Report of the Insurance Department of the Comptroller-General's Office for the Year Ending December 31, 1919

HE LIBRARY OF
THE UNIVERSITY OF GEORGIAREPORT
OF THE
P
1
Insurance Department
OF THE
STATE OF GEORGIA
FOE THE
YEAR ENDING DECEMBER 31
1919
1950
bYRD PRINTING CO
ATLANTA GA
H
ATLANTA GA January 11920
To His Excellency Hugh M Dorset Governor
Sir
In compliance with law I have the honor to submit the
annual report of the Insurance Department for the year
ending December 31 1919
The detailed reports of the insurance companies asso
ciations and fraternal societies embodied herein show the
results of their operations for the year as well as their
financial condition at the close of the year
In my previous reports I have called your attention to
the remarkable growth of the insurance business in the
State The year 1919 will show the greatest gains made by
insurance companies in any one year The life insurance
written shows a tremendous increase in business of the life
companies The tables given below are for the purpose of
further impressing you with the proportions that have been
reached in the different lines
COM
Year
1883
1893
1903
1913
1914
1915
1916
1917
1918
1919
Year
1883
1893
1903
1913
1914
1915
1916
1917
1918
1919
PARATIVE TABLE OF PREMIUMS LOSSES ETC FOR Y
STATED
FIRE AND FIRE AND MARINE COMPANIES
Premiums Collected Losses
141214800
169170800 1
319542600 1
632692600 3
576239470 3
630167279
731728794 6
907074079 7
1111244221 3
1410459626 6
EARS
Incurred
39307000
04335400
43133300
21578800
99198236
21691362
76741405
22741314
73185995
15719054
LIFE INSURANCE COMPANIES
Premiums Collected
29682400
237524400
529881600
nAWU
io6ri3otf
116L56400
1270644870
1437691161
1580045515
1813201979
Amt
Ins in Force
909882200
6993126500
14267275100
36762392100
33008271700
36251669800
38997529400
43309924700
48392736100
57568430795
LIBRARY

Annual Report
MISCELLANEOUS INSURANCE COMPANIES
year Premiums Collected Losses Paid
l63 t 433700 42000
1903 12295700 1433300
1913 165351500 83297100
1914 163958100 82734700
195 243028700 151784400
1916 189334100 83227900
1917 307323751 97175630
1918 312470536 126242382
1919 491490391 186705416
These totals do not include the business of the assessment and local indus
trial companies and the fraternal societies
COMPANIES REPORTING
At the close of the year 1919 288 companies reported to
this Department classed as follows
Fire stock and mutual 117
Life legal reserve 61
Miscellaneous 52
Assessment life and accident 3
Local assessment fire 9
Local industrial life 12
Fraternals 34
The following new companies were authorized to trans
act business in the State
Fiee
Bankers Shippers Ins CoNew York City
Fidelity Fire Ins CoSumter S C
Hudson Insurance CoNew York City
Importers Exporters Ins CoNew York City
Millers Mutual Fire Ins CoFt Worth Texas
New Zealand Ins Co LtdSan Francisco
Palmetto Fire Ins CoSumter S C
Peoples National Fire Ins CoWilmington Del
Scandinavian AmericanAssurance
Corporation LtdilLlNew York City
Union Ins SocietypfCanton LtdChicago
United BritishIns Co LtdNewark N J
Urbaine FireItjs Co of ParisNewATork CityInsurance Department of Georgia
i
t
4
Life
Carolina Life Ins CoColumbia S C
Conservative Life Ins CoWheeling W Va
Miscellaneous
American ReInsurance CoHuntington Pa
Employers Indemnity CorporationKansas City Mo
Jefferson Ins CoPhiladelphia
Liberty Marine Ins CoNew York City
Lumbermens Mutual Casualty CoChicago 111
Maryland Motor Car Ins CoBaltimore Md
Millers Indemnity UnderwritersDallas Texas
New Amsterdam Casualty CoBaltimore Md
North Atlantic Insurance CoNew York City
Local Industrial
Liberty Mutual Life Health Ins Co Savannah Ga
Fraternal
U S Grand Lodge Order Brith
Abraham New York City
INDUSTRIAL COMPANIES
The industrial companies show an increase in business
as well as in the payments to policyholders These are
local companies organized under the laws of the State
regulating this class of business which is to cover life in
surance of small amounts and a weekly payment for acci
dent and sickness The premiums are collected weekly and
the figures below show the enormous amount of business
being done by such companies Two of the companies re
tired during the year reinsuring their business in other
companies The retiring companies were the Continental
Life Health Insurance Company of Atlanta Georgia and
the Mutual Benefit Industrial Insurance Association of
Savannah Ga The Liberty Mutual Life Health Insur
ance Company of Savannah Ga was organized and com
menced business during the year The twelve companies
now organized and doingbusiness collected in premiums
and paid in loses the following
Premiums received 382591883
Looses paid 1S847665
2U116 Annual Report
FARMERS COOPERATIVE FIRE COMPANIES
These companies organized upon the cooperative plan
and on the assessment basis are to be given credit for the
good they are doing in their line The premiums or assess
ments are collected to pay the losses after the losses occur
Only a small amount is collected in advance The property
insured is pledged as security for the payment of the assess
ments There are nine of these companies reporting to the
Department The following statement shows the premium
collections and payments for losses
Assessments collected 5980932
Losses paid 3012709
NONRESIDENT ASSESSMENT LIFE COMPANIES
We have three of these assessment companies of other
States doing business in this State There are no local
companies organized upon this basis The following state
ment shows the amounts collected and losses paid
Assessments collected 2857665
Losses paid 1851612
FRATERNAL SOCIETIES
There are thirtyfour fraternal benefit societies report
ing to this Department Thirty issue certificates of life
insurance and the other four issue accident certificates The
amounts of assessments and losses paid are as follows
Plan Assessments Losses
Life 30 153367560 128752955
Accident 4 4832032 2202629
EXAMINATION OF COMPANIES
The laws of this State provide that the Insurance Com
missioner shall at statedintervals cause examinations to
be made of the affair the several insurance companies
organized under thelaws of this State wMefc examinations
are conducted bypecial examiners appointedby the De
partment who regort under oath to the Insirtanee DepartInsurance Department of Georgia 7
ment the financial condition of the company and submit
such recommendations for the consideration of the Insur
ance Commissioner as are deemed necessary for the suc
cessful conduct of the companys business The following
companies were examined during the year 1919
Fire Companies
Atlantic Mutual Fire Ins CoSavannah Ga
Savannah Fire Ins CoSavannah Ga
Southern Mutual Ins CoAthens Ga
Industrial Companies
Chatham Mutual Health Life Ins CoSavannah Ga
Cherokee Life Ins CoRome Ga
Georgia Mutual Industrial Life
Health Ins CoAugusta Ga
Guaranty Mutual Life Health Ins Co Savannah Ga
Mutual Benefit Industrial Life Ins
Association Savannah Ga
Pilgrim Health Life Ins CoAugusta Ga
FIRE INSPECTOR
I have heretofore called your attention to the untiring
efforts of the State Fire Inspector in his work in investigat
ing suspicious fires A comparative statement for the last
five years will show the effect of his work
1915 Suspicious fires 101
1916 do 85
1917 do 43
1918 do 34
1919 do 32
During the year there were reported to this Department
thirtytwo suspicious fires and thorough investigations
were made There were three persons bound over and now
awaiting trial there were two convictions five discharged
after hearing and three discharged by jury trial
The Fire Inspector is without authority to employ
counsel to assist him in the discharge of his duties When8 Annual Report
court is in session he can take his cases to the grand jury
but between sessions he is forced to take his case to a
justice of the peace The defendant has the right to de
mand an immediate trial and with his attorney he has the
advantage of the State Fire Inspector who must conduct
the States case by himself and without legal advice I be
lieve if the law is amended so as to permit the results of
these investigations to be carried before the Solicitor
General in the circuit in which the fire occurs and obtain
his assistance that more convictions can be had The
present law does not place such matters in the hands of the
SolicitorGeneral until the case is ready for the grand jury
The following is a statement of the condition of the Fire
Inspector fund
Cash on hand January 1 1919 486853
Cash in hand Inspector 8675
Total cash balance J4955S8
Disbursements
Salary Fire Inspector 213328
Traveling expenses 83375
Telephone and postage 660
297363
Cash balance December 31 1919 198205
REVENUE RECEIVED FROM INSURANCE
COMPANIES
I submit the following statement showing the revenue
collected through the Insurance Department and the ex
pense of the Department for the year ending December 31
1919 This statement shows an increase in revenue col
lected of 6842040 over the previous year The amounts
do not include the collections for the fire inspector fund
REVENUE COLLECTED
Licenses for companies and agents 4823200
Taxes of insurance companies 1 on premiums 33154556
Total collections 37977758
DEPARTMENT EXPENSES
The following statement shows the expenses of the De
partment for the yearInsurance Department of Georgia 9
Postage 29700
Printing and stationery 265938
Salaries 851917
Furniture and fixtures 5348
Total 1152903
COMPANIES IN PEOCESS OP LIQUIDATION
During the year we reduced the number of companies in
the hands of the Insurance Department for liquidation
under order of court to one The affairs of the American
Life Annuity Company were finally closed out after
many years of litigation We succeeded in paying all the
death claims but general creditors received nothing I
append copy of the report made to the Insurance Depart
ment by Womack Harper Bansley certified public ac
countants whom I have had make a final audit of the affairs
of said company
WOMACK HARPER BANSLEY
Certified Public Accountants
ATLANTA GA
May 18 1920
Hon William A Wright
Insurance Commissioner
State of Georgia
Atlanta Georgia
Dear Sir
Acting in accordance with your instructions we have
made an examination of the books records and transactions
of the American Life and Annuity Company of Atlanta
Ga in process of liquidation from March 161916 or from
the date of last examination made by W A Higgins and
Geo N Spring to May 15 1920 and present our report
herewith
CASH RECEIPTS AND DISBURSEMENTS FOR PERIOD NAMED ABOVE
March 16 1916 Cash on deposit Fourth National Bank Atlanta 561035
RECEIPTS
From mortgage loans 1084501
Interest on mortgage loans 109736
Notes receivable 10500010 Annual Report
Real estate and other notes 14000
Refund of court costs overpaid 53450
Dividend Citizens Trust Co 8250
Total receipts 1374937
Tota 193592
DISBURSEMENTS
Court costs counsel fees and other necessary adminis
trative expenes 618483
Taxes City and County 184730
Refund of renewal premiums 46822
Death claimsinstallment 671992
Death claims of Mary E Fuller deceased to S H Miller 205875
Interest on death claims to S H Miller 101038
Total disbursements in rank and priority as decreed by
Judge Superior Court Atlanta Circuit 1918940
May 15 1920 Cash on deposit Fourth National Bank Atlanta 17032
The cash on deposit was verified by tracing the recorded
receipts into bank checking the disbursements by the can
celled checks and vouchers and reconciling balance with
statement from bank
Fourth National Bank statement balance 23740
Checks outstanding
No 64 Geo W Poteat premium refund 5208
No 66 H M Savage premium refund 1500
6708
Balance 17032
Statement of income and disbursements March 15 1916
to May 15 1920 inclusive in the form usually required of
insurance companies
1 Amount of assets March 15 1916 Exhibit C in report of W A
Higgins and Geo N Spring 12828009
II INCOME
2 Court costs refunded overpaid costs 53450
3 Interest on mortgages 6775
4 Dividends received 8250
5 Total income items 2 to 4 inc 68475
Amount sum of items 1 and 5 12896484
III DISBURSEMENTS
1 Legal expenses and court costs 606983
2 City and County taxes 184730
3 Refunded renewal premiums 46822
4 Death claims 671992
5 Interventions 295875
6 Interest 101038Insurance Department of Georgia
11
7 General expense 10000
8 Advertising 1500
9 Mortgage loans loss 5400
10 Total disbursements items 1 to 9 inc 1924430
Balance see following table 10972045
Statement of book assets and liabilities as at May 15
1920
Book Assets
Real estate and other notes 326000
Premium notes 947574
Cash on deposit Fourth National Bank 17032
Certificates of deposit 948500
Agents balances 1852898
Accounts receivable 1803985
Notes receivable 5076056
Total assets as per balance preceding table 10972045
Liabilities
Outstanding checks t 36311
Bills and claims filedapproved 339480
Bills and claims filednot proven 537967
Interventions 918577
Reserve for policies in force 2609200
Cash surrender values demandable 28100 j
Total liabilities 4469635
The assets embodied in the above statement with a single
exception of cash on deposit are book values No realiza
tion can be derived therefrom They are presented solely
as proof of the income and disbursement statement evi
denced on foregoing page as a reference memorandum
We think it best not to burden this report with a detail
of these items as they were clearly and fully shown in re
port filed April 12th 1916
Respectfully submitted
WOMACK HARPER BANSLEY
Certified Public Accountants
Reported by
J D Bansley CPA
Audit No 211
STATE OF GEORGIA
FULTON COUNTY
Personally appeared before the undersigned John D
Bansley who on oath says that the foregoing statement is
12
Annual Report
true and correct to the best of his information knowledge
and belief
J D BANSLEY
Sworn to and subscribed before
me this 19th day of May 1920
JAS V ANDREW
Notary Public
The one company left in the hands of the Insurance De
partment for liquidation is the Empire Life Insurance
Company The policies in force at the time the company
was turned over to the department were reinsured by the
International Life Insurance Company of St Louis Mo
said contract of reinsurance being approved by the Court
This contract guarantees for seven years the payment of
the face of the policies without deductions for deficiencies
in the reserve on said policies The question of the priority
of creditors has not yet been adjudicated but is pending in
the courts and must be determined before any further dis
tribution of the assets of the company can be made to cred
itors The Supreme Court has held that so far as living
arid deceased policyholders are concerned they must be
treated on a parity A payment of 50 per cent on death
claims was made in 1918 and until assets are received suffi
cient to make payment of SO per cent on the claims of living
policyholders no further distribution can be made on death
claims
There are several suits pending in the courts on notes
given for the purchase of stock of the company and for
other small amounts due the company and this litigation
is being pressed by the attorneys representing the depart
ment to a conclusion
The largest asset turned over to the department was
stock of the Mutual Building Company representing the of
fice building in Atlanta known as the Flatiron Building
Sealed bids for the purchase of this property were invited
by the Insurance Department after due publication but
upon opening of the bids it was found that they were far
below what was considered a fair price the highest bidInsurance Department of Georgia
13
being for 260000 All bids were therefore promptly re
jected I might add that since January 1st this property
has been sold for 500000 The purchaser assumed a
mortgage of 260000 placed on the property before it came
into the hands of the Insurance Department and made a
cash payment of 40000 with deferred payment of 50000
every six months until balance of the purchase price is paid
STATE MUTUAL LIFE INSURANCE COMPANY
Since the Court placed this Company in the hands of the
Insurance Department with instructions to operate it for
the benefit of the policyholders its affairs have been ad
ministered by a Special Deputy under my direction and I
append hereto the report made to this Department by the
Special Deputy for the year ending December 31 1919
Hon Wm A Wright
Insurance Commissioner
Atlanta Ga
Dear Sir
As Special Deputy Insurance Commissioner conducting
the business of the State Mutual Life Insurance Company
it becomes my duty to make report to you of operations for
the year 1919
I am therefore submitting herewith a statement showing
income and disbursements during the year also the finan
cial condition of the company as of December 31st 1919
the said statement being attached hereto and marked
Exhibit A This statement or exhibit should be con
sidered in connection with this explanatory letter
The first item listed under Assets is Real Estate261
10259 In report submitted to you as of December 31st
1918 we stated that the real estate holdings which had by
foreclosure and otherwise become the property of the Com
pany prior to your administration of its affairs were car
ried by us on the records of the office at the actual cost
of the several properties and the real estate acquired14 Annual Report
under mortgage foreclosure is carried at the net cost of
same to the Company For further explanation we refer
you to our previous reports
On December 31st 1918 the real estate holdings of the
Company were carried at 38536041 One of the proper
ties heretofore acquired by the Company known as the
Porter farm was bought in under mortgage foreclosure
sale in 1917 for the sum of 3870484 This mortgage loan
was made in 1912 and was carried at the time you took
charge of the Companys affairs During 1919 we made
sale of this property for the sum of 4370000and the
difference between the figure at which it was carried and
the sale price was credited to Profit and Loss account
We also disposed of a certain office building located at
Denison Texas Said property was acquired by the Com
pany some 10 years ago and the books show that it cost the
company 7145851 The records show that at no time had
this property returned a satisfactory income and it was
evident that the investment in and holding of said property
was unprofitable and not in accord with the spirit of the
laws regarding investments of life insurance companies
but no sale on what was considered a fair and reasonable
basis had been possible heretofore We negotiated sale at
and for the price of 5000000 this transactio nbeing au
thorized by you and the special resolution by the members
of the Board of Directors of the State Mutual Life Insurance
Company endorsed same and recommended that the sale
be made
A house and lot located in Rome acquired in 1918 under
foreclosure and carried at a valuation of 400000 was
sold for 410000
It is our hope that before many months we will be able
to determine definitely the true value of each of the real
estate holdings remaining You will notice the item of
Unassigned funds in attached statement which may be
applied toward making good the book loss of real estate
account
1007322 was charged off during 1919 on account of de
preciation or adjustment of valuations in addition to theInsurance Department of Georgia
15
amount charged off on account of sale of fife Denison prop
erty referred to above
This matter of liquidating th real estate holdings that
have been a burden to the Company has been possibly the
greatest task we have had before us since you took over the
affairs of the State Mutual Life Insurance Company under
Decree of Court The progress made during 1919 was very
gratifying We have kept steadily in mind the desirability
of disposing of real estate holdings as fast as fair and sat
isfactory prices can be obtained
The other items of the attached statement we believe re
quire no explanation and little special comment
We have been able to effect a substantial improvement in
the rental income realized from properties the Company
still holds also a substantial increase in interest income
from other investments
An analysis of results of operation of the Company shows
a gain made from expense loading from interest and from
mortality
The mortality experience of the State Mutual within the
year was affected to a considerable extent by the serious
influenza epidemic and the after effects of same but the
mortality remained well within the expected in accordance
with the American Mortality Tablethe savings from that
source being 1325901
All death claims accruing have been paid promptly and
in full upon receipt and approval of proofs of death and
claim On December 31st the only unpaid claims pending
were those in connection with which blanks for proofs of
death had been sent out from this office and not yet returned
by claimants and two small cases in litigation one pending
for some eight or ten years in the courts of Texas and the
other a suit instituted last year under a policy in connec
tion with which our counsel advise that the Company is not
liable
With evidently growing confidence the policyholders
have continued giving us their cooperation by settlement
of renewal premiums and continuation of policies16
Annual Report
Notwithstanding the hurden of taxation which this Com
pany in common with all others must face we think the
prospect for the restoration of the remaining impairment
of reserve liability and the rehabilitation of the Company
better now than at any time in the past
Respectfully submitted
HAMILTON YANCEY
Special Deputy Insurance Commissioner
EXHIBIT A
Assets December 31st 1918 1296102913
INCOME
Premiums J30191226
Interest
Mortgage loans 4921226
Bonds 834044
Policy loans etc 7808086
Deposits 281866
Rents including 2500 for own
occupancy 1777162
Total interest and rents 15622384
Items previously charged off 1361
Gain on sale of Gailliard property 499516
Gain on sale of Howell property 10000
Increase in value of bonds 10560
Total income 46335047
3424379CO
DISBURSEMENTS
Death claims 13213300
Disability claims 12500
Annuities 1745333
Surrendered policies values applied to
cancel policy loans 22101612
Coupon reduction of premiums 3363881
Total payments on policies 40436626
Renewal commissions 374957
Renewal commissions commuted 285830
Traveling expenses 19754
Medical and inspection fees 8800
Salaries 1125685
Rent own occupancy 250000
Printing postage etc 72064
Exchange 400
Legal expenses 209680
Furniture and fixtures 27340Insurance Department of Georgia
17
Repairs and expenses on real estate
Fire insurance
Office expenses
Taxes on real estate and personal property
Department and municipal licenses and fees
Federal corporation tax
Commission on sale of real estate
Taxes on premiums
Profit and Loss Account
In connection with sale of Denison Bldg 2145851
Keducation valuation of real estate 1007322
Other items 79056
413133
108378
59392
1539037
8175
142066
330000
47598
3232229
48691144
293746816
LEDGER ASSETS
Real estate see letter
Mortgage loans
Policy loans
Premium notes
Bonds U S State and Municipal
Cash on deposit at interest and in office
Agents debit balances
Other items
26110259
89133400
142981999
6071996
20396327
8825413
141411
86011
Total ledger assets 293746816
NONLEDGER ASSETS
Interest due and accrued
Mortgage loans
Bonds
Rent due and accrued
Unearned fire premiums
Net uncoliected and deferred premiums
3231905
296391
38976
56454
1877334
Gross assets 299247876
ASSETS NOT ADMITTED
Policy loans and lien notes in excess of reserve 87951
Agents debit balances 141411
Total nonadmitted assets
229362
Total admitted assets 299018514
LIABILITIES
Net value outstanding policies
Death claims in process of adjustment
Death claims resisted litigation pending when Insurance Com
missioner took charge of company
Reserve for net death losses incurred but unreported
Coupons left to accumulate together with interest
Premiums paid in advance
Interest paid in advance
Renewal commissions to agents accrued
Medical and inspection fees accrued
Miscellaneous bills and accounts
Taxes accrued
Unassigned funds or contingency reserve see letter18
Annual Report
AMENDMENT OF INSURANCE LAWS
Experience in the adminstration of what is known as the
General Insurance Act approved August 19 1912 has fully
vindicated the wisdom of the legislation embraced m this
act There are several minor amendments to the statute
that in my judgment would afford additional protection to
citizens seeking insurance in several classes of companies
which are authorized to do business in this State under the
act above referred to In order to call attention to the
necessary changes I deem it wise to draft bills embodying
the proposed amendments which I will submit to the chair
men of the House and Senate Committees on Insurance
which recommendations I trust will meet the approval of
General Assembly
I have the honor to be
Very Respectfully Your Obedient Servant
WM A WRIGHT
Insurance CommissionerTABLE NO 1
Showing Business of Fire Insurance Done in Georgia for Year Ending December 311919
NAMES OF COMPANY
Atlantic Mutual
Georgia Home
Savannah Fire
Southern Mutual
Aetna
American Alliance
American Central
American Druggists
American Eagle
American of Newark
Atlas London
Automobile
Bankers Shippers
British America
Caledonia
Camden Fire Association
Central Mfgrs Mutual
Citizens
City of New York
Commercial Union Assurance
Commercial Union Fire
Commonwealth
Concordia
Connecticut Fire
LOCATION
Savannah Ga
Columbus Ga
Savannah Ga
Athens Ga
Hartford Conn
N Y
JEST SSS
New York Oity
St Louis Mo
Cincinnati O
New York City
Newark N J
New York City
Hartford Conn
New York City
Toronto Canada
New York City
Camden N J
Van Wert O
St Louis Mo
New York City
New York City
New York City
New York City
Milwaukee Wis
Hartford Conn
Risks
Taken
During
Year
Premiums
Received
6 7572328
3130141
806859
42 708 791
40960744
6 387 780
4 434 452
2 318248
5 556 709
187712
7 297 353
4 678 098
11777 043
7 492 458
3 868208
3517166
2471843
5 586298
787 427
4211247
2504381
16 021822
3083544
2 600 205
3 999 401
6143507
5 4447846
39 44144
1844426
38001424
78619229
6021500
5207479
3234429
62 53133
282343
8588183
7658114
16950501
99 40422
4724682
4284623
3581454
8739330
1878344
6251357
3161948
22093861
3776518
3302541
6134914
7799559
Losses
Paid
346611
1863147
432143
9601696
38802765
2929800
1889487
1925789
2768887
Incurred
3427226
4472063
7573098
6006334
751346
25 849 30
1280027
47 72629
29 86177
1322257
3124130
11847033
12 87377
2112709
2642099
3337089
I 3767
16 308
4521
102 242
368651
37760
15 207
14215
27 142
74
65
43
64
39
00
01
89
57
28 819
41741
77 399
57424
4154
24603
16 096
44 144
27 543
13 867
19 245
232 422
14237
18244
27 417
33 320
19
80
43
09
63
89
44
70
07
64
74
47
77
06
28
82
to
o
S
s
to
Continental
County Fire
Eagle Star British Dominions
Equitable Fire Marine
Fidelity Fire
FidelityPhoenix
Fire Association of Philadelphia
Firemans Fund
Firemens of Newark
Fitchburg Mutual
Franklin Fire
Girard Fire Marine
Glens Falls
Globe Rutgers
Great American
Hanover Fire
Hardware Dealers Mutual
Hartford Fire
Home Fire and Marine
Home
Hudson
Importers Exporters
Indiana Lumbermen Mutual
Insurance Company of North America
Insurance Co of State of Pennsylvania
Liverpool London Globe
London Assurance
London Lancashire
Lumber Mutual
Lumbermens Mutual
Massachusetts Fire Marine
Mechanics
Mercantile Mutual
Millers Mutual
Milwaukee Mechanics
Minnesota Implement Mutual
New York City
Philadelphia
New York City
Providence P I
Sumter S C
New York City
Philadelphia
San Francisco Cal
Newark N J
Fitchburg Mass
Philadelphia
Philadelphia
Glens Falls N Y
New York City
New York City
New York City
Stevens Point Wis
Hartford Conn
San Francisco Cal
New York City
New York City
New York City
Indianapolis Ind
Philadelphia
Philadelphia
New York City
New York City
New York City
Boston Mass
Mansfield O
Boston Mass
Philadelphia
Providence R I
Ft Worth Tex
Milwaukee Wis
Owatonia Minn
29
2
3
1
1
23
21
24
7
6
3
5
13
15
5
47
3
42
2
1
24
5
35
1
7
1
1
2
1
224 640
046531
075 573
159760
097 076
220 858
864 695
576 925
035608
354449
802 434
291530
485066
250126
762902
175 473
414450
864 234
306 726
258121
425640
537647
286625
372754
826932
590885
774215
641233
372 975
103734
503723
778071
877164
236 875
606475
586 532
368 57743
28 00545
35 587 15
13 22625
15 81271
316 507 15
304 152 25
352 87309
89 939 00
10 194 12
80 04621
42 93375
60 74601
196 251 34
205 79436
67 89650
5 72305
755 33379
41 350 24
542 655 75
29 064 96
5 40695
5 329 87
310 412 93
83 70855
592 191 45
24 37324
103 339 01
11 25980
22 581 25
23 413 37
33 555 5
4 639 65
8 044 31
86 258 83
13 63628
1657058
172360
1890985
903713
158508
12764283
12002149
12627478
5542318
828446
3448074
2425222
2658844
8005656
9523807
4101347
558590
26345529
1378405
25959794
154241
21860
125000
14085124
3873469
23863253
2632173
5468813
125000
1693497
917417
1309864
52844
4813
2133677
755923
146 03709
1 94073
19 23970
7 30873
2 02018
96 82450
122 32273
128 69305
53 28218
14 83356
34 92237
23 32173
30 42870
81 11436
106 27607
33 72260
5 50840
282 43623
15 69415
253 80642
4 69350
1 25000
127 14003
42 74009
190 66753
26 20073
43 01522
1 25000
16 93497
14 34298
15 43860
41944
14 54813
26 74437
759767
Co

a
ct
to
a
CO
s

a
toTABLE NO 1Continued
Showing Business of Fire Insurance Done in Georgia for Year Ending December 311919
to
bO
NAMES OF COMPANY
National Ben Franklin
Nationale of Paris
National Fire
National Liberty
National Union
Newark Fire
New Brunswick Fire
New Hampshire Fire
New Jersey
New Zealand
Niagara Fire
North British Mercantile
Northern Assurance
Northern Insurance
North Eiver
Northwestern National
Norwich Union
Orient
Pacific Fire
Palatine London
LOCATION
Palmetto Fire
Pennsylvania Fire
Pennsylvania Lumbermen s Mutual
Pennsylvania Millers Mutual Philadeloh
Peoples National ProvMence i
Phenix Fire of Paris1 Providence
Pittsburgh Pa
Providence R I
Hartford Conn
New York City
Pittsburg Pa
Newark N J
New Brunswick N J
Manchester N H
Newark N J
San Francisco Cal
New York City
New York City
New York City
New York City
New York City
Milwaukee Wis
New York City
Hartford Conn
New York City
New York City
Sumter S C
Philadelphia
Philadelphia
WilkesBarre Pa
Risks
Taken
During
Year
Premiums
Received
RI
3 028 514
4675189
21942 336
9 998 396
6471102
1203 536
3885311
9 984 725
3633586
892 295
7213928
9357753
9810160
2250629
3556713
6426599
6609814
5 624912
6332 877
10297173
2 891002
5 024 334
349 220
320 511
3097522
4522401
4543863
7670300
336 93341
15045011
7436342
1894380
5291845
7921590
5158180
10 32177
9940910
17522482
13136604
3692348
4010646
7805312
5997883
5957311
10906927
15567386
39 44105
7737789
560921
417208
4022246
7348821
Losses
1566782
3669576
15833897
7883371
3378323
7 59309
1964472
4095472
2264627
400386
44 75253
98 37427
4461083
15 27977
1442536
4823882
3995119
3130860
4885909
4486825
12 68390
6317436
125000
915045
1424379
3533354
18 503
39 056
152 675
76715
37 744
7375
19688
35 508
22679
7754
43 147
94 824
50 017
15 280
20 035
54 318
71419
30 010
41500
48913
14 002
58765
1250
9 150
16421
37817
56
09
01
21
68
78
54
32
27
86
04
28
53
35
36
89
33
88
62
25
70
62
00
45
09
12
S
to
c
Phoenix Assurance
Phoenix Insurance
ProvidenceWashington
Queen of America
Rhode Island
Royal Exchange London
Royal Insurance Liverpool
Scandinavian American
Scottish Union National
Security
Springfield Fire Marine
Standard Fire
Star of America
Sterling Fire
St Paul Fire Marine
Stuy vesant
Sun Insurance Office
Svea Fire Life
Tokio Marine Fire
Union Assurance
Union Fire of Paris
Union Insurance Society Canton China
United British
United States Fire
Urbain Fire
Wstchester Fire
Western Assurance
Yorkshire
New York Oity 8898608
Hartford Conn 15386442
Providence R I
New York City
Providence R I
New York City
New York City
New York City
Hartford Conn
New Haven Conn
Springfield Mass
Hartford Conn
New York City
Indianapolis Ind
St Paul Minn
New York City
New York City
New York Oity
New York City
New York City
Providence R I
Chicago 111
Newark N J
New York City
New York City
New York City
Toronto Canada
New York City
Totals
7654400
20338683
7880099
5403075
22227165
1668247
11719630
5365983
7996506
1500726
1959487
875800
9832988
2704739
10133681
3212950
2815906
2083191
5963394
6114151
2004299
9364711
484915
10316837
6275866
5113647
8572323
14927543
10413244
28673288
12542863
4972020
42109602
2125624
11456387
6439670
10194694
1457809
4258602
1399875
10480339
4370089
14467206
4560500
4154235
2294559
8838519
6950491
2780853
9852519
872727
11276022
6954782
7411582
901589086 1218768463
5671173
6613367
4680993
11757699
4044546
2319848
20931970
3292
5336380
3094770
6823096
760971
946628
404953
4358115
2676881
4622753
2210734
967695
921329
5112521
1435374
1676653
5125366
1112653
5021061
5206489
3069062
4847373
6404545
5893026
10612599
4613707
2587848
19622296
46592
5465854
3066402
6558135
782248
1134628
299811
4015409
3015298
5172653
3219963
1139195
893029
4872394
1613380
1532653
5456366
1644058
4895946
5295338
3209160
Co
a
a
to
C6

a
a
539930545 546686177
toTABLE NO 2
Showing Marine and Inland Business in Georgia for Year Ending December 311919
to
NAMES OF COMPANY
Aetna
Agricultural
Alliance
American Alliance
American Eagle
American
Atlas Assurance London
Automobile
Boston
Camden Fire Association
Central Mfgrs Mutual
Citizens of Missouri
ColumbiaYtZV
Commercial Union Assurance London
Commonwealth
Concordia
Connecticut Fire
Continental
Fquitable Fire Marine
EidelityPhoenix
Fire Association of Philadelphia
Firemans Fund
Firemens
Franklin
Glens Falls
Great American
LOCATION
Hartford Conn
Watertown N Y
Philadelphia
New York City
New York City
Newark N J
New York City
Hartford Conn
Boston Mass
Camden N J
Van Wert O
St Louis Mo
New York City
New York City
New York City
Milwaukee Wis
Hartford Conn
New York City
Providence R I
New York City
Philadelphia
San Francisco CaL
Newark N J
Philadelphia
Glens Falls N Y
New York City
Risks
Taken
During
Year
8
Premiums
Received
1
221
565694
755200
792345
49800
20309
69476
251085
77961
060273
931440
17075
10575
744105
920555
166208
72673
622413
976865
228296
990921
150037
845231
349817
40122
67189
2525
2867
1614
561
1236
7066
4509
9529
16386
456
323
7552
368639
3523
385
7240
11412
1436
10893
3725
22954
12527
1000
82
00
78
915
15
18
94
15
11
19
26
35
87
63
68
00
82
28
12
95
04
76
75
74
Losses
Paid
Incurred
2033462
23000
20406
249
550
1383404 1359166
215783
29833
143911
1027813
1656
21000
316211
9475505
122404
705865
33931
18293
33931
11862
1285223
354387
8790
259650
341860
21935
230
204
901
5
1750
2249
298
6639
12216
16
210
4112
825
974
62
00
06
49
50
00
83
33
48
13
56
00
11
05
04
670974
379571
23222
379571
11862
664923
798387
8790
40350
254460
S
toHanover Fire
Hartford Fire
Home Fire and Marine
Home
Importers Exporters
Insurance Company of North America
Trsurance Co of State of Pennsylvania
Liverpool London Globe
London Assurance London
London Lancashire Liverpool
Maryland Motor Car
Massachusetts Fire Marine
Milwaukee Mechanics
National Ben Franklin
National Fire
National Liberty
Newark Fire
New Bruftswick Fire
New Hampnire Fire
New Jersey
Niagara Fire
North Atlantic Insurance Co
North British Mercantile
Northern Assurance London
Nor en River
Nor thwestern National
Norwich Union England
Orient
Pennsylvania Fire
Phoenix Assurance London
Phoenix Insurance
ProvidentWashington
Queen of America
Royal Exchange London
Royal Insurance
Scandinavian American
New York City
Hartford Conn
San Francisco Cal
New York City
New York City
Philadelphia
Philadelphia
New York City
New York City
New York City
Baltimore Md
Boston Mass
Milwaukee Wis
Pittsburgh Pa
Hartford Conn
New York City
Newark N J
New Brunswick N J
Manchester N H
Newark N T
New York City
New York City
New York City
New York City
New York City
Milwaukee Wis
New York City
Hartford Conn
Philadelphia
New York City
Hartford Conn
Providence RI
New York City
New York City
New York City
New York City
11136
1918845
118667
2401105
1395363
42276327
1050
1807896
9057551
994497
300300
31500
161239
74345
98888
34400
992934
28126
585915
776428
393846
376426
424272
75670
946711
2264608
400217
16100
728259
1418951
5117633
2151961
3621981
25543724
145587
3000
2743079
327201
1187584
158141
22350286
5269
477360
2259439
1143724
782541
63980
453647
72113
340698
109964
2547068
3000
1430658
3034353
753856
977929
1345137
256620
2033507
2333231
372778
9835
381254
1220392
7893864
2222207
3816983
3920280
107168
772052
2049i47
1040035
12149627
71375
338695
488450
232105
182996
4138
479970
132640
217333
4200
2341693
1161158
2001115
130287
461616
789147
269713
1605133
341879
187012
422517
160329
4446327
533466
2224373
1130151
2087082
9959627
71375
311558
488450
65105
219796
3138
4315
598895
135916
180250
13200
2738615
1199358
1837315
269988
761116
799647
269713
1945715
341879
47412
423517
164417
4417599
596466
1946060
1633651

a
to
a

C5

bO
TABLE NO 2Continued
Showing Marine and Inland Business in Georgia for Year Ending December 311919
NAMES OF COMPANY
ScottishUnion Nationals
Security
Springfield Fire Marine
Standard Marine Liverpool
Star of America
St Paul I ire Marine
Stuyvesantl
Thames Kersey Marine
Tokio Mariiis Fire
Union oi Canton
Union Marine
UnitedStates Fire
United States Lloyds
Westchester Fire
Western Assurance
Yorkshire England
LOCATION
Hartford Conn
New Haven Conn
Springfield Mass
New York City
New York City
St Paul Minn
New York City
New York City
New York City
Chicago 111
New York City
New York City
New York City
New York City
Toronto Canada
New York City
Totals
Risks
Taken
During
Year
Premiums
Received
34
28
5
1
10
853266
602364
665143
053723
3750
112924
118825
783943
241463
200
940602
508426
645765
80386
227449
378716
441795875
1155905
1908228
1128141
26959685
1687
16657043
83236
4831110
1263634
1200
2287317
596781
7039174
176623
44519
995009
191691163
Losses
Paid
536263
496056
428429
8204853
4957614
Incurred
666263
787907
745784
11451553
5667333
760352
644448
338818
542142
2811842
143477
922187
736114
336818
664227
3066011
140812
157572 371302
71954948
69032877
S
to
TABLE NO 3
Showing Business of Life Insurance Companies for Georgia for Year Ending December 31 1919
NAME OF COMPANY
Aetna Life
American Central Life
American National
Atlantic Life
Bankers Reserve Life
Columbian National Life
Connecticut Mutual Life
Conservarive Life
Equitable Life
Federal Life
Fidelity Mutual Life
Franklin Life
George Washington Life
Guardian Life
Home Life
Illinois Life
Indiana National Life
International Life
InterSouthern Life
Interstate Life and Accident
Jefferson Standard Life
Life Insurance Co of Va
LOCATION
Hartford Conn
Indianapolis Ind
Galveston TexOrd
Ind
Richmond Va
Omaha Neb
Boston Mass
Hartford Conn
Wheeling W Va
New York City
Chicago 111Ord
Ind
Philadelphia Pa
Springfield 111
Charleston W Va
New York City
New York City
Chicago Ill
Indianapolis Ind
StLouis Mo
Louisville Ky
Chattanooga Tenn
Ind
Greensboro N C
Richmond Va Ord
Ind
Risks Writn
During Year
3922914
325869
1138288
4618123
207000
217337
1378472
1965741
2500
3991159
23234
1800
1430360
1556975
445000
1257380
279992
1687317
62500
1619683
1563100
19166600
169322500
228194500
278681300
Total
Insurance
in Force
14
1
2
8
1
4
G
16
91782131
00843300
94929800
95571200
12322200
65945500
52401971
29343500
2100000
62815500
17942700
132000
58293800
53393600
21789500
22440000
83950700
45508800
48550000
71257200
78528600
10955900
744953500
590107700
1060654100
Gross
Premiums
Received
50736987
2806395
8879881
30999047
3913600
2011042
11877506
18644041
23340
55757684
418434
9750
16203022
12342250
6492711
10148618
5308439
10958528
1215510
18173569
14462958
714463
24619113
16363730
42385362
Losses
Paid
16056700
654400
2350000
9039965
901300
8500000
3064455
5338200
32493726
100000
4373220
6934242
1482830
11138585
1470531
4835614
600000
10615386
6612072
135299
9973307
4802640
10163471
Losses
Incurred
15756700
551100
2050000
8932781
1001300
850000
2014455
4638200
29514626
100000
3683920
5972711
1260154
714748
1470531
4932824
400000
8284258
6100872
135299
7618067
4001440
9956305
Co
s
TO
TO
b
to
to
s
TO
O
2
to
1TABLE NO 3Continued
Showing Business of Life Insurance Companies for Georgia for Year EndmgDecemberM
to
GO
NAME OF COMPANY
Lincoln Reserve Life
Manhattan Life
Maryland Assurance Corp
Maryland Life
Massachusetts Life
Metropolitan Life
Michigan Mutual Life
Missouri State Life
Morris Plan
Mutual Benefit Life
Mutual Life
National Life
National Life U S A
New England Mutual
New York Life
North Carolinia Mutual
Northwestern Mutual
Pacific Mutual
PanAmerican Life
Penn Mutual Life
Phoenix Mutual Life
Provident Life Accident
Provident Life Trust
LOCATION
Total
Risks Wrifn Insurance
During Year in Force
Birmingham Ala
New York City
Baltimore Md
Baltimore Md
Springfield Mass
New York CityOrd
Ind
Detroit Mich
St Louis Mo
New York CityInd
Newark N J
New York City
Montpelier Vt
Chicago 111
Boston Mass
New York City
Durham N COrd
Ind
Milwaukee Wis
Los Angeles Cal
New Orleans La
Philadelphia Pa
Hartford Conn
Chattanooga Tenn
Philadelphia
Gross
Premiums
Received
71158300
17699400
3500000
59480800
420706500
1032977200
790116400
19650325
363351400
8520000
567094100
822142148
362991008
88547730
360574400
1461633500
74685000
292015900
330991000
242036700
145900000
785827800
117287400
6800000
228186000
178783300
230544100
4000000
327221500
1677649400
2909250200
3502085400
173026530
928128100
8865000
2974500100
4197202620
1371490442
398917836
1249035200
5213873400
118017600
407865600
2768819900
691375800
469603500
4520982600
423976200
13025000
467326300
Losses
Paid
8677674
5809807
S7881
11341293
38429529
81728745
26155559
4983634
28951760
230895
94967081
41714993
43590229
13380621
39247560
80516802
3952480
22992686
19886323
22085250
12656578
33382093
13179960
391825
12652455
3660000
6094400
Losses
Incurred
2510000
6446200
3897265
12630200
27237125
42483544
3645420
10483181
15000
31798400
62737400
14159261
6259400
8741800
67992660
521493
3534335
39382100
5492100
3762600
49011715
6632643
20000
1279400
38990
107799
272592
426167
36454
91513
150
309201
638324
139722
35094
70983
550771
5214
34275
338673
52096
38000
460648
56193
200
10000
00
00
44
69
20
89
00
00
00
61
00
00
16
73
35
00
00
00
15
33
00
00
s
s
s

TABLE NO 3Continued
Showing Business of Life Insurance Companies for Georgia for Year Ending December 311919
NAME OF COMPANY LOCATION Risks Writn During Year Total Insurance in Force Gross Premiums Received Losses Losses
Prudential Newark N J 452897500 237275000 72109200 25868350 429051700 340594200 112696700 128751400 325940100 760802400 33341200 53658400 2461456000 541668700 164068100 216761965 1498363900 4484 71400 802681500 407028700 1103909100 3160710200 52614100 249213900 68858339 17789147 4026593 7715965 41782843 18193507 17369896 13256879 31636662 98084559 1741378 5914958 35065806 4626273 602905 5961985 8131244 2815636 7250000 6522773 10711196 33097629 33772784
Reliance Life Reserve Loan Life Security Mutual Life Pittsburgh Pa Indianapolis Ind Binghampton N Y Atlanta Ga Atlanta Ga 4041273 600000 5691777
Southern States Life Standard Life 7418500 28 15636
State Life State Mutual Life Indianapolis Ind Worcester Mass Hartford Conn Concord N H Chattanooga Tenn 7050000 57 22773
Travelers 102 476 96
Union Central United Life Accident 31641329 150000
Volunteer State Life 4550000 3050000

Ordinary Business Industrial life bus 13281358034 1850492500 1782301595 5886129200 1589714217 223487762 609421218 65371614 547704925 65083689
Totals 15131850534 57668430795 1813201979 674792832 612788614
Co
g
to

2
toTABI W i
Showing Transactions in Georgia for Year Ending In W ber
I
31 1919 by Miscellaneous Companies
Names of Company Location Health and Accident Liability Workmens Compensation Fidelity Surety j Plat Glass Steam boiler Burglary and theft Credit Sprinkler Fly wheel Auto and property team damage Workmens collection Live stock Total premiums Total losses
Hartford ConnI Hartford Conn Reading Pa P L P L P L P 1516 1385 229025 21036848 5878479 1109584 161200 737540 143792 1028819 235030 235855 128706 330745 179850 301454 34545 83 00 2314968 12 34533
Aetna Casualty Surety 4959582 2185481
47 335 37 1173850 535471 258030
533116 175816 47475 17700 526038 226644 25770385 7052329
869916 1235 2751684 839390
American Credit Indemnity New YorK jn iw IP rtalveston Tex Z 869916 1235
23607259 8617775
Galveston Tex New York N Y Huntingdon W Vai Columbia S C Jacksonville 111 Philadelphia Pa1 Chicago 111 Kansas City Mo Boston Mass New York N Y Detroit Mich Chicago 111 New York N Yi Ju P L P L L P L P L P L P L P L P L P L P L P P T 863567 105550 17159 7165 15162 279462 26125 23607259 8617775
4624226 1247727 4178964 125994 493835 12175 1175350 138840
372525 9297025 1385896
6997021 3124822 4049000 1386466 965425 378345 532128 76641 4651417 2333239 372525
6997021 3124822
4049000 1386466
965425 378345
3918 532128 76641
182084 214208 6630011 1226813 73153 32055 15000 826770 339606 4655335 23 33239
14090 661764 243120 421912 32464 713053 435202 558294 186515 9005252 6054719 9665 79652 2866308 1616263 179407 76149 193030 174228 287292 243298
8490982 2062916
421912 32464
Federal Casualty 713053 435202

558294 1 865 15
3903250 1452218 19943 735864 192051 706590 105726 1226885 667570 215385 165211 58726 1600 193013 19200 68432 55299 51079 1206734 415535 947
Fidelity Oausalty 16838872 89 388 98
Baltimore Mdj L Philadelphia PaJ Macon Gaj L New York N Y J Hartford Connj Hartford Conn Birmingham Alaj Chattanooga TennJ Boston Mass1 Nashville Tennj New York N Yj Chicago 111 Boston Massj Chicago 111 Baltimore Mdi i P Baltimore Mdi Worcester Mass Boston Mass New York N Yj Dallas Tex It 3779988 3901839 6383512 304155
Fidelity Deposit 1000 16500 164149 1 50424 3468324 1455390 184218 10349277 4468357
506216 283450 13559368 4527732 397273
General Accident 3595399 2051737
653777 284720 121010 7612 221257 138560 42525
Georgia Casualty Co 43569 5000 17917007 62 920 42

Globe Indemnity 814502 7612
654142 344511 2132689 724415 574535 33446 902611 16822 451543 162325 913803 339766 451900 61040
Hartford Accident Indemnity 630248 0 1753993
3073136 147101 416519
Hartford Steam Boiler 3489655 147101
2116829 436179 807049 339395
InterState Casualty 36166 5907506 250389C 2923878 811740
274008 98340
InterState Life Accident 6181514 2602230
2500
Liberty Mutual 2500
26194177 915202C
Life Casualty 26194177 9152020
436676 210872
Lloyds Plate Glass 436676
2 10872
2804036 968242 26012E 196196 9834720 2707781 404271 84226 1402377 897704
14445401
4657953

Loyal Protective 260125 196198
401387 47695 139610 15450
Lumbermens Mutual Casualty 540997 63145
7263924 3361946 662 25000C 259665 192547c 2527516 87136C 61245a 197504
Maryland Assurance 7263924
3361948
42674009 14188169 697856 242082 1812716 69894 1 296931 423635 787687 69862 1120308 666606 67107 54473 104095 3439748 1899570 12065 5625
Maryland Casualty 52089437
17869916

Masonic Protective 2596659
1925473
501407 19650 328593 14295 992472 149582 60800 308437 125047 57589 201966 19185 8117 166668 76646
4723827
1244723

Metropolitan Casualty 940075
3 30668
Millers Indemnity Underwriters 3592583
Detroit Michj Nashville Tenn Chicago 111 1 Li Philadelphia Pa 1 JL New York N Y 1 JL Baltimore Mdj New York N Y f P Chicago 1148562 536676 53655776 23752766 13693331 59 98132 1810236 786364 1063414 3592583 1063414
National Casualty 1148562 536678

National Life Accident 53655778 23752768
National Life TJ S A
13693331 5998132

National Relief Assurance 1810233 786364
3936563 1104639 4459529 1587114 422596 51955 16709
National Surety 8818688 2743708
9062E 171379 71006 66765 900
New Amsterdam Casualty 416484 900
982292 293978
New York Plate Glass 982292 293978
247828 813372 1330316 1212406 350805C 1602504 630973 713566 7387710 3095455 70420C 277746 586516 444771 763676 283066 6807436 2643395 86236
North American Accident 2478285 813372
New York N Y Los Angeles Cal New York N Y Chattanooga Tenn Pittsburgh Pa Worchester Mass New York N Y Detroit Mich Hartford Conn Hartford Conn New York N Y Baltimore Md P L 1 P 1L iP L P L P L fP L P L P L P L IP L P L P VL 5345365 2195945 540654 191090 271965 487107 139602 961357 196 1665482 525295
Ocean Accid Guar ioe 62656 4264335

Pacific Mutual 3508050 1602504
Preferred Accident 1673612 380265 67823 11327 445464 183388
0 17872 800 Ao
Provident Life Accident 7387710 3095455

Reliance Life 704200 277748

Ridgely Protective 586516 444771
1987078 13742 57 1817552 209945 856303 506753 134084 694721 349303 176736 292954 63565 113784 488839 238724 596418 449436 3437103 1697634 29662
Royal Indemnity 5537834 2815668

Standard Accident 9221403 3302776
Travelers Indemnity 621542 327204 617258 196405 1340687 496273 48008
9898243 4472257 1867811 632352 2293162 1009792 26952818 11110292 10667377 6675699 13140494 3662442 90000 6117 249282 98476 322058 171067
38224 9497 844292 341452 305952 236150 1229370 133828 1188870 511019 2119880 707816
4304775 2536934 8493498 2026586 14o 17516 01 63195
U S Fidelity Guaranty 327 47529 10589917

Total Premiums collected 217883306 94093131 171180442 58874823 445678 19840379 9664615 28386205 4370595 8955750 3d dSQ Q7 5633357 519094 9062700 3496474 1831273 1235 368561 89018 745809 51079 25880794 11762500 744645 281285 451900 61040 491499391
186705416
v i
TABLE NO 5
Transactions in Georgia in 1919 by Assessment and Industrial Companies Compiled From Statements on File
in the Insurance Department of This State
NAME OF COMPANY
Assessment Fire Companies
Bartow County Mutual Fire Storm
Farmers Cooperative Fire
Farmers Cooperative Fire
Farmers Mutual Fire
Farmers Protective Fire
Gordon County Mutual Fire Storm
So Georgia Farmers Fire
Southeastern Mutual Fire
Southern Cooperative Fire
Totals
Assessment Life and Accident Companies of
Other States
Guarantee Fund Life Association
Masonic Mutual Accident Co
National Life Association
Total
LOCATION
Total
Premiums
Received
Adairsville Ga
Jackson Ga
Rome Ga
Dawson Ga
Lithonia Ga
Calhoun Ga
Thomasville Ga
Atlanta Ga
Macon Ga
Omaha Neb
Springfield Mass
Des Moines Iowa
116407
2063660
414408
1003200
439124
344207
338200
1105856
155870
Losses
Paid
5980932
B 100218
2549509
207938
285766
i 33200
1254200
131350
6 03300
160060
285774
162100
365225
17500
Losses
Incurred
3012709
1651J12
200000
1851612
83200
854000
131350
620300
160060
285774
162100
365225
17500
2679509
1466946
200000
16 66946
CO
o
s
a
TABLE NO 6Continued
Transactions in Georgia in 1919 by Assessment and Industrial Companies Compiled From Statements on File
in the Insurance Department of This State
NAME OF COMPANY Assessment Fire Companies LOCATION Total Premiums Received Losses Paid Losses Incurred
Industrial Life Health and Accident Georgia Companies
American Insurance Co Atlanta Ga 4353030 580 8437 57830465 10051128 1672729 6449718 32048751 28900018 108209575 1743658 3112964 70136368 2487394 261644 22 26102520 4008786 505862 2216404 15097505 12000225 51343052 863350 1408310 34649835 2508219 26289643
Atlanta Mutual Insurance Co
Bankers Health Life Insurance Co Macon Ga Savannah Ga Rome Ga 27080770 404C661 505862
Fireside Mutual Insurance Co Ga Mutual Ind Life Health Insurance Co Atlanta Ga Augusta Ga 2251816 150 97505
Industrial Life Health Insurance Co Liberty Mutual Life Health Insurance Co Peoples Health and Life Insurance Co Atlanta Ga Savannah Ga 12540275 51856751 875850 1408470
Pilgrim Health Life Insurance Co Augusta Ga 35857910
Total 382591883 176847665 180313732

s
b
OS
1
a

to
TABLE NO 6
Transactions in Georgia in 1919 by Fraternal Benefit Societies Computed From Statements on File in the
Insurance Department
to
NAME OF SOCIETY
Columbian Woodmen Eminent
Household of
Masons Annuity
American Insurance Union
American Woodmen Supreme
Camp of
American Workmen
Ben Hur Supreme Tribe
Catholic Knights of America
Supreme Council
Columbian Circle
Fraternal Aid Union
Golden Cross United Order of
the
Golden Seal Assurance Society
Grand Fraternity
Heralds of Liberty
Knights of Columbus
Knights of Pythias Supreme
Lodge of
Maccabees
Maccabees Womens Benefit
Association of
Masonic Mutual Life Association
Modern Brotherhood of America
Modern Woodmen of America
Mosaic Templars of America
National Union Assurance
Society
LOCATION
Atlanta Ga
Atlanta Ga
Columbus O
Denver Colo
Washington D C
Crawfordsville Ind
St Louis Mo
Chicago 111
Lawrence Kan
Knoxville Tenn
Roxbury N Y
Philadelphia
Huntsville Ala
New Haven Conn
Indianapolis Ind
Detroit Mich
Port Huron Mich
Washington D C
Mason City Iowa
Rock Island 111
Little Rock Ark
Toledo O
Risks
Written
During
Year
296500
178000
197000
1112450
147550
547825
500
75800
45500
205222
4500
130000
340500
33000
29500
29500
1000
2655000
308700
8000
Total
Insurance
in Force
1692876
956800
55350
1527550
678600
680926
257893
13500
1385275
20750
249750
222497
246000
435900
3969493
1333000
471500
444500
153000
9083000
1069200
19030221
Gross
Premiums
3649278
116721
284050
3350897
3208735
873803
680735
24374
4174094
50385
594409
315428
473816
670963
9592846
1916677
842588
487053
248047
11807892
1217365
Losses
Paid
2177119
6977680
182086
1193000
558516
350000
1025000
3513536
50000
252500
150000
50000
600000
6995000
3588180
425000
100000
8111370
565000
Losses
Incurred
1690322
6777680
180350
1558750
568631
325000
1225000
3088878
152500
150000
200000
600000
7042574
3538226
425000
100000
6950000
700000

Si

95250001 10125000TABLE NO 6Continued
Transactions in Georgia in 1919 by Fraternal Benefit Societies Computed From Statements on File in the
Insurance Department
NAME OF SOCIETY LOCATION Risks Written During Year Total Insurance in Force Gross Premiums Losses Paid Losses Incurred
Order Brith Abraham U S Grand Lodge New York City Dallas Texas Boston Mass 10500 874500 14000 1000 148500 767431 3831708 77250 429082 1233225 13830839 65885 313928 300000 13943040 300000 301268
Praetorians Modern Order of Royal Arcanum Supreme Council 300000 12152800
Royal Neighbors of America Womens Catholic Order of Foresters Rock Island 111 Chicago 111
Woodmen Circle Supreme Forest r Omaha Neb 1157900 13806143 17600 4255100 55999923 71900 5403113 76104850 164943 1837497 65525103 114400 2713333
Woodmen of the World Sovereign Camp Omaha Neb New York City 51340000
Workmens Circle 134400

Totals 22227690 92002196 153367560 128752955 112339712

Accident Business
Benefit Association of Railway Employees Chicago 111 160382 317020C 367650 1133800 389 14 1472965 186300 504450 28525
Travlers Protective Associarion of America St Louis Mo 1848765
Railway Mail Association Portsmouth N H Columdus O 185100
United Comm Trav of America 488690

Totals 4832032 2202629 2551080
Co
b
CIS
s
C5

2
1034
Annual Report
STATE OF GEORGIA
INSURANCE DEPARTMENT
LIST OF INSURANCE COMPANIES ASSOCIATIONS AND
FRATERNAL ORDERS LICENSED TO DO BUSINESS
IN GEORGIA FOR THE YEAR 1920
i fireandIiremarInecompanies
GEORGIA COMPANIES
Name of Company Home Office
Atlantic Mutual Fire Ins CoSayannan ua
Georgia Home Ins CoColumbus Ga
Name of Company
Home Office
gJTFirT CoSavannah Ua
Southern Mutual InsAthens
NONRESIDENT COMPANIES
Name of Company
Aetna Insurance Co
Agricultural Ins Co
Alliance Insurance Co
Amer Alliance Ins Co
American Central Ins Co
American Druggists Fire Ins Co
American Eagle Fire Ins Co
American Ins Co
Atlas Assurance Co London
Automobile Insurance Co
Bankers Shippers Ins Co
British America Assurance Co
Home or U S
Office
Caledonia Ins Co
California Ins Co
Camden Fire Ins Asso
Central Manufacturers Mutual
Citizens Insurance Co
City of New York Ins Co
Commercial Union Assur Co Ltd
Comml Union Fire Ins Co
Commonwealth Ins Co
Concordia Fire Ins Co
Connecticut Fire Ins Co
Continental Insurance Co
County Fire Ins Co
Hartford Conn
Watertown N Y
Philadelphia Pa
New York City
St Louis Mo
Cincinnati O
New York City
Newark N J
New York City
Hartford Conn
New York City
Toronto Canada
New York City
San Francisco Cal
Camden N J
Van Wert Ohio
St Louis Mo
New York City
New York City
New York City
New York City
Milwaukee Wis
Hartford Conn
New York City
Philadelphia Pa
Attorney for
Service
Clarence L Ruse
E J Diekey
Eobt N Hughs
H E Parker
Chas H Godfrey
C D Jordan
Sam T Maddox
L J Leonard
C C Hatcher
Wm H Rhett
Eagle Star British Dominions
Equitable Fire Marine Ins Co
New York City
Providence R I
J F Lewis
Chas H Godfrev
Bowie Martin
J A Whitner
C M Jerome
J L Biley
W R Prescott
Wm H Rhett
D I Mclntyre
J A Whitner
E K McDowell
L C Quin
T E Tupper
Edgar Dunlap
John J McKay
Fidelity Fire Ins Co Sumter S C
FidelityPhoenix Fire Ins Co New York City
Fire Association of PhiladelphiaPhiladelphia Pa
A H Turner
Floyd Johnson
T 5 Shropshire
A L Waldo
W E Chapin
Address
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Monticello
Atlanta
Atlanta
Atlanta
Atlanta
Valdosta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Macon
Atlanta
Atlanta
Atlanta
Atlanta
AtlantaInsurance Department of Georgia
35
FIRE AND FIRE AND MARINE COMPANIESNONRESIDENTCONTINUED
Name of Company Home or U S Office Attorney for Service Address
Firemans Fund Ins Co Firemens Insurance Co Fitchburg Mutual Fire San Francisco Cal Newark N J Fitchburg MassPhiladelphia Pa Philadelphia Pa Glens Falls N Y New York City New York City New York CityStevens P nt Wis Hartford Conn Hartford Conn San FranciscoCal New York City New York City New York City Indianapolis Ind Philadelphia PaPhiladelphia Pa New York City New York City New York City New York CityBoston Mass Mansfield Ohio Baltimore Md Boston Mass Philadelphia PaProvidence R I Ft Worth TexMilwaukee Wis Owatonna MinnPittsburgh Pa Providence R I Hartford ConnNew York City Pittsburgh Pa Newark N J NBrunswiek N J Manchester N H Newark N J San Francisco Cal New York City New York City New York City New York City New York CityMilwaukee Wis Edgar T Gentry A L Brooks J L Riley C W Phillips A L Brooks J Arthur Howell L C Quin H E Parker J L Skinner R E Burke W R Preseott W R Preseott E T Gentry Chas W PhillipsE N OBeirne T B ShropshireJ L Riley Robt N HughsW H Rhett B P Walker Jr W G Harrison A H Turner R A Hancock J L Eiley J L Eiley F H Beynolds Jas L Dickey Jr A L Brooks E D Ernst J C Lloyd Wm H Hill J L Eiley L C Quin Gordon Williams H T Powell S C Williams C Y Smith Milton Dargan L C Quin John J McKay L C Quin F E Ellis C G Key W H Hill Edgar Dunlap Milton DarganJr Edgar Dunlap J A Hall Atlanta Atlanta Atlanta Atlanta
Girard Fire Marine Ins CoGlens Falls Fire Ins Co Globe Rutgers Fire Ins Co Great American Ins Co Atlanta Atlanta Atlanta Atlanta Atlanta
Hardware Dealers Mutual Fire Atlanta Atlanta
Atlanta
Home Fire Marine Ins Co Atlanta

Importers Exporters Ins Co Indiana Lumbermen Mutual Insurance Co of North AmericaInsurance Co of State of Penn Liv London Globe Ltd Eng London Assurance Corporation London Lancashire Fire Ins Co Lumber Mutual Fire Ins Co Lumbermens Mutual Ins Co Maryland Motor Car Ins Co Mass Fire Marine Ins Co Atlanta Atlanta Atlanta Atlanta Atlanta Savannah Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta
Mercantile Mutual Fire Ins Co Millers Mutual Fire Ins Co Milwaukee Mechanics Ins Co Minnesota Implement Mutual Savannah Augusta Atlanta Atlanta Atlanta
Nat Fire Ins Co of ParisFrance Atlanta Atlanta
National Liberty Ins Co National Union Fire Ins Co Atlanta Atlanta Atlanta
New Brunswick Fire Ins Co New Hampshire Fire Ins Co New Jersey Insurance Co New Zealand Insurance Co Ltd Niagara Fire Insurance Co North British and Merc Ins CoNorthern Assurance Co Ltd Atlanta Macon Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta
North River Insurance Co Northwestern National Ins Co Atlanta Atlanta
36
Annual Report
TIKE AND FERE AND MARINE COMPANIESNONKESIDENTCONTINUED
Name of Company
Norwich Union Fire Ins Society
Orient Insurance Co
Pacific Fire Ins Co
Palatine Ins Co Ltd London
Palmetto Fire Ins Co
Pennsylvania Fire Ins Co
Pa Lumbermens Mut
Pennsylvania Millers Mutual
Phenix Fire Ins Co of Paris
Phoenix Assurance Co Ltd
Phoenix Fire Ins Co
Home or U S
Office
Peoples National Fire Ins Co
ProvidenceWashington Ins Co
Queen Insurance Co of America
New York City
Hartford Conn
New York City
New York City
Saunter S C
Philadelphia Pa
Philadelphia Pa
WilkesBarre Pa
Providence B I
New York City
Hartford Conn
Philadelphia Pa
Providence R I
New York City
Attorney for
Service
Bnode Island Ins CoProvidence R I
A Wilkerson
R A Hancock
J F Lewis
Jno A Vhitner
D I Mclntyre
E K McDowell
J L Eiley
J L Riley
Gordon Williams
Edgar Dunlap
C A Bauschen
berg Jr
T B Shropshire
C M Jerome
Address
S Y Tupper
Royal Exchange AssuranceNew York City
Royal Ins Co Ltd Liverpool New York City
Gordon Williams
S C Fleming
Milton Dargan
ScandiAmer Assc Corp Ltd
Scottish Union National Ins Co
Security Ins Co
Springfield Fire Marine Ins Co
Star Ins Co of America
Sterling Fire Insurance Co
Standard Fire Insurance Co
St Paul Fire Marine Ins Co
Stuyvesant Ins Co
Sun Insurance Office England
Svea Fire Life Ins Co
Tokio Marine Fire Ins Co
Union Assur Soc Ltd
Union Fire Ins Co of Paris
Union Ins Society of CantonLtd
United British Ins Co Ltd
United States Fire Ins Co
Urbaine Fire Ins Co
New York City
Hartford Conn
New Haven Conn
Springfield Mass
New York City
Indianapolis Ind
Hartford Conn
St Paul Minn
New York City
New York City
New York City
New York City
New York City
Providence R I
Chicago 111
Newark N J
New York City
New York City
Atlanta
Atlanta
Valdosta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Edgar T Gentry
W R Hoyt
Alton F Irby
Jas L Dickey Jr
P B Walker Jr
W B Prescott
D P Malone
F M Spratlin
J F Lewis
J T Fitten
W H Bhett
C Y Smith
Victory Ins Co
Virginia Fire Marine Ins Co
VVestchester Fire Ins Co
F G Lumpkin
D I Mclntyre
A H Turner
L C Quin
W B Hoyt
A H Turner
Philadelphia Pa
Bichmond Va
New York City
Western Assurance CoToronto Canada
Yorkshire Insurance Co LtdNew York City
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Columbus
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
W E Chapin
D Brown
C A Bauschen
berg Jr
Chas H Godfrey
Milton Dargan Jr
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
AtlantaInsurance Department of Georgia
37
II LIFE COMPANIES
GEORGIA COMPANIES
Name of Company Home Office Name of Company Home Office
Standard Life Insurance CoAtlanta 6a
LIFE COMPANIESNONRESIDENT
Name of Company
Aetna Life Ins Co
American Central Life Ins
Am Natinal Ins Co
Atlantic Life Ins Co
Co
Bankers Reserve Life Co
Carolina Life Ins Co
Cloverleaf Life Casualty Co
Columbian National Life Ins Co
Connecticut Mutual Life Ins Co
Conservative Life Ins Co
Equitable Life Assurance Society
Federal Life Ins Co
Fidelity Mutual Life Ins Co
Franklin Life Insurance Co
George Washington Life Ins Co
Guardian Life Insurance Co
Home Life Insurance Co
Illinois Life Insurance Co
Indiana National Life Ins Co
International Life Insurance Co
InterSouthern Life Ins Co
Interstate Life Accident Co
Jefferson Standard Life Ins Co
Life Insurance Co of Virginia
Life Casualty Ins Co
Lincoln Reserve Life Ins Co
Manhattan Life Insurance CoiNew York N Y
Maryland Assur CorpJBaltimore Md
Maryland Life Insurance CoBaltimore Md
Home Office
Hartford Conn
Indianapolis Ind
Galveston Texas
Richmond Va
Omaha Neb
Columbia S C
Jacksonville HI
Boston Mass
Hartford Conn
Wheeling W Va
New York City
Chicago 111
Philadelphia Pa
Springfield 111
Charleston W Va
New York N Y
New York N Y
Chicago 111
Indianapolis Ind
St Louis Mo
Louisville Ky
Chattanooga Tn
Greensboro N C
Richmond Va
Nashville Tenn
Birmingham Ala
Attorney for
Service
W E Hawkins
Shepard Bryan
C B Wilson
C D McKinney
C M Furlow
Walter McElreath
T D White
A C Newell
Oscar Palmour
C C Bettis
W E Duncanson
Lee 0 Wright
J H Byrley
W W Reid
T A Coleman
Alex C King
C C McGehee Jr
W O Perry
H H Turner
H W Campbell
B W Crume
J A Bishop
R W Statham
J C Howard
Harvey Hatcher
E S Murphy
R C Alston
W J Welsh
H N Randolph
Address
Atlanta
Atlanta
Atlanta
Atlanta
Madison
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Macon
Atlanta
Atlanta
Atlanta
Macon
Atlanta
Atlanta
Atlanta
Atlanta
Barnesville
Atlanta
Atlanta
Atlantaff22
38
Annual Report
TrFT COMPANIESNONRESIDENT
Name of Company
Mass Mutual Life Insurance Co
Metropolitan Life Ins Co
Michigan Mutual Life Ins Co
Missouri State Life Insurance Co
Morris Plan Ins Co
Mutual Benefit Life Insurance Co
Mutual Life Ins Co of N Y
National Life Ins Co
National Life Ins Co of TJ S A
Natl Life Acct Ins Co
New England Mutl Life Ins Co
few York Life Insurance Co
forth Carolina Mutl Life Ins Co
rorthwestern Mut Life Ins Co
acifie Mut Life Insurance Co
PanAmerican Life Ins Co
Penn Mutual Life Insurance Co
Philadelphia Life Ins Co
Phoenix Mutual Life Ins Co
Provident Life Ace Ins Co
Provident Life Trust Co
Prudential Ins Co of Am
Reliance Life Insurance Co
Reserve Loan Life Ins Co
Home Office
Attorney for
Service
Security Mutual Life Ins Co
Sou States Life Ins Co
State Life Insurance Co
State Mutual Life Ass Co
Travelers Insurance Co
Union Central Life Insurance Co
United Life Accident
Springfield Mass
New York N Y
Detroit Mich
St Louis Mo
New York City
Newark N J
New York N Y
Montpelier Vt
Chicago 111
Nashville Tenn
Boston Mass
New York N Y
Durham N C
Milwaukee Wis
Los Angeles Cal
New Orleans La
Philadelphia Pa
Philadelphia Pa
Hartford Conn
Chattanga Tenn
Philadelphia Pa
Newark N J
Pittsburgh Pa
Indianapolis Ind
Binghampton NY
Atlanta Ga
Indianapolis Ind
Worcester Mass
Hartford Conn
Cincinnati Ohio
Concord N H
Wm J Harty
A W Smith
R L Brookg
H C Lorick
H N Randolj i
B L Poreman
R P Shedden
Address
Geo M Hope
J B Wood
G C Lynch
R J Guinn
E J Clark
J L Wheeler
VV Woods White
R H Gordy
AJShropshire Jr
H C Bagley
B S Williams
B A Tracy
A M Conway
W W Daniel
J M Skinner
J E Husbands
C A West
Savannah
Atlanta
Atlanta
Augusta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Athens
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
P W Coleman
Wilmer L Moore
C V LeCraw
F W Burr
B J Waugh
Thos H Daniel
V M Hardy
Volunteer State Life Ins CoChattanga TennU M JonesBowman
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Borne
HI MISCELLANEOUS COMPANIES
Health Accident and General Casualty Lines
GEORGIA COMPANIES
Name of Company Home Office
Georgia Casualty CoMacon Ga
Insurance Department of Georgia
39
NONRESIDENT COMPANIES
Name of Company
Aetna Cas Surety Co
Aetna Life Ins Co
American Casualty Co
American CreditIndemnity Co
Amer Mutual Liability Ins Co
American National Ins Co
American Surety Co
American Indem Co
American EeInsuranee Co
Boston Insurance Co
Carolina Life Ins Co
Clover Leaf Life Cas Co
Columbia Casualty Co
Columbia Ins Co
Columbian National Life Ins Co
Commonwealth Cas Co
Continental Casualty Co
Employers Indemnity Corp
Employers Liability Assur Corp
Federal Casualty Co
Federal Life Ins Co
Fidelity Casualty Co
Fidelity Deposit Co of Md
Gen Ace Fire and Life
Globe Indemnity Co
Hartford Accident Indemnity
Hartford Steam Boiler Inspec
tion and Insurance Co
InterState Casualty Co
InterState Life Accident
Jefferson Ins Co
Liberty Marine Ins Co
Liberty Mutual Ins Co
Life Casualty Ins Co
Lloyds Plate Glass Ins Co
London Guar and Ace Co Ltd
Loyal Protective Ins Co
Lumbermens Mutual Cas Co
Marine Motor Ins Co
Maryland Assurance Corp
Maryland Casualty Co
Masonic Protective Assn
Mass Bonding Ins Co
Home or II S
Office
Hartford Conn
Hartford Conn
Reading Pa
New York City
Boston Mass
Galveston Texas
New York City
Galveston Texas
Huntingdon Pa
Boston Mass
Columbia S C
Jacksonville Ill
New York City
New York N Y
Boston Mass
Philadelphia Pa
Chicago 111
Kansas City Mo
Boston Mass
Detroit Mich
Chicago 111
New York City
Baltimore Md
Philadelphia Pa
New York N Y
Hartford Conn
Hartford Conn
Birmingham Ala
Chattanga Tenn
New York City
New York City
Boston Mass
Nashville Tenn
New York City
Chicago 111
Boston Mass
Chicago 111
Galveston Tex
Baltimore Md
Baltimore Md
Worcester Mass
Boston Mass
Attorney for
Service
Wm H Rhett
W E Hawkins
E Howard
J F Burkhardt
A H Davis
C E Wilson
H N Hutchison
O M Stanton
F E Twitty
W L Wilson
Waltei McElreath
T D White
D I Mclntyre Sr
J L Dickey Jr
A C Newell
Stiles Hopkins
L J Haas
B A Kennedy
Ralph L Beed
Wm A Wright
Lee O Wright
BugeneOberdoffer
Leonard Haas
Thos Lewis
Frank Adair
C F Baker
Wm M Francis
J L Holmes
J A Bishop
0 F Whitten
0 F Whitten
J S Bussey Jr
Harvey Hatcher
D I Mclntyre
S B Wright Jr
C M Turner
J L Eiley
O M Stanton
W J Welsh
Edwin K Haas
R L Thurman
Eugene Dodd
Address
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Brunswick
Savannah
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Augusta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta40 Annual Report
MISCELLANEOUS COMPANIESNONRESIDENTCONTINUED
Name of Company
Metropolitan Casualty Co
Metropolitan Life
Millers Indemnity Underwriters
Home or U
Office
S
National Casualty Co
National Life Accident Ins Co
National Surety Co
National Belief Assurance Co
New Amsterdam Casualty Co
New York Plate Glass Ins Co
North American Accident Ins Co
North Atlantic Ins Co
New York City
New York N Y
Dallas Texas
Detroit Mich
Nasthville Tenn
New York City
Philadelphia Pa
Baltimore Md
New York City
Chicago 111
Philadelphia Pa
Attorney f 01
Service
Address
James Gillespie
A W Smith
B A Kennedy
B D Parkinson
G C Lynch
W L McCalleyJr
W W Haskill
A D Tobin
Wm H Bhett
Shepard Bryan
0 F Whitten
Ocean Aec and Guar Corp Ltd
Pacific Mutual Life Ins Co
Preferred Accident Insurance Co
Provident Life and Accident
Beliance Life Ins Co
Bidgely Protec Assn
Boyal Indemnity Co
Standard Accident Ins Co
Standard Marine Ins Co Liver
pool
Thames Mersey Marine Ins Co
Travelers Indemnity Co
Travelers Insurance Co
Union Marine Ins Co Ltd
United States Casualty Co
U S Fidelity and Guaranty Co
U S LWds Inc
New York City
Los Angeles Cal
New York City
Chattanga Tenn
Pittsburgh Pa
Worcester Mass
New York City
Detroit Michv
New York N Y
Edgar Dunlap
B H Gordy
E H Harrold
A M Conway
J E Husbands
M M Coggins
A H Turner
C A Bickerstaff
W L Wilson
A L Fairie
New York City
Hartford Conn H D Dyke
Hartford Conn B J Waugh
New York City
New York City
Baltimore Md
New York City
T I Lynch
Jno H Mullin
Wm A Smith
Simon Freitag
Augusta
Atlanta
Atlanta
Savannah
Atlanta
Atlanta
Atlanta
Augusta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Macon
Atlanta
Atlanta
Atlanta
Atlanta
Savannah
Savannah
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
Atlanta
THE FOLLOWING COMPANIES ARE AUTHORIZED TO WRITE
FIDELITY AND SURETY BONDS
Name of Company
Home Office
Name of Company
Home Office
Aetna Cas Surety CoHartford Conn
American Surety CoNew York N Y
Fidelity Deposit Co of Md Baltimore Md
Globe Indemnity CoNew York City
Hartford Act Indem y Co Hartford Conn
Maryland Casualty CoBaltimore Md
Mass Bonding Ins CoBoston Mass
National Surety CoNew York N Y
Eoval Indemnity CoNew York N Y
U S Fidelitv Guaranty Co Baltimore MdInsurance Department of Georgia
41
IV ASSESSMENT FIRE COMPANIES
Four Counties and Farmers CoOperative Plans
Name of Company
Home Office
Name of Company
Home Office
Bartow Co Mut Fire Storm Ins Co
Adairsville Ga
Gordon County Mutual Fire Storm
Ins CoCalhoun Ga
Farmers CoOpve Fire Ins Co Jackson Ga South Georgia Farmers Fire Ins
Farmers Cooper Fire Ins CoEome Ga
Farmers Fire Ins Co Oconee Co
Watkinsville Ga
Farmers Mutual Fire Ins CoDawson Ga
Farmers Protective Fire Ins Co
Lithonia Ga
Ga Farmers Fire Ins CoGainesville Ga
Co Thomasville Ga
Southeastern Mutual Fire Ins Co
Atlanta Ga
Southern CoOperative Fire Ins Co
Macon Ga
V ASSESSMENT OF OTHER STATE INSURANCE COMPANIES
Name of Company
Home Office
Name of Company
Home Office
Guarantee Fund Life AssnOmaha Neb
Masonic Mutual Acct CoSpringfield Mass
Xational Life AssnDes Moines Iowa
VI INDUSTRIAL LIFE HEALTH ACCIDENT COMPANIES
Stock Companies
Name of Company
Home Office
Atlanta Mutual Insurance CoAtlanta Ga
Bankers Health Life Ins CoMacon Ga
Name of Company
Home Office
Cherokee Life Ins CoBome Ga
Industrial Life Health Ins Co Atlanta Ga
Mutual Companies
Name of Company
Home Office
American Insurance CoSavannah Ga
Brunswick Mutual Life Health Ins Co
Brunswick Ga
Chatham Mutual Health Life Ins Co
Savannah Ga
Fireside Mutual Ins CoAtlanta Ga
Georgia Mutual Ind Life Health
Ins CoAugusta Ga
Name of Company
Home Office
Guaranty Mutual Life Health Ins
Co Savannah Ga
Liberty Mutual Life Health Ins Co
Savannah Ga
Life Health Ins CoSavannah Ga
Peoples Health Life Ins CoMacon Ga
Pilgrim Health Life Ins CoAugusta Ga42
Annual Report
VII FRATERNAL ORDERS
a Domestic
Name Home Office Attorney or Service
Columbian Woodmen Eminent Household of Atlanta Ga Atlanta Ga Insurance Commr Insurance Commr
b Foreign
American Insurance Union
American Woodmen Supreme Camp of The
American Workmen
Benefit Assn of Ry Employees
Ben Hur Supreme Tribe
Catholic Knights of America Supreme Coun
cil
Columbian Oircle The
Fraternal Aid Union
Golden Cross United Order of The
Golden Seal The Order of
Grand Fraternity The
Heralds of Liberty
Knights of Columbus
Knights of Pythias Supreme Lodge of
Maccabees The
Maccabees The Womens Benefit Asso
Masonic Mutual Life Assn
Modern Brotherhood of America
Modern Woodmen of America
Mosaic Templars of America
National Union Assurance Society The
Order Brith Abraham U S Grand Lodge
Practorians Modem Order of
Railway Mail Association
Royal Arcanum Supreme Council
Royal Neighbors of America
Travelers Protective Assn of America
United Commercial Travelers of America
Order of
Womens Catholic Order of Foresters
Woodmen Circle Supreme Forest
Woodmen of the World Sovereign Camp
Workmens Circle
Columbus Ohio
Denver Ohio
Washington D C
Chicago 111
Crawfords e Ind
St Louis Mo
Chicago 111
Lawrence Kan
Knoxville Tenn
Roxbury N Y
Philadelphia Pa
Huntsville Ala
New Haven Conn
Indianapolis Ind
Detroit Mich
Port Huron Mich
Dist of Columbia
Mason City Iowa
Rock Island 111
Little Rock Ark
Toledo Ohio
New York City
Dallas Texas
Portsmouth N H
Boston Mass
Rock Island 111
St Louis Mo
Columbus Ohio
Chicago 111
Omaha Neb
Omaha Neb
New York Citv
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance
Insurance
Insurance
Insurance
Insurance
Insurance
Commr
Commr
Commr
Commr
Commr
Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance Commr
Insurance CommrInsurance Department of Georgia
43
FIRE INSURANCE COMPANIES
AETNA INSURANCE COMPANY
670 Main Street Hartford Conn
Wm B Clark President Guy E Beardsley Secretary
Attorney for service in GeorgiaClarence L Ruse Atlanta Ga
Kinds of business done in GeorgiaFire Tornado Automobile Marine
Capitol Stock
Amount of paidup capital XZ
Ledger assets Dec 31 1918 3279760163
Extended at 3279760163
Income
Gross premiums on new business 3424195514
Deduct amount paid for insurance and return pre
mums UIJJ
Total premiums 2SiMHn
Interest and rents no qnvss
Profits on sale or increase by adjustment of assets 9Z90788
Other sources
Conscience fund r Infinn
From agents balances previously charged off4UtU0
Total income 234530250
Carried forward 5625090413
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
b Renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Furniture and fixtures
athtis
inspectfonsand surveys and underwriters board
etc
Federal taxes
Taxes licenses and fees
Legal expense
Agents balances charged off
Contributions to relief funds
Deposit premiums returned
Real estate expenses and taxes
887611586
12448662
448211298
154176480
9568200
27774146
4400881
3592590
1328028
36690804
41107671
82285156
359311
347019
500000
813973
1361775
Dividends 125000000
293386327
Total disbursements
Balance
1837577500
3787512913
Ledger Assets
Book value of real estate
Loans secured by pledge of bonds
Boncjs t book value
Stocks at book value
62720793
565000
2597382471
41389699f
44
Annual Report
Cash in office 617953
Deposits at interest 306364251
Deposits not at interest 409txoo
Agents balances net 393376288
Other items
Bills receivable 8594512
Total ledger assets as per balance No 23 3787512913
NonLedger Assets
Interest due and accrued 20812301
Other items
Reinsurance due on paid losses 15230138
Salvage recoverable on paid losses 5903478
Total assets 3829458830
Deduct Assets Not Admitted
Agents balances 10062220
Bills receivable 5235634
Other items
Overdue and accrued interest on bonds in default 2044667
Book value of real estate over market value 21720793
Book value of bonds and stocks over market value 78932876
102698336
Total not admitted assets 117996190
Total admitted assets 3711462640
Liabilities
Net amount of unpaid losses and claims 245112959
Reserves or unearned premiums on risks outstanding 1745750134
Salaries and miscellaneous accounts due or accrued 3500000
Taxes due or accrued 146500000
Total amount of liabilities except capital 2140863093
Capital actually paid in cash 500000000
Surplus over al liabilities 1070599547
Surplus protection to policy holdeTs 1570599547
Total liabilities 3711462640
Business in the State of Georgia
In force on the31st day of December 1918 2842778747 2972658207
under tihs heading in last years statement 2842778747 2972658807
Written or renewed during the year per income
No 5 2512017282 2536663611
Excess of original premiums over amount received
for reinsurance 28733004
Total 5354796029 5538054822
Deduct those expired and marked off as terminated 2015410252 2084982712
In force at the end of the year 3339385777 3453072110
Deduct amount reinsured 483134232 416645964
Net amount in force 2856251545 3036426146
Terpetual risks not included above 46429800
Deposit premiums on same 10542855
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December as per line 6
under this heading in last years statement 137447748 273797933
Written or renewed during the year per income
No 5 1582222660 887331598
Total 1719670408 1161129531
Deduct those expired and marked off as terminated 1539560431 811341705
In force at the end of the year 180109977 3497 87 26
Deduct amount reinsured 72305117 136456225
Net amount in force 107804860 213331601Insurance Department of Georgia
45
Business in the State of Georgia
A Fire
Gross risks written 7617283900
Less 14227450 risks cancelled and 15606117 rein
surance in companies authorized in Georgia 2922209500
Net risks written 4696074400
Gross premiums on risks written 111992104
Less 16191501 return premiums and 18023914
premiums tor reinsurance in companies authorized
in Georgia 33372875
Marine and
Inland
917716609
61147200
856569400
7561522
Net losses incurred
Investments in Georgia
36865139
Bonds 2230340
Other items
Ga RR and Banking Co Stock 1 12071000
842540
Net premiums received 78619229 6718982
Losses paid deducting salvage 53019521
Less losses on risks reinsured in companies autho
rized in Georgia 14216756
2033462
Net losses paid 38802765 2033462
Losses incurred 46223315
Less losses on risks reinsured in companies autho
rized in Georgia 14216750
2193562
2193562
Total investments in Georgia 14301340
AGRICULTURAL INSURANCE COMPANY
203 Washington Street Watertown N Y
W H Stevens President P H Willmott Secretry
Attorney for service in GeorgiaE 1 Dickey Atlanta Ga
Kinds of business done in GeorgiaTornado Fire Automobile Explosion
Sprinkler Leakage
Capitol Stock
Amount of paidup capital 50000000
Ledger assets Dec 31 1918 629633612
Extended at 629633612
Income
Gross premiums on new business 551171918
Deduct amount paid for insurance and return
premiums 170834349
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Additional profit on bonds sold in 1918 20250
Sale of interest of bonds of Raquette Foundry and
Supply Co previously charged off 383351
Agents balances previously charged off 83433
380337569
30938558
2715728
487034
Total income 414478880
Carried forward 1044112501
Disbursements
Net amount paid policyholders for losses 180568666
Iegal and administrative expenses in adjustment of claims 4937397
Commissions and allowances to agents
b Renewal 725954946
Annual Report
Salaries of officers and empolyes n5in
Rents and interest iisQ
Advertising printing postage telegrams etc onninnn
Paid policyholders for dividends J
Loss on sale and decrease by adjustment of assets lbslbloo
Other items
Furniture and fixtures b3 X
Maps WAU
Inspection and surveys 11093122
Taxes 15766645
Legal expense 31200
Agents balances charged off 173976
War work 351500
Real estate expense and taxes 221630
29359860
Total disbursements 371817609
Balance 672294892
Ledger Assets
Book value of real estate 5120788
Mortgage loans first lien 46321200
Bonds at book value 332285061
Stocks at book value 158657520
Cash in office 78170
Deposits at interest 70485551
Agents balances net 45921602
Other items
Loans secured by pledge of bonds stocks or other collateral 13425000
Total ledger assets as per balance Xo 23 672294892
NonLedger Assets
Interest due and accrued 6167119
Market value of assets over book value 21086599
Other items
Reinsurance on paid losses 2072232
Total assets 695453723
Deduct Assets Not Admitted
Agents balances 204550
Other items
Book value of real estate over market 620781
Book value of bonds over market Talue 23461395
24082183
Total not admitted assets 24286733
Total admitted assets 671166990
Liabilities
Net amount of unpaid losses and claims 53128592
Reserves or unearned premiums on risks outstanding 320704400
Salaries and miscellaneous accounts due or accrued 800000
Taxes due or accrued 13500000
Other items
Contingent commissions accrued 2000000
Conflagration reserve 30000000
32000000
Total amount of liabilities except capital 420132992
Capital actually paid in cash 50000000
Surplus over all liabilities 201033998
Surplus protection to policyholders 251033998
Total liabilities 671166990
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918 703286300 6695990 00
Written or renewed during the year 554692300 529505957
Total 1297978600 11991049 57
Deduct those expired and marked off as terminated 491076200 472652757Insurance Department of Georgia 47
In force at the end of the year Tllolll So
Deduct amount reinsured 173051100 166044500
Net amount in force 593851300 560407700
Business in ForceMarine and Inland
Risks Premiums
in force at the end of the year 5Tnn 1 JK m
Written or renewed during the year 401404400 141696092
TotaI 431794300 187942569
Deduct those expired and marked off as terminated 376101600 1260 153 6
In force at the end of the year 55692700 SmOO
Deduct amount reinsured 29826100 21634400
Net amount in force 25856600 40292800
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 1091993300 77690000
Less Fire 2333801 Marine 21700 risks cancelled
and Fire 2198352 reinsurance in companies au
thorized in Georgia 453215300 2170000
Net risks written 638778000 75520000
Gross premiums on risks written 9355825 308000
Less Fire 1937913 Marine 555 return premiums
and Fire 1396412 premiums for reinsurance in
companies authorized in Georgia A6Mtf 5500
Net premiums received 6021500 252500
Losses paid deducting salvage 5293000 23000
Less losses on risks reinsured in companies autho
rized in Georgia 1363200
Net losses paid 2929800 23000
Losses incurred t 5032000 23000
Less losses on risks reinsured in companies autho
rized in Georgia 12560000
Net losses incurred 37760 23000
Investments in Georgia
Bonds 1051430
Total investments in Georgia 1051430
ALLIANCE INSURANCE COMPANY
Third and Walnut Streets Philadelphia Pa
Benjamin Rush President John Kremer Secretary
Attorney for service in GeorgiaRobt M Hughs Trust Co of Ga Bldg
Atlanta Ga
Kinds of business clone in GeorgiaAll Branches of Fire Marine Inland and
Automobile Insurance
Capital Stock
Amount of paidup capital 750 00000
Ledger assets Dec 31 1918 J97917U2J
extended at 397917029
Income
Gross premiums on new business 400025249
Gross renewal premiums Lovt6i
Total premiums iiiHwK
Interest and rents mvmm48
Annual Report
Profits on sale or increase by adjustment of assets
Total income
Carried forward
266891
266848628
664765657
Disbursements
afmtnlstnsistfofms
Commissions and allowances to agents
b Renewal
Salaries of officers and employes
5dtSnringPostaie7eSiic
SsSderusttofaiseti
0Taxisemstate County Federal etc
Total disbursements
Balance
Ledger Assets
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Bills receivableIT i
Reinsurance recoverable on paid losses
92324462
1756838
49893044
14633369
756351
3370351
9000000
6533625
18896785
197164825
467600832
344806336
41780387
10000
1601685
36494681
42563313
80000
264430
Total ledger assets as pel balance No 23
NonLedger Assets
Interest due and accrued
Total assets
Deduct Assets Not Admitted
3444SO
467600832
4935339
472536171
1793602
20960523
1097
Agents balances
Other items
Bonds and stocks per schedule D
This companys proportion of reinsurance bureau
line 32 reinsurance received on paid losses
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items lonnnnn
Contingent commissions
22755222
449780949
53520000
157275240
326346
11000000
1200000
223321586
Total amount of liabilities except capital
Capital actually paid in cash 5000000
Surplus over all liabilities 151459363
Surplus protection to policyholders 226459363
Total liabilities 449780949
Business in ForceFire
In force on the 31st day December 1918 288286111
Premiums
279018171
346926176
Total 677396751 625984347
Written or renewed during the year 389110640Insurance Department of Georgia
49
Deduct those expired and marked off as terminated 275450215
In force at the end of the year 401946536
Deduct amount reinsured 101551003
260911296
365073051
93303248
Net amount in force 300395533 271769803
Perpetual risks not included above 75528400
Deposit premiums on same 2285370
Business in ForceMarine and Inland
In force on the 31st day December 1918 16574924
Written or renewed during the year 90240190
Total
Deduct those expired and marked off as terminated
106815114
95031432
In force at the end of the year 11783682
Deduct amount reinsured 7500
Premiums
29707738
52861579
82569317
64883103
17686214
63752
17622462
Net amount in force 11776182
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 963391600 105912200
Less 2449784 risks cancelled and 2749680 rein
surance in companies authorized in Georgia 519946400
26677700
Net risks written 443445200
Gross premiums on risks written 10489506
Less 1746807 retur npremiums and 3535220 pre
miums for reinsurance in companies authorized in
Georgia 5282027
Losses paid deducting salvage 3120032
Less losses on risks reinsured in companies autho
rized in Georgia 1230545
Net losses paid 1889487
Losses incurred 2714246
Less losses on risks reinsured in companies autho
rized in Georgia 1193545
79234000
469019 182241
20406
20406
20406

Net losses incurred 1520701
Investments in Georgia
Bonds 1000000
Total investments in Georgia
20406
1000000
AMERICAN ALLIANCE INSURANCE COMPANY
One Liberty Street New York N Y
Charles G Smith President Edwin M Cragin Secretary
Attorney for service in GeorgiaHarry F Parker Atlanta Ga
Kinds of business done in GeorgiaFire and Marine
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1918 336583631
Extended at 336583631
Income
Gross premiums on new business 638192511
Deduct amount paid for reinsurance and return pre
miums j 506698227
Total premiums 13149428450
Annual Report
15163375
35421
Interest and rents
Profits on sale or increase by adjustment of assets
Total income 146693080
Carried forward 483276711
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Paid stockholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Taxes 562ZH2
Printing and stationery a
United war work contributions 2S
Interest on prepayment of reinsurance balances 4973
39392209
981323
40892882
1307307
19500000
5966886
6180199
Total disbursements 114220806
Balance 369055905
Ledger Assets
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
agents balances net
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued
235071787
90951998
10000
14775981
22246139
369055905
2720200
Total assets t 371776105
Deduct Assets Not Admitted
Other items
Book value of bonds and stocks over market value
Bonds 15890787
Stocks 26129898
Total not admitted assets
Total admitted assets
42020685
329755420
Liabilities
Net amount of unpaid losses and claims 12332800
Reserves or unearned premiums on risks outstanding 108088039
Salaries and miscellaneous accounts due or accrued 4500000
Capital actually paid in cash 100000000
Surplus over all liabilities 104834581
Surplus protection to policyholders 204834581
Total liabilities 329755420
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918 760041093 647703159
Written or renewed during the year per income
No 5 707277188
Total 1467318211
Deduct those expired and marked off as terminated 574076680
Net
615884889
1263588048
533287527
730300521
541225971
amount in force 251498032 189074550
In force at the end of the year 893241531
Deduct amount reinsured schedule required 641743499Insurance Department of Georgia 51
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December as per line 6
under this heading in last years statement 4903548 8550989
Written or renewed during the year per income 223 07622
No 5
Total 17238230 30858611
Deduct those expired and marked off as terminated 7547639 882654
In force at the end of the year lifAll 164 99491
Deduct amount reinsured schedule required 9358106 lb499491
Net amount in force 332485 476466
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks writtenI 298879300 6707500
Less Fire 670545 Marine 17195 risks cancelled
and reinsurance in companies authorized in Geor
gia
Net risks written 231824800 4988000
Gross premiums on risks written 3989437 198870
Less Fire 755008 Marine 37377 return premiums
and premiums for reinsurance in companies
authorized in Georgia 7D5008 ilAU
Net premiums received 3234429 161493
Losses paid deducting salvage 1925789 2AS
Net losses paid 1925789 249
Losses incurred 1421589 90149
Net losses incurred 1421589 90149
AMERICAN CENTRAL INSURANCE COMPANY
816 Olive Street St Louis Mo
B G Chapman Jr President Harold M Hess Secretary
Attorney for service in GeorgiaC H Godfrey Atlanta Ga
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1918 504888890
Extended at
Income
Gross premiums on new business 721512410
Deduct amount paid for insurance and return
premiums 503767067
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Agents balances previously charged off
Conscience fund
21801
22000
504888890
217745343
17704903
30150
43801
Total income 235795547
Carried forward 740684437
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
95068383
2726891
5707505752
Annual Report
6674350
Salaries of officers and employees 611228
Rents and interestI 27oi771
Advertising printing postage telegrams etc 320730
Loss on sale and decrease by adjustment of assets
Other items 70 617 39
Salaries and expenses Held men 4955220
Inspections and surveys 100 76090
Taxes l57346
Agents balances charged off 326630
Sundry 2257702t
190642035
Total disbursements
350042402
Balance
Ledger Assets
Mortgage loans first lien 15000 fJDjj
Bonds at book value qi47a52
Stocks at book value 4 046 13
Cash in office fi3495747
Deposits at interest i880261
Deposits not at interest anttvi
Agents balances net b03544
Other items 99
Reinsurance recoverable 1919 can
Loans secured by pledge of bonds etc45UUOO lg m 22
Total ledger assets as per balance No 23 550042402
NonLedger Assets
Interest due and accrued 5109041
Total assets 555151441
Deduct Assets Not Admitted
Agents balances 269210
Other items
Market value of special deposits in excess of cor
responding liabilities 50693
Book value of bonds and stocks over market value 56446640
u U 9 i ti i
Total not admitted assets 61266543
Total admitted assets 493884900
Liabilities
Net amount of unpaid losses and claims 30954000
Reserves or unearned premiums on risks outstanding 1977874a
Salaries and miscellaneous accounts due or accrued 930708
Taxes due or accrued 11000000
Other items
Dividends unpaid to stockholders 25o98
Contingent commissions due or accrued 5000000
5025398
Total amount of liabilities except capital 245697730
Capital actually paid in cash 100000000
Surplus over all liabilities 148187170
Surplus protection to policyholders 248187170
Total liabilities 493884900
Business in ForceFire
Risks Premiums
In force on the 31st day of Demember as per line 6
under this heading in last years statement 893167785 89626S17
Written or renewed during the vear per income No
5 630108611 647585672
Total 1523276396 1543853845Insurance Department of Georgia
53
Deduct those expired and marked off as terminated 623562069
634227023
In force at the end of the year 899714327 9096268 22
Deduct amount reinsured schedule required 543125357 549609338
Net amount in force 356588970 360017484
Business in ForceMarine and Inland
In force on the 31st day of Demember as per line 6
under this headin in last years statement 27997 850 00
v ritten or renewed during the year per income No
5 56587385
Premiums
i 42871156
73926738
otal S7Cr 8458523500
Deduct those expired and marked off as terminated 4675189800
In force at the end of the year 37 833 337 00
Deduct amount reinsured schedule required 1896470500
Net amountin force 1886863200
116797894 62203535
i 54594359 27726355
26868004
Recapitulation of Fire Risks and Premiums
1919
1918
1919
1917
1918
1919
1916
1917
1918
1919
1915
1916
1917
1918
1918
1919
A
One year or less104435989
Two years 3976126
Two years 3280126
Three years 59454340
Three years 56402238
Three years 70588920
Four years 504003
Four years 272102
Four years 1016506
Four years 952739
Five years 12431184
years 11908500
years 11198109
years 11198109
years 8861541
years 11258075
Over five years
Advance premiums 48472
Totals 356588970
Perpetual risks Nil
Grand totals 356588970
Including business other than Marine s
Five
Five
Five
Five
Five
109514989
3299298
3314180
53042679
53451492
67044537
519752
106616
919834
1022073
14295978
14089357
13802682
13802682
11596278
13982104
15635
360017484
Nil
360017484
nd Inland
12 547
14 8
34
16
36
56
18
38
58
78
110
3M
510
510
710
910
pro rata
100
24
267
558
14
42
69
69
81
125
57495
24824
85635
40446
25746
70448
64969
39981
74896
94314
29597
26807
01341
01341
17394
83894
15635
53422
1843
Nil
184353422
AMERICAN DRUGGISTS FIRE INSURANCE COMPANY
1004 1005 1006 Mercantile Library Building Cincinnati Ohio
Chas H Avery President Frank H Freericks Secretary
Attorney for service in GeorgiaChas D Jordan Monticello Ga
Kinds of business done in GeorgiaFire Insurance
Capital Stock
Amount of paidup capital 200 000 00
Ledger assets Dee 31 1918 55949663
Extended at 55949663
Income
Gross premiums 29876740
Deduct amount paid for reinsurance and return
premiums 7815658
Total premiums 22061082
Interest on rents 24 457 38
Profits on sale or increase by adjustment of assetsZZJZIZZZZ1 858 13
Other sources 0 0
Total income 9iZww
carried forwardirJ mUi954
Annual Report
Disbursements
Net amount paid policyholders for losses 4385997
Commissions and allowances to agents
a First year 12570
b Renewal 2358391
or CCfl OO
Salaries of officers and employees i 70000
Rents and interestlrr 8355 09
Advertising printing postage telegrams etc 20 000 00
Paid policyholders for dividends ifi403 49
Loss on sale and decrease by adjustment of assets 1640349
Other items 4 458 98
Traveling expenses of field men 29 038 41
Other items
17296017
Total disbursements
Ledger Assets
4678546
Book value of real estate 45924602
Bonds at book value 3016500
Stocks at book value 258760
Cash in office 375489
Deposits at interest 2466798
Deposits not at interest 2gl g7
thU eiesirlK 6500000
Total ledger assets as per balance No 23 63246882
63246882
Balance
NonLedger Assets
Interest due and accrued t 637J51L27
Total assets
Deduct Assets Not Admitted
Book value of bonds and stocks over market value 933102
9 331 02
Total not admitted assets
Total actmitted assets 62818025
Liabilities
Net amount of unpaid losses and claims not due utegloo
Reserves or unearned premiums on risks outstanding 1 981 99
Salaries and miscellaneous accounts due or accrued 1766920
Taxes accrued ll476 23
Other items
Total amount of liabilities except capital 15047179
Capital actually paid in cash
Surplus over all liabilities S770S4t
Surplus protection to policyholders filslSO 25
Total liabilities capital and surplus bixixvts
Business in ForceFire
Risks Premiums
r 1t aat Tipipmhpr 1918 23958299 25851346
In force on the 31st da ueceniDer 1300 7aft 2qs 767 40
Written or renewed during the year 27805452 298fbf4U
f 51763751 55728086
flnCtlhMVpiredand ml7kedoai terminated 24011468 25424685
In force at the end of the year 2HHql 372R7092
Deduct amount reinsured 5994098 7267092
Net amount in force 21758195 23036309
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 19271200Insurance Department of Georgia
Less 5000 risks cancelled in companies authorized
in Georgia 500000
Gross premiums on risks written 285109
Net risks written 18771200
Less 2766 return premiums for reinsurance in com
panies authorized in Georgia 2766
Net premiums received 282343
55
AMERICAN EAGLE FIRE INSURANCE COMPANY
80 Garden Lane New York N Y
Henry Evans President Ernest Sturm Secretary
Attorney forservice in GeorgiaS T Maddox Atlanta Ga
Kinds of business done in GeorgiaFire Lightning Tornado Ocean and Inland
Marine Sprinkler Leakage Explosion Automobile and other insurance
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1918 311564648
Extended at 311564648
Income
Gross renewal premiums 746443752
Deduct amount paid for reinsurance and return pre
miums 515492605
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Income tax withheld at source New York state
230951147
14931903
9868300
18477
Total income 255769827
Carried forward 567334475
Disbursements
Net amount paid policyholders for losses 84722349
Legal and administrative expenses in adjustment of claims 1050217
Commissions and allowances to agents 43784332
Salaries of officers and employes 11864450
Rents and interest 741951
Advertising printing postage telegrams etc 12158600
Loss on sale and decrease by adjustment of assets 13864700
Other items
Dividends to stockholders 14000000
Total disbursements 182186599
Balance 385147876
Ledger Assets
Bonds at book value 84824000
Stocks at book value 186192800
Cash in office 25328
Deposits at interest 47046596
Agents balances net 66801660
Other items
Amount recoverable for insurance on paid losses 257492
Total ledger assets as per balance No 23 385147876
NonLedger Assets
Interest due and accrued 1
Market value of assets over book value
1025234
1992200
Total assets 38816531056 Annual Report
Deduct Assets Not Admitted
356392
Agents balances J
356392
Total not admitted assets
387808918
Total admitted assets
Liabilities
Net amount of unpaid losses and claims oBQ72q7
Reserves or unearned premiums on risks outstanding 143697297
Salaries and miscellaneous accounts due or accrued elOO
Taxes due or accrued
tInecomItIx withheld at source New York state 1817 366 65
Total amount of liabilities except capital iaiiaoo
Capital actually paid in cash 106072253
Surplus over all liabilities lowtMas
9 OfiO 722
Surplus protection to polieyholders 387089lS
Total liabilities
Business in ForceFire
Risks Premiums
in force on the 31st day December 19188 2ifA HSo 11068
Written or renewed during the year 240iw14d bsnuos
1338890652 1270367393
saraagaiiaaiir55iiiiwi 498268690 495021762
t oh nf the vear 8 845626962 775345631
Dedt amountriinlud5 lZZ 69J409080 541339066
Net amount in force 253217882 234006565
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day December 1918 22082240 84608267
Written or renewed during the year blJbllb7 bfi6Msi
Total 83393407 8 98135941
Deduct those expired and marked off as terminated 55283836 56949260
In force at the end of the year 28109 71 411 86681
Deduct amount reinsured lb705895 244uait8
Net amount in force 11403676 16708683
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 2214436400 10391300
Less 5825960 risks cancelled and 9 104655 rein 1J01inn nn
surance in companies authorized in Georgia 1484701100 8360400
Net risks written 729735300 2030900
Gross premiums on risks written 25294059 312994
Less 4734316 return premiums and 12228439
premiums for reinsurance in companies authorized
in Georgia 16705876 25b879
Net premiums received8 8588183 56115
Losses paid deducting salvage 7002133 2750
Less losses on risks reinsured In companies autho
rized in Georgia 357490722
Net losses paid8 3427226 5J0
Losses incurred8 6707921 2750
Less losses on risks reinsured in companies autho
rized in Georgia 38260022200
Net losses incurred 8 2881919 550Insurance Department of Georgia
57
AMERICAN INSURANCE COMPANY OF NEWARK N J
70 Park Place Newark N J
C W Bailey President Frederick Hoadley Secretary
Attorney for service in GeorgiaL J Leonard Atlanta Ga
Kinds of business done in GeorgiaFire Tornado Automobile and Marine
Capital Stock
Amount of paidup capital 200000000
Ledger assets Dec 31 1918 1428686865
Extended at 1428686865
Income
Gross premiums on new business 1151935620
Deduct amount paid for reinsurance and return pre
miums 397618215
Total premiums 754317405
Interest and rents 61725683
Profits on sale or increase by adjustment of assets 56250
Other items
Agents balances reviously charged off 43556
Total income 816142894

Carried forward 2244829759
Disbursements
Net amount paid policyholders for losses 276667522
Legal and administrative expenses in adjustment of claims 8050449
Commissions and allowances to agents
b Renewal 175024409
Salaries of officers and employes 57643610
Rents and interest 6655813
Advertising printing postage telegrams etc 9050198
Loss on sale and decrease by adjustment of assets 6768719
Other items
Furniture and fixtures 1514885
Maps 732391
Inspections and surveys 12585019
Taxes licenses and fees 36254147
Legal expenses 41286
Agents balances charged off 148965
Auditing 360403
Appraisal fees 4800
Real estate expenses 1998828
Dividends to stockholders 40000000
Borrowed money repaid 4500000
Decrease in liabilities on account reinsurance 336150
138976875
Total disbursements 678837595
Balance 1565992164
Ledger Assets
Book value of real estate
Mortgage loans first lien 150760500
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Bills receivable taken for fire risks
Funds due under reinsurance treaties
Due from clearing house for losses
Due from reinsurance bureau for losses
38045817
2453
1442221
288593
47036000
150760500
827200424
317974043
190117
70133351
8643747
104274898
39779084
Total ledger assets as per balance No 23 156599216458 Annual Report
NonLedger Assets
11661272
Interest due and accrued
Other items 11 72507
Reinsurance recoverable on paid losses
1578825943
Total assets
Deduct Assets Not Admitted
11 154 69
Agents balances sism u
Bills receivable 81832d4
tBooktvlSue of bonds and stocks over market value 85013467
Total not admitted assets j 14 845is773
Total admitted assets iMiiia
Liabilities
Net amount of unpaid losses and claims infissi
Reserves or unearned premiums on risks outstanding innnnnnn
Dividends to stockholders declared but unpaid lu
Salaries and miscellaneous accounts due or accrued Woooooo
Taxes due or accrued Juuooooo
Other items on nnn nn
Contingent commissions due or accrued zououuu
Commissions on farm premiums payable when
notes become due mnAnnnn
Special reserve fund auuuuuuu 33777000
Total amount of liabilities except capital 965560493
Capital actually paid in cash isq so
Surplus over all liabilities 3189d3280
Surplus protection to policyholders 518953288
Total liabilities 1484513773
Business in ForceFire
Risks Premiums
i fo n the nt dav December 1918 1476902070 1494841050
In force on the 3Jst aay ueLemuei io v R
Written or renewed during the year 1021899801 10207640iW
Tota 2498801871 2515605137
Deduct thoseexpired and marked off as terminated 858607141 832330367
In force at the end of the yearUfMliill HJtEw
Deduct amount reinsured 251586258 26247024
Net amount in force1382608472 1420804523
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day December 1918 30249395 72421619
Written or renewed during the year 67197iff ijiiijj
Total 97446672 203593052
Deduct those expiredand marked off as terminated 51921542 117250461
In force at the end of the year5 45525130 86342591
Deduct amount reinsured HnfiHSJ
Net amount in force 32065329 65835845
Business in the State of Georgia
A Fire Marine and
Inland
Cross risks written 1020465500 9840100
Less 3491411 risks cancelled and 2064071 rein
surance in companies authorized in Georgia 562655700 2892500
Net risks written 467809800 6947600
Less 2731816 return premiums and 3187258
premiums for reinsurance in companies author
ized in Georgia 5810647 10842Insurance Department of Georgia
59
Net premiums received 7658114
Losses paid deducting salvage 6889726
Less losses on risks reinsured in companies autho
rized in Georgia 2417663
Net losses paid
Losses incurred
Less losses on risks reinsured in companies author
ized n Georgia
Net losses incurred
Investments in Georgia
City of Savannah auditorium bonds interest 4 12
maturity 1935
Total investments in Georgia
6131254
1957074
4174180
1000000
123618
4472063 T
175000
175000
1000000
ATLANTIC MUTUAL FIRE INSURANCE COMPANY
19 East Bay Street Savannah Ga
Konemann President
Fred Wessels Jr Secretary
Capital Stock
Amount of paidup capital
Ledger assets Dec 31 1918
10000000
23268404
Extended at 23268404
Income
Gross premiums on new business
Deduct amount paid for reinsurance and return pre
miums
22403436
10631189
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Difference in trial balance commissions received
from reinsurance connections
Increase in liabilities during the year on account
of reinsurance treaties
11772247
1227735
500000
3542
700000
2149373
16352887
39621291
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses 3490440
Legal and administrative expenses in adjustment of claims 36415
Commissions and allowances to agents
a First year traveling expenses 69403
b Renewal 2798448
Salaries of officers and employes 1434205
Advertising printing postage telegrams etc 259028
Paid policyholders for dividends see below 555325
Loss on sale and decrease by adjustment of assets 10000
Other items
Taxes and licenses 378836
Sundry office expense 579187
Unlocated difference in surplus as between report and balance
in amount on ledger 7176
Interest paid guarantors 700000
Interest on borrowed money 19403
10337866
Total disbursements
Balance 29283425
Dividends to policyholders 1204503 less dividends received from
reinsuring companies 649178 total 55532560
Annual Report
Ledger Assets
Book value of real estate HVcoqnfi
Mortgage loans first lien all i
Bonds at book value I7cft7s
Stocks at book value 17071 38
Deposits at interest 174S2 1
Deposits not at interest
Agents balances net 30a
Other items suo no
War savings stamps 7qq
Furniture and fixtures i innnn
Collateral loans JK
Bills receivable iLonn
Total ledger assets as per balance No 23 1 29283425
NonLedger Assets
Interest due and accrued 120000
Total assets 29403425
Deduct Assets Not Admitted
Agents balances 400242
Bills receivable 415644
Other items
Furniture fixtures and safes 179962
99054s
Total admitted assets 28407577
Liabilities
Net amount of unpaid losses and claims clonnnn
Reserves or unearned premiums on risks outstanding bb9000U
Salaries and miscellaneous accounts due or accrued
agents commissions innnnn
Taxes due or accrued Aouuuu
Other items
Interest due guarantors ocjvi 97
Due reinsurance companies JJj
Total amount of liabilities except capita 1010J99b
Capital actually paid in cash oSSV 0
Surplus over all liabilities 8304o81
Surplus protection to policyholders 18304581
Total liabilities 28407577
Business in ForceFire
Risks Premiums
In force on the 31st dav December 1918 8824467 12161655
AVritten or renewed during the year 18000767 22403436
Total 26825234 34565091
Deduct those expired and marked off as terminated 7347594 14880372
In force at the end of the year 1947794 19684719
Deduct amount reinsured 3845001 6909314
Net amount in force 15632593 12775405
Business in the State of Georgia
Fire
Gross risks written 920611800
Less 651388 risks cancelled and 982402 reinsurance in companies
authorized in Georgia 163379000
Net risks written 757232800
Gross premiums on risks written i 8700168
Less 2700198 return premiums and 1551124 premiums for rein
surance in companies authorized in Georgia 4252322
Net premiums received 4447846Insurance Department of Georgia
61
Losses paid deducting salvage 452758
Less losses on risks reinsured in companies authorized in Georgia 106147
Net losses paid 346611
Losses incurred 483821
Less losses on risks reinsured in companies authorized in Georgia 107047
Net losses incurred 376774
Investments in Georgia
Real estate 3274522
Bonds and stocks 6128075
Mortgage loans 11269906
Collateral loans 170000
Total investments in Georgia 20842503
ATLAS ASSURANCE COMPANY LTD
100 William Street New York N Y
Frank Lock U S Manager
Attorney for service in GeorgiaCliff C Hatcher Atlanta Ga
Capital Stock
1918 428378878
Ledger assets ec 31
Extended at 428378878
Income
Gross premiums on new business 665511962
Deduct amount paid for reinsurance and return pre
miums 320686133
Total premiums
Interest and rents
Other items
Taxes withheld
Remittances from home office
67377
992540
344825829
15597805
1059917
Total income 361483551
Carried forward 789862429
Disbursements
Net amount paid policyholders for losses 140978304
Legal and administrative expenses in adjustment of claims 3530889
Commissions and allowances to agents 63152430
Salaries of officers and employes 39800225
Rents and interest 23326192
Advertising printing postage telegrams etc 5393837
Other items
Taxes licenses and fees 163 675 18
Travel 933638
Furniture fixtures and maps 1887535 undrs boards 7379329 9266864
All other expenses 1549220
Remittances to home office 146 632 09
Agents balance charged off 1390708
Total disbursements 299359534
Balance 490502895
Ledger Assets
Book value of real estate 50 000 00
Bonds at book value 3211 763 69
Stocks at book value 287751 88
Cash in office 2412089
Deposits at interest II 359465 82
Agents balances net 950721 92g2 Annual Report
Other items 2007930
Reinsurance recoverable on paid Josses 495002895
Total ledger assets as per balance iSo ii
NonLedger Assets
3862471
Interest due and accrued
494365366
Total assets
Deduct Assets Not Admitted
4559480
Agents balances
Other items 1500000
Book value ot R E ovr market TOtae j ft
Book value of bonds and stocks over market vaiue 40830007
45389487
Total not admitted assets
448975879
Total admitted assets
Liabilities
22390173
Net amount of unpaid losses and claims j 279780360
Reserves or unearned premiums on sks outstandmg w
Salaries and miscellaneous accounts due oi accrued 7500000
Taxes due or accrued
Other items 3502481
Contingent commissions 67377
Miscellaneous 3569858
313642107
Total amount of liabilities except capital
Surplus over all liabilities
135333772
Surplus protection to policyholders
fli 448975879
Total liabilities
Business in ForceFire
Risks Premiums
In force on the 31st day December 1918 696576924 fig
for reinsurance
1389541178 1297188938
Total
Deduct those expired and marked off as terminated 549170205 542140453
in force at the end of the year J0 70978 7 550 48485
mnfm ZTyr 533568177 510413484
Business in ForceMarine and Inland
Risks Premiums
it ia necemher 1918 3385344 6970735
In force on the 31st da Decemner lsio 232 40107
Written or renewed during the year 127459u iumivi
16131314 30210842
Deduct Tho7eixplridanlmakedoffasterminated 5967658 390627
in force at the end of the year WAfAlt Swill
Deduct amount reinsured 2678171 olJb
Net amount in force 748B485 15845019
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 2519714700 32733500
Less 4324675 risks cancelled and 9171679 rein nn 7fi or0 no
surance in companies authorized in Georgia 1342010400 65000
Net risks written 1177704300 25108500
Gross premiums on risks written 28855101 903419Insurance Department of Georgia
Less 4815142 return premiums and 72S6183
premiums for reinsurance in companies authorized
lzed in Georgia 11904600
Net premiums received 16950501 f
Losses paid deducting salvage 117 080 78
Less losses on risks reinsured in companies author
ized in Georgia 4485945
Net losses paid 75 730 gg J
Losses incurred 122258 88
Less losses on risks reinsured in companies author
ized in Georgia 4485945
Xet losses incurred 7739943
Investments in Georgia
Bonds j 1000000
Total investments in Georgia
63
196725
706694
21578
215783
224983
224983
1000000
AUTOMOBILE INSURANCE COMPANY OF HARTFORD CONN
650 Main Street Hartford Conn
M G Bulkeley President j c Barden Secretary
Attorney for service in GeorgiaW H Rhett Atlanta Ga
Kinds of business done in GeorgiaFire Insurance
Capital Stock
Amount of paidup capital 2 000 000 00
Ledger assets Dee 31 1918 912662164
Extended at 912662164
Income
Gross renewal premiums 1661736466
Deduct amount paid for insurance and return pre
miums 786337115
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
other items
Net Michigan surcharge premiums
Increase liabilities on account reinsurance treaties
From agents balances previously charged off
175399351
30163931
223750
188350
4783620
4698
4976668
10763700
Total income 9
Carried forward 1823425864
Disbursements
Net amount paid policyholders for losses 3 734 767 10
Legal and administrative expenses in adjustment of claims 5947L36
Commissions and allowances to agents 377 539 39
Rents and interest 62236 73
Advertising printing postage telegrams etc 406648 35
Other items
Field supervisory expenses 627 046 09
Taxes 34197265
Agents balances charged off 2 852 83
Paid stockholders for dividends 200000 00
117187157
Total disbursements T 727761940
Balance 1095663924
Ledger Assets
Collateral loans 620 175 00
Mortgage loans first lien 44300000 44300000
Bonds at book value 5325699 44
Stocks at book value 6091000g4 Annual Report
217261
Cash in office 238547066
Deposits at interest 7722495
Deposits not at interest 199150217
Agents balances net
Other items 2649182
Bills receivable 885759
Reinsurance due on paid losses lg 13g w
Advance traveling expenses 5048441
tvt oq 1095663924
Total ledger assets as per balance No 23
NonLedger Assets
8750546
Interest due and accrued
Other items 6623367
Due from reinsurance companies on paid losses
l 1111037837
Total assets
Deduct Assets Not Admitted
310488
Agents balances T 26 49182
Bills receivable
Other items 1513500
Advance traveling o 44
Book value bonds over market value a 5857444
8817114
Total not admitted assets T
1102220723
Total admitted assets
Liabilities
Net amount of unpaid losses and claims S2qss
Reserves or unearned premiums on riscs outstanding looOOOO
Dividends to stockholders declared but unpaid 817 82
Sadies and miscellaneous accounts due or accrued 3849i254
Taxes due or accrued
Other items 246 076 38
Funds held under reinsurance to treaties 665656
Total amount of liabilities except capital tobbbaoD
Capital actually paid in cash
Surplus over all liabilities 2055ob
Surplus protection to policyholders 40o555067
1102220723
Total liabilities
Business in ForceFire
Risks Premiums
tv 1of December 1918 686355177 629925607
In force on the 31st day uecemoer isio 0Qa71777 7 779 822 14
Written or renewed during the year 9948717 777982214
Excess of original premiums over amount received gl 2U gJ
for reinsurance
1681226954 1410029253
in force at the end of the year1 SmSsI IVllusTl
Deduct amount reinsured 33021793d j4iu448ai
Net amount in force 665 365208 526195857
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day December 1918Mi0 HHsllo
Written or renewed during the year 3123665172 883545
3884353138 1106150199
pgduotthVexprratd nrkedott m terminated 8358761597 784180572
In force at the end of the year 8008 HKIl
Deduct amount reinsured 65883006 47536821
Net amount in force 230718535 274412806Insurance Department of Georgia 65
Business in the State of Georgia
A Fire Marine and
i Inland
Gross risks written 1956312200 7976100
Less 861940200 risks cancelled and 345306200
reinsurance in companies authorized ir Georgia1207066400 180000
Net risks written 749245800 7796100
Gross premiums on risks written 17816984 460860
Less 56s39V return premiums and 2256110 pre
miums for reinsurance in companies authorized in
Georgia 7876562 9945
Net premiums received 9940422 450915
Losses paid deducting salvage 6987092 29833
Less losses on risks reinsured in companies author
ized ii GeorfciD 980758
Net losses paid 6006334 29833
Losses incurred 7190775 29833
Less losses on risks reinsured in companies author
ized in Georgia 1448366
Net losses incurred 5742409 29833
Investments in Georgia
Bonds 1000000
Total investments in Georgia 1000000
BANKERS AND SHIPPERS INSURANCE COMPANY
3 South William Street New York N Y
William G Willcox President Robert Van Iderstine Secretary
Attorney for service in GeorgiaJ P Lewis Valdosta Ga
Kinds of business done in GeorgiaFire and Automobile
Capital Stock
Amount of paidup capital lOJO00000
Ledger assets Dec 31 1918 250000000
Extended at
Income
Gross premiums on new business 222487031
Deduct amount paid for insurance and return pre
miums 106798299
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
250000000
115688732
7888276
75000
123652008
Total income I
Carried forward 373652008
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 18619435
9317998
46088
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Other items
Taxes and fees
Furniture and maps
18619435
5271891
578878
2869546
899790
1320305
66 Annual Report
Tpeoi 151457
Legal 2371552
Total disbursements 39075388
Balance 334576620
Ledger Assets
Bonds at book value 248827157
Cash in office oonJTili
Deposits at interest 88021419
Agents balances net 42201936
Other items o
Due from other companies reinsurance recovered unpaid losses 5308437
Total ledger assets as per balance No 23 334576620
NonLedger Assets
Interest due and accrued 3430555
Other items
Dosses due from unadmitted companies offset by
premiums due to them 17325637
Total assets i 355332812
Deduct Assets Not Admitted
Agents balances 84417
Bills receivable 1987609
Other items
Book value bonds over market 2502157
Total not admitted assets 4574183
Total admitted assets I 350758629
Liabilities
Net amount of unpaid losses and claims 54239472
Reserves or unearned premiums on risks outstanding 56032175
Salaries and miscellaneous accounts due or accrued 500000
Taxes due or accrued 1802823
Total amount of liabilities except capital 112574470
Capital actually paid in cash 100000000
Surplus over all liabilities 138184159
Surplus protection to policyholders 238184159
Total liabilities 350758629
Business in ForceFire
Risks Premiums
Written or renewed during the year 113971996 98960758
Total 113971996 98960758
Deduct those expired and marked off as terminated 16325327 11205672
In force at the end of the year 97646669 87755086
Deduct amount reinsured 38157642 35738615
Net amount in force 59489027 52016471
Business in ForceMarine and Inland
Written or renewed during the year 332745217 119019711
Total 332745217 119019711
Deduct those expired and marked off as terminated 284286459 86673178
In force at the end of the year 48458758 32346533
Deduct amount reinsured 13504977 9826961
Net amount in force 34953781 22519572
Business in the State of Georgia
A Fire
Gross risks written 6758071Of
Less 944290 risks cancelled and 1945573 reinsurance In com
panies authorized in Georgia 288986300Insurance Department of Georgia 67
Net risks written f 382J
Gross premiums on risks written oudoou
Less 1066947 return premiums and 2274621 premiums for re
insurance in companies authorized in Georgia ddtiabs
Net premiums received 4724682
Losses paid deducting salvage 7H2
Less losses on risks reinsured m companies authorized in Georgia 4t9xz
Net losses paid 751346
Losses incurred 7iUsd
Less losses on risks reinsured in companies authorized in Georgia461572
Net losses incurred 41546
Investments in Georgia
Bonds 1000000
Total investments in Georgia 1000000
BRITISH AMERICA ASSURANCE COMPANY
18 20 and 22 Front Street East Toronto Canada
W B Meikle President E F Garrow
Attorney for service in GeorgiaCharles H Godfrey Atlanta
Capital Stock
Amount of paidup capital ltAl
Ledger assets Dec 31 1918 250836415
Secretary
Ga
Extended at
250836415
Income
Gross premiums on new business 296484239
Deduct amount paid for insurance and return pre
miums 149678461
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other items
Agents balances previously charged off
Received from home office
Total income
Carried forward
146805778
8849619
415465
12000
21447429
17Y53T291
428366706
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Advertising printing postage telegrams etc
Rents and interest
Remitted to home office
Loss on sale and decrease by adjustment of assets
Other items
Taxes
Furniture and fixtures
Maps
Boards
Field salaries and supervision
Total disbursements
Balance
73853922
1156128
34520779
7860952
2308412
850406
56149224
1471440
6317330
377441
255281
3303881
6778266
195203462
233163244gg Annual Report
Ledger Assets
Bonds at book value 18sis47uO
stocks at book vaiue 2XH77401
Deposits at interest SivVx
Agents balances net ioauttX6
Total ledger assets as per balance No 231 233163244
NonLedger Assets
Interest due and accrued 8Jt6lSJ
Total assets 23b309025
Deduct Assets Not Admitted
Agents balances 539076
Book value of bonds and stocks over market value 6034903
Total not admitted assetsi 6573979
Total admitted assets 229735046
Liabilities
Net amount of unpaid losses and claims 19337335
Reserves or unearned premiums on risks outstanding 12240336
Salaries and miscellaneous accounts uue or accrued 200000
Taxes due or accrued 4752338
Other items
Contingent commissions Aouuuu
Total amount of liabilities except capital 151185059
Capital actually paid in cash deposit capitalif 2o000u00
Surplus over all liabilities 57949987
Surplus protection to policy holders 77949987
Total liabilities 229735046
Business in Georgia
In force December 31st 1918 4460181
Issued revived or increased 4284623
Sum 8744804
Deduct ceased to be in force during the year 4170497
In force December 31st 1919 4574307
Net losses paid during year 2584930
Net losses incurred during year 2460389
Business in ForceFire
Risks Premiums
In force on the 31st day of December as per line 6
under this heading in last years statement 336750670 327693402
Written or renewed during the year 307134342 290724655
Excess of original premiums over amount received
for reinsurance 3867923
Total 643885012 622285980
Deduct those expired and marked off as terminated 296774244 275893405
In force at the end of the year 347110768 346392575
Deduct amount reinsured schedule required 104261309 100233872
Net amount in force 242849459 f 246158703
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December as per line 6
under this heading in last years statementJ 1584050 4341897
Written or renewed during the year 8748232 5759584
Total 10332282 101014v81
Deduct those expired and marked off as terminated 8940147 6237219
In force at the end of the year 1392135 3864262
Deduct amount reinsured schedule required 41897 57266
Net amount in force 1350238 3806996Insurance Department of Georgia
69
Recapitulation of Fire Risks and Premiums
Year Amount
Written Term Covered
1919 One year or less 94992030 5
1918 Two years
1919 Two years
1917 Three years 38153324
1918 Three years 36393303
1919 Three years 41921703
1916 Four years
1917 Four years
1918 Four years
1919 Four years
1915 Five years 6861185
1916 Five years 6065960
1917 Five years 6802559
1918 Five years 5462760
1919 Five years 6096635
Over five years
Premiums
Charged
94967064
34931025
35746596
1220860
8083398
7376315
8206358
7449695
8177392
Totals 242849459 246158703
Perpetual risks
Grand totals 242849459 246158703
Investments in Georgia
Fraction Premiums
Unearned Unearned
1
1
3
1
1
5
1
3
5
7
1
3
1
7
9
pro
10
10
2
10
10
rata
47483532
1000000
5821838
17873298
34350717
808340
2212895
4103179
5214787
7359653
125228239
125228239
Bonds
Total investments in Georgia
1000000
CALEDONIAN INSURANCE COMPANY
5052 Pine Street New York N Y
Chas H Post Manager R C Christopher Assistant U S Mgr
Attorney for service in GeorgiaBowie Martin Atlanta Ga
Capital Stock
Ledger assets Dec 31 1918 313557734
Extended at 313557734
Income
Total premiums 213408712
Interest nd rents 13604167
Profits on sale or increase by adjustment of assets 2000
Total income 227014879
Carried forward 540572613
Disbursements
Net amount paid policyholders for losses 102257140
Legal and administrative expenses in adjustment of claims 6369821
Commissions and allowances to agents 48882880
Salaries of officers and employes 13885517
Rents and interest i 1207377
Advertising printing postage telegrams etc 2912635
Loss on sale and decrease by adjustment of assets 9109547
Other items
Miscellaneous office expenses 73769
Agents balances charged off 11201
Furniture and fixtures 124407
Remittance to home office 17480434
Maps 426354
Real estate expenses 2826731
Inspections and surveys 3711628
Federal taxes 3014444
Taxes licenses and fees 664516170 Annual Report
20363
Legal expenses 4485354
Field supervisory expenses
223444763
Total disbursements
317127850
Balance
Ledger Assets
44378058
Book value of real estate j 92505259
Bonds at book value 1T5 72549
Stocks at book value 57723
Cash in office 17081948
Deposits at interest T 447 94497
Agents balances net
Other items 7 37786
Due for reinsurance on losses paid
Total ledger assets as per balance No 23 317127850
NonLedger Assets
2020337
Interest due and accrued
4 S 319148187
Total assets
Deduct Assets Not Admitted
Agents balances 152887
Other items Qn 7Qa co
Book value of real estate over market value n9iQSS
Book value of bonds and stocks over market value 11024948
Total not admitted assets 14555883
Total admitted assets 304592304
Liabilities
Net amount of unpaid losses and claims 17435565
Reserves or unearned premiums on risks outstanding lSNtt
Salaries and miscellaneous accounts due or accrued Knnnnnn
Taxes due or accrued7 5000000
Other items innnnoo
Reserve for contingencies iin on
Total amount of liabilities except capitalrrj J14S119U
Capital actually paid in cash InniVSiI
Surplus over all liabilities 70081214
Surplus protection to policyholders 90081214
Total liabilities 304592304
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918i SS j4 703 87
Written or renewed during the year 3203Ulb89 6iilU6si
Tota 716049127 758750605
Deduct those expired and marked off as terminated 286105389 306097927
In force at the end of the year 429 943 738 ffi
Deduct amount reinsured 10437315b 116149890
Net amount in force 325570582 336502788
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day December 1918 IMSSl 55
Written or renewed during the year ll627b98 43695st
Total 25423851 99567360
Deduct those expired and marked off as terminated 16102561 66847767
In force at the end of the year 9321290 S 32719593
Deduct amount reinsured 765025 2064936
Net amount in force 8556265 30654657Insurance Department of Georgia 71
Business in the State of Georgia
A Fire
Gross risks written 475043900
Less 190573700 risks cancelled and 137285900 reinsurance in
companies authorized in Georgia 227859600
Net risks written 247184300
Gross premiums on risks written 6448321
Less 905547 return premiums and 1961320 premiums for rein
surance in companies authorized in Georgia 2866867
Net premiums received 3581454
Losses paid deducting salvage 2513723
Less losses on risks reinsured in companies authorized in Georgia 1233696
Net losses paid 1280027
Losses incurred 3133156
Less losses on risks reinsured in companies authorized in Georgia 1523512
Net losses incurred 1609644
CAMDEN FIRE INSURANCE ASSOCIATION
Camden N J
E B Read Jr President J K Sharp Secretary
Attorney for service in GeorgiaCharles M Jerome Atlanta Ga
Kinds of business done in GeorgiaFire Tornado Automobile and Marine
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1918 541653603
Extended at r 541653603
Income
Gross premiums on new business 661714163
Deduct amount paid for insurance and return pre I
miums 258291777
Total premiums 403422386
Interest and rents 25316191
Profits on sale or increase by adjustment of assets 206980
Other sources
Transfer fees 2700
Total income 428948257
Carried forward 970601860
Disbursements
Net amount paid policyholders for losses 170495564
Legal and administrative expenses in adjustment of claims 3750
3564205
Commissions and allowances to agents 107605312
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Expenses
Federal taxes
Agents balances charged off
16747413
1264794
4532554
11797720
11940690
11502498
15146740
4923172
Annual Report
Deposit premiums returned Jn77xq
Real estate expensesaunog 27137708
Total disbursements r 355089710
Balance 615512150
Liedger Assets
Book value of real estate 152SI5
Mortgage loans first lien 566825 561582500
Bonds at book value IKHSiS
Stocks at book value in iq
Cash in office C
Deposits at interest io7
Deposits not at interest cio Sbi li
Agents balances net oosii
Other items
Bills receivable taken for fire risks 747b
Loans secured by pledge of bonds etc ScSSqk
Other ledger assetsAtfbaa g 571 71
Total ledger assets as per balance No 23 615512150
NonLedger Assets
Interest due and accrued 6t3At
Market value of assets over book value i
Reinsurance due on paid fire losses schedule E 277050
Total assets 622463668
Deduct Assets Not Admitted
Agents balances 1 16ji5
Bills receivable 7476
Other items
Deposits lines 13 14 15 220000
Book value of bonds and stocks over market value 14552809
14772809
Total not admitted assets 14945933
Total admitted assets 607517635
Liabilities
Net amount of unpaid losses and claims 60439500
Reserves or unearned premiums on risks outstanding 310394819
Dividends to policyholders declared but unpaid 48280
Salaries and miscellaneous accounts due or accrued 408551
Taxes due or accrued 15000000
Other items
Amount reclaimable by insured on policies 2835067
Contingent commissions 2383918
Interest paid in advance 7500
Reserve for contingencies 6000000
11226485
Total amount of liabilities except capital 397517635
Capital actually paid in cash 100000000
Surplus over all liabilities 110000000
Surplus protection to policyholders 210000000
Total liabilities 607517635
Business in ForceFire
Risks Premiums
In force on the 31st day December 1918 612770001 615087047
Written or renewed during the year 572027229 617718651
Total1184797230 1232805698
Deduct those expired and marked off as terminated 502925373 538262478
In force at the end of the year 681871857 694543220Insurance Department of Georgia 73
Net amount in force 561171341 570796080
Deduct amount reinsured 120700516 123747190
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day December 1918 16668285 8754406
Written or renewed during the year 88820283 43849294
Total 105488568 52603700
Deduct those expired and marked off as terminated 99012049 44797203
In force at the end of the year 6476519 7806497
Deduct amount reinsured 247999 266077
Net amount in force 6228520 7540420
Perpetual risks not included above 130060700
Deposit premiums on same 3150075
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 1294713900 113522600
Less 4494241 F 187175 M risks cancelled and
2866600 F 16611 M reinsurance in companies
authorized in Georgia 736084100 20378600
Net risks written 558629800 93144000
Gross premiums on risks written 15213876 2111491
Less 3724795 F 448907 M return premiums
and 2749751 F 23965 M premiums for reinsur
ance in companies authorized in Georgia 6474546 472872
Net premiums received 8739330 1638619
Losses paid deducting salvage 5608331 1027813
iss losses on risks reinsured in companies author
ized in Georgia 835702
Net losses paid 4772629 1027813
Losses incurred 5054031 1221613
Less losses on risks reinsured in companies author
ized in Georgia 639561
Net losses incurred 4414470 1221613
Investments in Georgia
Troup county Ga 5 1941 10000001050000
Total investments in Georgia 1000000
CENTRAL MANUFACTURERS MUTUAL INSURANCE COMPANY
122 and 124 West Main Street Van Wert Ohio
H V OIney President C A L Purmort Secretary
Attorney for service in GeorgiaJ L Riley Atlanta Ga
Kinds of business done in GeorgiaFire
Capital Stock
Ledger assets Dec 31 1918 122388167
Extended at 122388167
Income
Gross premiums on new business 1699672S5
Deduct amount paid for insurance and return pre
miums 2986052574
Annual Report
Total premiums
Interest and rents
Gross increase by adjustment in book value of ledger assets
Total income
Carried forward
140106730
4862423
1400000
146369153
268757320
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Other items
Salaries of field men
Expenses of field men
Executive traveling expenses
Furniture and fixtures
Maps f
Inspections
Federal taxes
Taxes licenses and fees
Legal expenses
General expenses
Supplies
Real estate expenses
46421310
1058828
26406822
4253583
447104
1043256
17800086
225000
619541
111304
414145
54358
2724185
878213
2025785
239899
122030
105377
213653
7733490
Total disbursements5 105164479
Balance 163592841
Ledger Assets
Book value of real estate r J2
Mortgage loans first lien 18730000 ilHSS 2
Bonds at book value Sooni Xs
Cash in office lonflr
Deposits at interest iSriiies
Deposits not at interest iaai4bua
Total ledger assets as per balance No 23 163592841
NonLedger Assets
Interest due and accrued 1129014
16472855
Total assets
Deduct Assets Not Admitted
Book value of bonds over market value
3136500
3136500
Total not admitted assets
Total admitted assets 161585355
Liabilities
Net amount of unpaid losses and claims 8233111
Reserves or unearned premiums on risks outstanding 72368114
Salaries and miscellaneous accounts due or accrued Xa
Taxes due or accrued 1450000
Contingent commissions or other charges due or accrued 3805338
Total amount of liabilities except capital 859070163
Surplus over all liabilities 75678192
Surplus protection to policyholders 75678192
Total liabilities 161585355Insurance Department of Georgia
75
Business in ForceFire
Risks
In force on the 31st day December 1918 Joooei5
Written or renewed during the year lliiUQJi
Total 202583171
Deduct those expired and marked off as terminated 98433880
In force at the end of the year 104291
Deduct amount reinsureddis
Net amount in force 103532243
Business in the State of Georgia
Gross risks written7 132832100
Less risks cancelled and reinsurance in companies
authorized in Georgia o4089400
Net risks written J7W
Gross premiums on risks writtenduaaiuu
Less return premiums and premiums for reinsur
ance in companies authorized in Georgia 141b Ibb
Net premiums received 1878344
Dosses paid deducting salvage 2986177
Dosses incurred 2754o0
Net losses incurredJ 2754307
Premiums
109073134
169967255
279040389
133991041
145049348
930087
144119261
1817500
110000
1707500
53731
8105
45626
1856
1656
CITIZENS INSURANCE COMPANY OF MISSOURI
Pierce Building St Douis Mo
Chas E Chase President D O Crocker Secretary
Attorney for service in GeorgiaW R Prescott Atlanta Ga
Kinds of business done in GeorgiaFire Insurance
Capital Stock
20000000
120768486
Amount of paidup capital
Dedger assets Dec 31 1919
Extended at 120768486
Income
Gross premiums on new business 394716570
Deduct amount paid for insurance and return pre
miums
159880975
Total premiums
Interest and rents
34835595
3149054
37984649
Total income
Carried forward 158753135
Disbursements
Net amount paid policyholders for losses 1
Degal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
20260449
204110
11621793
24942
17535
3174
1600000
1436620876
Annual Report
Other items 5
Taxes licenses and fees Federal taxess4Sai
Total disbursements 48953092
Balance 109800043
Ledger Assets
Mortgage loans first lien 4110000 1 l9222
Bonds at book value 526n2i
Stocks at book value sij2
Deposits at interest T 3878Jll
Deposits not at interest 316601
Agents balances net 13846875
Total ledger assets as per balance No 23 109800043
NonLedger Assets
Interest due and accrued 915037
Total assets 110715080
Deduct Assets Not Admitted
Book value of stocks and bonds over market value 4553451
Total not admitted assets 4553451
Total admitted assets 106161629
Liabilities
Net amount of unpaid losses and claims 3707883
Reserves or unearned premiums on risks outstanding 23633247
Taxes due or accrued 700000
Other items
Funds held under reinsurance treaties 24915766
Total amount of liabilities except capital 52956896
Capital actually paid in cash 20000000
Surplus over all liabilities 33204733
Surplus protection to policyholders 53204733
Total liabilities 106161629
Business in ForceFire
Risks Premiums
In force on the 31st day December 1918 337069589 355505759
Written or renewed during the year 352003222 383017082
Total 689072811 738522841
Deduct those expired and marked off as terminated 421532593 458012751
In force at the end of the year 267540218 280510090
Deduct amount reinsured 225310183 237158471
Net amount in force 42230035 43551619
Business in ForceMarine and Inland
In force on the 31st day December 1918 3436785 6481127
Written or renewed during the year 4705144 9398393
Total 8141929 15879520
Deduct those expired and marked off as terminated 5005478 8404224
In force at the end of the year 3136451 7475296
Deduct amount reinsured 3136451 7475296
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 698715000 1922500Insurance Department of Georgia 77
JcSS 277590300 865000
Net risks written 421124700 1057500
Gross premiums on risks written jgyanl 9441596 42345
Less 1550661 return premiums and 16495SS
premiums for reinsurance in companies authorized
in Georgia
Net premiums received 32335
Losses paid deducting salvage 7 3587430 21000
Less losses on risks reinsured in companies author
ized in Georgia
1322257 21000
Net losses paid T
incurred 4416416 21000
Lels tosses on risksreTnsGredin companies author
ized in Georgia
1386764 21000
Net losses incurred
CITY OF NEW YORK INSURANCE COMPANY
Maiden Lane and William Street New York N Y
Major A White President J French Secretary
Attorney for service in GeorgiaW H Rhett Atlanta Ga
Kinds of business done in GeorgiaFire
Capital Stock
Amount of paidup capital 8g
Ledger assets Dec 31 1918
Extended at
Income
Gross premiums on new business 285637698
Deduct amount paid for insurance and return pre 1492 8Q0 70
miums
274212548
Total premiums
ProflsSUasaleroncea7eyaQJuitminrsoraiiiti
From agents balances previously charged off
Total income
Carried forward
136357628
8306114
58500
12148
144734390
358946038
Disbursements
Net amount paid policyholders for losses
Legafandadministrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertisng printing postage telegrams etc
Paid stockholders for dividends
Loss on sale and decrease by adjustment of assets
Furniture and fixtures including rent of and re
49476067
1614268
31448881
17731869
949147
1308314
3600000
2249999
pairs to
Maps including corrections
395831
7146678
Annual Report
Inspections and surveys including underwriters
boards and tariff associations
Taxes licenses and fees
Legal expenses excluding legal expenses on losses
Agents balances charged off
Miscellaneous
53 26477
5326477
85815
280013
97600
8829777
Total disbursements

Balance
111208322
247737716
Ledger Assets
21850000
Mortgage loans first lien 21850000 i21
n t K1j Tallin lii00
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Total ledger assets
NonLedger Assets
Interest due and accrued
Other items
Reinsurance due on paid losses
79482674
1602777
17883986
572802
31613342
47737716
1541290
2721906
Total assets 252000912
Agents balances twu6z
Other items M M
Book value of bonds and stocks over market value 14093809
Total not admitted assets 14373841
Total admitted assets 237627071
Liabilities
Net amount of unpaid losses and claims 22502300
Reserves or unearned premiums on risks outstanding l04bblb
Salaries and miscellaneous accounts due or accrued 1UOU 00
Taxes due or accrued 4uuuuu
Other items
Contingent commissions or other charges due or accrued 400000
Total amount of liabilities except capital 132367467
Capital actually paid in cash
Surplus over all liabilities
45259604
Surplus protection to policyholders 105259604
Total liabilities 23762701
Business in ForceFire
Risks Premiums
In force on the 31st day December 1918 251833817 245758927
Written or renewed during the year 237391393 232917853
Total 489225210 478676780
Deduct those expired and marked off as terminated 212130517 208716496
In force at the end of the year 277094693
Deduct amount reinsrued 82994154
269960284
82670612
Net amount in force 194100539
Business in ForceMarine and Inland
In force on the 31st day December 1918 1738505
Written or renewed during the year 63035909
Total
Deduct those expired and marked off as terminated
In force at the end of the year
Deduct amount reinsured
64774414
56051722
8722692
5313412
Net amount in force 3409280
187289672
1566689
52719845
54286534
30425998
23860536
14407368
9453168Insurance Department of Georgia
79
Business in the State of Georgia
A Fire
Gross risks written 526460800
Less 1707984 risks cancelled and 1052243 reinsurance in com
panies authorized in Georgia 276022700
Net risks written 250438100
Gross premiums on risks written 7241692
Less 2296508 return premiums and 1783236 premiums for re
insurance in companies authorized in Georgia 4070714
Net premiums received 3161948
Losses paid deducting salvage 3850964
Less losses on risks reinsured in companies authorized in Georgia 726834
Net losses paid 3124130
Lossses incurred 3280764
Less losses on risks reinsured in companies authorized in Georgia 1356190
Net losses incurred 1924574
COMMERCIAL UNION ASSURANCE COMPANY LTD
55 ohn Street New York N Y
A H Wray U S Manager
Attorney for service in GeorgiaD I Mclntyre Atlanta Ga
Capital Stock
Ledger assets Dec 31 1918 1261260264
Extended at 1261260264
Income
i on new
paid for
business
insurance and
return pre
Gross premium
Deduct amount
miums
Total premiums r
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Refund from fire business of inspection expenses
Marine
Remittances from home office
From agents balances previously charged off
1803638396
763625367
10
40013029
48488879
189935
424120
98855505
22597
993 022 22
Total income 1187994065
Carried
forward 2449254329
Disbursements
Net amount paid policyholders pr losses
Legal and administrative expenses in adjustment of claims
Salaries of officers and employes
Commissions and allowances to agents
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Field supervisory expenses
Furniture and fixtures
Maps
Inspections and surveys
Taxes etc
Legal expenses
United hospital fund
Agents balances charged off
Deposit premiums returned
410835149
12616282
60827535
216627910
4612752
14970626
24982449
9195010
1065003
1100283
20488505
69798485
215736
50000
538442
740744
Remittances to home office 100929754
Real estate expenses 1 6015344
21013730680
Annual Report
Total disbursements 955610009
Balance 1493644320
Ledger Assets
Book value of real estate 103900000
Mortgage loans first lien 36600 3660000
Bonds at book value 862091223
Stocks at book value 21797749
Cash in office 132325
Deposits at interest 277359933
Deposits not at interest 2080729
Agents balances net 194741223
Other items
Blls receivable 53115
Due for reinsurance 16658560
Reinsurance recoverable on paid osses 10951563
Collateral loans 217900
27881138
Total ledger assets as per balance No 23 1493644320
NonLedger Assets
Interest and rents due and accrued 10425870
Market value of real estate over book value 421 000 00
Total assets 1546l70190
Deduct Assets Not Admitted
Agents balances 6565313
Bills receivable 17 35
Other items
Book value of bonds and stocks over market value 51450972
Total not admitted assets t 580 18O 20
Total admitted assets 21 1488152170
Liabilities
Net amount of unpaid losses and claims 1 448 974 20
Reserves or unearned premiums on risks outstanding 8037 833 20
balanes and miscellaneous accounts due or accrued 35 22000
Taxes due or accrued Msnnrm
Other items 5980000
Special reserve 300 000 00
Total amount of liabilities except capital 10 414sm jn
Surplus over all liabilities7T6M9i30 11u
Surpus protection to policyholders 446669430
Total liabilities 1488152170
Investments in Georgia
Bonds 2000000
Total investments in Georgia 20000 00
COMMERCIAL UNION FIRE INSURANCE COMPANY OF NEW YORK
55 John Street New York N Y
A H Wray President Wm M Ballard Secretary
Attorney for service in GeorgiaJohi A Whitner Atlanta Ga
Kinds of business done in GeorgiaFire Insurance
Capital Stock
Amount of paidup capital t 2nl ftftn nn
Ledger assets Dec 31 1918ITJL 1 71354203
Extended at 171354203Insurance Department of Georgia
81
Income
Gross premiums on new business 221983649
Deduct amount paid for insurance and return pre
miums 100456616
Total premiums
Interest and rents
124527033
5991267
Total income 130518300
Carried forward 301872503
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Paid stockholders for dividends 2000000
Maps 50234
Agents balances charged off 142088
Legal expenses 8489
Field supervisory expenses 1105654
Furniture and fixtures 85148
Inspections and surveys 2519623
Taxes etc 6166514
49800870
1982864
30267675
6937642
321631
598663
19106091
12077750
Total disbursements 121093186
Balance T 180779317
Ledger Assets
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Reinsurance recoverable on paid losses 1901341
99036423
18541625
1397
31794002
417388
29087141
1901341
NonLedger Assets
Total ledger assets 180779317
Interest due and accrued 1011200
Market value of assets over book valuej 941952
Total assets 182732469
Deduct Assets Not Admitted
Agents balances 964201
Total not admitted assets 964201
Total admitted assets 181768268
Liabilities
Net amount of unpaid losses and claims 11487100
Reserves or unearned premiums on risks outstanding 102501107
Salaries and miscellaneous accounts due or accrued 600000
Taxes due or accrued 3178200
Total amount of liabilities except capital 117716407
Capital actually paid in cash 20000000
Surplus over all iabilities 44051861
Surplus protection to policyholders 64051861
Total liabilities 18176826882 Annual Report
Business in ForceFire
Risks Premiums
In force on the 31st day December 1918J fAHUll llllillH
Written or renewed during the year 215363052 200296409
ta 448255465 421428095
DeductThoiiexpired andmarkidoffTai terminated 176975609 162384532
Tn force at the end of the year 271279856 259043563
Deduct amount remsured 84016376 82139235
Net amount in force 187 263480 176904328
Business in ForceMarine and IflJand
In force on the 31st day December 1918 Hilill Vvl
Written or renewed during the year 9532093 24b87240
Total 13680860 35844967
Deduct those expired and marked off as terminated 7991371 21778152
In force at the end of the year 5689489 Jffi
Deduct amount reinsured 1296226 1044418
Net amount in force 4393263 13022397
Business in the State of Georgia
Gross risks written 369302300
Less 609479 risks cancelled in companies authorized in Georgia 60947900
Net risks written 308354400
Gross premiums on risks written 4266875
Less 490357 return premiums in companies authorized in Geor
gia 490357
Net premiums received 3776518
Losses paid deducting salvage 1287377
Net losses paid 1287377
Losses incurred 1423777
Net losses incurred 1423777
COMMONWEALTH INSURANCE COMPANY OF NEW YORK
76 William Street New York N Y
C S Shallcross President R P Barbour Secretary
Attorney for service in GeorgiaE K McDowell Atlanta Ga
Kinds of business done in GeorgiaFire Auto Tornado Sprinkler Leakage
Explosion War
Capital Stock
Amount of paidup capital i22SJ
Ledger assets Dec 31 1918 374675654
Extended at 374675654
Income
Gross premiums on new business 399864383
Deduct amount paid for insurance and return pre QBr7io1ft
miums l9bi74210
Total premiums 2lQfiJ
Interest and rents iaimvii
Other sources
Rent on real estate due prior to acomsition of
propertv used to decrease SrI
From agentsbalences previously charged off3714
Total income 218360263Insurance Department of Georgia
83
91481467
5562163
42721697
17298402
1018361
3116304
19203543
Carried forward 593035917
Disbursements
Net amount paid policyhilders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Furniture and fixtures including rent of and re
pairs to same 439950
Maps including corrections 134075
Inspections and surveys including underwriters
boards and tariff associations 3645077
Federal taxes 3922965
Taxes licenses and fees 6832961
Legal expenses excluding legal expenses on losses 85505
Agents balances charged off 37601
Incidental and petty expenses small items un
classified 84279
Real estate expenses repairs and expenses 412694
Taxes 186392
Total 599086
15781499
Total disbursements 196183436
Balance
Ledger Assets
Book value of real estate
Mortgage loans first lien 23555000
Bonds at book value
Stocks at book valiie
Deposits at interest
Agents balances net
Other items
Bills receivable taken for fire risks
Other ledger assets viz reinsurance recoverable
on paid losses
37839
623463
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued
396852481
975839
23555000
240835100
69655120
18040415
43129705
661302
396852481
Total assets
Deduct Assets Not Admitted
Agents balances
Bills receivable
Other items
Interest due December 31 1919 on mortgages
Book value of bonds and stocks over market value
3250659
400103140
478554
37839
72500
28256720
28329220
Total not admitted assets t 28845613
Total admitted assets 371257527
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Contingent commissions or other charges due or accrued
Total amount of liabilities except capital
Capital actually paid in cash 50000000
Surplus over all liabiities 122731452
22161737
167565838
500000
6848580
1450000
198526075
172731452
Surplus protection to policyholders
Total liabilities 371257527g4 Annual Report
Business in ForceFire
Risks Premiums
MN 475705496 388585465
Written or renewed during the yean per Income No 42g n6 457 350149341
ExceiioT oTrginaTpremiumsover amount received g 5g
for reinsurance
904621953 7392825a4
M TTVxSiredand mkeToffa7efmtaate 42723J834 318186268
T v a nr thP irear S 477390619 421096296
Deiucfamout TefnsLllTVer 140048995 138059953
N amount in force 337341624 283036343
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December as per line 6
In force on the 31st day of December 1918 20291554 muuis
Written or renewed during the year per income 29093 598 49715042
5 r
t 49385152 99827457
uctWoiiiiTimritaVttMeTmlnaA 86996098 71081239
In force at the end of the year 1 13389059 28746218
Deduct amount reinsured schedule required 289092 718089
Net amount in force 13099967 28028129
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 604450500 19576800
Less risks cancelled and reinsurance m companies
authorized in Georgia 344430000 i9jbOuo
Net risks written 260020500 1620800
Gross premiums on risks written 7138998 413713
Less return premiums and premiums for reinsur
ance in companies authorized in Georgia 3836457 6U45
Net premiums received 3302541 352368
Losses paid deducting salvager 4189025 I 122404
Less losses on risks reinsured in companies author
ized in Georgia Z076Jlb
Net losses paid 2112709 122404
Losses incurred 2639122 S 97404
Less losses on risks reinsured in companies author
ized in Georgia 1147lb
Net losses incurred 1824406 97404
CONCORDIA FIRE INSURANCE COMPANY OF MILWAUKEE
Wells and West Water Streets Milwaukee Wis
Gustav Wollaeger Jr President Frank Damkoehler Secretary
Attorney for service in GeorgiaLangdon C Quin Atlanta Ga
Kinds of business done in GeorgiaFire Lightning Tornado Hail Riot Civil
Commotion and Explosion Marine Automobile and Sprinkler Leakage
Capital Stock
Amount of paidup capital 75000000
Ledger assets Dec 31 1918 335482624
Extended at 335482624Insurance Department of Georgia
85
Income
Gross premiums on new business 355948017
Deduct amount paid for insurance and return prem
miums 107578138
Total premiums 248369879
Interest and rents 15111471
Profits on sale or increase by adjustment of assets 645875
Other sources
Prom agents balances previously charged off 48562
Total income 264175787
Carried forward 599658411
Disbursements
Net amount paid policyholders for losses 81756543
Legal and administrative expense in adjustment of claims 1608304
Commissions and allowances to agents 65075444
Salaries of officers and employes 13777775
Rents and interest 1076379
Advertising printing postage telegrams etc 2663826
Loss on sale and decrease by adjustment of assets 5381450
Other items 28526262
Total disbursements 199865983
Balance 399792428
Ledger Assets
Mortgage loans first Hen 119207500 119207500
Bonds at book value 202134000
Stocks at book value 13350000
Cash in office 2123598
Deposits at interest 5844894
Deposits not at interest 13012162
Agents balances net 44120274
Total ledger assets as per balance No 23 399792428
NonLedger Assets
Interest due and accrued
Due from other companies for losses paid schedule E col No 1
4464803
1452943
Total assets 405710174
Deduct Assets Not Admitted
Agents balances 205155
Total not admitted assets 205155
Total admitted assets 405505019
Liabilities
Net amount of unpaid losses and claims 23271226
Reserves or unearned premiums on risks outstanding 227126504
Taxes due or accrued 10000000
Other sources
Total amount of liabilities except capital 260397730
Capital actually paid in cash 75000000
Surplus over all liabitiies 70107289
Surplus protection to policyholders 145107289
Total liabilities 405505019
Business in ForceFire
Risks Premiums
In force on the 31st day December 1918 403221721 4195 670 04
Written or renewed during the year 324779999 347867153
Totali 728001720
Deduct those expired and marked off as terminated 254875014
767434156
274804233
In force at the end of the year 473126706 49262992386 Annual Report
Deduct amount reinsured 66016687 78774628
Net amount in force 407080019 4 18855295
Business in ForceMarine and Inland
Risks Premiums
in force on the 31st day December 19188 JfOlSM i g40772g
Written or renewed during the year 10030369 80808b5
Total 11231693 10488593
Deduct Those expired and marked off as terminated 9704583 8020731
In force at the end of the year 1527110 t 2467862
Net amount in force VMM 2467862
Business in Force in the State of Georgia
A Fire Marine and
Inland
Gross risks written 501727000 7267300
Less 932869 risks cancelled and J85000 remsur
anee In companies authorized in Georgia 1017Sbauu
Net risks written J 399940100 7267300
Gross premiums on risks written 7476379 38165
Less 1201653 return premiums and 139812 pre
miums for reinsurance in companies authorized in
Georgia 1341466
Net premiums received 6134914 j 38165
Losses paid deducting salvage 2642849
Less losses on risks reinsured in companies author
zed in Georgia
Net losses paid I 2642099
Losses incurred 2742478
Less losses on risks reinsured in companies author
ized in Georgiaj
Net losses incurred 2741728
CONNECTICUT FIRE INSURANCE COMPANY
30 Trinity Street Hartford Conn
Edward Milligan President John A Cosmus Fred W Bowers Geo CLongr
Attorney for service in GeorgiaThos E Tupper Atlanta Ga
Kinds of business done in GeorgiaAll kinds permitted by charter
Capital Stock
Amount of paidun capital 1omii
Ledger assets Dec 31 1918 993653171
Extended at 993653171
Income
Gross premiums on new business 1 992359883
Deduct amount paid for insurance and return pre
miums 328891d4
FnUdTenteZZZZZZI Itfztll
11 LCI COL I1U ICllLD fciion
Profits on sale or increase by adjustment of assets lansu
Other sources
Agents balances previously charged offW6ua
Total income 704591630
Carried forward 1698244801
Insurance Department of Georgia
87
Disbursements
Xet amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Stockholders dividends 250000 stockholders taxes
jot nod ZloWvyj
raxls z 25476990
Agents balances charged off 266807
252909407
7064011
154573348
57546576
3180889
21991972
21034073
53243797
571544073
Total disbursements1
Balancer1126700728
Ledger Assets
Mortgage loans first lien 487300
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Loans on collateral security
Bills receivable
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued
Other items
Reinsurance due on paid losses ltftsi9s
48730000
809037458
51417248
61218
128150309
3988438
73577161
1500000
10238896
1126700728
10632390
1768193
Total assets 1139101311
Deduct Assets Not Admitted
Agents balances Rllllil
Bills receivable 690999
Other items
Book value of ledger assets over market value 3Sb4blUb
Total not admitted assets 41347802
Total admitted assets 109775350
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Employes liberty loan bond trust fund 507oOO
Total amount of liabilities except capital
Capital actulaly paid in cash i222 22
Surplus over all liabilities 305189937
Surplus protection to policyholders
Total liabilities
Business in ForceFire
Risks
In force on the 31st day December 1918 1149451095
Written or renewed during the year 880510026
Total 2029961121
Deduct those expired and marked off as terminated 780071761
72179526
585384046
4492500
30000000
507500
692563572
405189937
1097753509
Premiums
1146480915
90377861 ft
2050259534
80908834088 Annual Report
In force at the end of the year1249 889 360 1241171194
Deduct amount reinsured 175238894 laiaDi
Net amount in force 1074650466 1069578503
Business in ForceMarine and Inland
Risks Premiums
In force on th 31st day of December 1918 26452559 3388947
Written or renewed during the year 106674554 8858lJb4
Total 133127113 151970211
Deductthose expired and marked off as terminated 109486523 105612287
In force at the end of the yearf 2M4522 4ll
Deduct amount reinsured 1011198 14b57b4
Net amount in force 22629392 44892160
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 1179686600 89261800
Less 3789880 risks cancelled and 2133684 rein
surance in companies authorized in Georgia 5653359 Z702UUU
Net risks written 614350700 62241300
Gross premiums on risks written 13173311 984930
Less 2853547 return premiums and 2881053 prem
iums for reinsurance in companies authorized in
Georgia 5473752 260841
Net premiums received 7699559 724082
Losses paid deducting salvage 5012640 705865
Less losses on risks reinsured in companies author
ized in Georgia 1675557
Net losses paid t 3337089 705865
Losses incurred 5103089 670974
Less losses on risks reinsured in companies autho
rized in Georgia 1771007
Net losses incurred 3332082 670974
Investments in Georgia
Bonds t 8500000
Total investments in Georgia a 8500000
CONTINENTAL INSURANCE COMPANY
80 Maiden Lane New York N Y
Henry Evans President Ernest Sturm Secretary
Attorney for service in GeorgiaEdgar Dunlap Atlanta Ga
Kinds of business done in GeorgiaFire Lightning Tornado Sprinkler Leak
age Inland and Ocean Marine Automobile Registered Mail Riot and Civil
Commotion Explosion and Other Insurance as Granted by Charter
Capital Stock
Amount of paidup capital 1000000000
Ledger assets Dec 31 1918 3632593840
Extended at 3632593840
Income
Gross premiums on new business 2386090118
Deduct amount paid for insurance and return pre
miums 826954703Insurance Department of Georgia
89
Total premiums 1559135415
Interest and rents 198713122
Profits on sale or increase by adjustment of assets 137387700
Other sources
Income tax withhed at source N T State 115767
Agents balances previously charged off 6125
121892
Total income 1895358129
Carried forward 5527951969
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Maps inspections and surveys 26912174
Taxes 82082356
Real estate expenses 8603081
Dividends to stockholders 200000000
Miscellaneous 2279317
556427708
15160527
374401496
101710396
16609868
33816378
170680000
319876928
Total disbursements 1988683391
Balance 3939268578
Ledger Assets
Book value of real estate 695 000 00
Mortgage loans first lien 12320000 12320000
Bonds at book value 10782809 00
Stocks at book value 2267573900
Cash in office 369004
Deposits at interest 248934993
Deposits not at interest 921 66
Agents balances net 2426918 64
Other items
Bills receivable taken for fire risks 18766450
Amount recoverable for reinsurance on paid losses 739301
Total ledger assets as per balance No 23 3939268578
NonLedger Assets
Interest due and accrued
Market value of assets over book value
Other items
Rents due
15224745
18526075
5500
Total assets 3973024898
Deduct Assets Not Admitted
3495634
5556656
1534984
Agents balances
Bills receivable
Other items
Excess of bills receivable not past due taken for
fire risks over the unearned premium thereon
Total not admitted assets 10587274
Total admitted assets 3962437624
Liabilities
Net amount of unpaid losses and claims 151490921
Reserves or unearned premiums on risks outstanding 1485482766
Salaries and miscellaneous accounts due or accrued 31535241
Taxes due or accrued 47330500
Other items
Dividends to stockholders 10000000090 Annual Report
Reserve for contingencies i0000000
Income tax withheld at source 1101w 110115767
Total amount of liabilities except capital 1825955195
Capital actually paid in cash IvSSiSSi29
Surplus over all liabilities 1136482429
01 oca C94 9
Surplus protection te policyholders
Total liabilities 3962437624
Business in ForceFire
Risks Premiums
In force on the 31st day December 1918SV55M IlleS
Written or renewed during the year 2077474791 tlAbbbUU
Ttol 4979471624 4904177965
Deduct thVsVVxpIredanTmaedofras terminated 1748342091 1819717410
In force at the end of the yearU38811293 30844605 55
Deduct amount reinsured S2H5H22 oHniofi
Net amount in force 2728644633 2650106190
Business in ForoeMarine and Inland
Risks Premiums
In force on the 31st day December 1918 3fii S lilHfAl
Written or renewed during the year i6X6Xi 4ik66hk
rota 287170693 852645508
Deduct thoseexpired and marked off as terminated 146113120 185578749
In force at the end of the year 141057573 167066759
Deduct amount reinsured 55488967 65718173
Net amount in force 85568606 101348586
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 5252733400 244189800
Less 12936538 risks cancelled and 10831189 rein
surance in companies authorized in Georgia 2330269400 46503300
Net risks written 2922464000 197686500
Gross premiums on risks written 58523374 2027094
Less 10825735 return premiums and 11725762
iums for reinsurance in companies authorized in
Georgia 21665631 885866
Net premiums received 36857743 11412
Losses paid deducting salvage 23531964 61792
Less losses on risks reinsured in companies author
ized in Georgia 7374906 27861
Net losses paid 16157058 33931
Losses incurred 21395292 750682
Less losses on risks reinsured in companies author
ized in Georgia 6791583 371111
Net losses incurred 14603709 379571Insurance Department of Georgia
91
COUNTY FIRE INSURANCE COMPANY
110 South Fourth Street Philadelphia Pa
Charles R Peck President Prank E Martin William B Burpee Secretaries
Attorney for service in GeorgiaJohn J McKay Macon Ga
Capital Stock
Amount of paidup capital 40000000
Ledger assets Dec 81 1918 97221156
Extended at 97221156
Income
Gross premiums on new business 108443384
Deduct amount paid for insurance and return pre
miums 87129974
Total premiums 21313410
Deposit pjemiums on perpetual risks 38900
Interest and rents 4680219
Profits on sale or increase by adjustment of assets 7500
Other sources
Discount and perpetual premiums 99544
Total income 26139573
Carried forward 123360729
Disbursements
Net amount paid policyholders for losses 13421850
Legal and administrative expenses in adjustment of claims 139654
Commissions and allowances to agents 5132808
Salaries of officers and employes 267000
Rents and interest 130545
Advertising printing postage telegrams etc 155532
Paid stockholders for dividends 2000000
Loss on sale and decrease by adjustment of assets 235379
Other items 5362303
Total disbursements 26845071
Balance 96515658
Ledger Assets
Book value of real estate 4393766
Mortgage loans first lien 1340000 1340000
Bonds at book value 70404393
Stocks at book value 10267000
Deposits at interest 5394844
Agents balances net 4575280
Other items 140375
Total ledger assets as per balance No 23 96515658
NonLedger Assets
Interest due and accrued 974186
Market value of assets over book value 7963491
Other items
Reinsurance due on losses paid 1991
Philadelphia Fire TJnderwristers Assn Deposit 10000
11991
Total assets 105465326
Deduct Assets Not Admitted
Agents balances 110245
Total not admitted assets 110245
Total admitted assets 105355081
Liabilities
Net amount of unpaid losses and claims 2839782
Reserves or unearned premiums on risks outstanding 19981172
Amount reclaimable on perpetual policies 15229471
Salaries and miscellaneous accounts due or accrued 20000092
Annual Report
Taxes due or accrued
Other items
Ten per cent perpetual deposits other companies
Total amount of liabilities except capital
Capital actually paid in cash
Surplus over all iabilities
Surplus protection to policyholders
40000000
24590619
2500000
14037
40764462
Total liabilities
Business in ForceFire
Risks
In force on the 31st day of December as per line 6
under this heading in last years statement5 liiiiiiiL
Written or renewed during the year per income No
e 10o793oo
Total 249138668
Deduct those expired and marked off as terminated 106754761
In force at the end of the year oaoln
Deduct amount reinsured JJffl
Net amount in force 43084Jo i
64590619
105355081
Premiums
t 136056613
108443384
244499997
105215212
139284785
10028986s
38994916
RECAPITULATION OF FIRE RISKS AND PREMIUMS
Year Amount
Written Term Covered
1919 One year or less 17489045
1918 Two years 1000029
1919 Two years 304160
1917 Three
1918 Three
1919 Three
1916 Four
1917 Four
1918 Four
1919 Four
1915 Five
1916 Five
1917 Five
1918 Five
1919 Five
Over
years 5871432
years 6440268
years 7122759
38033
93627
321295
54135
1182996
789980
650420
709352
962218
54508
years
years
years
years
years
years
years
years
years
five years
Premiums
Charged
16983201
598524
228981
4192153
5093160
6153662
58201
72211
149306
61779
1457649
1015296
743314
864261
1254372
68846
38994916
16705618
Fraction
Unearned
12
14
34
16
12
56
18
38
58
78
110
310
12
710
910
prorata
Totals 43084257
Perpetual 7099776
Totals 50184063 55700634
Business in the State of Georgia
Premiums
Unearned
8491601
149631
171736
698692
2546580
5128052
7275
27079
93316
54057
145765
304589
371657
604983
1128935
57224
19981172
15229471
35210643
Fire
Gross risks written f 248423100
Less 371650 risks cancelled and 66050 reinsurance in com
panies authorized in Georgia 43770000
Net risks written 204653100
Gross premiums on risks written 3557028
Less 696865 return premiums and 5968 premiums for rein
surance in companies authorized in Georgia 756483
Net premiums received 2800545
Losses paid deducting salvage1 750586
Less losses on risks reinsured in companies authorized in Georgia 578226
Net losses paid 172360
Losses incurred 684204
Less losses on risks reinsured in companies authorized in Georgia 490131
Net losses incurred1
194073Insurance Department of Georgia
93
Investments in Georgia
Bonds City of Augusta Flood Protection Regis
tered 4 12 per cent due 1944 1000000
Total investments in Georgia
1000000
EAGLE STAR AND BRITISH DOMINIONS INSURANCE COMPANY LTD
123 William Street New York City N T
Fred S James Co TJ S Managers
Attorney for service in GeorgiaA H Turner Atlanta Ga
Kinds of business done in GeorgiaFire Insurance of All Classes
Capital Stock
Deposit capital t 51000000
Ledger assets Dec 31 1918 173113172
Extended at 173113172
Income
Gross premiums on new business 332694636
Deduct amount paid for insurance and return pre
miums 116753461
Total premiums 215941175
Interest and rents 7247796
Profits on sale or increase by adjustment of assets 922362
Other sources
Remittance from home office 20683010
20683010
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Other sources
Furniture and fixtures maps 378034
Inspections and surveys 2848640
Federal taxes licenses and fees 5342034
Miscellaneous expenses 132948
Remittance to home office j 9178980
244794343
417907515
57944598
762065
62256198
6878848
466973
1846488
17880636
Total disbursements 148035806
Balance 269871709
Ledger Assets
Bonds at book value 222127646
Deposits at interest 16490785
Agents balances net 31253278
Total ledger assets as per balance No 23 269871709
NonLedger Assets
Interest due and accrued 2411779
Other items
Reinsurance recoverable on paid losses 917169
Total assets 27320065794 Annual Report
Deduct Assets Not Admitted
Agents balances
tBooktvalue of bonds and stocks over market value 5920046
5965431
Total not admitted assets
267235226
Total liabilities
Liabilities
230 169 76
Net amount of unpaid losses and claims 46388368
Reserves or unearned premiums on risks outstanding Id657 16
Salaries and miscellaneous accounts due or accrued 40ooooo
Taxes due or accrued i 76871060
Total amount of liaoihties except capital1oSTSllS
Surplus over all liabilities audoiioD
Surplus protection to policybolders
267235226
Total liabilities
Business in ForceFire
Risks Premiums
n force on the 31st day December 1918 KItIs sSmSW
Written or renewed during the year 40010833 ssiiiivi
Excess of original premiums over amount received g83 Q2
for reinsurance
558162660 532835280
WthVxpdi5kaiHMTemTnated 228111989 217026023
In force at the end of the year ToilSsoo HlUlo 54
Deduct amount reinsured 60128390 juumub
Net amount in force 269922281 263775203
Business in ForceMarine and Inland
Risks Premiums
Written or renewed during the year 3012665 1280339
tol 3012665 1280339
DeQUctthVs7xprrTdanmaVkedofras terminated 2768998 1190111
In force at the end of the year 243667 90228
Net amount in force 2667 90228
Business in the State of Georgia
A Fire
Gross risks written 714505400
Less 2009005 risks cancelled and 2060476 reinsurance in com
panies authorized in Georgia 406948100
Net risks written 307557300
Gross premiums on risks written 7412326
Less 1769685 return premiums and 2083926 premiums for re 0K011
insruance in companies authorized in Georgia dSadDll
Net premiums received 3558715
Losses paid deducting salvage 1981068
Less losses on risks reinsured in companies authorized in Georgia90083
Net losses paid 1 Jn22i
Losses incurred 7 zuioiid
Less losses on risks reinsured in companies authorized in Georgia 91203
Net losses incurred 1923970Insurance Department of Georgia
95
EQUITABLE FIRE AND MARINE INSURANCE COMPANY
1 Custom House Street Providence R I
F W Arnold President Samuel G Howe Geo C Long Jr Secretaries
Attorney for service in GeorgiaFloyd Johnson Atlanta Ga
Kinds of business done in Georgia11 kinds permitted by charter
Capital Stock
Amount of paidup capital 75000000
Ledger assets Dec 31 1918 162414996
Increase of paidup capital during year 25000000
Extended at
Income
Gross premiums on new business 319153145
Deduct amount paid for insurance and return pre
miums 231990077
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Premium on increase of capital stock 25000000
187414996
87163068
8075369
14014904
25000000
Total income 134253341
Carried forward 321668337
Disbursements
Net amount paid policyholders for losses 30358705
Legal and administrative expenses in adjustment of claims 421585
Commissions and allowances to agents 28256977
Salaries of officers and employes 1169596
Rents and interest 272638
Advertising printing postage telegrams etc 268754
Paid policyholders for dividends 6250000
Loss on sale and decrease by adjustment of assets 9096625
Other items
Traveling expenses of executives 4875
Federal and other taxes 1620193
Expenses and tax on real estate 403325
Total disbursements
Balance
2028393
78123273
243545064
Ledger Assets
Book value of real estate 8168000
Mortgage loans first lien 76100 76100
Bonds at book value 167039479
Stocks at book value 38379108
Deposits at interest 18192654
Agents balances net 4155823
Total ledger assets as per balance No 23 243545064
NonLedger Assets
Interest due and accrued 2733334
Other items
Reinsurance due on paid losses 1018
Total assets
1018
246279416
Deduct Assets Not Admitted
25000
8208987
Overdue and defaulted interest
Book value of bonds and stocks over market value
Total not admitted assets
Total admitted assets
8233987
23804542996
Annual Report
Liabilities
Net amount of unpaid losses and claims ijlilo 50
Reserves or unearned premiums on risks outstanding nftn
Salaries and miscellaneous accounts due or accrued WOW
Taxes due or accrued
Other items qjr 94
Interest on mortgages collected in advance
Total amount of liabilities except capital woixm
Capital actually paid in cash iKot
Surplus over all liabilities baus
Surplus protection to policyholders loiaws
Total liabilities 238045429
Business in ForceFire
Risks Premiums
In force on the 31st day December 1918 tlnMI IliSili 23
Written or renewed during the year 290744646 279455323
618364681 604707628
Deduct 7hoseexpireTandmarkedoff as terminated 254719867 242786251
In force at the end of the year iiJs IfifilszsH
Deduct amount reinsured 263331808 266182843
Net amount in force 100313006 95738534
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day December 1918 KHH5 HHnU
Written or renewed during the year 504J8di jb
TotaI 58145021 60056973
Deduct those expired and marked off as terminated 46135704 35407413
In force at the end of the year W 184 607 40
Deduct amount reinsured 6348778 1846074U
Net amount in force 5660539 6188820
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written t 386296100 31178400
Less 1028574 risks cancelled and 1758115 rein
surance in companies authorized in Georgia 270320100 8348800
Net risks written 1159760 22829600
Business in the State of Georgia
Gross premiums on risks written 4503595 320906
Less 941233 return premiums and 2417031 pre
miums for reinsurance in companies authorized in
Georgia 3180970 17794
Net premiums received 1322625 143612
Losses paid deducting salvage i 1144757 84439
Less losses on risks reinsured in companies author
ized in Georgia 241044 66146
Net losses paid 903713 18293
Losses incurred 1046134 8S518
Less losses on risks reinsured in companies author M
ized in Georgia 315261 65296
Net losses incurred 1 730873 23222
Investments in Georgia
Bonds T 4000000
Total investments in Georgia 4000000Insurance Department of Georgia
97
FIDELITY FIRE INSURANCE COMPANY
125 South Harvin Street Sumter S C
D D Moise President P Moses Secretary
Attorney for service in GeorgiaT B Shropshire Atlanta Ga
Kinds of business done in GeorgiaFire Insurance
Capital Stock
Amount of paidup capital
Ledger assets Dec 31 1918
Extended at
20000000
18200740
Income
Gross premiums 48089493
Deduct amount paid for insurance and return pre
miums 15756605
Total ledger assets as per balance No 23
NonDedger Assets
Interest due and accrued
Market value of assets over book value
Total assets
Deduct Assets Not Admitted
Agents balances 34052
Other items
Book value of bonds and stocks over market value 355519
38200740
32332888
1649440
19375
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Total income 34001703
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printine postage telegrams etc
Paid stockholders for dividends
Other items
Special agents salary and traveling expenses 186520
Furniture and fixtures 1085
Maps 5375
All taxes 2637838
Miscellaneous expenses 368393
3199211
Tdtal disbursements 21603172
72202443
6464449
51515
8386211
1632801
75900
193085
1600000
Balance t 50599271
Ledger Assets
Book value of real estate
Mortgage loans first lien 19737805
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at Interest
Agents balances net
Other items
War savings stamps 167600
Losses charged reinsurance companies 11190
1884191
19737805
16531942
2000000
248823
1900248
349822
7767650
178790
50599271
599673
615809
5181475398 Annual Report
Total not admitted assets 389571
Total admitted assets 51425182
Liabilities
Net amount of unpaid losses and claims 1955884
Reserves or unearned premiums on risks outstanding 19535223
Taxes due or accrued 200000
Total amount of liabilities except capital 21591107
Capital actually paid in cash 20000000
Surplus over all liabilities 9734075
Surplus protection to policyholders 29734075
Total liabilities t 51425182
Business in ForceFire
Risks Premiums
In force on the 31st day December 7829708 14517936
Written or renewed during the year 36330585 48089493
Total 44160293 62607429
Deduct those expired and marked off as terminated 17611170 25137882
Jn force at the end of the year 26549123 37469547
Deduct amount reinsured 2899046 5687611
Net amount in force 23650077 31781936
Business in the State of Georgia
A Fire
Gross risks written 147117000
Less 242195 risks cancelled and 131899 reinsurance in com
panies authorized in Georgia 37409400
Net risks written 109707600
Gross premium on risks written 2065535
Less 314210 return premiums and 170054 premiums for rein
surance in companies authorized in Georgia 484264
Net premiums received 1581271
Losses paid deducting salvage 158508
Net losses paid 158508
Losses incurred 202018
Net losses incurred 202018
FIDELITYPHOENIX FIRE INSURANCE COMPANY OF NEW YORK
80 Maiden Lane New York N Y
Henry Evans President Ernest Sturm Secretary
Attorney for service in GeorgiaA L Waldo Atlanta Ga
Kinds of business done in GeorgiaFire Lightning Windstorm Tornado
Sprinkler Leakage Inland Marine Ocean Marine Explosion and Other In
surance as Granted by Charter
Capital Stock
Amount of paidup capital 250000000
Ledger assets Dec 31 1918 2241603677
Extended at 2241603677
Income
Gross premiums on new business 2067467396
Deduct amount paid for insurance and return pre
miums
682240855
Total premiums 1385226541Insurance Department of Georgia
99

Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Income tax withheld at source N Y State
Agents balances previously charged off
Bills receivable
115586802
83194789
14758
606172
45673
651845
Total income 1584674735
Carried forward 3826278412
Disbursements
Net amount paid oolicyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid stockholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Furniture and fixtures
Maps including corrections
Inspections and surveys
Federal taxes
State county and municipal taxes
Insurance department licenses and fees
Fire department fire patrol and salvage corps as
sessments fees taxes and expenses
Legal expenses
Agents balances charged off
Bills receivable past due charged off
Investment expenses other than real estate
Repairs and expenses on real estate
Taxes on real estate
511026904
12785072
310125286
119307944
8860011
26206987
75000000
93642400
2492388
2552513
21111185
17269932
28881113
4082836
4587707
985136
488461
1212087
750966
661507
357540
85433371
Total disbursements 1242387975
Balance 2583890437
Ledger Assets
Book value of real estate 41250000
Mortgage loans first lien 13050000 13050000
Bonds at book value 748748700
Stocks at book value 1311529000
Cash in office 228178
Deposits at interest 238960446
Deposits not at interest 1092364
Agents balances net 170477567
Other items
Bills receivable taken for fire risks 57919922
Amount recoverable for reinsurance on paid losses 634260
58554152
Total ledger assets as per balance No 23 2583890437
NonLedger Assets
Interest due and accrued 9506011
Market value of assets over book value 10753425
Other items
Rents due and accrued 33450
Total assets 2604183323
Deduct Assets Not Admitted
Agents balances 2376834
Bills receivable 20180297
Total not admitted assets 22557131
Total admitted assets 2581626192100
Annual Report
Liabilities
Net amount of unpaid losses and claims 143032667
Reserves or unearned premiums on risks outstanding1362033506
Divdends to stockholders declared but unpaid 37500000
Salaries and miscellaneous accounts due or accrued 10325000
Taxes due or accrued 40330500
Other items
Contingent commissions or other charge due or
accrued 6303559
Rent paid in advance 2800
Income tax withheld at source N Y State 14758
Reserve for contingencies 5000000
11321117
Total amount of liabilities except capital 1604542790
Capital actually paid in cash 250000000
Surplus over all liabilities 727083402
Surplus protection to policyholders 977083402
Total liabilities 2581626192
Business in ForceFire
Risks Premiums
In force on the 31st dav December 19182352995172 2397035208
Written or renewed during the year1973096016 1866298070
Total 4326091188 4263333278
Deduct those expired and marked off as terminated 1565159401 1499970101
In force at the end of the year2760931787 2763363177
Deduct amount reinsured 437208300 389948011
Net amount in force 2323723487 2373415166
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st clay December 1918 66554130 102862723
Written or renewed during the year 155505561 201169326
Total 222059691 304032049
Deduct those expired and marked off as terminated 134295834 171457566
In force at the end of the year 87763857 132574483
Deduct amount reinsured 19863817 30006439
Net amount in force 67900040 102568044
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 4128154800 217978900
Less 10343067 risks cancelled and 7906491 rein
surance in companies authorized in Georgia 1806069000 18886S00
Net risks written 2322085800 199092100
Gross premiums on risks written 4881457700 148822700
Less 9529738 return premiums and 8032956 pre
miums for reinsurance in companies authorized in
Georgia 17163862 398832
Net premiums received 31650715 1089395
Losses paid deducting salvage 15861787 40000
Less losses on risks reinsured in companies author
ized in Georgia 3097404 6069
Net losses paid 12764383 33931
Losses incurred 10920951 388030
Less losses on risks reinsured in companies author
ized in Georgia 1238501 8459
Net losses incurred 9682450 379571Insurance Department of Georgia
101
FIRE ASSOCIATION OF PHILADELPHIA
4015 Walnut Street Philadelphia Pa
E C Irvin President M G Ganignes Secretary
Attorney for service in GeorgiaW E Chapin Atlanta Ga
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1918 1384206783
Extended at 1384206783
Income
Gross premiums on new business and gross renewal
premiums 1338365566
Deduct amount paid for insurance and return pre
miums 495476340
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Perpetual deposits
Earned deposits
Agents balances charged off
2802089
933387
154315
842889226
59260928
2385450
3859791
Total income Y2 908395395
Carried forward 2292602178
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year and b Renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Furniture and fixtures 1211220
Maps 1602856
Inspections 17783607
Federal tax 19786423
State tax 22306773
Legal 126787
Agents balances charged off 80528
Deposit premiums returned 9305661
Real estate tax and repairs 4128581
356325130
5843345
169505362
76331134
7937280
9154066
40000000
22679032
76332436
Total disbursements 764107735
Balance 152849444
Ledger Assets
Book value of real estate 63852814
Mortgage loans first lien all 310796166
Bonds at book value 828040634
Stocks at book value 31699303
Cash in office 748679
Deposits at interest 120592415
Deposits not at interest 8455247
Agents balances net 146286685
Other items
Collateral loans 8022500
Total ledger assets as per balance No 23 1528494443
NonLedger Assets
Interest and rents due and accrued 16694491
Market value of assets over book value 1241653
VL02
Annual Report

Other items
Reinsurance due on paid losses 2148868
Total assets 1548579455
Deduct Assets Not Admitted
Agents balances 334428
Other items
Companys stock owned 924000
Book value bonds over market value 53437534
54361534
Total not admitted assets 54695962
Total admitted assets 149388349
Liabilities
Net amount of unpaid losses and claims 90715148
Reserves or unearned premiums on risks outstanding 849719789
Salaries and miscellaneous accounts due or accrued 6734021
Taxes due or accrued 28165234
Total amount of liabilities except capital 975334192
Capital actually paid in cash 100000000
Surplus over all liabilities 418549301
Surplus protection to policyholders 518549301
Total liabilities 1493883493
Business in ForceFire
Risks Premiums
In force on the 31st day of December 19181360782283 1380552513
Written or renewed during the year 11184246250 1234516060
Total 2545028533 2615068573
Deduct those expired and marked off as terminated 1048757756 1085069790
In force at the end of the year1496270777 1529998783
Deduct amount reinsured 219249932 217267609
Net amount in force 1277020845 1312731174
Perpetual risks not included above 6507273300
Premiums on same 147663731
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1918 12793486 17232302
Written or renewed during the year 438023618 103849506
Total 450817104 121081808
Deduct those expired and marked off as terminated 414291045 79683015
In force at the end of the year 36526059 41398793
Deduct amount reinsured 7327905 7784849
Net amount in force 29198154 33613944
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 3798940400 17788700
Less 9320376 risks cancelled and 6804333 rein
surance in companies authorized in Georgia 1612470900 2785000
Net risks written 2186469500 15003700
Gross premiums on risks written 53369952 4286 67
Less 11768489 return premiums and 11186239 pre
miums for reinsurance in companies authorized in
Georgia 22954728 56163
Net premiums received 30415225 372504Insurance Department of Georgia
103
Losses paid deducting salvage 1853148S 11862
Less losses on risks reinsured in companies author
ized in Georgia 6529334
Net losses paid 32002149 I 11862
Losses incurred 19012843 11862
Less losses on ritfks reinsured in companies author
ized in Georgia 6780570
Net losses paid 12002149 11862
Investments in Georgia
Bonds j 1000000
Total investments in Georgia J 1000000
FIREMANS FUND INSURANCE COMPANY
41 California Street San Francisco Cal
J B Levison President Herbert P Blanchard Secretary
Attorney for service in GeorgiaE T Gentry Atlanta Ga
Kinds of business done in GeorgiaFire Automobile Marine Tornado War
Cover and Exploson Sprinkler Leakage Riot and Civil Commotion
Capital Stock
Amount of paidup capital 150000000
Ledger assets Dec 31 1918 1840598469
Extended at 1840598469
Income
Gross premiums on new business 2926085720
Deduct amount paid for insurance and return pre
miums 1413281732
Total premiums 15
Interest and rents
Profits on sale or increase by adjustment of assets collateral
loans charged to profit and loss
Other sources
Agents balances previously charged off 153361
12803988
70180822
1126189
153361
Total
income 1584264360
Carried
forward 3424862829
Disbursements
Net amount paid policyholders for lossesJ
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 296204385
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc Z
Loss on sale and decrease by adjustment of assets
Other items
Maps including corrections
Agents balances charged off
Inspections and surveys
Foreign exchange
Donations
Federal taxes
Investment expenses
Investment expenses taxes
Taxes licenses and fees
Dividends paid stockholders
Legal expenses
725516038
14424284
296204385
114401930
15123455
23497791
7765019
586252
354098
18550908
31395267
1259858
14836754
1179945
2848358
33616238
34500000
726197
139853875L04
Annual Report
Total disbursements
Balance
1336786777
2088076052
Ledger Assets
Book value of real estate
Mortgage loans first lien 18728145
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net 4l
Other items qsi7no
Loans secured by collateral 175UU
Bills receivable Marine and Inland risks g
Bills receivable Fire risks
42016970
187281435
1083919708
79665600
2178975
260977092
10514434
Total ledger assets 2088076052
NonLedger Assets
and accrued 19378103
848106
Interest due
Other items
Reinsurance recoverable on paid losses
Total assets 2108302261
Deduct Assets Not Admitted
Agents balances
Bills receivable
Other items
Loans on personal security
Overdue and accrued interest on land
Book value real estate over market
Book value of bonds and stock over market
Rheims Ins Co bank deposit
41673382
1037880
50101
3836000
266970
58468646
1883987
64505704
Total not admitted assets 107216966
Total admitted assets 2001085295
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Contingent commission or other charges due oi
accrued
Reserve for unpaid liability losses
Earned quarterly dividend to Dec 31 1919
Total amount of liabilities except capital
Capital actually paid in cash 150000000
Surplus over all liabilities 529976846
Surplus protection to policyholders
22500000
785464
9000000
230718595
989554390
1050000
67500000
32285464
1321108449
Total liabilities
679976846
2001085295
Business in ForceFire
Risks Premiums
In force on the 31st day of December 19181376700472 1501724467
Written or renewed during the year 1209408587
Total 2586109059
Deduct thoseexpired and marked off as terminated 997265404
In force at the end of the year1588843655
Dduct amount reinsured blfUbf
1288459109
2790183576
1089540617
1700642959
337822090
Net amount in force 1225672976 1362820869Insurance Department of Georgia
Business in ForceMarine and Inland
In force on the 31st day of December 1918 275196934
Written or renewed during the year 4626810323
Total 14902007257
Deduct those expired and marked off as terminated 4503236296
In force at the end of the year 398770961
Deduct amount reinsured 106796564
Net amount in force 291974397
Business in the Stfte of Georgia
A Fire
Gross risks written 4100689000
Less 10541354 risks cancelled and 6636864 rein
surance in companies authorized in Georgia 1642996500
Net risks written 2457692500
Gross premiums on risks written 55954576
Less 12811391 return premiums and 8851281 pre
miums for reinsurance in companies authorized in
Georgia 20667267
Net premiums received 35287309
Losses paid deducting salvage 15367115
Less losses on risks reinsured in companies author
ized in Georgia 2739637
Net losses paid 12627478
Losses incurred 15377218
Less losses on risks reinsured in companies author
ized in Georgia 2507913
Net losses incurred 12869305
105
Premiums
588681247
1637626611
2226307858
1475884038
750423820
253284695
497139125
Marine and
Inland
559348400
74825300
484523100
3289881
994405
2295476
1520191 235968
1285223
900891 235968
664923
FIREMENS INSURANCE COMPANY
780786 Broad Street Newark X J
Daniel H Dunham President A H Hassinger Secretary
Attorney for service in GeorgiaA L Brooks Atlanta Ga
Kinds of business done in GeorgiaFire Tornado Marine and Inland
Capital Stock
Amount of paidup capital x 125000000
Ledger assets Dec 31 1918 679083700
Extended at 679083700
Income
Gross premiums on new business 820748012
Deduct amount paid for insurance and return pre
miums 312353905
Total premiums 508394107
Interest and rents 42623776
Profits on sale or increase by adjustment of assets 7214535
Other sources
Conscience fund 39000
Agents balances previously charged off 2360
41360
Total income 558273778
Carried forward 1237357478106
Annual Report
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid stockholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Field supervisory expenses 11564947
Agents balances charged off 34183
197700658
4892909
121024315
24956181
2620094
50197979
30000000
5146250
11599130
Total disbursements 448137516
Balance 789219962
Ledger Assets
Book value of real estate 1 074 129 63
Mortgage loans first lien 2061700 206170000
Bonds at book value 241959666
Stocks at book value 98715000
Cash in office 565817
Deposits at interest 46609560
Agents balances net 87786956
Total ledger assets 78921996S
NonLedger Assets
Interest due and accrued
Market value of assets over book value
Other items
Rents due 11876
Reinsurance recoverable on paid losses 2729441
512580
128130978
2741317
Total assets 925218057
NonLedger Assets
Agents balances 967895
Total not admitted assets 96789
Total admitted assets 92425016
Liabilities
Net amount of unpaid losses and claims 92408668
Reserves or unearned premiums on risks outstanding 459387149
Salaries and miscellaneous accounts due or accrued 4000000
Taxes due or accrued 125 000 00
Other items
Principal unpaid on scrip 232604
Home office commission due brokers 584294
Liberty loan subscription account 98169
Total amount of liabilities except capital 5692108 84
Capital actually paid in cash 1250000 00
Surplus over all liabilities 2300 39278
Surplus protection to policyholders 3 550 392 78
Total liabilities 924250162
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918 956388826 969728474
Written or renewed during the year 695291889 734089664
Total 1651680715 1703818138
Deduct those expired and marked off as terminated 604496207 635046784
In force at the end of the year1047184508 1068771354
Deduct amount reinsured 212677049 227873100
Net amount in force 834507459 840898254Insurance Department of Georgia 107
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1918 14703712 498 652 75
Written or renewed during the year 89455692 86658348
70tal ZZ 104159404 136523623
Deduct those expired and marked off as terminated 82899740 87982427
In force at the end of the year 21261664 485 411 96
Deduct amount reinsured 2352804 6230171
Net amount in force 18908860 42311025
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 1158528300 1544 49900
Less 3069996 risks cancelled and 1674361 rein
surance in companies authorized in Georgia 454967500 19468200
Net risks written 703560800 134981700
Gross premiums on risks written 130 184 76 17 732 7fi
Less 3112390 return premiums and 1433587 pre
miums for reinsurance in companies authorized in
Georgia 4025476 520501
Net premiums received 8993000 1252775
Losses paid deducting salvage 6880445 354387
Less losses on risks reinsured in companies author
ized in Georgia 1338127
Net losses paid 5542318 3 543 87
Losses incurred 6801197 798387
Less losses on risks reinsured in companies author
ized in Georgia 1472979
Net losses incurred 5328218 798387
FITCHBURG MUTUAL FIRE INSURANCE COMPANY
781 Main Street Fitchburg Mass
Lincoln R Welch President Frederick W Porter
Attorney for service in GeorgiaJ L Riey Atlanta Ga
Kinds of business done in GeorgiaFire Insurance
Capital Stock
Ledger assets Dec 31 1918 30651122
Extended at
Secretary
30651122
Income
Gross renewal premiums 53370746
Deduct amount paid for insurance and return pre
miums 12400752
Total premiums
Interest and rentsJ2111 1
Profits on sale or increase by adjustment of assets II
Other sources
Federal tax refund and fire loss on companys building
Total income fc
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims Z
Commissions and allowances to agents
40969994
1575419
516527
1352291
44414231
75065353
16410643
250538
632849L08
Annual Report
Salaries of officers and employes Hnftl
Rents and interest f
Advertising printing postage telegrams etc c1 5
Paid policyholders for dividends l
Loss on sale and decrease by adjustment of assets lbJl
Other items
Furniture and fixtures
Maps ooosb
Executive traveling expenses other than field men 449092
Taxes licenses and fees foooo
Federal tax ylsfcS
Real estate expenses and taxes ifSinl
Inspection and surveys ibkoJ
Legal expenses ece
Agents balances charged off 3568
Investment expense litoo
Repairs to companys building 2058722
50849JO
Total disbursements 9 37555132
Balance 37510221
Ledger Assets
Book value of real estate 5500000
Bonds at book value 196i053a
Stocks at book value 6872050
Cash in office tfl7l
Deposits at interest 780877
Agents balances net 4639980
Total ledger assets 3751022
NonLedger Assets
Interest due and accrued 313664
Other items
Rent due 28300
Reinsurance due on paid losses 503960
532260
Total assets i 38356145
Deduct Assets Not Admitted
Book value of bonds and stocks over market value 1090835
Total not admitted assets 1090835
Total admitted assets 37265310
Liabilities
Net amount of unpaid losses and claims 2029627
Reserves or unearned premiums on risks outstanding 23604511
Dividends to policyholders declared but unpaid 253152
Salaries and miscellaneous accounts due or accrued 69480
Taxes due or accrued 700000
Total amount of liabilities except capital 26656770
Surplus protection to policyholders 10608540
Total liabilities 37265310
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918 37288446 49395498
Written or renewed during the year 40148866 53370746
Total 77437312 102765244
Deduct those expired and marked off as terminated 34690990 44277421
In force at the end of the year 42746322 584888 23
Deduct amount reinsured 11120579 11717729
Net amount in force 31625743 46771094
Insurance Department of Georgia 109
Business in the State of Georgia
A Fire
Gross risks written 50022400
Less 145775 risks cancelled in companies authorized in Georgia 14577500
Net risks written 35444900
Gross premiums on risks written 1244915
Less 225503 return premiums for reinsurance in
companies authorized in Georgia 225503
Net premiums received 1019412
Losses paid deducting salvage 828446
Xet losses paid 828446
Losses incurred 1483356
Net losses incurred 1483356
Investments in Georgia
Bonds 1000000
Total investments in Georgia 1000000
FRANKLIN FIRE INSURANCE COMPANY PHILADELPHIA PA
421 Walnut Street Philadelphia Pa
Elbridge G Shaw President Charles L Tyner Secretary
Attorney for service in GeorgiaChas W Phillips Atlanta Ga
Kinds of business done in GeorgiaFire Lightning Wind Storm Inland Marine
Hail and Sprinkler Leakage and Other Classes of Insurance Warranted by
Its Charter
Capital Stock
Amount of paidup capital
Ledger assets Dec 31 1918
Increase of paidup capital during year
Extended at 428781502
Income
Gross premiums on new business
Deduct amount paid for insurance and return pre
miums
100000000
378781502
50000000
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Transfer fees
Surplus paid in by stockholders
Book value of bonds and stocks over market value
932599343
715558621
52950
50000000
29401874
217040722
17255159
28125
56260364
Total income 290584370
Carried forward 719365872
Disbursements
Net amount paid policyholders for losses 74796297
Legal and administrative expenses in adjustment of claims 1974175
Commissions and allowances to agents 59689021
Salaries of officers and employes 6413048
Rents and interest 240000
Advertising printing postagetelegrams etc 9317663
Paid policyholders for dividends 7000000
Loss on sale and decrease by adjustment of assets 4989996L10
Annual Report
Other items
Interest paid on increased capital stock 1437884
Total disbursements 165858084
Balance 553507788
Ledger Assets
Book value of real estate 13144681
Mortgage loans firt lien 3500 350000
Bonds at book value 411013739
Stocks at book value 30126135
Deposits at interest 30189932
Agents balances net 68683301
Total ledger assets 553507788
NonLedger Assets
Interest due and accrued 6106622
Total assets 559614410
Deduct Assets Not Admitted
Agents balances 26275
Other items
Book value of real estate over market value 167076
Book value of bonds and stocks over market value 29401874
Total not admitted assets 29595225
Liabilities
Total admitted assets 530019185
Net amount of unpaid losses and claims 275027Ot
Salaries and miscellaneous accounts due or accrued 200000
Reserves or unearned premiums on risks outstanding 137868200
Taxes due or accrued 5000000
Other items
Unpaid reinsurance premiums 79835327
Total amount of liabilities except capital 300217240
Capital actually paid in cash 100000000
Surplus over all liabilities 129801945
Surplus protection to policyholders 229801945
Total liabilities 530019185
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918 646783941 6214738 00
Written or renewed during the year 520763233 644246715
Total 1167547174 1265720515
Deduct those expired and marked off as terminated 335591708 476177915
In force at the end of the year 831955466 7 895 426 00
Deduct amount reinsured 583698733 582439300
Net amount in force 248256693 2071033 00
Perpetual risks not included above 1527444200
Deposit premiums on same 54916393
Business in ForceMarine and Inland
t lx Risks Premiums
In force on the 31st day of Decemeber 1918 26837 921 748 764 00
Written or renewed during the year 269671354 286217736
Sal rr 296509275 361094136
Deduct those expired and marked off as terminated 252693314 264382136
In force at the end of the year 43 815 961 J 967 190 nn
Deduct amount reinsured IIII 3063JU63 eiBllJoS
Net amount in force 13185798 35170400Insurance Department of Georgia 111
Perpetual risks not included above 1527444200
Deposit premiums on same 54916393
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks wrtten 790677700 4886400
Less 1113085 risks cancelled and 1113085 rein
surance in companies authorized in Georgia 110434300 874200
Net risks written 680243400 4012200
Gross premiums on risks written 9179711 120645
Less 1195661 return premums for reinsurance in
companies authorized in Georgia 1175000 20571
Net remiums received 8004621 100074
Losses incurred 3492237 8790
Net losses paid 3248074 8790
Losses incurred 3492237 8790
Net losses incurred 3492237 8790
GEORGIA HOME INSURANCE COMPANY
1046 Broad Street Columbus Ga
Rhodes Browne President Dana Blackmar Secretary
Kinds of business done in GeorgiaFire Insurance
Capital Stock
Amount of paidup capital 20000000
Ledger assets Dec 31 1918 73865994
Extended at 73865994
Income
Gross premiums on new business 72885624
Deduct amount paid for insurance and return premiums 40496635
Total premiums 32388989
Interest and rents 5097812
Profits on sale or increase by adjustment of assets 2151973
Other sources
Various accounts previously charged off 175379
Borrowed money 19700000
Total income 59514153
Carried forward 133380147
Disbursements
Net amount paid policyholders for losses 15712562
Legal and administrative expenses in adjustment of claims 247696
Commissions and allowances to agents 7333894
Salaries of officers and employes 3727170
Rents and interest 733569
Advertising printing postage telegrams etc 916383
Paid policyholders for dividends 1200000
Loss on sale and decrease by adjustment of assets 272930
Other items
Taxes 2065593
Borrowed money repaid 24000000
Real estate taxes and expenses 1810225
Accounts charged off 50393
All other expense 1189855
Decrease in reinsurance treaties 1512417
Total disbursements 60772667
Balance 72607480L12
Annual Report
Ledger Assets
Book value of real estate
Mortgage loans
Bonds at book value
Stocks at book value
Cash in officeL
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Collateral loans
Personal loans
Due from reinsuring companies
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued
Market value of assets over book value
Total assets
Deduct Assets Not Admitted
Agents balances
Bills receivable
Other items
Book value bonds over market value
29512
39500
203900
Business in ForceFire
7700000
3249002
26160523
13784000
358755
6187515
13317350
11486595
2311615
393500
12625
72607480
177240
1655912
74440632
272912
Total not admitted assets
Total admitted assets 74167720
Liabilities
Net amount of unpaid losses and claims 4285083
Reserves or unearned premiums on risks outstanding 25122196
Taxes due or accrued 750000
Other items
Reinsurance accounts 1947394
Borrowed money 3700000
Total amount of liabilities except capital 35804673
Capital actuallv paid in cash 20000000
Surplus over all liabilities 18363047
Surplus protection to policyholders 38363047
Total liabilities 74167720
1918
In force on the 31st day of December
Written or renewed during the year
Total
Deduct those expired and marked off as terminated
Risks
60478073
63479675
123957748
63020580
In force at the end of the year 60937168
Deduct amount reinsured 23048712
Net amount in force 37888456
Premiums
78671247
72885624
151556871
74971800
76585071
28107560
48477511
Recapitulation of Fire Risks and Claims
Year
Written
Term
Amount
Covered
1919 One year or less23175733
1918 Two years 160684
1918 Two years 303364
1917 Three years 3727107
1918 Three years 4954254
1919 Three years 3764161
1916 Four years
1917 Four years
1918 Four years
1919 Four years
1915 Five years
1916 Five years
1917 Five years
16226
19375
29090
14268
227619
248722
387182
Premiums
Charged
25832652
139605
253290
5371877
7247289
5577281
9212
55152
39859
12526
541153
614960
957147
Fraction Premiums
Unearned Unearned
12
14
34
16
56
12
18
38
58
78
110
310
12
12916326
34901
189968
895313
6039408
2788641
1152
20682
24912
10960
54116
184488
478574Insurance Department of Georgia
113
1918 Five years
1919 Five years
Over five years
Advance premiums
Totals
362798
450423
0
47350
Perpetual risks 0
Grand totals 37888456
824210
954899
0
46399
710
910
pro rata
100
576947
859409
46399
25122196
48477511
Business in the State of Georgia
A Fire
Gross risks written 707712800
Less 1217799 risks cancelled and 2729188 reinsurance in com
panies authorized in Georgia 394698700
Net risks written 313014100
Gross premiums on risks written 8943094
Less 1218633 return premiums and 3780317 premiums for re
insurance in companies authorized in Georgia 4998950
Net premiums received
Investments in Georgia
Real estate
Bonds
Mortgage loans
Collateral loans
Other items
Stocks
8500000
14771000
3190000
2311615
14560000
3944144
Losses paid deducting salvage 5116917
Less losses on risks reinsured in companies authorized in Georgia 3253770
Net losses paid 1863147
Losses incurred
Less losses on risks reinsured in companies authorized in Georgia
Net losses incurred
3650239
2019394
1630845
Total investments in Georgia 43332615
GIRARD FIRE AND MARINE INSURANCE COMPANY
633 Chestnut Street Philadelphia Pa
Henry M Gratz President Davis G Vaughan Secretary
Attorney for service in GeorgiaA L Brooks Atlanta Ga
Kinds of business done in GeorgiaFire Tornado Automobile
Capital Stock
Amount of paidup capital 50000000
Ledger assets Dec 31 1918 283162130
Extended at 283162130
Income
Gross premiums on new business 269733678
Deduct amount paid for insurance and return pre
miums 110467710
Total premiums 159265968
Interest and rents 12583933
Profits on sale or increase by adjustment of assets 2021456
Other sources
Conscience money 2500
Perpetual reinsurance deposits returned 17550
Assignment fees on perpetual deposits 107300
127350
Total income 173998707
Carried forward 457160837L14
Annual Report
Disbursements
Net amount paid policyholders tor losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Deposit on perpetual premiums
Legal expenses excluding legal expenses on losses
Agents balances charged off
Investment expense
Auditing books
Field supervisory expense
5289386
7043
28019
40533
183584
3180646
48898081
1145391
39421125
8956823
12513768
1817668
6000000
3933175
8729211
Total disbursements 131416150
Balance 325744687
Ledger Assets
Mortgage loans first lien 68500
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
other items
Thrift stamps A
Philadelphia underwriters deposit 20000
Collateral loans 200000
6850000
239960000
30495009
21561
21891179
407031
25890441
229475
Total ledger assets 325744687
NonLedger Assets
Interest due and accrued 2712247
Other items
Reinsurance recoverable on losses paid 471711
Total assets 328928645
Deduct Assets Not Admitted
Agents balances 417406
Other items
Book value of bonds and stocks over market value 22744125
Total not admitted assets 23161531
Total admitted assets 305767114
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Total amount of liabilities except capital
Capital actually paid in cash 50000000
Surplus over all liabilities 27790716
Surplus protection to policyholders
Total liabilities
Business in ForceFire
Risks
In force on the 31st day of December 1918 355763639
Written or renewed during the year 254342937
13151683
209224715
1600000
4000000
227976398
77790716
305767114
Total 610106576
Deduct those expired and marked off as terminated 203635405
Premiums
i 3316832 53
256020507
587703760
i 205701199Insurance Department of Georgia 115
In force at the end of the year 406471171 382002561
Deduct amount reinsured 96170753 97434067
Net amount in force 310300418 284568494
Business in ForceMarine and Inland
In force on the 31st day of December 1918 978681 re9U28125
Written or renewed during the year 7454781 12536544
Sjal r7Zr 8433462 15464669
Deduct those expired and marked off as terminated 3186135 7489611
In force at the end of the year 5247327 79 750 58
Deduct amount reinsured 2247327 7975o58
Net amount in force
Perpetual risks not included aboveI ofi 307 cm nn
Deposit premiums on same IZ 53947266
Business in the State of Georgia
A Fire Marine and
Gross risks written 4 748 504 on nn
Less Fire 978616 Marine 8250 risks eancelledTand 450400 S 2555000
Fire 478358 Marine 17300 reinsurance in com
panies authorized in Georgia 1456974 2550000
Net risks written 329153000
Gross premiums on risks written oic fi 7A
Less Fire 806215 Marine 12622 return premiums tbil5Jb 47012
and Fire 531936 Marine 34390 premiums for re
msuance m companies authorized in Georgia 1338151 470 12
Net premiums received 42 933 375
Losses paid deducting salvage 29 118 64 97
Less losses on risks reinsured in companies author 11BM 28328
zed in Georgia 486642 28328
Net losses paid 24 252 22
Losses incurred t s nw c t
Less losses on risks reinsured in companiesauthor suad 28328
zed in Georgia 471195 28328
Net losses incurred i 23 321 73
GLENS FALLS INSURANCE COMPANY
Corner Bay and Glen Streets Glens Falls n Y
E W West President w m o
Kinds f AbUrney T S6rViCe in GergiaJ ArChie HowelMAyGaSeCretary
Kinds of business done in GeorgiaFire Automobile Sprinkler Leakage Explo
sion Registered Mail Riot and Civil Commotion
Capital Stock
Amount of paidup capital nnn nnn
Ledger assets Dec 31 1918 122222222
Increase of paidup capital during yZZZZZILl SOMOOOO
Extended at
j 830688306
Gross premiums on new business Icome
mJumsamOUn Pak3 fr insurance and7eturiTpre 8898359
349107765
Total premiums
Interest and rents S 540728178
Profits on sale or increase byadjustminForaiiets 3HnH116
Annual Report
Other sources
Conscience fund payment
Agents balances previously charged oft
30000
12222
42222
588489323
Total income
Carried forward 1419177629
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Field men supervisory expenses
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policvholders for dividends
Los on sale and decrease by adjustment of assets
Other items
Taxes licenses and feesoev7
Agents balances charged off 66n
Decrease in liabilities during the year on account
of reinsurance treaties bsiu
238637343
6885276
15088996
15478998
4713666
21794504
18500000
12296529
25042219
6855994
Total disbursemen
ts 494431645
Balance 924745584
Ledger Assets
Book value of real estate rrTsr
Mortgage loans first lien 158638263 other than first lien 6000
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Loans secured by pledge of bonds stocks or other collateral
Chaee National Bank acceptances
Total ledger assets
NonLedger Assets
Interest due and accrued 1
Other items
Reinsurance due on paid losses
22640655
159238263
426221741
109110300
88596
88158125
50000
87610229
21828075
9800000
924745984
5648731
4572087
Total assets 934966802
Deduct Assets Not Admitted
Agents balances 1536917
Other items n
Mortgage loans other than first liens 600000
Total not admitted assets
2136917
Total admitted assets 932829885
Liabilities
Net amount of unpaid losses and claims 96166927
Reserves or unearned premiums on risks outstanding 417543974
Dividends to policyholders declared but unpaid 12000000
Salaries and miscellaneous accounts due or accrued 1000000
Taxes due or accrued 11000000
Other items
Funds held under reinsurance treaties 604551
Reserved for contingencies 25000000
Total amount of liabilities except capital 563315452
Capital actually paid in cash 100000000
Surplus over all liabilities 269514433Insurance Department of Georgia 117
Surplus protection to policyholders 3 695 144 33
Total liabilities 932829885
Business in ForceFire
In force on the 31st day of December 1918 878210917 lOS
Written or renewed during the year 800267093 652391239
xolI 5 Q78 478 010 14 4fi iZi 37
Deduct those expired and marked off asTterminated 66M49218 586l04155
In force at the end of the year 1017 028 792 S SK14 9S1 89
Deduct amount reinsuredI Iffsigffil lmlSiiM
Net amount in fcce 773513250 668994320
Business in ForceMarine and Inland
In force on the 31st day of December 3939S141 fisomo
Written or renewed during the yearJ 319578867 237M4704
i otal j 357 518 008 i 04 Wi 7d
Deduct those expired and marked off astermfnated 29810l832 171576400
In force at the end of the year 59 416 176 i ts sso ia
Deduct amount reinsured IZZZT iMS 121920 65
Net amount in force 53086641 121696909
Business in the State of Georgia
A Fire Marine and
Gross risks written s mnwsMnn Inland
Less 2108994 risks cancelled and 92mfwrew WMW
ance jn companies authorized in Georgia 454775400
Net risks written 548506600
Gross premiums on risks written j lifi fiQ3 on
Less 22337073 return premiums and 33557716pre o
miums for reinsurance in companies authorized in
Georgia 5594789
Net premiums received 60 746 01
Losses paid deducting salvage 39 70o 13 T 9 n rn
Less losses on risks reinsured in companies author 259650
lzed m Georgia 13 11369
Net losses paid 2658844 ielo
Losses incurred 43 r42 39 j n
Less losses on risks reinsured in companiesTauthor 8 4U350
lzed in Georgia 13 n3 gg
Net losses incurred 3042870 40350
GLOBE AND RUTGERS FIRE INSURANCE COMPANY
Ill William Street New York N T
E C Jameson President j H Mulvehill Secretary
Attorney for service in GeorgiaLangdon C Quinn Atlanta Ga
Kinds of business done in GeorgiaFire Marine Automobile Tornado Etc
Capital Stock
Amount of paidup capital 700 000 00
Ledger assets Dec 31 1918 2056654572
Extended at 3056654572118
Annual Report
Income
Gross premiums on new business 2852854137
Deduct amount paid for insurance and return pre
miums 110020907
Total premiums 1i51b tni12
Interest and rents 14b5itit
Profits on sale or increase by adjustment of assets S i5125
Other sources
Borrowed money nioiauu
Total income 1925102078
Carried forward 5 4981757647
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
State and federal taxes f 123864958
Dividends to stocknolders 42000000
Real estate expenses 219308
Various 16165802
983291924
12570369
290478667
57512240
15010141
5426714
175602653
182250068
Total disbursements 1722142776
Balancei 3259614871
Ledger Assets
Book value of real estate 7294500
Mortgage loans first lien 262600 26260000
Bonds at book value 1590986816
Stocks at book value 1061760427
Cash in office 1655944
Deposits not at interest 157453195
Agents balances net 414203989
Total ledger assets 3259614871
NonLedger Assets
Interest due and accrued 22676262
Market value of assets over book value 105469685
Other items
Reinsurance recoverable on paid losses 11401687
Total assets 3399162505
Deduct Assets Not Admitted
Agents balances 20435080
Total not admitted assets 20435080
Total admitted assets 3368727425
Liabilities
Net amount of unpaid losses and claims 3
Reserves or unearned premiums on risks outstanding 13
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued 1
Other items
Commissions f 21000000
Due of borrowed money 262152800
Reserved for depreciation of securities 200000009
38876100
44788000
1307425
1600000
Total amount of liabilities except capital
83152800
84124325Insurance Department of Georgia 119
Capital actually paid in cash 70000000
Surplus over all liabilities 1014602100
Surplus protection to policyholders 1084602100
Total liabilities 3368727425
Business in ForceFire
Risks Premiums
In force on the 31st day of December 19181826793004 22426 041 07
Written or renewed during the year 2027193789 2285815939
Total 3853986793 4528420046
Deduct those expired and marked oft as terminated 1681709559 204902802
In force at the end of the year2172277234 24 793 920 24
Deduct amount reinsured 266702143 353146138
Net amount in force1905575091 2126245886
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1918 165788790 3026384 05
Written or renewed during the year 875415377 567038198
Total 1041204167 869676603
Deduct those expired and marked off as terminated 765063646 534797774
In force at the end of the year 276140521 334878829
Net amount in force 276140521 334878829
Business in the State of Georgia
A Fire
Gross risks written 18 879 428 00
Less 5618802 risks cancelled and 10500 reinsurance in com
panies authorized in Georgia 562930200
Net risks written 1325012600
Gross premiums on risks written 266 737 19
Less 7018039 return premiums and 30546 premiums for rein
surance in companies authorized in Georgia 7048585
Net premiums received 5 195 251 34
Losses paid deducting salvage 8005656
Net losses paid 8005656
Losses incurred 81 114 36
Net losses incurred 5 81 114 36
GREAT AMERICAN INSURANCE COMPANY
1 Liberty Street New York N Y
Charles G Smith President Edwin M Cragin Secretary
Attorney for service in GeorgiaHarry E Parker Atlanta Ga
Kinds of business done in GeorgiaFire and Marine
Capital Stock
Amount of paidup capital J 5 000 000 00
Ledger assets Dec 31 1918 3464596967
Extended at 3464596967
Income
Gross premiums on new business 28985471 02
Deduct amount paid for insurance and return pre
miums 1080960827120
Annual Report
Total premiums j
1 ntprest 3TifJ rents r J
Profits on sale or increase by adjustment o assets
Other sources
Premiums collected on business placed with other
companies so8Sw
Premium on U S funds in payment of Canadian
victory loan bonds
Agents balances charged off previously
Total income
378214
322177
17586275
60992348
6406006
1559318
1986543947
Disbursements
Net amount paid policyholders for lossesT
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 4027451iO
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid stockholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Legal expenses
Field supervisory expenses
Furniture and fixtures
Maps inspections and surveys
Taxes licenses and fees
Agents balances charged off
United war work
Real estate expenses
695986459
17643447
402745170
101990129
8939336
25160188
125000000
148998434
891930
49693777
2907415
41023957
65453489
884521
4586013
20392583
184941755
Total disbursements 1712296848
Balance 3738844066
Ledger Assets
Book value of real estate 26onnnn
Mortgage loans first lien 2310000 10000
Bonds at book value AAkH
Stocks at book value iBoJnoe
Cash in office Ainialn
Deposits at interest bbcsb
Deposits not at interest 7qc5q a
Agents balances net iioaMVn
Other items
Bills receivable taken for fire risks saiso40
Total ledger assets 3738844050
NonLedger Assets
Interest due and accrued 23897650
RlntsemS L20448
Recoverable for reinsurance on paid losses 2639008
Jl09400
Total assets 3765501172
Deduct Assets Not Admitted
Agents balances 11aS52
Bills receivable 609blb
Other items
Bonds over market value ViitiiLL
Real estate over market value 9iMSIS5b
Book value of ledger assets over market value 43346814b
Total not admitted assets 445333284
Total admitted assets 3320167888Insurance Department of Georgia
121
Liabilities
Net amount of unpaid losses and claims 2145 295 98
Reserves or unearned premiums on risks outstanding 1442872629
Salaries and miscellaneous accounts due or accrued 54 196 31
Taxes due or accrued 450 000 00
Other items
Contingent commissions 10000000
Rents paid in advance 223825
Premiums due or become due business placed
with other companies i 858927
Due reinsurance companies for salvage 225627
W3 083 79
Total amount of liabilities except capital 1719l302 37
Capital actually paid in cash 500000000
Surplus over all liabilities 1101037651
Surplus protecton to policyholders 1601037651
Total liabilities 3320167888
Business in ForceFire
T Risks Premiums
In force on the 31st day of December 19183216055490 29572 540 74
Written or renewed during the year2630259093 2678285095
Excess of original premiums over amount received
fori reinsurance 114 70877
Total 5846314583 5647010046
Deduct those expired and marked off as terminated 2362678401 2448293956
In force at the end of the year3483636182 31987160 90
Deduct amount reinsured 723564528 557692135
Net amount in force2760071654 2641023955
Business in ForceMarine and Inland
In force on the 31st day of December 1918 33998385 74288491
Written or renewed during the year 221527836 220262007
Total 255526221 294550498
Deduct those expired and marked off as terminated 196259721 182943255
In force at the end of the year 59266500 1116 072 43
Deduct amount reinsured 1039130 3665384
Net amount in force 58227370 107941859
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 2902231400 149939200
Less Fire 8693262 Marine 104407 risks cancelled
and Fire 4566150 Marine 11581 reinsurance in
companies authorized in Georgia 13259412 11598800
Net risks written 1576290200 138340400
Gross premiums on risks written 30752360 15 470 13
Less Fire 6028986 Marine 174339 return premiums
and Fire 4143938 Marine 13508 premiums for
reinsurance in companies authorized in Georgia 10172924 187847
Net premiums received 20579436 1359166
Losses paid deducting salvage J 14241530 341860
Less losses on risks reinsured in companies author
ized in Georgia 4717723
Net losses paid 9523807 341860
Losses incurred 15457130 254460
Less losses on risks reinsured in companies author
ized in Georgia 4829523
Net losses incurred 10627607 254460122
Annual Report
Investments in Georgia
Bonds 1000000
Total investments in Georgia 1000000
HANOVER FIRE INSURANCE COMPANY
34 ana SO Pine Street New York N Y
R Emory Warfield President E S Jarvis Secretary
Attorney for service in GeorgiaJ L Skinner Atlanta Ga
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1918 598727428
Extended at 598727428
Income
Gross renewal premiums 659489577
Deduct amount paid for insurance and return pre
miums 254426479
Total premiums 4SQqii
Interests and rents q io i
Profits on sale or increase by adjustment of assets cSot8ia
Other sources
Agents balances previously charged off
26701
75203520
12301244
92889568
19819114
2408275
5489188
28345411
Total income 434438235
Disbursements
Net amount paid policyholders for losses 1
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Taxes
Dividends to stockholders
Furniture
Maps
Legal expenses
Profit and loss
Real estate expenses
Decrease in insurance treaties
Field expenses
Inspections and surveys
Auditing books
Insurance office furniture
Statutes
Hospital 58881230
18960066
10000000
571998
712917
85064
37924
6101774
1962723
10036393
8906080
197250
23639
1475403
10000
Total disbursements 395337550
Balance 637828113
Ledger Assets
Book value of real estatei 92lfSSS
Bonds at book value 7rSxSo
Stocks at book value 152on
Cash in office 1522071
Deposits at interest Soil in
Deposits not at interest 2326720
Agents balances net 74160174Insurance Department of Georgia 123
Other items
Balance reinsurance treaties 193 26
Loans on collateral 12 155 66100
Total ledger assets 637828113
NonLedger Assets
Interest and rents due and accrued 33 529 76
Other items
Market value of real estate over book value 71 343 94
Unpaid reinsurance on paid losses 8325117
15459511
Total assets 656640600
Deduct Assets Not Admitted
Agents balances 171 ai
Other items ftaU1
Book value stocks and bonds over market 192 615 00
Total not admitted assetsurg 93 286 01
Total admitted assets 6373 119 99
Liabilities
Net amount of unpaid losses and claims 62131475
Reserves or unearned premiums on risks outstanding 363659799
Salaries and miscellaneous accounts due or accrued 5578766
Taxes due or accrued 10000000
Other items
Rents paid in advance 485818
Funds held under reinsurance treaties 19326
Unpaid dividends to stockholders 2500000
3005144
Total amount of liabilities except capital 444375184
Capital actually paid in cash 100000000
Surplus over all liabilities 92936815
Surplus protection to policyholders 192936815
Total liabilities 637311999
Business in ForceFire
Risks Premiums
In force on the 31st day of December 782296032 7 699 700 87
Written or renewed during the year 575340949 581799554
Excess of original premiums over amount received
for reinsurance 128006
S01 VC11357636981 1351897647
Deduct those expired and marked off as terminated 505866100 505511544
In force at the end of the year 851770881 8463 861 03
Deduct amount reinsured 187962269 187646205
Net amount in force 663808612 658739898
Business in ForceMarine and Inland
T i Risks Premiums
In force on the 31st day of December 1918 24953045 459 102 05
Written or renewed during the year 111621152 77690o23
S0 T Ir 136574197 123600228
Deduct those expired and marked off as terminated 101087963 74268388
In force at the end of the year 35486234 493318 40
Deduct amount reinsured 9131335 8279702
Net amount in force 26354899 41052138
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 683960000 1113600124
Annual Report
Less risks cancelled and reinsurance in companies
outhorized in Georgia 166412700
Net risks written 517547300
Gross premiums on risks written 8950536
Less return premiums and premiums for reinsur
ance in companies authorized in Georgia 2160886
Net premiums received 6789650
Losses paid deducting salvage 4442893
Less losses on risks reinsured in companies author
ized in Georgia 341546
Net losses paidt 4101347
Losses incurred 3529236
Less losses on risks reinsured in companies author
ized in Georgia 156976
Net losses incurred 3372260
1113600
3008
08
3000
HARDWARE DEALERS MUTUAL FIRE INSURANCE CO OF WISCONSIN
212 Strongs Avenue Stevens Point Wis
P L Jacobs President O P Schlafer Secretary
Attorney for service in GeorgiaR B Burke Atlanta Ga
Kinds of business done in GeorgiaFire and Lightning
Capital Stock
49811645
Ledger assets Dec 31 1918
Extended at 49811648
Income
Gross premiums on new business 78377169
Deduct amount paid for insurance and return pre
miums 10426939
Total premiums 67950230
Interest and rents 2270355
Profits on sale or increase by adjustment of assets 1499200
Reinsurance commission 20657
Total income 71740442
Carried forward 121552087
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Field expense
Fixtures
Inspections
Taxes
456489
493356
442154
1191062
13215121
182982
3931684
3498519
117267
1411762
24469974
37300
2583061
Total disbursements 49447670
Balance 72104417Insurance Department of Georgia 125
Ledger Assets
Bonds at book value 65333600
Cash in office 25 00
Deposits at interest 1937492
Deposits not at interest 1760873
Agents balances net 3o69952
Total ledger assets 72104417
NonLedger Assets
Interest due and accrued 920756
Total assets 73025173
Deduct Assets Not Admitted
Agents balances 169451
Other items
W F So Ry bond 15000
Book value of bonds over market value 1744500
1759500
Total not admitted assets 1928951
Total admitted assets 71096222
Liabilities
Net amount of unpaid losses and claims 1191023
Preserves or unearned premiums on risks outstanding 34765165
Dividends to policyholders declared but unpaid 307309
Salaries and miscellaneous accounts due or accrued 106369
Taxes due or accrued 500000
Total amount of liabilities except capital 36869866
Surplus over all liabilities 34226356
Surplus protection to policyholders 34226356
Total liabilities 71096222
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918 853140 803250
Written or renewed during the year 501000 1113927
Total 1354140 1917177
Deduct those expired and marked off as terminated 389390 919119
In force at the end of the year 964750 998058
Deduct amount reinsured 12000 19811
Net amount in force 952750 978247
Business in the State of Georgia
A Fire
Gross risks written 50100000
Less 78550 risks cancelled and 8000 reinsurance in companies
authorized in Georgia 8655000
Net risks written 41445000
Less 524178 return premiums and 17424 premiums for reinsur
ance in companies authorized in Georgia 541622
Net premiums received 572305
Losses paid deducting salvage 558590
Net losses paid 558590
Losses incurred 550840
Net losses incurred 50840126
Annual Report
Investments in Georgia
Bonds
Total investments in Georgia
1000000
1000000
HARTFORD FIRE INSURANCE COMPANY
125 Trumbull Street Hartford Conn
R M Bissell President Frederick Sams6n Secretary
Attorney for service in GeorgiaW R Prescott Atlanta Ga
Kinds of business done in GeogiaFire and Marine
Capital Stock
ranital 400000000
si 1418 4157108807
Ledger assets Dec si iJ noo 000 00
capital during year zuuuu
Amount of paidup
Ledger assets Dec
Increat of paidup
Extended at
4357108807
Income
Gross premiums on new business 506o954919
Deduct amount paid for insurance and return pre
miums
3510308143
Total premiums i 487 20120
PromsSriiroYVc7e 1022450
Other sources 25 00
Conscience money isn
Old checks never presented for collection l
Surplus paid in by stockholders 2964 82
Agents balances previously charged off imst
Total income
Carried forward
100314562
3769365275
8126474082
Disbursements
Net amount paid policyholders for losses5
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment ot assets
Other items 7 qfi R
Furniture and fixtures JsiegS
Maps and corrections kkboiox7
Inspections and surveys SSIS i
Taxes licenses and fees iHokS
Legal expense 100031
Agents balances charged off ioQieRK
Paid for conflagration protection
Real estate expenses snnnonon
Paid stockholders for dividends 80000000
1357474465
43385749
702176055
281446282
17632212
56115891
110488815
355111126
Total disbursements 2923830595
Balance r5202643487
Ledger Assets
Book value of real estate
Mortgage loans first lien 483000
Bonds at book value 34AVtc
Stocks at book value 449564536
99659623
48300000
3875714336Insurance Department of Georgia 127
Cash in office 8
Deposits at interest S
Deposits not at interest lllils
Agents balances netI 7 WiYniVn
Other items 732420618
Loans secured by pledge of bonds stocks fete 84 500 00
Bills receivable tken Jor fire risks 1 28 26696
11276696
Total ledger assets 5202643487
NonLedger Assets
Interest due and accrued 41 027 72
Aketvalue of assets over book value q 192 17
Other items ajyu
Reinsurance due on losses paid t 255030 09
Total assets Tr
1 5270968485
Deduct Assets fot Admitted
Agents balances I q qns ta
Bills receivable huik
Other items satiiz
Book value of bonds and stocks over market value 201862601
Total not admitted assets 2 119 199 52
Total admitted assets 5059048533
Liabilities
Net amount of unpaid losses and claims 2 912 762 64
Reserves or unearned premiums on risks outstandingI 25548915 29
Salaries and miscellaneous accounts due or accrued 100000 00
Taxes due or accrued 240000000
Other items
Contingent commissions 23466079
Due other companies for reinsurance 265339 21
Special reserve 100000000
150000000
Total amount of liabilities except capital 32 461 677 93
Capital actually paid in cash 4000000 00
Surplus over all liabilities 1412880740
Surplus protection to policyholders 1812880740
Total liabilities 5059048533
Business in ForceFire
Risks Premiums
In force on the 31st day of December 19184813100592 5010751607
Written or renewed during the year4233733392 4596533622
Excess of original premiums over amount received
for reinsurance 8168913
Total 9046833984 9615454142
Deduct those expired and marked off as terminated 3629947884 4194136778
In force at the end of the year5416886100 54213 173 64
Deduct amount reinsured 797046675 691803331
Net amount in force4619839425 4729514033
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1918 67731789 1 347 657 34
Written or renewed during the year 179237675 469421297
0tiaI riZJV 246969464 604187031
Deduct those expired and marked off as terminated 158313541 411509700
In force at the end of the year 88655923 1926773 31
Deduct amount reinsured 2928753 4180272128 Annual Report
S 85727170 188497059
Net amount in force
Business in ForceMarine and Inland
A Fire
i tt l 7476250800
SWttcd5n3 rein wl0finM
surance in companies authorized in Georgia
5502221500
Net risks written
S 1 097 199 50
Gross premiums on risks written
Less 19693767 return premiums and 32wirpd fn
miums for reinsuance in companies authorized in g3
Georgia
88123387
Net premiums received
Losses paid deducting salvage 40901412
lS losses on risks reinsured in companies author gff
ized in Georgia
35488327
LesVtosses ra rTss7eTnsuredIncompanies author
ized in Georgia
34740927
Net losses incurred
Marine and
Inland
229265800
63726500
165539300
5055365
1382699
3672666
1738780
1738780
1727578
HOME FIRE AND MARINE INSURANCE COMPANY
401 California Street San Francisco Cal
J B Levison President Herbert P Blanchard Secretary
Attorney for service in GeorgiaE T Gentry Atlanta Ga
Kinds of usness done in GeorgiaFire Automobile Marine Tornado V a
Cover Explosion Riot and Civil Commotion and Sprinkler Leakage
Capital Stock
Amount of paidup capital iusftds70
Amount oi pamup uaiiu 2 oaq 045 70
Ledger assets Dec 31 1918 2043045u
Extended at
204304570
Income
Gross premiums on new business 45515718
Deduct amount paid for insurance and return pre
miums
229685463
Total premiums
Interest and rents
Other items
Exchange
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Other items
Maps including corrections
Inspections and surveys
Federal taxes
Taxes licenses and fees
Legal expenses
Agents balances charged off
225470255
7659123
6208
233135586
437440156
75365350
1555278
52847513
19351348
2077844
3584340
543869
1569508
2207006
3914254
74121
879Insurance Department of Georgia
129
Investment expense salary 126155
Donations 100000
Investment expense tax 289050
8824842
Total disbursements 163606524
Balance 273833632
Ledger Assets
Mortgage loans irst lien 3500 350000
Bonds at book value 167462152
Deposits at interest 60621074
Agents balances net 35400406
Other items
Loans secured by pledge of bonds stocks or other collateral 10000000
Total ledger assets 273833632
NonLedger Assets
Interest due and accrued 1850514
Total assets 275684146
Deduct Assets Not Admitted
Agents balances 10995 22
Other items
Book value of bonds and stocks over market value 399902
Total not admitted asets 14 99424
Total admitted assetsj 274184722
Liabilities
Net amount of unpaid losses and claims 31989048
Reserves or unearned premiums on risks outstanding 117251689
Salaries and miscellaneous accounts due or accrued 500000
Taxes due or accrued estimated 4000000
Total amount of liabilities except capital 153740737
Capital actually paid in cash 50000000
Surplus over all liabilities 70443985
Surplus protection to policyholders 120443985
Total liabilities 274184722
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918t 63638929 66523737
Written or renewed during the year 220964019 228250904
Total 284602948 294774641
Deduct those expired and marked off as terminated 108370394 108795552
In force at the end of the year 176232554 185973089
Deduct amount reinsured 56225527 60600998
Net amount in force 120007027 125378091
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st dav of December 1918 23350550 47939927
Written or renewed during the year 363576537 226904814
Total S 386927087 274844741
Deduct those expired and marked off as terminated 328344786 152447741
In force at the end of the year 58582301 122397000
Deduct amount reinsured 30284987 50258845
Net amount in force 28297314 72138155130 Annual Report
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 663353500 16154500
Less 2024813 risks cancelled and 1344874 reinsur
ance in companies authorized in Georgia 332680900 4287800
Net risks written 330672600 11866700
Gross premiums on risks written 8150871 375423
Less 2369105 return premiums and 1694964 pre
miums for reinsurance in companies authorized in
Georgia 4015847 48222
Net premiums received 4135024 327201
Losses paid deducting salvage 2105581
Less losses on risks reinsured in companies author
ized in Georgia 727176
Net losses paid 1378405
Losses incurred 2339766
Less losses on risks reinsured in companies author
ized in Georgiai 770351
Net losses incurred 1569415
HOME INSURANCE COMPANY
56 Cedar Street New York N Y
Elbridge G Snow President Charles L Tyner Secretary
Attorney for service in GeorgiaChas W Phillips Atlanta Ga
Kinds of business done in GeorgiaFire Lightning Windstorm Inland Ma
rine Hail and Sprinkler Leakage and Other Classes of Insurance War
ranted by its Charter
Capital Stock
Amount of paidup capital 600000000
Ledger assets Dec 31 1918 5169873097
Extended at 5169873097
Income
Gross renewal premiums 5091466460
Deduct amount paid for insurance and return pre
miums 1587837728
Total premiums 3503628732
Other sources
Interest and rents 234613601
Unlisted securities and profit and loss items 158200
Bonds per schedule D 3303514
Stocks per schedule D 1207163
Agents balances previously charged off 9903
239292381
Total income 3742921113
Carried forward 8912794210
Disbursements
Net amount paid policyholders for losses 1347901126
Legal and administrative expenses in adjustment of claims 47883614
Salaries of officers and employes 135964443
Rents and interest 16295035
Advertising printing postage telegrams etc 268452437Insurance Department of Georgia 131
Paid stockholders for dividends cnn nnn An
WherTtems6 deCreaSe W dst SSTZZZZZZZZ KlI
Bonds per schedule D ii9nnoft9
Stocks per schedule D ZZZTSS lBltll
262659485
Total disbursements 3145509710
Balance J
5797284500
Ledger Assets
Mortgage loans first lien 5500 c nn
Bonds at book value 550000
Stocks at book value 3332586352
Deposits not at interest 1309761605
Agents balances net 573890048
Other items 539048529
Bills receivable
11447966
Total ledger assets
NonLedger Assets
ofhefitems aSS6tS Ver bk VaUe 43547400
ToaTJsele fr relnsurfeee on paid losses 20912300
lotai assets 58t31744200
Deduct Assets Not Admitted
Agents balances 35660565
Bills receivable 114 479 6
Other items
Book value of stocks over market value 290259618
Market value of special deposits in excess of cor
responding liabilities 34870020
372238169
Total admitted assetsJ 5459506031
Liabilities
Net amount of unpaid losses and claims 367701900
Reserves or unearned premiums on risks outstanding 2709283800
Salaries and miscellaneous accounts due or accrued 20000000
Taxes due or accrued l00000oo0
Other items
Funds held under reinsurance treaties 79923699
Total amount of liabilities except capital 3276909399
Capital actually paid in cash 600000000
Surplus over all liabilities 1582596632
Surplus protection to policyholders 2182596632
Total liabilities 5459506031
Business in ForceFire
Risks Premiums
In force on the 31st day of December 19185006091769 49346 884 00
Written or renewed during the year4154785258 4411967060
Kxcess of original premiums over amount received
for reinsurance 108348900
SaI K9160877027 9455004360
Deduct those expired and marked off as terminated 3533691666 3901556160
In force at the end of the year 5627185361 55435 352 00
Deduct amount reinsured 666962249 637448800
Net amount in force 4960223112 4915999400
Business in ForceMarine and Inland
T Risks Premiums
In force on the 31st day of December 1918 92989991 2 439 201 00
Written or renewed during the year1788139166 6794994oo132 Annual Report
Total H 881129157
Deduct those expired and marked off as terminated 1744906175
In force at the end of the year 136222982
Deduct amount reinsured 37567153
Net amount in force 98655829
Business in the State of Georgia
A Fire
Gross risks written 47 679 243 00
Less 5656327 risks cancelled and 5656327 rein
surance in companies authorized in Georgia 542112200
Net risks written 4225812100
Gross premiums on risks written 632 920 56
Less 9162086 return premiums and 9162086 pre
miums for reinsurance in companies authorized in
Georgia 9026481
Net premiums received 54265575
Losses paid deducting salvage 25959794
Net losses paid 25959794
Losses incurred 25380642
Net losses incurred 25380642
923419500
554116500
369303000
89598100
279704900
Marine and
Inland
263631000
23520500
240110500
1323189
135605
1187584
2049147
2049147
2087082
2087082
HUDSON INSURANCE COMPANY
100 William Street New York N T
J M Wennstrom President H N Morgan Secretary
Attorney for service in GeorgiaE N OBerne Atlanta Ga
Kinds of business done in GeorgiaFire Hail Tornado Marine Sprinkler
Leakage Riot and Civil Commotion
Capital Stock
Amount of paidup capital 500 000 00
Ledger assets Dec 31 1918 l47o35oll
Extended at
14703501
Income
Gross premiums on new business 1 553 429 89
Deduct amount paid for insurance and return pre
miums 84625741
Total premiums
Interest anH rents
Other sources
Commissions and allowances from reinsurance
companies 2 209 21
Reinsurance received on unpaid losses 21 119 00
Increase in liabilities on account reinsurance treaties 103428 55
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 18521600
Salaries of officers and employes
70717248
5498099
13675676
89891023
236926034
6514449
107411
18521600
4157833Insurance Department of Georgia 133
Rents and interest
Advertising printing postage telegrams VtcL 13 484 42
Othlrtlms decrease by adjustment of assetsI 5wdl
Maps and audit 4 cB 9fi
Tasxpeesction and survey siu
Legal eiP7ne7v lol
Total disbursements JmJIos
Balance 202471971
Ledger Assets
Mortgage loans first lien 85500 t 85 500 00
Bonds at book value i orBms
Stocks at book value I7i77nnn
Cash in office Mnnnn
Deposits at interestI 22q 277
Agents balances net milSitJ
Other items i8750
Deposit Philadelphia Underwriters Assaciation 10000
Total ledger assets j 2 024 719 71
Non Ledger Assets
Interest due and accrued 1982653
Market value of assets over book value 460517
Total assets 204915141
Deduct Assets Not Admitted
Agents balances 538151
Total not admitted assets 5 38151
Total admitted assets 2 043 76990
Liabilities
Net amount of unpaid losses and claims 87 go7 49
Reserves or unearned premiums on risks outstanding 456170 79
Salaries and miscellaneous accounts due or accrued 2o674 77
Taxes due or accrued si9en
Other items JS81280
Contingent commissions 350000
Funds held under reinsurance treaties 10342855
1 rtfi Q9R S
Total amount of liabilities except capital 710394 31
Capital actually paid in cash 500 00000
Surplus over all labilities 83337559
Surplus protection to policyholders 1333 375 59
Total liabilities 204376990
Business in ForceFire
Risks Premiums
Written or renewed during the year 148913797 133769032
Total 148913797 133769032
Deduct those expired and marked off as terminated 41101759 32800906
In force at the end of the year 107812038 1009 681 26
Deduct amount reinsured 43255631 40053574
Net amount in force 64556407 60914552
Business in ForceMarine and Inland
Risks Premiums
Written er renewed during the year 32509882 215739S7134
Annual Report
Total 32509882 21573957
Deduct those expired and marked off as terminated 27065686 7378312
In force at the end of the year 5444196 14195645
Net amount in force 5444196 14195645
Business in the State of Georgia
A Fire
Gross risks written 485194700
Less 966334 risks cancelled and 1459973 reinsurance in com
panies authorized in Georgia 242630700
Net risks written 5771345
Less 1233848 return premiums and 1631001 premiums for rein
surance in companies authorized in Georgia 2864849
Net premiums received 2906496
Losses paid deducting salvage 380027
Less losses on risks reinsured in companies authorized in Georgia 225786
Net losses paid 154241
Losses incurred 805342
Less losses on risks reinsured in companies authorized in Georgia 335992
Net losses incurred 469350
IMPORTERS AND EXPORTERS INSURANCE COMPANY OF NEW YORK
17 South William Street New York N Y
LeviSchinasi President Converse D West Secretary
Attorney for service in GeorgiaT B Shropshire Atlanta Ga
Kinds of business done in GeorgiaFire Insurance
Capital Stock
Amount of paidup capital 70000000
Ledger assets Dec 31 1918 164896620
Increase of paidup capital during year 50000000
Increase of paidup surplus during year 25000000
Extended at 239896620
Income
Gross premiums on new business
Deduct amount paid for insurance and return pre
miums
249643188
115137961
134505227
7948904
4425090
241139
Total income 387016980
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Income from syndicate participations
Carried forward 387016980
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
86491654
471206
26025578
11033928
48720
2579076Insurance Department of Georgia
135
Other items
Traveling expense field men and executives 10 280 25
Furniture and fixtures maps etc 1634779
Federal state and county taxes 5861l62
Real estate expenses ix9su
Sundries TUZZZZTZ IMolt
10217314
Total disbursements 136867476
Balance 250149504
Ledger Assets
Book value of real estate less incumbrance 4000000 6376586
Bonds at book value 1 176 40479
Stocks at book value ILL 576268 25
Deposits at interest 200 023 43
Deposits not at interestIIII 8010 46
Agents balances net 422762 87
Other items
Sundry advances 1313 49
Temporary cash deposit State of Georgia 1000000
Advance payment on realty purchase 1052500
Paid losses recoverable on reinsurance 3242089
5425938
Total ledger assets 250149504
NonLedger Assets
Interest due and accrued yj 335 gg
Total assets 251883384
Deduct Assets Not Admitted
Agents balances S Ki k si
Other items 6555881
Book value of securities over convention value 5 030 54
Total not admitted assets 70 539 35
Total admitted assets j 244824449
Liabilities
Net amount of unpaid losses and claims 776977 94
Reserves or unearned premiums on risks outstanding 55483534
Salaries and miscellaneous accounts due or accrued 11179 03
Taxes due or accrued 26414 10
Other items
Interest due on mortgage payable 66668
Total amount of liabilities except capital 1370 073 09
Capital actually paid in cash 70000000
Surplus over all liabilities 37817140
Surplus protection to policyholders 107817140
Total liabilities 244824449
Business in ForceFire
Risks
Written or renewed during the year 61500758
Excess of original premiums over amount received
for reinsuance
Total 61500758
Deduct those expired and marked off as terminated 15288379
In force at the end of the year 46212379
Deduct amount reinsured 15730286
Net amount in force 30482093
Business in ForceMarine and Inland
Risks
In force on the 31st day of December 1918 23021930
Written or renewed during the year 26862145
Premiums
4553906
355533
45894594
7757990
38136604
12977634
25158970
Premiums
68846565
204104127136
Annual Report
Total 291643425
Deduct those expired and marked off as terminated 252943362
In force at the end of the year 38700063
Deduct amount reinsured 2753270
Net amount in force 35946793
Business in the State of Georgia
A Fire
Gross risks written 155814700
Less 20500 risks cancelled in companies authorized
in Georgia 2050000
Net risks written 153764700
Gross premiums on risks written 589914
Less 49219 return premiums for reinsurance in companies au
thorized in Georgia 49219
Net premiums received 540695
Losses paid deducting salvage 21860
Net losses paid 21860
272950692
208740199
64210493
2491407
61719086
Marine and
Inland
139536300
139536300
158141
158141
INDIANA LUMBERMENS MUTUAL INSURANCE COMPANY
518 North Delaware Street Indianapolis Ind
J W Pimmell President F B Fowler Secretary
Attorney for service in GeorgiaJ L Riley Atlanta Ga
Kinds of business done in GeorgiaMutual Fire on Lumber and Wood
Working Risks
Capital Stock
Ledger assets Dec 31 1918 i 95024538
Extended at 95024538
Income
Total premiums 75498990
Interest and rents 5253494
Other sources
Bonds per schedule D 1379725
Total income 82132209
Carried forward 177156747
Disbursements
Net amount paid policyholders for losses 194 428 04
Commissions and allowances to agents 20 681 11
Salaries of officers and employes 56 485 71
Rents and interest 255000
Advertising printing postage telegrams etc 264 211 14
Paid policyholders for dividends l2157
Other items iio
Furniture and fixtures 238495
Inspections and surveys 1120 19
Federal tax 580L13
All other taxes licenses and fees 12 908 77
Postage telephone and telegraph 435355
Legal expense 10874
Advertising and subscriptions 9922i58
Real estate expenses 226541
Field supervisory expenses 982202
4868734
Total disbursements j 588 259 09
Balance 118330838Insurance Department of Georgia 137
Ledger Assets
Book value of real estate 36 500 00
Mortgage loans j b 0 00
Bonds at book value 73630000
Deposits at interest 38694 02
Deposits not at interest 3601376
Total ledger assets 118330838
NonLedger Assets
All items 1162696
Total assets 119493534
Deduct Assets Not Admitted
Book value of bonds 20 33200
Total not admitted assets 20 33200
Total admitted assetsjf 1 174 60334
Liabilities
Net amount of unpaid losses and claims 25 988 00
Reserves or unearned premiums on risks outstanding 365778 37
Salaries and miscellaneous accounts due or accrued 4o3975
Taxes due or accrued 15TJ00 00
Total amount of liabilities except capitalI 410806 12
Surplus protection to policyholders 76379722
Total liabilities 117460334
Business in ForceFire
T Risks Premiums
In force on the 31st day of December 1918 33150189 639 503 81
Written or renewed during the year 42866851 83270777
otiaI riZTS 76017040 147221158
Deduct those expired and marked off as terminated 37810790 74007559
In force at the end of the year 38206250 732 135 99
Deduct amount reinsured 572300 8 037 49
Net amount in force 37633950 724 098 50
Business in ForceMarine and Inland
In force on the 31st day of December 1918 RioiS175 lTi3
Written or renewed during the year 449662 855799
Total 550 837 10 6QQ r
Deduct those expired and marked off as terminated 148655 32413l
In force at the end of the year 402182 745825
Net amount in force 402182 745825
Business in the State of Georgia
Gross risks written j 332 925 00
Less 46300 risks cancelled in companies authorized in Georgia 4630000
Net risks written 28662500
Gross premiums on risks written i q 7
Less 151008 return premiums for reinsuance in companies au
thonzed in Georgia 4 401 51
Net premiums received 5
Losses paid deducting salvageg TiscToo
Net losses paid 125000
Losses incurred 125000
Net losses incurred J5fL00138
Annual Report
INSURANCE COMPANY OF NORTH AMERICA
Third and Walnut Streets Philadelphia Pa
Benjamin Rush President John Kremer Secretary
Attorney for service in GeorgiaRobert N Hughs Atlanta Ga
Capital Stock
Amount of paidup capital 400000000
Ledger assets Dec 31 1918 3192876863
Extended at 3192876863
Income
Gross premiums on new business 3243779374
Deduct amount paid for insurance and return pre
miums 1 1143821393
Total premiums 2099957981
Interest and rents 134698640
Profits on sale or increase by adjustment of assets 3224279
Other sources
Deposit premiums written on perpetual risks 4599426
Perpetual permits transfer fees and earned deposits 55525
4654951
Total income 2242535851
Carried forward 5435412714
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Inspections and surveys 33493922
Maps 1362345
Furniture and fixtures 3781763
Taxes licenses and fees
Contribution to gratuity fund
Donations
10000000
391300
Deposit premiums returned on perpetual risks
Real estate
Legal
Agents balances
Registration of stock
1640478
748308
4215044
10000
859359203
19219887
450503388
139872390
9235094
37033004
86000000
48020691
38638030
119780020
10291300
3380474
6613830
Total disbursements 1827947311
Balance 3607465403
Ledger Assets
Book value of real estate
Mortgage loans first lien 17102425
Bonds at book value T24
Stocks at book value 2
Cash in officeI
Deposits at interest 3
Deposits not at interest
Agents balances net IZIII 4
Other items
Bills receivable 5237956
Amount recoverable for reinsurance on paid losses
24429601
17102425
80517779
69152124
528300
73268752
4338661
15317241
17572564
22810520
Total ledger assets 3607465403Insurance Department of Georgia
139
NonLedger Assets
Interest due and accrued 33765756
Total assets 3641231159
Deduct Assets Not Admitted
Agents balances
Bills receivable
Other items
Bonds and stocks book value over market value
Reinsurance on paid losses companys proportion
reinsurance bureau
Reinsurance clearing house
19105910
1011145
118997337
34706
266784
Total not admitted assets 139415882
Total admitted assets 3501815277
Liabilities
Net amount of unpaid losses and claimsu
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued for 1920
Other items
Perpetual fire insurance amount reclaimable by the insured
Contingent commissions or other charges due or accrued
Total amount of liabilities except capital
Capital actually paid in cash 400000000
Surplus over all liabilities 1085188310
474990310
1344052227
1526689
113500000
72557741
10000000
2016626967
Surplus protection to policyholders 1485188310
Total liabilities 3501815277
Business in ForceFire
Risks Premiums
In force on the 31st day of December 19182430524383 2373573610
Written or renewed during the year2512327635 2277515954
Total 4942852018
Deduct those expired and marked off as terminated 1942711554
4651089564
1813832202
In force at the end of the year3000140464 2837257362
Deduct amount reinsured 491708529 455014495
Net amount in force 2508431935 2382242867
Business in ForceMarine and Inland
In force on the 31st day of December 1918 216008632
Written or renewed during the year 2351817035
Total 2567825667
Deduct those expired and marked off as terminated 2361730129
In force at the end of the year 206095538
Deduct amount reinsured 8067835
Net amount in force 798027703
Perpetual risks not included above
Deposit premiums on same
Business in the State of Georgia
A Fire
Premiums
244318488
966263420
1210581908
1052438110
158143798
12021246
146122552
3155419900
80149390
Marine and
Inland
4559334500
331701800
Net risks written 24372754 4227632700
Gross risks written 4267920700
Less 12452879 risks cancelled and 5853574 rein
surance in companies authorized in Georgia 1830645300
51998561
Gross premiums on risks written
Less 12194554 return premiums and 8762714
premiums for reinsurance in companies authorized
in Georgia 20957268
29476601
7126315
140 Annual Report
Net premiums received
Losses paid deducting salvage s
Less losses on risks reinsured in companies author
ized in GeorgiaT
Net losses paid
Losses incurred
Less losses on risks reinsured in companies author
ized in Georgia
Net losses Incurred
31041293 22350286
20448391
6363267
12149627
14085124 12149627
18970770
6256767
12714003
9959627
9959627
INSURANCE COMPANY OF THE STATE OF PENNSYLVANIA
308310 Walnut Street Philadelphia Pa
Gustavus Remak Jr President John J P Rodgers Secretary
Attorney for service in GeorgiaWilliam H Rhett Atlanta Ga
Kinds of business done in GeorgiaFire Lightning Tornado and Automobile
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1918 506647186
Extended at 506647186
Income
Gross premiums on new business 448119329
Deduct amount paid for reinsurance and return pre
miums 193322611
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other items
Perpetual policy deposits
Transfers on perpetual policies
Agents balances previously charged off
Boifrowed money gross
6750
38550
80226
9000000
254796718
22326825
1164035
9125526
Total income 287413094
Carried forward 794060280
disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc1
Loss on sale and decrease by adjustment of assets
Other items
Borrowed money repaid
Ice and water 59729
Insurance 99246
Safe deposit box 25000
Registration of stock certificate 5000
136987711
4627954
63289003
19281192
1797101
27316830
10080442
29000000
188975
Total disbursements 292569208
Balance 501491072
Ledger Assets
Book value of real estate 394 673 49
Bonds at book value 2496 47580Insurance Department of Georgia
141
Stocks at book value 127002927
Cash in office 2211152
Deposits not at interest 32884264
Agents balances net 50123175
Other items
Deposits reclaimable on perpetual policies 154125
Total ledger assets 501491072
NonLedger Assets
Interest due and accrued 3091051
Other items
Accrued rents 14260
Reinsurance due on losses paid 2152986
Total assets 1 506749369
Deduct Assets Not Admitted
Agents balances 1319094
Other items
Book value of real estate over market value 3394430
Book value of bonds and stocks over market value 30948187
Total not admitted assets 32267281
Total admitted assets 474482088
Liabilities
Net amount of unpaid losses and claimsI 37870230
Reserves or unearned premiums on risks outstanding 266735928
Dividends to policyholders declared but unpaid 209412
Salaries and miscellaneous accounts due or accrued 1054744
Taxes due or accrued 3500000
Total amount of liabilities except capital 309370314
Capital actually paid in cash 100000000
Surplus over all liabilities 65111774
Surplus protection to policyholders 165111774
Total liabilities1 474482088
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918 483679515 521422644
Written or renewed during the year 390489272 416052895
Total 874168787 937475539
Deduct those expired and marked off as terminated 364220987 396754893
In force at the end of the year 509947800 540720646
Deduct amount reinsured 117632816 130672431
Net amount in force 392314984 410048215
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1918 9881196 39592066
Written or renewed during the year 8664659 31562003
Total 18545855 71154069
Deduct those expired and marked off as terminated 12701620 51299909
In force at the end of the year 5844235 19854160
Deduct amount reinsured 499193 1126777
Net amount in force 5345042 18727383
Business in the State of Georgia
Gross risks written 1197936600 850 00
Less 3396075 risks cancelled and 2758259 rein
surance in companies authorized in Georgia 6152434 190000
Net risks written 582693200 1050 00

142
Annual Report
Gross premiums on risks written 15340973 7667
Less 3580333 return premiums and 3392183 pre
miums for reinsurance in companies authorized in
Georgia 6970118 2398
Net premiums received 8370855 5269
Losses paid deducting salvage 4586118 71375
Less losses on risks reinsured in companies author
ized in Georgia 712649
Net losses paid 3873469 71375
Losses incurred 5109054 71375
Less losses on risks reinsured in companies author
ized in Georgia 835045
Net losses incurred 4274009 71375
Investments in Georgia
Bonds 1000000
Total investments in Georgia 1000000
LIVERPOOL AND LONDON AND GLOBE INSURANCE COMPANY LIMITED
80 William Street New York N Y
Hugh R Ludon Manager J B Kremer Deputy Manager
Attorney for service in GeorgiaB P Walker Jr Atlanta Ga
Kinds of business done in GeorgiaFire Marine Tornado Automobile Parcel
Post Sprinkler Leakage Tourist Baggage Explosion
Capital Stock
Ledger assets Dec 31 1918 1799773981
Extended at 1799773981
Income
Gross premiums on new business
Deduct amount paid for insurance and return pre
miums 1321187791
2606889204
Total premiums 1285701413
Interest and rents 629 980 71
life policies 6366
5623478
5244900
Premiums on
Remittances from home office
Profits on sale or maturity of ledger assets
Total income 1360259630
Carried forward 3160033611
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends legal expensesIll
Loss on sale and decrease by adjustment of assets
Other items
Deposit premiums returned
Field supervisory expenses 243 825 70
Furniture and fixeures 3987l71
Maps 6iu3
Inspections and surveys 23150793
10360068
516234817
15771889
272826218
56477603
5967991
12057033
199193
11550976
941851
Premium taxInsurance Department of Georgia
14c
Income tax 22851766
Capital stock tax 838500
Taxes licenses and fees 29661818
Agents balances charged off 3149629
Charities 63932
Life commissions 318
Investment expenses 50900
Remitted home office 143148375
Real estate repairs and taxes 4911474
Total disbursements 1159199321
Balance 2000834290
Ledger Assets
Book value of real estate oennnn
Mortgage loans first lien 1960750 Jft ftfifiSfi
Bonds at book value SSiiolSdS
Stocks at book value qsmtI
Cash in office 7onriJ
Deposits at interest Si ab9S
Deposits not at interest okc717 il
Agents balances net stastiiii
Other items n osi 17
Loans secured by pledge of bonds stocks etc Giani
Reinsurance recoverable on paid losses
Bills receivable for farm risks isi 9
Bills receivable for hail risksaii
Total ledger assets 2000834290
NonLedger Assets
Interest due and accrued 14749383
Other items n
Reinsurance recoverable on paid losses eJm
Total assets 2015904130
Deduct Assets Not Admitted
28388927
Agents balances 1456683
Bills receivable
0tRlfnsuerI2nce recoverable on paid losses in unauthor 3
ized companies 19964 79
Book value of real estate over market value LMbrf
Book value of stocks and bonds over market value 102380308
144900465
Total not admitted assets T
tJ 1871003665
Total admitted assets
Liabilities
Net amount of unpaid losses and claims 10 773 454 41
Reserves or unearned premiums on risks outstanding 107734b441
Salaries and miscellaneous accounts due or accrued 541 24577
Taxes due or accrued 1 qeq494 59
Total amount of liabilities except capital 12959434W
Surplus over all liabilities 575UbUJU3
Surplus protection to policyholders i7ioo3665
Total liabilities
Business in ForceFire
Risks Premiums
in force on the 31st day of December 1918 SMij 680 64825
Written or renewed during the year 54539376 630643i5
93197367 122413371
nlettiiSVB 56644908 67249488
In force at the end of the year 36552 459 551L 638 83
Deduct amount reinsured L
nf tnrn 24391017 8 38900461
Net amount in force 144 Annual Report
Business in the State of Georgia
A Fire
Gross risks written 44 916 544 00
Less 11797808 risks cancelled and 13016128 rein
surance in companies authorized in Georgia 2313676300
Xet risks written 21779781
Gross premiums on risks written 56257109
Less 10550306 return premiums and 18356630 pre
miums for reinsurance in companies authorized in
Georgia 28879714
Net premiums received 27377395
Losses paid deducting salvage 18966847
Less losses on risks reinsured in companies author
ized in Georgia 7226477
Xet losses paid 11740370
Losses incurred 23503901
Less losses on risks reinsured in companies author
ized in Georgia 11518096
Net losses incurred 11985805
Marine and
Inland
323437000
67717300
255719700
303174
27222
275952
114174
114174
141274
141274
LONDON ASSURANCE CORPORATION
84 William Street New York N Y
Charles L Case U S Manager
Attorney for service in GeorgiaW G Harrison Savannah Ga
Kinds of business done in GeorgiaFire and Marine Insuance
Capital Stock
Ledger assets Dec 31 1918 652492767
Extended at 6524927
Income
Gross premiums on new business 9 002 980 06
Deduct amount paid for insurance and return pre VD
miums 456727173
67
Total premiums
Interest and rents
Profits on sale or increase by adjustmentof assets
Other items
Reinsurers for losses in excess of their liability
Remittance from home office to United States
branch gross 149 272 75
From agents balances previously charged off l26l92
443570833
24080759
100000
2668
Total income
Carried forward
15056135
482807727
1135300494
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment ofclaims
Commissions and allowances to agents claims
Salaries of officers and employes
Rents and interest
Advertising printing postageTtelegrams etc
Loss on sale and decrease by adjustment of assets
186404432
3609391
82310846
36227243
2943032
6987519
4703Insurance Department of Georgia 145
Other items
Traveling expenses B4
Furniture and fixtures 13 449 05
ITnectons and mapsZZZZZZ
lXJarl 231
Tracings and translations i isnsl
Remittance to home office by United Statii
branch gross 57495186
946 273 52
Tota disbursements 418114618
Balance
722185976
Ledger Assets
Bonds at book value
Stocks at book value 554335400
Cash in office 14940345
Deposits at interest 619586
Deposits not at interest 44570646
Agents balances net 604794
Other items 93895554
Due from other companies for reinsurance on losses
already paid authorized losses
Unauthorized iJcff
3745418
13219651
Total ledger assets r
722185976
NonLedger Assets
Interest due and accrued 626M g9
Total assets flIelii
Deduct Assets Not Admitted
Agents balances
Other items 7029322
Book value of bonds and stocks over market value 474 405 4
Due from other companies for reinsurance on losses 444U845
already paid unauthorized 37 i5i 18
51185963
Total not admitted assets i2l5
Total admitted assets 6702211Io
Liabilities
Net amount of unpaid losses and claims 1 nos iQn Aa
Reserves or unearned premiums on risks outstanding InlAH
Sx1eseduaenormaScCcreSeOUS dUe r accruf Z UfoU
Other items 19415145
Contingent commissions or other charges due or
accru6d m vi
Amount rec7iv7d7rom7ern7urirriorioiseilnVx 4971032
cess of their liability 26 68
Total amount of liabilities except capital 4973700
Surplus protection to policyholders 3H6887
237284293
Total liabilities
j 670221180
Business in ForceFire
to force on the 31st day of December 1918 6829S065 s fiTrPo
Wntten or renewed during the yearZZZ7 IsojoSlll B61884iM
Total 146
Annual Report
ft fifi 270 59S
In force at the end of the year 190392911
Deduct amount reinsured j 474877687
Net amount in force
724404400
209067428
515336972
I
Business in
ForceMarine and Inland
Risks
in force on the 31st day oi December 1918 HHTl
Written or renewed during the year
Premiums
50462895
Total
893057637
805617798
389426721
321848008
DductthoVe VxpiTedand marked off as terminated
87 439839 67578713
In force at the end of the yeai 7g 261 13664166
Deduct amount reinsured
Net amount in force
67563578 53914547
Recapitulation of Fire Risks and Premiums
Year Amount
Written Term Covered
1919 One year or lessUt
1918 Two years
1919 Two years
2302199
536365
76182628
1917 Three years
1918 Three years s 750374
1919 Three years 828128
1916 Four years
1917 Four years
1918 Four years
1919 Four years
1915 Five years
1916 Five years
1917 Five years
1918 Five years
1919 Five years
Over five years
420471
865886
30000
13367430
14204779
15234410
13915655
15065458
543431
Gross Premiums
Charged Less Fraction
Reinsurance Unearned
169665670
1515105
856419
71843137
81253933
100034265
807246
336046
741925
48903
15557334
16670775
18451103
17828607
19191379
535125
Amount of
Premiums
Unearned
Grand totals474877687 515336972
Business in the State of Georgia
268368500
A Fire Marine and
Inland
239618900 906293100
Ffre 40 164 reinsurance in companies authorized g Q0
in Georgia
177421500 905755100
Net risks written
3175092 2292424
nm nremiums on risks written
Less Fire 668640 Marine 32985 return premiums
and Fire 69128 premiums for reinsurance in com gg M
panies authorized in Georgia
2437324 2259439
2632173 488450
Net premiums received
Losses paid deducting salvage
Net losses paid
2632173 484450
Losses incurred
Net losses incurred
2620073
488450
2620073
488450Insurance Department of Georgia
147
LONDON AND LANCASHIRE FIRE INSURANCE COMPANY LTD
5759 William Street New York N T
Executive Office 2022 Trinity Street Hartford Conn
A G Mcllwaine Jr Manager
Attorney for service in GeorgiaRobert A Hancock Atlanta Ga
Kinds of business done in GeorgiaFire Marine Tornado Sprinkler Leakage
Explosion Lightning War Coverage
Capital Stock
31 1918 666075603
Ledger assets Dec
Extended at g
Income
Gross premiums on new business 713577570
Deduct amount paid for insurance and return pre
miums 327109198
Total premiums 3
Interest and rents ZZ Z
Other sources
Withheld at source N T State income tax 27 64
Remittance from home office to U S branch 138806 16
66075603
86468372
24792872
13883380
Total income 425144624
Carried forward 1091220227
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Other items
Traveling expenses
Furniture
Maps
Surveys ZZZZZ Z
Taxes and fees
Legal expensesZ
Agents balances charged off
Audit ZZ
Sundry office expenses ZZ
Entertaining and gratuities ZZ
Remittances to home office
Real estate expenses
Total disbursements
Balance
8185887
903795
638520
10291575
32214467
54330
31394
105470
32447
163255
70275161
2455386
136807769
5482839
60885754
28045910
4086068
7723729
125351687
378383756
712836471
Ledger Assets
Book value of real estate
Bonds at book value ZZ 4
Stocks at book value
Cash in office
Deposits at interest Z
Deposits not at interestZZZZZZ
Agents balances net ZZZ
Other items
Bills receivable taken for fire risks
30000000
73141630
466000
1371491
07786273
232859
99231400
606818
Total ledger assets 3 7 228 364 71148 Annual Report
NonLedger Assets
Interest due and accrued 7267533
Other items f1n7
Reinsurance due from other companies on paid lossesoLVttt
Total assets 720714776
Deduct Assets Not Admitted
Agents balances 4HcHs
Bills receivable b0b818
Other items 010c nn
Accrued interest on bonds in default 5icS
Book value of bonds and stocks over market value 3120593b jg
Total not admitted assets 37039596
Total admitted assets 1 683675180
Liabilities
Net amount of unpaid losses and claims KHIo15
Reserves or unearned premiums on risks outstanding 3645il
Salaries and miscellaneous accounts due or accrued n nnn
Taxes due or accrued JJUouuuu
Other items
Contingent commissions
Withheld at source N Y State income tax 27b4
0527b4
Total amount of liabilities except capital 408830990
Surplus over all liabilities 274844190
Surplus protection to policyholders mtim
Total liabilities 683675180
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918 943241411 831587662
Written or renewed during the year 700458769 619880074
Total 1643700180 1451467736
Deduct those expired and marked off as terminated 643561711 568449689
in force at the end of the year1000 138 409 t 8M0JJ
Deduct amount reinsured dJbJ44US tbvt6
Net amount in force 673794331 614315574
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1918 38336698 55383958
Written or renewed during the year 85667962 93697496
Total 124004660 149081454
Deduct those expired and marked off as terminated 77555870 82830254
In force at the end of the year 46448790 66251200
Deduct amount reinsured 3520033 5172327
Net amount in force 42928757 61078873
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 1526371400 123740200
Less 3664054 risks cancelled and 4200332 rein
surance in companies authorized in Georgia 762148100 24290500
Net risks written 1548251000 144602500
Gross premiums on risks written 15482510 14460 25Insurance Department of Georgia
Less 2781621 return premiums and 2669289 pre
miums for reinsurance in companies authorized in
Georgia 5148609
Net premiums received 103 339 01
Losses paid deducting salvage 73 440 29
Less losses on risks reinsured in companies author
ized in Georgia g 752 16
Net losses paid 54j6g813 f
Losses incurred 62 27 46 S
Less losses on risks reinsured in ompaniesauthor
lzed in Georgia 19 258 24
Net losses incurred 43 015 22
Investments in Georgia
Bonds 1000000
Total investments in Georgia
149
302301
1143724
232105
232105
165105
165105
1000000
LUMBER MUTUAL FIRE INSURANCE COMPANY OF BOSTON MASS
14 Milk Street Boston Mass
George H Davenport President Harry E Stone Secretary
Attorney for service in GeorgiaJ L Riley Atlanta Ga
Kinds of business done in GeorgiaInsuring Lumber and Woodworking Risks
Capital Stock
Ledger assets Dec 31 1918 136656613
Extended at
136655613
Income
Gross premiums on new business S7o n
Deduct amount paid for insurance and returnnre BiV
Total premiums 70598
Interest 21
Other8souVcS r mentoin
From Gale and Stone agents
From agents balances previously charged oitZZZZZZZZZZ 1ZZZ
Total income

Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustmentofcialms
Commissions and allowances to agents
a First year
Salaries of officers and empoyes ZZZ
Rents and interest
Advertising printing postageteteramlietc
Paid policyholders for dividends
0herPtemse decrease by adjustment oTaMmuTlllZllZZ
Tatmr11 suspense account
Legal expenses
Furniture and fixtures
Taxes and fees
Expenses of field men
79599546
6946002
144539
3400000
2461
90092548
226748161
21803722
158937
5182926
5924802
577683
646402
28692265
74897
1200
161362
213752
2209275
991381150 Annual Report
Traveling expenses of other than field men 27081
Expense of companys meetings 72200
Crediting of accountsvr qi37
Agents balances charged off 25498
All other disbursements 3943205
67004839
Total disbursements
159743322
Balance 140364568
Bonds at book value 174400
Cash in office 15132642
Deposits at interest 40 717 12
Agents balances net
159743322
Total ledger assets
NonLedger Assets
1287383
Interest due and accrued
0Amrountmdue from Gale and Stone agents 8009085
164039770
Total assets
Deduct Assets Not Admitted
Agents balances 14435
BookvSue of bonds over market value insurance
commissioners valuations In ft Q06 5
Amount due from Gale and Stone agents 3009065 12933633
Total not admitted assets 12948068
Total admitted assets 151091702
Liabilities
Net amount of unpaid losess and claims Jqwqn
Reserves or unearned premiums on risks outstanding wsazu
Salaries and miscellaneous accounts due or accrued UjjJ
Taxes due or accrued 4ifi7q2 38
Total amount of liabilities except capital iitss
Surplus over all liabilities 109418464
Surplus protection to policyholders 151091702
Total liabilities
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918 32848484 f028S8
Written or renewed during the year 42351626 87303144
75195110 155331777
Deductlhoseexpiredand marked off as terminated 38071644 79411197
In force at the end of the year 37123466 75920580
Deduct amount reinsured 2000 f
Net amount in force 37121466 8 75918580
Business in the State of Georgia
A Fire
Gross risks written 4Aanrnn
Less 109025 risks cancelled in companies authorized in Georgia 1090500
Net risks written 3729750C
Gross premiums on risks written 1385947
Less 259967 return premiums for reinsurance in companies au
thorized in Georgia ft33tJInsurance Department of Georgia
Net premiums received
Losses paid deducting salvage
Net losses paid
Net losses incurred
Bonds City of Augusta 4 12 per cent registered
bonds due 11142 market value insurance commis
sioners value 1000000
Total investments in Georgia j
151
1125980
125000
125000
125000
1000000
LUMBERMENS MUTUAL INSURANCE COPMANY
Lumbermens Heights Mansfield Ohio
E S Nail President W H G Kegg Secretary
Attorney for service in GeorgiaJ L Riley Atlanta Ga
Capital Stock
Ledger assets Dec 31 1918 116094017
Extended at
116094017
Income
Gross premiums on new business 1595779 19
Deduct amount paid for insurance and return pre
miums 34934308
Total premiums
Interest and rents IIIZ
Profits on sale or increase by adjustment of assets
Other sources
The Ohio Lumbermens Fire Ins Agency Co
From agents balances previously charged off
3820174
6607
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes II
Rents and interest
Advertising printing postage telegramsZetcZ
Paid policyholders for dividends
Other items
J 3XGS ot rJ7 Gf
Repairs and expenses to realsetate II 10752
Inspection and surveys i 044 it
Legal expenses ifili s
Furniture and fixtures I
Outstanding checks returned and redeemed ZZZZ
279155
216
Total disbursements
Balance
Ledger Assets
Book value of real estate
Mortgage loans first lien 24715000
Bonds at book value
Stocks at book value
Cash in office71T
Deposits at interest ZZ
124643611
5307574
50950
3826781
133828916
249922933
39460511
551449
25888968
7530913
550046
960456
26625446
3819514
105387303
144535630
6549581
24715000
71398550
12480500
62856
20092641152 Annual Report
9186502
Agents balances net
Deposed with insurance department of Alabama 114B00
Total ledger assets
NonLedger Assets
955584
Interest due and accrued
145491214
Total assets
Deduct Assets Not Admitted
123758
Agents balances
Other items 930850
Bonds 457500
Stocks 1388350
1512108
Total not admitted assets
143979106
Total admitted assets
Liabilities
8737100
Net amount of unpaid losses and claims jr 62828180
Reserves or unearned premiums on fks inB SZZZV 500
Salaries and miscellaneous accounts due or accrued 2000000
Taxes due or accrued
Other items ln j or accrued 1874688
Contingent commissions or other charges due or accrued 754 89968
Total amount of liabilities except capital YdooboToO
Permanent fund 7 48489138
Surplus over all liabilities
0 68489138
Surplus protection to policyholders
143979106
Total liabilities
Business in ForceFire
Bisks Premiums
In force on the 31st day of December 1918 fzfn JSiTlS
Written or renewed during the year ut J
177678791 259079913
DductlnoTelffpTr 137166561
in force at the end of the year Wf
Deduct amount reinsured JJ
83666198 120778302
Net amount in force
Business in the State of Georgia
A Fire
147901100
Less SNO 277Wisks cancelledandOoXooTiinsurance in com
panies authorized in Georgia i
110373400
Net risks written
ance in companies authorized in Georgia iiti
A 2258125
Net premiums received
Losses paid deducting salvage 1693497
1693497
Net losses paid
1693497
Losses incurred
Net losses incurred 1693497Insurance Department of Georgia
153
MARYLAND MOTOR CAR INSURANCE COMPANY
Garrett Building Baltimore Md
J Purviance Bonsai President Leo F Fitzpatrick Secretary
Attorney for service in GeorgiaFrank H Reynolds Atlanta Ga
Kinds of business done in GeorgiaMotor Car Insurance
Capital Stock
Amount of paidup capital 500 000 00
Ledger assets Dec 31 1918 663l5533
Increase of paidup capital during year 20000000
Extended at
Income
Gross renewal premiums 991526 21
Deduct amount paid for insurance and return pre
miums 25524156
Total premiums j
Interest and rents ZZZZI
Other sources
Surplus from sale of 4000 additional shares capital
stock at 6250 per share par 5000 50 000 00
From agents balances previously charged off 186 06
Profit from maturity of bonds 343i
86315533
73628465
2511677
5022037
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Other items
Taxes
Improvements to office
Paid syndicate for sale of additional capital stock
United War Work campaign
Underwriters Boards and Tariff Associations
Miscellaneous
Total disbursements
81162179
167477712
27753639
1535306
20949291
5118089
455352
1480515
2250000
3075383
658009
750000
50000
456982
251030
64783596
Balance 102694116
Ledger Assets
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Other items
Loan secured by pledge of bonds
62949339
4960987
112124
22595338
12064790
11538
Total ledger assets 102694116
NonLedger Assets
957978
268428
Interest due and accrued
Other items
Reinsurance recoverable
Total assets 103920522154 Annual Report
Deduct Assets Not Admitted
Agents balances 233107
Other items omnnn
Overdue interest on bonds in default 1UUUU
Book value of bonds and stocks over market value 308152b
Total not admitted assets 3314633
Total admitted assets 100605889
Liabilities
Net amount of unpaid losses and claims osiI2
Reserves or unearned premiums on risks outstanding riX
Dividends to policyholders declared but unpaid ikTinie
Salaries and miscellaneous accounts due or accrued jSbmboS
Total amount of liabilities except capital 408ibb
Capital actually paid in cash g2coi 07
Surplus over all liabilities vibvxvi
Surplus protection to poicyholders 59769197
Total liabiliaies 100605889
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1918 J527J2SI oJioH
Written or renewed during the year Sitil im toiopzi
Total 482887B2 140377073
Deductthoseexpired and marked off as terminated 23127117 69495951
In force at the end of the year 25161645 70881122
Deduct amount reinsured 53678b l06i4
Net amount in force 24624859 68777691
Business in the State of Georgia
Marine and Inland
341 074 00
30033000
Net risks written
Gross premiums on risks writtenv 915842
Less 133301 return premiums for reinsurance in companies au
thorized in Georgia laaaui
Net premiums received 782541
Losses paid deducting salvage 182996
Net losses paid 182996
Losses incurred 219796
Net losses incurred 219796
MASSACHUSETTS FIRE AND MARINE INSURANCE COMPANY
95 Water Street and 65 Killy Street Boston Mass
Everett C Benton President Walter Adlard Secretary
Attorney for service in GeorgiaJames L Dickey Jr Atlanta Ga
Kinds of business done in GeorgiaFire and Marine
Capital Stock
Amount of paidup capital I S222222
Ledger assets Dec 31 1918 186194988
Extended at 186194988Insurance Department of Georgia
155
Income
Gross premiums on new business 245109071
Deduct amount paid for insurance and return pre
miums 117498355
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets Z
Total income 134755493
127610716
7007975
136802
Carried forward 320950481
Disbursements
Net amount paid policyholders for losses 73200663
Legal and administrative expenses in adjustment of claims 2850707
Commissions and allowances to agents 34417528
Salaries of officers and employes 6473954
Rents and interest 530513
Advertising printing postage telegrams etc 17o9l60
Loss on sale and decrease by adjustment of assets 141402
Other items
Taxes licenses and fees 47 276 60
Furniture fixtures and maps 4432 53
Inspections and surveys 1530229
Agents balances charged off 1 645 45
Michigan surcharge charged off awaiting settlement l5061
Dividends paid stockholders 30000 00
5153081
Total disbursements 1292 04675
Balancej 191745806
Ledger Assets
Bonds at book value 98090455
Stocks at book value 46668778
Cash in office 77259
Deposits at interest 24564868
Agents balances net 18344446
Other items
Loans secured by pledge of bonds stocks and other collateral 4000000
Total ledger assets 191745806
NonLedger Assets
Interest due and accrued 1090116
Other items
Reinsurance recoverable on paid losses 761436
Total assets 193597358
Deduct Assets Not Admitted
11617
5958833
Total not admitted assets
Agents balances
Other items
Book value of bonds and stocks over market value
5970450
Total admitted assets 187626908
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Contingent commissions due or accrued
Total amount of liabilities except capital
Capital actually paid in cash 50000000
Surplus over all liabilities 22677115
Surplus protection to policyholders
32032747
80012190
242535
2648516
13805
114949793
72677115156
Annual Report
Total liabilities 187626908
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918 123394444 8 125957662
Written or renewed during the year 90111158 91814625
Total 8 213505602 8 217772287
Deduct those expired and marked off as terminated 89856387 91307868
In force at the end of the year 123649215 126464419
Deduct amount reinsured 24488755 24866870
Net amount in force8 99160460 101597549
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 19188 26246521 62721417
Written or renewed during the year 127453030 163294446
Total8 153699551 8 216015863
Deduct those expired and marked off as terminated 125283278 139465745
In force at the end of the year8 28416273 76550118
Deduct amount reinsured 8208491 21465225
Net amount in force8 20207782 8 66084898
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written8 240437000
Less 8642733 risks cancelled and 8257914 reinsur
ance in companies authorized in Georgia 90064700
Net risks written8 150372300
Gross premiums on risks written 3522749
Less 8784761 return premiums and 8396651 pre
minms for reinsurance in companies authorized in
Georgia 1181412
Net premiums received8 2341337
Losses paid deducting salvage8 1309999 8 4138
Less losses on risks reinsured in companies author
ized in Georgia 392582
Net losses paid8 917417 8 4138
Losses incurred 2102012 8 3138
Less losses on risks reinsured in companies author
ized in Georgia 667714
Net losses incurred8 1434298 8 3138
MECHANICS INSURANCE COMPANY
500502 Walnut St Philadelphia Pa
Daniel H Dunham President John A Snyder Secretary
Attorney for service in GeorgiaA L Brooks Atlanta Ga
Kinds of business done in GeorgiaFire Tornado an Automobile
Capital Stock
Amount of paidup capital 8 25000000
Ledger assets Dec 31 1918 176375197
Extended at 8 175375197Insurance Department of Georgia
157
Income
Gross premiums on new business l 482 745 63
c 5mount Paid for reinsurance and return pre
57507307
miums
Total premiums
Deposit premiums on perpetual risks I
Interest and rents
Profits on sale or increase by adjustment of assets
Other items
Assignments on perpetual deposits
Agents balances previously charged off Z
29450
7552
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc Z
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Field supervisory expenses
Taxes licenses and fees
Agents balances charged off
Deposit premiums returned on perpetual
Real estate expenses
1847150
3910938
36724
2616335
490411
Total disbursements
Balance
Ledger Assets
BooK value of real estate
Mortgage loans first lien 82200
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Agents balances net
Other items
Philadelphia Underwriters Association deposit
Total ledger assets
NonLedger Assets
Interest due and accrued a
Market value of assets over book value
Other items
Reinsurance due on paid losses
90776256
2190602
7909816
13800
37002
100918476
276293673
32355296
825021
21357213
5282588
729601
3502418
2500000
2619800
8901558
78073495
198220178
8319377
8220000
127450000
13352500
141658
15042567
15684076
10000
198220178
1662785
1480623
341111
Total assets 201704697
Deduct Assets Not Admitted
Agents balances
wther items
Book value of stocks and bonds over market value
Total not admitted assets
Total admitted assets
763647
11476675
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
12240322
189464375
11005314
122303654
800000
2250000
158 Annual Report
Total amount of liabilities except capitalKft5Sno 136358968
Capital actually paid in cash 901 nKi 07
Surplus over all liabilities 28105407
Surplus protection to policyholders 5310o407
i 8 189464375
Total liabilities
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918 181891480 Mjg94818
Written or renewed during the year 148298672 libSlWi
Ttn S 330190152 326110342
DeductthosV 7xpiredand markedoff as terminated 120560070 121634374
In force at the end of the year1 S HImI
Deduct amount reinsured 38605509 49b4 is
Net amount in force 171024573 161549490
Business in ForceMarine and Inland
Risks Premiums
Inforce on the 31st day of December 1918 242467 nlltq
Written or renewed during the year 1151J1 ioboa a
Total 1393677 2587083
Deduct those expired and marked off as terminated 529950 1178085
In force at the end of the year1 863 727 i408998
Deduct amount reinsured 8 SbSlil 3 i4uas
Business in the State of Georgia
A Fire Marine and
Inland
Proas risks written 457573400 8 11495000
SEYl868106 risks cancelled and 1646607 reinsur
ance in companies authorized in Georgia 179766300 ll4950uu
Net risks written 277807100
Gross premiums on risks written 55 5036829 168M
Less 81153310 return premiums and 724822 pre
miums for reinsurance in companies authorized in ggg g2
Georgia t
Net premiums received 3355559
Losses paid deducting salvage 1708200
Less losses on risks reinsured in companies author
ized in Georgia sssss
Net losses paid 1309864
Losses incurred 2007033
Less losses on risks reinsured in companies author
ized in Georgia ttJia
Net losses incurred 1543860
MERCANTILE MUTUAL FIRE INSURANCE COMPANY
10 Weybosset Street Providence R I
Alfred U Eddy President Walter K Pullen Secretary
Attorney for service in GeorgiaR D Ernst Savannah Ga
Kinds of business done in GeorgiaMutual Fire
Capital Stock
Ledger assets Dec 81 1918 8 39982055
Extended at
3992055Insurance Department of Georgia
159
Income
Gross premiums on new business 414 953 91
Deduct amount paid for insurance and return pre
miums 2605503
Total premiums 00 0
Interest and rents
Other sources 1764780
Refund excise tax 2 295 17
Total income 40884185
Carried forward 80g662 40
Disbursements
Net amount paid policyholders for losses s 98 7es an
Commissions and allowances to agents n nS
Salaries of officers and employes 17 son
Rents and interest HsHS
Advertising printing postage telegrams rtcTZZZZ7 261737
fn Policyholders for return premium deposits 282 90203
othlrems ad deCreaS6 by tment of assetsZZTZ loOOOioO
Taxes and insurance department fees 8 44 18
Travel and inspections tkIq 5
furniture and fixtures 0977
Miscellaneous X
Leal 34743
Legal 3g247
1505266
Total disbursements j 31
Balance
I 45028491
Ledger Assets
Bonds at book value or 7ft7 ns
Stocks at book value lUlUil
Cash in office 11537312
Deposits at interest 40919
Deposits not at interest 9
Other items 2583536
Collateral loans c
564250
Total ledger assets 45028491
NonLedger Assets
Interest due and accruedf 305974
Total assets 45334465
Deduct Assets Not Admitted
Book value of bonds and stocks over market value 1373670
Total not admitted assets 1373670
Total admitted assets 43960795
Liabilities
Net amount of unpaid losses and claims 320000
Reserves or unearned premiums on risks outstanding 23995823
Salaries and miscellaneous accounts due or accrued 30000
Taxes due or accrued 650000
Surplus protection to policyholders 18964972
Total liabilities 43960795
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918 50195038 40888442
Written or renewed during the year 50151075 414 953 91
IgO Annual Report
100 346 113 82383833
ctTro6DTfeXandmrred5irai7emTed 4321610 36675224
In farce at the end of the year 56024503 708609
Net amount in force 56024503 45708609
Business in the State of Georgia
A Fire
i 212961400
2r5li0ririkcanc
187716400
Net risks written
4 1 fi 77
Gross premiums on risks written rcLiVT
Less 1193768 return premiums in companies authorized m
Georgia
j 463965
Net premiums received
Losses paid deducting salvage 52844
5284
Net losses paid
Losses incurred
4iq 44
Net losses incurred
Investments in Georgia
Bonds 1000000
Total investments in Georgia 1000000
MILLERS MUTUAL FIRE INSURANCE COMPANY OF TEXAS
111 West Sixth Street Fort Worth Texas
B R Neal President len Weeks Secretary
Attorney for service in GeorgiaJas C Lloyd Augusta Ga
Kinds of business done in GeorgiaFire Lightning and Tornado
Capital Stock
Ledger assets Dec 31 1918
Extended at
Income
Gross deposit premiums on new business and renewal
57793978
57793978
premiums
Deduct amount paid for insurance and return pre
95571334
29940923
Total deposit premiums
Interest and rents
65630411
3076539
Total income 687069jo
Carried forward 126500928
Disbursements

Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Field supervisory expenses
18791865
152544
230096
5017620
260438
1126260
20334
5005327Insurance Department of Georgia 16
Furniture and fixtures 1400 10
Inspections 1985 88
Taxes and department fees I4425i9
Legal 51110
Miscellaneous 1 52278
27092997
Total disbursements 52381988
Balance 74118940
Ledger Assets
Book value of real estate j 650 00
Mortgage loans
Bonds at book value I 345853
Deposits at interest ms
Agents balances net iifunnn
Other items 1r0wuu
Furniture and fixtures 436000
Total ledger assets 741 18940
NonLedger Assets
Interest due and accrued 841975
Other items
Reinsurance recoverable on paid losses 226083
Total losses 75186998
Deduct Assets Not Admitted
Book value bonds over market value 128373
Book value furniture and fixtures over market value 436ooo
Total not admitted assets 564373
Total admitted assets 74622625
Liabilities
Net amount of unpaid losses and claims 4295820
Reserves or unearned premiums on risks outstanding 27215316
Salaries and miscellaneous accounts due or accrued 275000
Taxes due or accrued 1375000
Total amount of liabilities except capital 33161136
Surplus protection to policyholders 41461489
Total liabilities 74622625
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918 33608746 5489032
iVritten or renewed during the year 59959271 95571334
Total 93568017 150461655
Deduct those expired and marked off as terminated 50155950 88906637
In force at the end of the year 43412067 71555018
Deduct amount reinsured 9831120 171243 86
Net amount in force 33580947 54430632
Business in the State of Georgia
A Fire
Gross risks written 287875 00
Less 42000 risks cancelled and 9000 reinsurance in companies
authorized in Georgia 5100000
Net risks written 23687500
Gross deposit premiums on risks written 9 980 20
Less 182424 return premiums and 11165 premiums for reinsur
ance in companies authorized in Georgia 193589
Net deposit premiums received l 804431162
Annual Report
losses paid deducting salvage 48i
4813
Net losses paid
1454813
Losses incurred
I 1454813
Net losses incurred
MILWAUKEE MECHANICS INSURANCE COMPANY
First Wisconsin National Bank Building Milwaukee Wis
Chas H Yunker President Oscar Griebling Secretary
Attorney for service in GeorgiaW H Hill Atlanta Ga
Kinds of business done in GeorgiaFire Marine Inland and Tornado
Capital Stock
Amount of paidup capital
Ledger assets Dec 31 1918
125000000
606617287
Extended at 606617287
Income
Gross premiums on new business
Deduct amount paid for insurance and return pre
miums
491989828
115588516
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Gross interest on mortgage loans
Gross interest on bonds and dividends on stocks
Gross interest on deposits
Dividend
Underwriters deposits interest
Interest on notes
St I R A dividend
General adjustment bureau dividend
Underwriters Excess Association interest
Marine department interest
Conscience money
Increase liabilities on reinsurance treaties
Agents balances previously charged off
376401312
7366466
429725
7273466
19316641
433095
5000
450
2421
1000
1000
412
29541
9550
217712
3622
20020444
Total income 404217947
Carried forward 1010835234
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid stockholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Field supervisory expenses 5 I 2
Federal taxes JXH
Taxes licenses and fees S 1J
Agents balances charged off
Real estate expenses 105631
o5o7o223
Total disbursements 320596562
Balance 690238672
140028905
3575072
88061294
15483564
1629363
15445441
18750000
2246700Insurance Department of Georgia 163
J Ledger Assets
Book value of real estate S itnnnn
Mortgage loans first lien 1329260 1 329 Ifionn
Bonds at book value J H
Stocks at book value 8 H
Cash in office llSZtem
Deposits at interest I 147
Agents balances net KM in7
Other items 66310267
Deposit Milwaukee Board of Fire Underwriters S 100 00
Due from reinsurance companies 143422
154322
Total ledger assets 690238672
NonLedger Assets
Interest due and accrued Rn aqq as
Other items 6009988
Recoverable for reinsurance on paid losses 724269
Total assets 696972929
Deduct Assets Not Admitted
Agents balances 1 370 65
Other items
Bonds and stocks 17146487
Total not admitted assets 272 835 52
Total admitted assets 6796 89377
Liabilities
Net amount of unpaid losses and claims 349 564 11
Reserves or unearned premiums on risks outstanding 3 523147 35
Salaries and miscellaneous accounts due or accrued 5 000 00
Taxes due or accrued 12000000
Other items vvvv
Contingent commissions 25 000 00
Funds held under reinsurance treaties 7643 35
Reserved for dividends 75oOooO
117 fidl 1
Total amount of liabilities except capital 4 ioci4si
Capital actually paid in cash 1250 000 00
Surplus over all liabilities l44l538 96
Surplus protection to policyholders 2 691 538 96
Total liabilities 679689377
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918 606977235 6224318 69
Written or renewed during the year 430955971 447268503
Total i1037933206 1069700372
Deduct those expired and marked off as terminated 335731946 352745078
In force at the end of the year 702201260 7169552 94
Deduct amount reinsured 71048005 64386101
Net amount in force 631153255 652569193
Business in ForceMarine and Inland
t Risks Premiums
In force at the end of the year 4510961 111 578 89
Written or renewed during the year 181421341 44721325
al VICrIi 185932302 55879214
Deduct those expired and marked off as terminated 168564805 40879271
In force at the end of the year 17367497 14999943g4 Annual Report
2548281 1795514
Deduct amount reinsured
S 14819216 13204429
Net amount in force
Business in the State of Georgia
A Fire Marine and
Inland
639433600 3150000
LessVm8lTreeHskicanTeTled7dl5000 fire re
insurance in companies authorized in Georgia 788bluu
560647500 3150000
Net risks writtenT
Qfi Q2 13 774 55
Gross premiums on risks written VMolTSSSmB M0JL
Less 1069857 return premiums and f Premiums
for reinsurance in companies authorized m Georgia mooaw
8625883 63980
Net premiums received
Losses paid deducting salvage 2133677
2133677
Net losses paid
2674437 4315
Losses incurred
2674437 f 4315
Net losses incurredT
Premiums in ForceMiscellaneous
10803450
In force December 31 1918 97 fis6 6g
Written or renewed during the year 20573118
DUeducTceasedTobeinf8rce during year imIIiim
In force December 31st 1919 3688751
Deduct amount returned and reinsured ill 52372
Net premiums in force
Investments in Georgia
Bonds 1000000
Total investments in Georgia 1000000
MINNESOTA IMPLEMENT MUTUAL FIRE INSURANCE COMPANY
211 North Cedar Street Awatonna Minn
P J Lake President C D Buxton Secretary
Attorney for service in Georgia1 L Riley Atlanta Ga
Kinds of business done in GeorgiaFire and Tornado
Capital Stock
Ledger assets Dec 31 1918 50069253
mt 50069253
Extended at
Income
Gross premiums on new business 126194686
Deduct amount paid for insurance and return pre
miums ivi
Total premiums 95 oflfi
Interest and rents 49d46t
Other sources oicnc
Old outstanding checks voided Htnt
Premiums paid in advance 4goiM 5 112 08
Total income 93669553
Carried forward 143738806Insurance Department of Georgia
165
Disbursements
Net amount paid policyholders or losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Legal expenses 68336
Total field supervisory expenses 195904
Taxes licenses and fees 1821637
Inspections and surveys 749736
Furniture fixtures and maps 744934
Miscellaneous itemized and real estate expenses 509727
Total disbursements
Balance
Ledger Assets
Book value of real estate
Mortgage loans first lien 541950
Bonds at book value
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Bills receivable taken for fire risks 28840
Due for reinsurance premiums 2840568
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Dividends to policyholders declared but unpaid
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Contingent commissions or other charges due or accrued
Total amount of liabilities except capital
Surplus protection to policyholders
19207337
283034
12639204
3494207
385766
1027437
20121963
60000
4090274
61309222
82429584
1200000
54195000
7052100
3162946
7501222
6448848
2869408
Total ledger assets 82429584
NonLedger Assets
Interest due and accrued 1493563
Market value of assets over book value 13790
Total assets 83936937
Deduct Assets Not Admitted
Agents balances 41438
Bills receivable 4087
45525
83891412
2880886
46763905
74411
20000
1000000
300000
51039202
32852210
Total liabilities 83891412
Business in ForceFire
1918
In force on the 31st day of December
Written or renewed during the year
Excess of original premiums over amount received
for reinsurance
Risks
35121781
71883358
Premiums
64973067
126194686
188959
Total 107005139 191356712166 Annual Report
Deduct those expired and marked oft as terminated 41445358 73741917
In force at the end of the year 65559781 117614795
Deduct amount reinsured 12613312 otuiao
Net amount in force 52946469 92212599
Business in the State of Georgia
A Fire
Gross risks written 68440700
Less 86975 risks cancelled and 10900 reinsurance in companies
authorized in Georgia 9787500
Net risks written 58643200
Gross premiums on risks written 1824871
Less 442964 return premiums and 18279 premiums for reinsur
ance in companies authorized in Georgia 461243
Net premiums received 1363628
Losses paid deducting salvage 1 755923
Net losses paid 755923
Losses incurred 760497
Less losses on risks reinsured in companies authorized in Georgia 759767
NATIONAL BEN FRANKLIN FIRE INSURANCE COMPANY
120122 Ohio Street West Pittsburgh Pa
H M Schmitt President Thos A Hathaway Secretary
Attorney for service in GeorgiaLangdon C Quin Atlanta Ga
Kinds of business done in GeorgiaFire and Automobile
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 19J8 435519102
Extended at 435519102
Income
Gross premiums on new business 425696686
Deduct amount paid for insurance and return pre
miums 147431658
Total premiums 278265028
Interest and rents 21008608
Profits on sale or increase by adjustment of assets 260978
Other sources
From agents balances previously charged off 29755
Total income i 299564369
Carried forward 735083471
Disbursements
Net amount paid policyholders for losses 105274618
Legal and administrative expenses in adjustment of claims 3866088
Commissions and allowances to agents 83211894
Salaries of officers and employes 13744370
Rents and interest i54il
Advertising printing postage telegrams etc 9611539
Loss on sale and decrease by adjustment of assets 97038
Other items
Maps D4190
Taxes licenses and fees 21766189
Legal expenses 41000Insurance Department of Georgia
167
Agents balances charged off 308419
Dividends 16000000
Real estate expenses and taxes 688725
38804333
Total disbursements 256488231
Balance 478595240
Ledger Assets
Book value of real estate f 17188086
Mortgage loans first lien 211478621 211478621
Bonds at book value 13593214
Stocks at book value 7457251
Cash in office 3997963
Deposits at interest 42109395
Agents balances net 45994680
Other items
Deposit with Philadelphia Underwriters Association 10000
Collateral loans 14426500
Total ledger assets 478595240
NonLedger Assets
Interest due and accrued 5019348
Market value of assets over book value 1401914
Other items
Reinsurance recoverable on losses paid 463664
Total assets 485480166
Deduct Assets Not Admitted
Agents balances 859225
Other items
Book value of bonds and stocks over market value 931015
Total not admitted assets 1790240
Total admitted assets 483689926
Liabilities
Net amount of unpaid losses and claims 26974643
Reserves or unearned premiums on risks outstanding 262243631
Dividends to stockholders declared but unpaid 33500
Salaries and miscellaneous accounts due or accrued 3326144
Taxes due or accrued 12500000
Total amount of liabilities except capital 305077918
Capital actually paid in cash 100000000
Surplus over all liabilities 78612008
Surplus protection to policyholders 178612008
Total liabilities t 483689926
Business in ForceFire
Risks Premiums
In force on the Slst day of December 1918 497393823 520771118
Written or renewed during the years 355033284 384797944
Excess of original premiums over amount received
for reinsurance 2709628
Total 852427107 15 908260490
Deduct those expired and marked off as terminated 300810889 320294731
in force at the end of the year 551616218 135592687
Deduct amount reinsured 105193321 127592687
Net amount in force 446422897 460373072
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1918 10507785 30317669168 Annual Report
Written or renewed during the year 14273266 40916942
Total 24781051 71234611
Deductthose expired and marked off as terminated 13377646 39636967
In force at the end of the year USJ5 812J
Deduct amount reinsured 195741 ifitlib
Net amount in force 11207664 31329908
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 428848100 23290700
Less 975229 risks cancelled and 356406 reinsur
ance in companies authorized in Georgia 12599ti00 qtobiiuu
Net risks written 30285140o 16123900
Gross premiums on risks written 6038083 629683
Less 1246228 return premiums and 424028 pre
miums for reinsurance in companies authorized in
Georgia 1494220 176036
Net premiums received 4543863 453647
Losses paid deducting salvage 2724406 515728
Less losses on risks reinsured in companies author
ized in Georgia 1157624 35758
Net losses paid 1566782 I 479970
Losses incurred 3147906 634653
Less losses on risks reinsured in companies author
ized in Georgia 1297550 35758
Net losses incurred 1850356 598895
Investments in Georgia
Bonds 10000
Total investments in Georgia 1000000
NATIONAL FIRE INSURANCE COMPANY OF HARTFORD
95 Pearl Street Hartford Conn
H A Smith President S T Maxwell Secretary
Attorney for service in GeorgiaH T Powell Atlanta Ga
Kinds of business done in GeorgiaFire Lightning Hail Tornado Sprinkler
Leakage Automobile Explosion Marine War
Capital Stock
Amount of paidup capital 222222
Ledger assets Dec 31 1918 2138816618
Extended at 2138816618
Income
Gross premiums on new business 1 2655691441
Deduct amount paid for insurance and return pre
miums 1140956736
Total premiums 15llHHl
Interest and rents isis
Profits on sale or increase by adjustment of assets 594830Insurance Department of Georgia
169
Other sources
Agents balances previously charged off
Total income
125623
1597008691
Carried forward 3735825309
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims L
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegramsetc
Paid stockholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Field supervisory expenses
Taxes
Miscellaneous
566390431
21053229
267529613
116731016
8593496
17537723
40000000
8522405
46874948
86539340
36995077
Total
disbursements 12 167
67278
Balance
t 2519058031
Ledger Assets
Book value of real estate
Mortgage loans
Bonds at book value 2 ir
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Bills receivable taken for fire risks
Due from departmental managers
59931671
49965000
81059116
23860521
2264842
82645769
20860515
72530700
25762127
177763
25939890
Total ledger assets 2519058031
NonLedger Assets
Interest due and accrued
Market value of assets over book value II
Other items
Due from other insurance companies reinsurance on fire losses
paid
Total assets
3S45335X
2438322
1839724
2558789439
Deduct Assets Not Admitted
Agents balances
Bills receivable A
Other items
Excess of bills receivable not past due taken for
fire risks over the unearned premiums
Over due accrued interest on bonds in defaultI
Book value of bonds and stocks over market value
Due from department managers
Due from Franklin Ins Co
1890080
2740383
2023408
13601634
65917039
177763
42763
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Special reserve fund covering all contingent liabilities
Contingent commissions due or accrued
81762607
86383070
2472396360
172024548
1344044333
4000000
90000000
50000000
6000000170 Annual Report
569656
Funds held under reinsurance treaties 1666638537
Total amount of liabilities except capital iToOO 00000
Capital actually paid in cash fi057578 23
Surplus over all liabilities
v j 805757823
Surplus protection to policyholders
2472396360
Total liabilities
Business in ForceFire
Risks Premiums
in force on the 31st day of December 1918W Tzlfl
Written or renewed during the year AW4twtis
Excess of original premiums over amount received 6602667
for reinsurance
5409602112 5327611797
peunoiVexpT 20942973a
333071254 32 33314422
Deduct amount reinsured J2319 510 924 2389540266
Net amount in force
Business in ForceMatrine and Inland
Risks Premiums
in force on the 31st day of December 1918 62009 304 10086M8J
Written or renewed during the year 338491833 jliitil
400500867 422074090
5eauctTholeixFiridanmarkdoTfaste7mrnated 287175070 248418136
In force at the end of the year 111 033 olls
Deduct amount reinsured 436503 ajtty
Net amount in force 108960764 164368956
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks writtenVirfintTSto1 34754938 78345
Less 9966638 risks cancelled and 2845964 rein 4 000 00
surance in companies authorized in Georgia 1281260200 400000
Net risks written 2194233600 7434500
G oss premiums on risks writtenrrrV 3907932T 80655
Less 5437472 return premiums and 948514 pre
miums for reinsurance in companies authorized m
Georgia 6385986 oAi
Net premiums received 32693341 72113
Losses paid deducting salvage1 16064423 132640
Less losses on risks reinsured in companies author
ized in Georgia i6bb
Net losses paid 15833897 S 132640
Loses incurred 15217754 135916
Less losses on risks reinsured in companies author
ized in Georgia 49747
Net losses incurred 15267501 135916Insurance Department of Georgia
171
NATIONAL LIBERTY INSURANCE COMPANY OF AMERICA
62 William Street New York N Y
George B Edwards President G H Kehr Secretary
Attorney for service in GeorgiaSamuel C Williams Atlanta Ga
Kinds of business done in GeorgiaFire Lightning Tornado and Marine
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1918 953137343
Extended at
Income
Gross premiums on new business
Deduct amount paid for insurance and return pre
miums
954217385
356921330
953137343

Total premiums f 597296055
Interest and rents
Other sources
Income tax withheld at the source
Agents balances previously charged off
Gross increase by adjustment in book value of
ledger assets
34134
5760
15940974
43922048
15980868
Total income 657198971
Carried forward 1610336314
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Pard stockholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Expenses field supervisory
Furniture and fixtures
Maps
Inspections and surveys
Federal taxes
Taxes licenses and fees
Legal
Balances charged off
Miscellaneous
Real estate expenses
236253284
16056964
141737297
30157780
4015606
7202050
20000000
35559676
19531923
2413878
1218678
10801861
9998640
17325054
713293
787196
1443869
4240749
50000000
2048364
68475141
52048364
Total disbursements 611506142
Borrowed money repaid
Interest on borrowed money
Balance 998830172
Ledger Assets
Book value of real estate
Mortgage loans first lien 785100
Bonds at book value
Stocks at book value
Cash in offce
Deposits at interest
Deposits not at interest
Agents balances net prior to October 1 1919
Agents balances net subsequent to October 1 1919
70000000
78510000
21807000
28605700
526039
69567461
1320400
5857329
22636243
Total ledger assets 998830172172
Annual Report
NonLedger Assets
Interest due and accrued coannn
Market value of assets over book value 54248000
Other items
Reinsurance on losses paid 21007313
Total assets i 1080908498
Deduct Assets Not Admitted
Agntes balances prior to October 1 1919 5857329
Total not admitted assets 5857329
Total admitted assets 1075051169
Liabilities
Net amount of unpaid losses and claims 75605101
Reserves or unearned premiums on risks outstanding 565354738
Salaries and miscellaneous accounts due or accrued 400000
Other items
Estimated amount hereafter payable for federal state and other
taxes based upon the business of the year of this statment 17500000
Contingent commissions or other charges due or accrued 5000000
Total amount of liabilities except capital 663859839
Capital actually paid in cash 100000000
Surplus over all liabilities 311191330
Surplus protection to policyholders 411191330
Total liabilities 1075051169
Business in ForceFire
In force on the 31st day of December 19181089928917
Written or renewed during the year 817851427
Excess of original premiums over amount received
for reinsurance
Total 1907780344
Deduct those expired and marked off as terminated 664294663
In force at the end of the year1243485681
Premiums
1058842917
814069725
8606729
1881519371
660710001
1220809370
Net amount in force1012914271 985717556
Business in ForceMarine and Inland
In force on the 31st day of December 1918
Written or renewed during the year

Risks
49145420
57854816
Premiums
93030400
140147660
Total
Deduct those expired and marked off as terminated
In force at the end of the year
Deduct amount reinsured
107000236
69565226
37435010
1545761
Net amount in force
35889249
Business in the State of Georgia
A Fire
Grass risks written 1357943700
Less fire 2372339 marine 25526 risks cancelled
and fire 1208702 reinsurance is companies au
thorized in Georgia 358104100
233178060
143292616
89885444
6084658
800786
Marine and
Inland
1244146
2552600
Net risks writtenr 999839600
9888800
Gross premiums on risks writteni 19068462 3 873 47
Less fire 2896052 marine and inland 468 return
premiums and fire 1128399 for reinsurance in
companies authorized in Georgia 4024451 466 58Insurance Department of Georgia
Net premiums received 15045011 340689
Losses paid deducting salvage 8473603 217333
Less losses on risks reinsured in companies author
ized in Georgia
Net losses paid i 2113X
Losses incurred 8264304 180250
Less losses on risks reinsured in companies author
ized in Georgia i
Net losses incurred 7671521 180250
B
NATIONAL UNION FIRE INSURANCE COMPANY
Smithfield Street and Seventh Avenue Pittsburgh Pa
K Cole President Wm G Armstrong Secretary
Attorney for service in GeorgiaCarleton T Smith Atlanta Ga
Kinds of business done n GeorgiaFire Lightning Tornado Sprinkler Leakage
Riot and Civil Commotion Explosion War Risk
Capital Stock
Amount of paidup capital HCs
Ledger assets Dec 31 1918 545534431
Extended at
545534431
Income
Gross premiums on new business 740136714
Deduct amount paid for insurance and return pre
iimc sjuity
Total premiums
Interest and rents r
Profits on sale or increase by adjustment of assets
Other sources
From agents balances previously charged off
Borrowed money gross
415982017
22055440
103007
4389
30000000
30005489
Total income 468145853
Carried forward 1013680284
Disbursements
Net amount paid policyholders for losses J
Legal and administrative expenses n adjustment of claims
Commissions and allowances to agents
a First year and b Renewal
Salaries of officers and employes
Rents and interest
Advertising printng postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Outlays made on unlisted assess
Paid stockholders dividends
Legal expenses excluding legal expenses on losses
Sgents allowances rriS7
Borrowed money 300000 interest 213961
Field supervisory expenses
Taxes licenses and fees
Furnture and fixtures
Federal tax
Maps including corrections
Real estate expenses
Inspections and survey Underwriter Board and
52514527
4445796
91063281
20625706
1347889
7374599
210
50000
10000000
7552
4052094
30213961
14171995
14700557
366046
8431288
740585
14955174
Annual Report
Tariff Associations
Agents balances charged off
7721514
325969
90864484
Total disbursements 368236492
Balance 645443792
Ledger Assets
Book value of real estate 167214
Mortgage loans first lien 258750 25875000
Bonds at book value 422635852
Stocks at book value 57952494
Cash in office 836572
Deposits at interest 2143058
Deposits not at interest 48331951
Agents balances net 78609170
Other items
Bills receivable taken for fire risks 6946805
Amount recoverable for reinsurance on paid losses 1945676
8892481
Total ledger assets 645443792
NonLedger Assets
Interest due and accrued 6446031
Total assets 651889823
Deduct Assets Not Admitted
Agents balances
Bills receivable
Other items
Overdue and accrued interest on bonds in default
Book value of bonds and stocks over market value
Total not admitted assets 342741 90
Total admitted assets 617615633
2662305
3672202
20000
27919683
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding 3
Salaries and miscellaneous accounts due or accrued
Other items
Estimated amount hereafter payable for federal state and other
taxes based upon the business of this years statement
Contingent commissions or other charges due or accrued
Special reserves for contingencies
Total amount of liabilities except capital I 4
Capital actually paid in cash 1000 000 00
Surplus over all liaoilities 954 749 66
39913196
62227471
500000
17000000
1000000
1500000
22140667
Surplus protection to polcyholders 1954 749 66
Total liabilities 617615633
Business in ForceFire
In force on the 31st day of December 1918 762023 279
Written or renewed during the year 666834 278
Excess of original premiums over amount received
for reinsurance
lXfX riZrI1428857557
Deduct those expired and marked off as terminated 573247701
In force at the end of the year 855609856
Deduct amount reinsured 228109402
Net amount in force 627500454
Premiums
818558988
701112432
737344
1520408764
597098855
923309909
255177606
668132303Insurance Department of Georgia 175
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1918 9562764 20800111
Written or renewed during the year 70049125 39024282
Total 79611889 59824393
Deduct those expired and marked off as terminated 72478195 37931802
In force at the end of the year 7133694 21892591
Deduct amount reinsured 3584009 11023641
Net amount in force 3549685 10868950
Business in the State of Georgia
A Fire
Gross risks written 773610200
Less 1083969 risks cancelled and 181031 remsurance in com
panies authorized in Georgia 126500000
Net risks written 647110200
Gross premiums on risks written 9601713
Less 1966486 return premiums and 198885 premiums for rein
surance in companies authorized in Georgia 2165371
Net premiums received 7436342
Lcsses paid deducting salvage 3512677
Less losses on risks reinsured in companies authorized in Georgia 134354
Net losses paid 3378323
Losses incurred 25o2
Less losses on risks reinsured in companies authorized in Georgia 184354
Net losses incurred9 3771481
NATIONALE FIRE INSURANCE COMPANY OF PARIS
17 Custom House Street Providence R I
Starkweather Shepley Inc U S Managers
Attorney for serVce in GeorgiaGordon Williams Atlanta Ga
Kinds of business done in GeorgiaFire and Lightning Insurance
Capital Stock
Statutory deposit fSJS0
Ledger assets Dec 31 1918 112472119
Extended at 112472119
Income
Gross renewal premiums 226434933
Deduct amount paid for insurance and return pre
iniiims 1310J3133
Total premums
Interest and rents
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Advertising printing postage telegrams etc
95341800
4262882
99604682
212076801
31774409
615656
27802945
42475
40192176
Annual Report
Other items
Inspections and surveys
Federal taxes
Other taxes tees and licenses
Auditing companys accounts
940463
1211777
2191001
27131
Total disbursements 64646049
Balance 147430752
Ledger Assets
Bonds at book value 107003322
Deposits at interest
Agents balances net
Other items
Cash deposited with Philadelphia Und Assn
Total ledger assets
NonLedger Assets
Interest due and accrued
Other items
Reinsurance due from other companies
Total assets
Deduct Assets Not Admitted
Book value of bonds over market value
Total not admitted assets
Total admitted assets
Liabilities
14445641
25961789
20000
147430752
1304776
202042
148937570
8116822
8116822
140820748
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Taxes due or accrued
Other items
Contingent commission
Total amount of liabilities except capital
Capital deposit 20000000
Surplus over all liabilities 35785474
11273448
62797736
2500000
8464090
85035274
55785474
Surplus protection to policyholders
Total liabilities 140820748
Business in ForceFire
Risks
In force on the 31st day of December 191 8 181586930
Written or renewed during the year 224798016
Total 406384946
Deduct those expired and marked off as terminated 177399873
In force at the end of the year 228985073
Deduct amount reinsured 110611965
Net amount in force
Premiums
181769892
226434933
408204825
181370531
226834294
111086241
118373108 1 115748053
Business in the State of Georgia
A Fire
Gross risks written io 399 gg qq
Less 3021732 risks cancelled and 2693697 reinsurance in com
panies authorized in Georgia 571542900
Net risks written 467518900
Gross premiums on risks written
Less 2512701 return premiums and 40 31829 premiums for re
insurance in companies authorized in Georgia
Net premiums received
14214838
6544538
7670300Insurance Department of Georgia 177
Loses paid deducting salvage
Less losses on risks reinsured in companies authorized 7nG7ofg7a 1975516
Net losses paid J
Losses incurred
Less losses on risks reinsured in companies authorized to GeorgiaT 2123475
Net losses incurred
Investments in Georgia
Bonds 1000000
Total investments in Georgia i000000
NEWARK FIRE INSURANCE COMPANY
41 Clinton Street Newark N J
C P Fuzzell President u Farquhar Secretary
Attorney for service in GeorgiaMilton Dargan Atlanta Ga
Capital Stock
Amount of paidup capital 4QS4iinn
Ledger assets Dec 31 1918 o JSJiJS
Decrease of paidup capital during year 58500
Extended at
277808485
Income
Gross premiums on new business 4 or0 nn
Deduct amount paid for insurance and return pre iw
mumsP 208527807
Total premiums
Interest and rentsIZ 226557393
StherSsoSrces 0r inCreaSe by ament mGTZZZZ lift
Agents balances previously charged off
Total income
Carried forward
23462
239313999
517122484
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment oY claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale Sd decrease by adjustment of assets
Taxes and board charges laqsn
Dividends paid stockholders tvS98UJ73
86590876
2764378
50464226
15599783
1862946
6422364
1230827
Agents balances charged off
858787
30062
Total disbursements
Balance
Ledger Assets
Book value of reaf estate
Mortgage loans first lien 31227518
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
14869122
179804522
337317962
18622647
31227518
172209748
42289613
238977
29974517

178 Annual Report
Deposits not at interest
Agents balances net 414186 ib
Other items
Philadelphia Fire Underwriters Association deposit 50000
Total ledger assets 337317962
NonLedger Assets
Interest due and accrued 2216968
Other items
Reinsurance on losses paid 3864141
Total assets 343399071
Deduct Assets Not Admitted
Agents balances 797135
Book value of bonds and stocks over market 11033961
Total not admitted assets 11831096
Total admitted assets 331567975
I Liabilities
Net amount of unpaid losses and claims 24456257
Reserves or unearned premiums on risks outstanding 171468946
Dividends to stockholders declared but unpaid 80545
Salaries and miscellaneous accounts due or accrued 1472753
Taxes due or accrued 9369000
Total amount of liabilities except capital 26978501
Capital actually paid n cash 4984150
Surplus over all liabilities 74747974
Surplus protection to policyholders 124589474
Total liabilities 331567975
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918 376430981 375073022
Wrtten or renewed during the year 396013132 390021862
Total 772444113 765094884
Deduct those expired and marked off as terminated 330900196 324803131
In force at the end of the year 441543917 440291753
Deduct amount reinsured 133629195 141543953
Net amount in force 307914722 298747800
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1918 10039133 17895767
Written or renewed during the year 3436935 45063338
Total 44401068 62959105
Deduct those expired and marked off as terminated 31074464 35964612
In force at the end of the year 13326604 26994493
Deduct amount reinsured 415792 277496
Net amount in force 12910812 26716997
Business in the State of Georgia
Inland
A Fire Marine and
Gross risks written 459458500 3730000
Less 1371481 M and I 29 00 rsks cancelled and
2019568 reinsurance in companies authorized in
Georgia 339104900 290000
Net risks written 120353600 3440000Insurance Department of Georgia
Gross premiums on risks written c fi4c n
LS1o94855 M and L 3960 retu premiumsTand 5M591
W4743o6 premums for reinsurance in companies
authorized in Georgia 39 702 n
Net premiums received 1894380
Losses paid deducting salvage ofi lfic ro T
Less losses on risks reinsured in companies author
zed m Georgia 1857249
Net losses paid tsToT f
Losses incurred 25 liq 58 i
Less losses on risks reinsured in companies author
lzed in Georgia 17 743 g
Net losses incurred 7 35 7g
179
113924
3960
109964
4200
4200
13200
13200
NEW BRUNSWICK FIRE INSURANCE COMPANY
40 Paterson Street New Brunswick N J
Chas D Ross President E B Wycoff Secretary
Attorney for service in GeorgiaL C Quin Atlanta Ga
olfbusiness dre in GeorgiaFire Automobile Marine Sprinkler Leak
Hail lfaPrt0hquakes7ar Trnad0 TUriStS baggage Restered Mail
Capital Stock
Amount of paidup capital t cM nnn nn
Ledger assets Dec 31 1918 2321233 60
Extended at
232123360
Income
Gross renewal premiums 3 247 499 13
Deduct amount paid for insurance and return pre
miums 137328169
Total premiums
Interest and rents I
Profits on sale or increase by adjustment of assets
Total income
Carried forward
187421744
10868317
87700
198377761
430501121
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissons and allowances to agents
b Renewal
Salaries of officers and employesI
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Total disbursements
Balance
94532397
1737705
43801080
7784104
544551
1993259
2014460
27154108
179561661
250939460
Ledger Assets
Book value of real estate
Mortgage loans first lien 392025 other than first lien 21OOOl
Bonds at book value
Stocks at book value
Cash in office
7995401
41302500
61899600
84515065
454053180 Annual Report
198 078 59
Deposits at interest 349s49 82
Agents balances met loboo
Other items L
250939460
Total ledger assets
NonLedger Assets
Interest due and accrued inSISL
Market value of assets over book value 79000
Other items
t 255073967
Total assets T
Deduct Assets Not Admitted
Agents balances74062
Total not admitted assets 74062
Total admitted assets 25499990a
Liabilities
Net amount of unpaid losses and claims 28705995
Reserves or unearned premiums on risks outstanding inftnnn
Salaries and miscellaneous accounts due or accrued 3700009
Taxes due or accrued 300000
Other items 707siKal2
Total amount of liabilities except capital luiat4ia
Capital actually paid in cash 22 i2 oq
Surplus over all labilities 34214693
Surplus protection to policyholders 8421469
Total liabilities 254999905
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918 ISHSHlQ llssll
Written or renewed during the year 230973319 2492iSSJI
Tota 491128111 537296615
Deductthose expired and marked off as terminated 206002004 22282210
In force at the end of the year WKKK ufrin
Deduct amount reinsured 81515713 8857914
Net amount in force 203610394 226895367
Business in ForceMarine and Inland
1 Risks Premiums
In force on the 31st day of December 1918 11697361 24236117
Wrtten or renewed during the year 66361929 754H082
Excess of original premiums over amount received
for reinsurance
78059290 99839066
DaeialSawiaMteriMited 60940486 550392 90
fn force at the end of the year 118804 44799776
Deduct amount reinsured 2125855 3d13052
Net amount in force 14992949 41286724
Business in the State of Georgia
A Fife Mariue ad
Inland
GroSK risks written 796600 168590900
Tss 2208676 risks cancelled and 1828 8 ren ftfl
surance in companies authorized in Geofgia 33443o800 693P500
Net rrks written 388531100 99273400
Cross premiums on risks written 9213683 3580610Insurance Department of Georgia
181
Less 2489768 return premiums and 2467612 pre
miums tor reinsurance in companies authorized
Georgia
Net premiums received
Losses paid deducting salvage
Less losses on risks reinsured in companies author
ized in Georgia
Net losses paid
Losses incurred
Less losses on risks reinsured in companies author
ized in Georgia
Net losses incurred
3921838
5291845
4978737
3014265
4451445
2482591
1968854
1033542
2547068
2648481
306788
1964472 2341693
3119368
380753
2738615
NEW HAMPSHIRE FIRE INSURANCE COMPANY
156 Hanover Street Manchester N H
Frank W Sargeant President Frank E Martin William B Burpee Secretaries
t Attorney for service in GeorgiaJohn J McKay Macon cretarles
Kinds of business done in GeorgiaFire Tornado Hail Lightning Explosion
Sprinkler Leakage Marine Inland Nay Transportation Automobile
Capital Stock
Amount of paidup capital s i znn nan aa
Ledger assets Dec 31 1918 ZZZZZ SsTso
Extended
at
750625450
Income
Gross premiums on business 7 018 587 03
Deduct amount paid for insurance and return pre
miums 232847027
Total net premiums t
Interest and rents
Profits on sale or increase by adjustmentof assets
34779272
Total income
Carred forward
46901167
516387
504307335
1254932785
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents expenses and interest
Advertising printing postage telegrams taxes etc
Pad for dividends
Loss on sale and decrease by adjustment of assets
Other items
Agents balances charged off
Total disbursements
Balance
Ledger Assets
Book value ot real estate
Mortgage loans first lien SS307 Z ZZZZ
Bonds at book value J
Stocks at boolt value
Cash in office
Deposits at interest
Deposits not at interest ZJZ
184176801
3804585
115644671
32112626
12140286
23999110
2099850C
11137201
115459
404129239
850803546
23126890
630750
19996795
83775297
157668
46450877
76491407
Total ledger assets
850629684
Ig2 Annual Report
NonLedger Assets
S 72 67 39
Interest due and accrued ioaonii
Market value of assets over book value 35828 18
Other items
905414784
Total assets T
Deduct Assets Not Admitted
Total admitted assets 905414784
Liabilities
Net amount of unpaid losses and claims 48610592
Reserves or unearned premiums on risks outstanding 4209 biou
Dividends to policyholders declared but unpaid bO02400
Salaries and miscellaneous accounts due or accrued Jrnonon
Taxes due or accrued nlnvefiq
Total amount of liabilities except capital 504076692
Capital actually paid in cash 500
Surplus over all liabilities 25l092
Surplus protection to policyholders k7s
Total liabilities io4is4
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918 850449030 828643685
Written or renewed during the year 634367459 670019o54
Excess of original premiums over amount received
for reinsurance iUt
Total 1484816489 1498768493
Deduct those expired and marked off as terminated 555825468 572990578
In force at the end of the year 928991021 925777915
Deduct amount reinsured 16800179 151563650
Net amount in force 760989242 774214265
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1918 1lIitU iiHoViq
Written or renewed during the year l48bJJ ajadaia
Totaj 19035343 43288333
Deduct those expired and marked off as terminated 9938615 22393664
In force at the end of the year 9096728 208946 69
Deduct amount reinsured 25772b 94Sb
Net amount in force 8839002 20315234
Business in the State of Georgia
A Fire Marine and
Inland
Gross rsks written 1419657500 2812600
Less 1311663 risks cancelled and 2900187 rein
surance in companies authorized in Georgia 421185000
Net risks written 998472500 2812600
Gross premiums on risks written 12858965 3000
Less 1592201 return premiums and 3345174 pre
miums for reinsurance in companies authorized in
Georgia 4987376
Net premiums received 7921590 3000
Losses paid deducting salvage 5537275
Less losses on risks rensured in companies author
ized in Georgia 1441803Insurance Department of Georgia
188
Net losses paid
Losses incurred
Less losses on risks reinsured in companies author
ized in Georgia
Net losses incurred
4095472
5102978
1552146
3550832
RECAPITULATION OF FIRE RISKS AND PREMIUMS
Year
Written Term
1919 One year or less
1918 Two years
1919 Two years
Amount
Covered
225301602
2091769
3414166
1917 Three years 120442835
1918 Three years 115960716
1919 Three years 154698135
1916 Four years 1220243
1917 Four years 1197131
1918 Four years 1281957
1919 Four years 1088858
1915 Five years 22531873
1916 Five years 24625295
1917 Five years 27279009
1918 Five years 25832471
1919 Five years 30786267
Over fuse years 3236915
Totals 760989242
State or Description of Deposit
Country Indicating literal form of registration of securities
Virginia4s U S Government due 1925 5000000
North Carolina4s U S Government due 1925 2500000
Georgia4 14s State of Georgia due 1938 1000000
Canada5s Dominion of Canada due 1926 2500000
Canada4 14s U S Government due 1938 3000000
Gross Premiums Amount of
Charged Less Fraction Premium
Reinsurance Unearned Unearned
256179676
1886743
3634231
99962563
107683140
143605319
1334707
1083684
12658 48
1530716
24042913
27528400
30989269
32122598
38320719
3043739
774214265
12 128089838
14 471686
34 2725673
16 16660427
12 53841570
56 119671099
18 166838
38 406382
58 791155
78 1339377
110 2404291
310 8258520
12 15494635
710 22485819
910 34488647
pro rata 2474746
409770702
Par
s Value
14000000
NEW JERSEY INSURANCE COMPANY
40 Clinton Street Newark N J
Arthur Hoyt Vice President J B Guthrie Secretary
Attorney for service in GeorgiaLangdon C Quin Atlanta Ga
Knds of business done in GeorgiaFire and Lightning Marine Auto Tornado
and Wind Storm Sprinkler Leakage Explosion War Risk Strike Riot and
Civil Commotion
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1918 268274760
Extended at 268274760
Income
Gross premiums on new business 293800139
Deduct amount paid for insurance and return pre
miums 137535857
Total premiums 165264282
Interest and rents 14391263
Profits on sale or increase by adjustment of assets 3874862
Other sources
From agents balances previously charged off 31647
Borrowed money 5000000
503164i
Total income 179562054
Carried forward 447836814184
Annual Report
Disbursements
Net amount paid policyholders for lossesi
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
b Renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Borrowed money repaid
Total disbursements
Balance
83642104
1150717
39982920
9965894
980954
18956845
4000000
2367671
5000000
166047105
281789709
Ledger Assets
Book value of real estate
Mortgage loans first lien 260200
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Agents balances net
Other items TT
Deposit with Philadelphia Fire Underwriters
Total ledger assets
30632846
26020000
103346799
78354761
99312
12697566
30628425
10000
281789709
NonLedger Assets
Interest due and accrued
Market value of assets over book value
Other items
Reinsurance recoverable on paid losses
2081200
873329
1633838
Total assets
286378076
Deduct Assets Not Admitted
Agents balances
Other items
Book value of bonds and stocks over market value
Reinsurance on paid losses due from American
Univ Fire Ins Co
108652
7970909
912849
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims i
Reserves or unearned premiums on risks outstanding
Liabilities
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Total amount of liabilities except capital
Capital actually paid in cash 100000000
Surplus over all liabilities S 14481
Surplus protection to policyholders
Total liabilities
Business in ForceFire
Risks
In force on the 31st day of December 1918 228151656
7970909
8079561
278298515
38072368
96451666
500009
5000000
140024034
138274481
278298515
Premiums
232062895
217595835
Written or renewed during the year 201101106
Total 423252762 449658730Insurance Department of Georgia
Deduct those expired and marked off as terminated 174777666
In force at the end of the year 248475096
Deduct amount reinsured 92785150
Net amount in force 155689946
Business in ForceMarine and Inland
In force on the 31st day of December 1918 42017330
Written or renewed during the year 48525500
Total 90542830
Deduct those expired and marked off as terminated 74614315
In force at the end of the year 15928515
Deduct amount reinsured 1455676
Net amount in force 14472839
Business in the State of Georgia
A Fire
Gross risks written 709504000
Less 2180737 risks cancelled and 1565272 rein
surance in companies authorized in Georgia 346145400
Net risks written 363358600
Gross premiums on risks written 9262887
Less 2345601 return premiums and 2187317 pre
miums for reinsurance in companies authorized in
Georgia 4104707
Net premiums received 5158180
Losses paid deducting salvage 7510205
Less losses on risks reinsured in companies author
ized in Georgia 5245578
Net losses paid 2264627
Losses incurred 7486705
Less losses on risks reinsured In companies author
ized in Georgia 5218778
Netlosses incurred 2267927
185
199415363
250243367
95716282
154527085
Premiums
66351397
76204304
142555701
107050662
33505039
2930769
32574270
Marine and
Inland
87047000
28455500
58591500
1858869
428211 1430658
1161590
432
1161158
1199990 632
1199358
NEW ZEALAND INSURANCE COMPANY Limited
334 Californa Street San Francisco Cal
W M Speyer United States Manager and Attorney in Fact
Attorney for service in GeorgiaFrampton E Ellis Atlanta Ga
Kinds of business done in GeorgiaFire Insurance
Capital Stock
Ledger assets Dec 31 1918 128444978
Extended at 128444978
Income
Gross premiums 171470202
Deduct amount paid for insurance and return pre
miums 49380273
Total premiums 122089929
Interest and rents 5793365
Other sources
Remittance from home office 31341850
Agents balances previously charged off 4378
31346228186
Annual Report
Total income 159229522
Carried forward 287674500
Disbursements
Met amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Municipal state federal licenses fees
Agents balances charged off
Office supervisory expense
Remittance to head office
Real estate expenses
6202699
40650
796385
2820393
963646
27636918
594321
24028976
12577846
600000
5244625
242418
10823773
81748877
205935623
8750
6935
6605463
23136884
Total disbursements
Balance
Ledger Assets
Book value of real estate lltloi
Bonds at book value 1b412i
Stocks at oook value
Cash in office
Deposits not at interest
Agents balances net
Total ledger assets 205925623
NonLedger Assets
Interest due and accrued
Market value of assets over book value wibiwi
Total assets 211421762
Deduct Assets Not Admitted
Agents balances 540121
Other items on aoa nc
Book value of bonds and stocks over market value 2643405
Total not admitteO assetsf JjHjiijjJe
Total admitted assets imiitliM
Liabilities
Net amount of unpaid losses and claims1
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Unpaid return premiums
Total amount of liabilites except capital
11884933
77350538
1000000
4534500
1358200
96128171
Surplus protection to policyholders 112100065
Total liabilities 208228236
Business in ForceFire
Risks
In force on the 31st day of December 1918 69985077
Written or renewed during the year 125119116
Excess of original premiums over amount received
for reinsurance
Total 195104193
Deduct those expired and marked off as terminated 69980526
Premiums
100169139
161349728
242668
261761535
96247289
165514246
25778747
In force at the end of the year 125123667
Deduct amount reinsured 1804bi58
Net amount in force 107077408 J 139735499Insurance Department of Georgia 187
Business in ForceMarine and Inland
In force on the 31st day of December 1918 Rl87 100 Premiis
Written or renewed during the year 2237306 10120474
x Ota1 o 22 224 4Ofi 109 ifiQ t
Deduct those expired and marked off as terminated 20286l27 96378o6
In force at the end of the year 1938279 580544
Net amount in force it938279 580544
Business in the State of Georgia
Gross risks written iSikiu
Less 201816 risks cancelled and764767eTM5SSlSrtaS 165U58b09
panies authorzed in Georgia 65g 291 00
Net risks written 89229500
Gross premiums on risks written j iTsnTfi
Less 194631 return premiums and 253555 pTemTumsYor7eTn LMi3
surance in companies authorized in Georgia 448186
Net premiums received j 10 32177
Losses paid deducting salvage 4 003 86
Net losses paid
Losses incurred 11 504 86
Less losses on risks reinsured in companies authorizidInGeorgiaI 375000
Net losses incurred 7 8t
NIAGARA FIRE INSURANCE COMPANY
123 William Street New York N Y
Otho B Lane President Charles A Lung Secretary
Attorney for service in GeorgiaCliff G Key Atlanta Ga
Kinds of business done in GeorgiaFire Marine Auto Tornado Sprinkler Leak
age War Explosion Riot and Civil Commotion Registered Mail Tourst
Baggage
Capital Stock
Amount of paidup capital 1000 000 00
Ledger assets Dec 31 1918 1048052823
Extended at 1048052823
Income
Gross premiums on new business 8642993 16
Gross renewal premiums 4321 496 58
Deduct amount paid for insurance and return pre
miums 558757732
Total premiums 737691242
Interest and rents 481 926 52
Profits on sale or increase by adjustment of assets 4203 59
Other sources
Employes liberty loan fund 688000
New York State income tax retention 139476
Agents balances previously charged off 193738
1021214
Total income 787325467
Carried forward 5 1835378290
188
Annual Report
98243261
49121631
Disbursements
Net amount paid polieyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a first year
b Renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Field supervisory expenses
Furniture and fixtures maps and legal expenses
Inspection and taxes
Agents balances charged off
Kmploves liberty loan fund
Paid stockholders for dividends
23257031
6117718
46517713
5637402
1312000
25000000
279008460
72526688
147364892
47250583
4475713
14374302
48785467
107841864
Total
Balance
disbursements 656353969
1179024321
Ledger Assets
18600000
Mortgage loans first lien 186000
Bonds at book value oeifti7
Stocks at book value 1 317 19
Cash in office 1 inavsit
Deposits at interest Z
Agents balances net lJM4uw
7056143
Agents balances net
Other sources
Dosses and loss expenses recoverable on paid losses
Total ledger assets 1179024321
NonLedger Assets
Interest due and accrued
Market value of assets over book value
7323648
3807451
Total
assets 1190155420
Deduct Assets Not Admitted
Agents balances 8421417
Total not admitted assets 8431417
Total admitted assets 1181734003
Liabilities
Net amount of unpaid losses and claims Sii2H2
Reserves or unearned premiums on risks outstanding 593640909
Salaries and miscellaneous accounts due or accrued buuuuuu
Taxes due or accrued i4azuu
Other items
Contingent commissions due or accrued oj hi
N T State income tax retention ij4o
Total amount of liabilities except capital 742143245
Capital actually paid in cash Jj
Surplus over all liabilities 3tiaaios
Surplus protection to polieyholders 439590758
Total liabilities 1181734003
Business in ForceFire
Risks Premiums
In force on the 31st day of December 19181242 110700 119847822J
Written or renewed during the year 1222156488 1168796494Insurance Department of Georgia
lota1 j2 464 267 1 SR
Deduct those expired and marked off asterminateL7 935454o95
In force at the end of the year si x xiq nm
Deduct amount reinsured JZljZIIZZZZf raJgiraS
Net amount in force 1073528367
Business in ForceMarine and Inland
In force on the 31st day of December 1918 23 948 812
Written or renewed during the year 39A19I211
iOt3l rto CQ Apo
Deduct those expired and marked off as terminated 321815924
In force at the end of the year 30 252 099
Deduct amount reinsured l920888
Net amount in force j 28 331 211
Business in the State of Georgia
A Fire
Gross risks written n ono oRi nn
Less 3541016 risks cancelled and Y12ij52 relnsuV I1UZdt100
ance in companies authorized in Georgia 398843300
Net risks written 721392800
Gross premiums on risks written 146 149 60
Less 4590136 return premiums and 1624813pre DJw
rrnums for reinsurance in companies authorized in
Georgia 4674050
Net premiums received 99 409 10
Losses paid deducting salvage 75 559 06
Less losses on risks reinsured in companies author
ized in Georgia 3080653
Net losses paid 4475253
Losses incurred j 73 068 92
Less losses on risks reinsured in companies author
ized in Georgia 29 921 88
Net losses incurred j 43 147 04
189
2365269720
925716083
1439553637
404021641
1035531996
Premiums
63251288
127652480
190903768
105670770
85232998
5224643
80008355
Marine and
Inland
145396300
67753500
77642800
4575252 1540899
3034353
2001115
2001115
1837315
1837315
NpRTH BRITISH AND MERCANTILE
76 William Street New York N Y
Cecil F Shallcross U S Manager R p Barbour Secretary
v i Attorney for service in GeorgiaW H Hill Atlanta Ga
Knds of business done in GeorgiaFire Automobile Tornado Sprinkler Leak
age Explosion War
Capital Stock
Amount of paidup capital statutory deposit 400000 00
Ledger assets Dec 31 1918 1138609183
Extended at 1138609183
Income
Gross premiums v 1250602886
Deduct amount paid for insurance and return pre
miums 512775473
Total premiums 7 373 274 13190
Annual Report
Interest and rents 39I
Profits on sale or increase by adjustment of assets i4U0w
Other sources
From agents balances previously checked off lgitts
Total income 77i94b230
Carried
forward 1916565418
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Total field expenses
Inspection and surveys
Taxes state federal and municipal
Incidentals
Agents balances charged off
Deposit premiums
Remittances to home office
316953790
18964461
161668468
45692373
3826542
11866311
42341138
16372852
14571296
39895617
157533
129241
217020
45679190
117022749
Total disbursements 1 718335832
24954031
93775463
100000
22842354
52964441
Balance 1198219581
Ledger Assets
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest h
Agents balances net i
Other items
Bills receivable taken for fire risks 5
Reinsurance recoverable on paid losses authorized 3424522
Reinsurance recoverable on paid losses unauthorized 135413
3582785
Total ledger assets 1198219581
NonLedger Assets
Interest due and accrued 11539752
Total assets 1209759333
Deduct Assets Not Admitted
Agents balances
Bills receivable
Other items
Reinsurance received on losses unauthorized
Book value of bonds and stocks over market value
2585932
22850
135413
98757394
98892807
Total not admitted assets
Total admitted assets 1108257744
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding o
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Contingent commissions or other charges due or accrued
Total amount of liabilities except capital 7
Capital actually paid in cash statutory deposit g000000
Surplus over all liabilities JusM8iHi
Surplus protection to policyholders 349289795
Total liabilities 1108257744
74233699
30740647
2250000
42355100
4600000
58967949
Insurance Department of Georgia 191
Business in ForceFire
Risks Premiums
in force on the 31st day of December 19181729 499 695 14 449 w w
Wrftten or renewed during the yearlMljmjm Ititifsffs
oWtlhoVeTxprrea llfltfilltl
In force at the end of the year Jl 756 459 879 t 15 079 nw na
Deduct amount reinsuredIZlllflWojlQ lllsl
Net amount in force1345988909 1165310316
Business in ForceMarine and Inland
t Risks Premiums
In force on the 31st day of December 1918 24 900 602 I 577 X7
Wntten or renewed during the yearZ jiflj Ugllssl
Sedu1cttro7e7x7i7edandma7kdof7a7Te7mTna 3659 rIi
In force at the end of the year or can ati r 7
Deduct amount reinsured Iin IffljSi ttfotil
Net amount in force 243432l7 4773770
Business in the State of Georgia
A Fire Marine and
Gross risks written 4 Inland
hr 63002900
1083365000 25360300
Net risks written ro
935775300 37642600
Gross premiums on risks written 24fi 7ns ni 7
Less return premiums and premiums for reinsurance 24670805 1220157
n compan es authorized in Georgia 8948323 2 422 28
Net premiums received77j78T JT9
Losses paid deducting salvage j lfiTTTTTn 77
IzldTToeorgia reinsured in companies auTfoT 16167020 461616
Net losses pad
9837427 461616
Losses incurred t
Less losses on risks reinsure77n 7o77panesa7tho7 154708 61116
zed m Georgla 5944640
Net losses incurred 9482228 t
NORTHERN ASSURANCE COMPANY LTD
55 John Street New York N Y
A S Martin U S Attorney
Attorney for service in GeorgiaEdgar Dunlap Atlanta Ga
Kinds of business done in GeorgiaFire Tornado Sprinkler Leakage Auto
mobile Etc
Capital Stock
Statutory deposit 4ftn nnft
Ledger assets Dec 31 191871777777 747505878
Extended at 74750587S192
Annual Report
Income
Gross premiums on new business 922056688
Deduct amount paid for insurance and return pre
miums dnainaiu
Total premiums
Interest and rents
Other sources
Remittances from home office to U S branch gross
From agents balances previously charged off
532311778
28143194
23832359
6827
23859186
Total income 584314158
Carried forward 1331820036
Disbursements
Net amount paid policyholders for losses 211148606
Legal and administrative expenses in adjustment of clarms 08939848
Commissions and allowances to agents 28722683
Salaries of officers and employes 3291580
Rents and interest vqs91 38
Advertising printing postage telegrams etc
Other items
Remittances to home office by U S branch
Field supervisory expenses
Furniture and fixtures
Maps
Inspections and surveys
Federal taxes
Taxes licenses and fees
Legal expenses
Agents balances charged off
Sundry expenditurest
Gross losses in sale or maturity of ledger assets
38946247
19467043
1123536
747240
8171675
12007228
15353240
19725
14723
539100
9395500
Total disbursements
Balance
105985257
471540515
860279521
Ledger Assets
tiQKftnn 13500000
Mortgage loans tirst lien 135000 g g43 986 76
Bonds at book value 44g 2i8 14
Stocks at book value 44214
Cash in office 91443509
Deposits at interest 126071308
Agents balances net
Total ledger assets
860279521
NonLedger Assets
Interest due and accrued
Earned profit commission due from treaty reinsur
ance admitted companies
Amount recoverable on paid losses
1728836
5661087
7575548
7389923
Total assets
875244992
Deduct Assets Not Admitted
8098694
60482265
Agents balances
Other items i
Book value stocks and bonds over market value
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims 7o46023
Reserves or unearned premiums on risks outstanding 4iu4bui
68580959
806664033Insurance Department of Georgia 193
Salaries and miscellaneous accounts due or accrued 1854302
Other items
Estimated amount hereafter payable for taxes 28250000
Contingent commissions or other charges due or
accrued 1903967
30153967
Total amount of liabilities except capital 5504 387 26
Statutory deposit 40000000
Surplus over all liabilities 216225307
Surplus protection to policyholders 256225307
Total liabilities 806664033
Business in ForceFire
T Risks Premiums
In force on the 31st day of December 19181044954909 10400 721 94
Written or renewed during the year 876607026 8 708 928 02
Excess of original premiums over amount received
for reinsurance 1067395
ial rzc1921561935 1912332391
Deduct those expired and marked off as terminated 786321273 785334651
In force at the end of the year1135240662 1126997740
Deduct amount reinsured 326620822 294543102
Net amount in force 808619840 832454638
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1918 8669154 203 263 91
Wrtten or renewed during the year 19537778 51163888
S01 TIC 28206932 71490277
Deduct those expired and marked off as terminated 13889359 31471598
In force at the end of the year 14317573 400186 79
Deduct arriojmt reinsured 667148 664802
Net amount in force L 13650425 39353877
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 16 712 240 00 584 474 on
Less 5009740 risks cancelled and 2052551 reinsur
ance in companies authorized in Georgia 690208900 16020200
Net risks written 981016000 42427200
Gross premiums on risks written 187 001 31 17 472 47
Less 5056349 return premiums and 909288 pre
miums for reinsurance in companies authorized in
Georgia 5563527 402110
Net premiums received 13136604 1345137
Losses pad deducting salvage 4923084 7 891 47
Less losses on risks reinsured in companies author
ized in Georgia 462001
Net losses paid 4461083 789147
Losses incurred 5597006 799647
Less losses on risks reinsured in companies author
ized in Georgia 595253
Net losses incurred 5001753 799647
Business in Georgia During 1919
Gross Premiums Gross Losses Paid
Tornado 92 42
Sprinkler leakage 2211194
Annual Report
Auto
Live stock
1345137
1356590
789147
789147
NORTHERN INSURANCE COMPANY OF NEW YORK
1 Liberty Street New York N Y
William Mason President James Marshall Secretary
Attorney for service in GeorgiaMilton Dargan Jr Atlanta Ga
Kinds of business done in GeorgiaFire and Lightning Insurance
Capital Stock
Amount of paidup capital 50000000
Ledger assets Dec 31 1918 20b693406
Extended at 206693406
Income
Gross renewal premiums 215132438
Deduct amount paid for insurance and return pre
miums 76066819
Total premiums qk7ct
Interest and rents
Profits on sale or increase by adjustment of assets
1188308
Total income 149711024
Carried forward 356404430
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Inspections and surveys
Federal taxes
Taxes licenses and fees
Total disbursements 123995387
Balance 232409043
Ledger Assets
Mortgage loans first lien 67000
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
52425383
1204066
51750740
549148
538000
3500000
5606450
1968725
1789040
4663835
6700000
07365250
84697845
815518
13826226
1359654
17653550
Total ledger assets 232409043
NonLedger Assets
Interest due and accrued
Other items
1447560
553824
Total assets 234410427
Deduct Assets Not Admitted
Agents balances 195001Insurance Department of Georgia
195
Other items
Book value of bonds and stocks over market value
5996445
Total not admitted assets
6196445
Total admitted assets 228218982
Liabilities
Net amount of unpaid losses and claims 10544819
Reserves or unearned premiums on risks outstanding 127689425
Taxes due or accrued 2500001
Total amount of liabilities except capital 140734144
Capital actually paid in cash 50000000
Surplus over all liabilities 37484738
Surplus protection to policyholders
87484738
Total liabilities 228218982
Business in ForceFire
Risks
In force on the 31st day of December 1918 271653877
Written or renewed during the year 205562225
Total
Deduct those expired and marked off as terminated
In force at the end of the yearIf 328891476
Deduct amount reinsured 86225733
Premiums
269407033
215132438
477216102
148324626
484539471 160969433
323570038 85091887
Net amount in force 242665743 J 238478151
Business in the State of Georgia
A Fire
Gross risks written 523228400
Less 1281948 risks cancelled and 1699707 reinsurance in com
panies authorized in Georgia 298165500
Net risks written 225062900
Gross premiums on risks written 7678065
Less 1385879 return premiums and 2599838 premiums for re
insurance in companies authorized in Georgia 3985717
Net premiums received 3692348
Losses paid deducting salvage 2887311
Less losses on risks reinsured in companies authorized in Georgia 1359334
Net losses paid
Net losses incurred
1527977
Losses incurred 2891719
Less losses on risks reinsured in companies authorized in Georgia 1363684
1528035
Permits in Force Miscellaneous Companies
In force December 31 1918 269407033
Written or renewed during the year 2151324 38
Sum 484539471
Deduct ceased to be in force during year 180969433
In force December 31st 1919 3035700 38
Deduct amount reinsured 65091887
Net premiums in force 238478L51196
Annual Report
NORTH RIVER INSURANCE COMPANY
95 William Street New York N T i
John A Forster President David G Wakeman Secretary
Attorney for service in GeorgiaEdgar Dunlap Atlanta Ga
MEMS 1UonMSkISauinI SW
Civil Commotion
Capital Stock
Amount of paidup capital BlKM
40000000
Ledger assets Dec 31
Increase of paidup capital during year
Surplus paid iij during year
10000000
Extended at
562690474
Income
Gross premiums on new business 730805248
Deduct amount paid for insurance and return pre
miums
290616642
Total premiums
Interest and rentstji
Profits on sale or increase by adjustment of assets
440188606
25134748
566537
465889891
Total income
1028580365
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Real estate expenses
Other items
Inspections and surveys
Federal taxes
Taxes licenses and fees
Legal l
Contributions
6449675
5708526
9415810
15300
67100
157123792
4606822
110807940
43119851
2322524
1807648
8020500
15564731
23495
21641264
Total disbursements 365038567
Balance 663541798
Ledger Assets
Mortgage loans first lien 13694668 HHIoi
Bonds at book value iSVo Mie
Stocks at book value mSSSk Si
Deposits at interest SioSiaKi
Agents balances net taamaoi
Total ledger assets 663541798
NonLedger Assets
Interest due and accrued
Market value of assets over book value
Other items
Reinsurance due on paid losses
1572725
79238979
2022530
Total assets 746376032
Deduct Assets Not Admitted
Total admitted assets 746376032Insurance Department of Georgia 197
Liabilities
Net amount of unpaid losses and claims 674 458 10
Reserves or unearned premiums on risks outstandingZ 3 15g36235
Dividends to policyholders declared but unpaid 4X25
Salaries and miscellaneous accounts due or accruedZ 5 ooooo
Other items vwv
Estimated amount for taxes 150 000 00
Total amount of liabilities except capital 3 98786l70
Capital actually paid in cash 1 oOO 000 00
Surplus over all liabilities J 247589862
Surplus protection to policyholders 3475 89862
Total liabilities 746376032
Business in ForceFire
In force on the 31st day of December 1918 656496S771 MOSlO
Written or renewed during the year 674870314 6 965 71l36
Excess of original premiums over amount received
for reinsurance 3843632
Total jj 331 367 085 t iq Sft7 ft7Q fts
Deduct those expired and marked off astermfnated 605744948 623415ll6
In force at the end of the year 725622137 7572937 92
Deduct amount reinsured 171598595 173200494
Net amount in force 554023542 584092298
Business in ForceMarine and Inland
In force on the 31st day of December 1918 lefS ttgs
Written or renewed during the year 33285048 34234112
Deduct those expired and marked off as Terminated 34832o45 35388797
In force at the end of the year 5816598 15521710
Net amount in force 5816598 15521710
Business in the State of Georgia
A Fire Marine and
Gross risks written 4 K1 1Q7 nn natcniM
Less 1138124 risks cancelled andTlSoTrelniur 466119700 955100
ance in companies in Georgia 110448400 1984000
Net risks written 355671300 7567000
Gross premiums on risks written 59 003 08 t fi 9n
Less 1236259 return premiums and 13222 premf ayw6m 256620
ums for reinsurance in companies authorized in
Georgia 1889662
Net premiums received 4010646 256620
Losses paid deducting salvage 1464583 2 697 13
Less losses on risks reinsured in companies author
ized in Georgia 21947
Net losses paid 1442536 269713
Losses incurred 2012983 2697 13
Less losses on risks reinsured in companies author
ized in Georgia 9447
Net losses incurred 2003536 269713
Investments in Georgia
Bonds 1000000
Total investments in Georgia 1000000198
Annual Report
NORTHWESTERN NATIONAL INSURANCE COMPANY
168 Wisconsin Street Milwaukee Wis
Alfred F James President I M Stuart Secrete
Attorney for service in GeorgiaJ A Hall Atlanta Ga
Kinds of business done in GeorgiaFire Tornado Marine Automobile
Capital Stock
Amount of paidup Wtg JgK
Ledger assets Dec 31 191S
Extended at
J 934511222
Income
Gross premiums on new business 739568214
Deduct amount paid for insurance and return pre
miums
131043116
Total premiums
Profits onsale or increase by adjustment of assets
Other sources
Conscience money TtTi
Agents balances previously charged oft
5
08525098
39725079
280625
1200
7776
Total income
Carried forward
5
14
48539778
83051000
Disbursements
Net amount paid policyholders for losses1
Legaf and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Field supervisory expenses
Furniture and fixtures including rent of and repairs to same
Maps including corrections
Taxes federal state and others
Real estate repairs and expenses
Agents balances charged off
Inspections and surveys
178953525
7024551
150576252
21372509
1360000
9201332
19000000
806764
6805464
573695
693593
22539535
1152012
115605
3222305
Total disbursements
Balance
423397142
105i9653858
Ledger Assets
22796096
67852800
30987361
6150000
4145082
27599055
00123464
Book value of real estate
Mortgage loans first lien lb7S8
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Agents balances net
1059653858
Total ledger assets
NonLedger Assets
qo ail 17
Interest due and accrued Mw
Other items 7 sin 76
Reinsurance recoverable on losses
1069766051
Total assets
Deduct Assets Not Admitted
Agents balances
1309635Insurance Department of Georgia
199
Other items
Overdue and accrued interest on bonds in default
Book value of bonds and stocks over market value
Total not admitted assets
2583333
80681041
84574009
Total admitted assets 985192042
Liabilities
Net amount of unpaid losses and claims 88629714
Reserves or unearned premiums on risks outstanding 501770409
Dividends to policyholders declared but unpaid 5000000
Salaries and miscellaneous accounts due or accrued 567364
Taxes due or accrued 22500000
Other items
Reserve for conflagration 60000000
Contingent commissions or other charges due or accrued 5633422
Total amount of liabilities except capital 684100909
Capital actually paid in cash 100000000
Surplus over all liabilities 20109113X
Surplus protection to policyholders 301091133
Total liabilities 985192042
Business in ForceFire
Risks
In force on the 31st day of December 1918 973583056
Written or renewed during the year 539902942
Premiums
875991047
520311895
1396302942
434134949
In force at the end of the year1049431544 962167993
Total 1513486598
Deduct those expired and marked off as terminated 464055054
Deduct amount reinsured 129726897
Net amount in force 919704647
Business in ForceMarine and Inland
123653827
838514166
In force on the 31st day of December 1918
Written or renewed during the year
Risks
27006548
156626202
Total 183532750
Deduct those expired and marked off as terminated 138155426
In force at the end of the year
Deduct amount reinsured
Premiums
72196186
219256319
291452505
166096590
125355915
14313883
Net amount in force 38617831 111042032
Business in the State of Georgia
A Fire
749598600
45377324
6759493
Gross rsks written
Less 1389538 risks cancelled and 39360 reinsur
Marine and
Inland
130622200
ance in companies authorized in Georgia
106938700
35951100
Net risks written 642659900 94671100
Gross premiums on risks written
Less 16982 return premiums and 56823 premiums
for reinsurance in companies authorized in Georgia
8875420
1070108
2718422
684915
Net premiums received5
Losses paid deducting salvage 4
Less losses on risks reinsured in companies author
ized in Georgia
7805312
2033507
4823882
1653230
48097
Net losses paid 4823882 1605133
Losses incurred 5431889 1993812
200
Annual Report
Less losses on risks reinsured in companies author
ized in Georgia
Net losses incurred
5431889
48097
1945715
NORWICH UNION FIRE INSURANCE SOCIETY LTD
59 John Street New York N Y
J Montgomery Hare and William Hare U S Managers
Attorney for service in GeorgiaAugustus Wilkerson Atlanta Ga
Kinds of business done in GeorgiaFire Marine and Sprinkler Leakage
Capital Stock
Ledger assets Dec 31 1918 445451628
Extended at
445451628
Income
Gross premiums on new business 705930022
Deduct amount paid for insurance and return pre g gg
miums
Total premiums
Interest and rents rZTZZZZZZ
Profits on sale or increase by adjustment of assets
Other sources
Remittances from home office rTZ
From agents balances previously marked off

45593100
1358
380075388
15136901
21875
Total income
Carried forward
45594458
440828622
886280250
Disbursements
Net amount paid policyholders for losses 172alen
L7galnd administrative expenses in adjustment of claims 59m10
Commissions and allowances to agents W84064
Salaries of officers and employes 438299
Rents and interest 71 cooVo
Advertising printing postage telegrams etc 117383
Loss on sale and decrease by adjustment of assets 11383
Other items
Remittances to home office
Inspections and surveys
Taxes licenses and fees
Furniture fixtures and maps
60190453
8509335
20274961
2396301
91371050
Total disbursements
Balance
Ledger Assets
Bonds at book value
Stocks at book value
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Blls receivable
Balances in hands of special agents
385350182
500930068
94140
130409
316973711
54201915
46074730
5395697
78059466
224549
500930068
Total ledger assets
NonLedger Assets
Interest due and accrued 3835219Insurance Department of Georgia
201
Other items
Reinsurance due on paid losses 4261680
Total assets 509026967
Deduct Assets Not Admitted
Agents balances 3786329
Bills receivable 94140
Other items
Balances in hands of special agents 130409
Book value of stock and bonds over market value 31506776
Total not admitted assets 35517654
Total admitted assetsi 473509313
Liabilities
Net amount of unpaid losses and claims 45611740
Reserves or unearned premiums on risks outstanding 273436797
Salaries and miscellaneous accounts due or accrued 520416
Taxes due or accrued 12306799
Other items
Contingent commissions 2180000
Total amount of liabilities except capital 334055752
Surplus over all liabilities 139453561 I
Surplus protection to policyholders 139453561
Total liabilities 473509313
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918 651452527 6154360 68
Written or renewed during the year 559014657 544354495
Excess of original premiums over amount received
for reinsurance 105042
Total 1210467184 1159895605
Deduct those expired and marked off as terminated 483497504 473664111
In force at the end of the year 726969680 6862314 94
Deduct amount reinsured 253221178 215434550
Net amount in force 473748502 470796944
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1918 59523928 41949816
Written or renewed during the year 290684029 161575527
Total 350207957 203525343
Deduct those expired and marked off as terminated 311440558 152040643
In force at the end of the year 38767399 51484700
Deduct amount reinsured 6390694 9560556
Net amount in force 32376705 41924144
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 1005854300 279460800
Less 2632324 risks cancelled and 1346405 reinsur
ance in companies authorized in Georgia 344872900 53000000
Net risks written 660981400 226460800
Gross premiums on risks written 7475472 3281045
Less 2046327 return premiums and 379076 pre
miums for reinsurance in companies authorized in
Georgia 1477589 947814
Net premtims received 5997883 2333231
202
Annual Report
Losses paid deducting salvage 429671a 341879
Less losses on risks reinsured in companies author
iized in Georgia duiiib
Net losses paid 3995119 341879
Losses incurredrt 713155 M189
Less losses on risks reinsured in companies authoi
ized in Georgia An
S 71 419 33 341879
Net losses incurred ijioo
Premiums in Force Miscellaneous Companies
L m mo 657385884
In force December 31 1918 7 060 350 64
Written or renewed during year 13634j20948
Sum 6257047 54
Deduct ceased to be in force during year 7377 16194
In force December 31st 1919 2249951 06
Deduct amount reinsured 5l27210 88
Net premiums in force
ORIENT INSURANCE COMPANY
2022 Trinity Street Hartford Conn
A G Mcllwalne Jr President Henry W Gray Jr Secretary
Attorney for service in GeorgiaRobert A Hancock Atlanta Ga
Kinds of business done in GeorgiaFire Marine Tornado Explosion Lighting
War Coverage
Capital Stock
Amount of paidup capital lMO00000
Ledger assets Dec 31 1918 501489741
Extended at
Income
Gross premiums on new businessi 457344235
Deduct amount paid for insurance and return pre
miums l95540bUJ
501489744
Total premiums
Interest and rents
Other sources
Bills receivable
261803626
19183169
46186
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Legal expenses
Other items
Federal taxes
Taxes licenses and fees
Real estate expenses
Paid stockholders for dividends
Gross loss on sale of bonds
281032981
382522725
92439879
3560991
49556873
19799968
1603432
16767594
21368
7450232
11860352
987122
10000000
186000
30483706
Total disbursements i 214277851
I Glance 568244874Insurance Department of Georgia
203
Ledger Assets
Book value of real estate
Bonds at book value 20333554
Stocks at book value 394948479
Cash in office 8826260
Deposits at interest 216383
Agents balances net 87863084
Other items 55849540
Bills receivable
203574
Total ledger assets
NonLedger Assets
Interest due and accrued
Other items
Reinsurance due from other companies on paid losses
Total assets
Deduct Assets Not Admitted
568244874
3005820
531898
575782592
Agents balances
Bills receivable
Other items
BookdvllndU5d mterest bonds in default
Book value of bonds over market value
Total not admitted assets
Total admitted assets
2347538
203574
2145833
50359339
55056284
1 520726308
Liabilities
Net amount of unpaid losses and claims 999 11n
Reserves or unearned premiums on risks nntqtlTnHW 22211099
Caftafrr 27tK
Surlpus over all liabilities rZIIIZ l475958oi
Surplus protection to policyholders
Total liabilities
Business in ForceFire
247595801
520726308
Risks
wJtri n the 31si of December 1918X 572 2
Written or renewed during the year 434796896
Premiums
t 511192647
372507784
Total
LnelSSeaaeteMuSde 6ar ttliilf MJ
180448317 145591842
Net amount in force 17
j 447397248 400013065
Business in ForceMarine and Inland
Risks
In force on the 31st day of December 1918 31 oki 47
Written or renewed during the year 33i63948
Premiums
43272650
34836451
128109101
61553314
In force at the end of the year 5 707 oM t
Deduct amount reinsured ZZZT ffjgjg ittfslll
Net amount in force M669m M
Deduot5visika7tj5j liof204 Annual Report
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 936337900 f 44126400
Less 1457784 fire 35950 marine risks cancelled
and 2280683 fire T197 marine reinsurance in
companies authorized in Georgia 373846700 41004700
Net risks written 562491200 40021700
i
Gross premiums on risks written 7892934 441299
Less 955569 fire 60668 marine return premiums
and 980054 fire 7853 marine premiums for re
insurance in companies authorized in Georgia 1935623 68521
Net premiums received 5957311 372778
Losses paid deducting salvage 3832514 187012
Less losses on risks reinsured in companies author
ized in Georgia 701654
Net losses paid 3130860 187012
Losses incurred 3701385 47412
Less losses on risks reinsured in companies author
ized in Georgia 700297
Net losses incurred 3001088 47412
Investments in Georgia
Bonds 20 00000
Total investments in Georgia 200000
PACIFIC FIRE INSURANCE COMPANY OF NEW YORK
59 John Street New York N Y
C V Meserole President H G Stephens Secretary
Attorney for service in GeorgiaJ F Lewis Valdosta Ga
Kinds of business done in GeorgiaFire Tornado
Capital Stock
Amount of paidup capital 400000 00
Ledger assets Dec 31 1918 2164845o6
Extended at 216484506
Income
Gross premiums on new business and renewal 3805 474 72
Deduct amount paid for insurance and return pre
miums 195865762
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
On account old Greenwich mortgage
Total income
Carried forward
184681710
8390203
1194703
2562
Disbursements
Net amount paid policyholders fr losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
194269248
410753754
92931688
2965542
29533506
11567206
703360Insurance Department of Georgia 205
Paid policyholders for dividends Q86 80
Loss on sale and decrease by adjustment of assets 133 447 11
Other items ZZ 11142781
Total disbursements gg j74 74
Ledger Assets
Mortgage loans first lien ro cM nn
Bonds at book value I 1 S
Stocks at book value fU iqnsn
Cash in office Z VIZZZ 1249378
Deposits at interest dwsmi
Deposits not at interestZZZZ Z 8 647 59
Agents balances net wVhbm
Other items S5d17529
Agents balances prior to October 1 1919 9629 08
Total ledger assets 242556280
NonLedger Assets
Interest due and accrued to ceo m
Other items 9869 l
Reinsurance on pad losses 28 845 96
Total assets 246427847
Deduct Assets Not Admitted
Agents balances 9 629 08
Other items
Book value bonds and stocks over market value 15423 95
Total not admitted assets Z 25 053 03
Total admitted assets 2 439 225 44
Liabilities
Net amount of unpaid losses and claims 266 521 56
Reserves or unearned premiums on risks outstanding 1 159204 30
Taxes due or accrued 30000 00
Total amount of liabilities except capital 1 455725 86
Capital actually paid in cash 40000000
Surplus over all liabilities 58349958
Surplus protection to policyholders 98349958
Total liabilities 243922544
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918 230658704 2775 551 93
Written or renewed during the year 300039149 380547472
Total 530697853 658102665
Deduct those expired and marked off as terminated 286134027 339565545
In force at the end of the year 244563826 3185371 20
Deduct amount reinsured 91948013 1087 142 38
1
Net amount in force 152615813 209822882
Business in the State of Georgia
A Fire
Gross rsks written 1368826300
Less 3564787 risks cancelled and 3790599 reinsurance in com
panies authorized in Georgia 735538600
Net risks written 633287700
Gross premiums on risks written 19561508
Less 3756549 return premiums and 4897932 premiums for re
insurance in companies authorized in Georgia 86545SI206 Annual Report
Net premiums received 10906927
Losses paid deducting salvage lijlfiH
Less losses on risks reinsured in companies authorized In Georgia J38bt31
Net losses paid 4885909
Losses incurred 6131507
Less losses on risks reinsured in companies authorized in Georgia 1981445
Net losses incurred 4150062
PALATINE INSURANCE COMPANY LTD
55 John Street New York N Y
A H Wray U S Manager
Attorney for service in GeorgiaJohn A Whitner Atlanta Ga
Capital Stock
Ledger assets Dec 31 1918 422982144
Extended at 422982144
Income
Gross premiums on new business 562640093
Deduct amount paid for insurance and return pre
miums 266741251
Total premiums 295898842
Interest and rents 15560054
Profits on sale or increase by adjustment of assets 334920
Other sources
Remittances from home office 9256034
Total income 321049850
Carried forward 744031994
Disbursements
Net amount paid policyholders for losses 108908121
Legal and admnistrative expenses in adjustment of claims 4190627
Commissions and allowances to agents 65909155
Salaries of officers and employes 21225011
Rents and interest 831464
Advertising printing postage telegrams etc 26192357
Loss on sale and decrease by adjustment of assets 8838130
Other items
Remittances to home office 18253089
Agents balances charged off 39532
Total disbursements 254387486
Balance 48964458
Ledger Assets
Eords at book value 311752737
Stocks at bonk value
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Dills Hivable
Rensurance recoverable on paid losses
Total ledger assets 489664408
9150714
96342942
1880308
64047339
S531I1
6445117Insurance Department of Georgia
207
NonLedger Assets
Interest due and accrued
Total assets
3504700
493149208
Deduct Assets Not Admitted
Agents balances j
Bills receivable
Other items
Book value of bonds and stocks over market value
Total not admitted assets
Total admitted assets
2033040
25351
23819451
Liabilities
Net amount ot unpaid losses and claims
Reserves or unearned premiums on risks outstanding 7777 7
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Surplus over all liabilities 77771621925736
Surplus protection to policyholders
Total liabilities
Business in Force
25877842
467271366
31405700
260449130
1651000
11573000
162192536
467271366
Fire
Risks
In force on the 31st day of December 1918 598 342 179
Written or renewed during the year 57564l814
Excess of original premiums over amount received
for reinsurance
Premiums
590738671
519854491
611929
rwStvrvv1173983993 11111205091
Ueduct those expired and marked ott as terminated 463989862 449197010
In force at the end of the year 709994131 6620 080 81
Deduct amount reinsured 239969321 L98932946
Net amount in force 470024810 463075135
Business in ForceMarine and Inland
In force on the 31st day of December
Written or renewed during the year
1918
Risks
6037101
13910367
Total 19947468
Deduct those expired and marked off as terminated 9124890
In force at the end of the year 10822578
Deduct amount reinsured
Premiums
17180012
42785602
59965614
29013777
30951837
10097318 29757985
RECAPITULATION OF FIRE RISKS AND PREMIUMS
Year Amount
Written Term Covered
1919 One year or less 171779483
1918 Two years 7456155
1919 Two years 4302378
1917 Three years 49406702
1918 Three years 66573389
1919 Three years 92522701
1916 Four years 1288746
1917 Four years 1329304
1918 Four years 2221528
1919 Four years 516062
1915 Five years 11921147
1916 Five years 13327337
1917 Five years 14913597
Gross Premiums
Charged Less Fraction
Reinsurance Unearned
163158568
5166640
3967097
49833854
63265861
81820516
1587420
1662416
2128341
433465
14787625
15939851
17401801
12
14
34
16
12
56
18
38
58
78
110
310
12
Premium
Unearned
81579284
1291660
2975322
8305642
31632931
68183765
198428
623406
1330215
379281
1478762
4781955
8700900208
Annual Report
1918 Five years 13042010
1919 Five years 17267206
Over five years 697216
Advance premiums 1459849
Totals 470024810
Grand totals470024810
17953663 710
22058476 910
699879 pro rata
1209662 100
463075135
463075135
12567564
19852628
478732
1209662
245570137
245570137
PALMETTO FIRE INSURANCE COMPANY
125 South Harvin Street Sumter S C
I C Strauss President P Moses Secretary
Attorney for service in GeorgiaD I Mclntyre Atlanta Ga
Kinds of business done in GeorgiaInsurance
Capital Stock
Amount of paidup capital
Ledger assets Dec 31 1918
Increase of paidup capital during year
20000000
53195658
20000000
Extended at
Income
Gross premiums on new lousiness 114207373
Deduct amount paid for reinsurance and return pre
miums 56209609
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Agents subscriptions to liberty bonds
Surplus paid in by stockholders
73195658
57994164
2133206
12500
4800
6250000
Total income 66394670
Carried forward 139590328
Disbursements
Nefl amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year
Salaries of offcers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid stockholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Taxes and licenses including federal 803080
Taxes on real estate 251 specal agent auto account 850
Conflagration reinsurance 1960 life ins premiums 160043
Employes bond premium 90 lit bonds for agents 150
General expense 192572 maps etc 171708
Furniture and fixtures 361437 legal expense 18624
Total disbursements
Balance
Ledger Assets
Book value of real estate
Mortgage loans
Bonds at book value
Cash in office
Deposts at interest
Agents balances net
15806455
170069
13056261
3424030
195614
765004
8500000
64000
1608146
110100
356043
24000
364280
380061
44824063
94766265
1884191
37431765
6615765
8536 87
32546367
15023108Insurance Department of Georgia 209
Other items
Travel expenses advance special agent j
Net York6 einsurance companfes admit7eXr 75
403883
4 113 83
Total ledger assets
94766265
NonLedger Assets
interest due and accrued
Market value of assets overookvaTui7eireitatr Iliin
Tfttal assets
96311986
Deduct Assets Not Admitted
Agents balances
Other items 1309087
LOteSdeSinCNeT YorrinSUranCe comPanies t admit
198979
Tfctal not admitted assets
1518830
Tofal admitted assets
94793156
Liabilities
Net ftrrount of unpjici losses aad claims
Other items 200000
Contingent commissions etc
Total amount of liabilities except capital 300000
Capital actually paid in cash P rfiS72ZrS 891474
Surplus over all liabilities SS0M
13901682
Surplus protection to policyholders
53901682
Total liabilities
94793156
Business in ForceFire
In force on the 31st day of December 1918 j sncn Premiums
Written or renewed during the year 2HHS 53870997
89795471 114203773
Total
Deduct those siMisssnsisrisssss UiK1 Tilil
In force at the end of the year I
Deduct amount reinsured S5S6255 90878935
21969098 30989893
et amount in force
43677157 59889042
Business in the State of Georgia
Gross rrsks written A Fire
Less 1058770 risks cancelled andi9397TV 488952000
pames authorized in Georgia reinsurance m com
199851800
iNet risks written
289100200
Orross premiums on risks written
Less 1288852 return premiums andHSTaYsEVT 6546182
insurance in companies authorized in Georgia PS fr re
SlaP 2602077
Net premiums received
T M 3944105
Losses paid deducting salvage
Less losses on risks reinsured in eSSSSSTSSSSSAtooBSgi9 SSIl
Net losses paid
T 1268390
Losses incurred
Less losses on risks re 1483100
Net losses incurred
1400270
210
Annual Report
PENNSYLVANIA FIRE INSURANCE COMPANY
508510 Walnut Street Philadelphia Pa
t Gordon Crowell Secretary
C F Shallcross President
Attorney for service in GeorgiaE K McDowell Atlanta Ga
Kinds of business done in oaFireAutohile Tornado Sprier Leak
Capital Stock
75000000
Amount of paidup capital 929075685
Ledger assets Dec 31 m
Extended at
929075685
Income
734542348
UeTuctPamounTaTdTo77eTnsu7an7e and return pre g 9ao
Total premiums
mrTal
Deport premiums written on perpetual risks gross
Perpetual transfer fees rrtt
Prom agents balances previously charged off
4
77736428
37561989
313310
2617457
38600
153387
Total income
Carried forward
518421111
1447496856
Disbursements
atlrinijS
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Lossf orsale and decrease by adjustment of assets
Other items
Field supervisory expenses
Taxes licenses and fees VIiVJ
Deposit premiums returned on perpetual risks
Various other expenses
Agents balances charged off
Total disbursements
Balance
208880504
10785680
103037310
34853595
3059602
7087555
22701050
10299367
23630382
5745964
13513649
1034653
444629311
1002867545
Ledger Assets
Book value of real estate
Mortgage loans first lien 28000
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Agents balances net
Loanscured by pledge of bonds stocks or other collateral
Reinsurance recoverable on paid losses
16273886
2800000
89553221
40630394
40000
33139044
18673585
286308
1471107
Total ledger assets
1002867545
NonLedger Assets
Interest due and accrued
Total assets
10739640
1013607185Insurance Department of Georgia
211
Deduct Assets Not Admitted
Agents balances
Other items
Book value of real estate over market value ht
value of bonds and stocks over market value other
ledger assets over market value collateral lotL
Total not admitted assets
Total admitted assets
719210
84797287
85516497
t 928090688
Liabilities
get amount of unpaid losses and claims
Reserves or unearned premiums on risks outitandTn 55675452
Salaries and miscellaneous accounts due or accrued8 549574077
SfhXe6rS fteSr eStimated VrkiltatenTeni
Other charges due or accrued
ranttiTntiof liabiIitles exceptcapTtar
Capital actually paid in cash 1
Surplus over KHBttoLZZZZZZrrIZ M
Surplus protection to policyholders7
Total liabilities
Business in ForceFire
23 oc
630538029
297552659
928090688
In force on the 31st day of December 1Q18 i nrrnS Premiums
Written on renewed during theear ZZZZZZgJg IttHtlfi
Total
Deduct thaansasrtarzrs bIIW
DeIurcteaaInotSntenreiJLtrheedyear Hhi
182481831 178316511
Net amount in force
lorce 9O4g0MS7 830955441
Business in ForceMarine and Inland
In force on the 31st day of December 1918 s sRHsa
Written or renewed during the year ZZZZZZT llillfia
Total
27986596
16013032
Deduct those expired and maricedofFaTteTrnTnated
In force at the end of the year
Deduct amount reinsured Hf
Net amount in force
66260
Premiums
18270141
38317777
56587918
29248832
27339086
101126
Business in the State of Georgia
A Fire
Gross risks written
thrlM
6d 506382800
02334
11781928
4044139
7737789
9868508
3551072
6317436
11907304 27237960
Marine and
Inland
f 1400 00
Gross premiums on risks written t
Less return premiums and premiumsfor reinsur
ance m companies authorized in Georgia
Net premiums received
Losses paid deducting salvage t
Net losses paid
1750000
t 1610000
J 1715 11550
9835

212
Annual Report
Losses incurredv
Less losses on risks reinsured in companies author
ized in Georgia
Net losses incurred
9010934
3134372
5876562
PENNSYLVANIA LUMBERMENS MUTUAL FIRE INSURANCE COMPANY
806 Lafayette Building Philadelphia Pa
Edward F Henson President Harry Humphreys Secretary
Attorney tor service in GeorgiaJ L Riley Atlanta Ga
Kinds of business done in GeorgiaFire and Lightning
Capital Stock
Ledger assets Dec 31 1918 114384706
Extended at
i 114384706
Income
Gross premiums on new business
Deduct amount paid for insurance and return pre
80978616
5535000
Total premiums
Interest and rents TrrI
Profits on sale or increase by adjustment of assets
Other sources
Transfer of agency and brokerage protits
1 per cent commission on mortgages purchased
Fee for exchange of bond

2500000
82100
2500
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legend administrative expenses in adjustment of claims
Inspection charges
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Borrowed money repaid
Taxes licenses and fees
Inspections and surveys
Furniture fixtures traveling other than inspec
tion mscellaneous
8500000
1722146
1724900
604391
Total disbursements
Balance
Ledger Assets
Mortgage loans first lien 198100
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Agents balances net
Total ledger assets
NonLedger Assets
Interest due and accrued
Market value of assets over book value
754396 16
5220942
544650
2584600
83789808
198174514
20539663
182414
4882293
4602742
400071
1138878
26852094
3161425
12551437
74311017
123863497
1981000
91917500
197500
157718
7684022
4096757
123863497
1553842
4689700Insurance Department of Georgia 213
Other items
Due from Justin Peters agencv
y r 4086312
Total assets
134193351
Deduct Assets Not Admitted
Overdue and accrued interest on bonds in default i rv o
Due from Justin Peters agency 4086312
Total not admitted assets
4152145
Total admitted assets
130041206
Liabilities
Net amount of unpaid losses and claims
S68 r unearned premiums on risks outstanding JHfl
Salaries and miscellaneous accounts due or accrued 3641IH7
Taxes due or accrued accrued 55504
Other items 965523
Inspection charges due or accrued
Tola amount of liabilities except capital 44H
Surplus over all liabilitiesIZnM76SlB6 40286050
Surplus protection to polieyholders
89755156
Total liabilities
130041206
Business in ForceFire
In force on the 31st day of December 1918 31442199 S Tko
Written or renewed during the yearJ 374o088 809786 16
DduVthoTeepTrVd JjgJ Uflil
In force at the end of the year 35 961 779 7
Deduct amount reinsured Jinnn 72891832
33000 24998
Net amount in force 35928779 72856
Business in the State of Georgia
Gross risks written t Arcm
Less 50000 risks cancelled in companiesaGtholtaed taSS sojooioo
Net risks written
Gross premiums on risks writtenI I 1 b22
Less 567657 return and expired return premiumTfoTre7niurance 11JS578
in companies authorized in Georgia 5 676 57
Net premiums received 560921
Losses paid deducting salvage 15000
Net losses paid 125000
Losses incurred x 250 00
Net losses incurred 125000
Investments in Georgia
Bonds 1000000
Total investments in Georgia 10 000 fl0214
Annual Report
PENNSYLVANIA MILLERS MUTUAL FIRE INSURANCE COMPANY
Second National Bank Building Wilkes Barre Pa
Asher Miner President John Hoffa Secretary
Attorney for service in GeorgiaJ L Riley Atlanta Ga
Kinds of business clone in GeorgaFire Insurance
Capital Stock
Ledger assets Dec 31 1918
86813288
Extended at 8681321
Income
Gross deposit premiums
Return premiums
Total net premiums written
Assessments collected
Written and assessments collected
Total premiums
Interest and rents
41272542
31738202
9534340
36931730
46466070
46466070
3784155
Total income 50250225
Carried forward 137063513
Disbursements
Net amount paid policyholders for losses 19852263
Legal and administrative expenses in adjustment of claims 159759
Commissions and allowances to agents 2398769
Salaries of officers and employes 2847702
Rents and interest 162712
Advertising printing postage telegrams etc 545381
Doss on sale and decrease by adjustment of assets 18600
Other items
Salary expenses field men executives and inspec
tion and survey 1225160
Taxes 1225160
Furniture and fixtures 101655
Annual special meeting expense auditing cur dues 192402
Sundries 88432
4031976
Total disbursements
30017162
Balance 107046351
Ledger Assets
Mortgage loans 200000
Bonds at book value 87385648
Deposits at interest 3000000
Deposits not at interest 12505496
Agents balances net 3950785
Other items
Balance advanced inspectors for expense 4422
Total ledger assets 107046351
NonLedger Assets
Interest due and accrued
Market value of assets over book value
Accrued on 20000 savings account Wyoming Nat
Bank Wilkes Barre Pa 30000
Accrued on 10000 savings account Citizens Nat
Bank Indiana Pa 15000
3000
1043716
Assessments due
45000
431153
Total assets 108569220Insurance Department of Georgia 215
Deduct Assets Not admitted
Balance in handsof inspectors advanced for expenses 442z
Total not admitted assets 4422
Total admitted assets 108564798
Liabilities
Net amount of unpaid losses and claims 37 983 59
Reserves or unearned premiums on risks outstanding 254240 00
Salaries and miscellaneous accounts due or accrued 1000 00
Taxes due or accrued 8000NU
Other items
Contingent commissions or other charges due or ac
crued 1 400000
Market value not including interest of bonds and
stock under book value 396148
7 961 48
Total amount of labilities except capital 309l85 07
Surplus over all liabilities 77646291
Surplus protection to policyholders 77646291
Total liabilities g 108564798
Business in ForceFire
T n Risks Premiums
In forec on the 31st day of December 1918 29129 342 411 752 95
Written or renewed during the year 33089955 41272s42
S01 SIZtz 62219297 82447837
Deduct those exp red and marked off as terminated 24920788 31738202
In force at the end of the year 37298509 50709635
Net amount in force 37298509 50709635
Business in the State of Georgia
A Fire
Gross risks written 425 92700
Less 105416 risks cancelled in companies authorized in Georgia 105416oo
Net risks written 32051100
Gross premiums on risks written 5121 52
Less 94944 return premiums in companies authorized in Georgia 94944
Net premiums received 417208
Losses paid deducting salvage 915045
Net losses paid 915045
Losses incurred 915045
Net losses incurred If 915045
Investments in Georgia
Bonds 1000000
Total investments in Georgia 1000000
PHENIX FIRE INSURANCE COMPANY OF PARIS FRANCE
17 Custom House Street Providence R I
Starkweather Shepley Inc U S Managers
Attorney for service in GeorgiaGordon Williams Atlanta Ga
Kinds of business done in GeorgiaFire and Lightning Insurance
Capital Stock
Statutory deposit 20000000
Ledger assets Dec 31 1918 102148129
Extended at 102148129216
Annual Report
Income
Gross renewal premiums 2209682 13
Deduct amount paid for insurance and return pre
miums 125626413
95341800
3562684
Total premiums
Interest and rents
Total income 98904484
Carried forward 201052613
Disbursements
Net amount paid polieyholders for losseszr
Legal and administrative expenses in adjustment ot claims
Commissions and allowances to agents
Salaries of officers and employes
Advertising printing postage telegrams etc
Other items
Inspection and surveys
Federal taxes
Other taxes fees and licenses
Auditing companys accounts
Total disbursements
Balance
Ledger Assets
31774409
615656
27802945
42359
38497
940463
1211777
2191001
27131
64644238
136408375
Bonds at book value
Deposits at interest
Agents balances net
Other items
Cash deposited with Philadelphia Underwriter Association
96220214
12890319
27267842
30000
Total ledger assets 136408375
NonLedger Assets
Interest due and accrued 1130826
Other items
Reinsurance du from other companies LUbdgiS
Total assets 137645584
Deduct Assets Not Admitted
Book value of bonds and stocks over market value 5379879
Total not admitted assets 5379879
Total admitted assets 132265705
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Taxes due or accrued t
Other items
Contingent commissions
Total amount of liabilities except capital
Deposit 20000000
Surplus over all liabilities 27230431
11273448
62797736
2500000
8464090
85035274
47230431
Surplus protection to polieyholders
Total liabilities 132265705
Business in the State of Georgia
A Fire
Gross risks written1 903821900
Less 2478540 risks cancelled and 2037278 reinsurance in com
panies authorized in Georgia 451581800
Net risks written 452240100
Gross premiums on risks wrtten 1 12900494Insurance Department of Georgia 217
Less 2184452 return premiums and 3367221 premiums for re
insurance in companies authorized in Georgia 5551673
Net premiums received 7348821
Losses paid deducting salvage 5368312
Less losses on risks reinsured in companies authorized in Georgia 1834958
Net losses paid 3533354
Losses incurred 5711715
Less losses on risks reinsured in companies authorized in Georgia 1930003
Net losses incurred A 3781712
Investments in Georgia
Bonds 1000000
Total investments in Georgia 1000000

PHOENIX ASSURANCE COMPANY
100 William Street New York N T
Percival Beresford U S Manager
Attorney or service in GeorgiaEdgar Dunlap Atlanta Ga
Kinds of business done in GeorgiaFire Marine Tornado Sprinkler Leakage
Explosion Riot War Risk Automobile
Capital Stock
Ledger assets Dec 31 1918 534054656
Extended at 534054656
Income
Gross premiums on new business 899160703
Deduct amount paid for insurance and return pre
miums 506975809
Total premiums 392184894
Interest and rents 179 9Q j
Profits on sale or increase by adjustment of assets II IT 23 251 50
Other sources
Remittances from home office to U S branch 21273 44
From agents balances previously charged off 31480
2158824
Total income 414660039
Carried forward 943714695
Disbursements
Net amount paid policyholders for losses 1 641 554 93
Legal and administrative expenses in adjustment of claims 54864 51
Commissions and allowances to agents 62665540
Salaries of officers and employes 324133 15
Rents and interest I 23 896 32
Advertising printing postage telegrams etc Jl 1168374
Loss on sale and decrease by adjustment of assets 98 032 0
Other items
Field supervisory expenses 17285603
Inspections and surveys 85072 38
Taxes 2511449 48
Maps 787035
Agents balances charged off 2105 73
Remittances to home office by U 8 branch gross 31691o46
83626443
Total disbursements 3 722 238 88
Balance 57649087218
Annual Report
Ledger Assets
Bonds at book value 392Snn
Stocks at book value Srnnn
Cash in office 25000
Deposits at interest i
Deposits not at interest JJJJ
Agents balances net 13592151b
Other items
Bills receivable taken for marine and inland risks 193700
Cash deposit with trustees 47569
Philadelphia Fire TTnd Assn Deposit 3000
Reinsurance due on marine loss paid authorized 1219650
Reinsurance due on marine loss paid unauthorized 2054008
3544927
Total ledger assets 576490807
NonLedger Assets
Interest due and accrued 5464813
Other items
Reinsurance due on morine losses paid unauthor
Total assets i 584065012
Deduct Assets Not Admitted
Agents balances 2555980
Bills receivable 11700
Other items
Reinsurance due on marine losses paid unauthor
ized companies 2054008
Total not admitted assets 4621688
Total admitted assets 579443324
Liabilities
Xet amount of unpaid losses and claims 30964796
Reserves or unearned premiums on risks outstanding 306197531
Salaries and miscellaneous accounts due or accrued 2100000
Taxes due or accrued 11500000
Total amount of liabilities except capital 350762327
Surplus over all liabilities 228680997
Surplus projection to policyholders 228680997
Total liabilities 579443324
Business in ForceFire
Risks Premiums
In force on the 31st day of December 19181053153946 883417705
Written or renewed during the year 1031573935 833357375
Excess of original premiums over amount received
for reinsurance 2171642
Total 2084727881 1718946722
Deduct those expired and marked off as terminated 901539173 761308223
In force at the end of the year1183188708 957638499
Deduct amount reinsured 527420271 405240694
Net amount in force 655768437 552397805
Business in ForceMarine and Inland
In force on the 31st day December 1918 22328326 37398567
Written or renewed during the year 79461254 65803328
Total 101789580 103201895
Deduct those expired and marked off as terminated 74313996 62617348
In force at the end of the year 27475584 40584547
Deduct amount reinsured 6056888 4148787
Net amount in force 21418696 36435760Insurance Department of Georgia 219
Business in the State of Georgia
A Fire
less 4310175 risks cancelled and 2814185 rein
surance in Companies authorized in Georgia 680117000
Net risks written T 889860800
essSS FwUT riSkS Wrien 12836920
iess id7155 return premiums and 11 172 43
premiums for reinsurance in Companies author
ized in Georgia 4264497
Net premiums received 8572423 381254
Losses paid deducting salvage rk vkv kq
Less losses on risks reinsured in Companies au
thorized in Georgia 854096
Net losses paid MV71L73 423517
Losses incurred 6886269
Less losses on risks reinsured in Companies au
thorized m Georgia 20 388 96
Net losses incurred 4847373 423517
Marine and
Inland
105144700
32318800
72825900
631155
249901
523869
100352
523869
100352
PHOENIX INSURANCE CO
30 Trinity St Hartford Conn
Edward Milligan President John B Knox Thomas C Temple Geo C Long
Jr Secretaries
Attorney for service in GeorgiaC A Rauschenberg Jr Atlanta Ga
Kinds of business done in Georgia All kinds permitted in charter
Capital Stock
Amount of paidup capital 3 000 000 00
Ledger assets Dec 31 1918 1804901833
Exetended at
Income
Gross premiums on new business 16 435 457 03
Deduct amount paid for insurance and return
premiums 683421409
Total premiums
Interest and rents
Other sources
Conscience money
Agents balances previously charged off
Profit on sale of bonds
Increase by adjustment of stocks
I 1804901833
960125294
102158984
8800
78904
208647
156150
Total income xo62736879
Carried forward 2867638712
Disbursements
Net amount paid policyholders for losses 3 636 695 49
Legal and administrative expenses in adjustment of claims 94610 41
Commissions and allowances to agents 2 012 50124
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc ZT
Paid Policyholders for dividends
Loss on sale and decrease by adjustment of assets
Agents balances charged off
86259471
5032861
37779303
72000000
49098435
42929
220
Annual Report
Other items
Federal Taxes25180128
License Taxes and Fees 34771216
Stockholders Tax 864170068593044
Taxes and Repairs to Real Estate 3926948
Trust FundEmployes Liberty Loan Bond ac 125400
72645392
Total disbursements 897625205
Balance 1970013507
Ledger Assets
Book value of real estate 61635668
Mortgage loans first lien 10600000
Bonds at book value 1050010588
Stocks at book value 473763114
Cash in office 74435
Deposits at interest 172817437
Deposits not at interest 8097638
Agents balances net 183014627
Other items
Loans on Collateral 10000000
Total ledger assets as per balance No 23 1970013507
NonLedger Assets
Interest due and accrued1 i59215S
Market value of assets over book value ivu6i
Other items
Reinsurance due on paid losses 6304700
Total assets 2182042187
Deduct Assets Not Admitted
Agents balances
Other items
Accrued interest in default
5276613
2912500
Total not admitted assets
8189113
Liabilities
Net amount of unpaid losses and claims Vnnolj
Reserves or unearned premiums on risks outstanding 821300694
Salaries and miscellaneous accounts due or accrued J JmSJ
Taxes due or accrued 50000000
Other items loTrocn
Employes Trust FundLiberty Loan Bond account iilH
Total amount of liabilities except capital 99980b0l4
Capital actualy paid in cash 3OOOOOeOO
Surpus over all liabilities 8 i4047060
Surplus protection to policyholders 1174047060
Total liabilities 2173853074
Busness in ForceFire
Risks Premiums
In force on the 31st day of December 1918Hig ftKaM
Written or renewed during the year1418768bbZ ujds4iim
Total 3260074071 3090383278
Deduct those expfredand marked off as terminated 1315570266 1248631767
In force at the end of the yearMftM5 UttSIm
Deduct amount reinsured 4235006o7 3b7794931
Net amount in force 1521003148 1473956580Insurance Department of Georgia 221
Business in ForceMarine and Inland
T Risks Premiums
In force on the 31st day December 1918 50 560 602 I 1 107 1is 7fi
Written or renewed during the year 426147266 JK
Total
iiMApfrisssisrt5SESte5 lio 309312872
In force at the end of the year 62400 774 i 170 978 2
Deduct amount reinsured 24338616 saulllf
Net amount in force 38067158 80803710
Business in the State of Georgia
Fire Marine and
Gross risks written 29 892 1Qfinn 9 tSlfcn m
Less 7930739 risks cancelled and WHiv 89219600 258476000
insurance in Companies authorized in Georgia 1450575400 116580900
Xet risks written 1538644200 141895100
Gross premiums on risks written 263 984 14 20 217 85
Less 5558074 return premiums and 6714190
premiums for reinsurance in Companies au
thorized in Georgia 11470871 801393
Xet premiums received 14927543 1220392
Losses paid deducting salvage 110209 22 TimTes
Less losses on risks reinsured in Companies au
thorized in Georgia 4407555 31639
Xet losses paid 6e7l3367 160329
Losses incurred 10411333 2082 67
Less losses on risks reinsured in Companies au
thorized in Georgia 4006788 43850
Xet losses incurred 6404545 164417
Investments in Georgia
Bonds 18500000
Mortgage loans 1250000
Georgia Railroad and Banking stock 3000000
Total investments in Georgia 227 50000
PEOPLES NATIONAL FIRE INSURANCE CO
Northeast Corner Third and Walnut Sts Philadelphia Pa
B C Stokes President N B Yates Secretary
attorney for service in Georgia Thomas B Shropshire Atlanta Ga
Kind of business done in Georgia Fire and Storm
Capital Stock
Amount of paidup capital 1000 000 00
Ledger assets Dec 31 1918 216923338
Extended at 216923338
Income
Gross renewal premiums 197610049
Deduct amount paid for insurance and return pre
miums 94392413
Total premiums 103217636
Interest and rents 11237230
Profits on sale or increase by adjustment of assets L48292222
Annual Report
Other sources
Gain on Perpetual Policies Cancelled 5
Transfer fees on Perpetual Policies
From agents balance previously charged off
Borrowed money gross
7895
100
690
6800000
6808685
12141184b
Total income
Carried forward 888385181
Disbursements
Net amount paid policyholders for losses VT
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Renewal
Salaries of officers and employes
Advertising printing postage telegrams etc
Rents and interest
Paid stockholders for dividends
Loss on sale and decrease by adjustment of assets
Other ems 12 303708 No 13 1232580 No 14 10
61360No 15 2795298 No 17 77613 No 19 84447 No 20
58919 No 21 78950 No 22 1803314 No 28 13100000 No 29
79811
Total disbursements
47965517
836057
31077192
987418
5840117
805808
451074
5000000
256458
20786663
114006304
Balance
224328877
Ledger Assets
Book value of real estate
Mortgage loans first lien
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Collateral loan
Total ledger assets as per balance No 23
NonLedger Assets
Interest and rents due and accrued
Market value of assets over book value
Other items
Reinsurance due on losses paid
17239910
48675000
115953199
16712658
366081
7608925
22299
17050805
700000
224328877
2717734
2089674
193162
Total assets
229429447
Deduct Assets Not Admitted
Other items
Agents balances vVJoTTr
Overdue and accrued interest on bonds 228125
Book value of bonds and stocks over mar
ket value 747235i
152676
7700182
Total not admitted assets
7852858
Total admitted assets
2215765
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding term per
petual 7
IMvidends to policyholders declared but unpaid
Salaries and miscelaneous accounts due or accrued
Taxes due or accrued
Tota amount of liabilities except capital
11246298
78952986
1526461
235000
1500000
93460745Insurance Department of Georgia
223
Capita actually paid in cash S 1OOO 000 00
Surplus over all liabilities 28ll5844
Surplus protection to policyholders 128115844
Total liabilities 221576589
Risks and Premiums
Business in ForceFire
Risks Premiums
In force on the 31st day of December as per line 6
under this heading in last years Statement 199876245 208525476
Written or renewed during the year per income
No 5 190034764 191893621
Total 3899110011 400419097
Deduct those expired and marked off as terminated 189923352 187518909
In force at the end of the year 199987657 212900188
Deduct amount reinsured z 66029919 68139484
Net amount in force1 133957738
Business in ForceMarine and Inland
In force on the 31st day of December as per line 6
under this heading in last years statement
Written or renewed during the year per income
No 5
Risks
1345737
9451118
Total
Deduct those expired and marked off as terminated
Perpetual Risks not included
1696068
10796855
10796855
144760704
Premiums
1730829
5596409
7327238
7327238
above 484875 Deposit Premiums
Year
Written Term
1919 One year or less
1918 Two years
1919 Two years
1917 Three years
1918 Three years
1919 Three years
1916 Four years
1917 Four years
1918 Four years
119 Four years
1915 Five years
1916 Five years
1917 Five years
1918 Five years
1919 Five years
Over five years
Advance premiums
Amount
Covered
55348742
932578
940924
12763746
16957440
24123836
173855
278580
37484
154525
3381101
3420704
4337459
3926494
6180488
993782
on same
Gross Premiums Amount of
Charged Less Fraction Premiums
Unearned Unearned
Totals 133957738
Perpetual risks 484875
Reinsurance
62979243
909428
992955
10923070
17535671
24817027
267408
275709
85127
159105
3515792
3614082
5043551
5026753
7776027
839756
144760704
1696068
90
Grand totals 134442613 146456772
Business in State of Georgia
31489622
227357
744716
1820512
8767835
20680856
33426
103391
53204
139217
351579
1084225
2521775
3518727
6998424
418120
78952986
1526461
80479447
Gross risks written 4 054 352 00
Less 688878 risks cancelled and 267952 reinsured in Companies
authorized in Georfiia gjg gg0 qq
Net risks writteng 3 0fly 522 o0
Gross premiums on risks written 51518 33
Less 808334 return premiums and 321253 premiuinsfortein
surance in Companies authorized in Georgia 1129587
Net premiums received
4022246224 Annual Report
Losses paid deducting salvageIkThTSSwaia
Less losses on risks reinsured in companies authorized in Georgia

Net losses paid

Net losses incurred
1430832
28953
142437i
1671062
28953
PROVIDENCE WASHINGTON INSURANCE COMPANY
20 Market Square Providence R I
J B Branch President A G Beals
Attorney for service in Georgia Charles M Jerome Atlanta
Capital Stock
Amount of paidup capital ZZ
Ledger assets Dec 31 1918
1642109
Secretary
Ga
Extended at
S 637555664
Income
Gross premiums on new business 1180515063
Deduct amount paid for insurance and return zmmzf
premiums
Total premiums
Interest and rents rVr
Profits on sale or increase by adjustment of assets
Other sources
650770527
31936088
2431996
5180165
Total income
Carried forward
690318776
1327874440
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses m adjustment of claims
Commissions and allowances to agents
Renewal x
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items J22 15177
Taxes licenses etc 1fiin
Dividends paid Stockholders 16000000
260347137
4385225
138769912
40037766
2225031
23657124
6051228
84215177
Total disbursements
523688609
Balance
804185840
Ledger Assets
t 10000000
Book value of real estate 3 53Q 477 n1
Bonds at book value 2 292 946 18
Stocks at book value 9fi5 84
Cash in office 89482668
Deposits at interest 13 29123
Deposits sot at interest 1 200 351 46
Agents balance net
Total ledger assets as per balance No 23
NonLedger Assets
5266346
Interest due and accrued x 21g 97T 19
Market value of assets over book value 61036 2l
Other items
937459526
Total assetsInsurance Department of Georgia
225
198846
50550
20551538
Deduct Assets Not Admitted
Agents balances
Bills receivable
Book value of bonds and stocks over market value
Total not admitted assets 208 009 34
Total admitted assets 916658592
Liabilities
Net amount of unpaid losses and claims 1146 6U 76
Reserves or unearned premiums on risks outstanding I 353l60823
Salaries and miscellaneous accounts due or accrued 5 000 00
Taxes due or accrued 295000 00
Other items
7680165
Total amount of liabilities except capital 505504964
Capital actually paid in cash 200000000
Surplus over all liabilities 211153628
Surplus protection to policyholders 411153628
Total liabilities 916658592
Business in the State of Georgia
CA Fire
1590398800
824958800
Gross risks written
Less 3893284 risks cancelled and 5268632 re
insurance in Companies authorized in Georgia
Net rsks written
Marine and
Inland
602996100
91232800
765440000 511763300
Gross premiums on risks written 191 55947
Less 3893284 risks cancelled and 5268632 re
miums for reinsurance in Companies authorized
in Georgia 8742703
10389032
2495168
et premiums received
10413244 7893864
Losses Paid deducting salvage 7774055
Less losses on risks reinsured in Companies au
thorized in Georgia 3093062
Net losses paid 4680993
Less losses on risks reinsured in Companies au
thorized in Georgia 1991722
Losses incurred 7884748
4451619
5292
4446327
5292
4422891
Net losses incurred
5893026
4417599
QUEEN INSURANCE COMPANY OF AMERICA
84 William St New York City N Y
George W Burchell President Frederick P Hamilton Secretary
Attorney for service in Georgia S Y Tupper Atlanta Ga
Capital Stock
Amount of paidup capital 200000000
Ledger assets Dec 31 1918 1550961107
Extended at 1550961107
Income
Gross renewal premiums r 1323886627
Deduct amount paid for insurance and return
premiums 460413065
Total premiums 863473562226
Annual Report
Interest and rents
Other sources
58612420
71658
Total income 922157640
Carried forward 2473118747
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents Renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid stockholders for dividends
Loss on sale and decrease by adjustment of assets
Othr items
Field supervisory expenses 1
Furniture and fixtures including rent of and re
pairs to same
Maps including corrections
Inspections and surveys including underwriters
board
Federal taxes 32029938 taxes licenses and fees
24014891
Legal expenses excluding legal expenses on losses
Miscellaneous
Agents balances charged off
340953848
10535692
162836735
67219235
6182648
13651515
50000000
330600
26411748
1651600
1017893
16477878
56044829
251748
1281719
172766
103310181
Total disbursements 755020454
1718098293
Balance
Ledger Assets
Mortgage loans first lien
Bonds at book value 12
Stocks at book value 2
Cash in office 1
Deposits at interest
Deposits not at Interest
Agents balances net
Other items
Reinsurance due on losses paid
6000000
02120034
62333097
2447701
71698441
230081
50620113
22648826
Total ledger assets
1718098293
NonLedger Assets
Interest due and accrued 14648250
Total assets 1732746543
Deduct Assets Not Admitted
Agents balances 4976618
Other items
Reinsurance due on losses paid unauthorized
companies
7774567
Book value of bonds and stock over market value 132818855
Total not admitted assets 145570040
Total admitted assets1587176503
Liabilities
Net amount of unpaid losses and claimsf oaS22
Reserves or unearned premiums on risks outstanding bxod8ti9
Salaries and miscellaneous accounts due or accrued bui40
Taxes due or accrued MJii4
Other items
Pension obligations 2200000Insurance Department of Georgia
Income tax withheld at source from employes sal
aries as required under the provisions of the N
1 State Income Tax Law of May 14 1919 716 58
227
2271658
Total amount of liabilities except capital 8 394 164 19
Capital actually paid in cash 2 000 00f 00 84lb419
Surplus over all liabilities im600M
Surplus protection to policyholders 747760084
Total liabilities 1587176503
Business in the State of Georgia
A Marine and
surance in companies authorized in Georgia
1157236400
Net risks written
63374400
2033868300 215196100
Gross premiums on risks written
Less 7644512 return premiums and 57590 22
premiums for reinsurance in Companies au
thorized in Georgia
Net premiums received t
41264611
12591323
3034418
812211
28673288
2222207
Losses paid deducting salvage
Less losses on risks reinsured in CompanfesTau
thorized in Georgia
Net losses paid
Losses incurred
Less losses on risks reinsured in Companies au
thorized in Georgia
Net losses incurred
14177208
2419509
533466
11757699
533466
12960708
2348109
596466
10612599
596466
RHODE ISLAND
17 Custom House St Providence R I
Geo L Shepley President B G Peeper Secretary
Attorney for service in Georgia Gordon Williams Atlanta Ga
Kinds of business done in Georgia Fire Lghtning Tornado Windstorm Sprin
kler Leakage Explosion War Risks other than Marine and Riot and
Civil Commotion
Capital Stock
Amount of paidup capital 600 000 00
Ledger assets Dec 31 1918 2 447348ll
Increase of paidup capital during year 10000000
Extended at 254734811
Income
Gross premiums on new business 4 104 784 95
Deduct amount paid for insurance and return
premiums 246098847
Total premiums 164379648
Interest and rents 94J61016
Profits on sale or increase by adjustment of assets 56250
Total income 173896914
Carried forward 428631725228
Annual Report
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Advertising printing postage telegrams etc
Paid Policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Inspection and surveys
Felix Hebert auditing accounts
Federal taxes
Other taxes licenses and fees
63191393
1543701
52350314
40954
101189
6250000
5155650
3375402
20000
5258869
6938937
Total disbursements 144226409
Balance 284405316
Ledger Assets
Bonds at book value 158842078
Stocks at book value 57860756
Deposits at interest 26629899
Agents balance net 41062583
Other items
Cash deposited with Philadelphia Und Assn 10000
Total ledger assets as per balance No 23 284405316
NonLedger Assets
1707127
Interest due and accrued
Other items
Due for refund of Federal taxes acct ReIns Treaty
ReIns due from other companies per Sched E
196546
1602070
Total assets 287911059
Deduct Assets Not Admitted
Book value of bonds and stocks over market value 11293534
Total not admitted assets 11293534
Total admitted assets 276617525
Liabilities
Net amount of unpaid losses and claims 16583467
Reserves or unearned premiums on risks outstanding 127802060
Dividends to policyholders declared but unpaid 1500000
Taxes due or accrued 5000000
Other items
Contingent commissions 13550652
Total amount of liabilities except capital 164436179
Capital actually paid in cash 60000000
Surplus over all liabilities 52181346
Surplus protection to policyholders 112181346
Total liabilities 276617525
Business in ForceFire
Risks Premiums
In force on the 31st day of December as per line
6 under this heading in last years statement 414798680 370891121
Written or renewed during the year per income 410478495
INO 0
Total 844120314 781369616
Deduct those expired and marked off as terminated 349985947 321969184
In force at the end of the year JS5 HSimS
Deduct amount reinsured schedule required 228745679 22608442
233315690
Net amount in
force 265388688 Insurance Department of Georgia 229
Business in the State of Georgia
Gross risks written AlFJ
panies authorized in Georgia 7 879 277 00
Net risks written 788009900
rossriums on risks written I 11 U9 79
sSurannf inVretUrn remius 28404 premiumV forreIn 2U34979
surance m Companies authorized in Georgia 8592116
Net premiums received i2542863
Losses paid deducting salvage j 89 091 51
Less losses on risks reinsured in Companies authorized inGeorgia 4864605
Net losses paid J iOM5AS
Losses incurred 94 373 63
Less losses on risks reinsured in companies authorized in Georgia 48236b6
Net losses incurred 4g 137 0
Premiums in Force Miscellaneous Companies
Business in Georgia
Sprinkler i04654 81010
Totals 104654 81010
Investments in Georgia
Bonds I 1000000
Total investments in Georgia 1000000
ROYAL EXCHANGE ASSURANCE
92 William St New York N T
Everard C Stokes United States Manager
Gayle T Forbush Associate Manager
vr Arney for service in Georgia Strother C Fleming Atlanta Ga
Kinds of business done in Georgia Fire and Marine
Captal Stock
Ledger assets Dec 31 1918 4 331 534 51
Extended at
Income
Gross premiums on new business 7 o4 419 07
Deduct amount paid for insurance andreturn
premiums 345788295
433153451
209100
Total premiums
Interest and rents 462653691
Profits on sale or increase by adjustment of assets 11 9 niinl
Other sources
Conscience money o7s on
Income tax State of New YorkHIZHHI 18921
Remittances from Home Office to United States
Branch gross 2 198 23
276244
Total income 379370543
Carried forward
Disbursements
812523994
Net amount paid policyholders for losses X 738 372 84
Legal and administrative expenses in adjustment of claims 40 237 16
Commissions and allowances to agents Renewal 947119 563j
230 Annual Report
Salaries of officers and employes 1594835
Rents and interest 1165047
Advertising printing postage telegrams etc 2587703
Other items
Furniture and Fixtures including rent of and repairs to same 341978
Maps including corrections 410026
Inspections and surveys including underwriters board and tariff
associations 6421854
Agents balances charged off 244395
Federal taxes 6960837
Auditing fees 197192
Taxes icenses and fees 12038448
Remittances to Home Office by United States Branch gross 34663145
Legal expenses including legal expenses on lossfes and all other
expenses 3784129
Total disbursements 357336065
Balance 455187929
Ledger Assets
Bonds at book value 375460689
Stocks at book value 5000000
Cash in office 7500
Deposits at interest 20374057
Agents balances net 54248476
Other items
State of Michigan State Treasurer 97207
Total ledger assets as per balance No 23 455187929
NonLedger Assets
Interest due and accrued 4471545
Other itemg
Reinsurance due on paid losses as per Schedule B Columns
1 and 3 4141085
Total assets i 463800559
Deduct Assets Not Admitted
Agents balances 460339
Other items
Overdue and accrued interest on bonds 58800
Book value of bonds and stocks over market value 31401789
Total not admitted assets 31920928
Total admitted assets 431879631
Liabilities
Net amount of unpaid losses and claims 60325018
Reserves or unearned premiums on risks outstanding 243855117
Salaries and miscellaneous accounts due or accrued 3626725
Taxes due or accrued 11189872
Other items
Income tax withheldState of New York 18921
State of MichiganSurcharges 416624
Total amount of liabilities except capital 319432277
Deposit capital 40000000
Surplus over all liabilities 72447354
Surplus protection to policyhoders 112447354
Total liabilities 431879631
Business in ForceFire
Risks Premiums
In force on the 31st dav December 1918 5451980150 492050072
Written or renewed during the year 452028148 419030058
Total i 998008298 911080130
Deduct those expired and marked off as terminated 400841622 374553311Insurance Department of Georgia
In force at the end of the year 597 1Bfi K7K
Deduct amount reinsured 175660868
Net amount in force 421505808
Business in ForceMarine and Inland
In force on the 31st day December 1918 48R654 003
Written or renewed during the year 840403377
Deduct those expired andmarkedoff tirmfnted loMooifS
In force at the end of the year sn 97
Deduct amount reinsured I wjrio
Net amount in force 38709642
Business in the State of Georgia
A Fire
Gross risks written g 10 102 313 00
Less risks cancelled and reinsurance in companies
authorized in Georgia 4 ggg 238 00
Net risks written 540307500
Gross premiums on risks written s 8t 407 20
Less return premiums and premiums for rein
surance in Companies authorized in Georgia 3268700
Net premiums received 49 720 20
Losses paid deducting salvage 30 702 02
Less losses on risks reinsured in Companies au
thorized in Georgia 750354
Net losses paid 2319848
Losses iicurred 3459902
xess losses on risks reinsured in Companies au
thorized in Georgia 872054
Net losses incurred 2587848
231
536526819
138910381
5 397616438
Premiums
85223048
289411928
374634977
25259715
122037821
55465820
66572001
Marine and
Inland
7124755
3502774
3621981
10109038
6292055
3816883
420841
1976468
2224373
4045576
2099516
1946060
ROYAL INSURANCE CO LIMITED
84 William St New York N Y
Walter Carter General Attorney for U S
Attorney for service in Georgia Milton Dargan Atlanta Ga
Kinds of business done in Georgia Fire Tornado Sprinkler Leakage Explosion
and War Risks Riot and Civil Commotion Automobile Tourist Floater and
Marine and Transportation
Capital Stock
Deposit capital 40000000
Ledger assets Dec 31 1918 1908894022
Extended at 1908894022
Income
Gross premiums on new business 23 051 478 13
Deduct amount paid for insurance and return
premiums 944677043
Total premiums 1358470770
Interest and rents 857 998 14
Profits on sale or increase by adjustment of assets 170057 48
Other sources
Premiums on Life Policies 294436
Interest on loans under life policies 27672
Loans on Life Policies repaid 443148232
Annual Report
Income Tax New York State withheld at source
from employes salaries 93120
Remittances from Home Office 27734674
28592990
Total income 3398763344
Carried forward 3398763344
Disbursements
Net amount paid policyhoders for losses 541161885
Legal and administrative expenses in adjustment of claims 16161184
Commissions and allowances to agents Renewal 230863234
Salaries of officers and employes r 157941858
Rents and interest 10641972
Advertising printing postage telegrams etc 23393045
Loss on sale and decrease by adjustment of assets 75000
Other items
Inspection and surveys 28266496
Taxes 69806004
Remittances to Home Office 238151018
Real estate expenses 16981664
Miscellaneous expenses 14460945
36i66612i
Total disbursements 1347904305
Balance2050859039
Ledger Assets
Book value of real estate 240850000
Mortgage loans first lien 37580000
Bonds at book value 1277365000
Stocks at book value 22583543
Cash in ofice IMJlfiiS
Deposits at interest 149127895
Agents balances net 2i3449424
Other items
Bills receivable form notes 1453320
De from other Companies for reinsurance on
losses already paid as per Schedule E 46898335
Total ledger assets as per balance No
20
48351655
50859039
NonLedger Assets
Interest due and accrued
Other items
Rents accrued
14829343
1059308
Total assets

15888651
2066747690
Deduct Assets Not Admitted
Agents balances
Other items
Excess of bills receivable not past due taken for
fire risks over unearned premiums thereon form
notes
Due from other Companies for reinsurance on
losses already paid
Book value of bonds and stocks over market value
11622654
167148
8128876
97855033
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Contingent commissions or other charges due or accrued
117773711
1948973979
153938536
1151791491
2227796
101961584
11198281Insurance Department of Georgia
lns2ZieTJlWYrk StatS Withheld at source fr employe
SePosifTata68 6XCePt CapitaI
Surplus over all liabilities
233
93120
Surplus protection to policyholders
Total liabilities
40000000
487763171
1421210808
Business in ForceFire
527763171
1948973979
Risks
In force on the 31st day December 1918 467 26Q 9
Written on renewed during the yezrZZSSJlZZZZZ uKoIll
Total
Deduct thoseTxpiredlndmlrkeT
Premiums
2433917608
1844263527
4278181135
1652011247
Deduatotelntr W
693602678 647283331
Net amount in force TZ
rce1972248590 1978886557
Business in ForceMarine and Inland
Risks
In forec on the 31st day December 1918
Written or renewed during the year MlMsSoOT HH
Total
Premiums
15486233
460884286
Deduct thsrsasi BTarcssatitig tillf
In force at the end of the year
Deduct amount reinsured tltUr
404289591
211457029
14156190
115493913 197300839
Net amount in force
Perpetual risks not included aboveT3613T94
Deposit premiums on same 790904
Business in the State of Georgia
A Fire Marine and
Gross risks written Inland
Dess 9557472 risks cancelledTand TCoonmfein 4133203800 9 2606969300
surance in Companies authorized inGeorgia 1910487300
Xet risks written
52596900
2222716500 2554372400
Gross premiums on risks written
Less 12486242 return premiums and 38286 12
premiums for reinsurance in Companies au
thorized in Georgia i
Net premiums received T
57029482 5315254
14919880 1394974
42109602
3920280
Losses paid deducting salvage
Less losses on risks reinsured in Companiesau
thorized in Georgia
Net losses paid
Losses incurred J7
Less losses on risks reinsured in Companies au
thorized in Georgia
Net losses incurred
23940069
3008099
1130151
20931970 1130151
22607669
2985373
1633651
19622296
1633651234
Annual Report
ST PAUL FIRE AND MARINE INSURANCE CO
Ill West Fifth St St Paul Minn
Secretary
Ga
F R Bigelow President
Attorney for service in Georgia Frank M
Kinds of business done in Georgia Insurance
Capital Stock
Arypount of paidup capital
Ledger assets Dec 31 1918 1464042774
Extended at 1464042774
Income
Gross premiums on new business 1887815612
Deduct amount paid for insurance and return
premiums 625769700
A W Perry
Spratlin Atlanta
100000000
Total premiums 1262045912
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
From Chicago and Eastern Illinois R R Co Coal
Bonds
From conscience money
From agents balances previously charged off
250000
20350
10682
63435961
901377
281032
Total income 1326664282
Carried forward 2790707056
Disbursements
Net amount paid policyholders for losses 516677102
Legal and administrative expenses in adjustment of claims 13188957
Commissions and allowances to agents Renewal 292481379
Salaries of officers and employes 61252655
Rents and interest 3970635
Advertising printing postage telegrams etc 1453238
Paid Policyholders for dividends 30000000
Loss on sale and decrease by adjustment of assets 61505891
Other items
Maps 1072854
Inspections and Surveys 17404338
Taxes 60475297
Legal expenses 148469
Agents balances charged off 213797
79314755
Total disbursements 1072923763
Balance 1717783293
Ledger Assets
Book value of real estate 22971226
Mortgage loans first lien 196291103
Bonds at book value 1186558939
Stocks at book value 16092413
Cash in office 35000
Deposits at interest 120694926
Deposits not at interest 4848076
Agents balances net 160086878
Other items
Bills receivable 4713165
Due from reinsurance companies on losses paid 5491567
10204732
Total ledger assets 1717783293
NonLedger Assets
Interest due and accrued 13435583
Total assets 1731218876Insurance Department of Georgia
235
Deduct Assets Not Admitted
Agents balances
Bills receivable
Other items
Book value of bonds and stocks over mar
ket value 62302076
Due from reinsurance companies 134353
1677137
2245150
62436429
Total not admitted assets 66358716
Total admitted assets 1664860160
Liabilities
Net amount of unpaid losses and claims 1 416 295 34
Reserves or unearned premiums on risks outstanding 7565i432 23
Salaries and miscellaneous accounts due or accrued 500000
Taxes due or accrued 1 140 000 00
Other items
Contingent commissions or other charges due or
accrued 6750000
Reserve for conflagration fund 1004204
7754204
Total amount of liabilities except capital 1020426961
Capital actually paid in cash 100000000
Surplus over all liabilities 544433199
Surplus protection to policyholders 64443319
Total liabilities 1664860160
Business in ForceFire
Risks
In force on the 31st day December 19181266478857
Written or renewed during the year1050982916
Excess of original premiums over amount received
for reinsurance
Total 2317461773
Deduct those expired and marked off as terminated 862422467
In force at the end of the year1455039306
Deduct amount reinsured 5802112
Premiums
1365661678
1252483829
226315
2609271822
1124812366
1484459456
8627302
Net amount in force 1257074516 1297131397
Business in ForceMarine and Inland
Risks
In force on the 31st day of December 1918 101549617
Written or renewed during the year1804764417
99642201
5802112
Premiums
153030016
635331783
788361799
631310966
157050833
8627302
93840089 148423531
Business in the State of Georgia
A Fire Marine and
Inland
Gross riskfi written 1356627300 3292219900
Less 7235714 risks cancelled and 1306846 rein
surance in Companies authorized in Georgia 373328500 480927500
Total 1906314034
Deduct those expired and marked off as terminated 1806671833
In force at the end of the year
Deduct amount reinsured
Net amount in force
Net risks written 983298800 2811292400
Gross premiums on risks written 14775220 20149172236 Annual Report
Less 6316230 return premiums and 1470780
premiums for reinsurance in Companies au
thorized in Georgia 4294881 3492129
Net premiums received 10480339 1665704S
Losses paid deducting salvage 5888338 49 762 80
Less losses on risks reinsured in Companies au
thorized in Georgia 1530223 18675
Net losses paid 4358115 4957614
Losses incurred 5621418 5730333
Less losses on risks reinsured in companies au
thorized in Georgia 1606009 63000
Net losses incurred 4015409 5667333
Investments in Georgia
Bonds 1000000
Total Investments in Georgia 1000000
SAVANNAH FIRE INSURANCE CO
Bryan and Drayton Sts Savannah Ga
Mills B Lane President w T Train
Kinds of business done in Georgia Fire Insurance
Capital Stock
Amount of paidup capital 10000000
Ledger assets Dec 31 1918 25069373
Income
Gross premiums on new business 9339820
Deduct amount paid for insurance and return
premiums 4509686
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents First year
Salaries of officers and employes
Rents and interest
Paid Policyholders for dividends
Other items
Federal taxes 432137
Other licenses taxes and fees 128704
Real estate taxes and expense 613202
Total disbursements
Ledger Asset
Book value of real estate
Mortgage loans first lien
Bonds at book value
Deposits not at interest
Agents balances net
Other items
Collateral loans
4830014
1479165
134
6309343
31378686
1696176
26390
186933
757900
262128
275820
1174043
4379390
Balance 26999296
11100000
800000
12759495
401516
1858285
80000
Total ledger assets as per balance No 23r 26999296Insurance Department of Georgia 237
NonLedger Assets
Interest due and accrued i 1 m Aa
Other items 124046
Rents due 372 00
Total assets 271W542
Deduct Assets Not Admitted
Total admitted assets 271 60542
Liabilities
Net amount of unpaid losses and claims 200 00
Reserves or unearned premiums on risks outstanding 342dl91
Taxes due or accrued 1000 00
Total amount of liabilities except capital 36 45291
Capital actualy paid in cash 10000000
Surpus over all liabilities 13515251
Surpus protection to policyholders 23515251
Total liabilities 27160542
Business in ForceFire
t Risks Premiums
In force on the 31st day December 1918 7154765 109 445 81
Written or renewed during year 6804499 9339820
Total 13959259 20284401
Deduct those expired and marked off as terminated 7096605 9611874
In force at the end of the year 6862654 10672527
Deduct amount reinsured 2887650 4o39541
Net amount in force 3975004 6632986
Business in the State of Georgia
A Fire
Gross risks written 3646466 00
LeaS 686436 risks cancelled and 2153171 reinsurance in Com
panies authorized in Georgia 283960700
Net risks written 80685900
Gross premiums on risks written 55 480 80
Less 715415 return premiums and 2988239 premiums for rein
surance in Companies authorized in Georgia 3703654
Net premiums received 1844426
Losses paid deducting salvage t 2140870
Loss losses on risks reinsured in companies authorized in Georgia 1708727
Net losses paid 432143
Losses incurred 2160870
Less losses on rsks reinsured 4n Companies authorized in Georgia 1708727
Net losses incurred 452143
Investments in Georgia
Real estate 11100000
Bonds 700000
Mortgage loans 800000
Collateral loans 80000
Total investments in Georgia 12680000Annual lie port

SCANDINAVIAN AMERICAN ASSURANCE CORP LTD
72 Beaver St New York N Y
Attorney for service in Georgia Edgar T Gentry Atlanta
Kincis of business done in Georgia Fire Marine and Inland
Capital Stock
Amount of paidup capital 20000000
Ledger assets Dec 31 1918 332237039
Increase of paidup capital during year 20000000
Ga
Extended at 352237039
Income
Gross premiums on new business 434365576
Deduct amount paid for insurance fnd return
premiums 85338773
349026803
12600378
965000
30189000
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Remitance from Home Office
Total income i 392781181
Carried forward 725018220
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Renewal taxes etc
Advertsing printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Remittance to Home Office
Premium on bonds fees and tracings
Legal Exp not on losses
Agents balances charged off
Total field supervising expenses
203530881
4157348
84667065
146785Bo
2376892
3476200
38692901
288724
236798
10595
336016
39565034
Total disbursements 352451986
Balance 372566234
Ledger Assets
Mortgage loans first lien 2500000
Bonds at book value 203931631
Stocks at book value 10412500
Deposits at interest 77633420
Agents balances net 76086481
Other items
Losses due from reinsurance authorized 1249652
Losses due from reinsurance unauthorized 752550
Total ledger assets as per balance No 23 372566234
NonLedger Assets
3709993
913869
Interest due and accrued
Market value of assets over book value
Total assets vS 3771900
Deduct Assets Not Admitted
Agents balances 6333154
752550
Other items
Losses due from reinsurance unauthonezd
Total not admitted assets
Total admitted assets 370104392
7085704Insurance Department of Georgia
239

Liabilities
Net amount of unpaid losses and claims 1 515 454 01
Reserves or unearned premiums on risks outstanding 1058657 45
Taxes due or accrued goooioo
Total amount of liabilities except capital 2 661 111 46
Capital actually paid in cash 40000000
Surplus over all liabilities 639 93246
Surplus protection to policyhoders 1039 93246
Total liabilities 370104392
Business in ForceFire
Risks Premiums
Written or renewed during the year S 70244048 65662428
Total 70244048 65662428
Deduct those expired and marked off as terminated 13561865 10619720
In force at the end of the year
Deduct amount reinsured
56682182
15068578
55042708
12291144
Net amount in force 41613605 42751564
Business in ForceMarine and Inland
Risks
In force on the 31st day December 1918 61288672
Written or renewed during the year 843208240
Total 904496912
Deduct those expired and marked off as terminated 797716275
Premiums
104584877
3687031U
473288025
315192552
In force at the end of the year 106780637 158095473
Deduct amount reinsured 14052759 22385733
S 92727878 135709740
Business in the State of Georgia
A Fire
Net amount in force
Gross risks written 5
Less 327342 risks cancelled
199558900
32734200
Marine and
Inland
14558701
Net risks written
166824700 1455870d
Gross premiums on risks written
Less 537831 return premiums
Net premiums received
Losses paid deducting salvage
Net losses paid
2663455
537831
107168
2125624
107168
3292
Losses incurred
46592
Net losses incurred
Business in ForceFire
46592
Written or renewed during the year
Risks
70244048
Premiums
65662428
Total 70244048 S
Deduct those expired and marked off as terminated 13561865
In force at the end of the year
Deduct amount reinsured
56682153
15068575
65662428
10619720
55042708
12291144
Net amount in force 41613605 42751564
240 Annual Report
Business in ForceMarine and Inland
Risks
In force on the 31st day December 1918 61288672
Written or renewed during the year 843208240
Total 904496912
Deduct those expired and marked off as terminated 797716275
In force at the end of the year 106780637
Deduct amount reinsured 14052759
Net amount in force 92727878
Business in the State of Georgia
A Fire
Gross risks written 199558900
Less 327342 risks cancelled 32734200
Net risks written 166824700
Gross premiums on risks written 2663455
Less 537831 return premiums 537831
Net premiums received 2125624
Dosses paid deducting salvage 3292
Net losses paidpl 3292
Losses incurred 46592
Net losses incurred 46592
Premiums
104584877
368703148
473288025
315192552
158095473
22385733
135719740
Marine and
Inland
14558700
14558700
107168
l071i

SCOTTISH UNION AND NATIONAL INSURANCE CO
75 Elm St Hartford Conn
James H Brewstgr Manager
Attorney for service in Georgia Wm R Hoyt Atlanta Ga
Capital Stock
Amount of capital deposit
Ledger assets Dei 31 1918
20000000
815973510
Exetended at 8159735H
Deduct amount
premums
paid for
Income
insurance and
431086578
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets Bonds
Other sources
Increase in liabilities during the year on account of reinsurance
treaties
Remttance from Home Officei
58032735
33190834
93452J
10706557
197000
Total income 503061650
Carried forward 1319035160
Disbursements
Net amount paid policyholders for losses 167132986
Legal and administrative expenses in adjustment of claims 4393901
Commissions and allowances to agents 106140785
Salaries of officers and employes 39120090
Rents and interest 1372060
Advertising printing postage telegrams eV 16417382
Loss on sale and decrease by adjustment of assets 1535431Insurance Department of Georgia 24L
Other items
Taxes licenses fees
Agents balances y 30024229
Remittances to Home S7 nvnfil
Real estate expenses 11Obdl
519499
Total disbursementsTS
Balance 1
838897736
Ledger Assets
Book value of real estate
Mortgage loans first lien J2Z2H2
Bond at book value i5000
stocks at book value in MfH5H7
Deposits at interest cfi
Deposits not at interest A
Agents balances net ZZ112
Total ledger assets as per balance No 23 g388 977 36
NonLedger Assets
Interest due and accrued 99 324
Total assets
a 848830233
Deduct Assets Not Admitted
Agents balances s 9Q Q
Othar items 2994311
Book value of bonds and stocks over market value 48348942
Total not admitted assets 10
v oL616AbS
Total admitted assets 797486980
Liabilities
Net amount of unpad losses and claims n
Reserves or unearned premiums on risks outstanding 3 si
salaries and miscellaneous accounts due or accrued 2I
Taxfs due or accrued iSbJ3b5
Other items 20000000
t afllnts fmpyes on Liberty Loan bonds S 17 Q7
Total amount of liabilities except capital i
Capital deposit 2nnnnnnn 476652857
Surplus over all liabilities JZZZZT 3MSM1M
Surplus protection to policyholders 3 208 341
Total liabilities pTlIJfo
Business in ForceFire
In force on the 31st day December 1918 M i234 289 STA
Written or renewed during the yearllsiOMllll TmjslM
DucttnVsTVxrtrl OOOS2
In force at the end of the year 1237 8in itcn
Deduct amount reinsured VJilZZflmjll lflflK
Net amount in force 766145745 66498767
Business in ForceMarine and Inland
In force on the 31st day December 1918 23800 669 S uwts
Written or renewed during the year 94127818 IIiSImm
Deduct those explredana7 maTkedofriTefmTnteX l MMo242 Annual Report
In force at the end of the year 6nqto8
Deduct amount reinsured
63556500
Net amount in force uo
Business in the State of Georgia
A Fire
tt 1679574600
Gross risks written ViTikTIiS rSn
Less 3761137 risks cancelled and 1454437 lein
surance in Companies authorized in Georgia 507611600
1171963000
Net risks written
Gross premiums on risks written jRrT 1727176
Less 2791693 return premiums and bi89o4 pre
miumsV reinsurance in Companies authorized g270789
in Georgia
11456387
Net premiums received y
57 905 11
Losses paid deducting salvage r
LeS losses on risks reinsured in Companies au
thorized in Georga
5336380
Net losses paid 5908185
L2sffossTsUrornarisk7reTnsuredin CompanieTau
thorized in Georgia
5465854
Net losses incurred v
91833432
4640223
87193209
Marine and
Inland
99272400
13945800
85326600
1355763
199858
1155905
536263
536263
666263
666263
SECURITY INSURANCE COMPANY
115 Elm St New Haven Conn
rohn W Ailing President llis pfrler Secretary
Attorney for service in Georgia Alton F Irby Atlanta
Kinds of business done in Georgia Fire Lightning Tornado Manne Auto
mobile Sprinkler Leakage Riot and Civil Commotion
Capital Stock
100000000
Amount of paidup capital 588757087
Ledger assets Dec 31 1918 588757087
Extended at
Income
Oross premiums on new business 834260103
Deduct amount paid for insuranceandjetu pre
Total premiums
rtfonlncreabVdJustmenrofassets
Other sources
499212006
228858624
423033
27093742
Total income
Carried forward
555587495
1144344492
Disbursements
SganndnXmseustment ofclaims
185133624
5157044
ssions and allowances to agents
Salaries of officers and employes
5dvertrg7osiaersetc
Paid policyholders for dividends
31308473
2902266
1386818
8000000
3800325
n sale and decrease by adjustment of assets 7563
Other items
Total disbursements
Balance
423998401
720346091Insurance Department of Georgia 243
t Ledger Assets
Look value of real estate
Mortgage loans first lien illllll
Bonds at book value 22500
Stocks at book value lvlil
Cash in office 87538155
Deposits at interestZ JflfSf
Deposits not at interest S
Agents balances net HHZIi 688221 38
other ltems IIMIm
Total ledger assets as per balance No 23 720346091
NonLedger Assets
Interest due and accrued 7fi fi4S n
Market value of assets over book value rr7s
Other itPTn 40006 to
umer items 20000
Total assets 730669306
Deduct Assets Not Admitted
Agents balances i 041 37
Bills receivable iposcic
Other itemsZIZZTZZZZ asl
Total not admitted assets 37 271 722 29
Total admitted assets 7 034 970 77
Liabilities
Net amount of unpaid losses and claims 495 848 71
Reserves or unearned premiums on risks outstanding 3 806226 42
Salaries and miscellaneous accounts due or accrued li33Q7
Taxes due or accrued 2fi5A11
Other items 506487
Total amount of liabilites except captal 4 652 528 74
Capital actually paid in cash 100000000
Surplus over all liabiities 138244203
Surpus protection to policyholders 238244203
Total liabilities 703497077
Business in ForceFire
Risks Premiums
In force December 31 1918 805973368 7 981 035 24
Written or renewed during the year per income
No 5 675734780 773168199
Excess of original premiums over amount received
for reinsurance 1416665
Totals 1481708148 1572688388
Deduct those expired and marked off as terminated 590085246 687428118
In force at end of year 1919 891622902 8852602 70
Deduct amount reinsured 231317623 205327902
Net amount in force December 31 1919 660305279 679932368
Business in ForceMarine and Inland
Risks Premiums
In force December 31 1918 693959 1046097
Written or renewed during the year per income
No 5 45118911 61091904
Totals 45812870 62138001
Deduct those expired and marked off as terminated 33421603 26775009244
Annual Report
In force at end of year 1919 1I7r9
Deduct amount reinsured jijliou
Net amount in force December 31 1919 12254895
Recapitulation of Fire Risks and Premiums
35362992
205327902
35135615
Year Amount
Wr tten Term Covered
1919 One year or less184091570
1918 Two years 4603859
1919 Two years 2267300
1917 Three years 93800757
1918 Three years 108752611
919 Three years 129367767
1916 Four years 419491
1917 Four years 284815
1918 Four years 860143
1919 Four years 646518
1915 Five years 20654471
1916 Five years 24581222
1S17 Five years 28834238
1918 Five years 29937798
1919 Five years 31202719
Over five years
Advance premiums
Grand totals660305279
Premiums
Charged
212682390
3174642
2552474
76868381
98448851
115813934
451510
481179
863463
801812
24825030
26288821
34166268
39846850
42666763
679932368
inland
Fraction Premiums
Unearned Unearned
12
14
34
16
12
56
18
38
58
78
110
310
12
710
910
prorata
100
106341195
793661
1914356
12811397
49224426
96511612
56439
539664
539664
701586
2482503
7886646
17083134
27892795
38400087
362819943
Business in the State of Georgia
A Fire
1351141200
Gross risks written
Less 3042180 risks cancelled and 5343485 rein
surance in Companies authorized in Georgia 814542900
Net risks written 536598300
Gross premiums on risks written
Less 2679170 return premiums and 3631153
premiums for reinsurance in companies author
ized in Georgia
Net premiums received
Marine and
Inland
84260000
24023600
60236400
12269057 2389164
5829387 480936
Losses paid deducting salvage
Uss losses on risks reinsured in companies au
thorized in Georgia
4322649
1227879
Net losses paid
Losses incurred
Less losses on risks reinsured in Companies au
thorized in Georgia
Net losses incurred
3094770
4604770
1538368
1908228
496056

496056
t 787907

3066402
787907
SOUTHERN MUTUAL INSURANCE COMPANY
Southern Mutual Building Athens Ga
Billups Phinizy President A K Griffith
Attorney for service in Georgia Officers of the Company
Kinds of business done in Georgia Fire Insurance
Capital Stock
Ledger assets Dec 31 1918 71585317
ixt ended at
Income
Gross premiums on new business
Deduct amount paid for return premiums
38638437
636989
Total premiums
71585317
38001448Insurance Department of Georgia
245
Interest and rents
rrofits on sale or increase by adjustment oir assets
Other source
Office Building Reserve for depreciation
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
commissions and allowances to agents First yearZ
Salaries of officers and employes
Rents
Advertising printing postage telegramsetc
Paid policyholders for dividends
Other items
Office building expenses taxes and depreciaeion
Annual Statement Page 3 Items Nos 11 12 17 18 and 20
eovedera1 368191 Comr 200 State County and City
4348o0
Total disbursements
Balance
Ledger Assets
Book value of real estate
Bonds at book value
Deposits not at interestI
Agents balances net
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued
Market value of assets over book value
Other items
Rents due
Total assets
Deduct Assets Not Admitted
Other items
Book value of bonds over market value
1170000
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Dividends to policyholders declared but unpaid 1
Salaries and miscellaneous accounts due or accrued Desl919 rent
Taxes due or accrued
Other items
Office building reserve for depreciation
Total amount of liabilities except capital
Surplus over all liabilities 57886409
4875808
64219
344785
43864238
115449555
Surplus protection to policyholders
Total liabilities
9601696
85000
5733u0b
2399162
155000
29052
9469062
2124501
202058
823045
30621582
84827973
25000000
58003600
195695
1628678
84827973
831375
3400
250000
85912748
1170000
84742748
930174
19000724
6556859
15000
96780
756802
26856339
57886409
84742748246
Annual Report
Business in ForceFire
Risks Premiums
In force on the 31st day December 1918 AfAl llilw
Written or renewed during the year 4d9b3Jo0 dBbdssdi
Tota 86696597
Deduct those expired and marked off as terminated 43631500 636989
In force at the end of the year r 43065097 38001448
Net amount in force 43065097 38001448
Business in the State of Georgia
A Fire
Gross risks written ISlto
Less 1254459 risks cancelled iz44oauu
Net risks written 4270879100
Gross premiums on risks written clfiqsQ
Less 636989 return premiums psoaBa
38001448
9601696
Net premiums received
Dosses paid deducting salvage
Net losses paid
Dosses incurred
Net losses incurred
9601696
10224264
10224264
Investments in Georgia
Real estate
Bonds
0tcfshlt8in1Sbanks agents balances accrued inter
est and rents
Total investments in Georgia
25000000
31420000
2905748
59325748
SPRINGFIELD FIRE AND MARINE INSURANCE COMPANY
195 State St Springfield Mass
L W Damon President H Hildreth Secretary
Attorney for service in Georgia James D Dickey Jr Atlanta Ga
Kinds of business done in Georgia Fire Tornado and Sprinkler Deakage
Capital Stock
Amount of paidup capitalI liMJSO
Dedger assets Dec 31 1918 1492433150
Extended at
Income
Gross premiums on new business 1565433826
Deduct amount paid for insurance and return
premiums
1022049168
Total premiums 653 25584
PomfonaleTlnc 397
0tDfvridSe0ndCoSf 2 on 200 shares Wall Street Ex
change Bid Assn unlisted asset 164830
Agents balances previously charged off 1n 184830
1087868999
Total income
2580302149
Carried forward Insurance Department of Georgia
27
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegramsetc
Paid Policyholders for dividends
Loss on sale and decrease by adjustment of assets 777
Other items
388459315
6740013
208919554
56758727
5947514
14619423
32500000
240667
Field supervisory expenses
Furniture and fixtures
Maps
Inspections ald surveys 777
Taxes licenses and fees
Legal expenses excluding legal expenses on losses
Agents balances charged off
Sundry expenses
Repairs and expenses on real estate
Taxes
42704328
1126424
1384922
20314892
56644639
1046952
261276
145483
381611
795000
124805527
Total disbursements 838990740
Balance 1741311409
Ledger Assets
Book value of real estate
Mortgage loans first lien Z7 2
Bonds at book value 5
Stocks at book value ZZZ7 5
Cash in officeIZ
Deposits at interest 77777 1
Deposits not at interest
Agents balances net 7777 1
33500000
58497000
35501389
27264103
150000
84688776
33792036
67918105
14642573
Total ledger assets as per balance No 23 1741311409
NonLedger Assets
Interest due and accrued
Other items
Reinsurance due on paid losses Sched E Cols 1 and 3 99 855 58
Total assets t i765939540
Deduct Assets Not Admitted
Agents balances 25526 35
Other items
Market value of special deposits in excess of cor
responding liabilities 17151099
Book value of bonds and stocks over market value 15922142
Total not admitted assets 358 258 76
Total admitted assets 77 17303l3664
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Dividends to policyholders declared but unpaid
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Contingent commissions or other charges due or accrued
909994
914927665
20000000
4500000
41500000
10500000
Total amount of liabilities except capital 1082422559
Capital actually paid in cash 250000000
Surplus over all liabilities 397891105
Surplus protection to policyholders
647891105
Total liabilities 1730313664248 Annual Report
Business in ForceFire
Risks Premiums
In force on the 31st day of December 19181788933901 1800530062
Written or renewed during the year 1461781010 1484928057
Total 3250714911 3285458109
Deduct those expired and marked off as terminated 1246822379 1248097078
In force at the end of the year 2003892532 2037361031
Deduct amount reinsured 400429336 362237027
Net amount in force 1603463196 1675124004
Business in ForceMarine and Inland
Risks Premiums
In orce on the 31st flav December 1918 49778173 35784948
Written or renewed during the year 420251558 80505769
Total 470029731 116290717
Deduct those expired and marked off as terminated 378620013 60642324
In force at the end of the year 91409718 55648393
Deduct amount reinsured 14155728 4619391
Net amount in force 77253990 51029002
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 1611866900 103530500
Less 4496527 risks cancelled and 3995798 rein
surancein Companes authorized in Georgia 812216300 37016200
Net risks written 799650600 66514300
Gross premiums on risks written 17092731 1541904
Less 3943593 return premiums and 3368207
premiums for reinsurance in Companes author
ized in Georgia 6898037 413763
Net premiums received 10194694 1128141
Losses paid deducting salvage 11017399 428429
ess loses on risks reinsured in Companies au
thorized in Georgia 4194303
Net losses paid F 6823096 428429
Losses incurred 10212828 745784
Less losses on risks reinsured in Companies au
thorized in Georgia 3654693
Net losses incurred 6558135 745784
Investments in Georgia
Bonds 1000000
Total investments in Georgia 1000000
STANDARD FIRE INSURANCE COMPANY
18 Asylum St Hartford Conn
M L Hewes President H B Anthony Secretary
Attorney for servce in Georgia Drury P Malone Atlanta Ga
Capital Stock
Amount of paidup capital 222S
Ledger assets Dec 31 1918 165243952
Extended at 16524395JInsurance Department of Georgia
249
Income
Gross premiums on new business
Deduct amount a fSfaSST 121582943
premiums insurance and return
Total premiums
Interest and rents
Other sources
AipntnKSUrCharSe in litigation
Agents balance previously charged off
46418833
95020
296069
Total income
Carried forward
75164110
6515981
391089
82071180
247315132
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adiustmerTt77 37429233
Commissions and allowances to agents f laims 9 069 85
AVenttsTatlaenTsnXrea0offOderS taX MLi
Field supervisory expenses
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrarnsetc
Paid policyholders for dividends
OthSernemse r matity f rlYtlZlZ
MrsitrnclundnrcUorreeSctinonlsJdinS f ad to
Federal Taxes Z ZZ
Taxes licenses and feesZZHZ
Total disbursements
Balance
906985
17480508
422389
48529
4320486
5216963
446258
1332352
4000000
5893976
15785
173364
1878173
1623652
2517927
83706580
163608552
Ledger Assets
Bonds at book value
Stocks at book value 127186498
Cash in office 10561000
Deposits at interest ZZZZ 12243
Agents balances net 11012704
14836107
Total ledger assets J
163608552
NonLedger Assets
Interest due and accrued on bonds 1 n
Other items It02254
Furniture and fixtures cost 3575771 10 000 00
Total
2602254
Total assets gross 166810806
192663000
11651767
Agents balances
Other items
Furniture fixtures and safes
Deduct Assets Not Admitted

62509
1000000
panies authorized in Georgia
Book value of bonds and stocks over market value
10589258
Total not admitted assets
Total admitted assets 154559039
Liabilities
Net amount of unpaid losses and claims J 7n 231 94
Reserves or unearned premiums on risks outstanding 6i3fi7x
Salaries and mscellaneous accounts due or accrued I ls2830250 Annual Report
Taxes due or accrued 7onc2
Total amount of liabilities except capital 720738bb
Capital actually paid in cash 50000000
Surplus over all liabilities 32485183
Surplus protection to policyholders 82485183
Total liabilities 154559039
Business in ForceFire
Risks Premiums
In forse on the 31st day of December 1918 ISMSil Ss7
Written or renewed during the year 139812bb2 i4L3sti6
Tota 332504705 290583646
Deduct those expired and marked off as terminated 134966135 120753017
in force at the end of the year ZTC SfrSSfiS
Deduct amount reinsured 56507904 45045588
Net amount in force 141030666 124785041
Business in the State of Georgia
A Fire
Gross risks written 342735600
Less 612551 risks cancelled and 1314079 reinsurance in com
panies authorized in Georgia labt3Uuo
Net risks written 150072600
Gross premiums on risks written 2450999
Less 446355 return premiums and 546835 premiums for rein
surance in companies authorized in Georgia J93190
Net premiums received 1457809
Losses paid deducting salvage 1591695
Less losses on risks reinsured in companies authorized in Georgia 80724
Net losses paid 760971
Looses incurred 1616044
Less losses on risks reinsured in companies authorized in Georgia833796
Net losses incurred 782248
Investments in Georgia
Bonds 1030000
Total investments in Georgia 1 1030000
STAR INSURANCE COMPANY OF AMERICA
80 William Street New York N Y
Hugh H London President 3 B Kremer Secretary
Attorney for service in GeorgiaB P Walker Jr Atlanta Ga
Knds of business done in GeorgiaFire Marine Tornado Automobile Parcel
Post Tourists Baggage Explosion
Captal Stock
Amount of paidup capital i000000
Ledger assets Dec 31 1918 16863646
Income
Gross premiums on new business 302612713
Deduct amount paid for insurance and return pre
miums 182101484
Total premiums 120511229Insurance Department of Georgia
Interest and rents
Total income
251
5694842
Carried forward
Disbursements
Net amount paid polieyholders for losses
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etcZZZZZZZZ ZZ
Loss on sale and decrease by adjustment of assets
other items
Paid stockholders for dividends
anf spfs0oryexPense 2502893 7Sture and ttrtTlSMliZ
2934 72 SurVeys 291190 Taxes 2542299 Law
Charities
Income tax 17340281 Capftaf stockl352Z6oZ Warlax726Z046Zl7
Total disbursements
Balance
126206071
294843717
41915253
22442314
4932074
615237
2258195
1202206
3000000
2772062
5487200
5608
4473845
90160461
204683256
Bonds at book value
Stocks at book value
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Bills receivable
Total ledger assets
Ledger Assets
100065953
34477788
38725263
2141760
29233236
39256
NonLedger Assets
Interest due and accrued
Other items
Reinsurance recoverable on paid losses
204683256
1052886
419562
Total assets 206155704
Deduct Assets Not Admitted
Agents balances
Bills receivable Z Z
Other items
Book value of stocks and bonds over market value
Total not admitted assets
Total admitted assets
833215
11624
14567741
15412580
190743124
Liabilities
Net amount of unpaid losses and claims s
Reserves or unearned premiums on risks outstanding
Dividends to polieyholders declarel but unpaid
Salaries and miscellaneous accounts due or accrued
Other items
Contingent commissions
Total amount of liabilities except capital ZZZ Z ZZZ
Capital actually paid in cash 400 000 00
Surplus over all liabilities 39809o79
Surplus protection to polieyholders
Total liabilities
Business in ForceFire
11602100
92099797
697068
4614852
1920228
110934045
79809079
190743124
In force on the 31st day of December 1918
Written or renewed during the year
Risks
4858552
6739906
Total 11598458
Premiums
6221305
10007244
16228549252 Annual Report
Deduct those expired and marked off as terminated5102090
In force at the end of the year 2 971053
Deduct amount reinsured
3525315
Net amount in force
Business in the State of Georgia
A Fire
S 673615600
Less l Or sks l555riSOWp rein 4 776 669 00
surance in companie sauthorized in Georgia 477666900
195948700
Net risks written
Gross premiums on risks written 1000555
Less S2856169 return premiums and Jr
miums for reinsurance in companies authorized in
Georgia
4258602
Net premiums received
Dosses paid deducting salvageJ 4077795
dS losses on risks reinsured in companies author
ized in Georgia
J 946628
Net losses paid J 4450695
Losses incurred 7TtTT
Less losses on risks reinsured in companies author
ized in Georgia
Net losses incurred
7434089
8794460
3619890
S 5174570
Marine and
Inland
375000
375000
1687
1687
STERLING FIRE INSURANCE COMPANY
No 115 N Penn Street Indianapolis Ind
Edward D Evans President Oscar D Ross
Attorney for service in GeorgiaW R Prescott Atlanta
Capital Stock
Amount of paidup capital qqqsiq29
Trr oc ota TPf 31 1918 1 99i 819i9
Secretary
Ga
Ledger assets Dec
Extended at
S 199381929
Income
Gross premiums on new business I 209750469
Deduct amount paid for insurance and return pre
miums
Total premiums
Protttf orfsale incwa2qutmentoi assets bonds
Other sources
Commissions on mortgage loans
75322047
11445987
1727
328638
Total incomeT
S
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid stockholders for dividends
Loss on sale and decrease by adjustment of assets bonds
87098395
2 8648024
41678455
464465
22561544
1353445
235857
100782
5100000
35077Insurance Department of Georgia
253
Other items
Furniture and fixturesand maps
Federal State county and municipal taxes
Legal expense excluding loss exp
Real estate repairs and expenses
15972
3543956
456050
8084
Total disbursements
Balance
4024062
75553687
Book value of real estate
Ledger Assets
210926637
Mortgage loansrfiVsTTienn783738967 JHSH
Bonds at book value L 183738967
Cash in office
Deposits at interest
Agents balances net ZUI III
Total ledger assets
NonLedger Assets
Interest due and accrued
Total assets
Deduct Assets Not Admitted
Book value of bonds and stocks over market value
Total not admitted assets
Total admitted assets
17830253
2500
485606
6288964
210926637
3423357
214349994
I 300449
t 300449
214049545
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts dueTor accrued T
taxes due or accrued
Other items
Contingent commissions
Total amount of liabilities except capital tAS
Capital actually paid in cash sfnofinnn 74832
Surplus over all liabilities o2S
Surplus protection to policyholders ZII A46248
14734962
513 88335
30000
7150000
1500000
97
Total liabilities
Business in ForceFire
139246248
214049546
Risks
In force on the 31st day of December 1918 334 151 501
Written or renewed during the year I9697s555
Total
Deduct those expired and marked off as terminated 378943988
In force at the end of the year 19 isc nee
Deduct amount reinsuredHTZIZ 59591443
Net amount in force 92594625 J
Business in ForceMarine and Inland
In force on the 31st day of December 1918 47n76 s
Written or renewed during the year 2610778
I OTELt q r nqn OKJ
Deduct those expired and marked off aterminatedl 1616098
In force at the end of the year 1 jsi 7515
Oeduct amount reinsured 1481756
Premums
336310555
201486168
537796723
385686589
152110134
56838995
95271139
Premums
1751899
8264301
10016200
4731783
5284417
5284417
Gross risks
Business in the State of Georgia
written A Fire
written 17872090254
Annual Report
Less 607775 risks cancelled and 303634 reinsurance in com
panies authorized in Georgia
87580000
Net lsks written 2
03 728 16
Gross premiums on risks writtenrrkJZt
Less 524899 return premiums and 448042 premiums for rein
surance in companies authorized in Georgia
13 998 75
Net premiums received
Losses paid deducting salvageV77 tUwi
Less losses on risks reinsured in companies authorized m Georgia 3O
404953
Net losses paid
Losses incurred
Less losses on risksreinsured in companies authorized in Georgia
Net losses incurred
1037170
737359
399811
STUYVESANT INSURANCE COMPANY
11 William Street New York N Y
J S Felmigheupen President Hutchings Secretary
Attorney for service in GeorgiaJ F Lewis Atlanta Ga
Capital Stock
Amount of paidup capital
70000000
Ledger assets Dec 31 1918 229280113
Extended at
229280113
Income
Gross premiums
Deduct amount paid for insurance and return pre
miums
270122372
135348447
Total premiums
Interest and rents
Other sources
Borrowed money
Gross profit bonds
Gross profits stocks
134773925
7743388
20000000
42500
1498750
Total income
Carried forward
164058563
393338676
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Legal expense exclusive of losses
Field men
Maps
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Capital stock tax
Agents bond premiums
Rent safe deposit
invest expense
Transfer tax securities
129100
89680
4000
113225
5600
Federal taxes
Other taxes and licenses
Borrowed money repair
Interest on borrowed money
67536219
1632471
24978
515618
6338
212872
535168
3449119
341605
1582252
2756644
34515865
1255589
Total disbursements 151273499
Balance 242065177Insurance Department of Georgia
255
Ledger Assets
Mortgage loans first lien 15 000
Bonds at book value iouou 1500000
Cash in office 186919524
Deposits at interest I 5015
Deposits not at interest 15387473
Agents balances net 6756581
l 31496604
Total ledger assets
NonLedger Assets
Interest due and accrued
Other items
Reinsurance due on losses paid
Total assets
Deduct Assets Not Admitted
Agents balances s
Book value stocks and bondsove7market7aTueZZZ
Total not admitted assets
Total admitted assets
242065177
840614
1280148
S 244185939
946987
1805374
19004361
j 225181578
Liabilities
Net amount of unpaid losses and claims 7
otervKuneamed preraiums risk outstanding ffiSS
Estimated amount for taxes
iwie oad H becmf due r borrowed money
Total amount of liabilities except capital
Capital actually paid in cash Z F700000no
Surplus over all liabilitiesZZZZZZZZZZZZZZ 25229362
Surplus protection to policyholders T
Total liabilities
3000000
20000000
129952216
95229362
S 225181578
Business in ForceFire
In force on the 31st day of December 1Q1X Premiums
Written or renewed during SSlZZZZZZZZZZZ IgftJIS IfotHlfs
Total
DeductlhoehandmalftTnTnaSdr IlklX IS
215639017
In forre at the end of the year 202 249 nq
Deduct amount reinsured IIIIi 67 792 245
Net amount in force
262242234
5 246005374
35876000
134456784 S 160129374
Business in ForceMarine and Inland
Written or renewed during the year
Total
Deduct those expired and marked ottas termlnatedZ
Inforce at the end of the year
Business in the State of Georgia
A Fire
Premiums
102546
102546
262242234
Gross rsks written
Less 1748717 risks cancelled and 21925Zl9rein
surance in companies authorized in Georgia
64597500
394123600
Marine and
Inland
17990000
6107500
Net risks written
270473900 11882500
Gross premiums on risks written j
10075550
112179256 Annual Report
Less 2036950 return premiums and 3668511 pre
miums for reinsurance in companies authorized in gi
Georgia
Net premiums received
Losses paid deducting salvager 9778744
Less losses on risks reinsured in companies author
ized in Georgia
2676881
Net losses paid
10051644
Losses incurredTT
Less losses on risks reinsured in companies authoi
ized in Georgia ltoM
Net losses incurred 3015298
28943
83236
SUN INSURANCE OFFICE
54 Pine Street New York N T
Attorney for service in GeorgiaJ T Fitten Atlanta Ga
Kinds of business done in GeorgiaFire Insurance
Capital Stock
Ledger assets Dec 31 1918 619070987
Extended at
6 19070987
Income
Gross premiums on new business 832575465
Deduct amount paid for insurance and return pre 3 g06 589 84
Total premiums
Profits1 onaleeorSincreaLaVVyadjustment of assets
4519
228
Other sources
Employes liberty loan fund
Remittance from home office 206W40S
Agents balances previously charged off
13152
408
825
Total income
Carried forward
16481
11388
4562
495408816
1114479803
Disbursements
Net amount paid policyholders for lossesT
LegalTnd administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Remittance to home office
TX6S a i
Agents balances charged off j
Inspections surveys etc
Maps real estate expenses and legal expenses
27083236
20845210
138785
3310013
215610084
10586983
1 07603812
35396517
2845490
5709636
897000
61834243
440483765
Total disbursements
673996038
Balance
Ledger Assets
Book value of real estate JIMKonz
Bonds at book value
Stocks at book value
Cash in office
32716859
100000Insurance Department of Georgia 257
Deposits at interest 31015902
Agents balances net 94010653
Other Items
Reinsurance recoverable on paid lossesf 4130118
Liberty bonds purchased for account employes 615000
474511S
Total ledger assets f 673996038
NonLedger Assets
Interest due and accrued 8425926
Market value of assets over book value 807496
Total assets 683229460
Deduct Assets Not Admitted
Agents balances 2644870
Other items
Overdue and accrued interest on bonds in default 1965416
Book value of bonds and stocks over market value 49905383
Total not admitted assets 54515669
Total admitted assets 628713791
Liabilities
Net amount of unpaid losses and claims 65970500
Reserves or unearned premiums on risks outstanding 409747558
Salaries and miscellaneous accounts due or accrued 2679814
Taxes due or accrued 11200000
Other items
Employes liberty loan fund 83652
Total amount of liabilities except capital 489681524
Deposit capital actually paid in cash 20000000
Surplus over all liabilities 119032267
Surplus protection to policyholders 139032267
Total liabilities 628713781
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918 880415819 878629634
Written or renewed during the year 640039438 679482391
Total J1S20446257 1558112025
Deduct those expired and marked off as terminated 571609257 653552434
In force at the end of the year 948837000 904559591
Deduct amount reinsured 227905904 207230949
Net amount in force 720931096 697328642
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1918 20937375 81085130
Written or renewed during the year 46510045 153093074
Total 67447420 2341 78204
Deduct those expired and marked off as terminated 30219699 l352l3817
In force at the end of the year 37227721 98964387
Deduct amount reinsured 3626574 6137739
Net amount in force 33601147 928 26648258 Annual Report
Business in the State of Georgia
A Fire
Gross risks written VV 1477280500
Less 3 317 448 risks cancelled and 1321676 reinsurance in com
panies authorized in Georgia ibtvinuo
Net risks written 1013368100
Gross premiums on risks written 19582732
Less 3095019 return premiums and 2020507 premiums for rein
surance in companies authorized in Georgia 511552b
Net premiums received 14467206
Losses paid deducting salvage IijH2
Less losses on risks reinsured in companies authorized in Georgia 1135810
Net losses paid 4622753
Losses incurred 1 6644272
Less losses on risks reinsured in companies authorized in Georgia 1471619
Net losses incurred 5172653
Investments in Georgia
Bonds 1000000
Total investments in Georgia 1000000
SVEA FIRE AND LIFE INSURANCE COMPANY
100 William Street New York N Y
1 M Wennstrom U S Manager
Attorney for service in GeorgiaW H Rhett Atlanta Ga
Kinds of business done in GeorgiaFire Insurance
Capital Stock
Amount capital deposit 20000000
Ledger assets Dec 81 1918 258382210
Extended at 258382210
Income
Gross premiums on new business 334679794
Deduct amount paid for insurance and return pre
miums 159532379
Total premiums
Interest and rents
Other sources
Remittances from home office to United States Branch gross
75147415
9234287
983101
Total income 185364803
Carried forward 443747013
Disbursements
Net amount paid policyholders for losses 67247369
Legal and administrative expenses in adjustment of claims 1615408
GAL 63INS
Commissions and allowances to agents
a First fear 43353307
Salaries of officers and employes 11587130
Rents and interest 7113 90
Advertsing printing postage telegrams etc 2441156
Loss on sale and decrease by adjustment of assets 111750
Other items
Legal expenses excluding legal expenses on losses 16650
Furniture and fixtures including rent and repairs to same 450151
Maps including corrections inspections surveys including un
derwriters board and tariff associations 4282753Insurance Department of Georgia
259
Federal taxes et al
Miscellaneous
Remittance to home office by U S branch gross
Total disbursements
Balance
Ledger Assets
Bonds at book value
Stocks at book value Z
Cash in office
Deposits at interest
Agents balances net
Other items
Bills receivable taken for fire risks
Bills receivable taken for agents balances
Srrsurance recverable on paid losses
Philadelphia Underwriters Assn deposit
Total ledger assets
NonLedger Assets
Interest due and accrued
Total assets
Deduct Assets Not Admitted

Agents balances
Bills receivable
Other items
Book value of bonds and stocks over market value
Total not admitted assets
Tqtal admitted assets
1032915
227318
13989995
8876536
220346
4995260
145909206
297837807
5 205653370
2371875
20000
37626161
42782185
9175269
67341
131606
10000
297837807
2655783
I 300493590
15250228
285243362
Taxes due or rccrued CtS dUe r acCrued
Other items
Liabilities
Net amount of unpaid losses and claims
irtIS8 uneared Premiums on risks outstanding i lVw
SLafiealdmlscellaeOS accounts due or accrued ZZZZSZ 2tooTO
7150000
TotartimSomtCTmllSitS r ther charges due or accrued
total amount of liabilities except capital
Capital deposit rTnn nnnnn
surplus over aii liabilities io
Surplus protection to policyholders
Total liabilities
18947524
400000
174966820
110276542
285243362
Business in Georgia
In force December 31st 1918 ns
Issued revived or increased oof
Sum oo4by794
PduotiirtotStafduS5jhTw l7
In force December 31st 1919 tsic77
Total 381db775b
Net losses paid urtag7eaTIIIZ 67pfS5vf
Net losses incurred during year
3219963
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918 293 197 059 3 4n nxs r
Written or renewed during the year Sotlllfil MmiM
Deduct thMVIredinikd5teTOTlStea millm 23 joiloo260
Annual Report
In force at the end of the year 32 SmSsio
Deduct amount reinsured 88569168 96289810
Net amount in force 242092512 28507746
Business in the State of Georgia
A Fire
k itten 860645200
Lesf 36923451risks felled anZTlMiM reinsurance in com
panies authorized in Georgia
321295000
Net risks written
Gross premiums on risks written 11025013
Less 3823277 return premiums and 2641236 premiums for re
insurance in companies authorized in Georgia
Net premiums received t560500
Losses paid deducting salvage iI
Less losses on risks reinsured in companies authorized in Geoiga 02063
Net losses paid 2210734
Losses incurred i517682
Less losses on risks reinsured in companies authorized in Georgia 4297719
Net losses incurred 3219963
Schedule of Reinsurance in Force December 31 1919
Total
Name and Location of Company AtXM m
Aetna Hartford Conn 45000 56690
Agricultural Watertown N Y 22 4Hm5
Alliance Philadelphia Pa 13000 13907
American Newark N J 33843 506J6
American Central St Louis Mo 182o0 iit
American Merchant Marine New York City 3250 f
American Eagle Fire New York City 8500 iaVl
Assurance Co of America New York City oioiS
Atlas Assurance London U S Branch N Y City 55000 A
Automobile Ins Co Hartford Conn 508l98
Bankers and Shippers New York City 19250 40b o4
Boston Boston Mass lli
British America Assurance Toronto Canada 1500 ci
Buffalo Buffalo N Y 00
Caledonian Edinburgh U S Branch N Y City 93120 Ob
California San Francisco Cal 23i50 8SbO
Camden Fire Camden N J 209i0 767
Capital Fire Concord N H 500 20625
Century Edinburgh U S Branch N Y City 2000 b0
Christiania General Chrstiania U S Branch N Y City 5901j265 80957414
Citizens St Louis Mo J467 I
City of New York New York City lon ib
Cleveland National Fire Cleveland Ohio lWO i4b
Colonial Assurance New York City 3750 zw
Columbian National Fire Detroit Mich 29525 bJlbi
Commercial Union Assurance London U S Branch
New York City f9
Commercial Union Fire New York City 330 10067
Concordia Fire Milwaukee Wis 159775
Connecticut Fire Hartford Conn 53950 58916
Continental New Yory City 21000 3b552
County Fire Ins Co of Philadelphia Philadelphia Pa 1000 2000
Detroit Fire and Marine Detrot Mich 1500 1197
Detroit National Fire Detroit Mich i00 9272
Dixie Fire Greensboro N C 46158 6949
Dubuque Fire and Marine Dubuque Iowa 6000 10563
Eagle Star and British Dominions London U S
Branch New York City 12000 1324o
Equitable Fire and Marine Providence R I 2654 57 90
Farmers Fire York Pa 3000 1290
Federal Jersey City N J 1500 1430Insurance Department of Georgia
261
FidelityPhenix Fire New Tork City 21 000
lire Association of Philadelphia Philadelphia Pa 54625
Firemans Fund San Francisco Cal 131819
Firemens Newark N J 14650
General Fire Assurance Paris U S3 Branch N T City 26000
Glens Falls Glens Falls N Y 380 496
Globe and Rutgers Fire New York City 1082525
Granite State Fire Portsmouth N H 21358
Great American New Yclrk City 334 082
Hamilton Fire New York City 70767
Hanover Fire New York City 264876
Hartford Fire Hartford Conn 2fils89
Home New York City 2S H 25 000
Home Fire and Marine San Francisco Cal 7500
Hudson New York City 395535
Importers and Exporters New York City 165o0
Ins Co of North America Philadelphia Pa 101 400
Ins Co of State of Pennsylvania Philadelphia Pa 19l457
Law Union and Rock London U S Branch Hartford
conn qq
Liverpool and London and Globe Liverpool u7srBranch
New York City M ft0
London Assurance London U S Branch nTy City 252413
London and Lancashire Fire Liverpool U S Branch
New York City 270 173
Massachusetts Fire and Marine Boston Mass Twi9i
Mechanics Philadelphia Pa 280O
Mechanics and Traders New Orleans La 7500
Mercantile Ins Co of America New York City looo
Merchants Fire Assur Corp New York City 319 752
Michigan Fire and Marine Detroit MichIIII sl67
Investments in Georgia
Bonds 10O0o00
Total investments in Georgia
36552
61051
202826
34686
18705
280704
1986052
32533
300246
107127
411723
288452
62801
5122
9717627
11084
105498
210432
20383
92115
565821
541659
196299
6707
13729
3050
544530
9017
1000000
TOKIO MARINE AND FIRE INSURANCE COMPANY LTD
3 South William Street New York N Y
Appleton Cox Attorneys
Attorney for service in GeorgiaCarleton Y Smith Atlanta Ga
Capital Stock
Amount of deposit
Ledger assets Dec 31
Extended at
7a7S 53000000
1918 309573364
Income
Gross premiums on new businessi 4 652 905 15
Deduct amount paid for insurance and return pre
miums 256650279
Tctal premiums
Interest and rents ZZII
Other sources
Remittances from home office
Bonds
309573364
208640236
12445247
140595624
137323
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Executive traveling expenses
Furniture and fixtures
Maps
Salaries of officers and employesI
Rents and interest
361818430
671391794
74527094
1846330
67295689
47005
19909
14990
618624
30323M
262 Annual Report
Advertising printing postage telegrams etc 1oin
Inspection and surveys
Bonds d75uo
Other items
Taxes licenses and fees nri
Legal expense 19051
Agents balances charged off 94720
Exchange investment expense etc 137238
Remittances to home office 116342539
Total disbursements 268146759
Balance 403245035
Ledger Assets
Bonds at book value 297338028
Deposits at interest 61667719
Agents balances net 44028728
Other items
Reinsurance recoverable on paid losses 210560
Total ledger assets 403245086
NonLedger Assets
Interest due and accrued 3758509
Other items
Reinsurance recoveries due on paid losses 8953099
Total assets 415956643
Deduct Assets Not Admitted
Agents balances I 991255
Other items
Book value of bonds and stocks over market value 2864028
Total not admitted assets r 3855283
Total admitted assets 412101360
Liabilities
Net amount of unpaid losses and claims 46664823
Reserves or unearned premiums on risks outstanding 102075826
Taxes due or accrued 9386925
Total amount of liabilities except capital 158127574
Deposit capital 53000000
Surplus over all liabilities 200973786
Surplus protection to policyholders 253973786
Total liabilities 412101360
Business in Georgia
Fire Marine
In force December 31st 1918 971923 558043
Issued revived or increased 8711102 3373770
Sum 9683025 3931813
Deduct ceased to be in force during the year 5608251 2886815
In force December 31st 1919 4074774 1044998
Net losses paid during year 967695 644448
Net losses incurred during year 1139195 736114
Business in ForceFire
Risks Premiums
n force on the 31st day of December 1918 144291145 133503994
Written or renewed during the yearr 169585698 152802900
Excess of original premiums over amount received
for reinsurance 6560750
Total 313876843 292367644
Deduct those expired and marked off as terminated 129150882 115937452
In force at the end of the year 184725961 176430192
Deduct amount reinsured 21085675 19226904Insurance Department of Georgia
263
Net amount in force 163640286
Business in ForceMarine and Inland
In force on the 31st day of December 1918 38 627 075
Written or renewed during the year 61628L182
0tal ne7 654908757
Deduct those expired and marked off as terminated 591206283
In force at the end of the year 63 701 974
Deduct amount reinsured 37381540
Net amount in force 26320 434
Business in the State of Georgia
A Fire
Gross risks written 7 355 28O 00
Less Fire 2093189 Marine 40475 risks cancelled
and Fire 2449185 Marine 1571639 reinsurance
in companies authorized in Georgia 454237400
Net risks written 281590600
Gross premiums on risks written 87 111 02
Less Fire 1685306 Marine 557471 return pre
miums and Fire 2871561 Marine 1553665 pre
miums for reinsurance in companies authorized in
Georgia 4556867
Net premiums received 4154235
Losses paid deducting salvage 15 33386
Less losses on risks reinsured in companies author
ized in Georga 565691
Net losses paid 697695
Losses incurred 17 428 86
Cess losses on risks reinsured in companies author
ized in Georgia 503691
Net losses incurred 1139195
167203288
Premiums
49344631
312987615
362332246
294792615
67539631
3382885
33710780
Marine and
Inland
285357700
161211400
124146300
3373770
2111136
1262634
1200509
556061
644448
1473651
737537
736114
UNION ASSURANCE SOCIETY LIMITED
55 John Street New Tork N Y
A H Wray U S Manager
Attorney for service in GeorgiaFrank G Lumpkin Columbus Ga
Capital Stock
Ledger assets Dec 31 1918 233634809
Extended at 233634809
Income
Gross premiums on new business 2 821 468 50
Deduct amount paid for insurance and return pre
miums 142273794
Total premiums qx 7
Interest and rents 8507191
Other sources
RemHtance from home office 92830 28
Total income 157663273
Carried forward 391298082
264
Annual Report
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Remittance to home office
Total disbursements
Balance
5649707S
175793D
31674141
11234217
629299
10379709
8260966
13894075
S 134327419
256970663
Ledger Assets
176955292
100000
44497831
30689547
4727993
Bonds at book value
Stocks at book value
Deposits at interest
Agents balances net
Other items
Reinsurance recoverable on paid losses
Total ledger assets 256970663
NonLedger Assets
Interest due and accrued 1382300
Total assets 258352963
Deduct Assets Not Admitted
1353449
3397292
Agents balances J
Other items
Book value of stocks and bonds over market value
Total not admitted assets
Total admitted assets 1
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued TVmr7
Surplus over all liabilities 111110b15
4750741
23602222
17742100
120471007
877000
2801500
Surplus protection to policyholders
Total labilities
Business in Force
111710615
253602222
Fire
Risks
In force December 31 1918 1 SiToM
Written or renewed during the year 80571808a
558108104 S
and cancellations 229340548
Total
Deduct expirations
In force at the end of the year 320330
Deduct amount reinsured 9b250iio
Premiums
233055132
262087552
495142684
204799107
290343677
79577935
Net amount in force 232517226
Business in ForceMarine and Inland
Risks
In force December 31st 1918 Igg
Writtfe or renewed in 1919
3063531
Total
5446108
Deduct expirations and cancellations 4059793
210765742
Premiums
703
20059298
27095a u
15743972Insurance Department of Georgia
265
In force December 31 1919 1386315
Deduct amount reinsured 531910
Xet amount in force 854405
Recapitulation of Fire Risks and Premiums
Year Amount Premiums Fraction
Written Term Covered Charged Unearned
1919 One year or lesslll331729 93524761 12
1918 Two years 4584830 3133728 14
1919 Two years 5411792 3836865 34
1917 Three years 21175936 21110875 16
1918 Three years 23577033 29975310 12
1919 Three years 43241992 38586290 56
1916 Four years 282235 308890 18
1917 Four years 735066 7 38175 38
1918 Four years 1086500 9 62972 58
1919 Four years 604555 767556 78
1915 Five years 2082553 2543069 110
1916 Five years 2161900 2833679 310
1917 Five years 3288175 3753536 12
1918 Five years 4169162 52 78493 710
1919 Five years 7880211 9658526 910
Over five years 548368 427670 pro rata
Advance premiums 355100 322647 100
Totals 232517226 210765742
11351537
719448
10632089
Premiums
Unearned
46763731
783432
2877649
3518479
11487655
32155242
38611
276815
601858
671612
254307
850104
1876768
3694945
8692674
288443
322647
115154962
UNION FIRE INSURANCE COMPANY OF PARIS FRANCE
17 Custom House Street Providence R I
Emil C Pieper Vice President and MgT Agency Department
Starkweather Shepley Inc U S Managers
Attorney for service in GeorgiaD T Maclntrye Atlanta
Kinds of business done in GeorgiaFire and Lightning
Ga
Capital Stock
Statutory Deposit
Ledger assets Dec
Extended at
31
20000000
1918 144604899
144604899
Capital Stock
Gross premiums on new business 185285748
Deduct amount paid for insurance and return pre
miums 81413888
Total premiums 103871860
Interest and rents 5114715
Total income 108986575
Carried forward 253591474
Disbursements
Net amount paid policyhcJders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Advertising printing postage telegrams etc
Other items
Inspections and surveys
Federal taxes
Taxes licenses and fees
Examination of companys account
Remittances to home office by U S Branch
40239523
684841
31698524
60344
56865
1277979
2270613
2992891
29857
4204617
Total disbursements 83516054266 Annual Report
Ledger Assets
Bonds at book value 125358120
Deposits at interest 12761349
Agents balances net 31945951
Other items
Philadelphia Underwriters Association 10000
Total ledger assets 170075420
NonLedger Assets
Interest due and accrued 1346639
Other items
Reinsurance from other companies 262989
Total assets 171685048
Deduct Assets Not Admitted
Book value of bonds and stocks over market value 17460519
Total not admitted assets 17460519
Total admitted assets 154224529
Liabilities
Net amount of unpaid losses and claims 10654535
Reserves or unearned premiums on risks outstanding 73273062
Taxes due or accrued 3000000
Other items
Contingent commissions 10542164
Total amount of liabilities except capital 97469761
Capital deposit 20000000
Surplus over all liabilities 36754768
Surplus protection to poUcyholders 56754788
Total liabilities 154224529
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918 154770166 159291976
Written or renewed during the year 170858603 185285748
Total 325628769 344577724
Deduct those expired and marked off as terminated 138518414 143061950
In force at the end of the year 187110355 201515774
Deduct amount reinsured 46S02626 65573256
Net amount in force 140207729 135942518
Business in the State of Georgia
A Fire
Gross rsks written 1616816900
Less 4127865 risks cancelled and 6076910 reinsurance in com
panies authorized in Georgia 1020477500
Net risks written 596339400
Gross premiums on risks written 24640303
Less 4616199 return premiums and 11185585 premiums for re
insurance in companies authorized in Georgia 158 01784
Net premiums received 8838519
Losses paid deducting salvage 16010342
Less losses on risks reinsured in companies authorized in Georgia 10897821
Xet losses paid 5112521
Losses incurred 15915134
Less losses on risks reinsured in companies authorized in Georgia llo 12740
Net losses incurred 4872394Insurance Department of Georgia
267
Investments in Georgia
Bonds
Total investments in Georgia
1000000
1000000
UNION INSURANCE SOCIETY OF CANTON LTD
174 W Jackson Boulevard Chicago 111
Attorney for service in GeorgiaA H Turner Atlanta
Capital Stock
Amount of paidup capital 40000000
Ledger assets Dec 31 1918 155647310
Ga
Extended at 155647310
Income
Gross renewal premiums 5 24896210
Deduct amount paid for insurance and return pre
miums 117038270
Total premiums
Interest and rents
Other items
From home office
407857940
7005949
169000000
Total income 583863889
Carried forward 739511199
Disbursements
Net amount paid policyhqlders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Remitted to home office
Total disbursements
Balance
S 107657928
1130610
81978705
25466532
1592642
19626096
1334486
55379608
294166607
Ledger Assets
Bonds at book value
Cash in office
Deposits at interest
Agents balances net
Other items
Due from other companies 3923132
Deposited with Michigan State treasurer 18996
445344592
314647085
61187
57949118
6874507
394212J
Total ledger assets 44534459
NonLedger Assets
Interest due and accrued 3429151
Total assets
Deduct Assets Not Admitted
Agents balances 95955
Other items
Due from unauthorized companies 200000
Book value of bonds over market value 5638975
448737748
59 34930
Total not admitted assets
Total admitted assets 4428 38818268 Annual Report
Liabilities
Net amount of unpaid losses and claims 107221585
Reserves or unearned premiums on risks outstanding 205551468
Dividends to policyholders declared but unpaid1 J5040
Salaries and miscellaneous accounts due or accrued j ii
Total amount of liabilities except capital 320337717
Capital actually paid in cash 40000000
Surplus over all liabilities 82501101
Surplus protection to policyholders 122501101
Total liabilities 442838818
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918 22378396 24638903
Written or renewed during the year 346744818 309663o63
Total 369123214 334302466
Deduct those expired and marked off as terminated 100288024 93450209
In force at the end of the year 268835190 240852257
Deduct amount reinsured 23150084 20322494
Net amount in force 245685106 220529763
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1918 16534571 48750306
Written or renewed during the year 252248966 215232647
Tota 268783537 5 263982953
Deduct those expired and marked off as terminated 226114623 156911439
In force at tie end of the year 42668914 107071514
Deduct amount reinsured 602930 940008
Net amount in force 42065984 106131456
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 787321600 5 20000
Less 408715 risks cancelled and 1350350 reinsur
ance incompanies authorized in Georgia 175906500
Net risks written 614115100 20000
Gross premiums on risks written 8848089 1200
Less 581591 return premiums and 1316007 pre
miums for reinsurance in companies authorized
in Georgia 1897598
Net premiums received 6950491 1200
Losses paid deducting salvage 1663829
Less losses on risks reinsured in companies author
ized in Georgia 228455
Net losses paid 1435374
Losses incurred 1941835
Less losses on risks reinsured in companies author
ized in Georgia 228455
NTet losses incurred 1613380Insurance Department of Georgia 269
UNITED BRITISH INSURANCE COMPANY LTD
40 Clinton Street Newark N J
Attorney for service in GeorgiaLangdon C Quin Atlanta Ga
Captal Stock
Amount of statutory deposit 40000000
Ledger assets Dec 31 1918 144475677
Extended at 144475677
Income
Gross premiums on new business 206763688
Deduct amount paid for insurance and return pre
116466812
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Remittances from home office
90296876
6910568
2496758
20124300
Total income 119828502
Carried forward 264304179
Disbursements
Net amount paid policyholders for losses 70017117
Legal and administrative expenses in adjustment of claims 185803
Commissions and allowances to agents 18iiii
Salaries of officers and employes 2ccr
Rents and interest
Advertising printing postage telegrams etc Tocno
Loss on sale and decrease by adjustment of assets 12598
Other items a1o au
Remittances to home office 8blu083
Total disbursements S 110139170
Balance 154165009
Ledger Assets
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Agents balances net
Other items
Deposit with Phila Fire Underwriters
Reinsurance recoverable on paid losses Marine
10000
524641
131205969
1782500
1818494
4160349
14663056
534641
Total ledger assets 154165009
NonLedger Assets
2126095
210857
Interest due and accrued
Other items
Reinsurance recoverable on paid losses fire
Total assets 156501961
Deduct Assets Not Admitted
Agents balances 146892
Other items
Reinsurance recoverable on paid losses unad cos 524641
Book value of bonds and stocks over market value 268469
Total not admitted assets 940002
Total admitted assets 155561959270 Annual Report
Liabilities
Net amount of unpaid losses and claims 37835441
Reserves or unearned premiums on risks outstanding 43682532
Dividends to policyholders declared but unpaid 100000
Salaries and miscellaneous accounts due or accrued 3000000
Total amovnt of liabilities except capital 84857973
Capital statutory deposit 40000000
Surplus over all liabilities 30693986
Surplus protection to policyholders 70693986
Total liabilities 155561959
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918 28919928 28844672
Written or renewed during the year 84431684 86875856
Total 113351612 115720528
Deduct those expired and marked off as terminated 46310405 45119778
In force at the end of the year 67041207 70600758
Deduct amount reinsured 14470499 15431974
Net amount in force 52570708 55168776
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st daf of December 1918 21427661 42420479
Written or renewed during the year 98146022 119887832
Total 119573683 162308311
Deduct those expired and marked off as terminated 90680644 78881470
In force at the end of the year 28893039 83426841
Deduct amount reinsured 21955795 61000965
Net amount in force 6932244 22425876
Business in the State of Georgia
A Fire
Gross risks written 365113900
Less 895204 risks cancelled and 751636 reinsurance in com
panies authorized in Georgia 164684000
Net risks written 200429900
Gross premiums on risks written 4454788
Less 865960 return premiums and 807975 premiums for rein
surance in companies authorized in Georgia 1673935
Net premiums received 2780853
Losses paid deducting salvage 2041880
Less losses on risks reinsured in companies authorized in Georgia 365227
Net losses paid 1676653
Losses incurred 1 1915380
Less losses on risks reinsured in companies authorized in Georgia 382727
Net losses incurred 15326 53Insurance Department of Georgia
271
UNITED STATES FIRE INSURANCE COMPANY
95 William Street New York N Y
George R Branson President David G Wakeman Secretary
Attorney for service in GeorgiaW R Hoyt Atlanta Ga
Kinds of business done in GeorgiaFire Marine Auto Tornado Explosion
Riot anjl Civil Commotion Sprinkler Leakage
Capital Stock
Amount of paidup capital 140000000
Ledger assets Dec 31 1U18 837261750
Extended at 837261750
Income
Gross renewal premiums 1090028074
Deduct amount paid for insurance and return pre
miums 438915883
Total premiums 651112191
Interest and rents 40410745
Profits on sale or increase by adjustment of assets 1487016
Total income 693009
52
Carried forward 1530271702
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Furniture and fixtures
Inspections surveys Und Boards etc
Taxes licenses and fees including Federal taxes
Real estate expenses
Contribution to Salvation Army
51155
8700449
21410642
337046
50000
241398784
5582385
226999525
4503737
662051
3012532
14027610
37587387
30549292
Total disbursements 564323303
Balance 965948399
Ledger Assets
Book value of real estate 4440000
Mortgage loans first lien 52326667 52326667
Bonds at book value l 260242638
Stocks at book value 445886715
Cash in office f 89484
Deposits at interest 69296772
Agents balances net 125500563
Other items
Loans 300000
Bills receivable 7865560
8165560
Total ledger assets 965948399
NonLedger Assets
Interest due and accrued 2925699
Market value of assets over book value 97342147
Other items
Reinsurance recoverable on losses 39 55900
Total assets 1070172145272 Annual Report
Deduct Assets Not Admitted
Excess over unearned premiums 126241
Total not admitted assets
Total admitted assets 1068909404
Liabilities
Net amount of unpaid losses and claims oliSoiia
Reserves or unearned premiums on risks outstanding 7RQ774
Dividends to policXholders declared but unpaid Knnnnn
Salaries and miscellaneous accounts due or accrued iTonnnou
Taxes due or accrued estimated iTsisoae
Total amount of liabilities except capital T17S5XiSr dl8J8b
Capital actually paid in cash ltiVoni
Surplus ouer all liabilities iitai
Surplus protection to policyholders 431290418
Total liabilities 1068909404
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918 987879082 1040237919
Written or renewed during the year l01580o92 9809oi004
Excess of original premiums over amount received
for reinsurance JOipQiau
Total 2003685034 2041941073
Deductthoseexpired andmarked off as terminated 835991071 825695994
in force at the end of the year1167698963 IS16UBOM
Deduct amount reinsured 261586806 55881608
Net amount in force 906107157 960363471
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1918 22109827 30436995
Written or renewed during the year 4o5846878 109075070
Total 477956705 139512065
Deductthose expired and marked off as terminated 432026534 112022743
III force at the end of the year 45930171 27489322
Deduct amount reinsured 6911797 142835
Net amount in force 39018374 2034648
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 1129788700 68622100
Less 1932176 Fire 59375 Marine risks cancelled
and 1000 Fire 118420 Marine reinsurance in
companies authorized in Georgia 193317600 17779500
Net risks written 936471100 50842600
Gross premiums on risks written 11701628 783438
Less 1848763 Fire 139172 Marine return pre
miums and 346 Fire 47485 Marine premiums for
reinsurance in companies authorized in Georgia 1849109 186657
Net premiums received 9852519 596781
Losses paid deducting salvage 5132336 542142
Less losses on risks reinsured in companies author
ized in Georgia 5970
Net losses paid 5126366 542142Insurance Department of Georgia
273
Losses incurred 5462336 664227
Less losses on risks reinsured in companies author
ized in Georgia 5970
Net losses incurred 5456366 664227
Investments in Georgia
Bonds 1000000
Total investments in Georgia 1000000
URBAINE FIRE INSURANCE COMPANY
123 William Street New York N Y
Fred S James Co TJ S Managers
Attorney for service in GeorgiaA H Turner Atlanta Ga
Kinds of business done in GeorgiaFire and Lightning
Capital Stock
Amount of deposit capital 30000000
Ledger assets Dec 31 1918 374905534
Extended at 374905534
Income
Gross premiums on new business
Deduct amount paid for insurance and return pre
miums
595759861
176634283
Total premiums
Interest and rents
Other sources
Remittances from home office
Gross profits from bonds
419125578
19040603
30008549
5532303
Total income 473707033
Carried forward 848612567
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Other items
Furniture and fixtures maps
Inspections and surveys
Federal taxes licenses and fees
Remittances to home office
Miscellaneous
167836753
2232823
142858701
6320572
444032
1542790
584800
2176285
5945923
4774836
1627414
Total disbursements 336344929
Balance 512267638
Ledger Assets
Bonds at book value 455229981
Deposits at interest 30535509
Agents balances net 26502148
NonLedger Assets
Interest due and accrued 6228370
Other items
Reinsurance recoverable on paid losses 5 34579
Total assets 519030587274 Annual Report
Deduct Assets Not Admitted
89984
Agents balances
BooVue of bonds over market value 10S89481
10679465
Total not admitted assets
508351122
Total admitted assets MfiaST
Net amount of unpaid losses and claims IotmbM
Reserves or unearned premiums on risks outstanding 5ml
Salaries and miscellaneous accounts due or accrued ioi 50000
Taxes due or accrued
Other items 3274634
Contingent commission 49570 31
Total amount of liabilities except capital immwii
Surplus over all liabilities 158780891
Surplus protection to policyholders 158780891
508351122
Total liabilities
Business in ForceFire
Risks Premiums
in force on the 31st day of December 1918 tfAllZ tlllWV
Written or renewed during the year 643950463 09575986
Excess of original premiums over amount received
for reinsurance
Total 1064502261 1019649598
Deducfthose expired and marked off as terminated 501983281 477106539
tv rf rf the war 562518980 542543059
In force at the end ot tne year
Deduct amount reinsured 39840308 3928401
Net amount in force 522678672 503259046
Business in ForceMarine and Inland
A Fire
Gross risks written 121237500
Less 225190 risks cancelled and 502270 reinsurance in companies
authorized in Georgia uiwovv
Net risks written 48491500
Gross premiums on risks written 1577146
Less 195926 return premiums and 508493 premiums for rem
surance in companies authorized in Georgia U44ia
Net premiums received 872727
Losses paid deducting salvage 11JJ3
Less losses on risks reinsured in companies authorized in Georgia54150
Net losses paid 1112653
Losses incurred 16841
Less losses on risks reinsured in companies authorized in GeorgiabUM
Net losses incurred 1644058
WESTCHESTER FIRE INSURANCE COMPANY
100 William Street New York N Y
Otto E Schaefer President C B G Gaillard Secretary
Attorney for service in GeorgiaC A Rauschenberg Jr Atlanta Ga
Kinds of business done in GeorgiaFire Marine Automobile Sprinkler Leak
age Riot Civil Commotion Explosion Tornado
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1918 946732891
Extended at 947632891Insurance Department of Georgia
275
Income
Gross premiums on new business 11 868 609 78
Deduct amount paid for insurance and return pre
miums 485026646
Total premiums j
Interest and rents 1f 701834332
Profits on sale or increase by adjustment of assets
Other sources
State of New York income tax withheld
Total income
Carried forward
212194
28911
741440248
1689073139
Disbursements
Net amount paid policyholders or losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
311618925
7100391
162830786
41322350
370177
8780731
25000000
83281563
Total field supervisory and expenses
Furniture rents repairs etc
Maps including corrections
Inspections and surveys Und Board and Tar Asn
Agents balances charged off i qne
Real estate expenses taxes licenses and fees
Miscellaneous and legal expenses
19042346
733784
1282875
31195152
39158
Total disbursements
Balance
Ledger Assets
Book value of real estate
Mortgage loans first lien
Bonds at book value
Stocks at book value
Deposits at interest I
Deposits not at interestZI
Agents balances charged off L TojVnS
Other items 194506
Balances due for reinsurance written prior to Oct 1 1919
Total ledger assets
67246878
710883401
978189738
587600
9866000
444074452
335801198
100132149
3502671
8755441
978189738
Interest due and accrued
Total assets
NonLedger Assets
Deduct Assets Not Admitted
Agents balances
Other items 11406538
Book value of real estate over market value book
value stocks and bonds over market value 31611710
Total not admitted assets
Total admitted assets
5719731
983909469
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
STeASSSrLaccounts due or a
43018248
940891221
88573104
555105548
2500000
21250000276 Annual Report
0Contingnt commissions or other charges due or 15000 00
accruedZXZm 289H
State of N Y income tax withheld 1528911
668957563
Total amount of liabilieies except capital1 OOooboToO
Capital actually paid in cash 336 58
Surplus over ail liabilities
271933658
Surplus protection to policyholders r
940891221
Total liabilities
Business in ForceFire
Risks Premiums
In force on the 31st day of December 1918M uffiRtft
Written or renewed during the yeai
2432106921 2375220984
eductttoB7ex 1009789688
1 367 926 406 1365431296
In force at the end of the year1 337905351 324292478
Deduct amount reinsured
1030021055 1041138818
Net amount in force
Business in ForceMarine and Inland
Risks Premiums
in force on the 31st day of December 1918 SSIIS lll
Written or renewed during the year moioioja
120642443 109388115
in force at the end of the year 1 SfcS
Deduct amount reinsured
13912 567 32129853
Net amount in force r
Business in the State of Georgia
A Fire Marine and
Inland
sks written 1649440200 12990000
lssSS4l97 risks canceTledand 2098182 reinsur
ance in companies authorized in Georgia 61756500 4951400
Net risks written J 1031683700 8038600
Gross premiums on risks written 15678505 289087
Less 2882670 return premiums and 1632271 pre
miums for reinsurance in companies authorized in m
Georgia 4402483 112464
Net premiums received 276022 176623
Losses paid deducting salvage 5909180 143477
Less losses on risks reinsured in companies author
ized in Georgia s88119
Net losses PaW 5M1061 143477
Losses incurred 5587478 140812
Less losses on risks reinsured in companies author
ized in Georgia 691532
Net losses Incurred 4895946 140812Insurance Department of Georgia
277
WESTERN ASSURANCE COMPANY
22 Wellington Street East Toronto Canada
W B Meikle President Cecil Stowe Wainwright Secretary
Attorney for service in GeorgiaC H Godfrey Atlanta Ga
Capital Stock
Amount of deposit capital 400 00000
Ledger assets Bqc 31 X918 482262725
Extended
at
Income
Gross premiums on new business 659186265
Deduct amount paid for insurance and return pre
miums 377448302
482262725
Total premiums 1 2817 379 63
Interest and rents 1 17243061
Profits on sale or increase by adjustment of assets 1373897
Other sources
Remittances from home office 592402
Total income g 300947323
Carried forward 783210048
Disbursements
Net amount paid policyholders for losses If 1 57414949
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Field supervisory expenses
Salaries of officers and employes I
Rents and interest
Advertising printing postage telegrams etc
Furniture and fixtures
Loss on sale and decrease by adjustment of assets Jf
Other items
Maps
Inspections and surveys 37 86206
Federal taxes 2971946
Taxes licenses and fees 9205518
Legal 156637
Agents balances charged off 3 30
Remittances to home office 52 71964
12 69191
65277238
7967313
10179431
957413
4058799
415342
1292875
238195
21392601
Total disbursements 2704 63347
Balance 512746701
Ledger Assets
Bonds at book value 2 650 731 43
Stocks at book value 36483360
Deposits at interest 82244890
Agents balances net T l289453o8
Total ledger assets 512746701
NonLedger Assets
Interest due and accrued if 40098 38
Other items
Reinsurance due on losses paid 44503
Total assets 516801042
Deduct Assets Not Admitted
Agents balances If 38 29650
Other items
Book value of bonds and stocks over market value 15578172
Total not admitted assets
19407822
Total admtted assets 497393220278 Annual Report
Liabilities
Net amount of unpaid losses and claims Ionsiinxoii
Resets or unearned premiums on risks outstanding foooOO
Salaries and miscellaneous accounts due or accrued 10391L32
Taxes due or accrued
Other items u 39037
Contingent commissions 3 073 03245
Total amount of liabilities except capitalrInnftftOOD
Capital actually paid in cash toosqq75
Surplus over all liabilities laOUsaafo
Surplus protection to policyholders 19008995
497393220
Total liabilities
Business in the State of Georgia
A Fire Marine and
Inland
Gross risks written 1158386500 22744900
Less 3715927 risks cfcicelled and 1592072 rein
surance in companies authorized in Georgia o309900
Net risks written 627586600 22744900
Gross premiums on risks written 11731720 45519
Less 2839249 return premiums and 1937689 pre
miums for reinsurance in companies authorized in
Georgia 46938
Net premiums received 6954782 45519
Losses paid deducting salvage 6582309
Less losses on risks reinsured in companies author
ized in Georgia i3io8iu
Net losses paid 5206489
Losses incurred 6625158
Less losses on risks reinsured in companies autnor
ized in Georgia 1321820
Net losses incurred 5295338
K Investments in Georgia
1000000
Bonds
Total investments in Georgia 1000000
YORKSHIRE INSURANCE COMPANY LTD
80 Maiden Lane New York N Y
Frank Du Bois U S Managers
Attorney for service in GeorgiaMilton Dargen Jr Atlanta Ga
Kinds of business done in GeorgiaFire Motor Vehicles Sprinkler Leakage
Explosion and Riot and Civil Commotion
Capital Stock
Amount of paidup capital SMS
Ledger assets Dec 31 1918 211590948
Extended at 211590948
Income
Deduct amount paid for insurance and return pre
miums 165642071
Total premiums 1AlAllit
Interest and rents i o9Rnn
Trofits on sale or increase by adjustment of assets
Remittance from home offire 44so
Total income 152271939Insurance Department of Georgia
279
Disbursements
Net amount paid polieyholders for losses
Legal and administrative expenses in adjustment of elai
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Other items
Total field supervisory expenses
Furniture and fixtures
Maps
Inspections and surveys
Federal taxes
Taxes licenses and fees
Legal expenses
Agents balances charged off
Remitted to home office
Insurance on furniture
United war work campaign
Miscellaneous
2897208
207083
315296
3470946
4747588
5185825
2500
24975
5855721
9884
37500
22625
Total disbursements
Balance
54280367
1444000
33848121
9497241
877614
1967723
22777151
124692217
239170670
Ledger Assets
Bonds at book value
Stocks at book value
Deposits at interest
Deposits not at interest
Agents balances net
Total ledger assets
NonLedger Assets
Interest due and accrued
Other items
Sundry reinsurance companies losses recoverable on paid losses
Total assets
Deduct Assets Not Admitted
637791
270824
153700864
274 32700
24097651
706322
33233125
23917067C
2175990
47368
24139402S
Agents balances
Other items
Book value of bonds and stocks over market value
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstandingI
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Capital actually paid in cash 20000000
Surplus over all liabilities 99188719
Surplus protection to polieyholders
Total liabilties
Business in ForceFire
Risks
In force on the 31st day of December 1918 240006174
Written or renewed during the year 281174422
Total 521180596
Deduct those expired and marked off as terminated 268700239
9086IE
24048511
17112982
99383712
100000
4700000
119188719
24048541
Premiums
256243375
279767932
536011307
266537204280
Annual Report
In force at the end of the year
Deduct amount reinsured
252480357 269474103
IHI 97268959 101911321
155211398 167562782
Net amount m force
Business in ForceMarine and Inland
Risks Premiums
in force on the 31st day of December 1918 M4 783 Jgjjgg
iit teriAwfid dunne the year
Written or renewed during the year
Total
Deduct those expired and marked off as terminated
In force at the end of the year
Deduct amount reinsured
Net amount in force
16941017
8926822
8014195
142379
43517274
20453440
23063834
317292
7871816 22746542
Business in the State of Georgia
A Fire
k itten 1190361100
LesS3r02566lrFire 98481Marine risks cancelled
and 3764295 Fire reinsurance in companies au
thorized in Georgia 67899b4oo
Marine and
Inland
47719700
511364700
Net risks written
Less 3710973 Fire 287585 Marine return pre
miums and 4742372 Fire premiums for reinsur
ance iii companies authorized in Georgia
Net premiums received
Losses paid deducting salvage 4116242
Less losses on risks reinsured in companies author
ized in Georgia
Net losses paid
Losses incurredIV
Less losses on risks reinsured in companies author
ized in Georgia
Net losses incurred
Investments in Georgia
Bonds market value
8453345
7411582
3069062
4241728 i
1032568
3209160
980000
9848100
37871600
287585
995009
157572
1 157572
371302
Total investments in Georgia
371302
980000Insurance Department of Georgia
281
LIFE INSURANCE COMPANIES
AETNA LIFE INSURANCE COMPANY
650 Main Street Hartford Conn
Morgan G Buckeley President C E Gilbert Secretary
Attorney for service In GeorgiaW B Hawkins Atlanta Ga
Kinds of business done in GeorgiaLife Accident Health and Liability
Captal Stock
Amount of paidup capital 500000000
Ledger assets Dec 31 1918 12229733251
Extended at 12229733251
Income
Gross premiums on new business 646553781
Disability and accidental death benefits 43510282
Gross renewal premiums 1715575575
Deduct amount paid for reinsurance and return pre
miums 48501069
Total premiums
Interest and rents i
Profits on sale or increase by adjustment of assets
Other sources
Consideration for supplementary contracts not involving life
contingencies
Dividends left with the company to accumulate at interest
Foreclosure expense 346995 investment expense 1991775 de
posit for reinsurance reserve 174248 profit and loss 112560
Total income 3077966370
2357140569
643008161
9066566
27465615
21409329
19876130
Carried forward 15307699621
Disbursements
Net amount paid policyholders for losses and matured endowments 1211903024
Net amount paid policyholders for annuities premium notes voided
and surrender values 250641479
Legal and administrative expense in adjustment of claims 1858077
Commissions and allowances to agents
a First year 206891106
b Renewal 92585049
Salaries of officers and employes
Rents and interest
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Taxes licenses and fees
Paid for supplementary contracts not involving
lfe contingencies
Dividends surrendered during the year
Other commissions
Dividends paid stockholders
Agency expenses
Examiners fees and inspection of risks
Agents balances charged off
Cancelled checks missing policy claimants found
All other1
299476155
74560072
14966532
160389478
832429
84561624
10311663
17686848
626880
50000000
56135762
23053968
9569
15669
28735656
186715415
Total disbursements 2319778836
Balance
12987920785282
Annual Report
Ledger Assets
Book value of real estate
Mortgage loans first lien 5857175011
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items 4M
Loans on collateral Sic inc
Loans to policyholders 118H2I It
Premium notes bi4oi
Premiums reported in accordance with sailors ana
soldiers civil relief act 4 17606
Bills receivable
119102446
5857175011
459682123
696682636
383887
276824770
182153965
1307074
1257469757
Total ledger asse
ts 12987920785
NonLedger Assets
Interest and rents due and accrued IImwsm
Market value of assets over book value siU4av6o4
Other items 99fi dfi9 qo
Net amount of uncollected and deferred premiums 22284bzsi
ts 13690604993
Total asse
Deduct Assets Not Admitted
Agents balances
Bills receivable
Other items
Premium notes and loans on polices and other pol
icy assets in excess of the net value and of other
policy liabilities on individual policies
Overdue and accrued interest on bonds in default
2157185
417606
19348
4200000
94139
86641841
64
3980
258
797
43019
27648
12178
63234
4219348
Total not admitted assets
Life business accident health and liability business oSScofinloo
Total admitted assets 2625960392
Total admitted assets 16309771246
Liabilities
Net amount of unpaid losses and claims
Unearned premiums on risks outstanding and surrender values
so applied
Dividends to policyholders declared but unpaid
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Unearned interest and rent paid in advance 300 79222
Cancelled checks missing policy claimants cooirni
Net reserve and other reserves llbboSiaOi
Value of amounts not yet due on supplementary
contracts not involving life contingencies 128320800
Total amount of liabilities except capital
Life business
Accident health and liability business
Capital actually pad in cash SV2S2
Surplus over all liabilities 12455272bl
Surplus protection to policyholders 1745527261
Total liabilities Life accdent health and other business 16309771246
Business in Force
In force December 31 1918SfH4
Issued revised or increased during year lbbbii ivaii
gum 69697402510
Deductceasedtcfbe in force during year JhlllliVla
In force December 31st 1919 65339628386
Tota 65339628386
11824594772
124212
21429
82692
61293Insurance Department of Georgia
283
Business in Georgia
In force December 31st 1918 1479384937
Issued revived or increased 731916423
Sum 2211301360
Deduct ceased to be in force during the vear 398539229
In force December 31st 1919 1812762131
Total 1812762131
Net losses paid during year 19251700
Net losses incurred during year 18951700
Investments in Georgia
Bonds amortized valueStocks market value 64369166
Policy loans 47210507
Total investments in Georgia j 111679673

AMERICAN CENTRAL LIFE INSURANCE COMPANY
8 East Market Street Indianapolis Ind
Herbert M Woollen President Edward A Meyer Secretary
Attorney for service in GeorgiaShepard Bryan Atlanta Ga
Kinds of businss done in GeorgiaLife Insurance
Capital Stock
Amount of paidup capital 13700000
Ledger assets Dec 31 1918 593411539
Extended at 593411539
Income
Gross premiums on new business 57168994
Gross renewal premiums 114965163
Deduct amount paid for insurance and return pre
miums 3877105
Total premiums
Interest and rents
Other sources
Insureds personal benefit fund 6597 66
Coupons 1708260
Surrender value on reinsurance 2280 17
Miscellaneous 151146
168257052
37565780
2747189
Total income 208570021
Carred forward 801981560
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 36786935
b Renewal 5263686
53196540
196894
Salaries of officers and emploves
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Other items
Surrender values
Licenses fees and taxes
Dividends on stock
Legal expense
Medcal fees and inspections
Furniture
Agency supervision and B O expense
Investment expense
Repairs and taxes on real estate
Miscellaneous
42050621
11882028
896496
3897484
1185978
17417752
3741288
1096000
698025
3639254
424921
4400209
2175851
2175851
3596567
3750335
Total disbursements 1508 09394
Balance 651172166284
Annual Report
Ledger Assets
42780632
Book value of real estate 365015575
Mortgage loans first lien 94So
Bonds at book value J 4006J
Cash in office 6562531
Deposits at interest 276135
Agents balances net
Other items t 116529895
Policy loans 367905
Premium balances net 109620
War savings Stomps 25000000
U S certificates of indebtedness 141271610
651172166
Total ledger assets
NonLedger Assets
10455194
interest and rents due and accrued 7604116
Market value of assets over book value
9tN6ert Collected and deferred Premiums Mg
Unearned fire and miscellaneous premiums 15 00000
Furniture and fixtures 14876154
684107630
Total assets
Deduct Assets Not Admitted
S 482435
gents balances
3ther items 1500000
Furniture and fixtures 1914048
Loans etc in excess net value 36172
Premium dr balance 3450220
3932655
Total not admitted assets
680174975
Total admitted assets
Liabilities
i 6309100
sfet amount of unpaid losses and claims 621670598
leserves on risks outstanding Tl 135751
ividends to policyholders declared but unpaid 294599
Salaries and miscellaneous accounts due or accrued 2978312
Taxes due or accrued
Other items 6736807
Insureds personal benefit tuna 2367818
Coupons 1000000
General contingencies 3104731
Interest and rent paid in advance gT74 46
Miscellaneous 13886802
645275162
Total amount of liabilities except capitalisYoOOOO
Capital actually paid in cash 21199813
Surplus over all liabnties
34899813
Surplus protection to policyholders
68017497S
Tbtal liabilities
Business in Force
1G1 5403158000
In force December 31 1918 2671632200
Issued revived or increased during year 8074790200
Deductceasedto be In force during year 7233047800
In force December 31st 1919
Business in Georgia
n1 111301000
In force December 31st 1918 32586900
Issued revived or increased 143887900
Sum r7CTVZZZ 43044600
Deduct ceased to be m force during the year QOg 433 00
In force December 31st 1919 g 54400
Net losses paid during year 5 511 00
Net losses incurred during year Insurance Department of Georgia
285
Investments in Georgia
Mortgage loans 39500
Policy loans 355681
Total investments in Georgia
4305681
AMERICAN NATIONAL INSURANCE COMPANY
Galveston Texas
W I Moody Jr President V T Shaw Secretary
Attorney tor service in GeorgiaC E Wilson Atlanta Ga
Capital Stock
Amount of paidup capital 25000000
Ledger assets Dec 31 1918 567542260
Extended at 567542260
Income
Gross premiums on new business 47963688
Gross renewal premiums 230023350 industrial 314309950
Deduct amount paid for insurance and return pre
miums i 2831409
Total premiums 359442229
Interest and rents 42083964
Profits on sale or increase by adjustment of assets 134282
Other sources
Consideration for supplementary contracts 996200
Coupons left to accumulate at interest 1979764
Printing dept net receipts 268966
Investment expense 478045
Bank balances previously charged off 9363
Bank stock previously charged off 54000
Suspense account 2845792
Agents cash bonds 993324
Agents balances previously charged off 178047
7803501
From accident statement 71875921
79679422
Total income 481339897
Carried forward 1048882157
Disbursements
Net amount pad policyholders for losses 85841476
Legal and administrative expenses in adjustment of claims sur
render values etcAnnuities 10431017
Dividends to stockholders 5000000
Commissions and allowances to agents
a First year 31249566
b Renewal Ind 67781369 71219599
102469165
Salaries of officers and employes 11085258
Rents and interest 5649541
Advertising printing postage telegrams etc 4719800
Loss on sale and decrease by adjustment of assets 107400
Other items
Expense of investigation and settlement of policy
claims 265166
Compensation of managers and agents 470717
Agency supervision and traveling expenses 1854418
Branch office expense 26540775
Medcal and inspection fees 8032535
Legal expense not for claims 900374
Furniture and fixtures 754853
Repairs and expenses on real estate 2918287
Taxes on real estate 1556817
State taxes on premiums 2507188
Insurance department license and fees 633259
Federal taxes 290151
Municipal taxes 355883
Petty office expense 5927286
Annual Report
Interest returned
Investment expense
Interest paid on cash bonds
Bond premiums
Premiums pad on compensation policies
Agents balances charged oft
To adjustment of policy loans
From accident statement
20950
391221
4893
129116
101279
666455
23833S
67219676
Total disbursements
48638603
115858279
341161936
Balance
707720221
Ledger Assets
Book value of real estate
Mortgage loans
Bonds at book value
Collateral loans
Deposits at interest
Deposits not at interest
Agents balances net
Other items 65105717
Policy loans 4fi fi7q 22
Bank certificates of deposits mviv
91432740
309183079
161529812
3260000
14481935
54555435
3503581
Total ledger assets
NonLedger Assets
Interest due and accrued
Net deferred and unexecuted premiums less load ng
Other items
Due from other companies for losses on policies reinsured
69773639
707720221
15763102
17132618
370800
Total assets
Deduct Assets Not Admitted
Agents balances 8591679
Other items 1fi
Excess itemstt yZiL
Excess book value over market value of real estate
Market value under book value bonds
Total not admitted assets
740986741
1611760
48 451 73
8436854
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Reserves on risks outstandngTr
Dividends deferred to stockholders declared but unpaid and other
policy obligations
Salaries and miscellaneous accounts due or accrued
Other items
Reserve for depreciation HO building
Agents cr balances
Suspense
Agents cash and agents cash bonds
From accident statement
Total amount of liabilities except capital
Capital actually paid in cash
Surplus over all abiities
732549887
30 04500
88098
8060702
1600404
5262809
25000000
75746442
5202975
574380808
26321311
12881838
13016513
631803445
Surplus protection to poltcyholders 100746442
Total liabilities 732549887
Business in Force
Ordinary Industrial
In force December 31 1918 29627387 4547240500
Issued revived or increased during year 1690323700 3295954400
gum 5653062400 7843194900
Deduct ceasedto be in force during year 5lSIi222 JnS52ISS
In force December 31st 1919 4069087500 6094197200
Total reinsurance 172392300Insurance Department of Georgia
287
Business in Georgia
Ordinary Industrial
In force December 31st 1918 232365900 654454000
Issued revived or increased 113828800 461812300
Sum 346194700 1116266300
Deduct ceased to be in force during the year 51264900 220695100
In force December 31st 1919 2 94929800 895571200
Net losses paid during year 2350000 8932781
Net losses incurred during year 2050000 9039965
Business in the State of Georgia
Premiums Losses Paid
Acoident 11803629 1964417
Health 11803630 6653358
Totals 23607259 8617775

ATLANTIC LIFE INSURANCE COMPANY
Franklin and Seventh Streets Richmond Va
E Strudwick President Roy M Jones Secretary
Attorney for service in GeorgaC D McKinney Atlanta Ga
Kinds of business done in GeorgiaLife Insurance
Capital Stock
Amount of paidup capital 30000000
Ledger assets Dec 31 1918 4 786992 95
Extended at 1 478699295
Income
Gross premiums on new business
Gross renewal premiums
Premiums reported to war risk insurance bureau
Deduct amount paid for insurance and return pre
miums
68214643
140321282
208591387
9135169
Total premiums
Interest and rents I
Profits on sale or increase by adjustment of assets
Other sources
Dividends left on deposit
Anticipation fees on loans paid before maturity
Discount on loans purchased
Prom miscellaneous items prev charged off
2495213
739536
533040
7705
199446218
29782375
19800
3775594
Total income 233023987
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 36740690
b Renewal 8997486
711723282
33656225
106013
etc
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams
Paid polcyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Payments to policyholders
Expenses
Taxes
Payments to warrant holders
Total disbursements
8269863
14393436
4673876
496168
45738176
8244845
636843
2904261
16468283
941698
27833343
136518687
Balance 575204595
288
Annual Report
Ledger Assets
Book value of real estate
Mortgage loans first lien 410288005
Bonds at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Collateral loans
Policy loans
Furniture fixtures etc
Total ledger assets
16568500
4102880 05
38878159
3154057
1324557
1557323
3558181
3790000
76227517
7198347
80489
658438
575204595
NonLedger Assets
Interest due and accrued
Other items
Net uncollected and deferred premiums
Total assets
7055689
10204918
592465202
Deduct Assets Not Admitted
Agents balances
Other items
Furniture fixtures
Premium notes policy loans and other policy liens
in excess of net value
Book value of bonds over market value
Total not admitted assets
Total admitted assets
3558181
658438
2121464
703173
7041256
585423946
Liabilities
Net amount of unpaid losses and claims
Reserves and unearned premiums on risks outstanding
Dividends to policyholders declared but unpaid
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Policyholders dividends and interest on deposit
Unearned interest and rent
Contingency reserve
Total amount of liabilities except capital SnTwnftfi
Capital actually paid in cash 227 157 06
Surplus over all liabilities 2J7KWOb

18321209
1809185
2105138
2982267
483071572
22448802
600000
1370067
22235532
532708240
Surplus protection to policyholders
Total liabilities
62715706
585423946
Force
Business
Tn force December 31 1918 taw 31700
Issued revived or increased during year g 369144 00
Sum rizzZZr ZI 323156200
year 5913768200
In force December 31st 1919
Business in Georgia
In force December 31st 1918 1207oooot
Issued revived or increased ZZZl 1039071oc
Deduct7eaiedtoBeinfofcedurlng the year illllao
In force December 31st 1919 901300
Net losses paid during year
Net losses incurred during year
1001300Insurance Department of Georgia
289
Investments in Georgia
Bonds market value 180000
Mortgage loans 53025305
Policy loans 2028411
Other items
Premium lien notes 235900
Total investments in Georgia
55469616
BANKERS RESERVE LIFE COMPANY
Omaha Neb
R L Robison President R C Wagner Secretary
Attorney for service in GeorgiaC M Finland Madison Ga
Kinds of business done in GeorgiaLife Insurance
Capital Stock
Amount of paidup capital5 9sum
Ledger assets Dec 31 1918 884440
t 823384440
Extended at v
Income
692 113 57
Gross premiums on new business 40426531
Gross renewal premiums 5V7Tre
Deduct amount paid for insurance and return pre
miums
S 207663871
Total premiums 42732705
Interest and rents
Other sources 25 183 12
Dividends left with company 20250
Bonus on mortgage loans 1 364 00
War tax l40003
Loss and gain 4 30 22
Refunded by U S government on tax 183646
Agents balances 814 00
Accrual of discount 3518633
253915209
Total income
1077299649
Carried forward
Disbursements
Net amount paid policyholders for losses 37853380
Commissions and allowances to agents
a First year 31 804 63
b Renewal 3180463 50349345
Salaries of officers and employes 10597ll
Rents and interest 43792 26
Advertising printing postage telegrams etc ion 89466
Paid porcyholders for dividends qQ20
Loss on sale and decrease by adjustment of assets 96du
ther items 1ft R
Surrender values innnnon
Dividends to stockholders 1141701
Agency supervision ccI40 97
Medical examination fees Z
Taxes and fees nQe91
Other items i509bil 33959771
Total disbursements 158371844
Balance i 918927805
Ledger Assets
Mortgage loans first lien 1059400 Wl48
Bonds at book value bi90l4290
Annual Report
1259
Cash in office 7S7 424H
Deposits at interest 149bi
Agents balances net
Other items 4918274
Renewal premium notes 132264392
Loans to pohcyholders J 137182666
918927805
Total ledger assets
NonLedger Assets
6127532
Interest due and accrued
Other items 2920956
Unpaid premiums
927976293
Total assets
Deduct Assets Not Admitted
233103
Agents balances
toeorktvSue of bonds over market value T11M14
7344817
Total not admitted assets
920631476
Total admitted assets
Liabilities
2102575
Net amount of unpaid losses and claims rrr 740503100
Reserves or unearned premiums on risks outstanding 27754876
Dividends to policyholders declared but unpaid 3450000
Salaries and miscellaneous accounts due or accrued
Other items 1783300
Supplementary contracts T g0 27820
Dividends left to accumulate 15 11075
Premiums pad in advance 38 43752
Unearned interest 1359491
Other items 16524338
i 790334889
Total amount of liabilities except capital I00T006OO
Capital actually paid in cash 120296587
Surplus over all liabilities J
130296587
Surplus protection to policyholders
920631476
Total liabilities
Business in Force 4355662724
In force December 31 1918 1915785408
Issued revived or increased during yearr 6271448132
DismucTceaseToben7orce during year Vl 5873708427
In force December 31st 1919
Business in Georgia
In force December 31st 1918 21733750
Issued revived or increased rHII 71723800
Deduotcei5eatobein force during the year 659455oo
In force December 31st 1919 850000
Net losses paid during year 850000
Net losses incurred during year
CAROLINA LIFE INSURANCE COMPANY
1626 Main Street Columbia S C
t A H Kohn Secretary
P H Haltiwanger President
Attorney for service in GeorgiaWalter McBlreath Atlanta Ga
Kinds of business done in GeorgiaLife Accident and Health
Capital Stock
Amount of paidup capital mlolsM
Ledger assets Dee 31 1918
21710834
Extended at Insurance Department of Georgia
291
Income
Total premiums in all departments 102619615
Interest and rents 1462766
Other sources
Printed forms sold 400
Total income 104082781
Carried forward 125793615
Disbursements
Net amount paid policyholders for losses 39140383
Commissions and allowances to agents 65078 00
Salaries of officers and employes 9si88B
Rents and interest ifio82 IS
Advertising printing postage telegrams etc wmi
Other items or 42 an
Traveling expenses iiltlr
Medical examinations 77
Legal expenses 04074
Furniture and fixtures 7ns2
Repairs on real estate kilJi
Taxes on real estate 7i is
Taxes on premiums ViAsr
Insurance departments and fees M
Federal taxes ooiSns
Municipal licenses j iwnl
Donations 1 or on
Colored rents r 1S7R1
Fire insurance ilniw
Miscellaneous expenses
Office supplies JJ
Prizes VSSsk
Personal property tax no An
Water rents
Insurance company purchased ooona
P L account IiiS
Bond account charged off 4J84o
Total disbursements 99365626
Balance 26427989
Ledger Assets
12450000
Book value of real estate 3309205
Mortgage loans first lien 3309205 42 150 00
Bonds at book value 16 93496
Cash in office 7688 95
Deposits not at interest
Other items 714001
Collateral loans 1 40071
Loans to policyholders on cos policies i
Premium notes on policies in force
War savings stamps g3D u g 63g g5
NonLedger Assets
Interest due and accrued and rents due and accrued 132630
Other items 7Ba
Net amount of uncollected and deferred premiumsi
Total assets 26639291
Deduct Assets Not Admitted
Agents balances 768895
Total not admitted assets 768895
Total admitted assets 25870396292
Annual Report
Liabilities
Net amount of unpaid losses and claims 111600
Reserves 1443
Premiums paid in advance 575523
Other items
War premiums not returned 20000
Bond account of agents 47000
Accrued interest on mortgage 22458
89458
Total amount of liabilities except capital 15220908
Capital actually paid in cash 10000000
Surplus over all liabilities 649488
Surplus protection to policyholders 10649488
Total liabilities 25870396
Business in Force Life Insurance Companies
Ordinary Industrial
In force December 81 1918 JIUM Hlnton
Issued revived or increased during year HMJSS J5w2fm
gum 41930000 154314bl00
Deduct ceased tobe In force during year 4310000 HIa
In force December 31st 1919 37620000 966010600
Business in Georgia
Issued revived or increased HtHIZS
gum 1611987 oO
Deductceased to be in force during the year iSooo
In force December 31st 1919
Net losses paid during year M
Net losses incurred during year smii
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the year
Accident and Health 6997021 3124822
Totals 6997021 3124822
CLOVERLEAF LIFE AND CASUALTY COMPANY
306308 Bast State Street Jacksonville 111
P H Rowe President R T Rowe Secretary
Attorney for service in GeorgiaT D White Atlanta Ga
Kinds of business done in GeorgiaHealth and Accident Now Applying for
License to do Life Business
Capital Stook
Amount of paidup capital
Ledger assets Dec 31 1918
Increase of paidup capital during year
20000000
17254118
7500000
Extended
at 24754118
Income
Gross renewal premiums
Deduct amount paid for insurance and return pre
miums
Total premiums
Interest and rents
64220675
1155631
63065044
985622Insurance Department of Georgia
293
Other sources
Received for reinsuring other companies risks
Various
Total income
23403627
2088323
89542646
Carried forward
114296764
Disbursements
Net amount paid policyholders for losses 18649632
Legal and administrative expenses in adjustment of claims 349081
Commissions and allowances to agents
First year and renewal 34897916
Salaries of officers and employesl 3437622
Advertising printing postage telegrams etc 1708032
Other items
Taxes 1342501
Various 2069092
Total disbursements
Balance
Ledger Assets
Book value of real estate
Mortgage loans first lien
Bonds at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Deposits to secure judicial bonds
Premium notes and policy loans
Uncollected premiums
Total ledger assets
NonLedger Assets
Total assets

Deduct Assets Not Admitted
Agents balances T 1263700
Other items
Furniture and fixtures 1142689
Offce supplies 236050
Value of policies 36464
Total not admitted assets
63375346
50921418
1200000
35502050
1189475
2500
1000000
6765716
1244286
75000
1489061
2453330
50921418
Other items
Interest due and accrued 902169
Furniture and fixtures 1142689
Due and deferred premiums on life policies 428389
Office supplies 236050
53630691
2678903
Total admitted assets 50951788
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Commissions due agents 175805
Unearned interest 25107
Security bonds 180323
Premiums paid in advance 28780
1180902
24112807
68400
809500
Total amount of liabilities except capital
410015
26581624294
Annual Report
Capital actually paid in cash 2J
Surplus over all liabilities 43701b4
Surplus protection to policyholders 24370164
Total liabilities 50951788
Business in Force Life Insurance Companies
Ordinary
Received from other companies Moocnnni
Issued revived or increased during year j
giim 2 4320000
Deduct ceased to tie in force during year i2SSRli
In force December 31st 1919 27M22000
Total 274320000
Premiums in Force Miscellaneous Companies
In force December 31 1918 ilSSli
Written or renewed during the year b0b0dbJ4
gunl 65365456
Deduct ceased to be in force during year 61051652
In force December 31st 1919 4313804
Deduct amount reinsured jjJ
Net premiums in force 356b370
Business In Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Dosses
Written or Re Paid
newed during
the year
Accident and health 4049000 1386466
Total 4049000 1386466
COLUMBIAN NATIONAL LIFE INSURANCE COMPANY
77 Franklin Street Boston Mass
Arthur B Childs President William H Brown Secretary
Attorney for service in GeorgiaAlfred C Newell Atlanta Ga
Kinds of business done in GeorgiaLife Accident and Health Insurance
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1918 1497592292
Extended at 1497592292
Income
Gross premiums on new business 8185831J2
Gross renewal premiums 2543657lz
Deduct amount paid for insurance and return pre
miums 6350611
Disability premiums 2891147
Total premiums 332764561
Interest and rents 79492631
Profits on sale or increase by adjustment of assets 2282899
Other sources
Accident and health department premiums 43643863
Agents balances previously charged off 23224
Interest on OBrien mortgage balance 7546
Dividends left with company to accumulate 87565
Consideration for supplementary contracts 3225653
46987851
Total income 461527942
Carried forward 1959120234Insurance Department of Georgia
295
Disbursements
Net amount paid policyholders for losses
Other policy payments not including dividends
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 326 04707
b Renewal 137161396
Salaries of officers and employes
Rents
Advertising printing postage telegrams etc II
Paid pohcyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Dividends to stockholders
Agency supervision
Branch office salaries and expenses
Medical examiners fees and inspection of risksI
Legal expense furniture and fixtures and miscellaneous
state municipal and insurance department fees
Real estate taxes and expenses
Government and State taxes on premium aiid fncome
Home office expense and traveling
Accident and health department claims paid
Accident and health department expenses commissionstaxes
Total disbursements
95349844
34128636
180351
46366103
12578267
4596475
6098434
4913977
973321
7000000
823978
27598612
5701945
2712410
697153
6205709
7363772
2948837
16299934
20137149
302674907
Balance 1656445327
Ledger Assets
Book value of real estate
Mortgage loans first lien 204369403
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances Cnet T
Other items
Loans to policyholders 230773621
U S Government 51218
Premium notes 19259062
Suspense and contingent funds 81790
Accident and health department premiums in
course of collection 10842680
102938345
204369403
1035189755
14100135
483691
2191050
26933463
9231114
261008371
Total ledger assets 1656445327
NonLedger Assets
Interest and rents due and accrued 273 38393
Market value of real estate over book value 8406 09
Other items
Xet uncollected and deferred premiums 27869910
Reinsurance due from other companies 414698
28284608
Total assets 1712908937
Deduct Assets Not Admitted
Agents balances gross 99118 12
Other items
Suspense and contingent funds 81790
Loading on premium notes 3247896
A H premiums 90 days overdue
Overdue and accrued interest on bonds in default
118107
870000296
Annual Report
Balance in banks in hands of receivers 72377
Book value over amortized value bonds 12591025
1698119
Total not admitted assets 26893007
Total admitted assets 1686015930
Liabilities
Net amount of unpaid losses and claimsr i JiUS
Reserves or unearned premiums on risks outstanding nioiow
Dividends to policyholders declared but unpaid Ss7
Salaries and miscellaneous accounts due or accrued WJJ
Taxes due or accrued 50b04oi
Other items
Reserve for disability benefits ibiiu
Reserve for disability claims 1139200
Reserve for supplementary contracts 15229900
Premiums and interest paid in advance 6407964
Balance due OBrien mortgage foreclosure 460309
Accident and health claims in process of adjustment 4542361
Accident and health unearned premiums 17722287
Accident and health salaries and miscellaneous ac
counts due and accrued 6143164
Surrender values and advance deposits 26932
Reserve held awaiting apportionment on deferred
dividend policies 20000000
74364517
Total amount of liabilities except capital 1563296526
Capital actually paid in cash 100000000
Surplus over all liabilities L 22719404
Surplus protection to policyholders 1 122719401
Total liabilities 1686015930
Industrial
22976500
30500
23007000
1273800
21733200
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 2218582525
Issued revived or increased during year 3181105215
Sum 12400687800
Deduct ceased to be in force during year 923689795
In force December 31st 1919 114768
Total 11498731205
Business in Georgia
Ordinary
In force December 31st 1918 363212371
Issued revived or increased 137847200
Sum 501059571
Deduct ceased to be in force during the year 48657600
In force December 31st 1919 452401971
Net losses paid during year 3064455
Net losses incurred during year 2014455
Premiums in Force Miscellaneous Companies
Accident Health
In force December 31 1918 19907714 14104405
Written or renewed during year 29373228 26244545
Sum 49280942 40348950
Deduct ceased to be in force during year 25875471 21460456
In force December 31st 1919 23405471 18888494
Deduct amount reinsured 4198004 2692611
Net premiums in force 19207467 16195883Insurance Department of Georgia 297
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
Accident tthe yeaJ
Health 568478 85863
396947 292482
Totals 965425 378345
Investments in Georgia
Real estate j
Bonds lAllVi
Mortgage loans ii77wft
Policv loans 11 75020
oncy loans 6793016
Total investments in Georgiaj 291262 09
CONNECTICUT MUTUAL LIFE INSURANCE COMPANY
36 Pearl Street Hartford Conn
Henry S Robinson President Jacob H Secretary
Attorney for service in GeorgiaOscar Palmour Atlanta Ga
Capital Stock
Ledger assets Dec 31 1918 7960898815
Extended at
Income
Gross premiums on new business j i qoq qqn
Gross renewal premiums S
7960898815
Deduct amount paid for insurance and returnpre
830727450
9954849
3621639
Total premiums
Interest and rents
OtnerSsourcesf r increase imoriZZZZZZZZZZZZZZ
Premiums reported during year on U S monthly difference list
to war risk ins bur in accordance S S Civil RaVt
CrnItdienrgaetncesOTSPlementary ff Ww5mE
Dividends left wih company toaccumulate at interest
uaPPlied Payments on land contracts suspense
on liberty loan sub S A 746250
1017389296
408104122
6110507
285990
account
Total income
Carried forward
80133
14273535
41958933
1032240
I 1488948766
Disbursements
fflant JaidpIicyholders for losses and claims
Legal and administrative expenses in adjustment of rtfo
Commissions and allowances to agents C ms
Allowances
a First year 1467249
b Renewal 73525455
50280506
Salaries of officers and employes
Rents and Interest
Advertising printing Postagrtel7gramsetc
Paid policyholders for dividends
WhlrteSmseand decrease by adjustment rttSSiTZZIZZZZZZ
Surrender values
Annuities involving life contngenc7es
9449847581
555438938
175115
125273210
31684629
7610283
8945953
177762703
8189473
101932359
6629487298
Annual Report
Paid for claims on supp contracts not involving life conting
Dividends left with company to accumulate at interest
Taxes 39307026 suspense acct of Dec 31 1818 ltisiiu
Balance of expenses
Total disbursements
Balance
6536548
41958933
40820136
39388636
1152346402
8297501179
Ledger Assets
2 i0447915
3487253722
3518700375
16290525
104996701
1635394
Book value of real estate
Mortgage loans first lien 3487253722
Bonds at book value
Stocks1 at book value
Deposits at interest
Agents balances net
Other items
Premiums reported on U S mo ditf lsts to war risk
insurance bureau soldiers and sailors C R account
Policy loans and premium loans
Premium notes
Bills receivable
Real estate sold under land contracts balance purchase puce
Total ledger assets 297501179
NonLedger Assets
Interest due and accrued 16qni
Market value of assets over book vaue aiauiio
Other items
Rents due and accrued lolnSS i
Net amount of uncollected and deferred premiums 119208411
123096
916696839
8800539
7918
32548155
Total
assets 8591167670
Deduct Assets Not Admitted
Agents balances
Bills receivable
Other items
Overdue and accrued interest on bonds in default
1720767
7918
4462000
6190685
Total not admitted assets
Total admitted assets 8584976985
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding etc
Dividends to policyholders declared but unpaid
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued estimated
Other items
Reserve on account of dividends to be applied on
annual dividend policies payable to policyholders
to and including December 31 1920
ToXal amount of liabilities except capital
Surplus protection to policyholders
Total liabilities 8584976985
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 28512143369
Issued revived or increased during year 6374704114
Sum34886847483
Deduct ceased to be in force during year 1758792028
In force December 31st 1919 33128055455
44883705
7696015620
253730405
26682966
32500000
171000000
8224812696
360164289
Business in Georgia
In force December 31st 1918
Issued revived or increased
Ordinary
484945900
196574100Insurance Department of Georgia
299
Sum 681520000
Deduct ceased to be in force during the year 52176500
In force December 31st 1919 629343500
Net losses paid during year 5338200
Net losses incurred during year 4637200
CONSERVATIVE LIFE INSURANCE COMPANY
Corner Sixteenth and Market Streets Wheeling W Va
Geo V Hill President Clem E Peters Secretary
Attorney for service in GeorgiaC C Bettis Atlanta Ga
Kinds of business done in GeorgiaLife Insurance
Capital Stock
Amount of paidup capital 28771000
Ledger assets Dec 31 1918 95859375
Decrease of paidup capital during year 200000
Extended at 95659375
Income
Gross premiums on new business 17887808
Gross renewal premiums 31524427
Deduct amount paid for insurance and return pre
miums 2048125
Total premiums 47364110
Interest and rents 5899529
Piofits on sale or increase by adjustment of assets 3852095
Other sources
Agents balances previously charged off in error 10000
Refund investment expense 24712
Increase remittance account premiums premiums
and tax with app 55278
Profit and loss surrender values from Pittsburgh
Life Trust 33710
Profit and loss miscellaneous 17634
141334
Total income 57257068
Carried forward 152916443
Disbursements
Net amount paid policyholders for losses 12732507
Commissions and allowances to agents
a First year 14341377
b Renewal 1675387
16016764
Salaries of officers and employes 2233743
Rents and interest 240000
Advertising printing postage telegrams etc 915956
Loss on sale and decrease by adjustment of assets 1000
Other items
Agency supervision B O expense med fees etc 3043549
Department fees and taxes 894655
Legal fees and expenses on real estate 666504
Payments health claims etc for sup contract 394411
Agents balances charged off profit and loss 50000
5049119
Total disbursements 37189089
Balance 115727354
Ledger Assets
Book value of real estate 22032406
Mortgage loans first lien 40868816 40868816
Bonds at book value 31011240300
Annual Report
Cash in office 59885
Deposits at interest 13521858
Deposits not at interest 448471
Agents balances jiet 764523
Other items
Furniture fixtures and supplies 1229380
Policy loans 4830092
Premium notes 735228
Bills receivable 225455
7020155
Total ledger assets 115727354
NonLedger Assets
Interest due and accrued 1155063
Other items
Net amt uncollected and deferred premiums 3563416
Total assets 120445833
Deduct Assets Not Admitted
Agents balances 941555
Bills receivable 225455
Other items
Supplies printing and stationery 100000
Furniture fixtures and safes 1129380
Excess of net values on individual policies on pre
mium notes policy loans and other policy assets 218710
Book value of bonds over market value 701240
2149330
Total not admitted assets 3316340
Total admitted assets 117129493
Liabilities
Net amount of unpaid losses and claims 600000
Reserves or unearned premiums on risks outstanding 84315539
Salaries and miscellaneous accounts due or accrued 231981
Taxes due or accrued 250000
Other items
Premiums paid in advance 251714
Unearned interest 120630
Commissions due agent on prem notes when paid 35882
Prems with application and remit ac premiums 53807
462033
Total amount of liabilities except capital 8585955
Capital actually paid in cash 28771000
Surplus over all liabilities 2498940
Surplus protection to pojicyholders 31269940
Total liabilities 117129493
Business in Force Life Insurance Companies
Ordinary
tn force Decembe r31 1918 11404 750 00
Issued revived or increased during year 750020700
Sum 18 9041957 00
Deduct ceased to be in force during year 3 211 278 00
In force December 31st 1919 15693679oo
Total 15693679oO
Business in Georgia
Ordinary
In force December 31st 1918 18 500 00
Issued revived or increasedrI 2500 00
Sum 91 Vino 00
In force December 31st 1919 IL 2l00ooo
Total 2100000Insurance Department of Georgia
301
EQUITABLE LIFE ASSURANCE SOCIETY OF THE UNITED STATES
120 Broadway New York N Y
W A Day President W Alexander Secretary
Attorney for service in GeorgiaW E Duncanson Atlanta Ga
Kinds of business done in GeorgiaOld Line Life and Accident and Health
Capital Stock
Amount of paidup capital 10000000
Ledger assets Dec 31 1918 60152892173 less Rus
sian assets see note 910794938 59242097235
Extended at 59242097235
NOTEUnder a decree issued in December 1918 the Societys business in
Russia and the assets covering the reserves and other liabilities there
under which had been deposited in Russia pursuant to the Russian law were
seized and taken over by the Russian Soviet Government for reorganization
and liquidation Accordingly these assets 953623442 and the correspond
ing liabilities 970137055 appearing in the 1918 statement are omitted in
this statement a reserve of the difference 16513613 being held to cover any
future adjustments which may be necessary
Income
Gross premiums on new business 1979372835
Gross renewal premiums 6252762602
Deduct amount paid for reinsurance 8232135437
82547517
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Consideration for supplementary contracts not involving life
contingencies
Dividends left with the company to accumulate at interest
Interest dividend deposits
Foreign exchange and currency adjustment
Deposits account insurance
Dividend suspense
IT S taxes collected
N Y State taxes collected T
Employes victory loan collections
Foreign exchange unearned
Rent deposits
Deferred payment on bonds purchased
Policy claim recoveries
Unclaimed accounts
Dividends on capital stock refunded by trustees
Sale of furniture etc
Miscellaneous
For agents balances previously charged off
Accident and health department
8149587920
28266 55075
50920763
2029
600
64
129
15
545
6
700
3
3
13
315
61389
40293
37600
13171
98768
48190
51713
07294
7524
00000
59567
00000
70000
99856
34722
5250
56058
79831
31026
Total income 11470666010
Carried forward 70712763245
Disbursements
Net amount paid policyholders for losses 2882056583
regal and administrative expenses in adjustment of assets 1409783
Comnrssions to agents
a First year 651508962
b Renewal 298373239
Salaries of officers and home office employes
Rents
Advertising printing postage telegrams etc
Paid policyholders for dividends 17
Loss on sale and decrease by adjustment of assets 2
Other items
Matured endowments 14
Annuities 1
Surrender values 10
498822
147824
661930
585759
895816
981633
887275
539401
847117302
Annual Report


Claims on supplementary contracts not involving life contin
gencies 9fi7qv
Dividend deposits and interest surrendered nnnno
Paid stockholders tor dividends TL
Compensation of managers and agents
Agency supervision and traveling expenses SaaXl M
Branch office expenses r RQifiVsn
Medical examiners fees and inspection of risks 5251098
Legal expenses loyjiiUa
Furniture fixtures and safes iltolt
Repairs and expenses other than taxes on real estate iyiiuya
Taxes on real estate stkiUtx
State taxes on premiums asoi 9
Insurance department licenses and fees dRPntr
Federal taxes t 9insi U
All other licenses fees and taxes icssaT
Sundry disbursements f J
Dividend deposits JC
Policy claims 72fino
Miscellaneous gJJ
Sundry losses iqni
Decrease in special funds msmkSs
Agents balances charged off Jiktnin
Borrowed money repaid Ji VnKs9
Interest on borrowed money
Accident and health department i 2b8oifus
Total dsbursements 11981942935
Balance 58730820310
Ledger Assets
Book value of real estate liijSiofiinii
Mortgage loans first lien 10292816028 102928 16028
Bonds at book value i nA
Stocks at book value 154i
Cash in office K
Deposits at interest Ta4i
Deposits not at interest
Agents balances net 3157574
Other items
Policy loans 84973 90103 collateral loans 31500000 8528890103
Cash in transit 34137504 war liens 6486471 40623975
Accident and health department 5359421
Bills receivable 243817 supplies 8542531 87863 48
Par value of capital stock required under mutualizat on plan 9770000
Premiums reported to war risk insurance bureau 1216179
Total ledger assets58730820310
XonDedger Assets
Interest and rents due and accrued 741047477
Other items
Uncollected and deferred premiums 727768738
Total assets 60199636525
Deduct Assets Not Admitted
Agents balances 44024911
Bills receivable 243817
Other items
Supplies 8542531
Policy loans in excess of net value 393187
Accident and health department 116136
Book value of ledger assets over amortized value
of bonds and market value of stocks 203914004
Total not admitted assets 257244586
Total admitted assets 59942391939Insurance Department of Georgia
303
Liabilities Surplus and Other Funds
Net amount of unpaid losses and claims 487286515uo
Reserves or unearned premiums on risks outstanding Ml 402 57
Dividends to policyholders declared but unpaid 21790247
Salaries and miscellaneous account due or accrued i i061iM
Taxes due or accrued
Extra reserve for disability 727312 for accidental death bene
firs 328 292
Present value ofamounte not yet due on supplementary con
tracts noUinvolving life contingencies I S18
Present value of amounts incurred but not yet due for total and
permanent disability benefits jrrr
Liability on policies cancelled and not included in net reserve
upon which a surrendered value may be demanded ttuiaio
Due and unpaid on supplementary contracts not involving life g
contingencies 9 ssAffllli
Dividend deposits and accrued interest thereon 505360 14
Premiums paid in advance 1 qMRqjB
Interest and rents paid in advance oosonno
Reserve for capital stock acquired under mutualization plan jMW
Tax reserve iuirinft iio
Reserve of depreciation of foreign cash balances
Contingency reselve Russian business iooiaoia
Deferred payment on bonds purchased 7000000 and interest
thereon 708889 onnil 41
Accident and health department 35404676
Sundry liabilities 1ft 7flo4lx
Total amount of liabilities except capital 51070934 la
Capital actually paid in cash iiAn 9R
Surplus and dividend funds 886145nib
Surplus protection to policyholders JjUM
Total liabilities
Business in Force Life Insurance Companies
Including Group Insurance
Ordinary
In force December 31 1918I 6M946205 Sft
Issued revived or increased JJ21ZIS00
Deduct ceased to be In force during year5 sto Smmim
In force December 31st 1919 227090393100
Business in Georgia
Including Group Insurance
Ordinary
In force December 31st 1918 suSotm
sum revived or increasedz liliisiloo
Deduct ceasedtobeinforce during the year iH70500
In force December 31st 1919 3j486526
Net losses paid during year Wo7426
Net losses incurred during year i1
Investments in Georgia
523850829
bOndS 7 i C77 Q94 on
Mortgage loans 156450 06
Policy loans
Total investments in Georgia 797288315
FEDERAL LIFE INSURANCE COMPANY
166168 North Michigan Avenue Chicago 111
saac Miller Hamilton President W B Brimstin Secretary
Attorney for service in GeorgiaLee O Wright Atlanta Ga
Capital Stock
Amount of paidup capital ilKUs
Ledger assets Dec 31 1918 426031399
I 426031399
Extended at 304
Annual Report
Income
Gross premiums on new business
Gross renewal premiums
Total dis and double ind premiums
Deduct amount paid for insurance and return pre
miums
32990689
70758922
649144
2579112
Total premiums 1018 19643
Interest and rents 26495541
Other sources
Accident and health department 48643990
All other income 2894099
Total
income 179853273
Carried
forward 605884672
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims I
Commissions and allowances to agents
a First year 19652991
b Renewal 3284387
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etcJ1S
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets I
Other items
Surrender values paid
Balance fourth liberty loan subscription
Accident and health department II
Examinations inspections taxes branch offices and all other
disbursements
32968673
388562
118787
22937378
7882861
2100000
4960882
1413373
7500
18833878
5000000
40405315
14960947
Total disbursements j 1519 78156
Balance 453906516
Ledger Assets
Book value of real estate
Mortgage loans first lien 192103198
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest IIII
Agents balances net IIII
Other items
Bills receivable
Loans secured by bonds
Policy loans
Premium notes TI1
Accident and health premiums in process of collection
Total ledger assets
NonLedger Assets
Interest due and accrued j
Other items
54316108
192103198
70552700
580000
844984
13719149
589296
920444
1277600
113337543
2135437
3530057
453906516
Net uncollected and deferred premiums
Total assets
6576300
8621059
469103875
Deduct Assets Not Admitted
Agents balances
Bills receivable
589296
920444Insurance Department of Georgia
305
Other items
Premium notes in excess of net value of policies 31 50560
Book value of bonds over market value 338650
Total not admitted assets 4988950
Total admitted assets 464104925
Liabilities
Net amount of unpaid losses and claimsS 19 462 23
Reserves or unearned premiums on risks outstandingHIT 3 877296oo
Dividends to policyholders declared but unpaid l31157 56
Salaries and miscellaneous accounts due or accrued g528 43
Taxes due or accrued yiyseVi
Other items 18623
Other liabilities 75 433 gg
Accident and health departmentZZ 168894 72
Total amount of liabilities except capital 4 303419 03
Capital actually paid in cash 300 000 00
Surplus over all liabilities 3763022
Surplus protection to policyholders 337 630 22
Total liabilities 464104925
Business in Force Life Insurance Companies
Ordinary Industrial
In force December 31 1918 2600826500 61 194 00
Issued revived or increased during year 14 06691400 63 104 00
Sum 4007517900 12429800
Deduct ceased to be in force during year 393868900 35 608 00
In force December 31st 1919 3713649000 8869oo0
Business in Georgia
Ordinary Industrial
In force December 31st 1918 15819300 S 2 098 00
Issued revived or increased 2323400 l8000O
Sum 181427 3898 00
Deduct ceased to be in force during the year 2 00000 2 578 00
In force December 31st 1919 17942700 1320 00
Net losses paid during year 100000
Net losses incurred during year 100000
Premiums in Force fMiscellaneous Companies
In force December 31 1918 13203970
Written or renewed during year 542J30189
Sum 67434l59
Deduct ceased to be in force during year 43957025
In force December 31st 1919 23477134
Deduct amount reinsured 64402
Net premiums in force 23412732
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the year
Accident 558294 5 186515
Totals 558294 186515
Investments in Georgia
Mortgage loans 1050000
Total investments in Georgiaf 1050000306
Annual Report
FIDELITY MUTUAL LIFE INSURANCE COMPANY
112116 N Broad Street Philadelphia Pa
Walter LeMar Talbot President Chas G Hodge Secretary
Attorney for service in GeorgiaJ H Byrley Atlanta Ga
Kinds of business done in GeorgiaParticipating
Capital Stock
Ledger assets Dec 31 1918 3686504111
Extended at 3686504111
Income
Gross premiums on new business kkoisv
Gross renewal premiums 5552isi
Deduct amount paid for insurance and return pre
milims 6054491
650545974
99903921
1538931
Total premiums
Interest and rents iali
Profits on sale or increase by adjustment of assets
Other sources
Account supplementary contracts not involving life contingencies 8650030
Dividends left to accumulate at interest 14134621
874773982
Total income
Carried forward 456127809
Disbursements
Net amount paid policyholders for losses endowments and an
nuities 1
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year and original annuities 49206880
b Renewal 25453281
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Paid policyholders for surrender values
Loss on sale and decrease by adjustment of assets
Other items
Borrowed maney account liberty loans
Insurance department taxes fees and licenses
Taxes and repairs on real estate
Medical examinations and inspection of risks
Branch office and agency expenses
All other expenses 1
235909652
973677
74660161
25477710
8088254
9412272
77334242
87018705
1722664
97500000
12664464
10171509
6382905
16711072
12737593
Total disbursements 676804880
Balance 3884473213
Ledger Assets
Book value of real estate
Mortgage loans first lien 1439664063
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Policy loans
Collateral loans
Premium notes
U S monthly difference list
Bills receivable
Total ledger assets 5 3884473213
1460644
14 396640
15025596
153994
1245
504937
1000
216750
6424775
25000
631015
348
2782Insurance Department of Georgia
307
NonLedger Assets
Interest and rents due and accrued 48048622
Market value of assets over book value 9835543
Other items
Due from other companies for losses 954300
Net amount uncollected premiums 49968826
Total assets 3993280504
Deduct Assets Not Admitted
Agents balances 23797251
Bills receivable 278286
Other items
Notes and loans in excess of net values 5919691
Book value of bonds over amortized values and
stocks over market values 43335262
Total not admitted assets 73330490
Total admitted assets 3919950014
Liabilities
Net amount of unpaid losses and annuity claims 19541709
Reserves to mature policy contracts 3442004647
Dividends to policyholders declared payable during 1920 91161170
Salaries and miscellaneous accounts due or accrued 8842166
Taxes due or accrued 9162673
Other items
Premiums and interest paid in advance 24050867
Reserve for deferred distribution policies 1717 19867
Reserve for dividends left with company at interest 259l9204
Total amount of liabilities 3792402305
Surplus over all liabilities 127547709
Surplus protection to policyholders 127547709
Total liabilities 3919950014
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 14929555000
Issued revived or increased during year 34895 40500
Sum 18419095500
Deduct ceased to be in force during year 11098 59900
In force December 31st 191917309235600
Total 17309235600
Business in Georgia
Ordinary
In force December 31st 1918 358148000
Issued revived or increased 1 430 360 00
Sum 501184000
Deduct ceased to be in force during the year 428 85200
In force December 31st 1919 458298800
Total 458298800
Net losses paid during year 4573220
Net losses incurred during yea 3683920
Investments in Georgia
Bonds 22252342
Mortgage loans 90320000
Policy loans 23572614
Total investments in Georgia 186144958308
Annual Report
FRANKLIN LIFE INSURANCE COMPANY
812 South 6th Street Springfield 111
George B Stadden President Henry Abels Secretary
Attorney for service in GeorgiaW W Reid Atlanta Ga
Kinds of business done in GeorgiaLife
Capital Stock
Amount of paidup capital 928885115
Ledger assets Dec 31 1918j
9288851IS
Extended at
Income
Gross premiums on new business ggamis
Gross renewal premiums
Deduct amount paid for insurance and return pre
miums
5221513
Total premiums
Interest and rents rr1ZZIZ
Profits on sale or increase by adjustment of assets
Other sources
Supplementary contracts
Agents balance previously charged off
Dividends left with company
Premiums paid in advance
25930240
51526495
137t
2280887
156015
57279
129020
Total income
Carried forward
2623201
313453472
1242338587
Disbursements
Net amount paid policyholders for losses and other policy claims
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Medical fees inspections taxes etc
Total disbursements
96205391
77730
62027400
14790201
3171078
4313084
7903779
126537
17940553
Balance
206555753
1035782834
Ledger Assets
Book value of real estate
Mortgage loans
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Agents balances net
Other items
Premium notes
3958395
Collateral loans ItVmkm
Loans to policyholders 227525b5l
24000000
613039000
1 10589636
5559376
186640
23091210
4633093
25468387S
j 1035782834
Total ledger assets
NonLedger Assets
Interest due and accrued Iskis
Market value of assets over book value aooo
Other items iK1K1i
Uneollected and deferred premiums
Total assets
1075476851Insurance Department of Georgia
309
Deduct Assets Not Admitted
Agents balances 50 70624
Other items
Excess of credits over reserve 1520246
Total not admitted assets 659087C
Total admitted assets 1068885982
Liabilities
Net amount of unpajd losses and claims 5691176
Reserves or unearned premiums on risks outstanding 9 191393 00
Dividends to policyholders declared but unpaid 15682232
Salaries and miscellaneous accounts due or accrued 77826 21
Taxes due or accrued 49272 56
Other items
Trust fund 582958
Capital actually paid in cash 10000000
Surplus over all liabilities 105080439
Surplus protection to policyholders 115080439
Total liabilities 1068885982
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 705862480C
Issued revived or increased during year 29515739ot
Sum 100l0l98900
Deduct ceased to be m force during year 7 992 703 00
In force December 31st 1919 92109284 00
GEORGE WASHINGTON LIFE INSURANCE COMPANY
Coyle Richardson Building Charleston W Va
Harrison B Smith President Ernest C Milair Secretary
Attorney for service in GeorgiaT A Coleman Macon Ga
Kinds of business done in GeorgiaLife Insurance
Capital Stock
Amount of paidup capital 250 000 00
Ledger assets Dec 31 1918 187733695
Extended at 187733695
Income
Gross premiums on new business 114 381 79
Gross renewal premiums1 356578 73
Deduct amount paid for insurance and return pre
miums 1844600
Total premiums 1 45251452
Interest and rents 100 810 30
Profits on sale or increase by adjustment of assets 43450 00
Other sources
Div at interest 24952
Div on reinsurance 9715
Discount on mortgage loans 826700
Discount on bonds 439035
Discount on collateral loans 507525
Policyholders savings bureau 22243
1830170
Total income 61507652
Carried forward 249241347310
Annual Report
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 7005537
b Renewal 1290484
Salaries of officers and employes
Rents
Advertising printing postage telegrams etc
Paid policyholders for dividends
Borrowed money repaid
Other items
Tax license and fees
Miscellaneous items
Annuities
Loss on notes
Suit values
Supp contracts
Dividends to stockholders
B O and agency expens e
11852951
169511
8296021
4010412
210000
1010725
729672
18190000
Medical fee and inspection
Furniture
Repairs to real estate
751061
879336
1134928
52135
2759082
20177
1000040
2004918
1331897
190391
7900
10131855
Total disbursements 54601147
Balance
194640200
Ledger Assets
Book value of real estate
Mortgage loans
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Collateral loans
Policy loans
Premium notes
Bills receivable
C W A
Suspense
7238604
89926500
28255000
1375000
10000
4996948
3685789
1430871
28200127
25030326
3978963
501573
2702
7797
57721488
Total ledger assets 194640200
XonLedger Assets
Interest due and accrued
Other items
ncollected and deferred premiums 3774184
Reserve on presidents policy 24960
Supplies and stationery 445933
Furniture fixtures and safes 738502
2581090
4983579
Total assets i 202204869
Deduct Assets Not Admitted
Agents balances
Bills receivable
Other items
Supp stationery and printed
Furniture fixtures and safes
Citizens and Screven Co bank
Total not admitted assets
1781442
501573
445933
738502
79810
3547260
Total admitted assets 198657609Insurance Department of Georgia
311
Liabilities
Net amount of unpaid losses and claims 200000
Reserves or unearned premiums on risks outstanding 163987411
Dividends to policyholders declared but unpaid 29471
Taxes due or accrued set aside for 1920 3 00000
Other items
Security fluctuation 452193
Supp contracts
Disability
Dividends at interest
Advance premiums
Advance interest
Dividends to policyholders
Savings bureau
Dividends for stockholders
116480
30163
98747
103697
1265835
750000
73612
1250000
Total amount of liabilities except capital
Capital actually paid in cash
Surplus over all liabilities
25000000
5000000
3688534
68657609
Surplus protection to policyholders 30000000
Total liabilities 198657609
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 1170180439
Issued revived or increased during year 354277616
Sum 1524458055
Deduct ceased to be in force during year 151935600
In force December 31st 1919 1372522455
Business in Georgia
Ordinary
In force December 31st 1918 1924 73800
Issued revived or increased 44500000
Sum 236973800
Deduct ceased to be in force during the year 15184300
In force December 31st 1919 221789500
Net losses paid during year 14 82830
Net losses incurred during year 1280154
GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
50 Union Square New York N T
Hubert Cillis President Carl Heye Secretary
Attorney for service in GeorgiaAlexander C King Atlanta Ga
Kinds of business done in GeorgiaLife Insurance and Accident combined with
Life Insurance
Capital Stock
Amount of paidup capital 20000000
Ledger assets Dec 31 1918 5554143941
Kxtended at 5554143941
Income
Gross premiums on new business 142795194
Gross renewal premiums 645251707
Deduct amount paid for insurance and return pre
miums 6797916
Total premiums 781267185
Interest and rents 280605662
Profits on sale or increase by adjustment of assets 5266916312
Annual Report
Other sources
Consideration for supplementary contracts
Dividends left for deposit
Policy fees
Profit on exchange
Reserved on deficiency judgment
Adjustment on account of differences in exchange
in connection with return of funds to Europe to
complete reserves
6214094
1983792
16996
136835
249715
82879552
91480984
Total income 1158620747
Carried forward 6712764688
Disbursements
Net amount paid policyholders
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
First year
Renewal
55889404
31066020
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
560719555
75661
86955424
29756151
6452146
10277196
104248278
11041586
159793074
Total disbursement 969319061
Balance 5743445627
Ledger Assets
Book value of real estate 378377908
Mortgage loans first lien 2614203090 2614203090
Bonds at book value 1850352795
Stocks at book value 2070000
Cash in office 724325
Deposits at interest 208689752
Deposits not at interest 8558147
Agents balances net 3330622
Other items
Premiums on U S monthly difference list 115457
Loans made to companys policyholders 676064546
Suspense account 6985
Cash in transit 952000
677138988
Total ledger assets 5743445627
NonLedger Assets
Interest and rents due and accrued 79544008
Other items
Net amount of uncollected and deferred premiums 160366944
Deduct Assets Not Admitted
Agents balances 8128543
Other items
Suspense account 6985
Book value of bonds over market value 153668178
Total not admitted assets 161803706
Total admitted assets 5821552873
Liabilities
Net amount of unpaid losses and claims 86274291
Reserves or unearned premiums on risks outstanding 5033240100
Dividends to policyholders declared but unpaid 363120339
Salaries and miscellaneous accounts due or accrued 2545978
Taxes due or accrued 10896539Insurance Department of Georgia
31c
Other items 154497066
Total amount of liabilities except capital 6650574313
Capital actually paid in cash 20000000
Surplus over all liabilities 150978560
Surplus protection to policyholders 170978560
Total liabilities 5821552873
Business in Georgia
Ordinary
In force December 31st 1918 212385100
Issued revived or increased 125738000
Sum 338123100
Deduct ceased to be in force during the year 15683100
In force December 31st 1919 322440000
Net losses paid during year 11138585
Net losses incurred during year 714748
Business In Georgia During 1919
Bonds 9717000
Policy loans 1 11454560
Total investments in Georgia 21171560
HOME LIFE INSURANCE COMPANY
256 Broadway New York N Y
William A Marshall President Ellis W Gladwin
Attorney for service in GeorgiaC C McGehee Jr Atlanta
Kinds of business done in GeorgiaLife
Capital Stock
Ledger assets Dec 31 1918 J 3598352871
Extended
Secretary
Ga
at
Income
3598352871
Gross premiums on new business 631494940
Deduct amount paid for insurance and return pre
miums 31487650
Total premiums 600007290
178068633
1854279
life
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Consideration for supplementary contracts not involving
contingencies
Dividends left with the company to accumulate at interest
Extra premiums war risk
Reserves on policies reinsured deposited with the company
Total income rI 794810608
6196045
4322913
1960886
2400562
Carried forward 4393163479
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 52068784
b Renewal 30386555
178776355
375652
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
etc
82455339
28064638
3800000
6021477
76419950
3633778314
Annual Report

Other items
Matured endowments annuities and supplementary contracts 103414508
Surrender values 84302198
Repairs and expenses on real estate 4744137
Taxes licenses and fees 14368491
All other disbursements 30352939
Total disbursements 615729662
Balance 3777433817
Ledger Assets
Book value of real estate 150000000
Mortgage loans first lien 7315062 731506200
Bonds at book value 2104136455
Stocks at book value 126219108
Cash in office 140914
Deposits at interest 41250172
Deposits not at interest 2737850
Agents balances net 284411
Other items
Loans to policyholders 542459640
Premium notes on policies in force 78685291
Premiums reported to war risk insurance bureau 13776
Total ledger assets 3777433817
Non Ledger Assets
Interest and rent due and accrued 33458264
Other items
Net amount of uncollected and deferred premiums 66846544
Due from other companies for losses reinsured 6000000
Total assets 3883738625
Deduct Assets Not Admitted
Agents balances 332139
Other items
Premium notes in excess of net value of policies 2382670
Book over market value of bonds and stocks 102950308
Total not admitted assets 105665117
Total admitted assets 3778073508
Liabilities
Net amount of unpaid losses and claims 32220726
Reserves or unearned premiums on risks outstanding 3561370100
Dividends to policyholders due and declared but unpaid 44198732
Salaries and miscellaneous accounts due or accrued 2193354
Present value of amounts not yet due on supplementary contracts 32103100
Other items
Dividends left with the company at interest 20160602
Premiums paid in advance 3324294
Unearned interest and rent paid in advance 17842194
Estimated amount hereafter payable for taxes 9000000
All other liabilities 1871006
Total amount of liabilities except capital 3724284108
Surplus over all liabilities 53789400
Surplus protection to policyholders 53789400
Total liabilities 3778073508
Business n Force Life Insurance Companies
Ordinary
In force December 31 1918 15871029200
Issued revived or increased during year 7000930700
Sum 19871959900
Deduct ceased to be in force during year 1296378000
in force December 31st 1919 185 75581900
Total 185l75581900Insurance Department of Georgia
315
Business in Georgia
In force December 31st 1918
issued revived or Increased
Sum
Deduct ceased to be in force during the year
In force December 31st 1919
Total
Net losses paid during year
Net losses incurred during year
Investments in Georgia
Mortgage loans
Policy and premium loans
Total investments in Georgia
14420000
6151100
Ordinary
163157100
27999200
191156300
7206200
183950100
183950100
1359536
1359536
20571100
ILLINOIS LIFE INSURANCE COMPANY
10 S LaSalle Street Chicago 111
J W Stevens President O J Arnold Secretary
Attorney for service in GeorgiaW O Perry Atlanta Ga
Kinds of business done in GeorgiaLife Insurance
Capital Stock
Amount of paidup capital 50000000
Ledger assets Dec 31 1918 1519270416
Extended at 1519270416
Income
Gross premiums on new business 86800341
Gross renewal premiums 249442630
Deduct amount paid for insurance and return pre
miums 7492652
Total premiums 328750319
Interest and rents 78949271
Profits on sale or increase by adjustment of assets 319000
Other sources
Consideration for supplementary contracts not involving life
contingencies 2179700
Total income 410198290
Carried forward 1929468706
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a Firstyear 48228295
b Renewal 17923975
109224644
171867
6171951
Salaries of officers and employes
Rents and interest
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Taxes
Surrende rvalues paid and applied
Borrowed money repaid
All other disbursements
Dividends to stockholders
4019959
62355486
60000000
1016633
8000000
66252270
22920045
3450238
6715135
646465
148392078
Total disbursements
Balance
363944693
I 1565524013316
Annual Report
Ledger Assets
Book value of real estateJ 90300007
Mortgage loans first lien 364601499 364601499
Bonds at book value 397342309
Stocks at book value 3 29238559
Cash in officei 5251594
Deposits at interest 28213614
Agents balances net 177 22403
Lioans secured by bonds stock or other collateral 169803950
Loans to policyholders on the companys policies 162757114
Premium notes on policies in force 292964
Total ledger assets 1565524013
NonLedger Assets
Interest due and accrued 15086583
Market value of assets over book valuer 31157753
Other items
Due from other companies for losses or claims on reinsured
policies 275109
Net amount of uncollected and deferred premiums 31745322
Total assets 1643788780
Deduct Assets Not Admitted
20177124
Agents balancesi
Other items
Premium notes policy loans and other policy as
sets in excess of net value
1862284
Total not admitted assets 220 39408
Total admitted assets 1621749372
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Dividends to policyholders declared but unpaid including divi
dends left with company to accumulate
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Present value of amounts not yei due on supplementary contracts
Cancelled war service charges in process of adjustment
Contingent reserve
Deposits on extension notes
Survivorship investment fund
Total amount of liabilities except capital
Capital actually paid in cash 50000000
Surplus over all liabilities 754 07838
5484242
1330125755
14649480
116572 85
2634110
6993315
13927095
15000000
2819413
93050838
1496341534
Surplus protection to policyholders 125407838
Total liabilities 1621749372
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 9004398482
Issued revived or increased during year 2957909162
Sum 11962307644
Deduct ceased to be in force during year 1258099162
In force December 31st 1919 10704208482
Business in Georgia
Ordinary
In force December 31st 1918r 367336200
Issued revived or Increased
Sum
Deduct ceased to be in force during the year
Net losses paid during year
Net losses incurred during year
168731700
536067900
90559100
4835614
4932824Insurance Department of Georgia
317
INDIANA NATIONAL LIFE INSURANCE COMPANY
316 North Meridian Street Indianapolis Ind
Chas D Remiek President Chas B Henderson Secretary
Attorney for service in GeorgiaH H Turner Atlanta Ga
Kinds of business done in GeorgiaLife Insurance
Capital Stock
Amount of paidup capital 21000000
Ledger assets Dec 31 1918 173139816
Extended atI 173139816
Income
Gross premiums on new business 10888659
Gross renewal premiums 34697455
Deduct amount paid for insurance and return pre
miums 1062426
Total premiums f
Interest and rents
Other sources
Dividends left 682371
Assets from other companies 5330
Anchor Life 348958
Checks returned 13500
Survivorship liens 12500
44518688
10213314
1062659
Total income 55794661
Carried forward 228934477
Disbursements
Net amount paid policyholdrs for losses5
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 8070582
b Renewal 1063529
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Special contingent f
Agency expenses
Medical fees and inspections
Premiums with app
Real estate expenses
Tax on real estate
Premium tax
Department fees
Federal taxes
Other fees and taxes
Actuarial expenses
Investment expense
Musicellaneous traveling expense
War premiums refunded
Debentures retired
Interest on debentures
Reinsurance contingencies
Calfax fire
Certificate deposit charged off
Miscellaneous expense
Branch office expense
1109894
381703
897188
52741
815822
316371
122563
189409
291852
143542
195000
11838
106774
77004
1056000
116998
632084
304283
218449
203067
63050
16548423
25940
91 34111
3517467
512250
762414
2113916
131500
7305632
Total disbursements 40051633
Balance 1888 82824318
Annual Report
Ledger Assets
Book value of real estate 373500UU
Mortgage loans first lien 663932 66393200
Bonds at book value 22943900
Cash in office 1062113
Deposits at interest 5701308
Deposits not at interest 335465o
Agents balances net 1834245
Other items
Collateral loans 1100000
rolicy loans 33415692
Premium notes 2146517
Bills receivable 44163
Due from Aetna and Sterling Fire Ins Cos 1500000
Furniture and fixtures 1013074
Stock notes 37500
Liberal Life Assurance Co 236457
Contract for sale of real estate 10750000
50243403
Total ledger assets I 188882824
NonLedger Assets
Interest due and accrued 2223458
Market value of assets over book value 770000
Other items
Net deferred premiums 3017427
Interest on Judgment vs Fire Ins Cos 2 52146
3269573
Total assets 195145855
Deduct Assets Not Admitted
Agents balances 1853430
Bills receivable 44163
Other items
Furniture and fixtures 1013074
Excess item 683621
Deposit insolvent bank 265000
Total not admitted assets 3859288
Total admitted assets 191286567
Reserves or unearned premiums on risks outstanding 163607031
Dividends to policyholders declared but unpaid 4048830
Salares and miscellaneous accounts due or accrued 222426
Taxes due or accrued 600000
Other items
Cash with application 6344
Unearned interest 334156
Debentures 10000
350500
Total amount of liabilities except capital 168828787
Capital actually paid in cash 21000000
Surplus over all liabilities 14577Sn
Surplus protection to policyholders 22457780
Total liabilities 191280567
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 STM
Issued revived or increased during year 334645000
Sum 1601749200
Deduct ceased to be in force during year 186239500
In force December 31st 1919 1415509700
Business in Georgia
Ordinary
In force December 31st 1918 511000 00
Issued revived or increased 6250000Insurance Department of Georgia
319
Sum 57350000
Deduct ceased to be in force during the year 8800000
In force December 31st 1919 48550000
Net losses paid during year 600000
Net losses incurred during year 100000
Investments in Georgia
Mortgage loans 2870000
Total investments in Georgia 2870000
INTERNATIONAL LIFE INSURANCE COMPANY
722 Chestnut Street St Louis Mo
Alassey Wilson President W F Grantges Secretary
Attorney for service in GeorgiaH W Campbell Atlanta Ga
Kinds of business done in GeorgiaLife Ordinary
Capital Stock
Amount of paidup capital 52500000
Ledger assets Dec 81 1918 1120371210
Extended at 1120371210
Income
Gross premiums on new business 95139981
Gross renewal premiums 250299960
Deduct amount paid for insurance and return pre
m urers 4027420
fotal premiums 341412521
77455544
217929
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Consideration for supplementary contracts
Dividends left with company
Ledger assets other than premiums received from
other companies
All other sources
3955006
15802633
5684471
34027479
594695 89
Total income 478555583
Carried forward
1598926793
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 62448373
b Renewal 13424535
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Taxes
Repairs and expenses on real estate
Insurance department licenses and fees
All other disbursements
94 64027
12762160
1639814
94345938
80410919
113588
75872908
13746801
2771507
3808803
28991051
3700996
1182119in
Total disbursements 327628512
Balance 12712982 81320
Annual Report
Ledger Assets
Book value of real estate
Mortgage loans first lien 659420312 6
Bonds at book value 1
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Collateral loans 7696224V
Policy loans and premium notes 248094492
Due from other companies 2272456
Bills receivable 50000
16321840
59420312
26425203
781391
26905083
1682943
12382314
127379195
892347
Total ledger assets 1271298281
NonLedger Assets
Interest due and accrued
Market value of assets over book value
Other items
Due from other companies 750000
Net amount of uncollected and deferred premiums 15934470
All other assets 31879475
48563943
Total assets 1346747421
Deduct Assets Not Admitted
Agents balances 13166868
Bills receivable 50000
Other items
Polxy excesses 1 631217
Book value of real estate over market value 3493023
Book value of other ledger assets over market value 4018127
Total not admitted assets 21359235
Total admitted assets 1325388186
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Dividends to policyholders declared but unpaid
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Depreciation and contingent reserve 17763156
All other liabilities 117965253
10
Total amount of liabilities except
Capital actually paid in cash
Surplus over all liabilities
capital 12
52500000
25187910
8157868
86092100
3914859
2660655
11146385
35728409
47700276
Surplus protection to policyholders 77687910
Total liabilities1 1325388186
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 7704249900
Issued revived or increased during year 4144345800
Sum 11848595700
Deduct ceased to be in force during year 1651810400
In force December 31st 191910196785300
Business In Georgia
Ordinary
In force December 31st 1918 497915100
Issued revived or increased 161968300
Sum 6598834 00
Deduct ceased to be in force during the year 88626200Insurance Department of Georgia
321
In force December 31st 1919 571257200
Net losses paid during year 10355666
Net losses incurred during year 8248258
Investments in Georgia
Bonds 4159000
Mortgage loans 80380289
Collateral loans 45811639
Policy loans 45811639
Total investments in Georgia 130350928
INTERSOUTHERN LIFE INSURANCE COMPANY
Fifth and Jefferson Streets Louisville Ky
James R Duffin President G G Summers Secretary
Attorney for service in GeorgiaB W Crume Macon Ga
Kinds of business done in GeorgiaLife Insurance
Capital Stock
Amount of paidup capital 72258983
Ledger assets Dec 31 1918 469385950
Decrease of paidup capital during year 684250
Extended at 468701700
Income
Gross premiums on new business 39999902
Gross renewal premiums 98845556
Deduct amount paid for insurance and return pre
miums 2433605
Total premiums Xi
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Consideration for supplementary contracts not in
volving life 3383208
Premiums paid in advance and items subject to
return 104345
Ledger assets other than premiums received from
other companies 853208
Surplus paid in 10000000
36411853
29312526
23693684
14340761
Total income i 203758824
Carried forward 672460524
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 35nl
b Renewal 4796784
53436654
45868
etc
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Dividends to stockholders
Other items
Agency expenses
Medical expenses
Legal
Real estate expenses
Taxes
Examination and insurance department
35064830
7796492
1996489
5744035
2464821
3114527
50564
2043802
3405320
181306
6686345
3247009
677654322
Annual Report
Agents balances charged off 2843596
Paid for claims on supplementary contracts not
involving life contingencies 1071690
20156722
Total disbursements 129871002
Balance 542589522
Ledger Assets
Book value of real estate 127045998
Mortgage loans 103463776
Bonds at book value 42626050
Stocks at book value 4225645
Cash in office 5639125
Deposits at interest 49952951
Deposits not at interst 23049811
Agents balances net 4634301
Policy loans and premium notes 155326334
Other items
Collateral loans 11733232
Bills receivable 355765
Anthony farms 5026111
Bankers Realty Company 1868797
Reedville Farming Company 34877
Receiver Central Life 28000
Florida Life Account 7568849
26615631
Total ledger assets 542589522
NonLedger Assets
Interest due and accrued 5306700
Market value of assets over book value 561355
Rents due 358985
Other items
Uncollected and deferred premiums 10886767
Postage and internal revenue stamps 32132
Unearned insurance 128365
Cash in special salary account 139606
11186870
Total assets 560003432
Deduct Assets Not Admitted
Agents balances 5080976
Bills receivable 355765
Other items
Loan and interest in excess of collateral 130640
Stocks and bonds 2095000
Bankers Realty Company 1868797
Premium notes and loans in excess of net 830000
Overdue interest on bonds 212500
Total not admitted assets 10573678
Total admitted assets 549429754
Liabilities
Net amount of unpaid losses and claims 4225023
Reserves or unearned premiums on risks outstanding 444966917
Dividends to policyholders declared but unpaid 11594823
Salaries and miscellaneous accounts due or accrued 5265210
Taxes due or accrued 1016500
Total amount of liabilities except capital 467068473
Capital actually paid in cashI 72258983
Surplus over all liabilities 10102298
Surplus protection to policyholders 82361281
Total liabilities t 549429754Insurance Department of Georgia
323
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 3693071200
Issued revived or increased during year 1372036900
Sum 5065108100
Deduct ceased to be in force during year 508123000
In force December 31st 1919 4556985100
Total 4556985100
Business in Georgia
Ordinary
In force December 31st 1918 371412900
Issued revived or increased 156310000
Sum 527722900
Deduct ceased to be in force during the year 491 94300
In force December 31st 1919 478528600
Total 478528600
Net losses paid during year 5948526
Net losses incurred during year 5284361
Investments in Georgia
Mortgage loans 12967179
Collateral loans 185500
Other items
Certificates of deposit and cash in banks 7971029
Total investments in Georgia 21143708
INTERSTATE LIFE AND ACCIDENT COMPANY
210218 Volunteer State Life uilding Chattanooga Tenn
D Huffaker President Jas B Watkins Secretary
Attorney for service in GeorgiaJ A Bishop Atlanta Ga
Kinds of business done in GeorgiaLife Accident Health Plate Glass and
Weekly Accident and Health
H
Capital Stock
Amount of paidup capital
Ledger assets Dec 31 1918
Increase of paidup capital during year
Extended at
20000000
21350620
4446200
25796820
Income
Gross premiums on new business
Deduct amount paid for reinsurance and return pre
miums
Gross renewal premiums
Premiums on industrial life policies
Premiums on casualty business
3739828
274109
950793
7489010
47347708
Total premiums 59253230
1095270
2630
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Surplus from sale of capital stock
Capital stock charged off
Borrowed money
2518600
55800
750000
3324400
Total income 63675530
Carried forward 89472350
Disbursements
Net amount paid policyholders for losses 23488081
Legal and administrative expenses in adjustment of claims 27175324
Annual Report
Commissions and allowances to agents
Life department omnQi 7
Casualty department jmuaisi
Salaries of officers and employes fiQnan
Rents and interest Sq ni
Advertising printing postage telegrams etc 8S
Loss on sale and decrease by adjustment of assets J9910
Other items nn
Borrowed money repaid TSnnVVc
Taxes 1300446
Medical examinations 1H5
Agents balances charged off ifnfVn
General expense 145710
Total disbursements 60443269
Balance 29029081
Ledger Assets
Book value of real estate a5I2S
Mortgage loans insSr
Bonds at book value iSIM
Cash in office
Deposits at interest ooinni
Deposits not at interest J
Agents balances net 1047 II
Other items
Collateral loans J71Jo
Stock notes 11IT28
War savings stamps f
Casualty premiums in course of collections 496471
Furniture and fixtures 184345
Total ledger assets 29029081
NonLedger Assets
Interest due and accrued 384276
Gross premiums due and deferred life department 649508
Total assets 30062865
Deduct Assets Not Admitted
Agents balances 200338
Other items
Furniture and fixtures 184345
Surplus included in stock notes 102898
Premium notes in excess of net value 34674
Casualty premiums over 90 days 17275
Collateral loan 27125
Deposit in defunct bank 60000
Book value of bonds over market 70000
Total not admitted assets 696655
Total admitted assets 29366210
Liabilities
Net amount of unpaid losses and claims 748334
Reserves and unearned premiums on risks outstanding 6286030
Salaries and miscellaneous accounts due or accrued 782538
Taxes due or accrued 599644
Other items
Premiums paid in advance 736921
Total amount of liabilities except capital 9153467
Capital actually paid in cash 20000000
Surplus over all liabilities 212743
Surplus protection to poncyholders 20212743
Total labilities 29366210Insurance Department of Georgia
325
Business in Force Life Insurance Companies
Ordinary Industrial
In force December 31 1918 49811000 188198600
Issued revived or increased during year 89577000 223011400
Sum 139388000 411210000
Deduct ceased to be in force during year 25422000 147996400
In force December 31st 1919 113966000 263213600
Business in Georgia
Ordinary Industrial
In force December 31 1918 606700 174200
Issued revived or increased 750000 18416600
Sum 1446700 18590800
Deduct ceased to be in force during the year 9081600
In force December 31st 1919 1446700 9509200
Net losses paid during year 135299
Net losses incurred during year 135299
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written on Re Paid
newed during
the year
Accident 2163765 490120
Health 3029278 1878471
Plate glass 274008 98340
Totals 5467051 2467931
Investments in Georgia
Real estate 35700
Mortgage loans 2660000
Total investments in Georgia 2695700
JEFFERSON STANDARD LIFE INSURANCE COMPANY
Dixie Building Greensboro N C
Julian Price President C C Taylor Secretary
Attorney for service in GeorgiaR W Statham Atlanta Ga
Kinds of business done in GeorgiaLife Insurance
Capital Stock
Amount of paidup capital 35000000
Ledger assets Dec 31 1918 952185373
Extended at 952185373
Income
Gross premiums on new business 142185297
Gross renewal premiums 238765949
Disability and double benefit 16573504
Deduct amount paid for insurance and return pre
miums 8051451
Total premiums 389473299
Interest and rents 58363260
Profits on sale or increase by adjustment of assets 1512082
Other sources
Mo Diff lists 47426
Supplementary contracts not involving life con
tingencies 353520
Dividends left to accumulate 377573326
Annual Report
Sale of war stamps nS
War tax on policies delivered jpautm 43 09029
Total income 453657670
Carried forward i405843043
Disbursements
Net amount paid policyholders for losses mutual endowment 1000 89879320
Commissions and allowances to agents
a First year iito
b Renewal 11887198 MB76M5
Salaries of officers and employes 1nnco
Rents and interest iaSi A
Advertising printing postage telegrams etc
Paid policyholders for dividends obi a
Loss on sale and decrease by adjustment of assets J
Taxes and fees 845J2b
Other items
Examination and inspection 13840109
Surrenders 9991113
Dividends to stockholders 3150000
Assessment annuities 2151911
Agency expense 7580382
All other items 5129185
41842700
Total disbursements I 281996836
Balance 1123846207
Ledger Assets
Book value of real estate 21192299
Mortgage loans first lien 654567464 other than first lien CJOoc
2 87 Do4oo50o
Bonds at book value TIT 1252ljBcn
Stocks at book value oookS
Cash in office S
Deposits at interest 337010
Deposits not at interest 7
Agents balances net 122ubb47
Other items
Collateral loans 27431350
Monthly diff lists 33324
Policy loans 162100594
Premium notes 37061280
226626548
Total ledger assets 1123846207
NonLedger Assets
Interest due and accrued 12964964
Other items
Rents due and accrued he Woe
Uncollected and deferred premiums net 14529425
Extension notes net Haock
All other items 265 maM
Total assets 1160629416
Deduct Assets Not Admitted
Agents balances 14277294
Cther items
Excess loans 1582542
All other items 477772
Total not admitted assets 16337608
Total admitted assets 1144291808Insurance Department of Georgia
327
Liabilities
Net amount of unpaid losses and claims 8658014
Reserves or unearned premiums on risks outstanding 931975584
Dividends to policyholders declared but unpaid 22681915
Salaries and miscellaneous accounts due or accrued 3245774
Taxes due or accrued 4653727
Other items
Deferred dividend funds 49607458
Assess annuity funds 41056720
Extra reserves for disability and double benefit 8286752
All other items 16125864
115076794
Total amount of liabilities except capital 1086291808
Capital actually paid in cash 35000000
Surplus over all liabilities 23000000
Surplus protection to policyholders 58000000
Total liabilities 1144291808
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 8164494400
Issued revived or increased during year 4761889500
Sum 12926388900
Deduct ceased to be in force during year net 1041765500
In force December 31st 1919 11884623400
Business in Georgia
Ordinary
In force December 31st 1918 670563700
Issued revived or increased 169322500
Sum 839886200
Deduct ceased to be in force during the year net 94932700
In force December 31st 1919 744953500
Net losses paid during year 9973307
Net losses incurred during year 7618067
LIFE INSURANCE COMPANY OF VIRGINIA
Capitol and Tenth Streets Richmond Va
John G Walker President A Carlton McKinney Secretary
Attorney for service in GeorgiaJ C Howard Atlanta Ga
Kinds of business done in GeorgiaLife
Capital Stock
Amount of paidup capital 80000000
Ledger assets Dec 31 1918 1790297969
Extended at 1790297969
Income
Industrial premiums paid in cash 425918388
Gross premiums on new business 51631862
Gross renewal premiums 97295469
Extra premiums 1154813
Deduct amount paid for insurance and return pre
miums 1890911
Total premiums 574109621
Interest and rents 105796057
Profits on sale or increase by adjustment of assets 272010
Other sources
Premiums reported to war risk ins bureau re S
and S relief account 5057
Consideration for supplementary contracts not in
volving life contingencies 642217
Unclaimed deposits on industrial applications 205346
Agents deficiencies paid 4006
Federal income tax refunded by government 10221328
Annual Report
Employes liberty bond account
Federal tax on insurance received
Borrowed money to pay for liberty bonds
1648825
1500068
50000000
54021740
Total income 734199428
Carried forward 2524497397
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Industrial 75175731
a First year ordinary nnfoaJ
b Benewq1 ordinary b00l9b
168387642
14066
Salaries of officers and employes
Rents and interest
Advereising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Claims on supplementary contracts not involving
life contingencies
Dividends paid stockholders
Employes liberty bond account
Reserve deposited by reinsurance companies re
turned to them
Agents cash bonds
Borrowed monej repaid
All other payments to policyholders
All other operating expenses
107526104
31411805
7328929
6767880
2577560
3869755
436117
10000000
2074851
104033
15000
84000000
12168595
67379251
182177847
Total disbursements 510061588
Balance 2014435809
Ledger Assets
Book value of real estate
Mortgage loans
Bonds at book value
Stocks at book value
Cash in office r
Deposits at interest
Deposits not at interest
Other items
Loans on collateral
Premiums reported to war risk insurance bureau
Loans on companys policies
Premium notes on policies in force
Bills receivable
Premium lien notes
9200000
13436
62117459
143231
146933
124948
45033012
15751 52834
257516262
4802500
2915662
56919621
349911
71746007
Total ledger assets 2014435809
NonLedger Assets
Interest due and accrued 30809045
Market value of assets over book value 5804726
ther items
Net uncollected and deferred premiums 19358260
Premium extension notes 1452773
20811033
Total assets 2071860013
Deduct Assets Not Admitted
Bills receivable 146933Insurance Department of Georgia
329
Other items
Premium notes and loans on policies and net pre
miums in excess etc 306
Mortgage No 1815 McCann 1700000
Total not admitted assets 1847239
Total admitted assets 2070013374
Liabilities
Net amount of unpaid losses and claims 8266557
Reserves or unearned premiums on risks outstanding 1777191300
Dividends to policyholders declared tout unpaid 2668476
Salaries and miscellaneous accounts due or accrued 2070753
Taxes due or accrued 18111527
Other items
Premiums and interest paid in advance 12769732
Set apart for future dividendson policies 22500000
Special contingency asset reserve 10000000
All other liabilities 11442017
56711749
Total amount of liabilities except capital 1865020362
Capital actually paid in cash 80000000
Surplus over all liabilities 124993012
Surplus protection to policyholders 204993012
Total liabilities 2070013374
Business in Force Life Insurance Companies
Ordinary Industrial
In force December 31st 1918 413658800 937577800
Issued revived or increased during year 1935749600 2592943900
Sum 5680147700 13765577800
Deduct ceased to be in force during year 272405000 1523139700
In force December 31st 1919 5407742700 12242438100
Business in Georgia
Ordinary Industrial
In force ecember 31st 1918 413658800 937577800
Issued revived or increased 228194500 2 78681300
Sum 641853300 12l6259100
Deduct ceased to be in force during the year 51745600 1556050 00
In force December 31st 1919 590107700 1060654100
Net losses paid during year 4802640 10163471
Net losses incurred during year 4001440 9956305
Investments in Georgia
Bonds 6027188
Mortgage loans 278455750
Policy loans 4560218
Other items
Deposited in Citizens Southern Bank Atlanta 528692
Total investments in Georgia 289571848
LIFE AND CASUALTY INSURANCE COMPANY OF TENNESSEE
309311 Church Street Nashville Tenn
A M Burton President H B Folk Secretary
Attorney for service in GeorgiaHarvey Hatcher Atlanta Ga
Kinds of business done in GeorgiaIndustrial Life Health and Accident and
Ordinary Insurance
Capital Stock
Amount of paidup capital 35000000
Ledger assets Dec 31 1918 56868288
Increase of paidup capital during year 15000000
Extended at 71868288330
Annual Report
Income
Gross premiums on new business SoJ
Gross renewal premiums 342472870
Total premiums SXSSSm
Interest and rents 4b4Jba
Other sources
Sundries IolHn
Agents licenses recovered coiior
Premiums on sale of capital stock o5n
Agents balances previously charged off 340
2477599
Total income 366157112
Carried forward 438025400
Disbursements
Net amount paid policyholders for losses 124443824
Premiums returned to policyholders 477348
Commissions and allowances to agents and superintendents
a First year ordinary 2207644
b Renewal industrial 162961146
465168790
Salaries of officers and employes 8231827
Rents and interest 3379246
Advertising printing postage telegrams etc 6670544
Traveling expenses 6758471
Loss on sale and decrease by adjustment of assets 260600
Taxes and licenses 7434492
Other items
Agents group insurance 155584
Div to stockholders 4083600
Medical expense 1663865
Legal expense 128713
Furniture and fixtures 1870340
Expense real estate 1528011
Borrowed money repaid 5750000
All other 1740496
16920609
Total disbursements 339745752
Balance 98279648
Ledger Assets
Book value of real estate 9739800
Mortgage loans first lien 353500 35350000
Bonds at book value 40339131
Cash in office 41290
Deposits not at interest 8868696
Agents balances net 217079
Other items
Bills receivable 131559
Accounts receivable 77177
War savings stamps U S 167600
Collateral loans 3347316
3723652
Total ledger assets 98279648
NonLedger Assets
Interest and rents due and accrued 787130
Market value of assets over book value lo3004
Other items
Due and deferred premiums 1101594
TJnexpired fire insurance premiums 66506
Bills receivable 8516817
9684917
Total assets 108854699Insurance Department of Georgia
331
Deduct Assets Not Admitted
t 263233
Agents balances 8648376
Bills receivable 771 77
Accounts receivable cnnnn
Deferred premiums in excess of net value zouuuu
S 9238786
Total not admitted assets
t 99615913
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Reser or unearned premiums on risks outstanding ottoIo
Salaries and miscellaneous accounts due or accrued mSl
Taxes due or accrued
Coentingmnt reserve for Weekly Industrial Sick
Benefit policies 76253 17
Premiums paid in advance 19125317
Total amount of liabilities except capitalasooSioo 61966082
Capital actually paid in cash 26 49831
Surplus over all liabilities a4wii
Surplus protection to policyholders 37649831
S 99615913
Total liabilities
Business in Force Life Insurance Companies
Ordinary Industrial
o 1610117000
er re moo wo
DXctbeforcedyea7 760000
In force December 31st 1919
Business in Georgia
Ordinary Industrial
fT6 borr increased8 20150000 lSgM
Issued revived or increased 20150000 4 85021500
In force December 3ist iia j1
Health and accident claims paid Wi6Sm
Net losses paid during year 11 42750
Net losses incurred during year 4000UU lltiiou
Investments in Georgia
Mortgage loans 700000
Total investments in Georgia 700000
LINCOLN RESERVE LIFE INSURANCE COMPANY
912 Jefferson County Bank Building Birmingham Ala
Jesse F Stallings President J R Burns Secretary
Attorney for service in GeorgiaE S Murphy Barnesville Ga
Kinds of business done in GeorgiaLife Insurance
Capital Stock
Amount of paidup capital g70
Ledger assets Dec 31 1918
Increase of paidup capital during year 3574000
42868428
Extended at
Income
Gross premiums on new business ImbUm
Gross renewal premiums momm332
Annual Report
Deduct amount paid for reinsurance and return pre
miums
47119652
Total premiums l
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
New stock subscriptions
Premium on capital stock
Overdraft at bank
Miscellaneous
47119652
1690705
400000
9002500
5636000
395345
312420
15346265
Total income 64556622
Carried forward 107422050
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 12948509
b Renewal
2032260
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams
Other items
Subscriptions capital issued and surplus
Stock subscriptions cancelled
Commission on stock sales
Taxes licenses and fees T
Miscellaneous
etc
9900000
1886500
951025
1110511
5740224
11637791
43841
14980769
4087308
223750
742445
19588260
Total disbursements 51304164
56117886
Balance
Ledger Assets
Book value of real estate
Mortgage loans first lien 15548437 other than first lien 21500
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Agents balances net
Other items
Collateral loans
Policy loans and premium notes
Agents notes
Stock notes
Miscellaneous
271500
3703927
758617
10000
540900
11445820
17698437
17661985
230000
2171960
292133
1332607
5284944
1509375
800801
Total ledger assets 56117886
NonLedger Assets
Interest due and accrued
Market value of assets over book value
Other items
Net uncollected and deferred premiums 2608374
Furniture and fixtures 500000
Stationery printing etc 152000
Total assets 61688436
Deduct Assets Not Admitted
Agents balance s
Bills receivable
2091224
322218Insurance Department of Georgia
333
Other items 4 qni 55
Excess policy indebtedness 650000
Furniture and fixtures supplies etc 1 09000
Loans on companys stock 401848
Miscellaneous 1651003
5208721
Total not admitted assets T
57479715
Total admitted assets
Liabilities
Net amount of unpaid losses and claims 39o890 00
Reserves on risks outstanding isio72
Salaries and miscellaneous accounts due or accrued 9191u
Taxes due or accrued
Other items qo K
Overdraft at bank 012022
Premiums and interest in advance qw ifi
Commissions due or accrued osi nn
Reserve for disability benefits jw 971033
Total amount of liabilities except capitalTsT77non 426534s2
Capital actually paid in cash 11 Iqoqi
Surplus over all liabilities iisina
Surplus protection to policyholders x
57479715
Total liabilities
Business in Force Life Insurance Companies
Ordinary
01 1010 713900000
In force December 31 1918 4qc 292 00
Issued revived or increased during year
Sum noq Q00 00
Deduct ceased to be in force during year IOoImsToo
In force December 31st 1919
Business in Georgia
Ordinary
205415000
In force December 31st 1918 T 583 00
Issued revived or increased 2 76573300
DeTucrceaiedtobemforce during the year ssoo
In force December 31st 1919 S6 600 00
Net losses paid during year 25ioooo
Net losses incurred during year Mlw
MANHATTAN LIFE INSURANCE COMPANY
66 Broadway New York N Y
Thomas E Lovejoy President Melvin De Mott Secretary
Attorney for service in GeorgiaRobt C Alston Atlanta Ga
Kinds of business done in GeorgiaLife Insurance
Capital Stock
Amount of paidup capital is 727705i
Ledger assets Dee 31 1918 1872770583
1872770583
Extended at
Income
Gross premiums on new business oIiqI
Extra premiums for disability benefit T A 844iJb
Gross renewal premiums kkaqtor
Deduct amount paid for reinsurance
172764266
Total premiums iOSSSS
Proflte ofcoriSSSSWSiSSSSt STimgtm 194251lT334
Annual Report
Other sources
Dividends left with company to accumulate
Deposits account interest rents etc
Deposits account liberty bond agreements
Unclaimed checks deposited
New York State income tax withheld
Premiums under soldier relief act
108779
2490056
5326838
22810
37310
38125
8023918
Total income i 304623169
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 10994541
b Renewal 8337031
127325128
33526
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Annuities
Surrender values
Claims not involving life contingencies
Involving life contingencies
Repairs and expense to real estate
Taxes
Paid stockholders
Agency supervision
Branch office expenses
Medical fees
Legal expenses
Furniture and fixtures
Miscellaneous
19331572
11925647
6988671
2983322
5493172
3457738
1063395
65669771
508243
100000
15668495
13238478
1693235
1972628
2900871
1664025
731123
105905
9896871
115213040
Total disbursements 292751816
Balance
5
Ledger Assets
Book value of real estate
Mortgage loans first lieri 519255234
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Premium reported on U S mo difference in ac
cordance with sailors and soldiers relief act
Loans made to policyholders on this companys
policies assigned as collateral 364390508
Premium notes on policies in force of which 13
09867 is for 1st years policies
11871353
413961863
519255234
509761700
12720000
329629
47342405
332107
2236205
12567
14299717
Total ledger assets
NonLedger Assets
Interest due and accrued
Other items
Due from other companies for losses or claims on
policies of this company reinsured
Net amount of uncollected and deferred premiums
paid for benefit
Prepaid fire insurance premiums
378702793
1884641936
35874101
12567
13662061
471184
Total assets
16442145
1836958182Insurance Department of Georgia
335
Deduct Assets Not Admitted
Agents balances 25f56n
Premium notes in excess of net value 4bi4u
Other items
Book value of bonds in default of interest and
and stocks over market value 85954uo
Total not admitted assets 11579996
Total admitted assets 1925378186
Liabilities
Net amount of unpaid losses and claims nsiitnn
Reserves on risks outstanding SXsiesa
Dividends to policyholders declared but unpaid 5f
Salaries and miscellaneous accounts due or accrued 4idu
Taxes due or accrued ssdos
Other items
Present value of supplementary contracts 14M5SU0
Premiums paid in advance JSlaZtl
Interest and rents in advance lijA t
Assets fluctuation and general contingency fund 15000000
Miscellaneous 4226
Total amount of liabilities except capital 1874405524
Capital actually paid in cash J
Survivorship Div deferred JSc7i in
Unassigned funds ziatwi4U
Surplus protection to policyholders 50972662
Total liabilities 1925378186
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 56103300
Issued revived or increased during year 6 324 ss6 00
Deductceasedtobeinforce during year cqfioqq
TnotiriDcTb
Business in Georgia
Ordinary
In force December 31st 1918 qqlon
iMued revived or lncr 2 illfittZ
Deduct ceased to bein force during the year onHinn
in force December 31st 1919 ZZZTZZieoiwSdS
total fin Q44 no
Net losses paid during year SySSnn
Net losses incurred during year oimtw
Investments in Georgia
Mortgage loans r 440
Policy loans 140W41UU
Total investments 18014100
MARYLAND ASSURANCE CORPORATION
579 South Gay Street Baltimore Md
John T Stone President Harry C Michael Secretary
Attorney for service in GeorgiaW J Welsh Atlanta Ga
Kinds of business done in GeorgiaLife Accident and Health Insurance
Capital Stock
Amount of paidup capital 60000000336
Annual Report
Ledger assets Dec 31 1918 140547253
Increase of paidup capital during year 10000000
Extended at 150547253
Income
Gross premiums on new business 7273772
Gross renewal premiums 1761442
Deduct amount paid for insurance and return pre
miums 1253125
Extra premiums for total and permanent disability
benefits 128545
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Addition to surplus through sale of capital stock 30000000
Accident and health department 172509054
Borrowed money 11538194
7910634
5843849
384646
214047248
Total income 228186377
Carried forward 378733630
Disbursements
Net amount paid policyholders for losses
Commissions and allowances to agents
a First year 2215045
b Renewal 68714
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Agency supervision and traveling expenses of supervisors
Branch office expenses including salaries of managers and clerks
Medical examiners fees
Inspection of risks
Furniture fixtures and safes
State taxes on premiums
Insurance department licenses and fees
Federal taxes
All other licenses fees and taxes
Bureaus and associations
Reporting service
Miscellaneous office expense
Traveling
Discount on advanced premiums
Accident and health department
Agents balances charged off
Borrowed money repaid gross
Interest on borrowed money
1051047
Total disbursements
Balaince
Ledger Assets
Bonds at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Accident and health department
Total ledger assets
2283759
2045555
52824
520441
2933
1582102
1181868
492350
149325
151091
23317
467575
4206
258146
1048
25075
7572
20646
175
170632675
212256
11538194
128066
I 192832249
185901381
8 141918473
307325
13358786
195783
146617
29974397
185901381
Insurance Department of Georgia
337
NonLedger Assets
Interest due and accrued a 1155738
Other items
New business net amount of uncollected and de
ferred premiums 693014
Renewals net amount of uncollected and deferred
premiums 390756
1083770
Total assets 188140889
Deduct Assets Not Admitted
Agents balances 146617
Other items
Policy assets in excess of net value 10059
Accident and health department 627203
Total not admitted assets 783879
Total admitted assets 187357010
Liabilities
Net amount of unpaid losses and claims 80000
Reserves or unearned premiums on risks outstanding 5330561
Salaries and miscellaneous accounts due or accrued 286659
Taxes due or accrued 233161
Other items
Premiums paid in advance 1764
Accident and health department 108042204
108043968
Total amount of liabilities except capital 113974349
Capital actually paid in cash 60000000
Surplus over all liabilities 13382661
Surplus protection to policyholders 73382661
Total liabilities 187357010
Business in Force Life Insurance Companies
Ordinary Group
In force December 31 1918 63300000 f 43694300
Issued revived or increased during year 270801000 109457600
Sum 334101000 153151900
Deduct ceased to be in force during year 10250000 8394900
In forcg December 31st 1919 323851000 144757000
Total 323851000 144757000
Business in Georgia
Ordinary
In force December 31st 1918 500000
Issued revived or increased 3500000
Sum 4000000
In force December 31st 1919 4000000
Total 4000000
Premiums in Force Miscellaneous Companies
In force December 31 1918 138075697
Written or renewed during year 2 351 175 95
Sum 373193292
Deduct ceased to be in force during year 205614201
In force December 31st 1919 167579091
Deduct amount reinsured 8801064
Net premiums in force 158778027
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the year
Accident 3682647 6 24452
Health 3581277 2737496
Totals 7263924 3361948338
Annual Report
MARYLAND LIFE INSURANCE COMPANY
8 and 10 South Street Baltimore Md
Douglas H Rose President Chas G Smith Secretary
Attorney for service in GeorgiaHollins N Randolph Atlanta Ga
Kinds of business done in GeorgiaLife Insurance
Capital Stock
Amount of paidup capital 10000000
Ledger assets Dec 31 1918 376123769
Extended at 376123769
Income
Gross premiums on new business 11330044
Gross renewal premiums 43450609
Disability premiums C 269921
Deduct amount paid for insurance and return pre
miums 2146480
Total premiums 5 52904094
Interest and rent 19842065
Profits on sale or increase by adjustment of assets 15020
Other sources
Consideration for supplementary contract not in
volving life contingencies 500000
Dividends left with co to accumulate at interest 532459
Premium notes previously charged off 2000
Government taxes refunded 46962
Accrued on bonds 161222
1242643
Total income 74003822
Disbursements
Net amount paid policyholders for losses 22518608
Net amount paid policyholders for matured endowments 5387500
Commissions and allowances to agents
a First year 6121540
b Renewal 1707443
7918994
Salaries of officers and employes 4254091
Rents and interest 478800
Advertsing printing postage telegrams etc 522122
Paid policyholders for dividends 7318160
Loss on sale and decrease by adjustment of assets amortization
of premiums on bonds 3093 12
Other Items
Premium notes voided by lapse 76577
Annuity payments 706197
Returned premiums 85565
Surrender values 8392008
Dividends paid stockholders 700000
Traveling expenses 750127
Medical examinations and inspection of risks 1424019
Legal expense 71740
Furniture 2135t
Repairs and expenses 578562
Taxes 1385380
Sundry disbursements 760083
Agents balances charged off 27500
14979117
Total disbursements 835 8 304
Balance 386440287
Ledger Assets
Book value of real estate 232 500 00
Mortgage loans first lien 14679698 146Y6
Bonds at book value 2 2 775 204 51Insurance Department of Georgia
339
Stocks at book value 11383687
Cash in office 706563
Deposits at interest 2402025
Deposits not at interest
Agents balances net 53653
Other Items
Collateral loans 2800000
Cash loans on policies 46529414
Premium notes and policy loans 1285463
Deposit with Balto Bqt So 20000
Interest on mortgage in default 61000
Open account judgments and suspended accounts 1405915
Less ledger liabilities other than agents credit
balances 80902
52020890
Total ledger assets 386440287
NonLedger Assets
Interest due and accrued 3875458
Annuity value of bonds market value of stocks 6272335
Other Iterri
Account amount uncollected and deferred premiums 4076782
Total assets 400664862
Deduct Assets Not Admitted
Agents balances 361487
Other Items
Premium notes in excess of net value of other pol
icy liabilities 20000
Open accounts judgments and suspended accounts 1405915
Total not admitted assets 1787402
Total admitted assets 398877460
Liabilities
Net amount of unpaid losses and claims 3684467
Reserves or unearned premiums on risks outstanding 341309127
Dividends to policyholders declared and provisionally ascertained
but unpaid 13527433
Salaries and miscellaneous accounts due or accrued 427479
Taxes due or accrued 1007467
Other Items
Dividends left with co to accumulate at interest 1093030
Premiums paid in advance 188117
Interest paid in advance 148663
Special reserve for mortality fluctuation and spe
cial reserve for depreciation in value of securities 10982600
12412410
Total amount of liabilities except capital 37236833
Capital actually paid in cash 10000000
Surplus over all liabilities 16509121
Surplus protection to policyholders 26509121
Total liabilities 398877460
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 1439238400
Issued revived or increased during year 305853900
Sum 0 1745092300
Deduct ceased to be in force during year 129018600
In force December 31st 1919 3616073700
Business in Georgia
Ordinary
In force December 31st 1918 301555800
Issued revived or increased i 60580800
Sum J 362136600340
Annual Report
Deduct ceased to be in force during the year
Net losses paid during year
Net losses incurred during year
Investments in Georgia
BondsSee Schedule D part 1 Annual Statement 1919
Mortgage loans 59U5Uuu
34915100
3897265
3899000
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY
500 Main Street Springfield Mass
William W McClench President Wheeler H Hall Secretary
Attorney for service in GeorgiaWm J Harty Savannah Ga
Kinds of business done in GeorgiaLife Insurance
Capital Stock
Amount of paidup capitalPurely Mutual ioq 093 954 60
Ledger assets Dec 31 1918 S109093934b0
Extended at
10909395460
Income
Gross premiums on new business if 8003 50
Gross renewal premiums 14895UU3oU
18 821 193 4
Total premiums 548o82628
Profits onsaltor increasebyadjustment of assets
Other sources
Other income
5608737
147248715
Total income 2583059474
Carried forward 13492454934
Disbursements
Net amount paid policyholders for losses 554562136
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year qnU
b Renewal 95062028
253035
257087075
52586281
13138865
19060667
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends 354080o4b
Loss on sale and decrease by adjustment of assets 7720955
Other Items Q1oB
Other disbursements iKiiLini
Total disbursements 2042980627
Balance 11449474307
Ledger Assets
Book value of real estate 109463062
Mortgage loans first lien 3885386954
Bonds at book value 5588015512
Stocks at book value 26512500
Cash in office 180941
Deposits at interest 143688979
Deposits not at interest 22489903
Other Items
Policy and premium loans 1673469448
U S government under soldiers and sailors civil relief act 267008
Total ledger assets 11449474307Insurance Department of Georgia
341
NoLedger Assets
Interest and rents due and accrued 2 041 768 58
Other items 2562384oi
Total assets 11909889566
Deduct Assets Not Admitted
Overdue and accrued interest on bonds in default 8625000
Book value of ledger assets over market value
Real estate 4 784 72
Stocks and bonds ZZJ1ZI 34l487i93
Total not admitted assets 433 52265
Total admitted assets 11866637301
Liabilities
Net amount of unpaid losses and claims 394 195 79
Reserves or unearned premiums on risks outstanding104 77o89600
Dividends to policyholders declared but unpaid 573205738
Salaries and miscellaneous accounts due or accrued 6748940
Taxes due or accrued 30629666
Other items 2 064 096 99
Total amount of liabilities except capital 113335o3222
Surplus over all liabilities 533134079
Surplus protection to policyholders 5331 34079
Total liabiities 11866637301
Business in Force Life Insurance Companies
In force December 31 1918 J490793700
issued revived or increased during year 13273l90600
Sum 623i52519700
Deduct ceased to be in force during year 22 457 037 00
In force December 31st 1919 LII 60l06816000
Business in Georgia
Orpins pv
In force December 31st 1918 S 13 459 629 00
Issued revived or increased 420706500
Sum 1766669400
Deduct ceased to be in force during the year sqn 90n no
In force December 31st 1919I 16 7764940
Net losses paid during year 123 802 09
Net losses incurred during yearIIZIZL 10422ooo
Investments in Georgia
Bonds 175622827
Mortgage loans 1 947 750 00
Policy loans 709W83
Other Items
Premium loans 6688373
Total investments in Georgia j 4480 56 s3
METROPOLITAN LIFE INSURANCE COMPANY
1 Madison Avenue New York N Y
Haley Piske President James S Roberts Secretary
Attorney for service in GeorgiaA W SmithAtlanta Ga
Kinds of business done in GeorgiaLife Health and Accident
Capital Stock
Ledger assets Dec 31 1918 75013406813
Extended at342
Annual Report
Income
Deduct amount paid for insurance and return premiums ordinary 8843235834
Industrial 9405376529
Interest and rents 3920350867
Profits on sale or increase by adjustment of assets 306901884
Other sources
Consideration for supplementary contracts not involving life
contingencies 73551696
Ledger assets other than premiums received from other com
panies for assuming their risks 45089516
Tax refund suspense unclaimed checks N Y income tax
withheld at source deposit account interest rents and fire in
surance fund 29433574
Borrowed money gross to pay instalments on subscription to
liberty loans 2800000000
Group health division 41929839
Miscellaneous itacome 7024520
Total income 25472894289
Carried forward100486300102
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 672569418
b Renewal 3 881 18075
6116558753
4854662
Compensation industrial department to superintendents deputies
and agents
Salaries of officers and employes home office
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other Items
Surrender values paid in cash or applied in liquidation of loans
or notes
Branch office expenses including salaries of managers and clerks
Medcal examiners fees 224845077 inspection of risks 81
20987
Sick benefits on assumed policies 87022 amount returned to
policyholders in consideration of direct payment of weekly pre
miums at home office or district office 62981238
Repairs and expenses other thaa taxes on real estate
Miscellaneous taxes licenses and fees
Health and welfare work
Group health division
Return of assets previously received from other companies for
assuming their risks
Borrowed money repaid gross
Paid for claims on supplementary contracts not involving life
contingencies
Miscellaneous
1060687493
2233720259
717409847
240756142
120430071
64218545
7444 06603
332753130
232966064
63068260
113761816
377083522
253842393
37447592
70399359
3450000000
44635132
266588402
Total disbursements 16917753885
Balance 83568547217
Ledger Assets
Book value of real estate 22
Mortgage loans first lien 28950125423 289
Bonds at book valuem 445
Stocks at book value 5
Cash in office
Deposits at interest 9
Deposits not at interestI
Agents balances net debit 25883307 credit 112832391 net
credit
Other Items
Loans secured by pledge of bonds stocks or other collateral
283 20912
50125423
46492298
42137798
9885972
92324420
14257390
86949084
83330200Insurance Department of Georgia
343
Premiums reported on U S monthly difference lists to war risk
insurance bureau in accordance with soldiers and sailors civil
relief act 1234441 less 32252 interest credited to U S govt 1202189
Loans made to policyholders on this companys policies assigned
as collateral 5114729240
Premium notes on policies in force of which none is for first year
premiums including 512089247 assumption liens of the Pitts
burgh Life Trust Co 678094403
Cash in transit 36337556
Cash in branch office banks 371181
Renting section inventory 2130736
Suspense account unadjusted items 5984742
Taxes on mortgaged property advanced secured 309944
Contingent reversion 570000
Fund for purchase of war savings stamps for resale to public 309935
Advance on account of disability provision of the veterans aid
Association contracts reinsured 1555000
Reserve deposits with reinsured companies 9216283
Due from insurance commissioner of Pennsylvania as receiver
of Pittsburgh Life Trust Co in settlement of the reinsurance
agreement 17773179
Total ledger assets 83568547217
NonLedger Assets
Interest and rents due and accrued 1273146249
Other Items
Net amount of uncollected and deferred premiums 1688798924
industrial premiums due and unpaid less loading 193087806
Checks for annuities issued in advance 1474808
Total assets 86725055004
Deduct Assets Not Admitted
Agents balances 25883307
Premium notes policy loans and other policy as
sets in excess of net value and of other policy
liabilities on individual policies 35292319
Book value of bonds not subject to amortization
and stocks over market value 173581445
Renting section inventory 2130736
Suspense unadjusted items 5984742
Total not admitted assets 242872549
Total admitted assets 86482182455
Liabilities
Net amount of unpaid losses and claims 296769740
Reserves or unearned premiums on risks outstanding81155605000
Dividends to policyholders declared but unpaid 864505045
Salaries and miscellaneous accounts due or accrued 29323396
Taxes due or accrued 300000000
Other Items
Extra reserve for total and permanent disability benefit 727
74577 and for accidental death benefit 4456053 included in
policies 77230630
Extra reserve to pay in full death claims to May 7 1922 on
Pittsburg Life Trust Co policies 30000000
Present value of amounts not yet due on supplementary contracts
not involving life contingencies computed by the company 124373024
Liability on policies cancelled and not included in net reserve
upon which a surrender value may be demanded 70263594
Dividends left with company to accumulate at interest and ac
crued interest thereon 41679904
Premiums paid in advance including surrender values as applied 232350925
Compensation accrued in industrial department to superintend
ents and deputies 59312223
Medical examination fees and inspection 5635401
crued 43820980
Due insurance commissioner of Pennsylvania receiver of Pitts
burgh Life Trust Co in settlement of reinsurance agreement 358 30607
344 Annual Report
Miscellaneous 212a8 3670
Total amount of liabilities except capital 83573648738
Surplus over all liabilities 1 290853371
Surplus protection to policyholders 2908533717
Total liabilities 86482182455
Business in Force Life Insurance Companies
Ordinary Industrial
Excuding group
Group 5882582500
In force December 31 1918202508181300 234550417800
Group 12199026100
Issued revived or increased during year 78949065000 50859040500
Group 18091608600
Sum 281457246300 285409458300
Group 4465311000
Deduct ceased to be in force during year 18547669200 27580089600
Group 13626297600
In force December 31st 1919262909577100 257829368700
Total 534365243400
Business in Georgia
Ordinary Industrial
Group 9937500
In force December 31st 1918 2165363100 3193399300
Group 67865000
Issued revived or increased 1032977200 790116400
Group 778025
Sum 3198340300 3983515700
Group 3655000
Deduct ceased to be in force during the year 289090100 481430300
Group 74147500
In force December 31st 1919 j 2909250200 3502085400
Total 6485483100
Net losses paid during year 27237125 42450544
Net losses incurred during year 27259244 4261676
Investments in Georgia
Bonds 398881241
Mortgage loans 219470000
Policy loans 70894971
Other Items
Farm loans 76910524
Total investments in Georgia 766156736
NOTERailroad prorated on basis of mileage within the State
MICHIGAN MUTUAL LIFE INSURANCE COMPANY
150 Jefferson Avenue Detroit Mich
C R Looker President A F Moore Secretary
Attorney for service in GeorgiaR L Brooks Atlanta Ga
Kinds of business done in GeorgiaLife Insurance
Capital Stock
Amount of paidup capital 25000000
Ledger assets Dec 31 1918 1327789826
Extended at j 1327789826
Income
Gross premiums on new business 46575999
Gross rlenewal premiums 167971980
Deduct amount paid for insurance and return pre
miums 7411271
Total premiums 207136708Insurance Department of Georgia
Interest and rents
Other sources
Refund federal income tax
From agents balances previously charged off
27619
1003
345
70840906
28622
Total income 5 278006236
Carried forward S 1605796062
Disbursements
Net amount paid policyholders for losses 5
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 27498971
b Renewal 12664967
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other Items
Taxes
Claims supplementary contracts
Stock dividends
Branch office expenses
Medical examination fees and inspections
Legal expenses
Furniture and fixtures
Repairs and expenses
Investment expenses subscription miscellaneous
home office expenses revenue stamps
125053246
530377
40163938
10894553
2599669
28 43329
7060673
3295
4845716
866146
4000000
6622400
5635401
433250
330742
169672
1106095
24009422
Total disbursements 213158502
Balance 1392637560
Ledger Assets
Book value of real estate
Mortgage loans first Hen 1113432182
Bonds at book value
Cash in office
Deposits at interest
Agents balances net
Other Items
Loans to policyholders on company s policies
Premium notes on policies
Bills receivable
Total ledger assets
171386487
5703889
358566
NonLedger Assets
Interest due and accrued
Market value of assets over book value
Other Items
Net amount uneollected and deferred premiums
8377980
1113432182
36251200
1503315
55433447
190494
177448942
1392637560
19957661
1622020
14359833
Total
assets 1428577074
Deduct Assets Not Admitted
Agents balances 1
Bills receivable
Other Items
Premium notes policy loans and other policies in
excess of net value and of other policy liabilities
on individual policies
Total not admitted assets
Total admitted assets
2 02027
358566
410335
970928
1427606146346
Annual Report
Liabilities
Net amount of unpaid losses and claims 11512749
Reserves or unearned premiums on risks outstanding 1303323953
Dividends to policyholders declared but unpaid 22860687
Salaries and miscellaneous accounts due or accrued 9577iji
Taxes due or accrued 2488039
Other Items
Premiums paid in advance 572328
Total amount of liabilities except capital 1345705488
Capital actually paid in cash 25000000
Surplus over all liabilities 56900658
Surplus protection to policyholders 81900658
Total liabilities 1427606146
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 6257740664
Issued revived or increased during year 1598513817
Sum 7856254481
Deduct ceased to be in force during year 484131085
In force December 31st 1919 7372123396
Tota 7372123396
Business in Georgia
Ordinary
In force December 31st 1918 168624364
Issued revived or increased 19650325
Sum 188274689
Deduct ceased to be in force during the year 15248159
In force December 31st 1919 173026530
Total 173026530
Net losses paid during year 3645420
Net losses incurred during year 3645420
Investments in Georgia
Policy loans 6851400
Total investments in Georgia 6851400
MISSOURI STATE LIFE INSURANCE COMPANY
Fifteenth and Locust Streets St Louis Mo
M E Singleton President F H Morgan Asst Secretary
Attorney for service in GeorgiaH C Lorick Augista Ga
Kinds of business done in GeorgiaLife Insurance
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1918 1864611447
Extended at 1864611447
Income
Total disability health etc 4536600
Gross premiums on new business 198803701
Gross renewal premiums 520115108
Deduct amount paid for insurance and return pre
miums 11110225
Total premiums 712345184
Interest and rents 141540054
Profits on sale or increase by adjustment of assets 4262782
Other sources
Consideration for supplementary contracts not in
volving life contingencies 1562770
Dividends left with the company to accumulate at
interest 17131085
Cash in suspense 375580Insurance Department of Georgia
347
Bonus on mortgage loans paid off prior to maturity 1249687
From mortgage loans previously charged off 970000
From collateral loans previously charged off 5000000
Unpresented checks outstanding five years or
longer cancelled 81380
Borrowed money gross 152692571
179063073
Total income 1037211093
Carried forward I 2901822540
Disbursements
Net amount paid policyholders for losses annuities and endow
ments i
Legal and administrative expenses in adjustment of claims
Total disability health accident etc 1535749
Commissions and allowances to agents
a First year 128832864
b Renewal 1 27667681
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Paid policyholders for surrender values
Other Items
Paid for claims on supplementary contracts not
involving life contingencies
Dividend deposits surrendered
Commuted renewal commissions
Compensation of managers and agents not paid by
commission for services in obtaining new insur
ance
Agency supervision and traveling expenses of su
pervisors
Branch office expenses
Medical examiners fees and inspection of risks
Legal expense
Furniture fixtures and safes
Repairs and expenses other than taxes on R E
Expenses account alterations to home office bldg
Taxes etc
Agents balances charged off
Borrowed money repaid gross
Premiums on bonds securing deposits in banks
Investment expense
Commissions paidon sale of real estate 103750
on bonds 4755 T
Commission paid on mortgage loans
Expense of 1919 convention of 100000 club
Collection of premiums
Agents bond premiums
Miscellaneous traveling expenses 1029285 inci
dental office expense 1130141
Paid insurance departments fo rexamination of Co
778675
3642196
61171
6074789
1663611
3220550
15015437
3227815
2740275
2716592
5375622
17801220
6263173
152692571
158093
1966382
108505
651140
1129192
89816
228095
2159426
864087
192156936
784042
158036294
28614648
7345118
8243168
38186234
37484902
228628433
Total disbursements 699479775
Balance 2202342765
Ledger Assets
Book value of real estate ii3
Mortgage loans first lien 1330594827 133059482
Bonds at book value 3389rol
Cash in office 7HIJ
Deposits at interest M7b8itt
Deposits not at interest 6J9575
Agents balances net 7ib55348
Annual Report
Other Items
Policy loans 334990500
Premium notes 18993886
Premiums reported to war risk ins bureau 44912
War savings certificates 87000
Bills receivable 9764454
363880752
Total ledger assets 2202342765
NonLedger Assets
Interest and rents due and accrued 53829862
Market value of assets over book value 17592475
Other Items
Gross premiums due 52733067
Total assets 232649816E
Deduct Assets Not Admitted
Agents balances 2565664
Bills receivable 9764454
Other Items
Book value of bonds over market value 500148
Premium notes policy loans and other policy as
sets in excess of net value 4060600
Total not admitted assets 16890866
Total admitted assets5 2309607303
Liabilities
Net amount of unpaid losses and claims 11890872
Reserves or unearned premiums on risks outstanding 1940769701
Dividends to policyholders declared but unpaid 73850178
Salaries and miscellaneous accounts due or accrued 3982031
Taxes due or accrued 12190112
Other Items
Dividends left with company to accumulate 74022159
Premiums paid in advance 4344980
N B interest and rents paid in advance 8303428
Commissions due agents 253583
Cash in suspense 1148029
38072179
Total amount of liabilities except capital 2080755073
Capital actually paid in cash 100000000
Surplus over all liabilities 128852230
Surplus protection to policyholders 228852230
Total liabilities 2309607303
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 17621433600
Issued revived or increased during year 6392386300
Sum 240138199O0
Deduct ceased to be in force during year 2161999800
In force December 31st 1919 21851820100
Business in Georgia
Ordinary
In force December 31st 1918 715881800
Issued revived or increased 363351400
Sum 1079233200
Deduct ceased to be in force during the year 151105100
In force December 31st 1919 928128100
Net losses paid during year 10483181
Net losses incurred during year 9151389
Investments in Georgia
Mortgage loans 8440000
Policy loans 8449340
Total investments in Georgia 16889340Insurance Department of Georgia
MORRIS PLAN INSURANCE SOCIETY
680 Fifth Street New York N Y
A J Morris President Joseph B Gieder
Attorney for service in GeorgiaHolland N Randolph Atlanta
Kinds of business done in GeorgiaLife Insurance
Capital Stock
Amount of paidup capital 10000000
Ledger assets Dec 31 1918 20288867
Extended at
Income
Gross premiums on new business 9723428
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Total income i
Carried forward
Disbursements
Net amount paid policyholders for losses
Commissions and allowances to agents
a First year ji
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other Items
General expenses
Medical examiners fees
Legal expenses
Furniture fixtures and safe
Taxes licenses and fees
Total disbursements
Balance
Ledger Assets
Bonds at book value
Cash in office
Deposits at interest
Other Items
Loans made to policyholders
Total ledger assets
NonLedger Assets
Interest due and accrued
Market value of assets over book value
Other Items
Amount of uncollected and deferred premiums
Total assets
Deduct Assets Not Admitted
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Other Items
Reserve for death losses incurred but unreported
Reserve for taxes
Total amount of liabilities except capital
349
Secretary
Ga
20288867
9723428
836737
12990
10573155
L
i 30862022
1780985
2509813
2745683
197208
356682
1023
90099
232600
80000
31000
465474
9333539
21528483
16044567
6000
5402301
75615
21528483
289328
245533
30640
22093984
22093984
311400
2893695
69667
100000
400000
3774762350
Annual Report
Capital actually paid in cash 10000000
Surplus over all liabilities 8319222
Surplus protection to policyholders 18319222
Total liabilities 22093984
Business in Force iLife Insurance Companies
Ordinary Industrial
In force December 31 1918 246447500
Issued revived or increased during year 200000 409160600
Sum 200000 655608100
Deduct ceased to be in force during year 274797500
In force December 31st 1919 200000 380810600
Total 200000 38081000
Business in Georgia
Industrial
In force December 31st 1918 3490000
Issued revived or increased 8520000
gum 12010000
Deduct ceased to be in force during the year 3145000
In force December 31st 1919 8865000
Total 8865000
Net losses paid during year 15000
Net losses incurred during year 15000
MUTUAL BENEFIT LIFE INSURANCE COMPANY
750 Broad Street Newark N J
Frederick Frelinghuysen President J William Johnson Secretary
Attorney for service in GeorgiaRobert L Foreman Atlanta Ga
Kinds of business done in GeorgiaLife Insurance
Capital Stock
Ledger assets Dec 31 1918 24496473602
Extended at 24496473602
Income
Gross premiums on new business 647338749
Gross renewal premiums 3214407769
Total premiums 3861746518
Interest and rents 1219331234
Profits on sale or increase by adjustment of assets 743429
Other sources
Consideration for supplementary contracts 107311813
Income taxes withheld at source 368
107312181
Total income 5189133362
Carried forward 29685606964
Disbursements
Net amount paid policyholders for losses and claims
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 257020588
b Renewal 186473656
1387929014
190467
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends 750365352 surrendered poli
cies 340373996 extra war premiums retired 19566003
Loss on sale and decrease by adjustment of assets
443494244
74170940
54551906
13956360
1110305351
7847584Insurance Department of Georgia
351
Other Items
Taxes fees and licenses 96337451
Supplementary policy claims 72137420
Borrowed money returned 1485000000
All other disbursements 66134907
1719609778
Total disbursements 4812055644
Balance 24873551320
Ledger Assets
Book value of real estate 2845965361
Mortgage loans first lien 96204450 9620445000
Bonds at book value 9886439077
Stocks at book value 1725000
Cash in office 845558
Deposits at interest 186274591
Deposits not at interest 163279 35
Agents balances net 595L79
Other Items
Loans on collateral 729000000
Policy loans 4146991263
Premiums guaranteed under soldiers and sailors
relief act 311181
4876302444
Total ledger assets 24873551320
NonLedger Assets
Interest due and accrued 454612811
Net amount of uncollected and deferred premiums 378808876
Total assets 25706973007
Deduct Assets Not Admitted
Agents balances 1396195
Other Items
Overdue and accrued interest on bonds in default 10666666
Book value of assets over market value 529623216
Total not admitted assets 541686077
Total admitted assets 25165286930
Liabilities
Net amount of unpaid losses and claims 114826430
Reserves or unearned premiums on risks outstanding22864718900
Dividends to policyholders declared but unpaid 929885763
Salaries and miscellaneous accounts due or accrued 9280484
Taxes due or accrued estimated 55500000
Present value of amounts not yet due on supple
mentary contracts 578623200
Other liabilities except contingency reserve funds 66814594
645437794
Total amount of liabilities except contingency reserve funds24619649371
Contingency reserve funds 545637559
Total liabilities 25165286930
Business in Force Life Insurance Companies
Number Amount
In force December 31 1918 381507 98748178700
Issued revived or increased 12120 567094100
Sum 433052 117368284700
Deduct ceased to be in force during year15837 4053861200
In force December 31st 1919 417215 113314423500
Business in Georgia
Number Amount
In force December 31st 1918 12120 2519072700
Issued revived or increased i51545 18620106000352
Annual Report
Sum 14422 3086166800
Deductceased to bein force during the year 519 1116 667 00
In force December 31st 1919 13903 JqL00
Net losses paid during year 4 iiioni nn
Net losses incurred during year lls iuaiuivu
Investments in Georgia
Bonds 78130625
Mortgage loans 122
Policy loans 170117448
Total investments in Georgia 531258073
MUTUAL LIFE INSURANCE COMPANY OF NEW YORK
34 Nassau Street New York N Y
Charles A Peabody President W F Dix Geo C Keefer Secys
Attorney for service in GeorgiaRobert F Shedden Atlanta Ga
Kinds of business done in GeorgiaLife as authorized by charter
Capital Stock
Ledger assets Dec 31 191866869892838
Extended at 66869892838
Income
Gross premiums on new business iHasri
Gross renewal premiums bU09iuot4
Deduct amount paid for insurance and return pre 1C oe
miums 7 771696740
Extra premiums for disability and additional acci
dental death benefits fttioaxii
Total premiums
Interest and rents r
Consideration for supplementary contracts not involving life con
tingencies
Profits on sale or increase by adjustment of assets
Dividends left with the company to accumulate at interest
Other Items
Premiums advanced under soldiers and sailors
civil relief 27b793
Premium extension fees 1766826 policy fees 62525 1829351
Exchange 188367399 agents balances previously
charged off 846067 12i5S
Collections or deposits received for ace of others 62254342
77
30
91449911
83736413
59366981
72989118
14229284
253573952
Total income 11275345659
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
b Renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
1 MedicaTexaminers fees 60531451 inspection of risks 12266512
Paid for claims on supplementary contracts
Furniture fixtures and safes
Other items see annual report
8111320512
7963032
824172548
460350826
60231926
84699413
4689047
229087710
72797963
89800015
7911920
2785861706
Total disbursements 12738886618
Balance 1463540959Insurance Department of Georgia
Ledger Assets
1490112102
Book value of real estate 100 75482280
Mortgage loans first lien 42702992211
Bonds at book value 23 464 43463
Stocks at book value 37i71307
Cash in office 172382860
Deposits at interest 213 927r5
Deposits not at interest ZIJ1 9238li
Agents balances net
Loanfmade to policyholders to this companys policies assigned
as collateral i 22034575
Cash in transit since received 2 805 23989
Cash advanced to pay poheyclaims 184 80464
Accounts collectible 7573326 supplies 5857128 20 560 48
rash advanced or in hsuids of officers or employesT 20obu4
FremiumsTeported on U S monthly diff lists to war risk in
surance bureau
65406351879
Total ledger assets
NonLedger Assets
t fi 41 948 1X
Interest and rents due and accrued iriwii5
Net amount of uncollected and deferred premiums 51b75991o
66757236632
Total assets
Deduct Assets Not Admitted
9 23894
Agents balances 75 733 26
Bills rece vable
Other Items c71 28
Supplies stationery printed matter 9nfi0 48
Cash advanced to officers and employes 3qs74fi
Book value of bonds and stocks over market value 501798746
h 518209142
Total not admitted assets L
66239027490
Total admitted assets
Liabilities
Net amount of unpaid losses and claims395472loi
Reserves and unearned premiums on risks outstanding55395472101
Dividends to policyholders declared but unpaid Ss569
Salaries and miscellaneous accounts due or accrued 29621730
Taxes due or accrued
0prermuemsS interest and rents paid in advance l234429
Fundfor depreciation of securities and general contingencies 1KU14M
Special reserve account of foreign securities 206767 2
Deposits on account of pending insurance p
Due sundry parties for collections made etc q0 27490
Total amount of liabilities except capital 6623902490
66239027490
Total liabilities
Business in Force Life Insurance Companies
Ordinary
T i 11 1Q1S 186188195300
In force December 31 1918 m
Issued revived or increased during yearSotostoO
Sum 107 1 to 79Q no
Deduct ceased to be in force during year nsqi7i WOO
In force December 3ist 1919 20891713500
Business in Georgia
Ordinary
In force December 31st 1918 8mMSi
Issued revived or increased 443451 sx80
Deduct ceasedtooeInforee during the year ioln IS
In force December 31st 1919 SmoO
Net losses paid during year ms Sii nn
Net losses incurred during year tsssuu354
Annual Report
NATIONAL LIFE INSURANCE COMPANY
116 State Street Montpelier Vt
Fred A Howland President Csman D Clark Secretary
Attorney for service in GeorgiaGeorge M Hope Atlanta Ga
Kinds of business done in GeorgiaAnnuity and Life Insurance
Capital Stock
Ledger assets Dec 31 1918 6879676645
Extended at 6879676645
Income
Gross premiums on new business 230578560
Gross renewal premiums 720847371
Extra premiums for total and permanent disability
benefits 708076
Total premiums 9
Consideration for supplementary contracts
Interest and rents 3
Dividends left with company to accumulate at interest
Profits on sale or increase by adjustment of assets
Cther sources
Recovered from overloan policy No 162019
Agents balances previously charged off
52134007
12684764
52058736
3196702
16630142
484
557806
Total income 1337262641
Carried forward 8216939286
Disbursements
Net amount paid policyholders for losses including 194929556
matured endowments 4
Surrender values paid in cash or applied on premiums
Legal and administrative expenses in adjustment of claims
For claims on supplementary contracts
Commissions and allowances tb agents
457608552
109656491
189544
6364727
First year
Renewal
78125340
46288692
125414032
26848046
19947977
7735714
10736000
9047162
2814613
209679399
65673735
5664107
221816
27944096
2419291
3906720
5568194
785114
2090
216670
Total disbursements 1097444090
Salaries of officers and employes
Branch office expense and agency supervision
Rents and interest
Medical fees
Advertising printing postage telegrams etc
Furniture fixtures and safes
Paid policyholders for dividends
Annuity payments
Loss on sale and decrease by adjustment of assets
Agents balances charged off
Other Items
State taxes on premiums and department fees and licenses
Taxes on real estate repairs and legal expense
Home office supplies and travel
Investment expense
Liberty loan withdrawals
Extra premium to mature policy No 30722
Extra war premiums refunded to policyholders
Balance 7119495196
Ledger Assets
Book value of real estate 26677895
Mortgage loans first lien 3202076211 32020 76211
Bonds at book value 2823018924
Cash in office 248822
Deposits at interest 60196357
Deposits not at interest 20000 00
Agents balances net 785 83Insurance Department of Georgia
355
Other Items
Loans to policyholders fnncQ5n77
Premium notes uuts3u 11
Premiums reported to war risk insurance bureau21612
Total ledger assets 7119495196
NonLedger Assets
Interest due and accrued JSS52il
Net amount of uncollected and deferred premiums lU9f4iai
Total assets 7396119360
Deduct Assets Not Admitted
Agents balances 200128
Other Items
Overdue and accrued interest on bonds in default 25800
Book value of bonds over market value 90093881
Total not admitted assets 90319809
Total admitted assets 7305799551
Liabilities
Net amount of unpaid losses and claims including 100000 for
losses unreported zrr co asnno
Reserves or unearned premiums on risks outstanding 62b82l7448
Dividends to policyholders declared but unpaid dqii
Deferred dividends held for future payment mTtb
Salaries and miscellaneous accounts due or accrued 239025 76
Taxes due or accrued
Other Items 19
Dividends held at interest Aimn
Agents and employes liberty loan deposit account 477250
Total amount of liabilities except capital 6963795580
Surplus over all liabilities j4o0dia
Surplus protection to policyholders 342003971
Total liabilities 7305799551
Business in Force Life Insurance Companies i
Ordinary
In force December 31 1918 llilHllTn
Issued revived or increased during year283 64901400
Deduct ceasedto be in force during yearollltlilnnn
Business in Georgia
Ordinary
In force December 31st 1918 HrJoo
Issued revived or increased
gum 1494918007
Deduct ceased to be in force during the year 123427565
In force December 31st 1919 13lif9c
Net losses and claims paid during year JiJ1
Net losses and claims incurred during year I6libl
Investments in Georgia
Bonds 44550000
Policy loans 37977825
Total investments in Georgia 82527825o6
Annual Report
NATIONAL LIFE INSURANCE COMPANY OF THE UNITED STATES OF
AMERICA
29 South LaSalle Street Chicago 111
A M Johnson President Robert D Lay Secretary
Attorney for service in GeorgiaJ B Wood Atlanta Ga
Kinds of business done in GeorgiaLife Accident and Health Insurance
Capital Stock
Amount of paidup capital 50000000
Ledger assets Dec 31 1918 1607087716
Kxtended at 1607087716
Income
Gross premiums on new business 71519847
Gross renewal premiums 289082939
Deduct amount paid for insurance and return pre
miums 10633218
Total premiums 34996956S
Interest and rents 85962978
Profits on sale or increase by adjustment of assets 40500
Other sources
Consideration for supplementary contracts 3648513
Casualty department 191916865
All other i 589184
Total income 632127608
Carried forward 2239215324
Disbursements
Net amount paid policyholders for losses 119267638
Legal and administrative expenses in adjustment of claims 775192
Commissions and allowances to agents
a First year 39572444
b Renewal 18462238
58034682
23109670
2370000
5738289
6457220
1000000
Salaries of officers and employes
Rents
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Paid policyholders for matured endowments surrendered
ees and annuities
Medical examiners fees and inspection of risks
Insurance department licenses fees and taxes
Casualty department
All other
poli
61136074
6120814
7157958
185583031
73235551
Total disbursements 549986119
Balance 1689229205
Ledger Assets
Book value of real estate
Mortgage loans first lien 675911867
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Collateral loans
Policy loans and premium notes
Casualty department
All other
4861092
675911867
330816658
323776840
3064375
4232192S
3811994
9549850
1937000
289615524
2892251
669826
Total ledger assets if 1689229205Insurance Department of Georgia
357
NonLedger Assets
Interest due and accruedi5 21997594
Market value of assets over book value 18136602
Other items
Net amount of uncollected and deferred premiums 30378293
Casualty department 2063
Total assets 1759743757
Deduct Assets Not Admitted
Agents balances 10011454
Other items
Policy assets in excess of net value of their policies 3479574
Casualty department 2573592
Total not admitted assets 16064620
Total admitted assets 1743679137
Liabilities
Net amount of unpaid losses and claims 5jn
Reserves or unearned premiums on risks outstanding 15biMIb4U
Dividends to policyholders declared but unpaid or provisionally
ascertained and not due 4
Salaries and miscellaneous accounts due or accrued 1449096
Taxes due or accrued 128165J7
Other items
Casualty department incii
Total amount of liabilities except capital lb730bSj46
Capital actually paid in cash 50000000
Surplus over all liabilities 20610591
Surplus protection to policyholders 70610591
Total liabilities 1743679137
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 Toll
Issued revived or increased during the yearJtUtto
DUeductceased7obeuTforce during yeariiqnivT
In force December 31st 19191136210014a
Business in Georgia
Ordinary
In force December 31st 1918 HllmH
sumd revived rreeA JStfuS
Deduct ceasedto be in force during the year loHo1
In force December 31st 1919 Hon
Net losses paid during year nalnn
Net losses incurred during year 3outuw
Premiums in Force Miscellaneous Companies
In force December 31 1918 BS5J
Written or renewed during year liintLL
gum 194877689
Deduct ceased to be in force during year 186402788
In force December 31st 1919 7I077
Deduct amount reinsured 7nnKI
Net premiums in force ouuaii
Business in Georgia
Accident and health 1oQfi9
Gross losses paid juD9J4
Investments in Georgia
Mortgage loans Jlo
Policy loans 851959s
Total investments in Georgia 1 9135598358
Annual Report
NATIONAL LIFE AND ACCIDENT INSURANCE COMPANY
302 Seventh Avenue West Nashville Tenn
C A Craig President C R Clements Secretary
Attorney for service in GeorgiaG C Lynch Atlanta Ga
Capital Stock
Amount of paidup capital 30000000
Ledger assets Dec 31 1918 307248282
Extended at 307247282
Income
Total premiums 5 869626034
Interest and rents 14568839
Profits on sale or increase by adjustment of assets 70000
Cther sources
Deposit by agents in lieu of bonds 2619895
Policy fees 40520 reinsurance etc 28997 69517
Agents balances previously charged off 15758
Total income 886970043
Carried forward 1194217325
Disbursements
Net amount paid policyholders for losses 330372105
Legal and administrative expenses in adjustment of claims 290790
Commissions and allowances to agents
a First year 258668546
Salaries of officers and employes 16044493
Rents and interest 6859050
Advertising printing postage telegrams etc 11486249
Paid stockholders for dividends 12000000
Loss on sale and decrease by adjustment of assets L05000
Other items
Taxes repairs license traveling expense legal expense furni
ture and fixtures and general expense medical examination
fees branch office expense 123865621
Total disbursements 759692154
Balance 434525171
Ledger Assets
Book value of real estate
Mortgage loans
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Collateral loans
Stock and carriage
17597452
188392996
154489137
100000
4869572
32470108
2500000
473406
33590000
42500
Total ledger assets 434525171
NonLedger Assets
Interest due and accrued 69268 13
Other items
Net uncollected and deferred premiums 34 652 9t
Total assets 4449l727
Deduct Assets Not
Agents balances
Stock and carriage
Cash in hands of officers or agents
Admitted

731452
42500
455986Insurance Department of Georgia
359
Book value of bonds and stocks over market value 1920507
Market value of special deposits in excess of cor
responding liabilities 257906
Total not admitted assets 3408351
Total admitted assets 44150892t
Liabilities
Net amount of unpaid losses and claims 4394669
Reserves or unearned premiums on risks outstanding 34700302
Salaries and miscellaneous accounts due or accrued 20339422
Taxes due or accrued 23065779
Other items
Reserve life element 130209775
Contingent reserve 120000000
Accident and health reserve 16427221
Agents deposits in lieu of bond 12648761
279285757
Total amount of liabilities except capital 361785929
Capital actually paid in cash 30000000
Surplus over all liabilities 49722997
Surplus protection to policyholders 79722997
Total liabilities 441508926
Business in Force Life Insurance Companies
Industrial
In force December 31 1918 4650054700
Issued revived or increased during year 3631842500
Sum 8281897200
Deduct ceased to be in force during year 2321756300
In force December 31st 1919 5960140900
Business in Georgia
Industrial
In force December 31st 1918 IlilaSono
Issued revived JZZZIZilZZI 6800
Deduct ceasedto beln force during the year 232569800
In force December 31st 1919 HlAfiRf
Net losses paid during year c
Net losses incurred aioit
NEW ENGLAND MUTUAL LIFE INSURANCE COMPANY
87 Milk Street Boston Mass
Alfred D Foster President J A Barbey Secretary
Attorney for service in GeorgiaRobert J Guinn Atlanta Ga
Kinds of business done in GeorgiaLife
Capital Stock
Ledger assets Dec 31 1918 8729576352
Extended at 872957635
Income
Gross premiums on new business 324990605
Gross renewal premiums 1203327984
Deduct amount paid for insurance and return pre
miums disability premiums 11314678
Total premiums 1539633267
Interest and rents 482847890
Profits on sale or increase bv adjustment of assets 149281bti





360
Annual Report
Other sources
Premiums reported to U S war risk insurance
bureau
Consideration or supplementary contracts
Dividends left to accumulate at interest
294104
18442954
2017265
20754323
Total income 2007663646
Carried forward 10737239998
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 139349718
b Renewal 69758837
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc7
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Matured endowments 84770468
Disability payments and accidental death losses 176259
Surrender values paid in cash 122464494
Miscellaneous items 105975987
458209113
109828
209108615
38281776
6594996
11091402
265859376
15253491
Total dsbursements
Balance
Ledger Assets
Book value of real estate 2
Mortgage loans first lien 16477700 16
Bonds at book value 56
Stocks at book value 2
Deposits at interest
Cther items
Collateral loans 10000000
Premiums reported to war risk insurance bureau 563130
Loans on policies 1374733117
Premium notes 110337751
313387208
1317895805
9419344193
99570700
47770000
43896800
41844400
90628295
1495633998
Total ledger assets 9419344193
NonLedger Assets
Interest due and accrued 1 127682716
Amortized value of bonds and market value of stocks and market
value of real estate over book value 17775400
Cther items
Net amount of uncollected and deferred premiums 107496079
Total assets 9672298388
Deduct Assets Not Admitted
Total admitted assets i 9672298388
Liabilities
Net amount of unpaid losses and claims 35049540
Reserves 8689346343
Dividends to policyholders declared but unpaid 337427960
Salaries and miscellaneous accounts due or accrued 7268447
Taxes due or accrued 32681112
Cther items
Premiums interest and rent paid in advance 15837006
Present value of supplementary contracts and disability benefits 118614942
Miscellaneous items 11111525
Surplus protection to policyholders 424961513
Total liabilities 9672298383Insurance Department of Georgia
361
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 40360986800
Issued revived or increased during year 8894413300
Sum49255400100
Deduct ceased to be in force during year 1737524700
In force December 31st 1919 47517875400
Business in Georgia
Ordinary
In force December 31st 1918 947701800
Issued revived or increased 360574400
Sum 1308276200
Deduct ceased to be in force during the year 59241000
In force December 31st 1919 1249035200
Net losses paid during year 8741800
Net losses incurred during year 7098300
Investments in Georgia
Bonds 83984500
Mortgage loans 52600000
Policy loans 31705858
Total investments in Georgia 168290358
NEW YORK LIFE INSURANCE COMPANY
346 Broadway New York N Y
Darwin P Kingsley President Seymour M Ballard Frederick M Corse
Secretaries
Attorney for service in GeorgiaB J Clark Atlanta Ga
Knds of business done in GeorgiaLife insurance including permanent physical
disability benefits and other insurances appertaining thereto and granting
purchasing and disposing of annuities and making endowments and receiv
ing and executing trusts etc as authorized by ts charter
Capital Stock
Ledger assets Dec 31 1918 96788419842
Amount of ledger assets taken over by the Russian
Soviet Government 3318760914
Extended at 93469658928
Income
Gross premiums on new business 2491067591
Gross renewal premiums 9790490355
Extra premiums for disability and accidental death
benefits 195434100
Deduct amount paid for insurance 5562444
Total premiums 12471429602
Premiums reported to war risk bureau under soldiers and sailors
civil relief act 1517942
Interest and rents 4322669583
Profits on sale or increase by adjustment of assets 171489388
Other sources
Consideration for supplementary contracts not involving life
contingencies 109963521
Dividends left with the company to accumulate at interest Cn
cluding surrender values of revisionary additions left on de
posit 4754385 99720154
Borrowed money 470000000
All other income 78842022
Total income 17725632212
Carried forward 111195293140362
Annual Report
Disbursements
Net amount paid policyholders for losses matured endowments
annuities surrender values and trust funds
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 1018035506
b Renewal 2o8512099
etc
Salaries of officers anil employes
Rents
Advertising printing postage telegrams
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Cther items
Agency expenses medical fees and inspection of risks
Taxes licenses and insurance department fees
Real estate taxes repairs and expenses
For total and permanent disability
Borrowed money repaid gross and interest
All other disbursements
8542870763
4228166
1276547605
269173140
60836632
655 95882
3169868789
415519982
372355683
250328902
70595595
8389174
2797995051
239990586
Total disbursements 17544296250
Balance 93650994890
Ledger Assets
Book value of real estate 907048100
Mortgage loans first lien 1598696773115986967731
Bonds at book value 60134988864
Stocks at book value 9937500
Cash in office 621482
Deposits at interest 1792202422
Deposits not at interest 211776899
Agents balances net bills receivable 54450 branch office net
debit balances 5459919 5514369
Cther items
Premium notes and policy loans 14518593477
Cash 64391702
Collateral loans 15900000
Premiums reported to war risk bureau under soldiers and sailors
civil relief act 3052344
Total ledgej assets 93650994890
NonLedger Assets
Interest due and accrued 1184938988
Cther items
Net amount of uncollected and deferred premiums 1399335296
Due from reinsuring companies 5596475
Total assets 96240865649
Deduct Assets Not Admitted
Bills receivable
Cther items
Book value of ledger assets over market value viz
on stocks and bunds not subject to amortization
Branch office debit balances
Reinsurance due from foreign companies not tran
sacting business in the State of New York
54450
108704559
24298160
5596475
Total not admitted assets 138653644
Total admitted assets 96102212005
Liabilities
Net amount of unpaid losses and claims 1116357854
Reserves or unearned premiums on risks outstanding75526126300
Dividends to policyholders declared but unpaid 2184 28575
Salaries and miscellaneous accounts due or accrued 20024667
Taxes due or accrued 467309556Insurance Department of Georgia 363
Cther items
Extra reserve for disability and accidental death benefits in life
policies 183703900
Present value of future instalment payments and disability ben
efits 689015386
Unearned interest and rent paid in advance 270036064
Reserves for dividends and contingencies 16410170747
Additional reserves 607209144
Miscellaneous itemg 593829812
Total liabilities 96102212005
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 after deducting policies taken over by
Russian Soviet Government 277468256900
Issued revived or increased during year 54848507800
Sum 332316764700
Deduct ceased to be in force during year i e terminated and
transferred 19524756100
In force December 31st 1919 3127 92008600
Total 312792008600
Business in Georgia
Ordinary
In force December 31st 1918 4125201000
Issued revived or increased 1461635500
Sum 5586836500
Deduct ceased to be in force during the year 372963100
In force December 31st 1919 52138 73400
Total 5213873400
Net losses paid during year 67992660
Net losses incurred during year 55077116
Investments in Georgia
Bonds State county municipal 159805788
Mortgage loans 337667409
Policy loans 244444219
Cther items
Railroad bonds apportioned according to mileage
basis 446271711
Cash 8600827
Total investments in Georgia 11967 89954
NORTH CAROLINA MUTUAL LIFE INSURANCE COMPANY
114 Parish Durham N C
A M Moore President C C Spalding Secretary
Attorney for service in Georgia1 L Wheeler Atlanta Ga
Kinds of business done in GeorgiaIndustrial and Ordinary
Capital Stock
Amount of paidup capital Mutual
Ledger assets Dec 31 1918 39548766
Extended at 39548766
Income
Gross premiums on new business ordinary 1st year 29050205
Gross renewal premiums 16082091
Insurance premiums 77221873
Total premiums 1224 45169
Interest and rents 2443965
Profits on sale or increase by adjustment of assetsII lMZ5b364
Annual Report
Other sources
Sundry income
11498
Total income 12670382
Carried forward 166252728
Disbursements
Net amount paid policyholders for losses 40124066
Legal and administrative expenses in adjustment of claims 53010
Commissions and allowances to agents 44557787
Salaries of officers and employes 4006878
Rents and interest 2070536
Paid policyholders for dividends 27005
ether items
Rent taxes and repairs to real estate fixtures 1034977
Taxes fees licenses 2530165
Agency supervision salaries etc 2542937
Total disbursements
Balance
Ledger Assets
Book value of real estate
Mortgage loans first lien 4372547
Bonds at book value
Stocks at book value
Cash in office
Policy loans
Deposits notat interest
Agents balances net
ther items
Bills receivable 178774
War savings stamps 84200
6108079
103890781
62361967
5 6320000
4372547
45638009
200000
501398
957175
5299168
2103
262974
62361967 7 50003
NonLedger Assets
Market value of assets over book value Cther items Net amount uncollected and deferred premiumsf 9743333 240000 1498229 2900000
Furniture and fixtures 11481562

77493532
Deduct Assets Not Admitted 2103 178774 240000 1498229

Cther items Printed matter Furniture and fixtures
Total admitted assets 1919106

Total admitted assets 755 744 26
Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding 132100 61540500
Insurance Department of Georgia
365
Cther items
Premiums and interest paid in advancef 268792
Estimated federal and state taxes 1600600
Medcal examinations 386450
2255242
Total amount of liabilities except capital 63927842
Surplus over all liabilities 11646584
Surplus protection to policyholders 11646584
Total liabilities 75574426
Business in Force Life Insurance Companies
Ordinary Industrial
In force December 31 1918 t 584671300 1025000900
Issued revived or increased during year 984781456 772704300
Sum 1569452756 1793205200
Deduct ceased to be in force during year 243194700 466008300
In force December 31st 1919 1326258056 1327196900
Business in Georgia
Ordinary Industrial
In force December 31st 1918 59737600 289413700
Issued revived or increased 74685000 292015900
Sum 134422600 581429600
Deduct ceased to be in force during the year 16405000 173564000
In force December 31st 1919 118017600 407865600
Net losses paid during year 521473 3534335
Net losses incurred during year 521473 35425k5
Investments in Georgia
Mortgage loans 210000
Total investments in Georgia 210000
NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY
210 Wisconsin Street Milwaukee Wis
W D Van Dyke President A S Hathaway Secretary
Attorney for service in GeorgaW Woods White Atlanta Ga
Kinds of business done in GeorgiaLife Insurance
Capital Stock
Amount of paidup capitalPurely Mutual
Ledger assets Dec 31 191840270080725
Kxtendea at 40270080725
Income
Premiums 6469372907
Interest 20 15630729
Rents r 36348852
Consideration for installment and option settlements 201792035
All other income 33127248
Total income 8765271771
Disbursements
Death claims 1917121698
Matured endowments 815726548
Annuities 25481134
Surrendered policies 652961852
Dividends to policyholders 1 1472670836
Disability claims 79756
Total paid policyholders 48840 41824
Taxes 176688709
Commissions to agents 793654938
Medical examinations etc 41376343366
Annual Report
Salaries of officers trustees and home office employes 113568343
Rent for occupancy of home office f
All other disbursements uuufbja
Total disbursements 6236406412
Ledger Assets
Real estate including home office 8411145584
Loans on real estate mortgages bSSSs
Loans on policies as collateral iniiUln
Premium notes and automatic premium loans 1buo
Premiums deferred under Soldiers and sailors civil relief act 85092o
U S A bonds amortized value inn
U S A certificates of indebtedness
Cther bonds amortized value taicii nn
Stocks market value SXHwvi
Cash on hands and in banks ii
Interest and rents due and accrued cSanf ik
Due and deferred premiums 1coi
Assets not admitteddeducted I23b94 a
Total admitted assets 44086177575
Liabilities
Reserve required by law to be held on the companys policies 38789030300
Reserve for annuities and special contracts 241723600
Present value of not due installments 887974500
Losses and endowments unadjusted etc 152949806
Estimated amount of taxes payable in 1920 146843247
Unpaid accounts medical fees commissions etc 28476139
Dividends due and in course of payment 103398597
Deferred dividends payable in 1920 18251048
Funds for deferred dividends payable after 1920 82832200
Annual dividends payable in 1920 1610000000
Reserve for taxes in dispute 50000000
Reserved for contingencies 1974698138
Total liabilities 44086177575
1919 figures include 98940491 for death losses incurred for which no proofs
have been received
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918168093654600
Issued revived or increased during year 30271208000
Sum 198364862600
Deduct ceased to be in force during year 6741354400
In force December 31st 1919 191623508200
Business in Georgia
Ordinary
In force December Slst 1918 254684390C
Issued during year 330991000
Sum 2877834900
Deduct ceased to be in force during the year 10901500C
In force December 31st 1919 2768819900
Net losses paid during year 39382100
Net losses incurred during year 33867300
Investments in Georgia
Bonds 41600000
Mortgage loans 284767500
Policy loans 175463576
Total investments In Georgia 501831076Insurance Department of Georgia
367
PACIFIC MUTUAL LIFE INSURANCE COMPANY
501 West Sixth Street Los Angeles Cal
Geo I Cochran President C I D Moore Secretary
Attorney for service in GeorgiaR H Gordy Atlanta Ga
Kinds of business done in GeorgiaLife Personal Accident Health Insurance
Capital Stock
Amount of paidup capital 120000000
Ledger assets Dec 31 1918 4154590381
Increase of paidup capital during year 20000000
Premium on capital stock increase 15000000
Extended at 418959038
Income
Gross premiums on new business 262140856
Gross renewal premiumsK 676187151
Extra premiums for total and permanent disability 6897439
Deduct amount paid for reinsurance and return pre
miums 10728980
Total premiums 9
Interest and rents 2
Profits on sale or increase by adjustment of assets
Other sources
Consideration for supplementary contracts not involving life
contingencies
Dividends left with the company to accumulate at interest
Checks long outstanding written off
Refund federal corporation tax 1910 1913 and 1914
Prom agents balances previously charged off
34496466
54895190
4591225
11569488
3924076
2209
670609
95239
Total income 1210244502
Carried forward 5399834883
Disbursements
Net amount paid policyhplders for losses matured endowments
and annuities
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 149693290
b Renewal 43963401
267865270
700847
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Cther items
Paid for surrendered and lapsed policies
Other disbursements
193656691
42015660
8433702
13667478
63424494
29168041
79316508
81417757
Total disbursements 779696448
Balance 4620138435
Ledger Assets
Book value of real estate 235045560
Mortgage loans first lien 2391218241 2391218241
Bonds at book value 686849180
Cash in office 701877
Deposits at Interest 112070682
Deosits not at interest 12364850
Agents balances net 702705
Cther items
Loans secured by pledge of bonds stocks or other collateral 404306187
Loans to policyholders 679946442
Premium notes and liens 96932711
Total ledger assets 4620138435368
Annual Report

NonLedger Assets
Interest due and accrued
Net amount of uncollected and deterred premiums 78lioooO
Due from reinsurance companies
4770977111
Total assets
Deduct Assets Not Admitted
Agents balances 855586
ether items
Premium notes policy loans and other policy as
sets in excess of net value and of other policy
liabilities on individual policies onn
Overdue and accrued interest on bonds in default 18000 g
Total not admitted assets KKkv
Admitted assets life department iUSsMM
Admitted assets accident department 294bpJbu
Total admitted assets 50U1M427
Liabilities
Net amount of unpaid losses and claims ufitl
Reserves or unearned premiums on risks outstanding 4l5txiboo
Dividends to policyholders declared but unpaid JltZilZ
Salaries and miscellaneous accounts due or accrued 11V
Taxes due or accrued lob00000
Dividendspayable to policyholders during 1920 SIMJSm
Set aside for payment of future deferred dvidends 2908900
All other liabilitiesr 114938b4
Total amount of liabilities except capital life department Mb
59219451 accident department 172152605 483132056
Capital actually paid in cash120000000
Surplus over all liabilities life department 902
97371 accident department 22500000 112797371
Surplus protection to policyholders 232797371
Total liabilities life and accident departments 5084169427
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 20864752000
Issued revived or increased during year 7117794900
Sum 27982546900
Deduct ceased to be in force during year 1402868200
In force December 31st 1919 6o7967800
Total 26579678700
Business In Georgia
Ordinary
In force December 31st 1918 523315100
Issued revived or increased 2420367 00
gum 765351800
Deduct ceased to be in force during year 73976000
In force December 31st 1919 691375800
Total 691375800
Net losses paid during year 5492100
Net losses incurred during year 5209600
Investments in Georgia
Mortgage loans 600000
Policy loans premium notes and nonlapsing loans 10944660
Total investments in Georgia 11544660Insurance Department of Georgia
369
PAN AMERICAN LIFE INSURANCE COMPANY
13th Floor WhitneyCentral Building New Orleans La
Crawford H Ellis President James E Woodward Secretary
Attorney for service in GeorgiaA J Shropshire Jr Atlanta Ga
Kinds of business done in GeorgiaLife Insurance
Capital Stock
Amount of paidup capital H222
Ledger assets Dec 31 1918 629929458
Extended
at 1 629929458
Income
Accidental death benefits
Gross premiums on new business
Gross renewal premiums 1
War risk extra premiums
Deduct amount paid for insurance and retuxn pre
miums
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Consideration for supplementary contracts
Coupons left with the company
Internal revenue tax
Mercury Reinsurance Company
Miscellaneous
7860
676315
590295
1193
57
11161688
2
16404800
37270096
3646603
15448
80817
12533
13100
182500
30440013
Total income 287761512
Carried forward 917690970
Disbursements
Xet amount paid policyholders for losses
Surrender values and all other payments to policyholders
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 43182298
b Renewal 8345236
All other 8086569
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
ther items
Dividends to stockholders
Medical examiners and inspection fees
Fees taxes and licenses
Miscellaneous
8000000
6589037
7387086
24602382
42799457
16205787
302913
59614103
123005 ai
1368501
4628401
9357925
198871
46578505
Total dsbursements 193355017
Balance 724335953
Ledger Assets
Book value of real estate
Mortgage loans first lien 444795875 4
Bonds at book value 1
Stocks at book value
Cash in office
Deposits at interest
Agents balances net
3256739
44795875
47595784
9689100
200 00
300 37405
5841173370
Annual Report
Cther items
Collateral loans 2850000
Policy loans and premium liens 75883224
Miscellaneous 4366653
83099877
Total ledger assets 724335953
NonLedger Assets
Interest due and accrued S 15954444
Market value of assets over book value 976039
Cther items
Reinsurance due from other companies 235000
Due and deferred premiums 11488372
Miscellaneous 961540
12684972
Total assets 753951348
Deduct Assets Not Admitted
Agents balances gross 6263609
Bills receivable 134083
Cther items
Furniture and fixtures 4148770
Miscellaneous 276517
4425287
Total not admitted assets 10822979
Total admitted assets 743128369
Liabilities
Net amount of unpaid losses and claims 7651498
Reserves or unearned premiums on risks outstanding 525415703
Dividends to policyholders declared but unpaid 231096
Salaries and miscellaneous accounts due or accrued 1114228
Taxes due or accrued 3830176
Cther items
Persistency bonus funds 12743260
War risk extra premiums 1579702
Coupons on deposit 23944133
Interest in advance 1240496
Surplus apportioned for contingencies not other
wise provided for 6380625
Miscellaneous 4855276
59728861
Total amount of liabilities except capital 597971562
Capital actually paid in cash 100000000
Surplus over all liabilities T 45156807
Total liabilities 743128369
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 5046790700
Issued revived or increased during year 2165174400
Sum 7211965100
Deduct ceased to be in force during year 6869 19200
In force December 31st 1919 6525045900
Total 6525045900
Business in Georgia
Ordinary
In force December 31st 1918 370692500
Issued revived or increased l459OOo00
Sum 5l65925i00
Deduct ceased to be in force during the year 469890 00
In force December 31st 1919 4696035 00
Total 469603500
Net losses paid during year 37 526 00
Net losses incurred during year 38000 00Insurance Department of Georgia
371
Investments in Georgia
Mortgage loans 15i2
Policy loans 779661b
Total investments in Georgia
25926616
PENN MUTUAL LIFE INSURANCE COMPANY
6th and Walnut Streets Philadelphia Pa
George K Johnson President John Humphreys
Attorney for service in GeorgiaHenry C Bagley Atlanta
Kinds of business done in GeorgiaLife Insurance
Secretary
Ga
Capital Stock
Ledger assets Dec 31 1918 19995564524
Extended at 19995564524

Income
Gross premiums on new business 606829958
Gross renewal premiums 2671323452
Deduct amount paid for insurance and return pre
miums 2412530
Total premiums loi2
Interest and rents
Profits on sale or increase by adjustment of assets 2502bdd
Other sources
Consideration for supplementary contracts not
involving life contingencies
Dividends left with company to accumulate at in
terest
Bonuses on mortgages etc
Premiums to war risk insurance bureau
All other items including 497500 borrowed money
No 5 Victory liberty loan 500527632
599103641
Total income 4892622740
Carried forward 24888187264
83750033
11250649
34 78931
96396
Disbursements
Net amount paid policyholders for losses and matured endowments
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 234784648
b Renewal 163705994
Commuted renewal commissions
Salaries of officers and employes
Rents
Advertising printing postage telegrams etc
Paid policyholders for dividends and interest on instalment policies
Loss on sale and decrease by adjustment of assets
Cther items
Annuities involving life contingencies 51678223
Surrender values 340258802
Paid for claims on supplementary contracts not
involving life contingencies 55985790
Taxes 65558906
All other disbursements including 14975000 re
paid money and interest 4th and 5th liberty loans 1615360426
1388764989
547726
398490642
14318014
82793065
20426394
22501859
595652235
208428617
2128842147
Total disbursements 4859652345
Balance 20028534919372
Annual Report
Ledger Assets
Book value of real estate 205571282
Mortgage loans 7663688193
Bonds at book value 8617743324
Stocks at book value 47236637
Cash in office 1643763
Deposits at interest 1002139 t8
Agents balances net 298315
Cther items
Collateral loans 91760000
Policy loans and premium notes 3293755128
Bills receivable 3390566
All others 553743
3389459437
Total ledger assets 20028534919
NonLedger Assets
Interest and rents due and accrued 292107711
Market value of assets over book value 1350000
vther items
Net amount of uncollected and deferred premiums 422760730
Total assets 20744753360
Deduct Assets Not Admitted
Agents balances 2978315
Bills receivable 3390566
Cther items
Book value of ledger assets over market value
bonds and stocks 366261125
Interest accrued on bills receivable 39816
Total not admitted assets 372669822
Total admitted assets 20372083538
Liabilities
Policy claims 104937843
Reserves to mature policy contracts 17883325334
Reserve for mortality asset and real estate fluctuation and other
contingencies 384429847
Dividends to policyholders declared but unpaid 1820608724
Salaries and miscellaneous accounts due or accrued 394548
Taxes due or accrued 61722000
Cther items
Unearned interest and rant paid in advance 43813223
Premiums paid in advance 14741046
Dvidends left with the company to accumulate at
interest 42366650
All other items 157 44323
116665242
Total amount of liabilities except capital 20372083538
Surplus protection to policyholders all funds assigned to liabilities
as above
Total liabilities 2037208353S
Business in Force Life Insurance Companies
Ordinarv
In force December 31 191880222578700
Issued revived or increased during year 159 71155400
Sum 96193734100
Deduct ceased to be in force during year 4922425500
In force December 31st 1919 91271308600
Business in Georgia
Ordinary
In force December 31st 1918 3969076300
Issued revived or increased 785827800
Rum 4754904100
Deduct ceased to be in force during the year 2339 21500Insurance department tof Georgia
373
In force December 31st 1919 4520982600
Net losses paid during year 490llilo
Net losses incurred during year 460648 lo
Investments in Georgia
Bonds and stocks 85528000
Mortgage loans 590199714
Policy loans 187406516
Other items
Premium notes 53600000
Total investments in Georgia 916734230
Estimated
PHOENIX MUTUAL LIFE INSURANCE COMPANY
49 Pearl Street Hartford Conn
John M Holcombe President Harry E Johnson Secretary
Attorney for service in GeorgiaRalph A Tracy Atlanta Ga
Kinds of business done in GeorgiaLife Insurance
Capital Stock
Ledger assets Dec 31 1918 4740786467
Extended at 5 4740786467
Income
Gross premiums on new businessI 231521250
Gross renewal premiums 872975094
Deduct amount paid for insurance and return pre
miums 18608112
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Dividends left with company to accumulate at
interest
Consideration for supplementary contracts not in
volving life contingencies
Agents balances previously charged off
Guarantee of mortgage loans
Mortgage loans commissions received
Reserve on policies deposited with this company
Recovery under endowment paid in 1918
Cincinnati Findlay Ft Wayne Ry Co bonds
44221855
15229964
2736225
10060
301193
4975319
6050
375000
98045960
157076117
1999675
67855666
Total income 5965763885
Carried forward 5965763885
Disbursements
Net amount paid policyholders for losses 388160601
Legal and administrative expenses in adjustment of claims 907123
Commissions and allowances to agents
a First year 74065211
b Renewal 37448227
1
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid porcyholders for dividends 1
Loss on sale and decrease by adjustment of assets
ther items
Furniture 3558871
Taxes 25113224
Agents allowances medical and inspection fees 44363097
11513438
34106719
4000000
9039725
43490616
4857790374
Annual Report
Mortgage loan commissions and expenses 2542566
Miscellaneous and other expenses 15708662
Annuities surrender values and supplementary
contracts 100754668
Total disbursements 88811710C
Balance i 5077646785
Ledger Assets
Book value of real estate 12042438c
Mortgage loans first lien 2899597334 2899597334
Bonds at book value 123805395E
Stocks at book value 3487900C
Cash in office 169852
Deposits at interest 131570677
Agents balances net 2747232
Cther items
Policy loans 647374314
Premium notes 2745476
Soldiers and sailors civil relief act 84560
65020435
Total ledger assets 5077646785
NonLedger Assets
Interest due and accrued 9950194J
Market value of assets over book value 7339325
Cther items
Net amount of uncollected and deferred premiums 72303702
Total assets 5256791752
Deduct Assets Not Admitted
Agents balances 2747232
Other items
Overdue and accrued interest on bonds in default 7890583
Total not admitted assets 10637815
Total admitted assets 5246153937
Liabilities
Net amount of unpaid losses and claims 15324949
Reserves or unearned premiums on risks outstanding 4676519094
Dividends to policyholders declared but unpaid 329723460
Salaries and miscellaneous accounts due or accrued 154092
Taxes due or accrued 15000000
Other items
Instalment claims liability 53197300
Premiums paid in advance and unearned interest 19845647
Sundries 2007016
Mortality and investment fluctuation funds 103968600
General equalization fund 29026948
208045511
Total amount of liabilities except capital 5246153937
Total liabilities 5246153937
Business iroForce Life Insurance Companies
Ordinarv
In force December 31 191821347996500
Issued revived or increased during year 5335372400
Sum 26683368900
Deduct ceased to be in force during year 1348424600
In force December 31st 1919 25334944300
Business in Georgia
Ordinary
In force December 31st 1918 336403500
Issued revived or increased ll7287400
Sum 453690900
Deduct ceased to be in force during the year 29714700Insurance Department of Georgia
375
In force December 31st 1919 423976200
Net losses paid during year and endowments 6632643
Net losses incurred during year and endowments 5619333
Investments in Georgia
Bonds 27694100
Mortgage loans 177505000
Policy loans 16906739
Other items
Premium notes 299016
Total investments in Georgia 2224 04855
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY
721 Broad Street Chattanooga Tenn
Robert J Maclellan President W C Cartinhour Secretary
Attorney for service in GeorgiaArch M Conway Atlanta Ga
Kinds of business done in GeorgiaLife Accident and Health
Capital Stock
Amount of paidup capital
Ledger assets Dec 31 1918
20000000
50121312
Extended at
70121312
Income
Gross premiums on new business
Gross renewal premiums
Deduct amount paid for insurance and return pre
miums
19432692
7507430
224990
Total premiums
Interest aod rents
Profits on sale or increase by adjustment of assets
Other sources
Miscellaneous A H
Accident and health department
26715132
2160437
140625
32791
93866432
Total income 122882626
Carried forward 173003938
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 13038657
b Renewal 578537
1917500
18668
Paid policyholders for dividends cash surrender
Other items
Premium adjustment
Medical fees
Taxes
Expenses general
13617194
167063
84842
2870739
727400
2257740
Disbursements accident department
Total disbursements
Balance
5940721
87212520
108873666
64130272
Ledger Assets
Mortgage loans first lien 163150
Bonds at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
16315000
26522188
7500
250000
4544720
807816376
Annual Report
Other items
Collateral loans 1000000
Policy loans 1839797
Bills receivable 70000
Furniture 1307996
4217793
Premiums in course of collection A H 11465255
Total ledger assets 64130272
NonLedger Assets
Interest due and accrued 1 531870
Other items
Life premiums due and unreported 2348238
Total assets 67010380
Deduct Assets Not Admitted
Agents balances 1151239
Bills receivable 70000
Other items
Furniture and fixtures 130796
Policy loans in excess of value 138195
Market value bonds under book value 135059
Premiums unreported over 90 days 327848
Total not admitted assets 3130337
Total admitted assets 63880043
Liabilities
Net amount of unpaid losses and claims 420000
Reserves or unearned premiums on risks outstanding premiums
paid in advance 81295
D vidends to policyholders declared but unpaid reserve for dis
ability 114953
Salaries and miscellaneous accounts due or accrued 55156
Taxes due or accrued 346001
Other items
Medical examiners fees due and accrued 1490 25
Life premium reserve 174755u9
Less reinsurance reserve 189187
Net reserve 17286322
Liabilities accident and health department 19845578
Total amount of liabilities except capital 38298329
Capital actually paid in cash 20000000
Surplus over all liabilities 5581714
Surplus protection to polieyholders 25581714
Total liabilities 63880043
Business in Force Life Insurance Companies
Ordinary Group Insurance
In force December 31 1918 295193400 4070000
Issued revived or increased during year 554919500 1224500
Sum 850112900
Deduct ceased to be in force during year 60467500
In force December 31st 1919 789645400
Total 16315000
Business in Georgia
Ordinary
In force December 31st 1918 7695000
Issued revived or increased 6800000
Sum 14495000
Deduct ceased to be in force during the yeara 1470000
In force December 31st 1919 13025000
Net losses paid during year 20000
Net losses incurred during year 20000Insurance Department of Georgia
6n
Premiums in Force Miscellaneous Companies
In force December 31 1918 ssfnnl
Written or renewed during year
gum 1017 d88 18
Deduct ceased to be in force during year njSJil
In force December 31st 1919 Ji S
Deduct amount reinsurance MtS
Net premiums in force JAoUoli
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Dosses
Written or Re Paid
newed during
the year
Accident 7387710 3095400
Totalsiii 7387710 3095400
Investments in Georgia
Mortgage loans j 1000000
Total investments in Georgia 1000000
PROVIDENT LIFE AND TRUST COMPANY OF PH I LADELPH 1 H A
Northwest corner 4th and Chestnut Streets Philadelphia Pa
Asa S Wing President Leonard C Ashton Secretary
Attorney for service in GeorgiaWallace W Daniel Atlanta Ga
Kinds of business done in GeorgiaLife Insurance
Capital Stock
Amount of paidup capital 3
Ledger assets Dec 31 1918 97bQp85008
Extended at 9760585008
Income
Gross premiums on new business S2lrH2
Gross renewal premiums 1358215060
War hazard premiums l0r
Premiums reported on U S monthly difference lists 364645
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Consideration for supplementary contracts
Dividends left with company to accumulate
Refund of taxes pad in previous years
Refund of mortgage expenses incurred in previous
years
Cash annonymously received
80713064
94182259
8341986
22288095
6898645
113560
1000
29358888
Total income 22125961
Carried
forward 11973181205
Disbursements
Net amount paid policyholders for losses death claims and ma
tured endowments iTI
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents no7S177q
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends j
Loss on sale and decrease by adjustment of assets 4
23916394 25538
84084981 74978601 8443828 15015766 46884225 59178267
378
Annual Report
Other items
Surrender values medical fees taxes etc 315424122
Total disbursements f 2027951722
Balance t 9945229483
Ledger Assets
Book value of real estate 84599085
Mortgage loans first lien 2264159143 other than first lien
32800000 2301504309
Ground rents 4545166
Bonds at book value 5941572336
Deposits at interest 29030177
Other items
Collateral loans 460796666
Premiums reported to war risk insurance bureau 717807
rolicy loans and notes 1127009103
1588523576
Total ledger assets 9945229483
NonLedger Assets
Interest and rents due and accrued HoTsnan
Market value of assets over book value imiimvi
Other items 1c
Net amount of uneollected and deferred premiums paidfor basis 21716211b
Sundry payments made in advance matured endowments an
nuities supplementary contracts and dividends 20U2ii93
Total assets 10716462792
Deduct Assets Not Admitted
Total admitted assets 10716462792
Liabilities
Net amount of unpaid losses and claims niK
Reserves on risks outstanding iil2
Dividends to policyholders declared but unpaid iflIaono
Taxes due or accrued 4Li68209
Other items
Including special fund for possible taxes for 1920 iii oSsm
Total amount of liabilities except capital 10328o80226
Captal actually paid in cash 200000000
Surplus over all liabilities 187882566
Surplus protection to policyholders 38882566
Total liabilities 10716462792
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 41283370100
Issued revived or increased during year 8506407600
Sum 49789777700
Deduct ceased to be in force during year 2965570500
In force December 31st 1919 46824207200
Total 46824207200
Business in Georgia
Ordinary
In force December 31st 1918 294424600
Issued revived or increased 228186000
Sum 522610600
Deduct ceased to be in force during the year 55284300
In force December 31st 1919 467326300
Total t 467326300
Net losses paid during year 1279400
Net losses incurred during year 1000000Insurance Department of Georgia
379
Investments in Georgia
Bonds 57500000
Mortgage loansr nlcnn
Policy loans 1972buo
Total investments in Georgia
76560100
PRUDENTIAL INSURANCE COMPANY OF AMERICA
755 io 769 Broad Street Newark N J
Forrest F Dryden President Willard I Hamilton 2d VP and Secretary
Attorney for service in GeorgiaJ M Skinner Atlanta Ga
Kinds of business done in GeorgiaLife Insurance
Capital Stock
Amount of paidup capital 20S22
Ledger assets Dec 31 1918 55694036547
Extended at 55694026547
Income
Gross premiums on new business ordinary 1313772467
Gross renewal premiums ordinary 4602762300
Deduct amount paid for reinsurance 819k
Industrial premiums 8997154L25
Premiums advanced under soldiers and sailors civil
relief act 498510
149
26
Total premiums
Interest and rents rr72Z1Z72
Profits on sale and increase by adjustment of assets
Consideration for supplementary contracts not involving life
contingencies 7Z I
Dividends left with the company to accumulate at interest
Dividend returned to company for distribution to policyholders
on par value of capital stock of co purchased pursuant to the
provisions of chapter 99 of the laws of New Jersey for the
year 1913 and assigned to Austen Colgate trustee for the pol
icyholders of the company
Conscience fund
Exchange fund
Federal corporation tax return to company
For 10000000 victory liberty loan convertible gold notes Dor
rowed money gross used in part payment of company s al
lotment 5000000 on account of subscription
06136521
36064627
39831099
42953294
3434632
42519094
15110
2008108
4823185
00000000
18177785670
Total income
Carried forward 3871812217
Disbursements
Net amount paid policyholders for losses matured endowments
annuities and surrender values
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year ordinary ISii olcSo
b Renewal ordinary i9
c Industrial 1651038109
Salaries of officers directors trustees and employes branch of
fice expenses medical examiners fees and inspection of risks
4984565562
5581990
Rents
etc
Advertising printing postage telegrams
Paid policvholders for dividends
Loss on sale and decrease by adjustment of assets
2263331861
1202339369
125992259
84108706
1676975808
88480328380
Annual Report
Other items
Commuted renewal commissions paid for claims on supplement
ary contracts not involving life contingencies 11095402
Dividends and interest thereon held on deposit surrendered
during the year
Paid stockholders for interest or dividends eonea
Legal expense si nj
Furniture fixtures and safes ensrwovQ
Repairs and expenses other than taxes slioqil n
Taxes on real estate i
State and provincial taxes on premiums mmsm
Insurance department licenses and fees 6004651
Federal tax 42ioi
State excise taxes
a New Jersey state tax on surplus 10895686
b Municipal taxes and licenses 2755901
c City and county taxes on premiums 616383
d Local licenses and privilege taxes 607562
e Provincial taxes on interest receipts 32680
f Canadian war tax 117155
Law library 111176
Expense of annual audit by public accountants 1200000
Expense of examination by New Jersey state department 5309437
a Sundry general expenses includes contribution of 1102312
toward expenses of the Association of Life Insurance Presi
dents of which 14589 was disbursed by them for legal ex
penses and 389743 for legislative expenses also 2500000
for balance of contribution to United War Work campaign
fund 30866784
b Premiums on surety bonds 261523
c Investment expense account 9249932
d Legislative expenses 427175
e Service retirement and insurance allowances paid and pay
ments made to disabled home office and field employes 33456831
f Expenses on account of service disability allowances 118492
g Business conferences 9790953
h Expenses in connection with mutualization of company 250141
j Deposit to secure rent under lease returned 100000
Borrowed money repaid and interest thereon 4485373999
Total dsbursements includes 44000000 borrowed money repaid 15568324973
Balance 38303487244
Borrowed money repaid gross 40000000 borrowed and used in 1918 in part
payment of companys subscription for 60000000 fourth liberty loan bonds
and 4000000 borrowed and used in 1919 in part payment of companys
allotment of 5000000 on account of subscription for 10000000 victory
liberty loan convertible gold notes
Ledger Assets
Book value of real estate isHu qk
Mortgage loans first lien 1341349235313413492363
Bonds at book value TqqlUnr
Stocks at book value
Cash in office and in transit i
Deposits at interest Jbi KeMn
Deposits not at interest oofin
Agents balances net i Jffcua
Other items
Par value of capital stock of the company purchased pursuant
to the provisions of chapter 99 of the laws of New Jersey for
the year 1913 and assigned to Austen Colgate trustee for the
policyholders of the company 188973750
Loans secured bv pledge on bonds stocks or other collateral 108612500
Loans made to polieyholders on this companys policies assigned
as collateral 4287935865
Premiums advancedunder soldiers and sailors civil relief act 1221147
Total ledger assets 58303487244Insurance Department of Georgia
381

NonLedger Assets
Interest and rents due and accrued 75oyj54997
Other items
Due from other companies for losses and claims on policies of
this company reinsured
Dividend to be returned to company for distribution to policy
holders on par value of capital stock of the company pur
chased pursuant to the provisions of chapter 99 of the laws of
New Jersey for the year 1913 and assigned to Austen Colgate
trustee for the policyholders of the company 133070406 Div
dend declared December 8 1919 payable and paid January 2
1920 to stockholders of record December 31 1919 and re
turned to company by trustee January 5 1920 3307Q40S
Net amount of uncollected and deferred premiums 1070179315
Supplies stationery printed matter furniture fixtures safes
and law library 7004742
Gross assets 60169396704
Deduct Assets Not Admitted
Agents balances 5 1927603
Other items
Par value of capital stock of the company pur
chased pursuant to the provisions of chapter 99
of the laws of New Jersey for the year 1913 and
assigned to Austen Colgate trustee for the pol
icyholders of the company 188973750
Supplies stationery printed matter furniture fix
tures safes and law library 7004742
Premium notes policy loans and other policy as
sets in excess of net value and of other policy
liabilities on individual policies 27253
Book value of ledger assets over market value
viz bonds and stocks 162200800
Total not admitted assets 360134148
Tptal admitted assets 59809262556
Liabilities
Net amount of unpaid losses and claims including claims in pro
cess of adjustment or adjusted and not due 291872575
Reserves on risks outstanding 54064140700
Dividends declared but not yet due payable in 1920 91702500
Apportioned to the credt of deferred dividend policies payable
after 1920 840488597
Dividends to policyholders declared but unpaid 67944417
Salaries and miscellaneous accounts due or accrued 83343357
Taxes due or accrued 261951310
Other items
Present value of amounts not yet due on supplementary con
tracts not involving life contingencies 34264600
Present value of amounts incurred but not due for total and per
manent disability benefits 258656
Due and unpaid on supplementary contracts not involving life
contingencies 258656
Dividends left with company to accumulate at interest and ac
crued interest thereon 8662011
Premiums paid in advance including surrender values so applied 240337841
Unearned Interest and rents paid in advance 112309201
Unpaid dividends to stockholders 35000000
Reserve for service insurance allowances home office and field
employees 13064100
Surrender values due and unpaid 437887
Premium over the par value of the capital stock of the company
not yet purchased for the policyholders 89312625
Deposits to secure rent under lease and accrued interest thereon 211351
Extra war premiums to be refunded 256470
Total amount of liabilities except capital 57331241117382
Annual Report
Capital actually paid in cash 99tsoU 39
Surplus over all liabilities 227802l4da
94 TfiO 214 39
Surplus protection to policyholders
59809262556
nl1i89 737 50 par VaTuTof Thl8apitaTstockofthe company has Been Purchased
pursuant to the provisions of chapter 99 of the laws of New Jersey for the
year 1913 and aCgned to Austen Colgate trustee for the policyholders of
the company
Business in Force Life Insurance Companies
Including Group Insurance
Ordinary
In force December 31 1918 nfn27000
Issued revived or increased during yearg 092482 78800
DeductceasedtoDeinforoe during year lInKanenn
In force December 31st 1919194760530600
Industrial
2 24954868900
43967132100
268922001000
20581748400
248340252600
Business in Georgia
Including Group Insurance
Ordinary
In force December 31st 1918 bIoto 00
Issued revived or increased 25825 31400
Sum IlifiOi 00
Deduct ceased to be in force during the year MWsinnii
In force December 31st 1919 Skksor
Net losses and matured endowments paid during year oSi797si
Net losses and matured endowments incurred during year aaimo
Investments in Georgia
Bonds
Mortgage loans
Policy loans
Other items
Cash in Georgia banks
Total investments in Georgia
625544830
519487930
144733100
1626521
1291392381
RELIANCE LIFE INSURANCE COMPANY OF PITTSBURGH
Fifth Avenue and Wood Street Pittsburgh Pa
James H Reed President H G Scott Secretary
Attorney for service in GeorgiaJ B Husbands Atlanta Ga
Kinds of business done in GeorgiaLife Accident and Health Insurance
Capital Stock
Amount of paidup capital 100000000
Extended at
Income
Gross premiums on new business liniilvm
Gross renewal premiums iuiai
Deduct amount paid for insurance and return pre
miums 1034471
Total premiums 4lni9q
Interest and rents Rnn7
Profits on sale or increase by adjustment of assets osu3u
0tCoensSsUupeS LOO
Dividends left with company 4122819
Receipts undr and health department 287624 0
Office furniture 34554
Total income 523950392Insurance Department of Georgia
383
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 102382278
b Renewal 13986088
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams
Paid policyholders for dividends
Other items
Annuities
Premium notes voided
Cash surrender values
Legal expenses
Taxes
Supplementary contracts
Medical fees and expenses
Inspection fees
Repairs to real estate
Taxes and fees
General expenses
Agents balances charged off
Accident and health
etc
340512
3503027
11831468
289196
9802148
539269
11981972
2747186
430
1998578
2299731
1455303
21246914
72354569
39395
16368366
35024342
2259000
5646300
18124630
67020034
Total disbursements 316836636
Balance 207113756
Ledger Assets
Book value of real estate 15874386
Mortgage loans 106535493
Bonds at book value 711878827
Cash in office 814500
Deposits at interest 34882953
Deposits not at interest 1955817
Agents balances net 10346503
Other items
U S soldiers and sailors relief act 55161
Policy loans 98084274
Premium lien notes 61844774
Bills and accounts receivable 1971328
Outstanding accident and health premiums 6175344
168131481
Total ledger assets 1050419960
NonLedger Assets
Interest due and accrued 13412376
Market value of assets over book value 3125614
Other items
Net amount uncollected premiums 40671393
Office fixtures 6585502
Total assets 1114214845
Deduct Assets Not Admitted
Agents balances 10865519
Bills receivable 1971328
Other items
Office fixtures
6588502
Total not admitted assets 19422349
Total admitted assets 1094792496384
Annual Report
Liabilities 2784602
Net amount of unpaid losses and claims r 931530247
Reserves or unearned premiums on risks outstanding 21753449
TMvTdlnds to policyholders declared but unpaid 940626
Salaries and miscellaneous accounts due or accrued 42l26oo
Taxes due or accrued
Other items 619511
Premiums paid in advance 1716470
Unearned interest ig 17956
Accident and health expenses 1941406
Commissions to agents 6095343
t 967316867
Total amount of liabilities except capital lOoOOOOO
Capital actually paid in cash 27475629
Surplus over all liabilities
127475629
Surplus protection to policyholders
1094792496
Total liabilities
Business in Force Life Insurance Companies 0rdinary
102S4126300
In force December 31 1918 4811558600
Issued revived or increased during year 150956 84900
Sum 1387778900
Deduct ceased to be in force during year 13707906000
In force December 31st 1919
Business in Georgia
Ordinary
351602300
In force December 31st 1918 237275000
Issued revived or increased VlZilZiSiJiJ 588877300
DUeucYceaseTtobein force during the year 541668700
In force December 31st 1919 46 26273
Net losses paid during year 4626273
Net losses incurred during year
Premiums in Force Miscellaneous Companies
In force Decembeu 31 1918 37829789
Written or renewed during year 59247600
Sum 23408 2
Deductceased to be in force during year y 3650677i
In force December 31st 1919 13507579
Deduct amount returned 22499192
Net premiums in force
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the year
S 295146 162314
Accident 4 090 54 115434
Health
t 704200 i 277748
Totals
RESERVE LOAN LIFE INSURANCE COMPANY
429 North Pennsylvania Indianapolis Ind
TW131 G L Stavman Secretary
Chalmers Brown President
Attorney for service in GeorgiaC A West Atlanta Ga
Kinds of business done in GeorgiaLife Insurance
Capital Stock
Amount of paidup capital 4 095 580 64
Ledger assets Dec 31 1918 409558064
409558064
Extended at Insurance Department of Georgia
385
Gross premiums on new business
Gross renewal permiums
56103364
78620708
Total premiums
SforTsilencre
WdSdtoft with the company to accumulate at
interest
Legal fees refunded
Policy coupons
Survivorship surplus fund
Survivorship distribution funds
Profit from S D funds on lapsed policies
Policy tax collected from agent
134724072
24870856
1080
134438
4650
29 94715
31560
245575
1686
4612
Total income
Carried forward
Disbursements
Vet imount paid policyholders for losses
Legand adPminisPtrative expenses in adjustment of claims
Commissions and allowances to agents 2g 524 01
a First year 2927700
b Renewal
Salares of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Other items
Surrender values
Medical and inspection fees
Other disbursements
44034107
4496750
8184314
Total disbursements
Balance
Ledger Assets
Book value of real estate
Mortgage loans first lien
Bonds at book value
Cash in office
Deposts at interest
Agents balances net
oanfmade to policyholders on this companys pol
Pmtef o f5SThTchftone li
for premiums
War saving certificates
3417236
163013244
572571308
27093273
179236
31680101
8999850
780000
2045955
1384120
56715171
128877706
443693602
9725000
295766600
22660430
85366
17574926
870092
95379155
1523283
108750
Total ledger assets
NonLedger Assets
Interest due and accrued
Vel amount of uncollected and deferred premiums 11958879
Unearned fire insurance premiums
Total assets
Agents balances
Deduct Assets Not Admitted
5 1322327
97011188
443693602
10070361
11965710
J 465729673
386
Annual Report
Other items
Premium notes and loans on policies and other
assets in excess of the net value and of other
policy liabilities on individual policies 1815959
Market value of special deposits in excess of cor
responding liabilities per special deposit schedule 232087
Total not admitted assets 3370373
Total admitted assets 462359300
Liabilities
Net amount of unpaid losses and claims 4398294
Reserves or unearned premiums on risks outstanding 400863563
Dividends to polieyholders declared but unpaid 488115
Salaries and miscellaneous accounts due or accrued 1299027
Other items
Unearned interest and rent paid in advance 2754557
Premiums paid in advance including surrender
values so applied J 863953
Estimated amount hereafter payable for federal
state and other taxes based upon the business of
the year of this statement 35000 00
Survivorship surplus fund 802378 int 2 79987 1082365
Survivorship dist fund 850875 int 62950 913825
Policy coupons and interest 14924513
Suspense account 11765
Mortality fluctuations 5000000
m 29056978
Total amount of liabilities except capital 4361 059 77
Capital actually paid in cash 100 000 00
Surplus over all liabilities 16253323
Surplus protection to polieyholders 26253323
Total liabilities 462359300
Business in Force Life Insurance Companies
Ordinary
Tn force December 31 1918 S 31 465 121 00
Issued revived or increased during year Zl 1429569200
Oil III AC 7CA C
Deduct ceased to be in force during year fiPlssn nn
In force December 31st 1919IZZIZZ 4003893300
Business in Georgia
Ordinary
In force December 31st 1918 s 1 nsonsnn
sumedrevivea or increased eSmSo
Deduct ceased to be in forcedu7ing7heyear ffiVwBnn
In force December 31st 1919 1 fidnKRi nn
Net losses paid during year nS n
Net losses incurred during year 600000
SECURITY MUTUAL LIFE INSURANCE COMPANY
Court and Exchange Streets Binghampton N T
D S Dickenson President c A La Due Secretary
Attorney for service in GeorgiaF W Coleman Atlanta Ga
Kinds of business done in GeorgiaLife
Capital Stock
Ledger assets Dec 31 1918 895133671
Extended at 895133671Insurance Department of Georgia
387
Income
Gross premiums on new business 38241061
Gross renewal premiums 176521710
Deduct amount paid for insurance and return
premiums 2258095
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Div Bank of Tarboro failed
Duquene Light Power
Pittsburg Life Trust paymenta
Supt contracts and divs left to ace
Total income
2
81
25000
62048
1007061
12504676
45554995
410142
259564003
Carried forward 1154697674
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 14898750
b Renewal 9262671
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Surrenders etc agency exp med fees legal and
real estate
State taxes lie fees assn life ins pres travel ex
Emp liberty bonds elec exp ref war prems
44379949
6067334
233916
82123842
221004
24161431
11725263
3329475
1898204
3061948
524631
50681199
Total disbursements 177726997
Balance 976970677
Ledger Assets
Book value of real estate 74357007
Mortgage loans first lien 299642500
Bonds at book value 392064883
Stocks at book value 2635000
Cash in office 849847
Deposits at interest 25788259
Deposits not at interest 6535694
Agents balances net 2916909
Other items
Loans to policyholders 165511664
Prem notes 6620503
Prems soldiers and sailors civic relief account 48411
172180578
Total ledger assets as per balance No 23 976970677
NonLedger Assets
Interest due and accrued JfoSn
Market value of assets over book value 1184935
Other items
Net deferred and uncollected premiums 237469il
Total assets 1032095914388
Annual Report
Deduct Assets Not Admitted
Agents balances 2916909
Other items
Prem notes etc in excess 1820213
Overdue int on bonds in default 600000
Book value bonds over market 2725804
5146017
Total not admitted assets 1 8062926
Total admitted assets 1024032988
Liabilities
Net amount of unpaid losses and claims 9090267
Reserves or unearned premiums on risks outstanding 964505679
Dividends to policyholders declared but unpaid 5360944
Salaries and miscellaneous accounts due or accrued 4374465
Tasfs due or accrued 4500000
Other items
Deferred dividend fund 6459839
Prems int and rent paid in advance 2798077
9257916
Surplus over liabilities 26943717
Total liabilities 1024032988
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 5726781800
Issued revived or increased during year 1171929600
Sum 6898711400
In force December 31st 1919 6365660800
Deduct ceased to be in force during year 533050600
Business in Georgia
In force December 31 1918 208968332
Issued revived or increased 25768350
Sum 234736742
Deduct ceased to be in force during the year 17974777
In force December 31st 1919 216761965
Net losses paid during year 5961985
Net losses incurred during year 5691777
Investments n Georgia
Bonds 3565974
Mortgage loans 9800000
Policy loans 9237686
Other items
Premium notes 444157
Policy liens 499061
Total investments in Georgia t 23546878

SOUTHERN STATES LIFE INSURANCE COMPANY
Home OfficeMitylene Alabama
General OfficeAtlanta Georgia
Wilmer L Moore President Frank Orme Secretary
Attorney for Services in GeorgaWilmer L Moore Atlania Georgia
Capital Stock
Amount of paidup capital 10000000
Ledger assets December 31 1918 251067297
Extended at 251067297Insurance Department of Georgia
389
Gross premiums on new
Gross renewal premiums
Disability
Income
business
27602341
68237113
2285420
98124954
14466551
Total premiums
Interest and rents
Other sources
Increase in deposits subject to call
Total income 113842239
Carried forward 364909536
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 22729605
b Renewal 2442587
1250734
13236216
128986
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss and depreciation expense certificates
Medical
Other items
Surrender values
Depreciation furniture and fixtures
State exam taxes etc
Real estate and investment exp
Directors exp
Actuarial
Legal etc
Agency exp and supervision
Bank failures
Agents balances
Incidentals etc
25172192
6020796
538122
2044214
3973564
2500000
3101995
3267519
300000
2389301
87423
139284
267433
2860J3
2360169
178491
507187
1010629
10793439
Total disbursements 67509524
Balance 297400012
Ledger Assets
Mortgage loans first lien 11825II2
Other than first lien Aiiob
1
Bonds at book value
Cash in office
Deposits at interest
Agents balances net personal
Other items
Loans to pelicyholders 5
Loans secured by bonds
Premium notes
Bills receivable
Premium advance coupons
Furniture
85111006
19534082
4331649
661036
105373
1266464
14176886
19534082
176622
57409958
59626
111010110
Total ledger assets as per balance No 23 297400012
NonLedger Assets
Interest due and accrued 2240346
Other items
Due from other companies I494ab
Uncollected and deferred premiums 8976034
10435490
Total assets 310075848390
Annual Report
Ddduct Assets Not Admitted
Agents balances personal 59626
Bills receivable 661036
Other items
Furniture and fixtures 1266464
Prem notes etc in excess of value 270839
1537300
Total not admitted assets 2257965
Total admitted assets 307817883
Liabilities
Net amount of unpaid losses and claims 2626525
Reserves 280107100
Dividends to policyholders declared but unpaid 230195
Salaries and miscellaneous accounts due or accrued 458759
Taxes due or accrued 398400
Other items
Special reserve on reinsurance 150422
Renewal suspense 1174643
Dividends left with company to accumulate 2110986
Premiums paid in advance 3958 17
Extra reserve for disability 12150 95
Unearned interest and rent paid in advance 2127475
Commissions etc 986515
Reinsurance premiums unpaid etc 579100
8740053
Total amount of liabilities except capital 292561032
Capital actually paid in cash 10000000
Surplus over all liabilities 5256851
Surplus protection to policyholders 15256851
Total liabilities 307817883
Business in Force Life Insurance Campanies
Ordinary
In force December 31 1918 2413131000
Issued revived or increased during year 977742600
Sum 3390873500
Deduct ceased to be in force during year 189500100
In force December 31st 1919 3201373500
Business in Georgia
In force December 31 1918 i 1176303400
Issued revived or increased 429051700
Sum 1605355100
Deduct ceased to be in force during the year 106991200
In force December 31st 1919 1498363900
Net losses paid during year 8131200
Net losses incurred during year 7418600
Investments in Georgia
Mortgage loans 60219083
Policy loans 48261600
Other items
Cash in banks 32595714
Total investments in Georgia 141076397
STANDARD LIFE INSURANCE COMPANY
200 Auburn Ave Atlanta Georgia
Herman E Perry President J A Robinson Secretary
Kinds of business done in GeorgiaLife Insurance
Capital Stock
Amount of paidup capital
Extended at
12500000
41430265Insurance Department of Georgia
391
Income
Gross premiums on new business
Gross renewal premiums
30351723
24893725
Total premiums
Interest and rents
other sources
Discount on purchases
Agents bond reserve
Total income
14222
12350
Carried forward
Disbursements
Net amount paid jolicyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 11765445
b Renewal 797735
Salaries of officers and employes
Rents and interestI
Advertising printing postage telegrams etc
Paid policyholders for dividends
Other items
Medical fees
Taxes and license
Capital stock tax auditing miscl
Branch office exp trav exp
Igurniture and fixtures
3843561
4660315
1278814
2810176
2822110
398394
Balance
Ledger Assets
Mortgage loans other than first lien
Bonds at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
other items
Bills receivable
War savings certificates
Loans to policyholders on Co pol as collat
Prem notes on policies in force
111330
393689
3203756
10674
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued t
i ither items
Uncollected and deferred prem new business
Uncollected and deferred prem renewals
2793142
7962813
Total assets
Deduct Assets Not Admitted
Agents balances
Bills receivable
Other items
Amortization of bonds
498523
111330
Total not admitted assets
Total admitted assets
55245448
2023976
26572
57295996
98726261
10009044
181672
12563180
256900
1371675
750000
11969809
Total disbursements 40945841
57780420
13507352
32269044
1366355
4195251
2224446
498523
3719449
57780420
835493
10755955
69371868
103933
713786
68658082392
Annual Report
Liabilities
Net amount of unpaid losses and claims 953685
Reserves or unearned premiums on risks outstanding 50135790
Salaries and miscellaneous accounts due or accrued 141473
Other items
Medical fees 667200
Estimate amount payable for taxes 12905 78
Agents bond reserve 12S50
1970128
Capital actually paid in cash 12500000
Surplus over all liabilities 2957006
Surplus protection to policyholders 15457006
Total liabilities 68658082
Business in Force Life Insurance Companies
Ordinary
In force December SI 1918 820872000
Issued revived or increased during year 1059212500
Sum 1880084900
Deduct ceased to be in force during year 507168000
In force December 31st 1919 1372916300
Business in Georgia
In force December 31st 1918 283825000
Issued revived or increased 340594200
Sum L 624419200
Deduct ceased to be in force during the year 175947800
In force December 31st 1919 444871400
Net losses paid during year 2815636
Net losses incurred during year 2815636
Investments in Georgia
Bonds 15593904
Mortgage loans 5910183
Total investments in Georgia 21504087
STATE LIFE INSURANCE COMPANY
The State Life Building Indianapolis Indiana
H W Bennett President Albert Sahm Secretary
Attorney for service in GeorgiaC V LeCraw Atlanta Ga
Capital Stock
Ledger assets December 31 1918 1990068817
Extended at 1990068817
Income
Gross premiums on new business 105258303
Gross renewal premiums 298702722
Total premiums 403961025
Interest and rents 113747138
Profits on sale or increase by adjustment of assets 41013
Other sources
Dividends left with company i 3141861
Consideration for supplementary contracts 311444
Partial payments on void notes 43082
From agents balances 124
3496511
Total income 521245682
Carried forward 2511314499
Disbursements
Net amount paid policyholders for losses 123284899
Legal and administrative expenses in adjustment of claimB 15874Insurance Department of Georgia
393
Commissions and allowances to agents other than commission 5767297
a First year t 75215678
b Renewal 22283041
97498719
Salaries of officers and employes 188I
Rents and interest oiS
Advertising printing postage telegrams etc 57I14
Paid policyholders for dividends 68734294
Other items
Taxes and internal revenue 10929140
Other policy claims and payments to policyholders 26614416
Agency supervision medical and inspection fees 7943352
Investment expense 1688765
Miscellaneous expense 6726261
53901934
Total disbursements t 374136628
Balance 2137177871
Ledger Assets
Book value of real estate 107365449
Mortgage loans 1075978892
Bonds at book value 431739185
Cash in office 783172
Deposits at interest 47132067
Agents balances net 1925491
Other items
Loans made to policyholders 466697580
Premium notes on policies 5466035
Bonds held on account of S S relief 90000
472253615
Total ledger assets as per balance No 23 2137177871
NonLedger Assets
Interest due and accrued 26460570
Market value of assets over book value 15442034
Other items
Net amount of uncollected and deferred prem1 21789610
Unearned premiums for fire insurance 385i00
22175510
Total assets 2201255985
Deduct Assets Not Admitted
Agents balances 2744188
Other items
Overdue and acct int on bonds in default1 116250
Prem notes in excess of net policy value 838879
Book value of bonds over market value 7881185
8836314
Total not admitted assets 11580502
Total admitted assets 2189675483
Liabilities
Net amount of unpaid losses and claims 10827914
Reserves or unearned premiums on risks outstanding 1839874328
Dividends to policyholders declared but unpaid 44623766
Salaries and miscellaneous accounts due or accrued 12805115
Taxes accrued 8806156
Other items
Special surplus on term policies 2475685
Mortality and asset fluctuation fund 28148044
Premiums paid in advance 2062616
Unearned interest and rent paid in advance 10529778
43216123
Total amount of liabilities except capital 1960153402
Surnlus over all liabilities 229522081
Surplus protection to policyholders 229522081
Total liabilities 2189675483394
Annual Report
Premiums in Force Miscellaneous Companies
In force December 31 1918 f9fB47
Written or renewed during year oloclcinn
gum 848686100
Deductceased to be in force during year nocotcnn
In force December 31st 1919 ivseisqe
Net premiums in force iiaossso
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 oHotq
Issued revived or increased during year 5iinS
olrn l6illDolUUU
DeducTceasedto be in force during year155IS2
In force December 31st 1919 11612912700
Business in Georgia
Ordinary
In force December 31st 1918 Hk 7Xn
Issued revived or increased i7MJ
Sum o4obaoluo
Deduct ceased to be in force during the year 46HrUU
In force December 31st 1919 Soiin nn
Net losses paid during year 250000
Net losses incurred during year 7050000
Investments in Georgia
Mortgage loans 94700268
STATE MUTUAL LIFE ASSURANCE COMPANY
340 Main Street Worcester Mass
B H Wright President D W Carter Secretary
Attorney for service in GeorgiaF W Burr Atlanta Ga
Kinds of business done in GeorgiaLife Insurance with and without
disability provisions
Capital Stock
Ledger assets Dec 31 1919 5692697931
Extended at 5692697931
Income
Gross premiums on new business 162753256
Gross renewal premiumsi 754469838
Total premiums 917223094
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Consideration of supplementary contracts not involving life con
tingencies
Dividends left with the company to accumulate at interest
Premium notes restored
Payment of rent in arrears on real estate sold
289296840
2018055
9252947
25350551
66500
30000
Total income 1243237987
Carried forward 6935935918
Disbursements
Net amount paid policyholders for losses 408240290
Legal and administrative expenses in adjustment of claims 90527
Commissions and allowances to agents
a First year 64088150
b Renewal 50479921
Salaries of officers and employes
Rents and interest
114568071
21617688
7521332Insurance Department of Georgia
395
Advertising printing postage telegrams etc 9059783
Paid policyholders for dividends 177771361
Loss on sale and decrease by adjustment of assets 31144850
Other items
War hazard premiums returned 297236
Surrender values paid in cash or applied in liquidation of loans
or notes 88950694
Annuities involving life contingencies 4473621
Claims on supplementary contracts not involving life contingencies 7037555
Dividends left with company to accumulate at interest 12457053
Taxes and sundry expenses 57965741
Total disbursements 941195802
Balance 5994740116
Ledger Assets
Book value of real estate i
Mortgage loans first lien 19119625 other than first lien 115000
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest m
Other items
Loans made to policyholders on companys policies assigned as
collateral
Loans secured by pledge of bonds
Premiums reported on U S monthly difference list in accord
ance with soldiers and sailors civil relief act
Premium notes on policies in force
Total ledger assets 5994740116
NonLedger Assets
Interest due and accrued 87169330
Other items
Due from other companies for losses or claims on policies of
this company reinsured 1000000
Uncollected and deferred premiums 126417375
Payments in advance on 1920 annuities 3 11899
173800000
1926962500
2864771489
125874638
388965
86463783
813070983
2500000
87858
818900
Total assets 6209638720
Deduct Assets Not Admitted
Book value of bonds and stocks over market value 22938985
Total not admitted assets
22938985
Total admitted assets 6186699735
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Dividends to policyholders declared but unpaid
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Supplemental contracts not yet due
Unadjusted surrender values
Supplemental contracts due and unpaid
Premiums paid in advance
Unearned interest and rents paid in advance
Total amount of liabilities except capital
Surplus over all liabilities 290765733
29965800
5529433596
241052668
2749450
20000000
62103428
468979
88812
10069549
1720
5895934002
Surplus protection to policyholders 290765733
Total liabilities 6186699735
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918240152133 00
Issued revived or increased during year 4724487400
396
Annual Report
28739700700
OUui 19 07A 7C1 nn
Deduct ceased to be in force during year 97VnB 24no
In force December 31st 1919 27502624600
Business in Georgia
Ordinary
In force December 31st 1918 MmI
Issued revived or increased IiJolW
Deductceasedtobein force during the year nlnnn
In force December 31st 1919 27 M
Net losses paid during year
Net losses incurred during year oittiio
TRAVELERS INSURANCE COMPANY
Main Street Hartford Conn
Louis F Butler President James L Howard Secretary
Attorney for service in GeorgiaR J Waugh Atlanta Ga
Kinds of business done in GeorgiaLife Accident Health Liability and
Workmens Collective
Capital Stock
Amount of paidup capital 600000000
Ledger assets Dec 31 19181040510296
Extended
at 10405102967
Gross premiums on new business iJn
Gross renewal premiums wiiBiiO
Gross premiums for disability and additional acci
dental death benefits 4246223b
Deduct amount paid for insurance and return pre
miums
58717825
Total premiums 27
Interest and rents B
Profits on sale or increase by adjustment of assets
Other sources
Consideration for supplementary contracts not involving life
contengencies
Exchange
Profit and loss miscellaneous
30365590
45694314
6465477
85602011
766696
19411
Total income I 3368907499
Carried forward 13774010466
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year S 326764502
b Renewal 89378176
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Paid for claims on supplementary contracts not involving life
contingencies
Mortgage loan expense
1171054879
5432026
416142678
248620882
40200167
23349433
7888131
45079894
71963646
7513508Insurance Department of Georgia
397
Taxes licenses and fees 83551843
Decrease in liabilities on account of funds held under rensur
ance treaties 898700
All other disbursements bb84o
Total disbursements 2184684207
Balance 11589326259
Ledger Assets
Book value of real estate 533527793
Mortgage loans first lien 4330962215 4330962215
Bonds at book value 47oi00
Stocks at book value io5cQioo
Deposits at interest SoSkc
Agents balances net 13756
Other items
Loans on company s policies iiijnvio
Bunds held under reinsurance treaties 9559200
premiums reported on U S monthly difference lsts to war risk
insurance bureau in accordance with the soldiers and sailors
civil relief act 456588
Total ledger assets 11589326259
NonLedger Assets
Interest due and accrued 1 186177308
Market value of assets over book value 400719o2
Other items
Due from other companies for losses or claims on policies of
this company reinsured 21848
Net amount of uncoUected and deferred premiums 347071018
Gross assets accident health liability workmens compensa
tion and workmens collective business 4957991538
Total assets 17129820483
Deduct Assets Not Adpiitted
Agents balances 13756
Other items
Overdue and accrued interest on bonds in default 15206832
Assets not admitted accident health liability
workmens compensation and workmens collec
collective business 56608046
Total not admitted assets J 71828634
Total admitted assets 17057991849
Liabilities
Xet amount of unpaid losses and claims 57631479
Reserves or unearned premiums on risks outstanding11578009455
Dividends to policyholders declared but unpad 53350428
Salaries and miscellaneous accounts due or accrued 6934063
Taxes due or accrued 73694334
Other items
Liability on policies canceled upon which a surrender value may
be demanded 1821746
Unearned interest and rent paid in advance 29755372
Special reserve 9032100
Funds held under reinsurance treaties 9559200
iotal liabilities accident health liability workmens compen
sation and workmens collective business 3718418427
Total amount of liabilities except capital 15538206604
Capital actually paid in cash 600000000
Surplus over all liabilities 919785245
Surplus protection to policyholders 1519785245
Total liabilities 17057991849398
Annual Report
Business in Force Life Insurance Companies
Inclusive of Group Insurance
Ordinary
In force December 31 1918 TSUoSSo
Issued revived or increased during year 514542Sbauu
gum 126883395100
Deduct ceased to be in force during year 11461021600
In force December 31st 1919115422373500
Business in Georgia
Exclusive of Group Insurance
Ordinary
In force December 31st 1918 815793500
Issued revived or increased i540luu
gum 1141733600
Deduct ceased to be in force during the year ZJ2
In force December 31st 1919 1103909100
Net losses paid during year inoiicoe
Net losses incurred during year 1024 fbyb
Investments in Georgia
Bonds and stocks USSkaaa
Mortgage loans IHocao
Policy loans 48368592
Total investments in Georgia 9 212227313
UNION CENTRAL LIFE INSURANCE COMPANY
17 West Fourth Cincinnati Ohio
Jesse R Clark President George U Williams Secretary
Attorney for service in GeorgiaT H Daniel Atlanta Ga
Kinds of business done in GeorgiaLife Insurance
Capital Stock
Amount of paidup capital200000000
Ledger assets Dec 31 191812305383419
Increase of paidup capital during year aOOOOOOO
Extended at 112556383419
Income
Gross premiums on new businessS 477501451
Gross renewal premiums 177671054
Deduct amount paid for insurance and return pre
miums 4351 23
Premiums reported during year to war risk insur
ance bureau 135375
Total premiums IfAiSnnZ
Interest and rents 814IHI
Profits on sale or increase by adjustment of assets 616008
Other sources
Consideration for supplementary contracts
Dividends left with company to accumulate at
interest
Proceeds of policies left with company to accumu
late at interest
Other receipts
118723228
30793912
5030496
S5732787
25166033
Total income 3187324530
Carried forward 15542707949Insurance Department of Georgia
399
Disbursements
Net amount paid policyholders tor losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year VllhltHl
b Renewal 115105168
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Other payments to policyholders blb4iuab
Taxes 5803181
Mortgage loan expense 55S
Medical examiners fees and inspections 171d7t4b
All other disbursements 220164402
618906307
21183
286381717
78343571
17567292
12916361
380110956
4734777
979210823
Total disbursements t 2378192987
Balance 13164514962
Ledger Assets
Book value of real estate 35J6
Mortgage Joans first lien 9911240872 9911240872
Bonds at book value 7316iH
Cash in office caooH
Deposits at interest 184032432
Deposits not at interest 108653
Other items
Premiums reported to war risk insurance bureau 204901
Loans to policyholders 1828177416
Premium notes 238567359
Accounts collectible 5660270
2072609946
Total ledger assets 13164514962
NonLedger Assets
Interest due and accrued 420862718
Other items
Net amount of uncollected and deferred premiums 101212917
Total assets 13686590597
Deduct Assets Not Admitted
Accounts collectible
Other items
Premium notes policy loan and other policy as
sets in excess of net value
Book value of bonds over market value
7429631
3473u4
1689601
9466626
Total not admitted assets
Total admitted assets 13677123971
Liabilities
Net amount of unpaid losses and claims 1
Reserves or unearned premiums on risks outstanding
Dividends to policyholders declared but unpaid
Salaries and miscellaneous accounts due or accrued
Estimated amount payable for taxes i
Other items
Surplus of life rate end and def div policies 505760300
61743378
11473310800
352766649
45267897
45807487
Present value of instalment settlements
Dividends left to accumulate at interest
Premiums paid in advance
Other liabilities
160315902
12871688
19000517
350591677
Total amount of liabilities except capital
1048540084
13027436295
400 Annual Report
Capital actually paid in cash 5B0i04e
Surplus over all liabilities 39Jb87b7b
Surplus protection to policyholders b496S7676
Total liabilities 513677123971
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 Hn m
Issued revived or increased during year i2o i
gum by33A8b00U
Deduct ceasecTto be in force during yearMn2
In force December 31st 1919 66191970000
Business in Georgia
Ordinary
In force December 31st 1918 SSlxSH
Issued revived or increased V5 HU
Cm 33b4483 400
Deduct ceased to be in force during the year iU6imou
In force December 3lst 1919 816071W00
Net losses paid during yeaf jjicl
Xet losses incurred during year ilb4i4
Investments in Georgia
Mortgage loans T 25707033
Other items
Premium notes and cash in bank 446093b
Total investments in Georgia 80167969
UNITED LIFE AND ACCIDENT INSURANCE CO
24 So Main St Concord N H
S M Jameson President Robert J Merrill Secretary
Attorney for service in Georgia Nelson M Hurdy Rome Ga
Kinds of business done in Georgia Life and Accident
Capital Stock
500 00000
136127322
Amount of paidup capital
Ledger assets Dec 31 1918
Extended at 1861273
Income
Gross premiums on new business 14308882
Gross renewal premiums 29923208
Deduct amount paid for insurance and return
premiums 1103390
43128693
6808120
111318
51877783
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Total income
Carried forward t 188005105
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 7332711
b Renewal 916005
Salaries of officers and employes
Rents and interest
12555036
73469
8248716
3703670
399848Insurance Department of Georgia 401
Advertising printing postage telegrams etc 2239571
Paid policyholders for dividends 403826
Less on sale and decrease by adjustment of assets 9355
Total disbursements t 35880164
Balance 152124941
Ledger Assets
Book value of real estateI 1774887
Mortgage loans 80911757
Bonds at book value 56560985
Cash in office 80607
Deposits at interest 253362
Deposits not at interest 1094095
Agents balances net 488822
Other items
Coll loans 950000
Premium notes 657571
Policy loans 9352855
Total ledger assets as per balance No 235 152124941
NonLedger Assets
Interest due and accrued 3311666
Amort value of tssets over book value 192250
Other items
Market value of real estate over book 225113
Net uscollected and deferred premiums 4058097
4283210
Total assets 159912067
Deduct Assets Not Admitted
Agents balances 744145
other items
Premium notes policy loans and other policy
assets in excess of net value 204735
Total not admitted assets 948880
Total admitted assets i 158963187
Liabilities
Net amount of unpaid losses and claims 1077598
Reserves or unearned premiums on risks outstanding 77959700
Taxes due or accrued 597519
Other items
Premiums paid in advance 86512
Unearned interest and rent paid in advance 217514
Comm to agents on prem nptes when paid 37373
Med ex fees 17000
Dep pend ins 77503
435902
Total amount liabilities except capital 84880369
Capital actually paid in cash o0900000
Surplus over all liabilities 24082828
Surplus protection to policyholders 74082828
Total liabilities 158963187
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 880663100
Issued revived or iscreased during year 535189900
Sum 1415853000
Deduct ceased to be in force during year 129773300
In force December 31st 1919 12860797402
Annual Report
Business in Georgia
In force December 31 1918
Issued revived or increased
Sum
Deduct ceased to be in force during the year
In force December 31st 1919
Net losses paid during year
Net losses incurred during year
37942900
33341200
71284100
18670000
52614100
26759200
25687800
VOLUNTEER STATE LIFE INSURANCE CO
Volunteer Bldg Chattanooga Tenn
Z C Patten President E Leon Porter Secretary
Attorney for service in Georgia A M Jones Bowman Ga
Kind of business done in Georgia Life insurance
Capital Stock
Amount of paidup capital 533
Ledger assets Dec 31 1918 34
Increase of paidup capital during year
50000000
Extended at 3765095
Income
Gross premiums on new business
Gross renewal premiums
29566048
80620913
Total premiums
TyitArftRt 3sd rnts
Profits on sale or increase by adjustment of assets
Other sources
Consideration for supplementary contracts
War tax
Increase in surplus due to sale of stock
Increase in reserve inst death claims
Increase in office lot and bldg
1692000
266786
5095000
1528
314274
10186961
27680637
342641
5677588
Total income 5 145579827
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
First year 20850867
Renewal 4448576
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Claims on supplementary contracts
Dividends to stockholders
Agency suspension
Medical fees
Legal expense
Furniture and fixtures
Repairs and expenses on real estate
Taxes
Premiums paid in advance
Premiums pending
Mortgage loan exp
Reduction coupons unpaid
Inc exp agency
Voided checks paid
Repairs agency
522089416
30136252
134667
25299443
6886032
813805
1466842
18385
556668
2500000
228300
2600510
5839
111528
4843183
3423604
97658
51416
143549
2200
30984
94
450
Insurance Department of Georgia
403
Trav exp H O
Inc exp H O
Lights
Office supplies
Fire ins
Ins books
Auditors
Ins Assoc dues
Agents balances chgd off
131206
214090
21046
171449
6018
53893
25500
61696
72345
Total disbursements 87311337
Balance 434778079
Ledger Assets
Book value of real estate
Mortgage loans first lien
Bonds at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Building special fund
Policy loans liens ext notes
78843809
138406216
115589299
20000
15504584
835573
381778
35745
85161075
Total ledger assets as per balance No 23 4 34778079
NonLedger Assets
Interest due and accrued
Other items
Net amount uncollected and deferred premiums
Total assets 450020142
5710613
9531450
Deduct Assets Not Admitted
Agents balances 79363 0
Other items
Ext notes policy loans and other policy assets in
excess of net value 400000
Total not admitted assets
Total admitted assets
1193610
448826532
Liabilities
Net amount of unpaid losses and claims
Dividends to policyholders declared but unpaid
Taxes due or accrued
Other items
Regular policy reserve1
Present value amounts not due on supplementary contracts
Premiums paid in advance
Unearned interest
Comm due agentsZH
Salaries office exp acctsZZZZJ
Medical feesZZ
Mercury Re Ins DepZ
Extra prems acct war permitZZZZZZZZZ
Prem rec coup unpaid
Premiums pending
Total amount of liabilities except capital
Capital actually paid in cash 500 000 00
Surplus over all liabilities lOoOOOOO
Surplus protection to policyholders
3200000
1134319
8684276
1250000
365883500
5443864
99394
1894252
140347
130000
146800
1500000
134847
28093
153240
Total liabilities
60000000
448826532404
Annual Report
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 itfoljioo
Issued revived or increased during year SiTsioo
Deduct ceased to be in force during year 44X47ntoo
In force December 31st 1919 42484 0500
Business in Georgia
Ordinary
In force December 31st 1918 2lqfi4nn
Issued revived or increased 75368500
DUetocT7easedtobeTnYorc eduring the year SJSSn
Is force December 31st 1919 24
Net losses paid during year nnnnn
Net losses incurred during year suuuuu
Investments in Georgia
MortgageToans 5K643m
Policy loans Maiaua
Total investments in Georgia 71885770Insurance Department of Georgia
405
MISCELLANEOUS COMPANIES
AETNA CASUALTY AND SURETY COMPANY
650 Main Street Hartford Connecticut
M G Bulkeley President D N Gage Secretary
Attorney for service in Georgia Wm H Rhett 23 Poplar St Atlanta Georgia
Capital Stock
Amount of paidup capital 200000000
Ledger assets December 31 1918 1237667184
Extended at 1237667184
Income
Gross premiums on new business 1264478329
Deduct amount paid for insurance and return
premiums 368103801
Total premiums 896374528
Profits on sale or increase by adjustment of assets 71250
Other sources
Received from Frankfort General Insurance Company 500000
Total income 942757943
Carried forward 2180425127
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year
Salaries of officers and employes
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Total disbursements 819386821
363607396
38537442
210464203
210464203
90626363
6370837
109767660
12920
Balance 1361038306
Ledger Assets
Mortgage loans first lien
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Collateral loans
Bills receivable and suspense accounts 1202946
Advance traveling expenses and commissions 236493
Equity in N Y Excise Reins Assn 7912876
Reins recoverable 251138
Revenue stamps for redemption 12928
164797500
642178400
135128525
150663
101387567
107177594
145020171
55581505
9616381
Total ledger assets as per balance No 23 1361088306406
Annual Report
NonLedger Assets
Interest due and accrued 13673211
Market value of assets over book value 26113075
Other items
Estimated recovery LaSalle St Trust Savings
Bank loss 644232
Total assets 1401468824
Deduct Assets Not Admitted
Agents balances t 717691
Bills receivable 1202946
Other items
Advance traveling expense and commissions 236493
Total not admitted assets1 2HH
Total admitted assets 1399311694
Liabilities
Net amount of unpaid losses and claims 321533579
Reserves or unearned premiums on risks outstanding 432286594
Salaries and miscellaneous accounts due or accrued 40404523
Taxes due or accrued 42819310
Other items
Estimated expenses of investigation and adjustment of
unpaid claims etc 15747301
Total amount of liabilities except capital 852791307
Capital actually paid in cash 22SXS o2
Surplus over all liabilities 34b520387
Surplus protection to policyholders 54b5U3s
Total liabilities 1399311694
Premiums in Force Miscellaneous Companies
In force December 31 1918 iM1mq
Written or renewed during year JnJJjASo ii
gum 1942409816
Deduct ceased to be in force during year 1054379611
In force December 31st 1919 888030405
Deduct amount returned T 63764701
Net premiums in force 824265504
Business in State of Georgia During 1919
Gross Premiums
lesY Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Tear
Accident 1560
Liability 385 229025
Fidelity 737540 143792
Surety 1028819 235030
Plate glass 235855 128706
Burglary and theft 330745 179850
Sprinkler 301454 34545
Fly wheel 8300
Auto and teams property damage 2314968 1234533
Totals 4959582 2185481
Investments in Georgia
Bonds 3675000
Total investments in Georgia 3675000Insurance Department of Georgia
407
AMERICAN CASUALTY CO
607 Washington Street Reading Pennsylvania
E P Van Reed President Harvey H Shomo Secretary
Attorney for services in GeorgiaErnest Howard Atlanta Ga
Kinds of business done in GeorgiaAccident Health Burglary Liability Plate
Glass Automobile Liability Automobile Property Damage
Capital Stock
Amount of paidup capital
Ledger assets December 31 1918
Increase of paidup capital during year
50000000
102723358
10000000
Extended at 112723358
Income
Gross renewal premiums
Deduct amount paid for insurance and return
premiums
90816433
17751147
Total premiums
Interest and rents
Other sources
Surplus paid in
Commission on bonding business
73065286
5079699
5000000
48923
Total income 83193908
Carried forward 195917266
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year
Salaries of officers and employes and traveling expenses
Rents and interest
Advertising printing postage telegrams etc
Furniture
Inspections
Legal expenses
Other items
Real estate taxes and expenses 1179052
Taxes licenses and fees 3087703
Underwriting expense 249742
Sundry expense 405158
Dividends to stockholders 6000000
35145184
4618742
19400037
7004983
616035
915241
210981
238348
6925
10921655
Total disbursements T 79078131
Balance 116839135
Ledger Assets
Book value of real estate
Mortgage loans first lien
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Total ledger assets as per balance No 23
NonLedger Assets
23919021
26157650
46607893
1050000
428434
7189451
11786686
116839135
Inetrest due and accrued
Market value of assets over book value real estate
844043
2000000
Total assets
119683178408
Annual Report
Deduct Assets Not Admitted
Agents balances
Other items
Book value over market value of bonds
Of stocks
1165469
986847
375000
1361847
Total not admitted assets
2527316
Total admitted assets 117155862
Liabilities
Net amount of unpaid loKses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Reinsurance
Commission
Total amount of liabilities except capital
Capital actually paid in cash 50000000
Surplus over all liabilities 15134309
2046191
26614616
148293
1643032
72330
3081366
52021553
66134309
Surplus protection to policyholders
Total liabilities 117155862
Premiums in Force Miscellaneous Companies
In force December 31 1918
IIIIH 18
Written or renewed during year
Sum
Deduct ceased to be in force during year
In force December 31st 1919
Net premiums in force
Business in Georgia During 1919
48790180
90816433
96006613
84687543
54919070
54919070
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Accident and health
Liability
Plate glass
Burglary and theft
Auto and teams property damage
Written or Re
newed during
the Year
1109584
1109584
533116
47475
526038
Totals
2751684
Paid
258030
161200
175816
17700
226644
839390
AMERICAN CREDITINDEMNITY CO OF NEW YORK
511 Locust Street St Louis Missouri
E M Treat President Jos J Groos Secretary
Attorney for service in GeorgiaJ F Burkhardt 1120 Hurt Building Atlanta
Georgia
Kinds of business done in GeorgiaCredit Insurance
Capital Stock
Amount of paidup capital 2f22222
Ledger assets December 31 1918 22837057
Extended at 228237057
Income
Gross premiums on new and renewal business 112689534
Deduct amount paid for insurance and return
premiums 79 8490
Total premiums 104711044Insurance Department of Georgia
409
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Coll prem war tax for U S Govt
Policy fees required or represented by application
Sale M K T Ry Co prfd stock charged off
Premium notes previously charged off
Agents balances previously charged off
1038893
175600
26403
55724
10980630
43792
1296620
Total income 117032086
Carried forward 345269143
Disbursements
Net amount paid policyholders for losses 3998971
Legal and administrative expenses in adjustment of claims 1913358
Commissions and allowances to agents
a First year 26349321
Salaries of officers and employes 11012568
Rents and interest 835969
Advertising printing postage telegrams etc 6029659
Paid stockhoders for dividends no dividends to policyholders 8750000
Loss on sale and decrease by adjustment of assets 1304675
Other items
Prem tax ins dept L P and federal taxes 54846SS
All other licenses fees and taxes 1612207
Office maintenance prize contests exchange mere
agencies etc 1170494
Agents balances charged off 3514427
11781826
Total disbursements 71976347
Balance 273292796
Ledger Assets
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Other items
Premium notes
216130960
34708892
184821
16018572
1842790
7739438
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued
Other items
Premium notes 33938
Bank balances 5680
Total assets
Deduct Assets Not Admitted
Agents debit balances 364889
Other items
Prem notes past due 342640
Book value of bds and stocks over market value 26693352
273292796
1534617
39618
274867031
27400881
Total not admitted assets
Total admitted assets 247466150
Liabilities
Reserves or unearned premiums on risks outstanding including
additional loss reserve of 40000000
Reserve 76788824
Unearned premiums 56187375
Salaries and miscellaneous accounts due or accrued 350000
Taxes due or accrued 5191159410
Annual Report
Other items
Commissions brokerage etc l1624o
Special reserve for excess values of securities by
ins depts over market value 8500000
8616245
Total amount of liabilities excetp capital 147133603
Capital actually paid in cash 35000000
Surplus over all liabilities 65332547
Surplus protection to policyholders 100332047
Total liabilities 247466150
Premiums in Force Miscellaneous Companies
In force December 31 1918 fUHoo
Written or renewed during year in
Sum 196021178
Deduct ceased to be in force during year and cancellations 92501797
In force December 31st 1919 o oacoi
Deduct amount reinsured nnioseon
Net premiums in force 100498b9U
Business Done in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Year
869916
Credit
Total
869916
AMERICAN INDEMNITY COMPANY
24th and Strand Galveston Texas
Sealy Hutchings President George Sealy Secretary
Attorney for service in GeorgiaOlin M Stanton 912 Candler Building Atlanta
Georgia
Kinds of business done in GeorgiaPublic Employers and Auto Liability
Auto and Teams Prop Damage and Collision Burglary and Theft
Capital Stock
Amount of paidup capital 50000000
Ledger assets December 31 1918 162353475
Increase of paidup capital during year 10000000
Extended at 172353475
Income
Gross premiums on new business 151844171
Deduct amount paid for insurance and return
premiums 47144621
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Prem on increased capital stock
Equity in funds of Nat U Comp R I
8666666
218
104699550
8022541
31787
8666884
Total income 121420762
Carried forward 293774237
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
40433025
5338249Insurance Department of Georgia
411
Commissions and allowances to agents 24351430
Salaries of officers and employes 6351723
Rents and interest II 307o3l53
Advertising printing postaet telegrams etczZZI 1528522
Paid policyholders for dividends 3300000
Loss on sale and decrease by adjustment of assets l62oi25
Other items
All other disbursements 8850677
Total disbursements 90315651
Balance 203458586
Ledger Assets
Book value of real estate 3046498
Mortgage loans first lien 39568000
Bonds at book value 107670638
Stocks at book value 1567999
Deposits at interest 16580L89
Deposits not at interest 2642407
Agents balances net 20393385
Other items
Bills receivable 737436
Outstanding reinsurance on losses 47034
Collateral loans 11205000
784470
Total ledger assets as per balance No 23 203458586
NonLedger Assets
Interest due and accrued 2744056
Total assets 206202642
Deduct Assets Not Admitted
Agents balances 4337162
Bills receivable 737436
Other items
Unauthorized reinsurance 1000
Book value over market on bonds and stocks 1143314
1144314
Total not admitted assets 6218912
Total admitted assets 199983730
Liabilities
Net amount of unpaid losses and claims 41308415
Reserves or unearned premiums on risks outstanding 46443100
Salaries and miscellaneous accounts due or accrued 210340
Taxes due or accrued 1500000
Other items
Commissions due agents 4177925
Investigating claims 584032
Return premiums 2122
Voluntary reserve 3146850
Total special reserves 7910929
Total amount of liabilities 97372784
Capital actually paid in cash 60000000
Surplus over all liabilities 42610946
Surplus protection to policyholders 102610946
Total liabilities 199983730
Premiums in Force Miscellaneous Companies
In force December 31 1918 66085264
Written or renewed during year 151844171
Sum 217929435
Deduct ceased to be in force during year 122598565
In force December 31st 1919 95330870
Deduct amount returned 3243563
Net premiums in force 92087307412
Annual Report
Business Done in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Year
T iahiiitv 863567 105550
pegiss n65
Burglary and theft iSici 261 21
Auto and teams property damage wii D
Totals n75350 138840
AMERICAN REINSURANCE COMPANY
200 Penn Street Huntington Pennsylvania
C H Miller President Watson Secretary
Attorney for services in GeorgiaF E Twitty Brunswick Georgia
Kinds of Business done in GeorgiaMiscellaneous Insurance
Capital Stock
Amount of paidup capital S
Ledger assets December 31 1918 U618Z2lg
Extended at
116182218
Income
Gross premiums on new business
Deduct amount paid for insurance and return
premiums
34101521
79J1859
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Deposits
8867800
26189662
5113521
144970
8867800
Total income 40315953
Carried forward 156498171
TOsbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Other items
Inspections
Taxes
Licenses and fees
Legal expenses
Furniture and fixtures depreciation
Dividends
Reinsurance
General traveling
bond and ins
2902169
857439
6527496
3514360
195001
305325
Officers
Audits
General
expense
578
443718
151599
110271
37618
2500000
1250000
333135
102350
88551
341618
5359438
Total disbursements
Balance
19661228
J 136836943Insurance Department of Georgia 413
Ledger Assets
Bonds at book value 123395331
Stocks at book value 541250
Deposits not at interest 7630241
Agents balances net 5006950
Other items
Deposits Ins Department of Alabama 50000
Furniture and fixtures 213171
263171
Total ledger assets as per balance No 23 136836943
NonLedger Assets
Interest due and accrued 1024860
Total assets 137861803
Deduct Assets Not Admitted
Agents balances 701781
Other items
Furniture and fixtures 213171
Overdue interest 145000
Book value of bonds over market value 1105436
1463607
Total not admitted assets 2165388
Total admitted assets 135696415
Liabilities
Net amount of unpaid losses and claims 34070050
Reserves or unuarned premiums on risks outstanding 5346932
Salaries and miscellaneous accounts due or accrued 571101
Taxes due or accrued 1000000
Other items
Deposits 8867800
Total amount of liabilities except capital 49855883
Capital actually paid in cash 50000000
Surplus over all liabilities 35840532
Surplus protection to policyholders 85840532
Total liabilities 135696415
Premiums in Force Miscellaneous Companies
In force December 31 1918 w 26789818
Written or renewed during year 34101521
Sum 60891339
Deduct ceased to be in force during year 50231059
In force December 31st 1919 10660280
Business Done in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Year
Workmens compensation 372525
Total 1 372525414
Annual Report
AMERICAN SURETY CO OF NEW YORK
100 Broadway New York City New York
F W Lafrenty President c W Goetchius Secretary
Attorney for service in GeorgiaH N Hutchinson Hurt Building Atlanta
Georgia
Kinds of business done in GeorgiaFidelity Surety and Burglary
Capital Stock
Amount of paidup capital 5 000 000 00
Ledger assets December 31 1918 1208369L41
Extended at
1208369141
Income
Gross renewal premiums g 750 94 fi2
Deduct amount paid for insurance and return
premiums 275240153
Total premiums nn
Interest and rents IZZZZZZ1 i
Profits onsale or increase by adjustment of asseteZZZZZZZZZZI 116o05 96
Other sources
Increase in liability for New York state income
tax retained
Increase in liability for reinsurance
December 31 1919
December 31 1918ZZZ Z
Proportion of profit on reinsuranceI ZZZZ
Unclaimed balances barred by statute
155341
9965405
2224445
113332
5520
Total income
Carried forward
696928273
1905297414
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims Z
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etcZ
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assetsZZZZZZ
Other items
Miscellaneous underwriting expenses i
Brokerage
Tax on investmeps
Decrease in liability for rentI
Loss on sale of
Liberty bonds by excise reinsuring cos forZour
account
Decrease in advance premiums
December 31 1919
December 31 1918
103814604
16941343
79592543
180257419
7470341
80390416
50000000
38381546
4320809
237205
20100
1250000
2452500
167707
9874709
14391699
10512811
Total disbursements 5 g73 610
Balance
1337936391
Ledger Assets
Book value of real estate S l koo nno on
stTS n costf vaue ijllTll
caiVof zzzzzzzzzzzzzz Yll
Deposits at interest 339984 25
Deposits not at interest ZZZZZ I 875154 19
Agents balances net prems in course of colZI 1352215 74
Insurance Department of Georgia
415
Other items
Employes liberty bond purchase acct secured by
liberty bonds
Reinsurance recoverable
Excise reinsuring fund I
997800
1722746
12035458
14756004
Total ledger assets as per balance No 23 13
NonLedger Assets
Interest due and accrued
Other items
Rents due
Rents accrued 1
116221
64750
37936391
3660414
180971
Total assets
1341777776
Deduct Assets Not Admitted
Agents balances premiums in course of collection
wten prior to October 1 1919 461 003 48
other items
Book value of bonds and stocks over market value 17337869
Total not admitted assets 534 382 17
Total admitted assets 1278339559
Liabilities
Net amount of unpaid losses and claims j
Reserves or unearned premiums on risks outstanding1
balanes and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Commissions brokerage and other items due to agents and
brokers
Premiums paid in advance
New York state income tax retained
Special reserve 5000 shares Amusco Securities Co stock
Reinsurance
Total amount of liabilities except capitalZ
Capital actually paid in cash 5 000 000 00
Surplus over all liabilities 1282083 82
145369906
396707888
10510910
13287622
14259396
9874709
155341
50000000
9965405
650131177
Surplus protection to policyholders 6 282 083 82
Total liabilities
1278339559
Premiums in Force Miscellaneous Companies
In force December 31 1918
Written or renewed during year
Sum
Deduct ceased to be in force during year
In force December 31st 1919
Deduct amount reinsured
Net premiums in force
Business in Georgia During 1919
622687887
875994562
1498682449
655833930
842848519
104614155
738234364
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Fidelity
Surety
Burglary and theft
Written or Re
newed during
the Tear
4624226
4178964
493835
Paid
1247727
125994
12175
Totals
9297025
1385896416
Annual Report
BOSTON INSURANCE COMPANY
87 Kilby Street Boston Massachusetts
William R Hedge President Furraan Kirkerson Secretary
attorney for service in GeorgiaWilliam L Wilson
Capital Stock
Amount of paidup capital iV M7BM99
Ledger assets December 31 1918 1100762399
Extended at
8 1100762399
Income
Gross premiums on new business 7 lOTlM647
Deduct amt paid for insurance and return premiums
592648958
Total presiiums
Interest and rents
Other sources
Atlantic Mutual Insurance Company
Profit home office agency
From agents balances charged off
a Schedule a Bonds
b Substitute b Bonds
126000
1532063
387948
211353
3209059
44452589
47632557
3758087
Total income
Carried forward
797889194
1898651593
Disbursements
Net amount paid policyholders for losses 3
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Total disbursements
38553546
6034167
45657538
62531996
4492652
10124768
41783363
682788076
Balance
1215863517
Ledger Assets
8
23950000
575406460
13290868
92710862
1356471
Mortgage loans first lien
Bonds at book value 9isfiQi 16
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Other items 125121803
Item 8 3602447
9 19354551
10 11700
W 415000
12 12843817
87500
Item
Item
Item
Item
Item
Item
Item
13
185000
Total ledger assets
1215863517
NonLedger Assets
Interest due and accrued
Market value of assets over book value
6881668
39760774
Total assets
8 126250595a
Deduct Assets Not Admitted
Agents balances
Bills receivable
3602447
577315Insurance Department of Georgia
417
Other items
Item 41 100000
Item 36 687500
Item 38 78322
865822
Total not admitted assets 5045584
Total admitted assets 1257460375
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Item 16
Item 18
Item 22
14000000
15122
5000000
199815462
499269662
1520000
23675400
2051220ft
Total amount of liabilities except capital 744792724
Cap tal actually paid in cash 100000000
Surplus over all liabilities 412667653
Surplus protection to policyholders 512667651
Total liabilities 1257460375
Business in Force Fire Insurance Companies
Flre Risks Premiums
In force on the 31st day December 1918 969031748 9 153 569 87
Written or renewed during the year 810319240 772o35636
Excess of original premiums over amount received
for reinsurance 7 Q07 29
Total 1779350988 1688093352
Deduct those expired and marked off as terminated 702985006 071413101
In force at the end of the year 1076365982 10166 80251
Deduct amount reinsured 312214469 282893978
Net amount in force 1 764151513 733786273
Marine and
Inland Risks Premiums
In force on the 31st day December 1918 71597995 221687751
Written or renewed durng the year504699403 555065911
Total 576297403 786753662
Deduct those expired and marked off as terminated 490097875 511889023
In force at the end of the year 86199528 274864639
Deduct amount reinsured 12558395 62185789
Net amount in force 73641133 212678850
Business in State of Georgia During 1919
Marine and Inland
Gross risks written 119891500
Less 110516 risks cancelled and 28126 reinsurance in companies
authorized in Georgia 13864200
Net risks written 106027300
Gross premiums on risks written 1177860
Less 221949 return premiums and 3000 premiums for reinsur
ance in companies authorized in Georgia
224949
Net premiums received 952911
Losses paid deducting salvage 143948
Net losses paid8 14394
Losses Incurred
663948418
Annual Report
COLUMBIA INSURANCE COMPANY
15 Exchange Place Jersey City New Jersey
George F Crane President H W Spicer Secretary
Attorney for service in GeorgiaJ L Dickey Jr Atlanta Georgia
Capital Stock
Amount of paidup capital 40000000
Ledger assets December 31 1918 160185848
Extended at 160185848
Income
Gross premiums on new business 153551380
Deduct amount paid for insurance and return
premiums 57522877
Total premiums
Interest and rents
Other sources
Reimbursements of expenses 80437
From agents balances previously charged off 2570
SCO28503
6364602
83007
Total income
Carried forward
102476112
262661960
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assetsZZZ
Other items i
Legal expenses excluding legal expenses on losses
Total field supervisory expenses
inspections and surveys including underwriters boards and
tariff associations
Federal taxes
Taxes licenses and fees j
Agents balances charged off
33167110
1459795
24354358
3460121
233071
1644568
104977
18962
134109
232681
4085612
1271949
100358
Total disbursements
70267671
Balance 192394289
Ledger Assets
Bonds at book value 146933695
Deposits at interest 175ll456o
Agents balances net 26211509
Other items
Bills receivable on securities 27000
Due from reinsuring companies on losses paid 1697525
Cash deposit Philadelphia Fire Underwriters Association 10000
Total ledger assets 192394289
NonLedger Assets
Interest due and accrued 1651599
Total assets 194045888
Deduct Assets Not Admitted
Agents balances 2827485Insurance Department of Georgia
419
Other items
Over due and accrued interest on bonds in default 27000
Book value of bonds and stocks over market value 11495895
Total not admitted assets 14350380
Total admitted assets 179695508
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Total amount of liabilities except capital I
Capital actually paid in cash 40000000
Surplus over all liabilities 81339388
10542682
39013438
300000
8500000
58356120
Surplus protection to policyholders 1213393
Total liabilities 179695508
Risks Premiums
Written or renewed during the year 28664350 20555640
Excess of original premiums over amount received for
reinsurance 950565
Total 28964350
Deduct those expired and marked off as termnated 3774269
In force at the end of the year 25190081
Deduct amount reinsured 6539047
21506205
2084005
19422200
5567835
Net amount in force 18651034 13854365
M and I Risks Premiums
In force on the 31st day December 1918 34969674 57991178
Written or renewed during the year139546547 132995740
Total 174516221 190986918
Deduct those expired and marked off as terminated 702985006 671413101
In force at the end of the year 44616259
Deduct amount reinsured 13266693
73999062
12504860
Net amount in force 31349566 61494202
Business in State of Georgia During 11919
Gross risks written
Less 11875 fire 90901 Marine and Inland risks
cancelled and 369310 Marine and Inland rein
surance in companies authorized in Georgia
A Fire
M and I
14043800 120431600
1187500 46021100
74410500
Net risks written 12856300
Gross premiums on risks written 73592 11 378 57
Less 9523 Fire 203272 Marine and Inland return
premiums and 179298 Marine and Inland
premiums for reinsurance in companies author
ized in Georgia 9523 382570
Net premiums received
64069
755287
Losses paid deducting salvage
Less losses on risks reinsured in companies author
ized in Georgia
82
412619
96408
Net losses paid
82
316211
Losses incurred
Less losses on risks reinsured in companies author
ized in Georgia
1782 S
509619
98408
Net losses incurred
1782
411211420
Annual Report
COMMONWEALTH CASUALTY COMPANY
204206 South Fifth Street Philadelphia Pennsylvania
I N Stevens President E S Cook Secretary
Attorney for service in GeorgiaStiles Hopkins 719 Grant Building Atlanta Ga
Kinds of business done in GeorgiaHealth and Accident
Capital Stock
Amount of paidup capital
Ledger assets December 31 1918
Increase of paidup capital during year
30000000
54319852
5000000
Extended at
59319852
Income
Gross premiums on new business I531o6302
Deduct amount paid for insurance and return
premiums flSUZSO
Total premiums
Interest and rents
Profits on sale or increase by adjustment ot assets
Other sources
Policy fees
Home Fire and Marine Insurance Company
New stock subscription
Agents balance charged off
1474600
221934
5000000
1518
81642072
1596764
3125
6698052
Total income
Carried forward
89940013
149259865
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Policy fees
Taxes and fees
Inestment commission
Auto expenses
Delaware Underwriters
Gold bonds redeemed
Home Fire and Mutual Insurance Company
Home office expenses
Furniture and fixtures
32895163
7350088
20475653
6439798
850795
3385171
2250000
421762
1475000
2230117
1250
568945
2231
840300
118060
376143
203170
5818216
Total disbursements
Balance
79886646
Ledger Assets
Bonds at booV value
Stocks at book value
Cash in office
Deposits at interest
Agents balance netPremiums in course of collection
Other items
Bills receivable 473970
D H Bell 55710
Furniture and fixtures 200000
J F Dailey 50000
Agents bal 522D1
69373219
43499685
195750
3579433
14521154
6470266Insurance Department of Georgia
421

D W Hibben Supplies etc 75000 200000 1106931

Total ledger assets 69373219
NonLedger Assets Interest due and accrued 510009
Other items Premiums in course of collection 3853832
Total assets 73737060
Deduct Assets Not Admitted Agents balances Bills receivable 52251 473970 2651250
Furniture and fixtures i 200000 Supplies 200000 Premiums over 3 months 698465 Overdue interest 28000
Depreciation of bonds etc 1524785
Total not admitted assets 3177471

Total admitted assets 70559589
Liabilities 6000000 20737813 144877 1622991
Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued
Other items Sundry reserves for commissions etc Total amount of liabilities except capital 2353012 30858693
Capital actually paid in cash Surplus over all liabilities 30000000 9700896
39700896

Total liabilities 70559589
Premiums in force Miscellaneous Companies In force December 31 1918 298800
Written or renewed during year Sum 549300 848100
Deduct ceased to be in force during year In force December 31st 1919 218600 629500
Deduct amount returned 17172
612328
Gross less Re miums Writt newe th Premiums urn Preon Risks Gr n or Rei during Year 532128 oss Losses Paid 10785
Health L 65856

Totals 532128 76641

CONTINENTAL CASUALTY COMPANY
910 Michigan Avenue Chicago Illinois
H G B Alexander President W H Betts Secretary
Attorney for service in GeorgiaL J Haas Atlanta Georgia
Kinds of business done in GeorgiaAccident and Health Burglary and Theft
Capital Stock
Amount of paidup capital 60000000
Ledger assets December 31 1918 409626951
Extended at 409626951422
Annual Report
Income
Gross premiums on new business
Deduct amount paid for insurance and return
premiums
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
From agents balances charged off
From suspense items credited to profit and loss
Ledger liabilities reserved
Employes liberty loan subscriptions
Suspense
Balances due other companies
Borrowed money acct purchase lib loan bonds
Policy fees
879592459
189508209
9828
77515
935160
224308
484271
17000000
4167150
690084250
11345468
166983
Total income 724494933
Carried forward 1134121884
Disbursements
Net amount paid policyholders for losses 2564 167 86
Legal and administrative expenses in adjustment of claims 263l2225
Commissions and allowances to agents
b Renewal 172280270
Salaries of officers and employes 41854760
Rents and interest 3894oo4
Advertising printing postage telegrams etc 9382267
Loss on sale and decrease by adjustment of assets 2036038
Other items
Borrowed money repaid 17000000
All other disbursements 73670368
Total disbursements 602846718
Balance 531275166
Ledger Assets
Book value of real estate
Mortgage loans first Hen
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Premiums in course of collection
Blils receivable
Workmens compensation reinsurance bureau
Furniture and fixtures
Cash in hands of P Ms treas in transit
161622096
1210748
5147842
8437233
13830071
7500000
122027500
149313156
33030500
820000
11990212
11588295
4757513
190247990
Total ledger assets as per statement No 23 531275166
NonLedger Assets
Interest due and accrued 4995581
Market value of assets over book value 1856944
Total gross assets 538127691
Deduct Assets Not Admitted
Agents debit balances
Bills receivable
5506747
1210748Insurance Department of Georg
id
423
Other items
Furniture and fixtures 84372 33
Premiums in course of collection effective prior
to October 1 1919 7557613
15994846
Total not admitted assets 22712341
Total admitted assets 515415350
Liabilities
Net amount of unpaid losses and claims I 135139105
Reserves or unearned premiums on risks outstanding 214435125
Salaries and miscellaneous accounts due or accrued 8 89432
Taxes due or accrued 145 016 85
Other items
Estimated exp of investigation adj of claims 300000
Commissions to accrue 38100032
Employes liberty loan subscriptions 935160
Suspense items 224308
Ledger balances due other companies 484271
Voluntary reserve 10406232
50450003
Total amount of liabilities except capital 415415350
Capital actually paid in cash 60000000
Surplus over all liabilities 40000000
Surplus protection to policyholders 100000000
Total liabilities J 515415350
Business in Georgia During 1919
Gross Premiums
less Return Pre
miu1Ils on Risks Gross Losses
written or Re Paid
newed during
the Tear
Health 3566124 1266103
SuSLyandthefr 108 m67i3
Totals j 4655335 2333239
Investments in Georgia
Mortgage loans 49812500
Total investments in Georgia 498 125 00
EMPLOYERS INDEMNITY CORPORATION
Box 1088 Kansas City Missouri
E G Trimble President Jno Woodhead Secretary
Capital Stock
Amount of paidup capital 700000 00
Ledger assets December 1 1918 917177 56
Increase of paidup capital during year 35000oo0
Extended at 126717756
Income
Gross prem on new business and renewal prem 133251571
Deduct amount paid for insurance and return
premiums 18686951
Total premiums 114564620
Interest and rents 4397133424
Annual Report
Other sources
Miscellaneous brokerage
Surplus paid in with increase of capital stock
Received from K C Casualty to cover liabilities
at time of merger
2087
26435311
2541518
28978916
Total income 147940669
Carried forward 274658425
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and empoyes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Other items
Medical examinations fees and inspections other
than medical and claim
Taxes lcenses and fees
Stockholders for dividends
Miscellaneous expense
Agency development and agts bal charged off
Borrowed money
40839278
10152080
34279442
8954102
520804
1350744
6032979
325647
2704378
4200000
381092
1157448
4300000
13069065
Total
disbursements 115198494
Balance 159459931
Ledger Assets
Book value of real estate
Mortgage loans first lien
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Agents balances net
Other items
Premiums in course of collection liISnnn
Certificates of deposit 21150000
Total ledger assets as per balance No 23
NonLedger Assets
60000
51472500
3165064
3810000
1074000
34585988
408500
36898297
159459931
Interest due and accrued
Total assets
1581385
161041316
Deduct Assets Not Admitted
Agents balances 408500
Other items
Book value of bonds and stock over market value i009b
Total not admitted assets
Total admitted assets
478596
160562720
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Dividends to policyholders declared but unpaid
Salaries and miscellaneous accounts due or accrued
24743258
30304501
904251
1500000Insurance Department of Georg
ta
425
Other items
Reinsurance gg
Commissions brokerage and other chargesZZZ 2362244
Total amount of liabilities except capital ImstsP
Capital actually paid in cashs 700 000 00
Surplus over all liabilities 306l2828
Surplus protection to policyholdersI i 0o6 128 28
Total liabilities 160562720
Premiums in Force Miscellaneous Companies
In force December 31 1918 oej o0 oc
lumttez0Iwed during yearzz lltillfi
Deduct ceased to beZn forc7 dur7ngyearZ foqfnwJq
In force December 31st 1919 bssoS
Deduct amount returned ZZ ZZ Z iq 7n n
Net premiums in force ZZZZZZZi 606 09001
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
Accident the Year
LiFabilitv 1409
Liability 182084 214208
Workmen s compensation 731 53
Auto and teams property damage ZZZZZZ 32055 15000
Totals 287292 243298
EMPLOYERS LIABILITY ASSURANCE CORPN LTD OF LONDON ENG
33 Broad Street Boston Mass
Samuel Appleton U S Manager Boston Massachusetts
Attorney for service in GeorgiaRalph L Reed Atlanta Georgia
Capital Stock
Ledger assets December 31 1918 2098430485
Extended at 2098430485
Income
Gross renewal premiums 28993 90412
Deduct amount paid for insurance and return
premiums 737536609
Total premiums 2161853803
Interest and rents 744 990 11
Profits on sale or increase by adjustment of assets Z Z 37455 86
Other sources
From agents balances previously charged off 158472
Remittances from H O to U S states br gross 1633738
m 1792210
Total income 2241890610
Carried forward 4340321095
Disbursements
Net amount paid policyholders for losses 821833865
Legal and administrative expenses in adjustment of claims lZ2lf7i
Commissions and allowances to agents
b Renewal 444991750
Salaries of officers and employes 107136018
Rents and interest 8662941
Advertising printing postage telegrams etc 21771o52
Loss on sale and decrease by adjustment of assets 46172188426
Annual Report
Other items
Taxes and fees 128086746
Agents balances charged off 2263862
Remittances to H O from U S branch gross 75643580
Miscellaneous expenses 50164903
128072345
Total disbursements 1844943670
Balance 2495377425
Ledger Assets
Mortgage loans first lien 35000000
Bonds at book value 1 1876100000
Cash in office 311294
Deposits at interest 57733620
Deposits not at interest 688706
Agents balances net 514814425
Other items
Advance to employes on account of subscriptions
to liberty bonds 644550
Building account 10000000
10644550
Total ledger assets as per balance No 23 249537742
NonLedger Assets
Interest due and accrued 24377249
Market value of assets over book value 60029470
Total assets 2579784144
Deduct Assets Nojt Admitted
Agents balances 40253018
Other items
Building account 10000000
Total not admitted assets 50253018
Total admitted assets 2529531126
Liabilities
Net amount of unpaid losses and claims 52018600
Reserves or unearned premiums on risks outstanding 1974177197
Salaries and miscellaneous accounts due or accrued 135710593
Other items
Esitmated amount hereafter payable for federal
state and other taxes based upon the year of
this business 57500000
Voluntary additional reserve for catastrophe 50000000
107500000
Total amount of liabilities except capital 2269406390
Statutory deposit 25000000
Surplus over all liabilities 235124736
Surplus protection to policyholders 260124736
TotaJ liabilities 2529531126
Premiums in Force Miscellaneous Companies
In force December 31 1918 1197204099
Written or renewed during year 2871045506
Sum 4068249605
Deduct ceased to be in force during year 2607477421
In force December 31st 1919 1460772184
Deduct amount returned 35109146
Net premiums in force i4jtbjoiiiInsurance Department of Georgia
427
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
Accident tne Year
Health 359992 79718
Liabilitv 301772 163402
Plate glass 6630011 1226813
Burglary anTttilnZIZZIZIIZIIIZIZIZ 193030 177228
Auto and teams property damage 826770 339606
Totals 1 8490982 2062916
FEDERAL CASUALTY OCMPANY
479 Woodward Avenue Detroit Mich
V D Cliff President M M Cliff Secretary
Attorney for service in GeorgiaW A Wright Atlanta Ga
Kinds of business done in GeorgiaHealth and Accident
Capital Stock
Amount of paidup capital 200 000 00
Ledger assets Dec 31 1918 442107 02
Extended at 44210702
Income
Gross premiums on new business 40916704
Deduct amount paid for insurance and return pre
miums 111140
Total premiums f 40805264
interest and rents 25 844 50
Profits on sale or increase by adjustment of assets 47600
Total income 43437314
Carried forward j 87648016
Disbursements
Net amount paid policyholders for losses 151 450 81
Commissions and allowances to agents 127270 81
Salaries of officers and employes 32 164 12
Rents and interest 9360 98
Advertising printing postage telegrams etc IZ 8936 17
Pa d stockholders for dividends 20000 00
Loss on sale and decrease by adjustment of assets 18071 81
Other items
Agents salaries and expenses 5 227 20
Expenses and taxes real estate 554571
State tax 748837
Inspection department fees 1 334 21
Federal tax 4 736 50
Furniture and fixtures 700
General expense 179696
Office supplies 34714
H O Q34 gg
Agents balances J 194073
3035817
Total disbursements 400 756 6
Balance 33eu
Ledger Assets
Book value of real estate 7q 1nq
Mortgage loans first lien 51000 RiJinnnn
Bonds at book value 299943 56428 Annual Report
3881323
Stocks at book value 241575
Cash in office 265513
Deposits at interest x 88584
Deposits not at interest
47572349
Total ledger assets
NonLedger Assets
S 510451
Interest due and accrued
S 48082800
Total assets
Deduct Assets Not Admitted
Book value of bonds and stocks over market value 390679
Total not admitted assets
Total admitted assetsf 47692121
Liabilities
Net amount of unpaid losses and claims lwinfi
Reserves or unearned premiums on risks outstanding inoo
Dividends to policyholders declared but unpaid J
Salaries and miscellaneous accounts due or accrued isuuuuu
Other items nnft n0
Interest on real estate mortgage iiVni
Total amount of liabilities except capital 4t4jui
Capital actually paid in cash 20000000
Surplus over all liabilities
Surplus protection to policyholders 39227815
Total liabilities 47692121
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on risks Gross Losses
Written or Re Paid
newed during
the year
Accident and health 713053 435202
FIDELITY AND CASUALTY COMPANY
92 Liberty Street New York N Y
Robert J Hillas President Theodore B Gaty VicePres and Secretary
Attorney for service in GeorgiaEugene Oberdorfer Atlanta Ga
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1918 19206i0545
Extended at L 1920670545
Income
Gross premiums on new business 2136951982
Deduct amounts paid for reinsurance and return pre
m urns 559391140
Total premiums 1577560842
Interest and rents 81870750
Profits on sale or increase by adjustment of assets 760375
Other sources
Suspense account 75415
Fidelity insurance fund 198385
Profit and loss 4765486
London Guarantee and Accident Co 4539283Insurance Department of Georgia
429
Royal Exchange Assurance Corporation
Unapplied premiums
All others
3609134
5120901
640845
Total income
Carried forward
18949449
1679141416
3599811961
Disbursements
Net amount paid policyholders tor losses
Legal and administrative expenses in adustment of claims
Commissions and allowances to agents
First year
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
City taxes
Canadian taxes
Interest
Suspense account
Fidelity insurance fund
Profit and loss
London Guarantee Accident Co
Royal Exchange Assurance Corporation
Bureaus and associations
Subscription
Exchange
Office maintenance
Auditors
Insurance
Sundries
586609487
94136041
337029677
205916927
6736919
18452514
33500000
9954908
36S92
35305
51998
24378
5514
19280
76990
57266
43986
2763
43283
33036
86130
17135
21129
81579445
1373915918
Total disbursements
Balance 2225896043
Ledger Assets
Book value of real estate
Bonds and stocks or other collaterals
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Agents balances net
Other items
Premiums in course of collection 356177295
Special bank deposits at agencies 4088784
Equity in funds of excise reinsurance association 10918710
Equity in funds of Workmens Compensation Re
insurance Bureau 25108191
Munich Rensurance Co I 3965687
121883345
482650
1198974710
422177805
7532037
56593484
17993345
400258667
15192048
Total ledger assets 2225896043
NonLedger Assets
Interest due and accrued
Other items
Royal Bank of Canada Montreal Quebec
American Eychange National Bank New York
Hank of New York N Y
Chemical National Bank N Y
Franklin Trust Co
National Bank of Commerce New York
Reinsurance on paid losses
134
3847
67354
6508
22782
11540
4153319
4265484
Total assets 224535357530
Annual Report
Deduct Assets Not Admitted
Agents balances 17993345
Premiums in course of collection prior to Cct 1919 73189240
Overdue and accrued interest on default 653750
Book value of bonds and stocks over market value 166088309
Total not admitted assets 257924644
231188043
529643612
68354818
31656654
Total admitted assets 1987428931
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
iSstimated expenses of investigations and adjust
ment of unpaid claims rI
Reinsurance
Total unearned premiums as shown by recapitu
lation
Fidelity Insurance fund
Unearned premiums and balances retained under
contract with Royal Exchange Assurance Cor
poration
Unapplied premiums suspense account
Suspense account
All others
9000000
3077045
794397732
1478186
2196646
5120901
76231
1022090
Total amount of liabilities except capital
Capital actually paid in cash
Surplus over all liabilities
Surplus protection to policyholders
100000000
206659294
819926510
1680769637
306659294
Total liabilities 1987428931
Business in Georgia During 1919
Gross Premums less
Return Premiums on
Risks Written or Re
newed during the Year
Accident 3942543
Health 5062709
Liability 3524694
Fidelity 235672
Surety 142884
Plate glass 735804
Steam boler 706595
Burglary and theft 1226885
Fly wheel 55299
Auto and teams property damage 1206731
Workmens collective 947
Gross
Dosses
Paid
3224766
2829953
1399421
52797
192051
105726
607570
51079
415535
Totals 16838872
8938898
FIDELITY AND DEPOSIT COMPANY OF MARYLAND
Northwest Corner Charlesana and Dexington Streets Baltimore Md
Edwin Warfield President Robert S Hart Secretary
Attorney for service in GeorgiaDeonard Haas Atlanta Ga
Kinds of business done in GeorgiaFidelity Surety Bonds and Burglary
Insurance
Capital Stock
mount of paidup capital 3000000 00
Ledger assets Dec 31 1918 1138591119
Extended at 1138591119Insurance Department of Georgia
431
Income
Total premiums 530883735
Interest and rents 568 11105
Profits on sale or increase by adjustment of assets 10909114
Other sources
Borrowed money 75201476
Various 353668
75555144
Total income if 6741132 98
Carried forward 1812704417
Disbursements
Net amount paid policyholders for losses 124998490
Legal and administrative expenses in adjustment of claims 18043294
Commissions and allowances to agents 122912094
Salaries of officers and employes 45932431
Rents and interest 68620 01
Advertising printing postage telegrams etc 13882614
Paid policyholders for dividends 48000000
Loss on sale and decrease by adjustment of assets 34641o86
Other items
Borrowed money repaid 676 012 50
Various l27L829i99
Total disbursements j 6 100 46259
Balance 1202658158
Ledger Assets
Book value of real estate 2
Mortgage loans first lien 9500
Bonds and stocks at book value 6
Cash in branch offices
Deposits at interest
Deposits not at interest 1
Agents balances net
Othr items
Varous
48953856
950000
78296590
4588200
3618460
26485450
30521655
9243947
Total
ledger assets 1202658158
NonLedger Assets
nterest due and accrued 6 823
Market value of assets over book value 17067391
Total assets 1220407933
Deduct Assets Not Admitted
Agents balances 32516130
Total not admitted assets 325 16130
Total admitted assets g n 575 gjg qj
Liabilities
Net amount of unpaid losses and claims 2
Reserves or unearned premiums on risks outstanding 2
Salaries and miscellaneous accounts due or accruedIT
Taxes due or accrued
Other items
Reserve for claim expenses
Reserve for commissions
Reserve for borrowed money
Reserve for reinsurance and returned premiums I
Various special reserves
Total amount of liabilities except capital I 1 6
07685219
948454 2
5107001
286884 2
5284000
16336085
8833976
30155465
63518079
60453678432 Annual Report
Capital actually paid in cash 5ojoo
Surplus over all liabilities izusxizo
Surplus protection to policyholders 527438125
Total liabilities 1187891803
Premiums in Force Miscellaneous Companies
In force December 31 1918 Iii
Written or renewed during year iUiSii
gum 202265 10
Deduct ceased to be in force during year lono
In force December 31st 1919 fitnoKK
Deduct amount reinsured n5inSS
Net premiums in force iusiu4
Business in Georgia During 1919
Gross premiums
less Return Pre
miums on Risks Gloss Losses
Written or Re Paid
newed during
the year
Accident 9165 9333
Health JO0 70319
l iflbilitv lyy4o
Fidelity 3779988 3901839
Surety JZZZHZL 8383512 304155
Plate glass
Burglary and theft 215385 Titon
Auto and teams property damage lbo00
Totals 10349277 i 44i8357
GENERAL ACCIDENT FIRE AND LIFE ASSURANCE CORPORATION LTD
Fourth and Walnut Streets Philadelphia Pa
Frederick Richardson United States Manager
Attorney for service in GeorgiaThos Lewis Atlanta Ga
Kinds of business done in GeorgiaAccident Health Liability Burglary and
Theft Auto and Teams Property Damage
Captal Stock
Amount of paidup capital 40000000
Ledger assets Dec 31 1918 433745422
Extended at 5 33745422
Income
Gross premiums on new busness 757303756
Deduct amount paid for insurance and return pre
miums 149342392
Total premiums o08021364
Interest and rents 12140585
Profits on sale or increase by adjustment of assets 7364266
other sources
Federal taxes recovered 286967
Remittance from home office 23678507
Borrowed money 12000000
Iolicv fees required or represented by application 6352200
42317674
Total income 069843889
Carried forward 1103589311Insurance Department of Georgia
433
Disbursements
Net amount paid policyholders for losses5
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising print ng yostage telegrams etc
Loss on sale and decrease by adjustment of assets
other items
Borrowed money 12000000
Agents balances charged off 306645
Policy fees retained by agents 6362200
245105059
44637962
131547631
32624752
3763702
34904103
20700
18658845
Total disbursements 511262754
Balance 592326557
Ledger Assets
Book value of real estate 22471834
Bonds at book value 321765912
Stocks at book value 73327683
Cash in office 3511737
Deposits at interest 1330510
Deposits not at interest 16698589
Agents balances net 6777080
other items
Amount recoverable for reinsurance on paid losses 785677
Premiums in course of collection 145657535
Total ledger asets
NonLedger Assets
Interest due and accrued on bonds
Total assets
Deduct Assets Not Admitted
Agents balances
other items
Premiums in course of coll prior to Oct 1 1919
Book value of real estate over market value
Book value of ledger assets over market value
146443212
a92326557
3925111
596251668
6777080
6589728
106852
27433365
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Commissions and other charges due on or after
Oct 1 1919 29957073
Agents and sundry credit balances 538141
Reinsurance 4900113
Capita actually paid in cash
Surplus over all liabilities
40000000
45048941
40907025
a55344643
205042149
214523981
1433243
13901002
35395327
85048941
Surplus protection to policyholders
Total liabilities 555344643
Premiums n Force Miscellaneous Companies
In force December 31 1918 304502053
Written or renewed during year 757363756
Sum 1061865809
Deduct ceased to be in force during year 625138344
434
Annual Report
la force December 31st 1919 l85838 09
Net premiums in force 181436 56
Deduct amount returned
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the year
5 1573466 683017
Ace dent 1292842 933246
Health 506216 283450
Liability g lti jjq
Burglary and theft ii1 siijji
Auto and teams property damage lttiiu J
Totals 596399 20517ii7
GEORGIA CASUALTY COMPANY
5524 Mulberry Street Macon Ga
W E Small President B P Amcrine Secretary
Kinds of business done in GeorgiaLiability Plate Glass Burglary and Theft
Auto and Teams Property Damage and Workmens Compensation
Capital Stock
Amount of paidup capital jjOOMOOO
Ledger assets Dec 31 1918 2223o5703
Extended at
Income
Gross premiums on new business 234558416
Total premiums mmHr
Interest and rents 10138005
Total income 244696421
Carried fprward 467032124
Disbursements
Net amount paid policyholders for losses 129193693
Legal and administrative expenses in adjustment of claims 241499 5
Commissions and allowances to agents
First year 5921535
Salaries of officers and employes 85ilnln
Rents and interest oa2
Advertsing printing postage telegrams etc 308h
Paid policyholders for dividends 4j
Loss on sale and decrease by adjustment of assets 5780
Other items
All licenses fees and taxes 843280
Repairs and expenses 2o32807
Inspections 1450594 medical fees 1500 1600594
Agent balances charged off 143565 legal ex
penses 527 19S2SS
All other items miscellaneous 3852732
16715205
Total disbursements 243813023
Balance 223219101
Ledger Assets
Book value of real estate 37500000
Mortgage loans first lien 76987454 76987454
Bonds at book value 32297531Insurance Department of Georgia
435
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest I
Agents balances net premiums in course of collection
Other items
Bills receivable j
Loans secured by pledge of collateral security
Agents ledger balances
Printing plant and equipment
Advances secured
325856
188563
1618213
338266
204921
1475000
1078919
12042050
5005562
54156766
2675819
Total ledger assets If 223219101
NonLedger Assets
Interest due and accrued 1642122
Total assets
Deduct Assets Not Admitted
Agents balances
Bills receivable
Other items
Advance traveling expense
Printing plant and equipment
Premiums in course of collection prior to Oct 1919
Book value of assets over market
Total not admitted assets
224861223
1618213
325856
204921
3382 66
1702826
636612
4826694
Total admitted assets 220034529
Liabilities
Xet amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued 1
Other items
Reinsurance
Reserves for liability and workmens comp losses
Estimated expense of inv and adj on unpaid claims
Commissions charges due or to become due to
agents on policies effective on or after Oct 1 1919
7340300
81223872
50000
3987400
47610
63572200
45000
12616992
Total amount of liabilities except capital
Capital actually paid in cash
Surplus over all liabilities
30054000
21497149
Surplus protection to policyholders
75881802
168483374
51551149
Total liabilities 220034529
Premiums in Force Miscellaneous Companies
In force December 31 1918 j X
Written or renewed during year 3
Sum ZJI 4
Deduct ceased to be in force during vear 2
In force December 31st 1919 2
Deduct amount returned
Net premimns in force
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks
Written or Re
newed during
the year
Liability 13559368
Surety
Plate glass 653777
67042562
11750309
78792871
48334943
30457928
68036832
62421096
Gross Losses
Paid
4527732
5000
284720436
Annual Report
193013 19200
Burglary and theft 3468324 145531O
Auto and teams property damages 42525
Workmens collective
179 17007 6292042
Totals
Investments in Georgia
37500000
Real estate 21200000
Bonds 76987454
Mortgage loans
Other items 9600000
Bank certificates of deposit
145287454
Total Investments in Georgia
GLOBE INDEMNITY COMPANY
45 William Street New York N Y
F H Kingsbury Secretary
Aft TTaeor and George Adair Atlanta G
Kinds of business done in GeorgiaAccident Health Liability Fidelty
Surety Glass Boiler Burglary Fly Wheel Property Damage
Capital Stock
Amount of paidup capital
5
Ledger assets Dec 31
1918 8654177
75000000
11
Kxtended at
865417711
Income
12321o0150
DeductPamountS imSTilimiSSSSS Return pre immM
miums
Total premiums
PfonlelncreaieaStfsets
Total income
Carried forward
3 795553416
32443819
113251
828110486
1693528197
Disbursements
Kat amount Daid policvholders for losses
LegaHndadministrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printng postage telegrams etc
Loss onale and decrease by adjustment of assets
Other items ogi 452 9
Taxes licenses and fees 150ooobo
Dividends to stockholders 15000000
272354993
4ll66801
176962143
45998968
3497746
229408 94
6794616
Total disbursements
Balance
41146293
if 610862454
J 1082665743
Ledger Assets
Book value of real estate
Bonds at book value
Stocks at book value
26583408
655464628
60989650
1454101
Cash in office 12946587
Deposits at interest 79 an
IVposits not at interest
Agents balances net
78590
1701407Insurance Department of Georgia
437
Other items
Premiums in course of collection 171995248
Reinsurance recoverable 1961184
Equity in workmens compensation 179o3392
Equity in New York excise 1862511
Liberty bonds employes account 2375257
199147592
Total ledger assets 1082665743
NonLedger Assets
Interest due and accrued 9214511
Total assets r 1091880254
Deduct Assets Not Admitted
Agents balances 1701407
Other items
Premiums in course of collection overdue 90 days 13611220
Book value of bonds and stocks over market value 37110278
Total not admitted assets 52422905
Total admitted assets 1039457349
Liabilities
Net amount of unpaid losses and claims 407198098
Reserves or unearned premiums on risks outstanding 359654419
Salaries and miscellaneous accounts due or accrued 2500000
Taxes due or accrued 19500000
Other items
Commissions brokerage etc 34339105
Voluntary reserve for claims and contingencies 40000000
74339105
Total amount of liabilities except capital 863191622
Capital actually paid in cash 75000000
Surplus over all liabilities 101205727
Surplus protection to policyholders 176265727
Total abilities 1039457349
Premiums in Force Miscellaneous Companies
Written or renewed during year 814502
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the year
Accident 15369
Health 397273
Plate glass 121010 7612
Burglary and theft 68432
Auto and teams property damage 184215
Totals 814502 7612
HARTFORD ACCIDENT AND INDEMNITY COMPANY
125 Trumbull Street Hartford Conn
R M Bissell President Jas L D Kearney Secretary
Attorney for service in GeorgiaCary F Baker Atlanta Ga
Kinds of business done in GeorgiaAccident Health Liability Fidelity Surety
Plate Glass Burglary and Theft Auto and Teams Property Damage and
Live Stock
Capital Stock
Amount of paidup capital 100000000
Ledger assets Dec 31 1918 700515638
Increase of paidup capital during year 20000000
Extended at 720515638438
Annual Report
Income
t 804264055
24601502
20000000
Total premiums
Interest and rents
Other sources
Increase to surplus paid in by stockholders
Total income 848865557
Carried forward 1569381195
Disbursements
Net amount paid policyholders for losses 2
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents i
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Federal and state taxes licenses and fees
Inspections other than medical and claim
Furniture and fixtures
Com rating and information bureaus
Subscription to publications
Subscription to local boards
Surety bonds and ins
Home office sundry expenses
Agents balances charged off
Legal expenses
75225571
47239096
64729235
67718249
5079664
9964706
182625
21842359
2111623
2287822
317400
161365
2451975
422204
1039478
215196
115755
40965177
Total dsbursements 611104323
Balance 958276872
Ledger Assets
Mortgage loans first lien 190000
Bonds at book value
Cash in office
Deposits at interest i
Agents balances
Other items
Premiums in course of collection 1i88i4428
Funds in hands work comp reinsurance bureau 11101528
Equity N Y excise funds 4866950
Reins losses recoverable on paid losses 1226409
Bills receivable 801602
19000000
22490671
2369394
14641114
2934776
196840917
Total ledger assets 9
NonLedger Assets
Interest due and accrued
58276872
00017
Total assets t 965976889
Deduct Assets Not Admitted
Agents balances 2934776
Bills receivable 801602
Other items
Premiums in course of collection effective prior
to October 1 1919 5730466
Book value of bonds and stocks over market value 16243071
Funds on hand workmens compensation reins bu
held for estimated unpaid losses 908112
Balance nonadmitted assets N T excise funds 9776
26627797
Total not admitted assets
Total admitted assets 939349092Insurance Department of Georgia
439
Liabilities
Net amount of unpaid losses and claims 337702877
Reserves or unearned premiums on risks outstanding 317745558
Salaries and miscellaneous accounts due or accrued 386760 65
Taxes due or accrued 173878 00
Other items
Return premiums 1576925
Total amount of liabilities except capital 7 13o8922o
Capital actually paid in cashf 100000000
Surplus over all liabilities 126259867
Surplus protection to policyholders 226259867
Total liabilities 939349092
Premiums in Force Miscellaneous Companies
In force December 31 1918 499353894
rtten or renewed during year 1085092956
Sum 1584446850
Deduct ceased to be in force during year 8 849 159 54
In force December 31st 1919 699530896
Deduct amount reinsured 788952 07
Net premiums in forceII1 o 6l35689
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the year
Accident 389914 243088
fSl 264228 101423
OTrtSiVv 2132689 724415
qrty 574535 33446
burety 902611 16822
Kard 3Kzz 5SS iS
Auto and teams property damage 9138 03 3397 66
Live stock 451900 61040
Totals 6302480 1753993
Investments in Georgia
Bonds state county and municipal 2462050
Total investments in Georgia j 24 620 50
HARTFORD STEAM BOILER INSPECTION AND INSURANCE COMPANY
56 Prospect Street Hartford Connecticut
Chas S Blake President Wm R Corson Secretary
Attorney for service in GeorgiaW M Francis Atlanta Georgia
Kinds of business done in GeorgiaBoiler Fly Wheel and Engine
Capital Stock
Amount of paidup capital 2 000 000 00
Ledger assets December 31 1918 799102L01
Extended at 799102101
Income
Gross premiums on new business 310592341
Deduct amount paid for insurance and return
premiums 51189854
Total premiums 259402487
Interest and rents 352 94359
Profits on sale or increase by adjustment of assetsSi 71000440
Annual Report
Other sources
Inspections
7878744
7878744
Total income 302646590
Carried forward 1101748691
Disbursements
Net amount paid policyholders tor losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Loss on sale and decrease by adjustment of assets
Paid stockholders for dividends
Advertising printing postage telegrams etc
Other items
Taxes and fees
Repairs on real estate
Inspection
Office expenses
34785284
1883578
70692046
1807004
Total disbursements
Balance
20938060
83500
38658520
48624453
1100000
673291
20000000
6877944
109167912
246123680
855625011
Ledger Assets
Book value of real estate
Mortgage loans first lien
Bonds at book value
Stocks at book value
Cash in offices
Deposits at interest
Deposits not at interest
Agents balances net
Loanssecured by pledge of bonds etc
Total ledger assets as per balance No 23
NonLedger Assets
j
Interest due and accrued
Total assets
Deduct Assets Not Admitted
10170381
Agents balances
0BoeorkUveaue of bonds and stocks over market value 24792026
Total not admitted assets
Total admitted assets
Liabilities
9000000
141425000
524648220
70442168
1881607
36173287
967213
69887516
1200000
855625011
xet amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
0tSDecTnd contingent reserve on account of the
fsumed liability for guaranteeing the faithful per
formance by the Boiler Inspection and Insurance
Company of Canada of its covenants and obliga
tions assumed under certain policies suea y that
conroanvthis companys proportion of the total
prfrnfums Pertaining to such polices y
66 96221 being 20 per cent of 33481106 The pro
rata reserve thereon amounting to
Total amount of liabilities except capital
10759044
866384055
34962407
831421648
17553916
371590348
12343427
24000000
3798623
429286314Insurance Department of Georgia
441
Capital actually paid in cash 200000000
Surplus over all liabilities 202135334
Surplus protection to policyholders 402135334
Total liabilities 831421648
Premiums in Force Miscellaneous Companies
In force December 31 1918 655369130
Written or renewed during year 310592341
Sum 965961471
Deduct ceased to be in force during year 240088656
In force December 31st 1919 725872815
Deduct amount returned 28668203
Net premiums in force 697204612
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Tear
Steam boiler 3073136 147101
Fly wheel 416519
Totals 3489655 147101

INTERSTATE CASUALTY COMPANY
Clark Building Birmingham Alabama
J T StokelyPresident D B Lightner Secretary
Attorney for service in GeorgiaJohn Lewis Holmes Hurt Building Atlanta
Georgia
Kinds of business done in GeorgiaAutomobile and Teams Liability Property
Damage and CollisionPublic Liability
Capital Stock
Amount of paidup capital
Ledger assets December 31 1918
Extended at i
30000000
76288973
Income
Gross premiums on new business
Deduct amount paid for insurance and return
premiums
76806803
14526732
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Agents balances charged off
Total income
76288983
64080071
3151882
1726937
11262
68970152
Carried forward 145259125
Disbursements
Net amount paid policyholders for losses 26697839
Legal and administrative expenses in adjustment of claims 5406883
Commissions and allowances to agents
a First year 14540195
Salaries of officers and employes 2139907
Rents and interest 156000
Advertising printing postage telegrams etc 1770920
Paid policyholders for dividends 1800000
Loss on sale and decrease by adjustment of assets 121000442
Annual Report
Other items
Inspections 161869
Investment expenses 150311
Agents balances charged off 3650
Taxes 2622210
2938040
Total disbursements t 55570784
Balance 89688341
Ledger Assets
Book value of real estate 16522500
Mortgage loans first lien 3450000
Bonds at book value 44800468
Cash in office 318500
Deposits not at interest 10488962
Agents balances net T3525862
Other items
Sundry accounts 29959
Cash with companys attorneys 31583
Deposits with reinsurers 100000
Dues from other companies 420507
582049
Total ledger assets as per balance No 23 89688341
NonLedger Assets
Interest due and accrued 410126
Total assetsj 90098467
Deduct Assets Not Admitted
Other items
Loans on personal security 68047
Book value of bonds over market value 1199668
1267715
Total not admitted assets 1267715
Total admitted assets I 88830752
Liabilities
Net amount of unpaid losses and claims 26315137
Reserves or unearned premiums on risks outstanding 14939448
Salaries and miscellaneous accounts due or accrued 89009
Taxes due or accrued 1380897
Total amount of liabilities except capital stock 46555869
Capital actually paid in cash 30000000
Surplus over all liabilities 12274883
Surplus protection to policyholders 42274883
Total liabilities 88830752
Premiums in Force Miscellaneous Companies
In force December 31 1918 16667081
Written or renewed during year 78606803
Sum 95273894
Deduct ceased to be in force during year 85394998
In force December 31st 1919 29878896
Net premiums in force 29878896
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losse8
Written or Re Paid
newed during
the Tear
Health 36168
Liability 2116829 436179
Auto and teams property damage 807049 339395
Totals 2923878 811740Insurance Department of Georgia
443
JEFFERSON INSURANCE COMPANY
Land Title Building Philadelphia Pennsylvania
Christoffer Hannevig President C Steendal Secretary
Attorney for service in GeorgiaO F Whitten Atlanta Georgia
Kinds of business done in GeorgiaAuto and Marine
Capital Stock
Amount of paidup capital 40000000
Ledger assets December 1 1918 163774433
Extended at 163774433
Income
Gross premiums on new business 159379345
Deduct amount paid for insurance and return
premiums 70887214
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Commissions and allowances for taxes received
from reinsurance treaty companies
Expenses petty
1272488
844
Total income
88492131
5664949
75000
1273332
95505412
Carried forward 259279845
Disbursements
Net amount paid policyholders for losses 64475463
Legal and administrative expenses in adjustment of claims 2529606
Commissions anjQ allowances to agents
a First year 9945258
Salaries of officers and employes 403041
Advertising printing postage telegrams etc 16500
Loss on sale artl decrease by adjustment of assets 938000
Other items
Inspections and surveys 9427
Taxes 4740338
Legal expenses 970689
Agents balances charged off 789098
Interest paid to reinsuring treaty companies 260872
Decrease in amount received in advance from re
insurers on account of unpaid losses 14971198
Decrease in liabilities during the year on account
of reinsurance treaties 1614498
Total disbursements
Balance
23356120
101663988
157615857
Ledger Assets
Bonds at book value
Deposits at interest
Agents balances net
Other items
Recoverable for reinsurance on paid losses 76480
Bottomry and respondentia loan
Aux schr esperanca 776000
68641800
69513488
18608089
852480
Total ledger assets as per balance No 23r 157615857
NonLedger Assets
Interest due and accrued 347658
Market value of assets over book value 2152700
Total assets 160116215444 Annual Report
Deduct Assets Not Admitted
Agents balances j 698944
6 98944
Total assets not admitted
159417271
Total admitted assets
Liabilities
Net amount of unpaid losses and claims 43145480
Reserves or unearned premiums on risks outstanding 5724ol43
axes due or accrued
Other items o 19
Funds held under reinsurance treaties im 42
Tota1 amount of liabilities except capital iInn Who iusdou
Capital actually paid in cash in q
Surplus over all liabilities nuaja
Surplus protection to policyholders
w 159417271
Total liabilities
Business in Force Fire Insurance Companies
Marine and Gross
Island Premiums
Risks Thereon
in force on the 31st day of December 1918Vflllltoo 1 5987911
Written or renewed during the year 13301112500 l59379d4i
t 16274930500 203588378
DuctthWCTplMaand 14510970200 122811397
In force af the end of the yearf 1763960300 80776981
Net amount in force 1763960300 80776981
Business in the State of Georgia During 1919
Marine and
Inland
Gross risks written 39384600
Net risks written tImi
Gross premiums on risks written7
Less 4361 return premiums for reinsurance in companies
authorized in Georgia
Net premiums received 1302 88
Losses paid deducting salvage
Net losses paid 130288
Losses incurred 269888
Net losses incurred 269888
Investments in Georgia
Real estate 1000000
Total investments in Georgia 1000000
LIBERTY MARINE INSURANCE COMPANY
56 Beaver Street New York New York
FiJm Hannevig Tresident D L Webster Secretary
Attorney for service in GeorgiaO F Whitten Atlanta Georgia
Kinds of business done in GeorgiaAuto and Marine
Capital Stock
Amount of paidup capital 522S
Ledger assets December 31 1918 156944827
Extended at 156944827Insurance Department of Georgia
445

Income
Gross premiums on new business
Deduct amount paid for insurance and return
premiums
157373226
69474817
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Commission and allowances for taxes received from
reinsurance treaty companies
Reinsurance received on unpaid losses
Expenses petty
Total income
1304027
14848487
376
87898409
5415042
62500
16152890
109528841
Carried forward 266473668
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year
Salaries of oficers and employes
Advertising printing postage telegrams etc
Doss on sale and decrease by adjustment of assets
Other items
Inspections and surveys
Taxes
Legal expenses
Agents balances charged off
Interest paid to reinsuring cos on prems collected
Decrease in liabilities during the year on account
of reinsurance treaties
62167811
2467533
12060975
128450
16500
535500
11078
2531744
172102
58068
803040
37200123
Total disbursements
Balance
40776155
118152924
Ledger Assets
Bonds at book value
Deposits at interest
Agents balances net
Other items
Recoverable for reinsurance on paid losses
Bottomry and respondentia loan
Aux schr esperanca
148320744
41091000
89325542
17051722
76480
776000
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued
Market value of assets over book value
842480
148320744
182551
1659000
Total assets 150162295
Deduct Assets Not Admitted
Agents balances 529401
Total not admitted assets 529401
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Taxes due or accrued
Other items
Funds held under reinsurance treaties
Overpayment on account of reinsurance recover
able on unpaid losses
Total amount of liabilities except capital
149632894
52623000
43145480
4299456
8197754
5106716
13304470
113372406446 Annual Report
Capital actually paid in cash 2222
Surplus over all liabilities 11260488
Surplus protection to policyholders 36260488
Total liabilities 149632894
Business in Force Fire Insurance Companies
Marine and Gross
Island Premiums
Risks Thereon
In force on the 31st day of December 1918 29 738 180 00 44209CUS
Written or renewed during the year 13217488600 15737322b
Total i 16191306600 201582259
Deduct those expiredand marked oft as terminated 14427346300 120805278
In force at the end of the year 1763960300 80776981
Net amount in force 1763960300 80776981
Business in the State of Georgia During 1919
Marine and
Inland
Gross risks written 39384600
Net risks written 8951l
Gross premiums on risks written
Less 4361 return premiums for reinsurance m companies
authorized Hh Georgia4Jttl
753856
Net premiums received T i n9 S8
Losses paid deducting salvage lamas
Net losses paid 130288
269988
Losses incurred j
j 269988
Net losses incurredT
Investments in Georgia
Bonds ln00000
Total investments in Georgia 1000000
LIBERTY MUTUAL INSURANCE COMPANY
185 Devonshire Street Boston Massachusetts
Walter S Bucklin President Clark E Woodward Secretary
Attorney for service in GeorgiaTames S Bussey Jr Augusta Ga
Kinds of business done in GeorgiaWorkmans Compensation Liability
Collision and Property Damage
Capital Stock
Ledger assets December 31 1918 436370860
j j 4 36370860
Extended at
Income
Gross premiums on new business 176569160
Gross renewal premiums 357117998
Deduct amount paid for insurance and return
premiums 18053344
Total premiums llnol
Interest and rents nVfsJ
Profits on sale or increase by adjustment of assets UMInsurance Department of Georgia
447
Other sources
Refund on 1917 federal tax
From members bal previously charged off
Gross profit on sale or maturity of ledger assets
bonds per schedule D
172282
20879
48673
241834
Total income 534930367
Carried forward 971301227
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of
fealanes of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets Z
Other items
Salaries traveling and all other expenses of agent
not paid by commissions
Surplus participation certificates redeemed
Inspections other than medical and claim
Mutual Compensation Insurance Company
1918 interest to Mutual Comp Ins Co L
State taxes on premiums
Insurance department licenses and fees
Interest on surplus participation certificates
War revenue tax
Capital stock tax federal II 1
Legal expenses 1
Furniture and fixtures
Auditors fees
Books and periodicals
Dues and membership fees
Insurance
Lighting
Officers meetings
Office supplies
Storeroom supplies
Surety boids
Travel
Members balances charged off I
claims
12671570
4956986
17867709
590582
62500
4150036
159832
327357
3305396
63100
277502
1434850
366899
64521
494486
141666
60246
77350
173228
364815
23092
728537
917519
Total disbursements
Balance
Ledger Assets
Bonds at book value
Stocks at book value
Cash in officew
Deposits at interest
Deposits not at interest I
Other items
Loans to employes secured by pledge of iibertv
bonds
Premiums in course of collection
Bills receivable
1223500
71732444
780569
139926174
32868251
7544319
1249116
8016627
133063082
51231
49279779
371998579
599302648
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued
Total assets
Deduct Assets Not Admitted
Bills receivable
457317899
5000000
1234000
61764236
250000
7374513
599302648
5169424
604472072
724754448
Annual Report
Other items
Premiums in course of collection effective prior
to October 1 1919 rrir 4noo
Overdue and accrued interest on bonds in default 4ouuu
Book value of bonds and stocks over market value H3boss
Int on notes taken in settlement of acct s 90 days g
or more over due
15489148
Total not admitted assets
588982924
Total admitted assets
Liabilities
Net amount of unpaid losses and claims fflel
Reserves or unearned premiums on risks outstanding l744b579b
Dividends to policyholders declared but unpaid 2f
Salaries and miscellaneous accounts due or accrued ofnnein
Taxes due or accrued siuutu
Other items
Interest on surplus participation certificates 74b89
Reinsurance AnZnZl
Mutual Compensation Company 4ubum 96328
Total amount of liabilities except capital 507543635
Surplus over all liabilities 1J
Surplus protection to policyholders 5 88982924
Total liabilities
Premiums in Force Miscellaneous Companies
In force December 81 1918 VSnsl
Written or renewed during year 723983180
Sum r iVinn10 02
Deduct ceased to be in force during year qoqqmi 7S
In force December 31st 1919 7121 74
Deduct amount returned
Net premiums in force4 stiiwvoi
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Year
2500
Liability
S 2500
Total
LLOYDS PLATE GLASS INSURANCE COMPANY
6163 William Street New York New York
William T Woods President Charles E W Chambers Secretary
Attorney for service in GeorgiaD I Maclntyre
Kinds of business done in GeorgiaPlate glass
Capital Stock
Amount of paidup capital MIS
Ledger assets December 31 1918 10957i5
x 102295775
Extended at
Income
Gross premiums on new business 108436664
Deduct amount paid for reinsurance and return
premiums
t 90336798
Total premiums Insurance Department of Georgia 44U
Interest and rents 5174173
Total income 95510966
Carried forward 197806741
Disbursements
Net amount paid policyholders for losses 37504276
Commissions and allowances to agents
Renewal 27906722
Salaries of officers and employes 7464938
Rents and interest 1240000
Advertising printing postage telegrams etc 1070095
Other items
Salaries traveling and all other expenses of agents
not paid by commissions 737284
Repairs and expenses other than taxes on real est 1150339
Taxes and real estate 812000
State taxes on premiums 1185870
Insurance department licenses and fees 749784
Federal taxes 64500
Licenses fees and taxes
City and county 85762
Canadian 221936
Miscellaneous war tax 6303
Premium war tax 890877
Legal expenses 498898
Advertising 341850
Stockholders for dividends 4000000
Sundries 707419
Agents balances charged off 2647
11455469
Total disbursements 86641500
Balance 111165241
Ledger Assets
Book value of real estate 25576318
Mortgage loans first lien 1950000
Bonds at book value 36622404
Stocks at book value 23401612
Cash in office 514737
Deposits not at interest 5115684
Other items
In policies or renewals effective on or after October
1 1919 17518487
On policies or renewals effective on or after October
1 1919 465999
17984486
Total ledger assets 111165241
NonLedger Assets
Jtnterest due and accrued 443956
Market value of assets over book value 1923682
Other items
Rents due 84167
Salvage glass on hand 321972
Sundry accounts 14500
420639
Total assets I 113953518
Deduct Assets Not Admitted
Other items
Salvage glass on hand r 321972
Sundry accounts 14500
Premiums in course of collection effective prior to
Cctober 1 1919 499
Book value of bonds and stocks over market value 74081lo
Total not admitted assets 8210587
Total admitted assets 1057429SI450
Annual Report
Liabilities
Net amount of unpaid losses and claims 8711058
Reserves or unearned premiums on risks outstanding 47148864
Salaries and miscellaneous accounts due or accrued 188821
Other items
Commissions brokerage and other charges due or
to become due to agents or brokers on policies ef
fective on or after October 1st 1919 5430731
Estimated amount hereafter payable for Federal
State and other taxes based upon the business of
tfie year of this statement 2500000
Returned premium 62875
79936 Ob
Total amount of liabilities except capital 64042349
Capital actually paid in cash 25000000
Surplus over all liabilities 16700582
Surpus protection to policyholders
Total liabilities 105742931
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Year
Plate glass 210872
Totals 1 36676 210872
LONDON GUARANTEE AND ACCIDENT COMPANY LTD
134 South LaSalle Chicago Illinois
F W Lawson General Manager for the United States
Attorney for service in GeorgiaS B Wright Jr
Kinds of business done in GeorgiaCasualty
Capital Stock
Amount capital statutory deposit 50000000
Ledger assets December 31 1918 1288309830
Extended at 1288309830
Income
Gross premiums on new business 1518163314
Deduct amount paid for insurance and return prems 341517830
Total premiums 1176645484
Interest and rents 46971002
Profits on sale or increase by adjustment of assets 1871406
Total income 1225487892
Carried forward 2513797722
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Renewal
Salaries of officers and employes inc all other agents expenses
Rents and interest
Advertising printing postage telegrams etc including furniture
and fixtures
Inspections
Loss on sale and decrease by adjustment of assets
446452045
69993397
232710247
83381259
3283479
7914517
11884790
2665281Insurance Department of Georgia
451
Other items
Taxes licenses and fees 62140393
Agents balances charged off 695605
Remittances to home office 46653649
Bureau and other subscriptions 3389553
Inspection rating boards 2503546
Office supplies 669749
Office and general 333662
Exchange and collection 173563
Investment expenses 54519
Proportion of commissions premiums on commercial mutual
and P R risks remitted to other companies 19557147
Total disbursements 994488018
Balance 1519309704
Ledger Assets
Mortgage loans first lien
Bonds at hook value
Collateral loans
Cash in office
Deposits at interest
Premiums in course of collection
Agents balances net
Other items
Accounts receivable due from associated companies
C M and P R risks
Loss suspense
Traveling suspense
Cash in branch claim departments
Compensation reinsurance bureau
Balance due from employes fourth and fifth Liberty
Loans bonds held by the company
1750000
1119837187
200000
1304198
46037116
289589256
10052026
1433984
2112461
604454
6025000
39319623
1044404
20539926
Total ledger assets 1519309704
NonLedger Assets
Interest due and accrued 18003125
Total assets 1537312829
Deduct Assets Not Admitted
Agents balances
Premiums in course of collection effective prior to
October 1 1919
Other items
Cash in branch claim departments
Traveling suspense
Workmens compensation reinsurance bureau
Overdue and accrued interest on bonds in default
Book value of bonds over market value
13471805
58409098
201985
604454
3310307
1435000
44187003
Total not admitted assets 121619652
Total admitted assets 1415693177
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Estimated expenses of investigation and adjustment of unpaid
claims
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Reinsurance i 733041
Due associated companies for commissions on C
M and P R risks 5840854
Special reserve for Federal taxes 40000000
Voluntary additional reserve for contingencies 70000000
Total amount of liabilities except capital
750840011
341965944
2020000
53527993
25599460
116573895
1290527303452
Annual Report
Capital actually paid in cashstatutory deposit 50000000
Surplus over all liabilities 75165874
Surplus protection to poiicyholders 125165874
Total liabilities 1415693177
Premiums in Force Miscellaneous Companies
In force December 31 1918 623000732
Written or renewed during year 1518163314
Sum 2141164046
Deduct ceased to be in force during year 1431844304
In force December 31st 1919 709319742
Deduct amount reinsured 29243319
Net premiums in force 680076423
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Year
Accident 1421745 133299
Health 1382288 834943
Liabiiityv 9834720 ottm
Burglary and theft 404271 84226
Auto and teams property damage 1402377 89704
Totals 14445401 4657953
Less reinsurance in admitted companies
LOYAL PROTECTIVE INSURANCE COMPANY
581 Boylston Street Boston Massachusetts
S A Allen President F R Parks Secretary
Attorney for service in GeorgiaC M Turner
AddressAtlanta Geogia
Kinds of business done in GeorgiaPersonal Health and Accident
Capital Stock
Amount of paidup capital 10000000
Ledger assets December 31 1918 56136090
Extended at
Income
Gross renewal premiums 1
Deduct amount paid for ins and return premiums
72505972
271201
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Policy fees 8930600
Agents balances previously charged off 307913
56136090
72234771
2213807
100488
9238513
Total income
Carried forward
Disbursements
Net amount paid poiicyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
First year 12570576
Renewal 2526646
83787579
139923669
39545401
803636
15097222Insurance Department of Geofgia
453
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Other items
Collectors
Medical examiners
Taxes
Inspections
Insurance departments
Legal expenses
Furniture and fixtures
Dividends
Agents balances
All other
2377517
29800
2121026
14936
415852
590614
134895
1000000
379092
868700
Stocks at book value
Cash in office
Deposits at interest
Reserves pr unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Estimated expense of investigating claims
Total amount of liabilities except capital
Capital actually paid in cash 10000000
Surplus over all liabilities 20522779
Surplus protection to policyholders
10456928
911500
2088650
7932432
Total disbursements 76835769
Balance 63087900
Ledger Assets
Bonds at book value 42475160
5872814
220000
14519926
Total ledger assets 63087900
NonLedger Assets
Interest due and accrued 646359
Total assets 63734259
Other items
Overdue and accrued interest on bonds in default 118750
Book value of bonds over market value 2450474
21569224
Total not admitted assets 21569224
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
pr
61165035
11750000
16186400
372241
2267995
65620
30642256
30522779
Total liabilities t 61165035
Premiums in Force Miscellaneous Companies
In force December 31 1918
Written or renewed during year
Sum
Deduct ceased to be in force during year
In force December 31st 1919
Net premiums in force
18547400
72505972
91053372
6962377
21429600
21429600
Business in Georgia During 1919
Gross Premiums
less Return Prer
miuras on Risks Gross Losses
Written or Re Paid
newed during
the Year
Accident and health 260125 196198
Totals
260125
1961S8454
Annual Report
LUMBERMENS MUTUAL CASUALTY COMPANY
11 South LaSalle Street Chicago Illinois
James S Kemper President Edwin C Hooper Secretary
Capital Stock
Ledger assets Dec 31 1918 39711967
Extended at 39711967
Income
Gross premiums on new business 94754830
Deduct amount paid for ins and return premiums 17041L73
Total premiums 77713657
Interest and rents 1363199
Profits on sale or increase by adjustment of assets 1500
Total income 79078356
Carried forward 118790323
Disbursements
Net amount paid policyholders for losses 20866091
Legal and administrative expenses in adjustment of claims 4020858
Commissions and allowances to agents 1337461
Salaries of officers qnd employes 45l5243
Rents and interest 6938S8
Advertising printing postage telegrams etc Z 15534oi
Paid policyholders for dividends 8275077
Other items
Miscellaneous 852556
Legal expenses 134164
Insurance department all licenses 156881
Federal taxes 599067
State taxes and premiums 558122
Inspection and accident prevention including salary
and expenses of special agents 7176917
9477707
Total disbursements 50739726
Balance 68050597
Ledger Assets
Mortgage loans first lien 4580000
Bonds at book value 39504020
Cash in office 2792098
Deposits at interest 2189656
Premiums in collection 18984823
Total ledger assets 68050597
NonLedger Assets
Interest due and accrued 501046
Market value of assets over book value 20680
Total assets 68572323
Deduct Assets Not Admitted
Agents balances 595106
Total not admitted assets 595106
Total admitted assets 67977217
Liabilities
Net amount of unpaid losses and claims 23030653
Reserves or unearned premiums on risks outstanding 21440735
Taxes due or accrued m 800000Insurance Department of Georgia
455
Other items
Reinsurance premiums 119581
Reserve for unpaid administration expense 2137131
Total amount of liabilities except capital 47528100
Surplus over all liabilities 20449117
Surplus protection to policyholders 20449117
Total liabilities 67977217
Premiums in Force Miscellaneous Companies
In force December 31 1918 23294665
Written or renewed during year 94754830
Sum 118049495
Deduct expirations and cancellations 72247489
In force December 31 1919 45802006
Deduct amount reinsured 2920536
Net premiums in force 42881470
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Tear
Liability 401387 47695
Auto and teams property damage 139610 15450
Totals 540997 63145
MARYLAND CASUALTY COMPANY
Baltimore Maryland
John T Stone PresidentJohn A Hartman Secretary
Attorney for service in GeorgiaEdwin R Haas
AddressAtlanta Georgia
Capital Stock
Amount of paidup capital 200000000
Ledger assets December 31 1918 1747542422
Extended at 1747542422
Income
Gross renewal premiums 2514687567
Deduct amount paid for ins and return premiums 601267633
Total premiums 1913419934
Interest and rents 81087045
Profits on sale or increase by adjustment of assets 11304915
Total income 2005811894
Carried forward 3753354316
Disbursements
Net amount paid policyholders for losses 709792531
Legal and administrative expenses in adjustment of claims 109010333
Commissions and allowances to agents
Renewal 371392590
Salaries of officers and employes 166603239
Rents and interest 82473544
Advertising printing postage telegrams etc 19902749
Paid policyholders for dividends 39995000
Loss on sale and decrease by adjustment of assets 24849754
Other items
Bureaus and associations
Home office traveling
Insurance
10322436
3515679
650275456
Annual Report
Subscriptions to periodicals and mercantile agencies
Rent safe deposit boxes i
Memorial tablet to employes serving in war
Miscellaneous office expenses i
Agents balances charged off
Proportion of coinsurance premiums on coal mines and
hibited risks remitted to other campanies
4362664
49000
107500
77424
9092456
14396875
Total disbursements 1562428095
Balance 2190926221
Ledger sssets
Book value of real estateS
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Agents balances net
Other items
Loans secured by pledge of bonds stock or other collaterals
schedule C
Reinsured losses due from other companies
Proportion of coinsurance premiums on coal mines and pro
hibited risks in course of collection to be remitted to other
companies
Premiums in course of collection 1
Bills receivable
16633560
1426243053
108385700
12760787
103849000
4119950
1693650
2415591
25859491
338921645
341808
Total ledger assets 2190926221
NonLedger Assets
Interest due and accrued
Insurance commissioner value of assets over book value
Other items
Salvage Marech Cleary White Construction Co 250000
Heard National Bank 1077093
Harvey Stiver 715068
State Bank of Calumet 1892661
Labelle Street Trust and SaTing Bank 861619
James H Cassidy 1357485
11660694
3055724
4361765
Total assets 2210004404
Deduct Assets Not Admitted
Agents balances 4119950
Bills receivable 341808
Other items
Premiums in course of collection effective prior to
October 1 1919 36537990
Total not admitted assets 40999748
Total admitted assets 2169004656
Liabilities
Net amount of unpaid losses and claims 891022714
Reserves or unearned premiums on risks outstanding 669614617
Expense of investigation and adjustment of unpaid claims 4819400
Commissions brokerage and other charges due or to become due
to agents or brokers on policies etc 62643836
Salaries and miscellaneous accounts due or accrued 5811554
Taxse due or accrued 39186432
Other items
Reinsurance 9148352
Voluntary additional reserve 50000000
Due associated companies for coinsurance prem
iums on coal mines and prohibited risks 21297302
71297302Insurance Department of Georgia
457
Capital actually paid in cash j 200000000
Surplus over all liabilities 215460449
Surplus protection to policyholders 415460449
Total liabilities 2169004656
Premiums in Force Miscellaneous Companies
In force December 31 1918 1178321384
Written or renewed during year 25146 875 67
Sum 3633008951
Deduct ceased to be in force during year 2342571739
In force December 31st 1919 1360437212
Deduct amount returned 57761488
Net premiums in force 1292675724
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Tear
Accident 1699 250000
Health 5928
Liability 42674009 14188169
Fidelity 697856 242082
Surety 1812716 69894
Plate glass 1296931 423635
Steam boiler 787637 698M
Burglary and theft 1120308 666606
Sprinkler 67107 54478
Fly wheel 104095
Auto and teams property damage 3439748 1899570
Workmens collective 12065 5625
Physicians Liability 83592
Totals 52089437 17869916
MASONIC PROTECTIVE ASSOCIATION
18 Franklin Street Worcester Massachusetts
Lemuel G Hodgkins Secretary
L Thurman Atlanta Ga 1
Georgia
Francis A Harrington President
Attorney for service in GeorgiaR
AddressAtlanta
Capital Stock
Amount of paidup capital 10000000
Ledger assets December 31 1918 75041715
Extended at
Income
Gross premiums on new business 158497332
Deduct amount paid for ins and return premiums 180241
Total premiums 1
Interest and rents
Other sources
Policy fees required or represented by applications 29037150
Agents balances previously charged off 16216
Total income 190250034
Carried forward 265291749
75041715
58317091
2879577
29053366458
Annual Report
Disbursements
Net amount paid policyholders for lossesT 80o2H2
Legal and administrative expenses in adjustment of claims 803015
Commissions and allowances to agents
Policy fees retained by agents fSoSirooS
Commissions tr brokerage 17677237
Salaries of officers and employes 16fai
Rents and interest JJJHJ
Advertising printing postage telegrams etc LixtiaoL
Other items
State taxes on premiums toojni
All other licenses fees and taxes oni Jn
Agents balances charged off 20170
i
Total disbursements 161477822
Balance 103813927
Ledger Assets
Bonds at book value Ha
Cash in office
Deposits at interest 25150164
Otheritems i
Premiums in course of collection on policies or renewals effective
prior to October 1 1919 42566
Total ledger assets 103813927
NonLedger Assets
Interest due and accrued 1240940
Premiums in hands of agents December 31 1919 received in
January 1920 1193075
Total assets 106247942
Deduct Assets Not Admitted
425667
3979960
Other items
Premiums in course of collection effective prior to
October 1 1919
Book value of bonds over market value
Total not admitted assets
Total admitted assets 101842315
Liabilities
4405627
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Total amount of liabilites except capital
Capital actually paid in cash 27
Surplus over all liabilities t 1515i7fai
Surpus protection to policyholders
Total liabilities
Premiums in Force Miscellaneous Companies
In force December 31 1918
Written or renewed during year
Sum 7
Deduct ceased to be in force during year
In force December 31st 1919
Net premiums in force
18468109
54118890
1040695
3055853
76683547
25158768
101842315
37396075
159510166
196906241
125481159
71425082
71425082Insurance Department of Georgia
459
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Accident and health
Written or Re
newed during
the Year
2596659
Totals
2596659
Paid
1925473
1925473
MASSACHUSETTS BONDING AND INSURANCE COMPANY
7785 State Street Boston Mass
T J Falrey President John T Burnett Secretary
Attorney for service in GeorgiaEugene Dodd Atlanta Ga
Kinds of business done in GeorgiaFidelity Surety and Casualty
Capital Stock
Amount of paidup capital 150000000
Ledger assets Dec 31 1918 572886043
Extended at1
Income
Gross renewal premiums 7698732 98
Deduct amount paid for insurance and return pre
miums r 187074218
572886043
Total premiums 582799080
Interest and rents
Profits on sale or increase by adustment of assets
Other sources
Policy fees
Borrowed money
Profit and loss j
12432429
10000000
765284
19039369
174502
23197713
Total income 625210664
Carried forward 1198096707
Disbursements
Net amount paid policyholdes for losses 286880923
Legal and administrative expenses in adjustment of claims 27400024
Commissions and allowances to agents 157456965
Salaries of officers and employes 24177464
Rents and interest 2993493
Advertising printing postage telegrams etc 5900158
Paid polieyholders for dividends 7273
Loss on sale and decrease by adjustment of assetsI 12248 51
Other items 94209267
Total disbursements 550250418
Balance T 647846289
Ledger Assets
Book value of real estate
Mortgage loans first lien 416666
Bonds at book value
Stocks at book value
Cash in office and in transit
Deposits at interesth
Deposits not at interest
Other items
Premiums in course of collection
Bills receivable
Advances on contracts
Workmens compensation reinsurance bu deposit
33530440
416666
407693457
35820992
12723954
36816075
5475824
104248293
280361
5372185
1167715460

Annual Report
Cash in suspended banks viz Da Salle St Trust
and Savings Bank n t
Salvage assets laqSi
War savings stamps ii
Balance due on liberty loan bonds for employes 991536 ggg
Total ledger assets 647846289
NonLedger Assets
Interest and rents due and accrued 4818780
Other items
Due from U S government for refund allowed
on taxes paid 10217
Balance due from sale of old buildings on Arling
ton and Newbury streets not included in ap
praisaj 23500 M17
Total assets 652712786
Deduct Assets Not Admitted
Bills receivable 280361
Other items
Premiums in course of collection effective prior
to October 1 1919 J22Mj5
Book value of bonds and stocks over market value 12076749
Advances on contracts 5372185
Total not admtted assets 28820800
Total admitted assets u23891986
Liabilities
Net amount of unpaid losses and claimsS J386
Reserves or unearned premiums on risks outstanding 225277763
Salaries and miscellaneous accounts due or accrued 2411873
Taxes due or accrued 12411084
Other items
Estimated expense of investigation and adjustment
of unpaid claims or brokers on policies effective
on or after October 1 1919 2630000
Commissons brokerage and other charges due or
to become due to agents 24035621
Reinsurance 5165996
31831617
Total amount of liabilities except capital 410600611
Capital actually paid in cash 5 150000000
Surplus over all liabilities 63291375
Surplus protection to policyholders 213291375
Total liabilities 623891986
Premiums in Force Miscellaneous Companies
In force December 31 1918 367074418
Written or renewed during year 769873298
Sum 1136847716
Deduct ceased to be in force during year 657648962
In force December 31st 1919 479298754
Deduct amount reinsured 50282543
Net premiums in force 429016211
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the year
Accdent and Health 2527516 J 871366
Liability 501407 19650Insurance Department of Georgia
461
Fidelity 328593 14295
Surety 992472
Plate glass 149582 60S00
Burglary and theft 57589 201966
Auto and teams property damage 166668 76646
Totals 4723827 1244723
Investments in Georgia
Bonds market value 2480000
Total investments in Georgia 2480000
METROPOLITAN CASUALTY INSURRANCE COMPANY OF NEW YORK
47 Cedar Street New York N Y
Eugene H Winslow President S Wm Burton Secretary
Attorney for service in GeorgiaJas Gillespie Atlana Ga
Capital Stock
Amount of paidup capital 20000000
Ledger assets Dec 31 1918 100759721
Extended at if 100759721
Income
Gross premiums on new business 142005665
Deduct amount paid for insurance and return pre
miums 24760263
Total premiums
Interest and rents
Other sources
Taxes withheld
Agents balances previously charged off
Borrowed money gross
117245402
3350567
3150
56521
3000000
Total income
123655640
48861912
407650
37656882
11248649
955742
1962104
2000000
Carried forward 224415361
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commiss ons and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid for dividends
Other items
Traveling and all other agent expenses
Municipal licenses
Medical examination fees
Legal expenses
Inspections
Agents balances charged off
State tax on premiums
Insurance department lcenses and fees
Federal taxes
Agent expenses
Borrowed money repaid gross
938209
117653
163502
350952
3900
148432
16287do
325132
1293811
285400
1090000
8255756
Total disbursements f 111348695
Balance S 113066666
Ledger Assets
Stocks at book value
Cash in office
77680737
172764462
Annual Report
Deposits at interest ololnSff
Agents premiums iossuio3
Other items
Reinsurance loss account 4wom
Total ledger assets 113066666
NonLedger Assets
Interest due and accrued 768706
Total assets 113835372
Deduct Assets Not Admitted
Premiums in course of collection prior to Oct 1919 112511
Book value of stocks and bonds over market value 5527987
Total not admitted assets 5640498
Total admitted assets 108194874
Liabilities
Net amount of unpaid losses and claims 6530908
Reserves or unearned premiums on risks outstanding 58139925
Salaries and miscellaneous accounts due or accrued 999544
Taxes due or accrued 1717042
Other items
Expense of adj 107177
Reinsurance balances 845310
Commissions due on agents premiums 8307950
9260437
Total amount of liabilities except capital 76647856
Capital actually paid in cash 20000000
Surplus over all liabilities 11547018
Surplus protection to policyholders 31547018
Total liabilities t 108194874
Premiums in Force Miscellaneous Companies
In force December 31 1918 102049634
Written or renewed during year 142005665
Sum 244055299
Deduct ceased to be in force during year 123787665
In force December 31st 1919 120267634
Deduct amount reinsured 4340557
Net premiums in force 115927077
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Dosses
Written or Re Paid
newed during
the year
Accident 398454 44316
Health 213999 153128
Plate glass 308437 125047
Burglary and theft 19185 8117
Totals 940075 330668
MILLERS INDEMNITY UNDERWRITERS
Browder and Royal Streets Dallas Texas
Attorney for service in GeorgiaR A Kennedy Atlanta Ga
Kinds of business done in GeorgiaWorkmens Compensation and Public
Liability
Capital Stock
Surplus participation certificates 9145016
Ledger assets Dec 31 1918 35695698
Increase of paidup capital during year 9154016
Extended at 44849714Insurance Department of Georgia
463
Income Deduct amount paid for insurance and return pre 99258336 8871874

90386462
10 32491
Other sources Initial deposits to secure payment of premiums Borrowed money gross 1564423 1000000
93983376

38833090
Disbursements Net amount paid policyholders for losses 27920071 24094562
470675
289508
War tax 636625 46490
683115 1796407
Paid for reinsurance 1918 balance
Interest paid on surplus participation certificates 476866 44 46
18405121 150 00

Other items 234273 9 03372
Application of unearned premiums
Application of initial deposits 171070
Advisory committee 675241 1000000 15200



77154927

61678163 6390000 6500000 973869 22499189
Ledger Assets Mortgage loans first lien 63900

Deposits not at interest
Other items Premiums in course of collection 25114409
Accounts receivablecurrent 113696 87000
War savings certificates
Total ledger assets 61678163 181256
NonLedger Assets Interest due and accrued T

Total assets 61859419
Deduct Assets Not Admitted
Premiums in course of collection effective prior to
October 1st 1919
550402
Total not admitted assets
550402
Total admitted assets 61309017
Liabilities
Taxes due or accrued on surplus participation certificatesf 5433 50
Other items
Special reserve for workmens comp and liability losses 31989684
Federal state and other taxes 5 33965
Initial deposits returnable to policyholders 2o22935
Total amount of liabilities except capital 35089934464
Annual Report
Surplus participation certificates 915401
Surplus over all liabilities 170650t7
Surplus protection to policyholders 26219083
Total liabilities 6309017
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the year
Liability 3592583 1063414
NATIONAL CASUALTY COMPANY
422 Majestic Building Detroit Mich
W G Curtis President B A Grant Secretary
Attorney for service in GeorgiaR D Parkinson Savannah Ga
Kinds of business done in GeorgiaAccident and riealtn
Capital Stock
Amount of paidup capital 20000000
Ledger Assets Dec 31 1918 36048371
Extended at
Income
Gross premiums on new business 79866268
Deduct amount paid for insurance and return pre
miums J 2099238
Total premiums J
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Policy fee
Agents balances charged off
2950010
307299
3604837
7767030
1676806
714500
325729
Total income if 8341563
Carried forward 119464011
Disbursements
Xet amount paid policyholders for losses
Iegal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salares of officers and employes
Rents
etc
Advertising printing postage telegrams
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Policy fee i
Taxes etc
Agents balances charged off
General expense
cveling expense
Legal
Furniture
2937660
2324639
158350
267680
tVHifl
257010
94549
32090168
435011
2996573c
6011067
7242OS
1760381
160000t
30488
6330635
Total disbursements 792 22082
Balance 40241931Insurance Department of Georgia 465
Ledger Assets
Mortgage loans first lien 3114450 f 3114450
Bonds at book value 24365400
Stocks at book value 5140ooo
Cash in office 3526o5
Collateral loans 2 500 00
Deposits not at interest ZZZ Z ZZ 62155 01
Other items
Premiums in course of collection 7 20000
War savings stamps 83975
803975
Total ledger assets 40241931
NonLedger Assets
Interest due and accrued 5 228 75
Other items
Furniture and supplies 3000000
Reinsurance from other companies 121809
3121809
Total assets 43886615
Deduct ABsets Not Admitted
Furniture and supplies 3000000
Total not admitted assets 3000000
Total admitted assets 40886615
Liabilities
Net amount of unpaid losses and claims aijd adjusting 26 013 00
Reserves or unearned premiums on risks outstanding 32 200 00
Salaries and miscellaneous accounts due or accrued 2500 00
Taxes due or accrued 16000 00
Totill amount of liabilities except capital 76713 00
Capital actually paid in cash 20000000
Surplus over all liabilities 13215315
Surplus protection to policyholders 33215315
Total liabilities 2 40886615
Premiums in Force Miscellaneous Companies
In force December 31 1918 36926 00
Written or renewed during yearZ 798662e8
Sum r g5 ggg gg
Deduct ceased to be in force during yearI Z 772538 68
In force December 31st 1919 63 150 00
Net premiums in force t 6315ooO
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the year
Accident and health 1148562 536678
Totals 1148562 536678466
AnnualReport
NATIONAL RELIEF ASSURANCE COMPANY
108 South Fourth Street Philadelphia Pa
M S Boyer President R M Fry Secretary
Attorney for service in GeorgiaW W Haskell Atlanta Ga
Kinds of business done in GeorgiaPersonal Health and Accident
Capital Stock
10000000
18516054
Amount of paidup capital
Ledger assets Dec 31 1918
Extended at 18516054
Income
Gross renewal premiums
Deduct amount paid for insurance and return pre
miums
26518454
9406
Total premiums
Interest and rents
Other sources
Policy correction fees
War tax paid by application
25
108207
26508988
690332
108232
Total income 30989078
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Advertising printing postage telegrams etc
Paid policyholders for dividends
Other items
Policy fees
Salaries traveling and expenses of agents
Medcal fees
Taxes on premiums
Insurance department fees
Federal and county taxes
Legal expenses
Dividends to stockholders
Other expenditures
3681536
653553
10800
427166
100845
404666
38258
900000
588023
Total ledger assets
NonLedger Assets
Interest due and accrued 5
Total assets
49505132
8410501
67405
11703811
2460901
174000
931884
6804847
Total disbursements 30553349
Balance 18951783
Ledger Assets
Mortgage loans first lien 11736
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Furniture fixtures and supplies 562105
Premiums in course of collection 684770
1173600
12498542
902500
50963
1635164
67977
1376162
1246875
18951783
76205
19027988Insurance Department of Georgia
467
Deduct Assets Not Admitted
Agents balances
Other items
Companys stock owned
Furniture fixtures and supplies
Premiums in course of collection
Book value of stocks and bonds over market
633471
15000
562105
112583
741612
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims1
Reserves or unearned premiums on risks outstanding
Other items
Commission on premiums in course of collection on policies ef
fective October 1 1919
Total amount of liabilities except capital
Capital actually paid in cash 10000000
Surplus over all liabilities 4157243
Surplus protection to policyholders
Total liabilities
Premiums in Force Miscellaneous Companies
In force December 31 1918
Written or renewed during year
Sum
Deduct ceased to be in force during year
In force December 31st 1919
Net premiums in force
2064801
16963187
1633540
833906
138498
2805944
14157243
16963187
267200
26518454
26785654
26232121
553533
553533
Business in Georgia During 1919
Gross premiums
less Return Pre
miums on Risks
Written or Re
newed during
the year
Accident and health 1801233
Gross Losses
Paid
786364
Totals
1810233
786364
NATIONAL SURETY COMPANY
115 Broadway New York N T
Vtm B Joyce President Hubert J Hewitt Secretary
Attorney for service in GeorgiaW L McCalley Jr Atlanta Ga
Kinds of business done in GeorgiaFidelity Surety Bonds Burglary and Theft
Insurance
Capital Stock
Amount of paidup capital 500000000
Ledger assets Dec 31 1918 1723484801
Increase of paidup capital during year 100000000
Extended at 1823484801
Surplus paid in by stockholders 50000000
Income
Gross premiums on new business 1217042914
Deduct amount paid for insurance and return pre
miums 406186451
Total premiums 810856463
Interest and rents 72797379
Profits on sale or increase by adjustment of assets 561531468
Annual Report
Other sources
Miscellaneous income 1400to
Suspense items 119845458
Inspections 441007 agents balances 42598 483605
Borrowed money r 29700000
149969153
Total income 1084084526
Carried forward 2907569327
Disbursements
Net amount paid policyholders for losses 1
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Borrowed money repaid
96924909
15146724
25671263
87484319
5758667
19449531
47996400
68888827
110970000
Total disbursements 875296059
Balance 203227326S
Ledger Assets
Book value of real estate 8106522
Bonds at book value 114910042
Stocks at book value 263058087
Mortgage loans first lien 61206 other than first lien 675 6188100
Deposits 284055668
Agents balances net 24122768a
Other items 80536785
Total assets 2055560324
Deduct Assets Not Admitted
Agents balances 55654922
Bills receivable 450000
Other items 68563196
Total not admitted assets 124668118
Total admitted assets 1930892206
Liabilities
Net amount of unpaid losses and claims 201718310
Reserves or unearned premiums on risks outstanding 506777782
Dividends to policyholders declared but unpaid 12012700
Salaries and miscellaneous accounts due or accrued 2885168
Taxes due or accrued 25491108
Other items 131983750
Total amount of liabilities except capital 880869118
Capital actually paid in cash 500000000
Surplus over all liabilities 5500230S8
Surplus protection to policyholders 1050023088
Total liabilities 1930892206Insurance Department of Georgia
469
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
tj i tne year
Fidelity 3936563 11046 39
Surety 4459529 15 87114
Burglary and theft 422596 51955
Totals 1 S818688 2743708
Investments in Georgia
Bonds 2706000
Total investments in Georgia 27 060 00
NEW AMSTERDAM CASUALTY COMPANY
60 John Street New York New York
Principal office7 St Paul Street Baltimore Maryland
J Arthur Nelson President Sifford PearreSecretary
Attorney for service in GeorgiaA D Tobin
AddressAugusta Georgia
Kinds of business done in GeorgiaAccident Health Liability Plate Glass
Burglary Property Damage
Capital Stock
Amount of paidup capital i 250 000 00
Ledger assets December 31 1918 4485 13943
Increase of paidup capital during year 250 000 00
Extended at JL 473513943
Income
Gross premiums on new business 6668688 63
Deduct amount paid for ins and return premiums L64l69551
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Contribution to surplus
Increase in reinsurance due
Increase in return premiums due and unclaimed
From agents balances previously charged off
68615250
2815139
1223653
2417830
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc I
Paid for dividends to stockholders
Loss on sale and decrease by adjustment of assets
Other items
Incidentals
Salary trav exp etc of agents not paid by com
Medical examiners feis and salaries
Inspections other than medical and claim
Assessment National Workingmens Compensation
Bureau and State Rating Boards
Repairs and expenses on real estate
502699312
18143921
68546
75071872
595983651
1069497594
196142118
36008451
101788775
17282256
2203596
4979508
15000000
437256
3786374
15356790
28922
2177247
1324988
580065470
Annual Report
Licenses taxes fees etc 12596908
Legal expenses 392200
Decase in unadjusted items 1401930
Amount paid account liquidation New Orleans
Casualty Company 2085
Traveling expenses officers and home office em
ployees 1880391
Salaries and traveling expenses payroll auditors 2043121
Agents balances charged off 6445593
48016620
Total disbursements 421858580
Balance 647639014
Ledger Assets
Book value of real estate 14230096
Bonds at book value 327477720
Stocks at book value 73291983
Cash in office I 3214246
Deposits at interest 77780486
Deposits not at interest 2564103
Agents balances net 135480368
Other items
Surety Association of America 50000
New York excise funds 4575738
Work Comp Reins Bur Funds 8364699
Work Comp Reins Bur Contg Funds 609575
13600012
Total ledger assets 647639014
NonLedger Assets
Interest due and accrued 2932504
Reinsurance due on losses paid 1596729
Total assets 652168247
Deduct Assets Not Admitted
Agents balances 12583767
Other items
Book value of bonds and stocks over market value 16146633
Total not admitted assets 28730400
Total admitted assets 623437847
Liabilities
Net amount of unpaid losses and claims 207557249
Reserves or unearned premiums on risks outstanding 191989077
Salaries and miscellaneous accounts due or accrued 500000
Taxes due or accrued 8000000
Other items
Estimated expenses investigation and adjustment
claims t 1189980
Unadjusted items 3504980
Jommissions brokerage etc due 20769871
Reserve Work Comp Reins Bureau Contg 609575
Return premiums due 5846287
Reserve for anticipated claims N T excise 2150000
Reinsurance due 9509477
Voluntary reserve for contingencies 6811351
50391521
Total amount of liabilities except capital 458437847
Capital actually paid in cash 125000000
Surplus over all iabiities 40000000
Surplus protection to policyholders 165000000
Total liabilities 623437847Insurance Department of Georgia
471
Premiums in Force Miscellaneous Companies
In force December 31 1918 284243191
Written or renewed during year 6668688 63
Sum 951ll2054
Deduct ceased to be in force during year expirations and can
cellations 567014129
Net premiums in force December 31 1919 384097925
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Dosses
Written or Re Paid
newed during
the Year
Accident 80500
Health 10125
Liability 171379
Plate glass 71006
Burglary and theft 16709
Auto and teams property damage 66765 900
Totals 416484 900
NEW YORK PLATE GLASS INSURANCE COMPANY
Maiden Dane and William Streets New York New York
Mayer A White President J Carroll French Secretary
Attorney for service in GeorgiaW H Rhett
AddressAtlanta Georgia
Capital Stock
Kinds of business done in GeorgiaPlate Glass Insurance
Amount of paidup capital 30000000
Dedger assets Dec 31 1918 122258947
Increase of paidup capital during year 10000000
Extended t
Income
Gross premiums on new business 145306557
Deduct amount paid for ins and return premiums 26206685
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Surplus paid in by stockholders acquiring new stocks at price
of 100 per share
From agents balances previously charged off
Borrowed money
132258947
119099872
3646688
132500
10000000
28272
5000000
Total income 137907332
Carried forward 270166279
Disbursements
Net amount paid policyholders for losses 61750167
Degal and administrative expenses in adjustment of claims 52165
Commissions and allowances to agents 42095821
Rents and interest 9081471
Advertising printing postage telegrams etc including furniture
and fixtures 1039805
Paid policyholders for dividends 2000000
Other items
Borrowed money repaid 5000000
Agents balances charged off 101930
State taxes on premiums 1524696
Insurance department licenses and fees 788080
Municipal licenses 90508472
Annual Report
Federal taxes 1262011
Underwriters Association 621501
United War Work 22500
United Hospital Fund 25000
Total disbursements 126393403
Balance 143772876
Ledger Assets
Mortgage loans first lien 4100000
Bonds at book value 17712628
Stocks at book value 65306666
Cash in office 338317
Deposits at interest 24427737
Other items
Premiums in course of collection 29848011
Plate glass on hand 2039517
Total ledger assets 143772876
NonLedger Assets
Interest due and accrued 277267
Total assets 144050143
Deduct Assets Not Admitted
Premiums in course of collection effective prior to
October 1 1919 859664
Book value of real estate over market value 19543294
20402958
Total not admitted assets 20402958
Total admitted assets 123647185
Liabilities
Net amount of unpaid losses and claims 7509691
Salaries and miscellaneous accounts due or accrued 11554949
Other items
Total unarned premiums 60260710
Total amount of liabilites except capital 79325350
Capital actually paid in cash 30000000
Surplus over ali liabilities 14321835
Surplus protection to policyholders 44321835
Total liabilities 123647185
Premiums in Force Miscellaneous Companies
In force December 31 1918 107071440
Written or renewed during year 145306557
Sum 252377997
Deduct ceased to be in force during year 130651442
In force December 31st 1919 121726555
Net premiums in force 121726555
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Tear
Plate glass 982292 293978
Totals 982292 293978Insurance Department of Georgia
473
NORTH AMERICAN ACCIDENT INSURANCE COMPANY
209 South LaSalle Street Chicago Illinois
E C Waller President A E Forrest Secretary
Attorney for service in GeorgiaShepard Bryson
AddressAtlanta Georgia
Capital Stock
Kinds of business done in GeorgiaAccident and Health Insurance
Amount of paidup capital 20000000
Ledger assets December 31 1918 94507526
Extended at 94507526
Income
Gross renewal premiums 191432434
Deduct amount paid for insurance and return pre
miums 23153402
Total premiums 168279052
Interest and rents 3767771
Other sources
Policy fees 6437501
Gross profit on sale of ledger assets 217714
6655215
Total income 178702038
Carried forward 273209564
Disbursements
Net amount paid policyholders for losses 747 693 97
Legal and administrative expenses in afljustment of claimsI 8774 26
Commissions and allowances to agents
Renewal 571389Z1
Salaries of officers and employes 136 95168
Rents and interest 18234 41
Advertising printing postage telegrams etc 47405 11
Loss on sale and decrease by adjustment of assets 2128750
Other items
Policy fees retained by agents 6437501
Salary and traveling expense of agents 5902757
Medical examiners fees 610109
Inspections 131125
Taxes 1 5771946
Furniture and fixtures 154231
Dividends 1550000
Bank exchange 119229
Subscription to Fourth Liberty loan 1500000
Incidental expense 845362
Agents balances charged off 115967
23138227
Total disbursements 176411841
Balance 96797723
Ledger Assets
Mortgage loans first lien 28592500
Bonds at book value 47798757
Stocks at book value 1800000
Cash in office 1434471
Deposits at interest 6864587
Deposits not at interest 384924
Agents balances net 1485446
Other items
Premiums in process of collections 7237038
Collateral loans 1200000
8437038
Total ledger assets t 96797723474
Annual Report
NonLedger Assets
Interest due and accrued 1347235
Total assets 9814495S
Deduct Assets Not Admitted
Agents balances 1485446
Other items
Premiums in process of collection prior to October
1 1919 203045
Overdue interest on bonds in default 521362
Book value of bonds and stocks over market value 5726932
7936785
Total not admitted assets 7936785
Total admitted assets 90208173
Liabilities
Net amount of unpaid losses and claims 12562525
Reserves or unearned premiums on risks outstanding 34057761
Salaries and miscellaneous accounts due or accrued 492028
Taxes due or accrued 2511374
Other items
Dividends declared and unpaid to stockholders 450000
Reinsurance 232276
Tontine fund T 289253
Commissions due or to become due to agents 2349530
Estimated expenses of investigation of unpd claims 50000
3371059
Total amount of liabilities except capital 52994747
Capital actually paid in cash 20000000
Surplus over all liabilities 17213426
Surplus protection to poicyholders 37213426
Total liabilities 90208173
Premiums in Force Miscellaneous Companies
In force December 31 1918 53307735
Written or renewed during year 191432454
Sum 244740189
Deduct ceased to be in force during year 175899343
In force December 31st 1919 68840846
Deduct amount returned 4117589
Net premiums in force 64723257
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Tear
Accident 2478285 813372
Totals 2478285 813372
NORTH ATLANTIC INSURANCE COMPANY
56 Beaver Street New York N Y
C Steendal President J F Murphy Secretary
Attorney for service in GeorgiaO F Whitten Atlanta Ga
Kinds of business done in GeorgiaAuto and Marine
Capital Stock
Amount of paidup capital 25000000
Ledger assets Dec 31 1918 156986460
Extended at 156986460Insurance Department of Georgia
475
Income
Gross premiums on new business
Deduct amount paid for insurance and return pre
miums
158911572
69515385
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Commission and allowances for taxes received
from reinsuring treaty companies
Reinsurance received on unpaid losses
lxpense petty
130402V
14848489
375
89396187
5414930
62500
16152891
Total income 111026508
Carried forward 268012968
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
First year
Salaries of officers and employes
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Surveys and inspections 11079
Taxes 2548296
Legal expenses 172102
Agents balances charged off 58063
Interest paid to reinsuring treaty companies on
premiums collected 79322 7
Decrease in liabilities during the year on account
of reinsurance treaties 37200960
62642058
2467546
12174885
117733
16500
535500
40783727
Total disbursements 1187 37949
Balance if 149275019
Ledger Assets
Bonds at book value
Deposits at interest
Agenfs balances net
Other items
Recoverable for reinsurance on paid losses
Bottomry and Respondentia loan
76484
776000
Total ledger assets
NonLedger Assets
Interest due and accrued
Market value of assets over book value
41091000
89352270
17979265
852484
149275019
182551
1659000
Total assets 151116570
Deduct Assets Not Admitted
Agents balances 529401
Total not admitted assets 529401
Total admitted assets 150587169
Liabilities
Net amount of unpaid losses and claims 52623000
Reserves or unearned premiums on risks outstanding 43145480
Taxes due or accrued 4344389
476
Annual Report
Other items
Funds held under reinsurance treaties 8197753
Overpayment on account of reinsurance recover
able on unpaid losses 51065iS
1 13304271
Total amount of liabilities except capital 113417140
Capital actually paid in cash 25000000
Surplus over all liabilities 12170029
Surplus protection to policyholders 37170029
Total liabilities 150587169
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1918 29738181 44209030
Written or renewed during the year 133466852 158911572
Total 163205033 203120602
Deduct those expired and marked off as terminated 145565430 122343621
In force at the end of the year 17639603 80776981
Net amount in force 17639603 80776981
Business in the State of Georga During 1919
Marine and Inland
Gross risks written 39384600
Net risks written 39384600
Gross premiums on risks written i 758217
Less 4361 return premiums in companies authorized in Georgia 4361
Net premiums received 753856
Losses paid deducting salvage 130287
Net losses paid 130287
Losses incurred 269988
Net losses incurred 269988
Investments in Georgia
Bonds 1000000
Total investments in Gejorgia t 1000800
OCEAN ACCIDENT AND GUARANTEE CORPORATION LTD OF LONDON
New York Office 59 John Street New York City
Charles H Neely Manager and Attorney for the United States
Attorney for service in GeorgiaEdgar Dunlap Atlanta Ga
Kinds of business done in GeorgiaAll Classes of Miscellaneous Insurance
Capital Stock
Amount of deposit capital 80000000
Ledger assets Dec 31 1918 1334722959
Extended at i 1334722959
Income
Gross renewal premiums 1686508049
Deduct amount paid for insurance and return pre
miums 459274618
Total premiums 1227233431
Interest and rents 53112410
Profits on sale or increase by adjustment of assets 1580529Insurance Department of Georgia
477
Other sources
From agents balances previously charged off
Total income If 1282663360
736990
Carried forward 2617386319
Disbursements
Xet amount paid policyholders for losses 435430766
Legal and administrative expenses in adjustment of claims 66124042
Commissions and allowances to agents 236059081
Salaries of officers and employes 917 72930
Rents and interest 3680945
Advertising printing postage telegrams etc 82869988
Remittance to home office 1 79538128
Loss on sale and decrease by adjustment of assets 690843
Other items
Agents balances charged off 6595734
Total disbursements 1002762457
Balance
1614623862
Ledger Assets
Mortgage loans first lien 87000
Bonds at book value
Cash in office and deposits
Agents balances net outstanding premiums
Other items
Bills receivable
From reinsurance companies 10054149 equity in
workmens compensation reinsurance fund
From premium notes 746250 from employes sub
to liberty loan
Sundry balances
33232144
1745450
3222804
8700000
1279436553
54288716
222622517
575269
49000807
Total ledger assets 1614623862
NonLedger Assets
Interest due and accrued 16905849
Total assets 1631529711
Deduct Assets Not Admitted
Agents balances 3222804
Bills receivable 575269
Other items
Outstanding prems prior to Oct 1 1919 31938051
Overdue interest 1301167
Securities depreciation 63303075
Unadmitted reinsurance 881683
Total not admitted assets 101022049
Total admitted assets 1530507662
Liabilities
Xet amount of unpaid losses and claims 729484499
Reserves or unearned premiums on risks outstanding 415294447
Commissions on outstanding premiums 38931782
Salaries and miscellaneous accounts due or accrued 1025000
Taxes due or accrued 27008900
Other items
Workmens comp rein bureau 2755805
Voluntary reserve for contngencies 180000000
Total amount of liabilities
Deposit capital
Surplus over all liabilities
except capital
80000000
56007229
182755803
1394500433
Surplus protection to policyholders 136007229
Total labilities 1530507662478
Annual Report
Premiums in Force Miscellaneous Companies
In force December 31 1918
Written or renewed during year
Sum
Deduct ceased to be in force during year
In force December 31st 1919
Deduct amount reinsured
Net premiums in force
Business in Georgia During 1919
Accident
Health
Liability
Plate glass
Steam boiler
Burglary and theft
Credit
Flv wheelminus
Auto and teams property damage
7 78498325
1686508049
2465006374
1634060190
830946184
15867258
8 15078926
Gross Premiums
less Return Pre
miums on Risks
Written or Re
newed during
the year
796959
533357
5345365
540654
271965
487107
961357
196
1665482
Gross Losses
Paid
931240
281163
2195945
191090
139602
525295
Totals
10602050 4264335
PREFERRED ACCIDENT INSURANCE COMPANY OF NEW YORK
80 Maiden Lane New York N T
Kimball C Atwood President illTf C Potter Secretary
Attorney for service in GeorgiaE H Harrold Macon Ga
Capital Stock
Amount of paidup capital Z222r
Ledger assets Dec 31 1918 572646486
Extended at 572646486
Income
Gross premiums on new business 3ojoqIrJ
Gross renewal premiums 488Ji04
Total premiums
Interest and rents
Trofits on sale or increase by adjustment of assets
398546025
20751448
726875
420024348
Total income
Carried forward 992670834
Disbursements
Net amount paid policyholders for losses SliHoccI
Legal and administrative expenses in adjustment of claims 2050b0
Commissions and allowances to agents Stl
Salaries of officers and employes iokoqkk
Rents and interest iiinnnii
Advertising printing postage telegrams etc JIOUOJ
Loss on sale and decrease by adjustment of assets Jr
Other items 44978410
Total disbursements 351502931
Balance 641167903
Ledger Assets
Mortgage loans first lien 82000 82S
Bonds at book value ZIa H
Stocks at book value 13409936
Cash in office 1755314Insurance Department of Georgia
479
Deposits at interest 15270991
Deposits not at interest 5000000
Agents balances net 96468352
Other items 3337349
Total ledger assets 641167903
NonLedger Assets
Interest due and accrued 6127722
Total assets 647295625
Deduct Assets Not Admitted
Agents balances i 10157028
Bills receivable 3l86911
Other items 21608297
Total not admitted assets 34952236
Total admitted assets 612343389
Liabilities
Net amount of unpaid losses and claims 5 128408330
Reserves or unearned premiums on risks outstanding 196011040
Salaries and miscellaneous accounts due or accrued 26553020
Taxes due or accrued 13612719
Other items 77758280
Total amount of liabilities except capital 442343389
Capital actually paid in cash 700000000
Surplus over all liabilities 100000000
Surplus protection to policyholders 170000000
Tital liabilities 612343389
Premiums in Force Miscellaneous Companies
In force December 31 1918 323194751
Written or renewed during year 540096412
Sum 863291163
Deduct ceased to be in force during year 464123080
In force December 31st 1919 399168083
Deduct amount returned 5l82527
Net premiums in force 393985556
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the year
Accident 492721 620339
Health 138252 93224
Liability 1673612 380265
Fidelity 211211
Surety 2213
Burglary and theft 67823 11327
Auto and teams property damage 445464 183388
Totals 3031302 1288543
RIDGLEY PROTECTIVE ASSOCIATION
18 Franklin Street Worcester Mass
Austn A Heath President H L Peabody Secretary
Attorney for service in GeorgiaM M Coggins Atlanta Ga
Kinds of business done in GeorgiaPersonal Accident and Health Insurance
Capital Stock
Amount of paidup capital 10000000
Ledger assets Dec 31 1918 53151630
Extended at 53151630480
Annual Report
Income
Gross premiums on new business and gross renewal
premiums 80758900
Deduct amount paid for insurance and return pre
miums
Total premiums
Other sources
Interest and rents
Policy fees
Agents balances previously charged off
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Policy fees to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid stockholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Insurance department fees
State taxes on premiums
Federal taxes
Legal expenses
Furniture and fixtures
Miscellaneous disbursements
Agents balances charged off
Salaries and expenses of agents
Total disbursements
Balance
80477903
25 85103
12717100
1140
95781240
148932876
50755994
676654
3414052
12479445
13955039
410004
2852971
1000000
408650
358530
1451271
75937
53190
328600
126703
4132
4906825
94891645
54041231
Ledger Assets
Bonds at book value
Cash in office
Deposits at interest
Deposits not at interest
Total ledger assets
NonLedger Assets
Interest due and accrued
Total assets
Deduct Assets Not Admitted
Overdue interest 269903
Market value of bonds under book value 449o6o0
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and mscellaneous accounts due or accrued
Taxes due or accrued
Other items
Adjusting expense estimated
Total amount of liabilities except capital
44600650
173604
9071422
195555
54041231
888152
54929383
476555
50163830
10254805
9844917
349728
2011945
91988
22553383Insurance Department of Georgia
481
Capital actually paid in cash 10000000
Surplus over all liabilities 17610447
Surplus protection to policyholders 27610447
Total liabilities 50163830
Premiums in Force Miscellaneous Companies
In force December 31 1918 21409575
Written or renewed during year 80758900
Sum l02l68C75
Deduct ceased to be in force during year 756 653 00
In force December 31st 1919 26503175
Net premiums in force 26503175
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Dosses
Written or Re Paid
newed during
the year
Accident and health 586516 f 444771
Totals 586516 444771
ROYAL INDEMNITY INSURANCE COMPANY
84 William Street New York New York
Charles H Holland President William Mackintosh Secretary
Attorney for service in GeorgiaA H Turner
AddressHurt Building Atlanta Georgia
Kinds of business done in GeorgiaCasualty Insurance
Capital Stock
Amount of paidup capital 100000000
Ledger assets December 31 1918 854224647
Extended at 854224647
Income
Gross premiums on new business 1116918494
Deduct amount paid for insurance and return
premiums 289188011
Tofel premiums 827730483
Interest and rents 31263607
Profits on sale or increase by adjustment of assets 111812
Other sources
Contingent commission on reinsurance 174633
Total income 859280535
Carried forward 1713505182
Disbursements
Net amount paid policyholders for losses 296333405
Legal and administrative expenses in adjustment of claims 42267907
Commissions and allowances to agents
b Renewal 173127919
Salaries of officers and employes including inspections 71685116
Rents and interest 4852046
Advertising printing postage telegrams etc 9953367
Loss on sale and decrease by adjustment of assets 378561
Other items
Taxes licenses and fees 22006742
Agents balances charged off 26697
22033439
Total disbursements 620631760
Balance 1092873422482
Annual Report
Ledger Assets
Bonds at book value 8
Cash in office
Deposits at interest 1
Agents balances being premiums in course of collection 1
Other items
Equity in the funds of the Workmens Compensation
Reinsurance Bureau
Losses recoverable from reinsuring companies
Agents sundry balances advertising and traveling
expenses
Bills receivable
06412210
570572
00359682
64655453
17873217
3058668
108900
52520
20875505
Total ledger assets as per balance No 23 1092873422
NonLedger Assets
Interest due and accrued 10390317
Total assets 1103263739
Deduct Assets Not Admitted
Agents balances being premiums in course of col
lection effective prior to Oct 1 1919 4918342
Bills receivable 52520
Other items
Book value bonds over market value 30232332
Interest on bonds in default 70000
Agents sundry balances advertising and traveling
expenses 1616910
Proportion of Loss reserve of Workmens Compen
sation Bureau 1278817
Total not admitted assets 38168921
Total admitted assets 1065094818
Liabilities
Net amount of unpaid losses and claims 4
Reserves or unearned premiums on risks outstanding 3
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Amount deducted nonresident employes New York
state income tax 72335
09448985
43028711
38186458
31235215
Total amount of liabilities except capital
Capital actually paid in cash 100000000
Surplus over all liabilities 143123114
72385
21971704
Surplus protection to policyholders 243123114
Total liabilities 1065094818
Premiums in Force Miscellaneous Companies
In force December 31 1918 569840865
Written or renewed during year 1116918494
Sum 1686759359
Deduct ceased to be in force during year 957455012
In force December 31st 1919 729304347
Deduct amount reinsured 66702409
Net premiums in force 662601938
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Accident
Health
Liability
Written or Re
newed during
the Year
494087
269586
1987078
Paid
85648
197418
1374257Insurance Department of Georgia
483
Fidelity 856303 134084 694721 176736 292954 113784 438839 29662 506753

349303

Fly wheel 63565
238724

Totals 5537834 2452500 28 156 68
Investments in Georgia Bonds book value
Total investments in Georgia 2452500
STANDARD ACCIDENT INSURANCE COMPANY
Penobscot Building Detroit Mich
Lem W Bowen President Charles C Bowen Secretary
Attorney for service in GeorgiaCharles A Bickerstaff Atlanta Ga
Kinds of business done in GeorgiaAccident Health Liability and Property
Damage Insurance
Capital Stock
Amount of paidup capital
Ledger assets Dec 31 1918
100000000
912374128
Extended at 912374128
Income
Gross premiums on new business 1012919321
Deduct amount paid for insurance and return pre
miums 171420374
Total premiums 841498947
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Policy fees
Borrowed money for purchase of U S victory bonds
Total income
43207581
2389232
3043524
10000000
900139284
Carried forward 1812513412
Disbursements
Net amount paid polieyholders for losses 323000616
Legal and administrative expenses in adjustment of claims 39541226
Commissions and allowances to agents 196264898
Salaries of officers and employes 32597768
Rents and interest 2515725
Advertising printing postage telegrams etc 12331951
Paid stockholders for dividends 12000000
Loss on sale and decrease by adjustment of assets 24705532
Taxes licenses etc 24700532
Other items
Inspections 10072216
Salaries traveling exp of agents not paid by co 20758450
Repayment of borrowed money 10000000
Agents balances 2929779
Miscellaneous expenses 763053
44523498
Total disbursements 693971005
Balance J 1118542401484
Annual Report
Ledger Assets
Book value of real estate
Mortgage loans first lien 337750
Bonds at book value
Collateral loans
Cash in office
Deposits at interest
Deposits not at interest
Other items
Premiums in course of collection 129720816
Deposit with work comp rein bureau 14361177
6000000
33775000
97994900
7498750
1136642
27412161
192961
1114081993
NonLedger Assets
Total ledger assets 1118542407
Interest due and accrued 165295on
Market value of assets over book value 12540612
Total assets 1147612574
Deduct Assets Not Admitted
Agents balances prem in course of coll 19308123
Other items
Book value of collateral loan over market value 187578
Total not admitted assets 19495701
Total admitted assets 1128116873
Liabilities
Net amount of unpaid losses and claimsS 504132963
Reserves or unearned premiums on risks outstanding 297241141
Salaries and miscellaneous accounts due or accrued 1500000
Taxes due or accrued 21000000
Other items
Estimated cost of adjustment and investigation of unpd claims 2600000
Commissions on premiums in course of collection 31363520
Return premiums 5188832
Total amount of liabilities except capital 863026456
Capital actually paid in cash 100000000
Surplus over all liabilities 165090417
Surplus protection to policyholders 265090417
Total liabilities 1128116873
Premiums in Force Miscellaneous Companies
In force December 31 1918 492085152
Written or renewed during vear 1012919321
Sum 1 1505084473
Deduct ceased to be in force during year 901997495
In force December 31st 1919 603006978
Deduct amount reinsured 10756022
Net premiums in force 592250956
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the year
Accident i 4723387 t 14 50530
Health 2084046 1192865
Liability 1817552 209945
Auto and teams property damage 596418 449436
Totals 9221403 4 3302776
Investments in Georgia
Bonds par value 4650000
Total investments in Georgia 4650000Insurance Department of Georgia
485
w
STANDARD MARINE INSURANCE COMPANY LTD
6365 Beaver Street New York City N Y
J Roberts United States Manager
Attorney for service in GeorgaW L Wilson Savannah Ga
Capital Stock
Amount of deposit capital
Ledger assets Dec 31 1918
20000000
260270940
Extended at 260270940
Income
Gross premiums on new business
Deduct amount paid for insurance and return pre
miums
819207665
511441868
Total
premiums 307765797
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Remittances from home office to U S branch
From agents balances previously charged off
Total income
131088423
27
11499010
19700
131088450
450372957
Carried forward 710643897
Disbursements
Net amount paid policyholders for losses i
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes ZZ
Rents and interest
Advertising printing postage telegrams etc I
Field supervisory expenses
Maps including corrections
Other items
Furniture and fixtures including rent of and re
pairs to same 76686
Inspections and surveys including tariff assns 1580247
All taxes licenses and fees 7081999
Legal expenses excluding those on losses 41L72
80215241
962500
23212811
6931657
489376
2536913
37808
31325
Remittances to home office by U S branch 262638689
271418793
Total disbursements 5 385866424
Balance 324777473
Ledger Assets
Bonds at book value 1966 393 y0
Stocks at book value 419 577 op
Cash in office IZ 75 00
Deposits at interest I 57 477 37
Deposits not at interest 3857 70
Agents balances net sZZI Z 800089 66
Total ledger assets 324777473
NonLedger Assets
2613425
25174917
Total assets 352565815
Deduct Assets Not Admitted
Agents balances 2580425
Interest due and accrued
Other items
Due from Sunday Reinsuring companies on losses paid486
Annual Report
Other items
Book value of bonds and stocks over market value
13213500
Total not admitted assets 1579392o
Total admitte dassets 336771890
Liabilities
84934900
66799462
100000
24000000
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Contingent commissions or other charges due or accrued cSook
Total amount of liabilities except capital llbimsM
Capital deposit oS2r2S2
Surplus over all liabilities ids5iou
Surplus r S87528
Total liabiities 336771890
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1918 167918172
Written or renewed during the year 2436135125 l9obta
T0tal 2604053297 898055862
Deduct those expired and marked off as terminated 2119925861 760786241
In force at the end of the year8 IIJSS Hlltllil
Deduct amount reinsured 6835181i bbdaoabb
Net amount in force 8 415775619
Business in the State of Georgia During 1919
70889255
Marine and Inland
Gross risks written 5798348200
Less 427929 risks cancelled and 23501830 reinsurance In com
panies authorized in Georgia 2392975900
Net rsiks written 3405372300
Gross premiums on risks written
Less 3136445 return premiums and 18606341 premiums for re
insurance in companies authorized in Georgia
48702471
21742786
Net premiums received
26959685
Losses paid deducting salvage
Less losses on risks reinsured in companies authorized in Georgia
13826678
5621825
Net losses paid
8204853
Losses incurred
Less losses on risks reinsured in companies authorized in Georgia
Net losses Incurred 8
Investments in Georgia
Bonds 8 1000000
Total investments in Georgia8
19297978
7846425
11451553
1000000Insurance Department of Georgia
487
THAMES MERSEY MARINE INSURANCE COMPANY LTD
27 Williams Street New York New York
F H Canty H K Fowler Joint Managers
Attorney for service in GeorgiaA L Farie Savannah Ga
Capital Stock
Amount of paidup capital onn nfin nn
Ledger assets December 31 1918 l868i84o26
Extended at
186884026
Income
Gross premiums on new business 4 9x4 613 89
Deduct amount paid for insurance and return
premiums 364613538
Total premiums
Interest and rentsZZ
Profits on sale or increase by adjustmentTof assets
Other sources
Reimbursement of expenses 11 ng 92
Remittances from and for account of home office
to U S branch gross 47044139
Total income
133847851
6527107
598999
48156031
189129988
Carried forward
376014014
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
b Renewal
Salaries of officers and employesI Ji
Rents and interest
Advertising printing postage telegrams etcZJIZZZ
Total field supervisory expenses
Other items
Furniture and fixtures including repairs to same
Inspections and surveys
Federal taxes taxes and license fees
Agents balances charged off
Legal expenses excluding legal expenses on losses
Remittances to and for account of home office by
U S branch gross 1
57953181
342540
27883659
9469557
663026
2459652
435705
254977
624329
5953679
44822
61565
61817114
68756486
Total disbursements 167963806
Balance 208050208
Ledger Assets
Bonds at book value
Stocks at book value
Deposits at interest
Agents balances net
Other items
Due from authorized companies on losses paid
Due from unauthorized companies on losses paid
Cash deposit with trustees
20699013
2516193
140625
97388350
25891300
4203102
57211625
23355831
Total ledger assets as per balance No 23 208050208
NonLedger Assets
Interest due and accrued 1134342
Total assets 209184550
Deduct Assets Not Admitted
Agents balances 10877351
Other items
Due from unauthorized companies on losses paid 2516193488
Annual Report
Book value of bonds
Stocks over market value
15843650
18359843
Total not admitted assets 29237194
Total admitted assets 179947356
Liabilities
Net amount of unpaid losses and claims 55833408
Reserves or unearned premiums on risks outstanding 28157040
Salaries and miscellaneous accounts due or accrued 150000
Taxes due or accrued 4000000
Other items
Contingent commissions or other charges due or accrued 3000000
Total amount of liabilities except capital 91140448
Capital actually paid in cash 20000000
Surplus over all liabilities 68806908
Surplus protection to policyholders 88806908
Total liabilities 179947356
Premiums in Force Miscellaneous Companies
In force December 31 1918 73734999
Written or renewed during year 498461389
Sum 572196388
Deduct ceased to be in force during year 501186607
In force December 31st 1919 71009781
Deduct amount returned 26626277
Net premiums in force 44383504
Business in GeorgiaMarine and Inland
Gross risks written 910236000
Less 16222000 risks cancelled and 315619700 reinsurance in
Companies authorized in Georgia 331841700
Net risks written 578394300
Gross premiums on risks written
Less 3180708 return premiums and 2057693 premiums for re
insurance in companies authorized in Georgia
Net premiums received
Losses paid deducting salvage
Less losses on risks reinsured in Companies authorized in Georgia
Net losses paid
Losses incurred
Less losses on risks reinsured in companies authorized in Georgia
Net losses incurred1
10069511
5238401
4831110
1272796
512444
760352
1303276
381089
922187
TRAVELERS INDEMNITY COMPANY
700 Main Street Hartford Connecticut
L P Butler President James H Coburn Secretary
Attornev for service in GeorgiaHarold D Dyke 1622 Healey Building Atlanta
Georgia
Kinds of business done in GeorgiaAccident Health Plate Glass Steam
Boiler Burglary and Theft Ply Wheel Auto and Teams and other
property damage
Capital Stock
Amount of paidup capital 100000000
Ledger assets December 31 1918 533643162
Extended at 533643162Insurance Department of Georgia
489
Income
Gross premiums on new business 820932907
Deduct amount paid for insurance and return
premiums 216585350
21632397
394259
Total premiums 604347557
Interest and rents
Profits on sale or increase by adjustment of assetsIIZ
Other sources
Inspections 927694
Miscellaneous profit and loss 2176
From agents balances previously charged ofI 825
930695
Total income 627304908
Carried forward 1160948070
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Loss on sale and decrease by adjustment of assets
Other items
Licenses fees and taxes 20681576
Other disbursements 51176600
227942481
32017573
130519721
86064066
5714644
7943392
8000000
2328425
71858176
Total disbursements 572388478
Balance 588559592
Ledger Assets
Mortgage loans first lien 37599997
Bonds at book value 411133100
Stocks at book value 9lo2962
Cash in office 209316
Deposits at interest 24364516
Other items
Cbllateral loan 2000000
Outstanding premiums 104149701
106149701
Total ledger assets 588559592
NonLedger Assets
Interest due and accrued
Total assets
5
Deduct Assets Not Admitted
Other items
Outstanding premiums prior to Oct 1 1919
Book value of stocks over market value
4823559
1137562
5527883
94087475
5961121
Total not admitted assets 5961121
Total admitted assets
588126354
Liabilities
Net amount of unpaid losses and claims 65081616
Reserves or unearned premiums on risks outsanding 330032522
Salaries and miscellaneous accounts due or accrued 2027545
Taxes due or accrued 9304557490
Annual Report
Other items
Expenses of investigation 5330885
Commissions 22789221
Reinsurance 185969
Special reserve 10497845
39i Q39 20
Total amount of liabilities except capital 445550l60
Capital actually paid in cash 100000000
Surplus over all liabilities 42576194
Surplus protection to policyholders 142576194
Total liabilities 588126354
Premiums in Force Miscellaneous Companies
In force December 31 1918 441912480
Written or renewed during year J 8209 329 07
Sum 1262845387
Deduct ceased to be in force during year 629775084
In force December 31st 1919 633070303
Deduct amount reinsured 14732245
Net premiums in force 618338058
Business in Georgia During 1919
Gross Premiums
Less Return Pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Tear
Accident 89486
Health 3250
Plate glass 621542 327204
Steam boiler 617288 196405
Burglary and theft 1340687 496273
Fly wheel 48008
Auto and teams and other property damage 3437103 1697634
Totals 6150864 2717516
Investments in Georgia
Bonds 5783698
Total investments in Georgia 5783698
UNION MARINE INSURANCE COMPANY LTD
27 Williams Street New Tork New Tork
F H Canty and H K Fowler Joint Managers
Attorney for service in GeorgiaThos J Lynch Atlanta Georgia
Kinds of business done in GeorgiaMarine Insurance
Capital Stock
Amount of paidup deposit capital 20000000
Ledger assets December 31 1918 145595445
Extended at 145595445
Income
Gross premiums on new business 301236355
Deduct amount paid for insurance and return
premiums
R1prerns Marine and Inland 187035345
RPsprems Marine and Inland 35480697
Total premiums 78720313
Profits on sale or increase by adjustment of assets 300625Insurance Department of Georgia
491
Other sources
Gross interest on bonds and dividends on stocks
less 82311 accrued interest on bonds acquired
during 1919 per schedule D
Gross interest on deposits in trust companies and
banks
Reimbursement of eypenses
Remittances from and for account of home office
to U S branch gross
From agents balances previously charged off
4162821
15S323
237956
62029976
154298
66738374
Total income 145759312
Carried forward 291354757
Disbursements
Net amount paid policyholders for losses 65670478
Legal and administrative expenses in adjustment of claims 1782109
Commissions and allowances to agents
b Renewal 19437554
Salaries of officers and employes 7339526
Rents and interest 651736
Advertising printing postage telegrams etc 970267
Loss on sale and decrease by adjustment of assets 20000
Other items
Inspections and surveys including underwriters
boards and tariff associations 368241
Federal taxes 420102
Taxes licenses and fees state county municipal
fire etc 3480185
Legal expenses excluding legal expenses on losses 37046
Agents balances charged off 340756 i
Remittances to and for account of home office by i
U S branch gross 60300366
64946696
Total disbursements 160818366
Balance 130536391
Ledger Assets
Bonds at book value
Cash in office
Deposits at interest
Agents balances net
Representing business written subsequent to Oct 1 1919
Representing business written prior to Oct 1 1919
Other items
Bills receivable taken for marine and inland risks 13000
Cash deposit with trustees 5117500
Due from authorized cos on losses paid 8959503
Due from unauthorized cos on losses paid 1718011
92800437
2500
3410388
9583460
8931592
15808014
Total ledger assets as per balance No 23 130536391
NonLedger Assets
Interest due and accrued 3
Total assets
Deduct Assets Not Admitted
923780
131460171
Agents balances
Other items
Due from unauthorized companies on losses paid
Book value of bonds and stocks over market value
8931592
1718011
7636437
9414448
18346040
Total not admitted assets
Total admitted assets 113114131492
Annual Report
Liabilities
Net amount of unpaid losses and claims 49085205
Reserves or unearned premiums on risks outstanding 14677417
Salaries and miscellaneous accounts due or accrued 3500000
Taxes due or accrued 4000000
Total amount of liabilities except capital 71262622
Deposit capital actually paid in cash 20000000
Surplus over all liabilities 21851509
Surplus protection to policyholders 41851509
Total liabilities 113114131
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1918 261921484 69812624
Written or renewed during the year 774516515 301236355
Total 1036437999 371048979
Deduct those expired and marked off as terminated 968375350 295280117
In force at the end of the year 68062649 75768862
Dedust amount reinsured 42690379 51353893
isfet amount in forse 25372270 24414969
Business in Georgia
Gross risks written 692718800
Less 15668300 risks cancelled and 382090300 reinsurance in
Companies authorized in Georgia 397758600
Net risks written 294960200
Gross premiums on risks written 84 774 57
Less 1987220 return premiums and 4202920 premiums for re
insurance in companies authorized in Georgia 6190140
Net premiums received 2287317
Losses paid deducting salvage 5 871 77
Less losses on risks reinsured in companies authorized in Georgia 2J48359
Net losses paid 338818
Losses incurred 7 251 77
Less losses on risks reinsured in Companies authorizedinGeorgia 3883i59
Net losses incurred 3 3gg g
Premiums in Force Miscellaneous Companies
In force December 31 1918 698 126 24
Written or renewed during year 3 012363 55
Sum 371048979
Deduct ceased to be in force during year 2 952 801 17
In force December 31st 1919 757688 62
Deduct amount returned 513538 93
Net premiums in force 24414969
Investments in Georgia
Bonds 1000000
Total investments in Georgia 1000000Insurance Department of Georgia
493

UNITED STATES CASUALTY COMPANY
80 Maiden Lane New York City New York
Edson S Scott President D G Duckett Secretary
Attorney for service in GeorgiaJohn H Mullen Atlanta Georgia
Kinds of business done in GeorgiaCasualty
Capital Stock
Amount of paidup capital 50000000
Ledger assets December 31 1918 532136801
Extended at 532136801
Income
Gross premiums on new business 606451848
Deduct amount paid for insurance and return
premiums 160293111
Total premiums
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Borrowed money gross
Gross profit on sale or maturity of ledger
7200000
139975
Total income
446158737
21887696
182002
7339975
475568410
196230028
31575299
102198563
34198222
14803679
5737667
4996000
Carried forward 1007705211
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Other items
Furniture and fixtures
Profit and loss
Feyes and auditors
Extended free accident insurance
Exchange on checks
Miscellaneous I
Dues and subscriptions to associations bureaus and
commercial agencies
Insurance
Borrowed money repaid
Interest on borrowed money
14
2
297
7
4S243
16062
64034
27400
89412
91815
54341
16085
00000
12903
30412903
Total disbursements 424456753
Balance 583248458
Ledger Assets
Book value of real estate
Mortgage loans first lien
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Premiums in course of collection
The Workmans Compensation Reins Fund
Cash in hands of resident mgrs and adjusters
563 44483
7826984
120000
25000
24150000
310264622
165001585
768346
16020197
2617809
109432
64291467
Total ledger assets as per balance No 23 583248458494
Annual Report
NonLedger Assets
Interest due and accrued 3904338
Other items
Reinsurance recoverable on paid losses 921199
Total assets 588073995
Deduct Assets Not Admitted
Agents balances 109432
Other items
New York state taxes withheld 24449
Book value of bonds and stocks over market value 58377107
Cash in hands of resident mgrs and adjusters 120000
58521556
Total not admitted assets 58630988
Total admitted assetsi 529443007
liabilities
Net amount of unpaid losses and claims 31995468
Reserves or unearned premiums on risks outstanding 165432000
Reserve for unadjusted claims Workmens Comp Ins Bureau 605187
Dividends to policyholders declared but unpaid 1301200
Salaries and miscellaneous accounts due or accrued 1220230
Taxes due or accrued 15000000
Other items
Estimated expenses of investigating and adjust
ment of unpaid claimsZ 3228410
Total unearned premiums as shown by recap 192818928
Commissions brokerage and other charges due or
to become due to agents or brokers on policies ef
fective on or after October 1 1919 13878221
Reinsurance 1463363
Total amount of liabilities except capital 426943007
Capital actually paid in cash 50000000
Surplus over all liabilities 52500000
Surplus protection to policyholders 102500000
Total liabilities 529443007
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks Gross Dosses
Written or Re Paid
newed during
the Tear
Accident 938309 217888
Health 929502 414464
Diability 10667377 6675699
Plate glass 38224 9497
Burglary and theft 305952 236150
Auto and teams property damage 118S870 511019
Workmens collective 249282 98476
Totals 14317516 8163193
UNITED STATES FIDELITY AND GUARANTY COMPANY
Baltimore Maryland
John R BJand President R Howard Bland Secretary
Attorney for service in GeorgiaWm A Smith Atlanta Georgia
Capital Stock
Amount of paidup capital 450000000
Ledger assets December 31 1918 2006583288
Increase of paidup capital during year 150000000
Extended at 2156583288Insurance Department of Georgia
495
Income
Gross premiums on new business 2567436183
Deduct amount paid for insurance and return
premiums 606398623
Total premiums 19
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Inspections 488795
Agents balances previously charged off 126458
Dept guaranteed attorneys net 4179058
Surplus contributed by stockholders 30000 shares
ta 5000 150000000
Borrowed money to complete payment U U lib
erty bonds 72000000
61037560
70981830
989709
226794311
Total income 2259803410
Carried forward 4416386698
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
b Renewal
Salaries of officers and employes home office
Rents and interest
Advertising printing postage telegrams etc
Paid policyholders for dividends
Doss on sale and decrease by adjustment of assets
699435369
58495784
366939281
91019385
20047042
46991271
45000000
73693
Other items
Taxes on prems capital stock ins dept fees etc 75281668
Salaries traveling and other expenses of agents not
paid by commission 171925019
72000000
8319839
4028616
3286449
Borrowed money repaid
Inspection
Repairs
Legal
Association bureaus home office traveling chari
ties and miscellaneous expense
11901526
346743117
Total disbursements 1674744942
Balance 2741641756
Ledger Assets
Book value of real estate
Mortgage loans first lien
Bonds at book value
Stocks at book value
Cash in office
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Loans secured by pledge of collaterals
Deposit with Workmens Comp Reins Bureau
Accounts with suspended banks
Due from subscriptions Dept Guar Attys
Agents balances suspense account
Equity in New York excise funds
10213490
33376462
1783567
8776762
4278129
10920051
67831598
4880000
1736283097
98778735
133345
33936057
252867163
477583300
69348461
Total ledger assets as per balance No 23 2741641756
NonLedger Assets
Interest due and accrued 30130865
Total assets 2771772621496
Annual Report
Deduct Assets Not Admitted
Agents balances suspense account 4278129
Other items
Premiums in course of collection written prior to
October 1 1919 109590859
Guaranteed attorneys subscriptions written prior
to October 1 1919 441470
Book value of bonds and stocks over market value 82303525
Total not admitted assets 198613983
Total admitted assets 2575158638
Liabilities
Net amount of unpaid losses and claims 2 458 793 01
Special reserves on unpaid liability and workmens comp lossesI 551593483
Salaries and miscellaneous accounts due or accrued 25000 00
Taxes due or accrued 49020751
Other items
Estimated expenses of investigation and adjustment
of unpaid claims 7670200
Gross premiums less reinsurance unexpired N Y
excise risks 75 per cent 3120118
Unearned prems as shown by recap page 6 783910895
Commissions brokerage and other charges due or
to become due to agents 74133944
Return premiums 4778667
Reinsurance premiums 2047961
Funds held under reinsurance treaties 3464278
Total amount of liabilities except capital 1728119598
Capital actually paid in cash 450000000
Surplus over all liabilities 397039040
Surplus protection to policyholders 847039040
Total liabilities 2575158638
Premiums in Force Miscellaneous Companies
In force December 31 1918 112 03127
Written or renewed during year 163 163 68
Sum 275il9495
Deduct ceased to be in force during year 11684065
In force December 31st 1919 15835430
Deduct amount returned 1840322
Net premiums in force 13995lo8
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Ricks
Written or Re
newed during
the Year
Accident 1329454
Health 936708
Fidelity 4307775
Surety 8493498
Plate glass 844292
Burglary and theft 1229370
Auto and teams property damage 2119880
Workmens collective 322058
Totals 32747529
Gross Losses
Paid
252095
757697
2536934
2026586
341452
133828
707816
171067
10589917Insurance Department of Georgia
49
UNITED STATES LLOYDS INC
3 South William Street New York New York
Attorney for service in GeorgiaSimon Freitag Atlanta Georgia
Kinds of business done in GeorgiaMarine Insurance
Capital Stock
Amount of paidup capital 400 000 00
Ledger assets December 31st 1918 3129561 28
Extended at
312956128
Income
Gross premiums on new business 8 315 109 1
Deduct amount paid for insurance and return
premiums 470051940
Total premiums
Interest and rentsJ1
Profits on sale or increase by adjustment of assets
Other sources
Reinsurance commission
Conscience fund
Exchange
Income tax withheld
361458975
13242163
917063
9231215
91000
175586
66469
Total income
9564270
385182471
Carried forward
698138599
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claimsI
Commissions and allowances to agents
Salaries of officers and employes I
Advertising printing postage telegrams etc II
Paid stockholders for dividends
Loss on sale and decrease by adjustment of assetsI
Other items
Total field supervisory expenses 14520 64
Taxes licenses and fees 9722724
Inspections and surveys 19407 52
232365832
4858653
90273672
1196384
3541831
6000000
5661440
Total disbursements
Balance
372244959
325893640
Ledger Assets
Bonds at book value j 2 475 300 00
Stocks at book value ToSOoioO
Cash in office 250000
Deposits at interest 329465 64
Agents balances net 381 17o76
Total ledger assets as per balance No 23 325893640
NonLedger Assets
Interest due and accrued 3035829
Other items
Reinsurance due on paid losses
23339973
Total assets 352269442
Deduct Assets Not Admitted
Agents balances 10513374
Other items
Overdue and accrued interest on bonds in default 367500
Book value of bonds and stocks over market value 200000
Total not admitted assets 11080874
Total admitted assets 341188568498
Annual Report
Inabilities
Net amount of unpaid losses and claims 117451850
Reserves or unearned premiums on risks outstanding 88689000
Salaries and miscellaneous accounts due or accrued 1600000
Taxes due or accrued 8369816
Other items
Contingent commissions or other charges due or accrued 710664
Total amount of liabilities except capital 216821330
Capital actually paid in cash 40000000
Surplus over all liabilities 84367238
Surplus protection to policyholders 124367238
Total liabilities 341188568
Business in ForceMarine and Inland
Risks Premiums
In force on the 31st day of December 1918 151749152 223455423
Written or renewed during the year 3338601356 831510915
Total 3490350508 1054963338
Deduct those expired and marked off as terminated 3246159465 793208688
In force at the end of the year
Deduct amount reinsured
244191043
139321794
261757650
97968928
Net amount in force 104869249 163788722
Business in GeorgiaMarine and Inland
Gross risks written 1157545200
Less 2696000 risks cancelled and 90272700 reinsurance in Com
panies authorized in Georgia 92968700
Net risks written 1064576500
Gross premiums on risks written
Less 402534 return premiums and 736542 premiums for re
insurance in companies authorized in Georgia
8178250
1139076
2811842
Net premiums received 7039174
Losses paid deducting salvage 0 3284385
Less losses on risks reinsured in companies authorized in Georgia 472543
Net losses paid
Losses incurred
Less losses on rsks reinsured in companies authorized in Georgia
Net losses incurred
Investments in Georgia
3643173
577162
3066011
Bonds
Total investments in Georgia
2000000
2000000Insurance Department of Georgia
499
INDUSTRIAL LOCAL COMPANIES
AMERICAN INSURANCE CO
115 Park Ave W Savannah Ga
J R Morton President M L Sutherland Secretary
Kinds of business done in GeorgiaIndustrial Life and Health
Capital Stock
Ledger assets December 31 1918 959386
Extended at 959386
Income
Gross premiums on new business 43 543 85
Gross renewal premiums 1255
Total premiums 4353030
Interest and rents 294 00
Other sources
Borrowed money 200 00
Total income 4402430
Carried forward 5361816
Disbursements
Net amount paid policyholders for losses 24 873 94
Commissions and allowances to agents 14240 34
Salaries of officers and employes 4240 00
Rents and interest 92 20
Advertising printing postage telegrams etc1 122222
Total disbursements 4466870
Balance 894946
Ledger Assets
Book value of real estate 270000
Bonds at book value 470000
Cash in office 13115
Deposits not at interest lo86
Other items
Office furniture and equipment 140745
Total ledger assets as per balance No 23 894946
NonLedger Assets
Interest due and accrued 4375
Other Items
Weekly dues due and unpaid less 25 75090
Total assets 974411
Deduct Assets Not Admitted
Other items
B V of Bonds over M V 70640
Furniture and equipment 140745
Total not admitted assets 185745
Total admitted assets 788666500
Annual Report
Liabilities
Net amount of unpaid losses and claims 23825
Reserves or unearned premiums on risks outstanding 298771
Salaries and miscellaneous accounts due or accrued 14600
Taxes due or accrued 6001
Other items
Premiums paid in advance 70640
Borrowed money 170000
Interest 48732
289372
Total amount of liabilities except capital 632569
Surplus protection to policyholders 156097
Total liabilities 788666
Business in Force Life Insurance Companies
Industrial
In force December 31 1918 188136
Issued revived or increased during year 518108
Sum 706244
Deduct ceased to be in force during year 387601
In force December 31 1919 318643
Business in Georgia During 1919
Gross Premiums
less Return Pre
miums on Risks
Written or Re
newed during
the year
Accident and health 4353030
Investments in Georgia
Real estate 270000
Bonds 470000
Office furniture and equipment 140745
Total investments in Georgia 5 880745
ATLANTA MUTUAL INSURANCE CO
132 Auburn Ave Atlanta Georgia
A F Herndon President C C Shanks Secretary
Kind of business done in GeorgiaIndustrial Sick Accident and Life
Capital Stock
Amount of paidup capital 2500000
Ledger assets December 31 1919 10967838
Extended at 13467838
Income
Gross renewal premiums v 81265613
Deduct amount paid for insurance and return
premiums 18795
Total premiums 81246818
Interest and rents 532518
Other sources
Cash other sources 6928
Total income 81786264
Carried forward 95254102
Disbursements
Net amount paid policyhodlers for losses 35866740
Legal and administrative expenses in adjustment
of claims retainers fees 102390
Commissions and allowances to agents traveling
expenses 36207554
Salaries of officers and employes 3519475Insurance Department of Georgia
601
Rents and interest fiq 7c
Advertising printing postage telegrams etc 158649R
Paid stockholders for dividends ZZ 125000
Other items
Municipal and state license 2 597 14
Assessments 895 45
Insurance department fees Z Z 7 98241
Internal revenue tax 4218 99
Medical examiners s60470
Furniture and fixtures 872 39
Micsellaneous 2 718 10
Fire insurance 25116
Auditing actuarial ZIZZZZZJZZZZZZZZZZ 115293
Total disbursements j 805 00959
Balance 14753143
Ledger Assets
Book value of real estate 2989519
Bonds at book value jg 079 28
War saving stamps at book valueZ 30033
Cash in office 363896
Deposits at interest 1 X32 95
Deposits not at interest IZ L413 86
Agents balances net 799L18
Other items
Unpaid premium on stock subscriptions 23615
Total j 16268790
Less ledger liabilities deducted
Atlanta Savings bank 76831
Agents bond reserve 1438816
1515647
Total ledger assets as per balance No 23 14753143
NonLedger Assets
Interest due and accrued 275346
Market value of assets over book value 3189
278535
Other items
Due from members 2054653
Less 30 for collections 616396
1438267
Total assets 16469945
Deduct Assets Not Admitted
Agents balances 799118
Other items
Unpaid premiums on stock 23615
Book value over market value of bonds 313428
Total not admitted assets 1136161
Total admitted assets 15333784
Liabilities
Net amount of unpaid losses and claims
Sick claims 571950
Death claims 53525
625475
Salaries and miscellaneous accounts due or accrued 61525
Taxes due or accrued 1077160
Other items
Internal revenue tax 928400
State of Georgia premium tax 148760
Total amount of liabilities except capital 1764l60
Capital actually paid in cash 2500000
Surplus over all liabilities 11069624
Surplus protection to polieyholders 13569624
Total liabilities 15333784602
Annual Report
Business in Georgia
In force December 31st 1919 228397905
Premiums in Force Miscellaneous Companies
In force December 31st 1919 2185295
Net premiums in force 2185295
Business in Georgia During 1919
Gross Premiums
less Return pre
miums on Risks Gross Losses
Written or Re Paid
newed during
Accident and health 58083476 20802709
Totals 580J3476 20802709
Investments In Georgia
Real estate 2989519
Bonds 5379510
Total investments in Georgia 8369029
BANKERS HEALTH LIFE INSURANCE CO
608611 Grand Bldg Maeon Georgia
P L Hay President P C Carnes Secretary
Kinds of business done in GeorgiaLife Health Accident
Capital Stock
Amount of paidup capital 2500000
Ledger assets December 31 1918 7528287
Extended at 7528287
Income
Gross premiums on new business 911285
Gross renewal premiums 56972715
Deduct amount paid for insurance and return
premiums 53535
Total premiums 57830465
Interest on bonds 369971
Other sources
Reports over 1392
Overpayment income tax refunded 15278
16670
Total income 58217106
Carried forward 65745393
Disbursements
Net amount paid policyholders for losses 26102520
Commissions and allowances to agents 230671611
Salaries of officers and employes 2288100
Rents 290650
Advertising printing postage telegrams etc 552334
Loss on sale and decrease by adjustment of assets adjustment
7 bonds 7462
Other items
Traveling expenses 1356714
Medical examinations 1300
Supplies stationery and miscellaneous 131954
Home office expenses 45560
Legal expenses 56750
Taxes licenses fees Federal taxes 765604
Furniture and fixtures 30785
Autos 271570Insurance Department of Georgia 503
Dividends 4266 67
Other minor items 115542
3202545
Total disbursements j 55510674
Balance 10234719
Ledger Assets
Bonds at book value t in nnn nn
Deposits not at interest 297l2
Total ledger assets as per balance No 23 10234719
NonLedger Assets
Interest due and accrued 7iji9
Other items iuu
Weekly dues due and unpaid g 28700
Total assets j x093793x
Deduct Assets Not Admitted
Other items
Book value of bonds over market 55507
Total not admitted assets Jjj 555 07
Total admitted assets 108 824 24
Liabilities
Net amount of unpaid losses and claims X2 935 00
Reserves or unearned premiums on risks outstandingI 45467 40
Salaries and miscellaneous accounts due or accrued 50000
Taxes due or accrued c9i ic
Other items 362115
Premiums paid in advance X0 834 65
Total amount liabilities except capital 73 358 20
Capital actually paid in cash 2500000
Surplus over all liabilities 1046604
Surplus protection to policyholders 35 46604
Total liabilities 10882824
Business in Force Life Insurance Companies
Industrial
In force December 31 1918 2 100 930 00
Issued revived or increased during yearZ 2400870 00
Sum 450l80000
Deduct ceased to be in force during year 1470640 00
In force December 31st 1919 303116000
Investments in Georgia
Bonds 8305007
Cash 29712
Total investments in Georgia 8334719
CHATHAM MUTUAL LIFE HEALTH INSURANCE COMPANY
458 Broad Street W Savannah Georgia
A H Dunbar President Duncan Pringle Secretary
Kinds of business done in GeorgiaSick Accident Life and Industrial
Insurance
Capital Stock
Amount of paidup capital 1248539
Extended at 1248539504
Annual Report
Income
Gross premiums on new business
Gross renewal premiums
378510
9679079
Deduct amount paid for insurance and return
premiums
10057589
6461
Total premiums
Interest and rents 11111Zl
Other sources
Agents bond reserve 127107
Shortages miscellaneous charges premiums 83777
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents
Advertising printing postage telegrams express etc
Other items
Traveling expenses
Medical examiner
Branch office expenses
General office expenses
Legal expenses
Insurance department fees
Licenses
Taxes on premiums M
All other disbursements
108593
2500
308853
5632
39095
9300
44350
114851
77004
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued
Other items
Weekly dues due and unpaid less 25 for collection
Total assets
Deduct Assets Not Admitted
Agents balances
Bills receivable
Other items
Book value of bonds over market
Furniture and fixtures horse and buggy
20511
61929
12500
195394
10051128
42004
210884
10304016
11552555
4008786
2400
4881416
565500
94570
173561
710178
Total disbursements 10436411
Balance
Ledger Assets
Bonds at book value
Cash in office and war savings certificates
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Accounts receivable 61929
Furniture and fixtures horse and buggy 195394
1116144
617500
25200
181742
24228
10151
257323
1116144
14841
264428
1395413
207894
Total not admitted assets 290334
Total admitted assets 1105079Insurance Department of Georgia
1505
Liabilities
Net amount of unpaid losses and claims 68175
Salaries and miscellaneous accounts due or accrued 84132
Taxes due or accrued 76259
Other items
Amount of net solvent assets required 683661
683661
Total amount of liabilities except capital 912227
Surplus over all liabilities 192852
192852
Total liabilities 1105075
Premiums in Force Miscellaneous Companies
In force December 31 1918 163480
Written or renewed during year 378510
Sum 541990
Deduct ceased to be in force during year 274610
In force December 31st 1919 267380
Net premiums in force 267380
Business in Georgia During 1919
Gross Premiums
less Return pre
miums on Risks Gross Losses
Written or Re Paid
newed during
the Year
Accident health and life 10051128 4008786
Investments in Georgia
Real estate 617500
Other items
Furniture and fixtures horse and buggy 195394
Total investments in Georgia 812894
CHEROKEE LIFE INSURANCE COMPANY
No 7 2nd Ave Rome Georgia
C L Guice President P L Hackethol Secretary
Kinds of business done in GeorgiaIndustrial Health and Accident
Capital Stock
Amount of paidup capital 10000000
Ledger assets December 31 1918 18429978
Extended at 18429978
Income
Gross premiums on new business 4926550
Deduct amount paid for insurance and return
premiums 17620
Total premiums 4908930
Interest and rents 1006655
Profits on sale or increase by adjustment or assets 61020
Other sources
Miscellaneous income 3000
Collected on agents licenses and bonds 20050
Income from ordinary life business reinsured 1934797
1957847
Total income 1 7934452
Carried forward 26364430606
Annual Report
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustmentTof claims
Commissions and allowances to agents 3625493
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etcT
Loss on sale and decrease by adjustment of assetsIZ
Other items
Branch office expenses
Insurance department tax and licenseIII
Legal expenses
Furniture and fixtures ZZ
Agents balances charged off CZZ I
Expense home office buildingZI
Directors expenses
Expense ordinary life business II
Paid reinsuring company for assuming risks
166013
361318
18950
17511
13009
286372
30568
1240603
5080125
Total disbursements
Balance
Ledger Assets
Book value of real estate
Mortgage loans first lien
Bonds at book value
Cash in office branch
Deposits at interest
Deposits not at interest
Agents balances net ZZI
Other items
Due from reinsuring companies account commissions
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued
Market value of assets over book value Z
Other items
Premiums unpaid
Due from reinsuring cos acct death claims
78996
176265
Total assets
Deduct Assets Not Admitted
Other items
Certificates of deposit
Banks overdrawn
Book value of bonds over market valueI
20000
7422
139880
Total assets not admitted
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Total amount of liabilities except capital
Capital actually paid in cashi 100 000 00
Surplus Over all liabilities 273 32
1872689
7665
3625593
381460
200869
126412
1960709
8336401
16677811
9686619
34800
2620732
6213880
30000
520000
283520
41676
25363
9686619
395164
65200
255261
10402244
167302
167302
10234942
19400
61883
46628
79699

207610
10027332
Total liabilities 10234942Insurance Department of Georgia
507
Business in Force Life Insurance Companies
Industrial
In force December 31 1918 257205
Issued revived or increased during year 880530
Sum 1137735
Deduct ceased to be in force during year 719398
In force December 31st 1919 418337
Business in Georgia
In force December 81 1918 106575
Issued revived or increased 297430
Sum 404005
Deduct ceased to be in force during the year 263191
In force December 31st 1919 140814
Net losses paid during year
Net losses incurred during year 42288
Premiums in Force Miscellaneous Companies
In force December 31 1918 M01
Written or renewed during year 359400
Sum 460340
Deduct ceased to be in force during year 289J
In force December 31st 1919 171035
Net premiums in force 171035
Business in Georgia During 1919
Gross Premiums
less Return pre
miums on Risks Gross Dosses
Written or Re Paid
newed during
the Tear
Accident and health 1672729
Total 1672729
Investments in Georgia
Real estate i2
Bonds 60 7400
Mortgage loans isiouu
Total investments in Georgia
42288
42288
6361500
FIRESIDE MUTUAL INSURANCE COMPANY
1921 Auburn Avenue Atlanta Georgia
W S Cannon President T K Gibson Secretary
Kinds of business done in GeorgiaIndustrial Life Health and Accident
Insurance
Capital Stock
Ledger assets December 31 1918 547015
Extended at
Income
Gross premiums on new business qqk2
Gross renewal premiums 643953
Deduct amount paid for insurance and return
premiums35715
Total premiums
Interest and rents
547015
6449718
20000608
Annual Report
Other sources
Agents reserve
Agents balances
250
27239
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment oT claims
Commissions and allowances to agents renewal
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams eic2Z
Other items
Traveling expenses
Licenses and taxes IZ
Furniture and fixtures
Loan refunded
Miscellaneous expenses
148918
94769
19374
100000
26219
Total disbursements
Balance
Ledger Assets
Bonds at book value
Deposits at interest 1
Other items
Cash remittances in hands of agents
Total ledger assets as per balance No 23j
NonLedger Assets
Interest due and accrued
Other items
Weekly dues due and unpaid
Total assets Z
27489
6497207
7044222
2216404
4105
3355330
288016
97390
128581
389280
6479106
565116
472500
70581
22035
565116
10000
170150
45266
Deduct Assets Not Admitted
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding r S
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Agents reserve
Reserve on insurance in force
250
286101
Total amount of liabilities except capital
Surplus over all liabilities
Surplus protection to policyholders
Total liabilities
Premiums in Force Miscellaneous Companies
In force December 31 1918
Written or renewed during year
Sum
Deduct ceased to be in force during year
In force December 31st 1919
Net premiums in force
745266
46937
8750
15000
4282
286351
361320
383946
383946
745266
17672461
7822325
25494786
5754680
19740106
192500Insurance Department of Georgia
609
Business in Georgia During 1919
Gross Premiums
less Return pre
miums on Risks Gross Losses
Written or Re Paid
f newed during
the Tear
Accident and health 6458113 2216404
Total 6458113 2216404
Investments in Georgia
Bonds 500000
Total investments in Georgia 500000
GEORGIA MUTUAL INDUSTRIAL LIFE HEALTH INSURANCE CO
827 Gwinnett Street Augusta Georgia
Geo N Stoney M D President A M Sherrill Secretary
Kinds of business done in GeorgiaHealth and Accident Insurance under one
policy on weekly payment plan
Capital Stock
Extended atas per report of special examiner 3368872
Income
Gross premiums on new business
Gross renewal premiums
Deduct amount paid for insurance and return
premiums
624766
31431377
7409
Total premiums
Interest and rents
Other sources
Borrowed money
Policy charges
Agents bond reserve
Federal income tax refunded 1917
530000
1398
338508
6088
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Borrowed money
Sundry expense
Other items
Furniture and fixtures
Traveling expenses
Auditing
License and taxes
Bond reserve
Interest on income certificates
Agents balances written off
Furniture and fixtures written off
41275
759753
63979
431844
367343
39351
146935
422394
32048754
70276
875994
Total income 32995024
36363896
15097595
30939
11938717
2443935
290718
450628
1260000
258392
2585839
Total disbursements 34397948
Balance 1965948510
Annual Report
Ledger Assets
Bonds at book value
Cash in office
Deposits at interest II211
Deposits not at interest
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued
Other items
Net premiums due and unpaid
Total assets
Deduct Assets Not Admitted
Agents balances 178924
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Agents bond reserve
Total amount of liabilities except capital
Surplus protection to policyholders
Total liabilities
Premiums in Force Miscellaneous Companies
In force December 31 1918
Written or renewed during yearZL
Sum
Deduct ceased to be in force during yearII I
Deduct amount returned
Investments in Georgia
Bonds j
Total investments in Georgia
520000
37778
1292680
115490
1965948
41293
651972
2659213
178924
2480289
233675
1653240
5250
63183
408858
2364206
116083
2480289
580165
718520
1298685
503010
795675
520000
520000
GUARANTY MUTUAL LIFE HEALTH INSURANCE COMPANY
468 Broad Street W Savannah Georgia
Walter S Scott President L M Pollard Secretary
Kinds of business done in GeorgiaIndustrial Life Health and Accident
Capital Stock
Amount of paidup capital 2500000
Ledger assets December 31 1918 30 29218
Increase of paidup capital during year 2500000
Extended at 5529218
Income
Gross premiums on new business 28692181
Gross renewal premiums 242895
Deduct amount paid for insurance and return
premiums 35053
Total premiums 28900018Insurance Department of Georgia
511
Interest and rents
Profits on sale or increase by adjustment of assets
Other sources
Agents bond reserve
Total income
Carried forward
247743
448
301495
29449704
34978922
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 857385
b Renewal 9727570
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
Other items
Managers
Home and branch office expenses
Licenses fees and taxes
Furniture and fixtures
Auditing
Agents bond reserve
2135785
225444
546224
75505
54627
157321
Total disbursements
Balance
12000225
15292
10584955
2028167
256613
469848
132230
3193901
28682236
S 6296686
Ledger Assets
Mortgage loans first lien
Bonds at book value
Deposits at interest
Deposits not at interest
Agents balances net
Other items
Furniture and fixtures
Total ledger assets as per balance No 23
NonLedger Assets
Interest due and accrued
Other items i
Weekly dues due and unpaid
Less 25 for collection
919815
229954
Total assets
446413
3392100
1909221
217183
29746
302023
6296686
53557
689861
7040104
Deduct Assets Not Admitted
Agents balances
Other items
Furniture and fixtures
Total not admitted assets
Total admitted assets
48081
302023
350104
6690000
Liabilities
Net amount of unpaid losses and claims 140050
Reserves or unearned premiums on risks outstanding 72540
Dividends to policyholders declared but unpaid 1635320
Taxes due or accrued 30410512
Annual Report
Other items
Agents bond reserve 516137
Solvent assets on insurance in force 16 614l5
Total amount of liabilities except capital 4ob5872
Capital actually paid in cash 2500000
Surplus over all liabilities 134128
Surplus protection to policyholders 2634128
Total liabilities 1 6690000
Business in Force Life Insurance Companies
Industrial
In force December 31 1918 663 69900
In force December 31st 1919 110761000
Business in Georgia
In force December 31 1918 653 699 00
In force December 31st 1919 l10761oo0
Net losses paid during year 12000225
Net losses incurred during year 12540275
Investments in Georgia
Bonds 2342100
Mortgage loans 446413
Other items
Cash deposited in Georgia 2126404
Total investments in Georgia 4914917
INDUSTRIAL LIFE AND HEALTH INSURANCE COMPANY
9193 Walton Street Atlanta Georgia
J N McEachem President I jr Sheffield Secretary
Kinds of business done in GeorgiaMutual Aid
Capital Stock
Amount of paidup capital
Ledger assets Dec 31 1918
2600000
26831161
Extended at
26831161
Income
Gross premiums on new business 56467 65
Gross renewal premiums 2008107 55
Deduct amount paid for insurance and return
premiums 149080
Total premiums
Interest and rents
206308440
1201701
Total income
Carried forward
207510141
234341302
Disbursements
Net amount paid policyholders for losses 1
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
Salaries of officers and employes
Rents and interest
Advertising printing postage telegrams etcTIZ
Furniture and fixtures
94026929
44920
75382823
16070612
1600699
2216198
135468Insurance Department of Georgia
513
Other items
Licenses and taxes 4519155
Attorneys fees 520000
Traveling expenses 5051468
Bxehange 44732
Branch and home office expenses 953635
Actuarial and auditing 185543
Repairs to home office building 168163
11442696
Total disbursements 200920345
Balance 33420957
Ledger Assets
Book value of real estate 6570000
Mortgage loans first lien 4050000
Bonds at book value 15220000
Deposits not at interest 7162957
Other items
War savings stamps 1 418000
Total ledger assets as per balance No 23 33420957
NonLedger Assets
Interest due and accrued 224265
Other items
Weekly dues due and unpaid 1954560
Total assets 35599782
Deduct Assets Not Admitted
Other items
Book value of bonds over market value 166500
Total not admitted assets 166500
Total admitted assetst 35433282
Liabilities
Net amount of unpaid losses and claims 1804568
Reserves or unearned premiums on risks outstanding 12633298
Taxes due or accrued 3060460
Total amount of liabilities except capital 17498326
Capital actually paid in cash 2600000
Surplus over all liabilities 15334956
Surplus protection to policyholders 17934956
Total liabilities 35433282
Business in Force Life Insurance Companies
Industrial
In force December 31 1918 539243700
Issued revived or increased during year 776882300
Sum 1316126000
Deduct ceased to be in force during year 473906100
In force December 31st 1919 842219900
Business in Georgia
In force December 31 1918 257758500
Issued sevived or increased 445495100
Sum 703253600
Deduct ceased to be in force during year 238348200
In force December 31st 1919 464905400
Net losses paid during year 61343052
Net losses incurred during year 51856751
Premiums in Force Miscellaneous Companies
In force December 31 1918 3740590
Written or renewed during year 5288210
Sum 9028800
Deduct ceased to be in force during year 3757870
In force December 31st 1919 5270930
Net premiums in force 5270930514
Annual Report
Business in Georgia During 1919
Gross Premiums
less Return pre
miums on Risks Gross Losses
Written or Re Paid
newed during
Health 108209575 51343052
Total 108209575 i 51343052
Investments in Georgia
Real estate r AA nA
Bonds flZ
Mortgage loans lIT 4o1oonn
Other items 4Uo0000
Cash in bank a 57
Total investments in Georgia 227 229 57
UBERTY MoUFESE COMpANY
P Edw Perry President q a r o
Kinds of business done in GeorgiaInsurance Sick anfcide6
Capital Stock
Amount capital stock
Extended at 1000003
1000000
Income
Gross premiums on new business
Deduct amount paid for insurance and return 1746103
premiums ieiurii
2445
Total premiums
Interest and rents 1743658
Other sources 1675
Borrowed money
Agents bond reserve 408568
28761
437329
Total income
3182662
Disbursements
Net amount paid policyholders for losses
Commissions and allowances to agents 863350
a First year
Salaries of officers and employes 1180670
Rents and interest 320150
OtherrtttrintIng 0staSeetT7r Jftfg
SSVmTSffEf CenSe and 0th6r 30575
Traveling ooij
Medical expense Sinn
Miscellaneous J70V
Prizes to agents tknl
Agents bond reserve V
Labor filling Ap Off III sillo
107235
Total disbursements Js
Balance
538199
Ledger Assets
Bonds at book value c
Other items 500000
Furniture and fixtures 3gl
Total ledger assets as per balance No 23 5 381 9jInsurance Department of Georgia
515
NonLedger Assets
Interest due and accrued
Other items
Weekly dues due and unpaid 106670
Less collection 26668
Total assets
Deduct Assets Not Admitted
Other items
Furniture and fixtures 38199
Total not admitted assets
Total admitted assets
Liabilities
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Borrowed money f 408568
Interest thereon 1540
Agents bond reserve 26587
Net as on insurance in force 80530
Total amount of liabilities except capital
Surplus over all liabilities
Surplus protection to policyholders
Total liabilities
Business in Force Life Insurance Companies
In force December 31st 1919
Total
Business in Georgia
In force December 31st 1919
Total
Net losses paid during year
Net losses incurred during year
Premiums in Force Miscellaneous Companies
In force December 31 1919
Deduct amount returned
Net premiums in force
Investments in Georgia
Bonds 500000
Total investments in Georgia
4427
80002
622628
38199
584429
4250
17436
517225
538911
45518
45518
584429
5368700
5367800
6368700
6368700
863350
875850
5368700
41218
5327482
500000
PEOPLES HEALTH AND LIFE INSURANCE COMPANY
455 Cotton Ave Macon Georgia
F Hubbard President F W J Disroon Secretary
Kinds of business done in GeorgiaIndustrial Insurance
Capital Stock
Amount of paidup capital 561675
Ledger assets December 31st 1919 533137
Income
Gross premiums on new business 71275
Deduct amount paid for insurance and return
premiums 1225
Total premiums
Interest and rents 17500616
Annual Report
Other sources
Money advanced by officers
Agents bond reserve
Advanced by Dist Due to Dist Mgr I
91476
29355
66082
Total income
Carried forward
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year
b Renewal home office employes

Salaries of officers and employes
Rents and interest
Advertising printing postagetelegrams etc
Other items
Traveling expenses
Office expenses district
Miscellaneous expenses
Licenses and fees
Agents bond reserve refund
Furniture and fixtures
Agents balances written off
Total disbursements
894482
78000
36604
59160
8400
65203
8372
13550
53676
Ledger Assets
Bonds at book value
Deposits not at interest 7 L
Total ledger assets as per balance No 23 T
NonLedger Assets
Interest due and accrued
Total assets T
Deduct Assets Not Admitted
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding I
balaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Borowed money fi22 qk
Agents bond reserve I leuru
Due district manager 66082
Total amount of liabilities except capital
Surplus protection to policyholders
Total liabilities 7
Business in Force Life Insurance Companies
In force December SI 1918
Investments in Georgia
Bonds five city of Atlanta bonds 500000
Total investments in Georgia J
186913
3317377
3879052
1408310
100
982482
607863
55250
56945
244965
3345915
453125
80012
533137
8750
269213
811100
23000
129860
5775
8690
332106
478994
811100
Industrial
7102466
500000Insurance Department of Georgia
517
PILGRIM HEALTH AND LIFE INSURANCE COMPANY
1143 Gwinett Street Augusta Georgia
Chas Williams President G J Walker Secretary
Kinds of business done in GeorgiaSick and Accident
Capital Stock Ledger assets December 31 1918 11192286
Extended at 11192286
Income Gross premiums on new business Gross renewal premiums prem collections Deduct amount paid for insurance and return premiums 1538541 68638312 40485

Total premiums 70136368 605317
Interest and rents
Other sources Policy changes etc 49600 28984 2173 797633
Federal income tax refund overpayment 1917 Dividend on defunct Citizens Trust Co


71620075 82812361 34649835 29814720 2066312 42 50

Disbursements Net amount paid policyholdeis for losses Legal and administrative expenses in adjustment of claimsSalaries of officers and employes
Insurance department fees
Other items Municipal license 271256 625665 7300 741928 218712 766639 85924 112643 672492 1608
Federal income tax Tax on prem and war tax Furniture and fixtures Furniture and fixtures written off Special exam and auditing Repairs to real estate Agents bond
2504167 70496101 12316260 2157483 54737


Ledger Assets
Mortgage loans first lien
Bonds at book value 3443000 95915 3616354
Cash in office course of transmission
2475588
10319
Other items 462864

12316260
NonLedger Assets 97785
Other items 1093770

13507815
518
Annual Report
Deduct Assets Not Admitted
Agents balances 10319
Other items
Book value of bonds over market value 3000
Total not admitted assets 13319
Total admitted assets
Liabilities
Net amount of unpaid losses and claims J
Salaries and miscellaneous accounts due or accruedII
Taxes due or accrued
Other items
Agents ljond reserve
Insurance in force
Total amount of liabilities except capital ZZ Z
Surplus over all liabilities ZIf 53262730
Total liabilities
Business in Georgia
In force December 31st 1918 207769750
Issued revived or increased 2759704 00
Sum 4837 40150
Deduct ceased to be in force during the year 1612 467 16
In force December 31st 1919 322493434
Investments in Georgia
Real estate 2157483
Bonds 500000
Mortgage loans 54737
Total investments in Georgia 2712220
13494496
1286225
125340
522050
1907981
4326670
8168266
13494496Insurance Department of Georgia
519
ASSESSMENT COMPANIES
BARTOW COUNTY MUTUAL FIRE AND STORM INSURANCE COMPANY
W M Dodd President A w Barber Secretary
Kind of business done in GeorgiaFire and Storm Insurance
Capital Stock
Ledger assets December 31 1918 6554
Extended at
Income
I
6554
Gross premiums on new business 116407
Total premiums 116407 1000 123961 123961 33200 352 28
Other sources Notes

Total income
Carried forward
Disbursements Net amount paid policyholders for losses
Commissions and allowances to agents First year
Rents and interest 3000 17 00
Advertising printing postage telegrams etc
Other items Postage State premium tax 760 2771 2500 50 840
Semiannual reports publication
6921 800 49
Total disbursements

43912 39 38
Ledger Assets
39974

43912
Other items Assessments due and unpaid December 31st 1919 Note 15000 900 15900

59812
Liabilities 50000
Salaries and miscellaneous accounts due or accrued Other items Estimated percentage tax on business of year of statement 1174 7500 1174 58674

Surplus over all liabilities 1178
1178 59812


520 Annual Report
Business in ForceFire
t Risks Premiums
In force on the 31st day December 1918 365475 1 513 89
Written or renewed during the year 88 070 431 35
Total 543545 194524
Deduct those expired and marked off as terminated 8850
Net amount in force 444695
Business in State of Georgia During 1919
Gross risks written Af7e0M
Less 885000
Net risks written f 7922000
Gross premiums on risks written 43135
Dosses paid deducting salvage 33200
Net losses paid 33200
Dosses incurred a 8i200
Net losses incurred 83200
FARMERS COOPERATIVE FIRE INSURANCE COMPANY
Jackson Georgia
J M Ball President j T Go0dman Secretary
Kinds of Business Done in GeorgiaFire Insurance
Capital Stock
Dedger assets December 31 1918 14700
Extended at 1470o
Income
Gross premiums on new business S0J4 60
Total premiums 809460
Other sources
Assessment for lease 12 542 00
Extra assessment for income tax 163l5
1270515
Total income 207997560
Carried forward 209467500
Disbursements
Net amount paid policyholders for losses u
Commissions and allowances to agents
Salaries of officers and employes I f
Advertising printing postage telegrams etc is in
Postage telegrams traveling etc 5576
State premium tax 234 74
License fee 25 00
Total disbursements 20639463
Balance J
Dedger Assets
Cash in office 252 12
Total ledger assets orro 19
Other items ibi1
Asseesment pending j 760 qq
Total assets 1 101212Insurance Department of Georgia 521
Deduct Assets Not Admitted
Total admitted assets 1000
Liabilities
Net amount of unpaid losses and claims 76000
Total liabilities 76000
Business in Force Fire Insurance Companies
A Fire Risks
In force on the 31st day of December 1916 7483196
Written or renewed during the year 1723053
Deduct those expired and marked off as terminated 74627
Total 9206249
In force at the end of the year 9131622
Premiums in Force Miscellaneous Companies
In force December 31 1916 5740312
Written or renewed during year 785911
Sum 6536223
Deduct ceased to be in force during year 85884
In force December 31st 1917 6450339
FARMERS COOPERATIVE INSURANCE ASSOCIATION
Masonic Temple Rome Georgia
1 L Berryhill President John P Davis Secretary
Kinds of Business Done in GeorgiaFire Insurance
Income
Gross premiums on new business 104434
Gross renewal premiumr and assessments 309974
Total premiums 414408
Carried forward 414408
Disbursements
Net amount paid policyholders for losses S 1 31350
Commissions and allowances to agents
First year 52217
52217
Salaries of officers and employesj 20000
Advertising printing postage telegrams etc 6250
Other items
License 2500
Taxes 3070
Inspecting losses 1 1500
7070
Total disbursements 216897
Balance 197511
Ledger Assets
Deposits at interest 200000
Deposits not at interest 472461
Total ledger assets S 672461
NonLedger Assets
Total assets 672461
Total admitted assets f 672461622 Annual Report
Deduct Assets Not Admitted
Total admitted assets 672461
Business in Force Fire Insurance Companies
T Risks Premiums
In force on the 31st day December 1918 563399 3 099 75
Written or renewed during the year 83547 l4434
Total 646946 414408
Deduct those expired and marked oft as terminated 22823
In force at the end of the year 624023
Net amount in force 624023
Business in State of Georgia During 1919
Gross risks written 83 547 00
Less 22923 risks cancelled and 563399 reinsurance in companies
authorized in Georgia 58632200
Net risks written 62402300
Gross premiums on risks written 104434
Less 220 return premiums and 309974 premiums for reinsurance
in companies authorized in Georgia 309974
Net premiums received 414408
Losses paid deducting salvage 131350
Net losses paid 131350
Dosses incurred 131350
Net losses incurred 131350
FARMERS MUTUAL FIRE INSURANCE COMPANY OF GEORGIA
Dawson Georgia
H A Petty President W H Gurr Secretary
Kinds of Business Done in GeorgiaAssessment Fire and Storm Insurance
Capital Stock
Ledger assets December 31 1918 178945
Extended at 178945
Income
Gross premiums on new business 180400
Total premiums
Other items
Annual dues 198500
Assessments 624300
Total income
Carried forward
Disbursements

Net amount paid policyholders for losses J
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year
Salaries of officers and employes
Advertising printing postage telegrams etc
180400
822800
1003200
1182145
603300
11600
96800
60000
23300Insurance Department of Georgia
623
Other items
Tax and license 7201
Total disbursements 802201
Balance 379944
Ledger Assets
Deposits not at interest 379944
Total ledger assets 379944
Deduct Assets Not Admitted
Total admitted assets I 379944
Liabilities
Net amount of unpaid losses and claims 39000
Surplus over all liabilities 340944
Total liabilities S 39000
Business in Force Pire Insurance Companies
Risks Premiums
In force on the 31st day December 1918 1815600 198500
Written or renewed during the year 241800 180400
Total 2057400 378900
Deduct those expired and marked off as terminated 35400
In force at the end of the year 2022000
Net amount in force 2022000
Investments in Georgia
Total deposits in Georgia 379944
FARMERS PROTECTIVE FIRE INSURANCE COMPANY OF GEORGIA
Lithonia Georgia
J N Philips President A H Flake Secretary
Kinds of business done in GeorgiaFarmers Fire Insurance
Capital Stock
Ledger assets December 31 1918 522315
Extended at 522315
Income
Gross premiums on new business 442948
Gross renewal premiums 3824
Total premiums onno
Interest and rents tonit
Other sources
Liberty Bonds i2I
Total income iiii
Disbursements
Net amount paid policyholders for losses IJSJin
Salaries of officers and employes wkcl
Rents and interest oioqb
Advertising printing postage telegrams etc titva
Other items
Safe freight and railroad fare
Taxes and license nnnnn
Liberty Bonds f 213452
Total disbursements1 45
729995
Balance524 Annual Report
Ledger Assets
Bonds at book value c nn nn
Cash in officef 229995
Total ledger assets 7 299 95
NonLedger Assets
Interest due and accrued 197 57
Deduct Assets Not Admitted
Total admitted assetsj 7 497 52
Total assets 7497 52
Business in Force Fire Insurance Companies
Risks Premiums
In force on the 31st day December 1918 735930 3468 09
Written or renewed during the year 1033875 442948
Excess in original premiums over amount received
for reinsurance 4 42948
Total 1033875 442948
Deduct those expired and marked off as terminated 48160 24000
In force at the end of the year 985715
Net amount in force 985715
Business in State of Georgia During 1919
A Fire
Gross risks written 103387500
Less risks cancelled and reinsurance in companies authorized in
Georgia 4816000
Net risks written 98571500
Gross premiums on risks written 98571500
Net premiums received 442948
Losses paid deducting salvage 160060
Net losses paid 160060
Losses incurred 160060
Net losses incurred 160060
GORDON COUNTY MUTUAL FIRE AND STORM INSURANCE COMPANY
Calhoun Georgia
H B Hemington President F L Hicks Secretary
Kinds of business done in GeorgiaFire Lightning and Wind
Income
Gross premiums on new business 28895
Total premiums 28895
Profits on sale or increase by adjustment of assets 316791
Total income 345686
Disbursements
Net amount paid policyholders for losses 311953
Commissions and allowances to agents 23116
Advertising printing postage telegrams etc 3205
Total disbursements 344535
Balance 1151Insurance Department of Georgia i525
Business in Force Fire Insurance Companies
Risks
In force on the 31st day of December 1918 76022000
Written or renewed during the year 5779000
Total 82001000
Deduct those expired and marked off as terminated 4500000
In force at the end of the year 77501000
Net amount in force 77501000
Business in State of Georgia During 1919
A Fire
Gross risks written 1479000
Less risks cancelled 4500000
Net risks written 1479000
Gross premiums on risks written 28895
To agents 23116
Net premiums received 5779
Net losses paid 311953
SOUTH GEORGIA FARMERS FIRE INSURANCE COMPANY
Broad Street Thomasville Georgia
C L Neold President Kobut Alexander Secretary
Kinds of business done in GeorgiaMutual Cooperative Fire Insurance
Income
Gross premiums on new business 40000
Total premiums 40000
Other sources
Policies on hand December 31 10000
From assessments during year 298200
Total income 338200
Disbursements
Net amount paid policyholders for losses 162100
Salary of secretary 90000
Advertising printing postage telegrams etc 4198
Other items
Telephone and express 2069
Paid salaries and commissions to agents 50800
State license and taxes 4133
Paid incorporators dividends 8000
Rents 4800
Paid office expenses 2100
Total disbursements 328200
Balance on hand December 31 1919 10000
Business in Foroe Fire Insurance Companies
Risks Premiums
In force on the 31st day December 1918 403080
Written or renewed during the year 73605 40000
Deduct those expired and marked off as terminated 21275
In force at the end of the year 555410
Net amount in force 455410626
Annual Report
Business in State of Georgia During 1919
Net losses paid 1 62119
Net losses incurred
162119
SOUTHEASTERN MUTUAL FIRE INSURANCE COMPANY
703 Austell Building Atlanta
I A Trowbridge President George A Morris Secretary
Kinds of business done in GeorgiaWeekly Industrial Fire Insurance
Capital Stock
Ledger assets December 31 1918 121387
Extended at f 1 21387
Income
Gross premiums on new business 1108127
Deduct amount paid for insurance and return
premiums 2271
Total premiumsj 1105856
Total income 1 1105856
Carried forward 12 27243
Disbursements
Net amount paid policyholders for losses 3 652 25
Legal and administrative expenses in adjustment of claims 27695
Commissions and allowances to agents 121373
Salaries of officers and employes 4 742 62
Rent and interest Z 292 12
Advertising printing postage telegrams etc 400 65
Paid policyholders for dividends 101 9
Other items
State and revenue tax 6000
Insurance department 25 00
Municipal 5ooo
Federal tax 30 82
Typewriter 3935
Prizes 2245
Secretary of State 50
Traveling expenses 8868
Towel supply 1400
Drayage 600
33680
Total disbursements H 01706
Balance 125537
Ledger Assets
Deposits at interest 1 25537
Total ledger assets 125537
NonLedger Assets
Other items
a Premiums due and unpaid 45335
Supplies on hand 20000
Office equipment 50000
1 115335
Total assets 240872Insurance Department of Georgia
527
Deduct Assets Not Admitted
Other items
Excess of other items of nonledger assets over
liabilities for unpaid claims 45335
Supplies on hand 20000
Office equipment 50000
115335
Total not admitted assets 115335
Total admitted assets 125537
Liabilities
Other items
Estimated amount hereafter payable for Federal State and other
taxes based upon the business of the year of this statement 27000
Total amount of liabilities except capital 27000
Surplus over all liabilities 98537
Surplus protection to policyholders 98537
Total liabilities 125537
Business in Force Fire Insurance Companies
Risks Premiums
In foree on the 31st day December 1918 130150 13050
Written or renewed during the year 597950 59795
Total 728100 72810
Deduct those expired and marked off as terminated 309750 30975
In force at the end of the year 418350 41835
Net Amount in force 418350 41835
Business in the State of Georgia During 1919
A Fire
Losses incurred 365225
Net losses incurred 365225
SOUTHERN COOPERATIVE FIRE INSURANCE COMPANY
21 Jacques Building Macon Georgia
T C Robertson President R W Freeman Secretary
Kinds of business done in GeorgiaFour County Assessment Fire Insurance
Capital Stock
Ledger assets December 31 1918 35590
Extended at 35590
Income
Gross premiums on new business 155870
Total premiums 155870
Total income 155870
Disbursements
Net amount paid policyholders for losses 17500
Commissions and allowances to agents 112000
Rents and interest 2000
Other items
State premium tax 59
Insurance department license fee 200
Municipal tax 10000
14060
Total disbursements 154560
Balance 4641628
Annual Report
Ledger Assets
Cash in office
Other items
Furniture office fixtures office supplies and stationery
Total ledger assets
NonLedger Assets
Other items
Due and unpaid premiums in course of collection
Total assets
Liabilities
Other items
Estimated amount of license and taxes based on this years
business
Total liabilities
f
Business in Force Fire Insurance Companies
4641
33000
37641
124S0
50101
15000
15000
Risks Premiums
In force on the 31st day December 1918 108310 156000
Written or renewed during the year 107050 155870
Total 215360
Deduct those expired and marked off as terminated 109570
31187ft
155740
In force at the end of the year 105790 156130
Business in the State of Georgia During 1919
A Fire
Gross risks written 10705000
Less 1260 risks cancelled 126000
Net risks written 10579000
Gross premiums on risks written 155870
Net premiums received 155870
Losses paid deducting salvage 17500
Net losses paid 17500
Losses incurred 17500
Net losses incurred 17500
GUARANTEE FUND LIFE ASSOCIATION
Brandeis Theater Building Omaha Nebraska
J C Buffington President J W Hughes Secretary and Treasurer
Attorney for service in GeorgiaInsurance Commissioner of the State of Georgia
Atlanta Georgia
Kinds of business done in GeorgiaLife Insurance Assessment Plan
Capital Stock
Ledger assessments December 31 1918 290057347
Extended at less memo suspense fund at advance
premiums 566329
289491018
Income
Gross premiums on new business 39675138
Gross renewal premiums 131417423
Deduct amount paid f or insurance and return
premiums 2068118
Total premiums 169024443
Interest and rents 14896819Insurance Department of Georgia
629
Other sources
Bonus received on new loans 4 493 3g
Borrowed money gross m 100o0000
1 10449338
Total income 194370600
Carried forward 483861618
Disbursements
Net amount paid policyholders for losses S 67 ow n
Commissions and allowances to agents
a First year 33907102
b Renewal 5590366
Salaries of officers and employes llljlSLOS
events j ic 021 on
Advertising printing postage telegrams etc wl4e7
Other items
Traveling and other expenses of officers trustees
committees managers and agents 7380 66
Collection and remittance of fees dues assess
ments and premiums insurance department
fees on licenses 1214886
City county and other licenses war tax insurance
issued taxes on assessments and premiums 4075220
Investments of risks and claims 1552605
Office supplies 498553
Other legal expenses 70032
Repairs on real estate paving 5000
Furniture and fixtures 1 324233
Borrowed money repaid gross 10000000
Miscellaneous 464905
Reinsurance premium 848927
20806566
Total disbursements indemnity premium 146309319
Balance 4 3 375 522 99
Add memo fund advance premiums etc 449i29
Total 337697228
Ledger Assets
Book value of real estate 6000000
Mortgage loans first lien 228848000
Bonds at book value 71590000
Cash in office 37605
Deposits at interest 27777566
Deposits not at interest 36926
Agents balances net 2404830
Other items
Bills receivable 1002301
1002301
Total ledger assets 337697228
NonLedger Assets
Interest due and accrued 6616766
Total assets 344313994
Deduct Assets Not Admitted
Agents balances 2404944
Bills receivable 1002301
Total not admitted assets 3407245
Total admitted assets 340906749
Liabilities
Net amount of unpaid losses and claims 35584697
Salaries and miscellaneous accounts due or accrued estimated 1000000
Taxes duje or accrued estimated 2500000630
Annual Report
Other items
Advance premiums or assessments
Reserve value yearly renewable form
experience interest 3V2
American
144929
62826160
62971089
102055786
102055786
Total amount of liabilities except capital
Total liabilities
as required by State of Washington
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 9446750000
Issued revived or increased during year 2650500000
Sum 12097250000
Deduct ceased to be in force during year 827850000
In force December 31st 1919 11269400000
Total i11269400000
Business in Georgia
In force December 31st 1918
Issued revived or increased
Sum
Deduct ceased to be in force during the year
In force December 31st 1919
Total
4200000
4350000
8550000
2400000
6150000
6150000
MASONIC MUTUAL ACCIDENT COMPANY
145 State Street Springfield Massachusetts
Clyde W Young President Samuel W Munsell Secretary
Attorney for service in GeorgiaHarry M Turner Atlanta Ga
Capital Stock
Ledger assets December 31 1918 7222262
Extended at 7222262
Income
Gross premiums on new business 5 33220024
Deduct amount paid for insurance and return
premiums 119525
Total premiums 33100499
Interest and rents 368565
Other sources
Policy fees represented by applications 5838150
Excess profit tax 1918 refunded 17023
Agents credit balances 112018
Borrowed money gross 1000000
6967191
Total income 40436255
Carried forwardf 47658517
Disbursements
Net amount paid policyholders for losses 16830612
Legal and administrative expenses in adjustment of claims 53383
Commissions and allowances to agents 13051406
Salaries of officers and employes 3409583
Rents and interest 325188
Advertising printing postage telegrams etc 1223385
Other items
Taxes 42851s
Insurance department licenses and fees 179900
Furniture and fixtures 87548
Travelling expenses 76887Insurance Department of Georgia
531
Miscellaneous expense
War chest subscription
Suspense account
Borrowed money repaid
Agents balances charged off
174913
12500
12134
1000000
43663
Total disbursements
Balance
Ledger Assets
Bonds at book value
Cash in officeZZZZZZZZ Z
Deposits at interest
Agents balances net Debit 89461 credit 2014797
Other items
Certificate of deposit in hands of Massachusetts State Treasurer
Total ledger assetsf
NonJLedger Assets
Interest due and accrued
Other items
Premiums collected not turned over to company
Premiums due and unpaid on last call within sixty
days
Furniture fixtures and supplies
45500
382625
425000
89461
812551
2016063
36909620
10748897
6792651
166500
3289846
500000
10748897
95656
853125
Total assets 11697678
Deduct Assets Not Admitted
Agents balancesdebit
Other items
Furniture and fixtures 350000
Supplies on hand 75000
Book value of bonds and stocks over
market value 387651
902012
Deduct Assets Not Admitted
Total not admitted assets
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Dividends to policyholders declared but unpaid
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Other items
Advance premiums 100
Total amount of liabilities except capital
Surplus over all liabilities
10795666
Total
Policies lapsed during the year 1919
Policies terminated during the year by death and cancellation
Total policies or certificates in force December 31 1919
Losses and claims unpaid December 31 1918 1199
Losses and claims incurred during the calendar year 1919 4108
Total 5307
1719676
3699013
11218
91956
453141
1580650
7555654
3240012
Total liabilities 10795666
Total Business
Policies or certificates in force December 31 1918
Policies written during the calendar year 1919
21813
15305
37118
6816
714
29588
3341576
13489036
16830612632
Annual Report
Losses and claims paid during the year 4 809 168 306 12
CIaii unPaia December 31 1918 changed to conform with examination of
Massachusetts Insurance Department which included 344 claims reported
in jciiiiiciry lyxy
Georgia Business
Policies or certificates in force December 31 1918
Policies written during the calendar year
Total
Policies lapsed during the yearZZZZZ
Total policies or certificates in force December 31 1919
Losses and claims unpaid December 31 1918 64 I s
Losses and claims incurred during the calendar year 426
Total 490
Losses and claims paid during the year 453I
Premiums collected during the year
1702
1432
3134
1405
1729
184666
1466946
1651612
1651612
2549509
NATIONAL LIFE ASSOCIATION
Des Moines Iowa
James P Hewitt President a W Layman Secretary
Kinds of business dene in GeorgiaLife Insurance
Capital Stock
Ledger assets December 31 1918
Extended at
97611076
97611076
Income
Gross premiums on new business 33245687
Gross renewal premiums 622J29152
Deduct amount paid for insurance and return
premiums 3676674
Total premiums
Interest and rents
Chance of beneficiary fees
Advanced premiums trust funds
Installment policy claims transfer from benefit
funds
15730
445013
1100000
91798165
5104313
1560763
Total income
98463241
Carried forward 196074317
Disbursements
Net amount paid policyholders for losses
Legal and administrative expenses in adjustment of claims
Commissions and allowances to agents
a First year 26031408
b Renewal 1630097
Salaries of officers and employes
Rents
Advertising printing postage telegrams etc
Loss on sale and decrease by adjustment of assets
42650754
152009
27661505
5986470
397600
2342406
632356Insurance Department of Georgia
533
Other items
Medical examination fees 30 938 21
Agents salaries 7635 00
Travelling expenses 523473
Commissions collecting premiumsI 2844 03
Suspense refunded 3375
Insurance department fees and taxes 2598259
Legal expense 547 34
Furniture and fixtures 3 313 92
Sundries 2392l2
Inspection service 1209682
Branch office expense 663024
Agents balances charged off l91904
9956779
Total disbursements 89779879
Balance 106294438
Ledger Assets
Mortgage loans first lien 92 370 00
Bonds at book value 112l76 00
Cash in office 89934
Deposits at interest 15190311
Agents balances net 5 59g 93
Total ledger assets 106294438
NonLedger Assets
Interest due and accrued 20 758 49
Other items
Premiums in hands of depository banks 489739
Mortuary assessments due and unpaid 127065120
13396259
Total assetsr 121566546
Deduct Assets Not Admitted
Agents balances 776801
Other items
Excess of mortuary assessments due and unpaid
over corresponding liability for unpaid claims 7506520
Total not admitted assetsp 8283321
Total not admitted assets y 1 13283225
Liabilities
Net amount of unpaid losses and claims 52 000 00
Salaries and miscellaneous accounts due or accrued 3 082 39
Taxes due or accrued estimated 2 Z 9500 00
Other items
Trust funds 217574
Installment certificates outstanding not yet due 922500
Total amount of liabilities except capitalr 75983l3
Total liabilities 7598313
Business in Force Life Insurance Companies
Ordinary
In force December 31 1918 43 022 500 00
Issued revived or increased during year 23505000 00
Sum 6652750000
Deduct ceased to be in force during year 8 472 000 00
In force December 31st 1919 5805550000634
Annual Report
Business in Georgia
In force December 31st 1918 14500000
Issued revived or increased 2800000
Sum 17300000
Deduct ceased to be in force during the year 1900000
In force December 31st 1919 15400000
Net losses paid during year 200000
Net losses incurred during year 200000Insurance Department of Georgia
535
FRATERNAL SOCIETIES
AMERICAN INSURANCE UNION
44 West Broad Street Columbus Ohio
John J Lentz President George W Hoglan Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commississioner
Balance from previous year
a Mortuary funds 106640 81
b Reserve funds 65611033
c Disability funds 150504
d Temple funds 43346
e Expense fundsj 313640
f Other funds viz
Junior benefit funds 559101
g Totals 77040697
Income
Membership fees actually received
a Expense funds 1618545
c Total 1618545
Assessments or premiums during first twelve months
of which all or an extra percentage is used for
expenses
a Expense funds i 33121691
d Total 33121691
All other assessments and premiums
a Mortuary funde 68985592
b Reserve funds 7622662
c Disability funds 4158409
d Junior benefit funds 1083986
e Expense funds 16450131
g Total 98300780
Other payments by members name funds
Fraternal and Patriotic War Contributions
mortuary 5695435
Reinstatement fees expense 18750
Dues and per capita tax 175099
Totals 5889284
Total received from members
a Mortuary funds 74681027
b Reserve funds 7622662
c Disability funds 4158409
d Junior benefit funds 1083986
e Expense funds 51384216
g Total 138930300
Deduct payments returned name funds
Mortuary 127643
Reserve 7361
Disability 8124
Junior 1720
Expense 139146
g Total 283994536
Annual Report
Net amount received from members
a Mortuary funds 74553384
b Reserve funds 7615301
c Disability funds 4150285
d Junior benefit funds 10 822 66
e Expense funds 51245o70
g Totalsr 138646306
Interest and rents received
Reserve 3845153
Temple 808002
Total 4653155
Profit on sale or increase by adjustment of assets name funds
Bonds reserve 3800
Total S800
All other income name funds
Borrowed money mortuary 17000000
Sale of lodge supplies expense 363058
Miscellaneous reserve 28 07
Temple 18555
Expense 81619
Merger receipts
Disability 1848706
Expense 4274143
Mortuary 15263501
Reserve 1295
Representatives payments returned expense 11635
Interest on certificate liens and loans reserve 36991
Total 38902310
Grand total income
a Mortuary funds 106816885
b Reserve funds 11505347
c Disability funds 5998991
d Junior benefit fund 1082266
e Expense funds 55975525
f Other funds viz
Temple funds 826557
g Total income all funds 182205571
Amounts carried forward
a Mortuary funds 117480966
b Reserve funds 77116380
c Disability funds 5848487
d Junior benefit funds 1641367
e Expense funds 66289165
f Other funds viz
Temple funds 869903
g Total amount carried forward 259246268
Disbursements
Net amount paid for losses
a Mortuary funds 105942208
b Reserve funds 2723868
c Disability funds 3512628
d Junior benefit funds 372500
g Total 112551204
Legal and administrative expenses in adjustment of claims name
funds
Expense funds 491997
Total 491997Insurance Department of Georgia
Q37
Commissions and allowances to deputies and organizers
a Expense funds 23522025
Total
Salaries of officers and employees
a Expense funds 11166579
Total
Rents and interest
b Reserve funds
e Expense funds
709169
504000
Total
Advertising printing postage telegrams etc
a Expense funds
Total
11720056
Loss on sale or decrease by adjustment in assets name funds
Mortgages reserve fund 35000
Bonds reserve fund 19993
Total
Other disbursements name funds
Salaries and fees paid subordinate medical examin
ers expenses 1885575
Premiums of members at war mortuary 805426
Taxes repairs etc real estate
Reserve 248362
Temple 1159366
Borrowed money repaid gross mortuary 9500000
Total
Total disbursements
a Mortuary funds
b Reserve funds
e Disability funds
d Juniof benefit funds
e Expense funds
f Other funds viz
Temple funds
116247634
3736392
3512628
372500
49290232
1159366
23522025
11166579
1213169
11720056
54993
13598729
g Grand total disbursements 174318752
Balance before transfers
a Mortuary funds
b Reserve funds
c Disability funds
d Junior benefit funds
e Expense funds
f Other funds viz
Temple funds
1233332
73379988
2335859
372500
6998933
289463
Balance
Summary of Transfers
December 31 1919 from reserve fund to mortuary fund
Ledger Assets
Book value of real estate
Mortgage 1oans first liens
Bonds at book value
Cash in office
Deposits at interest
Deposits not at interest
Other items
Collaterals 1560000
Loans to certificate holders 15700
84927516
8500000
23360755
31367999
22241684
2586
5719437
659355
1575700
Total ledger assets 84927516538
Annual Report
NonLedger Assets
Interest due and accrued j 9 359 g3
Rents due and accrued I 1073 99
Market value of assets over book value 3oooo0
Other items
Assessments actually collected by subgrdinate
lodges not turned over to supreme lodge 116 992 98
Betterments and fixtures of A I U Building 1350167
Furniture and fixtures of national office 1318619
National office chapter supplies 600000
Due from subordinate chapters for supplies 145232
Total assets 101384194
Deduct Assets Not Admitted
Other items
Harrison collateral schedule C 1100000
Ifiterest on same 3622 63
Betterments and fixtures of A I U Building 1350l67
Furniture and fixtures of national office 1318619
National office chapter supplies 600000
Total not admitted assets 4731049
Total admitted assets 96653145
Liabilities
Net amount of unpaid losses and claims j iicnn e
Salaries and miscellaneous accounts due or accrued S
Taxes due or accrued 3id73
Other items
Borrowed money S so nnn nn
Advance assessmentsIH 6 00825
Interest on mortgage loans paid in advanceI 21966
8622791
Total liabilities 235529 5
Premiums in Force
In force December 31st 1918 71 Kin 7 cn
Sum4OT inCreaSed durinS yr JLJZZZZZZZZZ7 43640 5i750
Deduct ceasedtobe Tn force durtaFywSTI 118744fin973
In force December 31st 1919 ZZZZZI iMSMST
lotal 9643664937
Business in Georgia
In force December 31st 1918 iin cn nn
Issued revived or increasedZZZZZZZZZZT 202ioo00
iTMini K49 711 nn
Deduct ceased to be in force during the vear 74fnnn
In force December 31 1919 ZIZIi 5535000
Net losses paid during year 1 oon ofi
Net losses incurred during yearZ 1 803 50
SUPREME CAMP OF AMERICAN WOODMEN
1622 Arapahoe Street Denver Colorado
C M White Tresident L H Lightner Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Balace frpm previous year
a Mortuary funds ZZZi 239 879 88
e Expense funds 4l6654
g Totals 24404642Insurance Department of Georgia
539
Income
Membership entrance fees actually received 108145
All other assessments and premiums
a Mortuary funds 24678688
e Expense funds 9182063
g Total r 33859221
Other payments by members
Special Liberty fund 1675
Total received from members
a Mortuary funds 24680363
e Expense funds 9290208
g Total 33970571
Deduct payments returned
Mortuary fund 111350
Net amount received from members
a Mortuary funds 24569013
e Expense funds 9290208
g Totals 33859221
Interest and rents received
Mortuary funds 1565258
Profit on sale or increase by adjustment of assets
Expense funds 710765
All other income
Expense funds 335872
Grand total income
a Mortuary funds 26134271
e Expense funds 10336845
g Total income all funds 36471116
Amounts carried forward
a Mortuary funds 50122259
e Expense funds 10753499
g Total amount carried forward 60875758
Disbursements
Net amount paid for losses
a Mortuary funds 11531486
Legal and administrative expenses in adjustment of claims
Expense fund 62412
Commissions and allowances to deputies and organizers
a Expense funds 4754169
Salaries of officers and employees
a Expense funds 1945224
Rents and interest
e Expense funds 323401
Advertising printing postage telegrams etc
a Expense funds 1011530
Other disbursements
Expense funds 2316709
Total disbursements
a Mortuary funds 11531486
e Expense funds 10413445
g Grand total disbursements 21944931
Balance 9 38930827
Ledger Assets
Mortgage loans first liens 32234840
Bonds at book value 3570000
Cash in office 276570
Deposits at interest 102940
Deposits not at interest 2718487540 Annual Report
Other items
Bills receivable
Total ledger assets
NonLedger Assets
Interest due and accrued
Accounts receivable
Other items
Assessments collected by subordinate branches not
yet turned over to supreme lodge 2000000
Furniture and fixtures 200000
Stock and supplies 100000
Total assets
Deduct Assets Not Admitted
Bills receivable 27990
Other items
Furniture and fixtures 200000
Stock and supplies100000
Accounts receivable 148680
448680
Total not admitted assets
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Other items
Open accounts
Total liabilities
27990
38930827
402204
148680
2300000
41781711
476670
41305041
772088
193736
965824
AMERICAN WORKMEN INSURANCE COMPANY
620 F N W Washington D C
John B Harrell President R T Harrell Secretary
Attorney for service in GeorgiaWilliam A Wrjght Insurance Commissioner
Balance from previous year
e Expense fuads 12 046 69
f Benefit fund 4341oloi
g Total a 5545670
Income
Membership fees actually received
a Expense funds 61272 49
b Benefit fund 41753 67
c Membership fees 10i398i50
d Total 11342466
Assessments or premiums during first twelve months of which all
or an extra percentage is used for expenses
a Expense funds 43 251 14
c Benefit funds 1441753
d Total 5766867
All other assessments and premiums
e Expense funds 18 391 30
f Benefit fund 2733614
g Total 4572744Insurance Department of Georgia
541
Other payments by members
Membership fees c q4 nn
Medical examiners fees I 445650
Totals 1039850
Total received from members
e Expense funds s i U9 a
f Benefit fund 41 75367
h Membership fees J lo3985o
i Total 11379461
Deduct payments returned
Expense fund
cb995
Net amount received from members
e Expense funds 61 272 49
Membership fees io3985b
h Benefit fund 41 753 67
d Totals 11342466
Interest and rents received
Benefit fund 2 641 41
Grand total income
e Expense funds 6127249
f Other funds viz
Membership fees 1039850
Benefit fund 4439508
g Total income all funds 1 ng Ogg 07
Amounts carried forward
t Pene iUnd 7331918
f Other funds viz
Membership fees 10 393 5Q
Benefit fund 8780509
g Total amount carried forward 171 522 77
Disbursements
Net amount paid for losses
Benefit fund 1857562
Legal and administrative expenses in adjustment of claims
Expense 90 00
balaries and fees to supreme medical examiner 148550
Salaries and fees to subordinate medical examiner 297100
Total 445650
Commissions and allowances to deputies and organizers
a Expense funds
Salary 473916
Commissions 1920016
b Membership fees 5942000
Total 2514216
Salaries of officers and employees
a Expense funds 1599352
b for collection and remittance expense fund 2251 08
c Travelling expenses expense fund 83853
Total 1908313
Rents and interest
e Expense funds 32850
f Insurance department fees expense fund 32965
Totaljzmzrmr 65815
Advertising printing postage telegrams etc
a Expense funds 725019
Other disbursements
Expense fund 286374
Grand total disbursements 8285865642
Annual Report
Balance before transfers
e Expense fund 1943465
f Benefit fund 6922947
Balance 8866412
Ledger Assets
Book value oX real estate 553358
Mortgage loans first liens 41271 other than first liens 39000 80271
Bonds at book value 3540000
Stocks at bocjk value 335000
Cash in office 40000
Deposits at interest 2616806
Other items
Loans on membership certificates 84532
Total ledger assets 8866412
NonLedger Assets
Interest due and accrued 20583
Other items
Furniture and fixtures 170045
Lodge supplies 85000
Literature and office supplies 120000
Total assets S 9262040
Deduct Assets Not Admitted
Other items
Furniture and fixtures 170045
Lodge supplies 85000
Literature and office supplies 120000
Total not admitted assets 375045
Total admitted assets 8886995
Liabilities
Net amount of unpaid losses and claims 216416
Total liabilities 216416
Business in Force
In force December 31st 1918 132515000
Issued revived or increased during year 147405000
Sum 279920000
Deduct ceased to be in force during year 73685000
In force December 31st 1919 206235000
Business in Georgia
In force December 31st 1918 52065000
Issued revived or increased 47550000
Sum 1 99615000
Deduct ceased to be in force during the year 31755000
In force December 31 1919 67860000
Net losses paid during year 654331
BENEFIT ASSOCIATION OF RAILWAY EMPLOYEES
190 N State Street Chicago 111
R A Leetz President G M Culver Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Balance from previous year
a Mortuary funds 692823
c Disability funds 10272693
e Expense funds 847770
g Totals 11813282Insurance Department of Georgia
543
Income
Assessments or premiums during first twelve months of which
all or an extra percentage is used for expenses
a Expense funds 2029428
b Mortuary funds 208492
d Total J 2237920
All other assessments and premiums
a Mortuary funds 833968
c Disability funds 33991878
e Expense funds 22689202
g Total 57515048
Other payments by members
Per capita tax to expense fund 4445830
Total received from members
a Mortuary funds 10 424 fin
c Disability funds 33M18 78
f Other funds 29164460
g Total 641 987 9g
Deduct payments returned
Disability1 360422
Expense 329469
Total 689891
Net amount received from members
a Mortuary funds in 494 fin
c Disability funds 33631456
e Expense funds 28834990
S Totals 63508907
Interest and rents received
Mortuary 28125
Disability 295123
Expense 33 00
Total 326548
All other income
Expense 694 66
Grand total income
a Mortuary funds 10 705 85
c Disability funds 33926579
e Expense funds 28907757
g Total income all funds 63904921
Amounts carried forward
a Mortuary funds 1763408
c Disability funds 441 992 72
e Expense funds 29755527
g Total amount carried forward m 75718207
Disbursements
Net amount paid for losses
a Mortuary funds 1050000
c Disability funds 24859017
g Total 25909017
Commissions and allowances to deputies and organizers
a Expense funds 9439521
Salaries of officers and employees
a Expense funds 49 79872
Rents and interest
e Expense funds 628564
Advertising printing postage telegrams etc
a Expense funds 600358
Other disbursements
Expense 13741092544
Annual Report
Total disbursements
a Mortuary funds 1050000
c Disability funds 24859017
e Expense funds 29389407
g Grand total disbursements 55298424
Balance before transfers
a Mortuary funds 713408
c Disability funds 19340256
e Expense funds 29389407
g Grand total disbursements 55298424
Balance before transfers
a Mortuary funds 713408
c Disability funds 19340255
e Expense funds 366120
Balance 20419783
Ledger Assets
Bonds at book value 12404800
Cash in office 10000
Deposits at interest 7921783
Other items
Depositwith Wisconsin W S S 83200
Total ledger assets 20419783
NonLedger Assets
Interest due and accrued 111034
Collected not yet turned over 4960000
Due from organizers and railroad company 1608771
6558771
Total assets 27089588
Deduct Assets Not Admitted
Agents balances 1608771
Total not admitted assets 1608771
Total admitted assets 26480817
Liabilities
Net amount of unpaid losses and claims 2895658
Salaries and miscellaneous accounts due or accrued 662670
Total liabilities 3558328
VALUATION EXHIBIT
AssetsActual and Contingent
Admitted assets less 2226120 funds not available for claims 23254697
Total j 23254697
Amount of general or expense fund 2226120
Amount of nonadmitted assets 1608771
LiabilitiesActual and Contingent
Present midyear value of promised benefits 713408
On ordinary life certificates death only L84262
On 20 pay life certificates 5J29L46
Accrued liabilities 2896658
Net sick and accident fundI 19234597
Total 22843663
Accrued claims on ggneral or expense fund 910170
Assets item 8 to liabilities item 20 1M8Insurance Department of Georgia
545
Business in Force
In force December 31st 1915t 90100000
Issued revived or increased during year 130600000
Sum 220700000
Deduct ceased to be in force during year 34850008
In force December 31st 1916 185900000
Business in Georgia
Issued revived or increased 100000
Sum 100000
Net losses paid during year 38914
CATHOLIC KNIGHTS OF AMERICA
211 North Seventh Street St Louis Missouri
Dr Felix Gaudin President Henry Seimes Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Balance from previous year
Mortuary funds 113465618
Expense funds 1410843
Organization funds 569057
Totals 115433518
Income
All other assesments and premiums
Mortary funds 44276103
Other payments by members
Dues and per capita tax expense fund 3418500
Medical examiners fees actually received ex
pense fund 3450
Fines 22875
Benefit certificates 25460
Totals 3470285
Total received from members
Mortuary funds 44276103
Expense funds 3470285
Total 47746388
Net amount received from members
Mortuary funds 44276103
Expense funds 3470285
Totals 47746388
Interest and rents received
Mortuary funds 5643051
All other income
Mortuary funds 10000000
Expense funds 84324
Total 10084324
Grand total income
Mortuary funds 59919154
Expense funds 3554609
Total income all funds 63473763
Amounts carried forward
Mortuary funds 1Mtli
Expense funds r
Other funds viz Organization 559057
Total amount carried forward 178909281
Disbursements
Net amount paid for losses
Mortuary funds 687S1M1U
Legal and administrative expenses in adjustment of claims
Expense funds 1S9085546 Annual Report
Commissions and allowances to deputies and organizers
Other funds viz Organization 3 413 g7
Salaries of officers and employees
Expense funds 9 61246
Other funds viz Organization 262250
Total
Rents and interest
Expense funds
Advertising printing postage telegrams etc
Expense funds
Other funds viz Organization LL I IP62
82188
Total
ortua16 or decrease by adjustment in assets
Other disbursements 182047
Mortuary fund
Expense funds ZZ 5400000
Organization funds 153941
1223496
537374
559550
264541
Total
Total disbursements
Mortuary funds
Expense funds 64370257
Other funds viz Organization IHIH
Grand total disbursements 950866
Balance
7188482
68960131
109949150
626640
Summary of Transfers
April 15 from the General fund to the Organization fund
Ledger Assets
Mortgage loans first liens
Bonds at book value 450000
Deposits at interest 105665406
3833744
109949150
Total ledger assets
NonLedger Assets
Interest due and accrued
Other items 1952524
Assessments actually collected by subordinate lodges not yet
turned over to supreme lodge y
Furniture and fixtures 145324
Total assets
Deduct Assets Not Admitted
Other items
204300
113561219
Book value of bonds and stocks over market value
per schedule D n
Furniture and fixtures JIZ
204300
Total not admitted assets
Total admitted assets
3242996
110218223
Liabilities
Net amount of unpaid losses and claims cq M 7s
Salaries and miscellaneous accounts due or accrued 2417
Other items io
Borrowed money S 46 000 nn
Interest due or accrued on same1IT1 21847
4621847
Total liabilities
10765582Insurance Department of Georgia
547
Business in Force
In force December 31st 1918 1951083910
Issued revived or increased during year 93722697
Sum 2044806607
Deduct ceased to be in force during year 125873148
In force December 31st 1919 1918933459
Business in Georgia
In force December 31st 1918
Issued revived or increased
Deduct ceased to be in force during the year
In force December 31st 1916
Net losses paid during year
Net losses incurred during year
28217354
50000
2477980
25789374
1025000
1225000
COLUMBIAN CIRCLE
69 West Washington Street Chicago Illinois
W C J Mathiesen President N J Hein Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Balance from previous year
Mortuary funds 229428
Reserve funds1 55528697
Expense funds 208285
Other funds viz War Risk funds 116279
Totals 56082689
Income
Membership fees actually received
Expense funds ggg qq
Assessments or premiums during first 12 months of which all or
an extra percentage is used for expenses
Expense funds g 55397
All other assessments and premiums
Mortuary funds 37014979
Expense funds 6232872
Other funds viz War Risk funds 2578589
Total 45826440
Other payments by members
Expense funds Misel 145325
Expense funds dues and per capita tax 2543684
Totals 2689009
Total received from members
Mortuary funds 37014979
Expense funds 9846078
Other funds viz War Risk funds 2578589
Total 49439646
Deduct payments returned
Mortuary funds 5484
War Risk funds 168
Total 5652
Net amount received from members
Mortuary funds 37009495
Expense funds 9846078
Other funds viz War Risk funds 2578421
Totals 49433994
Interest and rents received
Reserve funds 2861909
Expense funds 140670
Total 3002579548 Annual Report
Profit on sale or increase by adjustment of assets
Reserve funds
All other income
Mortuary funds 1368139
Expense funds 244375
746600
Total 1612514
Grand total income
Mortuary funds 383 776 34
Reserve funds 3608509
Expense funds 10231123
Other funds viz War Risk funds 2578421
Total income all funds 54795687
Amounts carried forward
Mortuary funds 38607062
Reserve funds 59137206
Expense funds 10439408
Other funds viz War Risk funds 2694700
Total amount carried forward 110878376
Disbursements
Net amount paid for losses
Mortuary funds 41fi 7
Other funds viz war risk fundsI 1260000
Legal and administrative expenses in adjustment of claims
Mortuary funds
Commissions and allowances to deputies and organizers
Expense funds
Advertising printing postage telegrams etc
Expense funds
Doss oh sale or decrease by adjustment in assets
Reserve fund
Other disbursements
Reserve funds 7 954 7t
Expense funds I 35757 57
Total
Total disbursements
Mortuary funds 41673632
Reserve funds 12 173 75
Expense funds 88 285 39
Other funds vfc War Risk funds 12 600 00
Bonds at book value
Cash in office
15675
535339
Salaries of officers and employees
Expense funds
Rents and interest wsudio
Expense funds
376984
550149
421900
4371232
Grand total disbursements 52j 795 45
Balance before transfers
Mortuary funds deficit 30 665 70
Reserve funds 57919831
Expense funds ig 108 69
Oter funds viz War Risk fundZZZ 14 347 00
Balance STggggso
Summary of Transfers
June 20 1919 from the Reserve fund to the mortuary fund 70 000 00
December 31 1919 from the War Risk fund to the mortuary fund 14134700
Ledger Assets
Book value of real estate
Mortgage loans first liensI iirtsr
38085000
v rtn 111 uiiiue 11 o
Deposits at interest ltawiVc
11959356Insurance Department of Georgia
549
Other items
Contingent fund Liberty loan iS5
Advance to Juvenile department 20675 4g3 4Q
Total ledger assets 57898830
NonLedger Assets
Interest due and accrued 884707
Other items
Assessments in hand of subordinate lodges and not yet turned
over to Supreme Conclave y6t6iin
Total assets V 62514774
Other items
Overdue and accrued interest on bonds matured but not yet re
deemed
t 77c on
Total not admitted assetsj
62437274
Total admitted assets T
Liabilities
Net amount of unpaid losses and claims 10056500
Taxes due or accrued 42985
Other items
Assessments collected and turned over to Supreme
Conclave in advance of due date 113762
Present value of 8 paidup partial disability
certificatesL61815 U66B5
Total liabilities 10516140
EMINENT HOUSEHOLD OF COLUMBIAN WOODMEN
1501 Hurt Building Atlanta Georgia
Lloyd T Binford President George W Clayton Secertary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Atlanta Georgia
Baalnce from previous year
Beneficiary funds 104754001
Kxpense and surplus funds 35790738
Totals 140544739
Income
Total 64609121
Total 369810
Other payments by members
Certificate funds 358100
Advances and averages 3288542
Totals 3646642
Total received from members
Total 68625573
Deduct pavments returned
References and fees 3631423
Totals 64994150
Interest and rents received
Total 8189207
Profit on sale or increase by adjustment of assets
Total 9201
All other income
Miscellaneous items 653306
Borrowed money 7500000
Total 8153306
Total income all funds 81345864550 Annual Report
Amounts carried forward
Beneficiary funds 1122540 01
Income all sources 733 45s g
Expense funds and surplus 35790738

Total amount carried forward 221890603
Disbursements
Net amount paid for losses
Total
Legal and administrative expenses to adjustmentofclaims 35199796
Commissions and allowances to deputies and organizers 193205
Total
Salaries of officers and employees including medical director
Rents andinterest 4042937
Total
Advertising printing postage telegrams examiners fees official
publication etc
Total
Loss on sale or decrease by adjustment in assets aouwoi
Total
Other disbursements 51SS4
Borrowed money repaid S 75 000 00
All other 5446003
Total 12946003
Grand total disbursements qj 611 4 97
Balance before transfers II 160756206
Balance 160756206
Summary of Transfers
D6Cfundr 31 1919 frm Income a11 sources 1919 to the Beneficiary
DeSc7 53402688
See section 314 Lawsfor authority all transfers 16946577
Ledger Assets
Mortgage loan first liens r 00
Bonds at book value J 42568960
Cash in office1IT 45905316
Deposits at interest o00
Deposits at interest I onnnnn
Bills receivable and organizers balance III T J0
Other items 4Wt
rremiums liens and loans to covenant holders km CC1 it
Assessments and dues reported in U S monthly dlfferentllstt D9ibb176
c r lsk Tnsurance bureau in accordance with Soldiers
and Sailors civil relief act
Furniture and fixtures I 13 41800
Automobiles and special field equipment 659 10
Total ledger assets 1607562
NonLedger Assets
Interest due and accrued on mrtgages s fl11 R
Interest due and accrued on bonds XiKi
Interest due and accrued on other assetsIIIIIII 51556
Total assets 5 19i56M6
Total assets 162712552
Deduct Assets Not Admitted
Agents balances 21737 49
Bills receivable IIII 7 724 77
Book value of bonds and stocks over market valueI 593Insurance Department of Georgia
551
Other items
Furniture and fixtures 1341800
Automobiles and special fixtures 65910
Total not admitted assets 4354529
Total admitted assets 158358023
Liabilities
Net amount of unpaid losses and claims 7090372
Salaries and miscellaneous accounts due or accrued 102070a
Taxes due or accrued 1008816
Other items
Advance assessments 3576487
Averages 35044
Advances applications suspense 298821
Reserve on all outstanding covenants December 31 1919 net
American exchange 134821673
Total liabilities 147851921
VALUATION EXHIBIT
AssetsActual and Contingent
Admitted assets 158358023
Total 158358023
Amount of general or expense fund 10506102
Amount of nonadmitted assets 4354529
LiabiltiesActual and Contingent
On all certificates net reserveAm Exp SVZ 134821673
Accrued liabilities 13030248
Total 147851921
Accrued claims on general expense fund 2029524
Assets to liabilities 10710
Business in Force
In force December 31st 1918 2416131500
Issued revived or increased during year 494100000
Sum 2910231500
Deduct ceased to be in force during year 242169600
In force December 31st 1919 2668061900
Business in Georgia
Tn force December 31st 1918 170865600
Issued revived or increased 32850000
Sum 203715600
Deduct ceased to be in force during the year 34427800
In force December 31 1919 169287800
Net losses paid during year 2180135
Net losses incurred during year 1720322
Investments in Georgia
Bonds including Liberty Loan Bonds 37499700
Mortgage loans 42388960
Other items
Cash 6558620
Total investments in Georgia 86447280
FRATERNAL AID UNION
Corner Eighth and Vermont Lawrence Kansas
A A Young President L D Roberts Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Atlanta Georgia
Balance from previous year
Mortuary funds 458727
Reserve funds 9783320
Disabilty funds 77697093552 Annual Report
Annuity funds 176 525 18
Expense funds 25l37283
Other funds 415384
Totals1 131144325
Income
Membership fees actually received
Expense funds 753 53
Assessments or premiums of which all or an extra percentages
used for expenses
Expense funds 849 650 37
All other assessments and premiums
Mortuary funds 201855984
Reserve funds 31 418 96
Disability funds 393i91o84
Expense funds 19885456
Total 264274420
Other payments by members 122 690 37
Total received from members
Mortuary funds 201855984
Reserve funds 3141896
Disability funds l24356l21
Expense funds 32231346
Total 361585347
Deduct payments returned
Mortuary funds 908890
Reserve funds 2265
Annuity funds 64385
Expense funds 39381
Total 1014921
Net amount received from members
Mortuary funds 200947094
Reserve funds 3139631
Annuity funds 124291736
Other funds 32191965
Totals 360570426
Interest and rents received
Reserve F B R S B Reserve and N P C
Term Res 370539
Emergency funds 5381423
Special reserve fund 1408427
General funds 135000
Total 72J95389
Profit on sale
Emergency funds M
All other income ii
Benefit and F B Ft S A 32100000
Special reserve funds 1 534 63
General funds 8 330 07
Grand totai TneomeT 33096470
Mortuary funds 233047094
Reserve funds 3510170
Disability funds 1242 917 36
ARmitJ fJUnds 1571890
Other funds 33159972
Total income all funds 1 nna 797 m
Amounts carried forward UWJ714
Mortuary funds 233505881
Reserve funds 13293490
Disability funds 83088945
Annuity funds 1 419 442 51
Expense funds wtJUKVn
Other funds 33575356
Total amount carried forward 5321
17096Insurance Department of Georgia
553
Disbursements
Net amount paid or losses
Mortuary funds 218765657
Reserve funds 3202400
Annuity funds 17850864
Total 239818921
Legal and administrative expenses in adjustment of claims
General funds
Commissions and allowances to deputies and organizers
Expense funds
Salaries of officers and employees
Expense funds
Rents and interest
Mortuary fundsBenefit 456251
Disability fundsEmergency 301790
Expense fundsGeneral 776452
Total
Advertising printing postage telegrams etc
Expense funds
Loss on sale or decrease by adjustment in assets
Emergency funds
Other disbursements
Benefit funds
Res F B R S B Res and N F C Term Res
Emergency
Special Reserve funds
General funds
5002000
119941
16168121
1028886
15210528
Total
Total disbursements
Mortuary funds
Reserve funds
Disability funds
Annuity funds
Expense funds
Other funds
224223908
3322341
19408450
17850864
1028886
62192751
882839
28264532
12986444
1534493
4071956
2938539
37529476
Grand total disbursements 328027200
Balance before transfers
Mortbary funds 9281973
Reserve funds 9971149
Disability funds 63680495
Annuity funds 124093387
Expense funds 25680287
Other funds 28617395
Balance 204089896
Includes 500000 I O H corporation assets erroneously entered in previous
reports
Summary of Transfers
December from the Emergency fund to the benefit fund
December from the F B R S A Emergency fund to the F B R
S A Mortuary fund
February from special General fund to Special Reserve fund
July from the Special General fund to the Special Reserve fund
February from the Special General fund to the General fund
July from the Special General fund to the General fund
February from the Benefit fund to the Emergency fund
March from the Benefit fund to the Emergency fund
Ledger Assets
Book value of real estate
Mortgage loans first liens
Bonds at book value
Cah in office
Deposit at interest
5000000
191044
978936
7398285
6996139
34125897
10000000
4000000
16120991
50645362
67704056
30740
50934091654 Annual Report
Other items
Liens on certificates Amer Exp A F 4 185219 88
Policy loans 132668
18654656
Total ledger assets j 2040S86
NonLedger Assets
Interest due and accrued 18 312 00
Market value of assets over book value 22fi4 SB
Other items 1ZZZZZ Sllstlfs
Total assets 242293250
Liabilities
Net amount of unpaid losses and claims 339 317 gg
Salaries and miscellaneous accounts due or accrued R25r 66
Taxes due or accrued
Other items WM47
Borrowed money 271 000 00
Interest due or accrued on same 1131 95
Advance assessments 80 441 66
Reserves on Amer 4 certificates I Z 45o234 61
Reserves on N F C certificates 145l3620
Total liabilities 129376323
VALUATION EXHIBIT
Business in Force
In force December 31st
118J 12368396700
Issued revived or increased during year ZZ1I 1377o17400
17 tij iii on
Deduct ceased to be in force during year II 27SRsiRnft
In force December 31st 1919 JZZZ lOsllsMOeioO
1 otal 10956830600
Business in Georgia
In force December 31st 1918 1 504 620 00
Issued revived or increased 125242 00
bum oq QfiO fift
Deduct ceased to be in force during the year 244587 00
Net losses paid during year 35 135 36
Net losses incurred during year 30888 78
UNITED ORDER OF THE GOLDEN CROSS
Empire Building Market Street Knoxville Tennessee
Jos P Burlingame President W R Cooper Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Atlanta Geogla
Balance from previous year
Mortuary funds 125 977 64
Expense funds 3 729 40
Totals 12970704
Income
All other assessments and premiums
Mortuary funds 49369481
Expense funds 4332903
Other paymentsYymembersT 53702384
Expense fund fi7
Total received from members
Mortuary funds 493694 81
Expense funds 4379651
Total 53749132
kInsurance Department of Georgia
55
Net amount received
Mortuary funds
Expense funds
from members
49369481
4379651
Totals
Interest and rents received
Expense funds
Mortuary funds
Emergency funds
6040
110574
396792
Total
Profit on sale or increase by adjustment of assets
Emergency funds
Allother income
Expense funds
Transfer from Mortuary fund to Expense fund ac
count of first 12 assessments of members due to
December 31 1917
449117
376842
Total
Grand total income
Mortuary funds
Reserve funds
Expense funds
49480055
846792
5211650
Total income all funds
Amounts carried forward
Mortuary funds
Expense funds
12597764
372940
Total amount carried forward
Disbursements
Net amount paid for losses
Mortuary funds
Legal and administrative expenses in adjustment of claims
Expense funds
Commissions and allowances to deputies and organizers
Expense funds
Salaries of officers and employees
Expense funds
Rents and interest
Expense funds
Advertising printing postage telegrams etc
Expense funds
Loss on sale or decrease by adjustment in assets
Emergency funds
Other disbursements
Expense funds
Total disbursements
Mortuary funds 49320692
Emergency funds 107500
Expense funds 5088014
Grand total disbursements
Balance before transfers
Mortuary funds
Emergency funds
Expense funds
12757127
739292
496576
Balance
Summary of Transfers
December 31 1919 Prom Emergency fund to Mortuary fund
Ledger Assets
Book value of real estate
Bonds at book value
Cash in office
Deposits at interest
53749132
513406
450000
825959
55538497
12970704
49320692
144275
2130800
1551797
99000
337936
107500
824206
54516206
13992995
739292
880000
7942932
232235
40878281556 Annual Report
Other items
Bills receivable 850090
Five notes of 170000 each secured by lien on Knoxville lot sold
Total ledger assets 13992995
Interest due and accrued 104299
Other items
Assessments actually collected by subordinate lodges not yet
turned over to Supreme Lodge 3538829
Total assets 17636123
Deduct Assets Not Admitted
Other items
Book value of real estate over market value 250000
Book valuij of bonds over market value 959932
Total not admitted assets 1209932
Total admitted assets 16426191
Liabilities
Net amount of unpaid losses and claims 4610000
Salaries and miscellaneous accounts due or accrued 182004
Total liabilities 4792004
VALUATION EXHIBIT
Business in Force
In force December 31st 1918 1507917500
Issued revived or increased during year 1092750 00
Sum 16171925o0
Deduct ceased to be in force during year 192470000
In force December 31st 1919 1424722500
Business in Georgia
In force December 31st 1918 93650000
Issued revived or increased 9625000
Sum 103275000
Deduct caased to be in force during the year 9560000
In force December 31 1919 93715000
Net losses paid during year 49320692
Net losses incurred during year 40815000
GOLDEN SEAL ASSURANCE SOCIETY
Roxbury New York
Hill Montague President Arthur F Bputon Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Atlanta Geogia
Balance from previous year
Mortuary funds 35318208
Benefit funds 2719804
Expense funds 1903986
Other funds viz
Assurance League optional 22171087
Assurance League general 1907551
Totals 64020636
Income
Assessments or premiums of which all or an extra percentage is
used for expenses
Expense funds 1148018
All other assessments and premiums
Mortuary funds 6902224
Benefit funds 2374904
Expense funds 6631177
Other funds viz Assurance League optional 5544994
Total 21453299Insurance Department of Georgia
567
Total received from members
Mortuary funds 6902224
Benefit funds 2374904
Expense funds 7779189
Other funds viz Assurance League optional 5544994
Total 22601311
Deduct payments returned
Mortuary funds 4297
Benefit funds 2110
Expense funds 22271
Assurance League optional 5071
Total 33749
Net amount received from members
Mortuary funds 6897927
Benefit funds 2372794
Expense funds 7756918
Other funds viz Assurance League optional 5539923
Totals 22567562
Interest and rents received
Mortuary funds 1177602
Benefit funds 47277
Expense funds 6547
Assurance League optional 1118771
Assurance League general 98034
Total 2448231
Profit on sale or increase by adjustment of assets
Mortuary funds 100681
Benefit funds oo
Assurance League optional 1tt
Assurance League general 8259
Total 202218
All other income
Mortuary funds 20804
Expense funds 227568
Total 248372
Grand total income n
Mortuary funds 5
Berpfit funds IHiKI
Expense funds 7991033
Other funds viz
Assurance League optional neons
Assurance League general 106293
Total income all funds 25466383
Amounts carried forward
Mortuary funds rfJono
Benefit funds 143921
Expense funds ssoui
Other funds viz aqiqnl3
Assurance League optional onioaIj
Assurance League general iuiSKi
Total amount carried forward 89487019
Disbursements
Net amount paid for losses
Mortuary funds 25580 00
Benefit funds 7000 00
Expense funds 74l5l68
Assurance League optional
13774168
LegVand admFnfsTraTive expenses in adjustment of claims
Benefit funds 5 73444
Vxpense funds
693444
Total S58 Annual Report
ExmeieSifnndand alIowances to deputies and organizers
Collateral loans e nn nn
Bills receivable r iM
Furniture and fixturesI II 375021
Loans on transferred certificatesT 143S12 2
Loans on death benefit certificates I 805ll90
5210703
Salaries of officers and employees
Expense funds
Rents and interest lb8300
Mortuary funds on
Benefit funds J
Expense funds T 1 2R1 is
Assurance League optional tfisi
Assurance League general 11Z1Z1 5o63
Total TZZ 2 449 40
Advertising printing postage telegrams etc
Expense funds 5
Paid members for dividends
Mortuary funds K
Loss on sale or decrease by adjustment in assets
Mortuary funds i
Other disbursements
Mortuary funds 090 ic
Benefit funds ircoIo
Expense funds ni 3 51301
Assurance League optional iioo
Assurance League general I 10824
Total
Total disbursements Z6ibi73
Mortuary funds uc
Benefit fundsin 4431065 412fifi
Expense funds 92227 83 4126691
Other funds viz
Assurance League optional 75 oco ci
Assurance League general l5887
Grand total disbursements or 02 on
Balance before transfers
Mortuary funds oqn oj K
Benefit funds I71n
Expense funds I 672236
Other funds viz
Assurance League optional 213 331
Assurance League general I I9g7957
Balance
64104739
Ledger Assets
Book value of real estate
Mortgage loans first liens i424f
Bonds at book value JiHjo Ji
Stocks at book value H
Cash in office JJ9
Deposits at interest J
Deposits not at interest icoJon
Agents balances net lo So
Other items 206372
16109434
Total ledger assets j 64104739
NonLedger Assets
Interest and rent due and accrued 91 ocn
Market value of assets over book value iiwlk
Other items vivtM
Assessments collected not yet turned over to
Supreme Lodge 2000000Insurance Department of Georgia
559
Liens and accrued interest Assurance League cer
tificates optional 5935903
Due from camps for supplies 100000
Printed matter and supplies on hand 200000
8235903
Total assets 75444910
Deduct Assets Not Admitted
Agents balances 2M72
Bills receivable 5uouuo
Other items
Book value of bds and stks over amortized value 1911Jo
Furniture and fixtures 5lnnni
Due from camps for supplies innnnn
Printed matter and supplies on hand 200000
Total not admitted assets 3298628
Total admitted assets 72146282
Liabilities
Net amount of unpaid losses and claims Iosq
Salaries and miscellaneous accounts due or accrued inJnnnn
Borrowed money General fund iuoouu
Interest due or accrued on same 284450
Advance assessments 1036465
Dividends accumulated on D B certificates 91860
Reserve American Exp 3 and 4 59262400
Total liabilities 63222667
Business in Force
In force December 31st 1918 1318903867
Issued revived or increased during year 733230000
Sum 2052133867
Deduct ceased to be in force during year 656358411
In force December 31st 1919 1395775456
Business in Georgia
In force December 31st 1918 25nnnnn
Issued revived or increased Kuuuuu
Sum 24975000
Deduct ceased to be in force during the year 1700000
In force December 31 1919 23275000
THE GRAND FRATERNITY
1626 Arch Street Philadelphia Pennsylvania
Frederick Gaston President W E Gregg Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Atlanta Georgia
Balance from previous year
Reserve fluids 43258308
Expense funds 61163
Other funds viz 539163
Totals 43858634
Income
Assessments or premiums during first 12 months of which all or
an extra percentage is used for expenses
Expense funds 3074522
All other assessments and premiums
Mortuary funds w 00000
Expense funds
Other funds viz Jaats
21139145
Total 560
Ammal Report
Total received from members
Mortuary funds 14o xc M
Expense funds q2i
Other funds vizZlJZZT tmM
Total 24213667
Net amount received from members
Mortuary funds 14883507
Expense funds gg 745 gV
Other funds vizIILLtIL 355638
Totals 24213667
Interest and rents received
Mortuary funds 4 948 479
General fundsZ11Z 21110
Total 4969589
Profit on sale or increase by adjustment of assets
Mortuary funds 9989282
Reserve funds 2396
T0t 9991678
All other income
General funds 79 51
Reserve funds ZLI 67 35
Total 14686
Grand total income
Mortuary funds 298 212 68
Reserve funds 9131
Expense fundsJZLI 9003583
Other funds 355638
Total income all funds a1 onc
Amounts carried forward
Mortuary funds 298212 68
Reserve funds 432 74 39
Expense funds 90 647 46
Other funds Sioi
Total amount carried forward 9 535 452 54
Disbursements
Net amount paid for losses
Mortuary funds 229 209 74
Reserve funds 14 gQj 17
Other funds 282119
Total 24683810
Commissions and allowances to deputies and organizers
Expense funds 41 19j
Salaries of officers and employees
Expense funds 7Q1 nn
Rents and interest ztsiuu
Mortuary funds 36237 16
Expense funds 600000
Total 4223716
Advertising printing postage telegrams etc
Expense funds 4 5g7
Loss on sale or decrease by adjustment in assets
Reserve
Other disbursements yboi
Expense funds 1133642
Mortuary funds 595 2s
Reserve funds 2 35t00oo0
n Tai ZTZTZZTIZ 4693268
Total disbursements
Mortuary funds 266 043 IS
Reserve funds 49 90219lnsurauce Department of Georgia
561
Expense funds 8988672
Other funds 282119
Grand total disbursements
Balance before transfers
Mortuary funds 3216952
Reserve funds 38277220
Expense funds i 76074
Other funds 612682
Balance

40865326
42182925
Summary of Transfers
December 31 1919 from Mortuary fund to Reserve fund
Ledger Assets
Book value of real estate
Bonds at book value
Deposits at interest
Other items
Loans secured by liens on members certificates
Total ledger assets
NonLedger Assets
Interest due and accrued
Market value of assets over book value
Other items
Assessments not yet turned over to Supreme Lodge
Certificate liens
3216952
20852962
4855113
1107149
15367704
42182928
55849
2747038
2027889
2685831
Total assets 49699535
Deduct Assets Not Admitted
Other items
Certificate liens 2685831
Total admitted assets 47013704
Liabilities
Net amount of unpaid losses and claims 1575000
Other items
Borrowed money 3000000
Present value of deferred death and old age claims payable in in
stallments 1014600
Reserve value old age and widows annuity benefits 10201300
Total liabilities
i
15790900
VALUATION EXHIBIT
Business in Force
In force December 31st 1918 1029668300
Issued revived or increased during year 208025800
Sum 1237694100
Deduct ceased to be in force during year 101535600
In force December 31st 1919 1136158500
Business in Georgia
In force December 31st 1918
Issued revived or increased
Sum
Deduct ceased to Be in force during the year
In force December 31 1919
Net losses paid during year
Net losses incurred during year
18259800
20522200
38782000
TS532300
22249700
150000
150000562 Annual Report
HERALDS OF LIBERTY
Home Office Huntsville Ala Executive Office 401012 Cheslnut Street
Philadelphia Pa
Tracy W Pratt President Emanuel Barrick Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Atlanta Georgia
Balance from previous year
Mortuary funds 11253404
Reserve funds 6617227
Joint life funds 13519915
Expense funds 657265
Totals 32047811
Income
Assessments or premium during first 12 months
of which all or an extra percentageis used for expenses
Expense funds 4093699
All other assessments and premiums
Mortuary funds 116S9460
Reserve funds 396814
Joint life funds 11679907
Expense funds 14493392
Total 38259573
Other payments by members
Certificate fees for change of beneficiary expense funds 19700
Total received from members
Mortuary funds 11689460
Reserve funds 3968H
Joint life funds 116799C7
Expense funds 18666791
Total 42372972
Deduct payments returned
Mortuary funds 29322
Reserve funds 5155
Joint life funds 29322
Expense funds 48554
Total 112353
Net amount received from members
Mortuary funds 11660138
Reserve funds 391659
Joint life funds 11650585
Expense funds 18558237
Total H 42260619
Interest and rents received
Interest 1200156
Lodge room rentals 241858
Total 1442014
Profit on sale or increase by adjustment of assets
Expense funds 3338
All other income
Borrowed money expense 5000000
Grand total income
Mortuary funds 11660138
Reserve funds 391659
Joint life funds 11650585
Expense funds 25003389
Total income all funds 487059 71
Amounts carried forward
Mortuary funds 22913542
Reserve funds 70 088 86
Joint life funds 25l70500
Expense funds 25660854
Total amount carried fQrward 8075378224241838
905398
7079607
6333710
948158
836156
99978
Insurance Department of Georgia 563
Disbursements
Net amount paid for losses
Mortuary funds I 17541838
Joint life funds 6700000
Total
Legal and administrative expenses in adjustment of
claims and gfeneral counsel fees
Expense funds
Commissions and allowances to deputies and organizers
Expense funds
Salaries of officers nd employes includes janitor service
Expense funds
Rents and interest
Expense funds
Advertising printing postage telegrams etc
Expense funds
oss on sale or decrease by adjustment in assets
Expense funds
Other disbursements
Expense funds 2296147
Borrowed money repaid expense 5000000
Total 7296147
Total disbursements
Mortuary funds 17541838
Joint life funds 6700000
Expense funds 23499154
Grand total disbursements 47740992
Balance before transfers
Mortuary funds 5371704
Reserve funds 7008886
Joint life 18470500
Expense funds 2161700
Balance 33012790
Ledger Assets
Mortgage loans first liens 4460060 4460060
Bonds at book value 13280839
Stocks at book value v 100000
Cash in office 5429686
Deposits at interest 5805142
Agents balances net 2178471
Other items
Bills receivable F 1758592
Total ledger assets 33012790
NonLedger Assets
Interest due and accrued 162824
Other items
Furniture and fixtures 951022
Total assets 34126636
Deduct Assets Not Admitted
Agents balances 1758592
Total not admitted assets 1758592
Total admitted assets I 32368044
Liabilities
Xet amount of unpaid losses and claims 15178162
Other items
Borrowed money 5 5000000
Unpaid bills 183797
5183797
Total liabilities 20361959664
Annual Report
Business in Force
In force December 31st 1918 1874020000
Issued revived or increased during year 134600000
Sura 2008620000
Deduct ceased to be in force during year 337650000
In force December 31st 1919 1670970000
Business in Georgia
In force December 31st 1918 25200000
Issued revived or increased 2800000
Sum 28000000
Deduct ceased to be in force during the year 3400000
In force December 31 1919 24600000
Net losses paid during year 50000
Net losses incurred during year 200000
KNIGHTS OF COLUMBUS
956 Chapel Street New Haven Conn
James A Flaherty President Wm J M Ginley Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Atlanta Georgia
Balance from previous year
Mortuary funds 17590200
Reserve funds 856437415
Expense funds 417614
Total 874445229
Income
All other assessments and premiums
Mortuary funds 126582254
Total 216582254
Other payments by members
Mortuary paid but on asst credit ins 67026
Expense fund fnal withdrawal card fees 327310
Expense fund dues and per capita tax 44630565
Expense fund sup physicians fees 1893828
Totals 46968729
total received from members
Mortuary funds 2166492 SO
Expense funds 46901703
V 263550983
Deduct payments returned
Mortuary funds 1 655
Expense funds 11345
Total 1q qq
Net amount recevied from members
Mortuary funds 2 166 486 25
Expense funds 4689035S
Totals T 263538983
Interest received
Expense funds 146963
Mortuary funds 454812
Reserve funds 37770113
J otal 383 718 88
Profit on sale or increase by adjustment of assets
Reserve fundsr 1850125
All other 7ncome7 1850125
Expense funds 6908760
Total 6908760Insurance Department of Georgia
565
Grand total income 7
Mortuary funds J
Reserve funds Ssi
Expense funds d3946081
Total income all funds 310669756
Amounts carried forward
Mortuary funds 8 9605765S
Reserve funds
Expense funds 436369
Total amount carried forward 1185114985
Disbursements
Net amount paid for losses
Mortuary funds l753782o0
175378250
Total
Legal and administrative expenses in adjustment ot
claims 1048135
Expense funds
Salaries of officers and employes
Other funds 1130b0S
Rents and interest 3 68
Expense funds
Advertising printing postage telegrams etc
Expense funds 342210
Loss on sale or decrease by adjustment in assets
Reserve funds 88o80
Other disbursements 36623415
Expense funds
Total disbursements
Mortuary funds Wvn
Reserve funds n9s7
Expense funds 5285173b
Grand total disbursements 229113666
Mortuary funds 5
Reserve funds itiiM
Expense funds
Balance 5U0119
Summary of Transfers
January from reserve fund to mortuary fund io
February from reserve fund to mortuary fund Jo
March from reserve fund to mortuary fund ein
April from reserve fun dto mortuary fund oolooiy
May from reserve fund to mortuary fund onn
January from M R F of 1892 fund to reserve fund 28196800
June from mortuary fund to reserve fund si9c
Julv from mortuary fund to reserve fund Tf
August from mortuary fund to reserve fund liSoiton
September from mortuary fund to reserve fund lldu
October from mortuary fund to reserve fund
November from motuary fund to reserve fund iin Jn
December from mortuary fund td reserve fund
Ledger Assets
Mortgage loans first lien vln2
Bonds at book value 9n7yS
Deposits at interest
Deposits not at interest
Total ledger assets 956001319
NonLedger Assets
Interest due and accrued 12344699
Other items
Assessment collected by sub crk not yet turned
over to supreme clerk 6369so666 Annual Report
Assessment credit liens 18075 85
Due from sul clerk for int on asst cr sum 302 14
Due from P C tax 1 381 fis
For sup phy fees 200 48
For supplies etc 37L68
9356163
Total assets 977102181
Deduct Assets Not Admitted
Bills receivable 1155384
Other items
Overdue and accrued interest on bonds in default 1033333
Book value of bonds not amortized over market
value C a I Ry 1134218
Total not admitted assets j 33229 35
Total admitted assets 974379246
Liabilities
Net amount of unpaid losses and claims 179 159 5
Sundry expenses etc estimated 3300000
Total liabilities 21215952
VALUATION EXHIBIT
AssetsActual and Contingent
Admitted assets less 1511959 funds not available for claims 972867287
Total 5 972867287
Amount of general or expense fund 15 119 5
Amount of NonAdmitted Assets 33 229 35
LiabilitiesActual and Contingent
Present Dec 31st value of promised benefits 7 796 617 00
On step rate certs death only Z b73l304 00
On level rate certs ZZZZZZ 2 05s748 00
Cn paidup certs 5565oo
Accrued liabilities less expense fund 19703993
Total g 799365693
Accrued claims on general or expense fund if 30 000 00
Assets item 8 to liabilities item 20 121707
Business in Force
In force December 31st 1918 137 215 134 33
Issued revived or increased during yearZZZZZ Z 4562o46o0
1UIT IS R pQ1 flft
Deduct ceased to be in force during yearZZZZZZZZZZ Z Z 6 06693201
In force December 31st 1919 17676866233
Business in Georgia
In force December 31st 1918 3151 so on
Issued revived or increased ZZZZZZZZZZZZ 13000000
cum diinnn
Deduct ceased to be in force during the year Z ZZ oWoo
In force December 31 1919 Z nqnnnn
Net losses paid during year s 00000
Net losses incurred during year 6000 00Insurance Department of Georgia
567
SUPREME LODGE KNIGHTS OF PYTHIAS INSURANCE DEPT
Indiana Pythian Building Indianapolis ind
Harry Wade President W O Powers Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Atlanta Georgia
Balance from previous year
Mortuary funds 5 973618418
Disability funds 65787
Expense funds 51323588
Totals 1025007823
Income
Membership fees actually received
Expense funds 985650
All other assessments and premiums
Mortuary funds 22650180i
Disability funds T 91239
Expense funds 30016935
Total 256609975
Tbtal received from members
Mortuary funds 226501801
Dsability funds 91239
Expense funds 31002a so
Total 5 257595625
Deduct payments returned 408797
Net amount received from members
Mortuary funds 226093004
Disability funds 91239
Expense funds 31002585
Totals 257186828
Interest and rents received 51153793
Profit on sale or increase by adjustment of assets 340778
All other income
Ref on taxes 119
Miscellaneous fees 6392
Protested checks 22396
Total t 907
Grand total income
Mortuary funds 2758386lu
Disability funds 9123
Expense funds 32729457
Total income all funds 308709306
Amounts carried forward
Mortuary funds 1249507058
Disability funds l570z6
Expense funds 84053045
Total amount carried forward 5 1333717129
Disbursements
Net amount paid for losses
Mortuary funds 188197569
Commissions and allowances to deputies and organizers
Expense funds 12556609
Salaries of officers and employes
Expense funds 6201598
Rents and interest
Expense funds 620196
Advertising printing postage telegrams etc
Expense funds 310130
Eoss on sale or decrease by adjustment in assets
Mortuary funds 2213937
Expenses 71210
Total ZZTZZI 2285147568 Annual Report
Other disbursements
Expense funds 19600325
Total disbursements
Mortuary funds 190411506
Expense funds 42151241
Grand total disbursements 232562747
Ealance before transfers
Mortuary funds 1059095552
Disability funds 157026
Expense funds 41901804
Balance 1101154382
Summary of Transfers
January 21 1919 from exjpense fund to mortuary fund 5 10300000
December 31 from mortuary fund to expense fund 2895026
Ledger Assets
Mortgage loans first lien 200000 20000000
Stocks at book value 10 18718353
Cash in office 120000
Deposits at interest 5o43471
Agents balances net 2249o9
Other items
Certificate loans fourth and fifth classes 41112895
Certificate liens fifth classes 1 15434704
Total ledger assets 1101154382
NonLedger Assets
Interest due and accrued 20106269
Market value of assets over boot value 22J27920
Other items
Assessments coll by sub lodges not turned over to sup lodge 40232 27
Postage 20050
Total assets 1127531848
Deduct Assets Not Admitted
Agents balances J 224959
Accrued interest on bonds in default 8213j2
Total not admitted assets 10 46351
Total admitted assets 1126485497
Liabilities
Net amount of unpaid losses and claims T6244043
Reserves or unearned premiums on risks outstanding 1001352378
Salaries and miscellaneous accounts due or accrued 3389433
Other items
Deaths incurred in 1919 reported in 1920 24 995 00
Disability funds 157026
Advanced assessments 92378los
Total liabilities 1032880188
VALUATION EXHIBIT
AssetsActual and Contingent
Admitted assets 1126485497
Total 1126485497
Amount of general or expense fund 322 41983
Amount of NonAdmitted Assets 1046351Insurance Department of Georgia
569
LiabilitiesActual and Contingent
Present midyear value of promised benefits 1 9ftIHo
Accrued liabilities i7ni4
Value of unpaid insallments
Total 1032880188
Accrued claims on general or expense fund 33i9nQ3v
Assets item 8 to liabilities item 20 lm
Business in Force
In force December 31st 1918 9636544500
Issued revived or increased during year 1115610900
SunJ 107 62155400
Deduct ceased to be in force during year 627266000
In force December 31st 191910124889400
Business in Georgia
In force December 31st 1918 i 381882300
Issued revived or increased 38400000
Sum 420282300
Deduct ceased to be in force during the year 23333000
In force December 31 1919 WSMSW
Net losses paid during year 699000
Net losses incurred during year 704254
Investments in Georgia
Bonds 23980000
Total investments in Georgia 23980000
THE MACCABEES
1021 Woodward Avenue Detroit Michigan
D P Markey Supreme Commander Thomas Watson Sup Record Keeper
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Atlanta Georgia
Balance from previous year
Mortuary funds 34786473
Reserve funds 1368517493
Sick and accident funds 1916175
Relief funds No 1 13061863
Expense funds 3855054
Other funds viz
Relief funds No 2 81586
Trust funds 1853442
Patrioto funds 8894059
Totals 1432966101
Income
Assessments or premiums during first months of which all or an
extra percentage is used for expenses
Expense funds 23423600
Mortuary funds 29752916
Total 53176516
All other assessments and premiums
Mortuary funds 1 516818802
Sick and accident funds 9903510
Relief funds No 2 15357305
Expense funds 2475900
Relief funds No 1 3533947
Total 5 548089464570 Annual Report

Other payments by members
Expense funds 38224735
Patriotic fund j 30429865
Total 68654600
totals 1 669920580
Total received from members
Mortuary funds 9903510
Sick and Accident funds 99035 10
Relief fund No 1 3533947
Relief fund No 2 15357305
Expense funds 64124235
Other funds viz Patriotic funds 30429865
Total g 669920580
Deduct payments returned
Mortuary funds nnr
Sick and accident funds 11HZZZZ111ZZZ 0138
Total riZIIZT 571347
et amount received from members
Mortuary funds 5460b220
Sick and accident funds as jik 70
Relief funds No 1Z
Relief funds No 2 15X53iK
Expense funds 64l248S5
Patriotic funds 3042SSo
Totals
g 669349203
Interest and rents received
Mortuary funds 69788572
bick and accident funds 17 11K 11
Relief funds No 1 ZZ7JZZ7JZZZZZZZZ isaMei
Relief funds No 2 liniR
Expense funds
Trust funds etri
Patriotic funds 211 2 33126
Total
iSi4J
J rofit on sale or increase by adjustment of assets
Mortuary funds 2S 000 00
Reserve funds i3424Ti
Total 9SAu 7R
All other income o4
Mortuary funds 10045298
Sick and accident funds 1iininn
Relief funjte No 1 55 76970
Expense funds lotlstsO
Trust funds 1226534
Total
Grand total income Xii4t92
Mortuary funds 628396079
Reserve funds 1342976
Sick and accident funds 130 50 gj
Relief funds No 1 lOsTa78
Expense funds III 74756575
Relief funds No 2 15368121
Trust funds 12 914 42
Patriotic funds 30662990
Amounts carried forward 775793944
Mortuary funds 663182552
Reserve funds 1369860469
Sick and accident funds 149 683 5S
Relief funds No 1 239s5247
Expense funds 786 116 29
Relief funds No 2 154 40s 57
Trust funds 31448 84
Patriotic funds 39557n49
Total amount carried forward 2208760045Insurance Department of Georgia
571
Disbursements
Net amount paid for losses
Mortuary funds 2i
Sick and accident funds Hi o
Relief funds No 1
Potriotic funds 2452038
Tota 682674203
Legal and administrative expenses in adjustment of claims
Relief funds No 2 Ifaiai
Expense funds 1puiax
Total 1267752
Commissions and allowances to deputies and organizers
Expense funds r ViiiSno
Relief funds No 2 146 oi
Relief funds No 1 49437
Total 48667907
Salaries of officers and employes
Expense funds 139410
Rents and interest 1095380
Expense funds
Advertising printing postage telegrams and official journal
Expense funds 7obu8o
toss on sale or decrease by adjustment in assets
Mortuary funds 1a i
Reserve funds twin
Expense funds tU
1939124
Total
Other disbursements
Mortuary funds noonoo
Sick and accident funds iTKgans
Expense funds iqivi 44
Relief funds No 1 rnnno
Relief funds No 2 g
Trust funds IOOoOOoO
Patriotic funds
45914311
Total
Total disbursements
Mortuary funds o515fb8ib
Reserve funds V
Sick and accident funds 15i4SJ
Relief funds No 1
Expense funds ftIS5lS
Relief funds Xo 2 uflTOM
Trust funds SI
Patriotic funds
Grand total disbursements 803068709
Balance before transfers i
Mortuary funds i mm i4
Reserve funds ISIm
Sck and accident funds cr
Relief funds No 1 1SH
pxpense funds rii u
Relief furlds No 2
Trust funds Knll
Patriotic funds 503811
1406691336
Balance
Summary of Transfers
December 31 1919 from reserve fund to life benefit fundbonds
Dcld31Sfrom reseefunaloliVkandJaoe fund bonds sold 123609
Dec 31 1919 from reserve fund to relief No 1 fundbonds sold 2570000
Dec 31 1919 from life benefit fund to reserve fundbonds pur 272
Dec 31 1919 from sick and ace fund to reserve fundbonds pur
Dec 31 1919 from relief No 1 fund to reserve fundbonds par 1075100672
Annual Report
Ledger Assets
Book value of real estate 12500000
Bonds at book value 1316020578
Cash in office 367851
Deposits at interest 69401055
Other items
Contract on Port Huron real estate 7401852
Total ledger assets 1405091336
and
NonLedger Assets
accrued IJ
Interest due
Other items
Furniture and fixtures
Assessments collected still in hands of local record keepers
Lien charges and interest on certificates
Present value of future int on investments on 4 basis
Total assets 250411249
Deduct Assets Not Admitted
Bonds in default overdue and accrued interest 99G0573
Book value on bonds over market value 75 94531
Furniture and fixtures 2850000
Lien charges and interest on certificates
Present value of future interest 150585726
24066
2850il00
52700000
859857246
150585726
0
859857245
Total not admitted assets i 1030848075
Total admitted assets 1474076895
Liabilities
Net amount of unpaid losses and claims 13711198
Present value of disability claims payable in installments l592o7s40
Salaries and miscellaneous accounts due or accrued 42 532 12
Other items
Trust fund 1337815
Total liabilities 5 178510065
Business in Force
In force December 31st 19185354 954 159 63
Issued revived or increased during year 2o98850000
Sum 37524265963
Deduct ceased to be m force during year 22 899 112 55
In force December 31st 1919 352343o475
Business in Georgia
In force December 31st 1918
Issued revived or increased
Sum
Deduct ceased to be in force during the vear
In force December 31 1919
Net losses paid during year mortuary deaths
Net losses incurred during year mortuary deaths
140000000
3300000
143300000
10000000
133300000
3487331
3456177
WOMANS BENEFIT ASSOCIATION OF THE MACCABEES
Womans Benefit Association Building Port Huron Mich
Miss Bina M West President Miss Frances D Partrioge Secretary
Attorney for service in GeorgiaWillam A Wright Insurance Commissioner
Atlanta Georgia
Balance from previous year
Mortuary funds 1 420 859 21
Reserve funds ij 3737775i
W B A Patriotic funds 25 094 0
Expense funds 2593045Insurance Department of Georgia
573
Other funds viz
Hospital service and fraternal funds ZbAJbiio
Junior protection funds 14S4d
Totals r 1200944844
Income
Membership fees actually received
Expense funds su4t
Assessments on premiums during first 12 months of which all or
an extra percentage is used for expenses
Expense funds m5m
Mortuary funds ju4wid
Total 3 6971487
All other assessments and premiums
Mortuary funds Itirli
Expense funds 5bijboi
Other funds viz
Junior protection funds zsjjii
Total 184570639
Other payments by members
W B A patriotic funds W
Hospital service and fraternal funds Jkokmk
Expense funds 259007 i
Totals t SISmilJ
Total received from members
Mortuary funds X
W B A patriotic funds 11904
Expense funds 60342052
Other funds viz
Junior protection funds 29b91
Hospital service and fraternal funds 11828980
Toto r 260288130
Deduct payments returned
Expense funds J7bj
Mortuary funds iSS
Junior protection funds 1520
Hospital service and fraternal funds 4S80
Total 2sss
Net amount received from members
Mortuary funds l87o80620
W B A patriots funds 119024
Expense funds 60264298
Other funds viz
Junior protection funds 394391
Hospital service and fraternal funds 11824100
Totals 260082442
Interest and rents received
Expense funds 210774
Mortuary funds 517723
W B A patriotic funds l277u4
Junior prot funds 4337
Hospital service and fraternal funds 1514451
Total 6133375JI
Profit on sale or increase by adjustment of assets
Reserve funds 3111 IS
Hospital service and fraternal funds 52520
Expense funds 130
Total 353798
All other income
Expense funds 172611
Grand total income
Mortuary funds 188098352
Reserve funds 59259868
W B A patriotic funds 246778
Expense funds 60647813674
Annual Report
Other funds viz
Junior protection funds 2 987 28
Hospital service and fraternal funds 13391oi7l
Total income all funds t n
Amounts carried forward 31942610
Mortuary funds 2301 842 73
Reserve funds ll966376i9
w B A patriotic funds 27 56185
S61183 unds 63240S58
Other funds viz
Junior protection funds 4 419 73
Hospital service and fraternal funds 38627446
Total amount carried forward j 15 31g 874 54
Disbursements
Net amount paid for losses
Mortuary funds 135325155
W B A patriotic funds 619 si
Expense funds 6sbl5
Junior protection funds 94000
Hospital service and fraternal funds 621297
Total j
Legal and administrative expenses in adjustment of claims7
Expense funds
Commissions and allowances to deputies and organizers Jsusois
Expense funds 1n
Salaries of officers and employes uoisj
Expense funds
Rents and interest i894b5
Expense funds
Advertising printing postage telegrams etc vai
Expense funds 7S 40 m
Decrease by adjustment in assets WH
Mortuary funds 18 q0
Reserve funds 24 40975
Hospital service and fraternal funds 197Kii
W B A patriotic funds bil
Total
Other disbursements 4b773
Hospital service and fraternal funds 25 1
Expense funds 7605556
Total disbursements 7608069
Mortuary funds 1 Kq 7n
Reserve fundsli U6llf5
W B A patriotic funds 700 is
Expense funds to u1i
Other funds viz 59494163
Junior protection funds 940 qq
Hospital service and fraternal funds 6235210
Grand total disbursements t
Balance before transfers 33661491
Mortuary funds 648 572 s
Reserve funds jJ
W B A patriotic funds RKn fi
Expense funds f
Otfler funds viz 3746695
Junior protection funds 3 4 73
Hospital service and fraternal fundsZIZZZ 32332236
Balance 1298225963
Summary of Transfers
20t 3h 9 fom benefit Iuni to reserve fund 72 1S
Nov 30 1919 from benefit fund to reserve fund IrS
Dec 3U 1919 from benefit fund to reserve fund tVltHInsurance Department of Georgia
bib
Ledger Assets
Book value of real estate 34834180
Bonds at book value 1203677883
Cash in office 5897384
Deposits at interest 53816516
Total ledger assets 1298225963
NonLedger Assets
Interest due and accrued 12821129
Rents due and accrued 36000
Assessments actually collected not turned over to sup lodge 19100008
Other items
Per capita tax on benefit and social members in handsof R Ks 2148225
Furniture and office equipment 1335423
Supplies printed matter and stationery 2426371
Total assets 1336093111
Deduct Assets Not Admitted
Furniture and office equipment 1335423
Supplies printed matter and stationery 2426371
Total not admitted assets 3761794
Total admitted assets 1332331317
Liabilities
Net amount of unpaid losses and claims 21110276
Salaries and miscellaneous accounts due or accrued 52146
Total liabilities 24709872
THE SUPREME LODGE OF THE MASONS ANNUITY
Edgewood Avenue and Ivy Street Atlanta Ga
D A Greene President R E Edwards Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Atlanta Ga
Ialance from previous year
Premium reserve 146383Zb
Class B reserve SS2kJaS
Annuity reserve 27057027
Benefit funds tlHi
Emergency funds 740
General funds 520366
Total 21 11
Income
Assessments or premiums during first months of
which all or an extra percentage is used for expenses
General funds 4807730
All other assessments and premiums
Benefit funds 17575715
General funds 1952857
Total 19528572
Other payments by members
Genera funds 348478
Total received from members
Benefit funds 17575715
General funds 660906a
Total 24184780
Deduct payments returned
General funds 01576
Annual Report
Met amount received from members
Benefit funds 17575715
General funds 6604004
Total 24179711
Interest and rents received
Premium reserve 754874
Class B reserve 3470006
Annuity reserve 1402638
Total 5627518
All other income
Class B reserve matured bonds sale of furniture
and fixtures borrowed money and refund on tax 1355500
General fund suspense 41420
Total 1396920
Grand total income
Premium reserve 754874
Class B reserve 4825506
Benefit fund 17575715
Annuity reserve 1402538
General fund 6645424
Total income all funds i 31204157
Amounts carried forward
Premium reserve 15393200
Class B reserve 61763602
Annuity reserve 28459665
Benefit fund 17621990
General fund 7165790
Emergency fund 74021
Total amount carried forward 130481268
Disbursements
Xet amount paid for losses if 146 841 54
Annuity reserve 7520l47
Total 2204341
Legal collecting interest of claims
Class B reserve j 33 66
Class B reserve furniture and fixturesIZZZIIII 17250
Total 20616
Commissions and allowances to deputies and organizers
General fund 3837607
General funds traveling and other expenses paid
off cers and special organizers 228430
Total 4066037
Salaries of officers and employes
General fund 1368150
General funds supreme and subordinate medical ex 375300
Total 1743450
Taxes repairs and other expenses on real estate
Class B reserve 12 54118
Advertisipg printing postage telegrams etc
General funds 490412
Loss on sale or decrease by adjustment in assets
General funds to balance 213139
Class B reserve amortization for 1919 111396
Class B reserve matured bonds and ins dept 184775
Total 509311
Other disbursements
General fund suspense office and gen exp misc 243142
General fund expense supreme lodge meeting 1417 82
Total 38492Insurance Department of Georgia
577
Total disbursements
Class B reserve 16255099
Annuity reserve 7520147
General fund 5897962
Grand total disbursements 30673208
Balance before transfers r
Premum reserve 15393200
Class B reserve 45511503
Annuity reserve 20939590
Benefit funds 176219S0
General funds 267828
Other funds viz
Emergency funds 74021
Balance 99808063
Summary of Transfers
Dec 31 1919 from benefit fund to annuity reserve fund 17598545
Dec 31 1919 from general fund to emergency fund 140427
Ledger Assets
Book value of real estate S 9000000
Bonds at book value 88354447
Deposits at interest 1713923
Agents balances net 739690
Total ledger assets 99808060
NonLedger Assets
Interest due and accrued 777 lnnroiM
Market value of real estate over appraisal value iuumuu
Other items 14Q49 61
Market value of bonds over book value 4 4727
Furniture and fixtures
Total assets 10314544
Deduct Assets Not Admitted
Agents balances r I5q5IS
Furniture and fixtures
Total not admitted assets 118341
Total admitted assets 10196203
Liabilities
Present value of deferred death claims payable in installments
Present valueof deferred death claims payable in installments
Class B 12000M
Borrowed money 1 1 q2 Oil
Premium reserves
Total labilities 100612177
VALUATION EXHIBIT
AssetsActual and Contingent
Admitted assets less 127401 funds not available for claims 101834630
Liens loans and interest thereon on certificate valued according ir7
to the prospective method Lsivviit
115634364
Total
Amount of general or expense fund lii
Amount of NonAdmitted Assets lisvsin578
Annual Report
LiabilitiesActual and Contingent
Present midyear value of promised benefits 311495 12
Accrued liabilities class A 379427 27
Value of unpaid installments class B 11111 4607625O
Total 115168489
Business in Force
r Annuities
In force December 31st 1918 1803 400 00
Issued revived or increased during year 3591450 00
Sum 216285oM
Deduct ceased to be m force during year 169 550 00
In force December 31st 1919 l99330ooo
Business in Georgia
Annuities
In force December 31st 1918 800 700 00
Issued revived or increased 178 00000
Sum r 97870o00
Deduct ceased to be m force during the year 21 900 00
In force December 31 1919 956800 00
Net losses paid during year 69776 80
Net losses incurred during year IZIIIZI 69776so
Investments in Georgia
Real estate 9000000
Bonds 88354447
Total investments in Georgia 97354447
MASONIC MUTUAL LIFE ASSOCIATION OF THE D C
1621 H Street N W Washington D C
William Montgomery President j p Hjorth Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Atlanta Georgia
Balance from previous year
Reserve funds
Expense funds 7ZZZ M5jS
Totals 142729100
Income
Assessments or premiums during first 12 months of
wnch all or an extra percentage is used for expenses
Expense fundsr
All other assessments and premiums 3i04os
Mortuary and reserve funds kaq qno no
Expense funds 11J1711 tofolTs
Other payments by members 60980527
Expense funds
Total received from members
Mortuary and reserve funds two cS
Expense funds Zllllllllll lllill
Totals
Net amount received frommembersT 94776085
Mortuary and reserve funds r7q ono r9
Expense funds 1111111Z111 lit ill 27
Totals
Interest and rents received 94776085
Mortuary and reserve funds So fis7
Profit on sale or increase by adjustment of assets iiu
Mortuary and reserve funds j 430 Insurance Department of Georgia
579
All other income
Mortuary and reserve funds 162212
Suspense funds 413883
i
Total 575095
Grand total income
Mortuary and reserve funds 63501320
Expense funds 39845727
Other funds viz
Suspense funds 412883
Total 103762930
Amounts carried forward
Mrtuary and reserve funds 202809908
Expense funds 43269239
Other funds viz
Suspense funds 412883
Total amount carried forward 246492030
Disbursements
Net amount paid for losses
Mortuary and reserve funds 5 21601809
Legal and administrative expenses in adjustment of claims
Expense funds 17651
Commissions and allowances to deputies and organizers
Expense funds 2246843
Salaries of officers and employes
Expense funds 7607249
Rents and interest
Expense funds 603000
Advertising printing postage telegrams etc
Expense funds 2267628
paid members for dividends
Mortuary and reserve funds 860175
Other disbursements
Expense funds T 6671504
Total disbursements
Mortuary and reserve funds 22461984
Expense funds 39635465
Grand total disbursements 62097449
Balance before transfers
Mortuary and reserve funds 180347924
Expqnse funds 3633774
Other funds viz
Suspense accounts 412883
Balance 184394581
Summary of Transfers
Dec 24 1919 from expense fund to mortuary and reserve funds
3400000
Ledger Assets
Book value of real estate 5 10806967
Mortgage loans first lien 72471333 72471333
Bonds at book value 61539443
Cash in office 254416
Deposits at interest 656413
Deposits not at interest 5513870
Agents balances net 2462360
Other items
Bills receivable 49211
Policy liens 29540624
Premium notes 489895
War savings stamps 100000
Collateral loans 500000
Soldiers and sailors relief act 9999
Total ledger assets 184394581
NopLedger Assets
Interest due and accrued 2078215
Market value of assets oyer book value 5363033580
Annual Report
Other items
Net due and deferred premiums
Office furniture and fixtures
28754494
1508750
Total assets J 22099073
Deduct Assets Not Admitted
Bills receivable
Other items
Book values over market values
Office furniture and fixtures
43211
265143
1508750
Total not admitted assets
Total admitted assets
1823404
220275669
Liabilities
Net amount of unpaid losses and claims 3170037
Salaries and miscellaneous accounts due or accrued 194681
Other items
Interest paid in advance 131979
Advance assessments 282054
War risk premium funds 215615
Reserve Amer Exp 3V4 2006S0500
Suspense account 412883
Total liabilities 215097749
VALUATION EXHIBIT
AssetsActual and Contingent
Admitted assets less 646657 funds not available for claims 219629012
Total 219629012
Amount of general or expense fund
Amount of NonAdmitted Assets
LiabilitiesActual and Contingent
Present midyear value of promised benefits
War risk funds
Accrued liabilities
Value of unpaid installments
Other liabilities
233774
1823404
210690500
215615
1857755
1312282
414033
Total 214490185

Accrued claims on general or expense fund 194681
Assets item 8 to liabilities item 20 102
Business in Force
In force December 31st 1918
Issued revived or increased during year
Sum
Deduct ceased to be in force during year
In force December 31st 1919
Total
2404461200
1689625000
4094086200
328293800
3765792400
4094086200
Business in Georgia
In force December 31st 1918
Issued revived or increased
Transfer
Sum
Deduct ceased to be in force during the year
In force December 31 1919
Total
36900000
3650000
13250000
53800000
9350000
44450000
53800000Insurance Department of Georgia
581
MODERN BROTHERHOOD OF AMERICA
Mason City Iowa
Albert Hass President L Balz Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Atlanta Geogria
Balance from previous year dm
Mortuary funds a80b11hi
Expense funds tlmAt
Trust funds
Suspense account 1717Um
Totals 387836788
Less suspense account being money received in 1918 deposited
in bank but not distributed to different funds3 1717039
386119749
Income
Membership fees actually received
Expense funds 411Ut
All other assessments and premiums inooocoi
Morturary funds iin iri qq
Expense funds 110161Si
Other funds viz
Trust funds 2M
Expense funds
TotaI II 125198202
Other payments by members 127339308
Total received from members
Morturary funds 1JIVoJ
Expense fulids 110lbl8o
Trust funds 2Ho
Expense funds f50J
Membership fees expense funds i 4ll0b
TotaI 127339308
Deduct payments returned
Mortuary funds ico jn
Trust funds i
Expense funds ianiv
Total 386675
Net amount received from members Aoiia
Morturary funds im I
Expense funds laBooan
Cther funds viz
Trust funds MlllW
Totals 126952633
Interest and rents received
Mortuary funds Iin
MJti 23596186
Profit onsale or increase by adjustment of assets
Morturary funds boooou
All other income
Expense funds 4JU0
Grand total income
Mortuary funds fji
Expense funds n 2990
Trust funds 2012J0
Total income all fund 151695401
Amounts carried forward
Mortuary funds 55J 91
Expense funds l ijrvn
Trust funds
Total amount carried forward 537815150582 Annual Report
Disbursements
Net amount paid tor losses
Mortuary funds
Legal and administrative expenses in adjustmentofolaims
Expense funds
Commissions and allowances to deputies and organizers saa
Expense funds 6 B fi1
Salaries of officers and employes
Expense funds
Rents lightand interest 5804660
Expense funds
Advertising printing postage telegrams etc
Expense funds
Other disbursements oii
Pt7 US 1979893
Expense funds 47 399 07
Total disbursemenTs 6719800
Mortuary funds qrt n n
Expense funds LZZZZZZZZZZZZ llljll
Grand total disbursements j H4qwiQ
Balance before transfers 114955339
Mortuary funds j 4 ino c41 t2
Expense funds i qnqxo
Other funds viz 1WWS8
Trust funds 3314670
Balance 422859811
Summary of Transfers
Sept 1919 from accident fund to general fund os
Dec 1919 from accident fund to general fund 1 000 ft
Ledger Assets
Book value of real estate A
Mortgage loans first liens 2343250 J2v
Bonds at book value 234325000
Deposits at interest 149096666
9181122
Total ledger assets 42285911
NonLedger Assets
Interest due and accrued
Rents and for heat due 9100885
Other items 644579
Assessments actually collected by subordinate lodges i07 qnn nr
Deputy band fund bank balance IUI
Suspense account deposited but not yet districted toTegjTar
accounts sin
1756755
Total assets
445765834
Deduct Assets Not Admitted
Book value of bonds over market valueJ 980000
Total not admitted assets g0Q
Total admitted assets l
Liabilities
Net amount of unpaid losses anJ claims ifisqfti
Snr items misceIlaneous accounts due or accned5 ImIaI
Advance assessments 199go 6
Total abilities 2169313Insurance Department of Georgia
583
MODERN ORDER OF PRAETORIANS
Praetorian Building Dallas Texas
C B Gardner President J N Allen Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Balance from previous year
Mortuary funds 6221948
Reserve funds 183965808
Expense funds 3194309
Income
Membership fees actually received
Expense funds 6462
Assessments on premiums during first 12 months of which all or
an extra percentage is used for expenses
Expense funds 12204249
Mortuary funds 2704833
Total 14909082
All other assessments and premiums
Mortuary funds 45765349
Expense funds 6496396
Total 52261745
Other payments by members
Morutary funds 1420495
Expense funds 5357209
Totals 6777704
Total received from members
Mortuary funds 49890677
Expense funds 24064316
Total 73954993
Deduct payments returned
Mortuary fund 155421
Expense fund 40610
Total 196031
Net amount received from members
Mortuary funds 49735251
Expense funds 24023706
Total 73758962
Interest and rents received
Guaranty fund 16806115
All other income
Mortuary funds 3000000
Guaranty funds 2400000
Expense funds 130713
Total 5530713
Grand total income
Mortuary funds 52735256
Reserve funds 12006115
Expense funds 24154419
Total income all funds 96095790
Amounts carried forward
Mortuary funds 58957204
Reserve funds 203171923
Expense funds 27348728
Total amount carried forward 289477855
Disbursements
Net amount paid for losses
Mortuary funds 34764466
Legal and administrative expenses in adjustment of claims
Expense funds 79251
Commissions and allowances to deputies and organizers
Expense funds 13350756584
Annual Report
Salaries of officers and employes
Expense funds 5008000
Rents and interest
Expense funds g 4 503 50
Advertising printing postage telegrams etc
Expense funds 14 4r
Other disbursements jmi
Reserve funds 9476186
Mortuary funds 80 X87 73
Expense funds 4o90944
jV1 21585903
Totl disbursements
Mortuary funds 42783238
Reserve funds 94 761 86
Expense funds 244122852
Grand total disbursements 766 822 76
Balance before transfers
Mortuary funds 16173966
Reserve funds 193695737
Expense funds 2925876
Balance 212795579
Summary of Transfers
January from mortuary fund to reserve fund 7 on
October from mortuary fund to reserve fund 65000
November from mortuary fund to reserve fundZI 40ooO
Ledger Assets
Book value of real estate
Mortgage loans first liens 82944232
Bonds at book value 88969000
Cash in office I IZII1 30993400
Deposits not at interest 2500
Agents balances net 6576009
Other items 2810038
Premium loans
500400
Total ledger assets as per balance No 25 2 127 955 79
NonLedger Assets
Interest due and accrued
Market value of assets over book value 1
Other items 00555768
Assessments collected by subordinate bodies not yet turned over
to supreme lodge 0er
c zji75
Total assets Z
275780447
Deduct Assets Not Admitted
Agents balances 28 100 38
Total not admitted assets 272970409
Liabilities
Net amount of unpaid losses and claims M 0
Salaries and miscellaneous accounts due or accrued 0
Other items wioss
Advance assessments s s 997 en
Rents paid in advance 72 o
Over remittance from subordinate bodies11 I047il3
9340703
Total liabilities 117i828M
Business in Force
In force December 31st 1918 aQ An
ssumedrvived or increased durin year lljggjooioo
Deduct ceased to bein forcedurinyear 42noinn
In force December 31st 1919 I 4003839100Insurance Department of Georgia
585
Business in Georgia
In force December 31st 1918 26718100
Issued revided or increased 87450000
Sum 114168100
Deduct ceased to be in force during the year 37425000
In force December 31st 1919 76743100
Net losses paid during year JJJ
Net losses incurred during year1 300000
MODERN WOODMEN OF AMERICA
Corner 15th Street and 3rd Avenue Rock Island Illinois
A R Talbot Head Consul A N Bort Head Clerk
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Balance from previous year
Mortuary funds s7lvllien
Expense funds IlthlAl
Otherfunds viz Patriotic fund mortuary 377199157
Total 1458267110
Income
All other assessments and premiums
Mortuary funds i o7oc in
Expense funds 193438519
Other funds viz Patriotic fund mortuary 228723775
Total 2152155179
Deduct payments returned
Expense funds iiii
Interest and rents received
Mortuary and expense funds interest 4366837
Rent expense fund 1318700
Totali 44881537
Profit on sale or increase by adjustment of assets
M Mortuary fund and Pat fund mortuary H5H2
Mortuary fund refunds on death claims 314bOO
Mortuary fund refunds on 70th year benefits 102185
Total 572095
AJI other income 78
Lodge supplies expense fund ninio
Advertising official paper expense fund 1069434o
Head clerks fund expense fund139
Total 16483577
Grand total income 17 roc on K
Mortuary funds 17i981
Expense funds oyjSrJiQT
Other funds viz mortuary funds patriotic 237358197
Total income all funds 2213820020
Amounts caried forward a
Mortuary funds 4070 617 94
Expense funds eVlSSv7
Other funds viz patriotic indo
Total amount carried forward 3672087130
Disbursements
NM rtaryfunds fr l0SS6S 2152613765
Legaf andY administrative expenses in adjustment of claims
ComssTonsndaTlowanceVTodeputies and organizers
Expense funds 586
Annual Report
Salaries of officers and employes
Expense funds
Expense funds traveling expenses
29237680
1791244
Total
Rents and interest
Mortuary funds and pat mortuary funds x
Expense funds
4009933
1660000
Total
Advertising printing postage telegrams etc
Loss on sale or decrease by adjustment of assets
Mortuary funds patriotic
Other disbursements
Expense head consuls office
Expense lectures
Expense inspectors
Expense foresters I
Prizes and free supplies 1 I
Expense head officerj
Office supplies all head offices
Surety bonds
Light fuel and water meterII
Expense head bankers officeII
Interest contested claims I
Investigating claims
Salary editor
Expense advertising official paper Z
Fraternal congresses
Special audit 1
Head camp committees
Class adoptions I
Expense executive council
Expense local camps Z
Expense investments 1
Motion picture department
Addressograph expense
Insurance premium
Expense publication buildingZ
Paper stock and material I
Rate revision
2142975
4014809
2580902
245074
770124
326092
5619895
1714528
498622
590439
100574
621233
499980
900185
16638
538063
1482063
399127
78370
175219
269553
611900
203129
312597
712973
648258
5260779
Total
Expense funds sanatorium chattels maintenance
and operation
31334101
29799067
Total
Total disbursements
Mortuary funds 20241466 21
Expense funds 201580502
Mortuary funds patriotic 161742987
31028924
5669933
44419676
29265910
61133168
Grand total disbursements 23 874 701 10
Balance before transfers
Mortuary funds s 6263 213 61
Expense funds 205481292
Mortuary funds patriotic 4528143 67
Balance1 1284617020
Summary of Transfers
January from benefit fund to general fund
January from patriotic fund to general fundHill
July from benefit fund to general fund
July from patriotic fund to general fund
August from patriotic fund to benefit fund 4
Ledger Assets
Book value of real estate
131605
5710
211770
7500
52801157
38101409
88717500
Deposits at interest per schedule NIIZ 3J52783548
Mortgage loans first lien
Bonds at book value 7
Total ledger assets as per balance No 25s 1284617020Insurance Department of Georgia
587
Non Ledger Assets
Interest due and accrued 11098075
Other items
Assessments actually collected by subordinate
lodges not yet turned over to sup lodge 193000000
Lodge office utility supplies furniture library
sanatorium chattel and printing plant inv 41492171
Total assets r 1530207266
Deduct Assets Not Admitted
Other items
Market value of special deposits in excess of cor
responding liabilities 2564000
Lodge office utility supplies furniture library
sanatorium chattel and printing plant inv 41492171
Total not admited assets 44056171
Total admitted assets 1486151095
Liabilities
Net amount of unpaid losses and claims 200219840
Salaries and miscellaneous accounts due or accrued 13064300
Other items
264 death claims incurred in 1919 not reported until 1920 to and
including January 24 1920 46000000
Total liabilities 259284140
Premiums in Force
In force December 31st 1918164466200000
Issued revived or increased during year 10350600000
Sum 174816800000
Deduct ceased to be in force during year 12107950000
In force December 31st 1919 162708850000
Total 174816800000
Business in Georgia
In force December 31st 1918 989450000
Issued revived or increased 281400000
Sum 1270850000
Deduct ceased to be in force during the year 362550000
In force December 31st 1919 908300000
Total 1270850000
Net losses paid during the year 8050000
Net losses incurred during year 6750000
MOSAIC TEMPLARS OF AMERICA
904 Broadway Little Rock Arkansas
S J Elliott President C E Rush Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Balance from previous year
Mortuary funds iSJ
Juvenile mortuary funds on on
Expense funds 22ol
Juvenile expenses 78624
Total 32188670
Income
All other assessments and premiums
Mortuary funds 2702
Juvenile mortuary oqqooi
Expense funds m 97ozl588
Annual Report
Other funds viz expense juvenile
Dues and per capita tax and med ex fees
53449
2338945
Total
Deduct payments returned
Mortuary funds
Morutary fund juvenile 1
Expense fund juvenile
Net amount received from members
Mortuary funds
Mortuary funds juvenile I
Expense funds
Other funds viz juvenile expense
33011060
384825
14250
745
26764699
481071
5233377
118788
Total
Interest and rents received
Bonds
Mortgages
All other sources
Total
All other income
Suspense old checks
Correction
32597935
474949
275000
434988
178100
302
Total
Grand total income
Mortuary funds
Mortuary funds juvenile Z 1
Expense funds
Other furjds viz expense juvenife 1ZZZI
Total income all funds
Amounts carried forward
Mortuary funds
Mortuary funds juvenile
Expense funds
Expense funds juvenile III
28127736
481071
5233679
118788
56756770
1452882
7742880
197412
Disbursements
Net amount paid for losses
Mortuary funds
Legal and administrative expenses in adjustment of claims
Commissions and allowances to deputies and organizers
Expense funds i
Salaries of officers and employes
Expense funds j
Rents and interest
Mortuary funds 2604 50
Other funds viz traveling exp of officers 101858
Total
Advertising printing
Expense funds
postage telegrams etc
Other funds viz furniture and fixtures
545149
268265
173597
Total
Other disbursements
Examination ins dept and actuary
Donations
Insurance department fees
Total
Total disbursements
Mortuary funds
Mortuary funds juvenile
Expense funds
Expense funds juvenile
112478
2500
33000
23861135
180000
4547238
149235
1184937
178402
33961274
Total amount carried forward 66149944
Grand total disbursements
24041135
138838
72000
2988338
362308
987011
147978
28737608Insurance Department of Georgia
589
Balance before transfers 328 95g 3g
Mortuary funds 12728 82
Mortuary funds juvenile 31 95642
Expense ftends iai77
Other funds viz expense juvenile
37412336
Balance
Ledger Assets
5009000
Mortgage loans first liens 12500000
Bonds at book value 915895
Cash in office rr 18796441
Deposits at interest per schedule N
Other items 00000
Printing outfit
1 r 9c 37412336
Total ledger assets as per balance No tb
NonLedger Assets
137500
Interest due and accrued on bonds
37549836
Total assets
Deduct Assets Not Admitted
Other items 200000
Printing outfit
200000
Total not admitted assets
37349836
Total admitted assets
Liabilities
S 8576534
Net amount of unpaid lQsses and claims
Other items 178100
Suspense
8754634
Total liabilities
Business in Force
2123970000
In force December 31st 1918 986370000
Issued revived or increased during year 3110340000
Sum 84420000
Deduct ceased to be in force during year 3025920000
In force December 31st 1919
Business in Georgia
77310000
In force December 31st 1918 30870000
Issued revived or increased ILI 108180000
Deductceasedtobein force during the year 106920000
In force December 31st 1919 565000
Net losses paid during year 700000
Net losses incurred during year
NATIONAL UNION ASSURANCE SOCIETY
437 Michigan Street Toledo Ohio
E A Myers Secretary
D A Helpman President
Income
Net amount of assessments from members oTOLeS
Total investment income 330786
Miscellaneous income
317749051
Total income X 137994472
Sdger assets December 31 1918 3Z3ZZZJ 455743523
Total 690
Annual Report
Disbursements
Total benefits paid
Sel C 259312015
Other disbursements 53434759
10541699
Total disbursements
Balance 323288473
132455050
Total admitted assets
Assets
161539849
Total unpaid claims
Other liabilities
Liabilities
Total liabilities
44000000
1924046
45924046
Balance
Balances
S d 31 19lS in the nds
Reserve fund
Expense fund
Protection fund
Building fund
Total
8312658
84151512
1932782
38652155
4945365
137994472
Business in Georgia
Benefit certificates in force Dec i i01
Benefit certificates written durln thvi P6r aSt statet 233502200
800000
written during the year
Total
Deduct terminated dec7eTsero7iran7e7reddurinTth7eari 2UofiwZ
Total benefit certificates in force Dec 31
Benefit certificates terminated by death d
Benefit certificates terminated by lapse du
year
ie year
190302200
9300000
25300000
3300000
MortuarSySeSSmentS ReCeiVed from Wa MSSSTSSSHSTr 100M
Expense S 6466994
537140
Total
j 7004134
General Interrogatories
itheJ assocjation organized and conducted m i
ritualize form of work and representative foofovernmenf SySt6m With
How many subordinate lodges or branches are there
OnTeacn1 mon me6tinSS 0f the branches required to be held
Benntalieyn regUar meetings of th governing body held
ZylTlT the l3St r6gUar meetiS of the governing body held
What are the qualifications for membershin
White male American citizen BmDersmP
18 to 56re the Iimiting ages for admission
one me the mi nd x ranee that may be issued on any
50000 to 500000
applicantsrmCal examinati quired before issuing a benefit certificate to
Yes
Are assessments graded on any table of mortalityInsurance Department of Georgia
591
If so specify table and state whether assessments are levied on age at
entrcia0srsesttAnaendaDkFC 4 per cent other classes AM Ex 3 and 4 per ct
If on age at entry are they based on the level premium or step rate
JTinaX rate Other classes entry age level
Give the date of last valuation standards of mortality and mterest adopted
and solvency percentage on that date
Dec 31 1918 NFC 4 per cent Nu Exp 3 12 and 4 per cent
Give the minimum and maximum number of assessments that may be
C0UMienfmumanil0meaxTmum fixed by supreme body and executive committee
What portion of assessmentspaid by new member 1b used for peK
memDbeerSs rrouthoutgardo STSSZTt one assessment
YrdUBCyeaculahteI 0 premiums
dendduVoreS
l at age 70 on
certain classes and distribution of surplus
Eloes the association pay an old age disability benefrt
Yes
If so what age does the benefit commence
Does the association issue annuity contracts or installment policies
How many assessments were collected during the year
HowTstheemergency or reserve fund created and for what purpose and
UndWsuplusrCfrotaprSiuC andacuSio To pay death claims and old
disability with consent of trustees
Has the constitution or laws of the association been amended during the
year If so when
fn what state is the association authorized to transact business and how
many subordinate branches are there m each state
AMessmenta coflected from organizations of association
Usarayndclkms38pai3d from organization of association
HrsthfasTociiuonremsured amalgamated with or absorbed any company
order society or association during the year
tate if an examination of this associations affairs have been conducted
durinftheyeaVJf tTis statement by any insurance department
Does anhyi0kffcner1d1irectUoror1 trustee of the society receive a commission
in the business of the association
No
UMTED STATES GRAND LODGE OF THE ORDER OF BRTH ABRAHAM
UNTED STATES G New York
Samuel Dort Grand Master Geo W Deisersohn Grand Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Balance from previous year 824588
Mortuary funds 9552452
Reserve funds 192555
Disability funds 216382
11003963
Total 092 Annual Report
AMo0nhUarySfSuendTentS P
Disability funds 38721229
Expense funds 1825
Other funds viz ESaSSrSTrtitaoZ TeTdl
Total
Total received from members 41248321
Mortuary funds
Disability funds 38721229
Expense funds J 1825
Other funds viz 5X7553 Ifilll
Total
Net amount received from membVrs 41248321
Mortuary funds
Disability funds 38721229
Expense funds 1825
Other funds viz headFJnesTlIcnTcandVenifj tHeg
Total
Interest and rents received 41248321
Mortuary funds
Reserve funds 67202
287241
Total
All other income 351943
Expense funds
Mortuary funds 1061876
13488
Total
Grand total income 1075364
Morutary funds
Reserve funds 38799419
Disability funds 287241
Expense funds 18 25
Other funds viz headstonejSEStoTSTSZT fillt
Total income all funds
Amounts carried forward 42675628
Mortuary funds
Reserve funds 39624007
Disability funds 9839693
Expense funds 194380
Other funds viz headstone picnicand reliefIII 33111 f5
Total amount carried forward
j 53679591
Disbursements
Net amount paid for losses
Mortuary funds
Disability funds 39604751
Other funds viz headstonepTcnTcndreHef 3398
Total
xpeerunT 37963
pense0 nil Zal S1
Salaries of officers and employes 47400
Expense funds
Rents and interest 1200422
Expense funds
Advertising printing Postage7teegramsretc 17000
Expense funds
Other disbursements 326000
Expense funds
1371700Insurance Department of Georgia
51
Total disbursements
Mortuary funds 39604751
Reserve funds 326000
Disability funds 35000
Expense funds 3269731
Other funds viz headstone picnic and relief 339888
Grand total disbursements 43575370
Balance before transfers
Mortuary funds 19256
Reserve funds 9513693
Disability funds 159380
Expense funds 369225
Other funds viz headstones picnic and relief 42667
Balance 10104221
Summary of Transfers
December from general fund to reserve fund 272670
December from picnic and relief fund to general fund 3976
February from reserve fund to mortuary fund 2556557
April from reserve fund to mortuary fund 12120
May fom reserve fund to mortuary fund 108500
October from reserve fund to mortuary fund 12750
November from reserve fund to mortuary fund 108500
Ledger Assets
Stocks at book value 6347080
Cash in office 2671
Deposits at interest 3458539
Deposits not at interest 295931
Total ledger assets as per balance No 25 10104221
NonLedger Assets
Interest due and accrued 41478
Other items
Assessments collected by subordinate lodges not yet turned over
to supreme lodge 6167000
Total assetst 16312699
Deduct Assets Not Admitted
Other items
Book value over market value of bonds 161680
Total not admitted assets 161680
Total admited assets 16151019
Liabilities
Net amount unpaid losses and claims 9465000
Salaries and miscellaneous accounts due or accrued 57791
Other items
Borrowed money and interest accrued 1303075
Bond prem subordinate lodge secretaries and treas 2400
1305475
Total liabilities 10828266
AssetsActual and Contingent
Present midyear value of future net contributions 543696563
Admitted assets less 100531 funds not available for claims
Amount of general or expense fund 100031
LiabilitiesActual and Contingent
Present midyear value of promised benefits 58JInnn
Accrued liabilities
Total v 591249842
Accrued claims on general or expense fund 60191594
Annual Report
Business in Force
In force December 31st 1918
Issued revived or increased during year
Sum
Deduct ceased to be in force during year
In force December 31st 1919
Business in Georgia
In force December 31st 1918
Issued revived or increased
Sum v
Deduct ceased to be in force during year
In force December 31st 1919
Net losses paid during year
Net losses incurred during year
3229700
289600
3519300
991500
2527800
31800
2100
339100
4200
29700
302500
300000
RAILWAY MAIL ASSOCIATION
10 Congress Street Portsmouth New Hampshire
B J Ryan President R E Ross Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Balance from previous year
Mortuary reserve and disability funds 13982457
Expense funds 689717
Total 14672174
Income
Membership fees actually received
Expense funds 93404
Assessments on premiums during first 12 months of which all or
an extra percentage is used for expenses
Expense funds 1978075
All other assessments and premiums
Mortuary reserve and disability funds 14234275
Total received from members
Mortuary reserve and disability funds 14234275
Expense funds 2071475
Total 16305750
Deduct payments returned
Benefit funds 1025
Expense funds 250
Total i 1275
Net amount received from members
Mortuary reserve and disability funds 14233250
Expense funds 2071225
Total 16304475
Interest and rents
Benefit funds 575053
All other income
Expense funds 233
Grand total income
Mortuary reserve and disability funds 14808303
Expense funds 2071458
Total income all funds 16879761
Amounts carried forward
Mortuary reserve and disability funds 28790760
Expense funds 2761175
Total amount carried forward 31551936Insurance Department of Georgia 595
Disbursements
Net amount paid for losses
Mortuary funds 6784433
Disability funds 7160114
Total 13944547
Legal and administrative expenses in adjustment of claims
Expense fund 309335
Commissions and allowances to deputies and organizers
Expense funds 490052
Salaries of officers and employes
Expense funds 524665
Rents and interest
Expense funds rent 57760
Advertising printing postage telegrams etc
Expense funds 310168
Doss on sale or decrease by adjustment in assets
Benefit funds 92410
Other disbursements J
Expense funds 558668
Total disbursements
Mortuary reserve and disability funds 14036957
Expense funds 2250648
Grand total disbursements 16287605
Balance before transfers
Mortuary reserve and disability funds 14753803
Expense funds 510527
Balance 15264330
Ledger Assets
Bonds at book value 13722691
Deposits at interest per schedule N 550000
Deposits not at interest 991639
Total ledger assets as per balance No 25 15264330
NonLedger Assets
Interest due and accrued 112491
Total assets 15376821
Deduct Assets Not Admitted
Other items
Book value of bonds over market value 317691
Total not admitted assets 317691
Total admitted assets 15059130
Liabilities
Net amount of unpaid losses and claims 1814800
Salaries and miscellaneous accounts due or accrued 7500
Total liabilities 1822300
Business in Force
In force December 31st 1918 5241200000
Issued revived or increased during year 791200000
Sum 6032400000
Deduct ceased to be in force during year 381600000
In force December 31st 1919 5650800000
Business in Georgia
In force December 31st 1918 134800000
Issued revived or increased 32000000
SumL 166800000
Deduct ceased to be in force during year 14800000
In force December 3 1919 152000000
Net losses paid during year 1
Net losses incurred during year 185100696
Annual Report
SUPREME COUNCIL OF THE ROYAL ARCANUM
407 Shawmut Avenue Boston Massachusetts
L R Geisenberger Supreme Regent Saml N Hoag Supreme Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Balance from previous year
Mortuary funds 166065748
Reserve funds 519195793
lixpense funds 21701263
Totalr1 706962804
Income
Membership fees actually received
Expense funds 16M7650
All other assessments and premiums
Mortuary funds 6523294 57
Expense funds 16447650
lotal 6 687 771 07
Other payments made by members
Mortuary int hajf cash payments 191 57
Mortuary accumulated int on liens 36 388 01
Expense R A bulletin 96c chg of ben 1615 161596
3819554
lotal c 79c 9fifi fi1
Total received from members
Mortuary funds 655987415
Expense funds 16609246
Total 1 672596661
Deduct payments returned
Expense funds 4 q0
Total 672596261
Net amount received from members
Mortuary funds 655987415
Expense funds 16608846
Total 672596261
Interest and rents received
Mortuary fund 17604 08
Reserve fund 23948712
Expense fund 632036
t Tal TrJ 26341156
Profit on sale or increase by adjustment of assets
Reserve profit on maturity of bonds 4 212 36
Reserve inc by adj of book value of bonds 11857
Total a jjQ q
All other income expense fund
Sale of lodge supplies 1220 85
R A bulletin to Gd and Sub Cls 465 00
rnesf v 6oo9
Sale of old paper 5595
R A bulletin advertisements 28295
262565
Gra0ndaItotaTncome 699633075
Mortuary funds 6577 478 23
Reserve funds 24381805
Expense funds 175 03447
Total income all funds 5 ggg 333 nr
Accounts carried forward
Mortuary funds 9 823813571
Reserve funds 543577598
Expense funds 39204710
Total amount carried forward 14065 95879Insurance Department of Georgia
597
Disbursements
Net amount paid for losses
Mortuary funds 546465332
Legal and administrative expenses in adjustment of claims
Expensse 349666
Commissions and allowances to deputies and organizers
Expense funds 4219290
Salaries of officers and employes
Expense funds 9596721
Rents and interest
Expense funds 441000
Advertising printing postage telegrams etc
Expense funds 2074849
Loss on sale or decrease by adjustment in assets
Reserve fund 4830394
Other disbursements
Mortuarv fund deductions acct HC lapse and op 8026796
Expense fund 6589948
Total 14616744
Total disbursements
Mortuary funds 5iH
Reserve funds Ii
Expense funds 24271474
Grand total disbursements 1 582593996
Balance before transfers
Mortuary funds Hsnl
Reserve funds 6 9
Expense funds uy6an
Balance 824001883
Summary of Transfers
July from W O B fund to Emergency fund 7n222222
July from W O B fund to Emergency fund Innnnnnn
August from W O B fund to Emergency fund innnnn
September from W O B fund to Emergency fund i2 n2
October from W O B fund to Emergency fund innnKnKX
October from W O B fund to Emergency fund 10000000
November from W O B fund to Emergency fund Innnnn
November from W O B fund to Emergency fund oSSnnXnn
December from W O B fund to Emergency fund 20000000
Ledger Assets
Book value of real estate 7186655
Loans secured by benefit certificates in force Dec 31 1919
Principal 5SnRM
Interest 979m82
Loans secured by benefit certs matured by death unp Dec 31 1919
Principal l
Interest 1793293
ft 1 f1 fi1 1 t
to war risk insurance bureau in accordance with soldiers and
sailors civil relief act 997 66125
Deposits at interest per schedule N 9SW1
0tDlPosnmwith provincial treasurer of Quebec 500000
Total ledger assets as per balance No 25 824001883
NonLedger Assets
Supreme TunclF dueiactuanVVonictidTyiubo7dTnte lodges
not yet turned over 598
Annual Report
Other items
Dues from councils and grand councils l 051 25
Printing plant J HloO
Printing material 2 820 74
Supplies for sale IZL 1MSAS
Office furniture 684855
Total assets g 896071653
Deduct Assets Not Admitted
BiHs receivable g 105125
Other items
Printing plant g 1696500
Printing material 2 820 74
Supplies for sale 1348 48
Office furniture 6848 55
Amt of liens under half cash plan 97971482
Tt 1 ri u j 141260403
Total not admitted assetsg j 413 655 28
Total admitted assetsg 7 547 06125
Liabilities
Net amount of unpaid losses and claims 568 074 20
Salaries and miscellaneous accounts due or accrued 575 46
Other items
Due councils 272 30
Total liabilities g 56892196
ROYAL NEIGHBORS OF AMERICA
Safety Building 18th st3rd ave Rock Island Illinois
Eva Child President Hada M Carlson Secretary
Attorney for servipe in GeorgiaWilliam A Wright Insurance Commissioner
Balance from previous year
Mortuary funds 255438564
Juvenile funds 1240 63
Safety funds 5245413
Relief funds 2816114
Expense funds 71348480
Special war funds 8305211
Totals 340742345
Income
Membership fees actually received
Expense funds g 3743425
All other assessments and premiums
Mortuary funds 323162119
Juvenile funds 426462
Special war funds 25
Total g 323558806
Other payments by members
Certificate card and license fees in exp fund 766775
Dues and per capita expense 38771959
Totals 39538734
Total received from members
Mortuary funds 323162119
Juvenile funds 426462
Expense funds 43282159
Total g 366870765
Deduct payments returned
Expense funds 162727
MSSfti
Insurance Department of Georgia
599
Net amount received from members
Mortuary funds 323162119
Juvenile funds 426462
Special war fund
Expense funds 43119432
Totals i 366708038
Interest and rents received
Expense funds interest 10604350
Expense funds rent 164900
Total 10769250
Profit on sale or increase by adjustment of assets
Maturity funds iIH
Expense funds 10594
Total i8b
All other income
Surety bond premium safety first 1 b7l497
Surety losses recovered safety first 11649
Income official paper expense ii 2
Sale of lodge supplies expense 3212493
Total 5117118
Grand total income
Mortuary funds5 33079079
Juvenile funds SSa
Safety funds 8
Relief funds 07
Expense funJs lllcX
Other funds viz special war fund 1J00J
Total income all funds 1 382622923
Amounts carried forward
Mortuary funds
Juvenile funds
Safety funds i
Relief funds
Expense funds i
Other funds viz special war fund 153003
Total amount carried forward 723365268
Disbursements
Net amount paid for losses
Mortuary funds 368838762
Juvenile fund
Special war funds 1100000
Total 369960262
Legal and administrative expenses in adjustment of claims 17 066 06
Expense funds
Commissions and allowances to deputies and organizers
Expense funds 175HW91
Salaries of officers and employees
Expense funds 10ff8119
Rents and interest 10 020 56
Expense funds
Advertising printing postage telegrams etc 174 292 65
Expense funds 7
Loss on sale or decrease by adjustment in assets
Safety funds 2035475
Mortuary funds 7 832 12
Expense funds
2823070
Total 1
Other disbursements S3 684 13
Special Supreme Lodge meeting expenseTleSM
Surety losses and investment claims Safety funds HSba
Appeals for help Relief funds iaaow
5681322
Total 600
Annual Report
Total disbursements
Mortuary funds c o 7n
Juvenile funds 0Sl2Al
Safety funds
Relief funds I
Expense fundsZZZZ
Other funds viz Special War funds Z
21500
120692
196600
54501035
1100000
Grand total disbursements
Balance before transfers
wrirV fTdS 215293406
Juvenile funds c oqft Ci
Safety funds Z W7977I
Relief funisTZIZ 89721
Expense funds 673 05026
Other funds viz Special War fundsIZZ 73i572l4
426814064
Balance 296551204
Summary of Transfers
December 31 1919 from the Benefit fund to Expense fund s
from the Juvenile Benefit fund to the Expense
December 31 191
fund
197930
100000
Book value of real estate
Bonds at book value
Cash in office
Ledger Assets
Total ledger assets
1350000
108612285
186588919
296551204
NonLedger Assets
Interest due and accrued 1
Market value of assets over book value ZZZZZ
Other items
Assessments actually collected by subordinate lodges not yet
turned over to Supreme Lodge
Total assets
1369286
1150000
47127322
346197812
Deduct Assets Not Admitted
Other items
Book value of bonds over market value
Total admitted assets
1421185
344776627
Liabilities
Net amount of unpaid losses and claims
Salaries and miscellaneous accounts due or accrued
Taxes due or accrued
Total liabilities
47773082
3500000
70000
VALUATION EXHIBIT
AssetsActual and Contingent
Present midyear value of future net contributions s
Admitted assets less 344776627 funds not General Expense
funds 74100514
Liens loans and interest thereon on certificate valued according
to the prospective method
51343082
9166449800
270676113
Total
Amount
Amount
of general or expense funds
of nonadmitted assets
9437125913
67602956
1421185
LiabilitiesActual and Contingent
Present midyear value of promised benefits 132 661 989 40
Accrued liabilities 47773082
Total 13313972022
Accrued claims on general or expense fund 35700 00
7088
Assets to liabiliteisInsurance Department of Georgia
601
Business in Force
In force December 31st 1918IHSor
Issued revived or increased during year 3Ji5
gum 41554925000
Deductceased to be in force during year2 nnSSS
In force December 31st 1919 39461200000
Business in Georgia
In force December 31st 1918 8i2
Issued revived or increased 87250 00
Deduct ceased to be in force during the year 7nnnnn
In force December 31st 1919 innnnnn
Net losses incurred during year iuuuvuu
SUPREME TRIBE OF BENHUR
Corner Main and Water Streets Crawfordsville Indiana
R H Gerard President John C Snyder Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Atlanta Georgia
Balance from previous year
Mortuary funds 16obsI
Expense funds 4049684
Totals 170971521
Income
Assessments on premiums during first 12 months of which all or
an extra percentage is used for expenses
Expense funds 15933385
Mortuary funds 3983346
Toti v 19916731
All other assessments and premiums
Mortuary funds 127746654
Expense funds 20830505
Total 148577959
Other payments by members
Per capita tax Expense funds
Medical fees Expense fund 600
Certificate fees and change of beneficiary Expense
funds 102150
Totals l8
Total received from members 17MM
Mortuary funds W
Expense funds jbaisiaa
Total JTZZIT 168648735
Deduct payments returned 70010
Mortuary funds
Net amount received from members
Mortuary funds qi51
Expense funds 36918735
Totals 168575423
Interest and rents received
Mortuary funds aoc78
t Expense fundsI 10017725
All other income 4 200 06
Expense funds lodge supplies 602 Annual Report
Grand total income
Mortuary funds 1 sn sit
Expense funds Z aTljiog
Total income all funds t 1 tqa ioi u
Amounts carried forward JlwiiaM
Mortuary funds nRr nc 79
Expense funds llfltll
Total amount carried forwardj 3 499 g4g 5
Disbursements
Net amount paid for losses
Mortuary funds
fxapense afunnistrative in adjustment of claims
Mortuary funds UZZZZZZZZZZTZZZZT frlogivS
Total 607972
Commissions and allowances to deputies and organizers
Expense funds 21677099
Salaries of officers and employees
Expense funds 76 325 59
Rents and interest 0s9
Expense funds q1
Loss on sale or decrease by adjustment in assets iMZn
Mortuary funds 19 1fi fin
Advertising printing postage telegrams etc iioou
Expense funds 0
Other disbursements
Mortuary funds Ifi 471 n
Expense fundsIIZZZIZZZ iiVeill
Total disbursements 6313869
Mortuary funds 1 063 100 Q4
Expense funds ZlZZSmM9t a6310994
Grand total disbursements i jjc tqk sn
Balance beforetransfers LMtMMbso
Mortuary funds 2021925 78
Expense funds 32 125 it
Balance 205405095
Ledger Assets
Book value of real estate
Mortgage loans first liens 1 23081943
Bonds at book value 9275000
Cash in office 151303600
Deposits at interest 25000
21719552
Total ledger assets
205405095
NonLedger Assets
Interest due and accrued
Market value of assets over book value 1863570
Other items 749576
Rents due
Assessments collected not yet tueToVe7rrr 34 III 2
Total assets
9 211515912
Deduct Assets Not Admitted
Total admitted assets
211515912
Liabilities
Net amount of unpaid losses and claims
Salaries and miscellaneous accounts due or accrued ilncn 2
Taxes due or accrued accrued 1215010
235872Insurance Department of Georgia
Other items
Advanced assessments T oobs
Total liabilities 13353058
VALUATION EXHIBIT
AssetsActual and Contingent
Present midyear value of future net contributions 1631626329
On whole life certificates death only 773331486
On death and disability certificates death and disability 4b8619b8
On term certificates imoo
On income and disability certificates 7777r J C
Admitted assets less 3212517 funds not available for claims 208303395
Liens loans and interest thereon on certificate valued according
to the prospective method 1497451
Total 186904286
Amount of general or expense fund 3212517
LiabilitiesActual and Contingent
Present midyear value of promised benefits 1984241138
On whole life certifcaites death only 955166686
On death and disabilty certificates death and disability 601211307
On term certifcates 411708540
On income and disability certificates 16154605
Accrued liabilities including advance assessments 11181883
Value of unpaid installments 720293
Total 1996143314
Accrued claims on general or expense fund 1450882
Assets to liabilities 92924
Business in Force
In force December 31st 1918 7596370900
Issued revived or increased during year 1740062100
Suii 9336433000
Deduct ceased to be in force during year 1399853600
In force December 31st 1919 7936579400
Business in Georgia
In force December 31st 1918 50699200
Issued revived or increased 55582500
gum 105881700
Deduct ceased to be in force during the year 37789100
In force December 31 1919 68092600
Net losses paid during year oocnSn
Net losses incurred during year 325000
Investments in Georgia
Bonds 1200000
TRAVELERS PROTECTIVE ASSOCIATION OF AMERICA
915 Olive Street St Louis Missouri
E N Mulkey President T S Logan Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Atlanta Georgia
Balance from previous year
Mortuary funds 5 iSoIlo J
Reserve funds
Expense funds447644
Totals
33397725604
Annual Report
Income
Membership fees actually received
Other funds viz Benefit funds 44 644 00
All other assssments and premiums
Disability funds 4Ssi5o
Expense funds ZZZZZZZ3 ilfmfo
Total
Other payments by membersT 64030218
Expense funds nc
Total received from members 650
Disability funds Q
Expense funds ZZZZ B
Total
Deduct payments returned 68o15268
Benefit funds R7ft n
Expense funds Jf
Total
Net amount received from members 961600
Disability funds coo 787 oc
Expense funds ZZZZZZZT IK
Interest and rentsTreceived 67553668
Benefit funds
Reserve funds qvIi ol
Expense funds I 191775
Total
All other income 1657646
Expense funds
Grand total income totvi
Reserve funds q 7J1
Disability funds winkit
Expense funds JZZZZZZZZ lMlK
Total income all funds 692 365 7
Amounts carried forward
Reserve funds iqn4rnfi
Disability funds 9 mq 99
Expense fundsZZZZZZZZZZI SmIIJ
Total amount carried forward 1026 342 42
Disbursements
Net amount paid for losses
Mortuary funds
Disability funds 2H lilt40
Total
pSense HulT1 exPiV1tmSSi7dilm7r 41095210
COEpinlenfurfdrsd arrncrtoSPutlerina7igniZCTiT 1690574
Salaries of officers and employees 2131465
Expense account
Rents and interest 2349843
Expense account
Advertising printing postage telegramsetc 1564681
Expense funds
Loss on sale or decrease by adjustmentln assets 255612
Expense funds
Other disbursements 83762
Expense account
Total disbursements 3580133
Disability funds 1n ot
Expense funds ZmZZZ lujllfo
Grand total disbursements
oJ751310Insurance Department of Georgia
605
Balance before transfers
Reserve funds 99K QOfiR
Disability funds 7 19914
Expense funds i6mi
49882932
Balance
Summary of Transfers
May 1919 from the Expense fund to Benefit fund 3000000
Ledger Assets
21912335
Bonds at book value J 276 97579
Deposits at interest
Other items 2 73018
Fruniture and office fixtures
49882932
Total ledger assets
NonLedger Assets
439467
Interest due and accrued
t 50322399
Total assets
Deduct Assets Not Admitted
Other items 273018
Furniture and office fixtures
50049381
Total admitted assets
Liabilities
Net amount of unpaid losses and claims
Other items 1200800
Advanced assessments 6g
Bills payable 1341668
8404868
Total liabilities
VALUATION EXHIBIT
The Traveldts Protective Association is a society which provides for
uuob u e Missouri Fraternal Insurance Law and Section jno sa 01 trie
Mobile B 11 Inrf on that account are not subject to certain of the general
Provisions of the law relative to valuation of benefits certificates etc
P The benefits in case of accidents are not dependent on age
Thl dues are the same for all members ective of age
The age limits for new members are between 18 and 55 years
Business in Force
t 101o 33121000000
In force December 31st 1918 12686000000
Issued revived or increased during year 45807000000
Sum rrrV 4540500000
Deduct ceased to be in force during year 412665iooo00
In force December 31st 1919
Business in Georgia
1010 1371500000
In force December 31st 1918 521500000
Issued revived or increased ZZZIUZZZ 1893000000
Deduct cYasedtoDe7nforce during the year J
In force December 31 1919 J472965
Net losses paid during Tear 18 43765
Net losses incurred during year
Investments in Georgia
309000
Bonds 606
Annual Report
THE ORDER OF UNITED COMMERCIAL TRAVELERS OF AMERICA
638 North Park Street Columbus Ohio
W E Ford Chm Supreme Ex Committee Walter D Murphy Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Atlanta Georgia
Balance from previous year
Mortuary funds
Reserve funds bt1589
Disabiltiy ftindB 47810094
Suspense and Building S2f
Expense fuflds 7i
Other funds viz Wiaowsand6rphansrZZZV Ii2i8292
Totals
79721423
Income
Membership fees actually received
Expense funds
All other assessments and premiums7 5051700
Mortuary funds
Reserve funds I 23154650
Disability fundsI 9261860
Expense funds 37047440
23154650
Total
Other payments by members 92618600
Widows and Orphans per capita tax
Total received from members 4071700
Total
Deduct payments returned 101742000
Widows and Orphans funds
Nt fmout recvived from members 59250
Mortuary funds
Reserve funds I I 23154650
Disability funds 9261860
Annuity funds 37047440
Expense funds 9064150
23154650
Totals
Interest and rents received 101682750
Death funds
Reserve funds 104412
Disability funds 2240656
Building funds 119460
Widows and OrphansfundsTI KS
Expense funds 354691
684666
Total
PReserveuUs rtsT 3513387
All other income 508937
Reserve funds
Expense funds 351953
Widows and Orphansr funds 2
Suspense funds 33163
572699
Total
Grand total income 2979477
Mortuary funds
Reserve funds 23259062
Disability funds I 12363406
Suspense funds 37166900
Expense funds 582201
W O funds Z 25860978
Total income all funds 9452004
Amounts darned forward 108684551
Mortuary funds
Reserve funds 29874891
nisabiuy fundS IJffiSJInsurance Department of Georgia
607
Suspense and Building funds oHiJHo
Expense funds Jf5
Other funds viz Widows and Orphans funds Z067029b
Total amount carried forward 188405974
Disbursements
Net amount paid for losses
Mortuary funds ignfi7
Annuity funds itnlinn
Widows and Orphans funds bjuajuu
Total 72179330
Legal and administrative expenses in adjustment of claims g
Expense funds
Salaries of officers and employees 49 g34 u
Expense funds
Rents and interest 5 nno nn
Expense funds
Advertising printing postage telegrams etc 27 034 35
Expense funds
Loss on sale or decrease by adjustment in assets 4g4 gg
Reserve funds
Other disbursements n
General expense funds iTst
Widows and Orphans funds mIor
SuspenseRefund to secretaries osoauo
A 908029S
Total
Total disbursements 31593963
Mortuary funds i 484 95
Reserve funds iioian ki
Disability funds 5 86396
Suspense fuYids iokri70
Expense funds7 it r7
Other funds viz Widows and Orphans pnio
Q13 922 75
Grand total disbursements ieiu
Balance before transfers 171007
Mortuary fundsoverdrawn 250 05
Reserve funds
Disability funds lostsg
Suspense funds gg
Expense funds 1 q1
Other funds viz jswll
97013699
Balance
Summary of Transfers
General expense fund to Death fund v3 925rr
Widows and Orphans fund to Widows and Orphans Reserve fund 74ollb
Ledger Assets
Book value of real estate caHnnnn
Bonds at book value nn
Cash in office
Deposits at interest i6ivnn
Other items
War certificatesd4ti7t
Total ledger assets 97013699
NonLedger Assets
Interest due and accrued inlofnn
Market value of real estate over book value lu8d4ou
Other items
Turned over to Supreme Lodge io4JZtuu
Assessments actually collected by subordinate lodges not due
from subordinate and grand councils 101S1 iji
Furniture and fixtures 1iccc7
Stationery and house supplies itaaai
Total assets 118251258608
Annual Report
Deduct Assets Not Admitted
Bills receivable k 821222
Other items
Market value of special deposits in excess of cor
responding liabilities 3199464
Book value bonds over market value 1238700
Total not admitted assets 7345104
Total admitted assets 1 10966l54
Inabilities
Net amount of unpaid losses and claims 24084882
Dividends tp policyholders declared but unpaid 32380
Salaries and miscellaneous accounts due or accrued 3847
Total liabilities 24121209
Business in Force
In force December 31st 1918 j37 ons nnn nn
Issued revived or increased during yearII 76810000 00
Deduct ceased to be in force during yearIZZ finnnnn
In force December 31st 1919 jg
Business in Georgia
In force December 31st 1918
Issued revived or increased 428000000
Sum 142000000
Deduct ceased to be to ToTcVdurlnthiyear 5I2n
In force December 31 1916 51500000
518500000
WOMENS CATHOLIC ORDER OF FORESTERS
140 North Dearborn Street Chicago Illinois
Mary L Downes President Anna E phelan Secretary
Attorney for service in Geoiait bright Insurance Commissioner
Balance from previous year
Mortuary funds n
Reserve funds 2 2SIn
Expense funds ZZZZZZZZl Zm
Totals
308321502
Income
All other assessments and premiums
Mortuary funds
Reserve funds 136171611
Expense funds 7rr
Other funds viz iiib
Conscience fund 00
K C and Church Extension fundZZTZZZZ 26548
Deduct payments returned 145373934
Mortuary funds 1 nn
Iset amount received from members iuut
Reserve funds so
Expense funds Qi
Other funds viz itd5
Conscience funds 2 00
K C and Church Extension fundsI 26548
All other Income 145273178
Interest on bonds a iq 347 37
Interest on bank depositsJ 6487 56
Discount on bonds purchased 10250
Total 1434374S
Insurance Department of Georgia
609
Grand total income
Mortuary funds 136071055
Reserve funds 14343993
Expense funds 10169365
Other funds viz
Church extension 14823
Knights of Columbus 11725
Total income all funds 160610961
Amounts carried forward
Mortuary funds 143234069
Reserve funds 309546833
Expense funds 16125013
Other funds viz
Knights of Columbus 11725
Church Extension 14823
Total amount carried forward 468932463
Disbursements
Net amount paid for losses
Mortuary funds 110575013
Degal and administrative expenses in adjustment of claims
Expense funds 316945
Commissions and allowances to deputies and organizers
Expense funds 1528630
Other funds viz
Compensation of committees 136139
Traveling and other expofficers and trustees 235186
Total 1899955
Salaries of officers and employees
Expense funds 2679572
Advertising printing postage telegrams etc
Expense funds 904756
Other funds viz
Miscellaneous funds 963472
Official publication funds 707800
Total 2576028
Loss on sale or decrease by adjustment in assets 158555
Other disbursements
Church Extension funds 14813
Krgtits of Columbus funds 11725
Total 26548
Total disbursements
Mortuary funds 110575013
Reserve funds 158555
Expense funds 7472500
Other funds viz
Church Extension funds 14813
Knights 4f Columbus 11725
Grand total disbursements 118232600
Balance before transfers
Mortuary funds t 32659056
Reserve fufcds 309388278
Expense funds 8652513
Other funds viz Church Extension funds 10
Balance 350699857
Summary of Transfers
Jan 1 to Dec 31 1919 from the General fund to Convention fund 3000000
Jan 1 to Dec 31 1919 from the Mortuary fund to General fund 153
Jan 1 to Dec 31 1919 from the Mortuary fund to Reserve fund 21800000
Jan 1 to Dec 31 1919 Church Extension fund to General fund 10
Jan 1 to Dec 31 1919 from the general fund to convention fund 3000000610
Annual Report
Ledger Assets
Bonds at book value CT
Deposits at interest T 24850490
Total ledger assets 8f508iMgiW
NonLedger Assets
Interest due and accrued
Other items 5862561
Estimated ampunt collected by subordinate courtsnot vet
turned over to high court 113476 35
Total assets TlwUMM
Deduct Assets Not Admitted
Other items
Special deposit Quebec Canada 5 000 00
Book value bonds over market value 4365807
Total not admitted assets is g58
Total admitted assets 3 630 442 49
Liabilities
Net amount of unpaid losses and claims 163 563 37
Total liabilitiesJ 16356337
Business in Force
In force December 31st 1918 71 rn7 pen nn
Issued revived or increased during yearII 423775000
Deduct ceased to be inforceduringyearryII IvTonon
In force December 31st 1919 1111 7382830000
SOVEREIGN CAMP OF THE WOODMEN OF THE WORLD
Fourteenth and Farman Streets Omaha Neb
William A Fraser President John T YateS Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Atlanta Georgia
Balance from previous year
Mortuary funds 816 1U 14
Reserve funds 2269340
Emergency funds IZZJ 3652884684
Expense funds 33261280
Totals 3770089718
Income
Membership fees actually received
Expense funds
All other assessments and premiums oo339
ReTerVTfunds8 Wtsl
Emergency fundsVV 1 suimS
Expense fundsJZHZZZZ 1852 32130
Other paTmentsbmembersr 1529861394
Sovereign vistor subscriptions s 919 qil nn
Fraternal membersIZZI 635 54
Total 23360054Insurance Department of Georgia
611
Total received from members
Mortuary funds HH
Reserve funds Kfi i
Emergency funds ySli Jiini
Expense funds 22418 tbU9
Total 1568877427
Deduct payments returned
Mortuary funds ioI
Expense funds Xiaoii
Total 2707860
Net amount received from members
Mortuary funds c ficil
Reserve funds ia
Emergency funds lll it
Expense funds zszzioso
Totals 1566169567
Interest and rents received
Mortuary funds 4339900
Emergency funds 168031375
Reserve funds 115000
Expense funds 202492
Total 172688767
Profit on sale or increase by adjustment of assets
Bonds 710459
All other income
Mortuary funds 14620866
Reserve funds 3558169
Expense funds 66844160
Total 85023195
Grand total income
Mortuary funds 1208401950
Reserve funds 6364704
Emergency funds 319849347
Annuity funds 289975987
Total income all funds 1824581988
Amounts carried forward
Mortuary funds 1290076364
Reserve funds 8634044
Emergency funds 3972734031
Expense funds 323237207
Total amount carried forward 5594681706
Disbursements
Net amount paid for losses
Mortuary funds 1670012821
Legal and administrative expenses in adjustment of claims
Expense funds 35646568
Commissions and allowances to deputies and organizers
Expense funds 1 12976247
Salaries of officers and employees
Expense funds 39330316
Rents and interest
Expense funds 4719000
Advertising printing postage telegrams etc
Expense funds 57223821
Loss on sale or decrease by adjustment in assets
Bonds 5427007
Other disbursement
Juvenile department death claims 964000
Security degree death claims 3877053
Expense funds 153668771
Total 158509824612
Annual Report
Total disbursements
Mortuary funds 1674853874
Emergency funds 5427007
Expense funds 3035 64723
Grand total disbursements J 1983845604
Balance before transfers
Mortuary funds 384777510
Reserve funds 8654044
Emergency funds 3967307024
Expense funds 19672511
Balance 3610836102
Summary of Transfers
Jan 18 1919 from emergency fund to beneficiary fund 26000000
Jan 31 1919 from general fund to emergency fund 776886
Feb 28 1919 from general fund to emergency fund 858109
March 3 1919 from emergency fund to beneficiary fund 100150000
March 31 1919 from general fund to emergency fund 666978
April 29 1919 from emergency fund to beneficiary fund 99000p0O
April 30 1919 from general fund to emergency fund 686851
May 31 1919 from general fund to emergency fund 807941
May 31 1919 from emergency fund to beneficiary fund 126178762
July 31 1919 from general fund to emergency fund 90728
August 30 1919 from general fund to emergency fund 463915
August 30 1919 from emergency fund to beneficiary fund 68821238
Sept 30 1919 from general fund to emergency fund 982228
Oct 27 1919 from beneficiary fund to emergency fund lOOoOOOO
Oct 31 1919 from general fund to emergency fund 708368
Nov 29 1919 from general fund to emergency fund 895189
Dec 31 1919 from general fund to emergency fund 702719
Ledger Assets
Book value of real estate 1354 302 24
Mortgage loans 12300000
Bonds and stocks at book value 33720 40852
Cash in office 4335793
Deposits at interest 86725835
Other items
Bills receivable 3398
Total ledger assets 3610836102
NonLedger Assets
Interest due anJ accrued 357 500 36
Other items
Assessments collected not yet remitted 1250 000 00
Inventory of supplies value of bonds on 4 basis over bk value 312261ls4
Liens on certificates accounts receivable 262630149
Due from camps secured by bonds 73J009 57
Total assets 4353778428
Deduct Assets Not Admitted
Bills receivable and liens on certificates 2626 301 49
Other items
Inventory of supplies value of bonds on 4 basis
over book value 312261184
Total not admitted assets
Total admitted assets j
Liabilities
Net amount of unpaid losses and claims
Reserves or unearned premiums on risks outstanding
Salaries and miscellaneous accounts due or accrued
574891333
3878887095
Total liabilities
300022217
8634044
14022595
322678856Insurance Department of Georgia
613
SUPREME FOREST WOODMEN CIRCLE
Fourteenth and Farnam Streets Omaha Neb
Mary E La Rocca President Dora A Talley Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Atlanta Georgia
Balance from previous year
Mortuary funds 18236459
Reserve funds 703312388
Expense funds 2124324
Totals 723673171
Income
Assessments or premiums during first 12 months of which all or
an extra percentage is used for expenses 1039721
All other assessments and premiums
Mortuary funds 202242691
Reserve funds 22472605
Expense funds 37989107
Total 262704403
Other payments by members
Dues and per capita tax expense funds 549825
Subscriptions to official organ expense funds 11328613
Certificate feesexpense funds 4705441
War service expense funds 49710
Totals 16633589
Total received from members
Mortuary funds 202242691
Reserve funds 2247265
Expense funds 55662417
Total 280377713
Deduct payments returned
Assessments returned mortuary funds 360391
Certificate fees supplies returned expense funds 380058
War service expense returned expense funds 310
Total 740759
Net amount received from members
Mortuary funds 201882300
Reserve funds 22472605
Expense funds 55282049
Totals 279636954
Interests received
Reserve funds 35511207
Profit on sale or increase by adjustment of assets
Reserve funds 67526
All other income
Borrowed money expense funds 11500000
Expense funds 2478205
Cancelled warrants mortuary funds 24797
Total 14003002
Grand total income
Mortuary funds 201907097
Reserve funds 58051338
Expense funds 69260254
Total income all funds 329218689
Amounts carried forward
Mortuary funds 220143556
Reserve funds 761363726
Expense funds 71384578
Total amount carried forward 1052891860
614
Annual Report
Disbursements
Net amount paid for losses
Mortuary funds
Legal and administrative expenses in adjustment of claims
Expense funds
Commissions and allowances to deputies and organizers
Expense funds
Salaries of officers and employes
Expense funds
Rents and interest
Expense funds
Advertising printing postage telegrams etc
Expense funds
Loss on sale or decrease by adjustment in assets
Reserve funds
Other disbursements
Expense funds
Total disbursements
Mortuary funds 1991 62678
Reserve funds 10338 25
Expense funds 714c07 10
Grand total disbursements
Balance before transfers
Mortuary funds 209SOS78
Reserve funds 760327901
199162678
541039
28713016
11936738
1697395
5839913
1035825
22732609
271659213
271659213
Balance 781232647
Summary of Transfers
Jan 31 1919 from emergency fund to beneficiary fund
May 31 1919 from emergency fund to beneficiary fund
Oct 31 1919 from beneficiary fund to emergency fund
Dec 31 1919 from beneficiary fund to emergency fund
Ledger Assets
11500000
10000000
10000000
11500000
5000000
745812072
795182
29542593
82800
Total ledger assets 781232647
NonLedger Assets
Interest due and accrued
Other items
Assessments collected by subordinate lodges not
yet turned over to supreme forest 21920000
Furniture supplies printed matter etc inventory 5260026
Mortgage loans first liens 50000
Bonds at book value
Cash in office
Deposits at interest
Other items
War savings stamps
13980353
27180026
Total assets 822393026
Deduct Assets Not Admitted
Book value of bonds over market value 11957972
Furniture supplies etc inventories 5260026
Total not admitted assets 17217998
Total admitted assets 805175028
Liabilities
Net amount of unpaid losses and claims
Salaries and miscellaneous accounts due or accrued
449773 80
4200000Insurance Department of Georgia
615
Other items
Borrowed money and interest accrued 11512500
Advanced assessments 3305795
Protested remittances 46008
14864303
Total labilities 64041683
Business in Force
In force December 31st 1918 21087660000
Issued revived or increased during year 4936130000
Sum 26023790000
Deduct ceased to be in force during year 4824720000
In force December 31st 1919 21199070000
Total 21199070000
Business in Georgia
In force December 31st 1918 406280000
Issued revived or increased 139350000
Sum 545630000
Deduct ceased to be in force during the year 120120000
In force December 31 1919 i 425510000
Total 425510000
Net losses paid during year 1837497
Net losses incurred during year 2713333
Investments in Georgia
Bonds 4500000
Total investments in Georgia 4500000
WORKMENS CIRCLE
175 East Broadway New York N T
Abraham Epstein President Joseph Baskin Secretary
Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner
Atlanta Georgia
Balance from previous year
Mortuary funds 11812530
Reserve funds 67737355
Disability funds 5854664
Expense funds i 1243846
Cther funds viz
Sanatarium funds 12923503
Voluntary contributions 1111819
Totals 100692737
Income
Membership fees actually received
Expense funds f 4486100
All other assessments and premiums
Mortuary funds 12973325
Reserve funds 6535432
Disability funds 24434040
Expense funds 9639464
Cther funds viz
Sanatorium funds 8569680
Voluntary contributions 2121210
Total I 64273151
Other payments by members
For voluntary purposes voluntary contributions 56557 66
Expense funds special assessment 1909005
Expense funds transfer fees 4S725
Total l 7608496vT
616
Annual Report
Total received from members
Mortuary funds I
Reserve funds S fS
Disability funds I ij Vlt
Expense funds 1 uljlliw
ether funds viz
Sanatorium funds or fir cn
Voluntary contributions 11111111111 7778976
Total
Deduct payments returned 76367747
Mortuary funds
Disability funds I AlHl
Expense funds ViaVa
Sanatorium femds TS
Voluntary contributions 29965
Total
Net amount received from members 928357
Mortuary funds
Reserve funds JfMJH
Disability funds UoloUi
Expense funds iYH
114 lJOjo
v ther funds viz
Sanatorium funds
voluntary contributions n wiUn
Totals
Interest and rents received 75439390
Mortuary funds
Reserve fundsin asjloil
Total
9fi 7ftf Aa
Profit on sale or increase by adjustment of assets
Reserve funds bonds Hifi
All other income 816138
Expense funds yq
Sanatorium funds 1
Voluntary contributions iZkj
Total uais
Grand total income 3862153
Mortuary funds mG4292
Reserve funds 154 756 94
Disability funds 24o80053
Expense funds 117 991 83
Cther fundsl viz
Sanatorium funds 119 qT4 lg
Voluntary contributions 77615 54
Total income all funds 7 oc
Amounts carried forward 83788525
Mortuary funds 4r oco
Reserve funds Zl 1H0aI
Disability funds 299 347 17
Expense funds I 130433 29
Other funds viz i
Sanatorium funds 248 309 52
Voluntary contributions 88 733 93
Total amount carried forwardj j Sii sl2 g
Disbursements
Net amount paid for losses
Mortuary funds m ni A1
Disability funds 21469268
Total J2 29
Salaries of oWicers and employes
Expense funds 26 767 32Insurance Department of Georgia
617
Rents and interest
Reserve funds 15906
Expense funds 238800
Total 254706
Advertising printing postage telegrams etc
Expense funds 427758
Loss on sale or decrease by adjustment in assets
Reserve funds 416000
Sanatorium funds 503650
Total 919650
Other disbursements
Reserve funds 204436
Sanatorium funds 9797245
Voluntary contributions 5169580
Expense funds 8585317
Total 23756578
Total disbursements
Mortuary funds
Reserve funds 63634L
Disability funds 214692b8
Expense funds 11928607
Other funds viz
Sanatorium funds 10300895
Voluntary contributions 5169580
Grand total disbursements 60655053
Balance before transfers
Mortuary funds 1343i161
Reserve funds 82576707
Disability funds 8465449
Expense funds 1114722
Other funds viz
Sanatorium funds 14530057
Voluntary contributions 3703813
Balance 123826209
Ledger Assets
Book value of real estate J 10419409
Mortgage loans first lien 10250000
Bonds at book value 84751000
Cash in office 170 00
Deposits at interest 12970497
Other items
Sanatanum rep or
p q 18395
Branches 22tlll
Members at large i9 5
Branch supplies StS t
Machinery F P Friend dept 5iAS
Plates la0000
Furniture and fixtures cnlMf
Sanatarium F F 15S
Sanatarium live stock ixlnn
Sanatarium
Postage 2496
Special reimbursement lvhu
5265303
Total ledger assets 123826209
NonLedger Assets
Interest due and accrued 1219520
Other items
W C L 1918 33049
W C L 1919 tAiii
Administration funds 2
Schools 9998
Educational bureau i5joTT
618
Annual Report
Product 1fi 1f
Organization funds 33605
Book publishing account 1915 i3ll8
Peoples univ ssi
Misc libr 1919
Sanatarium maintenance funds t0118o0
2132958
Total assets 127178687
Deduct Assets Not Admitted
Book value of bonds over market values 8 870 00
Less 2500 sanitarium dept cash 5ol5so3
Line 38 etc 21s29o8
Total not admitted assets 7Z 8035261
Total admitted assets 1191434 26
I
Liabilities
Net amount of unpaid losses and claims fi4 7K 74
Other items oiod n
Applications for approval i 070 17
Sanatarium deposits tnill
Cemetery deposits j0
Russ refug relief society C852
Labor League Knftiin
SSSL
Suspense inoie
United labor education com 7
M Spark
Voluntary contributions IZI 26750 07
3002783
Total liabilities Insurance Department of Georgia
619
INDEX
FIRE COMPANIES
A
AETNA INSURANCE CO HARTFORD CONN
Statement of 43
AGRICULTURAL FIRE INS CO WATERTOWN N Y
Statement of 45
ALLIANCE INS CO PHILADELPHIA PA
Statement of 47
AMERICAN ALLIANCE CO NEW YORK
Statement of 49
AMERICAN CENTRAL INS CO ST LOUIS
Statement of 51
AMERICAN DRUGGISTS FIRE INS CO CINCINNATI OHIO
Statement of 53
AMERICAN EAGLE FIRE INS CO NEW YORK
Statement of 55
AMERICAN INSURANCE CO NEW JERSEY
Statement of 57
ATLANTIC MUTUAL FIRE INS CO GEORGIA
Statement of 59
ATLAS ASSURANCE CO NEW YORK N Y
Statement of 61
AUTOMOBILE INS CO CONN
Statement of 63
B
BANKERS AND SHIPPERS INS CO NEW YORK
Statement of 65
BRITISH AMERICA ASSURANCE CO CANADA
Statement of 67
C
CALEDONIAN INS CO NEW YORK N Y
Statement of 69
CAMDEN HIRE INSURANCE ASSOCIATION CAMDEN N J
Statement of 71
CENTRAL MANUFACTURERS MUTUAL INS CO VAN WEST O
Statement of 73
CITIZENS INSURANCE CO ST LOUIS MO
Statement of 75
CITY OF NEW YORK INS CO NEW YORK N Y
Statement of 77620 Annual Report
COMMERCIAL UNION ASSURANCE CO NEW YORK N Y
Statement of 79
COMMERCIAL UNION FIRE INS CO NEW YORK
Statement of gg
COMMONWEALTH INS CO NEW YORK
Statement of 82
CONCORDIA FIRE INS CO MILWAUKEE WIS
Statement of g4
CONNECTICUT FIRE INS CO HARTFORD CONN
Statement of 86
CONTINENTAL INS CO NEW YORK
Statement of 88
COUNTY FIRE INS CO PHILADELPHIA PA
Statement of 91
E
EAGLE STAJt BRITISH DOMINION INS CO NEW YORK
Statement of 93
EQUITABLE FIRE MARINE INS CO PROVIDENCE R I
Statement of 95
F
FIDELITY FIRE INSURANCE CO SUMTER S C
Statement of 97
FIDELITYPHENIX INS CO NEW YORK N Y
Statement of 98
FIRE ASSOCIATION OF PHILADELPHIA PA
Statement of 10
FIREMANS FUND INS CO CAL
Statement of jqj
FIREMENS INSURANCE CO N X
Statement of iqc
FITCHBURG MUTUAL FIRE INS CO MASS
Statement of in
FRANKLIN FIRE INS CO PHILADELPHIA PA
Statement of 109
G
GEORGIA HOME INS CO COLUMBUS GA
Statement of
GIRARD FIRE INS CO PENN
Statement of
GLENS FALLS INSURANCE CO N Y
Statement of 1
115
GLOBE RUTGERS FIRE INS CO N Y
Statement of
GREAT AMERICAN INS CO NEW YORK
Statement of
H
HANOVER FIRE INS CO NEW YORK
Statement of
Insurance Department of Georgia 621
HARDWARE MUTUAL FIRE INS CO STEVENS POINT WIS
Statement of 12i
HARTFORD FIRE INS CO CONN
Statement of li
HOME FIRE AND MARINE INS CO SAN FRANCISCO CAL
Statement of 128
HOME INSURANCE CO NEW YORK N Y
Statement of ld0
HUDSON INSURANCE CO NEW YORK
Statement of
IMPORTERS AND EXPORTERS INS CO NEW YORK
Statement of
INDIANA LUMBERMENS INS CO INDIANAPOLIS IND
Statement of
INSURANCE CO OF NORTH AMERICA PA
Statement of
INSURANCE CO OF STATE OF PENN PHILADELPHIA PA
Statement of
L
LIVERPOOL LONDON GLOBE INS CO NEW YORK N Y
Statement of
LONDON ASSURANCE CORPORATION NEW YORK
Statement of
LOiJDON LANCASHIRE INS CO N Y
Statement oL
LUMBER MUTUAL FIRE INS CO BOSTON MASS
Statement of
LUMBERMENS MUTUAL INS CO MANSFIELD OHIO
Statement of lsl
MARYLAND MOTOR CAR INS CO BALTIMORE MD
Statement of lbd
MASSACHUSETTS FIRE MARINE INS CO MASS
Statement of 14
MECHANICS INS CO PHILADELPHIA PA
Statement of 168
MILLERS MUTUAL FIRE INS CO OF TEXAS
Statement of lb0
MILWAUKEE MECHANICS INS CO WIS
Statement of lw
MINNESOTA IMPLEMENT FIRE INS CO
Statement of 1M
N
NATIONAL BEN FRANKLIN INS CO PA
Statement of 1M
NATIONAL FIRE INS CO OF HARTFORD
Statement of 168
NATIONAL LIBERTY INS CO OF AMERICA NEW YORK
Statement of m
NATIONAL UNION FIRE INS CO PA
Statement of ll6622 Annual Report
RATIONALE FIRE INS CO OF PARIS PROVIDENCE R I
Statement of
NEWARK FIRE INS CO N J
Statement of
177
NEW BRUNSWICK FIRE INS CO N J
Statement of
NEW HAMPSHIRE FIRE INS CO N H
Statement of
NEW JERSEY INSURANCE CO N J
Statement of
NEW ZEALAND INS CO SAN FRANCISCO
Statement of
150
NIAGARA FIRE INS CO NEW YORK
Statement of
jg7
NORTHBRITISH AND MERCANTBLE INS CO N Y
Igg
NORTHERN ASSURANCE CO NEW YORK
Statement of
191
NORTHERN INSURANCE CO OF NEW YORK
Statement of jrviv
194
NORTH RIVER INSURANCE CO NY
Statement of
196
NORTHWESTERN NATIONAL FIRE INS CO WIS
Statement of v v io
igg
NORWISCtteUmtIntNofJIRE C ENGLAND YORK
200
O
ORIENT INSURANCE CO CONN
Statement of
202
P
PACIFIC FIRE INSURANCE CO NY
Statement of
PALATINE INSURANCE CO NEW YORK
Statement of
206
PALMETTO FIRE INS CO SUMTER S C
Statement of
208
PENNStLa7eAm oRE C PHILADELPHIA PA
PENNALUMBERMENS MUTUAL FIRE INS CO PA
212
PENNAMILLERSf MUTUAL FIRE INS CO BARRE PA
a ement o r
PHENISta3temEntNoSfURANCE C F PARIS FRANCE
o 2i5
PHOENIX ASSURANCE CO LTD NEW YORK
Statement of
217
PHOENIX INS CO HARTFORD CONN
Statement of
219Insurance Department of Georgia 623
PEOPLES NATIONAL FIRE INS CO PHILADELPHIA
Statement of 221
PROVIDENCE WASHINGTON INS CO R I
Statement of 224
Q
QUEEN INSURANCE CO OF AMERICA N Y
Statement of 225
R
RHODE ISLAND INSURANCE CO R I
Statement ofm 227
ROYAL EXCHANGE ASSURANCE N Y
Statement of 229
ROYAL INSURANCE CO LTD N Y
Statement of 231
S
SAVANNAH FIRE INSURANCE CO GA
Statement of 236
SCANDINAVIAN AMERICAN ASSURANCE CORP NEW YORK
Statement of 238
SCOTTISH UNION AND NATIONAL INS CO CONN
Statement of 240
SECURITY INSURANCE CO CONN
Statement of 242
SOUTHERN MUTUAL FIRE INSURANCE CO GA
Statement of 244
SPRINGFIELD FIRE AND MARINE INS CO MASS
Statement of 246
STANDARD FIRE INS CO CONN
Statement of 248
STAR INS CO OF AMERICA NEW YORK
Statement of 250
STERLING FIRE INS CO IND
Statement of 252
STUYVESANT INSURANCE CO N Y
Statement of 254
SUN INSURANCE CO NEW YORK
Statement of 256
SVEA FIRE AND LIFE INS CO N Y
Statement of 25
T
TOKIO MARINE FIRE INS CO NEW YORK
Statement of 261
U
U S BRANCH SUN INSURANCE OFFICE N Y
Statement of 252
UNION ASSURANCE SOCIETY LTD N Y
Statement of 263624 Annual Report
UNION FIRE INS CO OF PARIS FRANCE
Statement of occ
UNION INS SOCIETY OF CANTON CHICAGO
Statement of 27
UNITED BRITISH INS CO NEW YORK
Statement of okq
UNITED iSTATES FIRE INS CO N Y
Statement of 071
URBAINE FIRE INS CO NEW YORK
Statement of 73
W
WESTCHESTER FIRE INS CO N Y
Statement of 277
WESTERN ASSURANCE CO CANADA
Statement of 07
Y
YORKSHIRE INSURANCE CO LTD N Y
Statement of 97s
LIFE COiMPANIES
A
AETNA LIFE INSURANCE CO CONN
Statement of si
AMERICAN CENTRAL LIFE INS CO IND
Statement of 2s
AMERICAN NATIONAL INSURANCE CO TEXAS
Statement of ooc
ATLANTIC LIFE INSURANCE CO VA
Statement of
B
BANKERS RESERVE LIFE CO NEBRASKA
Statement of g9
CAROLINA LIFE INS CO COLUMBIA S C
Statement of
CLOVERLEAF LIFE AND CASUALTY CO ILL
Statement of
COLUMBIAN NATIONAL LIFE BOSTON MASS
Statement of
CONSERVATION LIFE INS CO WHEELING W VA
Statement of
PQUITABLE LIFE ASSURANCE SOCIETY NEW YORK
Statement of
301
F
FEDERAL LIFE INSURANCE CO ILL
Statement of Insurance Department of Georgia 625
FIDELITY MUTUAL LIFE PHILADELPHIA PA
Statement of 306
FRANKLIN LIFE INSURANCE CO ILL
Statement of 308
G
GEORGE WASHINGTON LIFE INS CO W VA
Statement of 309
GUARDIAN LIFE NEW YORK
Statement of 311
H
HOME LIFE INSURANCE CO N Y
Statement of 313
I
ILLINOIS LIFE INS CO ILL
Statement of 315
INDIANA NATIONAL LIFE INS CO IND
Statement of 17
INTERNATIONAL LIFE INS CO MO
Statement of 319
INTERSOUTHERN LIFE INS CO KY
Statement of 321
INTERSTATE LIFE AND ACCIDENT CO TENN
Statement of 323
J
JEFFERSON STANDARD LIFE INS CO N C
Statement of 325
U
LIFE INSURANCE CO OF VA
Statement of 327
LIFE AND CASUALTY INS CO OF TENN
Statement of 329
LINCOLN RESERVE LIFE INS CO ALA
Statement of 331
M
MANHATTAN LIFE NEW YORK
Statement of 333
MARYLAND ASSURANCE CORPORATION MD
Statement of 335
MARYLAND LIFE INS CO MD
Statement of 338
MASSACHUSETTS MUTUAL LIFE INS CO MASS
Statement of 340
METROPOLITAN LIFE INS CO N Y
Statement of 341
MICHIGAN MUTUAL LIFE INS CO MICH626 Annual Report
MISSOURI STATE LIFE INS CO MO
Statement of fi
MORRIS PLAN INS SOCIETY NEW YORK
Statement of
MUTUAL BENEFIT LIFE INS CO NEWARK N J
Statement of
MUTUAL LIFE INS CO NEW YORK
Statement of
N
NATIONAL LIFE INS CO MONTPELIER VT
Statement of
NATIONAL LIFE INS CO OF THE U S OF A ILL
Statement of
NATIONAL LIFE AND ACCIDENT INSURANCE CO TENN
Statement of
S5o
NEW ENGLAND MUTUAL LIFE INS CO M4SS
Statement of
NEW YORK LIFE INS CO N Y
Statement of
N C MUTUAL AND PROVIDENT ASSOC
Statement of
obS
NORTHWESTERN MUTUAL MILWAUKEE WIS
Statement of
365
P
PACIFIC MUTUAL LOS ANGELES CAL
Statement of
PAN AMERICAN LIFE INS CO NEW ORLEANS LA
Statement of
PENN MUTUAL LIFE INS CO
Statement of
all
PHOENIX MUTUAL LIFE INS CO CONN
Statement of
PROVIDENT LIFE AND ACCIDENT INS CO CHATTANOOGA TENN
Statement of
d5
PROVIDENT LIFE TRUST PHILADELPHIA PA
Statement of
Oil
PRUDENTIAL INS CO NEWARK N J
Statement of
R
RELIANCE LIFE INS CO OF PITTSBURGH PA
Statement of 3g2
RESERVE LOAN LIFE INS CO IND
Statement of 3g
S
SECURITY MUTUAL LIFE INS CO BINGHAMTON N Y
Statement of 3ggInsurance Department of Georgia 627
SOUTHERN STATES LIFE
Statement of 3g
STANDARD LIFE INS CO GA
Statement of n
STATE LIFE INS CO INDIANAPOLIS IND
Statement of 392
STATE MUTfUAL LIFE ASSURANCE CO MASS
Statement of gg
T
TRAVELERS INSURANCE LIFE DEPARTMENT CONN
Statement of
U
UNION CENTRAL LIFE INS CO OHIO
Statement of
UNITED LIFE AND ACCIDENT INS CO N H
Statement
400
V
VOLUNTEER STATE LIFE INS CO TENN
Statement of1 tn
MISCELLANEOUS COMPANIES
A
AETNA CASUALTY AND SURETY CO CONN
Statement of
AMERICAN CASUALTY CO PENN
Statement of g7
AMERICAN CREDITINDEMNITY CO OF NEW YORK
Statement of
AMERICAN INDEMNITY CO TEXAS
Statement of 41q
AMERICAN REINSURANCE CO HUNTINGTON PA
Statement of 412
AMERICAN SURETY CO QF NEW YORK
Statement of
4J4
B
BOSTON INSURANCE CO
Statement of 41g
C
COLUMBIA INSURANCE CO N J
Statement of 41g
COMMONWEALTH CASUALTY CO PA
Statement of 420628
Annual Report
CONTINENTAL CASUALTY CO ILL
Statement of
421
EMPLOYERS INDEMNITY CORPORATION MISSOURI
Statement of
EMPLOYERS LIABILITY ASSURANCE CO BOSTON MASS
Statement of
423
425
FEDERAL CASUALTY CO MICH
Statement of
FIDELITY AND CASUALTY CO OF NEW YORK
Statement of
FIDELITY AND DEPOSIT CO OF MD
Statement of
GENERAL ACCIDENT FIRE AND LIFE ASSURANCE CORPORA
Statement of
GEORGIA CASUALTY CO GA
Statement of
GLOBE INDEMNITY CO N Y
Statement of
427
42S
430
432
434
436
HARTFORD ACCIDENT AND INDEMNITY CO CONN
Statement of
HARTFORD STEAM BOILER INSPECTION AND INS CO CONN
Statement of
437
439
INTERSTATE CASUALTY CO ALA
Statement of
441
JEFFERSON INSURANCE CO PA
Statement of
443
LIBERTY MARINE INSURANCE CO NEW YORK
Statement of
LIBERTY MUTUAL INS CO MASS
Statement of
LLOYDS PLATE GLASS INSURANCE CO N Y
Statement of
LONDON GUARANTEE AND ACCIDENT CO LTD
Statement of
LOYAL PROTECTIVE INS CO MASS
Statement of
LUMBERMENS MUTUAL CASUALTY CO CHICAGO
Statement of
444
446
448
450
452
454Insurance Department of Georgia 629
M
MARYLAND CASUALTY CO MD
Statement of 455
MASONIC PROTECTIVE ASSOCIATION MASS
Statement of 457
MASSACHUSETTS BONDING AND INSURANCE CO MASS
Statement of 459
METROPOLITAN CASUALTY INSURANCE CO OP NEW YORK
Statement of 461
MILLERS INDEMNITY UNDERWRITERS DALLAS TEXAS
Statement of 462
N
NATIONAL CASUALTY CO MICH
Statement of 464
NATIONAL RELIEF ASSURANCE CO PA
Statement of 466
NATIONAL SURETY CO N Y
Statement of 467
NEW AMSTERDAM CASUALTY CO NEW YORK
Statement ofi 469
NEW YORK PLAT GLASS INSURANCE CO
Statement of 471
NORTH AMERICAN ACCIDENT INSURANCE CO ILL
Statement of 473
NORTH ATLANTIC INS CO NEW YORK
Statement of1 474
0
OCEAN ACCIDENT AND GUARANTEE CORN LTD NEW YORK
Statement of 476
P
PREFERRED ACCIDENT INSURANCE CO OF NEW YORK
Statement of 478
R
RIDGELY PROTECTIVE ASSOCIATION MASS
Statement of 479
ROYAL INDEMNITY CO N Y
Statement of 481
S
STANDARD ACCIDENT INSURANCE CO MICH
Statement of 483
STANDARD MARINE INSURANCE CO LTD N Y
Statement of 485
T
THAMES MERSEY INS CO NEW YORK
Statement of 487630 Animal Report
TRAILERS INDEMNITY CO CONN
Statement of 4gg
U
UNION MARINE INS CO NEW YORK
Statement of 49Q
UNITED STATES LLOYDS INS CO NEW YORK
Statement of 497
UNITED STATES CASUALTY CO N Y
Statement of 493
UNITED STATES FIDELITY AND GUARANTY CO MD
Statement of 494
ASSESSMENT FIRE COMPANIES
B 1
BARTOW COUNTY MUTUAL FIRE AND STORM INS CO GA
Statement of 519
F
FARMERS COOPERATIVE FIRE INS CO JACKSON CO GA
Statement of 520
FARMERS COOPERATIVE INS ASSN FLD CO GA
Statement of1 521
FARMERS MUTUAL FIRE INSURANCE CO OF GEORGIA
Statement of 522
FARMERS PROTECTIVE FIRE INSURANCE CO OF GEORGIA
Statement of 523
G
GORDON COUNTY MUTUAL FIRE INSURANCE CO GA
Statement of 524
S
SOUTHERN COOPERATIVE FIRE INSURANCE CO GA
Statement of 527
SOUTH GEORGIA FARMERS FIRE INS CO GA
Statement of 525
SOUTHEASTERN MUTUAL FIRE INSURANCE CO GA
Statement of 526
ASSESSMENT LIFE COMPANIES
G
GUARANTEE FUND LIFE ASSOCIATION NEB
Statement of 528Insurance Department of Georgia
631
M
MASONIC MUTUAL ACCIDENT CO MASS
Statement of 530
N
NATIONAL LIFE ASSOCIATION IOWA
Statement of 532
INDUSTRIAL LIFE HEALTH AND
ACCIDENT COMPANIES
A
AMERICAN INSURANCE CO GA
Statement of 499
ATLANTA MUTUAL INS CO GA
Statement of 500
B
BANKERS HEALTH AND LIFE INS CO GA
Statement ofZ 502
C
CHATHAM MUTUAL LIFE AND HEALTH INS CO GA
Statement of 503
CHEROKEE LIFE INS CO GA
Statement of 505
F
FIRESIDE MUTUAL INS CO GA
Statement of 507
G
GEORGIA MUTUAL LIFE AND HEALTH INS CO GA
Statement of 509
GUARANTEE MUTUAL LIFE AND HEALTH INS CO GA
Statement of 510
I
INDUSTRIAL LIFE AND HEALTH INS CO GA
Statement of 512
LIBERTY MUTUAL LIFE AND HEALTH INS CO GA
Statement of 514
P
PEOPLES HEALTH AND LIFE INSURANCE CO GA
Statement of 515
PILGRIM H L INSURANCE CO GA
Statement of 517
FRATERNAL SOCIETIES
A
AMERICAN INSURANCE UNION OHIO
Statement of 535
AMERICAN WOODMEN SUPREME CAMP OF DENVER COL
Statement of 538
AMERICAN WORKMEN THE D C
Statement of 540
a
BENEFIT ASSN OF RY EMPLOYEES ILL
Statement ofI 542632 Annual Report
c
CATHOLIC KNIGHTS OF AMERICA MO
Statement of
COLUMBIAN CIRCLE THE ILL
Statement of
COLUMBIAN WOODMEN EMINENT HOUSEHOLD OF GA
Statement of
FRATERNAL AID UNION THE KANSAS
Statement oftJ 5S1
G
GOLDEN CROSS UNITED ORDER OF TENN
Statement of
GOLDEN SEAL THE ORDER OF N Y
Statement of
GRAND FRATERNITY THE PA
Statement of
5oy
tl
HERALDS OF LIBERTY PA
Statement of
XT
KNIGHTS OF COLUMBUS CONN
Statement of 5g
KNIGHTS OF PYTHIAS SUPREME LODGE IND
Statement of
M
MACCABEES THE MICH
Statement of 5
MACCABEES WOMANS BENEFIT ASSN MICHIGAN
Statement of 72
MASONS ANNUITY GEORGIA
Statement of
MASONIC MUTUAL LIFE ASSOCIATION THE WASHINGTON TcZ
Statement of
MODERN BROTHERHOOD OF AMERICA IOWA
Statement of
MODERN ORDER OF PRAETORIANS TEXAS
Statement of
MODERN WOODMEN OF AMERICaTiLL 583
Statement ofr
MOSAIC TEMPLARS OF AMERICA ARK 83
Statement of
5g7
N
NATIONAL UNION ASSURANCE SOCIETY OHIO
Statement of
5g9
R
RAILWAY MAIL ASSOCIATION N H
Statement of
ROYAL ARCANUM SUPREME COUNCIL MASS 594
Statement of
ROYAL NEIGHBORS OF AMERICAfLL 596
Statement of
T
TRIBE OF BENHUR SUPREME COUNCIL INDIANA
Statement of
60l
W
WOODMEN CIRCLE NEBRASKA
Statement of
ooojnswoKirsoiJTmhNmNMfmX 613
WORKMENS CIRCLETHE NEW y6rK 61
Statement ofOf
C7o
4UNIVERSITY OF GEORGIA LIBRARIES
III
3 ElOfl 05424 2T31