Forty-Seventh Annual Report SUPERINTENDENT of BANKS of GEORGIA 1966 W. M. JACKSON Superintendent of Banks STATE OF GEORGIA Department of Banking Created by Act Approved August 16, 1919 * Forty-seventh Annual Report YEAR ENDING DECEMBER 31, 1966 * DEPARTMENT ESTABLISHED An Act to create the Department of Banking of the State of Georgia, to provide for the incorporation and regulation of banks and penalties for violations of the Law, defining duties of the Superintendent of Banks, and for other purposes, was enacted by the Legislature in 1919, approved by the Governor August 16, 1919, and effective January 1, 1920. This Act has been amended from time to time, through the sessions of the General Assembly, all of which amendments are contained in the Banking Act published by the Department of Banking. * W. M. JACKSON, Superintendent of Banks iii DEPARTMENT OF BANKING State of Georgia Atlanta December 31, 1966 The Honorable Carl E. Sanders, Governor of Georgia, State Capitol, Atlanta, Georgia 30334 Dear Governor Sanders: I have the honor to submit herewith the Forty-seventh Annual Report of the Superintendent of Banks showing condition of state banks for the year ending December 31, 1966, pursuant to the provisions of Article II, Sections 15 and 16 of the State Banking Law. The financial data contained herein was taken from the annual call reports of condition of state banks and other statistical information made available through examinations and investigation reports of the financial institutions under the supervision of the Department of Banking. The report discloses a total of 337 state chartered banks, with 77 branches or bank offices at the year end. The report reveals that eight state bank charters were granted with one conversion to national charter, and nine applications for additional bank offices or facilities were approved during the year. The report also reflects other activities relating to charter amendments, receipts and disbursements of the Department, credit unions, firms licensed to sell money orders and the certification of private banks. The consolidated year-end report reflects an all-time high deposit total of $2,316,431,125, representing an increase of 12.02% as compared to an increase of 9.64% for the previous year end. The percentage gain is well in excess of the national average for state banks. Demand deposits increased $36 million, or 3.7%, while time deposits increased $169 million, or 22.32%. Loans and discounts, after valuation reserves, amounted to $1,317,739,383, representing an increase of $159 million. Total capital accounts of $230,752,548 reflect a gain of $20,924,076 for the year. The ratio of capital funds to total assets, total deposits and total risk assets (total assets less cash and U. S. Government obligations) for Georgia state banks is wei Iabove the national average for all commercial banks in the United States. New Legislation Enacted in 1966. All segments of the State Banking System were significantly strengthened by the enactment of the following banking legislation upon recommendation of the Superintendent of Banks: An Act to provide for the incorporation of private banks as regulated certificated banks, and to provide for certain requirements in con- iv nection therewith, including examinations and supervision by the Department of Banking. An Act to amend Code Section 13-204 so as to prohibit future operations by private banks after the effective date, January 1, 1968. An Act to amend Code Section 109-101 so as to increase the minimum capital requirements for the organization of trust companies. An Act to amend Code Section 109-510 relating to securing uninvested trust funds so as to include general and direct obligations of the several counties, districts, municipalities and obligations of the Authorities, where the faith and credit of the state is pledged. Code Title 13 is amended by adding Code Section 13-203.2 defining the establishment ond operation of facilities as an expansion or extension of existing facilities. An Act to add new Code Section 13-912 to provide for the issuance of preferred stock, stock options and the convertibility of capital stock, capital notes and debentures. An Act to amend Code Section 13-1005 so as to authorize the Superintendent of Banks to exercise his judgment in his consideration of amendments to bank charters. To amend Code Section 13-1009 so as to provide for the waiver of preemptive rights to meet stock option plans. An Act to amend Code Section 13-2001 so as to provide that any bank having not less than three nor more than twenty-three directors may, with the approval of the Superintendent of Banks and upon a vote of a majority of the Board of Directors, increase the Board between meetings of stockholders by the addition of not more than two (2) directors. An Act to amend Code Section 13-2013 with respect to one of the exemptions from loan limits, increasing from 60 to 90 days the period in which a guaranty by a Government establishment must be performed. An Act to amend Code Section 13-2022 so as to provide for the purchase and lease of personal property upon request of a prospective lessee. To amend Code Section 13-2025 which limits a bank's indebtedness, to provide for certain exemptions for the purchase of federal funds in maintaining legal reserve and liabilities incurred in the sale of securities under a repurchase agreement. To amend Chapter 13-20 by adding a new section to be known as 13-2067 to provide for the levying of a reasonable service charge against dormant or inactive deposit accounts. An Act to amend Code Title 109A known as the "Uniform Commercial Cqde" so as to provide definitions for the words "clearing cor- v poration" and "custodian bank"; to provide for establishing means for accomplishing appropriate delivery, transfer and pledge of investment securities within a Central Depository System. To amend Code Section 92-2406 relating to the taxation of the shares of banks so as to provide for the proper calculation of the market value of the shares of such bank, by fixing the market value of the shares as the capital, surplus and undivided profits of the bank. The most significant banking legislation passed at the 1966 session of the Legislature was Senate Bill 88, known as "The Regulated Certificated Bank Act", which requires all private banks operating in this state and doing a banking business with the general public on January 1, 1966, to become incorporated under the provisions of the Act and that they shall be subject to the provisions of certain Chapters of Title 13 of the Code of Georgia of 1933, known as "The Banking Law" as the same is now or may hereafter be amended. Progressive laws and an enlightened administration at the state level are essential to the maintenance of a strong competitive state banking system. Therefore, we must continue our efforts toward updating our State Banking Code and strengthening our State Banking Department to meet the obligations imposed by law. This means adequate appropriations to maintl).in a well trained and comparatively well paid force of examiners to do the job. Respectfully, W. M. Jackson Superintendent of Banks vi DEPARTMENT OF BANKING TABLE OF CONTENTS Letter of Transmittal __________ Page iii Official Roster ________ vii Receipts and Disbursements viii Summary of Activities Relating to Charters ________________________________ ix-xi Permits to Begin Business ________ __________ ______________ _ xi Branch Banks ____________________________________________________________ xii Bank Offices ________ ___________________________________ xiii-xv Bank Facilities --------------------------------- xvi Additions and Deletions of Banks During Year xvii State Bank Members of Federal Reserve System _ xviii Voluntary Liquidations xviii Legal Holidays xix Superintendents of Banks- Past and Present _____________________ xix Classification of Banks by Capitalization ____________ _ XX Abstract of Reports of Condition ______ xxi Individual Statements of State Banks ______________ -------- 1-169 Private Banks, Listing of 170 Private Banks Discontinuing Business ______________ _ 170 Private Banks Incorporated as Regulated Certificated Banks _ 171 Abstract of Reports of Condition 171 Individual Statements of Regulated Certificated Banks ______ 172 Credit Unions: Abstract of Reports of Condition 173 Listing -- 174-177 Money Order Firms Licensed Under the Georgia Sale of Checks Act____ 178 FORTY-SEVENTH ANNUAL REPORT vii OFFICIAL ROSTER DECEMBER 31, 1966 Annual Salary W. M. Jackson, Superintendent of Banks __ _________________ ______________$20,556.00 H. W. Goodloe, Jr., Assistant Superintendent of Banks ____ 13,248.00 Ashburn T. West, Examiner IV __ ------------------------------------- 12,612.00 SENIOR BANK EXAMINERS Aycock, M. T., Decatur, Ga. ------------------------------------------------------------------$11,436.00 Brooks, B. T., Stone Mountain, Ga. ------------------------------------------------ 11,436.00 Callier, Robert H., Jr., Dublin, Ga. ____________________ --------------------------------- 11,436.00 Martin, E. G., Decatur, Ga. ---------------------------------------------------------------- 9,888.00 Mimbs, Norman E., Albany, Ga. ________________ ------------------------------------ 8,544.00 Morris, Reece V., Doraville, Ga. ______________________ ___________ __________________ 8,544.00 Paxton, Walter A., Albany, Ga. ________ ----------------------------------- 11,436.00 Sams, M. 0., Atlanta, Ga. ------------------------------ _________________ _____ 9,888.00 Shannon, Wm. E., Jr., Statesboro, Ga. ____________________ ____________________ 9,420.00 ASSISTANT BANK EXAMINERS Butler, Joe W., Camilla, Ga. ________________________ -----------------------------------$ 7,032.00 Griswold, James H., Albany, Ga. ________________ ------------------------------------- 7,032.00 Little, Roy H., Jr., Atlanta, Ga. -------------------------------------------------------- 7,032.00 Miller, Hubert C., Statesboro, Ga. ----------------------------------------------------- 7,032.00 Moler, Robert M., Norcross, Ga. ___ --------------------------------------------------- 7,032.00 Smith, Edgar B., III, Decatur, Ga. ------------------------------------ 7,032.00 TRAINEE BANK EXAMINERS Bryant, Morris I., Albany, Ga. _________________ ----------------------------------- _____$ 6,372.00 Butts, Robert C., Richland, Ga. ---------------------------------------------------------- 6,372.00 Jones, Carl W., Jr., Decatur, Ga. ------------------------------------------------------ 6,372.00 Malone, Charles L., Decatur, Ga. ----------------------------------------------- ______ 6,372.00 Schafer, Samuel R., Augusta, Ga. ------------------------------------------------------ 6,372.00 OFFICE ASSISTANTS Binkney, Mary S., Clerk II ---------------------------------------------------------------$ 4,308.00 Cunningham, Lucy T., Typist II _____ -------------------------------------------------- 5,508.00 Ethridge, Laverne Jean, Typist II _______________ -------------------------------------- 5,784.00 Hardy, Jean L., Typist II ------------------------------------------------------------------ 4,308.00 Jones, Evelyn W., Accounting Clerk II ---------------------------------------------- 7,752.00 Lee, Dorothy L., Clerk III ____________ ------------------------------------------------------- 5,244.00 Mayfield, Sandra B., Stenographer III _______ ------------------------------------- 4,992.00 Wyrick, Annette S., Stenographer IV ------------------------------------------------ 7,752.00 Rogers, Thomas D., Clerk I ------------------------------- ______________________________ 3,540.00 CREDIT UNION DIVISION Arnold, Thomas G., Supervisor ------------------------------------------------------- $ 9,888.00 Abel, Nick R., Jr., Examiner ------------------------------------------------------------ 7,032.00 Grovensteen, George W., Examiner __________________ --------------------------------- 8,976.00 Gunn, Robert H., Examiner ---------------------------------------------------------------- 8,976.00 viii DEPARTMENT OF BANKING DEPARTMENT OF BANKING, STATE OF GEORGIA RECEIPTS AND DISBURSEMENTS 1966 RECEIPTS Balance January 1, 1966 ______ ------------------------------$ 8,710.89 Received from Appropriation ------------------------------ 413,720.24 Miscellaneous Income ___________________________________ 156.50 $422,587.63 DISBURSEMENTS Superintendent's Salary _____________________________________$ 19,596.00 Assistant Superintendent's Salary ___ 12,471.00 Examiners' Salaries _____________________________________________ 212,472.94 Office Assistants' Salaries ______ ----------------------------- 48,990.38 Per Diem and Fees ________ 2,323.00 Travel Expenses __________ ------------------------------ __________ 64,680.43 Supplies and Material _---------------------------------------- 2,768.58 Communication __________________ ----------------------------------- 6,410.09 Printing and Publicity ---------------------------------------- 7,827.91 Repairs and Alterations ___________________________ 965.86 Rent (Equipment) -----------------------------------------------Insurance and Bonding ---------------------------------------Pensions ------------------------------------ ------------------------------Equipment ---------------------------------------------------------------Miscellaneous 2,176.71 150.00 35,802.65 4,189.03 483.00 $421,307.58 Balance December 31, 1966 ________________________ ------------------------$ 1,280.05 FORTY-SEVENTH ANNUAL REPORT ix CHARTERS APPROVED NAME OF BANK LOCATION APPROVED Peoples State Bank _-------------------------------------- . Baxley ________ --------------------------------- 4- 1-66 Brogdon State Bank ----------------------------------------Uvalda --------------------------------- 4- 7-66 Bank of Chester ______________________________________________ Chester --------------------------------------------- 6-13-66 Broxton State Bank ------------------------------------------Broxton ------------------------------- ______________ 8- 4-66 Trust Company of Georgia Bank of Sandy Springs __________________________________________ Sandy Springs (Unincorporated) _ 9-21-66 Bowman State Bank ----------------------------------- ____ Bowman -------------------------------------------- 10-31-66 Bank of Cave Spring _ ---------------------------------Cave Spring ---------------------------------- 12-12-66 The Knight State Bank --------------------------------- Dexter _________________________ 12-22-66 APPLICATIONS FOR INCORPORATION AS REGULATED CERTIFICATED BANKS APPROVED NAME OF BANK LOCATION APPROVED The Peoples Bank of Macon ____________ Macon ______________________________________ 8- 4-66 Farmers Clearing Bank ______ ___________ Cadwell ---------------------------------------------- 10-10-66 Commercial Bank --------------------------------------------Tallapoosa ----------------------------------------- 11-10-66 Pavo State Bank --------------------------------------------- Pavo ----------------------------- _____________________ 11-15-66 The Security State Bank ________________________________ McRae ______________________________________________ 12- 2-66 Dorsey Banking Company ______________________________ Abbeville -------------------------------------------- 12-12-66 Citizens Bank ___________________________________________________ Kingsland ------------------------------------------ 12-15-66 Peoples Bank ___________________________________________________ St. Marys ------------------------------------------ 12-30-66 The Citizens Bank of Morven ______________________ Morven -------------------------------------------- 12-30-66 CHARTERS DISAPPROVED NAME OF BANK LOCATION DISAPPROVED [ndustrial State Bank ________________________ East Dublin _________________________ 9-19-G6 fenry County State Bank ____________________________ McDonough ________ _______________________ 9-21-66 rhe Bank of Powder Springs ________________________ Powder Springs ------------------------------- 12-29-66 RENEWAL OF CHARTERS APPROVED 'J'AME OF BANK LOCATION APPROVED 3ank of Woodstock _ ____________________________ Woodstock --------------------------------- 1-13-66 lank of Acworth ____________________________________________Acworth ---------------------------------------------- 2- 7-66 lank of Terrell ------------------------------------------------Dawson _______ .------------------------------------- 2-15-66 ~ohutta Banking Company ____________________________ Chatsworth ______________________________ 3-21-66 'he Bank of Soperton ___________________________________ Soperton -------------------------------------------- 4-21-66 lank of Hazlehurst ________________________________________ Hazlehurst ---------------------------------------- 5-20-66 'he Farmers Bank of Tifton ________________________ Tifton _______ --------------------------------------- 7-13-66 'elham Banking Company ____________________________ Pelham ------------------------------------- _____ 9-22-66 lank of Hancock County ________________________________ Sparta ------------------------------------------------ 9-26-66 lank of Milan ____________________ _______________________ Milan ___ ---------------------------------------------- 10- 4-66 'he Citizens Bank ___ --------------------------------------- Fort Valley ______________________________________ 10- 4-66 lank of Thomas County ________ ____________________ Thomasville ________________ 10-25-66 Iaker County Bank ___________________________________ Newton ___ ----------------------------------- 10-25-66 ~obb Exchange Bank ________________ ______ Marietta ________________________________________ 11-18-66 iilledgeville Banking Company __________________ Milledgeville ____________________________________ 12-13-66 X DEPARTMENT OF BANKING APPLICATIONS TO INCREASE CAPITAL STOCK APPROVED NAME OF BANK LOCATION APPROVED AMOUNT OF INCREASE Sea Island Bank _______________________________Statesboro 1- 3-66 First State Bank _____________________________Marshallville ______ _ 1- 4-66 Bank of Woodstock __________________________Woodstock ____________ 1-13-66 Commercial Bank & Trust Co. ________ Griffin __________________ 1-24-66 Trust Company of Georgia Bank of DeKalb ________________________ Atlanta ______________ 1-25-66 Citizens Bank _________________________________Cuthbert _ ___ 1-25-66 American Bank of Atlanta ____________ Atlanta ___________ 1-25-66 Citizens Bank _________________________________ Colquitt _________ _ 1-31-66 The Peoples Bank _________________________ Cleveland _____________ 1-31-66 Darby Banking Company, Inc. ________Vidalia 1-31-66 The Farmers Bank of Tifton __________ Tifton ____________________ 2- 3-66 Hardwick Bank & Trust Co. __________ Dalton 2- 3-66 Abbeville State Bank _________________ Abbeville _____________ 2- 7-66 Exchange Bank ______________________________ Milledgeville ________ 2- 8-66 Fist State Bank & Trust Co. ______ Albany _____________ 2-21-66 St. Simons State Bank ___________________ St. Simons Island __ 2-24-66 Citizens Bank of Hapeville _____________ Hapeville _____________ 3- 1-66 Bank of College Park _____________________ College Park _______ 3- 2-66 Bank of Early _____________________________ Blakely _____ 3-14-66 Bank of Forest Park _________________ Forest Park __ 3-16-66 West Georgia Bank of Tallapoosa, Ga. ______________________________ Tallapoosa ___________ 3-18-66 Trust Company of Georgia Bank of DeKalb _________________________ Atlanta _______________ 3-29-66 Bank of Cumming ___________________________ Cumming ________ 4- 1-66 The Bank of Norcross _____________________ Norcross ______________ 4- 4-66 People's Bank of Talbotton, Ga. _____ Talbotton _____________ 4-21-66 The Commercial Bank ______________________ Bowdon ________________ 5- 2-66 The Citizens Bank ________________________ Fort Valley _______ 5-12-66 Peoples Bank ___________________________________ Blackshear __ 6- 2-66 Commercial Bank ___ Thomasville __________ 6-17-66 Bank of Smyrna ------------------------------Smyrna ________________ 7-13-66 Baxley State Bank _________________________ Baxley __________ _____ 8- 1-66 Cohutta Banking Company _____________ Chatsworth 8- 9-66 Tri-County Bank of Royston __________ Royston ________________ 8-12-66 First State Bank of Blakely ________ Blakely __________________ 9- 8-66 The Farmers Bank __________________________ Douglas ________________ 10-13-66 Bank of Thomas County __________________ Thomasville __________10-25-66 First State Bank ____________________________ Marshallville _______10-27-66 Cobb Exchange Bank _____________________ Marietta ________________ 11-18-66 Tippins Banking Co., Inc. _____________ Claxton _________________11-30-66 Atlantic Savings and Trust Co. ______ Savannah ____________12-20-66 $ 150,000 to$ 200,000 25,000 to 50,000 50,000 to 100,000 400,000 to 800,000 225,000 to 125,000 to 270,000 to 100,000 to 70,000 to 150,000 to 160,000 to 250,000 to 25,000 to 273,000 to 825,000 to 75,000 to 600,000 to 150,000 to 100,000 to 280,000 to 300,000 150,000 500,000 200,000 140,000 200,000 200,000 300,000 50,000 286,000 850,000 100,000 800,000 200,000 150,000 320,000 50,000 to 100,000 300,000 to 200,000 to 80,000 to 25,000 to 100,000 to 100,000 to 100,000 to 312,500 to 385,000 to 100,000 to 100,000 to 100,000 to 100,000 to 275,000 to 180,000 to 50,000 to 300,000 to 50,000 to 100,000 to 375,000 350,000 200,000 50,000 150,000 120,000 200,000 400,000 435,000 150,000 200,000 200,000 200,000 300,000 360,000 75,000 375,000 90,000 300,000 APPLICATIONS TO REDUCE PAR VALUE OF CAPITAL STOCK APPROVED NAME OF BANK LOCATION PAR VALUE REDUCED OF STOCK TO APPROVED Habersham Bank _____________________________ Clarkesville _ $100 $25 1-31-66 Austell Bank _____________________________________Austell 25 10 2- 7-66 West Georgia Bank of Tallapoosa __ Tallapoosa _____________ 100 10 3-18-66 The Bank of Norcross ______________________ Norcross __________________ 100 50 4- 4-66 The Citizens Bank ____________________________ Fort Valley 100 5 5-12-66 First State Bank ______________________________ Marshallville 10 5 10-27-66 Tippins Banking Company, Inc. ______ Claxton 100 10 11-30-66 FORTY-SEVENTH ANNUAL REPORT xi MISCELLANEOUS APPLICATIONS TO AMEND CHARTERS APPROVED NAME OF BANK LOCATION NATURE OF AMENDMENT APPROVED The Bank of Stone Mountain _______________ To change name to The Citizens _____ Stone Mountain _ and Southern Bank of Stone Mountain ________________________________ 1-31-66 The Bank of Toccoa _____________ Toccoa _________________ To acquire trust powers __ 2- 3-66 The Columbia-Belvedere To change name to The Citizens State Bank _____________________ Decatur ______________ and Southern Belvedere Bank 2- 7-66 Austell Bank ____________________________ Austell ________________ To acquire trust powers _ 2- 7-66 Southern Savings and Loan Company ____________________ Savannah ____________ To acquire trust powers ___ 4- 1-66 Commercial Bank ____________________ Bowdon __ _______ To change name to The Commercial Bank ____ 5- 2-66 The Farmers Bank _______________ Palmetto __ __To change name to First- Palmetto Bank 7-19-66 PERMITS TO BEGIN BUSINESS NAME OF BANK LOCATION BEGAN BUSINESS Jordan Banking Company _______ _________ Leary _____________________________ Bank of Hampton _________________________ Hampton ______________ Peoples Bank of LaGrange _________________________ LaGrange _____________________________ 1- 3-66 -- 2- 1-66 4-11-66 The Citizens and Southern Belvedere Bank ___________________________ Decatur (Unincorporated Belvedere Area) 4-30-G6 Brogdon State Bank _______________________________________ Uvalda ___ ________________________ ____________ _ 5-16-66 Peoples State Bank ___________________________ Baxley ________________________________________ _ 7- 1-66 Broxton State Bank ______________________________________ Broxton ________________________________ _ 9- 1-66 The Peoples Bank of Macon* ________________________ Macon _______ -------------------------------------- 9-12-66 Bank of Chester _____________________________________________ Chester ______ _______________ 9-26-66 Farmers Clearing Bank* __________________ Cadwell ____________________________________________ 11-15-66 *Regulated Certificated Banks CONVERSION OF STATE BANK INTO A NATIONAL BANK NAME OF BANK LOCATION DATE The State Bank ------------------------------------------- ____ Griffin __ _____ ________________________________________ 1-31-66 xii DEPARTMENT OF BANKING BRANCH BANKS AS OF DECEMBER 31, 1966 NAME OF BRANCH NAME OF PARENT LOCATION The Citizens Trust Company, 965 Hunter St., N.W....... The Citizens Trust Company ... Atlanta Trust Company of Georgia, Lenox Square Office ....... Trust Company of Georgia .... Atlanta Trust Company of Georgia, Stewart Avenue and Glenn Street Branch ............. Trust Company of Georgia ..... Athnta Trust Company of Georgia, Buckhead Office ........... Trust Company of Georgi:t ..... Atlanta Trust Company of Georgia, West Peachtree & Third St.. Trust Company 'f Georgia ..... Atlanta Trust Company of Georgia, 514 Flat Shoals Avenue .... Trust C:.mpany cf Georgia ..... Atlanta Georgia Railroad Bank & Trust Company, Georgia Railroad Bank & Walton Way Branch. . . . . . . Trust Company .............. Augusta Georgia Railroad Bank & Trust Company, Georgia Railroad Bank & 1111 Broad Street......... Trust Company .............. Augusta Georgia Railroad Bank & Trust Company, Gwinnett Street Branch, Georgia Railroad Bank & Gwinnett & Eleventh St.... Trust Company .............. Augusta Georgia Railroad Bank & Trust Company, Georgia Railroad Bank & Daniel Village Branch. . . . . Trust Company.............. Augusta Columbus Bank & Trust Co., South Columbus Branch .... Columbus Bank & Trust Co..... Columbus Columbus Bank & Trust Co., North Highlands .......... Columbus Bank & Trust Co..... Columbus Columbus Bank & Trust Co., lOth Street ............... Columbus Tiank & Trust Co..... Columbus Columbus Bank & Trust Co., Wynnton Branch, 13th Avenue & Warren Williams Road ........... Columbus Bank & Trust Co..... Columbus Cornelia Bank, Demorest, Ga.............. Cornelia Bank ................ Cornelia Citizens Bank, Nahunta, Ga.............. Citizens Bank .................. Folkston Savannah Bank & Trust Co., Waters Avenue Branch, Medical Arts Shopping Center . . . . . . . . . . . . . . . . . . Savannah B:>.nk & Trust Co..... Savannah Savannah Bank & Trust Co., Midtown Branch, 11~0 Bull St............... Savannah Bank & Trust Co..... Savannah Savannah Bank & Trust Co., West Broad Street Branch, 320 West Broad Street ..... Savannah Bank & Trust Co..... Savannah Savannah Bank & Trust Co., Skidway Road and Victory Drive ............. Savannah Bank & Trust Co..... Savannah Savannah Bank & Trust Co., Traffic Circle Branch, U.S. Highway 17 between Bay and Houlihan Sts...... Savannah Bank & Trust Co..... Savannah BEGAN BUSINESS 8- 1-55 7-15-59 6-20-58 10-24-58 10-11-49 5- 1-56 4-16-58 1- ~-25 12-15-53 2- 1-56 7- 5-27 1-18-24 1-18-24 6-16-53 10-24-14 1- 2-25 8-24-59 3-21-49 7-15-50 11- 9-53 2-17-60 FORTY-SEVENTH ANNUAL REPORT xiii BANK OFFICES AS OF DECEMBER 31, 1966 NAME OF OFFICE NAME OF PARENT LOCATION BEGAN BUSINESS 'he Citizens & Southern Bank of Albany, The Citizens & Southern Bank Slappey Drive Office. . . . . . . of Albany ................... Albany 'irst State Bank & Trust Co., 218 Broad Street Office .... First State Bank & Trust Co.... Albany 'irst State Bank & Trust Co., Slappey Drive Office ....... First State Bank & Trust Co.... Albany lmerican Bank of Atlanta, Peachtree Office, 1409 Peachtree, N.E........ American Bank of Atlanta ....... Atlanta 'he Peoples Bank, Buckhead Office, 2970 Peachtree Rd., N.W... The Peoples Bank .............. Atlanta .outh Side Atlanta Bank, Ben Hill Office, Campbellton Road, S.W..... South Side Atlanta Bank ....... Atlanta 'rust Company of Georgia, Hartford Building Office, 100 Edgewood Ave., N.E... Trust Company of Georgia ...... Atlanta 'rust Company of Georgia, Northeast Freeway Office, 2160 Monroe Drive, N.E.... Trust Company of Georgia ...... Atlanta 'rust Company of Georgia, Chattahoochee Office, 1221 Chattahoochee Avenue, N.W........... Trust Company of Georgia ...... Atlanta 'rust Company of Georgia Bank of DeKalb, Executive Park Office, N. Druid Hills Rd. at Trust Company of Georgia Bank Northeast Freeway ........... of DeKalb ....................... Atlanta 'he Commercial and Savings Bail'k of Augusta, Commerce Office, The Commercial and Savings 666 Broad Street .............. Bank of Augusta ............... Augusta ichmond County Bank, Cherokee Office, 2625 Deans Bridge Road ... Richmond County Bank ......... Augusta .ustell Bank, Bankhead Office, 1935 Bankhead Hwy., S.W.. Austell Bank .................. Austell ommercial & Exchange Bank, Parkway Circle Office, 232 Tallapoosa Street ....... Commercial & Exchange Bank ... Bremen he Peoples Bank, South and Maple Street Office ............. The Peoples Bank .............. Carrollton eachtree Bank and Trust Company, Chamblee-Dunwoody Peachtree Bank and Office . . . . . . . . . . . . . . . . . . . Trust Company .............. Chamblee olumbus Bank and Trust Company, Buena Vista Road Office, Buena Vista Road and Columbus Bank and Tennessee Drive. . . . . . . . . . . Trust Company .............. Columbus 7-11-60 4- 1-61 5-22-61 11- 1-66 9-10-65 6-10-63 1-20-65 2-26-62 6-10-64 3-15-66 9-19-66 12- 2-63 1- 2-64 5-26-66 5-10-65 2-11-63 10-29-65 xiv DEPARTMENT OF BANKING BANK OFFICES AS OF DECEMBER 31, 1966 (Cont'd) NAME OF OFFICE NAME OF PARENT LOCATION BEGAN BUSINESS Columbus Bank and Trust Company, Macon Road Office, Columbus Bank and Midtown Shopping Center. . Trust Company .............. Columbus 3-22-65 Cornelia Bank, North Main Drive-in Office, 402 N. Main Street ........ Cornelia Bank ................. Cornelia 1-18-65 The Citizens and Southern Emory Bank, Toco Hills Office, LaVista and North Druicl The Citizens and Southern Hills Roads . . . . . . . . . . . . . . Emory Bank ................. Decatur 12-14-64 Farmers and Merchants Bank, Bellevue Office, 606 Bellevue Avenue ...... Farmers and Merchants Bank .. Dublin 7- 9-64 Bank of Forest Park, Morrow Road Office, Ash St. & Morrow Rd. . ... Bank of Forest Park .......... Forest Park 9- 8-65 The Citizens Bank. The Citizens Bank, Lanierland Office ......... The Citizens Bank ............. Gainesville 2-18-63 Commercial Bank & Trust Co., Mcintosh Road Office, 1482 W. Mcintosh Road ..... Commercial Bank & Trust Co.... Griffin 2- 2-66 Citizens Bank of Hapeville, International Park Airport Office ............ Citizens Bank of Hapeville ..... Hapeville 7-24-63 LaGrange Banking Company, South Greenwood St. Office 500 South Greenwood St. LaGrange Banking Company ... LaGrange 12-15-65 The Brand Banking Company, Brand Bank Drive-in, 492 E. Crogan Street ...... The Brand Banking Company ... Lawrenceville 8-22-64 Marietta Commercial Bank, Downtown Office ......... Marietta Commercial Bank ..... Marietta 10- 2-61 Exchange Bank, Milledge- Southside Office ......... Exchange Bank . . . . . . . . . . . . . . . ville 9-20-63 Roswell Bank, North Roswell Office, Alpharetta Street ......... Rowell Bank .................. Roswell 6- 1-65 St. Simons State Bank, Longview Office, St. Simons Frederica Road ............... St. Simons State Bank ............. Island 7- 7-66 Savannah Bank & Trust Co., Stephenson Avenue Office, Stephenson Avenue & Savannah Abercorn St. . . . . . . . . . . . . . Bank & Trust Company ...... Savannah 11-15-65 Bank of Smyrna, South Cobb Office, 685 S. Cobb Drive ........ Bank of Smyrna .............. Smyrna 11-14-63 Sea Island Bank, South Side Office, 510 S. Main Street ........ Sea Island Bank .............. Statesboro 7-16-62 FORTY-SEVENTH ANNUAL REPORT XV BANK OFFICES AS OF DECEMBER 31, 1966 (Cont'd) NAME OF OFFICE NAME OF PARENT LOCATION BEGAN BUSINESS ~ommercial Bank, Drive-in Office ........... Commercial Bank .............. Thomasville 3-21-61 3ank of Thomas County, Northside Office ........... Bank of Thomas County ....... Thomasville 1-20-61 3ank of Tifton, Northside Office, 1002-8 Love Avenue ......... Bank of Tifton ................... Tifton 6-27-66 rhe Bank of Toccoa, Big A Office, Big A Road .............. The Bank of Toccoa ........... Toccoa 5-27-65 rhe Citizens & Southern Bank of Tucker, LaVista Road Office, The Citizens and Southern 4148 LaVista Road . . . . . . . . Bank of Tucker ............. Tucker 10-21-65 rhe Bank of Warner Robins, Warner Plaza Office .............. The Bank of Warner Robins . . . . Robins ~itizens State Bank, Warner Briarcliff Office .......... Citizens State Bank . . . . . . . . . . . Robins N ashington Loan & Banking 6-16-62 5- 9-63 Co., Liberty St. Office Washington Loan and 113 Liberty Street . . . . . . . . Banking Company ........... Washington 1-11-65 :ommercial Bank, Northside Office, 500 Albany Avenue ....... Commercial Bank .............. Waycross 9-24-65 Bank of Waynesboro, Council Street Office, Cor. Council and Commerce Sts.................. Bank of Waynesboro ............. Waynesboro 6-24-G6 xvi DEPARTMENT OF BANKING FACILITIES AS OF DECEMBER 31, 1966 NAME OF FACII.JITY NAME OF PARENT LOCATION BEGAN BUSINESS The Citizens & Southern Bank of Albany, U.S. Marine Corps Supply The Citizens & Southern Center Facility . . . . . . . . . . . . . . . Bank of Albany .......... Albany First State Bank & Trust Co., Turner Air Force Base Facility ................. First State Bank & Trust Co.. Albany Alma Exchange Bank Drive-in, Cor. U.S. Hwy. 1 and 18th Street ........................ Alma Exchange Bank .. ..:.,:_:_-_-_cAlma Georgia Railroad Bank & Trust Company, Georgia Railroad Bank & Ft. Gordon Facility . . . . . . . . . . . Trust Company ........... Augusta Columbus Bank & Trust Co., Columbus Bank & Ft. Benning Facility . . . . . . . . . . Trust Company ........... Columbus Commercial State Bank Drive-in, Donalson~ 310 S. Wiley Avenue .......... Commercial State Bank . . . . . ville Merchants and Farmers Bank, Donalson- Drive-in Facility .............. Merchants and Farmers Bank. ville The Citizens & Southern Bank of LaGrange Drive-in Facility, The Citizens & Southern Main, Broome and Bull Sts. . . . Bank of LaGrange ....... LaGrange Moultrie Banking Company, Drive-in Office, 514 S. Main Street ........... Moultrie Banking Company .. Moultrie Perry Loan and Savings Bank, Macon Street Office, Perry Loan and Savings 1132-34 Macon Street . . . . . . . . . Bank .................... Perry Sylvester Banking Company, Drive-in Facility, 101 E. Pope Street ........... Sylvester Banking Company . Sylvester The Peoples Bank, Drive-in Facility, Broad and Midland ........... The Peoples Bank .......... Winder 7- 2-56 9-21-53 4-27-66 1-19-42 2-20-20 12-17-63 11-13-61 4-16-62 5-31-62 8-6-65 7-16-62 4-15-60 FORTY-SEVENTH ANNUAL REPORT xvii ADDITIONS AND DELETIONS OF BANKS DURING YEAR BANKS Banks in Operation January 1, 1966 ________________ _ 330 Banks in Operation December 31, 1966 --------------- 337 Banks Opening During Year ___ ________ ___________________ 8 Jordan Banking Company, Leary Bank of Hampton, Hampton Peoples Bank of LaGrange, LaGrange The Citizens and Southern Belvedere Bank, Decatur Brogdon State Bank, Uvalda Peoples State Bank, Baxley Broxton State Bank, Broxton Bank of Chester, Chester Banks Nationalized During Year __________________ 1 The State Bank, Griffin Bank Offices and/or Facilities Opening During Year____ 9 Commercial Bank & Trust Company, Griffin Mcintosh Road Office Trust Company of Georgia Bank of DeKalb, Atlanta, Executive Park Office Alma Exchange Bank, Alma Alma Exchange Bank Drive-in Facility Commercial & Exchange Bank, Bremen Parkway Circle Office Bank of Tifton, Tifton Northside Office Bank of Waynesboro, Waynesboro Council Street Office St. Simons State Bank, St. Simons Island Longview Office The Commercial and Savings Bank of Augusta, Augusta, Commerce Office American Bank of Atlanta, Atlanta Peachtree Office BRANCHES BANK OFFICES AND FACILITIES 68 77 xviii DEPARTMENT OF BANKING STATE BANK MEMBERS OF FEDERAL RESERVE SYSTEM Bank of Adairsville ................................................... Adairsville Citizens Trust Company .................................................. Atlanta Trust Company of Georgia ............................................... Atlanta Georgia Railroad Bank & Trust Company ................................ Augusta Citizens Bank & Trust Company ....................................... Bainbridge Blackshear Bank ...................................................... Blackshear Columbus Bank and Trust Company .................................... Columbus Northeastern Banking Company ........................................ Commerce Granite City Bank ...................................................... Elberton Brand Banking Company ........................................... Lawrenceville Farmers Bank ........................................................... Monroe Savannah Bank & Trust Company of Savannah .......................... Savannah Bank of Waynesboro ................................................. Waynesboro BANKS IN VOLUNTARY LIQUIDATION December 31, 1966 NAME OF BANK LOCATION DATE Atlanta Trnst Company ................. Atlanta ........................ 12-11-29 --~---~--~~--~-~-~~-~--~~-- FORTY-SEVENTH ANNUAL REPORT xix LEGAL HOLIDAYS January 1-New Year's Day January 19-Lee's Birthday February 22-George Washington's Birthday April 26-Memorial Day June 3-Jefferson Davis' Birthday July 4-lndependence Day First Monday in September-Labor Day October 12-Columbus Day November 11-Armistice Day Fourth Thursday in November-Thanksgiving Day December 25-Christmas Day Provided that when any of the holidays enumerated above fall on a Sunday, the Monday next following shall be observed as a Legal Holiday. SUPERINTENDENTS OF BANKS, PAST AND PRESENT Name Date of Appointment T. R. Bennett ................... November 17, 1919 A. B. Mobley .................... January 1, 1927 W. J. Davis ..................... September 24, 1931 R. E. Gormley .................. January 1, 1932 R. R. Tippins ................... October 6, 1936 John C. Beasley . . . . . . . . . . . . . . . . . January 11, 1937 R. E. Gormley ................... January 25, 1937 C. B. Golsan, Acting Sup't........ January 1, 1940 John C. Beasley . . . . . . . . . . . . . . . . . January 14, 1941 0. G. Jackson ................... March 22, 1947 A. P. Persons ................... November 18, 1948 W. D. Trippe .................... July 1, 1960 W. M. Jackson, Acting Sup't...... July 16, 1963 W. M. Jackson .................. February 17, 1964 Date Service Ended January 1, 1927 September 24, 1931 January 1, 1932 October 6, 1936 January 11, 1937 January 25, 1937 January 1, 1940 January 14, 1941 March 21, 1947 November 18, 1948 June 6, 1960 July 15, 1963 February 16, 1964 XX DEPARTMENT OF BANKING CLASSIFICATION OF BANKS BY CAPITALIZATION AS OF DECEMBER 31, 1966 No. of Banks Capital Total Capital Total Resources 1 ------ ---------------------------- $ 15,000 26 ------------------------------------------------ 25,000 7 -------------------------------------- 30,000 1- --- --- - --- 35,000 3 ------------------------- ----- 40,000 1 ------------------------------------------------ 45,000 59 -------------------------------- 50,000 2 ----------------------------- 60,000 2 ------------------ --------------------- 70,000 5 ------------------------------ 75,000 2 --------------- ---------------------- 90,000 81 -- -- 100,000 2 ----------------------------- 120,000 9 ------ --- ---------------------- 125,000 1 ------------------------------ 130,000 1 ------------------- 133,400 1 ------------------ -------------- -------------- 140,000 27 ------------ ----------------------------- 150,000 3 ------- - --- ------- ---- 175,000 46 --------------------------------------- 200,000 2 ---------------------------------- 225,000 1 ---------------------------------------------- 240,000 9 -------------------------------- 250,000 1 ---------------------- 270,000 1 ----------------------- ---------------- 275,000 1 ---------------------- 286,000 10 ----------------------- 300,000 2 ----------------- 320,000 1 ----------------------------------- 325,000 3 ------------------------------ 350,000 1 ------------------------------------------------ 352,000 1 -------------------- 360,000 2 ------------------------------------------------ 375,000 5 ------------------ 400,000 1 ------------------------------------------------ 435,000 1 ---------------------------------------------- 450,000 5 ----------------------------------------------- 500,000 1 ------------ ----------------- ----------------- 575,000 2 ----------------------------------------------- 800,000 1 ---------------------------------------------- 850,000 2 ------------------------------- 1,000,000 1 ----------------------------- 1,650,000 1 ------------- ----------------- 1,700,000 1 --------------- 3,750,000 1 --------------------------------------- 10,800,000 $ 15,000 650,000 210,000 35,000 120,000 45,000 2,950,000 120,000 140,000 375,000 180,000 8,100,000 240,000 1,125,000 130,000 133,400 140,000 4,050,000 525,000 9,200,000 450,000 240,000 2,250,000 270,000 275,000 286,000 3,000,000 640,000 325,000 1,050,000 352,000 360,000 750,000 2,000,000 435,000 450,000 2,500,000 575,000 1,600,000 850,000 2,000,000 1,650,000 1,700,000 3,750,000 10,800,000 $ 563,340.86 33,405,254.85 7,984,923.80 2,437,930.31 8,728,616.36 2,290,951. 75 130,522,638.85 5,808,692.91 4,503,895.37 13,015,719.41 7,726,814.19 346,144,694.21 7,150,834.05 48,685,099.01 3, 737,986.57 7,544,206.18 4,724,272.97 161,264,395.99 17,410.156.92 339,403,782.54 14,725,048.37 8,699,776.03 66,271,07 4.90 5,892,145.04 9,028,337.97 12,661,230.71 127,309,113.24 17,436,385.28 11,372,716.93 46,388,485.21 13,613,447.38 11,850,340.34 31,062,963.33 63,090,184.37 16,630,379.64 19,033,850.90 89,097,220.99 14,882,639.42 40,046,658.76 34,568,663.48 72,541,398.36 70,456,333.83 73,338,734.73 126,675,636.42 457,841,482.60 FORTY-SEVENTH ANNUAL REPORT xxi ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS IN GEORGIA AS OF DECEMBER 31, 1966 (With Comparative Statement as of December 31, 1965) Dec. 31, 1966 Dec.31,1965 337 Banks 330 Banks 77 Branches* 68 Branches* Increase + Decrease- ASSETS Cash and balances with other banks _____ $ 416,051,008 U. S. Government Obligations, direct and guaranteed _______________________ 479,719,244 Obligations of States and political subdivisions ________________________________________ 232,508,392 Securities of Federal Agencies-not guaranteed by U. S. ______ 98,246,887 Other securities, corporate stocks, and stock in Federal Reserve Bank _ 4,570,554 Loansand Discounts, including overdrafts _______________________________ 1,317,739,383 Bank premises, furniture and fixtures and other assets indirectly repre- senting bank premises 43,919,457 Real Estate owned other than bank premises ------------------------------------------------ 1,955,034 Customers' liability on acceptances outstanding ______ ---------------------------------- 358,553 Other Assets ____________ ____________________ 12,499,943 TOTAL ASSETS _ ___ ______ __ $2,607,568,455 $ 385,278,111 504,114,913 199,428,933 62,440,076 4,559,014 1,157,814,400 33,985,496 2,333,587 959,208 10,677,796 $2,361,591,534 $ 30,772,897 + 24,395,66933,079,459 + 35,806,811 + 11,540+ 159,924,983 + 9,933,961 + 378,553600,655- 1,822,147 + $245,976,921 + LIABILITIES Demand Deposits ________________$ 982,006,113 Time Deposits _____________________ ---------"-- 926,762,400 Deposits of U. S. Government _______________ 28,087,281 Deposits ?f. ~tates and political subdivisiOns ________________________ _________________ 283,268,120 Deposits of Banks ___ ______________ ____________ 81,123,562 Other deposits (certified and officers' checks, etc.) _________ ________ ________ ___________ 15,183,649 TOTAL DEPOSITS _ __ __ __ ___ $2,316,431,125 Liabilities for borrowed money _ Acceptances executed and outstanding ____ Other liabilities 2,247,415 358,553 57,778,814 $ 945,939,731 757,633,104 33,126,708 238,648,133 76,475,467 15,969,976 $2,067,793,119 31,985,000 959,208 51,025,735 $ 36,066,382 + 169,129,296 + 5,039,427- 44,619,987 + 4,648,095+ 786,327$248,638,006 + 29,737,585600,655- 6,753,079 + TOTAL LIABILITIES (not including capital accounts) ___________________________$2,376,815,907 $2,151,163,062 $225,052,845 + CAPITAL ACCOUNTS Capital Notes ______ Common Stock Surplus __ _________________________ . Undivided Profits __ Reserves __ $ 2,500,000 $ - 0 - $ 2,500,000+ 67,041,400 63,475,900 3,565,500 + 97,938,420 92,076,728 5,861,692 + 42,380,933 36,246,352 6,134,581 + 20,891,795 18,029,492 2,862,303+ TOTAL CAPITAL ACCOUNTS _ ____ $ 230,752,548 $ 209,828,472 $ 20,924,076 + -'---'---'--- TOTAL LIABILITIES AND CAPITAL ACCOUNTS ________ $2,607,568,455 $2,361,591,534 $245,976,921 + *Includes branch banks, bank offices and facilities. FORTY-SEVENTH ANNUAL REPORT 1 STATEMENT Showing condition at the close of business December 31, 1966, of ABBEVILLE STATE BANK Abbeville (Wilcox), Ga. As called for by the Superintendent of Banks J. H. DORMINY, JR., President. Date of Charter: 4-22-1952 C. A. NEWCOMER, JR., Cashier. Began Business: 4-22-1952 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and cuo.srp. orations not guaranteed by Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including overdrafts Bank premises, furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 182,722.87 173,899.50 34,387.78 274,600.00 None 702,066.52 663.59 None None None Total Assets $ 1,368,340.26 LIABILITIES Demand deposits . . . . .$ Time and savings deposits Deposits of U.S. Government . . . Deposits of States and political sub divisions . . . . . . . . . . . . Deposits of banks Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus Undivided profits Reserves 557,731.74 495,875.13 3,175.00 153,789.01 None 1,809.94 None None 12,609.42 None None 50,000.00 60,000.00 33,350.02 None Total Liabilities . $ 1,368,340.26 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF ACWORTH Acworth (Cobb), Ga. As called for by the Superintendent of Banks H. W. PITNER, President. Date of Charter: 10-31-1905 E. H. HARRISON, Cashier. Began Business: 12-19-1905 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obliga- tions, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and cuo.srp. orations not guaranteed by Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including over- drafts Bank premises, furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises ....... . Customers' liability to this bank on acceptances outstanding Other assets 718,649.21 569,246.65 53,546.49 225,109.44 None 2,268,545.94 90,142.96 3,988.91 None 10,205.76 Total Assets $ 3, 939,435.36 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,794,490.90 1,610,761.86 8,500.00 168,283.16 None 7,750.89 None None 10,000.00 None None 100,000.00 140,000.00 99,648.55 None Total Liabilities . . . . . . . $ 3,939,435.36 2 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF ADAIRSVILLE Adairsville (Bartow), Ga. As called for by the Superintendent of Banks J. C. HAMBRIGHT, President. Date of Charter: 3-21-1899 J. E. McKELVEY, Cashier. Began Business: 3-24-1899 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by u.s. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 340,461.36 351,422.51 442,199.75 35,000.02 4,500.00 956,587.74 42,423.00 None None None Total Assets . . . . 2,172,594.38 LIABILITIES Demand deposits . . . . . . , . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 963,055.55 764,37!.83 11,681.16 155,884.24 None 13,212.29 None None 1,800.00 None None 50,000.00 100,000.00 112,589.31 None Total Liabilities . . . . . . . $ 2,172,594.38 STATEMENT Showing condition at the close of business December 31, 1966, of ADEL BANKING COMPANY Adel (Cook), Ga. As called for by the Superintendent of Banks A. L. PARRISH, President. Date of Charter: 2-27-1929 A. L. PARRISH, JR., Cashier. Began Business: 3-1-1929 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by u.s. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 598,864.77 588,682.55 495,381.98 350,000.00 None 3,040,813.96 31,000.00 None None I ,811.45 Total Assets . . . . $ 5,106,554.71 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,334,058.18 I ,637,807.43 67,787.33 500,151.85 126,602.53 449.56 None None 600.00 None None 100,000.00 100,000.00 99,097.83 140,000.00 Total Liabilities . . . . . . . $ 5,106,554.71 FORTY-SEVENTH ANNUAL REPORT 3 STATEMENT Showing condition at the close of business December 31, 1966, of FARMERS AND MERCHANTS BANK Adel (Cook), Ga. As called for by the Superintendent of Banks W. J. HARRIS, President. Date of Charter: 12-11-1947 JAMES B. LAWRENCE, Cashier. Began Business: 1-15-1948 ASSETS Cash, balances with other banks, and cash items in precess of collection. $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp.orat.ion. s. n. o.t .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . .. . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 643,162.01 726,569.72 11,130.33 200,000.00 None I ,376,207.29 48,940.02 None None None Total Assets . . . . . $ 3,006,009.37 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,092,168.39 I ,046,467.45 22,773.56 581,440.12 None 40,609.51 None None None None None 100,000.00 100,000.00 22,550.34 None Total Liabilities . . . . . . .$ 3,006,009.37 STATEMENT Showing condition at the close of business December 31, 1966, of MONTGOMERY COUNTY BANK Ailey (Montgomery), Ga. As called for by the Superintendent of Banks JAMES PETERSON, President. Date of Charter: 2-24-1926 THOMAS A. PETERSON, Cashier. Began Business: 3-1-1926 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. orat.io.ns. n.o.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 162,515.98 349,000.00 None 249,281.25 None 488,739.09 2,158.72 None None None Total Assets . . . . $ 1,251,695.04 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 588,381.87 363,078.31 26,126.85 112,426.77 47,75!.74 7,108.09 None None 19,093.77 None None 30,000.00 55,000.00 2,727.64 None Total Liabilities . . . . . . . $ 1,251,695.04 4 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of WHEELER COUNTY STATE BANK Alamo (Wheeler), Ga. As called for by the Superintendent of Banks WALLACE ADAMS, President Date of Charter: 1-15-1945 FRANCES C. GRIFFIN, Cashier. Began Business: 1-17-1945 ASSETS Cash, balances with other banks, and cash items in process of collection . United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 384,686.53 433,478.64 31,250.00 None None 880,386.42 12,300.71 None None None Total Assets . . . . . $ 1,742,102.30 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 702,977.21 426,089.67 3,758.25 443,797.70 None 5,485.40 None None 10,248.23 None None 25,000.00 100,000.00 24,745.84 None Total Liabilities . . . . . . . $ 1,742,102.30 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF ALAPAHA Alapaha (Berrien), Ga. As called for by the Superintendent of Banks J. P. CULPEPPER, SR., ALVIN H. RINER, President Date of Charter: 3-4-1905 Cashier. Began Bu>:iness: 3-25-1905 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp. orat.ion. s. n.ot. .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 258,325.68 I ,074,523.10 438,160.91 99,925.00 None I ,295,405.71 63,470.88 561.99 None 56.25 Total Assets . . . . . $ 3,230,429.52 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 984,731.62 I ,325,507.55 6,005.16 285,740.76 50,000.00 986.70 200,000.00 None 15,365.32 None None 100,000.00 100,000.00 112,092.41 50,000.00 Total Liabilities . . . . . . . $ 3,230,429.52 FORTY-SEVENTH ANNUAL REPORT 5 STATEMENT Showing condition at the close of business December 31, 1966, of ALBANY SAVINGS BANK Albany (Dougherty), Ga. As called for by the Superintendent of Banks THOS. R. STANBURY, President. Date of Charter: 8-21-1950 P. T. BOSTWICK, Cashier. Began Business: 10-2-1950 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp. orat.ion. s. n. o.t .gu.ar.an.te.ed. .by. Other seC'urities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 269,568.86 367,078.13 931,842.55 1,290,146.88 10.00 6,375,396.54 30,817.71 21,039.34 None 2,596.77 Total Assets . . . . . $ 9,288,496.78 LIABILITIES Demand deposits . . . . . . . . . Time and savings deposits . . . . . $ Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . None 7,792,532.06 6,012.98 210,500.00 235,000.00 None None None 596,343.33 None None 150,000.00 100,000.00 98,108.41 100,000.00 Total Liabilities . . . . . . . $ 9,288,496.78 STATEMENT Showing condition at the close of business December 31, 1966, of THE CITIZENS & SOUTHERN BANK OF ALBANY Albany (Dougherty), Ga. As called for by the Superintendent of Banks HOYT D. E.DGE, President. Date of Charter: 5-6-1943 ERNEST Z. CROWLEY, JR. Cashier Began Business: 6-1-1943 ASSETS Cash, balances with other banks, and cash iterns in process of collection . $ 7,643,607.15 United States Government obliga- tions, direct and guaranteed . . . 4,753,841.66 Obligations of States and political subdivisions . . . . . . . . . . 5,548,350.67 Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . None Other securities, corporate stocks and stock in Federal Reserve Bank . . 9,450.00 Loans and discounts, including over- drafts . . . . . . . . . . . . . 26,688,746.28 Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . 560,392.95 Real estate owned other than bank premises . . . . . . . . . . . . 137,465.00 Customers' liability to this bank on acceptances outstanding None Other assets . . 246,408.76 Total Assets . . . . . $ 45,588,262.47 LIABILITIES Demand deposits . . . . . . . . . $ 15,890,874.79 Time and savings deposits . . . . 17,327,214.15 Deposits of U.S. Government ... 390,828.97 Deposits of States and political sub- divisions . . . . . . . . . . . . 4,106,853.31 Deposits of banks . . . . . . . . 2,237,776.48 Certified and officers' checks, etc. . . 129,454.26 Other liabilities for borrowed money . None Acceptances executed by or for ac- count of this bank and outstand- ing . . . . . . . . . . . None Other liabilities . . . . . . . I ,592,179.59 Capital notes and debentures . None Preferred stock . None Common stock . 1,000,000.00 Surplus . . . . I ,000,000.00 Undivided profits 1,006,423.59 Reserves . . . . 906,657.33 Total Liabilities . . . . . .. $ 45,588,262.47 6 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of FIRST STATE BANK & TRUST COMPANY Albany (Dougherty), Ga. As called for by the Superintendent of Banks HERBERT P. HALEY, President. Date of Charter: 3-31-1961 MORRIS McNEIL, Cashier. Began Business: 3-31-1961 ASSETS Cash, balances with other banks, and cash items in process of collection . $ 6,725,472.69 United States Government obliga- tions, direct and guaranteed . . . 7,661,666.81 Obligations of States and political subdivisions 3,146,724.83 Securities of Federal agencies and cuo.srp. orat.ions. n. ot. .gu.ar.an.te.ed. .by. 100,000.00 Other securities. corporate stocks and stock in Federal Reserve Bank . . None Loans and discounts, including over- drafts . . . . . . . . . . . . . 16,025,617.66 Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . 540,756.03 Real estate owned other than bank premises None Customers' liability to this bank on acceptances outstanding None Other assets . . 368,425.46 Total Assets . . . . $ 34,568,663.48 LIABILITIES Demand deposits . . . . . . . . . $ 13,026,247.48 Time and savings deposits . . . . 11,017,401.62 Deposits of U.S. Government ... 405,570.28 Deposits of States and political sub divtsions . . . . . . . . . . . . 4,560,057.41 Deposits of banks . . . . . . . . 816,530.00 Certified and officers' checks, etc. . . 217,947.89 Other liabilities for borrowed money . None Acceptances executed by or for ac- count of this bank and outstand ing . . . . . . . . . . . None Other liabilities . . . . . . . 1,494,362.31 Capital notes and debentures . None Preferred stock . None Common stock . 850,000.00 Surplus I ,000,000.00 Undivided profits 630,546.49 Reserves . . . . 550,000.00 Total Liabilities . . . . . . . $ 34,568,663.48 STATEMENT Showing condition at the close of business December 31, 1966, of THE FOUR COUNTY BANK Allentown (Wilkinson), Ga. As called for by the Superintendent of Banks A. T. LAND, SR., President. Date of Charter: 8-18-1941 MISS M. OPAL CHANCE, Cashier, Began Business: 9-15-1941 ASSETS Cash, balances with other banks, and cash iterns in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by us. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 469,920.40 1,274,715.08 256,064.49 737,342.44 None 1,731,209.19 34,104.32 None None 1,095.28 Total Assets . . . . $ 4,504,451.20 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,526,699.38 2,045,483.29 16,080.60 428,618.81 62,189.49 9,126.85 None None 103,316.15 None None 100,000.00 150,000.00 52,936.63 10,000.00 Total Liabilities . . . . . . . $ 4,504,451.20 FORTY-SEVENTH ANNUAL REPORT 7 STATEMENT Showing condition at the close of business December 31, 1966, of ALMA EXCHANGE BANK Alma (Bacon), Ga. As called for by the Superintendent of Banks VALENE BENNETT, President. Date of Charter: 9-30-1939 R. E. BOATRIGHT, Cashier. Began Business: 10-14-1939 ASSETS Cash, balances with other banks. and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 453,006.09 852,161.56 414,433.10 600,000.00 None 3,351,744.43 122,629.94 16,245.52 None 10,433.00 Total Assets . . . . . $ 5,820,653.64 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . ... Deposits of banks Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . Undivided profits Reserves . . . . 1,655,549.52 2,763,343.74 38,302.04 738,685.63 31,187,06 73>,132.56 100,000.00 None 50,885.96 None None 125,000.00 125,000.00 119,567.13 None Total Liabilities . . . . . . . $ 5,820,653.64 STATEMENT Showing condition at the close of business December 31, 1966, of CITIZENS STATE BANK Alma (Bacon), Ga. As called for by the Superintendent of Banks H. T. LEE, President Date of Charter: 4-2-1951 ALBERT A. PITTS, Cashier. Began Business: 5-1-1951 ASSETS Cash, balances with other banks, and cash items in process of collection . United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . Securities of Federal agencies and cuo.srp. orat.ion. s. n. o.t .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 727,063.35 808,146.00 564,404.51 200,000.00 None 2,053,534.08 110,271.61 None None None Total Assets . . . . . $ 4,463,419.55 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other li~bilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,228,242.24 1,909,064.78 16,545.33 744,793.64 10,000.00 134,504.84 None None 29,552.17 None None 100,000.00 200,000.00 20,716.55 70,000.00 Total Liabilities . . . . . . . $ 4,463,419.55 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of CITIZENS BANK OF ALPHARETTA Alpharetta {Fulton), Ga. As called for by the Superintendent of Banks W. S. BARRETT, President. Date of Charter: 2-6-1920 WENDELL N. MOSS, Cashier. Began Business: 4-12-1920 ASSETS Cash, balances with other banks, and cash items in process of collection . $ llnited States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by U.S. Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including overdrafts Bank premises, furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises Customers' liability to this bank on acceptances outstanding Other assets 874,383.71 1,117,077.61 107,355.86 300,343.75 None 2,835,364.29 120,891.57 None None 24,896.13 Total Assets $ 5,380,312.92 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus Undivided profits Reserves . . . . 1,777,315.52 2,305,532.92 76,192.70 477,119.05 150,000.00 63,123.69 None None 160,316.28 None None 150,000.00 100,000.00 70,712.76 50,000.00 Total Liabilities . $ 5,380,312.92 STATEMENT Showing condition at the close of business December 31, 1966, of THE BANK OF COMMERCE Americus {Sumter), Ga. As called for by the Superintendent of Banks HENRY L. COLLIER, President. Date of Charter: 10-13-1891 J. R. BUCHANAN, JR., Cashier. Began Business: 1-2-1892 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,660,492.64 1,746,585.59 2,880,622.86 None None 5,035,123.08 270,793.72 1,701.11 None None Total Assets . . . . $ 11,595,319.00 LIABILITIES Demand deposits .$ Time and savings deposits . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks Certified and officers' checks, etc.. Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus . . . . Undivided profits Reserves 5,237,906.63 2,521,878.28 66,373.91 1,957,643.19 350,489.04 64,760.73 None None 30,000.00 None None 200,000.00 550,000.00 356,267.22 260,000.00 Total Liabilities . $ 11,595,319.00 FORTY-SEVENTH ANNUAL REPORT 9 STATEMENT Showing condition at the close of business December 31, 1966, of CITIZENS BANK OF AMERICUS Americus (Sumter), Ga. As called for by the Superintendent of Banks S. R. HUNTER, President. Date of Charter: 2-20-1937 W. L. McCRARY, JR., Cashier. Began Business: 3-25-1937 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuosrp.orat.ion. s. n.ot. .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 2,328,371.10 1,997,101.39 1,504,773.18 700,000.00 None 5,144,517.79 169,442.20 11,195.01 None None Total Assets . . . . . $ 11,855,400.67 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac-. count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . . 6,393,666.88 2,209,756.26 187,060.26 2,100,220.40 None 574.43 None None 99,000.00 None None 200,000.00 400,000.00 125,122.44 140,000.00 Total Liabilities . . . . . . . $ 11,855,400.67 STATEMENT Showing condition at the close of business December 31, 1966, of BOSTWICK BANKING COMPANY Arlington (Calhoun), Ga. As called for by the Superintendent of Banks W. E. BOSTWICK, President. Date of Charter: ~-27-1935 CARL CLEMENTS, Cashier. Began Business: 3-1-1936 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by u.s. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 291,806.95 599,260.05 None 75,000.00 None 731,826.05 2,234.80 None None None Total Assets . . . . $ 1,700,127.85 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,057,659.07 246,088.21 6,426.19 195,677.64 None None None None 8,000.00 None None 50,000.00 100,000.00 12,301.91 23,974.83 Total Liabilities . . . . . . . $ 1,700,127.85 10 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of ASHBURN BANK Ashburn (Turner), Ga. As called for by the Superintendent of Banks H. C. BARBER, JR., President. Date of Charter: 7-3-1900 GILBERT D. BRANCH, Cashier. Began Business: 7-1900 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 413,856.66 648,842.75 735,006.28 None 10,000.00 4,768,928.76 77,026.85 None None 2,154.11 Total Assets . . . . $ 6,655,815.41 LIABILITIES Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,447,716.30 2,913,795.51 22,554.84 576,392.70 10,000.00 39,634.34 100,000.00 None 60,217.32 None None 150,000.00 150,000.00 185,504.40 None Total Liabilities . . . . . . . $ 6,655,815.41 STATEMENT Showing condition at the close of business December 31, 1966, of THE CITIZENS BANK OF ASHBURN Ashburn (Turner), Ga. As called for by the Superintendent of Banks FRED RAINES, President. Date of Charter: 7-27-1905 MARVIN RAINES, Cashier. Began Business: 10-25-1905 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 703,361.63 621,892.89 394,210.72 None None 5,162,096.24 50,475.04 None None None Total Assets . . . . 6,932,036.52 LIABILITIES Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . .. 2,531,277.35 3,096,618.14 18,148.84 419,008.76 None 13,308.33 425,000.00 None None None None 150,000.00 175,000.00 103,675.10 None Total Liabilities . . . . . . . $ 6,932,036.52 FORTY-SEVENTH ANNUAL REPORT 11 STATEMENT Showing condition at the close of business December 31, 1966, of FIRST AMERICAN BANK AND TRUST COMPANY Athens (Clarke), Ga. As called for by the Superintendent of Banks CLARENCE R. McLANAHAN, President. Date of Charter: 9-24-1949 SHELBY M. CALLOWAY, Cashier. Began Business: 11-1-1949 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 882,283.30 1,122,400.74 938,533.16 1,754,835.46 None 4,229,716.35 97,801.46 None None 50,630.30 Total Assets . . . . . $ 9,076,200.77 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . .. Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,354,334.51 3,271,832.12 45,399.36 2,407,325.05 80,813.12 31,006.64 None None 280,593.22 None None 125,000.00 335,000.00 144,896.75 None Total Liabilities . . . . . . . $ 9,076,200. 77 STATEMENT Showing condition at the close of business December 31, 1966, of AMERICAN BANK OF ATLANTA Atlanta (Fulton), Ga. As called for by the Superintendent of Banks GARNETT A. CARTER, President. Date of Charter: 12-5-1934 ALEX M. STEWART, Cashier. Began Business: 1-1-1935 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,287,637.32 3,270,192.61 None None None 5,634,089.99 222,813.61 None None 118,784.17 Total Assets . . . . . $ 10,533,517.70 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes ami debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,940,549.23 2,134,335.66 319,583.50 2,175,303.95 5,079.40 68,674.04 None None 211,956.43 None None 500,000.00 2,000,000.00 178,035.49 None Total Liabilities . . . . . . . $ 10,533,517.70 12_ DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of CITIZENS TRUST COMPANY Atlanta (Fulton), Ga. As called for by the Superintendent of Banks L. D. MILTON, President. Date of Charter: 7-12-1921 M. W. HOUSTON, JR., Cashier. Began Business: 8-17-1921 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obliga- tions. direct and guaranteed . . . Obligations of States and political subdivisions ....... Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities. corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers liability to this bank on acceptances outstanding Other assets . . 2,204,281.37 1,112,080.08 3,098,291.85 793,519.37 60,800.00 7,105,561.53 53,388.46 371,022.70 None 83,694.06 Total Assets . . . . $ 14,882,639.42 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 6,071,738.05 5,594,953.03 112,068.27 845,106.63 None 239,016.03 None None 364,978.66 None None 575,000.00 n5,ooo.oo 241,125.92 53,652.H3 Total Liabilities . . . . . . . $ 14,882,639.42 STATEMENT Showing condition at the close of business December 31, 1966, of GEORGIA SAVINGS BANK AND T~UST COMPANY Atlanta (Fulton), Ga. As called for by the Superintendent of Banks JOHN E. OLIVER, President. Date of Charter: 10-26-1889 R. E. GORMLEY, Vice President. Began Business: 9-1-1899 ASSETS Cash, balances with other banks, and cash items in process of collection . $ I ,076,835.46 United States Government obliga- tions, direct and guaranteed . . 3,456,812.90 Obligations of States and political subdivisions . 2,685,832.25 Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . None Other securities, corporate stocks and stock in Federal Reserve Bank. . 786,420.01 Loans and discounts, including over- drafts . . . . . . 10,711,926.94 Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . 75,001.00 Real estate owned other than bank premises None Customers' liability to this bank on acceptances outstanding None Other assets . . None LIABILITIES Demand deposits . . . . . . . . . $ 90,737.81 Time and savings deposits . . .. 13,225,939.04 Deposits of U.S. Government . . . 6,929.34 Deposits of States and political sub- divisions . . . . . . . . . . . . 628,957.89 Deposits of banks . . . . . . . . 190,000.00 Certified and officers' checks, etc. . . 3,452.00 Other liabilities for borrowed money . None Acceptances executed by or for ac- count of this bank and outstand- ing None Other liabilities . 11,002.05 Capital notes and debentures . None Preferred stock . None Common stock . 500,000.011 Surplus I ,000,000.00 Undivided profits 430,145.09 Reserves . . . . 2,705,665.34 Total Assets . . . $ 18,792,828.56 Total Liabilities . . . . . . . $ 18,792,828.56 -----------------------------------~------------------------------------- FORTY-SEVENTH ANNUAL REPORT 13 ----------------------------~ STATEMENT Showing condition at the close of business December 31, 1966, of THE PEOPLES BANK Atlanta (Fulton), Ga. As called for by the Superintendent of Banks T. B. McLEOD, President. Date of Charter: 8-13-1935 W. M. CARSON, Cashier. Began Business: 8-31-1935 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obliga- tions, direct and guaranteed . Obligations of States and political subdivisions . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . Other securities. corporate stocks and stock in Federal Reserve Bank . . Loans and discounts. including over- drafts ........ Bank premises. furniture and fixtures, and other assets representing bank premises . Real estate owned other than bank premises . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 1,224,367.85 1,928,874.45 1.211,841.75 726,226.04 None 8,862,789.16 81,520.86 10,000.00 None 48,657.19 Total Assets . . . . . $ 14,094,277.30 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing ....... Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . Undivided profits Reserves . 4,857,792.22 6,951,867.56 109,284.38 620,000.00 45,000.00 27,195.76 None None 180,164.69 None None 400,000.00 200,000.00 59,320.73 643.651.96 Total Liabilities . . . . . . . $ 14,094,277.30 STATEMENT Showing condition at the close of business December 31, 1966, of SOUTH SIDE ATLANTA BANK Atlanta (Fulton), Ga. As called for by the Superintendent of Banks B. H. THOMPSON, President. Date of Charter: 1-::11-1!)12 J. W. WELLONS, Cashier. Bel!"an Business: 7-1-1929 ASSETS Cash, balances with other banks, and cash items in process of collection . United States Government obliga- tions, direct and guaranteed . . . Obligations of States and political subdivisions . Securities of Federal agencies and corporations not guaranteed by U.S. . ..... Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1.632.670.16 4,931,591.98 812,051.27 124.950.00 None 7,482,805.30 276,778.24 None 20,284.56 17,360.69 Total Assets . . . . $ 15,298,492.20 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 4,857,986.46 7,042,195.73 106,492.23 I ,460,000.00 208,804.77 151,682.61 None 20.284.56 223,266.65 None None 350,000.00 350,000.00 234,746.44 293,032.75 Total Liabilities . . . . . . . $ 15.298,492.20 14 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of TRUST COMPANY OF GEORGIA Atlanta (Fulton), Ga. As called for by the Superintendent of Banks AUGUSTUS H. STERNE, President. Date of Charter: 9-21-1891 STEVE H. BOMAR, Exec. V. Pres. & Treas. Began Bupiness: 11-8-1891 ASSETS Cash, balances with other banks, and cash items in process of collection . $103,244,650.77 United States Government obliga- tions, direct and guaranteed . 41,433,706.86 Obligations of States and political subdivisions 35,023,749.85 Securities of Federal agencies and corporations not guaranteed by U.S. 5,357,146.00 Other securities. corporate stocks and stock in Federal Reserve Bank . . 1,050,000.00 Loans and discounts, including over- drafts 257,226,018.96 Bank premises, furniture and fixtures, and other assets representing bank premises 9,041,136.29 Real estate owned other than bank premises . . None Customers' liability to this bank on acceptances outstanding 309,907.64 Other assets 5,155,166.23 Total Assets $457,841,482.60 LIABILITIES Demand deposits . . . . . $170,292,182.11 Time and savings deposits . . 136,457,220.97 Deposits of U.S. Government ... 6,922,050.24 Deposits of States and political sub- divisions 31,741,942.61 Deposits of banks 48,198,018.76 Certified and officers' checks, etc... 5,432,370.63 Other liabilities for borrowed money . None Acceptances executed by or for ac- count of this bank and outstand- ing 309,907.64 Other liabilities . . . . . . . 14,243,068.70 Capital notes and debentures . None Preferred stock None Common stock I 0,800.000.00 Surplus 24,200,000.00 Undivided profits 5,263,463.48 Reserves 3,981,257.46 Total Liabilities . $457,841,482.60 STATEMENT Showing condition at the close of business December 31, 1966, of TRUST COMPANY OF GEORGIA BANK OF DeKALB Atlanta (DeKalb), Ga. As called for by the Superintendent of Banks I. M AIKEN, JR., President. Date of Charter: 4-14-1965 J. W. KENNEDY, JR., Cashier. Began Business: 4-15-1965 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by U.S. Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including overdrafts Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets I ,015,508.88 2,125,422.85 I ,548,489.80 I ,299,042.65 None 7,115,144.68 321,504.70 None None 72,684.19 Total Assets $ 13,497,797.75 LIABILITIES Demand deposits . . . . $ Time and savings deposits .. Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc.. Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . Capital notes and debentures . Preferred stock Common stock Surplus Undivided profits Reserves 5,468,938.78 5,483,211.95 102,790.29 900,000.00 None 29,180.58 None None 393,589.50 None None 375,000.00 455,000.00 197,072.38 93,014.27 Total Liabilities $ 13,497,797.75 FORTY-SEVENTH ANNUAL REPORT 15 STATEMENT Showing condition at the close of business December 31, 1966, of THE CITIZENS STATE BANK OF AUGUSTA Augusta (Richmond), Ga. As called for by the Superintendent of Banks TRAVIS F. STARR, President. Date of Charter: 8-29-1904 AIMAR H. BENTON, Cashier. Began Bu;;iness: il-::10-1964 ASSETS Cash, balances with other banks, and cash iterns in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securi ties of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 561,171.00 612,716.27 None None None 1,675,736.02 140,147.28 None None 8,812.62 Total Assets . . . . . $ 2,998,583.19 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,050,339.11 845,424.17 53,677.69 572,659.00 None 8,530,59 None None 117,761.23 None None 175,000.00 107,000.00 68,191.40 None Total Liabilities . . . . . . . $ 2,998,583.. 19 STATEMENT Showing condition at the close of business December 31, 1966, of THE COMMERCIAL & SAVINGS BANK OF AUGUSTA Augusta (Richmond), Ga. As called for by the Superintendent of Banks BENNETT A. BROWN, President. Date of Charter: 12-23-1933 LOYD L. SMITH, Cashier. Began Business: 12-23-1933 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies' and cuo.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 638,972.77 3,121,812.63 1,368,569.84 None 100,003.00 9,869,414.14 228,200.96 34,480.64 None 57,509.31 Total Assets . . . . 15,418,963.29 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . . 1,318,657.18 9,504,325.40 140,207.96 1,989,543.16 463,000.00 2,877.08 None None 469,553.20 None None 500,000.00 300,000.00 280,799.32 450.000.00 Total Liabilities . . . . . . . $ 15,4!8,963.29 16 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of GEORGIA RAILROAD BANK & TRUST COMPANY Augusta (Richmond) . Ga. As called for by the Superintendent of Banks SHERMAN DRAWDY, President. Date of Charter: 11-16-1892 W. T. ROX, Cashier. Began Business: 12-31-1892 ASSETS Cash, balances with other banks, and cash i terns in process of collection . $ 20,979,176.81 United States Government obliga- tions. direct and guaranteed . . 18,643,826.62 Obligations of States and political subdivisions . . . . . . . . 14,701,859.09 Securities of Federal agencies and corporations not guaranteed by U.S. . ..... . None Other securities, corporate stocks and steck in Federal Reserve Bank . . 291,387.00 Loans and discounts, including over- drafts . . . . . . . . . 65,498,723.23 Bank premises, furniture and fixtures, and other assets representing bank premises . $ 5.507,886.78 Real estate owned other than bank premises . . 58,319.49 Customers' liability to this bank on acceptances outstanding 28,361.20 Other assets 966,096.20 Total Assets $126,67 5,636.42 LIABILITIES Demand deposits . . . . . . . . $ 37,269,697.30 Time and savings deposits . . . . 44,283,259.97 Deposits of U.S. Government . . . 1,039,449.33 Deposits of States and political sub- divisions . . . . . . . . . . . . 20,685,933.47 Deposits of banks . . . . . . . . 6,982,979.82 Certified and officers' checks, etc. . . 370,776.04 Other liabilities for borrowed money . 649,339.93" Acceptances executed by or for ac- count of this bank and outstand- ing . . . . . . . . . . . 28,361.20 Other liabilities . . . . . . . 4,270,095.01 Capital notes and debentures . 2,500,000.00 Preferred stock . None Common stock . 3,750,000.00 Surplus 3,750,000.00 Undivided profits I ,095,744.35 Reserves . . . . :~one Total Liabilities . . . . . . . $126,675,636.42 STATEMENT Showing condition at the close of business December 31, 1966, of METROPOLITAN STATE BANK Augusta (Richmond), Ga. As called for by the Superintendent of Banks FELTON DUNAWAY, President. Date of Charter: 1-14-1963 JOHN C. JORDAN, Cashier. Began Business: 2-11-1963 ASSETS Cash, balances with other banks. and cash iterns in precess of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by U.S. Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises Customers' liability to this bank on acceptances outstanding Other assets 805,657.22 688.498.52 None None None 2,111,911.91 81,286.47 None None 13,782.42 Total Assets $ 3,701,136.54 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,211,910.47 1,393,981.22 15,649.11 696,762.39 None 104.75 None None 95,484.24 None None 200.000.00 50,000.00 37,244.36 None Total Liabilities . . . . . . . $ 3,701,136.54 FORTY-SEVENTH ANNUAL REPORT 17 STATEMENT Showing condition at the close of business December 31, 1966, of RICHMOND COUNTY BANK Augusta (Richmond), Ga. As called for by the Superintendent of Banks BARNEY L. JORDAN, President. Date of Charter: 5-25-1955 HENRY B. McNORRILL, Cashier. Began Business: 11-18-1966 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obhgations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 796,854.94 921,813.67 335,729.44 None None 2,608,661.92 88,612.79 None None 22,518.78 Total Assets . . . . . $ 4,774,191.54 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,250,912.00 1,141,846.95 13,094.31 924,674.52 797,388.19 28,304.25 None None 189,678.42 None None 200,000.00 100,000.00 53,292.90 75,000.00 Total Liabilities . . . . . .. $ 4,774,191.54 STATEMENT Showing condition at the close of business December 31, 1966, of AUSTELL BANK Austell (Cobb), Ga. As called for by the Superintendent of Banks ROBT. H. DUNLAP, President. Date of Charter: 1-3-1910 ROBERT E. LONG, JR., Cashier. Began Business: 1-10-1910 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . ,, . . Securities of Federal agencies and corporations not guaranteed by US. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,234,586.59 2,435,431.71 1,280,346.31 49,752.31 None 5,644,025.94 298,554.50 None None 130,813.09 Total Assets . . . . $ 11,073,510.45 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other Jiabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 4,606,032.69 4,175,753.77 192,581.39 974,418.95 10,000.00 11,668.02 None None 295,685.87 None None 250,000.00 350,000.00 207,369.76 None Total Liabilities . . . . . .. $ 11,073,510.45 18 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of THE CITIZENS AND SOUTHERN DeKALB BANK Avondale Estates (DeKalb}, Ga. As called for by the Superintendent of Banks W. D. SKINNER, President. Date of Charter: 11-16-1948 BERT FLOYD Cashier. Began Business: 8-18-1949 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed .. . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . .. , . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . , , Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . I ,993,663.91 1,190,985.54 I ,409,239.00 None 1,710.00 7,014,790.73 180,437.65 None None 66,737.40 Total Assets . . . . ' $ I 1;857,564.23 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . . 5,045,605.77 4,793,962.36 132,483.29 282,543.74 None 43,428.42 None None 728,800.57 None None 300,000.00 200,000.00 115,329.29 215,410.79 Total Liabilities . . . . . . . $ II ,857,564.23 STATEMENT Showing condition at the close of business December 31, 1966, of THE CITIZENS BANK AND TRUST COMPANY Bainbridge (Decatur), Ga. As called for by the Superintendent of Banks R. M. REYNOLDS, President. Date of Charter: 11-8-1911 LEON D. CULVERSON, Cashier. Began Business: 12-19-1911 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by Ot~~~-secu.ritie~, ~oq,~r~t~ sto~k~ a~d stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,500,189.41 1,594,823.30 508,477.95 824,806.25 11,250.00 3,809,952.17 75,703,01 None None 39,390.98 Total Assets . . . . . $ 8,364,593.07 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . . 3,287,592.52 2,753,040.45 44,802.81 I ,496,336.26 152,978.99 35,119.07 None None 132,592.37 None None 200.000.00 200,000.00 62,130.60 None Total Liabilities . . . . . . . $ 8,364,593.07 FORTY-SEVENTH ANNUAL REPORT 19 STATEMENT Showing condition at the close of business December 31, 1966, of CITIZENS BANK Ball Ground (Cherokee), Ga. As called for by the Superintendent of Banks B. R. JONES, President. Date of Charter: 9-28-1926 B. R. JONES, Cashier. Began Business: 10-1-1926 ASSETS Cash, balances with other banks. and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . Securities of Federal agencies and cuo.srp. orat.ion. s. n. o.t .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 231,946.68 600,625.00 178,803.18 515,284.71 None 745,841.44 17,950.69 500.00 None None Total Assets . . . . $ 2,290,951.70 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . . 911,374.81 755,995.63 17,560.43 286,307.13 None 3,182.50 None None 10,871.00 None None 45,000.00 105,000.00 110,660.20 45,000.00 Total Liabilities . . . . . . . $ 2,290,951.70 STATEMENT Showing condition at the close of business December 31, 1966, of PEOPLES STATE BANK Baxley (Appling), Ga. As called for by the Superintendent of Banks VALENE BENNETT, President. Date of Charter: 5-14-1966 H. C. McLEOD, Cashier. Began Business: 7-1-66 ASSETS Cash, balances with other banks, and ca~h i terns in process of collection . United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . CustomerS' liability to this bank on acceptances outstanding Other assets 365,272.43 489,957.31 None None None 585,961.58 48,208.89 None None 1,050.00 Total Assets . . . . . $ 1,490,450.21 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . . 494,486.21 389,005.09 73,065.61 246,915.15 61,091.50 20,773.48 None None None None None 100,000.00 75,000.00 30,113.17 None Total Liabilities . . . . . . . $ 1,490,450.21 20 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of BAXLEY STATE BANK Baxley (Appling), Ga. As called for by the Superintendent of Banks STATEN S. LEWIS, President. Date of Charter: 8-23-1917 HENRY M. HERNDON, Cashier. Beg-an Business: 8-25-1917 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obliga tions, direct and guaranteed . Obligations of States and political subdivisions Secur;ties of Federal agencies and corporations not guaranteed by us. ...0 0 Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . . . . . 1.147,465.42 760,257.22 478,411.19 390,036.47 None 2,942,038.89 42,03i.32 44,999.83 None 7,808.75 Total Assets $ 5,813,049.09 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . .. Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock . Surplus .... Undivided profits Reserves . . . . 3,067,398.39 1,356,021. 93 69,775.49 689,215.19 42,071.88 20,095.65 None None 22,626.00 None None 150,000.00 200,000.0(' 75,000.00 120,844.56 Total Liabilities . $ 5,813,049.09 STATEMENT Showing condition at the close of business December 31, 1966, of BLACKSHEAR BANK Blackshear (Pierce), Ga. As called for by the Superintendent of Banks C. NEVIN BRISCOE, President. Date of Charter: 7-7-1892 H. M. MOODY, Cashier. Began Business: 7-7-1892 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and politica subdivisions Securities of Federal agencies anc corporations not guaranteed b)' U.S. Other securities, corporate stocks and stock in Federal Reserve Bank. . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 636,629.80 1,672,783.36 None None 62,227.50 1,676,182.05 42,003.14 None None None Total Assets . $ 4,089,825.85 LIABILITIES Demand deposits . . . . $ Time and savings dePosits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks Certified and officers' checks, etc.. Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves 1,365,649.3! I ,602,361.5: 28,624.5 272,202.0 126,800.2' 3,306.3( 300,000.0< Non1 Nom Nont Nont 100,000.0< 150,000.0< 138,423.61 2,458.1! Total Liabilities . $ 4,089,825.8. FORTY-SEVENTH ANNUAL REPORT 21 STATEMENT Showing condition at the close of business December 31, 1966, of PEOPLES BANK Blackshear (Pierce), Ga. As called for by the Superintendent of Banks ALVIN M. RATLIFF, J. D. RIGGINS, President. Cashier. Date of Charter: 8-1-1946 Began Business: 8-5-1946 ==================~~===T========~ ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obliga- tions, direct and guaranteed . Obligations of States and political subdivisions . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities. corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts Bank premises, furniture and fixtures, and other assets representing bank premises . .. Real estate owned other than bank premises . . Customers' liability to this bank on acceptances outstanding Other assets 879,775.65 998,497.59 632,384.07 None None 2,074,271.25 34,200.00 28,747.50 None None I.IABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities Capital notes and debentures . Preferred stock Common stock . Surplus . Undivided profits Reserves . . . . 1.638,395.67 1,815,052.76 30,933.26 552,045.22 101,649.42 11.154.92 None None None None None 200,000.00 150,000.00 148,644.81 None Total Assets . . . . 4,647,876.06 Total Liabilities . . . . ... $ 4,647,876.06 STATEMENT Showing condition at the close of business December 31, 1966, of UNION COUNTY BANK Blairsville (Union), Ga. As called for by the Superintendent of Banks E. S. DOCKERY, President. Date of Charter; 2-18-1949 MRS. CATHERINE D. JARRETT, Cashier. Began Business: 3-1-1950 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by u.s. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts Bank premises, furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises . . . . Customers' liability to this bank on acceptances outstanding Other assets 551,702.21 997,775.83 185,950.71 None 149,975.00 1,358,254.48 )0,800.00 None None None Total Assets $ 3,294,458.23 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . ... Deposits of banks . . . . . . . . Certified and officers' checks, etc... Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,320,622.76 1,434,304.77 21,472.98 277,167.92 None 18,607.98 None None 5,000.00 None None 50,000.00 100,000.00 1>1,281.82 6,000.00 Total Liabilities . . . . ... $ 3,294,458.23 22 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF EARLY Blakely (Early), Ga. As called for by the Superintendent of Banks R. C. SINGLETARY, JR., President. Date of Charter: 4-3-1941 VIRGIL JONES, Cashier. Began Business: 4-28-1941 ASSETS Cash, balances with other banks, and cash items in process of collection. $ United States Government obliga- tions, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and cuo.srp. orations not guaranteed by Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including over- drafts Bank premises, furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises ........ Customers' liability to this bank on acceptances outstanding Other assets 419,617.32 1,174,969.11 318,502.08 85,176.43 115,002.00 I ,672,467.85 38,748.48 1.00 None None Total Assets $ 3,824,484.27 LIABILITIES Demand deposits . . . . .$ Time and savings deposits Deposits of U.S. Government . . . Deposits of States and political sub- divisions ... Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus Undivided profits Reserves 1,582,608.37 I ,433,951.63 32,322.96 397,079.35 None 15,882.07 None None 25,135.33 None None 150,000.00 100,000.00 59,280.05 28,224.51 Total Liabilities . $ 3,824,484.27 STATEMENT Showing condition at the close of business December 31, 1966, of FIRST STATE BANK OF BLAKELY Blakely (Early), Ga. As called for by the Superintendent of Banks JOHN C. HOLMAN, President. Date of Charter: 5-6-1937 WILLARD N. DuBOSE, Cashier. Began Business: 5-15-1937 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed. . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets I ,040,350.32 2,019,497.16 448,222.05 2.00 75,000.00 2,894,976.69 12,937.09 None None 1.00 Total Assets . . . . . $ 6,490,986.31 LIABILITIES Demand deposits . .. . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,923,791.26 2,018,341.51 32,732.07 785,818.11 5,843.28 25,081.71 None None 88,494.77 None None 200,000.00 200,000.00 119,934.75 90,948.85 Total Liabilities . . . . . . . $ 6,490,986.31 FORTY-SEVENTH ANNUAL REPORT 23 STATEMENT Showing condition at the close of business December 31, 1966, of FANNIN COUNTY BANK Blue Ridge (Fannin), Ga. As called for by the Superintendent of Banks J. M. EATON, JR., President. Date of Charter: 5-29-1916 ANNABELLE SOWERS, Cashier. Began Business: 6-6-1916 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets I ,022,224.09 1,995,828.89 449,659.65 175,000.00 None 2,490,567.28 20,000.00 5,750.00 None None Total Assets . . . . $ 6,159,029.91 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2.189,244.99 2,920,852.60 14,786.12 505,986.51 None 12,286.00 None None 80,241.11 None None 100,000.00 200,000.00 100,632.58 35,000.00 Total Liabilities . . . . . . . $ 6,159,029.91 STATEMENT Showing condition at the close of business December 31, 1966, of PEOPLES BANKING COMPANY Boston (Thomas), Ga. As called for by the Superintendt-nt of Banks J. E. CROMARTIE, President. Date of Charter: 1-29-1947 MISS MARY R. LEAK, Cashier. Began Business: 4-1-1947 ASSETS Cash, balances with other banks, and cash items in process of collection $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . Total Assets . . . . .$ 247,805.22 369,875.00 None None None 297,938.76 6,163.32 None None 1,142.00 922,924.30 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . . 498,340.80 265,357.42 14,490.04 59,004.11 None None None None None None None 25,000.00 25,000.00 35,731.93 None Total Liabilities . . . . . . . $ 922,924.30 _24_ _ _ _ _ _ _ _ _ _D_E_P_A_R_T_M_ENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of THE COMMERCIAL BANK Bowdon (Carroll), Ga. As called for by the Superintendent of Banks W. C. ROOP, President. Date of Charter: 9-22-1926 W. A. BOWMAN, JR. Cashier. Began Business: 9-22-1926 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . Other securities. corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . Real estate owned other than bank premises Customers' liability to this bank on acceptances outstanding Other assets 582.206.48 I ,932,610.45 526.403.74 None None 3.3H3.395.57 25,000.00 None None 325.65 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing ....... Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 3,225,890.21 2,107,106.9! 44,462.56 372,574.56 None None None None 248,536.70 None None 150.000.00 150,000.00 76,370.95 75.000.00 Total Assets 6.449.94J.H9 Total Liabilities ------------------------------ STATEMENT . . $ 6.449,94l.H9 Showing condition at the close of business December 31, 1966, of BRASELTON BANKING COMPANY Braselton (Jackson), Ga. As called for by the Superintendent of Bahks H. F. BRASELTON, JOHN 0. BRASELTON, JR., President. Cashier. Date of Charter: 12-13-1948 Began Business: 12-18-1948 ==========================~======== ASSETS LIABILITIES Cash, balances with other banks, and cash items in process of collection . United States Government obliga- tions, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. .......... Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 300.510.71 366,000.00 34.500.49 None None 431,490.62 1.6Hl.H2 None None None Demand deposits . .. . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus . Undivided profits Reserves . . . . 601.492.94 . None 927.46 354,771.77 None 6,400.00 None None None None None 25.000.00 75.000.0(1 70,591.47 None Total Assets . . . . . $ 1,134.1H3.64 Total Liabilities .$ 1.134,183.64 - - - - - --------~----- FORTY-SEVENTH ANNUAL REPORT 25 STATEMENT Showing condition at the close of business December 31, 1966, of COMMERCIAL & EXCHANGE BANK Bremen (Haralson), Ga. As called for by the Superintendent of Banks J. S. McEACHERN, SR., President. Date of Charter: 1-18-1949 CLARK STAPLER,, Cashier. Began Business: 2-1-1949 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obliga- tions. direct and guaranteed. . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts ........ Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 2,174,038.80 1,802,912.82 694,443.56 None None 2,608.594.40 224,760.40 None None 22,445.64 Total Assets . . . . . $ 7,527,195.62 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing ........ Other liabilities . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . Undivided profits Reserves . . . 3,903,489.76 1 ,783,326.18 148,846.31 720,912.63 300,868.38 24,671.60 None None 28,727.83 None None 200,000.00 250.000.00 166,352.93 None Total Liabilities . . . . . . . $ 7,527,195.62 STATEMENT Showing condition at the close of business December 31, 1966, of FARMERS & MERCHANTS BANK Brooklet (Bulloch), Ga. As called for by the Superintendent of Banks H. M. ROBERTSON, JR. President. Date of Charter: 2-4-1948 GUY W. FREEMAN, Cashier. Began Business: 2-17-1948 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obliga- tions, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . Securities of Federal agencies and cuo.srp. orat.ion. s. n.ot. .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts ........ Bank premises, furniture and fixtures, and other assets repre~enting bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 357,408.23 934,466.70 25,000.00 175,968.69 None 1,013.703.65 5,762.21 None None 1,375.65 Total Assets . . . . 2.513,685.13 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . l ,146,258.19 1.021,637.35 3,772.56 67,726.46 None 16,336.14 None None None None None 50,000.00 150,000.00 42.846.81 15,107.62 Total Liabilities . . . . . . . $ 2,513,685.13 26 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of BROXTON STATE BANK Broxton (Coffee), Ga. As called for by the Superintendent of Banks L. G. SUMMERLIN, President. Date of Charter~ 8-4-1966 MRS. MAYO CURRIN, Cashier. Began Business: 9-1-1966 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by u.s. ' ' ' ' ' ' ' ' ' ' ' ' ' Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . Total Assets . . . . .$ 149,092.21 84,032.55 None None 10,000.00 272,885.30 5,620.00 None None 4,505.28 526,135.34 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divis~ns . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Ot~er liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 248,911.18 68,907.65 None 95,887.15 10,000.00 50.99 None None None None None 50,000.00 25,000.00 27,378.37 None Total Liabilities . . . . . . . $ 526,135.34 STATEMENT Showing condition at the close of business December 31, 1966, of HARALSON COUNTY BANK Buchanan (Haralson), Ga. As called for by the Superintendent of Banks HARDY McCALMAN, President. Date of Charter: 3-3-1909 JAMES BROWN, Cashier. Belo!:I:Ln Business: 3-4-1909 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp. orat.ion. s. n. ot. .gu.ar.an.t.e.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 909,273.46 1,166,956.89 104,666.98 375,000.00 None 1,217,648.12 31,379.37 None None None Total Assets . . . . . $ 3,804,924.82 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . ~mmon stock . Surplus Undivided profits Reserves . . . . 1,760,391.43 846,801.84 22,226.67 868,717.24 None 9,593.43 None None None None None 40,000.00 60,000.00 125,000.00 72.194.21 Total Liabilities . . . . . . . $ 3,804,924.82 FORTY-SEVENTH ANNUAL REPORT 27 STATEMENT Showing condition at the close of business December 31, 1966, of .BUENA VISTA LOAN & SAVINGS BANK Buena Vista (Marion), Ga. As called for by the Superintendent of Banks CLARKE W. DUNCAN, President. Date of Charter:. 9-22-1887 ARTHUR D. LOWE, Cashier. Began Business: 9-1-1889 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . Real estate owned other than bank premises . Customers' liability to this bank on acceptances outstanding Other assets 574,150.48 857,568.86 296,502.16 169,950.00 None 1 ,982,388.~4 42,717.03 1.00 None 146.65 Total Assets . . . . 3,923,425.02 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . Undivided profits Reserves . . . . 1,607,617.53 1,066,772.93 32,309.48 719,511.35 60,000.00 13,240.53 None None 97,305.23 None None 50,000.00 200,000.00 76,667.97 None Total Liabilities $ 3,923,425.02 STATEMENT Showing condition at the close of business December 31, 1966, of BUFORD COMMERCIAL BANK Buford (Gwinnett), Ga. As called for by the Superintendent of Banks JOHN D. CARTER, President. Date of Charter: 1-18-1946 FORREST PUCKETT, Cashier. Began Business: 2-11-1946 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,092,599.17 1,452,993.65 311,255.56 None None 3,292,789.64 46,832.85 1.00 None 4,171.02 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other l~bilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,578,887.98 2,230,370. 91 56,980.17 862,026.45 None 25,003.15 None None 37,888.37 None None 200.000.00 100,000.00 109,485.86 None Total Assets . . . . $ 6,200,642.89 Total Liabilities . . . . ... $ 6,200,642.89 ------------------------------------~----------------------------------- 28 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of THE CITIZENS STATE BANK Butler (Taylor), Ga. As called for by the Superintendent of Banks JOHN J. NEELY, JR., President. Date of Charter: 9-4-1926 FAYE M. PEED, Cashier. Began Business: 9-4-1926 ASSETS Cash, balances with other banks, and cash items in process of collection . United States Government obliga- tions. direct and guaranteed . Obligations of States and political subdivisions . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities. corporate stocks and stock in Federal Reserve Bank .. Loans and discounts, including over- drafts . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . ..... Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 604,178.49 900,231.55 416,404.60 299,937.50 None 1,702,626.77 20,811.08 20,424.21 None None Total Assets . . . . $ 3,964,614.20 LIABILITIES Demand deposits . . . . . . , . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing ....... Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,442,312.47 1,656,028.64 15,221.98 494,131.76 None 19,739.30 None None 89,301.47 None None 100,000.00 110,000.00 37,878.58 None Total Liabilities . . . . . . . $ 3,964,614.20 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF BYROMVILLE Byromville (Dooly), Ga. As called for by the Superintendent of Banks 0. W. KITCHENS, JR. President. Date of Charter: 7-19-1920 J. D. LESTER, JR., Cashier. Began Business: 7-26-1920 ASSETS Cash, balances with other banks, and cash items in process of collection $ United States Government obliga tions, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by U.S. Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including overdrafts Bank premises, furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises Customers liability to this bank on acceptances outstanding Other assets 203,664.18 206,917.50 19,584.08 373,298.75 None 381,504.52 15,497.02 None None 736.84 Total Assets $ 1,201,182.89 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 653,411.31 373,891.87 2,082.90 48,580.40 None 19,233.78 None None None None None 30,000.00 20,000.00 53,982.63 None Total Liabilities $ 1,201,182.89 FORTY-SEVENTH ANNUAL REPORT 29 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF BYRON Byron (Peach), Ga. As called for by the Superintendent of Banks H. W. PEAVY, SR., President. Date of Charter: 10-30-1962 H. W. PEAVY, JR., Cashier. Began Business: 2-4-1963 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obliga- tions, direct and guaranteed . . . Obligations of States and political subdivisions . Securities of Federal agencies and corporations not guaranteed by u.s. . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts ........ Bank premises, furniture and fixtures, and other assets representing bank premises . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 224,286.92 274.508.17 18,720.07 194,940.63 None 491,357.34 24,489.44 None None 4,244.67 Total Assets . . . . . $ 1,232,547.24 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . 413.X 19.35 439,542.79 1,946.60 204,229.57 None 9,H62.29 None None 30,H90.42 None None 50,000.00 50,000.00 32,256.22 None Total Liabilities . . . . $ 1,232,547.24 STATEMENT Showing condition at the close of business December 31, 1966, of CAIRO BANKING COl\lPANY Cairo (Grady), Ga. As called for by the Superintendent of Banks T. R. HESTER, President. Date of Charter: 11-23-1903 G. G. THOMAS, JR., Cashier. Began Business: 1-1-1900 ASSETS Cash, balances with other banks. and cash items in process of collection . $ United States Government obliga- tions. direct and guaranteed. . . Obligations of States and political subdivi,ions ... Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 1,108,664.67 1,141,837.36 948,013.49 None None 5,067 ,051. 98 209,691.40 None None 2,721.88 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . . 3,906,144.7.1 .1.400.939.9.1 76.906.X4 .ll.1,94X.17 None 20.26.1.26 None None 64.302.20 None None 200.000.00 .100.000.00 195.475.65 None Total Assets . . . . . $ 8,477 ,980.7R Total Liabilities . . . . . . . $ H.477.n0.7H ----------~---- -------------------------------- 30 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of CITIZENf'i BANK Cairo (Grady), Ga. As called for by the Superintendent of Banks J. C. MINTER, President. Date of Charter: 12-3-1903 LUCILE S. MAXWELL, Cashier. Began Business: 1-1-1904 ASSETS Cash. balances with other banks, and cash items in process of collection . United States Government obliga- tions, direct and guaranteed . Obligations of States and political subdivisions . . Securities of Federal agencies and corporations not guaranteed by u.s. Other securities. corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises .. Customers' liability to this bank on acceptances outstanding Other assets 723,629.06 1,432,881.15 228,463.19 150,000.00 None 1,719,359.25 70,644.93 1.00 None 2,885.97 Total Assets $ 4,327,864.55 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,768,837.59 1,414,306.11 37,311.61 710,835.65 59,840.33 14,749.61 None None None None None 100,000.00 150,000.00 71,983.65 None Total Liabilities . . . . . . . $ 4,327,864.55 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF CAMILLA Camilla (Mitchell), Ga. As called for by the Superintendent of Banks RAYMOND T. MUGGRIDGE, JR., MRS. LORA D. STARK, President. Cashier. Date of Charter: 11-4-1889 - - - - ---~---------~- Began Business: 1-2-1890 ======= ASSETS LIABILITIES Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp.orat.ion. s . n.ot. .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 957,956.09 973,950.32 485,361.56 25,000.00 None 2,797,956.34 37,842.92 1.00 None 320.94 Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc... Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing .. Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . 1,839,877.57 1.952,027.38 8,436.88 1,008,332.67 25,500.00 36,627.87 None None 77,128.71 None None 100,000.00 200,000.00 30,458.09 None Total Assets . . . . . $ 5,278,389.17 Total Liabilities . . . . . . . $ 5,278,389.17 FORTY-SEVENTH ANNUAL REPORT 31 STATEMENT Showing condition at the close of business December 31, 1966, of PLANTERS & CITIZENS BANK Camilla (Mitchell), Ga. As called for by the Superintendent of Banks E. J. VANN, III, President. Date of Charter: 9-20-1904 JOE B. ADAMS, Cashier. Began Business: 5-24-1913 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by u.s. . . . . . . . . . . . . ~ Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,027,190.73 1,731,012.66 1,108,479.00 None None 4,042,561.69 95,801.34 None None None Total Assets . . . . . $ 8,005,045.42 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks . etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,905,227.14 3,625,282.84 77,801.63 718,598.99 None 202,117.27 None None 16,101.78 None None 250,000.00 150,000.00 59,915.77 None Total Liabilities . . . . . . . $ 8,005,045.42 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF CANTON Canton (Cherokee), Ga. As called for by the Superintendent of Banks E. 0. McFATHER, President. Date of Charter: 11-17-1892 L. L. McCANLESS, Cashier. Began Business: 12-18-1892 ASSETS Cash, balances with other banks, and cash items in process of collection.$ United States Government obligations, direct and guaranteed. . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp. orat.ion. s. n.ot. .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,288,075.12 3,110,570.53 1,187,553.91 440,062.50 None 4,358,798.59 15,999.42 None None 3,529.41 Total Assets . . . . . $ 10,404,589.48 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other li)lbilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . . 3,626,362.64 4,384,850.74 159,220.31 886,695.24 125,112.22 49,792.56 None None 383,037.81 None None 200,000.00 400.000.00 139,517.96 50,000.00 Total Liabilities . . . . . . . $ 10,404,589.48 32 DEPARTMENT OF BANKING ~-------------------- STATEMENT Showing condition at the close of business December 31, 1966, of ETOWAH BANK Canton (Cherokee), Ga. As called for by the Superintendent of Banks H. G. VANDIVIERE, President. Date of Charter: 1-22-1927 N. E. FACKLER, Cashier. Began Business: 1-29-1927 ASSETS Cash. balances with other banks, and cash items in process of collection . United States Government obliga- tions, direct and guaranteed . . Obligations of States and political subJivision'i .. . . Securitie'i of Federal agencies and corporations not guaranteed by U.S. . . Other securities. corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts Bank premises. furniture and fixtures, and other a~~ets representing bank premise.-; . Real estate owned other than bank prembes . . Cu~tomers' liability to this bank on acceptance<; outstanding Other as~ets Total Assets 943,872.84 1,884,674.12 1,327,260.20 475,219.40 None 4,332,293.68 95,321.88 None None 6,821.45 9,065,463.57 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divtsions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing ... . .. . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . Undivided profits Reserves . . . . 3.174.839.59 4.538.517.41 37,898.87 414,457.75 24.872.81 1,940.60 None None 51,329.35 None None 200.000.00 250,000.00 321,607.19 50,000.00 Total Liabilities . . . . . . . $ 9,065,463.57 STATEMENT Showing condition at the close of business December 31, 1966, of CARNESVILLE STATE BANK Carnesville (Franklin), Ga. As called for by the Superintendent of Banks GORDON M. TELFORD, Pre!jideljlt. Date of Charter: 7-18-1960 GORDON M. TELFORD, Cashier. Hegan Businelis: 8-1-1!>60 ASSETS Cash, balances with other banks. and cash items in precess of collection . $ United States Government obliga- tions, direct and guaranteed . . . Obligations of States and political subdivisions . Securities of Federal agencies and corporations not guaranteed by U.S. ............ Other securities. corporate stocks and stock in Federal Reserve Bank . . loans and discounts, including over- drafts . ........ Bank premises, furniture and fixtures, and other assets representing bank premises . . ..... Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptance~ outstanding Other assets 492,917.87 356,846.75 60,866.40 290,861.31 None 1,004,131.83 50,088.90 None None None LIABILITIES Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus . Undivided profits Reserves . . . . 968,887.86 791,227.82 10,945.98 274,454.49 None 39,268.52 None None 17,373.71 None None 50,000.00 75.000.00 28.554.68 None Total Assets $ 2,255.71:1.<16 Total Liabilities . . . . . . . $ 2.255.713.06 ~--- ------~ -----------------------~--------------- FORTY-SEVENTH ANNUAL REPORT 33 STATEMENT Showing condition at the close of business December 31, 1966, of THE PEOPLES BANK Carrollton (Carroll), Ga. As called for by the Superintendent of Banks ROY RICHARDS, President. Date of Charter: 11-10-1909 FRED HUTCHINS, Cashier. Began Business: 12-1-1909 ASSETS Cash, balances with other banks, and cash items in precess of collection. $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by u.s. . . . . . . . . . . . . .- Other securities, corporate stocks and stock in Federal Reserve Bank. . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 1,833,126.97 3,309,829.96 676,053.70 200,178.00 None 4,999,129.41 200,000.00 None None None Total Assets . . . . $ 11,218,318.04 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . . 6,832,441.90 1.152,760.68 306,455.95 1,774,594.90 15,011.13 10,076.59 None None 299,817.10 None None 150,000.00 250,000.00 50.000.00 377,159.79 Total Liabilities . . . . . . . $ 11,218,318.04 STATEMENT Showing condition at the close of business December 31, 1966, of THE CARTERSVILLE BANK Cartersville (Bartow), Ga. As called for by the Superintendent of Banks WALTER B. ATWATER, President. Date of Charter: 12-20-1947 HUGH I. JACKSON, Cashier. Began Business: 11-19-1948 ASSETS Cash, balances with other banks, and cash iterns in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp. orat.ion. s. n. o.t .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 571,137.47 1,952,908.36 365,997.28 199,875.00 None 2,200,702.04 32,986.20 None None 129,358.13 Total Assets . . . . 5,452,964.48 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital 'hotes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . . 1.932,234.31 1,808,702.53 77,443.19 1,066,813.03 None 12,279.04 None None 140,180.38 None None 100,000.00 300,000.00 15,312.00 None Total Liabilities . . . . . . . $ 5,452,964.48 34 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of PEACHTREE BANK AND TRUST COMPANY Chamblee (DeKalb), Ga. As called for by the Superintendent of Banks CLAUDE H. BOOKER, JR., President. Date of Charter: 3-17-1960 W. R. WATKINS, Cashier. Began Business: 5-6-1960 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,089,333.37 1,509,942.73 352,883.81 500,033.32 None 4,655,024.07 158,617.76 None None 55,554.25 Total Assets . . . . 8,321,389.31 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 3,650,652.09 2,489,688.05 316,890.35 849,004.97 None 91,616.96 None None 279,239.29 None None 175,000.00 275,000.00 194,297.60 None Total Liabilities . . . . . . . $ 8,321,389.31 STATEMENT Showing condition at the close of business December 31, 1966, of COHUTIA BANKING COMPANY Chatsworth (Murray), Ga. As called for by the Superintendent of Banks R. E. CHAMBERS, Preliident. Date of Charter: 7-17-1905 FRANCES HEARTSELL, Cashier. Began Business: 1-24-1906 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corpdrations not guaranteed by U.S. Other securities, corporate stocks and stock in Federal Reserve Bank. Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises Customers' liability to this bank on acceptances outstanding Other assets 949,966.33 2,843,822.44 297,717.67 None 199,875.00 1,640,149. 75 54,654.50 None None None Total Assets $ 5,986,185.69 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,733,802.00 2,258,840.78 62,603.68 527,716.54 None 8,547.01 None None None None None 200,000.00 175,000.00 9,117.63 10,558.05 Total Liabilities . . . . . . . $ 5,986,185.69 FORTY:SEVENTH ANNUAL REPORT 35 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF CHESTER Chester (Dodge), Ga. As called for by the Superintendent of Banks S. M. NICHOLSON, President. Date of Charter: 6-14-1966 RONALD D. EDGE, Cashier. Began Business: 9-26-1966 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp.orat.ion. s. n.ot. .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets Total Assets . . . . $ 178,368.94 50,000.00 None 47,440.50 10,000.00 249,872.63 16,288.62 None None 1,493.82 553,464.51 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 294,336.04 139,927.54 None 6,448.07 None 2,619.98 None None 8,787.47 None None 50,000.00 25,000.00 26,345.41 None Total Liabilities . . . . . . . $ 553,464.51 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF CHICKAMAUGA Chickamauga (Walker), Ga. As called for by the Superintendent of Banks W. H. EDWARDS, President. Date of Charter: 2-16-1910 N. COLLINS WRIGHT, Cashier. Began Business: 5-10-1910 ASSETS Cash, balances with other banks, and cash items in process of collection. $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by U.S. Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including overdrafts Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 592,212.94 2,026,877.31 524,848.22 None None 1,779,345.05 19,190.37 None None None Total Assets $ 4,942,473.89 LIABILITIES Demand deposits .$ Time and savings deposits Deposits of U.S. Government ... Deposits of States and political sub- divisions Deposits of banks Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ii~ Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock S!Jrplus Undivided profits Reserves I ,546,990.01 2,253,913.12 103,337.94 583,824.80 None 17,940.91 None None 20,408.00 None None 100,000.00 200,000.00 56,059.11 60,000.00 Total Liabilities . $ 4,942,473.89 36 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of HABERSHAM BANK Clarkesville (Habersham), Ga. As called for by the Superintendent of Banks TOM ARRENDALE. President. Date of Charter: 6-13-1904 W. W. DUNSON, Cashier. Began Business: 6-1904 ASSETS Cash. balances with other banks, and cash items in process of collection . $ United States Government obliga- tions. direct and guaranteed ... Obligations of States and political subdivisions ......... Securities of Federal agencies and corporations not guaranteed by U.S. . ......... . Other securities. corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . ....... . Bank premises, furniture and fixtures, and other a~~ets reprc~enting bank premises . . .. .. . Real estate owned other than bank premises Cu~tomers' liability to this bank on acceptances outstanding Other assets . 408,069.84 1,858,931.97 387,731.09 None None 2,037,409.53 18,551.49 22,583.71 None None LIABILITIES Demand deposits . . . . $ Time and savings deposits Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks Certified and officers' checks, etc.. Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities Capital notes and debentures . Preferred stock Common stock Surplus Undivided profits Reserves 2,174,724.96 1,804,509.70 42,995.54 167,200.95 None 9,965.71 None None None None None 125,000.00 325,000.00 83,880.77 None Total Assets . . . . $ 4,733,277.63 Total Liabilities . $ 4,733,277.63 ---------------~-------------------~------------------------------------ STATEMENT Showing condition at the close of business December 31, 1966, of THE CLAXTON BANK Claxton (Evans), Ga. As called for by the Superintendent of Banks H. C. HEARN, JR., President. Date of Charter: 2-24-1941 AUBREY STRICKLAND, Cashier. Began Business: 2-24-1941 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by US. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 849,008.28 544,478.36 1,078,206.53 749,812.50 None 2,737,394.54 21,846.38 134,644.04 None 4,233.11 Total Assets . . . . $ 6,119,623.74 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks Certified and officers' checks, etc.. Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding Other liabilities . Capital notes and debentures . Preferred stock Common stock Surplus Undivided profits Reserves 2,427,910.97 2,334,659.29 171,575.70 541,944.88 40,000.00 13,332.21 None None 61,455.09 None None 200,000.00 300,000.00 28,745.60 None Total Liabilities . $ 6,119,623.74 FORTY-SEVENTH ANNUAL REPORT --------------------------------- 37 STATEMENT Showing condition at the close of business December 31, 1966, of TIPPINS BANKING COMPANY, INC. Claxton (Evans), Ga. As called for by the Superintendent of Banks R. R. TIPPINS, JR., President. Date of Charter: 8-30-1940 R. R. TIPPINS, III, Cashier. Began Business: 9-3-1940 ASSETS Cash, balances with other banks. and cash items in precess of collection . $ United States Government obliga- tions, 'direct and guaranteed . . . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts ........ Bank premises, furniture and fixtures, and other assets representing bank premises . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 340,339.73 641,583.38 517,855.17 IOO,OOO.OQ None 2,163,668.08 39,833.96 1.00 None 363.97 Total Assets . . . $ 3,803,645.29 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing .... .. . Other liabilities Capital notes and debentures . Preferred stock Common stock . Surplus Undivided profits Reserves . I ,387,989.17 I ,736,609.28 16,084.84 211,038.86 10,196.12 19,835.59 None None 36,095.15 None None 90,000.00 245,000.0() 50,796.28 None Total Liabilities . . . . . . . $ 3,803,645.29 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF CLAYTON Clayton (Rabun), Ga. As called for by the Superintendent of Banks A. W. ADAMS, President. Date of Charter: 6-30-1904 RUSSELL IVIE, Cashier. Began Business: 7-1-1904 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock iH Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 512,203.21 I ,061,198.09 506,076.12 804,466.25 None 2,539,995.81 43,085.41 22,910.00 None 1,208.09 Total Assets . $ 5,491,142.98 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc... Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing ......... . Other liabilities . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,475,510.64 1,630,706.92 11,807.40 633,709.44 10,000.00 14,162.12 None None 252,917.23 None None !00,000.00 150,000.00 212,329.23 None Total Liabilities . . . . . . . $ 5,491,142.98 38 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of THE PEOPLES BANK Cleveland (White), Ga. As called for by the Superintendent of Banks J. L. NIX, President. Date of Charter: 12-11-1945 LINDA H. BROWN, Cashier. Began Business: 7-1-1946 ASSETS Cash, balances with other banks, and cash items in process of collection. $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp.orat.ion. s. n.ot. .gu.ar.an.te.ed. .by. Other securities. corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 558,657.54 982,062.08 462,964.46 99,950.00 None 2,564,402.45 55,861.08 None None 375.36 Total Assets . . . . . $ 4,724,272.97 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . ... Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . . 1,624,577.92 2,057,665.33 31,308.36 620,482.14 None 12,963.11 None None None None None 140,000.00 140,000.00 97,276.11 None Total Liabilities . . . . . . . $ 4,724,272.97 STATEMENT Showing condition at the close of business December 31, 1966, of COOK BANKING COMPANY Cochran (Bleckley), Ga. As called for by the Superintendent of Banks J. LUTHER HORNE, President. Date of Charter: 4-24-1942 ELIZABETH ATTAWAY, Cashier. Began Business: 7-1-1942 ASSETS Cash, balances with other banks, and cash i terns in precess of collection . United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .- Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 450,691.42 633,573.85 324,623.51 554,268.56 None 1,925,078.73 30,157.32 None None 4,775.51 Total Assets . . . . $ 3,923,168.90 LIABILITIES Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,502,823.21 1,583,810.45 10,849.93 484,332.87 None 2,384.29 None None None None None 90,000.00 160,000.00 61,968.15 27,000.00 Total Liabilities . . . . . . . $ 3,923,168.90 FORTY-SEVENTH ANNUAL REPORT 39 STATEMENT Showing condition at the close of business December 31, 1966, of STATE BANK OF COCHRAN Cochran (Bleckley), Ga. As called for by the Superintendent of Banks L. D. GRIFFIN, President. Date of Charter: 1.2-22-1921 T. E. HOWELL, Cashier. Began Business: 1-5-1922 ASSETS Cash, balances with other banks, and' cash items in process of collection . $ United States Government obliga- tions, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by u.s. . . . . . . . . 0 Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . ...... Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 698,210.60 979,211.91 967,267.50 924,937.77 None 2,315,008.93 21,500.00 None None 3,183.88 Total Assets . . . . $ 5,909,320.59 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . .. Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities Capital notes and debentures . Preferred stock . Common stock . Surplus . Undivided profits Reserves . . . . 1,823,930.09 2,586,088.09 24,600.19 I ,056,424.58 None 7,557.97 None None 91,834.62 None None 100,000.00 130,000.00 78,885.05 10,000.00 Total Liabilities . . . . . . . $ 5,909,320.59 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF COLLEGE PARK College l'ark (Fulton), Ga. As called for by the Superintendent of Banks J. N. WALKER, President, Date of Charter: 10-3-1945 CHAS. T. WASHINGTON, Cashier. Began Business: 1-7-1946 ASSETS Cash, balances with other banks, and cash items in process of collection . United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by US. . . . . . . . . . . . . . Other securities, corporate stocks and stock i{l Federal Reserve Bank . . Loans arid discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . Total Assets . . . . 800,945.15 2,289,105.76 562,036.89 799,588.55 None 3,161,134.13 50,117.29 None None 71,795.28 7,734,723.05 LIABILITIES Demand deposits . . . . . . . . .$ Time and savings deposits . . .. Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 3,499,602.36 2,400,747.33 56,857.84 993,352.59 1,601.73 5,612.17 None None 217,935.33 None None 200,000.00 200,000.00 109,013.70 50,000.00 Total Liabilities . . . . . . . $ 7,734,723.05 40 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of CITIZENS BANK Colquitt (Miller), Ga. As called for by the Superintendent of Banks G. C. JINKS, SR., President. Date of Charter: 3-24-1:124 G. C. JINKS, JR., Cashier. Began Business: 4-21-1924 ASSETS Cash. balances with other banks, and ca~h items in process of collection . United States Government obliga- tions, direct and guaranteed . . Obligations of Statt:s and political subdivisions ... . Securities of Federal agencies and corporations not guaranteed by U.S. Other securities, corporate stocks and Steck in Federal Reserve Bank . . Loans and discounts, including over- drafts ..... . Bank premises. furniture and fixtures, and other assets representing bank premises . ...... Real estate owned other than bank premises . . Customers' liability to this bank on acceptances outstanding Other assets 765,842.12 I ,527,405.90 371,320.84 199,687.50 None 4,195,442.81 58,827.18 None None None Total Assets $ 7,118,526.35 LIABILITIES Demand deposits . . . . . . . . .$ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc... Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing ....... Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,968,432.25 2,330,160.45 29,229.23 852,900.30 None 121,450.19 300,000.00 None 61,384.14 None None 200,000.00 200,000.00 54,969.79 None Total Liabilities . . . . . . . $ 7,118,526.35 STATEMENT Showing condition at the close of business December 31, 1966, of COLUMBUS BANK AND TRUST COMPANY Colwnbus (Muscogee), Ga. As called for by the Superintendent of Banks JAS. W. BLANCHARD, President, Date of Charter: 12-24-1888 HOWARD R. PARK, JR., Cashier. Began Business: 4-1-188!) ASSETS Cash, balances with other banks, and cash items in process of collection . United States Government obliga- tions, direct and guaranteed . Obligations of States and political subdivisions . Securities of Federal agencies and corporations not guaranteed by U.S. . ..... Other securities. corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . ...... Real estate owned other than bank premises . Customers' liability to this bank on acceptances outstanding Other assets 12,299,939.18 6,232,469.93 8,641,016.87 None 152,938.50 41,113,428.44 2,316,282.04 None None 582,659.77 Total Assets . . . . $ 73,338,734.73 LIABILITIES Demand deposits . . . . . . . . $ 25,640,937.81 Time and savings deposits . . . . 25,490,010.47 Deposits of U.S. Government . . . 572,889.69 Deposits of States and political sub- divisions . . . . . . . . . . . . 11,165,682.52 Deposits of banks . . . . . . . . I ,504,714.27 Certified and officers' checks, etc. . . 318,690.91 Other liabilities for borrowed money . None Acceptances executed by or for ac- count of this bank and outstand- ing . . . . . . . . . . . None Other liabilities . 2,006,703.40 Capital notes and debentures . None Preferred stock . None Common stock . I ,700,000.00 Surplus 3,300,000.00 Undivided profits I ,333,863.58 Reserves . . . . 305,242.08 Total Liabilities $ 73,338,734.73 FORTY-SEVENTH ANNUAL REPORT 41 STATEMENT Showing condition at the close of business December 31, 1966, of TRL'ST COMPANY OF COLUMBUS Columbus (Muscogee), Ga. As called for by the Superintendent of Banks F. G. LUMPKIN, JR., President. Date of Charter: 3-19-1954 H. L. GEORGE, Secretary and Treasurer. Began Business: 3-19-1954 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . . Obligations of States and political subdivisions Securities of Federal agencies and cuo.srp.orat.ion. s. n.ot. .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . Real estate owned other than bank premises . Customers' liability to this bank on acceptances outstanding Other assets 139,291.66 None 52,756.83 None 1,510.46 905,275.06 514.11 116,558.06 None 2,919.92 Total Assets . . . . $ 1,218,826.10 LIABILITIES Demand deposits . . . . . . . . . Time and savings deposits . . . . . $ Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . . . . . . Other liabilities Capital notes and debentures . Preferred stock . Common stock . Surplus . Undivided profits Reserves . . . . None 453,162.70 None None None None None None 193,315.63 None None 100,000.00 200,000.00 272,347.77 None Total Liabilities . . . . . . . $ 1,218,826.10 STATEMENT Showing condition at the close of business December 31, 1966, of MERCHANTS AND FARMERS BANK Comer (l\Iadison), Ga. As called for by the Superintendent of Banks JOHN H. TERRELL, JR President. Date of Charter: 10-3-1935 MRS. M. B. BOOTH, Cashier. Began Business: 10-10-1935 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by US. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans arid discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 251,686.11 789,222.33 145,224.53 159,652.04 None 700,458.88 4,263.80 None None 19,761.92 Total Assets . . . . 2,070,269.61 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . I ,222,620.64 339,827.26 26,432.73 193,371.18 None 7,526.55 None None None None None 50,000.00 50,000.00 180,491.25 None Total Liabilities . . . . . . . $ 2,070,269.61 42 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of NORTHEASTERN BANKING COMPANY Commerce (Jackson), Ga. As called for by the Superintendent of Banks J. NOLAN SPEAR, President. Date of Charter: 8-25-1891 ALLEN S. PHILLIPS, Cashier. Began Business: 1892 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 698,954.65 1,207,669.13 9,958.75 405,505.38 6,000.00 1,686,911.91 131,076.39 None None None Total Assets . . . . $ 4,146,076.21 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . Undivided profits Reserves . . . . 1,855,047.63 1,428,968.50 47,019.29 461,953.01 None 19,610.11 None None 28,589.18 None None 75,000.00 125,000.00 104,888.49 None Total Liabilities . . . . . . . $ 4,146,076.21 STATEMENT Showing condition at the close of business December 31, 1966, of CONCORD BANKING COMI>ANY Concord (Pike) , Ga. As called for by the Superintendent of Banks R. H. STRICKLAND, SR., President. Date of Charter: 10-29-1903 MRS. KATHRYN BARKER, Cashier. Began Business: 11-18-1903 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obliga- tions, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by u.s. Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including over- drafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises ....... . Customers' liability to this bank on acceptances outstanding Other assets Total Assets $ 171,169.49 245,534.38 1,295.41 225,000.00 None 68,812.49 786.76 1.00 None None 712,599.53 LIABILITIES Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . ... Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 349.789.12 240,930.82 4,469.05 64,377.58 None 456.62 None None None None None 25.000.00 15,000.00 12,576.34 None Total Liabilities . . . . . . . $ 712,599.53 FORTY-SEVENTH ANNUAL REPORT 43 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF ROCKDALE Conyers (Rockdale), Ga. As called for by the Superintendent of Banks J. P. CULPEPPER, JR., President. Date of Charter: 10-15-1891 CHAS. R. STANLEY, Cashier. Began Business: 6-1901 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,326,765.41 1,238,836.42 1,102,960.19 300,000.00 None 3,994,920.58 181,214.17 21,092.27 None 30,080.57 Total Assets . . . . $ 8,195,869.61 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves .... 3,330,646.11 2,294,461.64 188,587.32 1,533,524.48 None 993.00 None None 188,157.11 None None 200,000.00 300,000.00 79,499.95 80,000.00 Total Liabilities . . . . . .. $ 8,195,869.61 STATEMENT Showing condition at the close of business December 31, 1966, of FARMERS AND MERCHANTS BANK OF COOLIDGE Coolidge (Thomas), Ga. As called for by the Superintendent of Banks MICHEL DeLOACH, President. Date of Charter: 12-18-1911 W. C. GIBSON, Cashier. Began Business: U-20-1911 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 137,810.86 277,280.38 None 349,234.33 None 486,308.87 24,272.63 None None 3,397.23 Total Assets . . . . . $ 1,278,304.30 LIABILITIES Demand deposits . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 587,261.55 317,895.40 2,350.00 128,986.70 5,000.00 6,197.88 60,000.00 None None None None 25,000.00 75,000.00 69,776.00 836.77 Total Liabilities . . . . . . . $ 1,278,304.30 44 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of CORDELE BANKING COMPANY Cordele (Crisp), Ga. As called for by the Superintendent of Banks L. B. MADDOX, President. Date of Charter: 5-31-1927 R. M. FLEEMAN, Cashier. Began Business: 6-15-1927 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by U.S. Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including overdrafts Bank premises, furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises Customers' liability to this bank on acceptances outstanding Other assets 1,253,058.70 1,941,468.30 15,000.00 None None 3,333,923.61 68,419.90 None None None Total Assets $ 6,611,870.51 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 4,030,356.98 I ,601,232.05 20,152.23 623,874.64 None 22,458.53 None None None None None 100,000.00 100,000.00 113,796.08 None Total Liabilities . . . . . . . $ 6,611,870.51 STATEMENT Showing condition at the close of business December 31, 1966, of FIRST STATE BANK IN CORDELE Cordele (Crisp), Ga. As called for by the Superintendent of Banks C. H. DENNING, President. DatP. of Charter: 12-3-1938 F. P. COWN, Cashier. Began Business: 1-3-1939 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations. direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed. by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,035,501.20 1,553,463.58 695,254.32 None None 3,060,031.20 74,053.84 None None 1.00 Total Assets . . . . . $ 6,418,305.14 LIABILITIES Demand deposits . , . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 3,163,928.66 1,730,618.19 102,721.06 672,890.12 71,513.85 37,063.61 None None None None None 125,000.00 125,000.00 234,159.53 155,410.12 Total Liabilities . . . . . . . $ 6,418,305.14 FORTY-SEVENTH ANNUAL REPORT 45 STATEMENT Showing condition at the close of business December 31, 1966, of CORNELIA BANK Cornelia (Habersham), Ga. As called for by the Superintendent of Banks C. C. KIMSEY, President. Date of Charter: 7-3-1900 HENRY L. BROCK, Cashier. Began Business: 8-4-1900 ASSETS Cash, balances with other banks, and cash items in process of collection. $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .- Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,112,234.76 1,870,575.22 1,195,778.15 20,000.00 None 4,424,048.26 120,200.00 528.00 None None Total Assets . . . . $ 8,743,364.39 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . . 3,657,589.40 3,270,700.20 62,215.25 754,338.43 111,574.77 70,802.07 None None 269,164.10 None None 200,000.00 200,000.00 146,980.17 None Total Liabilities . . . . . . . $ 8,743,364.39 STATEMENT Showing condition at the close of business December 31, 1966, of THE BANK OF COVINGTON Covington (Newton), Ga. As called for by the Superintendent of Banks R. R. FOWLER, President. Date of Charter: 4-10-1901 J. B. WEAVER, Cashier. Began Business: 4-10-1901 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies' and corporations not guaranteed by u.s. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,503,027.45 3,204,589.69 740,727.10 None None 3,538,016.65 57,509.19 None None None Total Assets . . . . $ 9,043,870.08 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government .. Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . . 3,794,456.12 3,271,443.93 79,308.71 1,032,455.11 None 363.60 None None 139,362.72 None None 200,000.00 400,000.00 126,479.89 None Total Liabilities . . . . . . . $ 9,043,870.08 46 DEPARTMENT OF BANKING -~--------~--------------~---'-="----------- STATEMENT Showing condition at the close of business December 31, 1966, of THE COMMERCIAL BANK Crawford (Oglethorpe), Ga. As called for by the Superintendent of Banks GEO. B. BROOKS, President. Date of Charter: 9-2-1924 WILLIAM H. HARRIS, Cashier. Began Business: 9-5-1924 ASSETS LIABILITIES Cash. balances with other banks, and Demand deposits . $ 1,162,645.30 cash items in process of collection . $ 298,964.83 Time and savings deposits 1,077,270.28 United States Government obliga- Deposits of U.S. Government . . . 4,743.50 tions. direct and guaranteed . Obligations of States and political ! 449,976.91 Deposits of States and political subdivisions . . . 215,116 OS subdivisions 194,733.98 Deposits of banks None Securities of Federal agencies and Certified and officers' checks, etc. . . 22,015.21 corporations not guaranteed by u.s. 30,000.00 Other liabilities for borrowed money . Acceptances executed by or for ac- None Other securities, corporate stocks and count of this bank and outstand- stock in Federal Reserve Bank . None ing None Loans and discounts, including over- Other liabilities . . . . . . . 46,500.00 drafts 1,701,875.63 Capital notes and debentures . None Bank premises, furniture and fixtures, Preferred stock None and other assets representing bank Common stock 50,000.00 premises 30,400.00 Surplus 132,000.00 Real estate owned other than bank Undivided profits None premises None Reserves None Customers' liability to this bank on acceptances outstanding None I Other assets 4,339.00 Total Assets $ 2,710,290.35 I Total Liabilities . $ 2,710,290.35 STATEMENT Showing condition at the close of business December 31, 1966, of THE PEOPLES BANK Crawfordville (Taliaferro), Ga. As called for by the Superintendent of Banks E. W. REYNOLDS, E. W. REYNOLDS, President. Cashier. Date of Charter: 12-8-1947 Began Business: 1-2-1948 ======~======================= ASSETS LIABILITIES Cash, balances-with other banks, and cash items in process of collection . ~$ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by U.S. Other securities. corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including over- drafts . Bank premises, furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises Customers' liability to this bank on acceptances outstanding )ther assets 449,273.34 325,480.46 None 434,784.07 None 805,805.38 12,701.00 None None None Demand deposits .. .$ Time and savings deposits Deposits of U.S. Government Deposits of States and political sub- divisions ... Deposits of banks . . . . . . . Certified and officers' checks, etc.. Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus Undivided profits Reserves 600,038.45 1,()49,331.77 1,981.52 227,801.20 None 3,352.58 None None None None None 25,000.00 100,000.00 20,538.73 None Total Assets $ 2,028,044.25 Total Liabilities . $ 2,028,044.25 --~--------------------------------~------------------------------------- FORTY-SEVENTH AN~N~U~A~L~~R~E=P~O~R2T______________~47 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF CUMMING Cumming (Forsyth), Ga. As called for by the Superintendent of Banks ROY P. OTWELL, SR., FURMAN T. STANSELL, President. Cashier. Date of Charter: 10-11-1904 Began Business: 10-19-1!)04 ======================~========~=== ---- ASSETS Cash, balances with other banks, and cash items in precess of collection.$ United States Government obliga- tions, direct and guaranteed . . . Obligations of States and political subdivisions Securities of Federal agencies and corporation~ not guaranteed by U.S. ......... Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . . . . . . Bank premises. furniture and fixtures, and other assets representing bank premises . . . Real estate owned other than bank premises . . Customers' liability to this bank on acceptances outstanding Other assets 1,784,950.99 1,554,622.17 136,620.94 179,906.25 100.00 4,486,070.35 64,914.22 40,750.00 None None LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing ....... Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . Undivided profits Reserves . 2,935,620.83 3,029,040.09 37,433.39 I ,214,440.53 None 45,473.22 None None None None None 350,000.00 450,000.00 185,926.86 None Total Assets . . . . . $ 8,247,934.92 Total Liabilities . . . . $ 8,247,934.92 STATEMENT Showing condition at the close of business December 31, 1966, of FORSYTH COUNTY BANK Cumming (Forsyth), Ga. As called for by the Superintendent of Banks LEON BOLING, President. Date of Charter: 6-15-1964 RALPH H. KIRBY, Cashier. Began Business: 9-26-1964 ASSETS LIABILITIES Cash, balances with other banks, and Demand deposits . . . . . . . . . $ cash items in process of collection . $ 359,171.97 Time and savings deposits . . . . United States Government obliga- Deposits of U.S. Government . . . tions, direct and guaranteed . . . 871,705.78 Deposits of States and political sub- Obligations of States and political divisions . . . . . . . . . . .. subdivisions ......... 285,199.01 Ocposi ts of banks . . . . . . . . Securities of Federal agencies and Certified and officers' checks, etc... corporations not guaranteed by Other liabilities for borrowed money . U.S. .......... 552,505.39 Acceptances executed by or for ac- Other securities, corporate stocks and count of this bank and outstand- stock in Federal Reserve Bank . . None ing . Loans and discounts, including over- Other liabilities . drafts . 2,044,905.05 Capital notes and debentures . Bank premise~. furniture and fixtures, Preferred stock . and other assets representing bank Common stock . premises . . . . . . . . . . . I 19,998.02 Surplus Real estate owned other than bank Undivided profits premises ....... . None Re~erves Customers' liability to this bank on acceptances outstanding None I Other assets . . None I Total Assets $ 4,233,485.22 Total Liabilities . . . . . . . $ --------------------------------- 1.940,497.34 1,686,379.05 25,012.05 164,575.88 None 20,164.42 None None 47,750.67 None None 100,000.00 200,000.00 49,105.81 None 4,233,485.22 48 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of CITIZENS BANK Cuthbert (Randolph), Ga. As called for by the Superintendent of Banks C. 0. JOHNSON, President. Date of Charter: 2-7-1938 G. F. SEALY, Cashier. Began Business: 3-1-1938 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and uco.srp. orations not guaranteed by Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 580,552.69 1,730,940.63 238,343.19 527,356.25 None 1,198,362.43 17,998.55 None None 2,492.80 Total Assets $ 4,296,046.54 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . . 2,216,420.33 I ,010,328.40 53,834.72 560,531.23 20,000.00 46,101.56 None None 6,351.89 None None 150,000.00 !50,000.00 82,478.41 None Total Liabilities . . . . . . . $ 4,296,046.54 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF DAHLONEGA Dahlonega (Lumpkin), Ga. As called for by the Superintendent of Banks J. F. SANDERS, President. Date .of Cparter: 5-27-1914 ROBERT T. BROWN, Cashier. Began Business: 5-27-1914 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp.orat.ion. s. n.o.t .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 598,631.50 460,418.09 517,512.80 374,953.13 None 2,746,573.60 112,328.99 20,529.50 None 8,684.45 Total Assets . . . . $ 4,839,632.06 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . . 1,987,693.82 I ,600,208.19 32,820.04 818,433.79 None 17,838.67 None None None None None 100,000.00 250,000.00 32,637.55 None Total Liabilities . . . . . . . $ 4,839,632.06 FORTY-SEVENTH ANNUAL REPORT 49 STATEMENT Showing condition at the close of business December 31, 1966, of THE CITIZENS BANK OF DALLAS Dallas (Paulding), Ga. As called for by the Superintendent of Banks E. P. AUSTIN, President. Date of Charter: 7-23-1962 RAYMOND E. STANFORD, Cashier. Began Business: 3-15-1963 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 702,001.66 371,020.20 None 50,000.00 None 644,937.59 49,029.60 None None None Total Assets . . . . $ 1,816,989.05 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits ... . Deposits of U.S. Government .. . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 638,152.25 559,480.78 116,938.58 256,006.10 None 15,488.51 None None 28,172.84 None None 100,000.00 70,000.00 32,749.99 None Total Liabilities . . . . . . . $ 1,816,989.05 STATEMENT Showing condition at the close of business December 31, 1966, of THE BANK OF DALTON Dalton (Whitfield), Ga. As called for by the Superintendent of Banks JAMES J. COPELANIJ, President. Date of Charter: 12-26-1911 MARGARET MAULDIN, Cashier. J}egan Business: 10-12-1912 ASSETS Cash, balances with other banks, and cash items in process of collection .$ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuosrp. orat.ion. s. n.ot. .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . I ,263,167.19 2,622,065.74 527,174.30 None 2.00 3,885,345.00 87,403.64 None None 1,846.41 Total Assets . . . . $ 8,387,004.28 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . .. 2,603,276.82 2,767,604.31 175,054.09 1,811,273.70 None 26,116.86 None None 300,845.79 None None 200,000.00 300,000.00 165,628.32 37,204.39 Total Liabilities . . . . . . . $ 8,387,004.28 50 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of HARDWICK BANK & TRUST COMPANY Dalton (Whitfield), Ga. As called for by the Superintendent of Banks F. L. WILLIAMSON, President. Date of Charter: 2-17-1922 CHAS. E. BOLDEN, Cashier. Began Business: 2-20-1922 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 2,576,783.84 4,150,623.73 1,220,816.47 None 5,000.00 9,774,542.11 200,320.61 19,410.31 None 45.00 Total Assets $ 17,947,542.37 LIABILITIES Demand deposits . . . . .$ Time and savings deposits . . Deposits of U.S. Government ... Deposits of States and political sub- divtsions ... Deposits of banks Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus Undivided profits Reserves 9,593,665.11 5,483,121.74 240,563.69 833,381.24 None 98,458.02 None None 262,142.73 None None 300,000.00 800,000.00 336,209.84 None Total Liabilities . $ 17,947,542.37 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF DANIELSVILLE Danielsville (Madison), Ga. As called for by the Superintendent of Banks ELCOE HUFF, President. Date of Charter: 12-11-1907 GEO. N. STOVALL, Cashier. Began Business: 1-15-1908 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and cuo.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 362,378.34 923,262.78 219,315.83 450,037.50 None 466,888.88 11,571.98 4,475.00 None None Total Assets $ 2,437,930.31 LIABILITIES Demand deposits .$ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions ... Deposits of banks . . . . . . . Certified and officers' checks, etc.. Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus .... Undivided profits Reserves 1,380,715.61 445,286.23 2,523.75 318,799.07 None 4,235.62 None None 5,250.00 None None 35,000.00 65,000.00 181,120.03 None Total Liabilities . $ 2,437,930.31 FORTY-SEVENTH ANNUAL REPORT 51 STATEMENT Showing condition at the close of business December 31, 1966, of THE DARIEN BANK Darien (Mcintosh), Ga. As called for by the Superintendent of Banks EDWARD R. GRAY, JR., President. Date of Charter: 12-8-1888 P. E. CLARK, JR., Cashier. Began Business: 1-24-1889 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obliga- tions, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and . . . corporations u~ n.o.t .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 301,368.71 970,802.61 416,941.17 74,531.25 None 1,302,344.16 29,401.00 None None None Total Assets . . . . . $ 3,095,388.90 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . . 1,092,585.45 1,154,870.70 22,079.14 477,153.33 None 9,988.32 None None 78,370.70 None None 50,000.00 100,000.00 110,341.26 None Total Liabilities . . . . . .. $ 3,095,388.90 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF DAWSON Dawson (Terrell), Ga. As called for by the Superintendent of Banks ROGERS LOCKE, President. Date of Charter: 6-29-1911 JACK EDWARDS, Cashier. Began BU8ineaa: 7-1-1911 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. erat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,386,759.38 1,411,331.03 591,677.88 472,625.00 None 2,783,115.72 4,197.27 16,946.62 None None Total Assets . . . . $ 6,666,652.90 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,491,367.83 2,926,648.46 15,400.07 624,717.83 6,660.97 11,853.68 None None 62,330.11 None None 200,000.00 250,000.00 77,673.95 None Total Liabilities . . . . . . . $ 6,666,652.90 52 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF TERRELL Dawson (Terrell), Ga. As called for by the Superintendent of Banks R. A. HILL, President. Date of Charter: 3-2.3-1936 R. A. HILL, Cashier. Began Business: 6-1-1936 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and cuo.srp. orations not guaranteed by Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 1,467,459.99 1,713,537.09 597,223.20 299,925.00 None 4,600,964.72 15,178.37 107,070.33 None 32,787.18 Total Assets $ 8,834,145.88 LIABILITIES Demand deposits . . . . .$ Time and savings deposits Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc.. Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus Undivided profits Reserves 3,697,278.8 3,714,399.6 49,876.34 570,375.-z~ 81,872.7~ 33,110.4~ Non< Non Non Non< Non 200,000.~~ 250,000.0c 207 ,826.5t 29,405.61 Total Liabilities . $ 8,834,145.88 STATEMENT Showing condition at the close of business December 31, 1966, of DAWSON COUNTY BANK Dawsonville (Dawson), Ga. As called for by the Superintendent of Banks H. G. VANDIVIERE, President. Date of Charter: 7-1-1963 HUGH B. BOLING, Cashier. Began Business: 7-13-1963 ASSETS Cash, balances with other banks, and cash items in process of collection. $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by U.S. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises. furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 354,827.46 333,064.67 106,033.75 159,784.04 None 1,211,169.17 63,205.28 None None 602.26 Total Assets $ 2,228,686.63 LIABILITIES Demand deposits .$ Time and savings deposits . . Deposits of U.S. Government Deposits of States and political sub- divisions . . . Deposits of banks Certified and officers' checks, etc.. Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus Undivided profits Reserves 471,177.~~ 1,050,470.44 3,362.34 444,035.~~ lO,OOO.Ou 27,411.4S None None None None 5o,oNooo.noce 90,000.Q~ 72,229.0 10,000.0( Total Liabilities . $ 2,228,686.6 .. FORTY-SEVENTH ANNUAL REPORT 53 STATEMENT Showing condition at the close of business December 31, 1966, of THE CITIZENS AND SOUTHERN BELVEDERE BANK Decatur (DeKalb), Ga. As called for by the Superintendent of Banks BILL J. JONES, President. Date of Charter: 10-13-1965 RAY D. SWAIM, Cashier. Began Business: 4-30-1966 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . .- Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . ... Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 382,395.66 688,994.97 1,350.00 149,957.84 None 1,319,071.73 13,580.31 None None 9,375.64 Total Assets . . . . . $ 2,564,726.15 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . . 763,633.37 1,137,815.81 21,229.99 200,000.00 None 118.14 None None 53,9&2.01 None None 200,000.00 150,000.00 37,946.83 None Total Liabilities . . . . . . . $ 2,564,726.15 STATEMENT Showing condition at the close of business December 31, 1966, of THE CITIZENS AND SOUTHERN EMORY BANK Decatur {DeKalb), Ga. As called for by the Superintendent of Banks JOHN F. INGRAM, JR., President. Date of Charter: 12-11-1950 W. FRANK McKINLEY, Cashier. Began Business: 4-16-1951 ASSETS Cash, balances with other banks, and cash items in process of collection. $ 3,712,957.62 United States Government obliga- tions, direct and guaranteed . . . 1,995,195.32 Obligations of States and political subdivisions . . . . . . . . . . 2,832,773.86 Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . None Other securities, corporate stocks and stock in Federal Reserve Bank. . 1,837.50 Loans and discounts, including over drafts . . . . . . . . . . . . . 13,823,667.78 Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . 347,858.35 Real estate owned other than bank premises . . . . . . . . . . . . None Customers' liability to this bank on acceptances outstanding None Other assets . . 127,769.66 Total Assets . . . . $ 22,842,058.09 LIABILITIES Demand deposits . . . . . . . . $ 8,967,551.37 Time and savings deposits . . . . 10,638,241.92 Deposits of U.S. Government ... 133,714.27 Deposits of States and political sub- divisions . . . . . . . . . . . . 650,369.99 Deposits of banks . . . . . . . . None Certified and officers' checks, etc. . . 24,622.69 Other liabilities for borrowed money . None Acceptances executed by or for ac- count of this bank and outstand- ing . . . . . . . . . . . None Other liabilities . . . . . . . 1,344,993.50 Capital notes and debentures . None Preferred stock . None Common stock . 350,000.00 Surplus .... 350,000.00 Undivided profits 182,564.35 Reserves . . . . 200,000.00 Total Liabilities . . . . . . . $ 22,842,058.09 54 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of TONEY BROTHERS BANK Doerun (Colquitt j, Ga. As called for by the Superintendent of Banks J. W. TONEY, President. Date of Charter: 7-11-1945 J. W. TONEY, Cashier. Began Business: 7-31-1945 ASSETS Cash, balances with other banks, and cash items in procc~\ of collection . United States Government obliga- tions, direct and guaranteed . . Obligations of States and political subdivisions ...... Securities of Federal agencies and cuo.srp. orations not guaranteed by Other securities. corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . ........ Bank premise\, furniture and fixtures, and other assets representing bank premises . . . . . . . . . Real estate owned other than bank premises Customers' liability to this bank on acceptances outstanding Other assets . Total Assets . . . . 754,549.79 148,000.00 29.257.68 None None 1.630.636.42 7.800.00 None None None 2.570,243.89 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . 0 0 0 Deposits of banks . . . . . . .. Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves I ,264,608.18 798,027.66 2,065.00 183,720.51 50,000.00 6,644.97 None None 2,734.74 None None 50,000.00 100,000.00 56,442.83 56,000.00 Total Liabilities . . . . . . . $ 2,570,243.89. STATEMENT Showing condition at the close of business December 31, 1966, of COMMERCIAL STATE BANK Donalsonville (Seminole), Ga. As called for by the Superintendent of Banks W. H. VAN LANDINGHAM, President. Date of Charter: 10-21-1938 ELLEN G. SPIER, Cashier. Began Business: 12-16-1938 ASSETS Cash, balances with other banks, and cash items in process of collection . United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuosrp.orat.ion. s. n.ot. .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 835.386.44 398.483.00 474.012.24 100.000.00 None 2.670.491.01 .17 .446..10 18.088 ..16 None 20.6.12X1 Total Assets . . .. $ 4,554.540.18 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . .. Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . 1.980,829.53 1,272,744.35 24,947.17 724,466.48 99,333.63 42,181.46 None None 35.947.31 None None 100.000.00 150.000.00 80.909.64 43.180.61 Total Liabilities . . . . . . . $ 4,554,540.18 FORTY-SEVENTH ANNUAL REPORT 55 STATEMENT Showing condition at the close of business December 31, 1966, of MERCHANTS AND FARMERS BANK Donalsonville (Seminole), Ga. As called for by the Superintendent of Banks W. GAYLORD CUMMINGS, President. Date of Charter: 9-24-1925 E. H. HOWARD, Cashier. Began Business: 9-24-1925 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by u.s. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 563,223.03 I ,421,406.83 201,660.12 None None 1,282,701.99 33,374.84 None None 3,110.00 Total Assets . . . . . $ 3,505,476.81 LIABILITIES Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing ...... . Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus . Undivided profits Reserves . . . . I ,545,441.13 1,081,910.89 20,108.62 559,611.94 None 6,684.07 None None None None None 100,000.00 150,000.00 41.720.16 None Total Liabilities . . . . . . . $ 3,505,476.81 STATEMENT Showing condition at the close of business December 31, 1966, of COFFEE COUNTY BANK Douglas (Coffee), Ga. As called for by the Superintendent of Banks H. L. SHANNON, President. Date of Charter: 6-19-1931 HARVEL NORRIS, Cashier. Began Business: 7-1-1931 ASSETS Cash, balances with other banks, and cash items in process of collection . United States Government obliga- tions, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . Securities of Federal agencies and cuo.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities. corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts ....... .... Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . Total Assets 1,032,627.33 4,296,815.27 None 150,000.00 None 1,492,549.33 40,619.52 None None None 7.012.611.45 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other Liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2.864,573.36 2,252,429.40 13,403.42 I ,092.945.33 110,447.41 19,148.11 None None None None None 100.000.00 300.000.00 247,780.67 11,883.75 Total Liabilities . . . . . . . $ 7,012,611.45 56 DEPARTMENT OF BANKING STATEMENT Showing condition at thf' close of business December 31, 1966, of THE FARMERS BANK Douglas (Coffee) , Ga. As called for by the Superintendent of Banks F. S. STUBBS, SR., President. Date of Charter: 5-22-1945 W. L. WILLIS, Cashier. Began Business: 7-5-1945 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Secuiities of Federal agencies and corporations not guaranteed by U.S. Other securi ties, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 1,953,243.55 2,481,282.83 1,671,313.39 None None 5,621,391.02 94,798.80 None None None Total Assets $ 11,822,029.59 LIABILITIES Demand deposits . . . . $ Time and savings deposits . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions ... Deposits of banks . . . . . . . Certified and officers' checks, etc.. Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus Undivided profits Reserves 5,081,942.29 3,287,759.65 125,336.42 1,745,218.75 446,927.76 82,262.58 None None 89,338.35 None None 300,000.00 400,000.00 228,243.79 35,000.00 Total Liabilities . $ 11,822,029.59 STATEMENT Showing condition at the close of business December 31, 1966, of THE CITIZENS BANK OF DOUGLASVILLE Douglasville (Douglas), Ga. As called for by the Superintendent of Banks I. S. OWINGS, President. Date of Charter: 8-11-1959 DAN S. GRIMES, Cashier. Began Business: 5-9-1960 ASSETS Cash, balances with other banks, and cash items in process of collection. $ United States Government obliga- tions, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by U.S. " Other securities, corporate stocks and stock in Federal Reserve Bank. Loans and discounts, including over- drafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 497,399.90 930,384.89 43,070.00 None None 1,725,353.76 64,053.92 None None 2,408.00 Total Assets $ 3,262,670.47 LIABILITIES Demand deposits . . . . . . .$ Time and savings deposits . . Deposits of U.S. Government ... Deposits of States and political sub- divisions ... Deposits of banks . . . . . . . Certified and officers' checks, etc.. Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus Undivided profits Reserves 1,243,529.64 1,200,101.96 143,400.28 330,822.70 None 26,273.96 None None 104,836.82 None None 100,000.00 70,000.00 40,705.11 3,000.00 Total Liabilities $ 3,262,670.47 FORTY-SEVENTH ANNUAL REPORT 57 STATEMENT Showing condition at the close of business December 31, 1966, of THE COMMERCIAL BANK Douglasville (Douglas), Ga. As called for by the Superintendent of Banks RAYMOND L. LLOYD, President. . Date of Charter: 4-24-1942 J. A. COLLINS, Cashier. Began Business: 5-1-1942 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and cuo.srp. orations not guaranteed by Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 499,923.24 1,753,540.88 639,732.69 None None 2,275,536.11 117,184.93 None None 13,034.78 Total Assets $ 5,298,952.63 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,908,534.85 1,763,823.10 39,004.77 1,061,981.39 None 38,039.73 None None 81,362.14 None None 125,000.00 175,000.00 106,206.65 None Total Liabilities . . . . . . . $ 5,298,952.63 STATEMENT Showing condition at the close of business December 31, 1966, of CITIZENS AND SOUTHERN BANK OF DUBLIN Dublin (Laurens), Ga. As called for by the Superintendent of Banks W. S. SIMMONS, President. Date of Charter: 10-29-1928 THERON A. JERNIGAN, Cashier. Began Business: 11-1-1928 ASSETS Cash, balances with other banks, and cash items in process of collection . $ 1,644,355.20 United States Government obliga- tions, direct and guaranteed . . . 2,821,064.29 Obligations of States and political subdivisions . . . . . . . . . . . 2,362,549.85 Securities of Federal agencies and cuo.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. 453,497.01 Other securities, corporate stocks and stock in Federal Reserve Bank . . 2,362.50 Loans and discounts, including over- drafts . . . . . . . . . . . . . 10,992,220.38 Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . 211,107.20 Real estate owned other than bank premises . . . . . . . . . . None Customers' liability to this bank on acceptances outstanding None Other assets . . 134,048.76 Total Assets . . . . $ 18,621,205.19 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 5,600,546.75 8,707,553.09 94,050.30 1,201,043.90 665,405.75 100,340.43 None None 1,068,923.29 None None 300,000.00 300,000.00 308,927.91 274,413.77 Total Liabilities . . . . . . . $ 18,621,205.19 58 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of FARMERS AND MERCHANTS BANK Dublin (Laurens) , Ga. As called for by the Superintendent of Banks L. P. KEEN, President. Date of Charter; 5-26-1910 WALLACE E. MILLER. Cashier. llegan Business: 7-6-1910 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 531,940.29 3,245,830.66 10,000.00 1,462,535.36 None 2,933,165.97 145,769.54 None None 8,035.66 Total Assets . . . . 9,337,277.48 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 3,640,322.89 3,174,073.18 204,296.85 948,988.07 753,798.39 31,402.68 None None None None None 250,000.00 100,000.00 98,515.66 135,879.76 Total Liabilities . . . . . . . $ 9,337,277.48 STATEMENT Showing condition at the close of business December 31, 1966, of THE MORRIS STATE BANK Dublin (Laurens), Ga. As called for by the Superintendent of Banks S. BARRON SMITH, President. Date of Charter: 7-31-1958 LEWIS RICH, Cashier. Hegan Business 10-2-1958 ASSETS Cash, balances. with other banks, and cash items in process of collection. $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. orat.ion. s. n. o.t .gu.a.ra.nte'ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,037,637.60 1,390,562.38 65,903.65 699,975.00 None 2,856,082.40 62,003.08 II ,088.00 None None Total Assets . . . . . $ 6,123,252.11 LIABILITIES Demand deposits . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,832,943.79 2,740,696.28 7,107.38 844,691.36 12,032.09 106,038.65. None None 148,293.70 None None 200,000.00 100,000.00 131,448.86 None Total Liabilities . . . . . . . $ 6,123,252.11 FORTY-SEVENTH ANNUAL REPORT 59 STATEMENT Showing condition at the close of business December 31, 1966, of BANK 01' DUDLEY Dudley (Laurens), Ga. As called for by the Superintendent of Banks MRS. qLADYS C. HOGAN, President. Date of Charter: 10-2-1905 FRANCES J. REINHARDT, Cashier. Began Business: 11-1905 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp.orat.io.ns. n.o.t .g.ua.ra.nte.e.d .b.y - Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 960,572.76 430,180.41 543,332.12 132,699.77 None 1,724,178.32 1.00 1.00 None None Total Assets . . . . . $ 3,790,965.38 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . .. Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,191,221.63 1,607,197.34 16,779.75 353,627.76 72,457.41 20,685.68 None None 46,168.91 None None 150,000.00 150,000.00 114,749.67 68,077.23 Total Liabilities . . . . . . . $ 3,790,965.38 STATEMENT Showing condition at the close of business December 31, 1966, of THE BANK OF DULUTH Duluth (Gwinnett) , Ga. As called for by the Superintendent of Banks C. M. PARSONS, JR., President. Date of Charter: 1-22-1945 EWELL A. ARNOLD, Cashier. Began Business: 2-17-1945 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 445,117.76 1,213,182.21 465,201.08 25,000.00 None 2,435,097.38 99,248.79 None None 32,580.23 Total Assets . . . . . $ 4,715,427.45 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other lil'bilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,508,732.84 2,027,057.90 27,454.33 612,008.71 None None None None 179,190.80 None None 100,000.00 163,200.00 97,782.87 None Total Liabilities . . . . . . . $ 4,715,427.45 60 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF EASTMAN Eastman (Dodge), Ga. As called for by the Superintendent of Banks JOHN F. JESSUP, President. Date of charter: 12-28-1918 RUSSELL S. HARRELL, Cashier. Began Business: 1-2-1919 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by u.s. . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,034,150.50 1,710,442.33 572,117.30 860,103.56 100,000.00 3,338,290.41 27,601.19 None None None Total Assets . . . . 7,642,705.29 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divrsions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing .......... Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . . 2,963,050.95 3,304,215.25 25,825.73 596,769.27 146,537.93 5,333.49 3,075.00 None 141,246.82 None None 200,000.00 150,000.00 106,650.85 None Total Liabilities . . . . . . . $ 7,642,705.29 STATEMENT Showing condition at the close of business December 31, 1966, of CITIZENS BANK & TRUST COMPANY Eastman (Dodge), Ga. As called for by the Superintendent of Banks CHARLES SMYLY, President. Date of Charter: 3-12-1949 MRS. WILMATINE McCRANIE, Cashier. Began Business: 4-1-1949 ASSETS Cash, balances with other banks, and cash iterns in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by US. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 702,408.91 1,036,625.00 655,853.95 None 196,808.36 2,394,768. 73 25,406.11 36,400.00 None None Total Assets . . . . 5,048,271.06 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . . 2,145,398.84 1,914,429.17 81,566.46 465,569.91 44,096.76 None None None 34,387.72 None None 150,000.00 150,000.00 62,822.20 None Total Liabilities . . . . . . . $ 5,048,271.06 FORTY-SEVENTH ANNUAL REPORT 61 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF FULTON COUNTY East Point (Fulton), Ga. As called for by the Superintendent of Banks W. RAY HOUSTON, LEONARD L. LOWE, President. Date of Charter: 3-22-1934 Cashier. Began Business: 4-2-1934 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuosrp.orat.ion. s. n. o.t .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furnituce and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 2,380,440.66 3,393,897.38 2,234,024.16 2,039,355.23 None 9,424,755.90 254,742.55 13,500.00 None 197,729.73 Total Assets . . . . . $ 19,938,445.61 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . : . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 9,028,188.55 4,506,026.00 164,959.44 4,172,566.93 5,503.95 106,012.19 None None 467,590.17 None None 500,000.00 800,000.00 187,598.38 None Total Liabilities . . . . . . . $ 19,938,445.61 STATEMENT Showing condition at the close of business December 31, 1966, of THE CITIZENS AND SOUTHERN BANK OF EAST POINT East Point (Fulton), Ga. As called for by the Superintendent of Banks EUGENE E. JONES, President. Date of Charter: 11-12-1948 EDWARD J. KORB. Cashier. Began Business: 11-19-1948 ASSETS Cash, balances with other banks, and cash items in process of collection . $ 2,224,867.55 United States Government obliga- tions, direct and guaranteed . . . 2,526,373.46 Obligations of States and political subdivisions . . . . . . . . . . I ,923,123.82 Securities of Federal agencies and cOrporations not guaranteed by U.S. . . . . . . . . . . . . . None Other securities, corporate stocks and stock in Federal Reserve Bank : . 2,125.00 Loans and discounts, including over- drafts . . . . . . . . . . . . . 11,969,747.39 Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . 275,989.98 Real estate owned other than bank premises . . . . . . . . . . . . None Customers' liability to this bank on acceptances outstanding None Other assets . . 111,623.70 Total Assets . . . . . $ 19,033,850.90 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital 'notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . . 6,939,443.57 7,582,404.32 280,932.69 1,196,865.14 177,295.07 21,570.93 None None 1,406, 168.73 None None 450,000.00 300,000.00 214,535.57 464,634.88 Total Liabilities . . . . . . . $ 19,033,850.90 62 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of FARMERS & MERCHANTS BANK Eatonton (Putnam), Ga. As called for by the Superintendent of Banks L. 0. BENTON, JR., President. Date of Charter: 10-30-1922 R. L. HARRISON, Cashier. Began Business: 11-15-1922 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by U.S. Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including overdrafts Bank premises, furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises Customers' liability to this bank on acceptances outstanding Other assets 664,268.47 917,111.84 176,466.16 None None 2,491,000.89 79,331.60 None None 2,771.40 Total Assets $ 4,330,950.36 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,541,414.75 2,113,017.60 12,414.35 332,322.82 None 89,141.59 None None None None None 100,000.00 125,000.00 17,639.25 None Total Liabilities . . . . . . . $ 4,330,950.36 STATEMENT Showing condition at the close of business December 31, 1966, of THE PEOPLES BANK Eatonton (Putnam), Ga. As called for by the Superintendent of Banks A. F. ADAMS, President. Date of Charter: 3-16-1944 HOWARD L. HARRISON, Cashier. Began Business: 5-1-1944 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 343,980.05 820,840.16 45,840.30 165,311.51 None 1,445,886.26 63,114.62 None None 493.72 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 957,512.27 1,171,209.84 25,341.59 497,961.65 None 6,529.26 None None 27,351.39 None None 100,000.00 64,000.00 35,560.62 None Total Assets . . . . $ 2,885,466.62 Total Liabilities . . . . . . . $ 2,885,466.62 - - - - - - - - - - - --"-----~----'-------------------- FORTY-SEVENTH ANNUAL REPORT 63 STATEMENT Showing condition at the close of business December 31, 1966, of THE BANK OF EDISON Edison (Calhoun), Ga. As called for by the Superintendent of Banks C. W. LOWE, President. Date of Charter: 9-24-1904 '1'. 0. MANRY, Cash1er. Began Business: 1904 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp. orat.ion. s. n. o.t .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 495,326.75 756,228.25 755,837.98 384,737.50 None 2,0~4,280.78 36,482.56 None None 13,509.72 Total Assets . . . . . $ 4,496,403.54 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . Deposits of States and political sub divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . . . . . . . . . . Other liabilities . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . Undivided profits Reserves . . . . 1,391,565.37 1,903,392.36 22,445.76 721,228.33 49,831.63 23,712.71 None None 57,388.98 None None 100,000.00 150,000.00 76,838.40 None Total Liabilities . . . . . . $ 4,496,403.54 STATEMENT Showing condition at the close of business December 31, 1966, of GRANITE CITY BANK Elberton (Elbert), Ga. As called for by the Superintendent of Hanks A. D. WILBURN, President. Date of Charter: 12-3-1927 THOMPSON HOLLOMAN, Cashier. Beg-an Business: 1-2-1928 ASSETS Cash, balances with other banks, and cash items in process of collection. $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock i.n Federal Reserve Bank. . Loans arid discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,035,600.12 1,233,146.86 731,342.98 None 21;000.00 5,228,190.16 412,744.83 None None 37,751.08 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,945,572.62 3,498,732.10 199,194.39 955,271.16 24,537.41 19,987.83 None None 247,863.89 None None 240,000.00 460,000.00 107,947.25 669.3S Total Assets . . . . $ 8,699.776.()3 Total Liabilities . . . . . . . $ 8,699,776.03 ----------------------- ---------- 64 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF ELLAVILLE EllaVille (Schley), Ga. As called for by the Superintendent of Banks DR. L. S. BOYETTE, President. Date of Charter: 9-10-1910 RICHARD G. CALLAWAY, Cashier. Began Business: 9-16-1910 ASSETS Cash, balances with other banks, and cash i terns in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. orat.io.ns. n.o.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank .. Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 415,950.59 484,183.16 463,637.54 None None 1,213,054.12 11,848.98 1.00 None 1,806.00 Total Assets . . . . . $ 2,590,481.39 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,064,533.37 721,889.94 13,424.18 438,260.08 None 10,430.59 None None None None None 50,000.00 100,000.00 191,943.23 None Total Liabilities . . . . . . . $ 2,590,481.39 STATEMENT Showing condition at the close of business December 31, 1966, of THE BANK OF ELLIJAY Ellijay (Gilmer), Ga. As called for by the Superintendent of Banks E. T. HUDSON, Presideit. Date of Charter: 5-21-1914 JAMES R. PACK, Cashier. Began Business: 6-1-1914 ASSETS Cash, balances with other banks, and cash items in process of collection . ~$ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 844,736.27 1,298,700.00 475,805.77 850,000.00 None 1,941,768.70 25,000.00 None None 15,512.67 Total Assets . . $ 5,451,523.41 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. -' . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . . 2,344,149.91 2,173,494.45 49,348.60 352,999.67 None 54,670.38 None None 48,576.28 None None 100,000.00 100,000.00 8,284.12 220,000.00 Total Liabilities . . . . . . . $ 5,451,523.41 FORTY-SEVENTH ANNUAL REPORT 65 STATEMENT Showing condition at the close of business December 31, 1966, of FAIRBURN BANKING COMPANY Fairburn (Fulton), Ga. As called for by the Superintendent of Banks Y. H. LONGINO, President. Date of Charter: 9-14-1891 MRS. WINNER B. LONGINO, Cashier. Began Business: 1902 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp. orat.ion. s. n.o.t .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representjng bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 536,310.87 1,330,551.25 93,404.21 525,000.00 None 2,514,583.89 !04,12J.l5 None None 66,218.45 Total Assets . . . . $ 5,170,189.82 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,513,140.85 1,751,152.87 37,483.67 400,397.57 8,613.22 12,048.11 None None 88,134.14 None None 125,000.00 100,000.00 5,000.00 129,219.39 Total Liabilities . . . . . . . $ 5,170,189.82 STATEMENT Showing condition at the close of business December 31, 1966, of FARMERS AND MERCHANTS BANK Fayetteville (Fayette), Ga. As called for by the Superintendent of Banks H. P. REDWINE, President. Date of Charter: 2-16-1906 H. R. REDWINE, Cashier. Began Business: 3-13-1906 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 295,010.41 836,253.76 227,328.79 250,031.20 None 2,449,425.98 102,159.&0 None None 16,255.24 Total Assets . . . . $ 4, 176,464.98 LIABILITIES Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . .. 1,241,126.50 1,429,040.08 16,438.51 932,234.62 2,677.34 33,685.39 None None 263,749.78 None None 100,000.00 100,000.00 33,957.03 23,555.73 Total Liabilities . . . . . . . $ 4, 176,464.98 66 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF FINLEYSON Finleyson (Pulaski), Ga. As called for by the Superintendent of Banks CLARENCE FINLEYSON, President. nate of Charter: 9-20-1910 MATTIE C. CONNER, Cashier. Began Business: 9-20-1910 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obliga- tions, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by u.s. Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including over- drafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises ... ... Customers' liability to this bank on acceptances outstanding Other assets Total Assets $ 137,183.93 121,920.00 None 349,925.00 None 134,527.68 486.83 None None None 744,043.44 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 427,479.93 40,134.09 None 90,192.39 None 10,515.79 None None 10,413.96 None None 25,000.00 75,000.00 25,000.00 40,307.28 Total Liabilities . . . . . . . $ 744,043.44 STATEMENT Showing condition at the close of business December 31, 1966, of THE FIRST STATE BANK OF FITZGERALD Fitzgerald (Ben Hill), Ga. As called for by the Superintendent of Banks B. I. ANDERSON, President. Date of Charter: 6-24-1948 W. P. HERLOVICH, Cashier. Began Business: 7-19-1948 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuosrp.orat.ion. s. n.ot. .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 755,925.98 758,690.50 25,166.40 700,025.05 None 2,589,381.00 119,267.30 None None 4,590.00 Total Assets . . . . $ 4,953,046.23 LIABILITIES Demand deposits . . . . .$ Time and savings deposits . . Deposits of U.S. Government ... Deposits of States and political sub- divisions Deposits of banks Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus . . . . Undivided profits Reserves I ,650,308.29 2,236,878.64 32,187.41 428,099.79 110,344.57 !8,675.33 None None 10,000.00 None None 100,000.00 300,000.00 66,552.20 None Total Liabilities . $ 4,953,046.23 FORTY-SEVENTH ANNUAL REPORT 67 STATEMENT Showing condition at the close of business December 31, 1966, of THE CITIZENS BANK Folkston (Charlton), Ga. As called for by the Superintendent of Banks J. H. LESTER, JR., President. Date of Charter: 12-12-1911 CHAS. R. OUTLER, JR., Cashier. Began Business: 1-4-1912 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by u.s. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,081,133.11 1,351,686.88 718,814.33 None None 4,016,066.48 178,560.46 31,467.77 None 3,821.41 Total Assets . . . . . $ 7,381,550.44 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . ... Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,149,934.35 3,606,031.73 39,407.89 726,026.57 None 922.99 None None 257,508.63 None None 200,000.00 200,000.00 201,718.28 None Total Liabilities . . . . . . . $ 7,381,550.44 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF FOREST PARK Forest Park (Clayton), Ga. As called for by the Superintendent of Banks C. G. DUNCAN, SR., President. Date of Charter: 5-9-1956 MARION A. GADDY, Cashier. Began Business: 10-15-1956 ASSETS Cash, balances with other banks. and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 926,493.04 1,287,792.50 843,614.60 747,550.00 None 4,330,716.89 107,274.80 None None 26,346.74 Total Assets . . . . $ 8,269,788.57 LIABILITIES Demand deposits . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . .. 3,822,912.67 2,773,387.79 107,755.16 756,385.04 None 65,809.38 None None 157,755.73 None None 320,000.00 220,000.00 45,782.80 None Total Liabilities . $ 8,269,788.57 68 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of THE CITIZENS BANK OF CLAYTON COUNTY Forest Park (Clayton), Ga. As called for by the Superintendent of Banks CHAS. E. WELLS, President. Date of Charter: 6-26-1964 HERMAN R. WALKER, Cashier. Began Business: 11-21-19,64 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by u.s. Other securities. corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including overdrafts Bank premises. furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises Customers' liability to this bank on acceptances outstanding Other assets 408,507.77 1,467,382.48 688,301.20 None None 2,914,626.43 187,843.85 None None 20,532.83 Total Assets $ 5,687,194.56 LIABILITIES Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,302,972.78 1,556,436.83 42,277.25 969,627.79 110,000.00 3,110.21 None None 247,792.24 None None 200,000.00 200,000.00 54,977.46 None Total Liabilities . . . . . . . $ 5,687,194.56 STATEMENT Showing condition at the close of business December 31, 1966, of CITIZENS BANK OF FORSYTH Forsyth (Monroe), Ga. As called for by the Superintendent of Banks N. A. HARDIN, President : Date of Charter: 2-17-1920 G. A. BANKS, Cashier. Began Business: 3-1-1920 ASSETS Cash, balances with other banks, and cash items in process of collection. :$ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . Customers' liability to this bank on acceptances outstanding .. Other assets . . 1,389,029.56 896,266.51 203,939.60 None None 505,761.64 5,734.81 24,000.00 None None Total Assets $ 3,024,732.12 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,549,070.64 263,260.00 721,000.00 81,697.91 None 9,580.83 None None 355.78 None None 40,000.00 60,000.00 35,866.67 263,900.29 Total Liabilities . . . . . . . $ 3,024,732.12 FORTY-SEVENTH ANNUAL REPORT 69 STATEMENT Showing condition at the close of business December 31, 1966, of THE FARMERS BANK Forsyth (Monroe), Ga. As called for by the Superintendent of Banks R. 0. PERSONS, JR., President. Date of Charter: 3-9-1910 C. E. MACKEY Cashier. Benn Business: 1910 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by u.s. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 277,740.58 905,015.21 None 200,250.00 None 1,378,237.81 5,052.00 None None 6,270.42 Total Assets . . . . $ 2,772,566.02 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 908,538.11 1,118,780.54 88,240.73 413,137.53 None 7,142.34 None None 3,500.00 None None 100,000.00 100,000.00 33,226.77 None Total Liabilities . . . . . . . $ 2,772,566.02 STATEMENT Showing condition at the close of business December 31, 1966, of MONROE COUNTY BANK Forsyth (Monroe), Ga. As called for by the Superintendent of Banks CHARNER W. HILL, President. Date of Charter: 11-2-1908 JAS. M. McCARTY, Cashier. Began Business: 10-15-1908 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp. orat.ion.s. n.o.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock i,n Federal Reserve Bank . . Loans arftl discounts, including over~ drafts . . . . . . . . . . . .. Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 412,457.83 832,909.09 670,534.52 638,839.06 None 1,621,711.88 3,301.32 None None None Total Assets . . . . $ 4,179,753.70 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,515,499.94 1,974,230.22 20,535.71 320,872.82 None 16,505.63 None None 31,672.64 None None 25,000.00 100,000.00 100,436.74 75,000.00 Total Liabilities . . . . . . . $ 4,179,753.70 70 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of FORT GAINES BANKING COMPANY Fort Gaines (Clay), Ga. As called for by the Superintendent of Banks R. H. MORRIS, President. Date of Charter: 2-11-1937 JAS. A. BROWN, Cashier. Began Business: 2-15-1937 ASSETS Cash. balances with other banks, and cash items in process of collection . United States Government obliga- tions, direct and guaranteed . . Obligations of States and political subdivisions . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities. corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . . . . . Bank premises. furniture and fixtures, and other assets representing bank premises ....... . Real estate owned other than bank premises Customers' liability to this bank on acceptances outstanding Other assets Total Assets . . . . 345,734.32 1,257,405.00 236,869.50 212,105.86 None 312,480.79 65,985.47 None None None 2,430,580.94 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,062,032.41 734,641.96 2,165.00 328,996.52 None 6,455.32 None None 3,579.30 None None 50,000.00 100,000.00 101,584.67 41,125.76 Total Liabilities . . . . . , . $ 2,430,580.94 STATEMENT Showing condition at the close of business December 31, 1966, of FORT OGLETHORPE STATE BANK Fort Oglethorpe (Catoosa), Ga. As called for by the Superintendent of Banks DREW E. BASKINS, President:' Date of Charter: 12-4-1963 W. ROYCE FRICKS, Cashier. Began Business: 8-7-1964 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts. including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 454,099.45 467,483.61 I 8,161.47 None None 1,316.936.91 78,229.3 I None None 2.272.4 I Total Assets . . . . 2,D7.181.16 LIABILITIES Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing ...... . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 657,103.21 145,384.64 17,029.85 279,527.74 None 14,595.44 None None 7,460.79 None None 150,000.00 30,000.00 36.281.49 None Total Liabilities . $ 2,337,383.16 FORTY-SEVENTH ANNUAL REPORT 71 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF FORT VALLEY Fort Valley (Peach), Ga. As called for by the Superintendent of Banks ALBERT McCOWEN, JR. J. EDWARD TYSON, President. Cashier. Date of Charter: 10-11-1924 Began Business: 10-15-1924 =~=-=-==-========-=====-========~============================ ASSETS LIABILITIES Cash, balances with other banks, and cash items in precess of collection . $ United States Government obliga- tions, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by U.S. Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including over- drafts Bank premises, furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises Customers' liability to this bank on acceptances outstanding Other assets 630,60H.Hl I ,584,890.64 1,131,230.32 350,000.00 None 3,687,330.47 340,021.60 1,881.08 None None Demand deposits . . . . . . ... $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political subdivisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for account of this bank and outstanding . . . . . . . . . . . Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,873,502.62 2,290,422.32 124,542.05 1,439,491.50 None 34,600.51 None None 64,422.09 None None 300,000.00 400,000.00 198,981.83 None Total Assets $ 7,725,962.92 Total Liabilities . . . . . . . $ 7,725,962.92 STATEMENT Showing condition at the close of business December 31, 1966, of THE CITIZENS BANK Fort Valley (Peach) , Ga. As called for by the Superintendent of Banks C. E. MOORE, President. Date of Charter: 12-24-1906 WM. H. HUCKABEE, Cashier. Began Business: 1-1-1907 ASSETS Cash, balances with other banks, and cash items in process of collection . United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp. orat.ion. s. n. ot. .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 820,799.95 866,732.79 313,164.79 None 1,000.00 2,892,013.37 155,339.96 6,684.25 None None Total Assets . . $ 5,055,735.11 ~~---------~~- LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . .. Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other lillbilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,730,176.33 I ,818,466.66 113.324.30 618,442.29 None 146,688.92 None None 110,654.58 None None 120,000.00 280,000.00 117,982.03 None Total Liabilities . . . . . . . $ 5,055,735.11 72 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of THE BANK OF HEARD COUNTY Franklin (Heard}, Ga. As called for by the Superintendent of Banks T. W. GOODSON, President. Date of Charter: 10-14-1905 THOMAS W. GOODSON, JR., Cashier. Began Business: 10-18-1905 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by u.s. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . _. . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 319,109.15 743,270.55 68,973.31 449,800.00 None 853,981.48 52,499.77 None None None Total Assets . . . . $ 2,487,634.26 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 906,868.73 968,805.29 8,983.66 306,580.84 None 5,661.10 None None 449.40 None None 50,000.00 175,000.00 30,285.24 35,000.00 Total Liabilities . . . . . . . $ 2,487,634.26 STATEMENT Showing condition at the close of business December 31, 1966, of THE CITIZENS BANK Gainesville (Hall), Ga. As called for by the Superintendent of Banks HEYWARD C. HOSCH, President. Date of Charter: 5-19-1913 HARRY E. MARTIN, Cashier. Began Business: 6-1913 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by u.s. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1 ,237,982.07 3,478,305.94 324,573.72 600,000.00 155,000.00 5 ,956,272. 78 112,830.98 None None 3,608.01 Total Assets . . . . $ 11,868,573.50 LIABILITIES Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . . 5,384,788.27 4,170,840.19 259,770.95 1,023,706.00 39,610.81 6,383.72 None None 97,591.73 None None 300,000.00 250,000.00 335,881.83 None Total Liabilities . . . . . . . $ 11,868,573.50 FORTY-SEVENTH ANNUAL REPORT 73 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF GIBSON Gibson (Glascock), Ga. As called for by the Superintendent of Banks LOUIE H. GRIFFIN, M.D., President. nate of Charter: 11-7-1905 E. E. GRIFFIN, JR., Cashier. Began Business: 11-27-1905 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp.orat.ion. s. n.ot. .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 139,247.34 735,625.00 113,019.71 None None 128,677.03 10,500.00 None None None LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 555,620.94 None None 480,000.00 None 378.24 N;)ne None None None None 25,000.00 37,500.00 28,569.90 None Total Assets . . . . . $ 1,127,069.08 Total Liabilities . . . . . . . $ 1,127,069.08 ------------------------------------~---------------------------------- STATEMENT Showing condition at the close of business December 31, 1966, of CITIZENS BANK Glennville (Tattnall), Ga. As called for by the Superintendent of Banks T. R. SMITH, President. Date of Charter: 12-31-1942 MRS. MARGARET D. BACON, Cashier. Began Business: 1-4-1943 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 504,081.12 630,454.00 52,000.00 349,875.00 None 936,520.91 18,391.90 None None None Total Assets . . . . . $ 2,491,322.93 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 787,062.54 1,000,699.32 8,916.58 395,703.74 None 1,962.47 None None 23,653.97 None None 60,000.00 60,000.00 153,324.31 None Total Liabilities . . . . . . . $ 2,491,322.93 74 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of THE GLENNVIllE BANK Glennville (Tattnall), Ga. As called for by the Superintendent of Banks J. A. BACON, President. Date of Charter: 1-12-1905 J. A. ROGERS, Cashier. Began Business: 1-18-1905 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. orat.ion. s. n. ot. .gu.ar.an.te.ed. .by- Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . - Bank premises, furniture- and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 650,711.40 505,040.00 223,184.33 300,000.00 None 2,788,492.88 14,038.42 None None None Total Assets . . . . $ 4,481,467.03 LIABILITIES Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,441,044.00 2,165,078.24 8,968.67 402,518.03 None 22,605.41 None None 36,198.54 None None 100,000.00 150,000.00 155,054.14 None Total Liabilities . . . . . . . $ 4,481,467.03 STATEMENT Showing condition at the close of business December 31, 1966, of THE GORDON BANK Gordon lWilkinson), Ga. As called for by the Superintendent of Banks R. F. GIBBS, President. Date of Charter: 6-8-1946 DONALD R. GIBBS, Cashier. Began Business: 8-1-1946 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp. orat.io.ns. n.o.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 400,665:82 349,578.13 103,106.88 479,937.50 None 1,114,476.02 81,747.74 None None None Total Assets . . . . $ 2,529.512.09 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 783,502.51 1,190,965.48 4,675.00 269,022.85 None 561.49 None None None J None None 70,000.00 130,000.00 80,784.76 None Total Liabilities . $ 2,529,512.09 FORTY-SEVENTH ANNUAL REPORT 75 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF GRAY Gray (Jones), Ga. As called for by the Superintendent of Banks THAD. G. CHILDS, President. Date of Charter: 8-23-1909 MRS. VENTURIA A. LAZENBY, Cashier. Began Business: 8-28-190~ ASSETS Cash. balances with other banks, and cash items in precess of collection . United States Government obliga- tions, direct and guaranteed . . . Obligations of States and political subdivisions . Securities of F cderal agencies and corporations not guaranteed by U.S. .......... Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts ........ Bank premises, furniture and fixtures, and other assets representing bank premises . .... .. Real estate owned other than bank premises . Customers' liability to this bank on acceptances outstanding Other assets . . 954,192.01 386,937.50 70,739.65 100,000.00 None 769,760.59 29,058.08 None None None Total Assets . . . . $ 2,310,687.83 LJABILITIES Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . Capital notes and debentures . Preferred stock Common stock . Surplus . . Undivided profits Reserves . . . . 918,746.64 446,352.59 3,107.14 705,584.33 None 15,559.82 None None 31,036.00 None None 50,000.00 50,000.00 90,301.31 None Total Liabilities . . . . . . . $ 2,310,687.83 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF GREENSBORO Greensboro (Greene), Ga. As called for by the Superintendent of Banks H. D. GOODWIN, President. Date of Charter: 10-13-1926 C. WELDON SMITH, Cashier. Began Business: 10-14-1926 ASSETS Cash, balances with other banks. and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 679,801.01 561,183.67 390,648.59 647,652.35 None 2,048,728.43 56,502.00 None None None Total Assets . . . . . $ 4,384,516.05 LIABILITIES Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government . . , Deposits of States and political sub- divisions . ......... Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock . Surplus Undivided profits Reserves . . . . 1,126,254.40 2,268,166.06 40,259.20 502,703.57 50,000.00 49,308.61 None None None None None 100,000.00 225,000.00 22,824.21 None Total Liabilities . . . . . . . $ 4,384,516.05 76 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of THE CITIZENS BANK Greensboro (Greene), Ga. As called for by the Superintendent of Banks J. B. DOLVIN, President. Date of Charter: 3-.9-1946 L. C. MITCHELL, Cashier. Began Business: 4-1-1946 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp. orat.ion. s. n.ot. .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 207,721.48 863,060.89 154,994.16 424,798.44 None 1,094,615.09 65,869.95. None None 3,171.51 Total Assets . . . . 2,814,231.52 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certifit!d and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,101,814.45 I ,081,401,20 13,010.52 340,406.94 None 931.49 None None 524.00 None None 75,000.00 87,500.00 113,642.92 None Total Liabilities . . . . ... $ 2,814,231.52 STATEMENT Showing condition at the close of business December 31, 1966, of THE GREENVILLE BANKING COMPANY Greenville (Meriwether), Ga. As called for by the Superintendent of Banks R. J. ATKINSON, President. Date of Charter: 10-24-1887 R. M. PHILLIPS, Cashier. Began Business: 1891 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obliga- tions, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations u.s. not guaranteed by Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including over- drafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises Customers' liability to this bank on acceptances outstanding Other assets 564,208.91 684,960.28 187,740.95 360,151.25 None 912,071.96 10,210.90 None None 1,047.11 Total Assets $ 2,720,391.36 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . .. Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 935,898.07 916,931.32 21,728.61 612,537.20 None 7,555.75 None None 21,000.00 None None 50,000.00 75,000.00 79,740.41 None Total Liabilities . . . . . . . $ 2,720,391.36 FORTY-SEVENTH ANNUAL REPORT 77 STATEMENT Showing condition at the close of business December 31, 1966, of COMMERCIAL BANK & TRUST COMPANY Griffin (Spalding), Ga. As called for by the Superintendent of Banks C. T. PARKER, President. Date of Charter: 10-11-1889 CHARLES B. WYNNE, Cashier. Began Business: 10-9-1890 ASSETS Cash, balances with other banks, and cash items in precess of collection. $ 3,369,967.11 United States Government obliga- tions, direct and guaranteed . . . 5,454,484.45 Obligations of States and political subdivisions . . . . . . . . . . 3,631,115.74 Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . None Other securities, corporate stocks and stock in Federal Reserve Bank. . None Loans and discounts, including over- drafts . . . . . . . . . . . . . 15,328,049.67 Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . 462,911.86 Real estate owned other than bank premises . . . . . . . . . . None Customers' liability to this bank on acceptances outstanding None Other assets . . None Total Assets . . . . 28,246,528.83 LIABILITIES Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 9,145,982.83 11,584,854.73 245,004.98 3,498,158.53 330,245.03 185,844.39 None None 1,201,414.39 None None 800,000.00 I ,000,000.00 255,023.95 None Total Liabilities . . . . . . . $ 28,246,528.83 STATEMENT Showing condition at the close of business December 31, 1966, of JONES COUNTY BANK Haddock (Jones), Ga. As called for by the Superintendent of Banks L. M. WOODCOCK, President. Date of Charter: 7-14-1905 L. M. WOODCOCK, Cashier. Began Business: 7-25-1905 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . Total Assets . . . . $ 308,241.32 161,033.02 60,561.27 None None 396,669.28 59,012.99 None None 1,370.78 986,888.66 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . ... Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 545,442.80 !53,785.26 1,723.06 !50,000.00 None 473.95 None None None None None 25,000.00 95,000.00 15,463.59 None Total Liabilities . . . . . . . $ 986,888.66 78 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of CITIZENS BANK OF HAHIRA Hahira (Lowndes), Ga. As called for by the Superintendent of Banks D. K. HOLLIS, JR., President. Date of Charter: 2-12-1927 CEO. H. STALYEY, Cashier. Began Business: 2-21-1927 ASSETS Cash, balances with other banks, and cash items in process of collection . United States Government obliga- tions. direct and guaranteed . . Obligations of States and political subdivisions . Securities of Federal agencies and corporation~ not guaranteed by us. . ..... Other securities, corporate stocks and stnck in Federal Reserve Bank . Loans and discounts. including over- drafts Bank premises, furniture and fixtures, and other a~sets representing bank premises . Real estate owned other than bank prcmi~es . . Customers' liability to this bank on acceptances outstanding Other assets 620,551.53 213,036.07 108,580.18 199,703.13 None 1,581,038.40 59,620.45 7,100.00 None None Total Assets $ 2,789,629.76 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding Other liabilities Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves 1,275,655.3 1,100,738.5 2,335.0 120,353.4" 89,496.8 Non Non Non 32,667.4 Non Nont 50,000.0 100,000.0( 18,383. L Non< Total Liabilities . . . . . . . $ 2,789,629.7t STATEMENT Showing condition at the close of business December 31, 1966, of COMMERCIAL BANKING COMPANY Hahira (Lowndes), Ga. As called for by the Superintendent of Banks TALLEY LAWSON, V. A. GASKINS, President. Cashier. Date of Charter: 1-29-1946 ===:- = = = = ;= = == -c -= = =Bcegcan Business: 4-5-1945 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obliga- tions, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by U.S. Other securities. corporate stocks and stcck in Federal Reserve Bank . Loans and discounts, including over- drafts . . Bank premises, furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises Customers' liability to this bank on acceptances outstanding Other assets 135,936.01 783,452.16 5,000.00 None None 255,833.41 29,000.00 None None None LIABILITIES Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . Other liabilities . Capital notes and debentures . Preferred stock Common stock . Surplus Undivided profits Reserves . 426,822.9: 570,795.21 514.7~ 120,046.5S None 2,657.14 None None 9,726.58 None Non 25,000.0( 52,500.0( 1,158.11 Nont Total Assets $ 1,209,221.58 Total Liabilities . . . . . . . $ I ,209,221.58 FORTY-SEVENTH ANNUAL REPORT 79 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF HAMPTON Hampton (Henry), Ga. As called for by the Superintendent of Banks BEN 0. SIMS, President. Date of Charter: 12-31-1965 J. W. MARTIN, Cashier. Began Business: 2-1-1966 ASSETS Cash, balances with other banks, and cash items in precess of collection . United States Government obliga- tions, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and cuo.srp. orat.io.ns. .no.t .g.ua.ran.teed by Other securities. corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts ... .. ... Bank premises, furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises . . . . Customers' liability to this bank on acceptances outstanding Other assets Total Assets . . . . $ 94,957.85 107,720.32 None 48,750.00 None 398,568.49 13,984.74 None None None 663,981.40 LIABILITIES Demand deposits . . . . . . 0 $ 0 Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . .. Deposits of banks . 0 . . 0 0 . 0 Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing ........ . Other liabilities Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . 235,120066 161,560.49 6,523069 149,351.50 None 9,350.35 None None 988070 None None 50,000.00 30,000.00 21,086001 None Total Liabilities . . . . . . . $ 663,981.40 STATEMENT Showing condition at the close of business December 31, 1966, of CITIZENS BANK OF HAPEVILLE Hapeville (Fulton), Ga. As called for by the Superintendent of Banks K. E. STEARNS, President. Date of Charter: 7-20-1945 H. N. BUCHANAN, Cashier. Began Business: 9-4-1945 ASSETS Cash, balances with other banks, and cash items in process of collection . United States Government obliga- tions, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by ~s. . . . . 0 . . . . . 0 0 Other securities. corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts ......... o o Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . Total Assets o o o o I ,328,388022 1,420,813.35 1,4380055077 544,356.25 None 6,758,182.95 2480161.40 None None 62,171.99 11,8000129.93 LIABILITIES Demand deposits o o . . o o o o $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . 0 . . . o o o Certified and officers' checks, etc. o o Other liabilities for borrowed money o Acceptances executed by or for ac- count of this bank and outstand- ing . ....... Other liabilities . . . o . o o Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 5,095,587.36 3,756,221.63 115,414.31 1,128,367.26 24,642.57 51,268058 None None 424,509.53 None None 800,000.00 200,000o00 2040118.69 None Total Liabilities 0 0 0 . 0 0 0 $ II ,800,129093 80 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF COLUMBIA COUNTY Harlem (Columbia), Ga. As called for by the Superintendent of Banks E. D. CLARY, JR. President. Date of Charter: 11-29-1909 HENRY E. L. MILLER, Cashier. Began Business: 12-13-1909 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obliga- tions, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by U.S. Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including over- drafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises ........ Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 455,599.10 910,315.50 103,332.01 152,000.00 None 1,013,293.07 12,506.13 None None None Total Assets $ 2,647,045.81 LIABILITIES Demand deposits .$ Time and savings deposits . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . .. Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus Undivided profits Reserves 792,338.37 627,876.77 45,877.52 886,798.14 None 18.34 None None 5,075.40 None None 50,000.00 150,000.00 69,061.27 20,000.00 Total Liabilities . $ 2,647,045.81 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF HARTWELL Hartwell (Hart) , Ga. As called for by the Superintendent of Banks J. H. WRIGHT, President. Date of Charter: 5-15-1961 SIMS HILL, Cashier. Began Business: 11-9-1961 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 408,746.1 i 1,045,647.06 40,290.05 295,000.00 None I ,264,787.31 69,146.03 None None 1,144.00 Total Assets $ 3,124,760.56 LIABILITIES Demand deposits $ Time and savings deposits . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus Undivided profits Reserves 912,271.37 1'173, 140.27 29,460.83 662,884.42 None 3,423.01 None None 38,840.67 None None 150,000.00 82,500.00 72,239.99 None Total Liabilities $ 3,124,760.56 FORTY-SEVENTH ANNUAL REPORT 81 STATEMENT Showing condition at the close of business December 31, 1966, of CITIZENS BANKING COMPANY OF HARTWELL, GEORGIA Hartwell (Hart), Ga. As called for by the Superintendent of Banks E. C. GRIFFETH, President. Date of Charter: 11-28-1942 J. E. WEAVER, Cashier. Began Business: 1-2-1943 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obliga- tions, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including over- drafts Bank premises, furniture and fixtures, and other assets representing bank premises ... Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 896,129.26 1,440,205.64 555,141.70 962,124.35 None 3,233,882.08 100,000.00 None None 400,000.00 Total Assets $ 7,587,483.03 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 3,163,477.45 3,259,341.83 66,883.31 487,454.88 None 25,727.42 None None None None None 100,000.00 100,000.00 100,000.00 284,598.14 Total Liabilities . . . . . . . $ 7,587,483.03 STATEMENT Showing condition at the close of business December 31, 1966, of PLANTERS BANK Hawkinsville (Pulaski), Ga. As called for by the Superintendent of Banks W. N. PATE, President. Date of Charter: 2-27-1896 OTIS R. MAYO, Cashier. Began Business: 3-1896 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 446,393.72 1,883,058.72 751,456.47 None None 2,263,979.61 61,789.33 None None 1,500.17 Total Assets . . . . $ 5,408,178.02 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,236,873.56 2,198,947.78 13,350.37 434,059.86 None 20,649.11 10,000.00 None None None None 100,000.00 100,000.00 25,000.00 269,297.34 Total Liabilities . . . . . . . $ 5,408,178.02 82 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of THE PULASKI BANKING COJ\1PANY Hawkinsville (Pulaski), Ga. As called for by the Superintendent of Banks R. D. BUCHAN, President. Date of Charter: 7-20-1949 STERLIN CARR, Cashier. Began Business: 8-27-1949 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obliga- tions, direct and guaranteed . . . Obligations of States and political subdivisions Securities of Federal agencies and uco.srp. orat.ions. n.ot. .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . ..... Real estate owned other than bank premises . Customers' liability to this bank on acceptances outstanding Other assets . 420,327.53 704,573.12 43,543.35 174,962.50 None 1,958,558.35 65,981.31 29,000.00 None Ncne Total Assets 3,396,946.16 LIABILITIES Demand deposits . . . . . . ... $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . Other liabilities . C9-pital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,314,812.60 l ,370,866.31 None 446,658.80 None '24,396.76 None None 18,711.69 None None 100,000.00 100.000.00 21,500.00 None Total Liabilities . . . . . . . $ 3,396,946.16 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF HAZLEHURST Hazlehurst (Jeff Davis), Ga. As called for by the Superintendent of Banks CHARLES ROGERS, President. Date of Charter: 10-19-1906 MRS. MARY WALKER, Cashier. Began Business: 10-1906 ASSETS Cash, balances with other banks, and cash items in precess of collection . United States Government obliga tions, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . Securities of Federal agencies and cuo.srp. orat.ion. s. n.o.t .gu.ar.an.te.ed. .by. Other securities. corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . Real estate owned other than bank premises . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 713,021.94 1,411,660.36 12,000.00 None None 1,273,336.49 2.00 None None 1,907.99 Total Assets . . . . $ 3,411,928.78 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- collnt of this bank and outstanding . Other liabilities Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves 2.317,424.06 285,280.15 11,807.32 308,500.41 None 30,124.85 None None 45,302.76 None None 100,000.00 150,000.00 148,489.23 15,000.00 Total Liabilities . . . . . . . $ 3,411,928.78 FORTY-SEVENTH ANNUAL REPORT 83 STATEMENT Showing condition at the close of business December 31, 1966, of JEFF DAVIS BANK Hazlehurst (Jeff Davis), Ga. As called for by the Superintendent of Banks J. 0. WOOTEN, President. Date of Charter: 7-12-1962 J. N. BOGGS, Cashier. Began Business: 12-1-1962 ASSETS Cash, balances with other banks, and cash items in precess of collection . United States Government obliga- tions, direct and guaranteed . . . Obligations of States and political subdivisions .. Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . ........ Bank premises, furniture and fixtures, and other assets representing bank premises . . ..... Real estate owned other than bank premises . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 569,829.43 I, 138,496.63 110,908.84 100,000.00 None 1,899,477.98 23,022.60 None None 347.81 Total Assets . . . . . $ 3,842,083.29 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing ....... Other liabilities . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . Undivided profits Reserves . . . . 1,568.233.41 1.327,130.14 219,752.61 339,824.16 None 18,946.26 None None 51,423.12 None None 100.000.00 100,000.00 71,019.71 45,753.88 Total Liabilities . . . . . . . $ 3,842,083.29 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF HIAWASSEE Hiawassee (Towns), Ga. As called for by the Superintendent of Banks H. D. PARIS, President. Date of Charter: 6-14-1909 ELOIS D. ANDERSON, Cashier. Began Business: 7-21-1909 ASSETS Cash, ba:ances with other banks, and cash i .ems in process of collection . United States Government obliga- tions, direct and guaranteed . . Obligations of States and political subdivisions . . . . . . . . Securities of Federal agencies and ucosrp. orat.ion. s. n.ot. .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . .Loans and discounts, including over- drafts . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . Total Assets . . . . 625,962.50 900,029.84 136,676.62 None None I ,390,268.43 29,298.72 None None None 3,082,236.11 LIABILITIES Demand deposits . . . . . , . . $ Time and savings deposits . . .. Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . , . . ... Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,523,556.69 1,099,300.61 11,650.00 114,338.06 None 7,341.87 None None 22,929.76 None None 50,000.00 50,000.00 203,119.12 None Total Liabilities . . . . . . . $ 3,082,236.11 84 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of THE HINESVILLE BANK Hinesville (Liberty) , Ga. As called for by the Superintendent of Banks D. F. MARTIN, JR., President. Date of Charter: 9-4-1911 JAS. M. FLOYD, Cashier. Began Business: 11-15-1911 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and uco.srp. orations not guaranteed by Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including overdrafts Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank . premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 637,208.80 989,050.13 563,633.16 350,000.00 None 1,878,010.70 28,995.00 None None 10,101.50 Total Assets $ 4,456,999.29 LIABILITIES Demand deposits . . . . . . $ Time and savings deposits . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of. this bank and outstand- ing Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus Undivided profits Reserves . . . . 1,909,133.5 1,213,809.5 226,992.2 629,715.2 Non 12,828.8 Non Non Non No" 150,0N00o~~0 !50,000.Q 125,159.3 39,360.5 Total Liabilities . $ 4,456,999.2 STATEMENT Showing condition at the close of business December 31, 1966, of THE CITIZENS BANK Hogansville (Troup), Ga. As called for by the Superintendent of Banks JOHN R. HINES, President. Date of Charter: 11-30-1961 W. P. ARNOLD, Cashier. Began Business: 12-11-1961 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and cuo.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 378,918.74 599,444.15 28,310.57 164,562.50 None 890,329.41 28,514.89 5,000.00 None 18.68 Total Assets $ 2,095,098.'14 LIABILITIES Demand deposits . . . . . .'$ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions ... Deposits of banks . . . . . . . Certified and officers' checks, etc.. Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus Undivided profits Reserves . . . . I ,054,831.3 363,906.1 15,310.9 386,881.4 Nor 10,753.7 Non Non 57,547.9 Non Nor. 120,00~.~ 42,000., 43,867. Nor Total Liabilities $ 2,095,098. FORTY-SEVENTH ANNUAL REPORT 85 STATEMENT Showing condition at the close of business December 31, 1966, of EMPIRE BANKING COMPANY Homerville (Clinch), Ga. As called for by the Superintendent of Banks W. K. PEAGLER, President. Date of Charter: 3-1-1945 MARGARET T. LEE, Cashier. Began Business: 6-1-1945 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obliga tions, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 744,206.89 1,071,772.98 40,190.92 99,950.00 None 1,191,079.04 26,253.32 None None None Total Assets . . . . $ 3,173,453.15 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,352,199.34 930,772.44 14,418.72 604,429.28 None 23,975.22 None None 25,390.94 None None 100,000.00 100,000.00 22,267.21 None Total Liabilities . . . . . . . $ 3,173,453.15 STATEMENT Showing condition at the close of business December 31, 1966, of WILKINSON COUNTY BANK Irwinton (Wilkinson), Ga. As called for by the Superintendent of Banks H. E. STEPHENS, President. Date of Charter: 7-16-1907 ROBT. C. McGINTY, Cashier. Began Business: 7-16-1907 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by u.s. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . .. Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 420,120.54 524,005.30 109,817.24 588,865.63 None 745,114.63 22,933.43 None None None Total Assets . . . . $ 2,410,856.77 LIABILITIES Demand deposits $ Time and savings deposits . . Deposits of U.S. Government Deposits of States and political sub- divisions ... Deposits of banks Certified and officers' checks, etc.. Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus Undivided profits Reserves 884,948.30 926,178.97 11,146.76 369,135.32 None 6,632.18 None None 22,592.08 None None 50,000.00 100,000.00 40,223.16 None Total Liabilities . $ 2.410,856.77 86 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of MciNTOSH STATE BANK Jackson (Butts), Ga. As called for by the Superintendent of Banks WM. H. SHAPARD, President. Date of Charter: 2-14-1964 HENRY L. ASBURY. Cashier. Began Business: 9-18-1964 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obliga- tions, direct and guaranteed . . Obligations of States and political subdivisions . Securities of Federal agencies and corporations not guaranteed by U.S. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . Bank premises. furniture and fixtures, and other assets representing bank premises . . . . Real estate owned other than bank premises . . . Customers' liability to this bank on acceptances outstanding Other assets 345,844.62 517,524.24 None 194,940.63 None I ,283,886.64 94,142.66 None None 12,318.49 Total Assets $ 2,448,657.28 LIABILITIES Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing ...... . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . Undivided profits Reserves . 738,057.14 1,084,834.04 50,826.46 263,639.72 None 1,902.50 None None 106,959.34 None None 150,000.00 50,000.00 2,438.08 None Total Liabilities . . . . . . . $ 2,448,657.28 STATEMENT Showing condition at the close of business December 31, 1966, of JASPER BANKING COMPANY Jasper (Pickens), Ga. As called for by the Superintendent of Banks MARK H. MOORE, President. Date of Charter: 1-17-1945 JAY L. HARRISON, Cashier. Began Business: 3-12-1945 ASSETS Cash, balances with other banks, and cash items in process of collection $ United States Government obliga- tions, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. Other securities. corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . .... . .. Bank premises, furniture and fixtures, and other assets representing bank premises ... Real estate owned other than bank premises ... . Customers' liability to this bank on acceptances outstanding Other assets 715,851.41 1,439,332.02 35,577.13 ~9~5.00 None 1,766,612.30 91,431.03 None None 5,847.29 Total Assets . $ 4,804,326.18 LIABILITIES Demand deposits . . , . . . . .. $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . .. Deposits of banks . . . . . . . . Certified and officers' checks, etc... Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . 1,981,924.38 1,985,517.70 45,050.52 382,670.46 9,110.00 None None None 14,218.58 None None 100,000.00 150,000.00 150,834.54 25,000.00 Total Liabilities . $ 4,804.326.18 FORTY-SEVENTH ANNUAL REPORT 87 STATEMENT Showing condition at the close of business December 31, 1966, of WAYNE STATE BANK Jesup (Wayne), Ga. As called for by the Superintendent of Banks R. W. WOODRUFF, President. Date of Charter: 8-5-1953 BERT HIRES, Cashier. Began Business: 1-2-19fi4 ASSETS Cash, balances with other banks, and cash items in precess of collection . United States Government obliga- tions, direct and guaranteed . . Obligations of States and political subdivisions . Securities of Federal agencies and corpora.tinns not guaranteed by u.s. . . . . . . Other sec uri ties, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts Bank premises. furniture and fixtures, and other assets representing bank premises . . Real estate owned other than bank premises . . . Customers' liability to this bank on acceptances outstanding Other assets Total Assets . . 795,523.93 455,000.00 241,000.00 795,000.00 17,100.00 2,984,587.37 50,861.72 None None None 5,339,073.02 LIABILITIES Demand deposits . . . . . . , . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . Deposits of banks Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . Other liabilities Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . I ,555,249.03 2,292,642. 95 25,534.13 801,282.95 None 51,998.32 None None 3,262.72 None None 400,000.00 170,000.00 39,102.92 None Total Liabilities . . . . . . . $ 5,339,073.02 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF JONESBORO Jonesboro (Clayton), Ga. As called for by the Superintendent of Banks C. S. CONKLIN, President. Date of Charter: 10-6-1903 C. S. CONKLIN, II, Cashier. Began Business: 11-7-1903 ASSETS Cash, balances with other banks, and cash items in process of collection . United States Government obliga- tions. direct and guaranteed . . . Obligations of States and political subdivisions . Securities of Federal agencies and corporations not guaranteed by U.S. . Other securities, corporate stocks and stock in Federal Reserve Bank . . 1~oans and discounts, including over- drafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises .... Real estate owned other than bank premises . Customers' liabilitv to this bank on acceptances outStanding Other assets Total A-,-.;cts 627,143.98 I ,843,046.88 1,065,074.12 None None 3,118.869.34 U1.778.75 None None l L50'7 .R2 LIABILITIES Demand deposits . . . . . . , . , $ Time and savings deposits . . . . Deposits of U.S. Government . . , Deposits of States and political sub- divisions . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . Other liabilities Capital notes and debentures . Preferred stock Common stock . Surplus . . Undivided profits Reserves . 2,495,630.39 1,818,760.36 131,610.07 1,672,395.74 None 5,948.81 None None 122,448.55 None ~one 2'<0.000.00 250,000.00 50.626.97 None T --~t~tl Liabilities . . $ 6,79'7 .420.89 88 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of STATE BANK OF KINGSLAND Kingsland (Camden), Ga. As called for by the Superintendent of Banks EDMUND GROSS, President. Date of Charter: 11-26-1912 C. C. SMITH, Cashier. Began Business: 12-1912 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obliga- tions, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by U.S. Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including over- drafts Bank premises, furniture and fixtures, and other assets representing bank premises ....... . Real estate owned other than bank premises Customers' liability to this bank on acceptances outstanding Other assets 540,510.94 875,324.25 None None None 1,547,336.70 27,292.95 None None None Total Assets . $ 2,990,464.84 LIABILITIES Demand deposits .$ Time and savings deposits . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions Deposits of banks Certified and officers' checks, etc.. Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus Undivided profits Reserves 707,952.64 1,296,913.69 2,697.86 491,177.47 180,773.64 13,300.83 None None None None None 50,000.00 100,000.00 147,648.71 None Total Liabilities . $ 2,990,464.84 STATEMENT Showing condition at the close of business December 31, 1966, of THE BANK OF LAFAYETTE, GEORGIA LaFayette (Walker), Ga. As called for by the Superintendent of Banks B. D. GILBERT. President. Date of Charter: 11-13-1889 W. L. BAKER, Cashier. Began Business: 1899 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by u.s. Other securities, corporat!! stocks and stock in Federal Reserve Bank . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 1,739,462.46 2,673,658.93 1,325,252.55 100,000.00 None 3,829,162.27 178,074.04 None None 805.17 Total Assets $ 9,846,415.42 LIABILITIES Demand deposits . . . .$ Time and savings deposits . . Deposits of U.S. Government Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks Certified and officers' checks, etc.. Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus Undivided profits Reserves 3,759,045.22 3,018,134'.57 71,713.84 1,911,247.45 None 58,125.43 None None 127,111.02 None None 200,000.00 500,000.00 201,037.89 None Total Liabilities . $ 9,846,415.42 FORTY-SEVENTH ANNUAL REPORT 89 STATEMENT Showing condition at the close of business December 31, 1966, of THE CITIZENS AND SOUTHERN BANK OF LAGRANGE LaGrange (Troup), Ga. As called for by the Superintendent of Banks R. WOODROW SMITH, President. Date of Charter: 7-23-1937 V. HAWLEY SMITH, Cashier. Began Business: 8-2-1937 ASSETS Cash, balances with other banks, and cash items in precess of collection . United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . Securities of Federal agencies and cuo.srp.orat.ion. s. n.ot. .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptance~ outstanding Other assets . . 2,373,723.98 3,323,866.24 4,476,443.18 None 3,150.00 13,979,428.91 140,527.17 None None 116,326.35 Total Assets . . . . $ 24,413,465.83 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 8,370,802.46 9,820,528.62 229,006.71 2,403,668.97 27,500.00 15,085.58 None Ncne I ,707,409.45 None None 500,000.00 500,000.00 60,689.45 778,774.59' Total Liabilities . . . . . . . $ 24,413,465.83 STATEMENT Showing condition at the close of business December 31, 1966, of LAGRANGE BANKING COMPANY LaGrange (Troup), Ga. As called for by the Superintendent of Banks B. D. BRAY, President. Date of Charter: 9-22-1965 J. RICHARD THOMPSON, Cashier. Began Business: 4-11-1966 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing. bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . I ,091 ,641.48 767,384.90 838,089.44 None None 3,991,536.00 134,135.63 None None None Total Assets . . . . 6,822,787.45 LIABILITIES Demand deposits . . . . . . . . $ 3,131,808.48 Time and savings deposits . . . . I ,843,356.12 Deposits of U.S. Government ... 38,135.59 Deposits of States and political sub- divisions . . . . . . . . . . . . 757,000.71 Deposits of banks . . . . . . . . 69,973.30 Certified and officers' checks, etc. . . None Other liabilities for borrowed money . None Acceptances executed by or for ac- count of this bank and outstand- ing . . . . . . . . . . . None Other liabilities . . . . . . . 327,108.32 Capital notes and debentures . None Preferred stock . None Common stock . 100,000.00 Surplus 200,000.00 Undivided profits 268,448.67 Reserves . . .. 86,956.26 Total Liabilities $ 6,822,787.45 90 DEPARTMENT OF BANKING ------------------'--------=----------- STATEMENT Showing condition at the close of business December 31, 1966, of PEOPLES BANK OF LAGRANGE LaGrange (Troup), Ga. As called for by the Superintendent of Banks A. E. MALLORY, JR. President. Date of Charter: 7-8-1941 PAUL L. GRAY, Cashier. Began Business: 9-15-1941 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations. direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by U.S. Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including overdrafts Bank premises, furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises Customers' liability to this bank on acceptances outstanding Other assets 676,969.48 665,601.90 None None None 2,391,607.23 232,106.91 None None 6,135.03 Total Assets . $ 3,972,420.55 LIABILITIES Demand deposits I Time and savings deposits $ 1,102,084.2 I ,484,200.1. I Deposits of U.S. Government . . . 12,993.4 1 I Deposits of States and political subdivisions 441,742.9 Deposits of banks 200,000.0 Certified and officers' checks, etc. . . 3,206.6 Other liabilities for borrowed money . Non Acceptances executed by or for ac- count of this bank and outstand- ing None Other liabilities . . . . . , , 237 ,213.1' Capital notes and debentures . Non Preferred stock Non l Common stock Surplus i Undivided profits 250,000.0 150,000.0( 90,980.0 Reserves Non1 Total Liabilities $ 3,972,420.5~ STATEMENT Showing condition at the close of business December 31, 1966, of FARMERS AND MERCHANTS BANK Lakeland (Lanier), Ga. As called for by the Superintendent of Banks W. A. ROQUEMORE, President. Date of Charter: 4-18-1907 A. T. FLOWERS, Cashier. Began Business: 1907 ASSETS Cash, balances with other banks, and cash items in process of collection . $ 274,282.95 United States Government obliga- tions, direct and guaranteed . 1,515,751.69 Obligations of States and political subdivisions 2,013.9R Securities of Federal agencies and cuo.srp. orations not guaranteed by 50,000.0o Other securities, corporate stocks and stock in Federal Reserve Bank . None Loans and discounts, including over- drafts . 827,868.95 Bank premises, furniture and fixtures, and other assets representing bank premises 22,434.85 Real estate owned other than bank premises ..... . 4,375.00 Customers' liability to this bank on acceptances outstanding None Other assets 3,537.38 Total Assets 2,700,264.80 I LIABILITIES Demand deposits .$ Time and savings deposits Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks Certified and officers' checks, etc.. Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus Undivided profits Reserves 1,164,267.16 929,052.99 12,101.61 247,366.29 21,566.62 24,211.36 None None 89,773.31 None None 25,000.00 100,000.00 61,925.46 25,000.00 Total Liabilities . $ 2,700,264.80 FORTY-SEVENTH ANNUAL REPORT 91 STATEMENT Showing condition at the close of business December 31, 1966, of NORTHEAST GEORGIA BANK Lavonia (Franklin), Ga. As called for by the Superintendent of Banks W. N. HARRISON, President. Date of Charter: 9-20-1940 W. N. HARRISON Cashier. Began Business: 9-23-1940 ASSETS Cash, balances with other banks, and cash items in precess of collection . United States Government obliga- tions, direct and guaranteed . Obligations of States and political subdivisions . Securities of Federal agencies and cuo.srp. orat.io.ns. .no.t .g.ua.ran.teed by Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . Real estate owned other than bank premises Customers' liability to this bank on acceptances outstanding Other assets . . Total Assets . . . . 646,319.05 1,537,017.03 None 23,214.00 None 1,004,114.39 21,389.80 None None None 3.232,054.27 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . Other liabilities Capital notes and debentures . Preferred stock . Common stock . Surplus . . Undivided profits Reserves . . . . 1,785,257.96 953.403.45 30,804.49 160,136.87 None 4,097.05 None None 885.53 None None 100,000.00 150.000.00 47,468.92 None Total Liabilities $ 3,232.054.27 STATEMENT Showing condition at the close of business December 31, I 966, of THE BRAND BANKING CO!\IPANY Lawrenceville (Gwinnett), Ga. As called for by the Superintendent of Banks MRS. LOUISE B. MORGAN, President. Date of Charter: 6-2-1905 HARRISON W. BRASELTON, Cashier. Began Business: 7-17-1905 ASSETS Cash, balances with other banks, and cash items in process of collection . United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,117,759.68 1,358,793.01 1,293,504.29 300,000.00 12,000.00 3,877,878.14 153,857.68 None None None Total Assets . . . . . $ 8,113,792.80 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus . Undivided profits Reserves . . . . 2,286,029.33 3,9R1,280.25 . 124,620.51 924,997.09 5,000.00 2,629.52 None None 20,425.48 None None 200,000.00 200,000.00 368,810.62 None Total Liabilities . . . . . . . $ 8.113,792.80 92 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of JORDAN BANKING CO. Leary (Calhoun), Ga. As called for by the Superintendent of Banks W. H. JORDAN, President. Date of Charter: 12-30-1965 MINNIE LEE DOZIER, Cashier. Began Business: 1-3-1966 ASSETS Cash, balances with other banks, and cash items in process of co11ection . United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . Total Assets . . . . 411,537.60 75,000.00 41,000.00 305,000.00 None 855,552.31 2,950.00 None None 1,308.34 I ,692,348.25 LIABILITIES Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- diviSions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 729,524.63 519,518.82 50,000.00 200,750.00 26,689.99 8,083.57 None None 11,401.69 None None 50,000.00 50,000.00 46,379.55 None Total Liabilities . . . . . . . $ 1,692,348.25 STATEMENT Showing condition at the close of business December 31, 1966, of THE STATE BANK OF LEESBURG Leesburg (Lee), Ga_. As called for by the Superintendent of Banks T. R. CANNON, President. Date of Charter: 4-9-1947 T. R. CANNON, Cashier. Began Business: 12-1-1947 ASSETS Cash, balances with other banks, and cash iteins in precess of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by u~. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 290,707.40 645,525.25 10,259.50 225,039.08 None 588,859.01 9,571.11 None None None Total Assets . . . . $ 1,769,961.35 LIABILITIES Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . 605,630.66 368,961.79 6,000.00 583,019.05 None None None None 5,390.15 None None 50,000.00 75,000.00 70,959.70 5,000.00 Total Liabilities . . . . . . . $ 1,769,961.35 FORTY-SEVENTH ANNUAL REPORT 93 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF LENOX Lenox (Cook), Ga. As called for by the Superintendent of Banks R. H. ROBINSON, President. Date of Charter: 6-20-1907 R. H. ROBINSON, JR., Cashier. Began Business: 6-25-1907 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 541,220.10 681,669.38 376,887.21 180,000.00 None 1,205,951.12 57,003.95 None None None Total Assets . . . . 3,042,731.76 LIABILITIES Demand deposits . . . . . . ... $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,141,259.09 1,229,602.70 4,093.02 156,699.11 54,431.92 3,195.45 None None 25,656.70 None None 100,000.00 200,000.00 93,260.67 34,533.10 Total Liabilities . . . . . . . $ 3,042,731.76 STATEMENT Showing condition at the close of business December 31, 1966, of FARMERS & MERCHANTS BANK Leslie (Sumter), Ga. As called for by the Superintendent of Banks W. T. ANDERSON, JR., President. Date of Charter: 12-19-1940 ROBT. P. HINES, Cashier. Began Business: 1-2-1941 ASSETS Cash, balances with other banks, and cash items in process of col].ection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp. orat.ion. s. n.ot. .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 165,874.09 467,886.03 4,000.00 249,820.31 None 536,260.92 17,937.88 None None 6,052.23 Total Assets . . - . $ 1,447,831.46 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . - . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other li~bilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . .. 679,424.84 554,671.15 7,433.96 68,157.50 None None None None 9,405.40 None None 50,000.00 50,000.00 28,738.61 None Total Liabilities . . . . . . . $ 1,447,831.46 94 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of CITIZENS BANKING COMPANY Lexington (Oglethorpe), Ga. As called for by the Superintendent of Banks W. E. EVANS, President. Date of Charter: 2-7-1949 = = - c = - .- = -.._ - _ - - c c _ -- W. E. EVANS, Cashier. Began Business: 3-10-1949 ASSETS Cash, balances with other banks, and ca~h items in process of collection . United States Government obliga- tions, direct and guaranteed . . Obligations of States and political subdivisions . . . Securities of Federal agencies and corporation~ not guaranteed by U.S. Other securities. corporate stocks and Steck in Federal Reserve Bank . Loans and discounts, including over- drafts . .... Bank pn:mises, furniture and fixtures, and other assets representing bank premises . . . . . Real estate owned other than bank premises .. Customers' liability to this bank on acceptance~ outstanding Other assets 278,814.22 268,178.74 98,722.33 194,937.50 None 961,774.00 15,475.17 None None 2,708.72 Total Assets $ 1,820,610.68 - - - - - - - - -~--------. LIABIL!TIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . ....... Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- Ing .. Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock . Surplus Undivided profits Reserves 660,358.28 799,866.13 8,980.28 209,426.45 None 2,944.32 None None None None None 50,000.00 50,000.00 39,035.22 None Total Liabilities . . . . . . . $ 1,820,610.68 STATEMENT Showing condition at the close of business December 31, 1966, of FAR2\1ERS STATE BANK Lincolnton (Lincoln), Ga. As called for by the Superintendent of Banks W. B. ALBEA, President. Date of Charter: 9-26-1911 - .. - - -~ - - - - - - - - -~ GEO. C. LEVERETT, JR., Cashier. Began Business: 12-2-1911 - - --~------- --- -~ - - - - - - - - - - - - - ASSETS Ca~h. balances with other banks, and cash items in process of collection . United States Government obligation~. direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by U.S. . Other ~ecurities, corporate stocks and St(1ck in Federal Reserve Bank . . Loans and discounts, including overdrafts Bank premises. furniture and fixtures, and other as~ets representing bank premises . Real estate owned other than bank premises Customers' liabilitv to this bank on acceptances otlt~tanding Other as-;ets 604,017.33 1,090.301.65 351.041.4.1 249,893.75 None 1.426, 132.92 56,499 97 None None ~one LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks ...... Certified and officers' checks, etc. . . Other liabilities for borrowed money. Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities Capital notes and debentures . Preferred stock Common stock . Surplus Undivided profits Reserves . 1,468,991.21 1 ,591,837.38 11,025.35 .119,282.57 None 582.00 None None None None None 100.000.00 100.000.00 186,168.54 ~one Total A"is~:ts ~.777,X~7.05 T)tal Liabilities .1.~77.887.05 --------------------F-ORTY-SEVENTH ANNUAL REPORT 95 STATEMENT Showing condition at the close of business December 31, 1966, of THE PEOPLES BANK Lithonia (DeKalb), Ga. As called for by the Superintendent of Banks G. OGDEN PERSONS, II, President. Date of Charter: 8-26-1910 \\'. L. WILLIAMSON, Cashier. Began Business: 1910 ASSETS Cash. balances with other banks. and cash items in process of collection . United States Government obliga- tions, direct and guaranteed . Obligations of States and political subdivisions . . Securities of Federal agencies and cuo.srp. orat.ions not guaranteed by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts ......... Bank premises, furniture and fixtures, and other assets representing bank premises . Real estate owned other than bank premises . . . Customers' liability to this bank on acceptances outstanding Other assets Total Assets . . . . 461,500.03 1,209,803.93 40,657.16 424,929.69 None 1,491,667.93 46,252.84 None None 63,174.99 3,737,986.57 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing ....... Other liabilities . Capital notes and debentures . Preferred stock Common stock . Surplus Undivided profits Reserves 1,800,257.48 894,327.99 122,470.58 521,574.28 None 500.00 None None 109,758.86 None None 130,000.00 100,000.00 39,097.38 20,000.00 Total Liabilities . . $ 3,737,986.57 STATEMENT Showing condition at the close of business December 31, 1966, of THE FARMERS BANK Locust Grove (Henry), Ga. As called for by the Superintendent of Banks M. M. BROWN, JULIAN A. BROWN, President. Cashier. D=ate=o=f -C,h=ar=ter=: 1--3--19-10- - - - - _-_-_-c_--_ _--_ - -=---=-------_-_-- -:B-_e-_g..-a-=n=-B=-u-s-in-es-s: -1--19-1-0 - ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obliga- tions, direct and guaranteed . . . Obligations of States and political subdivisions .. Securities of Federal agencies and corporations not guaranteed by u.s. . ..... Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including over- drafts Bank premises, furniture and fixtures, and other assets reprcscnting bank premises Real estate owned other than bank premises Cuo;tomers' liability to this bank on acceptances outstanding Other assets Total Assets 176,356.50 105,000.00 None 139,674.00 None 483,542.35 I 0,363.81 None ~one None 914,936.66 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions ......... Deposits of banks . . . . . . . . Certified and officers' checks. etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities Capital notes and debentures . ' Preferred stock Common scock Surplus Undivided profits Reserves 487.795.72 194,565.87 2,639.34 113,956.83 None 5,820.60 None None 14,744.18 None None 30.000.00 40,000.00 25,414.12 None Total Liabilities '!14,9.16.66 96 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF LOGANVILLE Loganville (Walton) , Ga. As called for by the Superintendent of Banks C. A. KELLEY, JR., President. Date of Charter: 5-6-1946 JOE B. TAYLOR, Cashier. Began Business: 10-5-1946 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 174,237.41 247,540.68 1,500.00 79,787.50 None 731,040.77 15,552.29 None None 2,047.58 Total Assets . . . . $ 1,251,706.23 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 467,102.66 557,751.63 7,609.81 111,604.12 None 483.25 None None 1,500.00 None None 25,000.00 65,000.00 15,654.76 None Total Liabilities . . . . . . . $ 1,251,706.23 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF LUMBER CITY Lumber City (Telfair), Ga. As called for by the Superintendent of Banks W. C. WILLIAMS, President. Date of Charter: 5-22-1945 W. C. WILLIAMS, Cashier. Began Business: 7-2-1945 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by U.S. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts Bank premises, furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises . . . . Customers' liability to this bank on acceptances outstanding Other assets 179,541.26 259,217.82 None 99,672.15 None 500,698.22 507.46 None None 589.32 Total Assets $ 1,040,226.23 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . .. Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . 540,837.09 221,600.87 10,039.57 125,710.97 None '3,171.14 None None 7,558.58 None None 25,000.00 60,000.00 46,308.01 None Total Liabilities . . . . . . . $ 1,040,226.23 FORTY-SEVENTH ANNUAL REPORT 97 STATEMENT Showing condition at the close of business December 31, 1966, of FARMERS STATE BANK Lumpkin (Stewart), Ga. As called for by the Superintendent of Banks WM. P. CARTER, President. Date of Charter: 10-21-1911 BESSIE D. FORT, Cashier. Began Business: 12-1911 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and cuo.srp. orations not guaranteed by Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including overdrafts Bank premises, furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises Customers' liability to this bank on acceptances outstanding Other assets 345,376.81 835,168.81 40,398.63 None None 809,787.00 11,514.69 None None None Total Assets $ 2,042,245.94 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 957,144.85 611,611.83 14,025.61 197,229.37 None 8,772.00 None None 52,415.01 None None 100,000.00 50,000.00 51,047.27 None Total Liabilities $ 2,042,245.94 STATEMENT Showing condition at the close of business December 31, 1966, of LUTHERSVILLE BANKING COMPANY Luthersville (Meriwether), Ga. As called for by the Superintendent of Banks JIMMY D. NeSMITH, President. Date of Charter: 10-11-1905 ELIZABETH W. REID, Cashier. Began Business: 8-3-1906 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and cuo.srp. orations not guaranteed by Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including overdrafts Bank premises, furniture and fixtures~ and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 302,338.51 403,934.40 22,805.24 224,937.50 1.00 519,961.96 17,315.21 1,000.00 None 3,320.33 Total Assets $ 1,495,614.15 LIABILITIES Demand deposits $ Time and savings deposits Deposits of U.S. Government ... Deposits of States and political sub- divisions Deposits of banks Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- collnt of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus . . . . Undivided profits Reserves 513,392.57 454,649.28 23,939.62 351,271.44 35,000.00 7,407.82 None None 5,977.81 None None 50,000.00 40,000.00 13,975.61 None Total Liabilities . $ 1,495,614.15 98 DEPARTMENT OF BANKING --------------------------- STATEMENT Showing condition at the close of business December 31, 1966, of THE I'EOPLES BANK OF LYONS, GEORGIA Lyons (Toombs), Ga. As called for by the Superintendent of Banks W. HOLLOWAY, President. Date of Charter: 5-4-HJ:35 DEWEY L. BLAXTON, Cashier. Began Business: 6-1-1935 ASSETS Cash, balances with other banks. and cash items in process of collection . $ United States Government obliga- tions, direct and guaranteed . . Obligations of States and political subdivisions . Securities of Federal agencies and corporations not guaranteed by u.s. . ...... Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . ..... Real estate owned other than bank premises Customers' liability to this bank on acceptances outstanding Other assets . 751,723.26 610,070.55 240,274.99 I ,573,742. I 9 None I ,613,277.24 31,254.39 None None None Total Assets 4,820,342.62 LIABILITIES Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves 2,250,171.75 I ,381,833.63 21,506.14 504,160.73 142,900.53 18,675.25 None None None None None 200,000.00 100.000.00 201,094.59 None Total Liabilities . . . . . . . $ 4,820,342.62 STATEMENT Showing condition at the close of business December 31, 1966, of THE MERCHANTS AND CITIZENS BANK McRae (Telfair), Ga. As called for by the Superintendent of Banks R. E. MANN, President : Date of Charter: 3-28-1929 R. M. PARSONS, Cashier. Began Business: 3-28-1929 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obliga- tions, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corpo u~. r a t.ion. s . n.ot. .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 762,484.75 1,700,988.06 578,584.92 315,000.00 None 1,228,189.75 30,000.00 None None 3,087.75 Total Assets . . . . . $ 4,618,335.23 LIABILITIES Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . 3,151,483.48 228,305.18 43,407.45 586,572.22 151,947.88 490.05 None None 86,075.98 None None 100,000.00 100,000.00 50,000.00 120,052.99 Total Liabilities $ 4,618,335.23 FORTY-SEVENTH ANNUAL REPORT 99 STATEMENT Showing condition at the close of business December 31, 1966, of THE SOUTH COBB BANK Mableton (Cobb), Ga. As called for by the Superintendent of Banks J. G. LUNDY, President. Date of Charter: 6-21-1963 PHILLIP E. JOHNSON, Cashier. Began Business: 3-2-1964 ASSETS Cash, balances with other banks, and cash items in precess of collection . United States Government obliga- tions, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities. corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts ........ Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . Real estate owned other than bank premises Customers' liability to this bank on acceptances outstanding Other assets 766,475.61 204,356.25 136,210.80 464,875.00 None 2,559,856.10 213,906.79 None None 1,009.38 Total Assets . . . . $ 4,346,689.93 LIABILITIES Demand deposits . . . . . . . . Time and savings deposits . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks ... Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . . . . . . . . . Other liabilities Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves I ,694,114.92 1,512,222.93 27,461.91 338,749.63 25,000.00 16,285.68 None None 151,242.66 None None 250,000.00 200,000.00 131,612.20 None Total Liabilities . . . . . . . $ 4,346,689.93 STATEMENT Showing condition at the close of business December 31, 1966, of GEORGIA BANK & TRUST COMPANY Macon (Bibb), Ga. As called for by the Superintendent of Banks DON W. GORDON, J. ROLAND MAY, President. Cashier. Date of Charter: 6-9-1960 Began Business: 7-1-1960 ======~~==~========~=============== ASSETS Cash, balances with other banks, and cash items in process of collection . $ 3,778,348.94 United States Government obliga- tions, direct and guaranteed . . . 4,626,804.70 Obligations of States and political subdivisions . . . . . . . 2,512,010.97 Securities of Federal agencies and cuosrp.orat.ion. s. n.ot. .gu.ar.an.te.ed. .by. None Other securities, corporate stocks and stock in Federal Reserve Bank . . 10,000.00 Loans and discounts, including over- drafts . . . . . . . . . . . . . 15,506,614.00 Bank premises. furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . 289,057.94 Real estate owned other than bank premises . . . . . . . . . . None Customers' liability to this bank on acceptances outstanding None Other assets . . 230,299.34 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 8,407,265 .OJ 6,175,561.85 136,026.36 4,299,809.09 5,116,649.25 209,123.94 None None 679,393.01 None None I ,000,000.00 650,000.00 279,307.38 None Total Assets . . , , 26,953,135.89 Total Liabilities . , . . . . . $ 26,953,135.89 100 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF MADISON Madison (Morgan), Ga. As called for by the Superintendent of Banks L. B. CHAMBERS, President. Date of Charter: 12-26-1888 H. G. LOMAX, Cashier. Began Business: 1-1-1890 ASSETS Cash, balances with other banks, and cash items in process of collection . United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. orat.ion. s. n.ot. .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank .. Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 436,804.75 1,276,265.74 81,924.60 None None 1,695,389.89 40,516.11 23,860.00 None 131.04 Total Assets . . . . $ 3,554.892.13 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . .. 1,482,210.14 1,352,738.03 28,390.65 401,497.79 7,500.00 688.00 None None None NoneJ None 50,000.00 150,000.00 72,867.52 9,000.00 Total Liabilities . . . . . . . $ 3,554,892.13 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF MANCHESTER Manchester (.Meriwether), Ga. As called for by the Superintendent of Banks CLAUDE A. BRAY, President. Date of C:harter: 1-28-1910 ROBT. A. KELLUM, JR., Cashier. Began Business: 2-2-1910 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obliga- tions, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by u.s. Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including over- drafts Bank premises, furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises ..... . Customers' liability to this bank on acceptances outstanding Other assets 766,611.10 1,799,901.08 816,196.99 450,019.50 None 2,118,175.21 31,335.71 3,237.20 None 318.50 Total Assets $ 5,985,795.29 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . , . . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,255,270.44 2,589,253.54 48,405.50 532,801.93 None 7,074.83 None None 85,776.50 None None 150,000.00 150,000.00 147,212.55 20,000.00 Total Liabilities . . . . . . . $ 5,985,795.29 FORTY-SEVENTH ANNUAL REPORT 101 STATEMENT Showing condition at the close of business December 31, 1966, of FARMERS AND MERCHANTS BANK OF MANCHESTER Manchester (Meriwether), Ga. As called for by the Superintendent of Banks ELMER LOFTIN, President. Date of Charter: 10-7-1947 JIMMIE F. LOFTIN, Cashier. Began Business: 2-2-1948 ASSETS Cash, balances with other banks, and cash i terns in precess of collection . $ 648,737.68 United States Government obliga- tions, direct and guaranteed . . . 324,341.82 Obligations of States and political subdivisions . . . . . . . . . . 259,010.66 Securities of Federal agencies and uco.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. 480,325.35 Other securities, corporate stocks and stock in Federal Reserve Bank .. None Loans and discounts, including over- drafts . . . . . . . . . . . . . 1,070,619.44 Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . 14,373.00 Real estate owned other than bank premises . . . . . . . . . . None Customers' liability to this bank on acceptances outstanding None Other assets . . _ _ _1,_495.22 Total Assets . . . . $ 2,798,903.17 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 976,424.07 1,164,988.36 6,307.66 410,932.75 None 6,220.65 None None 7,000.00 None None 50,000.00 100,000.00 77,029.68 None Total Liabilities . . . . . . . $ 2,798,903.17 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF MANSFIELD Mansfield (Newton) , Ga. As called for by the Superintendent of Banks A. E. HAYS, President. Date of Charter: 12-19-1945 DOROTHY THOMAS, Cashier. Began Business: 3-1-1946 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuosrp. orat.ion. s. n.ot. .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 201,714.92 149,570.00 None 124,928.12 None 574,447.79 9,800.13 None None None Total Assets . . . . . $ 1,060,460.96 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing ...... . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 468,341.35 341,961.97 698.73 98,357.75 None 3,047.32 None None 912.14 None None 25,000.00 75,000.00 47,141.70 None Total Liabilities . . . . . . . $ 1,060,460.96 102 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of COBB EXCHANGE BANK 1\larietta (Cobb), Ga. As called for by the Superintendent of Banks ROSSER N. LITTLE, President. Date of Charter: 12-18-1906 JAS. W. HAMES, Cashier. Began Business: 1-1-1907 ASSETS Cash, balances with other banks, and cash items in process of collection . United States Government obliga- tions, direct and guaranteed . . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . Other securities. corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . ... .. . Bank premises, furniture and fixtures, and other a~sets representing bank premises ..... . Real estate owned other than bank premises Customers' liability to this bank on acceptances outstanding Other assets 3,377,953.07 3,672,272.89 2,462,429.14 None None 7,769,492.52 170,021.97 None None 112,995.99 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . ........ Deposits of banks . . . . . . . . Certified and otlicers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . ....... Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves 7,835.755.04 4,453.982.66 302,919.22 3,307,217.29 None 104.00 None None 327.740.40 None None 375.000.00 725,000.00 237,446.97 None Total Assets . $ 17,565,165.58 Total Liabilities . . . . . . . $ 17,565,165.58 -----------------------------------~------------------------------------ STATEMENT Showing condition at the close of business December 31, 1966, of MARlETT A COMMERCIAL BA~K Marietta (Cobb), Ga. As called for by the Superintendent of Banks WALTER E.:GRAHAM, President. Date of Charter: 9-2-1955 LEE E. PARTAIN, JR., Cashier. Began Business: 9-17-1956 ASSETS Cash, balances with other banks, and cash items in process of collection . United States Government obliga- tions, direct and guaranteed . . Obligations of States and political subdivisions . . . . . . . Securities of Federal agencies and cuo.srp. orations n. ot. .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts .. .. . . .. Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premi5es . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,271,446.61 2,043.615.02 268,385.81 903,554.48 None 4,441,109.92 162,124.36 None None 76,360.51 Total Assets . . . . $ 9,166,596.71 LIABILITIES Demand deposits . . . . . . . . Time and savings deposits . . .. Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . . ...... . Other liabilities . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves 3,764,820.54 2,053.568.48 161,559.11 2,186,307.27 10,000.00 98,149.50 None None 318,877.87 None None 320,000.00 230,000.00 23,313.94 None Total Liabilities . . . . . . . $ 9,166,596.71 FORTY-SEVENTH ANNUAL REPORT 103 STATEMENT Showing condition at the close of business December 31, 1966, of FIRST STATE BANK Marshallville (Macon), Ga. As called for by the Superintendent of Banks RUFUS W. GOSNELL, President. Date of Charter: 9-19-1910 J. R. ALLEN . Cashier. Began Business: 9-27-1910 ASSETS Cash, balances with other banks. and cash items in precess of collection . $ United States Government obliga- tions, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by u.s. . ..... . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . Real estate owned other than bank premises Customers' liability to this bank on acceptances outstanding Other assets Total Assets . . . . 152,741.60 339,538.30 None 149,960.94 None 525,586.00 18,028.61 None None 1,495.18 I, 187,350.63 LIABILITIES Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . ....... Other liabilities . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 427,621.04 444,555.28 3,437.17 110,639.24 None 5,132.64 None None 11,716.06 None None 75,000.00 75.000.00 29,249.20 5,000.00 Total Liabilities . . . . . . . $ 1.187,350.63 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF MEIGS Meigs (Thomas), Ga. As called for by the Superintendent of Banks J. L. PILCHER, President. Date of Charter: 5-8-1903 TOM SMITH, Cashier. Began Business: 6-1903 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . Real estate owned other than bank premises Customers' liability to this bank on acceptances outstanding Other assets . . 307,675.30 769,261.69 8,000.00 284,951.25 None 777,464.10 II ,655.00 None None None Total Assets . . . . 2,159,007.34 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding Other liabilities Capital notes and debentures . Preferred stock . Common stock . Surplus . Undivided profits Reserves . 990.701.92 651,309.65 4,642.32 232,134.20 None II ,043.35 None None 18,257.96 None None 50,000.00 50.000.00 100,917.94 50.000.00 Total Liabilities . . . . . . . S 2.159.007.34 104 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of METTER BANKING COMPANY Metter (Candler), Ga. As called for by the Superintendent of Banks D. J. PARRISH, President. Date of Charter: 7-25-1930 REX D. HARTLEY, Cashier. Began Business: 8-26-1935 ASSETS Cash, balances with other banks, and cash i terns in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 367,217.06 I ,842,583.04 270,615.82 684,169.00 None 2,533,908.74 17,306.76 None None None Total Assets . . . . 5,715,800.42 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,807,374.68 2,935,571.51 38,222.34 397,056.51 None 14,749.87 None None 109,893.11 None None 125,000.00 125,000.00 62,932.40 100,000.00 Total Liabilities . . . . . . . $ 5,715,800.42 STATEMENT Showing condition at the close of business December 31, 1966, of PINELAND STATE BANK Metter (Candler), Ga. As called for by the Superintendent of Banks G. H. ROUNTREE, President. Date of Charter: 12-27-1961 LANELLE H. JARRIEL, Cashier. Began Business: 10-15-1962 ASSETS Cash, balances with other banks, and cash items in process of collection . United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . Total Assets . . . . 299,844.48 1,123,549.93 None None None 876,044.32 50,782.43 None None 3,109.32 2,353,330.48 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 644,300.91 1,001,328.59 1,120.80 419,460.55 None 15,204.69 None None 25,000.00 None None 100,000.00 75,000.00 60,164.94 11,750.00 Total Liabilities . . . . . . . $ 2,353,330.48 FORTY-SEVENTH ANNUAL REPORT 105 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF MIDVILLE Midville (Burke), Ga. As called for by the Superintendent of Banks ]. FRA:--;K FARMER. President. Date of Charter: 4-13-1945 R. H. SIMS, Cashier. Began Business: 5-21-1945 ASSETS Cash, balances with other banks, and cash items in precess of collection . United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . Total Assets . . . . .$ 120,822.13 342,356.10 9,739.16 45,000.00 None 301,178.02 2.00 None None 1,793.84 820,891.25 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 372,422.26 237,157.05 None 86,351.93 5,000.00 5,234.74 None None 4,118.85 None None 25,000.00 50,000.00 32,606.42 3,000.00 Total Liabilities . . . . . . . $ 820,891.25 STATEMENT Showing condition at the close of business December 31, 'i966, of BANK OF MILAN Milan (Telfair), Ga. As called for by the Superintendent of Banks G. C. JONES, President. Date of Charter: 12-6-1906 JACK B. WETHERINGTON, Cashier. Began Business: 10-1906 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obliga- tions, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by U.S. Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including over- drafts Bank premises, furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises ..... . Customers' liability to this bank on acceptances outstanding Other assets 407,928.63 50,000.00 None 549,987.40 None 949,394.56 17,072.69 None None None Total Assets $ 1,974,383.28 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,001,733.52 705,260.58 2,385.00 30,510.91 86,267.21 49.50 None None 14,000.00 None None 70,000.00 50,000.00 14,176.56 None Total Liabilities . . . . . . . $ 1,974,383.28 106 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of EXCHANGE BANK 1\Iilledgeville (Baldwin), Ga. As called for by the Superintendent of Banks JOHN E. GARNER, JR. President. Date of Charter: 5-20-1903 AUBREY H. SIMPSON, Cashier. Began Business: 6-1-1903 ASSETS Cash, balances with other banks, and cash items in process of collection . United States Government obliga- tions, direct and guaranteed . . . Obligations of States and political subdivisions ....... Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . Total Assets . . . . 1,658,133.07 2,282,975.06 2,168,211.65 739,698.02 None 5,567,461.44 170,099.68 None None 74,651.79 12,661,230.71 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc... Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing .......... Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . Undivided profits Reserves . . . . 2,939,107.42 4,206,137.65 174,304.88 3,422,272.63 723,105.96 9,585.94 None None 288,188.43 None None 286,000.00 500,000.00 110,740.30 1,787.50 Total Liabilities . . . . . . . $ 12,661,230.71 STATEMENT Showing condition at the close of business December 31, 1966, of THE MERCHANTS AND FARMERS BANK OF MILLEDGEVILLE Milledgeville (Baldwin), Ga. As called for by the Superintendent of Banks DR. H. D. ALLEN, President. Date of Charter: 3-22-1898 SALLIE W. HOLMES, Cashier. Began Business: 3-1898 ASSETS Cash, balances with other banks. and cash items in process of collection . United States Government obliga- tions, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . Securities of Federal agencies and corporations not guaranteed by u.s. .......... Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . . . . . Bank premises, furniture and fixtures. and other assets representing bank premises . . . . . . . . . . . Real estate owned other than bank premises . Customers' liability to this bank on acceptances outstanding Other assets Total Assets . . . . 630,851.62 1,917 ,568.10 569.165.97 250.000.00 None 2,857,410.42 171,799.40 None None 1,855.50 6,398,651.0 I LIABILITIES Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and oftkers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,200,618.77 2,768,701.09 179,387.48 656,136.82 None 21,642.14 None None None None None 200,000.00 250,000.00 122,164.71 None Total Liabilities . . . . . . . $ 6,398,651.01 FORTY-SEVENTH ANNUAL REPORT 107 STATEMENT Showing condition at the close of business December 31, 1966, of MILLEDGEVILLE BANKING COMPANY Milledgeville (Baldwin), Ga. As called for by the Superintendent of Banks JAMES D. TYLER, President. Date of Charter: 2-28-1874 WILLIE BOGGUS, Cashier. Began Business: 10-13-1884 ASSETS Cash, balances with other banks, and cash items in process of collection. $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp.orat.io.ns. n.o.t .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,302,166.99 3,135,359.20 1,111,064.26 524,706.25 None 3,973,343. 76 2.00 None None None Total Assets . . . . $ 10,046,642.46 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government .... Deposits of States and political sub- divisions . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 3,548,430.48 3,652,013.72 84,729.15 1,462,242.68 129,096.71 34,155.90 None None 48,022.35 None None 200,000.00 600,000.00 112,055.08 175,896.39 Total Liabilities . . . . . . . $ 10,046,642.46 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF MILLEN Millen (Jenkins), Ga. As called for by the Superintendent of Banks W. H. SHEPPARD, President. Date of Charter: 1-4-1893 WATSON W. ROCKER, Cashier. Began BusineBB: 3-1-1893 ASSETS Cash, balances with other banks, and cash items in process of collection , $ United States Government obliga- tions, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by u.s. . . . . . 0 0 Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . . . ... Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 920,663.32 2,264,158.75 None None 246,157.90 2,077,383.29 29,504.45 None None None Total Assets . . . . $ 5,537,867.71 LIABILITIES Demand deposits . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,578,256.24 1,998,168.80 3,762.50 431,445.85 10,000.00 16,529.08 None None 67,967.00 None None 100,000.00 300,000.00 31,738.24 None Total Liabilities . . . . . . . $ 5,537,867.71 108 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF MOLENA Molena (Pike), Ga. As called for by the Superintendent of Banks R. H. FLETCHER, President. Date of Charter: 10-7-1901 CHAS. W. BECKHAM, Cashier. Began Business: 3-1899 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and cuo.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets Total Assets $ 54,336.92 132,300.00 None 190,000.00 None 354,907.53 4,075.00 1.00 None None 735,620.45 LIABILITIES Demand deposits . . . . . . .$ Time and savings deposits . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock . Surplus .... Undivided profits Reserves 258,031.15 301,619.94 46,463.34 41,129.79 1,432.07 None None None 1,560.00 None None 30,000.00 30,000.00 22,384.16 3,000.00 Total Liabilities . $ 735,620.45 STATEMENT Showing condition at the close of business December 31, 1966, of THE FARMERS BANK Monroe (Walton), Ga. As called for by the Superintendent of Banks GEO. W. BAKER, President. Date of Charter: 1-1-1906 J. B. BUTIS, Cashier. Began Business: 1-1-1906 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and uco.srp. orat.io.ns. n. o.t .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 1,443,738.97 1,700,289.66 718,540.17 305,125.08 21,000.00 4,911,798.83 431,373.34 None None None Total Assets . $ 9,531,866.05 LIABILITIES Demand deposits . . . . . . .$ Time and savings deposits . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock Common stock Surplus . . . . Undivided profits Reserves 3,584,658.50 3,870,667.46 112,590.70 887,513.51 None 113,295.09 None None 38,313.88 None None 250,000.00 450,000.00 224,826.91 None Total Liabilities $ 9,531,866.05 FORTY-SEVENTH ANNUAL REPORT 109 STATEMENT Showing condition at the close of business December 31, 1966, of MONTEZUMA BANKING COMPANY Montezuma (Macon), Ga. As called for by the Superintendent of Banks T. M. ADAMS, President. Date of Charter: 10-23-1948 C. W. KINMAN, Cashier. Began Business: 1-10-1949 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 407,885.18 923,654.37 436,740.68 None None 1,070,115.65 8,305.08 None None None Total Assets . . . . $ 2,846,700.% LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . .. 978,614.45 984,240.28 19,061.62 556,730.73 None 7,652.90 None None 22,295.48 None None 50,000.00 100,000.00 120,605.50 7,500.00 Total Liabilities . . . . . . . $ 2,846,700.96 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF MONTICELLO Monticello (Jasper), Ga. As called for by the Superintendent of Banks L. 0. BENTON, JR., President. Date of Charter: 2-8-1964 CHARLES R. DOSTER, Cashier. Began Business: 2-10-1964 ASSETS Cash, balances with other banks, and cash items in process of collection . United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 370,509.05 910,538.47 48,827.71 34,775.00 None I ,240,368.52 75,000.00 2,670.85 None 101.00 Total Assets . . . . $ 2,682,790.60 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . .. Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances. executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . .. 768,470.19 I ,606,15 I.72 10,581.54 107,231.95 None 7,829.05 None None None None None 100,000.00 50,000.00 32,526.15 None Total Liabilities . . . . . . . $ 2,682,790.60 110 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of MOULTRIE BANKING COMPANY Moultrie (Colquitt), Ga. As called for by the Superintendent of Banks W. J. BAIRD, President. Date of Charter: 7-8-1896 H. W. RHODES, Cashier. Began Business: 1896 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direc.t and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 4,029,829.20 2,856,337.41 2,514,955.32 None None 9,543,430.81 150,182.28 58,000.00 None 61,204.25 Total Assets $ 19,213,939.27 LIABILITIES Demand deposits . . . . . . .$ Time and savings deposits . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus .... Undivided profits Reserves 9,252,406.~( 5,287,471.9 177,100.4 1,800,043.4 253,399.1 58,218.4 Non Non 346,733.8 Non 300,0N00o.n~ I ,000,000.0 313,714.7 424,850.8 Total Liabilities . $ 19,213,939.21 STATEMENT Showing condition at the close of business December 31, 1966, of MOUNT VERNON BANK Mt. Vernon (Montgomery), Ga. As called for by the Superintendent of Banks D. A. McRAE, JR., Prt>sident. Date of Charter: 12-21-1900 G. E. HUGHES, Cashier. Began RusinPRS: 1-24-1901 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions Securities of Federal agencies and cuo.srp. orat.io.ns. .no.t .g.ua.ra.nte.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including over drafts . . . . . . . . . . . .. Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 385,673.78 699,166.55 226,971.17 None None 895,077.67 21,095.26 None None 1,173.85 Total Assets $ 2,229,158.28 LIABILITIES Demand deposits . . . . . . $ Time and savings deposits . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock Common stock Surplus .... Undivided profits Reserves 776,566.75 760,436.~~ 17,023.2 421,680.~~ 28,402.?c 1,862.53 None None 37,885.06 None !OO,oNooo~.o~c 50,000.Q<; 35,301.2 Non< Total Liabilities . $ 2,229,158.28 FORTY-SEVENTH ANNUAL REPORT 111 STATEMENT Showing condition at the close of business December 31, 1966, of THE CITIZENS BANK Nashville (Berrien), Ga. As called for by the Superintendent of Banks W. D. PERRY, President. Date of Charter: 2-19-1943 OUIDA N. WILSON, Cashier. Began Business: 3-1943 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 618,870.92 738,772.63 732,414.68 300,000.00 150,000.00 1,981,343.14 85,978.80 None None 1,297.00 Total Assets . . . . . $ 4,608,677.17 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,880,394.80 1,587,937.47 45,997.81 514,911.06 200,308.23 4,067.09 None None 38,000.00 None None 100,000.00 150,000.00 12,060.71 75,000.00 Total Liabilities . . . . . . . $ 4,608,677.17 STATEMENT Showing condition at the close of business December 31, 1966, of THE UNITED BANKING COMPANY Nashville (Berrien), Ga. As called for by the Superintendent of Banks H. D. HAND, President. Date of Charter: 7-10-1924 LUCILLE L. FULLER, Cashler. Began Business: 7-15-1924 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp.orat.io.ns. n.o.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . I ,220,056.14 380,707.50 165,809.37 499,375.00 None 1,888,472.24 110,224.06 1.00 None 8,270.00 Total Assets . . . . $ 4,272,915.31 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions .. . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,504,639.53 1,525,347.45 24,410.26 524,024.86 125,387.76 24,369.92 None None 225,001.50 None None 100,000.00 150,000.00 69,734.03 None Total Liabilities . . . . . . . $ 4,272,915.31 112 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF NEWINGTON Newington (Screven), Ga. As called for by the Superintendent of Banks HORACE V. WELLS, President. Date of Charter: 7-7-1919 ERNEST E. LEE, Cashier. Began Business: 8-14-1919 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and uco.srp. orations not guaranteed by Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including overdrafts Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets Total Assets $ 117,938.73 128,586.33 None None None 308,887.92 7,927.88 None None None 563,340.86 LIABILITIES Demand deposits . . . . . . .$ Time and savings deposits . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock Surplus . . . . Undivided profits Reserves 325,302.31 120,228.93 1,539.00 35,369.11 None 2,011.89 None None None None None 15,000.00 55,000.00 8,889.62 None Total Liabilities . $ 563,340.86 STATEMENT Showing condition at the close of business December 31, 1966, of THE CITIZENS & SOUTHERN NEWNAN BANK Newnan (Coweta), Ga. As called for by the Superintendent of Banks T. GLENN WARE, President. Date of Charter: 2-26-1955 B.S. ASKEW, Cashier. Began BusineRR: 2-25-1955 ASSETS Cash, balances with other banks, and cash items in process of collection. $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and uco.srp. orat.ion. s. n. o.t .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 1,417,029.51 1,914,960.99 1,696,019.88 300,000.00 2,625.00 7,421,527.43 343,142.69 None None 89,962.92 Total Assets $ 13,185,268.42 LIABILITIES Demand deposits . . . . . .$ Time and savings deposits . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions ... Deposits of banks Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for account of this bank and outstanding Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock Common stock Surplus .... Undivided profits Reserves 4,333,102.51 5,869,150.54 69,683.71 1,120,603.86 200,000.00 12,349.00 None None 584,675.31 None None 300,000.00 400,000.00 220,703.49 75,000.00 Total Liabilities . $ 13,185,268.42 FORTY-SEVENTH ANNUAL REPORT 113 STATEMENT Showing condition at the close of business December 31, 1966, of BAKER COUNTY BANK Newton (Baker), Ga. As called for by the Superintendent of Banks ALBERT W. BARBER, President. Date of Charter: 10-4-1906 0. C. SINDERSINE, Cashier. Began Business: 10-15-1906 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp.orat.ion.s. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 201,682.43 479,659.65 34,670.00 None None 945,404.95 3,830.23 None None 866.13 Total Assets . . . . . $ 1,666,113.39 LIABILITIES Demand deposits . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 833,870.59 201,270.90 1,550.00 326,858.75 None 9,153.56 None None 10,954.47 None None 25,000.00 200,000.00 57,455.12 None Total Liabilities . . . . . . . $,_ 1,666,113.39 STATEMENT Showing condition at the close of business December 31, 1966, of NICHOLLS STATE BANK Nicholls (Coffee), Ga. As called for by the Superintendent of Banks RALPH G. LOTT, President. Date of Charter: 12-2-1952 R. E. LOTT, Cashier. Began Business: 1-2-1953 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp.orat.io.ns. n.o.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 197,883.90 643,497.28 None None None 245,167.00 11,597.17 None None None Total Assets . . . $ 1,098,145.35 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub-. divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 430,888.65 470,536.90 5,913.10 96,366.38 None 1,720.14 None None 3,463.62 None None 25,000.00 15,000.00 49,256.56 None Total Liabilities . . . . . . $ 1,098,145.35 114 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of THE BANK OF NORCROSS Norcross {Gwinnett), Ga. As called for by the Superintendent of Banks ALLEN M. JOHNSON, President. Date of Charter: 12-12-1903 J. S. NESBIT, Cashier. Began Business: 2-1-1904 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and cuo.srp.orat.ion. s. n.o.t .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 537,056.29 675,991.88 None 405,000.00 None I ,289,005.93 90,628.41 None None None Total Assets $ 2,997,682.51 LIABILITIES Demand deposits . . . . . .$ Time and savings deposits . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus .... Undivided profits Reserves 1,248,764.8 1,048,178.~~ 3,896.0u 324,346.19 No~~ 2,277.03 None No!!~ 9,659.81 None None 200,000.00 120,000.00 40,560.20 None Total Liabilities . $ 2,997,682.51 STATEMENT Showing condition at the close of business December 31, 1966, of THE BANK OF OCILLA Ocilla {Irwin), Ga. As called for by the Superintendent of Banks JACK WILLIS, President. Date of Charter: 9-20-1956 R. 0. PAULK, Cashier. Began Business: 10-1-1956 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and uco.srp. orations not guaranteed by Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including overdrafts . . . . . . . . . . . .. Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 509,037.84 247,155.97 20,426.16 100,000.00 60,000.00 2,169,019.72 8,473.14 None None 1,611.99 Total Assets . $ 3,115,724.82 LIABILITIES Demand deposits . . . . . . $ Time and savings deposits . . Deposits of U.S. Government .. Deposits of States and political sub- divisions ... Deposits of banks Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock Common stock Surplus .... Undivided profits Reserves 1,387,910.97 1,033,143.17 16,840.39 320,168.82 13,714.73 90,564.05 None None 31,516.77 None None 100,000.00 100,000.00 21,865.92 None Total Liabilities . $ 3,115,724.82 FORTY-SEVENTH ANNUAL REPORT 115 STATEMENT Showing condition at the close of business December 31, 1966, of THE FIRST STATE BANK OF OCILLA Ocilla (Irwin), Ga. As called for by the Superintendent of Banks OTTO GRINER, President. Date of Charter: 5-11-1943 E. J. PATTEN, Cashier. Began Business: 6-1-1943 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 578,228.14 2,572,600.75 96,893.07 None None 1,680,034.26 62,122.41 None None None Total Assets . . . . . $ 4,989,878.63 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . . 2,404,072.13 1,601,911.86 13,049.83 384,603.89 None 14,321.43 None None 37,500.00 None None 100,000.00 300.000.00 87,743.53 46,675.96 Total Liabilities $ 4,989,878.63 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF OGLETHORPE Oglethorpe (Macon), Ga. As called for by the Superintendent of Banks JOHN F. WILLIAMS, President. Date of Charter: 2-5-1901 BLANCHE R. WILLIAMS, Cashier. Began Business: 2-8-1901 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp. orat.io.ns. n. o.t .gu.ar.an.te.ed. .by. Other securities, COrPOrate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 786,744.82 565,408.76 188,760.79 373,895.07 None 1,392,560.54 10,000.00 None None None Total Assets . . . $ 3,317,369.98 LIABILITIES Demand deposits . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,106,310.02 1,240,972.82 3,473.54 604,762.14 None 28,820.65 None None 63,159.82 None None 60,000.00 40,000.00 149,446.38 20,424.61 Total Liabilities . . . . . . $ 3,317,369.98 116 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of FIRST - PALMETTO BANK Palmetto (Fulton), Ga. As called for by the Superintendent of Banks EARL A. SMITH, President. Date of Charter: 6-29-1918 EARL A. SMITH, Cashier. Began Business: 7-10-1918 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and cuo.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . ... Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 177,468.16 310,879.30 17,921.95 420,098.44 None 285,340.12 39,821.68 None None 3,000.00 Total Assets $ 1,254,529.65 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock Surplus .... Undivided profits Reserves . . . . 597,934.6 286,843.9 11,465.6 187,862.4 20,000.0 11,880.9 Non Non 3,700.0( Non 5o,oN00o.n~ 50,000.\J\ 2,642.0 32,200.1 Total Liabilities . $ 1,254,5Z9.6~ STATEMENT Showing condition at the close of business December 31, 1966, of THE PATTERSON BANK Patterson (Pierce), Ga. As called for by the Superintendent of Banks FOSTER O'QUINN, President. Date of Charter: 6-19-1907 LEOLA GRINER, Cashier. Began Business: 6-19-1907 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and uco.srp.orations not guaranteed by Other securi ties, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including overdrafts . . . . . . . . . . . .. Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . Total Assets $ 302,104.88 163,780.25 11,827.76 None None 305,411.23 3,589.78 None None None 786,713.90 LIABILITIES Demand deposits . . . . $ Time and savings deposits . . . Deposits of U.S. Government .. _ Deposits of States and political sub- divisions . . . . . . . . . . . Deposits of banks Certified and officers' checks, etc.. Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock Surplus Undivided profits Reserves . . . . 434,234.1: 98,398.2\ 2,095.0 156,207.6' Nont 16,558.3' Nont Nont Non Non Non 25,000.2 45,000.1.!' 9,220.4 Non Total Liabilities . $ 786,713.91 FORTY-SEVENTH ANNUAL REPORT 117 STATEMENT Showing condition at the close of business December 31, 1966, of THE FAYETTE STATE BANK Peachtree City (Fayette), Ga. As called for by the Superintendent of Banks W. F. FARR, President. Date of Charter: 1-31-1964 W. F. FARR, Cashier. Began Business: 2-1-1964 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over drafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 471,350.03 599,215.34 54,000.00 449,740.61 None 1,150,615.96 16,620.70 None None 3,678.97 Total Assets . . . . $ 2,745,221.61 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 812,874.55 967,071.97 2,376.85 579,077.80 16,900.74 7,533.38 None None 108,723.70 None None 100,000.00 100,000.00 50,662.62 None Total Liabilities . . . . . . . $ 2,745,221.61 STATEMENT Showing condition at the close of business December 31, 1966, of THE CITIZENS EXCHANGE BANK OF PEARSON Pearson (Atkinson) , Ga. As called for by the Superintendent of Banks J. L SUMMERLIN, President. Date of Charter: 1-19-1943 ROBT. A. SUMMERLIN, Cashier. Began Business: 5-12-1945 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 532,235.90 I ,OR3,265.74 None None None 750,565.49 204.97 None None None Total Assets . . . . $ 2,366,272.10 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,033,992.27 864,826.36 3,489.89 230,597.22 20,000.00 5,000.59 None None 21,554.60 None None 50,000.00 100,000.00 26,811.17 10,000.00 Total Liabilities . . . . . . . $ 2,366,272.10 118 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of FARMERS BANK OF PELHAM Pelham (Mitchell), Ga. As called for by the Superintendent of Banks F. B. HAND, President. Date of Charter: 8-25-1902 R. STEVE TAYLOR, Cashier. Began Business: 9-1-1902 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct .and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 740,582.31 1,256,269.08 229,167.57 None None 2,841,131.04 27,332.60 None None 22,376.44 Total Assets . . . . $ 5,116,859.04 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,987,357.65 1,622,915.33 15,288.13 866,658.83 None 19,116.23 None None 84,265.50 None None 150,000.00 150,000.00 221,257.37 None Total Liabilities . . . . . . $ 5,116,859.04 STATEMENT Showing condition at the close of business December 31, 1966, of PELHAM BANKING COMPANY Pelham (Mitchell), Ga. As called for by the Superintendent of Banks DR. J. C. BRIM, President. Dllte of Charter: 12-4-1936 WENDELL A. ADAMS, Cashier. Began Business: 12-8-1936 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. orat.ion. s. n.o.t .gu.ar.an.te.ed. .by. Other securities, corporate stocks and st<>Ck in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real ~state owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 477,348.55 849,109.68 264,577.08 199,687.50 None 2,714,342.85 70,540.40 None None None Total Assets . . . . . $ 4,575,606.06 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States ahd political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . . 1,675,965.02 1,763,034.60 24,912.21 536,278.88 None 20,660.32 None None None None None 150,000.00 300,000.00 91,547.72 13,207.31 Total Liabilities . . . . . . . $ 4,575,606.06 FORTY-SEVENTH ANNUAL REPORT 119 STATEMENT Showing condition at the close of business December 31, 1966, of THE PEMBROKE STATE BANK Pembroke (Bryan), Ga. As called for by the Superintendent of Banks H. B. WARNELL, President. Date of Charter: 12-29-1937 E. B. MILES, Cashier. Began Business: 2-11-1938 ASSETS Cash, balances with other banks, and cash items in process of collecti 20,624.7 510,042.8 Non< 60,775.2( Non< Nom 115,265.0f Nom Non< 150,000.0( 150,00o.gc 255,979.0f Nom Total Liabilities . $ 7,710,793.67 STATEMENT Showing condition at the close of business December 31, 1966, of PEOPLE'S BANK OF TALBOTTON, G~ORGIA Talbotton (Talbot), Ga. As called for by the Superintendent of Banks MRS. ELIZABETH P. PERSONS, President. Date of Charter: 12-9-1890 J. H. MAHONE, Cashier. Began Business: 1-13-1891 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by u.s. Other securi ties, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 301,819.94 307,500.14 21,393.05 529,750.00 None 768,948.83 2.00 1.00 None None Total Assets $ 1,929,414.96 LIABILITIES Demand deposits . .. . . .$ Tip1e and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock Common stock Surplus Undivided profits Reserves 827,542.74 490,803.66 11,374.35 454,871.85 Non< Nom Non< Nom Non< Non< Non 50,000.()( 50,000.0( 42,322.~f 2,500.0( Total Liabilities . $ 1,929,414.9! FORTY-SEVENTH ANNUAL REPORT 145 STATEMENT Showing condition at the close of business December 31, 1966, of WEST GEORGIA BANK OF TALLAPOOSA, GEORGIA Tallapoosa (Haralson), Ga. As called for by the Superintendent of Banks W. I. LANIER, President. Date of Charter: 12-6-1948 SAM CHEATWOOD, Cashier. Began Business: 7-6-1949 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . ... Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 799,785.28 534,586.79 121,527.42 567,706.25 None 1,568,254.69 52,185.56 5,500.00 None 4,815.64 Total Assets . . . . $ 3,654,361.63 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . . 1,659,617.05 1,467,825.97 59,515.57 224,161.89 None 4,562.30 None None 10,874.49 None None 100,000.0U 100,000.00 27,804.36 None Total Liabilities . . . . . .. $ 3,654,361.63 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF TAYLORSVILLE Taylorsville (Bartow), Ga. As called for by the Superintendent of Banks HOLMES NEEL, President. Date of Charter: 6-6-1905 W. R. GIBBS, Cashier. Began Business: 6-13-1905 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obliga- tions, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . . . . .. Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . 0 Real estate owned other than bank premises 0 o 0 0 0 0 0 0 0 0 Customers' liability to this bank on acceptances outstanding Other assets . . 152,008.55 400,856.06 None 284,568.04 None 632.503.33 2,481.00 None None None Total Assets . . . . $ 1,472,416.98 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions 0 o 0 o Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves ... 0 573,484.36 521,911.36 1,093.00 147,080.56 None 6,725.35 None None None None None 25,000.00 100,000.00 97,122.35 None Total Liabilities . . . . . . . $ 1,472,416.98 146 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF TEMPLE Temple (Carroll), Ga. As called for by the Superintendent of Banks J. H THOMAS, President. Date of Charter: 11-25-1946 L. G. LYELL, Cashier. Began Business: 7-1-1947 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and uco.srp. orations not guaranteed by Other securi ties, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including over~ drafts Bank premises, furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets Total Assets $ 126,062.75 135,953.75 None ll4,587.50 None 178,535.04 1,132.90 None None None 556,271.94 LIABILITIES Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divtsions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . . 405,885.34 20,000.00 None 27,611.68 None None None None 409.10 None None 25,000.00 50,000.00 27,365.82 None Total Liabilities . . . . . . . $ 556,271.94 STATEMENT Showing condition at the close of business December 31, 1966, of TENNILLE BANKING COMPANY Tennille (Washington}, Ga. As called for by the Superintendent of Banks W. B. SMITH, President. Date of Charter: 4-4-1900 CHARLES V. SMITH, Cashier. Began Business: 4-1900 ASSETS Cash, balances with other banks, and cash items in process of collection . $ Urtited States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and uco.srp. orations not guaranteed by Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over~ drafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 575,438.93 744,735.38 98,844.49 400,000.00 None 2,410,513.03 32,582.64 None None 18,651.50 Total Assets $ 4,280,765.97 LIABILITIES Demand deposits . . . . . . .$ Time and savings deposits . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks Certified and officers' checks, etc.. Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus .... Undivided profits Reserves 1,589,777.69 I ,836,969.28 35,050.52 437,863.30 None 3,198.90 None None None None None 100,000.00 200,000.00 77,906.28 None Total Liabilities . $ 4,280,765.97 FORTY-SEVENTH ANNUAL REPORT 147 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF UPSON Thomaston (Upson), Ga. As called for by the Superintendent of Banks CHAS. M. PASLEY, JR., President. Date of Charter: 6-23-1951 H. D. STOREY, JR., Cashier. Began Business: 10-1-191i1 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 600,013.53 1,818,715.72 507,287.47 None None 2,791,550.24 170,570.43 None None 4,007.65 Total Assets . . . . . $ 5,892,145.04 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government .. Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,043,812.08 2,661,289.64 25,312.23 513,725.81 53,620.45 2,234.16 None None 52,349.29 None None 270,000.00 210,000.00 59,801.38 None Total Liabilities . . . . . . . $ 5,892,145.04 STATEMENT Showing condition at the close of business December 31, 1966, of CITIZENS & SOUTHERN BANK OF THOMASTON, GEORGIA Thomaston (Upson), Ga. As called for by the Superintendent of Banks C. B. JENKINS, JR., President. Date of Charter: 1-18-1926 JACK B. HUTCHINSON, Cashier. Began Business: 2-28-1930 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,747,273.22 1,521,567.80 2,090,307.16 None 2,625.00 8,720,734.93 117,538.41 None None 88,337.88 Total Assets . . . . $ 14,288,384.40 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . . 5,291,521.24 6,384,907.22 150,062.23 945,370.81 None 2,057.41 None None 460,083.20 None None 400,000.00 400,000.00 154,382.29 100,000.00 Total Liabilities . . . . . . . $ 14,288,38.4.40 148 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF THOMAS COUNTY Thomasville (Thomas), Ga. As called for by the Superintendent of Banks H. B. GURLEY, President. Date of Charter: 2-3-1937 JOE J. KEYTON, Cashier. Began Business: 2-15-1937 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 956,018.00 3,014,959.39 990,984.95 899,687.50 None 5,715,271.25 240,436.84 None None 32,982.41 Total Assets . . . . $ 11,850,340.34, LIABILITIES Demand deposits . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 5,212,610.60 3,995,322.58 324,301.83 974,730.42 114,506.05 119,342.69 None None 201,685.38 None None 360,000.00 440,000.00 66,569.36 41,271.43 Total Liabilities . . . . . .. $ 11,850,340.34 STATEMENT Showing condition at the close of business December 31, 1966, of COMMERCIAL BANK Thomasville (Thomas), Ga. As called for by the Superintendent of Banks L. D. FERGUSON, President. Date of Charter: 7-3-1916 A. F. KIMBROUGH, Cashier. Began Business: 7-22-1916 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 2,374,448.22 3,143,601.28 1,421,924.91 None None 7,421,428.53 418,643.74 None None 150,836.87 Total Assets . . . . $ 14,930,883.55 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 6,994,085.70 5,011,946.68 161,159.25 1,384,017.68 70,071.24 93,228.29 None None 276,091.02 None None 400,000.00 450,000.00 90,283.69 None Total Liabilities . . . . . . . $ 14,930,883.55 FORTY-SEVENTH ANNUAL REPORT 149 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF THOMSON Thomson (McDuffie}, Ga. As called for by the Superintendent of Banks W. E. HUNT, President. Date of Charter: 12-30-1890 W. F. BECKUM, JR., Cashier. Began Business: 1891 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions , . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 775,566.38 I ,428,498. 96 936,380.11 292,750.00 None 2,770,821.85 93,113.68 None None 6,103.16 Total Assets . . . . 6,303,234.14 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,821,998.01 2,232,556.14 42,672.44 587,333.39 None 10,962.42 None None 12,000.00 None None 150,000.00 225,000.00 219,781.35 930.39 Total Liabilities . . . . . . . $ 6,303,234.14 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF TIFTON Tifton (Tift), Ga. As called for by the Superintendent of Banks JOHN E. PARKERSON, President. Date of Charter: 10-10-1891 L. W. GAULDING, Cashier. Began Business: 1896 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and IT.S.orat.io~s. ~o~ .g~a~a~te.ed. ~y. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises. furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,567,355.18 2,071,049.01 1,684,593.40 .600,000.00 None 8,180,585.23 278,283.96 None None 55,699.32 Total Assets . . . . $ 14,437,566.10 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions .. . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . . 5,027,218.89 4,397,158.64 83,178.78 2,189,471.30 617,922.06 63,014.64 None None 659,667.18 None None 400,000.00 500,000.00 308,345.17 191,589.44 Total Liabilities . . . . . $ 14.437,566.10 150 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of THE CITIZENS BANK OF TIFTON Tifton (Tift), Ga. As called for by the Superintendent of Banks WM. W. CONOLY, President. Date of Charter: 2-24-1948 JOHN T. BARGE, Cashier. Began Business: 4-15-1948 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. orat.ion. s. n.o.t .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank. . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 573,424.14 771,699.83 490,61!4.30 200,000.00 None 3,679,678.77 286,229.34 20,000.00 None 70.87 Total Assets . . . . . $ 6,021,787.25 LIABILITIES Demand deposits . . . . . . $ Time and savings deposits . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . . 2,346,209.89 2,102,412.39 69,184.21 810,648.10 None 70,878.59 None None 59,000.00 None None 225,000.00 275,000.00 43,454.07 20,000.00 Total Liabilities . . . . . . . $ 6,021,787.25 STATEMENT Showing condition at the close of business December 31, 1966, of THE FARMERS BANK OF TIFTON Tifton (Tift), Ga. As called for by the Superintendent of Banks JOHN H. DAVIS, President. Date of Charter: 12-21-1936 L. A. BRASWELL, Cashier. Began Business: 2-24-1937 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. orat.ion. s. n. o.t .gu.ar.an.t~.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 822,583.60 1,806,610.65 1,095,173.53 199,979.14 None 4,937,030.64 207,374.41 None None 49,591.75 Total Assets . . . . $ 9,118,343.72 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . . 3,665,779.92 3,298,565.60 27,977.33 1,048,106.37 10,084.15 64,567.23 None None 104,900.41 None None 200,000.00 440,000.00 258,362.71 None Total Liabilities . . . . . . . $ 9,118,343.72 FORTY-SEVENTH ANNUAL REPORT 151 STATEMENT Showing condition at the close of business December 31, 1966, of THE BANK OF TIGNALL Tignall (Wilkes), Ga. As called for by the Superintendent of Banks L. D. WARE, President. Date of Charter: 7-5-1909 L. D. WARE, Cashier. Began Business: 8-1909 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and cuo.srp.orations not guaranteed by Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets Total Assets $ 118,146.48 483,854.85 None None None 29,594.00 1.00 None None None 631,596.33 LIABILITIES Demand deposits . . . . . . .$ Time and savings deposits . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . Deposits of banks Certified and officers' checks, etc.. Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus Undivided profits Reserves 487,525.05 3,000.00 700.00 73,246.28 None None None None 3,900.00 None None 25,000.00 15,000.00 19,225.00 4,000.00 Total Liabilities $ 631,596.33 STATEMENT Showing condition at the close of business December 31, 1966, of THE BANK OF TOCCOA Toccoa (Stephens), Ga. As called for by the Superintendent of Banks WM. C. CLARY, JR., President. Date of Charter: _8-10-1911 RAYMOND A. NEAL, Cashier. Began Business: 9-1-1911 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and cuo.srp. orations not guaranteed by Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 2,249,570.60 1,276,991.38 1,495,076.09 424,871.88 None 4,330,899.75 133,537.51 None None 829.89 Total Assets $ 9,911,777.10 LIABILITIES Demand deposits . . . . .$ Time and savings deposits Deposits of U.S. Government ... Deposits of States and political sub- divisions ... Deposits of banks Certified and officers' checks, etc.. Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus Undivided profits Reserves 3,148,453.48 3,966,449.08 136,316.56 1,555,732.21 477,977.10 55,898.53 None None 74,078.75 None None 100,000.00 300,000.00 96,871.39 None Total Liabilities . $ 9,911,777.10 152 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of THE CITIZENS BANK Toccoa (Stephens), Ga. As called for by the Superintendent of Banks WALLACE B. BRUCE, President. Date of Charter: 5-25-1950 HENRY B. HAYES, Cashier. Began Business: 3-16-1951 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by u.s. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,844,651.77 1,575,514.06 1,086,964.40 400,118.75 None 3,688,062.68 191,893.46 None None 17,913.25 Total Assets . . . . 8,805,118.37 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divtsions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 3,646,725.51 2,779,944.41 193,353.99 1,529,557.32 None 47,763.17 None None None None None 150,000.00 325,000.00 41,773.97 91,000.00 Total Liabilities . . . . . . . $ 8,805,118.37 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF DADE Trenton (Dade), Ga. As called for by the Superintendent of Banks EDWARD F. WILKIE, President. Date of Charter: 7-5-1955 MRS. VALERIA K. NETHERY; Cashier. Began Business: 1-12-1956 ASSETS Cash, balances with other banks, and cash items in process of collection . United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 275,147.50 609,871.89 157,593.51 74,946.15 None 1,861,538.62 15,321.03 None None None Total Assets . . . . $ 2,994,418.70 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . .. 1,018,889.80 1,275,597.31 21,395.17 388,892.65 None 18,856.13 None None 82,425.30 None None 50,000.00 75,000.00 63,362.34 None Total Liabilities . . . . . . . $ 2,994,418.70 FORTY-SEVENTH ANNUAL REPORT 153 STATEMENT Showing condition at the close of business December 31, 1966, of THE CITIZENS AND SOUTHERN BANK OF TUCKER Tucker (DeKalh), Ga. As called for by the Superintendent of Banks GUS L. CONNELLY, President. Date of Charter: 10-29-1919 RAY F. BRIDGES, Cashier. Began Business: 12-1919 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 766,850.40 1,223,321.52 794,969.71 None None 6,026,378.47 177,423.47 None None 39,394.40 Total Assets . . . . $ 9,028,337.97 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 4,048,936.19 3,365,668.56 64,067.72 419,946.75 None 129,400.31 100,000.00 None 363,832.72 None None 275,000.00 85,000.00 90,868.43 85,617.29 Total Liabilities . . . . .... $ 9,028,337.97 STATEMENT Showing condition at the close of business December 31, 1966, of DURDEN BANKING COMPANY, INC. Twin City (Emanuel), Ga. As called for by the Superintendent of Banks B. LEWIS BRINSON, President. Date of Charter: 6-26-1935 J. THOMAS DURDEN, Cashier. Began Business: '7-5-1935 ASSETS Cash, balances with other banks, and cash items in process of collection . United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp. orat.ion.s. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . ... Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . Total Assets . . . . 358,483.46 597,036.Bl 302,681.57 99,992.14 None 1 ,506,031.12 100,978.88 None None None 2,965,203.98 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . . 1,171,638.58 1,254,701.91 18,464.13 236,129.91 10,000.00 4,500.57 None None 6,000.00 None None 50,000.00 125,000.00 63,768.88 25,000.00 Total Liabilities . . . . . . . $ 2,965,203.98 154 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of EXCHANGE BANK OF UNADILLA Unadilla (Dooly), Ga. As called for by the Superintendent of Banks J. D. SPEIGHT, President. Date of Charter: 4-19-1935 JIMMIE J. RYALS, Cashier. Began Business: 4-22-1935 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by u.s. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 277,303.39 365,375.75 55,858.40 448,744.79 .None 1,347,844.81 9,979.28 None None None Total Assets $ 2,505,106.42 LIABILITIES Demand deposits . . . . .$ Time and savings deposits . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus .... Undivided profits Reserves 1,185,796.39 852,991.91 7,542.73 218,182.69 None 13,445.61 None None 60.00 None None 50,000.00 100,000.00 57,167.51 19,919.58 Total Liabilities . $ 2,505,106.42 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF UNION POINT Union Point (Greene). Ga. As called for by the Superintendent of Banks RALPH L. RHODES, President. Date of Charter: 5-15-1911 W. ALAN RAMSEY, Cashier. Began Business: 5-1911 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obliga- tions, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by u.s. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . Loans and discounts, including over- drafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . 0 0 Real estate owned other than bank premises . 0 0 0 0 0 0 Customers' liability to this bank on acceptances outstanding Other assets 265,022.12 370,767.10 133,823.88 239,671.88 None 1,498,690.13 I ,649.89 7,817.78 None None Total Assets $ 2,517,442.78 LIABILITIES Demand deposits .$ Time and savings deposits . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions 0 Deposits of banks . . . . . . . Certified and officers' checks, etc.. Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock Common stock Surplus Undivided profits Reserves 763,882.38 1,193,756.36 25,688.02 302,800.58 None 8,812.05 None None None None None 50,000.00 100,000.00 72,503.39 None Total Liabilities $ 2,517,442.78 FORTY-SEVENTH ANNUAL REPORT 155 STATEMENT Showing condition at the close of business December 31, 1966, of THE FARMERS BANK Union Point (Greene), Ga. As called for by the Superintendent of Banks JOHN B. STEWART, President. Date of Charter: 9-6-1911 REUBEN H. FLYNT, Cashier. Began Business: 9-6-1911 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and' other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 455,816.49 910,610.52 35,Q54.12 899,473.42 None 2,227,658.91 53,614.31 None None 3,081.36 Total Assets . . . . . $ 4,585,309.13 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,OS 1,860.84 2,667,585.76 9,894.94 533,928.86 None 23,430.59 None None None None None 100,000.00 150,000.00 48,608.14 None Total Liabilities . . . . . . . $ 4,585,309.13 STATEMENT Showing condition at the close of business December 31, 1966, of BROGDON STATE BANK Uvalda (Montgomery), Ga. As called for by the Superintendent of Banks J. MILTON BROGDON, President. Date of Charter: 5-2-1966 MRS. J. MILTON BROGDON, Cashier. Began Business: 5-16-1966 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obli1lations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . Total Assets . . . . $ 52,526.78 76,892.89 None None None 321,604.73 15,000.00 None None None 466,024.40 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 209,950.64 69,455.92 None 70,000.00 None 161.02 None None 7,433.27 None None 50,000.00 50,000.00 9,023.55 None Total Liabilities . . . . . . . $ 466,024.40 156 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of FIRST STATE BANK Valdosta (Lowndes), Ga. As called for by the Superintendent of Banks REA STEELE, President. Date of Charter: 1-22-1906 MELVIN PLAIR, Cashier. Began Business: 3-1906 ASSETS Cash, balances with other banks, and cash items in process of collection . United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 2,075,248.43 1,062,362.50 883,882.60 729,330.00 None 3,880,280.20 72,157.39 None None None Total Assets . . . . $ 8,703,261.12 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves .... 3,633.234.93 2,229,961.37 137,495.23 1,834,984.00 189,529.89 70,455.55 None None 22,500.00 None None 225,000.00 225,000.00 135,100.15 None Total Liabilities . . . . . . . $ 8,703,261.12 STATEMENT Showing condition at the close of business December 31, 1966, of BRICE BANKING COMPANY, INC. Vidalia (Toombs), Ga. As called for by the Superintendent of Banks T. H. BRICE, President Date of Charter: 9-7-1965 LIZZIE GUIN, Cashier Began Business: 10-14-1965 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . 0 Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,163,023.15 1,170,832.28 None 300,000.00 None 1,232,648.89 24,351.18 12,897.04 None None Total Assets . . . . $ 3,903,752.54 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . o 0 Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . .. 2,436,020.11 514,600.00 25,565.78 439,224.56 113,131.59 8,801.92 None None 23,142.13 None None 100,000.00 150,000.00 88,135.52 5,130.93 Total Liabilities . . . . . . . $ 3,903,752.54 FORTY-SEVENTH ANNUAL REPORT 157 STATEMENT Showing condition at the close of business December 31, 1966, of DARBY BANKING COMPANY, INC. Vidalia (Toombs), Ga. As called for by the Superintendent of Banks J. F. DARBY, JR., President. Date of Charter: 6-22-1934 D. L. GORDON, JR. Cashier. Began Business: 7-1-1934 ASSETS Cash, balances with other banks, and cash items in precess of collection . United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outs tanding Other assets . . 654,065.23 409,453.73 679,343.53 849,875.00 None 1,915,259.40 15,591.77 None None None Total Assets . . . . $ 4,523,588.66 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,341,236.23 1,122,654.75 70,707.74 394,850.83 112,146.89 25,527.51 None None 76,726.37 None None 200,000.00 100,000.00 79,738.34 None Total Liabilities . . . . . . . $ 4,523,588.66 STATEMENT Showing condition at the close of business December 31, 1966, of CITIZENS BANK Vienna (Dooly), Ga. As called for by the Superintendent of Banks W. G. WILLIAMSON, President. Date of Charter: 6-24-1931 A. J. JARVIS, Cashier. Began Business: 7-1-1931 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 562,375.30 510,035.52 119,608.65 699,468.75 None 1,206,346.05 21,987.10 None None 355.00 Total Assets . . . . $ 3,120,176.37 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . .. Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,489,496.14 751,979.56 8,594.63 516,381.08 None 20,175.01 None None None None None 50,000.00 150,000.00 133,549.95 None Total Liabilities . . . . . . . $ 3,120,176.37 158 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF VILLA RICA Villa Rica (Carroll), Ga. As called for by the Superintendent of Banks J. G. KNIGHT, JR. President. Date of Charter: 5-4-1899 SAM C. ANDERS, Cashier. _Began Business: 5-1899 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed. . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U.S. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 466,776.69 1,550,339.06 228,604.11 None None 1,627,578.99 26,000.00 None None 6,317.99 Total Assets . . . . $ 3,905,616.84 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,736,651.01 1,383,337.31 83,140.15 301,610.11 None 5,940.70 None None 25,670.00 None None 100,000.00 150,000.00 69,267.56 50,000.00 Total Liabilities . . . . . . . $ 3,905,616.84 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF WADLEY Wadley (Jefferson), Ga. As called for by the Superintendent of Banks S. P. CHAPMAN, JR., President. Date of Charter: 1-29-1902 P. G. EDENFIELD, JR., Cashier. Began "Business: 1-1902 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp.orat.io.ns. n.o.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 184,504.53 602,718.93 192,131.32 454,745.66 None 890,680.86 34,472.56 None None 5,448.62 Total Assets . . . . $ 2,364,702.48 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . 0 Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves 0 881,177.52 848,839.56 25,702.37 389,859.01 None 13,113.48 None None 12,025.85 None None 50,000.00 50,000.00 93,984.69 None Total Liabilities $ 2,364,702.48 FORTY-SEVENTH ANNUAL REPORT 159 STATEMENT Showing condition at the close of business December 31, 1966, of THE BANK OF WARNER ROBINS Warner Robins (Houston), Ga. As called for by the Superintendent of Banks DAVID L. DAVIS, President. Date of Charter: 4-25-1956 JAS. S. FARR, Cashier. Began Business: 1-4-1957 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 853,956.32 1,245,870.09 1,047,545.83 99,984.38 None 4,207,730.23 42,966.72 None None 46,152.61 Total Assets . . . . . $ 7,544,206.18 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government .. Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 3,684,515.94 2,072,943.79 94,263.14 724,244.70 75,000.00 4,656.77 None None 290,043.65 None None 133,400.00 75,000.00 315,013.38 75,124.81 Total Liabilities . . . . . . . $ 7,544,206.18 STATEMENT Showing condition at the close of business December 31, 1966, of CITIZENS STATE BANK Warner Robins (Houston), Ga. As called for by the Superintendent of Banks H. P. FLEMING, President. Date of Charter: 12-13-1960 T. J. CALHOUN, JR., Cashier. Began Business: 1-2-1951 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of ~tates and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp.orat.io.ns. n.o.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,320,625.85 1,415,848.15 1,122,729.91 1,424,617.55 None 5,358,717.57 178,543.34 None None 12,338.75 Total Assets . . . . $ 10,833,421.12 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other !>abilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves .... 4,337,329.56 3,645,590.69 125,315.89 1,680,136.75 None 12,205.07 None None 383,183.22 None None 300,000.00 200,000.00 149,659.94 None Total Liabilities . . . . . . . $ 10,833,421.12 160 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of CITIZENS BANK Warrenton (Warren), Ga. As called for by the Superintendent of Banks HAL D. BEMAN, President. Date of Charter.: 4-14-1902 LANE S. McELVEEN, Ca&hier. Began Business: 41902 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 605,825.66 1,310,708.61 731,313.21 None None 1,763,562.73 88,704.32 None None 42,881.63 Total Assets . . . . 4,542,996.16 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . I ,658,079.51 1,576,779.04 40,198.84 657,854.54 10,000.00 5,512.78 None None 46,587.43 None None 200,000.00 100,000.00 147,630.32 100,353.70 Total Liabilities . . . . . .. $ 4,542,996.16 STATEMENT Showing condition at the close of business December 31, 1966, of FARMERS AND MERCHAN'l'S BANK Washington {Wilkes), Ga. As called for by the Superintendent of Banks ROBERT M. DRINKARD, President. Date of Charter: 8-10-1949 JULIAN C. HESTER, Cashier. Began Business: 3-14-1950 ASSETS Cash, balances with other banks, and cash items in process of collection . United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by U$. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 376,880.20 1,021,437.96 550,892.74 100,129.66 None 1,99!,379.05 64,670.10 None None 2,665.57 Total Assets . . . . $ 4,108,055.28 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,098,356.72 I ,989,566.67 10,550.56 637,556.11 8,611.37 2,551.87 None None 57,438.81 None None 125,000.00 82,500.00 89,423.17 6,500.00 Total Liabilities . . . . . . . $ 4,108,055.28 FORTY-SEVENTH ANNUAL REPORT 161 STATEMENT Showing condition at the close of business December 31, 1966, of WASHINGTON LOAN AND BANKING COMPANY Washington (Wilkes), Ga. As called for by the Superintendent of Banks F. W. THOMAS, President. Date of Charter: 9-7-1891 FRANK W.THUMAS,JR., Cashier. Began Business: 5-1-1895 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,043,579.97 2,228,590.10 529,772.78 300,000.00 None 4,545,774.43 156,767.15 None None None Total Assets . . . . $ 8,804,484.43 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,583,393.45 3,791,293.29 89,546.28 1,459,228.59 117,687.34 18,989.29 None None 114,184.82 None None 200,000.00 300,000.00 130,161.37 None Total Liabilities . . . . . . . $ 8,804,484.43 STATEMENT Showing condition at the close of business December 31, 1966, of OCONEE STATE BANK Watkinsville (Oconee), Ga. As called for by the Superintendent of Banks H. H. WELLS, President. Date of Charter: 6-5-1959 G. E. BORDEN, Cashier. Began Business: 2-1-1960 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp.orat.ion.s. n.o.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 491,694.65 701,105.99 155,896.26 None None 858,422.31 9,238.95 None None None Total Assets . . . . $ 2,216,358.16 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,116,123.53 677,536.00 12,270.52 247,506.79 None 7,056.78 None None 3,850.00 None None 75,000.00 15,000.00 62,014.54 None Total Liabilities . . . . . . . $ 2,216,358.16 162 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of COMMERCIAL BANK Waycross (Ware), Ga. As called for by the Superintendent of Banks J. M. NORMAN, President. Date o~ Charter: 10-15-1918 P. E. PENN, Cashier. Began Business: 10-30-1918 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by u.s. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,813,813.13 3,397,705.30 396,023.41 649,412.50 25,000.00 2,075,997.69 196,689.29 None None None Total Assets . . . . 8,554,641.32 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . . Undivided profits Reserves . . . . 4,533,193.30 2,118,555.49 321,633.79 608,053.21 None 44,260.57 None None 122,317.22 None None 200,000.00 200,000.00 95,568.58 311,059.16 Total Liabilities . . . . . .. $ 8,554,641.32 STATEMENT Showing condition at the close of business December 31, 1966, of SOUTHERN BANK Waycross (Ware), Ga. As called for by the Superintendent of Banks RALPH HERRIN, President. Date of Charter: 5-22-1956 DAVID E. HOWARD, Cashier. Began Business: 6-11-1956 ASSETS Cash, balances with other banks, and cash items in process of collection. $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by u.s. . . . . . . . . . . . . . Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,133,855.92 1,073,562.63 709,488.87 699,390.63 None 2,315,119.26 137,310.24 8,573.98 None 12,882.89 Total Assets . . . . $ 6,090,184.42 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government .. Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,587,458.78 2,076,524.53 73,191.48 637,815.89 None 44,339.00 None None 153,284.13 None None 175,000.00 300,000.00 42,570.61 None Total Liabilities . . . . . . . $ 6,090,184.42 FORTY-SEVENTH ANNUAL REPORT 163 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF WAYNESBORO Waynesboro (Burke), Ga. As called for by the Superintendent of Banks M. K. TUCKER, President. Date of Charter: 12-16-1890 "MYRTIS L. LOVETT, Cashier. Began Business: 1891 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ 1,141,314.40 United States Government obliga- tions, direct and guaranteed . . . '1,619,644.50 Obligations of States and political subdivisions . . . . . . . . . . 734,875.08 Securities of Federal agencies and corporations not guaranteed by Ot~~~secu.ritie~, ~o~p~r~t~ sto~k~ a~d 687,422.83 stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 17,600.00 4,058,953.74 108,466.46 None None 43,549.13 Total Assets . . . . $ 8,411,826.14 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 2,892,049.03 3,714,189.39 82,316.54 752,122.82 21,513.90 49,852.76 None None 376,156.76 None None 150,000.00 300,000.00 73,624.94 None Total Liabilities . . . . . . . $ 8,411,826.14 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF GRADY COUNTY Whigham (Grady), Ga. As called for by the Superintendent of Banks AGNEW SMITH, President Date of Charter: 6-18-1965 THOMAS L. WALKER, Cashier Began Business: 7-1-1965 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . Obligations of States and political subdivisions Securities of Federal agencies and corporations not guaranteed by Ot~~~secu.ritie~, ~o~p~r~t~ sto~k~ a~d stock in Federal Reserve Bank . . Loans and discounts, including over- drafts Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets Total Assets $ 94,245.16 128,618.58 None 219,987 .so None 336,072.23 16,333.39 None None None 795,256.86 LIABILITIES Demand deposits . . . . .$ Time and savings deposits . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks Certified and officers' checks, etc.. Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstand- ing Other liabilities . . . . . . . Capital notes and debentures . Preferred stock Common stock Surplus Undivided profits Reserves 379,058.97 179,618.34 1,856.98 128,429.31 None 2,336.06 None None 646.44 None None 50,000.00 25,000.00 28,310.76 None Total Liabilities . $ 795,256.86 164 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of THE PEOPLES BANK Willacoochee (Atkinson), Ga. As called for by the Superintendent of Banks CHAS. T. LODER, President. Date of Charter: 1-4-1952 MARGUERITE B. LODER, Cashier. Began Business: 1-15-1952 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . Total Assets . . . . $ 367,611.24 220,866.20 5,000.00 None None 376,789.05 14,534.89 None None 325.33 985,126.71 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . . 375,412.07 361,329.52 7,698.69 172,011.05 None 382.01 None None None None None 30,000.00 25,000.00 13,293.37 None Total Liabilities . . . . . . . $ 985,126.71 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF BARROW Winder (Barrow), Ga. As called for by the Superintendent of Banks JAMES HARRISON, President. Date of Charter: 3-12-1951 L. P. HIX, Cashier. Be~tan Business: 3-17-1951 ASSETS Cash, balances with other banks, and cash i terns in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by 0~~~-secu.ritie~. ~o~p~r~t~ sto~k; a~d stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 1,279,955.55 1,107,466.90 993,498.09 349,750.00 50,000.00 2,962,206.23 39,982.53 None None 27,828.86 Total Assets . . . . $ 6,810,688.16 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . . 3,661,198.73 1,808,298.68 84,275.72 555,091.11 None 15,494.62 None None 145,421.83 None None 250,000.00 150,000.00 140,907.47 None Total Liabilities . . . . . . . $ 6,810,688.16 FORTY-SEVENTH ANNUAL REPORT 165 STATEMENT Showing condition at the close of business December 31, 1966, of THE PEOPLES BANK Winder (Barrow), Ga. As called for by the Superintendent of Banks C. 0. MADDOX, JR., President. Date of Charter: 10-29-1926 J. B. LANGFORD, Cashie:t. Began Business: 10-30-1926 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corporations not guaranteed by Ot~~~secu'ritie~, ~o~p~r~t~ sio~k~ a~d stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 906,609.21 1,598,101.75 860,003.09 300,000.00 None 2,196,086.48 98,164.82 None None None Total Assets . . . . $ 5,958,965.35 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and out~tanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus . . . Undivided profits Reserves . . . . 3,521,378.42 1,675,006.28 59,035.81 280,201.00 None 6,029.40 None None 5,000.00 None None 100,000.00 150,000.00 25,000.00 137,314.44 Total Liabilities . . . . . . . $ 5,958,965.35 STATEMENT Showing condition at the close of business December 31, 1966, of THE CAMDEN COUNTY STATE BANK Woodbine (Camden), Ga. As called for by the Superintendent of Banks J. C. NEWTON, President. Date of Charter: 6-24-1947 E. F. PARKER, Cashier. Began Business: 1-2-1948 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 388,426.65 230,000.00 10,000.00 414,267.20 None 598,474.88 3,993.00 None None None Total Assets . . . . $ 1,645,161.73 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital 'notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . .. 422,197.14 785,625.82 2,245.86 261,171.01 None 13,767.83 None None 5,154.07 None None 50,000.00 75,000.00 30,000.00 None Total Liabilities . . . . . . . $ 1,645,161.73 166 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of THE WOODBURY BANKING COMPANY Woodbury (Meriwether), Ga. As called for by the Superintendent of Banks T. H. CARROLL, President. Date of Charter: 9-29-1902 M. 0. CAMPBELL, Cashier. Began Business: 9-29-1902 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp.orat.io.ns. n.o.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . .. Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 263,121.91 288,581.25 None 886,499.92 None 979,016.50 2,000.00 2,111.00 None None Total Assets . . . . $ 2,421,330.58 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . . 859,280.11 1,094,718.31 3,842.11 170,508.07 None 1,735.05 None None 9,203.37 None None 50,000.00 100,000.00 122,043.56 10,000.00 Total Liabilities . . . . . . . $ 2,421,330.58 STATEMENT Showing condition at the close of business December 31, 1966, of WOODLAND BANK Woodland (Talbot), Ga. As called for by the Superintendent of Banks J. H. WOODALL, President. Date of Charter: 11-18-1907 C. E. MILLER, Cashier. Began Business: 11-.25-1907 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp.orat.io.ns. n.o.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . ... Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . Total Assets . . . . $ 107,148.85 230,723.40 54,000.00 50,000.00 None 84,285.06 967.00 None None 447.60 527,571.91 LIABILITIES Demand deposits. . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 325,817.21 33,608.71 5,708.86 78,144.20 None 1,387.19 None None None None None 25,000.00 35,000.00 22,905.74 None Total Liabilities . . . . . . . $ 527,571.91 FORTY-SEVENTH ANNUAL REPORT 167 STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF WOODSTOCK Woodstock (Cherokee) , Ga. As called for by the Superintendent of Banks SMITH L. JOHNSTON, President. Date of Charter: 11-13-1905 ARTHUR L. POOR, Cashier. Began Business: 11-13-1905 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obliga tions, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 155,407.08 438,561.47 130,838.75 403,210.94 None 1,209,523.26 33,137.99 None None 2,400.00 Total Assets . . . . $ 2,373,079.49 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus .... Undivided profits Reserves . . . . 826,081.92 1,110,700.34 7,334.22 168,591.70 None 236.18 None None 53,611.41 None None 100,000.00 75,000.00 31,523.72 None Total Liabilities . . . . . . . $ 2,373,079.49 STATEMENT Showing condition at the close of business December 31, 1966, of FIRST STATE BANK Wrens (Jefferson), Ga. As called for by the Superintendent of Banks C. W. KITCHENS, SR., President. Date of Charter: 2-25-1964 T. W. JOHNSON, JR., Cashier. Began Business: 7-6-1964 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obliga- tions, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and corpora u~ t.io n. s . n.ot. .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 179,463.84 526,485.02 24,881.00 249,718.75 None 771,406.22 24,015.36 None None None Total Assets . . . . $ 1,775,970.19 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . 0 0 o 0 Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 824,125.41 503,194.91 11,123.32 257,994.85 None 14,556.11 None None 2,830.04 None None 50,000.00 50,000.00 62,145.55 None Total Liabilities . . . . . . . $ 1,775,970.19 168 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of BANK OF WRIGHTSVILLE Wrightsville (Johnson), Ga. As called for by the Superintendent of Banks W. H. LOVETT, President. Date of Charter: 2-16-1897 J. B. FULGHUM, Cashier. Began Business: 2-16-1897 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 514,663.89 1,758,253.86 326,521.53 478,976.56 None 1,957,899.16 80,000.00 None None None Total Assets . . . . $ 5,116,315.00 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,797,553.88 2,326,910.33 10,292.23 328,121.30 222,105.12 26,614.97 None None None None None 100,000.00 175,000.00 119,717.17 10,000.00 Total Liabilities . . . . . . . $ 5,116,315.00 STATEMENT Showing condition at the close of business December 31, 1966, of THE EXCHANGE BANK OF WRIGHTSVILLE Wrightsville (Johnson), Ga. As called for by the Superintendent of Banks FRANCIS F. SHURLING, President. Date of Charter: 12-20-1909 NANNELLE FROST, Cashier. Began Business: 12-20-1909 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obliga- tions, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and . . . corporations u~ n.o.t .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including over- drafts . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . 347,784.14 375,431.68 71,573.20 200,000.00 None 1,366,385. 98 125,000.00 None None 4,801.10 Total Assets . . . . $ 2,490,976.10 LIABILITIES Demand deposits . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 1,220,557.21 661,626.96 18,780.98 283,649.84 None 4,107.76 None None 9,800.00 None None 50,000.00 175,000.00 67,453.35 None Total Liabilities . . . . . . . $ 2,490,976.10 FORTY-SEVENTH ANNUAL REPORT 169 STATEMENT Showing condition at the close of business December 31, 1966, of THE BANK OF ZEBULON Zebulon (Pike), Ga. As called for by the Superintendent of Banks J. J. EDWARDS, President. Date of Charter: 3-18-1905 PAUL S. PENN, JR., Cashier. Began Business: 1-31-1905 ASSETS Cash, balances with other banks, and cash items in precess of collection . $ United States Government obliga tions, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.rsp.orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets 422,075.51 719,425.66 124,476.98 110,034.36 None 1,007,071.02 60,557.58 None None 2,452.34 Total Assets . . . . $ 2,446,093.45 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 901,689.37 1,098,935.87 16,363.51 189,949.26 None 932.37 None None 9,436.22 None None 50,000.00 75,000.00 93,786.85 10,000.00 Total Liabilities . . . . . . . $ 2,446,093.45 170 DEPARTMENT OF BANKING PRIVATE BANKS REGISTERED WITH SUPERINTENDENT OF BANKS AS OF DECEMBER 31, 1966 Name Location Dorsey Banking Company _______________ ____ ____________________ _ Abbeville James Rivers Bank, North Slappey Drive _________ Albany Farmers Bank ________________________ __________________ ______________________ Alma First City Bank, 100 Mitchell St., S.W. ___ --------Atlanta Mercantile-City Bank, 710 Fulton Federal Building (Box 996) .. Atlanta Bank of Augusta, 1296 Broad Street ________________________________________ .Augusta Citizens Banking Company ______ The Brown Bank ______________ _ _______________ ----------------Barwick __________ Cobbtown First Citizens Bank ____________ *Knight Banking Company _ The Commercial Bank _______ The Exchange Bank The Peoples Bank __ _____ ____ __ -------------------------------------------Covington _________________ ___ Dexter _______________ _______ Douglas ______________ __________ Douglas _ ___ ___________ Eastman Merchants Bank, 2146 Dodson Drive Peoples Banking Company The Coastal Bank ___ __ ______________ __ East Point __________ Folkston __________ Hinesville People's Cash Depository _ Citizens Bank _____ The Security Bank Citizens Bank _____ _____ Aycock Banking Company Morven Mutual Exchange Citizens Service Bank _ ________ Jeffersonville __________ Kingsland ___ ________ ______________ _McRae ___ ____ _____ __ ____ Milledgeville ________ Millen ___________________________________ Morven __________________ _____ Omega Greene Banking Company Bulloch Exchange Bank Bank of Ray City _ ___ __ Peoples Bank ______ ____ _____ _______________ _Pavo __ Preston _Ray City _St. Marys The Citizens Banking Company ___ M. G. Pound Bank _______ Commercial Bank ____________ The Park Avenue Bank ___ __ ___________ _ Sparks __________ Sparta _________ Tallapoosa ___________ Valdosta *State Bank Charter Approved. Other private banks listed above had applied to become Regulated Certificated Banks under the provisions of an Act adopted in 1966. PRIVATE BANKS DISCONTINUING BUSINESS DURING 1966 Name Location Citizens Bank _____________________________ The Citizens Bank The Lowndes Bank H. G. & 0. 0. Banks Company __________ The Corbett Bank _____________ Banks-Kelly Bank __ _ Farmers & Merchants Bank _____________ _Cave Spring _______ Haralson _______ Lake Park _____ Milledgeville _Pearson _________________________ Shady Dale __Smithville FORTY-SEVENTH ANNUAL REPORT 171 PRIVATE BANKS INCORPORATED AS REGULATED CERTIFICATED BANKS DURING 1966 Name Location Farmers Clearing Bank ___ ____________________________________________________ Cadwell The Peoples Bank of Macon ________________________ ___________ Macon ABSTRACT OF REPORTS OF CONDITION OF REGULATED CERTIFICATED BANKS AS OF DECEMBER 31, 1966 ASSETS (Two Banks) Cash, balances with other banks ___ __________ ________________ ________ __ _____ __ _____ _$ 226,759.80 United States Government obligations, direct and guaranteed 385,476.49 Loans and Discounts ___ ____ ____ _______ ___ _____________ 492,675.25 Bank premises, furniture and fixtures and other assets representing bank premises _ ___ ________________ _______ __________ 30,517.31 Other assets ________________________________________________________2_'_,4_6_2._8_:__3 TOTAL ASSETS ------------- $1,137,891.68 LIABILITIES Demand Deposits __ __________________________ _ Time Deposits ________ _________________________ _ Deposits of States and political subdivisions Other deposits (certified and officers' checks, etc.) TOTAL DEPOSITS _ ___ __ ___ _______ Other liabilities ___________________ _ ___________ __ _ _ __ _ ____ __ - $ 621,808.31 326,050.62 8,047.48 8,057.02 ____ $ 963,963.43 6,333.20 TOTAL LIABILITIES (not including capital accounts) CAPITAL ACCOUNTS Common stock ________ Surplus ___________________________ Undivided profits TOTAL CAPITAL ACCOUNTS TOTAL LIABILITIES AND CAPITAL ACCOUNTS $ 970,296.63 $ 102,000.00 44,850.00 20,745.05 ______$ 167,595.05 -- $1,137,891.68 172 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1966, of FARMERS CLEARING BANK (Regulated Certificated Bank, Deposits Not Insured) Cadwell (Laurens), Ga. As called for by the Superintendent of Banks W. A. BEDINGFIELD, President. Date of Incorporation: 10-14-1966 L. KENNON SMITH, JR., Cashier. Began Business: 1-15-1966 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and cuo.srp. orat.ion. s. n. o.t .gu.ar.an.te.ed. .by. Other securities, corporate stocks and stock in Federal Reserve Bank .. Loans and discounts, including overdrafts . . . . . . . . . . ... Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than bank premises . . . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . Total Assets . . . . $ 82,874.07 183,527.19 None None None 144,796.55 4,957.50 None None 472.83 416,628.14 LIABILITIES Demand deposits . . . . . . . . . $ Time and savings deposits . . . . Deposits of U.S. Government . . . Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstandirrg . . . . . . . . . . Other liabilities . . . . . . . Capital notes and debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 264,255.80 93,158.06 None None None 2,790.22 None None 850.85 None None 27,500.00 22,500.00 5,573.21 None Total Liabilities . . . . . . . $ 416,628.14 STATEMENT Showing condition at the close of business December 31, 1966, of THE PEOPLES BANK OF MACON (Regulated Certificated Bank, Deposits Not Insured) Macon (Bibb), Ga. As called for by the Superintendent of Banks DENNIS J. F. BEALL, President. Date of Incorporation: 8-10-1966 HOLST C. BEALL, JR., Cashier. Began Business: 9-12-1966 ASSETS Cash, balances with other banks, and cash items in process of collection . $ United States Government obligations, direct and guaranteed . . . Obligations of States and political subdivisions . . . . . . . . . . Securities of Federal agencies and uco.srp. orat.io.ns. .no.t .g.ua.ra.nt.ee.d .by. Other securities, corporate stocks and stock in Federal Reserve Bank . . Loans and discounts, including overdrafts . . . . . . . . . . . . . Bank premises, furniture and fixtures, and other assets representing bank premises . . . . . . . . . . . . Real estate owned other than b~nk premises . . . . . . . . . . Customers' liability to this bank on acceptances outstanding Other assets . . Total Assets . . . . $ 143,885.73 201,949.30 None None None 347,878.70 25,559.81 None None 1,990.00 721,263.54 LIABILITIES Demand deposits . . . . . . . . Time and savings deposits . . . . Deposits of U.S. Government ... Deposits of States and political sub- divisions . . . . . . . . . . . . Deposits of banks . . . . . . . . Certified and officers' checks, etc. . . Other liabilities for borrowed money . Acceptances executed by or for ac- count of this bank and outstanding . . . . . . . . . . . Other liabilities . . . . . . . Capital notes and. debentures . Preferred stock . Common stock . Surplus Undivided profits Reserves . . . . 357.552.51 232,892.56 None 8,047.48 None 5,266.80 None None 5,482.35 None None 74,500.00 22,350.00 15,171.84 None Total Liabilities . . . . . . . $ 721,263.54 FORTY-SEVENTH ANNUAL REPORT 173 ABSTRACT OF REPORTS OF CONDITION OF STATE CHARTERED CREDIT UNIONS AS OF DECEMBER 31, 1966 Percent Percent Amount of of December 31 Decembe1 31 Increase Increase Total 1966 1965 (Decrease) (Decrease) Assets ASSETS: Cash Loans _____ ______$ 4,065,204 _____________ 75,427,739 U.S. Government Securities 809,422 Other Bonds, Stocks and Investments _____________ _ 6,921,910 Furniture and Fixtures _ Other Assets ______ 250.608 695,857 Total Assets __ $88,170.740 $ 3,324,516 66,914,028 1,082,538 6,676,428 234,501 772,784 $79,004,795 $ 740,688 8,513,711 (273,116) 245,482 16,107 (76,927) $ 9,165,945 22.28 4.61 12.72 85.55 (25.22) .92 3.68 7.85 6.89 .28 (9.95) .79 11.60 100.00 LIABILITIES: Deposits, Including Nonmembers__________________ ____$77,035,334 Notes and Accounts Payable _ ___________ __________ 3,450,976 Other Liabilities ____ 666,755 Total Liabilities __ __$81,153,065 $68,776,900 2,582,597 571,950 $71,931,447 $ 8,258,434 868,379 94,805 $ 9,221,618 12.01 33.62 16.58 12.82 87.37 3.92 .75 92.04 RESERVES: (1) -----------------$ 2,559,646 $ 2,282,853 $ 276,798 Total Liabilities and Reserves ___________ 83,712,711 74,214,300 9,498,411 CAPITAL: Shares ________ Surplus and Undivided Profits (2) ___________ 648,089 3,809,940 Total Liabilities, Reserves and Capital __ $88,170,740 614,773 4,175,722 $79,004,795 33,316 (365,782) $ 9,165,945 Number of shareholders _ 128,193 120,162 8,031 Number of Depositors (3) __ 128,511 114,866 13,645 Number of Reporting Credit Unions _____________ 153 158 (5) Number of Loans ______ __ _ 78,092 72,888 5,204 (1) Before Credits from 1966 Income; (2) Includes 1966 Earnings; (3) Includes Non-Members. 12.12 12.80 2.90 94.94 5.42 .74 (8.76) 4.32 11.60 100.00 6.68 11.87 (3.16) 7.26 174 DEPARTMENT OF BANKING STATE CHARTERED CREDIT UNIONS ALBANY Total Assets as Reported December 31, 1966 Albany Federal Employees Credit Union, P.O. Box 93 _____________________ $ Carlton Credit Union, P.O. Box 1087 __ _____ ___ ________________ Colonial Dairies Employees Credit Union, 809 Oglethorpe Ave. Karagheusian Employees Credit Union, Gulistan Dr., P.O. Box 648 _ Keenan Credit Union, 112 N. Front Street _ 161,278.24 37,420.17 16,469.95 50,497.98 147,414.12 ATHENS Athens Division Credit Union, P.O. Box 1312 ______ C. C. E. A. Credit Union, 394 S. Milledge Avenue _____ _ Dairy-Pak Athens Credit Union, 600 Linton Springs Road 227,652.58 40,584.52 51,910.78 ATLANTA A. D. Co. Employees Credit Union, 777 Memorial Drive, S.E. _ 80,528.33 AMCO Credit Union, 221 Ivy Street, N.E. ______________ 151,427.49 AMILSCO Credit Union, 451 Stephens Street, S.W. _________________ 9,210.60 ARM-AG-CHEM Credit Union, 802 Title Bldg., 30 Pryor St., S.W.__ 220,833.17 ARMCO Credit Union, 593 Glen Iris Dr., N.E. 64,912.39 Arrow Credit Union, 2022 Murphy Avenue, S.W. 443,678.12 Associated Credit Union, 55 Forsyth Street, N.W. 906,372.00 Atlanta City Employees Credit Union, 601 City Hall _____ 1,081,047.72 Atlanta Cooperative Credit Assoc., 529 Merchandise Mart ______ 216,875.74 Atlanta Greyhound Terminal Employees Credit Union, 81 Cain St.__ 13,226.47 Atlanta Postal Credit Union, M-102 Federal Annex _____________________ _ 15,130,410.58 Atlanta Railway Postal Clerks Credit Union, 111-M Fed. Annex_ 1,282,568.98 Atlanta Teachers Credit Union, 462 Eighth Street, N.E. _ 831,370.12 Atlanta Terminal Employees Credit Union, 71 Spring Street_ 42,957.69 Atlantic Steel Credit Union, 1300 Mecaslin St., N.W. ____________ 1,229,198.23 Ben Franklin Credit Union, 1400 W. Peachtree Street, N.W. 32,519.38 Building Authority Employees Credit Union, 244 Washington St._ 204,465.00 Circle W Credit Union, 1299 Nortside Drive, N.W. 6,171.63 Delta Employees Credit Union, Atlanta Airport ________________ _ 6,066,543.54 Dixie "66" Credit Union, #3 Executive Park Dr., N.E. _____________ 117,690.71 DuPont Atlanta Employees Credit Union, 1737 Ellsworth Ind. Dr._ 63,638.25 Employees Credit Union, Swift & Co., 244 Peters St., S.W._ 149,007.19 Employers Group Credit Union, #3 Executive Park, East _ 8,647.20 Employment Service Credit Union, 61 Trinity Ave., S.W. 93,722.42 Essell Cr(;)dit Union, 1197 Peachtree St., N.E. __ ____ 88,554.78 Federa!EmP,loyees Credit Union, 83 Walton St., N.W. _ 9,126,727.00 GA-W~ G6J1~ral Office Credit Union, #4 Hunter St., S.E. 76,742.56 Gaylord Employees Credit Union, 4351 Pleasantdale Road 78,146.83 Genuine Parts Credit Union, 299 Piedmont Ave., N.E. 102,023.29 Georgia E. S. A. Credit Union, 295 State Labor Bldg. ______________________ 99,376.68 Georgia Fed. of the Blind Credit Union, 244 Washington St. ________ 19,138.11 Georgia Health Department Credit Union, 47 Trinity Ave., S.W. _____ 369,888.98 Georgia League Credit Union, 2719 Buford Highway _______ 2,585,584.01 Georgia Standard Oil Employees Credit Union, Fulton National Bank Building _____ _ Georgia State Dept. of Education, 249 State Office Bldg. Georgia State Highway Dept. Employees Credit Union, 271 Capitol Avenue, S.W. _______ _ Georgia Telco Credit Union, 424 Hurt Building __ _ GILIC Credit Union, 615 Peachtree Street _______ _ Grinnell Corp. Employees Credit Union, 240 N. Highland Ave. Hospital Authority Employees Credit Union, 80 Butler St., S.E. Hotpoint Credit Union, 1695 Marietta Boulevard, N.W. John Rogers Employees Credit Union, 1040 Huff Road, N.W. Journal-Constitution Employees Credit Union, 10 Forsyth Street, N.W. L & P Credit Union, 196 Marietta Street, N.W. Marion Manufacturing Credit Union, 174 Chester Ave., S.E. 391,890.72 351,771.46 1,058,999.92 14,721,887.39 48,288.55 56,381.20 240,730.45 10,617.94 29,212.88 1,03 7,046.4 7 25,074.31 18,330.13 FORTY-SEVENTH ANNUAL REPORT .175 Mead Packaging Employees Credit Union, 1050 W. Marietta St. ____ $ Merchants Mutual Credit Corp., 505 Bank of Georgia Bldg. Miss Ga. Credit Association, 2121 Faulkner Road, N.E. ___________ Montag Employees Credit Association, 245 N. Highland Ave., N.E. _ Mr. Friendly Credit Union, #1 Executive Park East Mutual Savings Credit Union, 1219 Caroline Street, N.E. _____ Orange Disc Credit Union, 1375 Peachtree St., Room 180 _________________ Pepsi Credit Union, 1480 Chattahoochee Ave., N.W. ______________________ Presbyterian Center Credit Union, 341 Ponce de Leon Ave., N.E. ____ R. E. A. Employees Credit Union, 3~5 Mitchell St., S.W. _______ Regenstein Employees Credit Union, 209 Peachtree Street ___ Rich's Employees Credit Union, P.O. Box 4539 __________________________________ Ruralist Credit Union, 713 Glen Street, S.W. _________________________ _ Russell Company Employees Credit Union, 117 Central Avenue S.M.C.R.C. Credit Union, 1307 Peachtree Street ________________________________ _ S.O.S. Credit Union, 214 State Capitol ____________ -------------------------------SHO DO CO Savings Plan Credit Union, 1301 Chattahoochee Ave. __ Small Agencies Credit Union, #1 Hunter Street, S.W. _ Southern Freight Bureau Employees Credit Union, 101 Marietta Street Building _____________________________________________ State Revenue Department Credit Union, Room 624, Old State Office Building _________________ Thompson, Boland & Lee Employees Credit Union, 201 Peachtree Street, N.E. _____________________________________________________ The Thrift Credit Union, Room 12, Terminal Station Bldg. ______________ _ United Family Employees Credit Union, 494 Spring Street _ Victor Business Forms- Atlanta Credit Union, 720 Forrest Rd., N.E. White Columns Credit Union, 1601 W. Peachtree St., N.E. _______________ _ 427,962.33 1,549,995.00 66,095.80 176,107.87 46,673.41 1,080,589.07 1,085,632.56 9,887.67 58,269.31 107,937.25 20,781.29 2,678,924.20 382,891.17 20,387.33 58,651.04 89,312.59 14,044.14 271,665.88 113,313.11 50,477.16 72,685.55 987,452.71 65,751.76 19,731.90 34,829.93 AUGUSTA Ga. Railroad Employees Credit Union, 615 - 8th Street _____________________$ King Mill Savings & Credit Assoc., Goodrich Street _ __ Richmond County Health Dept. Employees Credit Union, 1001 Bailie Drive ----------------------------------- ______________ 94,581.56 667,490.75 60,227.19 BOWMAN Wright Garment Employees Credit Union, Bowman ________________ 22,667.03 BRUNSWICK Glynn County Federal Employees Credit Union, Fed. Bldg. ______________ 59,816.78 CHAMBLEE Lay Employees Savings & Loan Credit Union, 4950 Peachtree Industrial Boulevard 490,623.11 COLLEGE PARK T. C. Employees Credit Union, 1971 Roosevelt Highway ___ 71,245.36 COLUMBUS Columbus Coca-Cola Employees Credit Union, 305- 17th Street _____ Columbus Health & Hospital Credit Union, 1958 Eighth Avenue Columbus Postal Employees Credit Union, Room A-1, P. 0. Bldg._ Gas Light Employees Credit Union, 1421- 4th Avenue Swift Credit Union, 1410 Sixth Avenue ________ -------------------------------------WeeReBeL Employees Credit Union, 1350 -13th Avenue _________________ 21,299.82 216,989.88 421,984.89 86,213.85 89,461.02 48,790.23 CORDELE Harris Employees Credit Union, P.O. Box 998 _________________ 90,725.49 CORNELIA Statco Credit Union, 224 North Main Street ____________ _ 12,447.48 DALTON Crown Tuft Employees S & L Credit Union, Dalton -------------------------N. G. E. M. C. Credit Union, 301 Selvidge Street _______ -------------W. E. Strain Employees Credit Union, Highway 41 South _____________ 23,228.59 42,232.50 37,037.42 176 DEPARTMENT OF BANKING TEXACOTE Credit Union, c/o Textile Rubber & Chemical Co. _____ $ Whitfield County Postal Employees Credit Union, Post Office 27,770.66 30,113.05 DECATUR D. R. H. D. Credit Union, 126 Trinity Place, W. ______________________________ Decatur Postal Employees Credit Union, 186 Rio Circle ___________________ Decatur Teachers Credit Union, 320 N. McDonough Street ______________ Kraft Employees Credit Union, 1205 DeKalb Industrial Way ________ The WoodCo Credit Union, 114 New Street _________________________________________ 57,170.98 69,611.12 92,095.43 2,109,390. 73 28,932.71 DORAVILLE F. D. & L. Employees Credit Union, 3101 McCall Drive, Post Office Box 1000 ------------------------------- __________________________________________ 403,411.52 DRY BRANCH Georgia Kaolin Employees Credit Union, c/o Ga. Kaolin Co. 110,732.78 DUBLIN Dublin Federal Employees Credit Union, V. A. Center ____________________ 248,937.87 EASTMAN Stuckey's Employees' Assoc. Credit Union, c/o Stuckey's ___________________ 151,420.48 EAST POINT Associated Grocers Credit Union, 1286 Milledge Street ____________ Colonial Stores Employees Credit Union, 2251 N. Sylvan Road __________ East Point Municipal Employees Credit Union, City Hall __________________ IPCO Employees Credit Union, 2323 N. Sylvan Road __________________________ Tri-City Postal Credit Union, Post Office __________________________________________ _ WASE Credit Union, 2675 Martin Street ___________________________________________ 1,539,156.00 2,126,093.62 260,803.12 39,872.65 78,311.64 26,116.75 ELBERTON Stone Workers Credit Union, 14 1h N. Mcintosh Street __ 32,742.81 FOREST PARK Sexton Atlanta Employees Credit Union, 150 Thames Road ______________ 99,789.90 FORT McPHERSON Ft. McPherson Credit Union, Building T-213 1,487,712.75 GAINESVILLE CITISCO Credit Assoc. Credit Union, 401 Main Street 24,764.70 HAPEVILLE Fulton Teachers Credit Union, 3420 Whipple Avenue _______________ 372,308.50 JACKSON CGEMC Employees Credit Union, c/o Central Ga. Elec. Membership Corporation -------------------------------------------------- _________________ 45,785.88 JONESBORO C. C. B. E. Employees Credit Union, Box 492, 120 Smith St. _____________ 234,159.28 MACON CGMT Employees Credit Union, 340 Hazel Street ______________________________ City Employees Credit Union, City Hall __________________________________ D. D. D. Credit Union, 4570 Pio Nono Ave., c/o The Borden Co. ________ Davison's of Macon Credit Union, 433 Cherry Street _ ________ Federal Employees Credit Union, 213 New Fed. Bldg., Box 5313 ______ Georgia Kraft Employees Credit Union, 4891 Meade Road _____________ Macon Firemen's Credit Union, 511 First Street, City Hall ______________ Macon Police Credit Union, Police Department, City Hall ________________ Macon Water Works Credit Union, 760 Third Street __________________________ The Proctor & Gamble Macon Employees Credit Union, 1265 Sixth Street _________________________________________________________________________ 13,102.50 88,512.30 5,673.74 18,724.07 184,788.84 597,761.13 136,252.12 220,819.07 67,846.36 107,361.80 FORTY-SEVENTH ANNUAL REPORT MARIETTA C-Mar Credit Union, 213 Atlanta Street, City Hall ~------ ~-- $ Home Employees Credit Union, 1425 Franklin Road ______ --~---~---------- 177 75,764.07 47,205.68 MILLEDGEVILLE Baldwin County Hospital Employees Credit Union, c/o Hospital ______ Milledgeville State Hospital Credit Union, Lawrence Bldg.-~------------ 22,574.63 1,244,306.42 MOULTRIE Employees Credit Union Swift & Co., c/o Swift & Company 164,627.56 FLAINS Sumter County Teachers Credit Union, Plains --------~--- --~---~-~-------------- 42,456.44 QUITMAN Brooks County Packing Co. Employees Credit Union, N. HighlandS treet ________________________ ------------------~---- -~------------------- 4,166.50 ROME Floyd County Postal Employees Credit Union, P. 0. Building Rome Kraft Employees Credit Union, P. 0. Box 1551 174,635.53 769,952.84 SAVANNAH G. P. A. Credit Union, c/o Ga. Ports Authority, P. 0. Box 1039_~ Health Employees Chatham County Credit Union, Intermediate & Meridian Road ~-~~----~----~ ~------~~-- ___ ---~~----~---~-~~-- Merchants Credit Union, 903 Realty Bldg. --------~--~------------------- Savannah Electric & Power Employees Credit Union, 600 Bay Street --~----- ~----------~-----------~ --~~~~-----~---~- --~-~-----------~~----~~-----~--- Savannah Federal Credit Union, 23 Lincoln Street, P. 0. Box 1382 Savannah J-Mers Credit Union, #1 Foundation Dr., P. 0. Box 1003_ Savannah Postal Credit Union, Room 229, P. 0. Bldg._ ---~-~-----~-----~- Savannah Trainsit Credit Union, 900 E. Gwinnett Street -~-~---~-~--~~~~- Seaboard Employees Credit Union of Savannah, Inc., 601 E. Liberty Street, Room 109 -~-----~--~--~-~-- -----~-- ~-~-------------- Workmen's Circle Credit Union, 416 W. Congress Street-~----~----~------- 55,724.58 97,923.04 41,988.52 418,287.18 382,291.40 32,943.72 219,759.98 85,041.37 371,702.94 268,938.92 TALLAPOOSA Dixisteel Credit Union, Tallapoosa ----------~--------~-- -~-~---~~---~-~-------------~ 75,437.84 TOCCOA TMPICO Employees Credit Union, c/o Toccoa Metal Products Co._ Wright Mfg. Employees Credit Union, 626 W. Currahee Street --~~-- 5,983.35 59,711.05 VALDOSTA Valdosta Onized Credit Union, Highway 31 -~-~--~----~------~------~----~----------- 607,492.81 178 DEPARTMENT OF BANKING FIRMS LICENSED BY THE SUPERINTENDENT OF BANKS UNDER THE GEORGIA SALE OF CHECKS ACT, APPROVED MARCH 2, 1965 (Chapter 13-22, Georgia Code, Annotated) Name and Location American Express Company ____________________________________________ 65 Broadway New York, N.Y. 10006 Total Number of Georgia Agents 676 Nation-wide Check Corporation 314 100 W. 22nd Street Baltimore, Md. 21218 Republic Money Orders, Inc. ____________ --------------------------------------------------- 189 Republic National Bank Building Dallas, Texas 75201 Thos. Cook & Son (Bankers) Ltd. 4 587 Fifth Avenue New York, N.Y. 10017 Travelers Express Company, Inc. 173 Northwestern Bank Building, Minneapolis, Minn. 55402 Financial Money Order Corporation 41 Jacksonville, N. C. 28540