. .$ Surplus fund.. Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States... . Due unpaid dividends. . Individual deposits sub- ject to check. Savings deposits Demand certificates T'TMe certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 50,000 00 10,000 00 2,856 55 1542 21 6i 6]9 0g 11,894 81 480 6 41,000 00 Total......_^^^j 179.393 34 LOANS AND DISCOUNTS. Jni?u't In judgment Not in suit TotaI $ 2,224 78 141 272 11 $ 143,496 89 Doubtfui:;::.::;;;;;* 14M9689 Worthless Total $ 143,496 89 TREASURER'S REPORT. 34a Statement of the Condition of the Farmers & Merchants Bank, Located at Hartwell, Ga., at the Close of Business December 17, 1907. A. N. ALFORD, President. J. H. HODGES, Cashier, RESOURCES. LIABILITIES. Loans and discounts . .$ 117.552 10 Demand loans 10329 46 Overdrafts lo,649 78 Bonds and stocks owned by the bank Banking house Furniture and fixtures. 5,673 51 2,484 11 Other real estate Due from b mks and bankers in this State. 3,030 82 Due from banks and bankers in other States 11,896 94 Currency..-. 6,240 00 Gold 25 0J Silver, nickels and pennies 2,864 38 Checks and cash items. 7,458 93 Exchanges for the clear- ing house Profit and loss Interest paid 3,304 06 Capital stock paid in. . $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividends. Individual deposits subject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 50,000 00 10,000 00 5,554 42 70,828 74 10,975 62 150 31 39,000 00 Total $ 186,509 09 Total LOANS AND DISCOUNTS. $ 186.509 09 In.uit In judgment Not in uit Total 2,173 48 1-,-1,*5,3o77s8> 6Ro2 .$ H7.552 10 Good Doubtful Worthless Total * U7.552 10$ 117,552 10 344 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Hartwell Bank, Located at Hartwell, Ga., at the Close of Business November 6, 1907. KBSOURCES. LIABILITIES. Loins and discounts. ...$ 120,945 96 Demand loans 10,869 96 Overdrafts 6,133 79 Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house 7,000 00 Furniture and fixtures. Other real estate 1450 00 Due from banks and bankers in this .State. 2,500 76 Due from bmks and bankers in other States Currency ^]d : Silver, nickels and pen- 2,270 75 g^-js 00 667 00 nies 1,187 02 Checks and cash items. '337 99 Exchanges for the clearing house Profit and loss Interest paid Capital stock paid in.. .$ 40,000 00 Surplus fund 9,000 00 Undivided profits, less current expenses and taxes paid 8,802 64 Due to banks and bank- ers in this State Due to banks and bank- ers in other states.. .. Due unpaid dividends. . Individual deposits sub- ject to check 44.136 05 bavings deposits 3,749 35 Demand certificates Time certificates 84,626 41 Certified checks Cashier's checks 1,281 78 Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificate-! rep- resenting borrowed money 26,000 00 __ Total $ 162,596 23 Tntal LOANS AND DISCOUNTS. * 162,596 23 la suit In judgment Mot in suit To**1 $ .'. 1,893 52 129,922 40 131,815 92 SSfei::-.-.-.::-::::.-.-.-.1 ***** Worthless 300 00 Total t 131.81B 92 TREASURER'S REPORT. 34& Statement of the Condition of the Hartwell Bank, Located at Hartwell, Ga., at the Close of Business December 17, 1907. E. B. BENSON, President. J. G. CRAFT, Cashier, RESOURCES. LIABILITIES'. Loans and discounts. . .$ Bonds and stocks owned by the bank Furniture and fixtures.. Other real estaie Due from banks and bankers in this State.. Due from banks and bankers in otherStates Gold Silver, nickels and pen- Checks and cash items. . Exchanges for the clear- 106,187 0! 5,221 09 6 018 27 7,000 00 1,450 00 7,309 09 9,02S 54 6,820 00 804 00 1,110 41 986 31 Profit and loss Interest paid 2,967 68 Total $ 154,602 41 Capital stock paid in.. $ Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. . . . Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- jounted Bills payable, including ing time certificates representing borrowed 40,000 009,000 00 5,792 58 441 14 444 03 49,949 39 27,612 05 1,663 22 20,000 00 Total $ 154,902 41 LOANS AND DISCOUNTS. In suit. In judgment Not in suit Total $ 2,434 55 108,973 56 $ 111,408 11 Good Doubtful Worthless Total $ 111,111 11 297 00 $ 111,408 11 m 346 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Hawkinsville Bank & Trust Co., Located at Hawkinsville, Ga., at the Close of Business April 3, 1907. RESOURCES. LIABILITIES. Loans and discounts. . .$ Demand loans Overdrafts Bonds and stocks owned by the bsnk Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State.. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid 155,500 12 5K,893 60 14,061 90 19,020 00 2,583 35 2,601 71 5,853 31 1,531 27 3,555 00 195 U0 1,673 36 6,462 10 Capital stock paid in. $ Surplus fund ..." Undivided profits, less current expenses and taxes paid Due. to bnnks and bank- ers in this State Due to banks and bank- ers in oilier states . . . Due unpaid dividends. . Individual deposits sub- ject to check. Demand certificates. .. . Time certificates Cenified checks Cashier's checks I>U" to clearing house. . Notes and bills redis- counted Bills payab'e, including time certificates rep- resenting borrowed money 50,000 00 47,191 20 89,746 64 12,49188 27,842 78 42,656 25 Total In suit In judgment Not in suit Total $ 269,930 75 Total LOANS AND DISCOUNTS. $ 177 55 324 75 211,891 42 $ 212,393 7? Good Doubtful Worthless Total $ 269,930 75 $ 210,393 72 2,000 00 . $ 212,393 72 TREASURER'S REPORT. 347 Statement of the Condition of the Hawkinsville Bank & Trust Co., Located at Hawkinsville, Ga., at the Close of Business December 17, 1907. E. J. HENRY, President. R. A. PATH, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Bonds and stocks owned by the bank Furnitureandflxtures ) Other real estate Due from banks and bankers in this State. Due from banks and hankers in other States Gold Silver, nickels and pen- nies Checks and cash items. Profit and loss Interest paid Advances on cotton ... Clearing house certifl- 117,733 28 67,650 96 5,843 41 19,020 00 2,583 35 2,042 82 4,699 27 3,661 91 8,240 00 875 00 2,581 98 10,614 27 1,832 55 2,751 00 Total $ 250,129 80 Capital stock paid in . $ Reserve fund $7,705.44] Undivided profits, less | current expenses}- and taxes paid] $39,94b 35 J Due to banks and bank- ers in this State Due to banks and bank- ers in other States... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates... . Time certificates 50,000 00 47,651 79 85,104 83 7,960 36 34,259 98 Due to clearing house Notes and bills redis- counted Bills payable, including time certificates representing borrowed Clearing house certifl- 152 84 10,000 00 15,000 00 Total $ 250,129 80 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 243 01 324 75 184,816 48 $ 185,384 24 Good Doubtful Worthless Total $ 178.3S4 24 7,000 00 $ 185,384 24 348 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Planters Bank, Located at Hawkinsville, Ga., at the Close of Business April 4, 1907. RESOURCES. LIABILITIES. Loans and discounts..! Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 145,608 21 52,261 49 5.019 62 6,174 21 8,750 00 11,394 33 27,449 57 I,y22 00 25 00 1,007 58 1,106 51 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in otherStates ... Due unpaid dividends.. Individual deposits subject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bibs redis- counted Bills payable, including time certificates representing borrowed money 50,000 00 52,881 95 62 71 106,S80 71 7,592 67 38,300 48 Total In suit In judgment Not in suit Total $ 255,718 52 Total. LOANS AND DISCOUNTS. $ 197,869 70 .$ 197.869 70 Good Doubtful Worthless Total $ 255,718 52 $ 196,869 70 1,000 00 $ 197,869 70 TREASURER'S REPORT. 349 Statement of the Condition of the Planters Bank, Located at Hawkinsville, Ga., at the Close of Business December 17, 1907. J. F. OOURY, President. N. A. JELKS, Cashier. EESOUECBS. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house and..") Furniture and fixtures / Other real estate Due from banks and bankers in this State. Due from banks smd bankers in otherStates Currency Gold Silver, nickels and pen- nies Checks and cash items. Clearing house certificates on hand Profit and loss Interest paid charged off Advances on cotton.... 86,596 25 92,609 46 4,916 76 6,000 00 3 750 00 5,614 17 13,716 31 13,400 00 2o0 00 2,589 43 4,658 19 2,243 00 28,114 65 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in otherStates... . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money Clearing house certifi- cate account 50,000 00 58,408 80 1,638 34 90,993 36 12,476 64 30,941 08 20,000 00 Total $ 264,458 22 Total $ 264,458 22 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total 24 tar $ 179,205 71 $ '79,205 71 Good Doubtful Worthless . Total $ 177,450 46 1,755 25 $ 179,205 71 mm 350 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Hazlehurst, Located at Hazlehurst, Ga., at the Close of Business March 15, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pennies Checks and cash items . Exchanges for the clear- ing house 23,109 59 3,261 40 4,986 51 545 35 3,362 31 4,203 03 1,8:'5 00 65 00 180 03 3 61 2,822 70 Capital stock paid in. $ Undivided profits, less current expenses and taxes paid Due to bank? and bankers in other States . . . Due unpaid dividends. . Individual deposits sub- Demand certificates. .. . Certified checks Cashier's checks . Due to clearing house.. Notes and bills redis- Bills payable, including time certificates representing borrowed 15,000 00 520 85 16,500 00 10,920 71 1,423 00 Total In suit In judgment Not in suit Totql % 44,364 56 Total LOANS AND DISCOUNTS. $ ood Doubtful 26,370 99 Worthless % 26.370 99 Total $ 44.364 56 | 26,370 99 $ 26,370 99 TREASURER'S REPORT. 351 Statement of the Condition of the Bank of Hazlehurst, Located at Hazlehurst, Ga., at the Close of Business December 17, 1907. J. W. HlNBON, President. J. T. KNIGHT, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers inother States Currency Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house.. Profit and loss Interest paid Total $ 26,153 44 201 14 4,814 56 1,385.80 2,924 46 4,784 65 620 00 300 00 11108 1,369 40 42,754 53 Capital stock paid in. .$ Surplus fund. Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State. ... Due to bank- and bankers'in other States ... Due unpaid dividends.. Individual deposits subject to check Demand certificates... . Time certificates Certified checks Cashier's checks Due. to clearing house . Notes and bills redisconnted Bills payable, including time certificates representing borrowed money Total $ 15,000 00 363 77 5,000 0C 3,500 00 8,787 01 8,0^0 00 2,103 75 42,754 53 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total 26,153 44 Good Doubtful Worthless * 26,153 44 Total $ 26,153 44 * 28.153 44 352 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Bank, located at Hazlehurst, Ga., at the Close of Business March 14, 1907. RESOURCES. LIABILITIES. Loans and discounts.. . $ .Demand loans Overdrafts Jkinds and stocks owned by the bank Hanking house Furniture and fixtures. Other real estate. ... Due from banks and bankers in this State. Due from banks and bankersin other States Currency tfold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Profit and loss interest paid 88,782 75 17,157 00 625 03 2,035 63 4,260 08 723 09 3,122 00 52 50 931 91 671 74 Total $ U8,3fil 73 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other Stales Due. unpaid dividends.. Individual deposits sub- ject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable/including timecerlificatesrepresenting borrowed mney .-. 30,000 00 3]008 70 40,739 22 19,615 81 25,000 00 T"tal .$ 118.361 73 LOANS AND DISCOUNTS. \as.ai} In judgment Not in suit Total * 893 95 105,04.3 80 .$ 105,939 75 00. :;; Doubtful Worthless Tofal $ 105,939 75 .] $ 105.939 75 TREASURER'S REPORT. 353 Statement of the Condition of the Citizens Bank, Located at Hazlehurst, Ga., at the Close of Business December 17, 1907. L. W. JOHNSOK, President. .T. 0. BENNETT, Cashier. RESOURCES. LIABILITIES. Loans and discounts. ..$ Demand loans Overdrafts Bonds and stocks owned by ihe bank Banking house Furniture and fixtures. Other real estate Due from bunks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges fortheclear- ing house Profit and loss Interest paid 81,047 78 4,980 99 4,000 00 2,061 10 3,028 64 5,000 53 2,733 00 20 00 47 78 388 74 Capital stock paid in. % Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 30,000 00 2,100 00 1,698 95 21,079 9(i 24,668 81 760 8-i 23,000 00 Total In suit In judgment Not in suit Total % 103,308 56 Total LOANS AND DISCOUNTS. $ 1,126 07 Good Doubtful 79,921 71 Worthless $ 81,047 78 Total $ 103,308 56 $ 79,921 71 1,126 07 % 81 047 7S 354 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Bank, Located at Helena, Ga., at the Close of Business April 12, 1907. EBSOUBCES. LIABILITIES. Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- nies ... Checks and cash items. Exchanges for the clear- ing house 23,735 24 2,105 47 2,000 00 1,666 42 2,593 91 2,982 37 1,110 UO 79 60 76 50 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid. Due to banks and bank- 15,000 00 1,021 64 Due to banks and bankers in other States... . Due unpaid dividends. . Individual deposits sub- ject to check ...'.... Demand certificates.... 13,327 87 Cenified checks Due to clearing house. . Notes and bills redis- Bills payable, including time certificates representing borrowed 7,000 00 Total $ 3,349 51 Total LOANS AND DISCOUNTS. $ 36,349 51 Not in suit Total $ 140 00 23,595 21 ..... * 2S.7W 24 Good Worthless Total $ 23,735 24 $ 23,735 24 TREASURER'S REPORT. 355 Statement of the Condition of the Citizens Bank, Located at Helena, Ga,, at the Close of Business December 17, 1907. Li, O. BENTON, President. J. B. MCCKAKY, Cashier. RESOUKCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds ana stocks owned by the bank Banking house Furniture and fixtures. . Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items . Exchanges for the clear- ing house 20,351 91 2,000 00 1,713 92 1,717 35 971 59 765 00 95 00 522 04 199 50 224 79 28,561 10 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and Due to banks and bank- Due to banks and bankers in other States... . Due unpaid dividends. . Individual deposits sub- Demand certificates.... Time certificates Certified checks Due to cleaiing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 726 77 5,734 33 100 00 7,000 00 28,561 10 LOANS AND DISCOUNTS. In judgment Total $ 538 90 294 95 Doubtful 19,518 06 $ 20,351 91 Total $ 20,052 11 299 80 $ 20,351 91 356 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank~ of Hiram, Located at Hiram, Ga., at the Close of Business October' 18, 1907. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures.. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house. Profit aud loss Interest paid 20,207 10 2,000 00 632 23 1,861 00 1,274 79 7,130 14 1,842 62 1,385 00 448 27 137 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due t'> banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits subject to check Demand certificates. .. . lime certificates Certified checks........ Cashier's checks Due to clearing house Notes and* bills rediscounted Bills payable, including time certificates representing borrowed money. 15,000 00 22 35 18,557 43 838 37 1,600 00 Total. In judgment Total $ 36.918 15 I Total LOANS AND DISCOUNTS. $ Doubtful 22,207 10 Worthless. .... $ 22,207 10 Total $ 36,918 15 $ 22,207 10 $ 22,207 10 TREASURER'S REPORT. 357 Statement of the Condition of the Bank of Hiram, Located at Hiram, Ga., at the Close of Business December 17, 1907. JNO. D. WALKER. President. M. H. TAPPAN, Cashier. RESOURCES. LIABILITIES. Loans and discounts. . $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ins house Profit an i loss Interest paid Undivided profits, less current expenses and taxes paid Total $ 14,758 23 671 66 4,24o 6L 1,856 00 1,274 79 6,421 87 562 34 M^3 00 185 44 1 00 160 70 105 98 31,366 61 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State . . Due to banks and bank- ers in other Siates ... Due unpaid dividends . Individual deposits sub- ject to cheek Demand certificates. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis-. counted Bills payable, including time certificates representing borrowed money Total....... $ 15,000 00 15,006 25 710 00 aiui''%a 650 db 31,366 61 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 15,429 88 Worthless $ 15.429 88 Total % 15,429 88 $ 15,429 88 358 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Hogansville Banking Co., Located at Hogansville, Ga., at the Close of Business December 27, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Otherrealestate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Cold.... Silver, nickels and pen- *ie,s- Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certificates 41,362 66 13,188 96 4 309 57 i;052 58 1,243 33 752 05 2,597 38 i)052 00 225 00 1,300 15 341 15 21 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State .. Due to banks and bankers in other States. .. Due unpaid dividends. Individual deposits subject to check Savingsdi-posits Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 25,000 00 7,500 00 6,257 97 19,873 11 5,860 00 44 75 8,000 00 Total $ 67,535 83 . Total $ 67,535 S3 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 25 50 54,526 12 Cd Doubtful Worthless $ 54,55162 Total $ 54,55162 $ 54,551 62 TREASURER'S REPORT. 359 Statement of the Condition of the Hogansville Banking Co.,. Located at Hogansville, Ga., at the Close of . Business December 17, 1907. J. P. ASKEW, President. W. E. JOHNSON, Cashier. RESOURCES. LIABILITIES. Loans and discounts. $ Demand loans Overdrafts Bonds and stocks owned by ihe bank Eanking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States ^aoy:::::::::::::. Silver, nickels and pennies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 45,105 07 12,085 79 0,127 72 l,24d 66 7,572 64 741 83 wSS 410 85 19 87 1,774 54 Capital stock paid in. .$ 25,000 00 Surplus fund. 7,500 00 Undivided profits, less current expenses and taxes paid 7,925 53 Due to banks and bank- ers in this State Due to banks and bank- ers in other States.. . . Due unpaid dividends... Individual deposits sub- ject to check 20,548 86 Demand certificates. ... 2,4/5 00 Time certificates 8,8fi0 00 Certified checks 330 38 Cashier'schecks 1,062 87 Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money , 3,000 00 Total * '7,202 04 Total LOANS AND DISCOUNTS. $ 77.202 64 In suit In judgment Not in suit Total $ Good 25 50 Doubtful 57,765 36 Worthless $ 57.7^0 86 Total $ 57,790 86 $ 57,790 86 ^ 360 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Merchants & Farmers Bank, Located at Hogansville, Ga., at the Close of Business December 27, 1907. RESOURCES. LIABILITIES. Loans and discounts .. .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures . Other real es ate Due from banks and bankers in this State.. Due from banks and bankers in other States. Currency *f oId bilver, nickels and pen- nies .Checks and cash items. Exchanges for the clear- ing house Profit and Joss Interest paid Clearing house certificates 46,800 91 - 35,480 3i 5,985 94 813 31 ' 1,884 27 900 00 804 33 1,216 00 160 00 1,250 17 100 00 429 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States .... Due unpaid dividends.. Individual deposits sab- ject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing hou?e. . Notes and bills redis- count ed Bil s payable, including time certificates rep- resenting borrowed money -. 25,000 00 25,000 00 1,850 54 128 66 134 27 20,803 41 6,407 00 1,000 46 12,500 00 Total $ 91394 34 Total $ 91,824 34 LOANS AND DISCOUNTS. In suit In judgment .Not in suit Total $ no 64 265 48 77,845 10 Sl;-: DoLibtfal Worthless $ 78.281 2> Total * ",981 22 30000 $ 78,28122 TREASURER'S REPORT. 361 Statement of the Condition of the Merchants & Farmers Bank, Located at Hogansville, Ga., at the Close of Business December 17, 1907. 8. A. DAVIS, President. H. H. MOBLEY, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank. Banking house Furnitureandfixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers inother States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 47,464 34 33.613 31 6,984 61 1,884 37 900 00 2,486 10 1,199 00 10 00 700 51 97 06 1,971 60 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividends. . Individual deposits subject to check Demand certificates. .. . Time certificates Certified checks Cashier s checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 25.000 00 25,000 00 3,747 20. 836 98 23,728 31 5,407 00 1,091 41 12,500 00 Total.... Not in suit TotoJ $ 97,310 90 Total LOANS AND DISCOUNTS. $ 97.310 90 $ 396 48 Good 102 00 Doubtful 80,579 17 $ 81,077 65 Total ... . $ 80,777 65 300 00 % 81.077 65 362 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Homerville, Located at Homerville, Ga., at the Close of Business March 5, 1907. KESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocksowned by the bank Banking house Furniture and fixtures. Other real esiate Due from banks and bankers in this .State. Due from banks and bankers in.itherStates Currency Gold Silver, nickels and pennies.. Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 48,768 79 3,100 00 3,072 77 1,633 75 1,509 09 5,826 10 592 47 1,246 00 253 07 516 56 Capital stock paid in.. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this Stale Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certificates Certified checks Ca-mier'schecks Due to clearinghouse. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 3,802 52 284 89 25,009 72 22,353 22 98 25 Total In suit In judgment $ 66,54* 60 Total LOANS AND DISCOUNTS. $ Good Doubtful $ 66,548 60 TREASURER'S REPORT. 363 Statement of the Condition of the Bank of Homerville, Located at Homerville, Ga., at the Close of Business December 17, 1907. H. J. PEOGLER, President. H. M. PEOGLER, Cashier. RESOURCES. LIABILITIES. Loans and discounts. . . .$ Bonds and stocks owned Furniture and fixtures. Othi-r real estate Due from banks and bankers in this State.. Due from banks and Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- 45,057 89 1,548 31 1,633 75 1,509 09 4,749 26 930 82 1,446 00 811 25 78 96 Capital stock paid in.. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to bmks and bankers in this State Due to banks and bankers in other States. . . Due unpiid dividends. . Individual deposits sub- Demand cenificates.... Time certificates Certified checks Due to clearing house. . Notes and bills ^dis- counted Bills payable, including time cer ificates representing borrrowed money 15,000 00 3,782 04 294 44 750 00 15,118 00 17,364 00 156 85 5,000 00 Total Total $ 57,765 33 LOANS AND DISCOUNTS. $ 750 00 44,307 89 $ 45,057 89 Good Doubtful Worthless Total 57,75 33 $ 45,057 89 $ 45 057 89 864 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Jackson Banking Co., Located at Jackson, Ga., at the Close of Business March 28, 1907. BESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned bv the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State Due from banks and bankers in otherStates Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 187.995 64 3,359 02 27,144 31 17,244 37 2,500 00 2,701 42 23,156 54 11,195 44 3,164 00 215 00 530 69 440 43 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State .... Due to banks and bankers in other States ... Due unpaid dividends.. Individual deposits sub- ject to check Savings dpposits Demand certificates ... 'lime certificates Certified checks Cashier's checks Due to clearing house. Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 50,000 U0 6,000 00 42,439 09 3,936 88 20 00 134,978 59 43,012 33 259 97 Total In suit In judgment Not in suit Total $ 279,646 86 Total LOANS AND DISCOUNTS. 210 20 191,144 46 191,354 66 Good Doubtful Worthless Total $ 279.646 86 191,144 46 210 20 $ 191,354 66 r~r-- -_ TREASURER'S REPORT. 365 Statement of the Condition of the Jackson Banking Co., Located at Jackson, Ga., at the Close of Business December 17, 1907. F. S. ETHERIDGE, President. P. P. SASNETT, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due Irom banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- jjjpg Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 148,302 40 2,607 75 49,394 79 17,244 37 2,500 00 2,819 17 14,634 63 16,538 15 \3J>M 00 555 00 JoO 2.Y 3,282 11 Capital stock paid in. .$ Surplus fund . Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this Slate Due to banks and bank- ers in other States.. .. Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . ..Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 50,000 00 5,000 00 43,193 98 3,066 32 109,784 17 34,870 34 1,029 77 15,500 00 10,000 00 Total $ 272.449 58 Total % 272,449 58 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total 25 tr * 12,974 61 137,93o 54 $ 150,910 15 Good Doubtful Worthless Total * 150,699 95 210 20 ....$ 150,910 15 366 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Jefferson Banking Co., Located at Jefferson, Ga., at the Close of Business November 8, 1907. RESOURCES. LIABILITIES. Loans and discounts. . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State Due from banks and bankers in oiher States Currency old Oliver, nickels and pen- "ie? Checks andca-h items. . Exchanges for the clear- ing house Profit and loss Interest paid 117,833 75 22,920 88 400 00 2,000 00 1,500 00 20,216 32 5,484 31 11,027 00 89U 00 1,065 76 1,099 76 Capital stock paid in. .$ surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State. Due to b inks and bankers in other States. . . . Due unpaid dividends . Individual deposits sub- ject to check Savingsdeposits Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates, rep- resenting borrowed money 50,000 00 25,000 00 17,257 07 176 00 34,485 05 146 91 14,872 75 2,500 00 40,000 00 Ttal In suit In judgment Not in suit T^"1 $ 184,437 78 Total LOANS AND DISCOUNTS. $ .' 117,833 75 117,83! 75 d---: Doubtful Worthless Tntal .$ 184,437 78 $ 117,833 76 $ 117.833 75 TREASURER'S REPORT. 367 Statement of the Condition of the Jefferson Banking Co., Located at Jefferson, Ga., at the Close of Business December 17, 1907. H. W. BELL, President. J. 0. TURNER, Cashier. RE80URCE3. LIABILITIES. Loans and discounts.. .$ Bonds and stocks owned Furniture and fixtures. Other real estate. Due from banks and bankers in this S:ate. Due from banks and bankers in other States Currency Silv-er, nickels and pen- Checks and cash items. Exchanges for the clear- Profit and loss 95,717 49 15,545 76 400 00 2.000 00 1,500 00 9,942 12 4.696 90 lO.Oi'O HO 1,000 00 994 39 Total $ 141.796 66 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid. Due lo banks and bankers in tiiis State Due to banks and bankers in other States.. . . Due unpaid dividends. . Individual deposits sub- Demand certificates. .. . 50,000 00 25.U00 00 18,270 62 176 00 35,344 04 13,006 00 Due to cleaiing house.. . Noies and bills redis- eounted Bills payable, including time certificates representing borrowed money 141,7i'6 66 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 95.717 49 Worthless $ 95,717 49 Total $ 95,717 49 * 95,717 49 368; TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Merchants & Farmers Bank, Located at Jefferson, Ga., at the Close of Business November 8, 1907. RESOURCES. LIABILITIES. Loans aid discounts. ..$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest paid Total * 43,697 69 738 79 4,880 04 2,188 26 945 00 9,071 01 5,748 67 1,366 00 107 50 144 89 75 60 68,963 45 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other S'ates .. Due unpaid dividends . Individual deposits subject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks I 'ue to clearing house. . Notes and bills redisconnted Bills payable, including time certificates representing borrowed money Total * 25,000 00 1,524 01 23,256 02 11,683 42 7.P00 00 68.963 45 LOANS AND DISCOUNTS. Tn suit In judgment Not in suit Total $ Good Doubtful 43,697 69 Worthless $ 43.697 69 Total $ 43,697 69 $ 43,697 69 TREASURER'S REPORT. 369 Statement of the Condition of the Merchants & Farmers Bank, Located at Jefferson, Ga., at the Close of Business December 17, 1907. A. M. FLANIOAN, President. A. C. APPLEBY, Cashier. KESOUBCES. LIABILITIES. Loans and discounts... .$ Bonds and stocks owned by the bank Furniture and fixtures. Due from banks and bankers in this State . Due from bunks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items . Exchanges for the clear- Profit and loss 40,209 94 4,574 46 4,s80 04 2,188 26 945 00 5,650 55 2,083 55 487 on 168 50 211 88 638 55 Capital stock paid in.. .$ 25,000 00 Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits sub- Demand certificates.... 1,800 11 688 26 23,404 94 10,724 53 Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 419 89 In suit 62,037 73 Total LOANS AND DISCOUNTS. $ Doubtful 40,209 94 $ 62.037 73 40,209 94 $ 40.209 94 370 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Twiggs County Bank, Located at Jeffersonville, Ga., at the Close of Business May 10, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking h >use Furniture and fixtures. Other real estate Due from banks and bankers in this Staie. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Depositor's fund 68,630 97 7,127 66 77 30 314 42 8,514 00 2,000 00 1,460 74 2,908 86 3,423 96 6,042 06 957 00 120 00 427 08 170 97 2,822 70 Capital stock paid in. .$ Surplus fund Undivided profit?, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividei ds. . Individual deposits subject to check Savings deposits Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house . . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money.. 25,000 00 3,291 29 6,500 00 29,769 53 25,475 90 15,000 00 Total $ 105,036 72 Total $ 105,036 72 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 373 17 Doubtful 75,385 46 $ 75.758 63 Total * 75,697 46 61 17 $ 75 758 63 TREASURER'S REPORT. 371 Statement of the Condition of the Twiggs County Bank, Located at Jeffersonville, Ga., at the Close of Business December 17, 1907. J. 0. SHANNAN, President. P. E. GLENN, Cashier. RESOURCES. LIABILITIES. fie Loans and discounts... .$ 24,005 15,551 02 Bonds and stocks owned by the bank Banking house Furniture and fixtures. Due from banks and bankers in this State. Due from banks and bankers in other States 8,514 00 l.flSfi fit 1.854 20 3,000 00 41,288 92 8,475 94 Gold 1 Silver, nickels and f 5,284 17 Checks and cash items Exchanges for the clear- ing house Capital stock paid in. . .$ 25,000 00 Undivided profits less current expenses a^d 409 73 ers in this State Due to banks and bank- ers in other States.... Due unpaid dividends.. Individual deposits sub- Demand certificates. . . . 55,797 65 28,554 94 Due IO clearing house. . Notes and bills redis- Bills payable, including time certificates representing borrowed Total In suit In judgment Not in suit Total $ 109,760 52 Total LOANS AND DISCOUNTS. 373 17 39,183 51 $ 39.556 6S Good Doubtful Worthless Total $ 109,760 52: $ 39,556 $ 39.556 372 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Jesup Banking Co., Located at Jesup, Ga., at the Close of Business March 12. 1907. BESOURCEH. LIABILITIES. Loans and discounts. ...$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate-. Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 107,656 22 1,780 77 6,000 00 354 71 9,926 86 2,146 14 3,522 (10 475 00 148 27 98 79 Total $ 132,108 76 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States ... Due unpaid dividends. . Individual deposits sub- ject lo check ;.. Savings deposits Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills' redis- counted Bills payable, including time certificates rep- resenting b o r r o wed money 25,000 00 14,000 00 4,957 26 40,619 82 27,531 68 20,000 00 Total : $ 132,108 76 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 193 49 107,462 73 $ 107,656 22 Good Doubtful Worthless Total... $ 107,656 22 $ 107.656 22 TREASURER'S REPORT. 373 Statement of the Condition of the Jesup Banking Co., Located at Jesup, Ga., at the Close of Business December 17, 1907. 0. W. DKKN, President. D. M. PARKER, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocKs owned by the bank Banking house Furnitureand fixtures. . Other real estate Due from banks and bankers in this State.. Due from banks and bankers in other States Currency Gold... Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 90,266 82 1,210 37 5,500 00 854 71 12,345 67 1,075 36 636 00 790 00 1,363 72 38 26 271 00 .Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. .. Due unpaid dividends. . Individual deposits subjeet to check Demand certificates Time certificates Certified checks Cashier's checks Notes and bills redis- counted Bills payab'e. including time certificates representing borrowed money 25,000 00 16,500 00 1.921 48 on..71. 30,57 14 26,217 9i i 61 15,000 00 Total In suit In judgment Not in suit Total $ 115,251 91 Total LOANS AND DISCOUNTS. % 2,226 32 Good D mbtful .- 88,010^50 Worthless $ 90,266 82 Total % 115,35191. $ 90,266 82 $ 90,266 82 374 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Jonesboro, Located at Jonesboro, Ga., at the Close of Business September 11, 1907. RESOURCES. LIABILITIES. Loan* and discounts . .$ Demand loans Overdraws Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate ...... Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency God Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 100,216 02 4.500 00 l,94fi 07 '739 05 2 284 26 24' 00 163 95 1,752 33 Capital stock paid in.. .$ 25 000 00 burpiusfund Undivided profits, less 6 000 00 current expenses and taxes paid Due to banks and bank- 6,353 81 ers in this State Due to hanks and bank- ers in 01 her States... 4 28 Due unpaid dividends. . Individual depositssub- ject to check 45,485 59- Demand certificates Time certificates Certified clicks '' ' Cashier's checks Due toclearing house.. Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 85,000 00 Total $ 117,843 68 Total * 11 ",843 68 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total .'.' 106,216 02 $ 106.21(1 02 SD0o0u^bt.f-u;l Worthless Total $ 106,216 02 $ 106.216 02 TREASURER'S REPORT. 375 Statement of the Condition of the Bank of Jonesboro, Located at Jonesboro, Ga., at the Close of Business December 17, 1907. A. 0. BLALOCK, President. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking hou^e Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items, Exchanges for the clear- ing house Profit and loss Interest paid 75,150 84 5,099 26 4,500 00 1,946 07 739 05 12,106 89 6,798 57 960 00 328 18 Capita! stock paid in . .$ Surplus fund Undivided profits, less currt-nt expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in ot her states.... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates.... Time certificates Cenitied checks Cashier's checks Due to clearing house. . Notes and bills redis- counted . Bills payable including time certificates rep- resenting borrowed money 25,000 00 6,000 00 7,964 65 68,140 79< 523 40 Total In suit In judgment Not in suit Total $ 107,028 84 Total LOANS AND DISCOUNTS. $ rtood Doubtful 75,150 84 Worthless $ 75,150 84 Total $ 107.828 84 $ 75,150 84 $ 75,150 84 376 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Kestler, Located at Kestler, Ga., at the Close of Business January 17, 1907. RESOURCES. LIABILITIES. Loans and discounts $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Kurnitureand fixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankersin otherStates Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing houe Profit and loss Interest paid 26,370 20 387 50 2,503 15 1,225 00 150 00 827 67 6 61 785 00 5 oo 1,018 40 171 ]6 Capital stock paid in.. .$ Surplus fund.... Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States... Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates.... Time certificates Cenified c'-ecks Cashier's checks. Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 15,000 00 ],72i 83 355 07 363 65 12,971 14 3,035 00 Total $ 33.440 69 Total $ 33,449 69 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 26,757 70 $ 26,757 70 Good Doubtful Worthless Total $ 26,757 70 $ 26,757 70 TREASURERS REPORT. 377 Statement of the Condition of the Bank of Kestler, Located at Kestler, Ga., at the Close of Business December 17, 1907. J. A. HlGHTOWER, President. W. M. BRADLEY, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. $ Demand loans Overdrafts secured ) cotton $2,701.63 \ Unsecured.$2,251.80 ) Bonds and slocks owned by the bank Banking house (not Furniture and fixtures Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency Silver, nickels and pen- Che-ksand ca^hitems. . Exchanges for the clear- 31,698 70 4,953 43 1,482 49 1,225 00 150 00 905 66 1,540 13 674 00 441 07 125 78 507 13 43,003 39 Capital stock paid in . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. .. Due unpaid dividends .. Individual deposits subject to check Demand certificates.... Time certifiVates 15,000 00 1,711 25 2,499 71 22,429 10 240 00 Due to clearing house Notes and bills redis- counted Bills pa\able. including time certificates representing borrowed 2,023 33 43.903 39 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 175 00 Good Doubtful 31,723 70 Worthless $ 31,893 70 Total $ 31,898 70 $ 31,898 70 mm 373 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Kingston, L,ocated at Kingston, Ga., at the Close of Business September 23, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture ami fixtures.. Other real estate Due from binks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit and loss Depositors fund 53,392 58 1,851 10 15 47 3,000 00 1,M40 (i8 1,461 53 6,615 62 3,136 32 1,054 00 25 00 289 92 2,822 70 75,304 32 Capital stock paid in. .$ Surplus fund. Undivided profits, less current expenses and Due to banks and bank- Due to banks and bank- Due unpaid dividends. . Individual deposits sub- Savings deposits Demand certificates. . . . 1'ime certificates ('ertified checks Cashier's checks Due to clearing house . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 15,000 00 1,539 57 3,000 00 6,500 00 17,971 45 8,745 19 48 11 22,500 00 75,304 32 LOANS AND DISCOUNTS. In suit In judgment. Not in suit... Total Good $ Doubtful Worthless Total $ TREASURER'S REPORT. 379 Statement of the Condition of the Bank of Kingston, Located at Kingston, Ga., at the Close of Business December 17, 1907. L. P. GAINES, President. J. J. FOWLER, Cashier. RESOURCES. Loans and discounts..$ Demand Joans Overdrafts ', Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due fr )m bank^ and bankers in this State. Due from banks and bankers in other States Currency "Cold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid LIABILITIES. 34,832 41 2.345 00 70J 43 3,000 00 1,4C5 33 1,640 U8 1,376 64 2,460 08 1,872 00 55 00 211 J9 10 11 965 02 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this Slate Due to banks and bank- ers in other States . .. Due unpaid dividends.. Individual deposits sub- ject to check Deim-nd certificates.... Time certificates Certified checks Cashier's checks .: Due to clearing house. Notes and bills redis- counted .. ... Bdls payable, including time certificates rep- resenting borrowed money 15,000 00 1,891 54 1,000 00 6,000 00 14,693 77 6,907 26 51 72 5,500 00 Total In suit In judgment Not in suit Total .$ 50,954 29 Total LOANS AND DISCOUNTS. $ Good Doubtful 37,177 41 Worthless $ 37,177 41 Total $ 5(1,954 29 f 37,177 41 * 37.177 41 ^80 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of L,aFayette, Located at L,aFayette, Ga., at the Close of Business October 19, 1907. RESOURCES. LIABILITIES. Loans and discounts. .$ Overdrafts Overdrafts secured by cotton Bonds and stocks owned Furniture and fixtures. Due from banks and bankers in this State. Due from banks and bankers in other Stales Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- 198,857 47 2,901 42 706 60 3,800 00 3,8*3 70 7,92.) /o 12,567 60 805 78 8,405 15 3,983 00 1,301 00 495 53 3,070 85 Interest paid Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and Due to banks and bank- Due to banks and bankers in other Sta'es .. Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates. .. . Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 50,000 00 29,000 00 894 12 71,718 03 41,185 34 410 36 15,000 00 40,000 00 Total $ 248,207 85 LOANS AND DISCOUNTS. 248,207 85 In suit In judgment Not in suit Total $ 10 00 201,243 89 $ 201,258 89 Good Doubtful Worthless Total $ 200,608 89 650 00 ....$ 201,258 89 TREASURER'S REPORT. 181 Statement of the Condition of the Bank of LaFayette, Located at LaFayette, Ga., at the Close of Business December 17, 1907. JAS. P. SHATTUCK, President. J. E. PATTON, Cashier. RESOURCES. LIABILITIES. Loans and discounts... .$ 181,410 29 Demand loans Overdrafts 1,207 02 Bonds and stocks owned by the b nk 2,000 00 Banking house \ Furniiureandfixtures/ , ,,, d'88,:S ,/Un Other real estate 23,985 17 Due from bmks and bankers in this State. 6 19 Due from banks and bankers in other States 5,912 41 Currency 14,315 00 Gold 2,418 00 Silver, nickels and pen- nies 1,235 91 Checks and cash items.. 793 72 Exchanges for the clear- ing house Profit and loss Interest paid 2,720 14 Capital stock paid in.. .$ 50,000 00 Surplus fund 29,0U0 00 Undivided profits, less current expenses and taxes paid 3,752 51 Due to banks and bank- ers in this State Due to banks and bank- ers in oiher States.. . . Due unpaid dividends.. Individual deposits sub- ject to check 90,787 20 Demand certificates. ... Time certificates 31,246 73 Certified checks Cashier's checks 101 71 Due to clearing house. Notes and bills redis- counted 5,000 00 Bills payable, including time certificates rep- resenting borrowed money 30,000 00 Total In suit Not in suit Total 2$tr $ 239,888 15 Total LOANS AND DISCOUNTS. $ 181,410 29 $ 181,410 29 Good Doubtful Total.. $ 239,888 15 $ 181,410 29 $ 181,410 29 m 382 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the LaGrange Banking & Trust Co., Located at LaGrange Ga., at the Close of Business December 30, 1907. BESOURCES. LIABILITIES. Loans and discounts. ..$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold . Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 641,383 23 75,500 00 473 45 56,545 46 20,000 00 42,000 00 2,500 00 17,744 84 13,125 05 7,907 00 1,365 00 9,623 33 3,677 58 70 00 Capital stock paid in. . .$ 180,000 00 Surplus fund 50,000 00 Undivided profits, . less current expenses and taxes paid 195,588 93 Due to banks and bank- ers in this State 2,250 76 Due to banks and bank- ers in other States. . .. Due unpaid dividends. . Individual deposits sub- ject to check 310,772 36 Demand certificates Time certificates Certified checks Cashier's checks 18,302 90 Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money. 135,000 00 Total $ 891,914 95 Total LOANS AND DISCOUNTS. $ 89.914 95 In suit In judgment Not in suit Total... $ 716,883 23 $ 716,883 23 Good Doubtful Worthless Total $ 716,883 23 $ 716.883 23 TREASURER'S REPORT. 383 Statement of the Condition of the LaGrange Banking & Trust Co., Located at LaGrange, Ga., at the Close of Business, December 17, 1907. J. E. DUNSON, President. T. J. THORNTON, Cashier. EESOUBCES. LIABILITIES. Loans and discounts. .. .$ 615,049 54 Demand loans 120,106 39 Overdrafts (secured by cotton) 53,217 04 Bonds and stocks owned by the bank 20.0<10 00 Banking house 41,0 0 00 Furniture and fixtures.. 2,500 00 Other real estate 1,000 00 Due from batiks and bankers in this State. 12,629 59 Due from banks and bankers in other States 25.552 39 Currency 6,650 00 Gold 1,065 00 Silver, nickels and pen- nies 12,425 00 Checks and cash items.. 566 67 Clearing house certifi- cates Exchanges for the clear- ing house Profit and loss Interest paid Capital stock paid in. . .$ 180.000 00 Surplus fund 50,000 00 Undivided profits, less current expenses and taxes paid 195,737 13 Due to b inks and bank- ers in this State 4,300 70 Due to bank" and ba k- ersin other Stales... Due unpaid dividend*.. Individual deposits sub- ject to check 321,723 79 Demand certificates. ... ' Time certificates Certified checks Cashier's checks Due to clearinghouse.. Notts and bills redis- counted Bills pa< able, including time certificates rep- resenting borrowed money 160,000 CO Total In suit In judgment Not in suit Total $ 911,761 62 Total. LOANS AND DISCOUNTS. $ Good Doubtful 735,155 93 Worthless $ 735,155 93 Total $ 911,761 62 * 735,155 93 $ 735,155 93 S84 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of JUGrange, Located at LaGrange, Ga., at the Close of Business December 28, 1907. RESOURCES. LIABILITIES. Loans and discounts... $ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks "and bankers in this State. Due from banks and bankers in other States Currency Gold .!'.'.'.".'.' Silver, nickels and pen- nies Checks and cash items ' Exchanges for the clear- ing house Profit and loss ,. Interest paid 66,175 12 12,986 03 1,135 83 3,641 00 5,es Ohecks and cash items . Exchans.es for the clearing house Profit and lo^ss Interest paid 119,306 71 307 37 2,144 59 11,637 29 1,253 14 1,529 00 3j2 50 699 01 240 62 Capital stock paid in. .$ 50,000 00 Surplus fund Undivided profits, less current expenses and taxes paid 14,296 80 Due to banks and bank- ers in this State Due to banks and bank- ers in other States... . Due unpaid dividends. . Individual deposits sub- ject to check. ' 58,133-43 Savings deposits Demand certificates , .. Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 15,000 00 Total $ 137,430 23 Total .$ 137,430 23 LOANS AND DISCOUNTS. Jn suit In judgment Kot in suit Ttal ...$ 50 00 .' 119,256 71 $ 119,306 71 good Doubtful Worthless Total. $ 119,306 71 $ 119,306 71 TREASURER'S REPORT. 391 Statement of the Condition of the Brand Banking Co., Located at Lawrenceville, Ga., at the Close of Business December 17, 1907. E. M. BRAND, President. L. M. BRAND, Cashier RESOURCES. LIABILITIES. Loans and discounts . .$ 82,009 21 Demand loans Overdrafts 354 25 Bonds and stocks owned by the bank Banking house .... Furniture and fixtures. 2,179 59 Other real estate Due from bmks and bankers in this State. 75,888 65 Due from banks and bankers in other States 12,209 74 Currency ~] Si',llvde-r,ni.c:kel, s and, pen-}{ 10,177 26 nies J Checks and cash items. 4,145 88 Exchanges for the clear- ing house Profit and loss Interest paid Capital stock paid in. .$ Surplus fund. Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States . .. Due unpaid dividends. Individual deposits sub- ject to check Demand certificates Time certificates Certified checks Cashier's checks . Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money '. 50,000 00 15,081 77 120,995 83 886 98 Total . ..$ 188,964 88 Total LOANS AND DISCOUNTS. $ 186.964 58 In suit In judgment Not in suit Total $ 50 CO Good Doubtful 81,959 21 | Worthless $ 82.009 21 Total $ 82,009 21 $ 82,009 21 192 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Lawrenceville, Located at Lawrenceville, Ga., at the Close of Business August 13, 1907. RESOURCES. LIABILITIES. Loans and discounts. $ Demand loans Overdrafts [ '/ Bonds and stocks owned by the bank Banking house ' Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States. Currency .. Gold '/.'."..'."".'.' Silver, nickels and pennies Check-) and cash items. Exchanges for the clear- ing house Profit and loss.......... Interest paid _. Depositors fund. ..... 79,640 06 5,842 96 326 79 1,646 72 1,843 18 3,628 97 3,813 59 593 00 522 50 239 27 4,044 94 2,822 70 Capital stock paid in 1 Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State. . Due to banks and bankers in other States.. Due unpaid dividends. '. Individual deposits sub- ject to check Demand certificates i '. '. Time certificates.. . Certified checks .... Cashier's checks........ Due to clearinu house Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 2.5,000 00 2,511 38 23,982 10 13,471 20 40,000 00 Total $ 104,964 68 Total $ 104,964 68 LOANS AND DISCOUNTS. In suit 4 In judgment .'.' Ntinsuit Toj^L___^. ^gg 01 85.175 01 8M83~02 Stfui:;:::;::.;;-* Worthless Total 8M8302 85,483 02 TREASURER'S REPORT. 395 Statement of the Condition of the Bank of Lawrenceville, Located at Lawrenceville, Ga., at the Close of Business December 17, 1907. T. L. EVANS, President. G. C. WEBB, Cashier, RESOURCES. LIABILITIES. Loans and discounts. . .$ Demand loans Oveidrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures.. Other real estaie Due from banks and bankers in this State. . Due from banks and bankers in otherStates Currency Gold...: Silver, nickels and pen- nies Checksand cash items. . Exchanges for the clear- ing house Profit and loss Interest paid Total $ 55,117 26 10,472 90 1.189 90 1.646 72 1,820 6S 5,747 12 4,240 25 7,640 00 470 00 ^02 84 1,118 20 100 81 Capital stock paid in... $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividends. Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including ing time certificates representing borrowed money 9006668 Total $ 25,000 00 1,793 01 136 00 47,639 67 11,498 00 40,000 00 90,066 68 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 1,000 00 Good Doubtful 64,590 16 Worthless $ 65,590 16 Total * 65,590 16 $ 65,590 1 394 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Lexington, Located at Lexington, Ga., at the Close of Business November 13, 1907. RESOURCES. LIABILITIES. Loans and discounts $ Demand loans Overdrafts Bonds and stocks owned by the bank: Banking house > Furniture and fixtures. ) Other real estate Due from banks and bankers in this State. Dae from banks and bankers in other States Currency. Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid Depositors guarantee fund 64,072 03 7,292 53 716 03 5,562 00 1>'- OJ 15,095 81 3,912 21 3,691 00 700 00 809 07 99 57 2,822 70 Capital stock paid in. ..$ Surplus fund .. Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States .. . Due unpaid dividends . Individual deposits sub- ject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notts and bills redis- counted ... Bills payable, including time certificates rep- resenting borrowed money 25,000 00 500 00 7,835 56 40 00 49,843 70 18,426 38 6,000 00 Total.. $ 106,645 64 Total ...$ 106,645 64 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 71,364 56 .$ 71,364 56 God Doubtful Worthless.....". Total... * 71,364 56 $ 71,364 56 S5S TREASURER'S REPORT. 395 .Statement of the Condition of the Bank of Lexington, Located at Lexington, Ga., at the Close of Business December 17, 1907. W. S. WlTHAM, President. 0. M. HUNTER, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Deman.i loans Overdrafts Bonds and stocks owned by the bank Banking house ) Furniture and fixtures > Other real estate. .... J Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- y-iipg Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Tax account Depositors guarantee fund 52,755 35 8,000 00 1,009 -2 5,562 00 1,8/2 6J 14,415 54 3,824 06 4,550 00 70 00 o2o LO 42 80 -31 00 ifia /u Capital stock paid in .$ Surplus fund "Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. Individual deposits sub- ject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house Motes and bills redis- counted Bills payable, including time certificates representing borrowed money 25,000 00 500 00 7,938 39 40 00 47,203 74 15,726 38 Total $ 96.408 51 Total.... LOANS AND DISCOUNTS. $ 96,408 51 In suit In judgment Not in suit Total $ Good Doubtful 52,75535 Worthless $ 52,755 35 Total $ 52,755 35 * 52,755 35 396 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Oglethorpe County Bank, Located at Lexington, Ga., at the Close of Business November 13, 1907. RESOURCES. LIABILITIES. Donns and discounts. ...$ Demand loans Overdrafts [ Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency.. Gold '.'.'.'.'.'.' Silver, nickels and pen- nies Checks and cash items. Exchanges for the clearing house Profit and loss Interest paid 33,781 16 1,807 85 2,020 12 4,646 75 1,847 58 5,362 30 1,882 36 1,721 00 60 00 618 42 545 20 Capital stock paid in.. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other states.. Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates Time certificates Certified checks Cashier's checks.. Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 16,240 00 541 92 97 00 28,567 64 8,946 18 Total : * 54,392 74 i . Total LOANS AND DISCOUNTS. $ 54,392 74 In suit In judgment Not in suit Tot>1 1 35,589 01 $ 35,589 01 Doubtful::::;::;::;;.:* 35,5890t Worthless Total * 35,589 01 TREASURER'S REPORT. 397 Statement of the Condition of the Oglethorpe County Bank, Located at Lexington, Ga., at the Close of Business December 17, 1907. L. O. BBNTON, President. G. A. BARRON, Cashier. RESOURCES. LIABILITIES. Loang and discounts. .$ Demand loans Overdrafts, secured and unsecured Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this Stale. Due from banks and bankers in other States Currency Gold Silver, nickles and pen- nies . ... Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 19,243 (3 d.lod uu A"4 d0 4,b46 /o 1,84/ OS 11,002 59 9,925 02 ''^ TM &0 ou dll UU 410 65 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. .. Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 16,240 00 586 60 77 80 29,179 09 8,571 18 Total 54.654 67 Total $ 64,654.67 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total tlta ' 22>iob 16 ..*22^0b_73_ Good Doubtful Worthless Total * 22,406 73 % 22,406 73 398 TREASURER'S AEPORT. Bank Examiner's Report of the Condition of the L,ithonia Banking Co., Located at Lithonia, Ga., at the Close of Business December 26, 1907. RESOURCES. Loans and discounts. ..$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniiureand fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency "Old Silver, nickels and pen- .ni^s Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates LIABILITIES. 24,241 97 3,562 35 'eso 90 1,82 68 1,'314 63 5,131 70 50? 0 5,S50 00 7Q2 50 265 59 1,017 00 Capital stock paid in. ..f Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States Due unpaid dividends. Individual deposits sub ject to check Demand certificates. . . Time certificates .... Certified checks Cashier's checks . Due to clearing house Notes and bibs redisco u n ted Bills payable, including time certificates representing burrowed money 15,000 00 2,000 00 390 74 18,986 86 8,6u3 74 Total !n suit In judgment Not in suit TotaI $ 45,041 34 JE^ai^^^^.^ 45,041 34 LOANS AND DISCOUNTS. | .'.' 27,804 32 $ 27.804 32 DSou?bft/f-u,l Worthless Total * 27,79in4 o3n2 '.'.'.'.'..'. $ 27.S04 32 TREASURER'S REPORT. 399 Statement of the Condition of the L,ithonia Banking Co., Located at L,ithonia, Ga., at the Close of Business December 17, 1907. J. C. JOHNSON, President A.. B. CoFFEY, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate. Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold... Silver, nickels and pen- nies Ch>'cks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 24,726 17 3,562 35 185 04 1,822 68 1,314 63 7,005 05 610 17 5's00 00 70250 208 66 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State ... . Due to banks and bankers in oth-r States.... Due unpaid dividends. Individual deposits sub- ject to check Demand certificates. ... Time certificaies ('ertified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bil s pa\able. including time certificates representing borrowed money 15,000 00 2,000 00 336 32 19,987 19 8,613 74 Total $ i45.937 25 Total LOANS AND DISCOUNTS. $ 45,937 25 In suit In judgment Not in suit.. Total ? Good Doubtful z,z>5 D- Worthless $ 28,2,88 52 Total : $ 28,278 52 !0 00 $ 28,288 52 400 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Locust Grove, Located at Locust Grove, Ga., at the Close of Business March 29, 1907. RESOURCES. LIABILITIES. Loans and discounts... $ Demand loans Bonds and stocks owned by the bank Banking house Furniture and fixtures. Due from banks and bankers in this State.. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house 44,971 12 344 11 5,320 96 1,539 60 671 64 2,618 09 8,466 97 2,029 00 200 00 762 45 154 -53 Capital sto.-k paid in. $ Surplus fund Undivided profits, less current expenses and Due to banks and bank- Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub- Demand certificates... . Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 25,000 00 1,569 77 1,214 86 85,250 58 3,854 86 183 40 In judgment Not in suit Total 67,078 47 LOANS AND DISCOUNTS. $ Good Uonhtfiil 45,315 23 $ 45,315 23 67,078 47 $ 45,315 23 $ 45,315 23 TREASURER'S REPORT. 401 Statement of the Condition of the Bank of Locust Grove, Located at Locust Grove, Ga., at the Close of Business December 17, 1907. y, 8. RTHBRIDQE, President. J. W. BROWN, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold . . Silver, nickels and pen- nies. ... Checks and cash items. Exchanges for the clear- ing house ... Profit and loss Interest paid 30,897 86 90 00 8,660 50 4,758 80 1,445 95 9,956 02 1,552 43 753 00 1,441 68 1,334 24 Capital stock paid in. . .$ 25,000 00 Surplus fund Undivided profits, less current expenses and taxes paid 2,689 61 Due to banks and bank- ers in this State Due to banks and bank- ers in other States ... Due unpaid dividends.. Individual deposits sub- ject to check... 29,096 98 Demand certificates. . .. Time certificates 1,686 31 Certified checks Cashier's checks 2,417 58 Due to clearing house . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money " Total J_J0.890Jg Total LOANS AND DISCOUNTS. $ 60,890 48 In suit In judgment Not in suit Total 39,000 98 * B9.000 98 Good Doubtful Worthless Total $ 39,000 98 $ 39,000 98 402 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Farmers and Merchants Bank, Located at L,og-anville, Ga., at the Close of Business, August 14, 1907. RESOURCES. LIABILITIES. Loans and discounts..! Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 48,058 23 338 96 1,850 00 2,073 74 1,871 90 1,607 73 143 00 20 00 579 71 13 25 Capital stock paid in. .$ Surplus fund ... Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States. .. . Due unpaid dividends. . Individual deposits sub- ject to check. ...... Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 16,480 00 2,000 00 547 51 6,547 71 2,850 00 31 30 1,000 00 27,000 00 Total $ 56,456 52 Total $ 56,456 52 LOA.NS AND DISCOUNTS. In suit , In judgment Not in suit Total $ Good Doubtful 48,058 23 Worthless $ 48,058 23 Total $ 48,058 23 $ 48,058 23 TREASURER'S REPORT. 403 Statement of the Condition of the Farmers and Merchants Bank, Located at Loganville, Ga., at the Close of Business December 17, 1907. L. O. BENTON, President. J. B. HODGES, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by ihe bank Banking house Furniiure and fixtures. Oiher real estate Due from banks and bankers in this Stale. Due from banks and Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- Profit and loss 22.000 89 200 00 3,411 49 1,950 00 2,073 74 1,572 65 2,370 90 486 00 15 00 172 65 421 04 Capital stock paid in. .$ Surplus fund. . . Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . Due. unpaid dividends. . Individual deposits sub- Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 16,480 00 2,000 00 769 42 1,500 00 12,270 44 938 00 776 50 Total * 34,734 36 Total LOANS AND DISCOUNTS. * 34,734 36 Not in suit 22,260 89 22,260 89 Good Doubtful Worthless $ 22,260 89 ....'.$ 22.260 89 404 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Loganville Banking Co., Located at Loganville, Ga., at the Close of Business August 14, 1907. RESOURCES. Loans and discounts . .$ Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- LIABILITIES. 60,654 76 43 37 1,400 00 1,371 40 1 795 69 1,059 72 128 00 545 00 402 46 13 24 Capital stock paid in. $ Surplus fund Undivided profits, leas current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub- Savings deposits Demand certificates. . . . Certified checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 15.300 00 8,000 00 2,884 67 10,390 37 5,838 50 25,000 00 Total $ 67,413 54 Total LOANS AND DISCOUNTS. $ 67,413 54 Not in suit Total $ Good Doubtful 60,654 76 $ 60,654 76 Total ... . f 60,654 76 ... $ 60,654 76 TREASURER'S REPORT. 401 Statement of the Condition of the Loganville Banking Co., Lo- cated at Loganville, Ga., at the Close of Business December 17, 1907. M. BROOKS, President. W. T. BROOKS, Cashier. RESOURCES. LIABILITIES. Loans and discounts. ..$ Demand loans Overdrafti Bonds and stocks owned by the bank Banking house Furniture and fixtures Other real estate Due from banks and bankers in thin State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- jjjgg Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid 36,178 22 4,271 8/ MOO 00 1,37140 6,33169 2,09o 16 1.740 00 615 00 61\J Oo 221 00 Capital stock paid in $ 15,300 00 Surplus fund 8,000 00 Undivided profits, less current expenses and taxes paid 8,791 66 Due to banks and bank- ers in this State Due to banks and bank- . ers in other States... Due unpaid dividends. . Individual deposits sub- ject to check :>4,270 o9 Demand certificates. 3,182 IS Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redia- counted Bills payable, including time certificates rep- resenting bor rowed money Total In suit In judgment Not in suit Total 54,544 43 Total LOANS AND DISCOUNTS. Good Doubtful 3h,\i$ ~ Worthless -t 36,178 22 Total - F.4.544 43 * 36,178 22 * 36,178 22 406 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Louisville, Located at Louisville Ga., at the Close of Business May 18, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from bunks and bankers in other states Currency TMW Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Profit find loss Interest paid Depositors fund 119,306 84 18,791 97 2,427 74 20,405 30 26,129 55 9 856 60 2,040 00 10 00 774 15 4S 14 2,822 70 Capital stock paid in . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . .. Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money. 25 000 00 6,000 00 27,612 68 75,283 55 32.617 21 1,099 55 35,000 00- Total. $ 202.612 99 Total LOANS AND DISCOUNTS. $ 202,612 99 In suit In judgment Not in suit Total If 2,179 00 135,919 81 $ 138,098 81 Good Doubtful Worthless Total $ 137,576 05 522 76 .$ 138,098 81 TREASURER'S REPORT*. 407 Statement of the Condition of the Bank of Louisville, Located at Louisville, Ga., at the Close of Business December 17, 1907. WM. S. WITFIAM, President. L. E. FARMEE, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. . $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures Other real estate Due from hanks and bankers in this State. Due from b nks and bankers in otherStates Currency Gold Silver, nickels and pennies Checks and cash items. . Exchanges for the clear- ing house Profit and loss Interest paid 43,?71 29 S5,389 63 478 03 20,405 30 16,688 92 4,381 30 5,912 CO HO 00 1,4';5 34 1,225 41 Capital stock paid in...$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State .. Due to banks and bank- ers in other States. . . . Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clenring house . . Notes and bills redis- counted .... Bills payable, including time certificates rep- resenting borrowed money 25,000 00 6,000 00 29,436 17 82,367 92 20,911 S3 311 30 10,000 00 Total $ 180,027 22 Total LOANS AND DISCOUNTS. * 180.027 22 In suit In judgment Not in suit Total $ 2,148 56 1,929 00 125,283 36 $ 129 360 92 Good Doubtful Worthless Total $ 129,255 92 105 00 $ 129,360 92 40S TREASURER'S REPORT. Bank Examiner's Report of the Condition of the liberty Banking Co., Located at Ludowici, Ga., at the Close of Business March 11, 1907. RESOURCES. LIABILITIES. Loans and discounts.. . $ 101,100 73 Demand loans 1,021 05 Bonds and stocks owned Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- 2,000 00 1,559 43 22,146 00 486 66 1,813 00 275 00 933 35 Profit' and loss Interest paid. .. Capital stock paid in.. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State .... Due to bank* and bankers in other States. . . . Due unpaid dividends. . Individual deposits subject to check........ Demand certificates. . . . 35,000 00 3,340 49 53,472 18 39,522 55 Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed Total $ LOANS AND DISCOUNTS. In judgment ... Not in suit Total * .... 101,100 73 $ 101,100 73 Hood Doubtful Total.. ... . . $ 100,H00 73 500 00 $ 101,100 73 TREASURER'S REPORT. 409 Statement of the Condition of the Liberty Banking Co., Located at Ludowici, Ga., at the Close of Business December 17, 1907. L. CARTER, President. J. BRUCE DANIEL, Cashier. RESOURCES. LIABILITIES. Loans and discounts. ..$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest paid 86,505 12 594 76 2,000 00 1,559 43 19,630 09 814 60 266 00 145 00 536 97 315 14 Capital stock paid in. .if Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends. . Individual deposits subject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills rediscounted Bills payable, including time certificates representing bor rowed money 35,000 00 6,822 79 17,080 23 39,131 99 3,332 10 11,000 00 Total In suit In judgment Not in suit Total $ 112.367 11 Total LOANS AND DISCOUNTS. * 2,52340 Good Doubtful 83,981 72 "Worthless * 86,505 12 Total $ 112,367 11 $ 85,705 12 800 CO $ S6.505 TM 410 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Lula, Located at Lula, Ga., at the Close of Business October 30, 1907. RKSOURCKS. LIABILITIES. Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from binks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates Depositors guaran tee fund 58,837 79 1,463 65 1,821 62 5,492 32 3,767 94 2,677 00 120 00 690 46 55 60 2,822 70 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. . Individual deposits subject to check Demand certificates ... Time certificates Cenified checks Cashinr'schecks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates representing b o r r o wed money 15,000 00 4,332 27 31,636 49 26,21107 69 15 Total ...$ 77,248 98 Total $ 77.248 98 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 46 60 58,"91 19 $ 58,837 79 Good Doubtful Worthless Total. $ 58,837 79 $ 58,837 79 TREASURER'S REPORT. 411 Statement of the Condition of the Bank of Lula, Located at L,nla, Ga., at the Close of Business December 17, 1907. S. CAKTKR, President. E. F. WHITWORTH, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Fnrnii tire and fixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other (States Currency God Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 43,980 07 1,463 65 1,321 62 17,897 19 5,804 00 4,7ft; 00 205 00 363 88 441 59 Capital stock paid in . .$ Surplus fund Undivided profits, less current expenses and taxes paid .... Due to banks and bank- ers in this State . Due to banks and bank- ers in other States.... Due unuaid dividends. . Individual deposits sub- ject to check Demand cen ificates ... Time cer ificates Certified checks Cashier's checks Due to clearing house, Notes and bills redis- counted Bills pavable. including time certificates rep- resenting borrowed 15,000 00 5,703 46 31,194 34 24,096 07 229 13 Total In suit Total $ 76,223 00 Total LOANS AND DISCOUNTS. . ...$ $ 30 00 43,950 07 43,980 07 Doubtful Total $ 76,223 00 $ 43,980 07 % 43,980 07 412 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Stewart County, located at Lumpkin, Ga., at the Close of Business December 14, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Oveidrafts Orerdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house, Americus. . Profit and loss Interest paid Clearing house certifi- cates Total $ 68,649 47 3,450 00 14,921 69 36,851 97 1,175 00 5,623 88 6,916 62 6,792 02 9,502 00 625 00 1,535 30 282 40 200 00 542 25 157.067 60 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . Due unpaid dividends Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money Total $ 50,000 00 10,000 00 1,441 09 210 97 599 00 70,787 89 8,61193 416 72 15,000 00 157,067 60 In suit In judgment Not in suit Total LOANS AND DISCOUNTS. $ 32 00 Good 197 94 Doubtful 71,809 53 Worthless $ 72,099 47 Total $ 71,932 47 167 00 $ 72,099 47 TREASURER'S REPORT. 413 Statement of the Condition of the Bank of Stewart County, Located at Lumpkin, Ga., at the Close of Business December 17, 1907. A. H. SIMPSON, President. W. L. MARDEN, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Advances on cotton .... Overdrafts Bonds and stocks owned by the bank. Banking house .) Furniture and fixt'res ) Other real estate. Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Due by clearing house. . Paid judgment in court 72,059 97 38,279 17 17,053 90 1,175 00 5 623 88 8,978 19 5,303 53 10,352 00 620 00 1,404 82 607 25 1,711 02 200 00 889 47 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .. . Due unpaid dividends. . Individual deposits subject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable 50,000 00 10,000 00 4,056 43 365 32 599 00 75,841 30 8,116 93 279 22 15,000 00 Total In suit In judgment Not in suit Total 28 ti $ 164,258 20 Total , LOANS AND DISCOU-NTS. $ Good 197 94 Doubtful 71,862 03 Wortnless * 72,059 97 Total.1 $ 164,258 20 $ 71,959 97 300 00 $ 72,259 97 414 TREASURER'S REPORT. Bank Examiner's Report 'of the Condition of the Luthersville Banking Co., Located at Luthersville, Ga., at the Close of Business December 31, 1907. RESOURCES. LIABILITIES. Loans and discounts . $ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned bv the bank Banking house Furniture and fixtures. Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Clearing house certifi- 23,735 28 882 74 1,178 34 7,899 28 3,800 00 1,586 15 1,359 56 1,204 34 1,583 00 306 20 131 75 Capital stock paid in. .$ Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State..... Due 10 banks and bankers in other States .. Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates.... Certified checks Cashier's checks Due to clearing house.. Bills payable, including time certificates representing borrowed 1,350 00 25,000 00 2,369 70 16,662 28 609 66 375 00 45,016 64 45,0'6 64 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 24,618 02 Worthless $ 24,618 02 Total $ 24,618 02 $ 24,618 02 TREASURER'S REPORT. 415 Statement of the Condition of the Luthersville Banking Co., Located at L,uthersville, Ga., at the Close of Business December 17, 1907. J. O. NORRIS, President. 0. 0. NALL, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Bonds and stocks owned by the bank Furniture and fixtures. Other real estate Due from banks and bankers in this State Due from banks and bankersin otherStates Currency Gold Silver, nickels and pen- nies Checks and cash items Exchanges for the clear- 25,71)6 26 7,386 72 3,800 00 1,586 15 5,011 98 224 59 205 00 192 37 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .. Due unpaid dividends . Individual deposits subject to check Demand certificates .. . Certified checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 25,000 00 2,395 50 3,000 00 375 00 12,707 57 725 00 Total 44,20 i 07 Total LOANS AND DISCOUNTS. $. 25,796 26 $ 25,796 26 Doubtful, Total $ 44 203 07 $ 25,796 26 $ 25,796 26 416 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Lyerly, Located at L,yerly, Ga., at the (Close of Business October 23, 1907. RBSOUHCES. LIABILITIES. Loans and discounts. . .$ Demand loans Overdrafts Bonds and stocks owned by the bank B anking house Furniture and fixtures. Other real estate Due from banks and bankers in this State.. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house - Profit and loss Interest paid. . Depositors fund 26,596 38 4,986 71 2,133 20 2,192 54 1,013 47 1,971 15 5,000 00 6,538 4u 4,462 00 645 00 159 69 32 57 2,822 70 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States Due unpaid dividends . Individual deposits subject to check Savings deposits Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 15,000 00 25 75 1,000 00 5,000 00 26,858 92 5,214 32 454 82 5,000 00 Total $ 58,553 81 I Total LOANS AND DISCOUNTS. In judgment Total $ .... $ 26,596 38 26,596 38 Good Doubtful Total $ 58,553 81 $ 26,556 38 40 00 $ 26,596 38 TREASURER'S REPORT. 417 Statement of the Condition of the Bank of L,yerly, Located at Lyerly, Ga., at the Close of Business December 17, 1907. A. E. DOSTER, President. GEO. HARPER, Cashier. RESOURCES. LIABILITIES- Loans and discounts . .$ Demand loans Bonds and stocks owned by the bank Banking house Furniture and fixtures. Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- nies Checks and cash items Exchanges for the clear- ing house Profit and loss 17,910 01 1,390 00 317 96 2,133 20 2.192 54 1,305 97 1,071 15 4,500 10 2,102 00 380 0U 597 30 18 25 1,367 74 225 19 2,929 30 Capital stock paid in. .$ Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Demand certiflcates. Time certificates Certified checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 15,000 00 1,746 06 17,653 85 3,596 12 344 68 1,000 00 39,340 71 39,340 71 LOANS AND DISCOUNTS. In suit $ 73 50 Good Doubtful 19,226 51 19,300 01 Total $ 19,260 01 40 00 .. .. $ 19,300 01 418 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Toombs County Bank, Located at Lyons, Ga., at the Close of Business April 16, 1907. RESOURCES. .LIABILITIES. Loans and discounts. .$ Demand loans Bonds and stocks owned by the hank Banking house Furniture and fixtures. Other real estace Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- Interest paid 63,099 37 801 97 9,046 43 2,473 00 2,342 79 615 02 2,960 00 240 00 198 83 179 51 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid... Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Timp certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- cnunted Bills payable, including time certificates representing borrow ed money 15,000 00 3,925 75 83,411 93 11,088 81 80 43 18,500 00 Not in suit 81,956 92 Total LOANS AND DISCOUNTS. $ .....$ 3,892 44 59,206 93 63 099 37 Good Doubtful Worthless Total ...... $ 81,956 92 63,099 37 63,099 37 TREASURER'S REPORT. 419 Statement of the Condition of the Toombs County Bank,. Located at Lyons, Ga., at the Close of Business December 17, 1907. ENOCH J. GILES, President. W. T. CHINA, Cashier, RESOURCES. LIABILITIES. Loans and discounts.. $ Overdrafts Bonds and stocks owned Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- Profit and loss 50,752 13 390 02 9,121 98 2,493 28 7,885 18 532 07 1,736 00 370 00 328 33 280 51 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends. . Individual deposits sub- Demand certificates. . .. Time certificates Cashier's checks Due to clearing house.. . Notes and bills redis- Bills payable, including time certificates representing borrowed 15,000 00 3,704 33 27,072 91 18,375 66 236 60 9,500 08 Total In suit In judgment Not in suit Total $ 73,889 50 Total LOANS AND DISCOUNTS. $ 1,170 43 Good 3,157 05 Doubtful 46,424 65 Worthless $ 50,752 13 Total $ 73,889 50 $ 50,752 13 $ 50,752 13 420 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Central Georgia Bank, Located at Macon, Ga., at the Close of Business November 27, 1907. RESOURCES. LIABILITIES. Loans and discounts... $ 144,002 37 Demand loans 40,685 00 1,703 32 Bonds and stocks owned by the bank Banking house 12,000 00 Furniture find fixtures. Other real estate Due from banks and bankers in this State. 2,818 51 Due from banks and bankers in other States 6,453 17 Transient account 3,415 22 16,526 00 Gold 8,000 00 Silver, nickels and pen- nies 1,008 36 Checks and cash items. 3,893 01 Exchanges for the clear- ing house Profit and loss. ........ Interest paid Clearing house certifi- cates 416 00 Total $ 240,920 96 Capital stock paid in. . .$ 100,000 00 Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- 13,332 53 77,776 26 49,540 67 271 50 Bills payable, including time certificates representing borrowed money Total $ 240,920 96 LOANS AND DISCOUNTS. In suit In judgment Not in suit $ 3,080 56 372 14 181,234 67 * 184 , K87. 37 Good Worthless Total $ 184,315 23 372 14 $ 184,687 37 TREASURER'S REPORT. 421 Statement of the Condition of the Central Georgia Bank, Located at Macon, Ga., at the Close of Business December 17, 1907. R. H. BEOWN, President. T. O. CHESTNEY, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house \ Furniture and fixt res J Other real estate Due from banks and bankers in this State. Due from banks and bankers inother States Currency Gold... Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid . . . 136,059 18 43,200 00 500 00 12,000 00 6,004 47 9,328 92 20,776 00 3,152 50 788 93 1,779 65 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to bank- and bankers in other States .. . Due unpaid dividends . Individual deposits sub- ject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 100,000 00 11,941 51 76,552 7/ 49,440 67 654 70 Total $ 238,589 65 Total $ 238,589 65 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total. 586 50 372 14 135,100 54 $ 136,059 18 Good Doubtful Worthless Total $ 135,100 54 958 64 $ 138.059 18 422 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Commercial & Savings Bank, Located at Macon, Ga., at the Close of Business Nov. 27, 1907. KESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned bv the bank Safety Depoait Vaults. . Banking house . .. Furniture and fixtures. Other real estate Due from banks and bankers in this State Due from banks and bankers in other States Currency Gold Silver, nickels and pennies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- 618.726 16 30,375 08 44,443 61 4,966 67 7,450 00 4,079 07 380 00 133,071 41 53,685 79 48,468,00 4,575 00 12,458 26 4,502 21 12,144 81 5,948 00 Total $ 985,934 07 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State ... Due to banks and bankers in other states ... Due unpaid dividends.. Individual deposits sub- ject to check Savings deposits Demand certificates . .. 'I ime certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money Clearing house certificates issued 50.000 00 50,000 00 5,972 62 208,729 36 110,068 72 196,425 82 207,104 50 63,993 25 3,745 01 14,894 79 25,000 00 50 000 00 Total. $ 985.934 07 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total 4,276 96 644,824 28 649,101 24 Good Doubtful Worthless Total 646,940 44 2,000 00 160 80 $ 649,101 24 TREASURER'S REPORT. 423 Statement of the Condition of the Commercial & Savings Bank, Located at Macon, Ga., at the Close of Business December 17, 1907. E. Y. MALIARY, President. J. J. OOBB, Cashier. RESOURCES. LIABILITIES. Loans and discounts. . .$ Bonds and stocks owned by the bank Safety Deposit Vault. . 580,511 83 66,122 3!* 17,547 29 4,966 67 7,450 00 Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Clearing house certifi- cates in vault Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit and loss 4,679 07 380 1)0 86,480 05 79,302 47 32,016 00 33.D82 00 14,485 00 9,618 05 3,108 62 15,267 84 Total $ 955,916 58 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this StHte .. Due to banks and bankers in other States ... Due unpaid dividends . Individual deposits subject to check Demand certificates.. . Time certificates . ... (Clearing house cert'fs.. Certified checks Due to clearing house. . Notes and bills redis- Bills payable, including time certificates representing borrowed 50,000 00 50,000 00 10,939 16 131,422 01 106,757 55 404,637 63 55,334 25 50,000 00 14 40 21,811 55 25,000 00 Total $ 955,916 58 LOANS AND DISCOUNTS. In suit Not in suit Total % 4,276 96 642,357 26 $ 646,634 22 Good Doubtful Total $ 644,134 22 2.000 00 500 00 . . ..$ 646,634 2% 424 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Home Savings Bank, Located at Macon, Ga., at the Close of Business November 27, 1907. RESOURCES- LIABILITIES. Loans and discounts .. .$ Overdrafts Overdrafts secured by cotton Bonds and stocks owned 330,820 34 87,560 43 Banking house Furniture and fixtures . Other real es:ate Due from banks and bankers in this State. . Due from banks and bankers inother States. Currency Gold - Silver, nickels and pen- nies. ... Checks and cash items. Exchanges for the clear- Profit and loss Interest paid Clearing house certifi- cates 775 00 108,023 30 25,259 82 1,031 00 20 00 89 11 1,611 78 3,012 63 300 00 Total $ 558,503 41 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers inother States .... Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates. . .. Time certificates 50,000 00 25,000 00 9,939 86 473,563 55 Cashier's checks Notes and bills rediscounted.... Bil s payable, including time certificates representing borrowed Total $ 558,503 41 LOANS AND DISCOUNTS. In suit In judgment Not in suit. Total $ 418,380 77 $ 418,380 77 Good Doubtful Worthless Total $ 413,380 77 $ 418,380 77 I TREASURER'S REPORT. 426 Statement of the Condition of the Home Savings Bank, Located at Macon, Ga., at the Close of Business December 17, 1907. R. J. TAYLCR, President. OSCAR E. DOOLY, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ 371,589 40 Demand loans T9,280 55 Overdrafts Bonds and stocks owned by the bank. Banking house Furniture and fixtures. . 775 00 Other real estate Due from banks and bankers in this State. 91,383 24 Due from banks and bankers inother States 17,055 84 Currency 1.335 00 Gold 5 00 Silver, nickels and pen- nies. 505 40 Checks and cash items. 684 99 Exchanges for the clear- ing house 3,558 82 Profit and loss Interest paid Clearing house account, net amount 840 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. . "Notes and bills redis- counted . Bills payable, including time certificates representing borrowed money Reserved interest ... 50 000 00 25,000 00 6,361 69 479,351 55 6,000 00 Total $ 566.71 S 24 Total $ 566,713 24 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 450,569 95 $ 450,569 95 Good Doubtful Worthless Total $ 450,534 95 35 00 * 450,569 95 426 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Macon Savings Bank, Located at Macon, Ga., at the Close of Business November 29, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 170,878 27 24,270 90 3,553 98 4,835 00 1,061 19 2,076 00 55,947 31 1,506 79 2,114 00 5,080 00 5,078 40 6,584 11 263 93 13,347 00 Total $ 295,696 94 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid . Due to banks and bankers in this State Due to banks and bankers in other States. . . . Due unpaid dividends . Individual deposits subject to check Savings deposits I'emand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates re presenting borrowed money 100,000 00 9 433 30 165,179 23 16,984 41 5,000 00 Total $ 295.6P6 94 LOANS AND DISCOUNTS. In suit In judgment Total * 279 96 Good Doubtful 194,869 27 Worthless $ 195,149 23 Total $ 195,049 23 100 00 $ 195,149 23 .' 1 TREASURER'S REPORT. 427 Statement of the Condition of the Macon Savings Bank, Located at Macon, Ga., at the Close of Business December 17, 1907. H. T. POWELL, President. J. W. CANNON, Cashier. RESOURCES. LIABILITIES. Loans and discounts. ..$ Demand laans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Peal estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid Court costs 185,129 20 5,670 96 6,659 54 4,835 00 1,061 19 2,100 00 58,738 24 7,395 24 23,297 00 5,045 00 3,016 20 2 869 71 38 03 74 01 Total $ 305,929 32 Capital stock paid in t Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. .. Due unpaid divi ends. . Individual deposits subject to check Individual deposits not subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 100,000 00 9,680 94 27,355 60 146,968 92 16,879 41 5,000 00 44 45 Total $ 305,929 32 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total .$ 279 96 1,904 63 188,615 57 $ 190,800 16 Good Doubtful Worthless Total $ 190,300 16 500 00 * 190 800 16 428 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Madison, Located at Madison, Ga., at the Close of Business November 9, 1907. RESOURCES. LIABILITIES. Loans and discounts. $ 159,733 91 Overdrafts Bonds and stocks owned 1,914 23 Banking house Furniture and fixtures. Other real estate...".... Due from banks and bankers in this State. Due from banks and bankers inotherStates Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- 3,000 00 26,363 81 2,341 76 7,415 00 1.000 00 846 67 13,964 73 Interest paid Clearing house certifi- 20 00 Capital stock paid in.. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 75,000 00 18,750 00 8,002 64 333 61 105,516 51 7,987 80 1,009 55 Total $ 216,600 11 Total LOANS AND DISCOUNTS. In suit In judgment . . . Not in tuit * 159,733 91 Total ... .$ 159,733 91 Good Doubtful Worthless $ 216,600 11 $ 159,714 41 19 50 $ 159,733 91 TREASURER'S REPORT. 429 Statement of the Condition of the Bank of Madison, Located at Madison, Ga., at the Close of Business December 17, 1907. LEE TRAMWELL, President. H. T. SHAW, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by ihe bank Banking house. ...... > Furniture and fixtures J Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Go:d Silver, nickels and pen- nies Checks and cash items and cotton Exchanges for the clear- ing house Profit and loss Interest paid 136,698 50 2,425 14 3 000 00 17,064 47 9,927 40 10,595 00 1.000 00 1,838 82 19,421 72 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends... Individual deposits subject to check ' Demand certificates. ... Time certificates Certified checks Cashier'schecks. .^ .. .' . Due to clearing house. . Notes and bills . redis- counted Bills payable, including time certificates representing borrowed money 75,000 00 18,750 00 10,364 59 353 61 88,415 05 9,087 90 Total $ 201,971 05 Total $ 201,97105 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total 29 t* $ 215 00 136,483 50 $ 136,698 50 Good Doubtful Worthless Total $ 136,078 50 20 00 $ 136,698 50 AfcJ 430 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Jefferson Street Bank, Located at Madison, Ga., at the Close of Business November 8, 1U07. BESOUECBS. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by cotton ... Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash itms. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates Total $ 51,648 75 1,357 28 712 40 17,548 39 10,999 46 1,014 00 5 00 245 38 1,006 15 20 00 84,556 81 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State .. Due to banks and bankers in other States... Due unpaid dividends. Individual deposits subject to ch^ck Savingsd-posits Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money Total $ 25,000 00 3,800 00 1,559 13 50,297 68 400 00 3,500 00 84,556 81 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 51,648 75 Worthless $ 51,618 75 Total $ 51,648 75 $ 51,648 75 TREASURER'S REPORT. 431 Statement of the Condition of the Jefferson Street Bank, Located at Madison, Ga., at the Close of Business December 17, 1907. S. B. COHEN, President. 8. F. BECKHAM, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds ana stocks owned by the bank Furnitureandfixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest paid 45,314 03 2,521 52 712 40 6,465 27 7,074 38 3,790 00 1,266 39 291 61 Capital stuck paid in. .$ Surplus fund Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends. . Individual deposits sub- Demand certificates. . . . Time certificates Certified checks Due to cleaiing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 25,000 00 3,800 00 1,829 55 36,406 05 400 00 Total $ 67,435 60 Total . $ 67,435 60 LOANS AND DISCOUNTS. Not in suit Total .....$ $ Good $ Doubtful Worthless Total $ 432 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Morgan County Bank, Located at Madison, Ga., at the Close of Business November 7, 1907. RESOURCES. LIABILITIES. Loans and discounts . $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this state. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- ing house Protit and loss Interest paid Clearing house certifi- cates 97,558 74 14,715 26 1,318 45 2,C00 00 25,693 17 23,707 44 4,072 00 15 00 715 52 3,610 54 70 00 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . . Due unpaid dividends. . Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 40,000 00 2,500 00 2,315 76 88,160 36 40,500 00 Total In suit In judgment Not in suit Total $ 173,476 12 Total LOANS AND DISCOUNTS. $ 463 48 476 62 111,333 90 :$ 112,274 00 Good Doubtful Worthless Total $ 173,476 12 % $ 112,274 00 TREASURER'S REPORT. 433 Statement of the Condition of the Morgan County Bank, Located at Madison, Ga., at the Close of Business December 17, 1907. W. P. ROBERTSON, President. W. G. THOMPSON, Cashier. RESOURCES. LIABILITIES. Loans and discounts... $ Demand loans (largely Bonds and stocks owned Furniture and fixtures and savings banks.... Other real estate Due from banks and bankers in this State.. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- Profit and loss 73,146 09 23 669 55 1,921 56 2,800 00 200 00 7,738 81 9,771 63 1,445 00 20 00 370 21 208 23 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits sub- Demand cenificates.... Certified checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time ceriificates represen ting borrro wed money 40,000 00 2,500 00 3,733 09 75,057 99 Total 121,291 08 Total LOANS AND DISCOUNTS. $ 613 35 96,202 29 $ 96,815 64 Good Doubtful Worthless Total $ 121,291 08 $ 96s815 64 $ 96.815 64 434 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Mansfield, Located at Mansfield, Ga., at the Close of Business December 28. 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house. Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- Profit and loss Interest paid Total $ 32,406 80 2,091 66 4,125 00 6,290 10 372 85 1,550 00 945 49 467 13 48,249 03 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates. ... Ca-hier's checks Due to clearing house.. Notes and bills rediscounted Bills payable, including time certificates representing b o r r o wed Total $ 25,000 00 400 00 418 55 627 57 12,461 54 6,341 37 3,000 00 48,249 03 LOANS AND DISCOUNTS. In suit In judgment Total $ Doubtful 32,406 80 Worthless 32,406 80 Total $ 32,406 80 $ 32,406 80 * TREASURER'S REPORT. 435 Statement of the Condition of the Bank of Mansfield, Located at Mansfield, Ga., at the Close of Business December 17, 1907. J. M. HURST, JR., President. JOE S. MCGARITY, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks own- ed by the bank Banking house Furniture and fixtures Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency Gold Silver, nickels and pen- nies Checks and cash items. . Exchanges for the clear- ing house 33,113 98 3,498 82 4,125 00 5,730 71 1,102 71 940 00 594 30 12 00 Capital stock paid in . .$ Undivided profits, less current expenses and taxes paid... Due to banks and bankers in this State Due to banks and bankers in other States.. . . Due unpaid dividends-. . Individual deposits sub- Demand certificates.... 25,000 00 400 00 436 78 13,939 37 6,341 37 Due to clearing house Notes and bills redis- counted Bills payable, including time certificates representing borrowed 3,000 00 Total .. $ 49,117 52 49,117 52 LOANS AND DISCOUNTS. In suit In judgment Kotin suit Total $ Good Doubtful 33,113 98 Worthless $ 33,113 98 Total $ 33,113 98 $ 32,113 98 436 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Marietta Trust & Banking Co., Located at Marietta, Ga., at the Close of Business December 18, 1907. RESOURCES. LIABILITIES. Loans and discounts.. . .if 269,909 69 Demand loans 7,210 5! Overdrafts 625 67 Bonds and stocks owned by the bank 29,992 00 Banking house Kurniture and fixtures. . 3,856 22 Other real estate Due from banks and bankers in this State. 8,652 19 Due from banks and bankersin otherStates 7,967 33 Currency 6,632 00 Gold 10 00 Silver, nickels and pen- nies 393 96 Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 709 00 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates. .. . Time certificates Certified c'-ecks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing b o r r o wed money 65,000 00 7,619 27 4,041 63 141,860 63 74,893 27 4,21177 2,332 00 36,000 00 Total $ 335.95S 57 Total $ 335,958 57 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 9,984 20 267,136 00 $ 277,120 20 Good Doubtful Worthless Total $ 277,120 20 $ 277,120 20 TREASURER'S REPORT. 437 Statement of the Condition of the Marietta Trust & Banking Co., Located at Marietta, Ga., at the Close of Business December 17, 1907. J. D. MALONB, President. GEO. H. SESSIONS, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ 270,093 89 Demand loans. . . 6,910 51 Overdrafts 699 30 Bonds and stocks owned by the bank 29,992 CO Banking house Furniture and fixtures. 3,856 22 Other real estate Due from banks and bankers in this State. 6,927 96 Due from banks and bankers in other States Currency 14,730 89 6,235 21 Gold Silver, nickels and pennies Checks and cash items. 645 28 395 50 Exchanges for the clear- ing house Profit and loss Interest paid Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bankers in other States.. .. Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. .. . Time certificates Certified checks Oa^hier'schecks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 65,000 00 , '.'-' 81 5,419 bl 219,798 59 4,211 /7 i,6o& w .->u,vw Total $ 340.486 79 Total $140,486 7 LOANS AND DISCOUNTS. Insuit In judgment Not in suit Total $ 30000 Sto oO 2/6.438 au ... 277,004 40 Good Doubtful Worthless Total * 277,00440 $ 277,00440 438 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Bank, Located at Marshallville, Ga., at the Close of Business December 4, 1907. RESOURCES. LIABILITIES. Loans and discounts.. $ Demand loans Overdrafts Overdrafts secured by cotton BondB and stocks owned by the bank Banking house Furniture and fixtures. Other real estate ' Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 41,813 63 8,875 00 285 33 12,079 27 4,109 51 870 00 go oo 1,930 88 75 00 3i oo Capital stock paid in. .$ Surplus fund Undivided profit?, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates.... Tim^ certificates Certified checks Cashier's checks Due to clearing house . . Notes and bills redis- cnuntedBills payable, including time certificates representing borrowed money 18,000 00 2,582 25 49,567 37 Total $ 70,149 62 Total $ 70.149 62 LOANS AND DISCOUNTS. In suit In judgment.. . . Not in suit.. . . Total $ Good Doubtful 50,688 63 Worthless $ 50,688 63 Total 50,688 63 $ 50,688 63 TREASURER'S REPORT. 439 Statement of the Condition of the Citizens Bank, Located at Marshallville, Ga., at the Close of Business December 17. 1907. J. W. FREDERICK, President. G. A. WARE, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stockg owned by the bank Banking house Furniture and fixtures. Other real estate- Due from banks and bankers in this State. Due from banks and bankers in other States Currency ] Gold j Silver,nickels and pen- } nies | Checks and cash items J Exchanges for the clear- ing house Profit and loss Intertst paid 23,736 73 5,200 00 1,341 58 18 27 27,613 39 7,822 93 2,062 47 Capital stock paid in . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other states. . . . Due unpaid dividends. . Individual deposits subject to check Demand certificates... . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable including time certificates representing borrowed money 18,000 00 3,331 03 46,464 34 Total In suit In judgment Not in suit Total t 67.795 37 Total LOANS AND DISCOUNTS. $ Good. Doubtful 28,936 73 Worthless $ 28,936 73 Total $ 67,795 37 $ 28,936 73 $ 28,936 73 440 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Maxeys, Located at Maxeys, Ga., at the Close of Business November 14, 1907. RESOURCES. LIABILITIES. Loans and discounts. ..$ I'emand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by (he bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks andca-h items.. Exchanges for the clear- ing house Profit and loss Interest paid 19,824 16 681 93 1,159 87 20,384 40 1,483 51 3,{J75 00 115 00 825 78 8 45 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State. Due to banks and bankers in other States.... Due unpaid dividends . Individual deposits subject to check Savingsdeposits Demand certificates .. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted . Bills payable, including time certificates, representing borrowed money 15,000 00 550 63 82,607 47 Total In suit In judgment Not in suit Total $ 48.158 10 Total. LOANS AND DISCOUNTS. $ Good.... Doubtful 19,824 16 19,824 16 Total . .$ 48,158 10 $ 19,824 16 .$ ' 19,824 18 TREASURER'S REPORT. 441 Statement of the Condition of the Bank of Maxeys, Located at Maxeys, Ga., at the Close of Business December 17, 1907. R. M. JACKSON, President. W. H. THOMAS, Cashier. RESOURCES. LIABILITIES. Loans and discounts..$ Demand Joans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due fr im bank-* and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 20,347 67 1,159 $7 13,566 52 2,739 00 2,600 00 110 00 906 06 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States . . . Due unpaid dividends.. Individu .1 deposits sub- ject to check Demi'nd certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills rtdis- counted ... ... Bills payable, including time certificates rep- resenting borrowed money 15,000 00 753 50 25,675 62 Total .$ 41,420 15 Total LOANS AND DISCOUNTS. In suit In judgment Not in suit Total ' $ Good Doubtful 20,347 67 Worthless $ 20,347 67 Total $ 41,429 12 I 20,347 67 $ 20.317 67 442 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Maysville, Located at Maysville, Ga., at the Close of Business November 7, 1907. RESOURCES. LIABILITIES. Loans and discounts..! Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking hou^e Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Depositors guarantee fund 38,618 79 7ti0 35 2,079 14 2,200 00 2,429 43 1,884 50 8,907 75 1,671 63 4,150 00 52 50 464 71 101 50 2,932 15 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States . . Due unpaid dividends.. Individual deposits sub- ject to check Savings deposits Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 15,000 00 560 10 11,000 00 6,500 00 10,683 77 2,506 58 2 00 20,000 00 Total $ 66,252 45 Total. $ 66,252 45 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ ood Doubtful 39,379 14 Worthless $ 39,379 14 Total $ 39,379 i4 $ 39,379 14 TREASURER'S REPORT. 443 Statement of the Condition of the Bank of Maysville, Located at Maysville, Ga., at the Close of Business December 17, -1907. C. T. BACON, President. J. W. SMITH, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. $ Demand loans Overdrafts Bonds and stocks owned by the bank Banting house Furniture and fixtures. Other real estate Due Irom banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Total $ 29,318 94 747 20 3,796 16 2,200 00 2,429 43 1,884 50 3,371 37 3,847 24 2,433 00 S2 50 86 16 123 93 194 50 50,544 93 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this Siate Due 'to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notrs and bills rediscounted Bills payable, including time certificatHS representing borrowed money Total $ 15,000 00 447 90 25,781 33 2,477 58 338 12 6,500 00 50,544 93 LOANS AND DISCOUNTS. In suit Total $ Good Doubtful 30,096 14 I 30,096 14 .$ 30,096 14 .$ 30,096 14 444 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Henry County, Located at McDonongh, Ga., at the Close of Business April 2, 1907. RESOURCES. LIABILITIES. Loans and discounts . . $ Bonds and stocks owned by the b;ink Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items Exchanges for the clear- 136,405 88 3,999 20 15,624 59 3,552 09 2,675 18 14,141 64 20,019 20 2,822 00 210 00 ~ 1,141 75 42 40 Profit and loss Capital stock paid in.. .$ 50,000 00 Surplus fund 5,000 on Undivided profits, less current expenses and taxes paid 10,588 23 Due to banks and bank- ers in this State 1 20 Due to banks and bank- ers in other States.. . Due unpaid dividends. . 50 00 Individual deposits sub- ject to check 109,981 12 Demand certiiicates. . . . Time certificates 25,913 38 Certified chncks Due toclearing house. . .Notes and bills redis- counted Bills payable, including time certificates representing borrowed Total In judgment Not in suit $ 201,533 93 Total LOANS AND DISCOUNTS. $ 20!,533 83 * Good Doubtful 140,405 08 Worthless r ? $ 140,299 08 106 00 .. .. $ 140.405 08 TREASURER'S REPORT. 445 Statement of the Condition cf the Bank of Henry County, Located at McDonough, Ga., at the Close of Business December 17, 1907. F. S. ETHERIDGE, President. J. B. DlCKSON, Cashier. RESOURCES. LIABILITIES. Loans and discounts... .$ Bonds and stocks owned by the bank Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items Exchanges for the clear- 83,777 33 35,458 35 29,058 03 3,532 09 2,675 18 5,188 90 17,547 76 7,548 00 20 00 271 43 Interest paid Insurance account 10 15 Capital stock paid in.. .$ Surplus fund Undivided profits less current expenses and taxes paid .... Due to banks and bank- ers in this State Due to banks and bank- ers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates.... Time certificates 50,000 00 5,000 00 13,529 69 1,019 24 70,120 29 34,357 23 Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing b o r r owed 460 80 10,600 00 In suit . In judgment Kotinsuit Total 185,087 25 Total LOANS AND DISCOUNTS. 119,235 71 $ 119,235 71 Good Doubtful... Worthless Total $ 185,087 25 * 119,236 71 .% 119,235 71 446 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Bank, Located at McRae, Ga., at the Close of Business April 11, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by 111,505 27 7,289 36 3,814 65 Bonds and stocks owned by the bank Furnitureand fixtures. . Other real estate Due from bulks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house 2,500 00 1,545 37 28,413 98 13,269 88 1,019 00 5 00 241 5 354 50 395 94 Capital stock paid in. .$ Surplus fund. Undivided profits, less current expenses and Due to banks and bank- Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub- ject to checK Demand certificates. . . . Certified checks Due to clearing house . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 50,000 00 4,800 00 2,392 11 73,256 57 39,103 13 802 79 Total $ 170,354 60 170,354 60 LOANS AND DISCOUNTS. In judgment $ 402 08 6,336 44 112,056 11 Good.. Doubtful. Total $ 114 784 19 3,510 44 $ 118,794 63 TREASURER'S REPORT. 447 Statement of the Condition of the Citizens Bank, Located at McRae, Ga., at the Close of Business June 17, 1907. J, F. COOK, President. J. F. COOK, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Bonds and stocKS owned by the bank Furniture and fixtures. . 110,589 15 4,000 00 2,704 77 2,500 00 1,767 67 Due from banks and bankers in this State.. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 29,666 29 2,883 07 1,062 00 157 11 2,347 69 1,638 85 Capital stock paid in. .$ Surplus fund Undivided profits, less current expense's and taxes paiil Due to banks and bankers in this State Due to banks and bankers in other States..-. . Due unpaid dividends.. Individual deposits sub- Demand certificates.... Certified checks Cashier's checks Notes and bills redis- Bills payab'e, including time certificates representing borrowed 50,000 00 4,800 00 5,390 90 57,611 99 40,710 92 802 78 Total Total $ 159,316 60 Total LOANS AND DISCOUNTS. $ 2 560 00 6,600 00 105,429 15 $ 114,589 15 D "ubtful Total * 159,316 60 4,400 00 $ 114,589 15 448 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Merchants Bank, Located at McRae, Ga., at the Close of Business April 10, 1907. RESOURCES. LIABILITIES. Loans and discounts. ..$ Overdrafts Bonds and stocks owned by the bank Furniture and fixtures. Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- Profit and loss Interest paid 81.840 OS 2,418 87 2,4S0 84 9,100 00 2,174 14 12,269 64 1,393 00 15 00 1,165 71 184 34 Total $ 113,041 59 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Dui' to banks and bankers in this State Due to banks and bankers in other S'ates .. Due unpaid dividends Individual deposits subject, to check Demand certificates. .. . Certified checks Cashier's checks !>ue to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 15,614 99 267 71 969 75 49,453 15 16,519 24 216 75 10,000 00 5,000 00 113,041 59 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 210 90 Good Doubtful 84,048 02 Worthless $ 84,258 92 Total ^ 84 151 92 107 00 $ 84.258 92 TREASURER'S REPORT. 449 Statement of the Condition of the Merchants Bank, Located at McRae, Ga., at the Close of Business December 17, 1907. E. F. MCRAE, Vice-President. HOWARD P. WHIDDON, Cashier. RESOURCES. LIABILITIES. Loans and discounts.... $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State . Due from banks and bankers in other States Currency Gold .; Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- ing house Profit and loss.. Interest paid 66,183 08 4,539 87 2,930 52 12,100 00 2,174 14 12,922 70 2,050 57 926 00 110 00 351 27 366 83 Capital stock paid in.. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 15,000 00 12,942 55 3,871 09 40,147 99 19,578 38 114 97 5,000 00 8,000 00 Total In suit. In judgment Not in suit Total $ 104,654 98 Total LOANS AND DISCOUNTS. $ 1,076 00 69.646 95 $ 70,722 95 Good Doubtful Worthless Total $ 104,654 98 $ 70,485 9S 237 00 $ 70.722 95 450 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Meigs, Located at Meigs, Ga., at the Close of Business January 28, 1907. RESOURCES. LIABILITIES. Loans and discounts... $ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items*. Exchanges for the clear- ing house Profit and loss Interest pid Depositors fund Insurance fund 29,056 79 711 50 96 29 1,880 48 979 96 2,569 98 6,605 11 3,077 00 40 00 958 62 2,702 70 120 00 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . ;\otes and bills redia- counted Bills payable, including time certificates representing borrowed money 15,000 00 2,561 46 1,000 00 4 00 17,303 37 10,832 78 96 82 Total $ 46.798 43 Total $ 46,798 43 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ HI 00 29,657 29 $ 29,768 29 Good Doubtful Worthless Total $ 29,657 29 Ill 00 $ 29.768 29 TREASURER'S REPORT. 451 Statement of the Condition of the Bank of Meigs, Located at Meigs, Ga., at the Close of Business December 17, 1907. J. A. SASSER, President. DUNCAN BICKLKY, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank B nking house Furniture and fixtures. Other r al estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pennies Checks and cash items. Exchanges for the clear- ing house Profit 'nd loss Interest paid Mutual fire. ins. fund. . . Due from U. S. treas. . Total. $ 30,281 01 3,780 00 10 G3 1,880 48 979 96 2,217 16 5,936 27 1,684 00 215 00 1,659 50 64 26 1,013 75 37 65 120 00 50 00 49,929 67 Capital stock paid in. $ Surplus fui.d. Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends.. Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money Total $ 15,000 00 3,433 81 14,902 92 14,952 09 140 85 1,500 00 49,929 67 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 221 00 Good 36 75 Doubtful 30,023 26 Worthless $ 30,281 01 Total.... $ 30,059 51 221 50 $ 30,28101 m 452 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Metter, Located at Metter, Ga., at the Close of Business April 23, 1907. RESOURCES. LIABILITIES. Loans and discounts. . .$ Demand Joans Overdrafts Bonds and stocks owned by the bank ... Banking house Furniture and fixtures. Due from banks and bankers in this State.. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Depositors fund 48,532 48 300 00 1,523 20 1,811 60 1,528 90 1,479 90 5,329 31 1,847 00 25 00 530 54 6 00 Capital stock paid in. .$ Undivided profits, less surrent expenses and taxes paid ,. Due to banks and bank- ers in this State Due to banks and bank- ers in other States.... Due unpaid dividends . Individual deposits sub- ject to check Savings deposits Demand certificates. ... Time certificates Certified checks Oashier'schecks.. . ... Due to clearing house. . Notes and bills redis- Bills payable, including 2,822 70 time certificates rep- resenting b o r r o wed 15,000 00 5,488 12 2,000 00 16,184 07 16,981 83 81 70 10,000 09 Total In judgment Total $ 65,735 72 Total LOANS AND DISCOUNTS. $ .... $ 48,832 48 48,832 48 Good Doubtful Total $ 65,735 72 $ 48,832 48 $ 48,832 48 TREASURER'S REPORT. 453 Statement of the Condition of the Bank of Metter, Located at Metter, Ga., at the Close of Business December 17, 1907. W. D. KENNEDY, Vice-President. L. H. SEWELL, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Bonds and stocks owned by the bank Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and Currency Gold Silver, nickels and pen- nies Checks and cash items Exchanges for the clear- ing house Profit and loss Ins. fund 34,672 72 400 00 6 83 1,523 20 1.811 60 1,801 74 8,337 25 5,501 32 1,810 00 727 99 413 00 177 84 313 38 Capital stock paid in.. $ Undivided profits, less current expenses and taxes paid. . Due to banks and bankers in this State Due to banks and bankersin other States.... Due unpaid dividends. . Individual deposits sub- Demand cert i fie a te s. Time certificates Certified checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 15,000 00 5,880 05 18,274 65 8,589 74 1,252 43 8,500 00 57,496 87 Total LOANS AND DISCOUNTS. $ 57,496 87 In suit In judgment Not in suit Total $ Good Doubtful 35,072 72 Worthless $ 35,072 72 Total $ 35,072 72 $ 35,072 72 454 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Midville, Located at Midville, Ga., at the Close of Business May 21, 1907. RESOURCES. LIABILITIES. Loans and discounts. ...$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank ... Banking house Furniture and fixtures- Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 47,939 72 3,126 18 321 92 4,000 00 1,815 70 2,808 57 4,568 78 1,952 16 360 00 10 00 504 97 Capital stock paid in.. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other .states.. .. Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 8,538 31 27,518 84 714 04 686 81 15,000 00 Total $ 67.408 00 Total $ 67,408 00 LOANS AND DISCOUNTS. In suit In judgment Not in suit. Total $ 51,065 90 $ 51.065 90 Good Doubtful Worthless Total .....$ 51,065 90 $ 51,065 90 TREASURER'S REPORT. 455 Statement of the Condition of the Bank of Midville, Located at Midville, Ga., at the Close of Business December 17, 1907. R. M. MURPHREE, Vice-President. WILSON D. DREW, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .. .$ Demand loans Overdrafts (cotton).. . . Bonds and stocks owned by the bank Banking house Furnitureandfixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels, and pen- nies Checks and cash items, Exchanges for the clear- ing house Profit and loss Interest paid 14,578 97 24,362 99 4,041 50 4,000 00 1,815 70 2,h08 57 6,268 21 9,356 09 1,576 00 2,322 89 9y 5 74 Capital stock paid in.... $ Surplus fund. .. . Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. .. . Due unpaiddividends. . . Individual deposits subject to check Demand certificates. . . . 'lime certificates Certified checks Cashier's checks Due to clearing house Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 9,256 13 30,125 59 898 32 857 61 15,000 00 Total. In suit In judgment Not in suit Total $ 71,137 65 Total LOANS AND DISCOUNTS. $ 38,941 96 $ 38,941 96 Good Doubtful Worthless Total $ 71,137 65 $ 38,941 96 * 38,941 96 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Exchange Bank, Located at Milledgeville, Ga., at the Close of Business July 3, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States. Currency Gold Silver, nickels and pen"ief- Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Depositors fund 83,599 46 9,048 76 6,552 47 3,000 00 1,056 11 12,857 59 1,142 30 7,336 00 207 50 1,631 17 832 58 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates Time certificates .... Certified checks Cashier's checks Due to clearintr house . . Notes and bills rediscounted Bills payable, including time certificates representing borrowed mney 25,000 00 10,537 95 66,725 99 25.000 00 Total $ 127,263 94 Total $ 127,263 94 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 85 60 Good . 92,562 62 oub,tf,ul Worthless $ 92,648 22 Total $ 92,535 22 113 00 $ 92,648 22 TREASURER'S REPORT. 457 Statement of the Condition of the Exchange Bank, Located at Milledgeville, Ga., at the Close of Business December 17, 1907. JOHN CONN, President. OTTO M. CONN, Cashier, RESOURCES. LIABILITIES. Loans and discounts. . .$ Bonds and stocks owned by the bank Banking house Furniture and fixtures.. Other real estate Due from banks and bankers in this State. . Due from banks and bankers in otherStates Gold Silver, nickels and pen- nies Clearing house certifi- cates Checks and cash items. . Exchanges for the clear- ing house Profit and loss Interest paid. 74,391 06 15,062 18 5,836 43 3,000 00 2,637 83 15,357 08 1,235 46 13,233 19 212 50 456 83 1,310 00 241 35 Total $ 132,976 91 Capital stock paid in.. $ 25,000 00 Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits, sub- Demand certificates. . . . 11,437 14 45,803 78 30,735 99 Certified checks Due to clearing house. . Notes and bills redis- counted Bills payable, includ- ing time certificates representing borrowed 10,000 0& 10,000 0 Total $ 132,976 91 LOANS AND DISCOUNTS. Total. $ .... $ 10 00 89,446 24 89,456 24 Worthless Total * 89,450 24 * 89,456 24 458 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Milledgeville Banking Co., Located at Milledgeville, Ga., at the Close of Business July 2, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Overdrafts. Bonds and stocks owned by the bank Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from b inks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest paid 217,586 19 19,239 3J 3,021 05 6 055 00 5,616 12 6,091 82 1,517 53 8,468 34 22,211 15 6,665 00 500 00 1,658 68 Total $ 298,630 20 Capital stock paid in. .$ Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends.. Individual deposits sub- Savings deposit's Demand certificates , . . 50,000 00 27,164 00 45,212 14 1,790 48 882 00 153,581 58 Certified checks Due to clearing house. . Notes and bills redis- Bills payable, including time certificates representing borrowed 20,000 00 Total $ 298,630 20 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 5,027 16 3.352 50 228,445 85 $ 236.825 51 Good Doubtful Worthless Total $ 234 825 51 2,000 00 $ 236,825 51 TREASURER'S REPORT. 459 Statement of the Condition of the Milledgeville Banking Co., Located at Milledgeville, Ga., at the Close of Business December 17, 1907. D. B. SANFORD, President. MILLKM S. BELL, Cashier. RESOURCES. LIABILITIES. Loans and discounts..$ Demand loans Overdrafts Bonds and stocks owned bv the bank Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency . . . . Gold Silver, nickels and pen- nies Checks and cash items. Clearing house certifi- cates Profit and loss Interest paid 141,597 66 48,499 18 1,581 24 6,055 00 5,616 12 6,091 82 1,092 53 36,984 66 15,258 31 22,665 00 1,000 00 1,447 44 9,090 00 Capital stock paid in.. .$ 50,000 00 Surplus fund 27,164 00 Undivided profits, less current expenses and 48,620 43 Due to banks and bank- ers in this State 373 17 Due to banks and bank- ers in other States . .. Due unpaid dividends. . 6 00 Individual deposits sub- ject to check 153,815 36 Demand certificates. .. . Time certificates Certified checks Cashier's checks "1 Due to clearing house J 17,000 00 Notes and bills redis- Bills payable, including time certificates representing b o r rowed Total In suit In judgment Mot in suit Total $ 296,978 96 LOANS AND DISCOUNTS. 296,978 96 $ 5,250 00 2,927 66 181,919 18 $ 190,096 84 Good .$ 185.034 34 Probably worthless. .. . 3,000 00 Doubtful 2,062 50 Total $ 190,096 84 460 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Merchants & Farmers Bank, Located at Milledgeville, Ga.,at the Close of Business July 1, 1907. RESOURCES. LIABILITIES. Loans and discounts. . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank. Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pennies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 209.014 82 27,803 Oo 11,033 86 . 5,000 00 2,133 88 311 70 8,577 02 10,410 92 5,63S 00 420 00 1,760 14 1,206 72 Capital stock paid in . . .$ 40,000 00 Surplus fund 15,000 00 Undivided profits, less current expenses and taxes paid 24,948 16 Due to banks and bank- ers in this State Due to banks and bank- ers in other States. . .. Due unpaid dividends. . 64 00 Individual deposits sub- ject to check 112,722 06 Savings deposits Demand certificates. . .. Time certificates. Certified checks 40,288 48 Cashier's checks 317 41 Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money. 50,000 00 Total In suit In judgment Kot in suit Total $ 283,310 11 Total LOANS AND DISCOUNTS. ,$ 1,074 84 2,550 26 233,192 77 $ 236,817 87 Good Doubtful Worthless Total.... $ 283.340 11 s 236,517 87 300 00 $ 236,817 87 TREASURER'S REPORT. 461 Statement of the Condition of the Merchants & Farmers Bank, Located at Milledgeville, Ga., at the Close of Business, December 17, 1907. JNO. T. ALLEN, President. L. C. HALL, Cashier. KESOURCES. LIABILITIES. Bonds and stocks owned by the bank Furniture and fixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies .. Checks and cash items. . Exchanges 1'or the clear- 118,929 86 45,554 55 6,933 51 5,000 00 2,376 63 135 70 37,656 72 5,638 88 14,500 00 585 CO 1,351 76 48 00 1,728 00 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to b inks and bank- 40,000 00 15,000 00 25,395 09 Due to banks and bankers in other States.. . Due unpaid dividends.. individual deposits sub- ject to check Demand certificates". . . . Time certificates Certified checks Due to clearinghouse . Notes and bills redis- 103,177 37 33,444 15 422 00 23,000 00 tills payable, including time certificates representing borrowed - 240,438 61 LOANS AND DISCOUNTS. 240,438 61 In suit In judgment Not in suit Total. 31 tl $ 2,888 58 Good 45 00 Doubtful 161,550 83 Worthless $ 161,484 41 Total * 163,794 41 690 00 $ 164,484 41 462 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Bank, Located at Millen, Ga., at the Close of Business June 25, 1907. RESOURCES. LIABILITIES. Loans and discounts... .$ Bonds and stacks owned 73.110 45 2,800 00 592 96 Banking hou*e Furniture and fixtures. Oth r real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- 6,214 03 2,854 50 3,300 80 725 13 1,514 CO 525 00 789 73 43 47 Profit and loss Interest paid Capital stock paid in. . .$ Undivided profits, less current expenses and taxes paid Due to banks and bank- Due to banks and bank- 25,000 00 5U0 00 1,966 50 425 39 Due unpaid dividentls. . Individual deposits sub- ject to check Demand ceriiflcites ... < Vrt ifled checks Cashier s checks I>ue 10 clearing house.. Notes and bills redis- Bills payable, including time certificates representing borrowed 16 00 24,980 01 2,582 17 10,003 00 27,000 00 Total....; $ 92,470 07 Total $ 92.470 07 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 400 00 75,510 45 .... $ 75.910 45 Good Doubtful Worthless Total $ 75,910 45 S 75,910 45 TREASURER'S REPORT. 463 Statement of the Condition of the Citizens Bank, Located at Milieu, Ga., at the Close of Business December 17, 1907. T. Z. DANIEL, President. W. R. TURNER, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Bonds and stocks own^d by the bank Furniture and fixtures. . Other real estate Due from banks and bankers in this State. Due from banks and hankers in other States Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Interest paid Clearing house certifi- cates of other banks, i 38.063 83 3,200 00 1,087 08 6.214 03 2,937 07 7,957 93 532 17 2,027 00 20 00 1,244 75 871 61 48 00 Capital stock paid in .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends.. Individual deposits subjec to check Demand certificates.... Time certificates Certified checks Due to clearing house Notes and bills redis- Bills payable, including time certificates representing borrowed 25,000 00 3,302 02 16 00 28,393 29 2,492 16 5,000 00 Total Total $ 64,203 47 Total LOANS AND DISCOUNTS. * Good 40n 00 Doubtful 40,863 83 $ 4I.2H3 83 Total $ 64,203 47 $ 41,263 83 * 41,263 83 464 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Millen, Located at Millen, Ga., at the Close of Business June 25, 1907. RESOURCES. LIABILITIES. Loans and discounts... .$ 148,234 29 Demand loans 15,517 56 Overdrafts 5,787 83 Bonds and stocks owned by the bank 11,400 00 Banking house 4.500 (0 Furniture and fixtures. 1,717 15 Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- 26,977 67 3,539 16 2,125 00 665 00 926 36 608 76 Protit and los Depositors' fund 2,702 70 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this Staie Due to banks and bankers in other States ... Due unpaid dividends. . Individual deposits subject to check 50,000 00 9,198 55 98.024 67 Time certificates 7,478 26 Cashier's checks Due to clearing house. . Notts and bills rediscounted Bills payable, including time certificates representing borrowed 25,000 00 35,000 00 Total $ 224,701 48 Total $ 221,701 48 LOANS AND DISCOUNTS. In suit In judgment Total $ 100 00 163,651 85 * 163,75! 85 Good. Douhtfnl 1 (K SO. TREASURER'S REPORT. 465 Statement of the Condition of the Bank of Millen, Located at Millen, Ga., at the Close of Business December 17, 1907. JOB P. APPLEWHITE, President. C. E. ATTAWAY, Cashier RESOURCES. LIABILITIES. Loarii and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Due from bulks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash-items. Exchanges lor the clear- ing hou-e Protit and loss 85,829 81 5,000 00 4,150 07 11,400 00 4,500 00 1,717 15 24,742 07 8,820 14 2,10) 00 560 00 1,518 00 1,146 86 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States Due unpaid dividends. Individual deposits subject to check Demand certificates ... Time certificates Certified checks .... Cashier's checks.. Due to clearing house. . Notes and bills rediscounted. Bills payable, including time certificates representing borrowed money 50,000 00 9,830 38 86,014 96 5,264 86 378 90 Total .... .* 151.4S9 10 Total * 151.480 10 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 100 00 Oood Doubtful 90,729 81 Worthless $ 90.829 81 Total . $ 90,7.9 81 100 03 $ 90,^9 81 466 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Milltown, Located at Milltown, Ga., at the Close of Business March 2, 1907. RESOURCES. LIABILITIES. Loans ard discounts... $ Demai d loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from bunks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 36,312 75 150 00 8,923 88 4,070 42 955 42 892 15 1,453 57 3,000 00 500 00 1,8*2 50 340 42 Capital stock paid in.. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certiticaies Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing b o r r o wed money 15,000 00 6,453 08 21,484 22 15,068 07 455 74 Total In judgment Not in suit Total $ 58,4*111 Total LOANS AND DISCOUNTS. $ Doubtful :.. 36,462 75 Worthless * 36.462 75 Total $ 58.461 11 $ 36,442 75 20 00 * 36,-162 75 TREASURER'S REPORT. 467 Statement of the Condition of the Bank of Milltown, Located at Milltown, Ga., at the Close of Business December 17, 1907. JOHN F. LEWIS, President. M. W. BARYERON, Cashier. RESOURCES. LIABILITIES. Loans and discounts . $ Demand loans Bonds and stocks owned by the bank Banking house Furnii u re and fixtures. . 46,623 47 5 121 76 6,720 36 4,082 02 989 17 Due from banks and bankers in this State. 1,395 16 Due from banks and bankers in other (States 236 72 3,171 (10 God 120 00 Silver, nickels and pennies 1,124 66 Checks and cash items. 570 88 Exchanges tor the clear- 323 92 Profl Hnd loss . Valdosta clearing house 676 00 Capital stock paid in . .$ Surplus fund Undivided profits, less current expenses and taxes paid .... Due to banks and bank- ers in this State Due to banks und bank- ers in other States. . .. Due un aid dividends. . Individual deposits sub- ject to check Demand certificates.... Lime cer ificates Certified checks Ca-hier's checks Due to clearing house, Notes and bills redis- counted Bills pavable. including time certificates rep- resenting borrowed 15.000 CO 7,000 00 1,307 72 21,208 04 21,519 74 119 62 5,000 00 Total $ 71,155 12 Total $.' 71,15) 12 LOANS AND DISCOUNTS. In suit In judgment . . ..$ $ 66 50 45,556 97 45,623 47 <^ood Doubtful Worthless $ 45,426 97 196 50 $ 45,623 47 468 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Molena, Located at Molena, Ga., at the Close of Business December 6, 1907. RESOURCES. LIABILITIES. Loans and discounts. . .$ Demand Joans Overdrafts Bonds and stocks owned by the bank Banking house. ..". Furniture and fixtures. Other real estate Due from banks and bankers in this State.. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid ... Clearing house certifi- cates Depositors guarantee fund Total $ 33,839 43 1,000 00 1,693 90 765 00 5,314 92 1,247 03 179 00 10 1,0 298 72 ' 719 76 11 00 2,807 65 47,886 41 Capital stock paid in.$ Surplus fund ... Undivided profits, less current expenses and taxes paid Due to bnnks and bank- ers in this State. Due to banks and bank- ers in other States Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates... . Time certificates Certified checks Cashier's checks Du to clearing house. . Notes and bills redis- connted Bills payab'e, including time certificates rep- resenting borrowed money Total $ 15,000 00 1,629 65 3,250 00. 6,000 00 , 15,502 26. 504 50 6,000 00 47,^86 41 LOANS AND DISCOUNTS. In suit In judgment Not in "suit Total $ 3,430 80 Good Doubtful 30,408 63 Worihless $ 33,839 43 Total $ 33,801 48 37 95 $ 3:5.839 43 TREASURER'S REPORT. 469 Statement of the Condition of the Bank of Molena, Located at Molena, Ga., at the Close of Business December 17, 1907. J. LAWRENCE, President. J. C. WlLKES, Cashier. RESOURCES. LIABILITIES. Loans and discounts. ..$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold .... Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest paid 31,535 16 1,000 00 1,693 00 765 00 1,725 96 3.609 24 2,214 On 10 00 220 61 228 96 49 30 Capital stock paid in..$ Surplus fund Undivided profits, less current expenses and taxes paid Due to batiks and bankers io 'his State Due io banks and bankers in other States-- Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates rep- resenting burrowed money 15,000 00 1,476 86 2,500 00 5,500 00 14,440 40 576 50 58 37 3,500 00 Total. In suit In judgment Noi in suit Total .$ 43.052 13 Total LOANS AND DISCOUNTS. $ 3,430 80 Good D'.ubtful 28.104 36 Worthless * 31,535 16 Total $ 43,052 13 $ 31,497 21 37 95 $ 31,535 16 470 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Farmers Bank, located at Monroe, Ga., at the Close of Business November 5, 1907. HESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds ;>TIA stocks owned by the bank Banking house Furniiu e and fixtures Other real estate Due from banks and bankers in IhisState. Due from banks and bankers inooher States Currency ld Silver, nickels and pen- nies Check* and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 101,981 44 175 00 368 54 2,263 84 15,343 18 1,578 41 9,857 00 450 00 2,209 77 477 78 4,150 00 Capital stock paid in. .$ Surplus fund Undivided profis, less current expenses and taxes paid.... Due to banks and bankers in this Staie Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bi:ls paynb'e, including time certificates representing borrowed money 60,000 00 8,655 54 33,910 45 25 00 1,243 97 40,000 00 Total $ 138 834 96 Total $ 138,834 96 In suit In judgment Not in suit Total LOANS AND DISCOUNTS. $ 102,136 44 $ 102,136 44 Good Doubtful Worthless Total $ 1U2.136 44 $ 10.M36 44 LV TREASURER'S REPORT. 471 Statement of the Condition of the Farmers Bank, Located at Monroe, Ga., at the Close of Business December 17, 1907. ALLEN J. ARNOLD, President. HARKY BREEDLOVE, Cashier. RESOURCES. LIABILITIES. Loans and discounts. $ Demand loans.. Overdrafts Bonds and stocks owned by the b*i k Banking hou e Furniture and fixtures. Other real estate Due from banks and bankers in this Staie. Due from banks and bankers in other States Currency Gold Silver, nickles and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 74,447 69 3:9 88 421 52 2,263 84 6,670 39 165 64 6,124 00 600 00 1,303 26 103 7i I Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in otherStates . .. Due unpaid dividends.. Individual deports sub- ject to check Demand certificates. .. Time certificates Certified checks. Cashier's checks .... Due to clearing house.. Notes and bills redis- count* d Bills payable, including time certificates representing borrowed money 60,000 00 4,275 13 26,815 83 443 97 800 00 Total * 92.334 ^3 Total $ 92,334 93 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 74,777 57 Worthless * 74.777 57 Total * 74,777 57 $ 74,777 57 472 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Monroe, Located at Monroe, Ga., at the Close of Business November 4, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdra'ts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from bmks and bankers in other States Currency Gld Silver, nickels and pen- C,,1hneicek,s-s , and cash itwns.. Exchanges for the clear- ing house Profit nnd loss. Interest paid Clearing house certifi- cates 238,492 49 2,876 07 9JH 01 1,700 C 1,800 00 33,Ho 28 10 157 7,5 12,033 00 ],185 00 2,807 37 870 87 9,545 00 Capital stock paid in . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other states. . .. Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates ... Time certificates Certified checks Cashier's checks.. Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money. 100 Ot'O 00 50,000 00 6,726 29 250 00 103;709 77 18,123 78 3,550 00 35,000 00 Total $ 317.359 84 Total $ 317,359 84 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total. . $ 238,492 49 $ 23^,492 49 Good Doubtful Worthless To'al $ 238,492 49 .| 238.492 49 TREASURER'S REPORT. 473 Statement of the Condition of the Bank of Monroe, Located at Monroe, Ga., at the Close of Business December 17, 1907. B. S. WALKER, President. J. E. RADFOBD, Cashier. RESOURCES. LIABILITIES. 220,937 37 Bonds and stocks owned 5,912 63 Banking house Furniture and fixtures Other real estate Due from banks and bankers in this State. Due from b nks and banker^ in otherStates Currency Gold Silver, nickels and Checks and cash items. . Exchanges for the clear- 1,700 00 1,800 00 13,161 20 16.182 60 5,494 (0 1,270 00 2,887 73 612 73 Profit and loss Interest paid *> Capital stock paid in. ..$ 100,000 00 50,000 00 Undivided profits, less current expenses and taxes paid 9,379 13 Due to banks and bank- ers in this State .. 585 79 Due to banks and bank- ers in otherStates. . . . Due, in paid dividends. . 250 00 Individual deposits sub94,169 26 Demand certificates. . . . 12,024 08 3,550 00 Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money Total $ 269,958 26 LOANS AND DISCOUNTS. 269.958 26 In suit In judgment Not in suit Total % 415 70 220,521 67 $ 220.937 37 Good Doubtful Worthless Total $ 220,937 37 $ 220,937 37 474 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Lewis Banking Co., Located at Montezuma, Ga., at the Close of Business December 4, 1907. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Overdrifts se ured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real-state Due from banks and bankers in this State. Due from banks and bankers motherStates Oold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house 222,328 29 3,449 51 26,047 01 20 134 00 7.440 ('0 3 797 0U 882 00 3,075 54 3,412 17 1,951 00 10 00 1,028 88 46 83 Interest paid Clearing house certifi- cates 39 00 Total $ 293,641 :'3 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State ... . Due to banks and bankers in other states.... Dii" unpaid dividends . Individual deposits subject to check Demand cer itieates. . . . Certified checks Due t i clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 100,000 00 23,000 00 8,234 23 744 06 86,211 78 20,449 66 45,000 00 1 50 10,000 00 Tolal $ 293,641 23 LOANS AND DISCOUNTS. Not in suit Total $ 85 00 2 8*3 20 219,360 09 $ 222.328 29 Good Doubtful Total $ 220,928 29 1,400 00 * 2.'2.32^ 29 TREASURER'S REPORT. 475 Statement of the Condition of the Lewis Banking Co., Lo. cated at Montezuma, Ga., at the Close of Business December 17, 1907. E. B. LEWIS, Vice-President. O. C. CHEVES, Cashier. RESOURCES. LIABILITIES. Loans and discounts... .$ 217,184 38 Demand loans Overdrafts ( ,,, ,,,_ -.-, \ 1-'d17 72 Bonds and stocks owned by the b nk 20,134 00 Banking house 7,440 00 Fumi ore anil fixtures. . 3,797 00 Other real estate 8S2 00 Due from b nks and bankers in this State. 1,054 12 Due from banks and bankers in other States 1,201 01 Currency 2,575 00 Gold 30 00 Silver, nickels and pen- nies.... 1,646 87 Checks and cas i items.. 315 20 Exchanges for the clear- ing house Profit and loss Interest paid Cotton in course of ship- ment by buyer 30,401 43 Capital stock paid in.. .$ 100 000 00 Surplus fund 2b,000 (JO Undivided profits, less current expenses and taxes paid 6,323 80 Due to banks and bank- ers in th.s State 6,687 36 Due to banks and bank- ers in oi her States.. . . Due unpai'l dividends.. Individual deposits sub- ject to .-heck 89,965 52 Demand certificates. ... Time certificates 62,700 55 Certified checks Cashier's checks 30150 Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 10,000 00 Total In suit In judgment Not in suit... Total $ 29S.978 73 Total LOANS AND DISCOUNTS. $ 900 00 2,050 33 214,234 05 $ 217.184 38 Good Doubtful Worthless Total .. $ 298 978 73 $ 215,684 38 1,5 0 00 $ 217.184 33 476 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Farmers Bank, Located at Monticello, Ga., at the Close , of Business, July 9, 1907. RESOURCES. LIABILITIES. Loans and discounts .$ Demand loans Overdrafts Bunds and stocks owned by ihe bank - Baiking house Furniture and fixtures. 80.458 99 6,607 92 460 50 4,758 28 2,359 08 Due from banks and bankers in this State. Due from banks and bankers in other States Currency . . . Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 10,182 37 5,432 57 1,050 00 841 50 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in otherStates... . Due unpaid dividends. . Individual deposits subject to check Demand certificates. . . . 'lime certificates Ceriified checks Due to clearing house.. Noies and bills redis- Bills payable, including time certificates representing borrowed money 27,500 00 4,250 71 37,249 84 13,150 06 30,000 00 Total. $ 112,151 21 112,151 21 LOANS AND DISCOUNTS. In judgment Total $ . ...$ 87,066 91 87,066 91 Good Doubtful . .. $ 87,066 91 $ 87,066 91 TREASURER'S REPORT. 477 Statement of the Condition of the Farmers Bank, Located at Monticello, Ga., at the Close of Business December 17, 1907. E. H. JORDAN, President. D. N. HARVEY, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency " Gold Silver.nickeis and pen- nies } Cheeks and cashitems Exchanges for the I clearing house J Profit and loss Interest paid 58,617 28 1,257 02 4,789 70 2,369 08 12,430 15 7,668 11 7,404 58 Capital stock paid in. .$ Surplus fund. Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State ..... Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits'] subject to check... iTime certificates J < terrified checks Cashier's cheeks Due to clearing house. . Notes and bills redis- counted. Bills payable, including time certificates representing borrowed money 27,500 00 2,000 00 345 48 2,200 00 62,490 44 Total In suit In judgment Notinsuit Total tan ;...$ 94.535 92 | Total LOANS AND DISCOUNTS. $ ond Doubtful 58,617 28 Worthless $ 58,617 28 Total 94,535 92 $ 58,617 28 $ 58,617 28 mm 478 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Jasper County Bank, Located at Monticello, Ga., at the Close of Business July 8, 1907. KbSOURCliS. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estatDue from banks and bankers in this State Due from banks iind bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 122,73'? 33 20,752 33 1,510 49 2,800 00 3,3U0 00 26,286 44 9,014 35 2,539 00 102 50 723 86 804 80 Capital stock paid in. * Sun lus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates.... Time c-niticates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 25 000 00 20,000 00 4,496 90 114 00 70,875 21 50,080 99 20,000 00 Total $ 190,567 10 Total * 190,567 10 LOANS AND DISCOUNTS. In suit In iudgmunt Not in suit Totil $ 37 61 143,448 05 $ 143,485 66 Good Doubtful Worthless Total $ 143,485 66 * 143.485 66 TREASURER'S REPORT. 479 Statement of the] Condition of the Jasper County Bank, Located at Monticello, Ga., at the Close of Business December 17, 1907. D. B. BKNTON, President. J. L. BENTON, Cashier. RESOURCES. LIABILITIES. Loans and <1 iscounts....: Demand loans Overdrafts (cotton) Bonds and stocks owned by the bank Banking hous<" Furniture ;*nd fixtures. Other real estate. Due from tianks and bankers in this State. Due from bunks and banser- in other States Currency Gold Si I ver, nickels and pennies .. Checks and cash items . Cash Exchanges for t h e clearing house Profit and loss J Interest paid 83,122 15 59,302 10 14,619 87 2,800 00 3,300 00 35,072 98 13,752 79 17,345 42 Capital stock paid in.. .$ Surplus fund ... Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .. Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates Time certificates t'erMfled checks Cashier's checks Due to clearing house.. Notes and bills redis- counted .. Bills payable, including time certificates representing borrowed money 25,000 00 20,000 00 2,611 56 54 00 78,215 63 55,434 12 Total $ 181,315 31 Total LOANS AND DISCOUNTS. $ 181.315 31 In suit In judgment Not in suit Total 94,424 23 $ 94,424 25 Good Doubtful Worthless Total $ 94,424 25 $ 94.424 25 480 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Monticello, Located at Monticello, Ga., at the Close of Business July 9, 1907. RESOURCES. LIABILITIES. Loans and discounts.. . .$ 127,233 29 Overdrafts secured by 586 64 Bonds and stocks owned by the bank Furniture and fixtures. Other real estate Due from b^nks and bankers in this .State. Due from banks and bankers in other States Geld Silver, nickels and pen- nies Checks and cash items.. Exchanges for theclear- 1,650 00 1,460 50 6,705 65 9,356 25 1,094 00 145 00 1,013 79 200 00 Proflt and loss Interest paid Capital stock paid in.. .$ Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to bank^ and bankers in other States. ... Due unpaid dividends.. Individual deposits sub- ject to check 25,000 00. 18,500 00 6,987 60 40,918 40 Demand certificates. .. . 23,999 47 Cashier's checks Due to clearing house. . Notes and bills redis- 69 65 Bills payable, including time certificates representing borrowed 35,000 00 Total $ 149,465 12 Total $ 149,46> 12 LOANS AND DISCOUNTS. In judgment Total ... $ 233 69 126,9H9 60 $ 127,233 29 Doubtful $ 12(.,9S3 35 233 69 16 25 $ 127,233 29 TREASURER'S REPORT. 481 Statement of the Condition of the Bank of Monticello, Located at Monticello, Ga., at the Close of Business December 17, 1907. J. H, KELLY, President. M. 8. BENTON, Cashier. BRSOURCES. LIABILITIES. Loans and discounts. ..$ Demand loans Overdrafts .'.' Bonds and stocks owned by the bank Banking house Furniture and fixtuies.'.' Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency.... Gold .' Silver, nickeis and pennies. . Cash. Cheeks and cash items Exchanges for the clear ing house .. Profit and loss Interest paid. 40,4X0 62 15,000 0(1 2,318 07 1,650 00 1,785 50 31,066 34 16,081 17 15,358 48 57 07 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. Due unpaid dividends'. Individual deposits sub- ject to check Demand certificates Time certificates Certified checks Cashier's checks. ..... D.ie to clearing house. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 25.000 00 18,500 00 3,059 05 2,500 00 52,200 32 21,044 93 1,492 95 Total In suit In judgment Hot in suit Total $ m'73725 I^l^___^___f^.:^T5 LOANS AND DISCOUNTS. | ..'..; $ 233 60 55,246 93 55,480 62 S00?,;-: D"bt ul Worthless Total--. * 55,230 68 233 69 j6 25 $ 55,480 62 482 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Moreland Banking Co., Located at Moreland, Ga., at the Close of Business December 30,1907. RESOURCES. LIABILITIES. Loans and discounts..* Demand loans Overdrafts Bonds and stocks owned by the bank Banking bouse Furniture and fixtures. Oilier real estate... . Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchange- for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 3^,407 62 2,788 bi i^iS dd oil - 4,369 bo 2,3/5 bb 3,6oo 00 M uu S8 u/ ,,. oft i< i o Capital stock paid in..$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .. Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bil>s redis- counted Bills payable, including time certificates representing borrowed money 25,000 00 4,405 62 14,427 1& 524 00 72 40 10,300 00 Total * 54>2 18 Total LOANS AND DISCOUNTS. .$ 54.728 18 In suit In judgment Not in suit Total $ 41,194 26 41.194 26 Good Doubtful Worthless Total * 41,194 26 > 41.194 26- TREASURER'S REPORT. 483 Statement of the Condition of the Moreland Banking Co., Located at Moreland, Ga., at the Close of Business December 17, 1907. J. W. CAMP, Vice-President. H. ABNER CAMP, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and slocks owned by i he bank Banking house Furniiure and fixtures. O her re 1 estate. Due from banks and bankers in this Staie. Due from banks and bankers in otherStates Currency Gold Silver, nickels and pennies Checks and cash items.' Kxc'iantres lor the clear- ing house Front and loss Interest paid 39,131 41 2,986 64 4,574 46 374 25 847 91 2,471 67 3,000 00 1 359 3i Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States.. . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 25,000 00 4,320 13 10,300 00 14,535 52 530 00 10 00 Ttal $ 54.745 65~~> Total....: $ 54,745 65 LOANS AND DISCOUNTS. In suit In judgment Not in suit T"tal $ God Doubtful 42,118 05 Worthless $ 42.118 05 T"tal $ 42,118 05 * 42.118 05 484 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Bank, Located at Moultrie, Ga., at the Close of Business February 16, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Overdrafts Bonds and stocks owned 161,408 44 1,083 66 Furniture and fixtures. Other real estate....... Due from banks and bankers in this State. Due from banks and bankers inotherStates Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- 3,145 00 2,435 39 24,429 43 5,427 51 2,622 00 2,300 00 361 07 4,509 95 Profit and loss Clearing house certifi- Capital stock paid in.. .$ Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates.... 40,000 00 30,000 00 10,069 81 16 00 97,327 95 24,145 50 Due to clearinghouse. . Notes and bills redis- 1,163 19 Bills payable, including time certificates representing borrowed 5,000 00 Total In suit In judgment . .. % 207,722 45 Total LOANS AND DISCOUNTS. $ 2,784 27 Good '. 9175 Doubtful 159,616 08 $ 162,492 10 $ 207,722 45 $ 152,692 10 9,800 00 TREASURER'S REPORT. 485 Statement of the Condition of the Citizens Bank, Located at Moultrie, Ga., at the Close of Business December 17, 1907. W. BAKBBB, President. J. H. WILLIFORD, Cashier. BESOUECES. LIABILITIES. Loans and discounts. $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house. ... Furniture and fixtures . Other real estate. Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates on Atlanta and other points 172,926 19 2,436 37 62 40 3,169 53 2,435 39 15,099 25 6,631 5 57 96 10 173,240 89 $ 175,362 56 Good Doubtful Total $ 216.716 24 5,676 90 $ 175,362 66 486 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Moultrie Banking Co., Located at Monltrie, Ga., at the Close of Business February 15, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures . Other real es ate Due from banks and bankers in this State. . Due from banks and bankers inother States. Currency Gold ... Silvnr, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss.. Interest paid Clearing house certifi- cates 322,616 41 11,3H9 39 94 63 7,500 00 6,103 99 39,929 56 24,005 42 7,465 00 1,440 00 2,511 22 4,923 74 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers inother States .... Due unpaid dividends.. Individual deposits sub- ject to check Savings deposits Demand certificates.... lime eertificMtes Certified checks Cashier's checks Due to Hearing hou-e. . Notes and bills redis- count ed Bil s payable, including time certificates representing borrowed money 50,000 00 39,000 00 19,192 27 231,031 66 1,249 44 87,485 99 Total $ 427,959 36 Total $ 427,959 3& LOANS AND DISCOUNTS. In judgment Not in suit Total $ 2,569 36 331,416 44 $ 333,985 80 Good Doubtful Total $ 333,985 80 .. .f 333,985 8 L TL TREASURER'S REPORT. 487 Statement of the Condition of the Moultrie Banking Co.r Located at Moultrie, Ga., at the Close of Business December 17, 1907. W. C. VEREEN, President. Z. II. CLARK, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. $ Bonds and stocks owned 331.500 56 23 681 88 9 9") 10,215 00 Furniture and fixtures ) Other real esiate Du from bunks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- 6,203 99 53,529 20 40,306 16 19,456 00 2,630 00 4,901 32 2,562 92 Capital stock paid in. .$ Surplus fund Undivided profits, less current expen>es and taxes paid Due to hanks and bankers in this State Due to banks and bankers in oiher Stales ... Due unpaid dividends. . Individual deposits subject to check 50 000 00 50,000 00 27,652 55 3,757 99 207,572 62 Demand certificates. .. . 713 71 Time certificates 162,392 80 Cashier schecks Due to clearing house.. Notes and bills redis- Atlanta clearing house Other cleaning house 800 00 1,718 00 4,573 69 Bills payable, including time certificates representing borrowed Total * 502.089 67 LOANS AND DISCOUNTS. In suit In judgment Not in suit Tot-1 $ 1,663 12 45+ 74 353,070 58 $ 355,188 44 Good Doubtful Worthless Total $ 355,188 44 * 355,188 44 488 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Mount Vernon Bank, Located at Mount Vernon, Ga., at the Close of Business April 13, 1907. RESOURCES. LIABILITIES. Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Transient account. Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- 76,757 49 1,883 30 388 94 1,100 00 1,428 00 44,953 67 1,435 14 3,093 00 137 50 1,202 22 140 00 Capital stock paid in.. .$ Surplus fund Undivided profits, less current expenses and Due to banks and bank- Due to banks and bankers in other States.... Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed 15,000 00 12,500 00 8,497 26 65,892 74 35,363 50 265 76 Total In suit In judgment Not in suit Total $ 132,519 26 Total LOANS AND DISCOUNTS. $ 32 75 315 47 78,292 11 $ 78,640 79 Good Doubtful. Worthless Total. $ 132,519 26 $ 78,640 79 $ 78,640 79 TREASURER'S REPORT. 489 Statement of the Condition of the Mount Vernon Bank Located at Mount Vernon, Ga., at the Close of Business December 17, 1907. J. H. MCARTHUR, President. W. A. PETERSON, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and . bankers inother States Currency wold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid 65,03183 4,016 15 621 84 1,400 00 1,453 35 37,036 07 2,201 68 12,810 00 202 50 1,262 82 5 32 1,46178 Total $ 127,533 34 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to bank- and bankers in other States Due unpaid dividends.. Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money Savings department .. . 15,000 00 12,500 00 5,272 30 49,494 20 35,198 29 517 19 9,551 36 Total $ 127,533 34 In suit In judgment Not in suit Total- LOANS AND DISCOUNTS. 341 24 798 97 63,891 62 00;;-Uoubtful Worthless $ 65,031 83 Ttal- $ 64,985 83 46 00 $ 65.031 83 490 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Nashville, Located at Nashville, Ga., at the Close of Business February 26, 1907. Rl SOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Overdrafts secured by coi ton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate. .. . Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 97,^38 21 520 38 1,248 yi 840 00 3,557 70 5,232 97 1,345 6H 2,78-i 00 812 50 317 92 5b5 82 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State .... Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits I lemand certificates.... Time certificates < ertified checks Cashier'schecks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates re presenting borrowed money 25,000 00 9,384 33 1,562 92 41,266 50 28,332 69 672 30 8,847 33 Total $ 115.0H6 07 Total $ 115.066 07 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good 1,124 25 Doubtful 97,234 34 V\ orthless $ 9.8,358 59 Total :...$ 98,358 59 $ 9S.358 59 i-U TREASURER'S REPORT. 491 Statement of the Condition of the Bank of Nashville, Located at Nashville, Ga., at the Close of Business December 17, 1907. J. F. LEWIS, President. J. W. E. POWELL, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overd rafts Bonds and stocks owned by the bank Banking house, furni- ) ture and fixtures... ) Other real estate Due from banks and bankers in ihis State. Due from banks and banke.rsin otherStates Currency. Gold Silver, nickels and pen- nies Checks and ca*h items. Exchanges for the clear- ing house Profit and loss Interest paid 84,948 28 3,739 64 840 00 ,,,,, l)rv d,Jbl /0 5,037 86 4,900 00 892 50 558 86 1,196 20 Capital stock paid in. .$ Surplus Hind Undivided profits, less current expenses and taxes paid . Due to banks nd bank- ers in this State Due to banks and bank- ers in other States .. Due unpaid dividends . Individual deposits sub- ject to cheek Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills pavable, including time certificates rep- resenting borrowed money 23.0J0 00 9,864 98 239 01 28,000 90 41,721 74 225 91 1,020 00 Total In suit In judgment Not in suit Total I 106,072 54 Total LOANS AND DISCOUNTS. $ Cood 2^9 89 Doubtful 81,706 39 Worthless $ 84,916 28 Total $ 106.072 54 .$ 84,1)46 28 $ 84,946 28 492 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Farmers Bank, Located at Nashville, Ga., at the Close of Business February 26, 1907. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estace Due from banks and bankers in this State. Du9 from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 60,057 60 845 74 1,476 77 7,703 58 1,756 77 10,223 38 2,496 89 1.473 00 1,135 00 299 63 309 41 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid. .. Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits subject to check Demand certificates.... TiniH certificates. Certified checks Cashier's checks Due to clearing house. . Notes and bills redisC"unted Bills payable, including time certificates representing b o r r o w ed money 15,000 00 4,000 00 2,880 98 35,495 23 30,340 39 61 17 Total. In suit. In judgment Not in suit Total .$ 87,777 77 Total LOANS AND DISCOUNTS. $ 924 60 Good Doubtful 59 978 74 Worthless $ 60.903 34 Total $ 87.777 77 $ 60,903 34 $ 60.903 34 TREASURER'S REPORT. 493 Statement of the Condition of the Farmers Bank, Located at Nashville, Ga., at the Close of Business December 17, 1907. J. D. LoVETT, Vice-President. OABL MITCHEIL, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold bilver, nickels and pennies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 65,105 51 1,458 41 7,703 58 1,756 77 3,381 77 1,536 66 651 00 l)0y5 00 54 ;>o 1,460 84 Capital stock paid in. .$ ?," r.P.]TM fund . Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers inotherSiates Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted , Bills payable, including time certificates rep- resenting borrowed money 15 000 00 4;000 00 3 743 47 19 510 57 31,631 19 3^5 51 10,000 00 Total $ 84,203 74 Total % 84,203 74 LOANS AND DISCOUNTS. |n ?uit In judgment Not in suit Total 33 tr % 32 38 ^D0o0ufbft-f-u,l 65,023 13 Worthless $ 65,105 51 Total * 65,105 51 , $ 65,105 51 494 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Newborn, Located at Newborn, Ga., at the Close of Business December 28, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture ana fixtures. Other real estate Due from banks and bankers in this State Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 38.407 09 2,600 00 1,458 36 1,502 79 18,293 18 4,128 98 1,181 00 5 00 791 59 31 00 661 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this state .... Due to banks and bankers in other states . .. IDnudeivuidnpuaailddedpivoisditesnsdusb..ject to check Savings deposit* Demand certificates ... Time certificates Certified checks Cashier's checks I>ue to clearing house. . Notes and bills rediscounted Bil s payable, including time certificates rep- resenting borrowed money.. 25.000 U0 2,000 00 1,377 27 24,152 74 11,529 98 5,000 00 Total In suit In judgment Not in suit Total $ 69,059 99 Total LOANS AND DISCOUNTS. 41,007 09 41,007 09 Good Doubtful Worthless Total $ 69 059 99 41,007 09 $ 41,007 09 TREASURER'S REPORT. 495 Statement of the Condition of the Bank of Newborn, Located at Newborn, Ga., at the Close of Business December 17, 1907. W. P. WALLACB, President. H. H. WILBURN, Cashier. RESOURCES. LIABILITIES. Loans and discounts. ..$ Overdrafts Bonds and stocks owned Banking house Furniture and fixtures. Other real estate Due from bulks and bankers in this State. Due from banks and bankers inother States Gold Silver, nickels and pen- Checks and cash items.. Exchanges for the clear- ing house 30.453 59 19.l3ti '23 3,850 65 1.855 48 2,682 94 16,393 39 4.716 47 2,359 00 50 00 848 57 732 48 Canital stock paid in, $ Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. .. Due unpaid divi ends. . Individual deposits sub. ject to check Certified checks Due to clearing house.. Notes and bills redis- counted Bills payable, including timn certificates representing borrowed money 25.000 00 2,000 00 1,329 94 29,205 33 15,543 53 10,000 00 In suit In judgment Not in suit Total 83.078 80 LOANS AND DISCOUNTS. $ Good Doubtful 49,589 82 Worthless $ 49,589 82 Total 83 078 80 $ 49,589 82 $ 49.5S9 82 496 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Newnan Banking Co., Located at Newnan, Ga., at the Close of Business October 26, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in ihis State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing hmise Profir, and loss Interest paid Clearing house certifi- cates 220,772 fi5 24,856 24 5,125 76 25,071 77 13,000 00 13,690 19 16,220 17 5,517 00 1,210 00 1,385 18 266 05 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due io b;inks and bank- ers in other States .. Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates Time certificates Certified checks ('ashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 55,000 00 35,000 00 34,834 46 11,927 56 31 00 124,104 48 16,217 51 50,000 00 Total $ 327,115 01 Total $ 327,115 01 LOANS AND DISCOUNTS. .... $ In judgment ... . 598 53 Not in suit 245 030 36 Total ... .$ 245,628 89 Good Doubtful Worthless .... Total $ 245 628 89 $ 245,628 89 TREASURER'S REPORT. 497 Statement of the Condition of the Newnan Banking Co Located at Newnan, Ga., at the Close of Business December 17, 1907. B. T. THOMPSON, President. T. M. GOODHUM, Cashier. Loans and discounts. $ Demand loans Overdrafts '.*' Bonds and stocks owned by the bank Banking house Furniture and fixtures Other real estate Due from banks and bankers in this State Due from banks and Cubrarneknecrys.i.n otherStates Gold '.'.'.'.'.'.'.'.'.' Silver, nickels and pennies Checks and cash items Exchanges for the clearing house Profit and loss. ..... Interest paid .'.'."." 161,884 74 44,032 32 13,736 98 13,000 00 Capital Btock paid in. .$ . 55,ooo 00 surplus fund. ... qc nnn nn Undivided profits; less current expenses and taxes paid .... Due to banks and bank- ' QA QAZ Q ' 5 69 ersin this State 3 38o *7 Due to banks and bank- 14,271 07 ersin other States. Due unpaid dividends.. ' 3 on 6,088 76 11,567 00 1,170 00 Individual deposits subject to check T-L,imwencdeC rti,efi,ciafitecsa.tes-- m,935 66 16 972 05 2,955 21 2,539 89 Certified checks Cashier's checks . Due to clearing house'..' [ 12,100 00 991 00 Notes and bills rediscounted Bills payable, including time certificates rep- resenting borrowed money Total t 272,236 97 Total LOANS AND DISCOUNTS. $ 272,236 97 |nSment.:::;;;;;.$ N0tlD8ult Total < 49636| ^ 205.420 70 Worthier ' 205.917 06 Total * 205,1917 06 498 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Baker County Bank, Located at Newton, Ga., at the Close of Business February 1, 1907. RESOURCES. LIABILITIES. Loans and discounts. .$ Bonds and stocks owned by the bank Furniture and fixtures.. Due from bunks and bankers in this State. Due from banks and bankers in otherStates Currency Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- 20,968 12 538 90 10 78 1,141 83 933 65 11,3S9 08 6,562 65 305 00 380 00 865 75 234 22 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due t'> banks and bankers in this Slate Due, to banks and bankers in other States.... Due unpaid dividends.. Individual deposits subject to check Demand certificates... . lime certificates Cenified checks Cashier's checks Due to clearing house Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 15,000 00 784 10 27,432 88 113 00 Total. In suit Total $ 43.329 98 Total LOANS AND DISCOUNTS. $ .... $ 21,507 02 21,507 02 Good Doubtful Total $ 43,329 98 $ 21,507 02 $ 21,507 02 TREASURER'S REPORT. 499 Statement of the Condition of the Baker County Bank, Located at Newton, Ga., at the Close of Business December 17, 1907. DAVID O. BARROW, President. CRAWFORD 0. BAGGB, Cashier. RESOURCES. LIABILITIES. Loans and discounts. ..$ Demand loans Overdrafts Bonds and stocks owned by thebank Banking hou-e^ Furniture and fixtures.. Other real estate Due from banks and bankers in this State. Due from banks and bankersin other States Currency Gold Silver, nickels and pen- flJQg Checks and cash items.. Exchanges for the clear- in^ house Profit and loss Interest paid Clearing house certifi- cates... 25,081 06 'o,I iu . ^b iy g.wi yi A4/b JO 1,89b 81 2,581 Ml <2 $ 13 ou VtitJ V/ 55143 ld uu '" &u Capital stock paid in.. .$ Surplus fund., Undivided profits, less cut rent expenses and taxes paid Due to banks and bankera in this State Due to banks and bankers in other States -- Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 l.00 00 1,3/0 6/ 901 50 _ ,,, ,, 17,11. ou 87o uu ^8 16 d>uw uu Total $ 39.513 10 Total $ 39,513 10 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total * 393 00 .... 24,b88 U6 ^_$25J081_06 Good Doubtful Worthless Total * 25,08106 ...r~25,08K 600 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Norcross, Located at Norcross, Ga., at the Close of Business September 17, 1907. RESOURCES. LIABILITIES. Loans and discounts.. $ Demand loans Overdrafts Overdrafts secured by cotton , Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency.... Gold ...'.'.'.'.".' Silver, nickels, and pen- nies Checks and cash items. Exchanges for the clearing house Profit and loss Interest paid 46,848 39 38 90 864 93 1,172 29 8,620 77 3,322 93 2,613 00 1,024 50 374 48 185 34 Capital stock paid in. $ Surplus fund Undivided profits, iess current expenses and taxes paid " Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends.. Individual depositssub- ject to check Demand certificates. Time certificates Certified checks Cashier's checks Due to clearing house. -Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 5,167 09 35,215 44 4,683 00 6,000 00 Total In suit In judgment Not in suit Total $ 65,065 53 Tntal LOANS AND DISCOUNTS. * 46i848 39 * 46,848 39 SD0o0u?b;t;f-u,l Worthless Total 65.065 53 * 46,848 39 $ 46.848 39 TREASURER'S REPORT. 601 Statement of the Condition of the Bank of Norcross, Located at Norcross, Ga., at the Close of Business December 17, 1907. A. A. JOHNSON, President. C. A. MCDANIBL, Cashier. RESOURCES. LIABILITIES. Loans and discounts.... $ 33,002 59 Overdrafts Bonds and stocks owned 1,267 72 Furniture and fixtures. . Other real esiate Due from banks and bankers in thi State. Due from banks and bankers in other States 892 53 1,172 29 24,996 09 2,147 90 Gold | Silver, nickels and } 8,089 81 Checks and cash items J Exchanges for the clear- Profit and loss Capital stock paid in.... $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to bants and bankers in other States.... Due unpaiddividends. . . Individual deposits subject to check Demand certificates.... Time certificates Certified checks 15,000 00 5,635 80 46,605 63 4,328 00 Due to clearing house Notes and bills redis- counted Bills payable, including time certificates representing borrowed ' ' Total Total $ 71.568 93 Total LOANS AND DISCOUNTS. $ 33 002 59 $ 33.002 59 Doubtful Worthless Total $ 71,568 93 $ 33,002 58 $ 33,002 59 603 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Norman Park, Located at Norman Park, Ga., at the Close of Business February 19, 1907. RESOURCES. LIABILITIES. Loans and discounts. . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State.. Due from banks and b inkers inother States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit ami loss Interest paid Depositors fund 10,304 60 107 54 4,342 65 3,924 21 4,2F9 43 568 00 690 00 455 26 - 438 09 Capital stock paid in. .$ Surplus fund Undi7ided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends . Individual deposits subject to check Savings deposits Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 15,000 00 8,135 i2 13,281 73 2,875 00 827 93 Total. In judgment Not in suit $ 34,119 78 Total. LOANS AND DISCOUNTS. $ Good Doubtful 19,304 60 $ 19,304 60 Total 31,119 78 $ 19,304 60 * 19,304 60 TREASURER'S REPORT. 503 Statement of the Condition cf the Bank of Norman Park, Located at Norman Park, Ga., at the Close of Business December 17, 1907. J. B. NORMAN, JR. President. LEWIS EDWABDS,. Cashier. Loans and discounts... .$ Demand loans Advance on cotton Overdrafts Bonds and stocks owned by the bank Banking house "I Furniture and fixtures j Other real estate Due fr-m banks and bankers in this State. Due from banks and bankersinotherStates g^eny;;;;;;::::::::: Silver! nickels and pen- Checks and cash items Exchanges for the clear- ing house Profit and loss Interest paid 25,336 94 . ,,, 'i^^ fDiUn 4^50 65 2,90.2 35.967J_5 In suit In judgment Not in suit Total 2= S36 94 ,-->&> m $ 25,336 94 Good Doubtful Worthless Total '* 25,33694 * 25.336 94 604 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Norwood, located at Norwood, Ga., at the Close of Business November 23, 1907 RESOURCES. LIABILITIES. Loans and discounts .$ Demand loans .. Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures' Uther real estate Due from banks and bankers in this State Due from banks and bankers in other States Currency Gold.......:. Silver, nickels and' pennies Checks and cash items Exchanges for the clear- ing house. Profit and loss. 21,162 86 7,221 84 2,688 38 Capital stock paid in. .$ ourplusfund Undivided profits, less current expenses and ],82 20 1,413 78 taxes paid Due to banks and bank- ers in this State .... Due to banks and bank- 3,876 97 ers in other Siates Due unpaid dividends 429 36 754 00 125 00 Individual deposits subJ'ect to check demand certificates Time certificates . 2,182 14 1,399 93 Certified checks Cashier's checks... J'ue to clearing house" Notes and bills rediscounted Interest paid Bills payable, including Clearing house certificates 710 00 time certificates representing borrowed money Total. 43.8-26 46 f5,000 00 o 5f)0 nn * 717 80 25 424 Rfl ' 88 183 80 LOANS AND DISCOUNTS. In suit In judgment.!...... Not in suit Total. .$ 40 85 28,343 85 28,384 70 SSbtfii:.:::;:;: Worthless Total. 28-38470 28.384 70 TREASURER'S REPORT. 605 Statement of the Condition of the Bank of Norwood, Located at Norwood, Ga., at the Close of Business December 17, 1907. L. O. BENTON, President. R. R. NEAL, Cashier. RESOURCES. LIABILITIES. Loans and discounts. . .$ Oveidrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures.. Other real estaie Due from banks and bankers in this State.. Due from banks and bankers in otherStates Gold | Silver, nickels and J- pennies j Checks and cash items j Exchanges for the clear- ing house Profit and loss Interest paid 26,753 78 Capital stock paid in.. $ 2,019 53 1,862 20 1,413 78 7,032 88 2,822 61 6,565 52 Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. .. . Time certificates Due to clearing house. . Notes and bills redis- Bills payable, including time certificates representing borrowed money 15,000 00 2,500 00 422 94 627 59 24,755 59 264 18 5,000 00 In suit In judgment Not in suit Total. 48.470 30 Total LOANS AND DISCOUNTS. $ 58 23 Good Doubtful 26,695 55 Worthless $ 26,753 78 Total .. . $ 4S.470 30 $ 26,057 78 696 00 $ 26.753 78 606 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Ochlochnee, Located at Ochlochnee, Ga., at the Close of Business January 28, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Overdrafts. Bonds and stocks owned Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from b inks and bankers in other States Gold Silver, nickels and pen- Checks and cash items . Exclian.es for the clear- ing house Profit and lo*s Interest paid Depo.-itors fund Insurance fund 11,365 98 1,972 00 878 16 6,281 74 6,393 40 1,033 00 180 00 668 11 57 66 2,702 70 120 00 Capital stock paid in. .$ Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends. . Individual deposits sub- ject to check. Demand certificates . .. Certified checks Due to clearing hou^e.. Notes and bills reilis- Bills payable, including time certificates representing borrowed 15,000 00 199 73 11,638 17 3,812 10 2 75 80,Ho2 75 Total. $ 30,652 75 LOANS AND DISCOUNTS. Total $ Good Doubtful 11,365 98 $ 11,365 98 Total 11,365 98 $ 11,365 98 TREASURER'S REPORT. 507 Statement of the Condition of the Bank of Ochlochnee, Located at Ochlochnee, Ga., at the Close of Business December 17, 1907. D. B. AXDEKSON, President. H. A. WILLIAMS, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocKs owned by the bank Banking house .. Furnitureand fixtures. . Other real estate Due from banks and bankers in this State.. Due from bunks and bankers in other States Currency Gold... Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 26,047 69 1.972 00 1,135 92 1,512 23 3,158 29 916 00 38000 5" fil 80 80 158 30 206 10 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . . Due unpaid dividends.. Individual deposits subject to check Demand certificates Time certificates Certified checks Cash.er's checks Notes and bills redis- counted Bills payab'e, including time certificates representing borrowed money 15,000 00 488 bO 10,891 04 6,998 78 287 80 2,500 00 Total * 36,166 90 Total LOANS AND DISCOUNTS. * 36,166 90 In suit $ ^offiuTt:v.::::::::_26,oi7_69 Total % 26,047 69 Good D .ubtful Worthless Total .......* 26,047 69 $ 26,047 69 608 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Bank of Ocilla, Located at Ocilla, Ga., at the Close of Business March 21,1907. RESOURCES. LIABILITIES. Loans and discounts. ..$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency. . Gold '.'.'.'.'.'.'.'.'.'. Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss .....' Interest paid.. ..."..... 103.759 47 6,070 08 7,116 84 3,440 65 3,944 50 15,862 94 6,808 14 6,465 00 55 00 1,430 09 2,894 64 Capital stock paid in. . .$ 47,500 00 surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States. Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates 3 791 53 319 98 63 774 74 ' iCw ertifA iedTU chCecak,tses Cashier's checks.. 22.462 00 Due to clearing house Notes and bills redisl counted Bills payable, including time certificates representing borrowed money s nnn nn ' 15,000 00 Total Jns.ui' In judgment Ntinsuit Tota1 S 157,848 25 Total LOANS AND DISCOUNTS. $ 845 20 '.'.' 108,984 35 S 109.829 55 Doubtfui.:;.:.;. Worthless. Total.... 157.848 25 * ,09'829S5 '_' $ 109.829 55 TREASURER'S REPORT. 509 Statement of the Condition of the Citizens Bank of Ocilla, Located at Ocilla, Ga., at the Close of Business December 17, 1907. W. HENDERSON, President. D. J. HENDERSON, JR., Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Bonds and stocks owned by the bank Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items Exchanges for the clear- ing house Profit and loss 90,206 68 2,500 00 603 07 3,506 65 4,032 50 14,420 89 2 754 30 3,000 00 750 00 1,430 82 50 00 4,591 10 Clearing house certificates 4,300 00 132,146 0L Capital stock paid in. .$ "Undivided profits, less current expenses and taxes paid Due to banks and bank- Due to banks and bankers in other States.... Due unpaid dividends.. Individual deposits sub- Demand cert ificates. Certified checks Due to clearing house. . Notes and bills redis- Bills payable, including time certificates representing borrowed 47,500 00 8,530 23 63,687 10 7,428 68 15,000100 132,146 01 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total Mtar $ 781 00 G-ood Doubtful 91,925 68 Worthless $ 92.706 68 Total $ 92,706 68 $ 92,706 68 510 TREASURER'S REPORT Bank Examiner's Report of the Condition of the Macon County Bank, Located at Oglethorpe, Ga., at the Close of Business December 5, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. . Other real estate Due from binks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies .. Checks and cash items. Profit and loss Interest paid Depositors fund Clearing house certifi- cates Total $ 17,568 68 1,704 42 503 54 2,678 80 1,145 60 4,930 44 2.000 00 2,962 0;) 75 00 1,24 77 908 26 2,872 25 12 00 88,6/5 76 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and 1 axes paid Due to banks and bankers in this State Due to banks and bankersin other States.... Due unpaid dividends. . Indiv.dual deposits sub- ject to chec* Savings deposits . Demand certificates.... rime certificaies 1 'ertified checks Cashier's checks Due to clearinghouse . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money Total $ 15,000 00 799 37 349 60 20,943 45 1,528 98 4 30 38.625 76 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total. $ gd Doubtful. 19,273 10 Worthless $ 19,273 10 Total $ 19,273 10 $ 19^73 10 -? TREASURER'S REPORT. 511 Statement of the Condition of the Macon County Bank, Located at Oglethorpe, Ga., at the Close of Business December 17, 1907. J. A. SASSER, President. J. B. OGLESBY, Cashier. RESOURCES. LIABILITIES. Loans and discounts..$ Demand loans .' Overdrafts Bonds and storks owned bv the bank Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Clearing house certifi- Profit and loss Interest paid 19,07L 69 233 63 2,678 0 1,152 55 6,231 64 4,338 34 2,030 00 13.j 00 862 32 3 25 62 91 Capital stock paid in.. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to ba' ks and bankers in other Slates. .. Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. . Time certilicntes .. 15,000 00 718 46 19,602 69 1,478 98 Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed In suit In judgment Not in suit Total 36,800 13 Total LOANS AND DISCOUNTS. $ Good Worthless 19,071 69 Doubtful $ 19,071 69 Total $ 36,800 13 $ 19,071 69 $ 19,07169 512 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Oglethorpe, Located at Oglethorpee, Ga., at the Close of Business December 6, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Binking house Furniture and fixtures. Other r. al estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit :.S66 98 In suit In judgment Not in suit... Total $ Good Doubtful 46,786 01 Worthies* * 46,786 01 Total 46.788W .$ 46.788 01 518 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Pearson Banking Co., Located at Pearson Ga., at the Close of Business February 23, 1907. RESOURCES. LIABILITIES. Loans and discounts... $ Demand loans Overdrafts .... Bonds and stocks owned by the bank Banking house Furnitureand fixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankersin otherStates Currency. . Gold .'..':'..'.'." Silver, nickels and pennies Checks and cash items! Exchanges for the clear- ing house Profit and loss.......'. Interest paid Clearing house'certifi- cates 32,091 73 1,207 03 2,759 68 700 50 7,388 21 5,792 38 514 00 20 00 112 49 108 09 209 53 Total S 50.933 64 Capital stock paid in.. .$ 18,000 00 Surplus fund Undivided profits, less current expenses and taxes paid.... 1,315 55 Due to banks and bank- ers in this Slate Due to banks and bank- ers in other Slates. Due unpaid dividends. . Individual deposits sub- JHCtlo check Savings deposits 15)740 65 Demand certificates. Time certificates Cemfied c-ecks 5.6S3 60 Cashier's checks 163 84^ Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 10,000 00 T"tal $ 50,933 64 LOANS AND DISCOUNTS. In suit In judgment.. ........ Not in suit 30 091 73 Total ^_^_$ 32,091 73 SD0o0u?b,tf,u';l Worthless Total $ 32,091 73 $ 32.0S 1 73 TREASURER'S REPORT. 51& Statement of the Condition of the Pearson Banking Co., Located at Pearson, Ga., at the Close of Business December 17, 1907. H. F. SBARS, President. J. S. ROBERTS, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Clearing house certifi- cates Profit and loss Interest paid 20,929 48 4,33-1 00 2,686 54 1,729 70 2,234 80 4,972 48 2.368 0 2,770 00 185 00 753 42 690 09 1,475 00 173 01 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other Stales Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates Time certificates Certified checks Ca-hier'sohecks Due tocleatinghouse... . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 18,000 00 2,794 52 14,53d il 3,3bb -7 TM 5,000 Ul> Total 45 302 42 Total $ 45,302 42 LOANS AND DISCOUNTS. In suit In judgment Not in suiD Total...., $ 109 17 Good Doubtful Worthless * Total " * 25,263 48 $ . wm 620 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Pelham State Bank, Located at Pelham, Ga., at the Close of Business January 30, 1907. RESOURCES. LIABILITIES. Loans and discounts, f Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking h >use '.'.' Furniture and fixtures Other real estate Due from banks and bankers in this State Due from banks and bankers in other States Currency. Gold .;*;;; Silver, nickels and pennies Checks and cash items Exchanges for the clearing house Profit and loss .....' Interest paid [.'.'. Clearing house ' certificates 66,546 57 6,585 00 4,203 84 5,000 00 10.1U1' 05 2,855 60 1,537 48 6,564 67 556 00 65 00 997 65 322 89 Capital stock paid in $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States . Due unpaid dividends.. Individual deposits subject to check Savings deposits ' Demand certificates. Time certificates.. . Certified checks ..... Cashier's checks........ Due to clearing house Notes and bills redisc mnted Bills payable, including time certificates rep- resenting borrowed money 85,000 00 S.770 60 371 79 4 00 42,914 39 847 342.750 00 30 63 12,648 00 6,000 00 Total. I 105.336 75 T^L_^i^^* 105.336 73 LOANS AND DISCOUNTS. la suit In judgment.. *ot,nsuit -Tot8' . ,, ' 5M 50 72.577 07 worths . 73.131 57 Total ..;;.; mo rami f7 I TREASURER'S REPORT. 521 Statement of the Condition of the Pelham State Bank, Located at Pelham, Ga., at the Close of Business December 17, 1907. DAVID C. BARROW, President. 0. G. LOTT, Cashier. RESOURCES. LIABILITIES. Loans and discounts... $ Demand loans Overdrafts Bonds and stocks own- ed by the bank Banking house Furniture and fixtures Other real estate Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency Gold Silver, nickels and pen- nies Ohe"ks and cash items. . Exchanges for the clearing house Profit and loss Interest paid (deducted) Clearing house certifi- cates on hand Advances on cotton.... Total $ 73,190 18 6,079 50 1,405 01 5,000 00 1,400 00 941 49 6,356 57 1,227 00 45 00 1,210 56 313 70 1,360 75 1,534 34 100.061 10 Capital stock paid in . .$ Surplus fund Undivided profits, less current expenses and taxes paid . .. Due to banks and bank- ers in this State Due to banks and bank- ers in other States.. .. Due unpaid dividends . . Individual deposits sub- ject to check Demand certificates.... Time. certificates Certified checks Cashier's checks Clearing house certifi- cates Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 37,700 00 2,000 00 2,574 01 30,002 35 2 00 33 75 45199 10,000 00 12,300 00 5,000 00 Total * 100.064 10 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 2,341 75 Good 119 65 Doubtful 76,808 28 Worthless * 79.26968 Total * 78,93935 300 00 '.. 30 33 $ 79.269 68 522 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Farmers Bank of Pelham, Located at Pelham, Ga., at the Close of Business January 29. 1907. EESOURCES. LIABILITIES. Loans and discounts.. $ Demand loans Overd rafts Bonds and stocks owned by the bank Banking house. ....... Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- "ies Checks and cash items. Exchanges for the clear- ing house Profit, and loss Interest paid 96,176 47 33,566 75 66 02 163 80 14,078 13 25,021 96 l^Ho (0 235 00 3,020 43 168 64 Total $ 174.162 20 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividends . Individual deposits sub- ject to check Savings deposits Demand certificates Time certificates Certified checks ....... Ca-hier's checks Due to clearing house. . Notes and bills' rediscounted Bills payable, including time certificates representing b o r r o wed money 50,000 00 10,000 00 6,573 11 20 00 107,343 76 225 33 Total $ 174,162 20 ln suit In judgment Not in suit TnHl LOANS AND DISCOUNTS. $ 427 00 129,316 22 , $ 129,743 '22 Cood Doubtful Worthless Total $ 129,743 22 % 129.743 22 * TREASURER'S REPORT. 523 Statement of the Condition of the Farmers Bank of Pelham, Located at Pelham, Ga., at the Close of Busi- ness December 17, 1907. J. L. HAND, President. B. U. CURRY, Cashier. RESOURCES. LIABILITIES. Loins and discounts . .% Demand loans Overdrafts Bonds ana stocks owned by the-bank Banking house Furnitureandfixtures. . Other real est ite Due from banks and bankers in this State. Due from banks and bankers in oiher St ites Currency.! Gold Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest pail Clearing house certifi- cates on hand 135,932 65 20,930 25 627 21 538 80 538 80 14,430 49 19,743 29 22,3' 5 00 633 00 4,677 50 150 05 223 82 2,710 50 Total $ 222,973 56 Capital stock paid in. .$ Surplus fund Undivided profits, leunted Bills payable, including time certificates representing borrowed money 20,550 Q0 ],000 00 4,427 24 25,222 35 10,74129 5;000 00 Total $ 66.940 88 Total $ 66.9-10 88 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 102 50 Good Doubtful 37,232 02 Worthless $ 37.334 52 Total $ 37,321 C2 13 50 $ 37,334 52 TREASURER'S REPORT. 527 Statement of the Condition of the Houston Banking Co., Located at Perry, Ga., at the Close of Business December 17, 1907. J. H. DAVIS, President. B. O. HOLTZCLAW, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts, advances on cotton Bonds and stocks owned by the bank Banking hou-e Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. . Exchanges for the clear- ing house Profit and loss Interest paid 31,958 15 23,051 67 1,359 00 11,203 97 566 09 2,958 00 12 50 798 79 100 00 Capita", stock paid in . .$ Surplus I und Undivided profits, less current expenses and taxes paid Due to hanks and bankers in this State Due to banks and bankers in other states. . .. Due unpaid dividends. . Individual depo.iiis.-ubj-ct to check Demand certificates.... Time certificates Oeriified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable including time certificates representing borrowed money 20,550 00 1,000 00 4,274 00 29,623 77 11,560 40 5,000 00 Total In suit In judgment Not in suit Total .$ 72,008 17 Total LOANS AND DISCOUNTS. $ ood. Doubtful 31,958 15 Worthless $ 31,958 15 Total 72,008 17 $ 31,910 65 13 50 34 00 $ 31,958 15 628 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Perry L,oan & Savings Bank, Located at Perry, Ga., at the Close of Business December 2, 1907. RESOURCES. LIABILITIES. Loans and discounts. . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank , Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks andca>-h items. . Exchonges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 39,485 13 2,363 05 3,738 70 29,964 94 2,449 90 939 55 1,328 95 2,971 00 430 00 1,226 26 1,555 50 258 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State. Due to banks and bankers in other States.... Due unpaid dividends . Individual deposits subject to check Savingsdeposits Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills rediscounted Bills payable, including time certificates, representing borrowed money 22,650 00 13,700 00 5,339 52 21,610 33 6,292 13 14,119 00 3,000 00 Total In judgment Total $ 86,710 98 Total LOANS AND DISCOUNTS. Good Doubtful 41,848 18 $ 41,848 18 Total $ 86.710 98 41,848 18 * 41,848 ia *l TREASURER'S REPORT. 528 Statement of the Condition of the Perry Loan & Savings Bank, Located at Perry, Ga., at the Close of Business December 17, 1907. 0. R. MAWN, President. L. F. CATER, Cashier. RESOURCES. LIABILITIES. Loans and discounts..$ Demand loans Overdrafts and cotton advances Bonds and stocks owned by the bank Banking house ) Furniture and fixtures) Other real estate Due fnm banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 38,270 95 29,752 44 > AAQ an A44y ,K) 5,400 70 2,716 80 4,275 00 435 00 812 58 1,031 05 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States . .. Due unpaid dividends.. Individual dpposits sub- ject to check Demi'nd certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted ... .... Bills payable, including time certificates rep- resenting borrowed money 22,6 0 00 13,700 00 5,497 78 29 75 22,s23 81 20,472 58 Total Total .$ 85,173 92 Total LOANS AND DISCOUNTS. $ Doubtful 38,270 95 $ 38,270 9") Total * 85,173 92 * 38,270 95 $ 38.270 96 630 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Pineview, Located at Pineview, Ga., at the Close of Business April 4, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency... Gold Silver, nickels and pen- nies Checks and cash itms. Exchanges for the clear- ing house Profit and loss Interest paid: Depositors fund 18,065 20 24 94 4 71 1,594 99 1,401 03 3,861 80 6,161 32 635 00 10 00 286 59 549 44 2,822 70 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State .. .. Due to banks and bankers in other Slates... Due unpaid dividends. Individual deposits sub- ject to check .. Demand certificates. . . . Time certificates Certified checks Cashier's checks Due toclearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 1,330 87 2,000 00 8,323 11 1,263 74 7,500 00 Total In suit In judgment Not in suit Total $ 35.417 72 Total LOANS AND DISCOUNTS. $ Good Doubtful 18,090 14 Worthless $ 18.090 14 Total $ 35,417 72 $ 17,952 64 137 50 .. .$ 18,090 14 ^r^p" TREASURER'S REPORT. 531 Statement of the Condition of the Bank of Pineview, Located at Pineview, Ga., at the Close of Business December 17, 1907. J. J. DENNARO, President. L. J. MORGAN, Cashier. RESOURCES. LIABILITIES. Loans and discounts..! Demand loans Overdrafts Bonds and stocks owned by the bank Bgnking house Furniture and fixtures. Other real estate Due. irom banks and bankers in this State. Due from banks and bankers in other States Currency Gold : Silver, nickels and pennips Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Total $ 24,072 65 154 64 1,594 99 1^378 53 4,367 36 4,714 90 1 689 00 191 87 148 17 6 60 38.318 71 Capital stock paid in..$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State ...... Due to banks and bankers in other States.. .. Dueunpud dividends.. Individual deposits sub- ject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house.. Notfg and bills redis- counted Bills payable, including time certificate representing borrowed money Total .. $ 15,000 00 2,266 10 14,521 81 6,268 46 262 34 38,318 71 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Oood Doubtful 24,072 65 Worthless $ 24,072 65 Total $ 24,072 65 $ 24,072 65 jStim 532 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Poulan, Located at Poulan, Ga., at the Close of Business, February 4, 1907. RESOURCES. LIABILITIES. Loans and discounts. .$ Overdrafts Bonds and stocks owned by the bank Furniture and fixtures. - Due from banks and bankers in this State, Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit and loss 23,751 38 50 00 4,183 95 1,088 77 1,974 36 701 99 843 00 125 00 51 85 717 10 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends.. Individual deposits subject to check Demand certificates.... Time certificates Cert ifled checks Due to clearing house.. Notes and bills redis- counted .... Bills payable, including time certificates rep- resenting borrowed 15,000 00 988 29 14,699 11 2,800 00 Total $ 33,487 40 Total $ 33,487 40 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good 130 00 Doubtful 23,671 38 Worthless $ 23,80138 Total $ 23,626 38 I/O 00 25 00 $ 23,801 38 T"^ TREASURER'S REPORT. 533 Statement of the Condition of the Bank of Poulan, Located at Poulan, Ga., at the Close of Business December 17, 1907. J. G. MCPHAUL, President. JAS. S. MORGAN, Cashier. RESOURCES. LIABILITIES. Loans and discounts ) Demand loans ) Bonds and stocks owned by the bank Furniture and fixtures ) Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items.. Exchanges for the clear- Interest paid 23,224 86 2,725 3tj 1,088 77 3,299 41 317 19 840 00 412 39 Capital stock paid in.. .$ Surplus fund ~| Undivided profits, less ! current expenses and l taxes paid J Duetobinks and bank- ers in this State Due to banks and back- ers in other States.. . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. ... Time certificates Certified checks Due to clearinghouse . Notes and bills redis- counte5 6,421 92 11,915 29 7)65i ou 3_jfj go ti5i 64 810 26 200 00 95 00 Capital stock paid in. .$ Surplus fund Undivided pmfi s, less current expenses and taxes paid Due to bank-; and bank- ers in this Staie Due to hanks and bank- ers in other States. . . Due unpaid dividends . Individual deposits sub- ject to checu Pavings deposits Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscount ed Bi Is pMynb'e. including time certificates representing borrowed money 35,000 00 i3il85 07 472 33 60,690 82 12 509 58 Total $ 121.917 80 Tot"l * 121.91780 LOANS AND DISCOUNTS. In suit In judgment Not in suit Tota1 $ \ 473 19 49,891 61 00* -; Doubtful Worthless $ 50,367 80 Totl * 47,579752 0800 o.oiui 00 $ 60,367 HO *i TREASURER'S REPORT. 543 Statement of the Condition of the Bank of Richland, Located at Richland, Ga., at the Close of Business December 17, 1907. Jxn. E. FRENCH, President. R. T. H UMBER, JR., Cashier. RESOURCES. LIABILITIES. Loans and discounts $ Demanu loans on cot ton i^ecu rpd unsecured Bonds and stocks own-d by the bank Banking house Furniture and fixtures.. Other real estate Due from banks and bankers in this State. Due f rom banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and lo*s Interest paid Clearing house certifi- cates 52.742 97 27,340 88 1 35< (>t> 228 35 7.010 00 1,573 31 3,277 65 3,825 52 13 286 93 8,819 00 348 50 1,230 84 223 21 814 18 147 00 Capital stock paid in $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank ers in this State .... Due to banks and bank ers in other States. . Due unpaid dividends. Individual deposits sub jec< to check Demand certificates Time certiticaies Certified checks Cashier's checks Due to clearing house i\otes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 35,000 00 14,245 53 1,233 32 59.22L 20 12,384 12 130 83 Total .$ 122.215 00 Total LOANS AND DISCOUNTS. .$ 122,215 00 In suit In judgment..... Notinsuit Total * .ALt 7l 52,269 78 Good Doubtful Worthies. -t 52.742 97 Total * .-< 50,,,,5lTM 9j>TM 97 2,0000) 52,742 97 544 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Peoples Bank, Located at Richland, Ga., at the Close of Business December 13, 1907. HESOUECES. LIABILITIEg. Loans and discounts $ Demand loans Overdrafts .....' Overdrafts secured by cotton Bonds and sticks owned by the bank Banking house Furniture and fixtures. O'.hrr real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency.... Gold '.'.".'.'.'.'. Silver, nickels and pennies Checks and cash items. Exchanges for the clearl iny; house Profi t and loss ..." Interest paid Clearing house certify cates. 28,701 83 40 00 198 84 28,462 28 2,730 SO 2,083 75 5,440 71 1,774 78 7,010 CO 130 00 1,815 12 452 89 474 00 Capital stock paid in.. .$ TUTUnTdilvui^ dedndprofits, less current expenses and taxes paid Une to banks and bank- ers in this State Due to banks and bank- ers in otherS'atPS. Due unpaid dividends.. Individual deposits sub- ject to check Demand ceriificites Time certificates Certified checks Cashier s checks.. I'ue to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 25,000 00 2.5W> 00 06g 14 418 52 32,224 81 13,206 23 Total $ 74.314 70 LOANS AND DISCOUNTS. In suit 5 In judgment..!.!! Notinsui' .'!.' 28,741 83 ..Total... $ 28.741 83 G!j - Doubtful Worthless Total * 28.741 83 .'.,., 9 28,741 8S TREASURER'S REPORT. 645 Statement of the Condition of the Peoples Bank, Located at Richland, Ga., at the Close of Business December 17, 1907. L. O. BBNTON, Vice-President. R. J. DIXON, Cashier. RESOURCES. LIABILITIES. Loans and discounts... .$ Demand loans.... Overdrafts on cotton... Bonds and stocks owned by the b nk Banking house Furni: tire and fixtures. . Other real estate Due from b nks and bankers in this State. Due from banks and bankers in other States Currency t-iold Silver, nickels and pennies Checks and cash items.. Exchanges for the clear- ing Imuse Profit and loss Interest paid 29,787 50 40 00 20,323 68 2,730 50 2,u83 75 3,205 31 6,506 84 5,500 00 130 00 2,136 26 310 26 231 28 Cnpital stock paid in.. .$ Siirplus-fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this Siate Due to banks and bankers in other Scutes.... Due unpaid dividends.. Individual depositssub- ject to L-heck Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 25.000 00 2,500 00 1,361 32 503 32 8 00 30,993 33 13,195 63 13 78 Total In suit In judgment Not in suit.., Total $ 73.575 3S Total LOANS AND DISCOUNTS. $ I Good Doubtful.. 29,827 50 Worthless S 29,827 50 Total $ 73,575 38 $ 29,827 50 $ 29.827 50 6 TREASURER'S REPORT. Batik Examiner's Report of the Condition of the Bank of Ringgold, Located at Ringgold, Ga., at the Close of Business September 26, 1907. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real'-state Due from banks and bank-rs in this state. Due from banks and bankers inotherStates Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- Profit and loss Depositors fund 63,310 32 730 00 113 42 1,000 00 1,800 31 1,33s 51 3,064 63 4,US 76 780 00 80 00 813 91 106 21 2,822 70 Capital stock paid in. .$ Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Du- unpaid dividends. . Individual deposits sub- ject to check Demand cer1 ideates. . . . Certified checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 785 97 3,000 00 3,500 00 1S.247 88 19,435 67 109 25 20,000 00 Total $ 0,07 77 80,078 77 LOANS AND DISCOUNTS. In suit Total $ .... $ 64,040 32 64.040 32 Good Doubtful Total $ 64,040 32 $ 64.040 32 TREASURER'S REPORT. Statement of the Condition of the Bank of Ringgold, Located at Ringgold, Ga., at the Close of Business December 17, 1907. J. A. MCCHIN, President. A. P. MARTIN, JR., Cashier. RESOURCES. LIABILITIES. Loans and discounts..$ Overdrafts, secured and Bonds and stocks owned by the bmk Banking hou- e Furniture and fixtures. Due from banks and bankers in this Sta e. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and ca*h items. Exchanges for the clear- Interest paid 53,399 84 3,618 78 1,000 00 1,800 31 1,338 51 16(3 18 4,323 9'i 1,80 l 00 205 00 711 52 859 33 1,646 06 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends.. Individual deports subject to check Demand certificates. .. Certified checks Cashier's checks .... Due to clearing house.. Notes and bills redis- Bills payable, including time certificates representing borrowed 15,000 00 2,261 77 35,623 89 17,266 40 747 43 In suit In judgment Not in suit Total 70 899 49 LOANS AND DISCOUNTS. $ 140 00 Good Doubtful 53,259 84 Worthless * 53,399 84 Total 70,899 49 $ 53,399 84 $ 53,399 84 548 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Crawford County Bank, Located at Roberta, Ga., at the Close of Business December 11, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures . Other real esate.. Due from banks and bankers in this State. . Due from banks and bankers inother States. Currency Gold ..- Silver, nickels and penn'ps Checks and cash items. Exchanges for the clear- ing house Profit and loss. Interest paid Clearing house certifi- cates 8,117 65 12,058 64 3,296 45 815 63 17,340 05 2,878 05 5,836 00 374 60 69 30 9S5 00 Capital stock Surplus fund paid in.....$ Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers inother States .... Due unpaid dividends.. Individual deposits sub- ject to check Savings deposits Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing- hou-e.. Notes and bills redis- counted Bil s payable, including time certificates rep- resenting borrowed money 15,000 00 1,500 00 2,450 65 25,922 54 6,774 53 1,023 65 Total.... .$ 59,671 37 Total $ 52,67137 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Oiod 21,076 29 Doubtful Worthless $ 21,076 29 Total $ 21,076 29 $ 21,076 29 TREASURER'S REPORT. Statement of the Condition of the Crawford County Bank, Located at Roberta, Ga., at the Close of Business December 17, 1907. 8. H. PHELAN, President. M. G. PHELAN, Cashier. RESOURCES. LIABILITIES. Loans and discounts. $ Demand loans Overdrafts, (cotton) Bonds and stocks owried by i he bank Banking house Furniiure and fixtures. Oi her re il estate Due from banks and bankers in this Staie. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges lor theclear- ing house Profit and loss Interest paid 9.270 P5 12,970 37 770 16 815 63 16,602 83 2,812 42 5,932 00 545 03 2,410 35 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends.. Individual deposits subject to check Demand certificates. .. . Time certificates Certified decks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificaes representing borrowed money 15,000 00 1,500 00 2,368 65 26,462 61 6,774 53 53 65 Total $ 52,159 44 Total ' $ 52.159 44 LOANS AND DISCOUNTS. Total * Good Doubtful 9,270 65 Worthless.. $ 9,270 5 Total * 9.270 65 t 9.270 65 560 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Rochelle, Located at Rochelle, Ga., at the Close of Business April 5, 1907. RESOURCES. LIABILITIES. Loans and discounts $ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate. Due from l> nks and bankers in this State. Due from banks and bankers in other States Currency ... ';1(i Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid 73,075 56 j,851 09 i;589 89 1,253 75 8,406 73 4,?64 61 2,320 00 95 00 166 90 1,198 28 Capital stock paid in.. .$ 15,800 00 Surplus fund Undivided profits, less current expenses and taxes paid 10,915 69 Due to banks and bank- ers in this State .... Due to bftnk- and bank- ers in other States. ... Du" unpaid dividends.. Individual deposits sub- ject to check 37,431 12 Savin 's deposits Demand certificates. ... Time certificates 3,075 00 i ertified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills paynble including time certificates rep- resenting borrowed money 27,000 00 Total $ 94.221 81 Total $ 94,221 8i In suit In judgment Not in suit _ T"ta1 LOANS AND DISCOUNTS. $ 74,926 6> $ 74,926 65 Rood Doubtful Worthless Total $ 74,926 65 ..-. $ 74,926 65 TREASURER'S REPORT. 55} Statement of the Condition of the Bank of Rochelle, L,o-3 cated at Rochelle, Ga., at the Close of Business December 17, 1907. J. N. KING, President. C. T. KING, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real esiate Due from banks and bankers in this State. Due from banks and bankers inother States Currency Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid . . Advance on cotton 60,374 90 3,051 36 1,539 75 2,902 32 7,440 47 6,008 00 700 00 1,550 59 2,327 00 1,288 35 Capital stock paid in. .$ Surplus fund .... Undivided profits, less current, expenses and taxes paid Due to banks and bank- ers in this State. ... Due to bank and bank- ers in other States ... Due unpaid dividends.. Individual deposits sub- ject to check Demand ceri ificates. .. . 'lime certificates Certified checks Cashier's checks Due to Hearing house . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 15,800 00 10,117 54 4,883 39' 48,382 43 2,899 38 6,000 00 Total $ 88,082 74 Total $ 88,082 74 In suit In judgment Not in suit Total. LOANS AND DISCOUNTS. 60,374 90 Good Doubtful Worthiest $ 60,374 90 Total $ 60,374 90 S 60.374 90 552 TREASURER'S REPORT. Bank Exam's Report of the Condition of the Citizen. Bank, Located at Rochelle, Ga., at the Close of Business April 5, 1907. Loans and discounts. $ Demand loans. Overdrafts Bonds and stocks owned by the bank Banking house Furniture ;md fixtures Other real estate .... Due from banks and bankers in this State Due from banks and bankers in other States Currency. ooid ".'.;; Sinlvieesr, nickels" and penl Checks and cash "items' i^xchHnges for the clear- ing house Profit and loss. Interest paid Clearing house certifi- cates ... 18,924 99 5 25 1,140 70 3,415 30 2,134 16 250 00 82 50 240 70 277 88 Capital stock paid in...$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this state Due to banks and bankers in other States.. Due unpaid dividends individual depositssub- ject lo check Demand certificates Time certificates Certified checks '" Cashier's checks.. ...... Due to clearing house Notes and bills redis- counted .'..... Bills payable." including tune certificates representing borrowed money 15,000 00 M7 54 7,553 94 3,000 00 -Total 26,471 48 Total. LOANS AND DISCOUNTS. In suit * In judgment'.'.'.'.'.'....' Notinsuit. Total ,,.,,,,..,, 38,924 99 00 ;: Doubtful Worthless. 26 471 48 * 18 924 99 $ 18.924 99 TREASURER'S REPORT. 653 Statement of the Condition of the Citizens Bank, Located at Rochelle, Ga., at the Close of Business December 17, 1907. W. G. BROWN, President. J. \V. MCNAMARA, Cashier. RESOURCES. LIABILITIES. Loans and discounts. ..$ Demand loans Bonds and stocks owned by the bank Furniture and fixtuies. . Due from banks and bankers in thU State. Due from banks and bankers in other States Gold Silver, nickels and pen- nies Checks and cash item3 . Exchanges for the clear- 13,567 19 i.294 70 5,116 35 2,772 28 1,500 00 41 00 600 57 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and Due to hanks and bankers in this State Due to banks and bank- Due unpaid dividnnds. . Individual deposits sub- ject to check Demand certificates... . Time certificates Certified checks Cashier's checks Die to clearing house. Notes and bills redis- counted Bills payable, including time certificates representing borrowed 15,000 00 750 00 830 12 8,811 97 Total $ 24,*92 09 Total LOANS AND DISCOUNTS. $ 24,^92 Ofc . .. * * 13,567 19 13.567 19 Doubtful Total ....... 13,567 19 , 13,567 19 JW| Hi TREASURER'S REPORT; Bank Examiner's Report of the Condition of the Rockmart Bank, Located at Rockmart, Ga., at the Close of Business October 5, 1907. RH80URCbS. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Rankn g house Furniture and fixtures. Other real estat>Due from banks and bankers in this State Due from hanks und bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest,paid Depositors guarantee fund 113,766 35 b3"> (XI 914 77 2.629 72 2,430 48 8,105 21 7,093 4S 2,139 00 1,205 00 403 30 3,720 28 2,822 70 Capital stock paid in. $ Sur lus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this StHte Due to banks and bankers in other States. ... Due unpaid dividends.. Individual deposits subject to check Savings deposits Demand certificates.... Time cjnitic,ites Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 30 000 00 6,000 00 4,860 20 64,917 94 20,188 15 99 00 30,000 00 Total $ 146.065 29 Total $ 146,065 29 LOANS AND DISCOUNTS. Total * Good Doubtful 114,601 35 $ 114,601 35 Total .... $ 114,601 33 * 114.601 S5 ^p TREASURER'S REPORT. S55 Statement of the Condition of the Rockmart Bank, Located at Rockmart, Ga., at the Close of Business December 17, 1907. J. HBATOW, President. H. B. 8ASFBR, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Bonds and stocks owned Furniture and fixtures. . Other real estate l)u>1 from banks and bankers in this State. Due from banks and bankers inother States Gold Silver, nickels and pen- Checks and cash items. Exclrmges for the clear- 79,v?4 30 4l<> 00 C47 08 2,740 00 2,430 80 2,040 36 6,086 59 8,1183 HO 1,240 00 510 34 2,301 95 Capital stock paid in. .$ Surplus fuiid Undiv.ided profits, less current expeni-es and taxes paid Due to hanks and bankers in this State Due to banks and bankers in oilier States ... Due unpaid dividends.. Individual deposits sub- Pavings deposits ...... Demand certificates. .. . Certified checks Cashier schecks Due to clearing house.. Notes and bills redis- rounted . Bills payable, including time certificates representing borrowed 30 000 00 6,000 00 5,175 46 43,484 71 18,305 00 64 25 3,000 00 Total $ 10fi.029 42 Total .. * 106.029 43 LOANS AND DISCOUNTS. In suit In judgment Notinsuit Tot'l $ 2,000 00 Good Doubtful 77,940 30 Worthies! % 79,940 30 ToUl $ 79,940 30 * 70.940 30 ted 559 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Bank, Located at Rome, Ga., at the Close of Business September 28, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the. bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers inutherStates Currency Gold Silver, nickels and pen- nies.. Checks and cash items. Exchanges for the clear- ing house Profit and loes Interest paid Clearing house certificates 195,043 49 4,704 65 3,255 07 3,900 00 556 S6 14,523 84 9,522 5S 2,:i06 00 3.130 00 483 36 476 55 Capital stock paid in.. .$ 100,000 00 Surplus fund 12,000 00 Undivided profits, less current expenses and taxes paid 6,258 30 Due to banks and bank- ers in this State 8,189 78 Due to banks and bank- ers in other States.. . Due unpaid dividends.. Individual deposits sub- ject to check 47,137 32 Savings deposits 32^792 00 Demand certificates Time certificates. 1,025 00 Certified checks Cashinr's checks 500 00 Due to clearinghouse.. Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money so.ooo 00 Total In suit In judgment Kotinguit Total $ 237,902 40 Total LOANS AND DISCOUNTS. $ 199.748 14 $ 199.748 14 00:;-; ,oub,tful Worthless T"t' $ 237.902 40 $ 199,288 14 460 00 1S9.7J8 14 ^p TREASURER'S REPORT. 657 Statement of the Condition of the Citizens Bank. Located at Rome, Ga., at the Close of Business December 17, 1907. SPROUES FOUCIIE President. HUGHES T. REYNOLD, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans..... .. Overdrafts Bonds and stocks owned by the bank Banking house. Furniture and fixtures . Other real estate Dus from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Clearing house certifi- cates Profit and loss Interest paid Clearing house certifi- cates on Atlanta and other points 183,025 34 7,312 97 655 83 3,900 00 556 86 16,615 29 804 12 9,482 00 3,415 00 1,101 44 1,869 37 3,054 00 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .. . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 100,000 00 12,U00 00 8,243 89 7,118 30 64,429 07 26,900 90 100 00 10,000 00 3,000 00 Total In suit In judgment Not in suit Total S7ta $ 231,792 22 Total LOANS AND DISCOUNTS. $ 350 00 182,675 34 $ 183,025 34 Good Doubtful Worthless Total .. $ 231,792 22 $ 183,025 34 $ 183,025 34 558 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Cherokee Bank, Located at Rome, Ga., at the Close of Business September 30, 1907. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Overdrafts secured by cotion Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due fri m banks and bankers in this State. Dus from banks and bankers in other States Currency Gold Silver, nickels and pennies... Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 157.0S8 95 2,00 i 01) 1,533 79 5,758 10 472 15 7,896 15 8,058 34 3.078 00 1,917 50 9,836 26 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bank- ers in other States ... Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates ... Tim- certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redisc unted Bills payable, including time certificates representing borro w ed money 100,000 00 3,743 93 1,622 94 53,034 84 14,170 86 100 00 25,066 67 Total In suit In judgment Not in suit Total $ 197,6^9 24 Total LOANS AND DISCOUNTS. $ 159,08 95 $ 159.088 95 God Doubtful Worthless Total $ 197 639 24 $ 159,088 95 .$ 159.088 95 TREASURER'S REPORT. 559 Statement of the Condition of the Cherokee Bank, Located at Rome, Ga., at the Close of Business December 17, 1907. H. E KELLEY, President. GEO. D. POLLOCK, Cashier. RESOURCES. LIABILITIES. Loans and discounts . $ Overdrafts Bonds and stocks ov ned by the bank 143,409 03 6,250 00 7,6(38 73 Furniture and fixtures. Other real estate. Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- nies Checks and cash items Exchanges for the 472 15 10,676 01 5,698 34 20,765 00 847 50 5,234 81 727 82 Capital stock paid in. .$ Surplus lui d. .... Undivided profits, less current expenses and Due to banks and bankers in this State ... . Due to banks and bankers in otht r States. .. . Due unpaid dividends. . Individual d epos its subject to check < 'ertified checks Cashier's checks Due to clearing house. . Notes and bills redis- 100,000 00 4,424 66 1,654 68 57,604 79 22,948 53 116 73 15,000 00 BiPs pa\able. including time certificates representing borrowed Total Total $ 201.749 39 LOANS AND DISCOUNTS. $ 149,659 03 .... $ 149,659 03 Good Doubtful Total 20!,7 9 39 $ 149,659 03 $ 149,659 03 560 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Exchange Bank of Rome, Located at Rome, Ga., at the Close of Business September 27, 1907. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate. Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 530,715 06 15,250 00 20,519 88 6,340 57 2,445 60 1,181 80 . 13,256 52 13,042 00 110 00 1,836 83 5,101 27 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bank ers in other States Due unpaid dividends.. Individual deposits subject to check Savings deposits 1 'emand certificates.... Time certificates Certified checks Cashier'schecks Due to clearing house. . Notes and bills rediscounted Bills payable, including timecertiflcatesrepresenting borrowed money 75,000 00 150,000 00 35,435 41 5,439 64 3,538 27 207,893 31 2,300 00 75 00 117 90 130,000 00 Total $ 609,799 53 Total $ 609,799 53 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 514 75 545,450 31 $ 545.965 06 Good Doubtful Worthless Total ... $ 545,799 21 151 50 14 35 $ 545.965 06 TREASURER'S REPORT. 561 Statement of the Condition of the Exchange Bank of Rome, Located at Rome, Ga., at the Close of Business December 17, 1907. W. P. SIMPSON, President. W. W. BERRY, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overd rafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this Stats. Due from banks and bankersinotherStates Currency Gold. Silver, nickels and pen- nies Checks and cash items. Clearing house certifi- cates Profit and loss Interest paid '3S5,8"!5 97 IK,500 00 28,505 97 2,445 60 4,897 97 54,341 23 41,M0 00 920 00 6,437 59 3,727 10 8,929 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. .. Due unpaid dividends . Individual deposits subject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house payable in certificates Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 75,0)0 00 150,000 00 38,792 74 7,874 43 501 41 256,635 78 2,100 00 261 92 184 15 25,000 00 Total t 556,350 43 Total $ 556.350 43 LOANS AND DISCOUNTS. Total 385,421 62 $ 385,835 97 Good Doubtful Total $ 385,735 47 100 50 $ 385,835 97 562 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Roswell Bank, Located at Roswell, Ga., at the Close of Business September 16, 1907. RESOURCES. LIABILITIES. Loans and discounts. .$ Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Due from banks and bankers in this State. Due fmm banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Interest paid Clearing house certifi- 42,457 61 62,672 74 2,2s3 02 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and 368 10 18,919 15 7,346 25 1,170 00 30 00 152 16 917 65 Due to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividends.. Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and biLs redis- counts Bills payable, including time certificates representing borrowed money 25,000 00 7,500 00 5,644 54 07,802 89 669 2ft Total In suit In judgment Not in suit.-. Total $ 136,616 68 Total LOANS AND DISCOUNTS. .$ 105,430 35 $ 105.430 35 ood Doubtful Worthless Total ..$ 136,616 68 $ 105,430 35 . . $ 105,430 35 ^wn TREASURER'S REPORT. 563 Statement of the Condition of the Roswell Bank, Located at Roswell, Ga., at the Close of Business December 17, 1907. 8. Y. STRIBLING, President, C. 0. FOSTER, Cashier. RESOURCES. LIABILITIES. Loans and discounts... .$ Demand loans Overdrafts Bends and stocks owned by the bank Banking hous" Furniture iind fixtures. Other renl estate Due from banks and bankers in this State. Due from bunks and banner- in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear, ing house Profit and loss Interest paid Cash short 24,911 40 56,836 41 10 54 368 10 21,349 5" 1,130 68 8,130 00 25 (JO 173 80 2,350 17 505 42 8 64 Capital stock paid in. . .$ Surplus fund '. Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- e's in other States.... Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable Keserve for taxes, etc. . 25,000 00 7,500 00 5,839 92 20 00 40,401 45 606 75 36,000 00 431 61 Total * 115,799 73 Total LOANS AND DISCOUNTS. In judgment .... 81,747 81 * St 747 81 i Doubtful Worthless Total . $ 115.7H9 7a $ 81,747 81 * 81,747 81 564 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Royston Bank, Located at Royston, Ga., at the Close of Business August 29, 1907. RESOURCES. LIABILITIES. Loans and discounts. . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixturps. Due from banks and bankers in this State.. Due from banks and bankers in other States Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house . Profit and loss Interest paid. Depositors fund 147,598 41 1,100.99 300 00 4,400 00 1,555 87 1,728 52 5,318 17 1,435 00 865 CO 841 ?5 201 72 2.822 70 Capital stock paid in. .$ Surp'us fund Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends ." Individual deposits sub- ject to check Savings deposi ts Demand certificates. .. . Time certificates Certified checks .... Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including lime certificates representing borrowed 40.000 00 24,581 il 6,000 00 1,500 00 26,693 48 19,402 04 50,000 00 Total It suit In judgment Not in suit Total $ 168,176 63 Total LOANS AND DISCOUNTS. $ 386 42 148,321 98 $ 148,708 40 Good Doubtful "Worthless Total $ 168,176 63 $ 148,339 40 369 00 $ 148,708 40 NtJJWI TREASURER'S REPORT. 565 Statement of the Condition of Royston Bank, Located at Royston, Ga., at the Close of Business December 17, 1907. B. L. BOND, President. .1. F. LKE, Cashier. RESOURCES. LIABILITIES. Loans and discounts .$ Bonds and stocks owned Banking hou-e Furniture and fixtures.. Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- Profit and loss Interest paid Advances on cotton. .. . So.352 61 6,810 00 216 0:1 301 00 3.-tOO 00 1,629 27 1,000 00 9.351 -15 5,796 02 5,020 00 2b0 00 895 76 100 59 5,489 80 Capital stock paid in.. .$ Surplus fund Undivided profits, less CUT rent expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates . . . Certified checks Cashier's checks Due to cleariri}; house. . Notes and bills redis- 60,000 00 2,389 93 102 00 55,826 48 10,804 08 Bills payable, including time certificates representing borrowed money 6,500 00 Total. $ 135,622 49 13"\622 49 LOANS AND DISCOUNTS. Total 369 00 101,793 61 . . $ 102,16:* 61 Good Doubtful % 101,789 93 372 68 566 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Rutledge, Located at Rutledge, Ga., at the Close of Business November 7, 1907. RESOURCES. LIABfLITIES. Loans and discounts . .$ Demand loans Overdralts Bonds and stocks owned by the bank Banking house Furniture ana fixtures. Other real estate Due from banks and bankers in this State Due from banks and bankers in otherStates Currency Gold ;; Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing House Profit and loss. Interest paid Clearing house certifi- cates 39,823 48 o,S03 71 413 t>4 1,000 00 400 00 17,'903 50 5,387 10 A724 00 1,561 62 1,174 62 10 83 530 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State . . . Due to banks and bankers in other states ... Due unpaid dividends. . Individual deposits subject to check havings deposit* Demand certificates ... 'I ime certificates Certified checks Cashier's cheeks.. Due to clearing house Noies and bills rediscnunted ... Bil s payable, including time certificates representing borrowed money.. 25.000 U0 io,000 00 244 73 40,078 35 1,469 42 JTotal In suit In judgment Not in suit TotaI i 7H.792 50 _JEAa1 LOANS AND DISCOUNTS. 4,5^87 ]9 45,687 19 d Doubtful Worthless Total * 76 792 50 45,687 19 $ 45,f>87~i9 TREASURER'S REPORT. 567 Statement of the Condition cf the Bank of Rutledge, Located at Rutledge, Ga., at the Close of Business December 17, 1907. W. P. WALLACE, President. THOB. P. PEACOCK, Cashier. RESOURCES. LIABILITIES. Loans and discounts... $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furnitureand fixtures. . Other real estate, Due fr>m banks and bankers in this State. Due from banks and bankersinotherStates Currency Gold Silver, nickels and pen- nies Checks and cash items Exchanges for the clear- ing house.. Profit and loss Interest paid. 36,601 92 17,520 72 12 80 1,000 00 400 00 4,031 43 2,449 87 1.680 00 1.307 87 204 40 Capital stock paid in.. .$ Surplus fund Undivided profits less current expenses a^d taxes paid. Due to banks and bank- ers in this State Due to banks and bank- ers in other States.... Due unpaid dividends. . Individual deposits sub- let to check l)ema> d certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bibs redis- counted Bills payable, including time certificates representing borrowed money 25,000 00 10,000 00 1,383 29 26,063 IS 2,825 62 Total $ 65,272 01 Total $ 65 272 01 LOANS AND DISCOUNTS. In suit In judgment Notiniuit Total , 4,122 64 $ 54,122 64 Good Doubtful Worthless Total $ 54,122 64 * 54.122 64 568 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Merchants & Farmers Bank, Located at Rutledge, Ga., at the Close of Business November 6, 1907. RESOURCES. Loans and discounts . .$ .Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Olher re'al estate Due from banks and bankers in ihis State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen,,unie,s Ohecks and cash items. Exchanges for the clear- ing h<>use Profit and loss In erest paid Clearing house certifi- cates LIABILITIES. 28,079 83 409 00 1,750 6J 3,264 92 1,194 84 5.901 74 361 04 ]>m 00 324 15 2,421 77 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this .State Due to hanks and bank- ers in other .states . . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bUs rediscounted Bills payabe, including time certificates representing borrowed money.. 895 00 25,000 00 2,077 19 1,804 86 15,676 75 1,657 10 Total $ 4H.2I5 fln Total $ 46.215 90 LOANS AND DISCOUNTS. In suit In judgment Kot in suit Total $ 28,488 83 SDou*b.Vtful Worthless $ 28,488 83 Total * 28.48S 83 * 28.488 83 ^Pi TREASURER'S REPORT. 569 Statement of the Condition of the Merchants & Farmer* Bank, Located at Rutledge, Ga., at the Close of Business December 17, 1907. G. B. STANTON, President. C. D. FARILL, Cashier. RESOURCES. LIABILITIES. Loans and discounts. . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures.. Other real estaie Due from banks and bankers in this Stale. . Due from banks and bankers in otherStates Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 28,442 78 2,302 9! 3,264 92 1,294 84 3,071 56 26 91 2,500 00 55 00 807 64 Capital stock paid in... $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, includ- ing time certificates representing borrowed money 25,000 00 500 00 2,080 12 1,500 00 12,139 34 547 10* Total In suit In judgment Not in suit Total $ 41.766 56 Total LOANS AND DISCOUNTS. $ Good Doubtful 28,442 78 Worthless $ 28,442 78 Total $ 41,766 58 $ 28,442 7& $ 28,442 7a 570 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Sale City Bank, Located at Sale City, Ga., at the Close of Business February 18, 1907. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Ovei drafts Bonds and stocks owned by ihe bank Banking house. Furniture and fixtures.. Other real estate Due from bunks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pennies .... Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid 13,134 73 187 50 25 27 2,717 90 166 64 2,781 74 3,249 99 GI7 00 40 00 59 35 1 35 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due t'i banks and bankers in this State Due to banks and bankers in other States Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates... . '1 ime certificates Certified checks Cashier's checks Due to clearing house Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 15,000 00 570 87 7,405 64 10 00 '24 96 Total In suit In judgment Not in suit Total $ 23.01147 Total LOANS AND DISCOUNTS. $ Good Doubtful .... 13.322 23 Worthless $ 13,322 23 Total $ 23,01147 $ 13,322 23 $ 13,322 23 -a* TREASURER'S REPORT. 571 Statement of the Condition of the Sale City Bank, Located at Sale City, Ga., at the Close of Business December 17, 1907. DATID O. BARROW, President. L. T. BROWN, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. . $ Overdrafts Bonds and stocKs owned by the bank Furnitureand fixtures. . Other real estate Due from banks and bankers in this Siate.. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Prufit and loss 15.149 78 2,3s3 73 411 93 2.936 06 1,789 84 4,459 68 1,02ue to clearing house. Notes and bills redis- Bills payab'e. including time certificates representing t) or rowed 15,000 00 1,081 07 8,381 79 381 10 442 51 1,155 00 2,000 00 In suit Demand.. Time Total 28,441 47 Total LOANS AND DISCOUNTS. $ Demand 2,383 73 Time 15,149 78 Worthless $ 17,533 51 Total $ 28,441 47 $ 2,383 73 15,149 78 $ 17,53.3 51 672 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Bank Located at Sandersville, Ga., at the Close of Business May 15, 1907. RESOURCES. LIABILITIES. Loans and discounts.. $ 139,357 21 Demand loans Overdrafts 4,035 50 Overdrafts secured by cotton 5,731 86 Bonds and stocks owned by the bank Banking house Furniture and fixtures. 3,703 18 Other real estate Due from banks and bankers in this State. 18,-183 82 Due from banks and bankers in other States 1,524 29 Currency 743 00 Gold Silver, nickels, and pen- nies 531 84 Checks and cash items 1,108 75 Exchanges for the clear- ing house Profit and loss Interest paid Capital stock paid in...$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends.. Individual deposits subject to check Demand ceriificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time ceriificates representing borrowed money 50,000 00 5,000 00 9,977 76 82,233 94 7.992 75 20,000 00 Total... In suit In judgment Not in suit Total $ 175,204 45 Total LOANS AND DISCOUNTS. $ 139,337 21 $ J39 337 21 Good Doubtful Worthless Total $ 175.204 45 $ 139,337 21 $ 139.337 21 TREASURER'S REPORT. 573 Statement of the Condition of the Citizens Bank, Located at Sandersville, Ga., at the Close of Business December 17, 1907. 0. G. RAWLINGS, President. JAS. E. JOHNSON, Cashier. KESOUKCES. LIABILITIES. Loans and discounts... $ Demand loans on cotton Bonds and stocks owned by the bank 123,831 34 20,063 41 2,627 70 Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- 3,703 18 22,557 16 2,099 48 8,795 00 830 20 3,564 05 Profit and loss Interest paid Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States.... Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- 50,000 00 5,000 00 11,654 07 109,157 70 12,259 75 Bills payable, including time certificates representing b o r r o wed money Total $ 188,071 52 Total % 188,071 52 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total 38 tr $ 123,831 34 $ 123,831 34 Good Doubtful Worthless Total $ 123,831 34 I 123,831 34 574 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Chatham Bank, Located at Savannah, Ga., at the Close of Business May 30, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts. Bonds and stocks owned by the bank Banking house.. Furniture and fixtures Other real estate Due from banks and bankers in this Stale. Due from bmks and bankers in other States Currency gold ..;... bilver, nickels and pen- nies Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest paid 675.571 14 257,605 19 126 56 3,136 12 8,280 74 52,703 02 6S 10 02 33;,,(i5 06 51250 n,808 21 1,764 91 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and tax^s paid Due to banks and bank- ers in this State. Due to banks and bank- ers in other States... Due unpaid dividends. . Individual deposits sub- ject to check. Demand certificates Time certificates Certified checks Cashier's checks Due to clearing hou-e. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 150.000 00 20,000 00 25,754 00 33,870 34 8,697 90 15 00 629.929 70 3,050 00 182,707 48 8,669 02 50,000 00 Total $i,[| 2,93 44 Total $ 1,112 693 44 LOANS AND DISCOUNTS. In suit In judgment Not in suit Tta' $ 215 00 .'.' 932,961 33 $ 9X3.176 33 God Doubtful Worthless Total. $ 933.176 33 $ 933,176 33 m TREASURER'S REPORT. 575 Statement of the Condition of the Chatham Bank, Located at Savannah, Ga., at the Close of Business December 17, 1907. LEOPOLD ADLER, President. F. W. CLARKE, Cashier. RESOURCES. LIABILITIES. Loans and discounts. ..% Demand loans Overdrafts Bonds and stocks owned 612.2H3 24 296,690 74 60S 76 Banking house Furniture and fixturesOther real estate Due from bulks and bankers in this State. Due from banks and bankers inother States Currency Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges fortheclear- 2,635 52 8,072 47 55,815 62 117.066 58 91,80S 00 1,835 00 4,593 48 968 89 Profit and loss Interest paid Clearing house certifi- 8,573 00 Camtal stock paid in $ Undivided profits, less cirrerit expenses and taxes paid Due to hanks and bank- Due to banks and bankers in other States... Due unpaid divi 'ends.. Individual deposits sub- Demand certificates.... Cashier's checks Due to clearing house.. Notes and bills redis- 150.000 00 25,0J0 00 25,375 14 29.509 62 4,983 15 28 00 528.678 63 2,050 00 218588 31 104 40 6,644 05 Bills payable, including titm certificates representing borrowed money Clearing house loan ... 200 000 00 10,000 00 Total $ 1 ,200.961 30 Total $ 1,200,961 30 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 908.983 98 $ 908,983 98 Good Doubtful Worthless Total $ 908,483 98 500 00 * 908,9S3 98 S76 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens & Southern Bank, Located at Savannah, Ga., at the Close of Business June 11, 1907. KESOUHCBS. LIABILITIES. Loans and discounts. . .$ 4,067,712 49 Demand loans 1,120,585 49 Overdrafts 24,915 36 Overdrafts secured by cotton Bonds and stocks owned by the bank 157,991 00 Banking house 95,000 00 Furniture and fixtures. Other real estate 144,500 00 Due from banks and bankers in this State. 282,851 "13 Due from banks and bankers in other States 296,855 59 Currency 158,968 00 Gold 17,213 50 Silver, nickels and pen- nies 67,526 94 Checks and cash items. 3,033 04 Exchanges for the clear- ing house 213 66 Profit and loss Interest paid Capital stock paid in. . .$ 700,000 00 Surplus fund 300,000 00 Undivided profits, less current expenses and taxes paid 387,SI9 25 Due to banks and bank- ers in this State 487,861 03 Due to banks and bank- ers in other States 152.712 10 Due unpaid dividends. . 732 00 Individual deposits sub- ject to check 3,856,256 38 Savings deposits Demand certificates 13,375 00 Time certificates 344,610 44 Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money. 200,000 00 Total In suit In judgment Not in suit Total $6,443,366 20 Total LOANS AND DISCOUNTS. ,$ 5,194,297 98 $5,194,297 98 Good Doubtful Worthless Total $6,443,366 20 $5,194,297 98 $5,194,297 98 ^r* TREASURER'S REPORT. 577 Statement of the Condition of the Citizens and Southern Bank, Located at Savannah, Ga., at the Close of Business December 17, 1907. M. B. LANE, President. GORDON L. GKOOVEE, Cashier, RESOURCES. LIABILITIES. Loans and discounts.. $ 3,363,316 18 Demand loans 1,998,372 62 Overdrafts 113,255 84 Bonds and stocks owned by the bank 122,911 00 Banking house 95,000 00 Furniture and fixtures. Other real estate. 144,500 00 Due from banks and bankers in this State. 479,980 12 Due from banks and bankers in other States 224,990 39 Currency 296,077 00 Gold 67,770 00 Silver, nickels and pen- nies 23,394 29 Checks and cash items. 2,199 20 Exchanges for the clear- ing house 40,584 40 Profit and loss Interest paid Clearing house certifi- cates: 35,329 00 Capital stock paid in. .$ 700,000 00 Surplus fund 300,000 00 Undivided profits, less current expenses and taxes paid 423,120 64 Due to banks and bank- ers in this State 095,333 23 Due to banks and bank- ers in other States... 347,049 43 Due unpaid dividends. . 774 00 Individual deposits sub- ject to check 3,726,461 11 Demand certificates 39,622 88 Time certificates 639,751 06 Certified checks 250 00 Cashier's checks 317 69 Due to clearing house.. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting b o r r owed money 75,000 Q0 Clearing house loan . . 60,000 00 Total $'7,007,680 04 Total $ 7,007,680 04 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 5,361,688 80 $5,361,688 80 Good Doubtful Worthless Total $5,381,688 80 $5,361,688 80 578 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Trust Co., Located at Savannah, Ga., at the Close of Business June 18, 1907. RESOURCES. LIABILITIES. Loans and discounts... .$ 124,780 62 Demand loans 1,820 00 Overdrafts Bonds and stocks owned Furniture ami fixtures. Other real estate Due from banks and bankers in this State. Due from b*nks and bankers in other States Gold ..,. Silver, nickels and pen- Checks and cash items. Exchanges for the clear- 138 00 23,469 30 8,556 47 7,154 66 71 00 30 75 231 68 Interest paid Capital stock paid in. . .$ Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State .. .. : Due to banks and bankers in other States .. Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates . . . Time certificates Cert ified checks. 100,000 00 8,483 75 7,388 65 39,796 98 10,583 10 Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates representing b o r r o wed In judgment 166,252 48 Total LOANS AND DISCOUNTS. $ 166.252 4 $ Doubtful 126,600 62- Worthless Total. . . . $ 126,600 62 $ 126,600 62 ^1 TREASURER'S REPORT. 579 Statement of the Condition of the Citizens Trust Co., Located at Savannah, Ga., at the Close of Business December 17, 1907. CHAS. F. FULTON, President. A. P. KING, Secretary. RESOURCES. LIABILITIES. Loans and discounts. . .$ 137,844 68 2,9-30 00 Bond* and stocks owned by the bank Furnitiir.- and fixtures. Other real estate Due from banks and bankers in this State. Due Irnm banks and bankers in other States 138 00 ' 23,469 30 "Gold Siiver, nickels andpen- *Cht cks and cash items. Exchanges for the clear- Capital stock paid in. ..$ 100,000 00 Surplus fund . ." 8,483 75 Undivided profits, less current expenses and taxes paid 9,566 53 Due to banks and bank- ers in this State Due to banks and bar k- ers in other States... Due unpaid dividends. . Individual deposits sub- ject to check 42,515 24 Demand certificates. ... Time certificates 12,133 10 Certified checks Cashier's checks Due to clearinghouse.. Notes and bills redis- Interest paid *Ca-h and deposited in Savannah Bank & Tr. Co. and Chatham b'k of Savannah Deposited in Columbia Trust Co., N. Y .... 5,743 95 2,552 69 172,698 62 Bills pa\ able, including time certificates representing borrowed Clearing house certifi- Total $ 172,698 62 LOANS AND DISCOUNTS. Total $ Good Doubtful 140,794 68 Worthless $ 140,794 6S $ 140,644 68 150 00 $ 140,794 08 580 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Commercial Bank, Located at Savannah, Ga., at the Close of Business May 29, 1907. RESOURCES. LIABILITIES. Loans and discounts. ..$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- ing house. Profit and loss Interest paid 538,678 94 70,til2 03 5,444 07 3,277 22 2,833 26 22,535 73 28,858 86 8^857 00 720 00 8,205 78 434 84 Total . . $ 690,457 73 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . Due unpaid dividends . Individual deposits sub- ject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 50,000 00 10,000 00 24,708 33 30 00 398,662 81 7,776 00 88,345 58 25 00 10,911 01 100,000 00 Total .... .$ 690,457 73 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 609,290 97 $ 609,290 97 Good Doubtful Worthless Total $ 609,290 97 $ 609,290 97 TREASURER'S REPORT. 581 Statement of the Condition of the Commercial Bank, Located at Savannah, Ga., at the Close of Business December 17, 1907. J. H. H. ENTELMAN, President. BARKOX CARTER, Cashier. RESOURCES. LIABIMTIES. Loans and discounts. .. .$ 448,133 49 Demand loans 86,222 77 Overdrafts 4,993 25 Bonds and stocks owned by the bank Banking house Furnitureandfixtures. . 2,835 11 Other real estate 2,902 76 Due from banks and bankers in thi State- Due from banks and bankers in other States 22,026 39 Currency ] Gold I Silver, nickels and}- 73,120 99 pennies I Checks and cash items J Exchanges for the clear- ing house 815 64 Profit and loss Interest paid 2,031 39 Clearing house certifi- cates 2,411 00 Capital stock paid in .. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States Due unpaid dividends. . . Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills rediscounted Bills payable, including time certificates representing borrowed money Clearing house loan.... Interest reserve 50,000 00 15,000 00 24,083 96 54 00 348,752 40 9,644 92 89,361 82 73 74 7,950 36 90,000 00 10,000 00 57159 Total $ 645,492 79 Total $ 645,492 79 LOANS AND DISCOUNTS. In suit In judgment...' Not in suit Total $ 70 00 534,286 26 $ 534,356 26 Good Doubtful Worthless Total $ 534,356 26 $ 534,356 26 582 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Exchano-e Bank, Located at Savannah, Ga., at the Close of Business, June 8, 1907. RESOURCES. LIABILITIES. Loans and discounts .$ Demand loans Overdrafts Bonds and stocks owned by the. bank Banking house Furniture and fixtures. Other real estate, Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 335 7(55 37 38,517 25 344 54 1,990 84 2,558 03 22,157 24 9,455 00 542 60 2,626 34 5,101 57 5,279 30 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and tax^s paid Due to banks and bankers in this State Due to banks and bank- ers in other States .. . Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates... . 'lime certificates Cenified checks Cashier's checks Due to clearing house. . Noies and bills redis- counted Bills payable, including time certificates representing borrowed money 123,000 00 12,063 12 237,253 83 5,025 00 45,000 00 Total $ 424.341 95 Total $ 424,341 95 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 374,282 62 $ 374,282 62 Good Doubtful Woithless Total $ 374,282 62 $ 374,282 62 TREASURER'S REPORT. 683 Statement of the Condition of the Exchange Bank of Savannah, Located at Savannah, Ga., at the Close of Business December 17, 1907. WM. W. OSBORNE, President. .INO. J. POWERS, Cashier. RESOURCES. LIABILITIES. Loans and discounts .. $ 3'7,295 04 Demand IOAIIS 75,717 75 Overdrafts 497 lo Bonds and stocks owned by the b ink Banking hous Furniture and fixtures 1,990 84 Othi-r real estate Due from banks and bankers in this State . . 3,001 79 Due from banks and bankers in other States 33,726 60 Currency Gold 22,576 00 1-56- 50 Silver, nickels and pen- nies 6,959 15 Checks and cash items. 281 00 Exchanges for the clear- ing house Profit and Lss Interest paid Clearing house certifi- cates. 5,989 00 Capital stock paid in.. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to bmks and bankers in this State Due to banks and bankers in other States. . . Due unpid dividends. . Individual deposits sub- ject to check Demand cer.iflcates Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills rediscnunted Bills payable, including time cer iflcates representing borr rowed money . Clearing house loan. .. . Reserved for interest. 125,000 00 12,817 56 2,580 47 6 00 170.599 16 9,202 00 83.890 23 9,651 80 9,713 42 37,500 00 7,500 00 1,136 24 Total $ 469,596 88 Total * 469,596 88 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 393,012 79 $ 39S.012 79 Good Doubtful Worthless Total $ 392,842 79 170 00 * 393.012 7 *ml 584 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Germania Bank, Located at Savannah, Ga., at the Close of Business June 15, 1907. EESOUBCES. LIABILITIES. Loans and discounts.. .$ 1,690,461 56 Demand loans 394,138 62 Overdrafts 19,707 43 Overdrafts secured by cotton Bonds and stocks owned by the bank 16,913 58 Banking house 260,000 00 Furniture and fixtures. Other real estate Due from banks and 250 00 bankers in this State. 42,194 91 Due from banks and bankers in other States Currency Gold "'.'.'.'.'.'.'..' Silver, nickels and pennies Checks and cash items . Exchanges for the clearing house. Profit and loss .... 174.436 25 26,772 00 1,280 00 8,539 93 1,735 24 4,490 29 Interest paid Clearing house certifi- cates Capital stock paid in . .$ 300,000 00 Surplus fund 200,000 00 undivided profits, less current expenses and taxes paid 94>701 73 -Due to banks and bank- ers in this State 23 389 98 Due to banks and bank- ers in other States.... 821821 Due unpaid dividends. J08 00 Individual deposits sub- ject to check bavings deposits 1,276,291 93 Demand certificates ' 25 116 J2 Time certificates Certified checks 362,150 31 94353 Cashier's checks Due to clearing house Notes and bills redis- counted ,... 10(),000 00 bills payable, including time certificates rep- resenting borrowed money- 250,000 00 Total $ 2,640,919 81 ^taL^^^^J;2,640,919 SI LOANS AND DISCOUNTS. In judgment.'.'.' Not in suit Total f 1S'333 33 i g~.; ; .'.-. 2,066,266 85 ' W DourbthtflueL ss $2,084.600 IS Total $ 2,084, $2,084,600 18 p TREASURER'S REPORT. 585 Statement of the Condition of the Germania Bank, Located at Savannah, Ga., at the Close of Business December 17, 1907. HENRY BLUN, President. JOHN M. HOGAN, Cashier RESOURCES. LIABILITIES. Loans and discounts . .$ 1,439,553 31 Demand loans 525,437 69 Overdrafts 9,958 19 Bonds and stocks owned by the bank 16,913 58 Banking house 260,000 00 Furniture and fixtures. Other real estate 250 00 Due from banks and bankers in this State. 17,254 41 Due from banks and bankers in other States 202,397 64 Currency 82,693 00 Gold 6,800 00 Silver, nickels and pen- nies 13,025 66 Checks and cash items. 549 08 Exchanges for the clear- ing house Profit and loss Interest paid Clearing association cer- tificates 5,739 00 Capital stock paid in. .$ 300,000 00 Surplus fund 200,000 00 Undivided profits, less current expenses and taxes paid 110,690 63 Due to banks and bank- ers in this State 49,810 60 Due to banks and bank- ers in other States ... 13,544 74 Due unpaid dividends. 104 50. Individual deposits sub- ject to check 1,270,296 81 Demand certificates ... 13,006 43 Time certificates 424,091 02 Certified checks .... 1,805 47 Due to clearing house. . 19,221 36 Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 140,000 00 Clearing association cer- tificates 38,000 00 Total $ 2,580,571 56 Total $2,580,571 56 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 16,974 99 23,833 33 1,924,182 68 $1,964,991 00 Good Doubtful Worthless Total $1,964,991 00 .- $ 1,964,991 00 586 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Hibernia Bank of Savannah, Located at Savannah, Ga., at the Close of Business June 10, 1907. RESOURCES. LIABILITIES. Loans and discounts. . .$ Demand loans Overdrafts Overdrafts secured by cotton Eonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Duj from banks and bankers in this State Due from banks and bankers ino^her States Currency Gold Silver, nickels and pen- nies . ;.. Checks and ca h items.. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 6'5,0S3 64 199,362 29 39 72 175 00 6,312 42 2,617 59 30,163 61 63.!>01 96 32,426 00 2,0,,0 00 6,836 32 319 78 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State ... Due to b inks and bank- ers in other States. .. . Due unpaid dividends . Individual deposits sub- ject to check Savingsdeposits Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counts Bills payable, including time certificates, representing borrowed money 200,000 00 50,000 00 35,525 77 4,965 25 17,104 66 492,197 95 2,600 00 115,269 44 11,625 0(i 30,000 00 Total In suit In judgment Not in suit. Total $ 959.288 13 Total LOANS AND DISCOUNTS. $ 814,445 93 $ 814,445 93 Good Doubtful Worthless Total . .$ 959,28S 13 $ 814,445 93 $ 814,445 93 m TREASURER'S REPORT. 587 Statement of the Condition of the Hibernia Bank of Savannah, Located at Savannah, Ga., at the Close of Business December 17, 1907. M. A. O'ByRNB, President. Jos. W. HBFPERNAN, Cashier. RESOURCES. LIABILITIES. Loans and discounts. $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and natures. . Oth-r real estate Due f r >m banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies .. Checks and cash items. Exchanges for the clear- ins house Profit and loss Interest paid Clearing house certifi- cates 584,6t>7 54 448,873 (in 586 35 175 00 6,3')I 94 2,000 00 3,954 96 55,793 20 13,058 00 3,666 67 20,699 25 4,481 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes (.aid Due to lianks and bankers in this State Due to banks and bankers in other States . . . Due unpaid dividends.. Individu .1 deposits sub- ject to check Deim-nd certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted ... Bills payable, including time certificates representing borrowed money Clearing house loans. . . Reserved for taxes and interest 200,' 00 00 50.00Q 00 46,288 59 5,825 72 4,306 20 10 00 465.068 48 7.595 01 149,098 83 190,000 00 23,000 00 2,263 74 Total $ 1,144 257 57 Total $1,144,257 57 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 1,033,541 20 $ 1,033,541 20 Good Doubtful Worthless Total * 1,033,541 20 ... $ 1,033,541 20 588 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Oglethorpe Savings & Trust Co., Located at Savannah, Ga., at the Close of Business June 19, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency .. Gold Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest paid 655,114 31 301,994 40 49,306 09 300 00 10,725 64 89,932 80 2,384 35 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other .States . . . Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 125,000 00 90,000 00 17,318 49 5,330 25 566,383 05 305,725 80 Total $ 1,109,757 59 Total ..... $ 1,109,757 59 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 957,108 71 $ 957,108 71 Good Doubtful Worthless Total $ 957,168 71 $ 957.10S 71 ^m TREASURER'S REPORT. 589 Statement of the Condition of the Oglethorpe Savings & Trust Co., Located at Savannah, Ga., at the Close of Business December 17, 1907. HERMAN MYERS, President. JNO. M. BRYAN, Cashier. RESOURCES. LIABILITIES. Loans and discounts. ..$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency,deposit'd with the Nat'l Bk. of Sav Gold, Thomasville Nat'l Bank Silver, nickels and pen- nies, Trust Co. of America Checks and cash items Exchanges for the clear- ing house Profit and loss Interest paid 639,497 58 3i9,490 31 49,306 09 300 00 11,883 06 63,751 09 6,820 94 707 41 Capital stock paid in. .$ 125,000 00 Surplus fund 90,000 00 Undivided profits, less current expenses and taxes paid 18,309 76 Due to banks and bank- ers in this State Due to banks and bank- ers in other States.... Due unpaid dividends (due Dec. 20th) 4,793 25 Individual deposits sub- ject to check 526,568 00 Demand certificates. .. . 20,382 74 Time certificates 344,044 17 Certified checks 2,664 56 Cashier's checks Due to clearing house. . Notes and bills re- discounted Bills payable, including time certificates rep- resenting borrowed money 10,000 00 Total $1,141,762 48 Total $1,141,762 48 LOANS AND DISCOUNTS. In suit In -judgment Not in suit Total $ 1,008,987 89 $1,008,987 89 Good Doubtful Worthless Total. ...$ 1,008,987 89 $1,008,987 89 590 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Savannah Bank & Trust Co., Located at Savannah, Ga., at the Close of Business June 4, 1907. RESOURCES. LIABILITIES. Loans and discounts. . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State.. Due from banks and bankers in other States Currency Gld Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certificates Depositors guarantee fund 969,374 99 490,311 83 1,709 98 45,000 00 2,292 68 20,266 20 159,424 67 385,159 03 122,925 00 985 00 8,627 11 581 59 43,646 10 Capital stock paid in. $ 350,000 00 Surplus fund , 150,000 00 Undivided profits, less current expenses and taxes paid 96,932 42 Due. to banks and bank- ers in this State ..... 120,386 34 Due to banks and bank- ers in other states. ... 86,143 25 Due unpaid dividends. . Individual deposits sub- ject to check 964,875 60 Savings deposits Demand certificates . .. Time certificates 158,316 57 Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted 23,650 00 Bills payable, including time certificates rep- resenting borrowed mo"ey 300,000 00 T"tal $ 2,250,304 18 Total .if 2,250,304 18 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total , .$ 120 00 1,459,566 82 .$ 1,459,686 82 gd oubHul Worthless Total $ 1,459,536 82 150 00 $ 1,459,686 82 jmM TREASURER'S REPORT. 591 Statement of the Condition of the Savannah Bank & Trust Co., Located at Savannah, Ga., at the Close of Business December 17, 1907. W. F. MCOAULEY, President. S. L. CLAY, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estateDue from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. . Exchanges for the clear- 858,024 69 858,426 90 288 54 45,000 00 2,292 68 20,266 20 74,147 53 304,392 54 50,581 00 6,500 00 6,063 09 110 00 Clearing house certifl- 1,526 00 Capital stock paid in . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . . Due unpaid dividends. . Individual deposits subject to check Demand certificates... . Time certificates Certified checks.. 350,000 00 150,000 00 125,650 51 204,274 11 56,571 16 734,154 28 19,000 00 124,298 34 Due to clearing house. . Notes and bills redis- Bills payable, including time certificates representing borrowed money Clearing house loan... 34,670 77 94,000 00 275,000 00 60,000 00 2,227,619 17 Total $ i, 227,6:9 17 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 1,716,451 59 $ 1,716,451 59 Good Doubtful Worthless Total $ 1,716,451 59 $ 1,716,451 59 592 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Savannah Trust Co., Located at Savannah, Ga., at the Close of Business June 5, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ 1,082,066 89 Demand loans 254,811 11 Overdrafts ... 704 33 Bonds and stocks o.wned by the bank Banking house 433,639 46 20,000 00 Furniture and fixtures. 16,777 50 Other real estate. Due from banks and bankers in this State. 60,466 65 Due from banks and bankers in other States 106,224 49 Currency 52,458 00 Gold 897 50 Silver, nickels and pen- nies 8,209 68 Checks ami cash items.. 767 59 Exchanges for the clear- ing house Profit and loss Interest paid. Capital stock paid in. .$ Surplus fund ... Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this Stale. ..... Due to banks and bank- ers in other States... . Due unpaid dividends . Individual deposits sub- ject to check Demand certificates Time certiflcates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting b o r r owed money 500,000 00 120,000 00 67,535 83 53,486 87 15,355 09 660.351 84 57,952 63 88,730 05 159 59 435 18 8,015 52 465,000 00- Total ..$ 2,037,023 20 Total , $ 2,037,023 20 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 14,100 00 1,322,778 00 * 1,336,87a 00 Doubtful. Worthless *f"m TREASURER'S REPORT. 693 Statement of the Condition of the Savannah Trust Co. Located at Savannah, Ga., at the Close of Business December 17, 1907. WM. W. MACKALL, President. JNO. H. STROUS, Treasurer. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned bv the bank Banking house Furniture and fixtures Misc'ilaneous inv'stm'ts Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency Gold Silver, nickels and pennies Checks and cash items. . Exchanges for the clear- 921,078 22 300,856 01 12,683 97 453,639 46 20,000 00 1.250 00 19,644 04 37,272 56 116,815 65 36,544 00 ' 200 00 7,725 14 492 68 Profit and loss Interest paid Clearing house certifl- 631 00 Total $ 1,928.832 73 Capital stock paid in. .$ Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State .. Due to banks and bankers in otherStates. . .. Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. . . . Time certificates Certified checks Treasurer's checks Due to clearing house.. Notes and bills redis- Bills payable, including time certificates representing borrowed Clearing house loan.. .. Taxes and Int. accrued. 500,000 00 120,000 00 71,324 33 40,512 81 7,258 69 471,060 75 23,100 00 101,029 24 1,539 69 155 02 23,217 69 70,000 00 465,000 00 17,000 00 17,634 51 Total $ 1,928,832 73 LOANS AND DISCOUNTS. In judgment Total $ 921,078 22 ... $ 921.078 22 Good Doubtful Worthless Total $ 921,078 22 $ 921,078 22 594 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Senoia, Located at Senoia, Ga., at the Close of Business December 30, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 25,182 33 3,395 30 1,750 00 2,574 60 1,946 02 4,566 29 2,150 50 690 00 105 00 438 03 380 34 2,020 00 ' Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State .. Due to banks and bankers in other States... Due unpaid dividends. Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 25,000 00 1,018 34 16,909 33 2,270 74 Total In suit In judgment Not in suit Total $ 45,198 41 Total LOANS AND DISCOUNTS. $ Good Doubtful 28,577 63 Worthless $ 28.577 63 Total .$ 45,198 41 $ 28,577 63 ...$ 28,577 63 ^WP TREASURER'S REPORT. 595 Statement of the Condition of the Bank of Senoia, Located at Senoia, Ga., at the Close of Business December 17, 1907. LEE HAND, President. VINDEX HAKD, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Total $ 32,315 04 1,617 03 2,574 60 1,946 02 4,392 14 488 72 4,301 00 125 00 478 30 125 75 742 79 49,106 39 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. .. Due unpaid dividends.. Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- Bills payable, including time certificates representing b o r r owed money Total $ 25,000 00 1,808 95 19,956 70 2,340 74 49,106 39 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 32,315 04 Worthless $ 32,315 04 Total $ 32,315 04 $ 32,315 04 596 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Farmers & Merchants Bank, Located at Senoia, Ga., at the Close of Business December 30, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pennies Checks and cash items. Exchanges for the clear- 88,435 23 27,164 65 5,379 54 500 00 2 000 00 1,691 50 1,-911 96 2,559 01 1,034 00 5 00 386 12 29 71 Interest paid Clearing house certifi- Depositors fund..... 474 00 2,876 75 Total $ 134,437 47 Capital stock paid in. .$ Surplus fund. Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States. Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates.... Certified checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 50,000 00 11,294 56 1,000 00 5,500 00 41,903 39 10,685 11 54 41 4,000 00 Total $ 134,437 47 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 105,599 88 $ 105,599 88 Good Doubtful Worthless Total $ 105,599 88 $ 105,599 88 TREASURER'S REPORT. 597 Statement of the Condition of the Farmers & Merchants Bank, Located at Senoia, Ga., at the Close of Business December 17, 1907. M. H. COUCH, President. H. P. REDWINE, Cashier. RESOURCES. LIABILITIES. Loans and discounts. ...$ 112,718 42 Demand loans Overdrafts 2,717 63 Bonds and stocks owned by the bank 500 00 Banking house 2,000 00 Furniture and fixtures. 1,691 50 Other real estate DuB from banks and bankers in this State. 2,591 44 Due from banks and bankers in other States 3,633 35 Currency 1,425 00 Gold 220 00 Silver, nickels and pennies 547 20 Checks and cash items 50 30 Exchanges for the clear- ing house Profit and loss Interest paid Capital stock paid in... $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. .. Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 50,000 00 11,064 53 47,29122 11,507 61 67148 7,500 00 Total $ 128,097 84 Total LOANS AND DISCOUNTS. $ 128.0P7 84 In suit In judgment Hot in suit Total $ U2,718 42 $ 112,718 42 Good Doubtful Worthless Total $ 112,718 42 $ 112,718 42 598 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Sharon, Located at Sharon, Ga., at the Close of Business November 14, 1907. RESOURCES. LIABILITIES. Loans and discounts. . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency .' U-old Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss .'. Interest paid 35,602 66 906 78 1,640 94 681 79 5,792 03 1,319 78 i oos 00 210 69 1,078 97 Capital stock paid in. .$ Surplus fund Undivided profit?, less current expenses and taxes paid ;. . Due to banks and bank- ers in this State Due to banks and bank- ers in other States .. . Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills rediscounted...' Bills payable, including time certificates rep- resenting borrowed money 15,000 00 4,176 46 9 425 96 24,749 97 1,889 25 __Tot&l1^_^^ ....f 48,24164 T"tal $ 48,241 64 LOANS AND DISCOUNTS. In suit In judgment Not in suit _ - Ttal \ . .$ ... $ 36,509 44 36,509 44 good. Doubtful Worthless Total $ 36509 44 $ 36,509 44 ^w* TREASURER'S REPORT. 599 Statement of the Condition of the Bank of Sharon, Located at Sharon, Ga., at the Close of Business December 17, 1907. GEO. N. WRIGHT, President. WM. L. KENDRICK, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. . $ Demand loans Overdrafts Bonds and stocks own- ed by the bank Banking house Furniture and fixtures Other real estate Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency Gold ..:.. Silver, nickels and pen- nies Che-ks and cash items. . Exchanges for the clear- ing house Profit and loss Interestpaid Total $ 36,725 74 970 10 591 79 5,482 75 19 06 355 2 1500 28 5A 609 40 44,797 41 Capital stock paid in . ..$ Surplus fund Undivided profits, less current expenses and taxes paid... .. Due to banks and bank- ers in this State Due to banks and bank- ers in other States.... Due unpaid dividends . . Individual deposits sub- ject to check Demand certificates.... Time certificates Certified checks Cashier's checks Clearing house certifi- cates Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money Total $ 15,000 00 4,176 46 2,604 89 21,126 81 1,889 25 44,797 41 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 36,725 <4 Worthless * 36,725 74 Total $ 36,725 74 $ 36,725 74 600 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Shellman Banking Co., located at Shellman, Ga., at the Close of Business January 10, 1907. RESOURCES. LIABILITIES. Loans and discounts.. . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furnitureandfixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 20,235 87 13,796 76 12,454 08 1,700 00 1,500 00 1,000 00 8,436 29 24 85 21 49 io 00 725 76 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bank- ers in other States... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing b o r r o wed money 24,000 00 1,157 82 4,422 89 282 86 172 00 524 00 29,562 13 1,910 91 Total $ 62,032 61 Total. $ 62,032 61 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 265 68 33,766 95 .$ 34,032 63 Good Doubtful Worthless Total $ 34,032 63 $ 31,032 63 rr* TREASURER'S REPORT. 601 Statement of the Condition of the Shellman Banking Co.,. Located at Shellman, Ga., at the Close of Business December 17, 1907. W. J. OLIVER, President. T. R. ARTHUR, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. . $ Demand loans Overdrafts, secured. ... Overdrafts, unsecured.. Bonds and stocks owned Banking house Furniture and fixtures. Other real estate. Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. Clearing house certifi- cates Profit and loss Interest paid Total * 24,833 04 29,437 03 503 90 1,400 00 1,500 00 1,000 00 7,606 52 722 85 3,810 00 515 00 795 27 93 00 Capital stock paid in . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . . Due unpaid dividends.. Individual deposits subject to check Demand certificates. . . . Cashier'schecks Due to clearing house.. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 72.216 61 24,100 00 1,157 82 6,364 94 38,873 94 1,719 91 72,216 61 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 24,833 04 Worthless if 24,833 04 Total $ 24,318 04 515 00 $ 24,833 04 602 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Siloam, Located at Siloam, Ga., at the Close of Business December 26, 1907. RESOURCES. LIABILITIES. Loans and discounts. .$ Overdrafts Bonds and stocks owned by i he bank Banking house Furniture and fixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items.Exchanges for the clear- ing house Profit and loss Interest paid Advanced on cotton. . . . 32,505 50 12,015 80 455 63 2,743 00 1,567 50 3,652 46 171 02 1,030 00 15 00 649 14 1.223 95 1,708 58 Capital stock paid in. .$ Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends... Individual deposits sub- ject to check Demand certificates. . . . Time certificates Certified checks Oashier'schecks Due to clearing house. . Notes and bills redis- Bills payable, including time certificates representing bor rowed money 15,000 00 6 000 00 4,235 89 18,366 87 2 134 82 12,000 00 Total $ 7,737 58 Total $ 57,737 5S LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good : Doubtful 44,521 30 Worthless $ 44,521 30 Total $ 44,521 30 $ 44,521 30 . rm TREASURER'S REPORT. 603 Statement of the Condition of the Bank of Siloam, Located at Siloam, Ga., at the Close of Business December 17, 1907. JNO. F. HOLDEN, President. H. F. MITCHELL, Cashier. RESOURCES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate 'Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid LIABILITIES. 34,100 10 10,977 05 578 71 2,743 00 1,507 50 1,932 64 241- 49 1,200 00 15 00 404 94 544 20 1,707 83 Capital stock paid in.. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State , Due to banks and bankers in oDher States.. . Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates represen ting b o r r owed money 15,000 00 6,000 00 3,975 79 16,345 35 2,191 32 12,500 00 Total $ 56,012 4b Total $ 56,012 46 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total .$ Good Doubtful 45,077 15 Worthless $ 45,077 15 Total $ 45,477 15 $ 45,077 15 604 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Smithville, Located at Smithville, Ga., at the Close of Business December 10, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Overdrafts Bonds and stocks owned Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States. Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates Depositors fund Total $ 48,533 79 2,461 00 5,054 49 1,587 11 1,100 00 3,795 84 3,033 51 2,085 00 1,046 87 5,116 82 215 00 2,926 90 76,956 33 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates.... Certified checks Due to clearing house . . Notes and bills redis- counted Bills payable, including time certificates representing borrowed Total $ 25,000 00 243 86 29,313 32 15,399 15 7,000 00 76,956 33 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good 2,100 00 Doubtful 48.894 79 Worthless $ 50,994 79 Total $ 50,977 79 17 00 .$ 50,994 79 TREASURER'S REPORT. 607 Statement of the Condition of the Bank of Social Circle, Located at Social Circle, Ga., at the Close of Business December 17, 1907. J. M. HURST, JR., President. M. L. MOBLEY, Cashier. RESOURCES. LIABILITIES. Loans and discounts .. .$ 114,257 06 Demand loans 3,638 35 Overdrafts 10,724 11 Bonds and stocks owned by the bank Banking house l Furniture and fixtures j 2,203 95 Other real estate .... Due from banks and bankers in this State . Due from banks and 6,806 51 bankers in other States Currency Odd Silver, nickels and pen- 8,563 66 1,251 00 42 50 nies Checks and cash items , 463 52 Exchanges for the clear- ing house Profit and loss Interest p iid Depositors guarantee fund .... Fire insurance fund. . . . Capital stock paid in. . $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State .... Due to banks and bankers in other States. ... Due unpaid dividends . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 50,00:) 00 24,500 00 124 18 1,847 04 218 00 42,066 99 7,385 79 22,508 33 Tot*1 * 148,650 33 Total $ 148,650 33' LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 117,895 41 $ 117,895 41 Good Doubtful. Worthless Total $ 117,814 03 81 38 $ 117,895 41 608 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Walton County Bank, Located at Social Circle, Ga., at the Close of Business November 1. 1907. BESODBCKH. LIABILITIES. Loans and discounts.. $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house. Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other Stales Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Total $ 44,005 23 5,900 00 1,390 62 3,899 23 480 00 24,995 47 4,539 13 1,344 00 160 00 579 97 2,122 60 89,416 25 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends. Individual deposits subject to check Savings deposits Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing b o r r o wed money Total $ 25,000 00 1,000 00 3,275 32 44,236 14 5,904 79 10,000 00 89,416 25 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 49,905 23 Worthless $ 49,905 23 Total.. $ 49,905 23 $ 49,905 23 assa;. TREASURER'S REPORT. 609 Statement of the Condition of the Walton County Bank, Located at Social Circle, Ga., at the Close of Business December 17, 1907. E. L. NEWTON, President. J. L. NEWTON, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Furniture and fixtures. ) Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items. Clearing house certifi- cates Profit and loss.... Interest paid 45,808 34 2,400 00 1,493 71 3,899 23 1,430 00 9,296 53 3,018 93 1,675 00 175 00 008 00 5,029 85 Capital stock paid in. $ Surplus fund . . Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. . . . Time certificates Certified checks 25,000 00 2,000 00 958 53 42,565 09 4,310 97 Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money \ Total $ 74,834 59 74,834 59 LOANS AND DISCOUNTS. In suit In judgment $ Good Worthless .. 48,208 34 Doubtful $ 48,208 34 Total $ 48,208 34 .... $ 48,208 34 &m 610 TREASURER'S REPORT Bank Examiner's Report of the Condition of the Bank of Soperton, Located at Soperton, Ga., at the Close of Business March 27, 1907. KESOUUCES. LIABILITIES. Loans and discounts . . $ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Furniture and fixtures. . Oiher real estate Due from banks and Due from banks and bankers in other States Gold Silver, nickels and pen- nies Checks and cash items. Profit and loss Interest paid Depositors fund Clearing house certifi- cates Total $ 45,443 93 1,300 00 847 04 3,500 00 1,748 18 14,735 20 811 15 2,090 00 25 00 175 15 1,929 86 72,605 51 Capital stock paid in. .$ Surplus fund. .... Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. ... Time certificates Certified cheeks Cashier's checks Due to clearing house . Bills payable, including time certificates rep- resenting borrowed * Total $ 15,000 00 1,500 00 1,079 85 30,754 4950 00 24,154 05 57 06 10 OS 72,605 51 LOANS AND DISCOUNTS. In judgment Not in suit Total $ 1,395 83 Good.. 13b 00 Doubtful. 45,212 10 $ 46,743 93 Total $ 46,743 93 $ 46,743 93 TREASURER'S REPORT. 611 Statement of the Condition of the Bank of Soperton, Located at Soperton, Ga., at the Close of Business December 17, 1907. J. F. COOK, President. W. R. MOSLBY, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .% Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Cold Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- ing house ... Profit and loss Interest paid Clearing house certifi- cates on hand Total $ 35,952 95 800 00 1,073 47 3,500 00 1,923 33 23,214 70 1,823 16 968 00 20 00 222 14 543 01 70,0a 36 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends. . Individual deposits subject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money Clearing house certificates issued Total $ 15,000 00 1,500 00 1,659 42 3f ,778 13 18,628 45 2,475 36 70,041 36 LOANS AND DISCOUNTS. In suit In judgment. Not in suit Total $ 187 10 Good Doubtful 36,565 85 Worthless $ 36.752 95 Total $ 36,689 95 03 00 $ 36,752 95 612 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Merchants & Farmers Bank, Located at Sparks, Ga., at the Close of Business February 26, 1907. RESOURCES. LIABILITIES. Loans and discounts. $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers inotherStates Gold Silver, nickels and pen- nies.. Checks and cash items. Exchanges for the clear- ing house. Profit and loss Clearing house certificates 81,965 50 453 16 3,559 34 2,271 90 2,683 03 4,887 73 1,597 00 390 00 362 56 100 20 Capital stock paid in.. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing b o r r o wed money 30,000 00 5,067 16 31,456 43 20,505 98 371 06 869 79 10,000 00 Total In suit In judgment Not in suit Total $ 98,270 42 Total LOANS AND DISCOUNTS. $ 94 00 Good Doubtful 82,324 66 Worthless $ 82,418 66 Total $ 98,270 42 $ 81,965 50 453 16 $ 82,418 66 TREASURER'S REPORT. 613 Statement of the Condition of the Merchants & Farmers Bank, Located at Sparks, Ga., at the Close of Business December 17, 1907. S. G. ETHRIDCTE, President. 0. C. GEWIN, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ 67,780 40 Demand loans 415 85 Overdrafts - 835 22 Bonds and stocks owned by the bank Banking house Furniture and fixtures. . 2,271 90 Other real estate Due from banks and bankers in this State. 1,237 40 Due from banks and bankers in other States 4,178 75 Currency 735 00 Gold.... . ...: 285 00 Silver, nickels and pen- nies Checks and cash items. 520 25 Exchanges for the clear- ing house Profit and loss Interest paid 407 08 Capital stock paid in . .$ Surplus fund Undivided profits, less current expenses and taxes paid ... Due to banks and bank- ers in this State . Due to banks and bank- ers in other States. . . . Due unpaid dividends. Individual deposits sub- ject to check Demand certificates Time ceri ificates Certified checks Cashier's checks Due to clearing house, Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money Over and short 30,000 CO 9,170 95 17,676 08 9,229 72 5:12 19 12,000 00 7 31 Total $ 78,616 86 Total $ 78,616 85 LOANS AND DISCOUNTS. In suit In -judgment Not in suit Total $ 225 80 Good 51 00 Doubtful 07,503 60 Worthless $ 67,780 40 Total $ 67,641 65 138 75 $ 67,780 40 *u^ 614 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Sparta, located at Sparta, Ga., at the Close of Business November 25, 1907. BESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures Other real estate Due from banks and bankers in this State Due from banks and bankers in other States Currency Gold Silver, nickels and pen- ief-----. Gnecks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 108,131 48 95 539 01 6,248 31 7,660 00 2,567 32 14,894 88 3,056 57 n|716 00 622 00 2,156 80 4 545 51 3,290 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States. . Due unpaid dividends . Individual deposits sub- ject to check Savings deposits.. Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 25,000 00 3,500 00 3,832 29 2 50 16 00 99,309 96 43,760 13 15,000 00' Total $ 190,420 88 Total $ 190,420 88 In Slt In judgment Not in suit Total LOANS AND DISCOUNTS. $ 1,010 60 132,052 89 $ 133,663 49 Good Doubtful Worthless Total if 132,772 14 750 00 141 35- $ 183,663 49 TREASURER'S REPORT. 615 Statement of the Condition of the Bank of Sparta, Located at Sparta, Ga., at the Close of Business December 17, 1907. E. A. ROZIBR, President. J. D. BURNETT, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Overdrafts Bonds and stocks owned Furniture andfixtures. . Other real estate. ... Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- 97,928 09 32,391 23 5,641 89 7,060 00 2,567 32 7,791 35 6,043 85 4,380 00 600 00 1,652 35 1,318 95 Capital stock paid in. .$ , 25 000 00 Surplus fund 3,500 00 Undivided profits, less current expenses and 3,844 69 Due to banks and bank- ers in this State 91 90 Due to banks and bank- ers in other States ... Due unpaid dividends. . 16 00 Individual deposits sub- ject to check 93,131 91 Savings deposits Demand certificates. .. . Time certificates 42,376 93 Cashier's checks Due to clearing house. . Notes and bills redis- counted . Bills payable, including time certificates representing borrowed 13 60 167,975 03 Total LOANS AND DISCOUNTS. In suit In judgment Not in suit Total ......$ 1,646 56 128,672 76 $ 130,319 32 Good Doubtful Worthless Total $ 167,975 03 $ 128,560 77 1,435 5C 323 0& $ 130,319 32 *Ms 616 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Cohutta Banking Co., Located at Spring Place, Ga., at the Close of Business September 20, 1907. RESOURCES. LIABILITIES. Loans and discounts.. . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from bnnks and bankers in this State. Due from banks and bankers in other States Currency vjoid Silver, nickels and pennies Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid 40,083 85 200 00 148 79 1,647 20 3,984 33 5,175 00 1>452 00 35 00 ^<7o 25 To9 16 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State .... Due to banks and bankers in other States Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 15,000 00 l ,226 81 133 85 35,334 92 1,500 00 To'"1 $ 53,195 58 Total $ 53,195 58 In suit In judgment Not in suit Total LOANS AND DISCOUNTS. .f 40,283 85 $ 40,283 85 good Doubtful Worthless Total $ 40,283 85 $ 40,283 85 ** TREASURER'S REPORT. 617 Statement of the Condition of the Cohutta Banking Co., Located at Spring Place, Ga., at the Close of Business December 17, 1907. M. 0. HORTON, President. W. Z. LATCH, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house, rented Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and Currency Gold Silver, nickels and pen- Checks and cash items.. Exchanges for the clear- Interest paid . 36,128 43 112 94 1,647 20 4,247 16 158 33 2,879 00 745 00 919 94 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State. ... Due to bank- and bankers in other States ... Due unpaid dividends.. Individual deposits sub- Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 1,283 92 579 86- 26,975 22 2,000 00 Total $ 45,839 00 Total $ 45,839 00 In judgment Total. LOANS AND DISCOUNTS. 35,129 43 Worthless . $ 35,129 43 Total $ 35,129 43 $ 35,129 43 618 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Statesboro, Located at Statesboro, Ga., at the Close of Business May 25, 1907. RESOURCES. LIABILITIES. Loans and discounts. $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Depositors fund 267,196 84 1,082 34 6,000 00 8,500 00 7,724 78 10 784 21 4,875 00 755 00 668 77 466 99 Capital stock paid in. .$ Surplus fund. Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States... . Due unpaid dividends . Individual deposits sub- ject to check S.vings deposits Demand certificates. ... Time certificates Certified checks ... Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 75,000 00 20,000 00 15,483 48 362 05 105,740 73 51,429 11 18 56 10,000 00 Total $ 278,033 93 Total $ 278,03c 93 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 237,196 84 $ 237,196 84 Good Doubtful Worthless. Total $ 237,196 84 $ 237,196 84 m TREASURER'S REPORT. 619 Statement of the Condition of the Bank of Statesboro, Located at Statesboro, Ga., at the Close of Business December 17, 1907. J. L. CoLEMAN, President. 8. 0. GROOVER, Cashier. RESOURCES. LIABILITIES. Loans and discounts. $ Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Clearing house certifi- cates Profit and loss Interest paid 178,264 64 7,759 05 3,596 61 6,000 00 8,500 00 16,033 56 13,219 42 12,376 00 220 00 362 23 2,647 78 936 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and Due to banks and bank- Due to banks and bankers in other States . .. Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. .. Time certificates Certified checks Cashier's checks .... Due to clearing house.. Notes and bills redis- count^ Bills payable, including time certificates representing borrowed money 75,000 00 20,000 00 14,485 06 1,626 21 94,304 05 44,237 41 262 56 249,915 29 Total ....$ 249,915 29 LOANS AND DISCOUNTS. In suit,... In judgment Not in suit Total $ 1,254 60 184,769 09 $ 186,023 69 Good Doubtful Worthless Total $ 186,023 69 $ 186,023 69 tu_ 620 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Sea Island Bank, Located at Statesboro, Ga., at the Close of Business May 27, 1907. RESOURCES. LIABILITIES. Loans and discounts .. .$ Demand loans Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures . Other real estate.. Due from banks and bankers in this Htate. . Due from banks and bankers in other States. Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 158,871 44 1,737 06 641 94 2,710 00. 2,355 59 11,371 49 1,816 00 40 00 195 53 353 14 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States .... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted.... Bil's payable, including time certificates representing borrowed 50,000 00 11,180 93 53,602 72 45,942 55 347 69 4,018 30 15,000 00 Total $ 180,092 19 Total $ 180,092 19 . LOANS AND DISCOUNTS. In judgment Total $ 160,608 50 $ 160,608 50 Good Doubtful Worthless Total $ 160,608 50 .. .1 160,608 50 TREASURER'S REPORT. 621 Statement of the Condition of the Sea Island Bank Located at Statesboro, Ga., at the Close of Business December 17, 1907. J. F. BBANNEN, President. R. F. DONALDSON, Cashier. RESOURCES. LIABILITIES. Loans and discounts . $ Demand loans Bonds and stocks own 3d by the bank Banking house Furniture and fixtures . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- Clearing house certificates 137.971 83 7,771 43 .1,430 53 2,710 00 ! 0,090 67 1,406 19 5,098 00 429 39 1,134 24 1,264 00 Capital stock paid in .$ Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills redis- Bills payable, including time certificates representing borrowed money 50,000 00 11,898 74 54,315 02 52,838 47 314 05 Total Jot in suit Total $ 169,366 28 Total LOANS AND DISCOUNTS. 145,743 26 $ 145,743 26 Good Doubtful $ 169,366 28 $ 145,743 26 145,743 26 622 TREASURER'S REPORT. : Bank Examiner's Report of the Condition of the Bank of Statham, Located at Stathatn, Ga., at the Close of Business August 21, 1907. RESOURCES. LIABILITIES. Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid : 39,590 26 1,392 19 327 77 1,619 00 1,686 17 1,915 72 1,281 86 480 00 5 00 187 30 152 08 106 24 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 15,000 09 2,000 Of 405 80 1 19 4,376 29 7,164 00 1 59 1,824 72 18,000 00 Total. In suit In judgment. . Not in suit Total .$ 48,773 59 Total LOANS AND DISCOUNTS. $ 2,329 19 38,653 26 $ 40,982 45 Good Doubtful Worthless Total .$ 48,773 59 $ 40,957 45 25 0 $ 40,982 45 TTW1 TREASURER'S REPORT. 623 Statement of the Condition of the Bank of Statham, Located at Statham, Ga., at the Close of Business December 17, 1907. L. O. BBKTON, President. W. M. FITE, Cashier. RESOURCES. LIABILITIES. Loans and discounts... $ Demand loans. Overdrafts Bonds and stocks owned by the b nk Banking house Furni i ure and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold '.. Silver, nickels and pen- nies ... Checks and cash items.. Exchanges for the clear- 17,880 80 2,667 83 1,619 00 1,686 17 7,924 71 8,063 98 2,052 00 10 00 164 17 75 00 Profit and loss 233 73 Capital stock paid in.. .$ Surplus fund Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 2,000 00 715 92 1 19 18,148 74 6,386 20 125 34 In suit Total 42,377 39 Total LOANS AND DISCOUNTS. $ 25 00 17,855 80 $ 17,880 80 Good Doubtful Total $ 42.377 39 $ 17,855 80 ....... i. 25 00 $ 17,880 80 624 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Stillmore, Located at Stillmore, Ga., at the Close of Business April 23, 1907. RESOURCES. LIABILITIES. Loans and discounts... .$ 46,850 08 Overdrafts Overdrafts secured by cotton Bonds and stocks owned 11,265 80 Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- 1,155 26 1,546 42 668 32 122 00 200 32 Profit and loss Interest paid Capital stock paid in. . -.-$Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates Time certificates... Certified checks Cashier's checks.. Due to clearing house. . Notes and bills rediscounted. Bills payable, including time certificates representing borrowed 25,000 oa 3,750 00 1,147 63 533 oa 64 87 ,386 67 2,976 Ofr 30,000 00- Total In suit In judgment Mot in suit Total $ 61,808 20 Total LOANS AND DISCOUNTS. $ 250 00 46,600 08 $ 46,850 08 Good Doubtful Worthless Total 9 61,808 20 $ 46,850 0& $ 46,850 0 ^Pf TREASURER'S REPORT. 625 Statement of the Condition of the Bank of Stillmore, located at Stillmore, Ga., at the Close of Business December 17, 1907. E. A. EDENFIELD, President. A. G. HEATH, Cashier. RESOURCES. LIABILITIES. Loans and discounts. ..$ Demand loans.... Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pennies Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest paid 32,716 30 1,155 26 1,546 42 3,489 78 347 27 1,012 00 10 00 818 57 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. .. Due unpaid dividends. . Individual deposits subject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks Dae to clearing house. Notes and bills rediscounted Bills payable, including time certificates representing bor rowed money 25,000 00 4,207 94 7,370 52 1.517 14 3,000 00 Total. In suit In judgment Not in suit Total 41,095 60 Total LOANS AND DISCOUNTS. ,$ Good Doubtful 32,716 30 Worthless $ 32,716 30 Total. $ 41,095 60 $ 32,716 30 $ 32,716 30 626 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Stone Mountain Bank, Located at Stone Mountain, Ga., at the Close of Business December 26, 1907. BESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts secured by Bonds and stocks owned by the bank Furniture and fixtures. Other real estate Due from banks and Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- Profit and loss Interest paid Clearing house certifi- Total $ 19,934 60 1,658 95 2,643 85 1,922 00 1,000 85 929 83 2,602 00 20 00 308 31 34 77 271 00 31,326 16 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand crt-tificates. . .. Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed Total $ 16,000 00 2,232 08 1S.736 47 357 61 31,326 16 LOANS AND DISCOUNTS. In judgment Not in suit Total $ Good Doubtful 21,593 55 $ 21,593 55 Total ... . $ 81,593 55 . ..$ 81,593 55 muumm&m mm*. TREASURER'S REPORT. 627 Statement of the Condition of the Stone Mountain Bank Located at Stone Mountain, Ga., at the Close of Business December 17, 1907. J. O. NOERIS, President. J. D. BOND, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Bonds and stocks owned by l he bank: Furniture and fixtures. Oi her real estate Due from banks and bankers in this State. Due from banks and Currency Gold Silver, nickels and pen- nies Checks and cash items Exchanges for the clear- Profit and loss Interest paid 22,303 60 2,643 85 1,922 00 4,620 76 1,257 97 465 00 35 00 201 28 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . Due unpaid dividends. . Individual deposits sub- Demand certificates . . . Time certificates Cashier's checks Due to clearing house. . Notes and bills redis- Bills payable, including time certificates representing borrowed 15,000 00 2,309 72 15,782 13 357 61 Total In suit In judgment Not in suit $ 33,449 46 Total LOANS AND DISCOUNTS. $ Good Doubtful 22,303 60 Worthless $ 22,303 60 Total $ 33,449 46 % 22,303 60 $ 22,303 60 628 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Chattooga County Bank, Located at Summerville, Ga., at the Close of Business October 22, 1907. RESOURCES. LIABILITIES. Loans and discounts . .| Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this StateDue from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- Profit and loss Interest paid Clearing house certifi- 47,651 91 1,860 00 225 73 2,914 59 2,480 46 293 00 2,569 69 3,211 00 1,655 00 341 96 118 32 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends . Individual deposits subject to check Demand certificates ... 'lime certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 18,655 U0 811 40 441 87 104 46 27,441 93 2,867 00 13,000 00 Total In suit In judgment .' Not in suit Total $ 63,321 66 Total LOANS AND DISCOUNTS. 49,511 91 49,511 91 Good Doubtful Worthless Total $ 63.321 66 49,511 91 $ 49,511 91 TREASURER'S REPORT. 629 Statement of the Condition of the Chattooga County Bank, Located at Summerville, Ga., at the Close of Business December 17, 1907. J. D. TAYLOR, President J. V. WHEELER, Cashier. RESOURCES. LIABILITIES. Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate. Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear, ing house Profit and loss Interest paid 34,036 30 750 00 249 10 2,914 59 2,480 46 1,017 13 2,445 15 3,015 00 1,675 00 2.065 81 546 47 1,795 OS 413 67 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates.. . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money . 18,655 00 811 40 2,795 11 22,275 25 2,367 00 500 00 6,000 00 Total $ 53,403 76 Total * 53.403 76 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total 34,036 30 $ 34,036 30 Good Doubtful Worthless Total $ 34.036 30 $ 34,036 30 630 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Peoples Bank,. Located at Summit, Ga., at the Close of Business May 24, 1907. EESOURCES. LIABILITIES. Loans and discounts... $ 105,498 73 Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house 6,300 00 Furniture and fixtures. 1,630 30 Other real estate Due from banks and bankers in this State. 5,171 21 Due from banks and bankers in other States 3,442 78 Currency 1,826 00 Gold 350 00 Silver, nickels, and pen- nies 617 35 Checks and cash items 159 91 Exchanges for the clear- ing house Profit and loss Interest paid Capital stock paid in. . .% Surplus fund Undivided profits, less current expenses and taxes paid " Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house . Aotes and bills redis- counted Bills payable, including time certificates representing borrowed money 85,000 00 11,882 02 38,859 96 14,416 00 338 30 45,000 00 Total In suit In judgment Not in suit Total $ 124,996 28 Total LOANS AND DISCOUNTS. $ 339 90 105,158 83 $ 105,498 73 Good Doubtful Worthless Total $ 124,996 28 $ 105,498 73 % 105,498 73 TREASURER'S REPORT. 631 Statement of the Condition of the Peoples Bank, Located at Summit, Ga., at the Close of Business December 17, 1907. J. A. JONBS, President. S. J. FLANDERS, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Bonds and stocks owned Banking house Furniture and fixtures. Other real estate ' Due from banks and bankers in this State. Due from banks and bankersin otherStates Gold. Silver, nickels and pen- Checks and cash items. Exchanges for the clear- Profit and loss 81,531 34 6,300 00 1,905 30 7,510 21 2,762 56 1,452 00 465 00 505 95 244 52 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and Due to banks and bank- Due to banks and bankers in other States... Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates.... Due to clearing house Notes and counted. . bills redis- Bills payable, including time certificates rep- resenting borrowed 25,000 00 14,335 05 33,822 09 28,896 45 623 2 Total In suit In judgment Not in suit Total % 102,676 f>8 Total LOANS AND DISCOUNTS. $ 692 02 Good 356 95 Doubtful 80,482 37 Worthless $ 81,531 34 Total $ 102.676 88 $ 81,531 34 $ 81,531 34 . _- ti32 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Emanuel, Located at Swainsboro, Ga., at the Close of Business May 22, 1907. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Overdrafts secured by cotion Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due frem banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies .. Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 78,361 83 968 00 1,948 32 3,187 46 5,169 24 1,519 30 543 00 40 00 318 73 869 .95 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid. .. Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing b o r r o w ed money 25,000 00 5,835 27 31,153 89 15,945 66 21 01 16,000 00 Total. $ 92,955 83 Total $ 92,955 83 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total ,$ ],566 49 1S2 40 2ood Doubtful 77,580 94 Worthless $ 79,329 83 Total * 70,329 83 . .... .$ 79329 83 ?w TREASURER'S REPORT. 633 Statement of the Condition of the Bank of Emanuel, Located at Swainsboro, Ga., at the Close of Business December 17, 1907. GBBBN BELL, President. W. H. PROCTOR, Cashier. RESOURCES. LIABILITIES^ Loans and discounts. $ Demand loans Overdrafts Bonds and stoeKs owned Furniture and fixtures. . Other real estate Due from banks and bankers in this State.. Due from banks and bankers in other States Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 60,799 87 4,970 41 3,476 41 3,809 90 11,119 75 2,710 69 5,119 00 381 14 1,284 01 1,569 99 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- Due to banks and bankers in other States.. .. Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates.... Time certificates Certified checks Due to clearing house. Notes and bills redis- counted Bills payab'e, including time certificates representing borrowed 25,000 00 7,684 30 N 46,996 92 15,300 4$ 259 59 In judgment. . Not in suit Total 95,241 17 Total. LOANS AND DISCOUNTS. $ 1,158 54 590 83 Doubtful 64,020 91 $ 65,770 28 Total $ 95,241 17 $ 65,770 28 65,770 28 634 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Bank,. Located at Swainsboro, Ga., at the Close of Business May 22, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts secured by cotton Bonds and stocks owned 114,206 76 10,583 35 4,122 08 2,037 18 Banking house Furniture and fixtures. Other real estate. . Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Stiver, nickels and pen- nies - Checks and cash items. Exchanges for the clear- ing house ProHt and loss Interest paid 7,892 76 2,046 76 2,366 63 9,017 87 2,072 02 1,191 00 320 CO 300 08 1,789 55 Capital stock paid in. .9 Undivided profits, less current expenses and taxes paid... . Due to banks and bank- Due to banks and bankers in other States.... Due unpaid dividends . Individual deposits sub- ject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- Bills pavable, including timecertificatesrepresenting borrowed money 20,400 00 26,146 53 62,437 41 48,929 87 32 23 Total $ 157,946 04 Total $ 157,946 04 LOANS AND DISCOUNTS. In suit In judgment Not in suit JotaL ..... $ 1,018 94 123,771 17 $ 124,790 11 Good Doubtful Worthless Total. $ 124,665 11 125 00 $ 124.790 11 r*a TREASURER'S REPORT. 635 Statement of the Condition of the Citizens Bank, Located at Swainsboro, Ga., at the Close of Business December 17, 1907. (?o. RBNTZ, President. HOM. D. STAUNTON, Cashier. RESOURCES. LIABILITIES. Loans and discounts. . ..$ Bonds and stocks owned 108,421 49 15,368 32 20,976 93 Furniture anc fixtures.. Due from Danks and bankersir this State. . Due from banks and bankers in otherStates Silver, nickels and pennies Checks and cash items. . Exchanges for the clear- ing house Profit and loss 7,912 56 2,102 3! 2,366 63 21,958 03 38 79 7,480 00 260 00 1,105 23 1,770 96 Capital stock paid in...$ Undivided profits, less current expenses and taxes paid Due 'to banks and bankers in this State Due to banks and bankers in other States . . . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. . . . Due to clearing house. . Notes and bills redis- Bills payable, including time certificates representing borrowed 20,400 00 28,151 25 83,484 77 58,009 65 715 58 Total In suit In judgment Not in feuit? Total. $ 190.761 25 Total LOANS AND DISCOUNTS. $ 350 00 5<>0 00 123,939 81 $ 124,789 81 Good. , Doubtful Worthless Total $ 190,761 25 $ 124,689 81 100 00 $ 124,789 81 L 836 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Bank of Sylvania, Located at Sylvania, Ga., at the Close of Business June 22, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house . ... Profit and loss Interest paid Clearing house certifi- cates 71,580 88 3,169 36 2,075 83 2,021 22 2,000 00 10,981 64 1,01157 3,127 00 225 00 258 OS 1,172 53 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .. Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money....: 25,000 00 1,725 71 8 00 26,515 39 13,584 01 790 00 30,000 Total $ 97,623 11 Total $ 97,623 11 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful1 74,750 24 Worthless ..$ 74,750 24 Total ...$ 74,698 24 52 00 $ 74,750 24 ^ TREASURER'S REPORT. 637 Statement of the Condition of the Citizens Bank of Sylvania, Located at Sylvania, Ga., at the Close of Business December 17, 1907. W. J. WALKER, President. JULIUS WALKER, Cashier. RESOURCES. LIABILITIES. Loans and discounts. . .$ Demand loans Bonds and stocks owned Banking house Furniture and fixtures.. Other real estate Due from banks and bankers in this State. Due from banks and Gold Silver, nickels and pen- Checks and cash items. . Exchanges for the clear- ing house Profit and loss Interest paid Advances on cotton.... 37.818 83 8,231 48 1,917 13 2,021 22 5,500 00 13,942 58 3,510 82 3,473 00 385 00 1,611 99 1,778 20 1,394 54 Capital stock paid in.. .$ Surplus fund Undivided .profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States...'. Due unpaid dividends. . Individual deposits sub- Demand certificates.... Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- 25,000 00 3,258 47 34,986 71 18,260 50 79 11 Bills payable, including time certificates representing borrowed Total $ 81,584 79 Total '. LOANS AND DISCOUNTS. $ 81,584 79 In judgment Not in suit Total ... $ 46,050 31 . . $ 46,050 31 Good Doubtful $ 46,050 31 $ 46,050 31 ^--. 638 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Screven County Bank, Located at Sylvania, Ga., at the Close of Business June 21, 1907. RESOURCES. LIABILITIES. Loans and discounts. . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State.. Due from banks and bunkers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ins house - Profit and loss Interest paid. Depositors fund 136,094 56 3,653 63 997 42 1,253 74 859 17 2,131 00 535 00 1,455 68 1,873 84 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . . Due unpaid dividends . Individual deposits subject to check Savings deposits Demand certificates. . . . Time cercificates Certified checks Cashier's checks .. . . Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borro.wed money 25,000 00 22,244 35 39,623 09 11,811 71 123 22 50,051 67 Total In suit In judgment Not in suit Total $ 148,854 04 Total. LOANS AND DISCOUNTS. $ 136,094 56 $ 136,094 56 Good Doubtful Worthless Total 148,854 04 $ 135,798 11 296 45 $ 136,094 56 P TREASURER'S REPORT. 63$ Statement of the Condition of the Screven County Bank. Located at Sylvania, Ga., at the Close of Business December 17, 1907. L. H. HILTON, President. W. P. WILLIAMS, Cashier. BESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank. .. . Banking lmu.se. Furniture and fixtures . 103,867 91 7,796 21 997 42 Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold: Silver, nickels and pen- nies Checks and cash items. Clearing house certifi- 2,639 53 1,081 57 6,075 00 405 00 1,905 11 1,079 35 Profit and los Interest paid Clearing house certifi- cates on Atlanta and other points. 3.031 34 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . . Due unpaid dividends Individual deposits subject to check. Demand certificates . . . t 'ar>hier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 25,000 00 26,708 70 58,278 88 10,227 27 111 92 8,651 67 Total * 128,878 44 Total LOANS AND DISCOUNTS. Not in suit Total ..... .. 103,867 91 $ 103,867 91 Good Doubtful $ 128.878 44 $ 103,867 91 $ 103,867 91 640 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Sylvester Banking Co., Located at Sylvester, Ga., at the Close of Business February 4, 1907. RESOURCES. LIABILITIES. Loans and discounts..$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from' banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss . Interest, paid Clearing house certifi- cates 116,231 53 1,316 08 2,477 69 1,850 00 2,300 00 4,(.00 00 3t,3i2 93 13,344 18 2,320 00 245 00 1,538 34 1,149 20 Capital stock paid in. .f Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates... . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 50,000 00 10,000 00 19,166 ia 76,745 6824,993 71 189 43. Total. In suit In judgment Not in suit Total $ 181,094 95 Total LOANS AND DISCOUNTS. $ 117,547 51 $ 117,547 51 Good Doubtful Worthless Total . .. ,$ lsi,094 95 $ 117547 51 $ 117,547 51 TREASURER'S REPORT. 641 Statemeat of the Condition of the Sylvester Banking Co., Located at Sylvester, Ga., at the Close of Business December 17, 1907. 6. A. ALFORD, President J. H. WEST.BE BRY, Cashier. RESOURCES. LIABILITIES. Loans and discounts . $ Demand loans Overdrafts (cotton).... Bonds and stocks ov.ned 107,120 35 10,122 28 Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankersin other States Currency Gold Silver, nickels and pen- nies Checks and cash items Exchanges for the 1,860 00 2,300 00 4,000 00 27,546 85 12,938 90 9,200 00 800 00 2,231 64 Profit and loss Advance on cotton 770 00 Total $ 178,830 02 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and Due to banks and bankers in this State .... Due to banks and bankers in oth^r States.... Due unpaid dividends. . Individual d ep o s its subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house, certificates Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 50,000 00 10,000 00 21,536 28 78,189 36 14,548 88 5 00 185 50 4,415 00 Total. . $ 178,880 02 LOANS AND DISCOUNTS. In suit (with att'y for collection) $ In judgment Not in .suit Total $ 805 29 106,315 06 107,120 35 Good Doubtful Worthless Total $ 107,120 35 $ 107,120 35 642 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Talbotton, Located at Talbotton, Ga., at the- Close of Business December 13, 1907. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans .' Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures.. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies .... Checks and cash items.. Exchanges for the clear- ing house. Profit a>id loss Interest paid. Clearing house certifi- cates 33,173 80 4,455 07 38 10 4,660 93 2,481 13 766 69 1,820 31 622 00 300 00 339 85 7,191 24 640 00 Capital stock paid in. $ Surplus fund. Undivided profits, less current expenses and taxes paid Due-to banks and bank- ers in this State Due to banks and bank- ers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. . . . lime certificates. Ceriifled checks Cashier's checks Due to clearing house Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 30,000 00 1,48174 13.930 43 6,077 01 5,000 00- .Total In suit In judgment Not in suit Total $ 56,489 18 Total LOANS AND DISCOUNTS. ,$ 17 75 Good Doubtful 37,611 18 Worthless $ 37,628 93 Total $ 56,489 18 $ 37,628 93 $ 37,628 93 OTMN ^ TREASURER'S REPORT. 643 Statement of the Condition cf the Bank of Talbotton, Located at Talbotton, Ga., at the Close of Business December 17, 1907. ,T. H. MCGEHEE, Vice-President. -J. W. JORDAN, Cashier. RESOURCES. LIABILITIES. Demand loans Bonds and stocks owned by the bank Banking house Furniture and fixtures . Other real estate Due from banks and bankers in this State. Due from banks and Gold Silver, nickels and pen- Checks and cash items Exchanges for the clear- Interest paid 32,573 42 4,455 07 36 56 4,660 93 2,481 13 1,057 19 1,316 67 5,172 00 300 00 583 14 3,727 11 16 04 Capital stock paid in.. .$ 30,000 00 Undivided profits less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other Stares. . . . Due unpaid dividends.. Individual deposits sub- Dema' d certificates. . .. Time certificates Certified checks........ Cashier's checks Due IO clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 1,529 64 557 03 13,210 58 6,077 01 5 00 5,000 00 Total $ 56,379 26 Total $ 5(>,S79 26 LOANS AND DISCOUNTS. In judgment .... Total 17 75 37,010 74 $ 37,028 49 Good Doubtful Total $ 37,028 49 $ 37,028 49 64,4 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Peoples Bank of Talbotton, Ga., Located at Talbotton, Ga., at the Close of Business December 12, 1907. RESOURCES. LIABILITIES. Loans and discounts... .$ Overdrafts Bonds and stocks owned 56,697 74 13,302 01 294 17 Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit and loss Clearing house certifi- cates 4,735 63 3,055 98 9,052 42 5.926 17 16,390 00 330 00 3,510 70 2,468 16 3,971 00 Depositors g u a r an tee fund 2,810 81 Capital stock paid in. . .$ 25,000 09 Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .. Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates ... Time certificates. Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing b o r r o wed 9,127 7 45 00 64,601 17 23,617 83 152 82 Total $ 122,544 79 Total $ 122,544 79 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 245 69 69,754 06 $ 69,999 75 Good., Doubtful Worthless Total $ 69,399 75 500 00 100 00 $ 69,999 75 --.. TREASURER'S REPORT. 645 Statement of the Condition of the Peoples Bank of Talbotton, Ga., Located at Talbotton, Ga., at the Close of Business December 17, 1907. Yf. 8. WlTHA.lt, President. A. P. PERSONS, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .1 Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture andflxtures. Other real estate Due from banki and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Paid for cotton for ship- ment Clearing house certifi- cates 56,860 71 10,994 23 495 96 4,735 63 3,055 98 11,311 91 5,299 90 16,835 00 330 00 3,409 53 370 64 643 75 5,965 03 838 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States . . Due unpaid dividends . Individual deposits sub- ject to check Deim-nd certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted ... Bills payable, including time certificates representing borrowed money 25,000 09 9,807 64 45 00 82,417 66 6,011 a 258 14 Total $ 121,146 Total $ 121,146 27 LOANS AND DISCOUNTS. In suit Tax executions Not in suit Total * ^ 67,599 00 Good Doubtful . Worthless. .$ 67,854 94 Total 67,254 94 500 00 100 00 $ 67,854 94 646 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Taylorsville, Located at Taylorsville, Ga., at the Close of Business October 3, 1907. RESOURCES. LIABILITIES. Loans and discounts. . .$ Demand loans Overdrafts ... Overdrafts secured by "cotton Bonds und stocks owned by the bank Banking house Furniture and fixtures. Other real estate Du^ fro m banks and bankers in this State Due from banks and bankers inoiher States Currency Gold Silver, nickels and nen- oGuhn^icefks an;d ca-hi.tems. Exchanges for the clearing house Profit and loss Interest paid. .. Deposit and guarantee fund 65,528 30 651 17 700 00 1,400 00 1,597 91 11,952 87 3,329 56 1,691 00 185 00 1.21795 9344 2,822 70 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State. ... Due to btnks and bankers in other States.... Due unpaid dividends . Individual deposits sub- ject to check Savingsdeposits Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- count^ Bills payable, including time certificates, representing borrowed money 25,000 00 3,429 07 2,000 00 25,776 83 4,947 89 30,000 00 Total In.suit . In judgment Not in suit Ttal $ 91.15;; 79 Total. LOANS AMD DISCOUNTS, $ ood Doubtful 65,528 30 Worthless .$ (55,528 30 Total .$ 91,153 79 $ 65,526 30 $ 65,528 30 wmmmimmimmmmm^ TREASURER'S REPORT. 647 Statement of the Condition of the Bank of Taylorsville, Located at Taylorsville, Ga., at the Close of Business December 17, 1907. W. E. PtJCKETT, President. R. T. EBERHAKDT, Cashier. RESOURCES. LIABILITIES. Loans and discounts. ..$ Demand loans Overdrafts Bonds and stocks owned by the bank '. Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- inghouse Profit and loss Interest paid Clearing house certifi- cates 45,080 87 2,u00 00 1,356 24 700 00 1,400 00 1,597 91 10,604 11 7,307 81 1,781 00 140 00 588 31 148 37 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. .. Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including tim certificates representing borrowed money 25,000 00 5,<571 48 83,148 o4 4,/84 oi ,__.,,,, 4,500 00 Total $ 72,704 03 Total LOANS AND DISCOUNTS. * 72,704 63 In suit In judgment Not in suit Total $ ,7 080 87 4i,0bujw ,_J__471OS0_87_ Good Doubtful Worthless Total * 47,080 87 * 47,080 87 848 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Temple Banking Co., Located at Temple, Ga., at the Closeof Business October 22, 1907. RESOURCES- LIABTLITIES. Loans and discounts. ..% Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold .'..W Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 48,143 28 161 39 500 00 1,257 50 12,007 09 1.685 00 765 00 825 57 181 95 Capital stock paid in. . $ 2o,000 00 Surplus fund Undivided profits, less current expenses and taxes paid 1,596 07 Due to banks and bank- ers in this State Due to banks and bank- ers in other States. . .. Due unpaid dividends. . Individual deposits sub- ject to check 3#,620 63 Savings deposits Demand certificates. . . . Time certificates 6,310 08 Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 12,000 00 -I^L In suit In judgment Not in suit T"tal S 65,526 78| Total LOANS AND DISCOUNTS. ,$ Good Doubtful. 48,143 28 Worthless. $ 48.143 28 Total. $ 65,526 78 $ 48 143 28 $ 48,143 28 _ TWl TREASURER'S REPORT. 649 Statement of the Condition of the Temple Banking Co., Located' at Temple, Ga., at the Close of Business December 17, 1907. DR. W. F. GOLDEN, President. J. F. Di RRKTT, Cashier, RESOURCES. LIABILITIES. Loans and discounts.. $ Demand loans Overdrafts, cotton Bonds and stocks owned Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Sold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- 33,116 90 1,298 57 500 00 1,257 50 10,814 65 4,415 00 2-15 00 524 62 210 99 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house.. . Notes and bills redis- Bills payable, including time certificates representing borrowed Clearing house loan . . 25,000 00 1,580 02 20,402 14 5,160 08 210 99 Total $ 52,353 23 52,353 2S . In judgment Not in suit LOANS AND DISCOUNTS. $ 75 00 Doubtful 33,T)41 90 Worthless $ 33,116 90 Total $ 33,116 90 $ 33.116 m ma TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Farmers & Merchants Bank, Located at Tennjlle, Ga., at the Close of Business, May 15, 1907. RESOURCES. LIABILITIES. Loans and discounts $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Due from banks and bankers in this State. Due from banks and bankers in other .States Currency Gold Silver, nickels and pen- nies ... Checks and cash items. Exchanges for the clear- ing house .. Profit and loss Interest paid Depositors fund 60,443 90 5,572 97 4,816 84 9,411 57 7,723 41 ],000 00 3,693 41 9,144 44 1,333 00 2,776 61 179 34 2,822 70 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this state .... Due to banks and bankers in other States. . . . Due unpaid dividends. . Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 25,000 00 5,000 00 7,323 52 15,500 00 8,000 00 30,142 18 3,896 21 56 28 20,000 00 Total. . $ 114,918 19 114,918 19 LOANS AND DISCOUNTS. In iudement Not in suit Total * . ...$ Good $ Doubtful Total $ SlMSM^ TREASURER'S REPORT. 651 Statement of the Condition of the Farmers & Merchants Bank, Located at Tennille, Ga., at the Close of Business December 17, 1907. W. S. WlTHAM, Prei-ident. S. C. KNOX, Cashier. RESOURCES. LIABILITIES. Loans and discounts $ Demand lonns. . . Overdrafts, secured by cotton. Bonds and stocks owned by the b tnk Banking- hous* 1 Furniture and fixtures > Othi-r real estate. ... j Due from banks and bankers in this State . Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and Lss Interest paid 47,632 30 4,894 01 9,4U 57 9,068 90 3,772 24 6,968 79 4,151 00 2,087 60 10 00 2,481 27 Capital stock paid in . . .$ Surplus fund Undivided profits, less current expenses and taxes paid ' Due to brinks and bank- ers in this Si ate Due to banks and bank- ers in other States. . . Due unp 'id dividends. . Individual deposits sub- ject to check Demand certificates.... Time certificates Certified checks Cashier's checks Notes and bills redis- cnunted Bills payable, including time cer ificates r^p- resentingborr rowed money 25,000 00 5,000 00 9,833 84 38,757 09 3,507 75 379 00 8,000 00 Total In judgment Not in suit Total $ 90,477 68 Total LOANS AND DISCOUNTS. $ 1,426 48 46,205 82 $ 47,632 30 Good Doubtful AVorthless Total $ 90,477 68 $ 47.632 30 652 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Tennille Banking Co., Located at Tennille, Ga., at the Close of Business May 14, 1907. RESOURCES. LIABILITIES. Loans and discounts . $ Overdrafts secured by 81,595 70 9,650 00 147 68 Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- 1,141 80 49,882 42 12,239 43 2,831 00 . 1.0S2 44 518 19 Profit and loss Interest paid ' Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . . Due unpaid dividends. . Individual deposits sub- Savings deposits Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to.clearing house. . Notes and bills redis- counfed Bills payable, including time certificates representing borrowed money 30,000 00 18,354 04 101,799 95 8,901 97 32 70 159,088 66 LOANS AND DISCOUNTS. 159,088 66 In suit In judgment Not in suit Total $ Good Doubtful. 91,245 70 Worthless $ 91.245 70 Total $ 91,245 70 $ 91,245 70 TREASURER'S REPORT. 653 Statement of the Condition of the Tennille Banking Co., Located at Tennille, Ga., at the Close of Busk ' ness December 17, 1907. D. E. MCMASTKB, President. J. H. ARNALL, Cashier. RESOURCES. LIABILITIES. Loans and discounts. . .$ Demand loans... . Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clearing house Profit and loss Interest paid Clearing house certifi- cates . Total $ 25,164 25 15,867 77 18,673 22 66,030 26 16,611 94 11,079 00 3,310 00 2,422 91 1,255 50 HOOO 160,554 85 Capital stock paid in. .$ 30,000 00 Surplus fund Undivided profits, less current expenses and taxes paid 19,746 50 Due to banks and bank- ers in this State Due to banks and bank- ers in other States ... Due unpaid dividends.. Individual deposits sub- ject to check " 103,537 98 Demand certificates... Time certificates 6,999 33 Certified checks Cashier's checks 271 04 Due to clearing house. . Notes and bills redis- counted Bills payable, including . time certificates rep- resenting borrowed money Total $ 160,554 85 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total 43 tr % Good Doubtful 41,032 02 Worthless $ 41,032 02 Total I 41,032 02 * 41,032 02 654 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Upson Banking & Trust Co., Located at Thomaston, Ga., at the Close of Business December 9, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture-and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house. Profit and loss Interest paid ..... . . . Clearing house certifi- cates 159,690 05 8,532 56 1,000 00 21,483 74 6,656 62 12,158 00 1,695 00 591 71 2,440 79 1,081 00 Total $ 215,329 47 Capital stock paid in . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bankers in other States.. .. Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house ; certificates issued. . . . Notes and bills redis- counted Bills payable, including, time certificates representing bor rowed money. 50.000 00 10,000 00 1,081 87 62,055 48 68,192 12 4,000 00 20,000 00 Total $ 215,329 47 LOANS AND DISCOUNTS. In suit In judgment Not in suit 'Total. $ 324 10 159,365 95 $ 159,690 05 Good Doubtful Worthless Total $ 159,690 05 $ 159,690 05 Wl TREASURER'S REPORT. 665 Statement of the Condition of the Upson Banking & Trust Co., Located at Thomaston, Ga., at the Close of Business December 17, 1907. S. Y. PBUITT, President. L. P. DAVIS, Cashier RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house & fur- ) mture & fixtures % ) Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Clearing house certifi- cates Profit and loss Interest paid 144,440 95 1,384 86 15,264 00 lfiQQ 0Q 12,444 86 13.615 05 11,110 00 1,235 00 813 21 3,604 47 19100 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividends Individual deposits subject to check Demand certificates ... Time certificates Certified checks .... Cashier's checks Clearing house certificates Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 50,000 00 10,000 00 204 66 58,881 57 55,872 12 145 00 5,000 00 5,000 00 20,000 00 Total . . . .$ 205,103 So Total $ 205,103 35 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 77 00 221 00 144,142 95 $ 144,440 95 Good Doubtful Worthless Total $ 144,041 75 399 20 $ 144,440 95 656 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Thomasville, Located at Thomasville, Ga., at the Close of Business January 26, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts. Bonds and stocks owned by the bank Banking house Furniture and fixtures Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items . Kxchanyes for the clear- ing house Profit and loss Advances on cotton. ... Interest paid 283,780 85 22,175 00 4,785 88 55,000 00 10,275 02 3,954 23 4,765 69 33,233 96 51,901 08 31,741 00 620 00 3,518 68 414 51 1,705 23 Capital stock paid in. .$ Surplus fund . Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States... . Due unpaid dividends.. Individual deposits sub- ject to check. Demand certificates . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 100,000 00 25,000 00' 22,574 27 23,050 25 52 00 323,205 64 15,988 97~ 15,000 00 Total $ 524,871 13 Total $ 524.871 13 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 305,955 85 $ 305,955 5 Good Doubtful Worthless Total. $ 304.505 55 1,450 30 $ 305,955 85 m TREASURER'S REPORT. 657 Statement of the Condition of the Bank of Thomasville, Located at Thomasville, Ga.,' at the Close of Business December 17, 1907. E. M. SMITH, President. B. H. WRIGHT, Secretary. RESOURCES. LIABILITIES. Loans and discounts. .. ..$ 254,546 37 Demand loans 16,505 46 Overdrafts 10,272 04 Bonds and stocks owned by the bank 32,900 00 Banking house 9,000 00 Furniture and fixtures 2,500 00 Other real estate 2,623 07 Due from banks and bankers in this State. 13,919 70 Due from banks and bankers in other States 59,616 75 Currency 44,518 00 Gold 10,295 00 Silver, nickels and pen- nies 6,459 82 Checks and cash items . 63 37 Exchanges for the clear- ing house Profit and loss Interest paid Advances on cotton. ... 28,075 48 Capital stock paid in. ..$ 100,000 00 Surplus fund 25,000 00 Undivided profits, less current expenses and taxes paid 41,721 25 Due to banks and bank- ers in this State 17,187 03 Due to banks and bank- ers in other States.. . Due unpaid dividends. . 300 00 Individual deposits sub- ject to check 267,357 25 Demand certificates. . . . 937 57 Time certificates 14,165 96 Certified checks 36 00 Cashier's checks Due to clearing house . 24,590 00 Notes and bills redis- counte i Bills pavable, including time certificates rep- resenting borrowed money Total Insult In judgment Not in suit Total $ 491,295 06 Total LOANS AND DISCOUNTS. $ 2,774 69 Good 521 59 Doubtful 251,250 09 Worthless $ 254,546 37 Total * 491,295 06 $ 253,392 27 1.154 10 $ 254,546 37 658 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Banking & Trust Co., Located at Thomasville, Ga., at the Close of Business January 24, 1907. RESOURCES. LIABILITIES. Loans and discounts. . . $ 180,786 16 Bonds and stocks owned by the bank Banking house Furniture and fixtures. 18,408 87 4,704 74 2,475 00 Due from banks and bankers in this State.. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid ... Clearing house certifi- 10,951 11 45,335 97 10,890 00 162 50 6,407 24 2,421 01 Depositors guarantee fund 282,542 60 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- 50,000 00 24,516 30 Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates .. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills fedis- counted Bills payable, including time certificates representing borrowed 87 50 203,134 22 4,804 58 Total. $ 282,542 60 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 180,786 16 $ 180,786 16 Good Doubtful .. Worthless Total $ 180,786 16 '. $ 180,786 16 ^PHI TREASURER'S REPORT. 659 Statement of the Condition of the Citizens Banking & Trust Co., Located at Thomasville, Ga., at the Close of Business December 17, 1907. J. T. ClILPEPPER, President. J. M. DEKLE, Asst. Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 178,899 70 7,200 00 8,030 44 4,704 74 2,475 00 1,017 57 2,24183 25,000 00 700' 00 4,727 24 Total $ 234,996 52 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. .. Due unpaid dividends. . Individual deposits subject to check Demand certificates ... Savings deposits Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 50,000 00 30,765 25 106,704 26 7,424 58 35,301 93 4,800 00 Total $ 234,996 52 LOANS AND DISCOUNTS. In suit In judgment Total $ 265 00 178,634 70 % 178,899 70 Good Doubtful Worthless $ 178,899 70 $ 178,899 70 660 TREASURER'S REPORT. Bank Examiner's Report of the Condition of The Peoples Savings Bank, L,oeated at Thomasville, Ga., at the Close of Business January 25, 1907. RESOURCES. LIABILITIES. Loans and discounts. ..% Demand loans Bonds and stocks owned Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and Gold Silver, nickels and pen- nies Checks and cash items Exchanges for the clear- Profit and loss Interest paid Total $ 22,916 58 675 81 6,815 49 259 00 95 00 91 61 114 38 30.967 87 Capital stock paid in. . $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . Due unpaid dividends Individual deposits sub- Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money Total $ 16,500 00 959 86 13.508 01 30,967 87 LOANS AND DISCOUNTS. Not in suit Total $ Good ..:.' Doubtful 22,916 58 Worthless $ 22,916 58 Total S 22,916 58 $ 22,916 58 PR TREASURER'S REPORT. 661 Statement of the Condition of The Peoples Savings Bank, Located at Thomasville, Ga., at the Close of Business December 17, 1907. T. J. BALL, President. S. N. BALL, Cashier. RESOURCES. LIABILITIES. Loans and discounts $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture, fixtures and banks Other real estate Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency Gold Silver, nickels and pen- nies Checks and cash items Exchanges for the clear- ing house Profit and loss *Interest paid Clearing house certifi- cates 41,395 10 2.255 29 3,414 99 616 93 2,528 00 145 00 340 00 50 50 298 00 Capital stock paid in ... $ Surplus fund Undivided profits, less current expenses taxes paid ... . and Due to banks and bank- ers in this State Due to banks and bank- ers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 25,000 00 1,000 00 956 63 16,187 18 1,900 00 6,000 00 Total' ..$ 51,048 81_ _Total $ fiL048_81 *First quarter... .$110 00 and deducted from interest account Second quarter. . 92 23 " " (( (( ,, l2"n2?S>tateSrt wfflnot be charged'off untilJanuary 1st, 1908. LOANS AND DISCOUNTS. In.suit $ In judgment Not in suit Total $ Good Doubtful. . Worthless . Total 662 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Thomson, Located at Thomson, Ga., at the Close of Business November 15, 1907. RESOUBCES. LIABILITIES. Loans and discounts.. $ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Certificates Currency ld" .; Silver, nickels and pen- "ief Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 108,199 69 34,461 06 6,012 74 1,600 00 4,102 00 5,363 26 30,543 71 3,536 06 2,050 00 2,030 00 540 50 1,026 36 5,205 92 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .. . Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills rediscounted Bills payable, including time certificates representing borrowed mney 25 000 00 25,000 00 27,040 61 48 00 87,489 27 35,093 42 5>000 00 Tota' $ 204,67130 Total $ 204,671 30 LOANS AND DISCOUNTS. In suit In judgment Not in suit Ttal ..% 710,278 57 " Total LOANS AND DISCOUNTS. $ . 5,930 86 520,583 06 $ 526,513 92 Cood Doubtful Worthless Total .$ 710,278 57 $ 521,513 92 5,001) 00 $ 526,513 92 n^ TREASURER'S REPORT. 68? Statement of the Condition of the Merchants Bank of Valdosta, Located at Valdosta, Ga., at the Close of Business December 17, 1907. R. Y. LANE, President. J. T. BLALOOK, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .* 444.13139 Demand loans 89,754 03 Overdrafts (on cotton). . 35.0U0 00 ()verdrafts 13,658 64 Bonds and stocks owned by the bank 12,140 66 Banking house 13,141 74 Furniture and fixtures. . 3,220 82 Other real estate Due from banks and bankers in this State. 32,893 15 Due from banks and bankersin other St-ites 6,679 58 Currency 17,229 00 Gold 1,500 00 Silver, nickels and pen- nies 1,299 65 Clearing house certifi- cates 19,854 00 Checks and cash items . 1,719 27 Exchanges for the clear- ing house :. Profit and loss Interest paid Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends . Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Clearing house account. Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 100.000 00 25,000 00 80,791 03 15,799 76 321,9(2 41 26,258 75 118 00 25,000 00 77,351 98 20,000 00 Total $ 692,221 93 , Total $ 692,22193 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 5,930 86 562,954 56 $ 568.885 42 Good Doubtful Worthless Total $ . 558,885 42 10,000 00 $ 568,885 42 684 TREASURER'S REPORT Bank Examiner's Report of the Condition of the Valdosta Bank & Trust Co., Located at Valdosta, Ga., at the Close of Business February 6, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts secured 'by cotton . Bonds and stocks owned by the bank Furniture and fixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items. Profit and loss Interest paid. Clearing house certifi- cates 275,434 89 16,148 42 20,784 86 3,817 78 12,926 31 13,265 23 2,837 00 165 00 6,074 64 412 55 Capital stock paid in. .$ Surplus fund. Undivided profits, less current expenses and Due to banks and bankers in this State .. . Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills redis- counted Bills payable, including time certificates representing borrowed mney 200,000 00 11,465 81 1,037 08 115,749 81 15,000 00 23,172 29 13S 09 Total $ 366,563 08 Total $ 366,563 08 LOANS AND DISCOUNTS. In suit Not in suit Total $ 292,583 31 $ 292,583 31 Good Total ' $ 292,583 31 $ 292,583 31 TREASURER'S REPORT. 685 Statement of the Condition of the Valdosta Bank & Trust Co., Located at Valdosta, Ga., at the Close of Business December 17, 1907. B. P. JOKES, President. C. L. JONES, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ 327,505 20 Demand loans Overdrafts Bonds and stocks owned 14.821 18 5,94o 97 by the bank.. Banking house.... ... Furniture and fixtures. .f ^fl 8b s,bl7 ( Other real estate ... Due from banks and bankers in this State. lb,lbL VJ Due from banks and bankers in other States o,o27 06 Currency .. .: Gold Silver, nickels and pen- nies Checks and cash items. 20,856 00 29 2>364 08 Exchanges for the clearing house 7d0 b Profit and loss Interest paid Clearing house certifi- cates on hand. d,4d7 00 Capital stock paid in.. ,$ 200,000 00 Surplus fund Undivided profits, less current expenses and taxes paid 25,105 79 Due to banks and bank- ers in this State Due to batiks and bank- ers in other States. .. Due unpaid dividends. . Individual deposits sub- ject to check 89,206 01 Demand certificates. .. . 5,000 00 Time certificates 77,568 23 Certified checks Cashier's checks 9 50 Notes and bills redis- counted Bills payable, including time certificates rep- resenting b o r rowed money Clearing house certifi- cates received from clearinghouse 24,950 00 Total. $ 421,839 53 Total $ 421.839 53 LOANS AND DISCOUNTS. In suit In judgment Not in suit...... Total 45 tr $ 750 0-0 341,0/6 d8 $ 341,826 38 Good Worthless Doubtful Total * 341,826 38 $ 341,826 38 ' '-^d 686 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Vidalia, Located at Vidalia, Ga., at the Close of Business April 15, 1907. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house , Profit and loss Interest paid Depositors fund 21,920 24 245 00 l 50 3,369 84 1,730 00 5,855 38 5,038 23 1,834 00 85 00 152 65 138 20 2,822 70 Capital stock paid in. .$ Surplus fund. Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States:. . . Due unpaid dividends. . Individual deposits subject to check Demand certificates. . .. Time certificates Certified checks . .. Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 15,000 00 268 95 2,500 00 2,500 00 10,325 54 7,598 25 5,000 00 Total.. In suit In judgment Not in suit Total $ 43,192 74 Total LOANS AND DISCOUNTS. $ 91 50 Good Doubtful 22,073 74 Worthless $ 22,165 24 Total $ 43,192 74 $ 22,165 24 $ 22,165 24 TREASURER'S REPORT. 687 Statement of the Condition of the Bank of Vidalia, Located at Vidalia, Ga., at the Close of Business December 17, 1907. JN-O. W. POB, President. V. M. WOMACK, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. $ Demand loans Overdrafts Bonds and stocks owned by the bank. Banking house Furniture andfixtures . Other real estate Due from banks and bankers in this State. Due from banks and bankersinother States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 25,163 40 1,435 00 500 00 3,451 84 1,709 00 5,426 05 3,016 66 936 00 271 54 49 66 61 80 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to hanks and bank- ers in this State Due to banks and bank- ers in other States . .. Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. "Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 422 28 13,688 02 6,970 65 6,000 00 Total In suit In judgment Not in suit Total $ 42,080 95 Total LOANS AND DISCOUNTS. $ 1,793 69 Good 616 50 Doubtful 24,188 21 Worthless $ 26,598 40 Total $ 42,080 95 $ 26,598 40 $ 26,598 40 'SUM 688 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Bank, Located at Vidalia, Ga., at the Close of Business April 16, 1907. RESOURCES. LIABILITIES. Loans and discounts . . $ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 83,460 15 4,706 97 300 00 1,887 72 1,691 83 4,139 02 11,547 76 1,37153 941 00 50 00 1,230 88 298 35 Total $ 111,625 21 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . Due unpaid dividends . Individual deposits subject to check Savings deposits.. Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 25,000 00 7,500 00 1,897 70' 840 00 53,027 33. 18,045 68 314 50- 5,000 00 Total $ 111,625 21 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good 1,833 73 Doubtful 81,626 42 Worthless $ 83,460 15 Total $ 82,460 151,000 00 $ 83,460 15- TREASURER'S REPORT. 689 Statement of the Condition of the Citizens Bank of Vidalia, Located at Vidalia, Ga., at the Close of Business December 17, 1907. \V, T. JENKINS, President. J. E. SCHUMPERT, Cashier. RESOURCES. LIABILITIES. Loans and discounts... .$ 75,460 64 Demand loans Overdrafts 2,328 77 Bonds and stocks owned by the bank 300 00 Banking house 9,186 10 Furniture and fixtures. . 2,206 01 Other real estate 4,273 54 Due from banks and bankers in this State . . 11,468 89 Due from banks and bankers in other States 677 46 Currency 1,935 00 Gold 32 50 Silver, nickels and pen- nies 319 94 Checks and cash items . 1,991 09 Exchanges for the clear- ing house Profit and loss Interest paid 3,824 58 Depositors guarantee fund Fire insurance fund.. .. Capital stock paid in.. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . . Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redisoounted Bills payable, including time certificates representing borrowed money . T....: 25,000 00 7,500 00 4,527 78 566 00 39,739 77 31,854 70 816 27 4,00000 Total $ 114,004 52 Total $ 114,004 52 LOANS AND DISCOUNTS. Total $ 1,819 60 1,708 67 71,932 37 $ 75,460 64 Good Doubtful Total $ 74,160 15 1,300 49 $ 75.460 64 690 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Dooly Savings Bank, Located at Vienna, Ga., at the Close of Business March 27, 1907. RESOURCES. Loans and discounts. $ Demand loans Overdrafts Bonds and stocks- owned by the bank Banking house Furniture and fixtures.Other real estate Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 48,815 27 100 00 4,430 13 LIABILITIES. Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other Stales . . Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money . . 15,000 00 11.342 5016,827 90 10,175 00 53,345 40 Total $ 53,345 40 LOANS AND DISCOUNTS. In suit In judgment Total. .. $ Good Doubtful 48,815 27 $ 48,815 27 Total $ 48,815 27 $ 48,815 27 "^ TREASURER'S REPORT. 691 Statement of the Condition of the Dooly Savings Bank, Located at Vienna, Ga., at the Close of Business .December 17, 1907. J. O. HAMILTON, President. K. R. LEWIS, Cashier. RESOURCES. LIABILITIES. Loans and discounts..! Demand loans Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid .: 54,687 78 100 00 839 73 1,000 00 Capital stock paid in. . $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. ... Due-unpaid dividends. . Individual deposits subject to check Demand certificates. .. Certified checks Cashier's checks .... Due to clearing house.. Notes and bills redis- Bills payable, including time certificates representing borrowed money 15,000 00 12,173 33 29,454 18 56,627 51 56,627 51 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 54,687 78 Worthless $ 54,687 78 Total $ 54,687 78 $ 54,687 78 692 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Vienna, Located at Vienna, Ga., at the Close of Business March 26, 1907. RESOURCES. LIABILITIES. Loans and discounts... .$ 115,710 63 Demand loans 431 00 2,570 64 Bonds and stocks owned by the bank 8,68 00 Banking house 3,270 47 Furniture and fixtures. Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 16,552 73 13,726 53 3,bOS 00 5 00 1,956 36 550 25 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States... . Due unpaid dividends. . Individual deposits sub- ject to check * Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 50,000 00 4 578 10 3,648 99 750 00 71,632 63 26,121 89 233 00 10,000 00 In suit In judgment Not in suit Total 166,964 61 Total LOANS AND DISCOUNTS. $ 23 00 116,118 63 $ 116,141 63 Good Doubtful Worthless. Total $ 166,964 61 $ 116,141 63 $ 116,141 63 TREASURER'S REPORT. 693 Statement of the Condition of the Bank of Vienna, Located at Vienna, Ga., at the Close of Business December 17, 1907. J. O. HAMILTON, President. K. R. LEWIS, Cashier. RESOURCES. LIABILITIES Loans and discounts * Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Cold Silver, nickels and pen- nies Checks and cash items (cotton) Exchanges for the clear- ing house Profit and loss Interest paid 80,752 36 1,544 49 8,688 00 3,272 97 22,499 57 12,848 31 14,827 00 1,465 00 3,476 13 3,083 06 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States. .. Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 50,000 00 5,47 87 296 95 54 00 81,125 73 14,459 8S 548 46 Total In suit In -judgment Not in suit Total. I 151,956 89 Total LOANS AND DISCOUNTS. $ Good Doubtful . 80,752 36 Worthless. $ 80,752 36 Total $ 151,956 89 ',752 36 * 80,752 36 694 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Villa Rica, Located at Villa Rica, Ga., at the Close of Business October 21, 1907. RESOURCES. LIABILITIES. Loans and discounts... $ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house turniture and fixtures. Other real estate. .. . Due from banks and bankers in this State. Due from banks and bankers in other States Currency ^.old Silver, nickels, and pen- nies Checks and cash items Exchanges for the clear- ing house Profit and loss Interest paid 89,103 98 8,574 35 681 18 1,000 00 1,575 00 10,016 10 5,697 78 3,715 00 100 00 789 43 Capital stock paid in. . .$ 30,000 00 Surplus fund Undivided profits, less current expenses and taxes paid " 15,162 49 Due to banks and bank- ers in this State Due to banks and bank- ers in other States. . . Due unpaid dividends. . Individual deposits sub- ject to check 37,175 94 Demand certificates. .. . Time certificates 8.530 00 Certified checks Cashier's checks 384 39 Due to clearing house. . >otes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 30,000 00 Total In suit In judgment Not in suit TotaI $ 121,252 82 Ttal LOANS AND DISCOUNTS. '....$ 97,678 33 $ 97.678 33 SD0o0u*b;t.f-u,l Worthless Total . .$ 121,252 82 * 97,678 33 $ 97.67S 33 TREASURER'S REPORT. 695 Statement of the Condition of the Bank of Villa Rica, Located at Villa Rica, Ga., at the Close of Business December 17, 1907. W. B. CANDLER, President. S. 0. FIELDER, Cashier. RESOURCES. LIABILITIES. . Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by (he bank Banking house Furniture and fixtures. Other real estate. . Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items Exchanges 1 or the clear- ing house Profit and loss Interest paid. 63,975 48 6,000 00 j.WO ^u 1,570 W ->o,034 9/ 6,452 47 2- $ AW m 5Ud ^ Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bankers in other States. . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates . . Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 30,000 00 lo,d<4 57,361 55 3,590 00 1,135 12 Total .$107^61^4 Total .$ 107,461 34 LOANS AND DISCOUNTS. In suit In judgment Not in suit. . Total Good j Doubtful 63,975 48 Worthless W^'l" TV.fa.1 * 63,975 48 $ 63 976 48 696 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Merchants & Planters Bank, Located at Villa Rica, Ga., at the Close of Business October 21, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Otiier real estate. Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies. Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 23,869 94 550 00 9 14' 1,574 09 1,543 01 15,225 87 697 81 1,943 00 110 00 299 23 L'O 10 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid.... .... Due to banks and bankers in this State Due to banks and bankers in other States. Due unpaid dividends.. Individual deposits sub- ject to check Savings deposits Demand certificates.. . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bilis redis- counted Bills payable, including time cert ificatesrepresenting borrowed money 18,000 00 470 69 18,247 25 104 25 9,020 00 Total $ 45,842 19 Total $ 45,842 19 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total if Good Doubtful 24,419 94 Worthless $ 24,419 94 Total $ 24,419 94 $ 24,419 94 TREASURER'S REPORT. 697 Statement of the Condition of the Merchants & Planters Bank, Located at Villa Rica, Ga., at the Close of Business December 17, 1907. J. R. MOORE, President. E. K. AYERS, Cashier, RESOURCES. LIABILITIES. Loans and discounts .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and lixtures.. Other real estate Due from Danks and bankers in this State. . Due from banks and bankers in otherStates Currency Gold Silver, nickels and pen- nies ("hecks and cash items. . Exchanges for the clear- ing house Profit and loss Interest paid 17,482 96 2 62 1,574 09 1,543 01 9,487 35 240 30 1,685 00 85 00 226 49 335 00 Capital stock paid in...$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, includ- ing time certificates representing borrowed money 18,000 00_ 761 73 12,525 79 do4 rfO 1,020 00 Total. In suit In judgment Not in suit Total 32.661 82 Total LOANS AND DISCOUNTS. $ Good Doubtful - ] 7,482 96 Worthless $ 17,482 96 Total . $ 2,661 82 $ 17,482 96 $ 17,482 96 698 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Unadilla, Located at Unadilla, Ga., at the Close of Business March 27, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 86,115 54 450 00 964 95 3,000 00 1,500 00 4,657 56 10,81184 2,'548 00 140 00 643 07 185 34 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. .. . Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 25.000 00 3,500 00 1,703 85 45,820 42 7,916 52 8,575 51 18,500 00 Total $ 111,016 30 Total , $ 111,016 30 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good 84 30 Doubtful 86,481 24 Worthless $ 86,565 54 Total $ 86,323 44 " 242 10 $ 86,565 54 _, TREASURER'S REPORT. 699 Statement of the Condition of the Bank of Unadilla, Located at Unadilla, Ga., at the Close of Business December 17, 1907. W. B. NICHOLS, President. JNO. R. LOCKEKMAN, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Bonds and stocks owned Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankersin otherStates Currency Gold. Silver, nickels and pen- Clearing house certifl- Checks and cash items. Cotton accounts 55,931 22 2,700 60 857 73 3,000 00 1,500 00 5,065 26 6,839 59 2,436 00 700 00 373 61 469 00 70 81 2.114 11 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. .. Due unpaid dividends . Individual deposits subject to check Demand certificates ... Time certificates Certified checks. Cashier's checks Due to clearing house Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 25,000 00 5,000 00 1,428 37 40,215 56 965 00 8,978 19 470 81 Total In suit In judgment. Not in suit. . . Total ? 82,057 93 Total LOANS AND DISCOUNTS. $ 157 00 85 00 Doubtful 58,389 82 $ 58,631 82 $ 82.057 93 $ 58,426 82 205 00 58,631 82 ur--^ 700 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Wadley, Located at Wadley, Ga., at the Close of Business May 18, 1907. EESOUECES. LIABILITIES. Loans and discounts... .$ Demand loans Overdrafts . Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency. Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Depositors fund 63,042 13 3,931 51 438 63 6,457 61 1,402 39 3,720 57 5.245 12 1,328 00 75 oo 787 63 55 60 2,822 70 Capital stock paid in. . .$ 25,000 00 Surplus fund Undivided profits, less current expenses and taxes paid 2,756 53 Due to banks and bank- ers in this State 2,000 00 Due to banks and bank- ers in other States. ... Due unpaid dividends. . Individual deposits sub- ject to check ' 32,788 40 Demand certificates .. Time certificates 6,436 00 Certified checks Cashier's checks.. . ... 325 96 Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 20,000 00 Total $ 89,306 89 Total $ 89,306 89 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 66,973 64 $ ,56,973 64 Good Doubtful Worthless Total .... $ 66,973 64 $ 66,973 64 TREASURER'S REPORT. 701 Statement of the Condition of the Bank of Wadley, Located at Wadley, Ga., at the Close of Business December 17, 1907. L. R. FARMER, President. F. M. REBVES, Cashier. KESOUKCES. LIABILITIES. Loans and discounts.. $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house and fix- tures Other real estate Due from banks and bankers in this State.. Due from banks and bankers in other States Currency 1 Gold Silver, nickels and}- pennies ! Checks and cash items J Exchanges for the clear- ing house Profit and loss Interest paid. . . 36,935 76 2,99151 ''w,3a " 8,85b do ^, 4,b82 6 4,,.3M 92 m 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States Due unpaid dividends. Individual deposits sub ject to check Demand certificates Time certificates.. . Certified checks Cashier's checks... . Due to clearing house Notes and bills redis- counted Bills payab'e, including time certificates representing t) or rowed money 25,000 00 2,117 67 25,767 03 7,568 64 345 8L 5,000 00 Total. Insult In judgment Not in suit Total 46 tr 65,799 15 Total LOANS AND DISCOUNTS. $ 9J ,.. - V& W 36,310J7b .^__3jU)35J7^ Good Doubtful Worthless Total * 65'799 15 $ 36-575 76 22500 135 m ! 36,335 76 702 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Bank, Located at Warrenton, Ga., at the Close of Business November 23, 1907. RESOURCES. LIABILITIES. Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned 72,222 68 4,466 10 3,528 77 Furniture and fixtures. OtheT real "estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit and loss. . . Clearing house certifi- cates 6,410 49 1,600 00 3,213 21 14,72 L 50 1,416 03 9,005 00 1,273 41 7,066 10 375 00 Depositors g u a r an tee fund Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- 25,000 Of) 11,549 87 Due to banks and bankers in other States... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates.... Time certificates Certified checks Cashier's checks. . . . Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing b o r r o wed money 62,701 48 46-94 26,000 00 Total . ...$ 125,298 29 Total $ 125,298 29 LOANS AND DISCOUNTS. In suit $ 638 78 Oood In judgment '. Doubtful Not in suit 76,050 00 Worthless Total $ 76,688 78 Total. $ 76,531 96 156 82 $ 76,688 78 ^H TREASURER'S REPORT. 703 Statement of the Condition of the Citizens Bank, Located at Warrenton, Ga., at the Close of Business December 17, 1907. J. H. BATTLE, President. C. R. FITZPATRICK, Cashier. RESOURCES. LIABILITIES. Loans and discounts..$ Demand loans Overdrafts ... Bonds and stocks owned Banking house . Furniture andfixtures. . Other real estate Due from banks and bankers in- this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Foreign collection.... . Clearing house certifi- cates 59,550 40 7,226 06 2,948 23 6,410 49 ],6'.0 00 3,213 21 10,507 00 4,543 04 10,507 00 200 00 1,904 30 8,008 56 1,116 49 251 00 Capital stock paid in. .$ Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . . Due unpaid dividends . Individual deposits sub- ject to check Demrnd certificates .. . Time certificates Certified checks Due to clearing house. Notes and bills redis- counted . . .... Bills payable, including time certificates rep- resenting borrowed 25,(00 00 13,672 63 62,398 29 732 00 16,000 00 60 45 Total $ 117,863 37 Total LOANS AND DISCOUNTS. Tax executions. Total . $ ....$ 66,777 46 66,777 46 Good Doubtful Total $ 117,863 37 i 66,527 46 250 00 $ 66,777 46 704 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Planters & Merchants Bank, Located at Warrenton, Ga., at the Close of Business November 23, 1907. RESOURCES. LIABILITIES. Loans and discounts . $ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks anil bankers in other States Gold Silver, nickels and pen- Ohecks and cash items. Exchanges for the clear- ing house . ... Profit and loss Clearing house certificates 12,617 81 1,898 17 1,238 20 3,008 98 2,291 12 12.152 80 4,247 33 3,392 00 1,543 75 1,176 81 65 00 Capital stock paid in. . $ Undivided profits, less current expenses and taxes paid Due to banks and bank- Due to banks and bankers in other States .. Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates.... Certified checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates representing borrowed 15,000 00 288 05592 --ij 24,051 1ft 3,700 00 Total $ 43,631 97 Total $ 43,631 97 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total . $ Good Doubtful 14,515 98 Worthless $ 14,515 98 Total ,. $ 14,515 98 $ 14,515 98 i TREASURER'S REPORT. 705 Statement of the Condition of the Planters & Merchants Bank, Located at Warrenton, Ga., at the Close f Business December 17, 1907. L. O. BENTON, President. J. C. ETANS, Cashier. EESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furnitureandfixturea. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clearing house Profit and loss Interest paid 15,246 82 758 42 3.008 98 2,291 12 11,469 54 9.451 36 3,327 00 50 00 1,232 75 1,772 24 Capital stock paid in .$ Surplus fund Undivided profits, less current expenses and taxes paid . Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. . .. Time certificates Certified checks Cashier's checks. ...... Due to clearing house Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 352 60 25,760 41 5,425 00 2,070 22 Total In suit [n judgment Not in suit Total $ 48,608 23 Total . LOANS AND DISCOUNTS. $ Good Doubtful 15,246 82 Worthless $ 15,246 82 Total...". $ 48,608 23 $ 15,246 82 $ 15,246 82 706 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Washington Exchange Bank, Located at Washington, Ga., at the Close of Business November 13, 1907. RESOURCES. LIABILITIES. Loans and discounts. . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State.. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates..' 145,947 18 2,300 00 13,986 34 62,309 57 4,308 09 35,554. 93 29,493 96 8,046 00 540 00 845 97 11,060 54 1,540 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid 'Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends . Individual deposits subject to check Savings deposits Demand certificates. .. . Time certificates Certified checks ....... Cashier's checks .. Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 62.000 00 24,180 00 7,076 62 368 00 158,312 73 13,995 23 50,000 00 Total In judgment Not in suit Total $ 315,932 58 Total LOANS AND DISCOUNTS. .... $ 260 67 147,986 51 | 148,247 18 Good Doubtful ' Total J 315,932 58 $ 148,247 18 $ 148,247 18 TREASURER'S REPORT. 707 Statement of the Condition of the Washington Exchange Bank, Located at Washington, Ga., at the Close of Business December 17, 1907. T. M. GREEN, President. J. R. DYSON, Cashier. RESOURCES. LIABILITIES. Loans and discounts. . . $ 112,519 84 Demand loans advanced 72,872 70 Overdrafts 7,785 79 Bonds and stocks owned Furniture and fixtures. . Other real estate Due from banks and bankers in this State.. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- 4,308 09 20,548 49 5,611 13 10,038 00 349 66 159 27 Capital stock paid in.. .$ 62,000 00 24,180 00 Undivided profits, less current expenses and taxes paid 7,231 46 Due to banks and bank- ers in this State Due to banks and bank- ers in other States. . . Due unpaid dividends . 368 00 Individual deposits sub- 126,281 55 Demand certificates. . . . 14,131 96 Certified checks Notes and bills rediscounted Bills payable, including time certificates representing borr rowed money In suit In judgment Not in suit Total 234,192 97 Total LOANS AND DISCOUNTS. $ 185,392 54 $ 185,392 54 Good Doubtful Worthless Total $ 234,192 97 $ 185,392 54 $ 185,392 54 708 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Washington Loan & Banking Co , Located at Washington, Ga., at the Close of Business November 12, 1907. RESOURCES. LIABILITIES. Loans and discounts . ..$ Demand loans Overdrafts secured by Bonds and stocks owned by the bank Furniture and fixtures. Other real estate Due from banks and bankers in this State Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 108,763 45 41,354 68 6,0^4 92 15,407 59 4,515 48 43,224 92 16,839 12 8,657 00 2,780 00 1,803 58 2,126 62 15 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State ... Due to banks and bankers in other States ... Due unpaid dividends. . Individual deposits sub ject to check Savings deposits Demand certificates . .. Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 50,000 U0 21,152 08 149,283 43 3,769 97 17,306 88 10,000 00 251.512 36 Total $ 251.512 36 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total 35 00 150,083 13 150,118 13 Good Doubtful Worthless Total 149,236 13 '.. 882 00 $ 150,118 13 UHUUUUIUfeaw WMWUSWBIS^mMHm TREASURER'S REPORT. 709 Statement of the Condition of the Washington Loan & Banking Co., Located at Washington, Ga., at the Close of Business December 17, 1907. W. T. JOHNSON, President T. J. BARKSDALE, Cashier. RESOURCES. LIABILITIES. Loans and discounts * Demand loans Overdrafts Bonds and stocks owned by the bank Banking housa Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from bsinks and bankers in other States Currency Gold Silver, nickels and pen- nies. . Checks and cash items. Exchanges for the clear. ing house Profit and loss Interest paid 93,464 09 65,112 54 12.093 62 4,515 48 29,904 87 10,463 94 5.S15 00 2,805 00 2.351 26 696 42 Capital stock paid in . . .$ Surplus fund TJndivid-d profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .. Due unpaid dividends.. Individual deposits sub- jectto check Demand certificates Time, certificates Certified checks Cashier's checks Due to clearing house Notes and bids redis- counted . . Bills payable, including time certificates representing borrowed money 50,000 00 20,443 53 130,662 50 26,115 19 Total * 227,221_22_ Total $ 227.221 22 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total .,.,,,,, 1O8,5J45J>3 $ 158,576_63_ Good Doubtful Worthless Total * 158,576 63 * 158,576 63 710 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Oconee County Bank, Located at Watkinsville, Ga., at the Close of Business November 9, 1907. RESOURCES. LIABILITIES. Loans and discounts. ..$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies .. Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 46,682 13 14,845 48 633 18 6,753 52 2,318 79 4,080 00 60 00 516 00 30 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid... Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends . Individual deposits sub- ject to check Savings deposits Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing b o r r o w ed money 15.000 00 5,900 00 00 74 48,723 36 5,500 00 Total. . . $ 75,924 10 Total $ 75,924 10 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total, $ Good Doubtful 46,682 13 Worthless $ 46.682 13 Total $ 46,682 13 $ 46,682 13 TREASURER'S REPORT. 711 Statement of the Condition of the Oconee County Bank, Located at Watkinsville, Ga., at the Close of Business December 17, 1907. A. W. ASHFOrtD, President. HUGH ABBRCROMBIE, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. . .$ Demand loans Overdrafts, cotton se- cured Bonds and stocks owned by the b .nk Banking house Furnitureandfixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency . . Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid 4?,747 74 12,160 65 633 18 5,024 38 3,168 58 3,750 00 50 00 858 29 40 00 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends.. Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates representing b o r r o wed money 15,000 00 5,900 00 1,147 89 43,384 93 . 3,000 00 Total. In suit In judgment Not in suit Total 68,432 82 Total LOANS AND DISCOUNTS. * 42,747 74 $ 42,747 74 Good Doubtful "Worthless Total $ 68,432 82 $ 42,747 74 % 42,747 74 712 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Exchange Bank of Waycross, Located at Waycross, Ga., at the Close of Business March 6, 1907. RESOURCES. INABILITIES. Loans and discounts. ..$ Demand loans Overdrafts Overdrafts secured by cotton Ronds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 83,054 09 5,036 00 225 48 4,499 00 10,176 00 4,337 63 4,367 00 410 00 2,273 69 1,838 37 Capital stock paid in . . $ 37,500 00 Surplus fund Undivided profits, less current expenses and taxes paid 1,237 20 Due to banks and bank- ers in this State Due to banks and bank- ers in other States. . .. Due unpaid dividends. . Individual deposits sub- ject to check 53,312 02 Savings deposits Demand certificates. . . . Time certificates 100 00 Certified checks Cashier's checks 226 31 Due to clearing house. . Notes and bills redis- counted. . 7,841 73 Bills payable, including time certificates rep- resenting borrowed money ' 16,000 00 Total In suit In judgment. Not in suit... Total. $ 116,217 26 Total LOANS .AND DISCOUNTS. ....SB I Good Doubtful... S,090 09 ! Worthless. 88,090 09 Total. 116,217 26 88,090 09 88,090 09 h. TREASURER'S REPORT. 713 Statement of the Condition cf the Exchange Bank of Waycross, Located at Waycross, Ga., at the Close of Business December 17, 1907. 0. M. SWEAT, President. WARD ALBBRTBON, Cashier. RESOURCES. LIABILITIES. Loans and discounts....$ 139,048 38 Demand loans ... ...... 8.375 00 Overdrafts 58 93 Bonds and stocks owned by the bank Banking house Furniture and fixtures. . 4,500 00 Other real estate. . Due from banks and bankers in this State. 5,179 71 Due from banks and bankers in other States Currency 2,500 00 Gold 2,500 00 Silver, nickels and pen- nies .- 8 27 Checks and cash items 328 70 Exchanges for the clear- ing house 969 07 Profit and loss. Interest paid Clearing house certifi- cates 4,243 00 Capital stock paid in.. .$ Surplus fund Undivided profits less current expenses a^d taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States. ... Due unpaid dividends. Individual deposits sub- ject, to check Demand certificates. .. . Time certificates Certified checks Cashier's checks Clearing house loan... Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 75,000 00 3,746 24 1,441 52 41,116 02 12,336 28 8,000 00 10,028 00 16,500 00- Total . $ 168,198 06 | Total. 168,168 06 LOANS AND DISCOUNTS. Insuit In judgment Not in suit Total 1,554 90 145,868 48 $ 147,423 38 Good Doubtful Worthless.....: Total $ 147,269 38 154 00 $ 147,423 38 714 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Waynesboro, Located at Waynesboro, Ga., at the Close of Business, June 2(5, 1907. RESOURCES. LIABILITIES. Loans and discounts .$ 174,409 83 Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. 407 91 7,195 G7 Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 12,124 45 2,605 73 840 00 220 00 391 13 218 45 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . .. Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 50,000 00 5,000 00 4,005 19 330 27 59,077 71 80,000 00 Total $ 198,413 17 198,413 17 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total % 139 18 174,270 65 $ 174,409 83 Good Doubtful Worthless Total $ - 174,409 83 $ 174,409 83 H M TREASURER'S REPORT. 715 Statement of the Condition of the Bank of Waynesboro, Located at Waynesboro, Ga., at the Close of Business December 17, 1907. C. W. SKINNER, President. W. O. GRESHAM, Cashier. RESOURCES. LIABILITIES. Loans and discounts..! Demand loans Overdrafts Bonds and stocks owned by the bank Banking house. Furniture and fixtures . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency -Gold Silver, nickels and pen- nies Checks and cash items. Clearing house certifi- cates Profit and loss Interest paid 98,255 30 925 24 7,195 67 9,180 68 2,211 67 4,421 00 160 00 3,126 17 420 31 5 30 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes pe.id Due to banks and bankers in this State Due to banks and bankers in other States .. . Due unpaid dividends. . Individual deposits subject to check Demand certificates ... Time certificates Certified checks Oashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 50,000 00 5,000 00 2,522 70 68,378 64 Total In suit In judgment Not in suit Total $ 125,901 34 Total LOANS AND DISCOUNTS. $ 91 57 61 90 , 98,101 83 $ 98,255 80 Good Doubtful Worthless Total $ 125,901 34 $ 98,255 30 $ 98,255 30 716 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Bank, Located at Waynesboro, Ga., at the Close of Business June 26, 1907. RESOURCES. LIABILITIES. Loans and discounts. . .$ 226,761 68 Overdrafts Overdrafts secured by cotton. .. Bonds and stocks owned by the bank Banking house Furniture and fixtures. Due from banks and bankers in this State Due from banks and bankers inother States Gold Silver, nickels and pen- nies : Checks and ca^h items . Exchanges for the clear- 5,864 07 2,220 00 22,050 85 2,996 05 1,547 50 1,923 85 2,040 00 850 69 5,093 43 Profit and loss Deposit and guarantee Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and Due to banks and bank- Due to banks and bankers in other States.... Due unpaid dividends . Individual deposits sub- ject to check Savings deposits Demand certificates.... Time certificates 25,000 00 46,000 00 1,128 84 13,641 66 3,672 37 108,278 80 Cashier's checks Due to clearing house. . "Notes and bills redis- counted Bills payable, including time certificates, representing borrowed 3,626 45 70,000 00 In suit In judgment Not in suit Total 271,348 12 Total LOANS AND DISCOUNTS, $ 409 90 226,351 78 $ 226,761 68 Good. . Doubtful Worthless Total. $ 271,348 12 $ 225,261 68 1,500 00 $ 226,76168 TREASURER'S REPORT. 717 Statement of the Condition of the Citizens Bank, Located at Waynesboro, Ga., at the Close of Business December 17, 1907. KOBERT C. NEELY, President. R. NOBLE BERRIEN, JB., Cashier. RESOURCES. LIABILITIES. Loans and discounts. ..$ Demand loans Overdrafts Bonds and stocks owned Banking house 1 Furniture and fixtures > Other real estate ) Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items.. Exchanges for the clear- 138,073 74 488 67 2,220 00 25,125 40 24,065 08 3,153 90 2,091 00 15 00 1,876 86 3,353 02 Profit and loss Clearing house certifl- 3,710 67 38 00 Capital stock paid in. $ 25,000 00 Undivided profits,less 1 current expenses] and taxes paid J Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. . Individual deposits sub- Demand certificates. ... 49,115 68 115,095 66- Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- Bills payable, including time certificates representing borrowed 15,000 0 Total In suit In judgment Not in suit Total 47 to $ 204,211 34 Total LOANS AND DISCOUNTS. $ Good Doubtful , 138,073 74 Worthless $ 138,073 74 Total $ 204,211 34 $ 137,373 74 700 00> $ 138,073 74 71S TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of West Point, Located at West Point, Ga., at the Close of Business December 30, 1907. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest paid 175,836 16 28,350 80 7,025 98 10,465 27 8,158 91 1,494 25 4,404 74 36,974 39 9,077 00 255 00 3,944 09 5,840 69 Capital stock paid in. $ Surplus fund Undivided profits, less ourrent expenses and taxes paid Due to banks and bankers in this State ....." 75,000 00 37,808 78 549 69 ers in other States . . . Due unpaid dividends. . Individual deposits sub- Savings deposits Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 170 22 56 00 147,287 34 5,868 45 86 80 25,000 00 Total $ 291,827 2S 291,827 28 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 255 24 203,931 72 .....$ 204,186 96 Good Doubtful Worthless Total $ 203,710 46 476 50 $ 204,186 96 TREASURER'S REPORT. 719 .'Statement of the Condition of the Bank of West Point, Located at West Point, Ga., at the Close of Business December 17, 1907. R. HERZFIELD, President. J. C. MCKERNIE, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and slocks owned by the bank Banking house Furniture and fixtures.. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. . Advances on cotton. . . Exchanges for the clear- ing house Profit and loss Interest paid 185.645 66 29,050 80 26,603 40 7,250 17 1,494 25 8,545 03 60,909 98 5,548 00 350 00 2,429-26 715 25 Capital stock paid in.. .$ 75,000 00 Surplus fund Undivided profits, less current expenses and taxes paid 37,735 88 Due to banks and bank- ers in this State 145 17 Due to banks and bank- ers in other States 570 22 Due unpaid dividends. . 56 00 Individual deposits sub- ject to check 150,374 58 Savings department.... 4,535 27 Time certificates Certified checks Cashier's checks 133 68 Due to clearing house Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money '......... 60,000 00 Total. 328,550 80 Total $ 3'28,550 80 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total . $ 255 24 214,44122 $ 214,696 46 Good Doubtful Worthless Total $ 214,441 22 255 24 $ 14,696 46 720 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Whigham, Located at Whigham, Ga., at the ' Close of Business January 22, 1907. RESOURCES- LIABILITIES. Loans and discounts. $ Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 49,444 46 575 33 67 71 Capital stock paid in. ..f Surplus fund Undivided profits, less current expenses and 2,537 60 1,759 70 17,276 45 21,846 34 1,189 00 172 50 2,556 97 Due to banks and bank- Due to banks and bankers in other States ... Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates Time certificates .... Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted ... Bills payable, including time certificates representing borrowed money 15,000 00 4,721 56 100 OO 70,721 496,461 58 421 43. Total In suit In judgment Not in suit Total ....$ 97,426 06 Total LOANS AND DISCOUNTS. $ 50,019 79 $ 50,019 79 Good Doubtful Worthless Total $ 97,426 06 $ 50,019 79* . $ 50,019 79. H TREASURER'S REPORT. 721 Statement of the Condition of the Bank of Whigham, Located at Whigham, Ga., at the Close of Business December 17, 1907. D. O. PEARCE, President. J. L. BARROW, Cashier, BESOURCES. LIABILITIES. Loans and discounts.. .$ Bonds and stocks owned Banking house Furniture and fixtures. Other real estate Dae from banks and bankers in this State. Due from banks and bankers.in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Clearing house certifi- cates , 52,972 12 1,210 65 593 29 2,572 79 1,791 70 3,786 50 23,344 72 3,792 00 95 00 4,066 80 341 11 Capital stock paid in ..$ Surplus fund Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. . Individual deposits sub- Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house.. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed Clearing house loan.. . 24,500 00 9,363 ox 49,300 V't 10,427 17 975 04 Total $ 94,566 68 Total '.$ 94,566 68 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 694 36 Good Doubtful 53,488 41 Worthless $ 54,182 77 Total $ 54,022 27 160 50 $ 54.182 77 722 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of White Plains, Located at White Plains, Ga., at the Close of Business December 26, 1907. RESOUKCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts. Bonds and stocks owned by the bank Banking house Furniture and fixtures.. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies .... Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 34,466 29 7,791 71 2,907 03 2,402 77 1,228 62 7,692 70 8:8 43 1,293 00 239 88 918 70 1,169 97 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State. ..... Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... lime certificates Certified checks Cashier's checks Due to clearing house Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 15,000 00 3,008 11 3,500 00 3183146 954 53 1,635 00 5,000 00 Total ; $ 60.929 10 Total LOANS AND DISCOUNTS. In suit In judgment Not in suit $ . .. $ 42,258 00 42,258 00 Doubtful Total $ 60,929 10 $ 42,242 25 15 75 $ 42,258 00 *w TREASURER'S REPORT. 723 Statement of the Condition of tlie Bank of White Plains, Located at White Plains, Ga., at the Close of Business December 17, 1907. JNO. D. WALKER, President. W. 0. DAVIDSON, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks ov.ned by the bank Banking house Furniture and fixtures. Other real estate. ... Due from banks and . bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies' Checks and cash items Exchanges for the clearinghouse Profit and loss interest paid Total $ 35,187 88 7,323 09 2,727 42 2,402 77 1,228 62 7,868 81 1,142 77 570 00 385 84 3,534 22 1,167 69 63,539 11 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State .... Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house, certificates Notes and bills rediscounted Bills payable, including time certificates representing borrowed money Total $ 15,000 00 3,024 59 3,500 00 34,994 99 954 53 1,065 00 5,000 00 63,539 11 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total. 42,510 97 Good Doubtful Worthless $ 42,5i0 97 Total $ 42,495 22 15 75 $ 42,510 97 724 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Willacoochee, Located at Willacoochee, Ga., at the Close of Business February 23, 1907. RESOURCES. LIABILITIES. Loans and discounts. - .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pennies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 81,003 23 14,320 32 2,760 03 6,000 00 9,577 11 1.500 03 10 00 645 00 609 40 400 45 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States .. . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates... . Time certificates Certified checks Cashier's checks.'. Due to clearinghouse . . Notes and bills redis- counted .... Bills payable, including time certificates rep- resenting borrowed money 17,500 00 14,000 00 2,052 31 33,154 31 49,074 99 1,043 96 Total In suit In judgment Not in suit . Total ,f 116,825 57 Total LOANS AND DISCOUNTS. $ Good Doubtful 95,323 55 Worthless 95,323 55 Total $ 116,825 57 $ 95,323 55 $ 95,323 55 J7 TREASURER'S REPORT. 725 Statement of the Condition of the Bank of WiUacoochee, Located at WiUacoochee, Ga., at the Close of Business December 17, 1907. ELI VICKKRS, 8B., President. GEO. F. MCORANTE, Cashier. RESOURCES. LIABILITIES. Loans and discounts. . .5 Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clearing house Profit and loss Interest paid Clearing house certifl- cates 56,984 61 24,994 12 2,672 43 5,900 00 4,126 43 4 68 8,8*0 00 9W) 00 !>926 fl 607 bS 3>589 00 Capital stock paid in. .$ 17,500 00 Surplus fund 14,000 00 Undivided profits, less current expenses and taxes paid 4,102 41 Due to banks and bank- ers in this State . 139 29 Due to banks and bank- ers in other States .. Due unpaid dividends . Individual deposits sub- ject to check 24,248 98 Demand certificates. .. Time certificates 44,576 44 Certified checks Cashier's checks 576 <>0 Due to clearing house. . 3,0 0 00 Notes and bills redis- counted Bills payable, including time certificates rep- resenting b o r r o wed money Total $ 108.143 68 Total $ 108,143 68 LOANS AND DISCOUNTS. In suit In judgment Not in suit . Total 81,978 73 81,978 73 Good Doubtful Worthless Total I 77,447 63 4,531 10 $ 81,978 73 726 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Merchants & Farmers Bank, Located at Willacoochee, Ga., at the Close of Business February 25, 1907. RESOURCES. LIABILITIES. Loans and discounts. ..$ Demand loans . Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate. . . . Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold ; ... . Silver, nickels and pen- nies Checks and cash items Exchanges for the clear- ing house Profit and loss Interest paid Total $ 25,716 01 2,327 88 371 73 4,055 56 8,017 01 299 91 1,315 00 235 00 2,501 86 303 84 45,773 80 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State ... . Due to banks and bankers in other States . . Due unpaid dividends Individual deposits subject to check Demand certificates... . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money Total $ 18,000 00 2,466 86 17,313 26 7,399 98 593 70 45,773 80 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 28,043 89 Worthless $ 28,043 89 Total $ 28,043 89 $ 28,043 89- Ite.^ TREASURER'S REPORT. 727 Statement of the Condition of the Merchants & Farmers Bank, Located at Willacoochee, Ga., at the Close of Business December 17, 1907. B. G. OBBRKY, President. J. L. COCHRAN, Cashier. RESOUHCES. LIABILITIES. Loans and discounts . .f Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Dae from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Clearing house certifi- cates Profit and loss Interest paid.' Clearing house certifi- cates 23,278 38 4,601 46 502 12 2,400 00 2,250 00 5,736 24 185 57 3,100 00 65 00 2,986 30 51 20 365 33 174 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States. ... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates... . Time certificates Certified checks Cashier's checks ... Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 18,000 00 1,000 00 2,443 94 10,079 09 9,823 75 448 S2 3,900 00 Total * 45>695 60 Total 45,695 60 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 102 00 Good Doubtful 27,777 84 Worthless. _$J^7^4_ Total .$ 27,879 84 27,879 84 728 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Winder Banking Co., Located at Winder, Ga., at the Close of Business August 16, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Overdrafts secured by cotton.. Bonds and stocks owned by the bank -Banking house Furniture and fixtures. Other real estate Uue from banks and bankers in this State. Due from banks and bankers in other States Currency silvlder,ni.ckel,s and pen- nies Checks and cash items.. Exchanges for the clear- ing house. Profit and loss Interest paid 166,592 15 25,636 56 2,125 11 1,100 00 2 000 00 3,500 00 3,959 60 10 980 20 2,199 00 ]>535 00 725 yg 82 11 Capital stock paid in . .$ ^P'usfund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States. . .. Due unpaid dividends. . individual deposits sub- ject to check Savings deposits Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money. 50 000 00 16,000 00 2,190 50 145 79 43,273 01 39 60 38,095 07 55 00 8 81 15,627 71 5,000 00 Tota! - .* 220,435 49 Total .$ 220,435 49 LOANS AND DISCOUNTS. ]n ^it In judgment Notm suit. Total $ 28116 197 07 191,749 98 $ 192,228 71 gD0o0u*bt:f-u;l Worthless Tofai $ ]91^82o8oo7o1 200 00 $ 192,228 71 TREASURER'S REPORT. 729 Statement of the Condition of the Winder Banking Co., Located at Winder, Ga., at the Close of Business December 17, 1907. THOMAS A. MAYNARD, President. LEE S. RADFORD, Cashier. RESOURCES. LIABILITIES. Loans and discounts..? Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold.. Silver, nickels and pen- nies Checks and cash items Exchanges for the clear- ing house Profit and loss Interest paid Atlanta clearing house certificates Total $ 88,555 15 29,894 78 15,423 70 2,300 00 2,000 00 3,500 00 4,600 45 10,522 62 2,287 00 44250 461 81 19* 04 586 00 160,771 05 Capital stock paid in. $ Surplus fund - Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States.. .. Due unpaid dividends. . Individual deposits subject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house . Not<-s and bills redis- counted Bills payable, including time certificatps rep- resenting borrowed money Total I 50,000 00 16,000 00 3,518 18 948 18 61,010 52 941 75 28,025 25 40 00 287 17 160,771 05 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total * 281 16 32 88 118,135 89 Good Doubtful Worthless $ 118,449_93_ Total $ 117,922 43 500 00 2< 50 * 118,449 93 730 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Winder Savings Bank, Located at Winder, Ga., at the Close of Business August 15, 1907. RESOURCES. LIABILITIES. Loans and discounts.. . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Kurnitureand fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankersin otherStates Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 82,347 19 3,882 49 1,801 01 3.61(5 97 3,921 66 6,"75 83 203 71 19 00 -i(i7 50 428 47 1,053 10 Total .... $ 104,286 03 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends. . Individual deposits subject to check Savings'deposits Demand certificates. . . . Time certificates Certified c'-ecks Cashier's checks Due to clearing house Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 26,000 00 2,587 C9 5,062 02 22,317 22 100 00 .",,120 00 43,500 00 Total $ 104.286 93 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total .$ 86,229 68 $ 86,229 68 Oood Doubtful Worthless Total $ 86,229 68 $ 86,229 68 TREASURER'S REPORT. 731 Statement of the Condition of the Winder Savings Bank, Located at Winder, Ga., at the Close of Business December 17, 1907. W. H. TOOLB, President. W. H. QUAKTERMAN, Cashier. RESOURCES. LIABILITIES. Loans and discounts. ..| Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. -Other real estate. ...... Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items Exchanges for the clear- ing house Profit and loss Interest paid. Savings department special 56,660 42 3,922 (if) 6,215 81 3,646 97 2,889 66 2,541 73 33 25 5,997 00 417 50 565 27 2,634 17 1,050 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. . . Due unpaid dividends Individual deposits sub- ject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills re- discounted Bills payable, including time certificates representing borrowed money 25,000 00 4,546 27 4,146 33 28,217 62 8,328 82 16,334 74 Total..- In suit In judgment Not in suit Total $ 86,573 78 Total LOANS AND DISCOUNTS. $ Good Doubtful 60,582 42 Worthless $ 60,582 42 Total $ 86,573 78 $ 60,382 42 200 00 $ 60,582 42 732 TREASURER'S REPORT. Bank Examiner's Report of the Condition of The Peoples Bank, Located at Woodbury, Ga., at the Close of Business December 7, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures . Other real es1 ate Due from banks and bankers in this State. . Due from banks and bankers in other States. Currency Gold Silver, nickels and pennies Checks and cash items. Exchanges for the clear- ing house Profit and loss, e x p., books and stationery Interest paid Clearing house certifi- cates Depositors' guarantee fund 3,068 70 950 25 1,339 94 2,320 15 1,03t> 43 7,366 44 2,199 20 965 00 2 63 1,165 87 844 28 560 00 Capital stock paid in. J Surplus fund Undivided profits, less current expenses and taxes paid . Due to banks and bankers in this State Due to banks and bankers in other States .... Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house, certificates issued. . . . Notes and bills rediscount ed Bil s payable, including time certificates representing borrowed money 2,822 70 15,000 00 9,271 59 1,270 00 Total $ 25,541 59 Total .$ 25,541 59 LOANS AND DISCOUNTS. In suit In judgment Not in suit.. Total 4,918 95 Good Doubtful Worthless $ 4,918 95 Total $ 4,918 95 $ 4,918 95 *H TREASURER'S REPORT. 733 Statement of the Condition of The Peoples Bank, Located at Woodbury, Ga., at the Close of Business December 17, 1907. J. A. SASSBR, President. J. 0. MCKNIGHT, Cashier. RESOURCES. LIABILITIES. Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned by the bank. Banking house Furniture and fixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house. ... Profit and loss Interest paid Clearing house certifi- cates Books and stationery.. . 4,34 2 00 950 25 12s 48 2,320 15 1,036 43 8,335 48 4,684 33 1,384 00 20 00 23 50 327 70 501 01 16 67 315 44 Capital stock paid in.... $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States. ... Due unpaiddividends . Individual deposits sub- ject to check Demand certificates.... Time certificates ..' Certified checks Cashier's checks Due to clearing house Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 8,115 44 1,270 00 Total In suit In judgment Not in suit Total * 24,385 44 Total LOANS AND DISCOUNTS. v $ 4,342 00 4,342 00 Good Doubtful Worthless Total $ 24.385 44 * 4,342 00 $ 4,342 0 0 734 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Woodbury Banking Co., Located at Woodbury, Ga., at the Close of Business December 6, 1907. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house ......... Furniture and fixtures. Due from banks and bankers in this State. Due from banks and bankers in other States. Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Clearing house certifi- cates Profit and loss Interest paid 37,301 73 1,961 89 1,322 22 2,780 00 2,865 13 4,618 35 1,621 00 231 73 4,353 64 572 55 167 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends. . Individual deposits subject to check Demand certificates. .. . Time certificates. . . .. Certified checks Cashier's checks Due to clearing house . . Notes and bills redis- Bills payable, including time certificates representing borrowed money 25,000 00 1,000 00 770 14 28,455 10 70 00 2,500 00 57,795 24 Total $ 57,795 24 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 10,229 25 Good Doubtful 27,072 48 Worthless $ 37,301 73 Total $ 37,056 73 ... 245 00 $ 37,30173 TREASURER'S REPORT. 785 Statement of the Condition of the Woodbury Banking Co., Located at Woodbury, Ga., at the Close of Business December 17, 1907. L. O. BEXTOX, President. 0. W. POWERS, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ ODvemeradnrdaftlos ans Bonds and stocks owned by the bank .Banking house Furniture and fixtures. Other real estate Due from bunks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Total $ 34,143 83 3,000 00 960 89 1,341 22 2,780 00 6,353 50 2,776 61 3,000 00 1,8"2 17 269 73 56,377 95 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends. Individual deposits subject to check Demand certificates ... Time certificates Certified checks .... Cashier's checks Clearing house certifi- cates Notes and bills redis- counted Bills payable, including time certificates representing borrowed money Total $ 25,000 00 2,133 00 26,674 95 70 00 2,500 00 56.377 95 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 11,119 95 245 00 Good Doubtful 26,023 88 Worthless $ 37,388 83 Total $ 37,143 83 245 00 $ 37,388 83 736 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Wrens, Located at Wrens, Ga., at the Close of Business June 27, 1907. RESOURCES. LIABILITIES. Loans and discounts . . $ Overdrafts. Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest paid Depositors fund Total $ 45,018 91 1,620 50 6 90 50 00 1,760 00 1,350 00 10,611 06 2,893 55 435 00 180 00 325 16 130 75 590 55 2,822 70 67,795 08 Capital stock paid in. . $ Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub- Demand certificates Time certificates ....... Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- Bills payable, including time certificates representing borrowed Total $ 15,300 00 4,502 25- 16,310 9014,012 93- 169 00 17,500 00 67,795 08 LOANS AND DISCOUNTS. Total 1 Good 184 78 Doubtful 46,454 63 $ 46,639 41 TotaL $ 46 639 41 $ 46,639 41 wm fe.i TREASURER'S REPORT. 737 Statement of the Condition of the Bank of Wrens, Located at Wrens, Ga., at the Close of Business December 17, 1907. L. R. FARMEK, President. T. M. KIRKPATKICK, Cashier RESOURCES. LIABILITIES. Loans and discounts. .. .% Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. . Exchanges for the clear- ing house Profit and loss Interest paid , 28,528 15 171-06 50 00 1,760 00 1,350 00 14,242 21 6,257 46 1,821 00 260 00 527 00 Capital stock paid in. ..$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and backers in other States.. . Due unpaid dividends. . Individual deposits subject to check Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house . Notes and bills rediscounte! Bills payable, including time certificates representing borrowed money 15,300 00 4,522 23 16,817 65 14,379 67 447 33 3,500 00 Total. In suit In judgment Not in suit Total $ 54,966 88 Total LOANS AND DISCOUNTS. $ Good 5L 75 Doubtful -2g,476 40 Worthless $ 28,528 15 Total if 54,966 88 $ 28,476 40 51 75 $ 28,528 15 L- 738 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Bank of Wrightsville, Located at Wrightsville, Ga., at the Close of Business May 16, 1907. RESOURCES. LIABILITIES. Loans and discounts... $ Demand loans Overdrafts Bonds and stocks owned by the bank Furniture and fixtures. Due from banks and bankers in this State.. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items.. Exchanges for the clear- ing house .... 72,605 89 1,662 33 8,303 73 5,433 56 4,293 45 4,008 30 2,565 17 2,441 00 503 00 1,193 97 2,047 41 Interest paid Clearing house certifi- cates Depositors guarantee fund 75 86 105,133 17 Capital stock paid in. .$ Surplus fund . Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates . .. Time certificates Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 25,000 00 8,500 00 6,513 24 47,577 32 17,453 58 89 03 105,133 17 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good 430 77 Doubtful . .. 73,837 45 Worthless $ 74,268 22 Total $ 74,268 22 $ 74,268 22: _ ilUHHWUIH TREASURER'S REPORT. 739 Statement of the Condition of the Bank of Wrightsville, Located at Wrightsville, Ga., at the Close of Business December 17, 1907. E. A. LOVBTT, President. E. L. KENT, . Cashier. RESOURCES. LIABILITIES. Loans and discounts . . $ 64,421 84 Capital stock paid in. . .$ 25,000 00 7,920 69 Surplus fund 8,500 00 17,904 50 Undivided profits, less Bonds and stocks owned current expenses and by the bank taxes paid 8,865 44 i Banking house V Furniture andfixtures / 5,433 '56 Due to banks and bankers in this State 1,177 94 Other real estate 4,293 45 Due to banks and bank- Due from banks and ers in other States.. . r bankers in this State. Due from banks and 4,764 95 Due unpaid dividends. . Individual deposits sub- 5 t bankers in other States 1,896 92 46,249 44 Currency Gold 4,553 00 Demand certificates. . . . 663 00 Time certificates 23,612 37 Silver, nickels and pen- 678 68 510 44 Checks and cash items. . .303 36 Due to clearing house. . Exchanges for the clear- Notes and bills redis- ing house counted Profit and loss Bills payable, including Interest paid 1,081 6S time certificates rep- resenting b o r r owed Total In suit In judgment Not in suit Total $ 113,915 h3 Total LOANS AND DISCOUNTS. $ 1,014 50 Good 564 42 Doubtful 70,763 61 Worthless $ 72,342 53 Total $ 113,915 63 $ 72,234 28 108 25 if 72,342 53 am 740 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Bank, Located at Abbeville, Ga., at the Close of Business April 6, 1907. RESOURCES. LIABILITIES. Loans and discounts. $ 62,598 61 Demand loans 1,888 93 Overdrafts 9,878 18 Bonds and stocks owned by the bank Banking house Furniture and fixtures. 2,814 15 Other real estate 355 35 Due from banks and bankers in this State. 7,031 57 Due from banks and bankers in other States 4,630 06 Currency 692 00 Gold t-ilver, nickels and pen- nies 358 25 Checks and cash items. 1,140 40 Exchanges for the clear- ing house .' Profit and loss Interest paid Total $ 91,387 50 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .. Due unpaid dividends. . Individual deposits subject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing b o r r o wed money. Total, $ 35,100 00 3,643 59 1,144 71 344 09 21 00 38,253 18 593 86 487 07 5,800 00 6,000 00 91,387 50 LOANS AND DISCOUNTS. In judgment Not in suit Total ....... if 191 95 Good. . .- 239 57 Doubtful 64,056 02 $ 64,487 54 Total $ 64,358 09 94 81 34 64 $ 64,487 54 BK,, ^p;------i MHI TREASURER'S REPORT. 741 Statement of the Condition of the Farmers Bank, Located at Adrian, Ga., at the Close of Business December 17, 1907. T. J. JAMES, President. W. F. STATEN, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. $ Demand loans Overdrafts Bonds and stocks owned by the bank.... Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clearing house Profit and loss Interest paid Clearing house certifi- cates Total '.-.* 34,841 ob '20,575 00 10.337 77 1,963 35 542 56 196 00 10 89 l,6ot> 69 2,486 69 640 04 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bankers in other States.. .. Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house.. . Clearing house certifi- cates Bills payable, including time certificates representing borrowed money 73,249 35 Total $ 24,800 00 611 65 4,222 59 854 40 24,648 76 3,052 53 3,059 42 12,000 00 73,249 35 LOANS AND DISCOUNTS. In suit In -judgment Not in suit Total $ 7,829 94 Good Doubtful 47,586 42 Worthless I 55,416 36 Total $ 53,265 36 2,151 00 ...-$ 55,416 36 742 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Adrian Banking Co., Located at Adrian, Ga., at the Close of Business April '23, 1907. RESOURCES. LIABILITIES Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Total $ 60,349 95 500 00 2,392 80 1,635 50 1,29156 6,016 50 19 05 1,700 00 45 00 162 23 201 51 6 37 74,320 50 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States . .. Due unpaid dividends Individual deposits sub- ject to check ... Demand certificates. .. Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money Total $ 25,000 00 3,000 00 19,89146 13,402 00 527 04 12,500 00 74,320 50 In suit In judgment Not in suit Total LOANS AND DISCOUNTS. .$ it699 00 Good Doubtful 59,150 95 Worthless $ 60,849 95 Total $ 60,580 75 166 50 102 70 $ 60,849 95 TREASURER'S REPORT. 743 Statement of the Condition of the Adrian Banking Company, Located at Adrian, Ga., at the Close of Business December 17, 1907. T. J. JAMBS, President. W. F. STATEN, Cashier. RESOURCES. Loans and discounts.. .$ Demand loans Overdrafts..- Bonds and stocks owned by the bank Banking house Furniture and fixtures Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency Gold Silver, nickels and pennies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid - Clearing house certifi- cates 40,178/0 _ 4.54 &7 1.*? ?" 1,291 ob ioonA,,, 12,390 01 77 33 9o3 00 ^91 b4 4,b82 jTM 524 04 LIABILITIES. Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid .... Due to banks and bank- ersin this State... Due to banks and bank- ers in otherStates Due unpaid dividends. . Individual deposits sub- jectto check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money Clearing house loan 25,000 00 11,836 6/ 16,412 50 2,btn 16 ,,lnr> 441 9.) 10,000 00 Total $ 66,558 94 Total LOANS AND DISCOUNTS. * 66,558 94 Insuit In judgment Not in suit Total $ 1,500 00 88,bi/U $ 40.178 70 Good Doubtful Worthless Total % 39-178 70 1.000 00 $ 40,178 70 744 TREASURER'S REPORT. Statement of the Condition of the Americus Trust and Savings Bank, Located at Americus, Ga., at the Close of Business December 17, 1907. L. A. LOWREY, President. M. M. LOWREY, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .* Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. . Other real estate Due from banks and bankers in other St-ites Due from banks and bankers in this State. Currency Gold Silver, nickels and pen- nies Oleanng house certifi- cates Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest paid 35,706 87 938 31 2,007 34 4,200 00 690 30 140 61 220 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States... . Due unpaid dividends. . Individual deposits subject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. . -Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 1,143 26 3,750 00 16,01f 17 g 000 00 -Total In suit In judgment Not in suit TotaI * 43,90343 Total LOANS AND DISCOUNTS. 1 Good 35,706 87 Doubtful Worthless $ 35.706 87 Total .$ 43.903 43 $ 35706 87 $ 35,706 87 TREASURER'S REPORT. 74S- Bank Examiner's Report of the Condition of the Mitchell Street Branch of the Central Bank & Trust Corporation, Located at Atlanta, Ga., at the Close of Business September 11, 1U07. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house. Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 45,129 61 1,025 00 40 74 3,075 62 27,278 65 3,481 90 10,444 00 830 00 2,405 80 1 80 2,306 38 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States. . . Due unpaid dividends. Individual deposits sub- ject to check Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep resenting borrowed money 95,965 75 40 00 13 75. Total In suit In judgment Not in suit Total $ 96,019 50 Total LOANS AND DISCOUNTS. $ Good Doubtful 46,154 61 Worthless.. $ 46,154 61 Total $ 96,019 50 $ 46,154 61 $ 46,154 61, 746 TREASURER'S REPORT. Statement of the Condition of the Guarantee Trust & Banking Co., Located at Atlanta, Ga., at the Close of Business December 17, 1907. S. E. SMITH, President. H. S. MILES, Sec. and Treas. RESOURCES. LIABILITIES. Loans and discounts. ...$ 156,573 05 Demand loans Bonds and stocks owned 8,600 00 Furniture and fixtures Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and Checks and cash items Exchanges for the clear- Profit and loss Interest paid 16,008 46 9,654 19 8,165 00 100 00 311 59 1,297 88 Capital stock paid in.. .$ 173,587 16 Surplus fund .... 18,833 15 Undivided profits, less current expenses and taxes paid 365 12 Due to banks and bank- ers in this State Due to banks and bank- Due unpaid dividends. . Individual deposits sub- Savings deposits Demand certificates. ... Time certificates Certified checks. . 7,898 34 26 40 Due to clearing house.. Notes and bills redis- Bills payable, including time certificates representing borrowed money Total $ 200,710 17 Total LOANS AND DISCOUNTS. $ 200,710 17 In suit In judgment Not in suit Total $ 156,573 05 $ 156,573 05 Good Doubtful Worthless Total $ 156,573 05 . $ 156,573 05 mi TREASURER'S REPORT. 747 Bank Examiner's Report of the Condition of the Neal Bank, Located at Atlanta, Ga., at the Close of Business December 19, 1907. KESOURCBS. LT-ABILITIES. Loans and discounts . .$ 2,560,861 67 Demand loans Overdrafts 4,993 79 Overdrafts secured by cotton . Bonds and stocks owned by the bank.'. 96,500 48 Banking house Furniture and fixtures. . 1,800 00 Other real estate 191,843 79 Due from banks and bankers in this State. 39,837 34 Due from banks and bankers in other States 45,178 09 Currency 130,198 00 Gold 5,305 00 Silver, nickels and pen- nies 28,095 00 Checks andcash items. 21,541 86 Exchanges for the clear- ing house 22,577 71 Profit and loss Interest paid Clearing house cert'fs. . 11,652 00 Total $3,160,384 73 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and laxespaid Due to banks and bankers in this State Due to banks and bankers in other States. ... Individual deposits subject tocheck Savings deposits Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house, certificates issued. .. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 100,000 00 150,000 00 300,393 63 11,358 05 11,413 63 901,09155 748,153 17 140,956 20 309,337 42 544 50 12,223 58 175,000 00 300,000 00 Total $ 3,160,384 73 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 1,910 90 $2,560,861 67 Good Doubtful Worthless Total $ 33,526 90 $ 2,560,861 67 748 TREASURER'S REPORT. Statement of the Condition of the Bank of Auburn, Located at Auburn, Ga., at the Close of Business December 17, 1907. T. C. FLANIGAN, President. M. W. WEBB, Cashier. RESOURCES. LIABILITIES. . Loans and discounts.$ Demand loans Overdrafts Bonds and stocks owned by the bank Furniture and fixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Silver, nickels and pennies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 13,510 82 4,600 00 26 77 1,175 00 1,384 87 3,299 48 952 00 63 88 50 00 Capital stock paid in. .$ Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends... Individual deposits sub- ject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks........ Due to clearing house. . Notes and bills redis- counted . Bills payable, including time certificates representing borrowed money 15,000 00 37 57 125 00 9,900 25 Total $ 25,062 82 Total $ 25,062 82 In suit In judgment Not in suit Total LOANS AND DISCOUNTS. $ Good Doubtful 18,110 82 Worthless $ 18,110 82 Total $ 18,110 82 .. $ 18,110 82 TREASURER'S REPORT. 749 Statement of the Condition of the Bank of Baconton, Located at Baconton, Ga., at the Close of Business December 17, 1907. R. P. JACKSON, President. W. L. THOMPSON, Cashier. KESOUKCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks own- ed by the bank Banking house Furniture and fixtures Other real estate Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency 1 Gold I Silver.mckelsandpen- ( nies J Checks and cash items. . Exchanges for the clear- ing house Profit and loss Interest paid Supplies, etc 4,093 28 705 00 40 41 2,296 31 1,491 20 14 574 59 4,873 82 2,402 94 109 44 298 23 Capital stock paid in . .$ Surplus fund Undivided profits, less current expenses and taxes paid . Due to banks and bank- ers in this State Due to banks and bank- ers in other States.. .. Due unpaid dividends Individual deposits sub- ject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 11,695 22 1,250 00 Total $ 30,945 22 Total $ 30,945 22 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total 49 tr $ Good Doubtful 4,858 28 AVorthless $ 4.858 28 Total $ 4,858 28 $ 4,858 28 750 TREASURER'S REPORT Statement of the Condition of the Bank of Ball Ground, Located at Ball Ground, Ga., at the Close of Business December 17, 1907. A. W. ROBERTS, President. L. A. MCOLUEE, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Eonds and stocks owned Banking house Furniture and fixtures. Other real estateDue from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. . Exchanges for the clear- ing house Profit and loss Clearing house certificates on hand 36,754 10 498 68 2,513 67 2,124 25 5,235 54 344 96 4,657 00 20 00 570 00 29 64 184 14 Capital stock paid in . .$ Surplus fund. .. Undivided profits, less current expenses and Due to banks and bankers in.this State .. . Due to banks and bankers in other States.. . . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates... . Time certificates...... Certified checks Cashier's checks Notes and bills redis- counted Bills pavable, including time certificates representing borrowed money Clearing house certificates issued 25,000 00 23,060 41 4,479 81 391 76 Total $ 52,931 98 Total $ 52,931 98 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total if Good. Doubtful 36,754 10 Worthless $ 36,754 10 Total $ 36,754 10 $ 36,754 10 wmmaamiBBBBm*: jssmmxmt TREASURER'S REPORT. 751 Statement of the Condition of the Bank of Bluffton, Located at Bluffton, Ga., at the Close of Business December 17, 1907. J. J. HAYES, President. C. T, NORTON, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Bonds and stocks owned by the bank Banking house Furniture and fixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss 10,985 29 305 59 1,618 00 1,403 69 5,689 74 6,692 74 2,250 00 30 17 1,070 58 Capital stock paid in . ..$ Surplus fund Undivided profits, less current expenses and taxes paid .... ers in this State .. . Due to banks and bank- ers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates . .. Time cenificates Certified checks carried as deposits Cashier's checks carried as deposits Due to clearing house, Notes and bills redis- counted Bills payable, including time certificates rep resenting borrowed 15,000 00 399 56 14,646 24 (1,370 88) (4 42) Total $ 30,045 80 Total 1 $ H0,0-J5 80 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total . $ Good... Doubtful 10,985 29 Worthless $ in,985 29 Total $ 10,985 29 $ 10,985 29 ... 752 TREASURER'S REPORT. Statement of the Condition of the Bank of Bowdon, Located at Bowdon, Ga., at the Close of Business December 17, 1907. J. L. LOVVORN, President. A. E. FLEMING, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house, unfin- ished Furniture and fixtures. . Other real estate ... Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash iiems Exchanges for theclear- ing house Profit and loss Interest paid ' Loan secured by cotton 23,049 25 1,689 98 1,085 23 2,700 00 579 00 700 00 2,021 87 88 43 2,461 00 155 00 125 45 38 95 420 00 5,494 00 Capital stock paid in. $ Surplus fund. Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State... . Due to bank^ and bankers in other States ... Due unpaid dividends .. Individual deposits subject to check Savings deposits Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills redis-r counted Bills payable, including time certificates representing borrowed money.. 15.000 00 1,000 0a 2,484 95 16,828 32294 89- 5,000 00 Total In suit In judgment Not in suit Total. $ 40.608 16 Total LOANS AND DISCOUNTS. 24,739 23 Good Doubtful Worthless $ 24,739 23 Total $ 40,608 16 $ 24,739 23 $ 24,739 23 TREASURER'S REPORT. 753 Statement of the Condition of the Bank of Bowman, Located at Bowman, Ga., at the Close of Business December 17, 1907. J. A. SASSER, . President. 0. L. TEASI.EY. Cashier. KESOUKCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank P. mking house Furniture and fixtures. Other roal estate Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency .... Gold Silver, nickels and pen- CUiecks and cash items. Exchanges for the clear- ing house Interest paid Depositors guarantee Mutual insurance fund Total $ 47,302 "/5 1,100 00 7,'275 54 2,594 00 1,849 50 2,903 13 1 653 21 2,340 00 215 00 609 89 350 49 2,810 80 120 00 71,023 81 Capital stock paid in $ Surplus fuiid. Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bank- ers in other States . . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates.... Certified checks 15,000 00 6,992 27 6,000 00 5,500 00 26,230 29 9,801 25 Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 1,500 00 Total $ 71,023 81 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 48,402 25 Worthless $ 48,402 25 Total $ 48,402 25 $ 48,402 25 1 754 TREASURER'S REPORT. Statement of the Condition of the Bank of Brooklet, Located at Brooklet, Ga., at the Close of Business December 17, 1907. J. N. SHBAROUSE, President. PAUL B. LEWIS, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts... O vcoerttdornafts secured by Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks an.l cash items.. Exchanges for the clear- ing house Profit and loss Interest paid Depositors' guarantee fund 18,968 85 3,000 00 74 35 1,912 40 892 24 3,098 61 833 14 2,228 00 45 00 175 89 50 58 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates... . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing b o r r owed money 15,000 00 368 21 10.595 90 4,920 58 394 37 Total In suit In judgment Not in suit Total . $ 31,279 06 Total LOANS AND DISCOUNTS. $ Good Doubtful Worthless * Total $ 31,279 06 $ 21,968 85if 21,968 85 MMMSSMSSBSsassESfa. wmmmmsammim TREASURER'S REPORT. 755 Statement of the Condition of the Brooks Bank, Located at Brooks, Ga., at the Close of Business December 17, 1907. JAMES BOYKIN, President. ARTHUR BIGBY, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. . .$ Demand loans Bonds and stocks owned Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- Profit and loss Interest paid 9,203 33 526 76 2,353 66 1,683 48 3,137 16 793 63 2,397 00 Capital stock paid in. . . $ 15,000 00 Undivided profits, less current expenses and taxes paid Due to banks and bank- 191 31 Due to banks and bankers in other States... . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. ... 5,668 27 277 09 487 47 Cashier's checks Due to clearing house. . Notes and bills redis- Bills payable, including time certificates representing b o r r o wed Total In judgment .... Total $ 20,859 58 Total LOANS AND DISCOUNTS. Rood Doubtful 9,203 33 $ 9,203 33 $ 20,859 58 $ 9 203 33 $ 9,203 33 756 TREASURER'S REPORT. Statement of the Condition of the Bank of Buckhead, Located at Buckhead, Ga., at the Close of Business December 17, 1907. G. M. GAISSERT, President. C. 0. SHOUSE, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit and loss 25,228 02 6,306 83 1,728 26 1,279 23 1,307 75 2,903 82 91 00 183 16 3,275 66 1 14 Capital stock paid in.. ..$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States.. . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money ... 25,000 00 876 44 1,500 00 14,668 16 260 27 In suit In judgment Not in suit Total 42,304 87 Total LOANS AND DISCOUNTS. $ Good Doubtful 25,228 02 Worthless $ 25,228 02 Total $ 42,304 87 $ 25,228 02 $ 2,228 02 ssfcfesraro: TREASURER'S REPORT. 757 Statement of the Condition of the Farmers & Merchants Bank, Located at Butler, Ga., at the Close of Business December 17. 1907. M. T. CHAPMAN, President. H. J. PEAGLEB, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. $ Demand loans..., Overdrafts, cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankersin other States Currency Gold... Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 15,467 04 1,000 00 3,014 63 1,000 00 1,156 53 1,158 29 14,916 87 3,255 ill) 3,985 (10 25 00 "533 OS 25 10 19 20 Capital stock paid in, .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividends. Individual deposits sub- ject to check Demand certificates.. . Time certificates Certified checks Ca-hier's checks Due to clearing house Notes and bills redis- counted Bills payable, including time certificates representing b o r r o wed money 15,000 00 1,454 18 24,522 55 4,554 50 26 10 Total $ 45,557 63 Total $ 45,557 63 LOANS AND DISCOUNTS. In suit In judgment Not in suit " Total $ '09 50 50 00 Good Doubtful 15,708 44 Worthless $ 16,467 94 Total * 15,954 83 277 50 -'35 61 $ 16.467 94 758 TREASURER'S REPORT. Statement of the Condition of the Bank of Chatsworth, Located at Chats worth, Ga., at the Close of Business December 17, 1907. A. L. KEITH, President. S. M. BARNETT, Cashier. RESOURCES. LIABILITIES. Loans and discounts . . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house. Furniture and fixtures. . Other real estate .... Due from banks and bankers in this State . Due from banks and bankers in other States Currency ld Silver, nickels and pen- nies Checks and cash items . Exchanges for the clear- ing house Profit and loss Interest paid Fire insurance fund. . . . 7,859 00 3 15 4,19185 '860 67 2,024 78 3,972 50 2,756 00 725 00 197 79 85 00 634 92 Capital stock paid in. . ..$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 7,465 41 844 35. Total. In suit In judgment Not in suit Total 23,309 76 Total LOANS AND DISCOUNTS. $ ..... $ 7,859 00 7,859 00 Good Doubtful . Worthless. Total.. $ 23,309 76 $ 7,859 00 ,859 00 mamiaim ^MMB^HB TREASURER'S REPORT. 759 Bank Examiner's Report of the Condition of the Bank of Clayton, Located at Clayton, Ga., at the Close of Business October 31, 1907. RESOURCES. LIABILITIES. Loans and discounts . $ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures Other real estate Due from banks and bankers in this State Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items Exchanges for the clear- ing house Profit and loss Interest paid Depositors guara n t e e fund Total $ 65,355 79 535 61 1,890 46 1,384 24 7,457 95 10,172 41 2,319 00 505 00 412 78 142 15 2,822 70 92.998 09 Capital stock paid in . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . Due unpaid dividends . Individual deposits subject to check Savings deposits Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money Total ..- $ 15,000 00 4,016 57 48,186 76 25,462 83 331 93 92,998 09 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 239 48 Good 2,089 63 Doubtful 63,026 68 Worthless $ 65,355 79 Total $ 65,355 79 $ 65,355 79 760 TREASURER'S REPORT. Statement of the Condition of the Bank of Cobbtown, Located at Cobbtown, Ga., at the Close of Business December 17, 1907. B. DAUGHTRY, President. .7. 0. CHOW, Cashier. KESOUBCES. LIABILITIES. Loans and discounts. ..$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtuies. . Other real estate ... Due from banks and bankers in this State. Due from banks and bankers in other States < iold Silver, nickels and pen- nies Checks and cash items Exchanges for the clear- Profit and loss Interest paid 21,576 83 2,083 00 1,706 27 6,318 53 404 10 520 00 ;^5 oo 302 11 20 15 717 68 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid :. Due to banks and bank- ers in this State Due to banks and bank- ers in other States.. . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates rep- resenting bor rowed money 15,000 00 2,653 79 9,017 93 426 00 2,59195' 4,000 00 Total. In suit In judgment Not in suit Total .$ 33,689 67 Total LOANS AND DISCOUNTS. $ 288 70 Good Doubtful 21,288 13 Worthless $ 21,576 S3 Total $ 33,689 67 $ 21,576 83 $ 21,576 83 msmaammk.'vmimaimmmmmmmm TREASURER'S REPORT. 761 Statement of the Condition of the Bank of Colbert, Located at Colbert, Ga., at the Close of Business December 17, 1907. W. H. TOOLE, President. MILES COLLIER, Cashier. RESOURCES. LIABILITIES- Loans and discounts. .$ Demand loans Overdrafts, secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate . Due from banks and bankers in this State. Due from banks and bankers in other States Currency and clearing house certificates ... Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clearing house Profit and loss Interest paid Total $ 11,078 75 .3,629 29 i.663 95 1,816 40 1,677 80 3,693 38 945 92 2,13100 240 00 337 32 63 79 Capital stock paid in.. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. .. Due unpaid dividends. . Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Notes and bills rediscounted Bills payable, including time certificates representing borrowed money Clearing house certifi- cates received from clearing house 27,277 60 Total $ 15,000 00 184 18 11,895 10198 32 27,277 60 LOANS AND DISCOUNTS. In suit _. In judgment ..." Not in suit Total $ Good Worthless 14,708 04 Doubtful $ 14,708 04 Total $ 14,708 04 $ 14,708 04 762 TREASURER'S REPORT. Statement of the Condition of the Bank of Gumming, Located at dimming, Ga., at the Close of Business December 17, 1907. L. EDMONDSON, President.. S. H. ALLEN, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts. . . Bonds and stocks owned by the bank Banking hou>e Furniture and fixtures. Other real estate Due from banks and bankers in this Stale. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 71,542 80 1,988 09 18,221 43 4,324 92 6,005 00 55 00 10 24 64 70 716 58 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States . .. Due unpaid dividends. Individual deposits subject to check Demand certificates. .. Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 25,000 00 4,500 00 4,51.7 52 48,775 40 20,135 84 Total $ 102.928 76 Total $ 102,928 76 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good 3,738 65 Doubtful 67,804 15 Worthless * 71,512 80 Total $ 71,270 30 .' 272 50 $ 71,542 80 TREASURER'S REPORT. 763 Statement of the Condition of the Bank of Cusseta, Lo cated at Cnsseta, Ga., at the Close of Business December 17, 1907. JOHN STEPHENS, President. WM. A. DUNCAN, Cashier. RESOURCES. LIABILITIES. Loans and discounts-. ..$ Demand loans Bonds and stocks owned Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State, Due from banks and Currency Gold Silver, nickels and pen- Checks and cash items. Clearing house certifi- Stationery, supplies, etc 5,086 82 6,000 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and 15,000 00 2,3"w 59 1,089 59 5,894 08 1,123 17 2,180 00 150 00 76 16 73 00 316 00 290 28 340 00 Due to banks and bankers in this State Due to banks and bankers in other States. .. Due unpaid dividends. . Individual deposits sub- Demand certificates ... Certified checks Due to clearing house Notes and bills redis- counted Bills payable, including time certificates representing borrowed 7,245 19 2,490 90 240 60 Total In judgment Total $ 24,976 69 Total LOANS AND DISCOUNTS. $ Doubtful 11,086 82 Worthless $ 11,086 82 $ 24.976 69 11,086 82 .... $ 11,086 82 764 TREASURER'S REPORT. Statement of the Condition of the Bank of Dahlonega, Located at Dahlonega, Ga., at the Close of Business December 17. 1907. JNO. H. CARTEK, President. E. C. GUBLEY, Cashier. EESOUKCES. LIABILITIES. Loans and discounts. . $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house ... Furniture and fixtures. Oiher reill estate. . . . Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and Ben- nies :. Checks and cash items Exchanges lor the clear- ing house Profit and loss Interest paid. 15,494 63 21,355 00 1,292 45 8,220 82 1,260 03 3,172 00 400 00 697 49 255 00 Capital stock paid in. .$ Surplus fund. Undivided profits, less current expenses and taxes paid . Due to banks and bankers in this State Due to banks and bankers in other States.. . Due unpaid dividends Individual deposits subject to check Demand certificates. . . Time certificates Certified checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 3,750 00 307 83 33,014 59 75 00 Total .$ 52,147 42 Total ... $ 52,147 42 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 26 60 Good Doubtful 15,468 13 Worthless $ 15,494 63 Total ,...$ 15,494 63 $ 15 494 63 TREASURER'S REPORT. 765 Statement of the Condition of the Draketown Banking Co., Located at Draketown, Ga., at the Close of Business December 17, 1907. W. F. GoLDIN, President. G. C. GOLDIN, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank. Banking house Furniture and fixtures. . Other real estate. . . . Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 18,030 74 1,788 92 458 88 1,229 22 211 87 348 00 20 00 97 20 296 26 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States ... Due unpaid dividends. . Individual deposits subject to check Demand certificates. .. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted . Bills payable, including time certificates representing borrowed money 15,000 00 1,998 97 8 93 5,473 19 Total In suit In judgment Not in suit Total 50 tr $ 22,48109 Total LOANS AND DISCOUNTS. $ Good Doubtful 18,030 74 Worthless $ 18,030 74 Total $ 22,481 C9 $ 18,030 74 * 18,030 74 766 TREASURER'S REPORT. Statement of the Condition of the Bank of Elko, Located at Elko, Ga., at the Close of Business December 17, 1907. W. E. MEANS, President. J. D. MEANS, Cashier. RESOURCES. LIABILITIES. Loans and discounts... .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 20,457 72 7,939 71 2,600 00 1,132 51 389 30 2,005 00 25 00 430 57 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates Time certificates Certified checks Cashier's checks.. Due to clearing house. . Notes and bills rediscounted. ... Bills payable, including time certificates representing borrowed money 19,500 00 2,523 08 12,976 73 Total In suit In judgment. Not in suit... Total... $ 34,999 81 Total. . . LOANS AND DISCOUNTS. Good Doubtful Worthless Total ...$ 34,999 81 $ $ ra^BBBH^ai k wmimaammam TREASURER'S REPORT. 767 Statement of the Condition of the Bank of Flovilla, Located at Flovilla, Ga., at the Close of Business December 17, 1907. F. S. ETHERIDGE, President. J. T. GIBSON, Cashier, RESOURCES. LIABILITIES. Loans and discounts. . .$ Overdrafts Bonds and stocks owned by the bank Furniture ami lixtures.. Other real estate Due from Danks and bankers ir this State. . Due from banks and Currency Gold Silver, nickels and pen- Checks and cash items. . Clearing house certifi- Proflt and loss Interest paid 8,393 32 2,996 32 1,250 00 1,096 74 1,408 55 12,091 05 2,239 98 2,442 00 325 00 667 13 1,012 25 583 00 Capital stock paid in.. $ Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends. . Individual deposits sub- Demand certificates. .. . Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, includ- ing time certificates representing borrowed 15,000 00 1,080 74 18,396 10 28 50 Total In suit In judgment Not in suit Total. $ 34,505 34 Total LOANS AND DISCOUNTS. $ Good Doubtful Worthless $ Total $ 34,505 34 $ 8,393 32 $ 8,393 32 768 TREASURER'S REPORT. Statement of the Condition of the Bank of Heard County r Located at Franklin, Ga., at the Close of Business January 17, 1907. FULLER E. CALLAWAY, President. E. E. LEWIS, Cashier. RESOURCES. LIABILITIES. Loans and discounts. . $ Demand loans Overdrafts Overdrafts secured by Bonds and stocks owned Banking house Furniture and fixtures. Other real estate. Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 40,013 90 6,000 00 1,365 66 2,461 50 1,173 44 189 23 5,037 33 2,110 00 130 00 1,470 83 738 27 Capital stock paid in. .$ Undivided profits, less current expenses and taxes paid. ... Due to banks and bankers in this State Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks. .. . .. Due to clearing house. . Notes and bills redis- Bills pavable, including time certificatesrepresenting borrowed 25,000 00 2,205 25 688 05 1,679 61 8 00 21,109 25- 10,000 00 Total $ 60,690 16 Total $ 60,690 16 LOANS AND DISCOUNTS. In suit In judgment Total 1 Good Doubtful 46,013 90 Worthless $ 46,013 90 $ 46,013 90 $ 46,013 90 TREASURER'S REPORT. 769 Statement of the Condition of the Peoples Bank, Located at Franklin, Ga., at the Close of Business December 17, 1907-. J. E. DQNSON, President. G. A. ADAMS, Cashier. RESOURCES. LIABILITIES. Loans and discounts... .$ Demand loans Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house 26,808 69 1,528 87 1,801 14 1,019 77 4,193 42 94 05 1,084 00 30 00 399 15 722 41 Capital stock paid in. . .$ Undivided profits, less current expenses and taxes paid Due to banks and bank- Due to banks and bankers in other States... . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates . .. Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- Bills payable, including time certificates representing borrowed 25,000 00 2,454 84 9,630 66 546 00 In suit In judgment Not in suit Total 37,631 50 Total LOANS AND DISCOUNTS. $ 26,808 69 $ 26,808 69 Good Doubtful Worthless Total $ 37,631 50 $ 26,808 69 $ 26,808 69 ^rff* 770 TREASURER'S REPORT. Statement of the Condition of the Peoples Bank, Located at Glennville, Ga., at the Close of Business December 17, 1907. C. 0. PADGETT, President. E. H. BAUGHMAN, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. $ Demand loans Overdrafts secured by 18,636 59 2,000 00 1,797 14 Bonds and stocks owned Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels, and pen- nies Checks and cash items Exchanges for the clear- ing house Profit and loss Interest paid ... 5,800 00 602 50 - 2,718 30 289 28 1,500 00 145 00 519 50 1,000 00 Capital stock paid in. ..$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . .Notes and bills rediscounted Bills payable, including time certificates representing borrowed 15,000 00 39a 73 16,218 88 1.050 00 2,345 70 Total. In suit In judgment Not in suit Total $ 35,008 31 I Total LOANS AND DISCOUNTS. $ 20,636 59 $ 20,636 59 Good Doubtful Worthless Total $ 35,008 31 $ 20,636 59 $ 20,636 59 TREASURER'S REPORT. 771 Statement of the Condition of the Bank of Girard, Located at Girard, Ga., at the Close of Business December 17, 1907. T. Z. DANIEL, President. W. V. STEPHENS, Cashier. RESOURCES. Loans and discounts..$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss .-. Interest paid 15,407 14 750 00 1,772 04 1,453 28 7,217 20 4,936 20 439 00 1,018 44 64 25 812 68 LIABILITIES. Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 15,000 00 2,294 04 10,728 49 5,449 89 397 90 Total $ 33,870 32 Total $ 33,870 32 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 16,157 14 Worthless $ 16,157 14 Total $ 16,157 14 $ 16,157 14 772 TREASURER'S REPORT. Statement of the Condition of the Bank of Grayson, Located at Grayson, Ga., at the Close of Business December 17, 1907. W. A. COOPER, President. W. A. COOPER, Cashier. RESOURCES. LIABILITIES- Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Depositors fund 11,176 82 1,236 38 562 74 1,500 00 1,846 18 4,687 58 1,013 19 1,616 00 410 00 146 87 75 00 Capital stock paid in. .$ Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . . Due unpaid dividends . Individual deposits sub- Demand certificates. . . . Certified checks . . . Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 12 18 16 65 9,039 06 100 00 102 87 Total Total $ 24,270 76 Tot al LOANS AND DISCOUNTS. $ Good Doubtful 12,413 20 $ 12,413 20 Total $ 24,270 76 $ 12,413 20 $ 12,413 20 TREASURER'S REPORT. 773 Statement of the Condition of the Bank of Hamilton, Located at Hamilton, Ga., at the Close of Business December 17, 1907. C. H. COOK, President. R. C. IvERSON, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State Due from banks and bankers in other States Currency . Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 3l<^ ^ 1,<.<4 IX) 2,630 0o \fi%> .o iA6K ** 22,404 51 ..,,.,,. 6,S3J M 4>^9 9 10 00 0]* -;' 4bU 99 i,uo\f Total . . j~~75,286 04 Capital stock paid in. * 16,200 00 Surplus fund Undivided profits, less current expenses and taxes paid 2>'ii7 Uo Due to banks and bank- ers in this State Due to banks and bank- ers in other States Due unpaid dividends. . Individual deposits sub- ject to check 19,9^ bA Savings deposits Demand certificates . Time certificates 3l,79o VI Certified checks Cashier's checks Due to clearinghouse. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 5>000 00 Total * 75,285 04 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total ? Good Doubtful 33,047 3U Worthless % 33,047 30 Total % 33,047 30 33,047 30 774 TREASURER'S REPORT. Statement of the Condition of the Bank of Hoschton, Located at Hoschton, Ga., at the Close of Business December 17, 1907. L. 0. ALLEN, President. B. F. WILSON, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house. ... Furniture and fixtures . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Clearing house certifi- cates Profit and loss Interest paid 25,423 41 7,099 71 1,630 00 2,194 56 4,310 13 1,190 52 1,773 00 645 50 293 06 227 70 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .. . Due unpaid dividends . Individual deposits subject to check Demand certificates .. . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 17,280 00 4,000 00 71 02 14,21148 3,087 60 600 05 2,537 44 3 000 00 Total In suit In judgment Not in suit Total .$ 44,787 59 Toial LOANS AND DISCOUNTS. $ 56 00 Good Doubtful 25,367 41 Worthless if 25,423 41 Total ? 44,787 59 $ 25,423 41 $ 25,423 41 TREASURER'S REPORT. 775 Statement of the Condition of the Bank of Irwinville, Located at Irwinville, Ga., at the Close of Business December 17, 1907. JAS. B. CLEMENTS, President. W. J. BALLARD, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furnitureandflxtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Clearing house certifi- cates Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 47,782 73 3,207 30 9,213 66 1,379 02 1,721 9b 3,729 80 569 65 845 00 384 50 39 30 1,343 87 425 93 Capital stock paid in .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 2,000 00 2,917 92 43,161 35 4,000 96 559 49 3,000 0 Total In suit [n judgment Not in suit Total .$ 70,642 72 Total LOANS AND DISCOUNTS. $ Good Doubtful 50,990 03 Worthless $ 50,990 03 Total $ 70,642 72 $ 50,990 03 $ 50,990 03 776 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Citizens Bank, Located at Iron City, Ga., at the Close of Business January 21, 1907. RESOURCES. LIABILITIES. Loans and discounts.. . .$ Demand loans Overdrafts Bonds and stocks owned 33,988 45 1,013 50 27 91- Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency. .... Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit and loss Clearing house certifi- cates 2,215 31 2,360 84 799 98 1,558 84 343 00 147 50 923 34 122 59 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. . Individual deposits sub- Demand certificates . .. Time certificates. Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing b o r r o wed 18,000 00 1,500 00 591 19 18,794 40 4,182 67 433 00 Total In suit In judgment Not in suit Total if 43,501 26 Total LOANS AND DISCOUNTS. $ ;.. 35,001 95 $ 35,001 95 Oood Doubtful Worthless Total $ 43,501 26 $ 35,001 85 $ 35,001 95 11 TREASURER'S REPORT. 777 Statement of the Condition cf the Citizens Bank, Located at Iron City, Ga., at the Close' of Business December 17, 1907. J. A. B. SlKES, President. W. S. LEE, Cashier. RESOURCES. LIABILITIES. Loans and discounts... .$ Demand loans Overdrafts Bonds and stocks owned . by the bank Banking house ~.... Furniture and fixtures. . Other real estate. .. . Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates 32,599 11 2,400 00 247 64 2,215 31 2,464 19 12,043 10 1,495 05 550 00 2 50 24124 149 50 . 581 87 Capital stock paid in. . .$ Surplus fund Undivided profits less current expenses ard taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Clearing house loan. . . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 18,000 00 1,500 00 1,783 54 24,203 62 6,483 35 19 00 3,000 00 Total . . $ 54,989 51 Total $ 54,989 51 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total 380 00 o00 00 34,319 11 $ 34,999 11 Good Doubtful Worthless Total $ 34,999 11 $ 34,999 11 778 TREASURER'S REPORT. Statement of the Condition of the Bank of Jeffersonville, Located at Jeffersonville, Ga., at the Close of Business December 17, 1907. JOICL H. SMITH, President. HOMER BIVINS. Cashier- RESOURCES. LIABILITIES. Loans and discounts..! Demand loans Overdrafts on cotton... . Bonds and stocks owned by the bank Banking house Furniture and fixtures. . Due from banks and bankers in this State. Due from banks and bankers in other States Currency 1 Gold 1 Silver, nickels and | pennies J- Checks and cash items j Exchanges for t h e 1 clearing house J Profit and loss Interest paid Foreign collection Clearing house certifi- cates 12,995 59 1,714 97 3,300 18 2,069 90 500 00 2,826 60 777 77 1,599 33 Capital stock paid in. .$ Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . . Due unpaid dividends . Individual deposits sub- ject to check Demand certificates . . . Time certificates Certified checks Due to clearing house. Notes and bills redis- counted .. .... Bills payable, including time certificates rep- resenting borrowed 15,H00 00 357 00 6,001 27 2,235 68 190 39 2,000 00 Total $ 25,784 34 LOANS AND DISCOUNTS. Tax executions Not in suit Total $ ....$ 12,995 59 12,995 59 Good Doubtful Worthless Total 25,784 34 * 12,995 59 :$ 12,995 59 TREASURER'S REPORT. 779 Statement of the Condition of the Merchants & Farmers Bank, Located at Jesup, Ga., at the Close of Business December 17, 1907. W. H. WHALKY, President. H. L. HERITAGE, Cashier. RESOURCES. LIABILITIES. Loans and discounts. . . $ Demand loans Bonds and stocks owned Banking house Furniture and fixtures. . Other real estate Due from banks and bankers in this State.. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house .-. 71,808 78 2,966 55 4,000 00 1,059 00 2,300 63 697 93 1,631 00 48 77 336 96 Capital stock paid in. .. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. . . Due unpaid dividends . Individual deposits subject to check Demand certificates. . . . Certified checks Notes and bills rediscounted Bills payable, including time certificates representing b o r r r ow e d money 25,000 00 321 36 1,235 22 641 59 33,198 94 15,452 51 9,000 00 Total In suit In judgment Not in suit Total $ 84,849 62 Total LOANS AND DISCOUNTS. $ 1,932 07 Good Doubtful. . Worthless. $ Total $ 84,849 62 780 TREASURER'S REPORT. Statement of the Condition of the Citizens Bank, Located at Kite, Ga., at the Close of Business December 17, 1907. S. A. WOODS, President. J. 8. STEPHENSON, Cashier. RESOURCES. LIABILITIES. Loans and discounts... .$ Demand loans Overdrafts, (cotton).. . Bonds and stocks owned by the b nk Banking house Furniture and fixtures. . Other real estate Due from binks and bankers in this State. Due from banks and Gold Silver, nickels and pen- Checks and cash items.. Exchanges for the clear- 14,365 79 319 11 86 90 1,125 00 992 45 7,184 71 1,974 44 910 00 153 73 326 00 Profit and loss Interest paid Clearing house certifi- Depositors guarantee fund 566 42 361 00 2,888 25 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and Due to banks and bankers in this Slate Due to banks and bankers in other States... . Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 1,587 16 9,471 47 900 00 795 17 3,500 00 Total..... $ 81,263 80 Total $ 31,253 80 LOANS AND DISCOUNTS. In suit Not in suit Total $ 111 00 14,254 79 $ 14,365 79 Good Doubtful Total $ 14,365 79 $ 14,3H5 79 TREASURER'S REPORT. 781 Statement of the Condition of the LaGrauge Savings Bank, Located at LaGrange, Ga., at the Close of Business December 17, 1907. FULLER E. CALLAWAY, President, N. R. HUTCHINSON, Cashier. RESOURCES. LIABILITIES. Loans and discounts... .$ Bonds and stocks owned Banking hous^ Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from brinks and banners in other States Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear. 54,102 40 11,000 00 1,722 53 150 00 260 00 2 17 338 59 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and Due to banks and bank- Due to banks and bankers in other States \ . . Due unpaid dividends.. Savings deposits Demand certificates. . . . Time certificates Certified checks 25,000 00 2,500 00 576 90 2,236 63 22,532 99 8,000 00 Due to clearing house . Notes and bills redis- counted Bills payable, including time certificates representing borrowed Unearned interest 6,729 17 67,575 69 67,575 69 LOANS AND DISCOUNTS. 54,102 40 $ 54,102 40 Total $ 54,102 40 $ 54,102 40 i 782 TREASURER'S REPORT. Statement of the Condition of the Bank of Leesburg, Located at Leesburg, Ga., at the Close of Business December 17, 1907. E. B. MARTIN, President. D. D. HALL, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. . $ Bonds and stocks owned by the bank Banking house Furniture and fixtures Other real estate Due from banks and bankers in this State.. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. . Exchanges for the clear- ing house Profit and loss 22,094 19 40 52 2,433 35 1,936 13 8,220 93 1,417 23 2,109 00 1,035 04 88 62 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. .. Due unpaid dividends. . Individual deposits subject to check Demand certificates... . Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- Bills payable, including time certificates representing borrowed 15,000 00 628 59 23,270 58 350 00 125 84 Total In suit In judgment Not in suit Total $ 39,375 01 Total LOANS AND DISCOUNTS. $ Good Doubtful 22,094 19 Worthless $ 22,094 19 Total f 39,375 01 $ 22,094 19 $ 22,094 19 TREASURER'S REPORT. 783 Statement of the Condition of the Bank of Lenox, Located at Lenox, Ga., at the Close of Business December 17, 1907. L. 0. BENTON, President. J. D. ROBINSON, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks an>l bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates Expenses Total $ 23,445 38 406 84 3,366 55 1.012 77 334 10 374 00 138 15 584 05 29,661 84 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . Due unpaid dividends. . Individual deposits subject to check Savings deposits Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money Exchange Total * 15,000 00 7,943 20 6,465 56 253 08 29,661 84 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ 1,718 20 Good Doubtful 21,727 18 Worthless $ 23,445 38 Total * 23,445 3S $ 23,445 38 784 TREASURER'S REPORT. Statement of the Condition of the Bank of Leslie, Located at Leslie, Ga., at the Close of Business December 17, 1907. E. L. WILSON, President. ,T. L. AMASON, Cashier. RESOURCES- LIABILITIES. Loans and discounts. ..% Demandloans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 14,848 21 1,84138 12 23 1,554 27 1,102 77 14,743 37 3,655 29 862 00 1.246 59 135 00 102 26 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 3,348 54 15,027 03" 2,556 00 67180' 3,500 00' Total In suit In judgment Not in suit Total $ 40,103 37 Total LOANS AND DISCOUNTS. $ ....$ 14,848 21 14,848 21 Good Doubtful Worthless Total $ 40,103 37 $ 14,848 21 % 14,848 2i TREASURER'S REPORT. 785 Statement of the Condition of the Bank of L,incolnton, Located at Lincolnton, Ga., at the Close of Business December 17, 1907. 0. L. GROVES, President. P. ZELLARS, Cashier. KESOUEOKS. LIABILITIES. Loans and discounts . .$ Bonds and stocks owned by the bank Furniture and fixtures. Other real estate Due from banks and bankers in this State Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid (during year) 32,850 29 6,572 05 1,304 07 1,474 62 8,580 51 639 84 2,729 00 300 00 763 22 121 00 1,233 22 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and Due to banks and bankers in this State ... Due to banks and bankers in other States . .. Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates ... Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- Bills payable, including time certificates representing borrowed 25,000 00 5,488 55 21,130 32 4,948 95 In judgment Not in suit Total 56,567 82 Total. LOANS AND DISCOUNTS. 300 00 32,550 29 32,850 29 Good Doubtful Total $ 56.567 82 32,550 29 300 00 $ 82,860:29 786 TREASURER'S REPORT. Bank Examiner's Report of the Condition of the Peoples Bank, Located at Mansfield, Ga., (branch of the Newborn Bank, of Newborn, Ga.) at the Close of Business, December 28, 1907. RESOURCES. LIABILITIES. Loans and discounts $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies ("hecks and cash items. Clearing house certifi- cates Profit and loss Interest paid 9,503 73 735 50 1,738 71 1,855 48 1,180 15 3,826 77 2,099 60 898 00 25 00 488 IS 56 11 597 00 Capital stock paid in. .$ (Newborn Bank, New- born, Ga.) Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 10,000 00 109 58 8,881 10 4,013 55 Total $ 23,004 23 Total $ 23,004 23 LOANS AND DISCOUNTS. In suit In iudgment Not in suit Total $ Good Doubtful 10,239 23 Worthless $ 10,239 23 Total $ 10,239 23 $ 10,239 23 TREASURER'S REPORT. 787 Bank Examiner's Report of the Condition of the Bank of Martin, Located at Martin, Ga., at the Close of Business November 4, 1907. RESOURCES. LIABILITIES. Loans and discounts. . .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State.. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 11,439 00 1 38 1,032 04 8,823 59 1,934 13 1,804 00 786 27 1,293 14 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends . Individual deposits subject to check Savings deposits Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 15,700 00 78 59 11,334 96 Total. In judgment Total 27,113 55 Total. LOANS AND DISCOUNTS. 1 .... $ 11,439 00 11,439 00 Good Doubtful Total 27,113 55 $ 11,439 00 $ 11,439 00 788 TREASURER'S REPORT. Statement of the Condition of the Bank of Meulo, Located at Menlo, Ga., at the Close of Business December 17, 1907. R. A. MCWHOKTER, President. W. T. MCCLELLAN, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Interest paid "Insurance fund" 38,989 89 315 68 337 38 200 00 2,501 42 1,316 70 10 82 6,608 40 1,229 00 143 66 1,033 42 556 73 2,927 05 Capital stock paid in. .$ Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub- Savings deposits Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- cnuntea Bills payable, including time certificates representing b o r r o w ed money 15,000 00 1,096 18 4,000 00 23,636 04 10,309 43 128 50 2,000 00 56,170 15 Total $ 56,170 15 LOANS AND DISCOUNTS. Not in suit Total $ Good Doubtful 39,305 57 $ 39.305 57 Total $ 39,305 57 $ 39 305 57 SSS8SSSS TREASURER'S REPORT. 789 Statement of the Condition of the Bank of Milan, Located at Milan, Ga., at the Close of Business December 17, 1907. L. O. BENTON, President. R. 0. CHAMBERS, Cashier. RESOURCES. LIABILITIES. Loans and discounts... $ I temand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State Due from banks and bankers mother States Currency Gold Silver, nickels and pen- nies Checks and cash items. . Exchanges for the clear- ing house Profit and loss Interest paid Overdrafts on cotton. . 10,709 19 563 59 2,100 00 'i.Aa 1,334 4b 4,710 i 1,691 61 1,200 00 32299 1 to 65 I,8b4 4i Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State. Due to banks and bank- ers in other States Due unpaid dividends . Individual deposits sub- ject to check Savingsdeposits Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates, rep- resenting borrowed money ' 15,000 00 1,043-3 8,89/ 66 1,400 00 Total In suit In iudgment Not in suit Total $ 26.340 56 Total LOANS AND DISCOUNTS. % __10;709_10 $ 10.709 19 Good Soubtful Worthless Total $ 26,340 56 $ 10,680 16 29 03 $ 10,709 19 790 TREASURER'S REPORT. Statement of the Condition of the Farmers & MerchantsBank, Located at Milltown, Ga., at the Close of Business December 17, 1907. S. R. PATTEN, President. W. H. NOBLES, Cashier. RESOURCES. LIABILITIES. Loans and discounts. . $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks . Exchanges for the clear- ing house Interest paid Depositors g u a r antee fund Books and stationery.. . Expense account Taxes paid Total $ 13,880 64 1,363 41 172 93 1,238 58 2.002 98 956 00 280 00 799 27 220 92 69 20 2,730 03 268 38 1,649 83 10 00 25,642 17 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State, on call Due to banks and bank- ers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money Interest and discount. . Premium on exchange.. Total $ 15,000 00 1,000 00 6,742 51 1,908 89 116 25 37 25 735 01 102 26 25,642 17 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 13,880 64 Worthless 13,880 64 Total $ 13,880 64 $ 13,880 64 TREASURER'S REPORT. 791 Statement of the Condition of the Milner Banking Co., Located at Milner, Ga., at the Close of Business December 17, 1907. J. 0. NORHIS, President. ROLAND AXDERSON, CASHIER. RESOURCES. LIABILITIES. Loans and discounts $ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Kurniture and fixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankersin other States Currency Gold Silver, nickels and pen- 15,685 88 1,600 00 l,5bu o50 00 ^ Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Total - $ 42,556 49 Capital stock paid in. . .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States-.. Due unpaid dividends.. Individual deposits sub- ject to check Savings deposits Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 1,153 25 26,403 24 Total $ 42.556 49 LOANS AND DISCOUNTS. In suit I In judgment Not in suit Total * 76 25 lo,609bd $ 16,685 88 Good Doubtful Worthless Total $ 15>i;" 76 25 $ 15,685 88 792 TREASURER'S REPORT Statement of the Condition of the Bank of Mineral Bluff, Located at Mineral Bluff, Ga., at the Close of Business December 17, 1907. JOHN W. ANDEKSON, VicePresident. BBNJ. P. GARY, Cashier. RESOURCES. LIABILITIES. Loans and discounts.$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Total .-. . . $ 9,768 20 190 56 1,424 15 7,!23 53 883 99 1,510 00 1,050 34 678 60 22,629 37 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid ... Due to banks and bank- ers in this State Due to banks and bank- ers in other States.. .. Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting b o r r owed money Total $ 15,000 00 112 03 6,114 10 1,286 90 116 34 22,629 37 LOANS AND DISCOUNTS. In suit Not in suit Total $ Doubtful 9,768 20 Worthless *' 9,768 20 Total $ 9,768 20 1 9,768 20 sswsss TREASURER'S REPORT. 793 Statement of the Condition of the Merchants & Farmers Bank, Located at Nicholls, Ga., at the Close of Business December 17, 1907. G. W. DBEN, President. F. G. JONES, Cashier. RESOURCES. LIABILITIES. Loans ami discounts. ..$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures... Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items.. Clearing house certifi- cates Profit and loss Interest paid 31,973 04 1.283 49 7,167 50 2,194 14 4,964 74 !>772 00 85 00 972 61 1,527 46 560 00 317 38 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States. .. Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 25,000 00 1,939 02' 10,695 70 5,912 71 269 93 3,000 00 6,000 00 Total In suit In judgment Not in suit Total $ 52,817 36 Total LOANS AND DISCOUNTS. $ Good Doubtful .. Worthless. ..$ Total . $ 52,817 36 794 TREASURER'S REPORT. Statement of the Condition of the Peoples Bank, Located at Oliver, Ga., at the Close of Business December 17, 1907. L. 0. BENTON, President. O. H. MARSH, Cashier. RESOURCES. LIABILITIES. Loans and discounts. . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- 17,095 46 3,907 75 343 35 1,953 75 1,758 13 5,278 32 1,335 46 2,664 00 55 00 687 73 1,075 46 3 38 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State ..... Due to banks and bankers in other States.... Due unpaid dividends,. Individual deposits subject to check Demand certificates... Time certificates Certified checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing b o r r o wed 15,000 00 1,286 94 10,834 64 8,646 79 387 42 Total $ 36,155 79 Total LOANS AND DISCOUNTS. In suit . ...1 In judgment . ... Total * 21,003 21 21,003 21 Doubtful Total $ 36,155 79 1 21,003 21 21,003 21 TREASURER'S REPORT. 795 Statement of the Condition of the Bank of Parrott, Located at Parrott, Ga., at the Close of Business December 17, 1907. 0. F. OXFORD, President. J. A. MULLIS, Asst. Cashier, RESOURCES. LIABILITIES. Loans and discounts.. $ 22,979 12 Demand loans 2,000 00 Overdrafts H 76 Bonds and stocks owned by the bank 1,400 00 Banking house i. 2,150 00 Furniture and fixtures. 1,332 02 Other real estate Due from banks and bankers in this State. 11,179 67 Due from banks and bankers in other States 3,762 64 Currency 4,928 61 Gold Silver, nickels and pen- nies 582 76 Checks and cash items. 172 50 Exchanges for the clear- ing house Profit and loss Interest paid -Clearing house certifi- cates Capital stock paid in. .if Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... Due unpaid dividends. Individual deposits subject to check Demand certificates. . . Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates representing b o r r owed money Clearing house loan . . 15,000 00 1,976 63 31,252 82 1,827 00 472 63 Total $ 50,529 08 Total $ 50,529 08 LOANS AND DISCOUNTS. In suit In judgment Not in suit . Total 22,979 12 Good Doubtful Worthless $ 22,979 12 Total $ 22,979 12 $ 22.979 12 796 TREASURER'S REPORT. Statement of the* Condition of the Patterson Bank, Located at Patterson, Ga., at the Close of Business December 17, 1907. H. HYERS, President- ,T. M. R. GRIFFIS, Cashier. RESOURCES. LIABILITIES. Loans and discounts . $ Bonds and stocks ov ned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and. cash items Exchanges for the Profit and loss 11,569 11 376 01 2,500 00 1,495 12 2,902 89 1,424 23 1,528 00 210 00 160 00 22,165 36 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid. Due to banks and bankers in this State ... . Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits subject to check Demand certificates ... Time certificates Certified checks Cashier's checks Due to clearing house, Notes and bills rediscounted Bills payable, including time certificates representing borrowed money Total $ 15,000 oa 7,100 11 20 00 45 25 22,165 36 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total 11,569 11 Good Doubtful Worthless $ 11,569 11 Total $ 11,569 11 $ 11,569 11 TREASURER'S REPORT. 797 Statement of the Condition of the Pendergiass Banking Co., Located at Pendergrass, Ga., at the Close of Business December 17, 1907. J. O. NORMS, President. J. O. RUTHERFORD, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate ... Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold... Silver, nickels and pen- nies Checks and cash items. Clearing house certifi- cates Profit and loss Interest paid. 22,230 47 2,137 39 2,000 00 1,700 00 11,37!: 92 1,602 81 3,500 00 302 00 387 63 Capital stock paid in. . $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub- ject to check Demand certificates... . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted. .. Bills payable, including time certificates representing borrowed money 15,000 00 3,245 11 2,500 00 18,829 91 600 00 58 20 5,000 60 Total $ 45,233 22 Total LOANS AND DISCOUNTS. * 45,233 22 In suit In judgment Not in suit Total $ Good Doubtful 22,230 47 Worthless $ 22,230 47 Total $ 22,230 47 $ 22,230 47 798 TREASURER'S REPORT. Statement of the Condition of the Bank of Penfield, Located at Penfield, Ga., at the Close of Business December 17, 1907. K. P. BoSWELL, President. J. H. COLCLOUGH, Cashier. RESOURCES. LIABILITIES. Loans and discounts. ..$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items Exchanges for the clear- ing house Profit and loss. ... Interest paid 18,427 02 8,408 79 3,760 33 1,250 07 971 00 1,388 77 214 36 132 09 45 Capital stock paid in. .if Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing b o r ro w e d money 25,000 00 1,250 00 541 75 ,960 13 Total In suit In judgment Not in suit Total $ 34,75188 Total LOANS AND DISCOUNTS. $ 200 00 Good Doubtful 26,635 81 Worthless $ 26,835 81 Total $ 34,75188 $ 26,835 81 $ 26,835 81 TREASURER'S REPORT. 799 Statement of the Condition of the Plains Bank, at Plains, Ga., at the Close of Business December 17, 1907. Located R. S. OLIVER, President. W. L. THOMAS, Cashier. RESOURCES. LIABILITIES. Loans and discounts .. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures . Other real estate.. Due from banks and bankers in this State. . Due from banks and bankers in other States. Currency Gold ... Silver, nickels and pennies Checks and cash items. Exchanges for the clear- ing house Interest paid Clearing house certifi- cates Cotton paid for 96,216 14 7,937 03 3,467 72 2,000 00 1,685 00 4,709 67 1,844 99 6,788 00 290 00 1,154 70 1,403 97 H4 00 23,720 28 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States .... Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits Demand certificates Time certificates Certified checks Cashier's checks Due to clearing hou^e. Notes and bills redis- counted.... Bihs payable, including time certificates representing borrowed money 25,000 00 14,829 14 38,603 10 544 14 46,355 12 1,000 00 25,000 00 Total In suit In judgment Not intuit Total $ 151,331 50 Total LOANS AND DISCOUNTS. % 303 00 103,850 17 * 104,153 17 Good Doubtful Worthless Total .$ 151,331 50 $ 103,850 17 303 00 $ 104,153 17 800 TREASURER'S REPORT. Statement of the Condition of the Pitts Banking Co., Located at Pitts, Ga., at the Close of Business December 17, 1907. L. O. BENTON, President. I. N. MCALLISTER, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts, secured. . . . Bonds and stocks owned by the bank Banking house Furniture and fixtures.. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold , Silver, nickels and pen- nies .... Checks and cash items.. Sundry clearing house certificates Profit and loss Interest paid 14,768 57 1,690 26 2,500 00 1,085 48 1,052 05 4,130 65 3,099 11 240 00 114 15 12 00 267 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this Slate Due to banks and bankers in other States. ... Due unpaid dividends. . Individual deposits subject to check Demand certificates. ... lime certificates Certified checks Cashier's checks Due to clearing house Notes and bills rediscounted Bills payable, including time certificates representing borrowed money 15,000 00 1,331 79- 11,317 10 5 00 1,305 38 Total Total $ 28,959 27 Total LOANS AND DISCOUNTS. $ .... $ 315 65 14,452 92 14,768 57 Doubtful Total $ 28,959 27 $ 14,768 57 $ 14,768 5T TREASURER'S REPORT. 801 Statement of the Condition of the Bank of Preston, Located at Preston, Ga., at the Close of Business December 17, 1907. S. R. STEVENS, President. A. M. CRITTENDEN, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Overdrafts Bonds and stocks owned Banking house Furniture and fixtures.. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- Checks and cash items. . Exchanges for the clear- Profit and loss Interest paid Books and stationery. . 7.T24 63 13,721 58 78 96 200 00 2,440 50 1,291 98 5,304 99 4,977 19 2,513 00 10 00 1,373 91 8 25 168 80 400 00 Capital stock paid in.. .$ Surplus fund. ... Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends . Individual deposits sub- ject to check Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- 15,000 00 506 15 15,035 53 8,874 71 227 40 Bills payable, including time certificates representing borrowed Total $ 39,643 79 LOANS AND DISCOUNTS. 39,643 79 In suit if Doubtful 7,124 63 7,124 63 Total 7,124 63 $ 7,124 63 802 TREASURER'S REPORT. Statement of the Condition of the Citizens Bank of Pulaski, Located at Pulaski, Ga., at the Close of Business December 17, 1907. H. L. FRANKLIN, President. O. M. WARREN, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Overdrafts secured by cotton Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Profit and loss..' Interest paid 18,760 34 177 34 603 62 1,800 00 1,133 76 1,428 66 26 72 490 00 94 57 34 5o Capital stock paid in . .if Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States. . .. Due unpaid dividends. . Individual deposits sub- ject to check Savings deposits.. . Demand certificates Time certificates.. . Certified checks .. Cashier's checks.... Due to clearing house Notes and bills rediscounted Bills payable, including time certificates representing bor rowed money 15,000 00 63G 28 6,064 48 360 00 13 80 2,475 00 Total * 24,549 56 Total r$ 24,549 56 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total..: $ 18,937 $ 18,937 Good Doubtful Worthless Total $ 18,937 68 t 18,937 68- TREASURER'S REPORT. 803 Statement of the Condition of the Bank of Rocky Ford, Located at Rocky Ford, Ga., at the Close of Business December 17, 1907. W. H. PARKER, President. W. E. JENKINS, Cashier. RESOURCES. LIABILITIES. Loans and discounts. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid 6,282 45 126 29 . ,,,, .,, l.o" J 1,114 Od 12,124 37 4,142 83 1.907 00 '0 00 620 70 4,S 4, 2 66 Capital stock paid in. $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States Due unpaid dividends.. Individual deposits sub- ject to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 13,109 19 222 00 167 79 Total. In suit In judgment Not in suit. . Total 28,498 98 Total LOANS AND DISCOUNTS. Good Doubtful Worthless Total $ 28,498 98 * 6,282 45 % 6,282 45 804 TREASURER'S REPORT. Statement of ' the Condition of the Farmers Bank, Located at Royston, Ga., at the Close of Business December 17, 1907. W. 0. MASON, President. JOHN F. BARNES, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts secured b)r cotton and compress receipts Bonds and stocks owned by the bank Banking house and vault Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pennies Checks and cash items . Exchanges for the clearing house Interest paid 15,455 73 14,979 42 4,216 41 816 3S 4 552 39 5,062 61 3,000 00 524 52 Capital stock paid in . $ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . . . Due unpaid dividends. . Individual deposits sub- Savings deposits Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 30,500 00 428 05 17,679 41 In suit In judgment Not in suit Total 48,607 46 Total LOANS AND DISCOUNTS. .. $ Good Doubtful Worthless $ Total $ 48,607 46 I 15,455 73 $ TREASURER'S REPORT. 805 Statement of the Condition of the Bank of Sasser, Located at Sasser, Ga., at the Close of Business December 17, 1907. .1. M. BELL, President. B. H. HILL, Cashier. RESOURCES. LIABILITIES. Loans and discounts. ..$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other Slates Currency Gold Silver, nickels and pen- nies Checks and cash items Kxchanges for the clear- ing house Prdfit and loss Interest paid Total. 18,059 59 2,192 50 963 01 8,709 80 8,604 95 2,789 00 225 00 610 33 967 62 323 65 Capital stock paid in. $ Surplus fund .... Undivided profits, less current expenses and faxes paid Due to banks and bank- ers in this State . Due to banks and bank- ers in other States . Due unpaid dividends Individual deposits sub- jed to check Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 15,000 00 1,000 00 '41 . 25.919 ,>J '8* 66 43,4-Ti 45 Total.--. ___l_J31445_i5 LOANS AND DISCOUNTS. In suit $ In judgment Not in suit Total $ Good Doubtful Worthless Total * $ 806 TREASURER'S REPORT. Statement of the Condition of the Scott Banking Co., Located at Scott, Ga., Johnson County, at the Close of Business December 17, 1907. L. O. BENTON, President. J. V. CARTER, Cashier. RESOURCES. LIABILITIES. Loans and discounts ."...$ Demand loans Overdrafts Bonds and stocks owned by the bank Furniture and fixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Profit and loss Expense account 21,419 09 1,889 24 1,780 78 1,388 95 10,616 00 46 56 943 00 246 85 32 43 164 85 1,098 15 Capital stock paid in. ..$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and backers in other States.. . Due unpaid dividends. . Individual deposits subject to check Demand certificates.... Time certificates Certified checks Due to clearing house . Notes and bills redis- counte'l Bills pavable, including time certificates representing borrowed money . Interest and discount. . Premium on exchange. . 15,000 00 389 89 4 80' 18,352 71 4,544 00 659 52 335 84 339 14 Not in suit 39,625 90 LOANS AND DISCOUNTS. $ 900 00 Doubtful 20,519 09 Worthless $ 21,419 09 Total 39,625 90 $ 20,519 09 900 00 $ 21,419 09- 807 TREASURER'S REPORT. Statement of the Condition of the Bank of Shady Dale, Located at Shady Dale, Ga,, at the Close of Business December 17, 1907. C. S. THOMPSON, President. G. A. TUCKER, Cashier. RESOURCES. LIABILITIES. Loans and discounts * Demand loans (iverdrafts... Bonds ana stocks owned by the bank Banking house Furniture and fixtures. . Other real estate Due from banks and bankers in this State^ Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Clearing house certih- cates Checks and cash items Exchanges for the clear ing house Profit and loss Interest paid Expense account Stationery account Total * 19,105 00 2,005 18 1,261 82 4,715 31 3,994 08 1,100 00 81 50 Capital stock paid in. $ Surplus fund Undivided profits .. Due to banks and bank- ers in this State Due to banks and bank- ers in other States... . Due unpaid dividends Individual deposits sub- ject to check Demand certificates Time certificates Certified checks. Cashier's checks Due to clearing house. Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed money 461 45 337 12 Total * 33,065_06_ 15,480 00 1,082 51 1&.WM -)d 600 00 88,06506 LOANS AND DISCOUNTS. In suit $ In judgment Not in suit Total Good Doubtful Worthless * 19'10500 Total ... 1__J__JW^ 808 TREASURER'S REPORT. Statement of the Condition of the Peoples Bank, Located at Soperton, Ga., at the Close of Business December 17, 1907. C. H. CALHOUN, President. R. E. WARD, Cashier RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house. ... Furniture and fixtures. Tiue from b inks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit and loss Total $ 19,245 24 400 00 182 80 1,951 05 1,5)4 12 2,679 69 3.488 50 1,335 00 235 00 367 16 286 52 100 29 1.331 78 Capital stock paid in. .$ Surplus fund. Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other States ... Due unpaid dividends. Individual deposits sub- ject to check Demand certificates ... Time certificates Certified checks Cashier's checks Clearing house certifi- cates Notes and bills redis- counted .... Bills payable, including time certificates rep- resenting borrowed 33,147 15 Total $ 15,000 00 718 52 10,423 56 2,764 24 740 83 3,500 00 33,147 15 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ ,. ,.$ 447 99 176 01 18,621 24 19,245 24 Good Doubtful Worthless Total $ 19,040 22 205 02 $ 19,245 24 TREASURER'S REPORT. 809 Statement of the Condition of the Bank of Spread, Located at Spread, Ga., at the Close of Business December 17, 1907. .1. T. NKAL, President. J. T. NKAL, JK., Cashier. RESOURCES. LIABILITIES. Loans and discounts ...I Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures Other real estate Due from banks and bankers in this State. Due f rom banks and bankers in other States Currency Gold Silver, nickels and pennies Checks and cash items Exchanges for the clear- ing house Profit and loss Interest paid 28,436 id 3,0<>o 71 8,812 VI 2,850 00 1,760 00 4,287 66 4,8o8 92 2,874 Z\ Mil j*' w> I)U- M/, 163 bo Capital stock paid in .. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and banker- in other States.... Due unpaid dividends.. Individual deposits subject to check Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 1,961 tti 14 40 33,288 79 4,813 on Total In suit In judgment Not in suit Total * 65.0H7 si; Total LOANS AND DISCOUNTS. $ 55,067 86 $ 81,442 47 $ 31.442 47 Good Doubtful Worthless Total .... * 31,442 47 I 31,442 47 _ 810 TREASURER'S REPORT. Statement of the Condition of the Bank of Stockbridge, Located at Stockbridge, Ga., at the Close of Business December 17, 1907. G. W. MORRIS, President. L. G. FORTSON, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate. .. Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items, (cotton) Profit and loss Interest paid Depositors insurance re- serve Fire insurance fund.... Total $ 41,82110 3,379 00 24 74 1,400 00 2.169 00 1,288 94 4,492 22 2,70-5 73 2,490 00 5 00 482 38 244 98 2,759 16 120 00 63,382 25 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.. .. Due unpaid dividends. . Individual deposits subject to check Demand certificates... . Time certificates Certified checks Cashier'schecks Due to clearing house.. . Clearing house certificates Bills payable, including time certificates representing borrowed money Total $ 16,000 00 3,038 31 2,500 00 28,363 27 9,593 73 1,886 94 2,000 00 63,382 25 LOANS AND DISCOUNTS. In suit $ Good Doubtful 45,200 10 45,200 10 Total $ 45,200 10 $ 45,200 10 TREASURER'S REPORT. 811 Bank Examiner's Report of the Condition of the Bank of Commerce, Located at Snmmerville, Ga., at the Close of Business October 21, 1907. RESOl RCKS. LIABILITIES. Loans and discounts I Demand loans Overdraft* Bonds and stocks owned by the bank Banking house Furniture and fixture- (>ther real estate Due from banks anil bankers in this State. line from banks and bankers in other States Currency Gold silver, nickels and pen- nies Checks and cash items Exchanges for the clearing house Profit tint lo-s Interest paid Total * 41,611 03 15,173 57 12,998 34 877 50 3,798 51 650 IX) 64 80 319 99 75.493 24 Capital stock paid in * Surplus fund Undivided profits, less current expenses and taxes paid Due to hanks and bankers in this State Dae to banks and bankers in other States .. Due unpaid dividends. . individual deposits sub- ject to check . Demand certificates ... Time certificates Certified checks Cashier's checks Due t i clearing house.. Notes and bills redis- counted Bills payable, including time certificates representing borrowed money Total * 18,660 00 1,910 01 l,34i! 96 4,200 91 27,009 11 1,880 2i 21,000 00 75.493 24 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total * 81 09 Good Doubtful r>t5,703 51 Worthless * 66.784 60 Total . * 56,784 60 f 5an- Orerdrafti Bondi tod ttooki owned In the bank Banking noose hum it ure and fixture ! r i) m banks and bunkers in tin- State Due f r om banks and bankers in otberStates Currency .. . Gold " Silver, nickels a n <1 pennies Checks an -d cash itemfor the clear- ing boose l'rotit aod loss Interest paid ring house certifi- cates 22, 1,476 07 1000 -.'-" -,030 88 1,349 00 -'" 00 II IBIL1TIE8. Capital stock paid in $ Surplus fund Undivided prolits. le>- OOrrenl expenses and taxes paid Doe to banks and bank- er- in this State .. Due to banks and bank- ers in other States line unpaid dividends Individual deposits sub- ject to check ... Demand certificates Time certificates Certified checks Cashier's cheeks line to clearing hoo* Notes and bills redis- count^ Bills payable. Including time certificate- rep- resenting b o r rowed money .... Clearing house loan 18,600 00 11,0 i,.->oooo j 31. Total 31.705 92 LOANS VN1) HI SCu (NTS. In SOit In judgment N'oi in -out Total Good Doubtful Wort bless Total . 814 TREASURER'S REPORT. Statement of the Condition of The Jefferson County Bank, Located at Wadley, Ga., at the Close of Business December 17, 1907. JNO. D. WALKER, President. C. W. E. MARSH, Cashier. RESOURCES. LIABILITIES. Loans and discounts. ... $ Overdrafts, secured Bonds and stocks owned Banking house Furniture and fixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in otherStates Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- Profit and loss Interest paid Net expense and taxes Books and stationery.. . 13,123 34 2,329 73 822 51 1,437 38 8,883 23 9 87 4,172 00 80 00 865 79 254 18 278 35 268 10 Capital stock paid in... $ Surplus fund Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaiddividends .. Individual deposits sub- Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house Notes and bills redis- counted Bills payable, including time certificates representing borrowed 15,000 00 17,041 45 9 77 473 26 Total In suit In judgment Not in suit Total $ 32,524 48 Total LOANS AND DISCOUNTS. $ 13,123 34 $ 13,123 34 Good Doubtful Worthless Total $ 32.524- 48 $ 13,123 34 $ 13,123 34 TREASURER'S REPORT. 815 Bank Examiner's Report of the Condition of the Bank of Waycross, Located at Waycross, Ga., at the Close of Business March 5, 1907. RESOURCES. LIABILITIES. Loans and discounts . . $ 336,311 91 Overdrafts. 11,751 55 Overdrafts secured by Bonds and stocks owned Banking house Furniture and fixtures Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items . Exchanges for the clear- ing house Profit and loss 7,500 00 45,573 37 4,301 01 3,302 17 9,939 07 4,864 00 115 00 1,507 98 14,583 19 Total $ 439,749 25 Capital stock paid in. . $ "Undivided profits, less current expenses and Due to banks and bankers in this State Due to banks and bankers in other States... . Due unpaid dividends. . Individual deposits sub- 25,000 00 35,000 00 11,098 86 977 03 10 00 " 144,173 32 Demand certificates Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- Bills payable, including time certificates representing borrowed 1,237 50 117,131 13 148 37 65,748 04 39,225 00 439,749 25 LOANS AND DISCOUNTS. Not in suit Total Good 33,740 00 Doubtful 293,821 91 Worthless $ 336,311 91 . $ 333 811 91 2,500 00 . . SS 33(5.311 91 816 TREASURER'S REPORT. Statement of the Condition of the Whitesburg Banking Co., Located at Whitesburg, Ga., at the Close of Business December 17, 1907. DR. J. R. M. CARTER, President. W. T. JONES, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Demand loans Bonds and stocks owned Furniture and fixtures. Other real es'tate Due from banks and bankers in this State. Due from banks and bankers in other States Gold i Silver, nickels a n d j Checks and cash items. Exchanges for the clear- ing house Profit and loss 11,723 55 Capital stock paid in. .$ 1,031 33 1,264 93 7,399 21 Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State. Due to banks and bankers in other States... Due unpaid dividends. Individual deposits sub- 1,496 00 349 58 Demand certificates. . . . Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money Discount and interest. . Exchange 23,264 60 Total $ 15,000 00 7,537 65 452 85 252 55 21 55 23,264 60 LOANS AND DISCOUNTS. In suit In judgment. Not in suit. .. Total Good Doubtful . Worthless. Total . mamasmmm TREASURER'S REPORT. 817 Statement of the Condition of the Bank of Woodstock, Located at Woodstock, Ga., at the Close of Business December 17, 1907. J. H. JOHNSTON, President. W. L. DUPEBE, Cashier. RESOURCES. LIABILITIES. Loans and discounts .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and.fixtures. . Other real estate Due from banks and bankers in this State. Due from banks and, bankers in other States Currency. ] Gold ! Silver, nickels a n d J- pennies I Checks and cash items J Exchanges for the clear- ing house Profit and loss, expense account Interest paid 25,770 33 411 64 1,416 17 1,360 30 27,735 32 526 48 3,586 75 857 70 Capital stock paid in. .$ Surplus fund Undivided profits Due to banks and bank- ers in this State Due to banks and bank- ers in other States.. . . Due unpaid dividends... Individual deposits sub- ject to check Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing bor rowed money 15,000 00 1,251 75 2,611 89 36,696 09 5,920 41 184 55 Total In suit In judgment. Not in suit... Total.... $ 61,664 69 Total LOANS AND DISCOUNTS. $ Doubtful 25,770 33 Worthless $ 25,770 33 $ 61,664 69 $ 25,746 65 23 68 $ 25,770 33 818 TREASURER'S REPORT. Statement of the Condition of the Woodland Bank, Located at Woodland, Ga., at the Close of Business December 17, 1907.- WM. E. MATHIS, President. N. A. PERRY, Cashier. RESOURCES. LIABILITIES. Loans and discounts. ..$ 3,018 11 Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. 565 00 1,200 00 Due from banks and bankers in this State.. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items.. Exchanges for the clear- . ing house .... Profit and loss 10,986 95 3,688 00 492 65 Clearing house certifl- 340 35 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends. . Individual deposits sub- Savings deposits Demand certificates . .. Time, certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- counted Bills payable, including time certificates representing borrowed 15,000 005,291 06 20,291 06 20,291 06 LOANS AND DISCOUNTS. In suit In judgment.. Not in suit Total $ Good Doubtful 3,018 11 Worthless $ 3,018 11 Total. $ 3.-018 11 3,018 11 - TREASURER'S REPORT. 819 Statement of the Condition of the Woolsey Bank, located at Woolsey, Ga., at the Close of Business December 17, 1907. J. T. LEWIS, President. E. J. SNEAD, Cashier. RESOURCES. LIABILITIES Loans and discounts . .$ Demand loans Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Total $ 13,596 85 22 61 1,341 67 1,472 75 50 00 2,402 20 190 02 840 00 2 89 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States . .. Due unpaid dividends Individual deposits subject to check Demand certificates. . . . Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills redis- ' Bills payable, including time certificates representing borrowed 19,918 99 Total $ 15,000 00 179 99 4,390 50 48 50 300 00 19,918 99 LOANS AND DISCOUNTS. In suit $ In judgment Not in suit Total $ Good Doubtful Worthless Total $ 13,596 85 $ 13,596 85 820 TREASURER'S REPORT. Statement of the Condition of the Citizens Bank, Located at Wrens, Ga., at the Close of Business December 17, 1907. 8. M. MCNAIR, President. JOB R. HOWARD, Cashier. RESOURCES. LIABILITIES. Loans and discounts . .$ Overdrafts Overdrafts secured by cotton Bonds and stocks owned Banking house Furniture and fixtures. . Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- Checks and cash items. Exchanges for the clear- Pront and loss Interest paid Clearing house cert'fs. . Total $ 10,787 19 450 25 66 17 1,608 34 1,541 81 500 00 6,448 88 1,736 00 613 40 8 80 23,760 84 Capital stock paid in . $ Surplus fund. . ... Undivided profits, less current expenses and taxes paid Due to banks and bank- ers in this State Due to banks and bank- ers in other S tates.... Individual deposits sub- ject to check Savings deposits Demand certificates. . .. Time certificates Certified checks Cashier's checks Due to clearing house, certificates issued. .. . Notes and bills redis- counted Bills payable, including time certificates rep- resenting borrowed Total $ 15,000 00 48 97 8,549 77 100 00 62 10 23,760 84 LOANS AND DISCOUNTS. In suit In judgment Not in suit Total $ Good Doubtful 11,237 44 Worthless $ 11,237 44 Total if 11,237 44 $ 11,237 44 wm TREASURER'S REPORT. 821 Statement of the Condition of the Yatesville Banking Co., Located at Yatesville, Ga., at the Close of Business December 17, 1907. J. 0. NORRIS, President'. ELLISON MCNEILL, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and . bankers in other States. Currency Gold ; Silver, nickels and pen- nies Checks and cash items. Exchanges for the clear- ing house Profit and loss Interest paid Cotton and cotton seed. 17,624 93 3,946 41 378 91 1,700 00 1,750 00 1,255 46 453 47 2,853 00 215 00 552 03 252 33 4,871 71 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends . Individual deposits subject to check Demand certificates. ... Time certificates Certified checks Cashier's checks Due to clearing house . . Notes and bills redis- counted Bills payable, including time certificates representing borrowed money 15,000 00 2,731 31 8,678 32 5,982 93 960 69 2,500 00 Total $ 35,853 25 Total LOANS AND DISCOUNTS. $ 35,853 25 In suit In judgment Not in suit Total $ Good Doubtful 21,571 34 Worthless $ 21,571 34 Total $ 21,57134 $ 21,571 34 822 TREASURER'S REPORT. Statement of the Condition of the Bank of Zebulon, Located at Zebulon, Ga., at the -Close of Business December 17, 1907. O. H. HUMPHREY, President. 0. E. GWTN, Cashier. RESOURCES. LIABILITIES. Loans and discounts.. .$ Demand loans Overdrafts Bonds and stocks owned by the bank Banking house Furniture and fixtures. Other real estate Due from banks and bankers in this State. Due from banks and bankers in other States Currency Gold Silver, nickels and pen- nies Checks and cash items.. Exchanges for the clear- ing house Profit and loss Interest paid Clearing house certifi- cates Depositors' guarantee fund 27,759 99 5,913 00 1,996 04 1,498 25 1,089 89 10,489 48 1,772 56 3,505 00 10 00 536 02 574 00 Capital stock paid in. .$ Surplus fund Undivided profits, less current expenses and taxes paid Due to banks and bankers in this State Due to banks and bankers in other States.... Due unpaid dividends . Individual deposits subject to check Demand certificates.... Time certificates Certified checks Cashier's checks Due to clearing house. . Notes and bills rediscounted Bills payable, including time certificates representing b o r r owed money 15,000 00 4,724 41 28 44 27,358 25 350 00 6,415 24 1,267 89 Total In judgment Total $ 55,144 23 Total. LOANS AND DISCOUNTS. $ Good Doubtful Worthless * Total .$ 55,144 23 * 33,667 49 5 50 I 33,672 99 On Statement of State Banks at Close of Business September 5, 1?01, September 8, 1902. December 7, 1903, November 10, 1904, November 9, 1905, November 12, 1906, December 17, 1907. RESOURCES 1901 1902 1903 1904 1905 1906 1907 Overdrafts Bonds and stocks $ 33,147,888 479,701 2,430,067 60 98 06 $ 36,687,500 217,176 2,377,381 63 01 00 $ 35,582,686 1,585,314 2,715,566 50 $ 31 00 33,978,900 1,464,705 1,521,835 60 $ 25 00 33,951,779 2,689,414 3,851,773 19 % 09 00 53,033,272 2,446,914 2,692,772 20 $ 03 50 50,386,304 2,550,261 2,738,726 20 41 54 Real Estate, furniture and fixtures .... 1,799,961 97 1,857,341 30 2,160,454 42 2,301,216 38 2,801,743 25 2,050,385 50 3.144,904 97 Due from banks and bankCash on hand 3,622,947 62 2,44,397 89 153,243 35 4,945,350 71 2,823,757 86 82,569 13 7,574,937 89 3,054,586 60 72,207 73 11,554,008 43 5,708,819 89 160,773 00 13,922,166 02 5,145,464 00 140,774 04 12,442,920 37 5,168,744 10 196,085 00 10,154,288 03 16,191,089 85 1,100,225 49 H5 w>C w w $44,118,208 47 $ 48,991,076 64 $ 52,745,753 45 $ 56,690,258 55 $ 62,503,113 50 $ 78,031,093 70 f 86,265,800 49 'od LIABILITIES Capital Surplus and net profits Due banks and bankers Due unpaid dividends. Due depositors Rediscounts Bills payable Other items $ 9,315,127 50 3,766,876 44 986,765 45 18,958 52 23,585,161 77 1,689,204 43 4,752,918 33 3,196 03 9,712,787 00 4,289,094 49 2.086 864 27 14,991 00 27,767,347 52 1,336,958 00 3,726,402 00 56,632 36 10,011,697 5,759,799 1,912,804 13,525 31,241,173 333,814 2,493,380 79,558 11,790 ,147 00 13,597,487 00 16,456,292 50 17,536,679 66 6,642:,737 89 7,854,265 16 8,635.724 45 9,392,870 23 2,870 ,795 23 4,656,720 02 3,55-2,578 18 3,606,665 70 12 ,648 00 12,943 15 20,685 18 28,063 08 32,340 193 44 32,968,670 10 41,784,320 59 48,707,739 02 841 ,451 60 805,460 05 1,378,442 50 681,361 00 2,143 ,030 00 2,589,619 00 6,169,329 49 5,045,065 00 49 ,255 39 17,949 02 69,720 81 1,267,356 80 cc $ 44,118,208 47 $ 48,991,076 64 $ 52,745,753 45]$ 56,690,258 55 $ 62,503,113 50 $ 78,031,093 70 $ 86,265,800 49 to w UNIVERSITY OF GEORGIA L1BHJ.RIES I 3 BIDfi 054EH 2303 i