Twenty-fourth annual report [1943]

TWENTY-FOURTH ANNUAL REPORT
OF THE
DEPARTMENT -OF BANKING
OF THE
STATE OF GEORGIA
YEAR ENDING DECEMBER 31
1943
J. C. BEASLEY. Superintendent of Bcmks

STATE OF GEORGIA
LJfPARTMENT OF BANKING
Created by Act Approved August 16, 1919
TWENTY-FOURTH ANNUAL REPORT
YEAR ENDING DECEMBER 31, 1943
DEPARTMENT ESTABLISHED An act to create the Department of Banking of the State of Georgia, to provide for the incorporation and regulation of Banks and penalties for violations of the Law, defining duties of the Superintendent of Banks, and for other purposes, was enacted by the Legislature in 1919, approved by the Governor August 16, 1919, and effective January 1, 1920. This Act has been amended from time to time, through the session of the General Assembly in 1943, all of which amendments are contained in the Banking Act published by the Department of Banking.
J. C. BEASLEY, Superintendent of Banks

TWENTY-FOURTH ANNUAL REPORT
DEPARTMENT OF BANKING. STATE OF GEORGIA
ATLANTA
December 31, 1943.
To the Honorable Ellis Arnall, Governor, State of Georgia, Atlanta, Ga.
Dear Sir: As required in Sections 15 and 16 of Article 2 of the Banking
Law, I have the honor to submit herewith, this, the 24th Annual Report of the Department of Banking for the year ending December 31, 1943.
This report consists of the following exhibits: l. Exhibit "A", Official Roster of the Department of Banking.
2. Exhibit "B", a statement of the receipts and disbursements. of the Department for the year 1943.
3. Exhibits "C", through "N", covering applications relative to charter amendments, charter renewals, etc.
4. Exhibit "0", a list of banks in voluntary liquidation.
5. Exhibit "P", a list of branch banks now in operation.
6. Exhibit "Q", a condensed statement showing the disposition of banks during the year 1943.
7. Exhibit "R", a list of banks that are members of the Federal Reserve System.

IV

DEPARTMENT OF BANKING

8. Exhibit "S", a list of Small Loan Companies under the supervision of the Superintendent of Banks during the year 1943, and Exhibit "T", a list of Credit Unions as of December 31, 1943.
9. Exhibit "U", abstract of reports showing condition of 245 banks and 9 branches as of December 31, 1943, with a comparative statement of 241 banks and 9 branches as of December 31, 1942.
In addition to the information as reflected in the exhibits referred to above, the report contains the detailed published statement of each bank as of December 31, 1943. This statement gives an itemized report of the assets and liabilities of the bank, the date the bank was chartered, the date it began business, and the name of the President and Cashier.
Respectfully submitted,
J. C. BEASLEY,
Superintendent of Banks.

TWENTY-FOURTH ANNUAL REPORT

v

Exhibit "A"

DEPARTMENT OF BANKING, STATE OF GEORGIA
OFFICIAL ROSTER
December 31, 1943

J. C. BEASLEY, Suprintendent of Banks

J. P. PEACOCK, Assistant Superintendent of Banks

EXAMINERS

Name and Address

Salary

J. B. Brown, Vidalia____________________________________________________ $225.00

W. E. Copeland, Dublin________________________________________________ 225.00 '

C. C. Cunningham, Atlanta_____________________________________________ 250.00 T. A. Dixon, Decatur_______________________________________ ------------ 225.00

R. G. Fleetwood, Thomasville____________________________________________ 225.00 E. E. Trapnell, Claxton_________________________________________________ 200.00

OFFICE ASSISTANTS

''

Name and Position

Salary

Mattie Hughes, Typist_ _________________________________________________ $125.00

Mrs. Evelyn Jones, BookkeepeL-------------~--------------------------- 162.50 Mrs. John W. Wyrick, Chief Clerk_______________________________________ 200.00
W. C. Thompson, Credit Union Examiner________________________________ 250.00

George Kinnemore, Porter______________________________________________ $ 70.00

VI

DEPARTMENT OF BANKING

Exhibit "B"

DEPARTMENT OF BANKING, STATE OF GEORGIA Receipts and Disbursements, 1943

RECEIPTS
Balance January 1, 1943------------------------------------------ $ 1,298.10 Received from Appropriation_______________________________________ 46,618.49 Miscellaneous Income -------------------------------------------- 35.41

$47,952.00

DISBURSEMENTS
Superintendent's Salary ------------------------------------------- $ 6,000.00 Assistant Superintendent's Salary----------------------------------- 2,100.00 Traveling Expenses, Superintendent_________________________________ 551.43 Office Assistants' Salaries__________________________________________ 6,997.50 Examiners' Salaries ----------------------------------------------- 18,537.50 Examiners' Expenses, Traveling____________________________________ 9,515.36 Printing and Stationery-------------------------------------------- 1,365.25 Miscellaneous Office Expenses___________________ ------------------- 1,999.60
$47,066.64
Balance December 31, 1943-----------------------------------------------------S 885.36

TWENTY-FOURTH ANNUAL REPORT

VII

Exhibit "C" APPLICATIONS FOR RENEWAL OF CHARTER APPROVED

NAME OF BANK

LOCATION DATE OF CHARTER

The Citizens Bank of Gainesville___ Gainesville______

5-19-1913

APPROVED 4-9-1943

Exhibit "D'' APPLICATIONS FOR REVIVAL OF CHARTER APPROVED

!':!AME OF BANK

LOCATION DATE OF CHARTER

Exchange Bank of Milledgeville____ Milledgeville ____.

5-20-1903

APPROVED 2-22-1943

APPLICATIONS FOR CHARTER APPROVED

Exhibit "E"

NAME OF BANK
The Citizens Exchange Bank of Pearson________ The Citizens Bank of Nashville________________ The First State Bank of Ocilla_________________ First State Bank of Albany____________________ The Citizens and Southern Bank of Albany_____ Damascus State Bank_________________________

LOCATION
Pearson ____________________ _ Nashville------------------- Ocilla_____________________ _ Albany____________________ _ Albany ____________________ _ Damascus__________________ _

APPROVED
1-19-1943 2-19-1943 4-21)..1943 4-20-1943 4-20-1943 11-8-1943

PERMITS TO BEGIN BUSINESS ISSUED

Exhibit "F"

NAME OF BANK

LOCATION

Citizens Bank_________________________
Citizens Banking Company of HartwelL_
Citizens Bank_________________________ Citizens & Southern Bank of Albany____ First State Bank of Albany_____________ The First State Bank of Ocilla__________

Glennville________________ _
HartwelL________________ _
Nashville-----~------------
Albany___________________ _ Albany___________________ _ Ocilla____________________ _

BEGAN BUSINESS
1-4-1943 14-1943 3-8-1943 6-1-1943 6-1-1943 6-1-1943

AP'PROVAL OF MERGER

Exhibit "G"

NAME OF BANK

LOCATION

The Home Savings Bank____ Columbus_____

DATE 1-18-1943

MERGED WITH First National Bank of Columbus

APPROVAL OF VOLUNTARY LIQUIDATION

Exhibit "H"

NAME OF BANK

LOCATION

APPROVED

Bank of Trion________________________________ Trion_______________________ 3-16-1943

SURRENDER OF CHARTER APPROVED

Exhibit "I"

NAME OF BANK

LOCATION

APPROVED

Bank of Trion________________________________ Trion_______________________ 8-17-1943

VIII

DEPARTMENT OF BANKING

Exhibit "J'.,
APPLICATIONS TO INCREASE CAPITAL APPROVED

NAME OF BANK

LOCATION APPROVED AMOUNT OF INCREASE

The Citizens & Southern Bank of Albany__ AlbanY----~ 6-2-1943 First State Bank of Albany______________ Albany----- 6-7-1943

$100,000 to $150,000 $100,000 to $150,000

APPLICATION TO CHANGE NAME APPROVED

Exhibit "K"

NAME OF BANK

LOCATION APPROVED

Pitts Banking Company________ Commercial and Savings Bank__

GPirtitfsf*in-_-_-_-_r_-_-_-

7-29-1943 11-4-1943

CHANGED TO
Bank of Wilcox County Commercial Bank and Trust Co.

Exhibit "L" APPLICATION TO CHANGE LOCATION APPROVED

NAME OF BANK

LOCATION APPROVED

Pitts Banking Company* _______ Pi.tts_________ 7-29-1943

CHANGED TO Rochelle

Exhibit "M" MISCELLANEOUS APPLICATIONS FOR AMENDMENT TO CHARTER

NAME OF BANK

LOCATION

Commercial and Savings Bank__ Griffin _______ Commercial .and Savings Bank__ Griffin_______

APPROVED
11-4-1943 11-4-1943

NATURE OF AMENDMENT
Acquire Trust Powers Limit Liabilities of Stockholders

APPLICATIONS FOR CHARTER DISAPPROVED

Exhibit "N"

NAME OF PROPOSED BANK

LOCATION !DISAPPROVED

Rochelle State Bank---------------------------------- Rochelle_________

7-19-1943

Change not effected.'

Tri.; ',''

TWENTY-FOURTH ANNUAL REPORT

IX

BANKS IN VOLUNTARY LIQUIDATION December 31, 1943

Exhibit "0"

NAME OF BANK

LOCATION

DATE

BBaannkk ooff SWaliellaCcoitoYch-e-e-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Farmers Banking Company_________________
FBaarnmkeorsf BBoasntwki-c-k-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Farmers & Merchants Bank_________________
Union Banking CompanY------------------Dacula Banking Company__________________ Sharpsburg Banking Company______________ Bank of Boston____________________________ Bank of Buckhead_________________________ Bank of Lincolnton________________________ Bank of Stephens__________________________ Council Bank_____________________________ _
BPiatntakrdof BTaanlkiainfegrrCo_o_m__p__a_n_y_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_--_ Atlanta Trust Company____________________ Bank of Helen____________________________
Bank of Cave Spring_______________________ Houston Banking Company_________________ Farmers & Merchants Bank________________ Merchants Trust Company__________________ Atlanta Savings Bank______________________ South Georgia Trust Company______________ People's Bank----------~-----------------Bank of Statham__________________________ Walker County Bank_______________________
Bank of Brooklet_________~---------------Whitesburg Banking Company______________
Logansville Banking Company--------------Newnan Bank & Trust Company_____________ Citizens Bank______________________________ Bank of Forsyth___________________________ Citizens Bank______________________________ Decatur County Bank_____________________ _ Rhine Banking Company___________________ Tobacco Belt Trust Company______________ _
Ashley Trust Company--------------------Continental Trust Company________________ _
Bank of Hoschton ------------------------Bank of Meansville________________________ Citizens Bank______________________________ Exchange Bank____________________________ Bank of Eton______________________________
Bank of Camden County____________________ Farmers & Merchants Bank_________________

SWaillelaCcoiotcyh-e-e-_-_-_-_-_-_-_-_-_--_-_-_ Covington ______________ _ Vidette _________________ _ Bos>twick_______________ _
Grantville ______________ _
DMoancruolea-__-_~_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Sharpsburg_____________ _ Boston_________________ _
Buckhead ______________ _
Lincolnton__ -----------Stephens_______________ _ Ellaville ________________ _
Winterville_____________ _ Crawfordville___________ _ Atlanta ________________ _ Helen _________________ _
Cave Spring ___________ _ Perry__________________ _ Kite___________________ _ Valdosta _______________ _ Atlanta _________________
GAllebnannviyll-e-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_ Statham________________ _ LaFayette ______________ _ Brooklet_______________ _
Whitesburg _____________ _ Loganville______________ _ Newnan ________________ _ Brinson________________ _ Forsyth ________________ _ Claxton________________ _ Bainbridge_____________ _
Rhine-------~----------Lakeland _______________ _ Valdosta_______________ _ Atlanta________________ _ Hoschton ______________ _ Meansville _____________ _ Tallapoosa_____________ _ Sycamore______________ _ Eton__________________ _
St. Marys ______________ _ Charing _________________

January 22, 1924 May 18, 1925 April 6, 1925 June 28, 1926 December 2, 1926 December 9, 1926 February 12, 1927 February 15, 1927 November 12, 1927 December 31, 1927 July 14, 1927 February 10, 1928 September II, 1928 Pending Pending September 4, 1929
December 11, 1929 June 2, 1930 Dcember 12, 1930 Dcember 12, 1930 January 26, 1931 January 30, 1931 October 13, 1931 December 11, 1931 December 24, 1931 December 31, 1931 January 1, 1932 January 1, 1932 February 2, 1932 April 28, 1932 May II, 1932
December 31, 1932 January 2, 1933 December 4, 1934 October 29, 1934 December 21, 1934 November 6, 1935 . November 14, 1935 December 12, 1935 April 19, 1936 January 3, 1938 March 14, 1938 March 16, 1938 October II, 1933 December 27, 1938 December 19, 19-ID

X

DEPARTMENT OF BANKING

BRANCH BANKS AS OF DECEMBER 31, 1943

Exhibit "P"

NAME OF BRANCH

LOCATION

NAME OF PARENT

LOCATION

Northwest Atlanta Bank_________ Atlanta________ The Bank of Atlanta________ Atlanta

Georgia Railroad Bk. & Trust Co.,

Georgia Railroad Bank &

1111 Broad Street_____________ Augusta_______ Trust Co._.________________ Augusta

Columbus Bank & Trust Co., 14 Street--------------------- Columbus_____. Columbus Bank & Trust Co.__ Columbus

Columbus Bank & Trust Co., North Highland_______________ Columbus_____. Columbus Bank & Trust Co.__ Columbus

Columbus Bank & Trust Co., Rankin House_________________ Columbus______ Columbus Bank & Trust Co.__ Columbus

Cornelia Bank ------------------ Demorest______ Cornelia Bank-------------- Cornelia Greenville Banking Co.___________ Gay__________ Greenville Banking Co.______ Greenville

Brunswick Bank & Trust Co._____ Jesup________ Brunswick Bank & Trust Co. __ Brunswick

Citizens Bank___________________ Nahunta_______ Citizens Bank--------------- Folkston

Exhibit "Q"

DISPOSITION OF BANKS IN GEORGIA DURING YEAR 1943

Banks
Banks in Operation January 1, 1943----------------------------------- 241 Banks in Operation December 31, 1943-------------------------------- 245

Branches
9 9

Increase During Year___----------------------------------------- 4

0

New .Banks__________________________________________________________ 6

Citizens Bank, Glennville

Citizens Banking Company of Hartwell

Citizens Bank, Nashville

Citizens and Southern Bank of Albany, Albany .

First State Bank of Albany, Albany

The First State Bank of Ocilla, Ocilla

I

Mergers ----------------------------------~------------------------- 1 The Home Savings Bank, Columbus

5 Voluntary Liquidation----------------------------------------------- 1
Bank of Trion, Trion
Net Increase Shown Above_______________________________________ 4

TWENTY-FOURTH ANNUAL REPORT

XI'

Exhibit' "R"

STATE BANK MEMBERS OF FEDERAL RESERVE SYSTEM

Bank of Adairsville______________________________________________________________...:Adairsville Trust CoiDpany of Georgia___________________________________________________________Atlanta

Georgia Railroad Bank & Trust CompanY------------------------------------~-------Augusta Citirens Bank & Trust Company_________________________________________________Bainbridge The Blackshear Bank_____________________________________________________________Blackshear
Bruns~ck Bank &Trust Comp!ny_________________________________________________Bruns~ck
Bank of Canton_____________________________________________________________________Canton

ColUIDbus Bank & Trust Company__________________________________________________ColUIDbus

Merchants &. Mechanics Bank_______________________________________________________ Columbus

Northeastern Banking Company____________________________________________________Commerce

Brand Banking Company_______________________________________________________ Lawrenceville

Bank of Millen~---------------------------------------------------------------------Millen

Farmers Bank ----------------------------------------------------------------------Monroe

Farmers Bank of PelhaiD------------------------------------------------------------Pelham

CSaitvizaennnsahBaBnaknk&&Tr1u'srut sCt oCmoiDppaannyy_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-

Savannah Savannah

Bank of Soperton__________________________________________________________________ Soperton

Exhibit "S"

SMALL WAN COMPANIES UNDER THE SUPERVISION OF THE SUPERINTENDENT OF BANKS DURING 1943

NAME OF COMPANY

Location

T. C. Adams----------------------------------------------- Atlanta Georgia Finance, Inc._______________________________________ Atlanta
Master Loan Service, Inc.____________________________________ Atlanta

Jefferson Loan Society-------------------------------------- Atlanta

Date License Issued 1-12-1943 1- l-1943 1- 1-1943 1- 1-1943

XII

DEPARTMENT OF BANKING

Exhibit "T" CREDIT UNIONS IN GEORGIA AS OF DECEMBER 31, 1943
(99)

ALBANY
Albany Federal Employees Credit Union, % Post Office. The Herald Credit Union, % Albany Herald. Hodges Credit Union, % Albany Hardware Co. Keenan Credit Union, % The Keenan Co.

ATHENS
Athens Division Credit Union, % Georgia Power Co. Athens Postal Credit Union, % Post Office.

ATLANTA
A. B. & A. Railway Credit Union, 26 Cain St., N. W. Apaco Credit Union, 225 Moore St. Armour Atlanta Credit Union, 451 Whitehall St., S. W. Armour Fertilizer Works Credit Union, 816 Walton Bldg. Arrow Credit Union, 1822 Murphy Ave., S. W. Atlanta City Employees Credit Union, City Hall. Atlanta Co-Operative Credit Ass'n, 127 Decatur St., S. E. Atlanta Firemen's Credit Union, 166 Alabama St., S. W. Atlanta Joint Terminals Credit Union, 106 Carroll St., S. E. Atlanta Journal Employees' Credit Union, Journal Bldg. Atlanta Postal Credit Union, 302 Federal Annex Bldg. Atlanta Railway Postal Clerks Credit Union, 205 Federal Annex. Atlanta S. & W. Employees Credit Union, 189 Peachtree St. Atlanta Savings Stores Credit Union, 387 Whitehall St., S. W. Atlanta Teachers' Associ-ation Credit Union, % Tech High School. Atlanta Telco Credit Union, % Southern Bell Tel. Co. Atlanta Terminal Employees' Credit Union, Terminal Station. Atlantic Steel Credit Union. Box 1714. Ben Franklin Credit Union, 600 Healey Bldg. Calvert Iron Credit Union, 1195 Mickleherry St., S. W. Canco 51-A Credit Union, 410 Marietta St., N. W. Circle "W" Credit Union, 1299 Northside Drive, N. W. Colonial Stores Employees Credit Union, 682 Whitehall St., S. W. Dinkier Employees of Georgia Credit Union, Ansley Hotel. Dortch Bakery Credit Union, 505 W. Whitehall St., S. W. Employees Credit Union, Swift & Co., 33 Hunter St., S. W. Employment Service Credit Union, 191 Marietta St. Essell Credit Union, William-Oliver Bldg. The Federal Employees Credit Union, 540 Old Post Office Bldg. Fulton Teachers' Credit Union, 524 Court House. General Shoe Credit Ass'n, 16 Yonge St. Genuine Parts Credit Union, 457 W. Peachtree St. Georgia B U C Credit Union, % Georgia Bureau of Unemployment Compensation, State Office
Building.

TWENTY-FOURTH ANNUAL REPORT

XIII

Georgia League Credit Union, P. 0. Box 2044. Georgia Standard Oil Employees Credit Union, 746 Marietta St. G.-WP General Office Credit Union, 4 Hunter St., S. E. Gesco Credit Union, 172 Haynes St., S. W. Kline Employees Credit Union, 91 Whitehall St. Kraft Employees of Atlanta Credit Union, 890 Memorial Drive, S. E. Lane Employees Credit Union, 477 Peachtree St. Merchants Mutual Credit Corporation, 93 Pryor St., S. W. Metro Credit Union, 198 Luckie St., N. W. Mutual Savings Credit Union, 243 Peachtree St., N. E. Orange Disc Credit Union, % Gulf Oil Corp. Orkin Service Credit Union, 315 Peachtree St.
R. E. A. Employees Credit Union, 89 Luckie St.
Regenstein Employees' Credit Union, 209 Peachtree St., N. E.
Rich's Employees Credit Union, % Rich's, Inc. S. M. C. R. C. Credit Union, 808 Bona Allen Bldg.
Seaboard Employees' Credit Union of Atlanta, Inc., R. F. D. 5, Box 441. Southern Freight Tariff Bureau Employees Credit Union, 101 Marietta St. Bldg. Southern Spring Bed Credit Union, 290 Hunter St., S. E. State Welfare Credit Union, State Office Bldg. The Thrift Credit Union, 125 Spring St., S. W. University Center Credit Union, 223 Walton St., N. W. Wage-Hour Credit Union, 249 Peachtree St., N. E. Wofford Credit Union, 140 Spring St., S. W. Yancey Employees Credit Union, 634 Whitehall St., S. W.

AUGUSTA
Augusta City Employees Credit Union, City Hall. Augusta Federal Employees Credit Union, Federal Building. Augusta Fire Department Credit Union, 1259 Broad St. Augusta Negro Underwriters Credit Union, 912 Gwinnett St., Box 659. Augusta Police Credit Union, Police Dept. Georgia Railroad Employees Credit Union, % Georgia Railroad. King Mill Credit Union, % King Mill. Richmond County Teachers Credit Union, % Supt. of Schools.

CARROLLTON
Carroll County Teachers Credit Union. Mandeville Employees Credit Union.

COLUMBUS
Bibb Thrift Club Credit Union, Bibb City. Columbus Postal Employees Credit Union, % Post Office.

DECATUR DeKalb County Teachers Credit Union, 544 N. McDonough St.

EAST POINT East Point Municipal Employees Credit Union.

XIV

DEPARTMENT OF BANKING

HAPEVILLE Delta Employees Credit Union, Candler Field.

LAWRENCEVILLE General Shoe Credit Union.

MACON
Federal Employees Credit Union, Post Office Bldg. Hapgrade Credit Union, Broadway at Pine. Macon Firemen's Credit Union, % Fire Department. Macon Textiles, Inc., Credit Union, Lake St. Union Credit Union, 417 Cherry St.

MORVEN The Citizens Credit t:Jnion.

MOULTRIE Employees Credit Union, Swift & Co.

PLAINS Sumter County Teaohers' Credit Union.

ROME F1oyd County Postal Employees Credit Union, % Post Office.

SAVANNAH
Central Employees Credit Union, Inc., % Central of Georgia Railway. Chatham County Teachers' Ass'n Credit Union, 208 Bull St. Merchants Credit Union, 315 Commercial Bldg. Savannah & Atlanta Rwy. Employees' Credit Union. Savannah Electric & Power Employees Credit Union, 2:7 W. Bay St. Savannah Federal Employees Credit Union, 207 Post Office Bldg. Seaboard Employees Credit Union, Room 104, Union Station.

THOMASTON Silvertown Credit Union.

TIFTON Tift County Postal Employees Credit Union, % Post Office.

VALDOSTA Postal Credit Union, % Post Office.

TWENTY-FOURTH ANNUAL REPORl'

XV

INACTIVE CREDIT UNIONS:
B. A. E. Credit Union, Atlanta. L. & R. Employees Credit Union, Atlanta. Southern Shell Employees Credit Union, Atlanta. Sterchi Credit Union, Atlanta. Wooding's Cafeteria Credit Union, Atlanta. Macon R. E. A. Employees Credit Union, Macon.

CREDIT UNIONS IN VOLUNTARY LIQUIDATION:
Atlanta Plumbers' Credit Union, Atlanta. Harry Sommers Credit Union, Atlanta. Hartford Credit Union, Atlanta. Underwriters' Credit Union, Atlanta. Atlanta Lodge No. 1 (I. A. & M.) Credit Union, Atlanta.
J. M. Harrison Employees Credit Union, Atlanta.
Stein Printing Co. Employees Credit Union, Atlanta. Western & Atlantic Credit Union, Atlanta.

IN POSSESSION OF DEPARTMENT OF BANKING FOR LIQUIDATION
Athens Firemen's Credit Union, Athens. The Pullman Shop Employees Credit Union, Atlanta. Western Newspaper Employees Credit Union, Atlanta. White Provision Employees Credit Union, Atlanta.

XVI

DEPARTMENT OF BANKING

Exhibit "U"
ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS IN GEORGIA* AS OF DECEMBER 31, 1943

(With Comparative Statement as of December 31 1942)

RESOURCES

245 Banks and 9 Branches as of Dec. 31, 1943

State of Georgia and Municipal Bonds Owned____________$109,320,890.41

l;oans and Discounts----------------------------------- 9,377,755.88 U. S. Government Securities Owned_____________________ 182,225,902.36 Other Stocks and Bonds Owned_________________________ 5,990,600.88

Banking House and LoL------------------------------- 4,517,130.43
Furniture and Fixtures_________________________________ 588,661.05 Other Real Estate Owned_______________________________ 1,425,508.99

Cash in Vault and Amount due from approved Reserve
Agents ----------~---------------------------------- 166,310,276.63 Checks for Clearing and due from other Banks___________ 3,542,416.72 Cash Items____________________________________________ 148,395.57

Overdrafts --------------------------------------------

59,916.40

Advance on Cotton and other Commodities_______________ 5,625,151.32

Customers' Liability on Letters of Credit and Acceptances__

57,909.95

Other Resources--------------------------------------- 1,309,477.26

TOTAL_ ________________________________________ $490,499,993.85

241 Banks and 9 Branches as of Dec. 31, 1942
$ 97,464,183.52 8,660,815.88 89,384,663.21 5,902,762.52 4,397,010.08 581,145.95 2,504,612.99
146,966,075.56 2,525,331.21 28,370.95 51,336.43 4,642,647.12 64,942.75 859,692.67
$364,033,590.84

LIABILITIES

Capital Stock -----------------------------------------$ 14,899,500.00 Capital Notes------------------------------------------ 1,302,450.00 Surplus Fund__________________________________________ 12,401,573.06

Undivided Profits ------------------------------------- 5,444,260.59 Reserve Funds_________________________________________ 2,803,222.49 Due to Banks__________________________________________ 39,316,192.14

Dividends Unpaid____ ~--------------------------------- 256,556.70 Cashier's Checks______ ~-------------------------------- 2,146,513.41

Certified Checks ---------------------------------------

48,355.42

Demand Deposits -------------------------------------- 331,645.693.80 Time Certificates of Deposits____________________________ 27,788,038.39

Savings ,Deposits_______________________________________ 49,812.157.13

Letters of Credit and Acceptancs executed for Customers__ Bills Payable__________________________________________
Notes and Bills Rediscounted___________________________ Other Liabilities_______________________________________

57,909.95 None
126,125.00 2,451,445. 77

TOTAL--------------------------~------------- $490,499,995.85

This statement does not include four Superior Court Chartered Banks.

$ 14,524,500.00 1,366,653.73 10,910,523.06 4,991,616.73 2,599,751.55
29,440,863.12 199,884.47
2,950,276.55 47,127.63
227,025,170.55 28,139,948.95 39,591,450.26 64,942.75 None None 2,180,881.49
$364,033,590.84

TWENTY-FOURTH ANNUAL REPORT

1

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF ACWORTH Acworth, Ga.

As called for by the Superintendent of Banks.

A. J. DURHAM, President.
Date o~ Charter: 10-31-1905

J. H. HARlRISON, Oashieu.-.
Began Business: 12-19-1905

RESOURCES Loans and Discounts _ _---------$ State of Georgia and Municipal Bonds
owned -------- __________________
U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot_____________ Furniture and Fixtures ______________ Other Real Estate owned ___________ _
Cash In Vault and Amount due from approved Reserve Agents______ __
Checks for Clearing and Due from other Banks ____________________ _
Cash Items ________________________ _ Overdrafts __ ________ __ __________ _
Advance on Cotton and other Commodities _______
Customers' Liability on Letters of Credit and Acceptances___________ _
Profit and Loss____________________ _
Other Resources --------------------
Total ___________________________ $

118,423.43
3,109.11 135,702.76
None 1,728.30 1,467.81
None
404,416.40
5,415.68 None
647.09
:Xohe
~one
None X one
670,911.18

LIABILITIES Capital Stock --------------~-------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------DReuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_
Dividends Unpaid -----------------Cashier's Checks ~----------------- Certified Ch.,.,ks ------------------Demand Deposits __ .. --------------Time Certificates of Deposits________ Savings Deposits ___________________
Letters of Credit and Acceptances executed for Custome~rs___________ _
Bills Payable ___________ ---------Notes and Bills Rediscounted _______ _
Other Liabilities -------------------

25,000.00 None
5,000.00 14,190.69
466.24 None
2,000.00 307.04 None
525,378.58 76,536.83 22,031.80
None None None None

Total --------------------------- ~- 670,911.18

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF ADAIRSVILLE Adairs!Ville, Ga.

As called for by the Superintendent of Banks.

M. P. GAINES, President.
Date of Charter: 3-21-1899

J. F. KIMSE:Y, Oashieu.-.
Began Business: 3-24-1899

RESOURCES Loans and Discounts_______________ $ State of Georgia and Municipal Bonds
owned ------- __________________ _
U. S. Government Se>curltie<! owned __ Other Stocks and Bonds owned_______ Banking House and LoL___________ _ Furniture and Fixtures______________ _ Other Real Estate Owned ____________ _ Cash In Vault and Amount due fror
approved Reserve Age!llts ________ _ Checks for Clearing and Due from C aosthh eIrt eBmasn k_s_ _-_-_-_-_-_-_-_-_ -_ _- _- _- _- _- _- _- _- _- _- _- -_ Overdrafts ------------ _____________ _ Advance on Cotton and .other Com-
modities _________________________
Customers' Llability on Letters of Credit and Acceptances ___________
Profit and Loss_____________________
Other Resources --------------------
Total _____________________________ $

97,553.06
3,000.00 125,000.00
1,150.00 1,100.00
600.00 X one
264,780.78
None None :-:-one
None
None :None None
493,183.84

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ____________________
Undivided Profits -----------------Reserve Funds -------~------------ Du<> to Banks ---------------------Dividends Unpaid -----------------Cashier's Checks __ ----------------Certified Checks ------------------Demand Deposits -------------------Time Certificates of Deposits________
Savings Depos.its ------------------Letters of Credit and Acceptances
executed for. Customers____________
Bills Payable ---------------------Notes and Bills Rediscounted________
Other Liabilities -------------------

25,000.00 None
15,000.00 3,169.22 None None 390.00 None None
381,879.30 67,745.32 None
None None None None

TotaL_________________ .__________ $ 493,183.84

2

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE BRYAN BANK Adel, Ga.

As called for by the Superintendent of Banks.

G. W. BRYAN, President.
Date of Charter: 2-27-1929

J. B. SASSIER, Cashierr.
Began Business: 3-1-1929

RESOURCES Loans and Discounts _________________ $
Staotwenoedf G_e_o_rg_i_a__an_d__M__u_n_ic_ip_a_l__B_o_n_ds_
U. S. Government Securities owned __ _ Oher Stocks and Bonds owned______ _ Banking House and LoL___________ _ Furniture and Fixtures _____________ _ Other Real Estate owned ___________ _ Cash in Vault and Amount due from
approved Reserve Agents.._______ _ Checks for Clearing and Due fvom
other Banks --------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances____________ Profit and Loss____________________ _ Other Resources ___________________ _
Total ______________________________$

52,375.96
None 212,500.00
None 1,300.00
250.00 None
661,774.67
2,090.07 225.65 None
None
None None None
930,516.35

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_
Dividends l:npaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits __________________ _
Time CertHicates of Deposits _______ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________ _
Bills Payable _____ ----------------Notes and Bills Rediscounted________
Other Liabilities --------------------

25,000.00 N<me
10,o6b.oo 7,053.17 None None 2,000.00 3,214.30 None
856,295.32 26,953.56 None
None None None None

Total -----------------------------$ 930,516.35

STATEMENT

Showing condition at the close of business December 31, 1943, of

MONTGOMERY COUNTY BANK Ailey, Ga.

As called for by the Superintendent of Banks.

W. J. PETERSON, President.
Date of Charter: 2-24-1926

MISS MA~Y SMITH, Casihier.
Began Business: 3-1-1926

RESOURCES Loans and Discounts.. ______________ $
State of Georgia and Municipal Bonds owned ---------------------------
U. S. Government Securities owned __ _ Other Stocks and Bonds owned_______ Banking House and Lot. ___________ _ Furniture and Fixtures_____________ _ Other Real Estate owned___________ _ Cash In Vault and Amount due from
approved Reserve Agents__________ Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts --------~--------------- Advance on Cotton and other Com.-
modltles ______________________ _
Customers' Liability on Letters of Credit -and Acceptances___________ _
Profit and Loss____________________ _ Other Resources ___________________ _
TotaL ____________________________ $

21,976.06
None 5,250.00
None None
1.00 2,250.00
242,803.33
None None None
9,864.73
None None None
282,145.12

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_--_
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks __________________ _
Demand Deposits ------------------Time Certificates of Deposits________
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________ _
Bills Payable ---------------------Xotes and B-ills Rediscounted_______ _
Other Liabllitiea -------------------

15,000.00 None
5,000.00 1,550.00
None None 750.00 12,086.05 None 238,826.45 8,932.62 None
None None None None

Total. ____________________________ f 282,145.12

TWENTY-FOURTH ANNUAL REPORT

3

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF ALAPAHA Alapaha, Ga.

.A-s called for by the Superintendent of Banks.

W. M. G.A!SlK.INS, President.
Date of Charter: 8-4-1905

J. P. GULPEIPPER, Caslhier.
Began Business: 3-25-1905

RESOURCES Loans and Discounts________________$ State of Georgia and Municipal Bonds
owned _________________________ _
U. S. Government Securities owned__ _ Other Stocks and Bonds owned______ _ Banking House and Lot_ ___________ _ Furniture and Fixtures_____________ _ Other Real Estate owned___________ _ Cash in Vault and Amount due from
approved Reserve Agents _________ _ Checks for Clearing and Due from
Other Banks ____________________ _
Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ________________________ _
Customers' Liability on Letters of Credit and Acceptances___________ _
Profit and Loss____________________ _
Other Resources --------------------
Total _____________________________ $

113,829.47
2,500.00 400,910.58
None 2,802.50
260.00 200.00
254,753.77
None 250.26 None
None
None None None
7'75,506.58

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ----------~--------- Undivided Profits -----------------DReuseervtoe FBuanndkss_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits_______ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________ _
Bills Payable ----~----------------Notes and Bills Rediscounted_______ _ Other Liabi1itles __________________ _

30,000.00 None
20,000.00 30,252.97
4,038.55 23,798.46
3,000.00 512.03 None
509,204.65 139,586.52
15,113.40
None None None None

Total _____________________________$ 775,506.58

STATEMENT

Showing condition at the close of business December 31, 1943, of

ALBANY TRUST & BANKING COMPANY Albany, Ga.

As called for by the Superintendent of Banks.

A. P. VASON, President.
Date of Charter: 6-13-1905

C. L. NEUMAN, Cashier.
Began Business: 6-1905

RESOURCES Loans and Discounts________________$ Stoawtenoedf G_e_o_r_g_i_a_a_n__d_M__u_n_i_c_i_p_a_l _B_o__n_ds_
U. S. Government Securities owned __ _ Other Stocks and Bonds owned_____ _ Banking House and Lot_ ___________ _ Furniture -and Fixtures _____________ _ Other Real Estate owned___________ _ Cash in Vault and Amount due from
approved Reserve Agents_________ _ Checks .for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ___ --------------------Advance on Cotton and other Com-
modities ------------------------ _ Customers' Liability on Letters of
Credit and Acceptances___________ _ Profit and Loss____________________ _
Other Resources --------------------
Total _____________________________$

506,439.76
None 10,000.00
None 18,722.77
1,889.14 None
189,211.97
176.60 None N<me
None
None None None
728,440.24

LIABILITIES Capital Stock ----------------------$ C-apital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposit<> ------------------Time Certificates of Deposits________ Savings Deposits __________________ _
Letters of Credit and Acceptances executed for Customers___________ _
Bills Payable _____________________ _
Notes and Bills Rediscounted_______ _ Other Liabilities __________________ _

100,000.00 None
35,000.00 35,289.13 140,554.15 4,000.00
None None None 41,900.00 369,696.96
None None None None

Total _____________________________$ 726,440.24

4

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business Decem,ber 31, 1943, of

THE BANK OF ALBANY Albany, Ga.

As called for by the Superintendent of Banks.

J. A. REDFEARN, President.
Date of Charter: 3-9-1942

E. W. WOOD,
Oa&hier. Began Business: 4-15-1942

RESOURCES Loans and Discounts__ --------------$ State of Georgia and Municipal Bonds
owned ------------------- ________ U. S. Government Securities owned __ _ Other Stocks and Bonds owned_____ _ Banking House and Lot_ ___________ _ Furniture and Fixtures______________ Other Real Estate owned ___________ _
Cash In Vault and Amount due from approved Re.geTVe Agents_ ________ _
Checks for Clearing and Due from
other Banks ------------------. OCvasehrdrIateftms s _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Admvoadnictiee.gon__C__o_tt_o_n__a_n_d___o_t_h_e_r__C_o_m_ _-
Customers Liability on Letters <>f Credit and Acceptances____________
Pr-<>fit and Loss ____________________ _
.Other Resources --------------------

442,512.70
None 361,000.00
None Norie 6,520.85 None
387,015.88
None None None
None
None None 110.00

LIABILITIES Capital Stock ---------------------- $ Capital Notes ---------------------Surplus Fund -------------------Undivided Pr<>flts -----------------RDeuseervtoe FBuanndkss _-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_
Dividends Unpaid -----------------Cashkr's Checks ------------------Certified Checks ------~----------- Demand Deposits -----------------Time Certificates of Deposits_______ _
Savings Deposits ------------------Letters <>f Credit and Acceptances
executed for Customers____________
Bills Payable ---------------------Notes and Bills Rediscounted________
Other Liabilities -------------------

50,000.00 65,000.00 10,000.00
8,369.29 33,267.94 10,000.00
None 3,37&54
None 676,292.39
None 341.451.36
None None None None

Total ----------------------------$ 1,197,759.43

Total ----------------------------$ 1,197,759.43

STATEMENT

Showing condition at the close of business December 31, 1943, of

CITIZENS & SOUTHERN BANK OF ALBANY Albany, Ga.

As called for by the Superintendent of Banks.

H. E. DAVIS, President.
Date of Charter: 5-6-1943

OLIN F. FULMIER, JR., Oas:hier.
Began Business: 6-1-1943

RESOURCES Loans and Discounts________________$ 786,107.02

State of Georgia and Municipal Bonds

owned --------------------------- 105,658.49

U. S. Government Securities owned __ _ 3,447,133.48

Other Stocks and Bonds owned..___ _ 33,164.48

Banking House and LoL____________ 188,529.02

Furniture and Fixtures______________ 12,282.49

Other Real Estate owned ___________ _

1,229.26

Cash In Vault and Amount due from

approved Reserve Agents ________ _ 244,643.03

Checks for Clearing and Due from

other Banks --------------------- 1,273,821.24

Cash Items ------------------------

4,113.00

Overdrafts _____ -------------------- .

164.29.

Advance on Cotton and <Jther Commodltie.g ________________________

None

Customers' Liability on Letters <>f

Credit and Acceptances____________

None

Profit and Loss---------------------

None

Other Resources ------------------- 12,304.89

11ota1. ____________________________$ 6,109,750. 69

LIABILITIES

Capital Stock --------------------- $ 150,000.00

Capital Notes ----------------------

None

Surplus Fund ---------------------- 80,000.00

Undivided Profits ------------------ 56,470.20

RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

29,742.31 530,101.26

CDaivsihdieenr'dss CUhnecpkasid__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-

45.00 35,150.84

Certified Checks -------------------

6,253.65

Demand Deposits ___________________ 4,197,178.89

Time Certificates of DepOsits_______ _ 22,609.78

Savings Deposits ------ ------'=------ 1,002,203.75

Letters of Credit and Acceptances

executed for Customers___________ _

None

Bills Payable ----------------------

None

Notes and Bills Rediscounted________

None

Other Liabilities -------------------

None

Total ----------------------------$ 6,109,750.69

TWENTY-FOURTH ANNUAL REPORT

5

STATEMENT

Showing condition at the close of business December 31, 1943, of

FIRST STATE BANK OF ALBANY Albany, Ga.

As called for by the Superintendent of Banks.

J. T. HALEY,
President. Date of Charter: 5-3-1943

GEORIGE H. JOINER, Oa.shier.
Began Business: 6-1-1943

RESOURCES

Loans and Discounts ~-------------$ 1,909,439.03

State of Georgia and Municipal Bonds

owned ___ ____ ________ ~--------

52,388.14

U. S. Government Securities owned __ _ 3,262,696.14

Other Stocks and Bonds owned_______ Banking House and Lot_____________

380.00 35,900.00

Furniture and Fixtures-------"-----Other Real Estate owned ___________ _

11,940.54 1,150.00

Cash In Vault and Amount due from

approved Reserve Agents ~- ____ _ 2,629,255.21

Checks for Clearing and Due from

other Banks -------~ ____________ _ 131,921.92

Cash Items -----------------------Overdrafts ------------~ ___________ _

10,011.56 1,632.68

Advance on Cotton and other Com-

modities -~

X one

Custome~s Liability on Letters of

Credit and Acceptances____________ Profit and Loss____________________ _

~one
None

Other Resources --------------------

1,348.63

TotaL __________________ _______ $ 8,048,129.85

Capital

Stock

LIABILITIES _____________________

f

150,000.00

Capital Notes ----------------------

None

Surplus Fund ---------------------- 150,000.00

Undivided Profits ___________________

60,398.44

RDeuseervtoe FBuanndkss _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_

20,000.00 1,008,461.89

Dividends Unpaid ------------------

240.00

Cashier's Checks -------------------

29,799.72

CDeermtiafniedd DCehpeocskists --_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_

10,796.57 5,544,849.97

Time Certificates of Deposits _______ _ 14,000.00 Sav,ings Deposits __________________ _ 1,051,709.90

Letters o<f Credit and Acceptances

executed for Customers ___________ _

None

Bills Payable ---------------------Notes and Bills Rediscounted_______ _

None None

Other Liabilities -------------~-----

7,873.36

T<>tal ----------------------------$ 8,048,129.85

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE FOUR COUNTY BANK Allentown, Ga.

As called for by the Superintendent of Banks.

A. W. DAUGHTRY, President.
Date of Charter: 8-18-1941

C. R. FAULK, Cashier.
Began Business: 9-15-1941

RESOURCES Loans and Discounts ~ __ ~ ____ ~--- $ State of Georgia and Municipal Bonds
.cwned ___ ________ _ __ __ ___ _ U. S. Government Securities owned~-Other Stocks and Bonds owned______ _ Banking House and Lot_____________ Furniture and Fixtures_____________ _
Other Real Estate <>wned ~--- ~-- --~~ ~ Cash In Vault and Amount due from
approved Reserve Agents __ ~ __ _ Checks for Clearing and Dtie from
other Banks -~~----------------. Cash Items ------------------------
Overdrafts --~ ________________ _
Advance on Cotton and other Commodities
Customers Liability on Letters of Credit and Acceptances ___________ _
Profit and Loss~- ________________ _
Other Resources --------------------
Total _____ _ ------------------$

63,1158.21
Nolle 136,000.00
None 3,000.00 1,565.00
None
208,489.02
8,952.41 N<>ne 5.06
88,111.42
~one ~one
None
510,081.12

LIABILITIES Capital Stock ----------------------$ Ca.pital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseervtoe FBuanndkss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Dividends Unpaid -----------------Cashier's Checks ------------------CerUfied Checks ------------------ _ Demand Deposits ------------------Time Certificates of Deposits________
Savings Deposits -----------------Letters of Credit and Acceptances
executed for Customers~--.o.. ________ _
Bills Payable ---------------------Notes and Bills Rediscounted _______ _
Other Liabilities -------------------

25,000.00 None
6,000.00 5,113.51
276.50 None None 799.70 None 404,745.23 None 61,546.18
None None None Nona

Total ___________________________ $ 510,081.12

6

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

ALMA EXCHANGE BANK Alma, Ga.

As called for by the Superintendent of Banks.

M. E. JONES, President.
Date of Charter: 9-13-1939

J. J'. JONES,
Oa.shier. Began Business: 9-13-1939

RESOURCES Loans and Discounts________________$ State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned_____ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ Oth~r Real Estate owned___________ _
Cash .In Vault and Amount due from approved Reserve Agents _________ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items -----------------------Overdra-fts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers Liablllty on Letters of
Credit and Acceptances___________ _
Profit and LoBs--------------------Other Resources --------------------
Total _____________________________$

55,466.78
None 138,757.59
Nons 4,500.00
None None
409,345.49
Nons None None
None
None None None
608,069.86

LIABILITIES Capital Stock ______________________$
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------DReuseertvoe BFanuJn<dss__-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks -------------------Demand Deposits ------------------Time Certificates of Deposits________
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers-----------Bills Payable ---------------------Notes and Bills Rediscounted_______ _
Other Liabilities -------------------

25,000.00 None
12,000.00 None None None None
783.45 None 564,976.41 5,310.00 None
None None None None

Total _____________________________$ 608,069.86

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF COMMERCE Americus, Ga.

As called for by the Superintendent of Banks.

CHARLES F. ORISP, President.
Date of Charter: 10-13-1891

H. P. ANDE-RSON,
Cashier. Began Business: 1-2-1892

RESOURCES

Loans -and Discounts----------------$ 1,098,040.22 - State of Georgia and Municipal Bonds

owned --------------------------- 79,580.12 U. S. Government Securities owned __ _ 1,568,342.34

Other Stocks and Bonds owned_____ _ 25,525.00

Banking House and Lot } Furniture and Fixtures -----------

15,000.00

Other Real Estate owned___________ _

230.00

Cash in Vault and Amount due from approved Reserve Agents _________ _ 1,737,773.17

Checks for Clearing and Due from

other Banks ---------------------
Cash Items -----------------------Overdrafts -------------------------

70,440.16 None 11.99

Advance on Cotton and other Com-

modities ------------------------Customers Liablllty on Letters <>f
Credit and Acceptances___________ _

None None

Profit and LoBs--------------------Other Resources --------------------

None None

LIABILITIES

Capital Stock ----------- ___________$ 65,000.00

Capital Notes ----------------------

None

Surplus Fund ---------------------- 200,000.00

Undivided Profits ------------------ 182,564.47

DReuseertvoe BFaunnkdss__-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

None None

Dividends Unpaid ------------------

None

Cashier's Checks -------------------

6,890.80

Certified Checks -------------------

None

Demand Deposits ------------------- 3,519,290.48

Time Certi-ficates of Depnsits_______ _ 86,685.24

Savings DepOsits ------------------- 534,512.01

Letters of Credit and Acceptances

executed for Customers___________ _

None

Bills Payable ----------------------

None

N-otes and Bills Rediscounted _______ _

None

Other Liabilities -------------------

None

Total.----------------------------$ 4,594,943.00

Total ----------------------------$ 4,594,943.00

TWENTY-FOURTH ANNUAL REPORT

7

STATEMENT

Showing condition at the close of business December 31, 1943, of

CITIZENS BANK OF AMEIDCUS Americus, Ga.

As called for by the Superintendent of Banks.

LE'E HUDSON,
President. Date of Charter: 2-20-1937

EVAN MATHIS, Cashier.
Began Business: 3-25-1937

RESOURCES

Loans and Discounts________________$ 1,095,296.06

State of Georgia and Municipal Bonds

owned ---------------------------

None

U. S. Government Securities owned__ _ 515,800.00

Other Stocks and Bonds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _

10,742.25 18,000.00
2,029.53

Other Real Estate owned___________ _

None

Cash In Vault and Amount due from

approved Reserve Agents_________ _ 577,691.09

Checks for Clearing and Due from

other Banks --------------------- 10,520.63

Cash Items ------------------------

41.19

Overdrafts -------------------------

94.49

Advance on Cotton and oher Com-

modities -------------------------

None

Customers' Liability on Letters of

Credit and Acceptances__________ _ Profit and Loss____________________ _

None None

Other Resources -------------------

None

TotaL ____________________________ $ 2,230,215.24

LIABILITIES

Capital Stock ----------------------$ 50,000.00

Capital Notes ----------------------

Nono

Surplus Fund ---------------------- 40,000.00

Undivided Profits ------------------

9,431.86

RDeuseertvoe BFaunnkdss__-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

None None

Dividends Unpaid ------------------

None

CIU!hier's Checks -------------------

4,285.55

Certified Checks --------------~---

None

Demand Deposits ------------------- 1,817,166.57

Time Certificates of Deposits_______ _

6,065.71

Savings Depolts ------------------- 303,265.55

Letters of Credit and Acceptances executed for Customers___________ _

None

Bills Payable ---------------------Notes and Bills Rediscounted_______ _

None None

Other Liabilities -------------------

None

TotaL___________________________ $ 2,230,215.24

STATEMENT

Showing condition at the close of business December 31, 1943, of

BOSTWICK BANKING COMPANY Arlington, Ga.

As called for by the Superintendent of Banks.

W. E. BOSTWICK, President.
Date of Charter: 8-27-1935

CAiRL GLEMENTS, Oas:hier.
Began Business: 3-1-1936

RESOURCES Loans and Discounts________________ $ State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned__ _ Other Stocks and Bonds owned_____ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned___________ _ Cash In Vault and Amount due from
approved Reserve Agents_________ _ Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ---------------~-------- Advance on Cotton and other Com-
modities ________________________
Customers' Liability on Letters of Credit and Acceptances___________ _
Profit and Loss____________________ _ Other Resources ___________________ _
TotaL____________________________ $

207,762.37
None 24,000.00
None 1,400.00
677.50 None
187,657.55
15,398.94 None
177.34
166,656.37
None None None
603,730.07

LIABILITIES Capital Stock ______________________$
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseervtoe FBuanndkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates <>f Deposits_______ _ Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________ _
Bills Payable ---------------------Notes and Bills Rediscounted _______ _ Other Liabilities -------------------

15,000.00 None
3,000.00 587.67
17,074.97 28,816.11
900.00 None None
532,851.32 5,500.00 None
None NOne None None

TotaL____________________________$ 603,730.0T

8

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31. 1943. of

ASHBURN BANK Aslrburn. Ga.

As called for by the Superintendent of Banks.

C. E. THRASHER,
President. Date of Charter: 7~1900

R. H. GREEN, Oas:hier.
Began Business: 7-1900

RESOURCES J.oans and Discounts ________________$
Staawten.eodf G_e_o_r_g_i_a__a_n_d__M__u_n__ic_i_p_a_l__B_o_n__d_s
U. S. Government Securiti~s owned __ _ Other Stocks and Bonds owned_____ _ Banking House and Lot } Furniture and Fixtures ---------Other Real Estate owned ____ -- _____ _ Cash in Vault and Am<mnt due from
approved Reserve Agents---------Checks fm Clearing and Due from
other Banks ____________________ _
Cash Items ------------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------ _ Cust.omers.' Liability on Letters of
Credit and Acceptances ___________ _ Profit and Loss ____________________ _
Other Resources -------------------

411,867.84
None 32,000.00
None
2,849. 76 225.78
818,335.05
1,309.25 None 143.58
None
X one None 6,750.00

Total----~------------------------$ 1,273,481.26

LIABILITIES
Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits________
Savings Devasits ------------------Letters of Credit and Acceptances
executed for Customers ______ ~ ____ _ Bills Payable _ __ _____ . XDtes and Bills Rediscounted ________ _
Other Liabilities -------------------

50,000.00 None
25,000.00 38,369.59
5,215.55 None None 733.92 None
933,265.78 17,299.87
203,596.55
None X one N<>ne None

Total _____________________________ $ 1,273,481.26

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE CITIZENS BANK OF ASHBURN
Ashburn, Ga.

As called for by the Superintendent of Banks.

JAMES H. P1ATE,
President. Date of Charter: 7-27-1905

FRE-D- RAINES,
Cashier. Began Business: 10-25-1905

RESOURCES Loans and Dlsoounts ______________$ State of Goorgia and Municipal Bonds
owned __________________________ _
U. S. Government Securities owned __ _ Other Stocks and Bonds owned _____ _ Banking House and LoL ____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned___________ _ Cash In Vault and Amount due from
approved Reserve Agents _________ _ Checks for Clearing and Due from
other Banks --------------------Cash Items _______________________ _
Overdrafts -------------------- ___ _ Advance on Cotton and other Com-
modities -------------------------Customers' Liability on Letters af
Credit and Acceptances____________ Profit and Loss_____________________
Other Resources --------------------
TotaL____________________________ $

84,004.95
6,250.46 66,700.00 ; 4,800.00
7,600.00 500.00 None
668.627.26
885.16 X one None
None
None None None

~. LIABILITIES Capital Stock -----------------------$ ~~~~\~~ ~~~~~ ~~~~~~~~~~~~~~~~~~~~=~ Undivided Profits -----------------Re'Serve Funds --------------------Due to Banks ---------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits __________________ _
Time Certificates of Deposits________
Savings Deposits ------------------Letters .of Credit and Acceptances
executed for Custom'ers___________ _
Bills Payable ---------------------Notes and Bills Redisoounted_______ _ Other Liabilities __________________ _

839,367.83

Total ____________________________ $

25,000.00 None
30,000.00 26,539.32
None None None 3,569.33 592.00 647,060.62 9,257.96 97,348.60
None None None None
839,367.83

TWENTY-FOURTH ANNUAL REPORT

STATEMENT

Showing condition at the close of business December 31, 1943, of

AMERICAN SAVINGS BANK Atll!.nta, Ga.

As called for by the Superintendent of Banks.

CHAS. D. CiLARKE,
President. Date of Charter: 12-27-1800

EUGENE G. WEBB,
Oashier. Began Business: 18S7

RESOURCES Loans and Discounts___________ . ____$ 1,511,922.42

State of Georgia and Municipal Bonds

owned. --------------------- _-_____ _

None

U. S. Government Securities owned __ _ 533,236.37

Other Stocks and B<lnds .owned-------

None

Banking House and Lot____________ _ 128,132.00

Furniture and Fixtures______________

2,500.00

Other Real Estate owned ___________ _

5.00

Cash in Vault and Amount due from

approved Reserve Agents __________ 119,020.14

Checks for Clearing and Due from

other Banks --------------------- 11,513.00

Cash Items ------------------------

260.88

Overdr,.fts -------------------------

None

Advance on Cotton and other Com-

modities ______ ------------------

None

Customers' Liability on Letters of

Credit and Acceptances ___________ _

:None

Profit and Loss---------------------

None

Other Resources -------------------- 30,233.32

Total _____________________________ $ 2,336,883.13

LIABILITIES
Capital Stock ______________________$ 2oo,ooo:oo

Capital Notes ----------------------

None

Surplus Fund ---------------------- 100,000.00

Undivided Profits ------------------ 41,548.87

Reserve Funds --------------------- 42,500.00

Due to Banks---------------------Dividends Unpaid __________________

None None

Cashier's Checks -------------------

None

Certified Checks --------------------

None

Demand Deposits ------------------ 226,708.72

Time Certificates of Deposits________ 115,036.00

Savings Deposits ------------------- 1,250,396.46

Letters of Credit and Acceptances

executed .for Customers ___________ _ Bills Payable _____ ______ _______ _

None None

Notes and Bills Rediscounted _______ _

None

Other Liabllities __________________ _ 360,693.08

Total ----------------------------$ 2,336,883.13

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE BANK OF ATLANTA Atlanta, Ga.

As called for by the Superintendent of Banks.

C. N. DAVIE,
President.
Date of Charter: 9-20-1941

0. L. OOFFMAN, Vice-President and Cashier.
Began Business: 12-1-1941

RESOURCES Loans and Discounts________________ $ 1,077,284.11

State <>f Georgia and Municipal Bonds

owned ---------------------------

N<>ne

U. S. Government Securities owned__ _ 282,342.59

Other Stocks and Bonds Qwned______ _

None

Banking House and Lot ____________ _ 64,547.47

Furniture and Fixtures ______________ 12,751.99

Other Real Estate owned __________ _

4,566.41

Cash in Vault and Amount due from

approved Reserve Agents

933,896.48

Checks for Clearing and Due :from

Ca<s>htheIrteBmasnk_s__-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

None 544.93

Overdrafts -------------------------

11.08

Advance on Cotton and other Commodities _________________________

None

Cuctomers' Liability Qn Letters o.f

Credit and Acceptances____________ Profit and Loss____________________ _

None None

Other ResQurces --------------------

3,723.64

Total _____________________________ $ 2,379,668.70

LIABILITIES

Capital Stoclt ----------------------f 175,000.00

Capital Notes ----------------------

None

Sur-pius Fund ------------------- 35,000.00

RUensdeirvvied eFd uPn dr os f i_t s___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_

7,500.00 11,313.38

Due to Banks --------------------

None

Dividends Unpaid ------------------

422.00

Cashier's Checks ___________________ 114,669.59

Certified Checks ___________________

1,267.01

Demand Deposits ___________________ 1,310,265.43

Time Certificates of Deposits _______ _

None

Sav-ings Deposits ------------------- 723,462.87

Letters of Credit amd Acceptances

executed for Customers____________

None

Bills Payable __ -------------------

None

Notes and Bills Rediscounted _______ _ Other Liabllit!es __________________ _

None 768.42

Total _____________________________$ 2,379,668. 70

10

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

CITIZENS TRUST COMPANY Atlanta, Ga.

As called for by the Superintendent of Banks.

L. D. MILTON,
President. Date of Charter: 6-16-1921

Began Business: 8-16-1921

RESOURCES Loans and Discounts________________$
State of Goorgla and Municipal Bonds owned ---------------------------
U. S. Government Securities owned __ _ Other Stocks and Bonds owned_____ _ Banking House and LoL____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned___________ _
Cash In Vault and Amount due from approved Reserve Agents_________ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances ___________ _ Profit and Loss_____________________
Other Resources --------------------

303,353.20
58,528.03 718,269.58 17,150.18
None 11,788.84
1,046.50
412,166.45
18,252.62 None None
None
None None 6,686.64

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------DReuseertvoe BFaunnkdss__-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Dividends Unpa.ld -----------------Cashier's Checks ------------------Certified Checks ------------------Demand DePOSits ------------------Time Certbflcates of Depasits_______ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________ _
B!lls Payable ---------------------Notes and Bills Rediscounted _______ _
Other Liabilities -------------------

5(),00().0() 19,250.00 17,750.00
1,926.06 9,912.87 10,000.0()
None 9,009.32
713.58 677,983.42
55,385.42 692,686.58
None None None 2,624.79

TotaL----------------------------$ 1,547,242.04

TotaL--------------------------- $ 1,547,242.04

STATEMENT

Showing condition at the close of business December 31, 1943, of

EAST ATLANTA BANK Atlanta, Ga.

As called for by the Superintendent of Banks.

M. A. THOMPSON, President.
Date of Charter: 11-11-1910

I. W. ARNOLD, Cashier.
Began Business: 11-15-1910

RESOURCES Loans and Discounts________________ $ 1,153,118.27

State of Georgia and Municipal Bonds

owned ---------------------------

8,000.00

U. S. Government Securities owned__ _ 778,888.00

Other Stocks and Bonds owned______ _

None.

Banking H<>use and Lot_ ___________ _

8,006.96

Furniture and Fixtures_____________ _

3,385.19

Other Real Estate owned___________ _

1,737.69

Cash in Vault and Amount due from

approved Reserve Agents _________ _ 344,353.12

Checks for Clearing and Due from

other Banks --------------------- 46,188.75

Cash Items ------------------------

198.84

Overdrafts' -------------------------

None

Advance <>n Cott<>n and other Com-

modities -------------------------

None

Customers' Liability on Letters <>f

Credit and Acceptances___________ _ Profot and Loss____________________ _

None None

Other Resources ____________________

None

Total _____________________________ $ 2,343,876.82

LIABILITIES

Capital Stock ----------------------$ 25,000.00

Capital Nates ----------------------

9,500.1f0

SurPlus Fund ---------------------- 25,000.00

Undivided Profits ------------------ 32,303.88

Reserve Funds --------------------- 16,466.00

Due to Banks ----------------------

None

Dividends Unpaid ------------------

1,00().00

Cashier's Checks -------------------

9,332.24

Certified Checks -------------------

None

Demand Depasits ------------------- 1,489,632.08

Time Certificates of Depasits_______ _

N<>ne

Savings Deposits___________________ _ 735,642.62

Letters of Credit and Acceptances

executed for Customers___________ _

N<>ne

Bills Payable ---------------------N<>tes and Bills Rediscounted_______ _

None None

Other Liabilities -------------------

None

TotaL----------------------------$ 2,343,876.82

TWENTY-FOURTH ANNUAL REPORT

11

STATEMENT

Showing condition at the dose of business December 31, 1943, of

GEORGIA SAVINGS BANK & TRUST COMPANY Atlanta, Ga.

As called for by the Superintendent of Banks.

JOHN E. OLIVER,
President. Date of Char,ter: 10-26-1889

C. P. HUNTER, Secretary and Treasurer.
Began Business: 9-1-1899

RESOURCES L<>ans and Discounts________________$ 5,239,353.29

State <>f Georgia and Municipal Bonds

owned --------------------------U. S. Government Securities owned __ _ Other Stocks and B<>nds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures______________ Other Real Estate owned____________
Cash In Vault and Amount due from approved Reserve Agents__________

75,875.00 4,088,318.00 2,271,867.96
312,763.33 1.00 1.00
1,160,800.48

Checks for Clearing and Due from

other Banks --------------------Cash Items _______________________ _ Overdrafts ------------------------Advance on Cotton and other Com-

32,518.63 None
~one-

modities ------------------------Customers' Liability on Letters <>f
Credit and Acceptances____________ Profit and Loss_____________________
Other Resources --------------------

None
~one ~one
None

LlABlLITlES

Capital Stock ----------------------$ 500,000.00

Capital Notes ---------------------- 460,000.00

Surplus Fund ---------------------- 100,00lt.OO

Undivided Profits ------------------ 157,800.68

RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

438,511.50 None

Dlv.idends Unpaid ------------------

182.0lt

CashleT's Checks -------------------

None

Certified Checks -------------------

None

Demand Deposits ------------------- 2,178,831.25

T.ime Certificates of Deposits_______ _ 522,613.89

Savings Deposits ------------------- 7,768,177.47,

Letters of Credit and Acceptances

executed for Customers____________

None

Bills Payable ---------------------~otes and Bills Rediscounted_______ _

None None

Other Liabilities ------------------- 1,061,381.90

Total ----------------------------$13,187,498.69

Total ----------------------- ______ $J3 ,187,498.69

STATEMENT

Showing condition at the dose of business Deeem1ber 31, 1943, of

THE MORRIS PLAN BANK OF GEORGIA Atlanta, Ga.

As called for by the Superintendent of Banks.

JOSEPH E. BIRNIE,
President. Date of Charter: 11-27-1933

C. T. GREER, Cashier.
Began Business: 12-5-1933

RESOURCES Loans and Discounts________________$ 3,706,446.35

State of Georgia and Municipal Bonds

owned ---------------------------

4,55_0.1!8

U. S. Government Securities owned __ _ 2,400,064.66

Other Stocks and Bonds owned______ _ Banking House and LoL_____________ Furniture and Fixtures______________
Other Real Estate owned____________

None None 17,683.83
!\Qne

Cash In Vault and Amount due from approved Reserve Agents_________ _ 927,534.89

Checks .for Clearing and Due from

other Banks --------------------- 122,203.87

COavsehrdrIatefmts s _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

711.10 144.66

Advance on Cotton and other Com-

modities -------------------------

'Xone

Customers' Liabil-ity on Letters of Credit and Acceptances____________
Profit and Los!;_____________________

None None

Other Resources ---------------------

38,072.17

TotaL____________________________ $ 7,217,471.91

LIABIIT1ES

Capital Stock ----------------------$ 200,000.00

Capital Notes _____________________ _

None

Surplus Fund _____________________ _ 75,000.00

Undivided Profits ------------------ 82,433.12

RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_

258,926.23 5,000.00

Dividends Unpaid ------------------

None

Cashier's Checks ------------------- 33,184.38

Cert!Jfled Checks -------------------

6,420,56

Demand Deposits ------------------ 1,881,975.53 Time Certiticates of Deposits________ 1,005,292.26

Savings Deposits ------------------- 3,659,592.92

Letters of Credit and Acceptances

executed iJr Customers____________

None

Bills Payable _____ ----------------

None

Xotes and Bills Rediscounted________ Other Liabilities __________________ _

None 9,646.91

TotaL ___________________________ $ 7,217,471.91

12

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE PEOPLES BANK Atlanta, Ga.

As called for by the Superintendent of Banks.

R. R. LANHAM, President.
Date of Charter: 8-13-1935

W. S. RAY,
Oashier. Began Business: 8-31-1935

RESOURCES Loans and Discounts ___:_____________ $ 1,013,836.95

State of Georgia and Munlci(>al Bonds

owned --------- --~ -------------

None

U. S. Government Securities owned __ _ 250,000.00

Other Stocks and Bonds owned_____ _ Banking House and Lot_ ___________ _
Furniture and Fixtures _____________ _
Other Real Estate owned____________ _

None None 7,909.59 None

Cash In Vault and Amount due from approved Reserve Agents _________ _ 107,054.62

Checks for Clearing and Due from

other Banks ---------------------

None

Cash Items ------------------------

~one

Overdrafts __ -~ ----------------- -

None

Advance on Cotton and other Com-

modities -----~ ------------------ ~

~one

Customers' Liability on Letters of Credit and Acceptances____________

None

Profit and Loos-~------------------

X one

Other Resources -------------------

2,975.55

TotaL____________________________ $ 1,381,776.71

LIABILITIES

Capital Stock ----------------------$ 50,000.00

Capital Notes --'--------------------

None

Surplus Fund ---------------------- 10,000.00

Undivided Profits ------------------ 55,740.07

RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_

1,561.27 None

Dividends Unpaid ------------------

None

Cashier's Checks -------------------

3,097.19

Certified Checks -------------------

None

Demand Deposits ---------------~-- 166,622.82

Time Certificates of Deposits________

4,800.00

Savings Deposits ------------------- 1,089,287.94

Letters of Credit and Acceptances executed for Customers___________ _

None

Bills Payable ---------------------Notes and Bills Rediscounted_______ _

None None

Other Liabilities -------------------

667.42

TotaL ___________ ~----------------$ 1,381,776. 71

STATEMENT

Showing condition at the close of business Decem1ber 31, 1943, of

SOUTHERN SAVINGS BANK Atlanta, Ga.

As called for by the Superintendent of Banks.

CHAS. R. HARTSLFIE1LD, President.
Date of Charter: 12-5-1934

E.DGAR A. HARTSFIELD,
Cashier. Began Business: 1-1-1935

RESOURCES Loans and Discounts______ ________ $

State of Georgia and Municipal Bonds

owned --- ------------------ __ _ U. S. G<>vernment Securities owned.-Other Stocks and Bonds owned_____ _ Banking House and Lot_ ___________ _
Furniture and Fixtures _____________ _
Other Real Estate owned ___________ _

Cash In Vault and Amount due from

approved Reserve Agents---------Checks for Clearing and Due from

other Banks .--------------------Cash Items -----------------------Overdrafts _____________ ---------

Advance on Cotton and other Com-

modities _

______ ~------- ___ _

Customers' Liability on Letters of Credit and Acceptances ___________ _

Profit and Loss___ -----------------Other Resources ____________ --------

211,644.89
None 100.00
None None 7,429.25
"None
23,214.45
None None
~one
:Xone
X one X one 1,195.20

LIABILITIES Capital Stock ----------------------t Capital Notes ---------------------Surplus Fund --------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks ____ ---~--------------Dividends Unpaid __________________
Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits _______ _
Savings Deposits ------------------ _ Letters "f Credit and Acceptwces
executed for Customers____________
Bills Payabko ---------------------Xotes and Bills Rediscounted _______ _
Other Liabilities ------------------ _

50,000.00 None
10,000.00 5,365.95
11,521.56 None None None None None
165,000.00 :Sone
None None None 1,696.28

Total ----------------------------$ 243,583.79

Total ----------------------------$ 243,583.79

TWENTY-FOURTH ANNUAL REPORT

13

STATEMENT

Showing condition at the close of business December 31, 1943, of

SOUTH SIDE ATLANTA BANK Atlanta, Ga.

As called for by the Superintendent of Banks.

WALTER ESTEiS, President.
Date of Charter: 6-25-1929

E. COWAN, Cashier.
Began Business: 7-1-1929

RESOURCES Loans and Discounts ________________ $
State of Georgia and Municipal Bonds owned ---------------------------
U. S. Government Secur-ities owned __ _ Other Stocks and BO'Ilds owned ______ _ Banking House and Lot_____________ Furniture and Fixtures_____________ _ Other Real Estate owned____________ Cash In Vault and Amount due from
approved Reserve Agents.. _______ _ Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts --------------------- ___ _ Advance on Cotton and other Com-
modities ------------------ ______ _ Customers' Liability on Letters od'
Credit and Acceptances____________ Profit and Loss ____________________ _
Other Resources --------------------

185,700.57
108,394.63 791,732.68
5,779.52 7,302.00 3,923.86 2,164.65
381,170.70
3,506.98 325.52 None
8,942.51
None1 None 43,567.02

LIABILITIES Capital Stock _______________________ $
Capital Notes ---------------------Surplus Fund --------------------Undivided Profits -----------------DRueseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits_______ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________
Bills Payable ---------------------Xotes and Bills Rediscounted _______ _
Other Liabilities -------------------

25,000.00 None
35,000.00 2,929.59 1,159.93 None 2,500.00 5,337.25 23.97
827,982.86 None
638,763.92
None None None 3,813.12

Total ----------------------------$ 1,542,510.64

Total _ --------------------------$ 1,542,510.64

STATEMENT

Showing condition at the close of business December 31, 1943, of

TRUST COMPA.NY OF GEORGIA Atlanta, Ga.

As called for by the Superintendent of Banks.

ROBE,RT STRICKLAND, President.
Date of Charter: 9-21-1891

DAMEiRON BLACK, Oashier.
Began Business: 11-8-1891

RESOURCES Loans and Dlscounts________________ $20,501,197.38

State of Georgia and Municipal Bonds

owned --------------------------- 2,791,442.113 U. S. Government Securities owned ___ 36,464,211.61

Other Stocks and Bonds owned______ 1,856,383.21 Banking House and LoL____________ 1,175,159.67

l!'urniture and Fixtures______________

None

Other Real Estate Owned____________

None

Cash In Vault and Amount due from approved Reserve Agents__________ 29,902,626.22

Checks for Clearing and Due from

other Banks ---------------------
Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-

None None None

modities ------------------------Customers' Liabl!lty on Letters of
Credit and Acceptances___________ _ Profit and Loss_____________________ Other Resources -------------------

None
None None 702,465.12

Total. ___ -------------------------$93,393,486.14

LIABILITIES capital Stock ______________________ $ 2,000,000.00

Capital Notes ----------------------

None

Surplus Fund ---------------------- 3,500,000.00

Undivided Profits ------------------ 825,299.92

Reserve Funds __ ------------------- 582,537.35

Due to Banks ... -------------------- 23,727,948.06

Dividends Unpaid ------------------

None

Cashier's Checks ------------------- 495,120.64

Certified Checks ___________________

None

Demand Deposits ------------------- 61,021,668.91 Time Certificates of Deposits________ 569,687.99

Savings Deposits ------------------- _ Letters of Credit and Acceptances
executed for Customers ___________ _
Bills Payable ---------------------Notes and Bills Rediscounted _______ _ Othe-r Liabilities ______ -------------

None
None None None 671,223.27

Total ..___________________________ $93,393,486.14

14

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

GEORGIA RAILROAD BANK & TRUST COMPANY Augusta, Ga.

As called for by the Superintendent of Banks.

CHAS. H. PHINIZY, President.
Date of Charter: 11-15-1892

S'HE.RMAN DRAWDY, ca&hier.
Began Business: 12-31-1892

RESOURCES Loans and Discounts________________$ 6,316,908.65

State of Georgia and Municipal Bonds

owned ------------------------ ___ 1,970,649.07 U. S. Government Securities owned ___ 10,155,073.69

Other Stocks and Bonds owned_______ 115,798.33

Banking House and Lot_____________ 131,472.85

Furniture and Fixtures______________ 24,642.01

Other Real Estate -owned____________

2,410.20

Cash In Vault and Amount due from

approved Reserve Agents---------- 7,193,506.92

Checks for Clearing and Due from

C aoshhe rI tBe ma ns k s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Overdrafts _________________________ _

None None 2,158.39

Advance on Cotton and other Com-

modities ------------------------Customers' Liability on Letters of
Credit and Acceptances ___________ _ Profit and Loss_____________________

None
57,909.95 None

Other Resources -------------------- 117,086.32

LIABILITIES Capital Stock ______________________$ 750,000.00

Capital Notes ----------------------

None

Surplus Fund _--------------------- 700,000.00

Undivided Profits ------------------ 134,006.47

Reserve Funds ---------------------

None

Due to Banks_______________________ 8,107,927.83

Dividends Unpaid -----------------Cashier's Checks __________________ _

None 84,697.57

Certified Checks --------------------

None

Demand Deposits ------------------- 11,998,853.76 Time Certificates of Deposits________ 4,199,261.86

Savings Deposits ------------------.

None

Letters of Credit and Acceptances

executed .for Customers___________ _ 57,909.95

Bills Payable ---------------------Notes and Bills Rediscounted________ Other Liabilities ___________________

None None 54,958.94

Total .---------------------------.$26,087,616.38

Total --------------------------- $26,087,616.38

STATEMENT

Showing condition at the close of 'business December 31, 1943, of

REALTY SAVINGS BANK Augusta, Ga.

As called for by the Superintendent of Banks.

J. L. ErrHEiRIDGE, President
Date of Oharter: 12-23-1933

L. W. LYETH, Vice-President and Cashier
Began Business: 12-23-1933

RESOURCES Loans and Discounts________________ $ 1,737,664.18

State of Georgia and Municipal Bonds

owned ---------------------------

None

U. S. Government Securities owned __ _ 309,403.12

Other Stocks and Bonds owned ______ _

6,982.50

Banking House and Lot_____________ _ 14,567.22

Furniture and Fixtures______________

1,103.46

Other Real Estate owned____________ _ 19,621.03

Cash in Vault and Amount due from

approved Reserve Agents__________ 559,674.27

Ct ecks for Clearing and Due from

other Banks ---------------------

10,121.74

OCvasehrdrIatfetms s _-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-

None None

Advance on Cotton and other Com-

modities -------------------------

None

Customers' Liability on Letters of

Credit and Acceptances____________ Profit and Loss____________________

:None None

Other Resources -------------------

6,258.36

Total ____________________________ $ 2,665,395.88

LIABILITIES

Capital Stock ----------------------$ 100,000.00

Capital Notes ----------------------

59,100.00

Surplus Fund ---------------------- 100,000.00

Undivided Profits ------------------

42,310.44

RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

27,117.19 None

Dividends Unpaid ------------------

None

Cashier's Checks -----------~------

None

Certified Checks -------------------

None

Demand Deposits -------------------

None

Time Certificates of Deposits________ 122,615.51 Savings Deposits __________________ _ 2,209,073.39

Letters of Credit and Acceptances

executed f.or Customers___________ _

None

Bills Payable ----------------------

None

Notes and Bills Rediscounted_______ _

None

Other Liabilities -------------------

5,179.35

Total ---------------------~------$ 2,665,395.88

TWENTY-FOURTH ANNUAL REPORT

15

STATEMENT

Showing condition at the close of business December 31, 1943, of

AUSTELL BANK Austell, Ga.

As called for by the Superintendent of Banks.

R. M. BROWN, President.
Date of Charter: 1-3-1910

C. C. PERKERSON,
CMhiEm:. Begaon Business: 1-10-1910

RESOURCES Loans and Discounts_~~~~~~~~~~~~~~~$
State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned -~~ Other Stocks and Bonds ownd~~~~~~ Banking House and LoL~~~~~~~~~~~~ Furniture and Fixtures.~~~~~~~~~~~~~ Other Real Estate owned~~~~~~~~-~~~
Cash in Vault and Amount due from approved Reserve Agent~~~~~~~~~~
Checks for Clearing and Due from other Banks ~~~-~~~~~~~~~~~~~~~~~
Cash Items ~~~~~-~~~~~~~~~~~~~~~~~~ Overdrafts ~~~~~~~~~~~~~~~~~~~~~~~~~
Adl'ance on Cotton and other Commodities ~~~~ -~~~~~~~~~~ ~~-~~~~~~
Customers' Liability on Letters of Credit and Acceptances~~~~~~~~~~~~
Profit and Loss_~~~~~~~~~~~~~~~~~~~~ Other Resources ~~~~~~~~~~~~~~~~~~~~

183,531.06
90,998.10 372,381.25
5,088.98 None
2,545.00 5,100.00
436,764.05
20,844.11 306.74 696.19
7,000.00
None None 466.25

LIABILITIES Capital Stock ~~~~~~~~~~~~~~~~~~~~~~$ Capital Notes ~~~~~~~~~~~~~~~~~~~~~~ Surplus Fund ~~~~~~~~~~~~~~~~~~~~~~ Undivided Profits ~~~~~~~~~~~~~~~~~~
Reserve Funds -------------------- _ Due to Banks~~~~-~~~~~~~~~~~~~~~~~~ Dividends Unpaid ~~~~~~~~~~~~~~~~~~ Cashier's Checks ~~~~~~~~~~~~~~~~~~~ Certified Checks ~~~~~~~~~~~~~~~~~~~ Demand DepOl!its ~~~~~~~~~~~~~~~~~~~ Time Certificates of Deposits~~~~~~~~ Savings Deposits ~~~~~~~~~~~~~~~~~~~ Letters of Credit and Acceptances
executed for Customers~~~~~~~~~~~~ Bills Payable ~~~~~~~~~~~~~~~~~~~~~~ Notes and Bills Rediscounted~~~~~~~~ Other Liabilities ~~~~~~~~~~~~~~~~~~~

15,000.00 15,000.00 5,000.00
4,856.47 6,750.00
None None 579.42 640.00 800,446.22 85,221.93 191,521.50
None None None 706.19

Total ~~~~~~~~~~~~~~~~~~~~~~~~~~~~$ 1,125,721.73

Total ~~~~~~~~~~-~~~~~~~~~~~~~~~~-$ 1,125,721.73

STATEMENT

Showing condition at the close of business December 31, 1943, of

CITIZENS BANK AND TRUST OOMPANY Bainbridge, Ga.

As called for by the Superintendent of Banks.

E. F. VICKERS, President.
Date of Charter: 11-8-1911

W. H. HLLTON,
OashiEm:. Began Business: 12-19-1911

RESOURC.NS

Loans and Discounts_ ~~~~- ~~-~~~~~$ 407,817.89

Stoawten-eodf G__e_o_rg_i_a__a_n_d__M__u_n_i_c_i_p_a_l _B__o_n_d_s

None

lJ. S. Government Securities owned __ 1,019,904.53

Other Stocks and Bonds owned~~~~~~

8,600.00

Banking House and Lot-~~~~~~~~~~~~~

14,250.00

Furniture and Fixtures~~~-~~-~~~~~~~

10,354.97

Other Real Estate owned-~~~~~~~~~~~

3,454.87

Cash in Vault and Amount due from

approved Reserve Agent-~~~~~~~~~ 1,424,468.63

Checks for Clearing and Due from

other Banks ~~~~~~~~~~~~~~~~~~~~~

None

Cash Items ~~~~~~~~~~~~~~~~~~~~~~~~

None

Overdrafts ~~ ~~-~~~~~~~~~~-~~~~~~~~

None

Advance on Cotton and other Com-

modities ~~~~~~~~~~~~~~~~~~~~~~~~~

None

Customers' Liability on Letters of

Credit and Acceptances~~~~~~~~~~~~

None

Profit and LOS"--~~~~-~~~~--~~~~~~~~

None

Other Resources ~--~-~~~~~~~~~~-~-~

2,609.33

LIABILITIES

Capital Stock ~~~~~-~-~~--~~~~~-~~-~$ 120,000.00

Capital Notes ~~-~~--~~~-- ~~~~-. - ..

None

Surplus Fund -~~~~~-.~- ~~~~~~~~~ -~~~

30,000.00

Undivided Profits ~~-~~~~~~~-~~~~-~~

15,699.55

Reserve Funds ~~~~~~~-~~~~~~~~~~~-~

5,430.55

Due to Banks~~~~~~~~-~~~~~~-~~~~~~

156,182.15

Dividendll Unpaid -~~~~~~~~~-~~~~~~~

None

Cashier's Checks ~-~~~~-~~~~~~~~~~~~

15,286.37

Certified Checks ~-~~~~~-~~~-~~~-~~~

None

Demand Deposits ~~~~~~~--~~~~~-~~-~ 2,124,132.60

Time Certificates of DepositS-~~~-~~~ 454,515.35

Savings Deposits ~~~~~~~-~~~~~~~~~~~

None

Letters of Credit. and Acceptances

executed for Customers~~~~-~~~~~~

None

Bills Payable --~~-~-~~~-~-~~~-~~~-~

None

:"!otes and Bills Rediscounted~~~~~~~~

None

Other Liabilities ~~~~~~~~~~~~~~~~~~~

213.65

Total.-~~~-~~~-~~~~~~~~~~~~~~~~~~~$ 2,921,460.22

Total ~~~~~~~~~~~~~~~~~~~~~~~~~-~- $ 2,921,460.22

16

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, 9f

CITIZENS BANK Ball Ground, Ga.

As called for by the Superintendent of Banks.

M. C. ROBERTS, President.
Date oif Charter: 9-28-1926

B. R. JONES, Oashier.
Began Business: 10-1-1926

RESOURCES Loans and Discounts ________________ $
Stoawteneodf G__e_o_rg__ia__a_n_d___M__u_n_i_c_ip_a_l__B_o__n_d_s
U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Bankln~: House and Lot_ ___________ _ Furniture and Fixtures.._____________ _ Other Real Estate owned___________ _ Cash in Vault and Amount due from
appnved Reserve Agents ______ _ Checks for Clearing and J)ue from
other Banks ____ , ________________ _
Cash Items ______ ------------------Overdrafts _____________________
Advance on Cotton and other Commodities -------------------------
Customers Liability on Letters of Credit and Acceptances____________
Profit and Loss_____________________ Other Resources ____________________

73,595.83
11,000.00 502,300.00
None 1.00 1.00 :-ione
157,135.06
210.17
94.2~
465.90
None
:None None None

LIABILITIES Capital Stock _____________________.. $
Capital Notes ---------------------Surplus Fund ------------- ________ _
Undivided Profits -----------------Reserve Funds -------------- ______ _
Due to Banks.-----------------------Dividends Unpaid _________________ _ Cashier's Checks __________________ _ Certified Checks __________________ _ Demand Deposits __________________ _ Time Certificates of Deposits ________ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers____________ Bills Payable ------------- _______ _ Notes and Bills Rediscounted_.._____ _
Other Liabilities -------------------

15,000.00 None
5,000.00 27,033.62
None None None 1,120.00 None 695,770.27 874.97 None
None None None 4.60

Total ----------------------------$ 744,803.46

Total ----------------------- ______ $ 744,803.46

STATEMENT

Showing condition at the close of business December 31, 1943, of

BAXLEY STATE BANK Baxley, Ga.

As called for by the Superintendent of Banks.

E. E. MILES, President.
Date of Charter: 8-23-19'17

N. n. PADGETT,
Cashier. Began Business: 8-25-1917

RESOURCES Loans and Discounts______ __ ______ $
State of Georgia and Municipal Bonds owned -------------------- ________ _
U. S. Government Securities owned __ _ Other Real Estate owned____________ Banking House and Lot..____________ Furniture and Fixtures_____________ _ Other Re~l E<lta\c owned ___________ _
Cash in. Vault and Amount due from approved Reserve Agents -------- _
Checks for Clearing and Due from other Banks ---------------------
Cash Items -----------------------Overdrafts _______________ ~------
Admvoadnicteieson__C__o_tt_o_n___a_n_d__o__th_e_r___C_o_m_ _-
Customers' Liability on Letters of Credit and Acceptances........~-------
Profit and Loss_____________________
Other Resources --------------------

289,604.65
10,343.68 260,000.00
None None 3,800.00 :Sone
793,065.90
None None None
None
X one None None

Total _____________________________ $ 1,356,814.23

LIABILITIES Capital Stock _______________________ $ 25,000.00

Capital Notes ---------------------- 16,250.00

Surplus Fund ---------------------- 20,500.00

Undivided Profits ------------------

28.08

Reserve Funds __________ ----------

6,241.00

Due to Ranks _____________________

None

Dividends Fnpald ------------------

1,000.00

Cashier's Checks --------------- ___ _

1,445.59

Certified Checks -------------------

473.68

Demand Deposits ------------------- 1,160,794.42

Time Certificates of Deposits .._______ _

228.40

Savinj:?:~ Deposits ------------------ _ 124,853.06

Letters of Crertit and Acceptances

executed for Customers___________ _

None

Bills Payable ----------------------

None

Notes and Bills Rediscounted _______ _

None

Other Liabilities -------------------

None

Total ___________________________ .. $ 1,356,814.2~

TWENTY-FOURTH ANNUAL REPORT

17

STATEMENT

Showing condition at the close of business December 31, 1943, of

BLACKSHEAR BANK Blackshear, Ga.

As called for by the Superintendent of Banks.

LEO J. ALLEN, President.
Date of Charter: 9-11-1891

N. W. BURT,
Cashier. Began Business: 7-7-1892

RESOURCES J..oans and Discounts ____ _________ $
State of Georgia and Municipal Bonds owned ----------------------- __ _
U. S. Government Securities owned __ _ Other Stocks and Bonds owned_____ _ Banking House and Lot.___________ _ Furniture and Fixtures _____________ _ Other Real F..state owned___________ _
Cash in Vault and Amount due from apprmed Reserve Agents_________ _
Checks for Clearing and frue from other Banks ----------------------
Cash Items -----------------------Overdrafts Advance on Cotton and other Com-
modities ______ ________________ _
Customers' Liability on Letters of Credit and Acceptances___________ _
Profit and Loss ____________________ _
Other Resources --------------------

210,814.:\6
None 807,700.00
3,000.00 'Sone
1,515.22 :>lone
460,563.82
None None ::\one
X one
X one X one 562.97

TotaL ____________________________ $ 1,484,156.57

LIABILITIES

Capital Stock ----------------------$ 50,000.00

Capital Notes ----------------------

None

Surplus Fund ----------------------

50,000.00

Undivided Profits ------------------

76,430.23

Reserve Funds --------------------Due to Banks_______________________

None 5,000.00

Dividends Unpaid ------------------

Non"

Cashier's Checks -------------------

4,206.18

Certified Checks -------------------

None

Demand Deposits ------------------- 1,182,177.08 Time Certificates of Deposits ________ _ 115,745.78

Savings Deposits -------------------

None

Letters of Credit and Acceptances executed for Customers ___________ _
Bills Payable ______________________

None None

Xotes and Bills Rediscounted ________

None

Other Liabilities --------------------

597.30

TotaL_____________ ---------------$ 1,484,156.57

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF EARLY Blakely, Ga.

As called for by the Superintendent of Banks.

R, C. SINGLETARY, President.
Date of Charter: 4-3-1941

H. A. WALTON, Cashier.
Began Business: 4-28-1941

RESOURCES Loans and Discounts ________________$ State of Georgia and Municipal Bonds
owned ----------------------lJ. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot_____________ Furniture and Fixtures _____________ _ Other Real Estate owned____________ Cash in Vault and Amount due from
approved Reserve Agents________ Checks for Clearing and frue from
other Banks ___________________ _
Cash Items ---------------- _______ _ Overdrafts _____________________ _
Advance on Cotton and other Commodities ________________
Customers' Liability on Letters of Credit and Acceptances ____________
Profit and Loss____________________ _
Other Resources --------------------
Total ____________________ --------$

347,399.70
X one 73,000.00
None 6,115.00
929.17 None
408,298.85
12,163.87 X one None
1,096.46
X one X one X one
851,003.05

LIABILITIES Capital Stock -------------~--------$ Capital Notes ---------------------Surplus Fund .... ___________________
Undivided Profits -----------------Reserve Funds --------------------Due to Banks --------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits __________ ---------
Time Certificates of Deposits---~---Savings Deposits ______ -------------Letters of Crerlit and Acceptances
executed for Customers____________
Bills Payable ---------------------Xotes and Bills Rediscounted _______ _ Other Liabilities __________________ _

30,000.00 None
6,000.00 6,600.09
None None None 4,081.17 None 735,253.13 None 69,068.66
None None
~one
None

Total ----------------------------$ 851,003.05

18

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

FIRST STATE BANK Blakely, Ga.

As called for by the Superintendent of Banks.

W. B. HALEY, President.
Date of Charter: 5-15-1987

GRADY SMITH, Cashier.
Began Business: 5-15-1937

RESOURCES Loans and Discounts _______________ $
Stoawteneodf G_e_o_r_g_i_a__a_n_d__M_u_n__ic_i_p_a_l _B__o_n_d_s
U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot_____________ _ Furniture and Fixtures ______________ _ Other Real Estate owned ________ _ Cash in Vault and Amount due from
approved Reserve Agents _____ _ Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ------------------------ _ Advance on Cotton and other Com-
modities _________________________
Customers' Liability on Letters of Credit and Acceptances ___________ _
Profit and Loss____________________ _
Other Resources --------------------

661,526.20
~one
294,000.00 None
3,175.00 3,206.15
None
849,682.44
6,449.44 99,242.60
1,311.92
32,440.21
None None None

LIABILITIES

Capital Stock ----------------------$ 50,000.00

Capital Notes ----------------------

None

Surplus Fund ---------------------- 7o,OOO.OO

Undivided Profits __ ---------------- 22,561.16

Reserve Funds -------------------- _

7,500.00

Due to Banks --------------------Dividenas Unpaid _________________ _

None 1!)1.50

Cashier's Checks -------------------

6,620.11

Certified Checks __________________ _

None

Demand Deposits _________________ _ 1,534,819.29

Time fcrtific~~~ of Deposits-------

None

Savings Deposits ------------------- 254,315.11

Letters of Credit and Acceptances

executed for Customers___________ _

None

Bills Payable ---------------------Notes and Bills Rediscounted _______ _

~one
X one

Other Liabilities -------------------

126.73

Total-----------------------------$ 1,951,093.96

Total ----------------------------$ 1,951,093.96

STATEMENT

Showing condition at the close of business December 31, 1943, of

FANNIN COUNTY BANK Blue Ridge, Ga.

As called for by the Superintendent of Banks.

J. M. EATON, J'R., President.
Date of Charter: 5-28-1916

W. E. HENSILE,E,
Cashier. Began Business: 6-6-19116

RESOURCES Loans and Discounts _______________ $ State (}f Georgia and Municipal Bonds
OWn()d --------- _ ------------ __ _
U. S. Government Securities owned __ Other Stocks and Bonds owned_ Banking House and LoL ___________ _ Furniture and Fixtures_____________ _ Other Real Estate owned __________ _ ' Cash in Vault and Amount due from
approved Reserve Agents _________ _ Checks for Clearing and Due from
Banks ------------------------OCavsehrdrIateftms s _-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Commooities -------------------------
Customers' Liability on Letters of Credit and Acceptances ___________ _
Profit and Loss_____________________
Other Resources --------------------
T o t a L ___________________________ --t

90,419.69
67,856.71 496,015.11
None 12,000.00
2,700.00 3,933.50
236,277.67
7,388.79 None None
None
X one None 894.33
917,485.80

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund -------------------Undivid"d Pr(}fits _________________ _
Reserve Funds --------------------Due to Banks ----------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits __ ----------------Time Certificates of Deposbts_______ _ Savings Deposits ___________ -------Letters of Credit and Acceptances
executed for Customers___________ _
Bills Payable ______ ---------------Xotes and Bills Rediscounted-------Other Liabilities -------------------

15,000.00 11,500.00
5,000.00 3,624.00 6,250.00
None None 1,108.2(} None 517,016.11 23,904.63 334,067.52
None None None 15.34

TotaL ____________________________$ 911,485.80

TWENTY-FOURTH ANNUAL REPORT

19

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE FARMERS BANK Blythe, Ga.

As called for by the Superintendent of Banks.

T. M. NICKJLE:S,
President. Date -of Charter: 8-28-1909

T. M. NICKLES,
Cashier. Began Business: 9-1-1909

RESOURCES Loans and Discounts________________ $ State of Georgia and Municipal Bonds
.owned _______________________ _
U. S. Government Securities owned __ _ Other Stocks and Bonds owned_______ Banking House and Lot____________ _ Furniture and Fixturts_____________ _ Other Real Estate owned___________ _ Cash In Vault and Amount due from
approved Ueserve Agents_________ _ Checks for f1learing and Due from
other Banks. --------------------Cash Items ----------------------Overdrafts __________ -------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances___________ _ Profit and Loss _____________________
Other Resources ----------------------
Total ____________________________ $

57,113.77
4,356.00 6,000.00
None 1,100.00
None None
l04,016.n
None None 238.55
None
X one None None
112,825.25

LIABILITIES
Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------l:nd!vlded Profits -----------------Reserve Funds --------------------Due to Banks----------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits________
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers ____________
Bills Payable ---------------------N.tes and Bills Rediscounted________ Oth<>r Liabilities __________________ _

15,000.00 Nona
5,000.00 2,254.88
None 3,474.76
33.60 839.87
None 109,055.35
None 37,166.79
None None None None

Total ----------------------------$ 112,825.25

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE COMMERCIAL BANK Bowdon, Ga.

As called for by the Superintendent of Banks.

J. H. BABlR, President.
Date of Charter: 9-22-1926

M. L. JOHNSON, Oasbier.
BeganJ Business: 9-20~1926

RESOURCES Loans and Discounts ________________ $ State of Georgia and Municipal Bonds
owned ___________________ _ U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot and Furniture
and Fixtures _____________________ Other Real Estate owned____________ Cash In Vault and Amount due from
approved Reserve Agents_________ _ Checks for Clearing and Due from
other Banks ______ --------------Cash Items ------------------- ____ _ Overdrafts _______________________ Advance on Cotton and other Com-
modities -----------------------Customers' Liability on Letters of
Credit and Acceptances __________ . _ Profit and Loss _____________________
Other Resources --------------------
Total ----------------------------$

56,668.87
9,850.00 298,500.00
None
1,500.00 None
420,901.69
None None 87.82
15,812.92
None None None
803,321.3()

LIABILITIES Cap>tal Stock ----------------------$ Capital Notes ----------------------Fund ~urplus ___________________ _
Undivided Profits -----------------Reserve Funds -~------------------Due to Banks______________________ _
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand D"poslts ------------------Time Certificates of Deposits________
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________ _ Bills Payahle __________ ----------Notes and Bills Rediscounted_______ _ Other Liabilities --------------- ___ _

25,000.00 None
25,000.00 25,000.00
2,479.43 None None
5,023.94 None
709,866.01 10,951.92 N<>ne
None None
~one
None

. Total _____________________________$ 803,321.30

20

DEPARTMENT OF BANKING

S~ATEMENT

Showing condition at the close of business December 31, 1943, of

BRUNSWICK BANK & TRUST COMPANY Brunswick, Ga.

As called for by the Superintendent of Banks.

I. M. AIKEN, President.
Date of Charter: 9-10-1889

W. E.. GEIGEIR, Cashier.
Began Business: 1889

RESOURCES

Loans and Discounts----------------$ 1,032,753.71

State of Georgia and Municipal Bonds

owned __ U. S. Gover~m;;;t -8;.:-;;rittes--,,;;;~~== Other Stocks and Bonds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures______________
Other Real Estate owned___________ _

196,350.91 4,365,229.90
80,331.59 20,000.00
5,000.00 X one

Checks for Clearing and Due from

approved Reserve Agents _________ _ 2,523,764.25

Checks for Clearing and Due from

other llanks ---------- __________ _

X one

Cash Items ------------------------

None

Overdrafts -------------------------

X one

Advance on Cotton and other Com-

modities -------------------------

None

Customers' Liability on Letters of

Credit and Acceptances___________ _ Profit and Loss____________________ _

None None

Other Resources -------------------

9,311.13

Total -----------------------------' 8,232,741.49

LIABILITIES Capital Stock ______________________ $ 230,000.00

Capital Xotes _---------------------

None

Surplus Fund -------------------- __

80,000.00

Undivided Profits ------------------

5,000.00

Rese-rve Funds ---------------------

68,000.00

Due to Banks---------------------Dividends Unpaid _________________ _

2,400.00 X one

Cashier's Checks ------------------- 126,995.24

Certified Checks __________________ _

None

Demand Deposits ------------------- 6,708,169.95

Time Certificates of Deposits________ 1,000,512.20

Savings Deposits ______ -------------

X one

Letters of Credit and Acceptances

executed for Customers___________ _

None

Bills Payable ___________ --------

None

).Totes and Bills Rediscounted _______ _

None

Other Liabilities ------------------- 11,664.10

Total ____________________________ f 8,232,741.49

STATEMENT

Showing condition at .the close of business December 31, 1943, of

HARALSON COUNTY BANK Buchanan, Ga.

As called for by the Superintendent of Banks.

J. L. EiAVES, President.
Date of Charter: 3-3-1909

H. G. RIGHAR:D>SON, Cashier.
Began Bus:iness: 3-4-1909

RESOURCES Loans and Discounts. _______ . ____ $ State of Georgia and Municipal Bonds
owned --------------------- ___ _ U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and LoL___________ _ Furniture and Fixtures _____________ Other Real Estate owned____________ Cash in Vault .1nd Amount due from
approved Reserve Agents__________ Checlrs for Clearing and Due from
other Banks ------------ ________ _ OCvasehrdrIateftms s _-_-_-_-_-_--_-_-_-_-_-_--_-_-_-_-_-_--_-_-__--_
Advance on Cotton and other Commodities -------------------------
Customers' Liability on Letters of Credit and Acceptances ___________ _
Profit and Loss ____________________ _
Other Resources -------------------- _
TotaL ____________________________ $

92,314.11
5,000.00 300,500.00
None 700.00 700.00
None
399,290.53
2,275.83 None
413.86
None
X one :None None
801,194.33

LIABILITIES Capital Stock --------------------- $ Capital Notes ---------------------Surplus Fund ---------------------Cndivided Profits -----------------Reserve }.,unds __ ------------------Due to Banks_______________ --------
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits _________________ _
Time Certificates of Deposits-------Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers____________
B1Us Payable __ ------------------Notes and Bills Rediscounted _______ _
Other Liabilities -------------------

40,000.00 None
15,000.00 7,272.00 1,794.97 None 4,000.00 1,121.70 None
717,914.47 14,091.19 None
None None None None

TotaL. _______ -------------------$ 801,194.33

TWENTY-FOURTH ANNUAL REPORT

21

STATEMENT

Showing condition at the close of business December 31, 1943, of

BUENA VISTA LOAN & SAVINGS BANK Buena Vista, Ga.

As called for by the Superinrtendent of Banks.

OLARKE W. DUNCAN, President.
Date of Charter: 9-22-1887

ARTHUR D. LOWE, Oashier.
Began Business: 9-1-1889

RESOURCES Loans and Discounts ___________ $
State of Georgia and Municipal Bonds owned ---------------------- __ _
U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot_ ___________ _ Furniture and Fixtures_____________ _ Other Real Estate owned ___________ _
Cash In Vault and Amount due from approved Reserve Agents______ _
Checks for Clearing and Due from other Banks --------------- _____ _
Cash Items ----------------------- _ Overdrafts ---------------- -------Advance on Cootton and other Com-
modities __ _ -----------------Customers' Lia bil\ty on Letters of
Credit and Acceptances___________ _
Profit and Loss ____________ --------
Other Resources --------------------

235,562.59
4,300.00 197,000.00
8,630.00 1.00 1.00 1.00
112,603.80
~one
None None
39,475.98
None None None

Total --------------------------- $ 597,575.37

LIABILLTIES Capital Stock ----------------------$ Capital Notes --------------- ______ _ Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks----------------------Dividends Unpaid -----------------Cashier's Checks ------------------CerUf.led Checks ------------ ______ Demand Deposits __________________
Time Certificates of Deposits________
Savings Deposits ------------------ _ Letters of Credit and Acceptances
executed for Customers___________ _
Bills Payable __ -------------------Notes and Bills Rediscounted________
Other Liabilities -------------------

30,000.00
NOTIA
30,000.00 14,641.87
None Now.
124.u~
161.09 None 488,583.30 34,065.11 None
None None None None

Total ____________________________ $ 597,575.37

STATEMENT

Showing condition at the close of business December 31, 1943, of

SHADBURN BANKING CO. Buford, Ga.

As called for by the Superintendent of Banks.

MRS. KATE ALLErN SHADBURN, President.
Date of Charter: 1-23-1901

J. F. HAMILTON; Cashier.
Began Business: 2-11-1901

RESOURCES Loans and mscounts__ _ -------- $ State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned_____ _ Banking House and Lot ____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned ___________ _ Gash in Vault and Amount due from
approved Reserve Agents__________ _ Checks for Clearing and Due from
other Banks --------------------Cash Items ______ ----------------~Ove-rdrafts ________________________ _
Advance on COitton and other Commodities ---------------- --------
Customers' Liability on Letters of Credit and Acceptances ___________ _
Prcfit and Loss ----------------- __ _ Other Resources -------------------
Total --------------------------- f

37,990.42
None 6,400.00
4~.045.09
None 1.00
18,050.00
327,833.42
None
~one
None
26,404.96
None None 2,734.00
461,458.89

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund __ -------------------Undivided Profits -----------------Reserve Funds ____________________ _ Due to Banks______________________ _
Dividends Unpaid -----------------Cashier's Checks -------------------
Certified Checks ------------------Demand Deposits -----------------Time Certificates of Deposits_______ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers ___________ _ Bills Payable _____________________ _
Notes and Bills Rediscounted _______ _
Other Liabilities -------------------

40,000.00 None
5,000.00 3,194.21
None None None 448.84 None 393,168.24 2,333.20 17,314.40
None None :Xone None

Total. ____________________________ $ 461,458.89

22

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE CITIZENS STATE BANK Butler, Ga.

As called for by the Superintendent of Banks.

J. W. EDWARDS, President.
Date of Charter: 9-4-1926

L. R. .ADAMS,
Cashier. Began Business: 9-4-1926

RESOURCES Loans and Discounts______ ------- $ State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned __ _ Other Real Estate owned___________ _
Banking House and Lot ------------Furniture and Fixtures_____________ _ Other R!lal Esta;e rowned ____________ _ Cash In Vault and Amount due from
approved Reserve Agents__________ Checks for Clearing and Due from
other Banks --------------------Cash Items ------------------ _____ Overdrafts ------------------------Advance on Cotton and other Com-
modities _________________________
Customers' Liability on Letters of Credit and Acceptances___________ _
Profit and Loss--------------------Other Resources --------------------
Total._________________ -------,---$

76,694.56
5,000.00 115,250.00
None None
1.00 1.00
399,207.07
None None None
19,268.34
None None :Sone
615,421.97

LIABILl'l'IES Capital Stock ______________________ $
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits _________________ _
DReuseertvoe BFaunnkdss___-_-_-_-_-_-_-_-_-_-_-_-_-_--. -__-_-_-_--_
Dividenos Unpaid -----------------Cashier's Checks -------------------Certified Checks ------------------Demand Deposits -----------------Time Certificates of Deposits_______ _ Savings Dep_osits ------------------Letters of Credit and Acceptances
executed for Customers____________ Bills Payable _____ ----------------Notes and Bills Rediscounted_______ _ Other Liabilities -------------------

15,000.00 None
25,000.00 2,410.70 None None 3,000.00 302.32 None
569,708.95 None None
X one None None None

Total --------------- -------------$ 615,421.97

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF BYROMVILLE Byromville, Ga.

As called for by the Superintendent of Banks.

J. D. LESrrER, SR., President.
Date of Charter: 7-19-1921

S. H. BUXTON, Cashier.
Began Business: 7-26-192:1

RESOURCES J,oans and Discounts --------------- $ State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned -Other Stocks and Bonds owned______ _ Banking House and Lot._____________ Furniture and Fixtures _____________ _ Other Real Estate owr:ed____ .. _____ _
Cash in Vault and Amount due from approved Reserve Agents__________
Checks for Clearing and Due from other Banks ____________________ _
Cash Items -----------------------Overdrafts ------------------------ _ Advance on Cotton and other Com-
modlties __ ---------------------Customers' Liability on Letters of
Credit and Acceptances____________
Profit and Loss-------------------- . Other Resources --------------------

76,316.00
None None None 750.00 250.00 None
186,668.16
~one
None None
5,222.37
X one None None

Total ----------------------------$ 269,206.53

!JIABILITIES Capital Stock ______________________ $
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds ~-------------------Due to Banks_____ -----------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits __________________ _
Time Certifica.tes of Deposits _______ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________ _ Bills Payable ____________________ _
Xotes and Billo Rediscounted_______ _ Other Liabilities __________________ _

15,000.00 4,725.00 5,000.00 6,935.47 3,636.00 None 1,500.00 295.49 :Sone
214,243.51 16,371.06
None
None None No:ae 1,500.00

Total ____________________________ $ 269,206.53

TWENTY-FOURTH ANNUAL REPORT

23

STATEMENT

Showing condition at the close of business December 31, 1943, of

CAIRO BANKING COMPANY Cairo, Ga.

As called for by the Superintendent of Banks.

HENRY HESTER, President.
Date <>f Charter: 11-23-1903

T. R. HEISfi'ER, Cashier.
Began Business: 1-1-1900

RESOURCES

Loans and Discounts- __

------$

State of Georgia and Municipal Bonds owned ________________________ _

U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot_ ____________ _

Furniture and Fixtures ______________ Othrr Real Estate Owned____________

Cash in Vault and Amount due from approved Reserve Agents__________

Checks for Clearing and Due from

other Banks --------------------Cash Items _______ -----------------

Overdrafts ------------------------Advance on Cotton and other Com-

modities -------------------------C)lstomers' Liability on Letters of
Credit and Acceptances ____________

Profit and Loss--------------------Other Resources --------------------

409,674.68
11,413.86 646,800.00
None 8,000.00 4,000.00 11,500.00
613,960.02
19,122.84 None None
68,730.25
None None None

LIABILLTIES

Capital Stock ----------------------$ 50,000.00

Capital Notes ----------------------

12,600.00

Surplus Fund ---------------------- 25,000.00

Undivided Profits ------------------

5,660.07

RDeuseertvoe

Funds -------------------Banks______________________

_

12,536.69 None

Dividends Unpaid ------------------

4,000.00

Cashier's Checks -------------------

2,926.73

Certified Checks --------------------

654.43

Demand Deposits ------------------- 1,185,104. 72

Time Certificates of Deposits________ 46,573.25

Savings DePOsits --. --------------- 448,145.76

Letters of Credit and Acceptances executed for Customers___________ _

None

Bills Payable ---------------------::>lotes and Bills Rediscounted_______ _

None None

Other Liabilities -------------------

None

Total ----------------------------$ 1,793,201.65

Total ----------------------------$ 1,793,201.65

STATEMENT

Showing condition at the close of business December 31, 1943, of

CITIZENS BANK Cairo, Ga.

As called for by the Superintendent of Banks.

IRA HIGDON, President.
Date of Charter: 12-3-1903

J. G. MINTER, Cashier.
Began Business: 1-1-1904

RESOURCES Loans and lliscounts ________________ $
State of Georgia and Municipal Bonds owned ---------------------------
U. S. Government Securities owned~-Other Stocks and Bonds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures _____________ _ Other Real Eotate owned ____________ _
Cash in Vault and Amount due from approved Reserve Agents _______ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com
mcditles ------------------------Customers' Liability on Letters of
Credit and Acceptances___________ _ Profit and Loss_____________________
Otber Resources --------------------

220,808.05
2,100.00 357,600.00
None 15,000.00
2,550.00 17,001.00
630,365.81
37,455.46 None Kone
None
None None
~one

LIABILITIES Capital Stock ______________________ $
Capital Notes ---------------------Surplus Fund ----------------------t:ndivided Profits -----------------Reserve Funds --------------------Due to Banks ___________ ------------
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits________
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________ _ Bills Payable _____________________ _
Notes Rnd Bills Rediscounted________ Cther Liabilities . __________________ _

50,000.00 None
10,000.00 12,734.01 33,991.68
None 3,015.00 2,463.51
321.40 950,835.93 57,432.94 162,085.85
None None None None

Total .. __________ ------------------$ 1,282,881}.32

'l'otal ~----------------------------$ 1,282,880.32

24

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF CAMILLA Camilla, Ga.

As called for by the Superintendent of Banks.

W. W. BROOKS, President.
Date of Charter: 11-4-1889

J. E. BROOKS, JR.,
Oashier. Began Business: 1-2-1890

RESOURCES Loans and Discounts_________ -------$ State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned __ Other Stocks and Bonds owned______ _ Banking House and Lot____________ _
Furniture and Fixtures -------------Other Real Estate Owned ___________ _ Cash in Vault and Amount due from
approved Reserve Agents_________ Checks for Clearing and Due from
other Banks ----~--------------- Cash Items -----------------------Overdrafts ________________ --------Advance on Cotton and other Com-
modities ___ ____________ -. __ ---
Customers' Liability on Letters of Credit and Acceptances___________ _
Profit and Loss ____________________ _
Other Resources --------------------
TotaL____________________________ $

77,233.08
16,000.00 167,100.00
None 15,000.00
5,000.00 11,531.40
158,798.96
2,018.96 None None
17,736.18
None None None
4 70,418.58

LIABILlTIES Capital Stock ______________________ $

Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits _________________ _

Reserve Funds ---------------------

Due to Banks-----------------------

Dividends Unpaid _-----------------

Cashier's Checks -------------------

Certified Checks -------------------

Demand Deposits

__ ----------

Time Certificates of Deposits ________ _

Savings DeposLts __________________ _

Letters of Credit and Acceptances executed for Customers___________ _
Bills Payable __________________ _

Notes and Bills Rediscounted _______ _

Other Liabilities -------------------

25,000.00 None None
1,683.26 None .:\'one None
4,967.43 None
420,162.85 2,500.00
16,105.04
X one None None X one

TotaL ____________________________ $ 470,418.58

STATEMENT

Showing condition at the close of business December 31, 1943, of

PLANTERS & CITIZENS BANK Camilla, Ga.

As called for by the Superintendent of Banks.

E. J. VANN, JR., President.
Date of Charter: 9-20-1904

B. H. HURST,
Cashier. Began Business: 5-24-1913

RESOURCES Loans and Discounts________________ $
State of Goorgia and Municipal Bonds -owned --------- ___ __________ _
U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot_____________ Furniture and Fixtures _____________ _ Other Real Estate owned___________ _
Cash in Vault and Amount due from approved Reserve Agents_________ _
Checks for Clearing and Due from other Banks ____________________ _
Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities _____ -----------------Customers' Liability on Letters of
Credit and Acceptances ___________ _ Profit and Loss..__________________ _
Other Resources --------------------

225,970.24
10,000.00 127,500.00
None 13,000.00
850.00 None
648,808.80
11,999.20 None None
617,790.98
None None None

Total _____________________________$ 1,655,919.22

LIABILITIES Capital Stock ______________________ $ 25,000.00

Capital .:\'otes ----------------------

9,700.00

Surplus Fund __ -------------------- 22,500.00

Undivided Profits ------------------

1,882.17

Reserve Funds ---------------------

8,111.72

Due to Banks----------------------

None

Dividends Unpaid ------------------

None

Cashier's Checks -------------------

7,743.50

Certified Checks -------------------

None

Demand Deposits ------------------- 1,175,933.39

Time Certificates of Deposits_______ _ 53,204.aO Savings Deposits -~- ______________ _ 351,843.94

Letters of Credit and Acceptances

executed for Customers___________ _

~one

Bills Payable ___________ -----------

None

~otes and Bills Rediscounted_______ _

None

Other Liab!lities ______ -------------

~one

Total ____________________________$ 1,655,919.22

TWENTY-FOURTH ANNUAL REPORT

25

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF CANTON Canton, Ga.

As called for by the Superintendent of Banks.

Date of Charter: 11-17-1892

G. C. ADAMS, Cashier.
Began Business: 12-21-1892

RESOURCES J.~oans and Discounts____ __________ $ State <Jf Georgia and Municipal Bonds
owned _________________________
U. S. Government Securities owned __ _ Other Stocks and Bonds owned _____ _ Banking House and Lot____________ _
Furniture and Fixtures-------------Other Real Estate owned ____________
Cash in Vault and Amount due from approved Reserve Agents ________
Checks for Clearing and Due from other Banks -------------------
Cash Items -----------------------Overdrafts --------------------- ___ _ Advance on Cotton and Other Com-
modities _______ -----------------Customers' Liability on Letters <Jf
Credit and Acceptances___________ Profit and L<Jss ____________________ _
Other Resources --------------------

155,038.33
185,255.45 '440 ,000. 00
6,000.00 24,005.00
1.00 22,000.01
758,632.12
None None None
None None None

LIABILITIES Capttal Stock ______________________ $
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks----------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demalld Deposits ------------------Time Certificates of Deposits ________ Savings Deposits _________ _______ _
Letters of Credit and Acceptances executed for Customers___________ _
Bills Payable ---------------------!\otes and Bills Rediscounted_______ _
Other Liabilities -------------------

100,000.00 None
100,000.00 28,281.84
None 43,771.41
None 46H.49 None 933,647.51 381,762,66
None
None None None 3,000.00

Total ----------------------------$ 1,590,931.91

Total ----------------------------$ 1,590,931.91

STATEMENT

Showing condition at the close of business December 31, 1943, of

ETOWAH BANK Canton, Ga.

As called for by the Superintendent of Banks.

OLIN FINCHE~R, President.
Date of Charter: 1-22-1927

N. A. THOMASON, Cashier.
Began Business: 1-29-1927

RESOURCES Loans and Discounts________________ $
State of Georgia and Municipal Bonds o\\o'ned ____ ----~----------- _____ _
U. S. Government Securities owned __ _ Other Stocks and Bonds owned_______ Banking House and Lot____________ _
Furniture and Fixtures -------------Other Real Estate owned ___________ _
Cash In Vault and Amount due from other Banks ____________________ _
Checks for Clearing and Due from
-other Banks --------------------Cash Items ------------------- ____ _ Overdrafts -------------- _____ _ Advance on Cotton and Other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances ______ ___ _ Profit and L<Jss ____________________ _
Other Resources --------------------

304,657.57
8,061.92 412,100.00
None 12,000.00
2,235.00 None
761,453.30
3,230.53 X one
253.13
None
None None None

Total ----------------------------$ 1,503,991.40,

LIABILITIES

Capital Stock ---------------------- $ 25,000.00

Capital Notes ----------------------

Nons

Surplus Fund ----------------------

25,000.00

Undivided Profits ------------------

3,065.27

Reserve Funds ---------------------

4,618.00

Due to Banks ____ -------------------

None

Dividends Unpaid ------------------

1,500.00

Cashier's Checks -------------------

754.30

Certified Checks -------------------

None

Demand Deposits ------------------- 1,022,749.25

'Xime Certificates of Devosits _______ _ 18,971.92

Savings Deposits ------------------- 402,332.71

Letters af Credit and Acceptances

executed for Customers __________ _

None

Bills Payable _____ .----------------

None

Notes and Bills Rediscounted_______ _

None

Other Liabilities -------------------

None

Total ____________________________ $ 1,503,991.45

26

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE PEOPLES BANK Carrollton, Ga.

As called for by the Superintendent of Banks.

HORACE SITE1WART, President.
Date <>f Charter: 11-16-1909

L. M. KING,
Cashier. Began Business: 12-1-1909

RESOURCES

Loans and Discounts ________________ $ 176,784.42

State of Georgia and Municipal Bonds

owned ---------------------------

None

U. S. Government Securities owned __ _ 808,200.00

Other Stocks and Bonds owned______ _

None

Banking House and Lot_____________

29,900.00

Furniture and Fixtures _____________ _

823.07

Other Real Estate owned___________ _

4,211.39

Cash in Vault and Amount due from

approved Reserve Agents_________ _ 1,525,529.15

Checks for Clearing and Due from

other Banks ---------------------

377.28

Cash Items ------------------------

2,579.46

Overdrafts ---~--------------------

None

Advance on Cotton and Other Com-

modities _______ ------------------

None

Customers' Liability on Letters of

Credit and Acceptances___________ Profit and Loss____________________ _

None
Xone

Cther Resources --------------------

None

LIABILITIES

Capital Stock ----------------------$ 60,000.00

Capital Notes ----------------------

None

Surplus Fund --------------------- 60,000.00

Undivided Profits ------------------

None

Reserve Funds --------------------Due to Banks_______________________

28,445.96 None

Dividends Unpaid ------------------

None

Cashier's Checks -------------------

8,423.97

Certified Checks -------------------

X one

Demand Deposits __________________ _ 2,389,512.18

Time Certiflcwtes of Deposits________ _

None

Savings Deposits -------------------

None

Letters of Credit and Acceptances executed for Customers___________ _

None

Bills Payable ---------------------Notes and Bills Rediscounted_______ _

None None

Other Liabilities -------------------

2,028.66

Total ----------------------------$ 2,548,410.77

Total ____________ -----------------$ 2,548,410.77

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE COMMERCIAL BANK OF CEDARTOWN Cedartown. Ga.

As called for by the Superintendent of Banks.

ROY N. EMMET,
President. Date of Gharter: 10~16-1889

G. D. COLLINS, Cashier.
Began Business: 12-11-1889

RESOURCES Loans and Discounts ______________ $ 534,284.66

State of Georgia and Municipal Bonds

owned --------------------------- 64,469.48

U. S. Government Securities o0wned __ _ 1,027,918.30

Other Stocks and Bonds owned______ _

None

Banking House and Lot____________ _ 14,594.97

Furniture and Fixtures _____________ _

5,916.40

Other Real Estate owned___________ _

9,863.10

Cash In Vault and Amount due from

approved Reserve Agenrts ________ _ 476,529.98

Checks for Clearing and Due from

Qther Banks ---------------------

8,517.25

Cash Items ------------------------

319.25

Overdrafts ___ ---------------------

1,209.52

Admvoadnicteieson__C__o_t_to_n___a_n_d___o_t_h_e_r__C_o_m_ _-

19,884.23

Customers' Liability Qn Letters of

Credit and Acceptances __________ _

None

Pmflt and Loss---------------------

None

Other Resources --------------------

611.43

Total _____________________________$ 2,164,184.57

LIABILITIES

Capital Stock ----------------------$ 140,000.00

Capital Notes ----------------------

None

Surplus Fund ---------------------- 100,000.00

Undivided Profits ------------------

6,274.12

Reserve Funds --------------------Due to Banks______________________ _

15,000.00 None

Dividends Unpaid ------------------

4,218.00

Cashier's Checks ------------------Certified Checks ____________________

1,651.84 None

Demand Deposits _________________ _ 1,393,681.28

Time Certificates Qf Deposis ________ _ 61,136.30 Savings Deposits __________________ _ 442,223.03

Letters of Credit and Acceptances

executed for Customers____________ _

None

Bills Payable ----------------------

None

Notes and Bills Rediscounted_______ _

None

Other LiabiUties ----------- _______ _

S"one

Total-----------------------------$ 2,164,184.57

TWENTY-FOURTH ANNUAL REPORT

27

STATEMENT

Showing condition at the close of business December 31, 1943, of

COHUTTA BANKING COMPANY Chatsworth, Ga.

As called for by the Superintendent of Banks.

R. E. CHAMBERS, President.
Date of Charter: 7-17-1905

FRANCES HE'ARTSELL,
cashier. Began; Business: 1-24-1906

RESOURCES Loans and Discounts________________$
State of Georgia and Municipal Bonds owned ---------------------------
U. S. Government Securities owned __ _ Other Real l<Jstate owned___________ _ Banking House and LoL ___________ _ Furniture and Fixtures_____________ _ Other Real Estate owned ___________ _
Cash in Vault and Amount due from approved Reserve Agents _________ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ______ ----------------Customers' Liability on Letters of
Credit and Accei>tances__________ _ Profit and Loss_ ___________________ _
Other Resources --------------------
Total _____________________________ $

80,774.60
16,000.00 338,800.00
~one
1,200.00 1,400.00
100.00
234,200.8i
:-;one :"\one 50.16
18,976.86
X one None None
691,502.49

LIABILITIES Capital Stock ----------------------$ Capital ~otes ---------------------Surplus Fund ---------------------Undivided Profits -----------------DReuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_--_
llivicends Unpaid -----------------Cashier's Checks ------------------Certified Checks __________________ _ Demand Deposits __________________ _ Time Certificates of Deposits_______ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________ _
Bills Payable ---------------------~otes and Bills Rediscounted_______ _ Other Liabilities __________________ _

25,000.00 3,000.00 9,000.00
726.18 3,000.00
None None 573.54 None 561,752.08 30,081.22 58,369.47
None None None X one

Total. ____________________________ $ 691,502.49

STATEMENT

Showing condition at the close of business December 31, 1943,- of

BANK OF CHICKAMAUGA Chickamauga, Ga.

As called for by the Superintendent of Banks.

ELDER G. GLENN,
President. Date of Charter: 2-16-19'10

W. H. EUWARDS, Oashier.
Began Business: 5-10-1910

RESOURCES Loans and Discounts ________________$

State of Georgia and Municipal Bonds

oWned

---------------------- _

U. S. f'rllvernment Securities owned __ _

Other Stocks and Bonds owned ______ _

Banking House and LoL ___________ _

Furniture and Fixtures_____________ _

Other Real Estate owned ______ ..

Cash In Vault and Amount due from approved Reserve Agents ________ _

Checks for Clearing and Due from other Banks _____________________

Cash Items -----------------------Overdrafts ---------------- ________ _ Advance on Cotton and Other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances ___________ _ Profit and Loss____________________ _

Other Resources --------------------

Total ----------- _________________ $

106,125.27
None 553,793.10
10,182.35 11,560.00
2,972.90 4,288.13
191,754.86
X one Xone X one
~one
Sone None None
880,676.61

LIABILITIES Capital Stock ______________________ $
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banl<s ----------------------Dividends Unpaid -----------------Cashier's Checks ------------------f'ertified Checks ------------------Demand Deposits ------------------Time Certificates of Dei>oslts _______ _ Savings Deposits __________ c _______ _
Letters of Credit and Acceptances executed for Customers___________ _
Bills Payable ___ ------------------Xotes and Bills Rediscounted_______ _ Other Liabilltit>s ___________________ _

25,000.00 None
25,000.00 1,433.94 1,304.84
None 1,250.00
389.90 None
591,179.18 None
235,118.75.
None NoQe None None

Total-----------------------------$ 880,676.61

28

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

FARMERS & MERCHAN11S BANK Chipley, Ga.

As called for by the Superintendent of Banks.

HENRY ZACHRY, President.
Date of Charter: 3-22-1909

ROY ASKEW, Oashier.
Began Business: 4-19-1909

RESOURCES Loans and Discounts _____________ $
State of Georgia and Municipal Bonds owned ---------------------------
U. S. Government Securities owned.__ Other Stocks and Bonds owned______ _ Banking House and LoL _____________ Furniture and Fixtures_____________ _ Other Real Estate owned ___________ _ Cash In Vault and Amount due from
approved Reserve Agents ________ _ Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities _ ------------------- ___ _ CUtomers' Liability on Letters of
Credit and Acceptances___________ _
Profit and Loss--------------------Other Resources --------------------
Total _____________________________$

151,972.88
6,500.00 145,175.00
None 1,000.00
500.00 None
372,903.55
15,046.11 None None
800.23
None None None
693,897.77

LIABILITIES Capital Stock _---------------------$ CSuarppitlauls NFoutneds -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__--_
endivlded Pmftts -----------------RDeu-esertvoe BFaunnkdss__-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid ________________ _
Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits ________ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers ___________
Bills Payable ___ -----------------Xotes and Bills Rediscounted________
Other Liabilities -------------------

25,000.00 7,000.00
19,00Q.OO 5,366.48
500.00 None
2,500.00 1,993.63
None 542,673.93
20,856.12 69,007.61
None
~one None
None

Total ____________________________$ 693,897.77

STATEMENT

Showing condition at the close of business December 31, 1943, of

HABERSHAM BANK Clarkesville, Ga.

As called for by the Superintendent of Banks.

J. B. JACKSON, President.
Date of Chartecr: 5-13-1904

W. S. WHITWORTH,
Cashiecr. Begun Business: 5-13-1904

RESOURCES Loans and Discounts ________________ $
State o,f Georgia and )luniclpal Bonds owned _____ ----------------------
U. S. Government Securities {)Wned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot____________ _ Furniture and Fixtures _____________ _ Other Real Estate Owned ____________
Cash in Vault and Amount due from approved Reserve Agents _________ _
Checks for Clearing and Due from other Banks ---------------------
Casb Items -----------------------Ovsrdrafts __ -------------- ________ _ Advance on Cotton and other Com-
modities _. ----------------------Customers' Liability on Letters of
Credit and Acceptances----~------Profit and Loss ____________________ _
Other Resources --------------------
Total _____________________________$

66,647.69
43,173.67 285,100.00
None 3,999.00
540.00 1.00
266,068.95
None X one None
None
X one None 60.16
665,590.47

LIABILITIES
Capital Stock ----------------------$ Capital Xotes ---------------------Surplus Fund ---------------------Undivided Pro.fits -----------------Rese.rve Funds --------------------Due to Banks-----------------~---- D!vldends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time. Certificates of Deposits_______ _
Savings Deposits ------------------ _ Letters of Credit and Acceptances
executed for Customers___________ _
Bills Payable ___ -----------------Notes and Bills Rediscounted-------Other Liabilities -------------------

25,000.00 None
8,500.00 1,986.27
None None 1,020.00 1,001.87 N<>ntl 444,974.04 305.60 182,802.69
None None Xone X one

Total _____________________________ $ 665,590.47

TWENTY-FOURTH ANNUAL REPORT

29

STATEMENT

Showing condition at the close of business December 31, 1943, of

TilE CLAXTON BANK Claxton, Ga.

As called for by the Superintendent of Banks.

C. M. RUSHING, President.
Date of Charter: 2-24-1941

J. E. COLLINS, Cashier.
Began Business: 2-24-19"11

RESOURCES Loans and Discounts ----- ---- _____ $ State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned-Other Stocks and Bonds owned ______ _ Banking House and Lot____________ _ Furniture and Fixtures______________ Other Real Estate owned ____________ Cheeks for Clearing and Due from
other Banks --------------------Cash In Vault and Amount due from
approved Reserve Agents__________
OCvasehrdrIatfetms s __-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Commodities _____________________ _
Customers' Liability on Letters of Credit and Acceptances ___________ _
Profit and Loss ____________________ _
Other Resources --------------------
Total _____________________________ $

142,980.15
None 115,210.18
8,753.35 2,625.00
375-.00 None
None
198,964.89 X one 255.11
None
None -:\one
~one
469,163.68

LIABILITIES Capital Stock ______________________ $
Capital Notes ---------------------Surplus Fund . --------------------Cndivlded Profits --~-------------- Reserve Funds --------------------Due to Banks ______________________ _
Dividends Unpaid -----------------Cashier's Checks ------------------Ccrtifled Checks ------------------Demand Deposits ______ ---------Time Certificates of Deposits________
Savings Deposits ------------------Letters of Credit and Acceptances
exfcuted for Customers, ___________
Bills Payable __ _ ---------------Xotes and Bills Rediscounted________
Other Liabilities -------------------

25,000.00 None
12,500.00 6,998.13 None None :None 5,910. 24
~one
402,740.26 16,015.05 None
~one ~one
X one None

Total ----------------------------$ 469,163.68

STATEMENT

Showing condition at the close of business December 31, 1943, of

TIPPINS BANKING COMPANY, INC. Cla.xton, Ga.

As called for by the Superintendent of Banks.

R. R. TIPP:INS, SR.,
President. Date of Charter: 8-30-1940

R. R. TIPPINS, JR., Cashier.
Began Business: 9-3-1940

RESOURCES Loans and Discounts______________ $
State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned __ Other Stocks and Bonds owned______ _ Banking House and LoL____________ _ Furniture and l"ixtures _____________ _ Other Real Estate owned ____________
Cash in Vault and Amount due from approved Reserve Agents _________ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items -----------------------Overdrafts ________ ----------------Advance on Cotton and other Com-
modities ------------------------Customers' Liabmty on Letters of
Credit and Acceptances ___________ _ Pmfit and Loss ____________________ _
Other Resources --------------------
Total ____________________________ $

66,923.81
None 301,000.00
X one None 1,018.00 None
247,645.14
305.57 None None
None
None Xone X one
616,892:52

LIABILITIES Capital Stock ______________________$
Capital X otes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds _____________ -------Due to Banks_______________________
Dividends Unpaid -----------------Cashier's Checks ------------------Ce-rtified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits_______ _
Savings Deposits -----------------Letters of Credit and Acceptances
executed for cu...~tomers -----------Bills Payable ___ -----------------Xotes and Bills Rediscounted _______ _ Other Liabilities __________________ _

25,000.00 None
5,000.00 7,120.53
~one
None None 2,951.43
~one
575,172.06 1,648.50 X one
None None X one
:!'\'one

Total _____________________________$ 616,892.52

30

DEPARTMENT oF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF CLAYTON Clayton, Ga.

As called for by the Superintendent of Banks.

J. C. DOVER, President.
Date of C'har:ter: 6-30-1904

T. A. DUIGKE1l'T, Cashier.
Began Business: 7-1-1904

RESOURCES Loans and Discounts________________ $
State of Georgia and Municipal Bonds owned ______________ --- --------
U. S. Government Securities owned __ _ Other St-ocks and Bonds owned_____ _ - Banking House and Lot_____________ Furniture and Fixtures_____________ _ Other Real Estate owned_,__________ _ Cash In Vault and Amount due from
approved Reserve Agents __________ Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and Other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances ___________ _ Profit and Loss_____________________
Other Resources --------------------
TotaL ____________________________ $

74,435.80
6,500.00 373,175.00
None 2,700.00
500.00 None
449,071.86
None X one 416.47
None
X one None
~one
906.799.13

LIABILITIES Capital Stock ______________________ $
Ca(Jital Notes ---------------------Surplus Fund ---------------------l'ndlvlded Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_
Dividends Unpaid -----------------('ashier's Checks ------------------Certified Checks ------------------Demand Deposit.<; __ ----------------Time Certificates of D"poslts ________
Savings Deposits -----------------Letters of Credit and Acceptances
executed for Customers ____________
Bills Payable . --------------------Notes and Bills Rediscounted_______ _
Other Liabilities -------------------

25,000.00 None
25,000.00 13,971.79
None None NQne 8,964.52 None 833,862.82 None None
None None None None

Total. ____________________________ $ 906,799.13

STATEMENT

Showing condition at the close of business December 31, 1943, of

COOK BANKING CO. Cochran, Ga.

As called for by the Superintendent of Banks.

E. COOK, President.
Date of Clharter: 4-24-1942

MRS. C. M. FULTON. Cashier.
Began Business: 7-1-1942

RESOURCES Loans and Discounts ______ __ _____ $
State of Georgia and Municipal Bonds
owned --------- -----------------1'. S. Government Securities owned __ Other Stocks and Bonds owned______ _ Banking House and Lot ____________ _ Furniture and Fixtures______________ _Other Real Estate owned ____________
Cash In Vault and A=unt due from approved Reserve Agents __________
Checks for Clearing and Due from other Banks -------------- ______ _
Cash Items -----------------------Overdrafts __ ----------------------Advance on Cotton and Other Com-
modities __ ----------------------Customers' Liab!Uty on Letters of
Credit and Acceptances ____________
Profit and Loss--------------------Other Resources --------------------

115,877.01
None 37,000.0{)
None 4,750.00 2,250.0{)
None
194,815.72
5,783.29 None None
12,087.53
None None None

LIABILITIES Capital Stock ______________________$
f'apltal Notes ---------------------Surplus Fund --------------------Undivided Poflts -----------------Reserve Funds --------------------Due to Banks_______________________
Dividends Unpaid -----------------Cashier's Checks __________________ _
Certified Checks ------------------Demand D-eposits _________________ _ Time Certificates of Deposits_______ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Cust-omers-----------Bllls Payable __ -----------------Xotes and Bills Rediscounted_______ _ Other Liabilities -------------------

25,000.00 None
6,000.00 1,931.22
None None 18.00 1,114.41 33.23 335,036.63 3,430.16. None
None None
~one
None

TotaL_____________ ---------------$ 372,563.55

Total-------------- _______________$ 372,563.55

TWENTY-FOURTH ANNUAL REPORT

31

STATEMENT

Showing condition at the close of business December 31, 1943, of

STATE BANK OF COCHRAN Cochran, Ga.

As called for by the Superintendent of Banks.

T. W. FISHEIR, SR., President.
Date of Oharter: 12-1-1921

L. S. LEACH, Cashier.
Began Business: 1-5-1922

RESOURCES Loans and Discounts ..... - ___ $ State of Georgia and Municipal Bonds
owned ________________ --------
U. S. Government Securities owned .. Other Stocks and Bonds owned...... Banking House and Lot....-. Furniture and Flxtu~es .............. Other Real Estate owned___________ _
Cash in Vault and Amount due from approved Reserve Agents -
Checks for Clearing and Due from other Banks ____ ---------
Cash Items ----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities . ___ ---------------Custome~ Liability on Letters of
Credit and Acceptances ___________ _ Profit and Loss.____________________
Other Resources -------------------
Total _____________________________$

175,768.43
2,000.00 338,870.00
1,000.00 1.00 1.00
None
295,428.46
1,568.13 None None
17,335.13
None None None
831,972.15

LIABILITIES
Capital Stock ----------------$ Capital Notes ------------------- Surplus Fund -------------- Undivided Profits ..---------------Reserve Funds --------------------Due to Banks-----------------Dividends Unpaid -----------------Cashier's Checks ...------------Certified Checks ..----------------Demand Deposits ---------------- Time Certificates af Depasits________ _
Savings Deposits ------------------Letters of Credit and Acceptarces
executed for Customers____________
Bills p,ayable ---------------------);otes and Bills Rediscounted_______ _
Other Liabilities ------------------

25,000.00 None
16,000.00 4,861.45 2,500.00 338.67 740.00 1,064.63 None
736,869.34 None
44,598.06
None None None None

Total _____________________________$ 831,972.15

STATEMENT

Showing condition at the close of business December 31, 1943, of

CITIZENS BANK Colquitt, Ga.

As called for by the Superintendent of Banks.

G. C. JINKS,
President. Date of Charter: 3-24-1924

D. B. BELL, Cashier.
Began Business: 4-21-1924

RESOURCES Loans and Discounts _____________ $

State of Georgia and Municipal Bonds

owned _ ____ _

______ ___

r. S. Government Securities owned __ _

Other Stocks and BondS owned ______ _

Banking House and La'---.--------- Furniture and Fixtures----- Other Real Estate owned------- Cash In Vault and Amount due from
approved Reserve Agents __ - Checks for Clearing and Due from

other Banks ------------------- Cash Items ----------------------- Overdrafts ________ --------------Advance on Cotton and other Com-

modities ------------------------ Customers' Liability on Letters of
Credit and Acceptances ___________ _ Profit and Loss ____________________ _

Other Resources -------------------

342,266.89
X one 420,000.00
None None None None
650,533.27
None None 191.35
None
None None 11,164.59

Total ____________________________$ 1,424,156.10

LIABILITIES

Capital Stock ---------------------$ Capital ~otes ----------------------

40,000.00 None

Surplus Fund .. ------------------

25,000.00

RUensdeirvvied eFd u nPdr os f i_t_s __-_-_-_-_-__ _ -_-_-_-__-_-_-_-_- _-

15,000.00 15,000.00

Due to Banks----------------Dividends Unpaid -------------

9,774.32 120.00

Cashier's Checks ----------------

1,213.26

Certified Checks ___________ ------

None

Demand Deposits ---------------- 1,162,466.66 Time Certificates of Deposits. ______ _ 50,042.04

Savings Deposits ----------------

95,895.39

Letters of Cred!Jt and Acceptances

executed for Customers ___________ _

No-ne

Bills Payable ---------------------Xntes and Bills Rediscounted_______ _

None None

Other Liabilities ------------------

9,644.43

Total _____________________________$ 1,424,156.10

32

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

COLUMBUS BANK & TRUST CO. Columbus, Ga.

As called for by the Superintendent of Banks.

W. C. BRADLEY, President.
Date of Charter: 12-14-1871

JAS. A. LE,WIS,
Oashier. Began Business: 1872

RESOURCES Loans and Discounts _____________ $ 2,850,441.23

State of Georgia and Municipal Bonds

owned __

_____ _

10,920.00

U. S. Government Securities owned ...... 9,488,634.64

Other Stocks and Bonds owned .............. Banking House and Lot_ ___________ _ Furniture and Fixtures ____________

158,433.57 295,897.36
23,788.35

Other Real Estate owned ........................ 14,948.19

Cash in Vault and Amount due from approved Reserve Agents _______ .. 9,231,209.93

Checks for Clearing and Due from

other Banks --------------------Cash Items .............................................. .. Overdrafts ...... __ .............. ____________ _

~one
"Xone X one

Advance on C<>tton and other Com-

modities -----------------------

None

Customers' Liability on Letters of

Credit and Acceptances ........................ Profit and Loss ____________________ _ Other Resources ___________________ _

None X one 13,854.58

LIABILITIES

Capital Stock ............................................$ 850,000.00

Capital N.otes .......................................... ..

None

Surplus Fund ------~--------------- 650,000.00

Undivided Profits __ ................................ 348,930.35

Reserve Funds ..........................................

None

Due to Banks _______________________ 1,300,053.2'2

Dividends Unpaid .................................. ..

None

Cashier's Checks .................................. .. 111,826.71

Cashier's Checks -------------------

X one

Demand Deposits ___________________ _ 14,582,898.39

Time Certificates of Deposits .................. 4,228,519.18

Savings Deposits ___ .. ____________ _

X one

Letters of Credit and Acceptances executed for Customers __________ _

X one

Bills Payable ........................ _______ _

X one

Xotes and Bills Rediscounted_______ _ Other Liabilities __________________ _

~one
15,900.00

Total ________ ........................................ $22,088,127.85

Total --------------------------- $22,088,127.85

STATEMENT

Showing condition at the close of business December 31, 1943, of

MERCHANTS & MECHANICS BANK eolumbus, Ga.

As called for by the Superintendent of Banks.

JACK B. KEY President.
Date of Charter: 12-14-1871

J. A. HARLE.Y,
Cashier. Began Business: 1872

RESOURCES

Lc,ans and Discounts.... _____ _ __ $ 1,5o6,206.02

State of Georgia and Municipal Bonds owned ~----- - __ ___ ______ _

55,000.00

U. S. Government Securities owned __ 5,688,944.01

Other Stocks and Bnnds owned ............ 129,861.33

Banking House and Lot.. ...................... Furniture and Fixtures______________ Other Real Estate owned ___________ _

33,000.00 15,000.00
None

Cash in Vault and Amount due from

approved Reserve Agents........ ___ 2,846,942.06

Checks for Clearing and Due from

other Banks ........................................ ..

:None

Cash Items .............................................. ..

None

Overdrafts -------------------------

1,800.59

Advance on Cotton and other Com-

modities ______ ................................ ..

X one

Customers' Liability on Letters of

Credit and Acceptances........................ Profit and Loss _____________________

None X one

Other Resources ...................................... ..

X one

LIABILITIES

Capital Stock ............................................$ 200,000.00

Capital Notes ----------------------

None

Surplus l'und .......................................... .. 300,000.00

Undivided Profits .................................. .. 103,886.56

Reserve Funds ---------------------

25,000.00

Due to Banks ______________________ _ 167,556.38

Dividends Unpaid ------------------

20,000.00

Cashier's Checks .................................... .. 26,930.64

Certified Checks .................................... ..

~one

Demand Deposits ------------------ 8,154,666.27

Time Certificates of Deposits ................ .. 1,378,714.16

Savings Deposits __________________ _

X one

Letters of Credit and Acceptances executed for Customers ___________ _

::-<one

Bills Payable ----------------------

~one

Notes and Bills Rediscounted.............. ..

X one

Other Liabilities .................................... ..

None

Total ........--------------------- ____ $10,376,754.01

Total ........................................................ $10,376,754.01

TWENTY-FOURTH ANNUAL REPORT

STATEMENT

Showing condition at the close of business December 31, 1943, of

TRUST COMPANY OF COLUMBUS Columbus, Ga.

As called for by the Superintendent of Banks.

F. G. LUMPKIN, President
Date of Charter: 12-16-1892

J.D. BOX, Vice-President Began Business: 1892

RESOURCES Loans and Discounts ________________ $

State of Georgia and Municipal Bonds

owned __ -----------------------U. S. Government Securities owned __ _
Other Stocks and Bonds owne<J _____ _ Banking House and Lot.____________

Furniture and Firtures -----------Other Real Estate owned ____________

Cash in Vault and Amount due from approved Reserve Agents _________ _

Checks for Clearing and Due from

other Banks ---------------------

Cash Items ------------------------

Overdrafts ___ ______

_ _________ _

Advance on Cotton and other Commodities --------------- _______ _
Customers' Liability on Letters af Cre<lit and Acceptances ____________
Profit and Loss ____________________ _

Other Resources --------------------

350,969.43
None 50,000.00
1,510.46 155,447.15
245.75 109,900.65
63,977.01
None None .None
Xone
X one !('one 2,748.66

Total _______ ---------------------$ 734,799.11

LIABILITIES Capital Stock ---------------------- $ Capital Notes ---------------------Surplus Fund ---------------------Fndlvided Prafits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits __________________ _ Time Ce-rtificates of Deposits ________ Savings Deposits _________________ _
Letters of Credit and Acceptances executed for customers___________ _
Bills Payable ---------------------Xotes and Bills Rediscounted________ Other Liabilities -------------------

100,000.00 None
200,000.00 21,60&.21
152,609.00 None None None None None
58,950.00 201,633.90
None , None
None None

Total ____________________________ $ 734,799.11

STATEMENT

Showing condition at the close of business Decem-ber 31, 1~43, of

ROWE BANKING COMPANY Comer, Ga.

As called for by the Superintendent of Banks.

W. A. ROWE, President.
Date of Charter: 10-3-1935

W. N. NOELL, Cashier.
Began Business: 10-10-1935

RESOURCES Loans and Discounts________________ $
State of Georgia and Municipal Bonds owned _________ ---------- ______ _
U. S. Government Securities owned __ Other Stocks and Bonds owned______ _ Banking House and Lot._____________ FurnHure and Fixtures _____________ _ Other Real Estate owned____________
Cash In Vault and Amount due from approved Reserve Agents _________ _
Checks for Clearing and Due from other Banks ----------------------
OCvasehrdrIatfetms s __-----_-_-_--_-_-_-_-_-_-_-_-_-_-_-"-_-_--_
Advance on Cotton and other Commodities ___ ------------- _____ _
Customers' Liability on Letters of Crroit and Acceptances ____________
Profit and Loss--------------------Other Resources ___ -----------------

153,605.77
12,398.50 53,224.44
None 640.00 230.00 178.68
60,560.45
None X one 11.08
44,157.85
None X one X one

LIABILITIES Capital Stock ______________________ $
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits ------------------Reserve Funds --------------------Due to Banks----------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Cemificates of Deposits _______ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for customers ___________ _
Bills Payable ---------------------Xotes and Bills Rediscounted_______ _
Other Liabilities -------------------

15,000.00 None
20,000.00 None None None None 910.20 None
265,961.39 None
23,135.18
None None None None

Total - ------------------------$ 325,006.77

Total --------------------------- $ 325,006.77

34

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

NORTHEASTERN BANKING CO. <;ommerce, Ga.

As called for by the Superintendent of Banks.

Date of Charter: 8-25-1891

SAM HOOD, Began Business: 1892
Cashier.

RESOT!RCES Loans and Discounts _____________ $ State of Georgia and Municipal Bonds
owned ___________________ __ ___
U. S. Government Securities owned __ Other Stocks and Bonds owned _______ _ Banking House and LoL ___________ _
Furniture and Fixtures----------'----Other Real Estate -owned__________ _
Cash in Vault and Amount due from approved Reserve Agents _________ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items -----------------------Overdrafts __ --------------------- _ Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances___________ _
Profi and I.Joss ---------------------Other Resources --------------------
TotaL ____________________________ $

422,733.01
Xone
56,000.00 2,2:i0.00 4,472.22 2,682.81 3,876.15
364,514.76
~one
X one I\ one
X one
None None None
856,528.95

LIABILITIES Capital Stock ______________________ $

Capital Xotes -------------------- ~ Surplus Fund --------------------rndivided Profits -'------------------Reserve Funds ____ ---------------Due to Banks ______________________ _
Dividends Unpaid __________________
Cashier's Checks ___________ _

Certified Checks ------------------Demand Deposits ________ -----------
Time Certificates of Deposits ________ _ Savings Deposits _________________ _

Letters of Credit and Acceptances

executed for Customers ___________ _

Bills Payable __

______________ _

Xotes and Bills Rediscounted ________

Other Liabilities -------------------

50,000.00 N"one
2:>,000.00 4,700.81 X one X one X one 4,532.28 X one
730,190.81 42,10:>.05 X one
X one Kone X one
~one

'Dotal ----------------------------$ 8o6,528.95

STATEMENT

Showing condition at the close of business December 31, 1943, of

CONCORD BANKING COMPANY Con.cord, Georgia

As called for by the Superintendent of Banks.

R. H. STRICKLAND, President.
Date_ of Charter: 10-29-1903

J. H. BAKER, Cashier.
Began Business: 11-18-1903

RESOURCES Loans and Discounts ----------~---- $ Stwte of Georgia and Municipal Bonds
owned __ _ __ _ _________________ _
U. S. Government Securities owned __ Other Stocks and Bonds owned______ _ Banking House and LoL ______ ~----Furniture and Fixtures _____________ _ Other Real Estate owned ___________ _ Cash in Vault and Amount due-from
approved Reserve Agents _______ _ Checks for Clearing and Due from C aos ht h eI tre mBsa n_k_s_ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_
Overdrafts ------------------------Advance .on Cohlon and other Com-
modities _______________ _
Customers' Liability on Letters of Credit and Acceptances ___________ _
Profit and Loss_____________________
Other Resources --------------------
Total _-------- _-------- ___________ $

25,869.95
Xone
105,000.00 None "X one
600.00 900.00
115,037.89
None X one None
X one
~one ~one
X one
247,407.84

LIABILITIES. Capital Stock ____________________ c_ $

Capital Xotes ----------------------

F u n d ~urplus

________________ _

l:ndivided Profits _________________ _

Reserve Funds ---------------------
Due to Banks----------------------Dividends Unpaid ------------------
Cashier's Checks -------------------
Certified Checks ------------------Demand Deposits ---------~--------Time Certificates of Deposits _______ _ Savings Deposits ___________________

Le~ters of Credit and Acceptances executed for Customers ___________ _

Bills Payable ____ .---------------Notes and Bills Rediscounted_______ _

Other Liabilities -----------------c--

23,000.00 None
12,500.00 2,604.80
~one
None 1,000.00
67.25 Kone 189,267.24 16,968.55
Xont~
None None X one None

Total ----------------------------$ 247,407.84

TWENTY-FOURTH ANNUAL REPORT

35

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF CONYERS Conyers, Ga.

As called for by the Superintendent of Banks.

W. T_ BALDWIN, President.
Date of Charter: 11-25-1904

M. W. HULL, Cashier_
Began Business: 12-19-1004

RESOURCES Loans and Di::.counts---------------~$ State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Secudties owned~-Other Stocks and Bonds owned_____ _ Banking House and Lot_ ___________ _ Furniture and }'ixteurs_____________ _ Other Real Estate owned___________ _ Cash in Vault and Amount due from
approved Reserve Agents _________ _ Checks for Clearing and Due from CaosthheItremBsan_k_s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_--_
Overdrafts __ ------------ Advance on Cotton and other Com-
modities ------------------------Custl'mers' Liability on 'Letters of
Credit and Acceptances~~~~~~~~~-~ ProUt and Loss--------------------Other Resources --------------------
'l'c.tal _____________________________ $

118,421.03
4,792.00 152,000.00
2.00 1,500.00
400.00 None
232,564.49
1,745.27 None None
None
X one X one X one
511,424.79

LIABILITIES Capital Stock ______________________ $
Capital Xotes ---------------------Surplus Funds --------------------Undivided Profits _________________ _
RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Dividends Unpaid -----------------Cashier's Checks __________________ _
Certified Checks ------------------Demand Deposits ______________ c___ _ Time Certificates of Deposits_______ _ Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________ _ Bills Payahle -----------------c---Xotes and Bills Rediscounted________ Other Liabilities __________________ _

30,000.00 None
6,000.00 10,067.37
3,495.03 None
2,400.00 None None
419,017.92 29,694.15 10,750.32
None X<>)le None None

Total ____________________________ $ 511,424.79

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF ROCKDALE Conyers, Ga.

As called for by the Superintendent of Banks.

G. C. SIM.S, President.
Date of Charter: 10-15-1892

R. H. ST'ILL, Cashier.
Began Business: 6-1901

RESOURCES

I.oans and Discounts_---------------$

State of Georgia and Municipal Bonds

owned _ ____

________ ---

U. S. Government Securities owned __ _

Other Stocks and Bonds owned______ _

Banking House and Lot_ ___________ _

Furniture and Fixtures _____________ _

Other Real Estate owned___________ _

Cash in Vault and Amount due from approved Reserve Agents_________ _

Checks for Clearing and Due from
other Banks --------------------Cash Items ------------------------Overdrafts -----------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances ___________ Proftt and Loss_____________________

Other Resources --------------------

Total _____________________________ $

112,425.44
None 274,744.51
7,382.50 4,000.00
300.00 3,800.00
207,492.17
3,533.79 None
808.09
24,155.77
X one None None
638,642.27

LIABILITIES Capital Stock ----------------------$ Capital Xotes ---------------------Surplus Fund ---------------------Undivided Profits __________________
Reserve Funds --------------------Due to Banks_______________________ Dividends 'Cnpaid __________________
Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits-------Savings Deposits __________________ _
Letters of Credit and Acceptances executed for Customers___________ _
Bills Payable _____________________ _
Notes and Bills Rediscounted_______ _ Other Liabilities ___________________

25,000.00 None
25,000.00 7,690.01 None None 61!7.50 None X one
540,622.58 39,722.18 None
X one None X one X one

Total ____________ --------------- __$ 638,642.27

36

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

FARMERS & MERCHANTS BANK OF COOLIDGE Coolidge, Ga.

As called for by the Superintendent of Banks.

BOYKIN HARRISON,
President. Date of Charter: 12-18-1911

C. E. GIBSON, Cashier.
Began Business: 11-20-1911

RESOURCES Loans and Discounts ------~~ ________ $ State of Georgia and Municipal Bonds
owned _______ ------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned_______ Banking House and LoL____________ Furniture and Fixtures_____________ Other Real Estate owned____________
Cash In Vault and Amount due from approved Reserve Agents ______ ---
Checks for Clearing and Due from other Banks ---------------------
Cash Items ------------------------Overd"afts ___ -------------- _______ _ Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances__________ _ Pr<>fit and Loss ____________________ _
Other Resources --------------------
Total ____________________________$

19,179.78
"Xone 98,375.00
None 1.00 1.00
None
223,273.10
~Dne
X one None
None
None None None
340,829.88

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------~ Surplus Fund ---------------------Undivided Profits -----------------DReuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_
Dividends Unpaid --------------~--Cashier's Checks ______ ------------Certified Checks ------------- _____ _ Demand Deposits ------------------Time Certificrutes of Deposits_______ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers-----------Bills Payable ---------------------Notes and Bills Rediscounted________
Other Liabilities -------------------

25,000.00 None
5,000.00 5,038.64
None None None 49.52 None 284,405.06 21,336.66 None
None None None None

Total _____________________________$ 340,829.88

STATEMENT

Showing condition at the close of business December 31, 1943, of

CORDELE BANKING COMPANY Cordele, Ga.

As called for by the Superintendent of Banks.

J. H. CHILDS, President.
Date of Charter: 4-30-1927

L. B. MADDOX, Cashier.
Began Business: 6-15-1927

RESOURCES Loans and Discounts________________ $ 236,886.52

State of Georgia and Municipal Bonds

owned _ ~-- ------- ____________ _

None

U. S. Government Securities owned __ _ 100,000.00

O.ther Stocks and Bonds owned _____ _ Banking House and LoL___________ _ Furniture and Fixtures_____________
Other Real Estate owned___________ _

None
~one
4,000.00 None

Cash in Vault and Amount due from

approved Reserve Agents __________ 1,258,511.85

Checks for Clearing and Due from

other Banks --------------------- 21,966.82

Cash Items -------------------------

None

Overdrafts -------------------------

3.50

Advance on Cotton and other Com-

modities -------------------------

126.14

Customers' Liability on Letters of

Credit and Acceptances___________ _ Profit and Loss _____________________

None None

Other Resources --------------------

None

Total _____________________________ $ 1,621,494.83

LIABILITIES

Capital Stock ----------------------$ 25,000.00

Capital Notes ----------------------

None

Surplus Fund ----------------------

15,000.00

Undivided Profits ------------------

5,097.62

Reserve Funds --------------------Due to Banks_______________________

None None

Dividends Unpaid ------------------

202.00

Cashier's Checks -------------------

7,143.50

Certified Check --------------------

None

Demand Oeposits ____ --------------- 1,455,778.09

Time Certificates of Deposits________ 10,595.80

Savings Deposits ------------------- 102,677.82

Letters of Credit and Acceptances

executed for Customers___________ _

None

Bills Payable ---------------------:-.otes and Bills Rediscount-ed_______ _

None None

Other Liabilities _------------------

None

TotaL ____________________________$ 1,621,494.83

TWENTY-FOURTH ANNUAL REPORT

37

STATEMENT

Showing condition at the close of business December 31, 1943, of

FIRST STATE BANK IN CORDELE Cordele, Ga.

As called for by the Superintendent of Banks.

W. B. HALEY, President.
Date {)f Charter: 12-3-1938

C. C. SHE'ARE,R,
Cashier. Began Business: 8-29-1934

RESOURCES Loans and Discounts ___ . __ ------ $ State of Georgia and Municipal Bonds
owned ____ _________ __________ _
U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ Other Real Estate owned ______________
Cash in Vault and Amount due from approved Reserve Agents _________
Checks for Clearing and Due from other Banks --------------------.
Cash Items ------------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities __ __ ----------------. Customers' Liability on Letters of
Credit and Acceptances___________ Profit and Loss _____________________
Other Resources --------------------

344,422.40
10,380.10 340,000.00
None 17,875.22 3,585.01
None
834,966.19
50,()50.35 !If o n e None
None
None None None

Total _____________________________$ 1,601,279.27

LIABILITIES

Capital Stock ----------------------$ 50,000.00

Capital N-otes ----------------------

None

Surplus Fund ----------------------

20,000.00

Undivided Profits ------------------

8,752.62

DReuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_

5,000.00 50,786.40

Dividends Unpaid ------------------

204.00

Cashier's Checks -------------------

2,137.04

Certified Checks -------------------

None

' Demand Deposits -------- ---------- 1,327,258.49

Time Certificates of Deposits _________

None

Savings Deposits ------------------- 137,140.72

Letters of Credit and Acceptances executed f'Or Customers___________ _

None

Bills Payable ---------------------1'1otes and Bills Rediscounted _______ _ Other Liabilities ___________________

None None None

TotaL.---------------------------$ 1,601,279.27

STATEMENT

Showing condition at the close of business December 31, 1943, of

CORNELIA BANK Cornelia, Ga.

As called for by the Superintendent of Banks.

0. E. FLOR, President.
Date of Charter: 7-3-1900

W. V. GRANT, Cashier.
Began Business: 8-4-1900

RESOURCES Loans and Discounts__ __ ---------$ State of Georgia and Municipal Bonds
owned _________________________ _
U. S. Government Securities owned __ _ Other Stocks and Bonds owned------Banking House and LoL____________
Furniture and Fixtures-------------Other Real Estate owned ___________ _ Cash In Vault and Amount due from
approved Reserve Agents _________ _ Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts --------------- ________ _ Advance on Cotton and other Com-
modities ______________________ _
Customers' Liability on Letters of Credit and Acceptances__________ _
Profit and Loss--------------------Other Resources --------------------

226,158.98
None 101,650.00
None 8,250.00 1,480.00 5,793.22
507,344.99
7,259.86 2,769.51
3,097.2~
51,121.52
None None None

Total ____________________________ $ 1,520,925.33

LIABILITIES Capital Stock ______________________$ 40,000.00

Capital Notes ---------------------Surplus Fund ____________________

11,100.00 26,900.00

Undivided Profits ------------------ 15,963.66

RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid __________________

None
None 1,604.00

Cashier's Checks ------------------Certified Checks __________________ _

985.40 4.10

Demand Deposits _ ------------------ 1,103,694.37

Time Certificates of Deposits _______ _ 11,212.20

Savings Deposits -,----------------- 303,461.60

Letters of Credit and Acceptances executed f-or Customers____________ _

None

Bills Payable ---------------------::-;otes and Bills Rediscounted_______ _

None None

Other Liabilities -------------------

None

Total ____________________________ $ 1,520,925.33

38

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF OOVINGTON & TRUST CO. Covington, Ga.

As called for by the Superintendent of Banks.

J. L. STEPHENSON, President.
Date of Charter: 4-4-1901

J. E. PHILLIPS, Cashier.
Began Business: 4-1901

RESOURCES Loans and Discounts ________________ $ 261,099.70

State of Georgia and Municipal Bonds

owned ---------------------------

44,671_07

U. S. Government Securities owned __ _ 890,584.79

Other Socks and Bonds owned_______ 19,687,50

;Banking House and Hot____________ Furniure and Fh.tures _____________ _

None 2,715.00

Other Real Estate owned____________

387.15

Cash in Vault and Amount due from

approved- Reserve Agents ________ _ 1,202,327. 73

Checks for Clearing and Due from other Banks _____________________ ll4,730.04

Cash Items -------------------------

None

Overdrafts -------------------------

None

Advance on Cotton and other Com-

modities ------------------------- 123,043.21

Customers' Liability on Letters of

Credi~ and Acceptances ___________ _ Profit and Loss _____________________

Noae X one

Other Resources --------------------

None

LIABILITIES

Capital Stock ----------------------$ 100,000.00

Capital Notes ----------------------

None

Surplus Fund ---------------------- 50,000.00

Undivided Profits ------------------ 66,920.34

RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_

None None

Dividends Unpaid -------------------

8,000.00

Cashier's Checks ------------------Certified Checks __________________ _

3,670.90 None

Demand Il'eposits ------------------- 2,332,929.67

Time Certificates of Deposits _________

None

Savings Deposits -------------------

95,922.83

Letters of Credit and Acceptances

executed for Customers___________ _ Bills Payable _____________________ _

None None

Xotes and Bills Rediscounted_______ _

~one

Other Liabilities -------------------

1,802.45

Total -----------------------------$ 2,659,246.19

Total ----------------------------$ 2,659,246.19

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE COMMERCIAL BANK Cra~ford, Ga.

As called for by the Superintendent of Banks.

M, BLANCHARD, ' ' President:
-Date .of Charter: 9-2-1924

E. H. FURGRON, Cashier.
Began Business: 9-5-1924

RESOURCES Loans .and Discmmts________________ $
State of Georgia and Municipal Bonds owned -----------------------~---
U. S. Government Securities owned __ Other Stocks and Bonds owned_____ _ Banking House and LoL ___________ _ Furniture anrt }""ixhtres_____________ _ Other Real Estate owned ____________
Cash in Vault and Amount due from approved Reserve Agents_________ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items -----------------------Overdrafts _____ -------------------Advance on Cotton and other Com-
modities ________________________ _
Customers' Liability on Letters of Credit and Acceptances__________ _
Profit and Loss____________________ _
Other Resources --------------------

117,922.07
None 175,000.00
None 1,400.00 1,500.00
~one
317,736.95
X one 211.00 163,53
31,550.00
None None None

LIABILITIES Capital Stock __________________________ $ Capital Notes _____________________ _ Surplus Fund ____________________
Undivided Profits -----------------Reserve Funds --------------------Due to Banks----------------------Dividends Unpaid -----------------Cashier's Checks -----------------Certified Checks ----------------- __ Demand Deposits ------------------Time Certificates of Dposits________ _
Savings Deeposits -----------------Letters of Credit and Acceptances
executed for Customers-------- __ _ Bills Payable ______________________ _
Notes and Bills Rediscounted_______ _ Other Liabill~ies __________________ _

22,500,00 4,000,00 7,000.00 769.29 2,000.00 None 300,00 5,213.27 None
515,502.08 3,377.10
84,821.81
None None X one None

Total ----------------------------$ 645,483.55

Tota'----------------------------- $ 645,483.55

TWENTY-FOURTH ANNUAL REPORT

39

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF CUMMING Cumming, Ga.

As called for by the Superintendent of Banks.

ROY P. 0'11WELL, President.
Date of~Charter: 10-11-1904

B. L. REDD, Cashier, ~
Began Bus~ness: 10:19_4904

RESOURCES

Loans and Discounts____

_______ $

State of Georgia and Municipal Bonds

owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ Banking House and Lot.___________ _
Furniture and Fixtures____________ _
Other Real Estate owned ____________

Cash in Vault and Amount due from aepproved Reserve Agents ________ _

Checks for Clearing and Due from

. other Banks --------------------Cash Items ------------------------Overdrafts --------------------- __ _ Advance on Cotton and other Com-
modities _____ -----------------Customers' Liability on Letters of
Credit and Acceptances __________ _

Profit and Loss--------------------Other Resources -------------------

Total ______________ ------------- $

181,870.59
None 75,000.00
None 4,150.00 1,326.00 4,636.91
392,348.99
1,190.53 X one 100.85
None
None :Xone 27,593.85
688,217.72

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due t<> Banks______________________ _
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits ________
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________ _ Bills Payable ______________________
Notes and Bills Rediscounted________ Other Liabilities __________________ _

15;000.00 8,000.00
15,000.00 12,485.97
6,095.50 None None
301.14 None
528,038.02 41,727.41 61,569.68
None None None None

TotaL ____________________________ $ 688,217.72

-STATEMENT

Showing condition at the close of business December 31, 1943, of

CITIZENS BANK Cuthbert, Ga.

As called for by the_ Superintendent of Banks.

P.M. REID, President.
Date of Charter: 2-7-1938

W. E. OONEY;.
Cashier. Began Business: 3-1-1938

RESOURCES Loans and Diseounts. ____ ____ __ . $ State of Georgia and Municipal Bonds
O\\'ned ___________________ --------
r. S. Government Securities owned __ _
Other Stocks and Bonds owned _____ __ Banking House and Lot.___________ _ Furnitur'e and Fixtures _____________ _
Other Real Estate owned--- ______ Cash in Vault and Amount due from
ap})roved Rese-rve Agents________ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items -----------------------Overdrafts ____ ,__________________
Advance on Cotton and other Commodities _ ___ __________ -------
Customers' Liability on Letters of Credit and Acceptances __________ _
Pro.fit and Loss____________________ _
Other Resources --------------------

84,208.40
7,052.57 243,832.42
None 7,385.61 2,573.60 6,001.00
549,031.28
X one
1,083~12
277.82
126,582.40
None 'Xone None

Total _____________________________ $ 1,028,028.22

LIABILITIES Capital Stock ______________________ $
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits ________c _________
Reserve Funds --------------------Due to Banks-----------~--------- Dividends Unpaid ------------c.c... Cashier's Checks ------------------Certified Checks _________________ __
Demand Deposits ------------------Time Certificates of Deposits.______ _ Savings Heposits ___ .:_ ______________ _
Letters of Credit and Acceptances executed for Customers___________ _
Bills Payable ____________________ __ Notes. and Bills Rediscounted_______ _ Otheii' Liabilities ___________________

25,000.00 None
25,000.00: 15,197.47
5,000.00 2,745.38
None 5,431.43
None 939,154.73
10,499.21 None
None None None None

Total.----------------------------$ 1,028,028.22

40

DEPARTMENT OF BANKING

STATEMENT

~bowing, condition at the close of business December 31, 1943, of

BANK OF DAHLONEGA Dahlonega, Ga.

As caUed for by the Superintendent of Banks.

J. F. PRUETT, ~sident. Da~ <Jf Oharter: 5-27-1914

J. F. SANDERS,
Cashier. Began Business: 5-27-1914

RESOURCES Loans and Discounts________________ $
State of Georgia and Municipal Bonds owned _________________ ---------
U. S. Government Securities owned __ _ Other Stocks and Bands owned______ _ Banking Hou'" and Lot____________ _ Furniture and FixtureR --~JJ,~------Other Real Estate owned__________ _ Cash in Vault and Amount due from
approved Reserve Agents _________ _ Checks for Clearing and Due from
other Banks ------------------- __ Cash Items ------------------------Overdrafts . __ .._________________ ----
Advance on Cotton and other Comm<>dities ___ ---------------------
Customers Liability on Letters of CrPdit and Acceptances......... ______ _
Profit and Loss_____________________ _
Other Resources -------------------
Total _____________________________ $

72,986.21
19,063.83 262,500.00
None 1,000.00
1.00 None
238,219.88
None
~one
117.29
:>one
None
~one
None
593,888.21

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivhled l'roflts -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__--.
Dividends Unpaid -----------------CashiPr's Checks ___________________
Certified c:,ecks -------------------Demand Deposits _____ ------------Time Certificates of Deposits _________
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers_.__________ _
Bills Payable ___ ------------------Notes and Bills Rediscounted _______ _ Other Liabilities __________________ _

25,000.00 None
5,000.00 7,527.06
None None None 1,644.45 None. 554,716.70 None None
None None None None

Total ----------------------------$ 593,888.21

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE BANK OF DALTON Dalton, Ga.

As called for by the Superintendent of Banks.

JA'MiES J. COPELAND, PTesident.
Date <>f Charter: 12-26-1911

MISS MARtGAREr'r MAULDIN,
Cashier. Began Business: 10'-12-1912

RESOURCES

LIABILITIES

Loans and Discounts______: ---------$ 7
State of Georgia and Municipal Bonds owned ----------------~----------

593,916.64 None

Capital Stock ----------------------$
Capital Notes ---------------------Surplus Fund ----------------------

50,000.00 None
25,000.00

::.-.

U. S. Government Securities owned __ _ 400,615.27

Other Stocks and Bonds -owned______ _

5,200.00

Banking. House and Lot.____________ 13,550.00

Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_

10,594.74 9,200.00
None

Furniture and Fixtures____________ _ Other. J!,eal Estate owned ___________ _
in Cash Vault and Amount due from

2,900.00 24,233.22

Dividends Unpaid ------------------
Cashier's Checks ------------------Certified Checks -------------------

1,270.00 412.94 None

appi;t>ved Reserve Agents.--------- 488,172.49 - - Demand De-posits --------------"--- 921,283.96

Cbecks .for Clearing and Due from

Time Certificates of Deposits________ _ 54,606.51

other Banks ---------------------

15,684.71

Savings Depaslts ------------------- 472,515.60

Cash Items -----------------------Overdrafts ______ ---------------- __

532.53 78.89

Letters of Credit and Acceptances executed for Customers ___________ _

None

Advance on Cotton and <>ther Com-

Bills Payable ----------------------

None

modities -------------------------

None

Notes and Bills Rediscounted_______ _

None

Customers' Liability on Letters of Credit and Acc.,ptances___________ _

None

Other Liabilities --------------------

None

Profit and Loss____________________ _

None

Other Resources --------------------

None

Total __________ -------------------$ 1,544,883.75

Total _____________________________ $ 1,544,883.75

TWENTY-FOURTH ANNUAL REPORT

41

STATEMENT

Showing condition at the close of business December 31, 1943, of

HARD-WICK BANK & TRUST COMPANY

Dalton, Ga.

'

As,called for by the Superintendent of Banks.

G. L. RICE, President.
Date of Oharter: 2-17-1922

R. H. SAPP, Cashier.
Began Business: 2-20-1922

RESOURCES Loans and Discounts _______________.$ 418,673.22

State of Georgia and Municipal Bonds owned ______________ -----------

72,003.33

U. S. Government Securities owned __ _ 1,911,476.03

Other Stocks and Bonds owned_______ Banking House and Lot____________ _

98,381.60 52,820.00

Furniture and Fixtures ------------Other Real Estate owned ____________ _

3,000.00 3,445.10

Cash in Vault and Amount due from approved Reserve Agents __________ _ 748,977.11

Checks for Clearing and Due from

<>ther Banks ----------------------

None

Cash Items -------------------------

~one

Overdrafts -------------- ----------

628.99

Advance on Cotton and other Comm<>ditles ________________ c _______ _

None

Customers' Liability on Letters of Credit and Acceptances ___________ _
Profit and Loss____________________ _

None None

Other Resources --------------------

None

Total ______________________________ $ 3,309,405.38

LIABILITIES

Capital Stock ----------------------$ 100,000.00

Capital Notes ----------------------

None

Surplus Fund ---------------------- 75,000.00

Undivided Profits ------------------ 30,510.84

RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_

5,000.00 71,273.19

Dividends Unpaid -----------------. Cashier's Checks ____ , _____________ _

7,000.00 1,118.07

Certified Checks -------------------

None

Demand Deposits ------------------- 1,999,401.29 Time Certificates of Deposits _______ _ 45,789.49

Savings De.poslts ------------------- 974,312.50

Letters of Credit and Acceptances

executed for Customers___________ _

None

Bills Payable -------------- _______ _ :l!otes and Bills Rediscounted _______ _

None None

Other Liabilities -------------------

None

Total _____________________________ $ 3,309,405.38

STATEMENT

Showing. c'ondition at the close of business December 31, 1943, of

BANK OF D-ANIELSVILLE D-aniels-ville,. Ga.

As called for by the Superintendent of Banks.

R. C. GRIFFITHt President.
Date of Ghal'ter: 12-11-1907

R. C. GRI1FF1T'H, Cashier.
Began Business: 1-15-1908

RESOOOCES Loans and Discounts________________ $ State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned __ _ Other . Stocks and Bonds owned______ Banking House and Lot_____________ Furniture and Fixtures_________.____ _ Other Real 'Esta.te owned ______ __ Cash in Vault and Amount due from
approved Reserve Agents _________ _ Checks for Clearing 'lind due from
other Banks --------------------COavsehrdrIateftms s _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_
Advance on Cotton and other Commodities -------------------------
Customers' Liability on Letters of Credit and Acceptances____________
Profit and Loss_____________________
Other Resources --------------------
Total ____________________________$

27,762.65
None 63,500.00
None 500.00 250.00 3,917.08
280,403.03
65.00 92})5 103.16
2,781. 79
None None None
379,375.26

LIABILITIES Capital Stock ________________________$
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks__ --------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks -------------------Demand Deposits -----------------Time Certificates of Deposits________
Savings Deposits ------------- ___ _ Letters of Credit and Acceptances
executed for Customers___________ _
Bills Payable ---------------------.:-lotes and Bills Rediscounted _______ _
Other Liabilities -------------------

15,000.00 None
8,000.00 1,592.00
None None None 269.67 None 345,657.97 8,855.62 None
None None None N"ne

Total _______________________! ___ "$ 379,375.26
,)

42

DEPARTMENT OF BANKING.

STATEMENT

Showing coo:tdition at the close of business December 31, 1943, of

THE DARIEN BANK Darjen, .Ga.

As called for by the Superintendent of Banks.

D. E. LAN~, President.
Date of G.\larter: 12-8-1888

D. E. LANE, Cashier.
Began Business: 1-24-1889

RESOURCES Loans and J;liscounts ________________ $ State of Georgia and Municipal Bonds
owned --------------------------LJ. S. Government Securities owned __ _ Other Stocks and Bonds -owned _____ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned ____________ _ Cash in Vault and Amount due from
approved Reserve Agents_________ _ Checks for Clearing and due from
other Ba!lks ____________________ _
Cash Items ----------~------------Overdrafts _______ -----------------Advance on Cotton and other Com-
modities ______ . __________________
Customers' Liability on Letters of Credit and Acceptances ___________ _
Profit and Loss ______________________ _
Other Resources ---------------------
Total ---- _________________________$

68,475.80
7,000.00 313,575.00
None None None None
208,934.80
None None None
None
None None None
597,985.60

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks______________________ _
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand JJepuJits ------------------Time Certificates of Deposits ________ _ Savings Devosits _________________ _
Letters of Credit and Acceptances executed for Customers___________ _
Bills Payable ---------------------Xotes and Bills Rediscounted _______ _
Other Liabilities -------------------

25,000.00
~one
:1,000.00 8,729.46
None None 1,500.00 4,607.31
~one
395,258.62 150.76
157,739_45
None None X one
~one

Total -----------------------------$

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF DAWSON Dawson, Ga.

As called for by the Superintendent of Banks.

M. C. EDW~RP:S, President.
Date ofOharter: 6-29-1911

R. C. SHEPHERD, Cashier.
Began Business: 7-1-1911

RESOURCES Loans and Discounts________________$
State of Heorg!a and Municipal Bonds
owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds <JWned _____ _ Banking House and Lot_ ____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned ___________ _
Cash In Vault and Amount due from . approved Reserve Agents __________
Checks for Clearing and due from
other Banks --------------------Cash Items -----------------------Overdrafts ____ --------------------Advance on Cotton and other Com-
modities ------------------------ _ I Customers' Liability on Letters of
Credit and Acceptances___________ _ Profit and Loss _____________________
Other Resources --------------------

366,424.94
None 370,400.00
None 19,735.10
886.25 7,954.98
925,835.21
2,888.52 992.36 None
None
None None None

Total _____________________________ $ 1,695,117.36

LIABILITIES Capital Stock ______________________ $ 100,000.00

Capital Notes ----------------------

None

Surplus Fund ----------------------

20,1)00.00

Undivided Profits ------------------

41,507.34

RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_

None Xone

Dividends Unpaid ------------------

992.00

Cashier's Checks -------------------

2,368.05

Certified Checks --------------------

None

Demand Deposits ------------------- 1,335,499.4:{

Time Certificates of Deposits _________ 72,536.53

Savings Deposits ------------------- 122,214.01

Letters of Credit and Acceptances

executed for Customers___________ _

None

Bills Payable ---------------------Xotes :and Bills Rediscounted_______ _

Xone None

Other Liabilities -------------------

~one

Total-----------------------------$ 1,695,117.36

TWENTY-FOURTH ANNUAL REPORT

43

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF TERRELL Dawson, Ga.

As called for by the Superintendent of Banks.

J. E. KING, President.
Date of Gharter: 3-23-1936

R. A. HILL,
Cashier. 5-1-1936

RESOURCES Loans and Discounts ________________$
State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and LoL___________ _ Furniture and Fixtures______________ Other Real Estate owned ____________ _
Cash in Vault and Am<mnt due from approved Reserve Agents__________
Checks .for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ------------ ____________ Advance on Cotton and other Com-
modities ____ --------------------Customers' Liability on Letters of
Credit and Acceptances___________ Profit and Loss .. ___________________
Other Resources ---------------------

541,409.31
None 127,400.00
None 4,250.00 2,619.38
None
761,444.96
5,119.61 X one 273.56
~one
Xone None
~one

Total _____________________________ $ 1, 442,516.82

LIABILITIES

Capital Stock ----------------------$ Capital N-otes _____________________ _

25,000.00 None

Surplus Fund ----------------------

10,00<f.OO

Undivided Profits -------------------

6,786.58

Reserve Funds --------------------Due to Banks_______________________

None None

Dividends Unpaid ------------------

438.00

Cashier's Checks -------------------

3,161.56

Certified Checks --------------------

104.50

Demand Deposits ------------------- 1,276,916.48 Time Certificates of Deposits________ _ 59,079.64

Savings Deposits -------------------

61,030.06

Letters of Credit and Acceptances

executed for Customers___________ _ Bills Payable _____________________ _

None None

Xotes and Bills Rediscounted________

~one

Other Liabilities -------------------

X one

Total _____________________________$ 1,442,516.82

STATEMENT

Showing condition at the close of business December 31, 1943, of

COMMERCIAL STATE BANK Do.nalsonville, Ga.

As called for by the Superintendent of Banks.

DR. M. M. MINTER, President.
Date of Gharter: "10-21-1938

MRS. 0. M. WURST,



Gashier.

Began Business: 12-16-1938

RESOURCES
Loans and Discounts __________ ----- f
State of Georgia and Municipal Bonds owned ---------------------------
U. S. Government Securities owned __ _ Other Stocks and Bonds owned_____ _ Banking Honse and Lot_ ___________ _ Furniture and Fixtures_____________ _ Other Real Estate owned___________ _ Cash in Vault and Amount due from
approved Reserve Agents--=---------Checks for Clearing and Due from
other Banks --------------------CaBh Items -----------------------Overdrafts --- ------ -----Advance on Cotton and other Com-
modities _______________________ _
Customers' Liability on Letters of Credit and Acceptances___________ _
Profit and Loss____________________ _
Other Resources --------------------
Total ____________________.,_______ $

99,431.97
5,255.30 43,000.00
None 4,196.96 1,060.15
None
520,463.75
4,916.20 None None
47,976.98
None None None
726,301.31

LIABILITIES Capital Stock ----------------------$ Capital ~otes _____________________ _
Surplus Fund ---------------------Undivided Pmf!ts -----------------Reserve Funds --------------------Due to Banks---------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks -------------------Demand Deposits ___________________ Time Certificates of Deposits_______ _ Savings Deposits ___________________
Letters of Credit apd Acceptances executed for Customers___________ _
Bills Payable ---------------------~ otes and Bills Rediscounted_______ _ Other Liablllties -------------------

25,000.00 None
5,000.00 2,463.26 7,500.00
None None 3,884.33 None 620,816.26" 38,521.50 23,115.96
None None None None

Total .. ___________________________ $ 726,301.31

I,

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

MERCHANTS AND FARMERS BANK Donalsonville, Ga.

As called for by the Superintendent of Banks.

P. S. CUMMINGS, President.
Date of Chartr: 9-24-1925

HENRY 0. CUMMINGS, Cashier.
Began Business: 9-24-1925

RESOURCES Loans and Discounts ________________ $
State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot_ ___________ _ Furniture and Fixtures _____________ _ Other Real Estate -owned___________ _
Cash In Vault and Amount .due from approved Reserve gents __________ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Cu.stomers Liability on Letters of
Credit and Acceptances____________
Profit and Los-------------------- _ Other Resources --------------------

65,886.24
10,113.00 100,000.00
None. 4,350.00
None None
119,323.49
4,210.07 None None
454,085.92
None None None

Total.----------------------------$ 757,968.72

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits __ ----------------Time Certificates of Deposits________
Sarings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________ _
Bills Payable --------------'-------Notes and Bills Rediscounted________
Other Liabilities -------------------

25,000.00 None
15,009.00 1,556.13 None None None 653.05 None
584,032.75 114,536.00
17,190.79
None None None None

Total ____________________________$ 757,968.72

STATEMENT

Showing condition at the close of business December 31, 1943, of

COFFEE COUNTY BANK Douglas, Ga.

As called for by the Superintendent of Banks.

H. L. SHANNON,
President. Date of Charter: 6-19-1931

M. J. WILLIAMS, Cashier.
Began Business: 7-1-1001

RESOURCES

Loans and Discounts____ -------- $ 17 4,157.40

State of Georgia and Municipal Bonds

nwned --------------- -------------

28,430.15

U. S. Government Securities owned __ _ 2,009,517.73

Other Stocks and Bonds owned______ _

None

Banking House and Lot______________

None

Furniture and Flxtures~------------Other Real Estate owned___________ _

None None

Cash In Vault and Amount due from

approved Reserve Agents __________ 1,044,799.04

Checks for Clearing and Due from

other Banks ---------------------

None

COavsehrdrIatefmtss _-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_

None None

Advance on Cotton and other Com-

modities ------------------------- _

None

Customers' Liability on Letters of

Credit and Acceptances ___________ _ Profit and Loss____________________ _

~one ~-one

Other Resources --------------------

None

Capital

Stock

LIABILITIES ______________________

f

Capital Notes ---------------------Surplus Fund _--------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks__ .-------------------Dividends Unpaid ----------~------ Cashier's Checks ------------------Certified Checks ___________________ _

Demand Deposits ------------------Time Certificates of Deposits _______ _

Savings Deposits ------------------ _ Letters of Credit and Acceptances
executed for Customers____________ Bills Payable ____________________ _

Notes and Bills Rediscounted _______ _

Other Liabilities -------------------

50,000.00 None
50,000.00 54,916.80
None None 1,380.00 36,493.72 None 2,871,470.07 9,775.00 182,868.73
None
~one
None None

Total ____ ------------------------$ 3,256,904.32

Total ----------------------------$ 3,256,904.32

TWENTY-FOURTH ANNUAL REPORT

45

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE COMMERCIAL BANK Douglasville, Ga.

As called for by the Superintendent of Banks.

W. D. LLOYD, Presidem.
Date of Charter: 4-24-1942

W. D. LLOYD, Cashier.
Began Business: 5-1-1942

RESOURCES Loans and Discounts________________ $
State of Georgia and Municipal Bonds owned ------------------- _______ _
U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and LoL_____________ Furniture and Fixtures ______________ Other Real Estate owned ____________ _
Cash In Vault and Amount due from apprO'Ved Reserve Agents _________ _
Checks for Clearing and Due from other Banks _____________________
COavsehrdIrtaefmtss -_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Com moditles __ ___________________ _
Customers' Liability on Letters of Credit and Acceptances___________ _
Profit and Loss ____________________ _ Other Re&ources ___________________ _

57,518.68
1,114.30 575,686.00
N9ne 5,800.00 1,400.00
None
169,810.49
None None None
None
X one X one 225.00

LIABILITIES Capital Stock --------------------- $ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------bRueesertvoe BFaunnkdss__-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates .of Deposits_______ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________ _
Bills Payable ---------------------Notes and Bills Rediscounted________
Other Liabilities -------------------

25,000.00 None
10,000.00 5,550.00 2,500.00
None 168.00 195.71 1,100.0Q 644,878.28 21,688.61 100,473.87
None None None
~one

Total __ ------------------------- $ 811,554.47

Total ---------------.------------ $ 811,554.47

STATEMENT

Showing condition at the close of business December 31, 1943, of

CITIZENS & SOUTHERN BANK OF DUBLIN Dublin, Ga.

As called for by the Superintendent of Banks.

C. U. SMITH, President.
Date of Charter: 10-29-1928

W. A. HOBBS, Assistant Casher. Began Business: 11-1-1928

RESOURCES Loans and Discounts_________ ______ $ 549,388.93

State of Georgia and Municipal Bonds

owned ---------------------------

3,000.00

U. S. Government Securities owned __ _ 2,065,905.73

Other Stocks and Bonds owned_____ _

1,750.00

Banking House and LoL___________ _ Furniture and Fixtures____________ _

15,000.00 3,000.00

Other Real Estate owned____________

None

Cash In Vault and Amount due from

approved Reserve Agents __________ 513,194.46

Checks for Clearing and Due from

oth<>r Banks ---------------- ____ _ 22,620.16

Cash Items ------------------------

561.26

Overdrafts -------------------------

195.98

Advance on Cotton and other Com mod!ties ______ ________ --,-- ___ _

52,619.40

Customers' Liability on Letters of

Credit and Acceptances____________

None

Profit and Loss---------------------

None

Other Resources -------------------

6,266.72

Total ___________________ ----------$ 3,233,50 2. 64

LIABILITIES Capital Stock ______________________ $ 100,000.00

Capital Notes ----------------------Surplus Fund ---------------------Undivided Profits ------------------

None 20,000.00 66,530.53

Reserve Funds ---------------------

21,231.19

Due to Banks --------------------L-- 244,518.32

Divldends Unpaid ------------------

7,000.00

Cashier's Checks ------------------- 27,791.14

Certified Checks -------------------

2,204.50

Demand Deposits ------------------- 2,293,662.21

Time Certificates of Deposits_______ _ 32,811.62

Savings Deposits ----------------- _ 414,136.89

Letters of Credit and Acceptances executed for Customers____________

None

Bills Payable ---------------------Notes and Bills Rediscounted________

None X one

Other Liabilities --------------------- 3,616.24

Total----------------------------$ 3,233,502.64

46

DEPARTMENT OF BANKING

STATEMENT

Showing condition at .the close of business December 31, 1943, of

I'ARMERS & MERCHANTS BANK Dublin, Ga.

As called for by the Superintendent of Banks.

L. P. KEEN, President.
Date of Charter: 5-26-1910

J. H. MADDOX, Cashier.
Began usiness: 7-6-1910

RESOVRCES Loans and Discount<; ________________ $
State of Georgia and Municipal Bonds
O\\'lled ~------- _________________ _
r. S. Gove-rnment Securities owned __
Other Stocks and Bonds owned_____ _ Banldng House' and Lot____________ _ Furniture and Fixtures _____________ _ Other Real Estate owned ____________
Cash in Vault and Amount due from approved Reserve Agents _________ _
Checl{s for Clearing and Due from
other Banks --------------------Cash Items ------------------------Overdrafts __ ----------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances ___________ _ Profit and Loss____________________ _
Other Resources --------------------

218,771.36
X one 614,984.90
~one
None 2,131.00 1,925.83
717,959.28
2,903.68 142.71 62:i.65
10,848.8:1
X one None X one

Total _____________________________ $ 1,5 70, 293.24

LIABILITIES

Ca11ital Stock ----------------------$ 25,000.00

Capital Xotes ... --------------------

Surplus Fund

________________ _

Undivided Profits __________________

7,900.00 5,000.00 20,624.59

Reserv-e Funds --------------------Due to Banks______________________ _

3,851.50 None

Dividends l~npaid -----------------Cashier's Checks __________________ _

None 6,011.81

Certified Checks --------------------

~one

Demand Deposits __________________ _ 1,348,740.42

Time Certificates of Deposits________ 61,387.33

Savings Deposits -------------------

91,777.59

Letters of Credit and Acceptances executed for Customers___________ _
Bills Payable _____________________ _

X one X{)ne

Xotes and Bills Rediscounted_______ _

None

Other Liabilities -------------------

None

Total ----------------------------$ 1,570,293.24

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF DUDLEY Dudley, Ga.

As called for by the Superintendent of Banks.

Date of Charter: 10-5-1905

RUBEiR,T' L. HOGAN,
Cashier. Began Business: 11-1905

RESOURCES Loans and J)iscounts ________________$
State of Georgia and Municipal Bonds owned _ -------------------------
U. S. Government Securities owned __ _ Other Stocks and Bonds owned_____ _ Banking House and Lot____________ _ Furniture and Fixtures _____________ _ Other Real Estate owned ____________ _
Cash in Vault and Amount due from approved Reserve Agents __ ------ _
Checks for Clearing and Due from other Banks ---------------------
Cash It<>ms __ ---------------------Overdrafts __ ___ ------------- Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances ___________ _ Profit and Loss____________________ _
Other Resources --------------------
Total _____________________________$

150,234.13
5,659.23 65,000.00
Xone 500.00 500.00 200.00
72,585.63
N-one 615.82
99.79
90,067.63
None None
~one
385,462.23

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund -------------------l:ndivided Profits -----------------Reserve Funds --------------------Due to Banks ______________________ _ Dividends Unpaid _________________ _
Cashier's Checks ------------------Certified Checks __________________ _ Demand Deposits __________________ _
Time Certificates of Deposits _______ _ Savings Deposits __________________ _
Letters of Credit and Acceptances executed for Customers------------
Bills Payable ______________ -------Notes and Bills Rediscounted ________
Other Liabilities -------------------

15,000.00 None
14,000.00 644.53
5,160.91 None .None
6,112. 71 None
276,064.00 68,480.02
~one
None None X one None

Total ----------------------------$ 385,462.23

TWENTY-FOURTH ANNUAL REPORT

47

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF EASTMAN Eastman, Ga.

As called for by the Superintendent of Banks.

W. L. JESSUP, President.
Date of Charter: 12-28-1918

GEO. D. MULLIS, Cashier.
Began Business: 1-2-1919

RESOURCES Ldans and Discounts ______________ $
State of Georgia and :Municipal Bonds O\\'ned _________________________ _
r. S. Government Seeurities owned __
Other Stocks and B(}nds owned ______ _ Banldng House and Lot____________ _ Futniture and Fixtures __, ___________ _
Other Real Estate owned_~~--- _____ _ Cash in Vault and Amount due from
approved Reserve Agents_________ _
ChEcks for Clearing and Due from other Banks ----------~-~-------
Cash Items ------------~----------Overdrafts ____ --~ -----~---------- _ Advance on Cotton and other Conl-
modities -----------------------Customers' Liability on Letters of
Credit and Acceptances___________ _
Profit and Loss----------~---------Other Resources ___________________ _

232,351.4E
34,568.00 324,700.00
X one 10,000.00
1,750.00 6,537.50
700,971.77
21,720.83 1,407.83 None
35,951.72
X one X one 5,313.02

LIABILITIES

Capital Stock ______________________ $ 40,000.00

Cailital Xotes ---------------------Surplus Fund ______________________

5,000.00 40,000.00

Undivided Profits __________________

8,857.39

Reserve Funds --------------------Due to Banks_______________________

tJone N.one

Dividends Unpaid ------------------

None

Cashier's Checks -------------------

1,292.80

Certified Checl<s ___________________ _

None

Demand Deposits __________________ _ 1,031,853.59

Time Certificates of Deposits _______ _ 27 476 40

Savings Deposits ___________________ 220:791:97

Letters of Credit and Acceptances

exePuted for Customers___________ _ Bills Pa)'able ____________________ _

~one
None

:Xotes and Bills Rediscounted_______ _

None

Other Liabilities --------------------

X one

Total _________ ~-- ________________ $ 1,375,272.15

Total~---------------~-----------~$ 1,375,272.15

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF FULTON COUNTY East Point, Ga.

As called for by the Superintendent of Banks.

GEO. F. LONGINO, PTeslident.
Date of Charter: 3-22-1934

F. W. COOPER, Oasihier.
Began Business: 4-2-1934

RESOURCES

Loans and Discounts ___________ $ 794,163.89

State of Georgia and Municipal Bonds

owned --------- ________ _

204,328.43

r. S. Government Seeurities owned __ _ 1,019,184.64

Other Stocks and Bonds owned~-----

None

Banking House and Lot~--------~--Furniture and Fixtures ____________ _

6,846.65 6,644.23

Other Real Estate owned-~---------

350.00

Cash In Vault and Amount due from

approved Reserve Agents ______ _

1,201,206.32

Checks for Clearing and Due from

other Banks ----------------~~---

~one

Cash Items __ -------~---~~-~-------

2,408. 73

Overdrafts _____ --------~-- _______ _

None

Achanee on Cotton and other Commodities ______ ________________ _

None

Customers' Liability on Letters of

Credit and Acceptances___________ _

None

Profit and Loss------------------~~Other Resources ___________________

None 14,068.77

LIABILITIES Capital Stock ______________________$ 50,000.00

Capital "otes _____________________ _

None

Surplus Fund ---------------------l:ndivided Profits _________________ _

50,000.00 23,210.33

Reserve Funds ---------------------

5,000.00

Due to Banks---~-------------------

45,820.44

Dividends Unpaid --------------~--Cashier's Checks __________________ _

1,112.50 9,337.04

Certified Checks ---~~~---~----~-----

641.41

Demand Deposits ____ ---------~---~- 2,204,987.24

Time Certificates of DeJl{)sits-~--~--

~one

Savings Deposits ------------------- 845,379.55

Letters of Credit and Acceptances

executed for Customers___________ _ Bills Payable _____________________ _

None None

Notes and Bills Rediscounted ________

None

Other Liabilities -------------------

13,713.15

Total---------------------~-------$ 3,249,201.66

Total ----~~--~-~------~----------$ 3,249,201.66

48

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business Deeember 31, 1943, of

F ARJMERS & MERCHANTS BANK Eatonton, Ga..

As called for by the Superintendent of Banks.

L. 0. BENTON, JR., Presidenrt;.
Date of Charter: 10-30'-1922

R. L. HARRISON, Cashier.
Began Business: 11-15-1922

RESOURCES

Loans and Discounts

_ ___ __ $

State of Georgia and Municipal Bonds

0\\'Ded ----------------------- ___
U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot_ ___ c _______ _ Furniture and Fixtures______________ Other Real Estate owned ____________
Cash in Vault and Amount due from approved Reserve Agents __ ----- _
Checks for Clearink and Due from
other Banks --------------------Cash Items ------------------------Overdrafts ---- ------------- ------Advance on Cotton and other Com-
modities ______________________ _

Customers' Liability on Letters of Credit and_. Acceptances__________ _
Profit and Loss____________________ _

Other Resources --------------------

224,273.47
None 392,020.83
None 5,936.99 3,344. 79
895.09
193,369.75
~one
None
~one
3,728.68
l\Jone
~one
None

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks__ ---------~-------- Dividends Unpaid -----------------Cashier's Checks ------------------ _ Certified Checks ____________________ _ Demand Deposits __ _____________ _
Time Certificates of Deposits_______ _ Savings Deposits ___ ___________ _
Letters of Credit and Acceptances executed for Customers ___________
Bills Payable ______ ---------------:\Totes and Bills Rediscounted_______ _
Other Liabilities -------------------

25,000.00 None
12,500.00 6,461.52 None None 24.00 618.18 None
728,987.79 14.50
49,179.72
None None None 783.89

Total ----------------------------$ 823,569.60

Total ----------------------------$ 823,569.60

STATEMENT

Showing condition at the close of business Deeember 31, 1943, of

THE BANK OF EDISON Edison, Ga.

As called for by the Superintendent of Banks.

J. T. WEBB, Presddenlt.
Date of Charter: 9-24-1904

THE:DFORD TURNER, Cashier.
Began Business: 10-1904

RESOURCES Loans and Discounts __ -----------$ State of Georgia and Municipal Bonds
owned ____ ______ ____________ _
U. S. Government Securities owned ___ Other Stocks and Bonds owned______ Banking House and Lot_ ____________ Furniture and Fixtures______________ Other Real Estate owned___________
Cash in Vault and Amount due from approved Reserve Agents _______ _
Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ------------------------. Advance on Cotton and other Com-
modities ------------------------Customers Liability on Letters of
Credit and Acceptances___________ _
Prafit and Lass--------------------Other Resources --------------------

386,249.11
10,405.00 444,152.50
None 750.00
1.00 None
210,741.18
21,776.:i6 28o.53 None
31,806.71
None None None

LIABILITIES Capital Stock ---------------------- $ Capital Notes ----- ________________ _
Surplus Fund _--------------------Undivided Profits _________________ _
RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Dividends Unpaid ______ -----------Cashier's Checks ------------------Certified Checks ------------------ _ Demand Deposits ------------------Time Certificates of Deposits_______ _ Savings Deposits ------------------Letters of Credit and Acceptances
executed ,for Customers ___________ _ Bills Payable ___ __ _____________ _ Xotes and Bills Rediscounted _______ _ Cther Liabilities -------------------

50,000.00 None
51,000.00 6,324.65 3,000.00 None None 1,458.20 None
943,992.31 49,078.66 None
None None None 1,313.77

Total-----------------------------$ 1,106,167.59

Total ----------------------------$ 1,106,167.59

TWENTY-FOURTH ANNUAL REPORT

49

STATEMENT

Showing condition at the close of business December 31, 1943, of

GRANITE CITY BANK Elberton, Ga.

As called for by the Superintendent of Banks.

W. E. FORTSON, President.
Date of Charter: 12-3-1927

F. S. FORTSON, Cashier.
Began Business: 1-3-1928

RESOURCES
Loans and Discounts --------------$ State of Georgia and Municipal Bonds
owned ______________________

U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ Banking House and Lot. ____________ Furniture and Fixtures._____________
Other Real Estate owned____________

Cash In Vault and Amount due from approved Reserve Agents ________ _

Checks for Clearing and Due from

other Banks ______ --------------Cash terns _____________ ---- ___ _

Overdrafts __

..

Advance on Cotton and <Jther Commodities _ ________________ .. __

Customers' Liability on Letters of Credit and Acceptances____________

Profit and Loss ----------------- . Other Resources --------------------

481,232.28
4,766.67 426,525.00
None 12,317.71
3,303.08 2,500.00
488,121.46
7,539.40 None
149.51
X one
~one
None None

LIABILITIES

Capital Stock -----------.-----------t 50,000.00

Capital Notes ----------------------

None

Surplus Fund ----------------------

15,000.00

t;ndlvlded Profits ------------------

13,904.76

DRueseertvoe BFaunnkds_s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-

None 31,530.68

Dividends Unpaid ------------------

None

Cashier's Chocks ------------------

15.62

Certified Checks -------------------

None

Demand Deposits ------------------- 1,179,360.71

Time Certificates of Deposits________

1,050.42

Savings Deposits ------------------- 121,918.97

Letters of Credit and Acceptances executed for Customers ___________ _

None

Bills Payable __ --------------------

None

Xotes and Bills Rediscounted________ _

None

Other Liabilities -------------------

13,673.95

Total ----------------------------$ 1,426,455.11

Total ----------------------------$ 1,426,455.11

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE BANK OF ELLIJAY Ellijay, Ga.

As called for by the Superintendent of Banks.

E. T. HUDSON, Presidtllt.
Date ,of Oharter: 5-21-1914

MI'SS ROSAUND SMITH, Cashier.
Began Business: 6-1-1914

RESOURCES Loans and Discounts --------------$ State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned __ Other Stocks and Bonds owned_____ _ Banking House and LoL___________ _
Furniture and Fixtures------------Other Real Estate <Jwned ___________ _ Cash in Vault and Amount due from
approved Reserve Agents .. _______ _ Checks for Clearing and Due from
other Banks _____________________ _
COavsehrdrIateftms s __-----_-_-_-_-_-_-_-_-_-_-_-_-_-_--_----
Advance on Cotton and other Commodities __ _________________ _
Customers' Liability on Letters of Credit and Acceptances ___________ _
Profit and Loss.___________________ _
Other Resources -------------------

108,964.22
275,750.87 940,247.45
2,141.50 X one
4,275.00 1,100.00
286,443.52
6,154.18 None
972.36
None
:X o n e Xone 11,570.95

Total _____________________________ $ 1,637,620.05

LIABILITIES Capital Stock ----------------------$ Capital Xotes ---------------------Surplus l'und . --------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks.______________________
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ___________________ _ D'emand Deposits __________________
Time Certificates of Dep<Jsits_______ _
Ravings Deposits ____ -------------- _ Letters of Credit and Acceptances
executed for Custome.rs___________ _
Bills Payable _____ ---------------Xotes and Bills Rediscounted________
Other Liabilities -------------------

15,00il.OO 13,800.00 15,000.00
2,000.48 7,500.00
None None 478.27 383.07 976,968.23 None 606,490.00
None None None None

Total _______ ---------------------$ 1,637,620.05

50

DEPARTMENT OF BANKING

STAT'EMENT

Showing condition at the close of business December 31, 1943, of

BANK OF ELLAVILLE Ellaville, Ga.

As called for by the Superintendent of Banks.

R. C. BROOKS, Pres<ident.
Date of Gharter: 9-10-1910

W. H. V.A!N LANDINGHAM, Cashier.
Began Business: 9-16-1910

RESOURCES Loans and Discounts______ -------- $ State of Georgia and ~Iunlcipal Bonds
owned ____________________________ _
U. S. Government Securities owned __ Other Stocks and Bonds owned _____ _ Banking House and Lot_ ___________ _ Furni,ture and Fixtures ______________ _ Other Real Estate owned __________ _
Cash In Vault and Amount due from approved Reserve Agents _________ _
Checks for Clearing and Due from
<>ther Banks --------------------Cash Items ------------------------ _ Overdrafts ------------------------Advance on Cotton and other Com-
modities _______ . ---------------Cust.Qmers' Liability on Letters of
Credit and Acceptances ___________ _ Profit and Loss____________________ _ Other Resources __________________ _

48,076.19
:None 70,000.00
None 2,000.00
None None
366,420.04
~one
:Sone None
1,421.11
None None 1,484.31

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ----- _____________ _
Undivided Profits -----------------Reserve Funds ---------------------Due to Banks------- ______________ _
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks -------------------Hemand Deposits _______ ----------Time Certificates of Deposits ________ _
Savings Deposits ------------- ___ _ Letters of Credit and Acceptances
executed for Customers___________ _
Bills Payable __ ------------------Xotes and Bills Rediscounted______ ..
Other Liabilities -------------------

2:i,OOO.OO X one
5,000.00 13,625.07
!\one Xone
~one
.None X one 434,517.70 11,199.48 X one
None X one Xone None

Total -"-------------- ____________ $ 489,402.25

Total ----------------------------$ 489,402.25

STATEMENT

Showing condition at the close of business December 31. 1943. of

FAIRBURN BANKING COMPANY Fairburn, Ga.

As called for by the Superintendent of Banks.

G. F. LONGINO, Preside'Illt.
Date of Charter: 9-14-1891

MRS. WINNEIR B. LONGINO, Cashier.
Began Business: 1902

RESOURCES Loans and Discounts ________________ $
State of Georgia and Municipal Bonds owned _ ___ _____ _____________ _
U. S. Government Securities owned __ Other Stocks and Bonds owned______ _ Banking House and LoL ___________ _ Furniture and Flrtures ____________ _ Other Real Estate owned ____________ _ Cash in Vault and Am<>unt due from approved Reserve Agents________ _ Checks for Clearing and Due from other Banks -------------------- . Cash Items -----------------------Overdra,fts ---------------- -------Advance on Cotton and other Commodities ___ . -----------------Customers' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss __________ ---------Other Resources --------------------
T<>tal ___ _:_________________________$

106,826.96
X one 243,900.00
None 6,375.60 1,280.00
627.81
153,196.06
None 1,284.00
None
16,075.59
X one Xone 2,608.69
532,114.11

LIABILITIES Capital Stock ----------------------~ Capital Xotes ---------------------Surplus Fund ---------------------l'ndlv!ded Profits -----------------Reserve Funds ____________________ _
Due to Banks ---------------------Dividends Unpaid __________________
Cashier's Checl<S ------------------Certified Checks ___________________ _
Demand Deposits ------------------Time Certificates of Deposits _______ _
Savings Deposits ------------------!,etters -of Credit and Acceptances
executed for Customers___________ _
Bills Payable ---------------------Xotes and Bills Rediscounted________ Other Liabilities -------------------

25,000.0& X one
5,000.00 9,292.33
None None 312.00 34.25 None 339,880.19 7.00 151,079.53
X one None
~one
1,569.41

Total----------------------------$ 532,174.n

TWENTY-FOURTH ANNUAL REPORT

51

STATEMENT

Showing condition at the close of business December 31, 1943, of

FARMERS & MERCHANTS BANK Fayetteville, Ga.

As called for by the Superintendent of Banks.

C. D. RE[}!WINE,

H. C. HEWE:LL,

Pre&idem.

Cashier.

-

Date of
-------

Charter:
-------

2-6-1906
-------

-

--

-

--

-

-

-

--

-

--

-

-

-

--

Began
-----

Busines'S:
----

3-13-1906

RESOURCES

LIABILITIES

Loans and Discounts~~~~~~~~~~~~~~~~$ 229,421.38

Capital Stock ---------------~~~~~~~$ 25,000.00

State of Georgia and Municipal Bonds owned _ _ ________________ _

X one

Capital Notes ~~~~~~~~~~~~~~~~~~~~~~ Surplus Fund ~~~~~~~~~~~~~~~~~~~~~~

Nane None

U. S. Government Securities owned __ _

5,000.00

lindlvlded Profits ~~~~~~~~~~~~~~~~~~

594.73

Other Stocks and Bonds owned~~~~~~ Banking House and LoL~~~~~~~~~~~~ Furniture and Fixtures______________

2,000.00 2,266. 79 2,858.96

Reserve Funds --------------------Due to Banks~~~~~~~~~~~~~~~~~~~~~~~
Dividends Unpaid ~~~~~~~~~~~~~-~~~~

"'one None None

Other Real Estate owned~~~~~~~~~~~~

26,375.16

Cashier's Checks ~~~~~~~~~~~~~~~~~~~

468.75

Cash in Vault and Amount due from approved Reserve Agents~ ~~~~~~~~

112,199.81

Certified Checks ~~~~~~~~~~~~~~~~~~~~ Demand Deposits ~~~~~~~~~~~~~~~~~~~

None 455,868.27

Checks for Clearing and Due from

Time Certificates of Deposits~~~~~~~~

33,484.11

oth"r Banks ~~~~~~~~~~~~~~~-~~~~~

None

Savings Deposits ~~~~~~~~~~~~~~~~~~~

None

Cash Items ~~~~~~~~~~~~~~~~~~~~~~~~

None

Letters of Credit and Acceptances

Overdrafts ~~~ ~~~~~~~~~~~~~~~~~~~~~~

6,001.72

executed for Customer~~~~~~~~~~~~

None

Advance on Cotton and other Commodities ~~~~~~~~~~~~~~-~~~~~~-~~ _ 129,292.04

Bills Payable ~~~~~~~~~~~~~- ~~~~~~~~ "'otes and Bills Rediscounted~~~~~~~~

None None

Customers' Liability on Letters of

Other Liabilities ~~~~~~~~~~~~~~~~~~~

None

Credit and Acceptances_~~~~-~~~~~~

None

Profit and Loss~~-~-~~~~~~~~~~~~~~~~

None

Other Resources ~~~~~-~~~~~~~~~~~~~~

None

Total--~~-~---~~~~-~~~~~~~~~~~~~~~$ 515,415.86

Total ~~~~~~~~~~-~-~~~~~~~~~~~~~~-$ 515,415.86

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF FINLEYSON Finleyson, Ga.

As called for by the Superintendent of Banks.

J. W. CONNOR, S'R.,
Presdde'lllt.
Date of Charter: 9-20-1910

CLARENCE FINLEY-SON, Cashier.
Began Business: 9-20-1910

RESOURCES Loans and Discounts~~--~~-~-~~~~~-~$ State of Georgia and Municipal Bonds
owned ~- _ ~~~~~-~-~~~~~~~~~-~~~~~ U. S. Government Securities owned-~~ Other Stocks and Bonds owned~~~~~~~ Banking House and LoL~-~~~~~~~~-~ Furniture and Fixtures~~~~~~~~~~~~~~
Other Real Estate owned~~~~~~~~~~~ ~ Cash In Vault and Amount due from
approved Reserve Agents~~~~~~~~~~
Checks for Clearing and Due from other Banks ~~~~~~~~~~~~~~~~~~~~~
Cash Items ~~~~~~~~~~~~~~~~~~~~~~~~ Overdrafts ~~~~~~~~~~~~~~~~~~~~- ~~~~ Advance on Cotton and other Com-
modities ~~~~~- ~~~~~~~~~~~~~~~~~~~ Customers' Liability on Letters of
Credit and Acceptance~~~~~~~~~~~~ Profit and Loss~~~~~~~~~~~~~~~~~~~~~ Other Resources ~~~~~~-~~~~~~~~~~~~-

84,578.45
None None "'one 568.44 383.80 X one
111,499.17
X one None
~one
5,581.72
None
~one
None

LIABILITIES Capital Stock ~~~~-~~~~~~~-~-~~-~~-~$ Capital Notes ~~-~~~--~~~~~~-~~~~~~~ Surplus Fund ~~~-~~~~~~~-~-~~~~~~~~ Undivided Profits ~~-~-~~~~~-~~~~~-~
Rese.rve Funds --------------------Due to Banks~~~~~~~~~~-~-~-~~~~~~~~ Dividends Unpaid ~~-~~~~~~-~~-~~~~
Cashier's Checks ~-~~-~~~~~~~~~~~~~~ Certified Checks ~~~~~~~~~~~~~~~-~~~~ Demand Deposits ~~~~~~~~~~~~~~~~~~~ Time Certificates of Deposits~~~~~~~~
Savings Deposits ~~~-~~~~~~~~~~~~~~~ Letters of Credit and Acceptances
executed for Customers____________
Bills Payable -~~~~~~- -~~~~- ~~~~~~~~ ~otes and Bills Rediscounted~~~-~~~~ Other Liabilities ~~~~~~~~~~~~~~~~~~~~

15,000.00 None
15,000.60 7,214.14 475.00 None 1,500.00 55.55 None
153,620.64 9,288.99 None
~one
None "'one 396.66

Total_~~-~~~~-~~~~--~-~-~~~~~~~~~-$ 202,611.58

Total_~~~~~~~-~~~-~-~~~-~~~~~-~~~~$ 202,611.58

52

DEPARTMENT OF BANKING

STATEMENT Showing condition at th~ close of business December 31, 1943, of

THE CITIZENS BANK Folkston, Ga.

As called for by the Superintendent of Banks.

WM. MIZELL, . Pres:idenJt.
Date of Charter: 12-19-1911

R. A. BOYD, Cashier.
Began Business: 1-4-1912

RESOURCES Loans and Discounts________________ $
State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned -Other Stocks and Bonds owned_______ Banking House and Lot____________ _ Furniture and Fixtures ______________ Other Real Estate owned ____________
Cash in Vauit and Amount due from approved Reserve Agents---------
Checks for Clearing and Due from
other Banks --------------------Cash Items ________ ---------------Overdrafts ________ ----------------Advance on Cotton and other Com-
modities ------------------ _____ _ Customers' Liability on Letters of
Credit and Acceptances____________
Profit and Loss--------------------Other Resources --------------------

196,867.34
30,457.00 750,462.50 25,186.00
11,520.00 None
~one
399,623.07
28.57
~one
X one
None
None None None

LIABILITIES
Capital Stock ---------------------- Capital Notes ---------------------Surplus Fund ____ -----------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks_______________________
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits --------"---------Time Certificates of Deposits________
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Custdmers___________
Bills Payable __ ----------------Notes and Bills Rediscounted________
Other Liabilities -------------------

15,000.00 None
15,000.00 27,577.81 27,000.00
None None 518.77 None 772,452.87 76,625.73 468,982.58
X one X one None 10,986..72

Total ----------------------------$ 1,414,144.48

Total ----------------------------$ 1,414,144.48

STATEMENT

Showing condition at the close of business December 31, 1943, of

CITIZENS BANK OF FORSYTH Forsyth, Ga.

As called for by the Superintendent of Banks.

H. H. HARDIN,
PresddenJt. Da~ Qf Charter: 2-17-1920

JNO. T. STEPHENS,
Cashier. Began Business: 3:-1-1920

RESOURCES Loans and Discounts______________$ State of Georgia and Municipal Bonds
owned __ ------------------------U. S. Government Securities owned -Other Stocks and Bonds owned______ _ Banking House and Lot______ -----Furniture and Fixtures _____________ _ Other Real Estate owned___________ _ Cash In Vault and Amount due from
approved Reserve Agents__________ _ Checks for Clearing and Due from
other Banks _____________________ _
Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities -----------------------Customers' Liability on Letters of
Credit and Acceptances___________ _
Profit and Loss--------------------Other Resources --------------------

44,842.35
13,092.02 198,974.84
None 2,100.00
1.00 None
969,194.66
517.99 751.94
None
None
None None None

TotaL ____________________________$ 1,229,4 74. 80

LIABILITIES

Capital Stock ----------------------$ 40,000.00

Capital Notes ----------------------

None

Surplus Fund ----------------------

10,000.00

Undivided Profits ------------------

6,000.00

DReuseertvoe BFaunnkdss___-_-_-_-_-_-_-_"_-_-_-_-_-_-_-_-_-_-_-_--_

11,359.87 None

Dividends Unpaid ------------------

Xone

Cashier's Checks -------------------

48.64

Certified Checks -------------------

None.

Demand Deposits __ ----------------- 1,162,066.29

Time Certificates of Deposits________

None

Savings Deposits -------------------

~one

Letters of Credit and Acceptances

executed for Customers__________ _

None

Bills Payable ---------------------Xotes and Bills Rediscounted_______ _

None None

Other Liabilities --------------------

None

Total _____________________________$ 1,229,474.80

TWENTY-FOURTH ANNUAL REPORT

53

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE FARMERS BANK Forsyth, Ga.

As called for by the Superintendent of Banks.

R. T. PERSONS, Presidenrt;.
Date of Charter: 3-9-1910

R. J. BITTIC'K,
Oasihier. Began Business: 1910

RESOURCES Loans and Discounts _______________ $

State of Georgia and Municipal Bonds owned __________________________ _

U. S. Government Securities owned __ _ Other Stocks a.nd Bonds owned _____ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _
Other Real Estate Owned____________

Cash In Vault and Amount due from -approved Reserve Agents ___________ _

Checks for Clearing and Due from other Banks ---------------- ___ _

Cash Items -----------------------Overdrafts ______ ------------ ______ _

Advance on Cotton and other Com-

modlties _

________ _

Custom<>rs' Liability on Letters of Credit and Acceptances___________ _
Profit and Loss_____________ --------

Other Resources --------------------

78,059.57
None 100,000.00
None 2,500.00
400.00 28,697.00
792,838.89
282.79 X one None
40,379.82
None None None

Total _____________________________$ 1,043,158.07

LIABILITIES Capital Stock ______________________ $
SCuarppitlauls NFuotneds _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Undivided Profits -----------------Reserve Funds --------------------Due to Banks______________________ _
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits _________________ _ Time Certificates of Deposits_______ _ Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers__________ _
Bills Payable ----------------------:\otes and Bills Rediscounted________ Other Liabllltioo --------------------

50,000.00 None
50,000.00 328.65 None Non& None None None
942,829.42
Non~
None
None None None None

Total ----------------------------$ 1,043,158.07

STATEMENT

Showing condition at the close of business December 31, 1943, of

MONROE COUNTY BANK Forsyth, Ga.

As called for by the 8uperintendent of Banks.

W. C. HILL,
PresidenJt. Date of Charter: 11-2-1908

C. F. HEARD, Cashier.
Began Business: 10-15-1908

RESOURCES Loans and Discounts ________________$
State of Georgia and Municipal Bonds owned __ ------------ ---------- _
U. S. Government Securities -owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot_ ____________ _
Furniture and Fixtures---------------Other Real Estate owned__ __________ _
Cash in Vault and Amount due fl'Om approved Reserve Agent-s _________ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities -~--------------------- Customers' Liability on Letters of
Credit and Acceptances___________ _ Profit and Loss ____________ --------
Other Resources --------------------

209,685.25
5,000.00 250,525.00
!1,250.00 1,500.00 1.00 2,422.00
14:l,147.84
12,098.97 None None
None
None None None

Total ----------------------------$ 635,630.06

Capital

Stock

LIABILITIES _______________________

f

Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------DReuseertvoe BFaunnkdss___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-

Dividends Unpaid ------------------
Cashier's Checks -------------------
Certified Cheeks -------------------
Demand Deposits ------------------ _ Time Certificates of Deposits ________ _ Savings Deposits _________________ _

Letters of Credit and Acceptances executed for Customers __________ _
Bills Payable _____________________ _

:\otes and Bills Rediscounted________

Other Liabilities -------------------

25,000.00 None
22,500.00 3,050.08 None None None 148.80 None
4C>4,075.02 None
124,9!16.49
None
~one
None 5,859.67

Total _____________________________ $ 635,630.06

54

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

FORT GAINES BANKING CO. Fort Gaines, Ga.

As called for by the Superintendent of Banks.

W. B. HALEY,
Preside'lllt. Date Qf Charter: 2-1i-1937

W. G. GRIMSLEY, Cashier.
Began Business: 2~15-1937

RESOURCES Loans and Discounts____ -----------$ State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and LoL_____________
Furniture and Fixtures-------------Other Real Estate owned___________ _ Cash in Vault and .Amount due from
approved Reserve .Agents_________ _ Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ------------------------.Advance on C{)tton and other Com-
modities -----------------------Customers' Liability on Letters of
Credit and .Acceptances____________
Profit and Loss--------------------Other Resources --------------------
TotaL___________________________ $

174,644.33
None 161,10fr.OO
None 2,300.00 1,500.00
None
521,554.94
356.07 None X one
None
X one None None
861,455.34

LIABILITIES Capital Stock ______________________$
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks_______________________
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits________ _
Savings Deposits ------------------Letters of Credit and .AcceJ>(ances
executed for Cust"'mers___________
Bills Payable ---------------------Notes and Bills Redisc<mnted_______ _
Other Liabilities --------------------

25,000.00 None
12,500.00 6,317.59
None None 80.00 13,417.46 None 713,755.93 :None 90,384.36
None None X one Xone

Tot.a1---------- ___________________ $ 861,455.34

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF FORT VALLEY Fort Valley, Ga.

As. called for by the &perintendent of Banks.

W. E. GREENE,
PresideTIJt. Date of Charter: 10.-11-1924

HERBERT HUCKABEE,
Cashier. Began Business: 10-15-1924

RESOURCES Loans and Discounts----------------$ State of Georgia and Municipal Bonds
owned ___ : __ _ -----------------TJ. S. Government Securities owned __ _ Other Stocks and Bonds owned____ _ Banking House and LoL____________ _ Furniture and Fixtures _____________ _ Other Real Estate owned _________ _
Cash in Vault and Amount due from approved Reserve Agents ________ _
Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ------------------------ _ Advance on Cotton and other Com-
modities -----------------------Customers' Liability on Letters of
Credit and Acceptances____________
Profit and Loss _______ -------------
Othet Resources --------------------

220,447.10
3,189.80 986,682.91
None
~one
1,640.22 535.00
703,691.38
9,001.86 None None
None
None
~one
200.00

TotaL_____________________ ____ $ 1,925,388.27

LIABILITIES Capital Stock ______________________ $ 50,000.00

Capital Notes ---------C------------

None

Surplus Fund ---------------------- 25,000.00

Dndivided PrDfits ------------------ 30,664.32

Reserve Funds ------~-------~-----Due to Banks ______________________ _

None None

Dividends Unpaid ------------------

None

Cashier's Checks ------------------- 10,060.00

Certified Checks -------------------

188.56

Dt~mand Deposits ~------------------ 1,715,745.41

Time Certificates of Deposits _______ _

9,441.43

Savings Deposits _________________ _ 84,288.55

Letters of Credit and Acceptances executed for Customers__________ _

X one

Bills Payable ---------------------Notes and Bllls Rediscounted _______ _

~one
X one

Other Liablllties --------------------

None

TotaL ___________________________ $ 1,925,388.27

TWENTY-FOURTH ANNUAL REPORT

55

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE BANK OF HEARD COUNTY Franklin, Ga.

As called for by the Superintendent of Banks.

H. J. MICKLE, PresddenJt.
Da:te of Charter: 10-14-1905

J. T. MICKLE, Cashier.
Began Business: 10-18-1905

RESOURCES Loans and Dis0ounts ________________ $ State of Georgia and Municipal Bonds
owned __ -----------------------U. S. Government Securities owned... Other Stocks and Bonds owned ______ _ Banking House and LoL___________ _ Furniture and Fixtures ______________ Other Real Estate owned____________ _ Cash In Vault and Amount due from
approved Reserve Agents_________ _ Checks for Clearing and Due from
other Banks ---------------------Cash Hems -----------------------Overdrafts _---------. _____________ _ Advance on Cotton and other Com-
modities _______________________ _
Customers' Liability on Letters of Credit and Acceptances ___________ _
Profit and Loss--------------------Other Resources --------------------
Total ----------------------------$

78,923.81
22,234.73 217,082.42
None 1,498.00 1,286.60
350.91
278,682.31
None :Xone :X o n e
77,455.66
None None X one
677,514.44

LIABILITIES Capital Stock ______________________$
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits _________________ DReuseertvoe BFaunnkds_s __-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Dividends Unpaid -----------------Cashier's Checks __________________ _
Certified Checks ------------------Demand Deposits ________ ----------Time Certificates of Deposits_______ __ Savings Deposits __________________ _ Letters of Credit and Acceptances
executed for Customers___________ Bills Payable ---------------------Notes and Bills Rediscounted ______ __ Other Liabilities --------------------

25,000.00 None
16,000.00 2,110.99 None None 2,000.00 1,039.06
~one
471,192.52 2,700.00
157,471.87
None None None .None

Total ____________________________ $

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE CITIZENS BANK Gaines,ville, Ga.

As called for by the Superintendent of Banks.

JOHN H. HOSCH, PresidenJt.
Date of Charter: 5-19-1913

R. A~ BRICE,
C~:ts!hier.
Began B,usiness: 6'~2~1913

RESOURCES Loans and Discounts ________________ $ 321,054.14

State of Georgia and Municipal Bonds

owned ____ ----------------------- 161,571.74

U. S. Government Securities owned __ 1,168,900.00

Other Stocks and Bonds owned _____ _ Banking House and Lot. __________ __ Furniture and Fixtuns'_____________ _

None 11,623.59
1,752.34

Other Real Estate owned__________ __

~one

Cash in Vault and Amount due from approved Reserve Agents _______ _ 1,061,388.97

Checks for Clearing and Due from other Banks _____________________

5,491.67

OCvasehrdrIatfetms s __-_-_-_-_-_-_-_----__--_-_-_-_-__-_-_-_-_--__-

75.00 32.59

Advance on Cotton and other Commodities ____ ________________ __

None

Custome-rs' Liability on Letters of

Credit and Acceptances.. ________ __ Profit and Loss ___________________ __

None None

Other Resources --------------------

None

Total ----------------------------$ 2,731,890.04

LIABILITIES

Capital Stock ----------------------,$ 50,0()0.0()

Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits __________________

5o;ooNoo.onoe
32,845.53

Reserve Funds ---------------------

~None

Due to Banks_______________________ 177,921.06

Dividends Unpaid -----------------Cashier's Checks __________________ _

2,77,2.00 94.01

Certified Checks -------------------

,None

Demand Deposits ------------------- 2,163,835.06

Time Certificates of Deposits______ __

100.00

Savings D"poslts _________________ __ 254,280.59

Letters of Credit and Acceptances

executed for Customers_________ __

None

Bills Paya,ble ----------------------

None

Notes and Bills Rediscounted________

None

Other Liabilities -------------------

41.79

Total _____________________________ $ 2,731,890.04

56

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF GIBSON Gibson, Ga.

As called for by the Superintendent of Banks.

E. E. GRIFIFIN, Presidenlt.
Date of Charter: 11-7-1905

E. E. GRIFFIN,
Cashier. Begn Business: 11-27-1905

RESOURCES Loans and Discounts _______________$
State of Georgia and Municipal Bonds owned --------------------- ____ _
U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot_ ___________ _ Furniture and Fixtures______________ Other Real Estate owned ___________ _
Cash in Vault and Amount due from approved Reserve Agents
Checks for Clearing and Due from other Banks -------------------- _
Cash Items -----------------------Overdrafts ________________ ---------
Advance on Cotton and other Commodities ------------------------
Customers' Liability on Letters of Credit and Acceptances___________ _
Profit and Loss_____________________
Other Resources --------------------

5'i,838.36
10,625.00 53,200.00
5,000.00 3,000.00 1,600.00
:None
105,114.10
None None 1,913.24
None
None None N{)ne

LIABILITIES Capital Stock ----------------------$ Capital Xotes ---------------------Surplus Fund ---------------------Undivided Profits -----------------DRueseertvoe BFaunnkdss___~_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Dividends Unpaid ---------------- __ Cashier's Checks ------------------ _ Certified Checks ___________________
Demand Deposits ____ ----------Time Certificates of Deposits_________
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers__________ _
Bills Payable ____ -----------------Xotes and Bills Rediscounted _______ _
Other Llablllties --------------------

15,000.00 None
5,000.00 1,200.00
None None None 17.18 None 215,073.52 None None
None X one "X o n e "Xone

Total ----------------------------$ 236,290.70

Total ----------------------------$ 236,290.70

STATEMENT

Showing condition at the close of business December 31, 1943, of

CITIZENS BANK Glennville, Ga.

As called for by the Superintendent of Banks.

W. A. STRICKLAND,
Pres1denit. Date <>f Oharter: 12-31-1942

T. R..SMITH, Oashier.
Began Business: 1-4-1943

RESOURCES Loans and Discounts _____________ $ State of Georgia and llunlc[pal Bonds
owned ______________ ____________
U. S. Government Securities owned __ Other Stocks and Bonds owned______ _ Banking House and Lot_ _____________ Furniture and Fixtures-------~-----Other Real Estate owned____________ _
Cash in Vault and Amount due from approved Reserve Agents __________ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances___________ _
Profit and Loss----------------- ___ _ Other Resources --------------------
Total _____________________________$

34,761.43
None 150,000.00
None None 2,000.00 None
86,238.13
1,173.26 1,998.8i
None
13,723.97
None None 743.00
290,638.60

LIABILITIES Capital Stock ----------------------$ Capital Notes ----------------------Surplus Fund ---------------------Undivided Profits ------------------Reserve Fund's ---------------------Due to Bank----------------------~ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits _________________ _
Time Certificates of Deposits ________ _ ~Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________
Bills Payable ---------------------Notes and Bi!ls Rediscounted________
Other Liabilities,--------------------

30,000.00 None
6,000.00 335.21 None None None
1,571.19 None
217,127.55 35,604.65 None
~one
None X one )lone

Total ----------------------------- $ 290,638.60

TWENTY-FOURTH ANNUAL REPORT

57

STATEMENT

Showing condition ~t the close of business December 31, 1943, of

THE GLENNVILLE BANK Glennville, Ga.

As called for by the Supezintendent of Banks.

C. W. KICKLIGHTER, Presiden1t.
Date of Clharter: 1-12-1905

J. A. BACON, Cashier.
Began Busness: 1-18-1905

RESOURCES Loans and Discounts ____ ________ $
State of Georgia and Municipal Bonds
owned _---------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot______ -----Furniture and Fixtures _____________ _
Other Real Estate owned ___________ _
Cash In Vault and Amouut due from
approved Reserve Agents--------Checks for Clearing and Due from
other Banks ----------------------Cash Items -----------------------Overdrafts ---------------- ________ _ Advance on Cotton and other Com-
modities ------------------------Customers' . Liability on Letters of
Credit and Acceptances___________ _ Profit and Loss ____________________ _
Other Resources --------------------

203,189.60
None 504,500.00
None 5,300.00 2,300.00 1,100.00
301,931.02
None None None
2,210.65
None None None

Total ______ ____________________$ 1,020,531.27

LIABILITIES Capital Stock -----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Dividends Unpaid -----------------Ca.shier's Checks ------------------Certified Checks __________________ _
Demand Deposits __ ----------------Time Certificates of Deposits _______ _ Savings Deposits ____ ___ ---------;7 Letters of Credit and Acceptances
executed for Customers___________
Billa Payable __ -----------------. ::'iiotes and Bills Rediscounted _______ _
Other L!abl!lties --------------------

30,000.00 7,500.00
12,000.00 372.32
17,500.00 None Nnne
8,506.02 Nnne
767,838.32 139,880.14
36,934.47
None None None :None

Total -------------- --------------$ 1,020,531.27

STATEMENT

Showing condition at the close of business December 31, 1943, o(

BANK OF GRAY Gray, Ga.

As called for by the Superintendent of Banks.

D. V. CHILDS, Presidenlt.
Date of Charter: 8-23-1909

J. L. MERCER, Cashier.
Began Business: 8-28-1909

Loans

and

RESOURCES Discounts ________________

f

State of Georgia and Municipal Bonds owned ~ -------- -----------------
U. S. Government Securities owned __ Other Stocks and Bonds owned______ _ Banking House and Lot _____________ _
Furniture and Fixtures ______________ Other Rea,J Estate owned ___________ _

Cash In Vault and Amount due from approved Reserve Agents _________ _
Checks for Clearing and Due from other Banks _____________________
Cash Items ________________________ Overdrafts -------- ________________ _ Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances____________ Profit and Loss____________________ _

Other Resources --------------------

18,437.12
2,819.03 79,000.00
l,l}OO.OO 1,547.50
900.00 8,830.65
153,302.97
Nona None None
None
None 7 44.42
None

Total ----------------------------$ 266,581.69

LIABILITIES
Capital Stock --- ------------------$ Capital ::'iiotes ---------------------Surplus Fund -------------------Undivided Pmflts -----------------Reserve Funds _ ----- ____ ---------Due to Banks__ ------------------Dividends l!npaid ---------------- __ Cashier's Checks ___________________ _
f'ertified Checks --------------~--Demand Deposits _________________ _
Time Certificates of Deposits _________
Savings Deposits ------------------. Letters of Credit and Acceptances
executed for Customers__________ _ Billa Payable __ - _______________ _
Xotes and Bills Rediscounted_______ _
Other Liabilities --------------------

15,000.00 7,500.00 None None 4,000.00 None None 4,512.94 None
235,567.75 LOO
None
X one None None None

Total ____________________________ $ 266,581.69

58

DEPARTMENT OF B;\NKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF GREENS<BORO Greensboro, Ga.

As called for by the Superintendent of Banks.

T. B. RICE,
Presidellllt. Date of Charter.: 10-13-1926

M. E. SlSK,
Cashier. Began Business: 10-14-1926

RESOURCES Loans and Discounts----------------$ State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned__ _ Other Stocks and B-onds owned ______ _ Banking Rouse and LoL____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned________ -Cash In Vault and Amount due from
approved Reserve Agents _________ _ Checks for Clearing and Due from
other Bands --------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances___________ _ Profit and Loss____________________ _
Other Resources --------------------
Total ----------------------------$

211,993.76
9,776.00 111,900.1i0
2,724.00 None 270.81 None
358,661.84
6,650.00 12.48 156.36
12,155.50
None Norue None
714,300.75

LIABILITIES Capital Stock ______________________$
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------DRueseertvoe BFaunnkdss___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_Dividends Unpaid _________________ _
Cashier's Checks ------------------Certified Checks ------------------Dema.nd Deposits ------------------Time Certificates of Deposits _________
Savings Deposits ------------------Letters of Credit and Acceptances
executed fiQr Customers__________ _
Bills Payable ---------------------Notes and Bills Rediscounted _______ _ Other Liabilities -------------------

25,000.00 None
35,000.00 2,541.49 2,500.00 X one 494.00 3,510.49 None
705,254.77 None
None None None
~one

Total ___________________________ . $ 774,300.75

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE GREENVILLE BANKING CO. Greenville, Ga.

As called for by the S<uperintendent of Banks.

J. P. ATKINSON,
Presid~nt.
Date of Charter: 10-2'4-1887

H. W. HILL, JR. Vice-Presdent.
Began Business: 1891

RESOURCES Loans and Discounts_---------------$ State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned_____ _ Banking Rouse and Lot_____________ _ Furniture and Fixtures _____________ _ Other Real Estrute. owned___________ _ Cash in Vault and Amount due from
approved Reserve Agents _________ _ Checks for Clearing and Due from
other Banks --------------------COavsehrdrIatefmtss _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_
Advance on Cotton and other Commodities -------------------------
Customers' Liability on Letters of Credit and Acceptances___________ _
Profit and Loss ____________________ _
Other Resources -------------------
Total ____________________________ $

150,732.10
~one
59,246.16 11,000.00
1,500.00 3,900.00 14,731.90
266,909.72
None 848.94 680.56
139,444.89
None None. 30.00
655,024.27

LIABILITIES Capital Stock ______________________$
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------DRueseertvoeHFaunnkdss___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid __________________
Cashier's Checks ------------------Certified Checks ----------------Demand Deposits ------------------Time Certi.ficates of Deposits_______ _ Savings Deposits ___________________ Letters of Credit and Acceptances
executed ~or Customers__________ _
Bills Payable ---------------------Notes and Bills Rediscounted_______ _
Other Liabilities -------------------

50,000.00 46,000.00
6,000.00 342.13
1,270.00 NOne None 529.31 None
463,516.04 87,366.79 None
X one Xone
~one
None

Total ____________________________ $ 655,024.27

TWENTY-FOURTH ANNUAL REPORT

59

STATEMENT

Showing condition at the close of business December 31, 1943, of

COMMERCIAL & SAVINGS BANK GRIFFIN, GA.

As called for by the Superintendent of Banks.

T. T. BLAKELY, Presidenlt.
Date of Oharter: 10-11-1889

C. B. PIE'RGE, JR.,
Cashier. Began Business: 10-9-1890

RESOURCES Loans and Discounts________________ ~ 725,536.52

State of Georgia and Municipal Bonds

owned ----------------------------

13,276.40

U. S. Government Securities owned __ _ 1,573,767.09

Other St-ocks and Bonds owned______ _ Banking House and Lot____________ _
Furniture and Fixtures ______________

14,051.98 26,500.00
6,000.00

Other Real Estate owned___________ _ 31,762.34

Cash in Vault and Amount due from approved Reserve Agents _________ _ 1,318,490. 89

Checks for Clearing and Due from

other Banks --------------------- 21,077.20

Cash Items ------------------------

1,721.03

Overdrafts -------------------------

2,680.58

Advance on Cotton and other Com-

modities ------------------------

20:\,609.18

Customers' Liability on Letters of

Credit and Acceptances___________ _ Profit and Loss____________________ _

X One X one

Other REsourees ----------------- __ _

1,247.37

LIABILITIES Capital Stock ______________________$ 100,000.00

Capital Notes ----------------------

None

Surplus Fund ---------------------- 100,000.00

llndivided Profits ------------------ 41,857.77

Reserve Funds --------------------Due -to Banks______________________ _

55,889.98 73,298.98

Dividends Unpaid ------------------ 10,000.00

Cashier's Checks -------------------

14,148.51

Certified Checks -------------------

None

Demand Deposits ------------------- 2,812,993.32

Time Certificates of Deposits________

3,020.00

Saving's Deposits __:_ _______________ _ 730,052.50

Letters of Credit and Acceptances

executed .fm Customers__________ _

None

Bills Payal>le ---------------------Xotes and Bills Rediscounted________

None :Sone

Other Liabilities --------------------

459.52

--------------------------------------------------------------- Total _____ .. ____________________$ 3,941,720.58

Total _______________________ ------$ 3,941,720.58

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE STATE BANK GRIFFIN, GA.

As called for by the Superintendent of Banks.

D. R. CUMMING, Pres,ident.
Date of Charter: 4-24-1933

S. T. MARTIN,
Oasihier. Began Business: 5-2-1933

RESOURCES Loans and I'iscounts _________________ $ 482,784.93

State of Georgia and MuniciJ}al Bonds

owned ---------------------------

26,877.94

U. S. Government Securities owned __ _ 2,774,012.41

Other Stocks and Bonds owned ______ _ Banking House and Lot____________ _
Furntture and Fixtures_____________ _

None :None 4,914.85

Other Real Estate owned __________ _

X one

Cash in Vault and Amount due from

approved Reserve Agents_________ _ 951,493.89

Checks for Clearing and Due from

other Banks -------------------- _ ,Cash Items ------------------------

54,755.58
Xone

Overdrafts -------------------------

664.74

Advance on Cotton and other Com-

modities ______ -------- -----

9,130.82

Customers' Liability on Letters of

Credit and Acceptances ____________ _ Profit and Loss _____________________

X one X one

Other Resources --------------------

None

Tot.al ____________________________$ 4,304,635.16

LIABILITIES Capital Stock ______________________ $ 50,000.00

Capital Notes ----------------------

None

Surplus Fund ---------------------- 100,000.00

Undivided Profits ------------------

42,114.91

RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

Nt>ne 359.78

Dividends Unpaid ------------------

None

Cashier's Checks -------------------

2,545.80

Certified Checks --------------------

2.00

Demand Deposits ------------------- 3,794,047.29

Time Certificates of Deposits_________

8,964.62

Savings Deposits ------------------- 305,807.60

Letters of Credit and Acceptances

executed .for Customers__________ _

None

Bills Payable ----------------------

None

Xotes and Bills Rediscounted_______ _ Other Liabilities ____________________

None 793.16

TotaL____________________________$ 4,304,635.16

60

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

JONES COUNTY BANK Haddock, Ga.

As called for by the Superintendent of Banks.

GRADY A. SMITH,
Presddenit. Date of Charter: 7-14-1905

GRADY A. SMITH, Casihier. 7-25-1905

RESOURCES Loans and Discounts________________ $
State .of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securirties owned __ _ Other Stocks and Bonds owned______ _ Banking House and LoL____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned___________
Cash in Vault and Amount due from approved Reserve Agents _______ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances___________ _ Profit and Loss____________________ _ Other Resources ___________________ _

182,857.53
None 25,000.00
None 1.00
None None
61,751.84
None None 97.59
None
None None None

Total ----------------------------$ 269,707.96

LIABILITIES Capital Stock ______________________ $
Capital Notes ---------------------Surplus Fund ---------------------Undivided 1'\rofits -----------------RDeuseertvoe BFaunnkdss___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits --------------~---Time Certificates of Deposits_______ _ Savings Deposits _____ -------------Letters of Cred!Jt and Acceptances
executed for Customers__________ _
Bills Payable ---------------------Notes and B!lls Rediscounted_______ _ Other Liab!Jities -------------------

25,000.00 None
5,000.00 90.06
790.64 None None 2,214.42 None 196,612.84 40,000.00 N()ne
None None None None

Total ____________________________ $ 269,707.96

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE CITIZENS BANK OF HAHIRA Hahira, Ga.

As called for by the Superintendent of Banks.

D. K. HOLLIS,
Presideillt. Date of Charter: 2-12-1927

H. T. SCRUGGS,
Oasihier. Began Business: 2-21-1927

RESOURCES Loans and Discounts ________________ $ State .of Georgia and Municipal Bonds
owned. ---------------------------U. S. Government Securities owned __ Other Stocks and Bonds owned______ Ba,nking House and LoL____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned__ ______ _ Cash in Vault and Amount due from
approved Reserve Agents _______ _ Checks for Clearing and Due from
oth<>r Banks --------------------Cash Items -----------------------Overdrafts ____ --------------------Advance on Cotton and other Com-
modities ------------------------Customers' Lia bil!ty on Letters of
Credit and Acceptances___________ _ Profit and Loss ____________________ _
Other Resources ------------------- _
Total ____________________________ $

130,043.7:l
X one 191,700.00
N<>ne 509.20
1,263.7~
None
120,379.82
None None None
None
X one X one
~one
443,896.4 j

LIABILITIES Capital Stock ______________________ $
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_
Dividends Unpaid -----------------Cashier's Checks ___________________
Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits_______ _ Savin~ Deposits __________________ _
Letters of Credit and Acceptances executed fior Customers__________ _
Bills Payable ---------------------Xr>tes and Bills Rediscounted _______ _ Other Liabilities ___________________

15,000.00 3,050.00 3,000.00 999.92 2,950.00 None 900.00 223.21 None
318,727.24 39,127.73 58,277.52
None :Sone X<>ne 1,640.85

Total _____________________________$ 443,896.47

TWENTY-FOURTH ANNUAL REPORT

61

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF COLUMBIA COUNTY Harlem, Ga.

As called for by the Superintendent of Banks.

J~ T. BARNS,LE:Y, Presidenlt.
Date of Charter: 11-29-1909

E. D. CLARY, JR., Oashler.
Began Business: 12-13-1909

RESOURCES Loans and Discounts_________________ $ State <>f Goorgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned __ _ Other Stocks a,nd Bonds owned....... Banking House and Lot____________ _ Furniture ..ud Fixtures_____________ _ Other Real Estate owned___________ _ Cash in Vault and Amount due from
approved Reserve Agents _________ _ Checks for Clearing and Due from
other Banks ------------ _______ _ CaOshverIdtermafsts --_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Commodities -------------------------
Customers' Liability on Letters of Credit and Acceptances___________ _
Profit and Loss____________________ _ Other Resources ___________________ _
Total ____________________________ $

98,809.22
17,736.58 117,250.00
5,175.00 2,700.00
300.00 2,049.50
153,630.12
None None
7.64
None
None X one
~one
397,658.06

LIABILITIES Capital Stock ______________________ $
Capital Notes ---------------------Surplus Fund ---------------------Undivided Pr<>fits _________________ _
DRueseertvoe BFaunnkdss__-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Dividends Unpaid -----------------Cashier's Checks ------------------CDeermtiafniedd DCehpeocskitss -_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposits ________ _ Savings Depasits ___________________ Letters of Credit and Acceptances
executed f<Jr Customers__________ _ Bills Payable ---------------------Notes and Bills Rediscounted_______ _ Other Liabilities -------------------

25,000.00 None
11,000.00 3,500.00 '1,712.19 None 2,000.00 1,656. 77 None
297,156.58 55.522.85
5.50
None None
~o-ue
104.17

Total ____________________________ $ 397,658.06

STATEMENT

Showing condition at the close of business December 31, 1943, of

CITIZENS BANKING COMPANY Hartwell, Ga.

As called for by the Superint~ndent of Banks.

A. F. BELL, JR.,
Presidenlt. Date of Charter: 11-28-1942

E. C. GRIFFITH, OaSihier.
Began Business: 1-4-1943

RESOURCES Loans and Discounts _______________ $
State of Georgia and Municipal Bonds owned ---------------------------
U. S. Government Securities owned __ _ Other Stocks and Bonds owned _____ _ Banking House and Lot_____________ _ Furniture and Fixtures _____________ _ Other Real Estate owned ___________ _ Cash In Vault and Amount due from
approved Reserve Agents_________ _ Checks for Clearing and Due from
other Banks -------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities -----------------------Customers' Liability on Letters of
Credit and Acceptances___________ _ Profit and Loss ____________________ _
Other Resources --------------------
Total _____________________________ $

57,920.32
None 189,510.00
None 5,335.00
450.00 None
512,519.27
None :None 208.21
39,319.79
None None None
805,262.59

LIABILITIES Capital Stock _____________________ c$
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits . ----------------Time Certificates of Deposits ________ _ Savings Deposits __________________ _
Letters of Credit and Acceptances executed for Customers._________ _
Bills Payable. ---------------------Notes and Bills Rediscounted _______ _ Other Liabllitles __________________ _

25,000.00 None
5,000.00 1,035.00 1,500.00
.None 1,250.00 3,945.88
~one
767,531.71 :-.one None
None
~one
None )\one

Tot,al---~-------------------------$ 805,262.59

62

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

PLANTERS BANK Hawkinsville, Ga.

As called for by the Superintendent of Banks.

N. A. JELKS,
PresidenJt. Date of Charter: 2-27-1896

D. P. MeGRIFF, Cashier.
Began Business: 3-1896

RESOURCES Loans and Discounts__________________$
State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Se-curities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures _____________ _ Other Real Estate owned __________
Cash in Vault and Amount due from approved Reserve Agents__________
Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances____________ Profit and Loss ____________________ _
Other Resources --------------------

267,989.13
None 552,600.00
10,000.00 7,500.00 1,500.00 None
408,001.44
17,607.12 None None
68,046.86
:X one None None

Total _____________________________ $ 1,333,244.55

LIABILITIES

Capital Stock -----------'-----------$ 50,000.00

Capital Notes ----------------------

None

SurpluS Fund ----------------------

50,000.00

rndivided Profits ------------------ 36,500.00

Reserve Funds --------------------Due to Banks______________________ _

8,545.42 None

Dividends Unpaid ------------------

5,000.00

Cashi~r's Checks ------------------Certified Checks __________________ _

3,541.90 5.55

Demand Deposits ------------------- 1,150,033.58 Time Certificates of Deposits _______ _ 29,618.10

Savings Deposits -------------------

None

Letters of Credit and Acceptances executed for Customers __________ _

None

Bills Payable ---------------------Xotes and Bills Rediscounted________

None None

Other Liabilities -------------------

X one

Total ----------------------------$ 1,333,244.55

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF HAZLEHURST Hazlehurst, Ga.

As called for by the Superintendent of Banks.

JOHN ROGERS, PresidenJt.
Date of Charter: 10-1906

B. B. WOOT'EN, Casthier.
Began Business: 10-1906

RESOURCES L(}ans and Discounts______________ $ State of Georgia and Municipal Boods
owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House &nd LoL ___________ _ Furniture and Fixtures_____________ _
Other Real Estate owned------------Cash in Vault and Amount due from
approved Reserve Agents---------Checks for Clearing and Due from CaoshtheIrtemBasnk_s___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances____________ Profit and Loss____________________ _
Other Resources --------------------
Total ____________________________ $

25,992.90
None 30,013.11
2,566.00 None 1.00 1.00
846,437.89
1,350.58 None None
None
None None None
906 ,362.'54

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------I:ndivided Profits -----------------Reserve Funds --------------------Due to Banks_______________________
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks -------------------Demand Deposits ------------------Time Certificates of DepOsits_______ _
Savings Deposits ------------------Letters of CredLt and Acceptances
executed for Customers__________ _
Bills Payable ---------------------!1\otes and Bills Rediscounted_______ _ Other Liabilities __________________ _

25,000.00 None
33,000.00 12,514.98
8,923.45 1\"tlne None
3,580.61 18.50
821,884.94 1,440.06 None
None None
~one
X one

Total ----------------------------$ 906,362.54

TWENTY-FOURTH ANNUAL REPORT

63

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF HIAWASSEE Hiawassee, Ga.

As called for by the Superintendent of Banks.

J. F. JOHNSON, P.residenJt.
Date of Charter: 6-14-190!}

W. 0. SPARKS, Cashier.
Began Business: 7-21-1909



RESOURCES

Loans and Discounts

Staotweneodf G_e_o__rg_i_a__a_nd___Muni_c_ip_a_l__B_o_n__ds_

U. S. Government Securities owned ___ $ Other Stocks and Bonds owned _____ _ Banking House and LoL___________ _ Furniture and Fixtures ____________ _
Other Real Estate owned~~ Cash In Vault and Amount due from
approved Reserve Agents _____ _
Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ---~ --------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances____________ Profit and Loss____________________ _

Other Resources --------------------

Total ____________________________$

None
None 217,500.00
None 900.00 450.00
None
335,507.49
None None None
None
None None None
574,357.49

LIABILITIES Ca(>ital Stock ______________________$
Capital Notes ---------------------Surplus Fund ___.__________________ _
Undivided Profits -----------------DReuseertvoe BFaunnkdss___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-
D-ividends Unpaid -----------------Cashier's Checks ------------------Centif!ed Checks ------------------Demand Deposits ------------------Time Certificates of Deposits________ _ Savings DeJ){)sits ------------------Letters of Credit and Acceptances
executed for Customers__________ _
Bills Payable ---------------------Xotes and Bills Rediscounted_______ _ Other Liabilities -------------------

15,000.00 None
5,000.00 6,682.68
None None None 354.36 None 547,320.45 None None
None None None None

'l'otal ----------------------------$ 574,357.49

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE HINESVILLE BANK Hinesville, Ga.

As called for by the Superintendent of Banks.

D. F. MARTIN,
PresidenJt. Date of Charter: 9-4-1911

T. H. McDOWELL, OaSihier.
Began Business: 11-15-1911

RESOURCES

Loans a,nd Discounts _

__ $

State of Georgia and Municipal Bonds

owned --------------------------U. S. Government Securities owned __ _

Other Stocks and Bonds owned ____ _

Banking House and Lot_ ___________ _

Furniture and Fixtures _____________ _

Other Real Estate owned _______ ~ __ Cash in Vault and Amount due from
approved Reserve Agents _________ _

Checks for Clearing and Due from

other Banks -"------------------Cash Items ---------~ _____________ _ Overdrafts ____________ --~---------

Advance on Cotton and other Commodities ________________ ---------

Customers' Liab!Hty on Letters of Credit and Acceptances___________ _
Profit and Loss ____________________ _

Other Resources --------------------

186,008.86
1,060.00 528,853.96
None 1,272.27 5,952.76
None
514,702.05
150.00 32.78 414.86
None
None 1,313.01
None

Total----------------------------$ 1,239,760.55

LIABILITIES

Capital Stock ----------------------$ 25,000.00

Capital Notes ----------------------

Noue

Surplus Fund __ -------------------Undivided Profits __________________

20,000.00 7,454.10

Reserve Funds ~-------------------Due to Banks_______________________

5,000.00 None

Dividends Unp.aid ------------------

None

Cashier's Cheeks -------------------

9,426.27

Certified Checks -------------------

None

Demand Deposits ------------------- 1,108,951.40

Time Certificates of DeposLts _________ 62,844.80

Savings Deposits -------------------

None

Letters of Credit and Acceptances

executed ~or Customers __________ _

None

Bills Payable ----------------------

None

Notes and Bills Rediscounted_______ _

None

Other Liabilities -------------------

1,083.98

Total---------------------~------$ 1.239,760.55

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF ILA Ila, Ga.

As called for by the Superintendent of Banks.

G. H. WESTBROOK, PresidenJt.
Date of Charter: 10-11-1910

J. W. BURNETTE, Oasihier.
Began Business: 10-15-1910

RESOURCES Loans and Discounts ___ . _________ $ State of Georgia and }[uniclpal Bonds
owned ___________________________
U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and LoL___________ . Furniture and Fixtures_____________ _ Other Real Estate Owned ___________ _ Cash In Vault and Amount due from
approved Reserve Agents ________ _ Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ---------------- _______ _ Advance on Cotton and other Com
modities --------------------- __ _ Customers' Liability on Letters of
Credit and Acceptances___________ _ Profit and Loss ____________________ _
Other Resources --------------------
Total ____________________________ $

20,203.53
None None None 1,315.85 808.92 3,964.04
26,571.12
None Xone
~one
X one
Xone X one None
52,863.46

LIABILITIES Capital Stock ______________________$
Capital Notes ---------------------Surplus Fund -------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_
Dividends Unpaid -----------------Cashler's Checks ------------------Certified Checks -------------------Demand Deposits ________________ _ Time Certificates of Deposits_______ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers__________ _ Bills Payable ----~---------- ------Notes and Bills Rediscounted _______ _ Other Liabilities -------------- ____ _

15,000.00 None
7,500.00 156.64 None None ::Sone
~one
None 27,774.81 2,339.51
:l\one
None None None 92.50

Total __ ----------------------------$ 52,863.46

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF JONESBORO Jonesboro, Ga.

As called for by the Superintendent of Banks.

ELIZABETH M. BLALOCK, President.
Date of Charter: 10-6-1903

J. B. PULLIAM, Cashier.
Began Business: 11-7-1903

RESOURCES Loans and Discounts _____________ $ Staotweneodf G_e_o_r_g_i_a__a_n_d__Mun_i_c_ip_a_l__B_o_n__ds_
U. S. Government Securities owned __ _ Other Stocks and Bonds owned _______ _ B&nklng House and Lot_ ___________ _ Furniture and Fixtures _____________ _ Other Re.al Estate owned ___________ _ Cash in Vault and Amount due from
approved Reserve Agents ________ _ Checks for Clearing and Due from
othe-r Banks ____________________ _
OCcv>e.hrdrIateftms s _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_
Advance on Cotton and other Commodities _____ ------------------
Customers' Liability on Letters of Credit and Acceptances ___________ _
Profit and Loss--------------------Other Resources --------------------
Total _____________________________ $

76,329.28
None 244,350.00
None 1.00 1.00
9,198.93
322,762.65
None Co/one 605.36
8,680.41
;\one X one. :None
661,928.63

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ----~----------------Undivided Profits ________ ---------RDeuse0rtvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Dividends Unpaid _----------------Cashier's Checks __ ----------------Certified Checks ------------------Demand Deposits __________________ _ Time Certificates of Deposits________ _ Savings Deposits __________________
Letters of Credit and Acceptances executed fior Customers---~------
Bills Payabl" ---------------------Xotes and Bills Rediscounted _______ _
Other Liabilities -------------------

25,000.00 None
25,000.00 912.60
1,000.00 None
1,500.00 355.59 Co/one
:i56,508. 76
~Qne
51,651.68
:Sone None
~one
X one

Total. ____________ ----------------$ 661,928.63

TWENTY-FOURTH ANNUAL REPORT

65

STAT~MENT

Showing condition at the close of business December 31, 1943, of

FARMERS & MERCHANTS BANK Junction City, Ga.

As called for by the Superintendent of Banks.

C. W. 1\000RE, PresidenJt.
Date of Charter: 3-23-1912

MRS. T. W. LEST'ER,
Casihier. Began Business: 4-3-1912

RESOURCES Loans and Discounts -------------$ State of Georgia and Municipal Bonds
owned --------------------------U. S. Government SecurUies owned __ Other Stocks and Bonds owned______ Banking House and Lot_____________ _ Furniture and Fixtures ______________ Other Real Estate owned____________
Cash In Vault and Amount due from approved Reserve Agents__________
Checks for Clearing and Due from CaosthheIrteBmasnk_s___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Overdrafts ________________ . ________
Advance on Cotton and other Commodities ______ ____ ------------
Customers' Liability on Letters of Credit and Acceptances___________ _
Profit and Loss--------------------Other Resources --------------------
Total ____________________________ $

1a,058.69
X one 41,000.00
None 725.00 675.00 None
137,506.45
None None None
X one
X one X one- X one
194,965.14

LIABILITIES

Capital Stock ----------------------$

Capital Notes ----------------------

Surplus Fund ----------------------

Undivided Profits ------------------

RDeuseertvoe

Funds ---------------------Banks______________________ _

Dividends Unpaid -----------------Ca-shier's Checks -------------------
Certified Checks ------------------Dema.nd Deposits _ ------- ---------Time Certificates of Deposits_________

Savings Deposits ------------------Lettt>rs of Credit and Acceptances
executed for Customers__________ _

Bills Payable ---------------------Xotes and Bills Rediscounted_______ _

Other Liabilities -------------------

15,000.00 15,000.00
None 383.08
None None 450.00 36.32 None 162,343.93 1,751.81 None
None None None None

'J1otal ----------------------------- $ 194,965.14

STATEMENT

Showing condition at the close of business December 31, 1943, of

KENNESAW STATE BANK Kennesaw, Ga.

As called for by the Scperintendent of Banks.

J. G. LEWIS, PresidenJt.
Date of Charter: 4-20-1910

L. C. CHALKER,
Cashier. Began Business: 3-10-1910

RESOURCES Loans and Discounts_______ . _ ------$ State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned _____ _ Banking House and Lot_____________
Fur,nlture and Fixtures-------------Other Real Estate owned ___________ _ Cash in Vault and Amount due from
approved Reserve Agents _________ _ Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts _____ --------------------Advance on Cotton and other Com-
modities __ __ _______ _______ _
Cu~tomers' Liability on Letters of Credit and Acceptances____________
Profit and Loss ____ ----------------0-ther Resources --------------------
Total _____________________________$

38,738.97
None' X one
~one
3,040.00 1,368.00
None
94,120.59
None X one 160.30
11,945.00
~one
None
~one
149,372.86

LIABILITIES Capital Stock ______________________$
Capital Notes ---------------------Surplus Fund _____________________ _
Undivided Profits -----------------RDeu.egertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Dividends Unpaid -----------------Cashier's Checks __ ----------------Certified Checks ------------------Demand Deposirts -----------------Time Certificates of Deposits________ Savings Deposits -------------------Letters of Credit and Acceptances
executed for Customers___________
Bills Payable ---------------------Xates and Bills Rediscounted________
Other Liabilities -------------------

15,000.00 None None
789.03 1,400.00
None None
6.50 None 75,932.69 56,244.64 None
None Nooe None None

Total ____________________________ $ 149,372.86

66

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

STATE BANK OF KINGSLAND Kingsland, Ga.

As called for by the Superintendent of Banks.

S. C. SHEFFIELD, Presidem.
Date of Charter: 11-26-1912

F. T. T'ILLER,
OaSih.ier. Began Business: 12-10-1912

RESOURCES Loans and Discounts____ _________ $
State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned _____ _ Banking House and Lot____________ _ Furniture and Fixtures ____________ _ Other Real Estate owned ___________ _
Cash In Vault and Amount due from approved Reserve Agents_________ _
Checks for Clearing and Due from
otht>r Banks --------------------Cash Items -----------------------Overdrafts ----------------------- __ _ Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances____________
Profit and Loss--------------------O.ther Resources --------------------

85,497.84
None 160,000.00
None 5,310.00 3,168.00
None
275,378.72
None None 12.75
None
None None None

LIABILITIES Capital Stock ______________________ $
Capital Xotes ---------------------Surplus },und --~ ------------------Undivided Pmfits __ ---------------Reserve Funds --- _.._______________ _ Due to Banks______________________ _
Dividends Unpaid -----------------Cashier's Checks ___________________
Certified Checks . ------------------Demand Deposits __________________ _ Tin1e Cert!f.icates of Deposits_______ _ Savings Deposits __________ -----~-Letters of Credit and Acceptances
executed for Customers___________
Bills Payable ---------------------Xotes and Bills Rediscounted_______ _ Other Liabilities -------------------

15,000.00 None
21,000.00 397.74
1,633.08 X one
1,500.00 3,413.43
X one 411,107.23
X one 75,315.83
None None X o-ne X one

'Jiotal ----------------------------$ 529,367.31

Total -----------------------------$ 529,367.31

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE BANK OF LAFAYETTE LaFayette, Ga.

As called for by the Superintendent of Banks.

C. C. GI<LBERT,
PresidenJt. Date of Charter: 11-13-1899

H. A. DAVISON,
Oasihier. Began Business: 1899

RESOURCES Loans and Dlscounts________________f 186,431.13

State of Georgia and Municipal Bonds

owned ____ __ ----------------- 107,098.21

U. S. Government Securities owned __ _ 1,173,872.29

Other Stocks and Bonds owned ___ _ 28,753.3S

Banking House and Lot____________ _ Furniture and Fixtures_____________ _

23,000.00 2,000.00

Other Real Estate owned ___________ _

None

Cash in Vault and Amount due from

approved Reserve Agents_______ _

848,420.11

Checks for Clearing and Due from

other Banks ---------------------

None

COavsehrdrIateftms s _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

None 987.47

Advance on Cotton and other Commodities __ __ __________________ _

15,000.00

Cu"tomers' Liability on Letters of Credit and Acceptances ___________ _

None

Profit and Loss---------------------

None

Other Resources --------------------

None

LIABILITIES Capital Stock ______________________ $ 50,000.00

Capital Xotes ----------------------

Surplus Fund

_________________ _

None 65,000.00

L"ndivided Profits _______________ --

9,299.97

Reserve Funds --------------------D-ue to Banks ---------------------Dividends Unpaid -----------------Cashier's Checks __________________ _

2,000.00 126,299.97
5,000.00 688.20

Certified Checks -------------------

None

Demand Deposits __________________ 1,632,675.43

Time Certificates Of Deposits_______ _ 11,156.60

Savings Deposits ________ ________ _ 609,626.67

Letters of Credit and Acceptances executed .f1or Customers__________ _

None

Bills Payable ---------------------Xotes and Bills Rediscounted_______ _

None
~one

Other Liabilities -------------------

116.29

Total ----------------------------$ 2,385,563.16

Total------------------------------$ 2,385,563.16

TWENTY-FOURTH ANNUAL REPORT

67

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE CITIZENS & SOUTHERN BANK OF LAGRANGE LaGrange, Ga.

As called for by the Superintendent of Banks.

ARTHUR F. WILLIS,
PresidenJt. Date of Oharter: 7-23-1937

HIA:RRY R. SiPIKES,
CaSihier. Began Business: 8-1-1937

RE-SOURCES Loans and DiscGunts_________________ $ 907,401.14

State of Georgia and Municipal BGnds

owned --------------------------- 866,243.57

U. S. Government Securities owned __ _ 3,533,163.16

Other Stocks and BGnds owned ______ _ 66,915.97

Banking House and LGt) Furniture and Fixtures)------------

22,255.50

Other Real Estate owned _____________ _

1.00

Cash in Vault and AmGunt due from approved Reserve Agents_________ _ 2,193,554.86

Checks for Clearing and Due from

other Banks ---------------------

7,952.15

Cash Items ------------------------

1,396.39

Overdrafts -------------------------

1,105.91

Advance Gn CGttGn and other CGm-

mGditles -------------------------

None

Customers' Liability Gn Letters of Credit and Acceptances____________
PrGfit and LGss ____________________ _

None None

Other ResGurces --------------------

17,230.50

TtGtaL--------~-------------------- 7,617,220.15

LIABILITIES

Capital StGck ----------------------$ 100,000.00

Capital Notes ----------------------

None

Surplus Fund ---------------------- 150,000.00

Undivided PrGfits ------------------ 52,899.50

RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_

45,013.68 449,011.81

Dividends Unpaid ------------------

8,430.00

Cashier's Checks -------------------

15,543.80

Cel'tifled Checks --------------------

335.50

Demand Deposits ------------------- 5,574,844,05

Time Certificates of Deposits_________

None

Savings DepGsits ------------------- 1,221,141.81

Lette<a of Credit and Acceptances executed .for Customers___________
Bills Payable _____________________ _

None NGlle

NGtes and Bills Rediscounted_______ _

~one

Other Liabilities -------------------

None

TtotaL____________________________ 7,617,220.15

STATEMENT

Showing condition at the close of business December 31, 1943, of

LAGRANGE RANKING COMPANY LaGrange, Ga.

As called for by the Superintendent of Ranks.

A. E. MALLORY,
Pi-esidenJt. Date of Charter: 7-8-1941

BEN F. McLAUGHLIN, Casihier.
Beg-an Business: 9-15-1941

RESOURCES LGans and Discounts________________ $ State Gf Georgia and Municipal BGnds
Gwned --------------------------1). S. Government Securities owned-Other Stocks and Bonds Gwned _____ _ Banking House and Lot_ ___________ _ Furniture and Fixtures ______________ Other Real Estate GWned___________ _ Cash in Vault and Amount due from
approved Reserve Agents _________ _ Checks fGr Clearing and Due from
other Hanks --------------------Cash Items -----------------------Overdrafts --------------------- ___ _ Advance on CGtton and other Com-
modities _________________________ _
CustGmers' Liability on Letters of Credit and Acceptances____________
Profit and Loss____________________ _
Other Resources ---------------------
TGtal _____________________________$

241,487.24
NGne 251,345.08
None None 3,000.00 None
457,330.21
2,432.77 X one 62.92
1,497.60
:SGne None 378.45
957,534.27

LIABILITIES Capital Stock ______________________$
Capital Notes ---------------------Surplus Fund ---------------------Undivided PrGfits _________________ _
RDeuseertvGe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certif,icates Gf Deposits________ _ Savings Dep{}Sits __________________ _
Letters of Credit and Acoeptances executed for Customers __________ _
Bills Payable ---------------------Notes and Bills Rediscounted_______ _ Other Liabilities -------------------

50,000.00 None
10.000.00 6,270.31 3,515.00 None None 440.63 NGne
747,409.78 NGne
139,898.55
None None :Sone None

TGtal ----------------------------$ 957,534.27

68

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

FARMERS & MERCHANTS BANK Lakeland, Ga.

As called for by the Superintendent of Banks.

W. L. MILLER,
Pres.idenJt.. Date of Charter: 4-18-1907

W. C. BANKS,
cashier. Began Business: 1907

RESOURCES Loans and Discoull!ts .. _______________ $
State of Georgia and Municipal Bonds owned ---------------------------
U. S. Government Securities owned __ _ Other Stocks and Bonds owned_____ _ Banking House and Lot____________ _
Furniture and Fixtures------------Other Real Estat" ownoo .. _______ _ Cash In Vault and Amount due from
approved Reserve Agents---------Checks for Clearing and Due from
oth"r Banks --------------------COavsehrdrIateftms s _-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Commodities _____ ----------- _____ _
Customers' Liability on Letters of Credit and Acceptances___________ _
Profit and Loss--------------------Other Resources --------------------

63,907.67
None 270,060.17
None 1,400.00
800.00 X one
240,752.88
~one
:-ione 9.05
None
X one Xon~ None

Total ----------------------------t 576,929.77

LIABILITIES Capital Stock ______________________ $
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds ________ ------------Due to Banks_______________________
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits __________________ _ Thrie Certificates of Deposilts_______ _ Savlngs Deposits ------------------Letters of Crooit and Acceptances
executed for Customers__________ _
Bills Payable ---------------------:-iotes and Bills Rediscounted _______ _ Other Liabilities -------------------

25,000.00 5,600.00 7,500.00 5,566.37 1,000.00
None 780.00 309.47 None 393,248.11 105,453.18 32,472.64
X one None :s-one X one

Total ----------- ------- __________ f 576,929.77

STATEMENT

Showing condition at the close of business December 31, 1943, of

LAKE PARK BANK Lake Park, Ga.

As called for by the Superintendent of Banks.

EWE'LL BROWN Presidenrt. '
Date of Charter: 1-22-1906

E1WE1LL BRO,WN,
casih.i.er. Began Business: 3-1906

RESOURCES Loans and Discounts________________ $
State of Georgia and Municipal Bonds owned ---------------------------
U. S. Government Securities owned__ _ Other Stocks and Bonds owned______ _ Banking House and Lot_____________ _ Furniture and Fixtures _____________ _ Other Real F..state ownoo _________ _ Cash in Vault and Amount due from
approved Reserve Agents _________ _ Checks for Clearing and Due from
other Banks --------------------COavsehrdrIateftms s __----_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Commodities ------------------------.
Customers' Liability on Letters of Credit and Acceptances___________ _
Profit and Loss____________________ _
Other Resources --------------------

11,607.40
None None X one 300.00 None X one
106,497.21
None 20.00
8.98
None
Xone None None

Total. _____ -----------------------$ 118,433.59

LIABILITIES Capital Stock ---------------------- $ Capital Notes ---------------------Surplus l<'und ---------------------Undivided Profits -----------------Reserve Funds ----------------- ___ _ Due to Banks-----------------~---- Divldends l:npald -----------------Cashier's Checks ------------------Cashier's Checks ------------------Demand Deposits ------------------Time Certificates of Deposits_______ _
Savings Deposits ------------------Lette<s of Credit and Acceptances
executed for Customers__________ _
Bills Payal>le ---------------------Notes and Bills Rediscounted _______ _
Other Liabilities -------------------

15,000.00 None
3,000.00 696.92
~one ~one
None 7.40
'Xone 93,373.74
6,355.53 None
:Sone :Sone
~one
None

TotaL____________________________$ 118,433.59

TWENTY-FOURTH ANNUAL REPORT

69

STATEMENT

Showing condition at the close of business December 31, 1943, of

NORTHEAST GEORGIA BANK Lavonia, Ga.

As called for by the Superintendent of Banks.

C. A. KIDD,
Presidenlt. Date of Charter: 9-20-1940

W. N. HARRISON,
Oashier. Be,gan Business: 9-23-1940

RESOURCES Loans and Discounts _______________$ State of Georgia and Municipal Bonds
owned __________________________ _
U. S. Government Securities owned __ _ Other Stocks and Bonds owned------Banking HoMe rnd Lot____________ _ Furniture and Fixtures _____________ _ Other Real Estate owned___________ _ Cash in Vault and Amount due from
approved Reserve Agents _________ _ Checks for Clearing and Due from
other Banks --------------------Cash Items ---------------- _______ _ Overdrafts ------------------------Advance on Cotton and other Com-
modities -----------------------Customers' Liability on Letters of
Credit and Acceptances___________ _ Profit and Loss____________________ _
Other Resources --------------------
Total ____________________________ $

139,939.18
~one
434,500.00 None
4,500.00 2,600.00
None
319,352.24
None 585.44
None
None
~one
None Xone
901,476.86

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand DeposLts ------------------Time Certificates of Deposits _______ _
Savings Deposits ------------------Lettes of Credit and Acceptances
executed f'Or Customers__________ _
Bills Payable ---------------------Xotes and Bills Rediscounted_______ _
Other Liabilities -------------------

25,000.00 None
25,000.00 1,521.97 None None 418.50 183.15 None
777,150.39 38,361.78
N9ne
None None None 33,841.07

Total ----------------------------$ 901,476:86

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE BRAND BANKING CO. Lawrenceville, Ga.

As called for by the Superintendent of Banks.

BARTOW MORGAN, Presidelllt.
Date of Charter: 6-2-1905

F. F. DOWIS, Oashier.
Began Business: 7-17-1905

RESOURCES Loans and Discounts_ ------------- $ State of Georgia and Municipal Bonds
owned ________ ---- _ ---------U. S. Government Securities owned ___ Other Stocks ll!nd Bonds owned.. ____ _ Banking House and LoL ____________ _ }.,urniture and Fixturts______________
Other Real Estate owned ____ ------Cash in Vault and Amount due from
approved Reserve Agents.. _____ _
Checks for Clearing and Due from other Brnks ____________________ _
Cash Items -----------------------Overdrafts ______ ------------------Advance on Cotton and other Com-
modities _____ ------------------Customers' Liability on Letters of
Credit and Acceptances ___________ _ Profit and Loss ____________ c_______ _
Other Resources --------------------

151,522.04
38,693.82 625,197.70
32,935.43 None
2,641.00 10,564.12
516,880.17
None
~one
:None
None
:Xone None None

TotaL____________________________$ 1,378,434.28

LIABILITIES
Capital Stock ----------------------$
Capital Notes ______ ---------------Surplus Fund ---------------------Undivided Profits __________'_______ _
RDeuseertvoe BFaunnkdss__-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_--_ -
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits __ ----------------Time Certifica-tes of Deposits_______ _ Savings Deposits ------------------Letters of Cl'edit and Accepta,nc~
executed for Customers___________
Bills Payable ---------------------Notes and Bills Rediscounted _______ _ Other Liabilities -------------------

50,-G00.\10 None
50,000.00 28,804.52
}I'one None None 524.98 None 926,715.35 322,355.99 None
None None
~one
33.44

TotaL _____________ --------------$ 1,378,434.28

70

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF LENOX Lenox, Ga.

As called for by the Superintendent of Banks.

R. H. ROBINSON, President.
Date of Charter: 6-20-1907

R. H. ROBINSON,
Cashier. Began Business: 6-25-1907

RESOURCES Loans and Discounts ________________$
State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned_______ Banking House and LoL_____________ Furniture and Fixtures_____________ _ Other Real Estate owned____________ Cash In Vault and Amount due from
approved Reserve Agents__________ _ Checks for Clearing and Due from . other Banks --------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances ____________ _ Profit and Loss ____________________ _
Other Resources --------------------
Total _____________________________$

126,169.83
None 301,500.00
None 1.00 1.00
None
210,666.68
None None 32.94
None
None None None
638,371.45

LIABILITIES Capital Stock -----------------.-----$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits _________________ _
RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits -------------------Time Certificates of Deposits _______ _ Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________ _
Bills Payable ---------------------Xotes and Bills Rediscounted ________ Other Liabilities -------------------

25,000.00 None
25,000.00 6,224.24
None None 1,250.00 1,647.38 None 444,369.38 134,880.45 None
~one
None None. None

Total ----------------------------$ 638,371.45

STATEMENT

Showing condition at the close of business December 31, 1943, of

FARMERS & MERCHANTS BANK Leslie, Ga.

As called for by the Superintendent of Banks.

W. T. ANDERSON, Presidenlt.
Date of Oharter: 12-1940

W. T. ANDERSON,
Cashier. Began Business: 1-2-1941

RESOURCES Loans and Discounts ____________ $
l:(tate of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned __ .Other Stocks and Bonds owned_______ Ifanking House and Lot____________ _ Furniture and Fixtures _____________ _ Other Real Estate owned____________
Cash In Vault and Amount due from approved Reserve Agents _ __ __ __
Checks for Clearing and Due from
other Banks -------------------- _ Cash Items -------------C---------Overdrafts _______ ------------------Advance on Cotton and other Com-
modities ____ ------'-------- _____ _ Customers' Liability on Letters of
Credit and Acceptances ____________
Profit and Loss--------------------Other Resources ----------------- __ _

96,439.50
None 50,000.00
None 1,500.00 1,000.00
None
188,404.77
None 10.00
6.50
187.45
X one None None

LIABILITIES Capital Stock ______________________ $
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds ____________________ _
DIJu!yeidtoendBsaUnknpsa-i-d---_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_. Cashier's Checks __________________ _
Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits _______ _ Savings Deposits __________________ _
Letters of Credit and Acceptances executed for Customers ___________ _
Bills Payable ---------------------Xotes and Bills Rediscounted _______ _ Other Liabilities __________________ _

25,000.00 None
5,000.00 4,458.55
None None 1,500.00 100.35 :Sone 269,792.41 12,532.41 19,114.14
None
~one
None 50.36

Total ----------------------------$ 337,548.22

Total ----------------------------t 337,548.22

TWENTY-FOURTH ANNUAL REPORT

71

STATEMENT

Showing condition at the close of business December 31, 1943, of

FARMERS STATE BANK Lincolnton, Ga.

As called for by the Superintendent of Banks.

JAMES H. BOYKIN,
Presidentt. Date of Charter: 9-26-1911

H. A. BUNCH, OaSihier.
Began Business: 12-2-1911

RESOURCES

Loans and Discounts

________$ 105,862.14

State of Georgia and Municipal Bonds

owned ---------------------------

3,000.00

U. S. Government Securities owned __ _ 297,635.66

Other Stocks and Bonds owned______ _

None

Banking House and Lot_____________ _

1.00

Furniture--' and Fixtures_____________ _ Other Real Estate owned ___________ _

1.00 151.00

Cash in Vault and Amount due from approved Reserve Agents __________ _ 272,644.37

Checks for Clearing and Due from

other Banks ----------------------

2,500.00

Cash Items ------------------------

None

Overdrafts ___ ----------------------

22.11

Advance on Cotton and other Com-

modities -------------------------

None

Customers' Liability on Letters of

Credit and Acceptances ___________ _ Profit and Loss____________________ _

:Sone None

Other Resources ------------.--------

:Sone

----

Total ----------------------------$ 681,817.28

LIABILITIES Capital Stock ______________________ $ Capital Notes ______________________
Surplus Fund ---------------------Undivided Profits --------~-------- Reserve Funds --------------------Due to Banks----------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits_______ _ Savings Deposits -------------~---- Letters of Credit and Acceptances
executed for Customers___________ _ Bills Payable _____________________ _
Notes and Bills Rediscounted _______ _ Other Liabilities --------------------

25,000.00 None
15,000.00 29,082.09
4,772.99 4,734.61
560.00 None
None
484,955.67 1,105.76
116,606.16
None None None None

Total _______________________ ------$ 681,817.28

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE PEOPLES BANK Lithonia, Ga.

As called for by the Superintendent of Banks.

I. M. S:TARR, SR., Preside,nrt;.
Date of Charter: 1910

I. M. STARR, SR.,
Cashier. Began Business: 1910

RESOURCES

I~oans and Discounts____

--- $

State of Georgia and Municipal Bonds

owned --------------------------lT. S. Gove"nment Securities owned __ _ Other Stocks and Bonds owned_______ Banking House and Lot____________ _

Furniture and Fixtures -----------Other Real Estate owned___________ _

Cash in Vault and Amount due from ar)proved Reserve Agents _________ _

Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ____________ ------------Advance on Cotton and other Com-
modities _______ -----------------Customers' Liability on Letters of
Credit and Acceptances___________ _ Profit and Loss ____________________ _

Other Resources --------------------

Total _____________________________$

25,524.75
None 261,294.82
None 2,500.00
None None
176,227.62
None None None
None
None None None
465,547.19

LIABILITIES Capital Stock ______________________$
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------DReuseertvoe BFaunnkdss__-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits _____ -------------Time Certificates of Deposits_______ _ Savings Deposits ------------------Letters of Credit and Acceptances
exeruted for Customers___________ _
Bills Payable ---------------------Notes and B!lls Rediscounted _______ _
Other Liabilities -------------------

25,000.00 None
20,000.00 2,723.88 None None 2,008.00 33.50 None
391,953.42 9,825.00
14,003.39
None None None None

TotaL____________________________$ 465,547.19

72

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE FARMERS BANK Locust Grove, Ga.

As called for by the Superintendent of Banks.

J. 0. MINTER, President.
Date of Charter: 1~2-1910

H. C. CHILDS,
Cashier. Began Business: 1-1910

RESOURCES

Loans and Discounts

__ ____ $

State of Georgia and Municipal Bonds

owned --------------------------U. S. Government Securities owned __ Otlier Stocks and Bonds owned______ _ Banking House and Lot__________ _ Furnltme and Fixtures _____________ _
Other Real Estate owned____________

Cash In Vault and Amount du" from approved Reserve Agents _______

Checks for Clearing and Due from

<>ther Banks ---------------------
Cash Items -----------------------Overdrafts __ ---------------------Advance on Cotton and other Com-
modities ______________ -

Customers' Liability on Letters of Credit and Acceptances___________ _
Profit and Loss____________________ _

Other Resources --------------------

Total _________________ _:__________$

66,003.48
None 62,000-00
None 1,000.00
None None
54,332.31
None None 2,088.84
16,585.59
None None None
202,010.22

LIABILITIES Capital Stock ----------------------$ Capital Xotes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Dividends Unpaid -----------------Cashier's Checks ---------------- __ _ Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits________ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________ _
Bills Payable ---------------------Notes and Bills Rediscounted ________ _
Other Liabilities -------------------

15,000.00 None
7,500.00 302.56 580.40 None 416.20 None None
177,711.06 500.00 None
None X one None None

Total. ____________________________ $ 202,010_22

STATEMENT

Showing condition at the close of business December 31, 1943, of

FARMERS STATE BANK Lumpkin, Ga.

As called for by the Superintendent of Banks.

A. T. FORT, President.
Date of Charter: 10-21-1911

E. E. HUMBER,
Cashier. Began Business: 12-1911

RESOURCES Loans and Discounts_______________$ State of Georgia and Municipal Bonds
owned ---~ _____ -- ------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned_______ Banking House and Lot______________
Furniture and Fixtures-------------Other Real Estate owned___________ _ Cash In Vault and Amount due from
approved Reserve Agents _________ _ Checks for Clearing and Due from
other Banks --------------------OCavsehrdrIateftms s _-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Commodities -------------------------
Customers' Liability on Letters of Credit and Acceptances ___________ _
Profit and Loss____________________ _
Other Resources --------------------
Total _____________________________,

82,962.34
4,288.90 ' 342,002.48
None None
1.00 None
460,329.10
7,525.69 None 35.13
None
None None None
897,144.64

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Dividends Unpaid -----------------Cashier's Checks _-----------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits ________ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers ___________ _
Bills Payable ---------------------Notes and Bills Rediscounted _______ _
Other Liabilities -------------------

28,000.00 None
16,000.00 6,476.08 None None 384.00 828.1?. None
781,511.37 39,436.!'il 24,508.56
None None None None

Total-----------------------------$ 897,144.64

TWENTY-FOURTH ANNUAL REPORT

73

STATEMENT

Showing condition at the close of business December 31, 1943, of

LUTHERSVILLE BANKING COMPANY Luthersville, Ga.

As called for by the Superintendent of Banks.

N. F. CULPEPPER,
. Presidenrt. Date of Charter: 10-11-1905

L. W. McKOON,
Ca:&hier. Began Business: 8-3-1906

RESOURCES Loans and Discounts________________$
State of Georgia and Municipal Bonds owned ___________________________
U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ Other Real Estat" owned___________ _
Cash in Vault and Amount due from approved Reserve Agents_________ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items -----------------------0\erdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances____________ Profit and Loss____________________ _
Other Resources --------------------

40,574.25
5,345.50 80,900.06
None 1,035.00
450.00 1,080.00
105,95ff.25
5,000.00 None
671.19
None
None None None

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds ----------------- ___ _ Due to Banks _____________~---------
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks -------------~----- Demand Deposits ------------------Time Certificates of Deposits ________ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers____________ Bills Payable ____________.. ________ _
Xotes and Bills Rediscounted _______ _
Other Liabilities -------------------

25,000.00 None.
1,373.06 850.00 661.35 None None 121.09 None
193,539.37 19,200.39 None
None None None 266.99

Total -----------------------------$ 241,012.25

Total ----------------------------$ 241,012.25

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE PEOPLES BANK Lyons, Ga.

As called for by the Superintendent of Banks.

WM. A. E:STR:OF'F, President.
Date of Charter: 5-4-1935

W. T. CHINA,
Cashier. Began Business: 6-1-1935

RESOURCES Loans and Discounts_______________$
State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned__ _ Other Stocks and Bonds owned_____ _ Banking House and Lot_____________ Furniture and Fixtures _____________ _ Other Real Estate owned ___________ _
Cash in Vault and Amount due from approved Reserve Agents _________ _
Checks for Clearing and Due from other Banks ____ -----------------
Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances____________ Profit and Loss _____________________
Other Resources --------------------

46,884.89
None 140,000.00
2,000.00 873.00 230.00
~one
566,132.42
2,385.15 399.70 None
8,014.56
None None None

Total ----------------------------$ 766,919.72

LIABILITIES

Capital Sh>ck ----------------------$ . 15,000.00

Capital Notes ----------------------

None

Surplus Fund ---------------------- 10,000.00

Undivided Profits __ ----------------

562.55

DReuseertvoe BFaunnkdss___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-

279.37 None

Dividends Unpaid ------------------

None

Cashier's Checks --------------- ___ _

1,139.88

Certified Checks ------------------Demand Deposits - ---------~------Time Certificates of Deposits________ _

6.00 689,686.48
50,245.44

Savings Deposits -------------------

None

Letters of Credit and Acceptances

executed for Customers___________ _

None

Bills Payable ---------------------Notes and Bills Rediscounted_______ _

None None

Other Liabilities -------------------

None

TotaJ _____________________________ $ 766,919.72

74

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE MERCHANTS & CITIZENS BANK McRae, Ga.

As called for by the Superintendent of Banks.

W. S. MANN, President.
Date of Charter: 3-28-1929

D.. M. McRAE, Cashier and Vice-President.
Began Business: 2-23-1929

RESOURCES Loans and Discounts_____ -----------$ State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned___________ _
Cash in Vault and Amount due from approved Re3erve Agents----------
Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances___________ _ Profit and Loss____________________ _
Other Resources --------------------

117,336.74
20,000.00 493,100.00
None 1,302.00
None 1.00
547,877.68
None None None
100,255.88
None X one :Sone

LIABILITIES

Capital Stock ______________ --------$ 50,000.00

Capital Notes ______________________

None

Surplus Fund ---------------------- 50,000.00

Undivided Profits ------------------ 12,243.78

RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_

8,000.00 None

Dividends Unpaid ------------------

468.00

Cashier's Checks -------------------

10.00

Certified Checks --------------------

None

Demand Deposits ------------------- 1,066,442.97

Time Certificates of Deposits _______ _ Savings Deposits __________________

27,074.36 57,659.86

Letters of Credit and Acceptances

executed for Customers____________

:Sone

Bills Payable ----------------------

None

~ otes and Bills Rediscounted _______ _

:None

Other Liabilities -------------------

7,914.33

Total ----------------------------' 1,279,873.30

Total ----------------------------f 1,279,873.30

STATEMENT

Showing condition at the close of business December 31, 1943, of

CITY BANK & TRUST COMPANY Macon, Ga.

As called for by the Superintendent of Banks.

T. RAD TURNER,
of President.
Date Charter: 6-29-1931

GUYTON G. ABNEY,
Cashier. Began Business: 7-2-1931

RESOURCES

Loans and Discounts----------------$ 1,533,565.52

State of Georgia and Municipal Bonds

owned ---------------------------

None

U. S. Government Securities owned __ _ 2,412,310.43 Other Bonds owned________________ _ 21,377.62

Banking House and LoL_____________ 34,200.00

Furniture and Fixtures________ " ____ _

7,134.01

Qther Real Estate owned____________

None

Cash in Vault and Amount due from

approved Reserve Agents_________ _ 961,100.10

Checks for Clearing and Due from

other Banks --------------------- 41,896.27

Cash Items ------------------------

1,891.78

Overdrafts ____ ---------------------

None

Advance on Cotton and other Com-

modities -------------------------

None

Customers' Liability on Letters of

Credit and Acceptances___________ _

None

Profit and LOS"---------------------

None

Other Resomces --------------------

None

Total-----~--- ____________________ $ 5,013,475.73

LIABILITIES Capital Stock _____________________ c$ 110,000.00

Capital Notes ----------------------

None

Surplus Fund ---------------------- 50,000.00

Undivided Profits ------------------ 123,169.22

DReuseertvoe FBuanndkss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

30,679.91 397,430.86

Dividends Unpaid ------------------

4,400.00

Cashier's Checks ------------------- 194,752.18

Certified Checks -------------------

102.25

Demand Deposits ------------------- 3,028,936.86 Time Certificates of Deposits________ 50,000.00

Savings Deposits ------------------- 1,024,004.45 Letters of Credit and Acceptances

executed for Customers___________ _

:Sone

Bills Payable ---------------------Xotes and Bills Rediscounted_______ _

None :Xone

Other Liabilities -------------------

X one

TotaL____________________________$ 5,013,475.73

TWENTY-FOURTH ANNUAL REPORT

iS

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF MADISON Madison, Ga.

As called for by the Superintendent of Banks.

W. H. ADAMIS, President.
Date of Charter: 12-26-1888

E. G. ATKINSON, Cashier.
Began Business: 1-1-1890

RESOURCES J,.oans and Discounts________________ $
State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned_____ _ Banking House and Lot_ ____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned_________ _
Cash in Vault and Amount due from approved Reserve Agents _________ _
Checks for Clearing and Due from oth~r Banks ---------------------
Cash Items -----------------------Overdrafts --------- ---------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability .;~>n Letters of
Credit and Acceptances ___________ _
Profit and LOSS------------------~-Other Resources -------------- _____ _

224,719.60
35,493.27 225,700.00
5,007.66 4,816.99 6,492.34 7,649.75
333,434.85
4,682.22 None None
5,295.21
None NOne :!"ione

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks -------------------Demand Deposits -----------------Time Certificates of Deposits_______ _
Savings Deposits ------------------Letters of Credit and, Acceptances
executed for Customers___________ _
Bills Payable ---------------------Xotes and Bills Rediscounted_______ _
Other Liabilities -------------------

50,000.00 None
40,000.00 7,300.00 None None 948.50 4.60 None
631,838.71 3,895.31
119,364.83
None None X one
~one

Tota-l _________________ ------------$ 853,351.95

Total.______________ --------------$ 853,351.95

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF MANCHESTER Manchester, Ga.

As called for by the Superintendent of Banks.

JAMES S. PETERS, President.
Date of Charter: 1-28-1910

OLAUDE A. BRAY, Cashier.
Began Business: 2-2-1910

RESOURCES Loans and Discounts ______________ $
State of Georgia and Municipal Bonds owned ---------------------------
U. S. Government Securities owned __ _ OtheP Stocks and Bonds owned______ _ Banking House and LoL___________ _ Furniture and Fixtures _____________ _ Other Real Estate owned ____ -------Cash in Vault and Amount due from
approved Reserve Agents_________ _ Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ---------------- _______ _ Advance on Cotton and other Com-
modities ________________________ _
Customers' Liability on Letters of Credit and Acceptances___________ _
Profit and Loss____________________ _
Other Resources --------------------

334,887.37
169,212.38 113,800.00
44,951.50 12,510.91 14,101.26 14,249.40
562,846.26
None None 3,508.84
None
None None 19,975.30

TotaL___________________________ t 1,290,043.22

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------DRueseertvoe BFaunnkdss__-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Dividends Unpaid -----------------Cashier's Chec:ks ------------------Certified Checks -------------------Demand Deposits ------------------Time Certificates of Deposits _______ _ Savings Deposits __________________
Letters of Credit and Acceptances executed for Customers___________ _
Bills Payable _____________________ _
Xotes and Bills Rediscounted _______ _
Other Liabilities -------------------

50,000.00 None
125,000.00 33,369.03 37,775.32 None 2,510.00 894.78 None 692,838.18 39,335.84 307,778.09
None None None 541.98

TotaL___________________________ f 1,290,043.22

76

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

COBB EXCHANGE BANK Marietta, Ga.

As called for by the Superintendent of Banks.

C. B. GOLSAN,
President. Date {)f Charter: 12-18-1906

W. G. +PATTERSON,
Cashier. Began Business: 1-1-1907

RESOURCES Loans, and Discounts________________ $
State of Georgia and Municipal Bonds owned -------------------------.--
U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot_ ___________ __ Furniture and Fixtures_____________ _ Other Real Estate owned_____________
Cash in Vault and Amount due from approved Reserve Agents ________ __
Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances__________ __
Profit and Loss--------------------Other Resources --------------------

257)67.49
None 477,325.00
None None 9,634.33 442.21
334,868.98
732.45 None 25.00
2,270.29
None None 319.70

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits ----------------DReuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposita ------------------Time Certificates of Deposits______ __ Savings Deposits _________________ _
Letters of Credit and Acceptances executed for Customers ___________ _
Bills Payable ---------------------Notes and Bills Rediscounted _______ _ Other Liabilities ---------~--------

50,000.00 13,000.00 10,000.00
9,148.68 1,850.00 11,111.28
282.00 829.12
None 831,595.55
11,350.00 144,218.82
None None None None

Total.----------------------------$ 1,083,385.45

Total __ --------------------------$ 1,083,385.45

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE CITIZENS BANK Marshallville, Ga.

As called for by the Superintendent of Banks.

C. C. HASLAM,
President. Date of Charter: 12-24"1906

c. c. HASILAM,
Ca81hier. Began Business: 1-1-1907

RESOURCES Loans and Discounts ________________ $ State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned ___ Other Stocks and Bonds owned ______ _ Banking House and Lot_____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned _________ _ Cash in Vault and Amount due from
approved Reserve Agents _________ _ Checks for Clearing and Due from
other Banks ---------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities --------r---------------Customers' Liability on Letters of
Credit and Acceptances ___________ _ Profit and Loss ___________________ __
Other Resources --------------------
Total _____________________________ $

149,766.34
None 23,000.,!)0
None 1.00 1.00 None
185,038.06
361.75 None
244.97
None
None None
~one.
358,413.12

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplllil Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks----------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits_______ _
Savings DeP<Jslts ------------------Letters of Credit and Acceptances
executed for Customers__________ __
Bills Payable ---------------------Notes and Bills Rediscounted _______ _
Other Liabilities -------------------

18,000.00 None
37,000.00 10,346.81
None None 525.00 219.10 None 242,688.78 49,485.32 None
None None None 148.11

Total ____________________________$ 358,413.12

TWENTY-FOURTH ANNUAL REPORT

77

STATEMENT

Showing condition at the close of business Deeember 31, 1943, of

GJ')ORGIA BANKING CO. Marshallville, Ga.

As called for by the Superintendent of Banks.

JOHN C. WALKER, JR.,
President. Date Qf Charter: 9-19-1910

JOHN C. WALKER, JR.,
Cashier. Began Business: 9-27-1910

RESOURCES Loans and Discounts________________$
State of Georgia and l)l:unlclpal Bonds owned ---------------------------
U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned___________ _
Cash in Vault and Amount due from approved Reserve Agents_________ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances___________ _ Profit and Loss____________________ _
Other Resources --------------------

54,561.08
None 5,000.00
None 2,000.00 1,400.00 4,094.89
82,918.71
1,136.68 None 30.76
13,200.00
None None None

LIABILITIES
Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks-------------~-------- Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ____ ------------Time Certificates of Deposits_______ _ Savings Deposits __________________ _
Letters of Credit and Acceptances executed for Customers___________ _
Bills Payable ---------------------:-.otes and Bill Rediscounted _______ _
Other Liabilities -------------------

25,000.00 None
6,000.00 6,817.6!;
None None None 200.00 :-lone 88,947.07 2,652.21 34,725.19
None
~one ~one
X one

164,342.12

Total -----------------------------$ 164,342.12

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF MEIGS Meigs, Ga.

As called for by the Superintendent of Banks.

J. A. BOWERS,
President. Date of Charter: 5-8-1903

TOM SIMITH,
Cashier.. Began Business: 6-1903

RESOURCES Loans and Discounts________________ ~ State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot ____________ _ Furniture and Fixtures---------~--Other Real Estate owned ___________ _ Cash in Vault and Amount due from
approved Reserve Agents_________ _ Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ------------------------4-dvance on Cotton and other Com-
modities ________________________
Customers' Liability on Letters of Credit and Acceptances____ --------
Profit and Loss ____________________ _
Other Resources --------------------
Total _____________________________ $

72;577.43
10,000.00 50,757.2!i
None 1.00 1.00
1,500.00
214,439.56
None None None
194,215.42
None None None
543,491.66

LIABILITIES Capital Stock ~---------------------$ Capital Xotes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks __ -------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits _ __ ----------Time Certificates of Deposits_______ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________ _ Bills Payable __ _________________ _
Xotes and Bills Rediscounted_______ _
Other Liabilities -------------------

50,000.00 :Sone
15,000.00 8,465.91 3,261.21 None 108.00 121.03 None
380,179.82 100.00
85,088.71
None :Sone :Sone 1,166.98

543,491.66

78

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

METTER BANKING COMPANY Metter, Ga.

As called for by the Superintendent of Banks.

P. V. STRIPLING, President.
Date of Charter: 7-25-1930

NITA BELLm BLAND, Cashier.
Began Business: 8-26-1935

RESOURCES Loans and Discounts ________________$ State of Georgia and Municipal Bonds
owned ------------------------ __ _ F. S. Government Securities owned-Other Stocks and Bonds owned_______ Banking House and Lot_____________ Furniture and Fixtures_____________ _ Other Real Estate owned____________ Cash in V11ult and Amount due from
approved Reserve Agents__________ Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts -------- _________________
Advance on Cotton and other Commodities ------------------------
Customers' Liability on Letters of Credit and Acceptances ___________ _
Profit and Loss_____________________
Other Resources --------------------
Total _____________________________$

138,826.31
24,250.00 434,700.00
None 15,000.00
900.00 None
247,845.64
None None 11.61
18,353.10
None
~one
None
879,886.66

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks_______________________
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks -------------------Demand Deposits ------------------Time Certificates of Deposits_________
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________ _ Bills Payable ____________________ _
:Xotes and Bills Rediscounted _______ _
Other Liabilities --------------------

2:>,000.00 None
15,000.00 6,987.87 2,000.00 None None
19,340.68 None
811,260.55 None None
None None None 297.56

Total.____________________________$ 879,886.66

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF MILAN Milan, Ga.

As called for by the Superintendent of Banks.

R. C. CHAMBERS,
. President. Date of Charter: 12-5-1906

D. R. NEWTON,
Cashier. Began Business: 10-1906

RESOURCES Loans and Discounts________________ $
State of Georgia and Municipal Bonds ownead ----------------- ---------
U. S. Government Securities owned-Other Stocks and Bonds owned_______ Banking House and Lot____________ _ Furniture and Fixtures ______________ Other Real Estate owned____________ Cash in Vault and Amount due from
approved Reserve Agents __________
Checks for Clearing and Due from other Banks ---------------------
Cash Items -----------------------Overdrafts -~ ----- __ . -------------Advance on Cotton and other Com-
modities __ ----------------------Customers' Liability on Letters of
Credit and Acceptances~----------Profit and Loss ____________________ _
Other Resources --------------------
Total ____________________________$

42,060.18
30,193.20 152,020.00
None 3,415.40
1.00 None
77,702.69
None None None
67,346.41
None
~one
None
372,738.88

LIABILITIES Capital Stock _____________________$
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks ______________________ _
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ___________________ _
Demand Deposits ------------------Time Certificates of Deposits~------ Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________ _ Bills Payable --~ __________________ _
Xotes and Bills Rediscounted _______ _
Other Liabilities -------------------

20,000.00 None
10,000.00 434.80
1,127.42 None 1.50
405.60 None
291,850.07 48,919.49
None
None None
~one
None

Total----------------------------$ 372.138.88

TWENTY-FOURTH ANNUAL REPORT

79

STATEMENT

Showing condition at the close of business December 31, 1943, of

EXCHANGE BANK .Milledgeville, Ga.

As called for by the Superintendent of Banks.

OTTO M. CONN, President.
Date of Charter: 5-20-1903

CHAS. J. CONN,
Cashier. Began Business: 6-1-1903

RESOURCES Loans and Discounts ____________ $
State <>f Georgia and Municipal Bonds o\\ned _ ________ _ _______ --- __ _
r. S. Government Securities owned __
Other Stocks and Bonds owned _ __ Banking House and Lot_____________ _ Furniture and Fixtures _____________ _ Other Real Estate owned ___________ _
Cash in Vault and Amount due from approved Reserve Agents _________ _
Checks for Clearing and Due from
-other Banks -------------------OCavsehrdrIateftms s _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Commodities _ --------------------
Customers" Liability on Letters of f'redit a!id Acceptances ___________ _
Profit and Loss____________________ _
Other Resources --------------------

400,652.01
61,793.83 291,229.38 18,312.00
~one
1,989.00 2,440.50
580,740.46
2,693.09 None
310.90
78,777.68
X one None 7,556.48

Total ----------------------------$ 1,446,495.33

LIABILITIES

Capital Stock ----------------------$ 100,000.00

Capital Notes ----------------------

None

Surplus Fund ---------------------- 85,000.00

Undivided Profits ------------------

13,518.05

Reserve Funds ---------------------

None

Due to Banks ---------------------Dividends Unpaid ________________ _

None 701.33

Cashier's Checks . ----------------.

1,800.60

Certified Checks --------------------

None

Demand Deposits ------------------- 1,245,475.35

Time Certificates of Deposits_ _______

None

Savings Deposits -------------------

None

Letters of Credit and Acceptances

exeeuted for Customers___________ _

Nons

Bills Payable ___________ ----------

None

Xotes and Bills Rediscounted _______ _

None

Other Liabilities -------------------

None

Total _____________________________$ 1,446,495.33

STATEMENT

Showing condition at the close of business Deeember 31, 1943, of

THE F ARMER:S & MERCHANTS BANK Milledgeville, Ga.

As called for by the Superintendent of Banks.

MARION H. ALLEN, President.
Date of Charter: 3-22-1898

J. F. BELL, JR.,
Cashier. B-egan Business: 3-1898

RESOURCES Loans and Discounts _____________ $
State of Georgia and Municipal Bonds
r.OVI"'led --------- ----- ---- ------
S. Government Securities owned __ _ Other Stocks and Bonds owned _____ _ Banking House and Lot. ___________ _ Furniture and Fixtures_____________ _ Other Real Estate owned ____________ _
Cash in Vault and Amount due from approved Reserve Agents _________ _
Checks for Clearing and Due from other Banks ____________________ _
Cash Items -----------------------Overdmfts ______ ------------------Advance on Cotton and other Com-
modities __ ----------------------Customers' Liability on Letters of
Credit and Acceptances__________ _ Profit and Loss_____________________
Other Resources --------------------

311,124.05
12,131.95 404,700.00
:-lone 9,594.11 3,560.00 16,234.84
448,999.01
1,370.95 2.00
30.05
None
None None 3,534.52

LIABILITIES Capital Stock ______________________$ 80,000.00

Capital ~otes --------------------

None

Surplus Fund --------------------

80,000.00

Undivided Profits ----------- _____ _ 10,662.48

Reserve Funds ________________ -----

6,869.15

Due to Banks _---------------------

~one

Dividends Unpaid ------------- ____ _

524.00

Cashier's Checks -------------------

364.57

Certified Checks --------------------

None

Demand Deposits __________________ _ 1,032,861.28

Time Certificates of Deposits---------

None

Savings Deposits -------------------

None

Letters of Credit and Acceptances executed for Customers___________ _

None

Bills Payable __ ------------------X<>tes and Bills Rediscounted _______ _

None
Xone

Other Liabilities --------------------

X one

Total --------------------------- $ 1,211,281.48

Total --------------------------- $ 1,211,281.48

80

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE MILLEDGEVILLE BANKING COMPANY Milledgeville, Ga.

As called for by the Superintendent of Banks.

E. E. BELL, President.
Date of Charter: 9-13-1874

MILLER R. BELL,
Cashier. Began Business: 10-13-1884

RESOURCES Loans and Discounts________________ $ 510,978.61

State of Georgia and 'Municipal Bonds

owned --------------------------U. S. Government Securities owned,__ Other Stocks and Bonds owned _____ _ Banking House and Lot_____________ _
Furniture and Fixtures_____________ _
Other Real Estate owned ___________ _

31,126.06 1,129,309.75
10,000.00 925.03 1.00
8,419.95

Cash in Vault and Amount due from approved Reserve Agents _________ _ 1,164,440.86

Checks for Clearing and Due from

CaosthheIrteBmasnk_s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_

46,667.67 None

Overdrafts ------------------------Advance on Cotton and oth"r Com-

122.85

modltles -------------------- __ Customers' Liability on Letters of
Credit and Acceptances____________ Profit and Loss____________________ _

X one
:Xone X one

Other Resources --------------------

None

LIABILITIES

Capital Stock ----------------------$ 50,000.00

Capital Notes ----------------------

None

Surplus Fund ---------------------- 100,000.00

Undivided Profits ------------------ 155,956.50

Reserve Runds --------------------- 23,500.00

Due to Banks ----------------------

None

Dividends Unpaid ------------------

646.00

Cashier's Checks __ -----------------

2,170.11

Certified Checks --------~-----------

None

Demand Deposits ___ ---- ---------- 2,569,719.17

Time Certificates of Deposits _______ _

None

Savings Deposits -------------------

X one

Letters of Credit and Acceptances

executed for Customers ___________ _

None

Bills Payable -------------- --------Notes and Bills Rediscounted _______ _

None None

Other Liabilities -------------------

None

Total ---------------------- ______ $ 2,901,991.78

Total-----------------------------$ 2,901,991.78

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF MILLEN Millen, Ga.

As called for by the Superintendent of Banks.

W. M. CORBETT, President. -
Date of Charter: 1-4-1893

W. H. SHEPPARD, JR., Cashier.
Began Businesil: 3-1-1893

RESOURCES Loans and Discounts ____________ $ State of Georgia and Municipal Bonds
owned _____ __ __ _____ . _____ _
U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot____________ _ Furniture and Flxtures________ c____ _ Other Real Estate owned____________ _ Cash In Vault and Amount due from
approved Reserve Agents _________ _ Checks for Clearing and Due from
other Ba!lks ____________________ _
Cash Items -----------------------Overdrafts __ -------- -------------Advance on Cotton and other Com-
modities _______________________ _
Customers' Liability on Letters of Credit and Acceptances ____________
Profit and Loss_____________________
Other Resources ---------- _________ _

691,504.35
2,500.00 166,400.00
3,000.00 6,000.00 3,000.00
None
567,995.49
None None None
None
None None
~one

Total --------------------------- $ 1,440,399.84

LIABILITIES Capital Stock ______________________ $ 50,000.00

Capital Notes ----------------------

None

Surplus Fund ---------------------- 50,000.00

Undivided Profits ------------------ 18,660.75

Rtserve Funds ---------------- ____ _ Due to Banks _______________________

None None

Dividends Unpaid ------------------

Xone

Cashier's Ch_ecks -------------------

1,183.83

Certified Checks --------------------

None

Demand D"poslts ______ ---------- 1,165,050.80

Time Certificates of Deposits________ _ 155,504.46

Savings Deposits -------------------

None

Letters of Credit and Acceptances

executed for Customers ___________ _

None

Bills Payable ----------------------

None

Xotes and Bills Rediscounted _______ _

None

Other Liabilities -------------------

X one

Total ____________________________ $ 1,440,399.84

TWENTY-FOURTH ANNUAL REPORT

81.

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF MOLENA Molena, Ga.

As called for by the Superintendent of Banks.

W. 0. JORDAN, President.
Date of Charter: 10-7-1901

R. H. FLETCHER, Cashier.
Began Business: 3-1899

RESOURCES Loans and Discounts__ __ __________ f State of Georgia and Municipal Bonds
owned __________________________ _
U. S. Government Securities owned __ _ Other Stocks and Bonds owned_______ Banking House and Lot _____________ _
Furniture and Fixtures-------------Other Real Estate owned __________ _ Cash in Vault and Amount due from
approved Reserve Agents __________ Checks for Clearing and Due from
other Banks _____________________
Cash Items --------------- __ Overdrafts --- Advance on Cotton and other Com-
modities __ ------------ ---- _____ _ Customers' Liability on Letters of
Credit and Acc<>ptances ___________ _
Profit and Loss ------- -----------Other Resources --------------------
Total __________________ --------- $

27,900.62
None 22,650.00
None 1,350.00 1,100.00 2,311.00
101,104.01
104.45 37.20 16.00
2,423.96
None None None
158,997.24

LIABILITIES Capital Stock ----------------------$ Capital ~otes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds ______________ ~------
Due to Banks ___ .------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks -------------------Demand Deposits ____ --------------Time Certificates of De.posits _________
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers ____________
Bills Payable __ -------------------Xotes and Bills Rediscounted________
Other Liabilities -------------------

15,000.00 None
1,000.00 1,517.37
None None None 54.35 None 113,041.15 19,507.70 8,876.07
None None None None

Total ---------------- __________ $ 158,997.24

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE FARMERS BANK Monroe, Ga.

As called for by the Superintendent of Banks.

C. R. BRADFORD, President.
-.Date of Charter: 12-2-1905

RESOURCES Loans and Discounts ________________ $
State of Georgia and Municipal Bonds owned __ __ ________ _________ ___
U. S. Government Securities owned __ _ Other Stocks and Bonds owned __ . __ Banking House and Lot _____________ _
Furniture and Fixtures-------------_ Other Real Estate owned ____________ _ Cash in Vault and Amount due from
approved Reserve Agents ______ ~-Checks for Clearing and Due from
other Banks ____ -----------------Cash Items __ ----------------------Overdrafts __ -------------------Advance on Cotton and other Com-
modities ___________ -- ______
Customers' Liability on Letters of Credit and Acceptances ___________ _
Profit and Loss _______ -----------Other Resources --------------------

330,427.15
59,953.94 812,763.77
12,975.00 X one
4,478.00 5,115.00
480,005.48
X one
~one
X one
~one
None
~one
6,746.00

Total ____________________________ $ 1,682,4M.34

C. R. BRADFORD, Cashier.
Began Business: 1-1-1906

LIABILITIES

Capital Stock ----------------------$ 100,000.00

Capital ~otes ----------------------

None

Surplus Fund --------------------

30,000.00

Undivided Profits ------------------

26,142.91

Reserve Funds ---------------------

None

Due to Banks -------------------

None

Dividends Unpaid ------------------

None

Cashier's Checks -------------------

504.28

Certified Checks --------------------

None

Demand Deposits __ ------- _______ _ 1,294,873.66

Time Certificates of Deposits________ 230,943.43

Savings Deposits __________ --------

None

Letters of Credit and Acceptances

executed for Customers____________

None

Bills Payable ---------------------Xotes and Bills Rediscounted_______ _

None None

Other Liabilities ____________ -------

None

TotaL ____________________________ $ 1,682,464.34

82

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

MOULTRIE BANKING COMPANY Moultrie, Ga.

As called for by the Superintendent of Banks.

E. M. VEREEN, President.
Date of Charter: 7-8-1896

M. L. LEE, Cashier. Began Business: 1896

RESOURCES Loans and Discounts____ ________ $ 2,671,206. 73

State of Georgia and Municipal Bonds

owned ------------------------ __ _ 55,263.70 U. S. Government Securities owned __ 1,826,896.88

Other Stocks and Bonds owned ______ _ Banking House and Lot_ ___________ _ Furniture and Fixtures ____________ _
Other Real Estate owned ______ ___

74,859.44 51,163.31
5,534.00 663.47

Cash in Vault and Amount due from

approved Reserve Agents ______ _ 1,095,969.67

Checks for Clearing and Due from

CaosthheIrteBmasnk_s__-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_

377,702.29 None

Overdrafts __ -----------------------

454.45

Advance on Cotton and other Com-

modities ------------------------ _ 307,612.4t

Customers' Liability on Letters of Credit and Acceptances ____________ _
Pmfit and Loss ____________________ _

None None

Other Resources --------------------

7,850.00

Total _____________________________$ 6,475,176.38

LIABILITIES

Capital Stock ----------------------$ 200,000.00

Capital Xotes ----------------------

:';"one

SmpJus Fund ---------------------- 200,000.00

Undivided Profits ----------------- _ 2'i3,608.83

Reserve Funds --------------------- 43,200.00

llul' to Banks-----------------------

None

Dividends Unpaid ------------------ 30,000.00

Cashier's Checks ------------------ _ 23,916.20

Certifieli Checl<s -------------------

None

Demand Deposits ------------------ 4, 711,621.86

Time Certificates of Deposits________ _ 533,009.31

Savings Deposits ------------------- 471,970.18

Letters of Credit and Acceptances

executed for Customers ___________ _

None

Bills Payable _______ ---------------

None

Xotes and Bills Rediscounted________

None

Other Liabilities -------------------

7,850.00

Total ---------------- ____________ $ 6,475,176.38

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE MOUNT VERNON BANK Mount Vernon, Ga.

As called for by the Superintendent of Banks.

D. A. McRAE, SR.,
PTesident. Date of Charter: 12-21-1900

W. M. PETERSON,
Cashier. Began Business: 1-24-1901_

RESOURCES Loans and Discount.s ________________ $
State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned Other Stocks and Bonds owned______ _ Banking House and Lot_ ___________ _ Furniture and Fixtures_____________ _ Other Real Estate owned____________
Cash in Vault and Amount due from approved Res.,rve Agents_________ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items ------------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances___________ _ Pmflt and Loss____________________ _
Other Resources ------------------ __ _
Total _____________________________ $

61,830.09
4,750.00 232,042.50
None 1,369.78 1,128.23
None
213,906.02
None None 63.25
None
None None None
515,089.87

LIABILITIES Capital Stock ----------------------$ Capital Xotes _--------------------Surplus Fund ---------------------undivided Profits -----------------Reserve Funds ____________________ _
Due to Banks----------------------Dividends (;npaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits __ ----------------Time Certificates of Deposits _______ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Cu-5tomers ___________ _
Bills Payable ---------------------Xotes and Bills Rediscounted________
Other Liabilities -------------------

15,000.00 Xone
50,000.00 5,154.74 753.89 None 1,500.00 996.05 None
383,044.68" 48,727.72 9,912.79
None None None
~one

Total --- -------------------------$ 515,089.87

TWENTY-FOURTH ANNUAL REPORT

83

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE CITIZENS BANK Nashville, Ga.

As called for by the Superintendent of Banks.

M. E. PERRY,
President. Date of Charter: 2-19-1943

P. L. HOWARD,
Oashier. Began Business: 3-8-1943

RESOURCES Loans and Discounts ________________ $ State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned-Other Stocks and Bonds owned______ _ Banking House and Lot_____________ _ Furniture and Fixtures____________ _ Other Real Estate owned___________ _ Cash in Vault and Amount due from
approved Reserve Agents _________ _ Checks for Clearing and Due from
other Banks --------------------COavsehrdrIatefmtss _-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Commodities __ -----------------------
Customers' Liability on Letters of Credit and Acceptances___________ _
Profit and Loss ____________________ _
Other Resources --------------------
TotaL____________________________ $

52,872.52
None 70,000.00
None 3,833.59 2,012.13
None
354,344.09
5.80 :-lone None
None
X one None None
483,068.13

LIABILITIES Capital Stock ______________________$
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkds s___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-
[)lvidends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits __________________ _ Time Certificates of Deposits_______ _ Savings Deposits ---------------- __ _ Letters of Credit and Acceptances
executed for Customers___________ _
Bills Payable ---------------------Notes and Bill3 Rediscounted_______ _
Other Liabilities -------------------

25,000.00 None
7,000.00 451.19 None None
1,000.00 519.49 None
435,692.45 13,405.00 None
None None None None

Tota.l. __________ -- ------------ ____$ 483,068.13

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE UNITED BANKING COMPANY Nashville, Ga.

As called for by the Superintendent of Banks.

JOSEPH M. BRYAN,
President. Date of Charter: 7-10-1924

0. B. WILLIAMS,
Oashier. Began Business: 7-1924

RESOURCES Loans and Discounts________________$ !;tate of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned-Other Stocks and Bonds qwned ______ _ Banking House an<l Lot_ ___________ _ Furniture and Fixtures _____________ _ Other Real Estate owned___________ _ Cash In Vault and Amount due from
approved Reserve Agents_________ _ Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts _____ ----------------- __ Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances___________ _
Pr<>fit and Loss--------------------Other Resources --------------------
Total ____________________________ $

163,217.40
4,000.00 295,700.00
None 2,172.00 1,564.80
None
435,646.99
3,274.96 2,010.78
None
None
None None None
907,586.93

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks_________________ ------
Dividends Unpaid ----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits________ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________ _
Bills Payable ---------------------Notes and Bills Rediscounted _______ _
Other Liabilities -------------------

35,000.00 None
35,000.00 15,863.71
3,965.52 2,774.24 4,200.00 1,121.05
None 613,728.46 195,933.95
None
None None None None

Total ---- ________________________ $ 907,586.93

84

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF NEWINGTON Newington, Ga.

As called for by the Superintendent of Banks.

W. L. BRANTLEY, President.
Date of Oharter: 7-7-1919

ADIEL E. HODGES,
Cashier. Began Business: 8-14-1919

RESOURCES Loans and Discounts ________________$ State (}f Georgia and Municipal Bonds
owned ------------------- ______ _ U. S. Government Securities (}Wlled __ _ Other Stocks and Bonds owned______ _ Banking House and Lot____________ _
Furniture and Fixtures-------------Other Real Estate owned ____________ _
Cash in Vault and Amount due from approved Reserve .Agents_________ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items -----------------------Overdrafts --------------------- ___ _ Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and .Acceptances___________ _
Profit and Loss--------------------Other Resources _________ ------------
Total ____________________________ $

24,001.42
~one
15,000.00 None
1,125.00 450.00 900.00
67,384.37
None None None
None
None
~one
None
108,860.79

J,J.AB1LITIES
Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------DReuseertvoe BFaunnkdss__-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits_______ _ Savings Deposits _______ ----------Letters of Credit and Acceptances
executed for Customers------------Bills Payable ---------------------Xotes and Bills Rediscounted _______ _
Other Liabilities -------------------

15,000.00 None None
2,175.31 None None None
165.51 None
87,569.37 3,938.00 12.60
None None None
:None

Total ----------------------------$ 108,860.79

STATEMENT

Showing condition at the close of business December 31, 1943, of

BAKER COUNTY BANK Newton, Ga.

As called for by the Superintendent of Banks.

J. C. ODOM,
President. Date of Charter: 10-4-1906

H. EUGENE HALL,
Cashier. Began Business: 10-15-1906

RESOURCES Loans and Discounts________________ $
State of Georgia .and Municipal Bonds (}Wlled ---------------------------
U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned___________ _
Cash in Vault and Amount due from approved Reserve .Agents _________ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items -----------------------Overdrafts ------------------------ __ Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptance-s_----~----- Profit and Loss--------------------Other Resources --------------------
Total _____________________________ $

50,865.89
None 34,000.00
None 2,160.00
738.40 None
379,841.00
None 63.00 None
None
None None None
467,668.29

LIABILITIES Capital St(}ck ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------DReuseertvoe BFaunnkdss__-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Dividends Unpaid -----------------Cashier's Checks ___________________
Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits--------Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers-----------Bills Payable ---------------------Notes and Bills Rediscounted _______ _
Other Liabilities -------------------

25,000.00 None
25,000.00 9,525.47 None None 2,000.00 2,484.69 None
388,320.77 15,337.36 None
None None None None

Total-----------------------------$ 467,668.29

TWENTY-FOURTH ANNUAL REPORT

85

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE BANK OF NORCROSS Norcross, Ga.

As called for by the Superintendent of Banks.

T. D. McDANIEL, President.
Date of Charter: 12-12-1903

J. S. NESBIT,
Cashier. Beegan Business: 2-1-1904

RESOURCES Loans and Discount.. ---------------$ State of Georgia and Municipal Bonds
owned ___________________________ _
U. S. Government Securities owne<l __ _ Other Stocks and Bonds owned______ _ Banking House and LoL ___________ _ Furniture and Fixtures ______________ Other Real Estate owned ___________ _
Cash in Vault and Amount due from approved Reserve Agents __
Checl;s for Clearing and Due from other Banks __________ . _________ _
Cash Items ------------- ____ . -Overdrafts __________ ---------- __ Advance on Cotton and other Com-
modities _ __ -----------------Customers" Liability on Letters of
Credit and Acceptances___________ _
Pmfit and Loss--------------------Other Resources --------------------
Total ____________________________$

39,921.92
None 157,649.00
None 4,262.50
850.00 None
203,268.11
None None None
X one
~one
;.;'one
~one
405,951.53

LIABILITIES Capital Stock ______________________$
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits ----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ________ --------Time Certificates of Deposit.. _______ _ Savings Deposits ------------------Letters of Credit and Acceptances
executed for Cu.stomers ___________ _
Bills Payable ---------------------Xotes and Bills Rediscounted________
Other Liabilities -------------------

30,000.00 None
6,000.00 6,981.58
240.61 None
1,800.00 None None
360,072.91 None
856.43
None None None None

Total . ---------------------------f 405,951.53

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF OCHLOCHNEE Ochlochnee, Ga.

As called for by the Superintendent of Banks.

W. H. WURST, President.
Date of Charter: 10-19-1906

A. E. SPE:ER,
Cashier. Began Business: 11-1906

RESOURCES Loans and Discounts ~------- _____ $ State of Georgia and Municipal Bonds
o\\ned _________________________ _
U. S. Government Securities owned-Other Stocks and Bonds owne<l ______ _ Banking House and LoL____________ Furniture and Fixtures______________ Other Real Estate owne<l ___________ _ Cash in Vault and Amount due from
approved Reserve Agents _________ _ Checks .for Clearing and Due from
other Banks . ___________________
Cash Items _____ ------------------Overdrafts _______________________ _
Ad,ance on Cotton and other Comm0dities ____ ---------- _________ .
f'ustomers' Liability on Letters of Credit anrl Acceptances____________
Profit and Lo3s -------------------Other Resources ___________________ _
Total ____________________________$

73,137.26
1,000.00 65,000.00
280.00 1,450.00 1,300.00
None
158,314.27
None None
.65
~one
None None None
300,482.18

LIABILITIES Capital Stock . _____________________ $
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks______________________ _
Dividends Unpaid -----------------Cashier's Checks -------------------Certified Checks ------------------Demand Deposits __ __ ------------Time Certificates of Deposits_______ _ Savings Deposits ______ -------- -Letters of Credit and Acceptances
executed for Customers-----------Bills Payable ---- ----------------Xotes and Bills Rediscounted________ Other Liabilities . _________________ _

16,000.00 3,000.00 2,550.00 1,468.24 1,400.00 19,127.47 None 408.53 None
225,501.39 5,350.00
25,676.55
None None None None

Total _________________________ $ 300,482.18

86

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE FIRST STATE BANK OF OCILLA Ocilla, Ga.

As called for by the Superintendent of Banks.

JOE H..LITTLE, President.
Date of Charter: 5-11-1943

G. E. PITTiMAN,
Cashier. Began Business: 6-1-1943

RESOURCES Loans and Discount.'! ________________ $
State of Georgia and Municipal Bonds owned -------~------------ _____ _
U. S. Government Securities owned __ _ Other Stocks and Bonds owned_______ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned ___________ _
Cash in Vault and Amount due from approved Reserve Agents__________
Checks for Clearing and Due from
other Banks ---------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances___________ _ Profit and Loss_ ___________________ _ Other Resources ____________________

172,488.75
None 827,402.85
None 8,122.50
465.75 None
599,127.32
200.36 None None
23,968.89
None None None

TotaL____________________________$ 1,631,776.42

LIABILITIES Capital Stock ______________________ $ 50,000.00

Capital Notes ----------------------

None

Surplus Fund ---------------------- 45,000.00

Undivided Profits ------------------

15,348.00

Reserve Funds ---------------------

None

Due to Banks...--------------------

None

Divldends Unpaid ------------------

2,500.00

Cashier's Checks -------------------

3,284.16

Certified Checks -------------------

None

Demand Deposits ------------------ 1,349,573.59 Time Certificates of Deposits _______ _ 52,604.20

Savings Deposits ------------------- 113,466.47

Letters of Credit and Acceptances

executed for Customers.-----------

None

Bills Payable ---------------------Notes and Bills Rediscounted________

None None

Other Liabilities -------------------

~one

Total----------- __________________ $ 1,631,776.42

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF OGLETHORPE Oglethorpe, Ga.

As called for by the Superintendent of Banks.

W. E. WILBURN, President.
Date of Charter: 2-1-1901

JOHN F. WILLIAMS, Cashier.
Began Business: 2-8-1901

RESOURCES Loans and Discounts________________ $
State of Georgia and Municipal Bonds owned ---------------------------
U. 8. Government. Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures______________ Other Real Estate owned___________ _ Cash In Vault and Amount due from
approved Reserve Agents __________ _ Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ---------------------- __ Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances____________ Profit and Loss _____________________
Other Resources --------------------
Total _____________________________ $

120,278.41
5,0()0.00 193,600.00
None 1,100.00
None 6,181.59
260,054.38
None None :None
8,349.42
None None None
594,563.80

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ----------------------Undivided Pmfits -----------------Reserve Funds --------------------Due to Banks----------------------Dividends Unpaid -----~----------- Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits _______ _ Savings Deposits __________________ _
Letters of Credit and Acceptances executed for Customers____________ .
Bill Payable -------------------- __ _ )olotes and Bills Rediscounted _______ _
Other Liabilities -------------------

15,000.00 None
10,000.00 8,564.91 1,979.46 None 104.00 5,169.88 None
532,652.75 21,092.80 None
None None X one :Sone

Total---------------------------- $ 594,563.80

TWENTY-FOURTH ANNUAL REPORT

87

STATEMENT

Showing condition at the close of business December 31, 1943, of

FARMERS BANK Palmetto, Ga.

As called for by the Superintendent of Banks.

J. H. BALLARD, President.
Date of Charter: 6-29-1918

B. HUD<SON,
Cashier. Began Business: 7-10~1918

RESOURCES Loans and Discounts________________ $
State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securitres owned __ _ Other Stocks and Bonds owned______ _ Banking House and LoL___________ _ Furniture and Fixtures_____________ _ Other Rea,l Estate owned___________ _
Cash in Vault and Amount due from approved Reserve Agents_________ _
Checks for Clearing and Due from
other Banks --------------------Cash Items _____ ------------------Overdrafts _______ -----------------AdYance on Cotton and other Com-
modities ------------------------Customers' I..iability on Letters of
Credit and Acceptances ___________ _
Profit and Loss--------------------Other Resources ___ -----------------

71,226.87
None 139,800.00
None 4,000.00 1,000.00 7,000.00
96,380.93
None None
~one
X one
X one None None

LIABILITIES
Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks_---------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits ________
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers ___________ _
Bills Payable ---------------------Notes and Bllls Rediscounted________
Other Liabilities -------------------

25,000.00 None None
5,492.65 None None None
127.51 None
226,222.53 62,565.11
None
None None None None

Total ----------------------------$ 319,407.80

Total ----------------------------$ 319,407.80

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE PATTERSON BANK Patterson, Ga.

As called for by the Superintendent of Banks.

ROMA THOMAS, President.
Date of Charter: 4-22-1907

PEARL B. DIXON,
Cashier. Began Business: 6-19~1907

RESOPRCES Loans and Discounts________________ $
State of Georgia and Municipal Bonds owned _______________ ____ ____ _
e. S. Government Securities owned __ _
Other Stock and Bonds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned___________ _ Cash in Vault and Amount due from
approved Reserve Agents__________ f'hecks for Clearing and Due from
other Banks --------------------Ca~h Ite-ms ______________ ---------Overdrafts ------------- ___________ _ Advance on Cotton and other Com-
modities ________ ----------------Customers' Liabllity on Letters of
Credit and Acceptances___________ _ Profit nnd Loss ____________________ _ Other Resources ___________________ _
Total _____________________________ $

23,884.0i
None 39,000.00
:Sone 2,000.00
700.00 X one
306,016.48
None None None
None
None None None
371,600.55

LIABILITIES Capital Stock ______________________ $
Capital Notes ---------------------Surplus Fund ------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks______________________ _
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits________ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Ctmtomers___________ _
Bills Payable ---------------------Notes and Bills Rediscounted________
Other Liabilities -------------------

15,000.0& None
5,000.00 5,714.92
None None None 384.95 None 328,505.84 16,994.84 None
None None None None

Total _____________ ----------------$ 371,600.55

88

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

FARMERS BANK Pelham, Ga.

As called for by the Superintendent of Banks.

F. H. HOLLIS, I'Tesident.
Date of Charter: 8-25-1002

J. R. PAYNE,
Cashier. Began Business: 9-1-1902

Loans

and

Di

RESOURCES scounts ________________

f

State of Georgia and Municipal Bonds

owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned_____ _ Banking House and Lot_____________
Furniture and Fixtures______________
Other Real Estate owned___________ _

Cash in Vault and Amount due from approved Reserve Agents __________

Checks for Clearing and Due from

,other Banks --------------------Cash Items -------------------- ___ _

Overdrafts ------------------------Advance on Cotton and other Com-

modities ------------------------ _ Customers' Liability on Letters <>f
Credit al\d Acceptances_ ___________

POrtohfeirt aRnedsoLurocesss--_-_-_-_-_-_-:__--_-_-_-_-_-_-_-_-_-_-_--_

240,895.85
7,632.92 688,515.00
4,200.00 3,240.77 2,353.35
None
557,085.09
None None None
None
~one
None None

Total ----------------------------$ 1,503,922.98

LIABILITIES

Capital Stock -------------------- __ $ 100,000.00

Capita,l Notes ----------------------

None

Surplus Fund ---------------------- 42,000.00

Undivided Profits ------------------

4,994.95

Reserve Funds --------------------Due to Banks ______________________ _

None None

Dividends Unpaid ------------------

None

Cashier's Checks -------------------

8,084.17

Certified Checks --------------- ___ _

None

Demand Deposits ------------------- 1,203,523.11

Time Certificates of Deposits_______ _ 145,320.15

Savings Deposits __________________ _

None

Letters of Credit and Acceptances

l'Xecuted for Customers___________ _ Bills Payable _____________________

None :X one

Notes and Bills Rediscounted ______ _

None

Other Liabilities -------------------

X one

Total _____________________________ $ 1,503,922.98

STATEMENT

Showing condition at the close of business December 31, 1943, of

PELHAM BANKING COMPANY Pelham, Ga.

As called for by the Superintendent of Banks.

W. C. COOPER, Presiderut.
Date of Charter: 12-4-1936

MRS. A. R. DASHER,
Cashier. Began Business: 12-8-1936

RESOURCES Loans and Discounts----------------$ State of Georgia and Municipal Bonds
owned ------------- ____________ _ U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and LoL ___________ _ Furniture and Fixtures~------------Other Real Estate owned____________ _
Cash in Vault and Amount due from approved Reserve Agents-----~---
Checks for Clearing and Due from other Banks ---------------------
Cash Items ________________________
Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances~----------Profit and Loss ____________________ _ Other Resources ____________________
Total _____________________________$

145,181.54
990.00 402,294.72
None 9,571.89 1,700.85
1.00
203,607.61
347.81 None
146.11
None
None None None
763,841.53

LIABILITIES Capital Stock ______________________ $
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Dividends Unpaid -----------------Cashier's Checks __________________ _ Certified Che~ks __________________ _
Demand Deposits ------------------Time Certificates of Deposits_______ _ Savings Deposits ------------------ _ Letters of Credit and Acceptances
executed for Customers___________ _ Bills P~yable ---------------------Xotes and Bills Rediscounted _______ _
Other Liabilities -------------------

25,000.00 None
5,000.00 10,087.81 10,150.95
None 283.89 6,064.85 None 526,001.42 2:\,852.55 111,468.38
None None None 43,931.68

Total -----------------------------$ 763,841.53

TWENTY-FOURTH ANNUAL REPORT

89

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE PEMBROKE STATE BANK Pembroke, Ga.

As called for by the Superintendent of Banks.

D. B. WARNELL, Presideillt.
Date of Charter: 12-29-1937

C. L. GRUVER, Casihier.
Began Business: 2-11-1938

RESOURCES Loans and Discounts------------,---$ State of Georgia and Municipal Bonds
o?tned _________________________ _
U. S. Government Securities owned __ Other Stocks and Bonds owned _____ _ Banking House and Lot____________ _ Furniture and Fixtures _____________ _ Other Real Estate owned________ __ Cash in Vault and Amount due from
approved Reserve Agents _________ _ Checks for Clearing and Due from
other Banks _____________________
Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters <>f
Credit and Acceptances____________ Profit and Loss _____________________
Other Resources --------------------
Total ______________________________ $

70,559.79
1,000.00 138,100.00
None 2,550.00
670.00 None
374,379.82
None None 136.85
7,454.66
None None 68.94
594,920.06

LIAB1L1T1ES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks----------------------Dividends Unpaid -----------------Cashier's Checks __________________ _
Certified Checks ------------------Demand Deposits __________________ _
Time Certificates of Deposits ________ _ Savings Deposits ___ --------------Letters of Credit and Acceptances
executed for Customers___________ _
Bills Payable ---------------------'i"otes "nd Bills Rediscounted _______ _
Other Liabilities -------------------

25,000.00 None
20,000.00 645.77 None N<>ne 108.00 367.97 None
507,479.39 36,508.23 2,759.41
None None None 2,051.:19

Total _____________________________$ 594,920.06

STATEMENT

Showing condition at the close of business December 31, 1943, of

PERRY LOAN & SAVINGS BANK Perry, Ga.

As called for by the Superintendent of Banks.

C. E. ANDREW, President
Date of Charter: 8-20-1889

W. V. TUGGLE, Cashier.
Began Business: 1889

Loans

and

RESOURCES Discounts ________________

f

State of Georgia and Municipal Bonds owned _________________________ _

lT. S. Government Securities owned __ _ Other Stocks and Bonds owned _____ _ Banking House and Lot____________ _ Furniture and Fixtures ______________ _ Other Real Estate owned ___________ _
Cash in Vault and Amount due from approved Reserve Agents _________ _
Checks for Clearing and Due from {)ther Ranks _______________________ _

Cash Items -----------------------Overdrafts __ ----------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters <>f
Credit and Acceptances ___________ _

Profit and Loss--------------------Other- Re~rces -------------------

147,712.26
None 530,000.00
None 2,500.00
1.00 None
552,082.93
None None 162.22
2,634.80
X one
~one
None

LIABILITIES Capital Stock ______________________ $ 25,000.00

Capital Notes ----------------------

None

Surplus Rund ---------------------l:ndivided Profits ________________ _

27,500.00 33,647.92

Reserve Funds --------------------Due to Banks . ___________________ _ Dividends Unpaid _________________ _ Cashier's Checks __________________ _ Certl.fied Checks ___________________ _

None None
850.00 1,019.99
None

Demand Deposits _ ------------------ 1,100,434.11

7ime Certificates of Deposits _______ _ Savings Deposits ___ _ ___ _______ _

17,000.00 29,641.19

Letters of Credit and Acceptances executed for f'ustomers __________ _
Bills Payable __ _______________ _

None None

Xotes and Bills Rediscounted ______ _

None

Other Liabilities ------------------ _

~one

Total ----------------------------$ 1,235,093.21

Total ___________ -----------------$ 1,235,093.21

90

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF PINEHURST Pinehurst, Ga.

As called for by the Superintendent of Banks.

W. F. SCARBOROUGH,
President. Date of Charter: 1-1-1908

F. M. WLLSON, Cashier.
Began Business: 1904

RESOURCES Loans and Discounts________________ $
State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and LoL____________ Furniture and Fixtures_____________ _ Other Real Estate owned___________ _
Cash In Vault and Amount due from approved Reserve Agents_________ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items _____ ------------------Overdrafts ---------------------- __ _ Advance on Cotton and other Com-
modities _______ -----------------Customers' Liability on Letters of
Credit and Acceptances ___________ _ Profit and Loss____________________ _
Other Resources -------------------

54,2~3. 73
None 46,000.00
None 1,350.00 1,750.00
None
215,323.94
None
~one
341.84
32,049.95
X one
~one ~one

LIABILITIES Capital Stock ______________________$
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeusoertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits _______ _
Savings Deposits ------------------ _ Letters of Credit and Acceptances
executed for Customers___ __, ______ _
Bills Payable ---------------------Notes and Bills Rediscounted _______ _
Other Liabilities -------------------

25,000.00 15,000.00
None 192.89
None None None 2,739.19 None 260,689.80 42,825.00 4,622.58
None None None None

Total --------------------------- $ 351,069.46

Total _______ -------------------- $ 351,069.46

STATEMENT

Showing condition at the close of business December 31, 1943, of

PITTS BANKING COMPANY Pitts, Ga.

As called for by the Superintendent of Banks.

A. C. S'HEtLL, President.
Date of Charter: 6-2-1906

A. C. SHE-LL, JR., Oashier.
Began Business: 6-1906

RESOURCES Loans and Discounts. _______________$
State of Georgia and Municipal Bonds owned ---------------------------
U. S. Government Securities owned __ _ Other Stocks and Bonds owned _____ _ Banking House and Lot_ ___________ _ Furniture and Fixtures_____________ _ Other Real Estate owned .. ---------~ Cash In Vault and Amount due from
approved Reserve Agents ________ _ Checks for Clearing and Due from
other Banks ____________________ _
Cash Items -----------------------Overdrafts --------------------- ___ _ Advance on Cotton and other Com-
modities -------------------------Customers' Liability on Letters of
Credit and Acceptances___________ _ Profit and Loss ____________________ _
Other Resources -------------------

8,555.88
None 147,100.00
1,000.00 250.00 400.00
4,860.00
188,420.05
~one
None None
21,008.79
None None None

Total ----------------------------$ 371,594.72

LIABILITIES Capital Stock ______________________ $
Capital Notes ---------------------Surplus Fund --------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_
Dividends Unpaid -----------------Cashier's Checks ___________________
Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits_______ _ Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers__________ _
B!Us Payable --------------------"Notes and Bills Rediscounted _______ _ Other Liabilities -------------------

25,000.00 None
5,00().00 4,029.31 , None
None None 257.76 None 327,079.99 111,227.66 Xone
None None
~one
X one

Total ____________________________$ 371,594.72

TWENTY-FOURTH ANNUAL REPORT

91

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE BANK OF QUITMAN Quitman, Ga.

As called for by the Superintendent of Banks.

SAM'L S. ROUNTREE, President.
Date of Charter: 12-26-1888

H. W. Sll'UBBS,
Cashier. Began Business: .12-28-1888

RESOURCES Loans and Discounts ________________ $
State of Georgia and Municipal Bonds owned _________________..:________ _
U. S. Government Securities owned __ _ Other Stocks and Bonds owned _____ _ Banking House and Lot_ ____________ Furniture and Fixtures_____________ _ Other Real Estate owned___________ _
Cash in Vault and Amount du" from approved Reserve Agents_________ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items -----------------------Overdrafts --------------------- ___ _ Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances ____________ Profit and Loss_____________________
Other Resources -------------------

84,984.37
None 704,700.00
10,000.00 5,069.29 403.97 None
722,707.59
12,615.33
~one
:None
1,396. 71
~one
:X o n e None

Total ___________ c_______________$ 1,541,87i.26

LIABILITIES

Capital Stock ----------------------$ 50,009.00

Capital ::'\Totes ----------------------

None

Surplus Fund ---------------------- 50,000.00

Undividoo Profits ------------------ 15,599.73

Reserve Funds --------------------Due to Banks _______________________

28,614.12 7,211.58

Dividends Unpaid ------------------

2,000.00

Cashier's Checks -------------------

7,437.67

Certified Checks -------------------

~one

Demand Deposits ------------------- 1,221,590.03

Time Certificates of Deposits________ _

None

Savings Deposits ------------------- 159,424.13

Letters of Credit and Acceptances executed for Customers__________ _

None

Bills Payable ---------------------Xotes and Bills Rediscounted_______ _

None None

Other Liabilities -------------------

~one

Total ----------------------------$ 1,541,871.26

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE TATTNALL BANK Reidsville, Ga.

As called for by the Superintendent of Banks.

W. E. SMITH, JR., President.
Date of Charter: 9-14-1900

W. E. SMITH, JR., Gashier.
Began Business: 10-22-1900

RESOURCES Loans and Discounts________________$
State of Georgia and Municipal Bonds owned ---------------------------
U. S. Government Securiti<>S owned __ _ Other Stocl<s and Bonds owned ______ _ Banking House and Lot. ___________ _ Furniture and Fixtures_ _____________ Other Real Estate owned____________ Cash in Vault and Amount due from
approved Reserve Agents_________ _ Checks for Clearing and Due from
other Banks --------------------OCvaeshrdrIatfetms s __-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Advance on Cotton and other Commodities ___ ----------------- ___ _
Customers' Liability on Letters of Credit and Acceptances ___________ _
Profit and Loss ___________________ _
Other Resources -------------------
Total ____________________________ $

24,828.20
None 199,525.00
None 3,106.00 1,247.00
None
703,951.19
None X one 251.40
None
None
~one
None
932,908.79

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks ______________________ _
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits -----------------Time Certificates of Deposits_______ _ Savings Deposits ___________________
Letters of Credit and Acceptances executed for Customers___________
Bills Payable __ -----------------Notes and Bills Rediscounted _______ _ Other Liabilities ___________ _

25,000.00 None
15,000.00 208.08 None None None
7,616.89 None
817,665.85 19,172.95 48,245.02
::><one None None None

Total ----------------------------$ 932,908.79

92

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

RENTZ BANKING COMPANY Rentz, Ga.

As called for by the Superintendent of Banks.

0. D. BARRON, President
Date ()f Charter: 5-2-1914

EiMILY S. BARRON, Assistant Cashier. Began Business: 5-5-1914

RESOURCES Loans and Discounts ________________ $
State of Georgia and Municipal Bonds owned ---------------------------
U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot____________ _
Furniture and Fixtures-------------Other Real Estate owned ___________ _ Cash in Vault and Amount due from
approved Reserve Agents ________ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items ____ -------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities _________________ -------
Customers' Liability on Letters of Credit and Acceptances ___________ _
Profit and Loss ____________________ _
Other Resources -------------------

49,579.40
None 4,063.75
800.00 560.00
None 10.00
139,701.49
None None 260.59
19,387.39
None
~one
None

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits __________________
RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_--_
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits_______ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers__________ _
Bills Payable __ -----------------Notes and Bills Rediscounted _______ _ Other Liabilities __________________ _

15,000.00 None
5,000.00 8,217.40 2,677.50
None None None None 177,657.72 5,750.00 None
None None None X one

Total ______ --------------------- ..$ 214,302.62

Total ----------------------------$ 214,302.62

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE CITIZENS STATE BANK Reynolds, Ga.

As called for by the Superintendent of Banks.

W. J. BUTLER, President.
Date of Charter: 9-8-1922

R. L. BELL, Oashier.
Began Business: 9-8-1922

RESOURCES I.oans and Discounts __ --------------$ State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned __ Other Stocks and Bonds owned______ _ Banking House and Lot_ ___________ _ Furniture and Fixtures ______________
Other Real Estate owned ____ -------Cash in Vault and Amount due from approved Reserve Agents ___ -------Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ________ ----------------Advance on Cotton and other Com-
modities __ __________ ---------
Customers' Liability on Letters of Credit and Acceptances ___________ _
Profit and LOSS---------------- ---Other Resources -------------------

397,002.19
1,000.00 58,000.00
None 7,000.00 2,418.53
None
71,375.89
None None None
21,795.43
None None None

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Fndivided Profits -----------------Rese.rve Funds --------------------DDuiveidteondBs aUnknpsa-i-d--_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Cashier's Checks ------------------Certified Checks __________________ _ Demand Deposits ___________________
Time Certificates of Deposits _______ _
Savings Deposits -----------------Letters of Credit and Acceptances
executed for Customers__________ _
Bills Payable ___ -----------------Notes and Bills Rediscounted _______ _
Other Liabilities -------------------

25,000.00 None
10,000.00 12,309.27
5,419.10 None
2,000.00 5.00
None 431,.352.75
9,252.59 63,253.33
None None None None

Total ----------------------------$ 558,592.04

Total ------ ________ --------------$ 558,592.04

TWENTY-FOURTH ANNUAL REPORT

93

SrJ.'ATEMENT

Showing condition at the close of business December 31, 1943, of

RICHLAND BANKING CO. Richland, Ga.

As called for by the Su,perintendent of Banks.

E. W. PARISH, President.
Date of Charter: 10-13-1927

WILLIS STRICKLAND, Oashier.
Began Business: 10-15-1927

RESOURCES Loans and Discounts________________ $
State of Georgia and Municipal Bonds owned ---------------------------
U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures______________ Other Real Estate owned____________
Cash In Vault and Amount due from approved Reserve Agents _________
Checks for Clearing and Due from other Banks _____________________
Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances ____________ Profit and Loss_____________________
Other Resources -------------------

116,235.61
900.00 120,800.00
None 3,828.00
837.00 None
488,110.42
160.00 107.36
None
None
:None
~one
None

LIABILITIES
Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund . --------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks-- . ------------------Dividends Unpaid -----------~----- Cashier's Checks -----------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits _______ _ Savings Deposits _________ ---------Letters of Credit . and Acceptances
executed for Customers__________ _
Bills Payable __ -----------------Notes and Bills Rediscounted_______ _
Other Liabilities -------------------

40,000.00 None
12,000.00 1,248.61 None
124,115.22 336.00
2,086.86 None
499,896.25 5,000.00
46,295.45
" Sone
:None None None

Total .----------------------------$ 730,978.39

Total ___ --------~--------------- $ 730,978.39

STATEMENT Showing condition at the close of business December 31, 1943, of
BANK OF RINGGOLD Ringgold, Ga.

As called for by the Superintendent of Banks.

R. H. BANDY, Vice-President.
Date of Charter: 8-24-1904

J. COL'I'ON WE.EKS, Ca>shier.
Began Business: 8-1904

RESOURCES I;oans and Discounts------- --- $ State of Georgia and Municipal Bonds
owned --------------------------U. S. Go>ernment Securities owned __ Other Stocks and Bonds owned______ _ Banking House and Lot_____________ Furniture and Fixtures ______________
Other Real Estate owned-----------Cash In Vault and Amount due from
approved Reserve Agents__________ Checks for Clearing and Due from
other Banks --------------------OCvaeshrdrIatfetms s _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Advance on Cotton and other Commodities ___ --------------------- _
Customers' Liability on Letters of Credit and Acceptances ____________
Profit and Loss ____________________ _ Other Resources ____________________
TotaL___________________________ $

228,576.93
10,853.33 204,687.98
None *9,547.25
8,908.64 1,648.25
136,080.07
None None 639.84
6,255.10
None None 640.41
607,837.80

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits, ----------------Reserve Funds _____________________
Due to Banks . --------------------Dividends Unpaid ----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits _ ----------------Time Certificates of Deposits ________ _
Savings Deposits ____ ------------Letters of Credit and Acceptances
executed for Customers__________ _
BI!Js Payable __ -----------------Notes and Bills Rediscounted_______ _
Other Liabilities --------------------

25,000.00 None
*8,000.00 2,057.65 None None 245.00 666.00 None
420,684.02 5,000.00
145,910.13
None None :None 275.00

TotaL ___________________________ $ 607,837.80

Note: $9,000.00 of cost of Banking House charged to surplus.

94

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

CRAWFORD COUNTY BANK Roberta, Ga.

As called for by the Superintendent of Banks.

C. R. AVERA, President.
Date of Charter: 1-7-1901

F. E. BENTLEY,
Cashier. Began Business: 1-8-1901

Loans and DiscountRsE__S_O_U__R_C__E_S_______f
State of Georgia and Municipal B1>nds owned _______________ --------
r. S. Government Securities owned __ _
Other Stocks and Bonds owned______ _ Banking House and LoL____________ Furniture and Fixtures _____________ _ Other Real Estate owned___________ _ Cash In Vault and Amount due from
approved Reserve Agents _________ _ Checks for Clearing and Due from
CaosthheIrteBmasnk_s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-c-_-_-_-_-_-_ Overdrafts ------------ ____________ _ Ad,ance on Cotton and other Com-
modities ______ -----------------Customers' Liability on Letters of
Credit and Acceptances__________ _ Profit and Loss_____________________
Other Resources --------------------
Total _____________________________ $

36,848.03
6,500.00 119,100.00
None 1,083.00
541.50 5,500.00
140,677.68
5,000.00 None 31.28
4,133.47
X one None Xond
319,414.96

LIABILITIES Capital Stock ----------------------$ Capital Xotes ---------------------Surplus Fund -------------------Undivided Profits _________________ c
DReuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Dividends l'npaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits _ _______________ _ Time Certificates of Deposits________
Savings Deposits ------------------Letters 1>f Credit and Acceptances
executed for Customers__________ _ Bills Payable __ c __________________ _ Xotes and Bills Rediscounted_______ _ Other Liabilities -------------------

n,ooo.oo
None 6,000.00
258.77 None None None 555.53 None 251,201.71 46,398.95 None
None None
~one
None

Total ___________________ ----------$ 319,414.96

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE ROCKMART BANK Rockmart, Ga.

As called for by the Superintendent of Banks.

H. P. FAMBRO, President.
Date of Oharter: 10-30-1900

M. A. PEIRRY, Oashier.
Began Business: 10-30-1900

RESOURCES I.Joans and Discounts________________$
State of Georgia and Municipal B1>nds owned ______ _ __________________
U. S. Government Securities -owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot_ ____________ Furniture and Fixtures_____________ _ Other Real Estate owned ___________ _
Cash in Vault and Amount due from approved Reserve Agents __________ _
Checks for Clearing and Due from other Banks ---------------------
OCvasehrdrIateftms s _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Commodities __________ -----
Customers' Liability on Letters 1>f Credit and Acceptances__________ _
Profit and Loss _________ , __________ _ Other Resources ___________________ _

278,606.22
7,485.00 832,652.00
None 7,250.00 4,000.00
None
506,452.04
None X one 84.97
24,896.50
X one None 50.00

Total _____________________________ $ 1,661,476.13

LIABILITIES Capital Stock ______________________ $ 40,000.00

Capital Notes ---------------------Surplus Fund ___________ -----------Undivided Profits _________________ _

None 10,000.00 20,703.93

lRlueesertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_

None None

Dividends Unpaid -----------------Cashier's Checks ___________________

5,285.33 3,135.64

Certified Checks -------------------

None

Demand Deposits ___________________ 1,242,506.92

Time Certificates of Deposits ________

~one

Savings Deposits ------------------- 339,844.91

Letters 1>f Credit and Acceptances

executed for Customers__________ _

None

Bills Payable ---------------------XI>tes and Bills Rediscounted_______ _

None None

Other Liabilities -------------------

X one

Total -------------------------c---$ 1,661,476.73

TWENTY-FOURTH ANNUAL REPORT

95

STATEMENT

Showing condition at the close of business December 31, 1943, of

ROSWELL BANK Roswell, Ga.

As called for by the Superintendent of Banks.

J. H. FOSTER, President.
Date of Charter: 3-11-1901

C. G. WEBB, Oashier.
Began Business: 3J1901

RESOURCES Loans and Discounts _________________ $
State of Georgia and Municipal Bonds owned -------------------- __
r. S. Government Securities owned __
Other Stocks and Bonds owned _____ _ Banking House and Lot. ___________ _ Furniture and Fixtures______________ _ Other Real Estate owned ... _________ _
Cash in Vault and Amount due from approved Reserve Agents _________ _
Checks for Clearing and Due from
other Banks --------------------Cash Items ------------------------Overdrafts ---------------- __________ Advance on Cotton and other Com-
modities ____ -------------------Customers' Liability on Letters of
Credit and Acceptances__________ _ Profit and Loss_____________________
Other Resources --------------------

331,164.47
17,000.00 548,500.00
1.00 None 927.48 None
540,367.63
None None 871.99
10,293.71
None None None

Total ___________________________ $ 1,449,126.28

LIABILITIES

Capital Stock ----------------------$ 25,000.00

Capital Xotes ----------------------

None

Surplus Fund ----------------------

25,000.00

Undivided Profits -----------------Reserve Funds _______ .:_ ____________ _ Due to Banks_______________________

16,981.78 10,000.00
None

Dividends Unpaid ------------------

10.00

Cashier's Checl<s -------------------

2,468.93

Certified Checks -------------------

None

Demand Deposits ------------------- 1,122,732.05 Time Certificates of Deposits ________ _ 246,933.52

Savings Deposits -------------------

None

Lett<'fS of Credit and Acceptances executed fo-r Customers__________ _

None

Bills Payable ---------------------Xotes and Bills Rediscounted________ Other Liabilities ___________________

None None None

Total ----------------------------$ 1,449,126.28

STATEMENT

Showing condition at the close of business December 31, 1943, of

TRI-COUNTY BANK Royston, Ga.

As called for by the Superintendent of Banks.

HOKE McCONNELL, President.
Date of Charter: 8-9-1941

L. M. TURNER, Oashier.
Began Business: 9-1-1941

RESOURCES

Loans and Discounts

_. ___ $

State af Georgia and ~iunicipal Bonds

owned --------------------------U. S. Government Securities owned __
Other Stocks and Bonds owned______ _

Banking House and Lot. ___ ~-------Furniture and Fixtures _____________ _

Other Real Estate owned __________ _

Cash in Vault and Amount due from

approved Reserve Agents

Checks for Clearing and Due from

other Banks ---------------------

Cash Items ------------------------

Overdrafts ------------------------Advance on Cotton and other Com-

modities ____ ---------------------
Customers' Liability on Letters of Credit and Acceptances __________ _
Profit and Loss_____________________

Other Resources --------------------

84,993.39
None 360,596.05
None 4,580.00 1,052.67
None
160,161.51
None None None
None
1,564.50 None None

Total --------------------------- $ 612,948.12

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund __ -,----------------Undivided Profits ------------------Reserve Funds --------------------Due to Banks ______________________ _ Dividends Unpaid __________________
Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits_______ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers__________ _ Bills Payable ______________________
Xotes and Bills Rediscounted ________
Other Liabilities -------------------

25,000.00 None
5,000.00 7,950.79
None None None 622.77 None 574,374.56 None None
None None X one None

Total _____________________________ ~ 612,948.12

96

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF RUTLEDGE Rutledge, Ga.

As called for by the Superintendent of Banks.

R. W. WALLACE, President.
Date of Charter: 9-24-1898

J. M. GRIFFIN, Oashier.
Began Business: 10-1-1898

RESOURCES Loans and Discounts ____ _ ______ $
State <>f Georgia and Municipal Bonds owned _________ ------ -------------
U. S. Government Securities owned __ Other Stocks and Bonds owned _____ _ Banking House and LoL____________ _ Furniture and Fixtures _____________ _ Other Real Estate owned____ _____ _ Cash in Vault and Amount due from
approved Reserve Agents _________ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items -----------------------Overdrafts --------------------- ___ _ Advance on Cotton and other Com-
modities --------------- -------Customers' Liability on Letters of
Credit and Acceptances___________ _ Profit and Loss_____________________
Other Resources --------------------

139,328.01
11,051.60 26,000.00
2,900.00 799.30 622.40
1,040.10
64,062.18
3,603.59 145.00 None
48,552.16
None
~one
None

LIABILITIES Capital Stock ______________________$
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits __ ---------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks __________________ Demand Deposits _________________ _ Time Certificates of Deposits _______ _ Savings Deposits _______ .. _______ . Letters of Credit and Acceptances
executed for Customers __________ _
Bills Payable ---------------------Xotes and Bills Rediscounted _______ _
Ot.her Liabilities -------------------

25,000.00 4,000.00 9,500.00 7,143.62 2,500.00 None None 1,016.54 None
186,955.71 35,488.81 26,499.66
None None N<>ne X one

Total --------------------------- $ 298,104.34

Total ----------------------------$ 298,104.34

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF SASSER Sasser, Ga.

As called for by the Superintendent of Banks.

T. E. MILLER,
President. Date of Gharter: 1-15-1905

D. D. HILL, Oa.shier.
Began Business: 3-1905

RESOURCES Loans and Discounts __ .. _ _______ $
Stoawtene<>df G__e_o_rg_i_a__a_n_d__M__u_n_i_c_i_p_a_l _B__o_n_d_s
U. S. Government Securities owned __ _ Other Stocks and Bonds owned __ .. __ _ Banking House and Lot____________ _ Furniture and Fixtures _____________ _ Other Real Estate owned ___________ _
Cash In Vault and Amount due from approved Reserve Agents ________ _
Checks for Clearing and Due from
other Banks ---------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ____ --------------------Customers' Liability on Letters of
Credit and Acceptances__________ _ Profit and Loss ____________________ _ Other Resources ___________________ _

123,861.23
10,000.00 67,700.00
None 1,200.00 1,200.00
None
134,934.93
807.58 None None
::\one
None X one
~one

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund --------------------Undivided Profits ___________ ------
Reserve Funds --------------------Due to Banks----------------------Divlvdends Unpaid ---------- ______ _
Cashier's Checks ------------------Cutifled Checks ------------------Demand Deposits -------- ---------Time Certificates of Deposits_______ _
Savings Deposits ------------------Lette.rs of Credit and Acceptances
executed for Customers __________ _ Bills Payable _____________________ _
X<>les and Bills Rediscounted _______ _
Other Liabilities -------------------

25,000.00 None
32,500.00 6,038.25 None None 488.00 None
~one
272,872.49 2,805.00 None
None :Sone None X one

Total --- ----------------------- $ 339,703.74

Total ---------------------------- $ 339,703.74

TWENTY-FOURTH ANNUAL REPORT

97

STATEMENT

Showing condition at the close of business December 31, 1943, of

ATLANTIC SAVINGS & TRUST CO. Savannah, Ga.

As called for by the Superintendent of Banks.

JAMES E. CAROLAN, President.
Date of Charter: 11-6-1933

WM. H. WHITEHEAD, Oashier.
Began Business: 11-6-1933

RESOURCES

Loans and Discounts

.. _________ $ 1,193,612.97

State of Georgia and Municipal Bonds owned __________________________ _
r . S. Government Securities owned __ _

X one 415,000.00

Other Stocks and Bonds owned______ _ Banking House and Lot.___________ Furniture and Fixtures _____________
Other Real Estate owned ___________ _

X one 35,500.00
5,679.27 1.00

Cash In Vault and Amount due from

approved Reserve Agents_________ _ 261,637.35

Cherks for Clearing and Due from other Banks ___ . ______________ _

14,690.52

Cash Items ------------------------

X one

Overdrafts --------------------- ___ _

X one

Advanre on Cotton and other Com-

modities __ __ _____ ___ ----~-----

X one

Customers' Liability on Letters of

Credit and Acceptances __________ . Profit and Loss ____________________ _ Other Resourees ___________________ _

X one ;\one
24,110.58

Total .... - .. ---- __________________.$ 1,950,231.69

LIABILITIES

Capital Stock ----------- _________ $ 100,000.00

Capital Xotes ----------------------

None

Surplus Fund ---------------------- 100,000.00 l'ndivided Profits _________________ _ 102,522.90

Reserve Funds ---------------------

18,000.00

Due to Banks----------------------Certified Checks __________________ _

None
~one

Cashier's Checks -------------------

~one

Certified Checks ------------------Demand Deposits ___________________

772.19 )'<one

Time Certificates of Deposits ------- 425,031.18 Savings Deposits _________________ _ 1,197,567.73

Letters of Credit and Acceptances executed for Customers __________ _

None

Bills Payable ---------------------Xotes and Bills Rediscounted_______ _

None None

Other Liabilities -------------------

6,337.69

Total ____________________________ $ 1,950,231.69

STATEMENT

Showing condition at the close of business December 31, 1943, of

CITIZENS BANK & TRUST CO. Savannah, Ga.

As called for by the Superintendent of Banks.

GEO. H. SMITH, President.
Date of Charter: 5-22-1906

PAUL T. JiONES, Oashier.
Began Business: 6-1-1906

RESOURCES Loans and Discounts ______________ $ 7;;6,806.99

State of Georgia and Municipal Bonds

owned __ _____ __________ ____ _

25,095.78

r. S. Government Securities owned __ 2,400,299.34

Other Stocks and Bonds owned ____ _

21,389.00

Banking House and Lot_ ____________ 131,500.00

Furniture and Fixtures _____________ _

8,870.50

Other Real Estate owned ___________ _

54,999.05

Cash in Vault and Amount due from

approved Reserve Agents __________ _ 1,558,064.39

Checks for Clearing and Due from

other Banks ---------------------

X one

Cash Items __ ----------------------

X one

Overdrafts --------------------- ----

X one

Advance on Cotton and other Commodities __ ___________________ _

X one

Customers' Liability on Letters of

Credit and Acceptances__________ _ Profit and Loss ____________________ _

X one XonP

Other Resources -------------------

7,615.00

TotaL ____________________________ t 4,964,640.05

LIABILITIES

Capital Stock ----------------------$ 300,000.00

Capital Notes ----------------------

None

Surplus Fund --------------------- 100,000.00

l:ndlvided Profits _________________ _

21,000.00

Reserve Funds ---------------------

7,567.21

Due to Banks_____________________ _ 113,819.18

Dividends Unpaid ------------------

None

Cashier's Checks -------------------

20,424.80

Certified Checks -------------------

None

Demand Deposits ______ ------------ 3,233,630.46

Time Certificates of Deposits _________ 1,163,704.50

Savings Deposits -------------- ____ _

None

Lette1rs of Credit and Acceptances

executed for Customers __________ _

None

Bills Payable ----------------------

None

Xotes and Bills Rediscounted _______ _

None

Other Liabilities -------------------

4,493.90

Total ____________________________ f 4,964,640.05

98

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE GEORGIA STATE SAVINGS ASS'N Savannah, Ga.

As called for by the Superintendent of Banks.

J. P. HOULIHAN, President.
Date of Charter: 7-29-1909

S. B. LAFAR, Secretary and Treasurer.
Began Business: 8-4-1909

RESOURCES

Loans and Discounts ____

____ $ 2,386,428.14

State of Georgia and l\1unici!Jal Bonds owned __________________________ _

None

U. S. Government Securities owned __ 1,507,750.00

Other Stocks and Bonds owned _____ _ Banking House and Lot_ __________ _
Furniture and Fixtures _____________ _

284,612.50 93,945.00 1.00

Other Real Estate owned__________ _ 682,928.83

Cash In Vault and Amount due from

approved Reserve Agents

527,009.55

Checks for Clearing and Due from other Banks ____________________ _

1,171.')0

Cash Items ------------------------

None

Overdrafts -------------------------

X one

Advance on Cotton and other Com-

modities -------------------------

X one

Customers' Liability on Letters of

Credit and Acceptances __________ _

~one

P rOo ftihte ra nRde sLo uor.c.e s - -_-__-_-_-_- -_-_-_-_-_-_-_- _- -_-_-_-_-

None 5,020.60

Total ____________________________ $ 5,488,867.12

LIABILITIES

Capital Stock ----------------------$ 325,000.00

Capital Xotes ----------------------

None

Surplus Fund ---------------------- 100,000.00 Undivided Profits ________________ _ 23,078.69

Reserve Funds ---------------------

X one

Due to Banks. ------------------

7,500.00

Dividends Unpaid ------------------

None

Cashier's Checks ------------------Certified Checks __________________ _

7,061.00 12,231.35

Demand D'eposits -------------------

None

Time Certificates of Deposits _______ _ 1,299,013.46 Savings Deposits _________________ 3,697,265.57

Letters of Credit and Acceptances executed for Customers___________

X one

Bills Payable ---------------------Notes and Bills Rediscounted _______ _ Othe-r Liabilities __________________ _

None None 17,717.05

Total ____________________________ $ 5,488,867.12

STATEMENT

Showing condition at the close of business December 31, 1943, of

SAVANNAH BANK & TRUST CO. Sa:vannah, Ga.

As called for by the Superintendent of Banks.

JOHN J. OORNELL, President.
Date of Charter: 3-4-1869

J. F. HENNE!MIER,
Oashier. Began Business: 7-1-1869

RESOURCES

Loans and Discounts -------------- $ 2,536,349.59

State of Georgia and Municipal Bonds

-owned _____ ----------------------- 53,184.32

U. S. Government Securities owned __ 6,674,677.40

Other Stocks and Bonds owned ______ _ 146,753.02

Banking House and Lot_ ___________ _ 495,000.00

Furniture and Fixtures _____________ _ 20,000.00

Other Real Estate owned ------- __ _ 24,074.55

Cash In Vault and Amount due from

approved Reserve Agents __ -------- 5,053,184. 79

Checks for Clearing and Due from

CaosthheIrteBmasnk_s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Overdrafts ________________________ _

None None X one

Advance on Cotton and other Commodities __ ____________________ _

None

Customers' Liability on Letters of

Credit and Acceptances__________ _ Profit and Loss____________________ _

X one None

Other Resources -------------------- 62,047.36

Total _____________________________ $15,065,271.03

LIABILITIES

Capital Stock ----------------------$ 350,000.00 Capital Notes _____________________ _ 265,000.00

Surplus Fund --------------------- 250,000.00

Undivided Profits ------------------

51,780.58

Reserve Funds -------------------- _ 53.250.00 Due to Banks_______________________ 1,637,932.51

Dividends Unpaid __________________

None

Cashier's Checks __________________ _ 163,681.94

Certified Checks -------------------

None

Demand Deposits ------------------- 9,828,841.07

Time Certificates of D"posits ________ 2,461,573.65

Savings Deposits -------------------

None

Lett.,rs of Credit and Acceptances

executed for Customers __________ _

None

Bills Payable ---------------------Notes and Bills Rediscounted _______ _

None None

Other Liabilities -------------------

3,211.28

Total ____________________________ $15,065,271.03

TWENTY-FOURTH ANNUAL REPORT

99

STATEMENT

Showing condition at the close of business December 31, 1943, of

FARMERS & MERCHANTS BANK Senoia, Ga.

As called for by the Superintendent of Banks.

R. L. HARDY, President.
Date of Charter: 3-2-1874

R. W. ~REEMAN,
Oashier. Began Business: 1889

RElSOURCES Loans and Discounts________________ $
State <>f Georgia and Municipal Bonds owned ____ ---------------------
tr. S. Government Securities owned __ _ Other Stocks and Bonds owned _____ _ Banking House and LoL ___________ _ Furniture and Fixtures______________ Other Real Estate owned___________ _
Cash in Vault and Amount due from approved Reserve Agents __________ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items ___ --------------------Overdrafts ________ ----------------Advamce on Cotton and other Com-
modities __ ___ -----------------Customers' Liability on Letters of
Credit and Acceptances__________ _ Profit and Loss____________________ _ Other Resources ___________________ _
Total ____________________________$

112,314.52
None 136,491.47
None 1,400.00
385.00 10,050.00
126,843.82
None 12.56 None
12,030.34
None None None
399,527.71

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------DRueesertvoe BFaunnkdss___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates ol Deposits_______ _
Savings Deposits ------------------Lett.,rs of Credit and Acceptances
executed for Customers___________
Bills Payable ---------------------N"otes and Bills Rediscounted _______ _
Other Liabilities -------------------

25,000.00 None
7,000.00 5,477.25
None None 1,525.25 384.01 None 323,126.21 37,014.99 None
None None None None

Total _____________________________f 399,527.71

STATEMENT

Showing condition at the close of business December 31, 1943, of

CITIZENS BANK OF SHADY DALE Shady Dale, Ga.

As called for by the Superintendent of Banks.

0. H. PERRY, President.
Date of Charter: 2-6-1920

0. H. BANKS, Cashier.
Began Business: 4-12-1920

RESOURCES Loans and Discounts________________$ State <>f Georgia and Municipal Bonds
owned --------------------------L. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned ___________ _ Cash in Vault and Amount due from
approved Reserve Agents __________ Checks for Clearing and Due from
other Banks ____________________ _
Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit . and Acceptances__________ _ Profit and Loss____________________ _
Other Resources --------------------
Total _____________________________ $

56,943.84
Nooe 15,000.00
195.00 None 1.00 1.00
75,706.40
764.82 None
~one
None
None
~one
None
148,612.06

LIABILITIES Capital Stock ______________________ $
SCuarppiltuals NFuonteds _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_Undivided Profits __________________
Reserve Funds ------------ ________ _ D.E' to Banks _______________________ _ Dividends Unpaid __________________
Cashier's Checks ------------------Certified Checks ------------------Demand Deposits _________ --------Time Certificates of Deposits_______ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________
Bills Payable ---------------------Notes and Bills Rediscounted_______ _
Other Liabilities -------------------

20,000.00 None
3,000.00 93.52
220.46 None
604.00 397.23
None 92,561.69 31,735.16
None
None Nolle None None

Total _____________________________$ 148,612.06

100

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF SHARON Sharon, Ga.

As called for by the Superintendent of Banks.

ARTHUR D. BROWN, President.
Date of Charter: 9-29-1904

B. R. DARDEN, Oashier.
Began Business: 9-1904

RE,SOURCES

Loans and Discounts

___________ $

State <>f Goorgia and Municipal Bonds ovrned ________ ------------------
U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ Banking House and Lot_ ___________ _ Furniture and Fixtures_____________ _
Other Real Estate owned ___________ _

Cash in Yault and Amount due from approved Reserve Agents
Checks for Clearing and Due from
other Banks ---------------------
Cash Items -----------------------Overdrafts -- __ ------------ -------Advance on Cotton and other Com-
modities _____ ---------
Custmners' Liability on Letters of Credit and Acceptances __________ _
Profit and Loss____________________ _

Other Resources --------------------

24,515.80
None 18,166.01
None None 500.00 1,100.00
85,600.16
4,350.89 None
130.37
3,550.15
~one
X one X one

LIABILITIES Capital Stock ----------------------$ Capital Xotes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Dividends T:npaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits _______ _
Savings Deposits ------------------Lett<rs of Credit and Acceptances
executed for Customers----------Bills Payable ---------------------Xotes and Bills Rediscounted _______ _ Other Liabilities __________________ _

15,000.00 :X o n e
6,000.00 1,888.47
None None 9.00 12.80 None 108,497.81 6,506.00 X one
X one None );one None

Total ________ --c------- ------------$ 137,914.08

Total ----------------------------$ 137,914.08

STATEMENT

Showing condition at the close of business December 31, 1943, of

SOCIAL CIRCLE BANK Social Circle, Ga.

As called for by the Superintendent of Banks.

W. B.. SPEARMAN, President.
Date of Charter: 12-31-1923

W. S. McKIBBEN, Gashier.
Began Business: 3-8-1924

RESOURCES Loans and Discounts _____ ~--- ______ $ State of Goorgia and Municipal Bonds
owned __ ________________ .
U. S. Government Securities owned __ _ Other Stoeks and Bonds owned _____ _ Banking House and LoL____________ Furniture and Fixtures_____________ _ Other Real Estate owned___________ _ Cash in Yault and Amount due from
approved Reserve Agents_________ _ Checks for Clearing and Due from
other Banks -------- ___________ _ Cash Items ___ --------------------Overdrafts ----- --------------- ---Advance on Cotton and other Com-
modities ----------------- _______ _ Cust{)lners' Liability on Letters of
Credit and Acceptances ___________ Profit and Loss ____________________ _
Other Resources --------------------
Total ___ ---------------------- ____$

158,031.95
6,500.00 92,500.00
5,000.00 2,200.00
750.00 X one
160,716.46
5,064.52
~one
190.67
55,484.40
X one X one None
486,438.00

LIABILITIES Capital Stock ______________________ $
Capital Xotes ---------------------Surplus Fund --------------------l:ndivided Profits -----------------Reserve Funds --------------------Due to Banks----------------------Dividends Unpaid __________________
Cashier's Checks ------------------Certified Checks -------------------Demand D'eposits ----------------Time Certificates of Deposits ________
Savings Deposits ------------------Lett!'rs of Credit and Acceptances
executed for Customers ___________
Bills Payable ---------------------Xotes and Bills Rediscounted _______ _ Other Liabilities -------------------

25,000.00 None
12,500.00 1,030.16 None None 3,000.00 None 12.94
395,272.98 None
49,302.15
None None :Xone 319.77

Total _____________________________ $ 486,438.00

TWENTY-FOURTH ANNUAL REPORT

101

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE BANK OF SOPERTON Soperton, Ga.

As called for by the Superintendent of Banks.

J. B. O'CONNER, President.
Date Of Charter: 7-16-1906

I. H. HALL, JR., Oashier.
Began Business: 6-1903

RESOURCES Loans and Discounts _______________ $
State of Georgia and Municipal B<>nds ol\ned ---------------------------
U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned___________ _
Cash In Vault and Amount due from approved Reserve Agents ________ _
Checks fo1r Clearing and Due from other Banks ---------------------
Cash Items -----------------------Overdrafts ___ -------------------Advance on Cotton and other Com-
modities _______________________ _
Customers' Liability on Letters of Credit and Acceptances ___________ _
Profit and Loss_____________________
Other Resources --------------------

223,636.51
400.00 231,300.00
1,800.00 11,120.00
2,900.00 5,292.41
228,535.00
X one None X one
X one
X one X one 668.19

Total ------------------------ - --$ 705,652.11

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits _________________ _
Reserve Funds --------------------Due to Banks______________________ _
Dividends Unpaid -----------------Cashier's Checks __________________ _
Certified Checks ------------------Demand Deposits __________________ Time Certificates of Deposits_______ _ Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers __________ _ Bills Payable ---------------------1\oles and Bills Rediscounted _______ _ Other Liabilities -------------------

25,000.00 21,600.00 10,000.00
8,350.29 2,034.75
None None 2,581.51 None 509,649.20 126,436.36 None
None None None None

Total _________ ---- _______________.$ 705,652.11

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF HANCOCK COUNTY ,Sparta, Ga.

As called for by the Superintendent of Banks.

J. H. DOLVIN, President.
Date of Charter: 10-18-1904

E. A. THOMPSON, .Cashier.
Began Business: 10-1904

RESOURCES

Loans and Discounts

$

State of Georgia and Municipal Bonds

owned __ _____ ______ ---------

U. S. Government Securities owned __ _

Other Stocks and Bonds owned______ _

Banking House and Lot____________ _

Furniture and Fixtures ____________

Other Real Estate owned ____ --- __

Cash in Vault and Amount due from approved Reserve Agents_________ _

Checks for Clearing and Due from other Banl\s ---------------------
Cash Items -----------------------Overdrafts ____ .. ________ _

Advance on Cotton and other Com-

modities

__________________ _

Customers' Liability on Letters of Credit and Acceptances __________ _
Profit and Loss ___________________ _

Other Resources --------------------

153,782Ji'l.
None 136,000.00
6,231.67 None
3,800.00 None
138,475.63
None X one 103.8:)
X one
:X o n e X one
~one

Total

. ---.---------------$ 438,393.69

LIABILITIES Capital Stock ----------------------~ Capital Notes ---------------------Surplus Fund ------- ----- _____ _
Undivided Profits -----------------Reserve Funds --------------------flue to Banks __ --------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ---------~--------Demand Deposits ____ -- _________ _
Time Certificates of Deposits________
Savings Deposits -----------------Lettors <>f Credit and Acceptances
executed for Customers___________ Bills Payable _____________________ _
Notes and BiUs Rediscounted_______ _ Other Liabilities ----~--------------

25,000.00 None
5,000.00 2,871.45
None None 244.40 90.00 N<>ne 405,187.84 None None
None None None None

Total ______ ------------------- ___ $ .438,393.69

102

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE EXCHANGE BANK OF SPRINGFIELD Springfield, Ga.

As called for by the Superintendent of Banks.

J. W. TEBEAU, President.
Date of Gllarter: 12-31-1907

J. M:. MARCHMAN, Oashier.
Began Business: 1-1-1908

RESOURCES Loans and Discounts ________________$
State of Georgia and Municipal Bonds owned ---------------------------
U. S. Government Securities owned __ _ Other Stocks and Bonds owned_______ Banking House and Lot____________ _
Furniture and Fixtures-------------Other Real Estate owned___________ _ Cash in Vault and Amount due from
approved Reserve Agents__________ Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ------------------------Adv><nce on Cotton and other Com-
m<lditles ------------------------Customers' Liability on Letters of
Credit and Acceptances___________ Profit and Loss____________________ _
Other Resources --------------------
Total _____________________________$

183,433.03
28,100.00 280,000.00
None 1,300.00
700.00 None
286,754.26
None None None
None
None X one None
780,287.29

LIABILITIES Capital Stock _____ -----------------$ Capital Notes _c ___________________ _
Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks_______________________
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits________
Savings Deposits ------------------Lette-rs of Credit and Acceptances
executed for Customers__________ _
Bills Payable ---------------------Xotes and Bi.Jls Rediscounted _______ _
Other Liabilities -------------------

15,000.00 None
15,000.00 3,000.00 None None :None 2.50 None
520,441.94 None
226,842.85
None None None None

Total ----------------------------$ 780,287.29

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF STAPLETON Stapleton, Ga.

As called for by the Superintendent of Banks.

J. C. KILGORE, President.
Date of Charter: 9-24-1906

J. C. KILGORE, Cashier.
Began Business: 190{1

RESOURCES Loans and Discounts________________ $
State of Georgia and Municipal Bonds owned ____ ----------------------
U. S. Government Securities owned __ _ Other Stocks and Bonds owned_______ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned ___________ _ Cash In Vault and Amount due from
approved Reserve Agents_________ _ Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances___________ Profit and Loss____________________ _
Other Resources --------------------
Total ____________________________$

66,860.44
None 69,350.00
None 1,960.00 1,800.00 2,291.00
136,750.69
None None 23.75
None
None
~one
None
279,037.88

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund -------------c-------Undivided Profits -----------------Reserve Funds --------------------Due to Banks_______________________
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ----------- ________ _ Time Certificates of Deposits _______ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________ Bills Payable ______________________
Xotes and Bills Rediscounted_______ _
Other Liabilities -------------------

15,000.00 None
4,000.00 3,605.40
None None None 2,228.71 None 236,890.90 17,312.87 Xone
None N-one None X one

Total -------- --------------------$ 279,037.88

TWENTY-FOURTH ANNUAL REPORT

lll3

STATEMENT

Showing condition at the close of business December 31, 1943, of

BULLOCH COUNTY BANK Statesboro, Ga.

As called for by the Superintendent of Banks.

R. J. KENNEIDY,
President. Date of Charter: 1-19-1934

W. ID. ANDE'R:SON,
Cashier. Began Business: 4-14-1934

RESOURCES Loans and Discounts_______________ $
State of Georgia and Municipal Bonds owned ---------------------------
U. S. Government Securities owned __ _ Other Stocks and Bonds owned_______ Banking House and Lot____________ _ Furniture and Fixtures______________ Other Real Estate owned _____________
Cash in Vault and Amount due from approved Reserve Agents __________
Checks for Clearing and Due from <Jther Banks --------~-----------
Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ____ --------------------Customers' Liability on Letters of
Credit and Aceeptances ___________ Profit and Loss_____________________
Other Resources --------------------

359,013.10
None 684,500.00
None 13,000.0()
4,993.12 None
837,425.84
6,9~::~~
17.1i
None
None
~one
None

Total __ --------------------------$ 1,905,953.82

LIABILITIES

Capital Stock ----------------------$ 50,000.00

Capital Notes ----------------------

None

Surplus Fund ---------------------- 50,000.00

Undivided Profits ------------------ 14,808.80

DRue see rt ov eBFaunnkds _s __-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-

None 9,806.84

Dividends Unpaid ------------------

670.50

Cashier's Checks -------------------

7,986.10

Certified Checks -------------------

50.00

Demand Deposits ------------------- 1,611,204.12 Time Certificates of Deposits________ 62,058.70

Savings Deposits ------------------- 39,368.76

Letters of Credit and Acceptances

executed for Customers___________

None

Bills Payable ----------------------

None

Notes and BH!s Rediscounted________

None

Other Liabilities -------------------

None

Total _____________________________$ 1,905,953.82

STATEMENT

Showing condition at the close of business December 31, 1943, of

SEA ISLAND BANK Statesboro, Ga.

As called for by the Superintendent of Banks.

C. P. OLLIFF, President.
Date of Charter: 3-11-1901

C. B. McALLISTER, Cashier.
Began Business: 1901

RESOURCES Loans and Discounts________________ $ 608,585.67

State of Georgia and Municipal Bonds

owned __ ------------------------

None

F. S. Government Securities owned __ 582,100.00

Other Stocks and Bonds owned ______ _ Banking House and Lot.___________ _ Furniture and Fixtures _____________ _
Other Real Estate owned____________ _

None 13,000.00
3,708.30 1.00

Cash in Vault and Amount due from approved Reserve Agents__________ 1,041,490.50

Checks for Clearing and Due from

other Banks ---------------------

21,954.07

Cash Items -----------------------Overdrafts __________ ------------

130.79 1,694.80

Advance on Cotton and other Com-

modities ____ __ ------------------

None

Customers' Liability on Letters of

Credit and Acceptances__________ _ Profit and Loss____________________ _

~one
:None

Other Resources --------------------

None

Total ____________________________ $ 2,272,665.13

LIABILITIES Capital Stock ______________________ $ 50,000.00

Capital Notes ----------------------

None

Surplus Fund ---------------------- 30,000.00

Undivided Profits ------------------

14,043.60

Reserve Funds --------------------Due to Banks______________________ _

4,340.00 6,338.95

Dividends Unpaid ------------------

170.00

Cashier's Checks -------------------

9,901.37

Certified Checks -------------------

None

Demand Deposits ------------------- 2,012,105.56 Time Certificates. of Deposits________ 119,491.30

Savings Deposits -------------------

25,674.35

Letters of Credit and Acceptances executed for Customers___________

None

Eills Payable ---------------- ______

None

Notes and BiUs Rediscounted_______ _

None

Other Liabilities -------------------

None

Total ----------------------------$ 2,272,665.13

104

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

FARMERS & MERCHANTS BANK Summerville. Ga.

As called for by the Superintendent of Banks.

D. L. McWHORTER, President.
Date of Charter: 2-5-W26

GRADY W. COLE, Oashier.
Began Business: 2-6-1926

RESOURCES Loans and Discounts .. ______________ $ 213,124.92

State of Georgia and l\luniclpal Bonds owned ~---------- _____________ _

18,669.80

U. S. Government Securities owned __ _ 811,520.94

Other Stocks and Bonds owned_______ Banking HDuse and Lot_____________

:None 4,513.33

Furniture and Fixtures______________

1,336.60

Other Real Estate owned __________ _

None

Cash in Yault and Amount due from

approved Reserve Agents ____ ___ 1,016,647.59

Checks for Clearing and Due from

other Banks ---------- __________ _

7,065.17

Cash Items _________________ --------

X one

Overdrafts -------------------- ___ _

None

Advnce on Cotton and other Commodities ________________ -------

None

Cust-omers' Liability on Letters of

Credit and Acceptances __________ _

None

Profit and LOSS---------------------

None

Other Resources --------------------

None

LIABILITIES

Capital Stock ----------------------~ 25,000.00

Capital Xotes ----------------------

X one

Surplus Fund . --------------------- 30,000.00

Undivided Profits ------------------ 17'756.40

Reserve l!.,unds --------------------Due to Banks ______________________ _

2,158.92 None

Dividends Unpaid ------------------

472.00

Cashi~r's Checks __________________ _

1,354.57

Certified Checks ___________________ _

None

Demand Deposits __________________ _ 1,722,978.85

Time Certificates of Deposits _______ _ 273,1.57.61

Savings Deposits ___________________ _

X one

Lett<rs Df Credit and Acceptances

executed for Customers __________ _ Bills Payable __ ________________ _

X one
~one

Xotes and Bills Rediscounted_______ _

~one

Other Liabilities -------------------

:\'one

Total ----------------------------$ 2,072,878.35

Total

$ 2,072,878.35

STATEMENT

Showing condition at the close of business December 31, 1943, of

DURDEN BANKING COMPANY, INC. Summit, Ga.

As called for by the Supe-rintendent of Banks.

B. L. ROUNTREE, President.
Date of Charter: 6-26-1935

R. W. DURDEN, Oashier.
Began Business: 7-5-1935

RESOURCES Loans and Discounts__ _______ $ State of Georgia and Municipal Bonds
owned ________________________ _
U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot_ ___________ _ Furniture and Fixtures ________ ._____ _ Other Real Estate Dwned ___________ _ Cash In Vault and Amount due from
approved Reserve Agents _________ _ Checks for Cleadng and Due from C aosthh eIrt eBma3n k_s_ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ _- _- _- _- _- -_
Overdrafts --------------------- ___ _ Advance on Cotton and other Com-
modities _______________________
Customers' Liability on Letters of Credit and Acceptances__________ _
Profit and Loss--------------------Other Resources ___________________ _

115,834.44
None 3a,OOO.OO
None 2,200.00
1.00 . 1.00
89,029.99
None None None
58,290.00
None None None

TotaL----------_7 -----------------$ 300,356.43

LIABILITIES Capital S!Dck ----------------------$ Capital Xotes ---------------------Surplus Fund --------------------Undivided PrGfits __________________
Reserve Funds --------------------llue to Banks __ --------------------lllvidends Unpaid _________________ _
Cashier's Checks ------------------Certified Checks __________________ _ l}emand Deposits __________________ . Time Certificates of Deposits _____.. __ _ Savings Deposits __________________ _
Letters Df Credit and Acceptances executed fDr Customers__________ _
Bills Payable _____________________ _
Notes and Bills Rediscounted _______ _
Other Liabilities -------------------

15,000.00 None
3,000.00 1.825.85
~one
X one None 805.04 None' ~67 ,491.11 12,234.43
~one
None None
~one ~one

TotaJ _____________________________ $ 300,356.43

TWENTY-FOURTH ANNUAL REPORT

105

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE ;CENTRAL BANK Swainsboro, Ga.

As called for by the Superintendent of Banks.

R. A. FLANDERS, President.
Date of Charter: 9-27-1920

W. W. FlLANDERS, Oashier.
Began Business: 11-8-1920

RESOURCES Loans and Discounts. ______________ $

Stoawteneodf G__e_o_rg__ia__a_n_d__M__u_n_i_c_i_p_a_l_B__o_n_d_s

U. S. Government Securities owned __ Other Stocks and Bonds owned ______ _ Banking House and Lot. ___________ _ Furniture and Fixtures _____________ _
Other Real Estate owned________ __

Cash In Vault and Amount due from approved Reserve Agents _________ _

Checks for Clearing and Due from

other Banks ---------------------

Cash Item O,erdrafts

s

----------~-------------
________________________ _

Advance on Cotton and other Com-
modities _____ --------------------Custmners' Liability on Letters of
Credit and Acceptances__________ _ Profit and Loss____________________ _

Other Resources --------------------

214,360.97
10,000.00 109,800.00
None 7,000.00
1.00 None
400,153.93
2,488.35 1,042.30
X one
None
None
Non~
None

LIABILITIES Capital Stock _---------------------f Capital Xotes ---------------------Surplus Fund - -------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks ______________________ _
Dividends Unpaid -----------------Cashier's Checks ___________________
Certified Checks ------------------Denland Deposits ___________________ _ Time Certificates of Deposits _______ _ Savings Deposits _____________ . ___ _
Lett~rs of Credit and Acceptances executed for Customers __________ _
Bil!s Payable _____________________ _
Notes and Bllls Rediscounted________
Other Liabilities -------------------

25,000.00 Xone
27,500.00 6,498.69 None 4,723.30 None 1,542.27 None
551,732.95 52,088.15 75,761.19
None N'one None None

Total ----------------------- --- ~ 744,846.55

Total --------------------------- ~ 744,846.55

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE CITIZENS BANK OF SWAINSBORO Swainsboro, Ga.

As called for by the Superintendent of Banks.

J. R. GOLEIMAN,
President. Date of Charter: 11-10-1900

OT'IS G. PRICE, Cashier.
Began Business: 1900

RESOURCES Loans and Discounts ______________ $ 477,281.77

State of Georgia and Municipal Bonds

owned ----------------- _________ _

4,500.00

lJ~ S. Government Securities owned __ 183,625.00

Other Stocks and Bonds owned ______ _

Non~

Banking House and LoL___________ _ Furniture and Fixture..~ _____________ _

None 2,000.00

Other Real Estate owned ___________ _ 19,243.68

Cash In Vault and Amount due from

approved Re,serve Agents ________ _ 1,277,321.88

Checks for Clearing and Due from other Banks ___________________ _

2,226.84

Cash Items ------------------------

1,183.08

Overdrafts ___ ------------------ ___ _

None

Advance on Cotton and other Com-

modities ____________ -------------

795.33

Customers' Liability on Letters of

Credit and Acceptances___________ Profit and Loss____________________ _

None None

Other Resources --------------------

696.25

LIABILITIES

Capital Stock ---------------- ______ f 25,000.00

Capital Notes ---------------------Surplus Fund ______________________ _ Undivided Profits _________________ _ Reserve Funds _____________________ _ Due to Banks _____________________ _
D"ividends Unpaid _________________ _ Cashier's Checks _________________ _

None 85,000.00
None 2,763.07
None 5,000.00 13,488.22

Certified Checks -------------------

None

Demand Deposits __ .. _____________ _ 1,494,854.30

Time Certificates of Deposits _______ _ 342,664.24

Savings Deposits ___ _____________ _

104.00

Letters of Credit and Acceptances

executed for Customers __________ _

None

Bllls Payable ----------------------

);one

:->otes and Bllls Rediscounted _______ _

None

Other Liabilities --~----------------

None

Total --------------------------- $ 1,968,873.83

Total ------------------- __ ____ $ 1,968,873.83

106

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF SCREVEN COUNTY Sylvania, Ga.

As called for by the Superintendent of Banks.

JOHN A. MILLS, JR., President.
Date of Charter: 2-20-1930

W. B. LOVETT', JR.,
Cashier. Began Business: 2-28-1930

RESOURCES Loans and Discounts ________________ $
State of Georgia and Municipal Bonds owned ---------------------------
U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot_ ____________ Furniture and Fixtures______________ Other Real Estate owned________ ___ Cash in Vault and Amount due from
approved Reserve Agents_________ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities -----------------------Customers' Liability on Letters of
Credit and Acceptances__________ _ Profit and Loss_____________________
Other Resources --------------------

672,092.20
21,083.20 435,800.00
None None None None
548,828.66
None None None
None
None None None

TotaL __.__________________________$ 1,677,804.06

LIABILITIES Capital Stock ______________________ $ 50,000.00

Capital Notes --------------------~

None

Surplus Fund ----------------------

50,0<l0.(l(l

Undivided Profits ------------------- 27,351.49

Reserve Funds --------------------Due to Banks______________________ _ Dividends Unpaid _________________ _

None None 12.00

Cashier's Checks -------------------

5,572.32

Certified Checks -------------------

None

Dc,mand Deposits ____ -------------- 1,391,290.61

Time Certificates of Deposits _______ _

None

Savings Deposits ------------------- 153,577.64

Letters of Credit and Acceptances

executed f.or Customers__________ _

None

Bills Payable ---------------------~otes and BiUs Rediscounted _______ _

None :!'\one

Other Liabilities -------------------

~one

Total-----------------------------$ 1,677,804.06

STATEMENT

Showing condition at the close of business December 31, 1943, of

SYLVESTER BANKING COMPANY Sylvester, Ga.

As called for by the Superintendent of Banks.

T. C. JE~ORD, President.
Date of Charter: 7-5-1898

THOS. M. PURDOM,
Cashier. Began Business: 7-1898

RESOURCES Loans and Discounts________________ $ 202,090.20

State of Georgia and Municipal Bonds owned ____ _____ ________________ _

1,000.00

U. S. Government Securities owned __ _ 200,000.00

Other Stocks and Bonds owned_______

~one

Banking House and Lot____________ _

5,487.00

Furniture and Fixtures_____________ _

1,750.00

Other Real Estate owned________ __

None

Cash in Vault and Amount due from

approved Reserve Agents __________ 1,237,507.25

Checks for Clearing and Due from

other Banks ---------------------

None

Cash Items ------------------------

~one

Overdrafts ------- -------------- __

None

Advance on Cotton and other Com-

modities ------------------------

100.74

Customers' Liability on Letters of

Credit and Acceptances___________ Profit and Loss_____________________

~one
X one

Other Resources --------------------

None

Total ------------------- ________ $ 1,647,935.19

LIABILITIES

Capital Stock ---------------------- $ 50,000.00

Capital Notes ----------------------

None

Surplus Fund ----------------------

50,000.00

Undivided Profits ------------------

1,018.67

Reserve Funds ---------------------

None

Due to Banks~---------------------

None

Dividends Unpaid ------------------

330.00

Cashier's Checks -------------------

844.79

Certified Checks -------------------

None

Demand Deposits __________________ 1,486,698.85

Time Certificates of Deposits _______ _ 59,042.88

Savings Deposits __________________ _

None

Lette-rs <Jf Credit and Acceptances

executed f<Jr Customers __________ _

None

Bills Payable ---------------------Xotes .and Bills Rediscounted_______ _

:X o n e None

Other Liabilities __________________ _

X one

Total

____________ $ 1,647,935.19

TWENTY-FOURTH ANNUAL REPORT

107

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE PEOPLES BANK Talbotton, Ga.

As called for by the Superintendent of Banks.

A. P. PERSONS, President.
Date of Charter: 12-3-1890

FANNIE MAHONE.
Cashier. Began Business: 1-13-1891

RESOURCES Loans and Discounts ________________ $
State of Georgia and Municipal Bonds owned -------------------- _____ _
U. S. Government Securities owned __ _ Other Stocks and Bonds owned_______ Banking House and Lot.___________ _ Furniture and Fixtures _____________ _ Other Real Estate owned ___________ _
Cash in Vault and Amount due from approved Resell"ve Agents _________ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items -----------------------Overdrafts ------------------~-. ___ _ Advance on Cotton and other Com-
modities ___ --------------------Customers Liability on Letters of
Credit and Acceptances__________ _ Profit and Loss ____________________ _
Other Resources --------------------
Total ____________________________ $

25,943.10
X one 142,900.00
None 2,430.00
540.00 1,743.60
206,879.76
1,006.47 None None
:X o n e
X one
~one
X one
381,442.93

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks_______________________
Divid<mds Unpaid -----------------('ashier's Checks __________________ _
Certified Checks ------------------D-emand Deposits -----------------Time Certificates of Deposits________ Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers..________ _
Bllls Payable ---------------------:>;otes and BiUs Rediscounted_______ _
Other Liabilities -------------------

25,000.00 None
15,000.00 10,056.37
None None 113.00 39.94 None 305,004.08 26,229.54 None
None None None None

Total ____ ------------------------$ 381,442.93

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF TAYLORSVILLE Taylorsville, Ga.

As called for by the Superintendent of Banks.

J. I. HARRIS, President.
Date of Charter: 6-5-1905

W. M. DORS-EY,
Cashier. Began Business: 6-13-1905

RESOURCES Loans and Discounts._______ ______ $ State of Georgia and Municipal Bonds
owned ------------------- ____ _ U. S. Government Securities owned -Other Stocks and Bonds owned.. ____ _ Banking House and Lot.___________ _ Furniture and Fixtures _____________ _ Other Real Estate owned________ __ Cash in Vault and Amount due from
approved Reserve Agents __________ _ Checks for Clearing and Due from
other Banks ------"-------------Cash Items _______________________ _ Overdrafts ______________________ _
Advance on Cotton and other Commodities --------------------- __
Customers' Liability on Letters of Credit and Acceptances__________ _
Profit and Loss_____________________ _ Other Resources ___________________ _
Total ____________________________ $

70,599.22
None 90,000.00
None 1,050.00 1,150.00
None
None
154,452.23 :None 19.74
X one
None
~one
None
317,271.19

LIABILITIES Capital Stock ______________________$
Capital :!1/otes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks______________________ _
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ___________________ Demand Deposits ______ _ Time Certificates of Deposits ________ Savings Deposits __________________
Letters of Credit and Acceptances executed for Customers ___________
Bills Payable ---------------------Xotes and B!Us Rediscounted________ Other Liabilities -------------------

25,000.00 None
10,000.00 3,837.02 None None None 2,229.84 None
253,057.72 4,000.00
19,146.91
None None Noue None

Total _____ ------------- _----------$ 317,271.19

108

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

TENNILLE BANKING CO. Tennille, Ga.

As called for by the Superintendent of Banks.

S. D. MA:NDEiVILLE,
President. Date of Oha,rter: 4-4-1900

S. D. MANDEVILLE,
Cashier. Began Business: 4-1900

RESOURCES Loans and Discounts ________________ $ State of Georgia and Munlci(>al Bonds
owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned ___________ _ Cash In Vault and Amount due from
approved Reserve Agents _________ _ Checks for Clearing and Due from
other Banks --------------------OCvasehrdrIatfetms s __-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Commodities _________________________ _
Customers' Liability on Letters of Credit and Acceptances__________ _
Profit and Loss ____________________ _
Other Resources --------------------
Total _____ -----------------------$

130,499.14
3,000.00 90,000.00
X one
~o-ne
971.00 1,845.18
140,285.66
None None None
237,486.49
None X one None
604,087.47

LIABILITIES CaJ>ital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks----------------------Dividends Unpaid -----------------Cashier's Checks __________________ _
Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits________ Savings Deposits ___________________
Letters <>f Credit and Acceptances executed for Customers __________ _
Bills Payable _______________________ _
Xotes and Bills Rediscounted________
Other Liabilities -------------------

30,000.00 None
6,000.00 12,567.96
~one
None None 573.56 None 451,511.58 59,930.30 43,504.07
X one None None None

Total ____________________________ $ 604,087.47

STATEMENT

Showing condition at the close of business December 31, 1943, of

CITIZENS & SOUTHERN BANK OF THOMASTON . Thomaston, Ga.

As called for by the Superintendent of Banks.

JAMES R. ATWAT'ER President.
Date of Charter: 2-28-1930

WALT'ER B. ATWATER, Cashier.
Began Business: 2-28-1930

RESOURCES

Loans and Discounts_____ _____ ____ $ 244,260.65

State of Georgia and Municipal Bonds

owned ---------------------------

15,127.67

U. S. Government Securities owned __ _ 2,592,495.24

Other Stocks and Bonds owned______ _ 16,411.39

Banking House and LoL___________ _ Furniture and Fixtures ______________

13,709.54 6,645.17

Other Real Estate owned ____________ _

2,712. 78

Cash In Vault and Amount due from

approved Reserve Agents __

712,215.00

Checks for Clearing and Due from

CaosthheIrteBmasnk_s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Overdrafts __ _ __________________ _

4,318.28 None None

Advance on Cotton and other Com-

modities _

--------------------

48,994.16

Customers' Liability on Letters of

Credit and Acceptances__________ _ Profit and Loss____________________ _

X one :Kone

Other Resources --------------------

9,765. 75

Total ____________________________ $ 3,666,655.63

Capital

Stock

LIABILITIES ______________________

f

100,000.00

Capital Notes ------~--------------

None

Surplus Fund _ --------------------- 50,000.00

Undivided Profits ------------------ 34,954.37

Reserve Funds ---------------------

10,785.62

Due to Banks-----------------------

None

Dividends linpaid ------------------

5,000.00

Cashier's Checks __________________ _

5,821.00

CErtified Checks ___________________

None

Demand Deposits __________________ _ 3,155,178.70

Time Certi.f!cates of Deposits_______ _ 35,711.18 Savings Deposits ___________________ 263,000.11

Letters of Credit and Acceptances

executed for Customers__________ _

None

Bills Payable ---------------------Notes and B1lls Rediscounted_______ _ Other Liabilities _________________ _

N<>ne None 6,204.65

Total ______________ _

------$ 3,666,655.63

TWENTY-FOURTH ANNUAL REPORT

109

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF THOMAS COUNTY Thomasville, Ga.

As called for by the Superintendent of Banks.

W. F. SCOTT, President.
Date of Charter: 2-3-1937

C. B. O'NEAL, Cashier.
Began Business: 2-15-1937

RESOURCES Loans and Discounts ________________ $ 657,232.41

Stoatweneodf O__e_o_rg_i_a__a_n_d___M_u__n_ic_i_p_a_l__B_o__n_d_s

None

li. S. Government Securitiek owned __ _ 1,061,360.00

Other Stocks and Bonds owned _____ _

~one

Banking House and LoL____________

None

Furniture and Fixtures-------------Other Real Estate owned ____________ _

3,235. 72 X one

Cash hi Vault and Amount due from

approved Reserve Agents

1,022,123.33

Checks for Clearing and Due from

other Banks ---------------------

18,015.33

OCvaeshrdrIatfetms s __-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-

None 1,550.30

Advance on Cotton and other Commodities ________________________ _

X one

CustomNs' Liability on Letters of

Credit and Acceptances ___________ Profit and Loss____________________ _

X one X one

Other Resources --------------------

~one

LIABILITIES

Capital Stock --------------------- $ 50,000.00

SCuarppiltuasl NFuotneds _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_l'ndivided Profits __________________

None 40,000.00 13,983.78

Reserve Funds ---------------------

None

Due to Banks-----------------------

None

llividends llnpaid ------------------

1,184.00

Cashier's Checks ------------------Certified Checks __________________ _

15,064.16 75.96

Demand Deposits _------------------ 2,438,653. 76

Time Certificates of Deposits________ _

12,213.66

Savings Deposits _________ ---------- 192,341. i7

Letters of Credit and Acceptances executed for Customers___________ _

None

Bills Payable ---------------------Notes and Bills Rediscounted________ Other Liabilities __________________ _

~one
~one
Xone

Total ----------------------------$ 2,763,:)17.09

Total ----------------------------$ 2,763,517.09

STATEMENT

Showing condition at the close of business December 31, 1943, of

COMMERCIAL BANK Thomasville, Ga.

As called for by the Superintendent of Banks.

J. TRUMAN HOLLAND, President.
Date of Charter: 7-16-1916

W. B. BULLOCH, Cashier.
Began Business: 7-22-1916

RESOURCES

Loans and Discounts ____________ $ 1,083,770.28

State of Georgia and :\Iunicipal Bonds

owned ---------------------------

22,134.03

U. S. Government Securities owned __ _ 1,849,447.00

Other Stocks and Bonds owned ______ _

1,000.00

Banking House and Lot_ ___________ _ 33,000.00

Furniture and Fixtures ______________

10,000.00

Other Real Estate owned____________

2,700.00

Cash in Vault and Amount due from

approved Reserve Agents _________ _ 994,818.77

Checks for Clearing and Due from other Banks ____________________ _
Cash Items -----------------------Overdrafts _______________________ _

137m:i~
167.80

Advance on Cotton and other Commodities ________________________ _ 150,572.89

Customers' Liability on Letters of

Credit and Acceptances .. _________ _ Profit and Loss.____________________ _

X one
Xone

Other Resources --------------------

l:J5.42

Total . ____________________________ $ 4,285,785.53

LIABILITIES Capital Stock _____________________. $ 50,000.00

Capital Xotes ----------------------

~one

Surplus Fund ---------------------- 100,000.00

l:ndivided Profits -----------------Reserve Funds ____________________ _

12,631.05 3,000.00

Due to Banks----------------------Dividends Unpaid _________________ _

None 100.00

CaRhier's Checks __________________ _

34.93

Certified Cherks -------------------

1,452.47

Demand Deposits ---- ______________ _ 3,627,626.66

Time Certificates of Deposits_______ _

8,018.51

.Savings Deposits _________ _

471,640.22

Lettns of Credit and Acceptances

executed for Customers___________ _

X one

Bills Payable ----------------------

None

~otes and Bills Rediscounted ____ ~---

X one

Other Liabilities _______________ .__ _

11,281.69

Total ____________________________ $ 4,285,785.53

110

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF THOMSON Thomson, Ga.

As called for by the Superintendent of Banks.

J. E. WILKERSON, President.
Date of Cbarter: 12-30-1890

E. C. HAWES, Cashier.
Began Business: 1891

RESOURCES Loans and Discounts________________ $
State of Georgia and Municipal Bo)lds owned ~----------- _____________ _
U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot_____________ Furniture and Fixtures______________ Other Real Estate owned ___________ _
Cash in Vault and Amount due from approved Reserve Agents_________ _
Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances___________
Profit and Loss--------------------Other Resources --------------------

109,023.49
60,312.26 555,650.00
26,360.28 9,700.00 3,500.00
356.00
384,042.78
89,662.67 90.00 67.21
:None
None X one None

Total _____________________________$ 1,238,764.69

LIABILITIES Capital Stock --------------------- $ Capital Xotes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid _________________ _ Cashier's Checks __________________ _
Certified Checks ---------------- __ _ Demand Deposits _________________ _ Time Certificates of Deposits _______ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________ _
Bills Payable ---------------------Xotes and Bills Rediscounted _______ _
Other Liabilities -------------------

50,000.00 :None
50,000.00 25,025.16 1,900.00
None 4,368.00 6,137.23
None 986,474.68 114,524.19
None
None None None 335.43

Total ____________________________$ 1,238,764.69

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE BANK OF TIFTON Tifton, Ga.

As called for by the Superintendent of Banks.

L. E. BOWEN,
PresidenJt. Date of Charter: 10-10-1~91

B. H. McLEOD, Cashier.
Began Business: 1896

RESOURCES Loans and Discounts _______________ $ 784,374.55

State of Georgia and Municipal Bonds owned _________ ______________ _

54,107.66

U. S. Government Securities owned __ 2,632,572.57

Other Stocks and Bonds owned_______ Hanking House and Lot____________ _

24,572.30 21,633.35

Furniture and Fixtures______________ Other Real Estate owned____________

None 3,550.00

Cash in Vault and Amount due from

approved Reserve Agents__________ 1,060,320.76

Checks for Clearing and Due from

Caosthhe.IrteBmasnk_s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Oerdrafts ________________________

8,311.10 380.70
6,093.08

Advance on Cotton and other Commodities _______________________ _

None

Custome.rs' Liability on Letters of

Credit and Acceptances___________ Profit and Loss____________________ _

X one
~one

Other Resources __ ------------------

None

Total _-------------------------- $ 4,595,916.07

LIABILITIES

('~pita! Stock ----------------------$ 100,000.00

Capital Notes ----------------------

None

Surplus Funds --------------------- 150,000.00

l."ndivlded Profits ------------------ 113,375.74

Reserve Funds ---------------------

None

Due to Banks----------------------- 578,936.60

Dividends Unpaid ------------------

None

Cashier's Checks ------------------Certified Checks ___________________ _

12,249.73 188.25

Demand Deposits ------------------- 2,984,526.22 Time Certificates of Deposits________ 276,087.67

Savings Deposits ------------------- 380,551.86

Letters of Credit and Acceptances executed for Customers___________ _

Kone

Bills Payable ---------------------Xotes and Bills Rediscounted_______ _

None None

Other Liabilities -------------------

Xone

Total.____________________________$ 4,595,916.07

TWENTY-FOURTH ANNUAL REPORT

111

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE FARMERS BANK OF TIFTON Tifton, Ga.

As called for by the Superintendent of Banks.

JOSEPH KENT, SR., President.
Date of Charter: 12-23-1936

J. E. NEWTON, Cashier.
Began Business: 2-24-1937

RESOURCES Loans and Discounts~~-~~~~~~-~-~~~~$ State of Georgia and Municipal Bonds
-owned --------------------------U. S. Government Securities owned __ _
Other Stocks and Bonds owned-~~~~~ Banking House and LoL~~~~~ ~~~~~~ Furniture and Fixtures~~~~-~~~~~~~~~
Other Real Estate owned~~~~~~-~~~~~ Cash In Vault and Amount. due from
approved Reserve Agents_~-~~~~~~~ Checks for Clearing and Due from
other Banks ~-~~~-~~~~~~ -~~~~-~~~ Cash Items ~~~~~-~~~--~~~~~~~~~~~~~ Overdrafts ~~~~~~ ~~~~~~-~-~ -~-~~~~ Advance on Cotton and other Com-
modities ~~-~~~----~-~-~ Customers' Liability on Letters of
Credit and Acceptances~--~~~~-~-~
Profit and Loss~--------------~----Other Resources ____________________

415,572.31
1,051.67 214,305.90
None 5,473.50 4,763.74
None
422,162.79
4,863.70 None None
46,884.47
None None None

LIABILITIES
Capital Stock ----------------------$ Capital Notes -----------------~--- Surplus Fund -------------------~- l;ndivided Profits -~~----------~~~-
Reserve Jf'unds --------------------Due to Banks ~~~~~-------~-----~--~ Dividends Unpaid ~~~~~~-----------~ Cashier's Checks --~--------------~ Certified Checks ~----------- ----~~~ Demand Deposits -~-~------ ~---~--~
Time Certificates of Deposits_~-~--~ Savings Deposits -~--------------- Letters of Credit and Acceptances
executed for Customers___________ _
Bills Payable ---------------------~ Xotes and Bills Rediscounted~------ Other Liabilities ---------~-~--~~-~-

50,000.00 None
20,000.00 8,195.19
None 12,701.53
None 8,104.97
None 758,451.85 114,770.81 142,853.73
None None None None

Total -----~~-~~~-~---------------$ 1,115,07.8.08

Total --~--~---~-----------------~$ 1,115,078.08

STATEMENT

Showing condition at the close of business December 31, 1943, of

1'HE BANK OF TIGNALL Tignall, Ga.

As called for by the Superintendent of Banks.

C. D. BOLTON, President.
Date of Charter: 7-1909

L. D. WARE, Cashier.
Began Business: 8-1909

RESOURCES Loans and Discounts __ ~ ----~-~- $ State of Georgia and Municipal Bonds
owned ________________________ _
U. S. Government Securities owned __ Other Stocks and Bonds owned _____ _
Banking House and LoL------~--~-Furniture and Fixtures _____________ _
Other Real Estate owned ________ ~ __ _
Cash in Vault and Amount due from approved Reserve Agents-~ _
Checks for Clearing and Due from other Banks -------~---- --~-----
Cash Items ------------~-~~-----~- Overdrafts _ ----~~-~-------------~Ad-vance on Cotton ____ --------~---Customers' Liability on Letters of
f'redit and Acceptances~---~~----~ Profit and Loss~-------------------~ Other Resources ___________________ _

105,363.76
None None None
.50 None None
108,586.64
15,406.86 N-one None
12,800.40
None None None

LIABILITIES Capital Stock __ ---~--------------~-$ Capital ~otes ---------------------Surplus FUnd ---------------------Undivided Profits ------~----~~-~--
Reserve Funds ---------------------
Due to Banks----------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ---~-------- ______ _ Demand Deposits ---~------------- Time Certificates of Deposits~------~ Savings Deposits ---------~--~----- Letters of Credit and Acceptances
executed for Customers___________ _
Bills Payable ---------------------~ Notes and Bills Rediscounted_______ ~
Other Liabilities -------------------

25,000.00 None-
5,000.00 700.00 None Xone X one None None
211,458.16 Xone None
X one None None X one

TotaL------~-------------~--~~-- $ 242,158.16

TotaL_~----------~-----~-~-------$ 242,158.16

112

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE BANK OF TOCCOA Toccoa, Ga.

As called for by the Superintendent of Banks.

J. H. CURTIS, President.
Date of Charter: 8-11-1911

MRS. OLE:O H. MITCHELL, Cashier.
Began Business: 9-1-1911

RESOURCES

Loans and Discounts

___________ $

State of Georgia and Municipal Bonds o~'ned _________ _______________ _

U. S. Government Securities owned __ _ Other Stocks and Bonds owned _____ _ Banking House and Lot_ ___________ _ Furniture and Fixtures______________ Other Real Estate owned ___________ _
Cash in Vault and Amount due from aJlproved Reserve Agents______ __
Checks for Clearing and Due from other Banks ____________________ _

Cash Items -----------------------Overdrafts ________________________ _

Advance on Cotton and other Commodities _______________________ _

Customers' Liability on Letters of Credit and Acceptances _________ _
Profit and Loss____________________ _

Other Resources --------------------

372,782.05
X one 493,000.00
17,175.00 X one
2,430.00 None
848,400.70
526.29 X one X one
22,161.15
X one X one X one

LIABILITIES

Capital Stock __ __ ----------------~ Capital Notes ______________________

25,000.00 15,000.00

Surplus Fund ----------------------

2'i,OOO.OO

Undivided Profits ------------------

11,864.68

Reserve Funds ---------------------

20,000.00

Due tv Banks-----------------------Dividends Unpaid _________________ _ Cashier's Checks __________________ _ Certified Checks __________________ _

X one Xone
52.20
None

Demand Deposits ___ -------- ______ _ 1,566,102.82

Time Certificates of Deposits _______ _ Savings Deposits __________________

Xone 93,45:J.49

Letters of Credit and Acceptances

executed for Customers___________ _ Bills Payable ______________________

X one Xone

Xotes and Bills Rediscounted _______ _ Other Liabilities __________________ _

X one Xon"

Total ________ ------------------ __ $ 1, 756,475.19

Total --------------------------- $ 1,756,475.19

STATEMENT

Showing condition at the close of business December 31, 1943, of

WILKINSON COUNTY BANK Toombsboro, Ga.

As called for by the Superintendent of Banks.

H. E. STEPHENS, President.
Date of Charter: 7-16-1907

H. E. STEPHENS, Cashier.
Began Business: 7-16-1907

RESOURCES Loans and Discounts -------------- $ Staotwenoedf G_e_o_r_g_i_a__a_n_d__M__u_n__ic_i_p_a_l__B_o_n_d_s_
U. S. Government Securities owned __ _ Other Stocks and Bonds owned _____ _ Banking House and Lot ____________ _ Furniture and Fixtures -----------Other Real Estate owned ___________ _ Cash in Vault and Amount due kom
approved Reserve Agents __________ Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ______ --------------- ___ _ Advance on Cotton and other Com-
modities __ _ Customc,rs' Liability on Letters of
Credit and Acceptances__________ _ Profit and Loss ______________________
Other Resources --------------------
Total _____________________________ $

48,484.99
X one 134,966.08
~one
3,750.00 400.00
1,925.00
231,620.06
X one X one 113.30
7,:J5:i.S2
~one
X one X one
428,815.25

LIABILITIES Capital Stock ----------------------$ Capital Notes __ -------------------Surplus Fund ______________________ _ Undivided Profits _________________ _ Reserve Funds ___________________ _ Due to Banks_______________________ Dividends Unpaid _________________ _ Cashier's Checks __________________ _ Certified Checks __________________ _ Demand Deposits __________________
Time Certificates of D-eposits _______ _ Savings Devosits __________________ _
Letters of Credit and Acceptances executed for Customers___________ _
Bills Payable ______________________
Xotes and Bills Rediscounted _______ _ Other Liabilities ___________________

15,000.00 5,300.00 3,000.00 6,345.28 5,144.oo None 966.60 2,0:\1.40 None
307,883.62 83,123.85
None
Xone
~one ~one
Xone

Total ----------------------------

428,815.25

TWENTY-FOURTH ANNUAL REPORT

113

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF TUCKER Tucker, Ga.

As called for by the Superintendent of Banks.

P. K. BURNS, President.
Date of Charter: 10-29-1919

L. S. BURNS, Cashier.
Began Business: 12-30-1919

RESOURCES Loans and Discounts __ __________ $ State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned __ Other Stocks and Bonds ownoo_______ Banking House and LoL___________ _
Furniture and Fixtures-------------Other Real Estate owned ____________ _ Cash in Vault and Amount due from
approved Reserve Agents ______ Checks for Clearing and Due from
other Banks --------------------OCvaeshrdrIatfetms s __-_-_-_-_-_-__-_-_-_--------------Advance on Cotton and other Com-
modities __ Custome.rs' Liability on Letters of
Credit and Acceptances _________ _ Profit and Loss____________________ _
Other Resources --------------------
Total ______ ------------------- $

53,483.44
None 59,962.00
1.00 1,600.00 1,000.00
382.67
173,156.80
251.25 None 35.90
X one
None None None
289,873.06

LIABILITIES Capital Stock ---------------------- $ Capital Notes ---------------------Surplus Fund _--------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ___________________
Demand Deposits ----------- -------Time Certificates of Deposits ________ Savings Deposits ______ ___________ _
Letters of Credit and Acceptances executed for Customers____________
Bills Payable ___________ ._________ _ Xotes and Bills Rediscounted________
Other Liabilities -------------------

15,000.00 5,475.00 3,000.00 597.83 1,879.00 None None 249.50 None
196,309.24 1,220.00
64,117.49
None None None 2,025.00

Total -----~----------------------$ 289,873.06

STATEMENT

Showing condition at the close of business December 31, 1943, of

EXCHANGE BANK OF UNADILLA Unadilla, Ga.

As called for by the Superintendent of Banks.

E. H. CONNER, President.
Date of Charter: 4-19-1935

T'. E. WOODRUFF', Cashier.
Began Business: 4-22-1935

RESOURCES Loans and Discounts__________ ____ $ State of Georgia and Municipal Bonds
owned ______ _________ -------U. S. Government Securities owned __ Other Stocks and Bonds owned _____ _ Banking House and Lot____________ _ Furniture and Fixtures ______________ Other Real Estate owned __________ _ Cash In Vault and Amount due f.rom
approved Reserve Agents ________ _ Checks for Clearing and Due from
other Banks ____________________ _
Cash Items -----------------------Overdrafts _______________ Advance on Cotton and other Com-
nwdities ___ _ ________________ _
Custome.rs' Liability on Letters of Credit and Acceptances ___________
Profit and Loss____________________ _
Other Resources __ ------------------
Total ____________________________ $

46,617.20
None 135,000.00
~one
1,600.00 600.00 .None
180,535.09
362.00 X one None
59,724.31
None X one X one
424,438.60

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund --------------------Undivided Profits___________________
Reserve Funds --------------------Due to Banks----------------------Dividends Unpaid -----------------Cashier's Checks ___________________
Certified Checks ------------------Demand Deposits __________________ _ Time Certificates of Deposits________ _ Savings Deposits ____________ ------Letters of Credit and Acceptances
executed for Customers___________ _
Bills Payable ---------------------Xotes and Bills Rediscounted_______ _
Other Liabilities -------------------

15,000.00 None
15,000.00 1,100.60 :Sone None 110.00 921.84 None
379,652.34 12,653.82 None
None None :Sone :Sone

Total ____________________________ $ 424,438.60

114

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the dose of business December 31, 1943, of

BANK OF UNION POINT Union Point, Ga.

As called for by the Superintendent of Banks.

H. LAMB, President.
Date of Charter: '5-1'5-1911

R. B. RHODES,
Cashier. Began Business: 5-1911

RESOURCES Loans and Discounts ________ . ____ $
State of Oeorgia and Municipal Bonds
owned --------------- __ -------U. S. Government Securities owned __ Other Stocks and Bonds owned _____ _ Banking House and Lot. ___________ _
Furniture and Fixtur"" -------------Other Real Estate owned_____ __ ____ Cash in Vault and Amount due from
approved Reserve Agents ___ _ Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances __________ _ Profit and Loss____________________ _
Other Resources __ ------------------

134,539.37
None 75,310.40
None 1,104.00 1,600.91
172.44
632,995.39
2,181.22 None 38.13
None
None None None

Capital

Stock

LIABILITIES ______________________

f

Capital Notes -------~--------------Surplus Fund ____________________ _

Undivided Profits -----------------Reserve Funds ------------------ __
Due to Banks ____ -------------------
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------ ______ _ Demand Deposits __________________
Time Certificates of Deposits _______ _ Savings Deposits _________________ _

Letters of Credit and Acceptances executed for Customers__________ ..,!_

Bills Payable ---------------------Notes and Bills Rediscounted _______ _

Other Liabilities -------------------

25,000.00 None
25,000.00 1,097.85 1,615.51
None 1,013.00 7,566.85
None 772,876.36
None 13,772.29
None None None :Son9,

847,941.86

Total -------------- .. ------------$ 847,941.86

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE FARMERS BANK Union Point, Ga.

As called for by the Superintendent of Banks.

L. O. BENTON, President.
Date of Charter: 9-6-1911

A. J. STEWART, Cashier.
Began Business: 9-6-1911

RESOURCES Loans and Discounts________________ $ State of Oeorgla and Municipal Bonds
owned --- --------~--------------U. S. Government Securities owned __ Other Stocks and Bonds owned_____ _ Bamking House and Lots___________ _ Furniture and Fixtures _______________ Other Real Estate owned________ __ Cash in Vault and Amount due from
approved Reserve Agents __________ _ Checks for Clearing and Due from CaosthherIteBmasnk_s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Overdrafts ------------------------Advance on Cotton and other Com-
modities __ _ ________ _
Customers' Liability on Letters of Credit and Acceptances __________ _
P-rofit and Loss____________________ _
Other Resources --------------------

134,495.78
3,121.75 202,820.65
3,940.90 1,500.00
1.00 None
137,621.75
13,825.16 None
165.81
68,640.00
None None X one

LIABILITIES Capital Stock ----------------------$ f"apital Notes ---------------------Surplus Fund ---------------------rndivided Profits -----------------Reserve Funds --------------------Due to Banks ----------------------Dividends Unpaid -----------------Cashier's Checks ___________________
Certified Checks ------------------Demand Deposits ___________________ "'ime Certificates of DepOsits _______ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________ _
Bills Payable ---------------------Notes and Bills Rediscounted _______ _
Other Liabilities -------------------

25,000.00 None
15,000.00 5,077.65 750.00 None 4.80 637.36 None
384,395.03 None
135,267.96
None None None None

Total ----------------------------$ 566,132.80

Total ___ -------------------------$ 566,132.80

TWENTY-FOURTH ANNUAL REPORT

115

STATEMENT

Showing condition at the close of business December 31, 1943, of

BRICE BANKING COMPANY Vidalia, Ga.

As called for by the Superintendent of Banks.

M. F. BRICE, President.
Date of Charter: 10-22-1938

G. H. GffiSON, Cashier.
Began Business: 10-29-1938

RESOURCES Loans and Discounts_________________ $
State of Georgia and Municipal Bonds
owned ------ ----------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot.____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned___________ _
Cash In Vault and Amount due from approved Reserve Agents_________ _
Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ----------------------- __ Advance on Cotton and other Com-
modities _ ----------------------Customers' Liability on Letters of
Credit and Acceptances __________ _ Profit and Loss_____________________
Other Resources --------------------

925,143.17
None 2,500.00
None None 1,646.40 None
201,846.12
4,797.85 None
2,746.39
274,086.80
None None None

Total ____________________________$ 1,413.366.73

LIABILITIES

Capital Stock ----------------------$ 25,000.00

Capital Notes ----------------------

None

Surplus Fund ---~-----------------

10,000.00

Undivided Profits ------------------ 27,034.28

RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_

7,506.69 None

Dividends Unpaid ------------------

None

Cashier's Checks -------------------

1,341.94

Certified Checks -------------------

None

Demand Deposits ------------------- 1,185,798.19 Time Certificates of Deposits________ _ 26,885.47

Savings Deposits -------------------

None

Letters of Credit and Acceptances executed for Customers__________ _

None

Bills Payable ----------------------

None

Notes and Bills Rediscounted _______ _ 126,125.00

Other Liabilities -------------------

3,675.16

Total ____________________________ $ 1,413,366.73

STATEMENT

Showing condition at the close of business December 31, 1943, of

DARBY BANKING COMPANY Vidalia, Ga.

As called for by the Superintendent of Banks.

J. F. DARBY, SR., President.
Date of Charter: 6-22-1934

0. C. EIDSON, Cashier.
Began Business: 7-1-1934

RESOURCES Loans and Discounts ________: _______$
State of Georgia and Municipal Bonds owned ~ ____ ---------------------
U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot____________ _ Furniture and Fixtures____________ _ Other Real Estate owned__________ _ Cash In Vault and Amount due from
approved Reserve Agents _________ _ Checks for Clearing and Due from
other Banks --------------------COavsehrdrIatefmtss _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Advance on Cotton and other Commodities -------------------------
Customers' Liability on Letters of Credit and Acceptances __________ _
Profit and Loss ____________________ _
Other Resources --------------------

125,670.17
12,000.00 175,800.00
600.00 7,135.62
45.69 2,682.23
634,565.17
8,902.35 None None
69,346.90
None None 2,354.25

TotaL____________________________ $ 1,039,102.38

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due tg Banks _______________________
Dividends Unpaid -----------------Cashier's Checks ---"--------------Certified Checks __________________ _
Demand Deposits ________ .---------Time Certificates of Deposits________ _
Savings Deposits ------------------Letters (}f Credit and Acceptances
executed for Cust(}mers__________ _ Bills Payable ____________________ _
Notes and Bills Rediscounted_______ _ Other Liabilities ___________________

25,000.00 4,000.00 12,500.00 7,655.74 3,787.50
None None 2,912.92 127.56 835,337.92 99,009.35 46,544.02
None None None 2,227.37

TotaL ____________________________ $ 1,039,102.38

116

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

CITIZENS BANK Vienna, Ga.

As called for by the Superintendent of Banks.

J. B. WALTON, President.
Date of Charter: 6-24-1931

W. G. Wl'LLIAMSON, Cashier.
Began Business: 7-1-1931

RESOURCES Loans and Discounts..______________$ State of Georgia and Municipal Bonds
owned _________________________ _
U. S. Government Securities owned ... Other Stocks and Bonds owned_______ Banking House and LoL___________ _ Furniture and Fixtures______________ Other Real Estate owned____________ Cash in Vault and Amount due from
approved Reserve Agents __________ Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ______ ------------------Advance on Cotton and other Com-
modities ------------ -----------Customers' Liability on Letters of
Credit and Acceptances...________ Profit and Loss _____________________
Other Resources --------------------
Total----------------------------$

212,900.42
None 268,850.00
None 3,285.00 2,250.90
None
291,605.59
3,395.89 None X one
83,265.41
None None None
865,553.21

LIABILITIES Capital Stock ______________________ $
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks_______________________
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits -----------------Time Certificates of Deposits________
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers ___________ Bills Payable ---- _______________ Xotes and Bills Rediscounted________
Other Liabilities -------------------

50,000.00 None
10,000.00 25,145.09
None 841.35391.65 744.84
None 761,790.80 16,639.48
None
None None None None

Total ____________ -----------------$ 865,553.21

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF VILLA RICA Villa Rica, Ga.

As called for by the Superintendent of Banks.

S.C. DOBBS, President.
Date of Charter: 5-4-1899

H. G. GLIATT, Executive Vice-President.
Began Business: 5-1899

RESOURCES Loans and Discounts........o.......$ State of Georgia and Municipal Bonds
owned ____________________ _:_ ---
U. S. Government Securities owned ... Other Stocks and Bonds owned_______ Banking House and LoL ___________ _ Furniture and Fixtures______________ Other Real Estate owned____________
Cash in Vault and Amount due from approved Reserve Agents _________ _
Checks for Clearing and Due from other Banks -------------------- _
Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances ___________ Profit and Loss _____________________ Other Resources ____________________

376,082.00
2,646.2:> 466,570.00
9,983.75 2,500.00
1.00 10,000.00
221,897.05
None 5.00 None
None
None None None

Total _____________________________$ 1,089,685. 05

LIABILITIES Capital Stock --------------~------- $ Capital Notes ---------------------Surplus Fund ---------------------Undivided P-rofits -------------- ___ _ Reserve Funds ------------- ________ Due to Banks_______________________
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checlrs ------------------Demand Deposits ------------------Time Certificates of Deposits_______ _ Savings Deposits ------------ _____ _ Letters of Credit and Acceptances
executed for Customers__________ _
Bills Payable ----- ---------------::-<otes and Bills Rediscounted _______ _
Other Liabilities -------------------

50,000.00 None
10,000.00 18,695.49
None None 2,047.00 4,589.96 None 943,763.96 60,588.64 None
None None None None

Total -----------------------------$ 1,089,685.05

TWENTY-FOURTH ANNUAL REPORT

117

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF WADI..EY Wadley, Ga.

As called for by the Superintendent of Banks.

DR. J. D. PEACOCK, President.
Date of Cha.rter: 1-29-1902

S. C. EiVAJNS, JR., A-cting Cashier.
Began Business: 1-1902

RESOURCES Loans and Discounts ______________ $
State of Georgia and Municipal Bonds owned --------------~-------------
U. S. Government Securities owned __ _ Other Stocks and Bonds owned_______ Banking House and Lot_ ___________ _ Furniture and Fixtures _____________ _ Other Real Estate owned ___________ _ Cash in Vault and Amount due from
approved Reserve Agents _________ _ Checks for Clearing and Due from OaosthherIteBmas n_k_s_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_
Overdrafts _____ -------------- ___ _ Advance on Cotton and other Com-
modities _ Customers' Liability on Letters of
Credit and Acceptances__________ _ Profit and Loss____________________ _ Other Resources ___________________ _
Total ____________________________ $

263,584.27
2,550.00 40,000.00
None 1,100.00
8oo.oo
None
117,016.22
None X one X one
53,350.32
None None
~oile
478,400.81

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits _________________ _
Rese-rve Funds --------------------Due to Banks_______________________
Dividends Unpaid -----------------Cashier's Checks __________________ _ Certified Checks ___________________
Demand Deposits ------------------Time Certificates of Deposits________
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers__________ _ Bills Payable ______ ----------------~otes and Bills Rediscounted _______ _ Other Liabilities -------------------

25,000.00 None
20,000.00 6,528.10
None None None 1,430.84 None 329,293.53 None 96,148.34
None None None None

Total ----------------------------$ 478,400.81

STATEMENT

Showing condition at the close of business December 31, 1943, of

CITIZENS BANK Warrenton, Ga.

As called for by the Superintendent of Banks.

DENHAM CASON, President.
Date of Charter: 4-4-1902

F. L. SPARKS, Cashier.
Began Business: 4-1902

RESOURCES Loans and Discounts ________________ $ State of Georgia and Municipal Bonds
owned ____ ___ ________________ _
U. S. Government Securities owned __ Other Stocks and Bonds owned______ _ Banking House and Lot_ ___________ _ Furniture and Fixtures______________ Other Real Estate owned ___________ _ Cash in Yault and Amount due from
approved Reserve Agents _________ _ Checks for Clearing and Due from C aosthh eIrt eBmasn k_s_ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_
Overdrafts _____________________ _
Advance on Cotton and other Commodities ________________________ _
Customers' Liability on Letters of Credit and Acceptances_________ _
OPrtohfeirt RaensdouLrcoesss_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

609,050.07
27,827.08 579,611.50
18,740.50 8,975.44 -3,790.45 2,696.01
619,561.59
443.27
~one
4.58
26,254.21
None None None

Total ____________________________f 1,896,954.70

LIABILITIES Capital Stock ______________________ $ 50,000.00

Capital Notes ----------------------

None

Surplus Fund ----------------------

25,000.00

Undivided Profits ------------------

45,116.84

Reserve Funds --------------------Due to Banks ______________________ _

12,691.79 None

Dividends Unpaid ------------------

None

Cashier's Checks -------------------

5,551.80

Certified Checks -------------------

None

nemand Deposits __ ----------------- 1, 757,994.27

Time Certificates of Deposits________

None

Savings Deposits -------------------

None

Letters of Credit and Acceptances

executed for Customers __________ _ Bills Payable _____________________ _

None None

~otes and Bills Rediscounted _______ _

None

Other Liabilities -------------------

None

Total ____________________________ $ 1,896,954.70

I'

118

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

WASHINGTON LOAN & BANKING COMPANY Washington, Ga.

As called for by the Superintendent of Banks.

W. L. JOHNS'ON,
President. Date of Charter: 9-7-1891

F. W. THOMAS,
Cashier. Began Business: 5-1-1896

RESOURCES Loans and Discounts~~-------~~~-~~~$ State of Georgia and Municipal Bonds
owned ~~-------------------~---~~ U. S. Government Securities owned~~ Otlier Stocks and Bonds owned~-~--- Banklng House and LoL----------~ Furnlture and Flxtures---~--------- Other Real Estate owned__ ~--------
Cash In Vault and Amount due from approved Reserve Agents~--------
Checks for Clearing and Due from other Banks ------------~------~~
Cash Items ~~-~~~~~~~-~~--~~--~-~~~ Overdrafts ---~-~~-~~~~-~--~-~~~~~~ Advance on Cotton and other Com-
modities ~~~~~~ ~~~~~~~~~~~-~~~~-~
Customers' Liability on Letters of
Credit and Acceptances~~~~~~~~-~~ Profit and Los~~-~-~~~-~-~--~--~--
Other Resources --------------------

476,076.65
149,951.10 602,400.00
11,231.33 10,000.00
None None
709,254.94
12,031.23 None 27.12
20,471.69
~one
None 4,589.59

Total~~~~~~~~-~~~-~~-~~~~~~~~~~~~~$ 1,996,033.65

LIABILITIES

Capital Stock ~~-~ -~~-~~-~~--~-~-~-~$ 50,000.00

Capital Notes -~~--~~~~~~~- ~-~-~~-~

None

Surplus Fund --~~~~~~~~~-~~~~-~~-~

50,000.00

Undivided Profits ~~-~~~~~-~~-~-~~~

94,000.00

Reserve Funds -~~~~-~~~~~-~~---~~-

5,720.08

Due to Banks~~~~-~~~~~~~~~-~~-~~~~

39,216.06

Dividends Unpaid ~~~~~-~~-~-~~~~--

None

Cashier's Checks ~~~~~~~~~-~--~-~--~

I,862.I8

Certified Checks ~~~~~~~-~---~-~~--

None

Demand Deposits ~~~~~~~~--~---~~~~ 1,494,220.21

Time Certificates of Deposits-~-~~~-

20,020.30

Savings Deposits -~-~-~~-~~~~----~~ 240,994.82

Letters of Credit and Acceptances

e.xecuted for Customers-~~~----~~

None

Bills Payable ~---- -~~~~~-~-~-~-~-~

None

Xotes and Bills Rediscounted_~---~~~

None

Other Liabilities -~~~~~-~-~~~~-~~~~~

None

Total~~~--~~~-~~~~-~-----~-~------$ 1,996,033.65

STATEMENT

Showing condition at the close of business December 31, 1943, of

COMMERCIAL BANK Waycross, Ga,

As called f~;~r by the SuperiJ!,tendent of Banks.

L. B. HARRELL, Pres1dent.
Date of Charter: 10-15-1918

J. M. NORMAN, Cashier.
Began Business: 10-30-1918

RESOURCES

Loans and Discounts-~-~~-~--~~--~~ $ 163,172.80

State of Georgia and Municipal Bonds

owned __ ____ ------------------- 28,000.00

U. S. Government Securities owned~~- 944,125.00

Other Stocks and Bonds owned_______

None

Banking House and LoL~----------

28,700.00

Furniture and Fixtures .. ---~~------

4,500.00

Other Real Estate owned~~--~------

1,250.00

Cash In Vault and Amount due from

approved Reserve Agents______ __ 2,472,424.89

Checks for Clearing and Due from

other Banks -------------~-~~--~~

7,272. 70

Cash Items ---~----------~-~-~---- Overdrafts --------~~----~---------

10.00 None

Advance on Cotton and other Com~

modities -~~---~~---~--~---------~

None

Customers' Liability on Letters of

Credit and Acceptances~-----~---

X one

Proflt and Loss~-~~-~---------~--~-

None

Other Resources --~~---------~------

332.67

LIABILITIES

Capital Stock -------~-----~-------~$ 50,000.00

Capital ~otes --------~------------

None

Surplus Fund ---------------------- 50,000.00

Undivided Profits ----~--------~---

14,479.33

Reserve Funds --------------------Due to Banks_______________________

238.03 50,000.00

Dividends Unpaid -----------~---~-

6,000.00

Cashier's Checks -~-----~-~~-------

29,983.88

rectified Checks -------------------

None

Demand Deposits -----~---~--------- 2,762,137.50

Time Certificates of Deposits _______ _

115.00

Savings Deposits -----~~--~ -------- 676,720.21

Letters of Credit and Acceptances

executed for Customers___________

None

Bills Payable ----------------------

None

:\"otes and Bills Rediscounted _______ _

None

Other Liabilities ----~~-------------

10,114.11

Total~----~--~-~-~-----------~--~~$ 3,649,788.06

Total ____ ~-~--~~--------~-~--~---~$ 3,649,788.06

TWENTY-FOURTH ANNUAL REPORT

119

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF WAYNESBORO Waynesboro, Ga.

As called for by the Superintendent of Banks.

M. K. TUCKE,R, President.
Date of Charter: 1890

M. R. OLIVER,
Cashier. Began Business: 1891

RESOURCES Loans and Discounts ________________ $
State of Georgia and Municipal B{)nds owned ---------------------------
U. S. Government Securities owned... Other St{)Cks and Bonds owned_______ Banking Hause and Lot______________ Furniture and Fixtures______________ Other Real Estate owned __________ _
Cash in Vault and Amount due from approved Reserve Agents_________ _
Checks for Clearing and Due fmm other Banks ---------------------
OCvasehrdrIateftms s __-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and {)ther Commodities -------------------------
Customers' Liability on Letters of Credit and Acceptances----------
Profit and Loss--------------------Other Resources --------------------

981,570.46
10,796.80 271,076.77
None None 4,500.00 1.00
172,202.71
53,661.42 None
719.16
None
~one
X one None

LIABILITIES

Capital Stock ----------------------$ 50,000.00

Capital Notes ---------------------- 18,000.00

Surplus Fund _____ ----------------- 10,000.00

Undivided Profits ------------------

7,145.57

RDeuseertvoe BFaunnkdss__-_-_-___-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_

8,399.00 None

Dividends Unpaid ------------------

None

Cashier's Checks -------------------

9,053.34

Certified Checks -------------------

None

Demand Deposits ________ ---------- 1,003,601.40

('

Time Certificates of Deposits_________ 104,114.70

Savings Deposits ------------------- 284,214.31

Letters <>f Credit and Acceptances e.xecuted for Customers__________ _

None

Bills Payable _____ ----------------

None

~{)tes and Bills Rediscounted _______ _

None

Other Liabilities -------------------

None

Total .. ------------------------- $ 1,494,528.32

Total ----------------------------$ 1,494,528.32

STATEMENT

Showing condition at the close of business December 31, 1943, of

CITIZENS BANK AND TRUST COMPANY West Point, Ga.

As called for by the Superintendent of Banks.

WILLIS JOHNSON, President.
Date of Charter: 2-17-1917

H. C. SAPP, Cashier.
Began Business: 3-17-1917

RESOURCES Loans and Disc{)unts________________$ 392,475.31

State of Georgia and Municipal Bonds owned _________________________ _

None

U. S. Government Securities owned __ _ 1,924,100.00

Other Stocks and Bonds owned______ _

None

Banking House and Lot-------------Furniture and Fixtures _____________ _

None 16,000.00

Other Ueal Estate owned____________

None

Cash in Vault and Amount due from

approved Reserve Agents ________ 1,908,770.85

Cllecks for Clearing and Due from

other Banks ---------------------

2,208.04

Cash Items ------------------------

None

Overd-rafts ----- __ -----------------

None

Advance on Cotton and other Commodities __ _ ________________ _

None

Customers' Liability on Letters of

Credit and Acceptances__________ _ Profit and Loss _____________________

None None

Other Resources --------------------

None

Total ______ __ __________________ $ 4,243,554.20

LIABILITIES

Capital Stock ----------------------$ 100,000.00

Capital Notes ----------------------

None

Surplus Fund ---------------------- 75,000.00

RUensdeirvviedeFd uPnrdosfi_ts__-__-_-_-_-_-_--: -_-__-_-_-_-_-_-_--_ Due to Banks_______________________

27,035.26 17,469.79
None

Dividends Unpaid ------------------

668.75

Cashier's Checks -------------------

5,052.40

Certified Checks --------------- __ _

91.68

Demand Deposits ------------------- 2,972,681.01

Time Certificates of Deposits________

None

Savings Deposits ------------------- 1,045,555.31

Letters of Credit and Acceptances

executed for Customers__________ _

None

Bills Payable ---------------------N{)tes and Bills Rediscounted_______ _

None None

Other Liabilities -------------------

None

Total ----------------------------$ 4,243,554.20

120

DEPARTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE PEOPLES BANK Winder, Ga.

As called for by the Superintendent of Banks.

C. 0. M'ADDOX,
President. Date of Charter: 10-29-1926

E. V. POOL, Cashier.
Began Business: 10-30-1926

RESOURCES Loans and Discounts ________________ $
State of Georgia and Municipal Bonds owned _________ -----------------
U. S. Government Securities owned __ _ Other Stocks and Bonds owned _____ _ Banking House and Lot_ ___________ _ Furniture and Fixtures _____________ _ Other Real Estate owned________ . __ Cash in Vault and Amount due from
approved Reserve Agents __________
Checks for Clearing and Due from other Banks ---------------------
Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ---- --------------------Customers' Liability on Letters of
Credit and Acceptances__________ _ Profit and Loss _____________________
Other Resources --------------------

408,011.05
None 764,000.00
1,850.00 14,000.00
2,000.00 5,700.00
560,814.47
409.80 None :X o n e
4,999.97
None None None

LIABILITIES Capital Stock ______________________$ 25,000.00

Capital Notes ----------------------

None

Surplus Fund ---------------------- 30,000.00

Undivided Pr<>fits ------------------

5,000.00

Reserve )funds --------------------Due to Banks_______________________

10,366.53 None

Dividends Unpaid ------------------

2,000.00

Cashier's Checks -------------------

2,503.76

Certified Checks -------------------

67.00

Demand Deposits . _ _____________ _ 1,576,252.96

Time Certificates of Deposits________

None

Savings Deposits __________________ _ 110,595.04

Letters of Credit and Acceptances executed for Customers__________ _
Bills Payable ____________________ _

None None

.'!otes and Bills Rediscounted _______ _ Other Liabilities __________________ _

None None

Total ----------------------------$ 1,761,785.29

Total --------------------------- $ 1,761,785.29

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE WOODBURY BANKING CO. Woodbury, Ga.

As called for by the Superintendent of Banks.

W. E. WILBURN, President.
Date of Charter: 10-20-1891

S. P. WILBURN,
Cashier. Began Business: 9-29-1902

RESOURCES Loans and Discounts ______________ $
State of Georgia and Municipal Bonds owned _________ ---------~-------
U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot______________ Furniture and Fixtures _____________ _ Other Real Estate owned ___________ _ Cash in Vault and Amount due from
approved Reserve Agents __________ _
Checks for Clearing and Due from other Banks ---------------------
Oash Items -----------------------Overdrafts --------------------- __ Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances___________ Profit and Loss _____________________
Other Resources --------------------
Total _____________________________ $

85,454.67
None 278,400.00
540.00 None
1,550.00 2,850.00
164,977.36
None None 113.63
289.87
None None 1,001.00
535,176.53

LIABILITIES
Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks ______________________ _
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits _______ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers___________ Bills Payable ----- _______________ _
Xotes and Bills Rediscounted ________ Other Liabilities __________________ _

25,000.00 None
10,000.00 7,166.67 5,000.00 None None 4,476.63 None
431,658.72 51,874.51 None
None None None None

Total ____________________________ $ 535,176.53

TWENTY-FOURTH ANNUAL REPORT

121

STATEMENT

Showing condition at the close of business December 31, 1943, of

WOODLAND BANK Woodland, Ga.

As called for by tlie Superintendent of Banks.

J. H. WOODALL, President.
Date of Charter: 11-18-1907

M. H. KING,
Oashier. Began Business: 11-25-1907

RESOURCES Loans and Discounts ________________ $
State of Georgia and Municipal Bonds owned __________________________ _
U. s. Government Securities owned __ _
Other Stocks and Bonds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ Other Rea. Estate owned___________ _ Cash in Vault and Amount due from
approved Reserve Agents _________ _ Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ____ --------------------- Customers' Liability on Letters of
Credit and Acceptances__________ _ Profit and Loss ____________________ _
Other Resources --------------------
Total _____________________________$

27,947.43
None 39,900.00
None 800.00
None None
162,341.57
None 81.70 X one
1, 759.61
None None None
232,830.31

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------DReusee.rtvoe BFaunnkdss_ _-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits ________ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers __________ _ Bills Payable _____________ .. _______ _
Xotes and Bills Rediscounted _______ _
Other Liabilities -------------------

15,000.00 None
12,000.00 3,375.46 None None 302.40 138.13 None
186,106.60
15,337.~
None
None None None 570.52

Total _____________________________$ 232,830.31

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF WOODSTOCK Woodstock, Ga.

As called for by the Superintendent of Banks.

S. L. JOHNSTON, President.
Date of Gharter: 11-3-1905

S. L. JOHNSTON, Oashier.
Began Business: 11-13-1905

RESOURCES Loans and Discounts________________ $
State of Georgia and Municipal Bonds owned _________ -----------------
U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and LoL___________ _ Furniture and Fixture~ _____________ _ Other Real Estate owned ___________ _ Cash in Vault and Amount due from
api>roved Reserve Agents _________ _
Checks for Clearing and Due from other Banks ____________________ _
Oash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances__________ _ Profit and Loss ____________________ _
Other Resources -------------------

54,725.86
None 103,543.75
6,036.04 2,500.00
600.00 230.00
149,223.64
None
~one
None
None
None None 10,000.00

LIABILITIES Capital Stock ______________________$
Capital Notes ---------------------Surplus Fund ---------------------Undvided Profits __ ----------------Reserve Funds --------------------Due to Banks----------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits________ _ Savings Deposits __________________ _
Letters of Credit and Acceptances executed for Customers__________ _
Bills Payable ____________________ _
N<ltes and Bllls Rediscounted _______ _ Other Liabilities __________________ _

25,000.00 None
5,000.00 4,764.77
None None None 9.50 None 287,107.49 4,976.53 None
None None None 1.00

Total ----------------------------$ 326,859.29

Total ----------------------------$ 326,859.29

122

DEPA;RTMENT OF BANKING

STATEMENT

Showing condition at the close of business December 31, 1943, of

BANK OF WRIGHTSVILLE Wrightsville, Ga.

As called for by the Superintendent of Banks.

W. H. LOVETT, President.
Date of Oharter: 2-16-1897

H. T. JOHNSON, Cashier.
Began Business: 2-16-1897

RESOURCES Loans and Discounts ________________$
State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned__ _ Other Stocks and Bonds owned______ _ Banking House and LoL____________ Furniture and Fixtures_____________ _ Other Real Estate owned___________ _ Cash In Vault and Amount due from
approved Reserve Agents_________ _ Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances_ _________ _ Profit and Loss____________________ _
Other Resources --------------------

94,194.18
None 25,000.00
None 1,400.00
400.00 400.00
521,471.87
38,767.37 None
120.39
68,736.98
::'\oue X one 6,641.39

LIABILITIES
Capital Stock ----------------------$
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Dividends Unpaid --------------~-- Cashier's Checks ------------------DCeermtiafniedd DCehpeocskists -_-_-_-_-_-_-_-_-_-_-_-_-_-_-c-_-_-_-
Time Certificates of Deposlts ____~--Savlngs Deposits -----------~------ Letters of Credit and Acceptances
executed for Customers__________ _
Bills Payable ---------------------:Sotes and Bills Rediscounted _______ _
Other Liabilities -------------------

25,000.00 None
25,000.00 15,000.00
3;000.00 None None
1,569.04 None
648,162.54 39,400.60 None
None None :Sone None

Total ----------------------------$ 757,132.18

Total ----------------------------$ 757.,132.18

STATEMENT

Showing condition at the close of business December 31, 1943, of

EXCHANGE BANK OF WRIGHTSVILLE Wrightsville, Ga.

As called fQr by the Superintendent of Banks.

P. B. BEDINGFIELD, President.
Date of Charter: 12-2{}-1909

E. E. DALEY,
Cashier. Began Business: 12-20-1909

RESOURCES Loans and Discounts________________ $
State of Georgia and Municipal Bonds owned _________ -----------------
U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot_____________ Furniture and Fixtures _____________ _ Other Real Estate owned___________ _
Cash In Vault and Amount du& from approved Reserve Agents _________ _
Checks for Clearing and Due from other Banks ---------------------
Oash Items -----------------------Overdrafts ---------------- ________ _ Advance on Cotton and other Com-
modities ____ --------------------Customers' Liability on Letters of
Credit and Acceptances__________ _ Profit and Loss____________________ _
Other Resources --------------------
Total ____________________________$

269,651.61
None 31,525.00
None 1,800.00
721.50 None
74,508.49
44.99 None 51.35
69,590.46
None None 8,148.16
456,041.56

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuse.,rtvoe BFaunnkdss__-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_
Dividends Unpaid -----------------Cashier's Checks ------------------Cerilfled Checks ------------------Demand Deposits ------------------Time Certificates of Deposits_______ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers__________ _
Bills Payable ---------------------:'olotes and Bills Rediscounted_______ _
Other Liabilities -------------------

35,000.00 Ndne
15,000.00 12,425.20
None None None 551.10 None 368,195.75 24,344.09 None
None None None 525.42

Total ____________________________$ 456,041.56

TWENTY-FOURTH ANNUAL REPORT

123

STATEMENT

Showing condition at the close of business December 31, 1943, of

THE BANK OF ZEBULON Zebulon, Ga.

As called for by the Superintendent of Banks.

C. R. GWYN, President.
Date of Charter: 3-18-1905

C. R. GWYN, Cashier.
Began Business: 1-31-1905

RESOURCES Loans and Discounts ________________$
State of Georgia and Municipal Bonds owned _________ -----------------
U. S. <fflvernment Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot_ ___________ _ Furniture and Fixtures_____________ _ Other Real Estate owned________ __ Cash in Vault and Amount due from
approved Reserve Agents_________ _
Checks for Clearing and Due from other Banks -------------------- _
Cash Items -----------------------Overdrafts ___ ____ ----------------Advance on Cotton and other Com-
modities ------------------------Customers Liablllty on Letters of Credit and Acceptances__________ _ Profit and Loss ____________________ _
Other Resources --------------------

142,434.22
None 246,800.00
None 2,000.00 1,085.00
262.58
184,502.95
None 679.29 758.01
None
None None 5,604.28

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------RUensdeirvviedeFduPndrosfi_ts___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks______________________ _
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits________ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers__________ _
Bills Payable ---------------------Xotes and Bills Rediscounted_______ _
Other Liabilities -------------------

25,000.00 None
12,500.00 11,090.26 2,000.00
None 2,500.00
222.70 None
429,837.91 17,826.60 83,147.93
None None None
.93

Total ----------------------------$ 584,126.33

Total ----------------------------$ 584,126.33

Banks Chartered by Superior Court

STATEMENT

Showing condition at the close of business December 31, 1943, of

CHATHAM SAVINGS & LOAN COMPANY Savannah, Ga.

As called for by the Superintendent of Banks

T. M. CUNNINGHAM, President.
Date of Charter: 7-25-1885

E. W. ORE.ECH, Secreta-ry-Treasurer.
Began Business: 7-25-1885

RESOURCES

Loans and Discounts________________ $ 1,059,586.99

State of Georgia and Municipal Bonds

owned __ -------------------------

None

U. S. Government Securities owned__ _ 210,016.00

Other Stocks and Bonds owned_____ _ 136,358.93

Banking House and Lot____________ _

None

Furniture and Fixtures_____________ _

1,671.91

Other Real Estate owned___________ _ 161,071.08

Cash in Vault and Amount due from

approved Reserve Agents _________ _ 211,396.56

Checks for Clearing and Due from

other Banks ---------------------

None

Cash Items ------------------------

None

Overdrafts -------------------------

None

Advance on Cotton and other Com-

modities ------------------------Customers' Liability on Letters of

None

Credit and Acceptances___________ Profit and Loss___________________ _

None None

Other Resources --------------------

499.16

Total _____________________________$ 1,780,600. 63

LIABILITIES Capital Rtock ______________________ $
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_--_
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits ________ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers __________ _
Bills Payable ___ ------------------Xotes and Bills Rediscounted_______ _
Other Liabilities -------------------

500,000.00 None
25,000.00 162,765.07
12,551.31 None None None None None
346,846.41 728,357.97
None None None 5,079.87

TotaL____________________________$ 1,780,600.63

STATEMENT Showing condition at the close of business December 31, 1943, of

INDUSTRIAL SAVINGS AND LOAN COMPANY Savannah, Ga.

As called for by the Superintendent of Banks

.J. FERRIS CANN,

President.

.

Date ofCharter: 10-4-1926

L. RALSTON WYLLY, JR., Secretary-Treasurer.
Began Business: 11-6-1926

RESOURCES Loans and Discounts ______________ $
State of Georgia and Municipal Bonds owned ------ ---------------------
U. S. Government Securities owned __ Other Stocks and Bonds owned _____ _ Banking House and LoL___________ _ Furniture and Fixtures_____________ _ Other Real Estate owned___________ _
Cash in Vault and Amount due from approved Reserve Agents_________ _
Checks for Clearing and Due from other Banks ---------------------
Cash Items -----------------------Overdrafts ____ --------------------Advance on Cotton and other Com-
modities ------------------------Customers' Liability on Letters of
Credit and Acceptances__________ _
Profit and Loss-------------------Other Resources ______ --------------

329,734.16
None 70,000.00
None None 2,227.91 5,017.73-
33,588.42
None None None
None
None None 891.26

LIABILITIES Capital Stock ______________________$
Capital Notes ---------------------Surplus Fund --------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks-- ------------------Dividends Unpaid ---------------Cashier's Checks ------------------Certified Checks ___________________
Demand Deposits ------------------Time Certificates of Deposits _______ _
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers __________ _
Bills Payable ---------------------Xotes and Bills Rediscounted_______ _
Other Liabilities -------------------

50,000.00 None
15,000.00 12,319.49
None None
None
None None None 65,200.00 234,354.32
None 60,000.00
None 4,585.67

Total _____________________________ $ 441,459.48

Total ___________________ -------. -

441,459.48

TWENTY-FOURTH ANNUAL REPORT

125

STATEMENT

Showing condition at the close of business Deeember 31, 1943, of

THE MORRIS PLAN COMPANY OF SAVANNAH Savannah, Ga.

As called for by the Superintendent of Banks

H. V. JENKINS, President.
Date of Charter: 6-1917

E. B. McCUEN, Vice-President.
Began Business: 8-1917

DESOURCES Loans and Discounts________________ $ . State of Georgia and Municipal Bonds
owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ Banking House and LoL____________
Furniture and Fixtures ------------Other Real Estate owned____________ Cash in Vault and Amount due from
approved Reserve Agents _________ _ Checks for Clearing and Due from
other Banks --------------------Cash Items -----------------------Overdrafts -------------------~---- Advance on Cotton and other Com-
modities ------------------------Cwtomers' Liability on Letters of
Credit and Acceptances___________ Profit and Loss____________________
Other Resources --------------------
Total _____________________________$

251,343.56
None 30,000.00 104,692.44
None 611.35
None
1,775.11
94,244.23 303.13 None
None
X one None 966.07
483,935.89

LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits __________________ _ Time Certificates of Deposits_________
Savings Deposits ------------------Letters of Credit and Acceptances
executed for Customers__________ _
Bills Payable ---------------------Xotes and Bills Rediscounted________
Other Liabilities -------------------

50,000.00 None
50,000,00 80,042.76
2,489.96 None None None None None
35,000.00 165,057.27
None None .X one 101,345.90

Total. ____________________________ f 483,935.89

STATEMENT

Showing condition at the close of business Deeember 31, 1943, of

SOUTHERN SAVINGS AND LOAN COMPANY Savannah, Ga.

As called for by the Superintendent of Banks

FRED WE:SSE:LS, President.
Date of Ohamer: 5-1916

C. H. SCHRODER, cashier.
Began Bus.iness: 5-1916

RESOURCES Loans and Discounts _______________ $
State of Georgia and Municipal Bonds owned ---------------------------
U. S. Government Securities owned-Other Stocks and Bonds owned______ Banking House and LoL___________ _ Furniture and Fixtures_____________ _ Other Real Estate owned____________
Cash in Vault and Amount due from approved Reserve Agents__________
Checks for Clearing and Due from other Banks ---------------------
OCvasehrdrIatfetms s __-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advance on Cotton and other Commodities -------------------------
Cwtomers' Liability on Letters of Credit and Acceptances___________
Profit and Loss____________________
Other Resources --------------------

772,141.89
None 25,000.00 80,081.40
None 10.00 79,003.0'1
233,779.77
:None None None
None
None None 7,414.09

TotaL____________________________$ 1,197,430.22

LIABILITIES Capital Stock ______________________$
Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks ---------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Che.cks ------------------Demand Deposits ------------------Time Certificates of Deposits________
Savings Deposits ------------------Letters Df Credit and Acceptances
executed for Customers__________ _ Bills Payable _____________________ _
Xotes and Bills Rediscounted_______ _
Other Liabilities -------------------

100,000.00 None
72,054.46 30,543.12
None None .None None 2,956.04 475,328.11 346,260.82 None
None None None 170,287.67

Total-----------------------------$ 1,197,430.22