Forty-seventh annual report, 1966

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Collection:: Georgia Government Publications
Title:: Forty-seventh annual report, 1966
Creator:: Georgia. Department of Banking
Contributor to Resource:: Georgia. Department of Banking
Publisher:: Atlanta, Ga. : Georgia. Department of Banking
Date of Original:: 1966
Subject:: Georgia
Location:: United States, Georgia, 32.75042, -83.50018
Medium:: publications (documents)
Type:: Text
Format:: application/pdf
Description:: Began with: 1972.
Title appeared on spine of print version only, 1998. From some providers, other issues digitized from the print may also be missing title source.
Use copy Restrictions unspecified star MiAaHDL
Numbering dropped, <1998->
Report year ends December 31.
Electronic reproduction. [Place of publication not identified] : HathiTrust Digital Library, 2015. MiAaHDL
Master and use copy. Digital master created according to Benchmark for Faithful Digital Reproductions of Monographs and Serials, Version 1. Digital Library Federation, December 2002. http://purl.oclc.org/DLF/benchrepro0212 MiAaHDL
Description based on print version record.
Latest issue consulted: 2018 (publisher's Web site, viewed June 15, 2020).
External Identifiers:: Call Number GA B100 .A1 1966
Metadata URL:: https://dlg.galileo.usg.edu/id:dlg_ggpd_y-ga-bb100-b-pa1-b1966
Digital Object URL:: https://dlg.galileo.usg.edu/do:dlg_ggpd_y-ga-bb100-b-pa1-b1966
Language:: eng
Holding Institution:: University of Georgia. Map and Government Information Library
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Forty-Seventh
Annual Report
SUPERINTENDENT of BANKS
of GEORGIA

1966

W. M. JACKSON Superintendent of Banks

STATE OF GEORGIA
Department of Banking
Created by Act Approved August 16, 1919
*
Forty-seventh Annual Report
YEAR ENDING DECEMBER 31, 1966
*
DEPARTMENT ESTABLISHED An Act to create the Department of Banking of the State of Georgia, to provide for the incorporation and regulation of banks and penalties for violations of the Law, defining duties of the Superintendent of Banks, and for other purposes, was enacted by the Legislature in 1919, approved by the Governor August 16, 1919, and effective January 1, 1920. This Act has been amended from time to time, through the sessions of the General Assembly, all of which amendments are contained in the Banking Act published by the Department of Banking.
*
W. M. JACKSON, Superintendent of Banks

iii
DEPARTMENT OF BANKING State of Georgia Atlanta
December 31, 1966
The Honorable Carl E. Sanders, Governor of Georgia, State Capitol, Atlanta, Georgia 30334
Dear Governor Sanders:
I have the honor to submit herewith the Forty-seventh Annual Report of the Superintendent of Banks showing condition of state banks for the year ending December 31, 1966, pursuant to the provisions of Article II, Sections 15 and 16 of the State Banking Law.
The financial data contained herein was taken from the annual call reports of condition of state banks and other statistical information made available through examinations and investigation reports of the financial institutions under the supervision of the Department of Banking.
The report discloses a total of 337 state chartered banks, with 77 branches or bank offices at the year end. The report reveals that eight state bank charters were granted with one conversion to national charter, and nine applications for additional bank offices or facilities were approved during the year. The report also reflects other activities relating to charter amendments, receipts and disbursements of the Department, credit unions, firms licensed to sell money orders and the certification of private banks.
The consolidated year-end report reflects an all-time high deposit total of $2,316,431,125, representing an increase of 12.02% as compared to an increase of 9.64% for the previous year end. The percentage gain is well in excess of the national average for state banks. Demand deposits increased $36 million, or 3.7%, while time deposits increased $169 million, or 22.32%. Loans and discounts, after valuation reserves, amounted to $1,317,739,383, representing an increase of $159 million. Total capital accounts of $230,752,548 reflect a gain of $20,924,076 for the year. The ratio of capital funds to total assets, total deposits and total risk assets (total assets less cash and U. S. Government obligations) for Georgia state banks is wei Iabove the national average for all commercial banks in the United States.
New Legislation Enacted in 1966.
All segments of the State Banking System were significantly strengthened by the enactment of the following banking legislation upon recommendation of the Superintendent of Banks:
An Act to provide for the incorporation of private banks as regulated certificated banks, and to provide for certain requirements in con-

iv
nection therewith, including examinations and supervision by the Department of Banking.
An Act to amend Code Section 13-204 so as to prohibit future operations by private banks after the effective date, January 1, 1968.
An Act to amend Code Section 109-101 so as to increase the minimum capital requirements for the organization of trust companies.
An Act to amend Code Section 109-510 relating to securing uninvested trust funds so as to include general and direct obligations of the several counties, districts, municipalities and obligations of the Authorities, where the faith and credit of the state is pledged.
Code Title 13 is amended by adding Code Section 13-203.2 defining the establishment ond operation of facilities as an expansion or extension of existing facilities.
An Act to add new Code Section 13-912 to provide for the issuance of preferred stock, stock options and the convertibility of capital stock, capital notes and debentures.
An Act to amend Code Section 13-1005 so as to authorize the Superintendent of Banks to exercise his judgment in his consideration of amendments to bank charters.
To amend Code Section 13-1009 so as to provide for the waiver of preemptive rights to meet stock option plans.
An Act to amend Code Section 13-2001 so as to provide that any bank having not less than three nor more than twenty-three directors may, with the approval of the Superintendent of Banks and upon a vote of a majority of the Board of Directors, increase the Board between meetings of stockholders by the addition of not more than two (2) directors.
An Act to amend Code Section 13-2013 with respect to one of the exemptions from loan limits, increasing from 60 to 90 days the period in which a guaranty by a Government establishment must be performed.
An Act to amend Code Section 13-2022 so as to provide for the purchase and lease of personal property upon request of a prospective lessee.
To amend Code Section 13-2025 which limits a bank's indebtedness, to provide for certain exemptions for the purchase of federal funds in maintaining legal reserve and liabilities incurred in the sale of securities under a repurchase agreement.
To amend Chapter 13-20 by adding a new section to be known as 13-2067 to provide for the levying of a reasonable service charge against dormant or inactive deposit accounts.
An Act to amend Code Title 109A known as the "Uniform Commercial Cqde" so as to provide definitions for the words "clearing cor-

v
poration" and "custodian bank"; to provide for establishing means for accomplishing appropriate delivery, transfer and pledge of investment securities within a Central Depository System.
To amend Code Section 92-2406 relating to the taxation of the shares of banks so as to provide for the proper calculation of the market value of the shares of such bank, by fixing the market value of the shares as the capital, surplus and undivided profits of the bank.
The most significant banking legislation passed at the 1966 session of the Legislature was Senate Bill 88, known as "The Regulated Certificated Bank Act", which requires all private banks operating in this state and doing a banking business with the general public on January 1, 1966, to become incorporated under the provisions of the Act and that they shall be subject to the provisions of certain Chapters of Title 13 of the Code of Georgia of 1933, known as "The Banking Law" as the same is now or may hereafter be amended.
Progressive laws and an enlightened administration at the state level are essential to the maintenance of a strong competitive state banking system. Therefore, we must continue our efforts toward updating our State Banking Code and strengthening our State Banking Department to meet the obligations imposed by law. This means adequate appropriations to maintl).in a well trained and comparatively well paid force of examiners to do the job.
Respectfully,
W. M. Jackson Superintendent of Banks

vi

DEPARTMENT OF BANKING

TABLE OF CONTENTS

Letter of Transmittal __________

Page iii

Official Roster ________

vii

Receipts and Disbursements

viii

Summary of Activities Relating to Charters

________________________________ ix-xi

Permits to Begin Business ________ __________

______________ _

xi

Branch Banks ____________________________________________________________

xii

Bank Offices ________

___________________________________ xiii-xv

Bank Facilities

---------------------------------

xvi

Additions and Deletions of Banks During Year

xvii

State Bank Members of Federal Reserve System _

xviii

Voluntary Liquidations

xviii

Legal Holidays

xix

Superintendents of Banks- Past and Present _____________________

xix

Classification of Banks by Capitalization

____________ _

XX

Abstract of Reports of Condition ______

xxi

Individual Statements of State Banks ______________

-------- 1-169

Private Banks, Listing of

170

Private Banks Discontinuing Business

______________ _

170

Private Banks Incorporated as Regulated Certificated Banks _

171

Abstract of Reports of Condition

171

Individual Statements of Regulated Certificated Banks ______

172

Credit Unions:

Abstract of Reports of Condition

173

Listing

-- 174-177

Money Order Firms Licensed Under the Georgia Sale of Checks Act____ 178

FORTY-SEVENTH ANNUAL REPORT

vii

OFFICIAL ROSTER

DECEMBER 31, 1966

Annual Salary

W. M. Jackson, Superintendent of Banks __ _________________ ______________$20,556.00

H. W. Goodloe, Jr., Assistant Superintendent of Banks ____

13,248.00

Ashburn T. West, Examiner IV __

------------------------------------- 12,612.00

SENIOR BANK EXAMINERS

Aycock, M. T., Decatur, Ga. ------------------------------------------------------------------$11,436.00 Brooks, B. T., Stone Mountain, Ga. ------------------------------------------------ 11,436.00 Callier, Robert H., Jr., Dublin, Ga. ____________________ --------------------------------- 11,436.00

Martin, E. G., Decatur, Ga. ---------------------------------------------------------------- 9,888.00 Mimbs, Norman E., Albany, Ga. ________________ ------------------------------------ 8,544.00 Morris, Reece V., Doraville, Ga. ______________________ ___________ __________________ 8,544.00

Paxton, Walter A., Albany, Ga. ________

----------------------------------- 11,436.00

Sams, M. 0., Atlanta, Ga. ------------------------------ _________________

_____ 9,888.00

Shannon, Wm. E., Jr., Statesboro, Ga. ____________________ ____________________ 9,420.00

ASSISTANT BANK EXAMINERS

Butler, Joe W., Camilla, Ga. ________________________ -----------------------------------$ 7,032.00

Griswold, James H., Albany, Ga. ________________ ------------------------------------- 7,032.00

Little, Roy H., Jr., Atlanta, Ga. -------------------------------------------------------- 7,032.00

Miller, Hubert C., Statesboro, Ga. ----------------------------------------------------- 7,032.00

Moler, Robert M., Norcross, Ga. ___ --------------------------------------------------- 7,032.00

Smith, Edgar B., III, Decatur, Ga. ------------------------------------

7,032.00

TRAINEE BANK EXAMINERS
Bryant, Morris I., Albany, Ga. _________________ ----------------------------------- _____$ 6,372.00 Butts, Robert C., Richland, Ga. ---------------------------------------------------------- 6,372.00 Jones, Carl W., Jr., Decatur, Ga. ------------------------------------------------------ 6,372.00 Malone, Charles L., Decatur, Ga. ----------------------------------------------- ______ 6,372.00 Schafer, Samuel R., Augusta, Ga. ------------------------------------------------------ 6,372.00

OFFICE ASSISTANTS

Binkney, Mary S., Clerk II ---------------------------------------------------------------$ 4,308.00 Cunningham, Lucy T., Typist II _____ -------------------------------------------------- 5,508.00 Ethridge, Laverne Jean, Typist II _______________ -------------------------------------- 5,784.00 Hardy, Jean L., Typist II ------------------------------------------------------------------ 4,308.00 Jones, Evelyn W., Accounting Clerk II ---------------------------------------------- 7,752.00 Lee, Dorothy L., Clerk III ____________ ------------------------------------------------------- 5,244.00 Mayfield, Sandra B., Stenographer III _______ ------------------------------------- 4,992.00 Wyrick, Annette S., Stenographer IV ------------------------------------------------ 7,752.00 Rogers, Thomas D., Clerk I ------------------------------- ______________________________ 3,540.00

CREDIT UNION DIVISION
Arnold, Thomas G., Supervisor ------------------------------------------------------- $ 9,888.00 Abel, Nick R., Jr., Examiner ------------------------------------------------------------ 7,032.00 Grovensteen, George W., Examiner __________________ --------------------------------- 8,976.00 Gunn, Robert H., Examiner ---------------------------------------------------------------- 8,976.00

viii

DEPARTMENT OF BANKING

DEPARTMENT OF BANKING, STATE OF GEORGIA

RECEIPTS AND DISBURSEMENTS 1966

RECEIPTS

Balance January 1, 1966 ______ ------------------------------$ 8,710.89

Received from Appropriation ------------------------------ 413,720.24

Miscellaneous Income ___________________________________

156.50

$422,587.63

DISBURSEMENTS Superintendent's Salary _____________________________________$ 19,596.00

Assistant Superintendent's Salary ___

12,471.00

Examiners' Salaries _____________________________________________ 212,472.94

Office Assistants' Salaries ______ ----------------------------- 48,990.38

Per Diem and Fees ________

2,323.00

Travel Expenses __________ ------------------------------ __________ 64,680.43

Supplies and Material _---------------------------------------- 2,768.58 Communication __________________ ----------------------------------- 6,410.09

Printing and Publicity ---------------------------------------- 7,827.91

Repairs and Alterations ___________________________

965.86

Rent (Equipment) -----------------------------------------------Insurance and Bonding ---------------------------------------Pensions ------------------------------------ ------------------------------Equipment ---------------------------------------------------------------Miscellaneous

2,176.71 150.00
35,802.65 4,189.03 483.00

$421,307.58

Balance December 31, 1966 ________________________ ------------------------$ 1,280.05

FORTY-SEVENTH ANNUAL REPORT

ix

CHARTERS APPROVED

NAME OF BANK

LOCATION

APPROVED

Peoples State Bank _-------------------------------------- . Baxley ________ ---------------------------------

4- 1-66

Brogdon State Bank ----------------------------------------Uvalda

---------------------------------

4- 7-66

Bank of Chester ______________________________________________ Chester --------------------------------------------- 6-13-66

Broxton State Bank ------------------------------------------Broxton ------------------------------- ______________ 8- 4-66

Trust Company of Georgia Bank of Sandy Springs __________________________________________ Sandy Springs (Unincorporated) _ 9-21-66

Bowman State Bank ----------------------------------- ____ Bowman -------------------------------------------- 10-31-66

Bank of Cave Spring _ ---------------------------------Cave Spring ---------------------------------- 12-12-66

The Knight State Bank --------------------------------- Dexter _________________________

12-22-66

APPLICATIONS FOR INCORPORATION AS REGULATED CERTIFICATED BANKS APPROVED

NAME OF BANK

LOCATION

APPROVED

The Peoples Bank of Macon

____________ Macon ______________________________________

8- 4-66

Farmers Clearing Bank ______

___________ Cadwell ---------------------------------------------- 10-10-66

Commercial Bank --------------------------------------------Tallapoosa ----------------------------------------- 11-10-66

Pavo State Bank --------------------------------------------- Pavo ----------------------------- _____________________ 11-15-66 The Security State Bank ________________________________ McRae ______________________________________________ 12- 2-66

Dorsey Banking Company ______________________________ Abbeville -------------------------------------------- 12-12-66

Citizens Bank ___________________________________________________ Kingsland ------------------------------------------ 12-15-66

Peoples Bank ___________________________________________________ St. Marys ------------------------------------------ 12-30-66

The Citizens Bank of Morven ______________________ Morven -------------------------------------------- 12-30-66

CHARTERS DISAPPROVED

NAME OF BANK

LOCATION

DISAPPROVED

[ndustrial State Bank

________________________ East Dublin _________________________

9-19-G6

fenry County State Bank ____________________________ McDonough ________ _______________________

9-21-66

rhe Bank of Powder Springs ________________________ Powder Springs ------------------------------- 12-29-66

RENEWAL OF CHARTERS APPROVED

'J'AME OF BANK

LOCATION

APPROVED

3ank of Woodstock _

____________________________ Woodstock ---------------------------------

1-13-66

lank of Acworth ____________________________________________Acworth ---------------------------------------------- 2- 7-66

lank of Terrell ------------------------------------------------Dawson _______ .------------------------------------- 2-15-66

~ohutta Banking Company ____________________________ Chatsworth ______________________________

3-21-66

'he Bank of Soperton ___________________________________ Soperton -------------------------------------------- 4-21-66

lank of Hazlehurst ________________________________________ Hazlehurst ---------------------------------------- 5-20-66

'he Farmers Bank of Tifton ________________________ Tifton _______ --------------------------------------- 7-13-66

'elham Banking Company ____________________________ Pelham ------------------------------------- _____ 9-22-66

lank of Hancock County ________________________________ Sparta ------------------------------------------------ 9-26-66

lank of Milan ____________________ _______________________ Milan ___ ---------------------------------------------- 10- 4-66

'he Citizens Bank ___ --------------------------------------- Fort Valley ______________________________________ 10- 4-66

lank of Thomas County ________ ____________________ Thomasville

________________ 10-25-66

Iaker County Bank ___________________________________ Newton ___ ----------------------------------- 10-25-66

~obb Exchange Bank ________________

______ Marietta ________________________________________ 11-18-66

iilledgeville Banking Company __________________ Milledgeville ____________________________________ 12-13-66

X

DEPARTMENT OF BANKING

APPLICATIONS TO INCREASE CAPITAL STOCK APPROVED

NAME OF BANK

LOCATION

APPROVED AMOUNT OF INCREASE

Sea Island Bank _______________________________Statesboro

1- 3-66

First State Bank _____________________________Marshallville ______ _ 1- 4-66

Bank of Woodstock __________________________Woodstock ____________ 1-13-66

Commercial Bank & Trust Co. ________ Griffin __________________ 1-24-66

Trust Company of Georgia Bank of DeKalb ________________________ Atlanta ______________ 1-25-66
Citizens Bank _________________________________Cuthbert _ ___ 1-25-66

American Bank of Atlanta ____________ Atlanta ___________ 1-25-66 Citizens Bank _________________________________ Colquitt _________ _ 1-31-66

The Peoples Bank _________________________ Cleveland _____________ 1-31-66

Darby Banking Company, Inc. ________Vidalia

1-31-66

The Farmers Bank of Tifton __________ Tifton ____________________ 2- 3-66

Hardwick Bank & Trust Co. __________ Dalton

2- 3-66

Abbeville State Bank _________________ Abbeville _____________ 2- 7-66

Exchange Bank ______________________________ Milledgeville ________ 2- 8-66

Fist State Bank & Trust Co. ______ Albany _____________ 2-21-66

St. Simons State Bank ___________________ St. Simons Island __ 2-24-66

Citizens Bank of Hapeville _____________ Hapeville _____________ 3- 1-66

Bank of College Park _____________________ College Park _______ 3- 2-66

Bank of Early _____________________________ Blakely _____

3-14-66

Bank of Forest Park _________________ Forest Park __ 3-16-66

West Georgia Bank of Tallapoosa, Ga. ______________________________ Tallapoosa ___________ 3-18-66

Trust Company of Georgia Bank of DeKalb _________________________ Atlanta _______________ 3-29-66

Bank of Cumming ___________________________ Cumming ________ 4- 1-66

The Bank of Norcross _____________________ Norcross ______________ 4- 4-66

People's Bank of Talbotton, Ga. _____ Talbotton _____________ 4-21-66 The Commercial Bank ______________________ Bowdon ________________ 5- 2-66

The Citizens Bank ________________________ Fort Valley _______ 5-12-66

Peoples Bank ___________________________________ Blackshear __

6- 2-66

Commercial Bank

___ Thomasville __________ 6-17-66

Bank of Smyrna ------------------------------Smyrna ________________ 7-13-66 Baxley State Bank _________________________ Baxley __________ _____ 8- 1-66

Cohutta Banking Company _____________ Chatsworth

8- 9-66

Tri-County Bank of Royston __________ Royston ________________ 8-12-66

First State Bank of Blakely ________ Blakely __________________ 9- 8-66 The Farmers Bank __________________________ Douglas ________________ 10-13-66

Bank of Thomas County __________________ Thomasville __________10-25-66 First State Bank ____________________________ Marshallville _______10-27-66

Cobb Exchange Bank _____________________ Marietta ________________ 11-18-66

Tippins Banking Co., Inc. _____________ Claxton _________________11-30-66

Atlantic Savings and Trust Co. ______ Savannah ____________12-20-66

$ 150,000 to$ 200,000 25,000 to 50,000 50,000 to 100,000
400,000 to 800,000

225,000 to 125,000 to 270,000 to
100,000 to 70,000 to
150,000 to
160,000 to 250,000 to
25,000 to
273,000 to 825,000 to
75,000 to
600,000 to 150,000 to
100,000 to 280,000 to

300,000 150,000 500,000 200,000 140,000
200,000 200,000 300,000
50,000
286,000 850,000 100,000
800,000 200,000
150,000 320,000

50,000 to 100,000

300,000 to 200,000 to
80,000 to 25,000 to 100,000 to 100,000 to
100,000 to 312,500 to 385,000 to 100,000 to 100,000 to
100,000 to
100,000 to 275,000 to
180,000 to 50,000 to
300,000 to
50,000 to 100,000 to

375,000 350,000 200,000
50,000 150,000 120,000 200,000 400,000 435,000 150,000 200,000 200,000 200,000 300,000 360,000
75,000 375,000
90,000 300,000

APPLICATIONS TO REDUCE PAR VALUE OF CAPITAL STOCK APPROVED

NAME OF BANK

LOCATION

PAR VALUE REDUCED

OF STOCK

TO

APPROVED

Habersham Bank _____________________________ Clarkesville _

$100

$25

1-31-66

Austell Bank _____________________________________Austell

25

10

2- 7-66

West Georgia Bank of Tallapoosa __ Tallapoosa _____________ 100

10

3-18-66

The Bank of Norcross ______________________ Norcross __________________ 100

50

4- 4-66

The Citizens Bank ____________________________ Fort Valley

100

5

5-12-66

First State Bank ______________________________ Marshallville

10

5

10-27-66

Tippins Banking Company, Inc. ______ Claxton

100

10

11-30-66

FORTY-SEVENTH ANNUAL REPORT

xi

MISCELLANEOUS APPLICATIONS TO AMEND CHARTERS APPROVED

NAME OF BANK

LOCATION

NATURE OF AMENDMENT

APPROVED

The Bank of Stone Mountain _______________

To change name to The Citizens _____ Stone Mountain _ and Southern Bank of Stone
Mountain ________________________________ 1-31-66

The Bank of Toccoa _____________ Toccoa _________________ To acquire trust powers __

2- 3-66

The Columbia-Belvedere

To change name to The Citizens

State Bank _____________________ Decatur ______________ and Southern Belvedere Bank 2- 7-66

Austell Bank ____________________________ Austell ________________ To acquire trust powers _

2- 7-66

Southern Savings and Loan Company ____________________ Savannah ____________ To acquire trust powers ___

4- 1-66

Commercial Bank ____________________ Bowdon __ _______ To change name to The Commercial Bank ____

5- 2-66

The Farmers Bank _______________ Palmetto __

__To change name to First-

Palmetto Bank

7-19-66

PERMITS TO BEGIN BUSINESS

NAME OF BANK

LOCATION

BEGAN BUSINESS

Jordan Banking Company _______

_________ Leary _____________________________

Bank of Hampton

_________________________ Hampton ______________

Peoples Bank of LaGrange _________________________ LaGrange _____________________________

1- 3-66 -- 2- 1-66
4-11-66

The Citizens and Southern

Belvedere Bank

___________________________ Decatur (Unincorporated

Belvedere Area)

4-30-G6

Brogdon State Bank _______________________________________ Uvalda ___ ________________________ ____________ _ 5-16-66

Peoples State Bank

___________________________ Baxley ________________________________________ _ 7- 1-66

Broxton State Bank ______________________________________ Broxton ________________________________ _

9- 1-66

The Peoples Bank of Macon* ________________________ Macon _______ -------------------------------------- 9-12-66

Bank of Chester _____________________________________________ Chester ______ _______________

9-26-66

Farmers Clearing Bank*

__________________ Cadwell ____________________________________________ 11-15-66

*Regulated Certificated Banks

CONVERSION OF STATE BANK INTO A NATIONAL BANK

NAME OF BANK

LOCATION

DATE

The State Bank ------------------------------------------- ____ Griffin __ _____ ________________________________________ 1-31-66

xii

DEPARTMENT OF BANKING

BRANCH BANKS AS OF DECEMBER 31, 1966

NAME OF BRANCH

NAME OF PARENT

LOCATION

The Citizens Trust Company,

965 Hunter St., N.W....... The Citizens Trust Company ... Atlanta

Trust Company of Georgia,

Lenox Square Office ....... Trust Company of Georgia .... Atlanta

Trust Company of Georgia,

Stewart Avenue and Glenn

Street Branch ............. Trust Company of Georgia ..... Athnta

Trust Company of Georgia,

Buckhead Office ........... Trust Company of Georgi:t ..... Atlanta

Trust Company of Georgia,

West Peachtree & Third St.. Trust Company 'f Georgia ..... Atlanta

Trust Company of Georgia,

514 Flat Shoals Avenue .... Trust C:.mpany cf Georgia ..... Atlanta

Georgia Railroad Bank &

Trust Company,

Georgia Railroad Bank &

Walton Way Branch. . . . . . . Trust Company .............. Augusta

Georgia Railroad Bank &

Trust Company,

Georgia Railroad Bank &

1111 Broad Street......... Trust Company .............. Augusta

Georgia Railroad Bank &

Trust Company,

Gwinnett Street Branch, Georgia Railroad Bank &

Gwinnett & Eleventh St.... Trust Company .............. Augusta

Georgia Railroad Bank &

Trust Company,

Georgia Railroad Bank &

Daniel Village Branch. . . . . Trust Company.............. Augusta

Columbus Bank & Trust Co.,

South Columbus Branch .... Columbus Bank & Trust Co..... Columbus

Columbus Bank & Trust Co.,

North Highlands .......... Columbus Bank & Trust Co..... Columbus

Columbus Bank & Trust Co.,

lOth Street ............... Columbus Tiank & Trust Co..... Columbus

Columbus Bank & Trust Co.,

Wynnton Branch,

13th Avenue & Warren

Williams Road ........... Columbus Bank & Trust Co..... Columbus

Cornelia Bank,

Demorest, Ga.............. Cornelia Bank ................ Cornelia

Citizens Bank,

Nahunta, Ga.............. Citizens Bank .................. Folkston Savannah Bank & Trust Co.,

Waters Avenue Branch,

Medical Arts Shopping

Center . . . . . . . . . . . . . . . . . . Savannah B:>.nk & Trust Co..... Savannah

Savannah Bank & Trust Co.,

Midtown Branch,

11~0 Bull St............... Savannah Bank & Trust Co..... Savannah

Savannah Bank & Trust Co.,

West Broad Street Branch,

320 West Broad Street ..... Savannah Bank & Trust Co..... Savannah

Savannah Bank & Trust Co.,

Skidway Road and

Victory Drive ............. Savannah Bank & Trust Co..... Savannah

Savannah Bank & Trust Co.,

Traffic Circle Branch,

U.S. Highway 17 between

Bay and Houlihan Sts...... Savannah Bank & Trust Co..... Savannah

BEGAN BUSINESS
8- 1-55 7-15-59 6-20-58 10-24-58 10-11-49 5- 1-56 4-16-58 1- ~-25
12-15-53 2- 1-56 7- 5-27 1-18-24 1-18-24
6-16-53 10-24-14
1- 2-25
8-24-59 3-21-49 7-15-50 11- 9-53
2-17-60

FORTY-SEVENTH ANNUAL REPORT

xiii

BANK OFFICES AS OF DECEMBER 31, 1966

NAME OF OFFICE

NAME OF PARENT

LOCATION

BEGAN BUSINESS

'he Citizens & Southern Bank

of Albany,

The Citizens & Southern Bank

Slappey Drive Office. . . . . . . of Albany ................... Albany

'irst State Bank & Trust Co.,

218 Broad Street Office .... First State Bank & Trust Co.... Albany

'irst State Bank & Trust Co.,

Slappey Drive Office ....... First State Bank & Trust Co.... Albany

lmerican Bank of Atlanta,

Peachtree Office,

1409 Peachtree, N.E........ American Bank of Atlanta ....... Atlanta

'he Peoples Bank,

Buckhead Office,

2970 Peachtree Rd., N.W... The Peoples Bank .............. Atlanta

.outh Side Atlanta Bank,

Ben Hill Office,

Campbellton Road, S.W..... South Side Atlanta Bank ....... Atlanta

'rust Company of Georgia,

Hartford Building Office,

100 Edgewood Ave., N.E... Trust Company of Georgia ...... Atlanta

'rust Company of Georgia,

Northeast Freeway Office,

2160 Monroe Drive, N.E.... Trust Company of Georgia ...... Atlanta

'rust Company of Georgia,

Chattahoochee Office,

1221 Chattahoochee

Avenue, N.W........... Trust Company of Georgia ...... Atlanta

'rust Company of Georgia

Bank of DeKalb,

Executive Park Office,

N. Druid Hills Rd. at

Trust Company of Georgia Bank

Northeast Freeway ........... of DeKalb ....................... Atlanta

'he Commercial and Savings

Bail'k of Augusta,

Commerce Office,

The Commercial and Savings

666 Broad Street .............. Bank of Augusta ............... Augusta

ichmond County Bank,

Cherokee Office,

2625 Deans Bridge Road ... Richmond County Bank ......... Augusta

.ustell Bank,

Bankhead Office,

1935 Bankhead Hwy., S.W.. Austell Bank .................. Austell

ommercial & Exchange Bank,

Parkway Circle Office,

232 Tallapoosa Street ....... Commercial & Exchange Bank ... Bremen

he Peoples Bank,

South and Maple

Street Office ............. The Peoples Bank .............. Carrollton

eachtree Bank and Trust

Company,

Chamblee-Dunwoody

Peachtree Bank and

Office . . . . . . . . . . . . . . . . . . . Trust Company .............. Chamblee

olumbus Bank and Trust

Company,

Buena Vista Road Office,

Buena Vista Road and

Columbus Bank and

Tennessee Drive. . . . . . . . . . . Trust Company .............. Columbus

7-11-60 4- 1-61 5-22-61 11- 1-66 9-10-65 6-10-63 1-20-65 2-26-62
6-10-64
3-15-66 9-19-66 12- 2-63 1- 2-64 5-26-66 5-10-65
2-11-63
10-29-65

xiv

DEPARTMENT OF BANKING

BANK OFFICES AS OF DECEMBER 31, 1966 (Cont'd)

NAME OF OFFICE

NAME OF PARENT

LOCATION

BEGAN BUSINESS

Columbus Bank and Trust

Company,

Macon Road Office,

Columbus Bank and

Midtown Shopping Center. . Trust Company .............. Columbus 3-22-65

Cornelia Bank,

North Main Drive-in Office,

402 N. Main Street ........ Cornelia Bank ................. Cornelia

1-18-65

The Citizens and Southern

Emory Bank,

Toco Hills Office,

LaVista and North Druicl The Citizens and Southern

Hills Roads . . . . . . . . . . . . . . Emory Bank ................. Decatur 12-14-64

Farmers and Merchants Bank,

Bellevue Office, 606 Bellevue Avenue ...... Farmers and Merchants Bank .. Dublin

7- 9-64

Bank of Forest Park,

Morrow Road Office,

Ash St. & Morrow Rd. . ... Bank of Forest Park .......... Forest Park 9- 8-65

The Citizens Bank. The Citizens Bank,

Lanierland Office ......... The Citizens Bank ............. Gainesville 2-18-63

Commercial Bank & Trust Co.,

Mcintosh Road Office, 1482 W. Mcintosh Road ..... Commercial Bank & Trust Co.... Griffin

2- 2-66

Citizens Bank of Hapeville,

International Park

Airport Office ............ Citizens Bank of Hapeville ..... Hapeville 7-24-63

LaGrange Banking Company,

South Greenwood St. Office

500 South Greenwood St. LaGrange Banking Company ... LaGrange 12-15-65

The Brand Banking Company,

Brand Bank Drive-in,

492 E. Crogan Street ...... The Brand Banking Company ... Lawrenceville 8-22-64

Marietta Commercial Bank,

Downtown Office ......... Marietta Commercial Bank ..... Marietta 10- 2-61

Exchange Bank,

Milledge-

Southside Office ......... Exchange Bank . . . . . . . . . . . . . . . ville

9-20-63

Roswell Bank,

North Roswell Office,

Alpharetta Street ......... Rowell Bank .................. Roswell

6- 1-65

St. Simons State Bank, Longview Office,

St. Simons

Frederica Road ............... St. Simons State Bank ............. Island

7- 7-66

Savannah Bank & Trust Co.,

Stephenson Avenue Office,

Stephenson Avenue &

Savannah

Abercorn St. . . . . . . . . . . . . . Bank & Trust Company ...... Savannah 11-15-65

Bank of Smyrna,

South Cobb Office,

685 S. Cobb Drive ........ Bank of Smyrna .............. Smyrna

11-14-63

Sea Island Bank,

South Side Office, 510 S. Main Street ........ Sea Island Bank .............. Statesboro 7-16-62

FORTY-SEVENTH ANNUAL REPORT

XV

BANK OFFICES AS OF DECEMBER 31, 1966 (Cont'd)

NAME OF OFFICE

NAME OF PARENT

LOCATION

BEGAN BUSINESS

~ommercial Bank, Drive-in Office ........... Commercial Bank .............. Thomasville 3-21-61

3ank of Thomas County,

Northside Office ........... Bank of Thomas County ....... Thomasville 1-20-61

3ank of Tifton,

Northside Office, 1002-8 Love Avenue ......... Bank of Tifton ................... Tifton

6-27-66

rhe Bank of Toccoa,

Big A Office, Big A Road .............. The Bank of Toccoa ........... Toccoa

5-27-65

rhe Citizens & Southern Bank

of Tucker,

LaVista Road Office,

The Citizens and Southern

4148 LaVista Road . . . . . . . . Bank of Tucker ............. Tucker

10-21-65

rhe Bank of Warner Robins,

Warner

Plaza Office .............. The Bank of Warner Robins . . . . Robins

~itizens State Bank,

Warner

Briarcliff Office .......... Citizens State Bank . . . . . . . . . . . Robins

N ashington Loan & Banking

6-16-62 5- 9-63

Co., Liberty St. Office

Washington Loan and

113 Liberty Street . . . . . . . . Banking Company ........... Washington 1-11-65

:ommercial Bank,

Northside Office,

500 Albany Avenue ....... Commercial Bank .............. Waycross 9-24-65

Bank of Waynesboro, Council Street Office,

Cor. Council and Commerce Sts.................. Bank of Waynesboro ............. Waynesboro 6-24-G6

xvi

DEPARTMENT OF BANKING

FACILITIES AS OF DECEMBER 31, 1966

NAME OF FACII.JITY

NAME OF PARENT

LOCATION

BEGAN BUSINESS

The Citizens & Southern

Bank of Albany,

U.S. Marine Corps Supply

The Citizens & Southern

Center Facility . . . . . . . . . . . . . . . Bank of Albany .......... Albany

First State Bank & Trust Co.,

Turner Air Force

Base Facility ................. First State Bank & Trust Co.. Albany

Alma Exchange Bank

Drive-in,

Cor. U.S. Hwy. 1 and

18th Street ........................ Alma Exchange Bank .. ..:.,:_:_-_-_cAlma

Georgia Railroad Bank &

Trust Company,

Georgia Railroad Bank &

Ft. Gordon Facility . . . . . . . . . . . Trust Company ........... Augusta

Columbus Bank & Trust Co.,

Columbus Bank &

Ft. Benning Facility . . . . . . . . . . Trust Company ........... Columbus

Commercial State Bank Drive-in,

Donalson~

310 S. Wiley Avenue .......... Commercial State Bank . . . . . ville

Merchants and Farmers Bank,

Donalson-

Drive-in Facility .............. Merchants and Farmers Bank. ville

The Citizens & Southern Bank

of LaGrange Drive-in Facility, The Citizens & Southern

Main, Broome and Bull Sts. . . . Bank of LaGrange ....... LaGrange

Moultrie Banking Company,

Drive-in Office,

514 S. Main Street ........... Moultrie Banking Company .. Moultrie

Perry Loan and Savings Bank,

Macon Street Office,

Perry Loan and Savings

1132-34 Macon Street . . . . . . . . . Bank .................... Perry

Sylvester Banking Company,

Drive-in Facility,

101 E. Pope Street ........... Sylvester Banking Company . Sylvester

The Peoples Bank,

Drive-in Facility,

Broad and Midland ........... The Peoples Bank .......... Winder

7- 2-56 9-21-53
4-27-66 1-19-42 2-20-20 12-17-63 11-13-61 4-16-62 5-31-62
8-6-65 7-16-62 4-15-60

FORTY-SEVENTH ANNUAL REPORT

xvii

ADDITIONS AND DELETIONS OF BANKS DURING YEAR

BANKS

Banks in Operation January 1, 1966

________________ _

330

Banks in Operation December 31, 1966

---------------

337

Banks Opening During Year ___ ________ ___________________

8

Jordan Banking Company, Leary

Bank of Hampton, Hampton

Peoples Bank of LaGrange, LaGrange

The Citizens and Southern Belvedere Bank, Decatur

Brogdon State Bank, Uvalda

Peoples State Bank, Baxley

Broxton State Bank, Broxton

Bank of Chester, Chester

Banks Nationalized During Year __________________

1

The State Bank, Griffin

Bank Offices and/or Facilities Opening During Year____ 9

Commercial Bank & Trust Company, Griffin

Mcintosh Road Office Trust Company of Georgia Bank of DeKalb,

Atlanta, Executive Park Office

Alma Exchange Bank, Alma

Alma Exchange Bank Drive-in Facility

Commercial & Exchange Bank, Bremen

Parkway Circle Office

Bank of Tifton, Tifton

Northside Office

Bank of Waynesboro, Waynesboro

Council Street Office

St. Simons State Bank, St. Simons Island

Longview Office

The Commercial and Savings Bank of Augusta,

Augusta, Commerce Office

American Bank of Atlanta, Atlanta

Peachtree Office

BRANCHES BANK OFFICES AND FACILITIES
68 77

xviii

DEPARTMENT OF BANKING

STATE BANK MEMBERS OF FEDERAL RESERVE SYSTEM
Bank of Adairsville ................................................... Adairsville Citizens Trust Company .................................................. Atlanta Trust Company of Georgia ............................................... Atlanta Georgia Railroad Bank & Trust Company ................................ Augusta Citizens Bank & Trust Company ....................................... Bainbridge Blackshear Bank ...................................................... Blackshear Columbus Bank and Trust Company .................................... Columbus Northeastern Banking Company ........................................ Commerce Granite City Bank ...................................................... Elberton Brand Banking Company ........................................... Lawrenceville Farmers Bank ........................................................... Monroe Savannah Bank & Trust Company of Savannah .......................... Savannah Bank of Waynesboro ................................................. Waynesboro

BANKS IN VOLUNTARY LIQUIDATION December 31, 1966

NAME OF BANK

LOCATION

DATE

Atlanta Trnst Company ................. Atlanta ........................ 12-11-29
--~---~--~~--~-~-~~-~--~~--

FORTY-SEVENTH ANNUAL REPORT

xix

LEGAL HOLIDAYS
January 1-New Year's Day January 19-Lee's Birthday February 22-George Washington's Birthday April 26-Memorial Day June 3-Jefferson Davis' Birthday July 4-lndependence Day First Monday in September-Labor Day October 12-Columbus Day November 11-Armistice Day Fourth Thursday in November-Thanksgiving Day December 25-Christmas Day Provided that when any of the holidays enumerated above fall on a Sunday,
the Monday next following shall be observed as a Legal Holiday.

SUPERINTENDENTS OF BANKS, PAST AND PRESENT

Name

Date of Appointment

T. R. Bennett ................... November 17, 1919 A. B. Mobley .................... January 1, 1927 W. J. Davis ..................... September 24, 1931 R. E. Gormley .................. January 1, 1932 R. R. Tippins ................... October 6, 1936 John C. Beasley . . . . . . . . . . . . . . . . . January 11, 1937 R. E. Gormley ................... January 25, 1937
C. B. Golsan, Acting Sup't........ January 1, 1940 John C. Beasley . . . . . . . . . . . . . . . . . January 14, 1941 0. G. Jackson ................... March 22, 1947 A. P. Persons ................... November 18, 1948 W. D. Trippe .................... July 1, 1960 W. M. Jackson, Acting Sup't...... July 16, 1963
W. M. Jackson .................. February 17, 1964

Date Service Ended
January 1, 1927 September 24, 1931 January 1, 1932 October 6, 1936 January 11, 1937 January 25, 1937 January 1, 1940 January 14, 1941 March 21, 1947 November 18, 1948 June 6, 1960 July 15, 1963 February 16, 1964

XX

DEPARTMENT OF BANKING

CLASSIFICATION OF BANKS BY CAPITALIZATION AS OF DECEMBER 31, 1966

No. of Banks

Capital

Total Capital

Total Resources

1 ------

---------------------------- $ 15,000

26 ------------------------------------------------

25,000

7 --------------------------------------

30,000

1-

--- --- - ---

35,000

3

------------------------- -----

40,000

1 ------------------------------------------------

45,000

59 --------------------------------

50,000

2 -----------------------------

60,000

2 ------------------ ---------------------

70,000

5 ------------------------------

75,000

2 --------------- ----------------------

90,000

81 -- --

100,000

2 -----------------------------

120,000

9 ------ --- ----------------------

125,000

1 ------------------------------

130,000

1 -------------------

133,400

1 ------------------ -------------- --------------

140,000

27 ------------ -----------------------------

150,000

3 ------- - --- ------- ----

175,000

46

---------------------------------------

200,000

2 ----------------------------------

225,000

1 ----------------------------------------------

240,000

9 --------------------------------

250,000

1

----------------------

270,000

1 ----------------------- ----------------

275,000

1

----------------------

286,000

10 -----------------------

300,000

2

-----------------

320,000

1 -----------------------------------

325,000

3 ------------------------------

350,000

1 ------------------------------------------------

352,000

1

--------------------

360,000

2 ------------------------------------------------

375,000

5

------------------

400,000

1 ------------------------------------------------

435,000

1 ----------------------------------------------

450,000

5 -----------------------------------------------

500,000

1 ------------ ----------------- -----------------

575,000

2 -----------------------------------------------

800,000

1 ----------------------------------------------

850,000

2 -------------------------------

1,000,000

1 -----------------------------

1,650,000

1 ------------- -----------------

1,700,000

1 ---------------

3,750,000

1 ---------------------------------------

10,800,000

$ 15,000 650,000 210,000 35,000 120,000 45,000
2,950,000 120,000 140,000 375,000 180,000
8,100,000 240,000
1,125,000 130,000 133,400 140,000
4,050,000 525,000
9,200,000 450,000 240,000
2,250,000 270,000 275,000 286,000
3,000,000 640,000 325,000
1,050,000 352,000 360,000 750,000
2,000,000 435,000 450,000
2,500,000 575,000
1,600,000 850,000
2,000,000 1,650,000 1,700,000 3,750,000 10,800,000

$ 563,340.86 33,405,254.85 7,984,923.80 2,437,930.31 8,728,616.36 2,290,951. 75
130,522,638.85 5,808,692.91 4,503,895.37 13,015,719.41 7,726,814.19
346,144,694.21
7,150,834.05 48,685,099.01
3, 737,986.57 7,544,206.18 4,724,272.97 161,264,395.99 17,410.156.92 339,403,782.54 14,725,048.37 8,699,776.03 66,271,07 4.90 5,892,145.04 9,028,337.97 12,661,230.71 127,309,113.24 17,436,385.28 11,372,716.93 46,388,485.21 13,613,447.38
11,850,340.34 31,062,963.33 63,090,184.37 16,630,379.64 19,033,850.90 89,097,220.99 14,882,639.42 40,046,658.76 34,568,663.48 72,541,398.36 70,456,333.83 73,338,734.73 126,675,636.42 457,841,482.60

FORTY-SEVENTH ANNUAL REPORT

xxi

ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS IN GEORGIA AS OF DECEMBER 31, 1966
(With Comparative Statement as of December 31, 1965)

Dec. 31, 1966 Dec.31,1965

337 Banks

330 Banks

77 Branches* 68 Branches*

Increase +
Decrease-

ASSETS

Cash and balances with other banks _____ $ 416,051,008

U. S. Government Obligations, direct

and guaranteed _______________________

479,719,244

Obligations of States and political subdivisions ________________________________________ 232,508,392

Securities of Federal Agencies-not

guaranteed by U. S. ______

98,246,887

Other securities, corporate stocks, and

stock in Federal Reserve Bank _

4,570,554

Loansand Discounts, including overdrafts _______________________________

1,317,739,383

Bank premises, furniture and fixtures

and other assets indirectly repre-

senting bank premises

43,919,457

Real Estate owned other than bank

premises ------------------------------------------------ 1,955,034

Customers' liability on acceptances

outstanding ______ ----------------------------------

358,553

Other Assets ____________

____________________

12,499,943

TOTAL ASSETS

_ ___ ______ __ $2,607,568,455

$ 385,278,111 504,114,913 199,428,933 62,440,076 4,559,014
1,157,814,400
33,985,496 2,333,587 959,208
10,677,796 $2,361,591,534

$ 30,772,897 + 24,395,66933,079,459 + 35,806,811 + 11,540+
159,924,983 +
9,933,961 + 378,553600,655-
1,822,147 + $245,976,921 +

LIABILITIES

Demand Deposits

________________$ 982,006,113

Time Deposits _____________________ ---------"--

926,762,400

Deposits of U. S. Government _______________ 28,087,281

Deposits ?f. ~tates and political subdivisiOns ________________________ _________________ 283,268,120

Deposits of Banks ___ ______________ ____________

81,123,562

Other deposits (certified and officers' checks, etc.) _________ ________ ________ ___________ 15,183,649

TOTAL DEPOSITS _ __ __ __ ___

$2,316,431,125

Liabilities for borrowed money _ Acceptances executed and outstanding ____ Other liabilities

2,247,415 358,553
57,778,814

$ 945,939,731 757,633,104 33,126,708
238,648,133 76,475,467
15,969,976 $2,067,793,119
31,985,000 959,208
51,025,735

$ 36,066,382 + 169,129,296 +
5,039,427-
44,619,987 + 4,648,095+
786,327$248,638,006 +
29,737,585600,655-
6,753,079 +

TOTAL LIABILITIES (not including capital accounts) ___________________________$2,376,815,907 $2,151,163,062 $225,052,845 +

CAPITAL ACCOUNTS Capital Notes ______ Common Stock Surplus __ _________________________ .
Undivided Profits __ Reserves

__ $ 2,500,000 $ - 0 -

$ 2,500,000+

67,041,400

63,475,900

3,565,500 +

97,938,420

92,076,728

5,861,692 +

42,380,933

36,246,352

6,134,581 +

20,891,795

18,029,492

2,862,303+

TOTAL CAPITAL ACCOUNTS _ ____ $ 230,752,548 $ 209,828,472 $ 20,924,076 + -'---'---'---

TOTAL LIABILITIES AND CAPITAL ACCOUNTS

________ $2,607,568,455 $2,361,591,534 $245,976,921 +

*Includes branch banks, bank offices and facilities.

FORTY-SEVENTH ANNUAL REPORT

1

STATEMENT

Showing condition at the close of business December 31, 1966, of

ABBEVILLE STATE BANK Abbeville (Wilcox), Ga.

As called for by the Superintendent of Banks

J. H. DORMINY, JR., President.
Date of Charter: 4-22-1952

C. A. NEWCOMER, JR., Cashier.
Began Business: 4-22-1952

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and
cuo.srp. orations not guaranteed by
Other securities, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts
Bank premises, furniture and fixtures, and other assets representing bank premises
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

182,722.87 173,899.50
34,387.78
274,600.00 None
702,066.52
663.59 None None None

Total Assets

$ 1,368,340.26

LIABILITIES

Demand deposits . . . .

.$

Time and savings deposits

Deposits of U.S. Government . . .

Deposits of States and political sub

divisions . . . . . . . . . . . .

Deposits of banks

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

557,731.74 495,875.13
3,175.00
153,789.01 None
1,809.94 None
None 12,609.42
None None 50,000.00 60,000.00 33,350.02 None

Total Liabilities

. $ 1,368,340.26

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF ACWORTH Acworth (Cobb), Ga.

As called for by the Superintendent of Banks

H. W. PITNER, President.
Date of Charter: 10-31-1905

E. H. HARRISON, Cashier.
Began Business: 12-19-1905

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $

United States Government obliga-

tions, direct and guaranteed .

Obligations of States and political

subdivisions

Securities of Federal agencies and

cuo.srp. orations not guaranteed by

Other securities, corporate stocks and

stock in Federal Reserve Bank .

Loans and discounts, including over-

drafts

Bank premises, furniture and fixtures,

and other assets representing bank

premises

Real estate owned other than bank

premises

....... .

Customers' liability to this bank on

acceptances outstanding

Other assets

718,649.21 569,246.65
53,546.49
225,109.44 None
2,268,545.94
90,142.96 3,988.91 None
10,205.76

Total Assets

$ 3, 939,435.36

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,794,490.90 1,610,761.86
8,500.00
168,283.16 None
7,750.89 None
None 10,000.00
None None 100,000.00 140,000.00 99,648.55 None

Total Liabilities . . . . . . . $ 3,939,435.36

2

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF ADAIRSVILLE Adairsville (Bartow), Ga.

As called for by the Superintendent of Banks

J. C. HAMBRIGHT, President.
Date of Charter: 3-21-1899

J. E. McKELVEY, Cashier.
Began Business: 3-24-1899

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by
u.s. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

340,461.36 351,422.51 442,199.75
35,000.02 4,500.00 956,587.74
42,423.00 None None None

Total Assets . . . .

2,172,594.38

LIABILITIES
Demand deposits . . . . . . , . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

963,055.55 764,37!.83
11,681.16
155,884.24 None
13,212.29 None
None 1,800.00
None None 50,000.00 100,000.00 112,589.31 None

Total Liabilities . . . . . . . $ 2,172,594.38

STATEMENT

Showing condition at the close of business December 31, 1966, of

ADEL BANKING COMPANY Adel (Cook), Ga.

As called for by the Superintendent of Banks

A. L. PARRISH, President.
Date of Charter: 2-27-1929

A. L. PARRISH, JR., Cashier.
Began Business: 3-1-1929

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by
u.s. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

598,864.77 588,682.55 495,381.98
350,000.00 None
3,040,813.96
31,000.00 None None
I ,811.45

Total Assets . . . .

$ 5,106,554.71

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2,334,058.18 I ,637,807.43
67,787.33
500,151.85 126,602.53
449.56 None
None 600.00 None None 100,000.00 100,000.00 99,097.83 140,000.00

Total Liabilities . . . . . . . $ 5,106,554.71

FORTY-SEVENTH ANNUAL REPORT

3

STATEMENT

Showing condition at the close of business December 31, 1966, of

FARMERS AND MERCHANTS BANK Adel (Cook), Ga.
As called for by the Superintendent of Banks

W. J. HARRIS, President.
Date of Charter: 12-11-1947

JAMES B. LAWRENCE, Cashier.
Began Business: 1-15-1948

ASSETS
Cash, balances with other banks, and cash items in precess of collection. $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp.orat.ion. s. n. o.t .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . .. . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

643,162.01 726,569.72
11,130.33
200,000.00 None
I ,376,207.29
48,940.02 None None None

Total Assets . . . .

. $ 3,006,009.37

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,092,168.39 I ,046,467.45
22,773.56
581,440.12 None
40,609.51 None
None None None None 100,000.00 100,000.00 22,550.34 None

Total Liabilities . . . . . . .$ 3,006,009.37

STATEMENT

Showing condition at the close of business December 31, 1966, of

MONTGOMERY COUNTY BANK Ailey (Montgomery), Ga.

As called for by the Superintendent of Banks

JAMES PETERSON, President.
Date of Charter: 2-24-1926

THOMAS A. PETERSON, Cashier.
Began Business: 3-1-1926

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. n.o.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

162,515.98 349,000.00
None
249,281.25 None
488,739.09
2,158.72 None None None

Total Assets . . . .

$ 1,251,695.04

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

588,381.87 363,078.31 26,126.85
112,426.77 47,75!.74
7,108.09 None
None 19,093.77
None None 30,000.00 55,000.00 2,727.64 None

Total Liabilities . . . . . . . $ 1,251,695.04

4

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

WHEELER COUNTY STATE BANK Alamo (Wheeler), Ga.

As called for by the Superintendent of Banks

WALLACE ADAMS, President
Date of Charter: 1-15-1945

FRANCES C. GRIFFIN, Cashier.
Began Business: 1-17-1945

ASSETS
Cash, balances with other banks, and cash items in process of collection .
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

384,686.53 433,478.64
31,250.00
None None 880,386.42 12,300.71
None None None

Total Assets . . . .

. $ 1,742,102.30

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . .
Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

702,977.21 426,089.67
3,758.25
443,797.70 None
5,485.40 None
None 10,248.23
None None 25,000.00 100,000.00 24,745.84 None

Total Liabilities . . . . . . . $ 1,742,102.30

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF ALAPAHA Alapaha (Berrien), Ga.

As called for by the Superintendent of Banks

J. P. CULPEPPER, SR.,

ALVIN H. RINER,

President Date of Charter: 3-4-1905

Cashier. Began Bu>:iness: 3-25-1905

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.ion. s. n.ot. .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

258,325.68 I ,074,523.10
438,160.91
99,925.00 None
I ,295,405.71
63,470.88 561.99 None 56.25

Total Assets . . . .

. $ 3,230,429.52

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . .
Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

984,731.62 I ,325,507.55
6,005.16
285,740.76 50,000.00 986.70
200,000.00
None 15,365.32
None None 100,000.00 100,000.00 112,092.41 50,000.00

Total Liabilities . . . . . . . $ 3,230,429.52

FORTY-SEVENTH ANNUAL REPORT

5

STATEMENT Showing condition at the close of business December 31, 1966, of

ALBANY SAVINGS BANK Albany (Dougherty), Ga.

As called for by the Superintendent of Banks

THOS. R. STANBURY, President.
Date of Charter: 8-21-1950

P. T. BOSTWICK, Cashier.
Began Business: 10-2-1950

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.ion. s. n. o.t .gu.ar.an.te.ed. .by.
Other seC'urities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

269,568.86 367,078.13 931,842.55
1,290,146.88 10.00
6,375,396.54
30,817.71 21,039.34
None 2,596.77

Total Assets . . . .

. $ 9,288,496.78

LIABILITIES
Demand deposits . . . . . . . . . Time and savings deposits . . . . . $ Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

None 7,792,532.06
6,012.98
210,500.00 235,000.00
None None
None 596,343.33
None None 150,000.00 100,000.00 98,108.41 100,000.00

Total Liabilities . . . . . . . $ 9,288,496.78

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE CITIZENS & SOUTHERN BANK OF ALBANY Albany (Dougherty), Ga.

As called for by the Superintendent of Banks

HOYT D. E.DGE, President.
Date of Charter: 5-6-1943

ERNEST Z. CROWLEY, JR. Cashier
Began Business: 6-1-1943

ASSETS

Cash, balances with other banks, and

cash iterns in process of collection . $ 7,643,607.15

United States Government obliga-

tions, direct and guaranteed . . . 4,753,841.66

Obligations of States and political

subdivisions . . . . . . . . . . 5,548,350.67

Securities of Federal agencies and

corporations not guaranteed by

U.S. . . . . . . . . . . . . .

None

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

9,450.00

Loans and discounts, including over-

drafts . . . . . . . . . . . . . 26,688,746.28

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

560,392.95

Real estate owned other than bank

premises . . . . . . . . . . . .

137,465.00

Customers' liability to this bank on

acceptances outstanding

None

Other assets . .

246,408.76

Total Assets . . . .

. $ 45,588,262.47

LIABILITIES

Demand deposits . . . . . . . . . $ 15,890,874.79

Time and savings deposits . . . .

17,327,214.15

Deposits of U.S. Government ...

390,828.97

Deposits of States and political sub-

divisions . . . . . . . . . . . . 4,106,853.31

Deposits of banks . . . . . . . . 2,237,776.48

Certified and officers' checks, etc. . .

129,454.26

Other liabilities for borrowed money .

None

Acceptances executed by or for ac-

count of this bank and outstand-

ing . . . . . . . . . . .

None

Other liabilities . . . . . . .

I ,592,179.59

Capital notes and debentures .

None

Preferred stock .

None

Common stock .

1,000,000.00

Surplus . . . .

I ,000,000.00

Undivided profits

1,006,423.59

Reserves . . . .

906,657.33

Total Liabilities . . . . . .. $ 45,588,262.47

6

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

FIRST STATE BANK & TRUST COMPANY Albany (Dougherty), Ga.

As called for by the Superintendent of Banks

HERBERT P. HALEY, President.
Date of Charter: 3-31-1961

MORRIS McNEIL, Cashier.
Began Business: 3-31-1961

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $ 6,725,472.69

United States Government obliga-

tions, direct and guaranteed . . . 7,661,666.81

Obligations of States and political

subdivisions

3,146,724.83

Securities of Federal agencies and

cuo.srp. orat.ions. n. ot. .gu.ar.an.te.ed. .by.

100,000.00

Other securities. corporate stocks and

stock in Federal Reserve Bank . .

None

Loans and discounts, including over-

drafts . . . . . . . . . . . . . 16,025,617.66

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

540,756.03

Real estate owned other than bank

premises

None

Customers' liability to this bank on

acceptances outstanding

None

Other assets . .

368,425.46

Total Assets . . . .

$ 34,568,663.48

LIABILITIES

Demand deposits . . . . . . . . . $ 13,026,247.48

Time and savings deposits . . . .

11,017,401.62

Deposits of U.S. Government ...

405,570.28

Deposits of States and political sub

divtsions . . . . . . . . . . . . 4,560,057.41

Deposits of banks . . . . . . . .

816,530.00

Certified and officers' checks, etc. . .

217,947.89

Other liabilities for borrowed money .

None

Acceptances executed by or for ac-

count of this bank and outstand

ing . . . . . . . . . . .

None

Other liabilities . . . . . . .

1,494,362.31

Capital notes and debentures .

None

Preferred stock .

None

Common stock .

850,000.00

Surplus

I ,000,000.00

Undivided profits

630,546.49

Reserves . . . .

550,000.00

Total Liabilities . . . . . . . $ 34,568,663.48

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE FOUR COUNTY BANK Allentown (Wilkinson), Ga.

As called for by the Superintendent of Banks

A. T. LAND, SR., President.
Date of Charter: 8-18-1941

MISS M. OPAL CHANCE, Cashier,
Began Business: 9-15-1941

ASSETS
Cash, balances with other banks, and cash iterns in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by
us. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

469,920.40 1,274,715.08
256,064.49
737,342.44 None
1,731,209.19
34,104.32 None None
1,095.28

Total Assets . . . .

$ 4,504,451.20

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,526,699.38 2,045,483.29
16,080.60
428,618.81 62,189.49 9,126.85 None
None 103,316.15
None None 100,000.00 150,000.00 52,936.63 10,000.00

Total Liabilities . . . . . . . $ 4,504,451.20

FORTY-SEVENTH ANNUAL REPORT

7

STATEMENT

Showing condition at the close of business December 31, 1966, of

ALMA EXCHANGE BANK Alma (Bacon), Ga.

As called for by the Superintendent of Banks

VALENE BENNETT, President.
Date of Charter: 9-30-1939

R. E. BOATRIGHT, Cashier.
Began Business: 10-14-1939

ASSETS
Cash, balances with other banks. and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

453,006.09 852,161.56 414,433.10
600,000.00 None
3,351,744.43
122,629.94 16,245.52 None 10,433.00

Total Assets . . . .

. $ 5,820,653.64

LIABILITIES

Demand deposits . . . . . . . . . $

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . ...

Deposits of banks

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing . . . . . . . . . . .

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus .

.

Undivided profits

Reserves . . . .

1,655,549.52 2,763,343.74
38,302.04
738,685.63 31,187,06 73>,132.56
100,000.00
None 50,885.96
None None 125,000.00 125,000.00 119,567.13 None

Total Liabilities . . . . . . . $ 5,820,653.64

STATEMENT

Showing condition at the close of business December 31, 1966, of

CITIZENS STATE BANK Alma (Bacon), Ga.

As called for by the Superintendent of Banks

H. T. LEE, President
Date of Charter: 4-2-1951

ALBERT A. PITTS, Cashier.
Began Business: 5-1-1951

ASSETS
Cash, balances with other banks, and cash items in process of collection .
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . .
Securities of Federal agencies and
cuo.srp. orat.ion. s. n. o.t .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

727,063.35 808,146.00 564,404.51
200,000.00 None
2,053,534.08
110,271.61 None None None

Total Assets . . . .

. $ 4,463,419.55

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other li~bilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,228,242.24 1,909,064.78
16,545.33
744,793.64 10,000.00
134,504.84 None
None 29,552.17
None None 100,000.00 200,000.00 20,716.55 70,000.00

Total Liabilities . . . . . . . $ 4,463,419.55

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

CITIZENS BANK OF ALPHARETTA Alpharetta {Fulton), Ga.

As called for by the Superintendent of Banks

W. S. BARRETT, President.
Date of Charter: 2-6-1920

WENDELL N. MOSS, Cashier.
Began Business: 4-12-1920

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
llnited States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and corporations not guaranteed by U.S.
Other securities, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts
Bank premises, furniture and fixtures, and other assets representing bank premises
Real estate owned other than bank premises
Customers' liability to this bank on acceptances outstanding
Other assets

874,383.71 1,117,077.61
107,355.86
300,343.75 None
2,835,364.29
120,891.57 None None
24,896.13

Total Assets

$ 5,380,312.92

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus Undivided profits Reserves . . . .

1,777,315.52 2,305,532.92
76,192.70
477,119.05 150,000.00
63,123.69 None
None 160,316.28
None None 150,000.00 100,000.00 70,712.76 50,000.00

Total Liabilities

. $ 5,380,312.92

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE BANK OF COMMERCE Americus {Sumter), Ga.

As called for by the Superintendent of Banks

HENRY L. COLLIER, President.
Date of Charter: 10-13-1891

J. R. BUCHANAN, JR., Cashier.
Began Business: 1-2-1892

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,660,492.64 1,746,585.59 2,880,622.86
None None 5,035,123.08
270,793.72 1,701.11 None None

Total Assets . . . .

$ 11,595,319.00

LIABILITIES

Demand deposits

.$

Time and savings deposits . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks

Certified and officers' checks, etc..

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing . . . . .

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus . . . .

Undivided profits

Reserves

5,237,906.63 2,521,878.28
66,373.91
1,957,643.19 350,489.04 64,760.73 None
None 30,000.00
None None 200,000.00 550,000.00 356,267.22 260,000.00

Total Liabilities

. $ 11,595,319.00

FORTY-SEVENTH ANNUAL REPORT

9

STATEMENT Showing condition at the close of business December 31, 1966, of

CITIZENS BANK OF AMERICUS Americus (Sumter), Ga.

As called for by the Superintendent of Banks

S. R. HUNTER, President.
Date of Charter: 2-20-1937

W. L. McCRARY, JR., Cashier.
Began Business: 3-25-1937

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuosrp.orat.ion. s. n.ot. .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

2,328,371.10 1,997,101.39 1,504,773.18
700,000.00 None
5,144,517.79
169,442.20 11,195.01 None None

Total Assets . . . .

. $ 11,855,400.67

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-.
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . .

6,393,666.88 2,209,756.26
187,060.26
2,100,220.40 None 574.43 None
None 99,000.00
None None 200,000.00 400,000.00 125,122.44 140,000.00

Total Liabilities . . . . . . . $ 11,855,400.67

STATEMENT

Showing condition at the close of business December 31, 1966, of

BOSTWICK BANKING COMPANY Arlington (Calhoun), Ga.

As called for by the Superintendent of Banks

W. E. BOSTWICK, President.
Date of Charter: ~-27-1935

CARL CLEMENTS, Cashier.
Began Business: 3-1-1936

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by
u.s. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

291,806.95 599,260.05
None
75,000.00 None
731,826.05
2,234.80 None None None

Total Assets . . . .

$ 1,700,127.85

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,057,659.07 246,088.21 6,426.19
195,677.64 None None None
None 8,000.00
None None 50,000.00 100,000.00 12,301.91 23,974.83

Total Liabilities . . . . . . . $ 1,700,127.85

10

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

ASHBURN BANK Ashburn (Turner), Ga.

As called for by the Superintendent of Banks

H. C. BARBER, JR., President.
Date of Charter: 7-3-1900

GILBERT D. BRANCH, Cashier.
Began Business: 7-1900

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

413,856.66 648,842.75 735,006.28
None 10,000.00 4,768,928.76
77,026.85 None None
2,154.11

Total Assets . . . .

$ 6,655,815.41

LIABILITIES
Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2,447,716.30 2,913,795.51
22,554.84
576,392.70 10,000.00 39,634.34
100,000.00
None 60,217.32
None None 150,000.00 150,000.00 185,504.40 None

Total Liabilities . . . . . . . $ 6,655,815.41

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE CITIZENS BANK OF ASHBURN Ashburn (Turner), Ga.

As called for by the Superintendent of Banks

FRED RAINES, President.
Date of Charter: 7-27-1905

MARVIN RAINES, Cashier.
Began Business: 10-25-1905

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

703,361.63 621,892.89 394,210.72
None None 5,162,096.24
50,475.04 None None None

Total Assets . . . .

6,932,036.52

LIABILITIES
Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . ..

2,531,277.35 3,096,618.14
18,148.84
419,008.76 None
13,308.33 425,000.00
None None None None 150,000.00 175,000.00 103,675.10 None

Total Liabilities . . . . . . . $ 6,932,036.52

FORTY-SEVENTH ANNUAL REPORT

11

STATEMENT

Showing condition at the close of business December 31, 1966, of FIRST AMERICAN BANK AND TRUST COMPANY Athens (Clarke), Ga. As called for by the Superintendent of Banks

CLARENCE R. McLANAHAN, President.
Date of Charter: 9-24-1949

SHELBY M. CALLOWAY, Cashier.
Began Business: 11-1-1949

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

882,283.30 1,122,400.74
938,533.16
1,754,835.46 None
4,229,716.35
97,801.46 None None
50,630.30

Total Assets . . . .

. $ 9,076,200.77

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . .. Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2,354,334.51 3,271,832.12
45,399.36
2,407,325.05 80,813.12 31,006.64 None
None 280,593.22
None None 125,000.00 335,000.00 144,896.75 None

Total Liabilities . . . . . . . $ 9,076,200. 77

STATEMENT

Showing condition at the close of business December 31, 1966, of

AMERICAN BANK OF ATLANTA Atlanta (Fulton), Ga.

As called for by the Superintendent of Banks

GARNETT A. CARTER, President.
Date of Charter: 12-5-1934

ALEX M. STEWART, Cashier.
Began Business: 1-1-1935

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,287,637.32 3,270,192.61
None
None None 5,634,089.99
222,813.61 None None
118,784.17

Total Assets . . . .

. $ 10,533,517.70

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes ami debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2,940,549.23 2,134,335.66
319,583.50
2,175,303.95 5,079.40
68,674.04 None
None 211,956.43
None None 500,000.00 2,000,000.00 178,035.49 None

Total Liabilities . . . . . . . $ 10,533,517.70

12_

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

CITIZENS TRUST COMPANY Atlanta (Fulton), Ga.

As called for by the Superintendent of Banks

L. D. MILTON, President.
Date of Charter: 7-12-1921

M. W. HOUSTON, JR., Cashier.
Began Business: 8-17-1921

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $

United States Government obliga-

tions. direct and guaranteed . . .

Obligations of States and political

subdivisions

.......

Securities of Federal agencies and

corporations not guaranteed by

U.S. . . . . . . . . . . . . .

Other securities. corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . . . . . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . .

Real estate owned other than bank

premises . . . . . . . . . .

Customers liability to this bank on

acceptances outstanding

Other assets . .

2,204,281.37 1,112,080.08 3,098,291.85
793,519.37 60,800.00
7,105,561.53
53,388.46 371,022.70
None 83,694.06

Total Assets . . . .

$ 14,882,639.42

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

6,071,738.05 5,594,953.03
112,068.27
845,106.63 None
239,016.03 None
None 364,978.66
None None 575,000.00
n5,ooo.oo
241,125.92 53,652.H3

Total Liabilities . . . . . . . $ 14,882,639.42

STATEMENT

Showing condition at the close of business December 31, 1966, of

GEORGIA SAVINGS BANK AND T~UST COMPANY Atlanta (Fulton), Ga.

As called for by the Superintendent of Banks

JOHN E. OLIVER, President.
Date of Charter: 10-26-1889

R. E. GORMLEY, Vice President.
Began Business: 9-1-1899

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $ I ,076,835.46

United States Government obliga-

tions, direct and guaranteed . . 3,456,812.90

Obligations of States and political

subdivisions

.

2,685,832.25

Securities of Federal agencies and

corporations not guaranteed by

U.S. . . . . . . . . . . . . .

None

Other securities, corporate stocks and

stock in Federal Reserve Bank. .

786,420.01

Loans and discounts, including over-

drafts . . . . . .

10,711,926.94

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

75,001.00

Real estate owned other than bank

premises

None

Customers' liability to this bank on

acceptances outstanding

None

Other assets . .

None

LIABILITIES

Demand deposits . . . . . . . . . $ 90,737.81

Time and savings deposits . . ..

13,225,939.04

Deposits of U.S. Government . . .

6,929.34

Deposits of States and political sub-

divisions . . . . . . . . . . . .

628,957.89

Deposits of banks . . . . . . . .

190,000.00

Certified and officers' checks, etc. . .

3,452.00

Other liabilities for borrowed money .

None

Acceptances executed by or for ac-

count of this bank and outstand-

ing

None

Other liabilities .

11,002.05

Capital notes and debentures .

None

Preferred stock .

None

Common stock .

500,000.011

Surplus

I ,000,000.00

Undivided profits

430,145.09

Reserves . . . .

2,705,665.34

Total Assets . .

. $ 18,792,828.56

Total Liabilities . . . . . . . $ 18,792,828.56

-----------------------------------~-------------------------------------

FORTY-SEVENTH ANNUAL REPORT

13

----------------------------~

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE PEOPLES BANK Atlanta (Fulton), Ga.

As called for by the Superintendent of Banks

T. B. McLEOD, President.
Date of Charter: 8-13-1935

W. M. CARSON, Cashier.
Began Business: 8-31-1935

ASSETS

Cash, balances with other banks, and

cash items in precess of collection . $

United States Government obliga-

tions, direct and guaranteed .

Obligations of States and political

subdivisions . . .

Securities of Federal agencies and

corporations not guaranteed by

U.S. . . . . . . . .

Other securities. corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts. including over-

drafts

........

Bank premises. furniture and fixtures,

and other assets representing bank

premises .

Real estate owned other than bank

premises . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets

1,224,367.85 1,928,874.45 1.211,841.75
726,226.04 None
8,862,789.16
81,520.86 10,000.00
None 48,657.19

Total Assets . . . .

. $ 14,094,277.30

LIABILITIES

Demand deposits . . . . . . . . . $

Time and savings deposits . . . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

.......

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus

.

Undivided profits

Reserves .

4,857,792.22 6,951,867.56
109,284.38
620,000.00 45,000.00 27,195.76 None
None 180,164.69
None None 400,000.00 200,000.00 59,320.73 643.651.96

Total Liabilities . . . . . . . $ 14,094,277.30

STATEMENT

Showing condition at the close of business December 31, 1966, of

SOUTH SIDE ATLANTA BANK Atlanta (Fulton), Ga.

As called for by the Superintendent of Banks

B. H. THOMPSON, President.
Date of Charter: 1-::11-1!)12

J. W. WELLONS, Cashier.
Bel!"an Business: 7-1-1929

ASSETS

Cash, balances with other banks, and

cash items in process of collection .

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions

.

Securities of Federal agencies and

corporations not guaranteed by

U.S.

. .....

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts

.

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . .

Real estate owned other than bank

premises . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets . .

1.632.670.16 4,931,591.98
812,051.27
124.950.00 None
7,482,805.30
276,778.24 None
20,284.56 17,360.69

Total Assets . . . .

$ 15,298,492.20

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

4,857,986.46 7,042,195.73
106,492.23
I ,460,000.00 208,804.77 151,682.61 None
20.284.56 223,266.65
None None 350,000.00 350,000.00 234,746.44 293,032.75

Total Liabilities . . . . . . . $ 15.298,492.20

14

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

TRUST COMPANY OF GEORGIA Atlanta (Fulton), Ga.

As called for by the Superintendent of Banks

AUGUSTUS H. STERNE, President.
Date of Charter: 9-21-1891

STEVE H. BOMAR, Exec. V. Pres. & Treas. Began Bupiness: 11-8-1891

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $103,244,650.77

United States Government obliga-

tions, direct and guaranteed .

41,433,706.86

Obligations of States and political

subdivisions

35,023,749.85

Securities of Federal agencies and

corporations not guaranteed by

U.S.

5,357,146.00

Other securities. corporate stocks and

stock in Federal Reserve Bank . . 1,050,000.00

Loans and discounts, including over-

drafts

257,226,018.96

Bank premises, furniture and fixtures,

and other assets representing bank

premises

9,041,136.29

Real estate owned other than bank

premises .

.

None

Customers' liability to this bank on

acceptances outstanding

309,907.64

Other assets

5,155,166.23

Total Assets

$457,841,482.60

LIABILITIES

Demand deposits . . . .

. $170,292,182.11

Time and savings deposits . .

136,457,220.97

Deposits of U.S. Government ... 6,922,050.24

Deposits of States and political sub-

divisions

31,741,942.61

Deposits of banks

48,198,018.76

Certified and officers' checks, etc... 5,432,370.63

Other liabilities for borrowed money .

None

Acceptances executed by or for ac-

count of this bank and outstand-

ing

309,907.64

Other liabilities . . . . . . .

14,243,068.70

Capital notes and debentures .

None

Preferred stock

None

Common stock

I 0,800.000.00

Surplus

24,200,000.00

Undivided profits

5,263,463.48

Reserves

3,981,257.46

Total Liabilities

. $457,841,482.60

STATEMENT

Showing condition at the close of business December 31, 1966, of

TRUST COMPANY OF GEORGIA BANK OF DeKALB Atlanta (DeKalb), Ga.

As called for by the Superintendent of Banks

I. M AIKEN, JR., President.
Date of Charter: 4-14-1965

J. W. KENNEDY, JR.,
Cashier. Began Business: 4-15-1965

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and corporations not guaranteed by U.S.
Other securities, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

I ,015,508.88 2,125,422.85 I ,548,489.80
I ,299,042.65 None
7,115,144.68
321,504.70 None None
72,684.19

Total Assets

$ 13,497,797.75

LIABILITIES

Demand deposits . . . .

$

Time and savings deposits ..

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . .

Certified and officers' checks, etc..

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities .

Capital notes and debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

5,468,938.78 5,483,211.95
102,790.29
900,000.00 None
29,180.58 None
None 393,589.50
None None 375,000.00 455,000.00 197,072.38 93,014.27

Total Liabilities

$ 13,497,797.75

FORTY-SEVENTH ANNUAL REPORT

15

STATEMENT Showing condition at the close of business December 31, 1966, of

THE CITIZENS STATE BANK OF AUGUSTA Augusta (Richmond), Ga.

As called for by the Superintendent of Banks

TRAVIS F. STARR, President.
Date of Charter: 8-29-1904

AIMAR H. BENTON, Cashier.
Began Bu;;iness: il-::10-1964

ASSETS
Cash, balances with other banks, and cash iterns in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securi ties of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

561,171.00 612,716.27
None
None None 1,675,736.02
140,147.28 None None
8,812.62

Total Assets . . . .

. $ 2,998,583.19

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,050,339.11 845,424.17 53,677.69
572,659.00 None
8,530,59 None
None 117,761.23
None None 175,000.00 107,000.00 68,191.40 None

Total Liabilities . . . . . . . $ 2,998,583.. 19

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE COMMERCIAL & SAVINGS BANK OF AUGUSTA Augusta (Richmond), Ga.

As called for by the Superintendent of Banks

BENNETT A. BROWN, President.
Date of Charter: 12-23-1933

LOYD L. SMITH, Cashier.
Began Business: 12-23-1933

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies' and
cuo.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

638,972.77 3,121,812.63 1,368,569.84
None 100,003.00 9,869,414.14
228,200.96 34,480.64 None 57,509.31

Total Assets . . . .

15,418,963.29

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . .

1,318,657.18 9,504,325.40
140,207.96
1,989,543.16 463,000.00 2,877.08 None
None 469,553.20
None None 500,000.00 300,000.00 280,799.32 450.000.00

Total Liabilities . . . . . . . $ 15,4!8,963.29

16

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

GEORGIA RAILROAD BANK & TRUST COMPANY Augusta (Richmond) . Ga.

As called for by the Superintendent of Banks

SHERMAN DRAWDY, President.
Date of Charter: 11-16-1892

W. T. ROX, Cashier.
Began Business: 12-31-1892

ASSETS

Cash, balances with other banks, and

cash i terns in process of collection . $ 20,979,176.81

United States Government obliga-

tions. direct and guaranteed . . 18,643,826.62

Obligations of States and political

subdivisions

. . . . . . . . 14,701,859.09

Securities of Federal agencies and

corporations not guaranteed by

U.S. .

..... .

None

Other securities, corporate stocks and

steck in Federal Reserve Bank . .

291,387.00

Loans and discounts, including over-

drafts

. . . . . . . . . 65,498,723.23

Bank premises, furniture and fixtures,

and other assets representing bank

premises .

$ 5.507,886.78

Real estate owned other than bank

premises

.

.

58,319.49

Customers' liability to this bank on

acceptances outstanding

28,361.20

Other assets

966,096.20

Total Assets

$126,67 5,636.42

LIABILITIES

Demand deposits . . . . . . . . $ 37,269,697.30

Time and savings deposits . . . .

44,283,259.97

Deposits of U.S. Government . . . 1,039,449.33

Deposits of States and political sub-

divisions . . . . . . . . . . . . 20,685,933.47

Deposits of banks . . . . . . . . 6,982,979.82

Certified and officers' checks, etc. . .

370,776.04

Other liabilities for borrowed money .

649,339.93"

Acceptances executed by or for ac-

count of this bank and outstand-

ing . . . . . . . . . . .

28,361.20

Other liabilities . . . . . . .

4,270,095.01

Capital notes and debentures .

2,500,000.00

Preferred stock .

None

Common stock .

3,750,000.00

Surplus

3,750,000.00

Undivided profits

I ,095,744.35

Reserves . . . .

:~one

Total Liabilities . . . . . . . $126,675,636.42

STATEMENT

Showing condition at the close of business December 31, 1966, of

METROPOLITAN STATE BANK Augusta (Richmond), Ga.

As called for by the Superintendent of Banks

FELTON DUNAWAY,
President. Date of Charter: 1-14-1963

JOHN C. JORDAN, Cashier.
Began Business: 2-11-1963

ASSETS
Cash, balances with other banks. and cash iterns in precess of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and corporations not guaranteed by U.S.
Other securities, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises
Real estate owned other than bank premises
Customers' liability to this bank on acceptances outstanding
Other assets

805,657.22 688.498.52
None
None None 2,111,911.91
81,286.47 None None
13,782.42

Total Assets

$ 3,701,136.54

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,211,910.47 1,393,981.22
15,649.11
696,762.39 None 104.75 None
None 95,484.24
None None 200.000.00 50,000.00 37,244.36 None

Total Liabilities . . . . . . . $ 3,701,136.54

FORTY-SEVENTH ANNUAL REPORT

17

STATEMENT

Showing condition at the close of business December 31, 1966, of

RICHMOND COUNTY BANK Augusta (Richmond), Ga.

As called for by the Superintendent of Banks

BARNEY L. JORDAN, President.
Date of Charter: 5-25-1955

HENRY B. McNORRILL, Cashier.
Began Business: 11-18-1966

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obhgations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

796,854.94 921,813.67 335,729.44
None None 2,608,661.92
88,612.79 None None
22,518.78

Total Assets . . . .

. $ 4,774,191.54

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,250,912.00 1,141,846.95
13,094.31
924,674.52 797,388.19
28,304.25 None
None 189,678.42
None None 200,000.00 100,000.00 53,292.90 75,000.00

Total Liabilities . . . . . .. $ 4,774,191.54

STATEMENT

Showing condition at the close of business December 31, 1966, of

AUSTELL BANK Austell (Cobb), Ga.

As called for by the Superintendent of Banks

ROBT. H. DUNLAP, President.
Date of Charter: 1-3-1910

ROBERT E. LONG, JR., Cashier.
Began Business: 1-10-1910

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . ,, . .
Securities of Federal agencies and corporations not guaranteed by US. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,234,586.59 2,435,431.71 1,280,346.31
49,752.31 None
5,644,025.94
298,554.50 None None
130,813.09

Total Assets . . . .

$ 11,073,510.45

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other Jiabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

4,606,032.69 4,175,753.77
192,581.39
974,418.95 10,000.00 11,668.02 None
None 295,685.87
None None 250,000.00 350,000.00 207,369.76 None

Total Liabilities . . . . . .. $ 11,073,510.45

18

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE CITIZENS AND SOUTHERN DeKALB BANK Avondale Estates (DeKalb}, Ga.

As called for by the Superintendent of Banks

W. D. SKINNER, President.
Date of Charter: 11-16-1948

BERT FLOYD Cashier.
Began Business: 8-18-1949

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .. .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . .. , . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . , ,
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

I ,993,663.91 1,190,985.54 I ,409,239.00
None 1,710.00 7,014,790.73
180,437.65 None None
66,737.40

Total Assets . . . .

' $ I 1;857,564.23

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . .

5,045,605.77 4,793,962.36
132,483.29
282,543.74 None
43,428.42 None
None 728,800.57
None None 300,000.00 200,000.00 115,329.29 215,410.79

Total Liabilities . . . . . . . $ II ,857,564.23

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE CITIZENS BANK AND TRUST COMPANY Bainbridge (Decatur), Ga.

As called for by the Superintendent of Banks

R. M. REYNOLDS, President.
Date of Charter: 11-8-1911

LEON D. CULVERSON, Cashier.
Began Business: 12-19-1911

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by
Ot~~~-secu.ritie~, ~oq,~r~t~ sto~k~ a~d stock in Federal Reserve Bank . . Loans and discounts, including over-
drafts . . . . . . . . . . . . . Bank premises, furniture and fixtures,
and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . .

1,500,189.41 1,594,823.30
508,477.95
824,806.25 11,250.00
3,809,952.17
75,703,01 None None
39,390.98

Total Assets . . . .

. $ 8,364,593.07

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . .

3,287,592.52 2,753,040.45
44,802.81
I ,496,336.26 152,978.99 35,119.07 None
None 132,592.37
None None 200.000.00 200,000.00 62,130.60 None

Total Liabilities . . . . . . . $ 8,364,593.07

FORTY-SEVENTH ANNUAL REPORT

19

STATEMENT

Showing condition at the close of business December 31, 1966, of

CITIZENS BANK Ball Ground (Cherokee), Ga.

As called for by the Superintendent of Banks

B. R. JONES, President.
Date of Charter: 9-28-1926

B. R. JONES, Cashier.
Began Business: 10-1-1926

ASSETS
Cash, balances with other banks. and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.ion. s. n. o.t .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

231,946.68 600,625.00 178,803.18
515,284.71 None
745,841.44
17,950.69 500.00 None None

Total Assets . . . .

$ 2,290,951.70

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . .

911,374.81 755,995.63
17,560.43
286,307.13 None
3,182.50 None
None 10,871.00
None None 45,000.00 105,000.00 110,660.20 45,000.00

Total Liabilities . . . . . . . $ 2,290,951.70

STATEMENT

Showing condition at the close of business December 31, 1966, of

PEOPLES STATE BANK Baxley (Appling), Ga.

As called for by the Superintendent of Banks

VALENE BENNETT, President.
Date of Charter: 5-14-1966

H. C. McLEOD, Cashier.
Began Business: 7-1-66

ASSETS
Cash, balances with other banks, and ca~h i terns in process of collection .
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
CustomerS' liability to this bank on acceptances outstanding
Other assets

365,272.43 489,957.31
None
None None 585,961.58
48,208.89 None None
1,050.00

Total Assets . . . .

. $ 1,490,450.21

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . .

494,486.21 389,005.09
73,065.61
246,915.15 61,091.50 20,773.48 None
None None None None 100,000.00 75,000.00 30,113.17 None

Total Liabilities . . . . . . . $ 1,490,450.21

20

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of
BAXLEY STATE BANK Baxley (Appling), Ga.

As called for by the Superintendent of Banks

STATEN S. LEWIS, President.
Date of Charter: 8-23-1917

HENRY M. HERNDON, Cashier.
Beg-an Business: 8-25-1917

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $

United States Government obliga

tions, direct and guaranteed .

Obligations of States and political

subdivisions

Secur;ties of Federal agencies and

corporations not guaranteed by

us.

...0

0

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . . . . . . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

Real estate owned other than bank

premises . . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets . . . . . .

1.147,465.42 760,257.22 478,411.19
390,036.47 None
2,942,038.89
42,03i.32 44,999.83
None 7,808.75

Total Assets

$ 5,813,049.09

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . .. Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock . Surplus .... Undivided profits Reserves . . . .

3,067,398.39 1,356,021. 93
69,775.49
689,215.19 42,071.88 20,095.65 None
None 22,626.00
None None 150,000.00 200,000.0(' 75,000.00 120,844.56

Total Liabilities

. $ 5,813,049.09

STATEMENT

Showing condition at the close of business December 31, 1966, of

BLACKSHEAR BANK Blackshear (Pierce), Ga.

As called for by the Superintendent of Banks

C. NEVIN BRISCOE, President.
Date of Charter: 7-7-1892

H. M. MOODY, Cashier.
Began Business: 7-7-1892

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and politica subdivisions
Securities of Federal agencies anc corporations not guaranteed b)' U.S.
Other securities, corporate stocks and stock in Federal Reserve Bank. .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

636,629.80 1,672,783.36
None
None 62,227.50
1,676,182.05 42,003.14 None None None

Total Assets

. $ 4,089,825.85

LIABILITIES

Demand deposits . . . .

$

Time and savings dePosits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks

Certified and officers' checks, etc..

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing . . . . .

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus ....

Undivided profits

Reserves

1,365,649.3! I ,602,361.5:
28,624.5
272,202.0 126,800.2'
3,306.3( 300,000.0<
Non1 Nom Nont Nont 100,000.0< 150,000.0< 138,423.61 2,458.1!

Total Liabilities

. $ 4,089,825.8.

FORTY-SEVENTH ANNUAL REPORT

21

STATEMENT

Showing condition at the close of business December 31, 1966, of

PEOPLES BANK Blackshear (Pierce), Ga.

As called for by the Superintendent of Banks

ALVIN M. RATLIFF,

J. D. RIGGINS,

President.

Cashier.

Date of Charter: 8-1-1946

Began Business: 8-5-1946

==================~~===T========~

ASSETS

Cash, balances with other banks, and

cash items in precess of collection . $

United States Government obliga-

tions, direct and guaranteed .

Obligations of States and political

subdivisions

.

Securities of Federal agencies and

corporations not guaranteed by

U.S. . . . . . . . . . . . . .

Other securities. corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts

Bank premises, furniture and fixtures,

and other assets representing bank

premises .

..

Real estate owned other than bank

premises . .

Customers' liability to this bank on

acceptances outstanding

Other assets

879,775.65 998,497.59 632,384.07
None None 2,074,271.25
34,200.00 28,747.50
None None

I.IABILITIES

Demand deposits . . . . . . . . . $

Time and savings deposits . . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities

Capital notes and debentures .

Preferred stock

Common stock .

Surplus

.

Undivided profits

Reserves . . . .

1.638,395.67 1,815,052.76
30,933.26
552,045.22 101,649.42
11.154.92 None
None None None None 200,000.00 150,000.00 148,644.81 None

Total Assets . . . .

4,647,876.06

Total Liabilities . . . . ... $ 4,647,876.06

STATEMENT

Showing condition at the close of business December 31, 1966, of

UNION COUNTY BANK Blairsville (Union), Ga.

As called for by the Superintendent of Banks

E. S. DOCKERY,
President. Date of Charter; 2-18-1949

MRS. CATHERINE D. JARRETT, Cashier.
Began Business: 3-1-1950

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and corporations not guaranteed by
u.s.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts
Bank premises, furniture and fixtures, and other assets representing bank premises
Real estate owned other than bank premises . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

551,702.21 997,775.83 185,950.71
None 149,975.00 1,358,254.48
)0,800.00 None None None

Total Assets

$ 3,294,458.23

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . ... Deposits of banks . . . . . . . . Certified and officers' checks, etc... Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,320,622.76 1,434,304.77
21,472.98
277,167.92 None
18,607.98 None
None 5,000.00
None None 50,000.00 100,000.00 1>1,281.82 6,000.00

Total Liabilities . . . . ... $ 3,294,458.23

22

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF EARLY Blakely (Early), Ga.

As called for by the Superintendent of Banks

R. C. SINGLETARY, JR., President.
Date of Charter: 4-3-1941

VIRGIL JONES, Cashier.
Began Business: 4-28-1941

ASSETS

Cash, balances with other banks, and

cash items in process of collection. $

United States Government obliga-

tions, direct and guaranteed .

Obligations of States and political

subdivisions

Securities of Federal agencies and

cuo.srp. orations not guaranteed by

Other securities, corporate stocks and

stock in Federal Reserve Bank .

Loans and discounts, including over-

drafts

Bank premises, furniture and fixtures,

and other assets representing bank

premises

Real estate owned other than bank

premises

........

Customers' liability to this bank on

acceptances outstanding

Other assets

419,617.32 1,174,969.11
318,502.08
85,176.43 115,002.00 I ,672,467.85
38,748.48 1.00
None None

Total Assets

$ 3,824,484.27

LIABILITIES

Demand deposits . . . .

.$

Time and savings deposits

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions ...

Deposits of banks . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

1,582,608.37 I ,433,951.63
32,322.96
397,079.35 None
15,882.07 None
None 25,135.33
None None 150,000.00 100,000.00 59,280.05 28,224.51

Total Liabilities

. $ 3,824,484.27

STATEMENT

Showing condition at the close of business December 31, 1966, of

FIRST STATE BANK OF BLAKELY Blakely (Early), Ga.

As called for by the Superintendent of Banks

JOHN C. HOLMAN, President.
Date of Charter: 5-6-1937

WILLARD N. DuBOSE, Cashier.
Began Business: 5-15-1937

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed. . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

I ,040,350.32 2,019,497.16
448,222.05
2.00 75,000.00 2,894,976.69
12,937.09 None None 1.00

Total Assets . . . .

. $ 6,490,986.31

LIABILITIES
Demand deposits . .. . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2,923,791.26 2,018,341.51
32,732.07
785,818.11 5,843.28
25,081.71 None
None 88,494.77
None None 200,000.00 200,000.00 119,934.75 90,948.85

Total Liabilities . . . . . . . $ 6,490,986.31

FORTY-SEVENTH ANNUAL REPORT

23

STATEMENT Showing condition at the close of business December 31, 1966, of

FANNIN COUNTY BANK Blue Ridge (Fannin), Ga.

As called for by the Superintendent of Banks

J. M. EATON, JR., President.
Date of Charter: 5-29-1916

ANNABELLE SOWERS, Cashier.
Began Business: 6-6-1916

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

I ,022,224.09 1,995,828.89
449,659.65
175,000.00 None
2,490,567.28
20,000.00 5,750.00 None None

Total Assets . . . .

$ 6,159,029.91

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2.189,244.99 2,920,852.60
14,786.12
505,986.51 None
12,286.00 None
None 80,241.11
None None 100,000.00 200,000.00 100,632.58 35,000.00

Total Liabilities . . . . . . . $ 6,159,029.91

STATEMENT

Showing condition at the close of business December 31, 1966, of

PEOPLES BANKING COMPANY Boston (Thomas), Ga.

As called for by the Superintendt-nt of Banks

J. E. CROMARTIE, President.
Date of Charter: 1-29-1947

MISS MARY R. LEAK,
Cashier. Began Business: 4-1-1947

ASSETS
Cash, balances with other banks, and cash items in process of collection $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

Total Assets . . . .

.$

247,805.22 369,875.00
None
None None 297,938.76
6,163.32 None None
1,142.00 922,924.30

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . .

498,340.80 265,357.42
14,490.04
59,004.11 None None None
None None None None 25,000.00 25,000.00 35,731.93 None

Total Liabilities . . . . . . . $ 922,924.30

_24_ _ _ _ _ _ _ _ _ _D_E_P_A_R_T_M_ENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE COMMERCIAL BANK Bowdon (Carroll), Ga.

As called for by the Superintendent of Banks

W. C. ROOP, President.
Date of Charter: 9-22-1926

W. A. BOWMAN, JR. Cashier.
Began Business: 9-22-1926

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . .
Other securities. corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises .
Real estate owned other than bank premises
Customers' liability to this bank on acceptances outstanding
Other assets

582.206.48 I ,932,610.45
526.403.74
None None 3.3H3.395.57
25,000.00 None None 325.65

LIABILITIES

Demand deposits . . . . . . . . . $

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

.......

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus

Undivided profits

Reserves . . . .

3,225,890.21 2,107,106.9!
44,462.56
372,574.56 None None None
None 248,536.70
None None 150.000.00 150,000.00 76,370.95 75.000.00

Total Assets

6.449.94J.H9

Total Liabilities

------------------------------

STATEMENT

. . $ 6.449,94l.H9

Showing condition at the close of business December 31, 1966, of

BRASELTON BANKING COMPANY Braselton (Jackson), Ga.

As called for by the Superintendent of Bahks

H. F. BRASELTON,

JOHN 0. BRASELTON, JR.,

President.

Cashier.

Date of Charter: 12-13-1948

Began Business: 12-18-1948

==========================~========

ASSETS

LIABILITIES

Cash, balances with other banks, and

cash items in process of collection .

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions . . . . . . . . . .

Securities of Federal agencies and

corporations not guaranteed by

U.S.

..........

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . . . . . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

Real estate owned other than bank

premises . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets . .

300.510.71 366,000.00
34.500.49
None None 431,490.62
1.6Hl.H2 None None None

Demand deposits . .. . . . . . . . $
Time and savings deposits . . . .
Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . .
Deposits of banks . . . . . . . . Certified and officers' checks, etc. . .
Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding
Other liabilities . Capital notes and debentures . Preferred stock . Common stock .
Surplus . Undivided profits Reserves . . . .

601.492.94 . None 927.46
354,771.77 None
6,400.00 None
None None None None 25.000.00 75.000.0(1 70,591.47 None

Total Assets . . . .

. $ 1,134.1H3.64

Total Liabilities

.$ 1.134,183.64

- - - - - --------~-----

FORTY-SEVENTH ANNUAL REPORT

25

STATEMENT
Showing condition at the close of business December 31, 1966, of COMMERCIAL & EXCHANGE BANK Bremen (Haralson), Ga.

As called for by the Superintendent of Banks

J. S. McEACHERN, SR., President.
Date of Charter: 1-18-1949

CLARK STAPLER,, Cashier.
Began Business: 2-1-1949

ASSETS

Cash, balances with other banks, and

cash items in precess of collection . $

United States Government obliga-

tions. direct and guaranteed. . .

Obligations of States and political

subdivisions . . . . . . . . . .

Securities of Federal agencies and

corporations not guaranteed by

U.S. . . . . . . . . . . . . .

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts

........

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

Real estate owned other than bank

premises . . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets . .

2,174,038.80 1,802,912.82
694,443.56
None None 2,608.594.40
224,760.40 None None
22,445.64

Total Assets . . . .

. $ 7,527,195.62

LIABILITIES

Demand deposits . . . . . . . . . $

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

........

Other liabilities . . . . . .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus .

Undivided profits

Reserves . . .

3,903,489.76 1 ,783,326.18
148,846.31
720,912.63 300,868.38 24,671.60
None
None 28,727.83
None None 200,000.00 250.000.00 166,352.93 None

Total Liabilities . . . . . . . $ 7,527,195.62

STATEMENT

Showing condition at the close of business December 31, 1966, of
FARMERS & MERCHANTS BANK Brooklet (Bulloch), Ga.

As called for by the Superintendent of Banks

H. M. ROBERTSON, JR. President.
Date of Charter: 2-4-1948

GUY W. FREEMAN, Cashier.
Began Business: 2-17-1948

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions . . . . . . . . .

Securities of Federal agencies and

cuo.srp. orat.ion. s. n.ot. .gu.ar.an.te.ed. .by.

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts

........

Bank premises, furniture and fixtures,

and other assets repre~enting bank

premises . . . . . . . . . . . .

Real estate owned other than bank

premises . . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets . .

357,408.23 934,466.70
25,000.00
175,968.69 None
1,013.703.65
5,762.21 None None
1,375.65

Total Assets . . . .

2.513,685.13

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

l ,146,258.19 1.021,637.35
3,772.56
67,726.46 None
16,336.14 None
None None None None 50,000.00 150,000.00 42.846.81 15,107.62

Total Liabilities . . . . . . . $ 2,513,685.13

26

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

BROXTON STATE BANK Broxton (Coffee), Ga.
As called for by the Superintendent of Banks

L. G. SUMMERLIN, President.
Date of Charter~ 8-4-1966

MRS. MAYO CURRIN, Cashier.
Began Business: 9-1-1966

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by
u.s. ' ' ' ' ' ' ' ' ' ' ' ' '
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

Total Assets . . . .

.$

149,092.21 84,032.55 None
None 10,000.00 272,885.30
5,620.00 None None
4,505.28 526,135.34

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divis~ns . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Ot~er liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

248,911.18 68,907.65 None
95,887.15 10,000.00
50.99 None
None None None None 50,000.00 25,000.00 27,378.37 None

Total Liabilities . . . . . . . $ 526,135.34

STATEMENT

Showing condition at the close of business December 31, 1966, of

HARALSON COUNTY BANK Buchanan (Haralson), Ga.

As called for by the Superintendent of Banks

HARDY McCALMAN, President.
Date of Charter: 3-3-1909

JAMES BROWN, Cashier.
Belo!:I:Ln Business: 3-4-1909

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.ion. s. n. ot. .gu.ar.an.t.e.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

909,273.46 1,166,956.89
104,666.98
375,000.00 None
1,217,648.12
31,379.37 None None None

Total Assets . . . .

. $ 3,804,924.82

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . ~mmon stock . Surplus Undivided profits Reserves . . . .

1,760,391.43 846,801.84 22,226.67
868,717.24 None
9,593.43 None
None None None None 40,000.00 60,000.00 125,000.00 72.194.21

Total Liabilities . . . . . . . $ 3,804,924.82

FORTY-SEVENTH ANNUAL REPORT

27

STATEMENT
Showing condition at the close of business December 31, 1966, of .BUENA VISTA LOAN & SAVINGS BANK Buena Vista (Marion), Ga.

As called for by the Superintendent of Banks

CLARKE W. DUNCAN, President.
Date of Charter:. 9-22-1887

ARTHUR D. LOWE, Cashier.
Began Business: 9-1-1889

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . .
Real estate owned other than bank premises .
Customers' liability to this bank on acceptances outstanding
Other assets

574,150.48 857,568.86 296,502.16
169,950.00 None
1 ,982,388.~4
42,717.03 1.00
None 146.65

Total Assets . . . .

3,923,425.02

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . Undivided profits Reserves . . . .

1,607,617.53 1,066,772.93
32,309.48
719,511.35 60,000.00 13,240.53 None
None 97,305.23
None None 50,000.00 200,000.00 76,667.97 None

Total Liabilities

$ 3,923,425.02

STATEMENT Showing condition at the close of business December 31, 1966, of
BUFORD COMMERCIAL BANK Buford (Gwinnett), Ga.
As called for by the Superintendent of Banks

JOHN D. CARTER, President.
Date of Charter: 1-18-1946

FORREST PUCKETT, Cashier.
Began Business: 2-11-1946

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,092,599.17 1,452,993.65
311,255.56
None None 3,292,789.64
46,832.85 1.00
None 4,171.02

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other l~bilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2,578,887.98 2,230,370. 91
56,980.17
862,026.45 None
25,003.15 None
None 37,888.37
None None 200.000.00 100,000.00 109,485.86 None

Total Assets . . . .

$ 6,200,642.89

Total Liabilities . . . . ... $ 6,200,642.89

------------------------------------~-----------------------------------

28

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE CITIZENS STATE BANK Butler (Taylor), Ga.

As called for by the Superintendent of Banks

JOHN J. NEELY, JR., President.
Date of Charter: 9-4-1926

FAYE M. PEED, Cashier.
Began Business: 9-4-1926

ASSETS

Cash, balances with other banks, and

cash items in process of collection .

United States Government obliga-

tions. direct and guaranteed .

Obligations of States and political

subdivisions . . . . . . . . .

Securities of Federal agencies and

corporations not guaranteed by

U.S. . . . . . . . . . . . . .

Other securities. corporate stocks and

stock in Federal Reserve Bank ..

Loans and discounts, including over-

drafts . . . . . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank

premises .

. .....

Real estate owned other than bank

premises . . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets

604,178.49 900,231.55 416,404.60
299,937.50 None
1,702,626.77
20,811.08 20,424.21
None None

Total Assets . . . .

$ 3,964,614.20

LIABILITIES

Demand deposits . . . . . . , . . $

Time and savings deposits . . . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

.......

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus

Undivided profits

Reserves . . . .

1,442,312.47 1,656,028.64
15,221.98
494,131.76 None
19,739.30 None
None 89,301.47
None None 100,000.00 110,000.00 37,878.58 None

Total Liabilities . . . . . . . $ 3,964,614.20

STATEMENT

Showing condition at the close of business December 31, 1966, of
BANK OF BYROMVILLE Byromville (Dooly), Ga.

As called for by the Superintendent of Banks

0. W. KITCHENS, JR. President.
Date of Charter: 7-19-1920

J. D. LESTER, JR., Cashier.
Began Business: 7-26-1920

ASSETS
Cash, balances with other banks, and cash items in process of collection $
United States Government obliga tions, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and corporations not guaranteed by U.S.
Other securities, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts
Bank premises, furniture and fixtures, and other assets representing bank premises
Real estate owned other than bank premises
Customers liability to this bank on acceptances outstanding
Other assets

203,664.18 206,917.50
19,584.08
373,298.75 None
381,504.52
15,497.02 None None 736.84

Total Assets

$ 1,201,182.89

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

653,411.31 373,891.87
2,082.90
48,580.40 None
19,233.78 None
None None None None 30,000.00 20,000.00 53,982.63 None

Total Liabilities

$ 1,201,182.89

FORTY-SEVENTH ANNUAL REPORT

29

STATEMENT
Showing condition at the close of business December 31, 1966, of BANK OF BYRON Byron (Peach), Ga.

As called for by the Superintendent of Banks

H. W. PEAVY, SR., President.
Date of Charter: 10-30-1962

H. W. PEAVY, JR., Cashier.
Began Business: 2-4-1963

ASSETS

Cash, balances with other banks, and

cash items in precess of collection . $

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions

.

Securities of Federal agencies and

corporations not guaranteed by
u.s. . . . . . . . . . . . .

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts

........

Bank premises, furniture and fixtures,

and other assets representing bank

premises .

Real estate owned other than bank

premises . . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets

224,286.92 274.508.17
18,720.07
194,940.63 None
491,357.34
24,489.44 None None
4,244.67

Total Assets . . . .

. $ 1,232,547.24

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves .

413.X 19.35 439,542.79
1,946.60
204,229.57 None
9,H62.29 None
None 30,H90.42
None None 50,000.00 50,000.00 32,256.22 None

Total Liabilities

. . . . $ 1,232,547.24

STATEMENT

Showing condition at the close of business December 31, 1966, of
CAIRO BANKING COl\lPANY Cairo (Grady), Ga.

As called for by the Superintendent of Banks

T. R. HESTER, President.
Date of Charter: 11-23-1903

G. G. THOMAS, JR., Cashier.
Began Business: 1-1-1900

ASSETS

Cash, balances with other banks. and

cash items in process of collection . $

United States Government obliga-

tions. direct and guaranteed. . .

Obligations of States and political

subdivi,ions

...

Securities of Federal agencies and

corporations not guaranteed by

U.S. . . . . . . . . . . . . .

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . . . . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . .

Real estate owned other than bank

premises . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets

1,108,664.67 1,141,837.36
948,013.49
None None 5,067 ,051. 98
209,691.40 None None
2,721.88

LIABILITIES

Demand deposits . . . . . . . . . $

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

.

Other liabilities .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus . . . .

Undivided profits

Reserves . . . .

3,906,144.7.1 .1.400.939.9.1
76.906.X4
.ll.1,94X.17 None
20.26.1.26 None
None 64.302.20
None None 200.000.00 .100.000.00 195.475.65 None

Total Assets . . . .

. $ 8,477 ,980.7R

Total Liabilities . . . . . . . $ H.477.n0.7H

----------~---- --------------------------------

30

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

CITIZENf'i BANK Cairo (Grady), Ga.

As called for by the Superintendent of Banks

J. C. MINTER, President.
Date of Charter: 12-3-1903

LUCILE S. MAXWELL, Cashier.
Began Business: 1-1-1904

ASSETS

Cash. balances with other banks, and

cash items in process of collection .

United States Government obliga-

tions, direct and guaranteed .

Obligations of States and political

subdivisions .

.

Securities of Federal agencies and

corporations not guaranteed by
u.s.

Other securities. corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . . . . . . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

Real estate owned other than bank

premises

..

Customers' liability to this bank on

acceptances outstanding

Other assets

723,629.06 1,432,881.15
228,463.19
150,000.00 None
1,719,359.25
70,644.93 1.00
None 2,885.97

Total Assets

$ 4,327,864.55

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding
Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,768,837.59 1,414,306.11
37,311.61
710,835.65 59,840.33 14,749.61 None
None None None None 100,000.00 150,000.00 71,983.65 None

Total Liabilities . . . . . . . $ 4,327,864.55

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF CAMILLA Camilla (Mitchell), Ga.
As called for by the Superintendent of Banks

RAYMOND T. MUGGRIDGE, JR.,

MRS. LORA D. STARK,

President.

Cashier.

Date of Charter: 11-4-1889
- - - - ---~---------~-

Began Business: 1-2-1890
=======

ASSETS

LIABILITIES

Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp.orat.ion. s . n.ot. .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

957,956.09 973,950.32 485,361.56
25,000.00 None
2,797,956.34
37,842.92 1.00
None 320.94

Demand deposits . . . . . . . .

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc...

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

..

Other liabilities .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus

Undivided profits

Reserves .

1,839,877.57 1.952,027.38
8,436.88
1,008,332.67 25,500.00 36,627.87 None
None 77,128.71
None None 100,000.00 200,000.00 30,458.09 None

Total Assets . . . .

. $ 5,278,389.17

Total Liabilities . . . . . . . $ 5,278,389.17

FORTY-SEVENTH ANNUAL REPORT

31

STATEMENT

Showing condition at the close of business December 31, 1966, of
PLANTERS & CITIZENS BANK Camilla (Mitchell), Ga.

As called for by the Superintendent of Banks

E. J. VANN, III, President.
Date of Charter: 9-20-1904

JOE B. ADAMS, Cashier.
Began Business: 5-24-1913

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by
u.s. . . . . . . . . . . . . ~
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,027,190.73 1,731,012.66 1,108,479.00
None None 4,042,561.69
95,801.34 None None None

Total Assets . . . .

. $ 8,005,045.42

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks . etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2,905,227.14 3,625,282.84
77,801.63
718,598.99 None
202,117.27 None
None 16,101.78
None None 250,000.00 150,000.00 59,915.77 None

Total Liabilities . . . . . . . $ 8,005,045.42

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF CANTON Canton (Cherokee), Ga.

As called for by the Superintendent of Banks

E. 0. McFATHER, President.
Date of Charter: 11-17-1892

L. L. McCANLESS, Cashier.
Began Business: 12-18-1892

ASSETS
Cash, balances with other banks, and cash items in process of collection.$
United States Government obligations, direct and guaranteed. . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.ion. s. n.ot. .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,288,075.12 3,110,570.53 1,187,553.91
440,062.50 None
4,358,798.59
15,999.42 None None
3,529.41

Total Assets . . . .

. $ 10,404,589.48

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other li)lbilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . .

3,626,362.64 4,384,850.74
159,220.31
886,695.24 125,112.22 49,792.56
None
None 383,037.81
None None 200,000.00 400.000.00 139,517.96 50,000.00

Total Liabilities . . . . . . . $ 10,404,589.48

32

DEPARTMENT OF BANKING

~--------------------

STATEMENT

Showing condition at the close of business December 31, 1966, of
ETOWAH BANK Canton (Cherokee), Ga.

As called for by the Superintendent of Banks

H. G. VANDIVIERE, President.
Date of Charter: 1-22-1927

N. E. FACKLER, Cashier.
Began Business: 1-29-1927

ASSETS

Cash. balances with other banks, and

cash items in process of collection .

United States Government obliga-

tions, direct and guaranteed . .

Obligations of States and political

subJivision'i

..

.

.

Securitie'i of Federal agencies and

corporations not guaranteed by

U.S.

.

.

Other securities. corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts

Bank premises. furniture and fixtures,

and other a~~ets representing bank

premise.-; .

Real estate owned other than bank

prembes

.

.

Cu~tomers' liability to this bank on

acceptance<; outstanding

Other as~ets

Total Assets

943,872.84 1,884,674.12 1,327,260.20
475,219.40 None
4,332,293.68
95,321.88 None None
6,821.45 9,065,463.57

LIABILITIES

Demand deposits . . . . . . . . . $

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divtsions . . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

... . .. . .

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus .

.

Undivided profits

Reserves . . . .

3.174.839.59 4.538.517.41
37,898.87
414,457.75 24.872.81 1,940.60 None
None 51,329.35
None None 200.000.00 250,000.00 321,607.19 50,000.00

Total Liabilities . . . . . . . $ 9,065,463.57

STATEMENT

Showing condition at the close of business December 31, 1966, of

CARNESVILLE STATE BANK Carnesville (Franklin), Ga.

As called for by the Superintendent of Banks

GORDON M. TELFORD,
Pre!jideljlt. Date of Charter: 7-18-1960

GORDON M. TELFORD, Cashier.
Hegan Businelis: 8-1-1!>60

ASSETS

Cash, balances with other banks. and

cash items in precess of collection . $

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions .

Securities of Federal agencies and

corporations not guaranteed by

U.S.

............

Other securities. corporate stocks and

stock in Federal Reserve Bank . .

loans and discounts, including over-

drafts .

........

Bank premises, furniture and fixtures,

and other assets representing bank

premises .

. .....

Real estate owned other than bank

premises . . . . . . . . . .

Customers' liability to this bank on

acceptance~ outstanding

Other assets

492,917.87 356,846.75
60,866.40
290,861.31 None
1,004,131.83
50,088.90 None None None

LIABILITIES

Demand deposits . . . . . . . .

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

.

Other liabilities .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus .

Undivided profits

Reserves . . . .

968,887.86 791,227.82
10,945.98
274,454.49 None
39,268.52 None
None 17,373.71
None None 50,000.00 75.000.00 28.554.68 None

Total Assets

$ 2,255.71:1.<16

Total Liabilities . . . . . . . $ 2.255.713.06

~--- ------~ -----------------------~---------------

FORTY-SEVENTH ANNUAL REPORT

33

STATEMENT
Showing condition at the close of business December 31, 1966, of THE PEOPLES BANK Carrollton (Carroll), Ga.

As called for by the Superintendent of Banks

ROY RICHARDS, President.
Date of Charter: 11-10-1909

FRED HUTCHINS, Cashier.
Began Business: 12-1-1909

ASSETS
Cash, balances with other banks, and cash items in precess of collection. $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by
u.s. . . . . . . . . . . . . .-
Other securities, corporate stocks and stock in Federal Reserve Bank. .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

1,833,126.97 3,309,829.96
676,053.70
200,178.00 None
4,999,129.41
200,000.00 None None None

Total Assets . . . .

$ 11,218,318.04

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . .

6,832,441.90 1.152,760.68
306,455.95
1,774,594.90 15,011.13 10,076.59 None
None 299,817.10
None None 150,000.00 250,000.00 50.000.00 377,159.79

Total Liabilities . . . . . . . $ 11,218,318.04

STATEMENT

Showing condition at the close of business December 31, 1966, of
THE CARTERSVILLE BANK Cartersville (Bartow), Ga.

As called for by the Superintendent of Banks

WALTER B. ATWATER, President.
Date of Charter: 12-20-1947

HUGH I. JACKSON, Cashier.
Began Business: 11-19-1948

ASSETS
Cash, balances with other banks, and cash iterns in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.ion. s. n. o.t .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

571,137.47 1,952,908.36
365,997.28
199,875.00 None
2,200,702.04
32,986.20 None None
129,358.13

Total Assets . . . .

5,452,964.48

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital 'hotes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . .

1.932,234.31 1,808,702.53
77,443.19
1,066,813.03 None
12,279.04 None
None 140,180.38
None None 100,000.00 300,000.00 15,312.00 None

Total Liabilities . . . . . . . $ 5,452,964.48

34

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

PEACHTREE BANK AND TRUST COMPANY Chamblee (DeKalb), Ga.

As called for by the Superintendent of Banks

CLAUDE H. BOOKER, JR., President.
Date of Charter: 3-17-1960

W. R. WATKINS, Cashier.
Began Business: 5-6-1960

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,089,333.37 1,509,942.73
352,883.81
500,033.32 None
4,655,024.07
158,617.76 None None
55,554.25

Total Assets . . . .

8,321,389.31

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

3,650,652.09 2,489,688.05
316,890.35
849,004.97 None
91,616.96 None
None 279,239.29
None None 175,000.00 275,000.00 194,297.60 None

Total Liabilities . . . . . . . $ 8,321,389.31

STATEMENT

Showing condition at the close of business December 31, 1966, of

COHUTIA BANKING COMPANY Chatsworth (Murray), Ga.

As called for by the Superintendent of Banks

R. E. CHAMBERS, Preliident.
Date of Charter: 7-17-1905

FRANCES HEARTSELL, Cashier.
Began Business: 1-24-1906

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and corpdrations not guaranteed by U.S.
Other securities, corporate stocks and stock in Federal Reserve Bank.
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises
Real estate owned other than bank premises
Customers' liability to this bank on acceptances outstanding
Other assets

949,966.33 2,843,822.44
297,717.67
None 199,875.00 1,640,149. 75
54,654.50 None None None

Total Assets

$ 5,986,185.69

LIABILITIES

Demand deposits . . . . . . . . . $

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

.

Other liabilities .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus

Undivided profits

Reserves . . . .

2,733,802.00 2,258,840.78
62,603.68
527,716.54 None
8,547.01 None
None None None None 200,000.00 175,000.00 9,117.63 10,558.05

Total Liabilities . . . . . . . $ 5,986,185.69

FORTY:SEVENTH ANNUAL REPORT

35

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF CHESTER Chester (Dodge), Ga.
As called for by the Superintendent of Banks

S. M. NICHOLSON, President.
Date of Charter: 6-14-1966

RONALD D. EDGE, Cashier.
Began Business: 9-26-1966

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp.orat.ion. s. n.ot. .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

Total Assets . . . .

$

178,368.94 50,000.00
None
47,440.50 10,000.00 249,872.63
16,288.62 None None
1,493.82 553,464.51

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

294,336.04 139,927.54
None
6,448.07 None
2,619.98 None
None 8,787.47
None None 50,000.00 25,000.00 26,345.41 None

Total Liabilities . . . . . . . $ 553,464.51

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF CHICKAMAUGA Chickamauga (Walker), Ga.

As called for by the Superintendent of Banks

W. H. EDWARDS, President.
Date of Charter: 2-16-1910

N. COLLINS WRIGHT, Cashier.
Began Business: 5-10-1910

ASSETS
Cash, balances with other banks, and cash items in process of collection. $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and corporations not guaranteed by U.S.
Other securities, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

592,212.94 2,026,877.31
524,848.22
None None 1,779,345.05
19,190.37 None None None

Total Assets

$ 4,942,473.89

LIABILITIES

Demand deposits

.$

Time and savings deposits

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions

Deposits of banks

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ii~

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

S!Jrplus

Undivided profits

Reserves

I ,546,990.01 2,253,913.12
103,337.94
583,824.80 None
17,940.91 None
None 20,408.00
None None 100,000.00 200,000.00 56,059.11 60,000.00

Total Liabilities

. $ 4,942,473.89

36

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

HABERSHAM BANK Clarkesville (Habersham), Ga.

As called for by the Superintendent of Banks

TOM ARRENDALE. President.
Date of Charter: 6-13-1904

W. W. DUNSON, Cashier.
Began Business: 6-1904

ASSETS

Cash. balances with other banks, and

cash items in process of collection . $

United States Government obliga-

tions. direct and guaranteed ...

Obligations of States and political

subdivisions

.........

Securities of Federal agencies and

corporations not guaranteed by

U.S.

. ......... .

Other securities. corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . .

....... .

Bank premises, furniture and fixtures,

and other a~~ets reprc~enting bank

premises

. . .. .. .

Real estate owned other than bank

premises

Cu~tomers' liability to this bank on

acceptances outstanding

Other assets .

408,069.84 1,858,931.97
387,731.09
None None 2,037,409.53
18,551.49 22,583.71
None None

LIABILITIES

Demand deposits . . . .

$

Time and savings deposits

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks

Certified and officers' checks, etc..

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities

Capital notes and debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

2,174,724.96 1,804,509.70
42,995.54
167,200.95 None
9,965.71 None
None None None None 125,000.00 325,000.00 83,880.77 None

Total Assets . . . .

$ 4,733,277.63

Total Liabilities

. $ 4,733,277.63

---------------~-------------------~------------------------------------

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE CLAXTON BANK Claxton (Evans), Ga.

As called for by the Superintendent of Banks

H. C. HEARN, JR.,
President. Date of Charter: 2-24-1941

AUBREY STRICKLAND,
Cashier. Began Business: 2-24-1941

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by US. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

849,008.28 544,478.36 1,078,206.53
749,812.50 None
2,737,394.54
21,846.38 134,644.04
None 4,233.11

Total Assets . . . .

$ 6,119,623.74

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks Certified and officers' checks, etc.. Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding
Other liabilities . Capital notes and debentures . Preferred stock Common stock Surplus Undivided profits Reserves

2,427,910.97 2,334,659.29
171,575.70
541,944.88 40,000.00 13,332.21
None
None 61,455.09
None None 200,000.00 300,000.00 28,745.60 None

Total Liabilities

. $ 6,119,623.74

FORTY-SEVENTH ANNUAL REPORT
---------------------------------

37

STATEMENT

Showing condition at the close of business December 31, 1966, of

TIPPINS BANKING COMPANY, INC. Claxton (Evans), Ga.

As called for by the Superintendent of Banks

R. R. TIPPINS, JR., President.
Date of Charter: 8-30-1940

R. R. TIPPINS, III, Cashier.
Began Business: 9-3-1940

ASSETS

Cash, balances with other banks. and

cash items in precess of collection . $

United States Government obliga-

tions, 'direct and guaranteed . . .

Obligations of States and political

subdivisions

Securities of Federal agencies and

corporations not guaranteed by

U.S. . . . . . . . . .

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts

........

Bank premises, furniture and fixtures,

and other assets representing bank

premises .

Real estate owned other than bank

premises . . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets

340,339.73 641,583.38 517,855.17
IOO,OOO.OQ None
2,163,668.08
39,833.96 1.00
None 363.97

Total Assets . .

. $ 3,803,645.29

LIABILITIES

Demand deposits . . . . . . . . . $

Time and savings deposits . . . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

.... .. .

Other liabilities

Capital notes and debentures .

Preferred stock

Common stock .

Surplus

Undivided profits

Reserves .

I ,387,989.17 I ,736,609.28
16,084.84
211,038.86 10,196.12 19,835.59 None
None 36,095.15
None None 90,000.00 245,000.0() 50,796.28 None

Total Liabilities . . . . . . . $ 3,803,645.29

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF CLAYTON Clayton (Rabun), Ga.
As called for by the Superintendent of Banks

A. W. ADAMS, President.
Date of Charter: 6-30-1904

RUSSELL IVIE, Cashier.
Began Business: 7-1-1904

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock iH Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

512,203.21 I ,061,198.09
506,076.12
804,466.25 None
2,539,995.81
43,085.41 22,910.00
None 1,208.09

Total Assets

. $ 5,491,142.98

LIABILITIES

Demand deposits . . . . . . . . . $

Time and savings deposits . . . .

Deposits of U.S. Government ...

Deposits of States and political sub

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc...

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

......... .

Other liabilities . . . . . .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus

Undivided profits

Reserves . . . .

2,475,510.64 1,630,706.92
11,807.40
633,709.44 10,000.00 14,162.12 None
None 252,917.23
None None !00,000.00 150,000.00 212,329.23 None

Total Liabilities . . . . . . . $ 5,491,142.98

38

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE PEOPLES BANK Cleveland (White), Ga.

As called for by the Superintendent of Banks

J. L. NIX, President.
Date of Charter: 12-11-1945

LINDA H. BROWN, Cashier.
Began Business: 7-1-1946

ASSETS
Cash, balances with other banks, and cash items in process of collection. $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp.orat.ion. s. n.ot. .gu.ar.an.te.ed. .by.
Other securities. corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

558,657.54 982,062.08 462,964.46
99,950.00 None
2,564,402.45
55,861.08 None None 375.36

Total Assets . . . .

. $ 4,724,272.97

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . ... Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . .

1,624,577.92 2,057,665.33
31,308.36
620,482.14 None
12,963.11 None
None None None None 140,000.00 140,000.00 97,276.11 None

Total Liabilities . . . . . . . $ 4,724,272.97

STATEMENT

Showing condition at the close of business December 31, 1966, of

COOK BANKING COMPANY Cochran (Bleckley), Ga.

As called for by the Superintendent of Banks

J. LUTHER HORNE, President.
Date of Charter: 4-24-1942

ELIZABETH ATTAWAY, Cashier.
Began Business: 7-1-1942

ASSETS
Cash, balances with other banks, and cash i terns in precess of collection .
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .-
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

450,691.42 633,573.85 324,623.51
554,268.56 None
1,925,078.73
30,157.32 None None
4,775.51

Total Assets . . . .

$ 3,923,168.90

LIABILITIES
Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,502,823.21 1,583,810.45
10,849.93
484,332.87 None
2,384.29 None
None None None None 90,000.00 160,000.00 61,968.15 27,000.00

Total Liabilities . . . . . . . $ 3,923,168.90

FORTY-SEVENTH ANNUAL REPORT

39

STATEMENT

Showing condition at the close of business December 31, 1966, of

STATE BANK OF COCHRAN Cochran (Bleckley), Ga.
As called for by the Superintendent of Banks

L. D. GRIFFIN, President.
Date of Charter: 1.2-22-1921

T. E. HOWELL, Cashier.
Began Business: 1-5-1922

ASSETS

Cash, balances with other banks, and'

cash items in process of collection . $

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions . . . . . . . . . .

Securities of Federal agencies and

corporations not guaranteed by
u.s. . . . . . . . . 0

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . . . . . . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank

premises .

......

Real estate owned other than bank

premises . . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets

698,210.60 979,211.91 967,267.50
924,937.77 None
2,315,008.93
21,500.00 None None
3,183.88

Total Assets . . . .

$ 5,909,320.59

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . .. Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities Capital notes and debentures . Preferred stock . Common stock . Surplus . Undivided profits Reserves . . . .

1,823,930.09 2,586,088.09
24,600.19
I ,056,424.58 None
7,557.97 None
None 91,834.62
None None 100,000.00 130,000.00 78,885.05 10,000.00

Total Liabilities . . . . . . . $ 5,909,320.59

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF COLLEGE PARK College l'ark (Fulton), Ga.

As called for by the Superintendent of Banks

J. N. WALKER, President,
Date of Charter: 10-3-1945

CHAS. T. WASHINGTON, Cashier.
Began Business: 1-7-1946

ASSETS
Cash, balances with other banks, and cash items in process of collection .
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by US. . . . . . . . . . . . . .
Other securities, corporate stocks and stock i{l Federal Reserve Bank . .
Loans arid discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .
Total Assets . . . .

800,945.15 2,289,105.76
562,036.89
799,588.55 None
3,161,134.13
50,117.29 None None
71,795.28 7,734,723.05

LIABILITIES
Demand deposits . . . . . . . . .$ Time and savings deposits . . .. Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

3,499,602.36 2,400,747.33
56,857.84
993,352.59 1,601.73 5,612.17 None
None 217,935.33
None None 200,000.00 200,000.00 109,013.70 50,000.00

Total Liabilities . . . . . . . $ 7,734,723.05

40

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

CITIZENS BANK Colquitt (Miller), Ga.

As called for by the Superintendent of Banks

G. C. JINKS, SR., President.
Date of Charter: 3-24-1:124

G. C. JINKS, JR., Cashier.
Began Business: 4-21-1924

ASSETS

Cash. balances with other banks, and

ca~h items in process of collection .

United States Government obliga-

tions, direct and guaranteed . .

Obligations of Statt:s and political

subdivisions

...

.

Securities of Federal agencies and

corporations not guaranteed by

U.S.

Other securities, corporate stocks and

Steck in Federal Reserve Bank . .

Loans and discounts, including over-

drafts

..... .

Bank premises. furniture and fixtures,

and other assets representing bank

premises .

......

Real estate owned other than bank

premises .

.

Customers' liability to this bank on

acceptances outstanding

Other assets

765,842.12 I ,527,405.90
371,320.84
199,687.50 None
4,195,442.81
58,827.18 None None None

Total Assets

$ 7,118,526.35

LIABILITIES

Demand deposits . . . . . . . . .$

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc...

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

.......

Other liabilities .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus

Undivided profits

Reserves . . . .

2,968,432.25 2,330,160.45
29,229.23
852,900.30 None
121,450.19 300,000.00
None 61,384.14
None None 200,000.00 200,000.00 54,969.79 None

Total Liabilities . . . . . . . $ 7,118,526.35

STATEMENT

Showing condition at the close of business December 31, 1966, of

COLUMBUS BANK AND TRUST COMPANY Colwnbus (Muscogee), Ga.
As called for by the Superintendent of Banks

JAS. W. BLANCHARD, President,
Date of Charter: 12-24-1888

HOWARD R. PARK, JR., Cashier.
Began Business: 4-1-188!)

ASSETS

Cash, balances with other banks, and

cash items in process of collection .

United States Government obliga-

tions, direct and guaranteed .

Obligations of States and political

subdivisions

.

Securities of Federal agencies and

corporations not guaranteed by

U.S.

. .....

Other securities. corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank

premises . .

......

Real estate owned other than bank

premises .

Customers' liability to this bank on

acceptances outstanding

Other assets

12,299,939.18 6,232,469.93 8,641,016.87
None 152,938.50 41,113,428.44
2,316,282.04 None None
582,659.77

Total Assets . . . .

$ 73,338,734.73

LIABILITIES

Demand deposits . . . . . . . . $ 25,640,937.81

Time and savings deposits . . . .

25,490,010.47

Deposits of U.S. Government . . .

572,889.69

Deposits of States and political sub-

divisions . . . . . . . . . . . . 11,165,682.52

Deposits of banks . . . . . . . . I ,504,714.27

Certified and officers' checks, etc. . .

318,690.91

Other liabilities for borrowed money .

None

Acceptances executed by or for ac-

count of this bank and outstand-

ing . . . . . . . . . . .

None

Other liabilities .

2,006,703.40

Capital notes and debentures .

None

Preferred stock .

None

Common stock .

I ,700,000.00

Surplus

3,300,000.00

Undivided profits

I ,333,863.58

Reserves . . . .

305,242.08

Total Liabilities

$ 73,338,734.73

FORTY-SEVENTH ANNUAL REPORT

41

STATEMENT Showing condition at the close of business December 31, 1966, of

TRL'ST COMPANY OF COLUMBUS Columbus (Muscogee), Ga.

As called for by the Superintendent of Banks

F. G. LUMPKIN, JR., President.
Date of Charter: 3-19-1954

H. L. GEORGE, Secretary and Treasurer. Began Business: 3-19-1954

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . .
Obligations of States and political subdivisions
Securities of Federal agencies and
cuo.srp.orat.ion. s. n.ot. .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises .
Real estate owned other than bank premises .
Customers' liability to this bank on acceptances outstanding
Other assets

139,291.66 None
52,756.83
None 1,510.46 905,275.06
514.11 116,558.06
None 2,919.92

Total Assets . . . .

$ 1,218,826.10

LIABILITIES

Demand deposits . . . . . . . . .

Time and savings deposits . . . . . $

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing . . . . . .

Other liabilities

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus

.

Undivided profits

Reserves . . . .

None 453,162.70
None
None None None None
None 193,315.63
None None 100,000.00 200,000.00 272,347.77 None

Total Liabilities . . . . . . . $ 1,218,826.10

STATEMENT

Showing condition at the close of business December 31, 1966, of
MERCHANTS AND FARMERS BANK Comer (l\Iadison), Ga.

As called for by the Superintendent of Banks

JOHN H. TERRELL, JR President.
Date of Charter: 10-3-1935

MRS. M. B. BOOTH, Cashier.
Began Business: 10-10-1935

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by US. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans arid discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

251,686.11 789,222.33 145,224.53
159,652.04 None
700,458.88
4,263.80 None None
19,761.92

Total Assets . . . .

2,070,269.61

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

I ,222,620.64 339,827.26 26,432.73
193,371.18 None
7,526.55 None
None None None None 50,000.00 50,000.00 180,491.25 None

Total Liabilities . . . . . . . $ 2,070,269.61

42

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

NORTHEASTERN BANKING COMPANY Commerce (Jackson), Ga.

As called for by the Superintendent of Banks

J. NOLAN SPEAR, President.
Date of Charter: 8-25-1891

ALLEN S. PHILLIPS, Cashier.
Began Business: 1892

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

698,954.65 1,207,669.13
9,958.75
405,505.38 6,000.00
1,686,911.91
131,076.39 None None None

Total Assets . . . .

$ 4,146,076.21

LIABILITIES

Demand deposits . . . . . . . . $

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing . . . . . . . . . .

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus

.

Undivided profits

Reserves . . . .

1,855,047.63 1,428,968.50
47,019.29
461,953.01 None
19,610.11 None
None 28,589.18
None None 75,000.00 125,000.00 104,888.49 None

Total Liabilities . . . . . . . $ 4,146,076.21

STATEMENT

Showing condition at the close of business December 31, 1966, of
CONCORD BANKING COMI>ANY Concord (Pike) , Ga.

As called for by the Superintendent of Banks

R. H. STRICKLAND, SR., President.
Date of Charter: 10-29-1903

MRS. KATHRYN BARKER, Cashier.
Began Business: 11-18-1903

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $

United States Government obliga-

tions, direct and guaranteed .

Obligations of States and political

subdivisions

Securities of Federal agencies and

corporations not guaranteed by
u.s.

Other securities, corporate stocks and

stock in Federal Reserve Bank .

Loans and discounts, including over-

drafts . . . . . . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank

premises

Real estate owned other than bank

premises

....... .

Customers' liability to this bank on

acceptances outstanding

Other assets

Total Assets

$

171,169.49 245,534.38
1,295.41
225,000.00 None
68,812.49
786.76 1.00
None None 712,599.53

LIABILITIES
Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . ... Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

349.789.12 240,930.82
4,469.05
64,377.58 None 456.62 None
None None None None 25.000.00 15,000.00 12,576.34 None

Total Liabilities . . . . . . . $ 712,599.53

FORTY-SEVENTH ANNUAL REPORT

43

STATEMENT
Showing condition at the close of business December 31, 1966, of BANK OF ROCKDALE Conyers (Rockdale), Ga.

As called for by the Superintendent of Banks

J. P. CULPEPPER, JR., President.
Date of Charter: 10-15-1891

CHAS. R. STANLEY, Cashier.
Began Business: 6-1901

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,326,765.41 1,238,836.42 1,102,960.19
300,000.00 None
3,994,920.58
181,214.17 21,092.27
None 30,080.57

Total Assets . . . .

$ 8,195,869.61

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves ....

3,330,646.11 2,294,461.64
188,587.32
1,533,524.48 None 993.00 None
None 188,157.11
None None 200,000.00 300,000.00 79,499.95 80,000.00

Total Liabilities . . . . . .. $ 8,195,869.61

STATEMENT

Showing condition at the close of business December 31, 1966, of FARMERS AND MERCHANTS BANK OF COOLIDGE Coolidge (Thomas), Ga. As called for by the Superintendent of Banks

MICHEL DeLOACH, President.
Date of Charter: 12-18-1911

W. C. GIBSON, Cashier.
Began Business: U-20-1911

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

137,810.86 277,280.38
None
349,234.33 None
486,308.87
24,272.63 None None
3,397.23

Total Assets . . . .

. $ 1,278,304.30

LIABILITIES
Demand deposits . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

587,261.55 317,895.40
2,350.00
128,986.70 5,000.00 6,197.88
60,000.00
None None None None 25,000.00 75,000.00 69,776.00 836.77

Total Liabilities . . . . . . . $ 1,278,304.30

44

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of
CORDELE BANKING COMPANY Cordele (Crisp), Ga.

As called for by the Superintendent of Banks

L. B. MADDOX, President.
Date of Charter: 5-31-1927

R. M. FLEEMAN, Cashier.
Began Business: 6-15-1927

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and corporations not guaranteed by U.S.
Other securities, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts
Bank premises, furniture and fixtures, and other assets representing bank premises
Real estate owned other than bank premises
Customers' liability to this bank on acceptances outstanding
Other assets

1,253,058.70 1,941,468.30
15,000.00
None None 3,333,923.61
68,419.90 None None None

Total Assets

$ 6,611,870.51

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

4,030,356.98 I ,601,232.05
20,152.23
623,874.64 None
22,458.53 None
None None None None 100,000.00 100,000.00 113,796.08 None

Total Liabilities . . . . . . . $ 6,611,870.51

STATEMENT

Showing condition at the close of business December 31, 1966, of

FIRST STATE BANK IN CORDELE Cordele (Crisp), Ga.

As called for by the Superintendent of Banks

C. H. DENNING,
President. DatP. of Charter: 12-3-1938

F. P. COWN, Cashier.
Began Business: 1-3-1939

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations. direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed. by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,035,501.20 1,553,463.58
695,254.32
None None 3,060,031.20
74,053.84 None None 1.00

Total Assets . . . .

. $ 6,418,305.14

LIABILITIES
Demand deposits . , . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

3,163,928.66 1,730,618.19
102,721.06
672,890.12 71,513.85 37,063.61 None
None None None None 125,000.00 125,000.00 234,159.53 155,410.12

Total Liabilities . . . . . . . $ 6,418,305.14

FORTY-SEVENTH ANNUAL REPORT

45

STATEMENT Showing condition at the close of business December 31, 1966, of
CORNELIA BANK Cornelia (Habersham), Ga. As called for by the Superintendent of Banks

C. C. KIMSEY, President.
Date of Charter: 7-3-1900

HENRY L. BROCK, Cashier.
Began Business: 8-4-1900

ASSETS
Cash, balances with other banks, and cash items in process of collection. $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .-
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,112,234.76 1,870,575.22 1,195,778.15
20,000.00 None
4,424,048.26
120,200.00 528.00 None None

Total Assets . . . .

$ 8,743,364.39

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

3,657,589.40 3,270,700.20
62,215.25
754,338.43 111,574.77 70,802.07
None
None 269,164.10
None None 200,000.00 200,000.00 146,980.17 None

Total Liabilities . . . . . . . $ 8,743,364.39

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE BANK OF COVINGTON Covington (Newton), Ga.

As called for by the Superintendent of Banks

R. R. FOWLER, President.
Date of Charter: 4-10-1901

J. B. WEAVER, Cashier.
Began Business: 4-10-1901

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies' and corporations not guaranteed by
u.s. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,503,027.45 3,204,589.69
740,727.10
None None 3,538,016.65
57,509.19 None None None

Total Assets . . . .

$ 9,043,870.08

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government .. Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

3,794,456.12 3,271,443.93
79,308.71
1,032,455.11 None 363.60 None
None 139,362.72
None None 200,000.00 400,000.00 126,479.89 None

Total Liabilities . . . . . . . $ 9,043,870.08

46

DEPARTMENT OF BANKING

-~--------~--------------~---'-="-----------

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE COMMERCIAL BANK Crawford (Oglethorpe), Ga.

As called for by the Superintendent of Banks

GEO. B. BROOKS, President.
Date of Charter: 9-2-1924

WILLIAM H. HARRIS, Cashier.
Began Business: 9-5-1924

ASSETS

LIABILITIES

Cash. balances with other banks, and

Demand deposits

. $ 1,162,645.30

cash items in process of collection . $ 298,964.83

Time and savings deposits

1,077,270.28

United States Government obliga-

Deposits of U.S. Government . . .

4,743.50

tions. direct and guaranteed . Obligations of States and political

! 449,976.91

Deposits of States and political subdivisions . . .

215,116 OS

subdivisions

194,733.98

Deposits of banks

None

Securities of Federal agencies and

Certified and officers' checks, etc. . .

22,015.21

corporations not guaranteed by
u.s.

30,000.00

Other liabilities for borrowed money . Acceptances executed by or for ac-

None

Other securities, corporate stocks and

count of this bank and outstand-

stock in Federal Reserve Bank .

None

ing

None

Loans and discounts, including over-

Other liabilities . . . . . . .

46,500.00

drafts

1,701,875.63

Capital notes and debentures .

None

Bank premises, furniture and fixtures,

Preferred stock

None

and other assets representing bank

Common stock

50,000.00

premises

30,400.00

Surplus

132,000.00

Real estate owned other than bank

Undivided profits

None

premises

None

Reserves

None

Customers' liability to this bank on acceptances outstanding

None I

Other assets

4,339.00

Total Assets

$ 2,710,290.35
I

Total Liabilities

. $ 2,710,290.35

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE PEOPLES BANK Crawfordville (Taliaferro), Ga.
As called for by the Superintendent of Banks

E. W. REYNOLDS,

E. W. REYNOLDS,

President.

Cashier.

Date of Charter: 12-8-1947

Began Business: 1-2-1948

======~=======================

ASSETS

LIABILITIES

Cash, balances-with other banks, and cash items in process of collection . ~$
United States Government obligations, direct and guaranteed .
Obligations of States and political
subdivisions Securities of Federal agencies and
corporations not guaranteed by
U.S. Other securities. corporate stocks and
stock in Federal Reserve Bank . Loans and discounts, including over-
drafts . Bank premises, furniture and fixtures,
and other assets representing bank premises Real estate owned other than bank premises Customers' liability to this bank on acceptances outstanding )ther assets

449,273.34 325,480.46
None
434,784.07 None
805,805.38
12,701.00 None None None

Demand deposits ..

.$

Time and savings deposits

Deposits of U.S. Government

Deposits of States and political sub-

divisions ...

Deposits of banks . . . . . . .

Certified and officers' checks, etc..

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

600,038.45 1,()49,331.77
1,981.52
227,801.20 None
3,352.58 None
None None None None 25,000.00 100,000.00 20,538.73 None

Total Assets

$ 2,028,044.25

Total Liabilities

. $ 2,028,044.25

--~--------------------------------~-------------------------------------

FORTY-SEVENTH AN~N~U~A~L~~R~E=P~O~R2T______________~47

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF CUMMING Cumming (Forsyth), Ga.

As called for by the Superintendent of Banks

ROY P. OTWELL, SR.,

FURMAN T. STANSELL,

President.

Cashier.

Date of Charter: 10-11-1904

Began Business: 10-19-1!)04

======================~========~===

----

ASSETS

Cash, balances with other banks, and

cash items in precess of collection.$

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions

Securities of Federal agencies and

corporation~ not guaranteed by

U.S.

.........

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . . . . . . . . . . . . .

Bank premises. furniture and fixtures,

and other assets representing bank

premises . . .

Real estate owned other than bank

premises . .

Customers' liability to this bank on

acceptances outstanding

Other assets

1,784,950.99 1,554,622.17
136,620.94
179,906.25 100.00
4,486,070.35
64,914.22 40,750.00
None None

LIABILITIES

Demand deposits . . . . . . . . . $

Time and savings deposits . . . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

.......

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus . .

Undivided profits

Reserves .

2,935,620.83 3,029,040.09
37,433.39
I ,214,440.53 None
45,473.22 None
None None None None 350,000.00 450,000.00 185,926.86 None

Total Assets . . . .

. $ 8,247,934.92

Total Liabilities

. . . . $ 8,247,934.92

STATEMENT

Showing condition at the close of business December 31, 1966, of

FORSYTH COUNTY BANK Cumming (Forsyth), Ga.

As called for by the Superintendent of Banks

LEON BOLING, President.
Date of Charter: 6-15-1964

RALPH H. KIRBY, Cashier.
Began Business: 9-26-1964

ASSETS

LIABILITIES

Cash, balances with other banks, and

Demand deposits . . . . . . . . . $

cash items in process of collection . $ 359,171.97

Time and savings deposits . . . .

United States Government obliga-

Deposits of U.S. Government . . .

tions, direct and guaranteed . . .

871,705.78

Deposits of States and political sub-

Obligations of States and political

divisions . . . . . . . . . . ..

subdivisions

.........

285,199.01

Ocposi ts of banks . . . . . . . .

Securities of Federal agencies and

Certified and officers' checks, etc...

corporations not guaranteed by

Other liabilities for borrowed money .

U.S.

..........

552,505.39

Acceptances executed by or for ac-

Other securities, corporate stocks and

count of this bank and outstand-

stock in Federal Reserve Bank . .

None

ing

.

Loans and discounts, including over-

Other liabilities .

drafts

.

2,044,905.05

Capital notes and debentures .

Bank premise~. furniture and fixtures,

Preferred stock .

and other assets representing bank

Common stock .

premises . . . . . . . . . . .

I 19,998.02

Surplus

Real estate owned other than bank

Undivided profits

premises

....... .

None

Re~erves

Customers' liability to this bank on

acceptances outstanding

None I

Other assets . .

None I

Total Assets

$ 4,233,485.22

Total Liabilities . . . . . . . $

---------------------------------

1.940,497.34 1,686,379.05
25,012.05
164,575.88 None
20,164.42 None
None 47,750.67
None None 100,000.00 200,000.00 49,105.81 None
4,233,485.22

48

DEPARTMENT OF BANKING

STATEMENT
Showing condition at the close of business December 31, 1966, of CITIZENS BANK
Cuthbert (Randolph), Ga.

As called for by the Superintendent of Banks

C. 0. JOHNSON, President.
Date of Charter: 2-7-1938

G. F. SEALY, Cashier.
Began Business: 3-1-1938

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and
uco.srp. orations not guaranteed by
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

580,552.69 1,730,940.63
238,343.19
527,356.25 None
1,198,362.43
17,998.55 None None
2,492.80

Total Assets

$ 4,296,046.54

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

2,216,420.33 I ,010,328.40
53,834.72
560,531.23 20,000.00 46,101.56 None
None 6,351.89
None None 150,000.00 !50,000.00 82,478.41 None

Total Liabilities . . . . . . . $ 4,296,046.54

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF DAHLONEGA Dahlonega (Lumpkin), Ga.
As called for by the Superintendent of Banks

J. F. SANDERS, President.
Date .of Cparter: 5-27-1914

ROBERT T. BROWN, Cashier.
Began Business: 5-27-1914

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp.orat.ion. s. n.o.t .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

598,631.50 460,418.09 517,512.80
374,953.13 None
2,746,573.60
112,328.99 20,529.50
None 8,684.45

Total Assets . . . .

$ 4,839,632.06

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

1,987,693.82 I ,600,208.19
32,820.04
818,433.79 None
17,838.67 None
None None None None 100,000.00 250,000.00 32,637.55 None

Total Liabilities . . . . . . . $ 4,839,632.06

FORTY-SEVENTH ANNUAL REPORT

49

STATEMENT
Showing condition at the close of business December 31, 1966, of THE CITIZENS BANK OF DALLAS Dallas (Paulding), Ga.

As called for by the Superintendent of Banks

E. P. AUSTIN, President.
Date of Charter: 7-23-1962

RAYMOND E. STANFORD,

Cashier.

Began Business: 3-15-1963

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

702,001.66 371,020.20
None
50,000.00 None
644,937.59
49,029.60 None None None

Total Assets . . . .

$ 1,816,989.05

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits ... . Deposits of U.S. Government .. . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

638,152.25 559,480.78 116,938.58
256,006.10 None
15,488.51 None
None 28,172.84
None None 100,000.00 70,000.00 32,749.99 None

Total Liabilities . . . . . . . $ 1,816,989.05

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE BANK OF DALTON Dalton (Whitfield), Ga.

As called for by the Superintendent of Banks

JAMES J. COPELANIJ, President.
Date of Charter: 12-26-1911

MARGARET MAULDIN, Cashier.
J}egan Business: 10-12-1912

ASSETS
Cash, balances with other banks, and cash items in process of collection .$
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuosrp. orat.ion. s. n.ot. .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

I ,263,167.19 2,622,065.74
527,174.30
None 2.00
3,885,345.00
87,403.64 None None
1,846.41

Total Assets . . . .

$ 8,387,004.28

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . ..

2,603,276.82 2,767,604.31
175,054.09
1,811,273.70 None
26,116.86 None
None 300,845.79
None None 200,000.00 300,000.00 165,628.32 37,204.39

Total Liabilities . . . . . . . $ 8,387,004.28

50

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

HARDWICK BANK & TRUST COMPANY Dalton (Whitfield), Ga.

As called for by the Superintendent of Banks

F. L. WILLIAMSON, President.
Date of Charter: 2-17-1922

CHAS. E. BOLDEN, Cashier.
Began Business: 2-20-1922

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

2,576,783.84 4,150,623.73 1,220,816.47
None 5,000.00 9,774,542.11
200,320.61 19,410.31 None 45.00

Total Assets

$ 17,947,542.37

LIABILITIES

Demand deposits . . . .

.$

Time and savings deposits . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divtsions ...

Deposits of banks

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

9,593,665.11 5,483,121.74
240,563.69
833,381.24 None
98,458.02 None
None 262,142.73
None None 300,000.00 800,000.00 336,209.84 None

Total Liabilities

. $ 17,947,542.37

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF DANIELSVILLE Danielsville (Madison), Ga.
As called for by the Superintendent of Banks

ELCOE HUFF, President.
Date of Charter: 12-11-1907

GEO. N. STOVALL, Cashier.
Began Business: 1-15-1908

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and
cuo.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

362,378.34 923,262.78 219,315.83
450,037.50 None
466,888.88
11,571.98 4,475.00
None None

Total Assets

$ 2,437,930.31

LIABILITIES

Demand deposits

.$

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions ...

Deposits of banks . . . . . . .

Certified and officers' checks, etc..

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus ....

Undivided profits

Reserves

1,380,715.61 445,286.23 2,523.75
318,799.07 None
4,235.62 None
None 5,250.00
None None 35,000.00 65,000.00 181,120.03 None

Total Liabilities

. $ 2,437,930.31

FORTY-SEVENTH ANNUAL REPORT

51

STATEMENT

Showing condition at the close of business December 31, 1966, of
THE DARIEN BANK Darien (Mcintosh), Ga.

As called for by the Superintendent of Banks

EDWARD R. GRAY, JR., President.
Date of Charter: 12-8-1888

P. E. CLARK, JR., Cashier.
Began Business: 1-24-1889

ASSETS

Cash, balances with other banks, and

cash items in precess of collection . $

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions . . . . . . . . . .

Securities of Federal agencies and

. . . corporations
u~

n.o.t

.gu.ar.an.te.ed.

.by.

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . . . . . . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

Real estate owned other than bank

premises . . . . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets . .

301,368.71 970,802.61 416,941.17
74,531.25 None
1,302,344.16
29,401.00 None None None

Total Assets . . . .

. $ 3,095,388.90

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . .

1,092,585.45 1,154,870.70
22,079.14
477,153.33 None
9,988.32 None
None 78,370.70
None None 50,000.00 100,000.00 110,341.26 None

Total Liabilities . . . . . .. $ 3,095,388.90

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF DAWSON Dawson (Terrell), Ga.

As called for by the Superintendent of Banks

ROGERS LOCKE, President.
Date of Charter: 6-29-1911

JACK EDWARDS,
Cashier. Began BU8ineaa: 7-1-1911

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. erat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,386,759.38 1,411,331.03
591,677.88
472,625.00 None
2,783,115.72
4,197.27 16,946.62
None None

Total Assets . . . .

$ 6,666,652.90

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2,491,367.83 2,926,648.46
15,400.07
624,717.83 6,660.97
11,853.68 None
None 62,330.11
None None 200,000.00 250,000.00 77,673.95 None

Total Liabilities . . . . . . . $ 6,666,652.90

52

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF TERRELL Dawson (Terrell), Ga.

As called for by the Superintendent of Banks

R. A. HILL,
President. Date of Charter: 3-2.3-1936

R. A. HILL, Cashier.
Began Business: 6-1-1936

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and
cuo.srp. orations not guaranteed by
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

1,467,459.99 1,713,537.09
597,223.20
299,925.00 None
4,600,964.72
15,178.37 107,070.33
None 32,787.18

Total Assets

$ 8,834,145.88

LIABILITIES

Demand deposits . . . .

.$

Time and savings deposits

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . .

Certified and officers' checks, etc..

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

3,697,278.8 3,714,399.6
49,876.34
570,375.-z~ 81,872.7~ 33,110.4~
Non<
Non Non Non< Non
200,000.~~
250,000.0c 207 ,826.5t
29,405.61

Total Liabilities

. $ 8,834,145.88

STATEMENT Showing condition at the close of business December 31, 1966, of

DAWSON COUNTY BANK Dawsonville (Dawson), Ga.
As called for by the Superintendent of Banks

H. G. VANDIVIERE, President.
Date of Charter: 7-1-1963

HUGH B. BOLING, Cashier.
Began Business: 7-13-1963

ASSETS
Cash, balances with other banks, and cash items in process of collection. $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and corporations not guaranteed by U.S.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises. furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

354,827.46 333,064.67 106,033.75
159,784.04 None
1,211,169.17
63,205.28 None None 602.26

Total Assets

$ 2,228,686.63

LIABILITIES

Demand deposits

.$

Time and savings deposits . .

Deposits of U.S. Government

Deposits of States and political sub-

divisions . . .

Deposits of banks

Certified and officers' checks, etc..

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

471,177.~~
1,050,470.44 3,362.34
444,035.~~ lO,OOO.Ou 27,411.4S None
None None None
5o,oNooo.noce
90,000.Q~
72,229.0 10,000.0(

Total Liabilities

. $ 2,228,686.6

..

FORTY-SEVENTH ANNUAL REPORT

53

STATEMENT Showing condition at the close of business December 31, 1966, of

THE CITIZENS AND SOUTHERN BELVEDERE BANK Decatur (DeKalb), Ga.
As called for by the Superintendent of Banks

BILL J. JONES, President.
Date of Charter: 10-13-1965

RAY D. SWAIM, Cashier.
Began Business: 4-30-1966

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .-
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . ...
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

382,395.66 688,994.97
1,350.00
149,957.84 None
1,319,071.73
13,580.31 None None
9,375.64

Total Assets . . . .

. $ 2,564,726.15

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . .

763,633.37 1,137,815.81
21,229.99
200,000.00 None 118.14 None
None 53,9&2.01
None None 200,000.00 150,000.00 37,946.83 None

Total Liabilities . . . . . . . $ 2,564,726.15

STATEMENT Showing condition at the close of business December 31, 1966, of
THE CITIZENS AND SOUTHERN EMORY BANK Decatur {DeKalb), Ga.
As called for by the Superintendent of Banks

JOHN F. INGRAM, JR., President.
Date of Charter: 12-11-1950

W. FRANK McKINLEY, Cashier.
Began Business: 4-16-1951

ASSETS

Cash, balances with other banks, and

cash items in process of collection. $ 3,712,957.62

United States Government obliga-

tions, direct and guaranteed . . . 1,995,195.32

Obligations of States and political

subdivisions . . . . . . . . . . 2,832,773.86

Securities of Federal agencies and

corporations not guaranteed by

U.S. . . . . . . . . . . . . .

None

Other securities, corporate stocks and

stock in Federal Reserve Bank. .

1,837.50

Loans and discounts, including over

drafts . . . . . . . . . . . . . 13,823,667.78

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

347,858.35

Real estate owned other than bank

premises . . . . . . . . . . . .

None

Customers' liability to this bank on

acceptances outstanding

None

Other assets . .

127,769.66

Total Assets . . . .

$ 22,842,058.09

LIABILITIES

Demand deposits . . . . . . . . $ 8,967,551.37

Time and savings deposits . . . .

10,638,241.92

Deposits of U.S. Government ...

133,714.27

Deposits of States and political sub-

divisions . . . . . . . . . . . .

650,369.99

Deposits of banks . . . . . . . .

None

Certified and officers' checks, etc. . .

24,622.69

Other liabilities for borrowed money .

None

Acceptances executed by or for ac-

count of this bank and outstand-

ing . . . . . . . . . . .

None

Other liabilities . . . . . . .

1,344,993.50

Capital notes and debentures .

None

Preferred stock .

None

Common stock .

350,000.00

Surplus ....

350,000.00

Undivided profits

182,564.35

Reserves . . . .

200,000.00

Total Liabilities . . . . . . . $ 22,842,058.09

54

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of
TONEY BROTHERS BANK Doerun (Colquitt j, Ga.

As called for by the Superintendent of Banks

J. W. TONEY, President.
Date of Charter: 7-11-1945

J. W. TONEY, Cashier.
Began Business: 7-31-1945

ASSETS

Cash, balances with other banks, and

cash items in procc~\ of collection .

United States Government obliga-

tions, direct and guaranteed . .

Obligations of States and political

subdivisions

......

Securities of Federal agencies and

cuo.srp. orations not guaranteed by

Other securities. corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts

. ........

Bank premise\, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . .

Real estate owned other than bank

premises

Customers' liability to this bank on

acceptances outstanding

Other assets .

Total Assets . . . .

754,549.79 148,000.00 29.257.68
None None 1.630.636.42
7.800.00 None None None
2.570,243.89

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . 0 0 0 Deposits of banks . . . . . . .. Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . .
Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves

I ,264,608.18 798,027.66 2,065.00
183,720.51 50,000.00 6,644.97 None
None 2,734.74
None None 50,000.00 100,000.00 56,442.83 56,000.00

Total Liabilities . . . . . . . $ 2,570,243.89.

STATEMENT

Showing condition at the close of business December 31, 1966, of

COMMERCIAL STATE BANK Donalsonville (Seminole), Ga.

As called for by the Superintendent of Banks

W. H. VAN LANDINGHAM, President.
Date of Charter: 10-21-1938

ELLEN G. SPIER, Cashier.
Began Business: 12-16-1938

ASSETS
Cash, balances with other banks, and cash items in process of collection .
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuosrp.orat.ion. s. n.ot. .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

835.386.44 398.483.00 474.012.24
100.000.00 None
2.670.491.01
.17 .446..10 18.088 ..16
None 20.6.12X1

Total Assets . . ..

$ 4,554.540.18

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . .. Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding
Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves .

1.980,829.53 1,272,744.35
24,947.17
724,466.48 99,333.63 42,181.46 None
None 35.947.31
None None 100.000.00 150.000.00 80.909.64 43.180.61

Total Liabilities . . . . . . . $ 4,554,540.18

FORTY-SEVENTH ANNUAL REPORT

55

STATEMENT

Showing condition at the close of business December 31, 1966, of

MERCHANTS AND FARMERS BANK Donalsonville (Seminole), Ga.

As called for by the Superintendent of Banks

W. GAYLORD CUMMINGS, President.
Date of Charter: 9-24-1925

E. H. HOWARD, Cashier.
Began Business: 9-24-1925

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by
u.s. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

563,223.03 I ,421,406.83
201,660.12
None None 1,282,701.99
33,374.84 None None
3,110.00

Total Assets . . . .

. $ 3,505,476.81

LIABILITIES

Demand deposits . . . . . . . .

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

...... .

Other liabilities .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus

.

Undivided profits

Reserves . . . .

I ,545,441.13 1,081,910.89
20,108.62
559,611.94 None
6,684.07 None
None None None None 100,000.00 150,000.00 41.720.16 None

Total Liabilities . . . . . . . $ 3,505,476.81

STATEMENT

Showing condition at the close of business December 31, 1966, of

COFFEE COUNTY BANK Douglas (Coffee), Ga.

As called for by the Superintendent of Banks

H. L. SHANNON, President.
Date of Charter: 6-19-1931

HARVEL NORRIS, Cashier.
Began Business: 7-1-1931

ASSETS

Cash, balances with other banks, and

cash items in process of collection .

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions . . . . . .

Securities of Federal agencies and

cuo.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.

Other securities. corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts

....... ....

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . .

Real estate owned other than bank

premises . . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets . .

Total Assets

1,032,627.33 4,296,815.27
None
150,000.00 None
1,492,549.33
40,619.52 None None None
7.012.611.45

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other Liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2.864,573.36 2,252,429.40
13,403.42
I ,092.945.33 110,447.41 19,148.11 None
None None None None 100.000.00 300.000.00 247,780.67 11,883.75

Total Liabilities . . . . . . . $ 7,012,611.45

56

DEPARTMENT OF BANKING

STATEMENT

Showing condition at thf' close of business December 31, 1966, of

THE FARMERS BANK Douglas (Coffee) , Ga.

As called for by the Superintendent of Banks

F. S. STUBBS, SR., President.
Date of Charter: 5-22-1945

W. L. WILLIS, Cashier.
Began Business: 7-5-1945

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Secuiities of Federal agencies and corporations not guaranteed by U.S.
Other securi ties, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

1,953,243.55 2,481,282.83 1,671,313.39
None None 5,621,391.02
94,798.80 None None None

Total Assets

$ 11,822,029.59

LIABILITIES

Demand deposits . . . .

$

Time and savings deposits . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions ...

Deposits of banks . . . . . . .

Certified and officers' checks, etc..

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

5,081,942.29 3,287,759.65
125,336.42
1,745,218.75 446,927.76 82,262.58 None
None 89,338.35
None None 300,000.00 400,000.00 228,243.79 35,000.00

Total Liabilities

. $ 11,822,029.59

STATEMENT Showing condition at the close of business December 31, 1966, of
THE CITIZENS BANK OF DOUGLASVILLE Douglasville (Douglas), Ga.
As called for by the Superintendent of Banks

I. S. OWINGS, President.
Date of Charter: 8-11-1959

DAN S. GRIMES,
Cashier. Began Business: 5-9-1960

ASSETS

Cash, balances with other banks, and

cash items in process of collection. $

United States Government obliga-

tions, direct and guaranteed .

Obligations of States and political

subdivisions

Securities of Federal agencies and

corporations not guaranteed by

U.S.

"

Other securities, corporate stocks and

stock in Federal Reserve Bank.

Loans and discounts, including over-

drafts . . . . . . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

Real estate owned other than bank

premises . . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets

497,399.90 930,384.89 43,070.00
None None 1,725,353.76
64,053.92 None None
2,408.00

Total Assets

$ 3,262,670.47

LIABILITIES

Demand deposits . . . . . .

.$

Time and savings deposits . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions ...

Deposits of banks . . . . . . .

Certified and officers' checks, etc..

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

1,243,529.64 1,200,101.96
143,400.28
330,822.70 None
26,273.96 None
None 104,836.82
None None 100,000.00 70,000.00 40,705.11 3,000.00

Total Liabilities

$ 3,262,670.47

FORTY-SEVENTH ANNUAL REPORT

57

STATEMENT
Showing condition at the close of business December 31, 1966, of THE COMMERCIAL BANK Douglasville (Douglas), Ga.

As called for by the Superintendent of Banks

RAYMOND L. LLOYD,

President.

.

Date of Charter: 4-24-1942

J. A. COLLINS, Cashier.
Began Business: 5-1-1942

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and
cuo.srp. orations not guaranteed by
Other securities, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

499,923.24 1,753,540.88
639,732.69
None None 2,275,536.11
117,184.93 None None
13,034.78

Total Assets

$ 5,298,952.63

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,908,534.85 1,763,823.10
39,004.77
1,061,981.39 None
38,039.73 None
None 81,362.14
None None 125,000.00 175,000.00 106,206.65 None

Total Liabilities . . . . . . . $ 5,298,952.63

STATEMENT

Showing condition at the close of business December 31, 1966, of

CITIZENS AND SOUTHERN BANK OF DUBLIN Dublin (Laurens), Ga.

As called for by the Superintendent of Banks

W. S. SIMMONS, President.
Date of Charter: 10-29-1928

THERON A. JERNIGAN, Cashier.
Began Business: 11-1-1928

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $ 1,644,355.20

United States Government obliga-

tions, direct and guaranteed . . . 2,821,064.29

Obligations of States and political

subdivisions . . . . . . . . . . . 2,362,549.85

Securities of Federal agencies and

cuo.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.

453,497.01

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

2,362.50

Loans and discounts, including over-

drafts . . . . . . . . . . . . . 10,992,220.38

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

211,107.20

Real estate owned other than bank

premises . . . . . . . . . .

None

Customers' liability to this bank on

acceptances outstanding

None

Other assets . .

134,048.76

Total Assets . . . .

$ 18,621,205.19

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

5,600,546.75 8,707,553.09
94,050.30
1,201,043.90 665,405.75 100,340.43 None
None 1,068,923.29
None None 300,000.00 300,000.00 308,927.91 274,413.77

Total Liabilities . . . . . . . $ 18,621,205.19

58

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

FARMERS AND MERCHANTS BANK Dublin (Laurens) , Ga.

As called for by the Superintendent of Banks

L. P. KEEN, President.
Date of Charter; 5-26-1910

WALLACE E. MILLER. Cashier.
llegan Business: 7-6-1910

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

531,940.29 3,245,830.66
10,000.00
1,462,535.36 None
2,933,165.97
145,769.54 None None
8,035.66

Total Assets . . . .

9,337,277.48

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

3,640,322.89 3,174,073.18
204,296.85
948,988.07 753,798.39
31,402.68 None
None None None None 250,000.00 100,000.00 98,515.66 135,879.76

Total Liabilities . . . . . . . $ 9,337,277.48

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE MORRIS STATE BANK Dublin (Laurens), Ga.

As called for by the Superintendent of Banks

S. BARRON SMITH, President.
Date of Charter: 7-31-1958

LEWIS RICH, Cashier.
Hegan Business 10-2-1958

ASSETS
Cash, balances. with other banks, and cash items in process of collection. $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.ion. s. n. o.t .gu.a.ra.nte'ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,037,637.60 1,390,562.38
65,903.65
699,975.00 None
2,856,082.40
62,003.08 II ,088.00
None None

Total Assets . . . .

. $ 6,123,252.11

LIABILITIES
Demand deposits . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,832,943.79 2,740,696.28
7,107.38
844,691.36 12,032.09
106,038.65. None
None 148,293.70
None None 200,000.00 100,000.00 131,448.86 None

Total Liabilities . . . . . . . $ 6,123,252.11

FORTY-SEVENTH ANNUAL REPORT

59

STATEMENT
Showing condition at the close of business December 31, 1966, of BANK 01' DUDLEY Dudley (Laurens), Ga.

As called for by the Superintendent of Banks

MRS. qLADYS C. HOGAN, President.
Date of Charter: 10-2-1905

FRANCES J. REINHARDT, Cashier.
Began Business: 11-1905

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp.orat.io.ns. n.o.t .g.ua.ra.nte.e.d .b.y -
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

960,572.76 430,180.41 543,332.12
132,699.77 None
1,724,178.32
1.00 1.00 None None

Total Assets . . . .

. $ 3,790,965.38

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . .. Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,191,221.63 1,607,197.34
16,779.75
353,627.76 72,457.41 20,685.68
None
None 46,168.91
None None 150,000.00 150,000.00 114,749.67 68,077.23

Total Liabilities . . . . . . . $ 3,790,965.38

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE BANK OF DULUTH Duluth (Gwinnett) , Ga.

As called for by the Superintendent of Banks

C. M. PARSONS, JR., President.
Date of Charter: 1-22-1945

EWELL A. ARNOLD, Cashier.
Began Business: 2-17-1945

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

445,117.76 1,213,182.21
465,201.08
25,000.00 None
2,435,097.38
99,248.79 None None
32,580.23

Total Assets . . . .

. $ 4,715,427.45

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other lil'bilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,508,732.84 2,027,057.90
27,454.33
612,008.71 None None None
None 179,190.80
None None 100,000.00 163,200.00 97,782.87 None

Total Liabilities . . . . . . . $ 4,715,427.45

60

DEPARTMENT OF BANKING

STATEMENT
Showing condition at the close of business December 31, 1966, of BANK OF EASTMAN Eastman (Dodge), Ga.

As called for by the Superintendent of Banks

JOHN F. JESSUP, President.
Date of charter: 12-28-1918

RUSSELL S. HARRELL, Cashier.
Began Business: 1-2-1919

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by
u.s. . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,034,150.50 1,710,442.33
572,117.30
860,103.56 100,000.00 3,338,290.41
27,601.19 None None None

Total Assets . . . .

7,642,705.29

LIABILITIES

Demand deposits . . . . . . . . . $

Time and savings deposits . . . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divrsions . . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

..........

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus . . . .

Undivided profits

Reserves . . . .

2,963,050.95 3,304,215.25
25,825.73
596,769.27 146,537.93
5,333.49 3,075.00
None 141,246.82
None None 200,000.00 150,000.00 106,650.85 None

Total Liabilities . . . . . . . $ 7,642,705.29

STATEMENT

Showing condition at the close of business December 31, 1966, of

CITIZENS BANK & TRUST COMPANY Eastman (Dodge), Ga.

As called for by the Superintendent of Banks

CHARLES SMYLY, President.
Date of Charter: 3-12-1949

MRS. WILMATINE McCRANIE, Cashier.
Began Business: 4-1-1949

ASSETS
Cash, balances with other banks, and cash iterns in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by US. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including over-
drafts . . . . . . . . . . . Bank premises, furniture and fixtures,
and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets

702,408.91 1,036,625.00
655,853.95
None 196,808.36 2,394,768. 73
25,406.11 36,400.00
None None

Total Assets . . . .

5,048,271.06

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . .

2,145,398.84 1,914,429.17
81,566.46
465,569.91 44,096.76 None None
None 34,387.72
None None 150,000.00 150,000.00 62,822.20 None

Total Liabilities . . . . . . . $ 5,048,271.06

FORTY-SEVENTH ANNUAL REPORT

61

STATEMENT

Showing condition at the close of business December 31, 1966, of
BANK OF FULTON COUNTY East Point (Fulton), Ga.

As called for by the Superintendent of Banks

W. RAY HOUSTON,

LEONARD L. LOWE,

President. Date of Charter: 3-22-1934

Cashier. Began Business: 4-2-1934

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuosrp.orat.ion. s. n. o.t .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furnituce and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

2,380,440.66 3,393,897.38 2,234,024.16
2,039,355.23 None
9,424,755.90
254,742.55 13,500.00 None
197,729.73

Total Assets . . . .

. $ 19,938,445.61

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . : . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

9,028,188.55 4,506,026.00
164,959.44
4,172,566.93 5,503.95
106,012.19 None
None 467,590.17
None None 500,000.00 800,000.00 187,598.38 None

Total Liabilities . . . . . . . $ 19,938,445.61

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE CITIZENS AND SOUTHERN BANK OF EAST POINT East Point (Fulton), Ga.

As called for by the Superintendent of Banks

EUGENE E. JONES, President.
Date of Charter: 11-12-1948

EDWARD J. KORB. Cashier.
Began Business: 11-19-1948

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $ 2,224,867.55

United States Government obliga-

tions, direct and guaranteed . . . 2,526,373.46

Obligations of States and political

subdivisions . . . . . . . . . . I ,923,123.82

Securities of Federal agencies and

cOrporations not guaranteed by

U.S. . . . . . . . . . . . . .

None

Other securities, corporate stocks and

stock in Federal Reserve Bank : .

2,125.00

Loans and discounts, including over-

drafts . . . . . . . . . . . . . 11,969,747.39

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

275,989.98

Real estate owned other than bank

premises . . . . . . . . . . . .

None

Customers' liability to this bank on

acceptances outstanding

None

Other assets . .

111,623.70

Total Assets . . . .

. $ 19,033,850.90

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital 'notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . .

6,939,443.57 7,582,404.32
280,932.69
1,196,865.14 177,295.07 21,570.93 None
None 1,406, 168.73
None None 450,000.00 300,000.00 214,535.57 464,634.88

Total Liabilities . . . . . . . $ 19,033,850.90

62

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of
FARMERS & MERCHANTS BANK Eatonton (Putnam), Ga.

As called for by the Superintendent of Banks

L. 0. BENTON, JR., President.
Date of Charter: 10-30-1922

R. L. HARRISON, Cashier.
Began Business: 11-15-1922

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and corporations not guaranteed by U.S.
Other securities, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts
Bank premises, furniture and fixtures, and other assets representing bank premises
Real estate owned other than bank premises
Customers' liability to this bank on acceptances outstanding
Other assets

664,268.47 917,111.84 176,466.16
None None 2,491,000.89
79,331.60 None None
2,771.40

Total Assets

$ 4,330,950.36

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,541,414.75 2,113,017.60
12,414.35
332,322.82 None
89,141.59 None
None None None None 100,000.00 125,000.00 17,639.25 None

Total Liabilities . . . . . . . $ 4,330,950.36

STATEMENT

Showing condition at the close of business December 31, 1966, of
THE PEOPLES BANK Eatonton (Putnam), Ga.

As called for by the Superintendent of Banks

A. F. ADAMS, President.
Date of Charter: 3-16-1944

HOWARD L. HARRISON, Cashier.
Began Business: 5-1-1944

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

343,980.05 820,840.16
45,840.30
165,311.51 None
1,445,886.26
63,114.62 None None 493.72

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

957,512.27 1,171,209.84
25,341.59
497,961.65 None
6,529.26 None
None 27,351.39
None None 100,000.00 64,000.00 35,560.62 None

Total Assets . . . .

$ 2,885,466.62

Total Liabilities . . . . . . . $ 2,885,466.62

- - - - - - - - - - - --"-----~----'--------------------

FORTY-SEVENTH ANNUAL REPORT

63

STATEMENT
Showing condition at the close of business December 31, 1966, of
THE BANK OF EDISON Edison (Calhoun), Ga.

As called for by the Superintendent of Banks

C. W. LOWE, President.
Date of Charter: 9-24-1904

'1'. 0. MANRY, Cash1er. Began Business: 1904

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.ion. s. n. o.t .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

495,326.75 756,228.25 755,837.98
384,737.50 None
2,0~4,280.78
36,482.56 None None
13,509.72

Total Assets . . . .

. $ 4,496,403.54

LIABILITIES

Demand deposits . . . . . . . . $

Time and savings deposits . . . .

Deposits of U.S. Government . .

Deposits of States and political sub

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing . . . . . . . . . .

Other liabilities . . . . . .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus

.

Undivided profits

Reserves . . . .

1,391,565.37 1,903,392.36
22,445.76
721,228.33 49,831.63 23,712.71 None
None 57,388.98
None None 100,000.00 150,000.00 76,838.40 None

Total Liabilities . . . . . . $ 4,496,403.54

STATEMENT

Showing condition at the close of business December 31, 1966, of
GRANITE CITY BANK Elberton (Elbert), Ga.

As called for by the Superintendent of Hanks

A. D. WILBURN, President.
Date of Charter: 12-3-1927

THOMPSON HOLLOMAN, Cashier.
Beg-an Business: 1-2-1928

ASSETS
Cash, balances with other banks, and cash items in process of collection. $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock i.n Federal Reserve Bank. .
Loans arid discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,035,600.12 1,233,146.86
731,342.98
None 21;000.00 5,228,190.16
412,744.83 None None
37,751.08

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2,945,572.62 3,498,732.10
199,194.39
955,271.16 24,537.41 19,987.83 None
None 247,863.89
None None 240,000.00 460,000.00 107,947.25 669.3S

Total Assets . . . .

$ 8,699.776.()3

Total Liabilities . . . . . . . $ 8,699,776.03

----------------------- ----------

64

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of
BANK OF ELLAVILLE EllaVille (Schley), Ga.

As called for by the Superintendent of Banks

DR. L. S. BOYETTE, President.
Date of Charter: 9-10-1910

RICHARD G. CALLAWAY, Cashier.
Began Business: 9-16-1910

ASSETS
Cash, balances with other banks, and cash i terns in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. n.o.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank ..
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

415,950.59 484,183.16 463,637.54
None None 1,213,054.12
11,848.98 1.00
None 1,806.00

Total Assets . . . .

. $ 2,590,481.39

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,064,533.37 721,889.94 13,424.18
438,260.08 None
10,430.59 None
None None None None 50,000.00 100,000.00 191,943.23 None

Total Liabilities . . . . . . . $ 2,590,481.39

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE BANK OF ELLIJAY Ellijay (Gilmer), Ga.

As called for by the Superintendent of Banks

E. T. HUDSON, Presideit.
Date of Charter: 5-21-1914

JAMES R. PACK, Cashier.
Began Business: 6-1-1914

ASSETS
Cash, balances with other banks, and cash items in process of collection . ~$
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

844,736.27 1,298,700.00
475,805.77
850,000.00 None
1,941,768.70
25,000.00 None None
15,512.67

Total Assets . .

$ 5,451,523.41

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. -' . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . .

2,344,149.91 2,173,494.45
49,348.60
352,999.67 None
54,670.38 None
None 48,576.28
None None 100,000.00 100,000.00 8,284.12 220,000.00

Total Liabilities . . . . . . . $ 5,451,523.41

FORTY-SEVENTH ANNUAL REPORT

65

STATEMENT
Showing condition at the close of business December 31, 1966, of FAIRBURN BANKING COMPANY Fairburn (Fulton), Ga.

As called for by the Superintendent of Banks

Y. H. LONGINO, President.
Date of Charter: 9-14-1891

MRS. WINNER B. LONGINO, Cashier.
Began Business: 1902

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.ion. s. n.o.t .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representjng bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

536,310.87 1,330,551.25
93,404.21
525,000.00 None
2,514,583.89
!04,12J.l5 None None
66,218.45

Total Assets . . . .

$ 5,170,189.82

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2,513,140.85 1,751,152.87
37,483.67
400,397.57 8,613.22
12,048.11 None
None 88,134.14
None None 125,000.00 100,000.00 5,000.00 129,219.39

Total Liabilities . . . . . . . $ 5,170,189.82

STATEMENT

Showing condition at the close of business December 31, 1966, of

FARMERS AND MERCHANTS BANK Fayetteville (Fayette), Ga.

As called for by the Superintendent of Banks

H. P. REDWINE, President.
Date of Charter: 2-16-1906

H. R. REDWINE, Cashier.
Began Business: 3-13-1906

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

295,010.41 836,253.76 227,328.79
250,031.20 None
2,449,425.98
102,159.&0 None None
16,255.24

Total Assets . . . .

$ 4, 176,464.98

LIABILITIES
Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . ..

1,241,126.50 1,429,040.08
16,438.51
932,234.62 2,677.34
33,685.39 None
None 263,749.78
None None 100,000.00 100,000.00 33,957.03 23,555.73

Total Liabilities . . . . . . . $ 4, 176,464.98

66

DEPARTMENT OF BANKING

STATEMENT
Showing condition at the close of business December 31, 1966, of BANK OF FINLEYSON Finleyson (Pulaski), Ga.

As called for by the Superintendent of Banks

CLARENCE FINLEYSON, President.
nate of Charter: 9-20-1910

MATTIE C. CONNER, Cashier.
Began Business: 9-20-1910

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $

United States Government obliga-

tions, direct and guaranteed .

Obligations of States and political

subdivisions

Securities of Federal agencies and

corporations not guaranteed by
u.s.

Other securities, corporate stocks and

stock in Federal Reserve Bank .

Loans and discounts, including over-

drafts . . . . . . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank

premises

Real estate owned other than bank

premises

... ...

Customers' liability to this bank on

acceptances outstanding

Other assets

Total Assets

$

137,183.93 121,920.00
None
349,925.00 None
134,527.68
486.83 None None None 744,043.44

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

427,479.93 40,134.09 None
90,192.39 None
10,515.79 None
None 10,413.96
None None 25,000.00 75,000.00 25,000.00 40,307.28

Total Liabilities . . . . . . . $ 744,043.44

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE FIRST STATE BANK OF FITZGERALD Fitzgerald (Ben Hill), Ga.

As called for by the Superintendent of Banks

B. I. ANDERSON,
President. Date of Charter: 6-24-1948

W. P. HERLOVICH, Cashier.
Began Business: 7-19-1948

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuosrp.orat.ion. s. n.ot. .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

755,925.98 758,690.50
25,166.40
700,025.05 None
2,589,381.00
119,267.30 None None
4,590.00

Total Assets . . . .

$ 4,953,046.23

LIABILITIES

Demand deposits . . . .

.$

Time and savings deposits . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions

Deposits of banks

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus . . . .

Undivided profits

Reserves

I ,650,308.29 2,236,878.64
32,187.41
428,099.79 110,344.57
!8,675.33 None
None 10,000.00
None None 100,000.00 300,000.00 66,552.20 None

Total Liabilities

. $ 4,953,046.23

FORTY-SEVENTH ANNUAL REPORT

67

STATEMENT
Showing condition at the close of business December 31, 1966, of THE CITIZENS BANK Folkston (Charlton), Ga.

As called for by the Superintendent of Banks

J. H. LESTER, JR., President.
Date of Charter: 12-12-1911

CHAS. R. OUTLER, JR., Cashier.
Began Business: 1-4-1912

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by
u.s. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,081,133.11 1,351,686.88
718,814.33
None None 4,016,066.48
178,560.46 31,467.77 None 3,821.41

Total Assets . . . .

. $ 7,381,550.44

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . ... Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2,149,934.35 3,606,031.73
39,407.89
726,026.57 None 922.99 None
None 257,508.63
None None 200,000.00 200,000.00 201,718.28 None

Total Liabilities . . . . . . . $ 7,381,550.44

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF FOREST PARK Forest Park (Clayton), Ga.

As called for by the Superintendent of Banks

C. G. DUNCAN, SR., President.
Date of Charter: 5-9-1956

MARION A. GADDY, Cashier.
Began Business: 10-15-1956

ASSETS
Cash, balances with other banks. and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

926,493.04 1,287,792.50
843,614.60
747,550.00 None
4,330,716.89
107,274.80 None None
26,346.74

Total Assets . . . .

$ 8,269,788.57

LIABILITIES
Demand deposits . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . .
Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . ..

3,822,912.67 2,773,387.79
107,755.16
756,385.04 None
65,809.38 None
None 157,755.73
None None 320,000.00 220,000.00 45,782.80 None

Total Liabilities

. $ 8,269,788.57

68

DEPARTMENT OF BANKING

STATEMENT
Showing condition at the close of business December 31, 1966, of THE CITIZENS BANK OF CLAYTON COUNTY Forest Park (Clayton), Ga.

As called for by the Superintendent of Banks

CHAS. E. WELLS, President.
Date of Charter: 6-26-1964

HERMAN R. WALKER, Cashier.
Began Business: 11-21-19,64

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and corporations not guaranteed by
u.s.
Other securities. corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts
Bank premises. furniture and fixtures, and other assets representing bank premises
Real estate owned other than bank premises
Customers' liability to this bank on acceptances outstanding
Other assets

408,507.77 1,467,382.48
688,301.20
None None 2,914,626.43
187,843.85 None None
20,532.83

Total Assets

$ 5,687,194.56

LIABILITIES
Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2,302,972.78 1,556,436.83
42,277.25
969,627.79 110,000.00
3,110.21 None
None 247,792.24
None None 200,000.00 200,000.00 54,977.46 None

Total Liabilities . . . . . . . $ 5,687,194.56

STATEMENT

Showing condition at the close of business December 31, 1966, of

CITIZENS BANK OF FORSYTH Forsyth (Monroe), Ga.

As called for by the Superintendent of Banks

N. A. HARDIN, President :
Date of Charter: 2-17-1920

G. A. BANKS, Cashier.
Began Business: 3-1-1920

ASSETS
Cash, balances with other banks, and cash items in process of collection. :$
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . .
Customers' liability to this bank on acceptances outstanding ..
Other assets . .

1,389,029.56 896,266.51 203,939.60
None None 505,761.64
5,734.81 24,000.00
None None

Total Assets

$ 3,024,732.12

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,549,070.64 263,260.00 721,000.00
81,697.91 None
9,580.83 None
None 355.78 None None 40,000.00 60,000.00 35,866.67 263,900.29

Total Liabilities . . . . . . . $ 3,024,732.12

FORTY-SEVENTH ANNUAL REPORT

69

STATEMENT
Showing condition at the close of business December 31, 1966, of THE FARMERS BANK Forsyth (Monroe), Ga.

As called for by the Superintendent of Banks

R. 0. PERSONS, JR., President.
Date of Charter: 3-9-1910

C. E. MACKEY
Cashier. Benn Business: 1910

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by
u.s. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

277,740.58 905,015.21
None
200,250.00 None
1,378,237.81
5,052.00 None None
6,270.42

Total Assets . . . .

$ 2,772,566.02

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

908,538.11 1,118,780.54
88,240.73
413,137.53 None
7,142.34 None
None 3,500.00
None None 100,000.00 100,000.00 33,226.77 None

Total Liabilities . . . . . . . $ 2,772,566.02

STATEMENT

Showing condition at the close of business December 31, 1966, of
MONROE COUNTY BANK Forsyth (Monroe), Ga.

As called for by the Superintendent of Banks

CHARNER W. HILL, President.
Date of Charter: 11-2-1908

JAS. M. McCARTY, Cashier.
Began Business: 10-15-1908

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.ion.s. n.o.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock i,n Federal Reserve Bank . .
Loans arftl discounts, including over~ drafts . . . . . . . . . . . ..
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

412,457.83 832,909.09 670,534.52
638,839.06 None
1,621,711.88
3,301.32 None None None

Total Assets . . . .

$ 4,179,753.70

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,515,499.94 1,974,230.22
20,535.71
320,872.82 None
16,505.63 None
None 31,672.64
None None 25,000.00 100,000.00 100,436.74 75,000.00

Total Liabilities . . . . . . . $ 4,179,753.70

70

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

FORT GAINES BANKING COMPANY Fort Gaines (Clay), Ga.

As called for by the Superintendent of Banks

R. H. MORRIS, President.
Date of Charter: 2-11-1937

JAS. A. BROWN, Cashier.
Began Business: 2-15-1937

ASSETS

Cash. balances with other banks, and

cash items in process of collection .

United States Government obliga-

tions, direct and guaranteed . .

Obligations of States and political

subdivisions . . . . . . .

Securities of Federal agencies and

corporations not guaranteed by

U.S. . . . . . . . . . . . . .

Other securities. corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . . . . . . . . . . . .

Bank premises. furniture and fixtures,

and other assets representing bank

premises

....... .

Real estate owned other than bank

premises

Customers' liability to this bank on

acceptances outstanding

Other assets

Total Assets . . . .

345,734.32 1,257,405.00
236,869.50
212,105.86 None
312,480.79
65,985.47 None None None
2,430,580.94

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,062,032.41 734,641.96 2,165.00
328,996.52 None
6,455.32 None
None 3,579.30
None None 50,000.00 100,000.00 101,584.67 41,125.76

Total Liabilities . . . . . , . $ 2,430,580.94

STATEMENT

Showing condition at the close of business December 31, 1966, of

FORT OGLETHORPE STATE BANK Fort Oglethorpe (Catoosa), Ga.

As called for by the Superintendent of Banks

DREW E. BASKINS, President:'
Date of Charter: 12-4-1963

W. ROYCE FRICKS, Cashier.
Began Business: 8-7-1964

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts. including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

454,099.45 467,483.61
I 8,161.47
None None 1,316.936.91
78,229.3 I None None
2.272.4 I

Total Assets . . . .

2,D7.181.16

LIABILITIES

Demand deposits . . . . . . . .

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

...... .

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus

Undivided profits

Reserves . . . .

657,103.21 145,384.64
17,029.85
279,527.74 None
14,595.44 None
None 7,460.79
None None 150,000.00 30,000.00 36.281.49 None

Total Liabilities

. $ 2,337,383.16

FORTY-SEVENTH ANNUAL REPORT

71

STATEMENT

Showing condition at the close of business December 31, 1966, of
BANK OF FORT VALLEY Fort Valley (Peach), Ga.

As called for by the Superintendent of Banks

ALBERT McCOWEN, JR.

J. EDWARD TYSON,

President.

Cashier.

Date of Charter: 10-11-1924

Began Business: 10-15-1924

=~=-=-==-========-=====-========~============================

ASSETS

LIABILITIES

Cash, balances with other banks, and cash items in precess of collection . $
United States Government obliga-
tions, direct and guaranteed . Obligations of States and political
subdivisions
Securities of Federal agencies and corporations not guaranteed by
U.S. Other securities, corporate stocks and
stock in Federal Reserve Bank . Loans and discounts, including over-
drafts
Bank premises, furniture and fixtures, and other assets representing bank premises
Real estate owned other than bank premises
Customers' liability to this bank on acceptances outstanding
Other assets

630,60H.Hl I ,584,890.64 1,131,230.32
350,000.00 None
3,687,330.47
340,021.60 1,881.08 None None

Demand deposits . . . . . . ... $ Time and savings deposits . . . .
Deposits of U.S. Government . . .
Deposits of States and political subdivisions . . . . . . . . . . . .
Deposits of banks . . . . . . . .
Certified and officers' checks, etc. . . Other liabilities for borrowed money .
Acceptances executed by or for account of this bank and outstanding . . . . . . . . . . .
Other liabilities . Capital notes and debentures .
Preferred stock . Common stock . Surplus
Undivided profits Reserves . . . .

2,873,502.62 2,290,422.32
124,542.05
1,439,491.50 None
34,600.51 None
None 64,422.09
None None 300,000.00 400,000.00 198,981.83 None

Total Assets

$ 7,725,962.92

Total Liabilities . . . . . . . $ 7,725,962.92

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE CITIZENS BANK Fort Valley (Peach) , Ga.

As called for by the Superintendent of Banks

C. E. MOORE, President.
Date of Charter: 12-24-1906

WM. H. HUCKABEE, Cashier.
Began Business: 1-1-1907

ASSETS
Cash, balances with other banks, and cash items in process of collection .
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.ion. s. n. ot. .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

820,799.95 866,732.79 313,164.79
None 1,000.00 2,892,013.37
155,339.96 6,684.25 None None

Total Assets . .

$ 5,055,735.11

~~---------~~-

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . .. Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other lillbilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,730,176.33 I ,818,466.66
113.324.30
618,442.29 None
146,688.92 None
None 110,654.58
None None 120,000.00 280,000.00 117,982.03 None

Total Liabilities . . . . . . . $ 5,055,735.11

72

DEPARTMENT OF BANKING

STATEMENT
Showing condition at the close of business December 31, 1966, of THE BANK OF HEARD COUNTY Franklin (Heard}, Ga.

As called for by the Superintendent of Banks

T. W. GOODSON, President.
Date of Charter: 10-14-1905

THOMAS W. GOODSON, JR., Cashier.
Began Business: 10-18-1905

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by
u.s. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . _. . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

319,109.15 743,270.55
68,973.31
449,800.00 None
853,981.48
52,499.77 None None None

Total Assets . . . .

$ 2,487,634.26

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

906,868.73 968,805.29
8,983.66
306,580.84 None
5,661.10 None
None 449.40 None None 50,000.00 175,000.00 30,285.24 35,000.00

Total Liabilities . . . . . . . $ 2,487,634.26

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE CITIZENS BANK Gainesville (Hall), Ga.

As called for by the Superintendent of Banks

HEYWARD C. HOSCH,
President. Date of Charter: 5-19-1913

HARRY E. MARTIN,
Cashier. Began Business: 6-1913

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by
u.s. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1 ,237,982.07 3,478,305.94
324,573.72
600,000.00 155,000.00 5 ,956,272. 78
112,830.98 None None
3,608.01

Total Assets . . . .

$ 11,868,573.50

LIABILITIES
Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . .

5,384,788.27 4,170,840.19
259,770.95
1,023,706.00 39,610.81 6,383.72 None
None 97,591.73
None None 300,000.00 250,000.00 335,881.83 None

Total Liabilities . . . . . . . $ 11,868,573.50

FORTY-SEVENTH ANNUAL REPORT

73

STATEMENT
Showing condition at the close of business December 31, 1966, of BANK OF GIBSON
Gibson (Glascock), Ga.

As called for by the Superintendent of Banks

LOUIE H. GRIFFIN, M.D., President.
nate of Charter: 11-7-1905

E. E. GRIFFIN, JR., Cashier.
Began Business: 11-27-1905

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp.orat.ion. s. n.ot. .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

139,247.34 735,625.00 113,019.71
None None 128,677.03
10,500.00 None None None

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

555,620.94 None None
480,000.00 None 378.24 N;)ne
None None None None 25,000.00 37,500.00 28,569.90 None

Total Assets . . . .

. $ 1,127,069.08

Total Liabilities . . . . . . . $ 1,127,069.08

------------------------------------~----------------------------------

STATEMENT

Showing condition at the close of business December 31, 1966, of
CITIZENS BANK Glennville (Tattnall), Ga.

As called for by the Superintendent of Banks

T. R. SMITH, President.
Date of Charter: 12-31-1942

MRS. MARGARET D. BACON, Cashier.
Began Business: 1-4-1943

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

504,081.12 630,454.00
52,000.00
349,875.00 None
936,520.91
18,391.90 None None None

Total Assets . . . .

. $ 2,491,322.93

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

787,062.54 1,000,699.32
8,916.58
395,703.74 None
1,962.47 None
None 23,653.97
None None 60,000.00 60,000.00 153,324.31 None

Total Liabilities . . . . . . . $ 2,491,322.93

74

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE GLENNVIllE BANK Glennville (Tattnall), Ga.

As called for by the Superintendent of Banks

J. A. BACON, President.
Date of Charter: 1-12-1905

J. A. ROGERS, Cashier.
Began Business: 1-18-1905

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.ion. s. n. ot. .gu.ar.an.te.ed. .by-
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . -
Bank premises, furniture- and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

650,711.40 505,040.00 223,184.33
300,000.00 None
2,788,492.88
14,038.42 None None None

Total Assets . . . .

$ 4,481,467.03

LIABILITIES
Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,441,044.00 2,165,078.24
8,968.67
402,518.03 None
22,605.41 None
None 36,198.54
None None 100,000.00 150,000.00 155,054.14 None

Total Liabilities . . . . . . . $ 4,481,467.03

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE GORDON BANK Gordon lWilkinson), Ga.

As called for by the Superintendent of Banks

R. F. GIBBS, President.
Date of Charter: 6-8-1946

DONALD R. GIBBS,
Cashier. Began Business: 8-1-1946

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.io.ns. n.o.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

400,665:82 349,578.13 103,106.88
479,937.50 None
1,114,476.02
81,747.74 None None None

Total Assets . . . .

$ 2,529.512.09

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

783,502.51 1,190,965.48
4,675.00
269,022.85 None 561.49 None
None None J None None 70,000.00 130,000.00 80,784.76 None

Total Liabilities

. $ 2,529,512.09

FORTY-SEVENTH ANNUAL REPORT

75

STATEMENT

Showing condition at the close of business December 31, 1966, of
BANK OF GRAY Gray (Jones), Ga.

As called for by the Superintendent of Banks

THAD. G. CHILDS, President.
Date of Charter: 8-23-1909

MRS. VENTURIA A. LAZENBY, Cashier.
Began Business: 8-28-190~

ASSETS

Cash. balances with other banks, and

cash items in precess of collection .

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions

.

Securities of F cderal agencies and

corporations not guaranteed by

U.S.

..........

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts

........

Bank premises, furniture and fixtures,

and other assets representing bank

premises .

.... ..

Real estate owned other than bank

premises .

Customers' liability to this bank on

acceptances outstanding

Other assets . .

954,192.01 386,937.50
70,739.65
100,000.00 None
769,760.59
29,058.08 None None None

Total Assets . . . .

$ 2,310,687.83

LJABILITIES

Demand deposits . . . . . . . .

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . .

Capital notes and debentures .

Preferred stock

Common stock .

Surplus .

.

Undivided profits

Reserves . . . .

918,746.64 446,352.59
3,107.14
705,584.33 None
15,559.82 None
None 31,036.00
None None 50,000.00 50,000.00 90,301.31 None

Total Liabilities . . . . . . . $ 2,310,687.83

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF GREENSBORO Greensboro (Greene), Ga.

As called for by the Superintendent of Banks

H. D. GOODWIN, President.
Date of Charter: 10-13-1926

C. WELDON SMITH, Cashier.
Began Business: 10-14-1926

ASSETS
Cash, balances with other banks. and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

679,801.01 561,183.67 390,648.59
647,652.35 None
2,048,728.43
56,502.00 None None None

Total Assets . . . .

. $ 4,384,516.05

LIABILITIES

Demand deposits . . . . . . . .

Time and savings deposits . . . .

Deposits of U.S. Government . . ,

Deposits of States and political sub-

divisions .

.........

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing . . . . . . . . . .

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock .

Surplus

Undivided profits

Reserves . . . .

1,126,254.40 2,268,166.06
40,259.20
502,703.57 50,000.00 49,308.61 None
None None None None 100,000.00 225,000.00 22,824.21 None

Total Liabilities . . . . . . . $ 4,384,516.05

76

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE CITIZENS BANK Greensboro (Greene), Ga.

As called for by the Superintendent of Banks

J. B. DOLVIN, President.
Date of Charter: 3-.9-1946

L. C. MITCHELL, Cashier.
Began Business: 4-1-1946

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.ion. s. n.ot. .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

207,721.48 863,060.89 154,994.16
424,798.44 None
1,094,615.09
65,869.95. None None
3,171.51

Total Assets . . . .

2,814,231.52

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certifit!d and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,101,814.45 I ,081,401,20
13,010.52
340,406.94 None 931.49 None
None 524.00 None
None 75,000.00 87,500.00 113,642.92
None

Total Liabilities . . . . ... $ 2,814,231.52

STATEMENT Showing condition at the close of business December 31, 1966, of

THE GREENVILLE BANKING COMPANY Greenville (Meriwether), Ga.
As called for by the Superintendent of Banks

R. J. ATKINSON, President.
Date of Charter: 10-24-1887

R. M. PHILLIPS, Cashier.
Began Business: 1891

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $

United States Government obliga-

tions, direct and guaranteed .

Obligations of States and political

subdivisions

Securities of Federal agencies and

corporations
u.s.

not

guaranteed

by

Other securities, corporate stocks and

stock in Federal Reserve Bank .

Loans and discounts, including over-

drafts . . . . . . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank

premises

Real estate owned other than bank

premises

Customers' liability to this bank on

acceptances outstanding

Other assets

564,208.91 684,960.28 187,740.95
360,151.25 None
912,071.96
10,210.90 None None
1,047.11

Total Assets

$ 2,720,391.36

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . .. Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

935,898.07 916,931.32 21,728.61
612,537.20 None
7,555.75 None
None 21,000.00
None None 50,000.00 75,000.00 79,740.41 None

Total Liabilities . . . . . . . $ 2,720,391.36

FORTY-SEVENTH ANNUAL REPORT

77

STATEMENT

Showing condition at the close of business December 31, 1966, of

COMMERCIAL BANK & TRUST COMPANY Griffin (Spalding), Ga.

As called for by the Superintendent of Banks

C. T. PARKER, President.
Date of Charter: 10-11-1889

CHARLES B. WYNNE, Cashier.
Began Business: 10-9-1890

ASSETS

Cash, balances with other banks, and

cash items in precess of collection. $ 3,369,967.11

United States Government obliga-

tions, direct and guaranteed . . . 5,454,484.45

Obligations of States and political

subdivisions . . . . . . . . . . 3,631,115.74

Securities of Federal agencies and

corporations not guaranteed by

U.S. . . . . . . . . . . . . .

None

Other securities, corporate stocks and

stock in Federal Reserve Bank. .

None

Loans and discounts, including over-

drafts . . . . . . . . . . . . . 15,328,049.67

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

462,911.86

Real estate owned other than bank

premises . . . . . . . . . .

None

Customers' liability to this bank on

acceptances outstanding

None

Other assets . .

None

Total Assets . . . .

28,246,528.83

LIABILITIES
Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

9,145,982.83 11,584,854.73
245,004.98
3,498,158.53 330,245.03 185,844.39 None
None 1,201,414.39
None None 800,000.00 I ,000,000.00 255,023.95 None

Total Liabilities . . . . . . . $ 28,246,528.83

STATEMENT

Showing condition at the close of business December 31, 1966, of

JONES COUNTY BANK Haddock (Jones), Ga.

As called for by the Superintendent of Banks

L. M. WOODCOCK, President.
Date of Charter: 7-14-1905

L. M. WOODCOCK, Cashier.
Began Business: 7-25-1905

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

Total Assets . . . .

$

308,241.32 161,033.02
60,561.27
None None 396,669.28
59,012.99 None None
1,370.78 986,888.66

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . ... Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

545,442.80 !53,785.26
1,723.06
!50,000.00 None 473.95 None
None None None None 25,000.00 95,000.00 15,463.59 None

Total Liabilities . . . . . . . $ 986,888.66

78

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of
CITIZENS BANK OF HAHIRA Hahira (Lowndes), Ga.

As called for by the Superintendent of Banks

D. K. HOLLIS, JR., President.
Date of Charter: 2-12-1927

CEO. H. STALYEY, Cashier.
Began Business: 2-21-1927

ASSETS

Cash, balances with other banks, and

cash items in process of collection .

United States Government obliga-

tions. direct and guaranteed . .

Obligations of States and political

subdivisions

.

Securities of Federal agencies and

corporation~ not guaranteed by

us.

. .....

Other securities, corporate stocks and

stnck in Federal Reserve Bank .

Loans and discounts. including over-

drafts

Bank premises, furniture and fixtures,

and other a~sets representing bank

premises .

Real estate owned other than bank

prcmi~es

.

.

Customers' liability to this bank on

acceptances outstanding

Other assets

620,551.53 213,036.07 108,580.18
199,703.13 None
1,581,038.40
59,620.45 7,100.00 None None

Total Assets

$ 2,789,629.76

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding Other liabilities Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves

1,275,655.3 1,100,738.5
2,335.0
120,353.4" 89,496.8
Non Non
Non 32,667.4
Non Nont 50,000.0 100,000.0( 18,383. L Non<

Total Liabilities . . . . . . . $ 2,789,629.7t

STATEMENT Showing condition at the close of business December 31, 1966, of

COMMERCIAL BANKING COMPANY Hahira (Lowndes), Ga.
As called for by the Superintendent of Banks

TALLEY LAWSON,

V. A. GASKINS,

President.

Cashier.

Date of

Charter:

1-29-1946
===:-

=

=

=

=

;=

=

==

-c

-=

=

=Bcegcan

Business:

4-5-1945

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $

United States Government obliga-

tions, direct and guaranteed .

Obligations of States and political

subdivisions

Securities of Federal agencies and

corporations not guaranteed by

U.S.

Other securities. corporate stocks and

stcck in Federal Reserve Bank .

Loans and discounts, including over-

drafts .

.

Bank premises, furniture and fixtures,

and other assets representing bank

premises

Real estate owned other than bank

premises

Customers' liability to this bank on

acceptances outstanding

Other assets

135,936.01 783,452.16
5,000.00
None None 255,833.41
29,000.00 None None None

LIABILITIES

Demand deposits . . . . . . . .

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

.

Other liabilities .

Capital notes and debentures .

Preferred stock

Common stock .

Surplus

Undivided profits

Reserves .

426,822.9: 570,795.21
514.7~
120,046.5S None
2,657.14 None
None 9,726.58
None Non 25,000.0( 52,500.0( 1,158.11 Nont

Total Assets

$ 1,209,221.58

Total Liabilities . . . . . . . $ I ,209,221.58

FORTY-SEVENTH ANNUAL REPORT

79

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF HAMPTON Hampton (Henry), Ga.

As called for by the Superintendent of Banks

BEN 0. SIMS, President.
Date of Charter: 12-31-1965

J. W. MARTIN, Cashier.
Began Business: 2-1-1966

ASSETS

Cash, balances with other banks, and

cash items in precess of collection .

United States Government obliga-

tions, direct and guaranteed .

Obligations of States and political

subdivisions

Securities of Federal agencies and

cuo.srp. orat.io.ns. .no.t .g.ua.ran.teed by

Other securities. corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts

... .. ...

Bank premises, furniture and fixtures,

and other assets representing bank

premises

Real estate owned other than bank

premises . . .

.

Customers' liability to this bank on

acceptances outstanding

Other assets

Total Assets . . . .

$

94,957.85 107,720.32
None
48,750.00 None
398,568.49
13,984.74 None None None
663,981.40

LIABILITIES

Demand deposits . . . . . . 0 $ 0

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . ..

Deposits of banks . 0 . . 0 0 . 0

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

........ .

Other liabilities

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus

Undivided profits

Reserves .

235,120066 161,560.49
6,523069
149,351.50 None
9,350.35 None
None 988070 None None 50,000.00 30,000.00 21,086001 None

Total Liabilities . . . . . . . $ 663,981.40

STATEMENT

Showing condition at the close of business December 31, 1966, of

CITIZENS BANK OF HAPEVILLE Hapeville (Fulton), Ga.

As called for by the Superintendent of Banks

K. E. STEARNS, President.
Date of Charter: 7-20-1945

H. N. BUCHANAN, Cashier.
Began Business: 9-4-1945

ASSETS

Cash, balances with other banks, and

cash items in process of collection .

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions . . . . . . . . . .

Securities of Federal agencies and

corporations not guaranteed by
~s. . . . . 0 . . . . . 0 0

Other securities. corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts

......... o o

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

Real estate owned other than bank

premises . . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets . .

Total Assets o o o o

I ,328,388022 1,420,813.35 1,4380055077
544,356.25 None
6,758,182.95
2480161.40 None None
62,171.99 11,8000129.93

LIABILITIES

Demand deposits o o . . o o o o $

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . 0 . . . o o o

Certified and officers' checks, etc. o o

Other liabilities for borrowed money o

Acceptances executed by or for ac-

count of this bank and outstand-

ing

. .......

Other liabilities . . . o . o o

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus

Undivided profits

Reserves . . . .

5,095,587.36 3,756,221.63
115,414.31
1,128,367.26 24,642.57 51,268058 None
None 424,509.53
None None 800,000.00 200,000o00 2040118.69 None

Total Liabilities 0 0 0 . 0 0 0 $ II ,800,129093

80

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF COLUMBIA COUNTY Harlem (Columbia), Ga.

As called for by the Superintendent of Banks

E. D. CLARY, JR.
President. Date of Charter: 11-29-1909

HENRY E. L. MILLER,
Cashier. Began Business: 12-13-1909

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $

United States Government obliga-

tions, direct and guaranteed .

Obligations of States and political

subdivisions

Securities of Federal agencies and

corporations not guaranteed by

U.S.

Other securities, corporate stocks and

stock in Federal Reserve Bank .

Loans and discounts, including over-

drafts . . . . . . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank

premises

........

Real estate owned other than bank

premises . . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets

455,599.10 910,315.50 103,332.01
152,000.00 None
1,013,293.07
12,506.13 None None None

Total Assets

$ 2,647,045.81

LIABILITIES

Demand deposits

.$

Time and savings deposits . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions . . . . . . . . . . ..

Deposits of banks . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

792,338.37 627,876.77
45,877.52
886,798.14 None 18.34 None
None 5,075.40
None None 50,000.00 150,000.00 69,061.27 20,000.00

Total Liabilities

. $ 2,647,045.81

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF HARTWELL Hartwell (Hart) , Ga.

As called for by the Superintendent of Banks

J. H. WRIGHT, President.
Date of Charter: 5-15-1961

SIMS HILL, Cashier.
Began Business: 11-9-1961

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

408,746.1 i
1,045,647.06 40,290.05
295,000.00 None
I ,264,787.31
69,146.03 None None
1,144.00

Total Assets

$ 3,124,760.56

LIABILITIES

Demand deposits

$

Time and savings deposits . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

912,271.37 1'173, 140.27
29,460.83
662,884.42 None
3,423.01 None
None 38,840.67
None None 150,000.00 82,500.00 72,239.99 None

Total Liabilities

$ 3,124,760.56

FORTY-SEVENTH ANNUAL REPORT

81

STATEMENT Showing condition at the close of business December 31, 1966, of CITIZENS BANKING COMPANY OF HARTWELL, GEORGIA
Hartwell (Hart), Ga. As called for by the Superintendent of Banks

E. C. GRIFFETH, President.
Date of Charter: 11-28-1942

J. E. WEAVER, Cashier.
Began Business: 1-2-1943

ASSETS

Cash, balances with other banks, and

cash items in precess of collection . $

United States Government obliga-

tions, direct and guaranteed .

Obligations of States and political

subdivisions

Securities of Federal agencies and

uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.

Other securities, corporate stocks and

stock in Federal Reserve Bank .

Loans and discounts, including over-

drafts

Bank premises, furniture and fixtures,

and other assets representing bank

premises

...

Real estate owned other than bank

premises . . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets

896,129.26 1,440,205.64
555,141.70
962,124.35 None
3,233,882.08
100,000.00 None None
400,000.00

Total Assets

$ 7,587,483.03

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

3,163,477.45 3,259,341.83
66,883.31
487,454.88 None
25,727.42 None
None None None None 100,000.00 100,000.00 100,000.00 284,598.14

Total Liabilities . . . . . . . $ 7,587,483.03

STATEMENT

Showing condition at the close of business December 31, 1966, of

PLANTERS BANK Hawkinsville (Pulaski), Ga.

As called for by the Superintendent of Banks

W. N. PATE, President.
Date of Charter: 2-27-1896

OTIS R. MAYO, Cashier.
Began Business: 3-1896

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

446,393.72 1,883,058.72
751,456.47
None None 2,263,979.61
61,789.33 None None
1,500.17

Total Assets . . . .

$ 5,408,178.02

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2,236,873.56 2,198,947.78
13,350.37
434,059.86 None
20,649.11 10,000.00
None None None None 100,000.00 100,000.00 25,000.00 269,297.34

Total Liabilities . . . . . . . $ 5,408,178.02

82

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE PULASKI BANKING COJ\1PANY Hawkinsville (Pulaski), Ga.

As called for by the Superintendent of Banks

R. D. BUCHAN, President.
Date of Charter: 7-20-1949

STERLIN CARR, Cashier.
Began Business: 8-27-1949

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions

Securities of Federal agencies and

uco.srp. orat.ions. n.ot. .gu.ar.an.te.ed. .by.

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts .

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . .

. .....

Real estate owned other than bank

premises

.

Customers' liability to this bank on

acceptances outstanding

Other assets .

420,327.53 704,573.12
43,543.35
174,962.50 None
1,958,558.35
65,981.31 29,000.00
None Ncne

Total Assets

3,396,946.16

LIABILITIES

Demand deposits . . . . . . ... $

Time and savings deposits . . . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

.

Other liabilities .

C9-pital notes and debentures .

Preferred stock .

Common stock .

Surplus

Undivided profits

Reserves . . . .

1,314,812.60 l ,370,866.31
None
446,658.80 None
'24,396.76 None
None 18,711.69
None None 100,000.00 100.000.00 21,500.00 None

Total Liabilities . . . . . . . $ 3,396,946.16

STATEMENT Showing condition at the close of business December 31, 1966, of

BANK OF HAZLEHURST Hazlehurst (Jeff Davis), Ga.
As called for by the Superintendent of Banks

CHARLES ROGERS, President.
Date of Charter: 10-19-1906

MRS. MARY WALKER, Cashier.
Began Business: 10-1906

ASSETS
Cash, balances with other banks, and cash items in precess of collection .
United States Government obliga tions, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.ion. s. n.o.t .gu.ar.an.te.ed. .by.
Other securities. corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . .
Real estate owned other than bank premises . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

713,021.94 1,411,660.36
12,000.00
None None 1,273,336.49
2.00 None None 1,907.99

Total Assets . . . .

$ 3,411,928.78

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
collnt of this bank and outstanding . Other liabilities Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves

2.317,424.06 285,280.15 11,807.32
308,500.41 None
30,124.85 None
None 45,302.76
None None 100,000.00 150,000.00 148,489.23 15,000.00

Total Liabilities . . . . . . . $ 3,411,928.78

FORTY-SEVENTH ANNUAL REPORT

83

STATEMENT Showing condition at the close of business December 31, 1966, of

JEFF DAVIS BANK Hazlehurst (Jeff Davis), Ga.

As called for by the Superintendent of Banks

J. 0. WOOTEN, President.
Date of Charter: 7-12-1962

J. N. BOGGS, Cashier.
Began Business: 12-1-1962

ASSETS

Cash, balances with other banks, and

cash items in precess of collection .

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions

..

Securities of Federal agencies and

corporations not guaranteed by

U.S. . . . . . . . . . . . . .

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts

. ........

Bank premises, furniture and fixtures,

and other assets representing bank

premises .

. .....

Real estate owned other than bank

premises . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets

569,829.43 I, 138,496.63
110,908.84
100,000.00 None
1,899,477.98
23,022.60 None None 347.81

Total Assets . . . .

. $ 3,842,083.29

LIABILITIES

Demand deposits . . . . . . . . . $

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

.......

Other liabilities . . . . . .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus .

.

Undivided profits

Reserves . . . .

1,568.233.41 1.327,130.14
219,752.61
339,824.16 None
18,946.26 None
None 51,423.12
None None 100.000.00 100,000.00 71,019.71 45,753.88

Total Liabilities . . . . . . . $ 3,842,083.29

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF HIAWASSEE Hiawassee (Towns), Ga.

As called for by the Superintendent of Banks

H. D. PARIS, President.
Date of Charter: 6-14-1909

ELOIS D. ANDERSON, Cashier.
Began Business: 7-21-1909

ASSETS

Cash, ba:ances with other banks, and

cash i .ems in process of collection .

United States Government obliga-

tions, direct and guaranteed . .

Obligations of States and political

subdivisions . . . . . . .

.

Securities of Federal agencies and

ucosrp. orat.ion. s. n.ot. .gu.ar.an.te.ed. .by.

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

.Loans and discounts, including over-

drafts . . . . . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

Real estate owned other than bank

premises . . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets . .

Total Assets . . . .

625,962.50 900,029.84 136,676.62
None None I ,390,268.43
29,298.72 None None None
3,082,236.11

LIABILITIES
Demand deposits . . . . . , . . $ Time and savings deposits . . .. Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . , . . ... Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,523,556.69 1,099,300.61
11,650.00
114,338.06 None
7,341.87 None
None 22,929.76
None None 50,000.00 50,000.00 203,119.12 None

Total Liabilities . . . . . . . $ 3,082,236.11

84

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE HINESVILLE BANK Hinesville (Liberty) , Ga.

As called for by the Superintendent of Banks

D. F. MARTIN, JR., President.
Date of Charter: 9-4-1911

JAS. M. FLOYD, Cashier.
Began Business: 11-15-1911

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and
uco.srp. orations not guaranteed by
Other securities, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank . premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

637,208.80 989,050.13 563,633.16
350,000.00 None
1,878,010.70
28,995.00 None None
10,101.50

Total Assets

$ 4,456,999.29

LIABILITIES

Demand deposits . . . . . .

$

Time and savings deposits . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions . . .

Deposits of banks . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of. this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves . . . .

1,909,133.5 1,213,809.5
226,992.2
629,715.2 Non
12,828.8 Non
Non Non No" 150,0N00o~~0 !50,000.Q 125,159.3 39,360.5

Total Liabilities

. $ 4,456,999.2

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE CITIZENS BANK Hogansville (Troup), Ga.

As called for by the Superintendent of Banks

JOHN R. HINES, President.
Date of Charter: 11-30-1961

W. P. ARNOLD, Cashier.
Began Business: 12-11-1961

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and
cuo.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

378,918.74 599,444.15
28,310.57
164,562.50 None
890,329.41
28,514.89 5,000.00 None 18.68

Total Assets

$ 2,095,098.'14

LIABILITIES

Demand deposits . . . .

. .'$

Time and savings deposits . . . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions ...

Deposits of banks . . . . . . .

Certified and officers' checks, etc..

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves . . . .

I ,054,831.3 363,906.1 15,310.9
386,881.4 Nor
10,753.7 Non
Non 57,547.9
Non Nor.
120,00~.~
42,000., 43,867.
Nor

Total Liabilities

$ 2,095,098.

FORTY-SEVENTH ANNUAL REPORT

85

STATEMENT Showing condition at the close of business December 31, 1966, of

EMPIRE BANKING COMPANY Homerville (Clinch), Ga.

As called for by the Superintendent of Banks

W. K. PEAGLER, President.
Date of Charter: 3-1-1945

MARGARET T. LEE, Cashier.
Began Business: 6-1-1945

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obliga tions, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

744,206.89 1,071,772.98
40,190.92
99,950.00 None
1,191,079.04
26,253.32 None None None

Total Assets . . . .

$ 3,173,453.15

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,352,199.34 930,772.44 14,418.72
604,429.28 None
23,975.22 None
None 25,390.94
None None 100,000.00 100,000.00 22,267.21 None

Total Liabilities . . . . . . . $ 3,173,453.15

STATEMENT

Showing condition at the close of business December 31, 1966, of

WILKINSON COUNTY BANK Irwinton (Wilkinson), Ga.

As called for by the Superintendent of Banks

H. E. STEPHENS, President.
Date of Charter: 7-16-1907

ROBT. C. McGINTY, Cashier.
Began Business: 7-16-1907

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by
u.s. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . ..
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

420,120.54 524,005.30 109,817.24
588,865.63 None
745,114.63
22,933.43 None None None

Total Assets . . . .

$ 2,410,856.77

LIABILITIES

Demand deposits

$

Time and savings deposits . .

Deposits of U.S. Government

Deposits of States and political sub-

divisions ...

Deposits of banks

Certified and officers' checks, etc..

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

884,948.30 926,178.97
11,146.76
369,135.32 None
6,632.18 None
None 22,592.08
None None 50,000.00 100,000.00 40,223.16 None

Total Liabilities

. $ 2.410,856.77

86

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

MciNTOSH STATE BANK Jackson (Butts), Ga.

As called for by the Superintendent of Banks

WM. H. SHAPARD, President.
Date of Charter: 2-14-1964

HENRY L. ASBURY. Cashier.
Began Business: 9-18-1964

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $

United States Government obliga-

tions, direct and guaranteed . .

Obligations of States and political

subdivisions

.

Securities of Federal agencies and

corporations not guaranteed by

U.S.

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . . . . . . . .

Bank premises. furniture and fixtures,

and other assets representing bank

premises . . . .

Real estate owned other than bank

premises . . .

Customers' liability to this bank on

acceptances outstanding

Other assets

345,844.62 517,524.24
None
194,940.63 None
I ,283,886.64
94,142.66 None None
12,318.49

Total Assets

$ 2,448,657.28

LIABILITIES

Demand deposits . . . . . . . .

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

...... .

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus

.

Undivided profits

Reserves .

738,057.14 1,084,834.04
50,826.46
263,639.72 None
1,902.50 None
None 106,959.34
None None 150,000.00 50,000.00 2,438.08 None

Total Liabilities . . . . . . . $ 2,448,657.28

STATEMENT

Showing condition at the close of business December 31, 1966, of

JASPER BANKING COMPANY Jasper (Pickens), Ga.
As called for by the Superintendent of Banks

MARK H. MOORE, President.
Date of Charter: 1-17-1945

JAY L. HARRISON, Cashier.
Began Business: 3-12-1945

ASSETS

Cash, balances with other banks, and

cash items in process of collection $

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions . . . . . . . . . .

Securities of Federal agencies and

corporations not guaranteed by

U.S.

Other securities. corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts .

....

. ..

Bank premises, furniture and fixtures,

and other assets representing bank

premises

...

Real estate owned other than bank

premises

...

.

Customers' liability to this bank on

acceptances outstanding

Other assets

715,851.41 1,439,332.02
35,577.13
~9~5.00
None 1,766,612.30
91,431.03 None None
5,847.29

Total Assets

. $ 4,804,326.18

LIABILITIES

Demand deposits . . , . . . . .. $

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . ..

Deposits of banks . . . . . . . .

Certified and officers' checks, etc...

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

.

Other liabilities .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus

Undivided profits

Reserves .

1,981,924.38 1,985,517.70
45,050.52
382,670.46 9,110.00 None None
None 14,218.58
None None 100,000.00 150,000.00 150,834.54 25,000.00

Total Liabilities

. $ 4,804.326.18

FORTY-SEVENTH ANNUAL REPORT

87

STATEMENT

Showing condition at the close of business December 31, 1966, of

WAYNE STATE BANK Jesup (Wayne), Ga.

As called for by the Superintendent of Banks

R. W. WOODRUFF, President.
Date of Charter: 8-5-1953

BERT HIRES, Cashier.
Began Business: 1-2-19fi4

ASSETS

Cash, balances with other banks, and

cash items in precess of collection .

United States Government obliga-

tions, direct and guaranteed . .

Obligations of States and political

subdivisions

.

Securities of Federal agencies and

corpora.tinns not guaranteed by
u.s. . . . . . .

Other sec uri ties, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts

Bank premises. furniture and fixtures,

and other assets representing bank

premises .

.

Real estate owned other than bank

premises . .

.

Customers' liability to this bank on

acceptances outstanding

Other assets

Total Assets . .

795,523.93 455,000.00 241,000.00
795,000.00 17,100.00
2,984,587.37
50,861.72 None None None
5,339,073.02

LIABILITIES
Demand deposits . . . . . . , . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . Deposits of banks Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . Other liabilities Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves .

I ,555,249.03 2,292,642. 95
25,534.13
801,282.95 None
51,998.32 None
None 3,262.72
None None 400,000.00 170,000.00 39,102.92 None

Total Liabilities . . . . . . . $ 5,339,073.02

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF JONESBORO Jonesboro (Clayton), Ga.

As called for by the Superintendent of Banks

C. S. CONKLIN, President.
Date of Charter: 10-6-1903

C. S. CONKLIN, II, Cashier.
Began Business: 11-7-1903

ASSETS

Cash, balances with other banks, and

cash items in process of collection .

United States Government obliga-

tions. direct and guaranteed . . .

Obligations of States and political

subdivisions

.

Securities of Federal agencies and

corporations not guaranteed by

U.S.

.

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

1~oans and discounts, including over-

drafts . . . . . . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank

premises

....

Real estate owned other than bank

premises .

Customers' liabilitv to this bank on

acceptances outStanding

Other assets

Total A-,-.;cts

627,143.98 I ,843,046.88 1,065,074.12
None None 3,118.869.34
U1.778.75 None None
l L50'7 .R2

LIABILITIES

Demand deposits . . . . . . , . , $

Time and savings deposits . . . .

Deposits of U.S. Government . . ,

Deposits of States and political sub-

divisions . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing .

Other liabilities

Capital notes and debentures .

Preferred stock

Common stock .

Surplus .

.

Undivided profits

Reserves .

2,495,630.39 1,818,760.36
131,610.07
1,672,395.74 None
5,948.81 None
None 122,448.55
None
~one
2'<0.000.00 250,000.00
50.626.97 None

T --~t~tl Liabilities

. . $ 6,79'7 .420.89

88

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

STATE BANK OF KINGSLAND Kingsland (Camden), Ga.

As called for by the Superintendent of Banks

EDMUND GROSS, President.
Date of Charter: 11-26-1912

C. C. SMITH, Cashier.
Began Business: 12-1912

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $

United States Government obliga-

tions, direct and guaranteed .

Obligations of States and political

subdivisions

Securities of Federal agencies and

corporations not guaranteed by

U.S.

Other securities, corporate stocks and

stock in Federal Reserve Bank .

Loans and discounts, including over-

drafts

Bank premises, furniture and fixtures,

and other assets representing bank

premises

....... .

Real estate owned other than bank

premises

Customers' liability to this bank on

acceptances outstanding

Other assets

540,510.94 875,324.25
None
None None 1,547,336.70
27,292.95 None None None

Total Assets

. $ 2,990,464.84

LIABILITIES

Demand deposits

.$

Time and savings deposits . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions

Deposits of banks

Certified and officers' checks, etc..

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

707,952.64 1,296,913.69
2,697.86
491,177.47 180,773.64
13,300.83 None
None None None None 50,000.00 100,000.00 147,648.71 None

Total Liabilities

. $ 2,990,464.84

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE BANK OF LAFAYETTE, GEORGIA LaFayette (Walker), Ga.

As called for by the Superintendent of Banks

B. D. GILBERT. President.
Date of Charter: 11-13-1889

W. L. BAKER, Cashier.
Began Business: 1899

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and corporations not guaranteed by
u.s.
Other securities, corporat!! stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

1,739,462.46 2,673,658.93 1,325,252.55
100,000.00 None
3,829,162.27
178,074.04 None None 805.17

Total Assets

$ 9,846,415.42

LIABILITIES

Demand deposits . . .

.$

Time and savings deposits . .

Deposits of U.S. Government

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks

Certified and officers' checks, etc..

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

3,759,045.22 3,018,134'.57
71,713.84
1,911,247.45 None
58,125.43 None
None 127,111.02
None None 200,000.00 500,000.00 201,037.89 None

Total Liabilities

. $ 9,846,415.42

FORTY-SEVENTH ANNUAL REPORT

89

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE CITIZENS AND SOUTHERN BANK OF LAGRANGE LaGrange (Troup), Ga.

As called for by the Superintendent of Banks

R. WOODROW SMITH, President.
Date of Charter: 7-23-1937

V. HAWLEY SMITH, Cashier.
Began Business: 8-2-1937

ASSETS
Cash, balances with other banks, and cash items in precess of collection .
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . .
Securities of Federal agencies and
cuo.srp.orat.ion. s. n.ot. .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptance~ outstanding
Other assets . .

2,373,723.98 3,323,866.24 4,476,443.18
None 3,150.00 13,979,428.91
140,527.17 None None
116,326.35

Total Assets . . . .

$ 24,413,465.83

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

8,370,802.46 9,820,528.62
229,006.71
2,403,668.97 27,500.00 15,085.58 None
Ncne I ,707,409.45
None None 500,000.00 500,000.00 60,689.45 778,774.59'

Total Liabilities . . . . . . . $ 24,413,465.83

STATEMENT

Showing condition at the close of business December 31, 1966, of

LAGRANGE BANKING COMPANY LaGrange (Troup), Ga.

As called for by the Superintendent of Banks

B. D. BRAY, President.
Date of Charter: 9-22-1965

J. RICHARD THOMPSON, Cashier.
Began Business: 4-11-1966

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing. bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

I ,091 ,641.48 767,384.90 838,089.44
None None 3,991,536.00
134,135.63 None None None

Total Assets . . . .

6,822,787.45

LIABILITIES

Demand deposits . . . . . . . . $ 3,131,808.48

Time and savings deposits . . . .

I ,843,356.12

Deposits of U.S. Government ...

38,135.59

Deposits of States and political sub-

divisions . . . . . . . . . . . .

757,000.71

Deposits of banks . . . . . . . .

69,973.30

Certified and officers' checks, etc. . .

None

Other liabilities for borrowed money .

None

Acceptances executed by or for ac-

count of this bank and outstand-

ing . . . . . . . . . . .

None

Other liabilities . . . . . . .

327,108.32

Capital notes and debentures .

None

Preferred stock .

None

Common stock .

100,000.00

Surplus

200,000.00

Undivided profits

268,448.67

Reserves . . ..

86,956.26

Total Liabilities

$ 6,822,787.45

90

DEPARTMENT OF BANKING

------------------'--------=-----------

STATEMENT

Showing condition at the close of business December 31, 1966, of
PEOPLES BANK OF LAGRANGE LaGrange (Troup), Ga.

As called for by the Superintendent of Banks

A. E. MALLORY, JR. President.
Date of Charter: 7-8-1941

PAUL L. GRAY, Cashier.
Began Business: 9-15-1941

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations. direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and corporations not guaranteed by U.S.
Other securities, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts
Bank premises, furniture and fixtures, and other assets representing bank premises
Real estate owned other than bank premises
Customers' liability to this bank on acceptances outstanding
Other assets

676,969.48 665,601.90
None
None None 2,391,607.23
232,106.91 None None
6,135.03

Total Assets

. $ 3,972,420.55

LIABILITIES

Demand deposits
I Time and savings deposits

$ 1,102,084.2 I ,484,200.1.

I Deposits of U.S. Government . . .

12,993.4

1
I

Deposits of States and political subdivisions

441,742.9

Deposits of banks

200,000.0

Certified and officers' checks, etc. . .

3,206.6

Other liabilities for borrowed money .

Non

Acceptances executed by or for ac-

count of this bank and outstand-

ing

None

Other liabilities . . . . . , ,

237 ,213.1'

Capital notes and debentures .

Non

Preferred stock

Non

l Common stock Surplus i Undivided profits

250,000.0 150,000.0(
90,980.0

Reserves

Non1

Total Liabilities

$ 3,972,420.5~

STATEMENT

Showing condition at the close of business December 31, 1966, of

FARMERS AND MERCHANTS BANK Lakeland (Lanier), Ga.

As called for by the Superintendent of Banks

W. A. ROQUEMORE, President.
Date of Charter: 4-18-1907

A. T. FLOWERS, Cashier.
Began Business: 1907

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $ 274,282.95

United States Government obliga-

tions, direct and guaranteed .

1,515,751.69

Obligations of States and political

subdivisions

2,013.9R

Securities of Federal agencies and

cuo.srp. orations not guaranteed by

50,000.0o

Other securities, corporate stocks and

stock in Federal Reserve Bank .

None

Loans and discounts, including over-

drafts .

827,868.95

Bank premises, furniture and fixtures,

and other assets representing bank

premises

22,434.85

Real estate owned other than bank

premises

..... .

4,375.00

Customers' liability to this bank on

acceptances outstanding

None

Other assets

3,537.38

Total Assets

2,700,264.80 I

LIABILITIES

Demand deposits

.$

Time and savings deposits

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks

Certified and officers' checks, etc..

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

1,164,267.16 929,052.99 12,101.61
247,366.29 21,566.62 24,211.36 None
None 89,773.31
None None 25,000.00 100,000.00 61,925.46 25,000.00

Total Liabilities

. $ 2,700,264.80

FORTY-SEVENTH ANNUAL REPORT

91

STATEMENT Showing condition at the close of business December 31, 1966, of

NORTHEAST GEORGIA BANK Lavonia (Franklin), Ga.
As called for by the Superintendent of Banks

W. N. HARRISON, President.
Date of Charter: 9-20-1940

W. N. HARRISON Cashier.
Began Business: 9-23-1940

ASSETS

Cash, balances with other banks, and

cash items in precess of collection .

United States Government obliga-

tions, direct and guaranteed .

Obligations of States and political

subdivisions

.

Securities of Federal agencies and

cuo.srp. orat.io.ns. .no.t .g.ua.ran.teed by

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . . . . . . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . .

Real estate owned other than bank

premises

Customers' liability to this bank on

acceptances outstanding

Other assets . .

Total Assets . . . .

646,319.05 1,537,017.03
None
23,214.00 None
1,004,114.39
21,389.80 None None None
3.232,054.27

LIABILITIES

Demand deposits . . . . . . . . . $

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

.

Other liabilities

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus .

.

Undivided profits

Reserves . . . .

1,785,257.96 953.403.45 30,804.49
160,136.87 None
4,097.05 None
None 885.53 None None 100,000.00 150.000.00 47,468.92 None

Total Liabilities

$ 3,232.054.27

STATEMENT

Showing condition at the close of business December 31, I 966, of

THE BRAND BANKING CO!\IPANY Lawrenceville (Gwinnett), Ga.
As called for by the Superintendent of Banks

MRS. LOUISE B. MORGAN, President.
Date of Charter: 6-2-1905

HARRISON W. BRASELTON, Cashier.
Began Business: 7-17-1905

ASSETS
Cash, balances with other banks, and cash items in process of collection .
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,117,759.68 1,358,793.01 1,293,504.29
300,000.00 12,000.00
3,877,878.14
153,857.68 None None None

Total Assets . . . .

. $ 8,113,792.80

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus . Undivided profits Reserves . . . .

2,286,029.33 3,9R1,280.25 . 124,620.51
924,997.09 5,000.00 2,629.52 None
None 20,425.48
None None 200,000.00 200,000.00 368,810.62 None

Total Liabilities . . . . . . . $ 8.113,792.80

92

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

JORDAN BANKING CO. Leary (Calhoun), Ga.

As called for by the Superintendent of Banks

W. H. JORDAN, President.
Date of Charter: 12-30-1965

MINNIE LEE DOZIER, Cashier.
Began Business: 1-3-1966

ASSETS
Cash, balances with other banks, and cash items in process of co11ection .
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .
Total Assets . . . .

411,537.60 75,000.00 41,000.00
305,000.00 None
855,552.31
2,950.00 None None
1,308.34 I ,692,348.25

LIABILITIES
Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
diviSions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

729,524.63 519,518.82
50,000.00
200,750.00 26,689.99 8,083.57 None
None 11,401.69
None None 50,000.00 50,000.00 46,379.55 None

Total Liabilities . . . . . . . $ 1,692,348.25

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE STATE BANK OF LEESBURG Leesburg (Lee), Ga_.

As called for by the Superintendent of Banks

T. R. CANNON, President.
Date of Charter: 4-9-1947

T. R. CANNON, Cashier.
Began Business: 12-1-1947

ASSETS
Cash, balances with other banks, and cash iteins in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by
u~. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including over-
drafts . . . . . . . . . . . Bank premises, furniture and fixtures,
and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . .

290,707.40 645,525.25
10,259.50
225,039.08 None
588,859.01
9,571.11 None None None

Total Assets . . . .

$ 1,769,961.35

LIABILITIES
Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves .

605,630.66 368,961.79
6,000.00
583,019.05 None None None
None 5,390.15
None None 50,000.00 75,000.00 70,959.70 5,000.00

Total Liabilities . . . . . . . $ 1,769,961.35

FORTY-SEVENTH ANNUAL REPORT

93

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF LENOX Lenox (Cook), Ga.

As called for by the Superintendent of Banks

R. H. ROBINSON,
President. Date of Charter: 6-20-1907

R. H. ROBINSON, JR., Cashier.
Began Business: 6-25-1907

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

541,220.10 681,669.38 376,887.21
180,000.00 None
1,205,951.12
57,003.95 None None None

Total Assets . . . .

3,042,731.76

LIABILITIES
Demand deposits . . . . . . ... $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,141,259.09 1,229,602.70
4,093.02
156,699.11 54,431.92
3,195.45 None
None 25,656.70
None None 100,000.00 200,000.00 93,260.67 34,533.10

Total Liabilities . . . . . . . $ 3,042,731.76

STATEMENT

Showing condition at the close of business December 31, 1966, of

FARMERS & MERCHANTS BANK Leslie (Sumter), Ga.

As called for by the Superintendent of Banks

W. T. ANDERSON, JR., President.
Date of Charter: 12-19-1940

ROBT. P. HINES, Cashier.
Began Business: 1-2-1941

ASSETS
Cash, balances with other banks, and cash items in process of col].ection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.ion. s. n.ot. .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

165,874.09 467,886.03
4,000.00
249,820.31 None
536,260.92
17,937.88 None None
6,052.23

Total Assets . . - .

$ 1,447,831.46

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . - . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other li~bilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . ..

679,424.84 554,671.15
7,433.96
68,157.50 None None None
None 9,405.40
None None 50,000.00 50,000.00 28,738.61 None

Total Liabilities . . . . . . . $ 1,447,831.46

94

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

CITIZENS BANKING COMPANY Lexington (Oglethorpe), Ga.

As called for by the Superintendent of Banks

W. E. EVANS,

President.

Date of Charter: 2-7-1949

= = - c = - .- = -.._ - _ - - c c _

--

W. E. EVANS, Cashier.
Began Business: 3-10-1949

ASSETS

Cash, balances with other banks, and

ca~h items in process of collection .

United States Government obliga-

tions, direct and guaranteed . .

Obligations of States and political

subdivisions

.

.

.

Securities of Federal agencies and

corporation~ not guaranteed by

U.S.

Other securities. corporate stocks and

Steck in Federal Reserve Bank .

Loans and discounts, including over-

drafts .

....

Bank pn:mises, furniture and fixtures,

and other assets representing bank

premises . . .

.

.

Real estate owned other than bank

premises ..

Customers' liability to this bank on

acceptance~ outstanding

Other assets

278,814.22 268,178.74
98,722.33
194,937.50 None
961,774.00
15,475.17 None None
2,708.72

Total Assets

$ 1,820,610.68

- - - - - - - - -~--------.

LIABIL!TIES

Demand deposits . . . . . . . . . $

Time and savings deposits . . . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions .

.......

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

Ing

..

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock .

Surplus

Undivided profits

Reserves

660,358.28 799,866.13
8,980.28
209,426.45 None
2,944.32 None
None None None None 50,000.00 50,000.00 39,035.22 None

Total Liabilities . . . . . . . $ 1,820,610.68

STATEMENT

Showing condition at the close of business December 31, 1966, of

FAR2\1ERS STATE BANK Lincolnton (Lincoln), Ga.

As called for by the Superintendent of Banks

W. B. ALBEA,

President.

Date of Charter: 9-26-1911

-

..

-

- -~ - - - - - - - -

-~

GEO. C. LEVERETT, JR., Cashier.
Began Business: 12-2-1911
- - --~------- --- -~ - - - - - - - - - - - - -

ASSETS

Ca~h. balances with other banks, and

cash items in process of collection .

United States Government obligation~. direct and guaranteed .

Obligations of States and political subdivisions

Securities of Federal agencies and

corporations not guaranteed by

U.S.

.

Other ~ecurities, corporate stocks and

St(1ck in Federal Reserve Bank . .

Loans and discounts, including overdrafts

Bank premises. furniture and fixtures, and other as~ets representing bank premises .

Real estate owned other than bank premises

Customers' liabilitv to this bank on acceptances otlt~tanding

Other as-;ets

604,017.33 1,090.301.65
351.041.4.1
249,893.75 None
1.426, 132.92
56,499 97 None None
~one

LIABILITIES

Demand deposits . . . . . . . . . $

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks

......

Certified and officers' checks, etc. . .

Other liabilities for borrowed money.

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities

Capital notes and debentures .

Preferred stock

Common stock .

Surplus

Undivided profits

Reserves .

1,468,991.21 1 ,591,837.38
11,025.35
.119,282.57 None 582.00 None
None None None None 100.000.00 100.000.00 186,168.54
~one

Total A"is~:ts

~.777,X~7.05

T)tal Liabilities

.1.~77.887.05

--------------------F-ORTY-SEVENTH ANNUAL REPORT

95

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE PEOPLES BANK Lithonia (DeKalb), Ga.

As called for by the Superintendent of Banks

G. OGDEN PERSONS, II, President.
Date of Charter: 8-26-1910

\\'. L. WILLIAMSON, Cashier.
Began Business: 1910

ASSETS

Cash. balances with other banks. and

cash items in process of collection .

United States Government obliga-

tions, direct and guaranteed .

Obligations of States and political

subdivisions

.

.

Securities of Federal agencies and

cuo.srp. orat.ions not guaranteed by.

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts

.........

Bank premises, furniture and fixtures,

and other assets representing bank

premises

.

Real estate owned other than bank

premises . .

.

Customers' liability to this bank on

acceptances outstanding

Other assets

Total Assets . . . .

461,500.03 1,209,803.93
40,657.16
424,929.69 None
1,491,667.93
46,252.84 None None
63,174.99 3,737,986.57

LIABILITIES

Demand deposits . . . . . . . . . $

Time and savings deposits .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

.......

Other liabilities

.

Capital notes and debentures .

Preferred stock

Common stock .

Surplus

Undivided profits

Reserves

1,800,257.48 894,327.99 122,470.58
521,574.28 None 500.00 None
None 109,758.86
None None 130,000.00 100,000.00 39,097.38 20,000.00

Total Liabilities

. . $ 3,737,986.57

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE FARMERS BANK Locust Grove (Henry), Ga.

As called for by the Superintendent of Banks

M. M. BROWN,

JULIAN A. BROWN,

President.

Cashier.

D=ate=o=f -C,h=ar=ter=: 1--3--19-10- - - - - _-_-_-c_--_ _--_ - -=---=-------_-_-- -:B-_e-_g..-a-=n=-B=-u-s-in-es-s: -1--19-1-0 -

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions

..

Securities of Federal agencies and

corporations not guaranteed by

u.s.

. .....

Other securities, corporate stocks and

stock in Federal Reserve Bank .

Loans and discounts, including over-

drafts

Bank premises, furniture and fixtures,

and other assets reprcscnting bank

premises

Real estate owned other than bank

premises

Cuo;tomers' liability to this bank on

acceptances outstanding

Other assets

Total Assets

176,356.50 105,000.00
None
139,674.00 None
483,542.35
I 0,363.81 None
~one
None 914,936.66

LIABILITIES

Demand deposits . . . . . . . . . $

Time and savings deposits . . . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions

.........

Deposits of banks . . . . . . . .

Certified and officers' checks. etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities

Capital notes and debentures . '

Preferred stock

Common scock

Surplus

Undivided profits

Reserves

487.795.72 194,565.87
2,639.34
113,956.83 None
5,820.60 None
None 14,744.18
None None 30.000.00 40,000.00 25,414.12 None

Total Liabilities

'!14,9.16.66

96

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF LOGANVILLE Loganville (Walton) , Ga.

As called for by the Superintendent of Banks

C. A. KELLEY, JR., President.
Date of Charter: 5-6-1946

JOE B. TAYLOR, Cashier.
Began Business: 10-5-1946

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

174,237.41 247,540.68
1,500.00
79,787.50 None
731,040.77
15,552.29 None None
2,047.58

Total Assets . . . .

$ 1,251,706.23

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

467,102.66 557,751.63
7,609.81
111,604.12 None 483.25 None
None 1,500.00
None None 25,000.00 65,000.00 15,654.76 None

Total Liabilities . . . . . . . $ 1,251,706.23

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF LUMBER CITY Lumber City (Telfair), Ga.
As called for by the Superintendent of Banks

W. C. WILLIAMS, President.
Date of Charter: 5-22-1945

W. C. WILLIAMS, Cashier.
Began Business: 7-2-1945

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and corporations not guaranteed by U.S.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts
Bank premises, furniture and fixtures, and other assets representing bank premises
Real estate owned other than bank premises . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

179,541.26 259,217.82
None
99,672.15 None
500,698.22
507.46 None None 589.32

Total Assets

$ 1,040,226.23

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . .. Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . .

540,837.09 221,600.87
10,039.57
125,710.97 None
'3,171.14 None
None 7,558.58
None None 25,000.00 60,000.00 46,308.01 None

Total Liabilities . . . . . . . $ 1,040,226.23

FORTY-SEVENTH ANNUAL REPORT

97

STATEMENT

Showing condition at the close of business December 31, 1966, of

FARMERS STATE BANK Lumpkin (Stewart), Ga.

As called for by the Superintendent of Banks

WM. P. CARTER, President.
Date of Charter: 10-21-1911

BESSIE D. FORT, Cashier.
Began Business: 12-1911

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and
cuo.srp. orations not guaranteed by
Other securities, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts
Bank premises, furniture and fixtures, and other assets representing bank premises
Real estate owned other than bank premises
Customers' liability to this bank on acceptances outstanding
Other assets

345,376.81 835,168.81 40,398.63
None None 809,787.00
11,514.69 None None None

Total Assets

$ 2,042,245.94

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

957,144.85 611,611.83
14,025.61
197,229.37 None
8,772.00 None
None 52,415.01
None None 100,000.00 50,000.00 51,047.27 None

Total Liabilities

$ 2,042,245.94

STATEMENT

Showing condition at the close of business December 31, 1966, of

LUTHERSVILLE BANKING COMPANY Luthersville (Meriwether), Ga.

As called for by the Superintendent of Banks

JIMMY D. NeSMITH, President.
Date of Charter: 10-11-1905

ELIZABETH W. REID, Cashier.
Began Business: 8-3-1906

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and
cuo.srp. orations not guaranteed by
Other securities, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts
Bank premises, furniture and fixtures~ and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

302,338.51 403,934.40
22,805.24
224,937.50 1.00
519,961.96
17,315.21 1,000.00 None 3,320.33

Total Assets

$ 1,495,614.15

LIABILITIES

Demand deposits

$

Time and savings deposits

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions

Deposits of banks

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

collnt of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus . . . .

Undivided profits

Reserves

513,392.57 454,649.28
23,939.62
351,271.44 35,000.00 7,407.82 None
None 5,977.81
None
None 50,000.00 40,000.00 13,975.61
None

Total Liabilities

. $ 1,495,614.15

98

DEPARTMENT OF BANKING

---------------------------

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE I'EOPLES BANK OF LYONS, GEORGIA Lyons (Toombs), Ga.

As called for by the Superintendent of Banks

W. HOLLOWAY, President.
Date of Charter: 5-4-HJ:35

DEWEY L. BLAXTON, Cashier.
Began Business: 6-1-1935

ASSETS

Cash, balances with other banks. and

cash items in process of collection . $

United States Government obliga-

tions, direct and guaranteed . .

Obligations of States and political

subdivisions

.

Securities of Federal agencies and

corporations not guaranteed by

u.s. .

......

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . .

. .....

Real estate owned other than bank

premises

Customers' liability to this bank on

acceptances outstanding

Other assets .

751,723.26 610,070.55 240,274.99
I ,573,742. I 9 None
I ,613,277.24
31,254.39 None None None

Total Assets

4,820,342.62

LIABILITIES
Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves

2,250,171.75 I ,381,833.63
21,506.14
504,160.73 142,900.53
18,675.25 None
None None None None 200,000.00 100.000.00 201,094.59 None

Total Liabilities . . . . . . . $ 4,820,342.62

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE MERCHANTS AND CITIZENS BANK McRae (Telfair), Ga.

As called for by the Superintendent of Banks

R. E. MANN, President :
Date of Charter: 3-28-1929

R. M. PARSONS, Cashier.
Began Business: 3-28-1929

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions . . . . . . . . . .

Securities of Federal agencies and

corpo
u~.

r

a

t.ion. s

.

n.ot.

.gu.ar.an.te.ed.

.by.

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . . . . . . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

Real estate owned other than bank

premises . . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets . .

762,484.75 1,700,988.06
578,584.92
315,000.00 None
1,228,189.75
30,000.00 None None
3,087.75

Total Assets . . . .

. $ 4,618,335.23

LIABILITIES
Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves .

3,151,483.48 228,305.18 43,407.45
586,572.22 151,947.88
490.05 None
None 86,075.98
None None 100,000.00 100,000.00 50,000.00 120,052.99

Total Liabilities

$ 4,618,335.23

FORTY-SEVENTH ANNUAL REPORT

99

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE SOUTH COBB BANK Mableton (Cobb), Ga.

As called for by the Superintendent of Banks

J. G. LUNDY, President.
Date of Charter: 6-21-1963

PHILLIP E. JOHNSON,
Cashier. Began Business: 3-2-1964

ASSETS

Cash, balances with other banks, and

cash items in precess of collection .

United States Government obliga-

tions, direct and guaranteed .

Obligations of States and political

subdivisions

Securities of Federal agencies and

corporations not guaranteed by

U.S. . . . . . . . . . . . . .

Other securities. corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts

........

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . .

Real estate owned other than bank

premises

Customers' liability to this bank on

acceptances outstanding

Other assets

766,475.61 204,356.25 136,210.80
464,875.00 None
2,559,856.10
213,906.79 None None
1,009.38

Total Assets . . . .

$ 4,346,689.93

LIABILITIES

Demand deposits . . . . . . . .

Time and savings deposits . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks

...

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing . . . . . . . . .

Other liabilities

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus

Undivided profits

Reserves

I ,694,114.92 1,512,222.93
27,461.91
338,749.63 25,000.00 16,285.68
None
None 151,242.66
None None 250,000.00 200,000.00 131,612.20 None

Total Liabilities . . . . . . . $ 4,346,689.93

STATEMENT Showing condition at the close of business December 31, 1966, of

GEORGIA BANK & TRUST COMPANY Macon (Bibb), Ga.
As called for by the Superintendent of Banks

DON W. GORDON,

J. ROLAND MAY,

President.

Cashier.

Date of Charter: 6-9-1960

Began Business: 7-1-1960

======~~==~========~===============

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $ 3,778,348.94

United States Government obliga-

tions, direct and guaranteed . . . 4,626,804.70

Obligations of States and political

subdivisions . . . . . . .

2,512,010.97

Securities of Federal agencies and

cuosrp.orat.ion. s. n.ot. .gu.ar.an.te.ed. .by.

None

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

10,000.00

Loans and discounts, including over-

drafts . . . . . . . . . . . . . 15,506,614.00

Bank premises. furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

289,057.94

Real estate owned other than bank

premises . . . . . . . . . .

None

Customers' liability to this bank on

acceptances outstanding

None

Other assets . .

230,299.34

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

8,407,265 .OJ 6,175,561.85
136,026.36
4,299,809.09 5,116,649.25
209,123.94 None
None 679,393.01
None None I ,000,000.00 650,000.00 279,307.38 None

Total Assets . . , ,

26,953,135.89

Total Liabilities . , . . . . . $ 26,953,135.89

100

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF MADISON Madison (Morgan), Ga.

As called for by the Superintendent of Banks

L. B. CHAMBERS, President.
Date of Charter: 12-26-1888

H. G. LOMAX, Cashier. Began Business: 1-1-1890

ASSETS
Cash, balances with other banks, and cash items in process of collection .
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.ion. s. n.ot. .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank ..
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

436,804.75 1,276,265.74
81,924.60
None None 1,695,389.89
40,516.11 23,860.00
None 131.04

Total Assets . . . .

$ 3,554.892.13

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . ..

1,482,210.14 1,352,738.03
28,390.65
401,497.79 7,500.00 688.00 None
None None NoneJ None 50,000.00 150,000.00 72,867.52 9,000.00

Total Liabilities . . . . . . . $ 3,554,892.13

STATEMENT

Showing condition at the close of business December 31, 1966, of
BANK OF MANCHESTER Manchester (.Meriwether), Ga. As called for by the Superintendent of Banks

CLAUDE A. BRAY, President.
Date of C:harter: 1-28-1910

ROBT. A. KELLUM, JR., Cashier.
Began Business: 2-2-1910

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $

United States Government obliga-

tions, direct and guaranteed .

Obligations of States and political

subdivisions

Securities of Federal agencies and

corporations not guaranteed by
u.s.

Other securities, corporate stocks and

stock in Federal Reserve Bank .

Loans and discounts, including over-

drafts

Bank premises, furniture and fixtures,

and other assets representing bank

premises

Real estate owned other than bank

premises

..... .

Customers' liability to this bank on

acceptances outstanding

Other assets

766,611.10 1,799,901.08
816,196.99
450,019.50 None
2,118,175.21
31,335.71 3,237.20 None 318.50

Total Assets

$ 5,985,795.29

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . , . . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2,255,270.44 2,589,253.54
48,405.50
532,801.93 None
7,074.83 None
None 85,776.50
None None 150,000.00 150,000.00 147,212.55 20,000.00

Total Liabilities . . . . . . . $ 5,985,795.29

FORTY-SEVENTH ANNUAL REPORT

101

STATEMENT

Showing condition at the close of business December 31, 1966, of

FARMERS AND MERCHANTS BANK OF MANCHESTER Manchester (Meriwether), Ga.

As called for by the Superintendent of Banks

ELMER LOFTIN, President.
Date of Charter: 10-7-1947

JIMMIE F. LOFTIN,
Cashier. Began Business: 2-2-1948

ASSETS

Cash, balances with other banks, and

cash i terns in precess of collection . $ 648,737.68

United States Government obliga-

tions, direct and guaranteed . . .

324,341.82

Obligations of States and political

subdivisions . . . . . . . . . .

259,010.66

Securities of Federal agencies and

uco.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.

480,325.35

Other securities, corporate stocks and

stock in Federal Reserve Bank ..

None

Loans and discounts, including over-

drafts . . . . . . . . . . . . . 1,070,619.44

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

14,373.00

Real estate owned other than bank

premises . . . . . . . . . .

None

Customers' liability to this bank on

acceptances outstanding

None

Other assets . .

_ _ _1,_495.22

Total Assets . . . .

$ 2,798,903.17

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

976,424.07 1,164,988.36
6,307.66
410,932.75 None
6,220.65 None
None 7,000.00
None None 50,000.00 100,000.00 77,029.68 None

Total Liabilities . . . . . . . $ 2,798,903.17

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF MANSFIELD Mansfield (Newton) , Ga.
As called for by the Superintendent of Banks

A. E. HAYS, President.
Date of Charter: 12-19-1945

DOROTHY THOMAS, Cashier.
Began Business: 3-1-1946

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuosrp. orat.ion. s. n.ot. .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

201,714.92 149,570.00
None
124,928.12 None
574,447.79
9,800.13 None None None

Total Assets . . . .

. $ 1,060,460.96

LIABILITIES

Demand deposits . . . . . . . . $

Time and savings deposits . . . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

...... .

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus

Undivided profits

Reserves . . . .

468,341.35 341,961.97
698.73
98,357.75 None
3,047.32 None
None 912.14 None None 25,000.00 75,000.00 47,141.70 None

Total Liabilities . . . . . . . $ 1,060,460.96

102

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

COBB EXCHANGE BANK 1\larietta (Cobb), Ga.

As called for by the Superintendent of Banks

ROSSER N. LITTLE, President.
Date of Charter: 12-18-1906

JAS. W. HAMES, Cashier.
Began Business: 1-1-1907

ASSETS

Cash, balances with other banks, and

cash items in process of collection .

United States Government obliga-

tions, direct and guaranteed . .

Obligations of States and political

subdivisions

Securities of Federal agencies and

corporations not guaranteed by

U.S. . . . . . . . . . . . .

Other securities. corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts .

. ... .. .

Bank premises, furniture and fixtures,

and other a~sets representing bank

premises

..... .

Real estate owned other than bank

premises

Customers' liability to this bank on

acceptances outstanding

Other assets

3,377,953.07 3,672,272.89 2,462,429.14
None None 7,769,492.52
170,021.97 None None
112,995.99

LIABILITIES

Demand deposits . . . . . . . . . $

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions

. ........

Deposits of banks . . . . . . . .

Certified and otlicers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

.

.......

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus

Undivided profits

Reserves

7,835.755.04 4,453.982.66
302,919.22
3,307,217.29 None 104.00 None
None 327.740.40
None None 375.000.00 725,000.00 237,446.97 None

Total Assets

. $ 17,565,165.58

Total Liabilities . . . . . . . $ 17,565,165.58

-----------------------------------~------------------------------------

STATEMENT

Showing condition at the close of business December 31, 1966, of

MARlETT A COMMERCIAL BA~K Marietta (Cobb), Ga.

As called for by the Superintendent of Banks

WALTER E.:GRAHAM, President.
Date of Charter: 9-2-1955

LEE E. PARTAIN, JR., Cashier.
Began Business: 9-17-1956

ASSETS

Cash, balances with other banks, and

cash items in process of collection .

United States Government obliga-

tions, direct and guaranteed . .

Obligations of States and political

subdivisions . . . . . . .

Securities of Federal agencies and

cuo.srp. orations n. ot. .gu.ar.an.te.ed. .by.

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts

.. .. . . ..

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

Real estate owned other than bank

premi5es . . .

Customers' liability to this bank on

acceptances outstanding

Other assets . .

1,271,446.61 2,043.615.02
268,385.81
903,554.48 None
4,441,109.92
162,124.36 None None
76,360.51

Total Assets . . . .

$ 9,166,596.71

LIABILITIES

Demand deposits . . . . . . . .

Time and savings deposits . . ..

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing .

. ...... .

Other liabilities .

Capital notes and. debentures .

Preferred stock .

Common stock .

Surplus

Undivided profits

Reserves

3,764,820.54 2,053.568.48
161,559.11
2,186,307.27 10,000.00 98,149.50 None
None 318,877.87
None None 320,000.00 230,000.00 23,313.94 None

Total Liabilities . . . . . . . $ 9,166,596.71

FORTY-SEVENTH ANNUAL REPORT

103

STATEMENT

Showing condition at the close of business December 31, 1966, of

FIRST STATE BANK Marshallville (Macon), Ga.

As called for by the Superintendent of Banks

RUFUS W. GOSNELL, President.
Date of Charter: 9-19-1910

J. R. ALLEN . Cashier.
Began Business: 9-27-1910

ASSETS

Cash, balances with other banks. and

cash items in precess of collection . $

United States Government obliga-

tions, direct and guaranteed .

Obligations of States and political

subdivisions

Securities of Federal agencies and

corporations not guaranteed by

u.s.

. ..... .

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . . . . . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank

premises .

.

Real estate owned other than bank

premises

Customers' liability to this bank on

acceptances outstanding

Other assets

Total Assets . . . .

152,741.60 339,538.30
None
149,960.94 None
525,586.00
18,028.61 None None
1,495.18 I, 187,350.63

LIABILITIES

Demand deposits . . . . . . . .

Time and savings deposits . . . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing .

.......

Other liabilities .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus

Undivided profits

Reserves . . . .

427,621.04 444,555.28
3,437.17
110,639.24 None
5,132.64 None
None 11,716.06
None None 75,000.00 75.000.00 29,249.20 5,000.00

Total Liabilities . . . . . . . $ 1.187,350.63

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF MEIGS Meigs (Thomas), Ga.

As called for by the Superintendent of Banks

J. L. PILCHER, President.
Date of Charter: 5-8-1903

TOM SMITH, Cashier.
Began Business: 6-1903

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . .
Obligations of States and political subdivisions
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . .
Real estate owned other than bank premises
Customers' liability to this bank on acceptances outstanding
Other assets . .

307,675.30 769,261.69
8,000.00
284,951.25 None
777,464.10
II ,655.00 None None None

Total Assets . . . .

2,159,007.34

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding Other liabilities Capital notes and debentures . Preferred stock . Common stock . Surplus . Undivided profits Reserves .

990.701.92 651,309.65
4,642.32
232,134.20 None
II ,043.35 None
None 18,257.96
None None 50,000.00 50.000.00 100,917.94 50.000.00

Total Liabilities . . . . . . . S 2.159.007.34

104

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

METTER BANKING COMPANY Metter (Candler), Ga.

As called for by the Superintendent of Banks

D. J. PARRISH,
President. Date of Charter: 7-25-1930

REX D. HARTLEY, Cashier.
Began Business: 8-26-1935

ASSETS
Cash, balances with other banks, and cash i terns in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

367,217.06 I ,842,583.04
270,615.82
684,169.00 None
2,533,908.74
17,306.76 None None None

Total Assets . . . .

5,715,800.42

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,807,374.68 2,935,571.51
38,222.34
397,056.51 None
14,749.87 None
None 109,893.11
None None 125,000.00 125,000.00 62,932.40 100,000.00

Total Liabilities . . . . . . . $ 5,715,800.42

STATEMENT

Showing condition at the close of business December 31, 1966, of

PINELAND STATE BANK Metter (Candler), Ga.
As called for by the Superintendent of Banks

G. H. ROUNTREE, President.
Date of Charter: 12-27-1961

LANELLE H. JARRIEL, Cashier.
Began Business: 10-15-1962

ASSETS
Cash, balances with other banks, and cash items in process of collection .
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .
Total Assets . . . .

299,844.48 1,123,549.93
None
None None 876,044.32
50,782.43 None None
3,109.32 2,353,330.48

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . .
Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

644,300.91 1,001,328.59
1,120.80
419,460.55 None
15,204.69 None
None 25,000.00
None None 100,000.00 75,000.00 60,164.94 11,750.00

Total Liabilities . . . . . . . $ 2,353,330.48

FORTY-SEVENTH ANNUAL REPORT

105

STATEMENT Showing condition at the close of business December 31, 1966, of

BANK OF MIDVILLE Midville (Burke), Ga.
As called for by the Superintendent of Banks

]. FRA:--;K FARMER. President.
Date of Charter: 4-13-1945

R. H. SIMS, Cashier.
Began Business: 5-21-1945

ASSETS
Cash, balances with other banks, and cash items in precess of collection .
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

Total Assets . . . .

.$

120,822.13 342,356.10
9,739.16
45,000.00 None
301,178.02
2.00 None None 1,793.84 820,891.25

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

372,422.26 237,157.05
None
86,351.93 5,000.00 5,234.74 None
None 4,118.85
None None 25,000.00 50,000.00 32,606.42 3,000.00

Total Liabilities . . . . . . . $ 820,891.25

STATEMENT

Showing condition at the close of business December 31, 'i966, of

BANK OF MILAN Milan (Telfair), Ga.
As called for by the Superintendent of Banks

G. C. JONES, President.
Date of Charter: 12-6-1906

JACK B. WETHERINGTON, Cashier.
Began Business: 10-1906

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $

United States Government obliga-

tions, direct and guaranteed .

Obligations of States and political

subdivisions

Securities of Federal agencies and

corporations not guaranteed by

U.S.

Other securities, corporate stocks and

stock in Federal Reserve Bank .

Loans and discounts, including over-

drafts

Bank premises, furniture and fixtures,

and other assets representing bank

premises

Real estate owned other than bank

premises

..... .

Customers' liability to this bank on

acceptances outstanding

Other assets

407,928.63 50,000.00 None
549,987.40 None
949,394.56
17,072.69 None None None

Total Assets

$ 1,974,383.28

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,001,733.52 705,260.58 2,385.00
30,510.91 86,267.21
49.50 None
None 14,000.00
None None 70,000.00 50,000.00 14,176.56 None

Total Liabilities . . . . . . . $ 1,974,383.28

106

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

EXCHANGE BANK 1\Iilledgeville (Baldwin), Ga.

As called for by the Superintendent of Banks

JOHN E. GARNER, JR. President.
Date of Charter: 5-20-1903

AUBREY H. SIMPSON, Cashier.
Began Business: 6-1-1903

ASSETS

Cash, balances with other banks, and

cash items in process of collection .

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions

.......

Securities of Federal agencies and

corporations not guaranteed by

U.S. . . . . . . . . . . . . .

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . . . . . . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

Real estate owned other than bank

premises . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets .

Total Assets . . . .

1,658,133.07 2,282,975.06 2,168,211.65
739,698.02 None
5,567,461.44
170,099.68 None None
74,651.79 12,661,230.71

LIABILITIES

Demand deposits . . . . . . . . $

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . . .

Certified and officers' checks, etc...

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

..........

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus

.

Undivided profits

Reserves . . . .

2,939,107.42 4,206,137.65
174,304.88
3,422,272.63 723,105.96 9,585.94 None
None 288,188.43
None None 286,000.00 500,000.00 110,740.30 1,787.50

Total Liabilities . . . . . . . $ 12,661,230.71

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE MERCHANTS AND FARMERS BANK OF MILLEDGEVILLE Milledgeville (Baldwin), Ga.

As called for by the Superintendent of Banks

DR. H. D. ALLEN, President.
Date of Charter: 3-22-1898

SALLIE W. HOLMES, Cashier.
Began Business: 3-1898

ASSETS

Cash, balances with other banks. and

cash items in process of collection .

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions . . . . . . . .

Securities of Federal agencies and

corporations not guaranteed by

u.s.

..........

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . . . . . . . . . . . .

Bank premises, furniture and fixtures.

and other assets representing bank

premises . . . . . . . . . . .

Real estate owned other than bank

premises

.

Customers' liability to this bank on

acceptances outstanding

Other assets

Total Assets . . . .

630,851.62 1,917 ,568.10
569.165.97
250.000.00 None
2,857,410.42
171,799.40 None None
1,855.50 6,398,651.0 I

LIABILITIES
Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and oftkers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2,200,618.77 2,768,701.09
179,387.48
656,136.82 None
21,642.14 None
None None None None 200,000.00 250,000.00 122,164.71 None

Total Liabilities . . . . . . . $ 6,398,651.01

FORTY-SEVENTH ANNUAL REPORT

107

STATEMENT

Showing condition at the close of business December 31, 1966, of

MILLEDGEVILLE BANKING COMPANY Milledgeville (Baldwin), Ga.

As called for by the Superintendent of Banks

JAMES D. TYLER, President.
Date of Charter: 2-28-1874

WILLIE BOGGUS, Cashier.
Began Business: 10-13-1884

ASSETS
Cash, balances with other banks, and cash items in process of collection. $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp.orat.io.ns. n.o.t .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,302,166.99 3,135,359.20 1,111,064.26
524,706.25 None
3,973,343. 76
2.00 None None None

Total Assets . . . .

$ 10,046,642.46

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government .... Deposits of States and political sub-
divisions . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

3,548,430.48 3,652,013.72
84,729.15
1,462,242.68 129,096.71 34,155.90 None
None 48,022.35
None None 200,000.00 600,000.00 112,055.08 175,896.39

Total Liabilities . . . . . . . $ 10,046,642.46

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF MILLEN Millen (Jenkins), Ga.

As called for by the Superintendent of Banks

W. H. SHEPPARD, President.
Date of Charter: 1-4-1893

WATSON W. ROCKER, Cashier.
Began BusineBB: 3-1-1893

ASSETS

Cash, balances with other banks, and

cash items in process of collection , $

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions . . . . . . . . . .

Securities of Federal agencies and

corporations not guaranteed by

u.s. . . . . . 0

0

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . . . . . . . . . . ...

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

Real estate owned other than bank

premises . . . . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets . .

920,663.32 2,264,158.75
None
None 246,157.90 2,077,383.29
29,504.45 None None None

Total Assets . . . .

$ 5,537,867.71

LIABILITIES
Demand deposits . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2,578,256.24 1,998,168.80
3,762.50
431,445.85 10,000.00 16,529.08 None
None 67,967.00
None None 100,000.00 300,000.00 31,738.24 None

Total Liabilities . . . . . . . $ 5,537,867.71

108

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF MOLENA Molena (Pike), Ga.

As called for by the Superintendent of Banks

R. H. FLETCHER, President.
Date of Charter: 10-7-1901

CHAS. W. BECKHAM, Cashier.
Began Business: 3-1899

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and
cuo.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

Total Assets

$

54,336.92 132,300.00
None
190,000.00 None
354,907.53
4,075.00 1.00
None None 735,620.45

LIABILITIES

Demand deposits . . . . . .

.$

Time and savings deposits . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock .

Surplus ....

Undivided profits

Reserves

258,031.15 301,619.94 46,463.34
41,129.79 1,432.07 None None
None 1,560.00
None None 30,000.00 30,000.00 22,384.16 3,000.00

Total Liabilities

. $ 735,620.45

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE FARMERS BANK Monroe (Walton), Ga.
As called for by the Superintendent of Banks

GEO. W. BAKER, President.
Date of Charter: 1-1-1906

J. B. BUTIS, Cashier.
Began Business: 1-1-1906

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and
uco.srp. orat.io.ns. n. o.t .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

1,443,738.97 1,700,289.66
718,540.17
305,125.08 21,000.00 4,911,798.83
431,373.34 None None None

Total Assets

. $ 9,531,866.05

LIABILITIES

Demand deposits . . . . . .

.$

Time and savings deposits . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and. debentures .

Preferred stock

Common stock

Surplus . . . .

Undivided profits

Reserves

3,584,658.50 3,870,667.46
112,590.70
887,513.51 None
113,295.09 None
None 38,313.88
None None 250,000.00 450,000.00 224,826.91 None

Total Liabilities

$ 9,531,866.05

FORTY-SEVENTH ANNUAL REPORT

109

STATEMENT

Showing condition at the close of business December 31, 1966, of

MONTEZUMA BANKING COMPANY Montezuma (Macon), Ga.

As called for by the Superintendent of Banks

T. M. ADAMS, President.
Date of Charter: 10-23-1948

C. W. KINMAN, Cashier.
Began Business: 1-10-1949

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

407,885.18 923,654.37 436,740.68
None None 1,070,115.65
8,305.08 None None None

Total Assets . . . .

$ 2,846,700.%

LIABILITIES
Demand deposits . . . . . . . . . $
Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . ..

978,614.45 984,240.28
19,061.62
556,730.73 None
7,652.90 None
None 22,295.48
None None 50,000.00 100,000.00 120,605.50 7,500.00

Total Liabilities . . . . . . . $ 2,846,700.96

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF MONTICELLO Monticello (Jasper), Ga.

As called for by the Superintendent of Banks

L. 0. BENTON, JR., President.
Date of Charter: 2-8-1964

CHARLES R. DOSTER, Cashier.
Began Business: 2-10-1964

ASSETS
Cash, balances with other banks, and cash items in process of collection .
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

370,509.05 910,538.47
48,827.71
34,775.00 None
I ,240,368.52
75,000.00 2,670.85 None 101.00

Total Assets . . . .

$ 2,682,790.60

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . .. Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances. executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . ..

768,470.19 I ,606,15 I.72
10,581.54
107,231.95 None
7,829.05 None
None None None None 100,000.00 50,000.00 32,526.15 None

Total Liabilities . . . . . . . $ 2,682,790.60

110

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

MOULTRIE BANKING COMPANY Moultrie (Colquitt), Ga.

As called for by the Superintendent of Banks

W. J. BAIRD, President.
Date of Charter: 7-8-1896

H. W. RHODES, Cashier.
Began Business: 1896

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direc.t and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

4,029,829.20 2,856,337.41 2,514,955.32
None None 9,543,430.81
150,182.28 58,000.00
None 61,204.25

Total Assets

$ 19,213,939.27

LIABILITIES

Demand deposits . . . . . .

.$

Time and savings deposits . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing . . . . .

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus ....

Undivided profits

Reserves

9,252,406.~(
5,287,471.9 177,100.4
1,800,043.4 253,399.1 58,218.4 Non
Non 346,733.8
Non 300,0N00o.n~ I ,000,000.0 313,714.7 424,850.8

Total Liabilities

. $ 19,213,939.21

STATEMENT

Showing condition at the close of business December 31, 1966, of

MOUNT VERNON BANK Mt. Vernon (Montgomery), Ga.
As called for by the Superintendent of Banks

D. A. McRAE, JR., Prt>sident.
Date of Charter: 12-21-1900

G. E. HUGHES, Cashier.
Began RusinPRS: 1-24-1901

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions
Securities of Federal agencies and
cuo.srp. orat.io.ns. .no.t .g.ua.ra.nte.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including over drafts . . . . . . . . . . . ..
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

385,673.78 699,166.55 226,971.17
None None 895,077.67
21,095.26 None None
1,173.85

Total Assets

$ 2,229,158.28

LIABILITIES

Demand deposits . . . . . .

$

Time and savings deposits . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and. debentures .

Preferred stock

Common stock

Surplus ....

Undivided profits

Reserves

776,566.75
760,436.~~
17,023.2
421,680.~~
28,402.?c 1,862.53 None
None 37,885.06
None
!OO,oNooo~.o~c
50,000.Q<; 35,301.2
Non<

Total Liabilities

. $ 2,229,158.28

FORTY-SEVENTH ANNUAL REPORT

111

STATEMENT Showing condition at the close of business December 31, 1966, of

THE CITIZENS BANK Nashville (Berrien), Ga.
As called for by the Superintendent of Banks

W. D. PERRY, President.
Date of Charter: 2-19-1943

OUIDA N. WILSON, Cashier.
Began Business: 3-1943

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

618,870.92 738,772.63 732,414.68
300,000.00 150,000.00 1,981,343.14
85,978.80 None None
1,297.00

Total Assets . . . .

. $ 4,608,677.17

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,880,394.80 1,587,937.47
45,997.81
514,911.06 200,308.23
4,067.09 None
None 38,000.00
None None 100,000.00 150,000.00 12,060.71 75,000.00

Total Liabilities . . . . . . . $ 4,608,677.17

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE UNITED BANKING COMPANY Nashville (Berrien), Ga.
As called for by the Superintendent of Banks

H. D. HAND, President.
Date of Charter: 7-10-1924

LUCILLE L. FULLER, Cashler.
Began Business: 7-15-1924

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp.orat.io.ns. n.o.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

I ,220,056.14 380,707.50 165,809.37
499,375.00 None
1,888,472.24
110,224.06 1.00
None 8,270.00

Total Assets . . . .

$ 4,272,915.31

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions .. . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,504,639.53 1,525,347.45
24,410.26
524,024.86 125,387.76 24,369.92
None
None 225,001.50
None None 100,000.00 150,000.00 69,734.03 None

Total Liabilities . . . . . . . $ 4,272,915.31

112

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF NEWINGTON Newington (Screven), Ga.

As called for by the Superintendent of Banks

HORACE V. WELLS, President.
Date of Charter: 7-7-1919

ERNEST E. LEE, Cashier.
Began Business: 8-14-1919

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and
uco.srp. orations not guaranteed by
Other securities, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

Total Assets

$

117,938.73 128,586.33
None
None None 308,887.92
7,927.88 None None None
563,340.86

LIABILITIES

Demand deposits . . . . . .

.$

Time and savings deposits . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . .

Deposits of banks . . . . . . .

Certified and officers' checks, etc. .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock .

Common stock

Surplus . . . .

Undivided profits

Reserves

325,302.31 120,228.93
1,539.00
35,369.11 None
2,011.89 None
None None None None 15,000.00 55,000.00 8,889.62 None

Total Liabilities

. $ 563,340.86

STATEMENT

Showing condition at the close of business December 31, 1966, of THE CITIZENS & SOUTHERN NEWNAN BANK Newnan (Coweta), Ga. As called for by the Superintendent of Banks

T. GLENN WARE, President.
Date of Charter: 2-26-1955

B.S. ASKEW, Cashier.
Began BusineRR: 2-25-1955

ASSETS
Cash, balances with other banks, and cash items in process of collection. $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and
uco.srp. orat.ion. s. n. o.t .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

1,417,029.51 1,914,960.99 1,696,019.88
300,000.00 2,625.00
7,421,527.43
343,142.69 None None
89,962.92

Total Assets

$ 13,185,268.42

LIABILITIES

Demand deposits . . . . .

.$

Time and savings deposits . .

Deposits of U.S. Government . . . Deposits of States and political sub-
divisions ...

Deposits of banks
Certified and officers' checks, etc. . . Other liabilities for borrowed money .

Acceptances executed by or for account of this bank and outstanding

Other liabilities . . . . . . .
Capital notes and. debentures . Preferred stock

Common stock Surplus ....
Undivided profits Reserves

4,333,102.51 5,869,150.54
69,683.71
1,120,603.86 200,000.00 12,349.00 None
None 584,675.31
None None 300,000.00 400,000.00 220,703.49 75,000.00

Total Liabilities

. $ 13,185,268.42

FORTY-SEVENTH ANNUAL REPORT

113

STATEMENT

Showing condition at the close of business December 31, 1966, of

BAKER COUNTY BANK Newton (Baker), Ga.
As called for by the Superintendent of Banks

ALBERT W. BARBER, President.
Date of Charter: 10-4-1906

0. C. SINDERSINE, Cashier.
Began Business: 10-15-1906

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp.orat.ion.s. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

201,682.43 479,659.65
34,670.00
None None 945,404.95
3,830.23 None None 866.13

Total Assets . . . .

. $ 1,666,113.39

LIABILITIES
Demand deposits . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

833,870.59 201,270.90
1,550.00
326,858.75 None
9,153.56 None
None 10,954.47
None None 25,000.00 200,000.00 57,455.12 None

Total Liabilities . . . . . . . $,_ 1,666,113.39

STATEMENT

Showing condition at the close of business December 31, 1966, of

NICHOLLS STATE BANK Nicholls (Coffee), Ga.
As called for by the Superintendent of Banks

RALPH G. LOTT, President.
Date of Charter: 12-2-1952

R. E. LOTT, Cashier.
Began Business: 1-2-1953

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp.orat.io.ns. n.o.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

197,883.90 643,497.28
None
None None 245,167.00
11,597.17 None None None

Total Assets . . .

$ 1,098,145.35

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-.
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

430,888.65 470,536.90
5,913.10
96,366.38 None
1,720.14 None
None 3,463.62
None None 25,000.00 15,000.00 49,256.56 None

Total Liabilities . . . . . . $ 1,098,145.35

114

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE BANK OF NORCROSS Norcross {Gwinnett), Ga.

As called for by the Superintendent of Banks

ALLEN M. JOHNSON, President.
Date of Charter: 12-12-1903

J. S. NESBIT, Cashier.
Began Business: 2-1-1904

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and
cuo.srp.orat.ion. s. n.o.t .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

537,056.29 675,991.88
None
405,000.00 None
I ,289,005.93
90,628.41 None None None

Total Assets

$ 2,997,682.51

LIABILITIES

Demand deposits . . . . .

.$

Time and savings deposits . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus ....

Undivided profits

Reserves

1,248,764.8
1,048,178.~~
3,896.0u
324,346.19 No~~
2,277.03 None
No!!~ 9,659.81
None None 200,000.00 120,000.00 40,560.20 None

Total Liabilities

. $ 2,997,682.51

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE BANK OF OCILLA Ocilla {Irwin), Ga.
As called for by the Superintendent of Banks

JACK WILLIS, President.
Date of Charter: 9-20-1956

R. 0. PAULK, Cashier.
Began Business: 10-1-1956

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and
uco.srp. orations not guaranteed by
Other securities, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts . . . . . . . . . . . ..
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

509,037.84 247,155.97
20,426.16
100,000.00 60,000.00 2,169,019.72
8,473.14 None None
1,611.99

Total Assets

. $ 3,115,724.82

LIABILITIES

Demand deposits . . . . . .

$

Time and savings deposits . .

Deposits of U.S. Government ..

Deposits of States and political sub-

divisions ...

Deposits of banks

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing . . . . .

Other liabilities . . . . . . .

Capital notes and. debentures .

Preferred stock

Common stock

Surplus ....

Undivided profits

Reserves

1,387,910.97 1,033,143.17
16,840.39
320,168.82 13,714.73 90,564.05 None
None 31,516.77
None None 100,000.00 100,000.00 21,865.92 None

Total Liabilities

. $ 3,115,724.82

FORTY-SEVENTH ANNUAL REPORT

115

STATEMENT Showing condition at the close of business December 31, 1966, of

THE FIRST STATE BANK OF OCILLA Ocilla (Irwin), Ga.
As called for by the Superintendent of Banks

OTTO GRINER, President.
Date of Charter: 5-11-1943

E. J. PATTEN, Cashier.
Began Business: 6-1-1943

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

578,228.14 2,572,600.75
96,893.07
None None 1,680,034.26
62,122.41 None None None

Total Assets . . . .

. $ 4,989,878.63

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

2,404,072.13 1,601,911.86
13,049.83
384,603.89 None
14,321.43 None
None 37,500.00
None None 100,000.00 300.000.00 87,743.53 46,675.96

Total Liabilities

$ 4,989,878.63

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF OGLETHORPE Oglethorpe (Macon), Ga.

As called for by the Superintendent of Banks

JOHN F. WILLIAMS, President.
Date of Charter: 2-5-1901

BLANCHE R. WILLIAMS, Cashier.
Began Business: 2-8-1901

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.io.ns. n. o.t .gu.ar.an.te.ed. .by.
Other securities, COrPOrate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

786,744.82 565,408.76 188,760.79
373,895.07 None
1,392,560.54
10,000.00 None None None

Total Assets . . .

$ 3,317,369.98

LIABILITIES
Demand deposits . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,106,310.02 1,240,972.82
3,473.54
604,762.14 None
28,820.65 None
None 63,159.82
None None 60,000.00 40,000.00 149,446.38 20,424.61

Total Liabilities . . . . . . $ 3,317,369.98

116

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

FIRST - PALMETTO BANK Palmetto (Fulton), Ga.

As called for by the Superintendent of Banks

EARL A. SMITH, President.
Date of Charter: 6-29-1918

EARL A. SMITH, Cashier.
Began Business: 7-10-1918

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and
cuo.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . ...
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

177,468.16 310,879.30
17,921.95
420,098.44 None
285,340.12
39,821.68 None None
3,000.00

Total Assets

$ 1,254,529.65

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock Surplus .... Undivided profits Reserves . . . .

597,934.6 286,843.9
11,465.6
187,862.4 20,000.0 11,880.9
Non
Non
3,700.0(
Non
5o,oN00o.n~
50,000.\J\ 2,642.0 32,200.1

Total Liabilities

. $ 1,254,5Z9.6~

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE PATTERSON BANK Patterson (Pierce), Ga.

As called for by the Superintendent of Banks

FOSTER O'QUINN, President.
Date of Charter: 6-19-1907

LEOLA GRINER, Cashier.
Began Business: 6-19-1907

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and
uco.srp.orations not guaranteed by
Other securi ties, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts . . . . . . . . . . . ..
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

Total Assets

$

302,104.88 163,780.25
11,827.76
None None 305,411.23
3,589.78 None None None
786,713.90

LIABILITIES

Demand deposits . . . .

$

Time and savings deposits . . .

Deposits of U.S. Government .. _

Deposits of States and political sub-

divisions . . . . . . . . . . .

Deposits of banks

Certified and officers' checks, etc..

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing . . . . .

Other liabilities . . . . . . .

Capital notes and. debentures .

Preferred stock .

Common stock

Surplus

Undivided profits

Reserves . . . .

434,234.1: 98,398.2\ 2,095.0
156,207.6' Nont
16,558.3' Nont
Nont Non Non Non 25,000.2 45,000.1.!' 9,220.4 Non

Total Liabilities

. $ 786,713.91

FORTY-SEVENTH ANNUAL REPORT

117

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE FAYETTE STATE BANK Peachtree City (Fayette), Ga.

As called for by the Superintendent of Banks

W. F. FARR, President.
Date of Charter: 1-31-1964

W. F. FARR, Cashier.
Began Business: 2-1-1964

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including over drafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

471,350.03 599,215.34
54,000.00
449,740.61 None
1,150,615.96
16,620.70 None None
3,678.97

Total Assets . . . .

$ 2,745,221.61

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

812,874.55 967,071.97
2,376.85
579,077.80 16,900.74 7,533.38 None
None 108,723.70
None None 100,000.00 100,000.00 50,662.62 None

Total Liabilities . . . . . . . $ 2,745,221.61

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE CITIZENS EXCHANGE BANK OF PEARSON Pearson (Atkinson) , Ga.

As called for by the Superintendent of Banks

J. L SUMMERLIN,
President. Date of Charter: 1-19-1943

ROBT. A. SUMMERLIN, Cashier.
Began Business: 5-12-1945

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

532,235.90 I ,OR3,265.74
None
None None 750,565.49
204.97 None None None

Total Assets . . . .

$ 2,366,272.10

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,033,992.27 864,826.36 3,489.89
230,597.22 20,000.00 5,000.59 None
None 21,554.60
None None 50,000.00 100,000.00 26,811.17 10,000.00

Total Liabilities . . . . . . . $ 2,366,272.10

118

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

FARMERS BANK OF PELHAM Pelham (Mitchell), Ga.

As called for by the Superintendent of Banks

F. B. HAND, President.
Date of Charter: 8-25-1902

R. STEVE TAYLOR, Cashier.
Began Business: 9-1-1902

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct .and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

740,582.31 1,256,269.08
229,167.57
None None 2,841,131.04
27,332.60 None None
22,376.44

Total Assets . . . .

$ 5,116,859.04

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,987,357.65 1,622,915.33
15,288.13
866,658.83 None
19,116.23 None
None 84,265.50
None None 150,000.00 150,000.00 221,257.37 None

Total Liabilities . . . . . . $ 5,116,859.04

STATEMENT

Showing condition at the close of business December 31, 1966, of

PELHAM BANKING COMPANY Pelham (Mitchell), Ga.

As called for by the Superintendent of Banks

DR. J. C. BRIM,
President. Dllte of Charter: 12-4-1936

WENDELL A. ADAMS, Cashier.
Began Business: 12-8-1936

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.ion. s. n.o.t .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and st<>Ck in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real ~state owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

477,348.55 849,109.68 264,577.08
199,687.50 None
2,714,342.85
70,540.40 None None None

Total Assets . . . .

. $ 4,575,606.06

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States ahd political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

1,675,965.02 1,763,034.60
24,912.21
536,278.88 None
20,660.32 None
None None None None 150,000.00 300,000.00 91,547.72 13,207.31

Total Liabilities . . . . . . . $ 4,575,606.06

FORTY-SEVENTH ANNUAL REPORT

119

STATEMENT Showing condition at the close of business December 31, 1966, of

THE PEMBROKE STATE BANK Pembroke (Bryan), Ga.
As called for by the Superintendent of Banks

H. B. WARNELL, President.
Date of Charter: 12-29-1937

E. B. MILES, Cashier.
Began Business: 2-11-1938

ASSETS

Cash, balances with other banks, and

cash items in process of collecti<jll . $

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions . . . . . . . . . .

Securities of Federal agencies and

u.s. corporations not guaranteed by

0

0

0

0

0

0

0

0

0

0

0

0

.-

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . . . . . . . . . . ...

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

Real estate owned other than bank

premises . . . . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets . .

307,962.92 985,517.01
10,888.03
None None 1,244,132.48
67,121.45 None None
36,081.00

Total Assets . . . .

$ 2,651,702.89

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,034,399.76 923,519.93 17,069.17
340,591.39 None
17,850.64 None
None 98,149.36
None None 75,000.00 90,000.00 55,122.64 None

Total Liabilities . . . . . . . $ 2,651,702.89

STATEMENT

Showing condition at the close of business December 31, 1966, of

PERRY LOAN & SAVINGS BANK Perry (Houston), Ga.
As called for by the Superintendent of Banks

W. V. TUGGLE, President.
Date of Charter: 8-20-1889

H. J. JENNINGS, Cashier.
Began Business: 1889

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions . . . . . . . . . .

Securities of Federal agencies and

corporations not guaranteed by

u.s.

0

0

0

0

0

0

0

0

0

0

0

0

0

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . . . . . . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

Real estate owned other than bank

premises . . . . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets . .

1,001,582.68 1,822,447.13
444,815.52
None None 3,085,572.36
85,000.00 None None
21,046.98

Total Assets . . . .

$ 6,460,464.67

LIABILITIES
Demand deposits . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . Deposits of States and political sub-
divisions .. . . . . . . . . . . Deposits of banks . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2,642,656.81 1,820,566.45
62,911.93
1,104,622.96 None
10,149.91 None
None 62,217.49
None None 200,000.00 200,000.00 357,339.12 None

Total Liabilities . . . . . . $ 6,460,464.67

120

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF PINEHURST Pinehurst (Dooly), Ga.

As called for by the Superintendent of Banks

ALTON P. DRAUGHON, President.
Date of Charter: 1-1-1908

ALTON P. DRAUGHON, Cashier.
Began Business: 1904

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and
uco.srp. orations not guaranteed by
Other securities, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

310,105.59 170,770.75 25,000.00
250,000.00 None
742,124.40 I
8,524.64 None None None

Total Assets

$ 1,506,525.38

LIABILITIES

Demand deposits . . . .

$

Time and savings deposits . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

716,159.09 362,996.48
3,986.33
253,657.59 None
21,930.01 None
None 33,903.40
None None 25,000.00 75,000.00 13,892.48 None

Total Liabilities

. $ 1,506,525.38

STATEMENT Showing condition at the close of business December 31, 1966, of

FARMERS AND MERCHANTS BANK Pine Mountain (Harris), Ga.
As called for by the Superintendent of Banks

ROY ASKEW, President.
Date of Charter: 3-22-1909

W. K. JENKINS, Cashier.
Began Business: 4-19-1909

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $

United States Government obliga-

tions, direct and guaranteed .

Obligations of States and political

subdivisions

Securities of Federal agencies and

corporations not guaranteed by

U.S.

Other securities, corporate stocks and

stock in Federal Reserve Bank .

Loans and discounts, including over-

drafts

Bank premises, furniture and fixtures,

and other assets representing bank

premises

....... .

Real estate owned other than bank

premises . . . . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets

569,907.69 972,997.89 423,449.57
199,906.25 None
1,699,383.38
82,856.93 None None None

Total Assets

$ 3,948,501.71

LIABILITIES

Demand deposits

.$

Time and savings deposits . .

Deposits of U.S. Government

Deposits of States and political sub-

divisions ...

Deposits of banks

Certified and officers' checks, etc..

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and. debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

1,370,308.03 1,403,660.10
5,717.61
759,031.20 None
10,938.45 None
None None None None 100,000.00 100,000.00 198,846.32 None

Total Liabilities

. $ 3,948,501.71

FORTY-SEVENTH ANNUAL REPORT

121

STATEMENT

Showing condition at the close of business December 31, 1966, of

PITTS BANKING COMPANY Pitts (Wilcox), Ga.
As called for by the Superintendent of Banks

A. C. SHELL, President.
Date of Charter: 6-2-1906

EDWIN W. SHELL, Cashier.
Began Business: 6-1906

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

182,001.78 445,800.00
7,500.00
275,000.00 None
128,959.08
501.00 None None None

Total Assets . . . .

. $ 1,039,761.86

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

466,790.70 336,968.91
1,487.29
126,502.12 None
1,458.49 None
None None None None 25,000.00 25,000.00 15,000.00 41,554.35

Total Liabilities . . . . . . . $ 1,039,761.86

STATEMENT Showing condition at the close of business December 31, 1966, of

THE BANK OF QUITMAN Quitman (Brooks), Ga.
As called for by the Superintendent of Banks

JESSE F. JONES,
President. Date of Charter: 12-26-1888

A. C. LOWE, Cashier.
Be~ran Business: 12-31-1888

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . ..
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

942,828.03 976,175.95 638,238.83
None None 1 ,512,385.49
19,979.43 None None None

Total Assets . . .

. $ 4,089,607.73

LIABILITIES
Demand deposits . . . . . . $ Time and savings deposits . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other lfabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves 0 o o o

1,914,914.88 1,109,786.80
21,114.05
520,011.74 None
17,917.39 62,985.55
None 21,554.11
None None 100,000.00 100,000.00 121,323.21 100,000.00

Total Liabilities . . . . . . . $ 4,089,607.73

122

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of THE TATTNALL BANK Reidsville (Tattnall), Ga.
As called for by the Superintendent of Banks

PAUL B. CHRISTENBURY, President.
Date of Charter: 9-21-1964

S. TOM ELLIS,
Cashier. Began Business: 10-8-1964

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

410,128.04 779,824.75 373,773.66
249,937.50 None
1,984,242.50
107,202.13 1.00
None 6,663.24

Total Assets . . . .

. $ 3,911,772.82

LIABILITIES
Demand deposits . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

1,506,932.22 I ,396,446.20
96,662.49
481,607.97 24,490.75 13,736.86 None
None None None None 100,000.00 200,000.00 91,896.33 None

Total Liabilities . . . . . . . $ 3,911 ,77?.82

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE RENTZ BANKING COMPANY Rentz (Laurens), Ga.

As called for by the Superintendent of Banks

MRS. 0. D. BARRON, President.
Date of Charter: 5-2-1914

MRS. 0. D. BARRON,
Cashier. Began Business: 5-5-1914

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.eed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

387,301.59 480,481.28
None
244,912.46 None
466,024.88
1,181.79 9,242.83
None 1,393.75

Total Assets . . . .

. $ 1,590,538.58

LIABILITIES
Demand deposits . .. . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

622,012.16 512,175.41
2,536.64
301,292.76 10,000.00 None None
None None None None 50,000.00 50,000.00 32,521.61 10,000.00

Total Liabilities . . . . . . . $ 1,590,538.58

FORTY-SEVENTH ANNUAL REPORT

123

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE CITIZENS STATE BANK Reynolds (Taylor), Ga.

As called for by the Superintendent of Banks

W. H. VAN LANDINGHAM, President.
Date of Charter: 9-8-1922

LAWANNA HILL, Cashier.
Began Business: 9-8-1922

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
U~ora~io~s. ~o~ .g~a~a~te_e~ ~Y--
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

713,413.51 243,742.97 373,940.32
99,937.50 None
2,048,145.76
12,289.63 17,471.43
None 6,543.00

Total Assets . . . .

. $ 3,515,484.12

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ...
D'Ji~f;l~n~f .St~t:s .a~d .p~li~ic~l. s~b-.
Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

1,279,612.66 1,363,974.88
18,606.45
362,988.33 105,045.48 26,404.43
None
None 6,000.00
None None 100,000.00 100,000.00 27,312.68 125,539.21

Total Liabilities . . . . . . . $ 3,515,484.12

STATEMENT

Showing condition at the close of business December 31, 1966, of

WILLIAMS BANKING COMPANY Rhine (Dodge), Ga.
As called for by the Superintendent of Banks

R. J. STUDSTILL, President.
Date of Charter: 8-4-1947

MARJORIE H. STUCKEY, Cuhier.
Began Buaineaa: 10-1-1947

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

146,948.97 754,405.80
None
49,851.56 None
229,526.48
720.75 None None None

Total Assets . . .

. $ 1,181,453.56

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

462,091.31 440,372.47
None
94,086.94 None
1,376.12 None
None None None None 25,000.00 75,000.00 83,526.72 None

Total Liabilities . . . . . . . $ 1,181,453.56

124

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

RICHLAND BANKING COMPANY Richland (Stewart), Ga.

As called for by the Superintendent of Banks

E. W. PARISH, JR., President.
Date of Charter: 10-13-1927

RUBYE J. MOORE, Cashier.
Began Business: 10-15-1927

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

349,480.48 609,719.48
14,891.58
499,875.00 None
403,108.17
19,908.71 None None
1,976.00

Total Assets . . . .

$ 1,898,959.42

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves ....

846,304.96 527,752.35
18,388.41
299,203.78 41,138.17 8,171.75 None
None 8,000.00
None None 40,000.00 60,000.00 50,000.00 None

Total Liabilities . . . . . . . $ 1,898,959.42

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF RINGGOLD Ringgold (Catoosa), Ga.
As called for by the Superintendent of Banks

HERMAN B. TUCKER, President.
Date of Charter: 8-26-1904

AMALEE C. YATES,
9aahler. Began Business: 8-1904

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

807,778.17 1,517,743.07
173,128.89
479,562.50 None
1,536,002.01
10,388.17 41,884.00
None 1,163.25

Total Assets . . . .

$ 4,567,650.06

LIABILITIES
Demand deposits . . . . . . . . .$ Time and savings deposits . . . . Deposits of U.S. Government .. Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,777,868.32 1,749,511.85
47,080.57
626,487.01 None
32,476.71 None
None 503.40 None None 100,000.00 150,000.00 83,722.20 .None

Total Liabilities . . . . . . . $ 4,567,650.06

FORTY-SEVENTH ANNUAL REPORT

125

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE CRAWFORD COUNTY BANK Roberta (Crawford), Ga.

As called for by the Superintendent of Banks

C. R. AVERA, President.
Date of Charter: 1-7-1901

J. E. CLARK, Cashier.
Began Business: 1-8-1901

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp.orat.ion. s. n.o.t .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures. and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

384,432.80 233,219.48
41,339.06
419,562.50 None
320,319.99
6,513.30 None None None

Total Assets . . . .

$ 1,405,387.13

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

532,031.84 483,557.62
None
215,650.49 None
54,525.14 None
None 5,000.00
None None 50,000.00 60,000.00 4,622.04 None

Total Liabilities . . . . . . . $ 1,405,387.13

STATEMENT

Showing condition at the close of business December 31, 1966, of

ROCHELLE STATE BANK Rochelle (Wilcox), Ga.
As called for by the Superintendent of Banks

MATT W. ESTES, President.
Date of Charter: 7-8-1947

MATT W. ESTES, Cashier.
Began Business: 8-1-1947

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

515,377.22 307,898.12
27,524.80
282,074.89 None
591,514.94
5,391.01 None None None

Total Assets . . . .

1,729,780.98

LIABILITIES

Demand deposits

$

Time and savings deposits

Deposits of U.S. Government

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . .

Certified and officers' checks, etc..

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

906,793.83 452,093.31
17,825.32
179,071.71 None
5.505.63 None
None 12,544.50
None None 50,000.00 50,000.00 55,946.68 None

Total Liabilities

. $ 1,729,780.98

126

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE ROCKMART BANK Rockmart (Polk), Ga.

As called for by the Superintendent of Banks

GEO. H. SCOTT, President.
Date of Charter: 10-30-1900

JAMES E. WHITE, Cashier.
Began Business: 1900

ASSETS
Cash, balances with other banks, and cash items in process of coJlection . $
United States Government obliga tions, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.io.ns. n.o.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

762,085.24 1,392,669.44
676,891.67
283,567.38 None
4,214,721.30
137,879.52 None None 121.37

Total Assets . . . .

$ 7,467,935.92

LIABILITIES
Demand deposits . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves ....

2,277,315.91 4,004,780.35
66,326.99
466,321.58 None
27,716.30 None
None 56,695.25
None None 150,000.00 150,000.00 233,630.66 35,148.88

Total Liabilities . . . . . . . $ 7,467,935.92

STATEMENT Showing condition at the close of business December 31, 1966, of

THE ROME BANK AND TRUST COMPANY Rome (Floyd), Ga.
As called for by the Superintendent of Banks

J. B. DODD, JR., President.
Date of Charter: 4-5-1945

WALLACE C. REED, Cashier.
Began Business: 10-1-1945

ASSETS
Cash, balances with other banks, and cash items in process of coJlection . $
Urtited States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. n. o.t .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,156,096.49 3,828,719.01 2,462,104.56
700,000.00 10,000.00
5,207,238.58
180,725.55 None None
68,563.19

Total Assets . . . .

$ 13,613,447.38

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

4,893,135.35 6,117,104.46
96,038.79
1,352,402.26 37,250.39 56,218.90 None
None 121,712.52
None None 352,000.00 200,000.00 2,831.12 384,753.59

Total Liabilities . . . . . . . $ 13,613,447.38

FORTY-SEVENTH ANNUAL REPORT

127

STATEMENT

Showing condition at the close of business December 31, 1966, of

ROSSVILLE BANK Rossville (Walker), Ga.

As called for by the Superintendent of Banks

JAS. H. PALMER, President.
Date of Charter: 7-1-1963

DAVID M. HOUSEND, Cashier.
Began Business: 12-13-1963

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp.orat.ion. s. n. o.t .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

763,364.22 1,747,059.04
357,410.30
549,294.16 None
2,791,540.62
139,898.37 None None
47,589.26

Total Assets . . . .

$ 6,396,155.97

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Del?osi.ts of States and political sub-
divisions . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,849,125.15 3,314,787.55
125,292.65
442,049.65 5,000.00
27,889.59 None
None 266,604.04
None None 250,000.00 50,000.00 65,407.34 None

Total Liabilities . . . . . . . $ 6,396,155.97

STATEMENT

Showing condition at the close of business December 31, 1966, of

ROSWELL BANK Roswell (Fulton}, Ga.
As called for by the Superintendent of Banks

WALTER A. EAVES, President.
Date of Charter: 3-1-1901

H. VANCE EDDY, JR., Cashier.
Began Business: 3-1901

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . ..
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1 ,552,870.14 2,900,419.80
777,516.37
399,946.87 None
6,191,063.66
12"1,879;42 14,265.71
None 61,852.76

Total Assets . . . .

$ 12,019,814.73

LIABILITIES
Demand deposits . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . ,
D"g~~;it~n~f _st~t~s .a~d .p~Ii~ic~l ,"~b~
Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

3,732,965.88 5,533,680.60
73,936.00
668,286.91 749,505.53 135,320.89
None
None 164,794.74
None None 150,000.00 350,000.00 61,324.18 400,000.00

Total Liabilities . . . . . . . $ 12,019,814.731

128

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

TRI-COUNTY BANK OF ROYSTON Royston (Franklin), Ga.

As called for by the Superintendent of Banks

LAWSON McCONNELL, President.
Date of Charter: 8-9-1941

JOE E. RIDGWAY, Cashier.
Began Business: 9-1-1941

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.ion. s. n. o.t .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

779,251.63 1,033,409.17 1,163,628.91
149,843.75 None
2,345,377.34
160,373.76 None None 640.53

Total Assets . . . .

$ 5,632,525.09

LIABILITIES
Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

2,393,803.84 2,522,136.47
20,283.68
250,823.23 None None None
None 45,140.07
None None 200,000.00 150,000.00 50,337.80 None

Total Liabilities . . . . . . . $ 5,632,525.09

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF RUTLEDGE Rutledge (Morgan), Ga.

As called for by the Superintendent of Banks

J. M. GRIFFIN, President.
Date of Charter: 9-24-1898

W. E. OXFORD,
Cashier. Began Business: 10-1-1898

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp.orat.ion. s. n.ot. .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

190,205.13 522,398.94
17,120.78
239,648.44 None
1,076,501.76
30,333.57 None None None

Total Assets . . . .

$ 2,076,208.62

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . ..

670,483.23 897,858.66
5,396.02
288,188.25 None
11,066.01 None
None None None None 50,000.00 50,000.00 98,858.98 4,357.47

Total Liabilities . . . . . .. $ 2,076,208.62

FORTY-SEVENTH ANNUAL REPORT

129

STATEMENT

Showing condition at the close of business December 31, 1966, of

ST. MARYS STATE BANK St. Marys (Camden), Ga.

As called for by the Superintendent of Banks

J. B. MILLER, Presioent.
Date of Charter: 4-12-1955

FLEM J. HALL, Cashier.
Began Business: 8-4-1955

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp.orat.ion.s. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . ..
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

580,536.97 642,617.56
None
290,000.00 None
1,357,902.89
42,944.44 11,031.52
None 3,479.40

Total Assets . . . .

$ 2,928,512.78

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . , . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,082,104.79 891,891.86 153,811.61
447,559.80 None
14,995.40 None
None 108,140.39
None None 50,000.00 150,000.00 30,008.93 None

Total Liabilities . . . . . . . $ 2,928,512.78

STATEMENT

Showing condition at the close of business December 31, 1966, of

ST. SIMONS STATE BANK St. Simons Island (Glynn), Ga.

As called for by the Superintendent of Banks

E. R. BUFKIN, President.
Date of Charter: 4-24-1950

C. W. LANCE, Cashier.
Began Business: 6-1-1950

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

546,282.92 624,158.88 158,814.33
250,109.38 None
1,982,753.90
80,075.51 8,395.77 None 2,108.65

Total Assets . . .

$ 3,652,699.34

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions .. . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

1,495,091.26 1,148,095.48
59,492.99
285,115.03 205,813.40 130,902.35
None
None 64,906.59
None None 100,000.00 150,000.00 13,282.24 None

Total Liabilities . . . . . . . $ 3,652,699.34

130

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

CITIZENS BANK OF WASHINGTON COUNTY Sandersville (Washington), Ga.

As called for by the Superintendent of Banks

J. B. WALL, JR.,
President. Date of Charter: 1-6-1965

E. P. LEE, Cashier. Began Business: 5-3-1965

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp.orat.ion. s. n.ot. .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

271,821.39 164,314.06
11,000.00
350,000.00 None
1,183,803.16
155,556.84 None None
3,400.00

Total Assets . . . .

$ 2,139,895.45

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves ....

722,149.50 648,342.77
6,809.05
337,457.62 None
12,686.82 None
None None None None 200,000.00 150,000.00 62,449.69 None

Total Liabilities . . . . . .. $ 2,139,895.45

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE GEO. D. WARTHEN BANK Sandersville (Washington), Ga.

As called for by the Superintendent of Banks

C. FINDLAY IRWIN, SR., President.
Date of Charter: 3-18-1957

JOHN D. EVERE'IT, Cashier.
Began Business: 3-18-1957

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. n. o.t .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including over- drafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,576,098.18 2,373,364.83
919,196.28
80,901.77 None
3,758,123.50
135,995.29 None None None

Total Assets . . . .

$ 8,843,679.85

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . Deposits of States and political sub-
divisions . . . . . . . . . . 0 o Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves 0

4,878,241.17 2,697,760.26
70,482.76
468,325.96 None
16,708.05 None
None 8,000.00
None None 200,000.00 200,000.00 304,161.65 None

Total Liabilities . . . . . . . $ 8,843,679.85

FORTY-SEVENTH ANNUAL REPORT

131

STATEMENT Showing condition at the close of business December 31, 1966, of

BANK OF SARDIS Sardis (Burke), Ga.

As called for by the Superintendent of Banks

W. H. SMITH, President.
Date of Charter: 4-27-1946

L. F. BARGERON, Cashier.
Began Business: 7-2-1946

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

157,056.09 287,982.67
4,000.00
194,990.63 None
597,422.56
19,229.42 21,748.01
None None

Total Assets . . . .

$ 1,282,429.38

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

416,339.85 491,134.85
2,269.20
207,683.50 7,484.25 830.77 None
None 6,859.05
None None 30,000.00 70,000.00 49,827.91 None

Total Liabilities . . . . . . . $ 1,282,429.38

STATEMENT

Showing condition at the close of business December 31, 1966, of

ATLANTIC SAVINGS AND TRUST COMPANY Savannah (Chatham), Ga.

As called for by the Superintendent of Banks

GEORGE F. HAMBRICK, President.
Date of Charter: 11-6-1933

JAS. J. JOHNSON, Cashier.
Began Business: 11-6-1933

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

255,882.90 723,890.63
25,000.00
None None 3,111,026.04
132,278.54 None None
6,274.42

Total Assets . . .

$ 4,254,352.53

LIABILITIES
Demand deposits . . . . . . . . Time and savings deposits . . . . $ Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed r:1oney . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

None 3,144,163.65
None
440,000.00 10,000.00 84,092.13 None
None 1,014.40
None None 100,000.00 400,000.00 74,863.27 219.08

Total Liabilities . . . . . . . $ 4,254,352.53

132

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE CARVER STATE BANK Savannah (Chatham), Ga.

As called for by the Superintendent of Banks

L. D. PERRY, President.
Date of Charter: 4-29-1947

C. BERNARD NICHOLS. Cashier.
Began Business: 6-4-194'1

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. n. o.t .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including over~ drafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

282,951.89 1,110,429.53
122,023.97
100,000.00 None
862,801.82
38,966.95 None None 923.31

Total Assets . . . .

$ 2,518,097.47

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

273,978.02 1,464,492.34
None
453,940.70 8,000.00
22,159.01 None
None 11,554.59
None None 150,000.00 55,720.00 49,252.81 29,000.00

Total Liabilities . . . . . . . $ 2,518,097.47

STATEMENT

Showing condition at the close of business December 31, 1966, of

CHATHAM SAVINGS BANK Savannah (Chatham), Ga.

As called for by the Superintendent of Banks

ELTON W. CREECH, President.
Date of Charter: 8-11-1953

GILBERT G. WOOD Secy. & Treaa.
Began Business: 8-11-1953

ASSETS
Cash, balances with other banks, and cash items in process of collection .
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

97,223.82 413,952.80 355,955.25
None 1.00
3,247,373.88
118,848.88 1.00
None 250.00

Total Assets . . . .

$ 4,233,606.63

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . ..

340.36 3,149,216.47
759.64
325,682.52 30,855.20 486.37 None
None 5,200.00
None None 300,000:00 300,000.00 121,066.07 None

Total Liabilities . . . . . . $ 4,233,606.63

FORTY-SEVENTH ANNUAL REPORT

133

STATEMENT Showing condition at the close of business December 31, 1966, of

GEORGIA STATE SAVINGS BANK OF SAVANNAH Savannah (Chatham) , Ga.
As called for by the Superintendent of Banks

S. A. BREWTON, President.
Date of Charter: 7-29-1909

SAM J. NEWTON, Cashier.
Began Business: 8-4-1909

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

644,675.64 548,154.35 808,052.99
None None 9,367,246.05
2.00 3,001.00
None 1,584.90

Total Assets . . . .

. $ 11,372,716.93

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

None 9,729,241.27
None
415,765.68 45,000.00 1,760.84 None
None 113,593.46
None None 325,000.00 500,000.00 117,355.68 125,000.00

Total Liabilities . . . . . . . $ 11,372,716.93

STATEMENT

Showing condition at the close of business December 31, 1966, of

INDUSTRIAL BANK OF SAVANNAH Savannah (Chatham), Ga.

As called for by the Superintendent of Banks

L. R. WYLLY, JR., President.
Date of Charter: 5-20-1954

A. B. GAMMON, JR., Cashier.
Began Business: 5-20-1954

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions . . . . . . . . . .

Securities of Federal agencies and

u.s. . . . corporations not guaranteed by

0

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . . . . . . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank
Ri:t::::::e 'a~n~d oih~r tha~ ba~k

premises . . . . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets . .

179,577.28 699,371.87 369,613.80
None None 1,818,331.73
22,384.66 None None
14,454.26

Total Assets . . . .

$ 3,103,733.60

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

513,419.90 1,607,884.73
None
330,709.99 None
40,386.24 None
None 234,625.45
None None 150,000.00 100,000.00 118,179.77 8,527.52

Total Liabilities . . . . . . . $ 3,103,733.60

134

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

SAVANNAH BANK AND TRUST COMPANY OF SAVANNAH Savannah (Chatham), Ga.

As called for by the Superintendent of Banks

MALCOLM BELL, JR., President.
Date of Charter: 3-4-1869

CANN COOK, JR., Cashier.
Began Business: 7-1-1869

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $ 12,665,897.97

United States Government obliga-

tions, direct and guaranteed . . . 12,071,446.01

Obligations of States and political

subdivisions . . . . . . . . . . 5,645,709.48

Securities of Federal agencies and

corporations not guaranteed by

U.S. . . . . . . . . . . . . .

None

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

175,000.00

Loans and discounts, including over-

drafts . . . . . . . . . . . . . 38,333,177.66

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

990,014.81

Real estate owned other than bank

premises . . . . . . . . . . . .

42,065.06

Customers' liability to this bank on

acceptances outstanding

None

Other assets . .

533,022.84

Total Assets . . . .

$ 70,456,333.83

LIABILITIES

Demand deposits . . . . . . . . 0 $ 28,855,922.11

Time and savings deposits . . . .

26,785,043.36

Deposits of U.S. Government ...

860,316.30

Deposits of States and political sub-

divisions . . . . . . . . . . . . 3,026,835.72

Deposits of banks . . . . . . . . 2,766,494.39

Certified and officers' checks, etc. . .

489,842.04

Other liabilities for borrowed money .

None

Acceptances executed by or for ac-

count of this bank and outstand-

ing . . . . . . . . . . .

None

Other liabilities . . . . . . .

1,579,029.02

Capital notes and debentures .

None

Preferred stock .

None

Common stock .

1,650,000.00

Surplus

3,350,000.00

Undivided profits

967,537.12

Reserves . . . .

125,313.77

Total Liabilities . . . . . . . $ 70,456,333.83

STATEMENT

Showing condition at the close of business December 31, 1966, of

FARMERS AND MERCHANTS BANK OF SENOIA Senoia (Coweta), Ga.

As called for by the Superintendent of Banks

SIMPSON D. KIDD, JR.,
President. IJate of Charter: 3-2-1874

HATTIE S. WHATLEY, Cashier.
Began Business: 1889

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions . . . . . . . . . .

Securities of Federal agencies and

corporations not guaranteed by

u.s.

.0

0

0

0

0

0

0

0

0

0

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . . . . . . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

Real estate owned other than bank

premises . . . . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets . .

143,525.64 626,526.61
2,800.00
None None 808,704.99
32,375.43 None None None

Total Assets . . . .

$ 1,613,932.67

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

603,714.10 688,941.19
2,876.84
146,042.05 None
1,378.45 None
None 59,366.12
None None 30,000.00 55,000.00 26,613.92 None

Total Liabilities . . . . . . $ 1,613,932.67

FORTY-SEVENTH ANNUAL REPORT

135

STATEMENT Showing condition at the close of business December 31, 1966, of

FIRST STATE BANK Shellman (Randolph), Ga.

As called for by the Superintendent of Banks

J W. CURRY,
President. Date of Charter: 12-31-1958

L. R. RIGSBY,
Cashier. Began Business: 1-2-1959

ASSETS
Cash, balances with other banks, and cash items in process of collection. $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. n. o.t .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

235,359.10 615,152.58
None
328,941.18 None
1,010,630.92
9,764.52 None None
7,599.29

Total Assets . . . .

. $ 2,207,447.59

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1 '192,297 .43 512,135.80 9,597.68
225,820.21 None
19,186.72 None
None 15,000.00
None None 50,000.00 125,000.00 58,409.75 None

Total Liabilities . . . . . . . $ 2,207,447.59

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF SMYRNA Smyrna (Cobb), Ga.

As called for by the Superintendent of Banks

HARRY L. HOLLIDAY, President.
Date of Charter: 4-4-1946

H. D. LESTER, Cashier.
Began Business: 8-5-1946

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp.orat.io.ns. n.o.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

2,286,996.33 3,079,873.58 2,500,800.79
1,098,856.25 None
7,399,574.48
234,521.41 None None
29,756.80

Total Assets . . . .

$ 16,630,379.64

LIABILITIES
Demand deposits . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . Other liabilities . . . . . . . Capital'notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

8,221,750.84 5,525,495.55
86,582.84
1 '153,763.64 None
21,389.86 None
None 342,621.49
None None 435,000.00 515,000.00 239,351.67 89,423.75

Total Liabilities . . . . . . . $ 16,630,379.64

136

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

SOCIAL CIRCLE BANK Social Circle (Walton), Ga.

As called for by the Superintendent of Banks

ROY J. MALCOM
President. Date of Charter: 12-31-1923

MRS. MARY S. CHANDLER,
Cashier. Began Business: 3-8-1924

ASSETS
Cash, balances with other banks, and cash iterns in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

258,323.64 596,153.85 127,090.71
29,310.52 150,000.00 1,597,059.59
33,826.57 None None
9,818.80

Total Assets . . . .

2,801,583.68

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liahilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

912,647.60 1,102,043.84
27,060.02
384,935.77 None
30,204.37 None
None 119,231.65
None None 50,000.00 100,000.00 75,460.43 None

Total Liabilities

. $ 2,801,583.68

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF SOPERTON Soperton {Treutlen), Ga.
As called for by the Superintendent of Banks

JIM L. GILLIS, JR., President.
Date of Charter: 7-16-1906

B. KENNON GILLIS, Cashier.
Began Business: 1903

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

611,112.56 1,191,253.76
499,473.67
549,968.75 25,000.00
2,717,781.63
12,000.00 1.00
None 6,381.71

Total Assets . . . .

$ 5,612,973.08

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . ..

1,853,086.83 2,661,638.07
23,130.28
523,910.87 None
24,497.10 None
None 144,043.09
None None !00,000.00 150,000.00 132,666.84 None

Total Liabilities . . . . . . . $ 5,612,973.08

FORTY-SEVENTH ANNUAL REPORT

137

STATEMENT Showing condition at the close of business December 31, 1966, of

BANK OF HANCOCK COUNTY Sparta (Hancock), Ga.
As called for by the Superintendent of Banks

S. H. HOLLIS, President.
Date of Charter: 10-18-1904

WM. W. ARCHER, Cashier.
Began Business: 9-5-1904

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

439,800.06 847,588.75 567,013.72
745,065.18 None
2,799,712.77
113,498.15 1.00
None None

Total Assets . . . .

$ 5,512,679.63

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

1,660,303.10 2,855,695.03
128,071.19
406,294.76 None
9,383.53 None
None None None None 100,000.00 300,000.00 52,932.02 None

Total Liabilities . . . . . . . $ 5,512,679.63

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE EXCHANGE BANK OF SPRINGFIELD Springfield (Effingham), Ga.

As called for by the Superintendent of Banks

J. M. MARCHMAN, President.
Date of Charter: 12-30-1907

B. E. HINELY, Cashier.
Began Business: 1-1-1908

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp.orat.ion. s. n.o.t .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

638,250.77 1,412,828.55
670,914.35
299,812.50 None
1,870,630.05
58,132.23 None None None

Total Assets . . .

$ 4,950,568.45

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital ollotes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . .

1,551,844.08 2,693,073.10
2,444.41
372,206.86 5,000.00 None None
None None None None 100,000.00 150,000.00 76,000.00 None

Total Liabilities . . . . . . $ 4,950,568.45

138

DEPARTMENT OF BANKING

STATEMENT

Showing conditio!:\ at the close of business December 31, 1966, of

BANK OF STAPLETON Stapleton (Jefferson), Ga.

As called for by the Superintendent of Banks

]. C. KILGORE, SR.,
President. Date of Charter: 3-20-1916

]. C. KILGORE, JR.,
Cashier. Besran Business: 1916

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including over drafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

428,781.31 672,870.00 326,116.86
760,029.70 None
607,400.11
4,670.40 None None None

Total Assets . . . .

$ 2,799,868.38

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,622,512.42 780,993.62 1,239.92
175,579.96 None
8,721.56 None
Non< None None None 50,000.00 100,000.00 60,820.90 None

Total Liabilities . . . . . . . $ 2,799,868.38

STATEMENT

Showing condition at the close of business December 31, 1966, of

BULLOCH COUN1Y BANK Statesboro (Bulloch), Ga.

As called for by the Superintendent of Banks

W. G. COBB, President.
Date of Charter: 1-19-1934

THOS. F. HOWARD, Cashier.
Began Business: 4-14-1934

ASSETS
Cash, balances with other banks, and cash items in process of collection. $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp.orat.ion. s. n. o.t .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including over drafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,517,264.52 1,973,553.23
947,893.96
122,954.11 None
4,404,106.93
214,077.25 75,221.69 None 3,394.00

Total Assets . . . .

$ 9,258,465.69

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

4,525,141.87 2,192,981.34
108,185.89
1,520,109.68 88,216.15 29,824.18 None
None 35,402.30
None None 200,000.00 300,000.00 188,604.28 70,000.00

Total Liabilities . . . . . . . $ 9,258,465.69

FORTY-SEVENTH ANNUAL REPORT

139

STATEMENT

Showing condition at the close of business December 31, 1966, of

SEA ISLAND BANK Statesboro (Bulloch), Ga.
As called for by the Superintendent of Banks

C. B. McALLISTER, President.
Date of Charter: 3-11-1901

H. E. BRAY, Cashier. Began Business: 1901

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

3,016,127.61 1,942,507.93 1,235,415.80
1,195,432.61 None
4,770,087.25
73,539.81 66,500.00
None 14,787.96

Total Assets . . . .

$ 12,314,398.97

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

6,167,829.45 2,851,646.84
80,641.94
I ,995,419.88 71,783.06 60,064.79 None
None 19,232.69
None None 200,000.00 600,000.00 190,780.32 77,000.00

Total Liabilities . . . . . . . $ 12,314,398.97

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE FIRST STATE BANK Stockbridge (Henry), Ga.

As called for by the Superintendent of Banks

PAUL B. CHRISTENBURY, President.
Date of Charter: 9-21-1964

S. TOM ELLIS, Cashier.
Began Business: 10-8-1964

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed. . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp.orat.ion. s. n. o.t .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including over drafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

214,881.78 291,921.65
48,946.91
125,000.00 None
1,028,798.90
83,713.00 None None
11,699.61

Total Assets . . . .

$ 1,804,961.85

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other li,abilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves, ....

538,333.72 702,346.53
7,762.23
195,175.66 None
2,298.29 None
None 154,574.22
None None 100,000.00 80,000.00 24,471.20 None

Total Liabilities . . . . . . . $ 1,804,961.85

140

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE CITIZENS AND SOUTHERN BANK OF STONE MOUNTAIN Stone Mountain (DeKalb), Ga.

As called for by the Superintendent of Banks

J. ANGUS PARKER, President.
Date of Charter: 4-17-1957

ROBERT L. MAUGHON, Cashier.
Began Business: 6-6-1957

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and corporations not guaranteed by
u.s.
Other securities, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

387,506.31 640,470.24 400,411.88
124,850.00 None
2,474,718.70
69,606.22 None None
28,253.81

Total Assets

$ 4,125,817.16

LIABILITIES

Demand deposits

.$

Time and savings deposits

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions

Deposits of banks . . . . . . .

Certified and officers' checks, etc..

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

1,656,793.93 1,514,831.93
25,684.64
332,059.03 None
19,203.53 None
None 298,895.98
None None 100,000.00 50,000.00 76,737.11 51,611.01

Total Liabilities

. $ 4,125,817.16

STATEMENT Showing condition at the close of business December 31, 1966, of

FARMERS & MERCHANTS BANK Summerville (Chattooga), Ga.
As called for by the Superintendent of Banks

D. L. McWHORTER, President.
Date of Charter: 2-5-1926

JAMES F. KING, Cashier.
Began Business: 2-6-1926

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and corporations not guaranteed by U.S.
Other securities, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

I ,607,873.37 4,330,061.89 1,345,169.90
299,756.25 None
3,309,925.09
2.00 None None 4,782.37

Total Assets

$ 10,897,570.87

LIABILITIES

Demand deposits

.$

Time and savings deposits

Deposits of U.S. Government

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks

Certified and officers' checks, etc..

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

5,687,228.23 2,432,554.28
105,128.76
1,448,435.43 None
11,124.73 None
None 8,004.00
None None 200,000.00 600,000.00 35,000.00 370,095.44

Total Liabilities

. $ 10,897,570.87

FORTY-SEVENTH ANNUAL REPORT

141

STATEMENT Showing condition at the close of business December 31, 1966, of
THE CENTRAL BANK Swainsboro (Emanuel), Ga. As called for by the Superintendent of Banks

SAM J. OVERSTREET, President.
Date of Charter: 10-27-1920

JACK S. BAZEMORE, Cashier.
Began Business: 11-9-1920

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.rsp. orat.io.ns. n. ot. .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

611,608.33 910,853.77 469,454.43
300,000.00 None
2,118,528.26
45,188.12 16,000.00
None None

Total Assets . . . .

$ 4,471,632.91

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
diyisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,718,397.91 1,745,612.02
48,538.19
523,292.99 87,924.79 16,636.62 None
None 10,000.00
None None 100,000.00 200,000.00 21,230.39 None

Total Liabilities . . . . . . . $ 4,471,632.91

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE CITIZENS BANK OF SWAINSBORO Swainsboro (Emanuel), Ga.
As called for by the Superintendent of Banks

J. R. DEKLE, President.
Date of Charter: 11-10-1900

JAMES R. SMITH, Cashier.
Began Business: 1900

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,424,801.27 1,548,952.00
455,401.03
775,923.14 None
3,824,721.78
147,053.75 None None
3,190.40

Total Assets . . . .

$ 8,180,043.37

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

3,125,964.62 3,161,952.65
130,654.85
1,021,955.72 61,854.44 28,275.73 None
None 47,316.06
None None 150,000.00 450,000.00 2,069.30 None

Total Liabilities . . . . . . . $ 8,180,043.37

142

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of business December 31, 1966, of
SPIVEY STATE BANK Swainsboro (Emanuel), Ga. As called for by the Superintendent of Banks

JOHN B. SPIVEY, President
Date of Charter: 8-27-1964

W. H. ROUNTREE, Cashier
Began Business: 3-1-1965

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

483,720.61 169,550.32 244,432.93
759,862.50 None
649,469.66
9,369.08 None None
27,258.58

Total Assets . . . .

$ 2,343,663.68

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

997,651.84 481,672.09
4,693.78
485,975.04 44,166.34 10,904.51 None
None 35,462.77
None None 125,000.00 75,000.00 76,137.31 7,000.00

Total Liabilities . . . . . . . $ 2,343,663.68

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF SCREVEN COUNTY Sylvania (Screven), Ga.

As called for by the Superintendent of Banks

C. L. MILLER, President.
Date of Charter: 4-10-1911

D. L. MURRAY, Cashier.
Began Business: 2-28-1930

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.rsp. orat.io.ns. n.o.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

790,335.35 574,920.00 1,290,214.50
1,111,891.45 None
2,972,069.49
15,000.00 None None None

Total Assets . . . .

$ 6,754,430.79

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2,557,131.19 2,806,319.16
34,343.50
701,243.70 None
37,760.45 None
None None None None 200,000.00 200,000.00 217,632.79 None

Total Liabilities . . . . . . . $ 6,754,430.79

FORTY-SEVENTH ANNUAL REPORT

143

STATEMENT

Showing condition at the close of business December 31, 1966, of

FARMERS AND MERC.tiANTS BANK Sylvania (Screven), Ga.
As called for by the Superintendent of Banks

W. B. LOVETT, President.
Date of Charter: 2-18-1946

B. E. BLACKBURN, Cashier.
Began Business: 3-1-1946

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . ....
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

671,981.11 1,082,719.39
600,178.39
307,045.57 None
1,632,952.17
12,684.09 None None None

Total Assets . . . .

$ 4,307 ,560.72

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government .. Deposits of States and political sub-
divisions . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,529,487.68 1,580,106.29
19,879.65
841,847.32 None
14,516.93 None
None None None None 100,000.00 102,000.00 119,722.85 None

Total Liabilities . . . . . . $ 4,307.560.72

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF WORTH COUNTY Sylvester (Worth), Ga.
As called for by the Superintendent of Banks

W. J. CROWE, President.
Date of Charter: 4-28-1945

LEONARD SUMNER, Cashier.
Began Business: 11-1-1945

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States ana political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by
Ot~~~-sec~ritie~, ~o~p~r~t~ sto~k~ a~d stock. in Federal Reserve Bank . . Loans and discounts, including over-
drafts . . . . . . . . . . ... Bank premises, furniture and fixtures,
and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . .

724,644.37 374,973.39 413,533.02
46,269.24 None
3,366,005.43
45,653.37 None None
1,096.23

Total Assets . . .

$ 4,972,175.05

LIABILITIES
Demand deposits . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2,006,745.59 2,016,686.86
29,707.32
284,887.04 42,436.14
169,724.71 None
None 81,450.27
None None 100,000.00 100,000.00 129,977.42 10,559.70

Total Liabilities . . . . . $ 4,972,1?5.05

144

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

SYLVESTER BANKING COMPANY Sylvester (Worth), Ga.

As called for by the Superintendent of Banks

T. M. PURDOM, President.
Date of Charter: 7-5-1898

D. NEIL PIERCE, Cashier.
Began Business: 7-1898

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and corporations not guaranteed by U.S.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

837,666.08 3,036, 113.75
98,052.32
None None 3,682,136.52
56,825.00 None None None

Total Assets

$ 7,710,793.67

LIABILITIES

Demand deposits . . . .

.$

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus ....

Undivided profits

Reserves . . . .

3,220,066.9; 3,228,040.6>
20,624.7
510,042.8 Non<
60,775.2( Non<
Nom 115,265.0f
Nom Non< 150,000.0( 150,00o.gc 255,979.0f Nom

Total Liabilities

. $ 7,710,793.67

STATEMENT

Showing condition at the close of business December 31, 1966, of

PEOPLE'S BANK OF TALBOTTON, G~ORGIA Talbotton (Talbot), Ga.
As called for by the Superintendent of Banks

MRS. ELIZABETH P. PERSONS, President.
Date of Charter: 12-9-1890

J. H. MAHONE, Cashier.
Began Business: 1-13-1891

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and corporations not guaranteed by
u.s.
Other securi ties, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

301,819.94 307,500.14 21,393.05
529,750.00 None
768,948.83
2.00 1.00 None None

Total Assets

$ 1,929,414.96

LIABILITIES

Demand deposits . .. . .

.$

Tip1e and savings deposits . . . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . .

Certified and officers' checks, etc. .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and. debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

827,542.74 490,803.66
11,374.35
454,871.85 Non< Nom Non<
Nom Non< Non< Non 50,000.()( 50,000.0(
42,322.~f
2,500.0(

Total Liabilities

. $ 1,929,414.9!

FORTY-SEVENTH ANNUAL REPORT

145

STATEMENT Showing condition at the close of business December 31, 1966, of

WEST GEORGIA BANK OF TALLAPOOSA, GEORGIA Tallapoosa (Haralson), Ga.

As called for by the Superintendent of Banks

W. I. LANIER, President.
Date of Charter: 12-6-1948

SAM CHEATWOOD, Cashier.
Began Business: 7-6-1949

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . ...
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

799,785.28 534,586.79 121,527.42
567,706.25 None
1,568,254.69
52,185.56 5,500.00 None 4,815.64

Total Assets . . . .

$ 3,654,361.63

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

1,659,617.05 1,467,825.97
59,515.57
224,161.89 None
4,562.30 None
None 10,874.49
None None 100,000.0U 100,000.00 27,804.36 None

Total Liabilities . . . . . .. $ 3,654,361.63

STATEMENT Showing condition at the close of business December 31, 1966, of

BANK OF TAYLORSVILLE Taylorsville (Bartow), Ga.
As called for by the Superintendent of Banks

HOLMES NEEL, President.
Date of Charter: 6-6-1905

W. R. GIBBS, Cashier.
Began Business: 6-13-1905

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions . . . . . . . . . .

Securities of Federal agencies and

cuo.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . . . . . . . . . . . ..

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . 0

Real estate owned other than bank

premises 0

o

0

0

0

0

0

0

0

0

Customers' liability to this bank on

acceptances outstanding

Other assets . .

152,008.55 400,856.06
None
284,568.04 None
632.503.33
2,481.00 None None None

Total Assets . . . .

$ 1,472,416.98

LIABILITIES

Demand deposits . . . . . . . . . $

Time and savings deposits . . . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions 0

o 0

o

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing . . . . . . . . . . .

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus

Undivided profits

Reserves ... 0

573,484.36 521,911.36
1,093.00
147,080.56 None
6,725.35 None
None None None None 25,000.00 100,000.00 97,122.35 None

Total Liabilities . . . . . . . $ 1,472,416.98

146

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF TEMPLE Temple (Carroll), Ga.

As called for by the Superintendent of Banks

J. H THOMAS, President.
Date of Charter: 11-25-1946

L. G. LYELL, Cashier.
Began Business: 7-1-1947

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and
uco.srp. orations not guaranteed by
Other securi ties, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including over~ drafts
Bank premises, furniture and fixtures, and other assets representing bank premises
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

Total Assets

$

126,062.75 135,953.75
None
ll4,587.50 None
178,535.04
1,132.90 None None None
556,271.94

LIABILITIES
Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divtsions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

405,885.34 20,000.00 None
27,611.68 None None None
None 409.10 None None 25,000.00 50,000.00 27,365.82 None

Total Liabilities . . . . . . . $ 556,271.94

STATEMENT

Showing condition at the close of business December 31, 1966, of

TENNILLE BANKING COMPANY Tennille (Washington}, Ga.
As called for by the Superintendent of Banks

W. B. SMITH, President.
Date of Charter: 4-4-1900

CHARLES V. SMITH, Cashier.
Began Business: 4-1900

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
Urtited States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and
uco.srp. orations not guaranteed by
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including over~ drafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

575,438.93 744,735.38
98,844.49
400,000.00 None
2,410,513.03
32,582.64 None None
18,651.50

Total Assets

$ 4,280,765.97

LIABILITIES

Demand deposits . . . . . .

.$

Time and savings deposits . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks

Certified and officers' checks, etc..

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus ....

Undivided profits

Reserves

1,589,777.69 I ,836,969.28
35,050.52
437,863.30 None
3,198.90 None
None None None None 100,000.00 200,000.00 77,906.28 None

Total Liabilities

. $ 4,280,765.97

FORTY-SEVENTH ANNUAL REPORT

147

STATEMENT Showing condition at the close of business December 31, 1966, of
BANK OF UPSON Thomaston (Upson), Ga. As called for by the Superintendent of Banks

CHAS. M. PASLEY, JR., President.
Date of Charter: 6-23-1951

H. D. STOREY, JR., Cashier.
Began Business: 10-1-191i1

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

600,013.53 1,818,715.72
507,287.47
None None 2,791,550.24
170,570.43 None None
4,007.65

Total Assets . . . .

. $ 5,892,145.04

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government .. Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2,043,812.08 2,661,289.64
25,312.23
513,725.81 53,620.45 2,234.16 None
None 52,349.29
None None 270,000.00 210,000.00 59,801.38 None

Total Liabilities . . . . . . . $ 5,892,145.04

STATEMENT Showing condition at the close of business December 31, 1966, of CITIZENS & SOUTHERN BANK OF THOMASTON, GEORGIA
Thomaston (Upson), Ga. As called for by the Superintendent of Banks

C. B. JENKINS, JR., President.
Date of Charter: 1-18-1926

JACK B. HUTCHINSON, Cashier.
Began Business: 2-28-1930

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,747,273.22 1,521,567.80 2,090,307.16
None 2,625.00 8,720,734.93
117,538.41 None None
88,337.88

Total Assets . . . .

$ 14,288,384.40

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

5,291,521.24 6,384,907.22
150,062.23
945,370.81 None
2,057.41 None
None 460,083.20
None None 400,000.00 400,000.00 154,382.29 100,000.00

Total Liabilities . . . . . . . $ 14,288,38.4.40

148

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF THOMAS COUNTY Thomasville (Thomas), Ga.

As called for by the Superintendent of Banks

H. B. GURLEY, President.
Date of Charter: 2-3-1937

JOE J. KEYTON, Cashier.
Began Business: 2-15-1937

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

956,018.00 3,014,959.39
990,984.95
899,687.50 None
5,715,271.25
240,436.84 None None
32,982.41

Total Assets . . . .

$ 11,850,340.34,

LIABILITIES
Demand deposits . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

5,212,610.60 3,995,322.58
324,301.83
974,730.42 114,506.05 119,342.69
None
None 201,685.38
None None 360,000.00 440,000.00 66,569.36 41,271.43

Total Liabilities . . . . . .. $ 11,850,340.34

STATEMENT

Showing condition at the close of business December 31, 1966, of

COMMERCIAL BANK Thomasville (Thomas), Ga.
As called for by the Superintendent of Banks

L. D. FERGUSON, President.
Date of Charter: 7-3-1916

A. F. KIMBROUGH, Cashier.
Began Business: 7-22-1916

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

2,374,448.22 3,143,601.28 1,421,924.91
None None 7,421,428.53
418,643.74 None None
150,836.87

Total Assets . . . .

$ 14,930,883.55

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

6,994,085.70 5,011,946.68
161,159.25
1,384,017.68 70,071.24 93,228.29 None
None 276,091.02
None None 400,000.00 450,000.00 90,283.69 None

Total Liabilities . . . . . . . $ 14,930,883.55

FORTY-SEVENTH ANNUAL REPORT

149

STATEMENT Showing condition at the close of business December 31, 1966, of

BANK OF THOMSON Thomson (McDuffie}, Ga.
As called for by the Superintendent of Banks

W. E. HUNT,
President. Date of Charter: 12-30-1890

W. F. BECKUM, JR., Cashier.
Began Business: 1891

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions , . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

775,566.38 I ,428,498. 96
936,380.11
292,750.00 None
2,770,821.85
93,113.68 None None
6,103.16

Total Assets . . . .

6,303,234.14

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2,821,998.01 2,232,556.14
42,672.44
587,333.39 None
10,962.42 None
None 12,000.00
None None 150,000.00 225,000.00 219,781.35 930.39

Total Liabilities . . . . . . . $ 6,303,234.14

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF TIFTON Tifton (Tift), Ga.

As called for by the Superintendent of Banks

JOHN E. PARKERSON, President.
Date of Charter: 10-10-1891

L. W. GAULDING, Cashier.
Began Business: 1896

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
IT.S.orat.io~s. ~o~ .g~a~a~te.ed. ~y.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises. furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,567,355.18 2,071,049.01 1,684,593.40
.600,000.00 None
8,180,585.23
278,283.96 None None
55,699.32

Total Assets . . . .

$ 14,437,566.10

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions .. . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . .

5,027,218.89 4,397,158.64
83,178.78
2,189,471.30 617,922.06 63,014.64 None
None 659,667.18
None None 400,000.00 500,000.00 308,345.17 191,589.44

Total Liabilities . . . . . $ 14.437,566.10

150

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE CITIZENS BANK OF TIFTON Tifton (Tift), Ga.

As called for by the Superintendent of Banks

WM. W. CONOLY, President.
Date of Charter: 2-24-1948

JOHN T. BARGE, Cashier.
Began Business: 4-15-1948

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.ion. s. n.o.t .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank. .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

573,424.14 771,699.83 490,61!4.30
200,000.00 None
3,679,678.77
286,229.34 20,000.00 None 70.87

Total Assets . . . .

. $ 6,021,787.25

LIABILITIES
Demand deposits . . . . . . $ Time and savings deposits . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

2,346,209.89 2,102,412.39
69,184.21
810,648.10 None
70,878.59 None
None 59,000.00
None None 225,000.00 275,000.00 43,454.07 20,000.00

Total Liabilities . . . . . . . $ 6,021,787.25

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE FARMERS BANK OF TIFTON Tifton (Tift), Ga.
As called for by the Superintendent of Banks

JOHN H. DAVIS, President.
Date of Charter: 12-21-1936

L. A. BRASWELL, Cashier.
Began Business: 2-24-1937

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.ion. s. n. o.t .gu.ar.an.t~.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

822,583.60 1,806,610.65 1,095,173.53
199,979.14 None
4,937,030.64
207,374.41 None None
49,591.75

Total Assets . . . .

$ 9,118,343.72

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

3,665,779.92 3,298,565.60
27,977.33
1,048,106.37 10,084.15 64,567.23 None
None 104,900.41
None None 200,000.00 440,000.00 258,362.71 None

Total Liabilities . . . . . . . $ 9,118,343.72

FORTY-SEVENTH ANNUAL REPORT

151

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE BANK OF TIGNALL Tignall (Wilkes), Ga.

As called for by the Superintendent of Banks

L. D. WARE, President.
Date of Charter: 7-5-1909

L. D. WARE, Cashier.
Began Business: 8-1909

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political
subdivisions Securities of Federal agencies and
cuo.srp.orations not guaranteed by
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

Total Assets

$

118,146.48 483,854.85
None
None None 29,594.00
1.00 None None None 631,596.33

LIABILITIES

Demand deposits . . . . . .

.$

Time and savings deposits . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions . . . . . . . . . . .

Deposits of banks

Certified and officers' checks, etc..

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

.

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

487,525.05 3,000.00 700.00
73,246.28 None None None
None 3,900.00
None None 25,000.00 15,000.00 19,225.00 4,000.00

Total Liabilities

$ 631,596.33

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE BANK OF TOCCOA Toccoa (Stephens), Ga.

As called for by the Superintendent of Banks

WM. C. CLARY, JR., President.
Date of Charter: _8-10-1911

RAYMOND A. NEAL, Cashier.
Began Business: 9-1-1911

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and
cuo.srp. orations not guaranteed by
Other securities, corporate stocks and stock in Federal Reserve Bank .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

2,249,570.60 1,276,991.38 1,495,076.09
424,871.88 None
4,330,899.75
133,537.51 None None 829.89

Total Assets

$ 9,911,777.10

LIABILITIES

Demand deposits . . . .

.$

Time and savings deposits

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions ...

Deposits of banks

Certified and officers' checks, etc..

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

3,148,453.48 3,966,449.08
136,316.56
1,555,732.21 477,977.10 55,898.53 None
None 74,078.75
None None 100,000.00 300,000.00 96,871.39 None

Total Liabilities

. $ 9,911,777.10

152

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE CITIZENS BANK Toccoa (Stephens), Ga.

As called for by the Superintendent of Banks

WALLACE B. BRUCE, President.
Date of Charter: 5-25-1950

HENRY B. HAYES, Cashier.
Began Business: 3-16-1951

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by
u.s. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,844,651.77 1,575,514.06 1,086,964.40
400,118.75 None
3,688,062.68
191,893.46 None None
17,913.25

Total Assets . . . .

8,805,118.37

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divtsions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

3,646,725.51 2,779,944.41
193,353.99
1,529,557.32 None
47,763.17 None
None None None None 150,000.00 325,000.00 41,773.97 91,000.00

Total Liabilities . . . . . . . $ 8,805,118.37

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF DADE Trenton (Dade), Ga.

As called for by the Superintendent of Banks

EDWARD F. WILKIE, President.
Date of Charter: 7-5-1955

MRS. VALERIA K. NETHERY; Cashier.
Began Business: 1-12-1956

ASSETS
Cash, balances with other banks, and cash items in process of collection .
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

275,147.50 609,871.89 157,593.51
74,946.15 None
1,861,538.62
15,321.03 None None None

Total Assets . . . .

$ 2,994,418.70

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . ..

1,018,889.80 1,275,597.31
21,395.17
388,892.65 None
18,856.13 None
None 82,425.30
None None 50,000.00 75,000.00 63,362.34 None

Total Liabilities . . . . . . . $ 2,994,418.70

FORTY-SEVENTH ANNUAL REPORT

153

STATEMENT Showing condition at the close of business December 31, 1966, of

THE CITIZENS AND SOUTHERN BANK OF TUCKER Tucker (DeKalh), Ga.
As called for by the Superintendent of Banks

GUS L. CONNELLY, President.
Date of Charter: 10-29-1919

RAY F. BRIDGES, Cashier.
Began Business: 12-1919

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures,
and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . .

766,850.40 1,223,321.52
794,969.71
None None 6,026,378.47
177,423.47 None None
39,394.40

Total Assets . . . .

$ 9,028,337.97

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

4,048,936.19 3,365,668.56
64,067.72
419,946.75 None
129,400.31 100,000.00
None 363,832.72
None None 275,000.00 85,000.00 90,868.43 85,617.29

Total Liabilities . . . . .... $ 9,028,337.97

STATEMENT

Showing condition at the close of business December 31, 1966, of

DURDEN BANKING COMPANY, INC. Twin City (Emanuel), Ga.

As called for by the Superintendent of Banks

B. LEWIS BRINSON, President.
Date of Charter: 6-26-1935

J. THOMAS DURDEN, Cashier.
Began Business: '7-5-1935

ASSETS
Cash, balances with other banks, and cash items in process of collection .
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.ion.s. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . ...
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .
Total Assets . . . .

358,483.46 597,036.Bl 302,681.57
99,992.14 None
1 ,506,031.12
100,978.88 None None None
2,965,203.98

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

1,171,638.58 1,254,701.91
18,464.13
236,129.91 10,000.00 4,500.57 None
None 6,000.00
None None 50,000.00 125,000.00 63,768.88 25,000.00

Total Liabilities . . . . . . . $ 2,965,203.98

154

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

EXCHANGE BANK OF UNADILLA Unadilla (Dooly), Ga.

As called for by the Superintendent of Banks

J. D. SPEIGHT,
President. Date of Charter: 4-19-1935

JIMMIE J. RYALS,
Cashier. Began Business: 4-22-1935

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and corporations not guaranteed by
u.s.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

277,303.39 365,375.75
55,858.40
448,744.79 .None
1,347,844.81
9,979.28 None None None

Total Assets

$ 2,505,106.42

LIABILITIES

Demand deposits . . . .

.$

Time and savings deposits . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing . . . . .

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus ....

Undivided profits

Reserves

1,185,796.39 852,991.91 7,542.73
218,182.69 None
13,445.61 None
None 60.00 None None 50,000.00 100,000.00 57,167.51 19,919.58

Total Liabilities

. $ 2,505,106.42

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF UNION POINT Union Point (Greene). Ga.
As called for by the Superintendent of Banks

RALPH L. RHODES, President.
Date of Charter: 5-15-1911

W. ALAN RAMSEY, Cashier.
Began Business: 5-1911

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $

United States Government obliga-

tions, direct and guaranteed .

Obligations of States and political

subdivisions

Securities of Federal agencies and

corporations not guaranteed by
u.s. . . . . . . . . . . . . .

Other securities, corporate stocks and

stock in Federal Reserve Bank .

Loans and discounts, including over-

drafts . . . . . . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . 0 0

Real estate owned other than bank

premises . 0

0

0

0

0

0

Customers' liability to this bank on

acceptances outstanding

Other assets

265,022.12 370,767.10 133,823.88
239,671.88 None
1,498,690.13
I ,649.89 7,817.78
None None

Total Assets

$ 2,517,442.78

LIABILITIES

Demand deposits

.$

Time and savings deposits . .

Deposits of U.S. Government . . .

Deposits of States and political sub-

divisions 0

Deposits of banks . . . . . . .

Certified and officers' checks, etc..

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and. debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

763,882.38 1,193,756.36
25,688.02
302,800.58 None
8,812.05 None
None None None None 50,000.00 100,000.00 72,503.39 None

Total Liabilities

$ 2,517,442.78

FORTY-SEVENTH ANNUAL REPORT

155

STATEMENT Showing condition at the close of business December 31, 1966, of

THE FARMERS BANK Union Point (Greene), Ga.
As called for by the Superintendent of Banks

JOHN B. STEWART, President.
Date of Charter: 9-6-1911

REUBEN H. FLYNT, Cashier.
Began Business: 9-6-1911

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and' other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

455,816.49 910,610.52
35,Q54.12
899,473.42 None
2,227,658.91
53,614.31 None None
3,081.36

Total Assets . . . .

. $ 4,585,309.13

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,OS 1,860.84 2,667,585.76
9,894.94
533,928.86 None
23,430.59 None
None None None None 100,000.00 150,000.00 48,608.14 None

Total Liabilities . . . . . . . $ 4,585,309.13

STATEMENT

Showing condition at the close of business December 31, 1966, of

BROGDON STATE BANK Uvalda (Montgomery), Ga.
As called for by the Superintendent of Banks

J. MILTON BROGDON, President.
Date of Charter: 5-2-1966

MRS. J. MILTON BROGDON, Cashier.
Began Business: 5-16-1966

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obli1lations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

Total Assets . . . .

$

52,526.78 76,892.89
None
None None 321,604.73
15,000.00 None None None
466,024.40

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

209,950.64 69,455.92
None
70,000.00 None 161.02 None
None 7,433.27
None None 50,000.00 50,000.00 9,023.55 None

Total Liabilities . . . . . . . $ 466,024.40

156

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

FIRST STATE BANK Valdosta (Lowndes), Ga.

As called for by the Superintendent of Banks

REA STEELE, President.
Date of Charter: 1-22-1906

MELVIN PLAIR, Cashier.
Began Business: 3-1906

ASSETS
Cash, balances with other banks, and cash items in process of collection .
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

2,075,248.43 1,062,362.50
883,882.60
729,330.00 None
3,880,280.20
72,157.39 None None None

Total Assets . . . .

$ 8,703,261.12

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves ....

3,633.234.93 2,229,961.37
137,495.23
1,834,984.00 189,529.89 70,455.55 None
None 22,500.00
None None 225,000.00 225,000.00 135,100.15 None

Total Liabilities . . . . . . . $ 8,703,261.12

STATEMENT

Showing condition at the close of business December 31, 1966, of

BRICE BANKING COMPANY, INC. Vidalia (Toombs), Ga.
As called for by the Superintendent of Banks

T. H. BRICE, President
Date of Charter: 9-7-1965

LIZZIE GUIN, Cashier
Began Business: 10-14-1965

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . 0
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,163,023.15 1,170,832.28
None
300,000.00 None
1,232,648.89
24,351.18 12,897.04
None None

Total Assets . . . .

$ 3,903,752.54

LIABILITIES

Demand deposits . . . . . . . . $

Time and savings deposits . . . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions . o

0

Deposits of banks . . . . . . . .

Certified and officers' checks, etc. . .

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing . . . . . . . . . . .

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock .

Common stock .

Surplus

Undivided profits

Reserves . . ..

2,436,020.11 514,600.00 25,565.78
439,224.56 113,131.59
8,801.92 None
None 23,142.13
None None 100,000.00 150,000.00 88,135.52 5,130.93

Total Liabilities . . . . . . . $ 3,903,752.54

FORTY-SEVENTH ANNUAL REPORT

157

STATEMENT Showing condition at the close of business December 31, 1966, of

DARBY BANKING COMPANY, INC. Vidalia (Toombs), Ga.
As called for by the Superintendent of Banks

J. F. DARBY, JR., President.
Date of Charter: 6-22-1934

D. L. GORDON, JR. Cashier.
Began Business: 7-1-1934

ASSETS
Cash, balances with other banks, and cash items in precess of collection .
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outs tanding
Other assets . .

654,065.23 409,453.73 679,343.53
849,875.00 None
1,915,259.40
15,591.77 None None None

Total Assets . . . .

$ 4,523,588.66

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2,341,236.23 1,122,654.75
70,707.74
394,850.83 112,146.89
25,527.51 None
None 76,726.37
None None 200,000.00 100,000.00 79,738.34 None

Total Liabilities . . . . . . . $ 4,523,588.66

STATEMENT

Showing condition at the close of business December 31, 1966, of

CITIZENS BANK Vienna (Dooly), Ga.
As called for by the Superintendent of Banks

W. G. WILLIAMSON, President.
Date of Charter: 6-24-1931

A. J. JARVIS, Cashier. Began Business: 7-1-1931

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

562,375.30 510,035.52 119,608.65
699,468.75 None
1,206,346.05
21,987.10 None None 355.00

Total Assets . . . .

$ 3,120,176.37

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . .. Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,489,496.14 751,979.56 8,594.63
516,381.08 None
20,175.01 None
None None None None 50,000.00 150,000.00 133,549.95 None

Total Liabilities . . . . . . . $ 3,120,176.37

158

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF VILLA RICA Villa Rica (Carroll), Ga.

As called for by the Superintendent of Banks

J. G. KNIGHT, JR. President.
Date of Charter: 5-4-1899

SAM C. ANDERS, Cashier.
_Began Business: 5-1899

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed. . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

466,776.69 1,550,339.06
228,604.11
None None 1,627,578.99
26,000.00 None None
6,317.99

Total Assets . . . .

$ 3,905,616.84

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,736,651.01 1,383,337.31
83,140.15
301,610.11 None
5,940.70 None
None 25,670.00
None None 100,000.00 150,000.00 69,267.56 50,000.00

Total Liabilities . . . . . . . $ 3,905,616.84

STATEMENT Showing condition at the close of business December 31, 1966, of

BANK OF WADLEY Wadley (Jefferson), Ga.
As called for by the Superintendent of Banks

S. P. CHAPMAN, JR., President.
Date of Charter: 1-29-1902

P. G. EDENFIELD, JR., Cashier.
Began "Business: 1-1902

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp.orat.io.ns. n.o.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

184,504.53 602,718.93 192,131.32
454,745.66 None
890,680.86
34,472.56 None None
5,448.62

Total Assets . . . .

$ 2,364,702.48

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . 0 Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves 0

881,177.52 848,839.56
25,702.37
389,859.01 None
13,113.48 None
None 12,025.85
None None 50,000.00 50,000.00 93,984.69 None

Total Liabilities

$ 2,364,702.48

FORTY-SEVENTH ANNUAL REPORT

159

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE BANK OF WARNER ROBINS Warner Robins (Houston), Ga.

As called for by the Superintendent of Banks

DAVID L. DAVIS, President.
Date of Charter: 4-25-1956

JAS. S. FARR, Cashier. Began Business: 1-4-1957

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

853,956.32 1,245,870.09 1,047,545.83
99,984.38 None
4,207,730.23
42,966.72 None None
46,152.61

Total Assets . . . .

. $ 7,544,206.18

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government .. Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

3,684,515.94 2,072,943.79
94,263.14
724,244.70 75,000.00 4,656.77 None
None 290,043.65
None None 133,400.00 75,000.00 315,013.38 75,124.81

Total Liabilities . . . . . . . $ 7,544,206.18

STATEMENT

Showing condition at the close of business December 31, 1966, of

CITIZENS STATE BANK Warner Robins (Houston), Ga.

As called for by the Superintendent of Banks

H. P. FLEMING, President.
Date of Charter: 12-13-1960

T. J. CALHOUN, JR.,
Cashier. Began Business: 1-2-1951

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of ~tates and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp.orat.io.ns. n.o.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,320,625.85 1,415,848.15 1,122,729.91
1,424,617.55 None
5,358,717.57
178,543.34 None None
12,338.75

Total Assets . . . .

$ 10,833,421.12

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other !>abilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves ....

4,337,329.56 3,645,590.69
125,315.89
1,680,136.75 None
12,205.07 None
None 383,183.22
None None 300,000.00 200,000.00 149,659.94 None

Total Liabilities . . . . . . . $ 10,833,421.12

160

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

CITIZENS BANK Warrenton (Warren), Ga.

As called for by the Superintendent of Banks

HAL D. BEMAN, President.
Date of Charter.: 4-14-1902

LANE S. McELVEEN, Ca&hier.
Began Business: 41902

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

605,825.66 1,310,708.61
731,313.21
None None 1,763,562.73
88,704.32 None None
42,881.63

Total Assets . . . .

4,542,996.16

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

I ,658,079.51 1,576,779.04
40,198.84
657,854.54 10,000.00 5,512.78 None
None 46,587.43
None None 200,000.00 100,000.00 147,630.32 100,353.70

Total Liabilities . . . . . .. $ 4,542,996.16

STATEMENT

Showing condition at the close of business December 31, 1966, of

FARMERS AND MERCHAN'l'S BANK Washington {Wilkes), Ga.

As called for by the Superintendent of Banks

ROBERT M. DRINKARD, President.
Date of Charter: 8-10-1949

JULIAN C. HESTER, Cashier.
Began Business: 3-14-1950

ASSETS
Cash, balances with other banks, and cash items in process of collection .
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by U$. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

376,880.20 1,021,437.96
550,892.74
100,129.66 None
1,99!,379.05
64,670.10 None None
2,665.57

Total Assets . . . .

$ 4,108,055.28

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,098,356.72 I ,989,566.67
10,550.56
637,556.11 8,611.37 2,551.87 None
None 57,438.81
None None 125,000.00 82,500.00 89,423.17 6,500.00

Total Liabilities . . . . . . . $ 4,108,055.28

FORTY-SEVENTH ANNUAL REPORT

161

STATEMENT Showing condition at the close of business December 31, 1966, of
WASHINGTON LOAN AND BANKING COMPANY Washington (Wilkes), Ga.
As called for by the Superintendent of Banks

F. W. THOMAS, President.
Date of Charter: 9-7-1891

FRANK W.THUMAS,JR., Cashier.
Began Business: 5-1-1895

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,043,579.97 2,228,590.10
529,772.78
300,000.00 None
4,545,774.43
156,767.15 None None None

Total Assets . . . .

$ 8,804,484.43

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2,583,393.45 3,791,293.29
89,546.28
1,459,228.59 117,687.34 18,989.29 None
None 114,184.82
None None 200,000.00 300,000.00 130,161.37 None

Total Liabilities . . . . . . . $ 8,804,484.43

STATEMENT

Showing condition at the close of business December 31, 1966, of

OCONEE STATE BANK Watkinsville (Oconee), Ga.

As called for by the Superintendent of Banks

H. H. WELLS, President.
Date of Charter: 6-5-1959

G. E. BORDEN, Cashier.
Began Business: 2-1-1960

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp.orat.ion.s. n.o.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

491,694.65 701,105.99 155,896.26
None None 858,422.31
9,238.95 None None None

Total Assets . . . .

$ 2,216,358.16

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,116,123.53 677,536.00 12,270.52
247,506.79 None
7,056.78 None
None 3,850.00
None None 75,000.00 15,000.00 62,014.54 None

Total Liabilities . . . . . . . $ 2,216,358.16

162

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

COMMERCIAL BANK Waycross (Ware), Ga.

As called for by the Superintendent of Banks

J. M. NORMAN,
President. Date o~ Charter: 10-15-1918

P. E. PENN,
Cashier. Began Business: 10-30-1918

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by
u.s. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,813,813.13 3,397,705.30
396,023.41
649,412.50 25,000.00
2,075,997.69
196,689.29 None None None

Total Assets . . . .

8,554,641.32

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . .

4,533,193.30 2,118,555.49
321,633.79
608,053.21 None
44,260.57 None
None 122,317.22
None None 200,000.00 200,000.00 95,568.58 311,059.16

Total Liabilities . . . . . .. $ 8,554,641.32

STATEMENT

Showing condition at the close of business December 31, 1966, of

SOUTHERN BANK Waycross (Ware), Ga.

As called for by the Superintendent of Banks

RALPH HERRIN, President.
Date of Charter: 5-22-1956

DAVID E. HOWARD,
Cashier. Began Business: 6-11-1956

ASSETS
Cash, balances with other banks, and cash items in process of collection. $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by
u.s. . . . . . . . . . . . . .
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

1,133,855.92 1,073,562.63
709,488.87
699,390.63 None
2,315,119.26
137,310.24 8,573.98 None
12,882.89

Total Assets . . . .

$ 6,090,184.42

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government .. Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2,587,458.78 2,076,524.53
73,191.48
637,815.89 None
44,339.00 None
None 153,284.13
None None 175,000.00 300,000.00 42,570.61 None

Total Liabilities . . . . . . . $ 6,090,184.42

FORTY-SEVENTH ANNUAL REPORT

163

STATEMENT Showing condition at the close of business December 31, 1966, of

BANK OF WAYNESBORO Waynesboro (Burke), Ga.
As called for by the Superintendent of Banks

M. K. TUCKER, President.
Date of Charter: 12-16-1890

"MYRTIS L. LOVETT, Cashier.
Began Business: 1891

ASSETS

Cash, balances with other banks, and

cash items in precess of collection . $ 1,141,314.40

United States Government obliga-

tions, direct and guaranteed . . . '1,619,644.50

Obligations of States and political

subdivisions . . . . . . . . . .

734,875.08

Securities of Federal agencies and

corporations not guaranteed by

Ot~~~secu.ritie~, ~o~p~r~t~ sto~k~ a~d 687,422.83

stock in Federal Reserve Bank . . Loans and discounts, including over-
drafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

17,600.00 4,058,953.74
108,466.46 None None
43,549.13

Total Assets . . . .

$ 8,411,826.14

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

2,892,049.03 3,714,189.39
82,316.54
752,122.82 21,513.90 49,852.76 None
None 376,156.76
None None 150,000.00 300,000.00 73,624.94 None

Total Liabilities . . . . . . . $ 8,411,826.14

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF GRADY COUNTY Whigham (Grady), Ga.

As called for by the Superintendent of Banks

AGNEW SMITH, President
Date of Charter: 6-18-1965

THOMAS L. WALKER, Cashier
Began Business: 7-1-1965

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed .
Obligations of States and political subdivisions
Securities of Federal agencies and corporations not guaranteed by
Ot~~~secu.ritie~, ~o~p~r~t~ sto~k~ a~d stock in Federal Reserve Bank . . Loans and discounts, including over-
drafts Bank premises, furniture and fixtures,
and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets

Total Assets

$

94,245.16 128,618.58
None
219,987 .so
None 336,072.23
16,333.39 None None None
795,256.86

LIABILITIES

Demand deposits . . . .

.$

Time and savings deposits . .

Deposits of U.S. Government ...

Deposits of States and political sub-

divisions . . . . . . . . . . . .

Deposits of banks

Certified and officers' checks, etc..

Other liabilities for borrowed money .

Acceptances executed by or for ac-

count of this bank and outstand-

ing

Other liabilities . . . . . . .

Capital notes and debentures .

Preferred stock

Common stock

Surplus

Undivided profits

Reserves

379,058.97 179,618.34
1,856.98
128,429.31 None
2,336.06 None
None 646.44 None None 50,000.00 25,000.00 28,310.76 None

Total Liabilities

. $ 795,256.86

164

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE PEOPLES BANK Willacoochee (Atkinson), Ga.

As called for by the Superintendent of Banks

CHAS. T. LODER, President.
Date of Charter: 1-4-1952

MARGUERITE B. LODER, Cashier.
Began Business: 1-15-1952

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

Total Assets . . . .

$

367,611.24 220,866.20
5,000.00
None None 376,789.05
14,534.89 None None 325.33
985,126.71

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

375,412.07 361,329.52
7,698.69
172,011.05 None 382.01 None
None None None None 30,000.00 25,000.00 13,293.37 None

Total Liabilities . . . . . . . $ 985,126.71

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF BARROW Winder (Barrow), Ga.
As called for by the Superintendent of Banks

JAMES HARRISON, President.
Date of Charter: 3-12-1951

L. P. HIX, Cashier.
Be~tan Business: 3-17-1951

ASSETS
Cash, balances with other banks, and cash i terns in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by
0~~~-secu.ritie~. ~o~p~r~t~ sto~k; a~d stock in Federal Reserve Bank . . Loans and discounts, including over-
drafts . . . . . . . . . . . . . Bank premises, furniture and fixtures,
and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . .

1,279,955.55 1,107,466.90
993,498.09
349,750.00 50,000.00
2,962,206.23
39,982.53 None None
27,828.86

Total Assets . . . .

$ 6,810,688.16

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

3,661,198.73 1,808,298.68
84,275.72
555,091.11 None
15,494.62 None
None 145,421.83
None None 250,000.00 150,000.00 140,907.47 None

Total Liabilities . . . . . . . $ 6,810,688.16

FORTY-SEVENTH ANNUAL REPORT

165

STATEMENT Showing condition at the close of business December 31, 1966, of
THE PEOPLES BANK Winder (Barrow), Ga. As called for by the Superintendent of Banks

C. 0. MADDOX, JR., President.
Date of Charter: 10-29-1926

J. B. LANGFORD, Cashie:t.
Began Business: 10-30-1926

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and corporations not guaranteed by
Ot~~~secu'ritie~, ~o~p~r~t~ sio~k~ a~d stock in Federal Reserve Bank . . Loans and discounts, including over-
drafts . . . . . . . . . . . . . Bank premises, furniture and fixtures,
and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . .

906,609.21 1,598,101.75
860,003.09
300,000.00 None
2,196,086.48
98,164.82 None None None

Total Assets . . . .

$ 5,958,965.35

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and out~tanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . Undivided profits Reserves . . . .

3,521,378.42 1,675,006.28
59,035.81
280,201.00 None
6,029.40 None
None 5,000.00
None None 100,000.00 150,000.00 25,000.00 137,314.44

Total Liabilities . . . . . . . $ 5,958,965.35

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE CAMDEN COUNTY STATE BANK Woodbine (Camden), Ga.
As called for by the Superintendent of Banks

J. C. NEWTON, President.
Date of Charter: 6-24-1947

E. F. PARKER, Cashier.
Began Business: 1-2-1948

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

388,426.65 230,000.00
10,000.00
414,267.20 None
598,474.88
3,993.00 None None None

Total Assets . . . .

$ 1,645,161.73

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital 'notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . ..

422,197.14 785,625.82
2,245.86
261,171.01 None
13,767.83 None
None 5,154.07
None None 50,000.00 75,000.00 30,000.00 None

Total Liabilities . . . . . . . $ 1,645,161.73

166

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of business December 31, 1966, of

THE WOODBURY BANKING COMPANY Woodbury (Meriwether), Ga.
As called for by the Superintendent of Banks

T. H. CARROLL, President.
Date of Charter: 9-29-1902

M. 0. CAMPBELL, Cashier.
Began Business: 9-29-1902

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp.orat.io.ns. n.o.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . ..
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

263,121.91 288,581.25
None
886,499.92 None
979,016.50
2,000.00 2,111.00
None None

Total Assets . . . .

$ 2,421,330.58

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

859,280.11 1,094,718.31
3,842.11
170,508.07 None
1,735.05 None
None 9,203.37
None None 50,000.00 100,000.00 122,043.56 10,000.00

Total Liabilities . . . . . . . $ 2,421,330.58

STATEMENT

Showing condition at the close of business December 31, 1966, of

WOODLAND BANK Woodland (Talbot), Ga.
As called for by the Superintendent of Banks

J. H. WOODALL, President.
Date of Charter: 11-18-1907

C. E. MILLER, Cashier.
Began Business: 11-.25-1907

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp.orat.io.ns. n.o.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . ...
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

Total Assets . . . .

$

107,148.85 230,723.40
54,000.00
50,000.00 None
84,285.06
967.00 None None 447.60 527,571.91

LIABILITIES
Demand deposits. . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

325,817.21 33,608.71 5,708.86
78,144.20 None
1,387.19 None
None None None None 25,000.00 35,000.00 22,905.74 None

Total Liabilities . . . . . . . $ 527,571.91

FORTY-SEVENTH ANNUAL REPORT

167

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF WOODSTOCK Woodstock (Cherokee) , Ga.
As called for by the Superintendent of Banks

SMITH L. JOHNSTON, President.
Date of Charter: 11-13-1905

ARTHUR L. POOR, Cashier.
Began Business: 11-13-1905

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obliga tions, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

155,407.08 438,561.47 130,838.75
403,210.94 None
1,209,523.26
33,137.99 None None
2,400.00

Total Assets . . . .

$ 2,373,079.49

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . .

826,081.92 1,110,700.34
7,334.22
168,591.70 None 236.18 None
None 53,611.41
None None 100,000.00 75,000.00 31,523.72 None

Total Liabilities . . . . . . . $ 2,373,079.49

STATEMENT

Showing condition at the close of business December 31, 1966, of

FIRST STATE BANK Wrens (Jefferson), Ga.

As called for by the Superintendent of Banks

C. W. KITCHENS, SR., President.
Date of Charter: 2-25-1964

T. W. JOHNSON, JR.,
Cashier. Began Business: 7-6-1964

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions . . . . . . . . . .

Securities of Federal agencies and

corpora
u~

t.io

n.

s

.

n.ot.

.gu.ar.an.te.ed.

.by.

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . . . . . . Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

Real estate owned other than bank

premises . . . . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets . .

179,463.84 526,485.02 24,881.00
249,718.75 None
771,406.22
24,015.36 None None None

Total Assets . . . .

$ 1,775,970.19

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . 0 0 o 0 Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

824,125.41 503,194.91
11,123.32
257,994.85 None
14,556.11 None
None 2,830.04
None None 50,000.00 50,000.00 62,145.55 None

Total Liabilities . . . . . . . $ 1,775,970.19

168

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1966, of

BANK OF WRIGHTSVILLE Wrightsville (Johnson), Ga.

As called for by the Superintendent of Banks

W. H. LOVETT, President.
Date of Charter: 2-16-1897

J. B. FULGHUM, Cashier.
Began Business: 2-16-1897

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

514,663.89 1,758,253.86
326,521.53
478,976.56 None
1,957,899.16
80,000.00 None None None

Total Assets . . . .

$ 5,116,315.00

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,797,553.88 2,326,910.33
10,292.23
328,121.30 222,105.12
26,614.97 None
None None None None 100,000.00 175,000.00 119,717.17 10,000.00

Total Liabilities . . . . . . . $ 5,116,315.00

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE EXCHANGE BANK OF WRIGHTSVILLE Wrightsville (Johnson), Ga.
As called for by the Superintendent of Banks

FRANCIS F. SHURLING, President.
Date of Charter: 12-20-1909

NANNELLE FROST, Cashier.
Began Business: 12-20-1909

ASSETS

Cash, balances with other banks, and

cash items in process of collection . $

United States Government obliga-

tions, direct and guaranteed . . .

Obligations of States and political

subdivisions . . . . . . . . . .

Securities of Federal agencies and

. . . corporations
u~

n.o.t

.gu.ar.an.te.ed.

.by.

Other securities, corporate stocks and

stock in Federal Reserve Bank . .

Loans and discounts, including over-

drafts . . . . . . . . . . . .

Bank premises, furniture and fixtures,

and other assets representing bank

premises . . . . . . . . . . . .

Real estate owned other than bank

premises . . . . . . . . . . . .

Customers' liability to this bank on

acceptances outstanding

Other assets . .

347,784.14 375,431.68
71,573.20
200,000.00 None
1,366,385. 98
125,000.00 None None
4,801.10

Total Assets . . . .

$ 2,490,976.10

LIABILITIES
Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

1,220,557.21 661,626.96 18,780.98
283,649.84 None
4,107.76 None
None 9,800.00
None None 50,000.00 175,000.00 67,453.35 None

Total Liabilities . . . . . . . $ 2,490,976.10

FORTY-SEVENTH ANNUAL REPORT

169

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE BANK OF ZEBULON Zebulon (Pike), Ga.

As called for by the Superintendent of Banks

J. J. EDWARDS, President.
Date of Charter: 3-18-1905

PAUL S. PENN, JR., Cashier.
Began Business: 1-31-1905

ASSETS
Cash, balances with other banks, and cash items in precess of collection . $
United States Government obliga tions, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.rsp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets

422,075.51 719,425.66 124,476.98
110,034.36 None
1,007,071.02
60,557.58 None None
2,452.34

Total Assets . . . .

$ 2,446,093.45

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

901,689.37 1,098,935.87
16,363.51
189,949.26 None 932.37 None
None 9,436.22
None None 50,000.00 75,000.00 93,786.85 10,000.00

Total Liabilities . . . . . . . $ 2,446,093.45

170

DEPARTMENT OF BANKING

PRIVATE BANKS REGISTERED WITH SUPERINTENDENT OF BANKS AS OF DECEMBER 31, 1966

Name

Location

Dorsey Banking Company _______________ ____ ____________________

_ Abbeville

James Rivers Bank, North Slappey Drive

_________ Albany

Farmers Bank ________________________

__________________ ______________________ Alma

First City Bank, 100 Mitchell St., S.W. ___

--------Atlanta

Mercantile-City Bank, 710 Fulton Federal Building (Box 996) .. Atlanta

Bank of Augusta, 1296 Broad Street ________________________________________ .Augusta

Citizens Banking Company ______ The Brown Bank ______________ _

_______________

----------------Barwick __________ Cobbtown

First Citizens Bank ____________ *Knight Banking Company _
The Commercial Bank _______
The Exchange Bank The Peoples Bank __ _____ ____ __

-------------------------------------------Covington

_________________

___ Dexter

_______________

_______ Douglas

______________

__________ Douglas

_ ___

___________ Eastman

Merchants Bank, 2146 Dodson Drive Peoples Banking Company The Coastal Bank ___ __

______________

__ East Point __________ Folkston __________ Hinesville

People's Cash Depository _ Citizens Bank _____ The Security Bank
Citizens Bank _____ _____
Aycock Banking Company Morven Mutual Exchange
Citizens Service Bank _

________ Jeffersonville

__________ Kingsland

___ ________

______________

_McRae

___ ____ _____ __

____ Milledgeville

________ Millen

___________________________________ Morven

__________________ _____ Omega

Greene Banking Company

Bulloch Exchange Bank

Bank of Ray City _ ___ __

Peoples Bank ______ ____

_____

_______________

_Pavo
__ Preston _Ray City _St. Marys

The Citizens Banking Company ___ M. G. Pound Bank _______ Commercial Bank ____________
The Park Avenue Bank ___

__ ___________ _ Sparks __________ Sparta _________ Tallapoosa
___________ Valdosta

*State Bank Charter Approved. Other private banks listed above had applied to become Regulated Certificated Banks under the provisions of an Act adopted in 1966.

PRIVATE BANKS DISCONTINUING BUSINESS DURING 1966

Name

Location

Citizens Bank _____________________________

The Citizens Bank

The Lowndes Bank H. G. & 0. 0. Banks Company __________ The Corbett Bank _____________

Banks-Kelly Bank

__ _

Farmers & Merchants Bank _____________

_Cave Spring _______ Haralson _______ Lake Park _____ Milledgeville
_Pearson _________________________ Shady Dale
__Smithville

FORTY-SEVENTH ANNUAL REPORT

171

PRIVATE BANKS INCORPORATED AS REGULATED CERTIFICATED BANKS DURING 1966

Name

Location

Farmers Clearing Bank ___

____________________________________________________ Cadwell

The Peoples Bank of Macon ________________________

___________ Macon

ABSTRACT OF REPORTS OF CONDITION OF REGULATED CERTIFICATED BANKS AS OF DECEMBER 31, 1966

ASSETS

(Two Banks)

Cash, balances with other banks ___ __________ ________________ ________ __ _____ __ _____

_$ 226,759.80

United States Government obligations, direct and guaranteed

385,476.49

Loans and Discounts ___ ____ ____

_______ ___

_____________

492,675.25

Bank premises, furniture and fixtures and other assets representing

bank premises _ ___ ________________

_______ __________

30,517.31

Other assets

________________________________________________________2_'_,4_6_2._8_:__3

TOTAL ASSETS

------------- $1,137,891.68

LIABILITIES Demand Deposits __

__________________________ _

Time Deposits ________

_________________________ _

Deposits of States and political subdivisions

Other deposits (certified and officers' checks, etc.)

TOTAL DEPOSITS _ ___ __ ___ _______

Other liabilities

___________________ _

___________ __ _ _ __ _ ____ __

- $ 621,808.31 326,050.62 8,047.48 8,057.02
____ $ 963,963.43 6,333.20

TOTAL LIABILITIES (not including capital accounts) CAPITAL ACCOUNTS Common stock ________ Surplus ___________________________
Undivided profits
TOTAL CAPITAL ACCOUNTS
TOTAL LIABILITIES AND CAPITAL ACCOUNTS

$ 970,296.63
$ 102,000.00 44,850.00 20,745.05
______$ 167,595.05
-- $1,137,891.68

172

DEPARTMENT OF BANKING

STATEMENT Showing condition at the close of business December 31, 1966, of

FARMERS CLEARING BANK (Regulated Certificated Bank, Deposits Not Insured)
Cadwell (Laurens), Ga.

As called for by the Superintendent of Banks

W. A. BEDINGFIELD, President.
Date of Incorporation: 10-14-1966

L. KENNON SMITH, JR., Cashier.
Began Business: 1-15-1966

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
cuo.srp. orat.ion. s. n. o.t .gu.ar.an.te.ed. .by.
Other securities, corporate stocks and stock in Federal Reserve Bank ..
Loans and discounts, including overdrafts . . . . . . . . . . ...
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than bank premises . . . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

Total Assets . . . .

$

82,874.07 183,527.19
None
None None 144,796.55
4,957.50 None None 472.83
416,628.14

LIABILITIES
Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstandirrg . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

264,255.80 93,158.06 None
None None 2,790.22 None
None 850.85 None None 27,500.00 22,500.00 5,573.21 None

Total Liabilities . . . . . . . $ 416,628.14

STATEMENT

Showing condition at the close of business December 31, 1966, of

THE PEOPLES BANK OF MACON (Regulated Certificated Bank, Deposits Not Insured)
Macon (Bibb), Ga.

As called for by the Superintendent of Banks

DENNIS J. F. BEALL, President.
Date of Incorporation: 8-10-1966

HOLST C. BEALL, JR., Cashier.
Began Business: 9-12-1966

ASSETS
Cash, balances with other banks, and cash items in process of collection . $
United States Government obligations, direct and guaranteed . . .
Obligations of States and political subdivisions . . . . . . . . . .
Securities of Federal agencies and
uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by.
Other securities, corporate stocks and stock in Federal Reserve Bank . .
Loans and discounts, including overdrafts . . . . . . . . . . . . .
Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . .
Real estate owned other than b~nk premises . . . . . . . . . .
Customers' liability to this bank on acceptances outstanding
Other assets . .

Total Assets . . . .

$

143,885.73 201,949.30
None
None None 347,878.70
25,559.81 None None
1,990.00 721,263.54

LIABILITIES
Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub-
divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-
count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . .

357.552.51 232,892.56
None
8,047.48 None
5,266.80 None
None 5,482.35
None None 74,500.00 22,350.00 15,171.84 None

Total Liabilities . . . . . . . $ 721,263.54

FORTY-SEVENTH ANNUAL REPORT

173

ABSTRACT OF REPORTS OF CONDITION OF STATE CHARTERED CREDIT UNIONS AS OF DECEMBER 31, 1966

Percent Percent

Amount

of

of

December 31 Decembe1 31 Increase Increase Total

1966

1965

(Decrease) (Decrease) Assets

ASSETS: Cash
Loans _____

______$ 4,065,204 _____________ 75,427,739

U.S. Government Securities 809,422

Other Bonds, Stocks and Investments _____________ _ 6,921,910

Furniture and Fixtures _ Other Assets ______

250.608 695,857

Total Assets

__ $88,170.740

$ 3,324,516 66,914,028 1,082,538
6,676,428 234,501 772,784
$79,004,795

$ 740,688 8,513,711 (273,116)
245,482 16,107
(76,927) $ 9,165,945

22.28 4.61 12.72 85.55 (25.22) .92

3.68 7.85

6.89

.28

(9.95) .79

11.60 100.00

LIABILITIES: Deposits, Including Nonmembers__________________ ____$77,035,334

Notes and Accounts Payable _ ___________ __________ 3,450,976

Other Liabilities ____

666,755

Total Liabilities __ __$81,153,065

$68,776,900
2,582,597 571,950
$71,931,447

$ 8,258,434
868,379 94,805
$ 9,221,618

12.01
33.62 16.58 12.82

87.37
3.92 .75
92.04

RESERVES: (1) -----------------$ 2,559,646 $ 2,282,853 $ 276,798
Total Liabilities and Reserves ___________ 83,712,711 74,214,300 9,498,411

CAPITAL: Shares ________ Surplus and Undivided Profits (2) ___________

648,089 3,809,940

Total Liabilities, Reserves

and Capital

__ $88,170,740

614,773 4,175,722 $79,004,795

33,316 (365,782) $ 9,165,945

Number of shareholders _

128,193

120,162

8,031

Number of Depositors (3) __ 128,511

114,866

13,645

Number of Reporting

Credit Unions _____________

153

158

(5)

Number of Loans ______ __ _

78,092

72,888

5,204

(1) Before Credits from 1966 Income; (2) Includes 1966 Earnings;

(3) Includes Non-Members.

12.12 12.80

2.90 94.94

5.42

.74

(8.76) 4.32

11.60 100.00
6.68 11.87
(3.16) 7.26

174

DEPARTMENT OF BANKING

STATE CHARTERED CREDIT UNIONS

ALBANY

Total Assets as Reported
December 31, 1966

Albany Federal Employees Credit Union, P.O. Box 93 _____________________ $

Carlton Credit Union, P.O. Box 1087

__ _____ ___ ________________

Colonial Dairies Employees Credit Union, 809 Oglethorpe Ave.

Karagheusian Employees Credit Union, Gulistan Dr., P.O. Box 648 _

Keenan Credit Union, 112 N. Front Street _

161,278.24 37,420.17
16,469.95 50,497.98 147,414.12

ATHENS
Athens Division Credit Union, P.O. Box 1312 ______ C. C. E. A. Credit Union, 394 S. Milledge Avenue _____ _ Dairy-Pak Athens Credit Union, 600 Linton Springs Road

227,652.58 40,584.52 51,910.78

ATLANTA

A. D. Co. Employees Credit Union, 777 Memorial Drive, S.E. _

80,528.33

AMCO Credit Union, 221 Ivy Street, N.E. ______________

151,427.49

AMILSCO Credit Union, 451 Stephens Street, S.W. _________________

9,210.60

ARM-AG-CHEM Credit Union, 802 Title Bldg., 30 Pryor St., S.W.__ 220,833.17

ARMCO Credit Union, 593 Glen Iris Dr., N.E.

64,912.39

Arrow Credit Union, 2022 Murphy Avenue, S.W.

443,678.12

Associated Credit Union, 55 Forsyth Street, N.W.

906,372.00

Atlanta City Employees Credit Union, 601 City Hall _____

1,081,047.72

Atlanta Cooperative Credit Assoc., 529 Merchandise Mart ______

216,875.74

Atlanta Greyhound Terminal Employees Credit Union, 81 Cain St.__

13,226.47

Atlanta Postal Credit Union, M-102 Federal Annex _____________________ _ 15,130,410.58

Atlanta Railway Postal Clerks Credit Union, 111-M Fed. Annex_

1,282,568.98

Atlanta Teachers Credit Union, 462 Eighth Street, N.E. _

831,370.12

Atlanta Terminal Employees Credit Union, 71 Spring Street_

42,957.69

Atlantic Steel Credit Union, 1300 Mecaslin St., N.W. ____________

1,229,198.23

Ben Franklin Credit Union, 1400 W. Peachtree Street, N.W.

32,519.38

Building Authority Employees Credit Union, 244 Washington St._

204,465.00

Circle W Credit Union, 1299 Nortside Drive, N.W.

6,171.63

Delta Employees Credit Union, Atlanta Airport ________________ _

6,066,543.54

Dixie "66" Credit Union, #3 Executive Park Dr., N.E. _____________

117,690.71

DuPont Atlanta Employees Credit Union, 1737 Ellsworth Ind. Dr._

63,638.25

Employees Credit Union, Swift & Co., 244 Peters St., S.W._

149,007.19

Employers Group Credit Union, #3 Executive Park, East _

8,647.20

Employment Service Credit Union, 61 Trinity Ave., S.W.

93,722.42

Essell Cr(;)dit Union, 1197 Peachtree St., N.E. __ ____

88,554.78

Federa!EmP,loyees Credit Union, 83 Walton St., N.W. _

9,126,727.00

GA-W~ G6J1~ral Office Credit Union, #4 Hunter St., S.E.

76,742.56

Gaylord Employees Credit Union, 4351 Pleasantdale Road

78,146.83

Genuine Parts Credit Union, 299 Piedmont Ave., N.E.

102,023.29

Georgia E. S. A. Credit Union, 295 State Labor Bldg. ______________________

99,376.68

Georgia Fed. of the Blind Credit Union, 244 Washington St. ________

19,138.11

Georgia Health Department Credit Union, 47 Trinity Ave., S.W. _____ 369,888.98

Georgia League Credit Union, 2719 Buford Highway _______

2,585,584.01

Georgia Standard Oil Employees Credit Union,

Fulton National Bank Building

_____ _

Georgia State Dept. of Education, 249 State Office Bldg.

Georgia State Highway Dept. Employees Credit Union,

271 Capitol Avenue, S.W.

_______ _

Georgia Telco Credit Union, 424 Hurt Building __ _

GILIC Credit Union, 615 Peachtree Street

_______ _

Grinnell Corp. Employees Credit Union, 240 N. Highland Ave.

Hospital Authority Employees Credit Union, 80 Butler St., S.E.

Hotpoint Credit Union, 1695 Marietta Boulevard, N.W.

John Rogers Employees Credit Union, 1040 Huff Road, N.W.

Journal-Constitution Employees Credit Union,

10 Forsyth Street, N.W.

L & P Credit Union, 196 Marietta Street, N.W.

Marion Manufacturing Credit Union, 174 Chester Ave., S.E.

391,890.72 351,771.46
1,058,999.92 14,721,887.39
48,288.55 56,381.20 240,730.45 10,617.94 29,212.88
1,03 7,046.4 7 25,074.31 18,330.13

FORTY-SEVENTH ANNUAL REPORT

.175

Mead Packaging Employees Credit Union, 1050 W. Marietta St. ____ $ Merchants Mutual Credit Corp., 505 Bank of Georgia Bldg. Miss Ga. Credit Association, 2121 Faulkner Road, N.E. ___________
Montag Employees Credit Association, 245 N. Highland Ave., N.E. _ Mr. Friendly Credit Union, #1 Executive Park East Mutual Savings Credit Union, 1219 Caroline Street, N.E. _____ Orange Disc Credit Union, 1375 Peachtree St., Room 180 _________________ Pepsi Credit Union, 1480 Chattahoochee Ave., N.W. ______________________
Presbyterian Center Credit Union, 341 Ponce de Leon Ave., N.E. ____ R. E. A. Employees Credit Union, 3~5 Mitchell St., S.W. _______ Regenstein Employees Credit Union, 209 Peachtree Street ___ Rich's Employees Credit Union, P.O. Box 4539 __________________________________
Ruralist Credit Union, 713 Glen Street, S.W. _________________________ _
Russell Company Employees Credit Union, 117 Central Avenue S.M.C.R.C. Credit Union, 1307 Peachtree Street ________________________________ _
S.O.S. Credit Union, 214 State Capitol ____________ -------------------------------SHO DO CO Savings Plan Credit Union, 1301 Chattahoochee Ave. __ Small Agencies Credit Union, #1 Hunter Street, S.W. _ Southern Freight Bureau Employees Credit Union,
101 Marietta Street Building _____________________________________________
State Revenue Department Credit Union, Room 624, Old State Office Building _________________
Thompson, Boland & Lee Employees Credit Union, 201 Peachtree Street, N.E. _____________________________________________________
The Thrift Credit Union, Room 12, Terminal Station Bldg. ______________ _
United Family Employees Credit Union, 494 Spring Street _ Victor Business Forms- Atlanta Credit Union, 720 Forrest Rd., N.E. White Columns Credit Union, 1601 W. Peachtree St., N.E. _______________ _

427,962.33 1,549,995.00
66,095.80 176,107.87
46,673.41 1,080,589.07 1,085,632.56
9,887.67 58,269.31 107,937.25 20,781.29 2,678,924.20 382,891.17 20,387.33 58,651.04 89,312.59 14,044.14 271,665.88
113,313.11
50,477.16
72,685.55 987,452.71
65,751.76 19,731.90 34,829.93

AUGUSTA
Ga. Railroad Employees Credit Union, 615 - 8th Street _____________________$ King Mill Savings & Credit Assoc., Goodrich Street _ __ Richmond County Health Dept. Employees Credit Union,
1001 Bailie Drive ----------------------------------- ______________

94,581.56 667,490.75
60,227.19

BOWMAN Wright Garment Employees Credit Union, Bowman ________________

22,667.03

BRUNSWICK Glynn County Federal Employees Credit Union, Fed. Bldg. ______________

59,816.78

CHAMBLEE
Lay Employees Savings & Loan Credit Union, 4950 Peachtree Industrial Boulevard

490,623.11

COLLEGE PARK T. C. Employees Credit Union, 1971 Roosevelt Highway ___

71,245.36

COLUMBUS
Columbus Coca-Cola Employees Credit Union, 305- 17th Street _____ Columbus Health & Hospital Credit Union, 1958 Eighth Avenue Columbus Postal Employees Credit Union, Room A-1, P. 0. Bldg._ Gas Light Employees Credit Union, 1421- 4th Avenue Swift Credit Union, 1410 Sixth Avenue ________ -------------------------------------WeeReBeL Employees Credit Union, 1350 -13th Avenue _________________

21,299.82 216,989.88 421,984.89
86,213.85 89,461.02 48,790.23

CORDELE Harris Employees Credit Union, P.O. Box 998 _________________

90,725.49

CORNELIA Statco Credit Union, 224 North Main Street ____________ _

12,447.48

DALTON
Crown Tuft Employees S & L Credit Union, Dalton -------------------------N. G. E. M. C. Credit Union, 301 Selvidge Street _______ -------------W. E. Strain Employees Credit Union, Highway 41 South _____________

23,228.59 42,232.50 37,037.42

176

DEPARTMENT OF BANKING

TEXACOTE Credit Union, c/o Textile Rubber & Chemical Co. _____ $ Whitfield County Postal Employees Credit Union, Post Office

27,770.66 30,113.05

DECATUR
D. R. H. D. Credit Union, 126 Trinity Place, W. ______________________________ Decatur Postal Employees Credit Union, 186 Rio Circle ___________________ Decatur Teachers Credit Union, 320 N. McDonough Street ______________ Kraft Employees Credit Union, 1205 DeKalb Industrial Way ________ The WoodCo Credit Union, 114 New Street _________________________________________

57,170.98 69,611.12 92,095.43 2,109,390. 73
28,932.71

DORAVILLE F. D. & L. Employees Credit Union, 3101 McCall Drive, Post Office Box 1000 ------------------------------- __________________________________________

403,411.52

DRY BRANCH Georgia Kaolin Employees Credit Union, c/o Ga. Kaolin Co.

110,732.78

DUBLIN Dublin Federal Employees Credit Union, V. A. Center ____________________

248,937.87

EASTMAN Stuckey's Employees' Assoc. Credit Union, c/o Stuckey's ___________________

151,420.48

EAST POINT
Associated Grocers Credit Union, 1286 Milledge Street ____________ Colonial Stores Employees Credit Union, 2251 N. Sylvan Road __________ East Point Municipal Employees Credit Union, City Hall __________________ IPCO Employees Credit Union, 2323 N. Sylvan Road __________________________ Tri-City Postal Credit Union, Post Office __________________________________________ _ WASE Credit Union, 2675 Martin Street ___________________________________________

1,539,156.00 2,126,093.62
260,803.12
39,872.65 78,311.64 26,116.75

ELBERTON Stone Workers Credit Union, 14 1h N. Mcintosh Street __

32,742.81

FOREST PARK Sexton Atlanta Employees Credit Union, 150 Thames Road ______________

99,789.90

FORT McPHERSON Ft. McPherson Credit Union, Building T-213

1,487,712.75

GAINESVILLE CITISCO Credit Assoc. Credit Union, 401 Main Street

24,764.70

HAPEVILLE Fulton Teachers Credit Union, 3420 Whipple Avenue _______________

372,308.50

JACKSON
CGEMC Employees Credit Union, c/o Central Ga. Elec. Membership Corporation -------------------------------------------------- _________________

45,785.88

JONESBORO C. C. B. E. Employees Credit Union, Box 492, 120 Smith St. _____________

234,159.28

MACON

CGMT Employees Credit Union, 340 Hazel Street ______________________________

City Employees Credit Union, City Hall __________________________________

D. D. D. Credit Union, 4570 Pio Nono Ave., c/o The Borden Co. ________

Davison's of Macon Credit Union, 433 Cherry Street _

________

Federal Employees Credit Union, 213 New Fed. Bldg., Box 5313 ______

Georgia Kraft Employees Credit Union, 4891 Meade Road _____________

Macon Firemen's Credit Union, 511 First Street, City Hall ______________

Macon Police Credit Union, Police Department, City Hall ________________

Macon Water Works Credit Union, 760 Third Street __________________________

The Proctor & Gamble Macon Employees Credit Union, 1265 Sixth Street _________________________________________________________________________

13,102.50 88,512.30
5,673.74 18,724.07 184,788.84 597,761.13 136,252.12 220,819.07 67,846.36
107,361.80

FORTY-SEVENTH ANNUAL REPORT

MARIETTA

C-Mar Credit Union, 213 Atlanta Street, City Hall ~------

~-- $

Home Employees Credit Union, 1425 Franklin Road ______ --~---~----------

177
75,764.07 47,205.68

MILLEDGEVILLE
Baldwin County Hospital Employees Credit Union, c/o Hospital ______ Milledgeville State Hospital Credit Union, Lawrence Bldg.-~------------

22,574.63 1,244,306.42

MOULTRIE Employees Credit Union Swift & Co., c/o Swift & Company

164,627.56

FLAINS Sumter County Teachers Credit Union, Plains --------~--- --~---~-~--------------

42,456.44

QUITMAN
Brooks County Packing Co. Employees Credit Union, N. HighlandS treet ________________________ ------------------~---- -~-------------------

4,166.50

ROME
Floyd County Postal Employees Credit Union, P. 0. Building Rome Kraft Employees Credit Union, P. 0. Box 1551

174,635.53 769,952.84

SAVANNAH

G. P. A. Credit Union, c/o Ga. Ports Authority, P. 0. Box 1039_~

Health Employees Chatham County Credit Union,

Intermediate & Meridian Road ~-~~----~----~ ~------~~-- ___ ---~~----~---~-~~--

Merchants Credit Union, 903 Realty Bldg.

--------~--~-------------------

Savannah Electric & Power Employees Credit Union,

600 Bay Street --~----- ~----------~-----------~ --~~~~-----~---~- --~-~-----------~~----~~-----~--- Savannah Federal Credit Union, 23 Lincoln Street, P. 0. Box 1382 Savannah J-Mers Credit Union, #1 Foundation Dr., P. 0. Box 1003_ Savannah Postal Credit Union, Room 229, P. 0. Bldg._ ---~-~-----~-----~- Savannah Trainsit Credit Union, 900 E. Gwinnett Street -~-~---~-~--~~~~-

Seaboard Employees Credit Union of Savannah, Inc.,

601 E. Liberty Street, Room 109 -~-----~--~--~-~-- -----~--

~-~--------------

Workmen's Circle Credit Union, 416 W. Congress Street-~----~----~-------

55,724.58
97,923.04 41,988.52
418,287.18 382,291.40
32,943.72 219,759.98
85,041.37
371,702.94 268,938.92

TALLAPOOSA Dixisteel Credit Union, Tallapoosa ----------~--------~-- -~-~---~~---~-~-------------~

75,437.84

TOCCOA
TMPICO Employees Credit Union, c/o Toccoa Metal Products Co._ Wright Mfg. Employees Credit Union, 626 W. Currahee Street --~~--

5,983.35 59,711.05

VALDOSTA Valdosta Onized Credit Union, Highway 31 -~-~--~----~------~------~----~-----------

607,492.81

178

DEPARTMENT OF BANKING

FIRMS LICENSED BY THE SUPERINTENDENT OF BANKS UNDER THE GEORGIA SALE OF CHECKS ACT, APPROVED MARCH 2, 1965

(Chapter 13-22, Georgia Code, Annotated)

Name and Location
American Express Company ____________________________________________ 65 Broadway New York, N.Y. 10006

Total Number of Georgia Agents
676

Nation-wide Check Corporation

314

100 W. 22nd Street

Baltimore, Md. 21218

Republic Money Orders, Inc. ____________ ---------------------------------------------------

189

Republic National Bank Building

Dallas, Texas 75201

Thos. Cook & Son (Bankers) Ltd.

4

587 Fifth Avenue

New York, N.Y. 10017

Travelers Express Company, Inc.

173

Northwestern Bank Building,

Minneapolis, Minn. 55402

Financial Money Order Corporation

41

Jacksonville, N. C. 28540