HE LIBRARY OF THE UNIVERSITY OF GEORGIAREPORT OF THE P 1 Insurance Department OF THE STATE OF GEORGIA FOE THE YEAR ENDING DECEMBER 31 1919 1950 bYRD PRINTING CO ATLANTA GA H ATLANTA GA January 11920 To His Excellency Hugh M Dorset Governor Sir In compliance with law I have the honor to submit the annual report of the Insurance Department for the year ending December 31 1919 The detailed reports of the insurance companies asso ciations and fraternal societies embodied herein show the results of their operations for the year as well as their financial condition at the close of the year In my previous reports I have called your attention to the remarkable growth of the insurance business in the State The year 1919 will show the greatest gains made by insurance companies in any one year The life insurance written shows a tremendous increase in business of the life companies The tables given below are for the purpose of further impressing you with the proportions that have been reached in the different lines COM Year 1883 1893 1903 1913 1914 1915 1916 1917 1918 1919 Year 1883 1893 1903 1913 1914 1915 1916 1917 1918 1919 PARATIVE TABLE OF PREMIUMS LOSSES ETC FOR Y STATED FIRE AND FIRE AND MARINE COMPANIES Premiums Collected Losses 141214800 169170800 1 319542600 1 632692600 3 576239470 3 630167279 731728794 6 907074079 7 1111244221 3 1410459626 6 EARS Incurred 39307000 04335400 43133300 21578800 99198236 21691362 76741405 22741314 73185995 15719054 LIFE INSURANCE COMPANIES Premiums Collected 29682400 237524400 529881600 nAWU io6ri3otf 116L56400 1270644870 1437691161 1580045515 1813201979 Amt Ins in Force 909882200 6993126500 14267275100 36762392100 33008271700 36251669800 38997529400 43309924700 48392736100 57568430795 LIBRARY Annual Report MISCELLANEOUS INSURANCE COMPANIES year Premiums Collected Losses Paid l63 t 433700 42000 1903 12295700 1433300 1913 165351500 83297100 1914 163958100 82734700 195 243028700 151784400 1916 189334100 83227900 1917 307323751 97175630 1918 312470536 126242382 1919 491490391 186705416 These totals do not include the business of the assessment and local indus trial companies and the fraternal societies COMPANIES REPORTING At the close of the year 1919 288 companies reported to this Department classed as follows Fire stock and mutual 117 Life legal reserve 61 Miscellaneous 52 Assessment life and accident 3 Local assessment fire 9 Local industrial life 12 Fraternals 34 The following new companies were authorized to trans act business in the State Fiee Bankers Shippers Ins CoNew York City Fidelity Fire Ins CoSumter S C Hudson Insurance CoNew York City Importers Exporters Ins CoNew York City Millers Mutual Fire Ins CoFt Worth Texas New Zealand Ins Co LtdSan Francisco Palmetto Fire Ins CoSumter S C Peoples National Fire Ins CoWilmington Del Scandinavian AmericanAssurance Corporation LtdilLlNew York City Union Ins SocietypfCanton LtdChicago United BritishIns Co LtdNewark N J Urbaine FireItjs Co of ParisNewATork CityInsurance Department of Georgia i t 4 Life Carolina Life Ins CoColumbia S C Conservative Life Ins CoWheeling W Va Miscellaneous American ReInsurance CoHuntington Pa Employers Indemnity CorporationKansas City Mo Jefferson Ins CoPhiladelphia Liberty Marine Ins CoNew York City Lumbermens Mutual Casualty CoChicago 111 Maryland Motor Car Ins CoBaltimore Md Millers Indemnity UnderwritersDallas Texas New Amsterdam Casualty CoBaltimore Md North Atlantic Insurance CoNew York City Local Industrial Liberty Mutual Life Health Ins Co Savannah Ga Fraternal U S Grand Lodge Order Brith Abraham New York City INDUSTRIAL COMPANIES The industrial companies show an increase in business as well as in the payments to policyholders These are local companies organized under the laws of the State regulating this class of business which is to cover life in surance of small amounts and a weekly payment for acci dent and sickness The premiums are collected weekly and the figures below show the enormous amount of business being done by such companies Two of the companies re tired during the year reinsuring their business in other companies The retiring companies were the Continental Life Health Insurance Company of Atlanta Georgia and the Mutual Benefit Industrial Insurance Association of Savannah Ga The Liberty Mutual Life Health Insur ance Company of Savannah Ga was organized and com menced business during the year The twelve companies now organized and doingbusiness collected in premiums and paid in loses the following Premiums received 382591883 Looses paid 1S847665 2U116 Annual Report FARMERS COOPERATIVE FIRE COMPANIES These companies organized upon the cooperative plan and on the assessment basis are to be given credit for the good they are doing in their line The premiums or assess ments are collected to pay the losses after the losses occur Only a small amount is collected in advance The property insured is pledged as security for the payment of the assess ments There are nine of these companies reporting to the Department The following statement shows the premium collections and payments for losses Assessments collected 5980932 Losses paid 3012709 NONRESIDENT ASSESSMENT LIFE COMPANIES We have three of these assessment companies of other States doing business in this State There are no local companies organized upon this basis The following state ment shows the amounts collected and losses paid Assessments collected 2857665 Losses paid 1851612 FRATERNAL SOCIETIES There are thirtyfour fraternal benefit societies report ing to this Department Thirty issue certificates of life insurance and the other four issue accident certificates The amounts of assessments and losses paid are as follows Plan Assessments Losses Life 30 153367560 128752955 Accident 4 4832032 2202629 EXAMINATION OF COMPANIES The laws of this State provide that the Insurance Com missioner shall at statedintervals cause examinations to be made of the affair the several insurance companies organized under thelaws of this State wMefc examinations are conducted bypecial examiners appointedby the De partment who regort under oath to the Insirtanee DepartInsurance Department of Georgia 7 ment the financial condition of the company and submit such recommendations for the consideration of the Insur ance Commissioner as are deemed necessary for the suc cessful conduct of the companys business The following companies were examined during the year 1919 Fire Companies Atlantic Mutual Fire Ins CoSavannah Ga Savannah Fire Ins CoSavannah Ga Southern Mutual Ins CoAthens Ga Industrial Companies Chatham Mutual Health Life Ins CoSavannah Ga Cherokee Life Ins CoRome Ga Georgia Mutual Industrial Life Health Ins CoAugusta Ga Guaranty Mutual Life Health Ins Co Savannah Ga Mutual Benefit Industrial Life Ins Association Savannah Ga Pilgrim Health Life Ins CoAugusta Ga FIRE INSPECTOR I have heretofore called your attention to the untiring efforts of the State Fire Inspector in his work in investigat ing suspicious fires A comparative statement for the last five years will show the effect of his work 1915 Suspicious fires 101 1916 do 85 1917 do 43 1918 do 34 1919 do 32 During the year there were reported to this Department thirtytwo suspicious fires and thorough investigations were made There were three persons bound over and now awaiting trial there were two convictions five discharged after hearing and three discharged by jury trial The Fire Inspector is without authority to employ counsel to assist him in the discharge of his duties When8 Annual Report court is in session he can take his cases to the grand jury but between sessions he is forced to take his case to a justice of the peace The defendant has the right to de mand an immediate trial and with his attorney he has the advantage of the State Fire Inspector who must conduct the States case by himself and without legal advice I be lieve if the law is amended so as to permit the results of these investigations to be carried before the Solicitor General in the circuit in which the fire occurs and obtain his assistance that more convictions can be had The present law does not place such matters in the hands of the SolicitorGeneral until the case is ready for the grand jury The following is a statement of the condition of the Fire Inspector fund Cash on hand January 1 1919 486853 Cash in hand Inspector 8675 Total cash balance J4955S8 Disbursements Salary Fire Inspector 213328 Traveling expenses 83375 Telephone and postage 660 297363 Cash balance December 31 1919 198205 REVENUE RECEIVED FROM INSURANCE COMPANIES I submit the following statement showing the revenue collected through the Insurance Department and the ex pense of the Department for the year ending December 31 1919 This statement shows an increase in revenue col lected of 6842040 over the previous year The amounts do not include the collections for the fire inspector fund REVENUE COLLECTED Licenses for companies and agents 4823200 Taxes of insurance companies 1 on premiums 33154556 Total collections 37977758 DEPARTMENT EXPENSES The following statement shows the expenses of the De partment for the yearInsurance Department of Georgia 9 Postage 29700 Printing and stationery 265938 Salaries 851917 Furniture and fixtures 5348 Total 1152903 COMPANIES IN PEOCESS OP LIQUIDATION During the year we reduced the number of companies in the hands of the Insurance Department for liquidation under order of court to one The affairs of the American Life Annuity Company were finally closed out after many years of litigation We succeeded in paying all the death claims but general creditors received nothing I append copy of the report made to the Insurance Depart ment by Womack Harper Bansley certified public ac countants whom I have had make a final audit of the affairs of said company WOMACK HARPER BANSLEY Certified Public Accountants ATLANTA GA May 18 1920 Hon William A Wright Insurance Commissioner State of Georgia Atlanta Georgia Dear Sir Acting in accordance with your instructions we have made an examination of the books records and transactions of the American Life and Annuity Company of Atlanta Ga in process of liquidation from March 161916 or from the date of last examination made by W A Higgins and Geo N Spring to May 15 1920 and present our report herewith CASH RECEIPTS AND DISBURSEMENTS FOR PERIOD NAMED ABOVE March 16 1916 Cash on deposit Fourth National Bank Atlanta 561035 RECEIPTS From mortgage loans 1084501 Interest on mortgage loans 109736 Notes receivable 10500010 Annual Report Real estate and other notes 14000 Refund of court costs overpaid 53450 Dividend Citizens Trust Co 8250 Total receipts 1374937 Tota 193592 DISBURSEMENTS Court costs counsel fees and other necessary adminis trative expenes 618483 Taxes City and County 184730 Refund of renewal premiums 46822 Death claimsinstallment 671992 Death claims of Mary E Fuller deceased to S H Miller 205875 Interest on death claims to S H Miller 101038 Total disbursements in rank and priority as decreed by Judge Superior Court Atlanta Circuit 1918940 May 15 1920 Cash on deposit Fourth National Bank Atlanta 17032 The cash on deposit was verified by tracing the recorded receipts into bank checking the disbursements by the can celled checks and vouchers and reconciling balance with statement from bank Fourth National Bank statement balance 23740 Checks outstanding No 64 Geo W Poteat premium refund 5208 No 66 H M Savage premium refund 1500 6708 Balance 17032 Statement of income and disbursements March 15 1916 to May 15 1920 inclusive in the form usually required of insurance companies 1 Amount of assets March 15 1916 Exhibit C in report of W A Higgins and Geo N Spring 12828009 II INCOME 2 Court costs refunded overpaid costs 53450 3 Interest on mortgages 6775 4 Dividends received 8250 5 Total income items 2 to 4 inc 68475 Amount sum of items 1 and 5 12896484 III DISBURSEMENTS 1 Legal expenses and court costs 606983 2 City and County taxes 184730 3 Refunded renewal premiums 46822 4 Death claims 671992 5 Interventions 295875 6 Interest 101038Insurance Department of Georgia 11 7 General expense 10000 8 Advertising 1500 9 Mortgage loans loss 5400 10 Total disbursements items 1 to 9 inc 1924430 Balance see following table 10972045 Statement of book assets and liabilities as at May 15 1920 Book Assets Real estate and other notes 326000 Premium notes 947574 Cash on deposit Fourth National Bank 17032 Certificates of deposit 948500 Agents balances 1852898 Accounts receivable 1803985 Notes receivable 5076056 Total assets as per balance preceding table 10972045 Liabilities Outstanding checks t 36311 Bills and claims filedapproved 339480 Bills and claims filednot proven 537967 Interventions 918577 Reserve for policies in force 2609200 Cash surrender values demandable 28100 j Total liabilities 4469635 The assets embodied in the above statement with a single exception of cash on deposit are book values No realiza tion can be derived therefrom They are presented solely as proof of the income and disbursement statement evi denced on foregoing page as a reference memorandum We think it best not to burden this report with a detail of these items as they were clearly and fully shown in re port filed April 12th 1916 Respectfully submitted WOMACK HARPER BANSLEY Certified Public Accountants Reported by J D Bansley CPA Audit No 211 STATE OF GEORGIA FULTON COUNTY Personally appeared before the undersigned John D Bansley who on oath says that the foregoing statement is 12 Annual Report true and correct to the best of his information knowledge and belief J D BANSLEY Sworn to and subscribed before me this 19th day of May 1920 JAS V ANDREW Notary Public The one company left in the hands of the Insurance De partment for liquidation is the Empire Life Insurance Company The policies in force at the time the company was turned over to the department were reinsured by the International Life Insurance Company of St Louis Mo said contract of reinsurance being approved by the Court This contract guarantees for seven years the payment of the face of the policies without deductions for deficiencies in the reserve on said policies The question of the priority of creditors has not yet been adjudicated but is pending in the courts and must be determined before any further dis tribution of the assets of the company can be made to cred itors The Supreme Court has held that so far as living arid deceased policyholders are concerned they must be treated on a parity A payment of 50 per cent on death claims was made in 1918 and until assets are received suffi cient to make payment of SO per cent on the claims of living policyholders no further distribution can be made on death claims There are several suits pending in the courts on notes given for the purchase of stock of the company and for other small amounts due the company and this litigation is being pressed by the attorneys representing the depart ment to a conclusion The largest asset turned over to the department was stock of the Mutual Building Company representing the of fice building in Atlanta known as the Flatiron Building Sealed bids for the purchase of this property were invited by the Insurance Department after due publication but upon opening of the bids it was found that they were far below what was considered a fair price the highest bidInsurance Department of Georgia 13 being for 260000 All bids were therefore promptly re jected I might add that since January 1st this property has been sold for 500000 The purchaser assumed a mortgage of 260000 placed on the property before it came into the hands of the Insurance Department and made a cash payment of 40000 with deferred payment of 50000 every six months until balance of the purchase price is paid STATE MUTUAL LIFE INSURANCE COMPANY Since the Court placed this Company in the hands of the Insurance Department with instructions to operate it for the benefit of the policyholders its affairs have been ad ministered by a Special Deputy under my direction and I append hereto the report made to this Department by the Special Deputy for the year ending December 31 1919 Hon Wm A Wright Insurance Commissioner Atlanta Ga Dear Sir As Special Deputy Insurance Commissioner conducting the business of the State Mutual Life Insurance Company it becomes my duty to make report to you of operations for the year 1919 I am therefore submitting herewith a statement showing income and disbursements during the year also the finan cial condition of the company as of December 31st 1919 the said statement being attached hereto and marked Exhibit A This statement or exhibit should be con sidered in connection with this explanatory letter The first item listed under Assets is Real Estate261 10259 In report submitted to you as of December 31st 1918 we stated that the real estate holdings which had by foreclosure and otherwise become the property of the Com pany prior to your administration of its affairs were car ried by us on the records of the office at the actual cost of the several properties and the real estate acquired14 Annual Report under mortgage foreclosure is carried at the net cost of same to the Company For further explanation we refer you to our previous reports On December 31st 1918 the real estate holdings of the Company were carried at 38536041 One of the proper ties heretofore acquired by the Company known as the Porter farm was bought in under mortgage foreclosure sale in 1917 for the sum of 3870484 This mortgage loan was made in 1912 and was carried at the time you took charge of the Companys affairs During 1919 we made sale of this property for the sum of 4370000and the difference between the figure at which it was carried and the sale price was credited to Profit and Loss account We also disposed of a certain office building located at Denison Texas Said property was acquired by the Com pany some 10 years ago and the books show that it cost the company 7145851 The records show that at no time had this property returned a satisfactory income and it was evident that the investment in and holding of said property was unprofitable and not in accord with the spirit of the laws regarding investments of life insurance companies but no sale on what was considered a fair and reasonable basis had been possible heretofore We negotiated sale at and for the price of 5000000 this transactio nbeing au thorized by you and the special resolution by the members of the Board of Directors of the State Mutual Life Insurance Company endorsed same and recommended that the sale be made A house and lot located in Rome acquired in 1918 under foreclosure and carried at a valuation of 400000 was sold for 410000 It is our hope that before many months we will be able to determine definitely the true value of each of the real estate holdings remaining You will notice the item of Unassigned funds in attached statement which may be applied toward making good the book loss of real estate account 1007322 was charged off during 1919 on account of de preciation or adjustment of valuations in addition to theInsurance Department of Georgia 15 amount charged off on account of sale of fife Denison prop erty referred to above This matter of liquidating th real estate holdings that have been a burden to the Company has been possibly the greatest task we have had before us since you took over the affairs of the State Mutual Life Insurance Company under Decree of Court The progress made during 1919 was very gratifying We have kept steadily in mind the desirability of disposing of real estate holdings as fast as fair and sat isfactory prices can be obtained The other items of the attached statement we believe re quire no explanation and little special comment We have been able to effect a substantial improvement in the rental income realized from properties the Company still holds also a substantial increase in interest income from other investments An analysis of results of operation of the Company shows a gain made from expense loading from interest and from mortality The mortality experience of the State Mutual within the year was affected to a considerable extent by the serious influenza epidemic and the after effects of same but the mortality remained well within the expected in accordance with the American Mortality Tablethe savings from that source being 1325901 All death claims accruing have been paid promptly and in full upon receipt and approval of proofs of death and claim On December 31st the only unpaid claims pending were those in connection with which blanks for proofs of death had been sent out from this office and not yet returned by claimants and two small cases in litigation one pending for some eight or ten years in the courts of Texas and the other a suit instituted last year under a policy in connec tion with which our counsel advise that the Company is not liable With evidently growing confidence the policyholders have continued giving us their cooperation by settlement of renewal premiums and continuation of policies16 Annual Report Notwithstanding the hurden of taxation which this Com pany in common with all others must face we think the prospect for the restoration of the remaining impairment of reserve liability and the rehabilitation of the Company better now than at any time in the past Respectfully submitted HAMILTON YANCEY Special Deputy Insurance Commissioner EXHIBIT A Assets December 31st 1918 1296102913 INCOME Premiums J30191226 Interest Mortgage loans 4921226 Bonds 834044 Policy loans etc 7808086 Deposits 281866 Rents including 2500 for own occupancy 1777162 Total interest and rents 15622384 Items previously charged off 1361 Gain on sale of Gailliard property 499516 Gain on sale of Howell property 10000 Increase in value of bonds 10560 Total income 46335047 3424379CO DISBURSEMENTS Death claims 13213300 Disability claims 12500 Annuities 1745333 Surrendered policies values applied to cancel policy loans 22101612 Coupon reduction of premiums 3363881 Total payments on policies 40436626 Renewal commissions 374957 Renewal commissions commuted 285830 Traveling expenses 19754 Medical and inspection fees 8800 Salaries 1125685 Rent own occupancy 250000 Printing postage etc 72064 Exchange 400 Legal expenses 209680 Furniture and fixtures 27340Insurance Department of Georgia 17 Repairs and expenses on real estate Fire insurance Office expenses Taxes on real estate and personal property Department and municipal licenses and fees Federal corporation tax Commission on sale of real estate Taxes on premiums Profit and Loss Account In connection with sale of Denison Bldg 2145851 Keducation valuation of real estate 1007322 Other items 79056 413133 108378 59392 1539037 8175 142066 330000 47598 3232229 48691144 293746816 LEDGER ASSETS Real estate see letter Mortgage loans Policy loans Premium notes Bonds U S State and Municipal Cash on deposit at interest and in office Agents debit balances Other items 26110259 89133400 142981999 6071996 20396327 8825413 141411 86011 Total ledger assets 293746816 NONLEDGER ASSETS Interest due and accrued Mortgage loans Bonds Rent due and accrued Unearned fire premiums Net uncoliected and deferred premiums 3231905 296391 38976 56454 1877334 Gross assets 299247876 ASSETS NOT ADMITTED Policy loans and lien notes in excess of reserve 87951 Agents debit balances 141411 Total nonadmitted assets 229362 Total admitted assets 299018514 LIABILITIES Net value outstanding policies Death claims in process of adjustment Death claims resisted litigation pending when Insurance Com missioner took charge of company Reserve for net death losses incurred but unreported Coupons left to accumulate together with interest Premiums paid in advance Interest paid in advance Renewal commissions to agents accrued Medical and inspection fees accrued Miscellaneous bills and accounts Taxes accrued Unassigned funds or contingency reserve see letter18 Annual Report AMENDMENT OF INSURANCE LAWS Experience in the adminstration of what is known as the General Insurance Act approved August 19 1912 has fully vindicated the wisdom of the legislation embraced m this act There are several minor amendments to the statute that in my judgment would afford additional protection to citizens seeking insurance in several classes of companies which are authorized to do business in this State under the act above referred to In order to call attention to the necessary changes I deem it wise to draft bills embodying the proposed amendments which I will submit to the chair men of the House and Senate Committees on Insurance which recommendations I trust will meet the approval of General Assembly I have the honor to be Very Respectfully Your Obedient Servant WM A WRIGHT Insurance CommissionerTABLE NO 1 Showing Business of Fire Insurance Done in Georgia for Year Ending December 311919 NAMES OF COMPANY Atlantic Mutual Georgia Home Savannah Fire Southern Mutual Aetna American Alliance American Central American Druggists American Eagle American of Newark Atlas London Automobile Bankers Shippers British America Caledonia Camden Fire Association Central Mfgrs Mutual Citizens City of New York Commercial Union Assurance Commercial Union Fire Commonwealth Concordia Connecticut Fire LOCATION Savannah Ga Columbus Ga Savannah Ga Athens Ga Hartford Conn N Y JEST SSS New York Oity St Louis Mo Cincinnati O New York City Newark N J New York City Hartford Conn New York City Toronto Canada New York City Camden N J Van Wert O St Louis Mo New York City New York City New York City New York City Milwaukee Wis Hartford Conn Risks Taken During Year Premiums Received 6 7572328 3130141 806859 42 708 791 40960744 6 387 780 4 434 452 2 318248 5 556 709 187712 7 297 353 4 678 098 11777 043 7 492 458 3 868208 3517166 2471843 5 586298 787 427 4211247 2504381 16 021822 3083544 2 600 205 3 999 401 6143507 5 4447846 39 44144 1844426 38001424 78619229 6021500 5207479 3234429 62 53133 282343 8588183 7658114 16950501 99 40422 4724682 4284623 3581454 8739330 1878344 6251357 3161948 22093861 3776518 3302541 6134914 7799559 Losses Paid 346611 1863147 432143 9601696 38802765 2929800 1889487 1925789 2768887 Incurred 3427226 4472063 7573098 6006334 751346 25 849 30 1280027 47 72629 29 86177 1322257 3124130 11847033 12 87377 2112709 2642099 3337089 I 3767 16 308 4521 102 242 368651 37760 15 207 14215 27 142 74 65 43 64 39 00 01 89 57 28 819 41741 77 399 57424 4154 24603 16 096 44 144 27 543 13 867 19 245 232 422 14237 18244 27 417 33 320 19 80 43 09 63 89 44 70 07 64 74 47 77 06 28 82 to o S s to Continental County Fire Eagle Star British Dominions Equitable Fire Marine Fidelity Fire FidelityPhoenix Fire Association of Philadelphia Firemans Fund Firemens of Newark Fitchburg Mutual Franklin Fire Girard Fire Marine Glens Falls Globe Rutgers Great American Hanover Fire Hardware Dealers Mutual Hartford Fire Home Fire and Marine Home Hudson Importers Exporters Indiana Lumbermen Mutual Insurance Company of North America Insurance Co of State of Pennsylvania Liverpool London Globe London Assurance London Lancashire Lumber Mutual Lumbermens Mutual Massachusetts Fire Marine Mechanics Mercantile Mutual Millers Mutual Milwaukee Mechanics Minnesota Implement Mutual New York City Philadelphia New York City Providence P I Sumter S C New York City Philadelphia San Francisco Cal Newark N J Fitchburg Mass Philadelphia Philadelphia Glens Falls N Y New York City New York City New York City Stevens Point Wis Hartford Conn San Francisco Cal New York City New York City New York City Indianapolis Ind Philadelphia Philadelphia New York City New York City New York City Boston Mass Mansfield O Boston Mass Philadelphia Providence R I Ft Worth Tex Milwaukee Wis Owatonia Minn 29 2 3 1 1 23 21 24 7 6 3 5 13 15 5 47 3 42 2 1 24 5 35 1 7 1 1 2 1 224 640 046531 075 573 159760 097 076 220 858 864 695 576 925 035608 354449 802 434 291530 485066 250126 762902 175 473 414450 864 234 306 726 258121 425640 537647 286625 372754 826932 590885 774215 641233 372 975 103734 503723 778071 877164 236 875 606475 586 532 368 57743 28 00545 35 587 15 13 22625 15 81271 316 507 15 304 152 25 352 87309 89 939 00 10 194 12 80 04621 42 93375 60 74601 196 251 34 205 79436 67 89650 5 72305 755 33379 41 350 24 542 655 75 29 064 96 5 40695 5 329 87 310 412 93 83 70855 592 191 45 24 37324 103 339 01 11 25980 22 581 25 23 413 37 33 555 5 4 639 65 8 044 31 86 258 83 13 63628 1657058 172360 1890985 903713 158508 12764283 12002149 12627478 5542318 828446 3448074 2425222 2658844 8005656 9523807 4101347 558590 26345529 1378405 25959794 154241 21860 125000 14085124 3873469 23863253 2632173 5468813 125000 1693497 917417 1309864 52844 4813 2133677 755923 146 03709 1 94073 19 23970 7 30873 2 02018 96 82450 122 32273 128 69305 53 28218 14 83356 34 92237 23 32173 30 42870 81 11436 106 27607 33 72260 5 50840 282 43623 15 69415 253 80642 4 69350 1 25000 127 14003 42 74009 190 66753 26 20073 43 01522 1 25000 16 93497 14 34298 15 43860 41944 14 54813 26 74437 759767 Co a ct to a CO s a toTABLE NO 1Continued Showing Business of Fire Insurance Done in Georgia for Year Ending December 311919 to bO NAMES OF COMPANY National Ben Franklin Nationale of Paris National Fire National Liberty National Union Newark Fire New Brunswick Fire New Hampshire Fire New Jersey New Zealand Niagara Fire North British Mercantile Northern Assurance Northern Insurance North Eiver Northwestern National Norwich Union Orient Pacific Fire Palatine London LOCATION Palmetto Fire Pennsylvania Fire Pennsylvania Lumbermen s Mutual Pennsylvania Millers Mutual Philadeloh Peoples National ProvMence i Phenix Fire of Paris1 Providence Pittsburgh Pa Providence R I Hartford Conn New York City Pittsburg Pa Newark N J New Brunswick N J Manchester N H Newark N J San Francisco Cal New York City New York City New York City New York City New York City Milwaukee Wis New York City Hartford Conn New York City New York City Sumter S C Philadelphia Philadelphia WilkesBarre Pa Risks Taken During Year Premiums Received RI 3 028 514 4675189 21942 336 9 998 396 6471102 1203 536 3885311 9 984 725 3633586 892 295 7213928 9357753 9810160 2250629 3556713 6426599 6609814 5 624912 6332 877 10297173 2 891002 5 024 334 349 220 320 511 3097522 4522401 4543863 7670300 336 93341 15045011 7436342 1894380 5291845 7921590 5158180 10 32177 9940910 17522482 13136604 3692348 4010646 7805312 5997883 5957311 10906927 15567386 39 44105 7737789 560921 417208 4022246 7348821 Losses 1566782 3669576 15833897 7883371 3378323 7 59309 1964472 4095472 2264627 400386 44 75253 98 37427 4461083 15 27977 1442536 4823882 3995119 3130860 4885909 4486825 12 68390 6317436 125000 915045 1424379 3533354 18 503 39 056 152 675 76715 37 744 7375 19688 35 508 22679 7754 43 147 94 824 50 017 15 280 20 035 54 318 71419 30 010 41500 48913 14 002 58765 1250 9 150 16421 37817 56 09 01 21 68 78 54 32 27 86 04 28 53 35 36 89 33 88 62 25 70 62 00 45 09 12 S to c Phoenix Assurance Phoenix Insurance ProvidenceWashington Queen of America Rhode Island Royal Exchange London Royal Insurance Liverpool Scandinavian American Scottish Union National Security Springfield Fire Marine Standard Fire Star of America Sterling Fire St Paul Fire Marine Stuy vesant Sun Insurance Office Svea Fire Life Tokio Marine Fire Union Assurance Union Fire of Paris Union Insurance Society Canton China United British United States Fire Urbain Fire Wstchester Fire Western Assurance Yorkshire New York Oity 8898608 Hartford Conn 15386442 Providence R I New York City Providence R I New York City New York City New York City Hartford Conn New Haven Conn Springfield Mass Hartford Conn New York City Indianapolis Ind St Paul Minn New York City New York City New York Oity New York City New York City Providence R I Chicago 111 Newark N J New York City New York City New York City Toronto Canada New York City Totals 7654400 20338683 7880099 5403075 22227165 1668247 11719630 5365983 7996506 1500726 1959487 875800 9832988 2704739 10133681 3212950 2815906 2083191 5963394 6114151 2004299 9364711 484915 10316837 6275866 5113647 8572323 14927543 10413244 28673288 12542863 4972020 42109602 2125624 11456387 6439670 10194694 1457809 4258602 1399875 10480339 4370089 14467206 4560500 4154235 2294559 8838519 6950491 2780853 9852519 872727 11276022 6954782 7411582 901589086 1218768463 5671173 6613367 4680993 11757699 4044546 2319848 20931970 3292 5336380 3094770 6823096 760971 946628 404953 4358115 2676881 4622753 2210734 967695 921329 5112521 1435374 1676653 5125366 1112653 5021061 5206489 3069062 4847373 6404545 5893026 10612599 4613707 2587848 19622296 46592 5465854 3066402 6558135 782248 1134628 299811 4015409 3015298 5172653 3219963 1139195 893029 4872394 1613380 1532653 5456366 1644058 4895946 5295338 3209160 Co a a to C6 a a 539930545 546686177 toTABLE NO 2 Showing Marine and Inland Business in Georgia for Year Ending December 311919 to NAMES OF COMPANY Aetna Agricultural Alliance American Alliance American Eagle American Atlas Assurance London Automobile Boston Camden Fire Association Central Mfgrs Mutual Citizens of Missouri ColumbiaYtZV Commercial Union Assurance London Commonwealth Concordia Connecticut Fire Continental Fquitable Fire Marine EidelityPhoenix Fire Association of Philadelphia Firemans Fund Firemens Franklin Glens Falls Great American LOCATION Hartford Conn Watertown N Y Philadelphia New York City New York City Newark N J New York City Hartford Conn Boston Mass Camden N J Van Wert O St Louis Mo New York City New York City New York City Milwaukee Wis Hartford Conn New York City Providence R I New York City Philadelphia San Francisco CaL Newark N J Philadelphia Glens Falls N Y New York City Risks Taken During Year 8 Premiums Received 1 221 565694 755200 792345 49800 20309 69476 251085 77961 060273 931440 17075 10575 744105 920555 166208 72673 622413 976865 228296 990921 150037 845231 349817 40122 67189 2525 2867 1614 561 1236 7066 4509 9529 16386 456 323 7552 368639 3523 385 7240 11412 1436 10893 3725 22954 12527 1000 82 00 78 915 15 18 94 15 11 19 26 35 87 63 68 00 82 28 12 95 04 76 75 74 Losses Paid Incurred 2033462 23000 20406 249 550 1383404 1359166 215783 29833 143911 1027813 1656 21000 316211 9475505 122404 705865 33931 18293 33931 11862 1285223 354387 8790 259650 341860 21935 230 204 901 5 1750 2249 298 6639 12216 16 210 4112 825 974 62 00 06 49 50 00 83 33 48 13 56 00 11 05 04 670974 379571 23222 379571 11862 664923 798387 8790 40350 254460 S toHanover Fire Hartford Fire Home Fire and Marine Home Importers Exporters Insurance Company of North America Trsurance Co of State of Pennsylvania Liverpool London Globe London Assurance London London Lancashire Liverpool Maryland Motor Car Massachusetts Fire Marine Milwaukee Mechanics National Ben Franklin National Fire National Liberty Newark Fire New Bruftswick Fire New Hampnire Fire New Jersey Niagara Fire North Atlantic Insurance Co North British Mercantile Northern Assurance London Nor en River Nor thwestern National Norwich Union England Orient Pennsylvania Fire Phoenix Assurance London Phoenix Insurance ProvidentWashington Queen of America Royal Exchange London Royal Insurance Scandinavian American New York City Hartford Conn San Francisco Cal New York City New York City Philadelphia Philadelphia New York City New York City New York City Baltimore Md Boston Mass Milwaukee Wis Pittsburgh Pa Hartford Conn New York City Newark N J New Brunswick N J Manchester N H Newark N T New York City New York City New York City New York City New York City Milwaukee Wis New York City Hartford Conn Philadelphia New York City Hartford Conn Providence RI New York City New York City New York City New York City 11136 1918845 118667 2401105 1395363 42276327 1050 1807896 9057551 994497 300300 31500 161239 74345 98888 34400 992934 28126 585915 776428 393846 376426 424272 75670 946711 2264608 400217 16100 728259 1418951 5117633 2151961 3621981 25543724 145587 3000 2743079 327201 1187584 158141 22350286 5269 477360 2259439 1143724 782541 63980 453647 72113 340698 109964 2547068 3000 1430658 3034353 753856 977929 1345137 256620 2033507 2333231 372778 9835 381254 1220392 7893864 2222207 3816983 3920280 107168 772052 2049i47 1040035 12149627 71375 338695 488450 232105 182996 4138 479970 132640 217333 4200 2341693 1161158 2001115 130287 461616 789147 269713 1605133 341879 187012 422517 160329 4446327 533466 2224373 1130151 2087082 9959627 71375 311558 488450 65105 219796 3138 4315 598895 135916 180250 13200 2738615 1199358 1837315 269988 761116 799647 269713 1945715 341879 47412 423517 164417 4417599 596466 1946060 1633651 a to a C5 bO TABLE NO 2Continued Showing Marine and Inland Business in Georgia for Year Ending December 311919 NAMES OF COMPANY ScottishUnion Nationals Security Springfield Fire Marine Standard Marine Liverpool Star of America St Paul I ire Marine Stuyvesantl Thames Kersey Marine Tokio Mariiis Fire Union oi Canton Union Marine UnitedStates Fire United States Lloyds Westchester Fire Western Assurance Yorkshire England LOCATION Hartford Conn New Haven Conn Springfield Mass New York City New York City St Paul Minn New York City New York City New York City Chicago 111 New York City New York City New York City New York City Toronto Canada New York City Totals Risks Taken During Year Premiums Received 34 28 5 1 10 853266 602364 665143 053723 3750 112924 118825 783943 241463 200 940602 508426 645765 80386 227449 378716 441795875 1155905 1908228 1128141 26959685 1687 16657043 83236 4831110 1263634 1200 2287317 596781 7039174 176623 44519 995009 191691163 Losses Paid 536263 496056 428429 8204853 4957614 Incurred 666263 787907 745784 11451553 5667333 760352 644448 338818 542142 2811842 143477 922187 736114 336818 664227 3066011 140812 157572 371302 71954948 69032877 S to TABLE NO 3 Showing Business of Life Insurance Companies for Georgia for Year Ending December 31 1919 NAME OF COMPANY Aetna Life American Central Life American National Atlantic Life Bankers Reserve Life Columbian National Life Connecticut Mutual Life Conservarive Life Equitable Life Federal Life Fidelity Mutual Life Franklin Life George Washington Life Guardian Life Home Life Illinois Life Indiana National Life International Life InterSouthern Life Interstate Life and Accident Jefferson Standard Life Life Insurance Co of Va LOCATION Hartford Conn Indianapolis Ind Galveston TexOrd Ind Richmond Va Omaha Neb Boston Mass Hartford Conn Wheeling W Va New York City Chicago 111Ord Ind Philadelphia Pa Springfield 111 Charleston W Va New York City New York City Chicago Ill Indianapolis Ind StLouis Mo Louisville Ky Chattanooga Tenn Ind Greensboro N C Richmond Va Ord Ind Risks Writn During Year 3922914 325869 1138288 4618123 207000 217337 1378472 1965741 2500 3991159 23234 1800 1430360 1556975 445000 1257380 279992 1687317 62500 1619683 1563100 19166600 169322500 228194500 278681300 Total Insurance in Force 14 1 2 8 1 4 G 16 91782131 00843300 94929800 95571200 12322200 65945500 52401971 29343500 2100000 62815500 17942700 132000 58293800 53393600 21789500 22440000 83950700 45508800 48550000 71257200 78528600 10955900 744953500 590107700 1060654100 Gross Premiums Received 50736987 2806395 8879881 30999047 3913600 2011042 11877506 18644041 23340 55757684 418434 9750 16203022 12342250 6492711 10148618 5308439 10958528 1215510 18173569 14462958 714463 24619113 16363730 42385362 Losses Paid 16056700 654400 2350000 9039965 901300 8500000 3064455 5338200 32493726 100000 4373220 6934242 1482830 11138585 1470531 4835614 600000 10615386 6612072 135299 9973307 4802640 10163471 Losses Incurred 15756700 551100 2050000 8932781 1001300 850000 2014455 4638200 29514626 100000 3683920 5972711 1260154 714748 1470531 4932824 400000 8284258 6100872 135299 7618067 4001440 9956305 Co s TO TO b to to s TO O 2 to 1TABLE NO 3Continued Showing Business of Life Insurance Companies for Georgia for Year EndmgDecemberM to GO NAME OF COMPANY Lincoln Reserve Life Manhattan Life Maryland Assurance Corp Maryland Life Massachusetts Life Metropolitan Life Michigan Mutual Life Missouri State Life Morris Plan Mutual Benefit Life Mutual Life National Life National Life U S A New England Mutual New York Life North Carolinia Mutual Northwestern Mutual Pacific Mutual PanAmerican Life Penn Mutual Life Phoenix Mutual Life Provident Life Accident Provident Life Trust LOCATION Total Risks Wrifn Insurance During Year in Force Birmingham Ala New York City Baltimore Md Baltimore Md Springfield Mass New York CityOrd Ind Detroit Mich St Louis Mo New York CityInd Newark N J New York City Montpelier Vt Chicago 111 Boston Mass New York City Durham N COrd Ind Milwaukee Wis Los Angeles Cal New Orleans La Philadelphia Pa Hartford Conn Chattanooga Tenn Philadelphia Gross Premiums Received 71158300 17699400 3500000 59480800 420706500 1032977200 790116400 19650325 363351400 8520000 567094100 822142148 362991008 88547730 360574400 1461633500 74685000 292015900 330991000 242036700 145900000 785827800 117287400 6800000 228186000 178783300 230544100 4000000 327221500 1677649400 2909250200 3502085400 173026530 928128100 8865000 2974500100 4197202620 1371490442 398917836 1249035200 5213873400 118017600 407865600 2768819900 691375800 469603500 4520982600 423976200 13025000 467326300 Losses Paid 8677674 5809807 S7881 11341293 38429529 81728745 26155559 4983634 28951760 230895 94967081 41714993 43590229 13380621 39247560 80516802 3952480 22992686 19886323 22085250 12656578 33382093 13179960 391825 12652455 3660000 6094400 Losses Incurred 2510000 6446200 3897265 12630200 27237125 42483544 3645420 10483181 15000 31798400 62737400 14159261 6259400 8741800 67992660 521493 3534335 39382100 5492100 3762600 49011715 6632643 20000 1279400 38990 107799 272592 426167 36454 91513 150 309201 638324 139722 35094 70983 550771 5214 34275 338673 52096 38000 460648 56193 200 10000 00 00 44 69 20 89 00 00 00 61 00 00 16 73 35 00 00 00 15 33 00 00 s s s TABLE NO 3Continued Showing Business of Life Insurance Companies for Georgia for Year Ending December 311919 NAME OF COMPANY LOCATION Risks Writn During Year Total Insurance in Force Gross Premiums Received Losses Losses Prudential Newark N J 452897500 237275000 72109200 25868350 429051700 340594200 112696700 128751400 325940100 760802400 33341200 53658400 2461456000 541668700 164068100 216761965 1498363900 4484 71400 802681500 407028700 1103909100 3160710200 52614100 249213900 68858339 17789147 4026593 7715965 41782843 18193507 17369896 13256879 31636662 98084559 1741378 5914958 35065806 4626273 602905 5961985 8131244 2815636 7250000 6522773 10711196 33097629 33772784 Reliance Life Reserve Loan Life Security Mutual Life Pittsburgh Pa Indianapolis Ind Binghampton N Y Atlanta Ga Atlanta Ga 4041273 600000 5691777 Southern States Life Standard Life 7418500 28 15636 State Life State Mutual Life Indianapolis Ind Worcester Mass Hartford Conn Concord N H Chattanooga Tenn 7050000 57 22773 Travelers 102 476 96 Union Central United Life Accident 31641329 150000 Volunteer State Life 4550000 3050000 Ordinary Business Industrial life bus 13281358034 1850492500 1782301595 5886129200 1589714217 223487762 609421218 65371614 547704925 65083689 Totals 15131850534 57668430795 1813201979 674792832 612788614 Co g to 2 toTABI W i Showing Transactions in Georgia for Year Ending In W ber I 31 1919 by Miscellaneous Companies Names of Company Location Health and Accident Liability Workmens Compensation Fidelity Surety j Plat Glass Steam boiler Burglary and theft Credit Sprinkler Fly wheel Auto and property team damage Workmens collection Live stock Total premiums Total losses Hartford ConnI Hartford Conn Reading Pa P L P L P L P 1516 1385 229025 21036848 5878479 1109584 161200 737540 143792 1028819 235030 235855 128706 330745 179850 301454 34545 83 00 2314968 12 34533 Aetna Casualty Surety 4959582 2185481 47 335 37 1173850 535471 258030 533116 175816 47475 17700 526038 226644 25770385 7052329 869916 1235 2751684 839390 American Credit Indemnity New YorK jn iw IP rtalveston Tex Z 869916 1235 23607259 8617775 Galveston Tex New York N Y Huntingdon W Vai Columbia S C Jacksonville 111 Philadelphia Pa1 Chicago 111 Kansas City Mo Boston Mass New York N Y Detroit Mich Chicago 111 New York N Yi Ju P L P L L P L P L P L P L P L P L P L P L P P T 863567 105550 17159 7165 15162 279462 26125 23607259 8617775 4624226 1247727 4178964 125994 493835 12175 1175350 138840 372525 9297025 1385896 6997021 3124822 4049000 1386466 965425 378345 532128 76641 4651417 2333239 372525 6997021 3124822 4049000 1386466 965425 378345 3918 532128 76641 182084 214208 6630011 1226813 73153 32055 15000 826770 339606 4655335 23 33239 14090 661764 243120 421912 32464 713053 435202 558294 186515 9005252 6054719 9665 79652 2866308 1616263 179407 76149 193030 174228 287292 243298 8490982 2062916 421912 32464 Federal Casualty 713053 435202 558294 1 865 15 3903250 1452218 19943 735864 192051 706590 105726 1226885 667570 215385 165211 58726 1600 193013 19200 68432 55299 51079 1206734 415535 947 Fidelity Oausalty 16838872 89 388 98 Baltimore Mdj L Philadelphia PaJ Macon Gaj L New York N Y J Hartford Connj Hartford Conn Birmingham Alaj Chattanooga TennJ Boston Mass1 Nashville Tennj New York N Yj Chicago 111 Boston Massj Chicago 111 Baltimore Mdi i P Baltimore Mdi Worcester Mass Boston Mass New York N Yj Dallas Tex It 3779988 3901839 6383512 304155 Fidelity Deposit 1000 16500 164149 1 50424 3468324 1455390 184218 10349277 4468357 506216 283450 13559368 4527732 397273 General Accident 3595399 2051737 653777 284720 121010 7612 221257 138560 42525 Georgia Casualty Co 43569 5000 17917007 62 920 42 Globe Indemnity 814502 7612 654142 344511 2132689 724415 574535 33446 902611 16822 451543 162325 913803 339766 451900 61040 Hartford Accident Indemnity 630248 0 1753993 3073136 147101 416519 Hartford Steam Boiler 3489655 147101 2116829 436179 807049 339395 InterState Casualty 36166 5907506 250389C 2923878 811740 274008 98340 InterState Life Accident 6181514 2602230 2500 Liberty Mutual 2500 26194177 915202C Life Casualty 26194177 9152020 436676 210872 Lloyds Plate Glass 436676 2 10872 2804036 968242 26012E 196196 9834720 2707781 404271 84226 1402377 897704 14445401 4657953 Loyal Protective 260125 196198 401387 47695 139610 15450 Lumbermens Mutual Casualty 540997 63145 7263924 3361946 662 25000C 259665 192547c 2527516 87136C 61245a 197504 Maryland Assurance 7263924 3361948 42674009 14188169 697856 242082 1812716 69894 1 296931 423635 787687 69862 1120308 666606 67107 54473 104095 3439748 1899570 12065 5625 Maryland Casualty 52089437 17869916 Masonic Protective 2596659 1925473 501407 19650 328593 14295 992472 149582 60800 308437 125047 57589 201966 19185 8117 166668 76646 4723827 1244723 Metropolitan Casualty 940075 3 30668 Millers Indemnity Underwriters 3592583 Detroit Michj Nashville Tenn Chicago 111 1 Li Philadelphia Pa 1 JL New York N Y 1 JL Baltimore Mdj New York N Y f P Chicago 1148562 536676 53655776 23752766 13693331 59 98132 1810236 786364 1063414 3592583 1063414 National Casualty 1148562 536678 National Life Accident 53655778 23752768 National Life TJ S A 13693331 5998132 National Relief Assurance 1810233 786364 3936563 1104639 4459529 1587114 422596 51955 16709 National Surety 8818688 2743708 9062E 171379 71006 66765 900 New Amsterdam Casualty 416484 900 982292 293978 New York Plate Glass 982292 293978 247828 813372 1330316 1212406 350805C 1602504 630973 713566 7387710 3095455 70420C 277746 586516 444771 763676 283066 6807436 2643395 86236 North American Accident 2478285 813372 New York N Y Los Angeles Cal New York N Y Chattanooga Tenn Pittsburgh Pa Worchester Mass New York N Y Detroit Mich Hartford Conn Hartford Conn New York N Y Baltimore Md P L 1 P 1L iP L P L P L fP L P L P L P L IP L P L P VL 5345365 2195945 540654 191090 271965 487107 139602 961357 196 1665482 525295 Ocean Accid Guar ioe 62656 4264335 Pacific Mutual 3508050 1602504 Preferred Accident 1673612 380265 67823 11327 445464 183388 0 17872 800 Ao Provident Life Accident 7387710 3095455 Reliance Life 704200 277748 Ridgely Protective 586516 444771 1987078 13742 57 1817552 209945 856303 506753 134084 694721 349303 176736 292954 63565 113784 488839 238724 596418 449436 3437103 1697634 29662 Royal Indemnity 5537834 2815668 Standard Accident 9221403 3302776 Travelers Indemnity 621542 327204 617258 196405 1340687 496273 48008 9898243 4472257 1867811 632352 2293162 1009792 26952818 11110292 10667377 6675699 13140494 3662442 90000 6117 249282 98476 322058 171067 38224 9497 844292 341452 305952 236150 1229370 133828 1188870 511019 2119880 707816 4304775 2536934 8493498 2026586 14o 17516 01 63195 U S Fidelity Guaranty 327 47529 10589917 Total Premiums collected 217883306 94093131 171180442 58874823 445678 19840379 9664615 28386205 4370595 8955750 3d dSQ Q7 5633357 519094 9062700 3496474 1831273 1235 368561 89018 745809 51079 25880794 11762500 744645 281285 451900 61040 491499391 186705416 v i TABLE NO 5 Transactions in Georgia in 1919 by Assessment and Industrial Companies Compiled From Statements on File in the Insurance Department of This State NAME OF COMPANY Assessment Fire Companies Bartow County Mutual Fire Storm Farmers Cooperative Fire Farmers Cooperative Fire Farmers Mutual Fire Farmers Protective Fire Gordon County Mutual Fire Storm So Georgia Farmers Fire Southeastern Mutual Fire Southern Cooperative Fire Totals Assessment Life and Accident Companies of Other States Guarantee Fund Life Association Masonic Mutual Accident Co National Life Association Total LOCATION Total Premiums Received Adairsville Ga Jackson Ga Rome Ga Dawson Ga Lithonia Ga Calhoun Ga Thomasville Ga Atlanta Ga Macon Ga Omaha Neb Springfield Mass Des Moines Iowa 116407 2063660 414408 1003200 439124 344207 338200 1105856 155870 Losses Paid 5980932 B 100218 2549509 207938 285766 i 33200 1254200 131350 6 03300 160060 285774 162100 365225 17500 Losses Incurred 3012709 1651J12 200000 1851612 83200 854000 131350 620300 160060 285774 162100 365225 17500 2679509 1466946 200000 16 66946 CO o s a TABLE NO 6Continued Transactions in Georgia in 1919 by Assessment and Industrial Companies Compiled From Statements on File in the Insurance Department of This State NAME OF COMPANY Assessment Fire Companies LOCATION Total Premiums Received Losses Paid Losses Incurred Industrial Life Health and Accident Georgia Companies American Insurance Co Atlanta Ga 4353030 580 8437 57830465 10051128 1672729 6449718 32048751 28900018 108209575 1743658 3112964 70136368 2487394 261644 22 26102520 4008786 505862 2216404 15097505 12000225 51343052 863350 1408310 34649835 2508219 26289643 Atlanta Mutual Insurance Co Bankers Health Life Insurance Co Macon Ga Savannah Ga Rome Ga 27080770 404C661 505862 Fireside Mutual Insurance Co Ga Mutual Ind Life Health Insurance Co Atlanta Ga Augusta Ga 2251816 150 97505 Industrial Life Health Insurance Co Liberty Mutual Life Health Insurance Co Peoples Health and Life Insurance Co Atlanta Ga Savannah Ga 12540275 51856751 875850 1408470 Pilgrim Health Life Insurance Co Augusta Ga 35857910 Total 382591883 176847665 180313732 s b OS 1 a to TABLE NO 6 Transactions in Georgia in 1919 by Fraternal Benefit Societies Computed From Statements on File in the Insurance Department to NAME OF SOCIETY Columbian Woodmen Eminent Household of Masons Annuity American Insurance Union American Woodmen Supreme Camp of American Workmen Ben Hur Supreme Tribe Catholic Knights of America Supreme Council Columbian Circle Fraternal Aid Union Golden Cross United Order of the Golden Seal Assurance Society Grand Fraternity Heralds of Liberty Knights of Columbus Knights of Pythias Supreme Lodge of Maccabees Maccabees Womens Benefit Association of Masonic Mutual Life Association Modern Brotherhood of America Modern Woodmen of America Mosaic Templars of America National Union Assurance Society LOCATION Atlanta Ga Atlanta Ga Columbus O Denver Colo Washington D C Crawfordsville Ind St Louis Mo Chicago 111 Lawrence Kan Knoxville Tenn Roxbury N Y Philadelphia Huntsville Ala New Haven Conn Indianapolis Ind Detroit Mich Port Huron Mich Washington D C Mason City Iowa Rock Island 111 Little Rock Ark Toledo O Risks Written During Year 296500 178000 197000 1112450 147550 547825 500 75800 45500 205222 4500 130000 340500 33000 29500 29500 1000 2655000 308700 8000 Total Insurance in Force 1692876 956800 55350 1527550 678600 680926 257893 13500 1385275 20750 249750 222497 246000 435900 3969493 1333000 471500 444500 153000 9083000 1069200 19030221 Gross Premiums 3649278 116721 284050 3350897 3208735 873803 680735 24374 4174094 50385 594409 315428 473816 670963 9592846 1916677 842588 487053 248047 11807892 1217365 Losses Paid 2177119 6977680 182086 1193000 558516 350000 1025000 3513536 50000 252500 150000 50000 600000 6995000 3588180 425000 100000 8111370 565000 Losses Incurred 1690322 6777680 180350 1558750 568631 325000 1225000 3088878 152500 150000 200000 600000 7042574 3538226 425000 100000 6950000 700000 Si 95250001 10125000TABLE NO 6Continued Transactions in Georgia in 1919 by Fraternal Benefit Societies Computed From Statements on File in the Insurance Department NAME OF SOCIETY LOCATION Risks Written During Year Total Insurance in Force Gross Premiums Losses Paid Losses Incurred Order Brith Abraham U S Grand Lodge New York City Dallas Texas Boston Mass 10500 874500 14000 1000 148500 767431 3831708 77250 429082 1233225 13830839 65885 313928 300000 13943040 300000 301268 Praetorians Modern Order of Royal Arcanum Supreme Council 300000 12152800 Royal Neighbors of America Womens Catholic Order of Foresters Rock Island 111 Chicago 111 Woodmen Circle Supreme Forest r Omaha Neb 1157900 13806143 17600 4255100 55999923 71900 5403113 76104850 164943 1837497 65525103 114400 2713333 Woodmen of the World Sovereign Camp Omaha Neb New York City 51340000 Workmens Circle 134400 Totals 22227690 92002196 153367560 128752955 112339712 Accident Business Benefit Association of Railway Employees Chicago 111 160382 317020C 367650 1133800 389 14 1472965 186300 504450 28525 Travlers Protective Associarion of America St Louis Mo 1848765 Railway Mail Association Portsmouth N H Columdus O 185100 United Comm Trav of America 488690 Totals 4832032 2202629 2551080 Co b CIS s C5 2 1034 Annual Report STATE OF GEORGIA INSURANCE DEPARTMENT LIST OF INSURANCE COMPANIES ASSOCIATIONS AND FRATERNAL ORDERS LICENSED TO DO BUSINESS IN GEORGIA FOR THE YEAR 1920 i fireandIiremarInecompanies GEORGIA COMPANIES Name of Company Home Office Atlantic Mutual Fire Ins CoSayannan ua Georgia Home Ins CoColumbus Ga Name of Company Home Office gJTFirT CoSavannah Ua Southern Mutual InsAthens NONRESIDENT COMPANIES Name of Company Aetna Insurance Co Agricultural Ins Co Alliance Insurance Co Amer Alliance Ins Co American Central Ins Co American Druggists Fire Ins Co American Eagle Fire Ins Co American Ins Co Atlas Assurance Co London Automobile Insurance Co Bankers Shippers Ins Co British America Assurance Co Home or U S Office Caledonia Ins Co California Ins Co Camden Fire Ins Asso Central Manufacturers Mutual Citizens Insurance Co City of New York Ins Co Commercial Union Assur Co Ltd Comml Union Fire Ins Co Commonwealth Ins Co Concordia Fire Ins Co Connecticut Fire Ins Co Continental Insurance Co County Fire Ins Co Hartford Conn Watertown N Y Philadelphia Pa New York City St Louis Mo Cincinnati O New York City Newark N J New York City Hartford Conn New York City Toronto Canada New York City San Francisco Cal Camden N J Van Wert Ohio St Louis Mo New York City New York City New York City New York City Milwaukee Wis Hartford Conn New York City Philadelphia Pa Attorney for Service Clarence L Ruse E J Diekey Eobt N Hughs H E Parker Chas H Godfrey C D Jordan Sam T Maddox L J Leonard C C Hatcher Wm H Rhett Eagle Star British Dominions Equitable Fire Marine Ins Co New York City Providence R I J F Lewis Chas H Godfrev Bowie Martin J A Whitner C M Jerome J L Biley W R Prescott Wm H Rhett D I Mclntyre J A Whitner E K McDowell L C Quin T E Tupper Edgar Dunlap John J McKay Fidelity Fire Ins Co Sumter S C FidelityPhoenix Fire Ins Co New York City Fire Association of PhiladelphiaPhiladelphia Pa A H Turner Floyd Johnson T 5 Shropshire A L Waldo W E Chapin Address Atlanta Atlanta Atlanta Atlanta Atlanta Monticello Atlanta Atlanta Atlanta Atlanta Valdosta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Macon Atlanta Atlanta Atlanta Atlanta AtlantaInsurance Department of Georgia 35 FIRE AND FIRE AND MARINE COMPANIESNONRESIDENTCONTINUED Name of Company Home or U S Office Attorney for Service Address Firemans Fund Ins Co Firemens Insurance Co Fitchburg Mutual Fire San Francisco Cal Newark N J Fitchburg MassPhiladelphia Pa Philadelphia Pa Glens Falls N Y New York City New York City New York CityStevens P nt Wis Hartford Conn Hartford Conn San FranciscoCal New York City New York City New York City Indianapolis Ind Philadelphia PaPhiladelphia Pa New York City New York City New York City New York CityBoston Mass Mansfield Ohio Baltimore Md Boston Mass Philadelphia PaProvidence R I Ft Worth TexMilwaukee Wis Owatonna MinnPittsburgh Pa Providence R I Hartford ConnNew York City Pittsburgh Pa Newark N J NBrunswiek N J Manchester N H Newark N J San Francisco Cal New York City New York City New York City New York City New York CityMilwaukee Wis Edgar T Gentry A L Brooks J L Riley C W Phillips A L Brooks J Arthur Howell L C Quin H E Parker J L Skinner R E Burke W R Preseott W R Preseott E T Gentry Chas W PhillipsE N OBeirne T B ShropshireJ L Riley Robt N HughsW H Rhett B P Walker Jr W G Harrison A H Turner R A Hancock J L Eiley J L Eiley F H Beynolds Jas L Dickey Jr A L Brooks E D Ernst J C Lloyd Wm H Hill J L Eiley L C Quin Gordon Williams H T Powell S C Williams C Y Smith Milton Dargan L C Quin John J McKay L C Quin F E Ellis C G Key W H Hill Edgar Dunlap Milton DarganJr Edgar Dunlap J A Hall Atlanta Atlanta Atlanta Atlanta Girard Fire Marine Ins CoGlens Falls Fire Ins Co Globe Rutgers Fire Ins Co Great American Ins Co Atlanta Atlanta Atlanta Atlanta Atlanta Hardware Dealers Mutual Fire Atlanta Atlanta Atlanta Home Fire Marine Ins Co Atlanta Importers Exporters Ins Co Indiana Lumbermen Mutual Insurance Co of North AmericaInsurance Co of State of Penn Liv London Globe Ltd Eng London Assurance Corporation London Lancashire Fire Ins Co Lumber Mutual Fire Ins Co Lumbermens Mutual Ins Co Maryland Motor Car Ins Co Mass Fire Marine Ins Co Atlanta Atlanta Atlanta Atlanta Atlanta Savannah Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Mercantile Mutual Fire Ins Co Millers Mutual Fire Ins Co Milwaukee Mechanics Ins Co Minnesota Implement Mutual Savannah Augusta Atlanta Atlanta Atlanta Nat Fire Ins Co of ParisFrance Atlanta Atlanta National Liberty Ins Co National Union Fire Ins Co Atlanta Atlanta Atlanta New Brunswick Fire Ins Co New Hampshire Fire Ins Co New Jersey Insurance Co New Zealand Insurance Co Ltd Niagara Fire Insurance Co North British and Merc Ins CoNorthern Assurance Co Ltd Atlanta Macon Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta North River Insurance Co Northwestern National Ins Co Atlanta Atlanta 36 Annual Report TIKE AND FERE AND MARINE COMPANIESNONKESIDENTCONTINUED Name of Company Norwich Union Fire Ins Society Orient Insurance Co Pacific Fire Ins Co Palatine Ins Co Ltd London Palmetto Fire Ins Co Pennsylvania Fire Ins Co Pa Lumbermens Mut Pennsylvania Millers Mutual Phenix Fire Ins Co of Paris Phoenix Assurance Co Ltd Phoenix Fire Ins Co Home or U S Office Peoples National Fire Ins Co ProvidenceWashington Ins Co Queen Insurance Co of America New York City Hartford Conn New York City New York City Saunter S C Philadelphia Pa Philadelphia Pa WilkesBarre Pa Providence B I New York City Hartford Conn Philadelphia Pa Providence R I New York City Attorney for Service Bnode Island Ins CoProvidence R I A Wilkerson R A Hancock J F Lewis Jno A Vhitner D I Mclntyre E K McDowell J L Eiley J L Riley Gordon Williams Edgar Dunlap C A Bauschen berg Jr T B Shropshire C M Jerome Address S Y Tupper Royal Exchange AssuranceNew York City Royal Ins Co Ltd Liverpool New York City Gordon Williams S C Fleming Milton Dargan ScandiAmer Assc Corp Ltd Scottish Union National Ins Co Security Ins Co Springfield Fire Marine Ins Co Star Ins Co of America Sterling Fire Insurance Co Standard Fire Insurance Co St Paul Fire Marine Ins Co Stuyvesant Ins Co Sun Insurance Office England Svea Fire Life Ins Co Tokio Marine Fire Ins Co Union Assur Soc Ltd Union Fire Ins Co of Paris Union Ins Society of CantonLtd United British Ins Co Ltd United States Fire Ins Co Urbaine Fire Ins Co New York City Hartford Conn New Haven Conn Springfield Mass New York City Indianapolis Ind Hartford Conn St Paul Minn New York City New York City New York City New York City New York City Providence R I Chicago 111 Newark N J New York City New York City Atlanta Atlanta Valdosta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Edgar T Gentry W R Hoyt Alton F Irby Jas L Dickey Jr P B Walker Jr W B Prescott D P Malone F M Spratlin J F Lewis J T Fitten W H Bhett C Y Smith Victory Ins Co Virginia Fire Marine Ins Co VVestchester Fire Ins Co F G Lumpkin D I Mclntyre A H Turner L C Quin W B Hoyt A H Turner Philadelphia Pa Bichmond Va New York City Western Assurance CoToronto Canada Yorkshire Insurance Co LtdNew York City Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Columbus Atlanta Atlanta Atlanta Atlanta Atlanta W E Chapin D Brown C A Bauschen berg Jr Chas H Godfrey Milton Dargan Jr Atlanta Atlanta Atlanta Atlanta Atlanta AtlantaInsurance Department of Georgia 37 II LIFE COMPANIES GEORGIA COMPANIES Name of Company Home Office Name of Company Home Office Standard Life Insurance CoAtlanta 6a LIFE COMPANIESNONRESIDENT Name of Company Aetna Life Ins Co American Central Life Ins Am Natinal Ins Co Atlantic Life Ins Co Co Bankers Reserve Life Co Carolina Life Ins Co Cloverleaf Life Casualty Co Columbian National Life Ins Co Connecticut Mutual Life Ins Co Conservative Life Ins Co Equitable Life Assurance Society Federal Life Ins Co Fidelity Mutual Life Ins Co Franklin Life Insurance Co George Washington Life Ins Co Guardian Life Insurance Co Home Life Insurance Co Illinois Life Insurance Co Indiana National Life Ins Co International Life Insurance Co InterSouthern Life Ins Co Interstate Life Accident Co Jefferson Standard Life Ins Co Life Insurance Co of Virginia Life Casualty Ins Co Lincoln Reserve Life Ins Co Manhattan Life Insurance CoiNew York N Y Maryland Assur CorpJBaltimore Md Maryland Life Insurance CoBaltimore Md Home Office Hartford Conn Indianapolis Ind Galveston Texas Richmond Va Omaha Neb Columbia S C Jacksonville HI Boston Mass Hartford Conn Wheeling W Va New York City Chicago 111 Philadelphia Pa Springfield 111 Charleston W Va New York N Y New York N Y Chicago 111 Indianapolis Ind St Louis Mo Louisville Ky Chattanooga Tn Greensboro N C Richmond Va Nashville Tenn Birmingham Ala Attorney for Service W E Hawkins Shepard Bryan C B Wilson C D McKinney C M Furlow Walter McElreath T D White A C Newell Oscar Palmour C C Bettis W E Duncanson Lee 0 Wright J H Byrley W W Reid T A Coleman Alex C King C C McGehee Jr W O Perry H H Turner H W Campbell B W Crume J A Bishop R W Statham J C Howard Harvey Hatcher E S Murphy R C Alston W J Welsh H N Randolph Address Atlanta Atlanta Atlanta Atlanta Madison Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Macon Atlanta Atlanta Atlanta Macon Atlanta Atlanta Atlanta Atlanta Barnesville Atlanta Atlanta Atlantaff22 38 Annual Report TrFT COMPANIESNONRESIDENT Name of Company Mass Mutual Life Insurance Co Metropolitan Life Ins Co Michigan Mutual Life Ins Co Missouri State Life Insurance Co Morris Plan Ins Co Mutual Benefit Life Insurance Co Mutual Life Ins Co of N Y National Life Ins Co National Life Ins Co of TJ S A Natl Life Acct Ins Co New England Mutl Life Ins Co few York Life Insurance Co forth Carolina Mutl Life Ins Co rorthwestern Mut Life Ins Co acifie Mut Life Insurance Co PanAmerican Life Ins Co Penn Mutual Life Insurance Co Philadelphia Life Ins Co Phoenix Mutual Life Ins Co Provident Life Ace Ins Co Provident Life Trust Co Prudential Ins Co of Am Reliance Life Insurance Co Reserve Loan Life Ins Co Home Office Attorney for Service Security Mutual Life Ins Co Sou States Life Ins Co State Life Insurance Co State Mutual Life Ass Co Travelers Insurance Co Union Central Life Insurance Co United Life Accident Springfield Mass New York N Y Detroit Mich St Louis Mo New York City Newark N J New York N Y Montpelier Vt Chicago 111 Nashville Tenn Boston Mass New York N Y Durham N C Milwaukee Wis Los Angeles Cal New Orleans La Philadelphia Pa Philadelphia Pa Hartford Conn Chattanga Tenn Philadelphia Pa Newark N J Pittsburgh Pa Indianapolis Ind Binghampton NY Atlanta Ga Indianapolis Ind Worcester Mass Hartford Conn Cincinnati Ohio Concord N H Wm J Harty A W Smith R L Brookg H C Lorick H N Randolj i B L Poreman R P Shedden Address Geo M Hope J B Wood G C Lynch R J Guinn E J Clark J L Wheeler VV Woods White R H Gordy AJShropshire Jr H C Bagley B S Williams B A Tracy A M Conway W W Daniel J M Skinner J E Husbands C A West Savannah Atlanta Atlanta Augusta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Athens Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta P W Coleman Wilmer L Moore C V LeCraw F W Burr B J Waugh Thos H Daniel V M Hardy Volunteer State Life Ins CoChattanga TennU M JonesBowman Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Borne HI MISCELLANEOUS COMPANIES Health Accident and General Casualty Lines GEORGIA COMPANIES Name of Company Home Office Georgia Casualty CoMacon Ga Insurance Department of Georgia 39 NONRESIDENT COMPANIES Name of Company Aetna Cas Surety Co Aetna Life Ins Co American Casualty Co American CreditIndemnity Co Amer Mutual Liability Ins Co American National Ins Co American Surety Co American Indem Co American EeInsuranee Co Boston Insurance Co Carolina Life Ins Co Clover Leaf Life Cas Co Columbia Casualty Co Columbia Ins Co Columbian National Life Ins Co Commonwealth Cas Co Continental Casualty Co Employers Indemnity Corp Employers Liability Assur Corp Federal Casualty Co Federal Life Ins Co Fidelity Casualty Co Fidelity Deposit Co of Md Gen Ace Fire and Life Globe Indemnity Co Hartford Accident Indemnity Hartford Steam Boiler Inspec tion and Insurance Co InterState Casualty Co InterState Life Accident Jefferson Ins Co Liberty Marine Ins Co Liberty Mutual Ins Co Life Casualty Ins Co Lloyds Plate Glass Ins Co London Guar and Ace Co Ltd Loyal Protective Ins Co Lumbermens Mutual Cas Co Marine Motor Ins Co Maryland Assurance Corp Maryland Casualty Co Masonic Protective Assn Mass Bonding Ins Co Home or II S Office Hartford Conn Hartford Conn Reading Pa New York City Boston Mass Galveston Texas New York City Galveston Texas Huntingdon Pa Boston Mass Columbia S C Jacksonville Ill New York City New York N Y Boston Mass Philadelphia Pa Chicago 111 Kansas City Mo Boston Mass Detroit Mich Chicago 111 New York City Baltimore Md Philadelphia Pa New York N Y Hartford Conn Hartford Conn Birmingham Ala Chattanga Tenn New York City New York City Boston Mass Nashville Tenn New York City Chicago 111 Boston Mass Chicago 111 Galveston Tex Baltimore Md Baltimore Md Worcester Mass Boston Mass Attorney for Service Wm H Rhett W E Hawkins E Howard J F Burkhardt A H Davis C E Wilson H N Hutchison O M Stanton F E Twitty W L Wilson Waltei McElreath T D White D I Mclntyre Sr J L Dickey Jr A C Newell Stiles Hopkins L J Haas B A Kennedy Ralph L Beed Wm A Wright Lee O Wright BugeneOberdoffer Leonard Haas Thos Lewis Frank Adair C F Baker Wm M Francis J L Holmes J A Bishop 0 F Whitten 0 F Whitten J S Bussey Jr Harvey Hatcher D I Mclntyre S B Wright Jr C M Turner J L Eiley O M Stanton W J Welsh Edwin K Haas R L Thurman Eugene Dodd Address Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Brunswick Savannah Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Augusta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta40 Annual Report MISCELLANEOUS COMPANIESNONRESIDENTCONTINUED Name of Company Metropolitan Casualty Co Metropolitan Life Millers Indemnity Underwriters Home or U Office S National Casualty Co National Life Accident Ins Co National Surety Co National Belief Assurance Co New Amsterdam Casualty Co New York Plate Glass Ins Co North American Accident Ins Co North Atlantic Ins Co New York City New York N Y Dallas Texas Detroit Mich Nasthville Tenn New York City Philadelphia Pa Baltimore Md New York City Chicago 111 Philadelphia Pa Attorney f 01 Service Address James Gillespie A W Smith B A Kennedy B D Parkinson G C Lynch W L McCalleyJr W W Haskill A D Tobin Wm H Bhett Shepard Bryan 0 F Whitten Ocean Aec and Guar Corp Ltd Pacific Mutual Life Ins Co Preferred Accident Insurance Co Provident Life and Accident Beliance Life Ins Co Bidgely Protec Assn Boyal Indemnity Co Standard Accident Ins Co Standard Marine Ins Co Liver pool Thames Mersey Marine Ins Co Travelers Indemnity Co Travelers Insurance Co Union Marine Ins Co Ltd United States Casualty Co U S Fidelity and Guaranty Co U S LWds Inc New York City Los Angeles Cal New York City Chattanga Tenn Pittsburgh Pa Worcester Mass New York City Detroit Michv New York N Y Edgar Dunlap B H Gordy E H Harrold A M Conway J E Husbands M M Coggins A H Turner C A Bickerstaff W L Wilson A L Fairie New York City Hartford Conn H D Dyke Hartford Conn B J Waugh New York City New York City Baltimore Md New York City T I Lynch Jno H Mullin Wm A Smith Simon Freitag Augusta Atlanta Atlanta Savannah Atlanta Atlanta Atlanta Augusta Atlanta Atlanta Atlanta Atlanta Atlanta Macon Atlanta Atlanta Atlanta Atlanta Savannah Savannah Atlanta Atlanta Atlanta Atlanta Atlanta Atlanta THE FOLLOWING COMPANIES ARE AUTHORIZED TO WRITE FIDELITY AND SURETY BONDS Name of Company Home Office Name of Company Home Office Aetna Cas Surety CoHartford Conn American Surety CoNew York N Y Fidelity Deposit Co of Md Baltimore Md Globe Indemnity CoNew York City Hartford Act Indem y Co Hartford Conn Maryland Casualty CoBaltimore Md Mass Bonding Ins CoBoston Mass National Surety CoNew York N Y Eoval Indemnity CoNew York N Y U S Fidelitv Guaranty Co Baltimore MdInsurance Department of Georgia 41 IV ASSESSMENT FIRE COMPANIES Four Counties and Farmers CoOperative Plans Name of Company Home Office Name of Company Home Office Bartow Co Mut Fire Storm Ins Co Adairsville Ga Gordon County Mutual Fire Storm Ins CoCalhoun Ga Farmers CoOpve Fire Ins Co Jackson Ga South Georgia Farmers Fire Ins Farmers Cooper Fire Ins CoEome Ga Farmers Fire Ins Co Oconee Co Watkinsville Ga Farmers Mutual Fire Ins CoDawson Ga Farmers Protective Fire Ins Co Lithonia Ga Ga Farmers Fire Ins CoGainesville Ga Co Thomasville Ga Southeastern Mutual Fire Ins Co Atlanta Ga Southern CoOperative Fire Ins Co Macon Ga V ASSESSMENT OF OTHER STATE INSURANCE COMPANIES Name of Company Home Office Name of Company Home Office Guarantee Fund Life AssnOmaha Neb Masonic Mutual Acct CoSpringfield Mass Xational Life AssnDes Moines Iowa VI INDUSTRIAL LIFE HEALTH ACCIDENT COMPANIES Stock Companies Name of Company Home Office Atlanta Mutual Insurance CoAtlanta Ga Bankers Health Life Ins CoMacon Ga Name of Company Home Office Cherokee Life Ins CoBome Ga Industrial Life Health Ins Co Atlanta Ga Mutual Companies Name of Company Home Office American Insurance CoSavannah Ga Brunswick Mutual Life Health Ins Co Brunswick Ga Chatham Mutual Health Life Ins Co Savannah Ga Fireside Mutual Ins CoAtlanta Ga Georgia Mutual Ind Life Health Ins CoAugusta Ga Name of Company Home Office Guaranty Mutual Life Health Ins Co Savannah Ga Liberty Mutual Life Health Ins Co Savannah Ga Life Health Ins CoSavannah Ga Peoples Health Life Ins CoMacon Ga Pilgrim Health Life Ins CoAugusta Ga42 Annual Report VII FRATERNAL ORDERS a Domestic Name Home Office Attorney or Service Columbian Woodmen Eminent Household of Atlanta Ga Atlanta Ga Insurance Commr Insurance Commr b Foreign American Insurance Union American Woodmen Supreme Camp of The American Workmen Benefit Assn of Ry Employees Ben Hur Supreme Tribe Catholic Knights of America Supreme Coun cil Columbian Oircle The Fraternal Aid Union Golden Cross United Order of The Golden Seal The Order of Grand Fraternity The Heralds of Liberty Knights of Columbus Knights of Pythias Supreme Lodge of Maccabees The Maccabees The Womens Benefit Asso Masonic Mutual Life Assn Modern Brotherhood of America Modern Woodmen of America Mosaic Templars of America National Union Assurance Society The Order Brith Abraham U S Grand Lodge Practorians Modem Order of Railway Mail Association Royal Arcanum Supreme Council Royal Neighbors of America Travelers Protective Assn of America United Commercial Travelers of America Order of Womens Catholic Order of Foresters Woodmen Circle Supreme Forest Woodmen of the World Sovereign Camp Workmens Circle Columbus Ohio Denver Ohio Washington D C Chicago 111 Crawfords e Ind St Louis Mo Chicago 111 Lawrence Kan Knoxville Tenn Roxbury N Y Philadelphia Pa Huntsville Ala New Haven Conn Indianapolis Ind Detroit Mich Port Huron Mich Dist of Columbia Mason City Iowa Rock Island 111 Little Rock Ark Toledo Ohio New York City Dallas Texas Portsmouth N H Boston Mass Rock Island 111 St Louis Mo Columbus Ohio Chicago 111 Omaha Neb Omaha Neb New York Citv Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Insurance Insurance Insurance Insurance Insurance Commr Commr Commr Commr Commr Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance Commr Insurance CommrInsurance Department of Georgia 43 FIRE INSURANCE COMPANIES AETNA INSURANCE COMPANY 670 Main Street Hartford Conn Wm B Clark President Guy E Beardsley Secretary Attorney for service in GeorgiaClarence L Ruse Atlanta Ga Kinds of business done in GeorgiaFire Tornado Automobile Marine Capitol Stock Amount of paidup capital XZ Ledger assets Dec 31 1918 3279760163 Extended at 3279760163 Income Gross premiums on new business 3424195514 Deduct amount paid for insurance and return pre mums UIJJ Total premiums 2SiMHn Interest and rents no qnvss Profits on sale or increase by adjustment of assets 9Z90788 Other sources Conscience fund r Infinn From agents balances previously charged off4UtU0 Total income 234530250 Carried forward 5625090413 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents b Renewal Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets Other items Furniture and fixtures athtis inspectfonsand surveys and underwriters board etc Federal taxes Taxes licenses and fees Legal expense Agents balances charged off Contributions to relief funds Deposit premiums returned Real estate expenses and taxes 887611586 12448662 448211298 154176480 9568200 27774146 4400881 3592590 1328028 36690804 41107671 82285156 359311 347019 500000 813973 1361775 Dividends 125000000 293386327 Total disbursements Balance 1837577500 3787512913 Ledger Assets Book value of real estate Loans secured by pledge of bonds Boncjs t book value Stocks at book value 62720793 565000 2597382471 41389699f 44 Annual Report Cash in office 617953 Deposits at interest 306364251 Deposits not at interest 409txoo Agents balances net 393376288 Other items Bills receivable 8594512 Total ledger assets as per balance No 23 3787512913 NonLedger Assets Interest due and accrued 20812301 Other items Reinsurance due on paid losses 15230138 Salvage recoverable on paid losses 5903478 Total assets 3829458830 Deduct Assets Not Admitted Agents balances 10062220 Bills receivable 5235634 Other items Overdue and accrued interest on bonds in default 2044667 Book value of real estate over market value 21720793 Book value of bonds and stocks over market value 78932876 102698336 Total not admitted assets 117996190 Total admitted assets 3711462640 Liabilities Net amount of unpaid losses and claims 245112959 Reserves or unearned premiums on risks outstanding 1745750134 Salaries and miscellaneous accounts due or accrued 3500000 Taxes due or accrued 146500000 Total amount of liabilities except capital 2140863093 Capital actually paid in cash 500000000 Surplus over al liabilities 1070599547 Surplus protection to policy holdeTs 1570599547 Total liabilities 3711462640 Business in the State of Georgia In force on the31st day of December 1918 2842778747 2972658207 under tihs heading in last years statement 2842778747 2972658807 Written or renewed during the year per income No 5 2512017282 2536663611 Excess of original premiums over amount received for reinsurance 28733004 Total 5354796029 5538054822 Deduct those expired and marked off as terminated 2015410252 2084982712 In force at the end of the year 3339385777 3453072110 Deduct amount reinsured 483134232 416645964 Net amount in force 2856251545 3036426146 Terpetual risks not included above 46429800 Deposit premiums on same 10542855 Business in ForceMarine and Inland Risks Premiums In force on the 31st day of December as per line 6 under this heading in last years statement 137447748 273797933 Written or renewed during the year per income No 5 1582222660 887331598 Total 1719670408 1161129531 Deduct those expired and marked off as terminated 1539560431 811341705 In force at the end of the year 180109977 3497 87 26 Deduct amount reinsured 72305117 136456225 Net amount in force 107804860 213331601Insurance Department of Georgia 45 Business in the State of Georgia A Fire Gross risks written 7617283900 Less 14227450 risks cancelled and 15606117 rein surance in companies authorized in Georgia 2922209500 Net risks written 4696074400 Gross premiums on risks written 111992104 Less 16191501 return premiums and 18023914 premiums tor reinsurance in companies authorized in Georgia 33372875 Marine and Inland 917716609 61147200 856569400 7561522 Net losses incurred Investments in Georgia 36865139 Bonds 2230340 Other items Ga RR and Banking Co Stock 1 12071000 842540 Net premiums received 78619229 6718982 Losses paid deducting salvage 53019521 Less losses on risks reinsured in companies autho rized in Georgia 14216756 2033462 Net losses paid 38802765 2033462 Losses incurred 46223315 Less losses on risks reinsured in companies autho rized in Georgia 14216750 2193562 2193562 Total investments in Georgia 14301340 AGRICULTURAL INSURANCE COMPANY 203 Washington Street Watertown N Y W H Stevens President P H Willmott Secretry Attorney for service in GeorgiaE 1 Dickey Atlanta Ga Kinds of business done in GeorgiaTornado Fire Automobile Explosion Sprinkler Leakage Capitol Stock Amount of paidup capital 50000000 Ledger assets Dec 31 1918 629633612 Extended at 629633612 Income Gross premiums on new business 551171918 Deduct amount paid for insurance and return premiums 170834349 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Additional profit on bonds sold in 1918 20250 Sale of interest of bonds of Raquette Foundry and Supply Co previously charged off 383351 Agents balances previously charged off 83433 380337569 30938558 2715728 487034 Total income 414478880 Carried forward 1044112501 Disbursements Net amount paid policyholders for losses 180568666 Iegal and administrative expenses in adjustment of claims 4937397 Commissions and allowances to agents b Renewal 725954946 Annual Report Salaries of officers and empolyes n5in Rents and interest iisQ Advertising printing postage telegrams etc onninnn Paid policyholders for dividends J Loss on sale and decrease by adjustment of assets lbslbloo Other items Furniture and fixtures b3 X Maps WAU Inspection and surveys 11093122 Taxes 15766645 Legal expense 31200 Agents balances charged off 173976 War work 351500 Real estate expense and taxes 221630 29359860 Total disbursements 371817609 Balance 672294892 Ledger Assets Book value of real estate 5120788 Mortgage loans first lien 46321200 Bonds at book value 332285061 Stocks at book value 158657520 Cash in office 78170 Deposits at interest 70485551 Agents balances net 45921602 Other items Loans secured by pledge of bonds stocks or other collateral 13425000 Total ledger assets as per balance Xo 23 672294892 NonLedger Assets Interest due and accrued 6167119 Market value of assets over book value 21086599 Other items Reinsurance on paid losses 2072232 Total assets 695453723 Deduct Assets Not Admitted Agents balances 204550 Other items Book value of real estate over market 620781 Book value of bonds over market Talue 23461395 24082183 Total not admitted assets 24286733 Total admitted assets 671166990 Liabilities Net amount of unpaid losses and claims 53128592 Reserves or unearned premiums on risks outstanding 320704400 Salaries and miscellaneous accounts due or accrued 800000 Taxes due or accrued 13500000 Other items Contingent commissions accrued 2000000 Conflagration reserve 30000000 32000000 Total amount of liabilities except capital 420132992 Capital actually paid in cash 50000000 Surplus over all liabilities 201033998 Surplus protection to policyholders 251033998 Total liabilities 671166990 Business in ForceFire Risks Premiums In force on the 31st day of December 1918 703286300 6695990 00 Written or renewed during the year 554692300 529505957 Total 1297978600 11991049 57 Deduct those expired and marked off as terminated 491076200 472652757Insurance Department of Georgia 47 In force at the end of the year Tllolll So Deduct amount reinsured 173051100 166044500 Net amount in force 593851300 560407700 Business in ForceMarine and Inland Risks Premiums in force at the end of the year 5Tnn 1 JK m Written or renewed during the year 401404400 141696092 TotaI 431794300 187942569 Deduct those expired and marked off as terminated 376101600 1260 153 6 In force at the end of the year 55692700 SmOO Deduct amount reinsured 29826100 21634400 Net amount in force 25856600 40292800 Business in the State of Georgia A Fire Marine and Inland Gross risks written 1091993300 77690000 Less Fire 2333801 Marine 21700 risks cancelled and Fire 2198352 reinsurance in companies au thorized in Georgia 453215300 2170000 Net risks written 638778000 75520000 Gross premiums on risks written 9355825 308000 Less Fire 1937913 Marine 555 return premiums and Fire 1396412 premiums for reinsurance in companies authorized in Georgia A6Mtf 5500 Net premiums received 6021500 252500 Losses paid deducting salvage 5293000 23000 Less losses on risks reinsured in companies autho rized in Georgia 1363200 Net losses paid 2929800 23000 Losses incurred t 5032000 23000 Less losses on risks reinsured in companies autho rized in Georgia 12560000 Net losses incurred 37760 23000 Investments in Georgia Bonds 1051430 Total investments in Georgia 1051430 ALLIANCE INSURANCE COMPANY Third and Walnut Streets Philadelphia Pa Benjamin Rush President John Kremer Secretary Attorney for service in GeorgiaRobt M Hughs Trust Co of Ga Bldg Atlanta Ga Kinds of business clone in GeorgiaAll Branches of Fire Marine Inland and Automobile Insurance Capital Stock Amount of paidup capital 750 00000 Ledger assets Dec 31 1918 J97917U2J extended at 397917029 Income Gross premiums on new business 400025249 Gross renewal premiums Lovt6i Total premiums iiiHwK Interest and rents mvmm48 Annual Report Profits on sale or increase by adjustment of assets Total income Carried forward 266891 266848628 664765657 Disbursements afmtnlstnsistfofms Commissions and allowances to agents b Renewal Salaries of officers and employes 5dtSnringPostaie7eSiic SsSderusttofaiseti 0Taxisemstate County Federal etc Total disbursements Balance Ledger Assets Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest Agents balances net Other items Bills receivableIT i Reinsurance recoverable on paid losses 92324462 1756838 49893044 14633369 756351 3370351 9000000 6533625 18896785 197164825 467600832 344806336 41780387 10000 1601685 36494681 42563313 80000 264430 Total ledger assets as pel balance No 23 NonLedger Assets Interest due and accrued Total assets Deduct Assets Not Admitted 3444SO 467600832 4935339 472536171 1793602 20960523 1097 Agents balances Other items Bonds and stocks per schedule D This companys proportion of reinsurance bureau line 32 reinsurance received on paid losses Total not admitted assets Total admitted assets Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items lonnnnn Contingent commissions 22755222 449780949 53520000 157275240 326346 11000000 1200000 223321586 Total amount of liabilities except capital Capital actually paid in cash 5000000 Surplus over all liabilities 151459363 Surplus protection to policyholders 226459363 Total liabilities 449780949 Business in ForceFire In force on the 31st day December 1918 288286111 Premiums 279018171 346926176 Total 677396751 625984347 Written or renewed during the year 389110640Insurance Department of Georgia 49 Deduct those expired and marked off as terminated 275450215 In force at the end of the year 401946536 Deduct amount reinsured 101551003 260911296 365073051 93303248 Net amount in force 300395533 271769803 Perpetual risks not included above 75528400 Deposit premiums on same 2285370 Business in ForceMarine and Inland In force on the 31st day December 1918 16574924 Written or renewed during the year 90240190 Total Deduct those expired and marked off as terminated 106815114 95031432 In force at the end of the year 11783682 Deduct amount reinsured 7500 Premiums 29707738 52861579 82569317 64883103 17686214 63752 17622462 Net amount in force 11776182 Business in the State of Georgia A Fire Marine and Inland Gross risks written 963391600 105912200 Less 2449784 risks cancelled and 2749680 rein surance in companies authorized in Georgia 519946400 26677700 Net risks written 443445200 Gross premiums on risks written 10489506 Less 1746807 retur npremiums and 3535220 pre miums for reinsurance in companies authorized in Georgia 5282027 Losses paid deducting salvage 3120032 Less losses on risks reinsured in companies autho rized in Georgia 1230545 Net losses paid 1889487 Losses incurred 2714246 Less losses on risks reinsured in companies autho rized in Georgia 1193545 79234000 469019 182241 20406 20406 20406 Net losses incurred 1520701 Investments in Georgia Bonds 1000000 Total investments in Georgia 20406 1000000 AMERICAN ALLIANCE INSURANCE COMPANY One Liberty Street New York N Y Charles G Smith President Edwin M Cragin Secretary Attorney for service in GeorgiaHarry F Parker Atlanta Ga Kinds of business done in GeorgiaFire and Marine Capital Stock Amount of paidup capital 100000000 Ledger assets Dec 31 1918 336583631 Extended at 336583631 Income Gross premiums on new business 638192511 Deduct amount paid for reinsurance and return pre miums j 506698227 Total premiums 13149428450 Annual Report 15163375 35421 Interest and rents Profits on sale or increase by adjustment of assets Total income 146693080 Carried forward 483276711 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Paid stockholders for dividends Loss on sale and decrease by adjustment of assets Other items Taxes 562ZH2 Printing and stationery a United war work contributions 2S Interest on prepayment of reinsurance balances 4973 39392209 981323 40892882 1307307 19500000 5966886 6180199 Total disbursements 114220806 Balance 369055905 Ledger Assets Bonds at book value Stocks at book value Cash in office Deposits at interest agents balances net Total ledger assets as per balance No 23 NonLedger Assets Interest due and accrued 235071787 90951998 10000 14775981 22246139 369055905 2720200 Total assets t 371776105 Deduct Assets Not Admitted Other items Book value of bonds and stocks over market value Bonds 15890787 Stocks 26129898 Total not admitted assets Total admitted assets 42020685 329755420 Liabilities Net amount of unpaid losses and claims 12332800 Reserves or unearned premiums on risks outstanding 108088039 Salaries and miscellaneous accounts due or accrued 4500000 Capital actually paid in cash 100000000 Surplus over all liabilities 104834581 Surplus protection to policyholders 204834581 Total liabilities 329755420 Business in ForceFire Risks Premiums In force on the 31st day of December 1918 760041093 647703159 Written or renewed during the year per income No 5 707277188 Total 1467318211 Deduct those expired and marked off as terminated 574076680 Net 615884889 1263588048 533287527 730300521 541225971 amount in force 251498032 189074550 In force at the end of the year 893241531 Deduct amount reinsured schedule required 641743499Insurance Department of Georgia 51 Business in ForceMarine and Inland Risks Premiums In force on the 31st day of December as per line 6 under this heading in last years statement 4903548 8550989 Written or renewed during the year per income 223 07622 No 5 Total 17238230 30858611 Deduct those expired and marked off as terminated 7547639 882654 In force at the end of the year lifAll 164 99491 Deduct amount reinsured schedule required 9358106 lb499491 Net amount in force 332485 476466 Business in the State of Georgia A Fire Marine and Inland Gross risks writtenI 298879300 6707500 Less Fire 670545 Marine 17195 risks cancelled and reinsurance in companies authorized in Geor gia Net risks written 231824800 4988000 Gross premiums on risks written 3989437 198870 Less Fire 755008 Marine 37377 return premiums and premiums for reinsurance in companies authorized in Georgia 7D5008 ilAU Net premiums received 3234429 161493 Losses paid deducting salvage 1925789 2AS Net losses paid 1925789 249 Losses incurred 1421589 90149 Net losses incurred 1421589 90149 AMERICAN CENTRAL INSURANCE COMPANY 816 Olive Street St Louis Mo B G Chapman Jr President Harold M Hess Secretary Attorney for service in GeorgiaC H Godfrey Atlanta Ga Capital Stock Amount of paidup capital 100000000 Ledger assets Dec 31 1918 504888890 Extended at Income Gross premiums on new business 721512410 Deduct amount paid for insurance and return premiums 503767067 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Agents balances previously charged off Conscience fund 21801 22000 504888890 217745343 17704903 30150 43801 Total income 235795547 Carried forward 740684437 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents 95068383 2726891 5707505752 Annual Report 6674350 Salaries of officers and employees 611228 Rents and interestI 27oi771 Advertising printing postage telegrams etc 320730 Loss on sale and decrease by adjustment of assets Other items 70 617 39 Salaries and expenses Held men 4955220 Inspections and surveys 100 76090 Taxes l57346 Agents balances charged off 326630 Sundry 2257702t 190642035 Total disbursements 350042402 Balance Ledger Assets Mortgage loans first lien 15000 fJDjj Bonds at book value qi47a52 Stocks at book value 4 046 13 Cash in office fi3495747 Deposits at interest i880261 Deposits not at interest anttvi Agents balances net b03544 Other items 99 Reinsurance recoverable 1919 can Loans secured by pledge of bonds etc45UUOO lg m 22 Total ledger assets as per balance No 23 550042402 NonLedger Assets Interest due and accrued 5109041 Total assets 555151441 Deduct Assets Not Admitted Agents balances 269210 Other items Market value of special deposits in excess of cor responding liabilities 50693 Book value of bonds and stocks over market value 56446640 u U 9 i ti i Total not admitted assets 61266543 Total admitted assets 493884900 Liabilities Net amount of unpaid losses and claims 30954000 Reserves or unearned premiums on risks outstanding 1977874a Salaries and miscellaneous accounts due or accrued 930708 Taxes due or accrued 11000000 Other items Dividends unpaid to stockholders 25o98 Contingent commissions due or accrued 5000000 5025398 Total amount of liabilities except capital 245697730 Capital actually paid in cash 100000000 Surplus over all liabilities 148187170 Surplus protection to policyholders 248187170 Total liabilities 493884900 Business in ForceFire Risks Premiums In force on the 31st day of Demember as per line 6 under this heading in last years statement 893167785 89626S17 Written or renewed during the vear per income No 5 630108611 647585672 Total 1523276396 1543853845Insurance Department of Georgia 53 Deduct those expired and marked off as terminated 623562069 634227023 In force at the end of the year 899714327 9096268 22 Deduct amount reinsured schedule required 543125357 549609338 Net amount in force 356588970 360017484 Business in ForceMarine and Inland In force on the 31st day of Demember as per line 6 under this headin in last years statement 27997 850 00 v ritten or renewed during the year per income No 5 56587385 Premiums i 42871156 73926738 otal S7Cr 8458523500 Deduct those expired and marked off as terminated 4675189800 In force at the end of the year 37 833 337 00 Deduct amount reinsured schedule required 1896470500 Net amountin force 1886863200 116797894 62203535 i 54594359 27726355 26868004 Recapitulation of Fire Risks and Premiums 1919 1918 1919 1917 1918 1919 1916 1917 1918 1919 1915 1916 1917 1918 1918 1919 A One year or less104435989 Two years 3976126 Two years 3280126 Three years 59454340 Three years 56402238 Three years 70588920 Four years 504003 Four years 272102 Four years 1016506 Four years 952739 Five years 12431184 years 11908500 years 11198109 years 11198109 years 8861541 years 11258075 Over five years Advance premiums 48472 Totals 356588970 Perpetual risks Nil Grand totals 356588970 Including business other than Marine s Five Five Five Five Five 109514989 3299298 3314180 53042679 53451492 67044537 519752 106616 919834 1022073 14295978 14089357 13802682 13802682 11596278 13982104 15635 360017484 Nil 360017484 nd Inland 12 547 14 8 34 16 36 56 18 38 58 78 110 3M 510 510 710 910 pro rata 100 24 267 558 14 42 69 69 81 125 57495 24824 85635 40446 25746 70448 64969 39981 74896 94314 29597 26807 01341 01341 17394 83894 15635 53422 1843 Nil 184353422 AMERICAN DRUGGISTS FIRE INSURANCE COMPANY 1004 1005 1006 Mercantile Library Building Cincinnati Ohio Chas H Avery President Frank H Freericks Secretary Attorney for service in GeorgiaChas D Jordan Monticello Ga Kinds of business done in GeorgiaFire Insurance Capital Stock Amount of paidup capital 200 000 00 Ledger assets Dee 31 1918 55949663 Extended at 55949663 Income Gross premiums 29876740 Deduct amount paid for reinsurance and return premiums 7815658 Total premiums 22061082 Interest on rents 24 457 38 Profits on sale or increase by adjustment of assetsZZJZIZZZZ1 858 13 Other sources 0 0 Total income 9iZww carried forwardirJ mUi954 Annual Report Disbursements Net amount paid policyholders for losses 4385997 Commissions and allowances to agents a First year 12570 b Renewal 2358391 or CCfl OO Salaries of officers and employees i 70000 Rents and interestlrr 8355 09 Advertising printing postage telegrams etc 20 000 00 Paid policyholders for dividends ifi403 49 Loss on sale and decrease by adjustment of assets 1640349 Other items 4 458 98 Traveling expenses of field men 29 038 41 Other items 17296017 Total disbursements Ledger Assets 4678546 Book value of real estate 45924602 Bonds at book value 3016500 Stocks at book value 258760 Cash in office 375489 Deposits at interest 2466798 Deposits not at interest 2gl g7 thU eiesirlK 6500000 Total ledger assets as per balance No 23 63246882 63246882 Balance NonLedger Assets Interest due and accrued t 637J51L27 Total assets Deduct Assets Not Admitted Book value of bonds and stocks over market value 933102 9 331 02 Total not admitted assets Total actmitted assets 62818025 Liabilities Net amount of unpaid losses and claims not due utegloo Reserves or unearned premiums on risks outstanding 1 981 99 Salaries and miscellaneous accounts due or accrued 1766920 Taxes accrued ll476 23 Other items Total amount of liabilities except capital 15047179 Capital actually paid in cash Surplus over all liabilities S770S4t Surplus protection to policyholders filslSO 25 Total liabilities capital and surplus bixixvts Business in ForceFire Risks Premiums r 1t aat Tipipmhpr 1918 23958299 25851346 In force on the 31st da ueceniDer 1300 7aft 2qs 767 40 Written or renewed during the year 27805452 298fbf4U f 51763751 55728086 flnCtlhMVpiredand ml7kedoai terminated 24011468 25424685 In force at the end of the year 2HHql 372R7092 Deduct amount reinsured 5994098 7267092 Net amount in force 21758195 23036309 Business in the State of Georgia A Fire Marine and Inland Gross risks written 19271200Insurance Department of Georgia Less 5000 risks cancelled in companies authorized in Georgia 500000 Gross premiums on risks written 285109 Net risks written 18771200 Less 2766 return premiums for reinsurance in com panies authorized in Georgia 2766 Net premiums received 282343 55 AMERICAN EAGLE FIRE INSURANCE COMPANY 80 Garden Lane New York N Y Henry Evans President Ernest Sturm Secretary Attorney forservice in GeorgiaS T Maddox Atlanta Ga Kinds of business done in GeorgiaFire Lightning Tornado Ocean and Inland Marine Sprinkler Leakage Explosion Automobile and other insurance Capital Stock Amount of paidup capital 100000000 Ledger assets Dec 31 1918 311564648 Extended at 311564648 Income Gross renewal premiums 746443752 Deduct amount paid for reinsurance and return pre miums 515492605 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Income tax withheld at source New York state 230951147 14931903 9868300 18477 Total income 255769827 Carried forward 567334475 Disbursements Net amount paid policyholders for losses 84722349 Legal and administrative expenses in adjustment of claims 1050217 Commissions and allowances to agents 43784332 Salaries of officers and employes 11864450 Rents and interest 741951 Advertising printing postage telegrams etc 12158600 Loss on sale and decrease by adjustment of assets 13864700 Other items Dividends to stockholders 14000000 Total disbursements 182186599 Balance 385147876 Ledger Assets Bonds at book value 84824000 Stocks at book value 186192800 Cash in office 25328 Deposits at interest 47046596 Agents balances net 66801660 Other items Amount recoverable for insurance on paid losses 257492 Total ledger assets as per balance No 23 385147876 NonLedger Assets Interest due and accrued 1 Market value of assets over book value 1025234 1992200 Total assets 38816531056 Annual Report Deduct Assets Not Admitted 356392 Agents balances J 356392 Total not admitted assets 387808918 Total admitted assets Liabilities Net amount of unpaid losses and claims oBQ72q7 Reserves or unearned premiums on risks outstanding 143697297 Salaries and miscellaneous accounts due or accrued elOO Taxes due or accrued tInecomItIx withheld at source New York state 1817 366 65 Total amount of liabilities except capital iaiiaoo Capital actually paid in cash 106072253 Surplus over all liabilities lowtMas 9 OfiO 722 Surplus protection to polieyholders 387089lS Total liabilities Business in ForceFire Risks Premiums in force on the 31st day December 19188 2ifA HSo 11068 Written or renewed during the year 240iw14d bsnuos 1338890652 1270367393 saraagaiiaaiir55iiiiwi 498268690 495021762 t oh nf the vear 8 845626962 775345631 Dedt amountriinlud5 lZZ 69J409080 541339066 Net amount in force 253217882 234006565 Business in ForceMarine and Inland Risks Premiums In force on the 31st day December 1918 22082240 84608267 Written or renewed during the year blJbllb7 bfi6Msi Total 83393407 8 98135941 Deduct those expired and marked off as terminated 55283836 56949260 In force at the end of the year 28109 71 411 86681 Deduct amount reinsured lb705895 244uait8 Net amount in force 11403676 16708683 Business in the State of Georgia A Fire Marine and Inland Gross risks written 2214436400 10391300 Less 5825960 risks cancelled and 9 104655 rein 1J01inn nn surance in companies authorized in Georgia 1484701100 8360400 Net risks written 729735300 2030900 Gross premiums on risks written 25294059 312994 Less 4734316 return premiums and 12228439 premiums for reinsurance in companies authorized in Georgia 16705876 25b879 Net premiums received8 8588183 56115 Losses paid deducting salvage 7002133 2750 Less losses on risks reinsured In companies autho rized in Georgia 357490722 Net losses paid8 3427226 5J0 Losses incurred8 6707921 2750 Less losses on risks reinsured in companies autho rized in Georgia 38260022200 Net losses incurred 8 2881919 550Insurance Department of Georgia 57 AMERICAN INSURANCE COMPANY OF NEWARK N J 70 Park Place Newark N J C W Bailey President Frederick Hoadley Secretary Attorney for service in GeorgiaL J Leonard Atlanta Ga Kinds of business done in GeorgiaFire Tornado Automobile and Marine Capital Stock Amount of paidup capital 200000000 Ledger assets Dec 31 1918 1428686865 Extended at 1428686865 Income Gross premiums on new business 1151935620 Deduct amount paid for reinsurance and return pre miums 397618215 Total premiums 754317405 Interest and rents 61725683 Profits on sale or increase by adjustment of assets 56250 Other items Agents balances reviously charged off 43556 Total income 816142894 Carried forward 2244829759 Disbursements Net amount paid policyholders for losses 276667522 Legal and administrative expenses in adjustment of claims 8050449 Commissions and allowances to agents b Renewal 175024409 Salaries of officers and employes 57643610 Rents and interest 6655813 Advertising printing postage telegrams etc 9050198 Loss on sale and decrease by adjustment of assets 6768719 Other items Furniture and fixtures 1514885 Maps 732391 Inspections and surveys 12585019 Taxes licenses and fees 36254147 Legal expenses 41286 Agents balances charged off 148965 Auditing 360403 Appraisal fees 4800 Real estate expenses 1998828 Dividends to stockholders 40000000 Borrowed money repaid 4500000 Decrease in liabilities on account reinsurance 336150 138976875 Total disbursements 678837595 Balance 1565992164 Ledger Assets Book value of real estate Mortgage loans first lien 150760500 Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest Agents balances net Other items Bills receivable taken for fire risks Funds due under reinsurance treaties Due from clearing house for losses Due from reinsurance bureau for losses 38045817 2453 1442221 288593 47036000 150760500 827200424 317974043 190117 70133351 8643747 104274898 39779084 Total ledger assets as per balance No 23 156599216458 Annual Report NonLedger Assets 11661272 Interest due and accrued Other items 11 72507 Reinsurance recoverable on paid losses 1578825943 Total assets Deduct Assets Not Admitted 11 154 69 Agents balances sism u Bills receivable 81832d4 tBooktvlSue of bonds and stocks over market value 85013467 Total not admitted assets j 14 845is773 Total admitted assets iMiiia Liabilities Net amount of unpaid losses and claims infissi Reserves or unearned premiums on risks outstanding innnnnnn Dividends to stockholders declared but unpaid lu Salaries and miscellaneous accounts due or accrued Woooooo Taxes due or accrued Juuooooo Other items on nnn nn Contingent commissions due or accrued zououuu Commissions on farm premiums payable when notes become due mnAnnnn Special reserve fund auuuuuuu 33777000 Total amount of liabilities except capital 965560493 Capital actually paid in cash isq so Surplus over all liabilities 3189d3280 Surplus protection to policyholders 518953288 Total liabilities 1484513773 Business in ForceFire Risks Premiums i fo n the nt dav December 1918 1476902070 1494841050 In force on the 3Jst aay ueLemuei io v R Written or renewed during the year 1021899801 10207640iW Tota 2498801871 2515605137 Deduct thoseexpired and marked off as terminated 858607141 832330367 In force at the end of the yearUfMliill HJtEw Deduct amount reinsured 251586258 26247024 Net amount in force1382608472 1420804523 Business in ForceMarine and Inland Risks Premiums In force on the 31st day December 1918 30249395 72421619 Written or renewed during the year 67197iff ijiiijj Total 97446672 203593052 Deduct those expiredand marked off as terminated 51921542 117250461 In force at the end of the year5 45525130 86342591 Deduct amount reinsured HnfiHSJ Net amount in force 32065329 65835845 Business in the State of Georgia A Fire Marine and Inland Cross risks written 1020465500 9840100 Less 3491411 risks cancelled and 2064071 rein surance in companies authorized in Georgia 562655700 2892500 Net risks written 467809800 6947600 Less 2731816 return premiums and 3187258 premiums for reinsurance in companies author ized in Georgia 5810647 10842Insurance Department of Georgia 59 Net premiums received 7658114 Losses paid deducting salvage 6889726 Less losses on risks reinsured in companies autho rized in Georgia 2417663 Net losses paid Losses incurred Less losses on risks reinsured in companies author ized n Georgia Net losses incurred Investments in Georgia City of Savannah auditorium bonds interest 4 12 maturity 1935 Total investments in Georgia 6131254 1957074 4174180 1000000 123618 4472063 T 175000 175000 1000000 ATLANTIC MUTUAL FIRE INSURANCE COMPANY 19 East Bay Street Savannah Ga Konemann President Fred Wessels Jr Secretary Capital Stock Amount of paidup capital Ledger assets Dec 31 1918 10000000 23268404 Extended at 23268404 Income Gross premiums on new business Deduct amount paid for reinsurance and return pre miums 22403436 10631189 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Difference in trial balance commissions received from reinsurance connections Increase in liabilities during the year on account of reinsurance treaties 11772247 1227735 500000 3542 700000 2149373 16352887 39621291 Total income Carried forward Disbursements Net amount paid policyholders for losses 3490440 Legal and administrative expenses in adjustment of claims 36415 Commissions and allowances to agents a First year traveling expenses 69403 b Renewal 2798448 Salaries of officers and employes 1434205 Advertising printing postage telegrams etc 259028 Paid policyholders for dividends see below 555325 Loss on sale and decrease by adjustment of assets 10000 Other items Taxes and licenses 378836 Sundry office expense 579187 Unlocated difference in surplus as between report and balance in amount on ledger 7176 Interest paid guarantors 700000 Interest on borrowed money 19403 10337866 Total disbursements Balance 29283425 Dividends to policyholders 1204503 less dividends received from reinsuring companies 649178 total 55532560 Annual Report Ledger Assets Book value of real estate HVcoqnfi Mortgage loans first lien all i Bonds at book value I7cft7s Stocks at book value 17071 38 Deposits at interest 174S2 1 Deposits not at interest Agents balances net 30a Other items suo no War savings stamps 7qq Furniture and fixtures i innnn Collateral loans JK Bills receivable iLonn Total ledger assets as per balance No 23 1 29283425 NonLedger Assets Interest due and accrued 120000 Total assets 29403425 Deduct Assets Not Admitted Agents balances 400242 Bills receivable 415644 Other items Furniture fixtures and safes 179962 99054s Total admitted assets 28407577 Liabilities Net amount of unpaid losses and claims clonnnn Reserves or unearned premiums on risks outstanding bb9000U Salaries and miscellaneous accounts due or accrued agents commissions innnnn Taxes due or accrued Aouuuu Other items Interest due guarantors ocjvi 97 Due reinsurance companies JJj Total amount of liabilities except capita 1010J99b Capital actually paid in cash oSSV 0 Surplus over all liabilities 8304o81 Surplus protection to policyholders 18304581 Total liabilities 28407577 Business in ForceFire Risks Premiums In force on the 31st dav December 1918 8824467 12161655 AVritten or renewed during the year 18000767 22403436 Total 26825234 34565091 Deduct those expired and marked off as terminated 7347594 14880372 In force at the end of the year 1947794 19684719 Deduct amount reinsured 3845001 6909314 Net amount in force 15632593 12775405 Business in the State of Georgia Fire Gross risks written 920611800 Less 651388 risks cancelled and 982402 reinsurance in companies authorized in Georgia 163379000 Net risks written 757232800 Gross premiums on risks written i 8700168 Less 2700198 return premiums and 1551124 premiums for rein surance in companies authorized in Georgia 4252322 Net premiums received 4447846Insurance Department of Georgia 61 Losses paid deducting salvage 452758 Less losses on risks reinsured in companies authorized in Georgia 106147 Net losses paid 346611 Losses incurred 483821 Less losses on risks reinsured in companies authorized in Georgia 107047 Net losses incurred 376774 Investments in Georgia Real estate 3274522 Bonds and stocks 6128075 Mortgage loans 11269906 Collateral loans 170000 Total investments in Georgia 20842503 ATLAS ASSURANCE COMPANY LTD 100 William Street New York N Y Frank Lock U S Manager Attorney for service in GeorgiaCliff C Hatcher Atlanta Ga Capital Stock 1918 428378878 Ledger assets ec 31 Extended at 428378878 Income Gross premiums on new business 665511962 Deduct amount paid for reinsurance and return pre miums 320686133 Total premiums Interest and rents Other items Taxes withheld Remittances from home office 67377 992540 344825829 15597805 1059917 Total income 361483551 Carried forward 789862429 Disbursements Net amount paid policyholders for losses 140978304 Legal and administrative expenses in adjustment of claims 3530889 Commissions and allowances to agents 63152430 Salaries of officers and employes 39800225 Rents and interest 23326192 Advertising printing postage telegrams etc 5393837 Other items Taxes licenses and fees 163 675 18 Travel 933638 Furniture fixtures and maps 1887535 undrs boards 7379329 9266864 All other expenses 1549220 Remittances to home office 146 632 09 Agents balance charged off 1390708 Total disbursements 299359534 Balance 490502895 Ledger Assets Book value of real estate 50 000 00 Bonds at book value 3211 763 69 Stocks at book value 287751 88 Cash in office 2412089 Deposits at interest II 359465 82 Agents balances net 950721 92g2 Annual Report Other items 2007930 Reinsurance recoverable on paid Josses 495002895 Total ledger assets as per balance iSo ii NonLedger Assets 3862471 Interest due and accrued 494365366 Total assets Deduct Assets Not Admitted 4559480 Agents balances Other items 1500000 Book value ot R E ovr market TOtae j ft Book value of bonds and stocks over market vaiue 40830007 45389487 Total not admitted assets 448975879 Total admitted assets Liabilities 22390173 Net amount of unpaid losses and claims j 279780360 Reserves or unearned premiums on sks outstandmg w Salaries and miscellaneous accounts due oi accrued 7500000 Taxes due or accrued Other items 3502481 Contingent commissions 67377 Miscellaneous 3569858 313642107 Total amount of liabilities except capital Surplus over all liabilities 135333772 Surplus protection to policyholders fli 448975879 Total liabilities Business in ForceFire Risks Premiums In force on the 31st day December 1918 696576924 fig for reinsurance 1389541178 1297188938 Total Deduct those expired and marked off as terminated 549170205 542140453 in force at the end of the year J0 70978 7 550 48485 mnfm ZTyr 533568177 510413484 Business in ForceMarine and Inland Risks Premiums it ia necemher 1918 3385344 6970735 In force on the 31st da Decemner lsio 232 40107 Written or renewed during the year 127459u iumivi 16131314 30210842 Deduct Tho7eixplridanlmakedoffasterminated 5967658 390627 in force at the end of the year WAfAlt Swill Deduct amount reinsured 2678171 olJb Net amount in force 748B485 15845019 Business in the State of Georgia A Fire Marine and Inland Gross risks written 2519714700 32733500 Less 4324675 risks cancelled and 9171679 rein nn 7fi or0 no surance in companies authorized in Georgia 1342010400 65000 Net risks written 1177704300 25108500 Gross premiums on risks written 28855101 903419Insurance Department of Georgia Less 4815142 return premiums and 72S6183 premiums for reinsurance in companies authorized lzed in Georgia 11904600 Net premiums received 16950501 f Losses paid deducting salvage 117 080 78 Less losses on risks reinsured in companies author ized in Georgia 4485945 Net losses paid 75 730 gg J Losses incurred 122258 88 Less losses on risks reinsured in companies author ized in Georgia 4485945 Xet losses incurred 7739943 Investments in Georgia Bonds j 1000000 Total investments in Georgia 63 196725 706694 21578 215783 224983 224983 1000000 AUTOMOBILE INSURANCE COMPANY OF HARTFORD CONN 650 Main Street Hartford Conn M G Bulkeley President j c Barden Secretary Attorney for service in GeorgiaW H Rhett Atlanta Ga Kinds of business done in GeorgiaFire Insurance Capital Stock Amount of paidup capital 2 000 000 00 Ledger assets Dee 31 1918 912662164 Extended at 912662164 Income Gross renewal premiums 1661736466 Deduct amount paid for insurance and return pre miums 786337115 Total premiums Interest and rents Profits on sale or increase by adjustment of assets other items Net Michigan surcharge premiums Increase liabilities on account reinsurance treaties From agents balances previously charged off 175399351 30163931 223750 188350 4783620 4698 4976668 10763700 Total income 9 Carried forward 1823425864 Disbursements Net amount paid policyholders for losses 3 734 767 10 Legal and administrative expenses in adjustment of claims 5947L36 Commissions and allowances to agents 377 539 39 Rents and interest 62236 73 Advertising printing postage telegrams etc 406648 35 Other items Field supervisory expenses 627 046 09 Taxes 34197265 Agents balances charged off 2 852 83 Paid stockholders for dividends 200000 00 117187157 Total disbursements T 727761940 Balance 1095663924 Ledger Assets Collateral loans 620 175 00 Mortgage loans first lien 44300000 44300000 Bonds at book value 5325699 44 Stocks at book value 6091000g4 Annual Report 217261 Cash in office 238547066 Deposits at interest 7722495 Deposits not at interest 199150217 Agents balances net Other items 2649182 Bills receivable 885759 Reinsurance due on paid losses lg 13g w Advance traveling expenses 5048441 tvt oq 1095663924 Total ledger assets as per balance No 23 NonLedger Assets 8750546 Interest due and accrued Other items 6623367 Due from reinsurance companies on paid losses l 1111037837 Total assets Deduct Assets Not Admitted 310488 Agents balances T 26 49182 Bills receivable Other items 1513500 Advance traveling o 44 Book value bonds over market value a 5857444 8817114 Total not admitted assets T 1102220723 Total admitted assets Liabilities Net amount of unpaid losses and claims S2qss Reserves or unearned premiums on riscs outstanding looOOOO Dividends to stockholders declared but unpaid 817 82 Sadies and miscellaneous accounts due or accrued 3849i254 Taxes due or accrued Other items 246 076 38 Funds held under reinsurance to treaties 665656 Total amount of liabilities except capital tobbbaoD Capital actually paid in cash Surplus over all liabilities 2055ob Surplus protection to policyholders 40o555067 1102220723 Total liabilities Business in ForceFire Risks Premiums tv 1of December 1918 686355177 629925607 In force on the 31st day uecemoer isio 0Qa71777 7 779 822 14 Written or renewed during the year 9948717 777982214 Excess of original premiums over amount received gl 2U gJ for reinsurance 1681226954 1410029253 in force at the end of the year1 SmSsI IVllusTl Deduct amount reinsured 33021793d j4iu448ai Net amount in force 665 365208 526195857 Business in ForceMarine and Inland Risks Premiums In force on the 31st day December 1918Mi0 HHsllo Written or renewed during the year 3123665172 883545 3884353138 1106150199 pgduotthVexprratd nrkedott m terminated 8358761597 784180572 In force at the end of the year 8008 HKIl Deduct amount reinsured 65883006 47536821 Net amount in force 230718535 274412806Insurance Department of Georgia 65 Business in the State of Georgia A Fire Marine and i Inland Gross risks written 1956312200 7976100 Less 861940200 risks cancelled and 345306200 reinsurance in companies authorized ir Georgia1207066400 180000 Net risks written 749245800 7796100 Gross premiums on risks written 17816984 460860 Less 56s39V return premiums and 2256110 pre miums for reinsurance in companies authorized in Georgia 7876562 9945 Net premiums received 9940422 450915 Losses paid deducting salvage 6987092 29833 Less losses on risks reinsured in companies author ized ii GeorfciD 980758 Net losses paid 6006334 29833 Losses incurred 7190775 29833 Less losses on risks reinsured in companies author ized in Georgia 1448366 Net losses incurred 5742409 29833 Investments in Georgia Bonds 1000000 Total investments in Georgia 1000000 BANKERS AND SHIPPERS INSURANCE COMPANY 3 South William Street New York N Y William G Willcox President Robert Van Iderstine Secretary Attorney for service in GeorgiaJ P Lewis Valdosta Ga Kinds of business done in GeorgiaFire and Automobile Capital Stock Amount of paidup capital lOJO00000 Ledger assets Dec 31 1918 250000000 Extended at Income Gross premiums on new business 222487031 Deduct amount paid for insurance and return pre miums 106798299 Total premiums Interest and rents Profits on sale or increase by adjustment of assets 250000000 115688732 7888276 75000 123652008 Total income I Carried forward 373652008 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 18619435 9317998 46088 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Other items Taxes and fees Furniture and maps 18619435 5271891 578878 2869546 899790 1320305 66 Annual Report Tpeoi 151457 Legal 2371552 Total disbursements 39075388 Balance 334576620 Ledger Assets Bonds at book value 248827157 Cash in office oonJTili Deposits at interest 88021419 Agents balances net 42201936 Other items o Due from other companies reinsurance recovered unpaid losses 5308437 Total ledger assets as per balance No 23 334576620 NonLedger Assets Interest due and accrued 3430555 Other items Dosses due from unadmitted companies offset by premiums due to them 17325637 Total assets i 355332812 Deduct Assets Not Admitted Agents balances 84417 Bills receivable 1987609 Other items Book value bonds over market 2502157 Total not admitted assets 4574183 Total admitted assets I 350758629 Liabilities Net amount of unpaid losses and claims 54239472 Reserves or unearned premiums on risks outstanding 56032175 Salaries and miscellaneous accounts due or accrued 500000 Taxes due or accrued 1802823 Total amount of liabilities except capital 112574470 Capital actually paid in cash 100000000 Surplus over all liabilities 138184159 Surplus protection to policyholders 238184159 Total liabilities 350758629 Business in ForceFire Risks Premiums Written or renewed during the year 113971996 98960758 Total 113971996 98960758 Deduct those expired and marked off as terminated 16325327 11205672 In force at the end of the year 97646669 87755086 Deduct amount reinsured 38157642 35738615 Net amount in force 59489027 52016471 Business in ForceMarine and Inland Written or renewed during the year 332745217 119019711 Total 332745217 119019711 Deduct those expired and marked off as terminated 284286459 86673178 In force at the end of the year 48458758 32346533 Deduct amount reinsured 13504977 9826961 Net amount in force 34953781 22519572 Business in the State of Georgia A Fire Gross risks written 6758071Of Less 944290 risks cancelled and 1945573 reinsurance In com panies authorized in Georgia 288986300Insurance Department of Georgia 67 Net risks written f 382J Gross premiums on risks written oudoou Less 1066947 return premiums and 2274621 premiums for re insurance in companies authorized in Georgia ddtiabs Net premiums received 4724682 Losses paid deducting salvage 7H2 Less losses on risks reinsured m companies authorized in Georgia 4t9xz Net losses paid 751346 Losses incurred 7iUsd Less losses on risks reinsured in companies authorized in Georgia461572 Net losses incurred 41546 Investments in Georgia Bonds 1000000 Total investments in Georgia 1000000 BRITISH AMERICA ASSURANCE COMPANY 18 20 and 22 Front Street East Toronto Canada W B Meikle President E F Garrow Attorney for service in GeorgiaCharles H Godfrey Atlanta Capital Stock Amount of paidup capital ltAl Ledger assets Dec 31 1918 250836415 Secretary Ga Extended at 250836415 Income Gross premiums on new business 296484239 Deduct amount paid for insurance and return pre miums 149678461 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other items Agents balances previously charged off Received from home office Total income Carried forward 146805778 8849619 415465 12000 21447429 17Y53T291 428366706 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Advertising printing postage telegrams etc Rents and interest Remitted to home office Loss on sale and decrease by adjustment of assets Other items Taxes Furniture and fixtures Maps Boards Field salaries and supervision Total disbursements Balance 73853922 1156128 34520779 7860952 2308412 850406 56149224 1471440 6317330 377441 255281 3303881 6778266 195203462 233163244gg Annual Report Ledger Assets Bonds at book value 18sis47uO stocks at book vaiue 2XH77401 Deposits at interest SivVx Agents balances net ioauttX6 Total ledger assets as per balance No 231 233163244 NonLedger Assets Interest due and accrued 8Jt6lSJ Total assets 23b309025 Deduct Assets Not Admitted Agents balances 539076 Book value of bonds and stocks over market value 6034903 Total not admitted assetsi 6573979 Total admitted assets 229735046 Liabilities Net amount of unpaid losses and claims 19337335 Reserves or unearned premiums on risks outstanding 12240336 Salaries and miscellaneous accounts uue or accrued 200000 Taxes due or accrued 4752338 Other items Contingent commissions Aouuuu Total amount of liabilities except capital 151185059 Capital actually paid in cash deposit capitalif 2o000u00 Surplus over all liabilities 57949987 Surplus protection to policy holders 77949987 Total liabilities 229735046 Business in Georgia In force December 31st 1918 4460181 Issued revived or increased 4284623 Sum 8744804 Deduct ceased to be in force during the year 4170497 In force December 31st 1919 4574307 Net losses paid during year 2584930 Net losses incurred during year 2460389 Business in ForceFire Risks Premiums In force on the 31st day of December as per line 6 under this heading in last years statement 336750670 327693402 Written or renewed during the year 307134342 290724655 Excess of original premiums over amount received for reinsurance 3867923 Total 643885012 622285980 Deduct those expired and marked off as terminated 296774244 275893405 In force at the end of the year 347110768 346392575 Deduct amount reinsured schedule required 104261309 100233872 Net amount in force 242849459 f 246158703 Business in ForceMarine and Inland Risks Premiums In force on the 31st day of December as per line 6 under this heading in last years statementJ 1584050 4341897 Written or renewed during the year 8748232 5759584 Total 10332282 101014v81 Deduct those expired and marked off as terminated 8940147 6237219 In force at the end of the year 1392135 3864262 Deduct amount reinsured schedule required 41897 57266 Net amount in force 1350238 3806996Insurance Department of Georgia 69 Recapitulation of Fire Risks and Premiums Year Amount Written Term Covered 1919 One year or less 94992030 5 1918 Two years 1919 Two years 1917 Three years 38153324 1918 Three years 36393303 1919 Three years 41921703 1916 Four years 1917 Four years 1918 Four years 1919 Four years 1915 Five years 6861185 1916 Five years 6065960 1917 Five years 6802559 1918 Five years 5462760 1919 Five years 6096635 Over five years Premiums Charged 94967064 34931025 35746596 1220860 8083398 7376315 8206358 7449695 8177392 Totals 242849459 246158703 Perpetual risks Grand totals 242849459 246158703 Investments in Georgia Fraction Premiums Unearned Unearned 1 1 3 1 1 5 1 3 5 7 1 3 1 7 9 pro 10 10 2 10 10 rata 47483532 1000000 5821838 17873298 34350717 808340 2212895 4103179 5214787 7359653 125228239 125228239 Bonds Total investments in Georgia 1000000 CALEDONIAN INSURANCE COMPANY 5052 Pine Street New York N Y Chas H Post Manager R C Christopher Assistant U S Mgr Attorney for service in GeorgiaBowie Martin Atlanta Ga Capital Stock Ledger assets Dec 31 1918 313557734 Extended at 313557734 Income Total premiums 213408712 Interest nd rents 13604167 Profits on sale or increase by adjustment of assets 2000 Total income 227014879 Carried forward 540572613 Disbursements Net amount paid policyholders for losses 102257140 Legal and administrative expenses in adjustment of claims 6369821 Commissions and allowances to agents 48882880 Salaries of officers and employes 13885517 Rents and interest i 1207377 Advertising printing postage telegrams etc 2912635 Loss on sale and decrease by adjustment of assets 9109547 Other items Miscellaneous office expenses 73769 Agents balances charged off 11201 Furniture and fixtures 124407 Remittance to home office 17480434 Maps 426354 Real estate expenses 2826731 Inspections and surveys 3711628 Federal taxes 3014444 Taxes licenses and fees 664516170 Annual Report 20363 Legal expenses 4485354 Field supervisory expenses 223444763 Total disbursements 317127850 Balance Ledger Assets 44378058 Book value of real estate j 92505259 Bonds at book value 1T5 72549 Stocks at book value 57723 Cash in office 17081948 Deposits at interest T 447 94497 Agents balances net Other items 7 37786 Due for reinsurance on losses paid Total ledger assets as per balance No 23 317127850 NonLedger Assets 2020337 Interest due and accrued 4 S 319148187 Total assets Deduct Assets Not Admitted Agents balances 152887 Other items Qn 7Qa co Book value of real estate over market value n9iQSS Book value of bonds and stocks over market value 11024948 Total not admitted assets 14555883 Total admitted assets 304592304 Liabilities Net amount of unpaid losses and claims 17435565 Reserves or unearned premiums on risks outstanding lSNtt Salaries and miscellaneous accounts due or accrued Knnnnnn Taxes due or accrued7 5000000 Other items innnnoo Reserve for contingencies iin on Total amount of liabilities except capitalrrj J14S119U Capital actually paid in cash InniVSiI Surplus over all liabilities 70081214 Surplus protection to policyholders 90081214 Total liabilities 304592304 Business in ForceFire Risks Premiums In force on the 31st day of December 1918i SS j4 703 87 Written or renewed during the year 3203Ulb89 6iilU6si Tota 716049127 758750605 Deduct those expired and marked off as terminated 286105389 306097927 In force at the end of the year 429 943 738 ffi Deduct amount reinsured 10437315b 116149890 Net amount in force 325570582 336502788 Business in ForceMarine and Inland Risks Premiums In force on the 31st day December 1918 IMSSl 55 Written or renewed during the year ll627b98 43695st Total 25423851 99567360 Deduct those expired and marked off as terminated 16102561 66847767 In force at the end of the year 9321290 S 32719593 Deduct amount reinsured 765025 2064936 Net amount in force 8556265 30654657Insurance Department of Georgia 71 Business in the State of Georgia A Fire Gross risks written 475043900 Less 190573700 risks cancelled and 137285900 reinsurance in companies authorized in Georgia 227859600 Net risks written 247184300 Gross premiums on risks written 6448321 Less 905547 return premiums and 1961320 premiums for rein surance in companies authorized in Georgia 2866867 Net premiums received 3581454 Losses paid deducting salvage 2513723 Less losses on risks reinsured in companies authorized in Georgia 1233696 Net losses paid 1280027 Losses incurred 3133156 Less losses on risks reinsured in companies authorized in Georgia 1523512 Net losses incurred 1609644 CAMDEN FIRE INSURANCE ASSOCIATION Camden N J E B Read Jr President J K Sharp Secretary Attorney for service in GeorgiaCharles M Jerome Atlanta Ga Kinds of business done in GeorgiaFire Tornado Automobile and Marine Capital Stock Amount of paidup capital 100000000 Ledger assets Dec 31 1918 541653603 Extended at r 541653603 Income Gross premiums on new business 661714163 Deduct amount paid for insurance and return pre I miums 258291777 Total premiums 403422386 Interest and rents 25316191 Profits on sale or increase by adjustment of assets 206980 Other sources Transfer fees 2700 Total income 428948257 Carried forward 970601860 Disbursements Net amount paid policyholders for losses 170495564 Legal and administrative expenses in adjustment of claims 3750 3564205 Commissions and allowances to agents 107605312 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Expenses Federal taxes Agents balances charged off 16747413 1264794 4532554 11797720 11940690 11502498 15146740 4923172 Annual Report Deposit premiums returned Jn77xq Real estate expensesaunog 27137708 Total disbursements r 355089710 Balance 615512150 Liedger Assets Book value of real estate 152SI5 Mortgage loans first lien 566825 561582500 Bonds at book value IKHSiS Stocks at book value in iq Cash in office C Deposits at interest io7 Deposits not at interest cio Sbi li Agents balances net oosii Other items Bills receivable taken for fire risks 747b Loans secured by pledge of bonds etc ScSSqk Other ledger assetsAtfbaa g 571 71 Total ledger assets as per balance No 23 615512150 NonLedger Assets Interest due and accrued 6t3At Market value of assets over book value i Reinsurance due on paid fire losses schedule E 277050 Total assets 622463668 Deduct Assets Not Admitted Agents balances 1 16ji5 Bills receivable 7476 Other items Deposits lines 13 14 15 220000 Book value of bonds and stocks over market value 14552809 14772809 Total not admitted assets 14945933 Total admitted assets 607517635 Liabilities Net amount of unpaid losses and claims 60439500 Reserves or unearned premiums on risks outstanding 310394819 Dividends to policyholders declared but unpaid 48280 Salaries and miscellaneous accounts due or accrued 408551 Taxes due or accrued 15000000 Other items Amount reclaimable by insured on policies 2835067 Contingent commissions 2383918 Interest paid in advance 7500 Reserve for contingencies 6000000 11226485 Total amount of liabilities except capital 397517635 Capital actually paid in cash 100000000 Surplus over all liabilities 110000000 Surplus protection to policyholders 210000000 Total liabilities 607517635 Business in ForceFire Risks Premiums In force on the 31st day December 1918 612770001 615087047 Written or renewed during the year 572027229 617718651 Total1184797230 1232805698 Deduct those expired and marked off as terminated 502925373 538262478 In force at the end of the year 681871857 694543220Insurance Department of Georgia 73 Net amount in force 561171341 570796080 Deduct amount reinsured 120700516 123747190 Business in ForceMarine and Inland Risks Premiums In force on the 31st day December 1918 16668285 8754406 Written or renewed during the year 88820283 43849294 Total 105488568 52603700 Deduct those expired and marked off as terminated 99012049 44797203 In force at the end of the year 6476519 7806497 Deduct amount reinsured 247999 266077 Net amount in force 6228520 7540420 Perpetual risks not included above 130060700 Deposit premiums on same 3150075 Business in the State of Georgia A Fire Marine and Inland Gross risks written 1294713900 113522600 Less 4494241 F 187175 M risks cancelled and 2866600 F 16611 M reinsurance in companies authorized in Georgia 736084100 20378600 Net risks written 558629800 93144000 Gross premiums on risks written 15213876 2111491 Less 3724795 F 448907 M return premiums and 2749751 F 23965 M premiums for reinsur ance in companies authorized in Georgia 6474546 472872 Net premiums received 8739330 1638619 Losses paid deducting salvage 5608331 1027813 iss losses on risks reinsured in companies author ized in Georgia 835702 Net losses paid 4772629 1027813 Losses incurred 5054031 1221613 Less losses on risks reinsured in companies author ized in Georgia 639561 Net losses incurred 4414470 1221613 Investments in Georgia Troup county Ga 5 1941 10000001050000 Total investments in Georgia 1000000 CENTRAL MANUFACTURERS MUTUAL INSURANCE COMPANY 122 and 124 West Main Street Van Wert Ohio H V OIney President C A L Purmort Secretary Attorney for service in GeorgiaJ L Riley Atlanta Ga Kinds of business done in GeorgiaFire Capital Stock Ledger assets Dec 31 1918 122388167 Extended at 122388167 Income Gross premiums on new business 1699672S5 Deduct amount paid for insurance and return pre miums 2986052574 Annual Report Total premiums Interest and rents Gross increase by adjustment in book value of ledger assets Total income Carried forward 140106730 4862423 1400000 146369153 268757320 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Other items Salaries of field men Expenses of field men Executive traveling expenses Furniture and fixtures Maps f Inspections Federal taxes Taxes licenses and fees Legal expenses General expenses Supplies Real estate expenses 46421310 1058828 26406822 4253583 447104 1043256 17800086 225000 619541 111304 414145 54358 2724185 878213 2025785 239899 122030 105377 213653 7733490 Total disbursements5 105164479 Balance 163592841 Ledger Assets Book value of real estate r J2 Mortgage loans first lien 18730000 ilHSS 2 Bonds at book value Sooni Xs Cash in office lonflr Deposits at interest iSriiies Deposits not at interest iaai4bua Total ledger assets as per balance No 23 163592841 NonLedger Assets Interest due and accrued 1129014 16472855 Total assets Deduct Assets Not Admitted Book value of bonds over market value 3136500 3136500 Total not admitted assets Total admitted assets 161585355 Liabilities Net amount of unpaid losses and claims 8233111 Reserves or unearned premiums on risks outstanding 72368114 Salaries and miscellaneous accounts due or accrued Xa Taxes due or accrued 1450000 Contingent commissions or other charges due or accrued 3805338 Total amount of liabilities except capital 859070163 Surplus over all liabilities 75678192 Surplus protection to policyholders 75678192 Total liabilities 161585355Insurance Department of Georgia 75 Business in ForceFire Risks In force on the 31st day December 1918 Joooei5 Written or renewed during the year lliiUQJi Total 202583171 Deduct those expired and marked off as terminated 98433880 In force at the end of the year 104291 Deduct amount reinsureddis Net amount in force 103532243 Business in the State of Georgia Gross risks written7 132832100 Less risks cancelled and reinsurance in companies authorized in Georgia o4089400 Net risks written J7W Gross premiums on risks writtenduaaiuu Less return premiums and premiums for reinsur ance in companies authorized in Georgia 141b Ibb Net premiums received 1878344 Dosses paid deducting salvage 2986177 Dosses incurred 2754o0 Net losses incurredJ 2754307 Premiums 109073134 169967255 279040389 133991041 145049348 930087 144119261 1817500 110000 1707500 53731 8105 45626 1856 1656 CITIZENS INSURANCE COMPANY OF MISSOURI Pierce Building St Douis Mo Chas E Chase President D O Crocker Secretary Attorney for service in GeorgiaW R Prescott Atlanta Ga Kinds of business done in GeorgiaFire Insurance Capital Stock 20000000 120768486 Amount of paidup capital Dedger assets Dec 31 1919 Extended at 120768486 Income Gross premiums on new business 394716570 Deduct amount paid for insurance and return pre miums 159880975 Total premiums Interest and rents 34835595 3149054 37984649 Total income Carried forward 158753135 Disbursements Net amount paid policyholders for losses 1 Degal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets 20260449 204110 11621793 24942 17535 3174 1600000 1436620876 Annual Report Other items 5 Taxes licenses and fees Federal taxess4Sai Total disbursements 48953092 Balance 109800043 Ledger Assets Mortgage loans first lien 4110000 1 l9222 Bonds at book value 526n2i Stocks at book value sij2 Deposits at interest T 3878Jll Deposits not at interest 316601 Agents balances net 13846875 Total ledger assets as per balance No 23 109800043 NonLedger Assets Interest due and accrued 915037 Total assets 110715080 Deduct Assets Not Admitted Book value of stocks and bonds over market value 4553451 Total not admitted assets 4553451 Total admitted assets 106161629 Liabilities Net amount of unpaid losses and claims 3707883 Reserves or unearned premiums on risks outstanding 23633247 Taxes due or accrued 700000 Other items Funds held under reinsurance treaties 24915766 Total amount of liabilities except capital 52956896 Capital actually paid in cash 20000000 Surplus over all liabilities 33204733 Surplus protection to policyholders 53204733 Total liabilities 106161629 Business in ForceFire Risks Premiums In force on the 31st day December 1918 337069589 355505759 Written or renewed during the year 352003222 383017082 Total 689072811 738522841 Deduct those expired and marked off as terminated 421532593 458012751 In force at the end of the year 267540218 280510090 Deduct amount reinsured 225310183 237158471 Net amount in force 42230035 43551619 Business in ForceMarine and Inland In force on the 31st day December 1918 3436785 6481127 Written or renewed during the year 4705144 9398393 Total 8141929 15879520 Deduct those expired and marked off as terminated 5005478 8404224 In force at the end of the year 3136451 7475296 Deduct amount reinsured 3136451 7475296 Business in the State of Georgia A Fire Marine and Inland Gross risks written 698715000 1922500Insurance Department of Georgia 77 JcSS 277590300 865000 Net risks written 421124700 1057500 Gross premiums on risks written jgyanl 9441596 42345 Less 1550661 return premiums and 16495SS premiums for reinsurance in companies authorized in Georgia Net premiums received 32335 Losses paid deducting salvage 7 3587430 21000 Less losses on risks reinsured in companies author ized in Georgia 1322257 21000 Net losses paid T incurred 4416416 21000 Lels tosses on risksreTnsGredin companies author ized in Georgia 1386764 21000 Net losses incurred CITY OF NEW YORK INSURANCE COMPANY Maiden Lane and William Street New York N Y Major A White President J French Secretary Attorney for service in GeorgiaW H Rhett Atlanta Ga Kinds of business done in GeorgiaFire Capital Stock Amount of paidup capital 8g Ledger assets Dec 31 1918 Extended at Income Gross premiums on new business 285637698 Deduct amount paid for insurance and return pre 1492 8Q0 70 miums 274212548 Total premiums ProflsSUasaleroncea7eyaQJuitminrsoraiiiti From agents balances previously charged off Total income Carried forward 136357628 8306114 58500 12148 144734390 358946038 Disbursements Net amount paid policyholders for losses Legafandadministrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertisng printing postage telegrams etc Paid stockholders for dividends Loss on sale and decrease by adjustment of assets Furniture and fixtures including rent of and re 49476067 1614268 31448881 17731869 949147 1308314 3600000 2249999 pairs to Maps including corrections 395831 7146678 Annual Report Inspections and surveys including underwriters boards and tariff associations Taxes licenses and fees Legal expenses excluding legal expenses on losses Agents balances charged off Miscellaneous 53 26477 5326477 85815 280013 97600 8829777 Total disbursements Balance 111208322 247737716 Ledger Assets 21850000 Mortgage loans first lien 21850000 i21 n t K1j Tallin lii00 Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest Agents balances net Total ledger assets NonLedger Assets Interest due and accrued Other items Reinsurance due on paid losses 79482674 1602777 17883986 572802 31613342 47737716 1541290 2721906 Total assets 252000912 Agents balances twu6z Other items M M Book value of bonds and stocks over market value 14093809 Total not admitted assets 14373841 Total admitted assets 237627071 Liabilities Net amount of unpaid losses and claims 22502300 Reserves or unearned premiums on risks outstanding l04bblb Salaries and miscellaneous accounts due or accrued 1UOU 00 Taxes due or accrued 4uuuuu Other items Contingent commissions or other charges due or accrued 400000 Total amount of liabilities except capital 132367467 Capital actually paid in cash Surplus over all liabilities 45259604 Surplus protection to policyholders 105259604 Total liabilities 23762701 Business in ForceFire Risks Premiums In force on the 31st day December 1918 251833817 245758927 Written or renewed during the year 237391393 232917853 Total 489225210 478676780 Deduct those expired and marked off as terminated 212130517 208716496 In force at the end of the year 277094693 Deduct amount reinsrued 82994154 269960284 82670612 Net amount in force 194100539 Business in ForceMarine and Inland In force on the 31st day December 1918 1738505 Written or renewed during the year 63035909 Total Deduct those expired and marked off as terminated In force at the end of the year Deduct amount reinsured 64774414 56051722 8722692 5313412 Net amount in force 3409280 187289672 1566689 52719845 54286534 30425998 23860536 14407368 9453168Insurance Department of Georgia 79 Business in the State of Georgia A Fire Gross risks written 526460800 Less 1707984 risks cancelled and 1052243 reinsurance in com panies authorized in Georgia 276022700 Net risks written 250438100 Gross premiums on risks written 7241692 Less 2296508 return premiums and 1783236 premiums for re insurance in companies authorized in Georgia 4070714 Net premiums received 3161948 Losses paid deducting salvage 3850964 Less losses on risks reinsured in companies authorized in Georgia 726834 Net losses paid 3124130 Lossses incurred 3280764 Less losses on risks reinsured in companies authorized in Georgia 1356190 Net losses incurred 1924574 COMMERCIAL UNION ASSURANCE COMPANY LTD 55 ohn Street New York N Y A H Wray U S Manager Attorney for service in GeorgiaD I Mclntyre Atlanta Ga Capital Stock Ledger assets Dec 31 1918 1261260264 Extended at 1261260264 Income i on new paid for business insurance and return pre Gross premium Deduct amount miums Total premiums r Interest and rents Profits on sale or increase by adjustment of assets Other sources Refund from fire business of inspection expenses Marine Remittances from home office From agents balances previously charged off 1803638396 763625367 10 40013029 48488879 189935 424120 98855505 22597 993 022 22 Total income 1187994065 Carried forward 2449254329 Disbursements Net amount paid policyholders pr losses Legal and administrative expenses in adjustment of claims Salaries of officers and employes Commissions and allowances to agents Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets Other items Field supervisory expenses Furniture and fixtures Maps Inspections and surveys Taxes etc Legal expenses United hospital fund Agents balances charged off Deposit premiums returned 410835149 12616282 60827535 216627910 4612752 14970626 24982449 9195010 1065003 1100283 20488505 69798485 215736 50000 538442 740744 Remittances to home office 100929754 Real estate expenses 1 6015344 21013730680 Annual Report Total disbursements 955610009 Balance 1493644320 Ledger Assets Book value of real estate 103900000 Mortgage loans first lien 36600 3660000 Bonds at book value 862091223 Stocks at book value 21797749 Cash in office 132325 Deposits at interest 277359933 Deposits not at interest 2080729 Agents balances net 194741223 Other items Blls receivable 53115 Due for reinsurance 16658560 Reinsurance recoverable on paid osses 10951563 Collateral loans 217900 27881138 Total ledger assets as per balance No 23 1493644320 NonLedger Assets Interest and rents due and accrued 10425870 Market value of real estate over book value 421 000 00 Total assets 1546l70190 Deduct Assets Not Admitted Agents balances 6565313 Bills receivable 17 35 Other items Book value of bonds and stocks over market value 51450972 Total not admitted assets t 580 18O 20 Total admitted assets 21 1488152170 Liabilities Net amount of unpaid losses and claims 1 448 974 20 Reserves or unearned premiums on risks outstanding 8037 833 20 balanes and miscellaneous accounts due or accrued 35 22000 Taxes due or accrued Msnnrm Other items 5980000 Special reserve 300 000 00 Total amount of liabilities except capital 10 414sm jn Surplus over all liabilities7T6M9i30 11u Surpus protection to policyholders 446669430 Total liabilities 1488152170 Investments in Georgia Bonds 2000000 Total investments in Georgia 20000 00 COMMERCIAL UNION FIRE INSURANCE COMPANY OF NEW YORK 55 John Street New York N Y A H Wray President Wm M Ballard Secretary Attorney for service in GeorgiaJohi A Whitner Atlanta Ga Kinds of business done in GeorgiaFire Insurance Capital Stock Amount of paidup capital t 2nl ftftn nn Ledger assets Dec 31 1918ITJL 1 71354203 Extended at 171354203Insurance Department of Georgia 81 Income Gross premiums on new business 221983649 Deduct amount paid for insurance and return pre miums 100456616 Total premiums Interest and rents 124527033 5991267 Total income 130518300 Carried forward 301872503 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets Other items Paid stockholders for dividends 2000000 Maps 50234 Agents balances charged off 142088 Legal expenses 8489 Field supervisory expenses 1105654 Furniture and fixtures 85148 Inspections and surveys 2519623 Taxes etc 6166514 49800870 1982864 30267675 6937642 321631 598663 19106091 12077750 Total disbursements 121093186 Balance T 180779317 Ledger Assets Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest Agents balances net Other items Reinsurance recoverable on paid losses 1901341 99036423 18541625 1397 31794002 417388 29087141 1901341 NonLedger Assets Total ledger assets 180779317 Interest due and accrued 1011200 Market value of assets over book valuej 941952 Total assets 182732469 Deduct Assets Not Admitted Agents balances 964201 Total not admitted assets 964201 Total admitted assets 181768268 Liabilities Net amount of unpaid losses and claims 11487100 Reserves or unearned premiums on risks outstanding 102501107 Salaries and miscellaneous accounts due or accrued 600000 Taxes due or accrued 3178200 Total amount of liabilities except capital 117716407 Capital actually paid in cash 20000000 Surplus over all iabilities 44051861 Surplus protection to policyholders 64051861 Total liabilities 18176826882 Annual Report Business in ForceFire Risks Premiums In force on the 31st day December 1918J fAHUll llllillH Written or renewed during the year 215363052 200296409 ta 448255465 421428095 DeductThoiiexpired andmarkidoffTai terminated 176975609 162384532 Tn force at the end of the year 271279856 259043563 Deduct amount remsured 84016376 82139235 Net amount in force 187 263480 176904328 Business in ForceMarine and IflJand In force on the 31st day December 1918 Hilill Vvl Written or renewed during the year 9532093 24b87240 Total 13680860 35844967 Deduct those expired and marked off as terminated 7991371 21778152 In force at the end of the year 5689489 Jffi Deduct amount reinsured 1296226 1044418 Net amount in force 4393263 13022397 Business in the State of Georgia Gross risks written 369302300 Less 609479 risks cancelled in companies authorized in Georgia 60947900 Net risks written 308354400 Gross premiums on risks written 4266875 Less 490357 return premiums in companies authorized in Geor gia 490357 Net premiums received 3776518 Losses paid deducting salvage 1287377 Net losses paid 1287377 Losses incurred 1423777 Net losses incurred 1423777 COMMONWEALTH INSURANCE COMPANY OF NEW YORK 76 William Street New York N Y C S Shallcross President R P Barbour Secretary Attorney for service in GeorgiaE K McDowell Atlanta Ga Kinds of business done in GeorgiaFire Auto Tornado Sprinkler Leakage Explosion War Capital Stock Amount of paidup capital i22SJ Ledger assets Dec 31 1918 374675654 Extended at 374675654 Income Gross premiums on new business 399864383 Deduct amount paid for insurance and return pre QBr7io1ft miums l9bi74210 Total premiums 2lQfiJ Interest and rents iaimvii Other sources Rent on real estate due prior to acomsition of propertv used to decrease SrI From agentsbalences previously charged off3714 Total income 218360263Insurance Department of Georgia 83 91481467 5562163 42721697 17298402 1018361 3116304 19203543 Carried forward 593035917 Disbursements Net amount paid policyhilders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets Other items Furniture and fixtures including rent of and re pairs to same 439950 Maps including corrections 134075 Inspections and surveys including underwriters boards and tariff associations 3645077 Federal taxes 3922965 Taxes licenses and fees 6832961 Legal expenses excluding legal expenses on losses 85505 Agents balances charged off 37601 Incidental and petty expenses small items un classified 84279 Real estate expenses repairs and expenses 412694 Taxes 186392 Total 599086 15781499 Total disbursements 196183436 Balance Ledger Assets Book value of real estate Mortgage loans first lien 23555000 Bonds at book value Stocks at book valiie Deposits at interest Agents balances net Other items Bills receivable taken for fire risks Other ledger assets viz reinsurance recoverable on paid losses 37839 623463 Total ledger assets as per balance No 23 NonLedger Assets Interest due and accrued 396852481 975839 23555000 240835100 69655120 18040415 43129705 661302 396852481 Total assets Deduct Assets Not Admitted Agents balances Bills receivable Other items Interest due December 31 1919 on mortgages Book value of bonds and stocks over market value 3250659 400103140 478554 37839 72500 28256720 28329220 Total not admitted assets t 28845613 Total admitted assets 371257527 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Contingent commissions or other charges due or accrued Total amount of liabilities except capital Capital actually paid in cash 50000000 Surplus over all liabiities 122731452 22161737 167565838 500000 6848580 1450000 198526075 172731452 Surplus protection to policyholders Total liabilities 371257527g4 Annual Report Business in ForceFire Risks Premiums MN 475705496 388585465 Written or renewed during the yean per Income No 42g n6 457 350149341 ExceiioT oTrginaTpremiumsover amount received g 5g for reinsurance 904621953 7392825a4 M TTVxSiredand mkeToffa7efmtaate 42723J834 318186268 T v a nr thP irear S 477390619 421096296 Deiucfamout TefnsLllTVer 140048995 138059953 N amount in force 337341624 283036343 Business in ForceMarine and Inland Risks Premiums In force on the 31st day of December as per line 6 In force on the 31st day of December 1918 20291554 muuis Written or renewed during the year per income 29093 598 49715042 5 r t 49385152 99827457 uctWoiiiiTimritaVttMeTmlnaA 86996098 71081239 In force at the end of the year 1 13389059 28746218 Deduct amount reinsured schedule required 289092 718089 Net amount in force 13099967 28028129 Business in the State of Georgia A Fire Marine and Inland Gross risks written 604450500 19576800 Less risks cancelled and reinsurance m companies authorized in Georgia 344430000 i9jbOuo Net risks written 260020500 1620800 Gross premiums on risks written 7138998 413713 Less return premiums and premiums for reinsur ance in companies authorized in Georgia 3836457 6U45 Net premiums received 3302541 352368 Losses paid deducting salvager 4189025 I 122404 Less losses on risks reinsured in companies author ized in Georgia Z076Jlb Net losses paid 2112709 122404 Losses incurred 2639122 S 97404 Less losses on risks reinsured in companies author ized in Georgia 1147lb Net losses incurred 1824406 97404 CONCORDIA FIRE INSURANCE COMPANY OF MILWAUKEE Wells and West Water Streets Milwaukee Wis Gustav Wollaeger Jr President Frank Damkoehler Secretary Attorney for service in GeorgiaLangdon C Quin Atlanta Ga Kinds of business done in GeorgiaFire Lightning Tornado Hail Riot Civil Commotion and Explosion Marine Automobile and Sprinkler Leakage Capital Stock Amount of paidup capital 75000000 Ledger assets Dec 31 1918 335482624 Extended at 335482624Insurance Department of Georgia 85 Income Gross premiums on new business 355948017 Deduct amount paid for insurance and return prem miums 107578138 Total premiums 248369879 Interest and rents 15111471 Profits on sale or increase by adjustment of assets 645875 Other sources Prom agents balances previously charged off 48562 Total income 264175787 Carried forward 599658411 Disbursements Net amount paid policyholders for losses 81756543 Legal and administrative expense in adjustment of claims 1608304 Commissions and allowances to agents 65075444 Salaries of officers and employes 13777775 Rents and interest 1076379 Advertising printing postage telegrams etc 2663826 Loss on sale and decrease by adjustment of assets 5381450 Other items 28526262 Total disbursements 199865983 Balance 399792428 Ledger Assets Mortgage loans first Hen 119207500 119207500 Bonds at book value 202134000 Stocks at book value 13350000 Cash in office 2123598 Deposits at interest 5844894 Deposits not at interest 13012162 Agents balances net 44120274 Total ledger assets as per balance No 23 399792428 NonLedger Assets Interest due and accrued Due from other companies for losses paid schedule E col No 1 4464803 1452943 Total assets 405710174 Deduct Assets Not Admitted Agents balances 205155 Total not admitted assets 205155 Total admitted assets 405505019 Liabilities Net amount of unpaid losses and claims 23271226 Reserves or unearned premiums on risks outstanding 227126504 Taxes due or accrued 10000000 Other sources Total amount of liabilities except capital 260397730 Capital actually paid in cash 75000000 Surplus over all liabitiies 70107289 Surplus protection to policyholders 145107289 Total liabilities 405505019 Business in ForceFire Risks Premiums In force on the 31st day December 1918 403221721 4195 670 04 Written or renewed during the year 324779999 347867153 Totali 728001720 Deduct those expired and marked off as terminated 254875014 767434156 274804233 In force at the end of the year 473126706 49262992386 Annual Report Deduct amount reinsured 66016687 78774628 Net amount in force 407080019 4 18855295 Business in ForceMarine and Inland Risks Premiums in force on the 31st day December 19188 JfOlSM i g40772g Written or renewed during the year 10030369 80808b5 Total 11231693 10488593 Deduct Those expired and marked off as terminated 9704583 8020731 In force at the end of the year 1527110 t 2467862 Net amount in force VMM 2467862 Business in Force in the State of Georgia A Fire Marine and Inland Gross risks written 501727000 7267300 Less 932869 risks cancelled and J85000 remsur anee In companies authorized in Georgia 1017Sbauu Net risks written J 399940100 7267300 Gross premiums on risks written 7476379 38165 Less 1201653 return premiums and 139812 pre miums for reinsurance in companies authorized in Georgia 1341466 Net premiums received 6134914 j 38165 Losses paid deducting salvage 2642849 Less losses on risks reinsured in companies author zed in Georgia Net losses paid I 2642099 Losses incurred 2742478 Less losses on risks reinsured in companies author ized in Georgiaj Net losses incurred 2741728 CONNECTICUT FIRE INSURANCE COMPANY 30 Trinity Street Hartford Conn Edward Milligan President John A Cosmus Fred W Bowers Geo CLongr Attorney for service in GeorgiaThos E Tupper Atlanta Ga Kinds of business done in GeorgiaAll kinds permitted by charter Capital Stock Amount of paidun capital 1omii Ledger assets Dec 31 1918 993653171 Extended at 993653171 Income Gross premiums on new business 1 992359883 Deduct amount paid for insurance and return pre miums 328891d4 FnUdTenteZZZZZZI Itfztll 11 LCI COL I1U ICllLD fciion Profits on sale or increase by adjustment of assets lansu Other sources Agents balances previously charged offW6ua Total income 704591630 Carried forward 1698244801 Insurance Department of Georgia 87 Disbursements Xet amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets Other items Stockholders dividends 250000 stockholders taxes jot nod ZloWvyj raxls z 25476990 Agents balances charged off 266807 252909407 7064011 154573348 57546576 3180889 21991972 21034073 53243797 571544073 Total disbursements1 Balancer1126700728 Ledger Assets Mortgage loans first lien 487300 Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest Agents balances net Other items Loans on collateral security Bills receivable Total ledger assets as per balance No 23 NonLedger Assets Interest due and accrued Other items Reinsurance due on paid losses ltftsi9s 48730000 809037458 51417248 61218 128150309 3988438 73577161 1500000 10238896 1126700728 10632390 1768193 Total assets 1139101311 Deduct Assets Not Admitted Agents balances Rllllil Bills receivable 690999 Other items Book value of ledger assets over market value 3Sb4blUb Total not admitted assets 41347802 Total admitted assets 109775350 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Employes liberty loan bond trust fund 507oOO Total amount of liabilities except capital Capital actulaly paid in cash i222 22 Surplus over all liabilities 305189937 Surplus protection to policyholders Total liabilities Business in ForceFire Risks In force on the 31st day December 1918 1149451095 Written or renewed during the year 880510026 Total 2029961121 Deduct those expired and marked off as terminated 780071761 72179526 585384046 4492500 30000000 507500 692563572 405189937 1097753509 Premiums 1146480915 90377861 ft 2050259534 80908834088 Annual Report In force at the end of the year1249 889 360 1241171194 Deduct amount reinsured 175238894 laiaDi Net amount in force 1074650466 1069578503 Business in ForceMarine and Inland Risks Premiums In force on th 31st day of December 1918 26452559 3388947 Written or renewed during the year 106674554 8858lJb4 Total 133127113 151970211 Deductthose expired and marked off as terminated 109486523 105612287 In force at the end of the yearf 2M4522 4ll Deduct amount reinsured 1011198 14b57b4 Net amount in force 22629392 44892160 Business in the State of Georgia A Fire Marine and Inland Gross risks written 1179686600 89261800 Less 3789880 risks cancelled and 2133684 rein surance in companies authorized in Georgia 5653359 Z702UUU Net risks written 614350700 62241300 Gross premiums on risks written 13173311 984930 Less 2853547 return premiums and 2881053 prem iums for reinsurance in companies authorized in Georgia 5473752 260841 Net premiums received 7699559 724082 Losses paid deducting salvage 5012640 705865 Less losses on risks reinsured in companies author ized in Georgia 1675557 Net losses paid t 3337089 705865 Losses incurred 5103089 670974 Less losses on risks reinsured in companies autho rized in Georgia 1771007 Net losses incurred 3332082 670974 Investments in Georgia Bonds t 8500000 Total investments in Georgia a 8500000 CONTINENTAL INSURANCE COMPANY 80 Maiden Lane New York N Y Henry Evans President Ernest Sturm Secretary Attorney for service in GeorgiaEdgar Dunlap Atlanta Ga Kinds of business done in GeorgiaFire Lightning Tornado Sprinkler Leak age Inland and Ocean Marine Automobile Registered Mail Riot and Civil Commotion Explosion and Other Insurance as Granted by Charter Capital Stock Amount of paidup capital 1000000000 Ledger assets Dec 31 1918 3632593840 Extended at 3632593840 Income Gross premiums on new business 2386090118 Deduct amount paid for insurance and return pre miums 826954703Insurance Department of Georgia 89 Total premiums 1559135415 Interest and rents 198713122 Profits on sale or increase by adjustment of assets 137387700 Other sources Income tax withhed at source N T State 115767 Agents balances previously charged off 6125 121892 Total income 1895358129 Carried forward 5527951969 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets Other items Maps inspections and surveys 26912174 Taxes 82082356 Real estate expenses 8603081 Dividends to stockholders 200000000 Miscellaneous 2279317 556427708 15160527 374401496 101710396 16609868 33816378 170680000 319876928 Total disbursements 1988683391 Balance 3939268578 Ledger Assets Book value of real estate 695 000 00 Mortgage loans first lien 12320000 12320000 Bonds at book value 10782809 00 Stocks at book value 2267573900 Cash in office 369004 Deposits at interest 248934993 Deposits not at interest 921 66 Agents balances net 2426918 64 Other items Bills receivable taken for fire risks 18766450 Amount recoverable for reinsurance on paid losses 739301 Total ledger assets as per balance No 23 3939268578 NonLedger Assets Interest due and accrued Market value of assets over book value Other items Rents due 15224745 18526075 5500 Total assets 3973024898 Deduct Assets Not Admitted 3495634 5556656 1534984 Agents balances Bills receivable Other items Excess of bills receivable not past due taken for fire risks over the unearned premium thereon Total not admitted assets 10587274 Total admitted assets 3962437624 Liabilities Net amount of unpaid losses and claims 151490921 Reserves or unearned premiums on risks outstanding 1485482766 Salaries and miscellaneous accounts due or accrued 31535241 Taxes due or accrued 47330500 Other items Dividends to stockholders 10000000090 Annual Report Reserve for contingencies i0000000 Income tax withheld at source 1101w 110115767 Total amount of liabilities except capital 1825955195 Capital actually paid in cash IvSSiSSi29 Surplus over all liabilities 1136482429 01 oca C94 9 Surplus protection te policyholders Total liabilities 3962437624 Business in ForceFire Risks Premiums In force on the 31st day December 1918SV55M IlleS Written or renewed during the year 2077474791 tlAbbbUU Ttol 4979471624 4904177965 Deduct thVsVVxpIredanTmaedofras terminated 1748342091 1819717410 In force at the end of the yearU38811293 30844605 55 Deduct amount reinsured S2H5H22 oHniofi Net amount in force 2728644633 2650106190 Business in ForoeMarine and Inland Risks Premiums In force on the 31st day December 1918 3fii S lilHfAl Written or renewed during the year i6X6Xi 4ik66hk rota 287170693 852645508 Deduct thoseexpired and marked off as terminated 146113120 185578749 In force at the end of the year 141057573 167066759 Deduct amount reinsured 55488967 65718173 Net amount in force 85568606 101348586 Business in the State of Georgia A Fire Marine and Inland Gross risks written 5252733400 244189800 Less 12936538 risks cancelled and 10831189 rein surance in companies authorized in Georgia 2330269400 46503300 Net risks written 2922464000 197686500 Gross premiums on risks written 58523374 2027094 Less 10825735 return premiums and 11725762 iums for reinsurance in companies authorized in Georgia 21665631 885866 Net premiums received 36857743 11412 Losses paid deducting salvage 23531964 61792 Less losses on risks reinsured in companies author ized in Georgia 7374906 27861 Net losses paid 16157058 33931 Losses incurred 21395292 750682 Less losses on risks reinsured in companies author ized in Georgia 6791583 371111 Net losses incurred 14603709 379571Insurance Department of Georgia 91 COUNTY FIRE INSURANCE COMPANY 110 South Fourth Street Philadelphia Pa Charles R Peck President Prank E Martin William B Burpee Secretaries Attorney for service in GeorgiaJohn J McKay Macon Ga Capital Stock Amount of paidup capital 40000000 Ledger assets Dec 81 1918 97221156 Extended at 97221156 Income Gross premiums on new business 108443384 Deduct amount paid for insurance and return pre miums 87129974 Total premiums 21313410 Deposit pjemiums on perpetual risks 38900 Interest and rents 4680219 Profits on sale or increase by adjustment of assets 7500 Other sources Discount and perpetual premiums 99544 Total income 26139573 Carried forward 123360729 Disbursements Net amount paid policyholders for losses 13421850 Legal and administrative expenses in adjustment of claims 139654 Commissions and allowances to agents 5132808 Salaries of officers and employes 267000 Rents and interest 130545 Advertising printing postage telegrams etc 155532 Paid stockholders for dividends 2000000 Loss on sale and decrease by adjustment of assets 235379 Other items 5362303 Total disbursements 26845071 Balance 96515658 Ledger Assets Book value of real estate 4393766 Mortgage loans first lien 1340000 1340000 Bonds at book value 70404393 Stocks at book value 10267000 Deposits at interest 5394844 Agents balances net 4575280 Other items 140375 Total ledger assets as per balance No 23 96515658 NonLedger Assets Interest due and accrued 974186 Market value of assets over book value 7963491 Other items Reinsurance due on losses paid 1991 Philadelphia Fire TJnderwristers Assn Deposit 10000 11991 Total assets 105465326 Deduct Assets Not Admitted Agents balances 110245 Total not admitted assets 110245 Total admitted assets 105355081 Liabilities Net amount of unpaid losses and claims 2839782 Reserves or unearned premiums on risks outstanding 19981172 Amount reclaimable on perpetual policies 15229471 Salaries and miscellaneous accounts due or accrued 20000092 Annual Report Taxes due or accrued Other items Ten per cent perpetual deposits other companies Total amount of liabilities except capital Capital actually paid in cash Surplus over all iabilities Surplus protection to policyholders 40000000 24590619 2500000 14037 40764462 Total liabilities Business in ForceFire Risks In force on the 31st day of December as per line 6 under this heading in last years statement5 liiiiiiiL Written or renewed during the year per income No e 10o793oo Total 249138668 Deduct those expired and marked off as terminated 106754761 In force at the end of the year oaoln Deduct amount reinsured JJffl Net amount in force 43084Jo i 64590619 105355081 Premiums t 136056613 108443384 244499997 105215212 139284785 10028986s 38994916 RECAPITULATION OF FIRE RISKS AND PREMIUMS Year Amount Written Term Covered 1919 One year or less 17489045 1918 Two years 1000029 1919 Two years 304160 1917 Three 1918 Three 1919 Three 1916 Four 1917 Four 1918 Four 1919 Four 1915 Five 1916 Five 1917 Five 1918 Five 1919 Five Over years 5871432 years 6440268 years 7122759 38033 93627 321295 54135 1182996 789980 650420 709352 962218 54508 years years years years years years years years years five years Premiums Charged 16983201 598524 228981 4192153 5093160 6153662 58201 72211 149306 61779 1457649 1015296 743314 864261 1254372 68846 38994916 16705618 Fraction Unearned 12 14 34 16 12 56 18 38 58 78 110 310 12 710 910 prorata Totals 43084257 Perpetual 7099776 Totals 50184063 55700634 Business in the State of Georgia Premiums Unearned 8491601 149631 171736 698692 2546580 5128052 7275 27079 93316 54057 145765 304589 371657 604983 1128935 57224 19981172 15229471 35210643 Fire Gross risks written f 248423100 Less 371650 risks cancelled and 66050 reinsurance in com panies authorized in Georgia 43770000 Net risks written 204653100 Gross premiums on risks written 3557028 Less 696865 return premiums and 5968 premiums for rein surance in companies authorized in Georgia 756483 Net premiums received 2800545 Losses paid deducting salvage1 750586 Less losses on risks reinsured in companies authorized in Georgia 578226 Net losses paid 172360 Losses incurred 684204 Less losses on risks reinsured in companies authorized in Georgia 490131 Net losses incurred1 194073Insurance Department of Georgia 93 Investments in Georgia Bonds City of Augusta Flood Protection Regis tered 4 12 per cent due 1944 1000000 Total investments in Georgia 1000000 EAGLE STAR AND BRITISH DOMINIONS INSURANCE COMPANY LTD 123 William Street New York City N T Fred S James Co TJ S Managers Attorney for service in GeorgiaA H Turner Atlanta Ga Kinds of business done in GeorgiaFire Insurance of All Classes Capital Stock Deposit capital t 51000000 Ledger assets Dec 31 1918 173113172 Extended at 173113172 Income Gross premiums on new business 332694636 Deduct amount paid for insurance and return pre miums 116753461 Total premiums 215941175 Interest and rents 7247796 Profits on sale or increase by adjustment of assets 922362 Other sources Remittance from home office 20683010 20683010 Total income Carried forward Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Other sources Furniture and fixtures maps 378034 Inspections and surveys 2848640 Federal taxes licenses and fees 5342034 Miscellaneous expenses 132948 Remittance to home office j 9178980 244794343 417907515 57944598 762065 62256198 6878848 466973 1846488 17880636 Total disbursements 148035806 Balance 269871709 Ledger Assets Bonds at book value 222127646 Deposits at interest 16490785 Agents balances net 31253278 Total ledger assets as per balance No 23 269871709 NonLedger Assets Interest due and accrued 2411779 Other items Reinsurance recoverable on paid losses 917169 Total assets 27320065794 Annual Report Deduct Assets Not Admitted Agents balances tBooktvalue of bonds and stocks over market value 5920046 5965431 Total not admitted assets 267235226 Total liabilities Liabilities 230 169 76 Net amount of unpaid losses and claims 46388368 Reserves or unearned premiums on risks outstanding Id657 16 Salaries and miscellaneous accounts due or accrued 40ooooo Taxes due or accrued i 76871060 Total amount of liaoihties except capital1oSTSllS Surplus over all liabilities audoiioD Surplus protection to policybolders 267235226 Total liabilities Business in ForceFire Risks Premiums n force on the 31st day December 1918 KItIs sSmSW Written or renewed during the year 40010833 ssiiiivi Excess of original premiums over amount received g83 Q2 for reinsurance 558162660 532835280 WthVxpdi5kaiHMTemTnated 228111989 217026023 In force at the end of the year ToilSsoo HlUlo 54 Deduct amount reinsured 60128390 juumub Net amount in force 269922281 263775203 Business in ForceMarine and Inland Risks Premiums Written or renewed during the year 3012665 1280339 tol 3012665 1280339 DeQUctthVs7xprrTdanmaVkedofras terminated 2768998 1190111 In force at the end of the year 243667 90228 Net amount in force 2667 90228 Business in the State of Georgia A Fire Gross risks written 714505400 Less 2009005 risks cancelled and 2060476 reinsurance in com panies authorized in Georgia 406948100 Net risks written 307557300 Gross premiums on risks written 7412326 Less 1769685 return premiums and 2083926 premiums for re 0K011 insruance in companies authorized in Georgia dSadDll Net premiums received 3558715 Losses paid deducting salvage 1981068 Less losses on risks reinsured in companies authorized in Georgia90083 Net losses paid 1 Jn22i Losses incurred 7 zuioiid Less losses on risks reinsured in companies authorized in Georgia 91203 Net losses incurred 1923970Insurance Department of Georgia 95 EQUITABLE FIRE AND MARINE INSURANCE COMPANY 1 Custom House Street Providence R I F W Arnold President Samuel G Howe Geo C Long Jr Secretaries Attorney for service in GeorgiaFloyd Johnson Atlanta Ga Kinds of business done in Georgia11 kinds permitted by charter Capital Stock Amount of paidup capital 75000000 Ledger assets Dec 31 1918 162414996 Increase of paidup capital during year 25000000 Extended at Income Gross premiums on new business 319153145 Deduct amount paid for insurance and return pre miums 231990077 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Premium on increase of capital stock 25000000 187414996 87163068 8075369 14014904 25000000 Total income 134253341 Carried forward 321668337 Disbursements Net amount paid policyholders for losses 30358705 Legal and administrative expenses in adjustment of claims 421585 Commissions and allowances to agents 28256977 Salaries of officers and employes 1169596 Rents and interest 272638 Advertising printing postage telegrams etc 268754 Paid policyholders for dividends 6250000 Loss on sale and decrease by adjustment of assets 9096625 Other items Traveling expenses of executives 4875 Federal and other taxes 1620193 Expenses and tax on real estate 403325 Total disbursements Balance 2028393 78123273 243545064 Ledger Assets Book value of real estate 8168000 Mortgage loans first lien 76100 76100 Bonds at book value 167039479 Stocks at book value 38379108 Deposits at interest 18192654 Agents balances net 4155823 Total ledger assets as per balance No 23 243545064 NonLedger Assets Interest due and accrued 2733334 Other items Reinsurance due on paid losses 1018 Total assets 1018 246279416 Deduct Assets Not Admitted 25000 8208987 Overdue and defaulted interest Book value of bonds and stocks over market value Total not admitted assets Total admitted assets 8233987 23804542996 Annual Report Liabilities Net amount of unpaid losses and claims ijlilo 50 Reserves or unearned premiums on risks outstanding nftn Salaries and miscellaneous accounts due or accrued WOW Taxes due or accrued Other items qjr 94 Interest on mortgages collected in advance Total amount of liabilities except capital woixm Capital actually paid in cash iKot Surplus over all liabilities baus Surplus protection to policyholders loiaws Total liabilities 238045429 Business in ForceFire Risks Premiums In force on the 31st day December 1918 tlnMI IliSili 23 Written or renewed during the year 290744646 279455323 618364681 604707628 Deduct 7hoseexpireTandmarkedoff as terminated 254719867 242786251 In force at the end of the year iiJs IfifilszsH Deduct amount reinsured 263331808 266182843 Net amount in force 100313006 95738534 Business in ForceMarine and Inland Risks Premiums In force on the 31st day December 1918 KHH5 HHnU Written or renewed during the year 504J8di jb TotaI 58145021 60056973 Deduct those expired and marked off as terminated 46135704 35407413 In force at the end of the year W 184 607 40 Deduct amount reinsured 6348778 1846074U Net amount in force 5660539 6188820 Business in the State of Georgia A Fire Marine and Inland Gross risks written t 386296100 31178400 Less 1028574 risks cancelled and 1758115 rein surance in companies authorized in Georgia 270320100 8348800 Net risks written 1159760 22829600 Business in the State of Georgia Gross premiums on risks written 4503595 320906 Less 941233 return premiums and 2417031 pre miums for reinsurance in companies authorized in Georgia 3180970 17794 Net premiums received 1322625 143612 Losses paid deducting salvage i 1144757 84439 Less losses on risks reinsured in companies author ized in Georgia 241044 66146 Net losses paid 903713 18293 Losses incurred 1046134 8S518 Less losses on risks reinsured in companies author M ized in Georgia 315261 65296 Net losses incurred 1 730873 23222 Investments in Georgia Bonds T 4000000 Total investments in Georgia 4000000Insurance Department of Georgia 97 FIDELITY FIRE INSURANCE COMPANY 125 South Harvin Street Sumter S C D D Moise President P Moses Secretary Attorney for service in GeorgiaT B Shropshire Atlanta Ga Kinds of business done in GeorgiaFire Insurance Capital Stock Amount of paidup capital Ledger assets Dec 31 1918 Extended at 20000000 18200740 Income Gross premiums 48089493 Deduct amount paid for insurance and return pre miums 15756605 Total ledger assets as per balance No 23 NonDedger Assets Interest due and accrued Market value of assets over book value Total assets Deduct Assets Not Admitted Agents balances 34052 Other items Book value of bonds and stocks over market value 355519 38200740 32332888 1649440 19375 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Total income 34001703 Carried forward Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printine postage telegrams etc Paid stockholders for dividends Other items Special agents salary and traveling expenses 186520 Furniture and fixtures 1085 Maps 5375 All taxes 2637838 Miscellaneous expenses 368393 3199211 Tdtal disbursements 21603172 72202443 6464449 51515 8386211 1632801 75900 193085 1600000 Balance t 50599271 Ledger Assets Book value of real estate Mortgage loans first lien 19737805 Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at Interest Agents balances net Other items War savings stamps 167600 Losses charged reinsurance companies 11190 1884191 19737805 16531942 2000000 248823 1900248 349822 7767650 178790 50599271 599673 615809 5181475398 Annual Report Total not admitted assets 389571 Total admitted assets 51425182 Liabilities Net amount of unpaid losses and claims 1955884 Reserves or unearned premiums on risks outstanding 19535223 Taxes due or accrued 200000 Total amount of liabilities except capital 21591107 Capital actually paid in cash 20000000 Surplus over all liabilities 9734075 Surplus protection to policyholders 29734075 Total liabilities t 51425182 Business in ForceFire Risks Premiums In force on the 31st day December 7829708 14517936 Written or renewed during the year 36330585 48089493 Total 44160293 62607429 Deduct those expired and marked off as terminated 17611170 25137882 Jn force at the end of the year 26549123 37469547 Deduct amount reinsured 2899046 5687611 Net amount in force 23650077 31781936 Business in the State of Georgia A Fire Gross risks written 147117000 Less 242195 risks cancelled and 131899 reinsurance in com panies authorized in Georgia 37409400 Net risks written 109707600 Gross premium on risks written 2065535 Less 314210 return premiums and 170054 premiums for rein surance in companies authorized in Georgia 484264 Net premiums received 1581271 Losses paid deducting salvage 158508 Net losses paid 158508 Losses incurred 202018 Net losses incurred 202018 FIDELITYPHOENIX FIRE INSURANCE COMPANY OF NEW YORK 80 Maiden Lane New York N Y Henry Evans President Ernest Sturm Secretary Attorney for service in GeorgiaA L Waldo Atlanta Ga Kinds of business done in GeorgiaFire Lightning Windstorm Tornado Sprinkler Leakage Inland Marine Ocean Marine Explosion and Other In surance as Granted by Charter Capital Stock Amount of paidup capital 250000000 Ledger assets Dec 31 1918 2241603677 Extended at 2241603677 Income Gross premiums on new business 2067467396 Deduct amount paid for insurance and return pre miums 682240855 Total premiums 1385226541Insurance Department of Georgia 99 Interest and rents Profits on sale or increase by adjustment of assets Other sources Income tax withheld at source N Y State Agents balances previously charged off Bills receivable 115586802 83194789 14758 606172 45673 651845 Total income 1584674735 Carried forward 3826278412 Disbursements Net amount paid oolicyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid stockholders for dividends Loss on sale and decrease by adjustment of assets Other items Furniture and fixtures Maps including corrections Inspections and surveys Federal taxes State county and municipal taxes Insurance department licenses and fees Fire department fire patrol and salvage corps as sessments fees taxes and expenses Legal expenses Agents balances charged off Bills receivable past due charged off Investment expenses other than real estate Repairs and expenses on real estate Taxes on real estate 511026904 12785072 310125286 119307944 8860011 26206987 75000000 93642400 2492388 2552513 21111185 17269932 28881113 4082836 4587707 985136 488461 1212087 750966 661507 357540 85433371 Total disbursements 1242387975 Balance 2583890437 Ledger Assets Book value of real estate 41250000 Mortgage loans first lien 13050000 13050000 Bonds at book value 748748700 Stocks at book value 1311529000 Cash in office 228178 Deposits at interest 238960446 Deposits not at interest 1092364 Agents balances net 170477567 Other items Bills receivable taken for fire risks 57919922 Amount recoverable for reinsurance on paid losses 634260 58554152 Total ledger assets as per balance No 23 2583890437 NonLedger Assets Interest due and accrued 9506011 Market value of assets over book value 10753425 Other items Rents due and accrued 33450 Total assets 2604183323 Deduct Assets Not Admitted Agents balances 2376834 Bills receivable 20180297 Total not admitted assets 22557131 Total admitted assets 2581626192100 Annual Report Liabilities Net amount of unpaid losses and claims 143032667 Reserves or unearned premiums on risks outstanding1362033506 Divdends to stockholders declared but unpaid 37500000 Salaries and miscellaneous accounts due or accrued 10325000 Taxes due or accrued 40330500 Other items Contingent commissions or other charge due or accrued 6303559 Rent paid in advance 2800 Income tax withheld at source N Y State 14758 Reserve for contingencies 5000000 11321117 Total amount of liabilities except capital 1604542790 Capital actually paid in cash 250000000 Surplus over all liabilities 727083402 Surplus protection to policyholders 977083402 Total liabilities 2581626192 Business in ForceFire Risks Premiums In force on the 31st dav December 19182352995172 2397035208 Written or renewed during the year1973096016 1866298070 Total 4326091188 4263333278 Deduct those expired and marked off as terminated 1565159401 1499970101 In force at the end of the year2760931787 2763363177 Deduct amount reinsured 437208300 389948011 Net amount in force 2323723487 2373415166 Business in ForceMarine and Inland Risks Premiums In force on the 31st clay December 1918 66554130 102862723 Written or renewed during the year 155505561 201169326 Total 222059691 304032049 Deduct those expired and marked off as terminated 134295834 171457566 In force at the end of the year 87763857 132574483 Deduct amount reinsured 19863817 30006439 Net amount in force 67900040 102568044 Business in the State of Georgia A Fire Marine and Inland Gross risks written 4128154800 217978900 Less 10343067 risks cancelled and 7906491 rein surance in companies authorized in Georgia 1806069000 18886S00 Net risks written 2322085800 199092100 Gross premiums on risks written 4881457700 148822700 Less 9529738 return premiums and 8032956 pre miums for reinsurance in companies authorized in Georgia 17163862 398832 Net premiums received 31650715 1089395 Losses paid deducting salvage 15861787 40000 Less losses on risks reinsured in companies author ized in Georgia 3097404 6069 Net losses paid 12764383 33931 Losses incurred 10920951 388030 Less losses on risks reinsured in companies author ized in Georgia 1238501 8459 Net losses incurred 9682450 379571Insurance Department of Georgia 101 FIRE ASSOCIATION OF PHILADELPHIA 4015 Walnut Street Philadelphia Pa E C Irvin President M G Ganignes Secretary Attorney for service in GeorgiaW E Chapin Atlanta Ga Capital Stock Amount of paidup capital 100000000 Ledger assets Dec 31 1918 1384206783 Extended at 1384206783 Income Gross premiums on new business and gross renewal premiums 1338365566 Deduct amount paid for insurance and return pre miums 495476340 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Perpetual deposits Earned deposits Agents balances charged off 2802089 933387 154315 842889226 59260928 2385450 3859791 Total income Y2 908395395 Carried forward 2292602178 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year and b Renewal Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Furniture and fixtures 1211220 Maps 1602856 Inspections 17783607 Federal tax 19786423 State tax 22306773 Legal 126787 Agents balances charged off 80528 Deposit premiums returned 9305661 Real estate tax and repairs 4128581 356325130 5843345 169505362 76331134 7937280 9154066 40000000 22679032 76332436 Total disbursements 764107735 Balance 152849444 Ledger Assets Book value of real estate 63852814 Mortgage loans first lien all 310796166 Bonds at book value 828040634 Stocks at book value 31699303 Cash in office 748679 Deposits at interest 120592415 Deposits not at interest 8455247 Agents balances net 146286685 Other items Collateral loans 8022500 Total ledger assets as per balance No 23 1528494443 NonLedger Assets Interest and rents due and accrued 16694491 Market value of assets over book value 1241653 VL02 Annual Report Other items Reinsurance due on paid losses 2148868 Total assets 1548579455 Deduct Assets Not Admitted Agents balances 334428 Other items Companys stock owned 924000 Book value bonds over market value 53437534 54361534 Total not admitted assets 54695962 Total admitted assets 149388349 Liabilities Net amount of unpaid losses and claims 90715148 Reserves or unearned premiums on risks outstanding 849719789 Salaries and miscellaneous accounts due or accrued 6734021 Taxes due or accrued 28165234 Total amount of liabilities except capital 975334192 Capital actually paid in cash 100000000 Surplus over all liabilities 418549301 Surplus protection to policyholders 518549301 Total liabilities 1493883493 Business in ForceFire Risks Premiums In force on the 31st day of December 19181360782283 1380552513 Written or renewed during the year 11184246250 1234516060 Total 2545028533 2615068573 Deduct those expired and marked off as terminated 1048757756 1085069790 In force at the end of the year1496270777 1529998783 Deduct amount reinsured 219249932 217267609 Net amount in force 1277020845 1312731174 Perpetual risks not included above 6507273300 Premiums on same 147663731 Business in ForceMarine and Inland Risks Premiums In force on the 31st day of December 1918 12793486 17232302 Written or renewed during the year 438023618 103849506 Total 450817104 121081808 Deduct those expired and marked off as terminated 414291045 79683015 In force at the end of the year 36526059 41398793 Deduct amount reinsured 7327905 7784849 Net amount in force 29198154 33613944 Business in the State of Georgia A Fire Marine and Inland Gross risks written 3798940400 17788700 Less 9320376 risks cancelled and 6804333 rein surance in companies authorized in Georgia 1612470900 2785000 Net risks written 2186469500 15003700 Gross premiums on risks written 53369952 4286 67 Less 11768489 return premiums and 11186239 pre miums for reinsurance in companies authorized in Georgia 22954728 56163 Net premiums received 30415225 372504Insurance Department of Georgia 103 Losses paid deducting salvage 1853148S 11862 Less losses on risks reinsured in companies author ized in Georgia 6529334 Net losses paid 32002149 I 11862 Losses incurred 19012843 11862 Less losses on ritfks reinsured in companies author ized in Georgia 6780570 Net losses paid 12002149 11862 Investments in Georgia Bonds j 1000000 Total investments in Georgia J 1000000 FIREMANS FUND INSURANCE COMPANY 41 California Street San Francisco Cal J B Levison President Herbert P Blanchard Secretary Attorney for service in GeorgiaE T Gentry Atlanta Ga Kinds of business done in GeorgiaFire Automobile Marine Tornado War Cover and Exploson Sprinkler Leakage Riot and Civil Commotion Capital Stock Amount of paidup capital 150000000 Ledger assets Dec 31 1918 1840598469 Extended at 1840598469 Income Gross premiums on new business 2926085720 Deduct amount paid for insurance and return pre miums 1413281732 Total premiums 15 Interest and rents Profits on sale or increase by adjustment of assets collateral loans charged to profit and loss Other sources Agents balances previously charged off 153361 12803988 70180822 1126189 153361 Total income 1584264360 Carried forward 3424862829 Disbursements Net amount paid policyholders for lossesJ Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 296204385 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Z Loss on sale and decrease by adjustment of assets Other items Maps including corrections Agents balances charged off Inspections and surveys Foreign exchange Donations Federal taxes Investment expenses Investment expenses taxes Taxes licenses and fees Dividends paid stockholders Legal expenses 725516038 14424284 296204385 114401930 15123455 23497791 7765019 586252 354098 18550908 31395267 1259858 14836754 1179945 2848358 33616238 34500000 726197 139853875L04 Annual Report Total disbursements Balance 1336786777 2088076052 Ledger Assets Book value of real estate Mortgage loans first lien 18728145 Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest Agents balances net 4l Other items qsi7no Loans secured by collateral 175UU Bills receivable Marine and Inland risks g Bills receivable Fire risks 42016970 187281435 1083919708 79665600 2178975 260977092 10514434 Total ledger assets 2088076052 NonLedger Assets and accrued 19378103 848106 Interest due Other items Reinsurance recoverable on paid losses Total assets 2108302261 Deduct Assets Not Admitted Agents balances Bills receivable Other items Loans on personal security Overdue and accrued interest on land Book value real estate over market Book value of bonds and stock over market Rheims Ins Co bank deposit 41673382 1037880 50101 3836000 266970 58468646 1883987 64505704 Total not admitted assets 107216966 Total admitted assets 2001085295 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Contingent commission or other charges due oi accrued Reserve for unpaid liability losses Earned quarterly dividend to Dec 31 1919 Total amount of liabilities except capital Capital actually paid in cash 150000000 Surplus over all liabilities 529976846 Surplus protection to policyholders 22500000 785464 9000000 230718595 989554390 1050000 67500000 32285464 1321108449 Total liabilities 679976846 2001085295 Business in ForceFire Risks Premiums In force on the 31st day of December 19181376700472 1501724467 Written or renewed during the year 1209408587 Total 2586109059 Deduct thoseexpired and marked off as terminated 997265404 In force at the end of the year1588843655 Dduct amount reinsured blfUbf 1288459109 2790183576 1089540617 1700642959 337822090 Net amount in force 1225672976 1362820869Insurance Department of Georgia Business in ForceMarine and Inland In force on the 31st day of December 1918 275196934 Written or renewed during the year 4626810323 Total 14902007257 Deduct those expired and marked off as terminated 4503236296 In force at the end of the year 398770961 Deduct amount reinsured 106796564 Net amount in force 291974397 Business in the Stfte of Georgia A Fire Gross risks written 4100689000 Less 10541354 risks cancelled and 6636864 rein surance in companies authorized in Georgia 1642996500 Net risks written 2457692500 Gross premiums on risks written 55954576 Less 12811391 return premiums and 8851281 pre miums for reinsurance in companies authorized in Georgia 20667267 Net premiums received 35287309 Losses paid deducting salvage 15367115 Less losses on risks reinsured in companies author ized in Georgia 2739637 Net losses paid 12627478 Losses incurred 15377218 Less losses on risks reinsured in companies author ized in Georgia 2507913 Net losses incurred 12869305 105 Premiums 588681247 1637626611 2226307858 1475884038 750423820 253284695 497139125 Marine and Inland 559348400 74825300 484523100 3289881 994405 2295476 1520191 235968 1285223 900891 235968 664923 FIREMENS INSURANCE COMPANY 780786 Broad Street Newark X J Daniel H Dunham President A H Hassinger Secretary Attorney for service in GeorgiaA L Brooks Atlanta Ga Kinds of business done in GeorgiaFire Tornado Marine and Inland Capital Stock Amount of paidup capital x 125000000 Ledger assets Dec 31 1918 679083700 Extended at 679083700 Income Gross premiums on new business 820748012 Deduct amount paid for insurance and return pre miums 312353905 Total premiums 508394107 Interest and rents 42623776 Profits on sale or increase by adjustment of assets 7214535 Other sources Conscience fund 39000 Agents balances previously charged off 2360 41360 Total income 558273778 Carried forward 1237357478106 Annual Report Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid stockholders for dividends Loss on sale and decrease by adjustment of assets Other items Field supervisory expenses 11564947 Agents balances charged off 34183 197700658 4892909 121024315 24956181 2620094 50197979 30000000 5146250 11599130 Total disbursements 448137516 Balance 789219962 Ledger Assets Book value of real estate 1 074 129 63 Mortgage loans first lien 2061700 206170000 Bonds at book value 241959666 Stocks at book value 98715000 Cash in office 565817 Deposits at interest 46609560 Agents balances net 87786956 Total ledger assets 78921996S NonLedger Assets Interest due and accrued Market value of assets over book value Other items Rents due 11876 Reinsurance recoverable on paid losses 2729441 512580 128130978 2741317 Total assets 925218057 NonLedger Assets Agents balances 967895 Total not admitted assets 96789 Total admitted assets 92425016 Liabilities Net amount of unpaid losses and claims 92408668 Reserves or unearned premiums on risks outstanding 459387149 Salaries and miscellaneous accounts due or accrued 4000000 Taxes due or accrued 125 000 00 Other items Principal unpaid on scrip 232604 Home office commission due brokers 584294 Liberty loan subscription account 98169 Total amount of liabilities except capital 5692108 84 Capital actually paid in cash 1250000 00 Surplus over all liabilities 2300 39278 Surplus protection to policyholders 3 550 392 78 Total liabilities 924250162 Business in ForceFire Risks Premiums In force on the 31st day of December 1918 956388826 969728474 Written or renewed during the year 695291889 734089664 Total 1651680715 1703818138 Deduct those expired and marked off as terminated 604496207 635046784 In force at the end of the year1047184508 1068771354 Deduct amount reinsured 212677049 227873100 Net amount in force 834507459 840898254Insurance Department of Georgia 107 Business in ForceMarine and Inland Risks Premiums In force on the 31st day of December 1918 14703712 498 652 75 Written or renewed during the year 89455692 86658348 70tal ZZ 104159404 136523623 Deduct those expired and marked off as terminated 82899740 87982427 In force at the end of the year 21261664 485 411 96 Deduct amount reinsured 2352804 6230171 Net amount in force 18908860 42311025 Business in the State of Georgia A Fire Marine and Inland Gross risks written 1158528300 1544 49900 Less 3069996 risks cancelled and 1674361 rein surance in companies authorized in Georgia 454967500 19468200 Net risks written 703560800 134981700 Gross premiums on risks written 130 184 76 17 732 7fi Less 3112390 return premiums and 1433587 pre miums for reinsurance in companies authorized in Georgia 4025476 520501 Net premiums received 8993000 1252775 Losses paid deducting salvage 6880445 354387 Less losses on risks reinsured in companies author ized in Georgia 1338127 Net losses paid 5542318 3 543 87 Losses incurred 6801197 798387 Less losses on risks reinsured in companies author ized in Georgia 1472979 Net losses incurred 5328218 798387 FITCHBURG MUTUAL FIRE INSURANCE COMPANY 781 Main Street Fitchburg Mass Lincoln R Welch President Frederick W Porter Attorney for service in GeorgiaJ L Riey Atlanta Ga Kinds of business done in GeorgiaFire Insurance Capital Stock Ledger assets Dec 31 1918 30651122 Extended at Secretary 30651122 Income Gross renewal premiums 53370746 Deduct amount paid for insurance and return pre miums 12400752 Total premiums Interest and rentsJ2111 1 Profits on sale or increase by adjustment of assets II Other sources Federal tax refund and fire loss on companys building Total income fc Carried forward Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Z Commissions and allowances to agents 40969994 1575419 516527 1352291 44414231 75065353 16410643 250538 632849L08 Annual Report Salaries of officers and employes Hnftl Rents and interest f Advertising printing postage telegrams etc c1 5 Paid policyholders for dividends l Loss on sale and decrease by adjustment of assets lbJl Other items Furniture and fixtures Maps ooosb Executive traveling expenses other than field men 449092 Taxes licenses and fees foooo Federal tax ylsfcS Real estate expenses and taxes ifSinl Inspection and surveys ibkoJ Legal expenses ece Agents balances charged off 3568 Investment expense litoo Repairs to companys building 2058722 50849JO Total disbursements 9 37555132 Balance 37510221 Ledger Assets Book value of real estate 5500000 Bonds at book value 196i053a Stocks at book value 6872050 Cash in office tfl7l Deposits at interest 780877 Agents balances net 4639980 Total ledger assets 3751022 NonLedger Assets Interest due and accrued 313664 Other items Rent due 28300 Reinsurance due on paid losses 503960 532260 Total assets i 38356145 Deduct Assets Not Admitted Book value of bonds and stocks over market value 1090835 Total not admitted assets 1090835 Total admitted assets 37265310 Liabilities Net amount of unpaid losses and claims 2029627 Reserves or unearned premiums on risks outstanding 23604511 Dividends to policyholders declared but unpaid 253152 Salaries and miscellaneous accounts due or accrued 69480 Taxes due or accrued 700000 Total amount of liabilities except capital 26656770 Surplus protection to policyholders 10608540 Total liabilities 37265310 Business in ForceFire Risks Premiums In force on the 31st day of December 1918 37288446 49395498 Written or renewed during the year 40148866 53370746 Total 77437312 102765244 Deduct those expired and marked off as terminated 34690990 44277421 In force at the end of the year 42746322 584888 23 Deduct amount reinsured 11120579 11717729 Net amount in force 31625743 46771094 Insurance Department of Georgia 109 Business in the State of Georgia A Fire Gross risks written 50022400 Less 145775 risks cancelled in companies authorized in Georgia 14577500 Net risks written 35444900 Gross premiums on risks written 1244915 Less 225503 return premiums for reinsurance in companies authorized in Georgia 225503 Net premiums received 1019412 Losses paid deducting salvage 828446 Xet losses paid 828446 Losses incurred 1483356 Net losses incurred 1483356 Investments in Georgia Bonds 1000000 Total investments in Georgia 1000000 FRANKLIN FIRE INSURANCE COMPANY PHILADELPHIA PA 421 Walnut Street Philadelphia Pa Elbridge G Shaw President Charles L Tyner Secretary Attorney for service in GeorgiaChas W Phillips Atlanta Ga Kinds of business done in GeorgiaFire Lightning Wind Storm Inland Marine Hail and Sprinkler Leakage and Other Classes of Insurance Warranted by Its Charter Capital Stock Amount of paidup capital Ledger assets Dec 31 1918 Increase of paidup capital during year Extended at 428781502 Income Gross premiums on new business Deduct amount paid for insurance and return pre miums 100000000 378781502 50000000 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Transfer fees Surplus paid in by stockholders Book value of bonds and stocks over market value 932599343 715558621 52950 50000000 29401874 217040722 17255159 28125 56260364 Total income 290584370 Carried forward 719365872 Disbursements Net amount paid policyholders for losses 74796297 Legal and administrative expenses in adjustment of claims 1974175 Commissions and allowances to agents 59689021 Salaries of officers and employes 6413048 Rents and interest 240000 Advertising printing postagetelegrams etc 9317663 Paid policyholders for dividends 7000000 Loss on sale and decrease by adjustment of assets 4989996L10 Annual Report Other items Interest paid on increased capital stock 1437884 Total disbursements 165858084 Balance 553507788 Ledger Assets Book value of real estate 13144681 Mortgage loans firt lien 3500 350000 Bonds at book value 411013739 Stocks at book value 30126135 Deposits at interest 30189932 Agents balances net 68683301 Total ledger assets 553507788 NonLedger Assets Interest due and accrued 6106622 Total assets 559614410 Deduct Assets Not Admitted Agents balances 26275 Other items Book value of real estate over market value 167076 Book value of bonds and stocks over market value 29401874 Total not admitted assets 29595225 Liabilities Total admitted assets 530019185 Net amount of unpaid losses and claims 275027Ot Salaries and miscellaneous accounts due or accrued 200000 Reserves or unearned premiums on risks outstanding 137868200 Taxes due or accrued 5000000 Other items Unpaid reinsurance premiums 79835327 Total amount of liabilities except capital 300217240 Capital actually paid in cash 100000000 Surplus over all liabilities 129801945 Surplus protection to policyholders 229801945 Total liabilities 530019185 Business in ForceFire Risks Premiums In force on the 31st day of December 1918 646783941 6214738 00 Written or renewed during the year 520763233 644246715 Total 1167547174 1265720515 Deduct those expired and marked off as terminated 335591708 476177915 In force at the end of the year 831955466 7 895 426 00 Deduct amount reinsured 583698733 582439300 Net amount in force 248256693 2071033 00 Perpetual risks not included above 1527444200 Deposit premiums on same 54916393 Business in ForceMarine and Inland t lx Risks Premiums In force on the 31st day of Decemeber 1918 26837 921 748 764 00 Written or renewed during the year 269671354 286217736 Sal rr 296509275 361094136 Deduct those expired and marked off as terminated 252693314 264382136 In force at the end of the year 43 815 961 J 967 190 nn Deduct amount reinsured IIII 3063JU63 eiBllJoS Net amount in force 13185798 35170400Insurance Department of Georgia 111 Perpetual risks not included above 1527444200 Deposit premiums on same 54916393 Business in the State of Georgia A Fire Marine and Inland Gross risks wrtten 790677700 4886400 Less 1113085 risks cancelled and 1113085 rein surance in companies authorized in Georgia 110434300 874200 Net risks written 680243400 4012200 Gross premiums on risks written 9179711 120645 Less 1195661 return premums for reinsurance in companies authorized in Georgia 1175000 20571 Net remiums received 8004621 100074 Losses incurred 3492237 8790 Net losses paid 3248074 8790 Losses incurred 3492237 8790 Net losses incurred 3492237 8790 GEORGIA HOME INSURANCE COMPANY 1046 Broad Street Columbus Ga Rhodes Browne President Dana Blackmar Secretary Kinds of business done in GeorgiaFire Insurance Capital Stock Amount of paidup capital 20000000 Ledger assets Dec 31 1918 73865994 Extended at 73865994 Income Gross premiums on new business 72885624 Deduct amount paid for insurance and return premiums 40496635 Total premiums 32388989 Interest and rents 5097812 Profits on sale or increase by adjustment of assets 2151973 Other sources Various accounts previously charged off 175379 Borrowed money 19700000 Total income 59514153 Carried forward 133380147 Disbursements Net amount paid policyholders for losses 15712562 Legal and administrative expenses in adjustment of claims 247696 Commissions and allowances to agents 7333894 Salaries of officers and employes 3727170 Rents and interest 733569 Advertising printing postage telegrams etc 916383 Paid policyholders for dividends 1200000 Loss on sale and decrease by adjustment of assets 272930 Other items Taxes 2065593 Borrowed money repaid 24000000 Real estate taxes and expenses 1810225 Accounts charged off 50393 All other expense 1189855 Decrease in reinsurance treaties 1512417 Total disbursements 60772667 Balance 72607480L12 Annual Report Ledger Assets Book value of real estate Mortgage loans Bonds at book value Stocks at book value Cash in officeL Deposits at interest Deposits not at interest Agents balances net Other items Collateral loans Personal loans Due from reinsuring companies Total ledger assets as per balance No 23 NonLedger Assets Interest due and accrued Market value of assets over book value Total assets Deduct Assets Not Admitted Agents balances Bills receivable Other items Book value bonds over market value 29512 39500 203900 Business in ForceFire 7700000 3249002 26160523 13784000 358755 6187515 13317350 11486595 2311615 393500 12625 72607480 177240 1655912 74440632 272912 Total not admitted assets Total admitted assets 74167720 Liabilities Net amount of unpaid losses and claims 4285083 Reserves or unearned premiums on risks outstanding 25122196 Taxes due or accrued 750000 Other items Reinsurance accounts 1947394 Borrowed money 3700000 Total amount of liabilities except capital 35804673 Capital actuallv paid in cash 20000000 Surplus over all liabilities 18363047 Surplus protection to policyholders 38363047 Total liabilities 74167720 1918 In force on the 31st day of December Written or renewed during the year Total Deduct those expired and marked off as terminated Risks 60478073 63479675 123957748 63020580 In force at the end of the year 60937168 Deduct amount reinsured 23048712 Net amount in force 37888456 Premiums 78671247 72885624 151556871 74971800 76585071 28107560 48477511 Recapitulation of Fire Risks and Claims Year Written Term Amount Covered 1919 One year or less23175733 1918 Two years 160684 1918 Two years 303364 1917 Three years 3727107 1918 Three years 4954254 1919 Three years 3764161 1916 Four years 1917 Four years 1918 Four years 1919 Four years 1915 Five years 1916 Five years 1917 Five years 16226 19375 29090 14268 227619 248722 387182 Premiums Charged 25832652 139605 253290 5371877 7247289 5577281 9212 55152 39859 12526 541153 614960 957147 Fraction Premiums Unearned Unearned 12 14 34 16 56 12 18 38 58 78 110 310 12 12916326 34901 189968 895313 6039408 2788641 1152 20682 24912 10960 54116 184488 478574Insurance Department of Georgia 113 1918 Five years 1919 Five years Over five years Advance premiums Totals 362798 450423 0 47350 Perpetual risks 0 Grand totals 37888456 824210 954899 0 46399 710 910 pro rata 100 576947 859409 46399 25122196 48477511 Business in the State of Georgia A Fire Gross risks written 707712800 Less 1217799 risks cancelled and 2729188 reinsurance in com panies authorized in Georgia 394698700 Net risks written 313014100 Gross premiums on risks written 8943094 Less 1218633 return premiums and 3780317 premiums for re insurance in companies authorized in Georgia 4998950 Net premiums received Investments in Georgia Real estate Bonds Mortgage loans Collateral loans Other items Stocks 8500000 14771000 3190000 2311615 14560000 3944144 Losses paid deducting salvage 5116917 Less losses on risks reinsured in companies authorized in Georgia 3253770 Net losses paid 1863147 Losses incurred Less losses on risks reinsured in companies authorized in Georgia Net losses incurred 3650239 2019394 1630845 Total investments in Georgia 43332615 GIRARD FIRE AND MARINE INSURANCE COMPANY 633 Chestnut Street Philadelphia Pa Henry M Gratz President Davis G Vaughan Secretary Attorney for service in GeorgiaA L Brooks Atlanta Ga Kinds of business done in GeorgiaFire Tornado Automobile Capital Stock Amount of paidup capital 50000000 Ledger assets Dec 31 1918 283162130 Extended at 283162130 Income Gross premiums on new business 269733678 Deduct amount paid for insurance and return pre miums 110467710 Total premiums 159265968 Interest and rents 12583933 Profits on sale or increase by adjustment of assets 2021456 Other sources Conscience money 2500 Perpetual reinsurance deposits returned 17550 Assignment fees on perpetual deposits 107300 127350 Total income 173998707 Carried forward 457160837L14 Annual Report Disbursements Net amount paid policyholders tor losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Deposit on perpetual premiums Legal expenses excluding legal expenses on losses Agents balances charged off Investment expense Auditing books Field supervisory expense 5289386 7043 28019 40533 183584 3180646 48898081 1145391 39421125 8956823 12513768 1817668 6000000 3933175 8729211 Total disbursements 131416150 Balance 325744687 Ledger Assets Mortgage loans first lien 68500 Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest Agents balances net other items Thrift stamps A Philadelphia underwriters deposit 20000 Collateral loans 200000 6850000 239960000 30495009 21561 21891179 407031 25890441 229475 Total ledger assets 325744687 NonLedger Assets Interest due and accrued 2712247 Other items Reinsurance recoverable on losses paid 471711 Total assets 328928645 Deduct Assets Not Admitted Agents balances 417406 Other items Book value of bonds and stocks over market value 22744125 Total not admitted assets 23161531 Total admitted assets 305767114 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Total amount of liabilities except capital Capital actually paid in cash 50000000 Surplus over all liabilities 27790716 Surplus protection to policyholders Total liabilities Business in ForceFire Risks In force on the 31st day of December 1918 355763639 Written or renewed during the year 254342937 13151683 209224715 1600000 4000000 227976398 77790716 305767114 Total 610106576 Deduct those expired and marked off as terminated 203635405 Premiums i 3316832 53 256020507 587703760 i 205701199Insurance Department of Georgia 115 In force at the end of the year 406471171 382002561 Deduct amount reinsured 96170753 97434067 Net amount in force 310300418 284568494 Business in ForceMarine and Inland In force on the 31st day of December 1918 978681 re9U28125 Written or renewed during the year 7454781 12536544 Sjal r7Zr 8433462 15464669 Deduct those expired and marked off as terminated 3186135 7489611 In force at the end of the year 5247327 79 750 58 Deduct amount reinsured 2247327 7975o58 Net amount in force Perpetual risks not included aboveI ofi 307 cm nn Deposit premiums on same IZ 53947266 Business in the State of Georgia A Fire Marine and Gross risks written 4 748 504 on nn Less Fire 978616 Marine 8250 risks eancelledTand 450400 S 2555000 Fire 478358 Marine 17300 reinsurance in com panies authorized in Georgia 1456974 2550000 Net risks written 329153000 Gross premiums on risks written oic fi 7A Less Fire 806215 Marine 12622 return premiums tbil5Jb 47012 and Fire 531936 Marine 34390 premiums for re msuance m companies authorized in Georgia 1338151 470 12 Net premiums received 42 933 375 Losses paid deducting salvage 29 118 64 97 Less losses on risks reinsured in companies author 11BM 28328 zed in Georgia 486642 28328 Net losses paid 24 252 22 Losses incurred t s nw c t Less losses on risks reinsured in companiesauthor suad 28328 zed in Georgia 471195 28328 Net losses incurred i 23 321 73 GLENS FALLS INSURANCE COMPANY Corner Bay and Glen Streets Glens Falls n Y E W West President w m o Kinds f AbUrney T S6rViCe in GergiaJ ArChie HowelMAyGaSeCretary Kinds of business done in GeorgiaFire Automobile Sprinkler Leakage Explo sion Registered Mail Riot and Civil Commotion Capital Stock Amount of paidup capital nnn nnn Ledger assets Dec 31 1918 122222222 Increase of paidup capital during yZZZZZILl SOMOOOO Extended at j 830688306 Gross premiums on new business Icome mJumsamOUn Pak3 fr insurance and7eturiTpre 8898359 349107765 Total premiums Interest and rents S 540728178 Profits on sale or increase byadjustminForaiiets 3HnH116 Annual Report Other sources Conscience fund payment Agents balances previously charged oft 30000 12222 42222 588489323 Total income Carried forward 1419177629 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Field men supervisory expenses Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policvholders for dividends Los on sale and decrease by adjustment of assets Other items Taxes licenses and feesoev7 Agents balances charged off 66n Decrease in liabilities during the year on account of reinsurance treaties bsiu 238637343 6885276 15088996 15478998 4713666 21794504 18500000 12296529 25042219 6855994 Total disbursemen ts 494431645 Balance 924745584 Ledger Assets Book value of real estate rrTsr Mortgage loans first lien 158638263 other than first lien 6000 Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest Agents balances net Other items Loans secured by pledge of bonds stocks or other collateral Chaee National Bank acceptances Total ledger assets NonLedger Assets Interest due and accrued 1 Other items Reinsurance due on paid losses 22640655 159238263 426221741 109110300 88596 88158125 50000 87610229 21828075 9800000 924745984 5648731 4572087 Total assets 934966802 Deduct Assets Not Admitted Agents balances 1536917 Other items n Mortgage loans other than first liens 600000 Total not admitted assets 2136917 Total admitted assets 932829885 Liabilities Net amount of unpaid losses and claims 96166927 Reserves or unearned premiums on risks outstanding 417543974 Dividends to policyholders declared but unpaid 12000000 Salaries and miscellaneous accounts due or accrued 1000000 Taxes due or accrued 11000000 Other items Funds held under reinsurance treaties 604551 Reserved for contingencies 25000000 Total amount of liabilities except capital 563315452 Capital actually paid in cash 100000000 Surplus over all liabilities 269514433Insurance Department of Georgia 117 Surplus protection to policyholders 3 695 144 33 Total liabilities 932829885 Business in ForceFire In force on the 31st day of December 1918 878210917 lOS Written or renewed during the year 800267093 652391239 xolI 5 Q78 478 010 14 4fi iZi 37 Deduct those expired and marked off asTterminated 66M49218 586l04155 In force at the end of the year 1017 028 792 S SK14 9S1 89 Deduct amount reinsuredI Iffsigffil lmlSiiM Net amount in fcce 773513250 668994320 Business in ForceMarine and Inland In force on the 31st day of December 3939S141 fisomo Written or renewed during the yearJ 319578867 237M4704 i otal j 357 518 008 i 04 Wi 7d Deduct those expired and marked off astermfnated 29810l832 171576400 In force at the end of the year 59 416 176 i ts sso ia Deduct amount reinsured IZZZT iMS 121920 65 Net amount in force 53086641 121696909 Business in the State of Georgia A Fire Marine and Gross risks written s mnwsMnn Inland Less 2108994 risks cancelled and 92mfwrew WMW ance jn companies authorized in Georgia 454775400 Net risks written 548506600 Gross premiums on risks written j lifi fiQ3 on Less 22337073 return premiums and 33557716pre o miums for reinsurance in companies authorized in Georgia 5594789 Net premiums received 60 746 01 Losses paid deducting salvage 39 70o 13 T 9 n rn Less losses on risks reinsured in companies author 259650 lzed m Georgia 13 11369 Net losses paid 2658844 ielo Losses incurred 43 r42 39 j n Less losses on risks reinsured in companiesTauthor 8 4U350 lzed in Georgia 13 n3 gg Net losses incurred 3042870 40350 GLOBE AND RUTGERS FIRE INSURANCE COMPANY Ill William Street New York N T E C Jameson President j H Mulvehill Secretary Attorney for service in GeorgiaLangdon C Quinn Atlanta Ga Kinds of business done in GeorgiaFire Marine Automobile Tornado Etc Capital Stock Amount of paidup capital 700 000 00 Ledger assets Dec 31 1918 2056654572 Extended at 3056654572118 Annual Report Income Gross premiums on new business 2852854137 Deduct amount paid for insurance and return pre miums 110020907 Total premiums 1i51b tni12 Interest and rents 14b5itit Profits on sale or increase by adjustment of assets S i5125 Other sources Borrowed money nioiauu Total income 1925102078 Carried forward 5 4981757647 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets Other items State and federal taxes f 123864958 Dividends to stocknolders 42000000 Real estate expenses 219308 Various 16165802 983291924 12570369 290478667 57512240 15010141 5426714 175602653 182250068 Total disbursements 1722142776 Balancei 3259614871 Ledger Assets Book value of real estate 7294500 Mortgage loans first lien 262600 26260000 Bonds at book value 1590986816 Stocks at book value 1061760427 Cash in office 1655944 Deposits not at interest 157453195 Agents balances net 414203989 Total ledger assets 3259614871 NonLedger Assets Interest due and accrued 22676262 Market value of assets over book value 105469685 Other items Reinsurance recoverable on paid losses 11401687 Total assets 3399162505 Deduct Assets Not Admitted Agents balances 20435080 Total not admitted assets 20435080 Total admitted assets 3368727425 Liabilities Net amount of unpaid losses and claims 3 Reserves or unearned premiums on risks outstanding 13 Salaries and miscellaneous accounts due or accrued Taxes due or accrued 1 Other items Commissions f 21000000 Due of borrowed money 262152800 Reserved for depreciation of securities 200000009 38876100 44788000 1307425 1600000 Total amount of liabilities except capital 83152800 84124325Insurance Department of Georgia 119 Capital actually paid in cash 70000000 Surplus over all liabilities 1014602100 Surplus protection to policyholders 1084602100 Total liabilities 3368727425 Business in ForceFire Risks Premiums In force on the 31st day of December 19181826793004 22426 041 07 Written or renewed during the year 2027193789 2285815939 Total 3853986793 4528420046 Deduct those expired and marked oft as terminated 1681709559 204902802 In force at the end of the year2172277234 24 793 920 24 Deduct amount reinsured 266702143 353146138 Net amount in force1905575091 2126245886 Business in ForceMarine and Inland Risks Premiums In force on the 31st day of December 1918 165788790 3026384 05 Written or renewed during the year 875415377 567038198 Total 1041204167 869676603 Deduct those expired and marked off as terminated 765063646 534797774 In force at the end of the year 276140521 334878829 Net amount in force 276140521 334878829 Business in the State of Georgia A Fire Gross risks written 18 879 428 00 Less 5618802 risks cancelled and 10500 reinsurance in com panies authorized in Georgia 562930200 Net risks written 1325012600 Gross premiums on risks written 266 737 19 Less 7018039 return premiums and 30546 premiums for rein surance in companies authorized in Georgia 7048585 Net premiums received 5 195 251 34 Losses paid deducting salvage 8005656 Net losses paid 8005656 Losses incurred 81 114 36 Net losses incurred 5 81 114 36 GREAT AMERICAN INSURANCE COMPANY 1 Liberty Street New York N Y Charles G Smith President Edwin M Cragin Secretary Attorney for service in GeorgiaHarry E Parker Atlanta Ga Kinds of business done in GeorgiaFire and Marine Capital Stock Amount of paidup capital J 5 000 000 00 Ledger assets Dec 31 1918 3464596967 Extended at 3464596967 Income Gross premiums on new business 28985471 02 Deduct amount paid for insurance and return pre miums 1080960827120 Annual Report Total premiums j 1 ntprest 3TifJ rents r J Profits on sale or increase by adjustment o assets Other sources Premiums collected on business placed with other companies so8Sw Premium on U S funds in payment of Canadian victory loan bonds Agents balances charged off previously Total income 378214 322177 17586275 60992348 6406006 1559318 1986543947 Disbursements Net amount paid policyholders for lossesT Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 4027451iO Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid stockholders for dividends Loss on sale and decrease by adjustment of assets Other items Legal expenses Field supervisory expenses Furniture and fixtures Maps inspections and surveys Taxes licenses and fees Agents balances charged off United war work Real estate expenses 695986459 17643447 402745170 101990129 8939336 25160188 125000000 148998434 891930 49693777 2907415 41023957 65453489 884521 4586013 20392583 184941755 Total disbursements 1712296848 Balance 3738844066 Ledger Assets Book value of real estate 26onnnn Mortgage loans first lien 2310000 10000 Bonds at book value AAkH Stocks at book value iBoJnoe Cash in office Ainialn Deposits at interest bbcsb Deposits not at interest 7qc5q a Agents balances net iioaMVn Other items Bills receivable taken for fire risks saiso40 Total ledger assets 3738844050 NonLedger Assets Interest due and accrued 23897650 RlntsemS L20448 Recoverable for reinsurance on paid losses 2639008 Jl09400 Total assets 3765501172 Deduct Assets Not Admitted Agents balances 11aS52 Bills receivable 609blb Other items Bonds over market value ViitiiLL Real estate over market value 9iMSIS5b Book value of ledger assets over market value 43346814b Total not admitted assets 445333284 Total admitted assets 3320167888Insurance Department of Georgia 121 Liabilities Net amount of unpaid losses and claims 2145 295 98 Reserves or unearned premiums on risks outstanding 1442872629 Salaries and miscellaneous accounts due or accrued 54 196 31 Taxes due or accrued 450 000 00 Other items Contingent commissions 10000000 Rents paid in advance 223825 Premiums due or become due business placed with other companies i 858927 Due reinsurance companies for salvage 225627 W3 083 79 Total amount of liabilities except capital 1719l302 37 Capital actually paid in cash 500000000 Surplus over all liabilities 1101037651 Surplus protecton to policyholders 1601037651 Total liabilities 3320167888 Business in ForceFire T Risks Premiums In force on the 31st day of December 19183216055490 29572 540 74 Written or renewed during the year2630259093 2678285095 Excess of original premiums over amount received fori reinsurance 114 70877 Total 5846314583 5647010046 Deduct those expired and marked off as terminated 2362678401 2448293956 In force at the end of the year3483636182 31987160 90 Deduct amount reinsured 723564528 557692135 Net amount in force2760071654 2641023955 Business in ForceMarine and Inland In force on the 31st day of December 1918 33998385 74288491 Written or renewed during the year 221527836 220262007 Total 255526221 294550498 Deduct those expired and marked off as terminated 196259721 182943255 In force at the end of the year 59266500 1116 072 43 Deduct amount reinsured 1039130 3665384 Net amount in force 58227370 107941859 Business in the State of Georgia A Fire Marine and Inland Gross risks written 2902231400 149939200 Less Fire 8693262 Marine 104407 risks cancelled and Fire 4566150 Marine 11581 reinsurance in companies authorized in Georgia 13259412 11598800 Net risks written 1576290200 138340400 Gross premiums on risks written 30752360 15 470 13 Less Fire 6028986 Marine 174339 return premiums and Fire 4143938 Marine 13508 premiums for reinsurance in companies authorized in Georgia 10172924 187847 Net premiums received 20579436 1359166 Losses paid deducting salvage J 14241530 341860 Less losses on risks reinsured in companies author ized in Georgia 4717723 Net losses paid 9523807 341860 Losses incurred 15457130 254460 Less losses on risks reinsured in companies author ized in Georgia 4829523 Net losses incurred 10627607 254460122 Annual Report Investments in Georgia Bonds 1000000 Total investments in Georgia 1000000 HANOVER FIRE INSURANCE COMPANY 34 ana SO Pine Street New York N Y R Emory Warfield President E S Jarvis Secretary Attorney for service in GeorgiaJ L Skinner Atlanta Ga Capital Stock Amount of paidup capital 100000000 Ledger assets Dec 31 1918 598727428 Extended at 598727428 Income Gross renewal premiums 659489577 Deduct amount paid for insurance and return pre miums 254426479 Total premiums 4SQqii Interests and rents q io i Profits on sale or increase by adjustment of assets cSot8ia Other sources Agents balances previously charged off 26701 75203520 12301244 92889568 19819114 2408275 5489188 28345411 Total income 434438235 Disbursements Net amount paid policyholders for losses 1 Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets Other items Taxes Dividends to stockholders Furniture Maps Legal expenses Profit and loss Real estate expenses Decrease in insurance treaties Field expenses Inspections and surveys Auditing books Insurance office furniture Statutes Hospital 58881230 18960066 10000000 571998 712917 85064 37924 6101774 1962723 10036393 8906080 197250 23639 1475403 10000 Total disbursements 395337550 Balance 637828113 Ledger Assets Book value of real estatei 92lfSSS Bonds at book value 7rSxSo Stocks at book value 152on Cash in office 1522071 Deposits at interest Soil in Deposits not at interest 2326720 Agents balances net 74160174Insurance Department of Georgia 123 Other items Balance reinsurance treaties 193 26 Loans on collateral 12 155 66100 Total ledger assets 637828113 NonLedger Assets Interest and rents due and accrued 33 529 76 Other items Market value of real estate over book value 71 343 94 Unpaid reinsurance on paid losses 8325117 15459511 Total assets 656640600 Deduct Assets Not Admitted Agents balances 171 ai Other items ftaU1 Book value stocks and bonds over market 192 615 00 Total not admitted assetsurg 93 286 01 Total admitted assets 6373 119 99 Liabilities Net amount of unpaid losses and claims 62131475 Reserves or unearned premiums on risks outstanding 363659799 Salaries and miscellaneous accounts due or accrued 5578766 Taxes due or accrued 10000000 Other items Rents paid in advance 485818 Funds held under reinsurance treaties 19326 Unpaid dividends to stockholders 2500000 3005144 Total amount of liabilities except capital 444375184 Capital actually paid in cash 100000000 Surplus over all liabilities 92936815 Surplus protection to policyholders 192936815 Total liabilities 637311999 Business in ForceFire Risks Premiums In force on the 31st day of December 782296032 7 699 700 87 Written or renewed during the year 575340949 581799554 Excess of original premiums over amount received for reinsurance 128006 S01 VC11357636981 1351897647 Deduct those expired and marked off as terminated 505866100 505511544 In force at the end of the year 851770881 8463 861 03 Deduct amount reinsured 187962269 187646205 Net amount in force 663808612 658739898 Business in ForceMarine and Inland T i Risks Premiums In force on the 31st day of December 1918 24953045 459 102 05 Written or renewed during the year 111621152 77690o23 S0 T Ir 136574197 123600228 Deduct those expired and marked off as terminated 101087963 74268388 In force at the end of the year 35486234 493318 40 Deduct amount reinsured 9131335 8279702 Net amount in force 26354899 41052138 Business in the State of Georgia A Fire Marine and Inland Gross risks written 683960000 1113600124 Annual Report Less risks cancelled and reinsurance in companies outhorized in Georgia 166412700 Net risks written 517547300 Gross premiums on risks written 8950536 Less return premiums and premiums for reinsur ance in companies authorized in Georgia 2160886 Net premiums received 6789650 Losses paid deducting salvage 4442893 Less losses on risks reinsured in companies author ized in Georgia 341546 Net losses paidt 4101347 Losses incurred 3529236 Less losses on risks reinsured in companies author ized in Georgia 156976 Net losses incurred 3372260 1113600 3008 08 3000 HARDWARE DEALERS MUTUAL FIRE INSURANCE CO OF WISCONSIN 212 Strongs Avenue Stevens Point Wis P L Jacobs President O P Schlafer Secretary Attorney for service in GeorgiaR B Burke Atlanta Ga Kinds of business done in GeorgiaFire and Lightning Capital Stock 49811645 Ledger assets Dec 31 1918 Extended at 49811648 Income Gross premiums on new business 78377169 Deduct amount paid for insurance and return pre miums 10426939 Total premiums 67950230 Interest and rents 2270355 Profits on sale or increase by adjustment of assets 1499200 Reinsurance commission 20657 Total income 71740442 Carried forward 121552087 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Field expense Fixtures Inspections Taxes 456489 493356 442154 1191062 13215121 182982 3931684 3498519 117267 1411762 24469974 37300 2583061 Total disbursements 49447670 Balance 72104417Insurance Department of Georgia 125 Ledger Assets Bonds at book value 65333600 Cash in office 25 00 Deposits at interest 1937492 Deposits not at interest 1760873 Agents balances net 3o69952 Total ledger assets 72104417 NonLedger Assets Interest due and accrued 920756 Total assets 73025173 Deduct Assets Not Admitted Agents balances 169451 Other items W F So Ry bond 15000 Book value of bonds over market value 1744500 1759500 Total not admitted assets 1928951 Total admitted assets 71096222 Liabilities Net amount of unpaid losses and claims 1191023 Preserves or unearned premiums on risks outstanding 34765165 Dividends to policyholders declared but unpaid 307309 Salaries and miscellaneous accounts due or accrued 106369 Taxes due or accrued 500000 Total amount of liabilities except capital 36869866 Surplus over all liabilities 34226356 Surplus protection to policyholders 34226356 Total liabilities 71096222 Business in ForceFire Risks Premiums In force on the 31st day of December 1918 853140 803250 Written or renewed during the year 501000 1113927 Total 1354140 1917177 Deduct those expired and marked off as terminated 389390 919119 In force at the end of the year 964750 998058 Deduct amount reinsured 12000 19811 Net amount in force 952750 978247 Business in the State of Georgia A Fire Gross risks written 50100000 Less 78550 risks cancelled and 8000 reinsurance in companies authorized in Georgia 8655000 Net risks written 41445000 Less 524178 return premiums and 17424 premiums for reinsur ance in companies authorized in Georgia 541622 Net premiums received 572305 Losses paid deducting salvage 558590 Net losses paid 558590 Losses incurred 550840 Net losses incurred 50840126 Annual Report Investments in Georgia Bonds Total investments in Georgia 1000000 1000000 HARTFORD FIRE INSURANCE COMPANY 125 Trumbull Street Hartford Conn R M Bissell President Frederick Sams6n Secretary Attorney for service in GeorgiaW R Prescott Atlanta Ga Kinds of business done in GeogiaFire and Marine Capital Stock ranital 400000000 si 1418 4157108807 Ledger assets Dec si iJ noo 000 00 capital during year zuuuu Amount of paidup Ledger assets Dec Increat of paidup Extended at 4357108807 Income Gross premiums on new business 506o954919 Deduct amount paid for insurance and return pre miums 3510308143 Total premiums i 487 20120 PromsSriiroYVc7e 1022450 Other sources 25 00 Conscience money isn Old checks never presented for collection l Surplus paid in by stockholders 2964 82 Agents balances previously charged off imst Total income Carried forward 100314562 3769365275 8126474082 Disbursements Net amount paid policyholders for losses5 Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment ot assets Other items 7 qfi R Furniture and fixtures JsiegS Maps and corrections kkboiox7 Inspections and surveys SSIS i Taxes licenses and fees iHokS Legal expense 100031 Agents balances charged off ioQieRK Paid for conflagration protection Real estate expenses snnnonon Paid stockholders for dividends 80000000 1357474465 43385749 702176055 281446282 17632212 56115891 110488815 355111126 Total disbursements 2923830595 Balance r5202643487 Ledger Assets Book value of real estate Mortgage loans first lien 483000 Bonds at book value 34AVtc Stocks at book value 449564536 99659623 48300000 3875714336Insurance Department of Georgia 127 Cash in office 8 Deposits at interest S Deposits not at interest lllils Agents balances netI 7 WiYniVn Other items 732420618 Loans secured by pledge of bonds stocks fete 84 500 00 Bills receivable tken Jor fire risks 1 28 26696 11276696 Total ledger assets 5202643487 NonLedger Assets Interest due and accrued 41 027 72 Aketvalue of assets over book value q 192 17 Other items ajyu Reinsurance due on losses paid t 255030 09 Total assets Tr 1 5270968485 Deduct Assets fot Admitted Agents balances I q qns ta Bills receivable huik Other items satiiz Book value of bonds and stocks over market value 201862601 Total not admitted assets 2 119 199 52 Total admitted assets 5059048533 Liabilities Net amount of unpaid losses and claims 2 912 762 64 Reserves or unearned premiums on risks outstandingI 25548915 29 Salaries and miscellaneous accounts due or accrued 100000 00 Taxes due or accrued 240000000 Other items Contingent commissions 23466079 Due other companies for reinsurance 265339 21 Special reserve 100000000 150000000 Total amount of liabilities except capital 32 461 677 93 Capital actually paid in cash 4000000 00 Surplus over all liabilities 1412880740 Surplus protection to policyholders 1812880740 Total liabilities 5059048533 Business in ForceFire Risks Premiums In force on the 31st day of December 19184813100592 5010751607 Written or renewed during the year4233733392 4596533622 Excess of original premiums over amount received for reinsurance 8168913 Total 9046833984 9615454142 Deduct those expired and marked off as terminated 3629947884 4194136778 In force at the end of the year5416886100 54213 173 64 Deduct amount reinsured 797046675 691803331 Net amount in force4619839425 4729514033 Business in ForceMarine and Inland Risks Premiums In force on the 31st day of December 1918 67731789 1 347 657 34 Written or renewed during the year 179237675 469421297 0tiaI riZJV 246969464 604187031 Deduct those expired and marked off as terminated 158313541 411509700 In force at the end of the year 88655923 1926773 31 Deduct amount reinsured 2928753 4180272128 Annual Report S 85727170 188497059 Net amount in force Business in ForceMarine and Inland A Fire i tt l 7476250800 SWttcd5n3 rein wl0finM surance in companies authorized in Georgia 5502221500 Net risks written S 1 097 199 50 Gross premiums on risks written Less 19693767 return premiums and 32wirpd fn miums for reinsuance in companies authorized in g3 Georgia 88123387 Net premiums received Losses paid deducting salvage 40901412 lS losses on risks reinsured in companies author gff ized in Georgia 35488327 LesVtosses ra rTss7eTnsuredIncompanies author ized in Georgia 34740927 Net losses incurred Marine and Inland 229265800 63726500 165539300 5055365 1382699 3672666 1738780 1738780 1727578 HOME FIRE AND MARINE INSURANCE COMPANY 401 California Street San Francisco Cal J B Levison President Herbert P Blanchard Secretary Attorney for service in GeorgiaE T Gentry Atlanta Ga Kinds of usness done in GeorgiaFire Automobile Marine Tornado V a Cover Explosion Riot and Civil Commotion and Sprinkler Leakage Capital Stock Amount of paidup capital iusftds70 Amount oi pamup uaiiu 2 oaq 045 70 Ledger assets Dec 31 1918 2043045u Extended at 204304570 Income Gross premiums on new business 45515718 Deduct amount paid for insurance and return pre miums 229685463 Total premiums Interest and rents Other items Exchange Total income Carried forward Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Other items Maps including corrections Inspections and surveys Federal taxes Taxes licenses and fees Legal expenses Agents balances charged off 225470255 7659123 6208 233135586 437440156 75365350 1555278 52847513 19351348 2077844 3584340 543869 1569508 2207006 3914254 74121 879Insurance Department of Georgia 129 Investment expense salary 126155 Donations 100000 Investment expense tax 289050 8824842 Total disbursements 163606524 Balance 273833632 Ledger Assets Mortgage loans irst lien 3500 350000 Bonds at book value 167462152 Deposits at interest 60621074 Agents balances net 35400406 Other items Loans secured by pledge of bonds stocks or other collateral 10000000 Total ledger assets 273833632 NonLedger Assets Interest due and accrued 1850514 Total assets 275684146 Deduct Assets Not Admitted Agents balances 10995 22 Other items Book value of bonds and stocks over market value 399902 Total not admitted asets 14 99424 Total admitted assetsj 274184722 Liabilities Net amount of unpaid losses and claims 31989048 Reserves or unearned premiums on risks outstanding 117251689 Salaries and miscellaneous accounts due or accrued 500000 Taxes due or accrued estimated 4000000 Total amount of liabilities except capital 153740737 Capital actually paid in cash 50000000 Surplus over all liabilities 70443985 Surplus protection to policyholders 120443985 Total liabilities 274184722 Business in ForceFire Risks Premiums In force on the 31st day of December 1918t 63638929 66523737 Written or renewed during the year 220964019 228250904 Total 284602948 294774641 Deduct those expired and marked off as terminated 108370394 108795552 In force at the end of the year 176232554 185973089 Deduct amount reinsured 56225527 60600998 Net amount in force 120007027 125378091 Business in ForceMarine and Inland Risks Premiums In force on the 31st dav of December 1918 23350550 47939927 Written or renewed during the year 363576537 226904814 Total S 386927087 274844741 Deduct those expired and marked off as terminated 328344786 152447741 In force at the end of the year 58582301 122397000 Deduct amount reinsured 30284987 50258845 Net amount in force 28297314 72138155130 Annual Report Business in the State of Georgia A Fire Marine and Inland Gross risks written 663353500 16154500 Less 2024813 risks cancelled and 1344874 reinsur ance in companies authorized in Georgia 332680900 4287800 Net risks written 330672600 11866700 Gross premiums on risks written 8150871 375423 Less 2369105 return premiums and 1694964 pre miums for reinsurance in companies authorized in Georgia 4015847 48222 Net premiums received 4135024 327201 Losses paid deducting salvage 2105581 Less losses on risks reinsured in companies author ized in Georgia 727176 Net losses paid 1378405 Losses incurred 2339766 Less losses on risks reinsured in companies author ized in Georgiai 770351 Net losses incurred 1569415 HOME INSURANCE COMPANY 56 Cedar Street New York N Y Elbridge G Snow President Charles L Tyner Secretary Attorney for service in GeorgiaChas W Phillips Atlanta Ga Kinds of business done in GeorgiaFire Lightning Windstorm Inland Ma rine Hail and Sprinkler Leakage and Other Classes of Insurance War ranted by its Charter Capital Stock Amount of paidup capital 600000000 Ledger assets Dec 31 1918 5169873097 Extended at 5169873097 Income Gross renewal premiums 5091466460 Deduct amount paid for insurance and return pre miums 1587837728 Total premiums 3503628732 Other sources Interest and rents 234613601 Unlisted securities and profit and loss items 158200 Bonds per schedule D 3303514 Stocks per schedule D 1207163 Agents balances previously charged off 9903 239292381 Total income 3742921113 Carried forward 8912794210 Disbursements Net amount paid policyholders for losses 1347901126 Legal and administrative expenses in adjustment of claims 47883614 Salaries of officers and employes 135964443 Rents and interest 16295035 Advertising printing postage telegrams etc 268452437Insurance Department of Georgia 131 Paid stockholders for dividends cnn nnn An WherTtems6 deCreaSe W dst SSTZZZZZZZZ KlI Bonds per schedule D ii9nnoft9 Stocks per schedule D ZZZTSS lBltll 262659485 Total disbursements 3145509710 Balance J 5797284500 Ledger Assets Mortgage loans first lien 5500 c nn Bonds at book value 550000 Stocks at book value 3332586352 Deposits not at interest 1309761605 Agents balances net 573890048 Other items 539048529 Bills receivable 11447966 Total ledger assets NonLedger Assets ofhefitems aSS6tS Ver bk VaUe 43547400 ToaTJsele fr relnsurfeee on paid losses 20912300 lotai assets 58t31744200 Deduct Assets Not Admitted Agents balances 35660565 Bills receivable 114 479 6 Other items Book value of stocks over market value 290259618 Market value of special deposits in excess of cor responding liabilities 34870020 372238169 Total admitted assetsJ 5459506031 Liabilities Net amount of unpaid losses and claims 367701900 Reserves or unearned premiums on risks outstanding 2709283800 Salaries and miscellaneous accounts due or accrued 20000000 Taxes due or accrued l00000oo0 Other items Funds held under reinsurance treaties 79923699 Total amount of liabilities except capital 3276909399 Capital actually paid in cash 600000000 Surplus over all liabilities 1582596632 Surplus protection to policyholders 2182596632 Total liabilities 5459506031 Business in ForceFire Risks Premiums In force on the 31st day of December 19185006091769 49346 884 00 Written or renewed during the year4154785258 4411967060 Kxcess of original premiums over amount received for reinsurance 108348900 SaI K9160877027 9455004360 Deduct those expired and marked off as terminated 3533691666 3901556160 In force at the end of the year 5627185361 55435 352 00 Deduct amount reinsured 666962249 637448800 Net amount in force 4960223112 4915999400 Business in ForceMarine and Inland T Risks Premiums In force on the 31st day of December 1918 92989991 2 439 201 00 Written or renewed during the year1788139166 6794994oo132 Annual Report Total H 881129157 Deduct those expired and marked off as terminated 1744906175 In force at the end of the year 136222982 Deduct amount reinsured 37567153 Net amount in force 98655829 Business in the State of Georgia A Fire Gross risks written 47 679 243 00 Less 5656327 risks cancelled and 5656327 rein surance in companies authorized in Georgia 542112200 Net risks written 4225812100 Gross premiums on risks written 632 920 56 Less 9162086 return premiums and 9162086 pre miums for reinsurance in companies authorized in Georgia 9026481 Net premiums received 54265575 Losses paid deducting salvage 25959794 Net losses paid 25959794 Losses incurred 25380642 Net losses incurred 25380642 923419500 554116500 369303000 89598100 279704900 Marine and Inland 263631000 23520500 240110500 1323189 135605 1187584 2049147 2049147 2087082 2087082 HUDSON INSURANCE COMPANY 100 William Street New York N T J M Wennstrom President H N Morgan Secretary Attorney for service in GeorgiaE N OBerne Atlanta Ga Kinds of business done in GeorgiaFire Hail Tornado Marine Sprinkler Leakage Riot and Civil Commotion Capital Stock Amount of paidup capital 500 000 00 Ledger assets Dec 31 1918 l47o35oll Extended at 14703501 Income Gross premiums on new business 1 553 429 89 Deduct amount paid for insurance and return pre miums 84625741 Total premiums Interest anH rents Other sources Commissions and allowances from reinsurance companies 2 209 21 Reinsurance received on unpaid losses 21 119 00 Increase in liabilities on account reinsurance treaties 103428 55 Total income Carried forward Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 18521600 Salaries of officers and employes 70717248 5498099 13675676 89891023 236926034 6514449 107411 18521600 4157833Insurance Department of Georgia 133 Rents and interest Advertising printing postage telegrams VtcL 13 484 42 Othlrtlms decrease by adjustment of assetsI 5wdl Maps and audit 4 cB 9fi Tasxpeesction and survey siu Legal eiP7ne7v lol Total disbursements JmJIos Balance 202471971 Ledger Assets Mortgage loans first lien 85500 t 85 500 00 Bonds at book value i orBms Stocks at book value I7i77nnn Cash in office Mnnnn Deposits at interestI 22q 277 Agents balances net milSitJ Other items i8750 Deposit Philadelphia Underwriters Assaciation 10000 Total ledger assets j 2 024 719 71 Non Ledger Assets Interest due and accrued 1982653 Market value of assets over book value 460517 Total assets 204915141 Deduct Assets Not Admitted Agents balances 538151 Total not admitted assets 5 38151 Total admitted assets 2 043 76990 Liabilities Net amount of unpaid losses and claims 87 go7 49 Reserves or unearned premiums on risks outstanding 456170 79 Salaries and miscellaneous accounts due or accrued 2o674 77 Taxes due or accrued si9en Other items JS81280 Contingent commissions 350000 Funds held under reinsurance treaties 10342855 1 rtfi Q9R S Total amount of liabilities except capital 710394 31 Capital actually paid in cash 500 00000 Surplus over all labilities 83337559 Surplus protection to policyholders 1333 375 59 Total liabilities 204376990 Business in ForceFire Risks Premiums Written or renewed during the year 148913797 133769032 Total 148913797 133769032 Deduct those expired and marked off as terminated 41101759 32800906 In force at the end of the year 107812038 1009 681 26 Deduct amount reinsured 43255631 40053574 Net amount in force 64556407 60914552 Business in ForceMarine and Inland Risks Premiums Written er renewed during the year 32509882 215739S7134 Annual Report Total 32509882 21573957 Deduct those expired and marked off as terminated 27065686 7378312 In force at the end of the year 5444196 14195645 Net amount in force 5444196 14195645 Business in the State of Georgia A Fire Gross risks written 485194700 Less 966334 risks cancelled and 1459973 reinsurance in com panies authorized in Georgia 242630700 Net risks written 5771345 Less 1233848 return premiums and 1631001 premiums for rein surance in companies authorized in Georgia 2864849 Net premiums received 2906496 Losses paid deducting salvage 380027 Less losses on risks reinsured in companies authorized in Georgia 225786 Net losses paid 154241 Losses incurred 805342 Less losses on risks reinsured in companies authorized in Georgia 335992 Net losses incurred 469350 IMPORTERS AND EXPORTERS INSURANCE COMPANY OF NEW YORK 17 South William Street New York N Y LeviSchinasi President Converse D West Secretary Attorney for service in GeorgiaT B Shropshire Atlanta Ga Kinds of business done in GeorgiaFire Insurance Capital Stock Amount of paidup capital 70000000 Ledger assets Dec 31 1918 164896620 Increase of paidup capital during year 50000000 Increase of paidup surplus during year 25000000 Extended at 239896620 Income Gross premiums on new business Deduct amount paid for insurance and return pre miums 249643188 115137961 134505227 7948904 4425090 241139 Total income 387016980 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Income from syndicate participations Carried forward 387016980 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc 86491654 471206 26025578 11033928 48720 2579076Insurance Department of Georgia 135 Other items Traveling expense field men and executives 10 280 25 Furniture and fixtures maps etc 1634779 Federal state and county taxes 5861l62 Real estate expenses ix9su Sundries TUZZZZTZ IMolt 10217314 Total disbursements 136867476 Balance 250149504 Ledger Assets Book value of real estate less incumbrance 4000000 6376586 Bonds at book value 1 176 40479 Stocks at book value ILL 576268 25 Deposits at interest 200 023 43 Deposits not at interestIIII 8010 46 Agents balances net 422762 87 Other items Sundry advances 1313 49 Temporary cash deposit State of Georgia 1000000 Advance payment on realty purchase 1052500 Paid losses recoverable on reinsurance 3242089 5425938 Total ledger assets 250149504 NonLedger Assets Interest due and accrued yj 335 gg Total assets 251883384 Deduct Assets Not Admitted Agents balances S Ki k si Other items 6555881 Book value of securities over convention value 5 030 54 Total not admitted assets 70 539 35 Total admitted assets j 244824449 Liabilities Net amount of unpaid losses and claims 776977 94 Reserves or unearned premiums on risks outstanding 55483534 Salaries and miscellaneous accounts due or accrued 11179 03 Taxes due or accrued 26414 10 Other items Interest due on mortgage payable 66668 Total amount of liabilities except capital 1370 073 09 Capital actually paid in cash 70000000 Surplus over all liabilities 37817140 Surplus protection to policyholders 107817140 Total liabilities 244824449 Business in ForceFire Risks Written or renewed during the year 61500758 Excess of original premiums over amount received for reinsuance Total 61500758 Deduct those expired and marked off as terminated 15288379 In force at the end of the year 46212379 Deduct amount reinsured 15730286 Net amount in force 30482093 Business in ForceMarine and Inland Risks In force on the 31st day of December 1918 23021930 Written or renewed during the year 26862145 Premiums 4553906 355533 45894594 7757990 38136604 12977634 25158970 Premiums 68846565 204104127136 Annual Report Total 291643425 Deduct those expired and marked off as terminated 252943362 In force at the end of the year 38700063 Deduct amount reinsured 2753270 Net amount in force 35946793 Business in the State of Georgia A Fire Gross risks written 155814700 Less 20500 risks cancelled in companies authorized in Georgia 2050000 Net risks written 153764700 Gross premiums on risks written 589914 Less 49219 return premiums for reinsurance in companies au thorized in Georgia 49219 Net premiums received 540695 Losses paid deducting salvage 21860 Net losses paid 21860 272950692 208740199 64210493 2491407 61719086 Marine and Inland 139536300 139536300 158141 158141 INDIANA LUMBERMENS MUTUAL INSURANCE COMPANY 518 North Delaware Street Indianapolis Ind J W Pimmell President F B Fowler Secretary Attorney for service in GeorgiaJ L Riley Atlanta Ga Kinds of business done in GeorgiaMutual Fire on Lumber and Wood Working Risks Capital Stock Ledger assets Dec 31 1918 i 95024538 Extended at 95024538 Income Total premiums 75498990 Interest and rents 5253494 Other sources Bonds per schedule D 1379725 Total income 82132209 Carried forward 177156747 Disbursements Net amount paid policyholders for losses 194 428 04 Commissions and allowances to agents 20 681 11 Salaries of officers and employes 56 485 71 Rents and interest 255000 Advertising printing postage telegrams etc 264 211 14 Paid policyholders for dividends l2157 Other items iio Furniture and fixtures 238495 Inspections and surveys 1120 19 Federal tax 580L13 All other taxes licenses and fees 12 908 77 Postage telephone and telegraph 435355 Legal expense 10874 Advertising and subscriptions 9922i58 Real estate expenses 226541 Field supervisory expenses 982202 4868734 Total disbursements j 588 259 09 Balance 118330838Insurance Department of Georgia 137 Ledger Assets Book value of real estate 36 500 00 Mortgage loans j b 0 00 Bonds at book value 73630000 Deposits at interest 38694 02 Deposits not at interest 3601376 Total ledger assets 118330838 NonLedger Assets All items 1162696 Total assets 119493534 Deduct Assets Not Admitted Book value of bonds 20 33200 Total not admitted assets 20 33200 Total admitted assetsjf 1 174 60334 Liabilities Net amount of unpaid losses and claims 25 988 00 Reserves or unearned premiums on risks outstanding 365778 37 Salaries and miscellaneous accounts due or accrued 4o3975 Taxes due or accrued 15TJ00 00 Total amount of liabilities except capitalI 410806 12 Surplus protection to policyholders 76379722 Total liabilities 117460334 Business in ForceFire T Risks Premiums In force on the 31st day of December 1918 33150189 639 503 81 Written or renewed during the year 42866851 83270777 otiaI riZTS 76017040 147221158 Deduct those expired and marked off as terminated 37810790 74007559 In force at the end of the year 38206250 732 135 99 Deduct amount reinsured 572300 8 037 49 Net amount in force 37633950 724 098 50 Business in ForceMarine and Inland In force on the 31st day of December 1918 RioiS175 lTi3 Written or renewed during the year 449662 855799 Total 550 837 10 6QQ r Deduct those expired and marked off as terminated 148655 32413l In force at the end of the year 402182 745825 Net amount in force 402182 745825 Business in the State of Georgia Gross risks written j 332 925 00 Less 46300 risks cancelled in companies authorized in Georgia 4630000 Net risks written 28662500 Gross premiums on risks written i q 7 Less 151008 return premiums for reinsuance in companies au thonzed in Georgia 4 401 51 Net premiums received 5 Losses paid deducting salvageg TiscToo Net losses paid 125000 Losses incurred 125000 Net losses incurred J5fL00138 Annual Report INSURANCE COMPANY OF NORTH AMERICA Third and Walnut Streets Philadelphia Pa Benjamin Rush President John Kremer Secretary Attorney for service in GeorgiaRobert N Hughs Atlanta Ga Capital Stock Amount of paidup capital 400000000 Ledger assets Dec 31 1918 3192876863 Extended at 3192876863 Income Gross premiums on new business 3243779374 Deduct amount paid for insurance and return pre miums 1 1143821393 Total premiums 2099957981 Interest and rents 134698640 Profits on sale or increase by adjustment of assets 3224279 Other sources Deposit premiums written on perpetual risks 4599426 Perpetual permits transfer fees and earned deposits 55525 4654951 Total income 2242535851 Carried forward 5435412714 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Inspections and surveys 33493922 Maps 1362345 Furniture and fixtures 3781763 Taxes licenses and fees Contribution to gratuity fund Donations 10000000 391300 Deposit premiums returned on perpetual risks Real estate Legal Agents balances Registration of stock 1640478 748308 4215044 10000 859359203 19219887 450503388 139872390 9235094 37033004 86000000 48020691 38638030 119780020 10291300 3380474 6613830 Total disbursements 1827947311 Balance 3607465403 Ledger Assets Book value of real estate Mortgage loans first lien 17102425 Bonds at book value T24 Stocks at book value 2 Cash in officeI Deposits at interest 3 Deposits not at interest Agents balances net IZIII 4 Other items Bills receivable 5237956 Amount recoverable for reinsurance on paid losses 24429601 17102425 80517779 69152124 528300 73268752 4338661 15317241 17572564 22810520 Total ledger assets 3607465403Insurance Department of Georgia 139 NonLedger Assets Interest due and accrued 33765756 Total assets 3641231159 Deduct Assets Not Admitted Agents balances Bills receivable Other items Bonds and stocks book value over market value Reinsurance on paid losses companys proportion reinsurance bureau Reinsurance clearing house 19105910 1011145 118997337 34706 266784 Total not admitted assets 139415882 Total admitted assets 3501815277 Liabilities Net amount of unpaid losses and claimsu Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued for 1920 Other items Perpetual fire insurance amount reclaimable by the insured Contingent commissions or other charges due or accrued Total amount of liabilities except capital Capital actually paid in cash 400000000 Surplus over all liabilities 1085188310 474990310 1344052227 1526689 113500000 72557741 10000000 2016626967 Surplus protection to policyholders 1485188310 Total liabilities 3501815277 Business in ForceFire Risks Premiums In force on the 31st day of December 19182430524383 2373573610 Written or renewed during the year2512327635 2277515954 Total 4942852018 Deduct those expired and marked off as terminated 1942711554 4651089564 1813832202 In force at the end of the year3000140464 2837257362 Deduct amount reinsured 491708529 455014495 Net amount in force 2508431935 2382242867 Business in ForceMarine and Inland In force on the 31st day of December 1918 216008632 Written or renewed during the year 2351817035 Total 2567825667 Deduct those expired and marked off as terminated 2361730129 In force at the end of the year 206095538 Deduct amount reinsured 8067835 Net amount in force 798027703 Perpetual risks not included above Deposit premiums on same Business in the State of Georgia A Fire Premiums 244318488 966263420 1210581908 1052438110 158143798 12021246 146122552 3155419900 80149390 Marine and Inland 4559334500 331701800 Net risks written 24372754 4227632700 Gross risks written 4267920700 Less 12452879 risks cancelled and 5853574 rein surance in companies authorized in Georgia 1830645300 51998561 Gross premiums on risks written Less 12194554 return premiums and 8762714 premiums for reinsurance in companies authorized in Georgia 20957268 29476601 7126315 140 Annual Report Net premiums received Losses paid deducting salvage s Less losses on risks reinsured in companies author ized in GeorgiaT Net losses paid Losses incurred Less losses on risks reinsured in companies author ized in Georgia Net losses Incurred 31041293 22350286 20448391 6363267 12149627 14085124 12149627 18970770 6256767 12714003 9959627 9959627 INSURANCE COMPANY OF THE STATE OF PENNSYLVANIA 308310 Walnut Street Philadelphia Pa Gustavus Remak Jr President John J P Rodgers Secretary Attorney for service in GeorgiaWilliam H Rhett Atlanta Ga Kinds of business done in GeorgiaFire Lightning Tornado and Automobile Capital Stock Amount of paidup capital 100000000 Ledger assets Dec 31 1918 506647186 Extended at 506647186 Income Gross premiums on new business 448119329 Deduct amount paid for reinsurance and return pre miums 193322611 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other items Perpetual policy deposits Transfers on perpetual policies Agents balances previously charged off Boifrowed money gross 6750 38550 80226 9000000 254796718 22326825 1164035 9125526 Total income 287413094 Carried forward 794060280 disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc1 Loss on sale and decrease by adjustment of assets Other items Borrowed money repaid Ice and water 59729 Insurance 99246 Safe deposit box 25000 Registration of stock certificate 5000 136987711 4627954 63289003 19281192 1797101 27316830 10080442 29000000 188975 Total disbursements 292569208 Balance 501491072 Ledger Assets Book value of real estate 394 673 49 Bonds at book value 2496 47580Insurance Department of Georgia 141 Stocks at book value 127002927 Cash in office 2211152 Deposits not at interest 32884264 Agents balances net 50123175 Other items Deposits reclaimable on perpetual policies 154125 Total ledger assets 501491072 NonLedger Assets Interest due and accrued 3091051 Other items Accrued rents 14260 Reinsurance due on losses paid 2152986 Total assets 1 506749369 Deduct Assets Not Admitted Agents balances 1319094 Other items Book value of real estate over market value 3394430 Book value of bonds and stocks over market value 30948187 Total not admitted assets 32267281 Total admitted assets 474482088 Liabilities Net amount of unpaid losses and claimsI 37870230 Reserves or unearned premiums on risks outstanding 266735928 Dividends to policyholders declared but unpaid 209412 Salaries and miscellaneous accounts due or accrued 1054744 Taxes due or accrued 3500000 Total amount of liabilities except capital 309370314 Capital actually paid in cash 100000000 Surplus over all liabilities 65111774 Surplus protection to policyholders 165111774 Total liabilities1 474482088 Business in ForceFire Risks Premiums In force on the 31st day of December 1918 483679515 521422644 Written or renewed during the year 390489272 416052895 Total 874168787 937475539 Deduct those expired and marked off as terminated 364220987 396754893 In force at the end of the year 509947800 540720646 Deduct amount reinsured 117632816 130672431 Net amount in force 392314984 410048215 Business in ForceMarine and Inland Risks Premiums In force on the 31st day of December 1918 9881196 39592066 Written or renewed during the year 8664659 31562003 Total 18545855 71154069 Deduct those expired and marked off as terminated 12701620 51299909 In force at the end of the year 5844235 19854160 Deduct amount reinsured 499193 1126777 Net amount in force 5345042 18727383 Business in the State of Georgia Gross risks written 1197936600 850 00 Less 3396075 risks cancelled and 2758259 rein surance in companies authorized in Georgia 6152434 190000 Net risks written 582693200 1050 00 142 Annual Report Gross premiums on risks written 15340973 7667 Less 3580333 return premiums and 3392183 pre miums for reinsurance in companies authorized in Georgia 6970118 2398 Net premiums received 8370855 5269 Losses paid deducting salvage 4586118 71375 Less losses on risks reinsured in companies author ized in Georgia 712649 Net losses paid 3873469 71375 Losses incurred 5109054 71375 Less losses on risks reinsured in companies author ized in Georgia 835045 Net losses incurred 4274009 71375 Investments in Georgia Bonds 1000000 Total investments in Georgia 1000000 LIVERPOOL AND LONDON AND GLOBE INSURANCE COMPANY LIMITED 80 William Street New York N Y Hugh R Ludon Manager J B Kremer Deputy Manager Attorney for service in GeorgiaB P Walker Jr Atlanta Ga Kinds of business done in GeorgiaFire Marine Tornado Automobile Parcel Post Sprinkler Leakage Tourist Baggage Explosion Capital Stock Ledger assets Dec 31 1918 1799773981 Extended at 1799773981 Income Gross premiums on new business Deduct amount paid for insurance and return pre miums 1321187791 2606889204 Total premiums 1285701413 Interest and rents 629 980 71 life policies 6366 5623478 5244900 Premiums on Remittances from home office Profits on sale or maturity of ledger assets Total income 1360259630 Carried forward 3160033611 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends legal expensesIll Loss on sale and decrease by adjustment of assets Other items Deposit premiums returned Field supervisory expenses 243 825 70 Furniture and fixeures 3987l71 Maps 6iu3 Inspections and surveys 23150793 10360068 516234817 15771889 272826218 56477603 5967991 12057033 199193 11550976 941851 Premium taxInsurance Department of Georgia 14c Income tax 22851766 Capital stock tax 838500 Taxes licenses and fees 29661818 Agents balances charged off 3149629 Charities 63932 Life commissions 318 Investment expenses 50900 Remitted home office 143148375 Real estate repairs and taxes 4911474 Total disbursements 1159199321 Balance 2000834290 Ledger Assets Book value of real estate oennnn Mortgage loans first lien 1960750 Jft ftfifiSfi Bonds at book value SSiiolSdS Stocks at book value qsmtI Cash in office 7onriJ Deposits at interest Si ab9S Deposits not at interest okc717 il Agents balances net stastiiii Other items n osi 17 Loans secured by pledge of bonds stocks etc Giani Reinsurance recoverable on paid losses Bills receivable for farm risks isi 9 Bills receivable for hail risksaii Total ledger assets 2000834290 NonLedger Assets Interest due and accrued 14749383 Other items n Reinsurance recoverable on paid losses eJm Total assets 2015904130 Deduct Assets Not Admitted 28388927 Agents balances 1456683 Bills receivable 0tRlfnsuerI2nce recoverable on paid losses in unauthor 3 ized companies 19964 79 Book value of real estate over market value LMbrf Book value of stocks and bonds over market value 102380308 144900465 Total not admitted assets T tJ 1871003665 Total admitted assets Liabilities Net amount of unpaid losses and claims 10 773 454 41 Reserves or unearned premiums on risks outstanding 107734b441 Salaries and miscellaneous accounts due or accrued 541 24577 Taxes due or accrued 1 qeq494 59 Total amount of liabilities except capital 12959434W Surplus over all liabilities 575UbUJU3 Surplus protection to policyholders i7ioo3665 Total liabilities Business in ForceFire Risks Premiums in force on the 31st day of December 1918 SMij 680 64825 Written or renewed during the year 54539376 630643i5 93197367 122413371 nlettiiSVB 56644908 67249488 In force at the end of the year 36552 459 551L 638 83 Deduct amount reinsured L nf tnrn 24391017 8 38900461 Net amount in force 144 Annual Report Business in the State of Georgia A Fire Gross risks written 44 916 544 00 Less 11797808 risks cancelled and 13016128 rein surance in companies authorized in Georgia 2313676300 Xet risks written 21779781 Gross premiums on risks written 56257109 Less 10550306 return premiums and 18356630 pre miums for reinsurance in companies authorized in Georgia 28879714 Net premiums received 27377395 Losses paid deducting salvage 18966847 Less losses on risks reinsured in companies author ized in Georgia 7226477 Xet losses paid 11740370 Losses incurred 23503901 Less losses on risks reinsured in companies author ized in Georgia 11518096 Net losses incurred 11985805 Marine and Inland 323437000 67717300 255719700 303174 27222 275952 114174 114174 141274 141274 LONDON ASSURANCE CORPORATION 84 William Street New York N Y Charles L Case U S Manager Attorney for service in GeorgiaW G Harrison Savannah Ga Kinds of business done in GeorgiaFire and Marine Insuance Capital Stock Ledger assets Dec 31 1918 652492767 Extended at 6524927 Income Gross premiums on new business 9 002 980 06 Deduct amount paid for insurance and return pre VD miums 456727173 67 Total premiums Interest and rents Profits on sale or increase by adjustmentof assets Other items Reinsurers for losses in excess of their liability Remittance from home office to United States branch gross 149 272 75 From agents balances previously charged off l26l92 443570833 24080759 100000 2668 Total income Carried forward 15056135 482807727 1135300494 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment ofclaims Commissions and allowances to agents claims Salaries of officers and employes Rents and interest Advertising printing postageTtelegrams etc Loss on sale and decrease by adjustment of assets 186404432 3609391 82310846 36227243 2943032 6987519 4703Insurance Department of Georgia 145 Other items Traveling expenses B4 Furniture and fixtures 13 449 05 ITnectons and mapsZZZZZZ lXJarl 231 Tracings and translations i isnsl Remittance to home office by United Statii branch gross 57495186 946 273 52 Tota disbursements 418114618 Balance 722185976 Ledger Assets Bonds at book value Stocks at book value 554335400 Cash in office 14940345 Deposits at interest 619586 Deposits not at interest 44570646 Agents balances net 604794 Other items 93895554 Due from other companies for reinsurance on losses already paid authorized losses Unauthorized iJcff 3745418 13219651 Total ledger assets r 722185976 NonLedger Assets Interest due and accrued 626M g9 Total assets flIelii Deduct Assets Not Admitted Agents balances Other items 7029322 Book value of bonds and stocks over market value 474 405 4 Due from other companies for reinsurance on losses 444U845 already paid unauthorized 37 i5i 18 51185963 Total not admitted assets i2l5 Total admitted assets 6702211Io Liabilities Net amount of unpaid losses and claims 1 nos iQn Aa Reserves or unearned premiums on risks outstanding InlAH Sx1eseduaenormaScCcreSeOUS dUe r accruf Z UfoU Other items 19415145 Contingent commissions or other charges due or accru6d m vi Amount rec7iv7d7rom7ern7urirriorioiseilnVx 4971032 cess of their liability 26 68 Total amount of liabilities except capital 4973700 Surplus protection to policyholders 3H6887 237284293 Total liabilities j 670221180 Business in ForceFire to force on the 31st day of December 1918 6829S065 s fiTrPo Wntten or renewed during the yearZZZ7 IsojoSlll B61884iM Total 146 Annual Report ft fifi 270 59S In force at the end of the year 190392911 Deduct amount reinsured j 474877687 Net amount in force 724404400 209067428 515336972 I Business in ForceMarine and Inland Risks in force on the 31st day oi December 1918 HHTl Written or renewed during the year Premiums 50462895 Total 893057637 805617798 389426721 321848008 DductthoVe VxpiTedand marked off as terminated 87 439839 67578713 In force at the end of the yeai 7g 261 13664166 Deduct amount reinsured Net amount in force 67563578 53914547 Recapitulation of Fire Risks and Premiums Year Amount Written Term Covered 1919 One year or lessUt 1918 Two years 1919 Two years 2302199 536365 76182628 1917 Three years 1918 Three years s 750374 1919 Three years 828128 1916 Four years 1917 Four years 1918 Four years 1919 Four years 1915 Five years 1916 Five years 1917 Five years 1918 Five years 1919 Five years Over five years 420471 865886 30000 13367430 14204779 15234410 13915655 15065458 543431 Gross Premiums Charged Less Fraction Reinsurance Unearned 169665670 1515105 856419 71843137 81253933 100034265 807246 336046 741925 48903 15557334 16670775 18451103 17828607 19191379 535125 Amount of Premiums Unearned Grand totals474877687 515336972 Business in the State of Georgia 268368500 A Fire Marine and Inland 239618900 906293100 Ffre 40 164 reinsurance in companies authorized g Q0 in Georgia 177421500 905755100 Net risks written 3175092 2292424 nm nremiums on risks written Less Fire 668640 Marine 32985 return premiums and Fire 69128 premiums for reinsurance in com gg M panies authorized in Georgia 2437324 2259439 2632173 488450 Net premiums received Losses paid deducting salvage Net losses paid 2632173 484450 Losses incurred Net losses incurred 2620073 488450 2620073 488450Insurance Department of Georgia 147 LONDON AND LANCASHIRE FIRE INSURANCE COMPANY LTD 5759 William Street New York N T Executive Office 2022 Trinity Street Hartford Conn A G Mcllwaine Jr Manager Attorney for service in GeorgiaRobert A Hancock Atlanta Ga Kinds of business done in GeorgiaFire Marine Tornado Sprinkler Leakage Explosion Lightning War Coverage Capital Stock 31 1918 666075603 Ledger assets Dec Extended at g Income Gross premiums on new business 713577570 Deduct amount paid for insurance and return pre miums 327109198 Total premiums 3 Interest and rents ZZ Z Other sources Withheld at source N T State income tax 27 64 Remittance from home office to U S branch 138806 16 66075603 86468372 24792872 13883380 Total income 425144624 Carried forward 1091220227 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Other items Traveling expenses Furniture Maps Surveys ZZZZZ Z Taxes and fees Legal expensesZ Agents balances charged off Audit ZZ Sundry office expenses ZZ Entertaining and gratuities ZZ Remittances to home office Real estate expenses Total disbursements Balance 8185887 903795 638520 10291575 32214467 54330 31394 105470 32447 163255 70275161 2455386 136807769 5482839 60885754 28045910 4086068 7723729 125351687 378383756 712836471 Ledger Assets Book value of real estate Bonds at book value ZZ 4 Stocks at book value Cash in office Deposits at interest Z Deposits not at interestZZZZZZ Agents balances net ZZZ Other items Bills receivable taken for fire risks 30000000 73141630 466000 1371491 07786273 232859 99231400 606818 Total ledger assets 3 7 228 364 71148 Annual Report NonLedger Assets Interest due and accrued 7267533 Other items f1n7 Reinsurance due from other companies on paid lossesoLVttt Total assets 720714776 Deduct Assets Not Admitted Agents balances 4HcHs Bills receivable b0b818 Other items 010c nn Accrued interest on bonds in default 5icS Book value of bonds and stocks over market value 3120593b jg Total not admitted assets 37039596 Total admitted assets 1 683675180 Liabilities Net amount of unpaid losses and claims KHIo15 Reserves or unearned premiums on risks outstanding 3645il Salaries and miscellaneous accounts due or accrued n nnn Taxes due or accrued JJUouuuu Other items Contingent commissions Withheld at source N Y State income tax 27b4 0527b4 Total amount of liabilities except capital 408830990 Surplus over all liabilities 274844190 Surplus protection to policyholders mtim Total liabilities 683675180 Business in ForceFire Risks Premiums In force on the 31st day of December 1918 943241411 831587662 Written or renewed during the year 700458769 619880074 Total 1643700180 1451467736 Deduct those expired and marked off as terminated 643561711 568449689 in force at the end of the year1000 138 409 t 8M0JJ Deduct amount reinsured dJbJ44US tbvt6 Net amount in force 673794331 614315574 Business in ForceMarine and Inland Risks Premiums In force on the 31st day of December 1918 38336698 55383958 Written or renewed during the year 85667962 93697496 Total 124004660 149081454 Deduct those expired and marked off as terminated 77555870 82830254 In force at the end of the year 46448790 66251200 Deduct amount reinsured 3520033 5172327 Net amount in force 42928757 61078873 Business in the State of Georgia A Fire Marine and Inland Gross risks written 1526371400 123740200 Less 3664054 risks cancelled and 4200332 rein surance in companies authorized in Georgia 762148100 24290500 Net risks written 1548251000 144602500 Gross premiums on risks written 15482510 14460 25Insurance Department of Georgia Less 2781621 return premiums and 2669289 pre miums for reinsurance in companies authorized in Georgia 5148609 Net premiums received 103 339 01 Losses paid deducting salvage 73 440 29 Less losses on risks reinsured in companies author ized in Georgia g 752 16 Net losses paid 54j6g813 f Losses incurred 62 27 46 S Less losses on risks reinsured in ompaniesauthor lzed in Georgia 19 258 24 Net losses incurred 43 015 22 Investments in Georgia Bonds 1000000 Total investments in Georgia 149 302301 1143724 232105 232105 165105 165105 1000000 LUMBER MUTUAL FIRE INSURANCE COMPANY OF BOSTON MASS 14 Milk Street Boston Mass George H Davenport President Harry E Stone Secretary Attorney for service in GeorgiaJ L Riley Atlanta Ga Kinds of business done in GeorgiaInsuring Lumber and Woodworking Risks Capital Stock Ledger assets Dec 31 1918 136656613 Extended at 136655613 Income Gross premiums on new business S7o n Deduct amount paid for insurance and returnnre BiV Total premiums 70598 Interest 21 Other8souVcS r mentoin From Gale and Stone agents From agents balances previously charged oitZZZZZZZZZZ 1ZZZ Total income Carried forward Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustmentofcialms Commissions and allowances to agents a First year Salaries of officers and empoyes ZZZ Rents and interest Advertising printing postageteteramlietc Paid policyholders for dividends 0herPtemse decrease by adjustment oTaMmuTlllZllZZ Tatmr11 suspense account Legal expenses Furniture and fixtures Taxes and fees Expenses of field men 79599546 6946002 144539 3400000 2461 90092548 226748161 21803722 158937 5182926 5924802 577683 646402 28692265 74897 1200 161362 213752 2209275 991381150 Annual Report Traveling expenses of other than field men 27081 Expense of companys meetings 72200 Crediting of accountsvr qi37 Agents balances charged off 25498 All other disbursements 3943205 67004839 Total disbursements 159743322 Balance 140364568 Bonds at book value 174400 Cash in office 15132642 Deposits at interest 40 717 12 Agents balances net 159743322 Total ledger assets NonLedger Assets 1287383 Interest due and accrued 0Amrountmdue from Gale and Stone agents 8009085 164039770 Total assets Deduct Assets Not Admitted Agents balances 14435 BookvSue of bonds over market value insurance commissioners valuations In ft Q06 5 Amount due from Gale and Stone agents 3009065 12933633 Total not admitted assets 12948068 Total admitted assets 151091702 Liabilities Net amount of unpaid losess and claims Jqwqn Reserves or unearned premiums on risks outstanding wsazu Salaries and miscellaneous accounts due or accrued UjjJ Taxes due or accrued 4ifi7q2 38 Total amount of liabilities except capital iitss Surplus over all liabilities 109418464 Surplus protection to policyholders 151091702 Total liabilities Business in ForceFire Risks Premiums In force on the 31st day of December 1918 32848484 f028S8 Written or renewed during the year 42351626 87303144 75195110 155331777 Deductlhoseexpiredand marked off as terminated 38071644 79411197 In force at the end of the year 37123466 75920580 Deduct amount reinsured 2000 f Net amount in force 37121466 8 75918580 Business in the State of Georgia A Fire Gross risks written 4Aanrnn Less 109025 risks cancelled in companies authorized in Georgia 1090500 Net risks written 3729750C Gross premiums on risks written 1385947 Less 259967 return premiums for reinsurance in companies au thorized in Georgia ft33tJInsurance Department of Georgia Net premiums received Losses paid deducting salvage Net losses paid Net losses incurred Bonds City of Augusta 4 12 per cent registered bonds due 11142 market value insurance commis sioners value 1000000 Total investments in Georgia j 151 1125980 125000 125000 125000 1000000 LUMBERMENS MUTUAL INSURANCE COPMANY Lumbermens Heights Mansfield Ohio E S Nail President W H G Kegg Secretary Attorney for service in GeorgiaJ L Riley Atlanta Ga Capital Stock Ledger assets Dec 31 1918 116094017 Extended at 116094017 Income Gross premiums on new business 1595779 19 Deduct amount paid for insurance and return pre miums 34934308 Total premiums Interest and rents IIIZ Profits on sale or increase by adjustment of assets Other sources The Ohio Lumbermens Fire Ins Agency Co From agents balances previously charged off 3820174 6607 Total income Carried forward Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes II Rents and interest Advertising printing postage telegramsZetcZ Paid policyholders for dividends Other items J 3XGS ot rJ7 Gf Repairs and expenses to realsetate II 10752 Inspection and surveys i 044 it Legal expenses ifili s Furniture and fixtures I Outstanding checks returned and redeemed ZZZZ 279155 216 Total disbursements Balance Ledger Assets Book value of real estate Mortgage loans first lien 24715000 Bonds at book value Stocks at book value Cash in office71T Deposits at interest ZZ 124643611 5307574 50950 3826781 133828916 249922933 39460511 551449 25888968 7530913 550046 960456 26625446 3819514 105387303 144535630 6549581 24715000 71398550 12480500 62856 20092641152 Annual Report 9186502 Agents balances net Deposed with insurance department of Alabama 114B00 Total ledger assets NonLedger Assets 955584 Interest due and accrued 145491214 Total assets Deduct Assets Not Admitted 123758 Agents balances Other items 930850 Bonds 457500 Stocks 1388350 1512108 Total not admitted assets 143979106 Total admitted assets Liabilities 8737100 Net amount of unpaid losses and claims jr 62828180 Reserves or unearned premiums on fks inB SZZZV 500 Salaries and miscellaneous accounts due or accrued 2000000 Taxes due or accrued Other items ln j or accrued 1874688 Contingent commissions or other charges due or accrued 754 89968 Total amount of liabilities except capital YdooboToO Permanent fund 7 48489138 Surplus over all liabilities 0 68489138 Surplus protection to policyholders 143979106 Total liabilities Business in ForceFire Bisks Premiums In force on the 31st day of December 1918 fzfn JSiTlS Written or renewed during the year ut J 177678791 259079913 DductlnoTelffpTr 137166561 in force at the end of the year Wf Deduct amount reinsured JJ 83666198 120778302 Net amount in force Business in the State of Georgia A Fire 147901100 Less SNO 277Wisks cancelledandOoXooTiinsurance in com panies authorized in Georgia i 110373400 Net risks written ance in companies authorized in Georgia iiti A 2258125 Net premiums received Losses paid deducting salvage 1693497 1693497 Net losses paid 1693497 Losses incurred Net losses incurred 1693497Insurance Department of Georgia 153 MARYLAND MOTOR CAR INSURANCE COMPANY Garrett Building Baltimore Md J Purviance Bonsai President Leo F Fitzpatrick Secretary Attorney for service in GeorgiaFrank H Reynolds Atlanta Ga Kinds of business done in GeorgiaMotor Car Insurance Capital Stock Amount of paidup capital 500 000 00 Ledger assets Dec 31 1918 663l5533 Increase of paidup capital during year 20000000 Extended at Income Gross renewal premiums 991526 21 Deduct amount paid for insurance and return pre miums 25524156 Total premiums j Interest and rents ZZZZI Other sources Surplus from sale of 4000 additional shares capital stock at 6250 per share par 5000 50 000 00 From agents balances previously charged off 186 06 Profit from maturity of bonds 343i 86315533 73628465 2511677 5022037 Total income Carried forward Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Other items Taxes Improvements to office Paid syndicate for sale of additional capital stock United War Work campaign Underwriters Boards and Tariff Associations Miscellaneous Total disbursements 81162179 167477712 27753639 1535306 20949291 5118089 455352 1480515 2250000 3075383 658009 750000 50000 456982 251030 64783596 Balance 102694116 Ledger Assets Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest Other items Loan secured by pledge of bonds 62949339 4960987 112124 22595338 12064790 11538 Total ledger assets 102694116 NonLedger Assets 957978 268428 Interest due and accrued Other items Reinsurance recoverable Total assets 103920522154 Annual Report Deduct Assets Not Admitted Agents balances 233107 Other items omnnn Overdue interest on bonds in default 1UUUU Book value of bonds and stocks over market value 308152b Total not admitted assets 3314633 Total admitted assets 100605889 Liabilities Net amount of unpaid losses and claims osiI2 Reserves or unearned premiums on risks outstanding riX Dividends to policyholders declared but unpaid ikTinie Salaries and miscellaneous accounts due or accrued jSbmboS Total amount of liabilities except capital 408ibb Capital actually paid in cash g2coi 07 Surplus over all liabilities vibvxvi Surplus protection to poicyholders 59769197 Total liabiliaies 100605889 Business in ForceMarine and Inland Risks Premiums In force on the 31st day of December 1918 J527J2SI oJioH Written or renewed during the year Sitil im toiopzi Total 482887B2 140377073 Deductthoseexpired and marked off as terminated 23127117 69495951 In force at the end of the year 25161645 70881122 Deduct amount reinsured 53678b l06i4 Net amount in force 24624859 68777691 Business in the State of Georgia Marine and Inland 341 074 00 30033000 Net risks written Gross premiums on risks writtenv 915842 Less 133301 return premiums for reinsurance in companies au thorized in Georgia laaaui Net premiums received 782541 Losses paid deducting salvage 182996 Net losses paid 182996 Losses incurred 219796 Net losses incurred 219796 MASSACHUSETTS FIRE AND MARINE INSURANCE COMPANY 95 Water Street and 65 Killy Street Boston Mass Everett C Benton President Walter Adlard Secretary Attorney for service in GeorgiaJames L Dickey Jr Atlanta Ga Kinds of business done in GeorgiaFire and Marine Capital Stock Amount of paidup capital I S222222 Ledger assets Dec 31 1918 186194988 Extended at 186194988Insurance Department of Georgia 155 Income Gross premiums on new business 245109071 Deduct amount paid for insurance and return pre miums 117498355 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Z Total income 134755493 127610716 7007975 136802 Carried forward 320950481 Disbursements Net amount paid policyholders for losses 73200663 Legal and administrative expenses in adjustment of claims 2850707 Commissions and allowances to agents 34417528 Salaries of officers and employes 6473954 Rents and interest 530513 Advertising printing postage telegrams etc 17o9l60 Loss on sale and decrease by adjustment of assets 141402 Other items Taxes licenses and fees 47 276 60 Furniture fixtures and maps 4432 53 Inspections and surveys 1530229 Agents balances charged off 1 645 45 Michigan surcharge charged off awaiting settlement l5061 Dividends paid stockholders 30000 00 5153081 Total disbursements 1292 04675 Balancej 191745806 Ledger Assets Bonds at book value 98090455 Stocks at book value 46668778 Cash in office 77259 Deposits at interest 24564868 Agents balances net 18344446 Other items Loans secured by pledge of bonds stocks and other collateral 4000000 Total ledger assets 191745806 NonLedger Assets Interest due and accrued 1090116 Other items Reinsurance recoverable on paid losses 761436 Total assets 193597358 Deduct Assets Not Admitted 11617 5958833 Total not admitted assets Agents balances Other items Book value of bonds and stocks over market value 5970450 Total admitted assets 187626908 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Contingent commissions due or accrued Total amount of liabilities except capital Capital actually paid in cash 50000000 Surplus over all liabilities 22677115 Surplus protection to policyholders 32032747 80012190 242535 2648516 13805 114949793 72677115156 Annual Report Total liabilities 187626908 Business in ForceFire Risks Premiums In force on the 31st day of December 1918 123394444 8 125957662 Written or renewed during the year 90111158 91814625 Total 8 213505602 8 217772287 Deduct those expired and marked off as terminated 89856387 91307868 In force at the end of the year 123649215 126464419 Deduct amount reinsured 24488755 24866870 Net amount in force8 99160460 101597549 Business in ForceMarine and Inland Risks Premiums In force on the 31st day of December 19188 26246521 62721417 Written or renewed during the year 127453030 163294446 Total8 153699551 8 216015863 Deduct those expired and marked off as terminated 125283278 139465745 In force at the end of the year8 28416273 76550118 Deduct amount reinsured 8208491 21465225 Net amount in force8 20207782 8 66084898 Business in the State of Georgia A Fire Marine and Inland Gross risks written8 240437000 Less 8642733 risks cancelled and 8257914 reinsur ance in companies authorized in Georgia 90064700 Net risks written8 150372300 Gross premiums on risks written 3522749 Less 8784761 return premiums and 8396651 pre minms for reinsurance in companies authorized in Georgia 1181412 Net premiums received8 2341337 Losses paid deducting salvage8 1309999 8 4138 Less losses on risks reinsured in companies author ized in Georgia 392582 Net losses paid8 917417 8 4138 Losses incurred 2102012 8 3138 Less losses on risks reinsured in companies author ized in Georgia 667714 Net losses incurred8 1434298 8 3138 MECHANICS INSURANCE COMPANY 500502 Walnut St Philadelphia Pa Daniel H Dunham President John A Snyder Secretary Attorney for service in GeorgiaA L Brooks Atlanta Ga Kinds of business done in GeorgiaFire Tornado an Automobile Capital Stock Amount of paidup capital 8 25000000 Ledger assets Dec 31 1918 176375197 Extended at 8 175375197Insurance Department of Georgia 157 Income Gross premiums on new business l 482 745 63 c 5mount Paid for reinsurance and return pre 57507307 miums Total premiums Deposit premiums on perpetual risks I Interest and rents Profits on sale or increase by adjustment of assets Other items Assignments on perpetual deposits Agents balances previously charged off Z 29450 7552 Total income Carried forward Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Z Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Field supervisory expenses Taxes licenses and fees Agents balances charged off Deposit premiums returned on perpetual Real estate expenses 1847150 3910938 36724 2616335 490411 Total disbursements Balance Ledger Assets BooK value of real estate Mortgage loans first lien 82200 Bonds at book value Stocks at book value Cash in office Deposits at interest Agents balances net Other items Philadelphia Underwriters Association deposit Total ledger assets NonLedger Assets Interest due and accrued a Market value of assets over book value Other items Reinsurance due on paid losses 90776256 2190602 7909816 13800 37002 100918476 276293673 32355296 825021 21357213 5282588 729601 3502418 2500000 2619800 8901558 78073495 198220178 8319377 8220000 127450000 13352500 141658 15042567 15684076 10000 198220178 1662785 1480623 341111 Total assets 201704697 Deduct Assets Not Admitted Agents balances wther items Book value of stocks and bonds over market value Total not admitted assets Total admitted assets 763647 11476675 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued 12240322 189464375 11005314 122303654 800000 2250000 158 Annual Report Total amount of liabilities except capitalKft5Sno 136358968 Capital actually paid in cash 901 nKi 07 Surplus over all liabilities 28105407 Surplus protection to policyholders 5310o407 i 8 189464375 Total liabilities Business in ForceFire Risks Premiums In force on the 31st day of December 1918 181891480 Mjg94818 Written or renewed during the year 148298672 libSlWi Ttn S 330190152 326110342 DeductthosV 7xpiredand markedoff as terminated 120560070 121634374 In force at the end of the year1 S HImI Deduct amount reinsured 38605509 49b4 is Net amount in force 171024573 161549490 Business in ForceMarine and Inland Risks Premiums Inforce on the 31st day of December 1918 242467 nlltq Written or renewed during the year 1151J1 ioboa a Total 1393677 2587083 Deduct those expired and marked off as terminated 529950 1178085 In force at the end of the year1 863 727 i408998 Deduct amount reinsured 8 SbSlil 3 i4uas Business in the State of Georgia A Fire Marine and Inland Proas risks written 457573400 8 11495000 SEYl868106 risks cancelled and 1646607 reinsur ance in companies authorized in Georgia 179766300 ll4950uu Net risks written 277807100 Gross premiums on risks written 55 5036829 168M Less 81153310 return premiums and 724822 pre miums for reinsurance in companies authorized in ggg g2 Georgia t Net premiums received 3355559 Losses paid deducting salvage 1708200 Less losses on risks reinsured in companies author ized in Georgia sssss Net losses paid 1309864 Losses incurred 2007033 Less losses on risks reinsured in companies author ized in Georgia ttJia Net losses incurred 1543860 MERCANTILE MUTUAL FIRE INSURANCE COMPANY 10 Weybosset Street Providence R I Alfred U Eddy President Walter K Pullen Secretary Attorney for service in GeorgiaR D Ernst Savannah Ga Kinds of business done in GeorgiaMutual Fire Capital Stock Ledger assets Dec 81 1918 8 39982055 Extended at 3992055Insurance Department of Georgia 159 Income Gross premiums on new business 414 953 91 Deduct amount paid for insurance and return pre miums 2605503 Total premiums 00 0 Interest and rents Other sources 1764780 Refund excise tax 2 295 17 Total income 40884185 Carried forward 80g662 40 Disbursements Net amount paid policyholders for losses s 98 7es an Commissions and allowances to agents n nS Salaries of officers and employes 17 son Rents and interest HsHS Advertising printing postage telegrams rtcTZZZZ7 261737 fn Policyholders for return premium deposits 282 90203 othlrems ad deCreaS6 by tment of assetsZZTZ loOOOioO Taxes and insurance department fees 8 44 18 Travel and inspections tkIq 5 furniture and fixtures 0977 Miscellaneous X Leal 34743 Legal 3g247 1505266 Total disbursements j 31 Balance I 45028491 Ledger Assets Bonds at book value or 7ft7 ns Stocks at book value lUlUil Cash in office 11537312 Deposits at interest 40919 Deposits not at interest 9 Other items 2583536 Collateral loans c 564250 Total ledger assets 45028491 NonLedger Assets Interest due and accruedf 305974 Total assets 45334465 Deduct Assets Not Admitted Book value of bonds and stocks over market value 1373670 Total not admitted assets 1373670 Total admitted assets 43960795 Liabilities Net amount of unpaid losses and claims 320000 Reserves or unearned premiums on risks outstanding 23995823 Salaries and miscellaneous accounts due or accrued 30000 Taxes due or accrued 650000 Surplus protection to policyholders 18964972 Total liabilities 43960795 Business in ForceFire Risks Premiums In force on the 31st day of December 1918 50195038 40888442 Written or renewed during the year 50151075 414 953 91 IgO Annual Report 100 346 113 82383833 ctTro6DTfeXandmrred5irai7emTed 4321610 36675224 In farce at the end of the year 56024503 708609 Net amount in force 56024503 45708609 Business in the State of Georgia A Fire i 212961400 2r5li0ririkcanc 187716400 Net risks written 4 1 fi 77 Gross premiums on risks written rcLiVT Less 1193768 return premiums in companies authorized m Georgia j 463965 Net premiums received Losses paid deducting salvage 52844 5284 Net losses paid Losses incurred 4iq 44 Net losses incurred Investments in Georgia Bonds 1000000 Total investments in Georgia 1000000 MILLERS MUTUAL FIRE INSURANCE COMPANY OF TEXAS 111 West Sixth Street Fort Worth Texas B R Neal President len Weeks Secretary Attorney for service in GeorgiaJas C Lloyd Augusta Ga Kinds of business done in GeorgiaFire Lightning and Tornado Capital Stock Ledger assets Dec 31 1918 Extended at Income Gross deposit premiums on new business and renewal 57793978 57793978 premiums Deduct amount paid for insurance and return pre 95571334 29940923 Total deposit premiums Interest and rents 65630411 3076539 Total income 687069jo Carried forward 126500928 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets Other items Field supervisory expenses 18791865 152544 230096 5017620 260438 1126260 20334 5005327Insurance Department of Georgia 16 Furniture and fixtures 1400 10 Inspections 1985 88 Taxes and department fees I4425i9 Legal 51110 Miscellaneous 1 52278 27092997 Total disbursements 52381988 Balance 74118940 Ledger Assets Book value of real estate j 650 00 Mortgage loans Bonds at book value I 345853 Deposits at interest ms Agents balances net iifunnn Other items 1r0wuu Furniture and fixtures 436000 Total ledger assets 741 18940 NonLedger Assets Interest due and accrued 841975 Other items Reinsurance recoverable on paid losses 226083 Total losses 75186998 Deduct Assets Not Admitted Book value bonds over market value 128373 Book value furniture and fixtures over market value 436ooo Total not admitted assets 564373 Total admitted assets 74622625 Liabilities Net amount of unpaid losses and claims 4295820 Reserves or unearned premiums on risks outstanding 27215316 Salaries and miscellaneous accounts due or accrued 275000 Taxes due or accrued 1375000 Total amount of liabilities except capital 33161136 Surplus protection to policyholders 41461489 Total liabilities 74622625 Business in ForceFire Risks Premiums In force on the 31st day of December 1918 33608746 5489032 iVritten or renewed during the year 59959271 95571334 Total 93568017 150461655 Deduct those expired and marked off as terminated 50155950 88906637 In force at the end of the year 43412067 71555018 Deduct amount reinsured 9831120 171243 86 Net amount in force 33580947 54430632 Business in the State of Georgia A Fire Gross risks written 287875 00 Less 42000 risks cancelled and 9000 reinsurance in companies authorized in Georgia 5100000 Net risks written 23687500 Gross deposit premiums on risks written 9 980 20 Less 182424 return premiums and 11165 premiums for reinsur ance in companies authorized in Georgia 193589 Net deposit premiums received l 804431162 Annual Report losses paid deducting salvage 48i 4813 Net losses paid 1454813 Losses incurred I 1454813 Net losses incurred MILWAUKEE MECHANICS INSURANCE COMPANY First Wisconsin National Bank Building Milwaukee Wis Chas H Yunker President Oscar Griebling Secretary Attorney for service in GeorgiaW H Hill Atlanta Ga Kinds of business done in GeorgiaFire Marine Inland and Tornado Capital Stock Amount of paidup capital Ledger assets Dec 31 1918 125000000 606617287 Extended at 606617287 Income Gross premiums on new business Deduct amount paid for insurance and return pre miums 491989828 115588516 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Gross interest on mortgage loans Gross interest on bonds and dividends on stocks Gross interest on deposits Dividend Underwriters deposits interest Interest on notes St I R A dividend General adjustment bureau dividend Underwriters Excess Association interest Marine department interest Conscience money Increase liabilities on reinsurance treaties Agents balances previously charged off 376401312 7366466 429725 7273466 19316641 433095 5000 450 2421 1000 1000 412 29541 9550 217712 3622 20020444 Total income 404217947 Carried forward 1010835234 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid stockholders for dividends Loss on sale and decrease by adjustment of assets Other items Field supervisory expenses 5 I 2 Federal taxes JXH Taxes licenses and fees S 1J Agents balances charged off Real estate expenses 105631 o5o7o223 Total disbursements 320596562 Balance 690238672 140028905 3575072 88061294 15483564 1629363 15445441 18750000 2246700Insurance Department of Georgia 163 J Ledger Assets Book value of real estate S itnnnn Mortgage loans first lien 1329260 1 329 Ifionn Bonds at book value J H Stocks at book value 8 H Cash in office llSZtem Deposits at interest I 147 Agents balances net KM in7 Other items 66310267 Deposit Milwaukee Board of Fire Underwriters S 100 00 Due from reinsurance companies 143422 154322 Total ledger assets 690238672 NonLedger Assets Interest due and accrued Rn aqq as Other items 6009988 Recoverable for reinsurance on paid losses 724269 Total assets 696972929 Deduct Assets Not Admitted Agents balances 1 370 65 Other items Bonds and stocks 17146487 Total not admitted assets 272 835 52 Total admitted assets 6796 89377 Liabilities Net amount of unpaid losses and claims 349 564 11 Reserves or unearned premiums on risks outstanding 3 523147 35 Salaries and miscellaneous accounts due or accrued 5 000 00 Taxes due or accrued 12000000 Other items vvvv Contingent commissions 25 000 00 Funds held under reinsurance treaties 7643 35 Reserved for dividends 75oOooO 117 fidl 1 Total amount of liabilities except capital 4 ioci4si Capital actually paid in cash 1250 000 00 Surplus over all liabilities l44l538 96 Surplus protection to policyholders 2 691 538 96 Total liabilities 679689377 Business in ForceFire Risks Premiums In force on the 31st day of December 1918 606977235 6224318 69 Written or renewed during the year 430955971 447268503 Total i1037933206 1069700372 Deduct those expired and marked off as terminated 335731946 352745078 In force at the end of the year 702201260 7169552 94 Deduct amount reinsured 71048005 64386101 Net amount in force 631153255 652569193 Business in ForceMarine and Inland t Risks Premiums In force at the end of the year 4510961 111 578 89 Written or renewed during the year 181421341 44721325 al VICrIi 185932302 55879214 Deduct those expired and marked off as terminated 168564805 40879271 In force at the end of the year 17367497 14999943g4 Annual Report 2548281 1795514 Deduct amount reinsured S 14819216 13204429 Net amount in force Business in the State of Georgia A Fire Marine and Inland 639433600 3150000 LessVm8lTreeHskicanTeTled7dl5000 fire re insurance in companies authorized in Georgia 788bluu 560647500 3150000 Net risks writtenT Qfi Q2 13 774 55 Gross premiums on risks written VMolTSSSmB M0JL Less 1069857 return premiums and f Premiums for reinsurance in companies authorized m Georgia mooaw 8625883 63980 Net premiums received Losses paid deducting salvage 2133677 2133677 Net losses paid 2674437 4315 Losses incurred 2674437 f 4315 Net losses incurredT Premiums in ForceMiscellaneous 10803450 In force December 31 1918 97 fis6 6g Written or renewed during the year 20573118 DUeducTceasedTobeinf8rce during year imIIiim In force December 31st 1919 3688751 Deduct amount returned and reinsured ill 52372 Net premiums in force Investments in Georgia Bonds 1000000 Total investments in Georgia 1000000 MINNESOTA IMPLEMENT MUTUAL FIRE INSURANCE COMPANY 211 North Cedar Street Awatonna Minn P J Lake President C D Buxton Secretary Attorney for service in Georgia1 L Riley Atlanta Ga Kinds of business done in GeorgiaFire and Tornado Capital Stock Ledger assets Dec 31 1918 50069253 mt 50069253 Extended at Income Gross premiums on new business 126194686 Deduct amount paid for insurance and return pre miums ivi Total premiums 95 oflfi Interest and rents 49d46t Other sources oicnc Old outstanding checks voided Htnt Premiums paid in advance 4goiM 5 112 08 Total income 93669553 Carried forward 143738806Insurance Department of Georgia 165 Disbursements Net amount paid policyholders or losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Legal expenses 68336 Total field supervisory expenses 195904 Taxes licenses and fees 1821637 Inspections and surveys 749736 Furniture fixtures and maps 744934 Miscellaneous itemized and real estate expenses 509727 Total disbursements Balance Ledger Assets Book value of real estate Mortgage loans first lien 541950 Bonds at book value Deposits at interest Deposits not at interest Agents balances net Other items Bills receivable taken for fire risks 28840 Due for reinsurance premiums 2840568 Total not admitted assets Total admitted assets Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Dividends to policyholders declared but unpaid Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Contingent commissions or other charges due or accrued Total amount of liabilities except capital Surplus protection to policyholders 19207337 283034 12639204 3494207 385766 1027437 20121963 60000 4090274 61309222 82429584 1200000 54195000 7052100 3162946 7501222 6448848 2869408 Total ledger assets 82429584 NonLedger Assets Interest due and accrued 1493563 Market value of assets over book value 13790 Total assets 83936937 Deduct Assets Not Admitted Agents balances 41438 Bills receivable 4087 45525 83891412 2880886 46763905 74411 20000 1000000 300000 51039202 32852210 Total liabilities 83891412 Business in ForceFire 1918 In force on the 31st day of December Written or renewed during the year Excess of original premiums over amount received for reinsurance Risks 35121781 71883358 Premiums 64973067 126194686 188959 Total 107005139 191356712166 Annual Report Deduct those expired and marked oft as terminated 41445358 73741917 In force at the end of the year 65559781 117614795 Deduct amount reinsured 12613312 otuiao Net amount in force 52946469 92212599 Business in the State of Georgia A Fire Gross risks written 68440700 Less 86975 risks cancelled and 10900 reinsurance in companies authorized in Georgia 9787500 Net risks written 58643200 Gross premiums on risks written 1824871 Less 442964 return premiums and 18279 premiums for reinsur ance in companies authorized in Georgia 461243 Net premiums received 1363628 Losses paid deducting salvage 1 755923 Net losses paid 755923 Losses incurred 760497 Less losses on risks reinsured in companies authorized in Georgia 759767 NATIONAL BEN FRANKLIN FIRE INSURANCE COMPANY 120122 Ohio Street West Pittsburgh Pa H M Schmitt President Thos A Hathaway Secretary Attorney for service in GeorgiaLangdon C Quin Atlanta Ga Kinds of business done in GeorgiaFire and Automobile Capital Stock Amount of paidup capital 100000000 Ledger assets Dec 31 19J8 435519102 Extended at 435519102 Income Gross premiums on new business 425696686 Deduct amount paid for insurance and return pre miums 147431658 Total premiums 278265028 Interest and rents 21008608 Profits on sale or increase by adjustment of assets 260978 Other sources From agents balances previously charged off 29755 Total income i 299564369 Carried forward 735083471 Disbursements Net amount paid policyholders for losses 105274618 Legal and administrative expenses in adjustment of claims 3866088 Commissions and allowances to agents 83211894 Salaries of officers and employes 13744370 Rents and interest i54il Advertising printing postage telegrams etc 9611539 Loss on sale and decrease by adjustment of assets 97038 Other items Maps D4190 Taxes licenses and fees 21766189 Legal expenses 41000Insurance Department of Georgia 167 Agents balances charged off 308419 Dividends 16000000 Real estate expenses and taxes 688725 38804333 Total disbursements 256488231 Balance 478595240 Ledger Assets Book value of real estate f 17188086 Mortgage loans first lien 211478621 211478621 Bonds at book value 13593214 Stocks at book value 7457251 Cash in office 3997963 Deposits at interest 42109395 Agents balances net 45994680 Other items Deposit with Philadelphia Underwriters Association 10000 Collateral loans 14426500 Total ledger assets 478595240 NonLedger Assets Interest due and accrued 5019348 Market value of assets over book value 1401914 Other items Reinsurance recoverable on losses paid 463664 Total assets 485480166 Deduct Assets Not Admitted Agents balances 859225 Other items Book value of bonds and stocks over market value 931015 Total not admitted assets 1790240 Total admitted assets 483689926 Liabilities Net amount of unpaid losses and claims 26974643 Reserves or unearned premiums on risks outstanding 262243631 Dividends to stockholders declared but unpaid 33500 Salaries and miscellaneous accounts due or accrued 3326144 Taxes due or accrued 12500000 Total amount of liabilities except capital 305077918 Capital actually paid in cash 100000000 Surplus over all liabilities 78612008 Surplus protection to policyholders 178612008 Total liabilities t 483689926 Business in ForceFire Risks Premiums In force on the Slst day of December 1918 497393823 520771118 Written or renewed during the years 355033284 384797944 Excess of original premiums over amount received for reinsurance 2709628 Total 852427107 15 908260490 Deduct those expired and marked off as terminated 300810889 320294731 in force at the end of the year 551616218 135592687 Deduct amount reinsured 105193321 127592687 Net amount in force 446422897 460373072 Business in ForceMarine and Inland Risks Premiums In force on the 31st day of December 1918 10507785 30317669168 Annual Report Written or renewed during the year 14273266 40916942 Total 24781051 71234611 Deductthose expired and marked off as terminated 13377646 39636967 In force at the end of the year USJ5 812J Deduct amount reinsured 195741 ifitlib Net amount in force 11207664 31329908 Business in the State of Georgia A Fire Marine and Inland Gross risks written 428848100 23290700 Less 975229 risks cancelled and 356406 reinsur ance in companies authorized in Georgia 12599ti00 qtobiiuu Net risks written 30285140o 16123900 Gross premiums on risks written 6038083 629683 Less 1246228 return premiums and 424028 pre miums for reinsurance in companies authorized in Georgia 1494220 176036 Net premiums received 4543863 453647 Losses paid deducting salvage 2724406 515728 Less losses on risks reinsured in companies author ized in Georgia 1157624 35758 Net losses paid 1566782 I 479970 Losses incurred 3147906 634653 Less losses on risks reinsured in companies author ized in Georgia 1297550 35758 Net losses incurred 1850356 598895 Investments in Georgia Bonds 10000 Total investments in Georgia 1000000 NATIONAL FIRE INSURANCE COMPANY OF HARTFORD 95 Pearl Street Hartford Conn H A Smith President S T Maxwell Secretary Attorney for service in GeorgiaH T Powell Atlanta Ga Kinds of business done in GeorgiaFire Lightning Hail Tornado Sprinkler Leakage Automobile Explosion Marine War Capital Stock Amount of paidup capital 222222 Ledger assets Dec 31 1918 2138816618 Extended at 2138816618 Income Gross premiums on new business 1 2655691441 Deduct amount paid for insurance and return pre miums 1140956736 Total premiums 15llHHl Interest and rents isis Profits on sale or increase by adjustment of assets 594830Insurance Department of Georgia 169 Other sources Agents balances previously charged off Total income 125623 1597008691 Carried forward 3735825309 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims L Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegramsetc Paid stockholders for dividends Loss on sale and decrease by adjustment of assets Other items Field supervisory expenses Taxes Miscellaneous 566390431 21053229 267529613 116731016 8593496 17537723 40000000 8522405 46874948 86539340 36995077 Total disbursements 12 167 67278 Balance t 2519058031 Ledger Assets Book value of real estate Mortgage loans Bonds at book value 2 ir Stocks at book value Cash in office Deposits at interest Deposits not at interest Agents balances net Other items Bills receivable taken for fire risks Due from departmental managers 59931671 49965000 81059116 23860521 2264842 82645769 20860515 72530700 25762127 177763 25939890 Total ledger assets 2519058031 NonLedger Assets Interest due and accrued Market value of assets over book value II Other items Due from other insurance companies reinsurance on fire losses paid Total assets 3S45335X 2438322 1839724 2558789439 Deduct Assets Not Admitted Agents balances Bills receivable A Other items Excess of bills receivable not past due taken for fire risks over the unearned premiums Over due accrued interest on bonds in defaultI Book value of bonds and stocks over market value Due from department managers Due from Franklin Ins Co 1890080 2740383 2023408 13601634 65917039 177763 42763 Total not admitted assets Total admitted assets Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Special reserve fund covering all contingent liabilities Contingent commissions due or accrued 81762607 86383070 2472396360 172024548 1344044333 4000000 90000000 50000000 6000000170 Annual Report 569656 Funds held under reinsurance treaties 1666638537 Total amount of liabilities except capital iToOO 00000 Capital actually paid in cash fi057578 23 Surplus over all liabilities v j 805757823 Surplus protection to policyholders 2472396360 Total liabilities Business in ForceFire Risks Premiums in force on the 31st day of December 1918W Tzlfl Written or renewed during the year AW4twtis Excess of original premiums over amount received 6602667 for reinsurance 5409602112 5327611797 peunoiVexpT 20942973a 333071254 32 33314422 Deduct amount reinsured J2319 510 924 2389540266 Net amount in force Business in ForceMatrine and Inland Risks Premiums in force on the 31st day of December 1918 62009 304 10086M8J Written or renewed during the year 338491833 jliitil 400500867 422074090 5eauctTholeixFiridanmarkdoTfaste7mrnated 287175070 248418136 In force at the end of the year 111 033 olls Deduct amount reinsured 436503 ajtty Net amount in force 108960764 164368956 Business in the State of Georgia A Fire Marine and Inland Gross risks writtenVirfintTSto1 34754938 78345 Less 9966638 risks cancelled and 2845964 rein 4 000 00 surance in companies authorized in Georgia 1281260200 400000 Net risks written 2194233600 7434500 G oss premiums on risks writtenrrrV 3907932T 80655 Less 5437472 return premiums and 948514 pre miums for reinsurance in companies authorized m Georgia 6385986 oAi Net premiums received 32693341 72113 Losses paid deducting salvage1 16064423 132640 Less losses on risks reinsured in companies author ized in Georgia i6bb Net losses paid 15833897 S 132640 Loses incurred 15217754 135916 Less losses on risks reinsured in companies author ized in Georgia 49747 Net losses incurred 15267501 135916Insurance Department of Georgia 171 NATIONAL LIBERTY INSURANCE COMPANY OF AMERICA 62 William Street New York N Y George B Edwards President G H Kehr Secretary Attorney for service in GeorgiaSamuel C Williams Atlanta Ga Kinds of business done in GeorgiaFire Lightning Tornado and Marine Capital Stock Amount of paidup capital 100000000 Ledger assets Dec 31 1918 953137343 Extended at Income Gross premiums on new business Deduct amount paid for insurance and return pre miums 954217385 356921330 953137343 Total premiums f 597296055 Interest and rents Other sources Income tax withheld at the source Agents balances previously charged off Gross increase by adjustment in book value of ledger assets 34134 5760 15940974 43922048 15980868 Total income 657198971 Carried forward 1610336314 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Pard stockholders for dividends Loss on sale and decrease by adjustment of assets Other items Expenses field supervisory Furniture and fixtures Maps Inspections and surveys Federal taxes Taxes licenses and fees Legal Balances charged off Miscellaneous Real estate expenses 236253284 16056964 141737297 30157780 4015606 7202050 20000000 35559676 19531923 2413878 1218678 10801861 9998640 17325054 713293 787196 1443869 4240749 50000000 2048364 68475141 52048364 Total disbursements 611506142 Borrowed money repaid Interest on borrowed money Balance 998830172 Ledger Assets Book value of real estate Mortgage loans first lien 785100 Bonds at book value Stocks at book value Cash in offce Deposits at interest Deposits not at interest Agents balances net prior to October 1 1919 Agents balances net subsequent to October 1 1919 70000000 78510000 21807000 28605700 526039 69567461 1320400 5857329 22636243 Total ledger assets 998830172172 Annual Report NonLedger Assets Interest due and accrued coannn Market value of assets over book value 54248000 Other items Reinsurance on losses paid 21007313 Total assets i 1080908498 Deduct Assets Not Admitted Agntes balances prior to October 1 1919 5857329 Total not admitted assets 5857329 Total admitted assets 1075051169 Liabilities Net amount of unpaid losses and claims 75605101 Reserves or unearned premiums on risks outstanding 565354738 Salaries and miscellaneous accounts due or accrued 400000 Other items Estimated amount hereafter payable for federal state and other taxes based upon the business of the year of this statment 17500000 Contingent commissions or other charges due or accrued 5000000 Total amount of liabilities except capital 663859839 Capital actually paid in cash 100000000 Surplus over all liabilities 311191330 Surplus protection to policyholders 411191330 Total liabilities 1075051169 Business in ForceFire In force on the 31st day of December 19181089928917 Written or renewed during the year 817851427 Excess of original premiums over amount received for reinsurance Total 1907780344 Deduct those expired and marked off as terminated 664294663 In force at the end of the year1243485681 Premiums 1058842917 814069725 8606729 1881519371 660710001 1220809370 Net amount in force1012914271 985717556 Business in ForceMarine and Inland In force on the 31st day of December 1918 Written or renewed during the year Risks 49145420 57854816 Premiums 93030400 140147660 Total Deduct those expired and marked off as terminated In force at the end of the year Deduct amount reinsured 107000236 69565226 37435010 1545761 Net amount in force 35889249 Business in the State of Georgia A Fire Grass risks written 1357943700 Less fire 2372339 marine 25526 risks cancelled and fire 1208702 reinsurance is companies au thorized in Georgia 358104100 233178060 143292616 89885444 6084658 800786 Marine and Inland 1244146 2552600 Net risks writtenr 999839600 9888800 Gross premiums on risks writteni 19068462 3 873 47 Less fire 2896052 marine and inland 468 return premiums and fire 1128399 for reinsurance in companies authorized in Georgia 4024451 466 58Insurance Department of Georgia Net premiums received 15045011 340689 Losses paid deducting salvage 8473603 217333 Less losses on risks reinsured in companies author ized in Georgia Net losses paid i 2113X Losses incurred 8264304 180250 Less losses on risks reinsured in companies author ized in Georgia i Net losses incurred 7671521 180250 B NATIONAL UNION FIRE INSURANCE COMPANY Smithfield Street and Seventh Avenue Pittsburgh Pa K Cole President Wm G Armstrong Secretary Attorney for service in GeorgiaCarleton T Smith Atlanta Ga Kinds of business done n GeorgiaFire Lightning Tornado Sprinkler Leakage Riot and Civil Commotion Explosion War Risk Capital Stock Amount of paidup capital HCs Ledger assets Dec 31 1918 545534431 Extended at 545534431 Income Gross premiums on new business 740136714 Deduct amount paid for insurance and return pre iimc sjuity Total premiums Interest and rents r Profits on sale or increase by adjustment of assets Other sources From agents balances previously charged off Borrowed money gross 415982017 22055440 103007 4389 30000000 30005489 Total income 468145853 Carried forward 1013680284 Disbursements Net amount paid policyholders for losses J Legal and administrative expenses n adjustment of claims Commissions and allowances to agents a First year and b Renewal Salaries of officers and employes Rents and interest Advertising printng postage telegrams etc Loss on sale and decrease by adjustment of assets Other items Outlays made on unlisted assess Paid stockholders dividends Legal expenses excluding legal expenses on losses Sgents allowances rriS7 Borrowed money 300000 interest 213961 Field supervisory expenses Taxes licenses and fees Furnture and fixtures Federal tax Maps including corrections Real estate expenses Inspections and survey Underwriter Board and 52514527 4445796 91063281 20625706 1347889 7374599 210 50000 10000000 7552 4052094 30213961 14171995 14700557 366046 8431288 740585 14955174 Annual Report Tariff Associations Agents balances charged off 7721514 325969 90864484 Total disbursements 368236492 Balance 645443792 Ledger Assets Book value of real estate 167214 Mortgage loans first lien 258750 25875000 Bonds at book value 422635852 Stocks at book value 57952494 Cash in office 836572 Deposits at interest 2143058 Deposits not at interest 48331951 Agents balances net 78609170 Other items Bills receivable taken for fire risks 6946805 Amount recoverable for reinsurance on paid losses 1945676 8892481 Total ledger assets 645443792 NonLedger Assets Interest due and accrued 6446031 Total assets 651889823 Deduct Assets Not Admitted Agents balances Bills receivable Other items Overdue and accrued interest on bonds in default Book value of bonds and stocks over market value Total not admitted assets 342741 90 Total admitted assets 617615633 2662305 3672202 20000 27919683 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding 3 Salaries and miscellaneous accounts due or accrued Other items Estimated amount hereafter payable for federal state and other taxes based upon the business of this years statement Contingent commissions or other charges due or accrued Special reserves for contingencies Total amount of liabilities except capital I 4 Capital actually paid in cash 1000 000 00 Surplus over all liaoilities 954 749 66 39913196 62227471 500000 17000000 1000000 1500000 22140667 Surplus protection to polcyholders 1954 749 66 Total liabilities 617615633 Business in ForceFire In force on the 31st day of December 1918 762023 279 Written or renewed during the year 666834 278 Excess of original premiums over amount received for reinsurance lXfX riZrI1428857557 Deduct those expired and marked off as terminated 573247701 In force at the end of the year 855609856 Deduct amount reinsured 228109402 Net amount in force 627500454 Premiums 818558988 701112432 737344 1520408764 597098855 923309909 255177606 668132303Insurance Department of Georgia 175 Business in ForceMarine and Inland Risks Premiums In force on the 31st day of December 1918 9562764 20800111 Written or renewed during the year 70049125 39024282 Total 79611889 59824393 Deduct those expired and marked off as terminated 72478195 37931802 In force at the end of the year 7133694 21892591 Deduct amount reinsured 3584009 11023641 Net amount in force 3549685 10868950 Business in the State of Georgia A Fire Gross risks written 773610200 Less 1083969 risks cancelled and 181031 remsurance in com panies authorized in Georgia 126500000 Net risks written 647110200 Gross premiums on risks written 9601713 Less 1966486 return premiums and 198885 premiums for rein surance in companies authorized in Georgia 2165371 Net premiums received 7436342 Lcsses paid deducting salvage 3512677 Less losses on risks reinsured in companies authorized in Georgia 134354 Net losses paid 3378323 Losses incurred 25o2 Less losses on risks reinsured in companies authorized in Georgia 184354 Net losses incurred9 3771481 NATIONALE FIRE INSURANCE COMPANY OF PARIS 17 Custom House Street Providence R I Starkweather Shepley Inc U S Managers Attorney for serVce in GeorgiaGordon Williams Atlanta Ga Kinds of business done in GeorgiaFire and Lightning Insurance Capital Stock Statutory deposit fSJS0 Ledger assets Dec 31 1918 112472119 Extended at 112472119 Income Gross renewal premiums 226434933 Deduct amount paid for insurance and return pre iniiims 1310J3133 Total premums Interest and rents Total income Carried forward Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Advertising printing postage telegrams etc 95341800 4262882 99604682 212076801 31774409 615656 27802945 42475 40192176 Annual Report Other items Inspections and surveys Federal taxes Other taxes tees and licenses Auditing companys accounts 940463 1211777 2191001 27131 Total disbursements 64646049 Balance 147430752 Ledger Assets Bonds at book value 107003322 Deposits at interest Agents balances net Other items Cash deposited with Philadelphia Und Assn Total ledger assets NonLedger Assets Interest due and accrued Other items Reinsurance due from other companies Total assets Deduct Assets Not Admitted Book value of bonds over market value Total not admitted assets Total admitted assets Liabilities 14445641 25961789 20000 147430752 1304776 202042 148937570 8116822 8116822 140820748 Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Taxes due or accrued Other items Contingent commission Total amount of liabilities except capital Capital deposit 20000000 Surplus over all liabilities 35785474 11273448 62797736 2500000 8464090 85035274 55785474 Surplus protection to policyholders Total liabilities 140820748 Business in ForceFire Risks In force on the 31st day of December 191 8 181586930 Written or renewed during the year 224798016 Total 406384946 Deduct those expired and marked off as terminated 177399873 In force at the end of the year 228985073 Deduct amount reinsured 110611965 Net amount in force Premiums 181769892 226434933 408204825 181370531 226834294 111086241 118373108 1 115748053 Business in the State of Georgia A Fire Gross risks written io 399 gg qq Less 3021732 risks cancelled and 2693697 reinsurance in com panies authorized in Georgia 571542900 Net risks written 467518900 Gross premiums on risks written Less 2512701 return premiums and 40 31829 premiums for re insurance in companies authorized in Georgia Net premiums received 14214838 6544538 7670300Insurance Department of Georgia 177 Loses paid deducting salvage Less losses on risks reinsured in companies authorized 7nG7ofg7a 1975516 Net losses paid J Losses incurred Less losses on risks reinsured in companies authorized to GeorgiaT 2123475 Net losses incurred Investments in Georgia Bonds 1000000 Total investments in Georgia i000000 NEWARK FIRE INSURANCE COMPANY 41 Clinton Street Newark N J C P Fuzzell President u Farquhar Secretary Attorney for service in GeorgiaMilton Dargan Atlanta Ga Capital Stock Amount of paidup capital 4QS4iinn Ledger assets Dec 31 1918 o JSJiJS Decrease of paidup capital during year 58500 Extended at 277808485 Income Gross premiums on new business 4 or0 nn Deduct amount paid for insurance and return pre iw mumsP 208527807 Total premiums Interest and rentsIZ 226557393 StherSsoSrces 0r inCreaSe by ament mGTZZZZ lift Agents balances previously charged off Total income Carried forward 23462 239313999 517122484 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment oY claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Loss on sale Sd decrease by adjustment of assets Taxes and board charges laqsn Dividends paid stockholders tvS98UJ73 86590876 2764378 50464226 15599783 1862946 6422364 1230827 Agents balances charged off 858787 30062 Total disbursements Balance Ledger Assets Book value of reaf estate Mortgage loans first lien 31227518 Bonds at book value Stocks at book value Cash in office Deposits at interest 14869122 179804522 337317962 18622647 31227518 172209748 42289613 238977 29974517 178 Annual Report Deposits not at interest Agents balances net 414186 ib Other items Philadelphia Fire Underwriters Association deposit 50000 Total ledger assets 337317962 NonLedger Assets Interest due and accrued 2216968 Other items Reinsurance on losses paid 3864141 Total assets 343399071 Deduct Assets Not Admitted Agents balances 797135 Book value of bonds and stocks over market 11033961 Total not admitted assets 11831096 Total admitted assets 331567975 I Liabilities Net amount of unpaid losses and claims 24456257 Reserves or unearned premiums on risks outstanding 171468946 Dividends to stockholders declared but unpaid 80545 Salaries and miscellaneous accounts due or accrued 1472753 Taxes due or accrued 9369000 Total amount of liabilities except capital 26978501 Capital actually paid n cash 4984150 Surplus over all liabilities 74747974 Surplus protection to policyholders 124589474 Total liabilities 331567975 Business in ForceFire Risks Premiums In force on the 31st day of December 1918 376430981 375073022 Wrtten or renewed during the year 396013132 390021862 Total 772444113 765094884 Deduct those expired and marked off as terminated 330900196 324803131 In force at the end of the year 441543917 440291753 Deduct amount reinsured 133629195 141543953 Net amount in force 307914722 298747800 Business in ForceMarine and Inland Risks Premiums In force on the 31st day of December 1918 10039133 17895767 Written or renewed during the year 3436935 45063338 Total 44401068 62959105 Deduct those expired and marked off as terminated 31074464 35964612 In force at the end of the year 13326604 26994493 Deduct amount reinsured 415792 277496 Net amount in force 12910812 26716997 Business in the State of Georgia Inland A Fire Marine and Gross risks written 459458500 3730000 Less 1371481 M and I 29 00 rsks cancelled and 2019568 reinsurance in companies authorized in Georgia 339104900 290000 Net risks written 120353600 3440000Insurance Department of Georgia Gross premiums on risks written c fi4c n LS1o94855 M and L 3960 retu premiumsTand 5M591 W4743o6 premums for reinsurance in companies authorized in Georgia 39 702 n Net premiums received 1894380 Losses paid deducting salvage ofi lfic ro T Less losses on risks reinsured in companies author zed m Georgia 1857249 Net losses paid tsToT f Losses incurred 25 liq 58 i Less losses on risks reinsured in companies author lzed in Georgia 17 743 g Net losses incurred 7 35 7g 179 113924 3960 109964 4200 4200 13200 13200 NEW BRUNSWICK FIRE INSURANCE COMPANY 40 Paterson Street New Brunswick N J Chas D Ross President E B Wycoff Secretary Attorney for service in GeorgiaL C Quin Atlanta Ga olfbusiness dre in GeorgiaFire Automobile Marine Sprinkler Leak Hail lfaPrt0hquakes7ar Trnad0 TUriStS baggage Restered Mail Capital Stock Amount of paidup capital t cM nnn nn Ledger assets Dec 31 1918 2321233 60 Extended at 232123360 Income Gross renewal premiums 3 247 499 13 Deduct amount paid for insurance and return pre miums 137328169 Total premiums Interest and rents I Profits on sale or increase by adjustment of assets Total income Carried forward 187421744 10868317 87700 198377761 430501121 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissons and allowances to agents b Renewal Salaries of officers and employesI Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets Other items Total disbursements Balance 94532397 1737705 43801080 7784104 544551 1993259 2014460 27154108 179561661 250939460 Ledger Assets Book value of real estate Mortgage loans first lien 392025 other than first lien 21OOOl Bonds at book value Stocks at book value Cash in office 7995401 41302500 61899600 84515065 454053180 Annual Report 198 078 59 Deposits at interest 349s49 82 Agents balances met loboo Other items L 250939460 Total ledger assets NonLedger Assets Interest due and accrued inSISL Market value of assets over book value 79000 Other items t 255073967 Total assets T Deduct Assets Not Admitted Agents balances74062 Total not admitted assets 74062 Total admitted assets 25499990a Liabilities Net amount of unpaid losses and claims 28705995 Reserves or unearned premiums on risks outstanding inftnnn Salaries and miscellaneous accounts due or accrued 3700009 Taxes due or accrued 300000 Other items 707siKal2 Total amount of liabilities except capital luiat4ia Capital actually paid in cash 22 i2 oq Surplus over all labilities 34214693 Surplus protection to policyholders 8421469 Total liabilities 254999905 Business in ForceFire Risks Premiums In force on the 31st day of December 1918 ISHSHlQ llssll Written or renewed during the year 230973319 2492iSSJI Tota 491128111 537296615 Deductthose expired and marked off as terminated 206002004 22282210 In force at the end of the year WKKK ufrin Deduct amount reinsured 81515713 8857914 Net amount in force 203610394 226895367 Business in ForceMarine and Inland 1 Risks Premiums In force on the 31st day of December 1918 11697361 24236117 Wrtten or renewed during the year 66361929 754H082 Excess of original premiums over amount received for reinsurance 78059290 99839066 DaeialSawiaMteriMited 60940486 550392 90 fn force at the end of the year 118804 44799776 Deduct amount reinsured 2125855 3d13052 Net amount in force 14992949 41286724 Business in the State of Georgia A Fife Mariue ad Inland GroSK risks written 796600 168590900 Tss 2208676 risks cancelled and 1828 8 ren ftfl surance in companies authorized in Geofgia 33443o800 693P500 Net rrks written 388531100 99273400 Cross premiums on risks written 9213683 3580610Insurance Department of Georgia 181 Less 2489768 return premiums and 2467612 pre miums tor reinsurance in companies authorized Georgia Net premiums received Losses paid deducting salvage Less losses on risks reinsured in companies author ized in Georgia Net losses paid Losses incurred Less losses on risks reinsured in companies author ized in Georgia Net losses incurred 3921838 5291845 4978737 3014265 4451445 2482591 1968854 1033542 2547068 2648481 306788 1964472 2341693 3119368 380753 2738615 NEW HAMPSHIRE FIRE INSURANCE COMPANY 156 Hanover Street Manchester N H Frank W Sargeant President Frank E Martin William B Burpee Secretaries t Attorney for service in GeorgiaJohn J McKay Macon cretarles Kinds of business done in GeorgiaFire Tornado Hail Lightning Explosion Sprinkler Leakage Marine Inland Nay Transportation Automobile Capital Stock Amount of paidup capital s i znn nan aa Ledger assets Dec 31 1918 ZZZZZ SsTso Extended at 750625450 Income Gross premiums on business 7 018 587 03 Deduct amount paid for insurance and return pre miums 232847027 Total net premiums t Interest and rents Profits on sale or increase by adjustmentof assets 34779272 Total income Carred forward 46901167 516387 504307335 1254932785 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents expenses and interest Advertising printing postage telegrams taxes etc Pad for dividends Loss on sale and decrease by adjustment of assets Other items Agents balances charged off Total disbursements Balance Ledger Assets Book value ot real estate Mortgage loans first lien SS307 Z ZZZZ Bonds at book value J Stocks at boolt value Cash in office Deposits at interest Deposits not at interest ZJZ 184176801 3804585 115644671 32112626 12140286 23999110 2099850C 11137201 115459 404129239 850803546 23126890 630750 19996795 83775297 157668 46450877 76491407 Total ledger assets 850629684 Ig2 Annual Report NonLedger Assets S 72 67 39 Interest due and accrued ioaonii Market value of assets over book value 35828 18 Other items 905414784 Total assets T Deduct Assets Not Admitted Total admitted assets 905414784 Liabilities Net amount of unpaid losses and claims 48610592 Reserves or unearned premiums on risks outstanding 4209 biou Dividends to policyholders declared but unpaid bO02400 Salaries and miscellaneous accounts due or accrued Jrnonon Taxes due or accrued nlnvefiq Total amount of liabilities except capital 504076692 Capital actually paid in cash 500 Surplus over all liabilities 25l092 Surplus protection to policyholders k7s Total liabilities io4is4 Business in ForceFire Risks Premiums In force on the 31st day of December 1918 850449030 828643685 Written or renewed during the year 634367459 670019o54 Excess of original premiums over amount received for reinsurance iUt Total 1484816489 1498768493 Deduct those expired and marked off as terminated 555825468 572990578 In force at the end of the year 928991021 925777915 Deduct amount reinsured 16800179 151563650 Net amount in force 760989242 774214265 Business in ForceMarine and Inland Risks Premiums In force on the 31st day of December 1918 1lIitU iiHoViq Written or renewed during the year l48bJJ ajadaia Totaj 19035343 43288333 Deduct those expired and marked off as terminated 9938615 22393664 In force at the end of the year 9096728 208946 69 Deduct amount reinsured 25772b 94Sb Net amount in force 8839002 20315234 Business in the State of Georgia A Fire Marine and Inland Gross rsks written 1419657500 2812600 Less 1311663 risks cancelled and 2900187 rein surance in companies authorized in Georgia 421185000 Net risks written 998472500 2812600 Gross premiums on risks written 12858965 3000 Less 1592201 return premiums and 3345174 pre miums for reinsurance in companies authorized in Georgia 4987376 Net premiums received 7921590 3000 Losses paid deducting salvage 5537275 Less losses on risks rensured in companies author ized in Georgia 1441803Insurance Department of Georgia 188 Net losses paid Losses incurred Less losses on risks reinsured in companies author ized in Georgia Net losses incurred 4095472 5102978 1552146 3550832 RECAPITULATION OF FIRE RISKS AND PREMIUMS Year Written Term 1919 One year or less 1918 Two years 1919 Two years Amount Covered 225301602 2091769 3414166 1917 Three years 120442835 1918 Three years 115960716 1919 Three years 154698135 1916 Four years 1220243 1917 Four years 1197131 1918 Four years 1281957 1919 Four years 1088858 1915 Five years 22531873 1916 Five years 24625295 1917 Five years 27279009 1918 Five years 25832471 1919 Five years 30786267 Over fuse years 3236915 Totals 760989242 State or Description of Deposit Country Indicating literal form of registration of securities Virginia4s U S Government due 1925 5000000 North Carolina4s U S Government due 1925 2500000 Georgia4 14s State of Georgia due 1938 1000000 Canada5s Dominion of Canada due 1926 2500000 Canada4 14s U S Government due 1938 3000000 Gross Premiums Amount of Charged Less Fraction Premium Reinsurance Unearned Unearned 256179676 1886743 3634231 99962563 107683140 143605319 1334707 1083684 12658 48 1530716 24042913 27528400 30989269 32122598 38320719 3043739 774214265 12 128089838 14 471686 34 2725673 16 16660427 12 53841570 56 119671099 18 166838 38 406382 58 791155 78 1339377 110 2404291 310 8258520 12 15494635 710 22485819 910 34488647 pro rata 2474746 409770702 Par s Value 14000000 NEW JERSEY INSURANCE COMPANY 40 Clinton Street Newark N J Arthur Hoyt Vice President J B Guthrie Secretary Attorney for service in GeorgiaLangdon C Quin Atlanta Ga Knds of business done in GeorgiaFire and Lightning Marine Auto Tornado and Wind Storm Sprinkler Leakage Explosion War Risk Strike Riot and Civil Commotion Capital Stock Amount of paidup capital 100000000 Ledger assets Dec 31 1918 268274760 Extended at 268274760 Income Gross premiums on new business 293800139 Deduct amount paid for insurance and return pre miums 137535857 Total premiums 165264282 Interest and rents 14391263 Profits on sale or increase by adjustment of assets 3874862 Other sources From agents balances previously charged off 31647 Borrowed money 5000000 503164i Total income 179562054 Carried forward 447836814184 Annual Report Disbursements Net amount paid policyholders for lossesi Legal and administrative expenses in adjustment of claims Commissions and allowances to agents b Renewal Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Borrowed money repaid Total disbursements Balance 83642104 1150717 39982920 9965894 980954 18956845 4000000 2367671 5000000 166047105 281789709 Ledger Assets Book value of real estate Mortgage loans first lien 260200 Bonds at book value Stocks at book value Cash in office Deposits at interest Agents balances net Other items TT Deposit with Philadelphia Fire Underwriters Total ledger assets 30632846 26020000 103346799 78354761 99312 12697566 30628425 10000 281789709 NonLedger Assets Interest due and accrued Market value of assets over book value Other items Reinsurance recoverable on paid losses 2081200 873329 1633838 Total assets 286378076 Deduct Assets Not Admitted Agents balances Other items Book value of bonds and stocks over market value Reinsurance on paid losses due from American Univ Fire Ins Co 108652 7970909 912849 Total not admitted assets Total admitted assets Liabilities Net amount of unpaid losses and claims i Reserves or unearned premiums on risks outstanding Liabilities Salaries and miscellaneous accounts due or accrued Taxes due or accrued Total amount of liabilities except capital Capital actually paid in cash 100000000 Surplus over all liabilities S 14481 Surplus protection to policyholders Total liabilities Business in ForceFire Risks In force on the 31st day of December 1918 228151656 7970909 8079561 278298515 38072368 96451666 500009 5000000 140024034 138274481 278298515 Premiums 232062895 217595835 Written or renewed during the year 201101106 Total 423252762 449658730Insurance Department of Georgia Deduct those expired and marked off as terminated 174777666 In force at the end of the year 248475096 Deduct amount reinsured 92785150 Net amount in force 155689946 Business in ForceMarine and Inland In force on the 31st day of December 1918 42017330 Written or renewed during the year 48525500 Total 90542830 Deduct those expired and marked off as terminated 74614315 In force at the end of the year 15928515 Deduct amount reinsured 1455676 Net amount in force 14472839 Business in the State of Georgia A Fire Gross risks written 709504000 Less 2180737 risks cancelled and 1565272 rein surance in companies authorized in Georgia 346145400 Net risks written 363358600 Gross premiums on risks written 9262887 Less 2345601 return premiums and 2187317 pre miums for reinsurance in companies authorized in Georgia 4104707 Net premiums received 5158180 Losses paid deducting salvage 7510205 Less losses on risks reinsured in companies author ized in Georgia 5245578 Net losses paid 2264627 Losses incurred 7486705 Less losses on risks reinsured In companies author ized in Georgia 5218778 Netlosses incurred 2267927 185 199415363 250243367 95716282 154527085 Premiums 66351397 76204304 142555701 107050662 33505039 2930769 32574270 Marine and Inland 87047000 28455500 58591500 1858869 428211 1430658 1161590 432 1161158 1199990 632 1199358 NEW ZEALAND INSURANCE COMPANY Limited 334 Californa Street San Francisco Cal W M Speyer United States Manager and Attorney in Fact Attorney for service in GeorgiaFrampton E Ellis Atlanta Ga Kinds of business done in GeorgiaFire Insurance Capital Stock Ledger assets Dec 31 1918 128444978 Extended at 128444978 Income Gross premiums 171470202 Deduct amount paid for insurance and return pre miums 49380273 Total premiums 122089929 Interest and rents 5793365 Other sources Remittance from home office 31341850 Agents balances previously charged off 4378 31346228186 Annual Report Total income 159229522 Carried forward 287674500 Disbursements Met amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets Municipal state federal licenses fees Agents balances charged off Office supervisory expense Remittance to head office Real estate expenses 6202699 40650 796385 2820393 963646 27636918 594321 24028976 12577846 600000 5244625 242418 10823773 81748877 205935623 8750 6935 6605463 23136884 Total disbursements Balance Ledger Assets Book value of real estate lltloi Bonds at book value 1b412i Stocks at oook value Cash in office Deposits not at interest Agents balances net Total ledger assets 205925623 NonLedger Assets Interest due and accrued Market value of assets over book value wibiwi Total assets 211421762 Deduct Assets Not Admitted Agents balances 540121 Other items on aoa nc Book value of bonds and stocks over market value 2643405 Total not admitteO assetsf JjHjiijjJe Total admitted assets imiitliM Liabilities Net amount of unpaid losses and claims1 Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Unpaid return premiums Total amount of liabilites except capital 11884933 77350538 1000000 4534500 1358200 96128171 Surplus protection to policyholders 112100065 Total liabilities 208228236 Business in ForceFire Risks In force on the 31st day of December 1918 69985077 Written or renewed during the year 125119116 Excess of original premiums over amount received for reinsurance Total 195104193 Deduct those expired and marked off as terminated 69980526 Premiums 100169139 161349728 242668 261761535 96247289 165514246 25778747 In force at the end of the year 125123667 Deduct amount reinsured 1804bi58 Net amount in force 107077408 J 139735499Insurance Department of Georgia 187 Business in ForceMarine and Inland In force on the 31st day of December 1918 Rl87 100 Premiis Written or renewed during the year 2237306 10120474 x Ota1 o 22 224 4Ofi 109 ifiQ t Deduct those expired and marked off as terminated 20286l27 96378o6 In force at the end of the year 1938279 580544 Net amount in force it938279 580544 Business in the State of Georgia Gross risks written iSikiu Less 201816 risks cancelled and764767eTM5SSlSrtaS 165U58b09 panies authorzed in Georgia 65g 291 00 Net risks written 89229500 Gross premiums on risks written j iTsnTfi Less 194631 return premiums and 253555 pTemTumsYor7eTn LMi3 surance in companies authorized in Georgia 448186 Net premiums received j 10 32177 Losses paid deducting salvage 4 003 86 Net losses paid Losses incurred 11 504 86 Less losses on risks reinsured in companies authorizidInGeorgiaI 375000 Net losses incurred 7 8t NIAGARA FIRE INSURANCE COMPANY 123 William Street New York N Y Otho B Lane President Charles A Lung Secretary Attorney for service in GeorgiaCliff G Key Atlanta Ga Kinds of business done in GeorgiaFire Marine Auto Tornado Sprinkler Leak age War Explosion Riot and Civil Commotion Registered Mail Tourst Baggage Capital Stock Amount of paidup capital 1000 000 00 Ledger assets Dec 31 1918 1048052823 Extended at 1048052823 Income Gross premiums on new business 8642993 16 Gross renewal premiums 4321 496 58 Deduct amount paid for insurance and return pre miums 558757732 Total premiums 737691242 Interest and rents 481 926 52 Profits on sale or increase by adjustment of assets 4203 59 Other sources Employes liberty loan fund 688000 New York State income tax retention 139476 Agents balances previously charged off 193738 1021214 Total income 787325467 Carried forward 5 1835378290 188 Annual Report 98243261 49121631 Disbursements Net amount paid polieyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a first year b Renewal Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets Other items Field supervisory expenses Furniture and fixtures maps and legal expenses Inspection and taxes Agents balances charged off Kmploves liberty loan fund Paid stockholders for dividends 23257031 6117718 46517713 5637402 1312000 25000000 279008460 72526688 147364892 47250583 4475713 14374302 48785467 107841864 Total Balance disbursements 656353969 1179024321 Ledger Assets 18600000 Mortgage loans first lien 186000 Bonds at book value oeifti7 Stocks at book value 1 317 19 Cash in office 1 inavsit Deposits at interest Z Agents balances net lJM4uw 7056143 Agents balances net Other sources Dosses and loss expenses recoverable on paid losses Total ledger assets 1179024321 NonLedger Assets Interest due and accrued Market value of assets over book value 7323648 3807451 Total assets 1190155420 Deduct Assets Not Admitted Agents balances 8421417 Total not admitted assets 8431417 Total admitted assets 1181734003 Liabilities Net amount of unpaid losses and claims Sii2H2 Reserves or unearned premiums on risks outstanding 593640909 Salaries and miscellaneous accounts due or accrued buuuuuu Taxes due or accrued i4azuu Other items Contingent commissions due or accrued oj hi N T State income tax retention ij4o Total amount of liabilities except capital 742143245 Capital actually paid in cash Jj Surplus over all liabilities 3tiaaios Surplus protection to polieyholders 439590758 Total liabilities 1181734003 Business in ForceFire Risks Premiums In force on the 31st day of December 19181242 110700 119847822J Written or renewed during the year 1222156488 1168796494Insurance Department of Georgia lota1 j2 464 267 1 SR Deduct those expired and marked off asterminateL7 935454o95 In force at the end of the year si x xiq nm Deduct amount reinsured JZljZIIZZZZf raJgiraS Net amount in force 1073528367 Business in ForceMarine and Inland In force on the 31st day of December 1918 23 948 812 Written or renewed during the year 39A19I211 iOt3l rto CQ Apo Deduct those expired and marked off as terminated 321815924 In force at the end of the year 30 252 099 Deduct amount reinsured l920888 Net amount in force j 28 331 211 Business in the State of Georgia A Fire Gross risks written n ono oRi nn Less 3541016 risks cancelled and Y12ij52 relnsuV I1UZdt100 ance in companies authorized in Georgia 398843300 Net risks written 721392800 Gross premiums on risks written 146 149 60 Less 4590136 return premiums and 1624813pre DJw rrnums for reinsurance in companies authorized in Georgia 4674050 Net premiums received 99 409 10 Losses paid deducting salvage 75 559 06 Less losses on risks reinsured in companies author ized in Georgia 3080653 Net losses paid 4475253 Losses incurred j 73 068 92 Less losses on risks reinsured in companies author ized in Georgia 29 921 88 Net losses incurred j 43 147 04 189 2365269720 925716083 1439553637 404021641 1035531996 Premiums 63251288 127652480 190903768 105670770 85232998 5224643 80008355 Marine and Inland 145396300 67753500 77642800 4575252 1540899 3034353 2001115 2001115 1837315 1837315 NpRTH BRITISH AND MERCANTILE 76 William Street New York N Y Cecil F Shallcross U S Manager R p Barbour Secretary v i Attorney for service in GeorgiaW H Hill Atlanta Ga Knds of business done in GeorgiaFire Automobile Tornado Sprinkler Leak age Explosion War Capital Stock Amount of paidup capital statutory deposit 400000 00 Ledger assets Dec 31 1918 1138609183 Extended at 1138609183 Income Gross premiums v 1250602886 Deduct amount paid for insurance and return pre miums 512775473 Total premiums 7 373 274 13190 Annual Report Interest and rents 39I Profits on sale or increase by adjustment of assets i4U0w Other sources From agents balances previously checked off lgitts Total income 77i94b230 Carried forward 1916565418 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets Other items Total field expenses Inspection and surveys Taxes state federal and municipal Incidentals Agents balances charged off Deposit premiums Remittances to home office 316953790 18964461 161668468 45692373 3826542 11866311 42341138 16372852 14571296 39895617 157533 129241 217020 45679190 117022749 Total disbursements 1 718335832 24954031 93775463 100000 22842354 52964441 Balance 1198219581 Ledger Assets Bonds at book value Stocks at book value Cash in office Deposits at interest h Agents balances net i Other items Bills receivable taken for fire risks 5 Reinsurance recoverable on paid losses authorized 3424522 Reinsurance recoverable on paid losses unauthorized 135413 3582785 Total ledger assets 1198219581 NonLedger Assets Interest due and accrued 11539752 Total assets 1209759333 Deduct Assets Not Admitted Agents balances Bills receivable Other items Reinsurance received on losses unauthorized Book value of bonds and stocks over market value 2585932 22850 135413 98757394 98892807 Total not admitted assets Total admitted assets 1108257744 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding o Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Contingent commissions or other charges due or accrued Total amount of liabilities except capital 7 Capital actually paid in cash statutory deposit g000000 Surplus over all liabilities JusM8iHi Surplus protection to policyholders 349289795 Total liabilities 1108257744 74233699 30740647 2250000 42355100 4600000 58967949 Insurance Department of Georgia 191 Business in ForceFire Risks Premiums in force on the 31st day of December 19181729 499 695 14 449 w w Wrftten or renewed during the yearlMljmjm Ititifsffs oWtlhoVeTxprrea llfltfilltl In force at the end of the year Jl 756 459 879 t 15 079 nw na Deduct amount reinsuredIZlllflWojlQ lllsl Net amount in force1345988909 1165310316 Business in ForceMarine and Inland t Risks Premiums In force on the 31st day of December 1918 24 900 602 I 577 X7 Wntten or renewed during the yearZ jiflj Ugllssl Sedu1cttro7e7x7i7edandma7kdof7a7Te7mTna 3659 rIi In force at the end of the year or can ati r 7 Deduct amount reinsured Iin IffljSi ttfotil Net amount in force 243432l7 4773770 Business in the State of Georgia A Fire Marine and Gross risks written 4 Inland hr 63002900 1083365000 25360300 Net risks written ro 935775300 37642600 Gross premiums on risks written 24fi 7ns ni 7 Less return premiums and premiums for reinsurance 24670805 1220157 n compan es authorized in Georgia 8948323 2 422 28 Net premiums received77j78T JT9 Losses paid deducting salvage j lfiTTTTTn 77 IzldTToeorgia reinsured in companies auTfoT 16167020 461616 Net losses pad 9837427 461616 Losses incurred t Less losses on risks reinsure77n 7o77panesa7tho7 154708 61116 zed m Georgla 5944640 Net losses incurred 9482228 t NORTHERN ASSURANCE COMPANY LTD 55 John Street New York N Y A S Martin U S Attorney Attorney for service in GeorgiaEdgar Dunlap Atlanta Ga Kinds of business done in GeorgiaFire Tornado Sprinkler Leakage Auto mobile Etc Capital Stock Statutory deposit 4ftn nnft Ledger assets Dec 31 191871777777 747505878 Extended at 74750587S192 Annual Report Income Gross premiums on new business 922056688 Deduct amount paid for insurance and return pre miums dnainaiu Total premiums Interest and rents Other sources Remittances from home office to U S branch gross From agents balances previously charged off 532311778 28143194 23832359 6827 23859186 Total income 584314158 Carried forward 1331820036 Disbursements Net amount paid policyholders for losses 211148606 Legal and administrative expenses in adjustment of clarms 08939848 Commissions and allowances to agents 28722683 Salaries of officers and employes 3291580 Rents and interest vqs91 38 Advertising printing postage telegrams etc Other items Remittances to home office by U S branch Field supervisory expenses Furniture and fixtures Maps Inspections and surveys Federal taxes Taxes licenses and fees Legal expenses Agents balances charged off Sundry expenditurest Gross losses in sale or maturity of ledger assets 38946247 19467043 1123536 747240 8171675 12007228 15353240 19725 14723 539100 9395500 Total disbursements Balance 105985257 471540515 860279521 Ledger Assets tiQKftnn 13500000 Mortgage loans tirst lien 135000 g g43 986 76 Bonds at book value 44g 2i8 14 Stocks at book value 44214 Cash in office 91443509 Deposits at interest 126071308 Agents balances net Total ledger assets 860279521 NonLedger Assets Interest due and accrued Earned profit commission due from treaty reinsur ance admitted companies Amount recoverable on paid losses 1728836 5661087 7575548 7389923 Total assets 875244992 Deduct Assets Not Admitted 8098694 60482265 Agents balances Other items i Book value stocks and bonds over market value Total not admitted assets Total admitted assets Liabilities Net amount of unpaid losses and claims 7o46023 Reserves or unearned premiums on risks outstanding 4iu4bui 68580959 806664033Insurance Department of Georgia 193 Salaries and miscellaneous accounts due or accrued 1854302 Other items Estimated amount hereafter payable for taxes 28250000 Contingent commissions or other charges due or accrued 1903967 30153967 Total amount of liabilities except capital 5504 387 26 Statutory deposit 40000000 Surplus over all liabilities 216225307 Surplus protection to policyholders 256225307 Total liabilities 806664033 Business in ForceFire T Risks Premiums In force on the 31st day of December 19181044954909 10400 721 94 Written or renewed during the year 876607026 8 708 928 02 Excess of original premiums over amount received for reinsurance 1067395 ial rzc1921561935 1912332391 Deduct those expired and marked off as terminated 786321273 785334651 In force at the end of the year1135240662 1126997740 Deduct amount reinsured 326620822 294543102 Net amount in force 808619840 832454638 Business in ForceMarine and Inland Risks Premiums In force on the 31st day of December 1918 8669154 203 263 91 Wrtten or renewed during the year 19537778 51163888 S01 TIC 28206932 71490277 Deduct those expired and marked off as terminated 13889359 31471598 In force at the end of the year 14317573 400186 79 Deduct arriojmt reinsured 667148 664802 Net amount in force L 13650425 39353877 Business in the State of Georgia A Fire Marine and Inland Gross risks written 16 712 240 00 584 474 on Less 5009740 risks cancelled and 2052551 reinsur ance in companies authorized in Georgia 690208900 16020200 Net risks written 981016000 42427200 Gross premiums on risks written 187 001 31 17 472 47 Less 5056349 return premiums and 909288 pre miums for reinsurance in companies authorized in Georgia 5563527 402110 Net premiums received 13136604 1345137 Losses pad deducting salvage 4923084 7 891 47 Less losses on risks reinsured in companies author ized in Georgia 462001 Net losses paid 4461083 789147 Losses incurred 5597006 799647 Less losses on risks reinsured in companies author ized in Georgia 595253 Net losses incurred 5001753 799647 Business in Georgia During 1919 Gross Premiums Gross Losses Paid Tornado 92 42 Sprinkler leakage 2211194 Annual Report Auto Live stock 1345137 1356590 789147 789147 NORTHERN INSURANCE COMPANY OF NEW YORK 1 Liberty Street New York N Y William Mason President James Marshall Secretary Attorney for service in GeorgiaMilton Dargan Jr Atlanta Ga Kinds of business done in GeorgiaFire and Lightning Insurance Capital Stock Amount of paidup capital 50000000 Ledger assets Dec 31 1918 20b693406 Extended at 206693406 Income Gross renewal premiums 215132438 Deduct amount paid for insurance and return pre miums 76066819 Total premiums qk7ct Interest and rents Profits on sale or increase by adjustment of assets 1188308 Total income 149711024 Carried forward 356404430 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Inspections and surveys Federal taxes Taxes licenses and fees Total disbursements 123995387 Balance 232409043 Ledger Assets Mortgage loans first lien 67000 Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest Agents balances net 52425383 1204066 51750740 549148 538000 3500000 5606450 1968725 1789040 4663835 6700000 07365250 84697845 815518 13826226 1359654 17653550 Total ledger assets 232409043 NonLedger Assets Interest due and accrued Other items 1447560 553824 Total assets 234410427 Deduct Assets Not Admitted Agents balances 195001Insurance Department of Georgia 195 Other items Book value of bonds and stocks over market value 5996445 Total not admitted assets 6196445 Total admitted assets 228218982 Liabilities Net amount of unpaid losses and claims 10544819 Reserves or unearned premiums on risks outstanding 127689425 Taxes due or accrued 2500001 Total amount of liabilities except capital 140734144 Capital actually paid in cash 50000000 Surplus over all liabilities 37484738 Surplus protection to policyholders 87484738 Total liabilities 228218982 Business in ForceFire Risks In force on the 31st day of December 1918 271653877 Written or renewed during the year 205562225 Total Deduct those expired and marked off as terminated In force at the end of the yearIf 328891476 Deduct amount reinsured 86225733 Premiums 269407033 215132438 477216102 148324626 484539471 160969433 323570038 85091887 Net amount in force 242665743 J 238478151 Business in the State of Georgia A Fire Gross risks written 523228400 Less 1281948 risks cancelled and 1699707 reinsurance in com panies authorized in Georgia 298165500 Net risks written 225062900 Gross premiums on risks written 7678065 Less 1385879 return premiums and 2599838 premiums for re insurance in companies authorized in Georgia 3985717 Net premiums received 3692348 Losses paid deducting salvage 2887311 Less losses on risks reinsured in companies authorized in Georgia 1359334 Net losses paid Net losses incurred 1527977 Losses incurred 2891719 Less losses on risks reinsured in companies authorized in Georgia 1363684 1528035 Permits in Force Miscellaneous Companies In force December 31 1918 269407033 Written or renewed during the year 2151324 38 Sum 484539471 Deduct ceased to be in force during year 180969433 In force December 31st 1919 3035700 38 Deduct amount reinsured 65091887 Net premiums in force 238478L51196 Annual Report NORTH RIVER INSURANCE COMPANY 95 William Street New York N T i John A Forster President David G Wakeman Secretary Attorney for service in GeorgiaEdgar Dunlap Atlanta Ga MEMS 1UonMSkISauinI SW Civil Commotion Capital Stock Amount of paidup capital BlKM 40000000 Ledger assets Dec 31 Increase of paidup capital during year Surplus paid iij during year 10000000 Extended at 562690474 Income Gross premiums on new business 730805248 Deduct amount paid for insurance and return pre miums 290616642 Total premiums Interest and rentstji Profits on sale or increase by adjustment of assets 440188606 25134748 566537 465889891 Total income 1028580365 Carried forward Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Real estate expenses Other items Inspections and surveys Federal taxes Taxes licenses and fees Legal l Contributions 6449675 5708526 9415810 15300 67100 157123792 4606822 110807940 43119851 2322524 1807648 8020500 15564731 23495 21641264 Total disbursements 365038567 Balance 663541798 Ledger Assets Mortgage loans first lien 13694668 HHIoi Bonds at book value iSVo Mie Stocks at book value mSSSk Si Deposits at interest SioSiaKi Agents balances net taamaoi Total ledger assets 663541798 NonLedger Assets Interest due and accrued Market value of assets over book value Other items Reinsurance due on paid losses 1572725 79238979 2022530 Total assets 746376032 Deduct Assets Not Admitted Total admitted assets 746376032Insurance Department of Georgia 197 Liabilities Net amount of unpaid losses and claims 674 458 10 Reserves or unearned premiums on risks outstandingZ 3 15g36235 Dividends to policyholders declared but unpaid 4X25 Salaries and miscellaneous accounts due or accruedZ 5 ooooo Other items vwv Estimated amount for taxes 150 000 00 Total amount of liabilities except capital 3 98786l70 Capital actually paid in cash 1 oOO 000 00 Surplus over all liabilities J 247589862 Surplus protection to policyholders 3475 89862 Total liabilities 746376032 Business in ForceFire In force on the 31st day of December 1918 656496S771 MOSlO Written or renewed during the year 674870314 6 965 71l36 Excess of original premiums over amount received for reinsurance 3843632 Total jj 331 367 085 t iq Sft7 ft7Q fts Deduct those expired and marked off astermfnated 605744948 623415ll6 In force at the end of the year 725622137 7572937 92 Deduct amount reinsured 171598595 173200494 Net amount in force 554023542 584092298 Business in ForceMarine and Inland In force on the 31st day of December 1918 lefS ttgs Written or renewed during the year 33285048 34234112 Deduct those expired and marked off as Terminated 34832o45 35388797 In force at the end of the year 5816598 15521710 Net amount in force 5816598 15521710 Business in the State of Georgia A Fire Marine and Gross risks written 4 K1 1Q7 nn natcniM Less 1138124 risks cancelled andTlSoTrelniur 466119700 955100 ance in companies in Georgia 110448400 1984000 Net risks written 355671300 7567000 Gross premiums on risks written 59 003 08 t fi 9n Less 1236259 return premiums and 13222 premf ayw6m 256620 ums for reinsurance in companies authorized in Georgia 1889662 Net premiums received 4010646 256620 Losses paid deducting salvage 1464583 2 697 13 Less losses on risks reinsured in companies author ized in Georgia 21947 Net losses paid 1442536 269713 Losses incurred 2012983 2697 13 Less losses on risks reinsured in companies author ized in Georgia 9447 Net losses incurred 2003536 269713 Investments in Georgia Bonds 1000000 Total investments in Georgia 1000000198 Annual Report NORTHWESTERN NATIONAL INSURANCE COMPANY 168 Wisconsin Street Milwaukee Wis Alfred F James President I M Stuart Secrete Attorney for service in GeorgiaJ A Hall Atlanta Ga Kinds of business done in GeorgiaFire Tornado Marine Automobile Capital Stock Amount of paidup Wtg JgK Ledger assets Dec 31 191S Extended at J 934511222 Income Gross premiums on new business 739568214 Deduct amount paid for insurance and return pre miums 131043116 Total premiums Profits onsale or increase by adjustment of assets Other sources Conscience money TtTi Agents balances previously charged oft 5 08525098 39725079 280625 1200 7776 Total income Carried forward 5 14 48539778 83051000 Disbursements Net amount paid policyholders for losses1 Legaf and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Field supervisory expenses Furniture and fixtures including rent of and repairs to same Maps including corrections Taxes federal state and others Real estate repairs and expenses Agents balances charged off Inspections and surveys 178953525 7024551 150576252 21372509 1360000 9201332 19000000 806764 6805464 573695 693593 22539535 1152012 115605 3222305 Total disbursements Balance 423397142 105i9653858 Ledger Assets 22796096 67852800 30987361 6150000 4145082 27599055 00123464 Book value of real estate Mortgage loans first lien lb7S8 Bonds at book value Stocks at book value Cash in office Deposits at interest Agents balances net 1059653858 Total ledger assets NonLedger Assets qo ail 17 Interest due and accrued Mw Other items 7 sin 76 Reinsurance recoverable on losses 1069766051 Total assets Deduct Assets Not Admitted Agents balances 1309635Insurance Department of Georgia 199 Other items Overdue and accrued interest on bonds in default Book value of bonds and stocks over market value Total not admitted assets 2583333 80681041 84574009 Total admitted assets 985192042 Liabilities Net amount of unpaid losses and claims 88629714 Reserves or unearned premiums on risks outstanding 501770409 Dividends to policyholders declared but unpaid 5000000 Salaries and miscellaneous accounts due or accrued 567364 Taxes due or accrued 22500000 Other items Reserve for conflagration 60000000 Contingent commissions or other charges due or accrued 5633422 Total amount of liabilities except capital 684100909 Capital actually paid in cash 100000000 Surplus over all liabilities 20109113X Surplus protection to policyholders 301091133 Total liabilities 985192042 Business in ForceFire Risks In force on the 31st day of December 1918 973583056 Written or renewed during the year 539902942 Premiums 875991047 520311895 1396302942 434134949 In force at the end of the year1049431544 962167993 Total 1513486598 Deduct those expired and marked off as terminated 464055054 Deduct amount reinsured 129726897 Net amount in force 919704647 Business in ForceMarine and Inland 123653827 838514166 In force on the 31st day of December 1918 Written or renewed during the year Risks 27006548 156626202 Total 183532750 Deduct those expired and marked off as terminated 138155426 In force at the end of the year Deduct amount reinsured Premiums 72196186 219256319 291452505 166096590 125355915 14313883 Net amount in force 38617831 111042032 Business in the State of Georgia A Fire 749598600 45377324 6759493 Gross rsks written Less 1389538 risks cancelled and 39360 reinsur Marine and Inland 130622200 ance in companies authorized in Georgia 106938700 35951100 Net risks written 642659900 94671100 Gross premiums on risks written Less 16982 return premiums and 56823 premiums for reinsurance in companies authorized in Georgia 8875420 1070108 2718422 684915 Net premiums received5 Losses paid deducting salvage 4 Less losses on risks reinsured in companies author ized in Georgia 7805312 2033507 4823882 1653230 48097 Net losses paid 4823882 1605133 Losses incurred 5431889 1993812 200 Annual Report Less losses on risks reinsured in companies author ized in Georgia Net losses incurred 5431889 48097 1945715 NORWICH UNION FIRE INSURANCE SOCIETY LTD 59 John Street New York N Y J Montgomery Hare and William Hare U S Managers Attorney for service in GeorgiaAugustus Wilkerson Atlanta Ga Kinds of business done in GeorgiaFire Marine and Sprinkler Leakage Capital Stock Ledger assets Dec 31 1918 445451628 Extended at 445451628 Income Gross premiums on new business 705930022 Deduct amount paid for insurance and return pre g gg miums Total premiums Interest and rents rZTZZZZZZ Profits on sale or increase by adjustment of assets Other sources Remittances from home office rTZ From agents balances previously marked off 45593100 1358 380075388 15136901 21875 Total income Carried forward 45594458 440828622 886280250 Disbursements Net amount paid policyholders for losses 172alen L7galnd administrative expenses in adjustment of claims 59m10 Commissions and allowances to agents W84064 Salaries of officers and employes 438299 Rents and interest 71 cooVo Advertising printing postage telegrams etc 117383 Loss on sale and decrease by adjustment of assets 11383 Other items Remittances to home office Inspections and surveys Taxes licenses and fees Furniture fixtures and maps 60190453 8509335 20274961 2396301 91371050 Total disbursements Balance Ledger Assets Bonds at book value Stocks at book value Deposits at interest Deposits not at interest Agents balances net Other items Blls receivable Balances in hands of special agents 385350182 500930068 94140 130409 316973711 54201915 46074730 5395697 78059466 224549 500930068 Total ledger assets NonLedger Assets Interest due and accrued 3835219Insurance Department of Georgia 201 Other items Reinsurance due on paid losses 4261680 Total assets 509026967 Deduct Assets Not Admitted Agents balances 3786329 Bills receivable 94140 Other items Balances in hands of special agents 130409 Book value of stock and bonds over market value 31506776 Total not admitted assets 35517654 Total admitted assetsi 473509313 Liabilities Net amount of unpaid losses and claims 45611740 Reserves or unearned premiums on risks outstanding 273436797 Salaries and miscellaneous accounts due or accrued 520416 Taxes due or accrued 12306799 Other items Contingent commissions 2180000 Total amount of liabilities except capital 334055752 Surplus over all liabilities 139453561 I Surplus protection to policyholders 139453561 Total liabilities 473509313 Business in ForceFire Risks Premiums In force on the 31st day of December 1918 651452527 6154360 68 Written or renewed during the year 559014657 544354495 Excess of original premiums over amount received for reinsurance 105042 Total 1210467184 1159895605 Deduct those expired and marked off as terminated 483497504 473664111 In force at the end of the year 726969680 6862314 94 Deduct amount reinsured 253221178 215434550 Net amount in force 473748502 470796944 Business in ForceMarine and Inland Risks Premiums In force on the 31st day of December 1918 59523928 41949816 Written or renewed during the year 290684029 161575527 Total 350207957 203525343 Deduct those expired and marked off as terminated 311440558 152040643 In force at the end of the year 38767399 51484700 Deduct amount reinsured 6390694 9560556 Net amount in force 32376705 41924144 Business in the State of Georgia A Fire Marine and Inland Gross risks written 1005854300 279460800 Less 2632324 risks cancelled and 1346405 reinsur ance in companies authorized in Georgia 344872900 53000000 Net risks written 660981400 226460800 Gross premiums on risks written 7475472 3281045 Less 2046327 return premiums and 379076 pre miums for reinsurance in companies authorized in Georgia 1477589 947814 Net premtims received 5997883 2333231 202 Annual Report Losses paid deducting salvage 429671a 341879 Less losses on risks reinsured in companies author iized in Georgia duiiib Net losses paid 3995119 341879 Losses incurredrt 713155 M189 Less losses on risks reinsured in companies authoi ized in Georgia An S 71 419 33 341879 Net losses incurred ijioo Premiums in Force Miscellaneous Companies L m mo 657385884 In force December 31 1918 7 060 350 64 Written or renewed during year 13634j20948 Sum 6257047 54 Deduct ceased to be in force during year 7377 16194 In force December 31st 1919 2249951 06 Deduct amount reinsured 5l27210 88 Net premiums in force ORIENT INSURANCE COMPANY 2022 Trinity Street Hartford Conn A G Mcllwalne Jr President Henry W Gray Jr Secretary Attorney for service in GeorgiaRobert A Hancock Atlanta Ga Kinds of business done in GeorgiaFire Marine Tornado Explosion Lighting War Coverage Capital Stock Amount of paidup capital lMO00000 Ledger assets Dec 31 1918 501489741 Extended at Income Gross premiums on new businessi 457344235 Deduct amount paid for insurance and return pre miums l95540bUJ 501489744 Total premiums Interest and rents Other sources Bills receivable 261803626 19183169 46186 Total income Carried forward Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Legal expenses Other items Federal taxes Taxes licenses and fees Real estate expenses Paid stockholders for dividends Gross loss on sale of bonds 281032981 382522725 92439879 3560991 49556873 19799968 1603432 16767594 21368 7450232 11860352 987122 10000000 186000 30483706 Total disbursements i 214277851 I Glance 568244874Insurance Department of Georgia 203 Ledger Assets Book value of real estate Bonds at book value 20333554 Stocks at book value 394948479 Cash in office 8826260 Deposits at interest 216383 Agents balances net 87863084 Other items 55849540 Bills receivable 203574 Total ledger assets NonLedger Assets Interest due and accrued Other items Reinsurance due from other companies on paid losses Total assets Deduct Assets Not Admitted 568244874 3005820 531898 575782592 Agents balances Bills receivable Other items BookdvllndU5d mterest bonds in default Book value of bonds over market value Total not admitted assets Total admitted assets 2347538 203574 2145833 50359339 55056284 1 520726308 Liabilities Net amount of unpaid losses and claims 999 11n Reserves or unearned premiums on risks nntqtlTnHW 22211099 Caftafrr 27tK Surlpus over all liabilities rZIIIZ l475958oi Surplus protection to policyholders Total liabilities Business in ForceFire 247595801 520726308 Risks wJtri n the 31si of December 1918X 572 2 Written or renewed during the year 434796896 Premiums t 511192647 372507784 Total LnelSSeaaeteMuSde 6ar ttliilf MJ 180448317 145591842 Net amount in force 17 j 447397248 400013065 Business in ForceMarine and Inland Risks In force on the 31st day of December 1918 31 oki 47 Written or renewed during the year 33i63948 Premiums 43272650 34836451 128109101 61553314 In force at the end of the year 5 707 oM t Deduct amount reinsured ZZZT ffjgjg ittfslll Net amount in force M669m M Deduot5visika7tj5j liof204 Annual Report Business in the State of Georgia A Fire Marine and Inland Gross risks written 936337900 f 44126400 Less 1457784 fire 35950 marine risks cancelled and 2280683 fire T197 marine reinsurance in companies authorized in Georgia 373846700 41004700 Net risks written 562491200 40021700 i Gross premiums on risks written 7892934 441299 Less 955569 fire 60668 marine return premiums and 980054 fire 7853 marine premiums for re insurance in companies authorized in Georgia 1935623 68521 Net premiums received 5957311 372778 Losses paid deducting salvage 3832514 187012 Less losses on risks reinsured in companies author ized in Georgia 701654 Net losses paid 3130860 187012 Losses incurred 3701385 47412 Less losses on risks reinsured in companies author ized in Georgia 700297 Net losses incurred 3001088 47412 Investments in Georgia Bonds 20 00000 Total investments in Georgia 200000 PACIFIC FIRE INSURANCE COMPANY OF NEW YORK 59 John Street New York N Y C V Meserole President H G Stephens Secretary Attorney for service in GeorgiaJ F Lewis Valdosta Ga Kinds of business done in GeorgiaFire Tornado Capital Stock Amount of paidup capital 400000 00 Ledger assets Dec 31 1918 2164845o6 Extended at 216484506 Income Gross premiums on new business and renewal 3805 474 72 Deduct amount paid for insurance and return pre miums 195865762 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources On account old Greenwich mortgage Total income Carried forward 184681710 8390203 1194703 2562 Disbursements Net amount paid policyholders fr losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest 194269248 410753754 92931688 2965542 29533506 11567206 703360Insurance Department of Georgia 205 Paid policyholders for dividends Q86 80 Loss on sale and decrease by adjustment of assets 133 447 11 Other items ZZ 11142781 Total disbursements gg j74 74 Ledger Assets Mortgage loans first lien ro cM nn Bonds at book value I 1 S Stocks at book value fU iqnsn Cash in office Z VIZZZ 1249378 Deposits at interest dwsmi Deposits not at interestZZZZ Z 8 647 59 Agents balances net wVhbm Other items S5d17529 Agents balances prior to October 1 1919 9629 08 Total ledger assets 242556280 NonLedger Assets Interest due and accrued to ceo m Other items 9869 l Reinsurance on pad losses 28 845 96 Total assets 246427847 Deduct Assets Not Admitted Agents balances 9 629 08 Other items Book value bonds and stocks over market value 15423 95 Total not admitted assets Z 25 053 03 Total admitted assets 2 439 225 44 Liabilities Net amount of unpaid losses and claims 266 521 56 Reserves or unearned premiums on risks outstanding 1 159204 30 Taxes due or accrued 30000 00 Total amount of liabilities except capital 1 455725 86 Capital actually paid in cash 40000000 Surplus over all liabilities 58349958 Surplus protection to policyholders 98349958 Total liabilities 243922544 Business in ForceFire Risks Premiums In force on the 31st day of December 1918 230658704 2775 551 93 Written or renewed during the year 300039149 380547472 Total 530697853 658102665 Deduct those expired and marked off as terminated 286134027 339565545 In force at the end of the year 244563826 3185371 20 Deduct amount reinsured 91948013 1087 142 38 1 Net amount in force 152615813 209822882 Business in the State of Georgia A Fire Gross rsks written 1368826300 Less 3564787 risks cancelled and 3790599 reinsurance in com panies authorized in Georgia 735538600 Net risks written 633287700 Gross premiums on risks written 19561508 Less 3756549 return premiums and 4897932 premiums for re insurance in companies authorized in Georgia 86545SI206 Annual Report Net premiums received 10906927 Losses paid deducting salvage lijlfiH Less losses on risks reinsured in companies authorized In Georgia J38bt31 Net losses paid 4885909 Losses incurred 6131507 Less losses on risks reinsured in companies authorized in Georgia 1981445 Net losses incurred 4150062 PALATINE INSURANCE COMPANY LTD 55 John Street New York N Y A H Wray U S Manager Attorney for service in GeorgiaJohn A Whitner Atlanta Ga Capital Stock Ledger assets Dec 31 1918 422982144 Extended at 422982144 Income Gross premiums on new business 562640093 Deduct amount paid for insurance and return pre miums 266741251 Total premiums 295898842 Interest and rents 15560054 Profits on sale or increase by adjustment of assets 334920 Other sources Remittances from home office 9256034 Total income 321049850 Carried forward 744031994 Disbursements Net amount paid policyholders for losses 108908121 Legal and admnistrative expenses in adjustment of claims 4190627 Commissions and allowances to agents 65909155 Salaries of officers and employes 21225011 Rents and interest 831464 Advertising printing postage telegrams etc 26192357 Loss on sale and decrease by adjustment of assets 8838130 Other items Remittances to home office 18253089 Agents balances charged off 39532 Total disbursements 254387486 Balance 48964458 Ledger Assets Eords at book value 311752737 Stocks at bonk value Deposits at interest Deposits not at interest Agents balances net Other items Dills Hivable Rensurance recoverable on paid losses Total ledger assets 489664408 9150714 96342942 1880308 64047339 S531I1 6445117Insurance Department of Georgia 207 NonLedger Assets Interest due and accrued Total assets 3504700 493149208 Deduct Assets Not Admitted Agents balances j Bills receivable Other items Book value of bonds and stocks over market value Total not admitted assets Total admitted assets 2033040 25351 23819451 Liabilities Net amount ot unpaid losses and claims Reserves or unearned premiums on risks outstanding 7777 7 Salaries and miscellaneous accounts due or accrued Taxes due or accrued Surplus over all liabilities 77771621925736 Surplus protection to policyholders Total liabilities Business in Force 25877842 467271366 31405700 260449130 1651000 11573000 162192536 467271366 Fire Risks In force on the 31st day of December 1918 598 342 179 Written or renewed during the year 57564l814 Excess of original premiums over amount received for reinsurance Premiums 590738671 519854491 611929 rwStvrvv1173983993 11111205091 Ueduct those expired and marked ott as terminated 463989862 449197010 In force at the end of the year 709994131 6620 080 81 Deduct amount reinsured 239969321 L98932946 Net amount in force 470024810 463075135 Business in ForceMarine and Inland In force on the 31st day of December Written or renewed during the year 1918 Risks 6037101 13910367 Total 19947468 Deduct those expired and marked off as terminated 9124890 In force at the end of the year 10822578 Deduct amount reinsured Premiums 17180012 42785602 59965614 29013777 30951837 10097318 29757985 RECAPITULATION OF FIRE RISKS AND PREMIUMS Year Amount Written Term Covered 1919 One year or less 171779483 1918 Two years 7456155 1919 Two years 4302378 1917 Three years 49406702 1918 Three years 66573389 1919 Three years 92522701 1916 Four years 1288746 1917 Four years 1329304 1918 Four years 2221528 1919 Four years 516062 1915 Five years 11921147 1916 Five years 13327337 1917 Five years 14913597 Gross Premiums Charged Less Fraction Reinsurance Unearned 163158568 5166640 3967097 49833854 63265861 81820516 1587420 1662416 2128341 433465 14787625 15939851 17401801 12 14 34 16 12 56 18 38 58 78 110 310 12 Premium Unearned 81579284 1291660 2975322 8305642 31632931 68183765 198428 623406 1330215 379281 1478762 4781955 8700900208 Annual Report 1918 Five years 13042010 1919 Five years 17267206 Over five years 697216 Advance premiums 1459849 Totals 470024810 Grand totals470024810 17953663 710 22058476 910 699879 pro rata 1209662 100 463075135 463075135 12567564 19852628 478732 1209662 245570137 245570137 PALMETTO FIRE INSURANCE COMPANY 125 South Harvin Street Sumter S C I C Strauss President P Moses Secretary Attorney for service in GeorgiaD I Mclntyre Atlanta Ga Kinds of business done in GeorgiaInsurance Capital Stock Amount of paidup capital Ledger assets Dec 31 1918 Increase of paidup capital during year 20000000 53195658 20000000 Extended at Income Gross premiums on new lousiness 114207373 Deduct amount paid for reinsurance and return pre miums 56209609 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Agents subscriptions to liberty bonds Surplus paid in by stockholders 73195658 57994164 2133206 12500 4800 6250000 Total income 66394670 Carried forward 139590328 Disbursements Nefl amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year Salaries of offcers and employes Rents and interest Advertising printing postage telegrams etc Paid stockholders for dividends Loss on sale and decrease by adjustment of assets Other items Taxes and licenses including federal 803080 Taxes on real estate 251 specal agent auto account 850 Conflagration reinsurance 1960 life ins premiums 160043 Employes bond premium 90 lit bonds for agents 150 General expense 192572 maps etc 171708 Furniture and fixtures 361437 legal expense 18624 Total disbursements Balance Ledger Assets Book value of real estate Mortgage loans Bonds at book value Cash in office Deposts at interest Agents balances net 15806455 170069 13056261 3424030 195614 765004 8500000 64000 1608146 110100 356043 24000 364280 380061 44824063 94766265 1884191 37431765 6615765 8536 87 32546367 15023108Insurance Department of Georgia 209 Other items Travel expenses advance special agent j Net York6 einsurance companfes admit7eXr 75 403883 4 113 83 Total ledger assets 94766265 NonLedger Assets interest due and accrued Market value of assets overookvaTui7eireitatr Iliin Tfttal assets 96311986 Deduct Assets Not Admitted Agents balances Other items 1309087 LOteSdeSinCNeT YorrinSUranCe comPanies t admit 198979 Tfctal not admitted assets 1518830 Tofal admitted assets 94793156 Liabilities Net ftrrount of unpjici losses aad claims Other items 200000 Contingent commissions etc Total amount of liabilities except capital 300000 Capital actually paid in cash P rfiS72ZrS 891474 Surplus over all liabilities SS0M 13901682 Surplus protection to policyholders 53901682 Total liabilities 94793156 Business in ForceFire In force on the 31st day of December 1918 j sncn Premiums Written or renewed during the year 2HHS 53870997 89795471 114203773 Total Deduct those siMisssnsisrisssss UiK1 Tilil In force at the end of the year I Deduct amount reinsured S5S6255 90878935 21969098 30989893 et amount in force 43677157 59889042 Business in the State of Georgia Gross rrsks written A Fire Less 1058770 risks cancelled andi9397TV 488952000 pames authorized in Georgia reinsurance m com 199851800 iNet risks written 289100200 Orross premiums on risks written Less 1288852 return premiums andHSTaYsEVT 6546182 insurance in companies authorized in Georgia PS fr re SlaP 2602077 Net premiums received T M 3944105 Losses paid deducting salvage Less losses on risks reinsured in eSSSSSTSSSSSAtooBSgi9 SSIl Net losses paid T 1268390 Losses incurred Less losses on risks re 1483100 Net losses incurred 1400270 210 Annual Report PENNSYLVANIA FIRE INSURANCE COMPANY 508510 Walnut Street Philadelphia Pa t Gordon Crowell Secretary C F Shallcross President Attorney for service in GeorgiaE K McDowell Atlanta Ga Kinds of business done in oaFireAutohile Tornado Sprier Leak Capital Stock 75000000 Amount of paidup capital 929075685 Ledger assets Dec 31 m Extended at 929075685 Income 734542348 UeTuctPamounTaTdTo77eTnsu7an7e and return pre g 9ao Total premiums mrTal Deport premiums written on perpetual risks gross Perpetual transfer fees rrtt Prom agents balances previously charged off 4 77736428 37561989 313310 2617457 38600 153387 Total income Carried forward 518421111 1447496856 Disbursements atlrinijS Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Lossf orsale and decrease by adjustment of assets Other items Field supervisory expenses Taxes licenses and fees VIiVJ Deposit premiums returned on perpetual risks Various other expenses Agents balances charged off Total disbursements Balance 208880504 10785680 103037310 34853595 3059602 7087555 22701050 10299367 23630382 5745964 13513649 1034653 444629311 1002867545 Ledger Assets Book value of real estate Mortgage loans first lien 28000 Bonds at book value Stocks at book value Cash in office Deposits at interest Agents balances net Loanscured by pledge of bonds stocks or other collateral Reinsurance recoverable on paid losses 16273886 2800000 89553221 40630394 40000 33139044 18673585 286308 1471107 Total ledger assets 1002867545 NonLedger Assets Interest due and accrued Total assets 10739640 1013607185Insurance Department of Georgia 211 Deduct Assets Not Admitted Agents balances Other items Book value of real estate over market value ht value of bonds and stocks over market value other ledger assets over market value collateral lotL Total not admitted assets Total admitted assets 719210 84797287 85516497 t 928090688 Liabilities get amount of unpaid losses and claims Reserves or unearned premiums on risks outitandTn 55675452 Salaries and miscellaneous accounts due or accrued8 549574077 SfhXe6rS fteSr eStimated VrkiltatenTeni Other charges due or accrued ranttiTntiof liabiIitles exceptcapTtar Capital actually paid in cash 1 Surplus over KHBttoLZZZZZZrrIZ M Surplus protection to policyholders7 Total liabilities Business in ForceFire 23 oc 630538029 297552659 928090688 In force on the 31st day of December 1Q18 i nrrnS Premiums Written on renewed during theear ZZZZZZgJg IttHtlfi Total Deduct thaansasrtarzrs bIIW DeIurcteaaInotSntenreiJLtrheedyear Hhi 182481831 178316511 Net amount in force lorce 9O4g0MS7 830955441 Business in ForceMarine and Inland In force on the 31st day of December 1918 s sRHsa Written or renewed during the year ZZZZZZT llillfia Total 27986596 16013032 Deduct those expired and maricedofFaTteTrnTnated In force at the end of the year Deduct amount reinsured Hf Net amount in force 66260 Premiums 18270141 38317777 56587918 29248832 27339086 101126 Business in the State of Georgia A Fire Gross risks written thrlM 6d 506382800 02334 11781928 4044139 7737789 9868508 3551072 6317436 11907304 27237960 Marine and Inland f 1400 00 Gross premiums on risks written t Less return premiums and premiumsfor reinsur ance m companies authorized in Georgia Net premiums received Losses paid deducting salvage t Net losses paid 1750000 t 1610000 J 1715 11550 9835 212 Annual Report Losses incurredv Less losses on risks reinsured in companies author ized in Georgia Net losses incurred 9010934 3134372 5876562 PENNSYLVANIA LUMBERMENS MUTUAL FIRE INSURANCE COMPANY 806 Lafayette Building Philadelphia Pa Edward F Henson President Harry Humphreys Secretary Attorney tor service in GeorgiaJ L Riley Atlanta Ga Kinds of business done in GeorgiaFire and Lightning Capital Stock Ledger assets Dec 31 1918 114384706 Extended at i 114384706 Income Gross premiums on new business Deduct amount paid for insurance and return pre 80978616 5535000 Total premiums Interest and rents TrrI Profits on sale or increase by adjustment of assets Other sources Transfer of agency and brokerage protits 1 per cent commission on mortgages purchased Fee for exchange of bond 2500000 82100 2500 Total income Carried forward Disbursements Net amount paid policyholders for losses Legend administrative expenses in adjustment of claims Inspection charges Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Borrowed money repaid Taxes licenses and fees Inspections and surveys Furniture fixtures traveling other than inspec tion mscellaneous 8500000 1722146 1724900 604391 Total disbursements Balance Ledger Assets Mortgage loans first lien 198100 Bonds at book value Stocks at book value Cash in office Deposits at interest Agents balances net Total ledger assets NonLedger Assets Interest due and accrued Market value of assets over book value 754396 16 5220942 544650 2584600 83789808 198174514 20539663 182414 4882293 4602742 400071 1138878 26852094 3161425 12551437 74311017 123863497 1981000 91917500 197500 157718 7684022 4096757 123863497 1553842 4689700Insurance Department of Georgia 213 Other items Due from Justin Peters agencv y r 4086312 Total assets 134193351 Deduct Assets Not Admitted Overdue and accrued interest on bonds in default i rv o Due from Justin Peters agency 4086312 Total not admitted assets 4152145 Total admitted assets 130041206 Liabilities Net amount of unpaid losses and claims S68 r unearned premiums on risks outstanding JHfl Salaries and miscellaneous accounts due or accrued 3641IH7 Taxes due or accrued accrued 55504 Other items 965523 Inspection charges due or accrued Tola amount of liabilities except capital 44H Surplus over all liabilitiesIZnM76SlB6 40286050 Surplus protection to polieyholders 89755156 Total liabilities 130041206 Business in ForceFire In force on the 31st day of December 1918 31442199 S Tko Written or renewed during the yearJ 374o088 809786 16 DduVthoTeepTrVd JjgJ Uflil In force at the end of the year 35 961 779 7 Deduct amount reinsured Jinnn 72891832 33000 24998 Net amount in force 35928779 72856 Business in the State of Georgia Gross risks written t Arcm Less 50000 risks cancelled in companiesaGtholtaed taSS sojooioo Net risks written Gross premiums on risks writtenI I 1 b22 Less 567657 return and expired return premiumTfoTre7niurance 11JS578 in companies authorized in Georgia 5 676 57 Net premiums received 560921 Losses paid deducting salvage 15000 Net losses paid 125000 Losses incurred x 250 00 Net losses incurred 125000 Investments in Georgia Bonds 1000000 Total investments in Georgia 10 000 fl0214 Annual Report PENNSYLVANIA MILLERS MUTUAL FIRE INSURANCE COMPANY Second National Bank Building Wilkes Barre Pa Asher Miner President John Hoffa Secretary Attorney for service in GeorgiaJ L Riley Atlanta Ga Kinds of business clone in GeorgaFire Insurance Capital Stock Ledger assets Dec 31 1918 86813288 Extended at 8681321 Income Gross deposit premiums Return premiums Total net premiums written Assessments collected Written and assessments collected Total premiums Interest and rents 41272542 31738202 9534340 36931730 46466070 46466070 3784155 Total income 50250225 Carried forward 137063513 Disbursements Net amount paid policyholders for losses 19852263 Legal and administrative expenses in adjustment of claims 159759 Commissions and allowances to agents 2398769 Salaries of officers and employes 2847702 Rents and interest 162712 Advertising printing postage telegrams etc 545381 Doss on sale and decrease by adjustment of assets 18600 Other items Salary expenses field men executives and inspec tion and survey 1225160 Taxes 1225160 Furniture and fixtures 101655 Annual special meeting expense auditing cur dues 192402 Sundries 88432 4031976 Total disbursements 30017162 Balance 107046351 Ledger Assets Mortgage loans 200000 Bonds at book value 87385648 Deposits at interest 3000000 Deposits not at interest 12505496 Agents balances net 3950785 Other items Balance advanced inspectors for expense 4422 Total ledger assets 107046351 NonLedger Assets Interest due and accrued Market value of assets over book value Accrued on 20000 savings account Wyoming Nat Bank Wilkes Barre Pa 30000 Accrued on 10000 savings account Citizens Nat Bank Indiana Pa 15000 3000 1043716 Assessments due 45000 431153 Total assets 108569220Insurance Department of Georgia 215 Deduct Assets Not admitted Balance in handsof inspectors advanced for expenses 442z Total not admitted assets 4422 Total admitted assets 108564798 Liabilities Net amount of unpaid losses and claims 37 983 59 Reserves or unearned premiums on risks outstanding 254240 00 Salaries and miscellaneous accounts due or accrued 1000 00 Taxes due or accrued 8000NU Other items Contingent commissions or other charges due or ac crued 1 400000 Market value not including interest of bonds and stock under book value 396148 7 961 48 Total amount of labilities except capital 309l85 07 Surplus over all liabilities 77646291 Surplus protection to policyholders 77646291 Total liabilities g 108564798 Business in ForceFire T n Risks Premiums In forec on the 31st day of December 1918 29129 342 411 752 95 Written or renewed during the year 33089955 41272s42 S01 SIZtz 62219297 82447837 Deduct those exp red and marked off as terminated 24920788 31738202 In force at the end of the year 37298509 50709635 Net amount in force 37298509 50709635 Business in the State of Georgia A Fire Gross risks written 425 92700 Less 105416 risks cancelled in companies authorized in Georgia 105416oo Net risks written 32051100 Gross premiums on risks written 5121 52 Less 94944 return premiums in companies authorized in Georgia 94944 Net premiums received 417208 Losses paid deducting salvage 915045 Net losses paid 915045 Losses incurred 915045 Net losses incurred If 915045 Investments in Georgia Bonds 1000000 Total investments in Georgia 1000000 PHENIX FIRE INSURANCE COMPANY OF PARIS FRANCE 17 Custom House Street Providence R I Starkweather Shepley Inc U S Managers Attorney for service in GeorgiaGordon Williams Atlanta Ga Kinds of business done in GeorgiaFire and Lightning Insurance Capital Stock Statutory deposit 20000000 Ledger assets Dec 31 1918 102148129 Extended at 102148129216 Annual Report Income Gross renewal premiums 2209682 13 Deduct amount paid for insurance and return pre miums 125626413 95341800 3562684 Total premiums Interest and rents Total income 98904484 Carried forward 201052613 Disbursements Net amount paid polieyholders for losseszr Legal and administrative expenses in adjustment ot claims Commissions and allowances to agents Salaries of officers and employes Advertising printing postage telegrams etc Other items Inspection and surveys Federal taxes Other taxes fees and licenses Auditing companys accounts Total disbursements Balance Ledger Assets 31774409 615656 27802945 42359 38497 940463 1211777 2191001 27131 64644238 136408375 Bonds at book value Deposits at interest Agents balances net Other items Cash deposited with Philadelphia Underwriter Association 96220214 12890319 27267842 30000 Total ledger assets 136408375 NonLedger Assets Interest due and accrued 1130826 Other items Reinsurance du from other companies LUbdgiS Total assets 137645584 Deduct Assets Not Admitted Book value of bonds and stocks over market value 5379879 Total not admitted assets 5379879 Total admitted assets 132265705 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Taxes due or accrued t Other items Contingent commissions Total amount of liabilities except capital Deposit 20000000 Surplus over all liabilities 27230431 11273448 62797736 2500000 8464090 85035274 47230431 Surplus protection to polieyholders Total liabilities 132265705 Business in the State of Georgia A Fire Gross risks written1 903821900 Less 2478540 risks cancelled and 2037278 reinsurance in com panies authorized in Georgia 451581800 Net risks written 452240100 Gross premiums on risks wrtten 1 12900494Insurance Department of Georgia 217 Less 2184452 return premiums and 3367221 premiums for re insurance in companies authorized in Georgia 5551673 Net premiums received 7348821 Losses paid deducting salvage 5368312 Less losses on risks reinsured in companies authorized in Georgia 1834958 Net losses paid 3533354 Losses incurred 5711715 Less losses on risks reinsured in companies authorized in Georgia 1930003 Net losses incurred A 3781712 Investments in Georgia Bonds 1000000 Total investments in Georgia 1000000 PHOENIX ASSURANCE COMPANY 100 William Street New York N T Percival Beresford U S Manager Attorney or service in GeorgiaEdgar Dunlap Atlanta Ga Kinds of business done in GeorgiaFire Marine Tornado Sprinkler Leakage Explosion Riot War Risk Automobile Capital Stock Ledger assets Dec 31 1918 534054656 Extended at 534054656 Income Gross premiums on new business 899160703 Deduct amount paid for insurance and return pre miums 506975809 Total premiums 392184894 Interest and rents 179 9Q j Profits on sale or increase by adjustment of assets II IT 23 251 50 Other sources Remittances from home office to U S branch 21273 44 From agents balances previously charged off 31480 2158824 Total income 414660039 Carried forward 943714695 Disbursements Net amount paid policyholders for losses 1 641 554 93 Legal and administrative expenses in adjustment of claims 54864 51 Commissions and allowances to agents 62665540 Salaries of officers and employes 324133 15 Rents and interest I 23 896 32 Advertising printing postage telegrams etc Jl 1168374 Loss on sale and decrease by adjustment of assets 98 032 0 Other items Field supervisory expenses 17285603 Inspections and surveys 85072 38 Taxes 2511449 48 Maps 787035 Agents balances charged off 2105 73 Remittances to home office by U 8 branch gross 31691o46 83626443 Total disbursements 3 722 238 88 Balance 57649087218 Annual Report Ledger Assets Bonds at book value 392Snn Stocks at book value Srnnn Cash in office 25000 Deposits at interest i Deposits not at interest JJJJ Agents balances net 13592151b Other items Bills receivable taken for marine and inland risks 193700 Cash deposit with trustees 47569 Philadelphia Fire TTnd Assn Deposit 3000 Reinsurance due on marine loss paid authorized 1219650 Reinsurance due on marine loss paid unauthorized 2054008 3544927 Total ledger assets 576490807 NonLedger Assets Interest due and accrued 5464813 Other items Reinsurance due on morine losses paid unauthor Total assets i 584065012 Deduct Assets Not Admitted Agents balances 2555980 Bills receivable 11700 Other items Reinsurance due on marine losses paid unauthor ized companies 2054008 Total not admitted assets 4621688 Total admitted assets 579443324 Liabilities Xet amount of unpaid losses and claims 30964796 Reserves or unearned premiums on risks outstanding 306197531 Salaries and miscellaneous accounts due or accrued 2100000 Taxes due or accrued 11500000 Total amount of liabilities except capital 350762327 Surplus over all liabilities 228680997 Surplus projection to policyholders 228680997 Total liabilities 579443324 Business in ForceFire Risks Premiums In force on the 31st day of December 19181053153946 883417705 Written or renewed during the year 1031573935 833357375 Excess of original premiums over amount received for reinsurance 2171642 Total 2084727881 1718946722 Deduct those expired and marked off as terminated 901539173 761308223 In force at the end of the year1183188708 957638499 Deduct amount reinsured 527420271 405240694 Net amount in force 655768437 552397805 Business in ForceMarine and Inland In force on the 31st day December 1918 22328326 37398567 Written or renewed during the year 79461254 65803328 Total 101789580 103201895 Deduct those expired and marked off as terminated 74313996 62617348 In force at the end of the year 27475584 40584547 Deduct amount reinsured 6056888 4148787 Net amount in force 21418696 36435760Insurance Department of Georgia 219 Business in the State of Georgia A Fire less 4310175 risks cancelled and 2814185 rein surance in Companies authorized in Georgia 680117000 Net risks written T 889860800 essSS FwUT riSkS Wrien 12836920 iess id7155 return premiums and 11 172 43 premiums for reinsurance in Companies author ized in Georgia 4264497 Net premiums received 8572423 381254 Losses paid deducting salvage rk vkv kq Less losses on risks reinsured in Companies au thorized in Georgia 854096 Net losses paid MV71L73 423517 Losses incurred 6886269 Less losses on risks reinsured in Companies au thorized m Georgia 20 388 96 Net losses incurred 4847373 423517 Marine and Inland 105144700 32318800 72825900 631155 249901 523869 100352 523869 100352 PHOENIX INSURANCE CO 30 Trinity St Hartford Conn Edward Milligan President John B Knox Thomas C Temple Geo C Long Jr Secretaries Attorney for service in GeorgiaC A Rauschenberg Jr Atlanta Ga Kinds of business done in Georgia All kinds permitted in charter Capital Stock Amount of paidup capital 3 000 000 00 Ledger assets Dec 31 1918 1804901833 Exetended at Income Gross premiums on new business 16 435 457 03 Deduct amount paid for insurance and return premiums 683421409 Total premiums Interest and rents Other sources Conscience money Agents balances previously charged off Profit on sale of bonds Increase by adjustment of stocks I 1804901833 960125294 102158984 8800 78904 208647 156150 Total income xo62736879 Carried forward 2867638712 Disbursements Net amount paid policyholders for losses 3 636 695 49 Legal and administrative expenses in adjustment of claims 94610 41 Commissions and allowances to agents 2 012 50124 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc ZT Paid Policyholders for dividends Loss on sale and decrease by adjustment of assets Agents balances charged off 86259471 5032861 37779303 72000000 49098435 42929 220 Annual Report Other items Federal Taxes25180128 License Taxes and Fees 34771216 Stockholders Tax 864170068593044 Taxes and Repairs to Real Estate 3926948 Trust FundEmployes Liberty Loan Bond ac 125400 72645392 Total disbursements 897625205 Balance 1970013507 Ledger Assets Book value of real estate 61635668 Mortgage loans first lien 10600000 Bonds at book value 1050010588 Stocks at book value 473763114 Cash in office 74435 Deposits at interest 172817437 Deposits not at interest 8097638 Agents balances net 183014627 Other items Loans on Collateral 10000000 Total ledger assets as per balance No 23 1970013507 NonLedger Assets Interest due and accrued1 i59215S Market value of assets over book value ivu6i Other items Reinsurance due on paid losses 6304700 Total assets 2182042187 Deduct Assets Not Admitted Agents balances Other items Accrued interest in default 5276613 2912500 Total not admitted assets 8189113 Liabilities Net amount of unpaid losses and claims Vnnolj Reserves or unearned premiums on risks outstanding 821300694 Salaries and miscellaneous accounts due or accrued J JmSJ Taxes due or accrued 50000000 Other items loTrocn Employes Trust FundLiberty Loan Bond account iilH Total amount of liabilities except capital 99980b0l4 Capital actualy paid in cash 3OOOOOeOO Surpus over all liabilities 8 i4047060 Surplus protection to policyholders 1174047060 Total liabilities 2173853074 Busness in ForceFire Risks Premiums In force on the 31st day of December 1918Hig ftKaM Written or renewed during the year1418768bbZ ujds4iim Total 3260074071 3090383278 Deduct those expfredand marked off as terminated 1315570266 1248631767 In force at the end of the yearMftM5 UttSIm Deduct amount reinsured 4235006o7 3b7794931 Net amount in force 1521003148 1473956580Insurance Department of Georgia 221 Business in ForceMarine and Inland T Risks Premiums In force on the 31st day December 1918 50 560 602 I 1 107 1is 7fi Written or renewed during the year 426147266 JK Total iiMApfrisssisrt5SESte5 lio 309312872 In force at the end of the year 62400 774 i 170 978 2 Deduct amount reinsured 24338616 saulllf Net amount in force 38067158 80803710 Business in the State of Georgia Fire Marine and Gross risks written 29 892 1Qfinn 9 tSlfcn m Less 7930739 risks cancelled and WHiv 89219600 258476000 insurance in Companies authorized in Georgia 1450575400 116580900 Xet risks written 1538644200 141895100 Gross premiums on risks written 263 984 14 20 217 85 Less 5558074 return premiums and 6714190 premiums for reinsurance in Companies au thorized in Georgia 11470871 801393 Xet premiums received 14927543 1220392 Losses paid deducting salvage 110209 22 TimTes Less losses on risks reinsured in Companies au thorized in Georgia 4407555 31639 Xet losses paid 6e7l3367 160329 Losses incurred 10411333 2082 67 Less losses on risks reinsured in Companies au thorized in Georgia 4006788 43850 Xet losses incurred 6404545 164417 Investments in Georgia Bonds 18500000 Mortgage loans 1250000 Georgia Railroad and Banking stock 3000000 Total investments in Georgia 227 50000 PEOPLES NATIONAL FIRE INSURANCE CO Northeast Corner Third and Walnut Sts Philadelphia Pa B C Stokes President N B Yates Secretary attorney for service in Georgia Thomas B Shropshire Atlanta Ga Kind of business done in Georgia Fire and Storm Capital Stock Amount of paidup capital 1000 000 00 Ledger assets Dec 31 1918 216923338 Extended at 216923338 Income Gross renewal premiums 197610049 Deduct amount paid for insurance and return pre miums 94392413 Total premiums 103217636 Interest and rents 11237230 Profits on sale or increase by adjustment of assets L48292222 Annual Report Other sources Gain on Perpetual Policies Cancelled 5 Transfer fees on Perpetual Policies From agents balance previously charged off Borrowed money gross 7895 100 690 6800000 6808685 12141184b Total income Carried forward 888385181 Disbursements Net amount paid policyholders for losses VT Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Renewal Salaries of officers and employes Advertising printing postage telegrams etc Rents and interest Paid stockholders for dividends Loss on sale and decrease by adjustment of assets Other ems 12 303708 No 13 1232580 No 14 10 61360No 15 2795298 No 17 77613 No 19 84447 No 20 58919 No 21 78950 No 22 1803314 No 28 13100000 No 29 79811 Total disbursements 47965517 836057 31077192 987418 5840117 805808 451074 5000000 256458 20786663 114006304 Balance 224328877 Ledger Assets Book value of real estate Mortgage loans first lien Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest Agents balances net Other items Collateral loan Total ledger assets as per balance No 23 NonLedger Assets Interest and rents due and accrued Market value of assets over book value Other items Reinsurance due on losses paid 17239910 48675000 115953199 16712658 366081 7608925 22299 17050805 700000 224328877 2717734 2089674 193162 Total assets 229429447 Deduct Assets Not Admitted Other items Agents balances vVJoTTr Overdue and accrued interest on bonds 228125 Book value of bonds and stocks over mar ket value 747235i 152676 7700182 Total not admitted assets 7852858 Total admitted assets 2215765 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding term per petual 7 IMvidends to policyholders declared but unpaid Salaries and miscelaneous accounts due or accrued Taxes due or accrued Tota amount of liabilities except capital 11246298 78952986 1526461 235000 1500000 93460745Insurance Department of Georgia 223 Capita actually paid in cash S 1OOO 000 00 Surplus over all liabilities 28ll5844 Surplus protection to policyholders 128115844 Total liabilities 221576589 Risks and Premiums Business in ForceFire Risks Premiums In force on the 31st day of December as per line 6 under this heading in last years Statement 199876245 208525476 Written or renewed during the year per income No 5 190034764 191893621 Total 3899110011 400419097 Deduct those expired and marked off as terminated 189923352 187518909 In force at the end of the year 199987657 212900188 Deduct amount reinsured z 66029919 68139484 Net amount in force1 133957738 Business in ForceMarine and Inland In force on the 31st day of December as per line 6 under this heading in last years statement Written or renewed during the year per income No 5 Risks 1345737 9451118 Total Deduct those expired and marked off as terminated Perpetual Risks not included 1696068 10796855 10796855 144760704 Premiums 1730829 5596409 7327238 7327238 above 484875 Deposit Premiums Year Written Term 1919 One year or less 1918 Two years 1919 Two years 1917 Three years 1918 Three years 1919 Three years 1916 Four years 1917 Four years 1918 Four years 119 Four years 1915 Five years 1916 Five years 1917 Five years 1918 Five years 1919 Five years Over five years Advance premiums Amount Covered 55348742 932578 940924 12763746 16957440 24123836 173855 278580 37484 154525 3381101 3420704 4337459 3926494 6180488 993782 on same Gross Premiums Amount of Charged Less Fraction Premiums Unearned Unearned Totals 133957738 Perpetual risks 484875 Reinsurance 62979243 909428 992955 10923070 17535671 24817027 267408 275709 85127 159105 3515792 3614082 5043551 5026753 7776027 839756 144760704 1696068 90 Grand totals 134442613 146456772 Business in State of Georgia 31489622 227357 744716 1820512 8767835 20680856 33426 103391 53204 139217 351579 1084225 2521775 3518727 6998424 418120 78952986 1526461 80479447 Gross risks written 4 054 352 00 Less 688878 risks cancelled and 267952 reinsured in Companies authorized in Georfiia gjg gg0 qq Net risks writteng 3 0fly 522 o0 Gross premiums on risks written 51518 33 Less 808334 return premiums and 321253 premiuinsfortein surance in Companies authorized in Georgia 1129587 Net premiums received 4022246224 Annual Report Losses paid deducting salvageIkThTSSwaia Less losses on risks reinsured in companies authorized in Georgia Net losses paid Net losses incurred 1430832 28953 142437i 1671062 28953 PROVIDENCE WASHINGTON INSURANCE COMPANY 20 Market Square Providence R I J B Branch President A G Beals Attorney for service in Georgia Charles M Jerome Atlanta Capital Stock Amount of paidup capital ZZ Ledger assets Dec 31 1918 1642109 Secretary Ga Extended at S 637555664 Income Gross premiums on new business 1180515063 Deduct amount paid for insurance and return zmmzf premiums Total premiums Interest and rents rVr Profits on sale or increase by adjustment of assets Other sources 650770527 31936088 2431996 5180165 Total income Carried forward 690318776 1327874440 Disbursements Net amount paid policyholders for losses Legal and administrative expenses m adjustment of claims Commissions and allowances to agents Renewal x Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets Other items J22 15177 Taxes licenses etc 1fiin Dividends paid Stockholders 16000000 260347137 4385225 138769912 40037766 2225031 23657124 6051228 84215177 Total disbursements 523688609 Balance 804185840 Ledger Assets t 10000000 Book value of real estate 3 53Q 477 n1 Bonds at book value 2 292 946 18 Stocks at book value 9fi5 84 Cash in office 89482668 Deposits at interest 13 29123 Deposits sot at interest 1 200 351 46 Agents balance net Total ledger assets as per balance No 23 NonLedger Assets 5266346 Interest due and accrued x 21g 97T 19 Market value of assets over book value 61036 2l Other items 937459526 Total assetsInsurance Department of Georgia 225 198846 50550 20551538 Deduct Assets Not Admitted Agents balances Bills receivable Book value of bonds and stocks over market value Total not admitted assets 208 009 34 Total admitted assets 916658592 Liabilities Net amount of unpaid losses and claims 1146 6U 76 Reserves or unearned premiums on risks outstanding I 353l60823 Salaries and miscellaneous accounts due or accrued 5 000 00 Taxes due or accrued 295000 00 Other items 7680165 Total amount of liabilities except capital 505504964 Capital actually paid in cash 200000000 Surplus over all liabilities 211153628 Surplus protection to policyholders 411153628 Total liabilities 916658592 Business in the State of Georgia CA Fire 1590398800 824958800 Gross risks written Less 3893284 risks cancelled and 5268632 re insurance in Companies authorized in Georgia Net rsks written Marine and Inland 602996100 91232800 765440000 511763300 Gross premiums on risks written 191 55947 Less 3893284 risks cancelled and 5268632 re miums for reinsurance in Companies authorized in Georgia 8742703 10389032 2495168 et premiums received 10413244 7893864 Losses Paid deducting salvage 7774055 Less losses on risks reinsured in Companies au thorized in Georgia 3093062 Net losses paid 4680993 Less losses on risks reinsured in Companies au thorized in Georgia 1991722 Losses incurred 7884748 4451619 5292 4446327 5292 4422891 Net losses incurred 5893026 4417599 QUEEN INSURANCE COMPANY OF AMERICA 84 William St New York City N Y George W Burchell President Frederick P Hamilton Secretary Attorney for service in Georgia S Y Tupper Atlanta Ga Capital Stock Amount of paidup capital 200000000 Ledger assets Dec 31 1918 1550961107 Extended at 1550961107 Income Gross renewal premiums r 1323886627 Deduct amount paid for insurance and return premiums 460413065 Total premiums 863473562226 Annual Report Interest and rents Other sources 58612420 71658 Total income 922157640 Carried forward 2473118747 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Renewal Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid stockholders for dividends Loss on sale and decrease by adjustment of assets Othr items Field supervisory expenses 1 Furniture and fixtures including rent of and re pairs to same Maps including corrections Inspections and surveys including underwriters board Federal taxes 32029938 taxes licenses and fees 24014891 Legal expenses excluding legal expenses on losses Miscellaneous Agents balances charged off 340953848 10535692 162836735 67219235 6182648 13651515 50000000 330600 26411748 1651600 1017893 16477878 56044829 251748 1281719 172766 103310181 Total disbursements 755020454 1718098293 Balance Ledger Assets Mortgage loans first lien Bonds at book value 12 Stocks at book value 2 Cash in office 1 Deposits at interest Deposits not at Interest Agents balances net Other items Reinsurance due on losses paid 6000000 02120034 62333097 2447701 71698441 230081 50620113 22648826 Total ledger assets 1718098293 NonLedger Assets Interest due and accrued 14648250 Total assets 1732746543 Deduct Assets Not Admitted Agents balances 4976618 Other items Reinsurance due on losses paid unauthorized companies 7774567 Book value of bonds and stock over market value 132818855 Total not admitted assets 145570040 Total admitted assets1587176503 Liabilities Net amount of unpaid losses and claimsf oaS22 Reserves or unearned premiums on risks outstanding bxod8ti9 Salaries and miscellaneous accounts due or accrued bui40 Taxes due or accrued MJii4 Other items Pension obligations 2200000Insurance Department of Georgia Income tax withheld at source from employes sal aries as required under the provisions of the N 1 State Income Tax Law of May 14 1919 716 58 227 2271658 Total amount of liabilities except capital 8 394 164 19 Capital actually paid in cash 2 000 00f 00 84lb419 Surplus over all liabilities im600M Surplus protection to policyholders 747760084 Total liabilities 1587176503 Business in the State of Georgia A Marine and surance in companies authorized in Georgia 1157236400 Net risks written 63374400 2033868300 215196100 Gross premiums on risks written Less 7644512 return premiums and 57590 22 premiums for reinsurance in Companies au thorized in Georgia Net premiums received t 41264611 12591323 3034418 812211 28673288 2222207 Losses paid deducting salvage Less losses on risks reinsured in CompanfesTau thorized in Georgia Net losses paid Losses incurred Less losses on risks reinsured in Companies au thorized in Georgia Net losses incurred 14177208 2419509 533466 11757699 533466 12960708 2348109 596466 10612599 596466 RHODE ISLAND 17 Custom House St Providence R I Geo L Shepley President B G Peeper Secretary Attorney for service in Georgia Gordon Williams Atlanta Ga Kinds of business done in Georgia Fire Lghtning Tornado Windstorm Sprin kler Leakage Explosion War Risks other than Marine and Riot and Civil Commotion Capital Stock Amount of paidup capital 600 000 00 Ledger assets Dec 31 1918 2 447348ll Increase of paidup capital during year 10000000 Extended at 254734811 Income Gross premiums on new business 4 104 784 95 Deduct amount paid for insurance and return premiums 246098847 Total premiums 164379648 Interest and rents 94J61016 Profits on sale or increase by adjustment of assets 56250 Total income 173896914 Carried forward 428631725228 Annual Report Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Advertising printing postage telegrams etc Paid Policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Inspection and surveys Felix Hebert auditing accounts Federal taxes Other taxes licenses and fees 63191393 1543701 52350314 40954 101189 6250000 5155650 3375402 20000 5258869 6938937 Total disbursements 144226409 Balance 284405316 Ledger Assets Bonds at book value 158842078 Stocks at book value 57860756 Deposits at interest 26629899 Agents balance net 41062583 Other items Cash deposited with Philadelphia Und Assn 10000 Total ledger assets as per balance No 23 284405316 NonLedger Assets 1707127 Interest due and accrued Other items Due for refund of Federal taxes acct ReIns Treaty ReIns due from other companies per Sched E 196546 1602070 Total assets 287911059 Deduct Assets Not Admitted Book value of bonds and stocks over market value 11293534 Total not admitted assets 11293534 Total admitted assets 276617525 Liabilities Net amount of unpaid losses and claims 16583467 Reserves or unearned premiums on risks outstanding 127802060 Dividends to policyholders declared but unpaid 1500000 Taxes due or accrued 5000000 Other items Contingent commissions 13550652 Total amount of liabilities except capital 164436179 Capital actually paid in cash 60000000 Surplus over all liabilities 52181346 Surplus protection to policyholders 112181346 Total liabilities 276617525 Business in ForceFire Risks Premiums In force on the 31st day of December as per line 6 under this heading in last years statement 414798680 370891121 Written or renewed during the year per income 410478495 INO 0 Total 844120314 781369616 Deduct those expired and marked off as terminated 349985947 321969184 In force at the end of the year JS5 HSimS Deduct amount reinsured schedule required 228745679 22608442 233315690 Net amount in force 265388688 Insurance Department of Georgia 229 Business in the State of Georgia Gross risks written AlFJ panies authorized in Georgia 7 879 277 00 Net risks written 788009900 rossriums on risks written I 11 U9 79 sSurannf inVretUrn remius 28404 premiumV forreIn 2U34979 surance m Companies authorized in Georgia 8592116 Net premiums received i2542863 Losses paid deducting salvage j 89 091 51 Less losses on risks reinsured in Companies authorized inGeorgia 4864605 Net losses paid J iOM5AS Losses incurred 94 373 63 Less losses on risks reinsured in companies authorized in Georgia 48236b6 Net losses incurred 4g 137 0 Premiums in Force Miscellaneous Companies Business in Georgia Sprinkler i04654 81010 Totals 104654 81010 Investments in Georgia Bonds I 1000000 Total investments in Georgia 1000000 ROYAL EXCHANGE ASSURANCE 92 William St New York N T Everard C Stokes United States Manager Gayle T Forbush Associate Manager vr Arney for service in Georgia Strother C Fleming Atlanta Ga Kinds of business done in Georgia Fire and Marine Captal Stock Ledger assets Dec 31 1918 4 331 534 51 Extended at Income Gross premiums on new business 7 o4 419 07 Deduct amount paid for insurance andreturn premiums 345788295 433153451 209100 Total premiums Interest and rents 462653691 Profits on sale or increase by adjustment of assets 11 9 niinl Other sources Conscience money o7s on Income tax State of New YorkHIZHHI 18921 Remittances from Home Office to United States Branch gross 2 198 23 276244 Total income 379370543 Carried forward Disbursements 812523994 Net amount paid policyholders for losses X 738 372 84 Legal and administrative expenses in adjustment of claims 40 237 16 Commissions and allowances to agents Renewal 947119 563j 230 Annual Report Salaries of officers and employes 1594835 Rents and interest 1165047 Advertising printing postage telegrams etc 2587703 Other items Furniture and Fixtures including rent of and repairs to same 341978 Maps including corrections 410026 Inspections and surveys including underwriters board and tariff associations 6421854 Agents balances charged off 244395 Federal taxes 6960837 Auditing fees 197192 Taxes icenses and fees 12038448 Remittances to Home Office by United States Branch gross 34663145 Legal expenses including legal expenses on lossfes and all other expenses 3784129 Total disbursements 357336065 Balance 455187929 Ledger Assets Bonds at book value 375460689 Stocks at book value 5000000 Cash in office 7500 Deposits at interest 20374057 Agents balances net 54248476 Other items State of Michigan State Treasurer 97207 Total ledger assets as per balance No 23 455187929 NonLedger Assets Interest due and accrued 4471545 Other itemg Reinsurance due on paid losses as per Schedule B Columns 1 and 3 4141085 Total assets i 463800559 Deduct Assets Not Admitted Agents balances 460339 Other items Overdue and accrued interest on bonds 58800 Book value of bonds and stocks over market value 31401789 Total not admitted assets 31920928 Total admitted assets 431879631 Liabilities Net amount of unpaid losses and claims 60325018 Reserves or unearned premiums on risks outstanding 243855117 Salaries and miscellaneous accounts due or accrued 3626725 Taxes due or accrued 11189872 Other items Income tax withheldState of New York 18921 State of MichiganSurcharges 416624 Total amount of liabilities except capital 319432277 Deposit capital 40000000 Surplus over all liabilities 72447354 Surplus protection to policyhoders 112447354 Total liabilities 431879631 Business in ForceFire Risks Premiums In force on the 31st dav December 1918 5451980150 492050072 Written or renewed during the year 452028148 419030058 Total i 998008298 911080130 Deduct those expired and marked off as terminated 400841622 374553311Insurance Department of Georgia In force at the end of the year 597 1Bfi K7K Deduct amount reinsured 175660868 Net amount in force 421505808 Business in ForceMarine and Inland In force on the 31st day December 1918 48R654 003 Written or renewed during the year 840403377 Deduct those expired andmarkedoff tirmfnted loMooifS In force at the end of the year sn 97 Deduct amount reinsured I wjrio Net amount in force 38709642 Business in the State of Georgia A Fire Gross risks written g 10 102 313 00 Less risks cancelled and reinsurance in companies authorized in Georgia 4 ggg 238 00 Net risks written 540307500 Gross premiums on risks written s 8t 407 20 Less return premiums and premiums for rein surance in Companies authorized in Georgia 3268700 Net premiums received 49 720 20 Losses paid deducting salvage 30 702 02 Less losses on risks reinsured in Companies au thorized in Georgia 750354 Net losses paid 2319848 Losses iicurred 3459902 xess losses on risks reinsured in Companies au thorized in Georgia 872054 Net losses incurred 2587848 231 536526819 138910381 5 397616438 Premiums 85223048 289411928 374634977 25259715 122037821 55465820 66572001 Marine and Inland 7124755 3502774 3621981 10109038 6292055 3816883 420841 1976468 2224373 4045576 2099516 1946060 ROYAL INSURANCE CO LIMITED 84 William St New York N Y Walter Carter General Attorney for U S Attorney for service in Georgia Milton Dargan Atlanta Ga Kinds of business done in Georgia Fire Tornado Sprinkler Leakage Explosion and War Risks Riot and Civil Commotion Automobile Tourist Floater and Marine and Transportation Capital Stock Deposit capital 40000000 Ledger assets Dec 31 1918 1908894022 Extended at 1908894022 Income Gross premiums on new business 23 051 478 13 Deduct amount paid for insurance and return premiums 944677043 Total premiums 1358470770 Interest and rents 857 998 14 Profits on sale or increase by adjustment of assets 170057 48 Other sources Premiums on Life Policies 294436 Interest on loans under life policies 27672 Loans on Life Policies repaid 443148232 Annual Report Income Tax New York State withheld at source from employes salaries 93120 Remittances from Home Office 27734674 28592990 Total income 3398763344 Carried forward 3398763344 Disbursements Net amount paid policyhoders for losses 541161885 Legal and administrative expenses in adjustment of claims 16161184 Commissions and allowances to agents Renewal 230863234 Salaries of officers and employes r 157941858 Rents and interest 10641972 Advertising printing postage telegrams etc 23393045 Loss on sale and decrease by adjustment of assets 75000 Other items Inspection and surveys 28266496 Taxes 69806004 Remittances to Home Office 238151018 Real estate expenses 16981664 Miscellaneous expenses 14460945 36i66612i Total disbursements 1347904305 Balance2050859039 Ledger Assets Book value of real estate 240850000 Mortgage loans first lien 37580000 Bonds at book value 1277365000 Stocks at book value 22583543 Cash in ofice IMJlfiiS Deposits at interest 149127895 Agents balances net 2i3449424 Other items Bills receivable form notes 1453320 De from other Companies for reinsurance on losses already paid as per Schedule E 46898335 Total ledger assets as per balance No 20 48351655 50859039 NonLedger Assets Interest due and accrued Other items Rents accrued 14829343 1059308 Total assets 15888651 2066747690 Deduct Assets Not Admitted Agents balances Other items Excess of bills receivable not past due taken for fire risks over unearned premiums thereon form notes Due from other Companies for reinsurance on losses already paid Book value of bonds and stocks over market value 11622654 167148 8128876 97855033 Total not admitted assets Total admitted assets Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Contingent commissions or other charges due or accrued 117773711 1948973979 153938536 1151791491 2227796 101961584 11198281Insurance Department of Georgia lns2ZieTJlWYrk StatS Withheld at source fr employe SePosifTata68 6XCePt CapitaI Surplus over all liabilities 233 93120 Surplus protection to policyholders Total liabilities 40000000 487763171 1421210808 Business in ForceFire 527763171 1948973979 Risks In force on the 31st day December 1918 467 26Q 9 Written on renewed during the yezrZZSSJlZZZZZ uKoIll Total Deduct thoseTxpiredlndmlrkeT Premiums 2433917608 1844263527 4278181135 1652011247 Deduatotelntr W 693602678 647283331 Net amount in force TZ rce1972248590 1978886557 Business in ForceMarine and Inland Risks In forec on the 31st day December 1918 Written or renewed during the year MlMsSoOT HH Total Premiums 15486233 460884286 Deduct thsrsasi BTarcssatitig tillf In force at the end of the year Deduct amount reinsured tltUr 404289591 211457029 14156190 115493913 197300839 Net amount in force Perpetual risks not included aboveT3613T94 Deposit premiums on same 790904 Business in the State of Georgia A Fire Marine and Gross risks written Inland Dess 9557472 risks cancelledTand TCoonmfein 4133203800 9 2606969300 surance in Companies authorized inGeorgia 1910487300 Xet risks written 52596900 2222716500 2554372400 Gross premiums on risks written Less 12486242 return premiums and 38286 12 premiums for reinsurance in Companies au thorized in Georgia i Net premiums received T 57029482 5315254 14919880 1394974 42109602 3920280 Losses paid deducting salvage Less losses on risks reinsured in Companiesau thorized in Georgia Net losses paid Losses incurred J7 Less losses on risks reinsured in Companies au thorized in Georgia Net losses incurred 23940069 3008099 1130151 20931970 1130151 22607669 2985373 1633651 19622296 1633651234 Annual Report ST PAUL FIRE AND MARINE INSURANCE CO Ill West Fifth St St Paul Minn Secretary Ga F R Bigelow President Attorney for service in Georgia Frank M Kinds of business done in Georgia Insurance Capital Stock Arypount of paidup capital Ledger assets Dec 31 1918 1464042774 Extended at 1464042774 Income Gross premiums on new business 1887815612 Deduct amount paid for insurance and return premiums 625769700 A W Perry Spratlin Atlanta 100000000 Total premiums 1262045912 Interest and rents Profits on sale or increase by adjustment of assets Other sources From Chicago and Eastern Illinois R R Co Coal Bonds From conscience money From agents balances previously charged off 250000 20350 10682 63435961 901377 281032 Total income 1326664282 Carried forward 2790707056 Disbursements Net amount paid policyholders for losses 516677102 Legal and administrative expenses in adjustment of claims 13188957 Commissions and allowances to agents Renewal 292481379 Salaries of officers and employes 61252655 Rents and interest 3970635 Advertising printing postage telegrams etc 1453238 Paid Policyholders for dividends 30000000 Loss on sale and decrease by adjustment of assets 61505891 Other items Maps 1072854 Inspections and Surveys 17404338 Taxes 60475297 Legal expenses 148469 Agents balances charged off 213797 79314755 Total disbursements 1072923763 Balance 1717783293 Ledger Assets Book value of real estate 22971226 Mortgage loans first lien 196291103 Bonds at book value 1186558939 Stocks at book value 16092413 Cash in office 35000 Deposits at interest 120694926 Deposits not at interest 4848076 Agents balances net 160086878 Other items Bills receivable 4713165 Due from reinsurance companies on losses paid 5491567 10204732 Total ledger assets 1717783293 NonLedger Assets Interest due and accrued 13435583 Total assets 1731218876Insurance Department of Georgia 235 Deduct Assets Not Admitted Agents balances Bills receivable Other items Book value of bonds and stocks over mar ket value 62302076 Due from reinsurance companies 134353 1677137 2245150 62436429 Total not admitted assets 66358716 Total admitted assets 1664860160 Liabilities Net amount of unpaid losses and claims 1 416 295 34 Reserves or unearned premiums on risks outstanding 7565i432 23 Salaries and miscellaneous accounts due or accrued 500000 Taxes due or accrued 1 140 000 00 Other items Contingent commissions or other charges due or accrued 6750000 Reserve for conflagration fund 1004204 7754204 Total amount of liabilities except capital 1020426961 Capital actually paid in cash 100000000 Surplus over all liabilities 544433199 Surplus protection to policyholders 64443319 Total liabilities 1664860160 Business in ForceFire Risks In force on the 31st day December 19181266478857 Written or renewed during the year1050982916 Excess of original premiums over amount received for reinsurance Total 2317461773 Deduct those expired and marked off as terminated 862422467 In force at the end of the year1455039306 Deduct amount reinsured 5802112 Premiums 1365661678 1252483829 226315 2609271822 1124812366 1484459456 8627302 Net amount in force 1257074516 1297131397 Business in ForceMarine and Inland Risks In force on the 31st day of December 1918 101549617 Written or renewed during the year1804764417 99642201 5802112 Premiums 153030016 635331783 788361799 631310966 157050833 8627302 93840089 148423531 Business in the State of Georgia A Fire Marine and Inland Gross riskfi written 1356627300 3292219900 Less 7235714 risks cancelled and 1306846 rein surance in Companies authorized in Georgia 373328500 480927500 Total 1906314034 Deduct those expired and marked off as terminated 1806671833 In force at the end of the year Deduct amount reinsured Net amount in force Net risks written 983298800 2811292400 Gross premiums on risks written 14775220 20149172236 Annual Report Less 6316230 return premiums and 1470780 premiums for reinsurance in Companies au thorized in Georgia 4294881 3492129 Net premiums received 10480339 1665704S Losses paid deducting salvage 5888338 49 762 80 Less losses on risks reinsured in Companies au thorized in Georgia 1530223 18675 Net losses paid 4358115 4957614 Losses incurred 5621418 5730333 Less losses on risks reinsured in companies au thorized in Georgia 1606009 63000 Net losses incurred 4015409 5667333 Investments in Georgia Bonds 1000000 Total Investments in Georgia 1000000 SAVANNAH FIRE INSURANCE CO Bryan and Drayton Sts Savannah Ga Mills B Lane President w T Train Kinds of business done in Georgia Fire Insurance Capital Stock Amount of paidup capital 10000000 Ledger assets Dec 31 1918 25069373 Income Gross premiums on new business 9339820 Deduct amount paid for insurance and return premiums 4509686 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Total income Carried forward Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents First year Salaries of officers and employes Rents and interest Paid Policyholders for dividends Other items Federal taxes 432137 Other licenses taxes and fees 128704 Real estate taxes and expense 613202 Total disbursements Ledger Asset Book value of real estate Mortgage loans first lien Bonds at book value Deposits not at interest Agents balances net Other items Collateral loans 4830014 1479165 134 6309343 31378686 1696176 26390 186933 757900 262128 275820 1174043 4379390 Balance 26999296 11100000 800000 12759495 401516 1858285 80000 Total ledger assets as per balance No 23r 26999296Insurance Department of Georgia 237 NonLedger Assets Interest due and accrued i 1 m Aa Other items 124046 Rents due 372 00 Total assets 271W542 Deduct Assets Not Admitted Total admitted assets 271 60542 Liabilities Net amount of unpaid losses and claims 200 00 Reserves or unearned premiums on risks outstanding 342dl91 Taxes due or accrued 1000 00 Total amount of liabilities except capital 36 45291 Capital actualy paid in cash 10000000 Surpus over all liabilities 13515251 Surpus protection to policyholders 23515251 Total liabilities 27160542 Business in ForceFire t Risks Premiums In force on the 31st day December 1918 7154765 109 445 81 Written or renewed during year 6804499 9339820 Total 13959259 20284401 Deduct those expired and marked off as terminated 7096605 9611874 In force at the end of the year 6862654 10672527 Deduct amount reinsured 2887650 4o39541 Net amount in force 3975004 6632986 Business in the State of Georgia A Fire Gross risks written 3646466 00 LeaS 686436 risks cancelled and 2153171 reinsurance in Com panies authorized in Georgia 283960700 Net risks written 80685900 Gross premiums on risks written 55 480 80 Less 715415 return premiums and 2988239 premiums for rein surance in Companies authorized in Georgia 3703654 Net premiums received 1844426 Losses paid deducting salvage t 2140870 Loss losses on risks reinsured in companies authorized in Georgia 1708727 Net losses paid 432143 Losses incurred 2160870 Less losses on rsks reinsured 4n Companies authorized in Georgia 1708727 Net losses incurred 452143 Investments in Georgia Real estate 11100000 Bonds 700000 Mortgage loans 800000 Collateral loans 80000 Total investments in Georgia 12680000Annual lie port SCANDINAVIAN AMERICAN ASSURANCE CORP LTD 72 Beaver St New York N Y Attorney for service in Georgia Edgar T Gentry Atlanta Kincis of business done in Georgia Fire Marine and Inland Capital Stock Amount of paidup capital 20000000 Ledger assets Dec 31 1918 332237039 Increase of paidup capital during year 20000000 Ga Extended at 352237039 Income Gross premiums on new business 434365576 Deduct amount paid for insurance fnd return premiums 85338773 349026803 12600378 965000 30189000 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Remitance from Home Office Total income i 392781181 Carried forward 725018220 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Renewal taxes etc Advertsing printing postage telegrams etc Loss on sale and decrease by adjustment of assets Other items Remittance to Home Office Premium on bonds fees and tracings Legal Exp not on losses Agents balances charged off Total field supervising expenses 203530881 4157348 84667065 146785Bo 2376892 3476200 38692901 288724 236798 10595 336016 39565034 Total disbursements 352451986 Balance 372566234 Ledger Assets Mortgage loans first lien 2500000 Bonds at book value 203931631 Stocks at book value 10412500 Deposits at interest 77633420 Agents balances net 76086481 Other items Losses due from reinsurance authorized 1249652 Losses due from reinsurance unauthorized 752550 Total ledger assets as per balance No 23 372566234 NonLedger Assets 3709993 913869 Interest due and accrued Market value of assets over book value Total assets vS 3771900 Deduct Assets Not Admitted Agents balances 6333154 752550 Other items Losses due from reinsurance unauthonezd Total not admitted assets Total admitted assets 370104392 7085704Insurance Department of Georgia 239 Liabilities Net amount of unpaid losses and claims 1 515 454 01 Reserves or unearned premiums on risks outstanding 1058657 45 Taxes due or accrued goooioo Total amount of liabilities except capital 2 661 111 46 Capital actually paid in cash 40000000 Surplus over all liabilities 639 93246 Surplus protection to policyhoders 1039 93246 Total liabilities 370104392 Business in ForceFire Risks Premiums Written or renewed during the year S 70244048 65662428 Total 70244048 65662428 Deduct those expired and marked off as terminated 13561865 10619720 In force at the end of the year Deduct amount reinsured 56682182 15068578 55042708 12291144 Net amount in force 41613605 42751564 Business in ForceMarine and Inland Risks In force on the 31st day December 1918 61288672 Written or renewed during the year 843208240 Total 904496912 Deduct those expired and marked off as terminated 797716275 Premiums 104584877 3687031U 473288025 315192552 In force at the end of the year 106780637 158095473 Deduct amount reinsured 14052759 22385733 S 92727878 135709740 Business in the State of Georgia A Fire Net amount in force Gross risks written 5 Less 327342 risks cancelled 199558900 32734200 Marine and Inland 14558701 Net risks written 166824700 1455870d Gross premiums on risks written Less 537831 return premiums Net premiums received Losses paid deducting salvage Net losses paid 2663455 537831 107168 2125624 107168 3292 Losses incurred 46592 Net losses incurred Business in ForceFire 46592 Written or renewed during the year Risks 70244048 Premiums 65662428 Total 70244048 S Deduct those expired and marked off as terminated 13561865 In force at the end of the year Deduct amount reinsured 56682153 15068575 65662428 10619720 55042708 12291144 Net amount in force 41613605 42751564 240 Annual Report Business in ForceMarine and Inland Risks In force on the 31st day December 1918 61288672 Written or renewed during the year 843208240 Total 904496912 Deduct those expired and marked off as terminated 797716275 In force at the end of the year 106780637 Deduct amount reinsured 14052759 Net amount in force 92727878 Business in the State of Georgia A Fire Gross risks written 199558900 Less 327342 risks cancelled 32734200 Net risks written 166824700 Gross premiums on risks written 2663455 Less 537831 return premiums 537831 Net premiums received 2125624 Dosses paid deducting salvage 3292 Net losses paidpl 3292 Losses incurred 46592 Net losses incurred 46592 Premiums 104584877 368703148 473288025 315192552 158095473 22385733 135719740 Marine and Inland 14558700 14558700 107168 l071i SCOTTISH UNION AND NATIONAL INSURANCE CO 75 Elm St Hartford Conn James H Brewstgr Manager Attorney for service in Georgia Wm R Hoyt Atlanta Ga Capital Stock Amount of capital deposit Ledger assets Dei 31 1918 20000000 815973510 Exetended at 8159735H Deduct amount premums paid for Income insurance and 431086578 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Bonds Other sources Increase in liabilities during the year on account of reinsurance treaties Remttance from Home Officei 58032735 33190834 93452J 10706557 197000 Total income 503061650 Carried forward 1319035160 Disbursements Net amount paid policyholders for losses 167132986 Legal and administrative expenses in adjustment of claims 4393901 Commissions and allowances to agents 106140785 Salaries of officers and employes 39120090 Rents and interest 1372060 Advertising printing postage telegrams eV 16417382 Loss on sale and decrease by adjustment of assets 1535431Insurance Department of Georgia 24L Other items Taxes licenses fees Agents balances y 30024229 Remittances to Home S7 nvnfil Real estate expenses 11Obdl 519499 Total disbursementsTS Balance 1 838897736 Ledger Assets Book value of real estate Mortgage loans first lien J2Z2H2 Bond at book value i5000 stocks at book value in MfH5H7 Deposits at interest cfi Deposits not at interest A Agents balances net ZZ112 Total ledger assets as per balance No 23 g388 977 36 NonLedger Assets Interest due and accrued 99 324 Total assets a 848830233 Deduct Assets Not Admitted Agents balances s 9Q Q Othar items 2994311 Book value of bonds and stocks over market value 48348942 Total not admitted assets 10 v oL616AbS Total admitted assets 797486980 Liabilities Net amount of unpad losses and claims n Reserves or unearned premiums on risks outstanding 3 si salaries and miscellaneous accounts due or accrued 2I Taxfs due or accrued iSbJ3b5 Other items 20000000 t afllnts fmpyes on Liberty Loan bonds S 17 Q7 Total amount of liabilities except capital i Capital deposit 2nnnnnnn 476652857 Surplus over all liabilities JZZZZT 3MSM1M Surplus protection to policyholders 3 208 341 Total liabilities pTlIJfo Business in ForceFire In force on the 31st day December 1918 M i234 289 STA Written or renewed during the yearllsiOMllll TmjslM DucttnVsTVxrtrl OOOS2 In force at the end of the year 1237 8in itcn Deduct amount reinsured VJilZZflmjll lflflK Net amount in force 766145745 66498767 Business in ForceMarine and Inland In force on the 31st day December 1918 23800 669 S uwts Written or renewed during the year 94127818 IIiSImm Deduct those explredana7 maTkedofriTefmTnteX l MMo242 Annual Report In force at the end of the year 6nqto8 Deduct amount reinsured 63556500 Net amount in force uo Business in the State of Georgia A Fire tt 1679574600 Gross risks written ViTikTIiS rSn Less 3761137 risks cancelled and 1454437 lein surance in Companies authorized in Georgia 507611600 1171963000 Net risks written Gross premiums on risks written jRrT 1727176 Less 2791693 return premiums and bi89o4 pre miumsV reinsurance in Companies authorized g270789 in Georgia 11456387 Net premiums received y 57 905 11 Losses paid deducting salvage r LeS losses on risks reinsured in Companies au thorized in Georga 5336380 Net losses paid 5908185 L2sffossTsUrornarisk7reTnsuredin CompanieTau thorized in Georgia 5465854 Net losses incurred v 91833432 4640223 87193209 Marine and Inland 99272400 13945800 85326600 1355763 199858 1155905 536263 536263 666263 666263 SECURITY INSURANCE COMPANY 115 Elm St New Haven Conn rohn W Ailing President llis pfrler Secretary Attorney for service in Georgia Alton F Irby Atlanta Kinds of business done in Georgia Fire Lightning Tornado Manne Auto mobile Sprinkler Leakage Riot and Civil Commotion Capital Stock 100000000 Amount of paidup capital 588757087 Ledger assets Dec 31 1918 588757087 Extended at Income Oross premiums on new business 834260103 Deduct amount paid for insuranceandjetu pre Total premiums rtfonlncreabVdJustmenrofassets Other sources 499212006 228858624 423033 27093742 Total income Carried forward 555587495 1144344492 Disbursements SganndnXmseustment ofclaims 185133624 5157044 ssions and allowances to agents Salaries of officers and employes 5dvertrg7osiaersetc Paid policyholders for dividends 31308473 2902266 1386818 8000000 3800325 n sale and decrease by adjustment of assets 7563 Other items Total disbursements Balance 423998401 720346091Insurance Department of Georgia 243 t Ledger Assets Look value of real estate Mortgage loans first lien illllll Bonds at book value 22500 Stocks at book value lvlil Cash in office 87538155 Deposits at interestZ JflfSf Deposits not at interest S Agents balances net HHZIi 688221 38 other ltems IIMIm Total ledger assets as per balance No 23 720346091 NonLedger Assets Interest due and accrued 7fi fi4S n Market value of assets over book value rr7s Other itPTn 40006 to umer items 20000 Total assets 730669306 Deduct Assets Not Admitted Agents balances i 041 37 Bills receivable iposcic Other itemsZIZZTZZZZ asl Total not admitted assets 37 271 722 29 Total admitted assets 7 034 970 77 Liabilities Net amount of unpaid losses and claims 495 848 71 Reserves or unearned premiums on risks outstanding 3 806226 42 Salaries and miscellaneous accounts due or accrued li33Q7 Taxes due or accrued 2fi5A11 Other items 506487 Total amount of liabilites except captal 4 652 528 74 Capital actually paid in cash 100000000 Surplus over all liabiities 138244203 Surpus protection to policyholders 238244203 Total liabilities 703497077 Business in ForceFire Risks Premiums In force December 31 1918 805973368 7 981 035 24 Written or renewed during the year per income No 5 675734780 773168199 Excess of original premiums over amount received for reinsurance 1416665 Totals 1481708148 1572688388 Deduct those expired and marked off as terminated 590085246 687428118 In force at end of year 1919 891622902 8852602 70 Deduct amount reinsured 231317623 205327902 Net amount in force December 31 1919 660305279 679932368 Business in ForceMarine and Inland Risks Premiums In force December 31 1918 693959 1046097 Written or renewed during the year per income No 5 45118911 61091904 Totals 45812870 62138001 Deduct those expired and marked off as terminated 33421603 26775009244 Annual Report In force at end of year 1919 1I7r9 Deduct amount reinsured jijliou Net amount in force December 31 1919 12254895 Recapitulation of Fire Risks and Premiums 35362992 205327902 35135615 Year Amount Wr tten Term Covered 1919 One year or less184091570 1918 Two years 4603859 1919 Two years 2267300 1917 Three years 93800757 1918 Three years 108752611 919 Three years 129367767 1916 Four years 419491 1917 Four years 284815 1918 Four years 860143 1919 Four years 646518 1915 Five years 20654471 1916 Five years 24581222 1S17 Five years 28834238 1918 Five years 29937798 1919 Five years 31202719 Over five years Advance premiums Grand totals660305279 Premiums Charged 212682390 3174642 2552474 76868381 98448851 115813934 451510 481179 863463 801812 24825030 26288821 34166268 39846850 42666763 679932368 inland Fraction Premiums Unearned Unearned 12 14 34 16 12 56 18 38 58 78 110 310 12 710 910 prorata 100 106341195 793661 1914356 12811397 49224426 96511612 56439 539664 539664 701586 2482503 7886646 17083134 27892795 38400087 362819943 Business in the State of Georgia A Fire 1351141200 Gross risks written Less 3042180 risks cancelled and 5343485 rein surance in Companies authorized in Georgia 814542900 Net risks written 536598300 Gross premiums on risks written Less 2679170 return premiums and 3631153 premiums for reinsurance in companies author ized in Georgia Net premiums received Marine and Inland 84260000 24023600 60236400 12269057 2389164 5829387 480936 Losses paid deducting salvage Uss losses on risks reinsured in companies au thorized in Georgia 4322649 1227879 Net losses paid Losses incurred Less losses on risks reinsured in Companies au thorized in Georgia Net losses incurred 3094770 4604770 1538368 1908228 496056 496056 t 787907 3066402 787907 SOUTHERN MUTUAL INSURANCE COMPANY Southern Mutual Building Athens Ga Billups Phinizy President A K Griffith Attorney for service in Georgia Officers of the Company Kinds of business done in Georgia Fire Insurance Capital Stock Ledger assets Dec 31 1918 71585317 ixt ended at Income Gross premiums on new business Deduct amount paid for return premiums 38638437 636989 Total premiums 71585317 38001448Insurance Department of Georgia 245 Interest and rents rrofits on sale or increase by adjustment oir assets Other source Office Building Reserve for depreciation Total income Carried forward Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims commissions and allowances to agents First yearZ Salaries of officers and employes Rents Advertising printing postage telegramsetc Paid policyholders for dividends Other items Office building expenses taxes and depreciaeion Annual Statement Page 3 Items Nos 11 12 17 18 and 20 eovedera1 368191 Comr 200 State County and City 4348o0 Total disbursements Balance Ledger Assets Book value of real estate Bonds at book value Deposits not at interestI Agents balances net Total ledger assets as per balance No 23 NonLedger Assets Interest due and accrued Market value of assets over book value Other items Rents due Total assets Deduct Assets Not Admitted Other items Book value of bonds over market value 1170000 Total not admitted assets Total admitted assets Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Dividends to policyholders declared but unpaid 1 Salaries and miscellaneous accounts due or accrued Desl919 rent Taxes due or accrued Other items Office building reserve for depreciation Total amount of liabilities except capital Surplus over all liabilities 57886409 4875808 64219 344785 43864238 115449555 Surplus protection to policyholders Total liabilities 9601696 85000 5733u0b 2399162 155000 29052 9469062 2124501 202058 823045 30621582 84827973 25000000 58003600 195695 1628678 84827973 831375 3400 250000 85912748 1170000 84742748 930174 19000724 6556859 15000 96780 756802 26856339 57886409 84742748246 Annual Report Business in ForceFire Risks Premiums In force on the 31st day December 1918 AfAl llilw Written or renewed during the year 4d9b3Jo0 dBbdssdi Tota 86696597 Deduct those expired and marked off as terminated 43631500 636989 In force at the end of the year r 43065097 38001448 Net amount in force 43065097 38001448 Business in the State of Georgia A Fire Gross risks written ISlto Less 1254459 risks cancelled iz44oauu Net risks written 4270879100 Gross premiums on risks written clfiqsQ Less 636989 return premiums psoaBa 38001448 9601696 Net premiums received Dosses paid deducting salvage Net losses paid Dosses incurred Net losses incurred 9601696 10224264 10224264 Investments in Georgia Real estate Bonds 0tcfshlt8in1Sbanks agents balances accrued inter est and rents Total investments in Georgia 25000000 31420000 2905748 59325748 SPRINGFIELD FIRE AND MARINE INSURANCE COMPANY 195 State St Springfield Mass L W Damon President H Hildreth Secretary Attorney for service in Georgia James D Dickey Jr Atlanta Ga Kinds of business done in Georgia Fire Tornado and Sprinkler Deakage Capital Stock Amount of paidup capitalI liMJSO Dedger assets Dec 31 1918 1492433150 Extended at Income Gross premiums on new business 1565433826 Deduct amount paid for insurance and return premiums 1022049168 Total premiums 653 25584 PomfonaleTlnc 397 0tDfvridSe0ndCoSf 2 on 200 shares Wall Street Ex change Bid Assn unlisted asset 164830 Agents balances previously charged off 1n 184830 1087868999 Total income 2580302149 Carried forward Insurance Department of Georgia 27 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegramsetc Paid Policyholders for dividends Loss on sale and decrease by adjustment of assets 777 Other items 388459315 6740013 208919554 56758727 5947514 14619423 32500000 240667 Field supervisory expenses Furniture and fixtures Maps Inspections ald surveys 777 Taxes licenses and fees Legal expenses excluding legal expenses on losses Agents balances charged off Sundry expenses Repairs and expenses on real estate Taxes 42704328 1126424 1384922 20314892 56644639 1046952 261276 145483 381611 795000 124805527 Total disbursements 838990740 Balance 1741311409 Ledger Assets Book value of real estate Mortgage loans first lien Z7 2 Bonds at book value 5 Stocks at book value ZZZ7 5 Cash in officeIZ Deposits at interest 77777 1 Deposits not at interest Agents balances net 7777 1 33500000 58497000 35501389 27264103 150000 84688776 33792036 67918105 14642573 Total ledger assets as per balance No 23 1741311409 NonLedger Assets Interest due and accrued Other items Reinsurance due on paid losses Sched E Cols 1 and 3 99 855 58 Total assets t i765939540 Deduct Assets Not Admitted Agents balances 25526 35 Other items Market value of special deposits in excess of cor responding liabilities 17151099 Book value of bonds and stocks over market value 15922142 Total not admitted assets 358 258 76 Total admitted assets 77 17303l3664 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Dividends to policyholders declared but unpaid Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Contingent commissions or other charges due or accrued 909994 914927665 20000000 4500000 41500000 10500000 Total amount of liabilities except capital 1082422559 Capital actually paid in cash 250000000 Surplus over all liabilities 397891105 Surplus protection to policyholders 647891105 Total liabilities 1730313664248 Annual Report Business in ForceFire Risks Premiums In force on the 31st day of December 19181788933901 1800530062 Written or renewed during the year 1461781010 1484928057 Total 3250714911 3285458109 Deduct those expired and marked off as terminated 1246822379 1248097078 In force at the end of the year 2003892532 2037361031 Deduct amount reinsured 400429336 362237027 Net amount in force 1603463196 1675124004 Business in ForceMarine and Inland Risks Premiums In orce on the 31st flav December 1918 49778173 35784948 Written or renewed during the year 420251558 80505769 Total 470029731 116290717 Deduct those expired and marked off as terminated 378620013 60642324 In force at the end of the year 91409718 55648393 Deduct amount reinsured 14155728 4619391 Net amount in force 77253990 51029002 Business in the State of Georgia A Fire Marine and Inland Gross risks written 1611866900 103530500 Less 4496527 risks cancelled and 3995798 rein surancein Companes authorized in Georgia 812216300 37016200 Net risks written 799650600 66514300 Gross premiums on risks written 17092731 1541904 Less 3943593 return premiums and 3368207 premiums for reinsurance in Companes author ized in Georgia 6898037 413763 Net premiums received 10194694 1128141 Losses paid deducting salvage 11017399 428429 ess loses on risks reinsured in Companies au thorized in Georgia 4194303 Net losses paid F 6823096 428429 Losses incurred 10212828 745784 Less losses on risks reinsured in Companies au thorized in Georgia 3654693 Net losses incurred 6558135 745784 Investments in Georgia Bonds 1000000 Total investments in Georgia 1000000 STANDARD FIRE INSURANCE COMPANY 18 Asylum St Hartford Conn M L Hewes President H B Anthony Secretary Attorney for servce in Georgia Drury P Malone Atlanta Ga Capital Stock Amount of paidup capital 222S Ledger assets Dec 31 1918 165243952 Extended at 16524395JInsurance Department of Georgia 249 Income Gross premiums on new business Deduct amount a fSfaSST 121582943 premiums insurance and return Total premiums Interest and rents Other sources AipntnKSUrCharSe in litigation Agents balance previously charged off 46418833 95020 296069 Total income Carried forward 75164110 6515981 391089 82071180 247315132 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adiustmerTt77 37429233 Commissions and allowances to agents f laims 9 069 85 AVenttsTatlaenTsnXrea0offOderS taX MLi Field supervisory expenses Salaries of officers and employes Rents and interest Advertising printing postage telegrarnsetc Paid policyholders for dividends OthSernemse r matity f rlYtlZlZ MrsitrnclundnrcUorreeSctinonlsJdinS f ad to Federal Taxes Z ZZ Taxes licenses and feesZZHZ Total disbursements Balance 906985 17480508 422389 48529 4320486 5216963 446258 1332352 4000000 5893976 15785 173364 1878173 1623652 2517927 83706580 163608552 Ledger Assets Bonds at book value Stocks at book value 127186498 Cash in office 10561000 Deposits at interest ZZZZ 12243 Agents balances net 11012704 14836107 Total ledger assets J 163608552 NonLedger Assets Interest due and accrued on bonds 1 n Other items It02254 Furniture and fixtures cost 3575771 10 000 00 Total 2602254 Total assets gross 166810806 192663000 11651767 Agents balances Other items Furniture fixtures and safes Deduct Assets Not Admitted 62509 1000000 panies authorized in Georgia Book value of bonds and stocks over market value 10589258 Total not admitted assets Total admitted assets 154559039 Liabilities Net amount of unpaid losses and claims J 7n 231 94 Reserves or unearned premiums on risks outstanding 6i3fi7x Salaries and mscellaneous accounts due or accrued I ls2830250 Annual Report Taxes due or accrued 7onc2 Total amount of liabilities except capital 720738bb Capital actually paid in cash 50000000 Surplus over all liabilities 32485183 Surplus protection to policyholders 82485183 Total liabilities 154559039 Business in ForceFire Risks Premiums In forse on the 31st day of December 1918 ISMSil Ss7 Written or renewed during the year 139812bb2 i4L3sti6 Tota 332504705 290583646 Deduct those expired and marked off as terminated 134966135 120753017 in force at the end of the year ZTC SfrSSfiS Deduct amount reinsured 56507904 45045588 Net amount in force 141030666 124785041 Business in the State of Georgia A Fire Gross risks written 342735600 Less 612551 risks cancelled and 1314079 reinsurance in com panies authorized in Georgia labt3Uuo Net risks written 150072600 Gross premiums on risks written 2450999 Less 446355 return premiums and 546835 premiums for rein surance in companies authorized in Georgia J93190 Net premiums received 1457809 Losses paid deducting salvage 1591695 Less losses on risks reinsured in companies authorized in Georgia 80724 Net losses paid 760971 Looses incurred 1616044 Less losses on risks reinsured in companies authorized in Georgia833796 Net losses incurred 782248 Investments in Georgia Bonds 1030000 Total investments in Georgia 1 1030000 STAR INSURANCE COMPANY OF AMERICA 80 William Street New York N Y Hugh H London President 3 B Kremer Secretary Attorney for service in GeorgiaB P Walker Jr Atlanta Ga Knds of business done in GeorgiaFire Marine Tornado Automobile Parcel Post Tourists Baggage Explosion Captal Stock Amount of paidup capital i000000 Ledger assets Dec 31 1918 16863646 Income Gross premiums on new business 302612713 Deduct amount paid for insurance and return pre miums 182101484 Total premiums 120511229Insurance Department of Georgia Interest and rents Total income 251 5694842 Carried forward Disbursements Net amount paid polieyholders for losses Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etcZZZZZZZZ ZZ Loss on sale and decrease by adjustment of assets other items Paid stockholders for dividends anf spfs0oryexPense 2502893 7Sture and ttrtTlSMliZ 2934 72 SurVeys 291190 Taxes 2542299 Law Charities Income tax 17340281 Capftaf stockl352Z6oZ Warlax726Z046Zl7 Total disbursements Balance 126206071 294843717 41915253 22442314 4932074 615237 2258195 1202206 3000000 2772062 5487200 5608 4473845 90160461 204683256 Bonds at book value Stocks at book value Deposits at interest Deposits not at interest Agents balances net Other items Bills receivable Total ledger assets Ledger Assets 100065953 34477788 38725263 2141760 29233236 39256 NonLedger Assets Interest due and accrued Other items Reinsurance recoverable on paid losses 204683256 1052886 419562 Total assets 206155704 Deduct Assets Not Admitted Agents balances Bills receivable Z Z Other items Book value of stocks and bonds over market value Total not admitted assets Total admitted assets 833215 11624 14567741 15412580 190743124 Liabilities Net amount of unpaid losses and claims s Reserves or unearned premiums on risks outstanding Dividends to polieyholders declarel but unpaid Salaries and miscellaneous accounts due or accrued Other items Contingent commissions Total amount of liabilities except capital ZZZ Z ZZZ Capital actually paid in cash 400 000 00 Surplus over all liabilities 39809o79 Surplus protection to polieyholders Total liabilities Business in ForceFire 11602100 92099797 697068 4614852 1920228 110934045 79809079 190743124 In force on the 31st day of December 1918 Written or renewed during the year Risks 4858552 6739906 Total 11598458 Premiums 6221305 10007244 16228549252 Annual Report Deduct those expired and marked off as terminated5102090 In force at the end of the year 2 971053 Deduct amount reinsured 3525315 Net amount in force Business in the State of Georgia A Fire S 673615600 Less l Or sks l555riSOWp rein 4 776 669 00 surance in companie sauthorized in Georgia 477666900 195948700 Net risks written Gross premiums on risks written 1000555 Less S2856169 return premiums and Jr miums for reinsurance in companies authorized in Georgia 4258602 Net premiums received Dosses paid deducting salvageJ 4077795 dS losses on risks reinsured in companies author ized in Georgia J 946628 Net losses paid J 4450695 Losses incurred 7TtTT Less losses on risks reinsured in companies author ized in Georgia Net losses incurred 7434089 8794460 3619890 S 5174570 Marine and Inland 375000 375000 1687 1687 STERLING FIRE INSURANCE COMPANY No 115 N Penn Street Indianapolis Ind Edward D Evans President Oscar D Ross Attorney for service in GeorgiaW R Prescott Atlanta Capital Stock Amount of paidup capital qqqsiq29 Trr oc ota TPf 31 1918 1 99i 819i9 Secretary Ga Ledger assets Dec Extended at S 199381929 Income Gross premiums on new business I 209750469 Deduct amount paid for insurance and return pre miums Total premiums Protttf orfsale incwa2qutmentoi assets bonds Other sources Commissions on mortgage loans 75322047 11445987 1727 328638 Total incomeT S Carried forward Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid stockholders for dividends Loss on sale and decrease by adjustment of assets bonds 87098395 2 8648024 41678455 464465 22561544 1353445 235857 100782 5100000 35077Insurance Department of Georgia 253 Other items Furniture and fixturesand maps Federal State county and municipal taxes Legal expense excluding loss exp Real estate repairs and expenses 15972 3543956 456050 8084 Total disbursements Balance 4024062 75553687 Book value of real estate Ledger Assets 210926637 Mortgage loansrfiVsTTienn783738967 JHSH Bonds at book value L 183738967 Cash in office Deposits at interest Agents balances net ZUI III Total ledger assets NonLedger Assets Interest due and accrued Total assets Deduct Assets Not Admitted Book value of bonds and stocks over market value Total not admitted assets Total admitted assets 17830253 2500 485606 6288964 210926637 3423357 214349994 I 300449 t 300449 214049545 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts dueTor accrued T taxes due or accrued Other items Contingent commissions Total amount of liabilities except capital tAS Capital actually paid in cash sfnofinnn 74832 Surplus over all liabilities o2S Surplus protection to policyholders ZII A46248 14734962 513 88335 30000 7150000 1500000 97 Total liabilities Business in ForceFire 139246248 214049546 Risks In force on the 31st day of December 1918 334 151 501 Written or renewed during the year I9697s555 Total Deduct those expired and marked off as terminated 378943988 In force at the end of the year 19 isc nee Deduct amount reinsuredHTZIZ 59591443 Net amount in force 92594625 J Business in ForceMarine and Inland In force on the 31st day of December 1918 47n76 s Written or renewed during the year 2610778 I OTELt q r nqn OKJ Deduct those expired and marked off aterminatedl 1616098 In force at the end of the year 1 jsi 7515 Oeduct amount reinsured 1481756 Premums 336310555 201486168 537796723 385686589 152110134 56838995 95271139 Premums 1751899 8264301 10016200 4731783 5284417 5284417 Gross risks Business in the State of Georgia written A Fire written 17872090254 Annual Report Less 607775 risks cancelled and 303634 reinsurance in com panies authorized in Georgia 87580000 Net lsks written 2 03 728 16 Gross premiums on risks writtenrrkJZt Less 524899 return premiums and 448042 premiums for rein surance in companies authorized in Georgia 13 998 75 Net premiums received Losses paid deducting salvageV77 tUwi Less losses on risks reinsured in companies authorized m Georgia 3O 404953 Net losses paid Losses incurred Less losses on risksreinsured in companies authorized in Georgia Net losses incurred 1037170 737359 399811 STUYVESANT INSURANCE COMPANY 11 William Street New York N Y J S Felmigheupen President Hutchings Secretary Attorney for service in GeorgiaJ F Lewis Atlanta Ga Capital Stock Amount of paidup capital 70000000 Ledger assets Dec 31 1918 229280113 Extended at 229280113 Income Gross premiums Deduct amount paid for insurance and return pre miums 270122372 135348447 Total premiums Interest and rents Other sources Borrowed money Gross profit bonds Gross profits stocks 134773925 7743388 20000000 42500 1498750 Total income Carried forward 164058563 393338676 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Legal expense exclusive of losses Field men Maps Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Capital stock tax Agents bond premiums Rent safe deposit invest expense Transfer tax securities 129100 89680 4000 113225 5600 Federal taxes Other taxes and licenses Borrowed money repair Interest on borrowed money 67536219 1632471 24978 515618 6338 212872 535168 3449119 341605 1582252 2756644 34515865 1255589 Total disbursements 151273499 Balance 242065177Insurance Department of Georgia 255 Ledger Assets Mortgage loans first lien 15 000 Bonds at book value iouou 1500000 Cash in office 186919524 Deposits at interest I 5015 Deposits not at interest 15387473 Agents balances net 6756581 l 31496604 Total ledger assets NonLedger Assets Interest due and accrued Other items Reinsurance due on losses paid Total assets Deduct Assets Not Admitted Agents balances s Book value stocks and bondsove7market7aTueZZZ Total not admitted assets Total admitted assets 242065177 840614 1280148 S 244185939 946987 1805374 19004361 j 225181578 Liabilities Net amount of unpaid losses and claims 7 otervKuneamed preraiums risk outstanding ffiSS Estimated amount for taxes iwie oad H becmf due r borrowed money Total amount of liabilities except capital Capital actually paid in cash Z F700000no Surplus over all liabilitiesZZZZZZZZZZZZZZ 25229362 Surplus protection to policyholders T Total liabilities 3000000 20000000 129952216 95229362 S 225181578 Business in ForceFire In force on the 31st day of December 1Q1X Premiums Written or renewed during SSlZZZZZZZZZZZ IgftJIS IfotHlfs Total DeductlhoehandmalftTnTnaSdr IlklX IS 215639017 In forre at the end of the year 202 249 nq Deduct amount reinsured IIIIi 67 792 245 Net amount in force 262242234 5 246005374 35876000 134456784 S 160129374 Business in ForceMarine and Inland Written or renewed during the year Total Deduct those expired and marked ottas termlnatedZ Inforce at the end of the year Business in the State of Georgia A Fire Premiums 102546 102546 262242234 Gross rsks written Less 1748717 risks cancelled and 21925Zl9rein surance in companies authorized in Georgia 64597500 394123600 Marine and Inland 17990000 6107500 Net risks written 270473900 11882500 Gross premiums on risks written j 10075550 112179256 Annual Report Less 2036950 return premiums and 3668511 pre miums for reinsurance in companies authorized in gi Georgia Net premiums received Losses paid deducting salvager 9778744 Less losses on risks reinsured in companies author ized in Georgia 2676881 Net losses paid 10051644 Losses incurredTT Less losses on risks reinsured in companies authoi ized in Georgia ltoM Net losses incurred 3015298 28943 83236 SUN INSURANCE OFFICE 54 Pine Street New York N T Attorney for service in GeorgiaJ T Fitten Atlanta Ga Kinds of business done in GeorgiaFire Insurance Capital Stock Ledger assets Dec 31 1918 619070987 Extended at 6 19070987 Income Gross premiums on new business 832575465 Deduct amount paid for insurance and return pre 3 g06 589 84 Total premiums Profits1 onaleeorSincreaLaVVyadjustment of assets 4519 228 Other sources Employes liberty loan fund Remittance from home office 206W40S Agents balances previously charged off 13152 408 825 Total income Carried forward 16481 11388 4562 495408816 1114479803 Disbursements Net amount paid policyholders for lossesT LegalTnd administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets Other items Remittance to home office TX6S a i Agents balances charged off j Inspections surveys etc Maps real estate expenses and legal expenses 27083236 20845210 138785 3310013 215610084 10586983 1 07603812 35396517 2845490 5709636 897000 61834243 440483765 Total disbursements 673996038 Balance Ledger Assets Book value of real estate JIMKonz Bonds at book value Stocks at book value Cash in office 32716859 100000Insurance Department of Georgia 257 Deposits at interest 31015902 Agents balances net 94010653 Other Items Reinsurance recoverable on paid lossesf 4130118 Liberty bonds purchased for account employes 615000 474511S Total ledger assets f 673996038 NonLedger Assets Interest due and accrued 8425926 Market value of assets over book value 807496 Total assets 683229460 Deduct Assets Not Admitted Agents balances 2644870 Other items Overdue and accrued interest on bonds in default 1965416 Book value of bonds and stocks over market value 49905383 Total not admitted assets 54515669 Total admitted assets 628713791 Liabilities Net amount of unpaid losses and claims 65970500 Reserves or unearned premiums on risks outstanding 409747558 Salaries and miscellaneous accounts due or accrued 2679814 Taxes due or accrued 11200000 Other items Employes liberty loan fund 83652 Total amount of liabilities except capital 489681524 Deposit capital actually paid in cash 20000000 Surplus over all liabilities 119032267 Surplus protection to policyholders 139032267 Total liabilities 628713781 Business in ForceFire Risks Premiums In force on the 31st day of December 1918 880415819 878629634 Written or renewed during the year 640039438 679482391 Total J1S20446257 1558112025 Deduct those expired and marked off as terminated 571609257 653552434 In force at the end of the year 948837000 904559591 Deduct amount reinsured 227905904 207230949 Net amount in force 720931096 697328642 Business in ForceMarine and Inland Risks Premiums In force on the 31st day of December 1918 20937375 81085130 Written or renewed during the year 46510045 153093074 Total 67447420 2341 78204 Deduct those expired and marked off as terminated 30219699 l352l3817 In force at the end of the year 37227721 98964387 Deduct amount reinsured 3626574 6137739 Net amount in force 33601147 928 26648258 Annual Report Business in the State of Georgia A Fire Gross risks written VV 1477280500 Less 3 317 448 risks cancelled and 1321676 reinsurance in com panies authorized in Georgia ibtvinuo Net risks written 1013368100 Gross premiums on risks written 19582732 Less 3095019 return premiums and 2020507 premiums for rein surance in companies authorized in Georgia 511552b Net premiums received 14467206 Losses paid deducting salvage IijH2 Less losses on risks reinsured in companies authorized in Georgia 1135810 Net losses paid 4622753 Losses incurred 1 6644272 Less losses on risks reinsured in companies authorized in Georgia 1471619 Net losses incurred 5172653 Investments in Georgia Bonds 1000000 Total investments in Georgia 1000000 SVEA FIRE AND LIFE INSURANCE COMPANY 100 William Street New York N Y 1 M Wennstrom U S Manager Attorney for service in GeorgiaW H Rhett Atlanta Ga Kinds of business done in GeorgiaFire Insurance Capital Stock Amount capital deposit 20000000 Ledger assets Dec 81 1918 258382210 Extended at 258382210 Income Gross premiums on new business 334679794 Deduct amount paid for insurance and return pre miums 159532379 Total premiums Interest and rents Other sources Remittances from home office to United States Branch gross 75147415 9234287 983101 Total income 185364803 Carried forward 443747013 Disbursements Net amount paid policyholders for losses 67247369 Legal and administrative expenses in adjustment of claims 1615408 GAL 63INS Commissions and allowances to agents a First fear 43353307 Salaries of officers and employes 11587130 Rents and interest 7113 90 Advertsing printing postage telegrams etc 2441156 Loss on sale and decrease by adjustment of assets 111750 Other items Legal expenses excluding legal expenses on losses 16650 Furniture and fixtures including rent and repairs to same 450151 Maps including corrections inspections surveys including un derwriters board and tariff associations 4282753Insurance Department of Georgia 259 Federal taxes et al Miscellaneous Remittance to home office by U S branch gross Total disbursements Balance Ledger Assets Bonds at book value Stocks at book value Z Cash in office Deposits at interest Agents balances net Other items Bills receivable taken for fire risks Bills receivable taken for agents balances Srrsurance recverable on paid losses Philadelphia Underwriters Assn deposit Total ledger assets NonLedger Assets Interest due and accrued Total assets Deduct Assets Not Admitted Agents balances Bills receivable Other items Book value of bonds and stocks over market value Total not admitted assets Tqtal admitted assets 1032915 227318 13989995 8876536 220346 4995260 145909206 297837807 5 205653370 2371875 20000 37626161 42782185 9175269 67341 131606 10000 297837807 2655783 I 300493590 15250228 285243362 Taxes due or rccrued CtS dUe r acCrued Other items Liabilities Net amount of unpaid losses and claims irtIS8 uneared Premiums on risks outstanding i lVw SLafiealdmlscellaeOS accounts due or accrued ZZZZSZ 2tooTO 7150000 TotartimSomtCTmllSitS r ther charges due or accrued total amount of liabilities except capital Capital deposit rTnn nnnnn surplus over aii liabilities io Surplus protection to policyholders Total liabilities 18947524 400000 174966820 110276542 285243362 Business in Georgia In force December 31st 1918 ns Issued revived or increased oof Sum oo4by794 PduotiirtotStafduS5jhTw l7 In force December 31st 1919 tsic77 Total 381db775b Net losses paid urtag7eaTIIIZ 67pfS5vf Net losses incurred during year 3219963 Business in ForceFire Risks Premiums In force on the 31st day of December 1918 293 197 059 3 4n nxs r Written or renewed during the year Sotlllfil MmiM Deduct thMVIredinikd5teTOTlStea millm 23 joiloo260 Annual Report In force at the end of the year 32 SmSsio Deduct amount reinsured 88569168 96289810 Net amount in force 242092512 28507746 Business in the State of Georgia A Fire k itten 860645200 Lesf 36923451risks felled anZTlMiM reinsurance in com panies authorized in Georgia 321295000 Net risks written Gross premiums on risks written 11025013 Less 3823277 return premiums and 2641236 premiums for re insurance in companies authorized in Georgia Net premiums received t560500 Losses paid deducting salvage iI Less losses on risks reinsured in companies authorized in Geoiga 02063 Net losses paid 2210734 Losses incurred i517682 Less losses on risks reinsured in companies authorized in Georgia 4297719 Net losses incurred 3219963 Schedule of Reinsurance in Force December 31 1919 Total Name and Location of Company AtXM m Aetna Hartford Conn 45000 56690 Agricultural Watertown N Y 22 4Hm5 Alliance Philadelphia Pa 13000 13907 American Newark N J 33843 506J6 American Central St Louis Mo 182o0 iit American Merchant Marine New York City 3250 f American Eagle Fire New York City 8500 iaVl Assurance Co of America New York City oioiS Atlas Assurance London U S Branch N Y City 55000 A Automobile Ins Co Hartford Conn 508l98 Bankers and Shippers New York City 19250 40b o4 Boston Boston Mass lli British America Assurance Toronto Canada 1500 ci Buffalo Buffalo N Y 00 Caledonian Edinburgh U S Branch N Y City 93120 Ob California San Francisco Cal 23i50 8SbO Camden Fire Camden N J 209i0 767 Capital Fire Concord N H 500 20625 Century Edinburgh U S Branch N Y City 2000 b0 Christiania General Chrstiania U S Branch N Y City 5901j265 80957414 Citizens St Louis Mo J467 I City of New York New York City lon ib Cleveland National Fire Cleveland Ohio lWO i4b Colonial Assurance New York City 3750 zw Columbian National Fire Detroit Mich 29525 bJlbi Commercial Union Assurance London U S Branch New York City f9 Commercial Union Fire New York City 330 10067 Concordia Fire Milwaukee Wis 159775 Connecticut Fire Hartford Conn 53950 58916 Continental New Yory City 21000 3b552 County Fire Ins Co of Philadelphia Philadelphia Pa 1000 2000 Detroit Fire and Marine Detrot Mich 1500 1197 Detroit National Fire Detroit Mich i00 9272 Dixie Fire Greensboro N C 46158 6949 Dubuque Fire and Marine Dubuque Iowa 6000 10563 Eagle Star and British Dominions London U S Branch New York City 12000 1324o Equitable Fire and Marine Providence R I 2654 57 90 Farmers Fire York Pa 3000 1290 Federal Jersey City N J 1500 1430Insurance Department of Georgia 261 FidelityPhenix Fire New Tork City 21 000 lire Association of Philadelphia Philadelphia Pa 54625 Firemans Fund San Francisco Cal 131819 Firemens Newark N J 14650 General Fire Assurance Paris U S3 Branch N T City 26000 Glens Falls Glens Falls N Y 380 496 Globe and Rutgers Fire New York City 1082525 Granite State Fire Portsmouth N H 21358 Great American New Yclrk City 334 082 Hamilton Fire New York City 70767 Hanover Fire New York City 264876 Hartford Fire Hartford Conn 2fils89 Home New York City 2S H 25 000 Home Fire and Marine San Francisco Cal 7500 Hudson New York City 395535 Importers and Exporters New York City 165o0 Ins Co of North America Philadelphia Pa 101 400 Ins Co of State of Pennsylvania Philadelphia Pa 19l457 Law Union and Rock London U S Branch Hartford conn qq Liverpool and London and Globe Liverpool u7srBranch New York City M ft0 London Assurance London U S Branch nTy City 252413 London and Lancashire Fire Liverpool U S Branch New York City 270 173 Massachusetts Fire and Marine Boston Mass Twi9i Mechanics Philadelphia Pa 280O Mechanics and Traders New Orleans La 7500 Mercantile Ins Co of America New York City looo Merchants Fire Assur Corp New York City 319 752 Michigan Fire and Marine Detroit MichIIII sl67 Investments in Georgia Bonds 10O0o00 Total investments in Georgia 36552 61051 202826 34686 18705 280704 1986052 32533 300246 107127 411723 288452 62801 5122 9717627 11084 105498 210432 20383 92115 565821 541659 196299 6707 13729 3050 544530 9017 1000000 TOKIO MARINE AND FIRE INSURANCE COMPANY LTD 3 South William Street New York N Y Appleton Cox Attorneys Attorney for service in GeorgiaCarleton Y Smith Atlanta Ga Capital Stock Amount of deposit Ledger assets Dec 31 Extended at 7a7S 53000000 1918 309573364 Income Gross premiums on new businessi 4 652 905 15 Deduct amount paid for insurance and return pre miums 256650279 Tctal premiums Interest and rents ZZII Other sources Remittances from home office Bonds 309573364 208640236 12445247 140595624 137323 Total income Carried forward Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Executive traveling expenses Furniture and fixtures Maps Salaries of officers and employesI Rents and interest 361818430 671391794 74527094 1846330 67295689 47005 19909 14990 618624 30323M 262 Annual Report Advertising printing postage telegrams etc 1oin Inspection and surveys Bonds d75uo Other items Taxes licenses and fees nri Legal expense 19051 Agents balances charged off 94720 Exchange investment expense etc 137238 Remittances to home office 116342539 Total disbursements 268146759 Balance 403245035 Ledger Assets Bonds at book value 297338028 Deposits at interest 61667719 Agents balances net 44028728 Other items Reinsurance recoverable on paid losses 210560 Total ledger assets 403245086 NonLedger Assets Interest due and accrued 3758509 Other items Reinsurance recoveries due on paid losses 8953099 Total assets 415956643 Deduct Assets Not Admitted Agents balances I 991255 Other items Book value of bonds and stocks over market value 2864028 Total not admitted assets r 3855283 Total admitted assets 412101360 Liabilities Net amount of unpaid losses and claims 46664823 Reserves or unearned premiums on risks outstanding 102075826 Taxes due or accrued 9386925 Total amount of liabilities except capital 158127574 Deposit capital 53000000 Surplus over all liabilities 200973786 Surplus protection to policyholders 253973786 Total liabilities 412101360 Business in Georgia Fire Marine In force December 31st 1918 971923 558043 Issued revived or increased 8711102 3373770 Sum 9683025 3931813 Deduct ceased to be in force during the year 5608251 2886815 In force December 31st 1919 4074774 1044998 Net losses paid during year 967695 644448 Net losses incurred during year 1139195 736114 Business in ForceFire Risks Premiums n force on the 31st day of December 1918 144291145 133503994 Written or renewed during the yearr 169585698 152802900 Excess of original premiums over amount received for reinsurance 6560750 Total 313876843 292367644 Deduct those expired and marked off as terminated 129150882 115937452 In force at the end of the year 184725961 176430192 Deduct amount reinsured 21085675 19226904Insurance Department of Georgia 263 Net amount in force 163640286 Business in ForceMarine and Inland In force on the 31st day of December 1918 38 627 075 Written or renewed during the year 61628L182 0tal ne7 654908757 Deduct those expired and marked off as terminated 591206283 In force at the end of the year 63 701 974 Deduct amount reinsured 37381540 Net amount in force 26320 434 Business in the State of Georgia A Fire Gross risks written 7 355 28O 00 Less Fire 2093189 Marine 40475 risks cancelled and Fire 2449185 Marine 1571639 reinsurance in companies authorized in Georgia 454237400 Net risks written 281590600 Gross premiums on risks written 87 111 02 Less Fire 1685306 Marine 557471 return pre miums and Fire 2871561 Marine 1553665 pre miums for reinsurance in companies authorized in Georgia 4556867 Net premiums received 4154235 Losses paid deducting salvage 15 33386 Less losses on risks reinsured in companies author ized in Georga 565691 Net losses paid 697695 Losses incurred 17 428 86 Cess losses on risks reinsured in companies author ized in Georgia 503691 Net losses incurred 1139195 167203288 Premiums 49344631 312987615 362332246 294792615 67539631 3382885 33710780 Marine and Inland 285357700 161211400 124146300 3373770 2111136 1262634 1200509 556061 644448 1473651 737537 736114 UNION ASSURANCE SOCIETY LIMITED 55 John Street New Tork N Y A H Wray U S Manager Attorney for service in GeorgiaFrank G Lumpkin Columbus Ga Capital Stock Ledger assets Dec 31 1918 233634809 Extended at 233634809 Income Gross premiums on new business 2 821 468 50 Deduct amount paid for insurance and return pre miums 142273794 Total premiums qx 7 Interest and rents 8507191 Other sources RemHtance from home office 92830 28 Total income 157663273 Carried forward 391298082 264 Annual Report Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets Other items Remittance to home office Total disbursements Balance 5649707S 175793D 31674141 11234217 629299 10379709 8260966 13894075 S 134327419 256970663 Ledger Assets 176955292 100000 44497831 30689547 4727993 Bonds at book value Stocks at book value Deposits at interest Agents balances net Other items Reinsurance recoverable on paid losses Total ledger assets 256970663 NonLedger Assets Interest due and accrued 1382300 Total assets 258352963 Deduct Assets Not Admitted 1353449 3397292 Agents balances J Other items Book value of stocks and bonds over market value Total not admitted assets Total admitted assets 1 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued TVmr7 Surplus over all liabilities 111110b15 4750741 23602222 17742100 120471007 877000 2801500 Surplus protection to policyholders Total labilities Business in Force 111710615 253602222 Fire Risks In force December 31 1918 1 SiToM Written or renewed during the year 80571808a 558108104 S and cancellations 229340548 Total Deduct expirations In force at the end of the year 320330 Deduct amount reinsured 9b250iio Premiums 233055132 262087552 495142684 204799107 290343677 79577935 Net amount in force 232517226 Business in ForceMarine and Inland Risks In force December 31st 1918 Igg Writtfe or renewed in 1919 3063531 Total 5446108 Deduct expirations and cancellations 4059793 210765742 Premiums 703 20059298 27095a u 15743972Insurance Department of Georgia 265 In force December 31 1919 1386315 Deduct amount reinsured 531910 Xet amount in force 854405 Recapitulation of Fire Risks and Premiums Year Amount Premiums Fraction Written Term Covered Charged Unearned 1919 One year or lesslll331729 93524761 12 1918 Two years 4584830 3133728 14 1919 Two years 5411792 3836865 34 1917 Three years 21175936 21110875 16 1918 Three years 23577033 29975310 12 1919 Three years 43241992 38586290 56 1916 Four years 282235 308890 18 1917 Four years 735066 7 38175 38 1918 Four years 1086500 9 62972 58 1919 Four years 604555 767556 78 1915 Five years 2082553 2543069 110 1916 Five years 2161900 2833679 310 1917 Five years 3288175 3753536 12 1918 Five years 4169162 52 78493 710 1919 Five years 7880211 9658526 910 Over five years 548368 427670 pro rata Advance premiums 355100 322647 100 Totals 232517226 210765742 11351537 719448 10632089 Premiums Unearned 46763731 783432 2877649 3518479 11487655 32155242 38611 276815 601858 671612 254307 850104 1876768 3694945 8692674 288443 322647 115154962 UNION FIRE INSURANCE COMPANY OF PARIS FRANCE 17 Custom House Street Providence R I Emil C Pieper Vice President and MgT Agency Department Starkweather Shepley Inc U S Managers Attorney for service in GeorgiaD T Maclntrye Atlanta Kinds of business done in GeorgiaFire and Lightning Ga Capital Stock Statutory Deposit Ledger assets Dec Extended at 31 20000000 1918 144604899 144604899 Capital Stock Gross premiums on new business 185285748 Deduct amount paid for insurance and return pre miums 81413888 Total premiums 103871860 Interest and rents 5114715 Total income 108986575 Carried forward 253591474 Disbursements Net amount paid policyhcJders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Advertising printing postage telegrams etc Other items Inspections and surveys Federal taxes Taxes licenses and fees Examination of companys account Remittances to home office by U S Branch 40239523 684841 31698524 60344 56865 1277979 2270613 2992891 29857 4204617 Total disbursements 83516054266 Annual Report Ledger Assets Bonds at book value 125358120 Deposits at interest 12761349 Agents balances net 31945951 Other items Philadelphia Underwriters Association 10000 Total ledger assets 170075420 NonLedger Assets Interest due and accrued 1346639 Other items Reinsurance from other companies 262989 Total assets 171685048 Deduct Assets Not Admitted Book value of bonds and stocks over market value 17460519 Total not admitted assets 17460519 Total admitted assets 154224529 Liabilities Net amount of unpaid losses and claims 10654535 Reserves or unearned premiums on risks outstanding 73273062 Taxes due or accrued 3000000 Other items Contingent commissions 10542164 Total amount of liabilities except capital 97469761 Capital deposit 20000000 Surplus over all liabilities 36754768 Surplus protection to poUcyholders 56754788 Total liabilities 154224529 Business in ForceFire Risks Premiums In force on the 31st day of December 1918 154770166 159291976 Written or renewed during the year 170858603 185285748 Total 325628769 344577724 Deduct those expired and marked off as terminated 138518414 143061950 In force at the end of the year 187110355 201515774 Deduct amount reinsured 46S02626 65573256 Net amount in force 140207729 135942518 Business in the State of Georgia A Fire Gross rsks written 1616816900 Less 4127865 risks cancelled and 6076910 reinsurance in com panies authorized in Georgia 1020477500 Net risks written 596339400 Gross premiums on risks written 24640303 Less 4616199 return premiums and 11185585 premiums for re insurance in companies authorized in Georgia 158 01784 Net premiums received 8838519 Losses paid deducting salvage 16010342 Less losses on risks reinsured in companies authorized in Georgia 10897821 Xet losses paid 5112521 Losses incurred 15915134 Less losses on risks reinsured in companies authorized in Georgia llo 12740 Net losses incurred 4872394Insurance Department of Georgia 267 Investments in Georgia Bonds Total investments in Georgia 1000000 1000000 UNION INSURANCE SOCIETY OF CANTON LTD 174 W Jackson Boulevard Chicago 111 Attorney for service in GeorgiaA H Turner Atlanta Capital Stock Amount of paidup capital 40000000 Ledger assets Dec 31 1918 155647310 Ga Extended at 155647310 Income Gross renewal premiums 5 24896210 Deduct amount paid for insurance and return pre miums 117038270 Total premiums Interest and rents Other items From home office 407857940 7005949 169000000 Total income 583863889 Carried forward 739511199 Disbursements Net amount paid policyhqlders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets Other items Remitted to home office Total disbursements Balance S 107657928 1130610 81978705 25466532 1592642 19626096 1334486 55379608 294166607 Ledger Assets Bonds at book value Cash in office Deposits at interest Agents balances net Other items Due from other companies 3923132 Deposited with Michigan State treasurer 18996 445344592 314647085 61187 57949118 6874507 394212J Total ledger assets 44534459 NonLedger Assets Interest due and accrued 3429151 Total assets Deduct Assets Not Admitted Agents balances 95955 Other items Due from unauthorized companies 200000 Book value of bonds over market value 5638975 448737748 59 34930 Total not admitted assets Total admitted assets 4428 38818268 Annual Report Liabilities Net amount of unpaid losses and claims 107221585 Reserves or unearned premiums on risks outstanding 205551468 Dividends to policyholders declared but unpaid1 J5040 Salaries and miscellaneous accounts due or accrued j ii Total amount of liabilities except capital 320337717 Capital actually paid in cash 40000000 Surplus over all liabilities 82501101 Surplus protection to policyholders 122501101 Total liabilities 442838818 Business in ForceFire Risks Premiums In force on the 31st day of December 1918 22378396 24638903 Written or renewed during the year 346744818 309663o63 Total 369123214 334302466 Deduct those expired and marked off as terminated 100288024 93450209 In force at the end of the year 268835190 240852257 Deduct amount reinsured 23150084 20322494 Net amount in force 245685106 220529763 Business in ForceMarine and Inland Risks Premiums In force on the 31st day of December 1918 16534571 48750306 Written or renewed during the year 252248966 215232647 Tota 268783537 5 263982953 Deduct those expired and marked off as terminated 226114623 156911439 In force at tie end of the year 42668914 107071514 Deduct amount reinsured 602930 940008 Net amount in force 42065984 106131456 Business in the State of Georgia A Fire Marine and Inland Gross risks written 787321600 5 20000 Less 408715 risks cancelled and 1350350 reinsur ance incompanies authorized in Georgia 175906500 Net risks written 614115100 20000 Gross premiums on risks written 8848089 1200 Less 581591 return premiums and 1316007 pre miums for reinsurance in companies authorized in Georgia 1897598 Net premiums received 6950491 1200 Losses paid deducting salvage 1663829 Less losses on risks reinsured in companies author ized in Georgia 228455 Net losses paid 1435374 Losses incurred 1941835 Less losses on risks reinsured in companies author ized in Georgia 228455 NTet losses incurred 1613380Insurance Department of Georgia 269 UNITED BRITISH INSURANCE COMPANY LTD 40 Clinton Street Newark N J Attorney for service in GeorgiaLangdon C Quin Atlanta Ga Captal Stock Amount of statutory deposit 40000000 Ledger assets Dec 31 1918 144475677 Extended at 144475677 Income Gross premiums on new business 206763688 Deduct amount paid for insurance and return pre 116466812 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Remittances from home office 90296876 6910568 2496758 20124300 Total income 119828502 Carried forward 264304179 Disbursements Net amount paid policyholders for losses 70017117 Legal and administrative expenses in adjustment of claims 185803 Commissions and allowances to agents 18iiii Salaries of officers and employes 2ccr Rents and interest Advertising printing postage telegrams etc Tocno Loss on sale and decrease by adjustment of assets 12598 Other items a1o au Remittances to home office 8blu083 Total disbursements S 110139170 Balance 154165009 Ledger Assets Bonds at book value Stocks at book value Cash in office Deposits at interest Agents balances net Other items Deposit with Phila Fire Underwriters Reinsurance recoverable on paid losses Marine 10000 524641 131205969 1782500 1818494 4160349 14663056 534641 Total ledger assets 154165009 NonLedger Assets 2126095 210857 Interest due and accrued Other items Reinsurance recoverable on paid losses fire Total assets 156501961 Deduct Assets Not Admitted Agents balances 146892 Other items Reinsurance recoverable on paid losses unad cos 524641 Book value of bonds and stocks over market value 268469 Total not admitted assets 940002 Total admitted assets 155561959270 Annual Report Liabilities Net amount of unpaid losses and claims 37835441 Reserves or unearned premiums on risks outstanding 43682532 Dividends to policyholders declared but unpaid 100000 Salaries and miscellaneous accounts due or accrued 3000000 Total amovnt of liabilities except capital 84857973 Capital statutory deposit 40000000 Surplus over all liabilities 30693986 Surplus protection to policyholders 70693986 Total liabilities 155561959 Business in ForceFire Risks Premiums In force on the 31st day of December 1918 28919928 28844672 Written or renewed during the year 84431684 86875856 Total 113351612 115720528 Deduct those expired and marked off as terminated 46310405 45119778 In force at the end of the year 67041207 70600758 Deduct amount reinsured 14470499 15431974 Net amount in force 52570708 55168776 Business in ForceMarine and Inland Risks Premiums In force on the 31st daf of December 1918 21427661 42420479 Written or renewed during the year 98146022 119887832 Total 119573683 162308311 Deduct those expired and marked off as terminated 90680644 78881470 In force at the end of the year 28893039 83426841 Deduct amount reinsured 21955795 61000965 Net amount in force 6932244 22425876 Business in the State of Georgia A Fire Gross risks written 365113900 Less 895204 risks cancelled and 751636 reinsurance in com panies authorized in Georgia 164684000 Net risks written 200429900 Gross premiums on risks written 4454788 Less 865960 return premiums and 807975 premiums for rein surance in companies authorized in Georgia 1673935 Net premiums received 2780853 Losses paid deducting salvage 2041880 Less losses on risks reinsured in companies authorized in Georgia 365227 Net losses paid 1676653 Losses incurred 1 1915380 Less losses on risks reinsured in companies authorized in Georgia 382727 Net losses incurred 15326 53Insurance Department of Georgia 271 UNITED STATES FIRE INSURANCE COMPANY 95 William Street New York N Y George R Branson President David G Wakeman Secretary Attorney for service in GeorgiaW R Hoyt Atlanta Ga Kinds of business done in GeorgiaFire Marine Auto Tornado Explosion Riot anjl Civil Commotion Sprinkler Leakage Capital Stock Amount of paidup capital 140000000 Ledger assets Dec 31 1U18 837261750 Extended at 837261750 Income Gross renewal premiums 1090028074 Deduct amount paid for insurance and return pre miums 438915883 Total premiums 651112191 Interest and rents 40410745 Profits on sale or increase by adjustment of assets 1487016 Total income 693009 52 Carried forward 1530271702 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Furniture and fixtures Inspections surveys Und Boards etc Taxes licenses and fees including Federal taxes Real estate expenses Contribution to Salvation Army 51155 8700449 21410642 337046 50000 241398784 5582385 226999525 4503737 662051 3012532 14027610 37587387 30549292 Total disbursements 564323303 Balance 965948399 Ledger Assets Book value of real estate 4440000 Mortgage loans first lien 52326667 52326667 Bonds at book value l 260242638 Stocks at book value 445886715 Cash in office f 89484 Deposits at interest 69296772 Agents balances net 125500563 Other items Loans 300000 Bills receivable 7865560 8165560 Total ledger assets 965948399 NonLedger Assets Interest due and accrued 2925699 Market value of assets over book value 97342147 Other items Reinsurance recoverable on losses 39 55900 Total assets 1070172145272 Annual Report Deduct Assets Not Admitted Excess over unearned premiums 126241 Total not admitted assets Total admitted assets 1068909404 Liabilities Net amount of unpaid losses and claims oliSoiia Reserves or unearned premiums on risks outstanding 7RQ774 Dividends to policXholders declared but unpaid Knnnnn Salaries and miscellaneous accounts due or accrued iTonnnou Taxes due or accrued estimated iTsisoae Total amount of liabilities except capital T17S5XiSr dl8J8b Capital actually paid in cash ltiVoni Surplus ouer all liabilities iitai Surplus protection to policyholders 431290418 Total liabilities 1068909404 Business in ForceFire Risks Premiums In force on the 31st day of December 1918 987879082 1040237919 Written or renewed during the year l01580o92 9809oi004 Excess of original premiums over amount received for reinsurance JOipQiau Total 2003685034 2041941073 Deductthoseexpired andmarked off as terminated 835991071 825695994 in force at the end of the year1167698963 IS16UBOM Deduct amount reinsured 261586806 55881608 Net amount in force 906107157 960363471 Business in ForceMarine and Inland Risks Premiums In force on the 31st day of December 1918 22109827 30436995 Written or renewed during the year 4o5846878 109075070 Total 477956705 139512065 Deductthose expired and marked off as terminated 432026534 112022743 III force at the end of the year 45930171 27489322 Deduct amount reinsured 6911797 142835 Net amount in force 39018374 2034648 Business in the State of Georgia A Fire Marine and Inland Gross risks written 1129788700 68622100 Less 1932176 Fire 59375 Marine risks cancelled and 1000 Fire 118420 Marine reinsurance in companies authorized in Georgia 193317600 17779500 Net risks written 936471100 50842600 Gross premiums on risks written 11701628 783438 Less 1848763 Fire 139172 Marine return pre miums and 346 Fire 47485 Marine premiums for reinsurance in companies authorized in Georgia 1849109 186657 Net premiums received 9852519 596781 Losses paid deducting salvage 5132336 542142 Less losses on risks reinsured in companies author ized in Georgia 5970 Net losses paid 5126366 542142Insurance Department of Georgia 273 Losses incurred 5462336 664227 Less losses on risks reinsured in companies author ized in Georgia 5970 Net losses incurred 5456366 664227 Investments in Georgia Bonds 1000000 Total investments in Georgia 1000000 URBAINE FIRE INSURANCE COMPANY 123 William Street New York N Y Fred S James Co TJ S Managers Attorney for service in GeorgiaA H Turner Atlanta Ga Kinds of business done in GeorgiaFire and Lightning Capital Stock Amount of deposit capital 30000000 Ledger assets Dec 31 1918 374905534 Extended at 374905534 Income Gross premiums on new business Deduct amount paid for insurance and return pre miums 595759861 176634283 Total premiums Interest and rents Other sources Remittances from home office Gross profits from bonds 419125578 19040603 30008549 5532303 Total income 473707033 Carried forward 848612567 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Other items Furniture and fixtures maps Inspections and surveys Federal taxes licenses and fees Remittances to home office Miscellaneous 167836753 2232823 142858701 6320572 444032 1542790 584800 2176285 5945923 4774836 1627414 Total disbursements 336344929 Balance 512267638 Ledger Assets Bonds at book value 455229981 Deposits at interest 30535509 Agents balances net 26502148 NonLedger Assets Interest due and accrued 6228370 Other items Reinsurance recoverable on paid losses 5 34579 Total assets 519030587274 Annual Report Deduct Assets Not Admitted 89984 Agents balances BooVue of bonds over market value 10S89481 10679465 Total not admitted assets 508351122 Total admitted assets MfiaST Net amount of unpaid losses and claims IotmbM Reserves or unearned premiums on risks outstanding 5ml Salaries and miscellaneous accounts due or accrued ioi 50000 Taxes due or accrued Other items 3274634 Contingent commission 49570 31 Total amount of liabilities except capital immwii Surplus over all liabilities 158780891 Surplus protection to policyholders 158780891 508351122 Total liabilities Business in ForceFire Risks Premiums in force on the 31st day of December 1918 tfAllZ tlllWV Written or renewed during the year 643950463 09575986 Excess of original premiums over amount received for reinsurance Total 1064502261 1019649598 Deducfthose expired and marked off as terminated 501983281 477106539 tv rf rf the war 562518980 542543059 In force at the end ot tne year Deduct amount reinsured 39840308 3928401 Net amount in force 522678672 503259046 Business in ForceMarine and Inland A Fire Gross risks written 121237500 Less 225190 risks cancelled and 502270 reinsurance in companies authorized in Georgia uiwovv Net risks written 48491500 Gross premiums on risks written 1577146 Less 195926 return premiums and 508493 premiums for rem surance in companies authorized in Georgia U44ia Net premiums received 872727 Losses paid deducting salvage 11JJ3 Less losses on risks reinsured in companies authorized in Georgia54150 Net losses paid 1112653 Losses incurred 16841 Less losses on risks reinsured in companies authorized in GeorgiabUM Net losses incurred 1644058 WESTCHESTER FIRE INSURANCE COMPANY 100 William Street New York N Y Otto E Schaefer President C B G Gaillard Secretary Attorney for service in GeorgiaC A Rauschenberg Jr Atlanta Ga Kinds of business done in GeorgiaFire Marine Automobile Sprinkler Leak age Riot Civil Commotion Explosion Tornado Capital Stock Amount of paidup capital 100000000 Ledger assets Dec 31 1918 946732891 Extended at 947632891Insurance Department of Georgia 275 Income Gross premiums on new business 11 868 609 78 Deduct amount paid for insurance and return pre miums 485026646 Total premiums j Interest and rents 1f 701834332 Profits on sale or increase by adjustment of assets Other sources State of New York income tax withheld Total income Carried forward 212194 28911 741440248 1689073139 Disbursements Net amount paid policyholders or losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items 311618925 7100391 162830786 41322350 370177 8780731 25000000 83281563 Total field supervisory and expenses Furniture rents repairs etc Maps including corrections Inspections and surveys Und Board and Tar Asn Agents balances charged off i qne Real estate expenses taxes licenses and fees Miscellaneous and legal expenses 19042346 733784 1282875 31195152 39158 Total disbursements Balance Ledger Assets Book value of real estate Mortgage loans first lien Bonds at book value Stocks at book value Deposits at interest I Deposits not at interestZI Agents balances charged off L TojVnS Other items 194506 Balances due for reinsurance written prior to Oct 1 1919 Total ledger assets 67246878 710883401 978189738 587600 9866000 444074452 335801198 100132149 3502671 8755441 978189738 Interest due and accrued Total assets NonLedger Assets Deduct Assets Not Admitted Agents balances Other items 11406538 Book value of real estate over market value book value stocks and bonds over market value 31611710 Total not admitted assets Total admitted assets 5719731 983909469 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding STeASSSrLaccounts due or a 43018248 940891221 88573104 555105548 2500000 21250000276 Annual Report 0Contingnt commissions or other charges due or 15000 00 accruedZXZm 289H State of N Y income tax withheld 1528911 668957563 Total amount of liabilieies except capital1 OOooboToO Capital actually paid in cash 336 58 Surplus over ail liabilities 271933658 Surplus protection to policyholders r 940891221 Total liabilities Business in ForceFire Risks Premiums In force on the 31st day of December 1918M uffiRtft Written or renewed during the yeai 2432106921 2375220984 eductttoB7ex 1009789688 1 367 926 406 1365431296 In force at the end of the year1 337905351 324292478 Deduct amount reinsured 1030021055 1041138818 Net amount in force Business in ForceMarine and Inland Risks Premiums in force on the 31st day of December 1918 SSIIS lll Written or renewed during the year moioioja 120642443 109388115 in force at the end of the year 1 SfcS Deduct amount reinsured 13912 567 32129853 Net amount in force r Business in the State of Georgia A Fire Marine and Inland sks written 1649440200 12990000 lssSS4l97 risks canceTledand 2098182 reinsur ance in companies authorized in Georgia 61756500 4951400 Net risks written J 1031683700 8038600 Gross premiums on risks written 15678505 289087 Less 2882670 return premiums and 1632271 pre miums for reinsurance in companies authorized in m Georgia 4402483 112464 Net premiums received 276022 176623 Losses paid deducting salvage 5909180 143477 Less losses on risks reinsured in companies author ized in Georgia s88119 Net losses PaW 5M1061 143477 Losses incurred 5587478 140812 Less losses on risks reinsured in companies author ized in Georgia 691532 Net losses Incurred 4895946 140812Insurance Department of Georgia 277 WESTERN ASSURANCE COMPANY 22 Wellington Street East Toronto Canada W B Meikle President Cecil Stowe Wainwright Secretary Attorney for service in GeorgiaC H Godfrey Atlanta Ga Capital Stock Amount of deposit capital 400 00000 Ledger assets Bqc 31 X918 482262725 Extended at Income Gross premiums on new business 659186265 Deduct amount paid for insurance and return pre miums 377448302 482262725 Total premiums 1 2817 379 63 Interest and rents 1 17243061 Profits on sale or increase by adjustment of assets 1373897 Other sources Remittances from home office 592402 Total income g 300947323 Carried forward 783210048 Disbursements Net amount paid policyholders for losses If 1 57414949 Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Field supervisory expenses Salaries of officers and employes I Rents and interest Advertising printing postage telegrams etc Furniture and fixtures Loss on sale and decrease by adjustment of assets Jf Other items Maps Inspections and surveys 37 86206 Federal taxes 2971946 Taxes licenses and fees 9205518 Legal 156637 Agents balances charged off 3 30 Remittances to home office 52 71964 12 69191 65277238 7967313 10179431 957413 4058799 415342 1292875 238195 21392601 Total disbursements 2704 63347 Balance 512746701 Ledger Assets Bonds at book value 2 650 731 43 Stocks at book value 36483360 Deposits at interest 82244890 Agents balances net T l289453o8 Total ledger assets 512746701 NonLedger Assets Interest due and accrued if 40098 38 Other items Reinsurance due on losses paid 44503 Total assets 516801042 Deduct Assets Not Admitted Agents balances If 38 29650 Other items Book value of bonds and stocks over market value 15578172 Total not admitted assets 19407822 Total admtted assets 497393220278 Annual Report Liabilities Net amount of unpaid losses and claims Ionsiinxoii Resets or unearned premiums on risks outstanding foooOO Salaries and miscellaneous accounts due or accrued 10391L32 Taxes due or accrued Other items u 39037 Contingent commissions 3 073 03245 Total amount of liabilities except capitalrInnftftOOD Capital actually paid in cash toosqq75 Surplus over all liabilities laOUsaafo Surplus protection to policyholders 19008995 497393220 Total liabilities Business in the State of Georgia A Fire Marine and Inland Gross risks written 1158386500 22744900 Less 3715927 risks cfcicelled and 1592072 rein surance in companies authorized in Georgia o309900 Net risks written 627586600 22744900 Gross premiums on risks written 11731720 45519 Less 2839249 return premiums and 1937689 pre miums for reinsurance in companies authorized in Georgia 46938 Net premiums received 6954782 45519 Losses paid deducting salvage 6582309 Less losses on risks reinsured in companies author ized in Georgia i3io8iu Net losses paid 5206489 Losses incurred 6625158 Less losses on risks reinsured in companies autnor ized in Georgia 1321820 Net losses incurred 5295338 K Investments in Georgia 1000000 Bonds Total investments in Georgia 1000000 YORKSHIRE INSURANCE COMPANY LTD 80 Maiden Lane New York N Y Frank Du Bois U S Managers Attorney for service in GeorgiaMilton Dargen Jr Atlanta Ga Kinds of business done in GeorgiaFire Motor Vehicles Sprinkler Leakage Explosion and Riot and Civil Commotion Capital Stock Amount of paidup capital SMS Ledger assets Dec 31 1918 211590948 Extended at 211590948 Income Deduct amount paid for insurance and return pre miums 165642071 Total premiums 1AlAllit Interest and rents i o9Rnn Trofits on sale or increase by adjustment of assets Remittance from home offire 44so Total income 152271939Insurance Department of Georgia 279 Disbursements Net amount paid polieyholders for losses Legal and administrative expenses in adjustment of elai Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Other items Total field supervisory expenses Furniture and fixtures Maps Inspections and surveys Federal taxes Taxes licenses and fees Legal expenses Agents balances charged off Remitted to home office Insurance on furniture United war work campaign Miscellaneous 2897208 207083 315296 3470946 4747588 5185825 2500 24975 5855721 9884 37500 22625 Total disbursements Balance 54280367 1444000 33848121 9497241 877614 1967723 22777151 124692217 239170670 Ledger Assets Bonds at book value Stocks at book value Deposits at interest Deposits not at interest Agents balances net Total ledger assets NonLedger Assets Interest due and accrued Other items Sundry reinsurance companies losses recoverable on paid losses Total assets Deduct Assets Not Admitted 637791 270824 153700864 274 32700 24097651 706322 33233125 23917067C 2175990 47368 24139402S Agents balances Other items Book value of bonds and stocks over market value Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstandingI Salaries and miscellaneous accounts due or accrued Taxes due or accrued Capital actually paid in cash 20000000 Surplus over all liabilities 99188719 Surplus protection to polieyholders Total liabilties Business in ForceFire Risks In force on the 31st day of December 1918 240006174 Written or renewed during the year 281174422 Total 521180596 Deduct those expired and marked off as terminated 268700239 9086IE 24048511 17112982 99383712 100000 4700000 119188719 24048541 Premiums 256243375 279767932 536011307 266537204280 Annual Report In force at the end of the year Deduct amount reinsured 252480357 269474103 IHI 97268959 101911321 155211398 167562782 Net amount m force Business in ForceMarine and Inland Risks Premiums in force on the 31st day of December 1918 M4 783 Jgjjgg iit teriAwfid dunne the year Written or renewed during the year Total Deduct those expired and marked off as terminated In force at the end of the year Deduct amount reinsured Net amount in force 16941017 8926822 8014195 142379 43517274 20453440 23063834 317292 7871816 22746542 Business in the State of Georgia A Fire k itten 1190361100 LesS3r02566lrFire 98481Marine risks cancelled and 3764295 Fire reinsurance in companies au thorized in Georgia 67899b4oo Marine and Inland 47719700 511364700 Net risks written Less 3710973 Fire 287585 Marine return pre miums and 4742372 Fire premiums for reinsur ance iii companies authorized in Georgia Net premiums received Losses paid deducting salvage 4116242 Less losses on risks reinsured in companies author ized in Georgia Net losses paid Losses incurredIV Less losses on risks reinsured in companies author ized in Georgia Net losses incurred Investments in Georgia Bonds market value 8453345 7411582 3069062 4241728 i 1032568 3209160 980000 9848100 37871600 287585 995009 157572 1 157572 371302 Total investments in Georgia 371302 980000Insurance Department of Georgia 281 LIFE INSURANCE COMPANIES AETNA LIFE INSURANCE COMPANY 650 Main Street Hartford Conn Morgan G Buckeley President C E Gilbert Secretary Attorney for service In GeorgiaW B Hawkins Atlanta Ga Kinds of business done in GeorgiaLife Accident Health and Liability Captal Stock Amount of paidup capital 500000000 Ledger assets Dec 31 1918 12229733251 Extended at 12229733251 Income Gross premiums on new business 646553781 Disability and accidental death benefits 43510282 Gross renewal premiums 1715575575 Deduct amount paid for reinsurance and return pre miums 48501069 Total premiums Interest and rents i Profits on sale or increase by adjustment of assets Other sources Consideration for supplementary contracts not involving life contingencies Dividends left with the company to accumulate at interest Foreclosure expense 346995 investment expense 1991775 de posit for reinsurance reserve 174248 profit and loss 112560 Total income 3077966370 2357140569 643008161 9066566 27465615 21409329 19876130 Carried forward 15307699621 Disbursements Net amount paid policyholders for losses and matured endowments 1211903024 Net amount paid policyholders for annuities premium notes voided and surrender values 250641479 Legal and administrative expense in adjustment of claims 1858077 Commissions and allowances to agents a First year 206891106 b Renewal 92585049 Salaries of officers and employes Rents and interest Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Taxes licenses and fees Paid for supplementary contracts not involving lfe contingencies Dividends surrendered during the year Other commissions Dividends paid stockholders Agency expenses Examiners fees and inspection of risks Agents balances charged off Cancelled checks missing policy claimants found All other1 299476155 74560072 14966532 160389478 832429 84561624 10311663 17686848 626880 50000000 56135762 23053968 9569 15669 28735656 186715415 Total disbursements 2319778836 Balance 12987920785282 Annual Report Ledger Assets Book value of real estate Mortgage loans first lien 5857175011 Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest Agents balances net Other items 4M Loans on collateral Sic inc Loans to policyholders 118H2I It Premium notes bi4oi Premiums reported in accordance with sailors ana soldiers civil relief act 4 17606 Bills receivable 119102446 5857175011 459682123 696682636 383887 276824770 182153965 1307074 1257469757 Total ledger asse ts 12987920785 NonLedger Assets Interest and rents due and accrued IImwsm Market value of assets over book value siU4av6o4 Other items 99fi dfi9 qo Net amount of uncollected and deferred premiums 22284bzsi ts 13690604993 Total asse Deduct Assets Not Admitted Agents balances Bills receivable Other items Premium notes and loans on polices and other pol icy assets in excess of the net value and of other policy liabilities on individual policies Overdue and accrued interest on bonds in default 2157185 417606 19348 4200000 94139 86641841 64 3980 258 797 43019 27648 12178 63234 4219348 Total not admitted assets Life business accident health and liability business oSScofinloo Total admitted assets 2625960392 Total admitted assets 16309771246 Liabilities Net amount of unpaid losses and claims Unearned premiums on risks outstanding and surrender values so applied Dividends to policyholders declared but unpaid Salaries and miscellaneous accounts due or accrued Taxes due or accrued Unearned interest and rent paid in advance 300 79222 Cancelled checks missing policy claimants cooirni Net reserve and other reserves llbboSiaOi Value of amounts not yet due on supplementary contracts not involving life contingencies 128320800 Total amount of liabilities except capital Life business Accident health and liability business Capital actually pad in cash SV2S2 Surplus over all liabilities 12455272bl Surplus protection to policyholders 1745527261 Total liabilities Life accdent health and other business 16309771246 Business in Force In force December 31 1918SfH4 Issued revised or increased during year lbbbii ivaii gum 69697402510 Deductceasedtcfbe in force during year JhlllliVla In force December 31st 1919 65339628386 Tota 65339628386 11824594772 124212 21429 82692 61293Insurance Department of Georgia 283 Business in Georgia In force December 31st 1918 1479384937 Issued revived or increased 731916423 Sum 2211301360 Deduct ceased to be in force during the vear 398539229 In force December 31st 1919 1812762131 Total 1812762131 Net losses paid during year 19251700 Net losses incurred during year 18951700 Investments in Georgia Bonds amortized valueStocks market value 64369166 Policy loans 47210507 Total investments in Georgia j 111679673 AMERICAN CENTRAL LIFE INSURANCE COMPANY 8 East Market Street Indianapolis Ind Herbert M Woollen President Edward A Meyer Secretary Attorney for service in GeorgiaShepard Bryan Atlanta Ga Kinds of businss done in GeorgiaLife Insurance Capital Stock Amount of paidup capital 13700000 Ledger assets Dec 31 1918 593411539 Extended at 593411539 Income Gross premiums on new business 57168994 Gross renewal premiums 114965163 Deduct amount paid for insurance and return pre miums 3877105 Total premiums Interest and rents Other sources Insureds personal benefit fund 6597 66 Coupons 1708260 Surrender value on reinsurance 2280 17 Miscellaneous 151146 168257052 37565780 2747189 Total income 208570021 Carred forward 801981560 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 36786935 b Renewal 5263686 53196540 196894 Salaries of officers and emploves Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Other items Surrender values Licenses fees and taxes Dividends on stock Legal expense Medcal fees and inspections Furniture Agency supervision and B O expense Investment expense Repairs and taxes on real estate Miscellaneous 42050621 11882028 896496 3897484 1185978 17417752 3741288 1096000 698025 3639254 424921 4400209 2175851 2175851 3596567 3750335 Total disbursements 1508 09394 Balance 651172166284 Annual Report Ledger Assets 42780632 Book value of real estate 365015575 Mortgage loans first lien 94So Bonds at book value J 4006J Cash in office 6562531 Deposits at interest 276135 Agents balances net Other items t 116529895 Policy loans 367905 Premium balances net 109620 War savings Stomps 25000000 U S certificates of indebtedness 141271610 651172166 Total ledger assets NonLedger Assets 10455194 interest and rents due and accrued 7604116 Market value of assets over book value 9tN6ert Collected and deferred Premiums Mg Unearned fire and miscellaneous premiums 15 00000 Furniture and fixtures 14876154 684107630 Total assets Deduct Assets Not Admitted S 482435 gents balances 3ther items 1500000 Furniture and fixtures 1914048 Loans etc in excess net value 36172 Premium dr balance 3450220 3932655 Total not admitted assets 680174975 Total admitted assets Liabilities i 6309100 sfet amount of unpaid losses and claims 621670598 leserves on risks outstanding Tl 135751 ividends to policyholders declared but unpaid 294599 Salaries and miscellaneous accounts due or accrued 2978312 Taxes due or accrued Other items 6736807 Insureds personal benefit tuna 2367818 Coupons 1000000 General contingencies 3104731 Interest and rent paid in advance gT74 46 Miscellaneous 13886802 645275162 Total amount of liabilities except capitalisYoOOOO Capital actually paid in cash 21199813 Surplus over all liabnties 34899813 Surplus protection to policyholders 68017497S Tbtal liabilities Business in Force 1G1 5403158000 In force December 31 1918 2671632200 Issued revived or increased during year 8074790200 Deductceasedto be In force during year 7233047800 In force December 31st 1919 Business in Georgia n1 111301000 In force December 31st 1918 32586900 Issued revived or increased 143887900 Sum r7CTVZZZ 43044600 Deduct ceased to be m force during the year QOg 433 00 In force December 31st 1919 g 54400 Net losses paid during year 5 511 00 Net losses incurred during year Insurance Department of Georgia 285 Investments in Georgia Mortgage loans 39500 Policy loans 355681 Total investments in Georgia 4305681 AMERICAN NATIONAL INSURANCE COMPANY Galveston Texas W I Moody Jr President V T Shaw Secretary Attorney tor service in GeorgiaC E Wilson Atlanta Ga Capital Stock Amount of paidup capital 25000000 Ledger assets Dec 31 1918 567542260 Extended at 567542260 Income Gross premiums on new business 47963688 Gross renewal premiums 230023350 industrial 314309950 Deduct amount paid for insurance and return pre miums i 2831409 Total premiums 359442229 Interest and rents 42083964 Profits on sale or increase by adjustment of assets 134282 Other sources Consideration for supplementary contracts 996200 Coupons left to accumulate at interest 1979764 Printing dept net receipts 268966 Investment expense 478045 Bank balances previously charged off 9363 Bank stock previously charged off 54000 Suspense account 2845792 Agents cash bonds 993324 Agents balances previously charged off 178047 7803501 From accident statement 71875921 79679422 Total income 481339897 Carried forward 1048882157 Disbursements Net amount pad policyholders for losses 85841476 Legal and administrative expenses in adjustment of claims sur render values etcAnnuities 10431017 Dividends to stockholders 5000000 Commissions and allowances to agents a First year 31249566 b Renewal Ind 67781369 71219599 102469165 Salaries of officers and employes 11085258 Rents and interest 5649541 Advertising printing postage telegrams etc 4719800 Loss on sale and decrease by adjustment of assets 107400 Other items Expense of investigation and settlement of policy claims 265166 Compensation of managers and agents 470717 Agency supervision and traveling expenses 1854418 Branch office expense 26540775 Medcal and inspection fees 8032535 Legal expense not for claims 900374 Furniture and fixtures 754853 Repairs and expenses on real estate 2918287 Taxes on real estate 1556817 State taxes on premiums 2507188 Insurance department license and fees 633259 Federal taxes 290151 Municipal taxes 355883 Petty office expense 5927286 Annual Report Interest returned Investment expense Interest paid on cash bonds Bond premiums Premiums pad on compensation policies Agents balances charged oft To adjustment of policy loans From accident statement 20950 391221 4893 129116 101279 666455 23833S 67219676 Total disbursements 48638603 115858279 341161936 Balance 707720221 Ledger Assets Book value of real estate Mortgage loans Bonds at book value Collateral loans Deposits at interest Deposits not at interest Agents balances net Other items 65105717 Policy loans 4fi fi7q 22 Bank certificates of deposits mviv 91432740 309183079 161529812 3260000 14481935 54555435 3503581 Total ledger assets NonLedger Assets Interest due and accrued Net deferred and unexecuted premiums less load ng Other items Due from other companies for losses on policies reinsured 69773639 707720221 15763102 17132618 370800 Total assets Deduct Assets Not Admitted Agents balances 8591679 Other items 1fi Excess itemstt yZiL Excess book value over market value of real estate Market value under book value bonds Total not admitted assets 740986741 1611760 48 451 73 8436854 Total admitted assets Liabilities Net amount of unpaid losses and claims Reserves on risks outstandngTr Dividends deferred to stockholders declared but unpaid and other policy obligations Salaries and miscellaneous accounts due or accrued Other items Reserve for depreciation HO building Agents cr balances Suspense Agents cash and agents cash bonds From accident statement Total amount of liabilities except capital Capital actually paid in cash Surplus over all abiities 732549887 30 04500 88098 8060702 1600404 5262809 25000000 75746442 5202975 574380808 26321311 12881838 13016513 631803445 Surplus protection to poltcyholders 100746442 Total liabilities 732549887 Business in Force Ordinary Industrial In force December 31 1918 29627387 4547240500 Issued revived or increased during year 1690323700 3295954400 gum 5653062400 7843194900 Deduct ceasedto be in force during year 5lSIi222 JnS52ISS In force December 31st 1919 4069087500 6094197200 Total reinsurance 172392300Insurance Department of Georgia 287 Business in Georgia Ordinary Industrial In force December 31st 1918 232365900 654454000 Issued revived or increased 113828800 461812300 Sum 346194700 1116266300 Deduct ceased to be in force during the year 51264900 220695100 In force December 31st 1919 2 94929800 895571200 Net losses paid during year 2350000 8932781 Net losses incurred during year 2050000 9039965 Business in the State of Georgia Premiums Losses Paid Acoident 11803629 1964417 Health 11803630 6653358 Totals 23607259 8617775 ATLANTIC LIFE INSURANCE COMPANY Franklin and Seventh Streets Richmond Va E Strudwick President Roy M Jones Secretary Attorney for service in GeorgaC D McKinney Atlanta Ga Kinds of business done in GeorgiaLife Insurance Capital Stock Amount of paidup capital 30000000 Ledger assets Dec 31 1918 4 786992 95 Extended at 1 478699295 Income Gross premiums on new business Gross renewal premiums Premiums reported to war risk insurance bureau Deduct amount paid for insurance and return pre miums 68214643 140321282 208591387 9135169 Total premiums Interest and rents I Profits on sale or increase by adjustment of assets Other sources Dividends left on deposit Anticipation fees on loans paid before maturity Discount on loans purchased Prom miscellaneous items prev charged off 2495213 739536 533040 7705 199446218 29782375 19800 3775594 Total income 233023987 Carried forward Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 36740690 b Renewal 8997486 711723282 33656225 106013 etc Salaries of officers and employes Rents and interest Advertising printing postage telegrams Paid polcyholders for dividends Loss on sale and decrease by adjustment of assets Other items Payments to policyholders Expenses Taxes Payments to warrant holders Total disbursements 8269863 14393436 4673876 496168 45738176 8244845 636843 2904261 16468283 941698 27833343 136518687 Balance 575204595 288 Annual Report Ledger Assets Book value of real estate Mortgage loans first lien 410288005 Bonds at book value Cash in office Deposits at interest Deposits not at interest Agents balances net Other items Collateral loans Policy loans Furniture fixtures etc Total ledger assets 16568500 4102880 05 38878159 3154057 1324557 1557323 3558181 3790000 76227517 7198347 80489 658438 575204595 NonLedger Assets Interest due and accrued Other items Net uncollected and deferred premiums Total assets 7055689 10204918 592465202 Deduct Assets Not Admitted Agents balances Other items Furniture fixtures Premium notes policy loans and other policy liens in excess of net value Book value of bonds over market value Total not admitted assets Total admitted assets 3558181 658438 2121464 703173 7041256 585423946 Liabilities Net amount of unpaid losses and claims Reserves and unearned premiums on risks outstanding Dividends to policyholders declared but unpaid Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Policyholders dividends and interest on deposit Unearned interest and rent Contingency reserve Total amount of liabilities except capital SnTwnftfi Capital actually paid in cash 227 157 06 Surplus over all liabilities 2J7KWOb 18321209 1809185 2105138 2982267 483071572 22448802 600000 1370067 22235532 532708240 Surplus protection to policyholders Total liabilities 62715706 585423946 Force Business Tn force December 31 1918 taw 31700 Issued revived or increased during year g 369144 00 Sum rizzZZr ZI 323156200 year 5913768200 In force December 31st 1919 Business in Georgia In force December 31st 1918 1207oooot Issued revived or increased ZZZl 1039071oc Deduct7eaiedtoBeinfofcedurlng the year illllao In force December 31st 1919 901300 Net losses paid during year Net losses incurred during year 1001300Insurance Department of Georgia 289 Investments in Georgia Bonds market value 180000 Mortgage loans 53025305 Policy loans 2028411 Other items Premium lien notes 235900 Total investments in Georgia 55469616 BANKERS RESERVE LIFE COMPANY Omaha Neb R L Robison President R C Wagner Secretary Attorney for service in GeorgiaC M Finland Madison Ga Kinds of business done in GeorgiaLife Insurance Capital Stock Amount of paidup capital5 9sum Ledger assets Dec 31 1918 884440 t 823384440 Extended at v Income 692 113 57 Gross premiums on new business 40426531 Gross renewal premiums 5V7Tre Deduct amount paid for insurance and return pre miums S 207663871 Total premiums 42732705 Interest and rents Other sources 25 183 12 Dividends left with company 20250 Bonus on mortgage loans 1 364 00 War tax l40003 Loss and gain 4 30 22 Refunded by U S government on tax 183646 Agents balances 814 00 Accrual of discount 3518633 253915209 Total income 1077299649 Carried forward Disbursements Net amount paid policyholders for losses 37853380 Commissions and allowances to agents a First year 31 804 63 b Renewal 3180463 50349345 Salaries of officers and employes 10597ll Rents and interest 43792 26 Advertising printing postage telegrams etc ion 89466 Paid porcyholders for dividends qQ20 Loss on sale and decrease by adjustment of assets 96du ther items 1ft R Surrender values innnnon Dividends to stockholders 1141701 Agency supervision ccI40 97 Medical examination fees Z Taxes and fees nQe91 Other items i509bil 33959771 Total disbursements 158371844 Balance i 918927805 Ledger Assets Mortgage loans first lien 1059400 Wl48 Bonds at book value bi90l4290 Annual Report 1259 Cash in office 7S7 424H Deposits at interest 149bi Agents balances net Other items 4918274 Renewal premium notes 132264392 Loans to pohcyholders J 137182666 918927805 Total ledger assets NonLedger Assets 6127532 Interest due and accrued Other items 2920956 Unpaid premiums 927976293 Total assets Deduct Assets Not Admitted 233103 Agents balances toeorktvSue of bonds over market value T11M14 7344817 Total not admitted assets 920631476 Total admitted assets Liabilities 2102575 Net amount of unpaid losses and claims rrr 740503100 Reserves or unearned premiums on risks outstanding 27754876 Dividends to policyholders declared but unpaid 3450000 Salaries and miscellaneous accounts due or accrued Other items 1783300 Supplementary contracts T g0 27820 Dividends left to accumulate 15 11075 Premiums pad in advance 38 43752 Unearned interest 1359491 Other items 16524338 i 790334889 Total amount of liabilities except capital I00T006OO Capital actually paid in cash 120296587 Surplus over all liabilities J 130296587 Surplus protection to policyholders 920631476 Total liabilities Business in Force 4355662724 In force December 31 1918 1915785408 Issued revived or increased during yearr 6271448132 DismucTceaseToben7orce during year Vl 5873708427 In force December 31st 1919 Business in Georgia In force December 31st 1918 21733750 Issued revived or increased rHII 71723800 Deduotcei5eatobein force during the year 659455oo In force December 31st 1919 850000 Net losses paid during year 850000 Net losses incurred during year CAROLINA LIFE INSURANCE COMPANY 1626 Main Street Columbia S C t A H Kohn Secretary P H Haltiwanger President Attorney for service in GeorgiaWalter McBlreath Atlanta Ga Kinds of business done in GeorgiaLife Accident and Health Capital Stock Amount of paidup capital mlolsM Ledger assets Dee 31 1918 21710834 Extended at Insurance Department of Georgia 291 Income Total premiums in all departments 102619615 Interest and rents 1462766 Other sources Printed forms sold 400 Total income 104082781 Carried forward 125793615 Disbursements Net amount paid policyholders for losses 39140383 Commissions and allowances to agents 65078 00 Salaries of officers and employes 9si88B Rents and interest ifio82 IS Advertising printing postage telegrams etc wmi Other items or 42 an Traveling expenses iiltlr Medical examinations 77 Legal expenses 04074 Furniture and fixtures 7ns2 Repairs on real estate kilJi Taxes on real estate 7i is Taxes on premiums ViAsr Insurance departments and fees M Federal taxes ooiSns Municipal licenses j iwnl Donations 1 or on Colored rents r 1S7R1 Fire insurance ilniw Miscellaneous expenses Office supplies JJ Prizes VSSsk Personal property tax no An Water rents Insurance company purchased ooona P L account IiiS Bond account charged off 4J84o Total disbursements 99365626 Balance 26427989 Ledger Assets 12450000 Book value of real estate 3309205 Mortgage loans first lien 3309205 42 150 00 Bonds at book value 16 93496 Cash in office 7688 95 Deposits not at interest Other items 714001 Collateral loans 1 40071 Loans to policyholders on cos policies i Premium notes on policies in force War savings stamps g3D u g 63g g5 NonLedger Assets Interest due and accrued and rents due and accrued 132630 Other items 7Ba Net amount of uncollected and deferred premiumsi Total assets 26639291 Deduct Assets Not Admitted Agents balances 768895 Total not admitted assets 768895 Total admitted assets 25870396292 Annual Report Liabilities Net amount of unpaid losses and claims 111600 Reserves 1443 Premiums paid in advance 575523 Other items War premiums not returned 20000 Bond account of agents 47000 Accrued interest on mortgage 22458 89458 Total amount of liabilities except capital 15220908 Capital actually paid in cash 10000000 Surplus over all liabilities 649488 Surplus protection to policyholders 10649488 Total liabilities 25870396 Business in Force Life Insurance Companies Ordinary Industrial In force December 81 1918 JIUM Hlnton Issued revived or increased during year HMJSS J5w2fm gum 41930000 154314bl00 Deduct ceased tobe In force during year 4310000 HIa In force December 31st 1919 37620000 966010600 Business in Georgia Issued revived or increased HtHIZS gum 1611987 oO Deductceased to be in force during the year iSooo In force December 31st 1919 Net losses paid during year M Net losses incurred during year smii Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during the year Accident and Health 6997021 3124822 Totals 6997021 3124822 CLOVERLEAF LIFE AND CASUALTY COMPANY 306308 Bast State Street Jacksonville 111 P H Rowe President R T Rowe Secretary Attorney for service in GeorgiaT D White Atlanta Ga Kinds of business done in GeorgiaHealth and Accident Now Applying for License to do Life Business Capital Stook Amount of paidup capital Ledger assets Dec 31 1918 Increase of paidup capital during year 20000000 17254118 7500000 Extended at 24754118 Income Gross renewal premiums Deduct amount paid for insurance and return pre miums Total premiums Interest and rents 64220675 1155631 63065044 985622Insurance Department of Georgia 293 Other sources Received for reinsuring other companies risks Various Total income 23403627 2088323 89542646 Carried forward 114296764 Disbursements Net amount paid policyholders for losses 18649632 Legal and administrative expenses in adjustment of claims 349081 Commissions and allowances to agents First year and renewal 34897916 Salaries of officers and employesl 3437622 Advertising printing postage telegrams etc 1708032 Other items Taxes 1342501 Various 2069092 Total disbursements Balance Ledger Assets Book value of real estate Mortgage loans first lien Bonds at book value Cash in office Deposits at interest Deposits not at interest Agents balances net Other items Deposits to secure judicial bonds Premium notes and policy loans Uncollected premiums Total ledger assets NonLedger Assets Total assets Deduct Assets Not Admitted Agents balances T 1263700 Other items Furniture and fixtures 1142689 Offce supplies 236050 Value of policies 36464 Total not admitted assets 63375346 50921418 1200000 35502050 1189475 2500 1000000 6765716 1244286 75000 1489061 2453330 50921418 Other items Interest due and accrued 902169 Furniture and fixtures 1142689 Due and deferred premiums on life policies 428389 Office supplies 236050 53630691 2678903 Total admitted assets 50951788 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Commissions due agents 175805 Unearned interest 25107 Security bonds 180323 Premiums paid in advance 28780 1180902 24112807 68400 809500 Total amount of liabilities except capital 410015 26581624294 Annual Report Capital actually paid in cash 2J Surplus over all liabilities 43701b4 Surplus protection to policyholders 24370164 Total liabilities 50951788 Business in Force Life Insurance Companies Ordinary Received from other companies Moocnnni Issued revived or increased during year j giim 2 4320000 Deduct ceased to tie in force during year i2SSRli In force December 31st 1919 27M22000 Total 274320000 Premiums in Force Miscellaneous Companies In force December 31 1918 ilSSli Written or renewed during the year b0b0dbJ4 gunl 65365456 Deduct ceased to be in force during year 61051652 In force December 31st 1919 4313804 Deduct amount reinsured jjJ Net premiums in force 356b370 Business In Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Dosses Written or Re Paid newed during the year Accident and health 4049000 1386466 Total 4049000 1386466 COLUMBIAN NATIONAL LIFE INSURANCE COMPANY 77 Franklin Street Boston Mass Arthur B Childs President William H Brown Secretary Attorney for service in GeorgiaAlfred C Newell Atlanta Ga Kinds of business done in GeorgiaLife Accident and Health Insurance Capital Stock Amount of paidup capital 100000000 Ledger assets Dec 31 1918 1497592292 Extended at 1497592292 Income Gross premiums on new business 8185831J2 Gross renewal premiums 2543657lz Deduct amount paid for insurance and return pre miums 6350611 Disability premiums 2891147 Total premiums 332764561 Interest and rents 79492631 Profits on sale or increase by adjustment of assets 2282899 Other sources Accident and health department premiums 43643863 Agents balances previously charged off 23224 Interest on OBrien mortgage balance 7546 Dividends left with company to accumulate 87565 Consideration for supplementary contracts 3225653 46987851 Total income 461527942 Carried forward 1959120234Insurance Department of Georgia 295 Disbursements Net amount paid policyholders for losses Other policy payments not including dividends Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 326 04707 b Renewal 137161396 Salaries of officers and employes Rents Advertising printing postage telegrams etc II Paid pohcyholders for dividends Loss on sale and decrease by adjustment of assets Other items Dividends to stockholders Agency supervision Branch office salaries and expenses Medical examiners fees and inspection of risksI Legal expense furniture and fixtures and miscellaneous state municipal and insurance department fees Real estate taxes and expenses Government and State taxes on premium aiid fncome Home office expense and traveling Accident and health department claims paid Accident and health department expenses commissionstaxes Total disbursements 95349844 34128636 180351 46366103 12578267 4596475 6098434 4913977 973321 7000000 823978 27598612 5701945 2712410 697153 6205709 7363772 2948837 16299934 20137149 302674907 Balance 1656445327 Ledger Assets Book value of real estate Mortgage loans first lien 204369403 Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest Agents balances Cnet T Other items Loans to policyholders 230773621 U S Government 51218 Premium notes 19259062 Suspense and contingent funds 81790 Accident and health department premiums in course of collection 10842680 102938345 204369403 1035189755 14100135 483691 2191050 26933463 9231114 261008371 Total ledger assets 1656445327 NonLedger Assets Interest and rents due and accrued 273 38393 Market value of real estate over book value 8406 09 Other items Xet uncollected and deferred premiums 27869910 Reinsurance due from other companies 414698 28284608 Total assets 1712908937 Deduct Assets Not Admitted Agents balances gross 99118 12 Other items Suspense and contingent funds 81790 Loading on premium notes 3247896 A H premiums 90 days overdue Overdue and accrued interest on bonds in default 118107 870000296 Annual Report Balance in banks in hands of receivers 72377 Book value over amortized value bonds 12591025 1698119 Total not admitted assets 26893007 Total admitted assets 1686015930 Liabilities Net amount of unpaid losses and claimsr i JiUS Reserves or unearned premiums on risks outstanding nioiow Dividends to policyholders declared but unpaid Ss7 Salaries and miscellaneous accounts due or accrued WJJ Taxes due or accrued 50b04oi Other items Reserve for disability benefits ibiiu Reserve for disability claims 1139200 Reserve for supplementary contracts 15229900 Premiums and interest paid in advance 6407964 Balance due OBrien mortgage foreclosure 460309 Accident and health claims in process of adjustment 4542361 Accident and health unearned premiums 17722287 Accident and health salaries and miscellaneous ac counts due and accrued 6143164 Surrender values and advance deposits 26932 Reserve held awaiting apportionment on deferred dividend policies 20000000 74364517 Total amount of liabilities except capital 1563296526 Capital actually paid in cash 100000000 Surplus over all liabilities L 22719404 Surplus protection to policyholders 1 122719401 Total liabilities 1686015930 Industrial 22976500 30500 23007000 1273800 21733200 Business in Force Life Insurance Companies Ordinary In force December 31 1918 2218582525 Issued revived or increased during year 3181105215 Sum 12400687800 Deduct ceased to be in force during year 923689795 In force December 31st 1919 114768 Total 11498731205 Business in Georgia Ordinary In force December 31st 1918 363212371 Issued revived or increased 137847200 Sum 501059571 Deduct ceased to be in force during the year 48657600 In force December 31st 1919 452401971 Net losses paid during year 3064455 Net losses incurred during year 2014455 Premiums in Force Miscellaneous Companies Accident Health In force December 31 1918 19907714 14104405 Written or renewed during year 29373228 26244545 Sum 49280942 40348950 Deduct ceased to be in force during year 25875471 21460456 In force December 31st 1919 23405471 18888494 Deduct amount reinsured 4198004 2692611 Net premiums in force 19207467 16195883Insurance Department of Georgia 297 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during Accident tthe yeaJ Health 568478 85863 396947 292482 Totals 965425 378345 Investments in Georgia Real estate j Bonds lAllVi Mortgage loans ii77wft Policv loans 11 75020 oncy loans 6793016 Total investments in Georgiaj 291262 09 CONNECTICUT MUTUAL LIFE INSURANCE COMPANY 36 Pearl Street Hartford Conn Henry S Robinson President Jacob H Secretary Attorney for service in GeorgiaOscar Palmour Atlanta Ga Capital Stock Ledger assets Dec 31 1918 7960898815 Extended at Income Gross premiums on new business j i qoq qqn Gross renewal premiums S 7960898815 Deduct amount paid for insurance and returnpre 830727450 9954849 3621639 Total premiums Interest and rents OtnerSsourcesf r increase imoriZZZZZZZZZZZZZZ Premiums reported during year on U S monthly difference list to war risk ins bur in accordance S S Civil RaVt CrnItdienrgaetncesOTSPlementary ff Ww5mE Dividends left wih company toaccumulate at interest uaPPlied Payments on land contracts suspense on liberty loan sub S A 746250 1017389296 408104122 6110507 285990 account Total income Carried forward 80133 14273535 41958933 1032240 I 1488948766 Disbursements fflant JaidpIicyholders for losses and claims Legal and administrative expenses in adjustment of rtfo Commissions and allowances to agents C ms Allowances a First year 1467249 b Renewal 73525455 50280506 Salaries of officers and employes Rents and Interest Advertising printing Postagrtel7gramsetc Paid policyholders for dividends WhlrteSmseand decrease by adjustment rttSSiTZZIZZZZZZ Surrender values Annuities involving life contngenc7es 9449847581 555438938 175115 125273210 31684629 7610283 8945953 177762703 8189473 101932359 6629487298 Annual Report Paid for claims on supp contracts not involving life conting Dividends left with company to accumulate at interest Taxes 39307026 suspense acct of Dec 31 1818 ltisiiu Balance of expenses Total disbursements Balance 6536548 41958933 40820136 39388636 1152346402 8297501179 Ledger Assets 2 i0447915 3487253722 3518700375 16290525 104996701 1635394 Book value of real estate Mortgage loans first lien 3487253722 Bonds at book value Stocks1 at book value Deposits at interest Agents balances net Other items Premiums reported on U S mo ditf lsts to war risk insurance bureau soldiers and sailors C R account Policy loans and premium loans Premium notes Bills receivable Real estate sold under land contracts balance purchase puce Total ledger assets 297501179 NonLedger Assets Interest due and accrued 16qni Market value of assets over book vaue aiauiio Other items Rents due and accrued lolnSS i Net amount of uncollected and deferred premiums 119208411 123096 916696839 8800539 7918 32548155 Total assets 8591167670 Deduct Assets Not Admitted Agents balances Bills receivable Other items Overdue and accrued interest on bonds in default 1720767 7918 4462000 6190685 Total not admitted assets Total admitted assets 8584976985 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding etc Dividends to policyholders declared but unpaid Salaries and miscellaneous accounts due or accrued Taxes due or accrued estimated Other items Reserve on account of dividends to be applied on annual dividend policies payable to policyholders to and including December 31 1920 ToXal amount of liabilities except capital Surplus protection to policyholders Total liabilities 8584976985 Business in Force Life Insurance Companies Ordinary In force December 31 1918 28512143369 Issued revived or increased during year 6374704114 Sum34886847483 Deduct ceased to be in force during year 1758792028 In force December 31st 1919 33128055455 44883705 7696015620 253730405 26682966 32500000 171000000 8224812696 360164289 Business in Georgia In force December 31st 1918 Issued revived or increased Ordinary 484945900 196574100Insurance Department of Georgia 299 Sum 681520000 Deduct ceased to be in force during the year 52176500 In force December 31st 1919 629343500 Net losses paid during year 5338200 Net losses incurred during year 4637200 CONSERVATIVE LIFE INSURANCE COMPANY Corner Sixteenth and Market Streets Wheeling W Va Geo V Hill President Clem E Peters Secretary Attorney for service in GeorgiaC C Bettis Atlanta Ga Kinds of business done in GeorgiaLife Insurance Capital Stock Amount of paidup capital 28771000 Ledger assets Dec 31 1918 95859375 Decrease of paidup capital during year 200000 Extended at 95659375 Income Gross premiums on new business 17887808 Gross renewal premiums 31524427 Deduct amount paid for insurance and return pre miums 2048125 Total premiums 47364110 Interest and rents 5899529 Piofits on sale or increase by adjustment of assets 3852095 Other sources Agents balances previously charged off in error 10000 Refund investment expense 24712 Increase remittance account premiums premiums and tax with app 55278 Profit and loss surrender values from Pittsburgh Life Trust 33710 Profit and loss miscellaneous 17634 141334 Total income 57257068 Carried forward 152916443 Disbursements Net amount paid policyholders for losses 12732507 Commissions and allowances to agents a First year 14341377 b Renewal 1675387 16016764 Salaries of officers and employes 2233743 Rents and interest 240000 Advertising printing postage telegrams etc 915956 Loss on sale and decrease by adjustment of assets 1000 Other items Agency supervision B O expense med fees etc 3043549 Department fees and taxes 894655 Legal fees and expenses on real estate 666504 Payments health claims etc for sup contract 394411 Agents balances charged off profit and loss 50000 5049119 Total disbursements 37189089 Balance 115727354 Ledger Assets Book value of real estate 22032406 Mortgage loans first lien 40868816 40868816 Bonds at book value 31011240300 Annual Report Cash in office 59885 Deposits at interest 13521858 Deposits not at interest 448471 Agents balances jiet 764523 Other items Furniture fixtures and supplies 1229380 Policy loans 4830092 Premium notes 735228 Bills receivable 225455 7020155 Total ledger assets 115727354 NonLedger Assets Interest due and accrued 1155063 Other items Net amt uncollected and deferred premiums 3563416 Total assets 120445833 Deduct Assets Not Admitted Agents balances 941555 Bills receivable 225455 Other items Supplies printing and stationery 100000 Furniture fixtures and safes 1129380 Excess of net values on individual policies on pre mium notes policy loans and other policy assets 218710 Book value of bonds over market value 701240 2149330 Total not admitted assets 3316340 Total admitted assets 117129493 Liabilities Net amount of unpaid losses and claims 600000 Reserves or unearned premiums on risks outstanding 84315539 Salaries and miscellaneous accounts due or accrued 231981 Taxes due or accrued 250000 Other items Premiums paid in advance 251714 Unearned interest 120630 Commissions due agent on prem notes when paid 35882 Prems with application and remit ac premiums 53807 462033 Total amount of liabilities except capital 8585955 Capital actually paid in cash 28771000 Surplus over all liabilities 2498940 Surplus protection to pojicyholders 31269940 Total liabilities 117129493 Business in Force Life Insurance Companies Ordinary tn force Decembe r31 1918 11404 750 00 Issued revived or increased during year 750020700 Sum 18 9041957 00 Deduct ceased to be in force during year 3 211 278 00 In force December 31st 1919 15693679oo Total 15693679oO Business in Georgia Ordinary In force December 31st 1918 18 500 00 Issued revived or increasedrI 2500 00 Sum 91 Vino 00 In force December 31st 1919 IL 2l00ooo Total 2100000Insurance Department of Georgia 301 EQUITABLE LIFE ASSURANCE SOCIETY OF THE UNITED STATES 120 Broadway New York N Y W A Day President W Alexander Secretary Attorney for service in GeorgiaW E Duncanson Atlanta Ga Kinds of business done in GeorgiaOld Line Life and Accident and Health Capital Stock Amount of paidup capital 10000000 Ledger assets Dec 31 1918 60152892173 less Rus sian assets see note 910794938 59242097235 Extended at 59242097235 NOTEUnder a decree issued in December 1918 the Societys business in Russia and the assets covering the reserves and other liabilities there under which had been deposited in Russia pursuant to the Russian law were seized and taken over by the Russian Soviet Government for reorganization and liquidation Accordingly these assets 953623442 and the correspond ing liabilities 970137055 appearing in the 1918 statement are omitted in this statement a reserve of the difference 16513613 being held to cover any future adjustments which may be necessary Income Gross premiums on new business 1979372835 Gross renewal premiums 6252762602 Deduct amount paid for reinsurance 8232135437 82547517 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Consideration for supplementary contracts not involving life contingencies Dividends left with the company to accumulate at interest Interest dividend deposits Foreign exchange and currency adjustment Deposits account insurance Dividend suspense IT S taxes collected N Y State taxes collected T Employes victory loan collections Foreign exchange unearned Rent deposits Deferred payment on bonds purchased Policy claim recoveries Unclaimed accounts Dividends on capital stock refunded by trustees Sale of furniture etc Miscellaneous For agents balances previously charged off Accident and health department 8149587920 28266 55075 50920763 2029 600 64 129 15 545 6 700 3 3 13 315 61389 40293 37600 13171 98768 48190 51713 07294 7524 00000 59567 00000 70000 99856 34722 5250 56058 79831 31026 Total income 11470666010 Carried forward 70712763245 Disbursements Net amount paid policyholders for losses 2882056583 regal and administrative expenses in adjustment of assets 1409783 Comnrssions to agents a First year 651508962 b Renewal 298373239 Salaries of officers and home office employes Rents Advertising printing postage telegrams etc Paid policyholders for dividends 17 Loss on sale and decrease by adjustment of assets 2 Other items Matured endowments 14 Annuities 1 Surrender values 10 498822 147824 661930 585759 895816 981633 887275 539401 847117302 Annual Report Claims on supplementary contracts not involving life contin gencies 9fi7qv Dividend deposits and interest surrendered nnnno Paid stockholders tor dividends TL Compensation of managers and agents Agency supervision and traveling expenses SaaXl M Branch office expenses r RQifiVsn Medical examiners fees and inspection of risks 5251098 Legal expenses loyjiiUa Furniture fixtures and safes iltolt Repairs and expenses other than taxes on real estate iyiiuya Taxes on real estate stkiUtx State taxes on premiums asoi 9 Insurance department licenses and fees dRPntr Federal taxes t 9insi U All other licenses fees and taxes icssaT Sundry disbursements f J Dividend deposits JC Policy claims 72fino Miscellaneous gJJ Sundry losses iqni Decrease in special funds msmkSs Agents balances charged off Jiktnin Borrowed money repaid Ji VnKs9 Interest on borrowed money Accident and health department i 2b8oifus Total dsbursements 11981942935 Balance 58730820310 Ledger Assets Book value of real estate liijSiofiinii Mortgage loans first lien 10292816028 102928 16028 Bonds at book value i nA Stocks at book value 154i Cash in office K Deposits at interest Ta4i Deposits not at interest Agents balances net 3157574 Other items Policy loans 84973 90103 collateral loans 31500000 8528890103 Cash in transit 34137504 war liens 6486471 40623975 Accident and health department 5359421 Bills receivable 243817 supplies 8542531 87863 48 Par value of capital stock required under mutualizat on plan 9770000 Premiums reported to war risk insurance bureau 1216179 Total ledger assets58730820310 XonDedger Assets Interest and rents due and accrued 741047477 Other items Uncollected and deferred premiums 727768738 Total assets 60199636525 Deduct Assets Not Admitted Agents balances 44024911 Bills receivable 243817 Other items Supplies 8542531 Policy loans in excess of net value 393187 Accident and health department 116136 Book value of ledger assets over amortized value of bonds and market value of stocks 203914004 Total not admitted assets 257244586 Total admitted assets 59942391939Insurance Department of Georgia 303 Liabilities Surplus and Other Funds Net amount of unpaid losses and claims 487286515uo Reserves or unearned premiums on risks outstanding Ml 402 57 Dividends to policyholders declared but unpaid 21790247 Salaries and miscellaneous account due or accrued i i061iM Taxes due or accrued Extra reserve for disability 727312 for accidental death bene firs 328 292 Present value ofamounte not yet due on supplementary con tracts noUinvolving life contingencies I S18 Present value of amounts incurred but not yet due for total and permanent disability benefits jrrr Liability on policies cancelled and not included in net reserve upon which a surrendered value may be demanded ttuiaio Due and unpaid on supplementary contracts not involving life g contingencies 9 ssAffllli Dividend deposits and accrued interest thereon 505360 14 Premiums paid in advance 1 qMRqjB Interest and rents paid in advance oosonno Reserve for capital stock acquired under mutualization plan jMW Tax reserve iuirinft iio Reserve of depreciation of foreign cash balances Contingency reselve Russian business iooiaoia Deferred payment on bonds purchased 7000000 and interest thereon 708889 onnil 41 Accident and health department 35404676 Sundry liabilities 1ft 7flo4lx Total amount of liabilities except capital 51070934 la Capital actually paid in cash iiAn 9R Surplus and dividend funds 886145nib Surplus protection to policyholders JjUM Total liabilities Business in Force Life Insurance Companies Including Group Insurance Ordinary In force December 31 1918I 6M946205 Sft Issued revived or increased JJ21ZIS00 Deduct ceased to be In force during year5 sto Smmim In force December 31st 1919 227090393100 Business in Georgia Including Group Insurance Ordinary In force December 31st 1918 suSotm sum revived or increasedz liliisiloo Deduct ceasedtobeinforce during the year iH70500 In force December 31st 1919 3j486526 Net losses paid during year Wo7426 Net losses incurred during year i1 Investments in Georgia 523850829 bOndS 7 i C77 Q94 on Mortgage loans 156450 06 Policy loans Total investments in Georgia 797288315 FEDERAL LIFE INSURANCE COMPANY 166168 North Michigan Avenue Chicago 111 saac Miller Hamilton President W B Brimstin Secretary Attorney for service in GeorgiaLee O Wright Atlanta Ga Capital Stock Amount of paidup capital ilKUs Ledger assets Dec 31 1918 426031399 I 426031399 Extended at 304 Annual Report Income Gross premiums on new business Gross renewal premiums Total dis and double ind premiums Deduct amount paid for insurance and return pre miums 32990689 70758922 649144 2579112 Total premiums 1018 19643 Interest and rents 26495541 Other sources Accident and health department 48643990 All other income 2894099 Total income 179853273 Carried forward 605884672 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims I Commissions and allowances to agents a First year 19652991 b Renewal 3284387 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etcJ1S Paid policyholders for dividends Loss on sale and decrease by adjustment of assets I Other items Surrender values paid Balance fourth liberty loan subscription Accident and health department II Examinations inspections taxes branch offices and all other disbursements 32968673 388562 118787 22937378 7882861 2100000 4960882 1413373 7500 18833878 5000000 40405315 14960947 Total disbursements j 1519 78156 Balance 453906516 Ledger Assets Book value of real estate Mortgage loans first lien 192103198 Bonds at book value Stocks at book value Cash in office Deposits at interest IIII Agents balances net IIII Other items Bills receivable Loans secured by bonds Policy loans Premium notes TI1 Accident and health premiums in process of collection Total ledger assets NonLedger Assets Interest due and accrued j Other items 54316108 192103198 70552700 580000 844984 13719149 589296 920444 1277600 113337543 2135437 3530057 453906516 Net uncollected and deferred premiums Total assets 6576300 8621059 469103875 Deduct Assets Not Admitted Agents balances Bills receivable 589296 920444Insurance Department of Georgia 305 Other items Premium notes in excess of net value of policies 31 50560 Book value of bonds over market value 338650 Total not admitted assets 4988950 Total admitted assets 464104925 Liabilities Net amount of unpaid losses and claimsS 19 462 23 Reserves or unearned premiums on risks outstandingHIT 3 877296oo Dividends to policyholders declared but unpaid l31157 56 Salaries and miscellaneous accounts due or accrued g528 43 Taxes due or accrued yiyseVi Other items 18623 Other liabilities 75 433 gg Accident and health departmentZZ 168894 72 Total amount of liabilities except capital 4 303419 03 Capital actually paid in cash 300 000 00 Surplus over all liabilities 3763022 Surplus protection to policyholders 337 630 22 Total liabilities 464104925 Business in Force Life Insurance Companies Ordinary Industrial In force December 31 1918 2600826500 61 194 00 Issued revived or increased during year 14 06691400 63 104 00 Sum 4007517900 12429800 Deduct ceased to be in force during year 393868900 35 608 00 In force December 31st 1919 3713649000 8869oo0 Business in Georgia Ordinary Industrial In force December 31st 1918 15819300 S 2 098 00 Issued revived or increased 2323400 l8000O Sum 181427 3898 00 Deduct ceased to be in force during the year 2 00000 2 578 00 In force December 31st 1919 17942700 1320 00 Net losses paid during year 100000 Net losses incurred during year 100000 Premiums in Force fMiscellaneous Companies In force December 31 1918 13203970 Written or renewed during year 542J30189 Sum 67434l59 Deduct ceased to be in force during year 43957025 In force December 31st 1919 23477134 Deduct amount reinsured 64402 Net premiums in force 23412732 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during the year Accident 558294 5 186515 Totals 558294 186515 Investments in Georgia Mortgage loans 1050000 Total investments in Georgiaf 1050000306 Annual Report FIDELITY MUTUAL LIFE INSURANCE COMPANY 112116 N Broad Street Philadelphia Pa Walter LeMar Talbot President Chas G Hodge Secretary Attorney for service in GeorgiaJ H Byrley Atlanta Ga Kinds of business done in GeorgiaParticipating Capital Stock Ledger assets Dec 31 1918 3686504111 Extended at 3686504111 Income Gross premiums on new business kkoisv Gross renewal premiums 5552isi Deduct amount paid for insurance and return pre milims 6054491 650545974 99903921 1538931 Total premiums Interest and rents iali Profits on sale or increase by adjustment of assets Other sources Account supplementary contracts not involving life contingencies 8650030 Dividends left to accumulate at interest 14134621 874773982 Total income Carried forward 456127809 Disbursements Net amount paid policyholders for losses endowments and an nuities 1 Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year and original annuities 49206880 b Renewal 25453281 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Paid policyholders for surrender values Loss on sale and decrease by adjustment of assets Other items Borrowed maney account liberty loans Insurance department taxes fees and licenses Taxes and repairs on real estate Medical examinations and inspection of risks Branch office and agency expenses All other expenses 1 235909652 973677 74660161 25477710 8088254 9412272 77334242 87018705 1722664 97500000 12664464 10171509 6382905 16711072 12737593 Total disbursements 676804880 Balance 3884473213 Ledger Assets Book value of real estate Mortgage loans first lien 1439664063 Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest Agents balances net Other items Policy loans Collateral loans Premium notes U S monthly difference list Bills receivable Total ledger assets 5 3884473213 1460644 14 396640 15025596 153994 1245 504937 1000 216750 6424775 25000 631015 348 2782Insurance Department of Georgia 307 NonLedger Assets Interest and rents due and accrued 48048622 Market value of assets over book value 9835543 Other items Due from other companies for losses 954300 Net amount uncollected premiums 49968826 Total assets 3993280504 Deduct Assets Not Admitted Agents balances 23797251 Bills receivable 278286 Other items Notes and loans in excess of net values 5919691 Book value of bonds over amortized values and stocks over market values 43335262 Total not admitted assets 73330490 Total admitted assets 3919950014 Liabilities Net amount of unpaid losses and annuity claims 19541709 Reserves to mature policy contracts 3442004647 Dividends to policyholders declared payable during 1920 91161170 Salaries and miscellaneous accounts due or accrued 8842166 Taxes due or accrued 9162673 Other items Premiums and interest paid in advance 24050867 Reserve for deferred distribution policies 1717 19867 Reserve for dividends left with company at interest 259l9204 Total amount of liabilities 3792402305 Surplus over all liabilities 127547709 Surplus protection to policyholders 127547709 Total liabilities 3919950014 Business in Force Life Insurance Companies Ordinary In force December 31 1918 14929555000 Issued revived or increased during year 34895 40500 Sum 18419095500 Deduct ceased to be in force during year 11098 59900 In force December 31st 191917309235600 Total 17309235600 Business in Georgia Ordinary In force December 31st 1918 358148000 Issued revived or increased 1 430 360 00 Sum 501184000 Deduct ceased to be in force during the year 428 85200 In force December 31st 1919 458298800 Total 458298800 Net losses paid during year 4573220 Net losses incurred during yea 3683920 Investments in Georgia Bonds 22252342 Mortgage loans 90320000 Policy loans 23572614 Total investments in Georgia 186144958308 Annual Report FRANKLIN LIFE INSURANCE COMPANY 812 South 6th Street Springfield 111 George B Stadden President Henry Abels Secretary Attorney for service in GeorgiaW W Reid Atlanta Ga Kinds of business done in GeorgiaLife Capital Stock Amount of paidup capital 928885115 Ledger assets Dec 31 1918j 9288851IS Extended at Income Gross premiums on new business ggamis Gross renewal premiums Deduct amount paid for insurance and return pre miums 5221513 Total premiums Interest and rents rr1ZZIZ Profits on sale or increase by adjustment of assets Other sources Supplementary contracts Agents balance previously charged off Dividends left with company Premiums paid in advance 25930240 51526495 137t 2280887 156015 57279 129020 Total income Carried forward 2623201 313453472 1242338587 Disbursements Net amount paid policyholders for losses and other policy claims Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Medical fees inspections taxes etc Total disbursements 96205391 77730 62027400 14790201 3171078 4313084 7903779 126537 17940553 Balance 206555753 1035782834 Ledger Assets Book value of real estate Mortgage loans Bonds at book value Stocks at book value Cash in office Deposits at interest Agents balances net Other items Premium notes 3958395 Collateral loans ItVmkm Loans to policyholders 227525b5l 24000000 613039000 1 10589636 5559376 186640 23091210 4633093 25468387S j 1035782834 Total ledger assets NonLedger Assets Interest due and accrued Iskis Market value of assets over book value aooo Other items iK1K1i Uneollected and deferred premiums Total assets 1075476851Insurance Department of Georgia 309 Deduct Assets Not Admitted Agents balances 50 70624 Other items Excess of credits over reserve 1520246 Total not admitted assets 659087C Total admitted assets 1068885982 Liabilities Net amount of unpajd losses and claims 5691176 Reserves or unearned premiums on risks outstanding 9 191393 00 Dividends to policyholders declared but unpaid 15682232 Salaries and miscellaneous accounts due or accrued 77826 21 Taxes due or accrued 49272 56 Other items Trust fund 582958 Capital actually paid in cash 10000000 Surplus over all liabilities 105080439 Surplus protection to policyholders 115080439 Total liabilities 1068885982 Business in Force Life Insurance Companies Ordinary In force December 31 1918 705862480C Issued revived or increased during year 29515739ot Sum 100l0l98900 Deduct ceased to be m force during year 7 992 703 00 In force December 31st 1919 92109284 00 GEORGE WASHINGTON LIFE INSURANCE COMPANY Coyle Richardson Building Charleston W Va Harrison B Smith President Ernest C Milair Secretary Attorney for service in GeorgiaT A Coleman Macon Ga Kinds of business done in GeorgiaLife Insurance Capital Stock Amount of paidup capital 250 000 00 Ledger assets Dec 31 1918 187733695 Extended at 187733695 Income Gross premiums on new business 114 381 79 Gross renewal premiums1 356578 73 Deduct amount paid for insurance and return pre miums 1844600 Total premiums 1 45251452 Interest and rents 100 810 30 Profits on sale or increase by adjustment of assets 43450 00 Other sources Div at interest 24952 Div on reinsurance 9715 Discount on mortgage loans 826700 Discount on bonds 439035 Discount on collateral loans 507525 Policyholders savings bureau 22243 1830170 Total income 61507652 Carried forward 249241347310 Annual Report Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 7005537 b Renewal 1290484 Salaries of officers and employes Rents Advertising printing postage telegrams etc Paid policyholders for dividends Borrowed money repaid Other items Tax license and fees Miscellaneous items Annuities Loss on notes Suit values Supp contracts Dividends to stockholders B O and agency expens e 11852951 169511 8296021 4010412 210000 1010725 729672 18190000 Medical fee and inspection Furniture Repairs to real estate 751061 879336 1134928 52135 2759082 20177 1000040 2004918 1331897 190391 7900 10131855 Total disbursements 54601147 Balance 194640200 Ledger Assets Book value of real estate Mortgage loans Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest Agents balances net Other items Collateral loans Policy loans Premium notes Bills receivable C W A Suspense 7238604 89926500 28255000 1375000 10000 4996948 3685789 1430871 28200127 25030326 3978963 501573 2702 7797 57721488 Total ledger assets 194640200 XonLedger Assets Interest due and accrued Other items ncollected and deferred premiums 3774184 Reserve on presidents policy 24960 Supplies and stationery 445933 Furniture fixtures and safes 738502 2581090 4983579 Total assets i 202204869 Deduct Assets Not Admitted Agents balances Bills receivable Other items Supp stationery and printed Furniture fixtures and safes Citizens and Screven Co bank Total not admitted assets 1781442 501573 445933 738502 79810 3547260 Total admitted assets 198657609Insurance Department of Georgia 311 Liabilities Net amount of unpaid losses and claims 200000 Reserves or unearned premiums on risks outstanding 163987411 Dividends to policyholders declared but unpaid 29471 Taxes due or accrued set aside for 1920 3 00000 Other items Security fluctuation 452193 Supp contracts Disability Dividends at interest Advance premiums Advance interest Dividends to policyholders Savings bureau Dividends for stockholders 116480 30163 98747 103697 1265835 750000 73612 1250000 Total amount of liabilities except capital Capital actually paid in cash Surplus over all liabilities 25000000 5000000 3688534 68657609 Surplus protection to policyholders 30000000 Total liabilities 198657609 Business in Force Life Insurance Companies Ordinary In force December 31 1918 1170180439 Issued revived or increased during year 354277616 Sum 1524458055 Deduct ceased to be in force during year 151935600 In force December 31st 1919 1372522455 Business in Georgia Ordinary In force December 31st 1918 1924 73800 Issued revived or increased 44500000 Sum 236973800 Deduct ceased to be in force during the year 15184300 In force December 31st 1919 221789500 Net losses paid during year 14 82830 Net losses incurred during year 1280154 GUARDIAN LIFE INSURANCE COMPANY OF AMERICA 50 Union Square New York N T Hubert Cillis President Carl Heye Secretary Attorney for service in GeorgiaAlexander C King Atlanta Ga Kinds of business done in GeorgiaLife Insurance and Accident combined with Life Insurance Capital Stock Amount of paidup capital 20000000 Ledger assets Dec 31 1918 5554143941 Kxtended at 5554143941 Income Gross premiums on new business 142795194 Gross renewal premiums 645251707 Deduct amount paid for insurance and return pre miums 6797916 Total premiums 781267185 Interest and rents 280605662 Profits on sale or increase by adjustment of assets 5266916312 Annual Report Other sources Consideration for supplementary contracts Dividends left for deposit Policy fees Profit on exchange Reserved on deficiency judgment Adjustment on account of differences in exchange in connection with return of funds to Europe to complete reserves 6214094 1983792 16996 136835 249715 82879552 91480984 Total income 1158620747 Carried forward 6712764688 Disbursements Net amount paid policyholders Legal and administrative expenses in adjustment of claims Commissions and allowances to agents First year Renewal 55889404 31066020 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items 560719555 75661 86955424 29756151 6452146 10277196 104248278 11041586 159793074 Total disbursement 969319061 Balance 5743445627 Ledger Assets Book value of real estate 378377908 Mortgage loans first lien 2614203090 2614203090 Bonds at book value 1850352795 Stocks at book value 2070000 Cash in office 724325 Deposits at interest 208689752 Deposits not at interest 8558147 Agents balances net 3330622 Other items Premiums on U S monthly difference list 115457 Loans made to companys policyholders 676064546 Suspense account 6985 Cash in transit 952000 677138988 Total ledger assets 5743445627 NonLedger Assets Interest and rents due and accrued 79544008 Other items Net amount of uncollected and deferred premiums 160366944 Deduct Assets Not Admitted Agents balances 8128543 Other items Suspense account 6985 Book value of bonds over market value 153668178 Total not admitted assets 161803706 Total admitted assets 5821552873 Liabilities Net amount of unpaid losses and claims 86274291 Reserves or unearned premiums on risks outstanding 5033240100 Dividends to policyholders declared but unpaid 363120339 Salaries and miscellaneous accounts due or accrued 2545978 Taxes due or accrued 10896539Insurance Department of Georgia 31c Other items 154497066 Total amount of liabilities except capital 6650574313 Capital actually paid in cash 20000000 Surplus over all liabilities 150978560 Surplus protection to policyholders 170978560 Total liabilities 5821552873 Business in Georgia Ordinary In force December 31st 1918 212385100 Issued revived or increased 125738000 Sum 338123100 Deduct ceased to be in force during the year 15683100 In force December 31st 1919 322440000 Net losses paid during year 11138585 Net losses incurred during year 714748 Business In Georgia During 1919 Bonds 9717000 Policy loans 1 11454560 Total investments in Georgia 21171560 HOME LIFE INSURANCE COMPANY 256 Broadway New York N Y William A Marshall President Ellis W Gladwin Attorney for service in GeorgiaC C McGehee Jr Atlanta Kinds of business done in GeorgiaLife Capital Stock Ledger assets Dec 31 1918 J 3598352871 Extended Secretary Ga at Income 3598352871 Gross premiums on new business 631494940 Deduct amount paid for insurance and return pre miums 31487650 Total premiums 600007290 178068633 1854279 life Interest and rents Profits on sale or increase by adjustment of assets Other sources Consideration for supplementary contracts not involving contingencies Dividends left with the company to accumulate at interest Extra premiums war risk Reserves on policies reinsured deposited with the company Total income rI 794810608 6196045 4322913 1960886 2400562 Carried forward 4393163479 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 52068784 b Renewal 30386555 178776355 375652 Salaries of officers and employes Rents and interest Advertising printing postage telegrams Paid policyholders for dividends Loss on sale and decrease by adjustment of assets etc 82455339 28064638 3800000 6021477 76419950 3633778314 Annual Report Other items Matured endowments annuities and supplementary contracts 103414508 Surrender values 84302198 Repairs and expenses on real estate 4744137 Taxes licenses and fees 14368491 All other disbursements 30352939 Total disbursements 615729662 Balance 3777433817 Ledger Assets Book value of real estate 150000000 Mortgage loans first lien 7315062 731506200 Bonds at book value 2104136455 Stocks at book value 126219108 Cash in office 140914 Deposits at interest 41250172 Deposits not at interest 2737850 Agents balances net 284411 Other items Loans to policyholders 542459640 Premium notes on policies in force 78685291 Premiums reported to war risk insurance bureau 13776 Total ledger assets 3777433817 Non Ledger Assets Interest and rent due and accrued 33458264 Other items Net amount of uncollected and deferred premiums 66846544 Due from other companies for losses reinsured 6000000 Total assets 3883738625 Deduct Assets Not Admitted Agents balances 332139 Other items Premium notes in excess of net value of policies 2382670 Book over market value of bonds and stocks 102950308 Total not admitted assets 105665117 Total admitted assets 3778073508 Liabilities Net amount of unpaid losses and claims 32220726 Reserves or unearned premiums on risks outstanding 3561370100 Dividends to policyholders due and declared but unpaid 44198732 Salaries and miscellaneous accounts due or accrued 2193354 Present value of amounts not yet due on supplementary contracts 32103100 Other items Dividends left with the company at interest 20160602 Premiums paid in advance 3324294 Unearned interest and rent paid in advance 17842194 Estimated amount hereafter payable for taxes 9000000 All other liabilities 1871006 Total amount of liabilities except capital 3724284108 Surplus over all liabilities 53789400 Surplus protection to policyholders 53789400 Total liabilities 3778073508 Business n Force Life Insurance Companies Ordinary In force December 31 1918 15871029200 Issued revived or increased during year 7000930700 Sum 19871959900 Deduct ceased to be in force during year 1296378000 in force December 31st 1919 185 75581900 Total 185l75581900Insurance Department of Georgia 315 Business in Georgia In force December 31st 1918 issued revived or Increased Sum Deduct ceased to be in force during the year In force December 31st 1919 Total Net losses paid during year Net losses incurred during year Investments in Georgia Mortgage loans Policy and premium loans Total investments in Georgia 14420000 6151100 Ordinary 163157100 27999200 191156300 7206200 183950100 183950100 1359536 1359536 20571100 ILLINOIS LIFE INSURANCE COMPANY 10 S LaSalle Street Chicago 111 J W Stevens President O J Arnold Secretary Attorney for service in GeorgiaW O Perry Atlanta Ga Kinds of business done in GeorgiaLife Insurance Capital Stock Amount of paidup capital 50000000 Ledger assets Dec 31 1918 1519270416 Extended at 1519270416 Income Gross premiums on new business 86800341 Gross renewal premiums 249442630 Deduct amount paid for insurance and return pre miums 7492652 Total premiums 328750319 Interest and rents 78949271 Profits on sale or increase by adjustment of assets 319000 Other sources Consideration for supplementary contracts not involving life contingencies 2179700 Total income 410198290 Carried forward 1929468706 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a Firstyear 48228295 b Renewal 17923975 109224644 171867 6171951 Salaries of officers and employes Rents and interest Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Taxes Surrende rvalues paid and applied Borrowed money repaid All other disbursements Dividends to stockholders 4019959 62355486 60000000 1016633 8000000 66252270 22920045 3450238 6715135 646465 148392078 Total disbursements Balance 363944693 I 1565524013316 Annual Report Ledger Assets Book value of real estateJ 90300007 Mortgage loans first lien 364601499 364601499 Bonds at book value 397342309 Stocks at book value 3 29238559 Cash in officei 5251594 Deposits at interest 28213614 Agents balances net 177 22403 Lioans secured by bonds stock or other collateral 169803950 Loans to policyholders on the companys policies 162757114 Premium notes on policies in force 292964 Total ledger assets 1565524013 NonLedger Assets Interest due and accrued 15086583 Market value of assets over book valuer 31157753 Other items Due from other companies for losses or claims on reinsured policies 275109 Net amount of uncollected and deferred premiums 31745322 Total assets 1643788780 Deduct Assets Not Admitted 20177124 Agents balancesi Other items Premium notes policy loans and other policy as sets in excess of net value 1862284 Total not admitted assets 220 39408 Total admitted assets 1621749372 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Dividends to policyholders declared but unpaid including divi dends left with company to accumulate Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Present value of amounts not yei due on supplementary contracts Cancelled war service charges in process of adjustment Contingent reserve Deposits on extension notes Survivorship investment fund Total amount of liabilities except capital Capital actually paid in cash 50000000 Surplus over all liabilities 754 07838 5484242 1330125755 14649480 116572 85 2634110 6993315 13927095 15000000 2819413 93050838 1496341534 Surplus protection to policyholders 125407838 Total liabilities 1621749372 Business in Force Life Insurance Companies Ordinary In force December 31 1918 9004398482 Issued revived or increased during year 2957909162 Sum 11962307644 Deduct ceased to be in force during year 1258099162 In force December 31st 1919 10704208482 Business in Georgia Ordinary In force December 31st 1918r 367336200 Issued revived or Increased Sum Deduct ceased to be in force during the year Net losses paid during year Net losses incurred during year 168731700 536067900 90559100 4835614 4932824Insurance Department of Georgia 317 INDIANA NATIONAL LIFE INSURANCE COMPANY 316 North Meridian Street Indianapolis Ind Chas D Remiek President Chas B Henderson Secretary Attorney for service in GeorgiaH H Turner Atlanta Ga Kinds of business done in GeorgiaLife Insurance Capital Stock Amount of paidup capital 21000000 Ledger assets Dec 31 1918 173139816 Extended atI 173139816 Income Gross premiums on new business 10888659 Gross renewal premiums 34697455 Deduct amount paid for insurance and return pre miums 1062426 Total premiums f Interest and rents Other sources Dividends left 682371 Assets from other companies 5330 Anchor Life 348958 Checks returned 13500 Survivorship liens 12500 44518688 10213314 1062659 Total income 55794661 Carried forward 228934477 Disbursements Net amount paid policyholdrs for losses5 Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 8070582 b Renewal 1063529 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Special contingent f Agency expenses Medical fees and inspections Premiums with app Real estate expenses Tax on real estate Premium tax Department fees Federal taxes Other fees and taxes Actuarial expenses Investment expense Musicellaneous traveling expense War premiums refunded Debentures retired Interest on debentures Reinsurance contingencies Calfax fire Certificate deposit charged off Miscellaneous expense Branch office expense 1109894 381703 897188 52741 815822 316371 122563 189409 291852 143542 195000 11838 106774 77004 1056000 116998 632084 304283 218449 203067 63050 16548423 25940 91 34111 3517467 512250 762414 2113916 131500 7305632 Total disbursements 40051633 Balance 1888 82824318 Annual Report Ledger Assets Book value of real estate 373500UU Mortgage loans first lien 663932 66393200 Bonds at book value 22943900 Cash in office 1062113 Deposits at interest 5701308 Deposits not at interest 335465o Agents balances net 1834245 Other items Collateral loans 1100000 rolicy loans 33415692 Premium notes 2146517 Bills receivable 44163 Due from Aetna and Sterling Fire Ins Cos 1500000 Furniture and fixtures 1013074 Stock notes 37500 Liberal Life Assurance Co 236457 Contract for sale of real estate 10750000 50243403 Total ledger assets I 188882824 NonLedger Assets Interest due and accrued 2223458 Market value of assets over book value 770000 Other items Net deferred premiums 3017427 Interest on Judgment vs Fire Ins Cos 2 52146 3269573 Total assets 195145855 Deduct Assets Not Admitted Agents balances 1853430 Bills receivable 44163 Other items Furniture and fixtures 1013074 Excess item 683621 Deposit insolvent bank 265000 Total not admitted assets 3859288 Total admitted assets 191286567 Reserves or unearned premiums on risks outstanding 163607031 Dividends to policyholders declared but unpaid 4048830 Salares and miscellaneous accounts due or accrued 222426 Taxes due or accrued 600000 Other items Cash with application 6344 Unearned interest 334156 Debentures 10000 350500 Total amount of liabilities except capital 168828787 Capital actually paid in cash 21000000 Surplus over all liabilities 14577Sn Surplus protection to policyholders 22457780 Total liabilities 191280567 Business in Force Life Insurance Companies Ordinary In force December 31 1918 STM Issued revived or increased during year 334645000 Sum 1601749200 Deduct ceased to be in force during year 186239500 In force December 31st 1919 1415509700 Business in Georgia Ordinary In force December 31st 1918 511000 00 Issued revived or increased 6250000Insurance Department of Georgia 319 Sum 57350000 Deduct ceased to be in force during the year 8800000 In force December 31st 1919 48550000 Net losses paid during year 600000 Net losses incurred during year 100000 Investments in Georgia Mortgage loans 2870000 Total investments in Georgia 2870000 INTERNATIONAL LIFE INSURANCE COMPANY 722 Chestnut Street St Louis Mo Alassey Wilson President W F Grantges Secretary Attorney for service in GeorgiaH W Campbell Atlanta Ga Kinds of business done in GeorgiaLife Ordinary Capital Stock Amount of paidup capital 52500000 Ledger assets Dec 81 1918 1120371210 Extended at 1120371210 Income Gross premiums on new business 95139981 Gross renewal premiums 250299960 Deduct amount paid for insurance and return pre m urers 4027420 fotal premiums 341412521 77455544 217929 Interest and rents Profits on sale or increase by adjustment of assets Other sources Consideration for supplementary contracts Dividends left with company Ledger assets other than premiums received from other companies All other sources 3955006 15802633 5684471 34027479 594695 89 Total income 478555583 Carried forward 1598926793 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 62448373 b Renewal 13424535 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Taxes Repairs and expenses on real estate Insurance department licenses and fees All other disbursements 94 64027 12762160 1639814 94345938 80410919 113588 75872908 13746801 2771507 3808803 28991051 3700996 1182119in Total disbursements 327628512 Balance 12712982 81320 Annual Report Ledger Assets Book value of real estate Mortgage loans first lien 659420312 6 Bonds at book value 1 Cash in office Deposits at interest Deposits not at interest Agents balances net Other items Collateral loans 7696224V Policy loans and premium notes 248094492 Due from other companies 2272456 Bills receivable 50000 16321840 59420312 26425203 781391 26905083 1682943 12382314 127379195 892347 Total ledger assets 1271298281 NonLedger Assets Interest due and accrued Market value of assets over book value Other items Due from other companies 750000 Net amount of uncollected and deferred premiums 15934470 All other assets 31879475 48563943 Total assets 1346747421 Deduct Assets Not Admitted Agents balances 13166868 Bills receivable 50000 Other items Polxy excesses 1 631217 Book value of real estate over market value 3493023 Book value of other ledger assets over market value 4018127 Total not admitted assets 21359235 Total admitted assets 1325388186 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Dividends to policyholders declared but unpaid Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Depreciation and contingent reserve 17763156 All other liabilities 117965253 10 Total amount of liabilities except Capital actually paid in cash Surplus over all liabilities capital 12 52500000 25187910 8157868 86092100 3914859 2660655 11146385 35728409 47700276 Surplus protection to policyholders 77687910 Total liabilities1 1325388186 Business in Force Life Insurance Companies Ordinary In force December 31 1918 7704249900 Issued revived or increased during year 4144345800 Sum 11848595700 Deduct ceased to be in force during year 1651810400 In force December 31st 191910196785300 Business In Georgia Ordinary In force December 31st 1918 497915100 Issued revived or increased 161968300 Sum 6598834 00 Deduct ceased to be in force during the year 88626200Insurance Department of Georgia 321 In force December 31st 1919 571257200 Net losses paid during year 10355666 Net losses incurred during year 8248258 Investments in Georgia Bonds 4159000 Mortgage loans 80380289 Collateral loans 45811639 Policy loans 45811639 Total investments in Georgia 130350928 INTERSOUTHERN LIFE INSURANCE COMPANY Fifth and Jefferson Streets Louisville Ky James R Duffin President G G Summers Secretary Attorney for service in GeorgiaB W Crume Macon Ga Kinds of business done in GeorgiaLife Insurance Capital Stock Amount of paidup capital 72258983 Ledger assets Dec 31 1918 469385950 Decrease of paidup capital during year 684250 Extended at 468701700 Income Gross premiums on new business 39999902 Gross renewal premiums 98845556 Deduct amount paid for insurance and return pre miums 2433605 Total premiums Xi Interest and rents Profits on sale or increase by adjustment of assets Other sources Consideration for supplementary contracts not in volving life 3383208 Premiums paid in advance and items subject to return 104345 Ledger assets other than premiums received from other companies 853208 Surplus paid in 10000000 36411853 29312526 23693684 14340761 Total income i 203758824 Carried forward 672460524 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 35nl b Renewal 4796784 53436654 45868 etc Salaries of officers and employes Rents and interest Advertising printing postage telegrams Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Dividends to stockholders Other items Agency expenses Medical expenses Legal Real estate expenses Taxes Examination and insurance department 35064830 7796492 1996489 5744035 2464821 3114527 50564 2043802 3405320 181306 6686345 3247009 677654322 Annual Report Agents balances charged off 2843596 Paid for claims on supplementary contracts not involving life contingencies 1071690 20156722 Total disbursements 129871002 Balance 542589522 Ledger Assets Book value of real estate 127045998 Mortgage loans 103463776 Bonds at book value 42626050 Stocks at book value 4225645 Cash in office 5639125 Deposits at interest 49952951 Deposits not at interst 23049811 Agents balances net 4634301 Policy loans and premium notes 155326334 Other items Collateral loans 11733232 Bills receivable 355765 Anthony farms 5026111 Bankers Realty Company 1868797 Reedville Farming Company 34877 Receiver Central Life 28000 Florida Life Account 7568849 26615631 Total ledger assets 542589522 NonLedger Assets Interest due and accrued 5306700 Market value of assets over book value 561355 Rents due 358985 Other items Uncollected and deferred premiums 10886767 Postage and internal revenue stamps 32132 Unearned insurance 128365 Cash in special salary account 139606 11186870 Total assets 560003432 Deduct Assets Not Admitted Agents balances 5080976 Bills receivable 355765 Other items Loan and interest in excess of collateral 130640 Stocks and bonds 2095000 Bankers Realty Company 1868797 Premium notes and loans in excess of net 830000 Overdue interest on bonds 212500 Total not admitted assets 10573678 Total admitted assets 549429754 Liabilities Net amount of unpaid losses and claims 4225023 Reserves or unearned premiums on risks outstanding 444966917 Dividends to policyholders declared but unpaid 11594823 Salaries and miscellaneous accounts due or accrued 5265210 Taxes due or accrued 1016500 Total amount of liabilities except capital 467068473 Capital actually paid in cashI 72258983 Surplus over all liabilities 10102298 Surplus protection to policyholders 82361281 Total liabilities t 549429754Insurance Department of Georgia 323 Business in Force Life Insurance Companies Ordinary In force December 31 1918 3693071200 Issued revived or increased during year 1372036900 Sum 5065108100 Deduct ceased to be in force during year 508123000 In force December 31st 1919 4556985100 Total 4556985100 Business in Georgia Ordinary In force December 31st 1918 371412900 Issued revived or increased 156310000 Sum 527722900 Deduct ceased to be in force during the year 491 94300 In force December 31st 1919 478528600 Total 478528600 Net losses paid during year 5948526 Net losses incurred during year 5284361 Investments in Georgia Mortgage loans 12967179 Collateral loans 185500 Other items Certificates of deposit and cash in banks 7971029 Total investments in Georgia 21143708 INTERSTATE LIFE AND ACCIDENT COMPANY 210218 Volunteer State Life uilding Chattanooga Tenn D Huffaker President Jas B Watkins Secretary Attorney for service in GeorgiaJ A Bishop Atlanta Ga Kinds of business done in GeorgiaLife Accident Health Plate Glass and Weekly Accident and Health H Capital Stock Amount of paidup capital Ledger assets Dec 31 1918 Increase of paidup capital during year Extended at 20000000 21350620 4446200 25796820 Income Gross premiums on new business Deduct amount paid for reinsurance and return pre miums Gross renewal premiums Premiums on industrial life policies Premiums on casualty business 3739828 274109 950793 7489010 47347708 Total premiums 59253230 1095270 2630 Interest and rents Profits on sale or increase by adjustment of assets Other sources Surplus from sale of capital stock Capital stock charged off Borrowed money 2518600 55800 750000 3324400 Total income 63675530 Carried forward 89472350 Disbursements Net amount paid policyholders for losses 23488081 Legal and administrative expenses in adjustment of claims 27175324 Annual Report Commissions and allowances to agents Life department omnQi 7 Casualty department jmuaisi Salaries of officers and employes fiQnan Rents and interest Sq ni Advertising printing postage telegrams etc 8S Loss on sale and decrease by adjustment of assets J9910 Other items nn Borrowed money repaid TSnnVVc Taxes 1300446 Medical examinations 1H5 Agents balances charged off ifnfVn General expense 145710 Total disbursements 60443269 Balance 29029081 Ledger Assets Book value of real estate a5I2S Mortgage loans insSr Bonds at book value iSIM Cash in office Deposits at interest ooinni Deposits not at interest J Agents balances net 1047 II Other items Collateral loans J71Jo Stock notes 11IT28 War savings stamps f Casualty premiums in course of collections 496471 Furniture and fixtures 184345 Total ledger assets 29029081 NonLedger Assets Interest due and accrued 384276 Gross premiums due and deferred life department 649508 Total assets 30062865 Deduct Assets Not Admitted Agents balances 200338 Other items Furniture and fixtures 184345 Surplus included in stock notes 102898 Premium notes in excess of net value 34674 Casualty premiums over 90 days 17275 Collateral loan 27125 Deposit in defunct bank 60000 Book value of bonds over market 70000 Total not admitted assets 696655 Total admitted assets 29366210 Liabilities Net amount of unpaid losses and claims 748334 Reserves and unearned premiums on risks outstanding 6286030 Salaries and miscellaneous accounts due or accrued 782538 Taxes due or accrued 599644 Other items Premiums paid in advance 736921 Total amount of liabilities except capital 9153467 Capital actually paid in cash 20000000 Surplus over all liabilities 212743 Surplus protection to poncyholders 20212743 Total labilities 29366210Insurance Department of Georgia 325 Business in Force Life Insurance Companies Ordinary Industrial In force December 31 1918 49811000 188198600 Issued revived or increased during year 89577000 223011400 Sum 139388000 411210000 Deduct ceased to be in force during year 25422000 147996400 In force December 31st 1919 113966000 263213600 Business in Georgia Ordinary Industrial In force December 31 1918 606700 174200 Issued revived or increased 750000 18416600 Sum 1446700 18590800 Deduct ceased to be in force during the year 9081600 In force December 31st 1919 1446700 9509200 Net losses paid during year 135299 Net losses incurred during year 135299 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written on Re Paid newed during the year Accident 2163765 490120 Health 3029278 1878471 Plate glass 274008 98340 Totals 5467051 2467931 Investments in Georgia Real estate 35700 Mortgage loans 2660000 Total investments in Georgia 2695700 JEFFERSON STANDARD LIFE INSURANCE COMPANY Dixie Building Greensboro N C Julian Price President C C Taylor Secretary Attorney for service in GeorgiaR W Statham Atlanta Ga Kinds of business done in GeorgiaLife Insurance Capital Stock Amount of paidup capital 35000000 Ledger assets Dec 31 1918 952185373 Extended at 952185373 Income Gross premiums on new business 142185297 Gross renewal premiums 238765949 Disability and double benefit 16573504 Deduct amount paid for insurance and return pre miums 8051451 Total premiums 389473299 Interest and rents 58363260 Profits on sale or increase by adjustment of assets 1512082 Other sources Mo Diff lists 47426 Supplementary contracts not involving life con tingencies 353520 Dividends left to accumulate 377573326 Annual Report Sale of war stamps nS War tax on policies delivered jpautm 43 09029 Total income 453657670 Carried forward i405843043 Disbursements Net amount paid policyholders for losses mutual endowment 1000 89879320 Commissions and allowances to agents a First year iito b Renewal 11887198 MB76M5 Salaries of officers and employes 1nnco Rents and interest iaSi A Advertising printing postage telegrams etc Paid policyholders for dividends obi a Loss on sale and decrease by adjustment of assets J Taxes and fees 845J2b Other items Examination and inspection 13840109 Surrenders 9991113 Dividends to stockholders 3150000 Assessment annuities 2151911 Agency expense 7580382 All other items 5129185 41842700 Total disbursements I 281996836 Balance 1123846207 Ledger Assets Book value of real estate 21192299 Mortgage loans first lien 654567464 other than first lien CJOoc 2 87 Do4oo50o Bonds at book value TIT 1252ljBcn Stocks at book value oookS Cash in office S Deposits at interest 337010 Deposits not at interest 7 Agents balances net 122ubb47 Other items Collateral loans 27431350 Monthly diff lists 33324 Policy loans 162100594 Premium notes 37061280 226626548 Total ledger assets 1123846207 NonLedger Assets Interest due and accrued 12964964 Other items Rents due and accrued he Woe Uncollected and deferred premiums net 14529425 Extension notes net Haock All other items 265 maM Total assets 1160629416 Deduct Assets Not Admitted Agents balances 14277294 Cther items Excess loans 1582542 All other items 477772 Total not admitted assets 16337608 Total admitted assets 1144291808Insurance Department of Georgia 327 Liabilities Net amount of unpaid losses and claims 8658014 Reserves or unearned premiums on risks outstanding 931975584 Dividends to policyholders declared but unpaid 22681915 Salaries and miscellaneous accounts due or accrued 3245774 Taxes due or accrued 4653727 Other items Deferred dividend funds 49607458 Assess annuity funds 41056720 Extra reserves for disability and double benefit 8286752 All other items 16125864 115076794 Total amount of liabilities except capital 1086291808 Capital actually paid in cash 35000000 Surplus over all liabilities 23000000 Surplus protection to policyholders 58000000 Total liabilities 1144291808 Business in Force Life Insurance Companies Ordinary In force December 31 1918 8164494400 Issued revived or increased during year 4761889500 Sum 12926388900 Deduct ceased to be in force during year net 1041765500 In force December 31st 1919 11884623400 Business in Georgia Ordinary In force December 31st 1918 670563700 Issued revived or increased 169322500 Sum 839886200 Deduct ceased to be in force during the year net 94932700 In force December 31st 1919 744953500 Net losses paid during year 9973307 Net losses incurred during year 7618067 LIFE INSURANCE COMPANY OF VIRGINIA Capitol and Tenth Streets Richmond Va John G Walker President A Carlton McKinney Secretary Attorney for service in GeorgiaJ C Howard Atlanta Ga Kinds of business done in GeorgiaLife Capital Stock Amount of paidup capital 80000000 Ledger assets Dec 31 1918 1790297969 Extended at 1790297969 Income Industrial premiums paid in cash 425918388 Gross premiums on new business 51631862 Gross renewal premiums 97295469 Extra premiums 1154813 Deduct amount paid for insurance and return pre miums 1890911 Total premiums 574109621 Interest and rents 105796057 Profits on sale or increase by adjustment of assets 272010 Other sources Premiums reported to war risk ins bureau re S and S relief account 5057 Consideration for supplementary contracts not in volving life contingencies 642217 Unclaimed deposits on industrial applications 205346 Agents deficiencies paid 4006 Federal income tax refunded by government 10221328 Annual Report Employes liberty bond account Federal tax on insurance received Borrowed money to pay for liberty bonds 1648825 1500068 50000000 54021740 Total income 734199428 Carried forward 2524497397 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Industrial 75175731 a First year ordinary nnfoaJ b Benewq1 ordinary b00l9b 168387642 14066 Salaries of officers and employes Rents and interest Advereising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Claims on supplementary contracts not involving life contingencies Dividends paid stockholders Employes liberty bond account Reserve deposited by reinsurance companies re turned to them Agents cash bonds Borrowed monej repaid All other payments to policyholders All other operating expenses 107526104 31411805 7328929 6767880 2577560 3869755 436117 10000000 2074851 104033 15000 84000000 12168595 67379251 182177847 Total disbursements 510061588 Balance 2014435809 Ledger Assets Book value of real estate Mortgage loans Bonds at book value Stocks at book value Cash in office r Deposits at interest Deposits not at interest Other items Loans on collateral Premiums reported to war risk insurance bureau Loans on companys policies Premium notes on policies in force Bills receivable Premium lien notes 9200000 13436 62117459 143231 146933 124948 45033012 15751 52834 257516262 4802500 2915662 56919621 349911 71746007 Total ledger assets 2014435809 NonLedger Assets Interest due and accrued 30809045 Market value of assets over book value 5804726 ther items Net uncollected and deferred premiums 19358260 Premium extension notes 1452773 20811033 Total assets 2071860013 Deduct Assets Not Admitted Bills receivable 146933Insurance Department of Georgia 329 Other items Premium notes and loans on policies and net pre miums in excess etc 306 Mortgage No 1815 McCann 1700000 Total not admitted assets 1847239 Total admitted assets 2070013374 Liabilities Net amount of unpaid losses and claims 8266557 Reserves or unearned premiums on risks outstanding 1777191300 Dividends to policyholders declared tout unpaid 2668476 Salaries and miscellaneous accounts due or accrued 2070753 Taxes due or accrued 18111527 Other items Premiums and interest paid in advance 12769732 Set apart for future dividendson policies 22500000 Special contingency asset reserve 10000000 All other liabilities 11442017 56711749 Total amount of liabilities except capital 1865020362 Capital actually paid in cash 80000000 Surplus over all liabilities 124993012 Surplus protection to policyholders 204993012 Total liabilities 2070013374 Business in Force Life Insurance Companies Ordinary Industrial In force December 31st 1918 413658800 937577800 Issued revived or increased during year 1935749600 2592943900 Sum 5680147700 13765577800 Deduct ceased to be in force during year 272405000 1523139700 In force December 31st 1919 5407742700 12242438100 Business in Georgia Ordinary Industrial In force ecember 31st 1918 413658800 937577800 Issued revived or increased 228194500 2 78681300 Sum 641853300 12l6259100 Deduct ceased to be in force during the year 51745600 1556050 00 In force December 31st 1919 590107700 1060654100 Net losses paid during year 4802640 10163471 Net losses incurred during year 4001440 9956305 Investments in Georgia Bonds 6027188 Mortgage loans 278455750 Policy loans 4560218 Other items Deposited in Citizens Southern Bank Atlanta 528692 Total investments in Georgia 289571848 LIFE AND CASUALTY INSURANCE COMPANY OF TENNESSEE 309311 Church Street Nashville Tenn A M Burton President H B Folk Secretary Attorney for service in GeorgiaHarvey Hatcher Atlanta Ga Kinds of business done in GeorgiaIndustrial Life Health and Accident and Ordinary Insurance Capital Stock Amount of paidup capital 35000000 Ledger assets Dec 31 1918 56868288 Increase of paidup capital during year 15000000 Extended at 71868288330 Annual Report Income Gross premiums on new business SoJ Gross renewal premiums 342472870 Total premiums SXSSSm Interest and rents 4b4Jba Other sources Sundries IolHn Agents licenses recovered coiior Premiums on sale of capital stock o5n Agents balances previously charged off 340 2477599 Total income 366157112 Carried forward 438025400 Disbursements Net amount paid policyholders for losses 124443824 Premiums returned to policyholders 477348 Commissions and allowances to agents and superintendents a First year ordinary 2207644 b Renewal industrial 162961146 465168790 Salaries of officers and employes 8231827 Rents and interest 3379246 Advertising printing postage telegrams etc 6670544 Traveling expenses 6758471 Loss on sale and decrease by adjustment of assets 260600 Taxes and licenses 7434492 Other items Agents group insurance 155584 Div to stockholders 4083600 Medical expense 1663865 Legal expense 128713 Furniture and fixtures 1870340 Expense real estate 1528011 Borrowed money repaid 5750000 All other 1740496 16920609 Total disbursements 339745752 Balance 98279648 Ledger Assets Book value of real estate 9739800 Mortgage loans first lien 353500 35350000 Bonds at book value 40339131 Cash in office 41290 Deposits not at interest 8868696 Agents balances net 217079 Other items Bills receivable 131559 Accounts receivable 77177 War savings stamps U S 167600 Collateral loans 3347316 3723652 Total ledger assets 98279648 NonLedger Assets Interest and rents due and accrued 787130 Market value of assets over book value lo3004 Other items Due and deferred premiums 1101594 TJnexpired fire insurance premiums 66506 Bills receivable 8516817 9684917 Total assets 108854699Insurance Department of Georgia 331 Deduct Assets Not Admitted t 263233 Agents balances 8648376 Bills receivable 771 77 Accounts receivable cnnnn Deferred premiums in excess of net value zouuuu S 9238786 Total not admitted assets t 99615913 Total admitted assets Liabilities Net amount of unpaid losses and claims Reser or unearned premiums on risks outstanding ottoIo Salaries and miscellaneous accounts due or accrued mSl Taxes due or accrued Coentingmnt reserve for Weekly Industrial Sick Benefit policies 76253 17 Premiums paid in advance 19125317 Total amount of liabilities except capitalasooSioo 61966082 Capital actually paid in cash 26 49831 Surplus over all liabilities a4wii Surplus protection to policyholders 37649831 S 99615913 Total liabilities Business in Force Life Insurance Companies Ordinary Industrial o 1610117000 er re moo wo DXctbeforcedyea7 760000 In force December 31st 1919 Business in Georgia Ordinary Industrial fT6 borr increased8 20150000 lSgM Issued revived or increased 20150000 4 85021500 In force December 3ist iia j1 Health and accident claims paid Wi6Sm Net losses paid during year 11 42750 Net losses incurred during year 4000UU lltiiou Investments in Georgia Mortgage loans 700000 Total investments in Georgia 700000 LINCOLN RESERVE LIFE INSURANCE COMPANY 912 Jefferson County Bank Building Birmingham Ala Jesse F Stallings President J R Burns Secretary Attorney for service in GeorgiaE S Murphy Barnesville Ga Kinds of business done in GeorgiaLife Insurance Capital Stock Amount of paidup capital g70 Ledger assets Dec 31 1918 Increase of paidup capital during year 3574000 42868428 Extended at Income Gross premiums on new business ImbUm Gross renewal premiums momm332 Annual Report Deduct amount paid for reinsurance and return pre miums 47119652 Total premiums l Interest and rents Profits on sale or increase by adjustment of assets Other sources New stock subscriptions Premium on capital stock Overdraft at bank Miscellaneous 47119652 1690705 400000 9002500 5636000 395345 312420 15346265 Total income 64556622 Carried forward 107422050 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 12948509 b Renewal 2032260 Salaries of officers and employes Rents and interest Advertising printing postage telegrams Other items Subscriptions capital issued and surplus Stock subscriptions cancelled Commission on stock sales Taxes licenses and fees T Miscellaneous etc 9900000 1886500 951025 1110511 5740224 11637791 43841 14980769 4087308 223750 742445 19588260 Total disbursements 51304164 56117886 Balance Ledger Assets Book value of real estate Mortgage loans first lien 15548437 other than first lien 21500 Bonds at book value Stocks at book value Cash in office Deposits at interest Agents balances net Other items Collateral loans Policy loans and premium notes Agents notes Stock notes Miscellaneous 271500 3703927 758617 10000 540900 11445820 17698437 17661985 230000 2171960 292133 1332607 5284944 1509375 800801 Total ledger assets 56117886 NonLedger Assets Interest due and accrued Market value of assets over book value Other items Net uncollected and deferred premiums 2608374 Furniture and fixtures 500000 Stationery printing etc 152000 Total assets 61688436 Deduct Assets Not Admitted Agents balance s Bills receivable 2091224 322218Insurance Department of Georgia 333 Other items 4 qni 55 Excess policy indebtedness 650000 Furniture and fixtures supplies etc 1 09000 Loans on companys stock 401848 Miscellaneous 1651003 5208721 Total not admitted assets T 57479715 Total admitted assets Liabilities Net amount of unpaid losses and claims 39o890 00 Reserves on risks outstanding isio72 Salaries and miscellaneous accounts due or accrued 9191u Taxes due or accrued Other items qo K Overdraft at bank 012022 Premiums and interest in advance qw ifi Commissions due or accrued osi nn Reserve for disability benefits jw 971033 Total amount of liabilities except capitalTsT77non 426534s2 Capital actually paid in cash 11 Iqoqi Surplus over all liabilities iisina Surplus protection to policyholders x 57479715 Total liabilities Business in Force Life Insurance Companies Ordinary 01 1010 713900000 In force December 31 1918 4qc 292 00 Issued revived or increased during year Sum noq Q00 00 Deduct ceased to be in force during year IOoImsToo In force December 31st 1919 Business in Georgia Ordinary 205415000 In force December 31st 1918 T 583 00 Issued revived or increased 2 76573300 DeTucrceaiedtobemforce during the year ssoo In force December 31st 1919 S6 600 00 Net losses paid during year 25ioooo Net losses incurred during year Mlw MANHATTAN LIFE INSURANCE COMPANY 66 Broadway New York N Y Thomas E Lovejoy President Melvin De Mott Secretary Attorney for service in GeorgiaRobt C Alston Atlanta Ga Kinds of business done in GeorgiaLife Insurance Capital Stock Amount of paidup capital is 727705i Ledger assets Dee 31 1918 1872770583 1872770583 Extended at Income Gross premiums on new business oIiqI Extra premiums for disability benefit T A 844iJb Gross renewal premiums kkaqtor Deduct amount paid for reinsurance 172764266 Total premiums iOSSSS Proflte ofcoriSSSSWSiSSSSt STimgtm 194251lT334 Annual Report Other sources Dividends left with company to accumulate Deposits account interest rents etc Deposits account liberty bond agreements Unclaimed checks deposited New York State income tax withheld Premiums under soldier relief act 108779 2490056 5326838 22810 37310 38125 8023918 Total income i 304623169 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 10994541 b Renewal 8337031 127325128 33526 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Annuities Surrender values Claims not involving life contingencies Involving life contingencies Repairs and expense to real estate Taxes Paid stockholders Agency supervision Branch office expenses Medical fees Legal expenses Furniture and fixtures Miscellaneous 19331572 11925647 6988671 2983322 5493172 3457738 1063395 65669771 508243 100000 15668495 13238478 1693235 1972628 2900871 1664025 731123 105905 9896871 115213040 Total disbursements 292751816 Balance 5 Ledger Assets Book value of real estate Mortgage loans first lieri 519255234 Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest Agents balances net Premium reported on U S mo difference in ac cordance with sailors and soldiers relief act Loans made to policyholders on this companys policies assigned as collateral 364390508 Premium notes on policies in force of which 13 09867 is for 1st years policies 11871353 413961863 519255234 509761700 12720000 329629 47342405 332107 2236205 12567 14299717 Total ledger assets NonLedger Assets Interest due and accrued Other items Due from other companies for losses or claims on policies of this company reinsured Net amount of uncollected and deferred premiums paid for benefit Prepaid fire insurance premiums 378702793 1884641936 35874101 12567 13662061 471184 Total assets 16442145 1836958182Insurance Department of Georgia 335 Deduct Assets Not Admitted Agents balances 25f56n Premium notes in excess of net value 4bi4u Other items Book value of bonds in default of interest and and stocks over market value 85954uo Total not admitted assets 11579996 Total admitted assets 1925378186 Liabilities Net amount of unpaid losses and claims nsiitnn Reserves on risks outstanding SXsiesa Dividends to policyholders declared but unpaid 5f Salaries and miscellaneous accounts due or accrued 4idu Taxes due or accrued ssdos Other items Present value of supplementary contracts 14M5SU0 Premiums paid in advance JSlaZtl Interest and rents in advance lijA t Assets fluctuation and general contingency fund 15000000 Miscellaneous 4226 Total amount of liabilities except capital 1874405524 Capital actually paid in cash J Survivorship Div deferred JSc7i in Unassigned funds ziatwi4U Surplus protection to policyholders 50972662 Total liabilities 1925378186 Business in Force Life Insurance Companies Ordinary In force December 31 1918 56103300 Issued revived or increased during year 6 324 ss6 00 Deductceasedtobeinforce during year cqfioqq TnotiriDcTb Business in Georgia Ordinary In force December 31st 1918 qqlon iMued revived or lncr 2 illfittZ Deduct ceased to bein force during the year onHinn in force December 31st 1919 ZZZTZZieoiwSdS total fin Q44 no Net losses paid during year SySSnn Net losses incurred during year oimtw Investments in Georgia Mortgage loans r 440 Policy loans 140W41UU Total investments 18014100 MARYLAND ASSURANCE CORPORATION 579 South Gay Street Baltimore Md John T Stone President Harry C Michael Secretary Attorney for service in GeorgiaW J Welsh Atlanta Ga Kinds of business done in GeorgiaLife Accident and Health Insurance Capital Stock Amount of paidup capital 60000000336 Annual Report Ledger assets Dec 31 1918 140547253 Increase of paidup capital during year 10000000 Extended at 150547253 Income Gross premiums on new business 7273772 Gross renewal premiums 1761442 Deduct amount paid for insurance and return pre miums 1253125 Extra premiums for total and permanent disability benefits 128545 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Addition to surplus through sale of capital stock 30000000 Accident and health department 172509054 Borrowed money 11538194 7910634 5843849 384646 214047248 Total income 228186377 Carried forward 378733630 Disbursements Net amount paid policyholders for losses Commissions and allowances to agents a First year 2215045 b Renewal 68714 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets Other items Agency supervision and traveling expenses of supervisors Branch office expenses including salaries of managers and clerks Medical examiners fees Inspection of risks Furniture fixtures and safes State taxes on premiums Insurance department licenses and fees Federal taxes All other licenses fees and taxes Bureaus and associations Reporting service Miscellaneous office expense Traveling Discount on advanced premiums Accident and health department Agents balances charged off Borrowed money repaid gross Interest on borrowed money 1051047 Total disbursements Balaince Ledger Assets Bonds at book value Cash in office Deposits at interest Deposits not at interest Agents balances net Other items Accident and health department Total ledger assets 2283759 2045555 52824 520441 2933 1582102 1181868 492350 149325 151091 23317 467575 4206 258146 1048 25075 7572 20646 175 170632675 212256 11538194 128066 I 192832249 185901381 8 141918473 307325 13358786 195783 146617 29974397 185901381 Insurance Department of Georgia 337 NonLedger Assets Interest due and accrued a 1155738 Other items New business net amount of uncollected and de ferred premiums 693014 Renewals net amount of uncollected and deferred premiums 390756 1083770 Total assets 188140889 Deduct Assets Not Admitted Agents balances 146617 Other items Policy assets in excess of net value 10059 Accident and health department 627203 Total not admitted assets 783879 Total admitted assets 187357010 Liabilities Net amount of unpaid losses and claims 80000 Reserves or unearned premiums on risks outstanding 5330561 Salaries and miscellaneous accounts due or accrued 286659 Taxes due or accrued 233161 Other items Premiums paid in advance 1764 Accident and health department 108042204 108043968 Total amount of liabilities except capital 113974349 Capital actually paid in cash 60000000 Surplus over all liabilities 13382661 Surplus protection to policyholders 73382661 Total liabilities 187357010 Business in Force Life Insurance Companies Ordinary Group In force December 31 1918 63300000 f 43694300 Issued revived or increased during year 270801000 109457600 Sum 334101000 153151900 Deduct ceased to be in force during year 10250000 8394900 In forcg December 31st 1919 323851000 144757000 Total 323851000 144757000 Business in Georgia Ordinary In force December 31st 1918 500000 Issued revived or increased 3500000 Sum 4000000 In force December 31st 1919 4000000 Total 4000000 Premiums in Force Miscellaneous Companies In force December 31 1918 138075697 Written or renewed during year 2 351 175 95 Sum 373193292 Deduct ceased to be in force during year 205614201 In force December 31st 1919 167579091 Deduct amount reinsured 8801064 Net premiums in force 158778027 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during the year Accident 3682647 6 24452 Health 3581277 2737496 Totals 7263924 3361948338 Annual Report MARYLAND LIFE INSURANCE COMPANY 8 and 10 South Street Baltimore Md Douglas H Rose President Chas G Smith Secretary Attorney for service in GeorgiaHollins N Randolph Atlanta Ga Kinds of business done in GeorgiaLife Insurance Capital Stock Amount of paidup capital 10000000 Ledger assets Dec 31 1918 376123769 Extended at 376123769 Income Gross premiums on new business 11330044 Gross renewal premiums 43450609 Disability premiums C 269921 Deduct amount paid for insurance and return pre miums 2146480 Total premiums 5 52904094 Interest and rent 19842065 Profits on sale or increase by adjustment of assets 15020 Other sources Consideration for supplementary contract not in volving life contingencies 500000 Dividends left with co to accumulate at interest 532459 Premium notes previously charged off 2000 Government taxes refunded 46962 Accrued on bonds 161222 1242643 Total income 74003822 Disbursements Net amount paid policyholders for losses 22518608 Net amount paid policyholders for matured endowments 5387500 Commissions and allowances to agents a First year 6121540 b Renewal 1707443 7918994 Salaries of officers and employes 4254091 Rents and interest 478800 Advertsing printing postage telegrams etc 522122 Paid policyholders for dividends 7318160 Loss on sale and decrease by adjustment of assets amortization of premiums on bonds 3093 12 Other Items Premium notes voided by lapse 76577 Annuity payments 706197 Returned premiums 85565 Surrender values 8392008 Dividends paid stockholders 700000 Traveling expenses 750127 Medical examinations and inspection of risks 1424019 Legal expense 71740 Furniture 2135t Repairs and expenses 578562 Taxes 1385380 Sundry disbursements 760083 Agents balances charged off 27500 14979117 Total disbursements 835 8 304 Balance 386440287 Ledger Assets Book value of real estate 232 500 00 Mortgage loans first lien 14679698 146Y6 Bonds at book value 2 2 775 204 51Insurance Department of Georgia 339 Stocks at book value 11383687 Cash in office 706563 Deposits at interest 2402025 Deposits not at interest Agents balances net 53653 Other Items Collateral loans 2800000 Cash loans on policies 46529414 Premium notes and policy loans 1285463 Deposit with Balto Bqt So 20000 Interest on mortgage in default 61000 Open account judgments and suspended accounts 1405915 Less ledger liabilities other than agents credit balances 80902 52020890 Total ledger assets 386440287 NonLedger Assets Interest due and accrued 3875458 Annuity value of bonds market value of stocks 6272335 Other Iterri Account amount uncollected and deferred premiums 4076782 Total assets 400664862 Deduct Assets Not Admitted Agents balances 361487 Other Items Premium notes in excess of net value of other pol icy liabilities 20000 Open accounts judgments and suspended accounts 1405915 Total not admitted assets 1787402 Total admitted assets 398877460 Liabilities Net amount of unpaid losses and claims 3684467 Reserves or unearned premiums on risks outstanding 341309127 Dividends to policyholders declared and provisionally ascertained but unpaid 13527433 Salaries and miscellaneous accounts due or accrued 427479 Taxes due or accrued 1007467 Other Items Dividends left with co to accumulate at interest 1093030 Premiums paid in advance 188117 Interest paid in advance 148663 Special reserve for mortality fluctuation and spe cial reserve for depreciation in value of securities 10982600 12412410 Total amount of liabilities except capital 37236833 Capital actually paid in cash 10000000 Surplus over all liabilities 16509121 Surplus protection to policyholders 26509121 Total liabilities 398877460 Business in Force Life Insurance Companies Ordinary In force December 31 1918 1439238400 Issued revived or increased during year 305853900 Sum 0 1745092300 Deduct ceased to be in force during year 129018600 In force December 31st 1919 3616073700 Business in Georgia Ordinary In force December 31st 1918 301555800 Issued revived or increased i 60580800 Sum J 362136600340 Annual Report Deduct ceased to be in force during the year Net losses paid during year Net losses incurred during year Investments in Georgia BondsSee Schedule D part 1 Annual Statement 1919 Mortgage loans 59U5Uuu 34915100 3897265 3899000 MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY 500 Main Street Springfield Mass William W McClench President Wheeler H Hall Secretary Attorney for service in GeorgiaWm J Harty Savannah Ga Kinds of business done in GeorgiaLife Insurance Capital Stock Amount of paidup capitalPurely Mutual ioq 093 954 60 Ledger assets Dec 31 1918 S109093934b0 Extended at 10909395460 Income Gross premiums on new business if 8003 50 Gross renewal premiums 14895UU3oU 18 821 193 4 Total premiums 548o82628 Profits onsaltor increasebyadjustment of assets Other sources Other income 5608737 147248715 Total income 2583059474 Carried forward 13492454934 Disbursements Net amount paid policyholders for losses 554562136 Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year qnU b Renewal 95062028 253035 257087075 52586281 13138865 19060667 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends 354080o4b Loss on sale and decrease by adjustment of assets 7720955 Other Items Q1oB Other disbursements iKiiLini Total disbursements 2042980627 Balance 11449474307 Ledger Assets Book value of real estate 109463062 Mortgage loans first lien 3885386954 Bonds at book value 5588015512 Stocks at book value 26512500 Cash in office 180941 Deposits at interest 143688979 Deposits not at interest 22489903 Other Items Policy and premium loans 1673469448 U S government under soldiers and sailors civil relief act 267008 Total ledger assets 11449474307Insurance Department of Georgia 341 NoLedger Assets Interest and rents due and accrued 2 041 768 58 Other items 2562384oi Total assets 11909889566 Deduct Assets Not Admitted Overdue and accrued interest on bonds in default 8625000 Book value of ledger assets over market value Real estate 4 784 72 Stocks and bonds ZZJ1ZI 34l487i93 Total not admitted assets 433 52265 Total admitted assets 11866637301 Liabilities Net amount of unpaid losses and claims 394 195 79 Reserves or unearned premiums on risks outstanding104 77o89600 Dividends to policyholders declared but unpaid 573205738 Salaries and miscellaneous accounts due or accrued 6748940 Taxes due or accrued 30629666 Other items 2 064 096 99 Total amount of liabilities except capital 113335o3222 Surplus over all liabilities 533134079 Surplus protection to policyholders 5331 34079 Total liabiities 11866637301 Business in Force Life Insurance Companies In force December 31 1918 J490793700 issued revived or increased during year 13273l90600 Sum 623i52519700 Deduct ceased to be in force during year 22 457 037 00 In force December 31st 1919 LII 60l06816000 Business in Georgia Orpins pv In force December 31st 1918 S 13 459 629 00 Issued revived or increased 420706500 Sum 1766669400 Deduct ceased to be in force during the year sqn 90n no In force December 31st 1919I 16 7764940 Net losses paid during year 123 802 09 Net losses incurred during yearIIZIZL 10422ooo Investments in Georgia Bonds 175622827 Mortgage loans 1 947 750 00 Policy loans 709W83 Other Items Premium loans 6688373 Total investments in Georgia j 4480 56 s3 METROPOLITAN LIFE INSURANCE COMPANY 1 Madison Avenue New York N Y Haley Piske President James S Roberts Secretary Attorney for service in GeorgiaA W SmithAtlanta Ga Kinds of business done in GeorgiaLife Health and Accident Capital Stock Ledger assets Dec 31 1918 75013406813 Extended at342 Annual Report Income Deduct amount paid for insurance and return premiums ordinary 8843235834 Industrial 9405376529 Interest and rents 3920350867 Profits on sale or increase by adjustment of assets 306901884 Other sources Consideration for supplementary contracts not involving life contingencies 73551696 Ledger assets other than premiums received from other com panies for assuming their risks 45089516 Tax refund suspense unclaimed checks N Y income tax withheld at source deposit account interest rents and fire in surance fund 29433574 Borrowed money gross to pay instalments on subscription to liberty loans 2800000000 Group health division 41929839 Miscellaneous itacome 7024520 Total income 25472894289 Carried forward100486300102 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 672569418 b Renewal 3 881 18075 6116558753 4854662 Compensation industrial department to superintendents deputies and agents Salaries of officers and employes home office Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets Other Items Surrender values paid in cash or applied in liquidation of loans or notes Branch office expenses including salaries of managers and clerks Medcal examiners fees 224845077 inspection of risks 81 20987 Sick benefits on assumed policies 87022 amount returned to policyholders in consideration of direct payment of weekly pre miums at home office or district office 62981238 Repairs and expenses other thaa taxes on real estate Miscellaneous taxes licenses and fees Health and welfare work Group health division Return of assets previously received from other companies for assuming their risks Borrowed money repaid gross Paid for claims on supplementary contracts not involving life contingencies Miscellaneous 1060687493 2233720259 717409847 240756142 120430071 64218545 7444 06603 332753130 232966064 63068260 113761816 377083522 253842393 37447592 70399359 3450000000 44635132 266588402 Total disbursements 16917753885 Balance 83568547217 Ledger Assets Book value of real estate 22 Mortgage loans first lien 28950125423 289 Bonds at book valuem 445 Stocks at book value 5 Cash in office Deposits at interest 9 Deposits not at interestI Agents balances net debit 25883307 credit 112832391 net credit Other Items Loans secured by pledge of bonds stocks or other collateral 283 20912 50125423 46492298 42137798 9885972 92324420 14257390 86949084 83330200Insurance Department of Georgia 343 Premiums reported on U S monthly difference lists to war risk insurance bureau in accordance with soldiers and sailors civil relief act 1234441 less 32252 interest credited to U S govt 1202189 Loans made to policyholders on this companys policies assigned as collateral 5114729240 Premium notes on policies in force of which none is for first year premiums including 512089247 assumption liens of the Pitts burgh Life Trust Co 678094403 Cash in transit 36337556 Cash in branch office banks 371181 Renting section inventory 2130736 Suspense account unadjusted items 5984742 Taxes on mortgaged property advanced secured 309944 Contingent reversion 570000 Fund for purchase of war savings stamps for resale to public 309935 Advance on account of disability provision of the veterans aid Association contracts reinsured 1555000 Reserve deposits with reinsured companies 9216283 Due from insurance commissioner of Pennsylvania as receiver of Pittsburgh Life Trust Co in settlement of the reinsurance agreement 17773179 Total ledger assets 83568547217 NonLedger Assets Interest and rents due and accrued 1273146249 Other Items Net amount of uncollected and deferred premiums 1688798924 industrial premiums due and unpaid less loading 193087806 Checks for annuities issued in advance 1474808 Total assets 86725055004 Deduct Assets Not Admitted Agents balances 25883307 Premium notes policy loans and other policy as sets in excess of net value and of other policy liabilities on individual policies 35292319 Book value of bonds not subject to amortization and stocks over market value 173581445 Renting section inventory 2130736 Suspense unadjusted items 5984742 Total not admitted assets 242872549 Total admitted assets 86482182455 Liabilities Net amount of unpaid losses and claims 296769740 Reserves or unearned premiums on risks outstanding81155605000 Dividends to policyholders declared but unpaid 864505045 Salaries and miscellaneous accounts due or accrued 29323396 Taxes due or accrued 300000000 Other Items Extra reserve for total and permanent disability benefit 727 74577 and for accidental death benefit 4456053 included in policies 77230630 Extra reserve to pay in full death claims to May 7 1922 on Pittsburg Life Trust Co policies 30000000 Present value of amounts not yet due on supplementary contracts not involving life contingencies computed by the company 124373024 Liability on policies cancelled and not included in net reserve upon which a surrender value may be demanded 70263594 Dividends left with company to accumulate at interest and ac crued interest thereon 41679904 Premiums paid in advance including surrender values as applied 232350925 Compensation accrued in industrial department to superintend ents and deputies 59312223 Medical examination fees and inspection 5635401 crued 43820980 Due insurance commissioner of Pennsylvania receiver of Pitts burgh Life Trust Co in settlement of reinsurance agreement 358 30607 344 Annual Report Miscellaneous 212a8 3670 Total amount of liabilities except capital 83573648738 Surplus over all liabilities 1 290853371 Surplus protection to policyholders 2908533717 Total liabilities 86482182455 Business in Force Life Insurance Companies Ordinary Industrial Excuding group Group 5882582500 In force December 31 1918202508181300 234550417800 Group 12199026100 Issued revived or increased during year 78949065000 50859040500 Group 18091608600 Sum 281457246300 285409458300 Group 4465311000 Deduct ceased to be in force during year 18547669200 27580089600 Group 13626297600 In force December 31st 1919262909577100 257829368700 Total 534365243400 Business in Georgia Ordinary Industrial Group 9937500 In force December 31st 1918 2165363100 3193399300 Group 67865000 Issued revived or increased 1032977200 790116400 Group 778025 Sum 3198340300 3983515700 Group 3655000 Deduct ceased to be in force during the year 289090100 481430300 Group 74147500 In force December 31st 1919 j 2909250200 3502085400 Total 6485483100 Net losses paid during year 27237125 42450544 Net losses incurred during year 27259244 4261676 Investments in Georgia Bonds 398881241 Mortgage loans 219470000 Policy loans 70894971 Other Items Farm loans 76910524 Total investments in Georgia 766156736 NOTERailroad prorated on basis of mileage within the State MICHIGAN MUTUAL LIFE INSURANCE COMPANY 150 Jefferson Avenue Detroit Mich C R Looker President A F Moore Secretary Attorney for service in GeorgiaR L Brooks Atlanta Ga Kinds of business done in GeorgiaLife Insurance Capital Stock Amount of paidup capital 25000000 Ledger assets Dec 31 1918 1327789826 Extended at j 1327789826 Income Gross premiums on new business 46575999 Gross rlenewal premiums 167971980 Deduct amount paid for insurance and return pre miums 7411271 Total premiums 207136708Insurance Department of Georgia Interest and rents Other sources Refund federal income tax From agents balances previously charged off 27619 1003 345 70840906 28622 Total income 5 278006236 Carried forward S 1605796062 Disbursements Net amount paid policyholders for losses 5 Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 27498971 b Renewal 12664967 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other Items Taxes Claims supplementary contracts Stock dividends Branch office expenses Medical examination fees and inspections Legal expenses Furniture and fixtures Repairs and expenses Investment expenses subscription miscellaneous home office expenses revenue stamps 125053246 530377 40163938 10894553 2599669 28 43329 7060673 3295 4845716 866146 4000000 6622400 5635401 433250 330742 169672 1106095 24009422 Total disbursements 213158502 Balance 1392637560 Ledger Assets Book value of real estate Mortgage loans first Hen 1113432182 Bonds at book value Cash in office Deposits at interest Agents balances net Other Items Loans to policyholders on company s policies Premium notes on policies Bills receivable Total ledger assets 171386487 5703889 358566 NonLedger Assets Interest due and accrued Market value of assets over book value Other Items Net amount uneollected and deferred premiums 8377980 1113432182 36251200 1503315 55433447 190494 177448942 1392637560 19957661 1622020 14359833 Total assets 1428577074 Deduct Assets Not Admitted Agents balances 1 Bills receivable Other Items Premium notes policy loans and other policies in excess of net value and of other policy liabilities on individual policies Total not admitted assets Total admitted assets 2 02027 358566 410335 970928 1427606146346 Annual Report Liabilities Net amount of unpaid losses and claims 11512749 Reserves or unearned premiums on risks outstanding 1303323953 Dividends to policyholders declared but unpaid 22860687 Salaries and miscellaneous accounts due or accrued 9577iji Taxes due or accrued 2488039 Other Items Premiums paid in advance 572328 Total amount of liabilities except capital 1345705488 Capital actually paid in cash 25000000 Surplus over all liabilities 56900658 Surplus protection to policyholders 81900658 Total liabilities 1427606146 Business in Force Life Insurance Companies Ordinary In force December 31 1918 6257740664 Issued revived or increased during year 1598513817 Sum 7856254481 Deduct ceased to be in force during year 484131085 In force December 31st 1919 7372123396 Tota 7372123396 Business in Georgia Ordinary In force December 31st 1918 168624364 Issued revived or increased 19650325 Sum 188274689 Deduct ceased to be in force during the year 15248159 In force December 31st 1919 173026530 Total 173026530 Net losses paid during year 3645420 Net losses incurred during year 3645420 Investments in Georgia Policy loans 6851400 Total investments in Georgia 6851400 MISSOURI STATE LIFE INSURANCE COMPANY Fifteenth and Locust Streets St Louis Mo M E Singleton President F H Morgan Asst Secretary Attorney for service in GeorgiaH C Lorick Augista Ga Kinds of business done in GeorgiaLife Insurance Capital Stock Amount of paidup capital 100000000 Ledger assets Dec 31 1918 1864611447 Extended at 1864611447 Income Total disability health etc 4536600 Gross premiums on new business 198803701 Gross renewal premiums 520115108 Deduct amount paid for insurance and return pre miums 11110225 Total premiums 712345184 Interest and rents 141540054 Profits on sale or increase by adjustment of assets 4262782 Other sources Consideration for supplementary contracts not in volving life contingencies 1562770 Dividends left with the company to accumulate at interest 17131085 Cash in suspense 375580Insurance Department of Georgia 347 Bonus on mortgage loans paid off prior to maturity 1249687 From mortgage loans previously charged off 970000 From collateral loans previously charged off 5000000 Unpresented checks outstanding five years or longer cancelled 81380 Borrowed money gross 152692571 179063073 Total income 1037211093 Carried forward I 2901822540 Disbursements Net amount paid policyholders for losses annuities and endow ments i Legal and administrative expenses in adjustment of claims Total disability health accident etc 1535749 Commissions and allowances to agents a First year 128832864 b Renewal 1 27667681 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Paid policyholders for surrender values Other Items Paid for claims on supplementary contracts not involving life contingencies Dividend deposits surrendered Commuted renewal commissions Compensation of managers and agents not paid by commission for services in obtaining new insur ance Agency supervision and traveling expenses of su pervisors Branch office expenses Medical examiners fees and inspection of risks Legal expense Furniture fixtures and safes Repairs and expenses other than taxes on R E Expenses account alterations to home office bldg Taxes etc Agents balances charged off Borrowed money repaid gross Premiums on bonds securing deposits in banks Investment expense Commissions paidon sale of real estate 103750 on bonds 4755 T Commission paid on mortgage loans Expense of 1919 convention of 100000 club Collection of premiums Agents bond premiums Miscellaneous traveling expenses 1029285 inci dental office expense 1130141 Paid insurance departments fo rexamination of Co 778675 3642196 61171 6074789 1663611 3220550 15015437 3227815 2740275 2716592 5375622 17801220 6263173 152692571 158093 1966382 108505 651140 1129192 89816 228095 2159426 864087 192156936 784042 158036294 28614648 7345118 8243168 38186234 37484902 228628433 Total disbursements 699479775 Balance 2202342765 Ledger Assets Book value of real estate ii3 Mortgage loans first lien 1330594827 133059482 Bonds at book value 3389rol Cash in office 7HIJ Deposits at interest M7b8itt Deposits not at interest 6J9575 Agents balances net 7ib55348 Annual Report Other Items Policy loans 334990500 Premium notes 18993886 Premiums reported to war risk ins bureau 44912 War savings certificates 87000 Bills receivable 9764454 363880752 Total ledger assets 2202342765 NonLedger Assets Interest and rents due and accrued 53829862 Market value of assets over book value 17592475 Other Items Gross premiums due 52733067 Total assets 232649816E Deduct Assets Not Admitted Agents balances 2565664 Bills receivable 9764454 Other Items Book value of bonds over market value 500148 Premium notes policy loans and other policy as sets in excess of net value 4060600 Total not admitted assets 16890866 Total admitted assets5 2309607303 Liabilities Net amount of unpaid losses and claims 11890872 Reserves or unearned premiums on risks outstanding 1940769701 Dividends to policyholders declared but unpaid 73850178 Salaries and miscellaneous accounts due or accrued 3982031 Taxes due or accrued 12190112 Other Items Dividends left with company to accumulate 74022159 Premiums paid in advance 4344980 N B interest and rents paid in advance 8303428 Commissions due agents 253583 Cash in suspense 1148029 38072179 Total amount of liabilities except capital 2080755073 Capital actually paid in cash 100000000 Surplus over all liabilities 128852230 Surplus protection to policyholders 228852230 Total liabilities 2309607303 Business in Force Life Insurance Companies Ordinary In force December 31 1918 17621433600 Issued revived or increased during year 6392386300 Sum 240138199O0 Deduct ceased to be in force during year 2161999800 In force December 31st 1919 21851820100 Business in Georgia Ordinary In force December 31st 1918 715881800 Issued revived or increased 363351400 Sum 1079233200 Deduct ceased to be in force during the year 151105100 In force December 31st 1919 928128100 Net losses paid during year 10483181 Net losses incurred during year 9151389 Investments in Georgia Mortgage loans 8440000 Policy loans 8449340 Total investments in Georgia 16889340Insurance Department of Georgia MORRIS PLAN INSURANCE SOCIETY 680 Fifth Street New York N Y A J Morris President Joseph B Gieder Attorney for service in GeorgiaHolland N Randolph Atlanta Kinds of business done in GeorgiaLife Insurance Capital Stock Amount of paidup capital 10000000 Ledger assets Dec 31 1918 20288867 Extended at Income Gross premiums on new business 9723428 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Total income i Carried forward Disbursements Net amount paid policyholders for losses Commissions and allowances to agents a First year ji Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets Other Items General expenses Medical examiners fees Legal expenses Furniture fixtures and safe Taxes licenses and fees Total disbursements Balance Ledger Assets Bonds at book value Cash in office Deposits at interest Other Items Loans made to policyholders Total ledger assets NonLedger Assets Interest due and accrued Market value of assets over book value Other Items Amount of uncollected and deferred premiums Total assets Deduct Assets Not Admitted Total admitted assets Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Other Items Reserve for death losses incurred but unreported Reserve for taxes Total amount of liabilities except capital 349 Secretary Ga 20288867 9723428 836737 12990 10573155 L i 30862022 1780985 2509813 2745683 197208 356682 1023 90099 232600 80000 31000 465474 9333539 21528483 16044567 6000 5402301 75615 21528483 289328 245533 30640 22093984 22093984 311400 2893695 69667 100000 400000 3774762350 Annual Report Capital actually paid in cash 10000000 Surplus over all liabilities 8319222 Surplus protection to policyholders 18319222 Total liabilities 22093984 Business in Force iLife Insurance Companies Ordinary Industrial In force December 31 1918 246447500 Issued revived or increased during year 200000 409160600 Sum 200000 655608100 Deduct ceased to be in force during year 274797500 In force December 31st 1919 200000 380810600 Total 200000 38081000 Business in Georgia Industrial In force December 31st 1918 3490000 Issued revived or increased 8520000 gum 12010000 Deduct ceased to be in force during the year 3145000 In force December 31st 1919 8865000 Total 8865000 Net losses paid during year 15000 Net losses incurred during year 15000 MUTUAL BENEFIT LIFE INSURANCE COMPANY 750 Broad Street Newark N J Frederick Frelinghuysen President J William Johnson Secretary Attorney for service in GeorgiaRobert L Foreman Atlanta Ga Kinds of business done in GeorgiaLife Insurance Capital Stock Ledger assets Dec 31 1918 24496473602 Extended at 24496473602 Income Gross premiums on new business 647338749 Gross renewal premiums 3214407769 Total premiums 3861746518 Interest and rents 1219331234 Profits on sale or increase by adjustment of assets 743429 Other sources Consideration for supplementary contracts 107311813 Income taxes withheld at source 368 107312181 Total income 5189133362 Carried forward 29685606964 Disbursements Net amount paid policyholders for losses and claims Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 257020588 b Renewal 186473656 1387929014 190467 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends 750365352 surrendered poli cies 340373996 extra war premiums retired 19566003 Loss on sale and decrease by adjustment of assets 443494244 74170940 54551906 13956360 1110305351 7847584Insurance Department of Georgia 351 Other Items Taxes fees and licenses 96337451 Supplementary policy claims 72137420 Borrowed money returned 1485000000 All other disbursements 66134907 1719609778 Total disbursements 4812055644 Balance 24873551320 Ledger Assets Book value of real estate 2845965361 Mortgage loans first lien 96204450 9620445000 Bonds at book value 9886439077 Stocks at book value 1725000 Cash in office 845558 Deposits at interest 186274591 Deposits not at interest 163279 35 Agents balances net 595L79 Other Items Loans on collateral 729000000 Policy loans 4146991263 Premiums guaranteed under soldiers and sailors relief act 311181 4876302444 Total ledger assets 24873551320 NonLedger Assets Interest due and accrued 454612811 Net amount of uncollected and deferred premiums 378808876 Total assets 25706973007 Deduct Assets Not Admitted Agents balances 1396195 Other Items Overdue and accrued interest on bonds in default 10666666 Book value of assets over market value 529623216 Total not admitted assets 541686077 Total admitted assets 25165286930 Liabilities Net amount of unpaid losses and claims 114826430 Reserves or unearned premiums on risks outstanding22864718900 Dividends to policyholders declared but unpaid 929885763 Salaries and miscellaneous accounts due or accrued 9280484 Taxes due or accrued estimated 55500000 Present value of amounts not yet due on supple mentary contracts 578623200 Other liabilities except contingency reserve funds 66814594 645437794 Total amount of liabilities except contingency reserve funds24619649371 Contingency reserve funds 545637559 Total liabilities 25165286930 Business in Force Life Insurance Companies Number Amount In force December 31 1918 381507 98748178700 Issued revived or increased 12120 567094100 Sum 433052 117368284700 Deduct ceased to be in force during year15837 4053861200 In force December 31st 1919 417215 113314423500 Business in Georgia Number Amount In force December 31st 1918 12120 2519072700 Issued revived or increased i51545 18620106000352 Annual Report Sum 14422 3086166800 Deductceased to bein force during the year 519 1116 667 00 In force December 31st 1919 13903 JqL00 Net losses paid during year 4 iiioni nn Net losses incurred during year lls iuaiuivu Investments in Georgia Bonds 78130625 Mortgage loans 122 Policy loans 170117448 Total investments in Georgia 531258073 MUTUAL LIFE INSURANCE COMPANY OF NEW YORK 34 Nassau Street New York N Y Charles A Peabody President W F Dix Geo C Keefer Secys Attorney for service in GeorgiaRobert F Shedden Atlanta Ga Kinds of business done in GeorgiaLife as authorized by charter Capital Stock Ledger assets Dec 31 191866869892838 Extended at 66869892838 Income Gross premiums on new business iHasri Gross renewal premiums bU09iuot4 Deduct amount paid for insurance and return pre 1C oe miums 7 771696740 Extra premiums for disability and additional acci dental death benefits fttioaxii Total premiums Interest and rents r Consideration for supplementary contracts not involving life con tingencies Profits on sale or increase by adjustment of assets Dividends left with the company to accumulate at interest Other Items Premiums advanced under soldiers and sailors civil relief 27b793 Premium extension fees 1766826 policy fees 62525 1829351 Exchange 188367399 agents balances previously charged off 846067 12i5S Collections or deposits received for ace of others 62254342 77 30 91449911 83736413 59366981 72989118 14229284 253573952 Total income 11275345659 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents b Renewal Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets 1 MedicaTexaminers fees 60531451 inspection of risks 12266512 Paid for claims on supplementary contracts Furniture fixtures and safes Other items see annual report 8111320512 7963032 824172548 460350826 60231926 84699413 4689047 229087710 72797963 89800015 7911920 2785861706 Total disbursements 12738886618 Balance 1463540959Insurance Department of Georgia Ledger Assets 1490112102 Book value of real estate 100 75482280 Mortgage loans first lien 42702992211 Bonds at book value 23 464 43463 Stocks at book value 37i71307 Cash in office 172382860 Deposits at interest 213 927r5 Deposits not at interest ZIJ1 9238li Agents balances net Loanfmade to policyholders to this companys policies assigned as collateral i 22034575 Cash in transit since received 2 805 23989 Cash advanced to pay poheyclaims 184 80464 Accounts collectible 7573326 supplies 5857128 20 560 48 rash advanced or in hsuids of officers or employesT 20obu4 FremiumsTeported on U S monthly diff lists to war risk in surance bureau 65406351879 Total ledger assets NonLedger Assets t fi 41 948 1X Interest and rents due and accrued iriwii5 Net amount of uncollected and deferred premiums 51b75991o 66757236632 Total assets Deduct Assets Not Admitted 9 23894 Agents balances 75 733 26 Bills rece vable Other Items c71 28 Supplies stationery printed matter 9nfi0 48 Cash advanced to officers and employes 3qs74fi Book value of bonds and stocks over market value 501798746 h 518209142 Total not admitted assets L 66239027490 Total admitted assets Liabilities Net amount of unpaid losses and claims395472loi Reserves and unearned premiums on risks outstanding55395472101 Dividends to policyholders declared but unpaid Ss569 Salaries and miscellaneous accounts due or accrued 29621730 Taxes due or accrued 0prermuemsS interest and rents paid in advance l234429 Fundfor depreciation of securities and general contingencies 1KU14M Special reserve account of foreign securities 206767 2 Deposits on account of pending insurance p Due sundry parties for collections made etc q0 27490 Total amount of liabilities except capital 6623902490 66239027490 Total liabilities Business in Force Life Insurance Companies Ordinary T i 11 1Q1S 186188195300 In force December 31 1918 m Issued revived or increased during yearSotostoO Sum 107 1 to 79Q no Deduct ceased to be in force during year nsqi7i WOO In force December 3ist 1919 20891713500 Business in Georgia Ordinary In force December 31st 1918 8mMSi Issued revived or increased 443451 sx80 Deduct ceasedtooeInforee during the year ioln IS In force December 31st 1919 SmoO Net losses paid during year ms Sii nn Net losses incurred during year tsssuu354 Annual Report NATIONAL LIFE INSURANCE COMPANY 116 State Street Montpelier Vt Fred A Howland President Csman D Clark Secretary Attorney for service in GeorgiaGeorge M Hope Atlanta Ga Kinds of business done in GeorgiaAnnuity and Life Insurance Capital Stock Ledger assets Dec 31 1918 6879676645 Extended at 6879676645 Income Gross premiums on new business 230578560 Gross renewal premiums 720847371 Extra premiums for total and permanent disability benefits 708076 Total premiums 9 Consideration for supplementary contracts Interest and rents 3 Dividends left with company to accumulate at interest Profits on sale or increase by adjustment of assets Cther sources Recovered from overloan policy No 162019 Agents balances previously charged off 52134007 12684764 52058736 3196702 16630142 484 557806 Total income 1337262641 Carried forward 8216939286 Disbursements Net amount paid policyholders for losses including 194929556 matured endowments 4 Surrender values paid in cash or applied on premiums Legal and administrative expenses in adjustment of claims For claims on supplementary contracts Commissions and allowances tb agents 457608552 109656491 189544 6364727 First year Renewal 78125340 46288692 125414032 26848046 19947977 7735714 10736000 9047162 2814613 209679399 65673735 5664107 221816 27944096 2419291 3906720 5568194 785114 2090 216670 Total disbursements 1097444090 Salaries of officers and employes Branch office expense and agency supervision Rents and interest Medical fees Advertising printing postage telegrams etc Furniture fixtures and safes Paid policyholders for dividends Annuity payments Loss on sale and decrease by adjustment of assets Agents balances charged off Other Items State taxes on premiums and department fees and licenses Taxes on real estate repairs and legal expense Home office supplies and travel Investment expense Liberty loan withdrawals Extra premium to mature policy No 30722 Extra war premiums refunded to policyholders Balance 7119495196 Ledger Assets Book value of real estate 26677895 Mortgage loans first lien 3202076211 32020 76211 Bonds at book value 2823018924 Cash in office 248822 Deposits at interest 60196357 Deposits not at interest 20000 00 Agents balances net 785 83Insurance Department of Georgia 355 Other Items Loans to policyholders fnncQ5n77 Premium notes uuts3u 11 Premiums reported to war risk insurance bureau21612 Total ledger assets 7119495196 NonLedger Assets Interest due and accrued JSS52il Net amount of uncollected and deferred premiums lU9f4iai Total assets 7396119360 Deduct Assets Not Admitted Agents balances 200128 Other Items Overdue and accrued interest on bonds in default 25800 Book value of bonds over market value 90093881 Total not admitted assets 90319809 Total admitted assets 7305799551 Liabilities Net amount of unpaid losses and claims including 100000 for losses unreported zrr co asnno Reserves or unearned premiums on risks outstanding 62b82l7448 Dividends to policyholders declared but unpaid dqii Deferred dividends held for future payment mTtb Salaries and miscellaneous accounts due or accrued 239025 76 Taxes due or accrued Other Items 19 Dividends held at interest Aimn Agents and employes liberty loan deposit account 477250 Total amount of liabilities except capital 6963795580 Surplus over all liabilities j4o0dia Surplus protection to policyholders 342003971 Total liabilities 7305799551 Business in Force Life Insurance Companies i Ordinary In force December 31 1918 llilHllTn Issued revived or increased during year283 64901400 Deduct ceasedto be in force during yearollltlilnnn Business in Georgia Ordinary In force December 31st 1918 HrJoo Issued revived or increased gum 1494918007 Deduct ceased to be in force during the year 123427565 In force December 31st 1919 13lif9c Net losses and claims paid during year JiJ1 Net losses and claims incurred during year I6libl Investments in Georgia Bonds 44550000 Policy loans 37977825 Total investments in Georgia 82527825o6 Annual Report NATIONAL LIFE INSURANCE COMPANY OF THE UNITED STATES OF AMERICA 29 South LaSalle Street Chicago 111 A M Johnson President Robert D Lay Secretary Attorney for service in GeorgiaJ B Wood Atlanta Ga Kinds of business done in GeorgiaLife Accident and Health Insurance Capital Stock Amount of paidup capital 50000000 Ledger assets Dec 31 1918 1607087716 Kxtended at 1607087716 Income Gross premiums on new business 71519847 Gross renewal premiums 289082939 Deduct amount paid for insurance and return pre miums 10633218 Total premiums 34996956S Interest and rents 85962978 Profits on sale or increase by adjustment of assets 40500 Other sources Consideration for supplementary contracts 3648513 Casualty department 191916865 All other i 589184 Total income 632127608 Carried forward 2239215324 Disbursements Net amount paid policyholders for losses 119267638 Legal and administrative expenses in adjustment of claims 775192 Commissions and allowances to agents a First year 39572444 b Renewal 18462238 58034682 23109670 2370000 5738289 6457220 1000000 Salaries of officers and employes Rents Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Paid policyholders for matured endowments surrendered ees and annuities Medical examiners fees and inspection of risks Insurance department licenses fees and taxes Casualty department All other poli 61136074 6120814 7157958 185583031 73235551 Total disbursements 549986119 Balance 1689229205 Ledger Assets Book value of real estate Mortgage loans first lien 675911867 Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest Agents balances net Other items Collateral loans Policy loans and premium notes Casualty department All other 4861092 675911867 330816658 323776840 3064375 4232192S 3811994 9549850 1937000 289615524 2892251 669826 Total ledger assets if 1689229205Insurance Department of Georgia 357 NonLedger Assets Interest due and accruedi5 21997594 Market value of assets over book value 18136602 Other items Net amount of uncollected and deferred premiums 30378293 Casualty department 2063 Total assets 1759743757 Deduct Assets Not Admitted Agents balances 10011454 Other items Policy assets in excess of net value of their policies 3479574 Casualty department 2573592 Total not admitted assets 16064620 Total admitted assets 1743679137 Liabilities Net amount of unpaid losses and claims 5jn Reserves or unearned premiums on risks outstanding 15biMIb4U Dividends to policyholders declared but unpaid or provisionally ascertained and not due 4 Salaries and miscellaneous accounts due or accrued 1449096 Taxes due or accrued 128165J7 Other items Casualty department incii Total amount of liabilities except capital lb730bSj46 Capital actually paid in cash 50000000 Surplus over all liabilities 20610591 Surplus protection to policyholders 70610591 Total liabilities 1743679137 Business in Force Life Insurance Companies Ordinary In force December 31 1918 Toll Issued revived or increased during the yearJtUtto DUeductceased7obeuTforce during yeariiqnivT In force December 31st 19191136210014a Business in Georgia Ordinary In force December 31st 1918 HllmH sumd revived rreeA JStfuS Deduct ceasedto be in force during the year loHo1 In force December 31st 1919 Hon Net losses paid during year nalnn Net losses incurred during year 3outuw Premiums in Force Miscellaneous Companies In force December 31 1918 BS5J Written or renewed during year liintLL gum 194877689 Deduct ceased to be in force during year 186402788 In force December 31st 1919 7I077 Deduct amount reinsured 7nnKI Net premiums in force ouuaii Business in Georgia Accident and health 1oQfi9 Gross losses paid juD9J4 Investments in Georgia Mortgage loans Jlo Policy loans 851959s Total investments in Georgia 1 9135598358 Annual Report NATIONAL LIFE AND ACCIDENT INSURANCE COMPANY 302 Seventh Avenue West Nashville Tenn C A Craig President C R Clements Secretary Attorney for service in GeorgiaG C Lynch Atlanta Ga Capital Stock Amount of paidup capital 30000000 Ledger assets Dec 31 1918 307248282 Extended at 307247282 Income Total premiums 5 869626034 Interest and rents 14568839 Profits on sale or increase by adjustment of assets 70000 Cther sources Deposit by agents in lieu of bonds 2619895 Policy fees 40520 reinsurance etc 28997 69517 Agents balances previously charged off 15758 Total income 886970043 Carried forward 1194217325 Disbursements Net amount paid policyholders for losses 330372105 Legal and administrative expenses in adjustment of claims 290790 Commissions and allowances to agents a First year 258668546 Salaries of officers and employes 16044493 Rents and interest 6859050 Advertising printing postage telegrams etc 11486249 Paid stockholders for dividends 12000000 Loss on sale and decrease by adjustment of assets L05000 Other items Taxes repairs license traveling expense legal expense furni ture and fixtures and general expense medical examination fees branch office expense 123865621 Total disbursements 759692154 Balance 434525171 Ledger Assets Book value of real estate Mortgage loans Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest Agents balances net Other items Collateral loans Stock and carriage 17597452 188392996 154489137 100000 4869572 32470108 2500000 473406 33590000 42500 Total ledger assets 434525171 NonLedger Assets Interest due and accrued 69268 13 Other items Net uncollected and deferred premiums 34 652 9t Total assets 4449l727 Deduct Assets Not Agents balances Stock and carriage Cash in hands of officers or agents Admitted 731452 42500 455986Insurance Department of Georgia 359 Book value of bonds and stocks over market value 1920507 Market value of special deposits in excess of cor responding liabilities 257906 Total not admitted assets 3408351 Total admitted assets 44150892t Liabilities Net amount of unpaid losses and claims 4394669 Reserves or unearned premiums on risks outstanding 34700302 Salaries and miscellaneous accounts due or accrued 20339422 Taxes due or accrued 23065779 Other items Reserve life element 130209775 Contingent reserve 120000000 Accident and health reserve 16427221 Agents deposits in lieu of bond 12648761 279285757 Total amount of liabilities except capital 361785929 Capital actually paid in cash 30000000 Surplus over all liabilities 49722997 Surplus protection to policyholders 79722997 Total liabilities 441508926 Business in Force Life Insurance Companies Industrial In force December 31 1918 4650054700 Issued revived or increased during year 3631842500 Sum 8281897200 Deduct ceased to be in force during year 2321756300 In force December 31st 1919 5960140900 Business in Georgia Industrial In force December 31st 1918 IlilaSono Issued revived JZZZIZilZZI 6800 Deduct ceasedto beln force during the year 232569800 In force December 31st 1919 HlAfiRf Net losses paid during year c Net losses incurred aioit NEW ENGLAND MUTUAL LIFE INSURANCE COMPANY 87 Milk Street Boston Mass Alfred D Foster President J A Barbey Secretary Attorney for service in GeorgiaRobert J Guinn Atlanta Ga Kinds of business done in GeorgiaLife Capital Stock Ledger assets Dec 31 1918 8729576352 Extended at 872957635 Income Gross premiums on new business 324990605 Gross renewal premiums 1203327984 Deduct amount paid for insurance and return pre miums disability premiums 11314678 Total premiums 1539633267 Interest and rents 482847890 Profits on sale or increase bv adjustment of assets 149281bti 360 Annual Report Other sources Premiums reported to U S war risk insurance bureau Consideration or supplementary contracts Dividends left to accumulate at interest 294104 18442954 2017265 20754323 Total income 2007663646 Carried forward 10737239998 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 139349718 b Renewal 69758837 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc7 Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Matured endowments 84770468 Disability payments and accidental death losses 176259 Surrender values paid in cash 122464494 Miscellaneous items 105975987 458209113 109828 209108615 38281776 6594996 11091402 265859376 15253491 Total dsbursements Balance Ledger Assets Book value of real estate 2 Mortgage loans first lien 16477700 16 Bonds at book value 56 Stocks at book value 2 Deposits at interest Cther items Collateral loans 10000000 Premiums reported to war risk insurance bureau 563130 Loans on policies 1374733117 Premium notes 110337751 313387208 1317895805 9419344193 99570700 47770000 43896800 41844400 90628295 1495633998 Total ledger assets 9419344193 NonLedger Assets Interest due and accrued 1 127682716 Amortized value of bonds and market value of stocks and market value of real estate over book value 17775400 Cther items Net amount of uncollected and deferred premiums 107496079 Total assets 9672298388 Deduct Assets Not Admitted Total admitted assets i 9672298388 Liabilities Net amount of unpaid losses and claims 35049540 Reserves 8689346343 Dividends to policyholders declared but unpaid 337427960 Salaries and miscellaneous accounts due or accrued 7268447 Taxes due or accrued 32681112 Cther items Premiums interest and rent paid in advance 15837006 Present value of supplementary contracts and disability benefits 118614942 Miscellaneous items 11111525 Surplus protection to policyholders 424961513 Total liabilities 9672298383Insurance Department of Georgia 361 Business in Force Life Insurance Companies Ordinary In force December 31 1918 40360986800 Issued revived or increased during year 8894413300 Sum49255400100 Deduct ceased to be in force during year 1737524700 In force December 31st 1919 47517875400 Business in Georgia Ordinary In force December 31st 1918 947701800 Issued revived or increased 360574400 Sum 1308276200 Deduct ceased to be in force during the year 59241000 In force December 31st 1919 1249035200 Net losses paid during year 8741800 Net losses incurred during year 7098300 Investments in Georgia Bonds 83984500 Mortgage loans 52600000 Policy loans 31705858 Total investments in Georgia 168290358 NEW YORK LIFE INSURANCE COMPANY 346 Broadway New York N Y Darwin P Kingsley President Seymour M Ballard Frederick M Corse Secretaries Attorney for service in GeorgiaB J Clark Atlanta Ga Knds of business done in GeorgiaLife insurance including permanent physical disability benefits and other insurances appertaining thereto and granting purchasing and disposing of annuities and making endowments and receiv ing and executing trusts etc as authorized by ts charter Capital Stock Ledger assets Dec 31 1918 96788419842 Amount of ledger assets taken over by the Russian Soviet Government 3318760914 Extended at 93469658928 Income Gross premiums on new business 2491067591 Gross renewal premiums 9790490355 Extra premiums for disability and accidental death benefits 195434100 Deduct amount paid for insurance 5562444 Total premiums 12471429602 Premiums reported to war risk bureau under soldiers and sailors civil relief act 1517942 Interest and rents 4322669583 Profits on sale or increase by adjustment of assets 171489388 Other sources Consideration for supplementary contracts not involving life contingencies 109963521 Dividends left with the company to accumulate at interest Cn cluding surrender values of revisionary additions left on de posit 4754385 99720154 Borrowed money 470000000 All other income 78842022 Total income 17725632212 Carried forward 111195293140362 Annual Report Disbursements Net amount paid policyholders for losses matured endowments annuities surrender values and trust funds Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 1018035506 b Renewal 2o8512099 etc Salaries of officers anil employes Rents Advertising printing postage telegrams Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Cther items Agency expenses medical fees and inspection of risks Taxes licenses and insurance department fees Real estate taxes repairs and expenses For total and permanent disability Borrowed money repaid gross and interest All other disbursements 8542870763 4228166 1276547605 269173140 60836632 655 95882 3169868789 415519982 372355683 250328902 70595595 8389174 2797995051 239990586 Total disbursements 17544296250 Balance 93650994890 Ledger Assets Book value of real estate 907048100 Mortgage loans first lien 1598696773115986967731 Bonds at book value 60134988864 Stocks at book value 9937500 Cash in office 621482 Deposits at interest 1792202422 Deposits not at interest 211776899 Agents balances net bills receivable 54450 branch office net debit balances 5459919 5514369 Cther items Premium notes and policy loans 14518593477 Cash 64391702 Collateral loans 15900000 Premiums reported to war risk bureau under soldiers and sailors civil relief act 3052344 Total ledgej assets 93650994890 NonLedger Assets Interest due and accrued 1184938988 Cther items Net amount of uncollected and deferred premiums 1399335296 Due from reinsuring companies 5596475 Total assets 96240865649 Deduct Assets Not Admitted Bills receivable Cther items Book value of ledger assets over market value viz on stocks and bunds not subject to amortization Branch office debit balances Reinsurance due from foreign companies not tran sacting business in the State of New York 54450 108704559 24298160 5596475 Total not admitted assets 138653644 Total admitted assets 96102212005 Liabilities Net amount of unpaid losses and claims 1116357854 Reserves or unearned premiums on risks outstanding75526126300 Dividends to policyholders declared but unpaid 2184 28575 Salaries and miscellaneous accounts due or accrued 20024667 Taxes due or accrued 467309556Insurance Department of Georgia 363 Cther items Extra reserve for disability and accidental death benefits in life policies 183703900 Present value of future instalment payments and disability ben efits 689015386 Unearned interest and rent paid in advance 270036064 Reserves for dividends and contingencies 16410170747 Additional reserves 607209144 Miscellaneous itemg 593829812 Total liabilities 96102212005 Business in Force Life Insurance Companies Ordinary In force December 31 1918 after deducting policies taken over by Russian Soviet Government 277468256900 Issued revived or increased during year 54848507800 Sum 332316764700 Deduct ceased to be in force during year i e terminated and transferred 19524756100 In force December 31st 1919 3127 92008600 Total 312792008600 Business in Georgia Ordinary In force December 31st 1918 4125201000 Issued revived or increased 1461635500 Sum 5586836500 Deduct ceased to be in force during the year 372963100 In force December 31st 1919 52138 73400 Total 5213873400 Net losses paid during year 67992660 Net losses incurred during year 55077116 Investments in Georgia Bonds State county municipal 159805788 Mortgage loans 337667409 Policy loans 244444219 Cther items Railroad bonds apportioned according to mileage basis 446271711 Cash 8600827 Total investments in Georgia 11967 89954 NORTH CAROLINA MUTUAL LIFE INSURANCE COMPANY 114 Parish Durham N C A M Moore President C C Spalding Secretary Attorney for service in Georgia1 L Wheeler Atlanta Ga Kinds of business done in GeorgiaIndustrial and Ordinary Capital Stock Amount of paidup capital Mutual Ledger assets Dec 31 1918 39548766 Extended at 39548766 Income Gross premiums on new business ordinary 1st year 29050205 Gross renewal premiums 16082091 Insurance premiums 77221873 Total premiums 1224 45169 Interest and rents 2443965 Profits on sale or increase by adjustment of assetsII lMZ5b364 Annual Report Other sources Sundry income 11498 Total income 12670382 Carried forward 166252728 Disbursements Net amount paid policyholders for losses 40124066 Legal and administrative expenses in adjustment of claims 53010 Commissions and allowances to agents 44557787 Salaries of officers and employes 4006878 Rents and interest 2070536 Paid policyholders for dividends 27005 ether items Rent taxes and repairs to real estate fixtures 1034977 Taxes fees licenses 2530165 Agency supervision salaries etc 2542937 Total disbursements Balance Ledger Assets Book value of real estate Mortgage loans first lien 4372547 Bonds at book value Stocks at book value Cash in office Policy loans Deposits notat interest Agents balances net ther items Bills receivable 178774 War savings stamps 84200 6108079 103890781 62361967 5 6320000 4372547 45638009 200000 501398 957175 5299168 2103 262974 62361967 7 50003 NonLedger Assets Market value of assets over book value Cther items Net amount uncollected and deferred premiumsf 9743333 240000 1498229 2900000 Furniture and fixtures 11481562 77493532 Deduct Assets Not Admitted 2103 178774 240000 1498229 Cther items Printed matter Furniture and fixtures Total admitted assets 1919106 Total admitted assets 755 744 26 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding 132100 61540500 Insurance Department of Georgia 365 Cther items Premiums and interest paid in advancef 268792 Estimated federal and state taxes 1600600 Medcal examinations 386450 2255242 Total amount of liabilities except capital 63927842 Surplus over all liabilities 11646584 Surplus protection to policyholders 11646584 Total liabilities 75574426 Business in Force Life Insurance Companies Ordinary Industrial In force December 31 1918 t 584671300 1025000900 Issued revived or increased during year 984781456 772704300 Sum 1569452756 1793205200 Deduct ceased to be in force during year 243194700 466008300 In force December 31st 1919 1326258056 1327196900 Business in Georgia Ordinary Industrial In force December 31st 1918 59737600 289413700 Issued revived or increased 74685000 292015900 Sum 134422600 581429600 Deduct ceased to be in force during the year 16405000 173564000 In force December 31st 1919 118017600 407865600 Net losses paid during year 521473 3534335 Net losses incurred during year 521473 35425k5 Investments in Georgia Mortgage loans 210000 Total investments in Georgia 210000 NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY 210 Wisconsin Street Milwaukee Wis W D Van Dyke President A S Hathaway Secretary Attorney for service in GeorgaW Woods White Atlanta Ga Kinds of business done in GeorgiaLife Insurance Capital Stock Amount of paidup capitalPurely Mutual Ledger assets Dec 31 191840270080725 Kxtendea at 40270080725 Income Premiums 6469372907 Interest 20 15630729 Rents r 36348852 Consideration for installment and option settlements 201792035 All other income 33127248 Total income 8765271771 Disbursements Death claims 1917121698 Matured endowments 815726548 Annuities 25481134 Surrendered policies 652961852 Dividends to policyholders 1 1472670836 Disability claims 79756 Total paid policyholders 48840 41824 Taxes 176688709 Commissions to agents 793654938 Medical examinations etc 41376343366 Annual Report Salaries of officers trustees and home office employes 113568343 Rent for occupancy of home office f All other disbursements uuufbja Total disbursements 6236406412 Ledger Assets Real estate including home office 8411145584 Loans on real estate mortgages bSSSs Loans on policies as collateral iniiUln Premium notes and automatic premium loans 1buo Premiums deferred under Soldiers and sailors civil relief act 85092o U S A bonds amortized value inn U S A certificates of indebtedness Cther bonds amortized value taicii nn Stocks market value SXHwvi Cash on hands and in banks ii Interest and rents due and accrued cSanf ik Due and deferred premiums 1coi Assets not admitteddeducted I23b94 a Total admitted assets 44086177575 Liabilities Reserve required by law to be held on the companys policies 38789030300 Reserve for annuities and special contracts 241723600 Present value of not due installments 887974500 Losses and endowments unadjusted etc 152949806 Estimated amount of taxes payable in 1920 146843247 Unpaid accounts medical fees commissions etc 28476139 Dividends due and in course of payment 103398597 Deferred dividends payable in 1920 18251048 Funds for deferred dividends payable after 1920 82832200 Annual dividends payable in 1920 1610000000 Reserve for taxes in dispute 50000000 Reserved for contingencies 1974698138 Total liabilities 44086177575 1919 figures include 98940491 for death losses incurred for which no proofs have been received Business in Force Life Insurance Companies Ordinary In force December 31 1918168093654600 Issued revived or increased during year 30271208000 Sum 198364862600 Deduct ceased to be in force during year 6741354400 In force December 31st 1919 191623508200 Business in Georgia Ordinary In force December Slst 1918 254684390C Issued during year 330991000 Sum 2877834900 Deduct ceased to be in force during the year 10901500C In force December 31st 1919 2768819900 Net losses paid during year 39382100 Net losses incurred during year 33867300 Investments in Georgia Bonds 41600000 Mortgage loans 284767500 Policy loans 175463576 Total investments In Georgia 501831076Insurance Department of Georgia 367 PACIFIC MUTUAL LIFE INSURANCE COMPANY 501 West Sixth Street Los Angeles Cal Geo I Cochran President C I D Moore Secretary Attorney for service in GeorgiaR H Gordy Atlanta Ga Kinds of business done in GeorgiaLife Personal Accident Health Insurance Capital Stock Amount of paidup capital 120000000 Ledger assets Dec 31 1918 4154590381 Increase of paidup capital during year 20000000 Premium on capital stock increase 15000000 Extended at 418959038 Income Gross premiums on new business 262140856 Gross renewal premiumsK 676187151 Extra premiums for total and permanent disability 6897439 Deduct amount paid for reinsurance and return pre miums 10728980 Total premiums 9 Interest and rents 2 Profits on sale or increase by adjustment of assets Other sources Consideration for supplementary contracts not involving life contingencies Dividends left with the company to accumulate at interest Checks long outstanding written off Refund federal corporation tax 1910 1913 and 1914 Prom agents balances previously charged off 34496466 54895190 4591225 11569488 3924076 2209 670609 95239 Total income 1210244502 Carried forward 5399834883 Disbursements Net amount paid policyhplders for losses matured endowments and annuities Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 149693290 b Renewal 43963401 267865270 700847 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Cther items Paid for surrendered and lapsed policies Other disbursements 193656691 42015660 8433702 13667478 63424494 29168041 79316508 81417757 Total disbursements 779696448 Balance 4620138435 Ledger Assets Book value of real estate 235045560 Mortgage loans first lien 2391218241 2391218241 Bonds at book value 686849180 Cash in office 701877 Deposits at Interest 112070682 Deosits not at interest 12364850 Agents balances net 702705 Cther items Loans secured by pledge of bonds stocks or other collateral 404306187 Loans to policyholders 679946442 Premium notes and liens 96932711 Total ledger assets 4620138435368 Annual Report NonLedger Assets Interest due and accrued Net amount of uncollected and deterred premiums 78lioooO Due from reinsurance companies 4770977111 Total assets Deduct Assets Not Admitted Agents balances 855586 ether items Premium notes policy loans and other policy as sets in excess of net value and of other policy liabilities on individual policies onn Overdue and accrued interest on bonds in default 18000 g Total not admitted assets KKkv Admitted assets life department iUSsMM Admitted assets accident department 294bpJbu Total admitted assets 50U1M427 Liabilities Net amount of unpaid losses and claims ufitl Reserves or unearned premiums on risks outstanding 4l5txiboo Dividends to policyholders declared but unpaid JltZilZ Salaries and miscellaneous accounts due or accrued 11V Taxes due or accrued lob00000 Dividendspayable to policyholders during 1920 SIMJSm Set aside for payment of future deferred dvidends 2908900 All other liabilitiesr 114938b4 Total amount of liabilities except capital life department Mb 59219451 accident department 172152605 483132056 Capital actually paid in cash120000000 Surplus over all liabilities life department 902 97371 accident department 22500000 112797371 Surplus protection to policyholders 232797371 Total liabilities life and accident departments 5084169427 Business in Force Life Insurance Companies Ordinary In force December 31 1918 20864752000 Issued revived or increased during year 7117794900 Sum 27982546900 Deduct ceased to be in force during year 1402868200 In force December 31st 1919 6o7967800 Total 26579678700 Business In Georgia Ordinary In force December 31st 1918 523315100 Issued revived or increased 2420367 00 gum 765351800 Deduct ceased to be in force during year 73976000 In force December 31st 1919 691375800 Total 691375800 Net losses paid during year 5492100 Net losses incurred during year 5209600 Investments in Georgia Mortgage loans 600000 Policy loans premium notes and nonlapsing loans 10944660 Total investments in Georgia 11544660Insurance Department of Georgia 369 PAN AMERICAN LIFE INSURANCE COMPANY 13th Floor WhitneyCentral Building New Orleans La Crawford H Ellis President James E Woodward Secretary Attorney for service in GeorgiaA J Shropshire Jr Atlanta Ga Kinds of business done in GeorgiaLife Insurance Capital Stock Amount of paidup capital H222 Ledger assets Dec 31 1918 629929458 Extended at 1 629929458 Income Accidental death benefits Gross premiums on new business Gross renewal premiums 1 War risk extra premiums Deduct amount paid for insurance and retuxn pre miums Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Consideration for supplementary contracts Coupons left with the company Internal revenue tax Mercury Reinsurance Company Miscellaneous 7860 676315 590295 1193 57 11161688 2 16404800 37270096 3646603 15448 80817 12533 13100 182500 30440013 Total income 287761512 Carried forward 917690970 Disbursements Xet amount paid policyholders for losses Surrender values and all other payments to policyholders Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 43182298 b Renewal 8345236 All other 8086569 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets ther items Dividends to stockholders Medical examiners and inspection fees Fees taxes and licenses Miscellaneous 8000000 6589037 7387086 24602382 42799457 16205787 302913 59614103 123005 ai 1368501 4628401 9357925 198871 46578505 Total dsbursements 193355017 Balance 724335953 Ledger Assets Book value of real estate Mortgage loans first lien 444795875 4 Bonds at book value 1 Stocks at book value Cash in office Deposits at interest Agents balances net 3256739 44795875 47595784 9689100 200 00 300 37405 5841173370 Annual Report Cther items Collateral loans 2850000 Policy loans and premium liens 75883224 Miscellaneous 4366653 83099877 Total ledger assets 724335953 NonLedger Assets Interest due and accrued S 15954444 Market value of assets over book value 976039 Cther items Reinsurance due from other companies 235000 Due and deferred premiums 11488372 Miscellaneous 961540 12684972 Total assets 753951348 Deduct Assets Not Admitted Agents balances gross 6263609 Bills receivable 134083 Cther items Furniture and fixtures 4148770 Miscellaneous 276517 4425287 Total not admitted assets 10822979 Total admitted assets 743128369 Liabilities Net amount of unpaid losses and claims 7651498 Reserves or unearned premiums on risks outstanding 525415703 Dividends to policyholders declared but unpaid 231096 Salaries and miscellaneous accounts due or accrued 1114228 Taxes due or accrued 3830176 Cther items Persistency bonus funds 12743260 War risk extra premiums 1579702 Coupons on deposit 23944133 Interest in advance 1240496 Surplus apportioned for contingencies not other wise provided for 6380625 Miscellaneous 4855276 59728861 Total amount of liabilities except capital 597971562 Capital actually paid in cash 100000000 Surplus over all liabilities T 45156807 Total liabilities 743128369 Business in Force Life Insurance Companies Ordinary In force December 31 1918 5046790700 Issued revived or increased during year 2165174400 Sum 7211965100 Deduct ceased to be in force during year 6869 19200 In force December 31st 1919 6525045900 Total 6525045900 Business in Georgia Ordinary In force December 31st 1918 370692500 Issued revived or increased l459OOo00 Sum 5l65925i00 Deduct ceased to be in force during the year 469890 00 In force December 31st 1919 4696035 00 Total 469603500 Net losses paid during year 37 526 00 Net losses incurred during year 38000 00Insurance Department of Georgia 371 Investments in Georgia Mortgage loans 15i2 Policy loans 779661b Total investments in Georgia 25926616 PENN MUTUAL LIFE INSURANCE COMPANY 6th and Walnut Streets Philadelphia Pa George K Johnson President John Humphreys Attorney for service in GeorgiaHenry C Bagley Atlanta Kinds of business done in GeorgiaLife Insurance Secretary Ga Capital Stock Ledger assets Dec 31 1918 19995564524 Extended at 19995564524 Income Gross premiums on new business 606829958 Gross renewal premiums 2671323452 Deduct amount paid for insurance and return pre miums 2412530 Total premiums loi2 Interest and rents Profits on sale or increase by adjustment of assets 2502bdd Other sources Consideration for supplementary contracts not involving life contingencies Dividends left with company to accumulate at in terest Bonuses on mortgages etc Premiums to war risk insurance bureau All other items including 497500 borrowed money No 5 Victory liberty loan 500527632 599103641 Total income 4892622740 Carried forward 24888187264 83750033 11250649 34 78931 96396 Disbursements Net amount paid policyholders for losses and matured endowments Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 234784648 b Renewal 163705994 Commuted renewal commissions Salaries of officers and employes Rents Advertising printing postage telegrams etc Paid policyholders for dividends and interest on instalment policies Loss on sale and decrease by adjustment of assets Cther items Annuities involving life contingencies 51678223 Surrender values 340258802 Paid for claims on supplementary contracts not involving life contingencies 55985790 Taxes 65558906 All other disbursements including 14975000 re paid money and interest 4th and 5th liberty loans 1615360426 1388764989 547726 398490642 14318014 82793065 20426394 22501859 595652235 208428617 2128842147 Total disbursements 4859652345 Balance 20028534919372 Annual Report Ledger Assets Book value of real estate 205571282 Mortgage loans 7663688193 Bonds at book value 8617743324 Stocks at book value 47236637 Cash in office 1643763 Deposits at interest 1002139 t8 Agents balances net 298315 Cther items Collateral loans 91760000 Policy loans and premium notes 3293755128 Bills receivable 3390566 All others 553743 3389459437 Total ledger assets 20028534919 NonLedger Assets Interest and rents due and accrued 292107711 Market value of assets over book value 1350000 vther items Net amount of uncollected and deferred premiums 422760730 Total assets 20744753360 Deduct Assets Not Admitted Agents balances 2978315 Bills receivable 3390566 Cther items Book value of ledger assets over market value bonds and stocks 366261125 Interest accrued on bills receivable 39816 Total not admitted assets 372669822 Total admitted assets 20372083538 Liabilities Policy claims 104937843 Reserves to mature policy contracts 17883325334 Reserve for mortality asset and real estate fluctuation and other contingencies 384429847 Dividends to policyholders declared but unpaid 1820608724 Salaries and miscellaneous accounts due or accrued 394548 Taxes due or accrued 61722000 Cther items Unearned interest and rant paid in advance 43813223 Premiums paid in advance 14741046 Dvidends left with the company to accumulate at interest 42366650 All other items 157 44323 116665242 Total amount of liabilities except capital 20372083538 Surplus protection to policyholders all funds assigned to liabilities as above Total liabilities 2037208353S Business in Force Life Insurance Companies Ordinarv In force December 31 191880222578700 Issued revived or increased during year 159 71155400 Sum 96193734100 Deduct ceased to be in force during year 4922425500 In force December 31st 1919 91271308600 Business in Georgia Ordinary In force December 31st 1918 3969076300 Issued revived or increased 785827800 Rum 4754904100 Deduct ceased to be in force during the year 2339 21500Insurance department tof Georgia 373 In force December 31st 1919 4520982600 Net losses paid during year 490llilo Net losses incurred during year 460648 lo Investments in Georgia Bonds and stocks 85528000 Mortgage loans 590199714 Policy loans 187406516 Other items Premium notes 53600000 Total investments in Georgia 916734230 Estimated PHOENIX MUTUAL LIFE INSURANCE COMPANY 49 Pearl Street Hartford Conn John M Holcombe President Harry E Johnson Secretary Attorney for service in GeorgiaRalph A Tracy Atlanta Ga Kinds of business done in GeorgiaLife Insurance Capital Stock Ledger assets Dec 31 1918 4740786467 Extended at 5 4740786467 Income Gross premiums on new businessI 231521250 Gross renewal premiums 872975094 Deduct amount paid for insurance and return pre miums 18608112 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Dividends left with company to accumulate at interest Consideration for supplementary contracts not in volving life contingencies Agents balances previously charged off Guarantee of mortgage loans Mortgage loans commissions received Reserve on policies deposited with this company Recovery under endowment paid in 1918 Cincinnati Findlay Ft Wayne Ry Co bonds 44221855 15229964 2736225 10060 301193 4975319 6050 375000 98045960 157076117 1999675 67855666 Total income 5965763885 Carried forward 5965763885 Disbursements Net amount paid policyholders for losses 388160601 Legal and administrative expenses in adjustment of claims 907123 Commissions and allowances to agents a First year 74065211 b Renewal 37448227 1 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid porcyholders for dividends 1 Loss on sale and decrease by adjustment of assets ther items Furniture 3558871 Taxes 25113224 Agents allowances medical and inspection fees 44363097 11513438 34106719 4000000 9039725 43490616 4857790374 Annual Report Mortgage loan commissions and expenses 2542566 Miscellaneous and other expenses 15708662 Annuities surrender values and supplementary contracts 100754668 Total disbursements 88811710C Balance i 5077646785 Ledger Assets Book value of real estate 12042438c Mortgage loans first lien 2899597334 2899597334 Bonds at book value 123805395E Stocks at book value 3487900C Cash in office 169852 Deposits at interest 131570677 Agents balances net 2747232 Cther items Policy loans 647374314 Premium notes 2745476 Soldiers and sailors civil relief act 84560 65020435 Total ledger assets 5077646785 NonLedger Assets Interest due and accrued 9950194J Market value of assets over book value 7339325 Cther items Net amount of uncollected and deferred premiums 72303702 Total assets 5256791752 Deduct Assets Not Admitted Agents balances 2747232 Other items Overdue and accrued interest on bonds in default 7890583 Total not admitted assets 10637815 Total admitted assets 5246153937 Liabilities Net amount of unpaid losses and claims 15324949 Reserves or unearned premiums on risks outstanding 4676519094 Dividends to policyholders declared but unpaid 329723460 Salaries and miscellaneous accounts due or accrued 154092 Taxes due or accrued 15000000 Other items Instalment claims liability 53197300 Premiums paid in advance and unearned interest 19845647 Sundries 2007016 Mortality and investment fluctuation funds 103968600 General equalization fund 29026948 208045511 Total amount of liabilities except capital 5246153937 Total liabilities 5246153937 Business iroForce Life Insurance Companies Ordinarv In force December 31 191821347996500 Issued revived or increased during year 5335372400 Sum 26683368900 Deduct ceased to be in force during year 1348424600 In force December 31st 1919 25334944300 Business in Georgia Ordinary In force December 31st 1918 336403500 Issued revived or increased ll7287400 Sum 453690900 Deduct ceased to be in force during the year 29714700Insurance Department of Georgia 375 In force December 31st 1919 423976200 Net losses paid during year and endowments 6632643 Net losses incurred during year and endowments 5619333 Investments in Georgia Bonds 27694100 Mortgage loans 177505000 Policy loans 16906739 Other items Premium notes 299016 Total investments in Georgia 2224 04855 PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY 721 Broad Street Chattanooga Tenn Robert J Maclellan President W C Cartinhour Secretary Attorney for service in GeorgiaArch M Conway Atlanta Ga Kinds of business done in GeorgiaLife Accident and Health Capital Stock Amount of paidup capital Ledger assets Dec 31 1918 20000000 50121312 Extended at 70121312 Income Gross premiums on new business Gross renewal premiums Deduct amount paid for insurance and return pre miums 19432692 7507430 224990 Total premiums Interest aod rents Profits on sale or increase by adjustment of assets Other sources Miscellaneous A H Accident and health department 26715132 2160437 140625 32791 93866432 Total income 122882626 Carried forward 173003938 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 13038657 b Renewal 578537 1917500 18668 Paid policyholders for dividends cash surrender Other items Premium adjustment Medical fees Taxes Expenses general 13617194 167063 84842 2870739 727400 2257740 Disbursements accident department Total disbursements Balance 5940721 87212520 108873666 64130272 Ledger Assets Mortgage loans first lien 163150 Bonds at book value Cash in office Deposits at interest Deposits not at interest Agents balances net 16315000 26522188 7500 250000 4544720 807816376 Annual Report Other items Collateral loans 1000000 Policy loans 1839797 Bills receivable 70000 Furniture 1307996 4217793 Premiums in course of collection A H 11465255 Total ledger assets 64130272 NonLedger Assets Interest due and accrued 1 531870 Other items Life premiums due and unreported 2348238 Total assets 67010380 Deduct Assets Not Admitted Agents balances 1151239 Bills receivable 70000 Other items Furniture and fixtures 130796 Policy loans in excess of value 138195 Market value bonds under book value 135059 Premiums unreported over 90 days 327848 Total not admitted assets 3130337 Total admitted assets 63880043 Liabilities Net amount of unpaid losses and claims 420000 Reserves or unearned premiums on risks outstanding premiums paid in advance 81295 D vidends to policyholders declared but unpaid reserve for dis ability 114953 Salaries and miscellaneous accounts due or accrued 55156 Taxes due or accrued 346001 Other items Medical examiners fees due and accrued 1490 25 Life premium reserve 174755u9 Less reinsurance reserve 189187 Net reserve 17286322 Liabilities accident and health department 19845578 Total amount of liabilities except capital 38298329 Capital actually paid in cash 20000000 Surplus over all liabilities 5581714 Surplus protection to polieyholders 25581714 Total liabilities 63880043 Business in Force Life Insurance Companies Ordinary Group Insurance In force December 31 1918 295193400 4070000 Issued revived or increased during year 554919500 1224500 Sum 850112900 Deduct ceased to be in force during year 60467500 In force December 31st 1919 789645400 Total 16315000 Business in Georgia Ordinary In force December 31st 1918 7695000 Issued revived or increased 6800000 Sum 14495000 Deduct ceased to be in force during the yeara 1470000 In force December 31st 1919 13025000 Net losses paid during year 20000 Net losses incurred during year 20000Insurance Department of Georgia 6n Premiums in Force Miscellaneous Companies In force December 31 1918 ssfnnl Written or renewed during year gum 1017 d88 18 Deduct ceased to be in force during year njSJil In force December 31st 1919 Ji S Deduct amount reinsurance MtS Net premiums in force JAoUoli Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Dosses Written or Re Paid newed during the year Accident 7387710 3095400 Totalsiii 7387710 3095400 Investments in Georgia Mortgage loans j 1000000 Total investments in Georgia 1000000 PROVIDENT LIFE AND TRUST COMPANY OF PH I LADELPH 1 H A Northwest corner 4th and Chestnut Streets Philadelphia Pa Asa S Wing President Leonard C Ashton Secretary Attorney for service in GeorgiaWallace W Daniel Atlanta Ga Kinds of business done in GeorgiaLife Insurance Capital Stock Amount of paidup capital 3 Ledger assets Dec 31 1918 97bQp85008 Extended at 9760585008 Income Gross premiums on new business S2lrH2 Gross renewal premiums 1358215060 War hazard premiums l0r Premiums reported on U S monthly difference lists 364645 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Consideration for supplementary contracts Dividends left with company to accumulate Refund of taxes pad in previous years Refund of mortgage expenses incurred in previous years Cash annonymously received 80713064 94182259 8341986 22288095 6898645 113560 1000 29358888 Total income 22125961 Carried forward 11973181205 Disbursements Net amount paid policyholders for losses death claims and ma tured endowments iTI Legal and administrative expenses in adjustment of claims Commissions and allowances to agents no7S177q Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends j Loss on sale and decrease by adjustment of assets 4 23916394 25538 84084981 74978601 8443828 15015766 46884225 59178267 378 Annual Report Other items Surrender values medical fees taxes etc 315424122 Total disbursements f 2027951722 Balance t 9945229483 Ledger Assets Book value of real estate 84599085 Mortgage loans first lien 2264159143 other than first lien 32800000 2301504309 Ground rents 4545166 Bonds at book value 5941572336 Deposits at interest 29030177 Other items Collateral loans 460796666 Premiums reported to war risk insurance bureau 717807 rolicy loans and notes 1127009103 1588523576 Total ledger assets 9945229483 NonLedger Assets Interest and rents due and accrued HoTsnan Market value of assets over book value imiimvi Other items 1c Net amount of uneollected and deferred premiums paidfor basis 21716211b Sundry payments made in advance matured endowments an nuities supplementary contracts and dividends 20U2ii93 Total assets 10716462792 Deduct Assets Not Admitted Total admitted assets 10716462792 Liabilities Net amount of unpaid losses and claims niK Reserves on risks outstanding iil2 Dividends to policyholders declared but unpaid iflIaono Taxes due or accrued 4Li68209 Other items Including special fund for possible taxes for 1920 iii oSsm Total amount of liabilities except capital 10328o80226 Captal actually paid in cash 200000000 Surplus over all liabilities 187882566 Surplus protection to policyholders 38882566 Total liabilities 10716462792 Business in Force Life Insurance Companies Ordinary In force December 31 1918 41283370100 Issued revived or increased during year 8506407600 Sum 49789777700 Deduct ceased to be in force during year 2965570500 In force December 31st 1919 46824207200 Total 46824207200 Business in Georgia Ordinary In force December 31st 1918 294424600 Issued revived or increased 228186000 Sum 522610600 Deduct ceased to be in force during the year 55284300 In force December 31st 1919 467326300 Total t 467326300 Net losses paid during year 1279400 Net losses incurred during year 1000000Insurance Department of Georgia 379 Investments in Georgia Bonds 57500000 Mortgage loansr nlcnn Policy loans 1972buo Total investments in Georgia 76560100 PRUDENTIAL INSURANCE COMPANY OF AMERICA 755 io 769 Broad Street Newark N J Forrest F Dryden President Willard I Hamilton 2d VP and Secretary Attorney for service in GeorgiaJ M Skinner Atlanta Ga Kinds of business done in GeorgiaLife Insurance Capital Stock Amount of paidup capital 20S22 Ledger assets Dec 31 1918 55694036547 Extended at 55694026547 Income Gross premiums on new business ordinary 1313772467 Gross renewal premiums ordinary 4602762300 Deduct amount paid for reinsurance 819k Industrial premiums 8997154L25 Premiums advanced under soldiers and sailors civil relief act 498510 149 26 Total premiums Interest and rents rr72Z1Z72 Profits on sale and increase by adjustment of assets Consideration for supplementary contracts not involving life contingencies 7Z I Dividends left with the company to accumulate at interest Dividend returned to company for distribution to policyholders on par value of capital stock of co purchased pursuant to the provisions of chapter 99 of the laws of New Jersey for the year 1913 and assigned to Austen Colgate trustee for the pol icyholders of the company Conscience fund Exchange fund Federal corporation tax return to company For 10000000 victory liberty loan convertible gold notes Dor rowed money gross used in part payment of company s al lotment 5000000 on account of subscription 06136521 36064627 39831099 42953294 3434632 42519094 15110 2008108 4823185 00000000 18177785670 Total income Carried forward 3871812217 Disbursements Net amount paid policyholders for losses matured endowments annuities and surrender values Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year ordinary ISii olcSo b Renewal ordinary i9 c Industrial 1651038109 Salaries of officers directors trustees and employes branch of fice expenses medical examiners fees and inspection of risks 4984565562 5581990 Rents etc Advertising printing postage telegrams Paid policvholders for dividends Loss on sale and decrease by adjustment of assets 2263331861 1202339369 125992259 84108706 1676975808 88480328380 Annual Report Other items Commuted renewal commissions paid for claims on supplement ary contracts not involving life contingencies 11095402 Dividends and interest thereon held on deposit surrendered during the year Paid stockholders for interest or dividends eonea Legal expense si nj Furniture fixtures and safes ensrwovQ Repairs and expenses other than taxes slioqil n Taxes on real estate i State and provincial taxes on premiums mmsm Insurance department licenses and fees 6004651 Federal tax 42ioi State excise taxes a New Jersey state tax on surplus 10895686 b Municipal taxes and licenses 2755901 c City and county taxes on premiums 616383 d Local licenses and privilege taxes 607562 e Provincial taxes on interest receipts 32680 f Canadian war tax 117155 Law library 111176 Expense of annual audit by public accountants 1200000 Expense of examination by New Jersey state department 5309437 a Sundry general expenses includes contribution of 1102312 toward expenses of the Association of Life Insurance Presi dents of which 14589 was disbursed by them for legal ex penses and 389743 for legislative expenses also 2500000 for balance of contribution to United War Work campaign fund 30866784 b Premiums on surety bonds 261523 c Investment expense account 9249932 d Legislative expenses 427175 e Service retirement and insurance allowances paid and pay ments made to disabled home office and field employes 33456831 f Expenses on account of service disability allowances 118492 g Business conferences 9790953 h Expenses in connection with mutualization of company 250141 j Deposit to secure rent under lease returned 100000 Borrowed money repaid and interest thereon 4485373999 Total dsbursements includes 44000000 borrowed money repaid 15568324973 Balance 38303487244 Borrowed money repaid gross 40000000 borrowed and used in 1918 in part payment of companys subscription for 60000000 fourth liberty loan bonds and 4000000 borrowed and used in 1919 in part payment of companys allotment of 5000000 on account of subscription for 10000000 victory liberty loan convertible gold notes Ledger Assets Book value of real estate isHu qk Mortgage loans first lien 1341349235313413492363 Bonds at book value TqqlUnr Stocks at book value Cash in office and in transit i Deposits at interest Jbi KeMn Deposits not at interest oofin Agents balances net i Jffcua Other items Par value of capital stock of the company purchased pursuant to the provisions of chapter 99 of the laws of New Jersey for the year 1913 and assigned to Austen Colgate trustee for the policyholders of the company 188973750 Loans secured bv pledge on bonds stocks or other collateral 108612500 Loans made to polieyholders on this companys policies assigned as collateral 4287935865 Premiums advancedunder soldiers and sailors civil relief act 1221147 Total ledger assets 58303487244Insurance Department of Georgia 381 NonLedger Assets Interest and rents due and accrued 75oyj54997 Other items Due from other companies for losses and claims on policies of this company reinsured Dividend to be returned to company for distribution to policy holders on par value of capital stock of the company pur chased pursuant to the provisions of chapter 99 of the laws of New Jersey for the year 1913 and assigned to Austen Colgate trustee for the policyholders of the company 133070406 Div dend declared December 8 1919 payable and paid January 2 1920 to stockholders of record December 31 1919 and re turned to company by trustee January 5 1920 3307Q40S Net amount of uncollected and deferred premiums 1070179315 Supplies stationery printed matter furniture fixtures safes and law library 7004742 Gross assets 60169396704 Deduct Assets Not Admitted Agents balances 5 1927603 Other items Par value of capital stock of the company pur chased pursuant to the provisions of chapter 99 of the laws of New Jersey for the year 1913 and assigned to Austen Colgate trustee for the pol icyholders of the company 188973750 Supplies stationery printed matter furniture fix tures safes and law library 7004742 Premium notes policy loans and other policy as sets in excess of net value and of other policy liabilities on individual policies 27253 Book value of ledger assets over market value viz bonds and stocks 162200800 Total not admitted assets 360134148 Tptal admitted assets 59809262556 Liabilities Net amount of unpaid losses and claims including claims in pro cess of adjustment or adjusted and not due 291872575 Reserves on risks outstanding 54064140700 Dividends declared but not yet due payable in 1920 91702500 Apportioned to the credt of deferred dividend policies payable after 1920 840488597 Dividends to policyholders declared but unpaid 67944417 Salaries and miscellaneous accounts due or accrued 83343357 Taxes due or accrued 261951310 Other items Present value of amounts not yet due on supplementary con tracts not involving life contingencies 34264600 Present value of amounts incurred but not due for total and per manent disability benefits 258656 Due and unpaid on supplementary contracts not involving life contingencies 258656 Dividends left with company to accumulate at interest and ac crued interest thereon 8662011 Premiums paid in advance including surrender values so applied 240337841 Unearned Interest and rents paid in advance 112309201 Unpaid dividends to stockholders 35000000 Reserve for service insurance allowances home office and field employees 13064100 Surrender values due and unpaid 437887 Premium over the par value of the capital stock of the company not yet purchased for the policyholders 89312625 Deposits to secure rent under lease and accrued interest thereon 211351 Extra war premiums to be refunded 256470 Total amount of liabilities except capital 57331241117382 Annual Report Capital actually paid in cash 99tsoU 39 Surplus over all liabilities 227802l4da 94 TfiO 214 39 Surplus protection to policyholders 59809262556 nl1i89 737 50 par VaTuTof Thl8apitaTstockofthe company has Been Purchased pursuant to the provisions of chapter 99 of the laws of New Jersey for the year 1913 and aCgned to Austen Colgate trustee for the policyholders of the company Business in Force Life Insurance Companies Including Group Insurance Ordinary In force December 31 1918 nfn27000 Issued revived or increased during yearg 092482 78800 DeductceasedtoDeinforoe during year lInKanenn In force December 31st 1919194760530600 Industrial 2 24954868900 43967132100 268922001000 20581748400 248340252600 Business in Georgia Including Group Insurance Ordinary In force December 31st 1918 bIoto 00 Issued revived or increased 25825 31400 Sum IlifiOi 00 Deduct ceased to be in force during the year MWsinnii In force December 31st 1919 Skksor Net losses and matured endowments paid during year oSi797si Net losses and matured endowments incurred during year aaimo Investments in Georgia Bonds Mortgage loans Policy loans Other items Cash in Georgia banks Total investments in Georgia 625544830 519487930 144733100 1626521 1291392381 RELIANCE LIFE INSURANCE COMPANY OF PITTSBURGH Fifth Avenue and Wood Street Pittsburgh Pa James H Reed President H G Scott Secretary Attorney for service in GeorgiaJ B Husbands Atlanta Ga Kinds of business done in GeorgiaLife Accident and Health Insurance Capital Stock Amount of paidup capital 100000000 Extended at Income Gross premiums on new business liniilvm Gross renewal premiums iuiai Deduct amount paid for insurance and return pre miums 1034471 Total premiums 4lni9q Interest and rents Rnn7 Profits on sale or increase by adjustment of assets osu3u 0tCoensSsUupeS LOO Dividends left with company 4122819 Receipts undr and health department 287624 0 Office furniture 34554 Total income 523950392Insurance Department of Georgia 383 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 102382278 b Renewal 13986088 Salaries of officers and employes Rents and interest Advertising printing postage telegrams Paid policyholders for dividends Other items Annuities Premium notes voided Cash surrender values Legal expenses Taxes Supplementary contracts Medical fees and expenses Inspection fees Repairs to real estate Taxes and fees General expenses Agents balances charged off Accident and health etc 340512 3503027 11831468 289196 9802148 539269 11981972 2747186 430 1998578 2299731 1455303 21246914 72354569 39395 16368366 35024342 2259000 5646300 18124630 67020034 Total disbursements 316836636 Balance 207113756 Ledger Assets Book value of real estate 15874386 Mortgage loans 106535493 Bonds at book value 711878827 Cash in office 814500 Deposits at interest 34882953 Deposits not at interest 1955817 Agents balances net 10346503 Other items U S soldiers and sailors relief act 55161 Policy loans 98084274 Premium lien notes 61844774 Bills and accounts receivable 1971328 Outstanding accident and health premiums 6175344 168131481 Total ledger assets 1050419960 NonLedger Assets Interest due and accrued 13412376 Market value of assets over book value 3125614 Other items Net amount uncollected premiums 40671393 Office fixtures 6585502 Total assets 1114214845 Deduct Assets Not Admitted Agents balances 10865519 Bills receivable 1971328 Other items Office fixtures 6588502 Total not admitted assets 19422349 Total admitted assets 1094792496384 Annual Report Liabilities 2784602 Net amount of unpaid losses and claims r 931530247 Reserves or unearned premiums on risks outstanding 21753449 TMvTdlnds to policyholders declared but unpaid 940626 Salaries and miscellaneous accounts due or accrued 42l26oo Taxes due or accrued Other items 619511 Premiums paid in advance 1716470 Unearned interest ig 17956 Accident and health expenses 1941406 Commissions to agents 6095343 t 967316867 Total amount of liabilities except capital lOoOOOOO Capital actually paid in cash 27475629 Surplus over all liabilities 127475629 Surplus protection to policyholders 1094792496 Total liabilities Business in Force Life Insurance Companies 0rdinary 102S4126300 In force December 31 1918 4811558600 Issued revived or increased during year 150956 84900 Sum 1387778900 Deduct ceased to be in force during year 13707906000 In force December 31st 1919 Business in Georgia Ordinary 351602300 In force December 31st 1918 237275000 Issued revived or increased VlZilZiSiJiJ 588877300 DUeucYceaseTtobein force during the year 541668700 In force December 31st 1919 46 26273 Net losses paid during year 4626273 Net losses incurred during year Premiums in Force Miscellaneous Companies In force Decembeu 31 1918 37829789 Written or renewed during year 59247600 Sum 23408 2 Deductceased to be in force during year y 3650677i In force December 31st 1919 13507579 Deduct amount returned 22499192 Net premiums in force Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during the year S 295146 162314 Accident 4 090 54 115434 Health t 704200 i 277748 Totals RESERVE LOAN LIFE INSURANCE COMPANY 429 North Pennsylvania Indianapolis Ind TW131 G L Stavman Secretary Chalmers Brown President Attorney for service in GeorgiaC A West Atlanta Ga Kinds of business done in GeorgiaLife Insurance Capital Stock Amount of paidup capital 4 095 580 64 Ledger assets Dec 31 1918 409558064 409558064 Extended at Insurance Department of Georgia 385 Gross premiums on new business Gross renewal permiums 56103364 78620708 Total premiums SforTsilencre WdSdtoft with the company to accumulate at interest Legal fees refunded Policy coupons Survivorship surplus fund Survivorship distribution funds Profit from S D funds on lapsed policies Policy tax collected from agent 134724072 24870856 1080 134438 4650 29 94715 31560 245575 1686 4612 Total income Carried forward Disbursements Vet imount paid policyholders for losses Legand adPminisPtrative expenses in adjustment of claims Commissions and allowances to agents 2g 524 01 a First year 2927700 b Renewal Salares of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Other items Surrender values Medical and inspection fees Other disbursements 44034107 4496750 8184314 Total disbursements Balance Ledger Assets Book value of real estate Mortgage loans first lien Bonds at book value Cash in office Deposts at interest Agents balances net oanfmade to policyholders on this companys pol Pmtef o f5SThTchftone li for premiums War saving certificates 3417236 163013244 572571308 27093273 179236 31680101 8999850 780000 2045955 1384120 56715171 128877706 443693602 9725000 295766600 22660430 85366 17574926 870092 95379155 1523283 108750 Total ledger assets NonLedger Assets Interest due and accrued Vel amount of uncollected and deferred premiums 11958879 Unearned fire insurance premiums Total assets Agents balances Deduct Assets Not Admitted 5 1322327 97011188 443693602 10070361 11965710 J 465729673 386 Annual Report Other items Premium notes and loans on policies and other assets in excess of the net value and of other policy liabilities on individual policies 1815959 Market value of special deposits in excess of cor responding liabilities per special deposit schedule 232087 Total not admitted assets 3370373 Total admitted assets 462359300 Liabilities Net amount of unpaid losses and claims 4398294 Reserves or unearned premiums on risks outstanding 400863563 Dividends to polieyholders declared but unpaid 488115 Salaries and miscellaneous accounts due or accrued 1299027 Other items Unearned interest and rent paid in advance 2754557 Premiums paid in advance including surrender values so applied J 863953 Estimated amount hereafter payable for federal state and other taxes based upon the business of the year of this statement 35000 00 Survivorship surplus fund 802378 int 2 79987 1082365 Survivorship dist fund 850875 int 62950 913825 Policy coupons and interest 14924513 Suspense account 11765 Mortality fluctuations 5000000 m 29056978 Total amount of liabilities except capital 4361 059 77 Capital actually paid in cash 100 000 00 Surplus over all liabilities 16253323 Surplus protection to polieyholders 26253323 Total liabilities 462359300 Business in Force Life Insurance Companies Ordinary Tn force December 31 1918 S 31 465 121 00 Issued revived or increased during year Zl 1429569200 Oil III AC 7CA C Deduct ceased to be in force during year fiPlssn nn In force December 31st 1919IZZIZZ 4003893300 Business in Georgia Ordinary In force December 31st 1918 s 1 nsonsnn sumedrevivea or increased eSmSo Deduct ceased to be in forcedu7ing7heyear ffiVwBnn In force December 31st 1919 1 fidnKRi nn Net losses paid during year nS n Net losses incurred during year 600000 SECURITY MUTUAL LIFE INSURANCE COMPANY Court and Exchange Streets Binghampton N T D S Dickenson President c A La Due Secretary Attorney for service in GeorgiaF W Coleman Atlanta Ga Kinds of business done in GeorgiaLife Capital Stock Ledger assets Dec 31 1918 895133671 Extended at 895133671Insurance Department of Georgia 387 Income Gross premiums on new business 38241061 Gross renewal premiums 176521710 Deduct amount paid for insurance and return premiums 2258095 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Div Bank of Tarboro failed Duquene Light Power Pittsburg Life Trust paymenta Supt contracts and divs left to ace Total income 2 81 25000 62048 1007061 12504676 45554995 410142 259564003 Carried forward 1154697674 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 14898750 b Renewal 9262671 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Surrenders etc agency exp med fees legal and real estate State taxes lie fees assn life ins pres travel ex Emp liberty bonds elec exp ref war prems 44379949 6067334 233916 82123842 221004 24161431 11725263 3329475 1898204 3061948 524631 50681199 Total disbursements 177726997 Balance 976970677 Ledger Assets Book value of real estate 74357007 Mortgage loans first lien 299642500 Bonds at book value 392064883 Stocks at book value 2635000 Cash in office 849847 Deposits at interest 25788259 Deposits not at interest 6535694 Agents balances net 2916909 Other items Loans to policyholders 165511664 Prem notes 6620503 Prems soldiers and sailors civic relief account 48411 172180578 Total ledger assets as per balance No 23 976970677 NonLedger Assets Interest due and accrued JfoSn Market value of assets over book value 1184935 Other items Net deferred and uncollected premiums 237469il Total assets 1032095914388 Annual Report Deduct Assets Not Admitted Agents balances 2916909 Other items Prem notes etc in excess 1820213 Overdue int on bonds in default 600000 Book value bonds over market 2725804 5146017 Total not admitted assets 1 8062926 Total admitted assets 1024032988 Liabilities Net amount of unpaid losses and claims 9090267 Reserves or unearned premiums on risks outstanding 964505679 Dividends to policyholders declared but unpaid 5360944 Salaries and miscellaneous accounts due or accrued 4374465 Tasfs due or accrued 4500000 Other items Deferred dividend fund 6459839 Prems int and rent paid in advance 2798077 9257916 Surplus over liabilities 26943717 Total liabilities 1024032988 Business in Force Life Insurance Companies Ordinary In force December 31 1918 5726781800 Issued revived or increased during year 1171929600 Sum 6898711400 In force December 31st 1919 6365660800 Deduct ceased to be in force during year 533050600 Business in Georgia In force December 31 1918 208968332 Issued revived or increased 25768350 Sum 234736742 Deduct ceased to be in force during the year 17974777 In force December 31st 1919 216761965 Net losses paid during year 5961985 Net losses incurred during year 5691777 Investments n Georgia Bonds 3565974 Mortgage loans 9800000 Policy loans 9237686 Other items Premium notes 444157 Policy liens 499061 Total investments in Georgia t 23546878 SOUTHERN STATES LIFE INSURANCE COMPANY Home OfficeMitylene Alabama General OfficeAtlanta Georgia Wilmer L Moore President Frank Orme Secretary Attorney for Services in GeorgaWilmer L Moore Atlania Georgia Capital Stock Amount of paidup capital 10000000 Ledger assets December 31 1918 251067297 Extended at 251067297Insurance Department of Georgia 389 Gross premiums on new Gross renewal premiums Disability Income business 27602341 68237113 2285420 98124954 14466551 Total premiums Interest and rents Other sources Increase in deposits subject to call Total income 113842239 Carried forward 364909536 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 22729605 b Renewal 2442587 1250734 13236216 128986 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss and depreciation expense certificates Medical Other items Surrender values Depreciation furniture and fixtures State exam taxes etc Real estate and investment exp Directors exp Actuarial Legal etc Agency exp and supervision Bank failures Agents balances Incidentals etc 25172192 6020796 538122 2044214 3973564 2500000 3101995 3267519 300000 2389301 87423 139284 267433 2860J3 2360169 178491 507187 1010629 10793439 Total disbursements 67509524 Balance 297400012 Ledger Assets Mortgage loans first lien 11825II2 Other than first lien Aiiob 1 Bonds at book value Cash in office Deposits at interest Agents balances net personal Other items Loans to pelicyholders 5 Loans secured by bonds Premium notes Bills receivable Premium advance coupons Furniture 85111006 19534082 4331649 661036 105373 1266464 14176886 19534082 176622 57409958 59626 111010110 Total ledger assets as per balance No 23 297400012 NonLedger Assets Interest due and accrued 2240346 Other items Due from other companies I494ab Uncollected and deferred premiums 8976034 10435490 Total assets 310075848390 Annual Report Ddduct Assets Not Admitted Agents balances personal 59626 Bills receivable 661036 Other items Furniture and fixtures 1266464 Prem notes etc in excess of value 270839 1537300 Total not admitted assets 2257965 Total admitted assets 307817883 Liabilities Net amount of unpaid losses and claims 2626525 Reserves 280107100 Dividends to policyholders declared but unpaid 230195 Salaries and miscellaneous accounts due or accrued 458759 Taxes due or accrued 398400 Other items Special reserve on reinsurance 150422 Renewal suspense 1174643 Dividends left with company to accumulate 2110986 Premiums paid in advance 3958 17 Extra reserve for disability 12150 95 Unearned interest and rent paid in advance 2127475 Commissions etc 986515 Reinsurance premiums unpaid etc 579100 8740053 Total amount of liabilities except capital 292561032 Capital actually paid in cash 10000000 Surplus over all liabilities 5256851 Surplus protection to policyholders 15256851 Total liabilities 307817883 Business in Force Life Insurance Campanies Ordinary In force December 31 1918 2413131000 Issued revived or increased during year 977742600 Sum 3390873500 Deduct ceased to be in force during year 189500100 In force December 31st 1919 3201373500 Business in Georgia In force December 31 1918 i 1176303400 Issued revived or increased 429051700 Sum 1605355100 Deduct ceased to be in force during the year 106991200 In force December 31st 1919 1498363900 Net losses paid during year 8131200 Net losses incurred during year 7418600 Investments in Georgia Mortgage loans 60219083 Policy loans 48261600 Other items Cash in banks 32595714 Total investments in Georgia 141076397 STANDARD LIFE INSURANCE COMPANY 200 Auburn Ave Atlanta Georgia Herman E Perry President J A Robinson Secretary Kinds of business done in GeorgiaLife Insurance Capital Stock Amount of paidup capital Extended at 12500000 41430265Insurance Department of Georgia 391 Income Gross premiums on new business Gross renewal premiums 30351723 24893725 Total premiums Interest and rents other sources Discount on purchases Agents bond reserve Total income 14222 12350 Carried forward Disbursements Net amount paid jolicyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 11765445 b Renewal 797735 Salaries of officers and employes Rents and interestI Advertising printing postage telegrams etc Paid policyholders for dividends Other items Medical fees Taxes and license Capital stock tax auditing miscl Branch office exp trav exp Igurniture and fixtures 3843561 4660315 1278814 2810176 2822110 398394 Balance Ledger Assets Mortgage loans other than first lien Bonds at book value Cash in office Deposits at interest Deposits not at interest Agents balances net other items Bills receivable War savings certificates Loans to policyholders on Co pol as collat Prem notes on policies in force 111330 393689 3203756 10674 Total ledger assets as per balance No 23 NonLedger Assets Interest due and accrued t i ither items Uncollected and deferred prem new business Uncollected and deferred prem renewals 2793142 7962813 Total assets Deduct Assets Not Admitted Agents balances Bills receivable Other items Amortization of bonds 498523 111330 Total not admitted assets Total admitted assets 55245448 2023976 26572 57295996 98726261 10009044 181672 12563180 256900 1371675 750000 11969809 Total disbursements 40945841 57780420 13507352 32269044 1366355 4195251 2224446 498523 3719449 57780420 835493 10755955 69371868 103933 713786 68658082392 Annual Report Liabilities Net amount of unpaid losses and claims 953685 Reserves or unearned premiums on risks outstanding 50135790 Salaries and miscellaneous accounts due or accrued 141473 Other items Medical fees 667200 Estimate amount payable for taxes 12905 78 Agents bond reserve 12S50 1970128 Capital actually paid in cash 12500000 Surplus over all liabilities 2957006 Surplus protection to policyholders 15457006 Total liabilities 68658082 Business in Force Life Insurance Companies Ordinary In force December SI 1918 820872000 Issued revived or increased during year 1059212500 Sum 1880084900 Deduct ceased to be in force during year 507168000 In force December 31st 1919 1372916300 Business in Georgia In force December 31st 1918 283825000 Issued revived or increased 340594200 Sum L 624419200 Deduct ceased to be in force during the year 175947800 In force December 31st 1919 444871400 Net losses paid during year 2815636 Net losses incurred during year 2815636 Investments in Georgia Bonds 15593904 Mortgage loans 5910183 Total investments in Georgia 21504087 STATE LIFE INSURANCE COMPANY The State Life Building Indianapolis Indiana H W Bennett President Albert Sahm Secretary Attorney for service in GeorgiaC V LeCraw Atlanta Ga Capital Stock Ledger assets December 31 1918 1990068817 Extended at 1990068817 Income Gross premiums on new business 105258303 Gross renewal premiums 298702722 Total premiums 403961025 Interest and rents 113747138 Profits on sale or increase by adjustment of assets 41013 Other sources Dividends left with company i 3141861 Consideration for supplementary contracts 311444 Partial payments on void notes 43082 From agents balances 124 3496511 Total income 521245682 Carried forward 2511314499 Disbursements Net amount paid policyholders for losses 123284899 Legal and administrative expenses in adjustment of claimB 15874Insurance Department of Georgia 393 Commissions and allowances to agents other than commission 5767297 a First year t 75215678 b Renewal 22283041 97498719 Salaries of officers and employes 188I Rents and interest oiS Advertising printing postage telegrams etc 57I14 Paid policyholders for dividends 68734294 Other items Taxes and internal revenue 10929140 Other policy claims and payments to policyholders 26614416 Agency supervision medical and inspection fees 7943352 Investment expense 1688765 Miscellaneous expense 6726261 53901934 Total disbursements t 374136628 Balance 2137177871 Ledger Assets Book value of real estate 107365449 Mortgage loans 1075978892 Bonds at book value 431739185 Cash in office 783172 Deposits at interest 47132067 Agents balances net 1925491 Other items Loans made to policyholders 466697580 Premium notes on policies 5466035 Bonds held on account of S S relief 90000 472253615 Total ledger assets as per balance No 23 2137177871 NonLedger Assets Interest due and accrued 26460570 Market value of assets over book value 15442034 Other items Net amount of uncollected and deferred prem1 21789610 Unearned premiums for fire insurance 385i00 22175510 Total assets 2201255985 Deduct Assets Not Admitted Agents balances 2744188 Other items Overdue and acct int on bonds in default1 116250 Prem notes in excess of net policy value 838879 Book value of bonds over market value 7881185 8836314 Total not admitted assets 11580502 Total admitted assets 2189675483 Liabilities Net amount of unpaid losses and claims 10827914 Reserves or unearned premiums on risks outstanding 1839874328 Dividends to policyholders declared but unpaid 44623766 Salaries and miscellaneous accounts due or accrued 12805115 Taxes accrued 8806156 Other items Special surplus on term policies 2475685 Mortality and asset fluctuation fund 28148044 Premiums paid in advance 2062616 Unearned interest and rent paid in advance 10529778 43216123 Total amount of liabilities except capital 1960153402 Surnlus over all liabilities 229522081 Surplus protection to policyholders 229522081 Total liabilities 2189675483394 Annual Report Premiums in Force Miscellaneous Companies In force December 31 1918 f9fB47 Written or renewed during year oloclcinn gum 848686100 Deductceased to be in force during year nocotcnn In force December 31st 1919 ivseisqe Net premiums in force iiaossso Business in Force Life Insurance Companies Ordinary In force December 31 1918 oHotq Issued revived or increased during year 5iinS olrn l6illDolUUU DeducTceasedto be in force during year155IS2 In force December 31st 1919 11612912700 Business in Georgia Ordinary In force December 31st 1918 Hk 7Xn Issued revived or increased i7MJ Sum o4obaoluo Deduct ceased to be in force during the year 46HrUU In force December 31st 1919 Soiin nn Net losses paid during year 250000 Net losses incurred during year 7050000 Investments in Georgia Mortgage loans 94700268 STATE MUTUAL LIFE ASSURANCE COMPANY 340 Main Street Worcester Mass B H Wright President D W Carter Secretary Attorney for service in GeorgiaF W Burr Atlanta Ga Kinds of business done in GeorgiaLife Insurance with and without disability provisions Capital Stock Ledger assets Dec 31 1919 5692697931 Extended at 5692697931 Income Gross premiums on new business 162753256 Gross renewal premiumsi 754469838 Total premiums 917223094 Interest and rents Profits on sale or increase by adjustment of assets Other sources Consideration of supplementary contracts not involving life con tingencies Dividends left with the company to accumulate at interest Premium notes restored Payment of rent in arrears on real estate sold 289296840 2018055 9252947 25350551 66500 30000 Total income 1243237987 Carried forward 6935935918 Disbursements Net amount paid policyholders for losses 408240290 Legal and administrative expenses in adjustment of claims 90527 Commissions and allowances to agents a First year 64088150 b Renewal 50479921 Salaries of officers and employes Rents and interest 114568071 21617688 7521332Insurance Department of Georgia 395 Advertising printing postage telegrams etc 9059783 Paid policyholders for dividends 177771361 Loss on sale and decrease by adjustment of assets 31144850 Other items War hazard premiums returned 297236 Surrender values paid in cash or applied in liquidation of loans or notes 88950694 Annuities involving life contingencies 4473621 Claims on supplementary contracts not involving life contingencies 7037555 Dividends left with company to accumulate at interest 12457053 Taxes and sundry expenses 57965741 Total disbursements 941195802 Balance 5994740116 Ledger Assets Book value of real estate i Mortgage loans first lien 19119625 other than first lien 115000 Bonds at book value Stocks at book value Cash in office Deposits at interest m Other items Loans made to policyholders on companys policies assigned as collateral Loans secured by pledge of bonds Premiums reported on U S monthly difference list in accord ance with soldiers and sailors civil relief act Premium notes on policies in force Total ledger assets 5994740116 NonLedger Assets Interest due and accrued 87169330 Other items Due from other companies for losses or claims on policies of this company reinsured 1000000 Uncollected and deferred premiums 126417375 Payments in advance on 1920 annuities 3 11899 173800000 1926962500 2864771489 125874638 388965 86463783 813070983 2500000 87858 818900 Total assets 6209638720 Deduct Assets Not Admitted Book value of bonds and stocks over market value 22938985 Total not admitted assets 22938985 Total admitted assets 6186699735 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Dividends to policyholders declared but unpaid Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Supplemental contracts not yet due Unadjusted surrender values Supplemental contracts due and unpaid Premiums paid in advance Unearned interest and rents paid in advance Total amount of liabilities except capital Surplus over all liabilities 290765733 29965800 5529433596 241052668 2749450 20000000 62103428 468979 88812 10069549 1720 5895934002 Surplus protection to policyholders 290765733 Total liabilities 6186699735 Business in Force Life Insurance Companies Ordinary In force December 31 1918240152133 00 Issued revived or increased during year 4724487400 396 Annual Report 28739700700 OUui 19 07A 7C1 nn Deduct ceased to be in force during year 97VnB 24no In force December 31st 1919 27502624600 Business in Georgia Ordinary In force December 31st 1918 MmI Issued revived or increased IiJolW Deductceasedtobein force during the year nlnnn In force December 31st 1919 27 M Net losses paid during year Net losses incurred during year oittiio TRAVELERS INSURANCE COMPANY Main Street Hartford Conn Louis F Butler President James L Howard Secretary Attorney for service in GeorgiaR J Waugh Atlanta Ga Kinds of business done in GeorgiaLife Accident Health Liability and Workmens Collective Capital Stock Amount of paidup capital 600000000 Ledger assets Dec 31 19181040510296 Extended at 10405102967 Gross premiums on new business iJn Gross renewal premiums wiiBiiO Gross premiums for disability and additional acci dental death benefits 4246223b Deduct amount paid for insurance and return pre miums 58717825 Total premiums 27 Interest and rents B Profits on sale or increase by adjustment of assets Other sources Consideration for supplementary contracts not involving life contengencies Exchange Profit and loss miscellaneous 30365590 45694314 6465477 85602011 766696 19411 Total income I 3368907499 Carried forward 13774010466 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year S 326764502 b Renewal 89378176 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Paid for claims on supplementary contracts not involving life contingencies Mortgage loan expense 1171054879 5432026 416142678 248620882 40200167 23349433 7888131 45079894 71963646 7513508Insurance Department of Georgia 397 Taxes licenses and fees 83551843 Decrease in liabilities on account of funds held under rensur ance treaties 898700 All other disbursements bb84o Total disbursements 2184684207 Balance 11589326259 Ledger Assets Book value of real estate 533527793 Mortgage loans first lien 4330962215 4330962215 Bonds at book value 47oi00 Stocks at book value io5cQioo Deposits at interest SoSkc Agents balances net 13756 Other items Loans on company s policies iiijnvio Bunds held under reinsurance treaties 9559200 premiums reported on U S monthly difference lsts to war risk insurance bureau in accordance with the soldiers and sailors civil relief act 456588 Total ledger assets 11589326259 NonLedger Assets Interest due and accrued 1 186177308 Market value of assets over book value 400719o2 Other items Due from other companies for losses or claims on policies of this company reinsured 21848 Net amount of uncoUected and deferred premiums 347071018 Gross assets accident health liability workmens compensa tion and workmens collective business 4957991538 Total assets 17129820483 Deduct Assets Not Adpiitted Agents balances 13756 Other items Overdue and accrued interest on bonds in default 15206832 Assets not admitted accident health liability workmens compensation and workmens collec collective business 56608046 Total not admitted assets J 71828634 Total admitted assets 17057991849 Liabilities Xet amount of unpaid losses and claims 57631479 Reserves or unearned premiums on risks outstanding11578009455 Dividends to policyholders declared but unpad 53350428 Salaries and miscellaneous accounts due or accrued 6934063 Taxes due or accrued 73694334 Other items Liability on policies canceled upon which a surrender value may be demanded 1821746 Unearned interest and rent paid in advance 29755372 Special reserve 9032100 Funds held under reinsurance treaties 9559200 iotal liabilities accident health liability workmens compen sation and workmens collective business 3718418427 Total amount of liabilities except capital 15538206604 Capital actually paid in cash 600000000 Surplus over all liabilities 919785245 Surplus protection to policyholders 1519785245 Total liabilities 17057991849398 Annual Report Business in Force Life Insurance Companies Inclusive of Group Insurance Ordinary In force December 31 1918 TSUoSSo Issued revived or increased during year 514542Sbauu gum 126883395100 Deduct ceased to be in force during year 11461021600 In force December 31st 1919115422373500 Business in Georgia Exclusive of Group Insurance Ordinary In force December 31st 1918 815793500 Issued revived or increased i540luu gum 1141733600 Deduct ceased to be in force during the year ZJ2 In force December 31st 1919 1103909100 Net losses paid during year inoiicoe Net losses incurred during year 1024 fbyb Investments in Georgia Bonds and stocks USSkaaa Mortgage loans IHocao Policy loans 48368592 Total investments in Georgia 9 212227313 UNION CENTRAL LIFE INSURANCE COMPANY 17 West Fourth Cincinnati Ohio Jesse R Clark President George U Williams Secretary Attorney for service in GeorgiaT H Daniel Atlanta Ga Kinds of business done in GeorgiaLife Insurance Capital Stock Amount of paidup capital200000000 Ledger assets Dec 31 191812305383419 Increase of paidup capital during year aOOOOOOO Extended at 112556383419 Income Gross premiums on new businessS 477501451 Gross renewal premiums 177671054 Deduct amount paid for insurance and return pre miums 4351 23 Premiums reported during year to war risk insur ance bureau 135375 Total premiums IfAiSnnZ Interest and rents 814IHI Profits on sale or increase by adjustment of assets 616008 Other sources Consideration for supplementary contracts Dividends left with company to accumulate at interest Proceeds of policies left with company to accumu late at interest Other receipts 118723228 30793912 5030496 S5732787 25166033 Total income 3187324530 Carried forward 15542707949Insurance Department of Georgia 399 Disbursements Net amount paid policyholders tor losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year VllhltHl b Renewal 115105168 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Other payments to policyholders blb4iuab Taxes 5803181 Mortgage loan expense 55S Medical examiners fees and inspections 171d7t4b All other disbursements 220164402 618906307 21183 286381717 78343571 17567292 12916361 380110956 4734777 979210823 Total disbursements t 2378192987 Balance 13164514962 Ledger Assets Book value of real estate 35J6 Mortgage Joans first lien 9911240872 9911240872 Bonds at book value 7316iH Cash in office caooH Deposits at interest 184032432 Deposits not at interest 108653 Other items Premiums reported to war risk insurance bureau 204901 Loans to policyholders 1828177416 Premium notes 238567359 Accounts collectible 5660270 2072609946 Total ledger assets 13164514962 NonLedger Assets Interest due and accrued 420862718 Other items Net amount of uncollected and deferred premiums 101212917 Total assets 13686590597 Deduct Assets Not Admitted Accounts collectible Other items Premium notes policy loan and other policy as sets in excess of net value Book value of bonds over market value 7429631 3473u4 1689601 9466626 Total not admitted assets Total admitted assets 13677123971 Liabilities Net amount of unpaid losses and claims 1 Reserves or unearned premiums on risks outstanding Dividends to policyholders declared but unpaid Salaries and miscellaneous accounts due or accrued Estimated amount payable for taxes i Other items Surplus of life rate end and def div policies 505760300 61743378 11473310800 352766649 45267897 45807487 Present value of instalment settlements Dividends left to accumulate at interest Premiums paid in advance Other liabilities 160315902 12871688 19000517 350591677 Total amount of liabilities except capital 1048540084 13027436295 400 Annual Report Capital actually paid in cash 5B0i04e Surplus over all liabilities 39Jb87b7b Surplus protection to policyholders b496S7676 Total liabilities 513677123971 Business in Force Life Insurance Companies Ordinary In force December 31 1918 Hn m Issued revived or increased during year i2o i gum by33A8b00U Deduct ceasecTto be in force during yearMn2 In force December 31st 1919 66191970000 Business in Georgia Ordinary In force December 31st 1918 SSlxSH Issued revived or increased V5 HU Cm 33b4483 400 Deduct ceased to be in force during the year iU6imou In force December 3lst 1919 816071W00 Net losses paid during yeaf jjicl Xet losses incurred during year ilb4i4 Investments in Georgia Mortgage loans T 25707033 Other items Premium notes and cash in bank 446093b Total investments in Georgia 80167969 UNITED LIFE AND ACCIDENT INSURANCE CO 24 So Main St Concord N H S M Jameson President Robert J Merrill Secretary Attorney for service in Georgia Nelson M Hurdy Rome Ga Kinds of business done in Georgia Life and Accident Capital Stock 500 00000 136127322 Amount of paidup capital Ledger assets Dec 31 1918 Extended at 1861273 Income Gross premiums on new business 14308882 Gross renewal premiums 29923208 Deduct amount paid for insurance and return premiums 1103390 43128693 6808120 111318 51877783 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Total income Carried forward t 188005105 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 7332711 b Renewal 916005 Salaries of officers and employes Rents and interest 12555036 73469 8248716 3703670 399848Insurance Department of Georgia 401 Advertising printing postage telegrams etc 2239571 Paid policyholders for dividends 403826 Less on sale and decrease by adjustment of assets 9355 Total disbursements t 35880164 Balance 152124941 Ledger Assets Book value of real estateI 1774887 Mortgage loans 80911757 Bonds at book value 56560985 Cash in office 80607 Deposits at interest 253362 Deposits not at interest 1094095 Agents balances net 488822 Other items Coll loans 950000 Premium notes 657571 Policy loans 9352855 Total ledger assets as per balance No 235 152124941 NonLedger Assets Interest due and accrued 3311666 Amort value of tssets over book value 192250 Other items Market value of real estate over book 225113 Net uscollected and deferred premiums 4058097 4283210 Total assets 159912067 Deduct Assets Not Admitted Agents balances 744145 other items Premium notes policy loans and other policy assets in excess of net value 204735 Total not admitted assets 948880 Total admitted assets i 158963187 Liabilities Net amount of unpaid losses and claims 1077598 Reserves or unearned premiums on risks outstanding 77959700 Taxes due or accrued 597519 Other items Premiums paid in advance 86512 Unearned interest and rent paid in advance 217514 Comm to agents on prem nptes when paid 37373 Med ex fees 17000 Dep pend ins 77503 435902 Total amount liabilities except capital 84880369 Capital actually paid in cash o0900000 Surplus over all liabilities 24082828 Surplus protection to policyholders 74082828 Total liabilities 158963187 Business in Force Life Insurance Companies Ordinary In force December 31 1918 880663100 Issued revived or iscreased during year 535189900 Sum 1415853000 Deduct ceased to be in force during year 129773300 In force December 31st 1919 12860797402 Annual Report Business in Georgia In force December 31 1918 Issued revived or increased Sum Deduct ceased to be in force during the year In force December 31st 1919 Net losses paid during year Net losses incurred during year 37942900 33341200 71284100 18670000 52614100 26759200 25687800 VOLUNTEER STATE LIFE INSURANCE CO Volunteer Bldg Chattanooga Tenn Z C Patten President E Leon Porter Secretary Attorney for service in Georgia A M Jones Bowman Ga Kind of business done in Georgia Life insurance Capital Stock Amount of paidup capital 533 Ledger assets Dec 31 1918 34 Increase of paidup capital during year 50000000 Extended at 3765095 Income Gross premiums on new business Gross renewal premiums 29566048 80620913 Total premiums TyitArftRt 3sd rnts Profits on sale or increase by adjustment of assets Other sources Consideration for supplementary contracts War tax Increase in surplus due to sale of stock Increase in reserve inst death claims Increase in office lot and bldg 1692000 266786 5095000 1528 314274 10186961 27680637 342641 5677588 Total income 5 145579827 Carried forward Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents First year 20850867 Renewal 4448576 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets Other items Claims on supplementary contracts Dividends to stockholders Agency suspension Medical fees Legal expense Furniture and fixtures Repairs and expenses on real estate Taxes Premiums paid in advance Premiums pending Mortgage loan exp Reduction coupons unpaid Inc exp agency Voided checks paid Repairs agency 522089416 30136252 134667 25299443 6886032 813805 1466842 18385 556668 2500000 228300 2600510 5839 111528 4843183 3423604 97658 51416 143549 2200 30984 94 450 Insurance Department of Georgia 403 Trav exp H O Inc exp H O Lights Office supplies Fire ins Ins books Auditors Ins Assoc dues Agents balances chgd off 131206 214090 21046 171449 6018 53893 25500 61696 72345 Total disbursements 87311337 Balance 434778079 Ledger Assets Book value of real estate Mortgage loans first lien Bonds at book value Cash in office Deposits at interest Deposits not at interest Agents balances net Other items Building special fund Policy loans liens ext notes 78843809 138406216 115589299 20000 15504584 835573 381778 35745 85161075 Total ledger assets as per balance No 23 4 34778079 NonLedger Assets Interest due and accrued Other items Net amount uncollected and deferred premiums Total assets 450020142 5710613 9531450 Deduct Assets Not Admitted Agents balances 79363 0 Other items Ext notes policy loans and other policy assets in excess of net value 400000 Total not admitted assets Total admitted assets 1193610 448826532 Liabilities Net amount of unpaid losses and claims Dividends to policyholders declared but unpaid Taxes due or accrued Other items Regular policy reserve1 Present value amounts not due on supplementary contracts Premiums paid in advance Unearned interest Comm due agentsZH Salaries office exp acctsZZZZJ Medical feesZZ Mercury Re Ins DepZ Extra prems acct war permitZZZZZZZZZ Prem rec coup unpaid Premiums pending Total amount of liabilities except capital Capital actually paid in cash 500 000 00 Surplus over all liabilities lOoOOOOO Surplus protection to policyholders 3200000 1134319 8684276 1250000 365883500 5443864 99394 1894252 140347 130000 146800 1500000 134847 28093 153240 Total liabilities 60000000 448826532404 Annual Report Business in Force Life Insurance Companies Ordinary In force December 31 1918 itfoljioo Issued revived or increased during year SiTsioo Deduct ceased to be in force during year 44X47ntoo In force December 31st 1919 42484 0500 Business in Georgia Ordinary In force December 31st 1918 2lqfi4nn Issued revived or increased 75368500 DUetocT7easedtobeTnYorc eduring the year SJSSn Is force December 31st 1919 24 Net losses paid during year nnnnn Net losses incurred during year suuuuu Investments in Georgia MortgageToans 5K643m Policy loans Maiaua Total investments in Georgia 71885770Insurance Department of Georgia 405 MISCELLANEOUS COMPANIES AETNA CASUALTY AND SURETY COMPANY 650 Main Street Hartford Connecticut M G Bulkeley President D N Gage Secretary Attorney for service in Georgia Wm H Rhett 23 Poplar St Atlanta Georgia Capital Stock Amount of paidup capital 200000000 Ledger assets December 31 1918 1237667184 Extended at 1237667184 Income Gross premiums on new business 1264478329 Deduct amount paid for insurance and return premiums 368103801 Total premiums 896374528 Profits on sale or increase by adjustment of assets 71250 Other sources Received from Frankfort General Insurance Company 500000 Total income 942757943 Carried forward 2180425127 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year Salaries of officers and employes Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Total disbursements 819386821 363607396 38537442 210464203 210464203 90626363 6370837 109767660 12920 Balance 1361038306 Ledger Assets Mortgage loans first lien Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest Agents balances net Other items Collateral loans Bills receivable and suspense accounts 1202946 Advance traveling expenses and commissions 236493 Equity in N Y Excise Reins Assn 7912876 Reins recoverable 251138 Revenue stamps for redemption 12928 164797500 642178400 135128525 150663 101387567 107177594 145020171 55581505 9616381 Total ledger assets as per balance No 23 1361088306406 Annual Report NonLedger Assets Interest due and accrued 13673211 Market value of assets over book value 26113075 Other items Estimated recovery LaSalle St Trust Savings Bank loss 644232 Total assets 1401468824 Deduct Assets Not Admitted Agents balances t 717691 Bills receivable 1202946 Other items Advance traveling expense and commissions 236493 Total not admitted assets1 2HH Total admitted assets 1399311694 Liabilities Net amount of unpaid losses and claims 321533579 Reserves or unearned premiums on risks outstanding 432286594 Salaries and miscellaneous accounts due or accrued 40404523 Taxes due or accrued 42819310 Other items Estimated expenses of investigation and adjustment of unpaid claims etc 15747301 Total amount of liabilities except capital 852791307 Capital actually paid in cash 22SXS o2 Surplus over all liabilities 34b520387 Surplus protection to policyholders 54b5U3s Total liabilities 1399311694 Premiums in Force Miscellaneous Companies In force December 31 1918 iM1mq Written or renewed during year JnJJjASo ii gum 1942409816 Deduct ceased to be in force during year 1054379611 In force December 31st 1919 888030405 Deduct amount returned T 63764701 Net premiums in force 824265504 Business in State of Georgia During 1919 Gross Premiums lesY Return Pre miums on Risks Gross Losses Written or Re Paid newed during the Tear Accident 1560 Liability 385 229025 Fidelity 737540 143792 Surety 1028819 235030 Plate glass 235855 128706 Burglary and theft 330745 179850 Sprinkler 301454 34545 Fly wheel 8300 Auto and teams property damage 2314968 1234533 Totals 4959582 2185481 Investments in Georgia Bonds 3675000 Total investments in Georgia 3675000Insurance Department of Georgia 407 AMERICAN CASUALTY CO 607 Washington Street Reading Pennsylvania E P Van Reed President Harvey H Shomo Secretary Attorney for services in GeorgiaErnest Howard Atlanta Ga Kinds of business done in GeorgiaAccident Health Burglary Liability Plate Glass Automobile Liability Automobile Property Damage Capital Stock Amount of paidup capital Ledger assets December 31 1918 Increase of paidup capital during year 50000000 102723358 10000000 Extended at 112723358 Income Gross renewal premiums Deduct amount paid for insurance and return premiums 90816433 17751147 Total premiums Interest and rents Other sources Surplus paid in Commission on bonding business 73065286 5079699 5000000 48923 Total income 83193908 Carried forward 195917266 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year Salaries of officers and employes and traveling expenses Rents and interest Advertising printing postage telegrams etc Furniture Inspections Legal expenses Other items Real estate taxes and expenses 1179052 Taxes licenses and fees 3087703 Underwriting expense 249742 Sundry expense 405158 Dividends to stockholders 6000000 35145184 4618742 19400037 7004983 616035 915241 210981 238348 6925 10921655 Total disbursements T 79078131 Balance 116839135 Ledger Assets Book value of real estate Mortgage loans first lien Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest Total ledger assets as per balance No 23 NonLedger Assets 23919021 26157650 46607893 1050000 428434 7189451 11786686 116839135 Inetrest due and accrued Market value of assets over book value real estate 844043 2000000 Total assets 119683178408 Annual Report Deduct Assets Not Admitted Agents balances Other items Book value over market value of bonds Of stocks 1165469 986847 375000 1361847 Total not admitted assets 2527316 Total admitted assets 117155862 Liabilities Net amount of unpaid loKses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Reinsurance Commission Total amount of liabilities except capital Capital actually paid in cash 50000000 Surplus over all liabilities 15134309 2046191 26614616 148293 1643032 72330 3081366 52021553 66134309 Surplus protection to policyholders Total liabilities 117155862 Premiums in Force Miscellaneous Companies In force December 31 1918 IIIIH 18 Written or renewed during year Sum Deduct ceased to be in force during year In force December 31st 1919 Net premiums in force Business in Georgia During 1919 48790180 90816433 96006613 84687543 54919070 54919070 Gross Premiums less Return Pre miums on Risks Gross Losses Accident and health Liability Plate glass Burglary and theft Auto and teams property damage Written or Re newed during the Year 1109584 1109584 533116 47475 526038 Totals 2751684 Paid 258030 161200 175816 17700 226644 839390 AMERICAN CREDITINDEMNITY CO OF NEW YORK 511 Locust Street St Louis Missouri E M Treat President Jos J Groos Secretary Attorney for service in GeorgiaJ F Burkhardt 1120 Hurt Building Atlanta Georgia Kinds of business done in GeorgiaCredit Insurance Capital Stock Amount of paidup capital 2f22222 Ledger assets December 31 1918 22837057 Extended at 228237057 Income Gross premiums on new and renewal business 112689534 Deduct amount paid for insurance and return premiums 79 8490 Total premiums 104711044Insurance Department of Georgia 409 Interest and rents Profits on sale or increase by adjustment of assets Other sources Coll prem war tax for U S Govt Policy fees required or represented by application Sale M K T Ry Co prfd stock charged off Premium notes previously charged off Agents balances previously charged off 1038893 175600 26403 55724 10980630 43792 1296620 Total income 117032086 Carried forward 345269143 Disbursements Net amount paid policyholders for losses 3998971 Legal and administrative expenses in adjustment of claims 1913358 Commissions and allowances to agents a First year 26349321 Salaries of officers and employes 11012568 Rents and interest 835969 Advertising printing postage telegrams etc 6029659 Paid stockhoders for dividends no dividends to policyholders 8750000 Loss on sale and decrease by adjustment of assets 1304675 Other items Prem tax ins dept L P and federal taxes 54846SS All other licenses fees and taxes 1612207 Office maintenance prize contests exchange mere agencies etc 1170494 Agents balances charged off 3514427 11781826 Total disbursements 71976347 Balance 273292796 Ledger Assets Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest Other items Premium notes 216130960 34708892 184821 16018572 1842790 7739438 Total ledger assets as per balance No 23 NonLedger Assets Interest due and accrued Other items Premium notes 33938 Bank balances 5680 Total assets Deduct Assets Not Admitted Agents debit balances 364889 Other items Prem notes past due 342640 Book value of bds and stocks over market value 26693352 273292796 1534617 39618 274867031 27400881 Total not admitted assets Total admitted assets 247466150 Liabilities Reserves or unearned premiums on risks outstanding including additional loss reserve of 40000000 Reserve 76788824 Unearned premiums 56187375 Salaries and miscellaneous accounts due or accrued 350000 Taxes due or accrued 5191159410 Annual Report Other items Commissions brokerage etc l1624o Special reserve for excess values of securities by ins depts over market value 8500000 8616245 Total amount of liabilities excetp capital 147133603 Capital actually paid in cash 35000000 Surplus over all liabilities 65332547 Surplus protection to policyholders 100332047 Total liabilities 247466150 Premiums in Force Miscellaneous Companies In force December 31 1918 fUHoo Written or renewed during year in Sum 196021178 Deduct ceased to be in force during year and cancellations 92501797 In force December 31st 1919 o oacoi Deduct amount reinsured nnioseon Net premiums in force 100498b9U Business Done in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during the Year 869916 Credit Total 869916 AMERICAN INDEMNITY COMPANY 24th and Strand Galveston Texas Sealy Hutchings President George Sealy Secretary Attorney for service in GeorgiaOlin M Stanton 912 Candler Building Atlanta Georgia Kinds of business done in GeorgiaPublic Employers and Auto Liability Auto and Teams Prop Damage and Collision Burglary and Theft Capital Stock Amount of paidup capital 50000000 Ledger assets December 31 1918 162353475 Increase of paidup capital during year 10000000 Extended at 172353475 Income Gross premiums on new business 151844171 Deduct amount paid for insurance and return premiums 47144621 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Prem on increased capital stock Equity in funds of Nat U Comp R I 8666666 218 104699550 8022541 31787 8666884 Total income 121420762 Carried forward 293774237 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims 40433025 5338249Insurance Department of Georgia 411 Commissions and allowances to agents 24351430 Salaries of officers and employes 6351723 Rents and interest II 307o3l53 Advertising printing postaet telegrams etczZZI 1528522 Paid policyholders for dividends 3300000 Loss on sale and decrease by adjustment of assets l62oi25 Other items All other disbursements 8850677 Total disbursements 90315651 Balance 203458586 Ledger Assets Book value of real estate 3046498 Mortgage loans first lien 39568000 Bonds at book value 107670638 Stocks at book value 1567999 Deposits at interest 16580L89 Deposits not at interest 2642407 Agents balances net 20393385 Other items Bills receivable 737436 Outstanding reinsurance on losses 47034 Collateral loans 11205000 784470 Total ledger assets as per balance No 23 203458586 NonLedger Assets Interest due and accrued 2744056 Total assets 206202642 Deduct Assets Not Admitted Agents balances 4337162 Bills receivable 737436 Other items Unauthorized reinsurance 1000 Book value over market on bonds and stocks 1143314 1144314 Total not admitted assets 6218912 Total admitted assets 199983730 Liabilities Net amount of unpaid losses and claims 41308415 Reserves or unearned premiums on risks outstanding 46443100 Salaries and miscellaneous accounts due or accrued 210340 Taxes due or accrued 1500000 Other items Commissions due agents 4177925 Investigating claims 584032 Return premiums 2122 Voluntary reserve 3146850 Total special reserves 7910929 Total amount of liabilities 97372784 Capital actually paid in cash 60000000 Surplus over all liabilities 42610946 Surplus protection to policyholders 102610946 Total liabilities 199983730 Premiums in Force Miscellaneous Companies In force December 31 1918 66085264 Written or renewed during year 151844171 Sum 217929435 Deduct ceased to be in force during year 122598565 In force December 31st 1919 95330870 Deduct amount returned 3243563 Net premiums in force 92087307412 Annual Report Business Done in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during the Year T iahiiitv 863567 105550 pegiss n65 Burglary and theft iSici 261 21 Auto and teams property damage wii D Totals n75350 138840 AMERICAN REINSURANCE COMPANY 200 Penn Street Huntington Pennsylvania C H Miller President Watson Secretary Attorney for services in GeorgiaF E Twitty Brunswick Georgia Kinds of Business done in GeorgiaMiscellaneous Insurance Capital Stock Amount of paidup capital S Ledger assets December 31 1918 U618Z2lg Extended at 116182218 Income Gross premiums on new business Deduct amount paid for insurance and return premiums 34101521 79J1859 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Deposits 8867800 26189662 5113521 144970 8867800 Total income 40315953 Carried forward 156498171 TOsbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Other items Inspections Taxes Licenses and fees Legal expenses Furniture and fixtures depreciation Dividends Reinsurance General traveling bond and ins 2902169 857439 6527496 3514360 195001 305325 Officers Audits General expense 578 443718 151599 110271 37618 2500000 1250000 333135 102350 88551 341618 5359438 Total disbursements Balance 19661228 J 136836943Insurance Department of Georgia 413 Ledger Assets Bonds at book value 123395331 Stocks at book value 541250 Deposits not at interest 7630241 Agents balances net 5006950 Other items Deposits Ins Department of Alabama 50000 Furniture and fixtures 213171 263171 Total ledger assets as per balance No 23 136836943 NonLedger Assets Interest due and accrued 1024860 Total assets 137861803 Deduct Assets Not Admitted Agents balances 701781 Other items Furniture and fixtures 213171 Overdue interest 145000 Book value of bonds over market value 1105436 1463607 Total not admitted assets 2165388 Total admitted assets 135696415 Liabilities Net amount of unpaid losses and claims 34070050 Reserves or unuarned premiums on risks outstanding 5346932 Salaries and miscellaneous accounts due or accrued 571101 Taxes due or accrued 1000000 Other items Deposits 8867800 Total amount of liabilities except capital 49855883 Capital actually paid in cash 50000000 Surplus over all liabilities 35840532 Surplus protection to policyholders 85840532 Total liabilities 135696415 Premiums in Force Miscellaneous Companies In force December 31 1918 w 26789818 Written or renewed during year 34101521 Sum 60891339 Deduct ceased to be in force during year 50231059 In force December 31st 1919 10660280 Business Done in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during the Year Workmens compensation 372525 Total 1 372525414 Annual Report AMERICAN SURETY CO OF NEW YORK 100 Broadway New York City New York F W Lafrenty President c W Goetchius Secretary Attorney for service in GeorgiaH N Hutchinson Hurt Building Atlanta Georgia Kinds of business done in GeorgiaFidelity Surety and Burglary Capital Stock Amount of paidup capital 5 000 000 00 Ledger assets December 31 1918 1208369L41 Extended at 1208369141 Income Gross renewal premiums g 750 94 fi2 Deduct amount paid for insurance and return premiums 275240153 Total premiums nn Interest and rents IZZZZZZ1 i Profits onsale or increase by adjustment of asseteZZZZZZZZZZI 116o05 96 Other sources Increase in liability for New York state income tax retained Increase in liability for reinsurance December 31 1919 December 31 1918ZZZ Z Proportion of profit on reinsuranceI ZZZZ Unclaimed balances barred by statute 155341 9965405 2224445 113332 5520 Total income Carried forward 696928273 1905297414 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Z Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etcZ Paid policyholders for dividends Loss on sale and decrease by adjustment of assetsZZZZZZ Other items Miscellaneous underwriting expenses i Brokerage Tax on investmeps Decrease in liability for rentI Loss on sale of Liberty bonds by excise reinsuring cos forZour account Decrease in advance premiums December 31 1919 December 31 1918 103814604 16941343 79592543 180257419 7470341 80390416 50000000 38381546 4320809 237205 20100 1250000 2452500 167707 9874709 14391699 10512811 Total disbursements 5 g73 610 Balance 1337936391 Ledger Assets Book value of real estate S l koo nno on stTS n costf vaue ijllTll caiVof zzzzzzzzzzzzzz Yll Deposits at interest 339984 25 Deposits not at interest ZZZZZ I 875154 19 Agents balances net prems in course of colZI 1352215 74 Insurance Department of Georgia 415 Other items Employes liberty bond purchase acct secured by liberty bonds Reinsurance recoverable Excise reinsuring fund I 997800 1722746 12035458 14756004 Total ledger assets as per balance No 23 13 NonLedger Assets Interest due and accrued Other items Rents due Rents accrued 1 116221 64750 37936391 3660414 180971 Total assets 1341777776 Deduct Assets Not Admitted Agents balances premiums in course of collection wten prior to October 1 1919 461 003 48 other items Book value of bonds and stocks over market value 17337869 Total not admitted assets 534 382 17 Total admitted assets 1278339559 Liabilities Net amount of unpaid losses and claims j Reserves or unearned premiums on risks outstanding1 balanes and miscellaneous accounts due or accrued Taxes due or accrued Other items Commissions brokerage and other items due to agents and brokers Premiums paid in advance New York state income tax retained Special reserve 5000 shares Amusco Securities Co stock Reinsurance Total amount of liabilities except capitalZ Capital actually paid in cash 5 000 000 00 Surplus over all liabilities 1282083 82 145369906 396707888 10510910 13287622 14259396 9874709 155341 50000000 9965405 650131177 Surplus protection to policyholders 6 282 083 82 Total liabilities 1278339559 Premiums in Force Miscellaneous Companies In force December 31 1918 Written or renewed during year Sum Deduct ceased to be in force during year In force December 31st 1919 Deduct amount reinsured Net premiums in force Business in Georgia During 1919 622687887 875994562 1498682449 655833930 842848519 104614155 738234364 Gross Premiums less Return Pre miums on Risks Gross Losses Fidelity Surety Burglary and theft Written or Re newed during the Tear 4624226 4178964 493835 Paid 1247727 125994 12175 Totals 9297025 1385896416 Annual Report BOSTON INSURANCE COMPANY 87 Kilby Street Boston Massachusetts William R Hedge President Furraan Kirkerson Secretary attorney for service in GeorgiaWilliam L Wilson Capital Stock Amount of paidup capital iV M7BM99 Ledger assets December 31 1918 1100762399 Extended at 8 1100762399 Income Gross premiums on new business 7 lOTlM647 Deduct amt paid for insurance and return premiums 592648958 Total presiiums Interest and rents Other sources Atlantic Mutual Insurance Company Profit home office agency From agents balances charged off a Schedule a Bonds b Substitute b Bonds 126000 1532063 387948 211353 3209059 44452589 47632557 3758087 Total income Carried forward 797889194 1898651593 Disbursements Net amount paid policyholders for losses 3 Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets Total disbursements 38553546 6034167 45657538 62531996 4492652 10124768 41783363 682788076 Balance 1215863517 Ledger Assets 8 23950000 575406460 13290868 92710862 1356471 Mortgage loans first lien Bonds at book value 9isfiQi 16 Stocks at book value Cash in office Deposits at interest Deposits not at interest Other items 125121803 Item 8 3602447 9 19354551 10 11700 W 415000 12 12843817 87500 Item Item Item Item Item Item Item 13 185000 Total ledger assets 1215863517 NonLedger Assets Interest due and accrued Market value of assets over book value 6881668 39760774 Total assets 8 126250595a Deduct Assets Not Admitted Agents balances Bills receivable 3602447 577315Insurance Department of Georgia 417 Other items Item 41 100000 Item 36 687500 Item 38 78322 865822 Total not admitted assets 5045584 Total admitted assets 1257460375 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Item 16 Item 18 Item 22 14000000 15122 5000000 199815462 499269662 1520000 23675400 2051220ft Total amount of liabilities except capital 744792724 Cap tal actually paid in cash 100000000 Surplus over all liabilities 412667653 Surplus protection to policyholders 512667651 Total liabilities 1257460375 Business in Force Fire Insurance Companies Flre Risks Premiums In force on the 31st day December 1918 969031748 9 153 569 87 Written or renewed during the year 810319240 772o35636 Excess of original premiums over amount received for reinsurance 7 Q07 29 Total 1779350988 1688093352 Deduct those expired and marked off as terminated 702985006 071413101 In force at the end of the year 1076365982 10166 80251 Deduct amount reinsured 312214469 282893978 Net amount in force 1 764151513 733786273 Marine and Inland Risks Premiums In force on the 31st day December 1918 71597995 221687751 Written or renewed durng the year504699403 555065911 Total 576297403 786753662 Deduct those expired and marked off as terminated 490097875 511889023 In force at the end of the year 86199528 274864639 Deduct amount reinsured 12558395 62185789 Net amount in force 73641133 212678850 Business in State of Georgia During 1919 Marine and Inland Gross risks written 119891500 Less 110516 risks cancelled and 28126 reinsurance in companies authorized in Georgia 13864200 Net risks written 106027300 Gross premiums on risks written 1177860 Less 221949 return premiums and 3000 premiums for reinsur ance in companies authorized in Georgia 224949 Net premiums received 952911 Losses paid deducting salvage 143948 Net losses paid8 14394 Losses Incurred 663948418 Annual Report COLUMBIA INSURANCE COMPANY 15 Exchange Place Jersey City New Jersey George F Crane President H W Spicer Secretary Attorney for service in GeorgiaJ L Dickey Jr Atlanta Georgia Capital Stock Amount of paidup capital 40000000 Ledger assets December 31 1918 160185848 Extended at 160185848 Income Gross premiums on new business 153551380 Deduct amount paid for insurance and return premiums 57522877 Total premiums Interest and rents Other sources Reimbursements of expenses 80437 From agents balances previously charged off 2570 SCO28503 6364602 83007 Total income Carried forward 102476112 262661960 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assetsZZZ Other items i Legal expenses excluding legal expenses on losses Total field supervisory expenses inspections and surveys including underwriters boards and tariff associations Federal taxes Taxes licenses and fees j Agents balances charged off 33167110 1459795 24354358 3460121 233071 1644568 104977 18962 134109 232681 4085612 1271949 100358 Total disbursements 70267671 Balance 192394289 Ledger Assets Bonds at book value 146933695 Deposits at interest 175ll456o Agents balances net 26211509 Other items Bills receivable on securities 27000 Due from reinsuring companies on losses paid 1697525 Cash deposit Philadelphia Fire Underwriters Association 10000 Total ledger assets 192394289 NonLedger Assets Interest due and accrued 1651599 Total assets 194045888 Deduct Assets Not Admitted Agents balances 2827485Insurance Department of Georgia 419 Other items Over due and accrued interest on bonds in default 27000 Book value of bonds and stocks over market value 11495895 Total not admitted assets 14350380 Total admitted assets 179695508 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Total amount of liabilities except capital I Capital actually paid in cash 40000000 Surplus over all liabilities 81339388 10542682 39013438 300000 8500000 58356120 Surplus protection to policyholders 1213393 Total liabilities 179695508 Risks Premiums Written or renewed during the year 28664350 20555640 Excess of original premiums over amount received for reinsurance 950565 Total 28964350 Deduct those expired and marked off as termnated 3774269 In force at the end of the year 25190081 Deduct amount reinsured 6539047 21506205 2084005 19422200 5567835 Net amount in force 18651034 13854365 M and I Risks Premiums In force on the 31st day December 1918 34969674 57991178 Written or renewed during the year139546547 132995740 Total 174516221 190986918 Deduct those expired and marked off as terminated 702985006 671413101 In force at the end of the year 44616259 Deduct amount reinsured 13266693 73999062 12504860 Net amount in force 31349566 61494202 Business in State of Georgia During 11919 Gross risks written Less 11875 fire 90901 Marine and Inland risks cancelled and 369310 Marine and Inland rein surance in companies authorized in Georgia A Fire M and I 14043800 120431600 1187500 46021100 74410500 Net risks written 12856300 Gross premiums on risks written 73592 11 378 57 Less 9523 Fire 203272 Marine and Inland return premiums and 179298 Marine and Inland premiums for reinsurance in companies author ized in Georgia 9523 382570 Net premiums received 64069 755287 Losses paid deducting salvage Less losses on risks reinsured in companies author ized in Georgia 82 412619 96408 Net losses paid 82 316211 Losses incurred Less losses on risks reinsured in companies author ized in Georgia 1782 S 509619 98408 Net losses incurred 1782 411211420 Annual Report COMMONWEALTH CASUALTY COMPANY 204206 South Fifth Street Philadelphia Pennsylvania I N Stevens President E S Cook Secretary Attorney for service in GeorgiaStiles Hopkins 719 Grant Building Atlanta Ga Kinds of business done in GeorgiaHealth and Accident Capital Stock Amount of paidup capital Ledger assets December 31 1918 Increase of paidup capital during year 30000000 54319852 5000000 Extended at 59319852 Income Gross premiums on new business I531o6302 Deduct amount paid for insurance and return premiums flSUZSO Total premiums Interest and rents Profits on sale or increase by adjustment ot assets Other sources Policy fees Home Fire and Marine Insurance Company New stock subscription Agents balance charged off 1474600 221934 5000000 1518 81642072 1596764 3125 6698052 Total income Carried forward 89940013 149259865 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Policy fees Taxes and fees Inestment commission Auto expenses Delaware Underwriters Gold bonds redeemed Home Fire and Mutual Insurance Company Home office expenses Furniture and fixtures 32895163 7350088 20475653 6439798 850795 3385171 2250000 421762 1475000 2230117 1250 568945 2231 840300 118060 376143 203170 5818216 Total disbursements Balance 79886646 Ledger Assets Bonds at booV value Stocks at book value Cash in office Deposits at interest Agents balance netPremiums in course of collection Other items Bills receivable 473970 D H Bell 55710 Furniture and fixtures 200000 J F Dailey 50000 Agents bal 522D1 69373219 43499685 195750 3579433 14521154 6470266Insurance Department of Georgia 421 D W Hibben Supplies etc 75000 200000 1106931 Total ledger assets 69373219 NonLedger Assets Interest due and accrued 510009 Other items Premiums in course of collection 3853832 Total assets 73737060 Deduct Assets Not Admitted Agents balances Bills receivable 52251 473970 2651250 Furniture and fixtures i 200000 Supplies 200000 Premiums over 3 months 698465 Overdue interest 28000 Depreciation of bonds etc 1524785 Total not admitted assets 3177471 Total admitted assets 70559589 Liabilities 6000000 20737813 144877 1622991 Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Sundry reserves for commissions etc Total amount of liabilities except capital 2353012 30858693 Capital actually paid in cash Surplus over all liabilities 30000000 9700896 39700896 Total liabilities 70559589 Premiums in force Miscellaneous Companies In force December 31 1918 298800 Written or renewed during year Sum 549300 848100 Deduct ceased to be in force during year In force December 31st 1919 218600 629500 Deduct amount returned 17172 612328 Gross less Re miums Writt newe th Premiums urn Preon Risks Gr n or Rei during Year 532128 oss Losses Paid 10785 Health L 65856 Totals 532128 76641 CONTINENTAL CASUALTY COMPANY 910 Michigan Avenue Chicago Illinois H G B Alexander President W H Betts Secretary Attorney for service in GeorgiaL J Haas Atlanta Georgia Kinds of business done in GeorgiaAccident and Health Burglary and Theft Capital Stock Amount of paidup capital 60000000 Ledger assets December 31 1918 409626951 Extended at 409626951422 Annual Report Income Gross premiums on new business Deduct amount paid for insurance and return premiums Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources From agents balances charged off From suspense items credited to profit and loss Ledger liabilities reserved Employes liberty loan subscriptions Suspense Balances due other companies Borrowed money acct purchase lib loan bonds Policy fees 879592459 189508209 9828 77515 935160 224308 484271 17000000 4167150 690084250 11345468 166983 Total income 724494933 Carried forward 1134121884 Disbursements Net amount paid policyholders for losses 2564 167 86 Legal and administrative expenses in adjustment of claims 263l2225 Commissions and allowances to agents b Renewal 172280270 Salaries of officers and employes 41854760 Rents and interest 3894oo4 Advertising printing postage telegrams etc 9382267 Loss on sale and decrease by adjustment of assets 2036038 Other items Borrowed money repaid 17000000 All other disbursements 73670368 Total disbursements 602846718 Balance 531275166 Ledger Assets Book value of real estate Mortgage loans first Hen Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest Agents balances net Other items Premiums in course of collection Blils receivable Workmens compensation reinsurance bureau Furniture and fixtures Cash in hands of P Ms treas in transit 161622096 1210748 5147842 8437233 13830071 7500000 122027500 149313156 33030500 820000 11990212 11588295 4757513 190247990 Total ledger assets as per statement No 23 531275166 NonLedger Assets Interest due and accrued 4995581 Market value of assets over book value 1856944 Total gross assets 538127691 Deduct Assets Not Admitted Agents debit balances Bills receivable 5506747 1210748Insurance Department of Georg id 423 Other items Furniture and fixtures 84372 33 Premiums in course of collection effective prior to October 1 1919 7557613 15994846 Total not admitted assets 22712341 Total admitted assets 515415350 Liabilities Net amount of unpaid losses and claims I 135139105 Reserves or unearned premiums on risks outstanding 214435125 Salaries and miscellaneous accounts due or accrued 8 89432 Taxes due or accrued 145 016 85 Other items Estimated exp of investigation adj of claims 300000 Commissions to accrue 38100032 Employes liberty loan subscriptions 935160 Suspense items 224308 Ledger balances due other companies 484271 Voluntary reserve 10406232 50450003 Total amount of liabilities except capital 415415350 Capital actually paid in cash 60000000 Surplus over all liabilities 40000000 Surplus protection to policyholders 100000000 Total liabilities J 515415350 Business in Georgia During 1919 Gross Premiums less Return Pre miu1Ils on Risks Gross Losses written or Re Paid newed during the Tear Health 3566124 1266103 SuSLyandthefr 108 m67i3 Totals j 4655335 2333239 Investments in Georgia Mortgage loans 49812500 Total investments in Georgia 498 125 00 EMPLOYERS INDEMNITY CORPORATION Box 1088 Kansas City Missouri E G Trimble President Jno Woodhead Secretary Capital Stock Amount of paidup capital 700000 00 Ledger assets December 1 1918 917177 56 Increase of paidup capital during year 35000oo0 Extended at 126717756 Income Gross prem on new business and renewal prem 133251571 Deduct amount paid for insurance and return premiums 18686951 Total premiums 114564620 Interest and rents 4397133424 Annual Report Other sources Miscellaneous brokerage Surplus paid in with increase of capital stock Received from K C Casualty to cover liabilities at time of merger 2087 26435311 2541518 28978916 Total income 147940669 Carried forward 274658425 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and empoyes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Other items Medical examinations fees and inspections other than medical and claim Taxes lcenses and fees Stockholders for dividends Miscellaneous expense Agency development and agts bal charged off Borrowed money 40839278 10152080 34279442 8954102 520804 1350744 6032979 325647 2704378 4200000 381092 1157448 4300000 13069065 Total disbursements 115198494 Balance 159459931 Ledger Assets Book value of real estate Mortgage loans first lien Bonds at book value Stocks at book value Cash in office Deposits at interest Agents balances net Other items Premiums in course of collection liISnnn Certificates of deposit 21150000 Total ledger assets as per balance No 23 NonLedger Assets 60000 51472500 3165064 3810000 1074000 34585988 408500 36898297 159459931 Interest due and accrued Total assets 1581385 161041316 Deduct Assets Not Admitted Agents balances 408500 Other items Book value of bonds and stock over market value i009b Total not admitted assets Total admitted assets 478596 160562720 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Dividends to policyholders declared but unpaid Salaries and miscellaneous accounts due or accrued 24743258 30304501 904251 1500000Insurance Department of Georg ta 425 Other items Reinsurance gg Commissions brokerage and other chargesZZZ 2362244 Total amount of liabilities except capital ImstsP Capital actually paid in cashs 700 000 00 Surplus over all liabilities 306l2828 Surplus protection to policyholdersI i 0o6 128 28 Total liabilities 160562720 Premiums in Force Miscellaneous Companies In force December 31 1918 oej o0 oc lumttez0Iwed during yearzz lltillfi Deduct ceased to beZn forc7 dur7ngyearZ foqfnwJq In force December 31st 1919 bssoS Deduct amount returned ZZ ZZ Z iq 7n n Net premiums in force ZZZZZZZi 606 09001 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during Accident the Year LiFabilitv 1409 Liability 182084 214208 Workmen s compensation 731 53 Auto and teams property damage ZZZZZZ 32055 15000 Totals 287292 243298 EMPLOYERS LIABILITY ASSURANCE CORPN LTD OF LONDON ENG 33 Broad Street Boston Mass Samuel Appleton U S Manager Boston Massachusetts Attorney for service in GeorgiaRalph L Reed Atlanta Georgia Capital Stock Ledger assets December 31 1918 2098430485 Extended at 2098430485 Income Gross renewal premiums 28993 90412 Deduct amount paid for insurance and return premiums 737536609 Total premiums 2161853803 Interest and rents 744 990 11 Profits on sale or increase by adjustment of assets Z Z 37455 86 Other sources From agents balances previously charged off 158472 Remittances from H O to U S states br gross 1633738 m 1792210 Total income 2241890610 Carried forward 4340321095 Disbursements Net amount paid policyholders for losses 821833865 Legal and administrative expenses in adjustment of claims lZ2lf7i Commissions and allowances to agents b Renewal 444991750 Salaries of officers and employes 107136018 Rents and interest 8662941 Advertising printing postage telegrams etc 21771o52 Loss on sale and decrease by adjustment of assets 46172188426 Annual Report Other items Taxes and fees 128086746 Agents balances charged off 2263862 Remittances to H O from U S branch gross 75643580 Miscellaneous expenses 50164903 128072345 Total disbursements 1844943670 Balance 2495377425 Ledger Assets Mortgage loans first lien 35000000 Bonds at book value 1 1876100000 Cash in office 311294 Deposits at interest 57733620 Deposits not at interest 688706 Agents balances net 514814425 Other items Advance to employes on account of subscriptions to liberty bonds 644550 Building account 10000000 10644550 Total ledger assets as per balance No 23 249537742 NonLedger Assets Interest due and accrued 24377249 Market value of assets over book value 60029470 Total assets 2579784144 Deduct Assets Nojt Admitted Agents balances 40253018 Other items Building account 10000000 Total not admitted assets 50253018 Total admitted assets 2529531126 Liabilities Net amount of unpaid losses and claims 52018600 Reserves or unearned premiums on risks outstanding 1974177197 Salaries and miscellaneous accounts due or accrued 135710593 Other items Esitmated amount hereafter payable for federal state and other taxes based upon the year of this business 57500000 Voluntary additional reserve for catastrophe 50000000 107500000 Total amount of liabilities except capital 2269406390 Statutory deposit 25000000 Surplus over all liabilities 235124736 Surplus protection to policyholders 260124736 TotaJ liabilities 2529531126 Premiums in Force Miscellaneous Companies In force December 31 1918 1197204099 Written or renewed during year 2871045506 Sum 4068249605 Deduct ceased to be in force during year 2607477421 In force December 31st 1919 1460772184 Deduct amount returned 35109146 Net premiums in force i4jtbjoiiiInsurance Department of Georgia 427 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during Accident tne Year Health 359992 79718 Liabilitv 301772 163402 Plate glass 6630011 1226813 Burglary anTttilnZIZZIZIIZIIIZIZIZ 193030 177228 Auto and teams property damage 826770 339606 Totals 1 8490982 2062916 FEDERAL CASUALTY OCMPANY 479 Woodward Avenue Detroit Mich V D Cliff President M M Cliff Secretary Attorney for service in GeorgiaW A Wright Atlanta Ga Kinds of business done in GeorgiaHealth and Accident Capital Stock Amount of paidup capital 200 000 00 Ledger assets Dec 31 1918 442107 02 Extended at 44210702 Income Gross premiums on new business 40916704 Deduct amount paid for insurance and return pre miums 111140 Total premiums f 40805264 interest and rents 25 844 50 Profits on sale or increase by adjustment of assets 47600 Total income 43437314 Carried forward j 87648016 Disbursements Net amount paid policyholders for losses 151 450 81 Commissions and allowances to agents 127270 81 Salaries of officers and employes 32 164 12 Rents and interest 9360 98 Advertising printing postage telegrams etc IZ 8936 17 Pa d stockholders for dividends 20000 00 Loss on sale and decrease by adjustment of assets 18071 81 Other items Agents salaries and expenses 5 227 20 Expenses and taxes real estate 554571 State tax 748837 Inspection department fees 1 334 21 Federal tax 4 736 50 Furniture and fixtures 700 General expense 179696 Office supplies 34714 H O Q34 gg Agents balances J 194073 3035817 Total disbursements 400 756 6 Balance 33eu Ledger Assets Book value of real estate 7q 1nq Mortgage loans first lien 51000 RiJinnnn Bonds at book value 299943 56428 Annual Report 3881323 Stocks at book value 241575 Cash in office 265513 Deposits at interest x 88584 Deposits not at interest 47572349 Total ledger assets NonLedger Assets S 510451 Interest due and accrued S 48082800 Total assets Deduct Assets Not Admitted Book value of bonds and stocks over market value 390679 Total not admitted assets Total admitted assetsf 47692121 Liabilities Net amount of unpaid losses and claims lwinfi Reserves or unearned premiums on risks outstanding inoo Dividends to policyholders declared but unpaid J Salaries and miscellaneous accounts due or accrued isuuuuu Other items nnft n0 Interest on real estate mortgage iiVni Total amount of liabilities except capital 4t4jui Capital actually paid in cash 20000000 Surplus over all liabilities Surplus protection to policyholders 39227815 Total liabilities 47692121 Business in Georgia During 1919 Gross Premiums less Return Pre miums on risks Gross Losses Written or Re Paid newed during the year Accident and health 713053 435202 FIDELITY AND CASUALTY COMPANY 92 Liberty Street New York N Y Robert J Hillas President Theodore B Gaty VicePres and Secretary Attorney for service in GeorgiaEugene Oberdorfer Atlanta Ga Capital Stock Amount of paidup capital 100000000 Ledger assets Dec 31 1918 19206i0545 Extended at L 1920670545 Income Gross premiums on new business 2136951982 Deduct amounts paid for reinsurance and return pre m urns 559391140 Total premiums 1577560842 Interest and rents 81870750 Profits on sale or increase by adjustment of assets 760375 Other sources Suspense account 75415 Fidelity insurance fund 198385 Profit and loss 4765486 London Guarantee and Accident Co 4539283Insurance Department of Georgia 429 Royal Exchange Assurance Corporation Unapplied premiums All others 3609134 5120901 640845 Total income Carried forward 18949449 1679141416 3599811961 Disbursements Net amount paid policyholders tor losses Legal and administrative expenses in adustment of claims Commissions and allowances to agents First year Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items City taxes Canadian taxes Interest Suspense account Fidelity insurance fund Profit and loss London Guarantee Accident Co Royal Exchange Assurance Corporation Bureaus and associations Subscription Exchange Office maintenance Auditors Insurance Sundries 586609487 94136041 337029677 205916927 6736919 18452514 33500000 9954908 36S92 35305 51998 24378 5514 19280 76990 57266 43986 2763 43283 33036 86130 17135 21129 81579445 1373915918 Total disbursements Balance 2225896043 Ledger Assets Book value of real estate Bonds and stocks or other collaterals Bonds at book value Stocks at book value Cash in office Deposits at interest Agents balances net Other items Premiums in course of collection 356177295 Special bank deposits at agencies 4088784 Equity in funds of excise reinsurance association 10918710 Equity in funds of Workmens Compensation Re insurance Bureau 25108191 Munich Rensurance Co I 3965687 121883345 482650 1198974710 422177805 7532037 56593484 17993345 400258667 15192048 Total ledger assets 2225896043 NonLedger Assets Interest due and accrued Other items Royal Bank of Canada Montreal Quebec American Eychange National Bank New York Hank of New York N Y Chemical National Bank N Y Franklin Trust Co National Bank of Commerce New York Reinsurance on paid losses 134 3847 67354 6508 22782 11540 4153319 4265484 Total assets 224535357530 Annual Report Deduct Assets Not Admitted Agents balances 17993345 Premiums in course of collection prior to Cct 1919 73189240 Overdue and accrued interest on default 653750 Book value of bonds and stocks over market value 166088309 Total not admitted assets 257924644 231188043 529643612 68354818 31656654 Total admitted assets 1987428931 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items iSstimated expenses of investigations and adjust ment of unpaid claims rI Reinsurance Total unearned premiums as shown by recapitu lation Fidelity Insurance fund Unearned premiums and balances retained under contract with Royal Exchange Assurance Cor poration Unapplied premiums suspense account Suspense account All others 9000000 3077045 794397732 1478186 2196646 5120901 76231 1022090 Total amount of liabilities except capital Capital actually paid in cash Surplus over all liabilities Surplus protection to policyholders 100000000 206659294 819926510 1680769637 306659294 Total liabilities 1987428931 Business in Georgia During 1919 Gross Premums less Return Premiums on Risks Written or Re newed during the Year Accident 3942543 Health 5062709 Liability 3524694 Fidelity 235672 Surety 142884 Plate glass 735804 Steam boler 706595 Burglary and theft 1226885 Fly wheel 55299 Auto and teams property damage 1206731 Workmens collective 947 Gross Dosses Paid 3224766 2829953 1399421 52797 192051 105726 607570 51079 415535 Totals 16838872 8938898 FIDELITY AND DEPOSIT COMPANY OF MARYLAND Northwest Corner Charlesana and Dexington Streets Baltimore Md Edwin Warfield President Robert S Hart Secretary Attorney for service in GeorgiaDeonard Haas Atlanta Ga Kinds of business done in GeorgiaFidelity Surety Bonds and Burglary Insurance Capital Stock mount of paidup capital 3000000 00 Ledger assets Dec 31 1918 1138591119 Extended at 1138591119Insurance Department of Georgia 431 Income Total premiums 530883735 Interest and rents 568 11105 Profits on sale or increase by adjustment of assets 10909114 Other sources Borrowed money 75201476 Various 353668 75555144 Total income if 6741132 98 Carried forward 1812704417 Disbursements Net amount paid policyholders for losses 124998490 Legal and administrative expenses in adjustment of claims 18043294 Commissions and allowances to agents 122912094 Salaries of officers and employes 45932431 Rents and interest 68620 01 Advertising printing postage telegrams etc 13882614 Paid policyholders for dividends 48000000 Loss on sale and decrease by adjustment of assets 34641o86 Other items Borrowed money repaid 676 012 50 Various l27L829i99 Total disbursements j 6 100 46259 Balance 1202658158 Ledger Assets Book value of real estate 2 Mortgage loans first lien 9500 Bonds and stocks at book value 6 Cash in branch offices Deposits at interest Deposits not at interest 1 Agents balances net Othr items Varous 48953856 950000 78296590 4588200 3618460 26485450 30521655 9243947 Total ledger assets 1202658158 NonLedger Assets nterest due and accrued 6 823 Market value of assets over book value 17067391 Total assets 1220407933 Deduct Assets Not Admitted Agents balances 32516130 Total not admitted assets 325 16130 Total admitted assets g n 575 gjg qj Liabilities Net amount of unpaid losses and claims 2 Reserves or unearned premiums on risks outstanding 2 Salaries and miscellaneous accounts due or accruedIT Taxes due or accrued Other items Reserve for claim expenses Reserve for commissions Reserve for borrowed money Reserve for reinsurance and returned premiums I Various special reserves Total amount of liabilities except capital I 1 6 07685219 948454 2 5107001 286884 2 5284000 16336085 8833976 30155465 63518079 60453678432 Annual Report Capital actually paid in cash 5ojoo Surplus over all liabilities izusxizo Surplus protection to policyholders 527438125 Total liabilities 1187891803 Premiums in Force Miscellaneous Companies In force December 31 1918 Iii Written or renewed during year iUiSii gum 202265 10 Deduct ceased to be in force during year lono In force December 31st 1919 fitnoKK Deduct amount reinsured n5inSS Net premiums in force iusiu4 Business in Georgia During 1919 Gross premiums less Return Pre miums on Risks Gloss Losses Written or Re Paid newed during the year Accident 9165 9333 Health JO0 70319 l iflbilitv lyy4o Fidelity 3779988 3901839 Surety JZZZHZL 8383512 304155 Plate glass Burglary and theft 215385 Titon Auto and teams property damage lbo00 Totals 10349277 i 44i8357 GENERAL ACCIDENT FIRE AND LIFE ASSURANCE CORPORATION LTD Fourth and Walnut Streets Philadelphia Pa Frederick Richardson United States Manager Attorney for service in GeorgiaThos Lewis Atlanta Ga Kinds of business done in GeorgiaAccident Health Liability Burglary and Theft Auto and Teams Property Damage Captal Stock Amount of paidup capital 40000000 Ledger assets Dec 31 1918 433745422 Extended at 5 33745422 Income Gross premiums on new busness 757303756 Deduct amount paid for insurance and return pre miums 149342392 Total premiums o08021364 Interest and rents 12140585 Profits on sale or increase by adjustment of assets 7364266 other sources Federal taxes recovered 286967 Remittance from home office 23678507 Borrowed money 12000000 Iolicv fees required or represented by application 6352200 42317674 Total income 069843889 Carried forward 1103589311Insurance Department of Georgia 433 Disbursements Net amount paid policyholders for losses5 Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising print ng yostage telegrams etc Loss on sale and decrease by adjustment of assets other items Borrowed money 12000000 Agents balances charged off 306645 Policy fees retained by agents 6362200 245105059 44637962 131547631 32624752 3763702 34904103 20700 18658845 Total disbursements 511262754 Balance 592326557 Ledger Assets Book value of real estate 22471834 Bonds at book value 321765912 Stocks at book value 73327683 Cash in office 3511737 Deposits at interest 1330510 Deposits not at interest 16698589 Agents balances net 6777080 other items Amount recoverable for reinsurance on paid losses 785677 Premiums in course of collection 145657535 Total ledger asets NonLedger Assets Interest due and accrued on bonds Total assets Deduct Assets Not Admitted Agents balances other items Premiums in course of coll prior to Oct 1 1919 Book value of real estate over market value Book value of ledger assets over market value 146443212 a92326557 3925111 596251668 6777080 6589728 106852 27433365 Total not admitted assets Total admitted assets Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Commissions and other charges due on or after Oct 1 1919 29957073 Agents and sundry credit balances 538141 Reinsurance 4900113 Capita actually paid in cash Surplus over all liabilities 40000000 45048941 40907025 a55344643 205042149 214523981 1433243 13901002 35395327 85048941 Surplus protection to policyholders Total liabilities 555344643 Premiums n Force Miscellaneous Companies In force December 31 1918 304502053 Written or renewed during year 757363756 Sum 1061865809 Deduct ceased to be in force during year 625138344 434 Annual Report la force December 31st 1919 l85838 09 Net premiums in force 181436 56 Deduct amount returned Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during the year 5 1573466 683017 Ace dent 1292842 933246 Health 506216 283450 Liability g lti jjq Burglary and theft ii1 siijji Auto and teams property damage lttiiu J Totals 596399 20517ii7 GEORGIA CASUALTY COMPANY 5524 Mulberry Street Macon Ga W E Small President B P Amcrine Secretary Kinds of business done in GeorgiaLiability Plate Glass Burglary and Theft Auto and Teams Property Damage and Workmens Compensation Capital Stock Amount of paidup capital jjOOMOOO Ledger assets Dec 31 1918 2223o5703 Extended at Income Gross premiums on new business 234558416 Total premiums mmHr Interest and rents 10138005 Total income 244696421 Carried fprward 467032124 Disbursements Net amount paid policyholders for losses 129193693 Legal and administrative expenses in adjustment of claims 241499 5 Commissions and allowances to agents First year 5921535 Salaries of officers and employes 85ilnln Rents and interest oa2 Advertsing printing postage telegrams etc 308h Paid policyholders for dividends 4j Loss on sale and decrease by adjustment of assets 5780 Other items All licenses fees and taxes 843280 Repairs and expenses 2o32807 Inspections 1450594 medical fees 1500 1600594 Agent balances charged off 143565 legal ex penses 527 19S2SS All other items miscellaneous 3852732 16715205 Total disbursements 243813023 Balance 223219101 Ledger Assets Book value of real estate 37500000 Mortgage loans first lien 76987454 76987454 Bonds at book value 32297531Insurance Department of Georgia 435 Stocks at book value Cash in office Deposits at interest Deposits not at interest I Agents balances net premiums in course of collection Other items Bills receivable j Loans secured by pledge of collateral security Agents ledger balances Printing plant and equipment Advances secured 325856 188563 1618213 338266 204921 1475000 1078919 12042050 5005562 54156766 2675819 Total ledger assets If 223219101 NonLedger Assets Interest due and accrued 1642122 Total assets Deduct Assets Not Admitted Agents balances Bills receivable Other items Advance traveling expense Printing plant and equipment Premiums in course of collection prior to Oct 1919 Book value of assets over market Total not admitted assets 224861223 1618213 325856 204921 3382 66 1702826 636612 4826694 Total admitted assets 220034529 Liabilities Xet amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued 1 Other items Reinsurance Reserves for liability and workmens comp losses Estimated expense of inv and adj on unpaid claims Commissions charges due or to become due to agents on policies effective on or after Oct 1 1919 7340300 81223872 50000 3987400 47610 63572200 45000 12616992 Total amount of liabilities except capital Capital actually paid in cash Surplus over all liabilities 30054000 21497149 Surplus protection to policyholders 75881802 168483374 51551149 Total liabilities 220034529 Premiums in Force Miscellaneous Companies In force December 31 1918 j X Written or renewed during year 3 Sum ZJI 4 Deduct ceased to be in force during vear 2 In force December 31st 1919 2 Deduct amount returned Net premimns in force Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Written or Re newed during the year Liability 13559368 Surety Plate glass 653777 67042562 11750309 78792871 48334943 30457928 68036832 62421096 Gross Losses Paid 4527732 5000 284720436 Annual Report 193013 19200 Burglary and theft 3468324 145531O Auto and teams property damages 42525 Workmens collective 179 17007 6292042 Totals Investments in Georgia 37500000 Real estate 21200000 Bonds 76987454 Mortgage loans Other items 9600000 Bank certificates of deposit 145287454 Total Investments in Georgia GLOBE INDEMNITY COMPANY 45 William Street New York N Y F H Kingsbury Secretary Aft TTaeor and George Adair Atlanta G Kinds of business done in GeorgiaAccident Health Liability Fidelty Surety Glass Boiler Burglary Fly Wheel Property Damage Capital Stock Amount of paidup capital 5 Ledger assets Dec 31 1918 8654177 75000000 11 Kxtended at 865417711 Income 12321o0150 DeductPamountS imSTilimiSSSSS Return pre immM miums Total premiums PfonlelncreaieaStfsets Total income Carried forward 3 795553416 32443819 113251 828110486 1693528197 Disbursements Kat amount Daid policvholders for losses LegaHndadministrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printng postage telegrams etc Loss onale and decrease by adjustment of assets Other items ogi 452 9 Taxes licenses and fees 150ooobo Dividends to stockholders 15000000 272354993 4ll66801 176962143 45998968 3497746 229408 94 6794616 Total disbursements Balance 41146293 if 610862454 J 1082665743 Ledger Assets Book value of real estate Bonds at book value Stocks at book value 26583408 655464628 60989650 1454101 Cash in office 12946587 Deposits at interest 79 an IVposits not at interest Agents balances net 78590 1701407Insurance Department of Georgia 437 Other items Premiums in course of collection 171995248 Reinsurance recoverable 1961184 Equity in workmens compensation 179o3392 Equity in New York excise 1862511 Liberty bonds employes account 2375257 199147592 Total ledger assets 1082665743 NonLedger Assets Interest due and accrued 9214511 Total assets r 1091880254 Deduct Assets Not Admitted Agents balances 1701407 Other items Premiums in course of collection overdue 90 days 13611220 Book value of bonds and stocks over market value 37110278 Total not admitted assets 52422905 Total admitted assets 1039457349 Liabilities Net amount of unpaid losses and claims 407198098 Reserves or unearned premiums on risks outstanding 359654419 Salaries and miscellaneous accounts due or accrued 2500000 Taxes due or accrued 19500000 Other items Commissions brokerage etc 34339105 Voluntary reserve for claims and contingencies 40000000 74339105 Total amount of liabilities except capital 863191622 Capital actually paid in cash 75000000 Surplus over all liabilities 101205727 Surplus protection to policyholders 176265727 Total abilities 1039457349 Premiums in Force Miscellaneous Companies Written or renewed during year 814502 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during the year Accident 15369 Health 397273 Plate glass 121010 7612 Burglary and theft 68432 Auto and teams property damage 184215 Totals 814502 7612 HARTFORD ACCIDENT AND INDEMNITY COMPANY 125 Trumbull Street Hartford Conn R M Bissell President Jas L D Kearney Secretary Attorney for service in GeorgiaCary F Baker Atlanta Ga Kinds of business done in GeorgiaAccident Health Liability Fidelity Surety Plate Glass Burglary and Theft Auto and Teams Property Damage and Live Stock Capital Stock Amount of paidup capital 100000000 Ledger assets Dec 31 1918 700515638 Increase of paidup capital during year 20000000 Extended at 720515638438 Annual Report Income t 804264055 24601502 20000000 Total premiums Interest and rents Other sources Increase to surplus paid in by stockholders Total income 848865557 Carried forward 1569381195 Disbursements Net amount paid policyholders for losses 2 Legal and administrative expenses in adjustment of claims Commissions and allowances to agents i Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets Other items Federal and state taxes licenses and fees Inspections other than medical and claim Furniture and fixtures Com rating and information bureaus Subscription to publications Subscription to local boards Surety bonds and ins Home office sundry expenses Agents balances charged off Legal expenses 75225571 47239096 64729235 67718249 5079664 9964706 182625 21842359 2111623 2287822 317400 161365 2451975 422204 1039478 215196 115755 40965177 Total dsbursements 611104323 Balance 958276872 Ledger Assets Mortgage loans first lien 190000 Bonds at book value Cash in office Deposits at interest i Agents balances Other items Premiums in course of collection 1i88i4428 Funds in hands work comp reinsurance bureau 11101528 Equity N Y excise funds 4866950 Reins losses recoverable on paid losses 1226409 Bills receivable 801602 19000000 22490671 2369394 14641114 2934776 196840917 Total ledger assets 9 NonLedger Assets Interest due and accrued 58276872 00017 Total assets t 965976889 Deduct Assets Not Admitted Agents balances 2934776 Bills receivable 801602 Other items Premiums in course of collection effective prior to October 1 1919 5730466 Book value of bonds and stocks over market value 16243071 Funds on hand workmens compensation reins bu held for estimated unpaid losses 908112 Balance nonadmitted assets N T excise funds 9776 26627797 Total not admitted assets Total admitted assets 939349092Insurance Department of Georgia 439 Liabilities Net amount of unpaid losses and claims 337702877 Reserves or unearned premiums on risks outstanding 317745558 Salaries and miscellaneous accounts due or accrued 386760 65 Taxes due or accrued 173878 00 Other items Return premiums 1576925 Total amount of liabilities except capital 7 13o8922o Capital actually paid in cashf 100000000 Surplus over all liabilities 126259867 Surplus protection to policyholders 226259867 Total liabilities 939349092 Premiums in Force Miscellaneous Companies In force December 31 1918 499353894 rtten or renewed during year 1085092956 Sum 1584446850 Deduct ceased to be in force during year 8 849 159 54 In force December 31st 1919 699530896 Deduct amount reinsured 788952 07 Net premiums in forceII1 o 6l35689 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during the year Accident 389914 243088 fSl 264228 101423 OTrtSiVv 2132689 724415 qrty 574535 33446 burety 902611 16822 Kard 3Kzz 5SS iS Auto and teams property damage 9138 03 3397 66 Live stock 451900 61040 Totals 6302480 1753993 Investments in Georgia Bonds state county and municipal 2462050 Total investments in Georgia j 24 620 50 HARTFORD STEAM BOILER INSPECTION AND INSURANCE COMPANY 56 Prospect Street Hartford Connecticut Chas S Blake President Wm R Corson Secretary Attorney for service in GeorgiaW M Francis Atlanta Georgia Kinds of business done in GeorgiaBoiler Fly Wheel and Engine Capital Stock Amount of paidup capital 2 000 000 00 Ledger assets December 31 1918 799102L01 Extended at 799102101 Income Gross premiums on new business 310592341 Deduct amount paid for insurance and return premiums 51189854 Total premiums 259402487 Interest and rents 352 94359 Profits on sale or increase by adjustment of assetsSi 71000440 Annual Report Other sources Inspections 7878744 7878744 Total income 302646590 Carried forward 1101748691 Disbursements Net amount paid policyholders tor losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Loss on sale and decrease by adjustment of assets Paid stockholders for dividends Advertising printing postage telegrams etc Other items Taxes and fees Repairs on real estate Inspection Office expenses 34785284 1883578 70692046 1807004 Total disbursements Balance 20938060 83500 38658520 48624453 1100000 673291 20000000 6877944 109167912 246123680 855625011 Ledger Assets Book value of real estate Mortgage loans first lien Bonds at book value Stocks at book value Cash in offices Deposits at interest Deposits not at interest Agents balances net Loanssecured by pledge of bonds etc Total ledger assets as per balance No 23 NonLedger Assets j Interest due and accrued Total assets Deduct Assets Not Admitted 10170381 Agents balances 0BoeorkUveaue of bonds and stocks over market value 24792026 Total not admitted assets Total admitted assets Liabilities 9000000 141425000 524648220 70442168 1881607 36173287 967213 69887516 1200000 855625011 xet amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued 0tSDecTnd contingent reserve on account of the fsumed liability for guaranteeing the faithful per formance by the Boiler Inspection and Insurance Company of Canada of its covenants and obliga tions assumed under certain policies suea y that conroanvthis companys proportion of the total prfrnfums Pertaining to such polices y 66 96221 being 20 per cent of 33481106 The pro rata reserve thereon amounting to Total amount of liabilities except capital 10759044 866384055 34962407 831421648 17553916 371590348 12343427 24000000 3798623 429286314Insurance Department of Georgia 441 Capital actually paid in cash 200000000 Surplus over all liabilities 202135334 Surplus protection to policyholders 402135334 Total liabilities 831421648 Premiums in Force Miscellaneous Companies In force December 31 1918 655369130 Written or renewed during year 310592341 Sum 965961471 Deduct ceased to be in force during year 240088656 In force December 31st 1919 725872815 Deduct amount returned 28668203 Net premiums in force 697204612 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during the Tear Steam boiler 3073136 147101 Fly wheel 416519 Totals 3489655 147101 INTERSTATE CASUALTY COMPANY Clark Building Birmingham Alabama J T StokelyPresident D B Lightner Secretary Attorney for service in GeorgiaJohn Lewis Holmes Hurt Building Atlanta Georgia Kinds of business done in GeorgiaAutomobile and Teams Liability Property Damage and CollisionPublic Liability Capital Stock Amount of paidup capital Ledger assets December 31 1918 Extended at i 30000000 76288973 Income Gross premiums on new business Deduct amount paid for insurance and return premiums 76806803 14526732 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Agents balances charged off Total income 76288983 64080071 3151882 1726937 11262 68970152 Carried forward 145259125 Disbursements Net amount paid policyholders for losses 26697839 Legal and administrative expenses in adjustment of claims 5406883 Commissions and allowances to agents a First year 14540195 Salaries of officers and employes 2139907 Rents and interest 156000 Advertising printing postage telegrams etc 1770920 Paid policyholders for dividends 1800000 Loss on sale and decrease by adjustment of assets 121000442 Annual Report Other items Inspections 161869 Investment expenses 150311 Agents balances charged off 3650 Taxes 2622210 2938040 Total disbursements t 55570784 Balance 89688341 Ledger Assets Book value of real estate 16522500 Mortgage loans first lien 3450000 Bonds at book value 44800468 Cash in office 318500 Deposits not at interest 10488962 Agents balances net T3525862 Other items Sundry accounts 29959 Cash with companys attorneys 31583 Deposits with reinsurers 100000 Dues from other companies 420507 582049 Total ledger assets as per balance No 23 89688341 NonLedger Assets Interest due and accrued 410126 Total assetsj 90098467 Deduct Assets Not Admitted Other items Loans on personal security 68047 Book value of bonds over market value 1199668 1267715 Total not admitted assets 1267715 Total admitted assets I 88830752 Liabilities Net amount of unpaid losses and claims 26315137 Reserves or unearned premiums on risks outstanding 14939448 Salaries and miscellaneous accounts due or accrued 89009 Taxes due or accrued 1380897 Total amount of liabilities except capital stock 46555869 Capital actually paid in cash 30000000 Surplus over all liabilities 12274883 Surplus protection to policyholders 42274883 Total liabilities 88830752 Premiums in Force Miscellaneous Companies In force December 31 1918 16667081 Written or renewed during year 78606803 Sum 95273894 Deduct ceased to be in force during year 85394998 In force December 31st 1919 29878896 Net premiums in force 29878896 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losse8 Written or Re Paid newed during the Tear Health 36168 Liability 2116829 436179 Auto and teams property damage 807049 339395 Totals 2923878 811740Insurance Department of Georgia 443 JEFFERSON INSURANCE COMPANY Land Title Building Philadelphia Pennsylvania Christoffer Hannevig President C Steendal Secretary Attorney for service in GeorgiaO F Whitten Atlanta Georgia Kinds of business done in GeorgiaAuto and Marine Capital Stock Amount of paidup capital 40000000 Ledger assets December 1 1918 163774433 Extended at 163774433 Income Gross premiums on new business 159379345 Deduct amount paid for insurance and return premiums 70887214 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Commissions and allowances for taxes received from reinsurance treaty companies Expenses petty 1272488 844 Total income 88492131 5664949 75000 1273332 95505412 Carried forward 259279845 Disbursements Net amount paid policyholders for losses 64475463 Legal and administrative expenses in adjustment of claims 2529606 Commissions anjQ allowances to agents a First year 9945258 Salaries of officers and employes 403041 Advertising printing postage telegrams etc 16500 Loss on sale artl decrease by adjustment of assets 938000 Other items Inspections and surveys 9427 Taxes 4740338 Legal expenses 970689 Agents balances charged off 789098 Interest paid to reinsuring treaty companies 260872 Decrease in amount received in advance from re insurers on account of unpaid losses 14971198 Decrease in liabilities during the year on account of reinsurance treaties 1614498 Total disbursements Balance 23356120 101663988 157615857 Ledger Assets Bonds at book value Deposits at interest Agents balances net Other items Recoverable for reinsurance on paid losses 76480 Bottomry and respondentia loan Aux schr esperanca 776000 68641800 69513488 18608089 852480 Total ledger assets as per balance No 23r 157615857 NonLedger Assets Interest due and accrued 347658 Market value of assets over book value 2152700 Total assets 160116215444 Annual Report Deduct Assets Not Admitted Agents balances j 698944 6 98944 Total assets not admitted 159417271 Total admitted assets Liabilities Net amount of unpaid losses and claims 43145480 Reserves or unearned premiums on risks outstanding 5724ol43 axes due or accrued Other items o 19 Funds held under reinsurance treaties im 42 Tota1 amount of liabilities except capital iInn Who iusdou Capital actually paid in cash in q Surplus over all liabilities nuaja Surplus protection to policyholders w 159417271 Total liabilities Business in Force Fire Insurance Companies Marine and Gross Island Premiums Risks Thereon in force on the 31st day of December 1918Vflllltoo 1 5987911 Written or renewed during the year 13301112500 l59379d4i t 16274930500 203588378 DuctthWCTplMaand 14510970200 122811397 In force af the end of the yearf 1763960300 80776981 Net amount in force 1763960300 80776981 Business in the State of Georgia During 1919 Marine and Inland Gross risks written 39384600 Net risks written tImi Gross premiums on risks written7 Less 4361 return premiums for reinsurance in companies authorized in Georgia Net premiums received 1302 88 Losses paid deducting salvage Net losses paid 130288 Losses incurred 269888 Net losses incurred 269888 Investments in Georgia Real estate 1000000 Total investments in Georgia 1000000 LIBERTY MARINE INSURANCE COMPANY 56 Beaver Street New York New York FiJm Hannevig Tresident D L Webster Secretary Attorney for service in GeorgiaO F Whitten Atlanta Georgia Kinds of business done in GeorgiaAuto and Marine Capital Stock Amount of paidup capital 522S Ledger assets December 31 1918 156944827 Extended at 156944827Insurance Department of Georgia 445 Income Gross premiums on new business Deduct amount paid for insurance and return premiums 157373226 69474817 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Commission and allowances for taxes received from reinsurance treaty companies Reinsurance received on unpaid losses Expenses petty Total income 1304027 14848487 376 87898409 5415042 62500 16152890 109528841 Carried forward 266473668 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year Salaries of oficers and employes Advertising printing postage telegrams etc Doss on sale and decrease by adjustment of assets Other items Inspections and surveys Taxes Legal expenses Agents balances charged off Interest paid to reinsuring cos on prems collected Decrease in liabilities during the year on account of reinsurance treaties 62167811 2467533 12060975 128450 16500 535500 11078 2531744 172102 58068 803040 37200123 Total disbursements Balance 40776155 118152924 Ledger Assets Bonds at book value Deposits at interest Agents balances net Other items Recoverable for reinsurance on paid losses Bottomry and respondentia loan Aux schr esperanca 148320744 41091000 89325542 17051722 76480 776000 Total ledger assets as per balance No 23 NonLedger Assets Interest due and accrued Market value of assets over book value 842480 148320744 182551 1659000 Total assets 150162295 Deduct Assets Not Admitted Agents balances 529401 Total not admitted assets 529401 Total admitted assets Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Taxes due or accrued Other items Funds held under reinsurance treaties Overpayment on account of reinsurance recover able on unpaid losses Total amount of liabilities except capital 149632894 52623000 43145480 4299456 8197754 5106716 13304470 113372406446 Annual Report Capital actually paid in cash 2222 Surplus over all liabilities 11260488 Surplus protection to policyholders 36260488 Total liabilities 149632894 Business in Force Fire Insurance Companies Marine and Gross Island Premiums Risks Thereon In force on the 31st day of December 1918 29 738 180 00 44209CUS Written or renewed during the year 13217488600 15737322b Total i 16191306600 201582259 Deduct those expiredand marked oft as terminated 14427346300 120805278 In force at the end of the year 1763960300 80776981 Net amount in force 1763960300 80776981 Business in the State of Georgia During 1919 Marine and Inland Gross risks written 39384600 Net risks written 8951l Gross premiums on risks written Less 4361 return premiums for reinsurance m companies authorized Hh Georgia4Jttl 753856 Net premiums received T i n9 S8 Losses paid deducting salvage lamas Net losses paid 130288 269988 Losses incurred j j 269988 Net losses incurredT Investments in Georgia Bonds ln00000 Total investments in Georgia 1000000 LIBERTY MUTUAL INSURANCE COMPANY 185 Devonshire Street Boston Massachusetts Walter S Bucklin President Clark E Woodward Secretary Attorney for service in GeorgiaTames S Bussey Jr Augusta Ga Kinds of business done in GeorgiaWorkmans Compensation Liability Collision and Property Damage Capital Stock Ledger assets December 31 1918 436370860 j j 4 36370860 Extended at Income Gross premiums on new business 176569160 Gross renewal premiums 357117998 Deduct amount paid for insurance and return premiums 18053344 Total premiums llnol Interest and rents nVfsJ Profits on sale or increase by adjustment of assets UMInsurance Department of Georgia 447 Other sources Refund on 1917 federal tax From members bal previously charged off Gross profit on sale or maturity of ledger assets bonds per schedule D 172282 20879 48673 241834 Total income 534930367 Carried forward 971301227 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of fealanes of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Z Other items Salaries traveling and all other expenses of agent not paid by commissions Surplus participation certificates redeemed Inspections other than medical and claim Mutual Compensation Insurance Company 1918 interest to Mutual Comp Ins Co L State taxes on premiums Insurance department licenses and fees Interest on surplus participation certificates War revenue tax Capital stock tax federal II 1 Legal expenses 1 Furniture and fixtures Auditors fees Books and periodicals Dues and membership fees Insurance Lighting Officers meetings Office supplies Storeroom supplies Surety boids Travel Members balances charged off I claims 12671570 4956986 17867709 590582 62500 4150036 159832 327357 3305396 63100 277502 1434850 366899 64521 494486 141666 60246 77350 173228 364815 23092 728537 917519 Total disbursements Balance Ledger Assets Bonds at book value Stocks at book value Cash in officew Deposits at interest Deposits not at interest I Other items Loans to employes secured by pledge of iibertv bonds Premiums in course of collection Bills receivable 1223500 71732444 780569 139926174 32868251 7544319 1249116 8016627 133063082 51231 49279779 371998579 599302648 Total ledger assets as per balance No 23 NonLedger Assets Interest due and accrued Total assets Deduct Assets Not Admitted Bills receivable 457317899 5000000 1234000 61764236 250000 7374513 599302648 5169424 604472072 724754448 Annual Report Other items Premiums in course of collection effective prior to October 1 1919 rrir 4noo Overdue and accrued interest on bonds in default 4ouuu Book value of bonds and stocks over market value H3boss Int on notes taken in settlement of acct s 90 days g or more over due 15489148 Total not admitted assets 588982924 Total admitted assets Liabilities Net amount of unpaid losses and claims fflel Reserves or unearned premiums on risks outstanding l744b579b Dividends to policyholders declared but unpaid 2f Salaries and miscellaneous accounts due or accrued ofnnein Taxes due or accrued siuutu Other items Interest on surplus participation certificates 74b89 Reinsurance AnZnZl Mutual Compensation Company 4ubum 96328 Total amount of liabilities except capital 507543635 Surplus over all liabilities 1J Surplus protection to policyholders 5 88982924 Total liabilities Premiums in Force Miscellaneous Companies In force December 81 1918 VSnsl Written or renewed during year 723983180 Sum r iVinn10 02 Deduct ceased to be in force during year qoqqmi 7S In force December 31st 1919 7121 74 Deduct amount returned Net premiums in force4 stiiwvoi Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during the Year 2500 Liability S 2500 Total LLOYDS PLATE GLASS INSURANCE COMPANY 6163 William Street New York New York William T Woods President Charles E W Chambers Secretary Attorney for service in GeorgiaD I Maclntyre Kinds of business done in GeorgiaPlate glass Capital Stock Amount of paidup capital MIS Ledger assets December 31 1918 10957i5 x 102295775 Extended at Income Gross premiums on new business 108436664 Deduct amount paid for reinsurance and return premiums t 90336798 Total premiums Insurance Department of Georgia 44U Interest and rents 5174173 Total income 95510966 Carried forward 197806741 Disbursements Net amount paid policyholders for losses 37504276 Commissions and allowances to agents Renewal 27906722 Salaries of officers and employes 7464938 Rents and interest 1240000 Advertising printing postage telegrams etc 1070095 Other items Salaries traveling and all other expenses of agents not paid by commissions 737284 Repairs and expenses other than taxes on real est 1150339 Taxes and real estate 812000 State taxes on premiums 1185870 Insurance department licenses and fees 749784 Federal taxes 64500 Licenses fees and taxes City and county 85762 Canadian 221936 Miscellaneous war tax 6303 Premium war tax 890877 Legal expenses 498898 Advertising 341850 Stockholders for dividends 4000000 Sundries 707419 Agents balances charged off 2647 11455469 Total disbursements 86641500 Balance 111165241 Ledger Assets Book value of real estate 25576318 Mortgage loans first lien 1950000 Bonds at book value 36622404 Stocks at book value 23401612 Cash in office 514737 Deposits not at interest 5115684 Other items In policies or renewals effective on or after October 1 1919 17518487 On policies or renewals effective on or after October 1 1919 465999 17984486 Total ledger assets 111165241 NonLedger Assets Jtnterest due and accrued 443956 Market value of assets over book value 1923682 Other items Rents due 84167 Salvage glass on hand 321972 Sundry accounts 14500 420639 Total assets I 113953518 Deduct Assets Not Admitted Other items Salvage glass on hand r 321972 Sundry accounts 14500 Premiums in course of collection effective prior to Cctober 1 1919 499 Book value of bonds and stocks over market value 74081lo Total not admitted assets 8210587 Total admitted assets 1057429SI450 Annual Report Liabilities Net amount of unpaid losses and claims 8711058 Reserves or unearned premiums on risks outstanding 47148864 Salaries and miscellaneous accounts due or accrued 188821 Other items Commissions brokerage and other charges due or to become due to agents or brokers on policies ef fective on or after October 1st 1919 5430731 Estimated amount hereafter payable for Federal State and other taxes based upon the business of tfie year of this statement 2500000 Returned premium 62875 79936 Ob Total amount of liabilities except capital 64042349 Capital actually paid in cash 25000000 Surplus over all liabilities 16700582 Surpus protection to policyholders Total liabilities 105742931 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during the Year Plate glass 210872 Totals 1 36676 210872 LONDON GUARANTEE AND ACCIDENT COMPANY LTD 134 South LaSalle Chicago Illinois F W Lawson General Manager for the United States Attorney for service in GeorgiaS B Wright Jr Kinds of business done in GeorgiaCasualty Capital Stock Amount capital statutory deposit 50000000 Ledger assets December 31 1918 1288309830 Extended at 1288309830 Income Gross premiums on new business 1518163314 Deduct amount paid for insurance and return prems 341517830 Total premiums 1176645484 Interest and rents 46971002 Profits on sale or increase by adjustment of assets 1871406 Total income 1225487892 Carried forward 2513797722 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Renewal Salaries of officers and employes inc all other agents expenses Rents and interest Advertising printing postage telegrams etc including furniture and fixtures Inspections Loss on sale and decrease by adjustment of assets 446452045 69993397 232710247 83381259 3283479 7914517 11884790 2665281Insurance Department of Georgia 451 Other items Taxes licenses and fees 62140393 Agents balances charged off 695605 Remittances to home office 46653649 Bureau and other subscriptions 3389553 Inspection rating boards 2503546 Office supplies 669749 Office and general 333662 Exchange and collection 173563 Investment expenses 54519 Proportion of commissions premiums on commercial mutual and P R risks remitted to other companies 19557147 Total disbursements 994488018 Balance 1519309704 Ledger Assets Mortgage loans first lien Bonds at hook value Collateral loans Cash in office Deposits at interest Premiums in course of collection Agents balances net Other items Accounts receivable due from associated companies C M and P R risks Loss suspense Traveling suspense Cash in branch claim departments Compensation reinsurance bureau Balance due from employes fourth and fifth Liberty Loans bonds held by the company 1750000 1119837187 200000 1304198 46037116 289589256 10052026 1433984 2112461 604454 6025000 39319623 1044404 20539926 Total ledger assets 1519309704 NonLedger Assets Interest due and accrued 18003125 Total assets 1537312829 Deduct Assets Not Admitted Agents balances Premiums in course of collection effective prior to October 1 1919 Other items Cash in branch claim departments Traveling suspense Workmens compensation reinsurance bureau Overdue and accrued interest on bonds in default Book value of bonds over market value 13471805 58409098 201985 604454 3310307 1435000 44187003 Total not admitted assets 121619652 Total admitted assets 1415693177 Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Estimated expenses of investigation and adjustment of unpaid claims Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Reinsurance i 733041 Due associated companies for commissions on C M and P R risks 5840854 Special reserve for Federal taxes 40000000 Voluntary additional reserve for contingencies 70000000 Total amount of liabilities except capital 750840011 341965944 2020000 53527993 25599460 116573895 1290527303452 Annual Report Capital actually paid in cashstatutory deposit 50000000 Surplus over all liabilities 75165874 Surplus protection to poiicyholders 125165874 Total liabilities 1415693177 Premiums in Force Miscellaneous Companies In force December 31 1918 623000732 Written or renewed during year 1518163314 Sum 2141164046 Deduct ceased to be in force during year 1431844304 In force December 31st 1919 709319742 Deduct amount reinsured 29243319 Net premiums in force 680076423 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during the Year Accident 1421745 133299 Health 1382288 834943 Liabiiityv 9834720 ottm Burglary and theft 404271 84226 Auto and teams property damage 1402377 89704 Totals 14445401 4657953 Less reinsurance in admitted companies LOYAL PROTECTIVE INSURANCE COMPANY 581 Boylston Street Boston Massachusetts S A Allen President F R Parks Secretary Attorney for service in GeorgiaC M Turner AddressAtlanta Geogia Kinds of business done in GeorgiaPersonal Health and Accident Capital Stock Amount of paidup capital 10000000 Ledger assets December 31 1918 56136090 Extended at Income Gross renewal premiums 1 Deduct amount paid for ins and return premiums 72505972 271201 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Policy fees 8930600 Agents balances previously charged off 307913 56136090 72234771 2213807 100488 9238513 Total income Carried forward Disbursements Net amount paid poiicyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents First year 12570576 Renewal 2526646 83787579 139923669 39545401 803636 15097222Insurance Department of Geofgia 453 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Other items Collectors Medical examiners Taxes Inspections Insurance departments Legal expenses Furniture and fixtures Dividends Agents balances All other 2377517 29800 2121026 14936 415852 590614 134895 1000000 379092 868700 Stocks at book value Cash in office Deposits at interest Reserves pr unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Estimated expense of investigating claims Total amount of liabilities except capital Capital actually paid in cash 10000000 Surplus over all liabilities 20522779 Surplus protection to policyholders 10456928 911500 2088650 7932432 Total disbursements 76835769 Balance 63087900 Ledger Assets Bonds at book value 42475160 5872814 220000 14519926 Total ledger assets 63087900 NonLedger Assets Interest due and accrued 646359 Total assets 63734259 Other items Overdue and accrued interest on bonds in default 118750 Book value of bonds over market value 2450474 21569224 Total not admitted assets 21569224 Total admitted assets Liabilities Net amount of unpaid losses and claims pr 61165035 11750000 16186400 372241 2267995 65620 30642256 30522779 Total liabilities t 61165035 Premiums in Force Miscellaneous Companies In force December 31 1918 Written or renewed during year Sum Deduct ceased to be in force during year In force December 31st 1919 Net premiums in force 18547400 72505972 91053372 6962377 21429600 21429600 Business in Georgia During 1919 Gross Premiums less Return Prer miuras on Risks Gross Losses Written or Re Paid newed during the Year Accident and health 260125 196198 Totals 260125 1961S8454 Annual Report LUMBERMENS MUTUAL CASUALTY COMPANY 11 South LaSalle Street Chicago Illinois James S Kemper President Edwin C Hooper Secretary Capital Stock Ledger assets Dec 31 1918 39711967 Extended at 39711967 Income Gross premiums on new business 94754830 Deduct amount paid for ins and return premiums 17041L73 Total premiums 77713657 Interest and rents 1363199 Profits on sale or increase by adjustment of assets 1500 Total income 79078356 Carried forward 118790323 Disbursements Net amount paid policyholders for losses 20866091 Legal and administrative expenses in adjustment of claims 4020858 Commissions and allowances to agents 1337461 Salaries of officers qnd employes 45l5243 Rents and interest 6938S8 Advertising printing postage telegrams etc Z 15534oi Paid policyholders for dividends 8275077 Other items Miscellaneous 852556 Legal expenses 134164 Insurance department all licenses 156881 Federal taxes 599067 State taxes and premiums 558122 Inspection and accident prevention including salary and expenses of special agents 7176917 9477707 Total disbursements 50739726 Balance 68050597 Ledger Assets Mortgage loans first lien 4580000 Bonds at book value 39504020 Cash in office 2792098 Deposits at interest 2189656 Premiums in collection 18984823 Total ledger assets 68050597 NonLedger Assets Interest due and accrued 501046 Market value of assets over book value 20680 Total assets 68572323 Deduct Assets Not Admitted Agents balances 595106 Total not admitted assets 595106 Total admitted assets 67977217 Liabilities Net amount of unpaid losses and claims 23030653 Reserves or unearned premiums on risks outstanding 21440735 Taxes due or accrued m 800000Insurance Department of Georgia 455 Other items Reinsurance premiums 119581 Reserve for unpaid administration expense 2137131 Total amount of liabilities except capital 47528100 Surplus over all liabilities 20449117 Surplus protection to policyholders 20449117 Total liabilities 67977217 Premiums in Force Miscellaneous Companies In force December 31 1918 23294665 Written or renewed during year 94754830 Sum 118049495 Deduct expirations and cancellations 72247489 In force December 31 1919 45802006 Deduct amount reinsured 2920536 Net premiums in force 42881470 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during the Tear Liability 401387 47695 Auto and teams property damage 139610 15450 Totals 540997 63145 MARYLAND CASUALTY COMPANY Baltimore Maryland John T Stone PresidentJohn A Hartman Secretary Attorney for service in GeorgiaEdwin R Haas AddressAtlanta Georgia Capital Stock Amount of paidup capital 200000000 Ledger assets December 31 1918 1747542422 Extended at 1747542422 Income Gross renewal premiums 2514687567 Deduct amount paid for ins and return premiums 601267633 Total premiums 1913419934 Interest and rents 81087045 Profits on sale or increase by adjustment of assets 11304915 Total income 2005811894 Carried forward 3753354316 Disbursements Net amount paid policyholders for losses 709792531 Legal and administrative expenses in adjustment of claims 109010333 Commissions and allowances to agents Renewal 371392590 Salaries of officers and employes 166603239 Rents and interest 82473544 Advertising printing postage telegrams etc 19902749 Paid policyholders for dividends 39995000 Loss on sale and decrease by adjustment of assets 24849754 Other items Bureaus and associations Home office traveling Insurance 10322436 3515679 650275456 Annual Report Subscriptions to periodicals and mercantile agencies Rent safe deposit boxes i Memorial tablet to employes serving in war Miscellaneous office expenses i Agents balances charged off Proportion of coinsurance premiums on coal mines and hibited risks remitted to other campanies 4362664 49000 107500 77424 9092456 14396875 Total disbursements 1562428095 Balance 2190926221 Ledger sssets Book value of real estateS Bonds at book value Stocks at book value Cash in office Deposits at interest Agents balances net Other items Loans secured by pledge of bonds stock or other collaterals schedule C Reinsured losses due from other companies Proportion of coinsurance premiums on coal mines and pro hibited risks in course of collection to be remitted to other companies Premiums in course of collection 1 Bills receivable 16633560 1426243053 108385700 12760787 103849000 4119950 1693650 2415591 25859491 338921645 341808 Total ledger assets 2190926221 NonLedger Assets Interest due and accrued Insurance commissioner value of assets over book value Other items Salvage Marech Cleary White Construction Co 250000 Heard National Bank 1077093 Harvey Stiver 715068 State Bank of Calumet 1892661 Labelle Street Trust and SaTing Bank 861619 James H Cassidy 1357485 11660694 3055724 4361765 Total assets 2210004404 Deduct Assets Not Admitted Agents balances 4119950 Bills receivable 341808 Other items Premiums in course of collection effective prior to October 1 1919 36537990 Total not admitted assets 40999748 Total admitted assets 2169004656 Liabilities Net amount of unpaid losses and claims 891022714 Reserves or unearned premiums on risks outstanding 669614617 Expense of investigation and adjustment of unpaid claims 4819400 Commissions brokerage and other charges due or to become due to agents or brokers on policies etc 62643836 Salaries and miscellaneous accounts due or accrued 5811554 Taxse due or accrued 39186432 Other items Reinsurance 9148352 Voluntary additional reserve 50000000 Due associated companies for coinsurance prem iums on coal mines and prohibited risks 21297302 71297302Insurance Department of Georgia 457 Capital actually paid in cash j 200000000 Surplus over all liabilities 215460449 Surplus protection to policyholders 415460449 Total liabilities 2169004656 Premiums in Force Miscellaneous Companies In force December 31 1918 1178321384 Written or renewed during year 25146 875 67 Sum 3633008951 Deduct ceased to be in force during year 2342571739 In force December 31st 1919 1360437212 Deduct amount returned 57761488 Net premiums in force 1292675724 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during the Tear Accident 1699 250000 Health 5928 Liability 42674009 14188169 Fidelity 697856 242082 Surety 1812716 69894 Plate glass 1296931 423635 Steam boiler 787637 698M Burglary and theft 1120308 666606 Sprinkler 67107 54478 Fly wheel 104095 Auto and teams property damage 3439748 1899570 Workmens collective 12065 5625 Physicians Liability 83592 Totals 52089437 17869916 MASONIC PROTECTIVE ASSOCIATION 18 Franklin Street Worcester Massachusetts Lemuel G Hodgkins Secretary L Thurman Atlanta Ga 1 Georgia Francis A Harrington President Attorney for service in GeorgiaR AddressAtlanta Capital Stock Amount of paidup capital 10000000 Ledger assets December 31 1918 75041715 Extended at Income Gross premiums on new business 158497332 Deduct amount paid for ins and return premiums 180241 Total premiums 1 Interest and rents Other sources Policy fees required or represented by applications 29037150 Agents balances previously charged off 16216 Total income 190250034 Carried forward 265291749 75041715 58317091 2879577 29053366458 Annual Report Disbursements Net amount paid policyholders for lossesT 80o2H2 Legal and administrative expenses in adjustment of claims 803015 Commissions and allowances to agents Policy fees retained by agents fSoSirooS Commissions tr brokerage 17677237 Salaries of officers and employes 16fai Rents and interest JJJHJ Advertising printing postage telegrams etc LixtiaoL Other items State taxes on premiums toojni All other licenses fees and taxes oni Jn Agents balances charged off 20170 i Total disbursements 161477822 Balance 103813927 Ledger Assets Bonds at book value Ha Cash in office Deposits at interest 25150164 Otheritems i Premiums in course of collection on policies or renewals effective prior to October 1 1919 42566 Total ledger assets 103813927 NonLedger Assets Interest due and accrued 1240940 Premiums in hands of agents December 31 1919 received in January 1920 1193075 Total assets 106247942 Deduct Assets Not Admitted 425667 3979960 Other items Premiums in course of collection effective prior to October 1 1919 Book value of bonds over market value Total not admitted assets Total admitted assets 101842315 Liabilities 4405627 Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Total amount of liabilites except capital Capital actually paid in cash 27 Surplus over all liabilities t 1515i7fai Surpus protection to policyholders Total liabilities Premiums in Force Miscellaneous Companies In force December 31 1918 Written or renewed during year Sum 7 Deduct ceased to be in force during year In force December 31st 1919 Net premiums in force 18468109 54118890 1040695 3055853 76683547 25158768 101842315 37396075 159510166 196906241 125481159 71425082 71425082Insurance Department of Georgia 459 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Accident and health Written or Re newed during the Year 2596659 Totals 2596659 Paid 1925473 1925473 MASSACHUSETTS BONDING AND INSURANCE COMPANY 7785 State Street Boston Mass T J Falrey President John T Burnett Secretary Attorney for service in GeorgiaEugene Dodd Atlanta Ga Kinds of business done in GeorgiaFidelity Surety and Casualty Capital Stock Amount of paidup capital 150000000 Ledger assets Dec 31 1918 572886043 Extended at1 Income Gross renewal premiums 7698732 98 Deduct amount paid for insurance and return pre miums r 187074218 572886043 Total premiums 582799080 Interest and rents Profits on sale or increase by adustment of assets Other sources Policy fees Borrowed money Profit and loss j 12432429 10000000 765284 19039369 174502 23197713 Total income 625210664 Carried forward 1198096707 Disbursements Net amount paid policyholdes for losses 286880923 Legal and administrative expenses in adjustment of claims 27400024 Commissions and allowances to agents 157456965 Salaries of officers and employes 24177464 Rents and interest 2993493 Advertising printing postage telegrams etc 5900158 Paid polieyholders for dividends 7273 Loss on sale and decrease by adjustment of assetsI 12248 51 Other items 94209267 Total disbursements 550250418 Balance T 647846289 Ledger Assets Book value of real estate Mortgage loans first lien 416666 Bonds at book value Stocks at book value Cash in office and in transit Deposits at interesth Deposits not at interest Other items Premiums in course of collection Bills receivable Advances on contracts Workmens compensation reinsurance bu deposit 33530440 416666 407693457 35820992 12723954 36816075 5475824 104248293 280361 5372185 1167715460 Annual Report Cash in suspended banks viz Da Salle St Trust and Savings Bank n t Salvage assets laqSi War savings stamps ii Balance due on liberty loan bonds for employes 991536 ggg Total ledger assets 647846289 NonLedger Assets Interest and rents due and accrued 4818780 Other items Due from U S government for refund allowed on taxes paid 10217 Balance due from sale of old buildings on Arling ton and Newbury streets not included in ap praisaj 23500 M17 Total assets 652712786 Deduct Assets Not Admitted Bills receivable 280361 Other items Premiums in course of collection effective prior to October 1 1919 J22Mj5 Book value of bonds and stocks over market value 12076749 Advances on contracts 5372185 Total not admtted assets 28820800 Total admitted assets u23891986 Liabilities Net amount of unpaid losses and claimsS J386 Reserves or unearned premiums on risks outstanding 225277763 Salaries and miscellaneous accounts due or accrued 2411873 Taxes due or accrued 12411084 Other items Estimated expense of investigation and adjustment of unpaid claims or brokers on policies effective on or after October 1 1919 2630000 Commissons brokerage and other charges due or to become due to agents 24035621 Reinsurance 5165996 31831617 Total amount of liabilities except capital 410600611 Capital actually paid in cash 5 150000000 Surplus over all liabilities 63291375 Surplus protection to policyholders 213291375 Total liabilities 623891986 Premiums in Force Miscellaneous Companies In force December 31 1918 367074418 Written or renewed during year 769873298 Sum 1136847716 Deduct ceased to be in force during year 657648962 In force December 31st 1919 479298754 Deduct amount reinsured 50282543 Net premiums in force 429016211 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during the year Accdent and Health 2527516 J 871366 Liability 501407 19650Insurance Department of Georgia 461 Fidelity 328593 14295 Surety 992472 Plate glass 149582 60S00 Burglary and theft 57589 201966 Auto and teams property damage 166668 76646 Totals 4723827 1244723 Investments in Georgia Bonds market value 2480000 Total investments in Georgia 2480000 METROPOLITAN CASUALTY INSURRANCE COMPANY OF NEW YORK 47 Cedar Street New York N Y Eugene H Winslow President S Wm Burton Secretary Attorney for service in GeorgiaJas Gillespie Atlana Ga Capital Stock Amount of paidup capital 20000000 Ledger assets Dec 31 1918 100759721 Extended at if 100759721 Income Gross premiums on new business 142005665 Deduct amount paid for insurance and return pre miums 24760263 Total premiums Interest and rents Other sources Taxes withheld Agents balances previously charged off Borrowed money gross 117245402 3350567 3150 56521 3000000 Total income 123655640 48861912 407650 37656882 11248649 955742 1962104 2000000 Carried forward 224415361 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commiss ons and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid for dividends Other items Traveling and all other agent expenses Municipal licenses Medical examination fees Legal expenses Inspections Agents balances charged off State tax on premiums Insurance department lcenses and fees Federal taxes Agent expenses Borrowed money repaid gross 938209 117653 163502 350952 3900 148432 16287do 325132 1293811 285400 1090000 8255756 Total disbursements f 111348695 Balance S 113066666 Ledger Assets Stocks at book value Cash in office 77680737 172764462 Annual Report Deposits at interest ololnSff Agents premiums iossuio3 Other items Reinsurance loss account 4wom Total ledger assets 113066666 NonLedger Assets Interest due and accrued 768706 Total assets 113835372 Deduct Assets Not Admitted Premiums in course of collection prior to Oct 1919 112511 Book value of stocks and bonds over market value 5527987 Total not admitted assets 5640498 Total admitted assets 108194874 Liabilities Net amount of unpaid losses and claims 6530908 Reserves or unearned premiums on risks outstanding 58139925 Salaries and miscellaneous accounts due or accrued 999544 Taxes due or accrued 1717042 Other items Expense of adj 107177 Reinsurance balances 845310 Commissions due on agents premiums 8307950 9260437 Total amount of liabilities except capital 76647856 Capital actually paid in cash 20000000 Surplus over all liabilities 11547018 Surplus protection to policyholders 31547018 Total liabilities t 108194874 Premiums in Force Miscellaneous Companies In force December 31 1918 102049634 Written or renewed during year 142005665 Sum 244055299 Deduct ceased to be in force during year 123787665 In force December 31st 1919 120267634 Deduct amount reinsured 4340557 Net premiums in force 115927077 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Dosses Written or Re Paid newed during the year Accident 398454 44316 Health 213999 153128 Plate glass 308437 125047 Burglary and theft 19185 8117 Totals 940075 330668 MILLERS INDEMNITY UNDERWRITERS Browder and Royal Streets Dallas Texas Attorney for service in GeorgiaR A Kennedy Atlanta Ga Kinds of business done in GeorgiaWorkmens Compensation and Public Liability Capital Stock Surplus participation certificates 9145016 Ledger assets Dec 31 1918 35695698 Increase of paidup capital during year 9154016 Extended at 44849714Insurance Department of Georgia 463 Income Deduct amount paid for insurance and return pre 99258336 8871874 90386462 10 32491 Other sources Initial deposits to secure payment of premiums Borrowed money gross 1564423 1000000 93983376 38833090 Disbursements Net amount paid policyholders for losses 27920071 24094562 470675 289508 War tax 636625 46490 683115 1796407 Paid for reinsurance 1918 balance Interest paid on surplus participation certificates 476866 44 46 18405121 150 00 Other items 234273 9 03372 Application of unearned premiums Application of initial deposits 171070 Advisory committee 675241 1000000 15200 77154927 61678163 6390000 6500000 973869 22499189 Ledger Assets Mortgage loans first lien 63900 Deposits not at interest Other items Premiums in course of collection 25114409 Accounts receivablecurrent 113696 87000 War savings certificates Total ledger assets 61678163 181256 NonLedger Assets Interest due and accrued T Total assets 61859419 Deduct Assets Not Admitted Premiums in course of collection effective prior to October 1st 1919 550402 Total not admitted assets 550402 Total admitted assets 61309017 Liabilities Taxes due or accrued on surplus participation certificatesf 5433 50 Other items Special reserve for workmens comp and liability losses 31989684 Federal state and other taxes 5 33965 Initial deposits returnable to policyholders 2o22935 Total amount of liabilities except capital 35089934464 Annual Report Surplus participation certificates 915401 Surplus over all liabilities 170650t7 Surplus protection to policyholders 26219083 Total liabilities 6309017 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during the year Liability 3592583 1063414 NATIONAL CASUALTY COMPANY 422 Majestic Building Detroit Mich W G Curtis President B A Grant Secretary Attorney for service in GeorgiaR D Parkinson Savannah Ga Kinds of business done in GeorgiaAccident and riealtn Capital Stock Amount of paidup capital 20000000 Ledger Assets Dec 31 1918 36048371 Extended at Income Gross premiums on new business 79866268 Deduct amount paid for insurance and return pre miums J 2099238 Total premiums J Interest and rents Profits on sale or increase by adjustment of assets Other sources Policy fee Agents balances charged off 2950010 307299 3604837 7767030 1676806 714500 325729 Total income if 8341563 Carried forward 119464011 Disbursements Xet amount paid policyholders for losses Iegal and administrative expenses in adjustment of claims Commissions and allowances to agents Salares of officers and employes Rents etc Advertising printing postage telegrams Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Policy fee i Taxes etc Agents balances charged off General expense cveling expense Legal Furniture 2937660 2324639 158350 267680 tVHifl 257010 94549 32090168 435011 2996573c 6011067 7242OS 1760381 160000t 30488 6330635 Total disbursements 792 22082 Balance 40241931Insurance Department of Georgia 465 Ledger Assets Mortgage loans first lien 3114450 f 3114450 Bonds at book value 24365400 Stocks at book value 5140ooo Cash in office 3526o5 Collateral loans 2 500 00 Deposits not at interest ZZZ Z ZZ 62155 01 Other items Premiums in course of collection 7 20000 War savings stamps 83975 803975 Total ledger assets 40241931 NonLedger Assets Interest due and accrued 5 228 75 Other items Furniture and supplies 3000000 Reinsurance from other companies 121809 3121809 Total assets 43886615 Deduct ABsets Not Admitted Furniture and supplies 3000000 Total not admitted assets 3000000 Total admitted assets 40886615 Liabilities Net amount of unpaid losses and claims aijd adjusting 26 013 00 Reserves or unearned premiums on risks outstanding 32 200 00 Salaries and miscellaneous accounts due or accrued 2500 00 Taxes due or accrued 16000 00 Totill amount of liabilities except capital 76713 00 Capital actually paid in cash 20000000 Surplus over all liabilities 13215315 Surplus protection to policyholders 33215315 Total liabilities 2 40886615 Premiums in Force Miscellaneous Companies In force December 31 1918 36926 00 Written or renewed during yearZ 798662e8 Sum r g5 ggg gg Deduct ceased to be in force during yearI Z 772538 68 In force December 31st 1919 63 150 00 Net premiums in force t 6315ooO Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during the year Accident and health 1148562 536678 Totals 1148562 536678466 AnnualReport NATIONAL RELIEF ASSURANCE COMPANY 108 South Fourth Street Philadelphia Pa M S Boyer President R M Fry Secretary Attorney for service in GeorgiaW W Haskell Atlanta Ga Kinds of business done in GeorgiaPersonal Health and Accident Capital Stock 10000000 18516054 Amount of paidup capital Ledger assets Dec 31 1918 Extended at 18516054 Income Gross renewal premiums Deduct amount paid for insurance and return pre miums 26518454 9406 Total premiums Interest and rents Other sources Policy correction fees War tax paid by application 25 108207 26508988 690332 108232 Total income 30989078 Carried forward Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Advertising printing postage telegrams etc Paid policyholders for dividends Other items Policy fees Salaries traveling and expenses of agents Medcal fees Taxes on premiums Insurance department fees Federal and county taxes Legal expenses Dividends to stockholders Other expenditures 3681536 653553 10800 427166 100845 404666 38258 900000 588023 Total ledger assets NonLedger Assets Interest due and accrued 5 Total assets 49505132 8410501 67405 11703811 2460901 174000 931884 6804847 Total disbursements 30553349 Balance 18951783 Ledger Assets Mortgage loans first lien 11736 Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest Agents balances net Other items Furniture fixtures and supplies 562105 Premiums in course of collection 684770 1173600 12498542 902500 50963 1635164 67977 1376162 1246875 18951783 76205 19027988Insurance Department of Georgia 467 Deduct Assets Not Admitted Agents balances Other items Companys stock owned Furniture fixtures and supplies Premiums in course of collection Book value of stocks and bonds over market 633471 15000 562105 112583 741612 Total not admitted assets Total admitted assets Liabilities Net amount of unpaid losses and claims1 Reserves or unearned premiums on risks outstanding Other items Commission on premiums in course of collection on policies ef fective October 1 1919 Total amount of liabilities except capital Capital actually paid in cash 10000000 Surplus over all liabilities 4157243 Surplus protection to policyholders Total liabilities Premiums in Force Miscellaneous Companies In force December 31 1918 Written or renewed during year Sum Deduct ceased to be in force during year In force December 31st 1919 Net premiums in force 2064801 16963187 1633540 833906 138498 2805944 14157243 16963187 267200 26518454 26785654 26232121 553533 553533 Business in Georgia During 1919 Gross premiums less Return Pre miums on Risks Written or Re newed during the year Accident and health 1801233 Gross Losses Paid 786364 Totals 1810233 786364 NATIONAL SURETY COMPANY 115 Broadway New York N T Vtm B Joyce President Hubert J Hewitt Secretary Attorney for service in GeorgiaW L McCalley Jr Atlanta Ga Kinds of business done in GeorgiaFidelity Surety Bonds Burglary and Theft Insurance Capital Stock Amount of paidup capital 500000000 Ledger assets Dec 31 1918 1723484801 Increase of paidup capital during year 100000000 Extended at 1823484801 Surplus paid in by stockholders 50000000 Income Gross premiums on new business 1217042914 Deduct amount paid for insurance and return pre miums 406186451 Total premiums 810856463 Interest and rents 72797379 Profits on sale or increase by adjustment of assets 561531468 Annual Report Other sources Miscellaneous income 1400to Suspense items 119845458 Inspections 441007 agents balances 42598 483605 Borrowed money r 29700000 149969153 Total income 1084084526 Carried forward 2907569327 Disbursements Net amount paid policyholders for losses 1 Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Borrowed money repaid 96924909 15146724 25671263 87484319 5758667 19449531 47996400 68888827 110970000 Total disbursements 875296059 Balance 203227326S Ledger Assets Book value of real estate 8106522 Bonds at book value 114910042 Stocks at book value 263058087 Mortgage loans first lien 61206 other than first lien 675 6188100 Deposits 284055668 Agents balances net 24122768a Other items 80536785 Total assets 2055560324 Deduct Assets Not Admitted Agents balances 55654922 Bills receivable 450000 Other items 68563196 Total not admitted assets 124668118 Total admitted assets 1930892206 Liabilities Net amount of unpaid losses and claims 201718310 Reserves or unearned premiums on risks outstanding 506777782 Dividends to policyholders declared but unpaid 12012700 Salaries and miscellaneous accounts due or accrued 2885168 Taxes due or accrued 25491108 Other items 131983750 Total amount of liabilities except capital 880869118 Capital actually paid in cash 500000000 Surplus over all liabilities 5500230S8 Surplus protection to policyholders 1050023088 Total liabilities 1930892206Insurance Department of Georgia 469 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during tj i tne year Fidelity 3936563 11046 39 Surety 4459529 15 87114 Burglary and theft 422596 51955 Totals 1 S818688 2743708 Investments in Georgia Bonds 2706000 Total investments in Georgia 27 060 00 NEW AMSTERDAM CASUALTY COMPANY 60 John Street New York New York Principal office7 St Paul Street Baltimore Maryland J Arthur Nelson President Sifford PearreSecretary Attorney for service in GeorgiaA D Tobin AddressAugusta Georgia Kinds of business done in GeorgiaAccident Health Liability Plate Glass Burglary Property Damage Capital Stock Amount of paidup capital i 250 000 00 Ledger assets December 31 1918 4485 13943 Increase of paidup capital during year 250 000 00 Extended at JL 473513943 Income Gross premiums on new business 6668688 63 Deduct amount paid for ins and return premiums L64l69551 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Contribution to surplus Increase in reinsurance due Increase in return premiums due and unclaimed From agents balances previously charged off 68615250 2815139 1223653 2417830 Total income Carried forward Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc I Paid for dividends to stockholders Loss on sale and decrease by adjustment of assets Other items Incidentals Salary trav exp etc of agents not paid by com Medical examiners feis and salaries Inspections other than medical and claim Assessment National Workingmens Compensation Bureau and State Rating Boards Repairs and expenses on real estate 502699312 18143921 68546 75071872 595983651 1069497594 196142118 36008451 101788775 17282256 2203596 4979508 15000000 437256 3786374 15356790 28922 2177247 1324988 580065470 Annual Report Licenses taxes fees etc 12596908 Legal expenses 392200 Decase in unadjusted items 1401930 Amount paid account liquidation New Orleans Casualty Company 2085 Traveling expenses officers and home office em ployees 1880391 Salaries and traveling expenses payroll auditors 2043121 Agents balances charged off 6445593 48016620 Total disbursements 421858580 Balance 647639014 Ledger Assets Book value of real estate 14230096 Bonds at book value 327477720 Stocks at book value 73291983 Cash in office I 3214246 Deposits at interest 77780486 Deposits not at interest 2564103 Agents balances net 135480368 Other items Surety Association of America 50000 New York excise funds 4575738 Work Comp Reins Bur Funds 8364699 Work Comp Reins Bur Contg Funds 609575 13600012 Total ledger assets 647639014 NonLedger Assets Interest due and accrued 2932504 Reinsurance due on losses paid 1596729 Total assets 652168247 Deduct Assets Not Admitted Agents balances 12583767 Other items Book value of bonds and stocks over market value 16146633 Total not admitted assets 28730400 Total admitted assets 623437847 Liabilities Net amount of unpaid losses and claims 207557249 Reserves or unearned premiums on risks outstanding 191989077 Salaries and miscellaneous accounts due or accrued 500000 Taxes due or accrued 8000000 Other items Estimated expenses investigation and adjustment claims t 1189980 Unadjusted items 3504980 Jommissions brokerage etc due 20769871 Reserve Work Comp Reins Bureau Contg 609575 Return premiums due 5846287 Reserve for anticipated claims N T excise 2150000 Reinsurance due 9509477 Voluntary reserve for contingencies 6811351 50391521 Total amount of liabilities except capital 458437847 Capital actually paid in cash 125000000 Surplus over all iabiities 40000000 Surplus protection to policyholders 165000000 Total liabilities 623437847Insurance Department of Georgia 471 Premiums in Force Miscellaneous Companies In force December 31 1918 284243191 Written or renewed during year 6668688 63 Sum 951ll2054 Deduct ceased to be in force during year expirations and can cellations 567014129 Net premiums in force December 31 1919 384097925 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Dosses Written or Re Paid newed during the Year Accident 80500 Health 10125 Liability 171379 Plate glass 71006 Burglary and theft 16709 Auto and teams property damage 66765 900 Totals 416484 900 NEW YORK PLATE GLASS INSURANCE COMPANY Maiden Dane and William Streets New York New York Mayer A White President J Carroll French Secretary Attorney for service in GeorgiaW H Rhett AddressAtlanta Georgia Capital Stock Kinds of business done in GeorgiaPlate Glass Insurance Amount of paidup capital 30000000 Dedger assets Dec 31 1918 122258947 Increase of paidup capital during year 10000000 Extended t Income Gross premiums on new business 145306557 Deduct amount paid for ins and return premiums 26206685 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Surplus paid in by stockholders acquiring new stocks at price of 100 per share From agents balances previously charged off Borrowed money 132258947 119099872 3646688 132500 10000000 28272 5000000 Total income 137907332 Carried forward 270166279 Disbursements Net amount paid policyholders for losses 61750167 Degal and administrative expenses in adjustment of claims 52165 Commissions and allowances to agents 42095821 Rents and interest 9081471 Advertising printing postage telegrams etc including furniture and fixtures 1039805 Paid policyholders for dividends 2000000 Other items Borrowed money repaid 5000000 Agents balances charged off 101930 State taxes on premiums 1524696 Insurance department licenses and fees 788080 Municipal licenses 90508472 Annual Report Federal taxes 1262011 Underwriters Association 621501 United War Work 22500 United Hospital Fund 25000 Total disbursements 126393403 Balance 143772876 Ledger Assets Mortgage loans first lien 4100000 Bonds at book value 17712628 Stocks at book value 65306666 Cash in office 338317 Deposits at interest 24427737 Other items Premiums in course of collection 29848011 Plate glass on hand 2039517 Total ledger assets 143772876 NonLedger Assets Interest due and accrued 277267 Total assets 144050143 Deduct Assets Not Admitted Premiums in course of collection effective prior to October 1 1919 859664 Book value of real estate over market value 19543294 20402958 Total not admitted assets 20402958 Total admitted assets 123647185 Liabilities Net amount of unpaid losses and claims 7509691 Salaries and miscellaneous accounts due or accrued 11554949 Other items Total unarned premiums 60260710 Total amount of liabilites except capital 79325350 Capital actually paid in cash 30000000 Surplus over ali liabilities 14321835 Surplus protection to policyholders 44321835 Total liabilities 123647185 Premiums in Force Miscellaneous Companies In force December 31 1918 107071440 Written or renewed during year 145306557 Sum 252377997 Deduct ceased to be in force during year 130651442 In force December 31st 1919 121726555 Net premiums in force 121726555 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during the Tear Plate glass 982292 293978 Totals 982292 293978Insurance Department of Georgia 473 NORTH AMERICAN ACCIDENT INSURANCE COMPANY 209 South LaSalle Street Chicago Illinois E C Waller President A E Forrest Secretary Attorney for service in GeorgiaShepard Bryson AddressAtlanta Georgia Capital Stock Kinds of business done in GeorgiaAccident and Health Insurance Amount of paidup capital 20000000 Ledger assets December 31 1918 94507526 Extended at 94507526 Income Gross renewal premiums 191432434 Deduct amount paid for insurance and return pre miums 23153402 Total premiums 168279052 Interest and rents 3767771 Other sources Policy fees 6437501 Gross profit on sale of ledger assets 217714 6655215 Total income 178702038 Carried forward 273209564 Disbursements Net amount paid policyholders for losses 747 693 97 Legal and administrative expenses in afljustment of claimsI 8774 26 Commissions and allowances to agents Renewal 571389Z1 Salaries of officers and employes 136 95168 Rents and interest 18234 41 Advertising printing postage telegrams etc 47405 11 Loss on sale and decrease by adjustment of assets 2128750 Other items Policy fees retained by agents 6437501 Salary and traveling expense of agents 5902757 Medical examiners fees 610109 Inspections 131125 Taxes 1 5771946 Furniture and fixtures 154231 Dividends 1550000 Bank exchange 119229 Subscription to Fourth Liberty loan 1500000 Incidental expense 845362 Agents balances charged off 115967 23138227 Total disbursements 176411841 Balance 96797723 Ledger Assets Mortgage loans first lien 28592500 Bonds at book value 47798757 Stocks at book value 1800000 Cash in office 1434471 Deposits at interest 6864587 Deposits not at interest 384924 Agents balances net 1485446 Other items Premiums in process of collections 7237038 Collateral loans 1200000 8437038 Total ledger assets t 96797723474 Annual Report NonLedger Assets Interest due and accrued 1347235 Total assets 9814495S Deduct Assets Not Admitted Agents balances 1485446 Other items Premiums in process of collection prior to October 1 1919 203045 Overdue interest on bonds in default 521362 Book value of bonds and stocks over market value 5726932 7936785 Total not admitted assets 7936785 Total admitted assets 90208173 Liabilities Net amount of unpaid losses and claims 12562525 Reserves or unearned premiums on risks outstanding 34057761 Salaries and miscellaneous accounts due or accrued 492028 Taxes due or accrued 2511374 Other items Dividends declared and unpaid to stockholders 450000 Reinsurance 232276 Tontine fund T 289253 Commissions due or to become due to agents 2349530 Estimated expenses of investigation of unpd claims 50000 3371059 Total amount of liabilities except capital 52994747 Capital actually paid in cash 20000000 Surplus over all liabilities 17213426 Surplus protection to poicyholders 37213426 Total liabilities 90208173 Premiums in Force Miscellaneous Companies In force December 31 1918 53307735 Written or renewed during year 191432454 Sum 244740189 Deduct ceased to be in force during year 175899343 In force December 31st 1919 68840846 Deduct amount returned 4117589 Net premiums in force 64723257 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during the Tear Accident 2478285 813372 Totals 2478285 813372 NORTH ATLANTIC INSURANCE COMPANY 56 Beaver Street New York N Y C Steendal President J F Murphy Secretary Attorney for service in GeorgiaO F Whitten Atlanta Ga Kinds of business done in GeorgiaAuto and Marine Capital Stock Amount of paidup capital 25000000 Ledger assets Dec 31 1918 156986460 Extended at 156986460Insurance Department of Georgia 475 Income Gross premiums on new business Deduct amount paid for insurance and return pre miums 158911572 69515385 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Commission and allowances for taxes received from reinsuring treaty companies Reinsurance received on unpaid losses lxpense petty 130402V 14848489 375 89396187 5414930 62500 16152891 Total income 111026508 Carried forward 268012968 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents First year Salaries of officers and employes Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets Other items Surveys and inspections 11079 Taxes 2548296 Legal expenses 172102 Agents balances charged off 58063 Interest paid to reinsuring treaty companies on premiums collected 79322 7 Decrease in liabilities during the year on account of reinsurance treaties 37200960 62642058 2467546 12174885 117733 16500 535500 40783727 Total disbursements 1187 37949 Balance if 149275019 Ledger Assets Bonds at book value Deposits at interest Agenfs balances net Other items Recoverable for reinsurance on paid losses Bottomry and Respondentia loan 76484 776000 Total ledger assets NonLedger Assets Interest due and accrued Market value of assets over book value 41091000 89352270 17979265 852484 149275019 182551 1659000 Total assets 151116570 Deduct Assets Not Admitted Agents balances 529401 Total not admitted assets 529401 Total admitted assets 150587169 Liabilities Net amount of unpaid losses and claims 52623000 Reserves or unearned premiums on risks outstanding 43145480 Taxes due or accrued 4344389 476 Annual Report Other items Funds held under reinsurance treaties 8197753 Overpayment on account of reinsurance recover able on unpaid losses 51065iS 1 13304271 Total amount of liabilities except capital 113417140 Capital actually paid in cash 25000000 Surplus over all liabilities 12170029 Surplus protection to policyholders 37170029 Total liabilities 150587169 Business in ForceMarine and Inland Risks Premiums In force on the 31st day of December 1918 29738181 44209030 Written or renewed during the year 133466852 158911572 Total 163205033 203120602 Deduct those expired and marked off as terminated 145565430 122343621 In force at the end of the year 17639603 80776981 Net amount in force 17639603 80776981 Business in the State of Georga During 1919 Marine and Inland Gross risks written 39384600 Net risks written 39384600 Gross premiums on risks written i 758217 Less 4361 return premiums in companies authorized in Georgia 4361 Net premiums received 753856 Losses paid deducting salvage 130287 Net losses paid 130287 Losses incurred 269988 Net losses incurred 269988 Investments in Georgia Bonds 1000000 Total investments in Gejorgia t 1000800 OCEAN ACCIDENT AND GUARANTEE CORPORATION LTD OF LONDON New York Office 59 John Street New York City Charles H Neely Manager and Attorney for the United States Attorney for service in GeorgiaEdgar Dunlap Atlanta Ga Kinds of business done in GeorgiaAll Classes of Miscellaneous Insurance Capital Stock Amount of deposit capital 80000000 Ledger assets Dec 31 1918 1334722959 Extended at i 1334722959 Income Gross renewal premiums 1686508049 Deduct amount paid for insurance and return pre miums 459274618 Total premiums 1227233431 Interest and rents 53112410 Profits on sale or increase by adjustment of assets 1580529Insurance Department of Georgia 477 Other sources From agents balances previously charged off Total income If 1282663360 736990 Carried forward 2617386319 Disbursements Xet amount paid policyholders for losses 435430766 Legal and administrative expenses in adjustment of claims 66124042 Commissions and allowances to agents 236059081 Salaries of officers and employes 917 72930 Rents and interest 3680945 Advertising printing postage telegrams etc 82869988 Remittance to home office 1 79538128 Loss on sale and decrease by adjustment of assets 690843 Other items Agents balances charged off 6595734 Total disbursements 1002762457 Balance 1614623862 Ledger Assets Mortgage loans first lien 87000 Bonds at book value Cash in office and deposits Agents balances net outstanding premiums Other items Bills receivable From reinsurance companies 10054149 equity in workmens compensation reinsurance fund From premium notes 746250 from employes sub to liberty loan Sundry balances 33232144 1745450 3222804 8700000 1279436553 54288716 222622517 575269 49000807 Total ledger assets 1614623862 NonLedger Assets Interest due and accrued 16905849 Total assets 1631529711 Deduct Assets Not Admitted Agents balances 3222804 Bills receivable 575269 Other items Outstanding prems prior to Oct 1 1919 31938051 Overdue interest 1301167 Securities depreciation 63303075 Unadmitted reinsurance 881683 Total not admitted assets 101022049 Total admitted assets 1530507662 Liabilities Xet amount of unpaid losses and claims 729484499 Reserves or unearned premiums on risks outstanding 415294447 Commissions on outstanding premiums 38931782 Salaries and miscellaneous accounts due or accrued 1025000 Taxes due or accrued 27008900 Other items Workmens comp rein bureau 2755805 Voluntary reserve for contngencies 180000000 Total amount of liabilities Deposit capital Surplus over all liabilities except capital 80000000 56007229 182755803 1394500433 Surplus protection to policyholders 136007229 Total labilities 1530507662478 Annual Report Premiums in Force Miscellaneous Companies In force December 31 1918 Written or renewed during year Sum Deduct ceased to be in force during year In force December 31st 1919 Deduct amount reinsured Net premiums in force Business in Georgia During 1919 Accident Health Liability Plate glass Steam boiler Burglary and theft Credit Flv wheelminus Auto and teams property damage 7 78498325 1686508049 2465006374 1634060190 830946184 15867258 8 15078926 Gross Premiums less Return Pre miums on Risks Written or Re newed during the year 796959 533357 5345365 540654 271965 487107 961357 196 1665482 Gross Losses Paid 931240 281163 2195945 191090 139602 525295 Totals 10602050 4264335 PREFERRED ACCIDENT INSURANCE COMPANY OF NEW YORK 80 Maiden Lane New York N T Kimball C Atwood President illTf C Potter Secretary Attorney for service in GeorgiaE H Harrold Macon Ga Capital Stock Amount of paidup capital Z222r Ledger assets Dec 31 1918 572646486 Extended at 572646486 Income Gross premiums on new business 3ojoqIrJ Gross renewal premiums 488Ji04 Total premiums Interest and rents Trofits on sale or increase by adjustment of assets 398546025 20751448 726875 420024348 Total income Carried forward 992670834 Disbursements Net amount paid policyholders for losses SliHoccI Legal and administrative expenses in adjustment of claims 2050b0 Commissions and allowances to agents Stl Salaries of officers and employes iokoqkk Rents and interest iiinnnii Advertising printing postage telegrams etc JIOUOJ Loss on sale and decrease by adjustment of assets Jr Other items 44978410 Total disbursements 351502931 Balance 641167903 Ledger Assets Mortgage loans first lien 82000 82S Bonds at book value ZIa H Stocks at book value 13409936 Cash in office 1755314Insurance Department of Georgia 479 Deposits at interest 15270991 Deposits not at interest 5000000 Agents balances net 96468352 Other items 3337349 Total ledger assets 641167903 NonLedger Assets Interest due and accrued 6127722 Total assets 647295625 Deduct Assets Not Admitted Agents balances i 10157028 Bills receivable 3l86911 Other items 21608297 Total not admitted assets 34952236 Total admitted assets 612343389 Liabilities Net amount of unpaid losses and claims 5 128408330 Reserves or unearned premiums on risks outstanding 196011040 Salaries and miscellaneous accounts due or accrued 26553020 Taxes due or accrued 13612719 Other items 77758280 Total amount of liabilities except capital 442343389 Capital actually paid in cash 700000000 Surplus over all liabilities 100000000 Surplus protection to policyholders 170000000 Tital liabilities 612343389 Premiums in Force Miscellaneous Companies In force December 31 1918 323194751 Written or renewed during year 540096412 Sum 863291163 Deduct ceased to be in force during year 464123080 In force December 31st 1919 399168083 Deduct amount returned 5l82527 Net premiums in force 393985556 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during the year Accident 492721 620339 Health 138252 93224 Liability 1673612 380265 Fidelity 211211 Surety 2213 Burglary and theft 67823 11327 Auto and teams property damage 445464 183388 Totals 3031302 1288543 RIDGLEY PROTECTIVE ASSOCIATION 18 Franklin Street Worcester Mass Austn A Heath President H L Peabody Secretary Attorney for service in GeorgiaM M Coggins Atlanta Ga Kinds of business done in GeorgiaPersonal Accident and Health Insurance Capital Stock Amount of paidup capital 10000000 Ledger assets Dec 31 1918 53151630 Extended at 53151630480 Annual Report Income Gross premiums on new business and gross renewal premiums 80758900 Deduct amount paid for insurance and return pre miums Total premiums Other sources Interest and rents Policy fees Agents balances previously charged off Total income Carried forward Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Policy fees to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid stockholders for dividends Loss on sale and decrease by adjustment of assets Other items Insurance department fees State taxes on premiums Federal taxes Legal expenses Furniture and fixtures Miscellaneous disbursements Agents balances charged off Salaries and expenses of agents Total disbursements Balance 80477903 25 85103 12717100 1140 95781240 148932876 50755994 676654 3414052 12479445 13955039 410004 2852971 1000000 408650 358530 1451271 75937 53190 328600 126703 4132 4906825 94891645 54041231 Ledger Assets Bonds at book value Cash in office Deposits at interest Deposits not at interest Total ledger assets NonLedger Assets Interest due and accrued Total assets Deduct Assets Not Admitted Overdue interest 269903 Market value of bonds under book value 449o6o0 Total not admitted assets Total admitted assets Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and mscellaneous accounts due or accrued Taxes due or accrued Other items Adjusting expense estimated Total amount of liabilities except capital 44600650 173604 9071422 195555 54041231 888152 54929383 476555 50163830 10254805 9844917 349728 2011945 91988 22553383Insurance Department of Georgia 481 Capital actually paid in cash 10000000 Surplus over all liabilities 17610447 Surplus protection to policyholders 27610447 Total liabilities 50163830 Premiums in Force Miscellaneous Companies In force December 31 1918 21409575 Written or renewed during year 80758900 Sum l02l68C75 Deduct ceased to be in force during year 756 653 00 In force December 31st 1919 26503175 Net premiums in force 26503175 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Dosses Written or Re Paid newed during the year Accident and health 586516 f 444771 Totals 586516 444771 ROYAL INDEMNITY INSURANCE COMPANY 84 William Street New York New York Charles H Holland President William Mackintosh Secretary Attorney for service in GeorgiaA H Turner AddressHurt Building Atlanta Georgia Kinds of business done in GeorgiaCasualty Insurance Capital Stock Amount of paidup capital 100000000 Ledger assets December 31 1918 854224647 Extended at 854224647 Income Gross premiums on new business 1116918494 Deduct amount paid for insurance and return premiums 289188011 Tofel premiums 827730483 Interest and rents 31263607 Profits on sale or increase by adjustment of assets 111812 Other sources Contingent commission on reinsurance 174633 Total income 859280535 Carried forward 1713505182 Disbursements Net amount paid policyholders for losses 296333405 Legal and administrative expenses in adjustment of claims 42267907 Commissions and allowances to agents b Renewal 173127919 Salaries of officers and employes including inspections 71685116 Rents and interest 4852046 Advertising printing postage telegrams etc 9953367 Loss on sale and decrease by adjustment of assets 378561 Other items Taxes licenses and fees 22006742 Agents balances charged off 26697 22033439 Total disbursements 620631760 Balance 1092873422482 Annual Report Ledger Assets Bonds at book value 8 Cash in office Deposits at interest 1 Agents balances being premiums in course of collection 1 Other items Equity in the funds of the Workmens Compensation Reinsurance Bureau Losses recoverable from reinsuring companies Agents sundry balances advertising and traveling expenses Bills receivable 06412210 570572 00359682 64655453 17873217 3058668 108900 52520 20875505 Total ledger assets as per balance No 23 1092873422 NonLedger Assets Interest due and accrued 10390317 Total assets 1103263739 Deduct Assets Not Admitted Agents balances being premiums in course of col lection effective prior to Oct 1 1919 4918342 Bills receivable 52520 Other items Book value bonds over market value 30232332 Interest on bonds in default 70000 Agents sundry balances advertising and traveling expenses 1616910 Proportion of Loss reserve of Workmens Compen sation Bureau 1278817 Total not admitted assets 38168921 Total admitted assets 1065094818 Liabilities Net amount of unpaid losses and claims 4 Reserves or unearned premiums on risks outstanding 3 Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Amount deducted nonresident employes New York state income tax 72335 09448985 43028711 38186458 31235215 Total amount of liabilities except capital Capital actually paid in cash 100000000 Surplus over all liabilities 143123114 72385 21971704 Surplus protection to policyholders 243123114 Total liabilities 1065094818 Premiums in Force Miscellaneous Companies In force December 31 1918 569840865 Written or renewed during year 1116918494 Sum 1686759359 Deduct ceased to be in force during year 957455012 In force December 31st 1919 729304347 Deduct amount reinsured 66702409 Net premiums in force 662601938 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Accident Health Liability Written or Re newed during the Year 494087 269586 1987078 Paid 85648 197418 1374257Insurance Department of Georgia 483 Fidelity 856303 134084 694721 176736 292954 113784 438839 29662 506753 349303 Fly wheel 63565 238724 Totals 5537834 2452500 28 156 68 Investments in Georgia Bonds book value Total investments in Georgia 2452500 STANDARD ACCIDENT INSURANCE COMPANY Penobscot Building Detroit Mich Lem W Bowen President Charles C Bowen Secretary Attorney for service in GeorgiaCharles A Bickerstaff Atlanta Ga Kinds of business done in GeorgiaAccident Health Liability and Property Damage Insurance Capital Stock Amount of paidup capital Ledger assets Dec 31 1918 100000000 912374128 Extended at 912374128 Income Gross premiums on new business 1012919321 Deduct amount paid for insurance and return pre miums 171420374 Total premiums 841498947 Interest and rents Profits on sale or increase by adjustment of assets Other sources Policy fees Borrowed money for purchase of U S victory bonds Total income 43207581 2389232 3043524 10000000 900139284 Carried forward 1812513412 Disbursements Net amount paid polieyholders for losses 323000616 Legal and administrative expenses in adjustment of claims 39541226 Commissions and allowances to agents 196264898 Salaries of officers and employes 32597768 Rents and interest 2515725 Advertising printing postage telegrams etc 12331951 Paid stockholders for dividends 12000000 Loss on sale and decrease by adjustment of assets 24705532 Taxes licenses etc 24700532 Other items Inspections 10072216 Salaries traveling exp of agents not paid by co 20758450 Repayment of borrowed money 10000000 Agents balances 2929779 Miscellaneous expenses 763053 44523498 Total disbursements 693971005 Balance J 1118542401484 Annual Report Ledger Assets Book value of real estate Mortgage loans first lien 337750 Bonds at book value Collateral loans Cash in office Deposits at interest Deposits not at interest Other items Premiums in course of collection 129720816 Deposit with work comp rein bureau 14361177 6000000 33775000 97994900 7498750 1136642 27412161 192961 1114081993 NonLedger Assets Total ledger assets 1118542407 Interest due and accrued 165295on Market value of assets over book value 12540612 Total assets 1147612574 Deduct Assets Not Admitted Agents balances prem in course of coll 19308123 Other items Book value of collateral loan over market value 187578 Total not admitted assets 19495701 Total admitted assets 1128116873 Liabilities Net amount of unpaid losses and claimsS 504132963 Reserves or unearned premiums on risks outstanding 297241141 Salaries and miscellaneous accounts due or accrued 1500000 Taxes due or accrued 21000000 Other items Estimated cost of adjustment and investigation of unpd claims 2600000 Commissions on premiums in course of collection 31363520 Return premiums 5188832 Total amount of liabilities except capital 863026456 Capital actually paid in cash 100000000 Surplus over all liabilities 165090417 Surplus protection to policyholders 265090417 Total liabilities 1128116873 Premiums in Force Miscellaneous Companies In force December 31 1918 492085152 Written or renewed during vear 1012919321 Sum 1 1505084473 Deduct ceased to be in force during year 901997495 In force December 31st 1919 603006978 Deduct amount reinsured 10756022 Net premiums in force 592250956 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Losses Written or Re Paid newed during the year Accident i 4723387 t 14 50530 Health 2084046 1192865 Liability 1817552 209945 Auto and teams property damage 596418 449436 Totals 9221403 4 3302776 Investments in Georgia Bonds par value 4650000 Total investments in Georgia 4650000Insurance Department of Georgia 485 w STANDARD MARINE INSURANCE COMPANY LTD 6365 Beaver Street New York City N Y J Roberts United States Manager Attorney for service in GeorgaW L Wilson Savannah Ga Capital Stock Amount of deposit capital Ledger assets Dec 31 1918 20000000 260270940 Extended at 260270940 Income Gross premiums on new business Deduct amount paid for insurance and return pre miums 819207665 511441868 Total premiums 307765797 Interest and rents Profits on sale or increase by adjustment of assets Other sources Remittances from home office to U S branch From agents balances previously charged off Total income 131088423 27 11499010 19700 131088450 450372957 Carried forward 710643897 Disbursements Net amount paid policyholders for losses i Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes ZZ Rents and interest Advertising printing postage telegrams etc I Field supervisory expenses Maps including corrections Other items Furniture and fixtures including rent of and re pairs to same 76686 Inspections and surveys including tariff assns 1580247 All taxes licenses and fees 7081999 Legal expenses excluding those on losses 41L72 80215241 962500 23212811 6931657 489376 2536913 37808 31325 Remittances to home office by U S branch 262638689 271418793 Total disbursements 5 385866424 Balance 324777473 Ledger Assets Bonds at book value 1966 393 y0 Stocks at book value 419 577 op Cash in office IZ 75 00 Deposits at interest I 57 477 37 Deposits not at interest 3857 70 Agents balances net sZZI Z 800089 66 Total ledger assets 324777473 NonLedger Assets 2613425 25174917 Total assets 352565815 Deduct Assets Not Admitted Agents balances 2580425 Interest due and accrued Other items Due from Sunday Reinsuring companies on losses paid486 Annual Report Other items Book value of bonds and stocks over market value 13213500 Total not admitted assets 1579392o Total admitte dassets 336771890 Liabilities 84934900 66799462 100000 24000000 Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Contingent commissions or other charges due or accrued cSook Total amount of liabilities except capital llbimsM Capital deposit oS2r2S2 Surplus over all liabilities ids5iou Surplus r S87528 Total liabiities 336771890 Business in ForceMarine and Inland Risks Premiums In force on the 31st day of December 1918 167918172 Written or renewed during the year 2436135125 l9obta T0tal 2604053297 898055862 Deduct those expired and marked off as terminated 2119925861 760786241 In force at the end of the year8 IIJSS Hlltllil Deduct amount reinsured 6835181i bbdaoabb Net amount in force 8 415775619 Business in the State of Georgia During 1919 70889255 Marine and Inland Gross risks written 5798348200 Less 427929 risks cancelled and 23501830 reinsurance In com panies authorized in Georgia 2392975900 Net rsiks written 3405372300 Gross premiums on risks written Less 3136445 return premiums and 18606341 premiums for re insurance in companies authorized in Georgia 48702471 21742786 Net premiums received 26959685 Losses paid deducting salvage Less losses on risks reinsured in companies authorized in Georgia 13826678 5621825 Net losses paid 8204853 Losses incurred Less losses on risks reinsured in companies authorized in Georgia Net losses Incurred 8 Investments in Georgia Bonds 8 1000000 Total investments in Georgia8 19297978 7846425 11451553 1000000Insurance Department of Georgia 487 THAMES MERSEY MARINE INSURANCE COMPANY LTD 27 Williams Street New York New York F H Canty H K Fowler Joint Managers Attorney for service in GeorgiaA L Farie Savannah Ga Capital Stock Amount of paidup capital onn nfin nn Ledger assets December 31 1918 l868i84o26 Extended at 186884026 Income Gross premiums on new business 4 9x4 613 89 Deduct amount paid for insurance and return premiums 364613538 Total premiums Interest and rentsZZ Profits on sale or increase by adjustmentTof assets Other sources Reimbursement of expenses 11 ng 92 Remittances from and for account of home office to U S branch gross 47044139 Total income 133847851 6527107 598999 48156031 189129988 Carried forward 376014014 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents b Renewal Salaries of officers and employesI Ji Rents and interest Advertising printing postage telegrams etcZJIZZZ Total field supervisory expenses Other items Furniture and fixtures including repairs to same Inspections and surveys Federal taxes taxes and license fees Agents balances charged off Legal expenses excluding legal expenses on losses Remittances to and for account of home office by U S branch gross 1 57953181 342540 27883659 9469557 663026 2459652 435705 254977 624329 5953679 44822 61565 61817114 68756486 Total disbursements 167963806 Balance 208050208 Ledger Assets Bonds at book value Stocks at book value Deposits at interest Agents balances net Other items Due from authorized companies on losses paid Due from unauthorized companies on losses paid Cash deposit with trustees 20699013 2516193 140625 97388350 25891300 4203102 57211625 23355831 Total ledger assets as per balance No 23 208050208 NonLedger Assets Interest due and accrued 1134342 Total assets 209184550 Deduct Assets Not Admitted Agents balances 10877351 Other items Due from unauthorized companies on losses paid 2516193488 Annual Report Book value of bonds Stocks over market value 15843650 18359843 Total not admitted assets 29237194 Total admitted assets 179947356 Liabilities Net amount of unpaid losses and claims 55833408 Reserves or unearned premiums on risks outstanding 28157040 Salaries and miscellaneous accounts due or accrued 150000 Taxes due or accrued 4000000 Other items Contingent commissions or other charges due or accrued 3000000 Total amount of liabilities except capital 91140448 Capital actually paid in cash 20000000 Surplus over all liabilities 68806908 Surplus protection to policyholders 88806908 Total liabilities 179947356 Premiums in Force Miscellaneous Companies In force December 31 1918 73734999 Written or renewed during year 498461389 Sum 572196388 Deduct ceased to be in force during year 501186607 In force December 31st 1919 71009781 Deduct amount returned 26626277 Net premiums in force 44383504 Business in GeorgiaMarine and Inland Gross risks written 910236000 Less 16222000 risks cancelled and 315619700 reinsurance in Companies authorized in Georgia 331841700 Net risks written 578394300 Gross premiums on risks written Less 3180708 return premiums and 2057693 premiums for re insurance in companies authorized in Georgia Net premiums received Losses paid deducting salvage Less losses on risks reinsured in Companies authorized in Georgia Net losses paid Losses incurred Less losses on risks reinsured in companies authorized in Georgia Net losses incurred1 10069511 5238401 4831110 1272796 512444 760352 1303276 381089 922187 TRAVELERS INDEMNITY COMPANY 700 Main Street Hartford Connecticut L P Butler President James H Coburn Secretary Attornev for service in GeorgiaHarold D Dyke 1622 Healey Building Atlanta Georgia Kinds of business done in GeorgiaAccident Health Plate Glass Steam Boiler Burglary and Theft Ply Wheel Auto and Teams and other property damage Capital Stock Amount of paidup capital 100000000 Ledger assets December 31 1918 533643162 Extended at 533643162Insurance Department of Georgia 489 Income Gross premiums on new business 820932907 Deduct amount paid for insurance and return premiums 216585350 21632397 394259 Total premiums 604347557 Interest and rents Profits on sale or increase by adjustment of assetsIIZ Other sources Inspections 927694 Miscellaneous profit and loss 2176 From agents balances previously charged ofI 825 930695 Total income 627304908 Carried forward 1160948070 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Loss on sale and decrease by adjustment of assets Other items Licenses fees and taxes 20681576 Other disbursements 51176600 227942481 32017573 130519721 86064066 5714644 7943392 8000000 2328425 71858176 Total disbursements 572388478 Balance 588559592 Ledger Assets Mortgage loans first lien 37599997 Bonds at book value 411133100 Stocks at book value 9lo2962 Cash in office 209316 Deposits at interest 24364516 Other items Cbllateral loan 2000000 Outstanding premiums 104149701 106149701 Total ledger assets 588559592 NonLedger Assets Interest due and accrued Total assets 5 Deduct Assets Not Admitted Other items Outstanding premiums prior to Oct 1 1919 Book value of stocks over market value 4823559 1137562 5527883 94087475 5961121 Total not admitted assets 5961121 Total admitted assets 588126354 Liabilities Net amount of unpaid losses and claims 65081616 Reserves or unearned premiums on risks outsanding 330032522 Salaries and miscellaneous accounts due or accrued 2027545 Taxes due or accrued 9304557490 Annual Report Other items Expenses of investigation 5330885 Commissions 22789221 Reinsurance 185969 Special reserve 10497845 39i Q39 20 Total amount of liabilities except capital 445550l60 Capital actually paid in cash 100000000 Surplus over all liabilities 42576194 Surplus protection to policyholders 142576194 Total liabilities 588126354 Premiums in Force Miscellaneous Companies In force December 31 1918 441912480 Written or renewed during year J 8209 329 07 Sum 1262845387 Deduct ceased to be in force during year 629775084 In force December 31st 1919 633070303 Deduct amount reinsured 14732245 Net premiums in force 618338058 Business in Georgia During 1919 Gross Premiums Less Return Pre miums on Risks Gross Losses Written or Re Paid newed during the Tear Accident 89486 Health 3250 Plate glass 621542 327204 Steam boiler 617288 196405 Burglary and theft 1340687 496273 Fly wheel 48008 Auto and teams and other property damage 3437103 1697634 Totals 6150864 2717516 Investments in Georgia Bonds 5783698 Total investments in Georgia 5783698 UNION MARINE INSURANCE COMPANY LTD 27 Williams Street New Tork New Tork F H Canty and H K Fowler Joint Managers Attorney for service in GeorgiaThos J Lynch Atlanta Georgia Kinds of business done in GeorgiaMarine Insurance Capital Stock Amount of paidup deposit capital 20000000 Ledger assets December 31 1918 145595445 Extended at 145595445 Income Gross premiums on new business 301236355 Deduct amount paid for insurance and return premiums R1prerns Marine and Inland 187035345 RPsprems Marine and Inland 35480697 Total premiums 78720313 Profits on sale or increase by adjustment of assets 300625Insurance Department of Georgia 491 Other sources Gross interest on bonds and dividends on stocks less 82311 accrued interest on bonds acquired during 1919 per schedule D Gross interest on deposits in trust companies and banks Reimbursement of eypenses Remittances from and for account of home office to U S branch gross From agents balances previously charged off 4162821 15S323 237956 62029976 154298 66738374 Total income 145759312 Carried forward 291354757 Disbursements Net amount paid policyholders for losses 65670478 Legal and administrative expenses in adjustment of claims 1782109 Commissions and allowances to agents b Renewal 19437554 Salaries of officers and employes 7339526 Rents and interest 651736 Advertising printing postage telegrams etc 970267 Loss on sale and decrease by adjustment of assets 20000 Other items Inspections and surveys including underwriters boards and tariff associations 368241 Federal taxes 420102 Taxes licenses and fees state county municipal fire etc 3480185 Legal expenses excluding legal expenses on losses 37046 Agents balances charged off 340756 i Remittances to and for account of home office by i U S branch gross 60300366 64946696 Total disbursements 160818366 Balance 130536391 Ledger Assets Bonds at book value Cash in office Deposits at interest Agents balances net Representing business written subsequent to Oct 1 1919 Representing business written prior to Oct 1 1919 Other items Bills receivable taken for marine and inland risks 13000 Cash deposit with trustees 5117500 Due from authorized cos on losses paid 8959503 Due from unauthorized cos on losses paid 1718011 92800437 2500 3410388 9583460 8931592 15808014 Total ledger assets as per balance No 23 130536391 NonLedger Assets Interest due and accrued 3 Total assets Deduct Assets Not Admitted 923780 131460171 Agents balances Other items Due from unauthorized companies on losses paid Book value of bonds and stocks over market value 8931592 1718011 7636437 9414448 18346040 Total not admitted assets Total admitted assets 113114131492 Annual Report Liabilities Net amount of unpaid losses and claims 49085205 Reserves or unearned premiums on risks outstanding 14677417 Salaries and miscellaneous accounts due or accrued 3500000 Taxes due or accrued 4000000 Total amount of liabilities except capital 71262622 Deposit capital actually paid in cash 20000000 Surplus over all liabilities 21851509 Surplus protection to policyholders 41851509 Total liabilities 113114131 Business in ForceMarine and Inland Risks Premiums In force on the 31st day of December 1918 261921484 69812624 Written or renewed during the year 774516515 301236355 Total 1036437999 371048979 Deduct those expired and marked off as terminated 968375350 295280117 In force at the end of the year 68062649 75768862 Dedust amount reinsured 42690379 51353893 isfet amount in forse 25372270 24414969 Business in Georgia Gross risks written 692718800 Less 15668300 risks cancelled and 382090300 reinsurance in Companies authorized in Georgia 397758600 Net risks written 294960200 Gross premiums on risks written 84 774 57 Less 1987220 return premiums and 4202920 premiums for re insurance in companies authorized in Georgia 6190140 Net premiums received 2287317 Losses paid deducting salvage 5 871 77 Less losses on risks reinsured in companies authorized in Georgia 2J48359 Net losses paid 338818 Losses incurred 7 251 77 Less losses on risks reinsured in Companies authorizedinGeorgia 3883i59 Net losses incurred 3 3gg g Premiums in Force Miscellaneous Companies In force December 31 1918 698 126 24 Written or renewed during year 3 012363 55 Sum 371048979 Deduct ceased to be in force during year 2 952 801 17 In force December 31st 1919 757688 62 Deduct amount returned 513538 93 Net premiums in force 24414969 Investments in Georgia Bonds 1000000 Total investments in Georgia 1000000Insurance Department of Georgia 493 UNITED STATES CASUALTY COMPANY 80 Maiden Lane New York City New York Edson S Scott President D G Duckett Secretary Attorney for service in GeorgiaJohn H Mullen Atlanta Georgia Kinds of business done in GeorgiaCasualty Capital Stock Amount of paidup capital 50000000 Ledger assets December 31 1918 532136801 Extended at 532136801 Income Gross premiums on new business 606451848 Deduct amount paid for insurance and return premiums 160293111 Total premiums Interest and rents Profits on sale or increase by adjustment of assets Other sources Borrowed money gross Gross profit on sale or maturity of ledger 7200000 139975 Total income 446158737 21887696 182002 7339975 475568410 196230028 31575299 102198563 34198222 14803679 5737667 4996000 Carried forward 1007705211 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Other items Furniture and fixtures Profit and loss Feyes and auditors Extended free accident insurance Exchange on checks Miscellaneous I Dues and subscriptions to associations bureaus and commercial agencies Insurance Borrowed money repaid Interest on borrowed money 14 2 297 7 4S243 16062 64034 27400 89412 91815 54341 16085 00000 12903 30412903 Total disbursements 424456753 Balance 583248458 Ledger Assets Book value of real estate Mortgage loans first lien Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest Agents balances net Other items Premiums in course of collection The Workmans Compensation Reins Fund Cash in hands of resident mgrs and adjusters 563 44483 7826984 120000 25000 24150000 310264622 165001585 768346 16020197 2617809 109432 64291467 Total ledger assets as per balance No 23 583248458494 Annual Report NonLedger Assets Interest due and accrued 3904338 Other items Reinsurance recoverable on paid losses 921199 Total assets 588073995 Deduct Assets Not Admitted Agents balances 109432 Other items New York state taxes withheld 24449 Book value of bonds and stocks over market value 58377107 Cash in hands of resident mgrs and adjusters 120000 58521556 Total not admitted assets 58630988 Total admitted assetsi 529443007 liabilities Net amount of unpaid losses and claims 31995468 Reserves or unearned premiums on risks outstanding 165432000 Reserve for unadjusted claims Workmens Comp Ins Bureau 605187 Dividends to policyholders declared but unpaid 1301200 Salaries and miscellaneous accounts due or accrued 1220230 Taxes due or accrued 15000000 Other items Estimated expenses of investigating and adjust ment of unpaid claimsZ 3228410 Total unearned premiums as shown by recap 192818928 Commissions brokerage and other charges due or to become due to agents or brokers on policies ef fective on or after October 1 1919 13878221 Reinsurance 1463363 Total amount of liabilities except capital 426943007 Capital actually paid in cash 50000000 Surplus over all liabilities 52500000 Surplus protection to policyholders 102500000 Total liabilities 529443007 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Gross Dosses Written or Re Paid newed during the Tear Accident 938309 217888 Health 929502 414464 Diability 10667377 6675699 Plate glass 38224 9497 Burglary and theft 305952 236150 Auto and teams property damage 118S870 511019 Workmens collective 249282 98476 Totals 14317516 8163193 UNITED STATES FIDELITY AND GUARANTY COMPANY Baltimore Maryland John R BJand President R Howard Bland Secretary Attorney for service in GeorgiaWm A Smith Atlanta Georgia Capital Stock Amount of paidup capital 450000000 Ledger assets December 31 1918 2006583288 Increase of paidup capital during year 150000000 Extended at 2156583288Insurance Department of Georgia 495 Income Gross premiums on new business 2567436183 Deduct amount paid for insurance and return premiums 606398623 Total premiums 19 Interest and rents Profits on sale or increase by adjustment of assets Other sources Inspections 488795 Agents balances previously charged off 126458 Dept guaranteed attorneys net 4179058 Surplus contributed by stockholders 30000 shares ta 5000 150000000 Borrowed money to complete payment U U lib erty bonds 72000000 61037560 70981830 989709 226794311 Total income 2259803410 Carried forward 4416386698 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents b Renewal Salaries of officers and employes home office Rents and interest Advertising printing postage telegrams etc Paid policyholders for dividends Doss on sale and decrease by adjustment of assets 699435369 58495784 366939281 91019385 20047042 46991271 45000000 73693 Other items Taxes on prems capital stock ins dept fees etc 75281668 Salaries traveling and other expenses of agents not paid by commission 171925019 72000000 8319839 4028616 3286449 Borrowed money repaid Inspection Repairs Legal Association bureaus home office traveling chari ties and miscellaneous expense 11901526 346743117 Total disbursements 1674744942 Balance 2741641756 Ledger Assets Book value of real estate Mortgage loans first lien Bonds at book value Stocks at book value Cash in office Deposits at interest Deposits not at interest Agents balances net Other items Loans secured by pledge of collaterals Deposit with Workmens Comp Reins Bureau Accounts with suspended banks Due from subscriptions Dept Guar Attys Agents balances suspense account Equity in New York excise funds 10213490 33376462 1783567 8776762 4278129 10920051 67831598 4880000 1736283097 98778735 133345 33936057 252867163 477583300 69348461 Total ledger assets as per balance No 23 2741641756 NonLedger Assets Interest due and accrued 30130865 Total assets 2771772621496 Annual Report Deduct Assets Not Admitted Agents balances suspense account 4278129 Other items Premiums in course of collection written prior to October 1 1919 109590859 Guaranteed attorneys subscriptions written prior to October 1 1919 441470 Book value of bonds and stocks over market value 82303525 Total not admitted assets 198613983 Total admitted assets 2575158638 Liabilities Net amount of unpaid losses and claims 2 458 793 01 Special reserves on unpaid liability and workmens comp lossesI 551593483 Salaries and miscellaneous accounts due or accrued 25000 00 Taxes due or accrued 49020751 Other items Estimated expenses of investigation and adjustment of unpaid claims 7670200 Gross premiums less reinsurance unexpired N Y excise risks 75 per cent 3120118 Unearned prems as shown by recap page 6 783910895 Commissions brokerage and other charges due or to become due to agents 74133944 Return premiums 4778667 Reinsurance premiums 2047961 Funds held under reinsurance treaties 3464278 Total amount of liabilities except capital 1728119598 Capital actually paid in cash 450000000 Surplus over all liabilities 397039040 Surplus protection to policyholders 847039040 Total liabilities 2575158638 Premiums in Force Miscellaneous Companies In force December 31 1918 112 03127 Written or renewed during year 163 163 68 Sum 275il9495 Deduct ceased to be in force during year 11684065 In force December 31st 1919 15835430 Deduct amount returned 1840322 Net premiums in force 13995lo8 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Ricks Written or Re newed during the Year Accident 1329454 Health 936708 Fidelity 4307775 Surety 8493498 Plate glass 844292 Burglary and theft 1229370 Auto and teams property damage 2119880 Workmens collective 322058 Totals 32747529 Gross Losses Paid 252095 757697 2536934 2026586 341452 133828 707816 171067 10589917Insurance Department of Georgia 49 UNITED STATES LLOYDS INC 3 South William Street New York New York Attorney for service in GeorgiaSimon Freitag Atlanta Georgia Kinds of business done in GeorgiaMarine Insurance Capital Stock Amount of paidup capital 400 000 00 Ledger assets December 31st 1918 3129561 28 Extended at 312956128 Income Gross premiums on new business 8 315 109 1 Deduct amount paid for insurance and return premiums 470051940 Total premiums Interest and rentsJ1 Profits on sale or increase by adjustment of assets Other sources Reinsurance commission Conscience fund Exchange Income tax withheld 361458975 13242163 917063 9231215 91000 175586 66469 Total income 9564270 385182471 Carried forward 698138599 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claimsI Commissions and allowances to agents Salaries of officers and employes I Advertising printing postage telegrams etc II Paid stockholders for dividends Loss on sale and decrease by adjustment of assetsI Other items Total field supervisory expenses 14520 64 Taxes licenses and fees 9722724 Inspections and surveys 19407 52 232365832 4858653 90273672 1196384 3541831 6000000 5661440 Total disbursements Balance 372244959 325893640 Ledger Assets Bonds at book value j 2 475 300 00 Stocks at book value ToSOoioO Cash in office 250000 Deposits at interest 329465 64 Agents balances net 381 17o76 Total ledger assets as per balance No 23 325893640 NonLedger Assets Interest due and accrued 3035829 Other items Reinsurance due on paid losses 23339973 Total assets 352269442 Deduct Assets Not Admitted Agents balances 10513374 Other items Overdue and accrued interest on bonds in default 367500 Book value of bonds and stocks over market value 200000 Total not admitted assets 11080874 Total admitted assets 341188568498 Annual Report Inabilities Net amount of unpaid losses and claims 117451850 Reserves or unearned premiums on risks outstanding 88689000 Salaries and miscellaneous accounts due or accrued 1600000 Taxes due or accrued 8369816 Other items Contingent commissions or other charges due or accrued 710664 Total amount of liabilities except capital 216821330 Capital actually paid in cash 40000000 Surplus over all liabilities 84367238 Surplus protection to policyholders 124367238 Total liabilities 341188568 Business in ForceMarine and Inland Risks Premiums In force on the 31st day of December 1918 151749152 223455423 Written or renewed during the year 3338601356 831510915 Total 3490350508 1054963338 Deduct those expired and marked off as terminated 3246159465 793208688 In force at the end of the year Deduct amount reinsured 244191043 139321794 261757650 97968928 Net amount in force 104869249 163788722 Business in GeorgiaMarine and Inland Gross risks written 1157545200 Less 2696000 risks cancelled and 90272700 reinsurance in Com panies authorized in Georgia 92968700 Net risks written 1064576500 Gross premiums on risks written Less 402534 return premiums and 736542 premiums for re insurance in companies authorized in Georgia 8178250 1139076 2811842 Net premiums received 7039174 Losses paid deducting salvage 0 3284385 Less losses on risks reinsured in companies authorized in Georgia 472543 Net losses paid Losses incurred Less losses on rsks reinsured in companies authorized in Georgia Net losses incurred Investments in Georgia 3643173 577162 3066011 Bonds Total investments in Georgia 2000000 2000000Insurance Department of Georgia 499 INDUSTRIAL LOCAL COMPANIES AMERICAN INSURANCE CO 115 Park Ave W Savannah Ga J R Morton President M L Sutherland Secretary Kinds of business done in GeorgiaIndustrial Life and Health Capital Stock Ledger assets December 31 1918 959386 Extended at 959386 Income Gross premiums on new business 43 543 85 Gross renewal premiums 1255 Total premiums 4353030 Interest and rents 294 00 Other sources Borrowed money 200 00 Total income 4402430 Carried forward 5361816 Disbursements Net amount paid policyholders for losses 24 873 94 Commissions and allowances to agents 14240 34 Salaries of officers and employes 4240 00 Rents and interest 92 20 Advertising printing postage telegrams etc1 122222 Total disbursements 4466870 Balance 894946 Ledger Assets Book value of real estate 270000 Bonds at book value 470000 Cash in office 13115 Deposits not at interest lo86 Other items Office furniture and equipment 140745 Total ledger assets as per balance No 23 894946 NonLedger Assets Interest due and accrued 4375 Other Items Weekly dues due and unpaid less 25 75090 Total assets 974411 Deduct Assets Not Admitted Other items B V of Bonds over M V 70640 Furniture and equipment 140745 Total not admitted assets 185745 Total admitted assets 788666500 Annual Report Liabilities Net amount of unpaid losses and claims 23825 Reserves or unearned premiums on risks outstanding 298771 Salaries and miscellaneous accounts due or accrued 14600 Taxes due or accrued 6001 Other items Premiums paid in advance 70640 Borrowed money 170000 Interest 48732 289372 Total amount of liabilities except capital 632569 Surplus protection to policyholders 156097 Total liabilities 788666 Business in Force Life Insurance Companies Industrial In force December 31 1918 188136 Issued revived or increased during year 518108 Sum 706244 Deduct ceased to be in force during year 387601 In force December 31 1919 318643 Business in Georgia During 1919 Gross Premiums less Return Pre miums on Risks Written or Re newed during the year Accident and health 4353030 Investments in Georgia Real estate 270000 Bonds 470000 Office furniture and equipment 140745 Total investments in Georgia 5 880745 ATLANTA MUTUAL INSURANCE CO 132 Auburn Ave Atlanta Georgia A F Herndon President C C Shanks Secretary Kind of business done in GeorgiaIndustrial Sick Accident and Life Capital Stock Amount of paidup capital 2500000 Ledger assets December 31 1919 10967838 Extended at 13467838 Income Gross renewal premiums v 81265613 Deduct amount paid for insurance and return premiums 18795 Total premiums 81246818 Interest and rents 532518 Other sources Cash other sources 6928 Total income 81786264 Carried forward 95254102 Disbursements Net amount paid policyhodlers for losses 35866740 Legal and administrative expenses in adjustment of claims retainers fees 102390 Commissions and allowances to agents traveling expenses 36207554 Salaries of officers and employes 3519475Insurance Department of Georgia 601 Rents and interest fiq 7c Advertising printing postage telegrams etc 158649R Paid stockholders for dividends ZZ 125000 Other items Municipal and state license 2 597 14 Assessments 895 45 Insurance department fees Z Z 7 98241 Internal revenue tax 4218 99 Medical examiners s60470 Furniture and fixtures 872 39 Micsellaneous 2 718 10 Fire insurance 25116 Auditing actuarial ZIZZZZZJZZZZZZZZZZ 115293 Total disbursements j 805 00959 Balance 14753143 Ledger Assets Book value of real estate 2989519 Bonds at book value jg 079 28 War saving stamps at book valueZ 30033 Cash in office 363896 Deposits at interest 1 X32 95 Deposits not at interest IZ L413 86 Agents balances net 799L18 Other items Unpaid premium on stock subscriptions 23615 Total j 16268790 Less ledger liabilities deducted Atlanta Savings bank 76831 Agents bond reserve 1438816 1515647 Total ledger assets as per balance No 23 14753143 NonLedger Assets Interest due and accrued 275346 Market value of assets over book value 3189 278535 Other items Due from members 2054653 Less 30 for collections 616396 1438267 Total assets 16469945 Deduct Assets Not Admitted Agents balances 799118 Other items Unpaid premiums on stock 23615 Book value over market value of bonds 313428 Total not admitted assets 1136161 Total admitted assets 15333784 Liabilities Net amount of unpaid losses and claims Sick claims 571950 Death claims 53525 625475 Salaries and miscellaneous accounts due or accrued 61525 Taxes due or accrued 1077160 Other items Internal revenue tax 928400 State of Georgia premium tax 148760 Total amount of liabilities except capital 1764l60 Capital actually paid in cash 2500000 Surplus over all liabilities 11069624 Surplus protection to polieyholders 13569624 Total liabilities 15333784602 Annual Report Business in Georgia In force December 31st 1919 228397905 Premiums in Force Miscellaneous Companies In force December 31st 1919 2185295 Net premiums in force 2185295 Business in Georgia During 1919 Gross Premiums less Return pre miums on Risks Gross Losses Written or Re Paid newed during Accident and health 58083476 20802709 Totals 580J3476 20802709 Investments In Georgia Real estate 2989519 Bonds 5379510 Total investments in Georgia 8369029 BANKERS HEALTH LIFE INSURANCE CO 608611 Grand Bldg Maeon Georgia P L Hay President P C Carnes Secretary Kinds of business done in GeorgiaLife Health Accident Capital Stock Amount of paidup capital 2500000 Ledger assets December 31 1918 7528287 Extended at 7528287 Income Gross premiums on new business 911285 Gross renewal premiums 56972715 Deduct amount paid for insurance and return premiums 53535 Total premiums 57830465 Interest on bonds 369971 Other sources Reports over 1392 Overpayment income tax refunded 15278 16670 Total income 58217106 Carried forward 65745393 Disbursements Net amount paid policyholders for losses 26102520 Commissions and allowances to agents 230671611 Salaries of officers and employes 2288100 Rents 290650 Advertising printing postage telegrams etc 552334 Loss on sale and decrease by adjustment of assets adjustment 7 bonds 7462 Other items Traveling expenses 1356714 Medical examinations 1300 Supplies stationery and miscellaneous 131954 Home office expenses 45560 Legal expenses 56750 Taxes licenses fees Federal taxes 765604 Furniture and fixtures 30785 Autos 271570Insurance Department of Georgia 503 Dividends 4266 67 Other minor items 115542 3202545 Total disbursements j 55510674 Balance 10234719 Ledger Assets Bonds at book value t in nnn nn Deposits not at interest 297l2 Total ledger assets as per balance No 23 10234719 NonLedger Assets Interest due and accrued 7iji9 Other items iuu Weekly dues due and unpaid g 28700 Total assets j x093793x Deduct Assets Not Admitted Other items Book value of bonds over market 55507 Total not admitted assets Jjj 555 07 Total admitted assets 108 824 24 Liabilities Net amount of unpaid losses and claims X2 935 00 Reserves or unearned premiums on risks outstandingI 45467 40 Salaries and miscellaneous accounts due or accrued 50000 Taxes due or accrued c9i ic Other items 362115 Premiums paid in advance X0 834 65 Total amount liabilities except capital 73 358 20 Capital actually paid in cash 2500000 Surplus over all liabilities 1046604 Surplus protection to policyholders 35 46604 Total liabilities 10882824 Business in Force Life Insurance Companies Industrial In force December 31 1918 2 100 930 00 Issued revived or increased during yearZ 2400870 00 Sum 450l80000 Deduct ceased to be in force during year 1470640 00 In force December 31st 1919 303116000 Investments in Georgia Bonds 8305007 Cash 29712 Total investments in Georgia 8334719 CHATHAM MUTUAL LIFE HEALTH INSURANCE COMPANY 458 Broad Street W Savannah Georgia A H Dunbar President Duncan Pringle Secretary Kinds of business done in GeorgiaSick Accident Life and Industrial Insurance Capital Stock Amount of paidup capital 1248539 Extended at 1248539504 Annual Report Income Gross premiums on new business Gross renewal premiums 378510 9679079 Deduct amount paid for insurance and return premiums 10057589 6461 Total premiums Interest and rents 11111Zl Other sources Agents bond reserve 127107 Shortages miscellaneous charges premiums 83777 Total income Carried forward Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents Advertising printing postage telegrams express etc Other items Traveling expenses Medical examiner Branch office expenses General office expenses Legal expenses Insurance department fees Licenses Taxes on premiums M All other disbursements 108593 2500 308853 5632 39095 9300 44350 114851 77004 Total ledger assets as per balance No 23 NonLedger Assets Interest due and accrued Other items Weekly dues due and unpaid less 25 for collection Total assets Deduct Assets Not Admitted Agents balances Bills receivable Other items Book value of bonds over market Furniture and fixtures horse and buggy 20511 61929 12500 195394 10051128 42004 210884 10304016 11552555 4008786 2400 4881416 565500 94570 173561 710178 Total disbursements 10436411 Balance Ledger Assets Bonds at book value Cash in office and war savings certificates Deposits at interest Deposits not at interest Agents balances net Other items Accounts receivable 61929 Furniture and fixtures horse and buggy 195394 1116144 617500 25200 181742 24228 10151 257323 1116144 14841 264428 1395413 207894 Total not admitted assets 290334 Total admitted assets 1105079Insurance Department of Georgia 1505 Liabilities Net amount of unpaid losses and claims 68175 Salaries and miscellaneous accounts due or accrued 84132 Taxes due or accrued 76259 Other items Amount of net solvent assets required 683661 683661 Total amount of liabilities except capital 912227 Surplus over all liabilities 192852 192852 Total liabilities 1105075 Premiums in Force Miscellaneous Companies In force December 31 1918 163480 Written or renewed during year 378510 Sum 541990 Deduct ceased to be in force during year 274610 In force December 31st 1919 267380 Net premiums in force 267380 Business in Georgia During 1919 Gross Premiums less Return pre miums on Risks Gross Losses Written or Re Paid newed during the Year Accident health and life 10051128 4008786 Investments in Georgia Real estate 617500 Other items Furniture and fixtures horse and buggy 195394 Total investments in Georgia 812894 CHEROKEE LIFE INSURANCE COMPANY No 7 2nd Ave Rome Georgia C L Guice President P L Hackethol Secretary Kinds of business done in GeorgiaIndustrial Health and Accident Capital Stock Amount of paidup capital 10000000 Ledger assets December 31 1918 18429978 Extended at 18429978 Income Gross premiums on new business 4926550 Deduct amount paid for insurance and return premiums 17620 Total premiums 4908930 Interest and rents 1006655 Profits on sale or increase by adjustment or assets 61020 Other sources Miscellaneous income 3000 Collected on agents licenses and bonds 20050 Income from ordinary life business reinsured 1934797 1957847 Total income 1 7934452 Carried forward 26364430606 Annual Report Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustmentTof claims Commissions and allowances to agents 3625493 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etcT Loss on sale and decrease by adjustment of assetsIZ Other items Branch office expenses Insurance department tax and licenseIII Legal expenses Furniture and fixtures ZZ Agents balances charged off CZZ I Expense home office buildingZI Directors expenses Expense ordinary life business II Paid reinsuring company for assuming risks 166013 361318 18950 17511 13009 286372 30568 1240603 5080125 Total disbursements Balance Ledger Assets Book value of real estate Mortgage loans first lien Bonds at book value Cash in office branch Deposits at interest Deposits not at interest Agents balances net ZZI Other items Due from reinsuring companies account commissions Total ledger assets as per balance No 23 NonLedger Assets Interest due and accrued Market value of assets over book value Z Other items Premiums unpaid Due from reinsuring cos acct death claims 78996 176265 Total assets Deduct Assets Not Admitted Other items Certificates of deposit Banks overdrawn Book value of bonds over market valueI 20000 7422 139880 Total assets not admitted Total admitted assets Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Total amount of liabilities except capital Capital actually paid in cashi 100 000 00 Surplus Over all liabilities 273 32 1872689 7665 3625593 381460 200869 126412 1960709 8336401 16677811 9686619 34800 2620732 6213880 30000 520000 283520 41676 25363 9686619 395164 65200 255261 10402244 167302 167302 10234942 19400 61883 46628 79699 207610 10027332 Total liabilities 10234942Insurance Department of Georgia 507 Business in Force Life Insurance Companies Industrial In force December 31 1918 257205 Issued revived or increased during year 880530 Sum 1137735 Deduct ceased to be in force during year 719398 In force December 31st 1919 418337 Business in Georgia In force December 81 1918 106575 Issued revived or increased 297430 Sum 404005 Deduct ceased to be in force during the year 263191 In force December 31st 1919 140814 Net losses paid during year Net losses incurred during year 42288 Premiums in Force Miscellaneous Companies In force December 31 1918 M01 Written or renewed during year 359400 Sum 460340 Deduct ceased to be in force during year 289J In force December 31st 1919 171035 Net premiums in force 171035 Business in Georgia During 1919 Gross Premiums less Return pre miums on Risks Gross Dosses Written or Re Paid newed during the Tear Accident and health 1672729 Total 1672729 Investments in Georgia Real estate i2 Bonds 60 7400 Mortgage loans isiouu Total investments in Georgia 42288 42288 6361500 FIRESIDE MUTUAL INSURANCE COMPANY 1921 Auburn Avenue Atlanta Georgia W S Cannon President T K Gibson Secretary Kinds of business done in GeorgiaIndustrial Life Health and Accident Insurance Capital Stock Ledger assets December 31 1918 547015 Extended at Income Gross premiums on new business qqk2 Gross renewal premiums 643953 Deduct amount paid for insurance and return premiums35715 Total premiums Interest and rents 547015 6449718 20000608 Annual Report Other sources Agents reserve Agents balances 250 27239 Total income Carried forward Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment oT claims Commissions and allowances to agents renewal Salaries of officers and employes Rents and interest Advertising printing postage telegrams eic2Z Other items Traveling expenses Licenses and taxes IZ Furniture and fixtures Loan refunded Miscellaneous expenses 148918 94769 19374 100000 26219 Total disbursements Balance Ledger Assets Bonds at book value Deposits at interest 1 Other items Cash remittances in hands of agents Total ledger assets as per balance No 23j NonLedger Assets Interest due and accrued Other items Weekly dues due and unpaid Total assets Z 27489 6497207 7044222 2216404 4105 3355330 288016 97390 128581 389280 6479106 565116 472500 70581 22035 565116 10000 170150 45266 Deduct Assets Not Admitted Total admitted assets Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding r S Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Agents reserve Reserve on insurance in force 250 286101 Total amount of liabilities except capital Surplus over all liabilities Surplus protection to policyholders Total liabilities Premiums in Force Miscellaneous Companies In force December 31 1918 Written or renewed during year Sum Deduct ceased to be in force during year In force December 31st 1919 Net premiums in force 745266 46937 8750 15000 4282 286351 361320 383946 383946 745266 17672461 7822325 25494786 5754680 19740106 192500Insurance Department of Georgia 609 Business in Georgia During 1919 Gross Premiums less Return pre miums on Risks Gross Losses Written or Re Paid f newed during the Tear Accident and health 6458113 2216404 Total 6458113 2216404 Investments in Georgia Bonds 500000 Total investments in Georgia 500000 GEORGIA MUTUAL INDUSTRIAL LIFE HEALTH INSURANCE CO 827 Gwinnett Street Augusta Georgia Geo N Stoney M D President A M Sherrill Secretary Kinds of business done in GeorgiaHealth and Accident Insurance under one policy on weekly payment plan Capital Stock Extended atas per report of special examiner 3368872 Income Gross premiums on new business Gross renewal premiums Deduct amount paid for insurance and return premiums 624766 31431377 7409 Total premiums Interest and rents Other sources Borrowed money Policy charges Agents bond reserve Federal income tax refunded 1917 530000 1398 338508 6088 Carried forward Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Borrowed money Sundry expense Other items Furniture and fixtures Traveling expenses Auditing License and taxes Bond reserve Interest on income certificates Agents balances written off Furniture and fixtures written off 41275 759753 63979 431844 367343 39351 146935 422394 32048754 70276 875994 Total income 32995024 36363896 15097595 30939 11938717 2443935 290718 450628 1260000 258392 2585839 Total disbursements 34397948 Balance 1965948510 Annual Report Ledger Assets Bonds at book value Cash in office Deposits at interest II211 Deposits not at interest Total ledger assets as per balance No 23 NonLedger Assets Interest due and accrued Other items Net premiums due and unpaid Total assets Deduct Assets Not Admitted Agents balances 178924 Total not admitted assets Total admitted assets Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Agents bond reserve Total amount of liabilities except capital Surplus protection to policyholders Total liabilities Premiums in Force Miscellaneous Companies In force December 31 1918 Written or renewed during yearZL Sum Deduct ceased to be in force during yearII I Deduct amount returned Investments in Georgia Bonds j Total investments in Georgia 520000 37778 1292680 115490 1965948 41293 651972 2659213 178924 2480289 233675 1653240 5250 63183 408858 2364206 116083 2480289 580165 718520 1298685 503010 795675 520000 520000 GUARANTY MUTUAL LIFE HEALTH INSURANCE COMPANY 468 Broad Street W Savannah Georgia Walter S Scott President L M Pollard Secretary Kinds of business done in GeorgiaIndustrial Life Health and Accident Capital Stock Amount of paidup capital 2500000 Ledger assets December 31 1918 30 29218 Increase of paidup capital during year 2500000 Extended at 5529218 Income Gross premiums on new business 28692181 Gross renewal premiums 242895 Deduct amount paid for insurance and return premiums 35053 Total premiums 28900018Insurance Department of Georgia 511 Interest and rents Profits on sale or increase by adjustment of assets Other sources Agents bond reserve Total income Carried forward 247743 448 301495 29449704 34978922 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 857385 b Renewal 9727570 Salaries of officers and employes Rents and interest Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets Other items Managers Home and branch office expenses Licenses fees and taxes Furniture and fixtures Auditing Agents bond reserve 2135785 225444 546224 75505 54627 157321 Total disbursements Balance 12000225 15292 10584955 2028167 256613 469848 132230 3193901 28682236 S 6296686 Ledger Assets Mortgage loans first lien Bonds at book value Deposits at interest Deposits not at interest Agents balances net Other items Furniture and fixtures Total ledger assets as per balance No 23 NonLedger Assets Interest due and accrued Other items i Weekly dues due and unpaid Less 25 for collection 919815 229954 Total assets 446413 3392100 1909221 217183 29746 302023 6296686 53557 689861 7040104 Deduct Assets Not Admitted Agents balances Other items Furniture and fixtures Total not admitted assets Total admitted assets 48081 302023 350104 6690000 Liabilities Net amount of unpaid losses and claims 140050 Reserves or unearned premiums on risks outstanding 72540 Dividends to policyholders declared but unpaid 1635320 Taxes due or accrued 30410512 Annual Report Other items Agents bond reserve 516137 Solvent assets on insurance in force 16 614l5 Total amount of liabilities except capital 4ob5872 Capital actually paid in cash 2500000 Surplus over all liabilities 134128 Surplus protection to policyholders 2634128 Total liabilities 1 6690000 Business in Force Life Insurance Companies Industrial In force December 31 1918 663 69900 In force December 31st 1919 110761000 Business in Georgia In force December 31 1918 653 699 00 In force December 31st 1919 l10761oo0 Net losses paid during year 12000225 Net losses incurred during year 12540275 Investments in Georgia Bonds 2342100 Mortgage loans 446413 Other items Cash deposited in Georgia 2126404 Total investments in Georgia 4914917 INDUSTRIAL LIFE AND HEALTH INSURANCE COMPANY 9193 Walton Street Atlanta Georgia J N McEachem President I jr Sheffield Secretary Kinds of business done in GeorgiaMutual Aid Capital Stock Amount of paidup capital Ledger assets Dec 31 1918 2600000 26831161 Extended at 26831161 Income Gross premiums on new business 56467 65 Gross renewal premiums 2008107 55 Deduct amount paid for insurance and return premiums 149080 Total premiums Interest and rents 206308440 1201701 Total income Carried forward 207510141 234341302 Disbursements Net amount paid policyholders for losses 1 Legal and administrative expenses in adjustment of claims Commissions and allowances to agents Salaries of officers and employes Rents and interest Advertising printing postage telegrams etcTIZ Furniture and fixtures 94026929 44920 75382823 16070612 1600699 2216198 135468Insurance Department of Georgia 513 Other items Licenses and taxes 4519155 Attorneys fees 520000 Traveling expenses 5051468 Bxehange 44732 Branch and home office expenses 953635 Actuarial and auditing 185543 Repairs to home office building 168163 11442696 Total disbursements 200920345 Balance 33420957 Ledger Assets Book value of real estate 6570000 Mortgage loans first lien 4050000 Bonds at book value 15220000 Deposits not at interest 7162957 Other items War savings stamps 1 418000 Total ledger assets as per balance No 23 33420957 NonLedger Assets Interest due and accrued 224265 Other items Weekly dues due and unpaid 1954560 Total assets 35599782 Deduct Assets Not Admitted Other items Book value of bonds over market value 166500 Total not admitted assets 166500 Total admitted assetst 35433282 Liabilities Net amount of unpaid losses and claims 1804568 Reserves or unearned premiums on risks outstanding 12633298 Taxes due or accrued 3060460 Total amount of liabilities except capital 17498326 Capital actually paid in cash 2600000 Surplus over all liabilities 15334956 Surplus protection to policyholders 17934956 Total liabilities 35433282 Business in Force Life Insurance Companies Industrial In force December 31 1918 539243700 Issued revived or increased during year 776882300 Sum 1316126000 Deduct ceased to be in force during year 473906100 In force December 31st 1919 842219900 Business in Georgia In force December 31 1918 257758500 Issued sevived or increased 445495100 Sum 703253600 Deduct ceased to be in force during year 238348200 In force December 31st 1919 464905400 Net losses paid during year 61343052 Net losses incurred during year 51856751 Premiums in Force Miscellaneous Companies In force December 31 1918 3740590 Written or renewed during year 5288210 Sum 9028800 Deduct ceased to be in force during year 3757870 In force December 31st 1919 5270930 Net premiums in force 5270930514 Annual Report Business in Georgia During 1919 Gross Premiums less Return pre miums on Risks Gross Losses Written or Re Paid newed during Health 108209575 51343052 Total 108209575 i 51343052 Investments in Georgia Real estate r AA nA Bonds flZ Mortgage loans lIT 4o1oonn Other items 4Uo0000 Cash in bank a 57 Total investments in Georgia 227 229 57 UBERTY MoUFESE COMpANY P Edw Perry President q a r o Kinds of business done in GeorgiaInsurance Sick anfcide6 Capital Stock Amount capital stock Extended at 1000003 1000000 Income Gross premiums on new business Deduct amount paid for insurance and return 1746103 premiums ieiurii 2445 Total premiums Interest and rents 1743658 Other sources 1675 Borrowed money Agents bond reserve 408568 28761 437329 Total income 3182662 Disbursements Net amount paid policyholders for losses Commissions and allowances to agents 863350 a First year Salaries of officers and employes 1180670 Rents and interest 320150 OtherrtttrintIng 0staSeetT7r Jftfg SSVmTSffEf CenSe and 0th6r 30575 Traveling ooij Medical expense Sinn Miscellaneous J70V Prizes to agents tknl Agents bond reserve V Labor filling Ap Off III sillo 107235 Total disbursements Js Balance 538199 Ledger Assets Bonds at book value c Other items 500000 Furniture and fixtures 3gl Total ledger assets as per balance No 23 5 381 9jInsurance Department of Georgia 515 NonLedger Assets Interest due and accrued Other items Weekly dues due and unpaid 106670 Less collection 26668 Total assets Deduct Assets Not Admitted Other items Furniture and fixtures 38199 Total not admitted assets Total admitted assets Liabilities Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Borrowed money f 408568 Interest thereon 1540 Agents bond reserve 26587 Net as on insurance in force 80530 Total amount of liabilities except capital Surplus over all liabilities Surplus protection to policyholders Total liabilities Business in Force Life Insurance Companies In force December 31st 1919 Total Business in Georgia In force December 31st 1919 Total Net losses paid during year Net losses incurred during year Premiums in Force Miscellaneous Companies In force December 31 1919 Deduct amount returned Net premiums in force Investments in Georgia Bonds 500000 Total investments in Georgia 4427 80002 622628 38199 584429 4250 17436 517225 538911 45518 45518 584429 5368700 5367800 6368700 6368700 863350 875850 5368700 41218 5327482 500000 PEOPLES HEALTH AND LIFE INSURANCE COMPANY 455 Cotton Ave Macon Georgia F Hubbard President F W J Disroon Secretary Kinds of business done in GeorgiaIndustrial Insurance Capital Stock Amount of paidup capital 561675 Ledger assets December 31st 1919 533137 Income Gross premiums on new business 71275 Deduct amount paid for insurance and return premiums 1225 Total premiums Interest and rents 17500616 Annual Report Other sources Money advanced by officers Agents bond reserve Advanced by Dist Due to Dist Mgr I 91476 29355 66082 Total income Carried forward Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year b Renewal home office employes Salaries of officers and employes Rents and interest Advertising printing postagetelegrams etc Other items Traveling expenses Office expenses district Miscellaneous expenses Licenses and fees Agents bond reserve refund Furniture and fixtures Agents balances written off Total disbursements 894482 78000 36604 59160 8400 65203 8372 13550 53676 Ledger Assets Bonds at book value Deposits not at interest 7 L Total ledger assets as per balance No 23 T NonLedger Assets Interest due and accrued Total assets T Deduct Assets Not Admitted Total admitted assets Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding I balaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Borowed money fi22 qk Agents bond reserve I leuru Due district manager 66082 Total amount of liabilities except capital Surplus protection to policyholders Total liabilities 7 Business in Force Life Insurance Companies In force December SI 1918 Investments in Georgia Bonds five city of Atlanta bonds 500000 Total investments in Georgia J 186913 3317377 3879052 1408310 100 982482 607863 55250 56945 244965 3345915 453125 80012 533137 8750 269213 811100 23000 129860 5775 8690 332106 478994 811100 Industrial 7102466 500000Insurance Department of Georgia 517 PILGRIM HEALTH AND LIFE INSURANCE COMPANY 1143 Gwinett Street Augusta Georgia Chas Williams President G J Walker Secretary Kinds of business done in GeorgiaSick and Accident Capital Stock Ledger assets December 31 1918 11192286 Extended at 11192286 Income Gross premiums on new business Gross renewal premiums prem collections Deduct amount paid for insurance and return premiums 1538541 68638312 40485 Total premiums 70136368 605317 Interest and rents Other sources Policy changes etc 49600 28984 2173 797633 Federal income tax refund overpayment 1917 Dividend on defunct Citizens Trust Co 71620075 82812361 34649835 29814720 2066312 42 50 Disbursements Net amount paid policyholdeis for losses Legal and administrative expenses in adjustment of claimsSalaries of officers and employes Insurance department fees Other items Municipal license 271256 625665 7300 741928 218712 766639 85924 112643 672492 1608 Federal income tax Tax on prem and war tax Furniture and fixtures Furniture and fixtures written off Special exam and auditing Repairs to real estate Agents bond 2504167 70496101 12316260 2157483 54737 Ledger Assets Mortgage loans first lien Bonds at book value 3443000 95915 3616354 Cash in office course of transmission 2475588 10319 Other items 462864 12316260 NonLedger Assets 97785 Other items 1093770 13507815 518 Annual Report Deduct Assets Not Admitted Agents balances 10319 Other items Book value of bonds over market value 3000 Total not admitted assets 13319 Total admitted assets Liabilities Net amount of unpaid losses and claims J Salaries and miscellaneous accounts due or accruedII Taxes due or accrued Other items Agents ljond reserve Insurance in force Total amount of liabilities except capital ZZ Z Surplus over all liabilities ZIf 53262730 Total liabilities Business in Georgia In force December 31st 1918 207769750 Issued revived or increased 2759704 00 Sum 4837 40150 Deduct ceased to be in force during the year 1612 467 16 In force December 31st 1919 322493434 Investments in Georgia Real estate 2157483 Bonds 500000 Mortgage loans 54737 Total investments in Georgia 2712220 13494496 1286225 125340 522050 1907981 4326670 8168266 13494496Insurance Department of Georgia 519 ASSESSMENT COMPANIES BARTOW COUNTY MUTUAL FIRE AND STORM INSURANCE COMPANY W M Dodd President A w Barber Secretary Kind of business done in GeorgiaFire and Storm Insurance Capital Stock Ledger assets December 31 1918 6554 Extended at Income I 6554 Gross premiums on new business 116407 Total premiums 116407 1000 123961 123961 33200 352 28 Other sources Notes Total income Carried forward Disbursements Net amount paid policyholders for losses Commissions and allowances to agents First year Rents and interest 3000 17 00 Advertising printing postage telegrams etc Other items Postage State premium tax 760 2771 2500 50 840 Semiannual reports publication 6921 800 49 Total disbursements 43912 39 38 Ledger Assets 39974 43912 Other items Assessments due and unpaid December 31st 1919 Note 15000 900 15900 59812 Liabilities 50000 Salaries and miscellaneous accounts due or accrued Other items Estimated percentage tax on business of year of statement 1174 7500 1174 58674 Surplus over all liabilities 1178 1178 59812 520 Annual Report Business in ForceFire t Risks Premiums In force on the 31st day December 1918 365475 1 513 89 Written or renewed during the year 88 070 431 35 Total 543545 194524 Deduct those expired and marked off as terminated 8850 Net amount in force 444695 Business in State of Georgia During 1919 Gross risks written Af7e0M Less 885000 Net risks written f 7922000 Gross premiums on risks written 43135 Dosses paid deducting salvage 33200 Net losses paid 33200 Dosses incurred a 8i200 Net losses incurred 83200 FARMERS COOPERATIVE FIRE INSURANCE COMPANY Jackson Georgia J M Ball President j T Go0dman Secretary Kinds of Business Done in GeorgiaFire Insurance Capital Stock Dedger assets December 31 1918 14700 Extended at 1470o Income Gross premiums on new business S0J4 60 Total premiums 809460 Other sources Assessment for lease 12 542 00 Extra assessment for income tax 163l5 1270515 Total income 207997560 Carried forward 209467500 Disbursements Net amount paid policyholders for losses u Commissions and allowances to agents Salaries of officers and employes I f Advertising printing postage telegrams etc is in Postage telegrams traveling etc 5576 State premium tax 234 74 License fee 25 00 Total disbursements 20639463 Balance J Dedger Assets Cash in office 252 12 Total ledger assets orro 19 Other items ibi1 Asseesment pending j 760 qq Total assets 1 101212Insurance Department of Georgia 521 Deduct Assets Not Admitted Total admitted assets 1000 Liabilities Net amount of unpaid losses and claims 76000 Total liabilities 76000 Business in Force Fire Insurance Companies A Fire Risks In force on the 31st day of December 1916 7483196 Written or renewed during the year 1723053 Deduct those expired and marked off as terminated 74627 Total 9206249 In force at the end of the year 9131622 Premiums in Force Miscellaneous Companies In force December 31 1916 5740312 Written or renewed during year 785911 Sum 6536223 Deduct ceased to be in force during year 85884 In force December 31st 1917 6450339 FARMERS COOPERATIVE INSURANCE ASSOCIATION Masonic Temple Rome Georgia 1 L Berryhill President John P Davis Secretary Kinds of Business Done in GeorgiaFire Insurance Income Gross premiums on new business 104434 Gross renewal premiumr and assessments 309974 Total premiums 414408 Carried forward 414408 Disbursements Net amount paid policyholders for losses S 1 31350 Commissions and allowances to agents First year 52217 52217 Salaries of officers and employesj 20000 Advertising printing postage telegrams etc 6250 Other items License 2500 Taxes 3070 Inspecting losses 1 1500 7070 Total disbursements 216897 Balance 197511 Ledger Assets Deposits at interest 200000 Deposits not at interest 472461 Total ledger assets S 672461 NonLedger Assets Total assets 672461 Total admitted assets f 672461622 Annual Report Deduct Assets Not Admitted Total admitted assets 672461 Business in Force Fire Insurance Companies T Risks Premiums In force on the 31st day December 1918 563399 3 099 75 Written or renewed during the year 83547 l4434 Total 646946 414408 Deduct those expired and marked oft as terminated 22823 In force at the end of the year 624023 Net amount in force 624023 Business in State of Georgia During 1919 Gross risks written 83 547 00 Less 22923 risks cancelled and 563399 reinsurance in companies authorized in Georgia 58632200 Net risks written 62402300 Gross premiums on risks written 104434 Less 220 return premiums and 309974 premiums for reinsurance in companies authorized in Georgia 309974 Net premiums received 414408 Losses paid deducting salvage 131350 Net losses paid 131350 Dosses incurred 131350 Net losses incurred 131350 FARMERS MUTUAL FIRE INSURANCE COMPANY OF GEORGIA Dawson Georgia H A Petty President W H Gurr Secretary Kinds of Business Done in GeorgiaAssessment Fire and Storm Insurance Capital Stock Ledger assets December 31 1918 178945 Extended at 178945 Income Gross premiums on new business 180400 Total premiums Other items Annual dues 198500 Assessments 624300 Total income Carried forward Disbursements Net amount paid policyholders for losses J Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year Salaries of officers and employes Advertising printing postage telegrams etc 180400 822800 1003200 1182145 603300 11600 96800 60000 23300Insurance Department of Georgia 623 Other items Tax and license 7201 Total disbursements 802201 Balance 379944 Ledger Assets Deposits not at interest 379944 Total ledger assets 379944 Deduct Assets Not Admitted Total admitted assets I 379944 Liabilities Net amount of unpaid losses and claims 39000 Surplus over all liabilities 340944 Total liabilities S 39000 Business in Force Pire Insurance Companies Risks Premiums In force on the 31st day December 1918 1815600 198500 Written or renewed during the year 241800 180400 Total 2057400 378900 Deduct those expired and marked off as terminated 35400 In force at the end of the year 2022000 Net amount in force 2022000 Investments in Georgia Total deposits in Georgia 379944 FARMERS PROTECTIVE FIRE INSURANCE COMPANY OF GEORGIA Lithonia Georgia J N Philips President A H Flake Secretary Kinds of business done in GeorgiaFarmers Fire Insurance Capital Stock Ledger assets December 31 1918 522315 Extended at 522315 Income Gross premiums on new business 442948 Gross renewal premiums 3824 Total premiums onno Interest and rents tonit Other sources Liberty Bonds i2I Total income iiii Disbursements Net amount paid policyholders for losses IJSJin Salaries of officers and employes wkcl Rents and interest oioqb Advertising printing postage telegrams etc titva Other items Safe freight and railroad fare Taxes and license nnnnn Liberty Bonds f 213452 Total disbursements1 45 729995 Balance524 Annual Report Ledger Assets Bonds at book value c nn nn Cash in officef 229995 Total ledger assets 7 299 95 NonLedger Assets Interest due and accrued 197 57 Deduct Assets Not Admitted Total admitted assetsj 7 497 52 Total assets 7497 52 Business in Force Fire Insurance Companies Risks Premiums In force on the 31st day December 1918 735930 3468 09 Written or renewed during the year 1033875 442948 Excess in original premiums over amount received for reinsurance 4 42948 Total 1033875 442948 Deduct those expired and marked off as terminated 48160 24000 In force at the end of the year 985715 Net amount in force 985715 Business in State of Georgia During 1919 A Fire Gross risks written 103387500 Less risks cancelled and reinsurance in companies authorized in Georgia 4816000 Net risks written 98571500 Gross premiums on risks written 98571500 Net premiums received 442948 Losses paid deducting salvage 160060 Net losses paid 160060 Losses incurred 160060 Net losses incurred 160060 GORDON COUNTY MUTUAL FIRE AND STORM INSURANCE COMPANY Calhoun Georgia H B Hemington President F L Hicks Secretary Kinds of business done in GeorgiaFire Lightning and Wind Income Gross premiums on new business 28895 Total premiums 28895 Profits on sale or increase by adjustment of assets 316791 Total income 345686 Disbursements Net amount paid policyholders for losses 311953 Commissions and allowances to agents 23116 Advertising printing postage telegrams etc 3205 Total disbursements 344535 Balance 1151Insurance Department of Georgia i525 Business in Force Fire Insurance Companies Risks In force on the 31st day of December 1918 76022000 Written or renewed during the year 5779000 Total 82001000 Deduct those expired and marked off as terminated 4500000 In force at the end of the year 77501000 Net amount in force 77501000 Business in State of Georgia During 1919 A Fire Gross risks written 1479000 Less risks cancelled 4500000 Net risks written 1479000 Gross premiums on risks written 28895 To agents 23116 Net premiums received 5779 Net losses paid 311953 SOUTH GEORGIA FARMERS FIRE INSURANCE COMPANY Broad Street Thomasville Georgia C L Neold President Kobut Alexander Secretary Kinds of business done in GeorgiaMutual Cooperative Fire Insurance Income Gross premiums on new business 40000 Total premiums 40000 Other sources Policies on hand December 31 10000 From assessments during year 298200 Total income 338200 Disbursements Net amount paid policyholders for losses 162100 Salary of secretary 90000 Advertising printing postage telegrams etc 4198 Other items Telephone and express 2069 Paid salaries and commissions to agents 50800 State license and taxes 4133 Paid incorporators dividends 8000 Rents 4800 Paid office expenses 2100 Total disbursements 328200 Balance on hand December 31 1919 10000 Business in Foroe Fire Insurance Companies Risks Premiums In force on the 31st day December 1918 403080 Written or renewed during the year 73605 40000 Deduct those expired and marked off as terminated 21275 In force at the end of the year 555410 Net amount in force 455410626 Annual Report Business in State of Georgia During 1919 Net losses paid 1 62119 Net losses incurred 162119 SOUTHEASTERN MUTUAL FIRE INSURANCE COMPANY 703 Austell Building Atlanta I A Trowbridge President George A Morris Secretary Kinds of business done in GeorgiaWeekly Industrial Fire Insurance Capital Stock Ledger assets December 31 1918 121387 Extended at f 1 21387 Income Gross premiums on new business 1108127 Deduct amount paid for insurance and return premiums 2271 Total premiumsj 1105856 Total income 1 1105856 Carried forward 12 27243 Disbursements Net amount paid policyholders for losses 3 652 25 Legal and administrative expenses in adjustment of claims 27695 Commissions and allowances to agents 121373 Salaries of officers and employes 4 742 62 Rent and interest Z 292 12 Advertising printing postage telegrams etc 400 65 Paid policyholders for dividends 101 9 Other items State and revenue tax 6000 Insurance department 25 00 Municipal 5ooo Federal tax 30 82 Typewriter 3935 Prizes 2245 Secretary of State 50 Traveling expenses 8868 Towel supply 1400 Drayage 600 33680 Total disbursements H 01706 Balance 125537 Ledger Assets Deposits at interest 1 25537 Total ledger assets 125537 NonLedger Assets Other items a Premiums due and unpaid 45335 Supplies on hand 20000 Office equipment 50000 1 115335 Total assets 240872Insurance Department of Georgia 527 Deduct Assets Not Admitted Other items Excess of other items of nonledger assets over liabilities for unpaid claims 45335 Supplies on hand 20000 Office equipment 50000 115335 Total not admitted assets 115335 Total admitted assets 125537 Liabilities Other items Estimated amount hereafter payable for Federal State and other taxes based upon the business of the year of this statement 27000 Total amount of liabilities except capital 27000 Surplus over all liabilities 98537 Surplus protection to policyholders 98537 Total liabilities 125537 Business in Force Fire Insurance Companies Risks Premiums In foree on the 31st day December 1918 130150 13050 Written or renewed during the year 597950 59795 Total 728100 72810 Deduct those expired and marked off as terminated 309750 30975 In force at the end of the year 418350 41835 Net Amount in force 418350 41835 Business in the State of Georgia During 1919 A Fire Losses incurred 365225 Net losses incurred 365225 SOUTHERN COOPERATIVE FIRE INSURANCE COMPANY 21 Jacques Building Macon Georgia T C Robertson President R W Freeman Secretary Kinds of business done in GeorgiaFour County Assessment Fire Insurance Capital Stock Ledger assets December 31 1918 35590 Extended at 35590 Income Gross premiums on new business 155870 Total premiums 155870 Total income 155870 Disbursements Net amount paid policyholders for losses 17500 Commissions and allowances to agents 112000 Rents and interest 2000 Other items State premium tax 59 Insurance department license fee 200 Municipal tax 10000 14060 Total disbursements 154560 Balance 4641628 Annual Report Ledger Assets Cash in office Other items Furniture office fixtures office supplies and stationery Total ledger assets NonLedger Assets Other items Due and unpaid premiums in course of collection Total assets Liabilities Other items Estimated amount of license and taxes based on this years business Total liabilities f Business in Force Fire Insurance Companies 4641 33000 37641 124S0 50101 15000 15000 Risks Premiums In force on the 31st day December 1918 108310 156000 Written or renewed during the year 107050 155870 Total 215360 Deduct those expired and marked off as terminated 109570 31187ft 155740 In force at the end of the year 105790 156130 Business in the State of Georgia During 1919 A Fire Gross risks written 10705000 Less 1260 risks cancelled 126000 Net risks written 10579000 Gross premiums on risks written 155870 Net premiums received 155870 Losses paid deducting salvage 17500 Net losses paid 17500 Losses incurred 17500 Net losses incurred 17500 GUARANTEE FUND LIFE ASSOCIATION Brandeis Theater Building Omaha Nebraska J C Buffington President J W Hughes Secretary and Treasurer Attorney for service in GeorgiaInsurance Commissioner of the State of Georgia Atlanta Georgia Kinds of business done in GeorgiaLife Insurance Assessment Plan Capital Stock Ledger assessments December 31 1918 290057347 Extended at less memo suspense fund at advance premiums 566329 289491018 Income Gross premiums on new business 39675138 Gross renewal premiums 131417423 Deduct amount paid f or insurance and return premiums 2068118 Total premiums 169024443 Interest and rents 14896819Insurance Department of Georgia 629 Other sources Bonus received on new loans 4 493 3g Borrowed money gross m 100o0000 1 10449338 Total income 194370600 Carried forward 483861618 Disbursements Net amount paid policyholders for losses S 67 ow n Commissions and allowances to agents a First year 33907102 b Renewal 5590366 Salaries of officers and employes llljlSLOS events j ic 021 on Advertising printing postage telegrams etc wl4e7 Other items Traveling and other expenses of officers trustees committees managers and agents 7380 66 Collection and remittance of fees dues assess ments and premiums insurance department fees on licenses 1214886 City county and other licenses war tax insurance issued taxes on assessments and premiums 4075220 Investments of risks and claims 1552605 Office supplies 498553 Other legal expenses 70032 Repairs on real estate paving 5000 Furniture and fixtures 1 324233 Borrowed money repaid gross 10000000 Miscellaneous 464905 Reinsurance premium 848927 20806566 Total disbursements indemnity premium 146309319 Balance 4 3 375 522 99 Add memo fund advance premiums etc 449i29 Total 337697228 Ledger Assets Book value of real estate 6000000 Mortgage loans first lien 228848000 Bonds at book value 71590000 Cash in office 37605 Deposits at interest 27777566 Deposits not at interest 36926 Agents balances net 2404830 Other items Bills receivable 1002301 1002301 Total ledger assets 337697228 NonLedger Assets Interest due and accrued 6616766 Total assets 344313994 Deduct Assets Not Admitted Agents balances 2404944 Bills receivable 1002301 Total not admitted assets 3407245 Total admitted assets 340906749 Liabilities Net amount of unpaid losses and claims 35584697 Salaries and miscellaneous accounts due or accrued estimated 1000000 Taxes duje or accrued estimated 2500000630 Annual Report Other items Advance premiums or assessments Reserve value yearly renewable form experience interest 3V2 American 144929 62826160 62971089 102055786 102055786 Total amount of liabilities except capital Total liabilities as required by State of Washington Business in Force Life Insurance Companies Ordinary In force December 31 1918 9446750000 Issued revived or increased during year 2650500000 Sum 12097250000 Deduct ceased to be in force during year 827850000 In force December 31st 1919 11269400000 Total i11269400000 Business in Georgia In force December 31st 1918 Issued revived or increased Sum Deduct ceased to be in force during the year In force December 31st 1919 Total 4200000 4350000 8550000 2400000 6150000 6150000 MASONIC MUTUAL ACCIDENT COMPANY 145 State Street Springfield Massachusetts Clyde W Young President Samuel W Munsell Secretary Attorney for service in GeorgiaHarry M Turner Atlanta Ga Capital Stock Ledger assets December 31 1918 7222262 Extended at 7222262 Income Gross premiums on new business 5 33220024 Deduct amount paid for insurance and return premiums 119525 Total premiums 33100499 Interest and rents 368565 Other sources Policy fees represented by applications 5838150 Excess profit tax 1918 refunded 17023 Agents credit balances 112018 Borrowed money gross 1000000 6967191 Total income 40436255 Carried forwardf 47658517 Disbursements Net amount paid policyholders for losses 16830612 Legal and administrative expenses in adjustment of claims 53383 Commissions and allowances to agents 13051406 Salaries of officers and employes 3409583 Rents and interest 325188 Advertising printing postage telegrams etc 1223385 Other items Taxes 42851s Insurance department licenses and fees 179900 Furniture and fixtures 87548 Travelling expenses 76887Insurance Department of Georgia 531 Miscellaneous expense War chest subscription Suspense account Borrowed money repaid Agents balances charged off 174913 12500 12134 1000000 43663 Total disbursements Balance Ledger Assets Bonds at book value Cash in officeZZZZZZZZ Z Deposits at interest Agents balances net Debit 89461 credit 2014797 Other items Certificate of deposit in hands of Massachusetts State Treasurer Total ledger assetsf NonJLedger Assets Interest due and accrued Other items Premiums collected not turned over to company Premiums due and unpaid on last call within sixty days Furniture fixtures and supplies 45500 382625 425000 89461 812551 2016063 36909620 10748897 6792651 166500 3289846 500000 10748897 95656 853125 Total assets 11697678 Deduct Assets Not Admitted Agents balancesdebit Other items Furniture and fixtures 350000 Supplies on hand 75000 Book value of bonds and stocks over market value 387651 902012 Deduct Assets Not Admitted Total not admitted assets Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Dividends to policyholders declared but unpaid Salaries and miscellaneous accounts due or accrued Taxes due or accrued Other items Advance premiums 100 Total amount of liabilities except capital Surplus over all liabilities 10795666 Total Policies lapsed during the year 1919 Policies terminated during the year by death and cancellation Total policies or certificates in force December 31 1919 Losses and claims unpaid December 31 1918 1199 Losses and claims incurred during the calendar year 1919 4108 Total 5307 1719676 3699013 11218 91956 453141 1580650 7555654 3240012 Total liabilities 10795666 Total Business Policies or certificates in force December 31 1918 Policies written during the calendar year 1919 21813 15305 37118 6816 714 29588 3341576 13489036 16830612632 Annual Report Losses and claims paid during the year 4 809 168 306 12 CIaii unPaia December 31 1918 changed to conform with examination of Massachusetts Insurance Department which included 344 claims reported in jciiiiiciry lyxy Georgia Business Policies or certificates in force December 31 1918 Policies written during the calendar year Total Policies lapsed during the yearZZZZZ Total policies or certificates in force December 31 1919 Losses and claims unpaid December 31 1918 64 I s Losses and claims incurred during the calendar year 426 Total 490 Losses and claims paid during the year 453I Premiums collected during the year 1702 1432 3134 1405 1729 184666 1466946 1651612 1651612 2549509 NATIONAL LIFE ASSOCIATION Des Moines Iowa James P Hewitt President a W Layman Secretary Kinds of business dene in GeorgiaLife Insurance Capital Stock Ledger assets December 31 1918 Extended at 97611076 97611076 Income Gross premiums on new business 33245687 Gross renewal premiums 622J29152 Deduct amount paid for insurance and return premiums 3676674 Total premiums Interest and rents Chance of beneficiary fees Advanced premiums trust funds Installment policy claims transfer from benefit funds 15730 445013 1100000 91798165 5104313 1560763 Total income 98463241 Carried forward 196074317 Disbursements Net amount paid policyholders for losses Legal and administrative expenses in adjustment of claims Commissions and allowances to agents a First year 26031408 b Renewal 1630097 Salaries of officers and employes Rents Advertising printing postage telegrams etc Loss on sale and decrease by adjustment of assets 42650754 152009 27661505 5986470 397600 2342406 632356Insurance Department of Georgia 533 Other items Medical examination fees 30 938 21 Agents salaries 7635 00 Travelling expenses 523473 Commissions collecting premiumsI 2844 03 Suspense refunded 3375 Insurance department fees and taxes 2598259 Legal expense 547 34 Furniture and fixtures 3 313 92 Sundries 2392l2 Inspection service 1209682 Branch office expense 663024 Agents balances charged off l91904 9956779 Total disbursements 89779879 Balance 106294438 Ledger Assets Mortgage loans first lien 92 370 00 Bonds at book value 112l76 00 Cash in office 89934 Deposits at interest 15190311 Agents balances net 5 59g 93 Total ledger assets 106294438 NonLedger Assets Interest due and accrued 20 758 49 Other items Premiums in hands of depository banks 489739 Mortuary assessments due and unpaid 127065120 13396259 Total assetsr 121566546 Deduct Assets Not Admitted Agents balances 776801 Other items Excess of mortuary assessments due and unpaid over corresponding liability for unpaid claims 7506520 Total not admitted assetsp 8283321 Total not admitted assets y 1 13283225 Liabilities Net amount of unpaid losses and claims 52 000 00 Salaries and miscellaneous accounts due or accrued 3 082 39 Taxes due or accrued estimated 2 Z 9500 00 Other items Trust funds 217574 Installment certificates outstanding not yet due 922500 Total amount of liabilities except capitalr 75983l3 Total liabilities 7598313 Business in Force Life Insurance Companies Ordinary In force December 31 1918 43 022 500 00 Issued revived or increased during year 23505000 00 Sum 6652750000 Deduct ceased to be in force during year 8 472 000 00 In force December 31st 1919 5805550000634 Annual Report Business in Georgia In force December 31st 1918 14500000 Issued revived or increased 2800000 Sum 17300000 Deduct ceased to be in force during the year 1900000 In force December 31st 1919 15400000 Net losses paid during year 200000 Net losses incurred during year 200000Insurance Department of Georgia 535 FRATERNAL SOCIETIES AMERICAN INSURANCE UNION 44 West Broad Street Columbus Ohio John J Lentz President George W Hoglan Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commississioner Balance from previous year a Mortuary funds 106640 81 b Reserve funds 65611033 c Disability funds 150504 d Temple funds 43346 e Expense fundsj 313640 f Other funds viz Junior benefit funds 559101 g Totals 77040697 Income Membership fees actually received a Expense funds 1618545 c Total 1618545 Assessments or premiums during first twelve months of which all or an extra percentage is used for expenses a Expense funds i 33121691 d Total 33121691 All other assessments and premiums a Mortuary funde 68985592 b Reserve funds 7622662 c Disability funds 4158409 d Junior benefit funds 1083986 e Expense funds 16450131 g Total 98300780 Other payments by members name funds Fraternal and Patriotic War Contributions mortuary 5695435 Reinstatement fees expense 18750 Dues and per capita tax 175099 Totals 5889284 Total received from members a Mortuary funds 74681027 b Reserve funds 7622662 c Disability funds 4158409 d Junior benefit funds 1083986 e Expense funds 51384216 g Total 138930300 Deduct payments returned name funds Mortuary 127643 Reserve 7361 Disability 8124 Junior 1720 Expense 139146 g Total 283994536 Annual Report Net amount received from members a Mortuary funds 74553384 b Reserve funds 7615301 c Disability funds 4150285 d Junior benefit funds 10 822 66 e Expense funds 51245o70 g Totalsr 138646306 Interest and rents received Reserve 3845153 Temple 808002 Total 4653155 Profit on sale or increase by adjustment of assets name funds Bonds reserve 3800 Total S800 All other income name funds Borrowed money mortuary 17000000 Sale of lodge supplies expense 363058 Miscellaneous reserve 28 07 Temple 18555 Expense 81619 Merger receipts Disability 1848706 Expense 4274143 Mortuary 15263501 Reserve 1295 Representatives payments returned expense 11635 Interest on certificate liens and loans reserve 36991 Total 38902310 Grand total income a Mortuary funds 106816885 b Reserve funds 11505347 c Disability funds 5998991 d Junior benefit fund 1082266 e Expense funds 55975525 f Other funds viz Temple funds 826557 g Total income all funds 182205571 Amounts carried forward a Mortuary funds 117480966 b Reserve funds 77116380 c Disability funds 5848487 d Junior benefit funds 1641367 e Expense funds 66289165 f Other funds viz Temple funds 869903 g Total amount carried forward 259246268 Disbursements Net amount paid for losses a Mortuary funds 105942208 b Reserve funds 2723868 c Disability funds 3512628 d Junior benefit funds 372500 g Total 112551204 Legal and administrative expenses in adjustment of claims name funds Expense funds 491997 Total 491997Insurance Department of Georgia Q37 Commissions and allowances to deputies and organizers a Expense funds 23522025 Total Salaries of officers and employees a Expense funds 11166579 Total Rents and interest b Reserve funds e Expense funds 709169 504000 Total Advertising printing postage telegrams etc a Expense funds Total 11720056 Loss on sale or decrease by adjustment in assets name funds Mortgages reserve fund 35000 Bonds reserve fund 19993 Total Other disbursements name funds Salaries and fees paid subordinate medical examin ers expenses 1885575 Premiums of members at war mortuary 805426 Taxes repairs etc real estate Reserve 248362 Temple 1159366 Borrowed money repaid gross mortuary 9500000 Total Total disbursements a Mortuary funds b Reserve funds e Disability funds d Juniof benefit funds e Expense funds f Other funds viz Temple funds 116247634 3736392 3512628 372500 49290232 1159366 23522025 11166579 1213169 11720056 54993 13598729 g Grand total disbursements 174318752 Balance before transfers a Mortuary funds b Reserve funds c Disability funds d Junior benefit funds e Expense funds f Other funds viz Temple funds 1233332 73379988 2335859 372500 6998933 289463 Balance Summary of Transfers December 31 1919 from reserve fund to mortuary fund Ledger Assets Book value of real estate Mortgage 1oans first liens Bonds at book value Cash in office Deposits at interest Deposits not at interest Other items Collaterals 1560000 Loans to certificate holders 15700 84927516 8500000 23360755 31367999 22241684 2586 5719437 659355 1575700 Total ledger assets 84927516538 Annual Report NonLedger Assets Interest due and accrued j 9 359 g3 Rents due and accrued I 1073 99 Market value of assets over book value 3oooo0 Other items Assessments actually collected by subgrdinate lodges not turned over to supreme lodge 116 992 98 Betterments and fixtures of A I U Building 1350167 Furniture and fixtures of national office 1318619 National office chapter supplies 600000 Due from subordinate chapters for supplies 145232 Total assets 101384194 Deduct Assets Not Admitted Other items Harrison collateral schedule C 1100000 Ifiterest on same 3622 63 Betterments and fixtures of A I U Building 1350l67 Furniture and fixtures of national office 1318619 National office chapter supplies 600000 Total not admitted assets 4731049 Total admitted assets 96653145 Liabilities Net amount of unpaid losses and claims j iicnn e Salaries and miscellaneous accounts due or accrued S Taxes due or accrued 3id73 Other items Borrowed money S so nnn nn Advance assessmentsIH 6 00825 Interest on mortgage loans paid in advanceI 21966 8622791 Total liabilities 235529 5 Premiums in Force In force December 31st 1918 71 Kin 7 cn Sum4OT inCreaSed durinS yr JLJZZZZZZZZZ7 43640 5i750 Deduct ceasedtobe Tn force durtaFywSTI 118744fin973 In force December 31st 1919 ZZZZZI iMSMST lotal 9643664937 Business in Georgia In force December 31st 1918 iin cn nn Issued revived or increasedZZZZZZZZZZT 202ioo00 iTMini K49 711 nn Deduct ceased to be in force during the vear 74fnnn In force December 31 1919 ZIZIi 5535000 Net losses paid during year 1 oon ofi Net losses incurred during yearZ 1 803 50 SUPREME CAMP OF AMERICAN WOODMEN 1622 Arapahoe Street Denver Colorado C M White Tresident L H Lightner Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Balace frpm previous year a Mortuary funds ZZZi 239 879 88 e Expense funds 4l6654 g Totals 24404642Insurance Department of Georgia 539 Income Membership entrance fees actually received 108145 All other assessments and premiums a Mortuary funds 24678688 e Expense funds 9182063 g Total r 33859221 Other payments by members Special Liberty fund 1675 Total received from members a Mortuary funds 24680363 e Expense funds 9290208 g Total 33970571 Deduct payments returned Mortuary fund 111350 Net amount received from members a Mortuary funds 24569013 e Expense funds 9290208 g Totals 33859221 Interest and rents received Mortuary funds 1565258 Profit on sale or increase by adjustment of assets Expense funds 710765 All other income Expense funds 335872 Grand total income a Mortuary funds 26134271 e Expense funds 10336845 g Total income all funds 36471116 Amounts carried forward a Mortuary funds 50122259 e Expense funds 10753499 g Total amount carried forward 60875758 Disbursements Net amount paid for losses a Mortuary funds 11531486 Legal and administrative expenses in adjustment of claims Expense fund 62412 Commissions and allowances to deputies and organizers a Expense funds 4754169 Salaries of officers and employees a Expense funds 1945224 Rents and interest e Expense funds 323401 Advertising printing postage telegrams etc a Expense funds 1011530 Other disbursements Expense funds 2316709 Total disbursements a Mortuary funds 11531486 e Expense funds 10413445 g Grand total disbursements 21944931 Balance 9 38930827 Ledger Assets Mortgage loans first liens 32234840 Bonds at book value 3570000 Cash in office 276570 Deposits at interest 102940 Deposits not at interest 2718487540 Annual Report Other items Bills receivable Total ledger assets NonLedger Assets Interest due and accrued Accounts receivable Other items Assessments collected by subordinate branches not yet turned over to supreme lodge 2000000 Furniture and fixtures 200000 Stock and supplies 100000 Total assets Deduct Assets Not Admitted Bills receivable 27990 Other items Furniture and fixtures 200000 Stock and supplies100000 Accounts receivable 148680 448680 Total not admitted assets Total admitted assets Liabilities Net amount of unpaid losses and claims Other items Open accounts Total liabilities 27990 38930827 402204 148680 2300000 41781711 476670 41305041 772088 193736 965824 AMERICAN WORKMEN INSURANCE COMPANY 620 F N W Washington D C John B Harrell President R T Harrell Secretary Attorney for service in GeorgiaWilliam A Wrjght Insurance Commissioner Balance from previous year e Expense fuads 12 046 69 f Benefit fund 4341oloi g Total a 5545670 Income Membership fees actually received a Expense funds 61272 49 b Benefit fund 41753 67 c Membership fees 10i398i50 d Total 11342466 Assessments or premiums during first twelve months of which all or an extra percentage is used for expenses a Expense funds 43 251 14 c Benefit funds 1441753 d Total 5766867 All other assessments and premiums e Expense funds 18 391 30 f Benefit fund 2733614 g Total 4572744Insurance Department of Georgia 541 Other payments by members Membership fees c q4 nn Medical examiners fees I 445650 Totals 1039850 Total received from members e Expense funds s i U9 a f Benefit fund 41 75367 h Membership fees J lo3985o i Total 11379461 Deduct payments returned Expense fund cb995 Net amount received from members e Expense funds 61 272 49 Membership fees io3985b h Benefit fund 41 753 67 d Totals 11342466 Interest and rents received Benefit fund 2 641 41 Grand total income e Expense funds 6127249 f Other funds viz Membership fees 1039850 Benefit fund 4439508 g Total income all funds 1 ng Ogg 07 Amounts carried forward t Pene iUnd 7331918 f Other funds viz Membership fees 10 393 5Q Benefit fund 8780509 g Total amount carried forward 171 522 77 Disbursements Net amount paid for losses Benefit fund 1857562 Legal and administrative expenses in adjustment of claims Expense 90 00 balaries and fees to supreme medical examiner 148550 Salaries and fees to subordinate medical examiner 297100 Total 445650 Commissions and allowances to deputies and organizers a Expense funds Salary 473916 Commissions 1920016 b Membership fees 5942000 Total 2514216 Salaries of officers and employees a Expense funds 1599352 b for collection and remittance expense fund 2251 08 c Travelling expenses expense fund 83853 Total 1908313 Rents and interest e Expense funds 32850 f Insurance department fees expense fund 32965 Totaljzmzrmr 65815 Advertising printing postage telegrams etc a Expense funds 725019 Other disbursements Expense fund 286374 Grand total disbursements 8285865642 Annual Report Balance before transfers e Expense fund 1943465 f Benefit fund 6922947 Balance 8866412 Ledger Assets Book value oX real estate 553358 Mortgage loans first liens 41271 other than first liens 39000 80271 Bonds at book value 3540000 Stocks at bocjk value 335000 Cash in office 40000 Deposits at interest 2616806 Other items Loans on membership certificates 84532 Total ledger assets 8866412 NonLedger Assets Interest due and accrued 20583 Other items Furniture and fixtures 170045 Lodge supplies 85000 Literature and office supplies 120000 Total assets S 9262040 Deduct Assets Not Admitted Other items Furniture and fixtures 170045 Lodge supplies 85000 Literature and office supplies 120000 Total not admitted assets 375045 Total admitted assets 8886995 Liabilities Net amount of unpaid losses and claims 216416 Total liabilities 216416 Business in Force In force December 31st 1918 132515000 Issued revived or increased during year 147405000 Sum 279920000 Deduct ceased to be in force during year 73685000 In force December 31st 1919 206235000 Business in Georgia In force December 31st 1918 52065000 Issued revived or increased 47550000 Sum 1 99615000 Deduct ceased to be in force during the year 31755000 In force December 31 1919 67860000 Net losses paid during year 654331 BENEFIT ASSOCIATION OF RAILWAY EMPLOYEES 190 N State Street Chicago 111 R A Leetz President G M Culver Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Balance from previous year a Mortuary funds 692823 c Disability funds 10272693 e Expense funds 847770 g Totals 11813282Insurance Department of Georgia 543 Income Assessments or premiums during first twelve months of which all or an extra percentage is used for expenses a Expense funds 2029428 b Mortuary funds 208492 d Total J 2237920 All other assessments and premiums a Mortuary funds 833968 c Disability funds 33991878 e Expense funds 22689202 g Total 57515048 Other payments by members Per capita tax to expense fund 4445830 Total received from members a Mortuary funds 10 424 fin c Disability funds 33M18 78 f Other funds 29164460 g Total 641 987 9g Deduct payments returned Disability1 360422 Expense 329469 Total 689891 Net amount received from members a Mortuary funds in 494 fin c Disability funds 33631456 e Expense funds 28834990 S Totals 63508907 Interest and rents received Mortuary 28125 Disability 295123 Expense 33 00 Total 326548 All other income Expense 694 66 Grand total income a Mortuary funds 10 705 85 c Disability funds 33926579 e Expense funds 28907757 g Total income all funds 63904921 Amounts carried forward a Mortuary funds 1763408 c Disability funds 441 992 72 e Expense funds 29755527 g Total amount carried forward m 75718207 Disbursements Net amount paid for losses a Mortuary funds 1050000 c Disability funds 24859017 g Total 25909017 Commissions and allowances to deputies and organizers a Expense funds 9439521 Salaries of officers and employees a Expense funds 49 79872 Rents and interest e Expense funds 628564 Advertising printing postage telegrams etc a Expense funds 600358 Other disbursements Expense 13741092544 Annual Report Total disbursements a Mortuary funds 1050000 c Disability funds 24859017 e Expense funds 29389407 g Grand total disbursements 55298424 Balance before transfers a Mortuary funds 713408 c Disability funds 19340256 e Expense funds 29389407 g Grand total disbursements 55298424 Balance before transfers a Mortuary funds 713408 c Disability funds 19340255 e Expense funds 366120 Balance 20419783 Ledger Assets Bonds at book value 12404800 Cash in office 10000 Deposits at interest 7921783 Other items Depositwith Wisconsin W S S 83200 Total ledger assets 20419783 NonLedger Assets Interest due and accrued 111034 Collected not yet turned over 4960000 Due from organizers and railroad company 1608771 6558771 Total assets 27089588 Deduct Assets Not Admitted Agents balances 1608771 Total not admitted assets 1608771 Total admitted assets 26480817 Liabilities Net amount of unpaid losses and claims 2895658 Salaries and miscellaneous accounts due or accrued 662670 Total liabilities 3558328 VALUATION EXHIBIT AssetsActual and Contingent Admitted assets less 2226120 funds not available for claims 23254697 Total j 23254697 Amount of general or expense fund 2226120 Amount of nonadmitted assets 1608771 LiabilitiesActual and Contingent Present midyear value of promised benefits 713408 On ordinary life certificates death only L84262 On 20 pay life certificates 5J29L46 Accrued liabilities 2896658 Net sick and accident fundI 19234597 Total 22843663 Accrued claims on ggneral or expense fund 910170 Assets item 8 to liabilities item 20 1M8Insurance Department of Georgia 545 Business in Force In force December 31st 1915t 90100000 Issued revived or increased during year 130600000 Sum 220700000 Deduct ceased to be in force during year 34850008 In force December 31st 1916 185900000 Business in Georgia Issued revived or increased 100000 Sum 100000 Net losses paid during year 38914 CATHOLIC KNIGHTS OF AMERICA 211 North Seventh Street St Louis Missouri Dr Felix Gaudin President Henry Seimes Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Balance from previous year Mortuary funds 113465618 Expense funds 1410843 Organization funds 569057 Totals 115433518 Income All other assesments and premiums Mortary funds 44276103 Other payments by members Dues and per capita tax expense fund 3418500 Medical examiners fees actually received ex pense fund 3450 Fines 22875 Benefit certificates 25460 Totals 3470285 Total received from members Mortuary funds 44276103 Expense funds 3470285 Total 47746388 Net amount received from members Mortuary funds 44276103 Expense funds 3470285 Totals 47746388 Interest and rents received Mortuary funds 5643051 All other income Mortuary funds 10000000 Expense funds 84324 Total 10084324 Grand total income Mortuary funds 59919154 Expense funds 3554609 Total income all funds 63473763 Amounts carried forward Mortuary funds 1Mtli Expense funds r Other funds viz Organization 559057 Total amount carried forward 178909281 Disbursements Net amount paid for losses Mortuary funds 687S1M1U Legal and administrative expenses in adjustment of claims Expense funds 1S9085546 Annual Report Commissions and allowances to deputies and organizers Other funds viz Organization 3 413 g7 Salaries of officers and employees Expense funds 9 61246 Other funds viz Organization 262250 Total Rents and interest Expense funds Advertising printing postage telegrams etc Expense funds Other funds viz Organization LL I IP62 82188 Total ortua16 or decrease by adjustment in assets Other disbursements 182047 Mortuary fund Expense funds ZZ 5400000 Organization funds 153941 1223496 537374 559550 264541 Total Total disbursements Mortuary funds Expense funds 64370257 Other funds viz Organization IHIH Grand total disbursements 950866 Balance 7188482 68960131 109949150 626640 Summary of Transfers April 15 from the General fund to the Organization fund Ledger Assets Mortgage loans first liens Bonds at book value 450000 Deposits at interest 105665406 3833744 109949150 Total ledger assets NonLedger Assets Interest due and accrued Other items 1952524 Assessments actually collected by subordinate lodges not yet turned over to supreme lodge y Furniture and fixtures 145324 Total assets Deduct Assets Not Admitted Other items 204300 113561219 Book value of bonds and stocks over market value per schedule D n Furniture and fixtures JIZ 204300 Total not admitted assets Total admitted assets 3242996 110218223 Liabilities Net amount of unpaid losses and claims cq M 7s Salaries and miscellaneous accounts due or accrued 2417 Other items io Borrowed money S 46 000 nn Interest due or accrued on same1IT1 21847 4621847 Total liabilities 10765582Insurance Department of Georgia 547 Business in Force In force December 31st 1918 1951083910 Issued revived or increased during year 93722697 Sum 2044806607 Deduct ceased to be in force during year 125873148 In force December 31st 1919 1918933459 Business in Georgia In force December 31st 1918 Issued revived or increased Deduct ceased to be in force during the year In force December 31st 1916 Net losses paid during year Net losses incurred during year 28217354 50000 2477980 25789374 1025000 1225000 COLUMBIAN CIRCLE 69 West Washington Street Chicago Illinois W C J Mathiesen President N J Hein Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Balance from previous year Mortuary funds 229428 Reserve funds1 55528697 Expense funds 208285 Other funds viz War Risk funds 116279 Totals 56082689 Income Membership fees actually received Expense funds ggg qq Assessments or premiums during first 12 months of which all or an extra percentage is used for expenses Expense funds g 55397 All other assessments and premiums Mortuary funds 37014979 Expense funds 6232872 Other funds viz War Risk funds 2578589 Total 45826440 Other payments by members Expense funds Misel 145325 Expense funds dues and per capita tax 2543684 Totals 2689009 Total received from members Mortuary funds 37014979 Expense funds 9846078 Other funds viz War Risk funds 2578589 Total 49439646 Deduct payments returned Mortuary funds 5484 War Risk funds 168 Total 5652 Net amount received from members Mortuary funds 37009495 Expense funds 9846078 Other funds viz War Risk funds 2578421 Totals 49433994 Interest and rents received Reserve funds 2861909 Expense funds 140670 Total 3002579548 Annual Report Profit on sale or increase by adjustment of assets Reserve funds All other income Mortuary funds 1368139 Expense funds 244375 746600 Total 1612514 Grand total income Mortuary funds 383 776 34 Reserve funds 3608509 Expense funds 10231123 Other funds viz War Risk funds 2578421 Total income all funds 54795687 Amounts carried forward Mortuary funds 38607062 Reserve funds 59137206 Expense funds 10439408 Other funds viz War Risk funds 2694700 Total amount carried forward 110878376 Disbursements Net amount paid for losses Mortuary funds 41fi 7 Other funds viz war risk fundsI 1260000 Legal and administrative expenses in adjustment of claims Mortuary funds Commissions and allowances to deputies and organizers Expense funds Advertising printing postage telegrams etc Expense funds Doss oh sale or decrease by adjustment in assets Reserve fund Other disbursements Reserve funds 7 954 7t Expense funds I 35757 57 Total Total disbursements Mortuary funds 41673632 Reserve funds 12 173 75 Expense funds 88 285 39 Other funds vfc War Risk funds 12 600 00 Bonds at book value Cash in office 15675 535339 Salaries of officers and employees Expense funds Rents and interest wsudio Expense funds 376984 550149 421900 4371232 Grand total disbursements 52j 795 45 Balance before transfers Mortuary funds deficit 30 665 70 Reserve funds 57919831 Expense funds ig 108 69 Oter funds viz War Risk fundZZZ 14 347 00 Balance STggggso Summary of Transfers June 20 1919 from the Reserve fund to the mortuary fund 70 000 00 December 31 1919 from the War Risk fund to the mortuary fund 14134700 Ledger Assets Book value of real estate Mortgage loans first liensI iirtsr 38085000 v rtn 111 uiiiue 11 o Deposits at interest ltawiVc 11959356Insurance Department of Georgia 549 Other items Contingent fund Liberty loan iS5 Advance to Juvenile department 20675 4g3 4Q Total ledger assets 57898830 NonLedger Assets Interest due and accrued 884707 Other items Assessments in hand of subordinate lodges and not yet turned over to Supreme Conclave y6t6iin Total assets V 62514774 Other items Overdue and accrued interest on bonds matured but not yet re deemed t 77c on Total not admitted assetsj 62437274 Total admitted assets T Liabilities Net amount of unpaid losses and claims 10056500 Taxes due or accrued 42985 Other items Assessments collected and turned over to Supreme Conclave in advance of due date 113762 Present value of 8 paidup partial disability certificatesL61815 U66B5 Total liabilities 10516140 EMINENT HOUSEHOLD OF COLUMBIAN WOODMEN 1501 Hurt Building Atlanta Georgia Lloyd T Binford President George W Clayton Secertary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta Georgia Baalnce from previous year Beneficiary funds 104754001 Kxpense and surplus funds 35790738 Totals 140544739 Income Total 64609121 Total 369810 Other payments by members Certificate funds 358100 Advances and averages 3288542 Totals 3646642 Total received from members Total 68625573 Deduct pavments returned References and fees 3631423 Totals 64994150 Interest and rents received Total 8189207 Profit on sale or increase by adjustment of assets Total 9201 All other income Miscellaneous items 653306 Borrowed money 7500000 Total 8153306 Total income all funds 81345864550 Annual Report Amounts carried forward Beneficiary funds 1122540 01 Income all sources 733 45s g Expense funds and surplus 35790738 Total amount carried forward 221890603 Disbursements Net amount paid for losses Total Legal and administrative expenses to adjustmentofclaims 35199796 Commissions and allowances to deputies and organizers 193205 Total Salaries of officers and employees including medical director Rents andinterest 4042937 Total Advertising printing postage telegrams examiners fees official publication etc Total Loss on sale or decrease by adjustment in assets aouwoi Total Other disbursements 51SS4 Borrowed money repaid S 75 000 00 All other 5446003 Total 12946003 Grand total disbursements qj 611 4 97 Balance before transfers II 160756206 Balance 160756206 Summary of Transfers D6Cfundr 31 1919 frm Income a11 sources 1919 to the Beneficiary DeSc7 53402688 See section 314 Lawsfor authority all transfers 16946577 Ledger Assets Mortgage loan first liens r 00 Bonds at book value J 42568960 Cash in office1IT 45905316 Deposits at interest o00 Deposits at interest I onnnnn Bills receivable and organizers balance III T J0 Other items 4Wt rremiums liens and loans to covenant holders km CC1 it Assessments and dues reported in U S monthly dlfferentllstt D9ibb176 c r lsk Tnsurance bureau in accordance with Soldiers and Sailors civil relief act Furniture and fixtures I 13 41800 Automobiles and special field equipment 659 10 Total ledger assets 1607562 NonLedger Assets Interest due and accrued on mrtgages s fl11 R Interest due and accrued on bonds XiKi Interest due and accrued on other assetsIIIIIII 51556 Total assets 5 19i56M6 Total assets 162712552 Deduct Assets Not Admitted Agents balances 21737 49 Bills receivable IIII 7 724 77 Book value of bonds and stocks over market valueI 593Insurance Department of Georgia 551 Other items Furniture and fixtures 1341800 Automobiles and special fixtures 65910 Total not admitted assets 4354529 Total admitted assets 158358023 Liabilities Net amount of unpaid losses and claims 7090372 Salaries and miscellaneous accounts due or accrued 102070a Taxes due or accrued 1008816 Other items Advance assessments 3576487 Averages 35044 Advances applications suspense 298821 Reserve on all outstanding covenants December 31 1919 net American exchange 134821673 Total liabilities 147851921 VALUATION EXHIBIT AssetsActual and Contingent Admitted assets 158358023 Total 158358023 Amount of general or expense fund 10506102 Amount of nonadmitted assets 4354529 LiabiltiesActual and Contingent On all certificates net reserveAm Exp SVZ 134821673 Accrued liabilities 13030248 Total 147851921 Accrued claims on general expense fund 2029524 Assets to liabilities 10710 Business in Force In force December 31st 1918 2416131500 Issued revived or increased during year 494100000 Sum 2910231500 Deduct ceased to be in force during year 242169600 In force December 31st 1919 2668061900 Business in Georgia Tn force December 31st 1918 170865600 Issued revived or increased 32850000 Sum 203715600 Deduct ceased to be in force during the year 34427800 In force December 31 1919 169287800 Net losses paid during year 2180135 Net losses incurred during year 1720322 Investments in Georgia Bonds including Liberty Loan Bonds 37499700 Mortgage loans 42388960 Other items Cash 6558620 Total investments in Georgia 86447280 FRATERNAL AID UNION Corner Eighth and Vermont Lawrence Kansas A A Young President L D Roberts Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta Georgia Balance from previous year Mortuary funds 458727 Reserve funds 9783320 Disabilty funds 77697093552 Annual Report Annuity funds 176 525 18 Expense funds 25l37283 Other funds 415384 Totals1 131144325 Income Membership fees actually received Expense funds 753 53 Assessments or premiums of which all or an extra percentages used for expenses Expense funds 849 650 37 All other assessments and premiums Mortuary funds 201855984 Reserve funds 31 418 96 Disability funds 393i91o84 Expense funds 19885456 Total 264274420 Other payments by members 122 690 37 Total received from members Mortuary funds 201855984 Reserve funds 3141896 Disability funds l24356l21 Expense funds 32231346 Total 361585347 Deduct payments returned Mortuary funds 908890 Reserve funds 2265 Annuity funds 64385 Expense funds 39381 Total 1014921 Net amount received from members Mortuary funds 200947094 Reserve funds 3139631 Annuity funds 124291736 Other funds 32191965 Totals 360570426 Interest and rents received Reserve F B R S B Reserve and N P C Term Res 370539 Emergency funds 5381423 Special reserve fund 1408427 General funds 135000 Total 72J95389 Profit on sale Emergency funds M All other income ii Benefit and F B Ft S A 32100000 Special reserve funds 1 534 63 General funds 8 330 07 Grand totai TneomeT 33096470 Mortuary funds 233047094 Reserve funds 3510170 Disability funds 1242 917 36 ARmitJ fJUnds 1571890 Other funds 33159972 Total income all funds 1 nna 797 m Amounts carried forward UWJ714 Mortuary funds 233505881 Reserve funds 13293490 Disability funds 83088945 Annuity funds 1 419 442 51 Expense funds wtJUKVn Other funds 33575356 Total amount carried forward 5321 17096Insurance Department of Georgia 553 Disbursements Net amount paid or losses Mortuary funds 218765657 Reserve funds 3202400 Annuity funds 17850864 Total 239818921 Legal and administrative expenses in adjustment of claims General funds Commissions and allowances to deputies and organizers Expense funds Salaries of officers and employees Expense funds Rents and interest Mortuary fundsBenefit 456251 Disability fundsEmergency 301790 Expense fundsGeneral 776452 Total Advertising printing postage telegrams etc Expense funds Loss on sale or decrease by adjustment in assets Emergency funds Other disbursements Benefit funds Res F B R S B Res and N F C Term Res Emergency Special Reserve funds General funds 5002000 119941 16168121 1028886 15210528 Total Total disbursements Mortuary funds Reserve funds Disability funds Annuity funds Expense funds Other funds 224223908 3322341 19408450 17850864 1028886 62192751 882839 28264532 12986444 1534493 4071956 2938539 37529476 Grand total disbursements 328027200 Balance before transfers Mortbary funds 9281973 Reserve funds 9971149 Disability funds 63680495 Annuity funds 124093387 Expense funds 25680287 Other funds 28617395 Balance 204089896 Includes 500000 I O H corporation assets erroneously entered in previous reports Summary of Transfers December from the Emergency fund to the benefit fund December from the F B R S A Emergency fund to the F B R S A Mortuary fund February from special General fund to Special Reserve fund July from the Special General fund to the Special Reserve fund February from the Special General fund to the General fund July from the Special General fund to the General fund February from the Benefit fund to the Emergency fund March from the Benefit fund to the Emergency fund Ledger Assets Book value of real estate Mortgage loans first liens Bonds at book value Cah in office Deposit at interest 5000000 191044 978936 7398285 6996139 34125897 10000000 4000000 16120991 50645362 67704056 30740 50934091654 Annual Report Other items Liens on certificates Amer Exp A F 4 185219 88 Policy loans 132668 18654656 Total ledger assets j 2040S86 NonLedger Assets Interest due and accrued 18 312 00 Market value of assets over book value 22fi4 SB Other items 1ZZZZZ Sllstlfs Total assets 242293250 Liabilities Net amount of unpaid losses and claims 339 317 gg Salaries and miscellaneous accounts due or accrued R25r 66 Taxes due or accrued Other items WM47 Borrowed money 271 000 00 Interest due or accrued on same 1131 95 Advance assessments 80 441 66 Reserves on Amer 4 certificates I Z 45o234 61 Reserves on N F C certificates 145l3620 Total liabilities 129376323 VALUATION EXHIBIT Business in Force In force December 31st 118J 12368396700 Issued revived or increased during year ZZ1I 1377o17400 17 tij iii on Deduct ceased to be in force during year II 27SRsiRnft In force December 31st 1919 JZZZ lOsllsMOeioO 1 otal 10956830600 Business in Georgia In force December 31st 1918 1 504 620 00 Issued revived or increased 125242 00 bum oq QfiO fift Deduct ceased to be in force during the year 244587 00 Net losses paid during year 35 135 36 Net losses incurred during year 30888 78 UNITED ORDER OF THE GOLDEN CROSS Empire Building Market Street Knoxville Tennessee Jos P Burlingame President W R Cooper Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta Geogla Balance from previous year Mortuary funds 125 977 64 Expense funds 3 729 40 Totals 12970704 Income All other assessments and premiums Mortuary funds 49369481 Expense funds 4332903 Other paymentsYymembersT 53702384 Expense fund fi7 Total received from members Mortuary funds 493694 81 Expense funds 4379651 Total 53749132 kInsurance Department of Georgia 55 Net amount received Mortuary funds Expense funds from members 49369481 4379651 Totals Interest and rents received Expense funds Mortuary funds Emergency funds 6040 110574 396792 Total Profit on sale or increase by adjustment of assets Emergency funds Allother income Expense funds Transfer from Mortuary fund to Expense fund ac count of first 12 assessments of members due to December 31 1917 449117 376842 Total Grand total income Mortuary funds Reserve funds Expense funds 49480055 846792 5211650 Total income all funds Amounts carried forward Mortuary funds Expense funds 12597764 372940 Total amount carried forward Disbursements Net amount paid for losses Mortuary funds Legal and administrative expenses in adjustment of claims Expense funds Commissions and allowances to deputies and organizers Expense funds Salaries of officers and employees Expense funds Rents and interest Expense funds Advertising printing postage telegrams etc Expense funds Loss on sale or decrease by adjustment in assets Emergency funds Other disbursements Expense funds Total disbursements Mortuary funds 49320692 Emergency funds 107500 Expense funds 5088014 Grand total disbursements Balance before transfers Mortuary funds Emergency funds Expense funds 12757127 739292 496576 Balance Summary of Transfers December 31 1919 Prom Emergency fund to Mortuary fund Ledger Assets Book value of real estate Bonds at book value Cash in office Deposits at interest 53749132 513406 450000 825959 55538497 12970704 49320692 144275 2130800 1551797 99000 337936 107500 824206 54516206 13992995 739292 880000 7942932 232235 40878281556 Annual Report Other items Bills receivable 850090 Five notes of 170000 each secured by lien on Knoxville lot sold Total ledger assets 13992995 Interest due and accrued 104299 Other items Assessments actually collected by subordinate lodges not yet turned over to Supreme Lodge 3538829 Total assets 17636123 Deduct Assets Not Admitted Other items Book value of real estate over market value 250000 Book valuij of bonds over market value 959932 Total not admitted assets 1209932 Total admitted assets 16426191 Liabilities Net amount of unpaid losses and claims 4610000 Salaries and miscellaneous accounts due or accrued 182004 Total liabilities 4792004 VALUATION EXHIBIT Business in Force In force December 31st 1918 1507917500 Issued revived or increased during year 1092750 00 Sum 16171925o0 Deduct ceased to be in force during year 192470000 In force December 31st 1919 1424722500 Business in Georgia In force December 31st 1918 93650000 Issued revived or increased 9625000 Sum 103275000 Deduct caased to be in force during the year 9560000 In force December 31 1919 93715000 Net losses paid during year 49320692 Net losses incurred during year 40815000 GOLDEN SEAL ASSURANCE SOCIETY Roxbury New York Hill Montague President Arthur F Bputon Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta Geogia Balance from previous year Mortuary funds 35318208 Benefit funds 2719804 Expense funds 1903986 Other funds viz Assurance League optional 22171087 Assurance League general 1907551 Totals 64020636 Income Assessments or premiums of which all or an extra percentage is used for expenses Expense funds 1148018 All other assessments and premiums Mortuary funds 6902224 Benefit funds 2374904 Expense funds 6631177 Other funds viz Assurance League optional 5544994 Total 21453299Insurance Department of Georgia 567 Total received from members Mortuary funds 6902224 Benefit funds 2374904 Expense funds 7779189 Other funds viz Assurance League optional 5544994 Total 22601311 Deduct payments returned Mortuary funds 4297 Benefit funds 2110 Expense funds 22271 Assurance League optional 5071 Total 33749 Net amount received from members Mortuary funds 6897927 Benefit funds 2372794 Expense funds 7756918 Other funds viz Assurance League optional 5539923 Totals 22567562 Interest and rents received Mortuary funds 1177602 Benefit funds 47277 Expense funds 6547 Assurance League optional 1118771 Assurance League general 98034 Total 2448231 Profit on sale or increase by adjustment of assets Mortuary funds 100681 Benefit funds oo Assurance League optional 1tt Assurance League general 8259 Total 202218 All other income Mortuary funds 20804 Expense funds 227568 Total 248372 Grand total income n Mortuary funds 5 Berpfit funds IHiKI Expense funds 7991033 Other funds viz Assurance League optional neons Assurance League general 106293 Total income all funds 25466383 Amounts carried forward Mortuary funds rfJono Benefit funds 143921 Expense funds ssoui Other funds viz aqiqnl3 Assurance League optional onioaIj Assurance League general iuiSKi Total amount carried forward 89487019 Disbursements Net amount paid for losses Mortuary funds 25580 00 Benefit funds 7000 00 Expense funds 74l5l68 Assurance League optional 13774168 LegVand admFnfsTraTive expenses in adjustment of claims Benefit funds 5 73444 Vxpense funds 693444 Total S58 Annual Report ExmeieSifnndand alIowances to deputies and organizers Collateral loans e nn nn Bills receivable r iM Furniture and fixturesI II 375021 Loans on transferred certificatesT 143S12 2 Loans on death benefit certificates I 805ll90 5210703 Salaries of officers and employees Expense funds Rents and interest lb8300 Mortuary funds on Benefit funds J Expense funds T 1 2R1 is Assurance League optional tfisi Assurance League general 11Z1Z1 5o63 Total TZZ 2 449 40 Advertising printing postage telegrams etc Expense funds 5 Paid members for dividends Mortuary funds K Loss on sale or decrease by adjustment in assets Mortuary funds i Other disbursements Mortuary funds 090 ic Benefit funds ircoIo Expense funds ni 3 51301 Assurance League optional iioo Assurance League general I 10824 Total Total disbursements Z6ibi73 Mortuary funds uc Benefit fundsin 4431065 412fifi Expense funds 92227 83 4126691 Other funds viz Assurance League optional 75 oco ci Assurance League general l5887 Grand total disbursements or 02 on Balance before transfers Mortuary funds oqn oj K Benefit funds I71n Expense funds I 672236 Other funds viz Assurance League optional 213 331 Assurance League general I I9g7957 Balance 64104739 Ledger Assets Book value of real estate Mortgage loans first liens i424f Bonds at book value JiHjo Ji Stocks at book value H Cash in office JJ9 Deposits at interest J Deposits not at interest icoJon Agents balances net lo So Other items 206372 16109434 Total ledger assets j 64104739 NonLedger Assets Interest and rent due and accrued 91 ocn Market value of assets over book value iiwlk Other items vivtM Assessments collected not yet turned over to Supreme Lodge 2000000Insurance Department of Georgia 559 Liens and accrued interest Assurance League cer tificates optional 5935903 Due from camps for supplies 100000 Printed matter and supplies on hand 200000 8235903 Total assets 75444910 Deduct Assets Not Admitted Agents balances 2M72 Bills receivable 5uouuo Other items Book value of bds and stks over amortized value 1911Jo Furniture and fixtures 5lnnni Due from camps for supplies innnnn Printed matter and supplies on hand 200000 Total not admitted assets 3298628 Total admitted assets 72146282 Liabilities Net amount of unpaid losses and claims Iosq Salaries and miscellaneous accounts due or accrued inJnnnn Borrowed money General fund iuoouu Interest due or accrued on same 284450 Advance assessments 1036465 Dividends accumulated on D B certificates 91860 Reserve American Exp 3 and 4 59262400 Total liabilities 63222667 Business in Force In force December 31st 1918 1318903867 Issued revived or increased during year 733230000 Sum 2052133867 Deduct ceased to be in force during year 656358411 In force December 31st 1919 1395775456 Business in Georgia In force December 31st 1918 25nnnnn Issued revived or increased Kuuuuu Sum 24975000 Deduct ceased to be in force during the year 1700000 In force December 31 1919 23275000 THE GRAND FRATERNITY 1626 Arch Street Philadelphia Pennsylvania Frederick Gaston President W E Gregg Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta Georgia Balance from previous year Reserve fluids 43258308 Expense funds 61163 Other funds viz 539163 Totals 43858634 Income Assessments or premiums during first 12 months of which all or an extra percentage is used for expenses Expense funds 3074522 All other assessments and premiums Mortuary funds w 00000 Expense funds Other funds viz Jaats 21139145 Total 560 Ammal Report Total received from members Mortuary funds 14o xc M Expense funds q2i Other funds vizZlJZZT tmM Total 24213667 Net amount received from members Mortuary funds 14883507 Expense funds gg 745 gV Other funds vizIILLtIL 355638 Totals 24213667 Interest and rents received Mortuary funds 4 948 479 General fundsZ11Z 21110 Total 4969589 Profit on sale or increase by adjustment of assets Mortuary funds 9989282 Reserve funds 2396 T0t 9991678 All other income General funds 79 51 Reserve funds ZLI 67 35 Total 14686 Grand total income Mortuary funds 298 212 68 Reserve funds 9131 Expense fundsJZLI 9003583 Other funds 355638 Total income all funds a1 onc Amounts carried forward Mortuary funds 298212 68 Reserve funds 432 74 39 Expense funds 90 647 46 Other funds Sioi Total amount carried forward 9 535 452 54 Disbursements Net amount paid for losses Mortuary funds 229 209 74 Reserve funds 14 gQj 17 Other funds 282119 Total 24683810 Commissions and allowances to deputies and organizers Expense funds 41 19j Salaries of officers and employees Expense funds 7Q1 nn Rents and interest ztsiuu Mortuary funds 36237 16 Expense funds 600000 Total 4223716 Advertising printing postage telegrams etc Expense funds 4 5g7 Loss on sale or decrease by adjustment in assets Reserve Other disbursements yboi Expense funds 1133642 Mortuary funds 595 2s Reserve funds 2 35t00oo0 n Tai ZTZTZZTIZ 4693268 Total disbursements Mortuary funds 266 043 IS Reserve funds 49 90219lnsurauce Department of Georgia 561 Expense funds 8988672 Other funds 282119 Grand total disbursements Balance before transfers Mortuary funds 3216952 Reserve funds 38277220 Expense funds i 76074 Other funds 612682 Balance 40865326 42182925 Summary of Transfers December 31 1919 from Mortuary fund to Reserve fund Ledger Assets Book value of real estate Bonds at book value Deposits at interest Other items Loans secured by liens on members certificates Total ledger assets NonLedger Assets Interest due and accrued Market value of assets over book value Other items Assessments not yet turned over to Supreme Lodge Certificate liens 3216952 20852962 4855113 1107149 15367704 42182928 55849 2747038 2027889 2685831 Total assets 49699535 Deduct Assets Not Admitted Other items Certificate liens 2685831 Total admitted assets 47013704 Liabilities Net amount of unpaid losses and claims 1575000 Other items Borrowed money 3000000 Present value of deferred death and old age claims payable in in stallments 1014600 Reserve value old age and widows annuity benefits 10201300 Total liabilities i 15790900 VALUATION EXHIBIT Business in Force In force December 31st 1918 1029668300 Issued revived or increased during year 208025800 Sum 1237694100 Deduct ceased to be in force during year 101535600 In force December 31st 1919 1136158500 Business in Georgia In force December 31st 1918 Issued revived or increased Sum Deduct ceased to Be in force during the year In force December 31 1919 Net losses paid during year Net losses incurred during year 18259800 20522200 38782000 TS532300 22249700 150000 150000562 Annual Report HERALDS OF LIBERTY Home Office Huntsville Ala Executive Office 401012 Cheslnut Street Philadelphia Pa Tracy W Pratt President Emanuel Barrick Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta Georgia Balance from previous year Mortuary funds 11253404 Reserve funds 6617227 Joint life funds 13519915 Expense funds 657265 Totals 32047811 Income Assessments or premium during first 12 months of which all or an extra percentageis used for expenses Expense funds 4093699 All other assessments and premiums Mortuary funds 116S9460 Reserve funds 396814 Joint life funds 11679907 Expense funds 14493392 Total 38259573 Other payments by members Certificate fees for change of beneficiary expense funds 19700 Total received from members Mortuary funds 11689460 Reserve funds 3968H Joint life funds 116799C7 Expense funds 18666791 Total 42372972 Deduct payments returned Mortuary funds 29322 Reserve funds 5155 Joint life funds 29322 Expense funds 48554 Total 112353 Net amount received from members Mortuary funds 11660138 Reserve funds 391659 Joint life funds 11650585 Expense funds 18558237 Total H 42260619 Interest and rents received Interest 1200156 Lodge room rentals 241858 Total 1442014 Profit on sale or increase by adjustment of assets Expense funds 3338 All other income Borrowed money expense 5000000 Grand total income Mortuary funds 11660138 Reserve funds 391659 Joint life funds 11650585 Expense funds 25003389 Total income all funds 487059 71 Amounts carried forward Mortuary funds 22913542 Reserve funds 70 088 86 Joint life funds 25l70500 Expense funds 25660854 Total amount carried fQrward 8075378224241838 905398 7079607 6333710 948158 836156 99978 Insurance Department of Georgia 563 Disbursements Net amount paid for losses Mortuary funds I 17541838 Joint life funds 6700000 Total Legal and administrative expenses in adjustment of claims and gfeneral counsel fees Expense funds Commissions and allowances to deputies and organizers Expense funds Salaries of officers nd employes includes janitor service Expense funds Rents and interest Expense funds Advertising printing postage telegrams etc Expense funds oss on sale or decrease by adjustment in assets Expense funds Other disbursements Expense funds 2296147 Borrowed money repaid expense 5000000 Total 7296147 Total disbursements Mortuary funds 17541838 Joint life funds 6700000 Expense funds 23499154 Grand total disbursements 47740992 Balance before transfers Mortuary funds 5371704 Reserve funds 7008886 Joint life 18470500 Expense funds 2161700 Balance 33012790 Ledger Assets Mortgage loans first liens 4460060 4460060 Bonds at book value 13280839 Stocks at book value v 100000 Cash in office 5429686 Deposits at interest 5805142 Agents balances net 2178471 Other items Bills receivable F 1758592 Total ledger assets 33012790 NonLedger Assets Interest due and accrued 162824 Other items Furniture and fixtures 951022 Total assets 34126636 Deduct Assets Not Admitted Agents balances 1758592 Total not admitted assets 1758592 Total admitted assets I 32368044 Liabilities Xet amount of unpaid losses and claims 15178162 Other items Borrowed money 5 5000000 Unpaid bills 183797 5183797 Total liabilities 20361959664 Annual Report Business in Force In force December 31st 1918 1874020000 Issued revived or increased during year 134600000 Sura 2008620000 Deduct ceased to be in force during year 337650000 In force December 31st 1919 1670970000 Business in Georgia In force December 31st 1918 25200000 Issued revived or increased 2800000 Sum 28000000 Deduct ceased to be in force during the year 3400000 In force December 31 1919 24600000 Net losses paid during year 50000 Net losses incurred during year 200000 KNIGHTS OF COLUMBUS 956 Chapel Street New Haven Conn James A Flaherty President Wm J M Ginley Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta Georgia Balance from previous year Mortuary funds 17590200 Reserve funds 856437415 Expense funds 417614 Total 874445229 Income All other assessments and premiums Mortuary funds 126582254 Total 216582254 Other payments by members Mortuary paid but on asst credit ins 67026 Expense fund fnal withdrawal card fees 327310 Expense fund dues and per capita tax 44630565 Expense fund sup physicians fees 1893828 Totals 46968729 total received from members Mortuary funds 2166492 SO Expense funds 46901703 V 263550983 Deduct payments returned Mortuary funds 1 655 Expense funds 11345 Total 1q qq Net amount recevied from members Mortuary funds 2 166 486 25 Expense funds 4689035S Totals T 263538983 Interest received Expense funds 146963 Mortuary funds 454812 Reserve funds 37770113 J otal 383 718 88 Profit on sale or increase by adjustment of assets Reserve fundsr 1850125 All other 7ncome7 1850125 Expense funds 6908760 Total 6908760Insurance Department of Georgia 565 Grand total income 7 Mortuary funds J Reserve funds Ssi Expense funds d3946081 Total income all funds 310669756 Amounts carried forward Mortuary funds 8 9605765S Reserve funds Expense funds 436369 Total amount carried forward 1185114985 Disbursements Net amount paid for losses Mortuary funds l753782o0 175378250 Total Legal and administrative expenses in adjustment ot claims 1048135 Expense funds Salaries of officers and employes Other funds 1130b0S Rents and interest 3 68 Expense funds Advertising printing postage telegrams etc Expense funds 342210 Loss on sale or decrease by adjustment in assets Reserve funds 88o80 Other disbursements 36623415 Expense funds Total disbursements Mortuary funds Wvn Reserve funds n9s7 Expense funds 5285173b Grand total disbursements 229113666 Mortuary funds 5 Reserve funds itiiM Expense funds Balance 5U0119 Summary of Transfers January from reserve fund to mortuary fund io February from reserve fund to mortuary fund Jo March from reserve fund to mortuary fund ein April from reserve fun dto mortuary fund oolooiy May from reserve fund to mortuary fund onn January from M R F of 1892 fund to reserve fund 28196800 June from mortuary fund to reserve fund si9c Julv from mortuary fund to reserve fund Tf August from mortuary fund to reserve fund liSoiton September from mortuary fund to reserve fund lldu October from mortuary fund to reserve fund November from motuary fund to reserve fund iin Jn December from mortuary fund td reserve fund Ledger Assets Mortgage loans first lien vln2 Bonds at book value 9n7yS Deposits at interest Deposits not at interest Total ledger assets 956001319 NonLedger Assets Interest due and accrued 12344699 Other items Assessment collected by sub crk not yet turned over to supreme clerk 6369so666 Annual Report Assessment credit liens 18075 85 Due from sul clerk for int on asst cr sum 302 14 Due from P C tax 1 381 fis For sup phy fees 200 48 For supplies etc 37L68 9356163 Total assets 977102181 Deduct Assets Not Admitted Bills receivable 1155384 Other items Overdue and accrued interest on bonds in default 1033333 Book value of bonds not amortized over market value C a I Ry 1134218 Total not admitted assets j 33229 35 Total admitted assets 974379246 Liabilities Net amount of unpaid losses and claims 179 159 5 Sundry expenses etc estimated 3300000 Total liabilities 21215952 VALUATION EXHIBIT AssetsActual and Contingent Admitted assets less 1511959 funds not available for claims 972867287 Total 5 972867287 Amount of general or expense fund 15 119 5 Amount of NonAdmitted Assets 33 229 35 LiabilitiesActual and Contingent Present Dec 31st value of promised benefits 7 796 617 00 On step rate certs death only Z b73l304 00 On level rate certs ZZZZZZ 2 05s748 00 Cn paidup certs 5565oo Accrued liabilities less expense fund 19703993 Total g 799365693 Accrued claims on general or expense fund if 30 000 00 Assets item 8 to liabilities item 20 121707 Business in Force In force December 31st 1918 137 215 134 33 Issued revived or increased during yearZZZZZ Z 4562o46o0 1UIT IS R pQ1 flft Deduct ceased to be in force during yearZZZZZZZZZZ Z Z 6 06693201 In force December 31st 1919 17676866233 Business in Georgia In force December 31st 1918 3151 so on Issued revived or increased ZZZZZZZZZZZZ 13000000 cum diinnn Deduct ceased to be in force during the year Z ZZ oWoo In force December 31 1919 Z nqnnnn Net losses paid during year s 00000 Net losses incurred during year 6000 00Insurance Department of Georgia 567 SUPREME LODGE KNIGHTS OF PYTHIAS INSURANCE DEPT Indiana Pythian Building Indianapolis ind Harry Wade President W O Powers Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta Georgia Balance from previous year Mortuary funds 5 973618418 Disability funds 65787 Expense funds 51323588 Totals 1025007823 Income Membership fees actually received Expense funds 985650 All other assessments and premiums Mortuary funds 22650180i Disability funds T 91239 Expense funds 30016935 Total 256609975 Tbtal received from members Mortuary funds 226501801 Dsability funds 91239 Expense funds 31002a so Total 5 257595625 Deduct payments returned 408797 Net amount received from members Mortuary funds 226093004 Disability funds 91239 Expense funds 31002585 Totals 257186828 Interest and rents received 51153793 Profit on sale or increase by adjustment of assets 340778 All other income Ref on taxes 119 Miscellaneous fees 6392 Protested checks 22396 Total t 907 Grand total income Mortuary funds 2758386lu Disability funds 9123 Expense funds 32729457 Total income all funds 308709306 Amounts carried forward Mortuary funds 1249507058 Disability funds l570z6 Expense funds 84053045 Total amount carried forward 5 1333717129 Disbursements Net amount paid for losses Mortuary funds 188197569 Commissions and allowances to deputies and organizers Expense funds 12556609 Salaries of officers and employes Expense funds 6201598 Rents and interest Expense funds 620196 Advertising printing postage telegrams etc Expense funds 310130 Eoss on sale or decrease by adjustment in assets Mortuary funds 2213937 Expenses 71210 Total ZZTZZI 2285147568 Annual Report Other disbursements Expense funds 19600325 Total disbursements Mortuary funds 190411506 Expense funds 42151241 Grand total disbursements 232562747 Ealance before transfers Mortuary funds 1059095552 Disability funds 157026 Expense funds 41901804 Balance 1101154382 Summary of Transfers January 21 1919 from exjpense fund to mortuary fund 5 10300000 December 31 from mortuary fund to expense fund 2895026 Ledger Assets Mortgage loans first lien 200000 20000000 Stocks at book value 10 18718353 Cash in office 120000 Deposits at interest 5o43471 Agents balances net 2249o9 Other items Certificate loans fourth and fifth classes 41112895 Certificate liens fifth classes 1 15434704 Total ledger assets 1101154382 NonLedger Assets Interest due and accrued 20106269 Market value of assets over boot value 22J27920 Other items Assessments coll by sub lodges not turned over to sup lodge 40232 27 Postage 20050 Total assets 1127531848 Deduct Assets Not Admitted Agents balances J 224959 Accrued interest on bonds in default 8213j2 Total not admitted assets 10 46351 Total admitted assets 1126485497 Liabilities Net amount of unpaid losses and claims T6244043 Reserves or unearned premiums on risks outstanding 1001352378 Salaries and miscellaneous accounts due or accrued 3389433 Other items Deaths incurred in 1919 reported in 1920 24 995 00 Disability funds 157026 Advanced assessments 92378los Total liabilities 1032880188 VALUATION EXHIBIT AssetsActual and Contingent Admitted assets 1126485497 Total 1126485497 Amount of general or expense fund 322 41983 Amount of NonAdmitted Assets 1046351Insurance Department of Georgia 569 LiabilitiesActual and Contingent Present midyear value of promised benefits 1 9ftIHo Accrued liabilities i7ni4 Value of unpaid insallments Total 1032880188 Accrued claims on general or expense fund 33i9nQ3v Assets item 8 to liabilities item 20 lm Business in Force In force December 31st 1918 9636544500 Issued revived or increased during year 1115610900 SunJ 107 62155400 Deduct ceased to be in force during year 627266000 In force December 31st 191910124889400 Business in Georgia In force December 31st 1918 i 381882300 Issued revived or increased 38400000 Sum 420282300 Deduct ceased to be in force during the year 23333000 In force December 31 1919 WSMSW Net losses paid during year 699000 Net losses incurred during year 704254 Investments in Georgia Bonds 23980000 Total investments in Georgia 23980000 THE MACCABEES 1021 Woodward Avenue Detroit Michigan D P Markey Supreme Commander Thomas Watson Sup Record Keeper Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta Georgia Balance from previous year Mortuary funds 34786473 Reserve funds 1368517493 Sick and accident funds 1916175 Relief funds No 1 13061863 Expense funds 3855054 Other funds viz Relief funds No 2 81586 Trust funds 1853442 Patrioto funds 8894059 Totals 1432966101 Income Assessments or premiums during first months of which all or an extra percentage is used for expenses Expense funds 23423600 Mortuary funds 29752916 Total 53176516 All other assessments and premiums Mortuary funds 1 516818802 Sick and accident funds 9903510 Relief funds No 2 15357305 Expense funds 2475900 Relief funds No 1 3533947 Total 5 548089464570 Annual Report Other payments by members Expense funds 38224735 Patriotic fund j 30429865 Total 68654600 totals 1 669920580 Total received from members Mortuary funds 9903510 Sick and Accident funds 99035 10 Relief fund No 1 3533947 Relief fund No 2 15357305 Expense funds 64124235 Other funds viz Patriotic funds 30429865 Total g 669920580 Deduct payments returned Mortuary funds nnr Sick and accident funds 11HZZZZ111ZZZ 0138 Total riZIIZT 571347 et amount received from members Mortuary funds 5460b220 Sick and accident funds as jik 70 Relief funds No 1Z Relief funds No 2 15X53iK Expense funds 64l248S5 Patriotic funds 3042SSo Totals g 669349203 Interest and rents received Mortuary funds 69788572 bick and accident funds 17 11K 11 Relief funds No 1 ZZ7JZZ7JZZZZZZZZ isaMei Relief funds No 2 liniR Expense funds Trust funds etri Patriotic funds 211 2 33126 Total iSi4J J rofit on sale or increase by adjustment of assets Mortuary funds 2S 000 00 Reserve funds i3424Ti Total 9SAu 7R All other income o4 Mortuary funds 10045298 Sick and accident funds 1iininn Relief funjte No 1 55 76970 Expense funds lotlstsO Trust funds 1226534 Total Grand total income Xii4t92 Mortuary funds 628396079 Reserve funds 1342976 Sick and accident funds 130 50 gj Relief funds No 1 lOsTa78 Expense funds III 74756575 Relief funds No 2 15368121 Trust funds 12 914 42 Patriotic funds 30662990 Amounts carried forward 775793944 Mortuary funds 663182552 Reserve funds 1369860469 Sick and accident funds 149 683 5S Relief funds No 1 239s5247 Expense funds 786 116 29 Relief funds No 2 154 40s 57 Trust funds 31448 84 Patriotic funds 39557n49 Total amount carried forward 2208760045Insurance Department of Georgia 571 Disbursements Net amount paid for losses Mortuary funds 2i Sick and accident funds Hi o Relief funds No 1 Potriotic funds 2452038 Tota 682674203 Legal and administrative expenses in adjustment of claims Relief funds No 2 Ifaiai Expense funds 1puiax Total 1267752 Commissions and allowances to deputies and organizers Expense funds r ViiiSno Relief funds No 2 146 oi Relief funds No 1 49437 Total 48667907 Salaries of officers and employes Expense funds 139410 Rents and interest 1095380 Expense funds Advertising printing postage telegrams and official journal Expense funds 7obu8o toss on sale or decrease by adjustment in assets Mortuary funds 1a i Reserve funds twin Expense funds tU 1939124 Total Other disbursements Mortuary funds noonoo Sick and accident funds iTKgans Expense funds iqivi 44 Relief funds No 1 rnnno Relief funds No 2 g Trust funds IOOoOOoO Patriotic funds 45914311 Total Total disbursements Mortuary funds o515fb8ib Reserve funds V Sick and accident funds 15i4SJ Relief funds No 1 Expense funds ftIS5lS Relief funds Xo 2 uflTOM Trust funds SI Patriotic funds Grand total disbursements 803068709 Balance before transfers i Mortuary funds i mm i4 Reserve funds ISIm Sck and accident funds cr Relief funds No 1 1SH pxpense funds rii u Relief furlds No 2 Trust funds Knll Patriotic funds 503811 1406691336 Balance Summary of Transfers December 31 1919 from reserve fund to life benefit fundbonds Dcld31Sfrom reseefunaloliVkandJaoe fund bonds sold 123609 Dec 31 1919 from reserve fund to relief No 1 fundbonds sold 2570000 Dec 31 1919 from life benefit fund to reserve fundbonds pur 272 Dec 31 1919 from sick and ace fund to reserve fundbonds pur Dec 31 1919 from relief No 1 fund to reserve fundbonds par 1075100672 Annual Report Ledger Assets Book value of real estate 12500000 Bonds at book value 1316020578 Cash in office 367851 Deposits at interest 69401055 Other items Contract on Port Huron real estate 7401852 Total ledger assets 1405091336 and NonLedger Assets accrued IJ Interest due Other items Furniture and fixtures Assessments collected still in hands of local record keepers Lien charges and interest on certificates Present value of future int on investments on 4 basis Total assets 250411249 Deduct Assets Not Admitted Bonds in default overdue and accrued interest 99G0573 Book value on bonds over market value 75 94531 Furniture and fixtures 2850000 Lien charges and interest on certificates Present value of future interest 150585726 24066 2850il00 52700000 859857246 150585726 0 859857245 Total not admitted assets i 1030848075 Total admitted assets 1474076895 Liabilities Net amount of unpaid losses and claims 13711198 Present value of disability claims payable in installments l592o7s40 Salaries and miscellaneous accounts due or accrued 42 532 12 Other items Trust fund 1337815 Total liabilities 5 178510065 Business in Force In force December 31st 19185354 954 159 63 Issued revived or increased during year 2o98850000 Sum 37524265963 Deduct ceased to be m force during year 22 899 112 55 In force December 31st 1919 352343o475 Business in Georgia In force December 31st 1918 Issued revived or increased Sum Deduct ceased to be in force during the vear In force December 31 1919 Net losses paid during year mortuary deaths Net losses incurred during year mortuary deaths 140000000 3300000 143300000 10000000 133300000 3487331 3456177 WOMANS BENEFIT ASSOCIATION OF THE MACCABEES Womans Benefit Association Building Port Huron Mich Miss Bina M West President Miss Frances D Partrioge Secretary Attorney for service in GeorgiaWillam A Wright Insurance Commissioner Atlanta Georgia Balance from previous year Mortuary funds 1 420 859 21 Reserve funds ij 3737775i W B A Patriotic funds 25 094 0 Expense funds 2593045Insurance Department of Georgia 573 Other funds viz Hospital service and fraternal funds ZbAJbiio Junior protection funds 14S4d Totals r 1200944844 Income Membership fees actually received Expense funds su4t Assessments on premiums during first 12 months of which all or an extra percentage is used for expenses Expense funds m5m Mortuary funds ju4wid Total 3 6971487 All other assessments and premiums Mortuary funds Itirli Expense funds 5bijboi Other funds viz Junior protection funds zsjjii Total 184570639 Other payments by members W B A patriotic funds W Hospital service and fraternal funds Jkokmk Expense funds 259007 i Totals t SISmilJ Total received from members Mortuary funds X W B A patriotic funds 11904 Expense funds 60342052 Other funds viz Junior protection funds 29b91 Hospital service and fraternal funds 11828980 Toto r 260288130 Deduct payments returned Expense funds J7bj Mortuary funds iSS Junior protection funds 1520 Hospital service and fraternal funds 4S80 Total 2sss Net amount received from members Mortuary funds l87o80620 W B A patriots funds 119024 Expense funds 60264298 Other funds viz Junior protection funds 394391 Hospital service and fraternal funds 11824100 Totals 260082442 Interest and rents received Expense funds 210774 Mortuary funds 517723 W B A patriotic funds l277u4 Junior prot funds 4337 Hospital service and fraternal funds 1514451 Total 6133375JI Profit on sale or increase by adjustment of assets Reserve funds 3111 IS Hospital service and fraternal funds 52520 Expense funds 130 Total 353798 All other income Expense funds 172611 Grand total income Mortuary funds 188098352 Reserve funds 59259868 W B A patriotic funds 246778 Expense funds 60647813674 Annual Report Other funds viz Junior protection funds 2 987 28 Hospital service and fraternal funds 13391oi7l Total income all funds t n Amounts carried forward 31942610 Mortuary funds 2301 842 73 Reserve funds ll966376i9 w B A patriotic funds 27 56185 S61183 unds 63240S58 Other funds viz Junior protection funds 4 419 73 Hospital service and fraternal funds 38627446 Total amount carried forward j 15 31g 874 54 Disbursements Net amount paid for losses Mortuary funds 135325155 W B A patriotic funds 619 si Expense funds 6sbl5 Junior protection funds 94000 Hospital service and fraternal funds 621297 Total j Legal and administrative expenses in adjustment of claims7 Expense funds Commissions and allowances to deputies and organizers Jsusois Expense funds 1n Salaries of officers and employes uoisj Expense funds Rents and interest i894b5 Expense funds Advertising printing postage telegrams etc vai Expense funds 7S 40 m Decrease by adjustment in assets WH Mortuary funds 18 q0 Reserve funds 24 40975 Hospital service and fraternal funds 197Kii W B A patriotic funds bil Total Other disbursements 4b773 Hospital service and fraternal funds 25 1 Expense funds 7605556 Total disbursements 7608069 Mortuary funds 1 Kq 7n Reserve fundsli U6llf5 W B A patriotic funds 700 is Expense funds to u1i Other funds viz 59494163 Junior protection funds 940 qq Hospital service and fraternal funds 6235210 Grand total disbursements t Balance before transfers 33661491 Mortuary funds 648 572 s Reserve funds jJ W B A patriotic funds RKn fi Expense funds f Otfler funds viz 3746695 Junior protection funds 3 4 73 Hospital service and fraternal fundsZIZZZ 32332236 Balance 1298225963 Summary of Transfers 20t 3h 9 fom benefit Iuni to reserve fund 72 1S Nov 30 1919 from benefit fund to reserve fund IrS Dec 3U 1919 from benefit fund to reserve fund tVltHInsurance Department of Georgia bib Ledger Assets Book value of real estate 34834180 Bonds at book value 1203677883 Cash in office 5897384 Deposits at interest 53816516 Total ledger assets 1298225963 NonLedger Assets Interest due and accrued 12821129 Rents due and accrued 36000 Assessments actually collected not turned over to sup lodge 19100008 Other items Per capita tax on benefit and social members in handsof R Ks 2148225 Furniture and office equipment 1335423 Supplies printed matter and stationery 2426371 Total assets 1336093111 Deduct Assets Not Admitted Furniture and office equipment 1335423 Supplies printed matter and stationery 2426371 Total not admitted assets 3761794 Total admitted assets 1332331317 Liabilities Net amount of unpaid losses and claims 21110276 Salaries and miscellaneous accounts due or accrued 52146 Total liabilities 24709872 THE SUPREME LODGE OF THE MASONS ANNUITY Edgewood Avenue and Ivy Street Atlanta Ga D A Greene President R E Edwards Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta Ga Ialance from previous year Premium reserve 146383Zb Class B reserve SS2kJaS Annuity reserve 27057027 Benefit funds tlHi Emergency funds 740 General funds 520366 Total 21 11 Income Assessments or premiums during first months of which all or an extra percentage is used for expenses General funds 4807730 All other assessments and premiums Benefit funds 17575715 General funds 1952857 Total 19528572 Other payments by members Genera funds 348478 Total received from members Benefit funds 17575715 General funds 660906a Total 24184780 Deduct payments returned General funds 01576 Annual Report Met amount received from members Benefit funds 17575715 General funds 6604004 Total 24179711 Interest and rents received Premium reserve 754874 Class B reserve 3470006 Annuity reserve 1402638 Total 5627518 All other income Class B reserve matured bonds sale of furniture and fixtures borrowed money and refund on tax 1355500 General fund suspense 41420 Total 1396920 Grand total income Premium reserve 754874 Class B reserve 4825506 Benefit fund 17575715 Annuity reserve 1402538 General fund 6645424 Total income all funds i 31204157 Amounts carried forward Premium reserve 15393200 Class B reserve 61763602 Annuity reserve 28459665 Benefit fund 17621990 General fund 7165790 Emergency fund 74021 Total amount carried forward 130481268 Disbursements Xet amount paid for losses if 146 841 54 Annuity reserve 7520l47 Total 2204341 Legal collecting interest of claims Class B reserve j 33 66 Class B reserve furniture and fixturesIZZZIIII 17250 Total 20616 Commissions and allowances to deputies and organizers General fund 3837607 General funds traveling and other expenses paid off cers and special organizers 228430 Total 4066037 Salaries of officers and employes General fund 1368150 General funds supreme and subordinate medical ex 375300 Total 1743450 Taxes repairs and other expenses on real estate Class B reserve 12 54118 Advertisipg printing postage telegrams etc General funds 490412 Loss on sale or decrease by adjustment in assets General funds to balance 213139 Class B reserve amortization for 1919 111396 Class B reserve matured bonds and ins dept 184775 Total 509311 Other disbursements General fund suspense office and gen exp misc 243142 General fund expense supreme lodge meeting 1417 82 Total 38492Insurance Department of Georgia 577 Total disbursements Class B reserve 16255099 Annuity reserve 7520147 General fund 5897962 Grand total disbursements 30673208 Balance before transfers r Premum reserve 15393200 Class B reserve 45511503 Annuity reserve 20939590 Benefit funds 176219S0 General funds 267828 Other funds viz Emergency funds 74021 Balance 99808063 Summary of Transfers Dec 31 1919 from benefit fund to annuity reserve fund 17598545 Dec 31 1919 from general fund to emergency fund 140427 Ledger Assets Book value of real estate S 9000000 Bonds at book value 88354447 Deposits at interest 1713923 Agents balances net 739690 Total ledger assets 99808060 NonLedger Assets Interest due and accrued 777 lnnroiM Market value of real estate over appraisal value iuumuu Other items 14Q49 61 Market value of bonds over book value 4 4727 Furniture and fixtures Total assets 10314544 Deduct Assets Not Admitted Agents balances r I5q5IS Furniture and fixtures Total not admitted assets 118341 Total admitted assets 10196203 Liabilities Present value of deferred death claims payable in installments Present valueof deferred death claims payable in installments Class B 12000M Borrowed money 1 1 q2 Oil Premium reserves Total labilities 100612177 VALUATION EXHIBIT AssetsActual and Contingent Admitted assets less 127401 funds not available for claims 101834630 Liens loans and interest thereon on certificate valued according ir7 to the prospective method Lsivviit 115634364 Total Amount of general or expense fund lii Amount of NonAdmitted Assets lisvsin578 Annual Report LiabilitiesActual and Contingent Present midyear value of promised benefits 311495 12 Accrued liabilities class A 379427 27 Value of unpaid installments class B 11111 4607625O Total 115168489 Business in Force r Annuities In force December 31st 1918 1803 400 00 Issued revived or increased during year 3591450 00 Sum 216285oM Deduct ceased to be m force during year 169 550 00 In force December 31st 1919 l99330ooo Business in Georgia Annuities In force December 31st 1918 800 700 00 Issued revived or increased 178 00000 Sum r 97870o00 Deduct ceased to be m force during the year 21 900 00 In force December 31 1919 956800 00 Net losses paid during year 69776 80 Net losses incurred during year IZIIIZI 69776so Investments in Georgia Real estate 9000000 Bonds 88354447 Total investments in Georgia 97354447 MASONIC MUTUAL LIFE ASSOCIATION OF THE D C 1621 H Street N W Washington D C William Montgomery President j p Hjorth Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta Georgia Balance from previous year Reserve funds Expense funds 7ZZZ M5jS Totals 142729100 Income Assessments or premiums during first 12 months of wnch all or an extra percentage is used for expenses Expense fundsr All other assessments and premiums 3i04os Mortuary and reserve funds kaq qno no Expense funds 11J1711 tofolTs Other payments by members 60980527 Expense funds Total received from members Mortuary and reserve funds two cS Expense funds Zllllllllll lllill Totals Net amount received frommembersT 94776085 Mortuary and reserve funds r7q ono r9 Expense funds 1111111Z111 lit ill 27 Totals Interest and rents received 94776085 Mortuary and reserve funds So fis7 Profit on sale or increase by adjustment of assets iiu Mortuary and reserve funds j 430 Insurance Department of Georgia 579 All other income Mortuary and reserve funds 162212 Suspense funds 413883 i Total 575095 Grand total income Mortuary and reserve funds 63501320 Expense funds 39845727 Other funds viz Suspense funds 412883 Total 103762930 Amounts carried forward Mrtuary and reserve funds 202809908 Expense funds 43269239 Other funds viz Suspense funds 412883 Total amount carried forward 246492030 Disbursements Net amount paid for losses Mortuary and reserve funds 5 21601809 Legal and administrative expenses in adjustment of claims Expense funds 17651 Commissions and allowances to deputies and organizers Expense funds 2246843 Salaries of officers and employes Expense funds 7607249 Rents and interest Expense funds 603000 Advertising printing postage telegrams etc Expense funds 2267628 paid members for dividends Mortuary and reserve funds 860175 Other disbursements Expense funds T 6671504 Total disbursements Mortuary and reserve funds 22461984 Expense funds 39635465 Grand total disbursements 62097449 Balance before transfers Mortuary and reserve funds 180347924 Expqnse funds 3633774 Other funds viz Suspense accounts 412883 Balance 184394581 Summary of Transfers Dec 24 1919 from expense fund to mortuary and reserve funds 3400000 Ledger Assets Book value of real estate 5 10806967 Mortgage loans first lien 72471333 72471333 Bonds at book value 61539443 Cash in office 254416 Deposits at interest 656413 Deposits not at interest 5513870 Agents balances net 2462360 Other items Bills receivable 49211 Policy liens 29540624 Premium notes 489895 War savings stamps 100000 Collateral loans 500000 Soldiers and sailors relief act 9999 Total ledger assets 184394581 NopLedger Assets Interest due and accrued 2078215 Market value of assets oyer book value 5363033580 Annual Report Other items Net due and deferred premiums Office furniture and fixtures 28754494 1508750 Total assets J 22099073 Deduct Assets Not Admitted Bills receivable Other items Book values over market values Office furniture and fixtures 43211 265143 1508750 Total not admitted assets Total admitted assets 1823404 220275669 Liabilities Net amount of unpaid losses and claims 3170037 Salaries and miscellaneous accounts due or accrued 194681 Other items Interest paid in advance 131979 Advance assessments 282054 War risk premium funds 215615 Reserve Amer Exp 3V4 2006S0500 Suspense account 412883 Total liabilities 215097749 VALUATION EXHIBIT AssetsActual and Contingent Admitted assets less 646657 funds not available for claims 219629012 Total 219629012 Amount of general or expense fund Amount of NonAdmitted Assets LiabilitiesActual and Contingent Present midyear value of promised benefits War risk funds Accrued liabilities Value of unpaid installments Other liabilities 233774 1823404 210690500 215615 1857755 1312282 414033 Total 214490185 Accrued claims on general or expense fund 194681 Assets item 8 to liabilities item 20 102 Business in Force In force December 31st 1918 Issued revived or increased during year Sum Deduct ceased to be in force during year In force December 31st 1919 Total 2404461200 1689625000 4094086200 328293800 3765792400 4094086200 Business in Georgia In force December 31st 1918 Issued revived or increased Transfer Sum Deduct ceased to be in force during the year In force December 31 1919 Total 36900000 3650000 13250000 53800000 9350000 44450000 53800000Insurance Department of Georgia 581 MODERN BROTHERHOOD OF AMERICA Mason City Iowa Albert Hass President L Balz Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta Geogria Balance from previous year dm Mortuary funds a80b11hi Expense funds tlmAt Trust funds Suspense account 1717Um Totals 387836788 Less suspense account being money received in 1918 deposited in bank but not distributed to different funds3 1717039 386119749 Income Membership fees actually received Expense funds 411Ut All other assessments and premiums inooocoi Morturary funds iin iri qq Expense funds 110161Si Other funds viz Trust funds 2M Expense funds TotaI II 125198202 Other payments by members 127339308 Total received from members Morturary funds 1JIVoJ Expense fulids 110lbl8o Trust funds 2Ho Expense funds f50J Membership fees expense funds i 4ll0b TotaI 127339308 Deduct payments returned Mortuary funds ico jn Trust funds i Expense funds ianiv Total 386675 Net amount received from members Aoiia Morturary funds im I Expense funds laBooan Cther funds viz Trust funds MlllW Totals 126952633 Interest and rents received Mortuary funds Iin MJti 23596186 Profit onsale or increase by adjustment of assets Morturary funds boooou All other income Expense funds 4JU0 Grand total income Mortuary funds fji Expense funds n 2990 Trust funds 2012J0 Total income all fund 151695401 Amounts carried forward Mortuary funds 55J 91 Expense funds l ijrvn Trust funds Total amount carried forward 537815150582 Annual Report Disbursements Net amount paid tor losses Mortuary funds Legal and administrative expenses in adjustmentofolaims Expense funds Commissions and allowances to deputies and organizers saa Expense funds 6 B fi1 Salaries of officers and employes Expense funds Rents lightand interest 5804660 Expense funds Advertising printing postage telegrams etc Expense funds Other disbursements oii Pt7 US 1979893 Expense funds 47 399 07 Total disbursemenTs 6719800 Mortuary funds qrt n n Expense funds LZZZZZZZZZZZZ llljll Grand total disbursements j H4qwiQ Balance before transfers 114955339 Mortuary funds j 4 ino c41 t2 Expense funds i qnqxo Other funds viz 1WWS8 Trust funds 3314670 Balance 422859811 Summary of Transfers Sept 1919 from accident fund to general fund os Dec 1919 from accident fund to general fund 1 000 ft Ledger Assets Book value of real estate A Mortgage loans first liens 2343250 J2v Bonds at book value 234325000 Deposits at interest 149096666 9181122 Total ledger assets 42285911 NonLedger Assets Interest due and accrued Rents and for heat due 9100885 Other items 644579 Assessments actually collected by subordinate lodges i07 qnn nr Deputy band fund bank balance IUI Suspense account deposited but not yet districted toTegjTar accounts sin 1756755 Total assets 445765834 Deduct Assets Not Admitted Book value of bonds over market valueJ 980000 Total not admitted assets g0Q Total admitted assets l Liabilities Net amount of unpaid losses anJ claims ifisqfti Snr items misceIlaneous accounts due or accned5 ImIaI Advance assessments 199go 6 Total abilities 2169313Insurance Department of Georgia 583 MODERN ORDER OF PRAETORIANS Praetorian Building Dallas Texas C B Gardner President J N Allen Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Balance from previous year Mortuary funds 6221948 Reserve funds 183965808 Expense funds 3194309 Income Membership fees actually received Expense funds 6462 Assessments on premiums during first 12 months of which all or an extra percentage is used for expenses Expense funds 12204249 Mortuary funds 2704833 Total 14909082 All other assessments and premiums Mortuary funds 45765349 Expense funds 6496396 Total 52261745 Other payments by members Morutary funds 1420495 Expense funds 5357209 Totals 6777704 Total received from members Mortuary funds 49890677 Expense funds 24064316 Total 73954993 Deduct payments returned Mortuary fund 155421 Expense fund 40610 Total 196031 Net amount received from members Mortuary funds 49735251 Expense funds 24023706 Total 73758962 Interest and rents received Guaranty fund 16806115 All other income Mortuary funds 3000000 Guaranty funds 2400000 Expense funds 130713 Total 5530713 Grand total income Mortuary funds 52735256 Reserve funds 12006115 Expense funds 24154419 Total income all funds 96095790 Amounts carried forward Mortuary funds 58957204 Reserve funds 203171923 Expense funds 27348728 Total amount carried forward 289477855 Disbursements Net amount paid for losses Mortuary funds 34764466 Legal and administrative expenses in adjustment of claims Expense funds 79251 Commissions and allowances to deputies and organizers Expense funds 13350756584 Annual Report Salaries of officers and employes Expense funds 5008000 Rents and interest Expense funds g 4 503 50 Advertising printing postage telegrams etc Expense funds 14 4r Other disbursements jmi Reserve funds 9476186 Mortuary funds 80 X87 73 Expense funds 4o90944 jV1 21585903 Totl disbursements Mortuary funds 42783238 Reserve funds 94 761 86 Expense funds 244122852 Grand total disbursements 766 822 76 Balance before transfers Mortuary funds 16173966 Reserve funds 193695737 Expense funds 2925876 Balance 212795579 Summary of Transfers January from mortuary fund to reserve fund 7 on October from mortuary fund to reserve fund 65000 November from mortuary fund to reserve fundZI 40ooO Ledger Assets Book value of real estate Mortgage loans first liens 82944232 Bonds at book value 88969000 Cash in office I IZII1 30993400 Deposits not at interest 2500 Agents balances net 6576009 Other items 2810038 Premium loans 500400 Total ledger assets as per balance No 25 2 127 955 79 NonLedger Assets Interest due and accrued Market value of assets over book value 1 Other items 00555768 Assessments collected by subordinate bodies not yet turned over to supreme lodge 0er c zji75 Total assets Z 275780447 Deduct Assets Not Admitted Agents balances 28 100 38 Total not admitted assets 272970409 Liabilities Net amount of unpaid losses and claims M 0 Salaries and miscellaneous accounts due or accrued 0 Other items wioss Advance assessments s s 997 en Rents paid in advance 72 o Over remittance from subordinate bodies11 I047il3 9340703 Total liabilities 117i828M Business in Force In force December 31st 1918 aQ An ssumedrvived or increased durin year lljggjooioo Deduct ceased to bein forcedurinyear 42noinn In force December 31st 1919 I 4003839100Insurance Department of Georgia 585 Business in Georgia In force December 31st 1918 26718100 Issued revided or increased 87450000 Sum 114168100 Deduct ceased to be in force during the year 37425000 In force December 31st 1919 76743100 Net losses paid during year JJJ Net losses incurred during year1 300000 MODERN WOODMEN OF AMERICA Corner 15th Street and 3rd Avenue Rock Island Illinois A R Talbot Head Consul A N Bort Head Clerk Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Balance from previous year Mortuary funds s7lvllien Expense funds IlthlAl Otherfunds viz Patriotic fund mortuary 377199157 Total 1458267110 Income All other assessments and premiums Mortuary funds i o7oc in Expense funds 193438519 Other funds viz Patriotic fund mortuary 228723775 Total 2152155179 Deduct payments returned Expense funds iiii Interest and rents received Mortuary and expense funds interest 4366837 Rent expense fund 1318700 Totali 44881537 Profit on sale or increase by adjustment of assets M Mortuary fund and Pat fund mortuary H5H2 Mortuary fund refunds on death claims 314bOO Mortuary fund refunds on 70th year benefits 102185 Total 572095 AJI other income 78 Lodge supplies expense fund ninio Advertising official paper expense fund 1069434o Head clerks fund expense fund139 Total 16483577 Grand total income 17 roc on K Mortuary funds 17i981 Expense funds oyjSrJiQT Other funds viz mortuary funds patriotic 237358197 Total income all funds 2213820020 Amounts caried forward a Mortuary funds 4070 617 94 Expense funds eVlSSv7 Other funds viz patriotic indo Total amount carried forward 3672087130 Disbursements NM rtaryfunds fr l0SS6S 2152613765 Legaf andY administrative expenses in adjustment of claims ComssTonsndaTlowanceVTodeputies and organizers Expense funds 586 Annual Report Salaries of officers and employes Expense funds Expense funds traveling expenses 29237680 1791244 Total Rents and interest Mortuary funds and pat mortuary funds x Expense funds 4009933 1660000 Total Advertising printing postage telegrams etc Loss on sale or decrease by adjustment of assets Mortuary funds patriotic Other disbursements Expense head consuls office Expense lectures Expense inspectors Expense foresters I Prizes and free supplies 1 I Expense head officerj Office supplies all head offices Surety bonds Light fuel and water meterII Expense head bankers officeII Interest contested claims I Investigating claims Salary editor Expense advertising official paper Z Fraternal congresses Special audit 1 Head camp committees Class adoptions I Expense executive council Expense local camps Z Expense investments 1 Motion picture department Addressograph expense Insurance premium Expense publication buildingZ Paper stock and material I Rate revision 2142975 4014809 2580902 245074 770124 326092 5619895 1714528 498622 590439 100574 621233 499980 900185 16638 538063 1482063 399127 78370 175219 269553 611900 203129 312597 712973 648258 5260779 Total Expense funds sanatorium chattels maintenance and operation 31334101 29799067 Total Total disbursements Mortuary funds 20241466 21 Expense funds 201580502 Mortuary funds patriotic 161742987 31028924 5669933 44419676 29265910 61133168 Grand total disbursements 23 874 701 10 Balance before transfers Mortuary funds s 6263 213 61 Expense funds 205481292 Mortuary funds patriotic 4528143 67 Balance1 1284617020 Summary of Transfers January from benefit fund to general fund January from patriotic fund to general fundHill July from benefit fund to general fund July from patriotic fund to general fund August from patriotic fund to benefit fund 4 Ledger Assets Book value of real estate 131605 5710 211770 7500 52801157 38101409 88717500 Deposits at interest per schedule NIIZ 3J52783548 Mortgage loans first lien Bonds at book value 7 Total ledger assets as per balance No 25s 1284617020Insurance Department of Georgia 587 Non Ledger Assets Interest due and accrued 11098075 Other items Assessments actually collected by subordinate lodges not yet turned over to sup lodge 193000000 Lodge office utility supplies furniture library sanatorium chattel and printing plant inv 41492171 Total assets r 1530207266 Deduct Assets Not Admitted Other items Market value of special deposits in excess of cor responding liabilities 2564000 Lodge office utility supplies furniture library sanatorium chattel and printing plant inv 41492171 Total not admited assets 44056171 Total admitted assets 1486151095 Liabilities Net amount of unpaid losses and claims 200219840 Salaries and miscellaneous accounts due or accrued 13064300 Other items 264 death claims incurred in 1919 not reported until 1920 to and including January 24 1920 46000000 Total liabilities 259284140 Premiums in Force In force December 31st 1918164466200000 Issued revived or increased during year 10350600000 Sum 174816800000 Deduct ceased to be in force during year 12107950000 In force December 31st 1919 162708850000 Total 174816800000 Business in Georgia In force December 31st 1918 989450000 Issued revived or increased 281400000 Sum 1270850000 Deduct ceased to be in force during the year 362550000 In force December 31st 1919 908300000 Total 1270850000 Net losses paid during the year 8050000 Net losses incurred during year 6750000 MOSAIC TEMPLARS OF AMERICA 904 Broadway Little Rock Arkansas S J Elliott President C E Rush Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Balance from previous year Mortuary funds iSJ Juvenile mortuary funds on on Expense funds 22ol Juvenile expenses 78624 Total 32188670 Income All other assessments and premiums Mortuary funds 2702 Juvenile mortuary oqqooi Expense funds m 97ozl588 Annual Report Other funds viz expense juvenile Dues and per capita tax and med ex fees 53449 2338945 Total Deduct payments returned Mortuary funds Morutary fund juvenile 1 Expense fund juvenile Net amount received from members Mortuary funds Mortuary funds juvenile I Expense funds Other funds viz juvenile expense 33011060 384825 14250 745 26764699 481071 5233377 118788 Total Interest and rents received Bonds Mortgages All other sources Total All other income Suspense old checks Correction 32597935 474949 275000 434988 178100 302 Total Grand total income Mortuary funds Mortuary funds juvenile Z 1 Expense funds Other furjds viz expense juvenife 1ZZZI Total income all funds Amounts carried forward Mortuary funds Mortuary funds juvenile Expense funds Expense funds juvenile III 28127736 481071 5233679 118788 56756770 1452882 7742880 197412 Disbursements Net amount paid for losses Mortuary funds Legal and administrative expenses in adjustment of claims Commissions and allowances to deputies and organizers Expense funds i Salaries of officers and employes Expense funds j Rents and interest Mortuary funds 2604 50 Other funds viz traveling exp of officers 101858 Total Advertising printing Expense funds postage telegrams etc Other funds viz furniture and fixtures 545149 268265 173597 Total Other disbursements Examination ins dept and actuary Donations Insurance department fees Total Total disbursements Mortuary funds Mortuary funds juvenile Expense funds Expense funds juvenile 112478 2500 33000 23861135 180000 4547238 149235 1184937 178402 33961274 Total amount carried forward 66149944 Grand total disbursements 24041135 138838 72000 2988338 362308 987011 147978 28737608Insurance Department of Georgia 589 Balance before transfers 328 95g 3g Mortuary funds 12728 82 Mortuary funds juvenile 31 95642 Expense ftends iai77 Other funds viz expense juvenile 37412336 Balance Ledger Assets 5009000 Mortgage loans first liens 12500000 Bonds at book value 915895 Cash in office rr 18796441 Deposits at interest per schedule N Other items 00000 Printing outfit 1 r 9c 37412336 Total ledger assets as per balance No tb NonLedger Assets 137500 Interest due and accrued on bonds 37549836 Total assets Deduct Assets Not Admitted Other items 200000 Printing outfit 200000 Total not admitted assets 37349836 Total admitted assets Liabilities S 8576534 Net amount of unpaid lQsses and claims Other items 178100 Suspense 8754634 Total liabilities Business in Force 2123970000 In force December 31st 1918 986370000 Issued revived or increased during year 3110340000 Sum 84420000 Deduct ceased to be in force during year 3025920000 In force December 31st 1919 Business in Georgia 77310000 In force December 31st 1918 30870000 Issued revived or increased ILI 108180000 Deductceasedtobein force during the year 106920000 In force December 31st 1919 565000 Net losses paid during year 700000 Net losses incurred during year NATIONAL UNION ASSURANCE SOCIETY 437 Michigan Street Toledo Ohio E A Myers Secretary D A Helpman President Income Net amount of assessments from members oTOLeS Total investment income 330786 Miscellaneous income 317749051 Total income X 137994472 Sdger assets December 31 1918 3Z3ZZZJ 455743523 Total 690 Annual Report Disbursements Total benefits paid Sel C 259312015 Other disbursements 53434759 10541699 Total disbursements Balance 323288473 132455050 Total admitted assets Assets 161539849 Total unpaid claims Other liabilities Liabilities Total liabilities 44000000 1924046 45924046 Balance Balances S d 31 19lS in the nds Reserve fund Expense fund Protection fund Building fund Total 8312658 84151512 1932782 38652155 4945365 137994472 Business in Georgia Benefit certificates in force Dec i i01 Benefit certificates written durln thvi P6r aSt statet 233502200 800000 written during the year Total Deduct terminated dec7eTsero7iran7e7reddurinTth7eari 2UofiwZ Total benefit certificates in force Dec 31 Benefit certificates terminated by death d Benefit certificates terminated by lapse du year ie year 190302200 9300000 25300000 3300000 MortuarSySeSSmentS ReCeiVed from Wa MSSSTSSSHSTr 100M Expense S 6466994 537140 Total j 7004134 General Interrogatories itheJ assocjation organized and conducted m i ritualize form of work and representative foofovernmenf SySt6m With How many subordinate lodges or branches are there OnTeacn1 mon me6tinSS 0f the branches required to be held Benntalieyn regUar meetings of th governing body held ZylTlT the l3St r6gUar meetiS of the governing body held What are the qualifications for membershin White male American citizen BmDersmP 18 to 56re the Iimiting ages for admission one me the mi nd x ranee that may be issued on any 50000 to 500000 applicantsrmCal examinati quired before issuing a benefit certificate to Yes Are assessments graded on any table of mortalityInsurance Department of Georgia 591 If so specify table and state whether assessments are levied on age at entrcia0srsesttAnaendaDkFC 4 per cent other classes AM Ex 3 and 4 per ct If on age at entry are they based on the level premium or step rate JTinaX rate Other classes entry age level Give the date of last valuation standards of mortality and mterest adopted and solvency percentage on that date Dec 31 1918 NFC 4 per cent Nu Exp 3 12 and 4 per cent Give the minimum and maximum number of assessments that may be C0UMienfmumanil0meaxTmum fixed by supreme body and executive committee What portion of assessmentspaid by new member 1b used for peK memDbeerSs rrouthoutgardo STSSZTt one assessment YrdUBCyeaculahteI 0 premiums dendduVoreS l at age 70 on certain classes and distribution of surplus Eloes the association pay an old age disability benefrt Yes If so what age does the benefit commence Does the association issue annuity contracts or installment policies How many assessments were collected during the year HowTstheemergency or reserve fund created and for what purpose and UndWsuplusrCfrotaprSiuC andacuSio To pay death claims and old disability with consent of trustees Has the constitution or laws of the association been amended during the year If so when fn what state is the association authorized to transact business and how many subordinate branches are there m each state AMessmenta coflected from organizations of association Usarayndclkms38pai3d from organization of association HrsthfasTociiuonremsured amalgamated with or absorbed any company order society or association during the year tate if an examination of this associations affairs have been conducted durinftheyeaVJf tTis statement by any insurance department Does anhyi0kffcner1d1irectUoror1 trustee of the society receive a commission in the business of the association No UMTED STATES GRAND LODGE OF THE ORDER OF BRTH ABRAHAM UNTED STATES G New York Samuel Dort Grand Master Geo W Deisersohn Grand Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Balance from previous year 824588 Mortuary funds 9552452 Reserve funds 192555 Disability funds 216382 11003963 Total 092 Annual Report AMo0nhUarySfSuendTentS P Disability funds 38721229 Expense funds 1825 Other funds viz ESaSSrSTrtitaoZ TeTdl Total Total received from members 41248321 Mortuary funds Disability funds 38721229 Expense funds J 1825 Other funds viz 5X7553 Ifilll Total Net amount received from membVrs 41248321 Mortuary funds Disability funds 38721229 Expense funds 1825 Other funds viz headFJnesTlIcnTcandVenifj tHeg Total Interest and rents received 41248321 Mortuary funds Reserve funds 67202 287241 Total All other income 351943 Expense funds Mortuary funds 1061876 13488 Total Grand total income 1075364 Morutary funds Reserve funds 38799419 Disability funds 287241 Expense funds 18 25 Other funds viz headstonejSEStoTSTSZT fillt Total income all funds Amounts carried forward 42675628 Mortuary funds Reserve funds 39624007 Disability funds 9839693 Expense funds 194380 Other funds viz headstone picnicand reliefIII 33111 f5 Total amount carried forward j 53679591 Disbursements Net amount paid for losses Mortuary funds Disability funds 39604751 Other funds viz headstonepTcnTcndreHef 3398 Total xpeerunT 37963 pense0 nil Zal S1 Salaries of officers and employes 47400 Expense funds Rents and interest 1200422 Expense funds Advertising printing Postage7teegramsretc 17000 Expense funds Other disbursements 326000 Expense funds 1371700Insurance Department of Georgia 51 Total disbursements Mortuary funds 39604751 Reserve funds 326000 Disability funds 35000 Expense funds 3269731 Other funds viz headstone picnic and relief 339888 Grand total disbursements 43575370 Balance before transfers Mortuary funds 19256 Reserve funds 9513693 Disability funds 159380 Expense funds 369225 Other funds viz headstones picnic and relief 42667 Balance 10104221 Summary of Transfers December from general fund to reserve fund 272670 December from picnic and relief fund to general fund 3976 February from reserve fund to mortuary fund 2556557 April from reserve fund to mortuary fund 12120 May fom reserve fund to mortuary fund 108500 October from reserve fund to mortuary fund 12750 November from reserve fund to mortuary fund 108500 Ledger Assets Stocks at book value 6347080 Cash in office 2671 Deposits at interest 3458539 Deposits not at interest 295931 Total ledger assets as per balance No 25 10104221 NonLedger Assets Interest due and accrued 41478 Other items Assessments collected by subordinate lodges not yet turned over to supreme lodge 6167000 Total assetst 16312699 Deduct Assets Not Admitted Other items Book value over market value of bonds 161680 Total not admitted assets 161680 Total admited assets 16151019 Liabilities Net amount unpaid losses and claims 9465000 Salaries and miscellaneous accounts due or accrued 57791 Other items Borrowed money and interest accrued 1303075 Bond prem subordinate lodge secretaries and treas 2400 1305475 Total liabilities 10828266 AssetsActual and Contingent Present midyear value of future net contributions 543696563 Admitted assets less 100531 funds not available for claims Amount of general or expense fund 100031 LiabilitiesActual and Contingent Present midyear value of promised benefits 58JInnn Accrued liabilities Total v 591249842 Accrued claims on general or expense fund 60191594 Annual Report Business in Force In force December 31st 1918 Issued revived or increased during year Sum Deduct ceased to be in force during year In force December 31st 1919 Business in Georgia In force December 31st 1918 Issued revived or increased Sum v Deduct ceased to be in force during year In force December 31st 1919 Net losses paid during year Net losses incurred during year 3229700 289600 3519300 991500 2527800 31800 2100 339100 4200 29700 302500 300000 RAILWAY MAIL ASSOCIATION 10 Congress Street Portsmouth New Hampshire B J Ryan President R E Ross Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Balance from previous year Mortuary reserve and disability funds 13982457 Expense funds 689717 Total 14672174 Income Membership fees actually received Expense funds 93404 Assessments on premiums during first 12 months of which all or an extra percentage is used for expenses Expense funds 1978075 All other assessments and premiums Mortuary reserve and disability funds 14234275 Total received from members Mortuary reserve and disability funds 14234275 Expense funds 2071475 Total 16305750 Deduct payments returned Benefit funds 1025 Expense funds 250 Total i 1275 Net amount received from members Mortuary reserve and disability funds 14233250 Expense funds 2071225 Total 16304475 Interest and rents Benefit funds 575053 All other income Expense funds 233 Grand total income Mortuary reserve and disability funds 14808303 Expense funds 2071458 Total income all funds 16879761 Amounts carried forward Mortuary reserve and disability funds 28790760 Expense funds 2761175 Total amount carried forward 31551936Insurance Department of Georgia 595 Disbursements Net amount paid for losses Mortuary funds 6784433 Disability funds 7160114 Total 13944547 Legal and administrative expenses in adjustment of claims Expense fund 309335 Commissions and allowances to deputies and organizers Expense funds 490052 Salaries of officers and employes Expense funds 524665 Rents and interest Expense funds rent 57760 Advertising printing postage telegrams etc Expense funds 310168 Doss on sale or decrease by adjustment in assets Benefit funds 92410 Other disbursements J Expense funds 558668 Total disbursements Mortuary reserve and disability funds 14036957 Expense funds 2250648 Grand total disbursements 16287605 Balance before transfers Mortuary reserve and disability funds 14753803 Expense funds 510527 Balance 15264330 Ledger Assets Bonds at book value 13722691 Deposits at interest per schedule N 550000 Deposits not at interest 991639 Total ledger assets as per balance No 25 15264330 NonLedger Assets Interest due and accrued 112491 Total assets 15376821 Deduct Assets Not Admitted Other items Book value of bonds over market value 317691 Total not admitted assets 317691 Total admitted assets 15059130 Liabilities Net amount of unpaid losses and claims 1814800 Salaries and miscellaneous accounts due or accrued 7500 Total liabilities 1822300 Business in Force In force December 31st 1918 5241200000 Issued revived or increased during year 791200000 Sum 6032400000 Deduct ceased to be in force during year 381600000 In force December 31st 1919 5650800000 Business in Georgia In force December 31st 1918 134800000 Issued revived or increased 32000000 SumL 166800000 Deduct ceased to be in force during year 14800000 In force December 3 1919 152000000 Net losses paid during year 1 Net losses incurred during year 185100696 Annual Report SUPREME COUNCIL OF THE ROYAL ARCANUM 407 Shawmut Avenue Boston Massachusetts L R Geisenberger Supreme Regent Saml N Hoag Supreme Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Balance from previous year Mortuary funds 166065748 Reserve funds 519195793 lixpense funds 21701263 Totalr1 706962804 Income Membership fees actually received Expense funds 16M7650 All other assessments and premiums Mortuary funds 6523294 57 Expense funds 16447650 lotal 6 687 771 07 Other payments made by members Mortuary int hajf cash payments 191 57 Mortuary accumulated int on liens 36 388 01 Expense R A bulletin 96c chg of ben 1615 161596 3819554 lotal c 79c 9fifi fi1 Total received from members Mortuary funds 655987415 Expense funds 16609246 Total 1 672596661 Deduct payments returned Expense funds 4 q0 Total 672596261 Net amount received from members Mortuary funds 655987415 Expense funds 16608846 Total 672596261 Interest and rents received Mortuary fund 17604 08 Reserve fund 23948712 Expense fund 632036 t Tal TrJ 26341156 Profit on sale or increase by adjustment of assets Reserve profit on maturity of bonds 4 212 36 Reserve inc by adj of book value of bonds 11857 Total a jjQ q All other income expense fund Sale of lodge supplies 1220 85 R A bulletin to Gd and Sub Cls 465 00 rnesf v 6oo9 Sale of old paper 5595 R A bulletin advertisements 28295 262565 Gra0ndaItotaTncome 699633075 Mortuary funds 6577 478 23 Reserve funds 24381805 Expense funds 175 03447 Total income all funds 5 ggg 333 nr Accounts carried forward Mortuary funds 9 823813571 Reserve funds 543577598 Expense funds 39204710 Total amount carried forward 14065 95879Insurance Department of Georgia 597 Disbursements Net amount paid for losses Mortuary funds 546465332 Legal and administrative expenses in adjustment of claims Expensse 349666 Commissions and allowances to deputies and organizers Expense funds 4219290 Salaries of officers and employes Expense funds 9596721 Rents and interest Expense funds 441000 Advertising printing postage telegrams etc Expense funds 2074849 Loss on sale or decrease by adjustment in assets Reserve fund 4830394 Other disbursements Mortuarv fund deductions acct HC lapse and op 8026796 Expense fund 6589948 Total 14616744 Total disbursements Mortuary funds 5iH Reserve funds Ii Expense funds 24271474 Grand total disbursements 1 582593996 Balance before transfers Mortuary funds Hsnl Reserve funds 6 9 Expense funds uy6an Balance 824001883 Summary of Transfers July from W O B fund to Emergency fund 7n222222 July from W O B fund to Emergency fund Innnnnnn August from W O B fund to Emergency fund innnnn September from W O B fund to Emergency fund i2 n2 October from W O B fund to Emergency fund innnKnKX October from W O B fund to Emergency fund 10000000 November from W O B fund to Emergency fund Innnnn November from W O B fund to Emergency fund oSSnnXnn December from W O B fund to Emergency fund 20000000 Ledger Assets Book value of real estate 7186655 Loans secured by benefit certificates in force Dec 31 1919 Principal 5SnRM Interest 979m82 Loans secured by benefit certs matured by death unp Dec 31 1919 Principal l Interest 1793293 ft 1 f1 fi1 1 t to war risk insurance bureau in accordance with soldiers and sailors civil relief act 997 66125 Deposits at interest per schedule N 9SW1 0tDlPosnmwith provincial treasurer of Quebec 500000 Total ledger assets as per balance No 25 824001883 NonLedger Assets Supreme TunclF dueiactuanVVonictidTyiubo7dTnte lodges not yet turned over 598 Annual Report Other items Dues from councils and grand councils l 051 25 Printing plant J HloO Printing material 2 820 74 Supplies for sale IZL 1MSAS Office furniture 684855 Total assets g 896071653 Deduct Assets Not Admitted BiHs receivable g 105125 Other items Printing plant g 1696500 Printing material 2 820 74 Supplies for sale 1348 48 Office furniture 6848 55 Amt of liens under half cash plan 97971482 Tt 1 ri u j 141260403 Total not admitted assetsg j 413 655 28 Total admitted assetsg 7 547 06125 Liabilities Net amount of unpaid losses and claims 568 074 20 Salaries and miscellaneous accounts due or accrued 575 46 Other items Due councils 272 30 Total liabilities g 56892196 ROYAL NEIGHBORS OF AMERICA Safety Building 18th st3rd ave Rock Island Illinois Eva Child President Hada M Carlson Secretary Attorney for servipe in GeorgiaWilliam A Wright Insurance Commissioner Balance from previous year Mortuary funds 255438564 Juvenile funds 1240 63 Safety funds 5245413 Relief funds 2816114 Expense funds 71348480 Special war funds 8305211 Totals 340742345 Income Membership fees actually received Expense funds g 3743425 All other assessments and premiums Mortuary funds 323162119 Juvenile funds 426462 Special war funds 25 Total g 323558806 Other payments by members Certificate card and license fees in exp fund 766775 Dues and per capita expense 38771959 Totals 39538734 Total received from members Mortuary funds 323162119 Juvenile funds 426462 Expense funds 43282159 Total g 366870765 Deduct payments returned Expense funds 162727 MSSfti Insurance Department of Georgia 599 Net amount received from members Mortuary funds 323162119 Juvenile funds 426462 Special war fund Expense funds 43119432 Totals i 366708038 Interest and rents received Expense funds interest 10604350 Expense funds rent 164900 Total 10769250 Profit on sale or increase by adjustment of assets Maturity funds iIH Expense funds 10594 Total i8b All other income Surety bond premium safety first 1 b7l497 Surety losses recovered safety first 11649 Income official paper expense ii 2 Sale of lodge supplies expense 3212493 Total 5117118 Grand total income Mortuary funds5 33079079 Juvenile funds SSa Safety funds 8 Relief funds 07 Expense funJs lllcX Other funds viz special war fund 1J00J Total income all funds 1 382622923 Amounts carried forward Mortuary funds Juvenile funds Safety funds i Relief funds Expense funds i Other funds viz special war fund 153003 Total amount carried forward 723365268 Disbursements Net amount paid for losses Mortuary funds 368838762 Juvenile fund Special war funds 1100000 Total 369960262 Legal and administrative expenses in adjustment of claims 17 066 06 Expense funds Commissions and allowances to deputies and organizers Expense funds 175HW91 Salaries of officers and employees Expense funds 10ff8119 Rents and interest 10 020 56 Expense funds Advertising printing postage telegrams etc 174 292 65 Expense funds 7 Loss on sale or decrease by adjustment in assets Safety funds 2035475 Mortuary funds 7 832 12 Expense funds 2823070 Total 1 Other disbursements S3 684 13 Special Supreme Lodge meeting expenseTleSM Surety losses and investment claims Safety funds HSba Appeals for help Relief funds iaaow 5681322 Total 600 Annual Report Total disbursements Mortuary funds c o 7n Juvenile funds 0Sl2Al Safety funds Relief funds I Expense fundsZZZZ Other funds viz Special War funds Z 21500 120692 196600 54501035 1100000 Grand total disbursements Balance before transfers wrirV fTdS 215293406 Juvenile funds c oqft Ci Safety funds Z W7977I Relief funisTZIZ 89721 Expense funds 673 05026 Other funds viz Special War fundsIZZ 73i572l4 426814064 Balance 296551204 Summary of Transfers December 31 1919 from the Benefit fund to Expense fund s from the Juvenile Benefit fund to the Expense December 31 191 fund 197930 100000 Book value of real estate Bonds at book value Cash in office Ledger Assets Total ledger assets 1350000 108612285 186588919 296551204 NonLedger Assets Interest due and accrued 1 Market value of assets over book value ZZZZZ Other items Assessments actually collected by subordinate lodges not yet turned over to Supreme Lodge Total assets 1369286 1150000 47127322 346197812 Deduct Assets Not Admitted Other items Book value of bonds over market value Total admitted assets 1421185 344776627 Liabilities Net amount of unpaid losses and claims Salaries and miscellaneous accounts due or accrued Taxes due or accrued Total liabilities 47773082 3500000 70000 VALUATION EXHIBIT AssetsActual and Contingent Present midyear value of future net contributions s Admitted assets less 344776627 funds not General Expense funds 74100514 Liens loans and interest thereon on certificate valued according to the prospective method 51343082 9166449800 270676113 Total Amount Amount of general or expense funds of nonadmitted assets 9437125913 67602956 1421185 LiabilitiesActual and Contingent Present midyear value of promised benefits 132 661 989 40 Accrued liabilities 47773082 Total 13313972022 Accrued claims on general or expense fund 35700 00 7088 Assets to liabiliteisInsurance Department of Georgia 601 Business in Force In force December 31st 1918IHSor Issued revived or increased during year 3Ji5 gum 41554925000 Deductceased to be in force during year2 nnSSS In force December 31st 1919 39461200000 Business in Georgia In force December 31st 1918 8i2 Issued revived or increased 87250 00 Deduct ceased to be in force during the year 7nnnnn In force December 31st 1919 innnnnn Net losses incurred during year iuuuvuu SUPREME TRIBE OF BENHUR Corner Main and Water Streets Crawfordsville Indiana R H Gerard President John C Snyder Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta Georgia Balance from previous year Mortuary funds 16obsI Expense funds 4049684 Totals 170971521 Income Assessments on premiums during first 12 months of which all or an extra percentage is used for expenses Expense funds 15933385 Mortuary funds 3983346 Toti v 19916731 All other assessments and premiums Mortuary funds 127746654 Expense funds 20830505 Total 148577959 Other payments by members Per capita tax Expense funds Medical fees Expense fund 600 Certificate fees and change of beneficiary Expense funds 102150 Totals l8 Total received from members 17MM Mortuary funds W Expense funds jbaisiaa Total JTZZIT 168648735 Deduct payments returned 70010 Mortuary funds Net amount received from members Mortuary funds qi51 Expense funds 36918735 Totals 168575423 Interest and rents received Mortuary funds aoc78 t Expense fundsI 10017725 All other income 4 200 06 Expense funds lodge supplies 602 Annual Report Grand total income Mortuary funds 1 sn sit Expense funds Z aTljiog Total income all funds t 1 tqa ioi u Amounts carried forward JlwiiaM Mortuary funds nRr nc 79 Expense funds llfltll Total amount carried forwardj 3 499 g4g 5 Disbursements Net amount paid for losses Mortuary funds fxapense afunnistrative in adjustment of claims Mortuary funds UZZZZZZZZZZTZZZZT frlogivS Total 607972 Commissions and allowances to deputies and organizers Expense funds 21677099 Salaries of officers and employees Expense funds 76 325 59 Rents and interest 0s9 Expense funds q1 Loss on sale or decrease by adjustment in assets iMZn Mortuary funds 19 1fi fin Advertising printing postage telegrams etc iioou Expense funds 0 Other disbursements Mortuary funds Ifi 471 n Expense fundsIIZZZIZZZ iiVeill Total disbursements 6313869 Mortuary funds 1 063 100 Q4 Expense funds ZlZZSmM9t a6310994 Grand total disbursements i jjc tqk sn Balance beforetransfers LMtMMbso Mortuary funds 2021925 78 Expense funds 32 125 it Balance 205405095 Ledger Assets Book value of real estate Mortgage loans first liens 1 23081943 Bonds at book value 9275000 Cash in office 151303600 Deposits at interest 25000 21719552 Total ledger assets 205405095 NonLedger Assets Interest due and accrued Market value of assets over book value 1863570 Other items 749576 Rents due Assessments collected not yet tueToVe7rrr 34 III 2 Total assets 9 211515912 Deduct Assets Not Admitted Total admitted assets 211515912 Liabilities Net amount of unpaid losses and claims Salaries and miscellaneous accounts due or accrued ilncn 2 Taxes due or accrued accrued 1215010 235872Insurance Department of Georgia Other items Advanced assessments T oobs Total liabilities 13353058 VALUATION EXHIBIT AssetsActual and Contingent Present midyear value of future net contributions 1631626329 On whole life certificates death only 773331486 On death and disability certificates death and disability 4b8619b8 On term certificates imoo On income and disability certificates 7777r J C Admitted assets less 3212517 funds not available for claims 208303395 Liens loans and interest thereon on certificate valued according to the prospective method 1497451 Total 186904286 Amount of general or expense fund 3212517 LiabilitiesActual and Contingent Present midyear value of promised benefits 1984241138 On whole life certifcaites death only 955166686 On death and disabilty certificates death and disability 601211307 On term certifcates 411708540 On income and disability certificates 16154605 Accrued liabilities including advance assessments 11181883 Value of unpaid installments 720293 Total 1996143314 Accrued claims on general or expense fund 1450882 Assets to liabilities 92924 Business in Force In force December 31st 1918 7596370900 Issued revived or increased during year 1740062100 Suii 9336433000 Deduct ceased to be in force during year 1399853600 In force December 31st 1919 7936579400 Business in Georgia In force December 31st 1918 50699200 Issued revived or increased 55582500 gum 105881700 Deduct ceased to be in force during the year 37789100 In force December 31 1919 68092600 Net losses paid during year oocnSn Net losses incurred during year 325000 Investments in Georgia Bonds 1200000 TRAVELERS PROTECTIVE ASSOCIATION OF AMERICA 915 Olive Street St Louis Missouri E N Mulkey President T S Logan Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta Georgia Balance from previous year Mortuary funds 5 iSoIlo J Reserve funds Expense funds447644 Totals 33397725604 Annual Report Income Membership fees actually received Other funds viz Benefit funds 44 644 00 All other assssments and premiums Disability funds 4Ssi5o Expense funds ZZZZZZZ3 ilfmfo Total Other payments by membersT 64030218 Expense funds nc Total received from members 650 Disability funds Q Expense funds ZZZZ B Total Deduct payments returned 68o15268 Benefit funds R7ft n Expense funds Jf Total Net amount received from members 961600 Disability funds coo 787 oc Expense funds ZZZZZZZT IK Interest and rentsTreceived 67553668 Benefit funds Reserve funds qvIi ol Expense funds I 191775 Total All other income 1657646 Expense funds Grand total income totvi Reserve funds q 7J1 Disability funds winkit Expense funds JZZZZZZZZ lMlK Total income all funds 692 365 7 Amounts carried forward Reserve funds iqn4rnfi Disability funds 9 mq 99 Expense fundsZZZZZZZZZZI SmIIJ Total amount carried forward 1026 342 42 Disbursements Net amount paid for losses Mortuary funds Disability funds 2H lilt40 Total pSense HulT1 exPiV1tmSSi7dilm7r 41095210 COEpinlenfurfdrsd arrncrtoSPutlerina7igniZCTiT 1690574 Salaries of officers and employees 2131465 Expense account Rents and interest 2349843 Expense account Advertising printing postage telegramsetc 1564681 Expense funds Loss on sale or decrease by adjustmentln assets 255612 Expense funds Other disbursements 83762 Expense account Total disbursements 3580133 Disability funds 1n ot Expense funds ZmZZZ lujllfo Grand total disbursements oJ751310Insurance Department of Georgia 605 Balance before transfers Reserve funds 99K QOfiR Disability funds 7 19914 Expense funds i6mi 49882932 Balance Summary of Transfers May 1919 from the Expense fund to Benefit fund 3000000 Ledger Assets 21912335 Bonds at book value J 276 97579 Deposits at interest Other items 2 73018 Fruniture and office fixtures 49882932 Total ledger assets NonLedger Assets 439467 Interest due and accrued t 50322399 Total assets Deduct Assets Not Admitted Other items 273018 Furniture and office fixtures 50049381 Total admitted assets Liabilities Net amount of unpaid losses and claims Other items 1200800 Advanced assessments 6g Bills payable 1341668 8404868 Total liabilities VALUATION EXHIBIT The Traveldts Protective Association is a society which provides for uuob u e Missouri Fraternal Insurance Law and Section jno sa 01 trie Mobile B 11 Inrf on that account are not subject to certain of the general Provisions of the law relative to valuation of benefits certificates etc P The benefits in case of accidents are not dependent on age Thl dues are the same for all members ective of age The age limits for new members are between 18 and 55 years Business in Force t 101o 33121000000 In force December 31st 1918 12686000000 Issued revived or increased during year 45807000000 Sum rrrV 4540500000 Deduct ceased to be in force during year 412665iooo00 In force December 31st 1919 Business in Georgia 1010 1371500000 In force December 31st 1918 521500000 Issued revived or increased ZZZIUZZZ 1893000000 Deduct cYasedtoDe7nforce during the year J In force December 31 1919 J472965 Net losses paid during Tear 18 43765 Net losses incurred during year Investments in Georgia 309000 Bonds 606 Annual Report THE ORDER OF UNITED COMMERCIAL TRAVELERS OF AMERICA 638 North Park Street Columbus Ohio W E Ford Chm Supreme Ex Committee Walter D Murphy Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta Georgia Balance from previous year Mortuary funds Reserve funds bt1589 Disabiltiy ftindB 47810094 Suspense and Building S2f Expense fuflds 7i Other funds viz Wiaowsand6rphansrZZZV Ii2i8292 Totals 79721423 Income Membership fees actually received Expense funds All other assessments and premiums7 5051700 Mortuary funds Reserve funds I 23154650 Disability fundsI 9261860 Expense funds 37047440 23154650 Total Other payments by members 92618600 Widows and Orphans per capita tax Total received from members 4071700 Total Deduct payments returned 101742000 Widows and Orphans funds Nt fmout recvived from members 59250 Mortuary funds Reserve funds I I 23154650 Disability funds 9261860 Annuity funds 37047440 Expense funds 9064150 23154650 Totals Interest and rents received 101682750 Death funds Reserve funds 104412 Disability funds 2240656 Building funds 119460 Widows and OrphansfundsTI KS Expense funds 354691 684666 Total PReserveuUs rtsT 3513387 All other income 508937 Reserve funds Expense funds 351953 Widows and Orphansr funds 2 Suspense funds 33163 572699 Total Grand total income 2979477 Mortuary funds Reserve funds 23259062 Disability funds I 12363406 Suspense funds 37166900 Expense funds 582201 W O funds Z 25860978 Total income all funds 9452004 Amounts darned forward 108684551 Mortuary funds Reserve funds 29874891 nisabiuy fundS IJffiSJInsurance Department of Georgia 607 Suspense and Building funds oHiJHo Expense funds Jf5 Other funds viz Widows and Orphans funds Z067029b Total amount carried forward 188405974 Disbursements Net amount paid for losses Mortuary funds ignfi7 Annuity funds itnlinn Widows and Orphans funds bjuajuu Total 72179330 Legal and administrative expenses in adjustment of claims g Expense funds Salaries of officers and employees 49 g34 u Expense funds Rents and interest 5 nno nn Expense funds Advertising printing postage telegrams etc 27 034 35 Expense funds Loss on sale or decrease by adjustment in assets 4g4 gg Reserve funds Other disbursements n General expense funds iTst Widows and Orphans funds mIor SuspenseRefund to secretaries osoauo A 908029S Total Total disbursements 31593963 Mortuary funds i 484 95 Reserve funds iioian ki Disability funds 5 86396 Suspense fuYids iokri70 Expense funds7 it r7 Other funds viz Widows and Orphans pnio Q13 922 75 Grand total disbursements ieiu Balance before transfers 171007 Mortuary fundsoverdrawn 250 05 Reserve funds Disability funds lostsg Suspense funds gg Expense funds 1 q1 Other funds viz jswll 97013699 Balance Summary of Transfers General expense fund to Death fund v3 925rr Widows and Orphans fund to Widows and Orphans Reserve fund 74ollb Ledger Assets Book value of real estate caHnnnn Bonds at book value nn Cash in office Deposits at interest i6ivnn Other items War certificatesd4ti7t Total ledger assets 97013699 NonLedger Assets Interest due and accrued inlofnn Market value of real estate over book value lu8d4ou Other items Turned over to Supreme Lodge io4JZtuu Assessments actually collected by subordinate lodges not due from subordinate and grand councils 101S1 iji Furniture and fixtures 1iccc7 Stationery and house supplies itaaai Total assets 118251258608 Annual Report Deduct Assets Not Admitted Bills receivable k 821222 Other items Market value of special deposits in excess of cor responding liabilities 3199464 Book value bonds over market value 1238700 Total not admitted assets 7345104 Total admitted assets 1 10966l54 Inabilities Net amount of unpaid losses and claims 24084882 Dividends tp policyholders declared but unpaid 32380 Salaries and miscellaneous accounts due or accrued 3847 Total liabilities 24121209 Business in Force In force December 31st 1918 j37 ons nnn nn Issued revived or increased during yearII 76810000 00 Deduct ceased to be in force during yearIZZ finnnnn In force December 31st 1919 jg Business in Georgia In force December 31st 1918 Issued revived or increased 428000000 Sum 142000000 Deduct ceased to be to ToTcVdurlnthiyear 5I2n In force December 31 1916 51500000 518500000 WOMENS CATHOLIC ORDER OF FORESTERS 140 North Dearborn Street Chicago Illinois Mary L Downes President Anna E phelan Secretary Attorney for service in Geoiait bright Insurance Commissioner Balance from previous year Mortuary funds n Reserve funds 2 2SIn Expense funds ZZZZZZZZl Zm Totals 308321502 Income All other assessments and premiums Mortuary funds Reserve funds 136171611 Expense funds 7rr Other funds viz iiib Conscience fund 00 K C and Church Extension fundZZTZZZZ 26548 Deduct payments returned 145373934 Mortuary funds 1 nn Iset amount received from members iuut Reserve funds so Expense funds Qi Other funds viz itd5 Conscience funds 2 00 K C and Church Extension fundsI 26548 All other Income 145273178 Interest on bonds a iq 347 37 Interest on bank depositsJ 6487 56 Discount on bonds purchased 10250 Total 1434374S Insurance Department of Georgia 609 Grand total income Mortuary funds 136071055 Reserve funds 14343993 Expense funds 10169365 Other funds viz Church extension 14823 Knights of Columbus 11725 Total income all funds 160610961 Amounts carried forward Mortuary funds 143234069 Reserve funds 309546833 Expense funds 16125013 Other funds viz Knights of Columbus 11725 Church Extension 14823 Total amount carried forward 468932463 Disbursements Net amount paid for losses Mortuary funds 110575013 Degal and administrative expenses in adjustment of claims Expense funds 316945 Commissions and allowances to deputies and organizers Expense funds 1528630 Other funds viz Compensation of committees 136139 Traveling and other expofficers and trustees 235186 Total 1899955 Salaries of officers and employees Expense funds 2679572 Advertising printing postage telegrams etc Expense funds 904756 Other funds viz Miscellaneous funds 963472 Official publication funds 707800 Total 2576028 Loss on sale or decrease by adjustment in assets 158555 Other disbursements Church Extension funds 14813 Krgtits of Columbus funds 11725 Total 26548 Total disbursements Mortuary funds 110575013 Reserve funds 158555 Expense funds 7472500 Other funds viz Church Extension funds 14813 Knights 4f Columbus 11725 Grand total disbursements 118232600 Balance before transfers Mortuary funds t 32659056 Reserve fufcds 309388278 Expense funds 8652513 Other funds viz Church Extension funds 10 Balance 350699857 Summary of Transfers Jan 1 to Dec 31 1919 from the General fund to Convention fund 3000000 Jan 1 to Dec 31 1919 from the Mortuary fund to General fund 153 Jan 1 to Dec 31 1919 from the Mortuary fund to Reserve fund 21800000 Jan 1 to Dec 31 1919 Church Extension fund to General fund 10 Jan 1 to Dec 31 1919 from the general fund to convention fund 3000000610 Annual Report Ledger Assets Bonds at book value CT Deposits at interest T 24850490 Total ledger assets 8f508iMgiW NonLedger Assets Interest due and accrued Other items 5862561 Estimated ampunt collected by subordinate courtsnot vet turned over to high court 113476 35 Total assets TlwUMM Deduct Assets Not Admitted Other items Special deposit Quebec Canada 5 000 00 Book value bonds over market value 4365807 Total not admitted assets is g58 Total admitted assets 3 630 442 49 Liabilities Net amount of unpaid losses and claims 163 563 37 Total liabilitiesJ 16356337 Business in Force In force December 31st 1918 71 rn7 pen nn Issued revived or increased during yearII 423775000 Deduct ceased to be inforceduringyearryII IvTonon In force December 31st 1919 1111 7382830000 SOVEREIGN CAMP OF THE WOODMEN OF THE WORLD Fourteenth and Farman Streets Omaha Neb William A Fraser President John T YateS Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta Georgia Balance from previous year Mortuary funds 816 1U 14 Reserve funds 2269340 Emergency funds IZZJ 3652884684 Expense funds 33261280 Totals 3770089718 Income Membership fees actually received Expense funds All other assessments and premiums oo339 ReTerVTfunds8 Wtsl Emergency fundsVV 1 suimS Expense fundsJZHZZZZ 1852 32130 Other paTmentsbmembersr 1529861394 Sovereign vistor subscriptions s 919 qil nn Fraternal membersIZZI 635 54 Total 23360054Insurance Department of Georgia 611 Total received from members Mortuary funds HH Reserve funds Kfi i Emergency funds ySli Jiini Expense funds 22418 tbU9 Total 1568877427 Deduct payments returned Mortuary funds ioI Expense funds Xiaoii Total 2707860 Net amount received from members Mortuary funds c ficil Reserve funds ia Emergency funds lll it Expense funds zszzioso Totals 1566169567 Interest and rents received Mortuary funds 4339900 Emergency funds 168031375 Reserve funds 115000 Expense funds 202492 Total 172688767 Profit on sale or increase by adjustment of assets Bonds 710459 All other income Mortuary funds 14620866 Reserve funds 3558169 Expense funds 66844160 Total 85023195 Grand total income Mortuary funds 1208401950 Reserve funds 6364704 Emergency funds 319849347 Annuity funds 289975987 Total income all funds 1824581988 Amounts carried forward Mortuary funds 1290076364 Reserve funds 8634044 Emergency funds 3972734031 Expense funds 323237207 Total amount carried forward 5594681706 Disbursements Net amount paid for losses Mortuary funds 1670012821 Legal and administrative expenses in adjustment of claims Expense funds 35646568 Commissions and allowances to deputies and organizers Expense funds 1 12976247 Salaries of officers and employees Expense funds 39330316 Rents and interest Expense funds 4719000 Advertising printing postage telegrams etc Expense funds 57223821 Loss on sale or decrease by adjustment in assets Bonds 5427007 Other disbursement Juvenile department death claims 964000 Security degree death claims 3877053 Expense funds 153668771 Total 158509824612 Annual Report Total disbursements Mortuary funds 1674853874 Emergency funds 5427007 Expense funds 3035 64723 Grand total disbursements J 1983845604 Balance before transfers Mortuary funds 384777510 Reserve funds 8654044 Emergency funds 3967307024 Expense funds 19672511 Balance 3610836102 Summary of Transfers Jan 18 1919 from emergency fund to beneficiary fund 26000000 Jan 31 1919 from general fund to emergency fund 776886 Feb 28 1919 from general fund to emergency fund 858109 March 3 1919 from emergency fund to beneficiary fund 100150000 March 31 1919 from general fund to emergency fund 666978 April 29 1919 from emergency fund to beneficiary fund 99000p0O April 30 1919 from general fund to emergency fund 686851 May 31 1919 from general fund to emergency fund 807941 May 31 1919 from emergency fund to beneficiary fund 126178762 July 31 1919 from general fund to emergency fund 90728 August 30 1919 from general fund to emergency fund 463915 August 30 1919 from emergency fund to beneficiary fund 68821238 Sept 30 1919 from general fund to emergency fund 982228 Oct 27 1919 from beneficiary fund to emergency fund lOOoOOOO Oct 31 1919 from general fund to emergency fund 708368 Nov 29 1919 from general fund to emergency fund 895189 Dec 31 1919 from general fund to emergency fund 702719 Ledger Assets Book value of real estate 1354 302 24 Mortgage loans 12300000 Bonds and stocks at book value 33720 40852 Cash in office 4335793 Deposits at interest 86725835 Other items Bills receivable 3398 Total ledger assets 3610836102 NonLedger Assets Interest due anJ accrued 357 500 36 Other items Assessments collected not yet remitted 1250 000 00 Inventory of supplies value of bonds on 4 basis over bk value 312261ls4 Liens on certificates accounts receivable 262630149 Due from camps secured by bonds 73J009 57 Total assets 4353778428 Deduct Assets Not Admitted Bills receivable and liens on certificates 2626 301 49 Other items Inventory of supplies value of bonds on 4 basis over book value 312261184 Total not admitted assets Total admitted assets j Liabilities Net amount of unpaid losses and claims Reserves or unearned premiums on risks outstanding Salaries and miscellaneous accounts due or accrued 574891333 3878887095 Total liabilities 300022217 8634044 14022595 322678856Insurance Department of Georgia 613 SUPREME FOREST WOODMEN CIRCLE Fourteenth and Farnam Streets Omaha Neb Mary E La Rocca President Dora A Talley Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta Georgia Balance from previous year Mortuary funds 18236459 Reserve funds 703312388 Expense funds 2124324 Totals 723673171 Income Assessments or premiums during first 12 months of which all or an extra percentage is used for expenses 1039721 All other assessments and premiums Mortuary funds 202242691 Reserve funds 22472605 Expense funds 37989107 Total 262704403 Other payments by members Dues and per capita tax expense funds 549825 Subscriptions to official organ expense funds 11328613 Certificate feesexpense funds 4705441 War service expense funds 49710 Totals 16633589 Total received from members Mortuary funds 202242691 Reserve funds 2247265 Expense funds 55662417 Total 280377713 Deduct payments returned Assessments returned mortuary funds 360391 Certificate fees supplies returned expense funds 380058 War service expense returned expense funds 310 Total 740759 Net amount received from members Mortuary funds 201882300 Reserve funds 22472605 Expense funds 55282049 Totals 279636954 Interests received Reserve funds 35511207 Profit on sale or increase by adjustment of assets Reserve funds 67526 All other income Borrowed money expense funds 11500000 Expense funds 2478205 Cancelled warrants mortuary funds 24797 Total 14003002 Grand total income Mortuary funds 201907097 Reserve funds 58051338 Expense funds 69260254 Total income all funds 329218689 Amounts carried forward Mortuary funds 220143556 Reserve funds 761363726 Expense funds 71384578 Total amount carried forward 1052891860 614 Annual Report Disbursements Net amount paid for losses Mortuary funds Legal and administrative expenses in adjustment of claims Expense funds Commissions and allowances to deputies and organizers Expense funds Salaries of officers and employes Expense funds Rents and interest Expense funds Advertising printing postage telegrams etc Expense funds Loss on sale or decrease by adjustment in assets Reserve funds Other disbursements Expense funds Total disbursements Mortuary funds 1991 62678 Reserve funds 10338 25 Expense funds 714c07 10 Grand total disbursements Balance before transfers Mortuary funds 209SOS78 Reserve funds 760327901 199162678 541039 28713016 11936738 1697395 5839913 1035825 22732609 271659213 271659213 Balance 781232647 Summary of Transfers Jan 31 1919 from emergency fund to beneficiary fund May 31 1919 from emergency fund to beneficiary fund Oct 31 1919 from beneficiary fund to emergency fund Dec 31 1919 from beneficiary fund to emergency fund Ledger Assets 11500000 10000000 10000000 11500000 5000000 745812072 795182 29542593 82800 Total ledger assets 781232647 NonLedger Assets Interest due and accrued Other items Assessments collected by subordinate lodges not yet turned over to supreme forest 21920000 Furniture supplies printed matter etc inventory 5260026 Mortgage loans first liens 50000 Bonds at book value Cash in office Deposits at interest Other items War savings stamps 13980353 27180026 Total assets 822393026 Deduct Assets Not Admitted Book value of bonds over market value 11957972 Furniture supplies etc inventories 5260026 Total not admitted assets 17217998 Total admitted assets 805175028 Liabilities Net amount of unpaid losses and claims Salaries and miscellaneous accounts due or accrued 449773 80 4200000Insurance Department of Georgia 615 Other items Borrowed money and interest accrued 11512500 Advanced assessments 3305795 Protested remittances 46008 14864303 Total labilities 64041683 Business in Force In force December 31st 1918 21087660000 Issued revived or increased during year 4936130000 Sum 26023790000 Deduct ceased to be in force during year 4824720000 In force December 31st 1919 21199070000 Total 21199070000 Business in Georgia In force December 31st 1918 406280000 Issued revived or increased 139350000 Sum 545630000 Deduct ceased to be in force during the year 120120000 In force December 31 1919 i 425510000 Total 425510000 Net losses paid during year 1837497 Net losses incurred during year 2713333 Investments in Georgia Bonds 4500000 Total investments in Georgia 4500000 WORKMENS CIRCLE 175 East Broadway New York N T Abraham Epstein President Joseph Baskin Secretary Attorney for service in GeorgiaWilliam A Wright Insurance Commissioner Atlanta Georgia Balance from previous year Mortuary funds 11812530 Reserve funds 67737355 Disability funds 5854664 Expense funds i 1243846 Cther funds viz Sanatarium funds 12923503 Voluntary contributions 1111819 Totals 100692737 Income Membership fees actually received Expense funds f 4486100 All other assessments and premiums Mortuary funds 12973325 Reserve funds 6535432 Disability funds 24434040 Expense funds 9639464 Cther funds viz Sanatorium funds 8569680 Voluntary contributions 2121210 Total I 64273151 Other payments by members For voluntary purposes voluntary contributions 56557 66 Expense funds special assessment 1909005 Expense funds transfer fees 4S725 Total l 7608496vT 616 Annual Report Total received from members Mortuary funds I Reserve funds S fS Disability funds I ij Vlt Expense funds 1 uljlliw ether funds viz Sanatorium funds or fir cn Voluntary contributions 11111111111 7778976 Total Deduct payments returned 76367747 Mortuary funds Disability funds I AlHl Expense funds ViaVa Sanatorium femds TS Voluntary contributions 29965 Total Net amount received from members 928357 Mortuary funds Reserve funds JfMJH Disability funds UoloUi Expense funds iYH 114 lJOjo v ther funds viz Sanatorium funds voluntary contributions n wiUn Totals Interest and rents received 75439390 Mortuary funds Reserve fundsin asjloil Total 9fi 7ftf Aa Profit on sale or increase by adjustment of assets Reserve funds bonds Hifi All other income 816138 Expense funds yq Sanatorium funds 1 Voluntary contributions iZkj Total uais Grand total income 3862153 Mortuary funds mG4292 Reserve funds 154 756 94 Disability funds 24o80053 Expense funds 117 991 83 Cther fundsl viz Sanatorium funds 119 qT4 lg Voluntary contributions 77615 54 Total income all funds 7 oc Amounts carried forward 83788525 Mortuary funds 4r oco Reserve funds Zl 1H0aI Disability funds 299 347 17 Expense funds I 130433 29 Other funds viz i Sanatorium funds 248 309 52 Voluntary contributions 88 733 93 Total amount carried forwardj j Sii sl2 g Disbursements Net amount paid for losses Mortuary funds m ni A1 Disability funds 21469268 Total J2 29 Salaries of oWicers and employes Expense funds 26 767 32Insurance Department of Georgia 617 Rents and interest Reserve funds 15906 Expense funds 238800 Total 254706 Advertising printing postage telegrams etc Expense funds 427758 Loss on sale or decrease by adjustment in assets Reserve funds 416000 Sanatorium funds 503650 Total 919650 Other disbursements Reserve funds 204436 Sanatorium funds 9797245 Voluntary contributions 5169580 Expense funds 8585317 Total 23756578 Total disbursements Mortuary funds Reserve funds 63634L Disability funds 214692b8 Expense funds 11928607 Other funds viz Sanatorium funds 10300895 Voluntary contributions 5169580 Grand total disbursements 60655053 Balance before transfers Mortuary funds 1343i161 Reserve funds 82576707 Disability funds 8465449 Expense funds 1114722 Other funds viz Sanatorium funds 14530057 Voluntary contributions 3703813 Balance 123826209 Ledger Assets Book value of real estate J 10419409 Mortgage loans first lien 10250000 Bonds at book value 84751000 Cash in office 170 00 Deposits at interest 12970497 Other items Sanatanum rep or p q 18395 Branches 22tlll Members at large i9 5 Branch supplies StS t Machinery F P Friend dept 5iAS Plates la0000 Furniture and fixtures cnlMf Sanatarium F F 15S Sanatarium live stock ixlnn Sanatarium Postage 2496 Special reimbursement lvhu 5265303 Total ledger assets 123826209 NonLedger Assets Interest due and accrued 1219520 Other items W C L 1918 33049 W C L 1919 tAiii Administration funds 2 Schools 9998 Educational bureau i5joTT 618 Annual Report Product 1fi 1f Organization funds 33605 Book publishing account 1915 i3ll8 Peoples univ ssi Misc libr 1919 Sanatarium maintenance funds t0118o0 2132958 Total assets 127178687 Deduct Assets Not Admitted Book value of bonds over market values 8 870 00 Less 2500 sanitarium dept cash 5ol5so3 Line 38 etc 21s29o8 Total not admitted assets 7Z 8035261 Total admitted assets 1191434 26 I Liabilities Net amount of unpaid losses and claims fi4 7K 74 Other items oiod n Applications for approval i 070 17 Sanatarium deposits tnill Cemetery deposits j0 Russ refug relief society C852 Labor League Knftiin SSSL Suspense inoie United labor education com 7 M Spark Voluntary contributions IZI 26750 07 3002783 Total liabilities Insurance Department of Georgia 619 INDEX FIRE COMPANIES A AETNA INSURANCE CO HARTFORD CONN Statement of 43 AGRICULTURAL FIRE INS CO WATERTOWN N Y Statement of 45 ALLIANCE INS CO PHILADELPHIA PA Statement of 47 AMERICAN ALLIANCE CO NEW YORK Statement of 49 AMERICAN CENTRAL INS CO ST LOUIS Statement of 51 AMERICAN DRUGGISTS FIRE INS CO CINCINNATI OHIO Statement of 53 AMERICAN EAGLE FIRE INS CO NEW YORK Statement of 55 AMERICAN INSURANCE CO NEW JERSEY Statement of 57 ATLANTIC MUTUAL FIRE INS CO GEORGIA Statement of 59 ATLAS ASSURANCE CO NEW YORK N Y Statement of 61 AUTOMOBILE INS CO CONN Statement of 63 B BANKERS AND SHIPPERS INS CO NEW YORK Statement of 65 BRITISH AMERICA ASSURANCE CO CANADA Statement of 67 C CALEDONIAN INS CO NEW YORK N Y Statement of 69 CAMDEN HIRE INSURANCE ASSOCIATION CAMDEN N J Statement of 71 CENTRAL MANUFACTURERS MUTUAL INS CO VAN WEST O Statement of 73 CITIZENS INSURANCE CO ST LOUIS MO Statement of 75 CITY OF NEW YORK INS CO NEW YORK N Y Statement of 77620 Annual Report COMMERCIAL UNION ASSURANCE CO NEW YORK N Y Statement of 79 COMMERCIAL UNION FIRE INS CO NEW YORK Statement of gg COMMONWEALTH INS CO NEW YORK Statement of 82 CONCORDIA FIRE INS CO MILWAUKEE WIS Statement of g4 CONNECTICUT FIRE INS CO HARTFORD CONN Statement of 86 CONTINENTAL INS CO NEW YORK Statement of 88 COUNTY FIRE INS CO PHILADELPHIA PA Statement of 91 E EAGLE STAJt BRITISH DOMINION INS CO NEW YORK Statement of 93 EQUITABLE FIRE MARINE INS CO PROVIDENCE R I Statement of 95 F FIDELITY FIRE INSURANCE CO SUMTER S C Statement of 97 FIDELITYPHENIX INS CO NEW YORK N Y Statement of 98 FIRE ASSOCIATION OF PHILADELPHIA PA Statement of 10 FIREMANS FUND INS CO CAL Statement of jqj FIREMENS INSURANCE CO N X Statement of iqc FITCHBURG MUTUAL FIRE INS CO MASS Statement of in FRANKLIN FIRE INS CO PHILADELPHIA PA Statement of 109 G GEORGIA HOME INS CO COLUMBUS GA Statement of GIRARD FIRE INS CO PENN Statement of GLENS FALLS INSURANCE CO N Y Statement of 1 115 GLOBE RUTGERS FIRE INS CO N Y Statement of GREAT AMERICAN INS CO NEW YORK Statement of H HANOVER FIRE INS CO NEW YORK Statement of Insurance Department of Georgia 621 HARDWARE MUTUAL FIRE INS CO STEVENS POINT WIS Statement of 12i HARTFORD FIRE INS CO CONN Statement of li HOME FIRE AND MARINE INS CO SAN FRANCISCO CAL Statement of 128 HOME INSURANCE CO NEW YORK N Y Statement of ld0 HUDSON INSURANCE CO NEW YORK Statement of IMPORTERS AND EXPORTERS INS CO NEW YORK Statement of INDIANA LUMBERMENS INS CO INDIANAPOLIS IND Statement of INSURANCE CO OF NORTH AMERICA PA Statement of INSURANCE CO OF STATE OF PENN PHILADELPHIA PA Statement of L LIVERPOOL LONDON GLOBE INS CO NEW YORK N Y Statement of LONDON ASSURANCE CORPORATION NEW YORK Statement of LOiJDON LANCASHIRE INS CO N Y Statement oL LUMBER MUTUAL FIRE INS CO BOSTON MASS Statement of LUMBERMENS MUTUAL INS CO MANSFIELD OHIO Statement of lsl MARYLAND MOTOR CAR INS CO BALTIMORE MD Statement of lbd MASSACHUSETTS FIRE MARINE INS CO MASS Statement of 14 MECHANICS INS CO PHILADELPHIA PA Statement of 168 MILLERS MUTUAL FIRE INS CO OF TEXAS Statement of lb0 MILWAUKEE MECHANICS INS CO WIS Statement of lw MINNESOTA IMPLEMENT FIRE INS CO Statement of 1M N NATIONAL BEN FRANKLIN INS CO PA Statement of 1M NATIONAL FIRE INS CO OF HARTFORD Statement of 168 NATIONAL LIBERTY INS CO OF AMERICA NEW YORK Statement of m NATIONAL UNION FIRE INS CO PA Statement of ll6622 Annual Report RATIONALE FIRE INS CO OF PARIS PROVIDENCE R I Statement of NEWARK FIRE INS CO N J Statement of 177 NEW BRUNSWICK FIRE INS CO N J Statement of NEW HAMPSHIRE FIRE INS CO N H Statement of NEW JERSEY INSURANCE CO N J Statement of NEW ZEALAND INS CO SAN FRANCISCO Statement of 150 NIAGARA FIRE INS CO NEW YORK Statement of jg7 NORTHBRITISH AND MERCANTBLE INS CO N Y Igg NORTHERN ASSURANCE CO NEW YORK Statement of 191 NORTHERN INSURANCE CO OF NEW YORK Statement of jrviv 194 NORTH RIVER INSURANCE CO NY Statement of 196 NORTHWESTERN NATIONAL FIRE INS CO WIS Statement of v v io igg NORWISCtteUmtIntNofJIRE C ENGLAND YORK 200 O ORIENT INSURANCE CO CONN Statement of 202 P PACIFIC FIRE INSURANCE CO NY Statement of PALATINE INSURANCE CO NEW YORK Statement of 206 PALMETTO FIRE INS CO SUMTER S C Statement of 208 PENNStLa7eAm oRE C PHILADELPHIA PA PENNALUMBERMENS MUTUAL FIRE INS CO PA 212 PENNAMILLERSf MUTUAL FIRE INS CO BARRE PA a ement o r PHENISta3temEntNoSfURANCE C F PARIS FRANCE o 2i5 PHOENIX ASSURANCE CO LTD NEW YORK Statement of 217 PHOENIX INS CO HARTFORD CONN Statement of 219Insurance Department of Georgia 623 PEOPLES NATIONAL FIRE INS CO PHILADELPHIA Statement of 221 PROVIDENCE WASHINGTON INS CO R I Statement of 224 Q QUEEN INSURANCE CO OF AMERICA N Y Statement of 225 R RHODE ISLAND INSURANCE CO R I Statement ofm 227 ROYAL EXCHANGE ASSURANCE N Y Statement of 229 ROYAL INSURANCE CO LTD N Y Statement of 231 S SAVANNAH FIRE INSURANCE CO GA Statement of 236 SCANDINAVIAN AMERICAN ASSURANCE CORP NEW YORK Statement of 238 SCOTTISH UNION AND NATIONAL INS CO CONN Statement of 240 SECURITY INSURANCE CO CONN Statement of 242 SOUTHERN MUTUAL FIRE INSURANCE CO GA Statement of 244 SPRINGFIELD FIRE AND MARINE INS CO MASS Statement of 246 STANDARD FIRE INS CO CONN Statement of 248 STAR INS CO OF AMERICA NEW YORK Statement of 250 STERLING FIRE INS CO IND Statement of 252 STUYVESANT INSURANCE CO N Y Statement of 254 SUN INSURANCE CO NEW YORK Statement of 256 SVEA FIRE AND LIFE INS CO N Y Statement of 25 T TOKIO MARINE FIRE INS CO NEW YORK Statement of 261 U U S BRANCH SUN INSURANCE OFFICE N Y Statement of 252 UNION ASSURANCE SOCIETY LTD N Y Statement of 263624 Annual Report UNION FIRE INS CO OF PARIS FRANCE Statement of occ UNION INS SOCIETY OF CANTON CHICAGO Statement of 27 UNITED BRITISH INS CO NEW YORK Statement of okq UNITED iSTATES FIRE INS CO N Y Statement of 071 URBAINE FIRE INS CO NEW YORK Statement of 73 W WESTCHESTER FIRE INS CO N Y Statement of 277 WESTERN ASSURANCE CO CANADA Statement of 07 Y YORKSHIRE INSURANCE CO LTD N Y Statement of 97s LIFE COiMPANIES A AETNA LIFE INSURANCE CO CONN Statement of si AMERICAN CENTRAL LIFE INS CO IND Statement of 2s AMERICAN NATIONAL INSURANCE CO TEXAS Statement of ooc ATLANTIC LIFE INSURANCE CO VA Statement of B BANKERS RESERVE LIFE CO NEBRASKA Statement of g9 CAROLINA LIFE INS CO COLUMBIA S C Statement of CLOVERLEAF LIFE AND CASUALTY CO ILL Statement of COLUMBIAN NATIONAL LIFE BOSTON MASS Statement of CONSERVATION LIFE INS CO WHEELING W VA Statement of PQUITABLE LIFE ASSURANCE SOCIETY NEW YORK Statement of 301 F FEDERAL LIFE INSURANCE CO ILL Statement of Insurance Department of Georgia 625 FIDELITY MUTUAL LIFE PHILADELPHIA PA Statement of 306 FRANKLIN LIFE INSURANCE CO ILL Statement of 308 G GEORGE WASHINGTON LIFE INS CO W VA Statement of 309 GUARDIAN LIFE NEW YORK Statement of 311 H HOME LIFE INSURANCE CO N Y Statement of 313 I ILLINOIS LIFE INS CO ILL Statement of 315 INDIANA NATIONAL LIFE INS CO IND Statement of 17 INTERNATIONAL LIFE INS CO MO Statement of 319 INTERSOUTHERN LIFE INS CO KY Statement of 321 INTERSTATE LIFE AND ACCIDENT CO TENN Statement of 323 J JEFFERSON STANDARD LIFE INS CO N C Statement of 325 U LIFE INSURANCE CO OF VA Statement of 327 LIFE AND CASUALTY INS CO OF TENN Statement of 329 LINCOLN RESERVE LIFE INS CO ALA Statement of 331 M MANHATTAN LIFE NEW YORK Statement of 333 MARYLAND ASSURANCE CORPORATION MD Statement of 335 MARYLAND LIFE INS CO MD Statement of 338 MASSACHUSETTS MUTUAL LIFE INS CO MASS Statement of 340 METROPOLITAN LIFE INS CO N Y Statement of 341 MICHIGAN MUTUAL LIFE INS CO MICH626 Annual Report MISSOURI STATE LIFE INS CO MO Statement of fi MORRIS PLAN INS SOCIETY NEW YORK Statement of MUTUAL BENEFIT LIFE INS CO NEWARK N J Statement of MUTUAL LIFE INS CO NEW YORK Statement of N NATIONAL LIFE INS CO MONTPELIER VT Statement of NATIONAL LIFE INS CO OF THE U S OF A ILL Statement of NATIONAL LIFE AND ACCIDENT INSURANCE CO TENN Statement of S5o NEW ENGLAND MUTUAL LIFE INS CO M4SS Statement of NEW YORK LIFE INS CO N Y Statement of N C MUTUAL AND PROVIDENT ASSOC Statement of obS NORTHWESTERN MUTUAL MILWAUKEE WIS Statement of 365 P PACIFIC MUTUAL LOS ANGELES CAL Statement of PAN AMERICAN LIFE INS CO NEW ORLEANS LA Statement of PENN MUTUAL LIFE INS CO Statement of all PHOENIX MUTUAL LIFE INS CO CONN Statement of PROVIDENT LIFE AND ACCIDENT INS CO CHATTANOOGA TENN Statement of d5 PROVIDENT LIFE TRUST PHILADELPHIA PA Statement of Oil PRUDENTIAL INS CO NEWARK N J Statement of R RELIANCE LIFE INS CO OF PITTSBURGH PA Statement of 3g2 RESERVE LOAN LIFE INS CO IND Statement of 3g S SECURITY MUTUAL LIFE INS CO BINGHAMTON N Y Statement of 3ggInsurance Department of Georgia 627 SOUTHERN STATES LIFE Statement of 3g STANDARD LIFE INS CO GA Statement of n STATE LIFE INS CO INDIANAPOLIS IND Statement of 392 STATE MUTfUAL LIFE ASSURANCE CO MASS Statement of gg T TRAVELERS INSURANCE LIFE DEPARTMENT CONN Statement of U UNION CENTRAL LIFE INS CO OHIO Statement of UNITED LIFE AND ACCIDENT INS CO N H Statement 400 V VOLUNTEER STATE LIFE INS CO TENN Statement of1 tn MISCELLANEOUS COMPANIES A AETNA CASUALTY AND SURETY CO CONN Statement of AMERICAN CASUALTY CO PENN Statement of g7 AMERICAN CREDITINDEMNITY CO OF NEW YORK Statement of AMERICAN INDEMNITY CO TEXAS Statement of 41q AMERICAN REINSURANCE CO HUNTINGTON PA Statement of 412 AMERICAN SURETY CO QF NEW YORK Statement of 4J4 B BOSTON INSURANCE CO Statement of 41g C COLUMBIA INSURANCE CO N J Statement of 41g COMMONWEALTH CASUALTY CO PA Statement of 420628 Annual Report CONTINENTAL CASUALTY CO ILL Statement of 421 EMPLOYERS INDEMNITY CORPORATION MISSOURI Statement of EMPLOYERS LIABILITY ASSURANCE CO BOSTON MASS Statement of 423 425 FEDERAL CASUALTY CO MICH Statement of FIDELITY AND CASUALTY CO OF NEW YORK Statement of FIDELITY AND DEPOSIT CO OF MD Statement of GENERAL ACCIDENT FIRE AND LIFE ASSURANCE CORPORA Statement of GEORGIA CASUALTY CO GA Statement of GLOBE INDEMNITY CO N Y Statement of 427 42S 430 432 434 436 HARTFORD ACCIDENT AND INDEMNITY CO CONN Statement of HARTFORD STEAM BOILER INSPECTION AND INS CO CONN Statement of 437 439 INTERSTATE CASUALTY CO ALA Statement of 441 JEFFERSON INSURANCE CO PA Statement of 443 LIBERTY MARINE INSURANCE CO NEW YORK Statement of LIBERTY MUTUAL INS CO MASS Statement of LLOYDS PLATE GLASS INSURANCE CO N Y Statement of LONDON GUARANTEE AND ACCIDENT CO LTD Statement of LOYAL PROTECTIVE INS CO MASS Statement of LUMBERMENS MUTUAL CASUALTY CO CHICAGO Statement of 444 446 448 450 452 454Insurance Department of Georgia 629 M MARYLAND CASUALTY CO MD Statement of 455 MASONIC PROTECTIVE ASSOCIATION MASS Statement of 457 MASSACHUSETTS BONDING AND INSURANCE CO MASS Statement of 459 METROPOLITAN CASUALTY INSURANCE CO OP NEW YORK Statement of 461 MILLERS INDEMNITY UNDERWRITERS DALLAS TEXAS Statement of 462 N NATIONAL CASUALTY CO MICH Statement of 464 NATIONAL RELIEF ASSURANCE CO PA Statement of 466 NATIONAL SURETY CO N Y Statement of 467 NEW AMSTERDAM CASUALTY CO NEW YORK Statement ofi 469 NEW YORK PLAT GLASS INSURANCE CO Statement of 471 NORTH AMERICAN ACCIDENT INSURANCE CO ILL Statement of 473 NORTH ATLANTIC INS CO NEW YORK Statement of1 474 0 OCEAN ACCIDENT AND GUARANTEE CORN LTD NEW YORK Statement of 476 P PREFERRED ACCIDENT INSURANCE CO OF NEW YORK Statement of 478 R RIDGELY PROTECTIVE ASSOCIATION MASS Statement of 479 ROYAL INDEMNITY CO N Y Statement of 481 S STANDARD ACCIDENT INSURANCE CO MICH Statement of 483 STANDARD MARINE INSURANCE CO LTD N Y Statement of 485 T THAMES MERSEY INS CO NEW YORK Statement of 487630 Animal Report TRAILERS INDEMNITY CO CONN Statement of 4gg U UNION MARINE INS CO NEW YORK Statement of 49Q UNITED STATES LLOYDS INS CO NEW YORK Statement of 497 UNITED STATES CASUALTY CO N Y Statement of 493 UNITED STATES FIDELITY AND GUARANTY CO MD Statement of 494 ASSESSMENT FIRE COMPANIES B 1 BARTOW COUNTY MUTUAL FIRE AND STORM INS CO GA Statement of 519 F FARMERS COOPERATIVE FIRE INS CO JACKSON CO GA Statement of 520 FARMERS COOPERATIVE INS ASSN FLD CO GA Statement of1 521 FARMERS MUTUAL FIRE INSURANCE CO OF GEORGIA Statement of 522 FARMERS PROTECTIVE FIRE INSURANCE CO OF GEORGIA Statement of 523 G GORDON COUNTY MUTUAL FIRE INSURANCE CO GA Statement of 524 S SOUTHERN COOPERATIVE FIRE INSURANCE CO GA Statement of 527 SOUTH GEORGIA FARMERS FIRE INS CO GA Statement of 525 SOUTHEASTERN MUTUAL FIRE INSURANCE CO GA Statement of 526 ASSESSMENT LIFE COMPANIES G GUARANTEE FUND LIFE ASSOCIATION NEB Statement of 528Insurance Department of Georgia 631 M MASONIC MUTUAL ACCIDENT CO MASS Statement of 530 N NATIONAL LIFE ASSOCIATION IOWA Statement of 532 INDUSTRIAL LIFE HEALTH AND ACCIDENT COMPANIES A AMERICAN INSURANCE CO GA Statement of 499 ATLANTA MUTUAL INS CO GA Statement of 500 B BANKERS HEALTH AND LIFE INS CO GA Statement ofZ 502 C CHATHAM MUTUAL LIFE AND HEALTH INS CO GA Statement of 503 CHEROKEE LIFE INS CO GA Statement of 505 F FIRESIDE MUTUAL INS CO GA Statement of 507 G GEORGIA MUTUAL LIFE AND HEALTH INS CO GA Statement of 509 GUARANTEE MUTUAL LIFE AND HEALTH INS CO GA Statement of 510 I INDUSTRIAL LIFE AND HEALTH INS CO GA Statement of 512 LIBERTY MUTUAL LIFE AND HEALTH INS CO GA Statement of 514 P PEOPLES HEALTH AND LIFE INSURANCE CO GA Statement of 515 PILGRIM H L INSURANCE CO GA Statement of 517 FRATERNAL SOCIETIES A AMERICAN INSURANCE UNION OHIO Statement of 535 AMERICAN WOODMEN SUPREME CAMP OF DENVER COL Statement of 538 AMERICAN WORKMEN THE D C Statement of 540 a BENEFIT ASSN OF RY EMPLOYEES ILL Statement ofI 542632 Annual Report c CATHOLIC KNIGHTS OF AMERICA MO Statement of COLUMBIAN CIRCLE THE ILL Statement of COLUMBIAN WOODMEN EMINENT HOUSEHOLD OF GA Statement of FRATERNAL AID UNION THE KANSAS Statement oftJ 5S1 G GOLDEN CROSS UNITED ORDER OF TENN Statement of GOLDEN SEAL THE ORDER OF N Y Statement of GRAND FRATERNITY THE PA Statement of 5oy tl HERALDS OF LIBERTY PA Statement of XT KNIGHTS OF COLUMBUS CONN Statement of 5g KNIGHTS OF PYTHIAS SUPREME LODGE IND Statement of M MACCABEES THE MICH Statement of 5 MACCABEES WOMANS BENEFIT ASSN MICHIGAN Statement of 72 MASONS ANNUITY GEORGIA Statement of MASONIC MUTUAL LIFE ASSOCIATION THE WASHINGTON TcZ Statement of MODERN BROTHERHOOD OF AMERICA IOWA Statement of MODERN ORDER OF PRAETORIANS TEXAS Statement of MODERN WOODMEN OF AMERICaTiLL 583 Statement ofr MOSAIC TEMPLARS OF AMERICA ARK 83 Statement of 5g7 N NATIONAL UNION ASSURANCE SOCIETY OHIO Statement of 5g9 R RAILWAY MAIL ASSOCIATION N H Statement of ROYAL ARCANUM SUPREME COUNCIL MASS 594 Statement of ROYAL NEIGHBORS OF AMERICAfLL 596 Statement of T TRIBE OF BENHUR SUPREME COUNCIL INDIANA Statement of 60l W WOODMEN CIRCLE NEBRASKA Statement of ooojnswoKirsoiJTmhNmNMfmX 613 WORKMENS CIRCLETHE NEW y6rK 61 Statement ofOf C7o 4UNIVERSITY OF GEORGIA LIBRARIES III 3 ElOfl 05424 2T31