TWENTY-FOURTH ANNUAL REPORT OF THE DEPARTMENT -OF BANKING OF THE STATE OF GEORGIA YEAR ENDING DECEMBER 31 1943 J. C. BEASLEY. Superintendent of Bcmks STATE OF GEORGIA LJfPARTMENT OF BANKING Created by Act Approved August 16, 1919 TWENTY-FOURTH ANNUAL REPORT YEAR ENDING DECEMBER 31, 1943 DEPARTMENT ESTABLISHED An act to create the Department of Banking of the State of Georgia, to provide for the incorporation and regulation of Banks and penalties for violations of the Law, defining duties of the Superintendent of Banks, and for other purposes, was enacted by the Legislature in 1919, approved by the Governor August 16, 1919, and effective January 1, 1920. This Act has been amended from time to time, through the session of the General Assembly in 1943, all of which amendments are contained in the Banking Act published by the Department of Banking. J. C. BEASLEY, Superintendent of Banks TWENTY-FOURTH ANNUAL REPORT DEPARTMENT OF BANKING. STATE OF GEORGIA ATLANTA December 31, 1943. To the Honorable Ellis Arnall, Governor, State of Georgia, Atlanta, Ga. Dear Sir: As required in Sections 15 and 16 of Article 2 of the Banking Law, I have the honor to submit herewith, this, the 24th Annual Report of the Department of Banking for the year ending December 31, 1943. This report consists of the following exhibits: l. Exhibit "A", Official Roster of the Department of Banking. 2. Exhibit "B", a statement of the receipts and disbursements. of the Department for the year 1943. 3. Exhibits "C", through "N", covering applications relative to charter amendments, charter renewals, etc. 4. Exhibit "0", a list of banks in voluntary liquidation. 5. Exhibit "P", a list of branch banks now in operation. 6. Exhibit "Q", a condensed statement showing the disposition of banks during the year 1943. 7. Exhibit "R", a list of banks that are members of the Federal Reserve System. IV DEPARTMENT OF BANKING 8. Exhibit "S", a list of Small Loan Companies under the supervision of the Superintendent of Banks during the year 1943, and Exhibit "T", a list of Credit Unions as of December 31, 1943. 9. Exhibit "U", abstract of reports showing condition of 245 banks and 9 branches as of December 31, 1943, with a comparative statement of 241 banks and 9 branches as of December 31, 1942. In addition to the information as reflected in the exhibits referred to above, the report contains the detailed published statement of each bank as of December 31, 1943. This statement gives an itemized report of the assets and liabilities of the bank, the date the bank was chartered, the date it began business, and the name of the President and Cashier. Respectfully submitted, J. C. BEASLEY, Superintendent of Banks. TWENTY-FOURTH ANNUAL REPORT v Exhibit "A" DEPARTMENT OF BANKING, STATE OF GEORGIA OFFICIAL ROSTER December 31, 1943 J. C. BEASLEY, Suprintendent of Banks J. P. PEACOCK, Assistant Superintendent of Banks EXAMINERS Name and Address Salary J. B. Brown, Vidalia____________________________________________________ $225.00 W. E. Copeland, Dublin________________________________________________ 225.00 ' C. C. Cunningham, Atlanta_____________________________________________ 250.00 T. A. Dixon, Decatur_______________________________________ ------------ 225.00 R. G. Fleetwood, Thomasville____________________________________________ 225.00 E. E. Trapnell, Claxton_________________________________________________ 200.00 OFFICE ASSISTANTS '' Name and Position Salary Mattie Hughes, Typist_ _________________________________________________ $125.00 Mrs. Evelyn Jones, BookkeepeL-------------~--------------------------- 162.50 Mrs. John W. Wyrick, Chief Clerk_______________________________________ 200.00 W. C. Thompson, Credit Union Examiner________________________________ 250.00 George Kinnemore, Porter______________________________________________ $ 70.00 VI DEPARTMENT OF BANKING Exhibit "B" DEPARTMENT OF BANKING, STATE OF GEORGIA Receipts and Disbursements, 1943 RECEIPTS Balance January 1, 1943------------------------------------------ $ 1,298.10 Received from Appropriation_______________________________________ 46,618.49 Miscellaneous Income -------------------------------------------- 35.41 $47,952.00 DISBURSEMENTS Superintendent's Salary ------------------------------------------- $ 6,000.00 Assistant Superintendent's Salary----------------------------------- 2,100.00 Traveling Expenses, Superintendent_________________________________ 551.43 Office Assistants' Salaries__________________________________________ 6,997.50 Examiners' Salaries ----------------------------------------------- 18,537.50 Examiners' Expenses, Traveling____________________________________ 9,515.36 Printing and Stationery-------------------------------------------- 1,365.25 Miscellaneous Office Expenses___________________ ------------------- 1,999.60 $47,066.64 Balance December 31, 1943-----------------------------------------------------S 885.36 TWENTY-FOURTH ANNUAL REPORT VII Exhibit "C" APPLICATIONS FOR RENEWAL OF CHARTER APPROVED NAME OF BANK LOCATION DATE OF CHARTER The Citizens Bank of Gainesville___ Gainesville______ 5-19-1913 APPROVED 4-9-1943 Exhibit "D'' APPLICATIONS FOR REVIVAL OF CHARTER APPROVED !':!AME OF BANK LOCATION DATE OF CHARTER Exchange Bank of Milledgeville____ Milledgeville ____. 5-20-1903 APPROVED 2-22-1943 APPLICATIONS FOR CHARTER APPROVED Exhibit "E" NAME OF BANK The Citizens Exchange Bank of Pearson________ The Citizens Bank of Nashville________________ The First State Bank of Ocilla_________________ First State Bank of Albany____________________ The Citizens and Southern Bank of Albany_____ Damascus State Bank_________________________ LOCATION Pearson ____________________ _ Nashville------------------- Ocilla_____________________ _ Albany____________________ _ Albany ____________________ _ Damascus__________________ _ APPROVED 1-19-1943 2-19-1943 4-21)..1943 4-20-1943 4-20-1943 11-8-1943 PERMITS TO BEGIN BUSINESS ISSUED Exhibit "F" NAME OF BANK LOCATION Citizens Bank_________________________ Citizens Banking Company of HartwelL_ Citizens Bank_________________________ Citizens & Southern Bank of Albany____ First State Bank of Albany_____________ The First State Bank of Ocilla__________ Glennville________________ _ HartwelL________________ _ Nashville-----~------------ Albany___________________ _ Albany___________________ _ Ocilla____________________ _ BEGAN BUSINESS 1-4-1943 14-1943 3-8-1943 6-1-1943 6-1-1943 6-1-1943 AP'PROVAL OF MERGER Exhibit "G" NAME OF BANK LOCATION The Home Savings Bank____ Columbus_____ DATE 1-18-1943 MERGED WITH First National Bank of Columbus APPROVAL OF VOLUNTARY LIQUIDATION Exhibit "H" NAME OF BANK LOCATION APPROVED Bank of Trion________________________________ Trion_______________________ 3-16-1943 SURRENDER OF CHARTER APPROVED Exhibit "I" NAME OF BANK LOCATION APPROVED Bank of Trion________________________________ Trion_______________________ 8-17-1943 VIII DEPARTMENT OF BANKING Exhibit "J'., APPLICATIONS TO INCREASE CAPITAL APPROVED NAME OF BANK LOCATION APPROVED AMOUNT OF INCREASE The Citizens & Southern Bank of Albany__ AlbanY----~ 6-2-1943 First State Bank of Albany______________ Albany----- 6-7-1943 $100,000 to $150,000 $100,000 to $150,000 APPLICATION TO CHANGE NAME APPROVED Exhibit "K" NAME OF BANK LOCATION APPROVED Pitts Banking Company________ Commercial and Savings Bank__ GPirtitfsf*in-_-_-_-_r_-_-_- 7-29-1943 11-4-1943 CHANGED TO Bank of Wilcox County Commercial Bank and Trust Co. Exhibit "L" APPLICATION TO CHANGE LOCATION APPROVED NAME OF BANK LOCATION APPROVED Pitts Banking Company* _______ Pi.tts_________ 7-29-1943 CHANGED TO Rochelle Exhibit "M" MISCELLANEOUS APPLICATIONS FOR AMENDMENT TO CHARTER NAME OF BANK LOCATION Commercial and Savings Bank__ Griffin _______ Commercial .and Savings Bank__ Griffin_______ APPROVED 11-4-1943 11-4-1943 NATURE OF AMENDMENT Acquire Trust Powers Limit Liabilities of Stockholders APPLICATIONS FOR CHARTER DISAPPROVED Exhibit "N" NAME OF PROPOSED BANK LOCATION !DISAPPROVED Rochelle State Bank---------------------------------- Rochelle_________ 7-19-1943 Change not effected.' Tri.; ','' TWENTY-FOURTH ANNUAL REPORT IX BANKS IN VOLUNTARY LIQUIDATION December 31, 1943 Exhibit "0" NAME OF BANK LOCATION DATE BBaannkk ooff SWaliellaCcoitoYch-e-e-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Farmers Banking Company_________________ FBaarnmkeorsf BBoasntwki-c-k-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Farmers & Merchants Bank_________________ Union Banking CompanY------------------Dacula Banking Company__________________ Sharpsburg Banking Company______________ Bank of Boston____________________________ Bank of Buckhead_________________________ Bank of Lincolnton________________________ Bank of Stephens__________________________ Council Bank_____________________________ _ BPiatntakrdof BTaanlkiainfegrrCo_o_m__p__a_n_y_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_--_ Atlanta Trust Company____________________ Bank of Helen____________________________ Bank of Cave Spring_______________________ Houston Banking Company_________________ Farmers & Merchants Bank________________ Merchants Trust Company__________________ Atlanta Savings Bank______________________ South Georgia Trust Company______________ People's Bank----------~-----------------Bank of Statham__________________________ Walker County Bank_______________________ Bank of Brooklet_________~---------------Whitesburg Banking Company______________ Logansville Banking Company--------------Newnan Bank & Trust Company_____________ Citizens Bank______________________________ Bank of Forsyth___________________________ Citizens Bank______________________________ Decatur County Bank_____________________ _ Rhine Banking Company___________________ Tobacco Belt Trust Company______________ _ Ashley Trust Company--------------------Continental Trust Company________________ _ Bank of Hoschton ------------------------Bank of Meansville________________________ Citizens Bank______________________________ Exchange Bank____________________________ Bank of Eton______________________________ Bank of Camden County____________________ Farmers & Merchants Bank_________________ SWaillelaCcoiotcyh-e-e-_-_-_-_-_-_-_-_-_--_-_-_ Covington ______________ _ Vidette _________________ _ Bos>twick_______________ _ Grantville ______________ _ DMoancruolea-__-_~_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Sharpsburg_____________ _ Boston_________________ _ Buckhead ______________ _ Lincolnton__ -----------Stephens_______________ _ Ellaville ________________ _ Winterville_____________ _ Crawfordville___________ _ Atlanta ________________ _ Helen _________________ _ Cave Spring ___________ _ Perry__________________ _ Kite___________________ _ Valdosta _______________ _ Atlanta _________________ GAllebnannviyll-e-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_ Statham________________ _ LaFayette ______________ _ Brooklet_______________ _ Whitesburg _____________ _ Loganville______________ _ Newnan ________________ _ Brinson________________ _ Forsyth ________________ _ Claxton________________ _ Bainbridge_____________ _ Rhine-------~----------Lakeland _______________ _ Valdosta_______________ _ Atlanta________________ _ Hoschton ______________ _ Meansville _____________ _ Tallapoosa_____________ _ Sycamore______________ _ Eton__________________ _ St. Marys ______________ _ Charing _________________ January 22, 1924 May 18, 1925 April 6, 1925 June 28, 1926 December 2, 1926 December 9, 1926 February 12, 1927 February 15, 1927 November 12, 1927 December 31, 1927 July 14, 1927 February 10, 1928 September II, 1928 Pending Pending September 4, 1929 December 11, 1929 June 2, 1930 Dcember 12, 1930 Dcember 12, 1930 January 26, 1931 January 30, 1931 October 13, 1931 December 11, 1931 December 24, 1931 December 31, 1931 January 1, 1932 January 1, 1932 February 2, 1932 April 28, 1932 May II, 1932 December 31, 1932 January 2, 1933 December 4, 1934 October 29, 1934 December 21, 1934 November 6, 1935 . November 14, 1935 December 12, 1935 April 19, 1936 January 3, 1938 March 14, 1938 March 16, 1938 October II, 1933 December 27, 1938 December 19, 19-ID X DEPARTMENT OF BANKING BRANCH BANKS AS OF DECEMBER 31, 1943 Exhibit "P" NAME OF BRANCH LOCATION NAME OF PARENT LOCATION Northwest Atlanta Bank_________ Atlanta________ The Bank of Atlanta________ Atlanta Georgia Railroad Bk. & Trust Co., Georgia Railroad Bank & 1111 Broad Street_____________ Augusta_______ Trust Co._.________________ Augusta Columbus Bank & Trust Co., 14 Street--------------------- Columbus_____. Columbus Bank & Trust Co.__ Columbus Columbus Bank & Trust Co., North Highland_______________ Columbus_____. Columbus Bank & Trust Co.__ Columbus Columbus Bank & Trust Co., Rankin House_________________ Columbus______ Columbus Bank & Trust Co.__ Columbus Cornelia Bank ------------------ Demorest______ Cornelia Bank-------------- Cornelia Greenville Banking Co.___________ Gay__________ Greenville Banking Co.______ Greenville Brunswick Bank & Trust Co._____ Jesup________ Brunswick Bank & Trust Co. __ Brunswick Citizens Bank___________________ Nahunta_______ Citizens Bank--------------- Folkston Exhibit "Q" DISPOSITION OF BANKS IN GEORGIA DURING YEAR 1943 Banks Banks in Operation January 1, 1943----------------------------------- 241 Banks in Operation December 31, 1943-------------------------------- 245 Branches 9 9 Increase During Year___----------------------------------------- 4 0 New .Banks__________________________________________________________ 6 Citizens Bank, Glennville Citizens Banking Company of Hartwell Citizens Bank, Nashville Citizens and Southern Bank of Albany, Albany . First State Bank of Albany, Albany The First State Bank of Ocilla, Ocilla I Mergers ----------------------------------~------------------------- 1 The Home Savings Bank, Columbus 5 Voluntary Liquidation----------------------------------------------- 1 Bank of Trion, Trion Net Increase Shown Above_______________________________________ 4 TWENTY-FOURTH ANNUAL REPORT XI' Exhibit' "R" STATE BANK MEMBERS OF FEDERAL RESERVE SYSTEM Bank of Adairsville______________________________________________________________...:Adairsville Trust CoiDpany of Georgia___________________________________________________________Atlanta Georgia Railroad Bank & Trust CompanY------------------------------------~-------Augusta Citirens Bank & Trust Company_________________________________________________Bainbridge The Blackshear Bank_____________________________________________________________Blackshear Bruns~ck Bank &Trust Comp!ny_________________________________________________Bruns~ck Bank of Canton_____________________________________________________________________Canton ColUIDbus Bank & Trust Company__________________________________________________ColUIDbus Merchants &. Mechanics Bank_______________________________________________________ Columbus Northeastern Banking Company____________________________________________________Commerce Brand Banking Company_______________________________________________________ Lawrenceville Bank of Millen~---------------------------------------------------------------------Millen Farmers Bank ----------------------------------------------------------------------Monroe Farmers Bank of PelhaiD------------------------------------------------------------Pelham CSaitvizaennnsahBaBnaknk&&Tr1u'srut sCt oCmoiDppaannyy_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- Savannah Savannah Bank of Soperton__________________________________________________________________ Soperton Exhibit "S" SMALL WAN COMPANIES UNDER THE SUPERVISION OF THE SUPERINTENDENT OF BANKS DURING 1943 NAME OF COMPANY Location T. C. Adams----------------------------------------------- Atlanta Georgia Finance, Inc._______________________________________ Atlanta Master Loan Service, Inc.____________________________________ Atlanta Jefferson Loan Society-------------------------------------- Atlanta Date License Issued 1-12-1943 1- l-1943 1- 1-1943 1- 1-1943 XII DEPARTMENT OF BANKING Exhibit "T" CREDIT UNIONS IN GEORGIA AS OF DECEMBER 31, 1943 (99) ALBANY Albany Federal Employees Credit Union, % Post Office. The Herald Credit Union, % Albany Herald. Hodges Credit Union, % Albany Hardware Co. Keenan Credit Union, % The Keenan Co. ATHENS Athens Division Credit Union, % Georgia Power Co. Athens Postal Credit Union, % Post Office. ATLANTA A. B. & A. Railway Credit Union, 26 Cain St., N. W. Apaco Credit Union, 225 Moore St. Armour Atlanta Credit Union, 451 Whitehall St., S. W. Armour Fertilizer Works Credit Union, 816 Walton Bldg. Arrow Credit Union, 1822 Murphy Ave., S. W. Atlanta City Employees Credit Union, City Hall. Atlanta Co-Operative Credit Ass'n, 127 Decatur St., S. E. Atlanta Firemen's Credit Union, 166 Alabama St., S. W. Atlanta Joint Terminals Credit Union, 106 Carroll St., S. E. Atlanta Journal Employees' Credit Union, Journal Bldg. Atlanta Postal Credit Union, 302 Federal Annex Bldg. Atlanta Railway Postal Clerks Credit Union, 205 Federal Annex. Atlanta S. & W. Employees Credit Union, 189 Peachtree St. Atlanta Savings Stores Credit Union, 387 Whitehall St., S. W. Atlanta Teachers' Associ-ation Credit Union, % Tech High School. Atlanta Telco Credit Union, % Southern Bell Tel. Co. Atlanta Terminal Employees' Credit Union, Terminal Station. Atlantic Steel Credit Union. Box 1714. Ben Franklin Credit Union, 600 Healey Bldg. Calvert Iron Credit Union, 1195 Mickleherry St., S. W. Canco 51-A Credit Union, 410 Marietta St., N. W. Circle "W" Credit Union, 1299 Northside Drive, N. W. Colonial Stores Employees Credit Union, 682 Whitehall St., S. W. Dinkier Employees of Georgia Credit Union, Ansley Hotel. Dortch Bakery Credit Union, 505 W. Whitehall St., S. W. Employees Credit Union, Swift & Co., 33 Hunter St., S. W. Employment Service Credit Union, 191 Marietta St. Essell Credit Union, William-Oliver Bldg. The Federal Employees Credit Union, 540 Old Post Office Bldg. Fulton Teachers' Credit Union, 524 Court House. General Shoe Credit Ass'n, 16 Yonge St. Genuine Parts Credit Union, 457 W. Peachtree St. Georgia B U C Credit Union, % Georgia Bureau of Unemployment Compensation, State Office Building. TWENTY-FOURTH ANNUAL REPORT XIII Georgia League Credit Union, P. 0. Box 2044. Georgia Standard Oil Employees Credit Union, 746 Marietta St. G.-WP General Office Credit Union, 4 Hunter St., S. E. Gesco Credit Union, 172 Haynes St., S. W. Kline Employees Credit Union, 91 Whitehall St. Kraft Employees of Atlanta Credit Union, 890 Memorial Drive, S. E. Lane Employees Credit Union, 477 Peachtree St. Merchants Mutual Credit Corporation, 93 Pryor St., S. W. Metro Credit Union, 198 Luckie St., N. W. Mutual Savings Credit Union, 243 Peachtree St., N. E. Orange Disc Credit Union, % Gulf Oil Corp. Orkin Service Credit Union, 315 Peachtree St. R. E. A. Employees Credit Union, 89 Luckie St. Regenstein Employees' Credit Union, 209 Peachtree St., N. E. Rich's Employees Credit Union, % Rich's, Inc. S. M. C. R. C. Credit Union, 808 Bona Allen Bldg. Seaboard Employees' Credit Union of Atlanta, Inc., R. F. D. 5, Box 441. Southern Freight Tariff Bureau Employees Credit Union, 101 Marietta St. Bldg. Southern Spring Bed Credit Union, 290 Hunter St., S. E. State Welfare Credit Union, State Office Bldg. The Thrift Credit Union, 125 Spring St., S. W. University Center Credit Union, 223 Walton St., N. W. Wage-Hour Credit Union, 249 Peachtree St., N. E. Wofford Credit Union, 140 Spring St., S. W. Yancey Employees Credit Union, 634 Whitehall St., S. W. AUGUSTA Augusta City Employees Credit Union, City Hall. Augusta Federal Employees Credit Union, Federal Building. Augusta Fire Department Credit Union, 1259 Broad St. Augusta Negro Underwriters Credit Union, 912 Gwinnett St., Box 659. Augusta Police Credit Union, Police Dept. Georgia Railroad Employees Credit Union, % Georgia Railroad. King Mill Credit Union, % King Mill. Richmond County Teachers Credit Union, % Supt. of Schools. CARROLLTON Carroll County Teachers Credit Union. Mandeville Employees Credit Union. COLUMBUS Bibb Thrift Club Credit Union, Bibb City. Columbus Postal Employees Credit Union, % Post Office. DECATUR DeKalb County Teachers Credit Union, 544 N. McDonough St. EAST POINT East Point Municipal Employees Credit Union. XIV DEPARTMENT OF BANKING HAPEVILLE Delta Employees Credit Union, Candler Field. LAWRENCEVILLE General Shoe Credit Union. MACON Federal Employees Credit Union, Post Office Bldg. Hapgrade Credit Union, Broadway at Pine. Macon Firemen's Credit Union, % Fire Department. Macon Textiles, Inc., Credit Union, Lake St. Union Credit Union, 417 Cherry St. MORVEN The Citizens Credit t:Jnion. MOULTRIE Employees Credit Union, Swift & Co. PLAINS Sumter County Teaohers' Credit Union. ROME F1oyd County Postal Employees Credit Union, % Post Office. SAVANNAH Central Employees Credit Union, Inc., % Central of Georgia Railway. Chatham County Teachers' Ass'n Credit Union, 208 Bull St. Merchants Credit Union, 315 Commercial Bldg. Savannah & Atlanta Rwy. Employees' Credit Union. Savannah Electric & Power Employees Credit Union, 2:7 W. Bay St. Savannah Federal Employees Credit Union, 207 Post Office Bldg. Seaboard Employees Credit Union, Room 104, Union Station. THOMASTON Silvertown Credit Union. TIFTON Tift County Postal Employees Credit Union, % Post Office. VALDOSTA Postal Credit Union, % Post Office. TWENTY-FOURTH ANNUAL REPORl' XV INACTIVE CREDIT UNIONS: B. A. E. Credit Union, Atlanta. L. & R. Employees Credit Union, Atlanta. Southern Shell Employees Credit Union, Atlanta. Sterchi Credit Union, Atlanta. Wooding's Cafeteria Credit Union, Atlanta. Macon R. E. A. Employees Credit Union, Macon. CREDIT UNIONS IN VOLUNTARY LIQUIDATION: Atlanta Plumbers' Credit Union, Atlanta. Harry Sommers Credit Union, Atlanta. Hartford Credit Union, Atlanta. Underwriters' Credit Union, Atlanta. Atlanta Lodge No. 1 (I. A. & M.) Credit Union, Atlanta. J. M. Harrison Employees Credit Union, Atlanta. Stein Printing Co. Employees Credit Union, Atlanta. Western & Atlantic Credit Union, Atlanta. IN POSSESSION OF DEPARTMENT OF BANKING FOR LIQUIDATION Athens Firemen's Credit Union, Athens. The Pullman Shop Employees Credit Union, Atlanta. Western Newspaper Employees Credit Union, Atlanta. White Provision Employees Credit Union, Atlanta. XVI DEPARTMENT OF BANKING Exhibit "U" ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS IN GEORGIA* AS OF DECEMBER 31, 1943 (With Comparative Statement as of December 31 1942) RESOURCES 245 Banks and 9 Branches as of Dec. 31, 1943 State of Georgia and Municipal Bonds Owned____________$109,320,890.41 l;oans and Discounts----------------------------------- 9,377,755.88 U. S. Government Securities Owned_____________________ 182,225,902.36 Other Stocks and Bonds Owned_________________________ 5,990,600.88 Banking House and LoL------------------------------- 4,517,130.43 Furniture and Fixtures_________________________________ 588,661.05 Other Real Estate Owned_______________________________ 1,425,508.99 Cash in Vault and Amount due from approved Reserve Agents ----------~---------------------------------- 166,310,276.63 Checks for Clearing and due from other Banks___________ 3,542,416.72 Cash Items____________________________________________ 148,395.57 Overdrafts -------------------------------------------- 59,916.40 Advance on Cotton and other Commodities_______________ 5,625,151.32 Customers' Liability on Letters of Credit and Acceptances__ 57,909.95 Other Resources--------------------------------------- 1,309,477.26 TOTAL_ ________________________________________ $490,499,993.85 241 Banks and 9 Branches as of Dec. 31, 1942 $ 97,464,183.52 8,660,815.88 89,384,663.21 5,902,762.52 4,397,010.08 581,145.95 2,504,612.99 146,966,075.56 2,525,331.21 28,370.95 51,336.43 4,642,647.12 64,942.75 859,692.67 $364,033,590.84 LIABILITIES Capital Stock -----------------------------------------$ 14,899,500.00 Capital Notes------------------------------------------ 1,302,450.00 Surplus Fund__________________________________________ 12,401,573.06 Undivided Profits ------------------------------------- 5,444,260.59 Reserve Funds_________________________________________ 2,803,222.49 Due to Banks__________________________________________ 39,316,192.14 Dividends Unpaid____ ~--------------------------------- 256,556.70 Cashier's Checks______ ~-------------------------------- 2,146,513.41 Certified Checks --------------------------------------- 48,355.42 Demand Deposits -------------------------------------- 331,645.693.80 Time Certificates of Deposits____________________________ 27,788,038.39 Savings ,Deposits_______________________________________ 49,812.157.13 Letters of Credit and Acceptancs executed for Customers__ Bills Payable__________________________________________ Notes and Bills Rediscounted___________________________ Other Liabilities_______________________________________ 57,909.95 None 126,125.00 2,451,445. 77 TOTAL--------------------------~------------- $490,499,995.85 This statement does not include four Superior Court Chartered Banks. $ 14,524,500.00 1,366,653.73 10,910,523.06 4,991,616.73 2,599,751.55 29,440,863.12 199,884.47 2,950,276.55 47,127.63 227,025,170.55 28,139,948.95 39,591,450.26 64,942.75 None None 2,180,881.49 $364,033,590.84 TWENTY-FOURTH ANNUAL REPORT 1 STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF ACWORTH Acworth, Ga. As called for by the Superintendent of Banks. A. J. DURHAM, President. Date o~ Charter: 10-31-1905 J. H. HARlRISON, Oashieu.-. Began Business: 12-19-1905 RESOURCES Loans and Discounts _ _---------$ State of Georgia and Municipal Bonds owned -------- __________________ U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot_____________ Furniture and Fixtures ______________ Other Real Estate owned ___________ _ Cash In Vault and Amount due from approved Reserve Agents______ __ Checks for Clearing and Due from other Banks ____________________ _ Cash Items ________________________ _ Overdrafts __ ________ __ __________ _ Advance on Cotton and other Commodities _______ Customers' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss____________________ _ Other Resources -------------------- Total ___________________________ $ 118,423.43 3,109.11 135,702.76 None 1,728.30 1,467.81 None 404,416.40 5,415.68 None 647.09 :Xohe ~one None X one 670,911.18 LIABILITIES Capital Stock --------------~-------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------DReuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpaid -----------------Cashier's Checks ~----------------- Certified Ch.,.,ks ------------------Demand Deposits __ .. --------------Time Certificates of Deposits________ Savings Deposits ___________________ Letters of Credit and Acceptances executed for Custome~rs___________ _ Bills Payable ___________ ---------Notes and Bills Rediscounted _______ _ Other Liabilities ------------------- 25,000.00 None 5,000.00 14,190.69 466.24 None 2,000.00 307.04 None 525,378.58 76,536.83 22,031.80 None None None None Total --------------------------- ~- 670,911.18 STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF ADAIRSVILLE Adairs!Ville, Ga. As called for by the Superintendent of Banks. M. P. GAINES, President. Date of Charter: 3-21-1899 J. F. KIMSE:Y, Oashieu.-. Began Business: 3-24-1899 RESOURCES Loans and Discounts_______________ $ State of Georgia and Municipal Bonds owned ------- __________________ _ U. S. Government Se>curltie to Banks ---------------------Dividends Unpaid -----------------Cashier's Checks __ ----------------Certified Checks ------------------Demand Deposits -------------------Time Certificates of Deposits________ Savings Depos.its ------------------Letters of Credit and Acceptances executed for. Customers____________ Bills Payable ---------------------Notes and Bills Rediscounted________ Other Liabilities ------------------- 25,000.00 None 15,000.00 3,169.22 None None 390.00 None None 381,879.30 67,745.32 None None None None None TotaL_________________ .__________ $ 493,183.84 2 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of THE BRYAN BANK Adel, Ga. As called for by the Superintendent of Banks. G. W. BRYAN, President. Date of Charter: 2-27-1929 J. B. SASSIER, Cashierr. Began Business: 3-1-1929 RESOURCES Loans and Discounts _________________ $ Staotwenoedf G_e_o_rg_i_a__an_d__M__u_n_ic_ip_a_l__B_o_n_ds_ U. S. Government Securities owned __ _ Oher Stocks and Bonds owned______ _ Banking House and LoL___________ _ Furniture and Fixtures _____________ _ Other Real Estate owned ___________ _ Cash in Vault and Amount due from approved Reserve Agents.._______ _ Checks for Clearing and Due fvom other Banks --------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances____________ Profit and Loss____________________ _ Other Resources ___________________ _ Total ______________________________$ 52,375.96 None 212,500.00 None 1,300.00 250.00 None 661,774.67 2,090.07 225.65 None None None None None 930,516.35 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends l:npaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits __________________ _ Time CertHicates of Deposits _______ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable _____ ----------------Notes and Bills Rediscounted________ Other Liabilities -------------------- 25,000.00 N ------------------Time Certificates of Deposits________ Savings Deposits __________________ _ Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable _____________________ _ Notes and Bills Rediscounted_______ _ Other Liabilities __________________ _ 100,000.00 None 35,000.00 35,289.13 140,554.15 4,000.00 None None None 41,900.00 369,696.96 None None None None Total _____________________________$ 726,440.24 4 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business Decem,ber 31, 1943, of THE BANK OF ALBANY Albany, Ga. As called for by the Superintendent of Banks. J. A. REDFEARN, President. Date of Charter: 3-9-1942 E. W. WOOD, Oa&hier. Began Business: 4-15-1942 RESOURCES Loans and Discounts__ --------------$ State of Georgia and Municipal Bonds owned ------------------- ________ U. S. Government Securities owned __ _ Other Stocks and Bonds owned_____ _ Banking House and Lot_ ___________ _ Furniture and Fixtures______________ Other Real Estate owned ___________ _ Cash In Vault and Amount due from approved Re.geTVe Agents_ ________ _ Checks for Clearing and Due from other Banks ------------------. OCvasehrdrIateftms s _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Admvoadnictiee.gon__C__o_tt_o_n__a_n_d___o_t_h_e_r__C_o_m_ _- Customers Liability on Letters <>f Credit and Acceptances____________ Pr-<>fit and Loss ____________________ _ .Other Resources -------------------- 442,512.70 None 361,000.00 None Norie 6,520.85 None 387,015.88 None None None None None None 110.00 LIABILITIES Capital Stock ---------------------- $ Capital Notes ---------------------Surplus Fund -------------------Undivided Pr<>flts -----------------RDeuseervtoe FBuanndkss _-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpaid -----------------Cashkr's Checks ------------------Certified Checks ------~----------- Demand Deposits -----------------Time Certificates of Deposits_______ _ Savings Deposits ------------------Letters <>f Credit and Acceptances executed for Customers____________ Bills Payable ---------------------Notes and Bills Rediscounted________ Other Liabilities ------------------- 50,000.00 65,000.00 10,000.00 8,369.29 33,267.94 10,000.00 None 3,37&54 None 676,292.39 None 341.451.36 None None None None Total ----------------------------$ 1,197,759.43 Total ----------------------------$ 1,197,759.43 STATEMENT Showing condition at the close of business December 31, 1943, of CITIZENS & SOUTHERN BANK OF ALBANY Albany, Ga. As called for by the Superintendent of Banks. H. E. DAVIS, President. Date of Charter: 5-6-1943 OLIN F. FULMIER, JR., Oas:hier. Began Business: 6-1-1943 RESOURCES Loans and Discounts________________$ 786,107.02 State of Georgia and Municipal Bonds owned --------------------------- 105,658.49 U. S. Government Securities owned __ _ 3,447,133.48 Other Stocks and Bonds owned..___ _ 33,164.48 Banking House and LoL____________ 188,529.02 Furniture and Fixtures______________ 12,282.49 Other Real Estate owned ___________ _ 1,229.26 Cash In Vault and Amount due from approved Reserve Agents ________ _ 244,643.03 Checks for Clearing and Due from other Banks --------------------- 1,273,821.24 Cash Items ------------------------ 4,113.00 Overdrafts _____ -------------------- . 164.29. Advance on Cotton and f Credit and Acceptances____________ None Profit and Loss--------------------- None Other Resources ------------------- 12,304.89 11ota1. ____________________________$ 6,109,750. 69 LIABILITIES Capital Stock --------------------- $ 150,000.00 Capital Notes ---------------------- None Surplus Fund ---------------------- 80,000.00 Undivided Profits ------------------ 56,470.20 RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ 29,742.31 530,101.26 CDaivsihdieenr'dss CUhnecpkasid__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- 45.00 35,150.84 Certified Checks ------------------- 6,253.65 Demand Deposits ___________________ 4,197,178.89 Time Certificates of DepOsits_______ _ 22,609.78 Savings Deposits ------ ------'=------ 1,002,203.75 Letters of Credit and Acceptances executed for Customers___________ _ None Bills Payable ---------------------- None Notes and Bills Rediscounted________ None Other Liabilities ------------------- None Total ----------------------------$ 6,109,750.69 TWENTY-FOURTH ANNUAL REPORT 5 STATEMENT Showing condition at the close of business December 31, 1943, of FIRST STATE BANK OF ALBANY Albany, Ga. As called for by the Superintendent of Banks. J. T. HALEY, President. Date of Charter: 5-3-1943 GEORIGE H. JOINER, Oa.shier. Began Business: 6-1-1943 RESOURCES Loans and Discounts ~-------------$ 1,909,439.03 State of Georgia and Municipal Bonds owned ___ ____ ________ ~-------- 52,388.14 U. S. Government Securities owned __ _ 3,262,696.14 Other Stocks and Bonds owned_______ Banking House and Lot_____________ 380.00 35,900.00 Furniture and Fixtures-------"-----Other Real Estate owned ___________ _ 11,940.54 1,150.00 Cash In Vault and Amount due from approved Reserve Agents ~- ____ _ 2,629,255.21 Checks for Clearing and Due from other Banks -------~ ____________ _ 131,921.92 Cash Items -----------------------Overdrafts ------------~ ___________ _ 10,011.56 1,632.68 Advance on Cotton and other Com- modities -~ X one Custome~s Liability on Letters of Credit and Acceptances____________ Profit and Loss____________________ _ ~one None Other Resources -------------------- 1,348.63 TotaL __________________ _______ $ 8,048,129.85 Capital Stock LIABILITIES _____________________ f 150,000.00 Capital Notes ---------------------- None Surplus Fund ---------------------- 150,000.00 Undivided Profits ___________________ 60,398.44 RDeuseervtoe FBuanndkss _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ 20,000.00 1,008,461.89 Dividends Unpaid ------------------ 240.00 Cashier's Checks ------------------- 29,799.72 CDeermtiafniedd DCehpeocskists --_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_ 10,796.57 5,544,849.97 Time Certificates of Deposits _______ _ 14,000.00 Sav,ings Deposits __________________ _ 1,051,709.90 Letters otal ----------------------------$ 8,048,129.85 STATEMENT Showing condition at the close of business December 31, 1943, of THE FOUR COUNTY BANK Allentown, Ga. As called for by the Superintendent of Banks. A. W. DAUGHTRY, President. Date of Charter: 8-18-1941 C. R. FAULK, Cashier. Began Business: 9-15-1941 RESOURCES Loans and Discounts ~ __ ~ ____ ~--- $ State of Georgia and Municipal Bonds .cwned ___ ________ _ __ __ ___ _ U. S. Government Securities owned~-Other Stocks and Bonds owned______ _ Banking House and Lot_____________ Furniture and Fixtures_____________ _ Other Real Estate <>wned ~--- ~-- --~~ ~ Cash In Vault and Amount due from approved Reserve Agents __ ~ __ _ Checks for Clearing and Dtie from other Banks -~~----------------. Cash Items ------------------------ Overdrafts --~ ________________ _ Advance on Cotton and other Commodities Customers Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss~- ________________ _ Other Resources -------------------- Total _____ _ ------------------$ 63,1158.21 Nolle 136,000.00 None 3,000.00 1,565.00 None 208,489.02 8,952.41 N<>ne 5.06 88,111.42 ~one ~one None 510,081.12 LIABILITIES Capital Stock ----------------------$ Ca.pital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseervtoe FBuanndkss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid -----------------Cashier's Checks ------------------CerUfied Checks ------------------ _ Demand Deposits ------------------Time Certificates of Deposits________ Savings Deposits -----------------Letters of Credit and Acceptances executed for Customers~--.o.. ________ _ Bills Payable ---------------------Notes and Bills Rediscounted _______ _ Other Liabilities ------------------- 25,000.00 None 6,000.00 5,113.51 276.50 None None 799.70 None 404,745.23 None 61,546.18 None None None Nona Total ___________________________ $ 510,081.12 6 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of ALMA EXCHANGE BANK Alma, Ga. As called for by the Superintendent of Banks. M. E. JONES, President. Date of Charter: 9-13-1939 J. J'. JONES, Oa.shier. Began Business: 9-13-1939 RESOURCES Loans and Discounts________________$ State of Georgia and Municipal Bonds owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned_____ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ Oth~r Real Estate owned___________ _ Cash .In Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from other Banks --------------------- Cash Items -----------------------Overdra-fts ------------------------Advance on Cotton and other Com- modities ------------------------Customers Liablllty on Letters of Credit and Acceptances___________ _ Profit and LoBs--------------------Other Resources -------------------- Total _____________________________$ 55,466.78 None 138,757.59 Nons 4,500.00 None None 409,345.49 Nons None None None None None None 608,069.86 LIABILITIES Capital Stock ______________________$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------DReuseertvoe BFanuJnf Credit and Acceptances___________ _ None None Profit and LoBs--------------------Other Resources -------------------- None None LIABILITIES Capital Stock ----------- ___________$ 65,000.00 Capital Notes ---------------------- None Surplus Fund ---------------------- 200,000.00 Undivided Profits ------------------ 182,564.47 DReuseertvoe BFaunnkdss__-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ None None Dividends Unpaid ------------------ None Cashier's Checks ------------------- 6,890.80 Certified Checks ------------------- None Demand Deposits ------------------- 3,519,290.48 Time Certi-ficates of Depnsits_______ _ 86,685.24 Savings DepOsits ------------------- 534,512.01 Letters of Credit and Acceptances executed for Customers___________ _ None Bills Payable ---------------------- None N-otes and Bills Rediscounted _______ _ None Other Liabilities ------------------- None Total.----------------------------$ 4,594,943.00 Total ----------------------------$ 4,594,943.00 TWENTY-FOURTH ANNUAL REPORT 7 STATEMENT Showing condition at the close of business December 31, 1943, of CITIZENS BANK OF AMEIDCUS Americus, Ga. As called for by the Superintendent of Banks. LE'E HUDSON, President. Date of Charter: 2-20-1937 EVAN MATHIS, Cashier. Began Business: 3-25-1937 RESOURCES Loans and Discounts________________$ 1,095,296.06 State of Georgia and Municipal Bonds owned --------------------------- None U. S. Government Securities owned__ _ 515,800.00 Other Stocks and Bonds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ 10,742.25 18,000.00 2,029.53 Other Real Estate owned___________ _ None Cash In Vault and Amount due from approved Reserve Agents_________ _ 577,691.09 Checks for Clearing and Due from other Banks --------------------- 10,520.63 Cash Items ------------------------ 41.19 Overdrafts ------------------------- 94.49 Advance on Cotton and oher Com- modities ------------------------- None Customers' Liability on Letters of Credit and Acceptances__________ _ Profit and Loss____________________ _ None None Other Resources ------------------- None TotaL ____________________________ $ 2,230,215.24 LIABILITIES Capital Stock ----------------------$ 50,000.00 Capital Notes ---------------------- Nono Surplus Fund ---------------------- 40,000.00 Undivided Profits ------------------ 9,431.86 RDeuseertvoe BFaunnkdss__-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ None None Dividends Unpaid ------------------ None CIU!hier's Checks ------------------- 4,285.55 Certified Checks --------------~--- None Demand Deposits ------------------- 1,817,166.57 Time Certificates of Deposits_______ _ 6,065.71 Savings Depolts ------------------- 303,265.55 Letters of Credit and Acceptances executed for Customers___________ _ None Bills Payable ---------------------Notes and Bills Rediscounted_______ _ None None Other Liabilities ------------------- None TotaL___________________________ $ 2,230,215.24 STATEMENT Showing condition at the close of business December 31, 1943, of BOSTWICK BANKING COMPANY Arlington, Ga. As called for by the Superintendent of Banks. W. E. BOSTWICK, President. Date of Charter: 8-27-1935 CAiRL GLEMENTS, Oas:hier. Began Business: 3-1-1936 RESOURCES Loans and Discounts________________ $ State of Georgia and Municipal Bonds owned --------------------------U. S. Government Securities owned__ _ Other Stocks and Bonds owned_____ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned___________ _ Cash In Vault and Amount due from approved Reserve Agents_________ _ Checks for Clearing and Due from other Banks --------------------Cash Items -----------------------Overdrafts ---------------~-------- Advance on Cotton and other Com- modities ________________________ Customers' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss____________________ _ Other Resources ___________________ _ TotaL____________________________ $ 207,762.37 None 24,000.00 None 1,400.00 677.50 None 187,657.55 15,398.94 None 177.34 166,656.37 None None None 603,730.07 LIABILITIES Capital Stock ______________________$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseervtoe FBuanndkss_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates <>f Deposits_______ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable ---------------------Notes and Bills Rediscounted _______ _ Other Liabilities ------------------- 15,000.00 None 3,000.00 587.67 17,074.97 28,816.11 900.00 None None 532,851.32 5,500.00 None None NOne None None TotaL____________________________$ 603,730.0T 8 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31. 1943. of ASHBURN BANK Aslrburn. Ga. As called for by the Superintendent of Banks. C. E. THRASHER, President. Date of Charter: 7~1900 R. H. GREEN, Oas:hier. Began Business: 7-1900 RESOURCES J.oans and Discounts ________________$ Staawten.eodf G_e_o_r_g_i_a__a_n_d__M__u_n__ic_i_p_a_l__B_o_n__d_s U. S. Government Securiti~s owned __ _ Other Stocks and Bonds owned_____ _ Banking House and Lot } Furniture and Fixtures ---------Other Real Estate owned ____ -- _____ _ Cash in Vault and Amne None Total _____________________________ $ 1,273,481.26 STATEMENT Showing condition at the close of business December 31, 1943, of THE CITIZENS BANK OF ASHBURN Ashburn, Ga. As called for by the Superintendent of Banks. JAMES H. P1ATE, President. Date of Charter: 7-27-1905 FRE-D- RAINES, Cashier. Began Business: 10-25-1905 RESOURCES Loans and Dlsoounts ______________$ State of Goorgia and Municipal Bonds owned __________________________ _ U. S. Government Securities owned __ _ Other Stocks and Bonds owned _____ _ Banking House and LoL ____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned___________ _ Cash In Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from other Banks --------------------Cash Items _______________________ _ Overdrafts -------------------- ___ _ Advance on Cotton and other Com- modities -------------------------Customers' Liability on Letters af Credit and Acceptances____________ Profit and Loss_____________________ Other Resources -------------------- TotaL____________________________ $ 84,004.95 6,250.46 66,700.00 ; 4,800.00 7,600.00 500.00 None 668.627.26 885.16 X one None None None None None ~. LIABILITIES Capital Stock -----------------------$ ~~~~\~~ ~~~~~ ~~~~~~~~~~~~~~~~~~~~=~ Undivided Profits -----------------Re'Serve Funds --------------------Due to Banks ---------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits __________________ _ Time Certificates of Deposits________ Savings Deposits ------------------Letters .of Credit and Acceptances executed for Custom'ers___________ _ Bills Payable ---------------------Notes and Bills Redisoounted_______ _ Other Liabilities __________________ _ 839,367.83 Total ____________________________ $ 25,000.00 None 30,000.00 26,539.32 None None None 3,569.33 592.00 647,060.62 9,257.96 97,348.60 None None None None 839,367.83 TWENTY-FOURTH ANNUAL REPORT STATEMENT Showing condition at the close of business December 31, 1943, of AMERICAN SAVINGS BANK Atll!.nta, Ga. As called for by the Superintendent of Banks. CHAS. D. CiLARKE, President. Date of Charter: 12-27-1800 EUGENE G. WEBB, Oashier. Began Business: 18S7 RESOURCES Loans and Discounts___________ . ____$ 1,511,922.42 State of Georgia and Municipal Bonds owned. --------------------- _-_____ _ None U. S. Government Securities owned __ _ 533,236.37 Other Stocks and Bf Georgia and Municipal Bonds owned --------------------------- N<>ne U. S. Government Securities owned__ _ 282,342.59 Other Stocks and Bonds Qwned______ _ None Banking House and Lot ____________ _ 64,547.47 Furniture and Fixtures ______________ 12,751.99 Other Real Estate owned __________ _ 4,566.41 Cash in Vault and Amount due from approved Reserve Agents 933,896.48 Checks for Clearing and Due :from CahtheIrteBmasnk_s__-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ None 544.93 Overdrafts ------------------------- 11.08 Advance on Cotton and other Commodities _________________________ None Cuctomers' Liability Qn Letters o.f Credit and Acceptances____________ Profit and Loss____________________ _ None None Other ResQurces -------------------- 3,723.64 Total _____________________________ $ 2,379,668.70 LIABILITIES Capital Stoclt ----------------------f 175,000.00 Capital Notes ---------------------- None Sur-pius Fund ------------------- 35,000.00 RUensdeirvvied eFd uPn dr os f i_t s___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ 7,500.00 11,313.38 Due to Banks -------------------- None Dividends Unpaid ------------------ 422.00 Cashier's Checks ___________________ 114,669.59 Certified Checks ___________________ 1,267.01 Demand Deposits ___________________ 1,310,265.43 Time Certificates of Deposits _______ _ None Sav-ings Deposits ------------------- 723,462.87 Letters of Credit amd Acceptances executed for Customers____________ None Bills Payable __ ------------------- None Notes and Bills Rediscounted _______ _ Other Liabllit!es __________________ _ None 768.42 Total _____________________________$ 2,379,668. 70 10 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of CITIZENS TRUST COMPANY Atlanta, Ga. As called for by the Superintendent of Banks. L. D. MILTON, President. Date of Charter: 6-16-1921 Began Business: 8-16-1921 RESOURCES Loans and Discounts________________$ State of Goorgla and Municipal Bonds owned --------------------------- U. S. Government Securities owned __ _ Other Stocks and Bonds owned_____ _ Banking House and LoL____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned___________ _ Cash In Vault and Amount due from approved Reserve Agents_________ _ Checks for Clearing and Due from other Banks --------------------- Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss_____________________ Other Resources -------------------- 303,353.20 58,528.03 718,269.58 17,150.18 None 11,788.84 1,046.50 412,166.45 18,252.62 None None None None None 6,686.64 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------DReuseertvoe BFaunnkdss__-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_- Dividends Unpa.ld -----------------Cashier's Checks ------------------Certified Checks ------------------Demand DePOSits ------------------Time Certbflcates of Depasits_______ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers___________ _ B!lls Payable ---------------------Notes and Bills Rediscounted _______ _ Other Liabilities ------------------- 5(),00().0() 19,250.00 17,750.00 1,926.06 9,912.87 10,000.0() None 9,009.32 713.58 677,983.42 55,385.42 692,686.58 None None None 2,624.79 TotaL----------------------------$ 1,547,242.04 TotaL--------------------------- $ 1,547,242.04 STATEMENT Showing condition at the close of business December 31, 1943, of EAST ATLANTA BANK Atlanta, Ga. As called for by the Superintendent of Banks. M. A. THOMPSON, President. Date of Charter: 11-11-1910 I. W. ARNOLD, Cashier. Began Business: 11-15-1910 RESOURCES Loans and Discounts________________ $ 1,153,118.27 State of Georgia and Municipal Bonds owned --------------------------- 8,000.00 U. S. Government Securities owned__ _ 778,888.00 Other Stocks and Bonds owned______ _ None. Banking H<>use and Lot_ ___________ _ 8,006.96 Furniture and Fixtures_____________ _ 3,385.19 Other Real Estate owned___________ _ 1,737.69 Cash in Vault and Amount due from approved Reserve Agents _________ _ 344,353.12 Checks for Clearing and Due from other Banks --------------------- 46,188.75 Cash Items ------------------------ 198.84 Overdrafts' ------------------------- None Advance <>n Cott<>n and other Com- modities ------------------------- None Customers' Liability on Letters <>f Credit and Acceptances___________ _ Profot and Loss____________________ _ None None Other Resources ____________________ None Total _____________________________ $ 2,343,876.82 LIABILITIES Capital Stock ----------------------$ 25,000.00 Capital Nates ---------------------- 9,500.1f0 SurPlus Fund ---------------------- 25,000.00 Undivided Profits ------------------ 32,303.88 Reserve Funds --------------------- 16,466.00 Due to Banks ---------------------- None Dividends Unpaid ------------------ 1,00().00 Cashier's Checks ------------------- 9,332.24 Certified Checks ------------------- None Demand Depasits ------------------- 1,489,632.08 Time Certificates of Depasits_______ _ N<>ne Savings Deposits___________________ _ 735,642.62 Letters of Credit and Acceptances executed for Customers___________ _ N<>ne Bills Payable ---------------------N<>tes and Bills Rediscounted_______ _ None None Other Liabilities ------------------- None TotaL----------------------------$ 2,343,876.82 TWENTY-FOURTH ANNUAL REPORT 11 STATEMENT Showing condition at the dose of business December 31, 1943, of GEORGIA SAVINGS BANK & TRUST COMPANY Atlanta, Ga. As called for by the Superintendent of Banks. JOHN E. OLIVER, President. Date of Char,ter: 10-26-1889 C. P. HUNTER, Secretary and Treasurer. Began Business: 9-1-1899 RESOURCES L<>ans and Discounts________________$ 5,239,353.29 State <>f Georgia and Municipal Bonds owned --------------------------U. S. Government Securities owned __ _ Other Stocks and B<>nds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures______________ Other Real Estate owned____________ Cash In Vault and Amount due from approved Reserve Agents__________ 75,875.00 4,088,318.00 2,271,867.96 312,763.33 1.00 1.00 1,160,800.48 Checks for Clearing and Due from other Banks --------------------Cash Items _______________________ _ Overdrafts ------------------------Advance on Cotton and other Com- 32,518.63 None ~one- modities ------------------------Customers' Liability on Letters <>f Credit and Acceptances____________ Profit and Loss_____________________ Other Resources -------------------- None ~one ~one None LlABlLITlES Capital Stock ----------------------$ 500,000.00 Capital Notes ---------------------- 460,000.00 Surplus Fund ---------------------- 100,00lt.OO Undivided Profits ------------------ 157,800.68 RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ 438,511.50 None Dlv.idends Unpaid ------------------ 182.0lt CashleT's Checks ------------------- None Certified Checks ------------------- None Demand Deposits ------------------- 2,178,831.25 T.ime Certificates of Deposits_______ _ 522,613.89 Savings Deposits ------------------- 7,768,177.47, Letters of Credit and Acceptances executed for Customers____________ None Bills Payable ---------------------~otes and Bills Rediscounted_______ _ None None Other Liabilities ------------------- 1,061,381.90 Total ----------------------------$13,187,498.69 Total ----------------------- ______ $J3 ,187,498.69 STATEMENT Showing condition at the dose of business Deeem1ber 31, 1943, of THE MORRIS PLAN BANK OF GEORGIA Atlanta, Ga. As called for by the Superintendent of Banks. JOSEPH E. BIRNIE, President. Date of Charter: 11-27-1933 C. T. GREER, Cashier. Began Business: 12-5-1933 RESOURCES Loans and Discounts________________$ 3,706,446.35 State of Georgia and Municipal Bonds owned --------------------------- 4,55_0.1!8 U. S. Government Securities owned __ _ 2,400,064.66 Other Stocks and Bonds owned______ _ Banking House and LoL_____________ Furniture and Fixtures______________ Other Real Estate owned____________ None None 17,683.83 !\Qne Cash In Vault and Amount due from approved Reserve Agents_________ _ 927,534.89 Checks .for Clearing and Due from other Banks --------------------- 122,203.87 COavsehrdrIatefmts s _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ 711.10 144.66 Advance on Cotton and other Com- modities ------------------------- 'Xone Customers' Liabil-ity on Letters of Credit and Acceptances____________ Profit and Los!;_____________________ None None Other Resources --------------------- 38,072.17 TotaL____________________________ $ 7,217,471.91 LIABIIT1ES Capital Stock ----------------------$ 200,000.00 Capital Notes _____________________ _ None Surplus Fund _____________________ _ 75,000.00 Undivided Profits ------------------ 82,433.12 RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ 258,926.23 5,000.00 Dividends Unpaid ------------------ None Cashier's Checks ------------------- 33,184.38 Cert!Jfled Checks ------------------- 6,420,56 Demand Deposits ------------------ 1,881,975.53 Time Certiticates of Deposits________ 1,005,292.26 Savings Deposits ------------------- 3,659,592.92 Letters of Credit and Acceptances executed iJr Customers____________ None Bills Payable _____ ---------------- None Xotes and Bills Rediscounted________ Other Liabilities __________________ _ None 9,646.91 TotaL ___________________________ $ 7,217,471.91 12 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of THE PEOPLES BANK Atlanta, Ga. As called for by the Superintendent of Banks. R. R. LANHAM, President. Date of Charter: 8-13-1935 W. S. RAY, Oashier. Began Business: 8-31-1935 RESOURCES Loans and Discounts ___:_____________ $ 1,013,836.95 State of Georgia and Munlci(>al Bonds owned --------- --~ ------------- None U. S. Government Securities owned __ _ 250,000.00 Other Stocks and Bonds owned_____ _ Banking House and Lot_ ___________ _ Furniture and Fixtures _____________ _ Other Real Estate owned____________ _ None None 7,909.59 None Cash In Vault and Amount due from approved Reserve Agents _________ _ 107,054.62 Checks for Clearing and Due from other Banks --------------------- None Cash Items ------------------------ ~one Overdrafts __ -~ ----------------- - None Advance on Cotton and other Com- modities -----~ ------------------ ~ ~one Customers' Liability on Letters of Credit and Acceptances____________ None Profit and Loos-~------------------ X one Other Resources ------------------- 2,975.55 TotaL____________________________ $ 1,381,776.71 LIABILITIES Capital Stock ----------------------$ 50,000.00 Capital Notes --'-------------------- None Surplus Fund ---------------------- 10,000.00 Undivided Profits ------------------ 55,740.07 RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_ 1,561.27 None Dividends Unpaid ------------------ None Cashier's Checks ------------------- 3,097.19 Certified Checks ------------------- None Demand Deposits ---------------~-- 166,622.82 Time Certificates of Deposits________ 4,800.00 Savings Deposits ------------------- 1,089,287.94 Letters of Credit and Acceptances executed for Customers___________ _ None Bills Payable ---------------------Notes and Bills Rediscounted_______ _ None None Other Liabilities ------------------- 667.42 TotaL ___________ ~----------------$ 1,381,776. 71 STATEMENT Showing condition at the close of business Decem1ber 31, 1943, of SOUTHERN SAVINGS BANK Atlanta, Ga. As called for by the Superintendent of Banks. CHAS. R. HARTSLFIE1LD, President. Date of Charter: 12-5-1934 E.DGAR A. HARTSFIELD, Cashier. Began Business: 1-1-1935 RESOURCES Loans and Discounts______ ________ $ State of Georgia and Municipal Bonds owned --- ------------------ __ _ U. S. G<>vernment Securities owned.-Other Stocks and Bonds owned_____ _ Banking House and Lot_ ___________ _ Furniture and Fixtures _____________ _ Other Real Estate owned ___________ _ Cash In Vault and Amount due from approved Reserve Agents---------Checks for Clearing and Due from other Banks .--------------------Cash Items -----------------------Overdrafts _____________ --------- Advance on Cotton and other Com- modities _ ______ ~------- ___ _ Customers' Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss___ -----------------Other Resources ____________ -------- 211,644.89 None 100.00 None None 7,429.25 "None 23,214.45 None None ~one :Xone X one X one 1,195.20 LIABILITIES Capital Stock ----------------------t Capital Notes ---------------------Surplus Fund --------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks ____ ---~--------------Dividends Unpaid __________________ Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits _______ _ Savings Deposits ------------------ _ Letters "f Credit and Acceptwces executed for Customers____________ Bills Payabko ---------------------Xotes and Bills Rediscounted _______ _ Other Liabilities ------------------ _ 50,000.00 None 10,000.00 5,365.95 11,521.56 None None None None None 165,000.00 :Sone None None None 1,696.28 Total ----------------------------$ 243,583.79 Total ----------------------------$ 243,583.79 TWENTY-FOURTH ANNUAL REPORT 13 STATEMENT Showing condition at the close of business December 31, 1943, of SOUTH SIDE ATLANTA BANK Atlanta, Ga. As called for by the Superintendent of Banks. WALTER ESTEiS, President. Date of Charter: 6-25-1929 E. COWAN, Cashier. Began Business: 7-1-1929 RESOURCES Loans and Discounts ________________ $ State of Georgia and Municipal Bonds owned --------------------------- U. S. Government Secur-ities owned __ _ Other Stocks and BO'Ilds owned ______ _ Banking House and Lot_____________ Furniture and Fixtures_____________ _ Other Real Estate owned____________ Cash In Vault and Amount due from approved Reserve Agents.. _______ _ Checks for Clearing and Due from other Banks --------------------Cash Items -----------------------Overdrafts --------------------- ___ _ Advance on Cotton and other Com- modities ------------------ ______ _ Customers' Liability on Letters od' Credit and Acceptances____________ Profit and Loss ____________________ _ Other Resources -------------------- 185,700.57 108,394.63 791,732.68 5,779.52 7,302.00 3,923.86 2,164.65 381,170.70 3,506.98 325.52 None 8,942.51 None1 None 43,567.02 LIABILITIES Capital Stock _______________________ $ Capital Notes ---------------------Surplus Fund --------------------Undivided Profits -----------------DRueseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits_______ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers___________ Bills Payable ---------------------Xotes and Bills Rediscounted _______ _ Other Liabilities ------------------- 25,000.00 None 35,000.00 2,929.59 1,159.93 None 2,500.00 5,337.25 23.97 827,982.86 None 638,763.92 None None None 3,813.12 Total ----------------------------$ 1,542,510.64 Total _ --------------------------$ 1,542,510.64 STATEMENT Showing condition at the close of business December 31, 1943, of TRUST COMPA.NY OF GEORGIA Atlanta, Ga. As called for by the Superintendent of Banks. ROBE,RT STRICKLAND, President. Date of Charter: 9-21-1891 DAMEiRON BLACK, Oashier. Began Business: 11-8-1891 RESOURCES Loans and Dlscounts________________ $20,501,197.38 State of Georgia and Municipal Bonds owned --------------------------- 2,791,442.113 U. S. Government Securities owned ___ 36,464,211.61 Other Stocks and Bonds owned______ 1,856,383.21 Banking House and LoL____________ 1,175,159.67 l!'urniture and Fixtures______________ None Other Real Estate Owned____________ None Cash In Vault and Amount due from approved Reserve Agents__________ 29,902,626.22 Checks for Clearing and Due from other Banks --------------------- Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com- None None None modities ------------------------Customers' Liabl!lty on Letters of Credit and Acceptances___________ _ Profit and Loss_____________________ Other Resources ------------------- None None None 702,465.12 Total. ___ -------------------------$93,393,486.14 LIABILITIES capital Stock ______________________ $ 2,000,000.00 Capital Notes ---------------------- None Surplus Fund ---------------------- 3,500,000.00 Undivided Profits ------------------ 825,299.92 Reserve Funds __ ------------------- 582,537.35 Due to Banks ... -------------------- 23,727,948.06 Dividends Unpaid ------------------ None Cashier's Checks ------------------- 495,120.64 Certified Checks ___________________ None Demand Deposits ------------------- 61,021,668.91 Time Certificates of Deposits________ 569,687.99 Savings Deposits ------------------- _ Letters of Credit and Acceptances executed for Customers ___________ _ Bills Payable ---------------------Notes and Bills Rediscounted _______ _ Othe-r Liabilities ______ ------------- None None None None 671,223.27 Total ..___________________________ $93,393,486.14 14 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of GEORGIA RAILROAD BANK & TRUST COMPANY Augusta, Ga. As called for by the Superintendent of Banks. CHAS. H. PHINIZY, President. Date of Charter: 11-15-1892 S'HE.RMAN DRAWDY, ca&hier. Began Business: 12-31-1892 RESOURCES Loans and Discounts________________$ 6,316,908.65 State of Georgia and Municipal Bonds owned ------------------------ ___ 1,970,649.07 U. S. Government Securities owned ___ 10,155,073.69 Other Stocks and Bonds owned_______ 115,798.33 Banking House and Lot_____________ 131,472.85 Furniture and Fixtures______________ 24,642.01 Other Real Estate -owned____________ 2,410.20 Cash In Vault and Amount due from approved Reserve Agents---------- 7,193,506.92 Checks for Clearing and Due from C aoshhe rI tBe ma ns k s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Overdrafts _________________________ _ None None 2,158.39 Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss_____________________ None 57,909.95 None Other Resources -------------------- 117,086.32 LIABILITIES Capital Stock ______________________$ 750,000.00 Capital Notes ---------------------- None Surplus Fund _--------------------- 700,000.00 Undivided Profits ------------------ 134,006.47 Reserve Funds --------------------- None Due to Banks_______________________ 8,107,927.83 Dividends Unpaid -----------------Cashier's Checks __________________ _ None 84,697.57 Certified Checks -------------------- None Demand Deposits ------------------- 11,998,853.76 Time Certificates of Deposits________ 4,199,261.86 Savings Deposits ------------------. None Letters of Credit and Acceptances executed .for Customers___________ _ 57,909.95 Bills Payable ---------------------Notes and Bills Rediscounted________ Other Liabilities ___________________ None None 54,958.94 Total .---------------------------.$26,087,616.38 Total --------------------------- $26,087,616.38 STATEMENT Showing condition at the close of 'business December 31, 1943, of REALTY SAVINGS BANK Augusta, Ga. As called for by the Superintendent of Banks. J. L. ErrHEiRIDGE, President Date of Oharter: 12-23-1933 L. W. LYETH, Vice-President and Cashier Began Business: 12-23-1933 RESOURCES Loans and Discounts________________ $ 1,737,664.18 State of Georgia and Municipal Bonds owned --------------------------- None U. S. Government Securities owned __ _ 309,403.12 Other Stocks and Bonds owned ______ _ 6,982.50 Banking House and Lot_____________ _ 14,567.22 Furniture and Fixtures______________ 1,103.46 Other Real Estate owned____________ _ 19,621.03 Cash in Vault and Amount due from approved Reserve Agents__________ 559,674.27 Ct ecks for Clearing and Due from other Banks --------------------- 10,121.74 OCvasehrdrIatfetms s _-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- None None Advance on Cotton and other Com- modities ------------------------- None Customers' Liability on Letters of Credit and Acceptances____________ Profit and Loss____________________ :None None Other Resources ------------------- 6,258.36 Total ____________________________ $ 2,665,395.88 LIABILITIES Capital Stock ----------------------$ 100,000.00 Capital Notes ---------------------- 59,100.00 Surplus Fund ---------------------- 100,000.00 Undivided Profits ------------------ 42,310.44 RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ 27,117.19 None Dividends Unpaid ------------------ None Cashier's Checks -----------~------ None Certified Checks ------------------- None Demand Deposits ------------------- None Time Certificates of Deposits________ 122,615.51 Savings Deposits __________________ _ 2,209,073.39 Letters of Credit and Acceptances executed f.or Customers___________ _ None Bills Payable ---------------------- None Notes and Bills Rediscounted_______ _ None Other Liabilities ------------------- 5,179.35 Total ---------------------~------$ 2,665,395.88 TWENTY-FOURTH ANNUAL REPORT 15 STATEMENT Showing condition at the close of business December 31, 1943, of AUSTELL BANK Austell, Ga. As called for by the Superintendent of Banks. R. M. BROWN, President. Date of Charter: 1-3-1910 C. C. PERKERSON, CMhiEm:. Begaon Business: 1-10-1910 RESOURCES Loans and Discounts_~~~~~~~~~~~~~~~$ State of Georgia and Municipal Bonds owned --------------------------U. S. Government Securities owned -~~ Other Stocks and Bonds ownd~~~~~~ Banking House and LoL~~~~~~~~~~~~ Furniture and Fixtures.~~~~~~~~~~~~~ Other Real Estate owned~~~~~~~~-~~~ Cash in Vault and Amount due from approved Reserve Agent~~~~~~~~~~ Checks for Clearing and Due from other Banks ~~~-~~~~~~~~~~~~~~~~~ Cash Items ~~~~~-~~~~~~~~~~~~~~~~~~ Overdrafts ~~~~~~~~~~~~~~~~~~~~~~~~~ Adl'ance on Cotton and other Commodities ~~~~ -~~~~~~~~~~ ~~-~~~~~~ Customers' Liability on Letters of Credit and Acceptances~~~~~~~~~~~~ Profit and Loss_~~~~~~~~~~~~~~~~~~~~ Other Resources ~~~~~~~~~~~~~~~~~~~~ 183,531.06 90,998.10 372,381.25 5,088.98 None 2,545.00 5,100.00 436,764.05 20,844.11 306.74 696.19 7,000.00 None None 466.25 LIABILITIES Capital Stock ~~~~~~~~~~~~~~~~~~~~~~$ Capital Notes ~~~~~~~~~~~~~~~~~~~~~~ Surplus Fund ~~~~~~~~~~~~~~~~~~~~~~ Undivided Profits ~~~~~~~~~~~~~~~~~~ Reserve Funds -------------------- _ Due to Banks~~~~-~~~~~~~~~~~~~~~~~~ Dividends Unpaid ~~~~~~~~~~~~~~~~~~ Cashier's Checks ~~~~~~~~~~~~~~~~~~~ Certified Checks ~~~~~~~~~~~~~~~~~~~ Demand DepOl!its ~~~~~~~~~~~~~~~~~~~ Time Certificates of Deposits~~~~~~~~ Savings Deposits ~~~~~~~~~~~~~~~~~~~ Letters of Credit and Acceptances executed for Customers~~~~~~~~~~~~ Bills Payable ~~~~~~~~~~~~~~~~~~~~~~ Notes and Bills Rediscounted~~~~~~~~ Other Liabilities ~~~~~~~~~~~~~~~~~~~ 15,000.00 15,000.00 5,000.00 4,856.47 6,750.00 None None 579.42 640.00 800,446.22 85,221.93 191,521.50 None None None 706.19 Total ~~~~~~~~~~~~~~~~~~~~~~~~~~~~$ 1,125,721.73 Total ~~~~~~~~~~-~~~~~~~~~~~~~~~~-$ 1,125,721.73 STATEMENT Showing condition at the close of business December 31, 1943, of CITIZENS BANK AND TRUST OOMPANY Bainbridge, Ga. As called for by the Superintendent of Banks. E. F. VICKERS, President. Date of Charter: 11-8-1911 W. H. HLLTON, OashiEm:. Began Business: 12-19-1911 RESOURC.NS Loans and Discounts_ ~~~~- ~~-~~~~~$ 407,817.89 Stoawten-eodf G__e_o_rg_i_a__a_n_d__M__u_n_i_c_i_p_a_l _B__o_n_d_s None lJ. S. Government Securities owned __ 1,019,904.53 Other Stocks and Bonds owned~~~~~~ 8,600.00 Banking House and Lot-~~~~~~~~~~~~~ 14,250.00 Furniture and Fixtures~~~-~~-~~~~~~~ 10,354.97 Other Real Estate owned-~~~~~~~~~~~ 3,454.87 Cash in Vault and Amount due from approved Reserve Agent-~~~~~~~~~ 1,424,468.63 Checks for Clearing and Due from other Banks ~~~~~~~~~~~~~~~~~~~~~ None Cash Items ~~~~~~~~~~~~~~~~~~~~~~~~ None Overdrafts ~~ ~~-~~~~~~~~~~-~~~~~~~~ None Advance on Cotton and other Com- modities ~~~~~~~~~~~~~~~~~~~~~~~~~ None Customers' Liability on Letters of Credit and Acceptances~~~~~~~~~~~~ None Profit and LOS"--~~~~-~~~~--~~~~~~~~ None Other Resources ~--~-~~~~~~~~~~-~-~ 2,609.33 LIABILITIES Capital Stock ~~~~~-~-~~--~~~~~-~~-~$ 120,000.00 Capital Notes ~~-~~--~~~-- ~~~~-. - .. None Surplus Fund -~~~~~-.~- ~~~~~~~~~ -~~~ 30,000.00 Undivided Profits ~~-~~~~~~~-~~~~-~~ 15,699.55 Reserve Funds ~~~~~~~-~~~~~~~~~~~-~ 5,430.55 Due to Banks~~~~~~~~-~~~~~~-~~~~~~ 156,182.15 Dividendll Unpaid -~~~~~~~~~-~~~~~~~ None Cashier's Checks ~-~~~~-~~~~~~~~~~~~ 15,286.37 Certified Checks ~-~~~~~-~~~-~~~-~~~ None Demand Deposits ~~~~~~~--~~~~~-~~-~ 2,124,132.60 Time Certificates of DepositS-~~~-~~~ 454,515.35 Savings Deposits ~~~~~~~-~~~~~~~~~~~ None Letters of Credit. and Acceptances executed for Customers~~~~-~~~~~~ None Bills Payable --~~-~-~~~-~-~~~-~~~-~ None :"!otes and Bills Rediscounted~~~~~~~~ None Other Liabilities ~~~~~~~~~~~~~~~~~~~ 213.65 Total.-~~~-~~~-~~~~~~~~~~~~~~~~~~~$ 2,921,460.22 Total ~~~~~~~~~~~~~~~~~~~~~~~~~-~- $ 2,921,460.22 16 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, 9f CITIZENS BANK Ball Ground, Ga. As called for by the Superintendent of Banks. M. C. ROBERTS, President. Date oif Charter: 9-28-1926 B. R. JONES, Oashier. Began Business: 10-1-1926 RESOURCES Loans and Discounts ________________ $ Stoawteneodf G__e_o_rg__ia__a_n_d___M__u_n_i_c_ip_a_l__B_o__n_d_s U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Bankln~: House and Lot_ ___________ _ Furniture and Fixtures.._____________ _ Other Real Estate owned___________ _ Cash in Vault and Amount due from appnved Reserve Agents ______ _ Checks for Clearing and J)ue from other Banks ____ , ________________ _ Cash Items ______ ------------------Overdrafts _____________________ Advance on Cotton and other Commodities ------------------------- Customers Liability on Letters of Credit and Acceptances____________ Profit and Loss_____________________ Other Resources ____________________ 73,595.83 11,000.00 502,300.00 None 1.00 1.00 :-ione 157,135.06 210.17 94.2~ 465.90 None :None None None LIABILITIES Capital Stock _____________________.. $ Capital Notes ---------------------Surplus Fund ------------- ________ _ Undivided Profits -----------------Reserve Funds -------------- ______ _ Due to Banks.-----------------------Dividends Unpaid _________________ _ Cashier's Checks __________________ _ Certified Checks __________________ _ Demand Deposits __________________ _ Time Certificates of Deposits ________ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers____________ Bills Payable ------------- _______ _ Notes and Bills Rediscounted_.._____ _ Other Liabilities ------------------- 15,000.00 None 5,000.00 27,033.62 None None None 1,120.00 None 695,770.27 874.97 None None None None 4.60 Total ----------------------------$ 744,803.46 Total ----------------------- ______ $ 744,803.46 STATEMENT Showing condition at the close of business December 31, 1943, of BAXLEY STATE BANK Baxley, Ga. As called for by the Superintendent of Banks. E. E. MILES, President. Date of Charter: 8-23-19'17 N. n. PADGETT, Cashier. Began Business: 8-25-1917 RESOURCES Loans and Discounts______ __ ______ $ State of Georgia and Municipal Bonds owned -------------------- ________ _ U. S. Government Securities owned __ _ Other Real Estate owned____________ Banking House and Lot..____________ Furniture and Fixtures_____________ _ Other Re~l Elone 460,563.82 None None ::\one X one X one X one 562.97 TotaL ____________________________ $ 1,484,156.57 LIABILITIES Capital Stock ----------------------$ 50,000.00 Capital Notes ---------------------- None Surplus Fund ---------------------- 50,000.00 Undivided Profits ------------------ 76,430.23 Reserve Funds --------------------Due to Banks_______________________ None 5,000.00 Dividends Unpaid ------------------ Non" Cashier's Checks ------------------- 4,206.18 Certified Checks ------------------- None Demand Deposits ------------------- 1,182,177.08 Time Certificates of Deposits ________ _ 115,745.78 Savings Deposits ------------------- None Letters of Credit and Acceptances executed for Customers ___________ _ Bills Payable ______________________ None None Xotes and Bills Rediscounted ________ None Other Liabilities -------------------- 597.30 TotaL_____________ ---------------$ 1,484,156.57 STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF EARLY Blakely, Ga. As called for by the Superintendent of Banks. R, C. SINGLETARY, President. Date of Charter: 4-3-1941 H. A. WALTON, Cashier. Began Business: 4-28-1941 RESOURCES Loans and Discounts ________________$ State of Georgia and Municipal Bonds owned ----------------------lJ. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot_____________ Furniture and Fixtures _____________ _ Other Real Estate owned____________ Cash in Vault and Amount due from approved Reserve Agents________ Checks for Clearing and frue from other Banks ___________________ _ Cash Items ---------------- _______ _ Overdrafts _____________________ _ Advance on Cotton and other Commodities ________________ Customers' Liability on Letters of Credit and Acceptances ____________ Profit and Loss____________________ _ Other Resources -------------------- Total ____________________ --------$ 347,399.70 X one 73,000.00 None 6,115.00 929.17 None 408,298.85 12,163.87 X one None 1,096.46 X one X one X one 851,003.05 LIABILITIES Capital Stock -------------~--------$ Capital Notes ---------------------Surplus Fund .... ___________________ Undivided Profits -----------------Reserve Funds --------------------Due to Banks --------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits __________ --------- Time Certificates of Deposits---~---Savings Deposits ______ -------------Letters of Crerlit and Acceptances executed for Customers____________ Bills Payable ---------------------Xotes and Bills Rediscounted _______ _ Other Liabilities __________________ _ 30,000.00 None 6,000.00 6,600.09 None None None 4,081.17 None 735,253.13 None 69,068.66 None None ~one None Total ----------------------------$ 851,003.05 18 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of FIRST STATE BANK Blakely, Ga. As called for by the Superintendent of Banks. W. B. HALEY, President. Date of Charter: 5-15-1987 GRADY SMITH, Cashier. Began Business: 5-15-1937 RESOURCES Loans and Discounts _______________ $ Stoawteneodf G_e_o_r_g_i_a__a_n_d__M_u_n__ic_i_p_a_l _B__o_n_d_s U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot_____________ _ Furniture and Fixtures ______________ _ Other Real Estate owned ________ _ Cash in Vault and Amount due from approved Reserve Agents _____ _ Checks for Clearing and Due from other Banks --------------------Cash Items -----------------------Overdrafts ------------------------ _ Advance on Cotton and other Com- modities _________________________ Customers' Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss____________________ _ Other Resources -------------------- 661,526.20 ~one 294,000.00 None 3,175.00 3,206.15 None 849,682.44 6,449.44 99,242.60 1,311.92 32,440.21 None None None LIABILITIES Capital Stock ----------------------$ 50,000.00 Capital Notes ---------------------- None Surplus Fund ---------------------- 7o,OOO.OO Undivided Profits __ ---------------- 22,561.16 Reserve Funds -------------------- _ 7,500.00 Due to Banks --------------------Dividenas Unpaid _________________ _ None 1!)1.50 Cashier's Checks ------------------- 6,620.11 Certified Checks __________________ _ None Demand Deposits _________________ _ 1,534,819.29 Time fcrtific~~~ of Deposits------- None Savings Deposits ------------------- 254,315.11 Letters of Credit and Acceptances executed for Customers___________ _ None Bills Payable ---------------------Notes and Bills Rediscounted _______ _ ~one X one Other Liabilities ------------------- 126.73 Total-----------------------------$ 1,951,093.96 Total ----------------------------$ 1,951,093.96 STATEMENT Showing condition at the close of business December 31, 1943, of FANNIN COUNTY BANK Blue Ridge, Ga. As called for by the Superintendent of Banks. J. M. EATON, J'R., President. Date of Charter: 5-28-1916 W. E. HENSILE,E, Cashier. Began Business: 6-6-19116 RESOURCES Loans and Discounts _______________ $ State (}f Georgia and Municipal Bonds OWn()d --------- _ ------------ __ _ U. S. Government Securities owned __ Other Stocks and Bonds owned_ Banking House and LoL ___________ _ Furniture and Fixtures_____________ _ Other Real Estate owned __________ _ ' Cash in Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from Banks ------------------------OCavsehrdrIateftms s _-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other Commooities ------------------------- Customers' Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss_____________________ Other Resources -------------------- T o t a L ___________________________ --t 90,419.69 67,856.71 496,015.11 None 12,000.00 2,700.00 3,933.50 236,277.67 7,388.79 None None None X one None 894.33 917,485.80 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund -------------------Undivid"d Pr(}fits _________________ _ Reserve Funds --------------------Due to Banks ----------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits __ ----------------Time Certificates of Deposbts_______ _ Savings Deposits ___________ -------Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable ______ ---------------Xotes and Bills Rediscounted-------Other Liabilities ------------------- 15,000.00 11,500.00 5,000.00 3,624.00 6,250.00 None None 1,108.2(} None 517,016.11 23,904.63 334,067.52 None None None 15.34 TotaL ____________________________$ 911,485.80 TWENTY-FOURTH ANNUAL REPORT 19 STATEMENT Showing condition at the close of business December 31, 1943, of THE FARMERS BANK Blythe, Ga. As called for by the Superintendent of Banks. T. M. NICKJLE:S, President. Date -of Charter: 8-28-1909 T. M. NICKLES, Cashier. Began Business: 9-1-1909 RESOURCES Loans and Discounts________________ $ State of Georgia and Municipal Bonds .owned _______________________ _ U. S. Government Securities owned __ _ Other Stocks and Bonds owned_______ Banking House and Lot____________ _ Furniture and Fixturts_____________ _ Other Real Estate owned___________ _ Cash In Vault and Amount due from approved Ueserve Agents_________ _ Checks for f1learing and Due from other Banks. --------------------Cash Items ----------------------Overdrafts __________ -------------Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss _____________________ Other Resources ---------------------- Total ____________________________ $ 57,113.77 4,356.00 6,000.00 None 1,100.00 None None l04,016.n None None 238.55 None X one None None 112,825.25 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------l:nd!vlded Profits -----------------Reserve Funds --------------------Due to Banks----------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits________ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers ____________ Bills Payable ---------------------N.tes and Bills Rediscounted________ Oth<>r Liabilities __________________ _ 15,000.00 Nona 5,000.00 2,254.88 None 3,474.76 33.60 839.87 None 109,055.35 None 37,166.79 None None None None Total ----------------------------$ 112,825.25 STATEMENT Showing condition at the close of business December 31, 1943, of THE COMMERCIAL BANK Bowdon, Ga. As called for by the Superintendent of Banks. J. H. BABlR, President. Date of Charter: 9-22-1926 M. L. JOHNSON, Oasbier. BeganJ Business: 9-20~1926 RESOURCES Loans and Discounts ________________ $ State of Georgia and Municipal Bonds owned ___________________ _ U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot and Furniture and Fixtures _____________________ Other Real Estate owned____________ Cash In Vault and Amount due from approved Reserve Agents_________ _ Checks for Clearing and Due from other Banks ______ --------------Cash Items ------------------- ____ _ Overdrafts _______________________ Advance on Cotton and other Com- modities -----------------------Customers' Liability on Letters of Credit and Acceptances __________ . _ Profit and Loss _____________________ Other Resources -------------------- Total ----------------------------$ 56,668.87 9,850.00 298,500.00 None 1,500.00 None 420,901.69 None None 87.82 15,812.92 None None None 803,321.3() LIABILITIES Cap>tal Stock ----------------------$ Capital Notes ----------------------Fund ~urplus ___________________ _ Undivided Profits -----------------Reserve Funds -~------------------Due to Banks______________________ _ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand D"poslts ------------------Time Certificates of Deposits________ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers___________ _ Bills Payahle __________ ----------Notes and Bills Rediscounted_______ _ Other Liabilities --------------- ___ _ 25,000.00 None 25,000.00 25,000.00 2,479.43 None None 5,023.94 None 709,866.01 10,951.92 N<>ne None None ~one None . Total _____________________________$ 803,321.30 20 DEPARTMENT OF BANKING S~ATEMENT Showing condition at the close of business December 31, 1943, of BRUNSWICK BANK & TRUST COMPANY Brunswick, Ga. As called for by the Superintendent of Banks. I. M. AIKEN, President. Date of Charter: 9-10-1889 W. E.. GEIGEIR, Cashier. Began Business: 1889 RESOURCES Loans and Discounts----------------$ 1,032,753.71 State of Georgia and Municipal Bonds owned __ U. S. Gover~m;;;t -8;.:-;;rittes--,,;;;~~== Other Stocks and Bonds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures______________ Other Real Estate owned___________ _ 196,350.91 4,365,229.90 80,331.59 20,000.00 5,000.00 X one Checks for Clearing and Due from approved Reserve Agents _________ _ 2,523,764.25 Checks for Clearing and Due from other llanks ---------- __________ _ X one Cash Items ------------------------ None Overdrafts ------------------------- X one Advance on Cotton and other Com- modities ------------------------- None Customers' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss____________________ _ None None Other Resources ------------------- 9,311.13 Total -----------------------------' 8,232,741.49 LIABILITIES Capital Stock ______________________ $ 230,000.00 Capital Xotes _--------------------- None Surplus Fund -------------------- __ 80,000.00 Undivided Profits ------------------ 5,000.00 Rese-rve Funds --------------------- 68,000.00 Due to Banks---------------------Dividends Unpaid _________________ _ 2,400.00 X one Cashier's Checks ------------------- 126,995.24 Certified Checks __________________ _ None Demand Deposits ------------------- 6,708,169.95 Time Certificates of Deposits________ 1,000,512.20 Savings Deposits ______ ------------- X one Letters of Credit and Acceptances executed for Customers___________ _ None Bills Payable ___________ -------- None ).Totes and Bills Rediscounted _______ _ None Other Liabilities ------------------- 11,664.10 Total ____________________________ f 8,232,741.49 STATEMENT Showing condition at .the close of business December 31, 1943, of HARALSON COUNTY BANK Buchanan, Ga. As called for by the Superintendent of Banks. J. L. EiAVES, President. Date of Charter: 3-3-1909 H. G. RIGHAR:D>SON, Cashier. Began Bus:iness: 3-4-1909 RESOURCES Loans and Discounts. _______ . ____ $ State of Georgia and Municipal Bonds owned --------------------- ___ _ U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and LoL___________ _ Furniture and Fixtures _____________ Other Real Estate owned____________ Cash in Vault .1nd Amount due from approved Reserve Agents__________ Checlrs for Clearing and Due from other Banks ------------ ________ _ OCvasehrdrIateftms s _-_-_-_-_-_--_-_-_-_-_-_--_-_-_-_-_-_--_-_-__--_ Advance on Cotton and other Commodities ------------------------- Customers' Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss ____________________ _ Other Resources -------------------- _ TotaL ____________________________ $ 92,314.11 5,000.00 300,500.00 None 700.00 700.00 None 399,290.53 2,275.83 None 413.86 None X one :None None 801,194.33 LIABILITIES Capital Stock --------------------- $ Capital Notes ---------------------Surplus Fund ---------------------Cndivided Profits -----------------Reserve }.,unds __ ------------------Due to Banks_______________ -------- Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits _________________ _ Time Certificates of Deposits-------Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers____________ B1Us Payable __ ------------------Notes and Bills Rediscounted _______ _ Other Liabilities ------------------- 40,000.00 None 15,000.00 7,272.00 1,794.97 None 4,000.00 1,121.70 None 717,914.47 14,091.19 None None None None None TotaL. _______ -------------------$ 801,194.33 TWENTY-FOURTH ANNUAL REPORT 21 STATEMENT Showing condition at the close of business December 31, 1943, of BUENA VISTA LOAN & SAVINGS BANK Buena Vista, Ga. As called for by the Superinrtendent of Banks. OLARKE W. DUNCAN, President. Date of Charter: 9-22-1887 ARTHUR D. LOWE, Oashier. Began Business: 9-1-1889 RESOURCES Loans and Discounts ___________ $ State of Georgia and Municipal Bonds owned ---------------------- __ _ U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot_ ___________ _ Furniture and Fixtures_____________ _ Other Real Estate owned ___________ _ Cash In Vault and Amount due from approved Reserve Agents______ _ Checks for Clearing and Due from other Banks --------------- _____ _ Cash Items ----------------------- _ Overdrafts ---------------- -------Advance on Cootton and other Com- modities __ _ -----------------Customers' Lia bil\ty on Letters of Credit and Acceptances___________ _ Profit and Loss ____________ -------- Other Resources -------------------- 235,562.59 4,300.00 197,000.00 8,630.00 1.00 1.00 1.00 112,603.80 ~one None None 39,475.98 None None None Total --------------------------- $ 597,575.37 LIABILLTIES Capital Stock ----------------------$ Capital Notes --------------- ______ _ Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks----------------------Dividends Unpaid -----------------Cashier's Checks ------------------CerUf.led Checks ------------ ______ Demand Deposits __________________ Time Certificates of Deposits________ Savings Deposits ------------------ _ Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable __ -------------------Notes and Bills Rediscounted________ Other Liabilities ------------------- 30,000.00 NOTIA 30,000.00 14,641.87 None Now. 124.u~ 161.09 None 488,583.30 34,065.11 None None None None None Total ____________________________ $ 597,575.37 STATEMENT Showing condition at the close of business December 31, 1943, of SHADBURN BANKING CO. Buford, Ga. As called for by the Superintendent of Banks. MRS. KATE ALLErN SHADBURN, President. Date of Charter: 1-23-1901 J. F. HAMILTON; Cashier. Began Business: 2-11-1901 RESOURCES Loans and mscounts__ _ -------- $ State of Georgia and Municipal Bonds owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned_____ _ Banking House and Lot ____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned ___________ _ Gash in Vault and Amount due from approved Reserve Agents__________ _ Checks for Clearing and Due from other Banks --------------------Cash Items ______ ----------------~Ove-rdrafts ________________________ _ Advance on COitton and other Commodities ---------------- -------- Customers' Liability on Letters of Credit and Acceptances ___________ _ Prcfit and Loss ----------------- __ _ Other Resources ------------------- Total --------------------------- f 37,990.42 None 6,400.00 4~.045.09 None 1.00 18,050.00 327,833.42 None ~one None 26,404.96 None None 2,734.00 461,458.89 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund __ -------------------Undivided Profits -----------------Reserve Funds ____________________ _ Due to Banks______________________ _ Dividends Unpaid -----------------Cashier's Checks ------------------- Certified Checks ------------------Demand Deposits -----------------Time Certificates of Deposits_______ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers ___________ _ Bills Payable _____________________ _ Notes and Bills Rediscounted _______ _ Other Liabilities ------------------- 40,000.00 None 5,000.00 3,194.21 None None None 448.84 None 393,168.24 2,333.20 17,314.40 None None :Xone None Total. ____________________________ $ 461,458.89 22 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of THE CITIZENS STATE BANK Butler, Ga. As called for by the Superintendent of Banks. J. W. EDWARDS, President. Date of Charter: 9-4-1926 L. R. .ADAMS, Cashier. Began Business: 9-4-1926 RESOURCES Loans and Discounts______ ------- $ State of Georgia and Municipal Bonds owned --------------------------U. S. Government Securities owned __ _ Other Real Estate owned___________ _ Banking House and Lot ------------Furniture and Fixtures_____________ _ Other R!lal Esta;e rowned ____________ _ Cash In Vault and Amount due from approved Reserve Agents__________ Checks for Clearing and Due from other Banks --------------------Cash Items ------------------ _____ Overdrafts ------------------------Advance on Cotton and other Com- modities _________________________ Customers' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss--------------------Other Resources -------------------- Total._________________ -------,---$ 76,694.56 5,000.00 115,250.00 None None 1.00 1.00 399,207.07 None None None 19,268.34 None None :Sone 615,421.97 LIABILl'l'IES Capital Stock ______________________ $ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits _________________ _ DReuseertvoe BFaunnkdss___-_-_-_-_-_-_-_-_-_-_-_-_-_--. -__-_-_-_--_ Dividenos Unpaid -----------------Cashier's Checks -------------------Certified Checks ------------------Demand Deposits -----------------Time Certificates of Deposits_______ _ Savings Dep_osits ------------------Letters of Credit and Acceptances executed for Customers____________ Bills Payable _____ ----------------Notes and Bills Rediscounted_______ _ Other Liabilities ------------------- 15,000.00 None 25,000.00 2,410.70 None None 3,000.00 302.32 None 569,708.95 None None X one None None None Total --------------- -------------$ 615,421.97 STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF BYROMVILLE Byromville, Ga. As called for by the Superintendent of Banks. J. D. LESrrER, SR., President. Date of Charter: 7-19-1921 S. H. BUXTON, Cashier. Began Business: 7-26-192:1 RESOURCES J,oans and Discounts --------------- $ State of Georgia and Municipal Bonds owned --------------------------U. S. Government Securities owned -Other Stocks and Bonds owned______ _ Banking House and Lot._____________ Furniture and Fixtures _____________ _ Other Real Estate owr:ed____ .. _____ _ Cash in Vault and Amount due from approved Reserve Agents__________ Checks for Clearing and Due from other Banks ____________________ _ Cash Items -----------------------Overdrafts ------------------------ _ Advance on Cotton and other Com- modlties __ ---------------------Customers' Liability on Letters of Credit and Acceptances____________ Profit and Loss-------------------- . Other Resources -------------------- 76,316.00 None None None 750.00 250.00 None 186,668.16 ~one None None 5,222.37 X one None None Total ----------------------------$ 269,206.53 !JIABILITIES Capital Stock ______________________ $ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds ~-------------------Due to Banks_____ -----------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits __________________ _ Time Certifica.tes of Deposits _______ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable ____________________ _ Xotes and Billo Rediscounted_______ _ Other Liabilities __________________ _ 15,000.00 4,725.00 5,000.00 6,935.47 3,636.00 None 1,500.00 295.49 :Sone 214,243.51 16,371.06 None None None No:ae 1,500.00 Total ____________________________ $ 269,206.53 TWENTY-FOURTH ANNUAL REPORT 23 STATEMENT Showing condition at the close of business December 31, 1943, of CAIRO BANKING COMPANY Cairo, Ga. As called for by the Superintendent of Banks. HENRY HESTER, President. Date <>f Charter: 11-23-1903 T. R. HEISfi'ER, Cashier. Began Business: 1-1-1900 RESOURCES Loans and Discounts- __ ------$ State of Georgia and Municipal Bonds owned ________________________ _ U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot_ ____________ _ Furniture and Fixtures ______________ Othrr Real Estate Owned____________ Cash in Vault and Amount due from approved Reserve Agents__________ Checks for Clearing and Due from other Banks --------------------Cash Items _______ ----------------- Overdrafts ------------------------Advance on Cotton and other Com- modities -------------------------C)lstomers' Liability on Letters of Credit and Acceptances ____________ Profit and Loss--------------------Other Resources -------------------- 409,674.68 11,413.86 646,800.00 None 8,000.00 4,000.00 11,500.00 613,960.02 19,122.84 None None 68,730.25 None None None LIABILLTIES Capital Stock ----------------------$ 50,000.00 Capital Notes ---------------------- 12,600.00 Surplus Fund ---------------------- 25,000.00 Undivided Profits ------------------ 5,660.07 RDeuseertvoe Funds -------------------Banks______________________ _ 12,536.69 None Dividends Unpaid ------------------ 4,000.00 Cashier's Checks ------------------- 2,926.73 Certified Checks -------------------- 654.43 Demand Deposits ------------------- 1,185,104. 72 Time Certificates of Deposits________ 46,573.25 Savings DePOsits --. --------------- 448,145.76 Letters of Credit and Acceptances executed for Customers___________ _ None Bills Payable ---------------------::>lotes and Bills Rediscounted_______ _ None None Other Liabilities ------------------- None Total ----------------------------$ 1,793,201.65 Total ----------------------------$ 1,793,201.65 STATEMENT Showing condition at the close of business December 31, 1943, of CITIZENS BANK Cairo, Ga. As called for by the Superintendent of Banks. IRA HIGDON, President. Date of Charter: 12-3-1903 J. G. MINTER, Cashier. Began Business: 1-1-1904 RESOURCES Loans and lliscounts ________________ $ State of Georgia and Municipal Bonds owned --------------------------- U. S. Government Securities owned~-Other Stocks and Bonds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures _____________ _ Other Real Eotate owned ____________ _ Cash in Vault and Amount due from approved Reserve Agents _______ _ Checks for Clearing and Due from other Banks --------------------- Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com mcditles ------------------------Customers' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss_____________________ Otber Resources -------------------- 220,808.05 2,100.00 357,600.00 None 15,000.00 2,550.00 17,001.00 630,365.81 37,455.46 None Kone None None None ~one LIABILITIES Capital Stock ______________________ $ Capital Notes ---------------------Surplus Fund ----------------------t:ndivided Profits -----------------Reserve Funds --------------------Due to Banks ___________ ------------ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits________ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable _____________________ _ Notes Rnd Bills Rediscounted________ Cther Liabilities . __________________ _ 50,000.00 None 10,000.00 12,734.01 33,991.68 None 3,015.00 2,463.51 321.40 950,835.93 57,432.94 162,085.85 None None None None Total .. __________ ------------------$ 1,282,881}.32 'l'otal ~----------------------------$ 1,282,880.32 24 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF CAMILLA Camilla, Ga. As called for by the Superintendent of Banks. W. W. BROOKS, President. Date of Charter: 11-4-1889 J. E. BROOKS, JR., Oashier. Began Business: 1-2-1890 RESOURCES Loans and Discounts_________ -------$ State of Georgia and Municipal Bonds owned --------------------------U. S. Government Securities owned __ Other Stocks and Bonds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures -------------Other Real Estate Owned ___________ _ Cash in Vault and Amount due from approved Reserve Agents_________ Checks for Clearing and Due from other Banks ----~--------------- Cash Items -----------------------Overdrafts ________________ --------Advance on Cotton and other Com- modities ___ ____________ -. __ --- Customers' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss ____________________ _ Other Resources -------------------- TotaL____________________________ $ 77,233.08 16,000.00 167,100.00 None 15,000.00 5,000.00 11,531.40 158,798.96 2,018.96 None None 17,736.18 None None None 4 70,418.58 LIABILlTIES Capital Stock ______________________ $ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits _________________ _ Reserve Funds --------------------- Due to Banks----------------------- Dividends Unpaid _----------------- Cashier's Checks ------------------- Certified Checks ------------------- Demand Deposits __ ---------- Time Certificates of Deposits ________ _ Savings DeposLts __________________ _ Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable __________________ _ Notes and Bills Rediscounted _______ _ Other Liabilities ------------------- 25,000.00 None None 1,683.26 None .:\'one None 4,967.43 None 420,162.85 2,500.00 16,105.04 X one None None X one TotaL ____________________________ $ 470,418.58 STATEMENT Showing condition at the close of business December 31, 1943, of PLANTERS & CITIZENS BANK Camilla, Ga. As called for by the Superintendent of Banks. E. J. VANN, JR., President. Date of Charter: 9-20-1904 B. H. HURST, Cashier. Began Business: 5-24-1913 RESOURCES Loans and Discounts________________ $ State of Goorgia and Municipal Bonds -owned --------- ___ __________ _ U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot_____________ Furniture and Fixtures _____________ _ Other Real Estate owned___________ _ Cash in Vault and Amount due from approved Reserve Agents_________ _ Checks for Clearing and Due from other Banks ____________________ _ Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities _____ -----------------Customers' Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss..__________________ _ Other Resources -------------------- 225,970.24 10,000.00 127,500.00 None 13,000.00 850.00 None 648,808.80 11,999.20 None None 617,790.98 None None None Total _____________________________$ 1,655,919.22 LIABILITIES Capital Stock ______________________ $ 25,000.00 Capital .:\'otes ---------------------- 9,700.00 Surplus Fund __ -------------------- 22,500.00 Undivided Profits ------------------ 1,882.17 Reserve Funds --------------------- 8,111.72 Due to Banks---------------------- None Dividends Unpaid ------------------ None Cashier's Checks ------------------- 7,743.50 Certified Checks ------------------- None Demand Deposits ------------------- 1,175,933.39 Time Certificates of Deposits_______ _ 53,204.aO Savings Deposits -~- ______________ _ 351,843.94 Letters of Credit and Acceptances executed for Customers___________ _ ~one Bills Payable ___________ ----------- None ~otes and Bills Rediscounted_______ _ None Other Liab!lities ______ ------------- ~one Total ____________________________$ 1,655,919.22 TWENTY-FOURTH ANNUAL REPORT 25 STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF CANTON Canton, Ga. As called for by the Superintendent of Banks. Date of Charter: 11-17-1892 G. C. ADAMS, Cashier. Began Business: 12-21-1892 RESOURCES J.~oans and Discounts____ __________ $ State f Charter: 11-16-1909 L. M. KING, Cashier. Began Business: 12-1-1909 RESOURCES Loans and Discounts ________________ $ 176,784.42 State of Georgia and Municipal Bonds owned --------------------------- None U. S. Government Securities owned __ _ 808,200.00 Other Stocks and Bonds owned______ _ None Banking House and Lot_____________ 29,900.00 Furniture and Fixtures _____________ _ 823.07 Other Real Estate owned___________ _ 4,211.39 Cash in Vault and Amount due from approved Reserve Agents_________ _ 1,525,529.15 Checks for Clearing and Due from other Banks --------------------- 377.28 Cash Items ------------------------ 2,579.46 Overdrafts ---~-------------------- None Advance on Cotton and Other Com- modities _______ ------------------ None Customers' Liability on Letters of Credit and Acceptances___________ Profit and Loss____________________ _ None Xone Cther Resources -------------------- None LIABILITIES Capital Stock ----------------------$ 60,000.00 Capital Notes ---------------------- None Surplus Fund --------------------- 60,000.00 Undivided Profits ------------------ None Reserve Funds --------------------Due to Banks_______________________ 28,445.96 None Dividends Unpaid ------------------ None Cashier's Checks ------------------- 8,423.97 Certified Checks ------------------- X one Demand Deposits __________________ _ 2,389,512.18 Time Certiflcwtes of Deposits________ _ None Savings Deposits ------------------- None Letters of Credit and Acceptances executed for Customers___________ _ None Bills Payable ---------------------Notes and Bills Rediscounted_______ _ None None Other Liabilities ------------------- 2,028.66 Total ----------------------------$ 2,548,410.77 Total ____________ -----------------$ 2,548,410.77 STATEMENT Showing condition at the close of business December 31, 1943, of THE COMMERCIAL BANK OF CEDARTOWN Cedartown. Ga. As called for by the Superintendent of Banks. ROY N. EMMET, President. Date of Gharter: 10~16-1889 G. D. COLLINS, Cashier. Began Business: 12-11-1889 RESOURCES Loans and Discounts ______________ $ 534,284.66 State of Georgia and Municipal Bonds owned --------------------------- 64,469.48 U. S. Government Securities o0wned __ _ 1,027,918.30 Other Stocks and Bonds owned______ _ None Banking House and Lot____________ _ 14,594.97 Furniture and Fixtures _____________ _ 5,916.40 Other Real Estate owned___________ _ 9,863.10 Cash In Vault and Amount due from approved Reserve Agenrts ________ _ 476,529.98 Checks for Clearing and Due from Qther Banks --------------------- 8,517.25 Cash Items ------------------------ 319.25 Overdrafts ___ --------------------- 1,209.52 Admvoadnicteieson__C__o_t_to_n___a_n_d___o_t_h_e_r__C_o_m_ _- 19,884.23 Customers' Liability Qn Letters of Credit and Acceptances __________ _ None Pmflt and Loss--------------------- None Other Resources -------------------- 611.43 Total _____________________________$ 2,164,184.57 LIABILITIES Capital Stock ----------------------$ 140,000.00 Capital Notes ---------------------- None Surplus Fund ---------------------- 100,000.00 Undivided Profits ------------------ 6,274.12 Reserve Funds --------------------Due to Banks______________________ _ 15,000.00 None Dividends Unpaid ------------------ 4,218.00 Cashier's Checks ------------------Certified Checks ____________________ 1,651.84 None Demand Deposits _________________ _ 1,393,681.28 Time Certificates Qf Deposis ________ _ 61,136.30 Savings Deposits __________________ _ 442,223.03 Letters of Credit and Acceptances executed for Customers____________ _ None Bills Payable ---------------------- None Notes and Bills Rediscounted_______ _ None Other LiabiUties ----------- _______ _ S"one Total-----------------------------$ 2,164,184.57 TWENTY-FOURTH ANNUAL REPORT 27 STATEMENT Showing condition at the close of business December 31, 1943, of COHUTTA BANKING COMPANY Chatsworth, Ga. As called for by the Superintendent of Banks. R. E. CHAMBERS, President. Date of Charter: 7-17-1905 FRANCES HE'ARTSELL, cashier. Began; Business: 1-24-1906 RESOURCES Loans and Discounts________________$ State of Georgia and Municipal Bonds owned --------------------------- U. S. Government Securities owned __ _ Other Real ltances__________ _ Profit and Loss_ ___________________ _ Other Resources -------------------- Total _____________________________ $ 80,774.60 16,000.00 338,800.00 ~one 1,200.00 1,400.00 100.00 234,200.8i :-;one :"\one 50.16 18,976.86 X one None None 691,502.49 LIABILITIES Capital Stock ----------------------$ Capital ~otes ---------------------Surplus Fund ---------------------Undivided Profits -----------------DReuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_--_ llivicends Unpaid -----------------Cashier's Checks ------------------Certified Checks __________________ _ Demand Deposits __________________ _ Time Certificates of Deposits_______ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable ---------------------~otes and Bills Rediscounted_______ _ Other Liabilities __________________ _ 25,000.00 3,000.00 9,000.00 726.18 3,000.00 None None 573.54 None 561,752.08 30,081.22 58,369.47 None None None X one Total. ____________________________ $ 691,502.49 STATEMENT Showing condition at the close of business December 31, 1943,- of BANK OF CHICKAMAUGA Chickamauga, Ga. As called for by the Superintendent of Banks. ELDER G. GLENN, President. Date of Charter: 2-16-19'10 W. H. EUWARDS, Oashier. Began Business: 5-10-1910 RESOURCES Loans and Discounts ________________$ State of Georgia and Municipal Bonds oWned ---------------------- _ U. S. f'rllvernment Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and LoL ___________ _ Furniture and Fixtures_____________ _ Other Real Estate owned ______ .. Cash In Vault and Amount due from approved Reserve Agents ________ _ Checks for Clearing and Due from other Banks _____________________ Cash Items -----------------------Overdrafts ---------------- ________ _ Advance on Cotton and Other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss____________________ _ Other Resources -------------------- Total ----------- _________________ $ 106,125.27 None 553,793.10 10,182.35 11,560.00 2,972.90 4,288.13 191,754.86 X one Xone X one ~one Sone None None 880,676.61 LIABILITIES Capital Stock ______________________ $ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banloslts _______ _ Savings Deposits __________ c _______ _ Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable ___ ------------------Xotes and Bills Rediscounted_______ _ Other Liabilltit>s ___________________ _ 25,000.00 None 25,000.00 1,433.94 1,304.84 None 1,250.00 389.90 None 591,179.18 None 235,118.75. None NoQe None None Total-----------------------------$ 880,676.61 28 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of FARMERS & MERCHAN11S BANK Chipley, Ga. As called for by the Superintendent of Banks. HENRY ZACHRY, President. Date of Charter: 3-22-1909 ROY ASKEW, Oashier. Began Business: 4-19-1909 RESOURCES Loans and Discounts _____________ $ State of Georgia and Municipal Bonds owned --------------------------- U. S. Government Securities owned.__ Other Stocks and Bonds owned______ _ Banking House and LoL _____________ Furniture and Fixtures_____________ _ Other Real Estate owned ___________ _ Cash In Vault and Amount due from approved Reserve Agents ________ _ Checks for Clearing and Due from other Banks --------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities _ ------------------- ___ _ CUtomers' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss--------------------Other Resources -------------------- Total _____________________________$ 151,972.88 6,500.00 145,175.00 None 1,000.00 500.00 None 372,903.55 15,046.11 None None 800.23 None None None 693,897.77 LIABILITIES Capital Stock _---------------------$ CSuarppitlauls NFoutneds -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__--_ endivlded Pmftts -----------------RDeu-esertvoe BFaunnkdss__-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid ________________ _ Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits ________ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers ___________ Bills Payable ___ -----------------Xotes and Bills Rediscounted________ Other Liabilities ------------------- 25,000.00 7,000.00 19,00Q.OO 5,366.48 500.00 None 2,500.00 1,993.63 None 542,673.93 20,856.12 69,007.61 None ~one None None Total ____________________________$ 693,897.77 STATEMENT Showing condition at the close of business December 31, 1943, of HABERSHAM BANK Clarkesville, Ga. As called for by the Superintendent of Banks. J. B. JACKSON, President. Date of Chartecr: 5-13-1904 W. S. WHITWORTH, Cashiecr. Begun Business: 5-13-1904 RESOURCES Loans and Discounts ________________ $ State o,f Georgia and )luniclpal Bonds owned _____ ---------------------- U. S. Government Securities {)Wned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot____________ _ Furniture and Fixtures _____________ _ Other Real Estate Owned ____________ Cash in Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from other Banks --------------------- Casb Items -----------------------Ovsrdrafts __ -------------- ________ _ Advance on Cotton and other Com- modities _. ----------------------Customers' Liability on Letters of Credit and Acceptances----~------Profit and Loss ____________________ _ Other Resources -------------------- Total _____________________________$ 66,647.69 43,173.67 285,100.00 None 3,999.00 540.00 1.00 266,068.95 None X one None None X one None 60.16 665,590.47 LIABILITIES Capital Stock ----------------------$ Capital Xotes ---------------------Surplus Fund ---------------------Undivided Pro.fits -----------------Rese.rve Funds --------------------Due to Banks-----------------~---- D!vldends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time. Certificates of Deposits_______ _ Savings Deposits ------------------ _ Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable ___ -----------------Notes and Bills Rediscounted-------Other Liabilities ------------------- 25,000.00 None 8,500.00 1,986.27 None None 1,020.00 1,001.87 N<>ntl 444,974.04 305.60 182,802.69 None None Xone X one Total _____________________________ $ 665,590.47 TWENTY-FOURTH ANNUAL REPORT 29 STATEMENT Showing condition at the close of business December 31, 1943, of TilE CLAXTON BANK Claxton, Ga. As called for by the Superintendent of Banks. C. M. RUSHING, President. Date of Charter: 2-24-1941 J. E. COLLINS, Cashier. Began Business: 2-24-19"11 RESOURCES Loans and Discounts ----- ---- _____ $ State of Georgia and Municipal Bonds owned --------------------------U. S. Government Securities owned-Other Stocks and Bonds owned ______ _ Banking House and Lot____________ _ Furniture and Fixtures______________ Other Real Estate owned ____________ Cheeks for Clearing and Due from other Banks --------------------Cash In Vault and Amount due from approved Reserve Agents__________ OCvasehrdrIatfetms s __-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other Commodities _____________________ _ Customers' Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss ____________________ _ Other Resources -------------------- Total _____________________________ $ 142,980.15 None 115,210.18 8,753.35 2,625.00 375-.00 None None 198,964.89 X one 255.11 None None -:\one ~one 469,163.68 LIABILITIES Capital Stock ______________________ $ Capital Notes ---------------------Surplus Fund . --------------------Cndivlded Profits --~-------------- Reserve Funds --------------------Due to Banks ______________________ _ Dividends Unpaid -----------------Cashier's Checks ------------------Ccrtifled Checks ------------------Demand Deposits ______ ---------Time Certificates of Deposits________ Savings Deposits ------------------Letters of Credit and Acceptances exfcuted for Customers, ___________ Bills Payable __ _ ---------------Xotes and Bills Rediscounted________ Other Liabilities ------------------- 25,000.00 None 12,500.00 6,998.13 None None :None 5,910. 24 ~one 402,740.26 16,015.05 None ~one ~one X one None Total ----------------------------$ 469,163.68 STATEMENT Showing condition at the close of business December 31, 1943, of TIPPINS BANKING COMPANY, INC. Cla.xton, Ga. As called for by the Superintendent of Banks. R. R. TIPP:INS, SR., President. Date of Charter: 8-30-1940 R. R. TIPPINS, JR., Cashier. Began Business: 9-3-1940 RESOURCES Loans and Discounts______________ $ State of Georgia and Municipal Bonds owned --------------------------U. S. Government Securities owned __ Other Stocks and Bonds owned______ _ Banking House and LoL____________ _ Furniture and l"ixtures _____________ _ Other Real Estate owned ____________ Cash in Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from other Banks --------------------- Cash Items -----------------------Overdrafts ________ ----------------Advance on Cotton and other Com- modities ------------------------Customers' Liabmty on Letters of Credit and Acceptances ___________ _ Pmfit and Loss ____________________ _ Other Resources -------------------- Total ____________________________ $ 66,923.81 None 301,000.00 X one None 1,018.00 None 247,645.14 305.57 None None None None Xone X one 616,892:52 LIABILITIES Capital Stock ______________________$ Capital X otes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds _____________ -------Due to Banks_______________________ Dividends Unpaid -----------------Cashier's Checks ------------------Ce-rtified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits_______ _ Savings Deposits -----------------Letters of Credit and Acceptances executed for cu...~tomers -----------Bills Payable ___ -----------------Xotes and Bills Rediscounted _______ _ Other Liabilities __________________ _ 25,000.00 None 5,000.00 7,120.53 ~one None None 2,951.43 ~one 575,172.06 1,648.50 X one None None X one :!'\'one Total _____________________________$ 616,892.52 30 DEPARTMENT oF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF CLAYTON Clayton, Ga. As called for by the Superintendent of Banks. J. C. DOVER, President. Date of C'har:ter: 6-30-1904 T. A. DUIGKE1l'T, Cashier. Began Business: 7-1-1904 RESOURCES Loans and Discounts________________ $ State of Georgia and Municipal Bonds owned ______________ --- -------- U. S. Government Securities owned __ _ Other St-ocks and Bonds owned_____ _ - Banking House and Lot_____________ Furniture and Fixtures_____________ _ Other Real Estate owned_,__________ _ Cash In Vault and Amount due from approved Reserve Agents __________ Checks for Clearing and Due from other Banks --------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and Other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss_____________________ Other Resources -------------------- TotaL ____________________________ $ 74,435.80 6,500.00 373,175.00 None 2,700.00 500.00 None 449,071.86 None X one 416.47 None X one None ~one 906.799.13 LIABILITIES Capital Stock ______________________ $ Ca(Jital Notes ---------------------Surplus Fund ---------------------l'ndlvlded Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid -----------------('ashier's Checks ------------------Certified Checks ------------------Demand Deposit.<; __ ----------------Time Certificates of D"poslts ________ Savings Deposits -----------------Letters of Credit and Acceptances executed for Customers ____________ Bills Payable . --------------------Notes and Bills Rediscounted_______ _ Other Liabilities ------------------- 25,000.00 None 25,000.00 13,971.79 None None NQne 8,964.52 None 833,862.82 None None None None None None Total. ____________________________ $ 906,799.13 STATEMENT Showing condition at the close of business December 31, 1943, of COOK BANKING CO. Cochran, Ga. As called for by the Superintendent of Banks. E. COOK, President. Date of Clharter: 4-24-1942 MRS. C. M. FULTON. Cashier. Began Business: 7-1-1942 RESOURCES Loans and Discounts ______ __ _____ $ State of Georgia and Municipal Bonds owned --------- -----------------1'. S. Government Securities owned __ Other Stocks and Bonds owned______ _ Banking House and Lot ____________ _ Furniture and Fixtures______________ _Other Real Estate owned ____________ Cash In Vault and A=unt due from approved Reserve Agents __________ Checks for Clearing and Due from other Banks -------------- ______ _ Cash Items -----------------------Overdrafts __ ----------------------Advance on Cotton and Other Com- modities __ ----------------------Customers' Liab!Uty on Letters of Credit and Acceptances ____________ Profit and Loss--------------------Other Resources -------------------- 115,877.01 None 37,000.0{) None 4,750.00 2,250.0{) None 194,815.72 5,783.29 None None 12,087.53 None None None LIABILITIES Capital Stock ______________________$ f'apltal Notes ---------------------Surplus Fund --------------------Undivided Poflts -----------------Reserve Funds --------------------Due to Banks_______________________ Dividends Unpaid -----------------Cashier's Checks __________________ _ Certified Checks ------------------Demand D-eposits _________________ _ Time Certificates of Deposits_______ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Cust-omers-----------Bllls Payable __ -----------------Xotes and Bills Rediscounted_______ _ Other Liabilities ------------------- 25,000.00 None 6,000.00 1,931.22 None None 18.00 1,114.41 33.23 335,036.63 3,430.16. None None None ~one None TotaL_____________ ---------------$ 372,563.55 Total-------------- _______________$ 372,563.55 TWENTY-FOURTH ANNUAL REPORT 31 STATEMENT Showing condition at the close of business December 31, 1943, of STATE BANK OF COCHRAN Cochran, Ga. As called for by the Superintendent of Banks. T. W. FISHEIR, SR., President. Date of Oharter: 12-1-1921 L. S. LEACH, Cashier. Began Business: 1-5-1922 RESOURCES Loans and Discounts ..... - ___ $ State of Georgia and Municipal Bonds owned ________________ -------- U. S. Government Securities owned .. Other Stocks and Bonds owned...... Banking House and Lot....-. Furniture and Flxtu~es .............. Other Real Estate owned___________ _ Cash in Vault and Amount due from approved Reserve Agents - Checks for Clearing and Due from other Banks ____ --------- Cash Items ----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities . ___ ---------------Custome~ Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss.____________________ Other Resources ------------------- Total _____________________________$ 175,768.43 2,000.00 338,870.00 1,000.00 1.00 1.00 None 295,428.46 1,568.13 None None 17,335.13 None None None 831,972.15 LIABILITIES Capital Stock ----------------$ Capital Notes ------------------- Surplus Fund -------------- Undivided Profits ..---------------Reserve Funds --------------------Due to Banks-----------------Dividends Unpaid -----------------Cashier's Checks ...------------Certified Checks ..----------------Demand Deposits ---------------- Time Certificates af Depasits________ _ Savings Deposits ------------------Letters of Credit and Acceptarces executed for Customers____________ Bills p,ayable ---------------------);otes and Bills Rediscounted_______ _ Other Liabilities ------------------ 25,000.00 None 16,000.00 4,861.45 2,500.00 338.67 740.00 1,064.63 None 736,869.34 None 44,598.06 None None None None Total _____________________________$ 831,972.15 STATEMENT Showing condition at the close of business December 31, 1943, of CITIZENS BANK Colquitt, Ga. As called for by the Superintendent of Banks. G. C. JINKS, President. Date of Charter: 3-24-1924 D. B. BELL, Cashier. Began Business: 4-21-1924 RESOURCES Loans and Discounts _____________ $ State of Georgia and Municipal Bonds owned _ ____ _ ______ ___ r. S. Government Securities owned __ _ Other Stocks and BondS owned ______ _ Banking House and La'---.--------- Furniture and Fixtures----- Other Real Estate owned------- Cash In Vault and Amount due from approved Reserve Agents __ - Checks for Clearing and Due from other Banks ------------------- Cash Items ----------------------- Overdrafts ________ --------------Advance on Cotton and other Com- modities ------------------------ Customers' Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss ____________________ _ Other Resources ------------------- 342,266.89 X one 420,000.00 None None None None 650,533.27 None None 191.35 None None None 11,164.59 Total ____________________________$ 1,424,156.10 LIABILITIES Capital Stock ---------------------$ Capital ~otes ---------------------- 40,000.00 None Surplus Fund .. ------------------ 25,000.00 RUensdeirvvied eFd u nPdr os f i_t_s __-_-_-_-_-__ _ -_-_-_-__-_-_-_-_- _- 15,000.00 15,000.00 Due to Banks----------------Dividends Unpaid ------------- 9,774.32 120.00 Cashier's Checks ---------------- 1,213.26 Certified Checks ___________ ------ None Demand Deposits ---------------- 1,162,466.66 Time Certificates of Deposits. ______ _ 50,042.04 Savings Deposits ---------------- 95,895.39 Letters of Cred!Jt and Acceptances executed for Customers ___________ _ No-ne Bills Payable ---------------------Xntes and Bills Rediscounted_______ _ None None Other Liabilities ------------------ 9,644.43 Total _____________________________$ 1,424,156.10 32 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of COLUMBUS BANK & TRUST CO. Columbus, Ga. As called for by the Superintendent of Banks. W. C. BRADLEY, President. Date of Charter: 12-14-1871 JAS. A. LE,WIS, Oashier. Began Business: 1872 RESOURCES Loans and Discounts _____________ $ 2,850,441.23 State of Georgia and Municipal Bonds owned __ _____ _ 10,920.00 U. S. Government Securities owned ...... 9,488,634.64 Other Stocks and Bonds owned .............. Banking House and Lot_ ___________ _ Furniture and Fixtures ____________ 158,433.57 295,897.36 23,788.35 Other Real Estate owned ........................ 14,948.19 Cash in Vault and Amount due from approved Reserve Agents _______ .. 9,231,209.93 Checks for Clearing and Due from other Banks --------------------Cash Items .............................................. .. Overdrafts ...... __ .............. ____________ _ ~one "Xone X one Advance on C<>tton and other Com- modities ----------------------- None Customers' Liability on Letters of Credit and Acceptances ........................ Profit and Loss ____________________ _ Other Resources ___________________ _ None X one 13,854.58 LIABILITIES Capital Stock ............................................$ 850,000.00 Capital N.otes .......................................... .. None Surplus Fund ------~--------------- 650,000.00 Undivided Profits __ ................................ 348,930.35 Reserve Funds .......................................... None Due to Banks _______________________ 1,300,053.2'2 Dividends Unpaid .................................. .. None Cashier's Checks .................................. .. 111,826.71 Cashier's Checks ------------------- X one Demand Deposits ___________________ _ 14,582,898.39 Time Certificates of Deposits .................. 4,228,519.18 Savings Deposits ___ .. ____________ _ X one Letters of Credit and Acceptances executed for Customers __________ _ X one Bills Payable ........................ _______ _ X one Xotes and Bills Rediscounted_______ _ Other Liabilities __________________ _ ~one 15,900.00 Total ________ ........................................ $22,088,127.85 Total --------------------------- $22,088,127.85 STATEMENT Showing condition at the close of business December 31, 1943, of MERCHANTS & MECHANICS BANK eolumbus, Ga. As called for by the Superintendent of Banks. JACK B. KEY President. Date of Charter: 12-14-1871 J. A. HARLE.Y, Cashier. Began Business: 1872 RESOURCES Lc,ans and Discounts.... _____ _ __ $ 1,5o6,206.02 State of Georgia and Municipal Bonds owned ~----- - __ ___ ______ _ 55,000.00 U. S. Government Securities owned __ 5,688,944.01 Other Stocks and Bnnds owned ............ 129,861.33 Banking House and Lot.. ...................... Furniture and Fixtures______________ Other Real Estate owned ___________ _ 33,000.00 15,000.00 None Cash in Vault and Amount due from approved Reserve Agents........ ___ 2,846,942.06 Checks for Clearing and Due from other Banks ........................................ .. :None Cash Items .............................................. .. None Overdrafts ------------------------- 1,800.59 Advance on Cotton and other Com- modities ______ ................................ .. X one Customers' Liability on Letters of Credit and Acceptances........................ Profit and Loss _____________________ None X one Other Resources ...................................... .. X one LIABILITIES Capital Stock ............................................$ 200,000.00 Capital Notes ---------------------- None Surplus l'und .......................................... .. 300,000.00 Undivided Profits .................................. .. 103,886.56 Reserve Funds --------------------- 25,000.00 Due to Banks ______________________ _ 167,556.38 Dividends Unpaid ------------------ 20,000.00 Cashier's Checks .................................... .. 26,930.64 Certified Checks .................................... .. ~one Demand Deposits ------------------ 8,154,666.27 Time Certificates of Deposits ................ .. 1,378,714.16 Savings Deposits __________________ _ X one Letters of Credit and Acceptances executed for Customers ___________ _ ::-,000.00 4,700.81 X one X one X one 4,532.28 X one 730,190.81 42,10:>.05 X one X one Kone X one ~one 'Dotal ----------------------------$ 8o6,528.95 STATEMENT Showing condition at the close of business December 31, 1943, of CONCORD BANKING COMPANY Con.cord, Georgia As called for by the Superintendent of Banks. R. H. STRICKLAND, President. Date_ of Charter: 10-29-1903 J. H. BAKER, Cashier. Began Business: 11-18-1903 RESOURCES Loans and Discounts ----------~---- $ Stwte of Georgia and Municipal Bonds owned __ _ __ _ _________________ _ U. S. Government Securities owned __ Other Stocks and Bonds owned______ _ Banking House and LoL ______ ~----Furniture and Fixtures _____________ _ Other Real Estate owned ___________ _ Cash in Vault and Amount due-from approved Reserve Agents _______ _ Checks for Clearing and Due from C aos ht h eI tre mBsa n_k_s_ _ _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Overdrafts ------------------------Advance .on Cohlon and other Com- modities _______________ _ Customers' Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss_____________________ Other Resources -------------------- Total _-------- _-------- ___________ $ 25,869.95 Xone 105,000.00 None "X one 600.00 900.00 115,037.89 None X one None X one ~one ~one X one 247,407.84 LIABILITIES. Capital Stock ____________________ c_ $ Capital Xotes ---------------------- F u n d ~urplus ________________ _ l:ndivided Profits _________________ _ Reserve Funds --------------------- Due to Banks----------------------Dividends Unpaid ------------------ Cashier's Checks ------------------- Certified Checks ------------------Demand Deposits ---------~--------Time Certificates of Deposits _______ _ Savings Deposits ___________________ Le~ters of Credit and Acceptances executed for Customers ___________ _ Bills Payable ____ .---------------Notes and Bills Rediscounted_______ _ Other Liabilities -----------------c-- 23,000.00 None 12,500.00 2,604.80 ~one None 1,000.00 67.25 Kone 189,267.24 16,968.55 Xont~ None None X one None Total ----------------------------$ 247,407.84 TWENTY-FOURTH ANNUAL REPORT 35 STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF CONYERS Conyers, Ga. As called for by the Superintendent of Banks. W. T_ BALDWIN, President. Date of Charter: 11-25-1904 M. W. HULL, Cashier_ Began Business: 12-19-1004 RESOURCES Loans and Di::.counts---------------~$ State of Georgia and Municipal Bonds owned --------------------------U. S. Government Secudties owned~-Other Stocks and Bonds owned_____ _ Banking House and Lot_ ___________ _ Furniture and }'ixteurs_____________ _ Other Real Estate owned___________ _ Cash in Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from CaosthheItremBsan_k_s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_--_ Overdrafts __ ------------ Advance on Cotton and other Com- modities ------------------------Custl'mers' Liability on 'Letters of Credit and Acceptances~~~~~~~~~-~ ProUt and Loss--------------------Other Resources -------------------- 'l'c.tal _____________________________ $ 118,421.03 4,792.00 152,000.00 2.00 1,500.00 400.00 None 232,564.49 1,745.27 None None None X one X one X one 511,424.79 LIABILITIES Capital Stock ______________________ $ Capital Xotes ---------------------Surplus Funds --------------------Undivided Profits _________________ _ RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid -----------------Cashier's Checks __________________ _ Certified Checks ------------------Demand Deposits ______________ c___ _ Time Certificates of Deposits_______ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers___________ _ Bills Payahle -----------------c---Xotes and Bills Rediscounted________ Other Liabilities __________________ _ 30,000.00 None 6,000.00 10,067.37 3,495.03 None 2,400.00 None None 419,017.92 29,694.15 10,750.32 None X<>)le None None Total ____________________________ $ 511,424.79 STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF ROCKDALE Conyers, Ga. As called for by the Superintendent of Banks. G. C. SIM.S, President. Date of Charter: 10-15-1892 R. H. ST'ILL, Cashier. Began Business: 6-1901 RESOURCES I.oans and Discounts_---------------$ State of Georgia and Municipal Bonds owned _ ____ ________ --- U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot_ ___________ _ Furniture and Fixtures _____________ _ Other Real Estate owned___________ _ Cash in Vault and Amount due from approved Reserve Agents_________ _ Checks for Clearing and Due from other Banks --------------------Cash Items ------------------------Overdrafts -----------------------Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances ___________ Proftt and Loss_____________________ Other Resources -------------------- Total _____________________________ $ 112,425.44 None 274,744.51 7,382.50 4,000.00 300.00 3,800.00 207,492.17 3,533.79 None 808.09 24,155.77 X one None None 638,642.27 LIABILITIES Capital Stock ----------------------$ Capital Xotes ---------------------Surplus Fund ---------------------Undivided Profits __________________ Reserve Funds --------------------Due to Banks_______________________ Dividends 'Cnpaid __________________ Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits-------Savings Deposits __________________ _ Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable _____________________ _ Notes and Bills Rediscounted_______ _ Other Liabilities ___________________ 25,000.00 None 25,000.00 7,690.01 None None 61!7.50 None X one 540,622.58 39,722.18 None X one None X one X one Total ____________ --------------- __$ 638,642.27 36 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of FARMERS & MERCHANTS BANK OF COOLIDGE Coolidge, Ga. As called for by the Superintendent of Banks. BOYKIN HARRISON, President. Date of Charter: 12-18-1911 C. E. GIBSON, Cashier. Began Business: 11-20-1911 RESOURCES Loans and Discounts ------~~ ________ $ State of Georgia and Municipal Bonds owned _______ ------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned_______ Banking House and LoL____________ Furniture and Fixtures_____________ Other Real Estate owned____________ Cash In Vault and Amount due from approved Reserve Agents ______ --- Checks for Clearing and Due from other Banks --------------------- Cash Items ------------------------Overd"afts ___ -------------- _______ _ Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances__________ _ Pr<>fit and Loss ____________________ _ Other Resources -------------------- Total ____________________________$ 19,179.78 "Xone 98,375.00 None 1.00 1.00 None 223,273.10 ~Dne X one None None None None None 340,829.88 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------~ Surplus Fund ---------------------Undivided Profits -----------------DReuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid --------------~--Cashier's Checks ______ ------------Certified Checks ------------- _____ _ Demand Deposits ------------------Time Certificrutes of Deposits_______ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers-----------Bills Payable ---------------------Notes and Bills Rediscounted________ Other Liabilities ------------------- 25,000.00 None 5,000.00 5,038.64 None None None 49.52 None 284,405.06 21,336.66 None None None None None Total _____________________________$ 340,829.88 STATEMENT Showing condition at the close of business December 31, 1943, of CORDELE BANKING COMPANY Cordele, Ga. As called for by the Superintendent of Banks. J. H. CHILDS, President. Date of Charter: 4-30-1927 L. B. MADDOX, Cashier. Began Business: 6-15-1927 RESOURCES Loans and Discounts________________ $ 236,886.52 State of Georgia and Municipal Bonds owned _ ~-- ------- ____________ _ None U. S. Government Securities owned __ _ 100,000.00 O.ther Stocks and Bonds owned _____ _ Banking House and LoL___________ _ Furniture and Fixtures_____________ Other Real Estate owned___________ _ None ~one 4,000.00 None Cash in Vault and Amount due from approved Reserve Agents __________ 1,258,511.85 Checks for Clearing and Due from other Banks --------------------- 21,966.82 Cash Items ------------------------- None Overdrafts ------------------------- 3.50 Advance on Cotton and other Com- modities ------------------------- 126.14 Customers' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss _____________________ None None Other Resources -------------------- None Total _____________________________ $ 1,621,494.83 LIABILITIES Capital Stock ----------------------$ 25,000.00 Capital Notes ---------------------- None Surplus Fund ---------------------- 15,000.00 Undivided Profits ------------------ 5,097.62 Reserve Funds --------------------Due to Banks_______________________ None None Dividends Unpaid ------------------ 202.00 Cashier's Checks ------------------- 7,143.50 Certified Check -------------------- None Demand Oeposits ____ --------------- 1,455,778.09 Time Certificates of Deposits________ 10,595.80 Savings Deposits ------------------- 102,677.82 Letters of Credit and Acceptances executed for Customers___________ _ None Bills Payable ---------------------:-.otes and Bills Rediscount-ed_______ _ None None Other Liabilities _------------------ None TotaL ____________________________$ 1,621,494.83 TWENTY-FOURTH ANNUAL REPORT 37 STATEMENT Showing condition at the close of business December 31, 1943, of FIRST STATE BANK IN CORDELE Cordele, Ga. As called for by the Superintendent of Banks. W. B. HALEY, President. Date {)f Charter: 12-3-1938 C. C. SHE'ARE,R, Cashier. Began Business: 8-29-1934 RESOURCES Loans and Discounts ___ . __ ------ $ State of Georgia and Municipal Bonds owned ____ _________ __________ _ U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ Other Real Estate owned ______________ Cash in Vault and Amount due from approved Reserve Agents _________ Checks for Clearing and Due from other Banks --------------------. Cash Items ------------------------Overdrafts ------------------------Advance on Cotton and other Com- modities __ __ ----------------. Customers' Liability on Letters of Credit and Acceptances___________ Profit and Loss _____________________ Other Resources -------------------- 344,422.40 10,380.10 340,000.00 None 17,875.22 3,585.01 None 834,966.19 50,()50.35 !If o n e None None None None None Total _____________________________$ 1,601,279.27 LIABILITIES Capital Stock ----------------------$ 50,000.00 Capital N-otes ---------------------- None Surplus Fund ---------------------- 20,000.00 Undivided Profits ------------------ 8,752.62 DReuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ 5,000.00 50,786.40 Dividends Unpaid ------------------ 204.00 Cashier's Checks ------------------- 2,137.04 Certified Checks ------------------- None ' Demand Deposits -------- ---------- 1,327,258.49 Time Certificates of Deposits _________ None Savings Deposits ------------------- 137,140.72 Letters of Credit and Acceptances executed f'Or Customers___________ _ None Bills Payable ---------------------1'1otes and Bills Rediscounted _______ _ Other Liabilities ___________________ None None None TotaL.---------------------------$ 1,601,279.27 STATEMENT Showing condition at the close of business December 31, 1943, of CORNELIA BANK Cornelia, Ga. As called for by the Superintendent of Banks. 0. E. FLOR, President. Date of Charter: 7-3-1900 W. V. GRANT, Cashier. Began Business: 8-4-1900 RESOURCES Loans and Discounts__ __ ---------$ State of Georgia and Municipal Bonds owned _________________________ _ U. S. Government Securities owned __ _ Other Stocks and Bonds owned------Banking House and LoL____________ Furniture and Fixtures-------------Other Real Estate owned ___________ _ Cash In Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from other Banks --------------------Cash Items -----------------------Overdrafts --------------- ________ _ Advance on Cotton and other Com- modities ______________________ _ Customers' Liability on Letters of Credit and Acceptances__________ _ Profit and Loss--------------------Other Resources -------------------- 226,158.98 None 101,650.00 None 8,250.00 1,480.00 5,793.22 507,344.99 7,259.86 2,769.51 3,097.2~ 51,121.52 None None None Total ____________________________ $ 1,520,925.33 LIABILITIES Capital Stock ______________________$ 40,000.00 Capital Notes ---------------------Surplus Fund ____________________ 11,100.00 26,900.00 Undivided Profits ------------------ 15,963.66 RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid __________________ None None 1,604.00 Cashier's Checks ------------------Certified Checks __________________ _ 985.40 4.10 Demand Deposits _ ------------------ 1,103,694.37 Time Certificates of Deposits _______ _ 11,212.20 Savings Deposits -,----------------- 303,461.60 Letters of Credit and Acceptances executed f-or Customers____________ _ None Bills Payable ---------------------::-;otes and Bills Rediscounted_______ _ None None Other Liabilities ------------------- None Total ____________________________ $ 1,520,925.33 38 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF OOVINGTON & TRUST CO. Covington, Ga. As called for by the Superintendent of Banks. J. L. STEPHENSON, President. Date of Charter: 4-4-1901 J. E. PHILLIPS, Cashier. Began Business: 4-1901 RESOURCES Loans and Discounts ________________ $ 261,099.70 State of Georgia and Municipal Bonds owned --------------------------- 44,671_07 U. S. Government Securities owned __ _ 890,584.79 Other Socks and Bonds owned_______ 19,687,50 ;Banking House and Hot____________ Furniure and Fh.tures _____________ _ None 2,715.00 Other Real Estate owned____________ 387.15 Cash in Vault and Amount due from approved- Reserve Agents ________ _ 1,202,327. 73 Checks for Clearing and Due from other Banks _____________________ ll4,730.04 Cash Items ------------------------- None Overdrafts ------------------------- None Advance on Cotton and other Com- modities ------------------------- 123,043.21 Customers' Liability on Letters of Credi~ and Acceptances ___________ _ Profit and Loss _____________________ Noae X one Other Resources -------------------- None LIABILITIES Capital Stock ----------------------$ 100,000.00 Capital Notes ---------------------- None Surplus Fund ---------------------- 50,000.00 Undivided Profits ------------------ 66,920.34 RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ None None Dividends Unpaid ------------------- 8,000.00 Cashier's Checks ------------------Certified Checks __________________ _ 3,670.90 None Demand Il'eposits ------------------- 2,332,929.67 Time Certificates of Deposits _________ None Savings Deposits ------------------- 95,922.83 Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable _____________________ _ None None Xotes and Bills Rediscounted_______ _ ~one Other Liabilities ------------------- 1,802.45 Total -----------------------------$ 2,659,246.19 Total ----------------------------$ 2,659,246.19 STATEMENT Showing condition at the close of business December 31, 1943, of THE COMMERCIAL BANK Cra~ford, Ga. As called for by the Superintendent of Banks. M, BLANCHARD, ' ' President: -Date .of Charter: 9-2-1924 E. H. FURGRON, Cashier. Began Business: 9-5-1924 RESOURCES Loans .and Discmmts________________ $ State of Georgia and Municipal Bonds owned -----------------------~--- U. S. Government Securities owned __ Other Stocks and Bonds owned_____ _ Banking House and LoL ___________ _ Furniture anrt }""ixhtres_____________ _ Other Real Estate owned ____________ Cash in Vault and Amount due from approved Reserve Agents_________ _ Checks for Clearing and Due from other Banks --------------------- Cash Items -----------------------Overdrafts _____ -------------------Advance on Cotton and other Com- modities ________________________ _ Customers' Liability on Letters of Credit and Acceptances__________ _ Profit and Loss____________________ _ Other Resources -------------------- 117,922.07 None 175,000.00 None 1,400.00 1,500.00 ~one 317,736.95 X one 211.00 163,53 31,550.00 None None None LIABILITIES Capital Stock __________________________ $ Capital Notes _____________________ _ Surplus Fund ____________________ Undivided Profits -----------------Reserve Funds --------------------Due to Banks----------------------Dividends Unpaid -----------------Cashier's Checks -----------------Certified Checks ----------------- __ Demand Deposits ------------------Time Certificates of Dposits________ _ Savings Deeposits -----------------Letters of Credit and Acceptances executed for Customers-------- __ _ Bills Payable ______________________ _ Notes and Bills Rediscounted_______ _ Other Liabill~ies __________________ _ 22,500,00 4,000,00 7,000.00 769.29 2,000.00 None 300,00 5,213.27 None 515,502.08 3,377.10 84,821.81 None None X one None Total ----------------------------$ 645,483.55 Tota'----------------------------- $ 645,483.55 TWENTY-FOURTH ANNUAL REPORT 39 STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF CUMMING Cumming, Ga. As called for by the Superintendent of Banks. ROY P. 0'11WELL, President. Date of~Charter: 10-11-1904 B. L. REDD, Cashier, ~ Began Bus~ness: 10:19_4904 RESOURCES Loans and Discounts____ _______ $ State of Georgia and Municipal Bonds owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ Banking House and Lot.___________ _ Furniture and Fixtures____________ _ Other Real Estate owned ____________ Cash in Vault and Amount due from aepproved Reserve Agents ________ _ Checks for Clearing and Due from . other Banks --------------------Cash Items ------------------------Overdrafts --------------------- __ _ Advance on Cotton and other Com- modities _____ -----------------Customers' Liability on Letters of Credit and Acceptances __________ _ Profit and Loss--------------------Other Resources ------------------- Total ______________ ------------- $ 181,870.59 None 75,000.00 None 4,150.00 1,326.00 4,636.91 392,348.99 1,190.53 X one 100.85 None None :Xone 27,593.85 688,217.72 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due t<> Banks______________________ _ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits ________ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable ______________________ Notes and Bills Rediscounted________ Other Liabilities __________________ _ 15;000.00 8,000.00 15,000.00 12,485.97 6,095.50 None None 301.14 None 528,038.02 41,727.41 61,569.68 None None None None TotaL ____________________________ $ 688,217.72 -STATEMENT Showing condition at the close of business December 31, 1943, of CITIZENS BANK Cuthbert, Ga. As called for by the_ Superintendent of Banks. P.M. REID, President. Date of Charter: 2-7-1938 W. E. OONEY;. Cashier. Began Business: 3-1-1938 RESOURCES Loans and Diseounts. ____ ____ __ . $ State of Georgia and Municipal Bonds O\\'ned ___________________ -------- r. S. Government Securities owned __ _ Other Stocks and Bonds owned _____ __ Banking House and Lot.___________ _ Furnitur'e and Fixtures _____________ _ Other Real Estate owned--- ______ Cash in Vault and Amount due from ap})roved Rese-rve Agents________ _ Checks for Clearing and Due from other Banks --------------------- Cash Items -----------------------Overdrafts ____ ,__________________ Advance on Cotton and other Commodities _ ___ __________ ------- Customers' Liability on Letters of Credit and Acceptances __________ _ Pro.fit and Loss____________________ _ Other Resources -------------------- 84,208.40 7,052.57 243,832.42 None 7,385.61 2,573.60 6,001.00 549,031.28 X one 1,083~12 277.82 126,582.40 None 'Xone None Total _____________________________ $ 1,028,028.22 LIABILITIES Capital Stock ______________________ $ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits ________c _________ Reserve Funds --------------------Due to Banks-----------~--------- Dividends Unpaid ------------c.c... Cashier's Checks ------------------Certified Checks _________________ __ Demand Deposits ------------------Time Certificates of Deposits.______ _ Savings Heposits ___ .:_ ______________ _ Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable ____________________ __ Notes. and Bills Rediscounted_______ _ Otheii' Liabilities ___________________ 25,000.00 None 25,000.00: 15,197.47 5,000.00 2,745.38 None 5,431.43 None 939,154.73 10,499.21 None None None None None Total.----------------------------$ 1,028,028.22 40 DEPARTMENT OF BANKING STATEMENT ~bowing, condition at the close of business December 31, 1943, of BANK OF DAHLONEGA Dahlonega, Ga. As caUed for by the Superintendent of Banks. J. F. PRUETT, ~sident. Da~ dities ___ --------------------- Customers Liability on Letters of CrPdit and Acceptances......... ______ _ Profit and Loss_____________________ _ Other Resources ------------------- Total _____________________________ $ 72,986.21 19,063.83 262,500.00 None 1,000.00 1.00 None 238,219.88 None ~one 117.29 :>one None ~one None 593,888.21 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivhled l'roflts -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__--. Dividends Unpaid -----------------CashiPr's Checks ___________________ Certified c:,ecks -------------------Demand Deposits _____ ------------Time Certificates of Deposits _________ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers_.__________ _ Bills Payable ___ ------------------Notes and Bills Rediscounted _______ _ Other Liabilities __________________ _ 25,000.00 None 5,000.00 7,527.06 None None None 1,644.45 None. 554,716.70 None None None None None None Total ----------------------------$ 593,888.21 STATEMENT Showing condition at the close of business December 31, 1943, of THE BANK OF DALTON Dalton, Ga. As called for by the Superintendent of Banks. JA'MiES J. COPELAND, PTesident. Date <>f Charter: 12-26-1911 MISS MARtGAREr'r MAULDIN, Cashier. Began Business: 10'-12-1912 RESOURCES LIABILITIES Loans and Discounts______: ---------$ 7 State of Georgia and Municipal Bonds owned ----------------~---------- 593,916.64 None Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------- 50,000.00 None 25,000.00 ::.-. U. S. Government Securities owned __ _ 400,615.27 Other Stocks and Bonds -owned______ _ 5,200.00 Banking. House and Lot.____________ 13,550.00 Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ 10,594.74 9,200.00 None Furniture and Fixtures____________ _ Other. J!,eal Estate owned ___________ _ in Cash Vault and Amount due from 2,900.00 24,233.22 Dividends Unpaid ------------------ Cashier's Checks ------------------Certified Checks ------------------- 1,270.00 412.94 None appi;t>ved Reserve Agents.--------- 488,172.49 - - Demand De-posits --------------"--- 921,283.96 Cbecks .for Clearing and Due from Time Certificates of Deposits________ _ 54,606.51 other Banks --------------------- 15,684.71 Savings Depaslts ------------------- 472,515.60 Cash Items -----------------------Overdrafts ______ ---------------- __ 532.53 78.89 Letters of Credit and Acceptances executed for Customers ___________ _ None Advance on Cotton and <>ther Com- Bills Payable ---------------------- None modities ------------------------- None Notes and Bills Rediscounted_______ _ None Customers' Liability on Letters of Credit and Acc.,ptances___________ _ None Other Liabilities -------------------- None Profit and Loss____________________ _ None Other Resources -------------------- None Total __________ -------------------$ 1,544,883.75 Total _____________________________ $ 1,544,883.75 TWENTY-FOURTH ANNUAL REPORT 41 STATEMENT Showing condition at the close of business December 31, 1943, of HARD-WICK BANK & TRUST COMPANY Dalton, Ga. ' As,called for by the Superintendent of Banks. G. L. RICE, President. Date of Oharter: 2-17-1922 R. H. SAPP, Cashier. Began Business: 2-20-1922 RESOURCES Loans and Discounts _______________.$ 418,673.22 State of Georgia and Municipal Bonds owned ______________ ----------- 72,003.33 U. S. Government Securities owned __ _ 1,911,476.03 Other Stocks and Bonds owned_______ Banking House and Lot____________ _ 98,381.60 52,820.00 Furniture and Fixtures ------------Other Real Estate owned ____________ _ 3,000.00 3,445.10 Cash in Vault and Amount due from approved Reserve Agents __________ _ 748,977.11 Checks for Clearing and Due from <>ther Banks ---------------------- None Cash Items ------------------------- ~one Overdrafts -------------- ---------- 628.99 Advance on Cotton and other Comm<>ditles ________________ c _______ _ None Customers' Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss____________________ _ None None Other Resources -------------------- None Total ______________________________ $ 3,309,405.38 LIABILITIES Capital Stock ----------------------$ 100,000.00 Capital Notes ---------------------- None Surplus Fund ---------------------- 75,000.00 Undivided Profits ------------------ 30,510.84 RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ 5,000.00 71,273.19 Dividends Unpaid -----------------. Cashier's Checks ____ , _____________ _ 7,000.00 1,118.07 Certified Checks ------------------- None Demand Deposits ------------------- 1,999,401.29 Time Certificates of Deposits _______ _ 45,789.49 Savings De.poslts ------------------- 974,312.50 Letters of Credit and Acceptances executed for Customers___________ _ None Bills Payable -------------- _______ _ :l!otes and Bills Rediscounted _______ _ None None Other Liabilities ------------------- None Total _____________________________ $ 3,309,405.38 STATEMENT Showing. c'ondition at the close of business December 31, 1943, of BANK OF D-ANIELSVILLE D-aniels-ville,. Ga. As called for by the Superintendent of Banks. R. C. GRIFFITHt President. Date of Ghal'ter: 12-11-1907 R. C. GRI1FF1T'H, Cashier. Began Business: 1-15-1908 RESOOOCES Loans and Discounts________________ $ State of Georgia and Municipal Bonds owned --------------------------U. S. Government Securities owned __ _ Other . Stocks and Bonds owned______ Banking House and Lot_____________ Furniture and Fixtures_________.____ _ Other Real 'Esta.te owned ______ __ Cash in Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing 'lind due from other Banks --------------------COavsehrdrIateftms s _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Advance on Cotton and other Commodities ------------------------- Customers' Liability on Letters of Credit and Acceptances____________ Profit and Loss_____________________ Other Resources -------------------- Total ____________________________$ 27,762.65 None 63,500.00 None 500.00 250.00 3,917.08 280,403.03 65.00 92})5 103.16 2,781. 79 None None None 379,375.26 LIABILITIES Capital Stock ________________________$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks__ --------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks -------------------Demand Deposits -----------------Time Certificates of Deposits________ Savings Deposits ------------- ___ _ Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable ---------------------.:-lotes and Bills Rediscounted _______ _ Other Liabilities ------------------- 15,000.00 None 8,000.00 1,592.00 None None None 269.67 None 345,657.97 8,855.62 None None None None N"ne Total _______________________! ___ "$ 379,375.26 ,) 42 DEPARTMENT OF BANKING. STATEMENT Showing coo:tdition at the close of business December 31, 1943, of THE DARIEN BANK Darjen, .Ga. As called for by the Superintendent of Banks. D. E. LAN~, President. Date of G.\larter: 12-8-1888 D. E. LANE, Cashier. Began Business: 1-24-1889 RESOURCES Loans and J;liscounts ________________ $ State of Georgia and Municipal Bonds owned --------------------------LJ. S. Government Securities owned __ _ Other Stocks and Bonds -owned _____ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned ____________ _ Cash in Vault and Amount due from approved Reserve Agents_________ _ Checks for Clearing and due from other Ba!lks ____________________ _ Cash Items ----------~------------Overdrafts _______ -----------------Advance on Cotton and other Com- modities ______ . __________________ Customers' Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss ______________________ _ Other Resources --------------------- Total ---- _________________________$ 68,475.80 7,000.00 313,575.00 None None None None 208,934.80 None None None None None None None 597,985.60 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks______________________ _ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand JJepuJits ------------------Time Certificates of Deposits ________ _ Savings Devosits _________________ _ Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable ---------------------Xotes and Bills Rediscounted _______ _ Other Liabilities ------------------- 25,000.00 ~one :1,000.00 8,729.46 None None 1,500.00 4,607.31 ~one 395,258.62 150.76 157,739_45 None None X one ~one Total -----------------------------$ STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF DAWSON Dawson, Ga. As called for by the Superintendent of Banks. M. C. EDW~RP:S, President. Date ofOharter: 6-29-1911 R. C. SHEPHERD, Cashier. Began Business: 7-1-1911 RESOURCES Loans and Discounts________________$ State of Heorg!a and Municipal Bonds owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds r Banks ---------------- ____ _ 22,620.16 Cash Items ------------------------ 561.26 Overdrafts ------------------------- 195.98 Advance on Cotton and other Com mod!ties ______ ________ --,-- ___ _ 52,619.40 Customers' Liability on Letters of Credit and Acceptances____________ None Profit and Loss--------------------- None Other Resources ------------------- 6,266.72 Total ___________________ ----------$ 3,233,50 2. 64 LIABILITIES Capital Stock ______________________ $ 100,000.00 Capital Notes ----------------------Surplus Fund ---------------------Undivided Profits ------------------ None 20,000.00 66,530.53 Reserve Funds --------------------- 21,231.19 Due to Banks --------------------L-- 244,518.32 Divldends Unpaid ------------------ 7,000.00 Cashier's Checks ------------------- 27,791.14 Certified Checks ------------------- 2,204.50 Demand Deposits ------------------- 2,293,662.21 Time Certificates of Deposits_______ _ 32,811.62 Savings Deposits ----------------- _ 414,136.89 Letters of Credit and Acceptances executed for Customers____________ None Bills Payable ---------------------Notes and Bills Rediscounted________ None X one Other Liabilities --------------------- 3,616.24 Total----------------------------$ 3,233,502.64 46 DEPARTMENT OF BANKING STATEMENT Showing condition at .the close of business December 31, 1943, of I'ARMERS & MERCHANTS BANK Dublin, Ga. As called for by the Superintendent of Banks. L. P. KEEN, President. Date of Charter: 5-26-1910 J. H. MADDOX, Cashier. Began usiness: 7-6-1910 RESOVRCES Loans and Discount<; ________________ $ State of Georgia and Municipal Bonds O\\'lled ~------- _________________ _ r. S. Gove-rnment Securities owned __ Other Stocks and Bonds owned_____ _ Banldng House' and Lot____________ _ Furniture and Fixtures _____________ _ Other Real Estate owned ____________ Cash in Vault and Amount due from approved Reserve Agents _________ _ Checl{s for Clearing and Due from other Banks --------------------Cash Items ------------------------Overdrafts __ ----------------------Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss____________________ _ Other Resources -------------------- 218,771.36 X one 614,984.90 ~one None 2,131.00 1,925.83 717,959.28 2,903.68 142.71 62:i.65 10,848.8:1 X one None X one Total _____________________________ $ 1,5 70, 293.24 LIABILITIES Ca11ital Stock ----------------------$ 25,000.00 Capital Xotes ... -------------------- Surplus Fund ________________ _ Undivided Profits __________________ 7,900.00 5,000.00 20,624.59 Reserv-e Funds --------------------Due to Banks______________________ _ 3,851.50 None Dividends l~npaid -----------------Cashier's Checks __________________ _ None 6,011.81 Certified Checks -------------------- ~one Demand Deposits __________________ _ 1,348,740.42 Time Certificates of Deposits________ 61,387.33 Savings Deposits ------------------- 91,777.59 Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable _____________________ _ X one X{)ne Xotes and Bills Rediscounted_______ _ None Other Liabilities ------------------- None Total ----------------------------$ 1,570,293.24 STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF DUDLEY Dudley, Ga. As called for by the Superintendent of Banks. Date of Charter: 10-5-1905 RUBEiR,T' L. HOGAN, Cashier. Began Business: 11-1905 RESOURCES Loans and J)iscounts ________________$ State of Georgia and Municipal Bonds owned _ ------------------------- U. S. Government Securities owned __ _ Other Stocks and Bonds owned_____ _ Banking House and Lot____________ _ Furniture and Fixtures _____________ _ Other Real Estate owned ____________ _ Cash in Vault and Amount due from approved Reserve Agents __ ------ _ Checks for Clearing and Due from other Banks --------------------- Cash It<>ms __ ---------------------Overdrafts __ ___ ------------- Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss____________________ _ Other Resources -------------------- Total _____________________________$ 150,234.13 5,659.23 65,000.00 Xone 500.00 500.00 200.00 72,585.63 N-one 615.82 99.79 90,067.63 None None ~one 385,462.23 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund -------------------l:ndivided Profits -----------------Reserve Funds --------------------Due to Banks ______________________ _ Dividends Unpaid _________________ _ Cashier's Checks ------------------Certified Checks __________________ _ Demand Deposits __________________ _ Time Certificates of Deposits _______ _ Savings Deposits __________________ _ Letters of Credit and Acceptances executed for Customers------------ Bills Payable ______________ -------Notes and Bills Rediscounted ________ Other Liabilities ------------------- 15,000.00 None 14,000.00 644.53 5,160.91 None .None 6,112. 71 None 276,064.00 68,480.02 ~one None None X one None Total ----------------------------$ 385,462.23 TWENTY-FOURTH ANNUAL REPORT 47 STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF EASTMAN Eastman, Ga. As called for by the Superintendent of Banks. W. L. JESSUP, President. Date of Charter: 12-28-1918 GEO. D. MULLIS, Cashier. Began Business: 1-2-1919 RESOURCES Ldans and Discounts ______________ $ State of Georgia and :Municipal Bonds O\\'ned _________________________ _ r. S. Government Seeurities owned __ Other Stocks and B(}nds owned ______ _ Banldng House and Lot____________ _ Futniture and Fixtures __, ___________ _ Other Real Estate owned_~~--- _____ _ Cash in Vault and Amount due from approved Reserve Agents_________ _ ChEcks for Clearing and Due from other Banks ----------~-~------- Cash Items ------------~----------Overdrafts ____ --~ -----~---------- _ Advance on Cotton and other Conl- modities -----------------------Customers' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss----------~---------Other Resources ___________________ _ 232,351.4E 34,568.00 324,700.00 X one 10,000.00 1,750.00 6,537.50 700,971.77 21,720.83 1,407.83 None 35,951.72 X one X one 5,313.02 LIABILITIES Capital Stock ______________________ $ 40,000.00 Cailital Xotes ---------------------Surplus Fund ______________________ 5,000.00 40,000.00 Undivided Profits __________________ 8,857.39 Reserve Funds --------------------Due to Banks_______________________ tJone N.one Dividends Unpaid ------------------ None Cashier's Checks ------------------- 1,292.80 Certified Checlther Banks --------------------Cash Items ------------------------ _ Overdrafts ------------------------Advance on Cotton and other Com- modities _______ . ---------------Cust.Qmers' Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss____________________ _ Other Resources __________________ _ 48,076.19 :None 70,000.00 None 2,000.00 None None 366,420.04 ~one :Sone None 1,421.11 None None 1,484.31 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ----- _____________ _ Undivided Profits -----------------Reserve Funds ---------------------Due to Banks------- ______________ _ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks -------------------Hemand Deposits _______ ----------Time Certificates of Deposits ________ _ Savings Deposits ------------- ___ _ Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable __ ------------------Xotes and Bills Rediscounted______ .. Other Liabilities ------------------- 2:i,OOO.OO X one 5,000.00 13,625.07 !\one Xone ~one .None X one 434,517.70 11,199.48 X one None X one Xone None Total -"-------------- ____________ $ 489,402.25 Total ----------------------------$ 489,402.25 STATEMENT Showing condition at the close of business December 31. 1943. of FAIRBURN BANKING COMPANY Fairburn, Ga. As called for by the Superintendent of Banks. G. F. LONGINO, Preside'Illt. Date of Charter: 9-14-1891 MRS. WINNEIR B. LONGINO, Cashier. Began Business: 1902 RESOURCES Loans and Discounts ________________ $ State of Georgia and Municipal Bonds owned _ ___ _____ _____________ _ U. S. Government Securities owned __ Other Stocks and Bonds owned______ _ Banking House and LoL ___________ _ Furniture and Flrtures ____________ _ Other Real Estate owned ____________ _ Cash in Vault and Am<>unt due from approved Reserve Agents________ _ Checks for Clearing and Due from other Banks -------------------- . Cash Items -----------------------Overdra,fts ---------------- -------Advance on Cotton and other Commodities ___ . -----------------Customers' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss __________ ---------Other Resources -------------------- T<>tal ___ _:_________________________$ 106,826.96 X one 243,900.00 None 6,375.60 1,280.00 627.81 153,196.06 None 1,284.00 None 16,075.59 X one Xone 2,608.69 532,114.11 LIABILITIES Capital Stock ----------------------~ Capital Xotes ---------------------Surplus Fund ---------------------l'ndlv!ded Profits -----------------Reserve Funds ____________________ _ Due to Banks ---------------------Dividends Unpaid __________________ Cashier's Checlrs' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss_____________ -------- Other Resources -------------------- 78,059.57 None 100,000.00 None 2,500.00 400.00 28,697.00 792,838.89 282.79 X one None 40,379.82 None None None Total _____________________________$ 1,043,158.07 LIABILITIES Capital Stock ______________________ $ SCuarppitlauls NFuotneds _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- Undivided Profits -----------------Reserve Funds --------------------Due to Banks______________________ _ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits _________________ _ Time Certificates of Deposits_______ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers__________ _ Bills Payable ----------------------:\otes and Bills Rediscounted________ Other Liabllltioo -------------------- 50,000.00 None 50,000.00 328.65 None Non& None None None 942,829.42 Non~ None None None None None Total ----------------------------$ 1,043,158.07 STATEMENT Showing condition at the close of business December 31, 1943, of MONROE COUNTY BANK Forsyth, Ga. As called for by the 8uperintendent of Banks. W. C. HILL, PresidenJt. Date of Charter: 11-2-1908 C. F. HEARD, Cashier. Began Business: 10-15-1908 RESOURCES Loans and Discounts ________________$ State of Georgia and Municipal Bonds owned __ ------------ ---------- _ U. S. Government Securities -owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot_ ____________ _ Furniture and Fixtures---------------Other Real Estate owned__ __________ _ Cash in Vault and Amount due fl'Om approved Reserve Agent-s _________ _ Checks for Clearing and Due from other Banks --------------------- Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities -~--------------------- Customers' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss ____________ -------- Other Resources -------------------- 209,685.25 5,000.00 250,525.00 !1,250.00 1,500.00 1.00 2,422.00 14:l,147.84 12,098.97 None None None None None None Total ----------------------------$ 635,630.06 Capital Stock LIABILITIES _______________________ f Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------DReuseertvoe BFaunnkdss___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- Dividends Unpaid ------------------ Cashier's Checks ------------------- Certified Cheeks ------------------- Demand Deposits ------------------ _ Time Certificates of Deposits ________ _ Savings Deposits _________________ _ Letters of Credit and Acceptances executed for Customers __________ _ Bills Payable _____________________ _ :\otes and Bills Rediscounted________ Other Liabilities ------------------- 25,000.00 None 22,500.00 3,050.08 None None None 148.80 None 4C>4,075.02 None 124,9!16.49 None ~one None 5,859.67 Total _____________________________ $ 635,630.06 54 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of FORT GAINES BANKING CO. Fort Gaines, Ga. As called for by the Superintendent of Banks. W. B. HALEY, Preside'lllt. Date Qf Charter: 2-1i-1937 W. G. GRIMSLEY, Cashier. Began Business: 2~15-1937 RESOURCES Loans and Discounts____ -----------$ State of Georgia and Municipal Bonds owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and LoL_____________ Furniture and Fixtures-------------Other Real Estate owned___________ _ Cash in Vault and .Amount due from approved Reserve .Agents_________ _ Checks for Clearing and Due from other Banks --------------------Cash Items -----------------------Overdrafts ------------------------.Advance on C{)tton and other Com- modities -----------------------Customers' Liability on Letters of Credit and .Acceptances____________ Profit and Loss--------------------Other Resources -------------------- TotaL___________________________ $ 174,644.33 None 161,10fr.OO None 2,300.00 1,500.00 None 521,554.94 356.07 None X one None X one None None 861,455.34 LIABILITIES Capital Stock ______________________$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks_______________________ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits________ _ Savings Deposits ------------------Letters of Credit and .AcceJ>(ances executed for Cust"'mers___________ Bills Payable ---------------------Notes and Bills Rediscf Oharter: 12-31-1942 T. R..SMITH, Oashier. Began Business: 1-4-1943 RESOURCES Loans and Discounts _____________ $ State of Georgia and llunlc[pal Bonds owned ______________ ____________ U. S. Government Securities owned __ Other Stocks and Bonds owned______ _ Banking House and Lot_ _____________ Furniture and Fixtures-------~-----Other Real Estate owned____________ _ Cash in Vault and Amount due from approved Reserve Agents __________ _ Checks for Clearing and Due from other Banks --------------------- Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss----------------- ___ _ Other Resources -------------------- Total _____________________________$ 34,761.43 None 150,000.00 None None 2,000.00 None 86,238.13 1,173.26 1,998.8i None 13,723.97 None None 743.00 290,638.60 LIABILITIES Capital Stock ----------------------$ Capital Notes ----------------------Surplus Fund ---------------------Undivided Profits ------------------Reserve Fund's ---------------------Due to Bank----------------------~ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits _________________ _ Time Certificates of Deposits ________ _ ~Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers___________ Bills Payable ---------------------Notes and Bi!ls Rediscounted________ Other Liabilities,-------------------- 30,000.00 None 6,000.00 335.21 None None None 1,571.19 None 217,127.55 35,604.65 None ~one None X one )lone Total ----------------------------- $ 290,638.60 TWENTY-FOURTH ANNUAL REPORT 57 STATEMENT Showing condition ~t the close of business December 31, 1943, of THE GLENNVILLE BANK Glennville, Ga. As called for by the Supezintendent of Banks. C. W. KICKLIGHTER, Presiden1t. Date of Clharter: 1-12-1905 J. A. BACON, Cashier. Began Busness: 1-18-1905 RESOURCES Loans and Discounts ____ ________ $ State of Georgia and Municipal Bonds owned _---------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot______ -----Furniture and Fixtures _____________ _ Other Real Estate owned ___________ _ Cash In Vault and Amouut due from approved Reserve Agents--------Checks for Clearing and Due from other Banks ----------------------Cash Items -----------------------Overdrafts ---------------- ________ _ Advance on Cotton and other Com- modities ------------------------Customers' . Liability on Letters of Credit and Acceptances___________ _ Profit and Loss ____________________ _ Other Resources -------------------- 203,189.60 None 504,500.00 None 5,300.00 2,300.00 1,100.00 301,931.02 None None None 2,210.65 None None None Total ______ ____________________$ 1,020,531.27 LIABILITIES Capital Stock -----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid -----------------Ca.shier's Checks ------------------Certified Checks __________________ _ Demand Deposits __ ----------------Time Certificates of Deposits _______ _ Savings Deposits ____ ___ ---------;7 Letters of Credit and Acceptances executed for Customers___________ Billa Payable __ -----------------. ::'iiotes and Bills Rediscounted _______ _ Other L!abl!lties -------------------- 30,000.00 7,500.00 12,000.00 372.32 17,500.00 None Nnne 8,506.02 Nnne 767,838.32 139,880.14 36,934.47 None None None :None Total -------------- --------------$ 1,020,531.27 STATEMENT Showing condition at the close of business December 31, 1943, o( BANK OF GRAY Gray, Ga. As called for by the Superintendent of Banks. D. V. CHILDS, Presidenlt. Date of Charter: 8-23-1909 J. L. MERCER, Cashier. Began Business: 8-28-1909 Loans and RESOURCES Discounts ________________ f State of Georgia and Municipal Bonds owned ~ -------- ----------------- U. S. Government Securities owned __ Other Stocks and Bonds owned______ _ Banking House and Lot _____________ _ Furniture and Fixtures ______________ Other Rea,J Estate owned ___________ _ Cash In Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from other Banks _____________________ Cash Items ________________________ Overdrafts -------- ________________ _ Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances____________ Profit and Loss____________________ _ Other Resources -------------------- 18,437.12 2,819.03 79,000.00 l,l}OO.OO 1,547.50 900.00 8,830.65 153,302.97 Nona None None None None 7 44.42 None Total ----------------------------$ 266,581.69 LIABILITIES Capital Stock --- ------------------$ Capital ::'iiotes ---------------------Surplus Fund -------------------Undivided Pmflts -----------------Reserve Funds _ ----- ____ ---------Due to Banks__ ------------------Dividends l!npaid ---------------- __ Cashier's Checks ___________________ _ f'ertified Checks --------------~--Demand Deposits _________________ _ Time Certificates of Deposits _________ Savings Deposits ------------------. Letters of Credit and Acceptances executed for Customers__________ _ Billa Payable __ - _______________ _ Xotes and Bills Rediscounted_______ _ Other Liabilities -------------------- 15,000.00 7,500.00 None None 4,000.00 None None 4,512.94 None 235,567.75 LOO None X one None None None Total ____________________________ $ 266,581.69 58 DEPARTMENT OF B;\NKING STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF GREENSle ---------------------Xotes and Bills Rediscounted________ None :Sone Other Liabilities -------------------- 459.52 --------------------------------------------------------------- Total _____ .. ____________________$ 3,941,720.58 Total _______________________ ------$ 3,941,720.58 STATEMENT Showing condition at the close of business December 31, 1943, of THE STATE BANK GRIFFIN, GA. As called for by the Superintendent of Banks. D. R. CUMMING, Pres,ident. Date of Charter: 4-24-1933 S. T. MARTIN, Oasihier. Began Business: 5-2-1933 RESOURCES Loans and I'iscounts _________________ $ 482,784.93 State of Georgia and MuniciJ}al Bonds owned --------------------------- 26,877.94 U. S. Government Securities owned __ _ 2,774,012.41 Other Stocks and Bonds owned ______ _ Banking House and Lot____________ _ Furntture and Fixtures_____________ _ None :None 4,914.85 Other Real Estate owned __________ _ X one Cash in Vault and Amount due from approved Reserve Agents_________ _ 951,493.89 Checks for Clearing and Due from other Banks -------------------- _ ,Cash Items ------------------------ 54,755.58 Xone Overdrafts ------------------------- 664.74 Advance on Cotton and other Com- modities ______ -------- ----- 9,130.82 Customers' Liability on Letters of Credit and Acceptances ____________ _ Profit and Loss _____________________ X one X one Other Resources -------------------- None Tot.al ____________________________$ 4,304,635.16 LIABILITIES Capital Stock ______________________ $ 50,000.00 Capital Notes ---------------------- None Surplus Fund ---------------------- 100,000.00 Undivided Profits ------------------ 42,114.91 RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Nt>ne 359.78 Dividends Unpaid ------------------ None Cashier's Checks ------------------- 2,545.80 Certified Checks -------------------- 2.00 Demand Deposits ------------------- 3,794,047.29 Time Certificates of Deposits_________ 8,964.62 Savings Deposits ------------------- 305,807.60 Letters of Credit and Acceptances executed .for Customers__________ _ None Bills Payable ---------------------- None Xotes and Bills Rediscounted_______ _ Other Liabilities ____________________ None 793.16 TotaL____________________________$ 4,304,635.16 60 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of JONES COUNTY BANK Haddock, Ga. As called for by the Superintendent of Banks. GRADY A. SMITH, Presddenit. Date of Charter: 7-14-1905 GRADY A. SMITH, Casihier. 7-25-1905 RESOURCES Loans and Discounts________________ $ State .of Georgia and Municipal Bonds owned --------------------------U. S. Government Securirties owned __ _ Other Stocks and Bonds owned______ _ Banking House and LoL____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned___________ Cash in Vault and Amount due from approved Reserve Agents _______ _ Checks for Clearing and Due from other Banks --------------------- Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss____________________ _ Other Resources ___________________ _ 182,857.53 None 25,000.00 None 1.00 None None 61,751.84 None None 97.59 None None None None Total ----------------------------$ 269,707.96 LIABILITIES Capital Stock ______________________ $ Capital Notes ---------------------Surplus Fund ---------------------Undivided 1'\rofits -----------------RDeuseertvoe BFaunnkdss___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits --------------~---Time Certificates of Deposits_______ _ Savings Deposits _____ -------------Letters of Cred!Jt and Acceptances executed for Customers__________ _ Bills Payable ---------------------Notes and B!lls Rediscounted_______ _ Other Liab!Jities ------------------- 25,000.00 None 5,000.00 90.06 790.64 None None 2,214.42 None 196,612.84 40,000.00 N()ne None None None None Total ____________________________ $ 269,707.96 STATEMENT Showing condition at the close of business December 31, 1943, of THE CITIZENS BANK OF HAHIRA Hahira, Ga. As called for by the Superintendent of Banks. D. K. HOLLIS, Presideillt. Date of Charter: 2-12-1927 H. T. SCRUGGS, Oasihier. Began Business: 2-21-1927 RESOURCES Loans and Discounts ________________ $ State .of Georgia and Municipal Bonds owned. ---------------------------U. S. Government Securities owned __ Other Stocks and Bonds owned______ Ba,nking House and LoL____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned__ ______ _ Cash in Vault and Amount due from approved Reserve Agents _______ _ Checks for Clearing and Due from oth<>r Banks --------------------Cash Items -----------------------Overdrafts ____ --------------------Advance on Cotton and other Com- modities ------------------------Customers' Lia bil!ty on Letters of Credit and Acceptances___________ _ Profit and Loss ____________________ _ Other Resources ------------------- _ Total ____________________________ $ 130,043.7:l X one 191,700.00 N<>ne 509.20 1,263.7~ None 120,379.82 None None None None X one X one ~one 443,896.4 j LIABILITIES Capital Stock ______________________ $ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_ Dividends Unpaid -----------------Cashier's Checks ___________________ Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits_______ _ Savin~ Deposits __________________ _ Letters of Credit and Acceptances executed fior Customers__________ _ Bills Payable ---------------------Xr>tes and Bills Rediscounted _______ _ Other Liabilities ___________________ 15,000.00 3,050.00 3,000.00 999.92 2,950.00 None 900.00 223.21 None 318,727.24 39,127.73 58,277.52 None :Sone X<>ne 1,640.85 Total _____________________________$ 443,896.47 TWENTY-FOURTH ANNUAL REPORT 61 STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF COLUMBIA COUNTY Harlem, Ga. As called for by the Superintendent of Banks. J~ T. BARNS,LE:Y, Presidenlt. Date of Charter: 11-29-1909 E. D. CLARY, JR., Oashler. Began Business: 12-13-1909 RESOURCES Loans and Discounts_________________ $ State <>f Goorgia and Municipal Bonds owned --------------------------U. S. Government Securities owned __ _ Other Stocks a,nd Bonds owned....... Banking House and Lot____________ _ Furniture ..ud Fixtures_____________ _ Other Real Estate owned___________ _ Cash in Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from other Banks ------------ _______ _ CaOshverIdtermafsts --_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other Commodities ------------------------- Customers' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss____________________ _ Other Resources ___________________ _ Total ____________________________ $ 98,809.22 17,736.58 117,250.00 5,175.00 2,700.00 300.00 2,049.50 153,630.12 None None 7.64 None None X one ~one 397,658.06 LIABILITIES Capital Stock ______________________ $ Capital Notes ---------------------Surplus Fund ---------------------Undivided Pr<>fits _________________ _ DRueseertvoe BFaunnkdss__-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid -----------------Cashier's Checks ------------------CDeermtiafniedd DCehpeocskitss -_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Time Certificates of Deposits ________ _ Savings Depasits ___________________ Letters of Credit and Acceptances executed fital Stock ______________________$ Capital Notes ---------------------Surplus Fund ___.__________________ _ Undivided Profits -----------------DReuseertvoe BFaunnkdss___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- D-ividends Unpaid -----------------Cashier's Checks ------------------Centif!ed Checks ------------------Demand Deposits ------------------Time Certificates of Deposits________ _ Savings DeJ){)sits ------------------Letters of Credit and Acceptances executed for Customers__________ _ Bills Payable ---------------------Xotes and Bills Rediscounted_______ _ Other Liabilities ------------------- 15,000.00 None 5,000.00 6,682.68 None None None 354.36 None 547,320.45 None None None None None None 'l'otal ----------------------------$ 574,357.49 STATEMENT Showing condition at the close of business December 31, 1943, of THE HINESVILLE BANK Hinesville, Ga. As called for by the Superintendent of Banks. D. F. MARTIN, PresidenJt. Date of Charter: 9-4-1911 T. H. McDOWELL, OaSihier. Began Business: 11-15-1911 RESOURCES Loans a,nd Discounts _ __ $ State of Georgia and Municipal Bonds owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned ____ _ Banking House and Lot_ ___________ _ Furniture and Fixtures _____________ _ Other Real Estate owned _______ ~ __ Cash in Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from other Banks -"------------------Cash Items ---------~ _____________ _ Overdrafts ____________ --~--------- Advance on Cotton and other Commodities ________________ --------- Customers' Liab!Hty on Letters of Credit and Acceptances___________ _ Profit and Loss ____________________ _ Other Resources -------------------- 186,008.86 1,060.00 528,853.96 None 1,272.27 5,952.76 None 514,702.05 150.00 32.78 414.86 None None 1,313.01 None Total----------------------------$ 1,239,760.55 LIABILITIES Capital Stock ----------------------$ 25,000.00 Capital Notes ---------------------- Noue Surplus Fund __ -------------------Undivided Profits __________________ 20,000.00 7,454.10 Reserve Funds ~-------------------Due to Banks_______________________ 5,000.00 None Dividends Unp.aid ------------------ None Cashier's Cheeks ------------------- 9,426.27 Certified Checks ------------------- None Demand Deposits ------------------- 1,108,951.40 Time Certificates of DeposLts _________ 62,844.80 Savings Deposits ------------------- None Letters of Credit and Acceptances executed ~or Customers __________ _ None Bills Payable ---------------------- None Notes and Bills Rediscounted_______ _ None Other Liabilities ------------------- 1,083.98 Total---------------------~------$ 1.239,760.55 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF ILA Ila, Ga. As called for by the Superintendent of Banks. G. H. WESTBROOK, PresidenJt. Date of Charter: 10-11-1910 J. W. BURNETTE, Oasihier. Began Business: 10-15-1910 RESOURCES Loans and Discounts ___ . _________ $ State of Georgia and }[uniclpal Bonds owned ___________________________ U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and LoL___________ . Furniture and Fixtures_____________ _ Other Real Estate Owned ___________ _ Cash In Vault and Amount due from approved Reserve Agents ________ _ Checks for Clearing and Due from other Banks --------------------Cash Items -----------------------Overdrafts ---------------- _______ _ Advance on Cotton and other Com modities --------------------- __ _ Customers' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss ____________________ _ Other Resources -------------------- Total ____________________________ $ 20,203.53 None None None 1,315.85 808.92 3,964.04 26,571.12 None Xone ~one X one Xone X one None 52,863.46 LIABILITIES Capital Stock ______________________$ Capital Notes ---------------------Surplus Fund -------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid -----------------Cashler's Checks ------------------Certified Checks -------------------Demand Deposits ________________ _ Time Certificates of Deposits_______ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers__________ _ Bills Payable ----~---------- ------Notes and Bills Rediscounted _______ _ Other Liabilities -------------- ____ _ 15,000.00 None 7,500.00 156.64 None None ::Sone ~one None 27,774.81 2,339.51 :l\one None None None 92.50 Total __ ----------------------------$ 52,863.46 STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF JONESBORO Jonesboro, Ga. As called for by the Superintendent of Banks. ELIZABETH M. BLALOCK, President. Date of Charter: 10-6-1903 J. B. PULLIAM, Cashier. Began Business: 11-7-1903 RESOURCES Loans and Discounts _____________ $ Staotweneodf G_e_o_r_g_i_a__a_n_d__Mun_i_c_ip_a_l__B_o_n__ds_ U. S. Government Securities owned __ _ Other Stocks and Bonds owned _______ _ B&nklng House and Lot_ ___________ _ Furniture and Fixtures _____________ _ Other Re.al Estate owned ___________ _ Cash in Vault and Amount due from approved Reserve Agents ________ _ Checks for Clearing and Due from othe-r Banks ____________________ _ OCcv>e.hrdrIateftms s _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Advance on Cotton and other Commodities _____ ------------------ Customers' Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss--------------------Other Resources -------------------- Total _____________________________ $ 76,329.28 None 244,350.00 None 1.00 1.00 9,198.93 322,762.65 None Co/one 605.36 8,680.41 ;\one X one. :None 661,928.63 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ----~----------------Undivided Profits ________ ---------RDeuse0rtvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid _----------------Cashier's Checks __ ----------------Certified Checks ------------------Demand Deposits __________________ _ Time Certificates of Deposits________ _ Savings Deposits __________________ Letters of Credit and Acceptances executed fior Customers---~------ Bills Payabl" ---------------------Xotes and Bills Rediscounted _______ _ Other Liabilities ------------------- 25,000.00 None 25,000.00 912.60 1,000.00 None 1,500.00 355.59 Co/one :i56,508. 76 ~Qne 51,651.68 :Sone None ~one X one Total. ____________ ----------------$ 661,928.63 TWENTY-FOURTH ANNUAL REPORT 65 STAT~MENT Showing condition at the close of business December 31, 1943, of FARMERS & MERCHANTS BANK Junction City, Ga. As called for by the Superintendent of Banks. C. W. 1\000RE, PresidenJt. Date of Charter: 3-23-1912 MRS. T. W. LEST'ER, Casihier. Began Business: 4-3-1912 RESOURCES Loans and Discounts -------------$ State of Georgia and Municipal Bonds owned --------------------------U. S. Government SecurUies owned __ Other Stocks and Bonds owned______ Banking House and Lot_____________ _ Furniture and Fixtures ______________ Other Real Estate owned____________ Cash In Vault and Amount due from approved Reserve Agents__________ Checks for Clearing and Due from CaosthheIrteBmasnk_s___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Overdrafts ________________ . ________ Advance on Cotton and other Commodities ______ ____ ------------ Customers' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss--------------------Other Resources -------------------- Total ____________________________ $ 1a,058.69 X one 41,000.00 None 725.00 675.00 None 137,506.45 None None None X one X one X one- X one 194,965.14 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------- Surplus Fund ---------------------- Undivided Profits ------------------ RDeuseertvoe Funds ---------------------Banks______________________ _ Dividends Unpaid -----------------Ca-shier's Checks ------------------- Certified Checks ------------------Dema.nd Deposits _ ------- ---------Time Certificates of Deposits_________ Savings Deposits ------------------Lettt>rs of Credit and Acceptances executed for Customers__________ _ Bills Payable ---------------------Xotes and Bills Rediscounted_______ _ Other Liabilities ------------------- 15,000.00 15,000.00 None 383.08 None None 450.00 36.32 None 162,343.93 1,751.81 None None None None None 'J1otal ----------------------------- $ 194,965.14 STATEMENT Showing condition at the close of business December 31, 1943, of KENNESAW STATE BANK Kennesaw, Ga. As called for by the Scperintendent of Banks. J. G. LEWIS, PresidenJt. Date of Charter: 4-20-1910 L. C. CHALKER, Cashier. Began Business: 3-10-1910 RESOURCES Loans and Discounts_______ . _ ------$ State of Georgia and Municipal Bonds owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned _____ _ Banking House and Lot_____________ Fur,nlture and Fixtures-------------Other Real Estate owned ___________ _ Cash in Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from other Banks --------------------Cash Items -----------------------Overdrafts _____ --------------------Advance on Cotton and other Com- modities __ __ _______ _______ _ Cu~tomers' Liability on Letters of Credit and Acceptances____________ Profit and Loss ____ ----------------0-ther Resources -------------------- Total _____________________________$ 38,738.97 None' X one ~one 3,040.00 1,368.00 None 94,120.59 None X one 160.30 11,945.00 ~one None ~one 149,372.86 LIABILITIES Capital Stock ______________________$ Capital Notes ---------------------Surplus Fund _____________________ _ Undivided Profits -----------------RDeu.egertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid -----------------Cashier's Checks __ ----------------Certified Checks ------------------Demand Deposirts -----------------Time Certificates of Deposits________ Savings Deposits -------------------Letters of Credit and Acceptances executed for Customers___________ Bills Payable ---------------------Xates and Bills Rediscounted________ Other Liabilities ------------------- 15,000.00 None None 789.03 1,400.00 None None 6.50 None 75,932.69 56,244.64 None None Nooe None None Total ____________________________ $ 149,372.86 66 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of STATE BANK OF KINGSLAND Kingsland, Ga. As called for by the Superintendent of Banks. S. C. SHEFFIELD, Presidem. Date of Charter: 11-26-1912 F. T. T'ILLER, OaSih.ier. Began Business: 12-10-1912 RESOURCES Loans and Discounts____ _________ $ State of Georgia and Municipal Bonds owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned _____ _ Banking House and Lot____________ _ Furniture and Fixtures ____________ _ Other Real Estate owned ___________ _ Cash In Vault and Amount due from approved Reserve Agents_________ _ Checks for Clearing and Due from otht>r Banks --------------------Cash Items -----------------------Overdrafts ----------------------- __ _ Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances____________ Profit and Loss--------------------O.ther Resources -------------------- 85,497.84 None 160,000.00 None 5,310.00 3,168.00 None 275,378.72 None None 12.75 None None None None LIABILITIES Capital Stock ______________________ $ Capital Xotes ---------------------Surplus },und --~ ------------------Undivided Pmfits __ ---------------Reserve Funds --- _.._______________ _ Due to Banks______________________ _ Dividends Unpaid -----------------Cashier's Checks ___________________ Certified Checks . ------------------Demand Deposits __________________ _ Tin1e Cert!f.icates of Deposits_______ _ Savings Deposits __________ -----~-Letters of Credit and Acceptances executed for Customers___________ Bills Payable ---------------------Xotes and Bills Rediscounted_______ _ Other Liabilities ------------------- 15,000.00 None 21,000.00 397.74 1,633.08 X one 1,500.00 3,413.43 X one 411,107.23 X one 75,315.83 None None X o-ne X one 'Jiotal ----------------------------$ 529,367.31 Total -----------------------------$ 529,367.31 STATEMENT Showing condition at the close of business December 31, 1943, of THE BANK OF LAFAYETTE LaFayette, Ga. As called for by the Superintendent of Banks. C. C. GIle ---------------------Notes and Bills Rediscounted _______ _ Other Liabilities ------------------- 15,000.00 None 3,000.00 696.92 ~one ~one None 7.40 'Xone 93,373.74 6,355.53 None :Sone :Sone ~one None TotaL____________________________$ 118,433.59 TWENTY-FOURTH ANNUAL REPORT 69 STATEMENT Showing condition at the close of business December 31, 1943, of NORTHEAST GEORGIA BANK Lavonia, Ga. As called for by the Superintendent of Banks. C. A. KIDD, Presidenlt. Date of Charter: 9-20-1940 W. N. HARRISON, Oashier. Be,gan Business: 9-23-1940 RESOURCES Loans and Discounts _______________$ State of Georgia and Municipal Bonds owned __________________________ _ U. S. Government Securities owned __ _ Other Stocks and Bonds owned------Banking HoMe rnd Lot____________ _ Furniture and Fixtures _____________ _ Other Real Estate owned___________ _ Cash in Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from other Banks --------------------Cash Items ---------------- _______ _ Overdrafts ------------------------Advance on Cotton and other Com- modities -----------------------Customers' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss____________________ _ Other Resources -------------------- Total ____________________________ $ 139,939.18 ~one 434,500.00 None 4,500.00 2,600.00 None 319,352.24 None 585.44 None None ~one None Xone 901,476.86 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand DeposLts ------------------Time Certificates of Deposits _______ _ Savings Deposits ------------------Lettes of Credit and Acceptances executed f'Or Customers__________ _ Bills Payable ---------------------Xotes and Bills Rediscounted_______ _ Other Liabilities ------------------- 25,000.00 None 25,000.00 1,521.97 None None 418.50 183.15 None 777,150.39 38,361.78 N9ne None None None 33,841.07 Total ----------------------------$ 901,476:86 STATEMENT Showing condition at the close of business December 31, 1943, of THE BRAND BANKING CO. Lawrenceville, Ga. As called for by the Superintendent of Banks. BARTOW MORGAN, Presidelllt. Date of Charter: 6-2-1905 F. F. DOWIS, Oashier. Began Business: 7-17-1905 RESOURCES Loans and Discounts_ ------------- $ State of Georgia and Municipal Bonds owned ________ ---- _ ---------U. S. Government Securities owned ___ Other Stocks ll!nd Bonds owned.. ____ _ Banking House and LoL ____________ _ }.,urniture and Fixturts______________ Other Real Estate owned ____ ------Cash in Vault and Amount due from approved Reserve Agents.. _____ _ Checks for Clearing and Due from other Brnks ____________________ _ Cash Items -----------------------Overdrafts ______ ------------------Advance on Cotton and other Com- modities _____ ------------------Customers' Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss ____________ c_______ _ Other Resources -------------------- 151,522.04 38,693.82 625,197.70 32,935.43 None 2,641.00 10,564.12 516,880.17 None ~one :None None :Xone None None TotaL____________________________$ 1,378,434.28 LIABILITIES Capital Stock ----------------------$ Capital Notes ______ ---------------Surplus Fund ---------------------Undivided Profits __________'_______ _ RDeuseertvoe BFaunnkdss__-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_--_ - Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits __ ----------------Time Certifica-tes of Deposits_______ _ Savings Deposits ------------------Letters of Cl'edit and Accepta,nc~ executed for Customers___________ Bills Payable ---------------------Notes and Bills Rediscounted _______ _ Other Liabilities ------------------- 50,-G00.\10 None 50,000.00 28,804.52 }I'one None None 524.98 None 926,715.35 322,355.99 None None None ~one 33.44 TotaL _____________ --------------$ 1,378,434.28 70 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF LENOX Lenox, Ga. As called for by the Superintendent of Banks. R. H. ROBINSON, President. Date of Charter: 6-20-1907 R. H. ROBINSON, Cashier. Began Business: 6-25-1907 RESOURCES Loans and Discounts ________________$ State of Georgia and Municipal Bonds owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned_______ Banking House and LoL_____________ Furniture and Fixtures_____________ _ Other Real Estate owned____________ Cash In Vault and Amount due from approved Reserve Agents__________ _ Checks for Clearing and Due from . other Banks --------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances ____________ _ Profit and Loss ____________________ _ Other Resources -------------------- Total _____________________________$ 126,169.83 None 301,500.00 None 1.00 1.00 None 210,666.68 None None 32.94 None None None None 638,371.45 LIABILITIES Capital Stock -----------------.-----$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits _________________ _ RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits -------------------Time Certificates of Deposits _______ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable ---------------------Xotes and Bills Rediscounted ________ Other Liabilities ------------------- 25,000.00 None 25,000.00 6,224.24 None None 1,250.00 1,647.38 None 444,369.38 134,880.45 None ~one None None. None Total ----------------------------$ 638,371.45 STATEMENT Showing condition at the close of business December 31, 1943, of FARMERS & MERCHANTS BANK Leslie, Ga. As called for by the Superintendent of Banks. W. T. ANDERSON, Presidenlt. Date of Oharter: 12-1940 W. T. ANDERSON, Cashier. Began Business: 1-2-1941 RESOURCES Loans and Discounts ____________ $ l:(tate of Georgia and Municipal Bonds owned --------------------------U. S. Government Securities owned __ .Other Stocks and Bonds owned_______ Ifanking House and Lot____________ _ Furniture and Fixtures _____________ _ Other Real Estate owned____________ Cash In Vault and Amount due from approved Reserve Agents _ __ __ __ Checks for Clearing and Due from other Banks -------------------- _ Cash Items -------------C---------Overdrafts _______ ------------------Advance on Cotton and other Com- modities ____ ------'-------- _____ _ Customers' Liability on Letters of Credit and Acceptances ____________ Profit and Loss--------------------Other Resources ----------------- __ _ 96,439.50 None 50,000.00 None 1,500.00 1,000.00 None 188,404.77 None 10.00 6.50 187.45 X one None None LIABILITIES Capital Stock ______________________ $ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds ____________________ _ DIJu!yeidtoendBsaUnknpsa-i-d---_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_. Cashier's Checks __________________ _ Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits _______ _ Savings Deposits __________________ _ Letters of Credit and Acceptances executed for Customers ___________ _ Bills Payable ---------------------Xotes and Bills Rediscounted _______ _ Other Liabilities __________________ _ 25,000.00 None 5,000.00 4,458.55 None None 1,500.00 100.35 :Sone 269,792.41 12,532.41 19,114.14 None ~one None 50.36 Total ----------------------------$ 337,548.22 Total ----------------------------t 337,548.22 TWENTY-FOURTH ANNUAL REPORT 71 STATEMENT Showing condition at the close of business December 31, 1943, of FARMERS STATE BANK Lincolnton, Ga. As called for by the Superintendent of Banks. JAMES H. BOYKIN, Presidentt. Date of Charter: 9-26-1911 H. A. BUNCH, OaSihier. Began Business: 12-2-1911 RESOURCES Loans and Discounts ________$ 105,862.14 State of Georgia and Municipal Bonds owned --------------------------- 3,000.00 U. S. Government Securities owned __ _ 297,635.66 Other Stocks and Bonds owned______ _ None Banking House and Lot_____________ _ 1.00 Furniture--' and Fixtures_____________ _ Other Real Estate owned ___________ _ 1.00 151.00 Cash in Vault and Amount due from approved Reserve Agents __________ _ 272,644.37 Checks for Clearing and Due from other Banks ---------------------- 2,500.00 Cash Items ------------------------ None Overdrafts ___ ---------------------- 22.11 Advance on Cotton and other Com- modities ------------------------- None Customers' Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss____________________ _ :Sone None Other Resources ------------.-------- :Sone ---- Total ----------------------------$ 681,817.28 LIABILITIES Capital Stock ______________________ $ Capital Notes ______________________ Surplus Fund ---------------------Undivided Profits --------~-------- Reserve Funds --------------------Due to Banks----------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits_______ _ Savings Deposits -------------~---- Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable _____________________ _ Notes and Bills Rediscounted _______ _ Other Liabilities -------------------- 25,000.00 None 15,000.00 29,082.09 4,772.99 4,734.61 560.00 None None 484,955.67 1,105.76 116,606.16 None None None None Total _______________________ ------$ 681,817.28 STATEMENT Showing condition at the close of business December 31, 1943, of THE PEOPLES BANK Lithonia, Ga. As called for by the Superintendent of Banks. I. M. S:TARR, SR., Preside,nrt;. Date of Charter: 1910 I. M. STARR, SR., Cashier. Began Business: 1910 RESOURCES I~oans and Discounts____ --- $ State of Georgia and Municipal Bonds owned --------------------------lT. S. Gove"nment Securities owned __ _ Other Stocks and Bonds owned_______ Banking House and Lot____________ _ Furniture and Fixtures -----------Other Real Estate owned___________ _ Cash in Vault and Amount due from ar)proved Reserve Agents _________ _ Checks for Clearing and Due from other Banks --------------------Cash Items -----------------------Overdrafts ____________ ------------Advance on Cotton and other Com- modities _______ -----------------Customers' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss ____________________ _ Other Resources -------------------- Total _____________________________$ 25,524.75 None 261,294.82 None 2,500.00 None None 176,227.62 None None None None None None None 465,547.19 LIABILITIES Capital Stock ______________________$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------DReuseertvoe BFaunnkdss__-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits _____ -------------Time Certificates of Deposits_______ _ Savings Deposits ------------------Letters of Credit and Acceptances exeruted for Customers___________ _ Bills Payable ---------------------Notes and B!lls Rediscounted _______ _ Other Liabilities ------------------- 25,000.00 None 20,000.00 2,723.88 None None 2,008.00 33.50 None 391,953.42 9,825.00 14,003.39 None None None None TotaL____________________________$ 465,547.19 72 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of THE FARMERS BANK Locust Grove, Ga. As called for by the Superintendent of Banks. J. 0. MINTER, President. Date of Charter: 1~2-1910 H. C. CHILDS, Cashier. Began Business: 1-1910 RESOURCES Loans and Discounts __ ____ $ State of Georgia and Municipal Bonds owned --------------------------U. S. Government Securities owned __ Otlier Stocks and Bonds owned______ _ Banking House and Lot__________ _ Furnltme and Fixtures _____________ _ Other Real Estate owned____________ Cash In Vault and Amount du" from approved Reserve Agents _______ Checks for Clearing and Due from <>ther Banks --------------------- Cash Items -----------------------Overdrafts __ ---------------------Advance on Cotton and other Com- modities ______________ - Customers' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss____________________ _ Other Resources -------------------- Total _________________ _:__________$ 66,003.48 None 62,000-00 None 1,000.00 None None 54,332.31 None None 2,088.84 16,585.59 None None None 202,010.22 LIABILITIES Capital Stock ----------------------$ Capital Xotes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid -----------------Cashier's Checks ---------------- __ _ Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits________ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable ---------------------Notes and Bills Rediscounted ________ _ Other Liabilities ------------------- 15,000.00 None 7,500.00 302.56 580.40 None 416.20 None None 177,711.06 500.00 None None X one None None Total. ____________________________ $ 202,010_22 STATEMENT Showing condition at the close of business December 31, 1943, of FARMERS STATE BANK Lumpkin, Ga. As called for by the Superintendent of Banks. A. T. FORT, President. Date of Charter: 10-21-1911 E. E. HUMBER, Cashier. Began Business: 12-1911 RESOURCES Loans and Discounts_______________$ State of Georgia and Municipal Bonds owned ---~ _____ -- ------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned_______ Banking House and Lot______________ Furniture and Fixtures-------------Other Real Estate owned___________ _ Cash In Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from other Banks --------------------OCavsehrdrIateftms s _-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other Commodities ------------------------- Customers' Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss____________________ _ Other Resources -------------------- Total _____________________________, 82,962.34 4,288.90 ' 342,002.48 None None 1.00 None 460,329.10 7,525.69 None 35.13 None None None None 897,144.64 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid -----------------Cashier's Checks _-----------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits ________ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers ___________ _ Bills Payable ---------------------Notes and Bills Rediscounted _______ _ Other Liabilities ------------------- 28,000.00 None 16,000.00 6,476.08 None None 384.00 828.1?. None 781,511.37 39,436.!'il 24,508.56 None None None None Total-----------------------------$ 897,144.64 TWENTY-FOURTH ANNUAL REPORT 73 STATEMENT Showing condition at the close of business December 31, 1943, of LUTHERSVILLE BANKING COMPANY Luthersville, Ga. As called for by the Superintendent of Banks. N. F. CULPEPPER, . Presidenrt. Date of Charter: 10-11-1905 L. W. McKOON, Ca:&hier. Began Business: 8-3-1906 RESOURCES Loans and Discounts________________$ State of Georgia and Municipal Bonds owned ___________________________ U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ Other Real Estat" owned___________ _ Cash in Vault and Amount due from approved Reserve Agents_________ _ Checks for Clearing and Due from other Banks --------------------- Cash Items -----------------------0\erdrafts ------------------------Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances____________ Profit and Loss____________________ _ Other Resources -------------------- 40,574.25 5,345.50 80,900.06 None 1,035.00 450.00 1,080.00 105,95ff.25 5,000.00 None 671.19 None None None None LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds ----------------- ___ _ Due to Banks _____________~--------- Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks -------------~----- Demand Deposits ------------------Time Certificates of Deposits ________ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers____________ Bills Payable ____________.. ________ _ Xotes and Bills Rediscounted _______ _ Other Liabilities ------------------- 25,000.00 None. 1,373.06 850.00 661.35 None None 121.09 None 193,539.37 19,200.39 None None None None 266.99 Total -----------------------------$ 241,012.25 Total ----------------------------$ 241,012.25 STATEMENT Showing condition at the close of business December 31, 1943, of THE PEOPLES BANK Lyons, Ga. As called for by the Superintendent of Banks. WM. A. E:STR:OF'F, President. Date of Charter: 5-4-1935 W. T. CHINA, Cashier. Began Business: 6-1-1935 RESOURCES Loans and Discounts_______________$ State of Georgia and Municipal Bonds owned --------------------------U. S. Government Securities owned__ _ Other Stocks and Bonds owned_____ _ Banking House and Lot_____________ Furniture and Fixtures _____________ _ Other Real Estate owned ___________ _ Cash in Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from other Banks ____ ----------------- Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances____________ Profit and Loss _____________________ Other Resources -------------------- 46,884.89 None 140,000.00 2,000.00 873.00 230.00 ~one 566,132.42 2,385.15 399.70 None 8,014.56 None None None Total ----------------------------$ 766,919.72 LIABILITIES Capital Sh>ck ----------------------$ . 15,000.00 Capital Notes ---------------------- None Surplus Fund ---------------------- 10,000.00 Undivided Profits __ ---------------- 562.55 DReuseertvoe BFaunnkdss___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- 279.37 None Dividends Unpaid ------------------ None Cashier's Checks --------------- ___ _ 1,139.88 Certified Checks ------------------Demand Deposits - ---------~------Time Certificates of Deposits________ _ 6.00 689,686.48 50,245.44 Savings Deposits ------------------- None Letters of Credit and Acceptances executed for Customers___________ _ None Bills Payable ---------------------Notes and Bills Rediscounted_______ _ None None Other Liabilities ------------------- None TotaJ _____________________________ $ 766,919.72 74 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of THE MERCHANTS & CITIZENS BANK McRae, Ga. As called for by the Superintendent of Banks. W. S. MANN, President. Date of Charter: 3-28-1929 D.. M. McRAE, Cashier and Vice-President. Began Business: 2-23-1929 RESOURCES Loans and Discounts_____ -----------$ State of Georgia and Municipal Bonds owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned___________ _ Cash in Vault and Amount due from approved Re3erve Agents---------- Checks for Clearing and Due from other Banks --------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss____________________ _ Other Resources -------------------- 117,336.74 20,000.00 493,100.00 None 1,302.00 None 1.00 547,877.68 None None None 100,255.88 None X one :Sone LIABILITIES Capital Stock ______________ --------$ 50,000.00 Capital Notes ______________________ None Surplus Fund ---------------------- 50,000.00 Undivided Profits ------------------ 12,243.78 RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ 8,000.00 None Dividends Unpaid ------------------ 468.00 Cashier's Checks ------------------- 10.00 Certified Checks -------------------- None Demand Deposits ------------------- 1,066,442.97 Time Certificates of Deposits _______ _ Savings Deposits __________________ 27,074.36 57,659.86 Letters of Credit and Acceptances executed for Customers____________ :Sone Bills Payable ---------------------- None ~ otes and Bills Rediscounted _______ _ :None Other Liabilities ------------------- 7,914.33 Total ----------------------------' 1,279,873.30 Total ----------------------------f 1,279,873.30 STATEMENT Showing condition at the close of business December 31, 1943, of CITY BANK & TRUST COMPANY Macon, Ga. As called for by the Superintendent of Banks. T. RAD TURNER, of President. Date Charter: 6-29-1931 GUYTON G. ABNEY, Cashier. Began Business: 7-2-1931 RESOURCES Loans and Discounts----------------$ 1,533,565.52 State of Georgia and Municipal Bonds owned --------------------------- None U. S. Government Securities owned __ _ 2,412,310.43 Other Bonds owned________________ _ 21,377.62 Banking House and LoL_____________ 34,200.00 Furniture and Fixtures________ " ____ _ 7,134.01 Qther Real Estate owned____________ None Cash in Vault and Amount due from approved Reserve Agents_________ _ 961,100.10 Checks for Clearing and Due from other Banks --------------------- 41,896.27 Cash Items ------------------------ 1,891.78 Overdrafts ____ --------------------- None Advance on Cotton and other Com- modities ------------------------- None Customers' Liability on Letters of Credit and Acceptances___________ _ None Profit and LOS"--------------------- None Other Resomces -------------------- None Total-----~--- ____________________ $ 5,013,475.73 LIABILITIES Capital Stock _____________________ c$ 110,000.00 Capital Notes ---------------------- None Surplus Fund ---------------------- 50,000.00 Undivided Profits ------------------ 123,169.22 DReuseertvoe FBuanndkss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 30,679.91 397,430.86 Dividends Unpaid ------------------ 4,400.00 Cashier's Checks ------------------- 194,752.18 Certified Checks ------------------- 102.25 Demand Deposits ------------------- 3,028,936.86 Time Certificates of Deposits________ 50,000.00 Savings Deposits ------------------- 1,024,004.45 Letters of Credit and Acceptances executed for Customers___________ _ :Sone Bills Payable ---------------------Xotes and Bills Rediscounted_______ _ None :Xone Other Liabilities ------------------- X one TotaL____________________________$ 5,013,475.73 TWENTY-FOURTH ANNUAL REPORT iS STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF MADISON Madison, Ga. As called for by the Superintendent of Banks. W. H. ADAMIS, President. Date of Charter: 12-26-1888 E. G. ATKINSON, Cashier. Began Business: 1-1-1890 RESOURCES J,.oans and Discounts________________ $ State of Georgia and Municipal Bonds owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned_____ _ Banking House and Lot_ ____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned_________ _ Cash in Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from oth~r Banks --------------------- Cash Items -----------------------Overdrafts --------- ---------------Advance on Cotton and other Com- modities ------------------------Customers' Liability .;~>n Letters of Credit and Acceptances ___________ _ Profit and LOSS------------------~-Other Resources -------------- _____ _ 224,719.60 35,493.27 225,700.00 5,007.66 4,816.99 6,492.34 7,649.75 333,434.85 4,682.22 None None 5,295.21 None NOne :!"ione LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks -------------------Demand Deposits -----------------Time Certificates of Deposits_______ _ Savings Deposits ------------------Letters of Credit and, Acceptances executed for Customers___________ _ Bills Payable ---------------------Xotes and Bills Rediscounted_______ _ Other Liabilities ------------------- 50,000.00 None 40,000.00 7,300.00 None None 948.50 4.60 None 631,838.71 3,895.31 119,364.83 None None X one ~one Tota-l _________________ ------------$ 853,351.95 Total.______________ --------------$ 853,351.95 STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF MANCHESTER Manchester, Ga. As called for by the Superintendent of Banks. JAMES S. PETERS, President. Date of Charter: 1-28-1910 OLAUDE A. BRAY, Cashier. Began Business: 2-2-1910 RESOURCES Loans and Discounts ______________ $ State of Georgia and Municipal Bonds owned --------------------------- U. S. Government Securities owned __ _ OtheP Stocks and Bonds owned______ _ Banking House and LoL___________ _ Furniture and Fixtures _____________ _ Other Real Estate owned ____ -------Cash in Vault and Amount due from approved Reserve Agents_________ _ Checks for Clearing and Due from other Banks --------------------Cash Items -----------------------Overdrafts ---------------- _______ _ Advance on Cotton and other Com- modities ________________________ _ Customers' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss____________________ _ Other Resources -------------------- 334,887.37 169,212.38 113,800.00 44,951.50 12,510.91 14,101.26 14,249.40 562,846.26 None None 3,508.84 None None None 19,975.30 TotaL___________________________ t 1,290,043.22 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------DRueseertvoe BFaunnkdss__-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid -----------------Cashier's Chec:ks ------------------Certified Checks -------------------Demand Deposits ------------------Time Certificates of Deposits _______ _ Savings Deposits __________________ Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable _____________________ _ Xotes and Bills Rediscounted _______ _ Other Liabilities ------------------- 50,000.00 None 125,000.00 33,369.03 37,775.32 None 2,510.00 894.78 None 692,838.18 39,335.84 307,778.09 None None None 541.98 TotaL___________________________ f 1,290,043.22 76 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of COBB EXCHANGE BANK Marietta, Ga. As called for by the Superintendent of Banks. C. B. GOLSAN, President. Date {)f Charter: 12-18-1906 W. G. +PATTERSON, Cashier. Began Business: 1-1-1907 RESOURCES Loans, and Discounts________________ $ State of Georgia and Municipal Bonds owned -------------------------.-- U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot_ ___________ __ Furniture and Fixtures_____________ _ Other Real Estate owned_____________ Cash in Vault and Amount due from approved Reserve Agents ________ __ Checks for Clearing and Due from other Banks --------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances__________ __ Profit and Loss--------------------Other Resources -------------------- 257)67.49 None 477,325.00 None None 9,634.33 442.21 334,868.98 732.45 None 25.00 2,270.29 None None 319.70 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits ----------------DReuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposita ------------------Time Certificates of Deposits______ __ Savings Deposits _________________ _ Letters of Credit and Acceptances executed for Customers ___________ _ Bills Payable ---------------------Notes and Bills Rediscounted _______ _ Other Liabilities ---------~-------- 50,000.00 13,000.00 10,000.00 9,148.68 1,850.00 11,111.28 282.00 829.12 None 831,595.55 11,350.00 144,218.82 None None None None Total.----------------------------$ 1,083,385.45 Total __ --------------------------$ 1,083,385.45 STATEMENT Showing condition at the close of business December 31, 1943, of THE CITIZENS BANK Marshallville, Ga. As called for by the Superintendent of Banks. C. C. HASLAM, President. Date of Charter: 12-24"1906 c. c. HASILAM, Ca81hier. Began Business: 1-1-1907 RESOURCES Loans and Discounts ________________ $ State of Georgia and Municipal Bonds owned --------------------------U. S. Government Securities owned ___ Other Stocks and Bonds owned ______ _ Banking House and Lot_____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned _________ _ Cash in Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from other Banks ---------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities --------r---------------Customers' Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss ___________________ __ Other Resources -------------------- Total _____________________________ $ 149,766.34 None 23,000.,!)0 None 1.00 1.00 None 185,038.06 361.75 None 244.97 None None None ~one. 358,413.12 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplllil Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks----------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits_______ _ Savings DeP,000.00 None 15,000.00 6,987.87 2,000.00 None None 19,340.68 None 811,260.55 None None None None None 297.56 Total.____________________________$ 879,886.66 STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF MILAN Milan, Ga. As called for by the Superintendent of Banks. R. C. CHAMBERS, . President. Date of Charter: 12-5-1906 D. R. NEWTON, Cashier. Began Business: 10-1906 RESOURCES Loans and Discounts________________ $ State of Georgia and Municipal Bonds ownead ----------------- --------- U. S. Government Securities owned-Other Stocks and Bonds owned_______ Banking House and Lot____________ _ Furniture and Fixtures ______________ Other Real Estate owned____________ Cash in Vault and Amount due from approved Reserve Agents __________ Checks for Clearing and Due from other Banks --------------------- Cash Items -----------------------Overdrafts -~ ----- __ . -------------Advance on Cotton and other Com- modities __ ----------------------Customers' Liability on Letters of Credit and Acceptances~----------Profit and Loss ____________________ _ Other Resources -------------------- Total ____________________________$ 42,060.18 30,193.20 152,020.00 None 3,415.40 1.00 None 77,702.69 None None None 67,346.41 None ~one None 372,738.88 LIABILITIES Capital Stock _____________________$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks ______________________ _ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ___________________ _ Demand Deposits ------------------Time Certificates of Deposits~------ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable --~ __________________ _ Xotes and Bills Rediscounted _______ _ Other Liabilities ------------------- 20,000.00 None 10,000.00 434.80 1,127.42 None 1.50 405.60 None 291,850.07 48,919.49 None None None ~one None Total----------------------------$ 372.138.88 TWENTY-FOURTH ANNUAL REPORT 79 STATEMENT Showing condition at the close of business December 31, 1943, of EXCHANGE BANK .Milledgeville, Ga. As called for by the Superintendent of Banks. OTTO M. CONN, President. Date of Charter: 5-20-1903 CHAS. J. CONN, Cashier. Began Business: 6-1-1903 RESOURCES Loans and Discounts ____________ $ State <>f Georgia and Municipal Bonds o\\ned _ ________ _ _______ --- __ _ r. S. Government Securities owned __ Other Stocks and Bonds owned _ __ Banking House and Lot_____________ _ Furniture and Fixtures _____________ _ Other Real Estate owned ___________ _ Cash in Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from -other Banks -------------------OCavsehrdrIateftms s _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other Commodities _ -------------------- Customers" Liability on Letters of f'redit a!id Acceptances ___________ _ Profit and Loss____________________ _ Other Resources -------------------- 400,652.01 61,793.83 291,229.38 18,312.00 ~one 1,989.00 2,440.50 580,740.46 2,693.09 None 310.90 78,777.68 X one None 7,556.48 Total ----------------------------$ 1,446,495.33 LIABILITIES Capital Stock ----------------------$ 100,000.00 Capital Notes ---------------------- None Surplus Fund ---------------------- 85,000.00 Undivided Profits ------------------ 13,518.05 Reserve Funds --------------------- None Due to Banks ---------------------Dividends Unpaid ________________ _ None 701.33 Cashier's Checks . ----------------. 1,800.60 Certified Checks -------------------- None Demand Deposits ------------------- 1,245,475.35 Time Certificates of Deposits_ _______ None Savings Deposits ------------------- None Letters of Credit and Acceptances exeeuted for Customers___________ _ Nons Bills Payable ___________ ---------- None Xotes and Bills Rediscounted _______ _ None Other Liabilities ------------------- None Total _____________________________$ 1,446,495.33 STATEMENT Showing condition at the close of business Deeember 31, 1943, of THE F ARMER:S & MERCHANTS BANK Milledgeville, Ga. As called for by the Superintendent of Banks. MARION H. ALLEN, President. Date of Charter: 3-22-1898 J. F. BELL, JR., Cashier. B-egan Business: 3-1898 RESOURCES Loans and Discounts _____________ $ State of Georgia and Municipal Bonds r.OVI"'led --------- ----- ---- ------ S. Government Securities owned __ _ Other Stocks and Bonds owned _____ _ Banking House and Lot. ___________ _ Furniture and Fixtures_____________ _ Other Real Estate owned ____________ _ Cash in Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from other Banks ____________________ _ Cash Items -----------------------Overdmfts ______ ------------------Advance on Cotton and other Com- modities __ ----------------------Customers' Liability on Letters of Credit and Acceptances__________ _ Profit and Loss_____________________ Other Resources -------------------- 311,124.05 12,131.95 404,700.00 :-lone 9,594.11 3,560.00 16,234.84 448,999.01 1,370.95 2.00 30.05 None None None 3,534.52 LIABILITIES Capital Stock ______________________$ 80,000.00 Capital ~otes -------------------- None Surplus Fund -------------------- 80,000.00 Undivided Profits ----------- _____ _ 10,662.48 Reserve Funds ________________ ----- 6,869.15 Due to Banks _--------------------- ~one Dividends Unpaid ------------- ____ _ 524.00 Cashier's Checks ------------------- 364.57 Certified Checks -------------------- None Demand Deposits __________________ _ 1,032,861.28 Time Certificates of Deposits--------- None Savings Deposits ------------------- None Letters of Credit and Acceptances executed for Customers___________ _ None Bills Payable __ ------------------X<>tes and Bills Rediscounted _______ _ None Xone Other Liabilities -------------------- X one Total --------------------------- $ 1,211,281.48 Total --------------------------- $ 1,211,281.48 80 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of THE MILLEDGEVILLE BANKING COMPANY Milledgeville, Ga. As called for by the Superintendent of Banks. E. E. BELL, President. Date of Charter: 9-13-1874 MILLER R. BELL, Cashier. Began Business: 10-13-1884 RESOURCES Loans and Discounts________________ $ 510,978.61 State of Georgia and 'Municipal Bonds owned --------------------------U. S. Government Securities owned,__ Other Stocks and Bonds owned _____ _ Banking House and Lot_____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned ___________ _ 31,126.06 1,129,309.75 10,000.00 925.03 1.00 8,419.95 Cash in Vault and Amount due from approved Reserve Agents _________ _ 1,164,440.86 Checks for Clearing and Due from CaosthheIrteBmasnk_s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_ 46,667.67 None Overdrafts ------------------------Advance on Cotton and oth"r Com- 122.85 modltles -------------------- __ Customers' Liability on Letters of Credit and Acceptances____________ Profit and Loss____________________ _ X one :Xone X one Other Resources -------------------- None LIABILITIES Capital Stock ----------------------$ 50,000.00 Capital Notes ---------------------- None Surplus Fund ---------------------- 100,000.00 Undivided Profits ------------------ 155,956.50 Reserve Runds --------------------- 23,500.00 Due to Banks ---------------------- None Dividends Unpaid ------------------ 646.00 Cashier's Checks __ ----------------- 2,170.11 Certified Checks --------~----------- None Demand Deposits ___ ---- ---------- 2,569,719.17 Time Certificates of Deposits _______ _ None Savings Deposits ------------------- X one Letters of Credit and Acceptances executed for Customers ___________ _ None Bills Payable -------------- --------Notes and Bills Rediscounted _______ _ None None Other Liabilities ------------------- None Total ---------------------- ______ $ 2,901,991.78 Total-----------------------------$ 2,901,991.78 STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF MILLEN Millen, Ga. As called for by the Superintendent of Banks. W. M. CORBETT, President. - Date of Charter: 1-4-1893 W. H. SHEPPARD, JR., Cashier. Began Businesil: 3-1-1893 RESOURCES Loans and Discounts ____________ $ State of Georgia and Municipal Bonds owned _____ __ __ _____ . _____ _ U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot____________ _ Furniture and Flxtures________ c____ _ Other Real Estate owned____________ _ Cash In Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from other Ba!lks ____________________ _ Cash Items -----------------------Overdrafts __ -------- -------------Advance on Cotton and other Com- modities _______________________ _ Customers' Liability on Letters of Credit and Acceptances ____________ Profit and Loss_____________________ Other Resources ---------- _________ _ 691,504.35 2,500.00 166,400.00 3,000.00 6,000.00 3,000.00 None 567,995.49 None None None None None None ~one Total --------------------------- $ 1,440,399.84 LIABILITIES Capital Stock ______________________ $ 50,000.00 Capital Notes ---------------------- None Surplus Fund ---------------------- 50,000.00 Undivided Profits ------------------ 18,660.75 Rtserve Funds ---------------- ____ _ Due to Banks _______________________ None None Dividends Unpaid ------------------ Xone Cashier's Ch_ecks ------------------- 1,183.83 Certified Checks -------------------- None Demand D"poslts ______ ---------- 1,165,050.80 Time Certificates of Deposits________ _ 155,504.46 Savings Deposits ------------------- None Letters of Credit and Acceptances executed for Customers ___________ _ None Bills Payable ---------------------- None Xotes and Bills Rediscounted _______ _ None Other Liabilities ------------------- X one Total ____________________________ $ 1,440,399.84 TWENTY-FOURTH ANNUAL REPORT 81. STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF MOLENA Molena, Ga. As called for by the Superintendent of Banks. W. 0. JORDAN, President. Date of Charter: 10-7-1901 R. H. FLETCHER, Cashier. Began Business: 3-1899 RESOURCES Loans and Discounts__ __ __________ f State of Georgia and Municipal Bonds owned __________________________ _ U. S. Government Securities owned __ _ Other Stocks and Bonds owned_______ Banking House and Lot _____________ _ Furniture and Fixtures-------------Other Real Estate owned __________ _ Cash in Vault and Amount due from approved Reserve Agents __________ Checks for Clearing and Due from other Banks _____________________ Cash Items --------------- __ Overdrafts --- Advance on Cotton and other Com- modities __ ------------ ---- _____ _ Customers' Liability on Letters of Credit and Acc<>ptances ___________ _ Profit and Loss ------- -----------Other Resources -------------------- Total __________________ --------- $ 27,900.62 None 22,650.00 None 1,350.00 1,100.00 2,311.00 101,104.01 104.45 37.20 16.00 2,423.96 None None None 158,997.24 LIABILITIES Capital Stock ----------------------$ Capital ~otes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds ______________ ~------ Due to Banks ___ .------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks -------------------Demand Deposits ____ --------------Time Certificates of De.posits _________ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers ____________ Bills Payable __ -------------------Xotes and Bills Rediscounted________ Other Liabilities ------------------- 15,000.00 None 1,000.00 1,517.37 None None None 54.35 None 113,041.15 19,507.70 8,876.07 None None None None Total ---------------- __________ $ 158,997.24 STATEMENT Showing condition at the close of business December 31, 1943, of THE FARMERS BANK Monroe, Ga. As called for by the Superintendent of Banks. C. R. BRADFORD, President. -.Date of Charter: 12-2-1905 RESOURCES Loans and Discounts ________________ $ State of Georgia and Municipal Bonds owned __ __ ________ _________ ___ U. S. Government Securities owned __ _ Other Stocks and Bonds owned __ . __ Banking House and Lot _____________ _ Furniture and Fixtures-------------_ Other Real Estate owned ____________ _ Cash in Vault and Amount due from approved Reserve Agents ______ ~-Checks for Clearing and Due from other Banks ____ -----------------Cash Items __ ----------------------Overdrafts __ -------------------Advance on Cotton and other Com- modities ___________ -- ______ Customers' Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss _______ -----------Other Resources -------------------- 330,427.15 59,953.94 812,763.77 12,975.00 X one 4,478.00 5,115.00 480,005.48 X one ~one X one ~one None ~one 6,746.00 Total ____________________________ $ 1,682,4M.34 C. R. BRADFORD, Cashier. Began Business: 1-1-1906 LIABILITIES Capital Stock ----------------------$ 100,000.00 Capital ~otes ---------------------- None Surplus Fund -------------------- 30,000.00 Undivided Profits ------------------ 26,142.91 Reserve Funds --------------------- None Due to Banks ------------------- None Dividends Unpaid ------------------ None Cashier's Checks ------------------- 504.28 Certified Checks -------------------- None Demand Deposits __ ------- _______ _ 1,294,873.66 Time Certificates of Deposits________ 230,943.43 Savings Deposits __________ -------- None Letters of Credit and Acceptances executed for Customers____________ None Bills Payable ---------------------Xotes and Bills Rediscounted_______ _ None None Other Liabilities ____________ ------- None TotaL ____________________________ $ 1,682,464.34 82 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of MOULTRIE BANKING COMPANY Moultrie, Ga. As called for by the Superintendent of Banks. E. M. VEREEN, President. Date of Charter: 7-8-1896 M. L. LEE, Cashier. Began Business: 1896 RESOURCES Loans and Discounts____ ________ $ 2,671,206. 73 State of Georgia and Municipal Bonds owned ------------------------ __ _ 55,263.70 U. S. Government Securities owned __ 1,826,896.88 Other Stocks and Bonds owned ______ _ Banking House and Lot_ ___________ _ Furniture and Fixtures ____________ _ Other Real Estate owned ______ ___ 74,859.44 51,163.31 5,534.00 663.47 Cash in Vault and Amount due from approved Reserve Agents ______ _ 1,095,969.67 Checks for Clearing and Due from CaosthheIrteBmasnk_s__-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ 377,702.29 None Overdrafts __ ----------------------- 454.45 Advance on Cotton and other Com- modities ------------------------ _ 307,612.4t Customers' Liability on Letters of Credit and Acceptances ____________ _ Pmfit and Loss ____________________ _ None None Other Resources -------------------- 7,850.00 Total _____________________________$ 6,475,176.38 LIABILITIES Capital Stock ----------------------$ 200,000.00 Capital Xotes ---------------------- :';"one SmpJus Fund ---------------------- 200,000.00 Undivided Profits ----------------- _ 2'i3,608.83 Reserve Funds --------------------- 43,200.00 llul' to Banks----------------------- None Dividends Unpaid ------------------ 30,000.00 Cashier's Checks ------------------ _ 23,916.20 Certifieli Checlfit and Loss--------------------Other Resources -------------------- Total ____________________________ $ 163,217.40 4,000.00 295,700.00 None 2,172.00 1,564.80 None 435,646.99 3,274.96 2,010.78 None None None None None 907,586.93 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks_________________ ------ Dividends Unpaid ----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits________ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable ---------------------Notes and Bills Rediscounted _______ _ Other Liabilities ------------------- 35,000.00 None 35,000.00 15,863.71 3,965.52 2,774.24 4,200.00 1,121.05 None 613,728.46 195,933.95 None None None None None Total ---- ________________________ $ 907,586.93 84 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF NEWINGTON Newington, Ga. As called for by the Superintendent of Banks. W. L. BRANTLEY, President. Date of Oharter: 7-7-1919 ADIEL E. HODGES, Cashier. Began Business: 8-14-1919 RESOURCES Loans and Discounts ________________$ State (}f Georgia and Municipal Bonds owned ------------------- ______ _ U. S. Government Securities (}Wlled __ _ Other Stocks and Bonds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures-------------Other Real Estate owned ____________ _ Cash in Vault and Amount due from approved Reserve .Agents_________ _ Checks for Clearing and Due from other Banks --------------------- Cash Items -----------------------Overdrafts --------------------- ___ _ Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and .Acceptances___________ _ Profit and Loss--------------------Other Resources _________ ------------ Total ____________________________ $ 24,001.42 ~one 15,000.00 None 1,125.00 450.00 900.00 67,384.37 None None None None None ~one None 108,860.79 J,J.AB1LITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------DReuseertvoe BFaunnkdss__-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits_______ _ Savings Deposits _______ ----------Letters of Credit and Acceptances executed for Customers------------Bills Payable ---------------------Xotes and Bills Rediscounted _______ _ Other Liabilities ------------------- 15,000.00 None None 2,175.31 None None None 165.51 None 87,569.37 3,938.00 12.60 None None None :None Total ----------------------------$ 108,860.79 STATEMENT Showing condition at the close of business December 31, 1943, of BAKER COUNTY BANK Newton, Ga. As called for by the Superintendent of Banks. J. C. ODOM, President. Date of Charter: 10-4-1906 H. EUGENE HALL, Cashier. Began Business: 10-15-1906 RESOURCES Loans and Discounts________________ $ State of Georgia .and Municipal Bonds (}Wlled --------------------------- U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned___________ _ Cash in Vault and Amount due from approved Reserve .Agents _________ _ Checks for Clearing and Due from other Banks --------------------- Cash Items -----------------------Overdrafts ------------------------ __ Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptance-s_----~----- Profit and Loss--------------------Other Resources -------------------- Total _____________________________ $ 50,865.89 None 34,000.00 None 2,160.00 738.40 None 379,841.00 None 63.00 None None None None None 467,668.29 LIABILITIES Capital St(}ck ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------DReuseertvoe BFaunnkdss__-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- Dividends Unpaid -----------------Cashier's Checks ___________________ Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits--------Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers-----------Bills Payable ---------------------Notes and Bills Rediscounted _______ _ Other Liabilities ------------------- 25,000.00 None 25,000.00 9,525.47 None None 2,000.00 2,484.69 None 388,320.77 15,337.36 None None None None None Total-----------------------------$ 467,668.29 TWENTY-FOURTH ANNUAL REPORT 85 STATEMENT Showing condition at the close of business December 31, 1943, of THE BANK OF NORCROSS Norcross, Ga. As called for by the Superintendent of Banks. T. D. McDANIEL, President. Date of Charter: 12-12-1903 J. S. NESBIT, Cashier. Beegan Business: 2-1-1904 RESOURCES Loans and Discount.. ---------------$ State of Georgia and Municipal Bonds owned ___________________________ _ U. S. Government Securities ownef Credit al\d Acceptances_ ___________ POrtohfeirt aRnedsoLurocesss--_-_-_-_-_-_-:__--_-_-_-_-_-_-_-_-_-_-_--_ 240,895.85 7,632.92 688,515.00 4,200.00 3,240.77 2,353.35 None 557,085.09 None None None None ~one None None Total ----------------------------$ 1,503,922.98 LIABILITIES Capital Stock -------------------- __ $ 100,000.00 Capita,l Notes ---------------------- None Surplus Fund ---------------------- 42,000.00 Undivided Profits ------------------ 4,994.95 Reserve Funds --------------------Due to Banks ______________________ _ None None Dividends Unpaid ------------------ None Cashier's Checks ------------------- 8,084.17 Certified Checks --------------- ___ _ None Demand Deposits ------------------- 1,203,523.11 Time Certificates of Deposits_______ _ 145,320.15 Savings Deposits __________________ _ None Letters of Credit and Acceptances l'Xecuted for Customers___________ _ Bills Payable _____________________ None :X one Notes and Bills Rediscounted ______ _ None Other Liabilities ------------------- X one Total _____________________________ $ 1,503,922.98 STATEMENT Showing condition at the close of business December 31, 1943, of PELHAM BANKING COMPANY Pelham, Ga. As called for by the Superintendent of Banks. W. C. COOPER, Presiderut. Date of Charter: 12-4-1936 MRS. A. R. DASHER, Cashier. Began Business: 12-8-1936 RESOURCES Loans and Discounts----------------$ State of Georgia and Municipal Bonds owned ------------- ____________ _ U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and LoL ___________ _ Furniture and Fixtures~------------Other Real Estate owned____________ _ Cash in Vault and Amount due from approved Reserve Agents-----~--- Checks for Clearing and Due from other Banks --------------------- Cash Items ________________________ Overdrafts ------------------------Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances~----------Profit and Loss ____________________ _ Other Resources ____________________ Total _____________________________$ 145,181.54 990.00 402,294.72 None 9,571.89 1,700.85 1.00 203,607.61 347.81 None 146.11 None None None None 763,841.53 LIABILITIES Capital Stock ______________________ $ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid -----------------Cashier's Checks __________________ _ Certified Che~ks __________________ _ Demand Deposits ------------------Time Certificates of Deposits_______ _ Savings Deposits ------------------ _ Letters of Credit and Acceptances executed for Customers___________ _ Bills P~yable ---------------------Xotes and Bills Rediscounted _______ _ Other Liabilities ------------------- 25,000.00 None 5,000.00 10,087.81 10,150.95 None 283.89 6,064.85 None 526,001.42 2:\,852.55 111,468.38 None None None 43,931.68 Total -----------------------------$ 763,841.53 TWENTY-FOURTH ANNUAL REPORT 89 STATEMENT Showing condition at the close of business December 31, 1943, of THE PEMBROKE STATE BANK Pembroke, Ga. As called for by the Superintendent of Banks. D. B. WARNELL, Presideillt. Date of Charter: 12-29-1937 C. L. GRUVER, Casihier. Began Business: 2-11-1938 RESOURCES Loans and Discounts------------,---$ State of Georgia and Municipal Bonds o?tned _________________________ _ U. S. Government Securities owned __ Other Stocks and Bonds owned _____ _ Banking House and Lot____________ _ Furniture and Fixtures _____________ _ Other Real Estate owned________ __ Cash in Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from other Banks _____________________ Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters <>f Credit and Acceptances____________ Profit and Loss _____________________ Other Resources -------------------- Total ______________________________ $ 70,559.79 1,000.00 138,100.00 None 2,550.00 670.00 None 374,379.82 None None 136.85 7,454.66 None None 68.94 594,920.06 LIAB1L1T1ES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks----------------------Dividends Unpaid -----------------Cashier's Checks __________________ _ Certified Checks ------------------Demand Deposits __________________ _ Time Certificates of Deposits ________ _ Savings Deposits ___ --------------Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable ---------------------'i"otes "nd Bills Rediscounted _______ _ Other Liabilities ------------------- 25,000.00 None 20,000.00 645.77 None N<>ne 108.00 367.97 None 507,479.39 36,508.23 2,759.41 None None None 2,051.:19 Total _____________________________$ 594,920.06 STATEMENT Showing condition at the close of business December 31, 1943, of PERRY LOAN & SAVINGS BANK Perry, Ga. As called for by the Superintendent of Banks. C. E. ANDREW, President Date of Charter: 8-20-1889 W. V. TUGGLE, Cashier. Began Business: 1889 Loans and RESOURCES Discounts ________________ f State of Georgia and Municipal Bonds owned _________________________ _ lT. S. Government Securities owned __ _ Other Stocks and Bonds owned _____ _ Banking House and Lot____________ _ Furniture and Fixtures ______________ _ Other Real Estate owned ___________ _ Cash in Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from {)ther Ranks _______________________ _ Cash Items -----------------------Overdrafts __ ----------------------Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters <>f Credit and Acceptances ___________ _ Profit and Loss--------------------Other- Re~rces ------------------- 147,712.26 None 530,000.00 None 2,500.00 1.00 None 552,082.93 None None 162.22 2,634.80 X one ~one None LIABILITIES Capital Stock ______________________ $ 25,000.00 Capital Notes ---------------------- None Surplus Rund ---------------------l:ndivided Profits ________________ _ 27,500.00 33,647.92 Reserve Funds --------------------Due to Banks . ___________________ _ Dividends Unpaid _________________ _ Cashier's Checks __________________ _ Certl.fied Checks ___________________ _ None None 850.00 1,019.99 None Demand Deposits _ ------------------ 1,100,434.11 7ime Certificates of Deposits _______ _ Savings Deposits ___ _ ___ _______ _ 17,000.00 29,641.19 Letters of Credit and Acceptances executed for f'ustomers __________ _ Bills Payable __ _______________ _ None None Xotes and Bills Rediscounted ______ _ None Other Liabilities ------------------ _ ~one Total ----------------------------$ 1,235,093.21 Total ___________ -----------------$ 1,235,093.21 90 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF PINEHURST Pinehurst, Ga. As called for by the Superintendent of Banks. W. F. SCARBOROUGH, President. Date of Charter: 1-1-1908 F. M. WLLSON, Cashier. Began Business: 1904 RESOURCES Loans and Discounts________________ $ State of Georgia and Municipal Bonds owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and LoL____________ Furniture and Fixtures_____________ _ Other Real Estate owned___________ _ Cash In Vault and Amount due from approved Reserve Agents_________ _ Checks for Clearing and Due from other Banks --------------------- Cash Items _____ ------------------Overdrafts ---------------------- __ _ Advance on Cotton and other Com- modities _______ -----------------Customers' Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss____________________ _ Other Resources ------------------- 54,2~3. 73 None 46,000.00 None 1,350.00 1,750.00 None 215,323.94 None ~one 341.84 32,049.95 X one ~one ~one LIABILITIES Capital Stock ______________________$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeusoertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits _______ _ Savings Deposits ------------------ _ Letters of Credit and Acceptances executed for Customers___ __, ______ _ Bills Payable ---------------------Notes and Bills Rediscounted _______ _ Other Liabilities ------------------- 25,000.00 15,000.00 None 192.89 None None None 2,739.19 None 260,689.80 42,825.00 4,622.58 None None None None Total --------------------------- $ 351,069.46 Total _______ -------------------- $ 351,069.46 STATEMENT Showing condition at the close of business December 31, 1943, of PITTS BANKING COMPANY Pitts, Ga. As called for by the Superintendent of Banks. A. C. S'HEtLL, President. Date of Charter: 6-2-1906 A. C. SHE-LL, JR., Oashier. Began Business: 6-1906 RESOURCES Loans and Discounts. _______________$ State of Georgia and Municipal Bonds owned --------------------------- U. S. Government Securities owned __ _ Other Stocks and Bonds owned _____ _ Banking House and Lot_ ___________ _ Furniture and Fixtures_____________ _ Other Real Estate owned .. ---------~ Cash In Vault and Amount due from approved Reserve Agents ________ _ Checks for Clearing and Due from other Banks ____________________ _ Cash Items -----------------------Overdrafts --------------------- ___ _ Advance on Cotton and other Com- modities -------------------------Customers' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss ____________________ _ Other Resources ------------------- 8,555.88 None 147,100.00 1,000.00 250.00 400.00 4,860.00 188,420.05 ~one None None 21,008.79 None None None Total ----------------------------$ 371,594.72 LIABILITIES Capital Stock ______________________ $ Capital Notes ---------------------Surplus Fund --------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_ Dividends Unpaid -----------------Cashier's Checks ___________________ Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits_______ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers__________ _ B!Us Payable --------------------"Notes and Bills Rediscounted _______ _ Other Liabilities ------------------- 25,000.00 None 5,00().00 4,029.31 , None None None 257.76 None 327,079.99 111,227.66 Xone None None ~one X one Total ____________________________$ 371,594.72 TWENTY-FOURTH ANNUAL REPORT 91 STATEMENT Showing condition at the close of business December 31, 1943, of THE BANK OF QUITMAN Quitman, Ga. As called for by the Superintendent of Banks. SAM'L S. ROUNTREE, President. Date of Charter: 12-26-1888 H. W. Sll'UBBS, Cashier. Began Business: .12-28-1888 RESOURCES Loans and Discounts ________________ $ State of Georgia and Municipal Bonds owned _________________..:________ _ U. S. Government Securities owned __ _ Other Stocks and Bonds owned _____ _ Banking House and Lot_ ____________ Furniture and Fixtures_____________ _ Other Real Estate owned___________ _ Cash in Vault and Amount du" from approved Reserve Agents_________ _ Checks for Clearing and Due from other Banks --------------------- Cash Items -----------------------Overdrafts --------------------- ___ _ Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances ____________ Profit and Loss_____________________ Other Resources ------------------- 84,984.37 None 704,700.00 10,000.00 5,069.29 403.97 None 722,707.59 12,615.33 ~one :None 1,396. 71 ~one :X o n e None Total ___________ c_______________$ 1,541,87i.26 LIABILITIES Capital Stock ----------------------$ 50,009.00 Capital ::'\Totes ---------------------- None Surplus Fund ---------------------- 50,000.00 Undividoo Profits ------------------ 15,599.73 Reserve Funds --------------------Due to Banks _______________________ 28,614.12 7,211.58 Dividends Unpaid ------------------ 2,000.00 Cashier's Checks ------------------- 7,437.67 Certified Checks ------------------- ~one Demand Deposits ------------------- 1,221,590.03 Time Certificates of Deposits________ _ None Savings Deposits ------------------- 159,424.13 Letters of Credit and Acceptances executed for Customers__________ _ None Bills Payable ---------------------Xotes and Bills Rediscounted_______ _ None None Other Liabilities ------------------- ~one Total ----------------------------$ 1,541,871.26 STATEMENT Showing condition at the close of business December 31, 1943, of THE TATTNALL BANK Reidsville, Ga. As called for by the Superintendent of Banks. W. E. SMITH, JR., President. Date of Charter: 9-14-1900 W. E. SMITH, JR., Gashier. Began Business: 10-22-1900 RESOURCES Loans and Discounts________________$ State of Georgia and Municipal Bonds owned --------------------------- U. S. Government Securiti<>S owned __ _ Other Stoclshier. Began Business: 8-1904 RESOURCES I;oans and Discounts------- --- $ State of Georgia and Municipal Bonds owned --------------------------U. S. Go>ernment Securities owned __ Other Stocks and Bonds owned______ _ Banking House and Lot_____________ Furniture and Fixtures ______________ Other Real Estate owned-----------Cash In Vault and Amount due from approved Reserve Agents__________ Checks for Clearing and Due from other Banks --------------------OCvaeshrdrIatfetms s _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- Advance on Cotton and other Commodities ___ --------------------- _ Customers' Liability on Letters of Credit and Acceptances ____________ Profit and Loss ____________________ _ Other Resources ____________________ TotaL___________________________ $ 228,576.93 10,853.33 204,687.98 None *9,547.25 8,908.64 1,648.25 136,080.07 None None 639.84 6,255.10 None None 640.41 607,837.80 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits, ----------------Reserve Funds _____________________ Due to Banks . --------------------Dividends Unpaid ----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits _ ----------------Time Certificates of Deposits ________ _ Savings Deposits ____ ------------Letters of Credit and Acceptances executed for Customers__________ _ BI!Js Payable __ -----------------Notes and Bills Rediscounted_______ _ Other Liabilities -------------------- 25,000.00 None *8,000.00 2,057.65 None None 245.00 666.00 None 420,684.02 5,000.00 145,910.13 None None :None 275.00 TotaL ___________________________ $ 607,837.80 Note: $9,000.00 of cost of Banking House charged to surplus. 94 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of CRAWFORD COUNTY BANK Roberta, Ga. As called for by the Superintendent of Banks. C. R. AVERA, President. Date of Charter: 1-7-1901 F. E. BENTLEY, Cashier. Began Business: 1-8-1901 Loans and DiscountRsE__S_O_U__R_C__E_S_______f State of Georgia and Municipal B1>nds owned _______________ -------- r. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and LoL____________ Furniture and Fixtures _____________ _ Other Real Estate owned___________ _ Cash In Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from CaosthheIrteBmasnk_s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-c-_-_-_-_-_-_ Overdrafts ------------ ____________ _ Ad,ance on Cotton and other Com- modities ______ -----------------Customers' Liability on Letters of Credit and Acceptances__________ _ Profit and Loss_____________________ Other Resources -------------------- Total _____________________________ $ 36,848.03 6,500.00 119,100.00 None 1,083.00 541.50 5,500.00 140,677.68 5,000.00 None 31.28 4,133.47 X one None Xond 319,414.96 LIABILITIES Capital Stock ----------------------$ Capital Xotes ---------------------Surplus Fund -------------------Undivided Profits _________________ c DReuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends l'npaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits _ _______________ _ Time Certificates of Deposits________ Savings Deposits ------------------Letters 1>f Credit and Acceptances executed for Customers__________ _ Bills Payable __ c __________________ _ Xotes and Bills Rediscounted_______ _ Other Liabilities ------------------- n,ooo.oo None 6,000.00 258.77 None None None 555.53 None 251,201.71 46,398.95 None None None ~one None Total ___________________ ----------$ 319,414.96 STATEMENT Showing condition at the close of business December 31, 1943, of THE ROCKMART BANK Rockmart, Ga. As called for by the Superintendent of Banks. H. P. FAMBRO, President. Date of Oharter: 10-30-1900 M. A. PEIRRY, Oashier. Began Business: 10-30-1900 RESOURCES I.Joans and Discounts________________$ State of Georgia and Municipal B1>nds owned ______ _ __________________ U. S. Government Securities -owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot_ ____________ Furniture and Fixtures_____________ _ Other Real Estate owned ___________ _ Cash in Vault and Amount due from approved Reserve Agents __________ _ Checks for Clearing and Due from other Banks --------------------- OCvasehrdrIateftms s _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other Commodities __________ ----- Customers' Liability on Letters 1>f Credit and Acceptances__________ _ Profit and Loss _________ , __________ _ Other Resources ___________________ _ 278,606.22 7,485.00 832,652.00 None 7,250.00 4,000.00 None 506,452.04 None X one 84.97 24,896.50 X one None 50.00 Total _____________________________ $ 1,661,476.13 LIABILITIES Capital Stock ______________________ $ 40,000.00 Capital Notes ---------------------Surplus Fund ___________ -----------Undivided Profits _________________ _ None 10,000.00 20,703.93 lRlueesertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_ None None Dividends Unpaid -----------------Cashier's Checks ___________________ 5,285.33 3,135.64 Certified Checks ------------------- None Demand Deposits ___________________ 1,242,506.92 Time Certificates of Deposits ________ ~one Savings Deposits ------------------- 339,844.91 Letters 1>f Credit and Acceptances executed for Customers__________ _ None Bills Payable ---------------------XI>tes and Bills Rediscounted_______ _ None None Other Liabilities ------------------- X one Total -------------------------c---$ 1,661,476.73 TWENTY-FOURTH ANNUAL REPORT 95 STATEMENT Showing condition at the close of business December 31, 1943, of ROSWELL BANK Roswell, Ga. As called for by the Superintendent of Banks. J. H. FOSTER, President. Date of Charter: 3-11-1901 C. G. WEBB, Oashier. Began Business: 3J1901 RESOURCES Loans and Discounts _________________ $ State of Georgia and Municipal Bonds owned -------------------- __ r. S. Government Securities owned __ Other Stocks and Bonds owned _____ _ Banking House and Lot. ___________ _ Furniture and Fixtures______________ _ Other Real Estate owned ... _________ _ Cash in Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from other Banks --------------------Cash Items ------------------------Overdrafts ---------------- __________ Advance on Cotton and other Com- modities ____ -------------------Customers' Liability on Letters of Credit and Acceptances__________ _ Profit and Loss_____________________ Other Resources -------------------- 331,164.47 17,000.00 548,500.00 1.00 None 927.48 None 540,367.63 None None 871.99 10,293.71 None None None Total ___________________________ $ 1,449,126.28 LIABILITIES Capital Stock ----------------------$ 25,000.00 Capital Xotes ---------------------- None Surplus Fund ---------------------- 25,000.00 Undivided Profits -----------------Reserve Funds _______ .:_ ____________ _ Due to Banks_______________________ 16,981.78 10,000.00 None Dividends Unpaid ------------------ 10.00 Cashier's Checlf Georgia and Municipal Bonds owned _________ ------ ------------- U. S. Government Securities owned __ Other Stocks and Bonds owned _____ _ Banking House and LoL____________ _ Furniture and Fixtures _____________ _ Other Real Estate owned____ _____ _ Cash in Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from other Banks --------------------- Cash Items -----------------------Overdrafts --------------------- ___ _ Advance on Cotton and other Com- modities --------------- -------Customers' Liability on Letters of Credit and Acceptances___________ _ Profit and Loss_____________________ Other Resources -------------------- 139,328.01 11,051.60 26,000.00 2,900.00 799.30 622.40 1,040.10 64,062.18 3,603.59 145.00 None 48,552.16 None ~one None LIABILITIES Capital Stock ______________________$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits __ ---------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks __________________ Demand Deposits _________________ _ Time Certificates of Deposits _______ _ Savings Deposits _______ .. _______ . Letters of Credit and Acceptances executed for Customers __________ _ Bills Payable ---------------------Xotes and Bills Rediscounted _______ _ Ot.her Liabilities ------------------- 25,000.00 4,000.00 9,500.00 7,143.62 2,500.00 None None 1,016.54 None 186,955.71 35,488.81 26,499.66 None None N<>ne X one Total --------------------------- $ 298,104.34 Total ----------------------------$ 298,104.34 STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF SASSER Sasser, Ga. As called for by the Superintendent of Banks. T. E. MILLER, President. Date of Gharter: 1-15-1905 D. D. HILL, Oa.shier. Began Business: 3-1905 RESOURCES Loans and Discounts __ .. _ _______ $ Stoawtene<>df G__e_o_rg_i_a__a_n_d__M__u_n_i_c_i_p_a_l _B__o_n_d_s U. S. Government Securities owned __ _ Other Stocks and Bonds owned __ .. __ _ Banking House and Lot____________ _ Furniture and Fixtures _____________ _ Other Real Estate owned ___________ _ Cash In Vault and Amount due from approved Reserve Agents ________ _ Checks for Clearing and Due from other Banks ---------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities ____ --------------------Customers' Liability on Letters of Credit and Acceptances__________ _ Profit and Loss ____________________ _ Other Resources ___________________ _ 123,861.23 10,000.00 67,700.00 None 1,200.00 1,200.00 None 134,934.93 807.58 None None ::\one None X one ~one LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund --------------------Undivided Profits ___________ ------ Reserve Funds --------------------Due to Banks----------------------Divlvdends Unpaid ---------- ______ _ Cashier's Checks ------------------Cutifled Checks ------------------Demand Deposits -------- ---------Time Certificates of Deposits_______ _ Savings Deposits ------------------Lette.rs of Credit and Acceptances executed for Customers __________ _ Bills Payable _____________________ _ X<>les and Bills Rediscounted _______ _ Other Liabilities ------------------- 25,000.00 None 32,500.00 6,038.25 None None 488.00 None ~one 272,872.49 2,805.00 None None :Sone None X one Total --- ----------------------- $ 339,703.74 Total ---------------------------- $ 339,703.74 TWENTY-FOURTH ANNUAL REPORT 97 STATEMENT Showing condition at the close of business December 31, 1943, of ATLANTIC SAVINGS & TRUST CO. Savannah, Ga. As called for by the Superintendent of Banks. JAMES E. CAROLAN, President. Date of Charter: 11-6-1933 WM. H. WHITEHEAD, Oashier. Began Business: 11-6-1933 RESOURCES Loans and Discounts .. _________ $ 1,193,612.97 State of Georgia and Municipal Bonds owned __________________________ _ r . S. Government Securities owned __ _ X one 415,000.00 Other Stocks and Bonds owned______ _ Banking House and Lot.___________ Furniture and Fixtures _____________ Other Real Estate owned ___________ _ X one 35,500.00 5,679.27 1.00 Cash In Vault and Amount due from approved Reserve Agents_________ _ 261,637.35 Cherks for Clearing and Due from other Banks ___ . ______________ _ 14,690.52 Cash Items ------------------------ X one Overdrafts --------------------- ___ _ X one Advanre on Cotton and other Com- modities __ __ _____ ___ ----~----- X one Customers' Liability on Letters of Credit and Acceptances __________ . Profit and Loss ____________________ _ Other Resourees ___________________ _ X one ;\one 24,110.58 Total .... - .. ---- __________________.$ 1,950,231.69 LIABILITIES Capital Stock ----------- _________ $ 100,000.00 Capital Xotes ---------------------- None Surplus Fund ---------------------- 100,000.00 l'ndivided Profits _________________ _ 102,522.90 Reserve Funds --------------------- 18,000.00 Due to Banks----------------------Certified Checks __________________ _ None ~one Cashier's Checks ------------------- ~one Certified Checks ------------------Demand Deposits ___________________ 772.19 )'f Georgia and Municipal Bonds owned ____ --------------------- tr. S. Government Securities owned __ _ Other Stocks and Bonds owned _____ _ Banking House and LoL ___________ _ Furniture and Fixtures______________ Other Real Estate owned___________ _ Cash in Vault and Amount due from approved Reserve Agents __________ _ Checks for Clearing and Due from other Banks --------------------- Cash Items ___ --------------------Overdrafts ________ ----------------Advamce on Cotton and other Com- modities __ ___ -----------------Customers' Liability on Letters of Credit and Acceptances__________ _ Profit and Loss____________________ _ Other Resources ___________________ _ Total ____________________________$ 112,314.52 None 136,491.47 None 1,400.00 385.00 10,050.00 126,843.82 None 12.56 None 12,030.34 None None None 399,527.71 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------DRueesertvoe BFaunnkdss___-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates ol Deposits_______ _ Savings Deposits ------------------Lett.,rs of Credit and Acceptances executed for Customers___________ Bills Payable ---------------------N"otes and Bills Rediscounted _______ _ Other Liabilities ------------------- 25,000.00 None 7,000.00 5,477.25 None None 1,525.25 384.01 None 323,126.21 37,014.99 None None None None None Total _____________________________f 399,527.71 STATEMENT Showing condition at the close of business December 31, 1943, of CITIZENS BANK OF SHADY DALE Shady Dale, Ga. As called for by the Superintendent of Banks. 0. H. PERRY, President. Date of Charter: 2-6-1920 0. H. BANKS, Cashier. Began Business: 4-12-1920 RESOURCES Loans and Discounts________________$ State <>f Georgia and Municipal Bonds owned --------------------------L. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned ___________ _ Cash in Vault and Amount due from approved Reserve Agents __________ Checks for Clearing and Due from other Banks ____________________ _ Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit . and Acceptances__________ _ Profit and Loss____________________ _ Other Resources -------------------- Total _____________________________ $ 56,943.84 Nooe 15,000.00 195.00 None 1.00 1.00 75,706.40 764.82 None ~one None None ~one None 148,612.06 LIABILITIES Capital Stock ______________________ $ SCuarppiltuals NFuonteds _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_Undivided Profits __________________ Reserve Funds ------------ ________ _ D.E' to Banks _______________________ _ Dividends Unpaid __________________ Cashier's Checks ------------------Certified Checks ------------------Demand Deposits _________ --------Time Certificates of Deposits_______ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers___________ Bills Payable ---------------------Notes and Bills Rediscounted_______ _ Other Liabilities ------------------- 20,000.00 None 3,000.00 93.52 220.46 None 604.00 397.23 None 92,561.69 31,735.16 None None Nolle None None Total _____________________________$ 148,612.06 100 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF SHARON Sharon, Ga. As called for by the Superintendent of Banks. ARTHUR D. BROWN, President. Date of Charter: 9-29-1904 B. R. DARDEN, Oashier. Began Business: 9-1904 RE,SOURCES Loans and Discounts ___________ $ State <>f Goorgia and Municipal Bonds ovrned ________ ------------------ U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ Banking House and Lot_ ___________ _ Furniture and Fixtures_____________ _ Other Real Estate owned ___________ _ Cash in Yault and Amount due from approved Reserve Agents Checks for Clearing and Due from other Banks --------------------- Cash Items -----------------------Overdrafts -- __ ------------ -------Advance on Cotton and other Com- modities _____ --------- Custmners' Liability on Letters of Credit and Acceptances __________ _ Profit and Loss____________________ _ Other Resources -------------------- 24,515.80 None 18,166.01 None None 500.00 1,100.00 85,600.16 4,350.89 None 130.37 3,550.15 ~one X one X one LIABILITIES Capital Stock ----------------------$ Capital Xotes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends T:npaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits _______ _ Savings Deposits ------------------Lettnds ol\ned --------------------------- U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned___________ _ Cash In Vault and Amount due from approved Reserve Agents ________ _ Checks fo1r Clearing and Due from other Banks --------------------- Cash Items -----------------------Overdrafts ___ -------------------Advance on Cotton and other Com- modities _______________________ _ Customers' Liability on Letters of Credit and Acceptances ___________ _ Profit and Loss_____________________ Other Resources -------------------- 223,636.51 400.00 231,300.00 1,800.00 11,120.00 2,900.00 5,292.41 228,535.00 X one None X one X one X one X one 668.19 Total ------------------------ - --$ 705,652.11 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits _________________ _ Reserve Funds --------------------Due to Banks______________________ _ Dividends Unpaid -----------------Cashier's Checks __________________ _ Certified Checks ------------------Demand Deposits __________________ Time Certificates of Deposits_______ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers __________ _ Bills Payable ---------------------1\oles and Bills Rediscounted _______ _ Other Liabilities ------------------- 25,000.00 21,600.00 10,000.00 8,350.29 2,034.75 None None 2,581.51 None 509,649.20 126,436.36 None None None None None Total _________ ---- _______________.$ 705,652.11 STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF HANCOCK COUNTY ,Sparta, Ga. As called for by the Superintendent of Banks. J. H. DOLVIN, President. Date of Charter: 10-18-1904 E. A. THOMPSON, .Cashier. Began Business: 10-1904 RESOURCES Loans and Discounts $ State of Georgia and Municipal Bonds owned __ _____ ______ --------- U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures ____________ Other Real Estate owned ____ --- __ Cash in Vault and Amount due from approved Reserve Agents_________ _ Checks for Clearing and Due from other Banl\s --------------------- Cash Items -----------------------Overdrafts ____ .. ________ _ Advance on Cotton and other Com- modities __________________ _ Customers' Liability on Letters of Credit and Acceptances __________ _ Profit and Loss ___________________ _ Other Resources -------------------- 153,782Ji'l. None 136,000.00 6,231.67 None 3,800.00 None 138,475.63 None X one 103.8:) X one :X o n e X one ~one Total . ---.---------------$ 438,393.69 LIABILITIES Capital Stock ----------------------~ Capital Notes ---------------------Surplus Fund ------- ----- _____ _ Undivided Profits -----------------Reserve Funds --------------------flue to Banks __ --------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ---------~--------Demand Deposits ____ -- _________ _ Time Certificates of Deposits________ Savings Deposits -----------------Lettors <>f Credit and Acceptances executed for Customers___________ Bills Payable _____________________ _ Notes and BiUs Rediscounted_______ _ Other Liabilities ----~-------------- 25,000.00 None 5,000.00 2,871.45 None None 244.40 90.00 N<>ne 405,187.84 None None None None None None Total ______ ------------------- ___ $ .438,393.69 102 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of THE EXCHANGE BANK OF SPRINGFIELD Springfield, Ga. As called for by the Superintendent of Banks. J. W. TEBEAU, President. Date of Gllarter: 12-31-1907 J. M:. MARCHMAN, Oashier. Began Business: 1-1-1908 RESOURCES Loans and Discounts ________________$ State of Georgia and Municipal Bonds owned --------------------------- U. S. Government Securities owned __ _ Other Stocks and Bonds owned_______ Banking House and Lot____________ _ Furniture and Fixtures-------------Other Real Estate owned___________ _ Cash in Vault and Amount due from approved Reserve Agents__________ Checks for Clearing and Due from other Banks --------------------Cash Items -----------------------Overdrafts ------------------------Adv>otes and Bllls Rediscounted _______ _ None Other Liabilities --~---------------- None Total --------------------------- $ 1,968,873.83 Total ------------------- __ ____ $ 1,968,873.83 106 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF SCREVEN COUNTY Sylvania, Ga. As called for by the Superintendent of Banks. JOHN A. MILLS, JR., President. Date of Charter: 2-20-1930 W. B. LOVETT', JR., Cashier. Began Business: 2-28-1930 RESOURCES Loans and Discounts ________________ $ State of Georgia and Municipal Bonds owned --------------------------- U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot_ ____________ Furniture and Fixtures______________ Other Real Estate owned________ ___ Cash in Vault and Amount due from approved Reserve Agents_________ _ Checks for Clearing and Due from other Banks --------------------- Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities -----------------------Customers' Liability on Letters of Credit and Acceptances__________ _ Profit and Loss_____________________ Other Resources -------------------- 672,092.20 21,083.20 435,800.00 None None None None 548,828.66 None None None None None None None TotaL __.__________________________$ 1,677,804.06 LIABILITIES Capital Stock ______________________ $ 50,000.00 Capital Notes --------------------~ None Surplus Fund ---------------------- 50,0;otes and BiUs Rediscounted_______ _ Other Liabilities ------------------- 25,000.00 None 15,000.00 10,056.37 None None 113.00 39.94 None 305,004.08 26,229.54 None None None None None Total ____ ------------------------$ 381,442.93 STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF TAYLORSVILLE Taylorsville, Ga. As called for by the Superintendent of Banks. J. I. HARRIS, President. Date of Charter: 6-5-1905 W. M. DORS-EY, Cashier. Began Business: 6-13-1905 RESOURCES Loans and Discounts._______ ______ $ State of Georgia and Municipal Bonds owned ------------------- ____ _ U. S. Government Securities owned -Other Stocks and Bonds owned.. ____ _ Banking House and Lot.___________ _ Furniture and Fixtures _____________ _ Other Real Estate owned________ __ Cash in Vault and Amount due from approved Reserve Agents __________ _ Checks for Clearing and Due from other Banks ------"-------------Cash Items _______________________ _ Overdrafts ______________________ _ Advance on Cotton and other Commodities --------------------- __ Customers' Liability on Letters of Credit and Acceptances__________ _ Profit and Loss_____________________ _ Other Resources ___________________ _ Total ____________________________ $ 70,599.22 None 90,000.00 None 1,050.00 1,150.00 None None 154,452.23 :None 19.74 X one None ~one None 317,271.19 LIABILITIES Capital Stock ______________________$ Capital :!1/otes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks______________________ _ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ___________________ Demand Deposits ______ _ Time Certificates of Deposits ________ Savings Deposits __________________ Letters of Credit and Acceptances executed for Customers ___________ Bills Payable ---------------------Xotes and B!Us Rediscounted________ Other Liabilities ------------------- 25,000.00 None 10,000.00 3,837.02 None None None 2,229.84 None 253,057.72 4,000.00 19,146.91 None None Noue None Total _____ ------------- _----------$ 317,271.19 108 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of TENNILLE BANKING CO. Tennille, Ga. As called for by the Superintendent of Banks. S. D. MA:NDEiVILLE, President. Date of Oha,rter: 4-4-1900 S. D. MANDEVILLE, Cashier. Began Business: 4-1900 RESOURCES Loans and Discounts ________________ $ State of Georgia and Munlci(>al Bonds owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned ___________ _ Cash In Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from other Banks --------------------OCvasehrdrIatfetms s __-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advance on Cotton and other Commodities _________________________ _ Customers' Liability on Letters of Credit and Acceptances__________ _ Profit and Loss ____________________ _ Other Resources -------------------- Total _____ -----------------------$ 130,499.14 3,000.00 90,000.00 X one ~o-ne 971.00 1,845.18 140,285.66 None None None 237,486.49 None X one None 604,087.47 LIABILITIES CaJ>ital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks----------------------Dividends Unpaid -----------------Cashier's Checks __________________ _ Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits________ Savings Deposits ___________________ Letters <>f Credit and Acceptances executed for Customers __________ _ Bills Payable _______________________ _ Xotes and Bills Rediscounted________ Other Liabilities ------------------- 30,000.00 None 6,000.00 12,567.96 ~one None None 573.56 None 451,511.58 59,930.30 43,504.07 X one None None None Total ____________________________ $ 604,087.47 STATEMENT Showing condition at the close of business December 31, 1943, of CITIZENS & SOUTHERN BANK OF THOMASTON . Thomaston, Ga. As called for by the Superintendent of Banks. JAMES R. ATWAT'ER President. Date of Charter: 2-28-1930 WALT'ER B. ATWATER, Cashier. Began Business: 2-28-1930 RESOURCES Loans and Discounts_____ _____ ____ $ 244,260.65 State of Georgia and Municipal Bonds owned --------------------------- 15,127.67 U. S. Government Securities owned __ _ 2,592,495.24 Other Stocks and Bonds owned______ _ 16,411.39 Banking House and LoL___________ _ Furniture and Fixtures ______________ 13,709.54 6,645.17 Other Real Estate owned ____________ _ 2,712. 78 Cash In Vault and Amount due from approved Reserve Agents __ 712,215.00 Checks for Clearing and Due from CaosthheIrteBmasnk_s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Overdrafts __ _ __________________ _ 4,318.28 None None Advance on Cotton and other Com- modities _ -------------------- 48,994.16 Customers' Liability on Letters of Credit and Acceptances__________ _ Profit and Loss____________________ _ X one :Kone Other Resources -------------------- 9,765. 75 Total ____________________________ $ 3,666,655.63 Capital Stock LIABILITIES ______________________ f 100,000.00 Capital Notes ------~-------------- None Surplus Fund _ --------------------- 50,000.00 Undivided Profits ------------------ 34,954.37 Reserve Funds --------------------- 10,785.62 Due to Banks----------------------- None Dividends linpaid ------------------ 5,000.00 Cashier's Checks __________________ _ 5,821.00 CErtified Checks ___________________ None Demand Deposits __________________ _ 3,155,178.70 Time Certi.f!cates of Deposits_______ _ 35,711.18 Savings Deposits ___________________ 263,000.11 Letters of Credit and Acceptances executed for Customers__________ _ None Bills Payable ---------------------Notes and B1lls Rediscounted_______ _ Other Liabilities _________________ _ N<>ne None 6,204.65 Total ______________ _ ------$ 3,666,655.63 TWENTY-FOURTH ANNUAL REPORT 109 STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF THOMAS COUNTY Thomasville, Ga. As called for by the Superintendent of Banks. W. F. SCOTT, President. Date of Charter: 2-3-1937 C. B. O'NEAL, Cashier. Began Business: 2-15-1937 RESOURCES Loans and Discounts ________________ $ 657,232.41 Stoatweneodf O__e_o_rg_i_a__a_n_d___M_u__n_ic_i_p_a_l__B_o__n_d_s None li. S. Government Securitiek owned __ _ 1,061,360.00 Other Stocks and Bonds owned _____ _ ~one Banking House and LoL____________ None Furniture and Fixtures-------------Other Real Estate owned ____________ _ 3,235. 72 X one Cash hi Vault and Amount due from approved Reserve Agents 1,022,123.33 Checks for Clearing and Due from other Banks --------------------- 18,015.33 OCvaeshrdrIatfetms s __-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- None 1,550.30 Advance on Cotton and other Commodities ________________________ _ X one CustomNs' Liability on Letters of Credit and Acceptances ___________ Profit and Loss____________________ _ X one X one Other Resources -------------------- ~one LIABILITIES Capital Stock --------------------- $ 50,000.00 SCuarppiltuasl NFuotneds _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_l'ndivided Profits __________________ None 40,000.00 13,983.78 Reserve Funds --------------------- None Due to Banks----------------------- None llividends llnpaid ------------------ 1,184.00 Cashier's Checks ------------------Certified Checks __________________ _ 15,064.16 75.96 Demand Deposits _------------------ 2,438,653. 76 Time Certificates of Deposits________ _ 12,213.66 Savings Deposits _________ ---------- 192,341. i7 Letters of Credit and Acceptances executed for Customers___________ _ None Bills Payable ---------------------Notes and Bills Rediscounted________ Other Liabilities __________________ _ ~one ~one Xone Total ----------------------------$ 2,763,:)17.09 Total ----------------------------$ 2,763,517.09 STATEMENT Showing condition at the close of business December 31, 1943, of COMMERCIAL BANK Thomasville, Ga. As called for by the Superintendent of Banks. J. TRUMAN HOLLAND, President. Date of Charter: 7-16-1916 W. B. BULLOCH, Cashier. Began Business: 7-22-1916 RESOURCES Loans and Discounts ____________ $ 1,083,770.28 State of Georgia and :\Iunicipal Bonds owned --------------------------- 22,134.03 U. S. Government Securities owned __ _ 1,849,447.00 Other Stocks and Bonds owned ______ _ 1,000.00 Banking House and Lot_ ___________ _ 33,000.00 Furniture and Fixtures ______________ 10,000.00 Other Real Estate owned____________ 2,700.00 Cash in Vault and Amount due from approved Reserve Agents _________ _ 994,818.77 Checks for Clearing and Due from other Banks ____________________ _ Cash Items -----------------------Overdrafts _______________________ _ 137m:i~ 167.80 Advance on Cotton and other Commodities ________________________ _ 150,572.89 Customers' Liability on Letters of Credit and Acceptances .. _________ _ Profit and Loss.____________________ _ X one Xone Other Resources -------------------- l:J5.42 Total . ____________________________ $ 4,285,785.53 LIABILITIES Capital Stock _____________________. $ 50,000.00 Capital Xotes ---------------------- ~one Surplus Fund ---------------------- 100,000.00 l:ndivided Profits -----------------Reserve Funds ____________________ _ 12,631.05 3,000.00 Due to Banks----------------------Dividends Unpaid _________________ _ None 100.00 CaRhier's Checks __________________ _ 34.93 Certified Cherks ------------------- 1,452.47 Demand Deposits ---- ______________ _ 3,627,626.66 Time Certificates of Deposits_______ _ 8,018.51 .Savings Deposits _________ _ 471,640.22 Lettns of Credit and Acceptances executed for Customers___________ _ X one Bills Payable ---------------------- None ~otes and Bills Rediscounted ____ ~--- X one Other Liabilities _______________ .__ _ 11,281.69 Total ____________________________ $ 4,285,785.53 110 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF THOMSON Thomson, Ga. As called for by the Superintendent of Banks. J. E. WILKERSON, President. Date of Cbarter: 12-30-1890 E. C. HAWES, Cashier. Began Business: 1891 RESOURCES Loans and Discounts________________ $ State of Georgia and Municipal Bo)lds owned ~----------- _____________ _ U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot_____________ Furniture and Fixtures______________ Other Real Estate owned ___________ _ Cash in Vault and Amount due from approved Reserve Agents_________ _ Checks for Clearing and Due from other Banks --------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances___________ Profit and Loss--------------------Other Resources -------------------- 109,023.49 60,312.26 555,650.00 26,360.28 9,700.00 3,500.00 356.00 384,042.78 89,662.67 90.00 67.21 :None None X one None Total _____________________________$ 1,238,764.69 LIABILITIES Capital Stock --------------------- $ Capital Xotes ---------------------Surplus Fund ---------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid _________________ _ Cashier's Checks __________________ _ Certified Checks ---------------- __ _ Demand Deposits _________________ _ Time Certificates of Deposits _______ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable ---------------------Xotes and Bills Rediscounted _______ _ Other Liabilities ------------------- 50,000.00 :None 50,000.00 25,025.16 1,900.00 None 4,368.00 6,137.23 None 986,474.68 114,524.19 None None None None 335.43 Total ____________________________$ 1,238,764.69 STATEMENT Showing condition at the close of business December 31, 1943, of THE BANK OF TIFTON Tifton, Ga. As called for by the Superintendent of Banks. L. E. BOWEN, PresidenJt. Date of Charter: 10-10-1~91 B. H. McLEOD, Cashier. Began Business: 1896 RESOURCES Loans and Discounts _______________ $ 784,374.55 State of Georgia and Municipal Bonds owned _________ ______________ _ 54,107.66 U. S. Government Securities owned __ 2,632,572.57 Other Stocks and Bonds owned_______ Hanking House and Lot____________ _ 24,572.30 21,633.35 Furniture and Fixtures______________ Other Real Estate owned____________ None 3,550.00 Cash in Vault and Amount due from approved Reserve Agents__________ 1,060,320.76 Checks for Clearing and Due from Caosthhe.IrteBmasnk_s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Oerdrafts ________________________ 8,311.10 380.70 6,093.08 Advance on Cotton and other Commodities _______________________ _ None Custome.rs' Liability on Letters of Credit and Acceptances___________ Profit and Loss____________________ _ X one ~one Other Resources __ ------------------ None Total _-------------------------- $ 4,595,916.07 LIABILITIES ('~pita! Stock ----------------------$ 100,000.00 Capital Notes ---------------------- None Surplus Funds --------------------- 150,000.00 l."ndivlded Profits ------------------ 113,375.74 Reserve Funds --------------------- None Due to Banks----------------------- 578,936.60 Dividends Unpaid ------------------ None Cashier's Checks ------------------Certified Checks ___________________ _ 12,249.73 188.25 Demand Deposits ------------------- 2,984,526.22 Time Certificates of Deposits________ 276,087.67 Savings Deposits ------------------- 380,551.86 Letters of Credit and Acceptances executed for Customers___________ _ Kone Bills Payable ---------------------Xotes and Bills Rediscounted_______ _ None None Other Liabilities ------------------- Xone Total.____________________________$ 4,595,916.07 TWENTY-FOURTH ANNUAL REPORT 111 STATEMENT Showing condition at the close of business December 31, 1943, of THE FARMERS BANK OF TIFTON Tifton, Ga. As called for by the Superintendent of Banks. JOSEPH KENT, SR., President. Date of Charter: 12-23-1936 J. E. NEWTON, Cashier. Began Business: 2-24-1937 RESOURCES Loans and Discounts~~-~~~~~~-~-~~~~$ State of Georgia and Municipal Bonds -owned --------------------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned-~~~~~ Banking House and LoL~~~~~ ~~~~~~ Furniture and Fixtures~~~~-~~~~~~~~~ Other Real Estate owned~~~~~~-~~~~~ Cash In Vault and Amount. due from approved Reserve Agents_~-~~~~~~~ Checks for Clearing and Due from other Banks ~-~~~-~~~~~~ -~~~~-~~~ Cash Items ~~~~~-~~~--~~~~~~~~~~~~~ Overdrafts ~~~~~~ ~~~~~~-~-~ -~-~~~~ Advance on Cotton and other Com- modities ~~-~~~----~-~-~ Customers' Liability on Letters of Credit and Acceptances~--~~~~-~-~ Profit and Loss~--------------~----Other Resources ____________________ 415,572.31 1,051.67 214,305.90 None 5,473.50 4,763.74 None 422,162.79 4,863.70 None None 46,884.47 None None None LIABILITIES Capital Stock ----------------------$ Capital Notes -----------------~--- Surplus Fund -------------------~- l;ndivided Profits -~~----------~~~- Reserve Jf'unds --------------------Due to Banks ~~~~~-------~-----~--~ Dividends Unpaid ~~~~~~-----------~ Cashier's Checks --~--------------~ Certified Checks ~----------- ----~~~ Demand Deposits -~-~------ ~---~--~ Time Certificates of Deposits_~-~--~ Savings Deposits -~--------------- Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable ---------------------~ Xotes and Bills Rediscounted~------ Other Liabilities ---------~-~--~~-~- 50,000.00 None 20,000.00 8,195.19 None 12,701.53 None 8,104.97 None 758,451.85 114,770.81 142,853.73 None None None None Total -----~~-~~~-~---------------$ 1,115,07.8.08 Total --~--~---~-----------------~$ 1,115,078.08 STATEMENT Showing condition at the close of business December 31, 1943, of 1'HE BANK OF TIGNALL Tignall, Ga. As called for by the Superintendent of Banks. C. D. BOLTON, President. Date of Charter: 7-1909 L. D. WARE, Cashier. Began Business: 8-1909 RESOURCES Loans and Discounts __ ~ ----~-~- $ State of Georgia and Municipal Bonds owned ________________________ _ U. S. Government Securities owned __ Other Stocks and Bonds owned _____ _ Banking House and LoL------~--~-Furniture and Fixtures _____________ _ Other Real Estate owned ________ ~ __ _ Cash in Vault and Amount due from approved Reserve Agents-~ _ Checks for Clearing and Due from other Banks -------~---- --~----- Cash Items ------------~-~~-----~- Overdrafts _ ----~~-~-------------~Ad-vance on Cotton ____ --------~---Customers' Liability on Letters of f'redit and Acceptances~---~~----~ Profit and Loss~-------------------~ Other Resources ___________________ _ 105,363.76 None None None .50 None None 108,586.64 15,406.86 N-one None 12,800.40 None None None LIABILITIES Capital Stock __ ---~--------------~-$ Capital ~otes ---------------------Surplus FUnd ---------------------Undivided Profits ------~----~~-~-- Reserve Funds --------------------- Due to Banks----------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ---~-------- ______ _ Demand Deposits ---~------------- Time Certificates of Deposits~------~ Savings Deposits ---------~--~----- Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable ---------------------~ Notes and Bills Rediscounted_______ ~ Other Liabilities ------------------- 25,000.00 None- 5,000.00 700.00 None Xone X one None None 211,458.16 Xone None X one None None X one TotaL------~-------------~--~~-- $ 242,158.16 TotaL_~----------~-----~-~-------$ 242,158.16 112 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of THE BANK OF TOCCOA Toccoa, Ga. As called for by the Superintendent of Banks. J. H. CURTIS, President. Date of Charter: 8-11-1911 MRS. OLE:O H. MITCHELL, Cashier. Began Business: 9-1-1911 RESOURCES Loans and Discounts ___________ $ State of Georgia and Municipal Bonds o~'ned _________ _______________ _ U. S. Government Securities owned __ _ Other Stocks and Bonds owned _____ _ Banking House and Lot_ ___________ _ Furniture and Fixtures______________ Other Real Estate owned ___________ _ Cash in Vault and Amount due from aJlproved Reserve Agents______ __ Checks for Clearing and Due from other Banks ____________________ _ Cash Items -----------------------Overdrafts ________________________ _ Advance on Cotton and other Commodities _______________________ _ Customers' Liability on Letters of Credit and Acceptances _________ _ Profit and Loss____________________ _ Other Resources -------------------- 372,782.05 X one 493,000.00 17,175.00 X one 2,430.00 None 848,400.70 526.29 X one X one 22,161.15 X one X one X one LIABILITIES Capital Stock __ __ ----------------~ Capital Notes ______________________ 25,000.00 15,000.00 Surplus Fund ---------------------- 2'i,OOO.OO Undivided Profits ------------------ 11,864.68 Reserve Funds --------------------- 20,000.00 Due tv Banks-----------------------Dividends Unpaid _________________ _ Cashier's Checks __________________ _ Certified Checks __________________ _ X one Xone 52.20 None Demand Deposits ___ -------- ______ _ 1,566,102.82 Time Certificates of Deposits _______ _ Savings Deposits __________________ Xone 93,45:J.49 Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable ______________________ X one Xone Xotes and Bills Rediscounted _______ _ Other Liabilities __________________ _ X one Xon" Total ________ ------------------ __ $ 1, 756,475.19 Total --------------------------- $ 1,756,475.19 STATEMENT Showing condition at the close of business December 31, 1943, of WILKINSON COUNTY BANK Toombsboro, Ga. As called for by the Superintendent of Banks. H. E. STEPHENS, President. Date of Charter: 7-16-1907 H. E. STEPHENS, Cashier. Began Business: 7-16-1907 RESOURCES Loans and Discounts -------------- $ Staotwenoedf G_e_o_r_g_i_a__a_n_d__M__u_n__ic_i_p_a_l__B_o_n_d_s_ U. S. Government Securities owned __ _ Other Stocks and Bonds owned _____ _ Banking House and Lot ____________ _ Furniture and Fixtures -----------Other Real Estate owned ___________ _ Cash in Vault and Amount due kom approved Reserve Agents __________ Checks for Clearing and Due from other Banks --------------------Cash Items -----------------------Overdrafts ______ --------------- ___ _ Advance on Cotton and other Com- modities __ _ Customc,rs' Liability on Letters of Credit and Acceptances__________ _ Profit and Loss ______________________ Other Resources -------------------- Total _____________________________ $ 48,484.99 X one 134,966.08 ~one 3,750.00 400.00 1,925.00 231,620.06 X one X one 113.30 7,:J5:i.S2 ~one X one X one 428,815.25 LIABILITIES Capital Stock ----------------------$ Capital Notes __ -------------------Surplus Fund ______________________ _ Undivided Profits _________________ _ Reserve Funds ___________________ _ Due to Banks_______________________ Dividends Unpaid _________________ _ Cashier's Checks __________________ _ Certified Checks __________________ _ Demand Deposits __________________ Time Certificates of D-eposits _______ _ Savings Devosits __________________ _ Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable ______________________ Xotes and Bills Rediscounted _______ _ Other Liabilities ___________________ 15,000.00 5,300.00 3,000.00 6,345.28 5,144.oo None 966.60 2,0:\1.40 None 307,883.62 83,123.85 None Xone ~one ~one Xone Total ---------------------------- 428,815.25 TWENTY-FOURTH ANNUAL REPORT 113 STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF TUCKER Tucker, Ga. As called for by the Superintendent of Banks. P. K. BURNS, President. Date of Charter: 10-29-1919 L. S. BURNS, Cashier. Began Business: 12-30-1919 RESOURCES Loans and Discounts __ __________ $ State of Georgia and Municipal Bonds owned --------------------------U. S. Government Securities owned __ Other Stocks and Bonds ownoo_______ Banking House and LoL___________ _ Furniture and Fixtures-------------Other Real Estate owned ____________ _ Cash in Vault and Amount due from approved Reserve Agents ______ Checks for Clearing and Due from other Banks --------------------OCvaeshrdrIatfetms s __-_-_-_-_-_-__-_-_-_--------------Advance on Cotton and other Com- modities __ Custome.rs' Liability on Letters of Credit and Acceptances _________ _ Profit and Loss____________________ _ Other Resources -------------------- Total ______ ------------------- $ 53,483.44 None 59,962.00 1.00 1,600.00 1,000.00 382.67 173,156.80 251.25 None 35.90 X one None None None 289,873.06 LIABILITIES Capital Stock ---------------------- $ Capital Notes ---------------------Surplus Fund _--------------------Undivided Profits -----------------RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ___________________ Demand Deposits ----------- -------Time Certificates of Deposits ________ Savings Deposits ______ ___________ _ Letters of Credit and Acceptances executed for Customers____________ Bills Payable ___________ ._________ _ Xotes and Bills Rediscounted________ Other Liabilities ------------------- 15,000.00 5,475.00 3,000.00 597.83 1,879.00 None None 249.50 None 196,309.24 1,220.00 64,117.49 None None None 2,025.00 Total -----~----------------------$ 289,873.06 STATEMENT Showing condition at the close of business December 31, 1943, of EXCHANGE BANK OF UNADILLA Unadilla, Ga. As called for by the Superintendent of Banks. E. H. CONNER, President. Date of Charter: 4-19-1935 T'. E. WOODRUFF', Cashier. Began Business: 4-22-1935 RESOURCES Loans and Discounts__________ ____ $ State of Georgia and Municipal Bonds owned ______ _________ -------U. S. Government Securities owned __ Other Stocks and Bonds owned _____ _ Banking House and Lot____________ _ Furniture and Fixtures ______________ Other Real Estate owned __________ _ Cash In Vault and Amount due f.rom approved Reserve Agents ________ _ Checks for Clearing and Due from other Banks ____________________ _ Cash Items -----------------------Overdrafts _______________ Advance on Cotton and other Com- nwdities ___ _ ________________ _ Custome.rs' Liability on Letters of Credit and Acceptances ___________ Profit and Loss____________________ _ Other Resources __ ------------------ Total ____________________________ $ 46,617.20 None 135,000.00 ~one 1,600.00 600.00 .None 180,535.09 362.00 X one None 59,724.31 None X one X one 424,438.60 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund --------------------Undivided Profits___________________ Reserve Funds --------------------Due to Banks----------------------Dividends Unpaid -----------------Cashier's Checks ___________________ Certified Checks ------------------Demand Deposits __________________ _ Time Certificates of Deposits________ _ Savings Deposits ____________ ------Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable ---------------------Xotes and Bills Rediscounted_______ _ Other Liabilities ------------------- 15,000.00 None 15,000.00 1,100.60 :Sone None 110.00 921.84 None 379,652.34 12,653.82 None None None :Sone :Sone Total ____________________________ $ 424,438.60 114 DEPARTMENT OF BANKING STATEMENT Showing condition at the dose of business December 31, 1943, of BANK OF UNION POINT Union Point, Ga. As called for by the Superintendent of Banks. H. LAMB, President. Date of Charter: '5-1'5-1911 R. B. RHODES, Cashier. Began Business: 5-1911 RESOURCES Loans and Discounts ________ . ____ $ State of Oeorgia and Municipal Bonds owned --------------- __ -------U. S. Government Securities owned __ Other Stocks and Bonds owned _____ _ Banking House and Lot. ___________ _ Furniture and Fixtur"" -------------Other Real Estate owned_____ __ ____ Cash in Vault and Amount due from approved Reserve Agents ___ _ Checks for Clearing and Due from other Banks --------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances __________ _ Profit and Loss____________________ _ Other Resources __ ------------------ 134,539.37 None 75,310.40 None 1,104.00 1,600.91 172.44 632,995.39 2,181.22 None 38.13 None None None None Capital Stock LIABILITIES ______________________ f Capital Notes -------~--------------Surplus Fund ____________________ _ Undivided Profits -----------------Reserve Funds ------------------ __ Due to Banks ____ ------------------- Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------ ______ _ Demand Deposits __________________ Time Certificates of Deposits _______ _ Savings Deposits _________________ _ Letters of Credit and Acceptances executed for Customers__________ ..,!_ Bills Payable ---------------------Notes and Bills Rediscounted _______ _ Other Liabilities ------------------- 25,000.00 None 25,000.00 1,097.85 1,615.51 None 1,013.00 7,566.85 None 772,876.36 None 13,772.29 None None None :Son9, 847,941.86 Total -------------- .. ------------$ 847,941.86 STATEMENT Showing condition at the close of business December 31, 1943, of THE FARMERS BANK Union Point, Ga. As called for by the Superintendent of Banks. L. O. BENTON, President. Date of Charter: 9-6-1911 A. J. STEWART, Cashier. Began Business: 9-6-1911 RESOURCES Loans and Discounts________________ $ State of Oeorgla and Municipal Bonds owned --- --------~--------------U. S. Government Securities owned __ Other Stocks and Bonds owned_____ _ Bamking House and Lots___________ _ Furniture and Fixtures _______________ Other Real Estate owned________ __ Cash in Vault and Amount due from approved Reserve Agents __________ _ Checks for Clearing and Due from CaosthherIteBmasnk_s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Overdrafts ------------------------Advance on Cotton and other Com- modities __ _ ________ _ Customers' Liability on Letters of Credit and Acceptances __________ _ P-rofit and Loss____________________ _ Other Resources -------------------- 134,495.78 3,121.75 202,820.65 3,940.90 1,500.00 1.00 None 137,621.75 13,825.16 None 165.81 68,640.00 None None X one LIABILITIES Capital Stock ----------------------$ f"apital Notes ---------------------Surplus Fund ---------------------rndivided Profits -----------------Reserve Funds --------------------Due to Banks ----------------------Dividends Unpaid -----------------Cashier's Checks ___________________ Certified Checks ------------------Demand Deposits ___________________ "'ime Certificates of DepOsits _______ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers___________ _ Bills Payable ---------------------Notes and Bills Rediscounted _______ _ Other Liabilities ------------------- 25,000.00 None 15,000.00 5,077.65 750.00 None 4.80 637.36 None 384,395.03 None 135,267.96 None None None None Total ----------------------------$ 566,132.80 Total ___ -------------------------$ 566,132.80 TWENTY-FOURTH ANNUAL REPORT 115 STATEMENT Showing condition at the close of business December 31, 1943, of BRICE BANKING COMPANY Vidalia, Ga. As called for by the Superintendent of Banks. M. F. BRICE, President. Date of Charter: 10-22-1938 G. H. GffiSON, Cashier. Began Business: 10-29-1938 RESOURCES Loans and Discounts_________________ $ State of Georgia and Municipal Bonds owned ------ ----------------U. S. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot.____________ _ Furniture and Fixtures_____________ _ Other Real Estate owned___________ _ Cash In Vault and Amount due from approved Reserve Agents_________ _ Checks for Clearing and Due from other Banks --------------------Cash Items -----------------------Overdrafts ----------------------- __ Advance on Cotton and other Com- modities _ ----------------------Customers' Liability on Letters of Credit and Acceptances __________ _ Profit and Loss_____________________ Other Resources -------------------- 925,143.17 None 2,500.00 None None 1,646.40 None 201,846.12 4,797.85 None 2,746.39 274,086.80 None None None Total ____________________________$ 1,413.366.73 LIABILITIES Capital Stock ----------------------$ 25,000.00 Capital Notes ---------------------- None Surplus Fund ---~----------------- 10,000.00 Undivided Profits ------------------ 27,034.28 RDeuseertvoe BFaunnkdss__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ 7,506.69 None Dividends Unpaid ------------------ None Cashier's Checks ------------------- 1,341.94 Certified Checks ------------------- None Demand Deposits ------------------- 1,185,798.19 Time Certificates of Deposits________ _ 26,885.47 Savings Deposits ------------------- None Letters of Credit and Acceptances executed for Customers__________ _ None Bills Payable ---------------------- None Notes and Bills Rediscounted _______ _ 126,125.00 Other Liabilities ------------------- 3,675.16 Total ____________________________ $ 1,413,366.73 STATEMENT Showing condition at the close of business December 31, 1943, of DARBY BANKING COMPANY Vidalia, Ga. As called for by the Superintendent of Banks. J. F. DARBY, SR., President. Date of Charter: 6-22-1934 0. C. EIDSON, Cashier. Began Business: 7-1-1934 RESOURCES Loans and Discounts ________: _______$ State of Georgia and Municipal Bonds owned ~ ____ --------------------- U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot____________ _ Furniture and Fixtures____________ _ Other Real Estate owned__________ _ Cash In Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from other Banks --------------------COavsehrdrIatefmtss _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ Advance on Cotton and other Commodities ------------------------- Customers' Liability on Letters of Credit and Acceptances __________ _ Profit and Loss ____________________ _ Other Resources -------------------- 125,670.17 12,000.00 175,800.00 600.00 7,135.62 45.69 2,682.23 634,565.17 8,902.35 None None 69,346.90 None None 2,354.25 TotaL____________________________ $ 1,039,102.38 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due tg Banks _______________________ Dividends Unpaid -----------------Cashier's Checks ---"--------------Certified Checks __________________ _ Demand Deposits ________ .---------Time Certificates of Deposits________ _ Savings Deposits ------------------Letters (}f Credit and Acceptances executed for Cust(}mers__________ _ Bills Payable ____________________ _ Notes and Bills Rediscounted_______ _ Other Liabilities ___________________ 25,000.00 4,000.00 12,500.00 7,655.74 3,787.50 None None 2,912.92 127.56 835,337.92 99,009.35 46,544.02 None None None 2,227.37 TotaL ____________________________ $ 1,039,102.38 116 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of CITIZENS BANK Vienna, Ga. As called for by the Superintendent of Banks. J. B. WALTON, President. Date of Charter: 6-24-1931 W. G. Wl'LLIAMSON, Cashier. Began Business: 7-1-1931 RESOURCES Loans and Discounts..______________$ State of Georgia and Municipal Bonds owned _________________________ _ U. S. Government Securities owned ... Other Stocks and Bonds owned_______ Banking House and LoL___________ _ Furniture and Fixtures______________ Other Real Estate owned____________ Cash in Vault and Amount due from approved Reserve Agents __________ Checks for Clearing and Due from other Banks --------------------Cash Items -----------------------Overdrafts ______ ------------------Advance on Cotton and other Com- modities ------------ -----------Customers' Liability on Letters of Credit and Acceptances...________ Profit and Loss _____________________ Other Resources -------------------- Total----------------------------$ 212,900.42 None 268,850.00 None 3,285.00 2,250.90 None 291,605.59 3,395.89 None X one 83,265.41 None None None 865,553.21 LIABILITIES Capital Stock ______________________ $ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks_______________________ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits -----------------Time Certificates of Deposits________ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers ___________ Bills Payable ---- _______________ Xotes and Bills Rediscounted________ Other Liabilities ------------------- 50,000.00 None 10,000.00 25,145.09 None 841.35391.65 744.84 None 761,790.80 16,639.48 None None None None None Total ____________ -----------------$ 865,553.21 STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF VILLA RICA Villa Rica, Ga. As called for by the Superintendent of Banks. S.C. DOBBS, President. Date of Charter: 5-4-1899 H. G. GLIATT, Executive Vice-President. Began Business: 5-1899 RESOURCES Loans and Discounts........o.......$ State of Georgia and Municipal Bonds owned ____________________ _:_ --- U. S. Government Securities owned ... Other Stocks and Bonds owned_______ Banking House and LoL ___________ _ Furniture and Fixtures______________ Other Real Estate owned____________ Cash in Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from other Banks -------------------- _ Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances ___________ Profit and Loss _____________________ Other Resources ____________________ 376,082.00 2,646.2:> 466,570.00 9,983.75 2,500.00 1.00 10,000.00 221,897.05 None 5.00 None None None None None Total _____________________________$ 1,089,685. 05 LIABILITIES Capital Stock --------------~------- $ Capital Notes ---------------------Surplus Fund ---------------------Undivided P-rofits -------------- ___ _ Reserve Funds ------------- ________ Due to Banks_______________________ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checlrs ------------------Demand Deposits ------------------Time Certificates of Deposits_______ _ Savings Deposits ------------ _____ _ Letters of Credit and Acceptances executed for Customers__________ _ Bills Payable ----- ---------------::-f Credit and Acceptances e.xecuted for Customers__________ _ None Bills Payable _____ ---------------- None ~{)tes and Bills Rediscounted _______ _ None Other Liabilities ------------------- None Total .. ------------------------- $ 1,494,528.32 Total ----------------------------$ 1,494,528.32 STATEMENT Showing condition at the close of business December 31, 1943, of CITIZENS BANK AND TRUST COMPANY West Point, Ga. As called for by the Superintendent of Banks. WILLIS JOHNSON, President. Date of Charter: 2-17-1917 H. C. SAPP, Cashier. Began Business: 3-17-1917 RESOURCES Loans and Disc{)unts________________$ 392,475.31 State of Georgia and Municipal Bonds owned _________________________ _ None U. S. Government Securities owned __ _ 1,924,100.00 Other Stocks and Bonds owned______ _ None Banking House and Lot-------------Furniture and Fixtures _____________ _ None 16,000.00 Other Ueal Estate owned____________ None Cash in Vault and Amount due from approved Reserve Agents ________ 1,908,770.85 Cllecks for Clearing and Due from other Banks --------------------- 2,208.04 Cash Items ------------------------ None Overd-rafts ----- __ ----------------- None Advance on Cotton and other Commodities __ _ ________________ _ None Customers' Liability on Letters of Credit and Acceptances__________ _ Profit and Loss _____________________ None None Other Resources -------------------- None Total ______ __ __________________ $ 4,243,554.20 LIABILITIES Capital Stock ----------------------$ 100,000.00 Capital Notes ---------------------- None Surplus Fund ---------------------- 75,000.00 RUensdeirvviedeFd uPnrdosfi_ts__-__-_-_-_-_-_--: -_-__-_-_-_-_-_-_--_ Due to Banks_______________________ 27,035.26 17,469.79 None Dividends Unpaid ------------------ 668.75 Cashier's Checks ------------------- 5,052.40 Certified Checks --------------- __ _ 91.68 Demand Deposits ------------------- 2,972,681.01 Time Certificates of Deposits________ None Savings Deposits ------------------- 1,045,555.31 Letters of Credit and Acceptances executed for Customers__________ _ None Bills Payable ---------------------N{)tes and Bills Rediscounted_______ _ None None Other Liabilities ------------------- None Total ----------------------------$ 4,243,554.20 120 DEPARTMENT OF BANKING STATEMENT Showing condition at the close of business December 31, 1943, of THE PEOPLES BANK Winder, Ga. As called for by the Superintendent of Banks. C. 0. M'ADDOX, President. Date of Charter: 10-29-1926 E. V. POOL, Cashier. Began Business: 10-30-1926 RESOURCES Loans and Discounts ________________ $ State of Georgia and Municipal Bonds owned _________ ----------------- U. S. Government Securities owned __ _ Other Stocks and Bonds owned _____ _ Banking House and Lot_ ___________ _ Furniture and Fixtures _____________ _ Other Real Estate owned________ . __ Cash in Vault and Amount due from approved Reserve Agents __________ Checks for Clearing and Due from other Banks --------------------- Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities ---- --------------------Customers' Liability on Letters of Credit and Acceptances__________ _ Profit and Loss _____________________ Other Resources -------------------- 408,011.05 None 764,000.00 1,850.00 14,000.00 2,000.00 5,700.00 560,814.47 409.80 None :X o n e 4,999.97 None None None LIABILITIES Capital Stock ______________________$ 25,000.00 Capital Notes ---------------------- None Surplus Fund ---------------------- 30,000.00 Undivided Pr<>fits ------------------ 5,000.00 Reserve )funds --------------------Due to Banks_______________________ 10,366.53 None Dividends Unpaid ------------------ 2,000.00 Cashier's Checks ------------------- 2,503.76 Certified Checks ------------------- 67.00 Demand Deposits . _ _____________ _ 1,576,252.96 Time Certificates of Deposits________ None Savings Deposits __________________ _ 110,595.04 Letters of Credit and Acceptances executed for Customers__________ _ Bills Payable ____________________ _ None None .'!otes and Bills Rediscounted _______ _ Other Liabilities __________________ _ None None Total ----------------------------$ 1,761,785.29 Total --------------------------- $ 1,761,785.29 STATEMENT Showing condition at the close of business December 31, 1943, of THE WOODBURY BANKING CO. Woodbury, Ga. As called for by the Superintendent of Banks. W. E. WILBURN, President. Date of Charter: 10-20-1891 S. P. WILBURN, Cashier. Began Business: 9-29-1902 RESOURCES Loans and Discounts ______________ $ State of Georgia and Municipal Bonds owned _________ ---------~------- U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and Lot______________ Furniture and Fixtures _____________ _ Other Real Estate owned ___________ _ Cash in Vault and Amount due from approved Reserve Agents __________ _ Checks for Clearing and Due from other Banks --------------------- Oash Items -----------------------Overdrafts --------------------- __ Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances___________ Profit and Loss _____________________ Other Resources -------------------- Total _____________________________ $ 85,454.67 None 278,400.00 540.00 None 1,550.00 2,850.00 164,977.36 None None 113.63 289.87 None None 1,001.00 535,176.53 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------Reserve Funds --------------------Due to Banks ______________________ _ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits _______ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers___________ Bills Payable ----- _______________ _ Xotes and Bills Rediscounted ________ Other Liabilities __________________ _ 25,000.00 None 10,000.00 7,166.67 5,000.00 None None 4,476.63 None 431,658.72 51,874.51 None None None None None Total ____________________________ $ 535,176.53 TWENTY-FOURTH ANNUAL REPORT 121 STATEMENT Showing condition at the close of business December 31, 1943, of WOODLAND BANK Woodland, Ga. As called for by tlie Superintendent of Banks. J. H. WOODALL, President. Date of Charter: 11-18-1907 M. H. KING, Oashier. Began Business: 11-25-1907 RESOURCES Loans and Discounts ________________ $ State of Georgia and Municipal Bonds owned __________________________ _ U. s. Government Securities owned __ _ Other Stocks and Bonds owned______ _ Banking House and Lot____________ _ Furniture and Fixtures_____________ _ Other Rea. Estate owned___________ _ Cash in Vault and Amount due from approved Reserve Agents _________ _ Checks for Clearing and Due from other Banks --------------------Cash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities ____ --------------------- Customers' Liability on Letters of Credit and Acceptances__________ _ Profit and Loss ____________________ _ Other Resources -------------------- Total _____________________________$ 27,947.43 None 39,900.00 None 800.00 None None 162,341.57 None 81.70 X one 1, 759.61 None None None 232,830.31 LIABILITIES Capital Stock ----------------------$ Capital Notes ---------------------Surplus Fund ---------------------Undivided Profits -----------------DReusee.rtvoe BFaunnkdss_ _-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits ________ _ Savings Deposits ------------------Letters of Credit and Acceptances executed for Customers __________ _ Bills Payable _____________ .. _______ _ Xotes and Bills Rediscounted _______ _ Other Liabilities ------------------- 15,000.00 None 12,000.00 3,375.46 None None 302.40 138.13 None 186,106.60 15,337.~ None None None None 570.52 Total _____________________________$ 232,830.31 STATEMENT Showing condition at the close of business December 31, 1943, of BANK OF WOODSTOCK Woodstock, Ga. As called for by the Superintendent of Banks. S. L. JOHNSTON, President. Date of Gharter: 11-3-1905 S. L. JOHNSTON, Oashier. Began Business: 11-13-1905 RESOURCES Loans and Discounts________________ $ State of Georgia and Municipal Bonds owned _________ ----------------- U. S. Government Securities owned __ _ Other Stocks and Bonds owned ______ _ Banking House and LoL___________ _ Furniture and Fixture~ _____________ _ Other Real Estate owned ___________ _ Cash in Vault and Amount due from api>roved Reserve Agents _________ _ Checks for Clearing and Due from other Banks ____________________ _ Oash Items -----------------------Overdrafts ------------------------Advance on Cotton and other Com- modities ------------------------Customers' Liability on Letters of Credit and Acceptances__________ _ Profit and Loss ____________________ _ Other Resources ------------------- 54,725.86 None 103,543.75 6,036.04 2,500.00 600.00 230.00 149,223.64 None ~one None None None None 10,000.00 LIABILITIES Capital Stock ______________________$ Capital Notes ---------------------Surplus Fund ---------------------Undvided Profits __ ----------------Reserve Funds --------------------Due to Banks----------------------Dividends Unpaid -----------------Cashier's Checks ------------------Certified Checks ------------------Demand Deposits ------------------Time Certificates of Deposits________ _ Savings Deposits __________________ _ Letters of Credit and Acceptances executed for Customers__________ _ Bills Payable ____________________ _ N