Fifth annual report, 1924

DEPARTMENT OF BANKING STATE OF GEORGIA ATLANTA
STEIN PRINTING COl\lPAKY STATE PRINTERS ATLANTA. GA.

/
STATE CAPITOL, ATLANTA

STATE OF GEORGIA
DEPARTMENT OF BANKING
Created by Act Approved August 16, 1919
FIFTH ANNUAL REPORT
YEAR ENDING DECEMBER 31, 1924.
DEPARTMENT ESTABLISHED An Act to create the Department of Banking of the State of Georgia, to provide for the incorporation and regulation of Banks and penalties for violations of the Law, defining duties of the Superintendent of Banks and for other purposes, was enacted by the Legislature in 1919, approved by the Governor August 16, 1919, and effective January 1, 1920. Also amended in 1920 and 1922. Prior to that time the Institutions now under supervision of the Superintendent of Banks were supervised in the Bureau of Banking by the State Treasurer, as provided for in Laws enacted in 1890 and 1907.
T. R. BENNETT, Superintendent of Banks.

4

FIFTH ANNUAL REPORT

DEPARTME:Vf OF BANKING, STATE OF GEORGIA,
ATLANTA.

HoN. CLIFFORD ~ALKER, GoYernor, State of Georgia Atlanta, Ga.

Deeemher 31, 19~4.

Dear Sir:
In compliance with Sections 15 and 16 of Article :2 of the Banking Act, approved August 16, H}]9, effeeti,e .January 1, 19:20, I haYe the honor to submit herewith this, the Fifth "\nnual Report of the Department of Banking of the State of Georgia.
The compilation contained in this Yolume is made up from our call for statement showing condition of the five hundred and fourteen Banks and Trust Companies, as well as forty-five Branches, under supervision of this Department, at close of business December 31, 19'i?4, the Trust Companies being those ha,ing banking powers and privileges and operating under charters obtained through the Secretary of ~tate or General Assembly.
A careful an'alysis of data ('OBtained in this report will show that conditions in Georgia are gradually, but surely, working toward a sound basis and in our opinion, if reasonable economy and busines~ acumen is exercised, Georgia has before her the brightest period of her existence. The United effort of business men and hankers of the State to encourage and aid in e,ery consistent way to the upbuilding of our agricultural interest, will certainly result in a period of prosperity neYer before equaled.

DEPARTMENT OF BANKING

5

One of the requirements of our Banking Law is that the Executive of this Department submit such amendments as to him may seem good for banks, and a protection for their clientele. Therefore, the following, some of which have been recommended heretofore, are regarded as good, and I reC'ommend them:
Article I, Section 3.-Limit number of branC'hes that a bank may have and adjust directorate.
Article 3, Section 2.-Provide that when deemed advisable, the Department may require complete audit of bank by approved auditor or expert accountant. Adjust fees for examinations.
Article 7, Section 3.- Provide some record or notice of possession to be filed in the clerk's office in the county in which the bank is located.
Section 19.-Merge Sub-section 5 with Sub-section 7 and provide that Sub-section 4 shall be first in order of payment and amend Sub-section 6 so as to define those obligations which are to be paid under this classification.
Section ~0.-Amend so as to eliminate the confusion brought about by the divisions of the opinions of the ,Justices of the Supreme Court.
Artiele 8.-Provide that before the Secretary of State shall authorize the issuance of a charter to any bank that the Superintendent shall certify that in his opinion the needs of the community in which the hank is sought to be organized justified its creation and shall approve the personnel of the directorate of the proposed bank.
Article 18, Section I.-Provide that the funds derived from the stockholders' liability shall be paid only to those depositors holding no security and having no preference or priority.
Article 19, Section 21.-Provide that this Section shall apply alike to banks, either with or without trust company powers and privileges.
Section 27.-Establish reserve cities.
Respectfully submitted,
T. R. bENNETT,
Superintendent of Banks.

6 --------------F-IF-T~ H ~A~NN~U~A~L~R~EP-O-R- T ---------------
OFFICIAL ROSTER
December 31, 1924.

T. R. BENNETT, Superintendent of Banks.

E. A. THOMPSON, Assistant Superintendent of Banks.

EXAMINERS

Name

Salary Per Month

Cagle, Joseph E._________________ ____ __ ____$200.00

Dixon, Thos. A._________ __ ____________________ 200.00

Douglass, E. B. __ ___ ___ ____ _ ____ __ __ 200.00

Edge, J. H.______ __ __ _ ____ ___

___ 200.00

Gunby, R. B.____ _

_________________ 200.00

Lloyd, W. D ______________________________ 200.00

Mell, R. S. ______________ _ __ ___ ___ ____________ 200.00

Sasser, J. B.________ __ __ ___ ___ ________________ 200.00

Sisk, M. E.____________ ___ ___ __ _________________ 200.00

OFFICE ASSISTANTS

~arne

Salary Per Month

Kemp, J. F.

____ ___ ___

__$175.00

Webb, Miss Ruth________ _____ ___________ 120.00

Webb, Miss Ruby____ _ ____ _ ____ _________ 120.00

Bass, Miss Car~lee__________ _

100.00

Peek, Miss Nellie Mae______ ___ __ _______ __ 90.00

DEPARTMENT OF BANKING

7

DEPARTMENT O"F BANKING, STATE OF GEORGIA Condensed Statement-Receipts and Disbursements
From January I, 1924, to December 31, 1924

RECEIPTS:
Balance on hand .January 1, 1924_____ _ Fees Collected Refunds from hanks in process of
Liquidation Refunds from advance on expense
account__ Interest on Balances _________________ _

---- $ .5,983.27 -- $ .55,197.53
14,843.67
123.60. 146.67

Total Receipts __ ___ __ ___ __ ___ __ ___ __ __ _ _ __

70,311.47

Total _______ ____ _ __

- -- - -- - ----$ 76,294.74

DISBURSEMENTS:
Salaries Expenses of Examiners___ _ J\iiscellaneous Traveling Expenses__ Office Maintenanee ________ _

- $ 44,410.94 18,583.68 4,512.81 4,778.19

Total Disbursements__ __

___ __ ___ _

Detail Cash Balance on Dec. 31, 1924__ _

$ 72,285.62 4,009.12

TotaL

- -- ---- ---- - ----- ------ ______$ 76,294.74

8

FIFTH ANNUAL REPORT

AMENDMENTS TO CHARTERS GRANTED TO INCREASE

CAPITAL DURING THE YEAR 1924.

(FOUR)
~.~----~--~----~~~-~-=---------=~--

NAME OF BANK I LOCATION i DATE

I

I APPROVED

----------------------

Atlanta Commercial Bank ___ -\Atlanta _______ IJuly 12, 1924[

Bank of Camilla _____________ Camilla _______ IJulv 16. 1924[ Commercial Bank __________ -IM~tcalf _-.- ___ -\Oct. 22. 1924,

Exchange Bank _____________ [MilledgeVIlle _ ..Apr. 12. 1924l'

I

I

AMOUNT OF INCREASE
$50,000 to $100,000 50,000 to 100,000 25,000 to 50,000 75.000 to 100,000
----

AMENDMENTS TO CHARTERS GRANTED TO DECREASE

CAPITAL STOCK.

(SIX)

NAME OF BANK

LOC.\TION

I
l DATE I
APPROVED

.\MOUNT OF DECREASE

Farmers Bank ___ . __________ Byron _________ July 28, 19241

$25,000 to $ 15,000

The Cadwell Banking Co. ____ CadwelL ______ Jan. 2.5. 19241

25,000 to 15,000

The Peoples Bank ___________ Calhoun_______ Aug. R, 1924'

fiO,OOO to .10.000

Bank of Collins______________ ,Collins. -----.Feb. 27. 1924j

25,000 to 15,000

Farmers & Merchants Bank___ Jeffersonville___ Jan. 2.5. 1924:

25,000 to 15,000

The Farmers Bank ___________ \Vrightsville __ .Jan. 2;), 1924! 1

!iO,OOO to 25,000

I ---------- ----- ----

- - - - - - - . - - - - --- -- -- - -

- - - - -----------~--

AMENDMENTS GRANTED TO CHANGE

CORPORATE NAME.

(THREE)

NAME OF BANK

I
II DATE
I LOCATION APPROVED I

TO BE KNOWN

--1924\ l-. Lowry Bank & Tr. Co. of Ga._ 1::\ti;;'nta_ ~~March

Trust Company of Georgia.

Bank of Bullochville _________ ]Bulloehville ____ .June 28. 1924 Warm Springs Banking Co. Citizens Bk. of Bullochville ___ IBullochville ____ ~April 29, 192411 Bank of Warm Springs.

:

I

NAME OF BANK

CHARTERS GRANTED IN YEAR 1924.

(EIGHT)

I LOCATION

CAPITAL STOCK

I DATE APPROVED

Citizens Bank _____________ --\Colquitt ___ _-The Commercial Bank _______ Crawford ___ _-Bank of Fort Valley__________ Fort Valley __ --
Luther Williams Bk. & Tr. Co. Macon_____ _--
The Commercial Bank _______ Manchester__ -The Citizens Bank___________ Marietta ___ _ The United Banking Co._ ____ Nashville___ _~~I

$25,000 15,000 30,000 100,000 25,000 50,000 25,000

March 24, Sept. 2, Oct. 10, June 26, June 24, Jan. 21, July 10,

1924 1924 1924 1924 1924 1924 1924

DEPARTMENT OF BANKING

9

MISCELLANEOUS AMENDMENTS TO CHARTERS (FOUR)

NAME OF BANK

1

DATE

! LOCATION ! APPROVED I'

NATURE OF APPLICATION_ __

Atlanta Commercial Bank ____ iAtlant:-:-:-=INov. 21, 1924' Secure Trust Company Powers.

1

I

and Privileges.

The Blackshear Bank_ _______ I:Biackshear ____ 1March 1, 1924 Acquire rights to establish

,

Branch Banks.

Exchange Bank of Savannah.... I'Savannah .. ____ 1,Sept. 12, 1924 Secure Trust Company Powers and Privileges.

The Citizens & Southern Bk.. _ savannah _____ I.June 13, 1924 Secure Trust Company Powers

---~-------------1~----------.1~

-------

and Privileges.
--------------

STATE BANKS AND TRUST COMPANIES MERGED

(FIVE)
=----=--=---=-=-=-=-=--=-=-====-======--=-===-==-=--=---~---~-~----=---=--=-=

NAME OF BANK

LOCATION I DATE

NATURE OF ACTION

-----------1------1------- ----------Lowry Bank & Tr. Co. of Ga.. Atlanta _______ Feb. 8, 1924 Merged with Atlanta National
Bank. Bank of Culloden ____________ Culloden ______ .Jan. 22. 1924 Merged with Merchants &
Planters Bank, Culloden.
The Citizens Bank of Rome ___ Rome ________ .. !Jan. --,')') 1924 Merged with Floyd County
Bank of Rome.
Citizens Banking & Trust Co.... (Thomasville ..... -IJuly :30, 1924 Merged with Bank of Thomas-
ville. Bank of Enigma __ .. _____ .. ___ .. [Enigma_ .. _____ !Oct. 29, 1924 Merged with Bank of Alapaha.
I

BANKS VOLUNTARILY LIQUIDATED. (FIVE)

NAME OF BANK

LOCATION

Bank of Apalachee.. ___ .. ______________________________________ Apalachee
Clermont State Bank ...... __ .. ___________________________________ Clermont Citizens Bank __ -- .... __ -- ______________ .. ______ __ ___ __ ___ _______ Cochran
State Bank __ .... --- .... ---_ .......... ___ - __ .... ____ .... ______ .. _______ .. ___ Manchester Farmers Bank___ .. ____ -- .. __ .. _.. __ .. __ .. ____ .. _____ .. ______ __ ___ ____ Zebulon

BANKS AND TRUST COMPANIES UNDER THE SUPERVISION OF THE DEPARTMENT OF BANKING.
(579)

NAME OF BANK

LOCATION

CHARTERED

Bank of Abbeville _____ ----------------- __ Abbeville _____________________ Oct. Bank of Acworth ______________ - ___ -- ___ .. Acworth _____________________ Oct.
S. Lemon Banking Co.--- __ ---------- ____ Acworth _____________________ Dec. Bank of Adairsville ______________ - ______ ..Adairsville ___________________March
Bank of AdeL ______ ------------------ ___ AdeL _____ -------- _____ --~---Nov. First Bank of Cook County _____________ AdeL ________________________ June Bank of Adrian ________________ ----- _____ Adrian _______________________ Nov.
Bank of Alapaha ________ - __ --------- ____ Alapaha _____________________ March Albany Trust & Banking Co. ____________ Albany_______________________ June Alma State Bank________________________ Alma _______ - _________________ April Milton County Bank____________________ .. Alpharetta ___________________ Dec. Bank of Commerce_______________________ Americus _____________________ Oct. Planters Bank___________________________ Americus ____________________ Oct. Empire Bank_____________________________Americus ____________________March Bank of Apalachee _______________________ Apalachee ___________________ Aug.
Bank of Arlington ______________________ ..Arlington ____________________ Jan. Bank of Arnoldsville ____________________ ..Arnoldsville __________________ Oct. Ashburn Bank___________________________ Ashburn _____________________ July Citizens Bank ___________________________ Ashburn _____________________ July
Turner County Bank____________________ Ashburn _____________________ Feb. American State Bank____________________ Athens _______________________ Dec.
Athens SavingBank_____________________Atb.ens _______________________ Oct. Commercial Bank________________________ Athens _______________________ Sept. American Savings Bank _________________ Atlanta ______________________ Dec. Atlanta Commercial Bank_______________ Atlanta ______________________ May Atlanta Trust Company_________________ Atlanta _____________________ .. Aug. Citizens Trust Co. _______________________ Atlanta _____________________ .. Aug. City Savings Bank_______________________ Atlanta ______________________ May
Colonial Trust Company________________ Atlanta ______________________ Oct. East Atlanta Bank ______________________ Atlanta ______________________ Nov. Farmers & Traders Bank________________ Atlanta ______________________ Sept.
Georgia Savings Bank & Trust Co. ______ Atlanta ______________________ Oct. Georgia State Bank _____________________ Atlanta. ______________ . ______ May Lakewood Bank _____________________ . .Atlanta______________ ____ .. Nov.
Lowry Bank & Trust Co. of Ga. _________ Atlanta ________________ .. ___ ..Nov. Security State Bank_____________________ Atlanta ______________________ Aug. Georgia Railroad Banke _________________ Augusta _____________________Nov.

6, 1904
31' 1905 18, 1906 21, 1899 30, 1901 3, 1919 20, 1911 4, 1905 13, 1905 1, 1920 5, 1910 13, 1891 13, 1891 18, 1922 26, 1919 17, 1901 13, 1919 3, 1900 27, 1905
20' 1912 2, 1902 19, 1885 29, 1891
27' 1886 12, 1916
19' 1910 15, 1921 20, 1919 22, 1912 15, 1910
25, ~900 26, 1889 12, 1922 17, 1920
27' 1922 31' 1911 5, 1892

.....
0

BEGAN BUSINESS

Oct.

25' 1904

Dec. 19, 1905

Jan.

1, 1907

March 24, 1899

1901

June Dec.

10' 1919 7, 1911

April June April Jan.

1' 1905

1905

1920 26, 1911

.,.~ ....
"l

Jan.

1892 0:

1892 March 20, 1922 Sept. 24, 1919

.zz.....

Sept.

1901 29' 1919

q
>
t<

July

14' 1900

Oct.

25, 1905

Ma:rch

1912

~ t<l
"C

Jan.

., 2, 1903 1892

0
~

1891

1887

May

15, 1916

Sept.

1910

Aug. 17, 1921

June

6, 1919

Oct.

24, 1912

March 15' 1911

Oct.

1900

Sept.

1, 1899

May

15, 1922

Dec.

R, 1920

Dec.

1911 31, 1892

NAME OF BANK

LOCATION

CHARTERED

Union Savings Bank_____________________ Augusta _____________________ Sept. Austell Bank ____________________________ AustelL _____________________ Jan.
Bank of Baconton_______________________ Baconton____________________ Apr.
Bainbridge State Bank__________________Bainbridge___________________ Feb. Decatur County Bank___________________ Bainbridge___________________ Dec. Citizens Bank & Trust Co. ______________ Bainbridge___________________ Feb. Baldwin State Bank _____________________Baldwin______________________Nov. Ball Ground Bank_______________________ Ball Ground _________________May Barnesville Bank ________________________Barnesville___________________Sept. Bartow Bank____________________________ Bartow________________________ Dec.
Bank of Barwick_________________________ Barwick______________________ Jan. Baxley State Bank_______________________ Baxley_______________________ Aug. Blackshear Bank________________________ Blackshear __________________ Sept. Citizens Bank ___________________________Blakely ______________________ March
Fannin County Bank____________________ Blue Ridge ___________________May Farmers Bank ___________________________ Blythe _______________________ Aug.
Bank of Boston__________________________Boston_______________________ Dec.
Farmers & Merchants Bank _____________ Boston_______________________ Sept. Bank of Bostwick________________________Bostwick_____________________ oct. Bank of Bowdon_________________________ Bowdon______________________ oct.
Bank of Bowersville _____________________Bowersville __________________ Dec. Bank of Bowman ________________________Bowman _____________________ Feb. Bank of Bradley_________________________ Bradley______________________ Sept. Bank of Bremen _________________________Bremen ______________________March Farmers Bank ___________________________ Bremen______________________ Aug.
Farmers & Merchants Bank _____________ Brewton_____________________ May Citizens Bank_ _________ __ _ _________ Brinson______________________ Dec. Bank of Brooklet ________________________ Brooklet _____________________ May Brooks Bank_____________________________ Brooks_______________________ Aug.
Brunswick Bank & Trust Co. ___________ Brunswick___________________Sept. Farmers & Citizens Bank________________Buchanan ___________________ Aug. Haralson County Bank__________________Buchanan ___________________March Bank of Buckhead_______________________ Buckhead____________________ July
Buena Vista Loan & Savings Bank______ Buena Vista _________________ Sept. Bank of Buford__________________________ Buford_______________________ Jan. Shadburn Banking Company____________ Buford_______________________ Jan. Bank of Bullochville_____________________ Bullochville__________________ Aug. Citizens Bank _________ ~- ________________ Bullochville _________________ oct. Butler Banking Company _______________ Butler _______________________ May Taylor County Bank_____________________ Butler_______________________ March

22, 1891 3, 1910 23, 1907 1, 1901 26, 1905 17, 1920 7, 1907 10, 1918 8, 1908
11' 1902 23, 1906 27, 1917
11' 1891 23, 1918 28, 1916 28, 1909 7, 1905
14' 1891 26, 1911 14, 1905 14, 1906 2, 1905 22, 1920 23, 1903
8' 1911 26, 1910 17, 1910 12, 1907 8, 1907 11, 1899
8, 1911 3, 1909 9, 1906 22, 1889 20, 1893 23, 1901 28, 1905 12, 1920 20, 1912 18, 1919

BEGAN BUSINESS

Jan. Jan.
May

3, 1892 10, 1910
1907

Dec.
May Sept. Jan. Feb. Aug. July

19, 1911 1907
10, 1918 17, 1908 1, 1903 6, 1906
1917 7, 1892

June Sept.
March March
Nov.

6, 1916 3, 1909 5, 1906
1902
1' 1911

Jan. March Oct. March Sept. July
Dec.

1, 1907 6, 1905 20, 1920 25, 1903 12, 1911
6' 1910 22, 1910

Sept.

1907

1899

Sept.

1911

March 4, 1909

Sept.

3, 1906

Sept.

1889

Feb.

1, 1893

Feb.

11' 1901

Oct.

21, 1905

Oct.

20, 1920

May April

24, 1921 16, 1919

............

NAME OF BANK

LOCATION

CHARTERED

FarmersBank ________.____ ___

.Byron_____

.Dec.

Bank of Byromville_____________

__Byromville

____ July

Cadwell Banking Company____ __ ____ CadwelL_

____ .Jan.

Cairo Banking Company______________ Cairo ____________________ Nov.

Citizens Bank________________ . _____ . __ Cairo __ . _. _____________ .. _Dec.

Farmers & Merchants Bank_____________ Cairo____________

. __ Nov.

Peoples Bank___________________________ Calhoun .. __________________ Nov.

Bank of Camilla________ _____

.Camilla__

_____ Nov.

Planters & Citizens Bank _____________ camilla__ _______________May

Farmers Bank_______________________ .Canon . ____ _.. _________ .. ___ Nov.

Bank of Canton___ _

_ .Canton___

_______ Sept.

Bank of Cherokee______________ ____ .Canton___

_________ July

Carlton Bank_________________ __ ___ carlton____

_ __ March

Citizens Bank__________________ ___ .Carrollton_

________ Jan.

PeoplesBank________________ ______ carrollton___

______ .Nov.

Bank of Cartersville_________ c ___________ Cartersville___ _____________ Sept.

Bank of Cassville _______________________ cassville _____________________ May

Bank of Cave Spring __________________ Cave Spring ____________ ... Oct.

CommercialBank__________ _______ __Cedartown___

__Oct.

Farmers & Merchants Bank _____________ Charing_ ___

__Sept.

Cohutta Banking Co. _________________ .Chatsworth .. __ _____ __July

Bank of Chauncey______________________ Chauncey_________ __ __Oct.

Chester Banking Company____ _______ Chester_____

.March

Bank of Chickamauga_______________ . ___ Chickamauga

_Feb.

Farmers & Merchants Bank_____ . _____ . _Chipley__

_.March

Habersham Bank_____________________ ._Clarksville _____ ____ ____ ..May

Claxton Bank___________________________ .Claxton__

April

Citizens Bank_________________________ .Claxton

July

Bank of Clayton_____________ . ___ . ______ .Clayton..

_____ .June

Clermont Banking Company__________ Clermont___

____ June

Farmers & Merchants Bank ____________ Cleveland.. _

__Oct.

White County Bank ____________________ Cleveland__

__Sept.

Citizens Bank __________________________ .Cochran. __ ..

__ Dec.

Bank of Cobbtown _____________________ Cobbtown_

___ Nov.

Cochran Banking Co. _________________ .. Cochran_______ __

___ .March

State Bank. ___________________________ .Cochran _________ .. _________ .Dec.

Bank of College Park ___________________ College Park ________________ Nov.

Bank of Collins_____________ .. - _________ .Collins _______________________ Oct.

Madison County Bank_____________ .. ___ .Colbert_ _____________________ Oct.

Citizens Bank ___________________________ Colquitt. __________ - _____________ .

2, 1909 16, 1920
10, 1910 23, 1903 3, 1903 7, 1910
3' 1905 4, 1889
24' 1913 3, 1919 18, 1922
5' 1910 15, 1903 26, 1906 16, 1909
11' 1895 16, 1912 25, 1905
16' 1889 28; 1912 17, 1905
11' 1905 26, 1909 16, 1910 22, 1909 13, 1904 24, 1903
18' 1919 30, 1904 13, 1912 16, 1913 22, 1909 31, 1912 30, 1906
9, 1899 22, 1921 10, 1910 4, 1905 15, 1919

BEGAN BUSINESS

Jan. July Feb. Nov. Jan. Nov.
Jan.

3' 1910 26, 1920 15, 1910 23, 1903 1, 1904 10, 1910
1905 2, 1890

Jan.

29, 1920

Dec.

1892

1910

March 15, 1903 ."..'..:j

Feb. Dec.

10, 1906 "j

1, 1909

>-3 :I:

Sept. June Nov. Dec. Nov. Jan.

12, 1895 3, 1912
7' 1905 11' 1889 6, 1912 24, 1906

czz>:.:-
t:"

Oct.

1905 ::0

April May

1, 1909 2, 1910

t'J 'd 0

April

19, 1909

::0 >-3

July Sept. July Feb. Nov. Oct.

1903
8, 1919 1, 1904
1913 1913 4, 1909

March 9, 1899

Jan.

5, 1922

Nov. 10. 1910

-------------

NAME OF BANK

LOCATION

CHARTERED

Colquitt Exchange Bank_

____ Colquitt_ __

Columbus Savings Bank & Trust Co. _ __ Columbus_

Columbus Loan & Banking Co. ___ .Columbus ____

Home Savings Bank _______ ---

Columbus ___

Merchants & Mechanics Bank _______ ___ Columbus_

Muscogee Bank ___ . --- - --

_Columbus_

Phoenix Bank_

_Columbus

Comer Bank.

___ Comer __

Peoples Bank_________

---

_____ comer.

Commerce Bank & Trust Co. __

Commerce_

Northeastern Banking Company___ Commerce_

Concord Banking Co._

_Concord

Bank of Conyers

________ Conyers_

Bank of Rockdale __

Conyers_

Farmers & Merchants Bank

_Coolidge_

American Bank & Trust Co._

Cordele

Citizens Bank

_Cordele_

Exchange Bank__

Cordele

Cornelia Bank

Cornelia

Bank of Covington

____ Covington_

Bank of Newton County ___

___ Covington

Farmers Banking Company

Covington_

Commercial Bank

___ Crawford

Bank of Taliaferro __

_Crawfordville

Bank of Crawfordville

Crawfordville

Citizens Banking Co. ___

Culloden --

Bank of Cumming ___

Cumming

Bank of Cusseta

Cusseta.

Bank of Cuthbert_

__ Cuthbert_

Georgia Bank & Trust Co. -

.Cuthbert_

Dacula Banking Company ___

Dacula

Bank of Dahlonega____

.Dahlonega

Bank of Lumpkin County

.Dahlonega

Commercial Bank

_Dallas

Bank of Dalton_

Dalton

Hardwick Bank & Trust Co.

.Dalton __

Bank of Kestler _____

Damascus.

Bank of Danielsville

__ .Danielsville

Bank of Danville ___

_________ Danville_

Darien Bank ___________ --------- - _____ Darien

Feb. .Dec. .May Dec. ___ .Dec.
. Dec. __ Sept. __Jan. __ March ___ Sept. _Aug. __ Oct. ___ Nov. __Oct.
.Dec. Jan. Sept. _ Nov.
July _April
Jan. April

21, 1917
24, 1888 29, 1914 31, 1888
19, 1871 20, 1913
6, 1905 23, 1900
25, 1907 9, 1919 25, 1891 29, 1903 25, 1904
15. 1891
18. 1911 28, 1919
11, 1899 29, 1905 3, 1900
10' 1901 17, 1905
23, 1920

_Nov. _Feb. ___ Dec. __ Oct. ______ May
__ Sept. __ Jan. _______ Aug. __ May
Nov. Jan. _Nov.
Feb. .Nov. .Dec. ___ Aug. -- ________ Dec.

----
18, 1907 23, 1899 26, 1923 11, 1904
2, 1907
27' 1887 1' 1917 31, 1909 28, 1914 7, 1911 28, 1907
26' 1911 17, 1922 3, 1905 11' 1907 19, 1905
8' 1888

BEGAN BUSINESS

June

1, 1917

April

1889

June

1, 1914

April

1903

Oct.

3, 1872

Jan.

1914

Nov.

1905

Feb.

2, 1900

1907

Oct.

1, 1919

Jan.

1892

Nov. Dec. June
Jan. Sept. Jan. Aug.

18, 1903 19, 1904

0
t"l

1901

">0

29, 1919 11, 1899 1, 1906 4, 1900

:.:.0., ::::
.zt.".,l

1901 0

Feb. May

"' 1, 1905
4, 1920 :::::

Jan. Oct.

1' 1908 1' 1899

>z
z?':

C)

Oct.

1904

June

1907

Nov.

1, 1890

Jan.

2' 1917

Sept. 27, 1909

June

1, 1914

1911

Feb.

8, 1907

Oct.

21, 1912

Feb.

20, 1922

Nov.

3, 1905

Jan.

15, 1908

Aug. Jan.

1905
1889 ..... 1:10

NAME OF BANK

LOCATION

CHARTERED

Merchants & Farmers Bank

Davisboro

Nov.

Planters State Bank _

___ Davisboro ___

Oct.

Bank of Dawson____

___ Dawson___

_ June

First State Bank_________________________ Dawson ______________________ Aug.

Bank of Dearing_________________________ Dearing______________________ June

Decatur Bank & Trust Co. ______________ Decatur_ _____________________ Sept.

Dexter Banking Company _______________ Dexter _______________________ Jan.

Bank of Doerun _________________________ Doerun ______________________ June

Farmers Bank___________________________ Doerun ______________________ Nov.

Planters Bank___________________________ Donalsonville _________________ June

Union Banking Company________________ Douglas ______________________ Dec.

Douglasville Banking Co. ________________ Douglasville___________________ Dec.

Bank of Dover___________________________ Dover_ _________________ ._____ July

Dublin-Laurens Bank ___________________ Dublin _______________________ Jan.

Southern Exchange Bank _______________ Dublin _______________________ Nov.

Bank of Dudley__________________________ Dudley_______________________ Oct.

Bank of Duluth _________________________ Duluth ______________________ Nov.

Bank of Eastman ________________________ Eastman _____________________ Dec.

Citizens Banking Co. __________________ .. _Eastman _____________________ Feb.

Bank of East Point_ _____________________ East Point_ __________________ Feb.

Middle Georgia Bank _________________ Eatonton___ _______________ Dec.

Farmers & Merchants Bank ____________ Eatonton ___________________ Oct.

Bank of Edison __________________________ Edison------- _____________ Sept.

Bank of Elberton ________________________ Elberton ___________________ Jan.

Elberton Loan & Savings Bank _________ Elberton _______________ ----- Dec.

Bank of Ellaville _______________________ Ellaville_ _____ _____ __

Sept.

Council Bank _________________ .. ___ .. _____ EllaviUe___ _____ _______

_Dec.

Bank of Ellenton ________________________ Ellenton _______ . _____________ Aug.

Bank of Ellenwood ______________________ Ellenwood__________

__March

Bank of Ellijay_ . _________________________ Ellijay ________________ -- _____ May

Bank of Enigma _______________________ Enigma _____________________ March

Bank to Eton ____________________________ Eton ______________________ .. ___ May

Fairburn Banking Company_____________ Fairburn_____________ --- _____ Dec. Fair Mount Bank _________________________ Fair Mount_ ________________ Oct.

Farmers & Merchants Bank ____________ Fayetteville_________________ Feb.

Bank of Finleyson _______________________Finleyson ____________________ Sept.

Bank of Flovilla. ________________________ Flovilla___

__________ .. Oct.

Citizens Bank ___________________________ Folkston_____________________ Dec.

Bank of Forsyth_________________________ Forsyth______________________ Oct. Citizens Bank___________________________ Forsyth______________________ Feb.

4' 1905 7' 1911 29' 1911 27' 1887
7' 1911 3' 1906 18, 1904 6, 1902 18, 1909 12, 1915
27' 1898 23, 1886 5, 1912
7' 1899 11' 1914 2, 1905
10' 1910 28' 1918 8, 1901 28, 1906
4' 1890 13' 1922 24' 1904 16, 1893 24, 1886
10' 1910 .5' 1917 31' 1911 18' 1912 21, 1914 20, 1920
23' 1910 28' 1904 27, 1913
16' 1906 10, 1910 2, 1906
11' 1911 22, 1887 17, 1920

BEGAN BUSINESS

Nov.
July Sept. June Nov.
May

1905 1911
l' 1911 2' 1887 15, 1911 2, 1906
1904
10' 1902

July Jan.

22, 1915 1899

July Aug.
Nov.

1912
31' 1922 1914 1905

Jan. l'eb.
Feb. Nov. Oct.
Sept. Jan. Sept. March June March Sept.
Nov. March Sept. Nov. Jan. Oct. March

2, 1919 1901 1906 1891
15, 1922 1\!04 1893 1887'
16' 1922 2, 1918
25' 1911 18' 1912 1, 1914 22, 1920
l' 1910 1904
5, 1913 13, 1906
1910
1' 1906 4, 1912 22, 1887 2, 1920

NAME OF BANK

LOCATION

CHARTERED

Farmers Bank___ __ _________

Forsyth _ _ _

March !l. 1910

Monroe County Bank_________________ Forsyth_ __________ ____ Nov.

'}
~.

1908

Bank of Fort Gaines ___________________ Fort Gaines____________ _ Sept.

2, 1889

Union Savings Bank_____________________ Fort Gaines _____________ July

30, 1910

Bank of Fort Valley ___________________Fort Valley _____________________ _

Citizens Bank ___________________________ Fort Valley __________________ Jan.

10, 1910

Bank of Heard County _________________ Franklin____________________ Oct.

14, 1905

Peoples Bank__________________________ Franklin_____________________ .Aug.

18, 1906

Citizens Bank ___________________________ Gainesville __________________ May

19, 1913

State Banking Company _________________ Gainesville ___________________ Dec.

27, 1886

Farmers & Merchants Bank___________ Garfield ________________ Jan.

9, 1911

Bank of Gibson ________________________ Gibson ______________________ Nov.

7, 1905

Bank of Girard _________________________ Girard ______________________ April 27' 1906

Farmers & Merchants Bank ____________ Girard ______________________ Aug. 10, 1920

Glennville Bank_______________________ Glennville ________________ Jan.

18, 1905

Peoples Bank___________________________ Glennville __________________ Aug. 26' 1907

Farmers Bank _________________________ Glenwood ___________________ Nov.

5, 1906

Farmers & Merchants Bank ____________ Gordon ____________________ June 10, 1910

Bank of Grantville _______________________ Grantville _________________ July

1, 1901

Merchants & Farmers Bank_ ________ Grantville ________________ March 15, 1919

Bank of Gray __________________________ Gray ________________________ Aug. 23, 1909

Bank of Graymont __________________ Graymont __________________ Apri 127' 1901

Greenville Banking Co .. __________________ Greenville ___________________ Oct.

10, 1887

Peoples Bank___________________________ Greenville __________________ Aug. 17, .1905

Griffin Banking Co. _____________________ Griffin _______________________ Oct.

26, 1870

Merchants & Planters Bank ____________ Griffin _______________________ Feb.

28' 1876

Savings Bank of Griffin _______________ Griffin ________________________ Oct.

11, 1889

Jones County Bank ____________________ Haddock ___________________ July

14' 1905

Bank of Hahira ___________________________ Hahira_______________________ Jan.

22, 1906

Citizens Bank ___________________________ Hahira_______________________ Dec.

16, 1912

Bank of Hamilton ______________________ Hamilton ____________________ Jan.

18, 1905

Bank of Hampton ____________________ Hampton ____________________ Dec.

17, 1902

Bank of Hapeville____ __________________ Hapeville ____________________ Jan.

11' 1911

Bank of Columbia County_______________ Harlem _______________________ Nov.

29, 1909

Hartwell Bank___________________________ HartwelL ____________________ Aug.

23, 1887

Planters Bank________________________ Hawkinsville _________________ Feb.

26' 1896

Bank of Hazlehurst_ _____________________ Hazlehurst __________________ Oct.

19, 1906

Bank of Helen _________________ ~ _________ Helen ________________________ July

4, 1913

Citizens Bank___________________________ Helena _______________________ Oct.

2, 1905

Bank of Hiawassee _______________________ Hiawassee ___________________ June 15, 1909

Bank of Hillsboro ________________________ Hillsboro ____________________ Aug.

23, 1911

BEGAN BUSINESS

April

1910

July

1890 30, 1910
--- ------

Oct.

18, 1905

Sept.

5, 1906

June

1913

1887

Feb.

16, 1911

Nov. July Oct.
Jan. Sept.
Nov. July July

27, 1905 30, 1906

0
t"i

9, 1920
18, 1905
1, 1907 10, 1906
1919 1901

.~~.,
~
.zt.",i

May Aug.

22, 1919 0 28, 1909 "'J

May
Aug.
Sept. Oct. July

5, 1901 1891
27, 1905 26, 1870
1, 1889

z>t:-d z~.....
Cl

1890

July

25, 1905

Feb.

15, 1906

Feb.

1913

1905

Jan.

17, 1911

Dec.

13, 1909

1887

March

1896

Oct.

1906

July

4, 1913

Oct.

1905

July Aug.

21, 1909 30, 1911

......
'""

NAME OF BANK

LOCATION

CHARTERED

Hinesville Bank________________

_Hinesville_____________

_Sept.

Bank of Hiram___________________________ Hiram ____________ .. _. __ .....March

Hog~=tnsville Banking Co...... Banks County Bank_____

. . _Hogansville____ ______ ... _April ______ Homer _______________________ Nov.

Bank of Homerville___ ________________ Homerville ______________ ...May

Clinch County Bank .. __ . __ . ___ . _____ Homerville.. _.. __ .. _... _. __ ..Sept.

:aank of Hoschton_____

________ Hoschton____ _ ________ May

Peoples Bank___________________________ IdeaL______

________ March

Bank of Ila _________________________ Ila __________________________ Oct.

Seminole Bank______ __ ___ __ ____ __Iron City ______ --------~----June

Irwinton Bank________

_____ Irwinton __________________ Feb.

Bank of Irwinville______

_______ Irwinville__

____ Oct.

Farmers & Merchants Bank______ ____ Jackson___

_July

Jackson Banking Company__

_____ Jackson___

BankofJakin ______________________ Jakin______

___ Dec. ___ Sept.

Pickens County Bank______

______ Jasper_

_ .July

Citizens Bank & Trust Co._

____ .Jefferson_

________ Feb.

Farmers & Merchants Bank_ _ ______ Jeffersonville__

_July

Twiggs County Bank_____________ ___ Jeffersonville

______ Dec.

Farmers Bank___ _______ _________

.. Jenkinsburg___

___ Jan.

Bank of Clayton County ______________ Jonesboro___

______ Oct.

Bank of Jonesboro___ _

Jonesboro__

____ Oct.

Farmers & Merchants Bank__

___ Junction City

_March

Kennesaw State Bank___ State Bank______________

Kennesaw___ ___ Kingsland

April ___ Nov.

Bank of Kingston___

Citizens Bank_

_

____ Kingston_ _Kite ____ _ _

_ May ___ Sept.

Bank of LaFayette _____________________LaFayette__

Nov.

Walker County Bank ___________________ LaFayette_

_Oct.

Bank of LaGrange _____________________ LaGrange______

__Dec.

LaGrange Banking & Trust Co.____ LaGrange__

___ Dec.

LaGrange Savings Bank___

___ LaGrange___

____ Dec.

Lake Park Bank___

_Lake Park__

__Jan.

Bank of Lavonia_______

Lavonia____

_______ July

Brand Banking Company_ Bank of Leary__

__Lawrenceville _Leary____ __

___ June _ _._June

Bank of Leesburg_

_... Leesburg________

_______ May

Bank of Lenox__

__Lenox_________

__June

Bank of Leslie___

_ Leslie____ ____

_Feb.

Bank of Lexington ___

____ Lexington_ _

__Feb.

Oglethorpe County Bank________________ Lexington____________________ May

4, 1911 5, 1907 6, 1904 25, 1910 6, 1903 2, 1919 3, 1904 26, 1920 11, 1910 17, 1921
17' 1911 25, 1906 24, 1919 15, 1888
27' .1912 10, 1909 10, 1920 24, 1911 14, 1903 3, 1910 10, 1908 6, 1903 23, 1912 20, 1910 26, 1912
19' 1904 11' 1906 13, 1889 22, 1913 29, 1890
11' 1871 7, 1906 22, 1906 20, 1898 2, 1905 22, 1909 20, 1907
20' 1907 4, 1905 14, 1896 1, 1905

BEGAN BUSINESS

Nov. 15, 1911

1907

April 21' 1904

Dec. 29, 1910

May

6, 1903

Sept. 10, J919

May

4, 1904

March 30, 1920

Oct.

15' 1910

July

2, 1921

Feb.

1911

Oct.

1906

Aug. 29, 1919 ."..',::

Dec.

1888 "J

Oct.

4, 1912 1909

>-;! ~

March Aug.
Dec. Jan.

4, 1920
1911 14, 1903
1910

zz~
0>

Oct.

27, 1908 t'

Nov.

7, 1903 :::0

April
April Dec.

3, 1912 1910

i:'J 'tl 0

10, 1912 1904

~ >-;!

Aug.

1906

July

1889

Nov.

1' 1913

Dec. March July July Sept.
July June
Feb. Feb. Aug.

1871 21, 1906
1906
1898
17' 1905 1909
9, 1907 25, 1907
4, 1905 1896 1905

NAME OF BANK

LOCATION

CHARTERED

Lilly Banking Company_________________ Lilly _________________________ July 30, 1919

Bank of Lincolnton _____________________ Lincolnton __________________ April 23, 1905

Farmers State Bank_____________________ Lincolnton __________________ Sept. 26, 1911

Lithonia Banking Company_____________ Lithonia_____________________ Dec. Peoples Bank____________________________Lithonia_____________________ Aug.

21, 1903 26, 1910

Bank of Locust Grove ___________________ Locust Grove________________ Aug. 25, 1902

Citizens Bank___________________________Locust Grove________________ Sept.

1, 1910

Farmers & Merchants Bank_____________ Loganville _________________ "_April

4, 1906

Logansville Banking Company__________ Loganville ___________________ Feb.

1, 1902

Bank of Louisville _______________________ Louisville ____________________ oct.

2, 1891

Lovejoy Banking Company______________ Lovejoy______________________ Feb. 20, 1909

Citizens Bank ___________________________ Ludowici_ ___________________ July 25, 1909

Bank of Lula ____________________________ Lula _________________________ Dec. 20, 1904

Farmers & Merchants Bank_____________ Lumber City_________________ Aug.

7, 1914

Farmers State Bank_____________________ Lumpkin _____________________ Oct. 21, 1911

Luthersville Banking Co. ________________ Luthersville__________________ Oct.

11, 1905

Bank of Lyerly __________________________ Lyerly _______________________ Sept. 16, 1904

Toombs County Bank ___________________ Lyons ________________________ Dec. 22, 1905

Bank of Henry County__________________ McDonough __________________ June 23, 1896

Farmers & Merchants Bank_____________ McDonough __________________March 8, 1911

Citizens Bank___________________________ McRae _______________________March 21, 1906

Merchants Bank_________________________McRae _______________________ April 16, 1900

Luther Williams Bank & Trust Co. ______Macon ________________________________________ _

Macon Savings Bank_____________________ Macon _______________________ March 4, 1874

Georgia Banking Co. ____________________ Macon _______________________ Aug. 19, 1922

Merchants & Mechanics Savings Bank __ Macon _______________________ Jan. Bank of Madison ________________________ Madison _____________________ Dec.

17, 1910 26, 1888

Commercial Bank________________________Manchester___________________________________ _

Bank of Manchester_ ____________________ Manchester __________________ Jan. 28, 1910

State Bank ______________________________ Manchester_ _________________ June 15, 1914

Bank of Mansfield _______________________Mansfield ____________________ Sept. 23, 1905

Citizens Bank ___________________________Marietta_____________________________________ _

Merchants & Farmers Bank_____________ Marietta _____________________ June 16, 1911

Citizens Bank ___________________________ Marshallville_________________ Dec. 24, 1906

Georgia Banking Company______________ Marshallville_________________Sept. 19, 1910

Bank of Martin __________________________ Martin _______________________ Oct.

2, 1907

Bank of Maxeys __________________________Maxeys _______________________ Feb. 22, 1907

Citizens Bank ___________________________Maxeys _______________________ June

4, 1910

Bank of Meansville ______________________ Meansville ___________________March 1, 1911

Bank of Meigs ___________________________ Meigs ________________________ May

8, 1903

Bank of Menlo ___________________________Menlo ________________________ July 29, 1904

BEGAN BUSINESS

Aug.

1, 1919

April

1905

Dec.

2, 1911

Sept. Aug.

1903 1, 1910
1902

Sept.

1, 1910

1906

March 24, 1902

July

3, 1893

1909

Oct.

1909

Dec.

1904

Aug. 10, 1914

Dec.

1911

Aug. Oct.

3, 1906 1904

Jan.

5, 1906

July

1, 1896

March 8, 1911

June

3, 1906

April 23, 1900

J--a-n-.-------1-8-,--1-8-7-5

Sept.

5, 1922

Jan.

3, 1910

Jan:

1, 1890

F--e-b-.--------1-,--1-9-1-0

July

15, 1914

Oct.

10, 1905

-J-u-l-y-------1-5-.--1-9-1-1

Jan.

1, 1907

Sept. 27, 1910

Oct. April

11, 1907 10, 1907

Nov.

3, 1910

April June Aug.

1, 1911 1903 1904

NAME OF BANK

LOCATION

CHARTERED

Commercial Bank________________________MetcalL _____________________ July

3, 1916

Bank of Metter __________________________Metter _______________________ March 4, 1904

Citizens Bank ___________________________Metter_ ______________________ Dec.

20, 1919

Bank of Candler County ________________Metter _______________________ Oct. Bank of Milan ___________________________Milan ________________________ Dec.

2, 1920 5, 1906

Exchange Bank__________________________ Milledgeville _________________ May

20, 1903

Merchants & Farmers Bank_____________Milledgeville _________________ March 22, 1898

Milledgeville Banking Co. _______________Milledgeville _________________ Feb. . Bank of Millen __________________________ Millen________________________ Jan.

28, 1874 4, 1893

Farmers Bank___________________________ Milner_ ______________________ June 23, 1911

Farmers & Merchants Bank_____________ Milltown _____________________ April 18, 1807

Bank of Molena _________________________ Molena ______________________ Oct.

7, 1901

Bank of Monroe _________________________Monroe ______________________ Dec.

30, 1890

Farmers Bank___________________________ Monroe ______________________ Dec.

2, 1905

Union Banking Co. ______________________Monroe ______________________ Aug. 17, 1912

Jasper County Bank ____________________ Monticello ___________________ Feb

5, 1898.

Montrose Banking Co. __________________ Montrose ____________________ Sept.

4, 1911

Moreland Banking Co. __________________ Moreland ____________________ Nov.

1 , 1905

Citizens Bank___________________________ Moultrie _____________________ Nov.

13, 1900

Moultrie Banking Co. ___________________ Moultrie _____________________ July

8, 1896

Bank of Mt. Airy ________________________ Mt. Airy _____________________ July 20, 1911

Mount VernonBank ____________________ Mt. Vernon __________________ Dec.

21, 1900

First Bank of Nashville __________________ Nashville ____________________ Feb.

10, 1917

United Banking Co. ___________________ ..Nashville ____________________________________ _

Farmers Bank___________________________ Naylor_ ______________________ Dec.

2, 1907

Bank of Newington _____________________ Newington __________________ July

7, 1919

Newnan Bank & Trust Co. ______________ Newnan _____________________ Nov. 11, 1889

Baker County Bank_____________________ Newton ______________________ Oct.

4, 1906

Bank of Norcross________________________ Norcross _____________________ Dec.

12, 1903

Bank of Norristown _____________________ Norristown __________________ June

9, 1921

Bank of Norman Park ___________________ Norman Park ________________ March 24, 1906

Bank of Ochlochnee_____________________ Ochlochnee__________________ Oct.

19, 1906

Bank of Oglethorpe _____________________ Oglethorpe __________________ Feb.

5, 1901

Macon County Bank____________________ Oglethorpe __________________ Oct.

6., 1906

Peoples Bank____________________________ Oliver_ _______________________ June 13, 1906

Bank of Palmetto _______________________ Palmetto_____________________ Sept. 26, 1904

Farmers Bank___________________________ Palmetto___________ --.-- ______ June 29, 1918

Bank of Parrott _________________________ Parrott ______________________ Jan.

25, 1906

Planters Bank___________________________ Parrott ______________________ Aug. 12, 1912

Patterson Bank _________________________ Patterson ___________________ June 19, 1907

Planters Bank ___________________________ Pavo _________________________ March 12, 1912

BEGAN BUSINESS

July March Dec. Jan.
June March Oct. March Aug. July
April Jan. Sept. Feb. Oct. Nov. Nov. July Aug. Jan. March

22, 1916 23, 1904 20, 1919
2, 1921
1906 1, 1903
1898 1884 1, 1893 15, 1911
1, 1907
1901 2, 1891 1, 1906 12, 1912
5' 1898 24, 1911 1, 1905 13, 1900
1896 5, 1911 24, 1901 1, 1917

Jan. Aug. April Oct. Feb. June April Nov. Feb. Jan. Sept. Oct. July March Sept.
March

15, 1908 13, 1919 20, 1920
15, 1906 1, 1904 12, 1921
23, 1906
1906 8, 1901
6, 1907 1, 1906 1, 1904
10' 1918 13, 1906
25, 1912 1907
25, 1912

-

NAME OF BANK

LOCATION

CHARTERED

Farmers Bank ___________________________ Pelham ______________________ Aug. 19, 1902

Pendergrass Banking Co. _______________ Pendergrass _________________ Sept. 29, 1905

Houston Banking Co. ___________________ Perry ________________________ April 14, 1905

Perry Loan and Savings Bank___________ Perry ________________________ Aug. Bank of Pinehurst_ _____________________ Pinehurst ___________________ Jan.

20, 1889 1, 1908

Salzburger Bank ________________________ Pinora _______________________ Feb.

15, 1915

Bank of Pineview________________________ Pineview _____________________ April 13, 1904

Pitts Banking Company_________________ Pitts _________________________ June 21, 1906

Plains Bank _____________________________ Plains _______________________ Feb.

15, 1902

Bank of Plainville _______________________ Plainville ____________________ Aug. 21, 1912

Bank of PortaL _________________________ PortaL ______________________ May

21, 1910

Bank of Poulan _________________________ Poulan ______________________ July

22, 1903

Bank of Powder Springs_________________ Powder Springs _____________ Jan.

3, 1905

Bank of Preston _________________________ Preston ______________________ Oct.

27, 1906

Farmers Bank ___________________________ Pulaski ______________________ Oct.

5, 1912

Bank of Quitman _______________________ Quitman_____________________ Dec.

31, 1888

Citizens Bank ___________________________ Ray City_____________________ April 28, 1911

Farmers & Merchants Bank_____________ Rebecca _____________________March 25, 1918

Bank of Reidsville _______________________ Reidsville ____________________ Nov.

6, 1912

Tatnall Bank____________________________ Reidsville ____________________Sept. 14, 1900

Farmers State Bank_____________________ Register _____________________ March 11, 1912

Rentz Banking Co. ______________________ Rentz ________________________ May

2, 1914

Reynolds Banking Co. __________________ Reynolds ____________________ Feb. Bank of Rex _____________________________Rex __________________________ Jan.

26, 1913 30, 1912

Rhine Banking Co. ______________________ Rhine ________________________ July

11, 1918

Richland State Bank____________________ Richland ____________________ April

9, 1923

Bank of Ringgold _______________________ Ringgold _____________________ Aug. 24, 1904

Bank of Roberta ________________________ Roberta _____________________ Jan.

6, 1911

Crawford County Bank_________________ Roberta _____________________ Jan.

7, 1901

Bank of Rochelle ________________________ Rochelle _____________________ March 15, 1905

Bank of Rocky Ford_____________________ Rocky Ford__________________ May

28, 1907

Rockmart Bank_________________________ Rockmart ____________________ Oct.

31, 1900

Citizens-Floyd Bank and Trust Co. _____ Rome _________________________________________ _

Bank of Roopville _______________________ Roopville ____________________ Nov.

5, 1912

Citizens Bank___________________________ RoswelL _____________________ Nov.

24, 1910

Roswell Bank ___________________________ RoswelL _____________________ March 1, 1901

Farmers Bank___________________________Royston _____________________ July

11, 1907

Royston Bank ___________________________ Royston _____________________ Nov.

7, 1901

Bank of Rutledge _______________________ Rutledge ____________________ Sept. 24, 1898

Bank of Camden County________________st. Mary's ___________________ Sept. 16, 1911

BEGAN BUSINESS

Sept. Oct. June

1, 1902 5, 1905 5, 1905
1889

Feb. May
June

15, 1915 1904 1906

Sept.

1, 1912

July

30, 1910

July

25, 1903 tj

Jan. Oct.

23, 1905 1906

l'i
~

Oct. Dec. Aug.
Feb. Jan.

8, 1912 31, 1888

~ >-3 ~

14' 1911 13, 1918 3, 1913

zl'i
>-3

Oct.

22, 1900

0 "'l

May March

5, 1914 6, 1913

ttl
z>

Feb. May

5, 1912 22, 1918

z?...1..

May

10, 1923 0

Jan.

1, 1890

Jan.

20' 1911

Feb.

1, 1901

March 15, 1905

July

1907

Oct.

1900

------------------

Dec.

1912

Dec.

1, 1910

1901

Oct.

1, 1907

Nov.

7, 1901

Dec.

1898 6, 1911

,_.

(0

NAME OF BANK

LOCATION

CHARTERED

Bank of Sale City ________________________ Sale City ____________________ April Citizens Bank ____________________________ Sandersville _________________ Dec. Peoples Bank_____________________________ Sardis _______________________ June
Bank of Sasser ___________________________ Sasser _______________________ Jan. Citizens & Southern Bank ______________ Savannah ___________________ Sept. Citizens Trust Company ________________ Savannah____________________ May Exchange Bank__________________________ Savannah ____________________ Jan.
Georgia State Savings Association ______ Savannah____________________ July Liberty Bank & Trust Co. ________________Savannah____________________ Dec. Savannah Bank & Trust Co. ____________ Savannah____________________ March Wage Earners Savings Bank _____________ Savannah ___________________ Oct. Bank of Scotland________________________ Scotland_____________________ March Farmers & Merchants Bank_____________ Senoia _______________________ March Citizens Bank ___________________________ Shady Dale __________________ Feb.
Bank of Sharon _________________________ Sharon _______________________ Aug. Sharpsburg Banking Co. ________________ Sharpsburg__________________ Sept. Shellman Banking Company ____________Shellman ____________________ Dec. Bank of Siloam __________________________ Siloam _______________________ Oct. Bank of Smithville _______________________ Smithville____________________ March Bank of Smyrna _________________________ Smyrna ______________________ Jan. Bank of Soperton _______________________ Soperton ____________________ July Peoples Bank____________________________ Soperton ____________________ Dec. Bank of Sparks __________________________ Sparks_______________________ Jan. Exchange Bank__________________________ Springfield __________________ Dec. Bank of Stapleton_______________________ Stapleton____________________ Aug. Bank of Statesboro ______________________ Statesboro___________________ Oct. Sea Island Bank_________________________ Statesboro___________________ March Bank of Statham ________________________ Statham _____________________ March
Bank of Stephens _______________________ Stephens ____________________ Oct. Bank of Stockbridge ____________________ Stockbridge _________________ Sept. Granite Bank ___________________________ Stone Mountain _____________ Aug. Bank of Commerce ______________________ Summerville _________________ Oct. Chattooga County Bank ________________ Summerville _________________ Nov. Peoples Bank____________________________ Summit_ _____________________ Sept. Central Bank ____________________________ Swainsboro __________________ Oct.
Citizens Bank ___________________________ Swainsboro __________________ Nov. Exchange Bank__________________________ Sycamore ____________________ March
Planters Bank___________________________ Sycamore ____________________ May Sylvania Banking Company _____________ Sylvania _____________________ April Farmers & Merchants Bank_____________ Sylvester ____________________ Aug. Sylvester Banking Company ____________ Sylvester ____________________ July Bank of Talbotton ______________________ Talbotton ___________________ Aug.

15, 1918 2, 1905 8, 1911 15, 1905
22, 1887 22, 1906 18, 1906
29, 1909 18, 1889
4, 1869 29, 1915
13, 1912
2' 1874 6, 1920 29, 1904
29, 1911 4, 1890 18, 1904 25, 1903
10' 1911 16, 1906
27, 1905 10, 1910
30, 1907 15, 1918
6, 1891 11, 1901
30' 1904
25' 1911 4' 1906 31, 1911 21, 1891
25, 1905 13, 1904
27, 1920
10, 1900
18' 1918 13, 1914 10, 1911 2, 1911
5, 1898 16, 1906

BEGAN BUSINESS

May
Jan. Aug.
Jan. Sept. June March Aug. Feb. Aug. Jan. June

1918 1, 1906 15, 1911
1905 1887 1, 1906 12, 1906
4, 1909
10, 1890
1869 3, 1916 6, 1912

April 12, 1920

Oct.

3, 1911

March
March Jan. Jan. Oct. Jan. March April Oct. Oct. Sept.
Jan. Sept. Nov. Nov. March
May Sept. July Dec.

1903 20, 1911
5, 1906 12, 1910 1, 1908 1, 1918 1' 1894 16, 1901 4, 1904 25, 1911 24, 1906 5, 1911
1, 1906 20, 1904 9, 1920 10, 1900 18, 1918
1911 1, 1911 7, 1898 1, 1906

NAME OF BANK

LOCATION

CHARTERED

Peoples Bank___________________________ Talbotton ___________________ Dec. Bank of Tallapoosa_____________________ Tallapoosa___________________ Aug.
Bank of Taylorsville _____________________ Taylorsville __________________ June Farmers State Bank _____________________ Temple _______________________ Nov. Temple Banking Company_______________ Temple _______________________ Sept. Farmers & Merchants Bank_____________ Tennille______________________ Oct. Peoples Exchange Bank _________________Tennille _____________________ Dec. Tennille Banking Co.____________________ Tennille _____________________ April Bank of Thomaston _____________________Thomaston __________________ Dec.
Farmers & Merchants Bank_____________ Thomaston __________________ March Upson Banking Company________________Thomaston __________________ Dec. Bank of Thomasville _____________________ Thomasville __________________ Sept.
Citizens Bank & Trust Company________ Thomasville __________________ Dec. Peoples Savings Bank ___________________ Thomasville __________________ Oct. Bank of Thomson________________________ Thomson_____________________ July McDuffie Bank__________________________ Thomson ____________________ Aug. Thomson City Bank_____________________Thomson ____________________ April Bank of Tifton __________________________ Tifton _______________________ Oct.. Bank of TignalL ________________________ TignalL _____________________ July Peoples Bank____________________________ TignalL _____________________ Dec. Bank of Toccoa__________________________ Toccoa_______________________ Aug.
Farmers & Merchants Bank_____________ Toccoa_______________________ Jan.
Wilkinson County Bank_________________Toomsboro ___________________ July Bank of Trion ___________________________ Trion ________________________ Oct.
Bank of Tucker_ _________________________ Tucker ______________________ oct. Turin Banking Company________________ Turin________________________Nov. Bank of Ty Ty___________________________ Ty Ty________________________ Sept.
Bank of Unadilla ________________________ Unadilla _____________________ July Commercial Bank________________________ Unadilla _____________________ Aug.
Bank of Union Point_ ___________________Union Point _________________May Farmers Bank ___________________________ Union Point _________________ Sept. Ashley Trust Co. ________________________ Valdosta _____________________ March
Bank of Valdosta________________________ Valdosta_____________________ April Citizens Bank ___________________________ Valdosta_____________________ Dec. Merchants Bank_________________________ Valdosta_____________________ Dec. Farmers Bank ___________________________ Vidette ______________________Nov.
American Banking Corporation _________ Vienna _______________________ Feb. Bank of Vienna__________________________ Vienna_______________________ Aug. Dooly Savings Bank______________________ Vienna _______________________ Sept. Vienna State Bank ______________________ Vienna_______________________ Dec. Bank of Villa Rica_______________________ Villa Rica____________________ May

3, 1890
31' 1908 6, 1905 22, 1912
25, 1903
10' 1894 29, 1908 4, 1900
11' 1910 8, 1893 19, 1888
27, 1887 30, 1890 22, 1906
18, 1891 22, 1906 15, 1915 10, 1891
5, 1909 16, 1913 10, 1911 18, 1906
16' 1907 16, 1912 29, 1919
25, 1905 13, 1910 5, 1898 5, 1907
15' 1911
6' 1911 12, 1913 12, 1920
1, 1890 26, 1888
7, 1910 17, 1917 26, 1889
25, 1905 29, 1920 14, 1899

BEGAN BUSINESS

Jan. Sept. June March Oct.
Jan. April Jan.

13, 1891 9, 1908
13, 1905 3, 1913 1, 1903
1894 13, 1909 4, 1900
1' 1911

Jan.
Jan. Dec. July Aug. May
Aug. Jan. Sept. Jan. July Dec. Dec. July Sept. July Aug. May Sept. April April Jan. Dec. Jan. Feb. Sept. Oct. Jan. May

25, 1900 1888 1891
1, 1906 18, 1891
1906
11' 1915 1896 1909
27, 1914 1911
20, 1906 16, 1907 17, 1912 30, 1919
1905 1910 5, 1898 1907 1911 6, 1911
1913 27, 1920
1891 26, 1888
7' 1911 23, 1917
1889 16, 1905 4, 1921
1899

~--I
I
'

NAME OF BANK

LOCATION

CHARTERED

Merchants & Planters Bank_____________ Villa Rica____________________ April Citizens Bank___________________________Waco_________________________ Sept. Bank of Wadley__________________________Wadley______________________ .Jan. Citizens Bank___________________________Warrenton ___________________ April
Planters & Merchants Bank_____________Warrenton___________________ April Bank of Warwick ________________________Warwick _____________________ Nov. Washington Exchange Bank_____________Washington_________________ .Dec. Washington Loan & Banking Co. ________Washington__________________ Sept. Oconee County Bank____________________Watkinsville__________________ Oct. Commercial Bank________________________ Waycross _____________________ Oct.
Bank of Waynesboro _____________________Waynesboro __________________ Dec. Citizens Bank ___________________________Waynesboro __________________ Feb.
Waynesboro Savings Bank_______________Waynesboro _________________ .March Citizens Bank___________________________West Point___________________ Feb. Bank of Weston __________________________ Weston_______________________ May
Merchants & Planters Bank. ____________ Whigham____________________ .June Bank of White Plains____________________White Plains_________________ June Planters Bank___________________________White Plains_________________ April Whitesburg Banking Co. _________________ Whitesburg __________________ Sept. Bank of Willacoochee____________________Willacoochee _________________ Dec. Merchants & Farmers Bank_____________Willacoochee _________________May Bank of Williamson ______________________Williamson___________________Nov. Farmers Bank___________________________Winder_______________________ Feb. Pittard Banking Co. _____________________Winterville __________________ .Jan. Peoples Bank____________________________Woodbury___________________ .July Woodbury Banking Company____________Woodbury____________________ Oct. Farmers Bank___________________________Woodcliff_ ___________________ Aug. Woodland Bank__________________________ Woodland____________________ Nov. Bank of Woodstock______________________Woodstock__________________ .Oct. Woolsey Bank____________________________Woolsey______________________ Aug. Citizens Bank___________________________Wrens _______________________ .Oct. Wrens Bank_____________________________Wrens ________________________ March
Bank of Wrightsville_____________________ Wrightsville__________________ Feb. Exchange Bank__________________________Wrightsville __________________ Dec. Farmers Bank____________________________Wrightsville__________________ April Yatesville Banking Co. __________________Yatesville ____________________ Dec. Bank of Zebulon _______________________ .Zebulon _____________________March

25, 1907 15, 1914 29, 1902 14, 1902
13, 1907
28, 1910 22, 1888 7, 1891 17, 1904
15, 1918 16, 1892 2, 1898
6, 1911 17, 1917 6, 1913 18, 1918
11' 1904 9, 1919 11, 1907 21, 1900
26, 1906 5, 1912 28, 1914
9, 1911 7, 1907 20, 1891
26, 1912 17, 1907
10, 1905 21, 1907
1, 1907 20, 1916 16, 1897 20, 1909 28, 1919
18, 1906 18, 1905

BEGAN BUSINESS

May Nov.

1, 1907 10, 1914

April 14, 1902

Jan. Jan. May
Oct.
Oct. Dec. Feb. March March March
June July April
Nov. March Aug.
Dec. March
Jan. Sept.

3, 1911 1, 1889
1, 1895 1904
30, 1918 1892
2, 1898
1911 15, 1917 30, 1913
18, 1918 7, 1904 26, 1919 18, 1907
1901
1906 9, 1912
31, 1914 16, 1911
1907

Sept. Nov.
Oct. Oct. Oct. March Feb. Dec. July
Aug.

9, 1912
25, 1907 10, 1905 7, 1907
1907 28, 1916 16, 1897 13, 1909 15, 1919
28, 1906

DEPARTMENT OF BANKING

23

BRANCHES OF BANKS AND TRUST COMPANIES UNDER THE SUPERVISION OF THE DEPARTMENT OF BANKING. (45)

NAME OF BANK

LOCATION

Farmers Bank__________________________________________ Alamo
Brunswick Bank and Trust Co. ________________________ Area
American State Bank (Broad St. Office)_______________ Athens Citizens & Southern Bank, Central Office _____________ Atlanta Citizens & Southern Bank, Marietta St. Office _________ Atlanta Citizens & Southern Bank, Mitchell St. Office _________ Atlanta Citizens & Southern Bank, Tenth Street Office _______ Atlanta Citizens & Southern Bank_____________________________ Augusta Bank of Louisville______________________________________ Avera Georgia State Bank____________________________________ Baxley Georgia State Bank________________________ _. ___________ Bowden Georgia State Bank ____________________________________ Bronwood Union Banking Company_______________________________ Broxton
Farmers & Merchants Bank ____________________________ Calvary Georgia State Bank____________________________________ Chatsworth
Columbus Savings Bank & Trust Co. Broad & 12th Sts.__ Columbus Columbus Savings Bank & Trust Co. North Highland
Branch_____________________________________________ Columbus Georgia State Bank____________________________________ Cordele Georgia State Bank ____________________________________ Cumming Cornelia Bank__________________________________________ Demorest
Georgia State Bank ____________________________________ Douglas Georgia State Bank ____________________________________ Douglasville Georgia State Bank ____________________________________ Dublin
Greenville Banking Company__________________________ Gay
Georgia State Bank ___ -------------------------------- Greensboro Georgia State Bank ____________________________________ Hawkinsville
Georgia State Bank___ -------------------------------- Hogansville Brunswick Bank & Trust Company ____________________ Jesup Citizens & Southern Bank _____________________________ Macon Georgia State Bank ____________________________________ Mansfield Georgia State Bank____________________________________ Maysville
Georgia State Bank____________________________________ Midville Georgia State Bank ____________________________________ Montezuma Citizens Bank__________________________________________ Morven Union Banking Company_______________________________ Nicholls
Georgia State Bank ____________________________________ Ocilla Richland State Bank ___________________________________ Omaha Georgia State Bank____________________________________ Omega
Citizens & Southern Bank, Liberty St. Branch________ Savannah Citizens Trust Company, Branch ______________________ Savannah Exchange Bank Branch________________________________ Savannah Bank of Buford_________________________________________ Suwanee Mount Vernon Bank____________________________________ Uvalda Georgia State Bank ____________________________________ Vidalia
Douglasville Banking Company________________________ Winston

l

24

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF ABBEVILLE

President, W. C. OLIVER

Abbeville, Ga.

Vice-President, C. C. FULGHUM

Cashier, G. M. BAZEMORE

RESOURCES:

TDiemmeaLnodaLnosaannsd..D. _i_s_counts----------$ United States Securities-----------State of Georgia Bonds.~~~:::::::::~ Stock in Federal Reserve Bank..... . Other Stocks and Bonds Banking House.. ________ _-_--~~::::-Fu0miture and Fixtures.. ________ ::::
ther Real Estate Owned __________ _ Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De-
posited with Avvroved Reserve DAuegefrnotms ..O. _t_h_e-r--B--a-n--k-s_._.____-_-_-_-_-_-_-_-_-_-_Advances on Cotton_________________ Advances on Other Commodities... Checks for Clearing House__________ 0 ther Checks and Cash Items...... LOevteterdrsraofftsC(rief danity)a_n__d__A__c_c_e_v__ta_n__c_e_s_._. Other Assets__________________________

172,727.96 3,500.00 none none none 2,215.52 2,592.80 5,513.92 27,374.28 none 9,4n4o0.n23e 1,925.21 none 83.88 none 2n8o1.n4e8 3,788.50

TotaL----------------------------------$--2-29-,-44-3-.7-8

LIABILITIES: Capital Stock Paid in._______________$ Amount Reserved fQr Branches.. --Survlus.. _________ -------------------Undivided Profits.------------------Dividends Unvaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Devosit..... Time Certificates of Devosit ... ---Savings Devosits -------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks.... ----------------BNiolltsesPaaynadbBleil.l.s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Accevtances.. Reserve for Interest and Taxes..... . Bonds Borrowed -------------------Other Liabilities. ------------------
TotaL.. _______________________________$

25.000.00 none
5,000.00 1,618.16
none none 91.759.58 none 61,030.03 207.66 none 1,278.35 none 41,000.00 2,550.00 none none none none 229,443.78

STATEMENT

Showing Condition at Close of Business December 31, 1924 of the
BANK OF ACWORTH Acworth, Ga.

President, A. J. DURHAM

Vice-President, R. L. McMILLAN

Cashier, J. E. CARNES

RESOURCES:

TDiemmeaLnodaLnos aannsd. .D__i_s_c__o_u_n__t_s_._._._._._._._._. ._$ United States Securities____________ _ State of Georgia Bonds. ____________ _

101.469.20 3,947.65 3,002.61 none

SOttohcekr iSntoFcekdsearanldRBesoenrvdes _B__a_n__k_._._._._. ._ Banking House.. ____________________ _

none none 1,600. 7l

Furniture and Fixtures. ____________ _ Other Real Estate Owned __________ _

3,578.19 5,445.89

Due from Federal Reserve Bank. __ _

none

Cash in Vault and Amounts De-

vosited with Avproved Reserve

Agents. ___________ ------------------

80,231.71

Due from Other Banks.. ------------

none

Advances on Cotton.. --------------

668.05

ACdhvecaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s______

none 1.254.52

Other Checks and Cash Items......

none

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c__e_s_.._

13,955.60 260.40

- - - - - Other Assets--------------------------
Total. ________________________________ _

none 215,414.53

LIABILITIES: Cavital Stock Paid in _______________ $ ASumrvoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e__s_._._._.._ Undivided Profits-------------------DDiuveidteonBdsanUknsv. _a_i_d_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Devosits Subject to Check --------Demand Certificates of Devosit..... Time Certificates of Deposit--------Savings Devosits. ----- __ ------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks.-------------------BNiolltsesPaanyadbBleill.s--R-e--d-i-s-c-o--u-n--te--d-_-_-_-_-_-_-_ Letters of Credit and Accevtances.. Reserve for Interest and Taxes..... . Bonds Borrowed--------------------Other Liabilities... ------------------
TotaL. ________________________________ $

25,000.00 none
5,000.00 4,864.48
none none 104,140.76 none 76,211.24 none none 198.05 none none none none none none none 215,414.53

DEPARTMENT OF BANKING

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

S. LEMON BANKING CO.

Acworth, Ga.

President, ORLANDO AWTREY

Vice-President, JAS. W. McMILLAN

Cashier, LEMON M. AWTREY

RESOURCES:

TDiemmeaLnodaLnosaannsd. _D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _

135,363.42 1,587.45 none

State of Georgia Bonds--------------

none

SOttohcekr iSntoFcekdsearanldRBesoenrdves _B__a_n_k__-_-_-_-_--_

none 780.00

BFuarnnkiitnugreHaonudseF_i_x__tu-r-e-s--_-_-__-_-_-_-_-_-_-_-_-_--_

2,700.00 4,844.67

DOutheefrroRmeaFl eEdsetraatleROewsenrveed-B--a-n--k-_-_-__--_

7.614.49 none

Cash in Vault and Amounts De-

oosited with ADDJ,'Oved Reserve

DAuegfernotms__O._t.h_e__r -B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _

33,179.04 none
1,464.41

CAhdevcaknscefsoronClOeatrhienrgCHoomumseo_d_i_t_ie__S_-_-_--_ Other Checks and Cash Items_____ _

none 997.93 none

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_o__t_a_n_c_e__s____

14,433.75 1,360.69

- - - - Other Assets--------------------------

none

TotaL _________________________________$ 204,325.85

LIABILITIES: Caoital Stock Paid in. _______________$ ASumrooluunst. R__e_s_e__rv__e_d_ -f-o-r--B--r-a_n_c__h_e_s_________ _Undivided Profits _____ --------------Dividends Unoaid-------------------Due to Banks-----------------------DDeeomoasnitds CSeurbtjieficctattoesCohfeDckeo..o-s-i-t---_-__--_ Time Certificates of DeoosiL------TSarvuisntgFsuDnedosoosintsD- -e-o--o-s-i.t-_-_-_-_-_-_-_-__-_-_-_--_ Cashier's Checks--------------------Certified Checks-------------------Bills Payable._---------------------Notes and Bills Rediscounted------Letters of Credit and Acceotances__ Reserve for Interest and Taxes _____ _ Bonds Borrowed---------------------Other Liabilities. __ ----------------
TotaL ... ------------------------$

30,000.00 none
10,000.00 1,935.02
none none 94.991.61 none 67,032.20 none none 267.02 none none none none 100.00 none none 204,325.85

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF ADAIRSVILLE

President, JOE. P. BOWDOIN

Adairsville, Ga. Cashier, 0. B. BISHOP

Vice-President, E. D. VEACH

RESOURCES:

'DTiemmeasnLdoLanosanasn_d__D__i_s_c__o_u__n_t_s__________________$

148,034.04 7,844.05

United States Securities-------------

none

State of Georgia Bonds--------------

none

Stock in Federal Reserve Banks-----

none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._-__-_-_-__-_-_-_--_ Furniture and Fixtures_____________ _

21,450.00 3,178.00 4,300.00

Other Real Estate Owned.- _______ _

3,119.20

Due from Federal Reserve Bank____ _

none

Cash in Vault and Amounts De-

oosited with Aooroved Reserve

Agents __ ----------------------------

67,529.09

ADduveafnrcoems oOnthCeorttBona_n__k_S_-_-_-_-_-_-_-_--_-_-_-_-_-

2.1n7o2.n8e0

Advances on Other Commodities____

none

Checks for Clearing House__________

none

Other Checks and Cash Items. . __

none

Letters of Credit and Acceotances__

none

Overdrafts (if any)___________________

774.30

Other Assets__________________________

6,182.17

TotaL _______________ , ________________-$ -2-64.-583-.65

LIABILITIES ACamooituan1tSRtoescekrvPeadidfoirn-B-r-a--n-c--h-e-s--_-_-__--_$ Suro1us __________ -------------- ______ _ Undivided Profits-------------------- DDiuveidteonBdsanUknso..a_i_d_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deoosits Subject to Check---------Demand Certificates of Deoosit____ _ TSaimviengCseDrtiefoicoastietss_o__f_D__e__o_o__s_i_L__-_-_-_-_--_-_ Trust Funds on Deoosit____________ _ Cashier's Checks--------------------CBielrltsifPieadyaCbhlee_c_k_s__-_-_----------_-_-_-_-_------------------Notes and Bills Rediscounted------LReestteerrvse offorCIrnetdeirteasnt danAdccTeaoxteasn_c_e__s____ Bonds Borrowed-------------------- Other Liabilities.. ------------------
TotaL-------------------------------$

25,01!0.00 none
25,000.00 none none none
106,359.06 none
105,270.37 none
1,441.27 1,512.95
none none none none none none none 264,583.65

l

26

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF ADEL

President, W. B. WILKES

Adel, Ga. Vice-Presidents, A. D. WISEMAN, W. R. WELLS
Cashier, W. J. 'McCRANIE

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Gemgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdvse_B__a_n__k____________

204.790.32 none none none none none

BFuarnnkiitnugreHaonudseF.i.x..tu-re--s-_-_-_-_-_-_-_-__-_-_-_-_--_

none 3,000.00

Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vaults and Amounts De-
posited wi1h Approved Reserve

16,510.11 none

Agents._--------------------- ______ . Due from Otler Banks______________ Advances on Cotton_________________

15,645.33 21.157.28
none

Advances on Other Commodities.... Checks for Qearing House.. ________

none none

Other Checlls and Cash Items______

none

LOevteterdrsraofftsC(Jfedanity)a_n__d__A__c_c_e_p__ta_n__c_e_s_._-

nnoonnee

Other Assetl--------------------------- - -1.2-20-.00

TotaL--------------------------------$ 262.323.04

LIABILITIES Capital Stock Paid in________________$ Amount Reserved for Branches..... Surolus.-----------------------------Undivided Profits. ___ ---------------Dividends Unpaid-------------------Due to Banks.... -------------------DDeepmoasnitds CSeurbtjieficctattoesCohfeDckep--o-s-i-t-_-_-__--_ Time Certificates of Deposit________ _ Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks.--------------------BNiolltsesPaanyadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-_-_-_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds. Borrowed--------------------Other Liabilities.. -------------------
TotaL .. -------------------------------$

25,000.00 none
18,000.00 943.96 none none
56,819.51 none
98,436.16 none none 385.52 none
50,999.59 3,600.00
none none none 8,138.30 262,323.04

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

FIRST BANK OF COOK COUNTY

Presiden, C. C. GIDDENS

Adel, Ga. Vice-Presidents, H. L. PARRISH, J. S. WILKES
Cashier, J. E. PITTS

RESOURCES

Time Loms and Discounts__________ $ DemandLoans ______________________ _ United aates Securities____________ _ State of:Xeorgia Bonds_____________ _ Stock inFederal Reserve Bank_____ _ Other Sticks and Bonds___________ _

358,344.30 18,787.59
none none none 550.00

BFuarnnkiitnugreialonudsFe.i-x-t-u-r-e--s-_-_-_-_-_-_-_-__-_-_-_-_--_

4,200.00 4. 792.00

DOut heefrroRmea~Eedsetraatle ROewsenrveed -B- -a-n- -k-_-_-__- -_

18.822.45 none

Cash in \mit and Amounts De-

posited rith Approved Reserve

Agents----. _________ ---------------

28,222.95

DAduveafnrcoems oOrchoetrtoBn_a_n_k__s_.-_-_-_-_-_-_--_-_-_-_-_-

nnoonnee

Advances orother Commodities____

none

Checks for Cearing House__________

5,030.62

Other Checkland Cash Items .. __

none

Letters of Cr~it and Acceptances._ Overdrafts (il\ny)___________________ Other Assets.._______________________

174,.26n30o51..n306e6

Total---------- ______________________-$ -4-60,5-86.-33

LIABILITIES Capital Stock Paid in________________ $ Amount Reserved for Branches._--Surplus... ---------------------------Undivided Profits.------------------DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check.--------Demand Certificates of Deposit..... Time Certificates of Deposit--------TSarvuisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-_-_-_-_-_-__-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks.--------------------BNiolltsesPaanydabBleil.l_s.-R-e--d-i-s-c-o--u-n-t-e--d-.-.-.-.-.-.-. Letters of Credit and Acceptances._ Reserve for Interest and Taxes..... . Bonds Borrowed. __ -----------------Other Liabilities.--------------------
TotaL . . -------------------------------$

50,000.00 none
10,000.00 814.37
2,328.00 2,658.53 162,747.52
none 144,397.4,1
1,578.56 1,023.00
11.00 none 30,000.00 43,919.5 none none none 11,108.40 460,586.33

l

DEPARTMENT OF BANKING

27

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

BANK OF ADRIAN

President, L. 0. BENTON

Adrian, Ga. Vice-Presidents, G. E. YOUMANS, S. H. LYNCH
Cashier, R. G. HUTCHESON

RESOURCES:

Time Loans and Discounts__________ $ 54,050.28

DUenmiteadndSLtaotaens sS_e__c_u_r_i_t_ie,-s-_-_-_-_-_-_-_-_-__-_-_--_

none
1,500.00

SSttoactek oifn GFeeodregriaal BRoesnedrvs-e--B--a-n-k--_-_-_-__--_ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._.__________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _

none none none
4,000.00 620.00
12,324.84

Due from Federal Reserve Bank.___ _

none

Cash in Vault and Amounts De-

vosited with Avvroved Reserve

Agents.-----------------------------

16,555.70

Due from Other Banks. __ -----------

none

Advances on Cotton. __ --------------

none

Advances on Other Commodities____

none

Checks for Clearing House__________

none

Other Checks and Cash Items.. ____

6,223.31

Letters of Credit and Accevtances.-

none

Overdrafts (if any)___________________

none

- - - - Other Assets.. ____________ __ __ __ __ __ __
TotaL. _________________ . ___________ ..$

12,050.93 107,325.06

LIABILITIES: Cai>ital Stock Paid in________________$ Amount Reserved for Branches.---Survlus. _______ ----------------------Undivided Profits.------------------DDiuveidtoenBdsanUknsv__a_i_d_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Devosits SubJect to Check.--------Demand Certificates of Devosit----Time Certificates of Devosit--------Savings Devosits------------------ --Trust Funds on Devosit------------Cashier's Checks--------------------BCielrltsifPieadyaCbhleec. k__s_._._._._-_-_-_-_-_------------------------Notes and Bills Rediscounted.... --_ Letters of Credit and Accevtances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities._-------------------
TotaL________________ ----------------.$

25,000.00
none
3,000.00
none none none
60,475.83
none
H.201.12
none
2,852.43 1,795.68
none none none none none none none
117,325.06

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF ALAPAHA

President, E. D. GASKINS

Alapaha, Ga.

Vice-President, M. J. MciiLLAN

Cashier, F. T. TILLER

RESOURCES:

TDiemmeaLnodaLnos aannsd__D__i_s_c__o_u_n__t_s____________________ $ United States Securities____________ _ State of Georgia Bonds_____________ _

185,268.55 5, 705.00
none none

Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_______________________ __

none
600.00 4,500.00

Furniture and Fixtures.... _________ _ Other Real Estate Owned. _________ _

2.275.50 500.00

Due from Federal Reserve Bank___ __

none

Cash in Vaults and Amounts De-

vosited with Avvroved Reserve

Agents.. ----------------------------

34,352.10

ADduveafnrcoems oOnthCeorttBona_n__k_s_-_-_-_-_-_--_-_-_-_-_-_-_-

55,5n0o0.n0e0

Advances on Other Commodities____

none

Checks for Clearing House__________

none

Other Checks and Cash Items______

none

Letters of Credit and Accevtances__

none

OOvtheerdr rAafstsset(sif..a_n_y_)________________________________________

24 3,002.85

T

ot

a

L.

-

-

-

-

-

-

-

-

-

-

_____________________ -$

----
291,704.24

LIABILITIES:'
Cavital Stock Paid in________________$ Amount Reserved for BrancheS----Survlus. _____ -----------------------Undivided Profits-------------------DDiuveidteonBdsanUknsv__a_i_d_._._-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Devosits Subject to Check__________ _ Demand Certificates of Devosit.... - ' Time Certificates of DevosiL------Savings Devosits. _----- -------------TCraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks. ___ ----------------Bills Payable.. ----------------------- Notes and Bills Rediscounted------~ Letters of Credit and Accevtances.
BRoesnedrvseBfoorrroIwnteedr.e.s-t---------------------------------j
Other Liabilities-_ ----------------1

30,000.00
none
22,500.00 2,000.00
none none
63,105.85
none
165,863.76
none none
492.38
none none none none
5,544.89
2.197.36
none

Total------------------------------j-$ 291,704.24

l

!?28

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

ALBANY TRUST & BANKING COMPANY

President, A. P. VASON

Albany, Ga. Cashier, C. L. NEUMAN

Vice-President, P. J. BROWN

RESOURCES:

Time Loans and Discounts.---------$ 222,538.20

DUenmiteadndSLtaoteasnsS-e--c-u-r-i-t-ies--_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _

2,079.81
none none none none

BF uarnnkiitnugr eHaonudseF. i_x__tu-r-e- -s-_-_-_-_-_-__-_-_-_-_-_-_- -_ Other Real Estate Owned _________ _ Due from Federal Reserve Bank____ _

none
5,646.53 17,507.63
none

Cash 1n Vault and Amounts De-

poslted with Approved Reserve

DuAegfe1n0tms._O-t-h--e-r--B--a-n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advames on Other Commodities___ _ OheciG for Clearing House_________ _ OtherChecks and Cash Items_____ _ LOevteterrdsmofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__

5,133.40
none none none none none none none

Other 1\.ssets--------------------------- - -no-ne

TotaL-'--------------------------------$ 252,905.57

LL'I.BILITIES: Capital Stock Paid in________________$ ASumrvoulunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a_n-c--h-e-s-_____-_--_ DDUinuvdeiidtveoindBdesdanUPkrnsop_f_ai_ti_sd_-__-__-__-__-__-__-___-__-__-___-__-__-_--_--_--_--_--_----_ Deposits SubJect to Check _________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit________ _ TSarvuisntgFsuDnedpsoosnitsD.-e-p--o-s-i-t-_-_-_-_-_-__-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks_____________ --------BNiolltsesPaanyadbBleil.l_s--R-e--d_i_s_c_o-u--n-t-e-d--_-_-__-_-_-_ Letters of Credit and Acceptances._ Reserve for Interest and Taxes.----Bonds Borrowed--------------------Other Liabilities.--------------------
TotaL _________________________________$

100,000.00
none
15,300.00 2,390.88
none none none none
35,377.63 25,792.45
none none none
15,000.00
none none
3,300.00
none
55.744.61
252,905.57

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

ALMA STATE BANK

Alma, Ga. Presideit, E. S. STRICKLAND
Cashier, FRED EWING

Vice-President, C. L. SIBLEY

RESOURCES:

i;~a~~~a~~-~~~~~~-~~~~~::::::::$
United S tes Securities____________ _ State of eorgia Bonds_____________ _ BSOtatohncekkriniSngtel1,k\d:sJeuarsean_ld_R_B_e_so_e_n_rdv__es___B____a___n___k________________ ___ Furniturefcnd Fixtures_____________ _

89,290.80 410.00
none none none none
7,500.00 4,322.49

Other Rea state Owned----------Due from deral Reserve Bank____ _ Cash in Vult and Amounts De--
posited v\th Approved Reserve

15.715.59
none

DAuegefrnotms..o. t-e--r-B--a-n-k-s-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-

12,858.45 3,792.94

AAddvvaanncceess oonn'~thtteornCom-m--o-d--it-ie--s_--_-_-_Checks for 0 ring House__________ Other Check nd Cash Items ____

4,5n2o2.n8e4
1,824.60
none

LOevteterdrsraofftsO(rief t ya)_n_d__A__c_c__e_p_t_a_n__c_e_s_._.

nnoonnee

Other Assets--1.----------------------- - -8,0-36.-27
TotaL---- ----- 1 ____ -------- _______ $ 148,273.98

LL'I.BILITIES: Capital Stock Paid fn _______________$ Amount reserved for Branches. ____ _ Survlus.. ----------------------------Undivided Profits.------------------DDiuveidteonBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Deposits SubJect to Check_________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit. ______ TSCarauvsishntigeFsru'sDnCedphsoeoscinktssD.___e__v____o__s__i_-t_-__-__-__-___-__-__-__-__-__-__-__--__ Certified Checks---------------------BNiolltsesPaanyadbBleil.l.s. -R-e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Accevtances.Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other L1ab1l1ties. _-------------------
TotaL _________________________________$

15,000.00
none none
3,001.78
none
8,000.00 75,352.26 10,500.00 10,746.56
none none
1,673.38
none
24,000.00
none none none none none
148,273.98

l

DEPARTMENT OF BANKING

29

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

MILTON COUNTY BANK

Alpharetta, Ga.

President, T. H. MANNING

Vice-President, C. E. MADF>OX

Cashier, R. D. MANNING

RESOURCES:

Time Loans and Discounts..........$ 168,178.64

Demand Loans.......................

16,922.16

United States Securities............ .

none

State of Georgia Bonds..............

none

Stock in Federal Reserve Bank......

none

Other Stocks and Bonds............

3,000.00

Banking House.......................

none

Furniture and Fixtures..............

400.00

Other Real Estate Owned...........

7.967.86

Due from Federal Reserve Bank.... .

none

Cash in Vault and Amounts De-

IJOSited with AI>I>roved Reserve Agents.................. _____ ........

31,563.24

Due from Other Banks..............

25,000.00

Advances on Cotton.................

none

Advances on Other Commodities....

none

Checks for Clearing House..........

none

Other Checks and Cash Items.......

54.87

Letters of Credit and AcceiJtances.. Overdrafts (if any)___________________

none none

Other Assets..........................- - 3-,401-.10

Total..................................$ 256,487.87

LIABILITIES: CaiJital Stock Paid in...............$ Amount Reserved for Branches..... SuriJlus... ---------------------------Undivided Profits.-----------------Dividends UniJaid.................... Due to Banks.......... --------------DeiJosits Subject to Check.......... Demand Certificates of DeiJosit.... . Time Certificates of DeiJosit......... Savings DeiJosits. -------------------Trust Funds on DeiJosit............. Cashier's Checks...... --------------Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and AcceiJtances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabilities.....................
TotaL.................................$

16,000.00 none
10,000.00 4,420.63
none none 113,368.39 none lll.969.26 none none 729.59 none none none none none none none

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the BANK OF COMMERCE

Americus, Ga.

President, FRANK SHEFFIELD

Vice-President, JOHN SHEFFIELD

Cashier, LEE HUDSON

RESOURCES:

Time Loans and Discounts..........$ 536,696.30

Demand Loans ...................... . 117,277.89

United States Securities.............

55.674.25

State of Georgia Bonds..............

26,000.00

Stock in Federal Reserve Bank......

none

Other Stocks and Bonds.............

34,605.00

Banking House....................... } 20,000.00

Furniture and Fixtures..............

Other Real Estate Owned...........

13.268.22

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts De-

I>Osited with AI>I>roved Reserve

Agents............................. . 205,960.26

Due from Other Banks..............

34,993.69

Advances on Cotton................

4,862.92

Advances on Other Commodities....

none

Checks for Clearing House..........

3,844.21

Other Checks and Cash Items......

2,793.64

Letters of Credit and AcceiJtances..

none

Overdrafts................. ___ ...... .

454.58

O

ther

Assets

.

.

.

.

..................

.

.

.

.
-

-

-

-n-one

Total.................................$ 1,056,430.96

LIABILITIES:
CaiJital Stock Paid in................$ Amount Reserved for Branches.... . SuriJlus .............................. . Undivided Profits.................... Dividends UniJaid.................... Due to Banks......................... DeiJosits Subject to Check.......... Demand Certificates of DeiJosit..... Time Certificates of DeiJosit........ . Savings DeiJosits..................... Trust Funds on DeiJosit............ . Cashier's Checks..................... Certified Checks...................... Bills Payable... ------------ Notes and Bills Rediscounted....... Letters of Credit and AcceiJtances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabilities.....................

65,000.00 none
65,000.00 96,109.75
none 2.277.93 515,742.46
451.35 309.183.47
none none 366.00 2.300.00 none none none none none none

Total................................$ 1.056.430.96

l

80

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

PLANTERS BANK OF AMERICUS

President, L. G. COUNCIL

Americus, Ga.

Vice-President, C. M. COUNCIL

Cashier, C. M. COUNCIL

RESOURCES:

Time Loans and Discounts__________$ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _

912,350.34 186,311.25
none none

Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds____________ _ Banking House______________________ _

none 2.250.00 21.961.34

FOuthrneirtuRreealaEndstFatiextOurwens-e-d---_-__-_-_-_-_-_-_--_

none 5,523.81

Due from Federal Reserve Bank____ _

none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents. ______________ ---------------

101.308.65

DAduveafnrcoems oOnthCeor tBtoann_k_s_.______-_-_-_-_-_-_-_-_-_--_

1,021.33 86,924.43

Advances on Other Commodities___ _ Checks for Clearing House_________ _

none 29,395.77

Other Checks and Cash Items_____ _

1,283.27

LOOevttheteerdrrsrAaofsftsseCt(srif_e_da_in_t_y_a)_n____d____A____c__c__e__p____ta____n__c__e__s__-_____
T o t a L _________________________________-$

none none
- - -no-ne
1.348.330.19

LIABILITIES:
Capital Stock Paid in _______________$ Amount Reserved for Branches --Surplus. ________ ---------------------Undivided Profits- _________ ---------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsie--c-t-t-o---C-h--e-c-k--_-_-_-_-_-__-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit________ _ TSaruvisntgFsuDnedpsoosintsD-e-p-o--s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks_____ ----------------Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.Reserve for Interest and Taxes_____ _ Bonds Borrowed- ___ ----------------Other Liabilities-_-------------------

100,000.00 none
200,000.00 18,125.08
none 18,800.41 556,339.24 5,520.46 277,332.13
none 6.212.87
none none 166,000.00 none none none none none

TotaL---------------------------------$ 1.348,330.19

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

EMPIRE BANK OF AMERICUS

President, H. L. MIZE

Americus, Ga. Cashier, JOE. M. BRYAN

Vice-President, R. C. ELLIS

RESOURCES:

Time Loans and Discounts__________$ 67,462.11

DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-_-__-_-_-_--_

754.36 none

State of Georgia Bonds--------------

none

Stock in Federal Reserve Bank------

none

BOathnekrinSgtoHckosusaen_d___B_o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _

none none 544.58 none

Due from Federal Reserve Bank____ _

none

Cash in Vault and Amounts De-

posited with Approved Reserve

DAuegefrnotms--O--t-h-e--r-B--a--n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _

66,915.15 76.41 none

Advances on Other Commodities___ _

none

Checks for Clearing House _________ _

1.706.60

Other Checks and Cash Items______ _

980.00

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s____

none none

Other Assets--------------------------- - - -no-ne

TotalS--------------------------------_$ 138,439.21

LIABILITIES:
Capital Stock Paid in________________$ Amount Reserved for Branches --Surplus ________________ ------------Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check -------Demand Certificates of DeuosiL--Time Certificates of Deposit-------TSaruvisntgFsuDnedpsoosintsD-e-p--o-s-i-t-_-_-_-_-_-__-_-_-_-_-_--_ CCaersthifieierd's CChheecckkss____________-_-_-_-_----------------------Bills Payable ----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities___ ------------------
TotaL _________________________________ $

50,000.00 none none
1.889.33 none none
65,220.89 none
9,913.14 11,277.35
none 138.50 none none none none none none none
138.439.21

DEPARTMENT OF BANKING

31

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF ARLINGTON

Arlington, Ga.

President, W. E. BOSTWICK

Vice-Presidents, R. H. BOSTWICK, J. M. JOHNSON

Cashier, W. E. BOSTWICK, JR.

RESOURCES:

LIABILITIES:

Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia BondS-------------BSOtatohncekkriniSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_vd__es___B___a___n___k___-___-__-__-__--__ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De-
posited with Approved Reserve Agents __ --------------------------ADduveafnrcoems oOnthCeorttoBna_n__k_s__-_-_-_-_-_--_-_-_-_-_-_-

214,976.30 1,318.30
none none none none
2,000.00 1.615.00 12,921.98
none
32,386.41
none
6,251.58

ACSuamrpooitulaunlst_SR_t_oe_sc_e_k_rv_P_ea_d_id_f_o_irn__-B_-_-r_-a_-n_-_c-_-h_-e_-_s-_-__-___-__--__-$
Undivided Profits ___ ----------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-__-_-_--_ TSDaiemvmienagCnsderDCtiefepircotaisftiietcssa_ot_e_fs_D_o_e_f_pD_o_es_i_pt_o___s__i__t__-__-__-__--__ TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ BNiolltsesPaaynadbBlei_lls R--e-d--i-s-c-o--u-n-t-e-d--_-_-_-__-_--_

Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items.-____ Letters of Credit and Acceptances__ Overdrafts (if any)___________________

10,979.56 576.57 257.54
none
4,858.53

LReetsteerrvse offorCIrnetdeirteasnt danAdccTeapxteasn_c_e__s_--_
~~~~; ~~~i~lrr~~---~~~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~:::: ~ ~

Other TotaL

A__s__s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

-

2-88,-1n4Io..:n.?e?_

_ _'!'Q!aL-

________________________________

$

50,000.00
none
25,000.00 12,937.88
none none
122,556.46
none
28,322.40
none none
325.03
none
14,000.00 35,000.00
none none none none
288,141.77

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF ARNOLDSVILLE

President, E. W. COILE

Arnoldsville, Ga. Cashier... -----------------------

Vice-President, E. L. BRAY

RESOURCES:
Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsS_e__c_u_r_i_ti-e-s--_-__-_-_-_-_-_-_-_-_-_--_ State of Georgia Bonds _____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdves_B__a__n_k__-_-_-_-_--_ BFuarnnkiitnugreHaonudseF.i.x_t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank----Cash in Vaults and Amount De-
_posited with Approved Reserve DAuegfernotms._O--th--e-r--B--a-n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items__ __ LOevteterdrsraofftsC(rief daint ya)n_d___A__c_c_e_p__t_a_n_c_e__s____
Other Assets--------------------------
Total ------------- ___________________ $

25,661.54
none none none none
500.00 4,050.00 2.898.85
none none
3, 794.83
none none
19.65 353.53
none none
324.47 6,980.26
44,583.13

LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches ____ _ SDUuinvrdoiidlveuindsd.es_d_U_P__rno-p-fa-iti-sd-.-__-__-__-__-_--_--_--_--_--_--_-_-_--_--_--_-__-___-__--__ Due to Banks------------------------Deposits Subject to Check----------TDiemmeaCnderCtifeirctiaftiecsatoefsDoefpDoespito__s_i_t_-_-_-_--_ Savings Deposits. __ ------------- ____ _ TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ BCielrltsifPieadyaCbhleec__k_s______________-_------_-_-_-_-_-_-_-__-_-____ Notes and Bills Rediscounted_____ _ Letters of Credit and Acceptances._ Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities __ -------------------
TotaL--------------------------------$

15,000.00
none none
470.58
none
6,500.00 11,844.55 6,000.00 4,495.00
none none
273.00
none none none none none none none
44.583.13

l

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

ASHBURN BANK

President, C. E. THRASHER

Ashburn, Ga. Vice-President, J. S. JOHNSON
Cashier, W. G. SHINGLER

RESOURCES:

Time Loans and Discounts----------$ DUenmiteadndSLtaoteans sS_e_c__u_r_i_t_ies-_-_-_-_-_-_-_-_~_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----Other Stocks and Bonds------------BFuarnnkiitnugreHaonudseF-i-x-t-u--r-e-s-_-_-_-_-_-_-_-_-_-__-_-_--_ Other Real Estate Owned.. -------Due from Federal Reserve Bank---Cash in Vault and Amounts De-
IJosited with AIJIJroved Reserve

140.909.60 17,456.50
none none none
900.00 3.102.25
42.75 20;941.00
none

Agents... --------------------------Due from Other Banks_.-----------Advances on Cotton._--------------Advances on Other Commodities.... Checks for Clearing House__________ Other Checks and Cash Items______ LOevteterdrsraofftsC(rifedanity)a_n__d__A__c_c_e_i_J_t_a_n_c_e_s_._.

58,500.45
none none none
810.51 169.86
nnoonnee

- - - - Other Assets--------------------------

107.22

TotaL .. -------------.--------- .......$ 242,940.14

LIABILITIES: CaiJital Stock Paid in _______________$ Amount Reserved for Branches_ --SuriJlus. _----------------------------Undivided Profits.------------------Dividends UniJaid-------------------DDeuieJotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of DeiJOSit..... Time Certificates of DeiJosit. _.. ___ _ TSaruvisntgFsuDnedisJoosnitsD_e.i_J.o.s.i.t._._._._.__._._.________ __ Cashier's Checks ____________________ _ Certified Checks..... ________ --------BNiolltsesPaanydabBleil.l_s--R--e-d-i-s-c--o-u-n--t-e-d-.--_-__-_--_ BLReoestntedervrsseBofoforrCroIrwnetdeeidrte..as.tn_.__d_.__A__.c_.c_.e_.i__J_.t_.a_.n_._c__e.__s_..._. Other Liabilities... ___ ---------------
TotaL _________________________________$

50,000.00
none
25,000.00 19.85
none none
72.713.77
none
51.090.07 7,562.56 34.010.77
622.27
none none none none
1.920.85
none none
242,940.14

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

THE CITIZENS BANK OF ASHBURN

President, D. H. DAVIS

Ashburn, Ga. Vice-President, W. A. MURRAY
Cashier, K. P. BAKER

RESOURCES:

TDiemmeaLnodaLnosaannsd___D__is_c__o_u__n_t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _ State of Georgia Bonds_____________ _

80,094.62 22,909.98
none none

Stock in Federal Reserve Bank------

none

Other Stocks and Bonds------------

none

BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s--_-_-_-__-_-_-__-_-_-_-_--_ Other Real Estate Owned __________ _

5,000.00 900.00
7,255.65

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts De-

IAJOgSeintetds. _w___i_t_h___A.I_J_I_J_ro__v_e_d___R__e_s_e_r_v_e_ Due.from Other Banks _____________ _ Advances on Cotton_________________ _

35,982.14
none
14,488.25

ACdhve,caknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._._. Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_i_J_t_a_n_c__e_s_.._

10,192.61 216.25
726.30
none none

Other Assets--------------------------- - - -no-ne

TotaL---------------------------------$ 177,765.80

LIABILITIES: CaiJital Stock Paid in________________$ ASumrooluunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a_n__c_h.e_s_________ __ Undivided Profits. __________________ _ Dividends UniJaid___________________ _ Due to Banks _______________________ _ DeiJosits SubJect to Check._-------Demand Certificates of DeiJosit__ __ _ TSiamviengCseDrtiefpicoastietss.o_f__D__e_i_J_O_S__it_._._.__________ __ TCraushstieFru'snCdhseocnksD. _e_i_J_o_s__it_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ Bills Payable________________________ _ Notes and Bills Rediscounted._____ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed. __ -----------------Other Liabilities.. -------------------
TotaL _________________________________$

25.000.00
none
30,000.00 5,675.95 72.00
none
73,106.28
none
30,841.57 2,818.00 7,641.40 2,018.60
592.00
none none none none none none
177,765.80

DEPARTMENT OF BANKING

33

STATEMENT

Showing Condition at Close of Business December 31, 1924

President, W. J. TURNER

of the TURNER COUNTY BANK
Ashburn, Ga.
Cashier, C. P. KEMP

Vice-President, (None)

RESOURCES:

Time Loans and Discounts.---------$ Demand Loans_ ......... ____ ....... __ United States Securities____________ _ State of Georgia Bonds_____________ _

47,555.14 16,203.33
none none

Stock in Federal Reserve Bank...... Other Stocks and Bonds __________ _

none 517.60

BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _

10,000.00 3, 729.69 25,000.43

Due from Federal Reserve Bank.....

none

CashinVault and Amounts Deoosit-

ed with Aooroved ReserveAgents. Bankers Trust Co.___________________

7,003.41 13,480.29

Due from Other Banks.. ___________

none

Advances on Cotton... ______________

none

Advances on Other Commodities.... Checks for Clearing House__________

none 1,292.81

Other Checks and Cash Items._ ___

376.75

Letters of Credit and Acceotances.. Overdrafts (if any)___________________

none none

Other Assets__________________________

21,637.16

T

o

ta

L

______________

.

________________

-
.$

-

-14-6,7-96.-61

LIABILITIES:
Caoital Stock Paid in ________________ $ Amount Reserved for Branches..... USunrdoilvuids.e_d__P_r-o--f-it-s--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DDiuveidtoenBdsanUknso..a_i_d_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deoosits SubJect to Check _________ _ Demand Certificates of Deoosit..... TSiamvienCgserDtiefoicoastiets__o_f__D__e_o__o_s_i_t_._._._.____._. ._ Trust Funds on Deoosit____________ _ Cashier's Checks ____________________ _ Certified Checks..... __ . _____________ _ Bills Payable._----------------------Notes and Bills Rediscounted...... Letters of Credit and Acceotances.. BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s_._._._._. ._ Other Liabilities._-------------------
TotaL _________________________________$

25,000.00 none
25,000.00 none none
27,000.00 22,044.33
none 39,618.69
none none 333.59 none 6,500.00 1,300.00 none none none none 146,796.61

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

AMERICAN STATE BANK

President, W. C. JORDAN

Athens, Ga. Vice-President, HOWELL C. ERWIN

Cashier, G. R. DAVIS

RESOURCES:

Time Loans and Discounts..........$ DUenmi t eadn dS Lt aot easn sS-e-c- -u-r-i-t-i e- -s-. -_-_-__- _-_-_-_-_-_-_- -_ State of Georgia Bonds... __________ _ Stock in Federal Reserve Bank...... Other Stocks and Bonds ___________ _
BFuanrnkiitnugreHaonudseF-i-x-t-u--r-e-s-.-.-_-_-_-_-_-_-_-__-_-_--_ Oti;J.er Real Esi_ate Owned.--------Due from Federal Reserve Bank. __ . Cash in Vault and Amounts De-
posited with Aooroved Reserve

804,702.95 500.00 none none
3,600.00 1,800.00 23,647.80 15,296.96 22,015.99 39,354.39

DuAegfernotms. O--t-h-e-r--B--a-n--k-s-.-.--_-_-__-_-_-_-_-_-_-_-_Advances on Cotton_________________

38,9457..0708 none

Advances on Other Commodities.... Checks for Clearing House__________

none 2,743.54

Other Checks and Cash Items ... ___

458.86

Letters of Credit and Acceptances.. Overdrafts (if any)___________________

none 1,177.03

TOothtearLA_s_s_e__ts_._._._._-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ - 9-54-,2555..0300

LIABILITIES:
Caoital Stock Paid in _______________$ Amount Reserved for Branches __ _ USunrdoilvuisd.e-d--P-r-o--f-it-s--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ DDiuveidtoenBdsanUknso__a_i_d_._._._._.__-_-_-_-_-_-_-_-_-_-_-_-_--_ Deoosits Subject to Check _________ _ Demand Certificates of Deoosit.... Time Certificates of Deoosit _______ _ Savings Deoosits. ______ --------- ____ _ Trust Funds on Deoosit ____________ _ Cashier's Checks ____________________ _ Certified Checks._._----------------Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceotances.. BReosnedrvseBfoorrroInwteedre__s_t__a_n__d__T__a_x_e__s_.___.____ ._ Other Liabilities. __ ------------------
TotaL _________________________________$

100,000.00 none
20,000.00 15,362.30 2,062.00
none 304,034.97
none 116,892.36 272,584.17
none 253.28 1,626.50 none 121,439.72 none none none none 954,255.30

~l
I

34

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE ATHENS SAVINGS BANK

President, M. STERN

Athens, Ga. Vice-President, M. G. MICHAEL
Cashier, G. A. MELL

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _

900,443.99 none
189,146.00 none none none
21,073.03
2, 704.90
90,175.02

Due from Federal Reserve Bank____ _

none

Cash in Vault and Amounts De-

pAogseintetsd- _w___it_h____A__p_p_r_o__v_e_d___R__e_s_e_r:v_e_

154,521.01

DAduveafnrcoems oOnthCeor tBtoann_k_s_-_-_-_-_-__-_-_-_-_-_-_-_--_

none none

Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _

none 37,942.85
765.74

LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__

none 10,004.37

Other Assets--------------------------

none

T

o

t

a

L

_________________________________

~----
$ 1, 406 '776- 91

LIABILITIES:
Capital Stock Paid in ________________$ Amount Reserved for Branches ____ _ Surplus _________ ---------- ___________ _ Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ Time Certificates of Deposit _______ _ TS ar vuisntgFs uDnedpsoosni t sD_e- -p-o- -s-i-t _-_-_-_-_-_-_-_-_-_-_-_- -_ Cashier's Checks ____________________ _ Certified Checks_____________________ _ Bills Payable.-_------------- ________ _ Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances __ Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities __ -------------------

100,000.00 none
200,000.00
22,726.25 none
11,407.39
277,062.64 none
135.335.03 285,245.60
none none none 375,000.00 none none none none none

TotaL ________________________________ _ 1,406,776.91

STATEMENT Showing Condition at Close of Business December 31, 1924
of the COMMERCIAL BANK
Athens, Ga. President, H. H. GORDON, JR. Vice-Presidents, J. E. TALMADGE, JR., J. H. DOZIER
Cashier, J. E. PATMAN

RESOURCES:
DTiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_
Furniture and Fixtures-------------Other Real Estate Owned----------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents ----------------------------ADduveafnrcoems oOnthCeor tBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s____
Other AssetS--------------------------
TotaL_________________________________ $

LIABILITIES:

1,221,092.76 Capital Stock Paid in _______________ $ 200,000.00

94,993.38 none

ASumrpoluunst_R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s_________ __

none 50,000.00

none Undivided Profits _______ -------------

50,065.97

7,500.00 Dividends Unpaid--------------------

721.50

3,710.00 30,727.69

DDeupeotsoitBs aSnukbsje__c_t-t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_

none 651,059.17

10,418.03 Demand Certificates of Deposit-----

none

49,911.46 Time Certificates of Dei>OSit--------

114,463.15

53,040.01 Savings Deposits- __ ------------------

276,099.05

Trust Funds on Deposit-------------

none

Cashier's Checks---------------------

522.89

55,776.15 none

CBielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

532.50 54,000.00

none Notes and Bills Rediscounted------

207,020.41

none Letters of Credit and Acceptances--

none

62,486.12 Reserve for Interest and Taxes_____ _

none

10,644.56 Bonds Borrowed ___ ------------------

none

none Other Liabilities._-------------------

none

1,60::::~:~ I TotaL ______________________________$--1-,6-0-4,-48-4-.6-4

l

DEPARTMENT OF BANKING

35

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

AMERICAN SAVINGS BANK

Atlanta, Ga.

President, J. G. ST. AMAND

Vice-President, ROBERT M. CLAYTON

Cashier, PETER F. CLARKE

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_._._._-_-_-_-_-_-_$

711,379.48 4,000.00

United States Securities____________ _

none

State of Georgia Bonds_____________ _

none

Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds____________ _ Banking House______________________ _

none none 131,000.00

Furniture and Fixtures_____________ _

2,979.02

Other Real Estate Owned __________ _

19,387.16

Due from Federal Reserve Bank____ _

none

Cash in Vault and Amounts De-

Apogseintetsd___w__it_h____A__p_p_r_o__v_e_d___R__e_s_e_r_v_e_

26,777.19

Due from Other Banks _____________ _

none

Advances on Cotton ----------------

none

Advances on Other Commodities___ _

none

Checks for Clearing House _________ _

471.08

Other Checks and Cash Items--- __ _

l,317.ll

LOevtet er dr sr aofft sC(rife daint ya)n__d__A__c_c_e_p__t_a_n_c_e__s____ Other Assets_________ ._. ___________ . __
TotaL. ________________________________-$

none 1,210.75
-8- 98,5n- 2o1.n7e9

LIABILITIES: Capital Stock Paid in _______________ $ Amount Reserved for Branches ____ _ Surplus _______ -------------------- DUinvdiidveinddesd UPrnopfaitisd______-_-_-_-__-_-_-_-_-_-_-__-_-_-_-_ Due to Banks________________________ _ Deposits Subject to Check _________ _ Demand Certificates of Deposit ____ _ Time Certificates of DepositSavings Deposits_------------------CTraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ BNiolltsesPaanydabBleil-l-s--R-e--d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Acceptances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed ____________________ _ Other Liabilities _____ --------------
TotaL _______________________________ $

200,000.00 none
40,000.00 22,640.07 3,500.00
none none 102,565.22 29,180.00 227,172.28 none none 90,000.00 none none 3,463.48 none 1,028.89 178,971.85 898,521.7

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

ATLANTA COMMERCIAL BANK

Atlanta, Ga.

President, W. B. CHANDLER

Vice-Presidents, H. B. DAVIS, HOWARD PARRISH

Cashier, Wm. ARTHUR COOK

RESOURCES:
Time Loans and Discounts __________ $ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrvdes_B__a__n_k__-_-_-__-_ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve DAuegefrnotms--O-t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House _________ _ Other Checks and Cash Items______ _ LOevtet er dr sr aofft sC(rief<aUntya)n_d___A__c_c_e_p__t_a_n_c__e_s ____
Other Assets____ ----------------------
TotaL ________________________________ $

378,907.69 5, 747.23 none none none none 36,521.90 11,795.90 8, 713.03 none
57,498.73 97.81 none none none 54.75 none 138.85 none
499,475.89

LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches____ _ Surplus __ . ____ ----------------- _____ _ DUinvdiidveinddesd UPrnopfaitisd_.__________-__-_-_-_-_-_-__-_-_-_-_--_ Due to Banl{S. ___ -------------------Deposits Subject to Check- -------Demand Certificates of Deposit.. __ _ Time Certificates of Deposit________ _ Savings Deposits_------ __ ------ ___ _ TCraushstieFru'snCdhseocnksD__e_p__o_s__i_t..-_---------.-_-_-_-_-_ Certified Checks.. .. _________________ _ BNiolltsesPaaynadbBleil_l-s-R-e--d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Acceptances._ BReosnedrvseBfoorrroInwteedre..s.t._a_n__d__T__a_x_e__s__________ __ Other Liabilities -------------------
TotaL____________________ __ _______ $

100,000.00 none
33,000.00 4,171.12 2,028.00 2,397.39 138,431.99
none 7,000.00 114,372.56
none 2,882.24
192.59 95,000.00
none none none none none 499,475.89

GENERAL LIBRARY

UNIVERSiTY OF GEOH.ClA

i\I~S. ~ORGlA

36

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

ATLANTA TRUST COMPANY

Atlanta, Ga.

President, EUGENE R. BLACK,

Vice-Presidents, SNOWDEN McGAUGHY

CHAS H. BLACK, A. J. ORME, ROBERT E. HARVEY

Secretary, J. B. WHEAT

Treasurer, P. H. WINTER

RESOURCES:

Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsSe-c-u--r-i-ti-e-s--_-_-__-_-_-_-_-_-_-_-_--_ State of Georgia Bonds. ____________ _
Stock in Federal Reserve Bank..... . BOathnekrinSgtoHckosusaen_d___B__o__n.d_s__-_-_-_-_-__-_-_-_-_--_
Furniture and Fixtures.. __________ __ Other Real Estate Owned ________ __ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve Agents________ ----------------------Due from Other Banks____________ __ Advances on Cotton ________________ _ Advances on Other Commodities__ __ Checks for Clearing House.. ______ __ Other Checks and Cash Items ______ _ Letters of Credit and Acceptances __ Overdrafts (if any) ____ -- __ . -- -- -- ---Other Assets.. ________ --- __ -----------

4, 776,311.15 102,699.66 none none 54,000.00 468,924.51 765,000.00 63,599.91 251,122.17 639,733.55
618,011.00 182,838.02
none none 155,033.77 21,665.35 none 1,473.99 306,909.71

Tot[iL. __ ---------------- -_----- ------.$ 8,408,322. 79

LIABILITIES:
Capital Stock Paid in ____________$ Amount Reserved for Branches ___ _ USunrdoilvuisde__d__P_r__o_f-it-s-.--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid___________________ _ DDuepeotsoitBs aSnukbsj-e-c-t--t-o--C--h--e-c-k---__-_-_-_-_-_--__Demand Certificates of Deposit..... Time Certificates of Deposit________ _ Savings Deposits.... -------- _______ _ TCraus hs ti eDr 'espCohsietcs k s.. ... -_-_-_-_-_-__-_-_-_-_-_-_-_-_- -._- -. Certified Checks .. __ ----------------Bills Payable. ---------------------Notes and Bills Rediscounted...... . Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed ----------------Other Liabilities .. ------------------

1.500,000.00 none
300,000.00
272,832.97 60,192.00 626,197.96 3,210,036.05
none 129.162.13 790,677.93 183,020.60 12.371.14 12.603.73 207,900.00
1.070,629.61 none
3,543.86 none
29.144.81

TotaL _____________________________ ..$ 8,408,322. 79

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

CITIZENS TRUST COMPANY

Atlanta, Ga.

President, A. M. WILKINS

Vice-Presidents, JOHN HOPE, W. F. BODDIE

Cashier, W. F. BODDIE

RESOURCES:
Time Loans and Discounts__________$ Demand Loans ---------------------United States Securities___________ __ State of Georgia Bonds____________ __ Stock in Federal Reserve Bank.. __ __ Other Stocks and Bonds___________ __ Banking House______ ----------------Furniture and Fixtures.. __________ __ Other Real Estate Owned ________ __ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents. ______ ---------- __ ----------Due from Other Banks ____________ __ Advances on Cotton ________________ _ Advances on Other Commodities.... Checks for Clearing House.. ______ __ Other Checks and Cash Items.. -- __ LOevteterdrsraofftsC(rief daintya)n_d___A__c_c_e_p__ta__n_c_e_s_.___ Other Assets.. __ ---- __ ----------------
TotaL ________________________________ .$

214,802.54 209,298.75
1,130.00 none none
129,300.00 131,833.67 27,068.36
none none
10,057.44 545.14 none none 414.58 58.35 none
4,344.55 1,057.50
729,910.88

LIABILI'TIES: Capital Stock Paid in________________ $ ASumrpoluunst R_e_s_e_r_v__e_d__f_o_r__B__r_a_n__c_h_e__s________ DUinvdiidveinddesd UPrnopfaitisd.-.-_-__-_------_-_-_-_-_-__-_-_-_--_-_ Due to Banks________________________ _ Deposits Subject to Check ______ _ Demand Certificates of Deposit..... Time Certificates of Deposit__ _____ __ TSarvuisntgFsuDnedpsoosintsD-e-p--o-s-i-t-_-_-_-_-_-__-_-_-_-_--_-_ Cashier's Checks._-- __ ---- __________ _ Certified Checks.. -- __ ---- _________ __ Bills Payable_ -------- __ ---------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes ____ __ Bonds Borrowed---------------------Other Liabilities __ --------- ________ __
TotaL. _______________________________ $

250,000.00 none
106,219.80 none 100.00
2,891.39 75,947.23
none 142,685.88 50,953.54
8,733.68 9,463.23 1,596.28 67,904.13
none none 13,397.88 none 17.84
729,910.88

DEPARTMENT OF BANKING

37

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

CITY SAVINGS BANK

President, S. T. WEYMAN Treasurer, A. B. CHAPMAN

Atlanta, Ga.

Vice-President, W. B. GIBSON Cashier, (None)

RESOURCES:
Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsSe-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds _______ _ BFuarnnkiitnugreHaonudseF..ix-t-u-r-e--s-_-_-_-_-_-_-__-_-_-_-_-_--_ Other Real Estate Owned _________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve DAuegfernotms O-t-h-e-r--B--a-n--k-s-----_-__-_-_-_-_-_-_-_--_ Advances on Cotton-----------------Advances on Other Commodities___ _ Checks for Clearing House ------Other Checks and Cash Items __ LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ Other Assets___________ ---------------
TotaL ________________________________ $

17,946.63 none
248,265.39 none none none none none
4,435.08 none
none 2,955.01
none none none none none none 448.60 274,100.71

LIABILITIES:
Capital Stock Paid ill---------------$ Amount Reserved for Branches __ _ USunrdpivluids ed--P-r-o--f-it-s-.--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid____ --------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e--c-k-----_-__-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit... _____ _ TSarvuisntgFsuDnedpsoosintsD-e-p--o-s-i-t-_-_-_-_-_-_-__-_-_-_-_--_ Cashier's Checks ____________________ _ Certified Checks_____________________ _ BNiolltsesPaanyadbBleills R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit arid Acceptances.. Reserve for Interest and Taxes_____ _ Other Liabilities -------------------
TotaL ________________________________ $

100,000.00 none none
69,889.77 none none none none none
40,097.25 none none none
29,500.00 none none none
34,613.69 274,100.71

STATEMENT Showing Condition at Close of Business December 31, 1924

of the COLONIAL TRUST COMPANY

President, J. S. SLICER

Atlanta, Ga. Cashier, (None)

Vice-President, T. J. NORMAN

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c_o_u_n_t_s__-_-_-_-_-_~_-_-__--_$

433,208.01 none

United States Securities____________ _

none

State of Georgia Bonds--------------

none

Stock in Federal Reserve Bank------

none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _

none none 1,223.52

Other Real Estate Owned __________ _

53,136.19

Due from Federal Reserve Bank____ _

none

Cash in vault and Amounts De-

posited with Approved Reserve

Agents. ---------------------------

21,789.55

Due from Other Banks ------------

none

Advances on Cotton-----------------

none

Advances on Other Commodities___ _

none

Checks for Clearing House_________ _

none

Other Checks and Cash Items-------

none

LOevteterdrsraoffts-C(irfedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__

none 149.34

Other TotaL

_A__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

-

none --- 509,506.61

LIABILITIES:
Capital Stock Paid in---------------$ ASumrpoluunst. R__e_s_e__r_v_e_d__f"o_r__B__r_a_n_c__h_e_s__._._-_--_ DUinvdiidveinddesd UPrnopfaiitds:_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Due to Banks-------------------------Deposits Subject to Check.. ______ _ Demand Certificates of Deposit----Time Certificates of Deposit __ _ TSaruvisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-_-_-_-_-__-_-_-_-_-_-_--_ Cashier's Checks ____________________ _ Certified Checks_____________________ _ Bills Payable ---------------------Notes and Bills Rediscounted ______ _ Letters of Credit and Acceptances._ Reserve for Interest and Taxes.- ___ _ Bonds Borrowed __________________ _ Other Liabilities._-------------------
TotaL _________________________________ $

223,600.00 none
31,000.00 16,272.54
none none 100,174.87 none 39,494.54 32,832.87 none none 923.93 60,000.00 none none 459.97 none 1,747.89 509,506.61

l

38

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31, 1924

of the

EAST ATLANTA BANK

President, L. L. MARBUT

Atlanta, Ga. Vice-President, W. H. McCLAIN, SR.
Cashier, W. I. JENKINS

RESOURCES:

Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _
Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds.. _______ _ Banking House______________________ _ Furniture and Fixtures_____________ _

154,154.53 4,010.00 none none none none 9,795.00 3,140.00

Other Real Estate Owned _________ _

1,512.83

Due from Federal Reserve Bank __

none

Cash in Vault and Amounts De-

Apogseintetsd___w__i_th____A__p_p_r_o__v_e_d___R__e_s_e_r_v_e_ Due from Other Banks. ___________ _ Advances on Cotton _____________ _

8,052.51 5,906.76
none

Advances on Other Commodities___ _ Checks for Clearing House_________ _

none 2,309.38

Other Checks and Cash Items_____ _

1,754.40

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ Other Assets_________________________ _

none 533.77 none

To

taL

_________________________________ -$

----
191,169.18

LIABILITIES: Capital Stock Paid in ________________ $ ASumrpoluunst. R__e_s_e__r_v_e_d__f_o_r__B__r_a_n__c_h_e-s--------DUinvdiidveinddesd UPrnopfaitisd_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Due to Banks________________________ _ CDeerptoi fsiictas tSe su bojfeDc tetpoo sCi th.e__c_k_._.___-_-_-_-_-_- -_ TSaruvisntgFsuDnedpsoosnitsD-e-p-o--s-i-t_-_-_-_-_-_-_-_-_-_-_-_-_Cashier's Checks.-- ________ -_--- ____ _ Certified CheckS----------------- ____ _ BNiolltsesPaaynadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-.-.-_-__-_--_ Letters of Credit and Acceptances._ Reserve for Interest and Taxes. ____ _ Bonds Borrowed ____________________ _ Other Liabilities ------------------
TotaL _________________________________$

25,000.00 none
9,225.00 4,571.17
none none 89,140.86 25,802.31 30,246.39 none 910.12 none none 6,273.33 none none none none 191,169.18

STATEMENT Showing Condition at Close of Business December 31, 1924

of the FARMERS & TRADERS BANK

President, W. D. MANLEY

Atlanta, Ga. Vice-Presidents, J. R. SMITH, P. J. BAKER
Cashier, L. T. CARTER

RESOURCES:

Time Loans and DiscountS----------$ 445,305.75

DUenmiteadndSLtaotaens sSe-c--u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s________________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _

12,927.07 none none none
16,410.00 21,125.62 3,499. 70
none none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents._------- _____ ---------------Due from Other Banks.______________

48,585.91 25,286.05

Advances on Cotton --------------

none

Advances on Other Commodities____

none

Checks for Clearing House__________

31,701.31

Other Checks and Cash Items______

1,265.32

Letters of Credit and Acceptances.. Overdrafts (if any)___________________

none 1,739.02

Other Assets__________________________

7,772.53

TotaL. __ --- ________ -- ______________ ..-$ -6-15,-618.-28

LIABILITIES:
Capital Stock Paid in._ .. -----------$ Amount Reserved for Branches ____ _ Surplus.-----------------------------DUinvdiidveinddesdPUrnopfiatisd-.-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Due to Banks------------------------Deposits Subject to Check---------Demand Certificates of Deposit..... Time Certificates of Deposit ________ _ TSaruvisntgFsuDnedpsoosintsD._e-p-o--s-i-t-_-__-_-_-_-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks----- ___ .. -----------Bills Payable... ---------------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed. __ -----------------Other Liabilities --------------------
TotaL ________________________________ $

25,000.00 none
15,000.00 121.28 none
126,049.13 171,932.35 34,105.00 102,394.12 116,906.24
none 4,052.75
57.41 20,000.00
none none none none none 615,618.28

DEPARTMENT OF BANKING

39

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

GEORGIA SAVINGS BANK & TRUST CO.

Atlanta, Ga.

President, GEO. M. BROWN

Vice-President, W. S. WITHAM, JR.

Secretary and Treasurer, JOSEPH E. BOSTON

RESOURCES:

Time Loans and Discounts..........$ 3,073,410. 75

DUenmiteadndSLtaoteasnsSe-c-u--r-i-ti-e-s--_-_-__-_-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _

13,953.00 3,000.00
none

SOttohcekr iSntoFcekdsearanldRBesoenrdves_B__a_n__k_._._._._. ._ Banking House _____________________ _
Furniture and Fixtures_____________ _ Other Real Estate Owned _________ _ Due from Federal Reserve Bank____ _

21,000.00 417,511.36 316,160.00 41,977.37
2,379.14 82,243.97

Cash in Vault and Amounts De-

vosited with Avvroved Reserve

DuAegfernotms. O--t-h-e-r--B-a-n--k-s-._-_--_-_-_-_-_-_--_-_-_-_-_-

183,2n9o4.n53e

Advances on Cotton_________________

none

Advances on Other Commodities____

none

Checks for Clearing House__________

27,091.00

Other Checks and Cash Items .. ____

none

Letters of Credit and Accevtances.. Overdrafts (if any)___________________

none none

Other Assets__________________________

15.64

TotaL ________________________________-$ -4,1-82.-036-.76

LIABILITIES:
Caoital Stock Paid in ________________$ Amount Reserved for Branches.---Surolus ___ --- ____________ .. ---------DUinvdiidveinddesd UPrnoofaitisd_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_----Due to Banks________________________ _
Deoosits Subject to Check---------Demand Certificates of Deoosit___ __ Time Certificates of Deoosit________ _ TSaruvisntgFsuDnedosoosintsD- -e-o-o--s-i-t-_-_-_-_-__-_-_-_-_-_-_--_ Cashier's Checks ____________________ _ Certified Checks__ ________ -----------Bills Payable._----------------------Notes and Bills Rediscounted_____ __ Letters of Credit and Acceotances. Unearned Interest... ---------------Bonds Borrowed. __ .--------.-------Other Liabilities._-------------------

500,000.00 none
250,000.00 125,586.70
30.00 none none none 478,583.81 2,224,243.39 none none none none none none 602,795.22 none 797.64

TotaL _________________________________$ 4,182,036. 76

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the GEORGIA STATE BANK

President, W. D. MANLEY

Atlanta, Ga. Cashier, (None)

Vice-President, L. R. ADAMS

RESOURCES:

TDiemmeaLndoaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$

2,211,509.94 81,635.30

United States Securities___________ __ State of Georgia Bonds____________ __

4,100.00 none

Stock in Federal Reserve Bank____ __

none

Other Stocks and Bonds___________ __ 453,508.00

Banking HOJJ.se________ --------------Furniture and Fixtures_____________ _

110,251.92 51,082.57

Other Real Estate Owned __________ _ 188,284.65

Due from Federal Reserve Bank.. __

none

Cash in Vault and Amounts De-

oosited with Aooroved Reserve

Agents. _______ ---------------------- 332,0ll. 79

Due from Other Banks-------------Advances on Cotton_________________

55,526.97 79,292.83

Advances on Other Commodities____

10,453.44

Check for Clearing House___________

8,294.68

Other Checks and Cash Items______

1.725.88

Letters of Credit and Acceotances..

none

Overdrafts (if any)___________________

ll,195.94

Other Assets __ .. _____ .. ________ .. _____

36, 938.48

TotaL ________________________________ $- -3,6-35,8-12.-39

LIABILITIES:
Caoital Stock Pain in________________$ Amount Reserved for Branches ___ __ USunrdoivluids.e_d__P_r__o.fi_t_s______-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check----------Demand Certificates of Deposit..... Time Certificates of Deposit., ______ _ Savings Deoosits______ --------------Trust Funds on Deoosft____________ _ Cashier's Check_____________________ _
Certified Checks_________ ------------Bills Payable _________ ---------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes ____ __ Bonds Borrowed._------------------Other Liabilities._-------------------

500,000.00 none none
5,234.67 none
355,336.54 1,426,296.00
42,987 0 79 879,280.19 141,870.74 84,526.07 2!,!51.49
6.00 89,320.00 65,188.00
none none 4,100.00 20,514.90

TotaL.- ..... ________ . ____ . __ ---_ .. __ ..$ 3,635,812.39

l

40

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE LAKEWOOD BANK

Atlanta, Ga.

President, PAULS. ETHERIDGE

Vice-President, C. F. MOODY

Cashier, P. W. HANCOCK

RESOURCES:

Time Loans and Discounts..........$ ll9,996.01

Demand Loans.......................

5,360.47

UStnaitteedofSGtaetoersgSiaecBuorintdiess...._._._.__._._._._._._. ._

none none

Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_.______________________ __ Furniture and Fixtures.. ___________ _ Other Real Estate Owned __________ _

none none none 4,481. 76 4,000.00

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts De-

Apogseintetsd. __w--i-th____A_p__p_r_o_v__e_d___R__e_s_e_r_v_e_ Due from Other Banks. ____________ _ Advances on Cotton ________________ _

14,704.19 554.28 none

CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._._.

none 276.23

Other Checks and Cash Items _____ _

239.88

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_. Other Assets... ______________________

._ _
-

-

2,728.98 none
- -no-ne

TotaL... ---- ________ ------ ____________$
-------- -------

152,341.80

LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches --Surplus __ ----------------------------Undivided Profits ------------------Dividends Unpaid-------------------DDuepeotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit.. __ _ Time Certificates of Deposit________ _ Savings Deposits--------------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------BNiolltsesPaanyadbBleil.l.s_R.-e-d--i-s-c-o--u-n-t-e--d-.-.-.-_-__--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed.-------------------Other Liabilities._-------------------
TotaL _________________________________$

25,000.00 none
4.000.00 254.63
1,500.00 none
50,518.03 none none
35,883.72 none 158.17 27.25
35,000.00 none none none none none
152.341.80

STATEMENT

Showing Condition at Close of Business Dcccn1bcr 31, 1924

of the

SECURITY STATE BANK

President, J. S. SLICER

Atlanta, Ga. Cashier (None)

Vice-President, T. J. NORMAN

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds. ____________ _

84,114.80 none none none

BSOtatohncekkriniSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_dv__es___B____a___n___k___.__.__.__._.__._

none none none

Furniture and Fixtures_____________ _

90.37

Other Real Estate Owned _________ __

9,133.79

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts De-

posited With Approved Reserve

AgentS-----------------------------ADduveafnrcoems oOnthCeortBtoann_k_s___-_-_-_-_-_-_-_-__-_-_--_-_

1,686.42 none none

Advances on Other Commodities....

none

Checks for Clearing House________ __

none

Other Checks and Cash Items______ _

none

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_..Other Assets_________________________ _
TotaL _________________________________-$

-

none none
- -no-ne
95,025.38

LIABILITIES: Capital Stock Paid in________________ $ ASumropulunst.R__e.s_e__rv-e--d--f-o_r_ .B_r__a_n_c_h-_e_s-.- ____.-_ DUinvdiidveinddesd UPrnopfaitisd-.-.-.-.-_-_-__-_-_-_-_-_-_--------__--_ Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit.. ... Time Certificates of Deposit--------TSarvuisntgFsuDnedpsoosnitSD-e--p-o--s-i-t_-_-_-_-_-_-_-_-_-_-_--__Cashier's Checks.. __________________ . Certified Checks.. ----- ________ ---- __ _ Bills Payable.. -------------------- __ _ Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed... -----------------Other Liabilities.. -------------------
TotaL _________________________________$

60,000.00 none none
4,525.38 none none none none none none none none none
30,000.00 none none 500.00 none none
95,025.38

DEPARTMENT OF BANKING

41

STATEMENT

Showing Condition at Close of Business December 31, 1924 of the
TRUST COMPANY OF GEORGIA Atlanta, Ga.
President, THOS. K. GLENN Vice-Presidents, JAS. S. FLOYD, H. WARNER MARTIN, W. C. WARDLAW, J. J. GOODRUM, JR. Secretary and Treasurer, DAMERON BLACK

RESOURCES:

Time Loans and Discounts_______ , __$ 2,555,255.06

DUenmiteadndSLtaotaens sS.e..c.u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds....... ______ _

59,041.59 32,509.99
none

BSOtatohncekkriniSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_vd__es_._B._._a__n____k__.__.__.__.__. .__ Furniture and Fixtures_____________ _ Other Real Estate Owned _________ _

90,000.00 3,352,432.64 1,474,466.14
none
82,147.16

Due from Federal Reserve Bank..... 193,573.43

Cash in Vault and Amounts De-

vosited with Avvroved Reserve

DAuegefrnotms . .O__t_h_e-r- -B-a-n-k- -s_- -_-_-_-_-_-_-_- -_-_-_-_-_-_-

nnoonnee

Advances on Cotton_________________

none

Advances on Other Commodities....

none

Checks for Clearing House__________

none

Other Checks and Cash Items_______

7,483.80

LOevteterdrsraofft C(ifreadniyt)_a_n__d__A__c_c_e_v__ta__n_c_e_s_._.

nnoonnee

Other Assets__________________________

17,221.71

----
TotaL. __________ . _____ ------- ______ ..$ 7, 865,131.52

LIABILITIES:
Cavital Stock Paid in________________$ Amount Reserved for Branches.. --US unrdvilvuids .e.d__P_r__o_f_i t-s--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unvaid-------------------Due to Banks------------------------Devosits Subject to Check. ------Demand Certificates of Devosit..... Time Certificates of Devosit--------TSarvuisntgFsuDnedpsoosnitsD.-e-v--o-s-i-t-.-_-_-_-__-_-_-_-_-_-_--_ Cashier's Checks ____________________ _ Certified Checks....... --------------BNiolltsesPaanyadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Accevtances.. Reserve for Interest and Taxes..... . Bonds Borrowed---------------------Other Liabilities.. -------------------

2,000,000.00
none
1,000,000.00 501,449.09
none
2,983,043.92 21,061.67
none none none
1,238,614.85 115,191.47
none none none none
5, 770.52
none none

TotaL. ________ ------------------ ______ $ 7,865,131.52

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

GEORGIA RAILROAD BANR

Augusta, Ga.

President, CHAS. H. PHINIZY

Vice-Presidents, H. H. SAXON, SAM'L MARTIN

Cashier, (None)

RESOURCES:

Time Loans and Discounts__________$ Demand Loans ______________________ _

6,627,168.01
none

United States Securities____________ _ 551,339.50

State of Georgia Bonds-------------Stock in Federal Reserve Bank..... .

none none

BOathnekrinSgtoHckosusaen_d__B__o__n__d_s_._-_-_-_-_-_-__-_-_-_-_- I\ 193,670.00

Furniture and Fixtures. ____________ _ 117,436.41

Other Real Estate Owned ---------Due from Federal Reserve Bank _

104,452.70
none

Cash in Vault and Amounts De-

vosited with Avvroved Reserve

DuAegfernotms. _O_ -t-h-e--r-B__a_n__k_s______-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items_____ _

1,660,514.52 27,845.68
none none
277,628.13 4,189.73

LOevtteerrd~faofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c__e_s_. __

none
5,271.69

Other TotaL

A___s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

- - -no-ne
9,569,516.37

LIABILITIES:
Cavital Stock Paid in________________$ Amount Reserved for Branches ____ _ US unrdvilvuids .e.d- -P-r-o- -f-i t-s-.- -_-_-__-_-_-_-_-_-_-_-_-_-_- ---------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsje..ct-t-o--C--h-e--c-k--__-_-_-_-_-_-_-_--_ Demand Certificates of Devosit____ _ TSaimviengCseDrtiefvicoastietss_o__f_D__e_v__o_s_i_t________________ __ Trust Funds on Devosit____________ _ Cashier's Checks____________________ _ Certified Checks---------------------BNiolltsesPaanydabBleil.l-s--R-e--d-i-s-c-o--u-n--te--d-_-_-_-__-_--_ Letters of Credit and Accevtances.. Reserve for Interest and TaxeS-----Bonds Borrowed---------------------Other Liabilities.... -----------------

1,000,000.00
none
200,000.00 109,950.69
none
533,006.90 3,008,803.85
none
599,368.48 4,049,160.72
none
19,342.18 49,883.55
none none none none none none

TotaL---------------------------------$ 9,569,516.37

42

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

UNION SAVINGS BANK

Augusta, Ga.

President, Wm. SCHWEIGERT

Vice-President and Cashier, T. S. GRAY

Assistant Cashier, R. M. RILEY

RESOURCES:

Time Loans and Discounts__________ $ 1.125' 009.37

Demand Loans ---------------------- 186,650.87

United States Securities..... , ______ _

89,200.00

State of Georgia Bonds _____________ _

10,000.00

Stock in Federal Reserve Bank_____ _

none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_

95,000.00 100,000.00

FOuthrneirtRureealaEnsdtaFtiextOurwens-e-d--_-_-_-_-_-_-_-_--__-

16,867.54 11.160.58

Due from Federal Reserve Bank____ _

none

Cash in Vault and Amounts De-

I>Osited with AI>I>roved Reserve Agents .. ---------___________________

122,600.72

Due from Other Banks ------------Advances on Cotton_________________

26,732.83 none

Advances on Other Commodities.___

none

Checks for Clearing House__________

16,926.48

Other Checks and Cash Items__ __

5,611.03

Letters of Credit and Acceiltances.. Overdrafts (if any)___________________

none 4,823.11

Other Assets__________________________

4,652.30

-----
TotaL--------- _______________________ $ 1,815,234.83

LIABILITIES:
Cai>ital Stock Paid in________________$ Amount Reserved for Branches.---Suri>lus.- ----------------------------Undivided Profots ___ ---------------Dividends Uni>aid-------------- -----Due to Banks.... -------------------Dei>osits Subject to Check. ------Demand Certificates of Dei>osit..... Time Certificates of Dei>osit________ _ Savings Dei>ositS--------------------Trust Funds on Dei>osit..----------Cashier's Checks ____ ----------------. Certified Checks.. __________ ------.--Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Accei>tances. Reserve for Interest and Taxes...... Bonds Borrowed.. -----------------Other Liabilities._-------------------

100,000.00 none
25,000.00 69,021.54
none 2,056.12 696,987.29 23,660.25 59,181.05 733,128.27
none 705.87 1,680.42 100,000.00 none none none none 3,814.02

TotaL _________________________________$ 1,815,234.83

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

AUSTELL BANK

President, C. F. BENSON

Austell, Ga. Vice-President, J. D. PERKERSON
Cashier, C. C. PERKERSON

RESOURCES:

Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _

85,937.37 6,003.33
none none

Stock in Federal Reserve Bank_____ _

none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__S_-_-__-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _

none none 2,438.85 770.52

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts De-

I>Osited with AI>Proved Reserve

Agents. --------------------------Due from Other Banks -------------

23.735.49 none

Advances on Cotton -------------Advances on Other Commodities___ _ Checks for Clearing House.. _______ _

none none 327.95

Other Checks and Cash Items.......

4.66

LOevtet er dr sr aofft sC(rife daint ya)n__d__A__c_c_e_p__t_a_n_c_e__s_. ._ Other Assets__ _______________________ _

none 246.31 none

-----

TotaL. _______ .---.-._---_----------- ..$ 119,464.48

LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved for Branches..... Surolus.. ----------------------------Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check---------Demand Certificates of Deposit____ _ Time Certificates of Deposit-------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks ___ ---------------BNiolltsesPaanyadbBleil.l.s_R--e-d--is--c-o-u--n-t-e-d--_-_-_-__-_--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ BOothnedrs LBioabrrioliwtieesd_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_
TotaL---------------------------------$

22,920.00 none
4,534.66 2,801.25
none none 40,633.73 261.55 44,601.82 none 3,456.84 243.58 none none none none none none 11.05 119,464.48

DEPARTMENT OF BANKING

43

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF BACONTON

President, R. P. JACKSON

Baconton, Ga. Vice-Presidents, J.D. FRAZIER, R. M. TILLER
Cashier, E. A. McCOLLUM

RESOURCES:

Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_

84,915.91 none none

State of Georgia Bonds-------------Stock in Federal Reserve Bank.. __ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._.__________________ __

none none 200.00 2,000.00

FOuthrneirtuRreealaEndstFatiextOurwens-e-d--__-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents. ________________ -------------

3,500.00 4,500.00
none
5,595.06

Due from Other Banks. -----------Advances on Cotton --------------Advances on Other Commodities ___ Checks for Clearing House__________ Other Checks and Cash Items _. ___

none none none none none

Letters of Credit and Acceptances.. Overdrafts (if any)___________________

none 1,295.83

Other TotaL

A__s__s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

-1-046,,8-83485.-.2055

LIABILITIES: . Capital Stock Paid in________________$ Amount Reserved for Branches --Surolus ----------------------------Undivided Profits ______ ------------Dividends Unpaid-------------------Due to Banks-----------------------Deposfts SubJect to Check.. ------Demand Certificates of Deposit..... Time Certificates of Deposit--------TS ar uv isnt gFsuDnedpsoos int sD-e-p-o- -s-i-t-_-_-_-__-_-_-_-_-_-_-_- -_ Cashier's Checks____________________ _ Certified Checks________ -------------BNiolltsesPaanydabBleil.l-s--R-e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceptances.Reserve for Interest and Taxes _____ _ Bonds Borrowed... -----------------Other Liabilities. -------------------
TotaL---------------------------------$

15,000.00 none
2,500.00 1.100-00
none none 23,138.85 none 30,885.43 none none 855.58 none 11,500.00 19,365.19 none none none 2,500.00
106,845.05

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BAINBRIDGE STATE BANK

President, E. J. PERRY

Bainbridge, Ga. Vice-President, J. W. CALLAHAN
Cashier, J. J. WALTERS

RESOURCES:

TDiemmeaLnodaLnosaannsd. _D__i_s_c__o_u__n_t_s_._._._._._._._._.._$
United States Securities____________ _ State of Georgia Bonds. ____________ _ Stock in Federal Reserve Bank_____ _

651,912.48 2,373.00 none none none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_.__-_-_-_-__-_-_-_-_--_ Furniture and Fixtures_____________ _

1,650.00 14,551.16 4,663.81

Other Real Estate Owned ----------

none

Due from Federal Reserve Bank____ _

none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents.-.---------------------------

138,437.91

ADduveafnrocems OonthCeroBttaonnk_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

858.17 none

Advances on Other Commodities.... Checks for Clearing House.. _______ _

none 30,275.90

Other Checks and Cash Items ___ _

754.26

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._

none 672.07

TOothtearLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

- - -no-ne
846,148.76

LIABILITIES:
Capital Stock Paid in----------------$ Amount Reserved for Branches ___ Surplus -----------------------------Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks. __ --------------------Deposits Subject to Check.. ------TDiemmeaCnedrCtifeirctaiftiecsaotefsDoefpDoespito__s_i_t_-_-_-_--_ TSaruvisntgFsuDnedpsoosintsD-e-p-o--s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks--------------------BCielrltsifPieadyaCbhlee.c_k_s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-.Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. BReosnedrvseBfoorrroInwteedre_s__t_a__n_d__T__a_x_e__s__________ __ Other Liabilities.. ------------------
TotaL ________________________________ .$

100,000.00 none
20,000.00 100,121.84
none 33,669.19 294,282.02
69.34 99,738.24 140,811.99
none 7,446.14
10.00 50,000.00
none none none none none
846.148.76

44

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

DECATUR COUNTY BANK

Bainbridge, Ga.

President, M. E. NUSSBAUM

Vice-Presiden,t, R. F. WHEAT, FRANKS. JONES

Cashier, FRANK S. JONES

RESOURCES:

Time Loans and Discounts__________ $ Demand Loans ____________________ . _ United States Securities.. __________ _ State of Georgia Bonds__ .. ________ __

169,723.80 1,291.62 none none

Stock in Federal Reserve Bank... __

none

Other Stocks and Bonds... ________ . 36,519.75

FBuarnnkiitnugreHaonudseFixtur-e-s--_-__-_-_-_-_-_-_-_-_-_--__Other Real Estate Owned ________ __

none none 3,400.09

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts De-

IAlOgSeintetsd...w_i_t_h___A__:_D_:_D_r_o_v_e_d___R__e_s_e__rv_e_

21.854.88

DAduveafnrcoems oOnthCeor tBtoann.k.s._._-__-_-_-_-_-_-_-_-_--_-_

none none

Advances on Other Commodities....

none

Checks for Clearing House.. __ .... ..

none

Other Checks and Cash Items . __

none

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_:_D_t_a_n__c_e_s_.._ Other Assets.... _____________________ _

none none none

-----

TotaL ............................. _..$ 232,790.14

LIABILITIES:
Ca:Dital Stock Paid in..... __________ $ Amount Reserved for Branches..... USunrdoilvuids.e-d--P-r.o..f.i.ts--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_..... Dividends Unpaid...... -------------Due to Banks. . __ ------------------Deposits Subject to Check.......... Demand Certificates of Deposit..... Time Certificates of De:Dosit_______ __ Savings Deposits ___________ ---------Trust Funds on De:Dosit. __________ __ CCearsthifiieerd's CChheecckkss_._._-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_._..___ Bills Payable.. __ .... ________ .. __ .... . Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. BRoesnedrvs eBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s_._._._..__. Other Liabilities.. __________________ _
TotaL ................................ $

25,000.00 none
5,000.00 23,743.38
none none none none 9,519.26 169,519.25 none
8.25 none none none none none none none 232,790.14

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE CITIZENS BANK AND TRUST CO.

President, H. B. EHRLICH

Bainbridge, Ga. Vice-Presidents, H. L. GANS, MAX KWILECKI
Cashier, B. F. VICKERS

RESOURCES:

TDiemmeaLnodaLnos aannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._. ._$

692,815.11 26,657.51

United States Securities.............

32,800.00

State of Georgia Bonds--------------

none

Stock in Federal Reserve Bank......

3,600.00

Other Stocks and Bonds.... _______ __ Banking House.... _______ -- .. _.... ___ Furniture and Fixtures_____________ _

none none 4,628.85

Other Real Estate Owned-----------

304.97

Due from Federal Reserve Bank... __

22,453.56

Cash in Vault and Amounts De-

posited with A:D:Droved Reserve

Agents.-.--------------------------Due from Other Banks______________

151,211.86 1.003.07

Advances on Cotton_________________

none

Advances on Other Commodities....

none

Checks for Clearing House__________

15,551.39

Other Checks and Cash Items......

none

Letters of Credit and Acce:Dtances. _

none

Overdrafts (if any)__________________

5,679.57

Other Assets__________________________

29,081.67

TotaL .. ______________________________-$ -9-85,-787-.56

LIABILITIES: Ca:Dital Stock Paid in________________$ Amount Reserved for Branches.. --Surolus.. ________ --------------------Undivided Profits.------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check---------Demand Certificates of De:Dosit..... TSaimvienCgserDtiefpicoastietss_o__f_D__e_:_D_o__s_it_._._._.__-_-_--_ Trust Funds on De:Dosit____________ _ Cashier's Checks____________________ _ Certified Checks---------------------BNiolltsesPaanydabBleil.l-s--R--e-d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Acce:Dtances.. Reserve for Interest and Taxes_____ _ BOothnedrs LBioarbrioliwtieeds.-.--_-__-_-_-_-_-_-_-_--:-_-_-__-_-_-_--_
TotaL.--------------------------------$

100,000.00 none
20,000.00 16,820.44 8,000.00 15,021.60 275,330.13
none 225,952.13 207,347.17
none 2,293.08 6,400.00 41,950.00 39,723.01
none none 26,950.00 none 985,787.56

DEPARTMENT OF BANKING

45

,

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BALDWIN STATE BANK

President, W. A. SHORE

Baldwin, Ga. Cashier, E. C. ADDY

Vice-President, B. W. GRANT

RESOURCES:

Time Loans and Discounts. _________ $ Demand Loans ____________ _ United States Securities. __________ _ State of Georgia Bonds ____________ __
Stock in Federal Reserve Bank-----Other Stocks and Bonds. __________ _ Banking House______________________ _ Furniture and Fixtures ____________ __ Other Real Estate Owned. _________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
DAOgeSnitetsd. __w__i_th____A_D__D__r_o_v_e_d___R__e_s_e__rv_e_
Due from Other Banks ____________ __ Advances on Cotton _______________ __ Advances on Other Commodities___ _ Checks for Clearing House.. ______ __ Other Checks and Cash Items. ____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets.. _______________________ _

TotaL. _______________ __

____ $

122,325.03 1,312.50 none none none 500.00 3,300.00 2,098.50 none none
53,206.52 none none none none 868.78 none none none
183,611.33

LIABILITIES:
Capital Stock Paid in______________ _ Amount Reserved for Branches ___ __ Surplus. ______ ----------------DUinvdiidveinddesd UPrnopfaitisd._._-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Due to Banks _______________________ __ Deposits Subject to Check ________ __ Demand Certificates of Deposit... __ Time Certificates of Deposit_______ __ Savings Deposits .. __________________ _ Trust Funds on Deposit. ___________ _ Cashier's Checks. ________ . ___ ----- ___ Certified Checks.. ____________ _ Bills Payable.-----------------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes.. __ __ Bonds Borrowed_____________________ _ Other Liabilities ____________________ _

TotaL .....

$

15,000.00 none
10,000.00 7,804.74 1,200.00
none 87,940.58
none 61,395.08
none none 270.93 none none none none none none none 183,611.33

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BALL GROUND BANK

President, R. M. THOMPSON

Ball Ground, Ga. Vice-President, H. H. HARDIN
Cashier, G. C. ADAMS

RESOURCES:
Time Loans and Discounts________ ..$ Demand Loans ______________________ _ United States Securities___________ __ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank____ __ Other Stocks and Bonds___________ __ Banking House___________________ ---Furniture and Fixtures. ___________ _ Other Real Estate Owned.. --------Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De-
DOSited with Approved Reserve Agents........ ________________ ------Due from Other Banks _____________ _ Advances on Cotton ________________ _ Advances on Other Commodities.... Checks for Clearing House________ __ Other Checks and Cash Items-----LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets_____________ --- __ --------
TotaL. ________________________ ------ ..$

125,859.67 5,389.80 none none none none 3,500.00 3,093.25 none none
36,265.28 17,500.00
none none 76.24 35.00 none 34.19 3,173.10 194,926.53

LIABILITIES: Capital Stock Paid in. ______________ $ Amount Reserved for Branches __ _ Surplus ______ ----------------------DUinvdiidveinddesd UPrnopfaitisd_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_-_ Due to Banks ______________________ __ Deposits Subject to Check ________ __ Demand Certificates of Deposit..... Time Certificates of Deposit _______ _ Savings Deposits.. ___________ ----- __ _ Trust Funds on Deposit_____________ Cashier's Checks.. __________________ _ Certified Checks...... ______________ __ Bills Payable.. ______________________ . Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes ____ __ Bonds Borrowed _. ----------------Other Liabilities.. _------------------
TotaL .. _________ ------------. _______ $

15,000.00 none
10,000.00 2,410.81
289.60 none 104,818.50 none 49,2ll.87 12,041.64 none 1,154.ll none none none none none none none 194,926.53

l

46

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the BARNESVILLE BANK

President, A. H. ENGLISH

Barnesville, Ga. Cashier, E. LANGFORD

Vice-President, J. G. BUSH

RESOURCES:

LIABILITIES:

Time Loans and Discounts..........$ 148,509.00

Demand Loans .. __ ................ ..

4,125.10

United States Securities.............

16,000.00

State of Georgia Bonds..............

none

Stock in Federal Reserve Bank......

1,800.00

Other Stocks and Bonds.... ______ __ Banking House..... ___ .............. .

650.00 none

Furniture and Fixtures..

3,500.00

Other Real Estate Owned.

.. .

6,ROO.OO

Due from Federal Reserve Bank.... .

7,041.92

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents..............................

13,469.96

Due from Other Banks.. ----------Advances on Cotton... ______________

none none

Advances on Other Commodities....

none

Checks for Clearing House..........

2,558.95

Other Checks and Cash Items......

62.85

Letters of Credit and AcceiJtances.. Overdrafts (if any)___________________

none 1,847.35

Other Assets.. ______ ........ __ .. __ .. __

60.05

-----

T_o_ta.l-.-.:.:=.:.::.::._--_--_--_-_--_-_--_-_:-..:.::.:c.:_--_-_.$ 206,425.18

Capital Stock Paid in................$

Amount Reserved for Branches... .. Surplus ................ ________ .... __ _

Undivided Profits. __________________ _

Dividends Unpaid.... ______ .. ______ ..

Due to Banks......

__________ _

Dei>osits Subject to Check... ______ _

Demand Certificates of Deposit.....

Time Certificates of Dei>osit....... .. Savings Deposits. __________________ _

Trust Funds on DeiJosit..

Cashier's Checks.....

____ _

Certified Checks.......... __________ __

Bills Payable ...................... ..

Notes and Bills Rediscounted.......

Letters of Credit and Acceptances..

Reserve for Interest and Taxes......

Bonds Borrowed... ------------------

Other Liabilities.. -------------------

TotaL

--------------------------------$

STATEMENT

50,000.00 none
10,000.00 2,831.49
8.00 none 79,274.97 none 15.00 57,272.59 none 23.13 none 7,000.00 none none none none none 206,425.18

Showing Condition at Close of Business December 31, 1924

of the THE BARTOW BANK

President, T. Y. SMITH

Bartow, Ga. Vice-President, W. C. EVANS
Cashier, J. R. MURPHY

RESOURCES:
Time Loans and Discounts..........$ Demand Loans ---------------------United States Securities............. State of Georgia Bonds..."---------Stock in Federal Reserve Bank.... .. Other Stocks and Bonds............ Banking House ................ _.. .. Furniture and Fixtures......... _.. .. Other Real Estate Owned........... Due from Federal Reserve Bank.... . Cash in Vault and Amounts De-
IA>gOesnitetsd...w__i_th....A.p..iJ.r.o_v__e_d___R__e_s_e_r_v_e_ Due from Other Banks.............. Advances on Cotton................. Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items...... Letters of Credit and Acceptances.. Overdrafts (if any) .............. _.. .. Other Assets.......................... TotaL ....... _________________________$

131,183.62 4,657.50 none none 1,200.00 4,150.00 4,241. 76 7,570.72 none 18,062.35
25,894.86 5,678.49 12,684.56
none 594.30 none none 353.41 4,024.26 220,295.83

LIABILITIES: Capital Stock Paid in...............$ Amount Reserved for Branches..... Surplus __ ----------- .... ------------Undivided Profits ------------------Dividends Unpaid.................... Due to Banks......................... Deposits Subject to Check. _______ __ Demand Certificates of Deposit..... Time Certificates of Deposit....... .. Savings Deposits........ ------------Trust Funds on Deposit............. Cashier's Checks...... ____________ .. . Certified Checks...... ______ .. -------Bills Payable. ---------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed... -----------------Other Liabilities.. -------------------
TotaL ...... _____ ...... ______ ... ---- ..$

25,000.00 none
15,000.00 6,630.44
none none 80,482.77 none 79,693.ll none none 3,489.51 none none 10,000.00 none none none none 220,295.83

DEPARTMENT OF BANKING

47

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

BANK OF BARWICK

President, D. S. CHAPMAN

Barwick, Ga. Vice-President, E. D. BARROW
Cashier, LAWSON HARDY

RESOURCES:

LIABILITIES.

Time Loans and Discounts----------$ DUenmi t eadn dS Lt aot easn sS e-c- -u-r-i-t i-e- -s-. -_-_-__-_-_-_-_-_-_-_- -_ State of Georgia Bonds_____________ _
Stock in Federal Reserve Bank-..... BOathnekrinSgtoHckouasned__B__o__n_d__s__-_-_-_-_-_-_-__-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
Apogseintetsd. _w___i_th____A__p_p-r-o-v--e_d___R__e_s_e_r_v-eDue from Other Banks _____________ _ Advances on Cotton. _____________ _
Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items __ _ LOevteterdrsraofftsC(rief daint ya)n_d___A__c_c_e_p__ta__n_c_e_s__.__ Other Assets_________________________ _

74,756.53 2,385.55
none none none none 1,636.83 2,850.15 2,348.48 none 8,143.82 none 1' 141.10 none 72.19 351.10 none none 3,791.80

Capital Stock Paid in _______________ $ ASumrpoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e_s_________ __ Undivided Profits ___________________ _
Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit..... Time Certificates of Deposit ________ _ TSaruvisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-. _-_-_-_-_-_-_-_-_-_-_--_ Cashier's Checks ____________________ _ Certified Checks _____________________ _
BNiolltsesPaanydabBleil.l-s--R--e-d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed ... ________________ _ Other Liabilities ___________________ _

15,000.00 none
5,000.00 1,363.23
12.00 none 27,342.52 none 32,752.80 none none
7.00 none 16,000.00 none none none none none

T~ot=a=l=-==-==--=-==-==-==--==-==-==--=-==--=-=$====9=7=,4=77=-=55====T=o=ta=l=--==--==--=-=--==--=-===--==--==--=--=-=--==--=$=====9_7=,_47_7.55

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BAXLEY STATE BANK

President, J. W. TIPPINS

Baxley, Ga. Vice-President, WADE H. WATSON
Cashier, C. A. WHITAKER

RESOURCES:

Time Loans and Discounts. _________ $
DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n__d_s_._._________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned _________ _ Due from Federal Reserve Bank. ___ _ Cash in vault and Amounts De-
posited with Approved Reserve Agents. ____________ ----------------ADduveafnrcoems oOnthCeor tBtoann.k.s. _-_-_-_-_-_-__-_-_-_-_-_--_
Advances on Other Commodities.... Checks for Clearing House_________ _ Other Checks and Cash Items______ _ LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s_.._ Other Assets. ________________________ _

60,194.02 none none none none none none
7,660.00 1.896.22
none 15,518.61
21.67 none none 194.16 1,331.29 none none 1,526.56

TotaL _______________________________-$--8S,342.53

LIABILITIES:
Capital Stock Paid in----------------$ Amount Reserved for Branches..... Surplus. __________________ -----------Undivided Profits ___________________ _ DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check. ______ _ Demand Certificates of Deposit----Time Certificates of Deposit. __ -.--TSaruvisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-_-_-_-_-_-__-_-_-_-_-_--_ Cashier's Checks ____________________ _ Certified Checks______ -------- __ -----BNiolltsesPaanydabBleil.l-s--R-e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed_____________________ _ Other Liabilities. ___________________ _
TotaL _______________________________ _

16,200.00 none none none none none
33,597.91 278.40
9,250.57 none
19,345.20 2,170.45
none 6,000.00 1,500.00
none none none none 88,342.53

48

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE BLACKSHEAR BANK

Blackshear, Ga.

President, A. P. BRANTLEY

Vice-Presidents, B. D. BRANTLEY, J. T. BRANTLEY

Vice-President and Acting Cashier, P. L. POMEROY

RESOURCES:

Time Loans and Discounts_________$ 441,308.69

DUenmiteadndSLtaoteasnsSe-c-u--r-i-ti-e-s--_-_-_-_-__-_-_-_-_-__ _

3,888. 78 none

State of Georgia Bonds_____________ _

none

Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds____________ _ Banking House______ ____________ _ Furniture and Fixtures_____________ _

none 125,181.25
none 2,291.05

Other Real Estate Owned _________ _

7,328.60

Due from Federal Reserve Bank. ___ _

none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents. ______ -- ____ -_------------- __

252,599.89

Due from Other Banks _____________ _ Advances on Cotton ________________ _

none none

Advances on Other Commodities___ _

none

Checks for Clearing House _________ _

none

Other Checks and Cash Items... --

none

LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e__p_t_a_n_c__e_s_.._

none none

Other TotaL

_A_s__s_e_t_s_._. _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

- - -no-ne
832,598.26

LIABILITIES:
Capital Stock Paid in________________ $ Amount Reserved for Branches_____ _ SUunrdpilvuids ed--P-r-o--f-it-s---_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid___________________ _ Due to Banks________ ______________ _ Deposits Subject to Check ________ _ Demand Certificates of Deposit ____ _ Time Certificates of Deposit________ _ Savings Deposits. ___________________ _ Trust Funds on Deposit____________ _ Cashier's Checks____________________ _ Certified Checks_____________________ _ BNioltles sPaanyda bBl ei l.l_s-R- -e- d- -i-s-c-o- -u-n-t-e- -d-_-_-_-__-_- -_ Letters of Credit and Acceptances.. BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x_e_s__________ __ Other Liabilities _-------------------
TotaL ________________________________ $

50,000.00 none
10,000.00 82,583.23
none none 460,807.52 none 225,009.99 none none 4,197.52 none none none none none none none
832,598.26

STATEMENT

Showing Condition at Close of Business December 31, 192-J,

of the

THE CITIZENS BANK

President, H, C. HADDOCK

Blakely, Ga. Cashier, R. 0. WATERS

Vice-President, (None)

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________ ---$ United States Securities________ _ State of Georgia Bonds_____________ _

206,613.90 l, 150.00 350.00 none

Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _ Banking House______________________ _ Furniture and Fixtures _____________ _ Other Real Estate Owned __________ _

none 300.00 9,358.20 3,769.98 8,137.43

Due from Federal Reserve Bank____ _

none

Cash in Vault and Amounts De-

posited with Approved Reserve

DAuegfernotms._O--t-h-e-r--B--an--k-s-_-_-_-_-_-_-_-_--_-_-_-_-_-_-

83,116.50 233.30

Advances on Cotton_________________

41,618.56

Advances on Other Commodities____

none

Checks for Clearing House__________

5,709.49

Other Checks and Cash Items______

278.94

Letters of Credit and Acceptances..

none

Overdrafts (if any)___________________

124.59

Other Assets__________________________

11,206.01

TotaL ________________________________-$ -3-71,9-66.-90

LIABILITIES:
Capital Stock Paid in. __________ $ Amount Reserved for Branches __ _ Surplus ----------------------------DUinvdiidveinddesd UPrnopfaitis'tL--_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ DDeupeotsoitBs aSnukbsje_c_t.t-o--C--h-e--c-k--__-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ Time Certificates of Deposit. _______ _ Savings Deposits. ___________________ _ Trust Funds on Deposit____________ _ Cashier's Checks ____________________ _ BCielrltsifPieadyaCbhlee.c_k_s_.________-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed ___ -----------------Other Liabilities. __ ------------------
Total:. __ -__________ ------------------.$

50,000.00 none
10,000.00 5,576.22
3.60 none 265,141.78 none 24,012.06 none none 2,233.24 none none 15,000.00 none none none none
371,966.90



DEPARTMENT OF BANKING

49

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

President, J. M. EATON

FANNIN COUNTY BANK Blue Ridge, Ga. Vice-President, J. B. CHASTAIN
Cashier, J. F. HOLDEN

RESOURCES:

Time Loans and Discounts__________ $ 202,665.96

UDnemiteadndSLtaoteasnsSe-c--u-r-i-t-ie--s-.-_-_-_-_-_-_-_-_-_-_-_-_ State of Georgia Bonds_____________ _

7,500.00 500.00
none

StBocaknkiinng CFoe. _d_e_r_a__l___I_n__t_e_r_n_a__t_i_o_n__a_l Other Stocks and Bonds____________ _ Banking House______________________ _ Furniture and Fixtures_____________ _

300.00
none none
3, 750.00

Other Real Estate Owned _________ _

3, 700.00

Due from Federal Reserve Bank-----

none

Cash in Vault and Amounts De-

Apogseintetsd. _w___it_h____A__p_p_r_o__v_e_d___R__e_s_e_r_v_e_ Due from Other Banks ______ , ______ _

27 '728.68 833.85

Advances on Cotton... --------------

none

Advances on Other Co=odities ___ _ Checks for Clearing House_________ _

162.09
none

Other Checks and Cash Items______ _

3,454. 74

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s____

none
487.09

TOothtearLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-$-

- - -no-ne
251,082.41

LIABILITIES: Capital Stock Paid in________________$ ASumrpoluunst_R__e_s_e__r_v_e-d_-f_o_r__B-r_a__n_c__h_e_s____-_--_ Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check---------Demand Certificates of Deposit. ___ _ Time Certificates of Deposit. _______ _ Savings Deposits. ___________________ _ Trust Funds on Deposit____________ _ Cashier's Checks____________________ _ Certified Checks_____________ ------- __ Bills Payable_____________ ------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed--------------------Other Liabilities.--------------------
TotaL ________________________________$

15,000.00
none
15,000.00 5,945.99 1,200.00
none
67,448.53
none
82,324.42
none
40,116.83 1,543.04
none
22,500.00
none none none none
3.60
251,082.41

STATEMENT

Showing Condition at Close of Business December 31, 1924

President, F. H. TURNER

of the THE FARMERS BANK
Blythe, Ga. Vice-Presidents, L. W. DYE, J. L. RICKER, 0. H. PALMER
Cashier, T. M. NICKLES

RESOURCES:

Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities____________ _

22,789.15 15,442.37
6,699.12

State of Georgia Bonds--------------

none

SOttohcekr iSntoFcekdsearanldRBesoenrvdes _B__a_n__k_-_-_-_-_--_ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _

none none
1,947.50 1,370.81
none

Due from Federal Reserve Bank-----

none

Cash in Vault and Amounts De-

Apogseintetsd. _w___i_th____A__p_p_r_o__v_e_d__ -R--e-s-e_r-v-e-

5,566.02

Due from Other Banks -------------

none

Advances on Cotton.----------------

none

Advances on Other Commodities___ _

none

Checks for Clearing House_________ _

none

Other Checks and Cash Items______ _

5.90

LOevteterdrsraofftsC(rief dairttya)n_d___A__c_c_e_p__ta__n_c_e__s_.__

none
776.74

Other TotaL

A__s__s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

-

- -no-ne
54,597.61

LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches ____ _ Surplus. ______________________ -------Undivided Profits ___________________ _ Dividends Unpaid_____ --------------DDeupeotsoitBs aSnukbsjec_t_t-o--C--h-e--c-k-.---_-__-_-_-_-_--_ Demand Certificates of Deposit____ _ Time Certificates of Deposit _______ _ TSaruvisntgFsuDnedpsoosintsD-e-p-o--s-i-t-_-_-_-_-_-__-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks--------------------Bills Payable. __ ---------------------Notes and Bills Rediscounted ___ --Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed _------------------Other Liabilities.--------------------
TotaL ________________________________$

15,000.00 5,000.00 1,269.90
9.60
none none
30,103.89
none
2.097.00 800.53 39.28 277.41
none none none none none none none
54,597.61

50

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF BOSTON

President, S. L. ROGERS

Boston, Ga.

Vice-President, ED. COOK

Cashier, S. W. BROOKS

_____________R_E_SO_U_R_C_E_S_:____________________________L_I_A_B_IL__IT_I_E_S_:____________

Time Loans and Discounts. _________ $ 102,710.38

Demand Loans_______________________

none

United States Securities_____________ State of Georgia Bonds_____________

none none

Stock in Federal Reserve Bank......

900.00

Other Stocks and Bonds _. ________ Banking House_______________________ Furniture and Fixtures______________ Other Real Estate Owned __________

none 6,909.54 2,967.49 9,963.23

Due from Federal Reserve Bank_____ Cash in Vault and Amounts De-
posited with Approved Reserve

2.395.74

Agents . ---------------------------Due from Other Banks______________

23,154.07 1,023.91

Advances on Cotton_________________

none

Advances on Other Commodities.... Checks for Clearing House__________

8,659.15 327.97

Otper Checks and Cash Items______ Letters of Credit and Acceptances..

340.42 none

Overdrafts (if any)___________________ Other Assets.. ________________________

598.42 none

---------
TotaL. ____ ---------- __________________ $ 159,950.32

Capital Stock Paid in________________ $ Amount Reserved for Branches ____ _ Surplus -----------------------------Undivided Profits ___________________ _ Dividends Unpaid___________________ _ Due to Banks. --------------------Deposits Subject to Check---------Demand Certificates of Deposit____ _ Time Certificates of Deposit__ ______ _ Savings Deposits ___________________ __ Trust Funds on Deposit____________ _ Cashier's Checks ___________________ __ Certified Checks ____ -------------Bills Payable ________________________ _ Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes ____ __ Bonds Borrowed--------------------Other Liabilities ____________________ _
TotaL ______________________________ ..$

25,000.00 none
5.000.00 1.086. 74
none none 46,011.70 none 52,769.16 6,693. 79 none 146.25 none none 22.242.70 none none none 999.98 159,950.32

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

MERCHANTS & FARMERS BANK

President, JAS. M. JONES

Boston, Ga. Vice-President, JAS. A. MALLETTE
Cashier, J. R. CARTER, JR.

RESOURCES:

Time Loans and Discounts__________ $ Demand Loans______________________ _

252,492.65 16,501.85

United States Securities.. __________ _ State of Georgia Bonds____________ __

5.044.40 none

Stock in Federal Reserve Bank......

none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_.___-_-_-_-__-_-_-_---} Furniture and Fixtures__________ __

none 10,000.00

Other Real Estate Owned _________ __

17,135.93

Due from Federal Reserve Bank-----

none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents.- ________________ ------------

25,975.00

DAudveafnrocems OonthCeor tBtoann_k__s_._._-_-_-_-_-_-_-_-_-_-_--_

96.38 none

Advances on Other Commodities....

17,461.54

Checks for Clearing House_________ _

1.138.16

Other Checks and Cash Items.. __ __

none

LOevtet er dr sr aofft sC(rife daint yaln__d__A__c_c_e_p__t_a_n_c__e_s_. ._

none none

Other TotaL

Assets .---- __

-_-_____________-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--.-$

-

-

- - - -n-o-n-e
345,845.91

LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches. __ __ Surplus. __________ -------------------Undivided Profits.... __ ------------ __ DDiuveidtoenBdsanUknsp__a_i_d_._._._._-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Deposits Subject to Check... -------Demand Certificates of Deposit..... Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit____________ _ Cashier's Checks.-------------------Certified Checks.. ____ --------------Bills Payable.. ----------------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes____ __ Bonds Borrowed.. ------------------Other Liabilities.--------------------
TotaL ________________________________ .$

50,000.00 none
25,000.00 17,261.43
none none 113,232.92 none 93,709.10 35,759.19 none 484.96 none 10,000.00 none none none none 398.31 345,845.91

DEPARTMENT OF BANKING

51

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF BOSTWICK

President, E. W. BUTLER

Bostwick, Ga. Vice-President, J. M. PRESTON
Cashier, B. G. ADAMS

RESOURCES:

Time Loans and Discounts.........$ 29,916.12

DUenmiteadndSLtaoteasnsSe-c--u-r-i-t-ie--s-.-. -_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank. ____ _

225.00 none none none

Other Stocks and Bonds

none

BFuarnnkiitnugreHaonudseFixt-u-r-e--s-_-_-_-_-_-_-_-_-__-_-_-_--_ Other Real Estate Owned _________ _ Due from Federal Reserve Bank____ _

none 1,615.31 17,209.10
none

Cash in Vault and Amounts Deposited with Approved Reserve

Agents._---------------------------Due from Other Banks______________ Advances on Cotton ________________

8,159.86 287.93 none

Advances on Other Commodities____

none

Checks for Clearing House__________

none

Other Checks and Cash Items_______

none

Letters of Credit and Acceptances__ Overdrafts (if any)___________________

none none

Other Assets._________________________

1, 771.91

-----

TotaL--------------- _________________$ 59,185.23

LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches ____ _ Surplus ________ ----------------------Undivided Profits ------------------Dividends Unpaid____ --------------Due to Banks .. ------------------Deposits Subject to Check ------Demand Certificates of Deposit----Time Certificates of Deposit--------TSaruvisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks ____________________ _ Certified Checks----- ________________ _ BNiolltsesPaanyadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Acceptances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed ___ -----------------Other Liabilities.--------------------
TotaL _______________________________ $

15,000.00 none none 7.94 none none
24,745.91 none
8,352.59 none
2,078. 79 none none none none none none none
9,000.00 59,185.23

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the BANK OF BOWDON

President, A. E. FLEMING

Bowdon, Ga. Vice-President, J. B. FOWLER
Cashier, M. L. JOHNSON

RESOURCES:
Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities. ___________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o_n__d_s_-_-_-_-_-_-_-_-_-_-_-_--_ FOuthrneirtRureealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
Apogseintetsd___w__i_th____A__p_p_r_o__v_e_d___R__e_s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton.. --------------Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s____ Other Assets_________________________ _
TotaL. ________________________________ $

190,214.35 12,263.34
150.00 none none 500.00 2, 750.00 2,810.00 11,844.18 none
61,928.05 48.65
42,542.83 1,326.89 2,698.94
none none 685.07 none 329,762.30

LIABILITIES:
Capital Stock Paid in.. ____________ $ Amount Reserved for Branches____ _ SUunrdpilvui ds e__d__P-r-o__f_i t-s- -_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check_________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit__ ______ _ TSarvuisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-_-_-_-_-_-__-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaanydabBleil.l-s--R-e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities. __ ------------------
TotaL ________________________________$

50,000.00 none
10,000.00 4,054.13
none none 155,652.73 25,317.21 82,660.03 none none 2,078.20 none none none none none none none 329,762.30

FIFTll ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

BANK OF BOWERSVILLE

President, JAS. A. ESTES

Bowersville, Ga. Vice-President, R. L. GAINES
Cashier, F. H. RIDGWAY

RESOURCES: Time Loans and Discounts__________$ UDnemiteadndStLaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _ BSOtatohncekkriinSngtoFHcekodsuesraean_ld_R_B_e_so_e_nr_vd__es_-_B-_a____n__k____-__-__-__-__--__ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank. ___ _ Cash in Vault and Amounts De-
posited with Approved Reserve DuAegfernotms -O--t-h-e--r-B--a-n--k-s--_-_-__-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House _________ _ Other Checks and Cash Items _____ _ LOevtet erdr sraofftsC(rife daint ya)n__d__A__c_c_e_p__t_a_n_c__e_s____ Other Assets _________________________ _
TotaL--------------------------------$

51.635.06
none none none
900.00
none
1, 743.00 2,789.00 11.027.38 3,954.37
9,505.61
none none none none none none none
4,000.00 85,554.42

LIABILmES: Capital Stock Paid in----------------$ Amount Reserved for Branches --USunrdpilvuids e-d--P-r-o--f-i-ts--_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid___________________ _ Due to Banks _______________________ _ Deposits Subject to Check. ________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit________ _ Savings Deposits ____________________ _ Trust Funds on Deposit_ ___________ _ Cashier's Checks____________________ _ Certified Checks_____________________ _ Bills Payable ___ ---------------------Notes and Bills Redisounted_______ _ Letters of Credit and Acceptances-Reserve for Interest and Taxes_____ _ Bonds Borrowed_ ------------------Other Liabilities__ -------------------
TotaL ________________________________$

25,000.00
none
5,000.00 2,000.00 2,000.00
none
44,407.98
none
6,655.22
none none
491.22
none none none none none none none
85,554.42

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF BOWMAN

Bowman, Ga.

President, L. W. HENDRICK

Vice-President, W. A. TEASLEY

Cashier, C. E. TEASLEY

RESOURCES:

Time Loans and Discounts----------$ UDnemiteadndSLtaoteasnsSe-c-u--r-i-ti-e--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds- __________ _ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned _________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve

193,555.92 11,354.09
none none
1,350.00 34,248.08 4,018.49
3,440.00 8,001.37 20,023.02

Agents- __ --------------------------Due from Other Banks ------------Advances on Cotton-.--------------Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items- ____ Letters of Credit and Acceptances__ Overdrafts (if any)___________________

32,183.22
none
20,014.83
none
141.14
none none
494.41

Other Assets--------------------------- - -4.1-74.-90

TotaL--------------------------------$ 332,999.47

LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches ____ _ USunrdpilvuids e-d- P--r-o-f-i-t-s--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid___________________ _ Due to Banks------------------------Deposits Subject to Check---------Demand Certificates of Deposit ____ _ TSaimviengCserDtiefpicoastietss-o_f__D__e_p__o_s_i_t_-_-___________ _Trust Funds on Deposit____________ _ Cashier's Checks____________________ _ Certified Checks-- __ ----------------BNiolltessPaanyadbBleill-s--R-e--d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Acceptances __ Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities- _____ ---------------
TotaL ____________ ---------------- _____$

35,000.00
none
10,000.00 25,192.97
none none
158,719.88
none
97,026.44 6,800.65
none
259.53
none none none none none none none
332,999.47

DEPARTMENT OF BANKING

53

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

BANK OF BRADLEY

Bradley, Ga.

President, GEO. B. STEWART

Vice-President, A. L. HARRIS

Cashier, B. L. WINTERS

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdves_B__a__n_k__-_-_-_-_--_ BFuarnnkiitnugreHaonudseF_i_x__tu-r-e-s--_-_-__-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
Apogseintetsd___w__i_t_h___A__p_p_r_o__v_e_d____R_e-s-e-r-v-eDue from Other Banks-------------Advances on Cotton __ --------------Advances on Other Commodities __ _ Checks for Clearing House_________ _ Other Checks and Cash Items. _- __ LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_p__t_a_n_c_e__s____
Other Assets--------------------------
TotaL _________________________________$

17,107.70 none none none none none
4,310.65 1.320. 71
none none
3,254.04 none none none none none none 3.55
1.468.95 27,465.60

LIABILITIES:
Capital Stock Paid in ____ -----------$
Amount Reserved for Branches----Surplus. _______ ----------------------DUinvdiidveinddesd uPnroofaiitds _-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnedrCtifeirctaiftiecsaotefsDoefpDoespito. s_i_t_-_-_-_--_ Savings Deposits.----------- ________ _ Trust Funds on Deoosit____________ _ Cashier's Checks____________________ _ Certified Checks_________ ------------BNiolltsesPaanydabBleil.l-s--R--e-d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Acceptances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed ___ -----------------Other Liabilities __ -------------------
TotaL ________________________________$

15,000.00' none none none none none
9,935.76 none 529.84 none none none none
2,000.00 none none none none none
27.465.60

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF BREMEN

Bremen, Ga.

President, JOHN H. SHELNUTT

Vice-President. W. H. WILLIAMSON

Cashier, W. L. LONG

RESOURCES:

Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e-s--_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----Other Stocks and Bonds ____ -------BFuanrnkiitnugreHaonudseF_i_x_ t-u_r-e-s--_-_-__-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned----------Due from Federal Reserve Bank----Cash in Vault and Amounts De-
posited with Approved Reserve

83,464.91 965.65 none none none 450.00
2,000.00 2,691.45 8,999.17
none

DAuegfernotms--O--t-h-e-r--B--an--k-s-_-_-_-_-_-_-_-_--_-_-_-_-_-_Advances on Cotton_________________

37,6n3o3.n71e 761.57

Advances on Other Commodities____ Checks for Clearing House__________

none none

Other Checks and Cash Items ----Letters of Credit and Acceptances__ Overdrafts (if any)___________________

none none 551.37

OTothtearLA_s__s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -1-37,-612036-..8030

LIABILITIES: Capital Stock Paid in________________$ ASumrpoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e__s___-_--_ Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJ-e-c-t-t-o--C--h--e-c-k--__-_-_-_-_-_-_-_--_ TDiemmeaCnedrCtifeirctaiftiecsaotefsDoefpDoespito__s_i_t_-_-_-_--_ Savings Deposits.-------- ___________ _ Trust Funds on Deposit_ ___________ _ Cashier's Checks. ___________________ _ Certified Checks. ___ ----------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. BReosnedrvseBfoorrroInwteedre_s__t_a__n_d__T__a_x_e__s__________ __ Other Liabilities. __ ------------------
TotaL _________________________________ $

40,000.00 none
10,000.00 5,658.46
none none 55,799.45 none 25,037.06 none none 891.31 none none none none none none 237.55 137,623.83

54

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

FARMERS BANK

President, I. Y. SUGGS

Bremen, Haralson County, Ga. Vice-Presidents, J. P. BOATRIGHT, J. W. WOOD
Cashier, W. A. DUNCAN

RESOURCES:

Time Loans and Discounts__________$ 56,711.16

DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-i-e-s-.-_-_-_-_-_-_-__-_-_-_--_

998.00
none

State of Georgia Bonds--------------

none

Stock in Federal Reserve Bank..... .

none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_.________-_-_-_-_-_-_--_ Furniture and Fixtures.. ___________ _ Other Real Estate Owned _________ __

none
2,170.25 1,823.07 3,976.60

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts De--

I>OSited with AI>I>roved Reserve

Agents._----------------------------

32,078.07

ADduveafnrcoems oOnthCeortBtoann_k_s__.-_-__-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities.. __ Checks for Clearing House_________ _ Other Checks and Cash Items ____ __

none none
48.00 350.89
none

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n_c__e_s____

none
132.48

Other TotaL

A__s__s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

-

- -no-ne
98,288.52

LIABILmES: Cai>ita1 Stock Paid in________________$ ASumrio>ulunst_R__e_s_e__rv__e_d__f_o_r__B__r.a_n.c_h__e_s_________ ._ Undivided Profits ___ ----------------Dividends Uni>aid-------------- _____ _ DDeuie>otositBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_--_-_ Demand Certificates of Dei>osit----Time Certificates of Dei>OSit--------TSaruvisntgFsuDnedi>soosnitsD__e_i>--o-s-i-t-.-. -_-_-__-_-_-_-_-_-_--_ Cashier's Checks_______________ -----Certified Checks. ________ ------------BNioltlsesPaanydabBleil.l_s-R--e-d--i-s-c-o--u-n-t-e-d--_-_-_-__-_--_ Letters of Credit and Accei>tances.. Reserve for Interest and Taxes.. -.-_ Bonds Borrowed.-------------------Other Liabilities._-------------------
TotaL. ______________________________ ..$

17,600.00
none
4,000.00 1,266.51
none none
53,099.52
none
21,003.73
none none
1,318. 76
none none none none none none none
98,288.52

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the FARMERS & MERCHANTS BANK

President, JAS. L. KEEN

Brewton, Ga. Cashier, L. P. KEEN

Vice-President, J. H. CURL

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_--_-_$ United States Securities____________ _ State of Georgia Bonds. ____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_.______-_-_-_-_-_-_-_--_ Furniture and Fixtures. ____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
I>OSited with AI>I>roved Reserve D Au egfernotms . .O- -t-h-e- -r-B- -a-n- -k-s-.- -__-_-_-_-_-_-_-_-_-_-____ AAddvvaanncceess oonn COothtteornC--o-m--m--o-d--it-i-e-s-_-_-_-_ Checks for Clearing House _________ _ Other Checks and Cash Items_____ _ LOevteterdrsraofftsC(rief daintya)n_d___A__c_c_e_i_>_t_a_n_c__e_s_.._
Other Assets--------------------------
TotaL _________________________________$

63,213.47 11,391.42
none none none
270.00 l, 756.25 2,031.17
none none
26,124.29
none none none none none none
868.96 1,441.65
107,097.21

LIABILITIES: Cai>ital Stock Paid in . -----------$ Amount Reserved for Branches. --Suri>lus. ___ ---------------------- ____ _ Undivided Profits. _______ - ___ -------Dividends Uni>aid---------- ---------Due to Banks------------------------DDeeim>oasnitds CSuerbtjieficctattoesCohfeDceki->-o-s-i-t-_-__-_--_ Time Certificates of Dei>osit-------Savings Dei>OSits __________ ----------Trust Funds on Dei>osit------------Cashier's Checks--------------------Certified Checks____ ----------------BNiolltsesPaanyadbBleil.l.s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Accei>tances. _ Reserve for Interest and Taxes...... Bonds Borrowed... -----------------Other Liabilities._-------------------
TotaL--------------------------------.$

15,000.00
none
5,000.00 3,511.63
none none
68,380.00
none
13,247.71
none none
636.87
none none none none
1,321.00
none none
107,097.21

DEPARTMENT OF BANKING

55

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE CITIZENS BANK

President, J. H. BRINSON

Brinson, Ga. Cashier, R. G. LUKE

Vice-President, J. T. POWELL

RESOURCES:

Time Loans and Discounts__________ $ 36,413.09

DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e-s--_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds..___________ _

175.00
none none

Stock in Federal Reserve Bank..... .

none

BOat hnekri nSgt oHcokus .s_e-.-.-. -__- _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Furniture and Fixtures_____________ _ Other Real Estate Owned.. ________ _

150.00 1,800.00 1,998. 70
none

Due from Federal Reserve Bank.. __

none

Cash in Vault and Amounts De-

vosited with Avvroved Reserve

Agents. ____________ -----------------

9,615.09

ADduveafnrcoems oOnthCeortBtoann_k_s__-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

AChdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._._.

none
245.60

Other Checks and Cash Items. ___ ..

none

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c__e_s_.._

none
265.37

Other Assets..........................- - - -no-ne

TotaL.................................$ 50,662.85

LIABILITIES: Cavital Stock Paid in. ___ ...........$ Amount Reserved for Branches..... Surolus . ---------------------DUinvdiidveinddesd UPnrovfaiitds.......-...-...-...-....-. Due to Banks----------------------- Devosits Subject to Check..----- Demand Certificates of Devosit..__ _ Time Certificates of Devosit........ TSaruvisntgFsuDnedvsoosintsD..e.v-o--s-i-t-__-_-_-_-_-_-_-_-_-__-_ Cashier's Checks...-----------------Certified Checks.... --------------- BNiolltsesPaanyadbBleil.l.s-R--e-d--i-s-c-o--u-n-t-e-d--.-.-.-.-.-.-. Letters of Credit and Accevtances.. Reserve for Interest and Taxes..... Bonds Borrowed.--------------- Other Liabilities._-------------
TotaL---._._----.-.----------------- ..$

15,000.00
none none
673.80
none none
9,948.31
none
24,896.40
none none
144.34
none none none none none none none
50,662.85

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

BANK OF BROOKLET

Brooklet, Ga.

President, J. W. ROBERTSON

Vice-President, R. H. WARNOCK

Cashier, W. C. CROMLEY

RESOURCES:

Time Loans and Discounts..........$ 72,226.44

UDnemiteadndSLtaoteasnsS-e-c-u--ri-t-i-e-s-_-_-_-_-_-_-______-_

10,453.62 2,300.00

State of Georgia Bonds..............

none

Stock in Federal Reserve Bank..... .

none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_-_ Furniture and Fixtures _____________ _ Other Real Estate Owned __________ _

none
1,921.65 1,375.00
817.79

Due from Federal Reserve Bank....

none

Cash in Vault and Amounts De-

vosited with Avvroved Reserve

DuAegfernotms..O--t-h-e-r--B--a-n--k-s-.-.-.-.--__-_-_-_-_-_-_-_-_.

34,509.78
none

Advances on Cotton. ----------- Advances on Other Co=odities..._

none none

Checks for Clearing House..........

none

Other Checks and Cash Items..... .

693.77

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c__e_s_.._

none none

Other Assets---------------------- - - -no-ne

TotaL.--------------------------------$ 124,298.05

LIABILITIES: Cavital Stock Paid in _______________$ Amount Reserved for Branches .... Surolus. _______ ----------------------Undivided Profits. __ ----------------Dividends Unoaid------------------Due to Banks.- .. -------------------Deoosits Subject to Check.--------Demand Certificates of Deoosit..... Time Certificates of Deoosit.... __ _ Savings Deoosits ------------------- TCrausshtieFru'snCdhseocnksD__e_o_o__s_i_t_._._._._._._._._._._._. ._ Certified Checks--------------------- Bills Payable.-----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceotances.. Reserve for Interest and Taxes..... . Bonds Borrowed... -----------------Other Liabilities.. _------------------
TotaL.. __ .. _-- .... -.--.------- .......$

25,000.00
none
5,000.00 6,513.55
none none
40,408.93
none
44,733.41
none none
342.16
none none none none none none
2,300.00
124,298.05

56

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE BROOKS BANK

President, K. B. BANKS

Brooks, Ga. Cashier, I. A. SCOTT

Vice-President, F. M. SCOTT

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ United States Securities____________ _ State of Georgia Bonds_____________ _

47,445.93 2,703.72
none none

Stock in Federal Reserve Bank------

none

BOat hnekri nSgt oHc kosu saen.d. . _B__o_n_d__s_._.___-_-_-_-_-_-_-_- -_ Furniture and Fixtures_____________ _

none 1,470.00 1,400.00

Other Real Estate Owned__________ _

1,190.00

Due from Federal Reserve Bank.. __

none

Cash in Vault and Amounts De-

posited with Approved Reserve

DAuegfernotms. _O_ -t-h-e-r--B--a-n--k-s-_-_-______________________ __

7,962.77 none

Advances on Cotton----------------

732.69

Advances on Other Commodities __ _

none

Checks for Clearing House.. _______ _

none

Other Checks and Cash Items _____ _

none

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n_c__e_s_.._ Other Assets_________________________ _

none none none

-----

TotaL. _________ -------------------- ...$ 62,905.11

LIABILITIES:
Cai>ital Stock Paid in________________$ Amount Reserved for Branches..... Suri>lus. __ ---------------------------Undivided Profits.------------------Dividends Uni>aid..-----------------DDeui>eOtoSitBs aSnukbsj-e-c-t--to---C-h--e-c-k--.-_-_-_-_-_-__-_--_ Demand Certificates of Dei>osit..... Time Certificates of Deposit_... __ . Savings Dei>osits. -------------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks. __ .------- __ -------Bills Payable.-------------. ___ ------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes.. ___ _ Bonds Borrowed -------------------Other Liabilities....................
TotaL _________________________________ $

15,000.00 none
3,000.00 741.55 none none
16,284.51 none
13,819.20 none none 59.85 none
14,000.00 none none none none none
0 62,905.11

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE BRUNSWICK BANK & TRUST COMPANY

President, F. D. AIKEN

Brunswick, Ga. Vice-President, PAUL E. TWITTY
Cashier, I. M. AIKEN

RESOURCES:

Time Loans and Discounts. _________ $ Demand Loans______________________ _

982,845.71 195.794.20

SUtnaitteedofSGtaetoersgSiaecBuornitdiess__-_-_-_-_-_-_-_-_-_-_-_--_ Stock in Federal Reserve Bank-----Other Stocks and Bonds.. ---------_ BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Other Real Estate Owned.---------Due from Federal Reserve Bank. __

257,550.00 none
9,950.00 136,786.25 22,000.00 15,125.57 58,332.89 88,417.17

Cash in Vault and Amounts Deoosited with Approved Reserve Agents.. -------- __________ ----------

312,768.52

Due from Other Banks.-------------

3,304.00

Advances on Cotton... -------------Advances on Other Commodities Checks for Clearing House._________

none none 11,953.72

Other Checks and Cash Items......

1,044.41

Letters of Credit and Acceptances.. Overdrafts (if any)___________________

none 354.47

OTothtearLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -2,1-1292,,19-4270..-0090

LIABILITIES:
Capital Stock Paid in.... ___________$ Amount Reserved for Branches..... Suri>lUS------------------------------Undivided Profits.------------------~ Dividends Unpaid-------------------Due to Banks------------------------DDeepmoasnitds CSeurbtjieficctattoesCohfeDckep-o-s-i-t-_-_-__--_ Time Certificates of Deposit--------Savings Deposits. __ ---------- _______ _ TCrausshtieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_
Certified Checks. ___ ----------------Bills Payable... ---------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. RBeosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s_._._._._.._
Other Liabilities._.------------------

175,000.00 55,000.00 101.000.00 29,777.57
21.60 139,196.48 878,512.30 13,470.05 205,011.74 343,370.00
2,975.15 21,520.92
553.58 150,000.00
none none none none 3, 737.61

Total----------------------------------$ 2,119,147.00

DEPARTMENT OF BANKING

57

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

FARMERS & CITIZENS BANK

President, W. C. MOORE

Buchanan, Ga. Vice-President, W. J. SPEIGHT
Cashier, H. C. EDWARDS

RESOURCES:

TDiemmeaLndoaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities. ___________ -

79,217.72 1.126.27 1,500.00

State of Georgia Bonds-------------Stock in Federal Reserve Bank------

none none

Other Stocks and Bonds. ---------BFuanrnkiitnugreHaonudseF_i_x__tur-e--s-_-_-_-_-_-_-__-_-_-_-_-_--_ Other Real Estate Owned __________ _

none 2.185.00 2.000.00
none

Due from Federal Reserve Bank-----

none

Cash in Vault and Amounts Devosited with AI>I>roved Reserve Agents. ____ ---- ___________ ----------

31,109.49

Due from Other Banks. ------------

none

Advances on Cotton.---------------Advances on Other Commodities____ Checks for Clearing House.. ________

none none none

Other Checks and Cash Items ____

123.25

Letters of Credit and Accevtances.. Overdrafts (if any)___________________

none 489.25

Other Assets._________________________

996.02

TotaL ________________________________-$ -1-18,7-47.-00

LIABILITIES: Cai>ital Stock Paid in----------------$ Amount Reserved for Branches --US unrdvilvui sd e-d- -P-r-o- -f-i-t -s-. -_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_- -_ Dividends Unpaid. __________________ _ DDueveotsoitBs aSnukbsj-e-c-t--t-o--C--h-e--c-k-_-_-_-_-_-_-_-_--__Demand Certificates of Deposit.. __ _ Time Certificates of DevosiL------Savings Deposits. _____ --------------_ Trilst Funds on Devosit------------Cashier's Checks--------------------Certified Checks..... ----------------Bills Payable.-----------------------Notes and Bills Rediscounted....... Letters of Credit and Accep1ances.. Reserve for Interest and Taxes...... Bonds Borrowed---------------------Other Liabillties.-. -----------------
TotaL.. _--_-.------------------------.$

15,000.00 none
3,000.00 5,362.17 1.200.00
none 66,647-23
none 27,006.00
none none 31.60 none none none none 500.00 none none 118,747.00

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

HARALSON COUNTY BANK

President, J. L. EAVES

Buchanan, Ga. Vice-President, WALTER MATHEWS
Cashier, H. G. RICHARDSON

RESOURCES:

TDiemmeasnLdoLanosanasn_d__D__i_s_c__o_u__n_t_s_._._._._._._-_--_$ United States Securities___________ __

61,471.69 12,526.25
500.00

State of Georgia Bon(,is____________ __

none

Stock in Federal Reserve Banks.....

none

Other Scocks and Bonds.. ----------

none

BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-.-_-_-_-_-_-_-_-_-_-.-.-.-

2,034.00 2. 700.00

Other Real Estate Owned_________ __

none

Due from Federal Reserve Bank____ _

none

Cash in Vault and Amounts De-

vosited with AI>vroved Reserve

DAuegfernotms.-O.-t-h-e--r-B--a-n--k-s--_-_-__-_-_-_-_-_-_-_-_-_--_

70,557.19 none

Advances on Cotton ----------------

5,222.25

Advances on Other Commodities....

none

Checks for Clearing House________ __

2,732.00

Other Checks and Cash Items......

3,725.75

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c_e__s_.._ Other Assets.. _____ .. ______ .. ____ .... _
TotaL _________________________________-$

none 603.31
- - -no-ne
162,072.44

~IAB~S
Capital Stock Paid in------- ________$ Amount Reserved for Branmes..... USunrdvilvuids.e-d--P-r-o--f-i-ts--_-_-.-.-_-_-----.-.-.-.-..--------_-__Dividends Unvaid..... ----- ---- ----DDeuveotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c-k--_-_-_-_-_-_-__-_--_ Demand Certificates of Devc:sit..... Time Certificates of Devosit.. ______ _ Savings Devosits. ---------------- .. __ Trust Funds on Deposit-----------CCearsthifiieerd'sCChheecckkss...-..-.-_-_-_-_-_-_-_-_-_-_-_-_________ __ Bills Payable... --------------------Notes and Bills Rediscounted....... Letters of Credit and Accevtalces.. Reserve for Interest and Taxes. ..... Bonds Borrowed.'------------------Other Liabillties. -------------------
Total........ __ ... - ___ .... --_.-------.$

15,000.00 none
10,000.00 15,243.86
none none 83,279.53 none 38,166.67 none none 382.38 none none none none none none none 162,072.44

58

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF BUCKHEAD

President, J. HULME MORGAN

Buckhead, Ga. Vice-President, H. C. McWHORTER

Cashier, B. P. TEASLEY

RESOURCES:

Time Loans and Discounts..........$

Demand Loans.---------------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Resene Bank......

BOathnekrinSgtoHckosusaen.d..B..o.n__d_s_-_-_-_-__-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _

Other Real Estate Owned.----------

Due from Federal Reserve Bank.....

Cash in Vaults and Amounts De-

posited Agents.

__w__i_t_h___A_ p--p-r-o-v--e-d---R--e_s_e_r_v_e_

Due from Other Banks _____________ _

Advances on Cotton ________________ _

CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d__it_i_e_s_._._.._

Other Checks and Cash Items _____ .

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._

Other Assets... ______ -------- _______ _

26.434.42 1,954.17
none none none none
2,000.00 2,000.00 4.174.46
none
ll,046. 74
none none none none none none
131.33
none

TotaL--- ....... -- ............... ____ ..-$--47-.-74-1-.1-2

LIABILITIES Capital Stock Paid in________________ $ Amount Reserved for Branches --USunrdpilvuids .e.d__P_r_o__f_i_t_s .-.- -_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_- -_ Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check ------Demand Certificates of Deposit.... Time Certificates of Deposit....... .. Savings Deposits -------------------Trust Funds on Deposit............. Cashier's Checks..................... Certified Checks.......... _........... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds, Borrowed-------------------- Other Liabilities................... ..
TotaL .. ---------------------$

15,000.00
none
5,000.00 2,980.59
none none
15,475.92
none
4,329.22
none none
455.39
none
4,500.00
none none none none none
47,741.12

STATEMENT

Sho~ing Condition at Close of Business December 31,1924

of the

BUENA VISTA LOAN & SAVINGS BANK

President, Wm. C. lVOOTEN

Buena Vista, Ga. Vice-Presidents, J. S. ROGERS, CHAS. W. LOWE
Cashier, E. B. REESE

REEOURCES:

Time Loans and Discounts..........$ Demand Loans....................... United States Secutires............. State of Georgia Bonts..............

170,988.37 12.225.67
500.00
none

Stock in Federal Rese:-ve Bank..... . Other Stocks and Bolds...........-

none
2,850.55

BFuarnnkiitnugreHaonudseF-i-x-t-w--e-s-.-.-.-.-.-.--_-__-_-_-_--__-

4,000.00 1,957.53

Other Real Estate Ovned...........

12,652.37

Due from Federal Re;erve Bank. Cash in Vault and Amounts De-

none

posited with Ap~roved Reserve

Agents........ _------------- .......

57,773.ll

Due from Other Balks..............

none

Advances on Cottoi.................

55,068.80

Advances on OtherCommodities.. . Checks for Olearin House........ ..

none none

~;ft~~c~eg~~Jl.r~{J'~~~~':nces::
Overdrafts (if any__________________ _

320.54
none none

Other Assets... ----------------------- - - -no-ne

TotaL----------------------------$ 318,336.94

LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches __ _ SUunrdvilvuisde-d--P--r-o-f-i-t-s--.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. Dividends Unpaid-------------------Due to Banks........................ Deposits Subject to Check.. -------Demand Certificates of Deposit...._ Time Certificates of Deposit ___ .. .. Savings Deposits -------------------TCrausshtieFru'snCdhseocnksD..e.p..o.s.i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks--------------------BNiolltsesPaanyadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e-d--.-.-.-.-.-.-. Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed -------------------Other Liabilities.. -------------------
TotaL ............ -----------$

30,000.00
none
40,000.00
5,216474..o2o5
none
105,709.03
none
106,283.76
none
5,932.90
none none
25,000.00
none none none none none
318,336.94

DEPARTMENT OF BANKING

59

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

BANK OF BUFORD

President, L. P. PATTILLO

Buford, Ga. Vice-Presidents, EDW. FLOR, L. B. PATTILLO
Cashier, CARL PERRY

RESOURCES:

Time Loans and Discounts__________$ 184,538.21

DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e--s-_-_-_-__-_-_-_-_-_-_-_--_

none
31,150.00

BSOSttatoahnctekekrioniSnfgtoGFHceekodosuersgareaina_ld_BR_B_eo_so_ne_ndr_vds__e-s_-_B_-__-__a-__-n__-__k-__-___-___-____-___--___

none none
28,700.00 33,183.34

Furniture and Fixtures--------------

5,500.04

Other Real Estate Owned-----------

14,815.00

Due from Federal Reserve Bank __ .

none

Cash in Vault and Amounts De-

vosited with Avvroved Reserve

Agents... __________ -----------------

17,099.82

Due from Other Banks. __ -----------

none

Advances on Cotton. __ --------------

14,022.08

AChdevcaknscefsoronClOeathrienrgCHoomumseo_d__it_i_e_s_._____ Other Checks and Cash Items _____ _

none
340.20 1,838.06

LOevteterdrsraofftsC(rifedanitya)n__d__A__c_c_e_i_>_t_a_n__c_e_s_.._ Other Assets_______________________ : __
TotaL _________________________________-$

none
118.83
- - -no-ne 331,305.58

LIABILITIES: Cai>ital Stock Paid in _______________ $ Amount Reserved for Branches --Surolus. ______ -----------------------Undivided Profits ------------------DDiuveidteonBdsanUknsv__a_i_d_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Dei>osits Subject to Check_________ _ Demand Certificates of Dei>osit____ _ Time Certificates of Dei>osit--------Savings Dei>osits. __ -------------- ___ _ Trust Funds on Dei>osit------------Cashier's Checks--------------------Certified Checks. ___ ----------------BNiolltsesPaanyadbBleil.l_s--R-e--d-i-s-c-o--u-n-t-e-d--_-_-_-__-_--_ Letters of Credit and Accei>tances.. Reserve for Interest llllld Taxes _____ _ Bonds Borrowed... ----------------Other Liabilities... ------------------
TotaL---------------------------------$

25,000.00 15,000.00 25,000.00 18,813.14
714.00 26,455.92 109,462.89
none
66,121.89 44,872.47
none
365.27
none none none none none none none
331,305.58

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

SHADBURN BANKING CO.

President (None)

Buford, Ga. Vice-President, J. LOSS SHADBURN
Cashier, T. C. SHADBURN

RESOURCES:

Time Loans and Discounts__________ $ 139,041.15

DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-ie--s-_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _

366.34 5,100.00
none none

Other Stocks and Bonds... ---------

4, 700.00

Banking House.. -------------------

none

Furniture and Fixtures--------------

3,987.83

Other Real Estate Owned----------Due from Federal Reserve Bank____ _

16,100.78
none

Cash in Vault and Amounts De-

I>Osited with AI>I>roved Reserve

DuAegfernotms..O--t-h-e-r--B--a-n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _

28,098.03
none none

ACdhvecaknscefsoro nClOeathrienrgCHoomumseo_d_i_t_i_e_s______ __ Other Checks and Cash Items _____ _

none
134.03 378.46

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n__c_e_s_. __

none none

Other Assets--------------------------- - - -no-ne

TotaL---------------------------------$ 197,906.62

LIABILITIES: Capital Stock Paid in_______________$ Amount Reserved for Branches ___ Surolus------------------------------Undivided Profits-----------------Dividends Uni>aid-----------------Due to Banks-----------------------Dei>osits Subject to Check -------Demand Certificates of Dei>osit---Time Certificates of Dei>osit------- _ Savings Dei>osits-------- ------------Trust Funds on Dei>osit-----------Cashier's CheckS-------------------Certified Checks--------------------BNiolltsesPaanyadbBleil.l_s-R--e-d--i-s-c-o-u--n-t-e-d--.-_-__-_--_ Letters of Credit and Acceptance~BReosnedrvseBfoorrroInwteedre__s_t__a_n__d__T__a_x_e_s_________ -Other Liabilities._-----------------
TotaL--------------------------------$

40,000.00
none
16,000.00 5,485.13
8.00
none
67,127.53
none
38,057.78 24,463.44
none
1,542.04
none
2,750.00
none none none none
2,472.70
197,906.62

60

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

TAYLOR COUNTY BANK

President, ELI GARRETT

Butler, Ga.

Vice-President, J. F. POSEY

Cashier, JAS. L. BURT

RESOURCES:

TDiemmeasnLdoLa no as nasn_d__D__i_s_c_o__u_n__ts__________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Banks..... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s___.________________ __ Furniture and Fixtures_____________ _
Other Real Estate Owned-- -------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
IJosited with AIJI>roved Reserve Agents._ ----------------------Due from Other Banks .. ----------Advances on Cotton.-------------Advances on Other Commodities____ Checks for Clearing House----~----Other Checks and Cash Items. __ LOevteterdrsraofftsC(rifedanity)a__n_d__A__c_c_e_i_J_ta_n__c_e_s___.

108,002.99 2,171.93 none none none 4,500.00 none 3,575.00 14,390.42 none 21,575.89 33.69 12,679.32 none 693.34 171.28 nnoonnee

TOothtearLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-__-_-_-_-_-_-_-_-$ -1-1707,,0-84314.-.0995

LIABILITIES CaiJita1 Stock Paid in________________$ Amount Reserved for Branches --Surolus ------------------------Undivided Profits ----------------- Dividends UniJaid...-----------DDeuieJotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-.---_-_-_-_-_-_--_ TDiemmeaCnderCtifeirctaiftiecsaotefsDoefiJDoesiitJ_o__s_i_L__-_--_ TSarvuisntgFsuDnedisJoosnitsD-e-iJ-o--sit-_-_-_-__-_-_-_-_-_-__-_ Cashier's Checks____________________ _ Certified Checks_____ ---- _________ _ BNiolltsesPaanyadbBleills. R--e--d-i-s-c-o--u-n-t-e-d--_-_-_-__-_--_ Letters of Credit and AcceiJtances.. Reserve for Interest and Taxes. ____ _ Bonds Borrowed.... ------------- Other Liabilities... --------
TotaL .. -------------------$

15,000.00 none none none none none
80,241.41 none
67,220.74 none none 372.80 none
15,000.00 none
none none none none
177,834.95

STATEMENT

Showing Condition at Close of Business December 31, 1924 of the

President, R. ~. HINTON

BUTLER BANKING CO. Butler, Ga.
Vice-President, F. R. PURVIS

Cashier, H. R. LANE

RESOURCES:

Time Loans and Discounts..... _____$ 57,961.38

DUenmitaenddSLtaotaens sS.e..<.u__r_it_i_es-_-_-_-___-___-__-__

none none

CStaaiJteitaolf SGteoocrkgiAa oBooonudnst_.___._._.__.__________.._

2,900.00 none

Stock in Federal Reserve Bank.... __

none

Other Stocks and Bonds. ----

none

BFuanrnkiitnugreHaonudseFt_t_u-r-e-s-.-_-.-_-_-_-____-_-__--_

3,000.00 3,967.12

Other Real EstatJ Owned-----------

818.27

Due from FederalReserve Bank.....

none

Cash in Vaults and Amounts De-

IlOSited with iiJIJroved Reserve

DAuegfernotms __O__t_h_e__r_la--n-k--s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cottm ________________ _

25,990.73 none none

Advances on Othlr Commodities..._ Checks for Cleari'tg House.. _. _____ _

none none

Other Checks ant Cash Items. ___ ..

2,355.26

Letters of Credihnd AcceiJtances..

none

Overdrafts (if a:w>-------------------

747.38

Other Assets-------------------------- - - -no-ne

Total............ --------------$ 97,740.14

LIABILITIES CaiJital Stock Paid iD----------------$ ASumrooluunst. R__e__s_e_rv. _e_d__f.o_r__B__r_a.n_c__h_e_s___ .--_. Undivided Profits ------------------ Dividends UniJaid-------------- DDeuieJotsoitBs aSnukbsje..c.t.to--c-h--e-c-k--_-_-_-_____-_-_ Demand certificates of DeiJosit... -. Time Certificates of DeiJosit----- Savings DeiJosits. _______ ------------Trust Funds on DeiJosit-------Cashier's Checks....-------------- certified checks------------------- Bills Payable._---------------- Notes and Bills Rediscounted----- Letters of Credit and AcceiJtances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed.. --------------- Other Liabilities....---------------
TotaL-------- ... ------ ... -------.-- ..$

25,000.00 none none 702.47 none none
19,021.06 875.18
51,737.17 none none 81.98 none none none none none none 322.28
97,740.14

DEPARTMENT OF BANKING

61

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

FARMERS BANK

Byron, Ga.

President, JEFF D. HARDISON

Vice-President, C. H. JACKSON, G. D. TUCKER

Cashier, JNO. H. LOWE

RESOURCES:

Time Loans and Discounts..........$ 22.814.00

DUenmi t eadn dSLt aot easn sSe-c -u-t-i-r-ie- -s-. -_-_-__-_-_-_-_-_-_-_- -_ State of Georgia Bonds_____________ _

50.00 none none

SBOtatohncekkriinSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_vd__es__B____a___n___k___.__.__.__.__. .__ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _

none none 1,700.00 1,000.00 13,143.56

Due from Federal Reserve Bank. __

none

Cash in Vault and Amounts De-

I>Osited with AI>I>roved Reserve

Agents._--------------------- ______ _

7,143.78

Due from Other Banks... -----------

none

Advances on Cotton... --------------

none

Advances on Other Commodities...

none

Checks for Clearing House. ________ _

none

Other Checks and Cash Items.... __

none

LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_:_D_t_a_n__c_e_s_.._ Other Assets_________________________ _
TotaL _________________________________-$

-

none 7.49
- -no-ne
45,858.83

LIABILITIES:
Ca:Dital Stock Paid in ________________ $ Amount Reserved for Branches.. __ _ Surolus.. ----------------------------Undivided Profits ------------------Dividends Un:Daid-------------------Due to Banks.. ---------------------De:Dosits Subject to Check.. _______ _ Demand Certificates of De:Dosit.. ... Time Certificates of De:Dosit _______ _ TCSarauvsihsntigeFsru'DsnCed:hDseoocsnkitssD._e_-:_-D_-_O-_-S_-i_-t_-__-__-__-___-__-__-__-__-__-__-__--__ Certified Checks. ___ ----------------Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Acce:Dtances. _ Reserve for Interest and Taxes _____ _ Bonds Borrowed... -----------------Other Liabilities._-------------------
TotaL_________________________________ $

15,000.00 none none
6.168.97 none none
17,436.62 none
2,939.57 none 813.67 none none
3,500.00 none none none none none
45,858.83

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

BANK OF BYROMVILLE

President, W. R. GROVES

Byromville, Ga. Cashier, S. H. BUXTON

Vice-President, J. D. LESTER

RESOURCES:

Time Loans and Discounts.. ________ $ 13,991.99

DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-__-_-_-_-_-_-_-_-_--_

l.lll.OO none

State of Georgia Bonds-------------OSttohcekr iSntoFcekdsearanldRBesoenrdves _B__a_n__k_._._._._. _.

none none none

BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1.500.00 500.00

Other Real Estate Owned.---------Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De-

none none

I>Osited with AI>:Droved Reserve Agents. __ ----- __ ----------------____ Due from Other Banks______________

8,352.46 10.000.00

Advances on Cotton.. --------------Advances on Other Commodities... Checks for Clearing House__________

2,052.78 none none

Other Checks and Cash Items______

none

Letters of Credit and Acce:Dtances.. Overdrafts (if any)___________________

none 39.36

TOothtearLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ - -4180,,05-4070.-.5090

LIABILITIES: Ca:Dital Stock Paid in _______________ $ Amount Reserved for Branches ____ _ SUunr:dDiv1uids.e_d__P_r_o__f_i_t_s -_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-______ __ Dividends Un:Daid-------------------DDeu:eDotositBs aSnukbsj-e-c-t--t-o--C--h-e--c-k-.-.---_-_-__-_-_--_ Demand Certificates of De:Dosit----Time Certificates of De:Dosit ________ _ TSaruvisntgFsuDned:Ds oosnitsD-e-:D--o-s-i-t-_-_-_-_-_-_-__-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks. ___ ----------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acce:Dtances.. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities._-------------------
TotaL------------------------------- ..$

15,000.00 none
2,000.00 19.89 600.00 none
. 24.770.51 none
5,330.88 none none 326.31 none none none none none none none
48,047.59

6~

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

CADWELL BANKING CO.

President, J. A. BURCH

Cadwell, Ga. Vice-President, H. R. BEDINGFIELD
Cashier, WALTER DANIELL

RESOURCES:

Time Loans and Discounts__________$ 37,236.13

DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e-s--_-_-__-_-_-_-_-_-_-_-_--_ State of Georgia Bonds. ____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds. _________ ..

450.00
none none none
200.00

BF ua rnnkiitnugr eHaonudseF_i_x__t u-r-e- -s-. -_-__-_-_-_-_-_-_-_-_-_- -_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _

4,500.00 3,814.70 4,085.61
none

Cash in Vault and Amounts De-

posited with Approved Reserve

DAuegfernotms._O--t-h-e-r--B--a-n--k-s-.-.--__-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House _________ _ Other Checks and Cash Items. ____ _

2,812.06
none
875.59
none none
131.00

LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._

none
837.64

Other

Assets--------------------'------

-

-

none --

TotaL---------------------------------$ 54,942.73

LIABILITIES:
Capital Stock Paid in________________ $ Amount Reserved for Branches.---Surplus. _______ ----------------------Undivided Profits.------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit________ _ TSarvuisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks ____________________ _ Certified Checks_________ ------------BNiolltsesPaanydabBleil.l_s-R--e-d--i-s-c-o--u-n-t-e-d--_-_-_-__-_--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed---------------------Other Liabilities._-------------------
TotaL _________________________________ $

15,000.00
none
5,000.00 2, 729.06
380.00
none
14,838.81
none
8, 711.72
none none
15.32
none
8,267.82
none none none none none
54,942.73

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

CAIRO BANKING CO.

President, 0. T. DAVIS

Cairo, Ga. Cashier, HENRY HESTER

Vice-President, (None)

RESOURCES:

Times Loans and Discounts_________ $ Demand Loans______________________ _

455,433.99
none

United States Securities. ___________ _ State of Georgia Bonds. ____________ _

none none

SOttohcekr iSntoFcekdsearanldRBesoenrvdes _B__a_n_k__s_-_-_-_--_ Banking House______________________ _ Furniture and Fixtures_____________ _

none none
5,555.43 3,931.80

Other Real Estate Owned __________ _

none

Due from Federal Reserve Bank____ _

none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents. __________ -------------------

59,997.19

Due from Other Banks . __________ _

none

AAddvvaanncceess oonn COothtteornC.-o-m--m--o-d--it-i-e-s-_-_-_-_ Checks for Clearing House_________ _

none none
1,116.24

Other Checks and Cash Items ____ _

none

LOevteterdrsraoftfsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._

none none

Other TotaL

Assets_____________ -------------
_________________________________ -$

- - -no-ne
526,034.65

LIABILITIES

Capital Stock Paid in---------------$

Amount Reserved for Branches ---

Surplus -----------------------------

Undivided Profits -------------------

DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_

Deposits Subject to Check ________ _

Demand Certificates of Deposit----Time Certificates of Deposit________ _

Savings Deposits. ___ -----------------

Trust l<unds on Deoosit-------------

Cashier's Checks.--.. ----------------

Certified Checks_______ ----_----------

Bills Payable.

----------------

Notes and Bills Rediscounted______ _

Letters of Credit and Acceptances._

Reserve for Interest and Taxes _____ _

Bonds Borrowed.. -------------------

Other Liabilities.-_------------------

TotaL _________________________________ $

35,000.00
none
7,000.00 8,465.42
none none
126.090.07
none
200,155.51
none
32,855.60 2,137.75
14.88 40,000.00 71,300.00
none none none
3,015.42
526,034.65

DEPARTMENT OF BANKING

63

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

CITIZENS BANK

Cairo, Ga.

President, H. G. CANNON

Vice-Presidents, W. H. SEARCY, J. B. WIGHT Cashier, L. C. POWELL

RESOURCES:

LIABILITIES

TDiemmeaLnodaLnosaanl1sd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ United States Securities... _________ _ State of Georgia Bonds.... _________ _ Stock in Federal Reserve Bank...... Other Stocks and Bonds. __________ _ Banking House. ____________________ _ Furniture and Fixtures. ____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank..... Cash in Vaults and Amounts De-

500,617.48 none 50.00 none none none
12,000.00 4,600.00
none none

posited with Approved Reserve

Agents.. --- ... -- .......... __________

51,292.53

Due from Other Banks.. ____________

none

Advances on Cotton.________________

none

Advances on Other Commodities....

43,023.50

Checks for Clearing House__________

14,483.06

Other Checks and Cash Items_ . . . . .

none

Letters of Credit and Acceptances.. Overdrafts (if any)___________________

none 135.15

Other Assets............ ___ . ________ ..

12,004.56

-----
TotaL ...... ___ ....... ____ . __ .. __ .....$ 638,206.28

Capital Stock Paid in................$ ASumropulunst.R. _e_s_e.r.v__e_d..f.o_r__B__r_a_n_c__h_e_s..._._._._. Undivided Profits......... Dividends Unpaid.............. -----. Due to Banks.... -------------------Deposits Subject to Check.......... Demand Certificates of Deposit.... . Time Certificates of Deposit......... Savings Deposits....... -------------CTraushstieFru'snCdhseocnksD_.e_p_o__s_i_t_._._._._._._._._._._._. ._ Certified Checks.................. ---Bills Payable...... --------- ...... ---Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. BReosnedrvs,eBfoorrrIonwteerde.s_t__a_n__d__T__a_x_e__s_._._._._. _. Other Liabilities... ------------------
TotaL ___________________________ .....$

50,000.00 none
18,000.00 4, 780.38
12.00 none 273,938.07 none 200,466.33 none none 940.56 none 25,000.00 65,068.94 none none none none

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

FARMERS & MERCHANTS BANK

President, THOMAS WIGHT

Cairo, Ga. Vice-President, J. A. POWELL, L. 0. MAXWELL Cashier, A. EDWARDS

RESOURCES:

Time Loans and Discounts.......... $ 381,367.73

DUenmiteadndSLtaotaens sS-e-c--u-r-i-t-i-e-s-.-.-_-_-_-_-_-__-_-_-_--_ State of Georgia Bonds.. ___________ _

31,026.09 8.500.00
none

Stock in Federal Reserve Bank-----.

none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._.__-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _

none none 5,885.70

Other Real Estate Owned...........

10,439.06

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents.. _____ ...... ----------

51.586.39

Due from Other Banks..............

449.25

Advances on Cotton.. ------

none

Advances on Other Commodities....

none

Checks for Clearing House..........

9,157. 75

Other Checks and Cash Items-------

3, 782.78

LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._

none none

Other Assets......... ---- ____ ........ .

none

-----

TotaL---------------------------------$ 502,194.75

LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches..... Surplus. ___________ .. ________ --------Undivided Profits-------------------Dividends Unpaid-------------------Due to Ba,nks------------------------Deposits Subject to Check.. -------Demand Certificates of Deposit..... Time Certificates of Deposit. ....... Savings Deposits.-------------------CTraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks..... ________________ _ Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. BReosnedrvs eBfoorrr oI nwteedr e. .s.t. .a. n__d__T__a_x_e__s_._._._._. ._ Other Liabilities... _____ -------------
TotaL---------------------------------$

40,000.00 15,000.00
none 20,700.42
none none 234,475.13 none 113,370.16 76,066.17 none 2,582.87 none 30,000.00 none none none none none 502,194.75

64

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Busin~ss December 31, 1924

of the

THE PEOPLES BANK

President, W. L. HINES

Calhoun, Ga. Vice-President, F. L. HICKS
Cashier, B. W. BLACKMAN

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities ____________ _ State of Georgia Bonds_____________ _

354,560.18
none none none

Stock in Federal Reserve Bank------

1,500.00

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_

4,671.30 7,500.00

Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _

7,092.89 24,583.23

Due from Federal Reserve Bank ___ _

32.951.84

Cash in Vault and Amounts De-

Apogseintetsd- __w__i_t_h__ A--p--p-r-o-v__e_d___R__e_s_e__r_ve_ Due from Other Banks_____________ _ Advances on Cotton ________________ _

38,374.76 8. 756.91 5,197.31

Advances on Other Commodities___ _

3,851.37

Checks for Clearing House_________ _

3,669.50

Other Checks and Cash Items _____ _

4,752.54

LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__ta__n_c_e_s_-___

none none

Other Assets--------------------------

none

Tot

aL

_________________________________

$

--497,461.83

LIABILITIES:
CAampoituanltSRtoescekrvPeadidfoirnB--r-a--n-c--h-e--s-_-_-__-_-_$ Surplus- _________________ --- __ -------Undivided Profits ___________________ _ DDiuveidteonBdsanUknsp. _a_i_d_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__Deposits Subject to Check _________ _ Demand Certificates of Deposit.. ___ TSaimvienCgserDtiefpicoastietss-o__f_D__e__p_o__s_i_t._.____________ ._ Trust Funds on Deposit____________ _ Cashier's Checks____________________ _ Certified Checks..___________________ _ BNioltlessPaanyadbBleil_l.s-R--e--d-i-s-c-o--u-n--te--d-_-_-_-__--_-_ Letters of Credit and Acceptances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities-_-------------------
TotaL. ________________________________ $

50,000.00
none none
7,75!l,.46
none none
238,306.42
none
194,395.95
non~
none none none none
7,000.00
none none none none
497,461.83

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

PLANTERS & CITIZENS BANK

Camilla, Ga. President, G. B. Cochran Vice-President, G. B. BAGGS, W. C. ADAMS, J. E. COLLINS
Cashier, A. J. PINSON

RESOURCES:
Time Loans and Discounts----------$ DUenmiteadndSLtaotaens sS-e-c--u-r-i-t-i-e-s-_-_-_-_-_-_-_-_-_-__-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosmaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-__-_-_--_ Furniture and Fixtures____________ __ Other Real Estate Owned __________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De-
Apogseintetsd_. w___i_t_h___A__p.p.r_o_v__e_d___R__e_s_e__r_ve_ Due from Other Banks ____________ __ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daint yanLd__A__c_c_e_p__t_a_n_c__e_s_--_ Other Assets_______ ----- _____________ _
TotaL ________________________________ $

214,4n.97 23,209.69
none none none none
5,647.14 5,213.34
none none
35,778.03
none none
1,476.00 703.27
none none
641.04 3,945.48
291,091.96

LIABILITIES: Capital Stock Paid in ______________ _ Amount Reserved for Branches_.--Surplus------------------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check.--------TDiemmeaCnderCtifeirctaiftiecsaotefsDoefpDoesipto__s_i_t_-_-_-_--_ TSarvuisntgFsuDnedpsoosnitsD--e-p-o--s-i-t-_-_-_-_-_-__-_-_-_-_-_--_ Cashier's Checks.-------------------Certified Checks--------------------Bills Payable ___ ---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances-Reserve or Interest and Taxes_____ Bonds Borrowed--------------------Other Liabilities-.-------------------
TotaL _________________________________ $

50,000.00
none
6,990. 73
none
2,253.34
none
158,978.15 3,000.00
45.616.32 13,673.01
none
565.41 15.00 10,000.00
none none none none none
291,091.96

DEPARTMENT OF BANKING

65

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF CAMILLA

President, J. W. BUTLER

Camilla, Ga. Vice-President, J. B. LEWIS, J. E. BROOKS
Cashier, J. E. BROOKS

RESOURCES:
Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-__-_-_--_ Furniture and Fixtures-------------Other Real Estate Owned. _________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents. ____________ ---_---- __ ------Due from Other Banks _____________ _ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets. ________________________ _
TotaL _________________________________ $

366,355.67 none none
3,000.00 none
14,500.00 6,500.00
none 12,611.15
58,211.72 none none none
1.808.00 l ,060.33
none none 5,982.50 470,029.37

LIABILITIES:
Capital Stock Paid in________________ $ ASumrpoluunst. R__e_s_e__rv__e_d__f_o_r__B__r_a_n_c__h_e_s_________ __ Undivided Profits. __________________ _ Dividends Unpaid-------------------DDuepeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ TSiamviengCserDtiefpicoastietss. o__f_D__e__p_o_s_i_t_-_-_-_-_-_-_-_--_ Trust Funds on Deposit- ___________ _ Cashier's Checks____________________ _ Certified Checks_____________________ _ BNiolltsesPaaynadbBleil-l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Ctedit and Acceptances-_ Reserve for Interest and Taxes. ____ _ Bonds Borrowed---------------------Other Liabilities.. -------------------
TotaL.--------------------------------$

100,000.00 none
3, 740.45 none none none
93,657.61 none
103,041.61 none none 829.93 none
104,610.22 64,149.55
none none none none
470,029.37

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

FARMERS BANK

President, B. F. CHEEK

Canon, Ga. Vice-President, T. R. BURTON
Cashier, M. C. BOWERS

RESOURCES:

Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States SecuritieS------------State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _

60,361.49 195.75 none none none

BOat hnekri nSgt oHc kosu saen. d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_- -_
FOuthrneirtRureealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank. __ _

200.00 3,500.00 2,450.00 3,198.26
none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents--------- ______ ------------____

18,862.94

Due from Other Banks-------------Advances on Cotton_________________

none none

Advances on Other Commodities____ Checks for Clearing House__________

none 280.96

Other Checks and Cash Items------

36.00

Letters of Credit and Acceptances.. Overdrafts (if any)___________________

none none

TOothtearLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ - -943,,2-39862.-.6055

LIABILITIES:
Capital Stock Paid in.--------------$ ASumrpoluunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s_________ __ Undivided Profits--------- __________ _ Dividends Unpaid------ _____________ _ Due to Banks _______________________ _ Deposits Subject to Check---------Demand Certificates of Deposit ____ _ TS ai mv ien gCse Dr t iefpi coastiet ss. o__f_D__e__p_o__s_i_t _-_-_-_-_-_-_- -_ CTraushstieFr'usnCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks______ ---------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances-BRoesnedrvs eBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s__________ __ Other Li.abilities.- -------------------
TotaL---------------------------------$

25,000.00 none
1.250.00 none none none
29,879.60 none
3,364.42 none none 653.43 none none none none none none
33,234.60 93,382.05

66

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF CANTON

President, R. T. JONES

Canton, Ga. Vice-Presidents, SAM TATE, B. F. CRISLER, P. W. JONES

Vice-President and Cashier, W. S. ELLIOTT; Asst. Cashiers, H. L. CHAFFIN, C. C. BELL

RESOURCES:

Time Loans and Discounts __________$ Demand Loans ______________________ _ United States Securities. ___________ _

313,996.52 147' 752.85 17,498.00

State of Georgia Bonds--------------

none

Stock in Federal Reserve Bank _____ _ Other Stocks and Bonds ___________ _ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _

none none 31,189.74 7,183. 75 none

Due from Federal Reserve Bank____ _

none

Cash in Vault and Amounts De-

Apogseintetsd. __w__i_th____A__p_p_r_o__v_e_d____R_e_s_e__rv_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _

252,776.64 none
88,862.05

Advances on Other Commodities___ _ Checks for Clearing House_________ _

none 677.21

Other Checks and Cash Items _____ _

1,282.28

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s_.._

none 536.00

Other TotaL

_A__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

-91-6010,,-705050-..0040

LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches ____ _ Surplus. ___________________ ----------_ Undivided Profits. __ -- ____ ----------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits--------------------TrustFunds on Deposit------------CCearsthifieierd's CChheecckkss------------__-_-_-_----_-__----_-_-_-_-_-_ Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances __ Reserve for Interest and Taxes _____ _ Bonds Borrowed._------------------Other Liabilities. __ ------------------
TotaL .. ______________________ ------ __$

100,000.00 none
100,000.00 25.617.47
none 5.403.05 380,917.96
none 159.651.64 166,656.21 22,455.96
1,052.75 none none non'" none none none none
961.755.04

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF CHEROKEE

President, GUS COGGINS

Canton, Ga. Vice-President, E. E. FIELD, OLIN FINCHER, Cashier, N. A. THOMASON, B. F. COGGINS

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _ State of Georgia Bonds-------------SOttohcekr iSntoFcekdearnadl RBeosnedrvse__B__a_n_k__-_-_-_-_--_ BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank ___ _ Cash in Vault and Amounts De-
Apogseintetsd. __w__i_th____A__p_p_r_o_v--e_d_ --R_-e-s-e-r-v_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House _________ _ Other Checks and Cash Items. ____ _ Letters of Credit and Acceptances.. Overdrafts (if anYl------------------Other Assets--------------------------
TotaL---------------------------------$

274,211.25 32,494.73
none none none 3,000.00 4,500.00 2,000.00 200.00 none
115,032.12 554.00 none none none none none
9,151.67 3,549.05 444,692.82

LIABILITIES.
Capital Stock Paid in---------------$ Amount Reserved for Branches ____ _ Surplus ___ -- _____ -- _____ --- __ --------Undivided Profits.------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check._-------TDiemmeaCnderCtiefirctiaftiecsatoefsDoef pDoespito. _s_i_t_-_-_-_--_ Savings Deposits--------------------CTraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks--------_------------BNiolltsesPaaynadbBleil.l-s_-R-e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Acceptances __ Reserve for Interest and Taxes _____ _ Bonds Borrowed--------------------Other Liabilities.. -------------------
TotaL ________________________________$

50,000.00 none
50,00.00 3,465.55
none none 211,857.14 none 92,906.84 33,953.35 none 2.509.94 none none none none none none none 444,692.82

DEPARTMENT OF BANKING

67

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

CARLTON BANK

President, J. D. LONG

Carlton, Ga. Cashier, F. D. SMITH

Vice-President, F. D. SMITH

RESOURCES:
TDiemmeaLndoaLnosaannsd__D__i_s_c__o_u_n__t_S_-_-_-_-_-_-_-_-_--_$ United States Securities. ___________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank _____ _ Other Stocks and Bonds ___________ _ Banking House _____________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
pAogseintetds. _w___it_h____A__p_p_r_o__v_e_d___R__e_s_e__rv_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _ Advances on Other Conditions.. ___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_- -_ Other Assets_________________________ _
TotaL _________________________________ $

ll7,203.50 15.742.63
none none none 500.00 2,405.19 4,561.77 9,085.53 none
63,166.00 none none none none 475.39 none
1,389.01 3 ,908. 78 218,437.80

LIABILITIES:
Capital Stock Paid in _______________ $ Amount Reserved for Branches ____ _ Surplus._----------------------------DUinvdiidveinddesd UPrnopfaitisd._._._____-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks. __ --------------------Deposits Subject to Check .. _______ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit--------TSaruvisntgFsuDnedpsoosintsD..e_p__o_s-i-t-______-_-_-_-_-_-_-_--_-_ Cashier's Checks. __________________ -Certified Checks.. __________________ -Bills Payable .. _______________ ---- __ -Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed.. _-----------------Other Liabilities. _______ -------------
TotaL. ______________________________ $

25,000.00 none
10,000.00 6,088.62
none none 96,362-40 none 80,944.79 none none 41.99 none none none none none none none
218,437 .so

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

CITIZENS BANK

President, A. K. SNEAD

Carrollton, Ga.

Vice-President, LEWIS S. SIMS

Cashier, GRADY COLE

RESOURCES:
Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds _____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds____________ _ Banking House ______________________ _ Furniture and Fixtures.. _____ -- ___ -_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
Apogseintetsd. __w__i_th____A__p_p_r_o__v_e_d____R_e-s-e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevtetredrsraoftfsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__
Other Assets-------------------------TotaL _________________________________$

485,177.97 none none none none none none
5,250.00 15,397.50
none
38,604.57 none none none
6,646.94 none none none 46.65
551,123.63

LIABILITIES: Capital Stock Paid in ________________$ ASumrpoluunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a_n__c_h-e_s__._-----_DUinvdiidveinddesd UPrnopfaiitds._-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_-_ Due to Banks ________________________ _ Deposits Subject to Check._-------Demand Certificates of Deposit... __ Time Certificates of Deposit-------Savings Deposfts. -------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks------------ _________ _ Bills Payable. _____________ ----------Notes and Bills Rediscounted.. ___ -Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed._------------------Other Liabilities._----.---------------
TotaL--------------------------- ____ $

50,000.00 none
30,000.00 4,578.13
none none 194, ll6.90 none 9, 750.00 154,320.06 none 5,108.54 none 103,250.00 none none none none none 551,123.63

68

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE PEOPLES BANK

President, G. W. FLEMING

Carrollton, Ga. Cashier, G. C. COOK

Vice-President, G. C. COOK

RESOURCES:
Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsS-e-c-u--r-it-i-e-s-_-_-_-_-_-__-__-_-__--_ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrvdes.B__a_n_k__-_-_-_-_--_ Banking House. ____________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De-
posited with Approved Reserve Agents._--.-----.------------------Due from Other Banks-------------Advances on Cotton.---------------Advances on Other Conditions_____ _ Checks for Clearing House _________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s_.._ Other Assets. ________________________ _
TotaL. ________________________________ $

311,001.82 2,877.68 none none 2, 700.00 1,500.00 none 4,800.00 4,845. 22 33,897.40
178,880.00 4,568.12 75,689.45 none 5,948.90 92.85 none none 5,682.29
632,483.73

LIABILITIES:
Capital Stock Paid in. ______________ $ ASumropulunst. R__e.s_e_r_v__e.d__f_o_r__B__r_a_n_c__h_e_s_________ __ Undivided Profits ___________________ _ Dividends Unpaid___________________ _ Due to Banks _______________________ _ Deposits Subject to Check.. _______ _ Demand Certificates of Deposit. ___ _ Time Certificates of Deposit ________ _ Savings Deposits. _____ ------------- __ CTraushstieFr'usnCdhseocnksD. _e_p__o_s.i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.. ____ --- ___ ._. ___ . __ _ Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed.-------------------Other Liabilities.--------------------
TotaL ________________________________$

60,000.00 none
30,000.00 11,684.89
none none 312,953.86 15,000.00 15,484.87 186,326.37 none 1,033. 74 none none none none none none none 632,483.73

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF CARTERSVILLE

President, J. W. VAUGHAN

Cartersville, Ga. Vice-President, J. J. HILL, C. M. MILAM
Cashier, C. M. MILAM

RESOURCES:

DTiemmeaLnodaLnosaannsd. _D__i_s_c__o_u__n_t_s____________________$

334,391.90 8,844.84

United States Securities. __________ ._

none

State of Georgia Bonds.. ___________ _

none

Stock in Federal Reserve Bank_____ _

4,800.00

Other Stocks and Bonds. ___________ _ Banking House. _____________________ _

41,949.22 none

Furniture and Fixtures.. ___________ _

7,237.50

Other Real Estate Owned __________ _

10,780.00

Due from Federal Reserve Bank-----

25,543.66

Cash in Vault and Amounts De-

Posited with APProved Reserve

Agents.-- ____ -------------.--------- 129,405.15

ADduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_

900.00 484.92

Advances on Other Commodities...

none

Checks for Clearing House_________ _

2,346.58

Other Checks and Cash Items _____ _

99.02

LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s_.._ Other Assets_________________________ _
TotaL. ________________________________-$

none none
- - -no-ne
566,732.79

LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches ____ _ SUunrdpivluids.e_d__P_r-o--f-it-s--_-_-_-_-_-________________________-_--_ Dividends Unpaid___________________ _ Due to Banks________________________ _ Deposits Subject to Check _________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit-------Savings Deposits. ________ ---------- __ TCraushstieFru'snCdhseocnksD. _e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks. ____________________ _ Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. BRoesnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s__________ __ Other Liabilities.--------------------
TotaL---------------------------------$

100,000.00 none
60,000.00 4,861.03
60.00 none 271,152.81 none 53,676.65 76,543.71 none 160.14 278.45 none none none none none none 566,732.79

DEPARTMENT OF BANKING

69

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF CASSVILLE

President, J. B. CRAWFORD

Cassville, Ga. Vice-Presidents, G. W. BATTLE, W. B. QUILLIAN Cashier, J. F. KIMSEY

RESOURCES:
Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._-_-_-_-_-_-_-__-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
vAogseintetsd___w__i_th____A__v_p_r_o__v_e_d___R__e_s_e_r_v_e_ Due from Other Banks-------------Advances on Cotton._---------------. Advances on Other Commodities___ _ Checks for Clearing House _________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)_nd___A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets.. _______________________ _
TotaL_________________________________ $

44,470.62 none none none none none
1,741.13 1,586.67 2,000.00
none
4,642.27 none none none none none none none
4,770.98 59,211.67

LIABILITIES:
ACampoituanltSRtoescekrvPeadidfoirn-B-r-a--n-c-h--e-s--_-__-_--_$ Surplus.. ----------------------------DUinvdiidveinddesd UPrnopfaiitds._-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Due to Banks________________________ _ Deposits Subject to Check _________ _ Demand Certificates of Deposit----Time Certificates of Deposit ________ _ Savings Deposits. ____________ -------Trust Funds on Deposit____________ _ Cashier's Checks.. ------------------Certified Checks---------------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed---------------------Other Liabilities ___ -----------------
TotaL ________________________________$

15,000.00 none 250.00 none none none
13,074.42 none
28,346.38 none none 40.87 none
2,500.00 none none none none none
59,211.67

STATEMENT

Showing Condition at Close of'Business December 31, 1924

of the

BANK OF CAVE SPRING

President, A. N. TUMLIN

Cave Spring, Ga. Vice-Presidents, B. T. WILLIAMS, T. R. SNEAD
Cashier, J. F. HIGHT

RESOURCES:

Time Loans and Discounts__________$ Demand Loans ______________________ _ United States Securities____________ _

130,045.57 none none

State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _

none 1,500.00

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _

none 1,775.80 2,884.21

Other Real Estate Owned-----------

4,000.00

Due from Federal Reserve Bank __ ._

13,972.98

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents-------------------------------

33,307.15

ADduveafnrcoems oOnthCeortBtoann_k_s__-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

CAhdevcakncs efso ro nC lOe at hr ienrgCHomomuosdei_t__i_e_s__~_-_-_

none none

Other Checks and Cash Items _____ _

124.56

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__

none 97.32

Other TotaL

Assets-------------------------_________________________________

-$

- -1,0-16-.09
188,723.68

LIABILITIES: Capital Stock Paid in _______________$ ASumropulunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s_________ __ Undivided Profits ___________________ _ Dividends Unpaid___________________ _ Due to Banks ___ --------------------Deposits Subject to Check _________ _ Demand Certificates of Deposit ____ _ TSaimviengCserDtiefpicoastietss. o__f_D__e__p_o_s_i_t_______________ __ Trust Funds on Deposit, ___________ _ Cashier's Checks. ________ --------- __ _ Certified Checks_____________________ _ Bills Payable. ________ ---------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. BRoesnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s__________ __ Other Liabilities._-------------------
TotaL .. ------------------------------$

25.000.00 none
25,000.00 4,643. 73
none none 84,203.92 none 49,774.68 none none 101.35 none none none none none none none
188,723.68

70

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

THE COMMERCIAL BANK OF CEDARTOWN

President, R. 0. PITTS

Cedartown, Ga. Vice-President, A. W. STUBBS, A. E. YOUNG
Cashier, E. L. HENDERSON

RESOURCES:
TDiemmeaLnodaLnosaannsd. _D__i_s_c__o_u_n__t_s_._._._._._._._._.._$ United States Securities ____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds.. _________ _ Banking House ______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
Apogseintetsd. __w__i_th____A__p_p_r_o__v_e_d____R_e_s_e__rv_e_ Due from Other Banks. ____________ _ Advances on Cotton ... _____________ _ Advances on Other Commodities.... Checks for Clearing House _________ _ Other Checks and Cash Items. ____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets... ______________________ _
TotaL-------------"-------------------$

906,400.15 97,300.36 9, 750.00
none none 4,050.00 30,868.83 27,620.71 nonh
312,324.05 none none none
7,305.57 398.52 none
1,265.95 none
1,397,284.15

LIABILITIES:
Capital Stock Paid in________________ $ ASumropulunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a_n__c_h_e__s_..-..-.-. UDnivdiidveinddesd UPrnopfaitiSd-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Due to Banks... --------------------Deposits Subject to Check.......... Demand Certificates of Deposit.. --Time Certificates of Deposit......... Savings Deposits .. __ ._._. ___ ._._----Trust Funds on Deposit____________ _ Cashier's Checks ____________________ _ Certified Checks_____________________ _ Bills Payable... ---------------------Notes and Bilis Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed----------------Other Liabilities-----------------

TotaL _______________ _

___ $

140,000.00 none
200,000.00 87,520.16
192.00 1,347.80 530,918.61 216,908.63
none 192,556.32
none 6,734.82 . 355.81
none none none none 9,550.00 11,200.00
1,397,284.15

STATEMENT
Showing Condition at Close of Business December 31, 1924

of the

FARMERS AND MERCHANTS BANK

President, L. L. PURVIS

Charing, Ga. Vice-President, R. 0. ROGERS
Cashier, A. M. HALLEY

RESOURCES:

Time Loans and Discounts__________ $ 34,498.56

DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _

11,724.71 none none

Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds.. _________ _

none none

BFaunrnkiitnugreHaonudseF..ix-t-u--r-e-s-_-_-_-_-_-_-_-__-_-_-_-_--_

1,335.82 2,155.96

Other Real Estate Owned----------Due from Federal Reserve Bank____ _

none none

Cash in Vault and Amounts De-

posited with Approved Reserve Agents._ ... ___ ......... __ .. ______ .__

9 ,048. 97

Due from Other Banks._____________

6.00

Advances on Cotton .. _______________

10,003.30

Advances on Other Conditions______

none

Checks for Clearing House__________

none

Other Checks and Cash Items__ ____

none

Letters of Credit and Acceptances.. Overdrafts (if any)___________________

none 51.19

Other Assets________ _________________

8,217.27

----

TotaL.---------------- _______________ $ 77,042.28

LIABILITIES:
Capita~ Stock Paid in _______________ $ ASumrpoluunst. R__e_s_e__rv__e_d__f_o_r__B__r.a_n_c_ h--e-s-.-.-.-.-.Undivided Profits. ___ ----- __ --------Dividends Unpaid-------------------Due to Banks----------- -----------Deposits Subject to Check---------Demand Certificates of Deposit____ _ Time Certificates of Deposit ________ _ Savings Deposits. _______ ------------TCrausshtieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks______________ -------Bills Payable. __ ---------------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.Reserve for Interest and Taxes_____ _ Bonds Borrowed _______ ------------Other Liabilities._-------------------
TotaL _________________________________ $

15,000.00 none
1,065.20 4,439.84
none none 27,372.10 none 26,117.02 none none 48.12 none 3,000.00 none none none none none 77,042.28

DEPARTMENT OF BANKING

71

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

COHUTTA BANKING CO.

President, C. N. KING

Chatsworth, Ga. Vice-Presidents, J. L. COLE, R. NOEL STEED
Cashier, T. W. BROOKS

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._.______________$
United States Securities____________ _ State of Georgia Bonds... __________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds____________ _ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
Apogseintetsd___w__i_th____A__p_p_r_o__v_e_d___R__e_s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _
Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ Letter~ of Credit and Acceptances __ Overdrafts (if any) __________________ _
Other Assets--------------------------

188,612.61 9,237.92 none none none none 1,915.31 3,322.26 12.260.86 none 52,460.88 none 46,728.15 none 363.20 none 1,685.23 3,125.13 none

TotaL_. ___ ._._. _________ ._. ___ ._~ _____-$--3-19-.-71-l-.5_5

LIABILITIES:
Capital Stock Paid in________________ $ ASumrpoluunst_R__e_s_e__r_v_e_d__f_o_r__B__r_a_n__c_h_e__s________ __ DUinvdiidveinddesd UPrnopfaitiSd-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit. ___ _ Time Certificates of Deposit-------Savings Deposits_-------------------CTraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks___________________ .-Bills Payable ______ c _________________ _ Notes and Bills Rediscounted------Letters of Credit and Acceptances-Reserve for Interest and Taxes.----Bonds Borrowed--------------------Other Liabilities.--------------------
TotaL _________________________________ $

15,000.00 none
3,000.00 2.414.25
none none 143,574.45 none 101,995.82 none 4, 728.37 180.32 545.00 25,000.00 23.273.34 none none none none 319,711.55

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

BANK OF CHAUNCEY

President, J. J. CADWELL

Chauncey, Ga. Vice-Presidents, B. N. BUSSEY, W. B. BUSSEY
Cashier, V. I. BUTT

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_._.________________$

139,153.14 2,966.51

United States Securities-------------

none

State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _

none none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-__-_-_-_-_--_ Furniture and Fixtures_____________ _

6,500.00 3,699.40 3,728.95

Other Real Estate Owned... _______ _

2,382.63

Due from Federal Reserve Bank____ _

none

Cash in Vault and Amounts De-

Apogesnittse_d___w__i_t_h___A__p_p_r_o_v__e_d___R__e_s_e_r_v_e

6,758.33.

Due from Other Banks______________

none

Advances on Cotton_________________

1,019.63

Advances on Other Commodities____

82.00

Checks for Clearing House__________

none

Other Checks and Cash Items______

1,044.13

Letters of Credit and Acceptances__

none

Overdrafts (if any)___________________

none

Other Assets__________________________

5,ll0.80

T

otaL

___________________________

.

____

-
$

-1-72,-445.-52

LIABILITIES:
Capital Stock Paid in________________ $ ASumrpoluunst.R. _e_s_e_r_v__e_d__f_o_r__B__r_a_n__c_h_e__s___-_--___ Undivided ProfitS-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit. ___ _ Time Certificates of Deposit________ _ Savings Deposits- ___________________ _ Trust Funds on Deposit____________ _ CCearsthifieierd's CChheecckkss_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Bills Payable ___ ---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances-BRoesnedrvs eBfoorrroInwteedre__s_t__a_n__d__T__a_x_e__s__________ __ Other Liabilities ___ ------------------
TotaL _________________________________ $

25,000.00 none none
2,752.30 none none
40,911.60 32,500.00 33,307.48
none none 219.53 none 30,000.00 7,754.61 none none none none 172,445.52

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

CHESTER BANKING CO.

President, D. A. BURCH

Chester, Ga. Vice-Presidents, J. F. FORDHAM, J. W. WITHERINGTON
Cashier, P. M. BURCH

RESOURCES:

Time Loans and Discounts----------$ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _
BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank ___ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents_______________________________

57,020.38 none none none none 500.00
3,500.00 1,786.89 9,510.04
none 7,126.22

ADduveafnrcoems oOnthCeorttoBna_n__k_s_-_-_-_-_-_-_--_-_-_-_-_-_-

3n1o0.n7e3

Advances on Other Commodities.___ Checks for Clearing House__________

none none

Other Checks and Cash Items______

708.17

Letters of Credit and Acceptances__

none

Overdrafts (if any)___________________

none

Other Assets__________________________

350.00

TotaL ________________________________-$ - -80,8-12.-43

LIABIT..ITIES:
Capital Stock Paid in _______________$ Amount Reserved for BrancheS----SUunrdpilvuisd_e_d__P__r_o_f_it-s----_-_-_-_-__-_-_-_-_-_-_-_-_-_-_------DDiuveidteonBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check _________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit_ ______ _ Savings Deposits--------------------CTraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks___________ -------_--BNioltlsesPaanyadbBleil_l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Acceptances__ Reserve for Interest and Taxes _____ _ Bonds Borrowed __ ------------------Other Liabilities __ -------------------
TotaL _________________________________ $

22,800.00 none none 14.89 none none
31.024.44 none
13,436.41 none none 518.97 none
13,000.00 none none none none none 17.72
80,812.4_3

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF CHICKAMAUGA

President, C. M. PRESTON

Chickamauga, Ga. Vice-Presidents, W. E. TOMLINSON, T. W. LEE
Cashier, C. DUNAWAY

RESOURCES:

Time Loans and Discounts__________ $ Demand Loans ______________________ _

258,221.60 none

United States Securities____________ _

none

State of Georgia Bonds--------------

none

Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _ Banking House______________________ _

none none 6,508.00

Furniture and Fixtures_____________ _

1,500.00

Other Real Estate Owned __________ _

636.00

Due from Federal Reserve Bank____ _

none

Cash in Vault and Amounts De-

Ap ogseint et sd___w__i_t _h___A__p_p_r_o__v_e_d____R_e_s_e__rv_ e_

47.786.08

DAduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_

none none

Advances on Other Commodities___ _

none

Checks for Clearing House_________ _

none

Other Checks and Cash Items _____ _

1,342.77

LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_p__t_a_n_c_e__s_--_

none 1,305.05

Other TotaL

A__s__s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-- $

none ----
317,299.50

LIABIT..ITIES:
Capital Stock Paid in________________ $ ASumrpoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e__s________ __ Undivided Profits ___________________ _ DDiuveidtoenBdsanUknsp_a__i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check _________ _ Demand Certificates of Deposit____ _ TS ai mv ien gCse rDt iefpi coastiet ss _o__f _D__e_p__o_s_i_t_-_-_-_-_-_-_-_- -_ Trust Funds on Deposit------------CCearsthifieierd's CChheecckkss-------------_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ BNiolltsesPaanydabBleil_l_s-R--e--d-i-s-c-o--u-n-t-e-d--_-_-_-__-_--_ Letters of Credit and Acceptances __ Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities---------------------
TotaL---------------------------------$

25,000.00 none
17,500.00 1,028.52
none none 176,232.26 none 2,757.00 87,222.18 none 7,559.54 none none none none none none none 317,299.50

DEPARTMENT OF BANKING

73

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

FARMERS & MERCHANTS BANK

President, C. C. JENKINS

Chipley, Ga. Vice-President, H. A. MIDDLEBROOKS
Cashier, R. E. LEWIS

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._.________________$ United States Securities. ___________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _
BFuarnnkiitnugreHaonudseF-i-x-t-u-r-e--s-_-_-_-_-_-_-__-_-_-_-_-_--_ Other Real Estate Owned----------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-

188,864.21 none none none
1,800.00 450.00
3,000.00 5,649.50 46,495.39 8,729.63

:Dosited with A:D:Droved Reserve

DAuegfernotms._O--t-h-e-r--B-a-n-k--s_--_-_-_-_-_-_-_--_-_-_-_-_-_Advances on Cotton_________________

11,20939..9090 3,771.88

Advances on Other Conditions______ Checks for Clearing House__________

none none

Other Checks and Cash Items______

none

Letters of Credit and Acce:Dtances.. Overdrafts (if any)___________________

none none

TOothtearLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -2-1844,,67-8414..-0600

LIABILITIES: CASaum:rDpoilutuanlst_SR_t_oe_sc_e_kr_v_P_ea_d_id_f_o_irn__B.___r-_a-_n-_-c_-_h-_e-_-s_-__-__-__-__-__$ Undivided Profits.------------------Dividends Un:Daid-------------------Due to Banks-----------------------De:Dosits Subject to Check.--------Demand Certificates of De:Dosit____ _ Time Certificates of De:Dosit--------TSaruvisntgFsuDned:Ds oosnitsD. -e-:D--o-s-i_t__-_-_-______-_-_-_-_-_--_ Cashier's Checks ____________________ _ Certified Checks-------- _________ ---_Bills Payable.-----------------------Notes and Bills Rediscounted... ---Letters of Credit and Acce:Dtances.Reserve for Interest and Taxes_____ _ BOothnedrs LBioarbrioliwtieesd.._-_-_-_-_-_-_---------------------------
TotaL.--------------------------------$

50,000.00 none none
7,252.81 58.00
2,000.00 92,432.26
none 76,413.03 16,379.79
none 452.97 none 36,000.00 none none none none 3, 755.74 284,744.60

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

HABERSHAM BANK

President, DR. J. K. BURNS

Clarkesville, Ga. Vice-Presidents, J. A. ROBERTSON, DR. J. B. JACKSON Cashier, F. M. REEVES

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._.________________$ United States Securities____________ _

202,499.51 5,043.91 none

State of Georgia Bonds-------------Stock in Federal Reserve Bank------

none none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned... _______ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-

none 4,232.00 3,574.00
800.00 none

:DOsited with A:D:Droved Reserve Agents. ____ --- __ --- __ -------________ Due from Other Banks______________ Advances on Cotton_________________

69,096.42 93,464.55
none

Advances on Other Commodities.... Checks for Clearing House__________

none 770.81

Other Checks and Cash Items______

none

'Letters of Credit and Acce:Dtances.. Overdrafts (if any)___________________

none none

TOothtaerLA_s__s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-$ . -3-833,,5-02012..-1300

LIABILITIES:
Ca:Dital Stock Paid in----------------$ ASumrpoluunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s_________ __ Undivided Profits ___________________ _ DDiuveidtoenBdsanUkns:_D__a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check _________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit _______ _ Savings Del)osits. -------------------CTraushstieFru'snCdhseocnksD. _e_:_D__o_s_i_t_-_-_-_--_-_-_-_-_-_-_--_ Certified Checks---------------------BNiolltsesPaanydabBleil.l-s--R--e-d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acce:Dtances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed--------------------Other Liabilities.--------------------
TotaL _________________________________ $

25,000.00 none
15,000.00 4,378.55
none none 125,794.94 none 212.264.08 none none 564.73 none none none none none none none 383,002.30

74

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE CLAXTON BANK

President, C. S. GRICE

Claxton, Ga. Vice-Presidents, E. BULLOCK, N. A. THAGGARD Cashier, ROY SMITH

RESOURCES:

Time Loans and Discounts..........$ Demand Loans....................... United States Securities............ . State of Georgia Bonds.............. Stock in Federal Reserve Bank.... .. Other Stocks and Bonds............ Banking House...................... . Furniture and Fixtures............ __ Other Real Estate Owned __________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
IlOSited with AilProved Reserve Agents ............................ .. Due from Other Banks.............. Advances on Cotton................. Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items...... LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_i_l_t_a_n_c__e_s_.._ Other Assets._. ___ ._. _____ . __ . _____ ._.

175,158.03 7,812.00 2,375.50 none none none 6,000.00 2,122.19 2,948.06 none
55,434.98 none none none 115.81 none none 141.95 none

T o t a L _________________________________ -$--2-5-2.-10-8-.5-2

LIABILITIES: Cailital Stock Paid in................$ Amount Reserved for Branches.... . Surplus ............................. .. Undivided Profits.................... Dividends Unpaid.................... Due to Banks............. ___________ _ Deposits Subject to Check. Demand Certificates of Deposit..... Time Certificates of Deilosit ________ _ Savings Deposits ________ --- _____ ._._Trust Funds on Deilosit. ___________ _ Cashier's Checks..................... Certified Checks.................... .. Bills Payable._----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes.... .. Bonds Borrowed...................... Other Liabilities.....................
TotaL ................................. $

50,000.00 none
3,890.83 1,944.04
none none 62,872.15 none 132,957.46 none none 205.96 238.08 none none none none none none
252,108.52

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

CITIZENS BANK OF CLAXTON

President, R. R. TIPPINS

Claxton, Ga. Vice-President, C. M. RUSHING, JR.
Cashier, M. LANGFORD

RESOURCES:
Time Loans and Discounts..........$ Demand Loans....................... United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank...... Other Stocks and Bonds............. Banking House....................... Furniture and Fixtures. ___________ __ Other Real Estate Owned........... Due from Federal Reserve Bank... . Cash in Vault and Amounts De-
IlOSited with Aililroved Reserve Agents.............................. . Due from Other Banks . ___________ _ Advances on Cotton .. ______________ _ Advances on Other Commodities.... Checks for Clearing House_. _______ _ Other Checks and Cash Items...... Letters of Credit and Acceiltances.. Overdrafts (if any) __________________ _ Other Assets_________________________ _
TotaL. _______________________________ .$

105,348.84 4,133.27 none none 1,050.00 none 8,270.95 4,573.34 4,050.00 6,524.65
27' 781.20 none none none
1,595.63 110.12 none 190.34 none
163,628.34

LIABILITIES: Cailital Stock Paid in...............$ Amount Reserved for Branches..... Surolus .............................. . Undivided Profits........ ___________ _ Dividends Unilaid.................. .. Due to Banks.... ------------------ Deposits Subject to Check.......... Demand Certificates of Deposit..... Time Certificates of Deilosit...... .. Savings Deposits..................... Trust Funds on Deposit____________ _ CCearsthifieierd's CChheecckkss-.--.-.-.._._.__._._._._._._._._._._._._. .. Bills Payable._------------------ .... . Notes and Bills Rediscounted...... . Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabilities.....................
TotaL _________________________________ $

30,000.00 none
6,000.00 804.82 none none
62,024.58 none
37,197.87 7,022.42 16,347.59 2,506.06 l, 725.00
none none none none none none
163,628.34

DEPARTMENT OF BANKING

75

STATEMENT

Showing Condition ai Close of Business December 31,1924

of the

BANK OF CLAYTON

President, J. C. DOVER

Clayton, Ga. Cashier, T. A. DUCKETT

Vice-President, W. S. LONG

RESOURCES:

Time Loans and Discounts__________ $ 269,384.95

DUenmi t eadn dSLt aot easn sS-e-c- -u-r-i-ti-e- -s-. -_-_-__-_-_-_-_-_-_-_- -_

4,500.00 1,900.00

SSttoactek oinf GFeeodregraial BReosnedrvs-e--B--a-n-k--_-_-_-__--_ Other Stocks and Bonds ___________ _ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _

none none
4,500.00
1.200.00 700.00
none none

Cash in Vault and Amounts De-

vosited with Avvroved Reserve

DuAegfernotms._O--t-h-e-r--B-a-n-k--s_--_-_-_-_-_-_-_--_-_-_-_-_-_-

93.642.79 14.500.00

Advances on Catton_________________

none

Advances on Other Commodities.... Checks for Clearing House__________

none none

Other Checks and Cash Items._____

none

Letters of Credit and Accevtances. _ Overdrafts (if any)___________________

none
210.83

Other Assets__________________________

3.800.70

TotaL ________________________________- $ -3-94,- 339- .27

LIABIT..ITIES:
Cavital Stock Paid in________________ $ Amount Reserved for Branches ____ _ SUunrdvivluids.e-d- -P-r-o--f-it-s--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unvaid-------------------Due to Banks-----------------------DDeevmoasnitds CSuerbtjieficctattoesCohfeDckep--o-s-i-t-_-_-_-_-_ Time Certificates of Devosit._ ______ _ TSarvuisntgFsuDnedpsoosnitsD--e-v-o--s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks------ _______________ _ Bills Payable. ______________ --- ______ _ Notes and Bills Rediscounted______ _ Letters of Credit and Accevtances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed.-------------------Other Liabilities.. -------------------
TotaL ________________________________ $

25,000.00
none
20,000.00 8,265.27
none none
157,537 .3(>
none
178,929.54
none none
4,607.10
none none none none none none none
394,339.27

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

CLERMONT BANKING CO.

President, J. M. HAYNES

Clermont, Ga. Vice-President, H. M. GAILEY
Cashier, W. V. GRANT

RESOURCES;
Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds-----------BFuarnnkiitnugreH. aonudseF_i_x__tu-r-e--s-_-_-_-_-_-_-_-__-_-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De-
vAogseintetds. _w___it_h____A__v_v_r_o__v_e_d___R__e_s_e__rv_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _ Advances on Other Conditions_____ _ Checks for Clearing House _________ _ Other Checks and Cash Items. ____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c__e_s_.-_ Other Assets-------------------------TotaL _________________________________ $

35,(>49.47 4,306.25
none none none none
1,461.84 1,956.75 2,500.00
none
34,564.63
none none none none
76.19
none
14.50
none
80.529.63

LIABIT..ITIES: Cavital Stock Paid in _______________ $ ASumrvoluunst. R--e-s-e_r_v__e_d__f_o_r__B__r_a_n_c--h-e-s--. _____--_ Undivided Profits-------------------Dividends Unvaid-------------------DDeupeotsoitBs aSnukbsje..c-t-t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Devosit.___ _ Time Certificates of Devosit--------Savings Deposits. ________ -----------Trust Funds on Devosit------------CCearsthifiieerd's CChheecckkss-------------------_-_-_-_-_-_-_-_-_------BNiolltsesPaanyadbBleil.l_s-R--e-d--i-s-c-o-u--n-t-e-d--:-_-_-__-_--_ Letters of Credit and Acceptances.. Reserve for Interest and TaxeS-----Bonds Borrowed. __ -----------------Other Liabilities.. -------------------
TotaL---------------------------------

15.000.00
none
1,000.00 2.318.72
none none
40,486.84 4,M6.29 17,078.11
none none none
99.67
none none none none none none
80,529.63.

_l _ _ _
'.

76

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

FARMERS & MERCHANTS BANK

President, H. A. JARRARD

Cleveland, Ga. Vice-President, C. H. EDWARDS
Cashier, W. L. NORTON

RESOURCES:

Time Loans and Discounts..........$ 80,126.33

Demand Loans-----------------------

3,864.55

United States Securities............. State of Georgia Bonds.. ___________ _

none none

SOttohcekr iSntoFcekdsearanldRBesoenrdves_B__a__n_k__._._._._. ._ Banking House.... __________________ _ Furniture and Fixtures.. ___________ _

none none 2,000.00 2,750.00

Other Real Estate Owned...........

2,900.00

Due from Federal Reserve Bank.... .

none

Cash in Vault and Amounts De-

Apogseintetsd...w__it_h____A__p_p_r_o__v_e_d___R__e_s_e__rv_e_ Due from Other Banks.. ___________ _ Advances on Cotton ________________ _

ll ,084.82 none none

Advances on Other Commodities___ _

none

Checks for Clearing House..........

5,639.41

Other Checks and Cash Items......

244.42

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._

none 211.05

Other

Assets.......

--------------------

-

-

none --

TotaL .................................$ 108,820.58

LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches..... Surplus_. ___ .. __ .. ____ -----------.---Undivided Profits .. __ ----- ..... -----Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check.......... Demand Certificates of Deposit____ _ Time Certificates of Deposit........ Savings Deposits ______ .......... ----Trust Funds on Deposit............. Cashier's Checks--------------------Certified Checks........ ---.--- .. ----. Bills Payable.. ----------------------Notes and Bills Rediscounted....._.. Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities.--------------------
TotaL.. _______________________________ $

15,000.00 none
3,000.00 872.03 none none
42,214.60 none
27,745.18 7.244.40
none 744.37 none 5,000.00 7,000.00 none none none none
108,820.58

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

WHITE COUNTY BANK

President, A. M. DEAN

Cleveland, Ga. Vice-President, J. W. H. UNDERWOOD, J. H. TELFORD Cashier, F. G. MAUNEY

RESOURCES;

TDiemmeaLndoaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ SUtnaitteedofSGtaetoersgSiaecBuornitdiess....._._._._._._._._._._. ._

162,973.41 1.070.76 1,000.00 none

Stock in Federal Reserve Bank..... . BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._._._._._._.__._._. ._ Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank.....

none none 2,026.05 2,693.26 l. 971.34 none

Cash in Vault and Amounts Deposited with Approved Reserve Agents.. ---- _________ .... __ ---------
Due from Other Banks.. ____________ Advances on Cotton.... _____________

36,828.64 10,768.25
none

Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items...... Letters of Credit and Acceptances.. Overdrafts (if any)___________________

none 5,362.97
107.66 none 139.09

Other Assets..........................

1,261.09

-----

TotaL ________________________________$ 226,202.52

LIABILITIES:
Capital Stock Paid in________________ $ ASumrpoluunst_R__e_s_e__r_v_e_d__f_o_r__B__ra. _n_c__h.e.s_._.__._.._ Undivided ProfitS-------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check.......... Demand Certificates of Deposit.... . Time Certificates of Deposit......... Savings Deposits.-------------------TCraushstieFru'snCdhseocnksD__e_p_o__s_i_t_._._._._._._._._._._._. ._ Certified Checks.... __________ .. --- ... BNiolltsesPaanyadbBleil.l.s-R--e--d-i-s-c-o--u-n-t-e--d-.-.-.-_-__--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed---------------------Other Liabilities.....................
TotaL. ________________________________$

15,000.00 none
5,000.00 5,329.59
4.00 none 77,266.55 none 123,383.69 none none 218.69 none none none none none none none
226,202.52.

DEPARTMENT OF BANKING

77

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

THE BANK OF COBBTOWN

President, J. H. GLISSON

Cobbtown, Ga. Vice-Presidents, G. W. MULLING, E. P. SIKES
Cashier, D. E. FLANDERS

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_._._._._._._._._.._$

37,211.95 1.201.38

United States Securities.............

none

State of Georgia Bonds..............

none

Stock in Federal Reserve Bank..... .

none

Other Stocks and Bonds............ .

none

Banking House.......................

2,000.00

Furniture and Fixtures.... ______ , __ _

3,165.00

Other Real Estate Owned. _________ _

1,450.00

Due from Federal Re~srve Bank. __ .

none

Cash in Vault and Amounts De-

AP ogseint et sd___w__i_t_h___A__p__p_r_o_v__e_d___R__e_s_e__rv_ e_

2,579.42

ADduveafnrcoems oOnthCeor tBtoann.k_s_-_-_-_-_-_-__-_-_-_-_-_-_--_

none none

Advances on Other Commodities___ _

none

Checks for Clearing House_________ _

none

Other Checks and Cash Items... __ _

157.57

LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s____ Other Assets.. _______________________ _
-

-

-

none none
-no-ne

TotaL.--.------------ _________________ $ 47,765.32

LIABILITIES:
CaPital Stock Paid in _______________ $ Amount Reserved for Branches.. --Suri:>lus------------------------------Undivided Profits-------------------DDiuveidteonBdsanUknsp..a_id. _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check.. _______ _ Demand Certificates of Deposit----Time Certificates of Dei>osit- ____ .. _ Savings Deposits. _________ ----- _____ _ TCrausshtieFru'snCdhseocnksD__e_i_>_o__s_i_t_.._-_-_-_-_-_-_-_-_-_--_ Certified Checks______ --- ... ---------BNiolltsesPaanyadbBleil.l.s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceptances__ BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s_._-_-_-_--_ Other Liabilities.. -------------------
TotaL.--------------------------------$

15,000.00 none
2,865.77 none none none
7,009.34 none
6,576.16 none none 292.13 none
16,021.92 none none none none none
47,765.32

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

COCHRAN BANKING CO.

President, J. P. PEACOCK

Cochran, Ga. Vice-President, W. 0. PEACOCK
Cashier, J. A. WALKER

RESOURCES:

Time Loans and Discounts----------$ 396,221.23

DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_

22.382.85 none

State of Georgia Bonds-------------Stock in Federal Reserve Bank------

none none

Other Stocks and Bonds-----------Banking House...-------------------FOuthrneirtRureealaEndstaFtiextOurwens-e-d-.-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank. ___ _

1,700.00 5,500.00 2,500.00
33,398.40 none

Cash in Vault and Amounts De-

I>Osited with AI>I>roved Reserve Agents.. ___ .......... ____ ------_____

138,574.78

ADduveafnrcoems oOnthCeorttBona_n__k_s_._-_-_-_--_-_-_-_-_-_-_-_-

413.75 15,639.89

Advances on Other Commodities____

none

Checks for Clearing House__________

none

Other Checks and Cash Items._____

388.84

Letters of Credit and Accei>tances.. Overdrafts (if any)___________________

none none

- - - - - Other Assets--------------------------

2,116.92

TotaL. _______________________________$ 618,836.66

LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches ____ _ SurplUS------------------------------Undivided Profits-------------------Dividends Uni>aid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit____ _ Time Certificates of Dei>osit________ _ Savings Dei>osits. -------------------Trust Funds on Dei>OSit------------CCaersthifieierd's CChheecckkss_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Bills Payable-.----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances__ Reserve for Interest and Taxes-----BOothnedrsLBioabrriloitwieesd_..-.-.--__--..--__--..-.-.--_.-.-.---.-_-
Total--- __ ... --- .. -.- .. -.-------------.$

75,000.00 none
75,000.00 21.217.48 7,500.00
none 253,002.99
none 155,638.89
none 23,849.79 2,125.39
544.46 none none none 4,957.66 none none
618,836.66

78

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

STATE BANK OF COCHRAN

President, T. W. FISHER

Cochran, Ga. Vice-Presidents, J. R. PORTER, I. A. WILLIS
Cashier, L. S. LEACH

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds____________ _

55,536.38 5,440.22 35,180.26
none none none

BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned----------Due from Federal Reserve Bank ___ _ Cash in Vault and Amounts De-
:oosited with A:o:oroved Reserve Agents--------------- ______ ------____ Due from Other Banks______________ Advances on Cotton_________________

3,816.67 2.572.55
none none
17,710.57 9,653.92
7.32

Advances on Other Commodities____ Checks for Clearing House._________ Other Checks and Cash Items______ Letters of Credit and Acce:otances.Overdrafts (if any)___________________

none
670,50
none none none

Other Assets--------------------------- - - -120-.00
TotaL-----_-------- __________________ $ 130,708.39

LIABILITIES: Capital Stock Paid in _______________ $ Amount Reserved for Branches ____ _ Surplus.--- __________________ --------Undivided Profits-------------------DDiuveidteonBdsanUkns:_o_a_i_d__-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check _________ _ Demand Certificates of Deposit_ ___ _ Time Certificates of Deposit-------TSarvuisntgFsuDnedpsoosnitsD.-e-p--o-s-i-t-_-_-_-_-_-_-__-_-______ __ CCearsthifieierd's CChheecckkss_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ BNiolltsesPaanyadbBleil_l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ BOothnedrs LBioarbrioliwtieeds.....------------_-_-_-__-_-_-_-_-_-_--_-_
TotaL. ______ -------------------- -- ___ $

25,000.00
none none
2, 760.41
none none
69,206.55
none
28,589.38 4,894.59
none
257.46
none none none none none none none
130,708.39

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF COLLEGE PARK

President, J. H. LONGINO

College Park, Ga. Vice-President, W. S. COX
Cashier, G. F. LONGINO, JR.

RESOURCES:

Time Loans and Discounts.. ________ $ 163.403:25

Deman
Un~ted

dSLtaot

ae

sn

sS-e-c--u-r-i-t

-ie--s-_-_-_-_-__-_-_-_-_-_-_-

-_

76.437.31 100.00

State of Georgia Bonds-------------Stock in Federal Reserve Bank.... __

none none

Other Stocks and Bonds------------

none

BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_

11.223.89 2,916.27

Other Real Estate Owned-----------

7,916.31

Due from Federal Reserve Bank... --

none

Cash in Vault and Amounts De-

:oosited with A:oproved Reserve

DAuegfernotms--O--t-h-e-r--B--a-n--k-s--__-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _

25,948.87
none none

Advances on Other Commodities.... Checks for Clearing House________ __

none none

Other Checks and Cash Items _____ _

228.06

- - - - - LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_:_o_t_a_n_c__e_s_.._
Other Assets.. ___ . __________________ ..

none none none

TotaL ___ .. __ . ___ ..... _____ .... _.......$ 288,173.96

LIABILITIES: Ca:oital Stock Paid in________________ $ Amount Reserved for Branches. __ __ SUunrdpilvuisd-e-d--P--r-o-f-i-t-s-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_ Dividends Un:oaid..________________ __ Due to Banks .. __ -------------------Deposits Subject to Check---------Demand Certificates of De:oosit__ ___ Time Certificates of De:oosit--------Savings Deposits--------------------Trust Funds on De:oosit.. ----------Cashier's Checks--------------------Certified Checks---------------------Bills Payable. ___ ------ ____ ----------Notes and Bills Rediscounted.... __ _ Letters of Credit and Acce:otances.Reserve for Interest and Taxes_____ _ Bonds Borrowed.-------------------Other Liabilities-.- ....... ---_---_._-
TotaL . . -------------------------------$

25,000.00
none
20,000.00 396.56
2,500.00
none
138,944.68
none
14,449.17 61,624.05 22,448.83 2,810.67
none none none none none none none
288,173.96

DEPARTMENT OF BANKING

79

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF COLLINS

President, W. H. YEOMANS

Collins, Ga. Cashier, (None)

Vice-President, J. J. KENNEDY

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_____-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned. _________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts Dei>OSitBaendkweristhTArupsptrCovoe. d__R__e_s_e__r_v_e_A__g_e__n_t_s._ ADduveafnrcoems oOnthCeortBtoann.k_s_._.___-_-_-_-_-_-_-_-_-_--_ CAhdevcaknscefsoronOlOeathrienrgCHoo=uosed_i_t_i_e__s_._._.._ Other Checks and Cash Items .. __ _ LOevteterdrsraofftsC(rief daintya)n_d___A__c_c_e_p__t_a_n_c_e__s_.._
Other Assets--------------------------
TotaL---------------------------------$

42,942.13 300.00 none none none none
3,000.00 l, 787.50 2.567.40
none
28,119.82 none none none 181.13 none none 101.26 416.68
79,415.92

LIABILITIES: Capital Stock Paid in. _______________ $ ASumrio>ulunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s_.____-_--_ Undivided Profits ___________________ _ Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e--c-k-.-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit.... Time Certificates of Deposit.. ___ .-Savings Deposit. ________ ---------- __ _ Trust Funds on Deposit------------CCearsthifieierd's CChheecckkss_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... Bonds Borrowed.. __ ----------------Other Liabilities... ------------------
TotaL _________________ . _____________ ._$

15,000.00 none
1,250.00 none none none
34,427.52 none
26,755.19 none
1,227.07 745.47 none none none none none none 10.67
79,415.92

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

MADISON COUNTY BANK

President, J. K. GHOLSTON

Colbert, Ga. Cash~er, J. L. WILLIAMS

Vice-President, H. H. HART

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _
Stock in Federal Reserve Bank..... .

88,805.60 970.90 none none none

Other Stocks and Bonds-----------BFuarnnkiitnugreHaonudseF.i_x-t-u-r-e--s-_-_-_-_-_-_-_-_-__-_-_-_--_ Other Real Estate Owned_________ _

none 2,205.00 1,250.00 20,956.36

Due from Federal Reserve Bank.... Cash in Vault and Amounts De-
posited with Approved Reserve

none

Agents. ---------------------------Due from Other Banks--------------

17,260.62 none

Advances orf Cotton.---------------Advances on Other Commodities.... Checks for Olearin!!: House__________

1.039.18 none none

Other Checks and Cash Items._____

none

Letters of Credit and Acceptances.. Overdrafts (if any)___________________

none 392.46

Other Assets--------------------------- - -6-,32-9.4-1

TotaL--------------------------------$ 139,209.53

LIABILITIES:
Capital Stock Paid ln---------------$ Amount Reserved for Branches __ _ Suri>lus.. ----------------------------Undivided Profits-------------------DDuiveidtoenBdas nUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits SubJect to Check---------Demand Certificates of Deposit... _ Time Certificates of Deposit. ___ ---Savings DepositS--------------------TCraushstieFru'snCdhseocnksD__e_p_o__s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks... -----------------Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances. BReosnedrvseBfoorrroInwteedre__s_t__a_n__d__T__a_x_e__s_._._._._. ._ Other Liabilities.. ------------------
TotaL.---..-----.-.---... -.--_.-----.$

15,000.00 none none none none none
43,698.54 25,500.00 12,561.60
none none 92.04 none 14,500.00 1,857.35 none none none 26,000.00 139.209.53

80

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

CITIZENS BANK

President, W. J. BUSH

Colquitt, Ga. Cashier, J. M. MILLER

Vice-President, J. S. BUSH

RESOURCES;

Time Loans and Discounts__________$ Demand Loans----------------------United States Securities------------SSttoatcekoifnGFeeodregriaal BRoesnedrvs-e--B--a-n-k--_-_-_-__--_ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._-_-_-_-_-_-_-__-_-_--_ Furniture and Fixtures_____________ _ DOutheefrroRmeaFl eEdsetraatleROewsenrveed-B--a-n--k-_-_-_-_-_ Cash in Vault and Amounts De-
I>Osited with AI>I>roved Reserve DuAegfernotms._O--th--e-r--B--a-n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d__it_i_e_s______ __ Other Checks and Cash Items _____ _ LOevteterdrsraoftfsC(rifedaintya)n__d__A__c_c_e_i_J_t_a_n_c__e_s_. __
Other Assets--------------------------

25,243.73 8,946.13
none none none none none 1,800.00 none none 92,645.27 291.70 none none 713.74 none none none none

T o t a l . :________________________________ -$--l-29-.-64-0-.5-7

LIABILITIES: CaiJital Stock Paid in________________ $ ASumrioJulunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e__s________ __ Undivided Profits.------------------DDiuveidteonBdsanUknsi_J_a_i_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DeiJosits Subject to Check _________ _ Demand Certificates of DeiJosit____ _ Time Certificates of DeiJosit_______ _ Savings DeiJosits. ----------------- __ _ TCraushstieFru'snCdhseocnksD__e_i_J_o__s_i_L__-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------BNiolltsesPaaynadbBleil.l.s--R-e--d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and AcceiJtances. _ Reserve for Interest and Taxes.. ___ _ Bonds Borrowed---------------------Other Liabilities---------------------
TotaL.----- _____ --_------------- ______$

25,000.00 none none
2,908.00 none none
92,665.77 none 245.00
8,294.54 none 527.26 none none none none none none none
129,640.57

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the COLQUITT EXCHANGE BANK

President, CHAS. C. BUSH

Colquitt, Ga. Cashier, G. C. JINKS

Vice-President, R. E. FUDGE

RESOURCES:

Time Loans and Discounts__________ $ 55,825.10

Demand Loans----------------------United States SecuritieS------------State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds------------Banking House----------------------FOuthrneirtuRreealaEndstFatiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
I>Osited with AI>I>roved Reserve

none none none none 2,400.00 3,249.25 2,715.00 270.25 none

Agents ----------------------------Due from Other Banks.------------Advances on Cotton._--------------Advances on Other Commodities.... Checks for Clearing House__________ Other Checks and Cash Items______

4,329.96 2,483.14
none none none 1,218.53

LOevteterdrsraofftsC(rifedanity)a_n__d__A__c_c_e_i_J_t_a_n_c_e_s_._.

nnoonnee

Other Assets--------------------------- - - -558-.10

Total----------------------------------$ 73,049.33

LIABILITIES: CaiJital Stock Paid in_______________ $ Amount Reserved for Branches. ___ _ SuriJlus-. --- __ -_- --------------------Undivided Profits-------------------DDiuveidteonBdsanUknsi_J_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DeiJosits Subject to Check---------Demand Certificates of DeiJosit----Time Certificates of DeiJosit--------Savings DeiJosits--------------------CTraushstieFru'snCdhseocnksD__e_i_J_o__s_it_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------Bills Payable._----------------------Notes and Bills Rediscounted-----Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities._-------------------
Total----------------------------------$

25,000.00 none 672.47 482.48 none none
15,444.77 none
15,500.00 353.70 none 105.80 1.00
11,398.29 3,649.57
none none none 441.25 73,049.33

~1
I

DEPARTMENT OF BANKING

81

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

COLUMBUS SAVINGS BANK & TRUST CO.

President, W. C. BRADLEY

Columbus, Ga. Vice-Presidents, H. B. CROWELL, J. J. PEASE,
GEO. C. BATES Treasurer, H. B. PATTERSON

RESOURCES:
Time Loans and Discounts..........$ Demand Loans----------------------United States Securities............. State of Georgia Bonds-------------Stock in Federal Reserve Bank..... . Other Stocks and Bonds............. BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned........... Due from Federal Reserve Bank.... . Cash in Vault and Amounts De-
I>osited with AI>I>roved Reserve DAuegefrnotms..O. -t-h-e-r--B--a-n--k-s-.-.-.-.-.-.-.-.-.--.-.-.-.-. Advances on Cotton ---------------Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items...... Letters of Credit and Accei>tances.. Overdrafts (if any>------------------Other Assets-------------------------Total...... -- ........ -- ... ------.$

880,320.54 661,680.05 100,000.00
none none
1,060,400.00 165,575.43 42,269.95 5,000.00
none
254,783.94 273.83
none none none
793.50
none none
33,678.19
3,204, 775.43

LIABILITIES:
Cai>ital Stock Paid in ...............$ Amount Reserved for Branches..... Suri>lus... ---------------------------Undivided Proflts.. -----------------Dividends Uni>aid..-----------------Due to Banks.......-----------------Dei>osits SubJect to Check.--------Demand Certificates of Dei>osit..... Time Certificates of Dei>osit....... TSar uvisntgFsuDnedi>s oosnitsD. .e.i->-o-s-i-t-. -_-_-__-_-_-_-_-_-_-_- -_ Cashier's Checks...-----------------CBielrltsifPiaeydaCbhlee.c.k.s..,................-.-.-.-.-.-.-.-.-.-.-.--. Notes and Bills Rediscounted....... Letters of Credit and Accei>tances. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities... ------------------

250,000.00 100,000.00 100,000.00 33,538.47
8.00
none
219,782.11
none
290,928.73
2.208,957.87
none none
1,560.25
none none none none none none

TotaL---------------------------------$ 3,204,775.43

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

COLUMBUS LOAN AND BANKING CO.

Columbus, Ga.

President, T. A. WILLIAMS

Vice-President, J. B. EVERIDGE

Cashier, J. STACY JONES

RESOURCES:
Time Loans and Discounts..........$ SDUtenamitteeadnodfSGLtaeotoearsngsSi-ae-c-B-uo-r-ni-tdi-e-s-s.-..-..-._-_._-._-._-._-._-._-._-._-.-._ BSOtatohncekkriniSngtoFHcekodsuesarean.ld_R__Be_so_e_n_rdv__es_._B._._a.__n___k___.__.__.__.__. .__ Furniture and Fixtures............. Other Real Estate Owned........... Due from Federal Reserve Bank.... . Cash in Vault and Amounts De-
I>Osited with AI>I>roved Reserve Agents-----------------------------ADduveafnrcoems oOnthCeortBtoann_k__s_._._-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items....... LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n_c__e_s_.._ Other Assets..------------------------
Total. . ------------------------.------.$

164,168.75 74,117.00
none none none
450.00
none
7,262.44
none none
17,900.70 2,050.00
none none
4,807.45 1.742.74
none none
306.91
272,805.99

LIABILITIES: Cai>ital Stock Paid in................$ AS umr ooluunst. .R.e.s.e. .rv. .e_d__f_o_r__B__r_a_n_c__h_e_s__._. .... .. Undivided Profits...... -------------DDiuveidtoenBdsanUknsi_>_a__id__-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_ Dei>osits Subject to Check.... -----Demand Certificates of Dei>oslt.... . Time Certificates of Dei>osit......... TSar uvisntgFsuDnedi>s oosnitsD. .e.i.>_o_s_i_t___-_-_-_-_-_-_-_-_-_-_- -_ CCaesrthiifeierd's CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Accei>tances.. Reserve for Intllrest and Taxes..... . Bonds Borrowed---------------------Other Liabilities --------------------
Total... ______ ............ _...........$

50,000.00
none
10,000.00 464.88
2,004.00
none
90,279.72 14,000.00 26,000.00 80,019.70
none
37.69
none none none none none none none
272,805.99

8:2

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

HOME SAVINGS BANK

Columbus, Ga.

President, RHODES BROWNE

Vice-President, Wm. B. LANGDON

Treasurer, M. L. PATTERSON, JR.

RESOURCES:
Time Loans and Discounts..........$ DUenmi t eadndSLt aotaens sSe-c- -u-r-i-ti-e-s- -.-.-.-.-.-.-.-.-.-.-. -. -. State of Georgia Bonds............. . Stock in Federal Reserve Bank..... . Other Stocks and Bonds............ Banking House....................... Furniture and Fixtures.............. Other Real Estate Owned ---------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
I>osited with At>t>roved Reserve DAuegefrnotmS--O--t-h-e--r-B--a--n-k--s-.-.-.-.-.-.-.-.-.-.-.-.-.--. Advances on Cotton----------------Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_t_>_t_a_n_c__e_s_.._ Other Assets...... -------------------TotaL.-------------------------------$

955,379.17 65,150.32 45,597.00
none none
443,895.75
none none none none
45,393.77
none none none none none none none
11,774.87
1. 567,190.88

LIABILITIES:
Cat>ital Stock Paid in ------------$
Amount Reserved for Branches ..... SUunrdt>ivluids e--d--P-r-o--f-it-s-.-.-.-.-.-.-.-.---.-.-.-.-.-.-.-.-.-.-. Dividends Unt>aid................... Due to Banks......................... Det>osits Subiect to Check.......... Demand Certificates of Det>osit.... . Time Certificates of Det>osit--...... . Savings Det>osits.................. Trust Det>osits . ___ -----------------Cashier's Checks.................... Certified Checks.. ----------------BNiolltsesPaanyadbBleil.ls R--e-d--is--c-o-u--n-t-e-d--..-.-.-..-. Letters of Credit and Accet>tances.. Reserve for Interest and Taxes.... Bonds Borrowed .. --------------- Other Liabillties... ---------------

100,000.00
none
65,000.00 13,013.85
4,000.00
none none none
106,500.20
1,262,967.05 5,263.90
none none none none none none none
10,445.88

TotaL............... ______________ $ 1, 567, 1g0.88

STATEMENT

Showing Condition at Close of Business December 31,1924

of the MERCHANTS & MECHANICS BANK

President, J. B. KEY

Columbus, Ga. Vice-Presidents, S. B. HATCHER, J. T. ELLIS
Cashier, J. A. HARLEY

RESOURCES:

Time Loans and Discounts..........$ 1,175,876.29

Demand Loans ---------------------United States Securities.............

417,103.20
none

State of Georgia Bonds..............

none

Stock in Federal Reserve Bank..... .

none

Other Stocks and Bonds.............

39,741.81

Banking House.---------------------Furniture and Fixtures.............

61,017.19 28,350.00

Other Real Estate Owned ----------

2.411.38

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts De-

I>Osited with At>t>roved Reserve

Agents------------------------------ 304,658.09

Due from Other Banks.. -----------Advances on Cotton.................

8,799.24 174,567.69

Advances on Other Commodities....

none

Checks for Clearing House......... .

67,708.64

Other Checks and Cash Items......

987.41

Letters of Credit and Accet>tances.. 185,645.80

Overdrafts (if anYl-------------------

480.85

Other Assets--------------------------- - - -no-ne

TotaL................................$ 2.467.347.59

LIABILITIES: Cat>ital Stock Paid in................$ ASumrto>ulunst..R_e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e__s___.__. Undivided Profits...... ------------ .. Dividends Unt>aid................... . Due to Banks..---------------------Det>osits SubJect to Check......... Demand Certificates of Det>osit.... . Time Certificates of Det>osit........ . TSar uvisntgFsuDnedt>s oosnitsD-e-p- o- -s-i-t--.-.-.-.-.-. -. .-.-.-.-. Cashier's Checks..................... Certified Checks--------------------Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Accet>tances.. Reserve for Interest and Taxes..... . Bonds Borrowed...................... Other Liabilities...... ------ ........ .

200,000.00
none
200,000.00 52,240.59 10,010.00 6,119.12 908,007.56 3, 783.55 175,399.92 718,576.65 4,600.62 2,963.78 1,813,332.08
none none
185,645.80
none none none

Total..........................$ 2,467,347.59

DEPARTMENT OF BANKING

83

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

MUSCOGEE BANK

Columbus, Ga.

President, RHODES BROWNE

Vice-Presidents, H. K. PARK, W. CECIL NEILL

Cashier, JOHN W. WILLIS

RESOURCES:
Time Loans and Discounts.......... $ DUenmiteadndSLtaoteasnsSe-c--u-r-i-ti-e--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank..... . Other Stocks and Bonds -------BF ua nr nkiitnugr eHaonuds eF. .ix-t-u-r-e- -s-. -_-_-__-_-_-_-_-_-_-_-_- -_ Other Real Estate Owned ---------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
I>Osited with AI>I>roved Reserve Agents_.---------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_____-_-_-_-_-__-_-_-_-_--_ Advances on Other Commodities_.__ COhthecekr sCfhoercCksleaanridngCHasohuIstee.m. -s-_-_-_-_-_--_ LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n__c_e_s_. __ Other Assets--------------------------
Total..---------------- ------------ ..$

341.966.55 24,196.43
none none none
905.00
none
6.778.18
none none
44.700.96 15.00
none none
3,335. 79 2,857.31
none none none
424,755.22

LIABILITIES: Cai>ital Stock Paid in----------------$ Amount Reserved for Branches --SUunrdi>ivluisded_.P-r-o--f-it-s--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DDiuveidteonBdsanUknsi.>_a_i_d__._.._.___-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dei>osits Subject to Check ------TDiemmeaCnedrCtifeirctaiftiecsaotefsDoefi>Doesii>t.o. s_i_t_._._._. __ TSarvuisntgFsuDnedi>s oosnitsD-e-i->-o-s-i-t-_-_-_-_-__-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks---------------------Bills Payable... ---------------------Notes and Bills Rediscounted...---. Letters of Credit and Accei>tances.. Reserve for Interest and Taxes..... . Other Liabilities.. -------------------
TotaL...... -------------------------$

50,000.00
none
25,000.00 13,956.76 2,000.00
none
138,691.13
none
51,100.00 140,617.61
none
328.75 3,060.97
none none none none none none
424,755.22

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

PHOENIX BANK

Columbus, Ga. President, R. P. SPENCER, JR.
Cashier, CHAS. W. CAMPBELL

Vice-President (None)

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _

263,203.79 91.260.28
none

SSttoactek

of in

GFeedoergraial

BReosnedrvs-e-B--a--n-k--.-_-__-_--_

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._._._._._._.________ __

Furniture and Fixtures_____________ _

Other Real Estate Owned__________ _

Due from Federal Reserve Bank____ _

none none
1,200.00
none
3,687.46 6,100.00
none

Cash in Vault and Amounts De-

I>osited with AI>I>roved Reserve

DAuegfernotms. O-t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _

50,987.18 56.33
none

CAhdevcaknscefsoro nClOeat hrienrgCHoomums eo_d_i_t_i_e_s_._._. __ Other Checks and Cash Items______ _

none
1 ,738. 76 10,933.05

LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_i_>_t_a_n_c_e__s_.._

none none

Other Assets--------------------------- - - -no-ne

TotaL---------------------------------$ 429,166.85

LIABILITIES: Cai>ital Stock Paid in---------------$ ASumrooulunst. R__e_s_e_r_v__e_d__f_o_r_ -B-r-a--n-c-h--e-s-.-.------DUinvdiidveinddesd UPnroi>fiatisd._._._._.___._._._._-_.____._._._._._. __ Due to Banks------------------------Dei>osits Subject to Check-- ------Demand Certificates of Dei>osit----Time Certificates of Dei>osit_. _..... TSaruvisntgFsuDnedi>s oosnitsD. -e-i->-o-s-i-t-_-_-_-_-_-_-_-__-_-_-_- __ Cashier's Checks--------------------BCielrltsifPieadyaCbhlee.c-k-s------------------_-_-_-_-_-_-.-.-_--..--_-_ Notes and Bills Rediscounted------Letters of Credit and Accei>tances..
fi~SJ~~~ri~~~~~-~~-~~x~~====::
Other Liabilities.--------------------
Total.... __ .--... -- .... -.- .. -----------$

39,200.00
none
10,800.00 2,800.21 3,136.00
706.00 ll7,368.01
2,528.34 54,359.52 196,298.30
none
1,817.40 153.07
none none none none none none
429,166.85

84

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE COMER BANK

President, J. K. GHOLSTON

Comer. Ga.
Vice-President, GEO. W. WHITEHEAD Cashier, W. E. HENSLEE

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _
SOttohcekr iSntoFcekdsearanldRBesoenrdvse._Ban_k__-_-_-_-_--_
BFuanrnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_
Other Real Estate Owned ---------Due from Federal Reserve Bank __ Cash in Vault and Amounts De-
posited with Approved Reserve

168,022.53 5,150.00 none none none 6,400.00 1.840.00 2,504.18 25.524.82 none

Agents._---------------------------Due from Other Banks.. ----------Advances on Cotton -------------Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items______ Letters of Credit and Acceptances__ Overdrafts (if any)___________________

79.528.65 none 951.25 none 100.58 21.10 none 297.74

TOothtaerLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -2-977,,04-8265..-6872

LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches --Surplus.-----------------------------Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check._-------Certificates of Deposit--------------TSarvuisntgFsuDnedpsoosnitsD-e-p-o--s-i-t-. _-_-_-_-_-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks_____________________ _ BNiolltsesPaanyadbBleil.l_s-R--e-d--i-s-c-o--u-n-t-e-d--_-_-__-_-_--_ Letters of Credit and Acceptances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed. __ -----------------Other Liabilities. _____ ---------------
TotaL---------------------------------$

25,000.00 none
15,000.00 none 12.00
4,500.00 141,941.10 15,500.00 62,999.56 22,418.61
none 55.40 none 10,000.00 none none none none none 297,426.67

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE PEOPLES BANK

President, W. A. ROWE

Comer, Ga.
Cashier, C. V. RIDGWAY

Vice-President, D. P. MOON

RESOURCES:

Time Loans and Discounts__________ $ 55,717.73

DUenmiteadndSLtaotaens sSe-c--u-r-i-ti-e--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _

9,352.45 none none

Stock in Federal Reserve Bank------

none

Other Stocks and Bonds-------------

1.575.00

BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s--__-_-_-_-_-_-_-_-_-_-_-_--_

4,000.00 2.470.00

DOutheefrroRmeaFl eEdsetraatle ROewsenrveed-B--a-n--k-_-_-_-_-_

2.518.31 none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents._----------------------------

20,462.98

DuefromOtherBanks---------------

none

Advances on Cotton --------------

16,053.01

CAhdevcaknscefsoronClOeathrienrgCHomoumsoed_i_t_ie__s_________ Other Checks and Cash Items______

' n on_e 136 80 100.65

Letters of Credit and Acceptances..

none

Overdrafts (if anYl-------------------

283.~0

- - - - - Other Assets--------------------------
TotaL ___ -- ___ -_---- __________________ .$

1.016.86 113,686.89

LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches.---Surplus.--- ___ -. __ ------_- ___ -- __ ----UndividedProfits -------------------Dividends Unpaid-------------------DDuepeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits. _____ --------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaaynadbBleil.l.s. R--e-d--i-s-c-o--u-n-t-e-d--.-_-_-__-_--_ Letters of Credit and Acceptances__ Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities --------------------
TotaL __________________________ ------$

25,000.00 none
8,500.00 none none none
50,593.33 none
29,306.12 none none 287.44 none none none none none none none
113,686.89

DEPARTMENT OF BANKING

85

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

COMMERCE BANK & TRUST COMPANY

Commerce, Ga.

President, W. BAXTER SMITH

Vice-Presidents, W. B. RICE, R. C. NIX

Cashier, JOHN MAPLES

RESOURCES:

Time Loans and Discounts----------$ DUenmiteadndSLtaoteasnsSe-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _ Banking House _____________________ _ Furniture and Fixtures_____________ _

114,043.46 15.00 none none
1,950.00 3, 700.00 18,000.00 7,600.00

Other Real Estate Owned ---------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-

12,145.13 4,113.66

vosited with Avvroved Reserve

DAuegfernotms. O--t-h-e-r--B-a-n--k-s_--_-_-_-_-_-_-_--_-_-_-_-_-_Advances on Cotton_________________

3,07536..5199 1,312.52

Advances on Other Commodities____ Checks for Oleartng House__________

none 896.06

Other Checks and Cash Items._ . ___

632.05

Letters of Credit and Accevtances.. Overdrafts (if any)___________________

none none

TOothtearLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -1-619,,5-03797..-4060

LIABILITIES: cavital Stock Paid in________________$ Amount Reserved for Branches.... Survlus --- -------------------------- Undivided Profits ------------------Dividends Unvaid-------------------Due to Banks------------------------Devosits SubJect to Check---------Demand certtlicates of Devosit..... Time Certificates of Devosit--------TSarvuisntgFsuDnedvsoosnitsD--e-v-o--s-i-t-_-__-_-_-_-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaanyadbBleil.l.s-R--e-d--i-s-c-o-u--n-t-e-d--_-_-_-__-_--_ Letters of Credit and Accevtances.Unearned Interest------------------Bonds Borrowed--------------------Other Liabilities._-------------------
TotaL______ ----- . ---._---- . ------ ..$

50,000.00 none
12,072.50 8,869.83
none none 48,505.51 none 23,916.26 none none 261.38 none 23,172.40 2,279.18 none none none none 169,077.06

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

NORTHEASTERN BANKING CO.

President, L. G. HARDMAN

Commerce, Ga. Vice-President, W. Y. HARBER
Cashier, C. J. HOOD

RESOURCES:

LIABILITIES:

T=im=e"'L'-=o=-=a:::n=-=scca::-:n::-:d""D~is-=-c"'o"'un=t"'s----_--_-__-_-_...,_$::-.--:::23"'2,..,,o"'7"'4-;2. "'6--,C"'a-v"'i,.ta-l,...t>"' t,..o:-:c"'l!:,-P"'a-i:-n-l.,..n-__-_-__-_-__-_-__-_-_-__-_-;;;$---;1~00;;-,-;;ooo;::;;-.n-og

Demand Loans----------------------UStnaitteedofSGtaetoersgSiaecBurointidess___________________________

none Amount Reserved for Branches..... 151,2n1o4.n0e6 USunrdvivluids-e-d--P-r-o--f-it-s--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

44 60,onoo~nj04

Stock in Federal Reserve Bank______ Other Stocks and Bonds_____________ Banking House_______________________ Furniture and Fixtures______________

4,800.00 1,350.00 5,000.00 3,054.98

Dividends Unvaid-------------------Due to Banks------------------------Devosits Subject to Check___________ Demand Certificates of Devosit.....

5,000.00 none
233,320.18 8,043.51

Other Real Estate Owned.---------Due from Federal Reserve Bank____

36,742.46 Time Certificates of Devosit--------25,143.37 Savings Devoslts_____________________

213,833.96 none

Cash in Vault and Amounts Devosited with Avvroved Reserve

Trust Funds on Devosit------------Cashier's Check______________________

14,799.72 393.92

Agents._---------------------------Due from Other BankS-------------Advances on Cotton_________________

119,835.04 Certified Checks---------------------none Bills Payable_________________________
60,733.37 Notes and Bills Rediscounted-------

7.80 none none

Advances on Other Commodities.... Check for Clearing House___________ Other Checks and Cash Items______ Letters of Credit and Accevtances.. Overdrafts (if any)___________________

none 1,529. 79
none none none

Letters of Credit and Accevtances.. Reserve for Interest and Taxes______ Bonds Borrowed--------------------Other Liabilities---------------------

none none none 5,739.70

Other Assets-------------------------- - - - -110-.00
Total--------------------- _____________$ 641,587.33 TotaL---------------------------------$

641,587.33

86

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

CONCORD BANKING CO.

President, C. T. SMITH

Concord, Ga. Vice-President, G. E. STRICKLAND
Cashier, S.A. KING

RESOURCES:
Time Loans and Discounts... _______ $ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen.d. __B__o_n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank----Cash in Vault and Amounts De-
I>Osited with AI>I>roved Reserve Agents-----------------------------ADduveafnrcoems oOnthCeortBtoann_k_s__._._._._._._._._._._._..__. Advances on Other Commodities.... Checks for Clearing House... ______ _ Other Checks and Cash Items...... LOevtetredrsraoftfsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n_c__e_s_.._ Other Assets. ___ . _____ ......... _..... _
'I'<:l!.al-o_:.=--==---------------$

57,703.93 15,736.15 19,700.00
none none
650.00
none
2,500.00
none none
88,903.57
none none none none none none
373.61
none
185,572.26

LIABILITIES: Cai>ital Stock Paid in................$ Amount Reserved for Branches ... USunrdi>ivluids.ed-P--r-o--f-it-s--.-.--.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. Dividends Uni>aid.................... Due to Banks......................... Dei>oSits SubJect to Check......... . Demand Certificates of Dei>Osit..... Time Certificates of Iffli>osit......... Savings Dei>osits.................... . Trust Funds on Dei>osit........... .. CCearsthifieierd's CChheecckkss......_._._._.__._._._._._._._._._._._. .__. Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Accei>tances.. Reserve for Interest and Taxes...... Bonds Borrowed... -----------------Other Liabilities.....................
TotaL. ________________________________ $

25,000.00
none
25,000.00 2,822.50
none none
99,119.74
none
33,608.97
none none
21.05
none none none none none none none
185,572.26

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the BANK OF CONYERS

Conyers, Ga. President, W. THARPE BALDWIN
Cashier, M. W. HULL

Vice-President, R. L. HUFF

RESOURCES:
TDiemmeaLnodaLnosaannsd..D__i_s_c__o_u__n_t_s_._._._._._._._..__.$ United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank.... .. BOathnekrinSgtoHckosusaen._d..B__o_n__d_s_._._._._._._._._._._._. ._ Furniture and Fixtures...... ______ __ Other Real Estate Owned _________ __ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
IA>gOesnitetsd.. w__i_t_h____A_I_>_I_>_r_o_v_e_d__ -R--e-s-e-r-v.e. Due from Other Banks ------------Advances on Cotton.................. Advances on Other Commodities.... Checks for Clearing House........ .. Other Checks and Cash Items....... LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n_c__e_s_.._
Other Assets-------------------------TotaL _________________________________ $

96,045.51 6,362.00
none none none
49,227.14 4, 700.84 20,263.61
none
32,941.94
none none none
2,363.16 116.37
none none none
212.020.57

LIABILITIES: Oai>ital Stock Paid in................ $ Amount Reserved for Branches..... SUunrdoilvuids-e-d--P-r-o--f-i-ts--_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Dividends Uni>aid..-----------------Due to Banks-----------------------Dei>osits SubJect to Check........ .. Demand Certificates of Dei>OSit... . Time Certificates of Dei>osit........ . Savings Dei>osits.................... . Trust Funds on Dei>osiL........... Cashier's Checks..................... Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Accei>tances.. Reserve for Interest and Taxes.... -Bonds Borrowed..................... Other Liabilities.................... .
TotaL .. ------------------------------$

30,000.00
none
20,000.00 679.50
none none
114,355.58
none
45,699.69
none none
1.285.80
none none none none none none none
212.020.57

DEPARTMENT OF BANKING

87

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF ROCKDALE

President, C. B. HUDSON

Conyers, Ga. Vice-Presidents, R. D. HEWLETT, J. W. HOLLINGSWORTH
Cashier, G. C. SIMS

RESOURCES:

LIABILITIES:

Time Loans and Discounts.........$ Demand Loans....................... United States Securities............. State of Georgia Bonds............. Stock in Federal Reserve Bank..... . Other Stocks and Bonds... _-------BFuarnnkiitnugreHaonudseF.-ix--t-u-r-e-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned _________ _
Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with APProved Reserve DAuegefrnotms..O. -t-h-e-r--B-a-n--k-s-_-_-_-_-_-_-_-_--_-_-_-_-_-_Advances on Cotton_________________ Advances on Other Commodities.... Checks for Clearing House__________ Other Checks and Cash Items....... Letters of Credit and Acceptances.. Overdraft (if any)____________________ Other Assets._________________________

130,450.92 8,072.82 5,000.00 none none 18.280.00 3,500.00 21,495.00 none
77,3n1o6.n6e8 14,789.58
none 953.00 none none 617.61 none

Capital Stock Paid ln..------"-------S Amount Reserved for Branches..... USunrdpivluids.e_d__P_r_o__f_it-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
DDiuveidtoenBdsanUknsp. _a_i_d_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check. ------Demand Certificates of Deposit..... Time Certificates of Deposit--------Savings DePosits--------------------Trust Funds on Deposit------------CCearsthifiieerd's CChheecckkss_-_-_-_-__-_-_-_-_-_-_-_-_-_--.-----------Bills Payable._----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... Bonds Borrowed---------------------Other Liabilities... ------------------

TotaL _________________________________-$--2-8-0,-47-5-.6-l I TotaL---------------------------------$

50,000.00 none
40,000.00 2,861.67 4,000.00
none 135,806.03
none 47,521.39
none none 286.52 none none none none none none none 280,475.61

STATEMENT

Showing Condition at Close of Business December 31, 1924 of the
FARMERS & MERCHANTS BANK

Coolidge, Ga. President, BOYKIN HARRISON
Cashier, 0. S. MONCRIEF

Vice-President, E. GIBSON

RESOURCES:
Time Loans and Discounts.---------$ DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-i-e-s-.-_-_-_-_-_-_-__-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank...... Other Stocks and Bonds. __ --------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s--_-_-_-__-_-_-_-_-_-_-_-_--_ Other Real Estate Owned _________ _ Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents.. --------- __ ----------------ADduveafnrcoems oOnthCeortBtoann_k_s_._.__._._._-_-_-_-_-_-_-_--_ Advances on Other Commodities.... Checks for Clearing House.--------Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._
Other Assets..... __ ------------------TotaL _________________________________ $

181,349.62 none none none none none
2,500.00 4,323.32 11.269.42
none
26,560.53 1,180.39
none none none none none none 5,503.92 232,687.20

LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches ____ _ USunrdpivluids.e_d__P_r_o__fi.-ts--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsje..ct-t-o--C--h--e-c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit..... Time Certificates of Deposit--------Savings Deposits.......-------------TCraus hs ti eFru' snCdhs eocnk sD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_- -_ Certified Checks_____________________ _ Bills Payable.. ----------------------Notes and Bills Rediscounted...... . Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... Bonds Borrowed---------------------Other Liabilities.. _-----------------
TotaL ________________________________$

25,000.00 none
12,500.00 6,164.31
none none 52,129.71 none 120,923.19 none none 969.99 none 15,000.00 none none none none none 232,687.20

------------ -~~-----

88

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

AMERICAN BANK & TRUST CO.

President, J. W. CANNON

Cordele, Ga. Vice-President, F. G. BOATRIGHT
Cashier, E. A. VINSON

RESOUROES: Time Loans and Discounts__________$ Demand Loans ---------------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ DOutheefrroRmeaFl eEdsetraatleROewsenrveed B--a-n--k-.-_-_-_-_ Cash in Vault and Amounts De-
vAogseitnetds. _w___it_h____A__v_v_r_o__v_e_d___R__e_s_e__rv_e_
ADduveafnrcoems oOnthCeor tBtoann.k_s_._-_-_-_-_-_-_-__-_-_-_-_--_ AChdvecankcsefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s________ Other Checks and Cash Items.. __ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_v__t_a_n_c_e__s_._ Other Assets--------------------------
Total----------------------------------$

352,260.79 24,738.31
none none none 2,071.04 28,000.00 4,000.00 18,022.96 none
87.861.16 1,812.91 4,052.75 4,353.70 13,595.80
none none 3,745.16 5,825.97 550,340.55

LIABILITIES: cAamvoituanltSRtoescekrvPeadidfoirn-B--r-a-n-c--h-e-s--_-_-_-_-_$ Survlus. _----------------------------Undivided Profots. -----------------Dividends Unvaid-------------------Due to Banks-----------------------Devosits SubJect to Check.. ------Demand Certificates of Devosit----Time Certificates of Devosit--------Savings Devosits--------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable.. _---------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed.. -----------------Other Liabilities---------------------
Total.---------------------------------$

150,000.00 none
17,000.00 1,139. 78
none 5,629.46 215.379.56
none 128,463.41 28.589.56
none 4,132.84
5.94 none none none none none none 550,340.55

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

EXCHANGE BANK

President, J. J. WILLIAMS

Cordele, Ga. Cashier, E. F. TISON

Vice-President, S. A. ROYAL

RESOURCES:

Time Loans and Discounts__________ $ Demand Loans---------------------United States SecuritieS------------State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__S_-_-_-_-_-__-_-_-_-_-_--_
FOuthrneirtuRreealaEndstFatiextOurwens-e-d-.--__-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
vosited with Al>I>roved Reserve Agents. __ --------------------------Due from Other Banks ------------Advances on Cotton -------------Advances on Other Commodities.... Checks for Clearing House__________ Other Checks and Cash Items------LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_:_D__t_a_n_c_e_s_.;.

410,700.72 30,855.31
none none 6,000.00 1,350.00 none 2,000.00 35,094.76 17,338.56
48,036.22 4,428.18 124,251.40 19,442.79 15,138.34 1,300.06
9n6o7.n9e8

Other Assets--------------------------- - -1,6-38.-75
Total.. ----- __ ---- ___ ---- __ --- _________$ 718,543.07

LIABILlTIES: CAamvoituanltSRtoescekrvPeadidfoirn-B--r-a-n-c--h-e-s--_-_-_-_-_$ Survlus.. _---------------------------Undivided Profits ------------------DDuiveidt oenBdsa nUknsv. _a_i_d_-_-_-__-_-_-_-_-_-_-_-_-_-_- -, -_-__-_- -_ De:Dosits SubJect to Check---------Demand Certificates of Devosit----Time Certificates of De:Dosit-------Savings De:Dosits--------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks - -.---------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acce:Dtances. _ Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities----------------------
TotaL---------------------------------$

100,000.00 none
100,000.00 2,859. 75 none none
225,143.53 none
155,929.68 18,078.34 57,264.16 1,807.03
225.00 none 57,235.08 none none none none 718,543.07

DEPARTMENT OF BANKING

89

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

CITIZENS BANK

President, J. M. HUNT

Cordele, Ga.

Vice-President, R. E. HARRIS

Cashier, (None)

RESOURCES:

Time Loans and Discounts__________$ 104,193.98

DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-i-e-s-_-_-_-_-_-_-_-_-__-_-_--_

none 100.00

State of Georgia Bonds--------------

none

Stock in Federal Reserve Bank.. __ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._.____________________ Furniture and Fixtures.. ___________ _ Other Real Estate Owned __________ _

none 250.00 none 2,461.47 none

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts De-

IAJOgSenitetsd. __w__i_th____A_I_>_I_>_r_o_v_e_d___R__e_s_e_r_v_e_

2,200.20

Due from Other Banks._------------

none

Advances on Cotton._---------------

none

Advances on Other Commodities __ _

none

Checks for Clearing House________ __

1,817.91

Other Checks and Cash Items ___ __

none

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_J_t_a_n_c__e_s.__. Other Assets.. ______________________ __
TotaL. _______________________________ .$-

none 822.61
- -8,5-23.-61
120,369.78

LIABILITIES: CaiJital Stock Paid in----------------$ Amount Reserved for Branches --SuriJ1us ______ ---- ___ ----- ----------DUinvdiidveinddesd UPrnoiJfaitisd_____________-_-_-_-_-__-_-_-_-_-_-_--_ Due to Banks.. ---------------------DeiJosits Subject to Check. ------Demand Certificates of Deuosit..... Time Certificates of DeiJosit------ __ TSarvuisntgFsuDnediJsoosintsD-e-i-J-o-s-i-t-_-_-_-_-_-__-_-_-_-_--__Cashier's Checks.... ----------------Certified Checks..... ___ -- __ ---------Bills Payable.-----------------------Notes and Bills Rediscounted....... Letters of Credit and AcceiJtances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed... -----------------Other Liabilities. -------------------
TotaL--------------------------------$

25,000.00 none
15,000.00 none none none
5,619.35 none
53,327.32 none none 702.46 none
19,285.59 1,300.06
none none none 135.00 120,369.78

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

CORNELIA BANK

President, J. E. BARR

Cornelia, Ga.

Vice-President, EDWARD FLOR

Cashier, CLIFF C. KIMSEY

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$

421.092.86 18,482.50

United States Securities.. ________ --_

3,119.46

State of Georgia Bonds--------------

none

Stock in Federal Reserve Bank...... Other Stocks and Bonds. _________ _

none 8,234.54

Banking House.... _____ --- __ ------- __ Furniture and Fixtures____________ __

4,000.00
2.5~0.00

Other Real Estate Owned ________ __

12,500.00

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts De-

IJOSited with AI>IJroved Reserve

Agents._.--------------------------- 114,898.98

Due from OtherBanks----------------

92,543.35

Advances on Cotton_________________

1,418.26

Advances on Other Commodities....

3,272.13

Checks for Clearing House__________

1.322.57

Other Checks and Cash Items......

550.65

Letters of Credit and AcceiJtances..

none

Overdrafts (if any)___________________

1.166.26

Other Assets_____________________________8_._83_6_.4_o

Total__________________________________$ 694,017.96

LIABILITIES: CaiJita1 Stock Paid in----------------$ Amount Reserved for Branches __ _ SuriJlUS - ---------------------------DUinvdiidveinddesd UPnroiJfaitisd_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--__Due to Banks._.--------------------DeiJosits Subject to Check.. ------Dema~d Certific~tes of De!JOSit..... Time Certificates of DeiJosit--------TSarvuisntgFsuDnediJsDoSnitsD-e-i-J-o-s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks ___________________ __ Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and AcceiJtances.. BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s_._._._..__. Other Liabilities... ------------------
Total... ------------------------------.$

25,000.00 15,000.00 20,000.00 14,551.13 none 5,682.30 253,435.21 none
356,039.08 none none
2,357.77 10.00 none none none
1,942.47 none none
694,017.96

90

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

BANK OF COVINGTON

President, R. R. FOWLER

Covington, Ga. Vice-President, J. L. STEPHENSON
Cashier, J. E. PHILIPS

RESOURCES:
Time Loans and DiscoWlts..........$ DUenmiteadndSLtaotaens sSe-c--u-r-i-t-i-e-s-_-_-_-_-_-_-_-__-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank... __ Other Stocks and Bonds... --------BFuarnnkiitnugreHaonudseFix.t.u. r-e-s--_-_-__-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned. _________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
Dosited with ADDroved Reserve Agents..... ----------------------- __ DAduveafnrcoems oOnthCeortBtoann.k.s._._-_-_-_-__-_-_-_-_-_-_--_ Advances on Other Commodities.... Checks for Clearing House _________ _ Other Checks and Cash Items . __ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_D__t_a_n_c__e_s_.._
Other Assets--------------------------
TotaL.................................$

199,629.85 22,143.82 5,200.00
none none 178,031.00 none 4,919.04 3,009.11 none
116,486.46 none
13,735.48 none
1,184.32 none none none 285.00
544,624.08

LIABILITIES: CaDital Stock Paid in..... __________ $ Amount Reserved for Branches..... USunrdoi1vuids.e-d--P-r-o--f-i-ts--_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Dividends UnDaid-------------------Due to Banks. ---------------------DeDosits Subject to Check......... . Demand Certificates of DeDosit..... Time Certificates of DeDosit......... Savings DeDosits........... ________ __ Trust FWlds on DeDosit............. Cashier's Checks..................... Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and AcceDtances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabilities.....................
TotaL ......................... $

100,000.00 none
25.000.00 882.10
6,000.00 none
303,416.92 none
48,148.00 54,574.80
none 6,602.26
none none none none none none none 544,624.08

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF NEWTON COUNTY

President, W. G. TURNER

Covington, Ga. Vice-President, D. J. ADAMS
Cashier, J. W. HARWELL

RESOURCES:

Time Loans and Discounts..........$ 395,117.31

Demand Loans.......................

15,049.79

United States Securities.............

none

State of Georgia Bonds..............

none

Stock in Federal Reserve Bank......

none

Other Stocks and Bonds.............

1,350.00

Banking House.......................

none

Furniture and Fixtures..............

4,173.53

Other Real Estate Owned...........

19,302.14

Due from Federal Reserve Bank.... .

none

Cash in Vault and Amounts De-

I>Osited with At>Droved Reserve

Agents..............................

82,770.44

Due from Other Banks..............

none

Advances on Cotton.................

5,654.26

Advances on Other Commodities....

none

Checks for Clearing House..........

614.09

Other Checks and Cash Items......

2,978.96

Letters of Credit and AcceDtances..

none

Overdrafts (if any)...................

none

Other Assets.........................._ _ _5_,_16_9_.3_1

TotaL .................................$ 532,179.83

LIABILITIES: Cat>ital Stock Paid in................$ Amount Reserved for Branches ..... SurD1us . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Undivided Profits.................... Dividends UnDaid.................... Due to Banks......................... DeDosits Subject to Check.......... Demand Certificates of Det>osit.... . Time Certificates of DeDosit........ Savings DeDosits..................... Trust Funds on Det>osit........... .. Cashier's Checks..................... Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and AcceDtances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabilities.....................
Total............. -.. -.-.-.- ... --.--.--$

80,000.00 none
20,000.00 5,778.78
112.00 none 316,137.76 none 53,351.02 51,508.53 none 291.74 none 5,000.00 none none none none none
532~3

DEPARTMENT OF BANKING

91

STATEMENT

Showing Condition at Close of Business December31, 1924

of the

FARMERS BANKING CO

Covington, Ga. President, E. E. LUNSFORD, SR.
Cashier, P. J. ROGERS

Vice-President, A. L. LOYD

RESOURCES:

Time Loans and Discounts__________ $
DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds___________ _ Banking House______________________ _ Furniture and Fixtures _____________ _

13,453.24 10,701.32
none none none 450.00 none 5,010.00

Other Real Estate Owned----------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents- _____ --- _____ ---------------Due from Other Banks______________

3.420.45 none
7, 086.87 none

Advances on Cotton_________________

none

Advances on Other Commodities____ Checks for Clearing House__________

2.75 92.99

Other Checks and Cash Items._____

none

Letters of Credit and Acceptances__ Overdrafts (if any)___________________

none none

TOothtearLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ - -422,,68-8929.-.3924

LIABILITIES:
CAampoituanltSRtoecsekrvPeadidfoinr -B--r-a-n-c--h-e--s-_-_-_-_-_$Jiii USunrdpilvuisd-e_d_ -P-r-o--f-i-t-s ______-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ Time Certificates of Deposit--------Savings Deposits- _______ ------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks----------------- ____ BNiolltsesPaanyadbBleil_l-s-R--e-d--i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceptances-BReosnedrvseBfoorrroInwteedre__s_t__a_n__d__T__a_x_e_s___________ __ Other Liabilities ________ -------------
TotaL_____________ --------------------$

30,000.00 none
111:none none
r li none none
10,624.88 none
2,248.00 27.06 none none none none none none none none none
42,899.94

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the THE COMMERCIAL BANK

Crawford, Ga.

President, M. BLANCHARD

Vice-President, J. R. TIBBETTS

Cashier, W. L. PRICKETT

RESOURCES:
Time Loans and Discounts__________$ DUenmiteadndSLtaotaens sS_e-c-u--r-i-ti-e-s--_-_-__-_-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds____________ _ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank- __ _ Cash in Vault and Amounts De-
pAogseintetsd___w__i_t_h___A__p_p__r_o_v__e_d___R__e_s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _ AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_-_-_--_ Other Checks and Cash Items _____ _ Letters of Credit and Acceptances __ Overdrafts (if any) __________________ _ Other Assets--------------------------

19,594.89 none none none none none
2,000.00 l, 856-42
none none 15,922.81 12,630.67 none none none none none none none

LIABILITIES:
Ca:oital Stock Paid in---------------$ Amount Reserved for Branches --Surplus ----------------------------Undivided Profits ------------------DDiuveidteonBdsanUknsp_a__i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check---------Demand Certificates of Deposit____ Time Certificates of Deposit _______ _ TSaruvisntgFsuDnedpsoosintsD__e_p__o_s_i_t____-__-_-_-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks---------------------BNiolltsesPaaynadbBleil_l-s-R--e-d--i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceptances-Reserve for Interest and Taxes_____ _ Bpnds Borrowed._._----------------Other Liabilities. __ ------------------

15,000.00 none none 283.96 none none
30,492.94 none
5,935. 74 none none 292.15 none none none none none none none

TotaL-----------------------------=:--=-$====5=2,=_D_=04=-=79===T==ot=a=l=--=--=-=-=-=--=-=--=-=--=-=--=-=--=-=--=--=-=--=-=--=-==$==5=2=,0=0=4.=79

92

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF TALIAFERRO

President, JNO. F. HOLDEN

Crawfordsville, Ga. Cashier, S. W. WYNN

Vice-President, A. W. BIRD

RESOURCES:
Time Loans and Discounts.........$ DUenmiteadndSLtaotaens sS.e--c-u-r-i-t-i-e-s-_-_-_-_-_-_-_-_-__-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._._.__-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned.---------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
vosited with Avvroved Reserve Agents.. _--------------------------Due from Other Banks.. -----------Advances on Cotton.. --------------CAhdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items.. ___ _ LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e__v_t_a_n_c__e_s_. __ Other Assets_________________________ _
TotaL _________________________________ $

100,640.21 3,000.00 none none none none 5,892.87 1.992.40 9,609. 7l none
34,372. 7l none none none none none none none none
155,507.90

LIABILITIES:
Cavital Stock Paid in________________$ Amount Reserved for Branches.. --Survlus.. _----- ______ ------------ ____ _ Undivided Profits.------------------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsJe..c.t.t.o--C--h-e--c-k-.-.-.--_-__-_-_-_--_ Demand Certificates of Devosit.. ... Time Certificates of Devosit._______ _ Savings Devosits. -------------------TCraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks..... __ - ____________ _ BNiolltsesPaanyadbBleil.l.s. R--e--d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Accevtances. _ Reserve for Interest and Taxes_____ _ Bonds Borrowed. ___ ----------------Other Liabilities. __ ------------------
TotaL---------------------------------$

40,000.00 none
8,000.00 1.193.98
22.50 none 43,980.92 none 61.624.89 none none 685.61 none none none none none none none 155,507.90

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF CRAWFORDVILLE

Crawfordville, Ga.

President, JOHN F. HOLDEN

Vice-President, JAS. A. KENDRICK

Cashier, GEO. H. MITCHELL

RESOURCES:

Time Loans and Discounts__________$ 163,882.92

DUenmiteadndSLtaoteans sSe-c--u-r-i-t-ie--s-.-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _
Stock in Federal Reserve Bank..... . Other Stocks and Bonds. __ --------BFuanrnkiitnugreHaonudseFi-x-t-u--r-e-s-_-_-_-_-_-_-_-_-__-_-_-_--_ Other Real Estate Owned __________ _

10,965.20 none none none none none
2,007.77 2,783.27

Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
vosited with Avvroved Reserve

none

Agents. __ --------------------------Due from Other Banks-------------Advances on Cotton.---------------Advances on Other Commodities.... Checks for Clearing House__________

25,670.63 none none none
5,876.76

Other Checks and Cash Items...... Letters of Credit and Accevtances.. Overdrafts (if any)___________________

none none none

Other Assets--------------------------- -38-,183-.10
Total----- ______________ ------- ___ ---_.$ 249,369.65

LIABILITIES:
Cavital Stock Paid in. __ ------------$
Amount Reserved for Branches..... Survlus -----------------------------Undivided Profits ------------------Dividends Unvaid-------------------Due to Banks------------------------Devosits SubJect to Check._-------Demand Certificates of Devosit..... Time Certificates of Devosit._______ _ TSarvuisntgFsuDnedvsoosnitsD. _e_v-o--s-i-t-_-_-_-_-__-_-_-_-_-_-_--_ CC earsthi fi ei erd' s CChheecckkss_-_-_-_-_-_-_-__- _-_-_-_-_-_-_-_-_-_-_-_- -_ Bills Payable. ---------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed. __ -----------------Other Liabilities._-------------------
Total.. ---- ________ --------- _________ .$

25,000.00 none
15,000.00 2,808.37
none 24,000.00 58,284.82
none 101.077. 7l
none none 198.75 none 23,000.00 none none none none none 249,369.65

DEPARTMENT OF BANKING

93

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the THE CITIZENS BANKING CO.

President, R. H. HOLMES

Culloden, Ga. Vice-President, B. H. CLEMENTS
Cashier, F. P. SULLIVAN

RESOURCES:

Time Loans and Discounts----------$ 122,003.99

DUnemiteadndSLtaoteasnsSe-c-u--r-i-ti-e-s--__-_-_-_-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _

37,914.88 none none none

BOathnekrinSgtoHckouasned.. _B_o__n_d__s__-_-_-_-_-_-__-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _

450.00 2,500.00 1,293.10
800.00

Due from Federal Reserve Bank____ _

none

Cash in Vault and Amounts De-

DOsited with ADDroved Reserve

DAuegfernotms--O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_

10,440.60 none

Advances on Cotton. --------------

464.90

Advances on Other Commodities....

none

Checks for Clearing House----------

3,521.57

Other Checks and Cash Items ---

50.00

LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_i_J_t_a_n_c_e__s_.._

none 100.05

- - - - - Other AssetS--------------------------

none

TotaL---------------------------------$ 179,539.09

LIA.BILITIES.
ACamiJoiutanltSRtoescekrvPeadidtoirn-B-r-a--n-c-h--e-s-_-_-_-_-_$ USunrdDivlUidSed.--P-r-o--f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends UniJaid. __________________ _ Due to Banks________________________ _ DeiJosits Subject to Check _________ _ Demand Certificates of DeiJosit____ _ Time Certificates of DeiJosit--------Savings DeDosits--------------------Trust Funds on DeiJosit------------Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaany adbBl eil.l_s_ R- -e-d- -i-s-c-o- -u-n-t-e-d- -.-_-_-__-_- -_ Letters of Credit and AcceiJtances. _ Reserve for Interest and Taxes _____ _ Bonds Borrowed... ----------------Other Liabilities --------------------
T o t a L _________________________________ $

25,000.00 none
25,000.00 419.40 none none
47,953.08 none
52,451.06 none none 665.55 none
28,050.00 none none none none none
179,539.09

STATEMENT

Showing Condition at Close of Business December 31,1924

of the BANK OF CUMMING

President, B. P. ROPER

Cumming, Ga. Cashier, K. A. KEMP

Vice-President, T. J. PIRKLE

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----BOat hnekri nSgtoHckosusaen.d. __B_o__n_d__s_._._.___-_-_-_-_-_-_- -_ Furniture and Fixtures_____________ _
DOutheefrroRmeaFl eEdsetraatleROewsenrveed B--a-n--k-_-_-__--_ Cash in Vault and Amounts De-
DOSited with ADIJroved Reserve

124,646.43 none none none none none
8,000.00 3,868.20 7,595.72
none

Agents._---------------------------Due from Other Banks _-----------Advances on Cotton... -------------Advances on Other Commodities.... Checks for Clearing House__________ Other Checks and Cash Items_______

32,288.35 651.86 none none
2,013.06 none

LOevteterdrsraofftsC(rief danity)a_n__d__A__c_c_e_i_J_t_a_n_c_e_s_._.

5n9o7.n4e2

- - - - - Other Assets--------------------------

43,250.14

TotaL--------------------------------$ 222.911.18

LIA.BILITIES: ACamiJoiutanltSRtoescekrvPeadidfoirn-B-r-a--n-c--h-e-s--_-_-_-_-_$ SUunrdiJivluids.e_d__P__r_o-f-it-s--_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends UniJaid. __________________ _ Due to Banks------------------------DeiJosits Subject to Check.. ------TSDaiemvmienagCnsedDrCtiefeiiJrcotaisftiietcssa.ot.ef_s_D_o_ef_i_JD_o_es_ii_Jt__o___s__i_t_.__.__.__..__ Trust Funds on DeiJosit____________ _ Cashier's Checks____________________ _ Certified Checks---------------------BNiolltsesPaanydabBleil.l_s-R--e-d--i-s-c-o--u-n-t-e-d--.-_-_-__-_--_ Letters of Credit and AcceiJtances.. Reserve for Interest and Taxes. ____ _ Bonds Borrowed---------------------Other Liabilities._-------------------
TotaL. _______ . _____ . _____ . ____ ._. __ .$

25,000.00 none
25,000.00 102.72 none none
131,806.21 none
38,604.78 none none
1,197.47 none none
1.200.00 none none none none
222,911.18

94

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31, 1924
of the BANK OF CUSSETA

President, C. C. MINTER

Cusseta, Ga. Vice-President, 0. C. STEPHENS
Cashier, W. A. GAYLER

RESOURCES:

Time Loans and Discounts__________$ 113,487.13

Demand Loans ----------------------

5,419.32

United States Securities-------------

3,100.00

SSttoactek oinf GFeeodregraial BReosnedrvSe--B--a--n-k--_-_-__-_--_

none none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_

1,500.00 2,300.00

Furniture and Fixtures--------------

2,730.00

DOutheefrroRmeaFl eEdsetraatleROewsenrveed B--a-n--k-_-_-__--_

none none

Cash in Vault and Amounts De-

I>Osited with AI>I>roved Reserve

Agents. __ ---------------------------

30,724.51

ADduveafnrcoems oOnthCeorttBona_n__k_s_-_-_-_-_-_--_-_-_-_-_-_-_-

10,4n6o7.n6e7

Advances on Other Commodities....

none

Checks for Clearing House__________

none

Other Checks and Cash Items______

none

Letters of Credit and Accei>tances..

none

Overdrafts (if anY>-------------------

none

TOothtaelr--A__s_s_e-t-s--------------_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--.$-

- -3,-722-.00
173,450.63

LIABILITIES: ACami>oiutanltSRtoescekrvPeadidfoirnB--r-a--n-c-h--e-s-_-_-_-_-_-_$ Surolus _______ ---------------------Undivided Profits ------------------Dividends Uni>aid-------------------Due to Banks------------------------DDeeim>oasnitds CSuerbtjieficctattoesCohfeDckei>-o-s-i-t-_-_-__--_ TSaimviengCserDtiefii>coastietss_o__f_D__e_i_>__o_s_i_t_-_--_-_-_-_-_--_ TCraus hs ti eFru' snCdhs eocnksD__e_i_>_o__s_i_t-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------Bills Payable. ______ --'--------------Notes and Bills Rediscounted------LReestteerrvse offorCIrnetdeirteasnt danAdccTeai>xteasn_c_e__s_.._ Bonds Borrowed... ----------------Other Liabilities --------------------
TotaL---------------------------------$

15,000.00
none
7,500.00 2,427.76
none none
43.129.25
none
18,455.80 86,827.82
none
110.00
none none none none none none none
173,450.63

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF CUTHBERT

President, E. C. TEEL

Cuthbert, Ga. Vice-Presidents, N. M. WEAVER, H. L. HILL
Cashier, H. L. HILL

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$
United States Securities------------SSttoatcekoifnGFeeodregriaal BReosnedrvs-e--B--a-n--k-_-_-_-__--_ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-__-_-_-_--_
FOuthrneirtRureealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
I>Osited with AI>I>roved Reserve Agents. ____ ------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-_-__-_-_-_-_-_-_-_--_ Advances on Other Commodities____ Checks for Clearing House_________ _ Other Checks and Cash Items_____ _ Letters of Credit and Accei>tances.. Overdrafts (if anY>------------------Other Assets-------------------------Total-- _______________________________ .$

280,394.26 15,000.00 3,766.00
none none
1,100.00 4, 769.00 5, 745.00 5,500.00
none
26,380.49 3,148.95 6,283.51
none
1,065. 77 2,987.64
none
1,288. 76 3,585.81
361,015.19

LIABILITIES:
Cai>ital Stock Paid in---------------$ Amount Reserved for Branches --Suri>lus ----------------------------Undivided Profits ------------------Dividends Uni>aid-------------------Due to Banks. ___ -------------------Dei>osits Subject to Check---------TDiemmeaCnderCtifeirctaiftiecsatoefsDoefi>Doesii>t o__s_i_t_. .___ _ Savings Dei>osits. _------------------TCraushstieFru'snCdhseocnksD__e_i_>_o__s_i_t_-_--_-_-_-_-_-_-_-_-_--_ Certified Checks--------------------BNiolltsesPaanydabBleil.l-s--R--e-d-i-s-c-o--u-n--te--d-_-_-_-_-_-_-_ LReestteervrse offorCIrnetdeirteasnt danAdccTeai>xteasn_c_e__s_.._ Bonds Borrowed. __ -----------------Other Liabilities._-------------------
Total.. --------- _______ ---_--- _______ ..$

50,000.00
none
12,000.00 4,207.91
none
1,474.62 181.481.28
none
10,699.05 6,383.51
none
1,671.52
none
62,500.00 30,597.30
none none none none
361.015.19

DEPARTMENT OF BANKING

95

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

GEORGIA BANK & TRUST CO.

President, F. H. DAVIS

Cuthbert, Ga. Vice-President, W. J. WADE, W. D. HAMMACK
Cashier, P. M. REID

RESOURCES:
Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsSe-c--u-r-i-ti-e-s--__-_-_-_-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal International BOat hnekri nSgtoHckosusaen. d. __B__o_n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures. ____________ _ Other Real Estate Owned _________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
pAogseintetsd. . w__i_t_h____A__p_p_r_o_v._e_d___R__e_s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton... _____________ _ Advances on Other Commodities..._ Checks for Clearing House.......... Other Checks and Cash Items....... LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s_.._
Other Assets--------------------------
TotaL.................................$

234,857.75 650.00
3,400.00
none none
23,000.00 2,800.00 3,200.00 12,872.98
none
19,342.49
none
17,453.69 4, 772.37 6,027.04 1,131.24
none
.25
none
329,507.81

LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches __ _ Surplus.... -- ... __ ..... _____ .------ __ _ Undivided Profits ------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJ.e.c.t--t-o--C--h-e--c-k-.-.-.-.-.-.-.--.-.-. TDiemmeaCnderCtiefirctiaftiecsatoefsDoef pDoespito..s.i_t_._._-_.._ TSaruvisntgFsuDnedpsoosnitsD--e-p-o--s-i-t_-_-_-_-_-_-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks--------------------.Bills Payable....---------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... . Bonds Borrowed--------------------Other Liabilities.. -------------------
TotaL _________________________________$

50,000.00
none
11,000.00 51.97
3,000.00
none
124,486.62
none
25,758.15 41.017.39
none
193.68
none
61,000.00 13,000.00
none none none none
329,50'7.81

STATEMENT

Showing Condition at Close ofBusine~s December 31,1924

of the

President, C. R. WARE

DACULA BANKING CO. Dacula, Ga. Vice-President, B. V. WILSON
Cashier, J. G. HOOD

RESOURCES:

Time Loans and Discounts..........$ 58,646.13

DSUtenamitteeadnodfSGLtaeotoaernsgsSi-ae--cB-u-or-ni-td-i-es-s_-._-._-._-._-._-_.-_.-_.-_.-_._-._-.-._

none none none

Stock in Federal Reserve Bank......

900.00

BOathnekrinSgtoHckosusaen.d__B__o__n_d__s_-_-_-_-_-_-_-__-_-_-_--_

none
1,500.00

Furniture and Fixtures-------------Other Real Estate Owned----------Due from Federal Reserve Bank.....

2,138.56
none
3,668.10

Cash in Vault and Amounts De-

vosited with ADvroved Reserve

Agents-----------------------------DAduveafnrcoems oOnthCeortBtoann.k.s. _.__-_-_-_-_-_-_-_-_-_-_--_

11,251.87
none none

Advances on Other Commodities....

none

Checks for Clearing House..........

none

Other Checks and Cash Items.......

101.00

Letters of Credit and Accevtances..

none

Overdrafts (if aiiYl-------------------

94.66

Other Assets--------------------------- - - -no-ne

TotaL---------------------------------$ 78,300.32

LIABILITIES: Cavital Stock Paid in---------------$ Amount Reserved for Branches..... Survlus..... -------------------------Undivided Profits..-----------------Dividends Unvaid..... --------------Due to Banks... -------------------Devosits Subject to Check. -------Demand Certificates of Devosit.... Time Certificates of Deposit.... ---TSaruvisntgFsuDnedvsoosintsD-e-v--o-s-i-t-.-.-.-.-.-.-.-.-.-.-.-.-. Cashier's Checks--------------------Certified Checks--------------------Bills Payable------------------------Notes and Bills Rediscounted..... . Letters of Credit and Accev.tances.. Reserve for Interest and Taxes..... . Bonds Borrowed .. -----------------Other Liabilities.--------------------
TotaL....... _____ .------ ___ ... _. _____ .$

25,000:..00
none
5,000.00 6,371.28
204.00
none
34,953.29
none
3,656.55
none none
61.68
none none
3,053.52
none none none none
78,300.32

96

FiFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF DAHLONEGA

Dahlonega, Ga.

President, J. M. BROOKSHER

Vice-President, W. B. TOWNSEND

Cashier, T. F. CHRISTIAN

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$

54,285.97 5,992.34

United States Securities------------SSttoactek oinf GFeedoergraial RBeosnedrvse--B--a-n--k-_-_-_-__--_

10,000.00
none none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s__-_-___-_-_-_-_-_-_--_

none
2,282.99

Furniture and Fmures-------------DOutheefrroRmeaFl eEdsetraatleROewsenrvede B--a-n--k-_-_-_-_-_

1,524.12
none none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents .. --------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_

27,034 89
none none

CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._.._ OtJ1er Checks and Cash Items. ____ _

none none none

Letters of Credit and Acceptances..

none

Overdrafts (if anYl-------------------
Other Assets---------------------------

-

-

38.50
-no-ne

Total---------------------------------.$ 101,158.81

LIABILITIES:

ACampoituanltSRtoecsekrvPeadidfoirn-B-r--a-n-c--h-e-s--_-_-_-_-_$

SUunrdpilvuids e-d--P-r-o--f-i-ts--_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_

Dividends Unpaid-------------------Due to Banks. _-------------------DDeepmoasnitds CSeurbtjieficctattoesCohfeDckep--o-s-i-t-_-_-__--_ TSiamvienCgserDtiefpicoastietss _o__f_D__e_p__o_s_i_t_-_-_-_-_-_-_-_--_

Trust Funds on Deposit------------CCaersthifieierd'sCChheecckkss--_-_-_-_-_-_-_-_-_--. -__-_-_-_-_-_-_--_

BNiolltsesPaaYndabBleil.l_s_ R--e--d-i-s-c-o__u_n-t-e-d--_-_-_-_-__--_

Letters Reserve

ofof rCIrnetdeirteasnt danAdccTeapxteasn_c_e__s_.._

Bonds Borrowed.--------------------

Other Liabilities._-------------------

TotaL---------------------------------$

15,000.00
none
2,231.04 1.149.76
none none
40,203.25
none
40,274.54
none
1,371.19 923.53 5.50
none none none none none none
101,158.81

STATEMENT Showing Condition at Close of Business December 31,1924

of the

BANK OF LUMPKIN COUl'iiTY

President, R. C. MEADERS

Dahlonega, Ga. Vice-Presidents, G. H. MOORE, W. H. JONES
CashieJ,", J. S. SPEER

RESOURCES:

TDiemmeaLndoaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _

72,021.83 4, 795.00
none

SSttoactek oinf GFeedoergraial BReosnedrvs-e--B--a-n-k--_-_-__-_--_

none none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-__-_--_

14,525.00
none

FOutrhneirtuRreealaEndstFatiextOurwens-e-d--__-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _

2,464.00
none none

Cash in Vault a,nd Amounts Deposited with Approved Reserve

Agents._----------------------------

25,460.82

DAudveaJnrocems oOnthCeorttoBna__n_k_s_-_-_-_-_-_-_-_--_-_-_-_-_-

1n5o0.n0e0

Advances on Other Commodities.... Checks for Clearing House__________

none none

Other Checks and Cash Items______

none

Letters of Credit and Acceptances..

none

Overdrafts (if anYl-------------------

none

Other AssetS---------------------- - - -150-.51

Total-------------- ____ ----------- _____$ ll9,567 .16

LIABILITIES: Capital Stock Paid in _______________ $ Amount Reserved for Branches.. --Surplus------------------------------Undivided Profits-------------------DDiuveidteonBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Deposits Subject to Check.. -------Demand Certificates of Deposit____ _ Time Certificates of Deposit--------Savings Deposits.-------------------Trust Funds on Deposit------------Cashier:s Checks--------------------Certified Checks____ ----------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... Bonds Borrowed._------------------Other Liabilities._-------------------
Total.. ------------------------ ... --- ..$

15,000.00
none
3,000.00
none none none
51,923.90
none
45,460.40 4,169.45
none
13.41
none none none none none none none
ll9,567 .16

DEPARTMENT OF BANKING

97

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

COMMERCIAL BANK

President, W. F. MEEK

Dallas, Ga. Vice-President, F. P. HUDSON
Cashier, D. E. PINKSTON

RESOURCES:

Time Loans and Discounts__________ $ 169,725.69

DUenmiteadndSLtaoteasnsSe-c-u--r-i-ti-e-s--_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _

4,284.47
none none none

Other Stocks and Bonds

40,242.61

BFuarnnkiitnugreHaonudseFixt-u-r-e--s-_-_-_-_-_-_-__-_-_-_-_-_--_

1,929.75 3,070.46

DOutheefrroRmeaFl eEdsetraatleROewsenrveed B--a-n--k-_-_-_-_-_

5,810.18
none

Cash in Vault and Amounts Devosited with Avvroved Reserve

DAuegfernotms.-O--t-h-e--r-B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_

20,141.16 1,671.29

ACAhddevvcaaknnscceefssoroonCn lCOeaotrhtitenorgnCHo-o-m-u-ms-e-o-_d-_-i_t-_i_-e_-s_-__-__-_-__ Other Checks and Cash Items______ _

11,409.15
2. 953.47 762.40
none

LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_v__t_a_n_c__e_s_. __ .

none
49.32

Other Assets--------------------------- - - -23-.75

TotaL---------------------------------$ 262,073.70

LIABILITIES: Cavital Stock Paid in________________ $ Amount Reserved for Branches ____ _ Survlus. ________________ -------------Undivided Profits ------------------Dividends unvaid.... --------------Due to Banks ... ------------------Devosits Subject to Check... ------Demand Certificates of Devosit ____ _ Time Certificates of Devosit________ _ TCSaravusihsntigeFsru'DsnCedvhsoeoscinktssD._-_e-_v-_-_o_-s_-i_-t_-__-__-__-__-__-__-___-__-__-__-__--__ Certified Checks________ ---- ___ ------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed--------------------Other Liabilities. __ ------------------
TotaL .. -----------------------------.$

25,000.00
none
7,500.00 4,019.97 1.004.00 29,000.00 96,193.96
none
41.019. 7l 38,693.49
none
1,292.86
none
14,000.00 3, 723.27
none
426.44
none
200.00
262,073.70

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE BANK OF DALTON

Dalton, Ga.

President, W. C. MARTIN

Vice-President, E. P. DAVIS

Cashier, JAMES J. COPELAND

RESOURCES:

Time Loans and Discounts----------$ 247,091.44

DUenmiteadndSLtaotaesnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-_-__-_-_-_--_ State of Georgia Bonds_____________ _

5,692.52 558.97
none

SOttohcekr iSntoFcekdsearanldRBesoenrvdes_B__a_n__k_-__-_-_-_--_

none
46,670.44

BF uarnnkiitnugr eHaonuds eF. i_x__tu-r-e- -s-_-_-_-_-_-_-_-_-_-__-_-_- -_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _

16.000.00 4,000.00 23,525.21
none

Cash in Vault and Amounts De-

vosited with AI>vroved Reserve

Agents. ________ ---------------------

27,635.13

Due from Other Banks._------------

none

Advances on Cotton.. --------------Advances on Other Commodities____ Checks for Clearing House__________

none none
10,007.50

Other Checks and Cash Items______

4,133.47

LOevtetredrsraofftsC(rifedanity)a__n_d__A__c_c_e_v__ta__n_c_e_s_._.

none
126.18

TOothtearLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -3-816,,3-88289.-.4373

LIABILITIES:
ACSuamrvovitulaunlst_SR_t_oe_sc_e_kr_v_P_ea_d_id_f_o_ir_n_B._-_r_a_-n_-c_-_-h_-e-_s-_-__-__-__-__-__$
Undivided Profits ___________________ _ Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsje--c-t-t-o--C--h--e-c-k--_-__-_-_-_-_-_-_--_ Demand Certificates of Devosit____ _ Time Certificates of Devosit--------TSarvuisntgFsuDnedvsoosnitsD. -e-v-o--s-i-t-_-_-_-_-__-_-_-_-_-_-_--_ Cashier's Checks _________ -----------BCielrltsifPiaeydaCbhleec__k_s_____________-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted------Letters of Credit and Accevtances__ Reserve for Interest and Taxes. ____ _ Bonds Borrowed. __ -----------------Other Liabilities._-------------------
T o t a L _________________________________ $

50,000.00
none
10,000.00 3,266.78 2,000.00
none
107,985.07
none
10,729.54 174.545.57
none
1.282.37
none
20,000.00 7.020.00
none none none none
386,829.33

98

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

HARDWICK BANK AND TRUST CO.

Dalton, Ga. President, W. M. HARDWICK Vice-Presidents, GEO. L. HARDWICK, E. D. WALTER
Cashier, T. D. RIDLEY

RESOURCES:
Time Loans and Discounts__________$ Demand Loans______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_______________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
vosited with Avvroved Reserve DuAegfernotms -O--t-h-e--r-B--a-n--k-s--_-_-__-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House _________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__v_t_a_n_c__e_s_. __ Other Assets--------------------------
TotaL----------------------- __ --- ____$

486,324.87 95,793.73
none none none 374,207.93 7,090. 70 3,307.90 15,750.00 none
148,329.58 1,277.81 none none 2,922.21 none none 1,352.29 none
1,136,357.02

LIABILITIES:
Cavital Stock Paid in________________$ Amount Reserved for Branches --Surolus _--------------- ___ ----------Undivided Profits.------------------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsje--c-t-t-o---C-h--e-c-k--_-_-_-__-_-_-_-_--_ Demand Certificates of Devosit____ _ Time Certificates of Devosit__ ______ _ Savings Devosits. ______ ---- _________ _ Trust Funds on Devosit____________ _ Cashier's Checks--------------------Certified Checks--------------------BNioltles sPaanyda bBl ei l.l-s_R- -e- -d-i-s-o-u- -n-t-e-d- -_-_-_-__-_-_- -_ Letters of Credit and Accevtances__ Reserve for Interest and Taxes_____ _ BOothnedrs LBioarbrioliwtieeds.. _-_-__-_--------_-_-_-__-_----------_-_

100,000.00 none
90,000.00 5,469.44
480.00 none 513,808.60 none 108,596.60 250,784.76 none 217.62 none 55,000.00 12,000.00 none none none none

TotaL ___________________ ----------- __ $ 1.136.357.02

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the THE BANK OF KESTLER Damascus, Ga., Early County President, H. E. HIGHTOWER Vice-Presidents, J. A. HIGHTOWER, P. H. KEATON
Cashier, W. R. PULLEN

RESOURCES:

Time Loans and Discounts__________ $ 60,189.43

UDnemiteadndSLtaoteasnsSe-c-u--r-i-ti-e--s-_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _

3,480.80 none none

Stock in Federal Reserve Bank_____ _

none

Other Stocks and Bonds------------

none

FBuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_

6,510.44 2,810.30

Other Real Estate Owned ----------

4,373.35

Due from Federal Reserve Bank.___ _

none

Cash in Vault and Amounts De-

vosited with Avvroved Reserve

Agents ___ -- _____ --------------------

25,576.74

Due from Other Banks -------------

96.85

Advances on Cotton. ---------------

56.25

Advances on Other Commodities___ _ Checks for Clearing House_________ _

none none

Other Checks and Cash Items_ ___ _

32.46

LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_v__t_a_n_c_e__s_.._ Other Assets_________________________ _
T o t a L _________________________________- $

none 701.88
-10- 3,8n2o8-.n5e0

LIABILITIES:
Cavital Stock Paid in----------------$
Amount Reserved for Branches----SUunrdoi vl ui ds e-d- -P-r-o- -f-i-t s- -_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_- -_ Dividends unvaid-------------------Due to Banks------------------------Devosits Subject to Check.--------Demand Certificates of Devosit____ _ Time Certificates of Devosit-------TSaruvisntgFsuDnedvsoosnitsD--e-v-o--s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks.-------------------Bills Payable -----------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.Reserve for Interest and Taxes _____ _ Bonds Borrowed--------------------Other Liabilities---------------------
TotaL ________________________________$

25,000.00 none
5,000.00 3,447.60
none none 33,455.61 none 36,700.09 none none 225.20 none none none none none none none 103,828.50

DEPARTMENT OF BANKING

99

STATEMENT Showing Condition at Close of Business Dece~nber 31, 1924

of the

BANK OF DANIELSVILLE

Danielsville, Ga.

President, JOHN F. HOLDEN

Vice-Presidents, G. 0. GRIFFETH, J. N. GRH'FETH

Cashier, R. C. GRIFFETH

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._.____________$ United States Securities____________ _ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdves_B__a__n_k__-_-_-_-_--_ Banking House_____________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve Df uAegfernotms--O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ AChdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d__it_i_e_s_____ __ Other Checks and Cash Items- ---LOevteterdrsraofftsC(rief daintya)n_d___A__c_c_e_p__t_a_n_c_e__s____
Other Assets-------------------------TotaL _________________________________ $

70,347.94 27,000.00 7,000.00
none none
450.00 2,138.00 1,229.00
none none
45,079.43
none none none
5,390.46 88.50
none
481.06
none
159.204.39

LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches----Surplus-_----------------------------Undivided Profits.------------------Dividends Unpaid-------------------Due to Banks------------------------De:Dosits Subject to Check._-------Demand Certificates of De:Dosit----Time Certificates of Deposit.------TCSaravusihsntigeFsru'sDnCedphsoeoscinktssD____e__p__o-__-s_-i_-t_-__-__-__-__-__-___-__-__-__-__-__--__ Certified Checks. -------------------Bills Payable __ ----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances._ Reserve for Interest and Taxes-----Bonds Borrowed... __ ---------------Other Liabilities._-------------------
TotaL. ____ ---_-_--- ____________ ----_.$

15,000.00
none
14,000.00 50.00
1,500.00
nona
106,803.34
none
21,845.40
none none
5.65
none none none none none none none
159,204.39

STATEMENT

Showing Condition at Close of Business Dece~nber 31, 1924

of the

BANK OF DANVILLE

President, H. L. D. HUGHES

Danville, Ga. Vice-President, G. E. CHAPMAN
Cashier, C. R. FAULK

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _

140,264.72 26.166.74
none

State of Georgia Bonds-------------Stock in Federal Reserve Bank------

none none

BOathnekrinSgtoHckosusaen_d__B__o__n_d_s_._._._.__-_-_-_-_-_-_--_

4,600.00 962.00

FOuthrneirtRureealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_

1,145.50
none

Due from Federal Reserve Bank-----

none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents.. ----------------------------

21,934.75

ADduveafnrcoems oOnthCeortBtoann_k_s______-_-_-_-_-_-_-_-_-_-_--_

49,551.78
none

Advances on Other Co=odities____ Checks for Clearing House_________ _

none none

Other Checks and Cash Items ____ _

none

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s____

none
1,349.31

TOothtaeLr A__s__s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

- - -no-ne
245,974.80

LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches --Sur:Dlus- ___ ------ ----------- ____ -----Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks. ___ -------------------DDeepmoasnitds CSuerbtjieficctattoesCohfeDckep--o-s-i-t-_-_-__--_ Time Certificates of Deposit._______ _ TSarvuisntgFsuDnedpsoosintsD. _e_p__o_s_i_t_______-_-_-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks. ___ ----------------Bills Payable-_----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities.--------------------
TotaL______ ---------------------------$

15,000.00
none
15,000.00 20,065.48
none none
102,668.12
none
93,241.20
none none none none none none none none none none
245,974.80

... ~-----~"---~------

100

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

DARIEN BANK

President, C. M. TYSON

Darien, Ga. Cashier, D. E. LANE

Vice-President, J. G. FORBES

RESOURCES:
Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-i-e-s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank... __ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_____-_-_-_-__-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank.___ _ Cash in Vault and Amounts De-
vosited with Avproved Reserve Agents_ .. -------- ____ ------------ __ _ ADduveafnrcoems oOnthCeortBtoann_k_s__.___-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities" ___ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__
Other Assets-------------------------Total.. _______________________________$

91,603.55 28,439.63
none none none none 2,000.00 1,000.00 12,557.48 none
22,687.36 none none none none 7.00 none .16
16,007.54 174, 30~. 72

LIABILITIES: Capital Stock Paid in________________$ AS umr opul unst. R__e_s_e_r_v__e_d__f_o_r__B__r a- -n-c- h- -e-S- .-----_- -Undivided Profits... _---------------Dividends Unpaid-------------------Due to Banks------------------------Deposits SubJect to Check---------TDiemmeaCnderCtiefirctaiftiecsaotefsDoefpDoesvito_s__i_t_-_-_-_--_ Savings Deposits_-------------------TCrauslsltieFr'usnCdhseocnksD. _e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------BNioltles sPaanyda bBl eil.l.s-R- -e-d- -i-s-c-o- -u-n-t-e-d- -_-_-_-__-_- -_ Letters of Credit and Acceptances __ Reserve for Interest and Taxes_____ _ Bonds Borrowed.. _-----------------Other Liabilities. __ ------------------
TotaL _________ _______ -_- _____ -----_.$

25,000.00 none
5,000.00 13,930.64 1,000.00 2,246.44 42,422.63
none 5,229.50 55,585.93 22,918.1!2
968.76 none none none none none none none 174,302.72

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

MERCHANTS & FARMERS BANK

President, C. T. MORRIS

Davisboro, Ga. Vice-President, R. L. TAYLOR
Cashier, I. W. ARNOLD

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Sl<lck in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s________-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _
DOutheefrroRmeaFl eEdsetraatleROewsenrveed-B--a-n--k-_-_-__--_ Cash in Vault and Amounts De-
posited with Approved Reserve DAuegfernotms--O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton________________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items_____ _ LOevtet er dr sr aofft sC(rife daint ya)n_d___A__c_c_e_p__ta__n_c_e__s_.__
Other Assets--------------------------
TotaL ____"_____________________________ $

41.811.51 6,618.41
none none none 9,281.66 2,500.00 4,501.46 1,850.00 none
24,442.66 none none none 554.32 619.76 none none
1.576.36 93,756.14

LIABILITIES: Ca:Dital Stock Paid in . ___________ $ Amount Reserved for Branches- --Surplus _______ ------------------- ____ _ Undivided Profits.------------------Dividends Unpaid-------------------DDuepeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit.. -----TSarvuisntgFsuDnedpsoosnitsD--e-p-o--s-i-t-_-_-__-_-_-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks._------------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances __ Reserve for Interest and TaxeS-----Bonds Borrowed___ -----------------Other Liabilities._-------------------
TotaL _________________________________ $

25,000.00 none
5,000.00 none none none
47,862.41 none
15,807.47 none none 86.26 none none none none none none none
93,756.14

DEPARTMENT OF BANKING

101

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

PLANTERS STATE BANK

President, L. B. HOLT

Davisboro, Ga. Cashier, J. E. DANIEL

Vice-President, R. L. DOWNS

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _

39,950.27 6,389.01
150.00
none none

BOathnekrinSgtoHckosu.s.e-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _

3,119.23 2,500.00 2,554.11
none

Due from Federal Reserve Bank_. __

none

Cash in Vault and Amounts De-

posited with Approved Reserve

DAuegfernotms. _O__t_h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _

27,554.88
none none

CAhdevcaknscefsoroon1OeatrhienrgCHoomumseo_d_i_t_i_e_s______ __ Other Checks and Cash Items _____ _

none
530.12
none

...... LOevteterdrsraofftsC(riet daintya)n_d___A__c_c_e_p__t_a_n_c_e__s____
OtherAssets_________________________ _

none none none

Tota

L

_________________________________ -$

-

----
82,747.62

LIABILITIES: Capital Stock Paid in..... __________ $ Amount Reserved for Branches.. --Surplus . ----------------------------Undivided Profits.------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsi-e-c-t--t-o--C--h-e-c--k-.-.-.--------------Demand Certificates of Deposit----Time Certificates of Deposit._-----Savings Deposits._------------------CTraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.-------------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities._-------------------
TotaL. ____ --------------- _______ -----.$

15,000.00
none
15,000.00 2,894. 73
none none
36,447.88
none
12,145.73
none none
1,259.28
none none none none none none none
82,747.62

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF DAWSON

President, M. C. EDWARDS

Dawson, Ga. Cashier, C. D. COCKE

Vice-President, J. P. PERRY

RESOURCES:

Time Loans and Discounts__________$ 293,723.36

DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-i-e-s-_-_-_-_-_-_-_-__-_-_-_--_ State of Georgia Bonds_____________ _

1,526.43 1,600.00
none

BSOtatohncekkriniSngtoFHcekodsuesarean_ld_R__Be_so_e_nr_vd__es___B___a___n___k____-__-__-__-__--__ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _

4,300.00
650-00
none none
7,292-95 13,109-34

Cash in Vault and Amounts De-

IA>goesintetsd___w__i_th____A__p_p_r_o__v_e_d___R__e_s_e_r_v__e$

18,029.21

Due from Other Banks.. ------------

90.60

AAddvvaanncceess oonn COothtteornC.o-m--m--o-d-i-t-i-e-s-_-_-_-_ Checks for Clearing House_________ _ Other Checks and Cash Items_____ _

43,970.99
none
19,049.09
none

LOevteterdrsraofftsC(riet daintya)n__d__A__c_c_e__p_t_a_n_c__e_s____

none none

Other

Assets---------------------------

-

-

none --

Total---- __ ----------------------- _____$ 403,341.97

LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches. --Surplus. _____ ------------------------Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJ-e-c-t-t-o--C--h--e-c-k--__-_-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit. ___ --Savings Deposits -------------------TCrausshti eFru' snCdhs eocnksD__e_i_>_o__s_i_t-_-_-_-_-_-_-_-_-_-_-_--_ Certified CheckS---------------------Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Accei>tances.. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities---------------------
Total----------------------------------$

100,000.00
none
42,500.00 5,410.80
none
11,344.24 155,410.11
none
56,038.13
none none
162.54
none none
32,476.15
none none none none
403,341.97

102

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31,1924
of the BANK OF DEARING
Dearing, Ga. President, FRED J. HOWARD Vice-Presidents, B. R. PRINTUP, S. M. HAYWOOD
Cashier, D. A. HOWARD

RESOURCES:
TDiemmeaLnodaLnos aannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._.___-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank._. _ Cash in Vault and Amounts De-
vAogseintetds. _w___it_h____A__v_v_r_o__v_e_d__ -R--e-s-e-r-v-eDue from Other Banks _____________ _ Advances on Cotton---------------Advances on Other Commodities __ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__v_t_a_n_c__e_s_. __
Other Assets--------------------------
TotaL---------------------------------$

46,604.36 none 200.00 none none none
1,622.43 2,712.80 4,000.00
none
5,865.54 none none none 893.22 124.32 none 381.48 none
62,404.15

LIABILITIES:
Cavital Stock Paid in________________ $ Amount Reserved for Branches..... Survlus. _________ --------------------Undivided Profits-------------------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsj-e-c-t-t-o---C-h--e-c-k--_-_-_-__-_-_-_-_--_ Demand Certificates of Devosit----Time Certificates of Deposit..- . . _. Savings Deposits.-------------------TCrausshtieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks. __ -----------------Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes ..... . Bonds Borrowed . ------------------Other Liabilities.~-------------------
TotaL ________________________________$

15,000.00 none
5,000.00 63.74 none none
25,883.08 none
16,454.83 none none 2.50 none none none none none none none
62,404.15

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

DECATUR BANK & TRUST CO.

Decatur, Ga.

President, J. HOWELL GREEN

Vice-Presidents, W. H. WEEKES, S. R. CHRISTIE

Cashier, C. M. SANDERS

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ United States Securities____________ _ State of Georgia Bonds_____________ _
Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_.__-_-_-_-_-_-__-_-_--_ Furniture and Fixtures_____________ _
Other Real Estate Owned. _________ _ Due from Federal Reserve Bank... _ Cash in Vault and Amounts De-
vosited with Approved Reserve

1,021,673.05 2,124.40
1,000.00 none none
3,600.00 none
8,999.49
36,884.16 none

Agents.. ---------------------------Due from Other Banks.------------Advances on Cotton... -------------Advances on Other Commodities Checks for Clearing House__________ Other Checks and Cash Items______ LOevteterdrsraofftsC(rief danity)a_n__d__A__c_c_e_p__ta__n_c_e_s_._.

175,116.94 1.791.16 none none 14,526.92
187.18 nnoonnee

Other Assets--------------------------- -1-10,-211-.92
TotaL.... ___________ ._ .. _.... _______ .$ 1. 376,115.22

LIABILITIES:
Capital Stock Paid in---------------$ Amount Reserved for Branches.. --Surplus. ___ --------------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check --------Demand Certificates of Deoosit..... Time Certificates of Deoosit--------TSarvuisntgFsuDnedosoosintsD. -e-o--o-s-i-t-_-_-_-_-_-_-__-_-_-_-_--_ Cashier's Checks--------------------Certifi d Checks--------------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceotances.. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities... ------------------

100,000.00 none
65,000.00 6,468.36
40.00 none 783.262.02 14,500.00 107,503.37 294,199.57 none
5,141.90 none none none none none none none

TotaL_________________________________$ 1,376,115.22



DEPARTMENT OF BANKING

103

STATEMENT

Showing Conditioi. at Close of Business December 31, 1924

of the

THE DEXTER BANKING CO.

President, J. E. NEW

Dexter, Ga.

Vice-President, U. E. B. HOGAN

Cashier, D. W. KNIGJIT

RESOURCES:

TDiemmeaLnodaLnosaannsd. . D__i_s_c__o_u_n__t_s_._._._._.__._._. ._$ United States Securities____________ _ State of Georgia Bonds. ____________ _

50,055.41 5,428.25 12,900.00
none

Stock in Federal Reserve Bank------

none

Other Stocks and Bonds. ----------

none

BFuarnnkiitnugreHaonudseF.i.x..tu. r-e--s-.-_-_-__-_-_-_-_-_-_-_-_--_ Other Real Estate Owned. _________ _

2,000.00 1.815.42
none

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts De-

vosited with Avvroved Reserve

Agents.. ----------------------------

51.955.75

ADduveafnrcoems oOnthCeortBtoann_k_s__. __-_-_-_-_-_-_-_-_-_-_--_

none 7,077.48

CAhdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._

none none

Other Checks and Cash Items ----

none

LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c__e_s_._

none 211.24

Other Assets--------------------------

none

-----

TotaL---------------------------------$ 131,443.55

LIABILITIES: Cavital Stock Paid in________________ $ Amount Reserved for Branche3 --Surolus ...--------------------------Undivided Profits-------------------Dividends unvaid-------------------Due to Banks------------------------Devosits Subject to Check---------Demand Certificates of Devosit..... Time Certificates of Devosit...-----Savings Devosits--------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.Reserve for Interest and Taxes-----Bonds Borrowed---------------------Other Liabilities.-.-----------------
TotaL . -------------------------------$

25.000.00 none
5,000.00 8,584.23
none 1.187.50 54,46!.22
none 36,962.03
none none 248.57 none none none none none none none

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF DOERUN

President, W. M. SMITH

Doerun, Ga. Vice-Presidents, P. B. WATKINS, GEO. W. McWHITE Cashier, J. F. WATKINS

RESOURCES:

TDiemmeasnLdoLanosanasn_d___D__is__c_o_u__n_t_s_._._._._._._._.._$ United States Securities____________ _ State of Georgia Bonds..... ________ _ SOttohcekrSin; oFcekdsearanldRBesoenrdves_B__a_n__k_s_._._._.._ Banking House______________________ _ Furniture and Fi\tures.____________ _ Other Real Estate Owned__________ _
Due from Federal Reserve Bank.... Cash in Vault and Amounts De-
vosited with Avvroved Reserve

106,50!.03 none none none none none
3,500.00 1,500.00 5,000.00
none

DAuegfernotms..O. -t-h-e-r--B-a-n-k--s_--_-_-_-_-_-_-_-_-_-_-_-_-_-

12,3n8o8.n8e3

Advances on Cotton ---------------Advances on Other Commodities....

none none

Checks for Clearing House...------Other Checks and Cash Items......

none 206.21

Letters of Credit and Accevtances.. Overdrafts (if any)___________________

none 845.91

Other Assets-------------------------- - -4,2-13.-52
TotaL ................................$ 134,155.50

LIABILITIES Cavita1 Stock Paid in----------------$ Amount Reserved for Branches..... Surolus .... --------------------------Undivided Profits-------------------DDiuvei dt oe nBd sa nUknsv. _a_i_d_-__- _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Devosits Subiect to tlheck... _.-.-.Demand Certificates of Devosit..... Time Certificates of Devosit--------Savings Devosits.... __ -------------TCraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-__--_ Certified Checks---------------------Bills Payable. __ ---------------------Notes and Bills Rediscounted.---- Letters of Credit and Accevtances.Reserve for Interest and Taxes... Bonds Borrowed--------------------Other Liabilities. __ ------------------
Total----------------------------------$

40,000.00 none
8,000.00 none none none
34,913.73 2,500.00 33.130.67
none none 80.70 none 11,530.40 4.000.00 none none none none 134.155.50

I

104

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

FARMERS BANK

President, J. P. MYERS

Doerun, Ga.

Vice-President, E. L. BACON

Cashier, R. L. FREE

RESOURCES:

Time Loans and Discounts__________ $ Demand Loans______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _ Banking House _____________________ _ Furniture and Fixtures_____________ _

105,400.22 2,870.33
none none none none
3,253.00 2, 714.07

Other Real Estate Owned.---------Due from Federal Reserve Bank. ___ _

25,164.00
none

Cash in Vaults and Amounts DeI>OSited with AI>I>roved Reserve Agents. _____ ---------_______________

12.363.18

Due from Other Banks._-----------Advances on Cotton----------------Advances on Other Co=odities____ Checks for Clearing House__________

none none none
3,005.00

Other Checks and Cash Items__ ____

2, 506.75

Letters of Credit and AcceiJtances. _ Overdrafts (if any)___________________

none none

Other Assets__________________________

670.35

-----

TotaL--------------------------------$ 157,946.90

LIABILITIES Cai>ital Stock Paid in________________$ ASumrpoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n_c__h_e_s____-_--_ Undivided Profits _________ ----------DDiuveidtoenBdsanUknsi_>_a__id__-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_ DeiJosits Subject to Check ------Demand Certificates of DeiJosit----Time Certificates of Dei>osit--------TSar uvisnt gFsuDnedpsoosintsD-e-i-J-o-s-i-t-. -_-_-_-__-_-_-_-_-_-_- -_ Cashier's Checks.-------- ____ -------Certified Checks-------------------- __ Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and AcceiJtances.. Reserve for Interest and Taxes _____ _ Bonds, Borrowed--------------------Other Liabilities.. -------------------
TotaL _________________________________ $

25,000.00
none
5,000.00 5,988.38
none none
46,945.46
none
45,139.11
none none
1,673.95
none
25,500.00 2, 700.00
none none none none
157,946.90

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

PLANTERS BANK

Donalsonville, Ga.

President, J. L. DICKENSON

Vice-President, JNO. I. SPOONER

Cashier, J. L. HARALSON

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ United States Secutiries____________ _ State of Georgia Bonds_____________ _
Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n__d_s_-_-_-__-_--:-_-_-__-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank. Cash in Vault and Amounts De-
I>Osited with Approved Reserve

94,922.30
none none none none none
3,306.70 2,110.95 7,482.91
none

Agents.----------------------------DAduveafnrcoems oOnthCeorttBona_n__k_s_._____-_-_-_-_--_-_-_-_-_-

16,758.46
nnoonnee

Advances on Other Co=odities... Checks for Clearing House__________

none none

Other Checks and Cash Items______

none

Letters of Credit and AcceiJtances.. Overdrafts (if any)___________________

none none

Other Assets--------------------------- - -4,8-97.-12 TotaL.. ------------------------------$ 129,478.44

LIABILITIES: Cai>ital Stock Paid in________________ $ Amount Reserved for Branches --Suri>lus -----------------------------Undivided Profits ------------------Dividends Uni>aid-------------------Due to Banks-----------------------Dei>osits Subject to Check.. -------Demand Certificates of Dei>osit____ _ Time Certificates of Dei>osit... ___ _ TSarvuisntgFsuDnedpsoosintsD-e-i-J-o-s-i-t-_-_-_-_-_-__-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks____ ----------------Bills Payable. __ ---------------------Notes and Bills Rediscounted------LReetsteerrvse offorCIrnetdeirteasnt danAdccTeaiJxteasn_c_e__s_.._ Bonds Borrowed -------------------Other Liabilities. __ ------------------
Totalr-- _____ -- ______ --------- ____ ---.$

15,000.00
none none none none none
58,611.26
none
41,675.75
none none
2,691.43
none
11,500.00
none none none none none
129.478.44

DEPARTMENT OF BANKING

105

STATEMENT Showing Condition at Close of Business December 31, 1924
of the THE UNION BANKING COMPANY
Douglas, Ga. President, T. S. PRICE Vice-Presidents, J. W. QlJINCEY, J. R. SLATER, J. L. SHELTON
Cashier, R. N. YEOMANS

RESOURCES:

Time Loans and Discounts..........$ 542,516.53

Demand Loans-----------------------

27,493.21

United States Securities-------------

7,650.00

State of Georgia Bonds--------------

none

Stock in Federal Reserve Bank......

none

BOathnekrinSgtoHckosusaen.d__B__o__n_d__s_-_-_-_-_-_-_-__-_-_-_--_

14,479.98 50,000.00

FOuthrneirtuRreealaEndstaFtiextOurwenSe--d-_-_-_-_-_-_-_-_-_-_--_

17,097.33 57,984.36

Due from Federal Reserve Bank __ .

none

Oash in Vault and Amounts De-

posited with Approved Reserve

Agents... --------------------------Due from Other Banks._------------

95,656.99 48,510.76

Advances on Cotton. __ -------------

none

Advances on Other Commodities. __ Ohecks for Clearing House.. _______ _

none 15,542.]]

Other Checks and Cash Items _____ _

none

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_._

none none

Other Assets-------------------------- - - -no-ne

TotaL------------------------------$ 876,931.27

LIABILITIES: Capital Stock Paid in _______________ $ ASumrpoluunst. R__e_s_e_r_v__e_d__f_o_r__B_ r-a--n-c-h--e-s--------Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits SubJect to Check---------Demand Certificates of Deoosit..... Time Certificates of Deposit--------TSaruvisntgFsuDnedosoosnitsD. -e-p-o.-s-i-t-. -_._-_-_-_-_-__-_-_-_--_ Cashier's Checks-------------------- Certified Checks. ___ ----------------Bills Payable. __ ---------------------Notes and Bills Rediscounted....... Letters of Credit and Acceotances.. Reserve for Interest and Taxes..... . Bonds Borrowed.. ----------------Other Liabilities... ------------------
TotaL---------------------------------$

70,000.00 30,000.00 50,000.00
334.13 670.00 41,834.71 378,151.90 none 150,817.02 39,025.64 6,181.67
20,398975..3o6o
55,182.50 27.751.34
none none none 5,600.00 876,931.27

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

DOUGLASVILLE BANKING CO.

President, J. T. DUNCAN

Douglasville, Ga. Vice- President, E. M. HUFFINES

Cashier, (None)

RESOURCES:

Time Loans and Discounts.........$ Demand Loans.---------------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank...... Other Stocks and Bonds... --------Banking House.... -----------------OFuthrneritRureealaEndstaFtiextOurwenSe--d-_-_-_-_-_-_-_-_-_-_--_
Due from Federal Reserve Bank..... Oash in Vault and Amounts De-

472,914.88 none none none
3,800.00 900.00
18,678.71 7.410.82 32,304.58 17,002.93

posited with Approved Reserve

Agents. ---------------------------Due from Other Banks-------------Advances on Cotton... -------------Advances on Other Commodities.... Ohecks for Clearing House... _______

52,894.02 none
14,156.42 none none

Other Checks and Cash Items______

none

Letters of Credit and Acceptances.. Overdrafts (if any)___________________

none none

TOothtaerLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-$- -6-266,,88-1734..-0339

LIABILITIES: Capital Stock Paid in..._____________ $ Amount Reserved for Branches --Surolus.. ----------------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks------------------------Deoosits SubJect to Check --------Demand Certificates of Deposit..... Time Certificates of Deoosit--------TSaruvisntgFsuDnedpsoosnitSD-e--p-o-s--it-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks---------------------Bills Payable._.---------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes.... Bonds Borrowed---------------------Other Liabilities... ------------------
TotaL---------------------------------$

60,000.00 15,000.00 51,500.00 8,189.52
32.00 none 220.001.57 none 222,447.83 28,864.89 none l, 775.94 none 14,063.36 none none 4,999.28 none none 626.874.39

106

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31,1924
t
of the

BANK OF DOVER

President, B. BURNS

Dover, Screven County, Ga. Vice-President, W. M. HOWARD
Cashier, D. 0. McDOUGALD

RESOURCES:
Times Loans and Discounts_________ $ Demand Loans____________ ---------United States Securities------------State of Georgia Bonds.------------Stock in Federal Reserve Banks..... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s___.___-_-_-_-_-_-_--_
Furniture and Fixtures-------------Other Real Estate Owned.. -------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with API>roved Reserve Agents.. --------------------------Due from Other Banks .. ----------Advances on Cotton.---------------AChdevcaknscefsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items. __ LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n__c_e_s_. __
Other Assets-------------------------T o t a l . _________________________________ $

24,995.71 none none none none 300.00
2,507.23 1,179.71 6.119.97
none
6,063.42 none none none none none none 7.40 none
41.173.44

LIABILITIES Capital Stock Paid in________________$ Amount Reserved for Branches --Sumlus ____ ------------------------Undivided Profits ------------------Dividends Uni>aid-------------------DDeuie>otositBs aSnukbsj-e-c-t--t-o--O--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Dei>osit..... Time Certificates of Dei>osit--------Savings Dei>osits -------------------Trust Funds on Dei>osit------------Cashier's Checks--------------------Certified Checks---------------- ____ __ Bills Payable . ---------------------Notes and Bills Rediscounted....... Letters of Credit and Accei>tances.. Reserve for Interest and Taxes.... _. Bonds Borrowed.... ----------------Other Liab1lities... ------------------
Total----------------------------------$

15,000.00 none none
1.060.07 none none
18,597.81 none
3,714.59 none none 300.97 none
2.500.00 none none none none none
41.173.44

STATEMENT

Showing Condition at Close of Business December 31, 1924 of the
DUBLIN AND LAURENS BANK

Dublin, Ga.

-

President, C. W. BRANTLEY

Vice-Presidents, T. V. SANDERS, JNO. J. BARTON

Cashier, .:vr. A. ROGERS

T-i-m-e-L-o-a-n-s-a-n-d-D-R-iEs-cS-oOu-Un-tR-sC-__E-__S-_:_-_-__-_

-
$

-

-

-------471.690.35

-

-

C--ai->-ita-l-S-t-o

c-k-

P- -a i-Ld-IiA-nB-__-I_L-__I-_T_-I_E_-_S-__-__-_-_ $-

-

-

-1-5-0,-00-0-.00

Demand Loans _________ --------------

2, 702.58 Amount Reserved for Branches ___

none

United States Securities.------------

none Sumlus. _-----------------------------

9. 912.48

Cai>ital Stock Account------------

none Undivided Profits -------------------

1.289.99

State of Georgia Bonds--------------

none Dividends Uni>aid--------------------

none

Stock in Federal Reserve Bank.... __ Other Stocks and Bonds. ----------

none 2,200.00

DDeuie>otositBs aSnukbsJ.e.c.t.to--C--h-e-c-k-_-_-_-_-_--_-_-_-_-_-

none 44.516.35

Banking House _ -------------------

65,000.00 Demand Certificates of Dei>osit_____

none

Furniture and Fixtures-------------ODtuheefrroRmeaFl eEdsetraatleROewsenrveed-B--a-n--k-_-_-_-_-_

5,000.00 139.969.68

TSiamviengCserDteifi>icoasittse_s__o_f__D_e_i_>_o__s_it_-_-_-_--_-_-_-_-

none Trust Funds on Dei>osit-------------

2.5n2o9.n7e7 none

Cash in Vaults and Amounts De-

Cashier's Checks---------------------

567.94

posited with AI>I>roved Reserve

Certified Checks------------------"---

55.60

Agents._---------------------------DAduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_

49.655.79 Bills Payable.. ----------------------916.19 Notes and Bills Rediscounted_______
1.832.28 Letters of Credit and Accei>tances..

495,578.59 none none

AChdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._._. Other Checks and Cash Items_____ _

none Reserve for Interest and Taxes. __ ._.

1,847.35 62.16

BOothnedrs LBiaobr1r1o1twiees_d_-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-

none none 38.368.00

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n_c_e__s_.._

none 225.66

Other AssetS--------------------------

1. 716.68

Total... -.. ---------------------------.$ 742.818.72 TotaL.--------------------------------$ 742.818.72

DEPARTMENT OF BANKING

107

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

SOUTHERN EXCHANGE BANK

President, F. B. REINS

Dublin, Ga. Vice-President, J. H. WITHERINGTON
Cashier, H. H. ERWIN, JR.

RESOURCES:

Time Loans and Discounts..........$ 644,829.67

DUenmiteadndSLtaotaens sSe-c-u--t-ir-i-e-s-.-.-.-..-.-.-.-.-.-..--. State of Georgia Bonds....... ______ _ Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen.d._B__o__n_d__s_._._._._._._._.__._._. ._
Furniture and Fixtures....... ______ _ Other Real Estate Owned .... ______ _ Due from Federal Reserve Bank. __ Cash in Vault and Amounts De-
posited with Approved Reserve

11,109.36 15,000.00
none 3,150.00 4,366.67 23,000.00 9,865.43 12,751.06 15,034.37

Agents.. ---------------------------Due from Other Banks... ---------Advances on Cotton... ------------Advances on Other Commodities. . . Checks for Clearing House... _______

47,427.87 3, 736.60
none none 3,001.19

Other Checks and Cash Items.... __

601.38

Letters of Credit and Acceptances.. Overdrafts (if any)___________________

none none

Other Assets-----------------------TotaL ______________________________

-.-. -$

-8-6682,,75-2903..-3955

LIABILITIES: Capital Stock Paid in.._____________$ Amount Reserved for Branches.. --Surplus.. __ -------------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit-------TSaruvisntgFsuDnedpsoosnitsD--e-p-o--s-i-t.-_-_-_-_-_-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks.... ----------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities.. -------------------
TotaL... _.... ___ ._._.-.--- __ .-.- ______$

100,000.00 none
5,000.00 6,176.39
none 14,481.97 342,963.60
none 181,867-23
3,827-40 none
6,258.63 534.78
131,335.28 11,648.67
none none none 58,500.00 862,593.95

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF DUDLEY

President, J. A. HOGAN

Dudley, Ga. Vice-President, R. J. CHAPPEEL
Cashier, R. L. HOGAN

RESOURCES:
TDiemmeaLnodaLnosaannsd. . D__i_s_c__o_u__n_t_s_._._._._._._._._. ._$
UStnaitteedofSGtaetoersgSiaecBuornitdiess..-.-.-.-.-_-_-_-_-_-_-_--_ Stock in Federal Reserve Bank..... BOathnekrinSgtoHckosusaen.d__B__o__n_d__S_-__-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures...... _______ _ Other Real Estate Owned ---------Due from E'ederal Reserve Bank. __ _ Cash in Vault and Amounts De-
vosited with Approved Reserve Agents. ____ ------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ AChdevcaknscefsoronClOeathrienrgCHoo=usoed_i_t_i__e_s__._._ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__ta__n_c_e__s_.__
Other AssetS-------------------------T o t a L _________________________________ $

16,351.84 8, 778.64
none none none none 1, 783.39 3,015.90 none none
5,661.61 none
3,300.00 none none none none 386.40 none
39,277.78

LIABILITIES: Cavital Stock Paid in.. _____________ $ Amount Reserved for Branches... Surplus.. -._ .... -------.-------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check.. ------Demand Certificates of Deposit...-Time Certificates of Deposit----- .. _TSaruvisntgFsuDnedpsoosintsD-e-v-o--s-i-t-_-_-_-_-__-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks--------------------BNiolltsesPaanyadbBleil.l.s-R--e-d--i-s-c-o-u--nt-e-d-_-_-_-__-_--_ Letters of Credit and Accevtances.. BRoesnedrvs eBfoorrr oI nwteedr e. _s.t _a__n_d__T__a_x__e_s_._._.___. Other Liabilities.. -------------------
TotaL------------------------------$

15,000.00 none none 810.97 none none
14,959.77 none
7,975.19 none none 531.85 none none none none none none none
39,277.78

108

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF DULUTH

President, L. P. PATTILLO

Duluth, Ga. Cashier, D. W. WILSON

Vice-President, J. W. KKOX

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$
United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank...... Other Stocks and Bonds-----------Banking House.... -----------------FOuthrneirtRureealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank-.... Cash in Vault and Amounts De-
posited with Approved Reserve DAuegfernotms._O--th--e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House _________ _ Other Checks and Cash Items. ____ . LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__ta__n_c_e_s___._
Other Assets-------------------------TotaL _________________________________$

101.556.74 none none none none 500.00
2,078.00 2,500.00 6.225.00
none
41,465.36 none
18,326.50 none none 14.46 none
1,804.65 l.l45.33 175,616.04

LIABILITIES:
Capital Stock Paid in ________________$ ASumrpoluunst. R__e_s_e__rv__e_d__f_o_r__B__r_a_n__ch--e-s-_--.-----Undivided Profits ___________________ _ Dividends Unpaid___________________ _ DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ Time Certificates of Deposit________ _ TSarvuisntgFsuDnedpsoosnitsD--e-p-o--s-i-t-_-_-_-_-_-__-_-_-_-_-_--_ CC earsthi fi ei erd' s CChheecckkss_-_-_-_-_-_-_-_-__- _-_-_-_-_-_-_-_-_-_-_- -_ Bills Payable __ ----------------------Notes and Bills Rediscounted. _____ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed---------------------Other Liabilities.. -------------------
TotaL.--------------------------------$

25,000.00 none
8,000.00 none none none
94.635.22 none
47.814.16 none none 166.66 none none none none none none none
175,616.0_4

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF EASTMAN

President, W. L. JESSUP

Eastman, Ga. Vice-Presidents, C. C. HOSFORD, J. S. NICHOLSON Cashier, JETER A. HARRELL

RESOURCES:

Times Loans and Discounts_________$ Demand Loans----------------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Banks..... Other Stocks and Bonds-----------Banking House----------------------Furniture and Fixtures.------------Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve

191 '711.46 none none none
2,550.00 3,000.00 14,500.00 4,524.50
none none

Agents._----------------------------

19,769.28

Due from Other Banks . ----------Advances on Cotton.---------------Advances on Other Commodities.... Checks for Clearing House__________

none 5,209. 70
none none

Other Checks and Cash Items._. . .

none

Letters of Credit and Acceptances.. Overdrafts (if any)___________________

none none

TOothtaerLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-$- -2-1579,,92-8461..-9928

LIABILITIES Capital Stock Paid in------------$ Amount Reserved for Branches __ _ Surplus ----------------------------Undivided Profits ------------------DDiuveidtoenBdsanUknsp..a.i.d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check. ________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit--------TSaruvisntgFsuDnedpsoosintsD..e_p_ o--s-i-t-_-_-_-_-_-_-___________ __ Cashier's Checks____________________ _ Certified Checks_____________________ _ Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances. Reserve for Interest and Taxes_____ _ BOothnedrs LBioarbrioliwtieeds._._-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Total. -----------------------------..$

60,000.00 none
10,000.00 1,517.29 3,000.00
none l31.l77 .88
none 47,459.98 4.218.05
none 1,873.72
none none none none none none none 259,246.92

DEPARTMENT OF BANKING

109

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

CITIZENS BANKING CO.

President, C. H. PEACOCK

Eastman, Ga. Vice-President, T. H. EDWARDS
Cashier, E. H. WARE

RESOURCES:

Time Loans and Discounts__________ $ Demand Loans______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _
SOttohcekr iSntoFcekdsearanldRBesoenrvdes_B__a_n_k__-_-_-_-_--_ Banking House _____________________ _ FUrniture and Fixtures_____________ _

426,529.27 none
1,252.80 none
3,600.00 1.350.00 7,703.15 5,469.42

Other Real Estate Owned----------Due from Federal Reserve Bank____ _ Cash in Vaults and Amounts De-
:Dosited with A:D:Droved Reserve

25,206.30 22,006.04

Agents_.---------------------------ADduveafnrcoems oOnthCeorttoBna_n__k_s_.___-_-_-_-_--_-_-_-_-_-_-

70.211.59 80,7n0o9.n33e

Advances on Other Commodities.... Checks for Clearing House__________

none none

Other Checks and Cash Items______

none

Letters of Credit and Acce:Dtances. _ Overdrafts (if any)___________________

none none

Other Assets-------------------------- - - -70,3-01.-76

TotaL. __ .. _----- . __ ----- .. __ ...$ 714.339 .66

LIABILITIES Ca:Dital Stock Paid in________________$ ASumr:oDulunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s__._._._.._ Undivided Profits-------------------Dividends Un:Daid-------------------Due to Banks-----------------------De:Dosits Subject to Check---------Demand Certificates of De:Dosit----Time Certificates of De:Dosit--------Savings De:Dosits. __ ---------------- __ TCraushstieFru'snCdhseocnksD__e_:_D__o_s_i_t_-_-_-_--_-_-_-_-_-_-_--_ Certified Checks---------------------Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Acce:Dtances. Reserve for Interest and Taxes. ____ BOothnedrs.LBiaobrirloitwieesd.-.-_-_-_-_-_-_----------------------__--.
TotaL---------------------------------$

100,000.00 none
20,000.00 30,637.80 6,000.00
none 318,627.07
none 189,747.01
none none 8,553.25 none none 40,774.53 none none none none 714,339.66

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF EAST POINT

President, R. F. THOMPSON

East Point, Ga. Vice-President, GEO. C. CHRISTIAN
Cashier, B. B. BAKER

RESOURCES:

Time Loans and Discounts.......$ 320,325.85

DUenmiteadndSLtaotaens sS.e.c..u.r.i-t-ie--s-_-_-_-_-_-_-_-__-_-_-_--_

17.466.63 836.00

State of Georgia Bonds--------------

none

Stock in Federal Reserve Bank------

none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._._._._.__._._._._. _.

7,950.00 15,000.00

Furniture and Fixtures-------------Other Real Estate Owned----------Due from Federal Reserve Bank.....

6,500.00 none none

Cash in Vault and Amounts De-

:Dosited with A:D:Droved Reserve

Agents.. _______ ---------------------

33,975.51

Due from Other Banks--------------

18,270.00

Advances on Cotton-----------------

none

Advances on Other Co=odities.... Checks for Clearing House__________

none none

Other Checks and Cash Items.......

848.61

Letters of Credit and Acce:Dtances.. Overdrafts (if any)___________________

nnoonnee

Other Assets--------------------------- - -3,-737-.80

TotaL.-------------------------------$ 424,910.40

LIABILITIES: Ca:Dital Stock Paid in----------------$ Amount Reserved for Branches..... Surolus.. ---------------------------Undivided Profits-------------------Dividends Un:Daid-------------------Due to Ba.nks------------------------De:Dosits Subject to Check.......... Demand Certificates of De:Dosit.... . Time Certificates of De:Dosit....... . Savings De:Dosits............. Trust Funds on De:Dosit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable...................... Notes and Bills Rediscounted.... Letters of Credit and Acce:Dtances. Reserve for Interest and Taxes... Bonds Borrowed---------------------Other Liabilities.--------------------
TotaL ................... $

35,000.00 none
10,000.00 13,390.20 1,755.00
none 186,102.11
none 10,310.96 139,834.01 18,011.87
none 506.25 10,000.00 none none none none none 424,910.40

~ r--------~

110

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE MIDDLE GEORGIA BANK

President, BENJ. W. HUNT

Eatonton, Ga. Cashier, E. W. INGRAM

Vice-President, P. P. EZELL

RESOURCES:

TDiemmeaLnodaLnosaannsd__D_i_s__c_o_u_n_t_s_~__-_-_-_-_-_-_-__--_$ United States Securities ____________ _
State of Georgia Bonds..............

350,470.93 15.296.75
none none

Stock in Federal Reserve Bank......

3,000.00

BOathnekrinSgtoHckosusaen_d__B__o__n_d__S_-_-_-_-_-_-_-_-_-_-_-_--_

2.000.00 none

Furniture and Fixtures..............

540.00

Other Real Estate Owned...........

10,817.47

Due from Federal Reserve Bank.... .

29,734.89

Cash in Vault and Amounts De-

vosited with Avvroved Reserve

Agents.. -------------------------Due from Other Banks..............

60,492.17 none

Advances on Cotton.................

none

Advances on Other Commodities....

none

Checks for Clearing House..........

3.023.16

Other Checks and Cash Items......

none

Letters of Credit and Accevtances.. Overdrafts (if any)___________________

none 1,260.57

Other Assets..........................- - -17,8-05-.24

TotaL............................$ 494,441.18

LIABILITIES:
cavital Stock Paid in................$ ASumrvoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n_c__h_e_s__..__._._. Undivided Profits.................... Dividends Unvaid.................... Due to Banks------------------------Devosits Subject to Check.......... Demand Certificates of Devosit..... Time Certificates of Devosit......... Savings Devosits.. ------------------Trust Funds on Devosit............. Cashier's Checks.................... Certified Checks---------------------Bills Payable... --------------------- Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed.. -----------------Other Liabilities.. -------------------
Total.................................$

50,000.00 none
50,000.00 none 60.25 none
203,271.91 2,045.00 64,684.01 none 54,843.56 1.579.74 none 6,500.00 61,456.71 none none none none
494.441.18

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

FARMERS & MERCHANTS BANK

President, L. 0. BENTON

Eatonton, Ga. Vice-President, G. B. CALLOWAY
Cashier, W. A. ANDREWS

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$

36,553.43 3,862.58

United States Securities............ .

305.31

State of Georgia Bonds-------------Stock in Federal Reserve Bank......

none 750.00

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._-_-_-_-_-_-_-__-_-_--_ Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank.... .

7,099.14 5,000.00 1,250.00
none 4,872.98

Cash in Vault and Amounts Devosited with Avvroved Reserve

Agents.----------------------------Due from Other Banks..............

20,234.78 235.00

Advances on Cotton.................

none

Advances on Other Commodities.... Checks for Clearing House..........

none 108.65

Other Checks and Cash Items......

67.67

Letters of Credit and Accevtances.. Overdrafts (if anyl.._________________

none 25.49

TOothtaelr..A..s.s.et.s.-_-_-_-_-_-_-_-_-_-.-.-.--.-_-_-_-_-_-_-_-_-_--.-.-$ - -811,,26-5183..-5530

LIABILITIES: Cavital Stock Paid in---------------$ Amount Reserved for Branches..... Survlus------------------------------Undivided Profits-------------------Dividends Unvaid-------------------Due to Banks-----------------------Devosits Subject to Check.--------Demand Certificates of Devosit..... Time Certificates of Devosit--------Savings Devosits--------------------Trust Funds on Devosit............. Cashier's Checks--------------------Certified Checks.-------------------Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve or Interest and Taxes...... Bonds Borrowed.. -----------------Other Liabilities... ------------------
Total.... ----- ......---................$ .

25,000.00 none none none none none
54.360.90 none
2,246.08 none none 11.55 none none none none none none none
81.618.53

DEPARTMENT OF BANKING

Ill

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE BANK OF EDISON

President, L. C. MANRY

Edison, Ga. Vice-President, HENRY TURNER
Cashier, S. A. SOLOMON

RESOURCES:

Time Loans and Discounts..........$ 301,300.12

Demand Loans.......................

13,453.96

United States Securities.............

none

State of Georgia Bonds..............

none

Stock in Federal Reserve Bank......

none

Other Stocks and Bonds............

1,083.00

Banking House.... ------------------

3,000.00

Furniture and Fixtures..............

1.700.00

Other Real Estate Owned...........

4,136.50

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents... ---------------------------

35.023.21

Due from Other Banks..............

93.96

Advances on Cotton.................

18,105.72

Advances on Other Commodities....

20,000.00

Checks for Clearing House..........

none

Other Checks and Cash Items......

1.269.61

Letters of Credit and Acceptances..

none

Overdrafts (if any)___________________

563.39

Other Assets..........................- - - -13-.18

TotaL ...........................$ 399,742.65

LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches..... Surolus .............................. . Undivided Profits.------------------Dividends Unpaid.................... Due to Banks........................ Deposits SubJect to Check.. _______ _ Demand Certificates of Deposit.... Time Certificates of Deposit......... Savings Deposits. ______ ............. . Trust Funds on Deposit............. Cashier's Checks..................... Certified Checks...................... Bills Payable..... -------------- ...... Notes. and Bills Rediscounted...... Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... . Bonds Borrowed..................... Other Liabilities.. -------------------
TotaL.--------------------------------$

50,ooo.oo
none 30,000.00 6,963.05
none none 215,600.77 none 16.474.58 none none 3.023.05 none 30,175.00 47,432.50 none 73.70 none none 399,742.65

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF ELBERTON

President, W. 0. JONES

Elberton, Ga. Vice-Presidents, T. 0. TABOR, C. 0. BROWN
Cashier, W. E. BATES

RESOURCES:

Times Loans and Discounts.........$ 491,952.78

Demand Loans.....................

11,672.08

United States Securities............ State of Georgia Bonds.............. Stock in Federal Reserve Banks..... Other Stocks and Bonds.... -------Banking House.......................

none none 3,750.00 2,450.00 30,487.69

Furniture and Fixtures..............

20,354.95

Other Real Estate Owned.. -------Due from Federal Reserve Bank.....

24,240.75 2.551.31

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents.. ---------------------------Due from Other Banks..............

26,403.43 894.00

Advances on Cotton.................

none

Advances on Other Commodities.... Checks for Clearing House..........

none 1,643.58

Other Checks and Cash Items. . ..

105.38

Letters of Credit and Acceptances.. Overdrafts (if any)___________________

none 4,800.02

TOothtearLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -6-1334,,96-6671..-8825

LIABILITIES Capital Stock Paid in............$ Amount Reserved for Branches.---Surplus.---------------------------- .. Undivided Profits.............. Dividends Unpaid................. Due to Banks......:................. Deposits Subject to Check....... Demand Certificates of Deposit... Time Certificates of Deposit...... Savings Deposits.-------------------Trust Funds on Deposit.......... Cashier's Checks.................... Certified Checks.................... Bills Payable.. --------------------- . Notes and Bills Rediscounted...... Letters of Credit and Acceptances. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities.. ------------------
TotaL---------------------------------$

100,000.00 none
25,000.00 2.173.14
228.00 181.58 208,309.11 none 52,421.90 131,165.09 none 7,491.04 none 92,000.00 15,997.96 none none none none 634,967.82

~l

112

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924 of the
ELBERTON LOAN & SAVINGS BANK Elberton, Ga.

President, Z. C. HAYES

Vice-President, G. L. A. ALMOND Cashier, Z. C. HAYES

RESOURCES:

Time Loans and Discounts__________ $ 364,926.45

DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e-s--_-_-__-_-_-_-_-_-_-_-_--_

2,191.35 1,246.40

SSttoactek oifnGFeeodregriaal BRoesnedrvs-e-B--a--n-k--_-_-_-__--_

6,000.00
none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._-_-_-__-_-_-_-_-_--_

900.00
none

Furniture and Fixtures--------------

7,500.00

Other Real Estate Owned----------Due from Federal Reserve Bank._ ..

18,938.86
none

Cash in Vault and Amounts De-

vosited with AI>:Droved Reserve

Agents._------- ______ ---------------

40,298.34

Due from Other Banks--------------

910.96

Advances on Cotton.. --------------AChdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d__it_i_e_s__..__. Other Checks and Cash Items _____ _

12,526.08
none
615.97 2,534.15

Letters of Credit and Acce:Dtances..

none

OOvtheerdr rAafstsset(si.f.a._n_y__)_._______-_-_-_-_-_-_______-_____-_--_
T o t a L _________________________________ -$

1,797.28
- - -no-ne
460,385.84

LIABILITIES: Cai>ital Stock Paid in________________$ Amount Reserved for Branches.. --USunrdoilvuids .e.d__P_r_o__f_i_t_s -_-_-_-_-_-_-_-_-_-_-_-_________________ Dividends Un:Daid___________________ _ Due to Banks.. _______ .. ____________ _ DeiJOSits Subject to Check.. ______ __ Demand.Certificates of DeiJosit..... Time Certificates of De:Dosit . _____ _ TSarvuisntgFsuDned:Ds oosnitsD-e-:D--o-s-i-t-_-_-_-_-_-__-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks. __ . _______________ __ Bills Payable.. ------------- ________ __ Notes and Bills Rediscounted______ _ Letters of Credit and Acce:Dtances. _ Reserve for Interest and Taxes...... Bonds Borrowed -------------------Other Liabilities. ------------------
Total....... -..... -- ... -.. -.. -.- .......$

75,000.00
none
15,000.00 13,015.43 6,050.00 1.177.00 158,392.02
none
12,754.38 118,303.82
none
3,193.19
none
57,500.00
none none none none none
460,385.84

STATEMENT

Showing Condition at Close of Business December 31, 1924 of the

President, J. H. STEVENS

BANK OF ELLAVILLE Ellaville, Ga. Vice-President, A. C. MURRAY
Cashier, H. F. DIXON

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities___________ __ SSttoatcekoifnGFeeodregriaal BRoesnedrvs-e-B--a--n-k--_-_-__--__Other Stocks and Bonds.. ___ , ____ __ Banking House.. _____ .. ----- __ -- ____ _ FOuthrneirtuRreealaEndstFatiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De-
:ADgoesintetds. __w__it.h. __A..:.D_:.D.r.o-v-e-d- ..R--e_s_e_r_v_e_ Due from Other Banks.. -----------Advances on Cotton __ -------------CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d__it_i_e_s______ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_:_D_t_a_n__c_e_s_.._ Other Assets____ ._.--------------- __ __
TotaL. ___________ . __ ._.---_-------- __ .$

96,811.18
none none
5,000.00
none none
2,858.02 1,712.93
none none
80,261.82
none
67,402.34
none none none none none
3,420.88 257,467.17

LIABILITIES: Ca:Dital Stock Paid in _______________ $ Amount Reserved for Branches ____ _ USunrdoivluids.e_d--P-r-o--f-it-s--_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ DDiuveidteonBdsanUkns:D__a_i_d_._._._._________________________________ De:Dosits Subject to Check _______ __ Demand Certificates of De:Dosit..... Time Certificates of De:Dosit_______ __ Savings DeiJosits.... _______________ __ Trust Funds on De:Dosit------------CCaesrthifieierd's CChheecckkss.-.-_-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_____ Bills Payable . ______ . ______________ __ Notes and Bills Rediscounted....... Letters of Credit and Acce:Dtances. _ Reserve for Interest and Taxes____ __ Bonds Borrowed ___ -----------------Other Liabilities. __ ------------------
Total---- ... -.------------------------.$

25,000.00
none
5,000.00 12.211.79
none none
147,314.U
none
67,941.27
none none none none none none none none none none
257,467.17

DEPARTMENT OF BANKING

113

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE COUNCIL BANK

President, .f. M. COUNCIL

Ellaville, Ga.

Cashier, J. C. RAINEY

RESOURCES:
Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsS.e..c.u.r.i.t.i.es--. -__-_-_-_-__-_--._--.-. State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdves_B__a__n_k__._._._._. _. Banking House... ___________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned..... _____ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
I>Osited with AI>I>roved Reserve DAuegfernotms..O. -t-h-e-r--B--a-n--k-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton.. ______________ _ Advances on Other Commodities.... Checks for Clearing House...------Other Checks and Cash Items.. ___ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n_c__e_s_.._ Other Assets. ________________________ _
Total.. ________________________________ $

LIABILITIES:

20,813.59 CaDital Stock Paid in________________ $

3,302.29 Amount Reserved for Branches.. ---

none SurDlus. _-----------------------------

none Undivided Profits.-------------------

none Dividends UnDaid--------------------

none Due to Banks.------------------------

3,500.00 DeDosits Subiect to Check.. --------

none Demand Certificates of DeDosit.... .

none Time Certificates of DeDosit........ .

none Savings Dei>osits. --------------------

TCraushstieFru'snCdhseocnksD..e.i.>_o_s_i_t_._... ._.__._._._------.-.

2,068.12 Certified Checks_____________________ _

161.47 5,070.26

1 ~~i~f:K~b~ITls-iied.lscaU.ilied.~~:::::

none Letters of Credit and AcceDtances..

283.55 1.170.59

BReosnedrvseBfoorrroInwteedre__s_t__a_n__d__T__a_x-_e_s__._._._._. ._

none Other Liabilities.. -------------------

1,868.25

2,242.43

40,480.55 TotaL ...... --------------------------$

30,000.00 none none none none 490.56
9,989.99 none none none none none none none none none none none none
40,480.55

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF ELLENTON

President; .J. I. BAKER

Ellenton, Ga. Vice-President, JOE BAKER
Cashier, L. T. ROUNTREE

RESOURCES:

LIABILITIES:

TDiemmeaLnodaLnosaannsd. _D__i_s_c__o_u__n_t_s_._._._._._._._._.._$

29.832.08 Cai>ital Stock Paid in...............$ 304.21 Amount Reserved for Branches.....

United States Securities._. ___ ...... . State of Georgia Bonds... __________ _

none Surolus. _____ -----------------------none Undivided Profits.-------------------

BSOtatohncekkriniSngtoFHcekodsuesarean.ld..R_Be_s_o_en_r_dv_es_._B____a__n____k__.__.__.__.__.

. __

Furniture and Fixtures_____________ _

none none 1,600.00 1,500.00

Dividends Uni>aid.........----------Due to Banks------------------------Dei>osits Subject to Check.......... . Demand Certificates of Dei>osit.....

Other Real Estate Owned. _________ _ Due from Federal Reserve Bank.....

3.850.00 none

TSaimviengCseDrteifDicOaStietss_o__f_D__e_D__o__s_it_.___..-.-.-.--.

Cash in Vaults and Amounts DeDOSited with AI>Droved Reserve

TCraushstieFru'snCdhseocnksD__e_i_>_o_s_i_t_._._._._._._._._._._._. _.

DAuegfernotms..O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton. _______________ _

1,397.01 Certified Checks.... ----------------500.00 Bills Payable.. ----------------------none Notes and Bills Rediscounted.......

Advances on Other Commodities.... Checks for Clearing House...-------

6, 744.92 none

LReetsteerrvse otof rCIrnetdeirte-asnt _d__A__c_c_e_D__t_a_n_c__e_s_.._

Other Checks and Cash Items......

82.98 Bonds Borrowed---------------------

LOevtetredrsraofftsC(rief daintya)n__d__A__c_c_e_D__t_a_n_c__e_s_.._

none Other Liabilities.. ------------------277.43

Other Assets--------------------------

none

-----

T'==otal==-=-~=o:-=--~-=o:-=--~-~-=-~--~-=--~--~-=--=--~-=o:--=-$===4=6=,0=88=-=63===T=o~t~al=--~-=o:--=.-.. -- .................. -- ...$

15,000.00 none
2,000.00 114.07 none none
5,923.09 none
13,760.47 none none 211.00 none
9,080.00 none none none none none
46,088.63

ll4

FlFTH ANNUAL REPORT



STATEM-ENT

Showing Condition at Close of Busineu Dece10ber 31, 1924

of the

BANK OF ELLENWOOD

President, G. T. WILLIAMSON

Ellenw~Ga.
Vice-President, W. R. WHITAKER Cashier, E. COWAN

RESOURCES:

Time Loans and Discounts__________ $ 27,543.30

DUenmiteadndSLtaoteasnsS_e__c_u_r_i_t_ies--_-_-__-_-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrvdes_B__a_n__k__________ __

none none none none none

FBuarnnkiitnugreHaonudseF-i-x-t-u-r-e-s-_-_-_-_-_-_-_-_-_-__-_-_--_

2,000.00 850.00

DOutheefrroRmeaFl eEdsetraatleROewsenrveed B--a-n-k--.-_-__--_

6,678.00
none

Cash in Vault and Amounts De-

posited with API>roved Reserve

Agents-----------------------------DAduveafnrcoems oOnthCeortBtoann.k_s______-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities___ _

30,510.14
none
3 m:i~

Checks for Clearing House_________ _

none

Other Checks and Cash Items. ____ _

none

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._

none none

Other Assets--------------------------- - - -no-ne

Total.. _---- ____ ------------.------.$ 70,932.00

LIABILITIES:
Capital Stock Pald in----------------S ASumrpoluunst. R__e_s_e_r_v__e_d__f_o_r__B--r-a_n_c--h_e_s__-----_--Undivided Profits. ___________________ Dividends UniJald-------------------Due to Banks------------------------Deposits SubJect to Check---------Demand Certificates of Deposit----Time Certificates of Deposit--------TSaruvisntgFsuDnedpsoosnitsD--e-p-o--s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks--------------------BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances._ Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other L1ab111ties. --------------------
TotaL _________________________________$

l5,oOO.OO none
3,000.00 804.71
none none
30,333.40
none
21,790.72
none none
2.80
none none none none none none
.37
70,932.00

STATEMENT

Showing Condition at Close of Business Dece10ber 31,1924

of the

THE BANK OF ELLIJAY

President, SAM TATE

Ellijay, Ga. Vice-President, R. L. McCLAIN
Cashier, E. T. HUDSON

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _

266,394.43 9,000.00
none none

Stock in Federal Reserve Bank------

none

Other Stocks and Bonds-------------

5,950.00

BFuarnnkiitnugreHaonudseF--ix--t-u-r-e-s--__-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _

none
2,500.00 5,630.00

Due from Federal Reserve Bank-----

none

Cash in Vault and Amounts De-

I>Osited with Approved Reserve

DAuegfernotms.-o.-th--e-r--B--a-n-k--s-_-_-_-_-_-_-_-_-__-_-_-_-_--_

53,356.90
none

Advances on Cotton -------------Advances on Other Commodities-COhthecekr sCfhoercCksleaanridngCaHsohuIstee-m--s---_-_-_--_

none none none none

Letters of Credit B.Jld Acceptances._

none

Overdrafts (if anYl-------------------

none

Other Assets--------------------------- - - -no-ne

T. otal-----------------------------------S 342,831.33

LIABILITIES: Capital Stock Pald in---------------S Amount reserved for Branches-----Surplus.. ----------------------------Undivided Profits-------------------Dividends Unpald-------------------Due to Banks------------------------DeiJosits Subject to Check---------Demand Certificates of Deposit____ _ Time Certificates of Deposit-------Savings Deposits. ___ ----------------TCraushstieFru'snCdhseocnksD__e_i_>_O__S__it_._c_-_-_-_-_--_-_-_-_--_ Certified Checks_____________________ _ Bills Payable... ---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other L1ab111ties---------------------
Total-- ___ --_----------------------- ___$

15,000.00
none
7,000.00
none none none
114,774.46
none
73,874.55 84,342.60 44.570.87 2.917.17
315.68
none none none none none none
m. 8111.33

DEPARTMEN'l' o:r BANKING

ll5

STATEMENT

Showing Condition at Close ofBusineu Dooe~nber 31, 1924

of the

BANK OF ETON

President, C. C. KEITH

Eton, Ga. Cashier, H. R. JAMES

Vice-President, F. M. JONES

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_______________________ __ Ftirniture and Fixtures. ____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _

56,263.80 519.85
2.750.00
none none none none
2,000.00
none none

Cash in Vault and Amounts De-

Apogseintetsd___w__i_t_h___ A---p--p--r_o_v_e_d___R__e_s_e_rv__e

15,778.02

Due from Other Banks______________

none

Advances on Cotton_________________

6,936.05

Advances on Other Commodities____

none

Checks for Clearing House__________

none

Other Checks and Cash Items_______

329.53

Letters of Credit and Accevtances..

none

Overdrafts (if anY>-------------------

486.86

Other Assets--------------------------

none

Total__________________________________- $ - -85-,06-4.- 11

LIABILITIES: Capital Stock Pald in _______________$ Amount Reserved for Branches----Survlus. _______ ----------------------Undivided Profits-------------------DDiuveidteonBdsanUknsv__a_i_d_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Deposits SubJect to Check_________ _ TDiemmeaCn derCtiefirctiaftiecsatoefsDoef pDoesvito__s_i_t_-_-_-_--_ Savings Deposits.------ __ -----------Trust Funds on Deposit------------CCaersthifieierd'sCChheecckkss_-_-__-_-_-_-_-_-_-_-_-_-_----------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities. ____ ----------------
Total.. ------------------------------- -S

15,000.00
none
4,000.00 1,084.83
none none
27,988.36 25,293.51 11,317.07
none
380.34
none none none none none none none none
85,064.11

STATEMENT

Showing Condition at Close of Business DeceiDber 31, 1921.

of the

FAIRBURN BANKING CO.

Fairburn, Ga.

President, J. H. LONGINO

Vice-President, L. M. HOBGOOD

Cashier, GEO. EDMONDSON

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _

154,241.27 13,384.80 3,700.00

SSttoactek oinf GFeeodregraial BReosnedrvs-e-B---a-n-k--_-_-_-__--_

none none

Other Stocks and Bonds-------------

6,425.00

BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _

18,435.06 7,370.87
252.50

Due from Federal Reserve Bank-----

none

Cash in Vault and Amounts De-

vosited with Approved Reserve

DuAegfernotms.-O_-th--e-r--B-a-n--k-s-_-_-_-_-_____-_--_-_-_-_-_-__

73,8n9o0.n3e6

Advances on Cotton_________________

10,230.01

gAdvances on Other Commodities. __ hecks for Clearing House__________ ther Checks and Cash Items______

1,195.33
1,904.97
2,784.92

Letters of Credit and Acceptances..

none

Overdrafts.---------------------------

29.38

Other Assets--------------------------___ none,

Total----------- _______________________$ 293,844.47

LIABILITIES: Capital Stock Paid in----------------S Amount Reserved for Branches----Surolus. _----------------------------Undivided Profits-------------------DDiuveidteonBdsanUknso__a_i_d_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Deoosits Subject to Check_________ _ Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits. ______ -------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------Bills Payable._.---------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances. _ Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities. __ ------------------
Total.. _----- ____________ --_--------- --S

48,890.93
none none
6.264.87
none none
152.736.66
none
85,715.95 100.00
none
136.06
none none none none none none none

....--------------

116

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

FAIRMOUNT BANK

Fairmount, Ga.

President, MRS. EDNA F. TATE

Vice-President, DR. R. L. ROGERS

Cashier, R. D. PAYNE

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s__c_o_u__n_t_s____________________$ United States Securities. ___________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned ---------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
vAogseintetsd. __w__i_th____A__v_v-r-o-v--e-d---R__e_s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton... _____________ _ Advances on Other Commodities. __ _ Checks for Clearing House_________ _ Other Checks and Cash Items. ____ _ LOevteterdrsraofftsC(rifedaintya)n. _d__A__c_c_e_v__t_a_n_c__e_s_.._ Other Assets_________________________ _
TotaL _________________________________ $
---------

95,981.35 1,420.00
650.00 none none 200.00 2,225.00 1, 785.00 2,000.00 none
38,841.45 27,000.00
none none none 76.41 none 73.23 3,417.25 173,669.69

LIABILITIES: Cavital Stock Paid in _______________ $ Amount Reserved for Branches --Survlus. _----------------------------Undivided Profits-------------------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsje--c-t-t-o--C--h--e-c-k--_-_-__-_-_-_-_-_--_ Demand Certificates of Devosit----Time Certificates of Devosit.. ______ _ TSaruvisntgFsuDnedvsoosintsD-e-v-o--s-i-t-_-_-__-_-_-_-_-_-_-_--__Cashier's Checks____________________ _ Certified Checks---------------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances. _ Reserve for Interest and Taxes _____ _ Bonds Borrowed--------------------Other Liabilities.--------------------
TotaL _______________ _ ___________$

STATEMENT

15,000.00 none
7,5oo:oo 619.88 none none
75,452.63 none
72.978.70 396.50 811.98 775.45 none none none none none none 134.55
173,669.69

Showing Condition at Close of Business December 31, 1924

of the

FARMERS AND MERCHANTS BANK

President, J. W. WISE

Fayetteville, Ga. Vice-President, W. W. REDWINE
Cashier, C. D. REDWINE

RESOURCES:
TDiemmeaLnodaLnos aannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
vosited with Avvroved Reserve DAuegfernotms--O--t-h-e--r-B--a--n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items______ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c_e__s_.._ Other Assets.. __ ........ ________ .. ___ _
Totals... __ -------------._-----------_.$

144,475.67 40,551.87 2,300.00
none none 450.00 2,266.79 3,256.46 7,040.12 none
29,089.21 578.21
17,627.81 1,739.25
35.55 918.46 none 5,717.97 none 256,047.37

LIABILITIES: Cavital Stock Paid in________________$ Amount Reserved for BranctL s --SUunrdvi1vuids ed- -P-r-o- -f-i t-s- - -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_-_ Dividends Unvaid... --------- ____ -- -Due to Banks....... -----------------Devosits Subject to Check -------Demand Certificates of Devosit____ _ Time Certificates of Devosit. _- __ - _Savings Devosits -------------------TCraushstieFru'snCdhseocnksD__e_v_o__s_i_t_._._-_-_-_-_._._-_-_._. _Certified Checks..... _.. ------ .... ---Bills Payable ...... __ -- _-----------Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... BOothnedrs LBioarbrioliwtieeds-.-_-_-_-_-_-_-_-_-_-_-_-_-_____-_-_-_-_--_
TotaL ..... ________________________ ..$

25,000.00 none
25,000.00 3,351.88
none none 160,962.08 none 38,660.33 none none 423.08 350.00 none none none none 2,300.00 none 256,047.37

DEPARTMENT OF BANKING

117

STATEMENT Showing COndition at Close of Business December 31, 1924

of the BANK OF FINLEYSON

Finleyson. Ga. President, .f. W. CONNER, SR. V.-P., R. L. SCARBOROUGH, W. E. FINLEYSON
Cashier, CLARENCE FINLEYSON

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities------------State of Georgia Bonds-------------BSOtatohncekkriniSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_dv__es___B___a___n___k___-___-__-__-__--__ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De-
I>Osited with AI>I>roved Reserve Agents__ --------------------------ADduveafnrcoems oOnthCeortBtoann_k_s___-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items. ____ _ LOevteterdrsraoftfsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n__c_e_s____ Other Assets--------------------------
Total----------------------------------S

19,711.57
none none none none none
1,000.00 1,100.00 5,641.87
none
4,047.61
none l, 706.84
none none none none none
55.76 33,263.65

LIABILITIES:
Cai>ital Stock Paid in ---------------$
Amount Reserved for Branches.---SUunrdi>ilvUidSe--d- -P-r-o--f-i-ts--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Uni>aid-------------------DDeui>eOtoSitBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-__-_-_--_ TDiemmeaCnderCtiefirctiaftiecsatoefsDoefi>Doesii>t_o_s_i_t_-_-_-_--_ TSaruvisntgFsuDnedi>soosints_D-e-i>--o-s-i-t-_-_-_-_-__-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks---------------------BNiolltsesPaanyadbBleil.ls R--e-d--i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Accei>tances __ Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities._-------------------
TotaL--------------------------------S

15,000.00
none none
9,115.92
none none
8,123.37
none
719.20
none none
305.46
none none none none none none none
33,263.95

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the BANK OF FI.OVILLA

Flovilla, Ga. President, I'. S. ETHERIDGE
Cashier, J. T. GIBSON

Viee-President,A. F. WHITE

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities. ___________ _ State of Georgia Bonds_____________ _

29,847.91 13,431.26
none none

SOttohcekr iSntoFcekdsearanldRBesoenrdves_B__a__n_k__-_-_-_-_--_

none
200.00

BFuanrnkiitnugreHaonudseF. i_x_ t-u-r-e--s-_-_-_-_-_-_-__-_-_-_-_-_--_ Other Real Estate Owned __________ _

1,102.50 1,259.43
l' 195.46

Due from Federal Reserve Bank-----

none

Cash in Vaults and Amount De-

I>Osited with AI>I>roved Reserve

Agents._----------------------- ____ _

58,193.23

Due from Other Banks--------------

none

CAAhddevvcaaknnscceefssorooCnn lCOeaotrhtitenorgnC-H-o-om-u-ms--eo-_d-_-i_t-_i-_e_-s_-__-__-_-__

none none
714.71

Other Checks and Cash Items-- __

1,375.09

Letters of Credit and Accei>tances..

none

Overdrafts (if anY>-------------------

140.44

Other Assets-------------------------- - - -no-ne

Total--~----------- -------------------$ 107,480.03

LIABILITIES:
Cai>ital Stock Paid in----------------5 Amount Reserved for Branches----USunrdoilvuisd_e-d--P-r-o--f-it-s--. -_-__-_-_----_-_-________-_-_-------_Dividends Uni>aid-------------------DDeuie>otositBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-__--_ Demand Certificates of Dei>os1t----Time Certificates of Dei>osiL------Savings Dei>OSits___ ------------- _---TCraushstieFru'snCdhseocnksD__e_i_>_o__s_i_t-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_______ --------- ____ -Bllis Payable-------------------------Notes and Bllis Rediscounted---- __ LReestteerrvseofforCIrnetdeirteasnt danAdccTeai>xteasn_c_e__s_--_ Bonds Borrowed---------------------Other Liabilities._-------------------
Total--- _____________________________ ._$

15,000.00
none
10,000.00 4,132.85
none none
41,003.82
none
37,211.95
none none
111.41
none none none none nona none none
107,480.03

ll8

STATEMENT

Showing Condition at Close of BWJineu DeeeJDber Sl, 1924

of the

THE CITIZENS BANK

Folkston, Ga.

President, WILLIAM MIZELL, SR.

Vice-President, B. G. McDONALD

Cashier, WILLIAM MIZELL, JR.

RESOURCES:

Time Loans and Discounts__________$ Demand Loans________ -------------United States Securities------------SSttoactekoinf GFeeodregriaal BRoesnedrsv-e--B--a-n--k-_-_-_-_-_-_ Other Stocks and Bonds------------BFuarnnkiitnugreHaonudseF-i-x-t-u--re--s-_-_-_-_-_-_-_-_-__-_-_-_--_

133,801.28 12.399.52
5,000.00
10.000.00
none none none
2,454.16

DOutheefrroRmeaFl eEdsetraatle ROewsenrvede-B- a-n--k-_-_-__--_ Cash in Vault and Amounts De-
posited with Approved Reserve

325.00
none

Agents___ --------------------------DAduveafnrcoems oOnthCeorttoBna_n__k_s_._._-_-_-_-_-_--_-_-_-_-_-

72.706.29
nnoonnee

Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items______

none none
22.42

LOevteterdrsraofftsC(rifedanity)a_n__d__A__c_c_e_p__ta__n_c_e_s_._.

none
475.00

Other Assets--------------------------- - - -148-.03
Tota.l.~---------------------------------1 237,331.70

LIABJLlTIES: Capital Stock Paid ln---------------1 Amount Reserved for Branches. --Surplus------------------------------Undivided Profits-------------------Dlvidends Unpaid-------------------Due to Banks------------------------Deposits SubJect to Check---------Demand Certificates of Deposit----Time Certificates of Deposit-------Savings Deposits -------------------Trust Funds on Deposit------------Cashier's Checks--------------------BClelrltsifPiaeydaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bllls Rediscounted-----Letters of Credit and Acceptances. Reserve for Interest-----------------Bonds Borrowed---------------------Other Llabllltles. __ ------------------
Total----------------------------------1

15,000.00
none
3,000.00 17,095.4.9
8.40
none
118.338.21
none
29,129 ..92 53,948.99
none
810.69
none none none none none none none
237,331.70

STATEMENT

Showing Condition at Close of Business Dece10ber 31, 1924

of the

BANK OF FORSYTH

Forsyth, Ga.

President, R. B. STEPHENS

Vice-President, J. J. CATER, SR

Cashier, JNO. T. STEPHENS

RESOURCES:

Time Loans and Discounts----------$ 56,126.20

Demand Loans----------------------United States Securlties-------------

26.486.92
none

SStt.oa:ctekolnf GFeeodregriaal BReosnedrvs-e-B---a-n-k--_-_-_-__--_

6.225.00
none

Other Stocks and Bonds------------

none

Banking House-----------------------

4,703.56

FOuthrneirtuRreealaEndstFatiextOurwens-e-d--__-_-_-_-_-_-_-_-_--_

2,932.61 6,473.73

Due from Federal Reserve Bank----Cash in Vault and Amounts De-

none

Posited with Approved Reserve

Agents------------.-----------------DAduve.afnrocems OonthCeor tBtoann_k_s_-__-_-_-_-_-_-_-_-_-_-_-__--_

65,559.70 15.00
none

ACdhve;caknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_-_-_--_ Other Checks and Cash Items_____ _

12.59 153.30
none

Letters of Credit and Acceptances.

none

Overdrafts (if anYl-------------------
Other AssetS---------------------------

-

-

none
-no-ne

Total--------------------_---------_ ---S 168,688.61

LIABILITIES:
ACampoituanltSRtoescekrvPeadidfoirn-B--r-a-n-c--h-e-s--_-__-_--_1 USunrdpilvUidSe-d--P--r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------Due to Banks.. ---------------------DDeepmoasnitds CSeurbtJifeicctattoesCohfeDckep--o-s-i-t-_-_-_-_-_ Time Certificates of Deposit--------TSarvuisntgFsuDnedpsoosnitsD--e-p-o--s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks---------------------Bills Payable__ ----------------------Notes and Bills Rediscounted------LReestteerrvse offorCIrnetdeirt easnt da nAdccTea.Pxteasn_c_e__s_. ._ Bonds Borrowed--------------------Other Liablllties. _-------------------
Total.---------------------------------$

50,000.00
none
10,00000 4,852.98
none none
103,755.63
none none none none
80.00
none none non,e none none none none
168,688.'61

I>EPAIR'l'MENT OF BANKING

U9

STATEMENT

ShowiDtJ ConclitionetCioee ofBueineuDecember 31, 1

of the

CITIZENS BANK OF FORSYTH

Forsyth, Ga.

President, .H. H. HA~DIN

Vice-Presidents, P.R. CHAPMAN. H. E. NEWTON,

E. D. RUDISILL (V. Pres.) Cashier, ROLAND ANDERSON

RESOURCES:

Time Loans and Discounts.........$ m. 733.91

DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _

21,859.78
none none none

Other Stocks and Bonds------------

none

BFuarnnkiitnugreHaonudseF.i.x..tu-r-e--s-_-_-_-_-_-__-_-_-_-_-_-_--_

none
1,629.63

Other Real Estate Owned-----------

2,736.40

Due from Federal Reserve Bank-----

none

Cash in Vaults and Amounts De-

A:Dgoesnitetsd___w__i_t_h___A_:_D_:_D__ro_v_e_d___R__e_s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _

35,017.96 276.38
none

ACgvecaknscefsoronOlOeat.hrlenrgCHoomumseo_d_i_t_i_e_s_._._._ Other Checks and Cash Items _____ _

none
421.37
none

Letters of Credit and Acce:Dtances.

none

Overdrafts (if anYl-------------------

none

Other Assets--------------------------- - - -no-ne

Total----------------------------------S 173,675.43

LIABILITIES
Ca:Dital Stock Paid in----------------S Amount Reserved for Branches..... Surt~lus. ____ .. -----.-----------------Undivided Profits-------------------Dividends Un:Daid-------------------Due to Banks-----------------------Det~osits Subject to Check.--------Demand Certificates of De:Dosit..... Time Certificates of Det~osit-------- Savings De:DOSits--------------------Trust Funds on Det~osit------------ Cashier's Checks--------------------Certified Checks---------------------Bills Payable... ---------------------Notes and Bills Rediscounted------Letters of Credit and Acce:Dtances.. Reserve for Interest and Taxes.... Bonds, Borrowed--------------------Other Liabilities.--------------------

Total. . . . . . . --------------------------.$

40.000.00 none
10,000.00 1,271.16 3,200.00
none
56,125.35 2,000.00
7,989.66
none none 1,089.26 none none none none none none 52,000.00

STATEMENT

Showing Condition at Close of Business DeceJDber 31,1924

of the

FARMERS BANK

President; R. T. PERSONS

Forsyth, Ga. Vice-President, R. P. BROOKS
Cashier, R. J. BITTICK

RESOURCES

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t,s_._._._.__._._._._$ United States Securities............ .

85,014.71 143,190.71
none

State of Georgia Bonds-------------Stock in Federal Reserve Bank..... . BOat hnekri nSgtoHckosusaen_d__B__o_n__d_s__._._._._._._._._._._. ._
FOuthrneirtRureealaEndstFatiextOurwens.e.d._._._._._._._._._._. ._ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-

none none none
3,992.95 2,493.15
none none

:Dosited with AII:Droved Reserve

Agents-----------------------------ADduveafnrcoems oOnthCeortBtoann_k_s__.-_-_-__-_-_-_-_-_-_-_-_--_ Advances on Other Commodities....

90.350.87
none none none

Checks for Olea.rlng House.......... Other Checks and Cash Items ....

587.76 974.39

Letters of Credit and Accet~tances.

none

Overdrafts (if anYl-------------------

316.29

Other Assets--------------------------- - -no-ne

Total.... ------------------------- .$ 326,920.83

LIABILITIES Ca:Dital Stock Paid in----------------S Amount Reserved for Branches.---Surt~lus.. _. ___ . _-- ... __ .. ------------Undivided Profits.------------------Dividends Un:Daid-------------------Due to Banks------------------------Det~osits Subject to Check.. -------Demand Certificates of Det~osit. Time Certificates of Det~osit...... Savings De:Dosits. -------------------Trust Funds on Det~osit------------ Cashier's Checks--------------------Certified Checks---------------------Bills Payable._.---------------------Notes and Bills Rediscounted------Letters of Credit and Acce:Dtances.Reserve for Interest and Taxes..... Bonds Borrowed... ----------------Other Liabilities.. -----------
Total--------.---------------- ...$

50,000.00 none
50,000.00 984.111 none none
225,1136.64 none none none none none none none none none none none none
326.920.83

FIFTH ANNUAL R:EPbR1'

STATEMENT

Showing Condition at Close of Business Decetnber 31, 1924

of the

MONROE COUNTY BANK

President. W. C. HILL

Forsyth. Ga. Vice-President, C. B. HOLLIS, SR.
Cashier, CHARNER W. HILL

RESOURCES: Time Loans and Discounts..........$ Demand Loans....................... United States Securities............. State of Georgia Bonds............ .. Stock in Federal Reserve Bank.... .. Other Stocks and Bonds. __ ........ . Banking House....................... Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank.... CIISh in Vault and Amounts De-
I>Osited with A:t>I>roved Reserve Agents . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. Due from Other Banks.............. Advances on Cotton................. Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items.... .. Letters of Credit and Acce:t>tances.. Overdrafts (if any) .................. _ Other Assets.......................... TotaL............... ------------------$

158,230.81 63.810.56 1.600.00
none
1.650.00 650.00
none
1.000.00 12,771.59 13,809.99
35,367.48
none
9,360.51 760.33 962.81 125.48
none none
2,106.06
302,205.62

LIABILITIES: Ca:t>ital Stock Paid in................$ ASumr:to>ulunst..R..e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e__s_._._..... Undivided Profits.................... Dividends Un:t>aid.................. .. Due to Banks......................... De:t>osits Subject to Check........ .. Demand Certificates of De:t>osit.... . Time Certificates of De:t>osit........ . Savings De:t>osits.................... . Trust Funds on De:t>osit............ . Cashier's Checks..................... Certified Checks..................... . Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acce:t>tances.. Reserve for Interest and Taxes.... .. Bonds Borrowed...................... Other Liabilities.....................
TotaL .................... ..

25,000.00
none
30,000.00
none none none
120,141.58
none
14,004.41 97,285.21
none
2,816.83
none none
10,683.31
none none none
2.274.28
302,205.62

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE BANK OF FORT GAINES

President, C. W. MORRIS

Fort Gaines, Ga. Vice-President, W. L. PAULLIN
Cashier, W. L. PAULLIK

RESOURCES:
Time Loans and Discounts..........$ Demand Loans....................... United States Securities............. State of Georgia Bonds............ .. Stock in Federal Reserve Bank..... . Other Stocks and Bonds............ . Banking House....................... Furniture and Fixtures.............. Other Real Estate Owned.........._ Due from Federal Reserve Bank .. __ Cash in Vault and Amounts De-
IA>gOesnitetsd.. _w__i_t_h___A__:_t>__p_r_o_v_e_d___R, e_s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton................. Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items...... Letters of Credit and Acceptances.. Overdrafts (if any)................. .. Other Assets..........................
Total------------------- .. -------------S

160,582.27 8.348.91
none none none none none
800.00
none none
67,285.86
none
69,059.67 2,269.49 6,434.37
none none
802.55
none
315,583.12

LIABILITIES: Capital Stock Paid in...............$ ASumr:to>ulunst.R..e.s.e.r.v..e.d. _f_o_r__B__r_a_n_c__h_e_s__._._._.._ Undivided Profits.................... Dividends Un:t>aid.................. .. Due to Banks........................ Deposits Subject to Check.......... Demand Certificates of Deposit..... Time Certificates of Deposit. ______ _ Savings Deposits..................... Trust Funds on Deposit............. Cashier's Checks..................... Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acce:t>tances.. Reserve for Interest and Taxes.... .. Bonds Borrowed..................... Other Liabilities.....................
Total..................................$

50,000.00
none
35,000.00 6,889.63 5,000.00 3,171.92 143,899.50
none
71,581.54
none none
40.53
none none none none none none none
315,583.12

DEPARTMENT OF BANKING

121

STATEMENT

Showing Condition at Close of Business DeceiUber 31, 1924

of the

UNION SAVINGS BANK

President, B. F. PEARCE

Fort Gaines, Ga. Vice-President, W. T. CREDILLE
Cashier, W. G. GRIMSLEY

RESOURCES:
Time Loans and Discounts... _______$ Demand Loans----------------------United States Securities------------SSttoactek oinf GFeeodregraial BRoesnedrvs-e--B--a-n-k--_-_-_-__--_ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
POsited with Avvroved Reserve DAuegfernotms.-O--t-h-e--r-B--a-n--k-s--__-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e__v_t_a_n_c__e_s_.-_
Other Assets--------------------------
T-o-taL .. ----------- ---- --------------- ___ $

79.408.69 982.50 none none none none none
1.700.00 4,250.00
none
13,333.85 none none none
1.559.22 none none 80.81 none
101,315.07

LIABILITIES:

Cavital Stock Paid in----------------S .Wl27 ,150.00

ASumrvoluunst. R__e_s_e_r__v_e_d_ _f_o_r__B__r_a_n_c__h_e__s-_-_-__-_-

5,0n0o0.n00e

Undivided Profits-------------------Dividends Unvaid-------------------Due to Banks------------------------Devosits Subject to Check---------Demand Certificates of Devosit----Time Certificates of Devosit________ Savings Devosits--------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.Reserve for Interest and Taxes______
BOothnedrsBLioabrirliotiwese__d_-_-_-_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-

2,222.02 8.00
none 41.714.67
none 24,723.15
none none 497.23 none none none none none
nnoonnee

TotaL------ ____ ------------- _________$ 101,315.07

STATEMENT

Showing C<>udition at Close of Business December 31, 1924

of the BANK OF FORT VALLEY

President, \V. B. NICHOLS

Fort Valley, Ga. Vice-President, W. R. EDWARDS
Cashier, E. T. MURRAY

RESOURCES:

Time Loans and Discounts__________ $ 54,093.97

DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_

none none

State of Georgia Bonds_____________ _

none

Stock in Federal Reserve Bank------

none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-__-_-_-_-_--_ Furniture and Fixtures_____________ _

none none 3,535.15

Other Real Estate Owned... _______ _

none

Due from Federal Reserve Bank____ _

none

Cash in Vault and Amounts De-

vosited with Avvroved Reserve

D Auegfernotms--O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _

18,331.35 283.75 none

Advances on Other Commodities___ _ Checks for Clearing House_________ _

none 3,000.00

Other Checks and Cash Items _____ _

none

LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_v__ta__n_c_e__s_.__

none none

Other Assets--------------------------- - - -no-ne

Total-----.--------------------------- -S 79,244.22

LIABILITIES: Cavital Stock Paid in________________ $ ASumrvoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e__s_._.___--_ Undivided Profits ___________________ _ Dividends Unvaid-------------------Due to Banks------------------------Devosits Subject to Check---------Demand Certificates of Devosit____ _ Time Certificates of Devosit--------Savings Devosits. -------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaanyadbBleil.l_s-R--e-d--i-s-c-o--u-n-t-e--d-_-_-__-_-_-._ Letters of Credit and Accevtances-Reserve for Interest and Taxes-----BOot hnedrs LBioarbriol iwt ieeds-_-_-_-_-_-_-_-_-_-_-_------------------- --
Total--- ___ --.----.--------------------$

30,000.00 none none 398.80 none none
45,860.24 none
1,000.00 110.08 none 15.10
1,860.00 none none none none none none
79,244.22

STATEMENT

Sho..riug'Con:dition at Close of BusineB& DeeemberM, 1924

of the

CITIZENS BANK OF 'FORT VALLEY

President, A. J. EVANS

Fort Valley, Ga. Vice-Presidents, C. E. MARTIN, L. L. BROWN

Cashier, B. H. FINCHER

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities. ___________ _ State of Georgia Bonds. ____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdves _B__a_n__l_c_._._._._.
BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
vosited with Avproved Reserve

667,310.84 574.54
2,000.00 1,000.00
none 2,000.00 45,000.00 11,115.26 1,100.00
none

DAuegfernotms.-O--t-h-e--r-B--a-n-k-s-._--_-_-_-_-_-_-_--_-_-_-_-_Advances on Cotton_________________

147,1n6o0.n21e 4,971.62

Advances on Other Commodities.... Checks for Olearing House__________ Other Checks and Cash Items______

none 2,338.54 1,794.40

LOevteterdrsraofftsC(rifedanity)a__n_d__A__c_c_e_p__ta__n_c_e_s_._.

nnoonnee

Other .Assets--------------------------- - -4,0-40.-26

Total----------------------------------1 890,405.67

LIABILlTIES: Cavital Stock Paid in---------------1 ASumrpoluunst_R__e_s_e__r_v_e_d__f_o_r__B__r_a_n__c_h_e__s_._-_-_--_ Undivided Profits-------------------Dividends Unvaid-------------------Due to Banks------------------------Devosits Subject to Check---------Demand Certificates of Devosit..... Time Certificates of Devosit--------Savings Deposits--------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities.--------------------
TotaL. ____ ----------------------- ---1

100,000.00 none
50,196.72 21,030.44
500.00 53.49 373,383.14 none 117,197.75 71,954.43 none 3,334 ..19 999.67 100,000.00 51,755.84 none none none none 890,405.67

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE BANK OF HEARD COUNTY

President, F. S. LOFTIN

Franklin, Ga. Cashier, E. E. LEWIS

Vice-President, E. E. LEWIS

RESOURCES:

Time Loans and Discounts----------1 96,801.96

DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds. ____________ _

18,792.73 7,450.00
none

SOttohcekr iSntoFcekdearnadl RBeosnedrvse__B__a_n_k__-_-_-_-_--_

none 450.00

BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_

2,844.00 2,000.00

Other Real Estate Owned-----------

5,461.11

Due from Federal Reserve Bank-----

none

Cash in Vault and Amounts De-

vosited with Approved Reserve

Agents------------------------------

97,932.97

Due from Other Banks--------------

none

Advances on Cotton-----------------

none

CAhdevcaknscefsoronOlOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._

none none

Other Checks and Cash Items.....

none

Letters of Credit and Acceptances..

none

- - - - OOvtheerdr rAasfstset(si.f.a..n.Y..>..-.-.-..-_-_-_-_-_-_-_-__-_-__--_

none none

Total -.--------.-----------------..$ 231,732.77

LIABILITIES. Capital Stock Paid in---------------1 Amount Reserved for Branches..... SurplUS------------------------------Undivided Profits-------------------Dividends Unvaid-------------------Due to Banks------------------------Deposits Subject to Check.--------Demand Certificates of Devosit..... Time Certificates of Devosit--------Savings Devosits--------------------Trust Funds on Deposit............. Cashier's Checks--------------------Certified Checks---------------------Bills Payable------------------------Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed.. _----------------- Other Liabilities....----------------
TotaL---------------------1

25,000.00 none
25,000.00 2,832.93
4.00 none 110,704.78 none 12,483.57 48,029.1.'<1 7,618.88 59;48 none none none none none none none 231 ''132 !17

DEPARTMENT oF :B.ANcNo

STATEMENT

Showing Condition at Close of BUsiness December 31,1924

of the

THE PEOPLES BANK

President, G. A. ADAMS

Franklin, Ga. Vice-President, A. J. JACKSON
Cashier, HOPE H. LANE

RESOURCES:

TDiemmeaLnodaLnosaannsd..D. _i_s_c__o_u_n__t_s_._._._._._._._._._$ United States Securities. ___________ _ State of Georgia Bonds.... _________ _
Stock in Federal Reserve Bank..... . BOathnekrinSgtoHckosusaen.d. _B__o_n__d_s_._._._.__._._._._._._. ._ Furniture and Fixtures...._________ _ Other Real Estate Owned. _________ _

52,202.90 9,840.50
none none none none
2.000.00
1.706.71 5,195. 73

Due from Federal Reserve Bank..... Oash in Vault and Amounts De-

none

Avogseintetsd. . w___i t._h. . .A_I_>_I_>_r_o_v_e_d___R__e_s_e_r_v_e_
ADduveafnrcoems oOnthOeortBtoann_k_s__.._._._._._.___._._._._._ AOdhvecakncsefsoronClOeathrienrgCHoonudsieti_o_n__s_._._._._. ._ Other Ohecks and Oash Items..... . Letters of Oredit and Accei>tances..

7,633.99 none none none
3,000.00
none none

Overdrafts (if anYl-------------------
Other Assets--------------------------

49.28 none

TotaL............ ____________________~$--8-1-,6-29-.1-1

LIABILITIES: Oavital Stock Paid fn _______________$ ASumrvoluunst. R--e-s-e.-rv--e-d- .t.o_r__B__r_a_n_c--h_e_s__.-__--.-. Undivided Profits-------------------Dividends Unvald-------------------DDeuveotsoitBs aSnukbsj-e-c-t-t-o---O-h--e-c-k--.-.-.--.-.-.-.-.-. Demand Certificates of Devosit..... Time Certificates of DevosiL....... Savings Devosits--------------------TCrausshtieFru'snCdhseocnksD..e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------Bills Payable.. ----------------------Notes and Bills Rediscounted...... . Letters of Credit and Accevtances.. Reserve for Interest and Taxes..... . Bonds Borrowed... -----------------Other Liabilities.. -------------------
TotaL ...... ---- ...........1

26,000.00
none
7,000.00 822.29
44.00 none 27,692.68 none
3,000.11
none none none none
18,070.03
none none none none none
81.629:11

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE CITIZENS BANK

'President, J. C. PRUITT

Gainesville, Ga. Vice-President, C. L. NEWTON
Cashier, J. N. ROGERS '

RESOURCES:

Time Loans and Discounts..........$ 619,023.91

UDnemiteadndSLtaoteasnsS-e-c--u-r-i-ti-e-s-.-.-.--__-_-_-_-_-_-_-_--_

none
40,000.00

State of Georgia Bonds--------------

none

Stock in Federal Reserve Bank..... .

none

BOathnekrinSgtoHckosusaen.d...B__o_n__d_s_-_-__-_-_-_-_-_-_-_-_-_--_

86,354.16
none

FOuthrneirtRureealaEnsdtaFtiextOuwrens-e-d-.-_-_-_-_-_-_-_-_-_--_

6,191.58 15,705.99

Due from Federal Reserve Bank.....

none

Oash in Vault and Amounts De-

vosited with AI>I>roved Reserve

Agents... --- ..... __ ... ------ __ ----.. 271,073.37

Due from Other Banks--------------

92.90

Advances on Cotton.----------------

23,402.10

Advances on Other Commodities....

none

Checks for Clearing House..........

5.730.48

Other Checks and Cash Items......

2,887.48

Letters of Credit and Accevtances..

none

Overdrafts (if anY>-------------------

1,913.13

- - - - - Other Assets--------------------------

29,758.66

Total... -- .. --- .. --------------- -------1 l,l02.L113:76

LIABILITIES:
Cavital Stock Paid in----------------1 ASumrvoluunst..R_e_s_e__rv__e_d__t_o_r__B__r_a_n__c_h_e__s_.-.-.-_-_ Undivided Profits-------------------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsj.e.c--t-t-o--C--h-e--c-k-.-.-.-.-.---.-.-.-. Demand Certificates of Devosit.... Time Certificates of Devosit....... TSarvuisntgFsuDnedvsoosnitsD. -e-v--o-s-i-t----.-.-.--.--.-.-Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaaYndabBliel-ls--R--e-d--i-s-c-o-u--n-t-e-d--.-.-.-.--Letters of Credit and Accei>tances. Reserve for Interest and Taxes.. Bonds Borrowed------------------- Other Liabilities.--------------------

50,000.00
none
10,000.00
81/1'71.81
2;000.00
7.421.58 584,889.79
4,500.00 600.00
408,292.62
none 1,969.18
none none none none 688.78 none none

TotaL...... ------------------------- ..J l,l02il8S.'1.6

124'

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

THE STATE BANKING COMPANY

President, T. E. ATKINS

Gainesville, Ga. Vice-President, GEO. P. ESTES
Cashier, W. R. WINBURN

RESOURCES:

Time Loans and Discounts__________ $ Demand Loans______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_
Furniture and Fixtures-------------Other Real Estate Owned----------Due from Federal Reserve Bank ___ _ Cash in Vault and Amounts De-
nosited with Annroved Reserve Agents----------_____________________ Due from Other Banks______________ Advances on Cotton_________________ Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items______ LOevteterdrsraofftsC(rief dainty)a_n__d__A__c_c_e_n_t_a_n_c_e_s_____ Pther Assets__________________________

363,287.23 10,000.00
none none none none none 5,100.00 none none 54.973.85 11,964.83 14,412.20 none 1.289.19 2.423.37 nnoonnee none

---~----
Total.-.--,----------------------------$ 463,450.67

LIABILITIES: Canital Stock Paid in _______________ $ Amount Reserved for Branches____ _ Survlus------------------------------Undivided Profits-------------------DDiuveidtoenBdsanUknsp_a__i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Denosits Subject to Check---------Demand Certificates of Denosit____ _ Time Certificates of Denosit_______ _ Savings Denosits--------------------TCraushstieFru'snCdhseocnksD__e_n__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------Bills PaYable ________ ----------------Notes and Bills Rediscounted______ _ Letters of Credit and Accentances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed___ -----------------Other Liabilities ____ -----------------
Total___ ----------------------------- __$

75,000.00 none
30,000.00 2,128.54
none none 204,069.40 none 150,874.10 none none none 1,378.63 none none none none none none 463,450.67

STATEMENT

Showing Condition at Oose of Business December 31, 1924

of the

FARMERS AND MERCHANTS BANK

President, J. A. CHAPMAN

Garfield, Ga. Vice-President, 11. H. STEWART
Cashier, D. M. CASON

RESOURCES:
Time Loans and Discounts__________ $ Demand Loans______________________ _ UStnaitteedofSGtaetoersgSiaecBuornitdiess_-__-_-_-_-_-_-_-_-_-_-_--_ Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-__-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De-
nosited with Annroved Reserve DAu eg ef rnotms __O__t_h-e-r- -B- -a-n- -k-s-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ COhthecekr sCfhoercCksleaanridngCHasohuIstee-m--s-_-_-_-_-_--_ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s____
Other Assets--------------------------
J,Ot&l---- ---------------------------- __$

43,245.27 none
7,350.00 none none none
4,207.48 3,189.46 2,624.77
none 10.331.12
none none 154.45 none 37.19 none 596.45 none

LIABILITIES:
ACampoituanltSRtoescekrvPeadidfoirn-B-r--a-n-c--h-e-s--_-_-_-_-_S USunrdpilvuids-e-d--P-r-o--f-it_s______________________-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------Due to Banks-----------------------Denosits Subject to Check---------Demand Certificates of Deposit----. Time Certificates of Deposit--------Savings Deposits--------------------TCrausshti eFru' snCdhs eocnk sD__e_n__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_- -_ Certified Checks---------------------BNiolltsespaanyadbBleil_l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Acceptances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed- __ -----------------Other Liabilities___ ------------------

71,736.19 Total----------------------------------S

15,000.00 none
3,000.00 6,037. 73
none none 29,824.00 none 14.657.17 none none 1.117.29 none none none none none 2.100.00 none 71,736.19

DEPARTMENT OF BANKING

STATEMENT

Showing Condition at Closeof Business December 31, 1924

of the

BANK OF GIBSON

President, B. :F. WALKER

Gibson, Ga. Vice-President, W. T. GRIFFTK
Cashier, E. E. GRIFFIN

RESOURCES:
Time Loans and Discounts__________ $ DUenmi t eadn dSLt aot easn sS-e-c- -u-r-i-t-ie- -s-. -_-_-_-__-_-_-_-_-_-_- -_ SSOtttoahcteekr oiSnft oGFceekodsregar ianaldBRBoesonendrdvs -es-_-B_-_-a_-n_-_k-_-__-__-__-___- -__ BFuarnnkiitnugreHaonudseF-i-x-t-u--re--s-_-_-_-_-_-_-_-__-_-_-_-_--_ Ottler Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
vAogseintetds. __w__i_th____A_I_>_I_>_r_o_v_e_d___R__e_s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _ Advances on Other Conditions_____ _ Checks for Clearing House _________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__v_t_a_n_c__e_s_. __ Other Assets--------------------------
TotaL _______________________________ $

57,169.52 6,259.39
none none none none
3,000.00 1,608.51
none none
41,665.67
none none none none none none
83.80
none
109,786.89

LIABILITIES:
Cavital Stock Paid in _______________ $ Amount Reserved for Branches ____ _ SUunrdt>i vlui ds.e_d__P_ r-o- -f-i t-s- -_-_-_-_-_-_-_-__- _-_-_-_-_-_-_-_-_-_- -_ DDiuveidteonBdsanUknsv_a__i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Devosits Subject to Check _________ _ Demand Certificates of Devosit____ _ Time Certificates of Devosit________ _ Savings Devosits. -------------------CTraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_------Certified Checks_________ ---- _______ -Bills Payable. ___ --------------------Notes and Bills Rediscounted______ _ Letters of Credit and Accevtances-BReosnedrvs eBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s__________ __ Other Liabilities. _______________c ___ _

TotaL __ _

_______ $

15,000.00
none
3,000.00 3,000.00
none none
87,856.03
none none none none
930.86
none none none none none none none
109,786.89

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF GIRARD

President, W. Y. STEPHENS

Girard, Ga. Vice-Presidents, DR. LOUIS B. ROYAL, W. P. SANDERS

Cashier, W. V. STEPHENS

Assistant Cashier, JUDAH B. BUXTON

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities. ___________ _ State of Georgia Bonds_____________ _
SOttohcekr iSntoFcekdsearanldRBesoenrdves_B__a__n_k__-_-_-_-_--_ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _

107,808.98 23,299.05
none none none none
1,800.00 2,200.00
3,250.00
none

Cash in Vault and Amounts DeAI>goesintetsd. __w__i_t_h___A--v-v--r-o--v--e_d___R_e_s_e_r_v_e
Due from Other Banks______________ Advances on Cotton_________________

18,953.30
none none

Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items______

none
2,300.00
none

LovetetredrrsaoftfsC(rifedaniyt )a__n_d__A__c_c_e_i>__ta_n_c_e_s_____

nnoonnee

Other Assets--------------------------

1,995.60

:

r

o

t

a

!

__________________________________

~~-----
$ 161,606.93

LIABILITIES: Cavital Stock Paid in________________$ ASumrto>ulunst_R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s__-_____-__ Undivided Profits. ______ -- __ --------DDiuveidtoenBdsanUknsv__a_i_d_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Devosits Subject to Check---------Demand Certificates of Devosit__ __ _ Time Certificates of Devosit-- _-- _-Savings Dei>osits. _____ ------- _---- --TCraushstieFr'usnCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks--------------- __ -_-_Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.. Reserve for Interest and Taxes----~ Bonds Borrowed----------------Other Liabilities.. -----------------
Total. _________ --------------- ------ __ $

15,000.00
none
3,000.00 17,000.00 2,520.00
none
71,249.91
none
50,943.67
none none
1,893.35
none none none none none none none
161,606.-93

STATEMENT Sb-ing. Condition at Close of Business Dece!nber 31~ 19tH
otbe FARMERS AND MERCHANTS BANK

President, J. 1<'. ODOM

Girard, Ga. Vice-Presidents, J. B. HEATH, G. D. PERRY
Cashier, J. C. WRIGHT

B.ESOURCES:
~~~k8~a~~~~~~~~-t_s_-~~~~~~~~~s
United States Securities____________ _ State of Georgia Bonds_____________ _ BSOtatohncekkriinSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_vd_es___B____a__n___k___-__-__-__-__--__ Furniture and Fixtures_____________ _ Other Real Estate Owned.---------Due from Federal Reserve Bank----Cash in Vault and Amounts De-
posited with Approved Reserve DAuegfernotms--O--t-h-e-r--B--a-n--k-s--_-_-_-__-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Conditions_____ _ Checks for Clearing House_________ _ Other Checks and Cash Items. ____ _ Letters of Credit and Acceptances__ Overdrafts (if anY>------------------Other Assets---- ___ -------------------
TotaL---------------------------------S

100,670.79 8,264.19
none none
850.00 150.00 4,000.00 2. 000.00
none
4,375.51
17,598.10
none none none
2.990.69 42.70
none
14.98
none
140,956.96

LIABILITIES: Capital Stock Paid in ____ , __________$ Amount Reserved for Branches ____ _ SUunrdvivluidse__d__P_r_o__f_i_ts____,_____--_-_-____-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------DDuepeotsoitBs aSnukbsje--c-t-t-o--C--h--e-c-k--.-_-_-_-_-__-_-_--_ Demand Certificates of Deposit____ _ Time Certificates of Deposit--------TSaruvisntgFsuDnedpsoosnitsD--e-p-o--s-i-t_-_-_-_-_-_-_-,-_-_-_-_--_ Cashier's Checks--------------------Certified Checks---------------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Accet>tances __ Reserve for Interest and Taxes_____ _ Bonds Borrowed.-------------------Other Liabilities._-------------------
Total-- ________ ---------------------- --S

25,000.00
none
2,500.00 5,764.59
none none
49,725.03
npne
38,501.93 16,447.23
none
3,018.18
none none none none none none none
140,956.96

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE GLENNVILLE BANK

Pl'l)sident, W. F. DURRENCE

Glennville, Ga. Vice-President, C. W. KICKLIGHTER
Cashier, J. A. JONES

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with At>Proved Reserve DAuegefrnotms __O--t-h-e_r__B_ -a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ COhthecekr sCfhoercCksleaanridngCHasihluIstee-m--s-_-_-_-_-_--_ Letters of Credit and Acceptances__ Overdrafts (if an:r>------------------Other Assets--------------------------
Tat&L .-------------- ------------------S

223,869.79 4,886.50
none none none none
3,600.00 4,793.50 27.702.39
none
34,177.68
none none none
175.29 871.31
none none
2,708.48
302,784.94

LIABILITIES:
CAampoituanltSRtoescekrvPeadidfoirn-B--r-a-n-c--h-e--s-_-_-_-_-_S Survlus------------------------------Undivided Profits-------------------Dividends Unt>aid-------------------DDeute>otositBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Det>osit____.., Time Certificates of Deposit _______ _ Savings Det>osits- _____ --------------CTraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------Bills Payable._----------------------Notes and Bills Rediscounted------LReestteerrvse offorCIrnetdeirteasnt danAdccTeat>xteasn_c_e__s_-_- BOothnedrsLBioarbrioliwtieeds _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL _________________________________$

60,000.00
none
11,000.00
none none none
60,554.49
none
95,198.57
none none
31,031.88
none
25,000.00
none none none none none 302,784.94

STATEMENT

Showing. Coaditionat Close of Business Decmnher 31, 1924.
or the

THE PEOPLES BANK

President, S. H. HOWARD

Glennville, Ga. Vice-President, S. J. KICKLIGHTER
Cashier, R. D. EASTERLING

RESOURCES:
'l'ime Loans and Dlscounts__________$ DUenmiteadndSLtaoteasnss-e-c--u-r-i-t-ie--s-.-_-__-_-_--.-----_-__--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-__-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De-
vosited with Avvroved Reserve DAuegfernotms._O--t-h-e--r _B__a_n__k_s______-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities.... Checks for Clearing House---------Other Checks and Cash Items-----LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_v__t_a_n_c_e__s_.._ Other Assets--------------------------
Total----------------------------------*

199,568.34 9,871.02 none none none 2,000.00 8,500.00 3,053.93 2,479.20 none
14,969.07 none none none
5,484.06 121.33 none none 678.36
246,725.31

LIABILITIES: ACamvoituanltSRtoescekrvPeadidfoirn-B-r-a--n-c--h-e-s--.-.-.-.-.S Survlus------------------------------Undivided Profits. __ ----------------Dividends Unvaid-------------------DDueveotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Devosit..... Time Certificates of Devosit--------Savings Devosits--------------------Trust Funds on Devosit------------Cashier's Checks.. --------------- ___ _ Certified Checks------------------ ___ _ Bills PaYable.-----------------------Notes and Bills Rediscounted------LReestteerrvse offorCIrnetdeirteasnt danAdccTeavxteasn_c_e__s_.._ Bonds Borrowed---------------------Other Liabillties.- _- -----------------
Total----------------------------------$

25,000.00 none
12,500.00 808.85 none none
85.651.32 none
103,171.58 2.074.91 none 7,518.65 none 10,000.00 none none none none none
246,725.31

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE FARMERS BANK

President, J. F. COOK

Glenwood, Ga. Vice-Presidents, B.S. CALHOUN, C. M. JORDAN
Cashier, W. J. FUTRAL

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities. ___________ _ State of Georgia Bonds_____________ _

153,507.82 12.047.35
none none

Stock in Federal Reserve Bank..... .

none

Other Stocks and Bonds-------------

none

Banking House----------------------FOuthrneirtuRreealaEndstFatiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_

6.300.00 3,668.57
none

Due from Federal Reserve Bank. __ _

none

Cash in Vault and Amounts De-

vosited with Allvroved Reserve

Agents------------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_-_-__-_-_-_-_-_-_-_-_-_-_--_

31,523.44 3,691.44 6,995.98

CAhdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._

1,948.33 3,694.29

Other Checks and Cash Items. ___ -_

1.351.84

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__v_t_a_n_c__e_s_.._

none none

Other Assets--------------------------- - - -5,4-91-.74

'FQ$1______ - --------------------------- .$ 230.220.80

LIABILITIES:
Cavital Stock Paid in---------------S AUSumnrdvoi1vuuindste. R_d_e_P_sre-or-v-f-ei-tds--.f-_o-_r_--_B-_-_r__a_-n__c____h_-e___s___.__.__.__..__ Dividends Unvaid-------------------Due to Banks-----------------------Devosits SubJect to Check---------TDiemmeaCnderCtiefirctiaftiecsatoefsDoef vDoesvito_s_i_t_-_-_-_--_ TSaruvisntgFsuDnedvsoosintsD..e.v--o-s-i-t-.-_-______-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks________ -------------BNiolltsesPaanyadbBleil.l.s-R--e--d-i-s-c-o--u-n-t-e-d--.-.-,-.-.-.-. Letters of Credit and Accevtances. _ Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities._-------------------
Total. ______ ------ ___ ---------- _______ .$

30,000.00 none
44,000.00 none none none
114,795.78 none
36.895.84 none none
4,529.18 none none none none none none none
230,220.80



128

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 192.4

of the

FARMERS AND MERCHANTS BANK

President, I. B. STINSON

Gordon, Ga. Vice-President, .J. W. BROOKS, SR.
Cashier, F. S. ENGLISH

RESOURCES:

LIABILITIES:

Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d___B_o__n_d__s_______________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _

104,349.34 8,344.14 none none none 200.00 2,940.00 3,243.15 4,885.81

Capital Stock Paid in----------------$ ASumrpoulunst. R__e_s__er.v__e_d__f_o-r--B__r_a_n__c_h_e-s----------Undivided Profits ___________________ _ Dividends Unpaid-------------------Due to Banks.. ---------------------Deposits Subject to Check.--------Demand Certificates of Deposit ____ _ Time Certificates of Deposit...

Due from Federal Reserve Bank.... _ Cash in Vault and Amounts De-
posited with Approved Reserve

none TSaruvisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-_-_-_-_-_-__-_-_-_-_-_--_ Cashier's Checks ____________________ _

Agents._---------------------------Due from Other Banks______________

46.594.25 6,988.60

BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_._-_._-_-_.-----------

Advances on Cotton_________________

none Notes and Bills Rediscounted-------

Advances on Other Commodities____

none Letters of Credit and Acceptances __

Checks for Clearing House__________

1,691.93 Reserve for Interest and Taxes _____ _

Other Checks and Cash Items.. ____ Letters of Credit and Acceptances.. Overdrafts (if any)___________________

214.43 Bonds Borrowed _----------- ---

none none

Other Liabilities. __ ----------------

~:::~~~ts::::::::::::::::::::::::::$~-18::~~::~ I TotaL._______ ------------- _______$

17,000.00 none
3,500.00 1,889.98
none a one 71,313.73 4,500.00 52,119.11 none 31,450.88 763.56 none none none none none none none 182,537.26

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF GRANTVILLE

President, C. S. COLLEY

Grantville, Ga. Vice-President, W. A. BOHANNON
Cashier, S. H. DIXON

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_.__________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank.... __ BOathnekrinSgtoHckosusaen_d__B__o__n_d_s__-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
Apogseintetsd. _w___it_h____A__p_p_r_o__v_e_d___R__e_s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _ Advances on Other Conditions_____ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__
Other Assets--------------------------
Total._---------------------------------$

101,674.12 21,780.01
100.00 none none none 3,000.00 1,275.73 ll' 143.98 none
39.071.77 none none none none none none 257.80 none
178,803.41

LIABILITIES: Capital Stock Paid in_______________ $ Amount Reserved for Branches ____ _ SUunrdpilvuids.e_d_ -P-r-o--f-it-s--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DDiuveidtoenBdsanUknsp_a__i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_--_----Deposits Subject to Check.. -------Demand Certificates of Deposit----Time Certificates of Deposit________ _ Savings Deposits ____________________ _ TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_--------Certified Checks---------------------Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.Reserve for Interest and Taxes_____ _ Bonds Borrowed ______________ _ Other Liabilities.. -------------
Total------------------------------- ___$

25,000.00 none
10,000.00 9,952.53
none none 101,238.76 none 3.339.18 28,689.12 none 83.82 none none none none none none none 178,803.41

DEPARTMENT OF BANKING

U9

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

:VIERCHANTS AND FARMERS BANK

President, H. F. BAXTER

Grantville, Ga. Cashier, CI-IAS. ARXOLD

Vice-President, W. A. POST

RESOURCES;
Time Loans and Discounts..........$ Demand Loans....................... United States Securities............. State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds.. _________ _ Banking House. ____________________ _ Furniture and Fixtures. ____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
Apogseintetsd...w_i_t_h____A__p_p_r_o__v_e_d____R_e_s_e__rv_e_ Due from Other Banks _____________ _ Advances on Cotton ... _____________ _ Advances on Other Conditions..... . Checks for Clearing House........ .. Other Checks and Cash Items. ____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__ Other Assets. ________________________ _
TotaL _______________________________ $

18,658.45 6,978.03
none none none none none
3,138.16
none none
1,850.28
none none none none none none none
613.77 31,238.69

LIABILITIES: Capital Stock Paid in _______________ $ Amount Reserved for Branches. ___ _ Surolus .............................. . Undivided Profits.................. __ Dividends Unpaid................... . Due to Banks........................ Deposits Subject to Check......... . Demand Certificates of Deposit... __ Time Certificates of Deposit........ . Savings Deposits..................... TCraus shti eFru' snCdhs eocnksD__e_p__o_s_i_t_._._._._._._._._._._.___. Certified Checks..................... . BNiolltsesPaanydabBleil.l-s--R-e--d-i-s-c-o--u-n--te--d-_-_-_-__-_--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... . Bonds Borrowed..................... Other Liabilities.....................
TotaL ................................. $

25,000.00
none none none none none
3,470.08
none none none none none none
2,151.92
none none none none
616.69 31,238.69

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF GRAY

President, W. W. :VIOORE

Gray, (;a. Yice~President, D. Y. CHILDS
Cashier, .J. H. WHITEHCRST

, RESOURCES:
Time i.oans and Discounts..........$ Demand Loans....................... United States Securities............ . State of Georgia Bonds.............. SOttohcekr iSntoFcekdsearanldRBesoenrdves _B__a_n__k_._._._.____ Banking House................. _____ _ Furniture and Fixtures....... _...... Other Real Estate Owned.. ________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve Agents ............................. . Due from Other Banks.............. Advances on Cotton................ . Advances on Other Commodities.... Checks for Clearing House........ .. Other Checks and Cash Items..... . Letters of Credit and Acceptances.. Overdrafts (if any).................. . Other Assets............. __ .......... .
TotaL............... _________ . _______ .$

50,440.02 250.0"
none none none none
2,341.07 2,437.68
704.67
none
27,703.45
none none none
136.88
none none none none
84,013.77

LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches..... Surolus .............................. . Undivided Profits.................... DDiuveidtoenBdsanUknsp__a_i_d_._._._._._._._._._._._._._._._._._._.._ Deposits Subject to Check......... . Demand Certificates of Deposit.. ... Time Certificates of Deposit........ . Savings Deposits..................... Trust Funds on Deposit............. Cashier's Checks..................... Certified Checks.................... .. Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes.... .. Bonds Borrowed..................... Other Liabilities.....................
TotaL.................................$

25,000.00
none none
1,512.15
none none
51.216.94
none
6,114.94
none none
169.74
none none none none none none none
84,013.77

130

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF GRAYMONT

President, B. L. BRINSON

Graymon't, Ga. Vice-President, CARL E. DURDEN
Cashier, W. E. GRAY

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank___ _ Cash in Vault and Amounts De-
vosited with Allllroved Reserve DAuegfernotms--O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities.__ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__ta__n_c_e_s___ -_ Other Assets_________________________ _
Total--------- _________________________ $

106,801.09 none 531.26 none
1,350.00 2,000.00 5,216.09 2,827.14 5,168.10 14' 141.45
6,810.98 none
99,556.18 none
1,612.39 100.00 none none none
246,114.68

LIABILITIES:
Capital Stock Paid in________________ $ Amount Reserved for Branches ____ _ SUunrdpilvuids-e-d--P-r-o--f-i-ts--_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid___________________ _ Due to Banks________________________ _ Deposits Subject to Check---------Demand Certificates of Deposit--- __ Time Certificates of Deposit _______ _ Savings Deposits ____________________ _ TCraushstieFr'usnCdhseocnksD__e_p__o_s_i_t________________________ __ Certified Checks---------- ___________ _ Bills Payable __ ----------------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances-Reserve for Interest and Taxes _____ _ BOothnedrs LBioarbrioliwtieeds _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL _________________________________$

25,000.00 none
20,000.00 3,607.02
none none 50,160.73 none 30,299.62 405.47 none 870.78 none 11,000.00 104.771.06 none none none none
246,114.68

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE GREENVILLE BANKING CO.

Greenville, Ga.

Pr('sident, R. J. ATKINSOX

Vice-President, J. L. RENDER

Cashier, W. L. PIKKSTON

RESOURCES:

LIABILITIES: ,

- TDUSit- enmami- tteeea- Ldno- ofdSa- GLtna- eostoea- arnsgn- sSid_a- e_cD_B- _uio_- rs_nic_t- d_ioe_s- u_s-_n_-- __-t__-- s__-___-- ___-___-- ___-____-- ___-___-- ___-_-- __$---4- 13- ,76nn- 64oo71- ..nn74e- e04 --CAUS-uanm-rPdp- oiilvtu- uainlds- teS_R- _dt_oe- _Psc_re- _kor_- v_Pf_iea- t_ds_i- -_df__o- _i_rn__- __B____- __r___a_- ___n___- c_____h_- ___e___- s_______- ________- ________- $ --- 1620- 570~ ,,,040n060- o040- ...n080e010

Stock in Federal Reserve Bank_____ _

4,950.00 Dividends Unpaid--------------------

5,200.00

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-__-_--_

none 18,000.00

DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_

147.69 241,250.02

Furniture and Fixtures_____________ _

10,700.00 Demand Certificates of Deposit____ _

none

Other Real Estate Owned----------Due from Federal Reserve Bank____ _

24,039.50 20,222.09

Time Certificates of Deposit________ _ Savings Deposits- ___________________ _

88,242.15 none

Cash in Vault and Amounts De-

Trust .Funds on Deposit-------------

none

vosited with AvDroved Reserve

Cashier's Checks---------------------

797.94

Agents-------------- __ --------------

73,442.40 Certified Checks------- ______ ---------

none

ADduveafnrcoems oOnthCeor tBtoann_k_s_-_-_-_-_-__-_-_-_-_-_-_-_--_

none Bills Payable------------------------11,881.48 Notes and Bills Rediscounted-------

40,000.00 8,251.28

Advances on Other Commodities___ _

none Letters of Credit and Acceptances-_

none

Checks for Clearing House_________ _

29l.31 Reserve for Interest and Taxes _____ _

1, 700.68

Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c__e_s_--_

none none

BOothnedrs LBioarbrioliwtieeds---_-_-_-_-_-_-_-_-_-_-_-_-_--_

76.72

none none

Other Assets-- ___________ -------------

41.93

Total _____ -- __ $ c ------------------- _____

578,054.57 TotaL__ ____________________________ $

578,054.57

DEPARTMENT OF BANKING

131

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

PEOPLES BANK

Greenville, Ga.

President, H. W. HILL, JR

Vice-Presidents, A. F'. HILL, N. F. CULPEPPER

Cashier, :vtRS. H. W. HILL, JR.

RESOURCES:
TDiemmeaLnodaLnosaannsd. _D__i_s_c__o_u_n__t_s_._._._._._._._._.._$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----Other Stocks and Bonds ____________ _ Banking House.... __________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Re~erve Bank ... Cash in Vault and Amount'S De-
Apogseintetsd.. _w__i_t_h___A__p__p_r_o_v__e_d___R__e_s_e_r_v_e_
ADduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-_-_-__-_-_-_-_-_-_--_ Advances on Other Commodities.... Checks for Clearing House _________ _ Other Checks and Cash Items-----LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__ Other Assets..... ___________________ _

133,048.36 2,512.19 none none 1,750.00 6,441.40 1,940.00 450.00 none 6,565.35 I 9,094.84 none 8,369.98 none 85.74 294.32 none none none

LIABILITIES:
Capital Stock Paid in. ______________$ Amount Reserved for Branches ____ _ Surplus. __________ -------------------Undivided Profits-------------------DDiuveidtoenBdsanUknsp__a_i_d_._-_-_-_-__-_-_-_-_-_-_-__-_-_-_-_--_ Deposits Subject to Check _________ _ Demand Certificates of Deposit..... Time Certificates of Deposit _______ _ Savings Deposits.-------------------Trust Funds on Deposit------------CCaersthiifeierd's CChh~ecckkss_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_
BNiolltsesPaanydabBleil.l-s--R-e--d-i-s-c-o-u--n-t-e-d-_-_-__-__--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities _____ ---------------

30,000.00 none
27,606.17 8,537.98
none none 72,768.11 none 41,591.67 none none 48.25 none none none none none none none

T=o=t=a=L=--==--====--==--==--==-==-===-==--==-==-$===1==8==0=5==52==.=l8===T=o=ta=l=-=======-=========-=======$==180, 552.18

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

GRIFFIN BANKING CO.

President, J. P . .i\"ICHOLS

Griffin, Ga. Vice-Presidents, E. C. SMITH, J. P. NICHOLS, JR Cashier, J. N. BELL

RESOURCES:

LIABILITIES:

Time Loans and Discounts.. ________ $ Dema];l.d Loans ______________________ _ United States Securities. ______ . ____ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank..... . BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-__-_-_-_--_ Furniture and Fixtures_____________ _
Other Real Estate Owned----------Due from Federal Reserve Bank.... _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents.......... ____ ... ____________ . Due from Other Banks _____________ _ Advances on Cotton ________________ _ Advances on Other Commodities.... Checks for Clearing House... ------Other Checks and Cash Items-----LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets__________ ._. ________ -----

647,885.23 36,211.90
none none none 26,575.00 10,000.00 2, 700.00 25,898.67 none 79,765.65 none 101,513.45 none 32,723.94 212.90 none 415.92 none

Capital Stock Paid in________________ $ Amount Reserved for Branches. ___ _ SUunrdpilvuisd.e_d._P.r.o-f.-it-s--__-_-_._-_.-__.-_._-_._-_-_-_-__-_-_--_ Dividends Unpaid__________ . _____ . __ _ Due to Banks. ______________________ _ Deposits Subject to Check _________ _ Demand Certificates of Deposit.. _._ Time Certificates of Deposit ________ _ Savings Deposits. ___________________ _ Trust Funds on Deposit____________ _ Cashier's Checks____________________ _ Certified Checks. ___________________ ._
Bills Payable._.---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed._------------------Other Liabilities._-----------------

100,000.00 none
50,000.00 78,130.53 5,000.00 1,514.46 506,643.94 148,196.49
none 71,711.11
none 2,648.54
none none none none none none 57.59

T_=ot~a~l=-=-====--==--======--=-=--=--~-=--=-=--=-="=$=~96"'3~,90:::2=-~66~=='T~o~t~al~-=-=-=--=-=--=-=--=--=-=--=-=--=-=--=-=--==--=-=-=-=-$~~963,902.66

132

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

MERCHANTS AND PLANTERS BANK

President, J. C. BROOKS

Griffin, Ga. Cashier, 0. S. T\TS

Vice-President, J. S. TYUS

T-im--e -Lo-a-n-s a-n-d-D-Ri-sEc-SoO-uUn-tRs-_C-__E-_S_-_:_-___-$-
Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _

-

------630,371.08
51,409.82 25,000.00
none

-

-C-ai->-ita-l -S-to-ck-P-a-iLd-Ii-An-B..-I.L.-I_T-__I-_E_-S__:-__-__-$-
ASumrto>ulunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e__s________ __
Undivided Profits_------_ .. ----------

-

-----100,000.00 none 100,000.00
23,257.13

SOttohcekr iSntoFcekdsearanldRBesoenrdves_B__a__n_k__._._._._. ._ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De-
I>Osited with AI>I>roved Reserve DAuegefrnotms--O--t-h--e-r--B-a--n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _

none
34,305.00 19,500.00 3, 564 ,4.j 58,225.50
none
24,263.64 435.00
2,998.20

Dividends Uni>aid-------------------Due to Banks-----------------------Dei>osits Subject to Check---------Demand Certificates of Dei>osit..... Time Certificates of Dei>osit _______ _ Savings Dei>osits. ____ --------- ______ _ Trust Funds on De!losit. ___________ _ Cashier's Checks____________________ _ Certified Checks.... _.-_- ____________ _ Bills Payable._---------------- ______ _ Notes and Bills Rediscounted______ _

5,000.00
294,7n9o7.n7e0
none
261,055.76
none none
529.16
none
90,000.00
none

Advances on Other Commodities___ _ Checks for Clearing House _________ _

none Letters of Credit and Accei>tances.. 5,511.35 Reserve for Interest and Taxes _____ _

none none

Other Checks and Cash Items _____ _

34.00 Bonds Borrowed.. _------------------

none

LOevteterdrsraofftsC(rief .daintya)n__d__A__c_c_e_i_>_t_a_n_c_e__s_.._

none Other Liabilities---------------
18.765.01

none

Other Assets--------------------------

256. 7l

T=ot=a=l==--=--==-=--==-=--==-=--==-==--==-==--=-==--==-=--==-=--=-=$===87=4=,6=39==75'='==T=otaL __________________________~:-=~-_:.:__-$___~--874,~9_:~5

STATEMENT

Showing Condition at Close of Business December 31, 1924-

of the

SAVINGS BANK OF GRIFFIN

President, B. R. BLAKELY

<;;riffin, Ga. Vice-President, :\1. J. DANIEL
Cashier, E. H. GRIFFIN

RESOURCES:
TDiemmeaLnodaLnos aannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities. ___________ _ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdves _B__a_n__k_-_-_-_-_--_ Banking House______________________ _ Furniture and Fixtures---------.----Other Real Estate Owned----------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve DAu eg ef rnotms . .O__t_h-e-r- -B- -a-n- -k-s- -_-__._._-_-_-_-_-_-_-_-_- -_ Advances on Cotton... _____________ _ Advances on Other Commodities... Checks for Clearing House _________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ Other Assets--------------------------
TotaL ... ------------------------------$

297,830.64 96,698.57 21,700.00
none none
16,700.00 11,068.00 7,162.00 23,752.00
none
43,944.82
none none none none none none
949.04
none
519,805.07

LIABILITIES:
CaPital Stock Paid in..______________$ Amount Reserved for Branches.---Surolus. _.-------- ----.------..-..-.-Undivided Profits.------------------DDiuveidteonBdsanUknsp_a__id__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Deposits SubJect to Check---------Demand Certificates of Dei>osiL--Time Certificates of Deposit--------Savings Dei>osits. ----------- __ ------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaanyadbBleil.l-s--R--e-d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Accei>tances. _ Reserve for Interest and Taxes_____ _ BOothnedrs LBioarbrloliwtieeds.......-.-.-.--_-_-_-_-_-__-_-_-_-_-_-_--_

100,000.00
none 2!J,OOO.OO
13,189.94
8,000.00
none
109,134.44
55,406.12
none
183,823.97
10,518.60
4, 732.00
none
10,000.00
none none none none none

To~::._-__________ ._ ....... _____ ._-=--==-=-=$===5=19==80':..:5c=0.=-7

DEPARTMENT OF BANKING

133

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

JONES COUNTY BANK

President, T. R. TURNER

Haddock, Ga. Vice President, R. H. KING MAK, JR.
Cashier, G. A. SMITH

RESOURCES:
Time Loans and Discounts__________ $ DUenmiteadndSLtaotaens sS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s__-_-_-_-_-_-__-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cashin Vault andAmounts DevositBaendkweristhTAruvsvtrCovoe. d___R_e_s__e_r_v_e_A__g__e_n_t_s._
Due from Other Banks.. ----------Advances on Cotton._--------------Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items... --LOevteterdrsraofftsC(riet daintya)n_d___A__c_c_e_v__t_a_n_c__e_s_.._
Other Assets--------------------------
Total.. ---- ____________ --_- ______ -----.$

60,774.04 48,510.88
none none none 450.00 1. 700.ll 1.803.11 8,679.79 none
14,949.63 none
4,959.86 1.218.96
none 2.38
none 136.35 none 143,!85.ll

LIABILITIES: Cavital Stock Paid in. _______________ $ ASumrvoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e__s_._-_-_--_ Undivided Profits ___________________ _ DDiuveidteonBdsanUknsv__a_i_d_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Devosits Subject to Check _________ _ Demand Certificates of Devosit____ _ Time Certificates of Devosit _______ _ Savings Devosit. ------~---- ---------CTraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------BNiolltsesPaanyadbBleil.l-s--R--e-d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Accevtances.. BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s__________ __ Other Liabilities._-------------------
Total--------- ____ ------------------ ___ $

25,000.00 none
15,000.00 12.499.72 2.120.00
none 44.479.37
none 24.117.50
none none 512.50 none none 19,000.00 none 456.02 none none 143,185.11

STATEMENT Showing Condition at Close of Business December 31, 1924
of the BANK OF HAHIRA
Hahira, Ga. President, W. H. OVERSTREET Vice-Presidents, W. II. McKI~~OX, DR. E. J. SMITH
Cashier, 0. BEATY

RESOURCES:
Time Loans and Discounts__________ $ Demand Loans______________________ _ United States Securities. ___________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o_n__d_s_._____________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned_________ _ Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De-
vosited with Avvroved Reserve Agents. ---------------------------DAduveafnrcoems oOnthCeor tBtoann_k_s_-_-_-__-_-_-_-_-_-_-_-_-_--_ CAhdevcaknscefsoronClOeathrienr,;CHomoumseo_d_i_t_i_e_s_._.__. Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(riet daint ya)n__d__A__c_c_e_v__t_a_n_c__e_s_._
Other Assets--------------------------
Total --------------------------------

270,333.01 2,216.34 none none none none 1.882. 75 2,086.44 2,380.49 none
42.027.25 414.50 none 489.25 418.43 none none none none
322,248.46

LIABILITIES: Cavital Stock Paid in _______________ $ Amount Reserved for Branches __ _ USunrdvilvuisd.e-d--P-r-o--f-i-ts--_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ DDiuveidtoenBdsanUknsv__a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Devosits Subject 'to Check_________ _ Demand Certificates of Devosit... Time Certificates of Devosit _-- __ --TSaruvisntgFsuDnedvsoosnitsD. -e-v-o--s-i-t-_-_-_-_-_-_-__-_-_-_-_--_ Cashier's Checks--------------------BClelrltsifPiaeydaCbhlee_c_k_s_._.______-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted------Letters of Credit and Accevtances.. Reserve tor Interest and Taxes. ____ _ Bonds Borrowed---------------------Other Liabilities._-------------------
TotaL--------------------------------S

35,000.00 none
10,000.00 20,737.77 2,816.00
none 104.971.25
400.00 98,144.81
none none 178.63 none 50,000.00 none . none none none none

134

FIFTH ANNUAl, REPORT

~TATEMENT

Showing Condition at; Close of Business December 31, 1924

of the

THE CITIZENS BANK, Hahira, Ga., AND BRANCH CITIZENS BANK

President, J. W. COPPAGE

Morven, Ga. Vice-President, E. D. WEBB, SR.
Cashier, D. K. HOLLIS

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-__-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve DAuegfernotms--O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton .. _____________ __ CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._
Other Assets--------------------------
TotaL---------------------------------$

109,170.79 1,392.61 50.00 none none none 1,000.00 5,099.73 17,213.34 none
20,080.99 l ,047.30
none 1,005.21
none 578.25 none none 18,998.04 175,636.26

LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches.... Surolus. ______ -----------------------Undivided Profits... ----------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit..... Time'Certificates of Deposit-------TSarvuisntgFsuDnedpsoosnitsD.-e-p--o-s-i-t-_-_-_-_-_-_-_-_-_-_-_-___ Cashier's Checks__________ ----------_ Certified Checks______ --- ______ ------_ Bills Payable._----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities._-------------------
TotaL ________________ --- _________ ---.$

30,000.00 15,000.00 2,000.00
447.11 none 10,301.40 53,169.01 9,500.00 29,889.34 none none 1,329.40 none 19,000.00 5,000.00 none none none none 175,636.26

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF HAMILTON

President, C. H. COOK

Hamilton, Ga. Vice-Presidents, M. K. BAILEY, A. L. HARDY
Cashier, R. H. CALHOUN

RESOURCES:

Time Loans and Discounts__________$
DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-ie--s-_-_-_-_-_-_-_-_-__-_-_--_ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdvse_B__a__n_k__._._._._. ._ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve

80,399.81 3,548.16
none none none 3,000.00 1,686.16 2,820.54 17,537.18 none

DAuegefrnotms -O--t-h-e--r-B--a-n-k-s-_-_-_-_-_-_-_-_--_-_-_-_-_-_-

1176,,350080..5050

Advances on Cotton.---------------Advances on Other Commodities.... CheckS for Clearing House__________ Other Checks and Cash Items______ Letters of Credit and Acceptances.. Overdrafts (if any)___________________

none none none 415.49 none 3,104.15

Other Assets--------------------------- - -7,9-27.-24
Total---------- ____________________ ...$ 154,247.28

LIABILITIES: Capital Stock Paid in. ______________ $ ASumropulunst.R__e_s_e__rv__e_d__f_o_r--B- r__a_n__ch--e_s_.__._._..Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsje--c-t-t-o--C--h--e-c-k-.-.--_-_-__-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits. ______ -------------Trust Funds on Deposit------------Cashier's Checks--------------------BCielrltsifPieadyaCbhleec__k_s_._._._._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted_____ _ Letters of Credit and Acceptances. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities._-------------------
TotaL.. _____________________________ ..$

16,200.00 none
3,240.00 none none none
75,044.33 none
59,636.95 none none 126.00 none none none none none none none
154,247.28

DEPARTMENT OF BANKING

1.35

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the BANK OF HAMPTON

President, W. P. WILSON

Hampton, Ga. Vice-President, D. J. ARNOLD
Cashier, J. 0. RUTHERFORD

RESOURCES:

TDiemmeaLnodaLnosaannsd..D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$

254,731.67 646.55

United States Securities. ___________ _ State of Georgia Bonds_____________ _

none none

SOttohcekr iSntoFcekdsearanldRBesoenrvdes.B__a_n__k_._-_-_-_--_ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _

none 16,580.00
none 1,200.00 5,605.01

Due from Federal Reserve Bank-----

none

Cash in Vault and Amounts De-

vAogseintetsd. __w__i_th____A__v_v_r_o__v_e_d____R_e_s_e__rv_e_

25.368.18

ADduveafnrcoems oOnthCeortBtoann_k_s_-_-__-_-_-_-_-_-_-_-_-_-_--_

5,295.24 none

AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._

none none

Other Checks and Cash Items._-- __

3,583.48

LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_v__t_a_n_c_e__s_.._ Other Assets________________________ --

none none none

TotaL

_________________________________

- $

---313,010.13

LIABILITIES:
Cavital Stock Paid in________________ $ Amount Reserved for Branches..... USunmdilvuids.e.d..P.r.o. -f-it-s--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unvaid___________________ _ DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ TSaimviengCseDrtiefpicoastietss_o__f_D__e__p_o_s__it_-_-_-_-_-_-_-_--_ Trust Funds on Devosit_____________ . Cashier's Checks--------------------Certified Checks...... -.--.--.-------. Bills Payable.-----------------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. BRoesnedrvseBfoorrroIwnteedr_e_s_t__a_n__d__T__a_x_e__s__________ __ Other Liabilities.. -------------------
TotaL _________________________________ $ -------------

STATEMENT

25.000.00 none
30.000.00 26.459.02
none none 80,822.26 none 120.723.95 none none
4,90 none 30,000.00 none none none none none
313.010.13

Showing Condition at Close of Business December 31, 1924

of the BANK OF HAPEVILLE

President, J. M. DANIEL

Hapeville, Ga. Cashier, DEE DANIEL

Vice-President, 0. C. KIDD

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_._._._._._._._._.._$

192,673.03 10.918.10

SUtnaitteedofSGtaetoersgSiaecBuornitdiess_-_-_-__-_-_-_-_-_-_-_-_--_

none none

Stock in Federal Reserve Bank......

none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _

none 4,087.54 4,239.07

Other Real Estate Owned-----------

5,096.96

Due from Federal Reserve Bank... _

none

Cash in Vault and Amounts De

Apogseintetsd___w__i_t_h___A__v__v_r_o_v__e_d___R__e_s_e_r_v_r_ Due from Other Banks _____________ _ Advances on Cotton ________________ _

42.831.78 none none

Advances on Other Commodities___ _

none

Checks for Clearing House_________ _

none

Other Checks and Cash Items _____ _

757.59

LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_v__t_a_n_c_e__s_.._

none none

Other TotaL

_A_ ,s._s.e.t_s_-_-_-_-.-_-.-_-_-.-_-.-_-_-_-_-_--. -__-_--.-------.$-

- - -no-ne
260,604.07

LIABILITIES:
Cavital Stock Paid in _______________$ Amount Reserved for Branches ____ _ Surplus. _______ -- _______ .. ------------Undivided Profits. ____________ ----- __ Dividends Unpaid......... --------- .. DDuepeotsoitBs aSnuki:s,J.e.c.t-t-o--C--h--e-c-k--_-__-_-_-_-_-_--_-_ Demand Certificates of Devosit..... Time Certificates of Deposit. ______ _ TSaruvisntgFsuDnedpsoosnitsD.-e-v--o-s-i-t-_-_-_-_-_-_-_-_-_-_-_-___ Cashier's Checks....... _____________ . Certified Checks_______ ------------- .. Bills Payable._----------------------. Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities.... __ - _............ _
TotaL....... ___ ... -.-------.-.- ... -- ..$

15,000.00 none
16.572.21 2.593.68
none none 151.903.15 none 9,841.10 62.918.18 701.46 1.074.29 none none none none none none none
260,604.07

136

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business Dece10ber 31,1924

of the

BANK OF COLUMBIA COUNTY

President, E. D. CLARY

Harlem, Ga. Yice-President, J. T. BARNSLEY
Cashier, W. S. LAZENBY

RESOURCES:

Time Loans and Discounts----------$ 71,690.44

DUenmiteadndSLtaoteans sSe-c--u-r-i-t-ie--s-.-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _

4,023.39 none none

Stock in Federal Reserve Bank-----_

none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._._________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned. _________ _

none 6,000.00 2,104.59
none

Due from Federal Reserve Bank.... _

none

Cash in Vault and Amounts De-

vosited with Avvroved Reserve

DAuegfernotms..O. -t-h-e-r--B--a-n--k-s-.--_-__-_-_-_-_-_-_-_-_-_--_ Advances on Cotton.. ______________ _

61,051.54 none none

AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._

none none

Other Checks and Cash Items. __ . __

157.05

LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_v__t_a_n_c__e_s_.._

none 409.76

Other Assets-------------------------TotaL. ________________________________

-$

-

-

-14-5,-4n3-o6.n-7e7.

LIABILITIES: Cavital Stock Paid in________________$ Amount Reserved for Branches.. --Survlus.. ----------------------------Undivided Profits.------------------Dividends Unvaid-------------------Due to Banks..... ------------------Devosits SubJect to Check.. -------Demand Certificates of Devosit____ _ Time Certificates of Devosit________ _ Savings Devosits. -------------------Trust Funds on Devosit------------Cashier's Checks.... ____ ------------Certified Checks _____________ --------Bills Payable .. ---------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed. __ -----------------Other Liabilities.. _------------------
TotaL ________________________________ $

25,000.00 none none
4,688.66 28.00 none
97' 161.41 none
17,493.93 none none
1.064.77 none none none none none none none
145,436.77

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE HARTWELL BANK

President, D, C. ALFORD

Hartwell, Ga. Yice-Presidents, R. C. THOH~TON, M. M. NORMAN Cashier, .FRED S. WHITE

RESOURCES:
Time Loans and Discounts__________ $ UDnemiteadndSLtaoteans sSe-c--u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _ BFuarnnkiitnugreHaonudseFi-x-t-u--r-e-s-_-_-_-_-_-_-_-_-__-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
vAogseintetsd. __w__i_th____A__v_v_r_o__v_e_d___R__e_s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton. _______________ _ AC hdve cakncs efso ro nC lOe at hr ienrgCHoomums eo_d_i_t_i_e_s_._._. ._ Other Checks and Cash Items.. ___ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_v__t_a_n_c__e_s_.._
Other Assets--------------------------
Total._---_-.-- .. ---------------------.$

350,326.97 2,384.12 none none 2,700.00 3,200.00 6.979.00 5,139.01 2.000.00 25,246.50
55,849.42 none
15.035.03 439.25
3,022. 7l 3.371.15
none none none
475, 69a.l6

LIABILITIES:
Cavital Stock Paid in---------------$ Amount Reserved for Branches.---Survlus -----------------------------DUinvdiidveinddesd UPrnovfaitisd_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Due to Banks------------------------Devosits Subject to Check.--------Demand Certificates of Devosit..... TSaimvienCgserDtiefvicoastietss_o__f_D__e_v__o_s_i_t_-_-_-_-_-_-_-_--_ TCrausshtieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ Biiis Payable. ---------------------Notes and Biiis Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed. __ -----------------Other Liabilities._-------------------
TotaL. ____ ..... _._ ....... ---------- .s-

60,000.00 none
30,000.00 101.70
4,800.00 none
231.076.42 none
72,412.60 30,621.11 42.220.82 2,740.22
none none none none none none 1. 720.29
4'75,69a.l6

DEPARTMENT OF BANKING

137

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

PLANTERS BANK

President, ~- A..JELKS

Hawkinsville, Ga. Vice-President, W. ~- PARSONS
Cashi~>r, C. H. REYNOLDS

RESOUROES:
Time Loans and Discounts. _________ $ DUenmiteadndSLtaoteasnsSe-c--u-r-i-t-ie--s-.-_-_-_-__-_-_-_-_-_-_--_ SSttoactek olnf GFeeodregraial BReosnedrvs-e--B--a-n-k--_-_-_-__--_ Other Stocks and Bonds... ________ _ BFuanrnkiitnugreHaonudseF.i.x_t_u-r-e-s--_-_-__-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned ---------Due from Federal Reserve Bank.... _ Cash ln Vault and Amounts De-
vosited with A:p:proved Reserve Agents. ---------------------------Due from Other Banks-------------Advances on Cotton----------------Advances on Other Commodities___ _ Checks for Clearing House. ________ _ Other Checks and Cash Items._. __ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._
Other Assets--------------------------
TotaL... ___ ---------------------------$

165,438.98 68,508.39
none none none none 15,000.00 none 2,137.10 none
255,183.54 472.20
3,172.18 none
1.811.88 19.49 none none none
511,743.76

LIABILITIES: Ca:pital Stock Paid Jn________________$ Amount Reserved for Branches..... Survlus -----------------------------Undivided Profits ------------------Dividends Un:paid-------------------Due to Banks.-----------------------De:posits SubJect to Check---------Demand Certificates of Devosit... -Time Certificates of DeposiL------Savings Devosits. -------------------Trust Funds on Deposit------------Cashier's Checks. _________ ----------Certified Checks---------------------BNiolltsesPaanyadbBleil.l.s-R--e-d--i-s-c-o-u--n-t-e-d--_-_-__-_-_--_ Letters of Credit and Acceptances.. BUonnedasrnBeodrIrnowteerdes. _t._-_-_-_-_-_-_-_-__-_-_-_------------Other Liabilities. ___ -----------------
TotaL--------------- _________________$

50,000.00 none
50,000.00 41,530.36 6,000.00
none 201.780.27
267.20 141.745.24
none 18,789.85 1.223.22
none none none none 407.62 none none 511,743.76

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF HAZLEHURST

Hazlehurst, Ga.

President, T. II. WEATHERLY

Vice-President, Z. W. KIRKLAND

Cashier, .J. F. MATTHEWS

RESOUROES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _
SSttoatcek olnf GFeeodregraial BReosnedrvs-e--B--a-n-k--_-_-__-_--_ Other Stocks and Bonds------------Banking House----------------------FOuthrneirtRureealaEndstaFtiextOurwens-e-d-.-.-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank. __ _ Cash ln Vault and Amounts De-
posited with A:pproved Reserve Agents._----------------------______ Due from Other Banks-------------Advances on Cotton----------------Advances on Other Commodities.... Check for Clearing House.__________ Other Checks and Cash Items._____ Letters of Credit and Accevtances.. Overdrafts (if amrl-----------------
Other Assets-------------------------

203,132.86 6,961.33 none none none none 4,940.42 2,346.69 18,419.42 none 7, 918.12 10,557.62 3,547.30 none none 1, 420.88 none none 11,985.21

~----
Total..................................$ 271,2211.ll5

LIABILITIES: Ca:pital Stock Paln Jn________________ $ ASumrvoluunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s_._.__._.._ DUinvdiidveinddesd UPnro:pfaitisd._.________________-_-_-_-_-_-_-_-_-_--_ Due to Banks________________________ _ Deposits SubJect to Check----------Demand Certificates of DeDosit.... Time Certificates of DeDosit--------Savlngs Devosits.. _-----------------Trust Funds on Devosit------------Cashier's Check---------------------Certified Checks---------------------Bills Payable.-----------------------Notes and Bills Rediscounted....... Letters of Credit and AcceDtances.. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities.....................
Total..................................$

15,000.00 none
3.000.00 none none none
100,171.64 none
116,236.73 none
19,783.10 4, 732.78
3.45 5,000.00 7,301.65
none none none none 211,229.35

13~

FIFTH ANNUAL REPOI\T

STATEMENT

Showing Condition at Close of Business December 31, 1924.

of the

BANK OF HELEN

Helen, Ga.

President, JOHN E. MITCHELL

Vice-President, W. A. WHITE

Cashier, M. J. WILLIAMS

RESOURCES:
Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsSe-c--u-r-i-ti-e--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds____________ __ SOttohcekr iSntoFcekdsearanldRBesoenrdves_B__a__n_k__._._._._.._ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned ---------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
I>Osited with AI>I>roved Reserve Agents. _________ --------------- ____ _ ADduveafnrcoems oOnthCeor tBtoann_k_s___-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items.. __ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n_c__e_s.__. Other Assets_________________________ _
TotaL.. ____ '-' ________________________ .$

66,032.34 23,970.06
none none none none 3,398. 75 1.162.20 721.00 none
25,478.38 none none none none none none 30.05 none
120.792.78

LIABILITIES:
Cai>ital Stock Paid in----------------S Amount Reserved for Branches..... Suri>lUS.- ----------------------------DDUinuvdeiidtvoeindBdesadnUPknrsoi_>f_oa_it_ds__.__.___.__-__-__-__-___-__-__-__-__-_--_--_--_--_--_----_ Dei>osits Subject to Check. ------Demand Certificates of Dei>osit____ _ Time Certificates of Dei>osit________ _ TSarvuisntgFsuDnedis>oosnitDS-e-i>--o-s-i-t-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashier's Checks_______ --------.----Certified Checks______ ---------------Bills Payable. __ ---------------------Notes and B!lls Rediscounted______ _ Letters of Credit and Accei>tances. _ Reserve for Interest and Taxes_____ _ Bonds Borrowed.. -----------------Other Liab!l!ties .. ____ ---------~-----
TotaL--------------------------------S

15,000.00 none
7,500.00 2,603.57
30.00 none 40,606.55 none 54,946.44 none none 106.22 none none none none none none none

STATEMENT

Showing Condition at Close of Business December 31, 1924.

of the

BANK OF HIAWASSEE

President, DR. J. F. JOHNSON

Hiawassee, Ga. Vice-Presidents, J. J. KIMSEY, J. M. RICE
Cashier, W. 0. SPARKS

RESOURCES:

Time Loans and Discounts__________ $ Demand Loans _____________________ __

184,017.51 4,300.00

United States Securities____________ _ State of Georgia Bonds_____________ _

none none

SOttohcekr iSntoFcekdsearanldRBesoenrdvse_B__a_n__k_-_-_-_--__-

none none

BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_--__Other Real Estate Owned __________ _

none none none

Due from Federal Reserve Bank____ _

none

Cash in Vault and Amounts De-

IA>gOesnitetsd. __w__i_th____A_I_>_I_>_r_o_v_e_d___R__e_s_e_r_v_e_

15,231.35

Due from Other Banks -------------

3,436.60

Advances on Cotton --------------

none

Advances on Other Co=odities.... Checks for Clearing House_________ _

none none

Other Checks and Cash Items______ _

none

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n__c_e_s.__.

none none

TOotthaeLr.A_,s_s-e-t-s-.-.-.-.-.---__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--.-$

- - -no-ne
206,985.46

LIABILITIES: Cai>ital Stock Paid in________________$ ASumrio>ulunst. R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e__s_._._..__. Undivided Profits ------------------Dividends Uni>aid-------------------DDeui>eOtSoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Dei>osit____ _ Time Certificates of Dei>osit _______ _ Savings Dei>osits. ----------------- __ _ Trust Funds on Dei>osit------------Cashier's Checks.-------------------Cert!fled Checks ___ ---------------BNiolltsesPaanydabBle!l.l-s--R--e-d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Accei>tances. _ Reserve for Interest and Taxes____ __ Bonds Borrowed.... ---------------Other Liab!l!ties--------- ________ -----
TotaL.--- __ ------ __ ----------------- ..$

15,000.00 none
5,000.00 9,235.92
none none 41,209.81 none 136,380.46 none none 159.27 none none none none none none none 206,985.46

DEPARTMENT OF BANKING

,IS9

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF HILLSBORO

Hillsboro, Ga.

President, G. E. FULLERTON

Vice-President, J. P. WHI'I,'E

Cashier, E. B. McCULLOUGH

RESOURCES:

LIABILITIES:

Time Loans and Discounts__________$

88,178.04 Capital Stock Paid in----------------$

Demand Loans ----------------------

27,899.23 Amount Reserved for Branches ...

United States Securities------------State of Georgia Bonds--------------

none none

USunrdpilvuids ed--P-r-o--f-it-s-_-_-_-_-_-_----------------------------

Stock in Federal Reserve Bank.. __ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._______-_-_-_-_-_-_--_
Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _

none 9,000.00 1,710.00
800.00 none

DDiuveidtoenBdsanUknsp_a__i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check. ------Demand Certificates of Deposit..... Time Certificates of Deposit---------

Due from Feder&! Reserve Bank____ _

none Savings Deposits --------------------

Cash in Vault and Amounts De-

Trust Funds on Deposit-------------

posited with Approved Reserve

Cashier's Checks_______ --------------

Agents._----------------------------

40,665.67 Certified Checks_____ -----------------

DAduveafnrcoems oOnthCeor tBtoann_k_s_-_-_-_-_-_-__-_-_-_-_-_-_--_

4,061.94 455.40

BNioltlsesPaanyadbBleill-s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_

Advances on Other Commodities __ _

none Letters of Credit and Acceptances..

Checks for Clearing House_________ _

3,146.32 Reserve tor Interest and Taxes.. _--.

Other Checks and Cash Items ____ _

211.50 Bonds Borrowed... ------------------

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s____ Other Assets_______________ -------- __ _
TotaL _________________________________-$

none none
- - -no-ne
176,128.1()___

Other Liabilities._--------------.....
'!:otaL..... _________==-------$

25,000.00 none
10,000.00 47.49 none none
42,529.23 3,074.25 95,130.71
none 318.45 27.97 none none none none none none none
176,128.10

STATEMENT

Showing Condition at Close of Business December 31, 1924 of the
THE HINESVILLE BANK

President, D. F. MARTIN

Hinesville, Ga. Vice-President, J. MADISON SMITH
Cashier, GEO. H. KEEN

RESOURCES:

Time Loans and Discounts__________$ Demand Loans ______________________ _ United States Securities. ___________ _ State of Georgia Bonds_____________ _

76,244.94 none none none

Stock in Federal Reserve Bank......

none

BOathnekrinSgtoHckosusaen__d__B__o_n__d_s__. .-.-.-.-.-.-..-.-.--. Furniture and Fixtures_____________ _

none 3,000.00 1,771.04

DOutheefrroRmeaFl eEdsetraatle ROewsenrveed B--a-n--k-_-_-__--_

2,649.00 none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents__ . __ ------------------------DuetromOtherBanks________________

6,9n9o5.n6e6

Advances on Cotton.________________

none

Advances on Other Commodities.... Checks for Clearing House.. ________

none none

Other Checks and Cash Items______

none

Letters of Credit and Acceptances.. Overdrafts (if any)___________________

none none

Other Assets.................. ________

6.00

-----

TotaL........... __ -------------------$

90,666.64

LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches --Surplus _ ---------------------------Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks. __ --------------------Deposits Subject to Check.. ------Demand Certificates of Deposit..... Time Certificates of Deposit......... Savings Deposits -------------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks._. ___ --------------Bills Payable. _____________ ----------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes.... __ Bonds Borrowed--------------------Other Liabilities....................
Total... -- ..... _......... ____ ------- ...$

15,000.00 none
3,000.00 3,249.85
none none 44,386.94 none 23,366.93 none none 1,659.51 none none none none none none
3.41
90,666.64

140

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31, 1924

of the BANK OF HIRAM

President, W. W. HUNT

Hiram, Ga. Cashier, H. C. LEAKE

\"ice-President, (Kone)

RESOURCES:

Time Loans and Discounts......... .

47,409.19

Demand Loans.......................

4,121.42

United States Securities.............

none

State of Georgia Bonds..............

none

Stock in Federal Reserve Bank.....

none

Other Stocks and Bonds. ........

none

Banking House.......................

1,900.00

Furniture and Fixtures..............

2,404.20

Other Real Estate Owned ..........

2,196.02

Due from Federal Reserve Bank ..

none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents..............................

10,366.84

Due from Other Banks.............

7,890.12

Advances on Cotton ..............

none

Advances on Other Commodities....

840.00

Checks for Oleartng House..........

none

Other Checks and Cash Items......

none

Letters of Credit and Acceptances..

none

Overdrafts (if any).................

286.32

Other Assets..........................

5,386.29

-----

TotaL.-----------$ 82,800.40

LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches ... Surplus.. ----------------------------DUinvdiidveinddesd UPrnopfaitisd.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. Due to Banks........................ . Deposits Subject to Check.......... Certificates of Deposit............... Savings Deposits .................. .. Trust Funds on Deposit..........! .. Cashier's Checks..................... Certified Checks...................... Bills Payable....................... .. Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabilities.....................
TotaL................................$

15,000.00 none
10,000.00 none none none
29,996.82 none
19,573.38 8,047.78
none 182.42 none none none none none none none 82,800.40

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the HOGANSVILLE BANKING CO.

President, .J. F. ASKEW

Hogansville, Ga. Vice-President, W. E. JOHNSON
Cashier, W. E. JOHNSON

RESOURCES: Time Loans and Discounts..........$ Demand Loans ...................... United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank...... Other Stocks and Bonds............. Banking House...................... . Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve Agents............................. . DuefromOtherBanks............... Advances on Cotton .............. Advances on Other Commodities.... Cheeks for Olearlng House.......... Other Checks and Cash Items..... . Letters of Credit and Accevtances.. Overdrafts (if any)................... Other Assets.......................... TOial..................................$

103,361.29 17,650.00
50.00 none none none none 3,000.00 23,600.00 none
28,020.63 none
14,995.98 none none
1.874.02 none 319.23 none
192,8'71.15

LIABILITIES: Cavital Stock Paid in...............$ Amount Reserved for Branches..... Survlus ............................. .. UndividedProfits ................... . Dividends Unvaid.................... Due to Banks......................... Devosits Subject to Check.......... Demand Certificates of Devosit..... Time Certificates of Devosit......... Savings Devosits..................... Trust Funds on Devosit............. Cashier's Checks..................... Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed... -----------------Other Liabilities --------------------
Total.................................$

25,000.00 none
35,000.00 10,123.50
none none 93,569.93 none 12,976.97 none none 100.00 none 15,000.00 500.00 none none none 600.75 192,1J1l.I5

DEPARTMENT OF BANKING

141

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANKS COUNTY BANK

Homer, Ga.

President, R. T. THOMPSOX

Vice-President, J. S. JOLLY

Cashier, W. S. WHITWORTH

RESOURCES:
Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsSe-c-u--r-i-ti-e-s--_-_-__-_-_-_-_-_-_-_-_--_ SSttoatcek oinf GFeeodregriaal BRoesnedrsv-e--B--a-n-k--_-_-__-_--_ BOathnekrinSgtoHckouasned__B__o__n_d__s__-_-_-_-_-_-__-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
Apogseintetsd. _w___i_th____A__p.p_r_o-v--e-d--R--e-s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton. ------------AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._. Other Checks and Cash Items --LOevteterdrsraofftsC(rief daintya)n_d___A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets------------------------
TotaL---------------------------------$

52,287.97 1.614. 70
none none none none 2,500.00 2,077.94 5,040.83 none
16,500.76 none none none none none none none 217.31
80,239.51

L!Al3ILITIES. Capital Stock Paid in_______________ $ Amount Reserved for Branches ____ _ USunrdpivluids.e_d__P_r-o--f-it-s--_-_-_-_-_-_-_-_-_-_-_-__________-_-_--_ Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ TSaimviengCserDtiefpicoastietss.o__f_D__e__p_o_s-i-t----_-_-_-_-_-_--_ TCCreaursthsitfieiFerdu'snCCdhhseecocknkssD_____e__p___o___s__i__t__-__-__-__-__-__-__-_--_--_--_--_----Bills Payable. ________ --------- __ ----Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances._ Reserve for Interest and Taxes_____ _ Bonds Borrowed.. _ ----------------Other Liabilities ___ ---- _------------
TotaL _______ . ----------------------$

15,000.00 none none none none
35,1n7o3.n48e
none 15.653.77
none 14.139.86
272.40 none none none none none none none 80,239.51

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF HOMERVILLE

President, (l\one)

Homerville, Ga. Yiee-President, W. Y. MUSGROVE
Cashier, G. A. GIBBS

RESOURCES:

L!Al3ILITIES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities____________ _ State of Georgia Bonds____________ __ Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n__d_s_._._________________ __ Furniture and Fixtures_____________ _
Other Real Estate Owned ---------Due from Federal Reserve Bank___ __ Cash in Vault and Amounts De-
posited with Approved Reserve Agents-----------------------------Due from Other Banks ------------AAddvvaanncceess oonn COothtteornC..o.m--m--o-d-i-t-i-e-s-.-_-_-_ Checks for Clearing House_________ _ Other Checks and Cash Items______ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._
Other Assets--------------------------

281,120.51 7.229.54 350.00 none none none l, 717.62 2,901.09 none none 51.490.42 none none none none 2,189.14 none 5,287.57 none

Capital Stock Paid in________________ $ Amount Reserved for Branches ____ _ SUunrdpilvuisd.e.d--P-r-o--f-it-s--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--Dividends Unpaid___________________ _
Due to Banks------------------------Deposits Subject to Check. ------Demand Certificates of Deposit..... Time Certificates of Deposit _______ _ Savings Deposits.. _________ . __ ._ .. -._ Trust Funds on Detlosit------------Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaanyadbBleil.l_s-R--e-d--i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceptances._ Reserve for Interest and Taxes _____ _ Bonds Borrowed---------------------Other Liabilities._.------------------

15,000.00 none
30,000.00 2.572.76
none none 116,234.95 none 131,545.21 22,091.47 none 2,341.50 none 32,500.00 none none none none none

T~o~ta~l~--=-~--=-=--~--==--=--=-~--=-=--=--=-~--=-=--=--=-=--~$=~35~2~.2~85~-~89~=T~o~t~a~L=--=-~--=--=-~--=-~--=--=-~--=-=--=--=-~--=-==--==-$==~3~52~.28Ji.89

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the CLINCH COUNTY BANK

Homerville, Ga.

President, GEORGE M. DAME

Vice-Presidents, P. R. LEE, H. G. HUEY

Cashier, W. C. WOOTEN

RESOURCES:
--------
Time Loans and Discounts. ________$ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds... _________ _ Stock in Federal Reserve Bank.----Other Stocks and Bonds _ -------BFuarnnkiitnugreHaonudseF--ix--t-u-r-e-s--__-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned -------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
vosited with Avvroved Reserve DuAegfernotms .O. -t-he-r-B--a-n-k--s-.-_-_-_-_-_-_-_-__-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities.__ _ Checks for Clearing House _________ _ Other Checks and Cash Items_____ _ LOevteterdrsraofftsC(rief daintya)n_d___A__c_c_e_p__ta__n_c_e_s__.__
Other Assets--------------------------

46,786.93 none none none none none
2,446.23 3,142.24 1,411.30
none 23,355.74
none none none 621.44 35.20 none 765.96 43.92

LIABILITIES:
Cavital Stock Paid in________________$ Amount Reserved for Branches____ _ survlus ----------------------------DUinvdiidveinddesd UPrnopfaitisd-_-_-_-_-_-_-_____.-_-_-______._-_-_--_
Due to Banks_ --------------------Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit________ _ TSarvuisntgFsuDnedvsoosnitsD. _e_v__o_s-i-t-..-_-_-_-_-_-_-_-_-_--__Cashier's Checks... -----_-----------. Certified Checks . __ -- ....... -.... __ Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes ____ __ Bonds Borrowed.. ------------------Other Liabilities.. -------------------

18,000.00 none none none 16.00 none
30,634.02 none
22,283.34 2,415. 79
none 259.81 none 5,000.00 none none none none none

=T=o:::t_a=l=--==--=-=--=--=--=--=--=--=-=--==--==--==--==--==--=$==7=8:::,6:=0:::8.=9=6==T=o=t=al=-=--=--==--=-=--==--=-=--=-=--=-=--==--=--=-=--=-=--=$=="=78,608.96

STATEMENT Showing Condition at Close of Business December 31, 1924

of the

BANK OF HOSCHTON

Hoschton, Ga.

President, H. 1'. DELAPERRIERE

Vice-Presidents, W. \I. SMITH, H. ,J. LOTT

Cashier, B. F. WILSO~

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_._._._._._._._._.._$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds __________ __ Banking House______ .------------- __ _ Furniture and Fixtures____________ __ Other Real Estate Owned __________ _ Due from Federal Reserve Ba~---- Cash in Vault and Amounts De-
vAogseintetds.. w__i_t_h___ A--p--v-r-o-v--e-d-- _R__e_s_e_r_v_e_ Due from Other Banks.. -----------Advances on Cotton.. --------------Advances on Other Commodities.... Checks for Clearing House________ __ Other Checks and Cash Items.. __ __ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c__e_s_.._ Other Assets... _------- ______________ _
TotaL ________________________________$

39,246.62 none none none
1,350.00 none
1,700.00 2,010.50 10,000.00 2,354.16
16,855.86 none none none none 75.72 none none none
73,592.86

LIABILITIES:
Cavital Stock Paid in...............$ Amount Reserved for Branches.. --Surplus. ___________________ ----------Undivided Profits............-------DDiuveidteonBdsanUknsp__a_i_d__.._._._._.__-_-_-_-_-_-_-_-_-_-_-_--_-_ Deposits Subject to Check. -------Demand Certificates of Deposit..... Time Certificates of DevosiL------Savings Deposits _____________ -------Trust Funds on Devosit___________ __ Cashier's Checks.-------------------Certified Checks.. __ ----------------Bills Payable. __ ---------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed.. ------------------Other Liab111ties. __ ------------------
TotaL ________________________ . _______$

30,000.00 none
12,000.00 560.77 none none
27,476.30 none
2,443.45 none none
1,112.34 none none none none none none none
73,592.86

DEPARTMENT OF BANKING

143

STATEMENT Showing Condition at Close of Business December 31, 1924
of the

THE PEOPLES BANK

President, A. M. PARK

Ideal, Ga. Vice-President, J. H. KELLEY
Cashier, JESSE WILLIAMS

RESOURCES:
Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__S_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned.---------Due from Federal Reserve Bank_____ Cash in Vault and Amounts De-
pAogseintetsd.. w__i_t_h____A_p__p_r_o_v__e_d___R__e_s_e_r_v_e_ Due from Other Banks _____________ _
AAddvvaanncceess oonn COothtteornCo--m--m--o-d-i-t-i-e-s-_-_-_-_ Checks for Clearing House_________ _ Other Checks and Cash Items-----LOevteterdrsraofftsC(rief daintya)n_d___A__c_c_e_p__t_a_n_c_e__s_--_ Other Assets_____________ -------------

46,829.88 1.240.00
273.57 none none 838.27 2.425.00 3,159.28 539.80 none 28.906.42 none none none none none none 155.21 620.00

LIABILITIES:
Capital Stock Paid in...............$ Amount Reserved for Branches..... Surplus. ____ -------------------------Undivided Profits.. _---------_------Dividends Unpaid____ ---------------Due to Banks------------------------Deposits Subject to Check---------Demand Certificates of Deposit____ _ Time Certificates of Deposit _______ _ Savings Deposits. ___________________ _ Trust Funds on Deposit ____________ _ CCearsthiifeier'ds CChheecckkss_._.___________-_-_-_-__-_-_-_-_-_------.-. Bills Payable.. _- ___ - __ ------------- .. Notes and Biils Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed. __ -----------------Other Liabilities. ____ ----------------

15.000.00 none
1,000.00 200.66 none none
59,978.65 none
8,095.03 none none 713.09 none none none none none none none

TotaL.. ____ . __ .. ____ .... =--=--=-=--~--=-=--=-=-$===8~4~.9~8~7=43"='~T,-:oot"'=a'-"L=-=--~--=-=--=-=--~--=-=--=-=--~--=-=--=-=--~--=-=--=-$~=~84""'""98"'7=-4=3

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the BANK OF ILA

Jla, Ga.

President, A. S. WESTBROOK

Vice-President, J. H. HENLEY

Cashier, J. L. THOMPSOX

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities____________ _ State of Georgia Bonds. ____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds____________ _ BFuarnnkiitnugreHaonudseF--ix--t-u-r-e-s--_-_-__-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
Apogseintetsd. __w__i_th____A__p_p_r_o__v-e-d---R--e-s-e-r-v_e_ Due from Other Banks____________ __ Advances on Cotton _______________ __ Advances on Other Commodities.. __ Checks for Clearing House_________ _ Other Checks and Cash Items_____ ,_ LOevteterdrsraofftsC(rifedaintya)n. d___A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets.. __ ..-- .. _.. ____ ------- ..
TotaL _________________________________ $

48,990.57 none none none none none
2.487.42 1.615.80 12.000.00
none
2,784.98 30,181.71
none none 978.93 none none none 80.00 99,119.41

LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches ____ _ SUunrdpilvuisd_e_d__P_ r-o--f-it-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid___________________ _ Due to Banks ___ --------------------Deposits Subject to Check. ________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit________ _ Savings Deposits. ___________________ _ Trust Funds on Deposit_ ___________ _ Cashier's Checks..... _______________ _ Certified Checks.. __________________ __ Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ BOothnedrs LBioarbrioliwtieeds--_-_-_-_-_-_-_-_-_-_-.-.-_-_-_-_-_-_-_--_
TotaL ______ ------------------------ __$

15,000.00 none
10.000.00 2,090.60 12.365.12
none 37,555.18
none 22.048.51
none none 60.00 none none none none none none none 99.119.41

144

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business DeceiUber 31, 1924

of the

SEMINOLE BANK

President, I. STIUCKLAKD

Iron City, Ga. Vice-Presidents, A. J. GREENE, C. P. WESTER
Cashier, C. P. WEST~R

RESOURCES:
Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsSe-c-u--r-i-ti-e--s-_-_-_-_-_-_-_-__-_-_-_--_ State of Georgia Bonds.............. Stock in Federal Reserve Bank...... Other Stocks and Bonds............ . Banking House.......... ___________ .. Furniture and Fixtures.... ________ .. Other Real Estate Owned __ .. __ .. .. Due from Federal Reserve Bank.... . Cash in Vault and Amounts De-
vosited with Avvroved Reserve Agents ........ '- _____ .. ----------- .. Due from Other Banks.............. Advances on Cotton................ . Advances on Other Commodities.... Checks for Cleari!lg House.......... Other Checks and Cash Items...... LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c__e_s_._. Other Assets......................... .
TotaL _________________________________ $

24,729.03 1,009.50
none none none none 3,500.00 2.164.50 none none
21,550.87 3,282.83
444.28 none none 21.25 none 486.88 1,359.95 58,549.09

LIABILITIES:
Cavital Stock Paid in----------------$ Amount Reserved for Branches...... Survlus __ --------------------------Undivided Profits ------------------PDiuveidteonBdsanUknsv__a_i_d_-_-_-_-_-_-_-_-__._._._._._.____________ Devosits Subject to Check ________ _ Demand Certificates of Devosit.... . Time Certificates of Devosit......... Savings Devosits..................... Trust Funds on Devosit............. Cashier's Checks....... _____________ _ Certified Checks..................... . Bills Payable ................ __ ...... . Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed... ----------------Other Liabilities --------------------
TotaL.......... --------------- .......$

15,000.00 none 200.00 none none none
30,027.55 none
7,014.71 1,640.77
none 954.05 none 3,181.19 none none none none 530.82 58,549_:!!9

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

IRWINTON BANK

Irwinton, Ga.

President, GEO. H. CARSWELL

\'ice-President, DR. W. H. PARKER

Cashier, N. H. BACON

RESOURCES:
Time Loans and Discounts..........$ Demand Loans....................... United States Securities.... ______ .. . State of Georgia Bonds.............. Stock in Federal Reserve Bank..... . Other Stocks and Bonds............ Banking House....................... Furniture and Fixtures.. __________ .. Other Real Estate Owned........... Due from Federal Reserve Bank.... _ Cash in Vault and Amounts De-
vosited with Avvroved Reserve Agents.. _____ ...................... . Due from Other Banks.............. Advances on Cotton.. --------------Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items...... LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e__v_t_a_n_c__e_s_.._ Other Assets..........................
Total........ __ .... ----- ...............$

89,668.17 2,598.28
500.00 none none none 3,000.00 1,240.50 4,214.37 none
35,647.04 2,000.00
none none none none none 1,432.58 3,458.66 143,759.60

LIABILITIES: Cavital Stock Paid in...............$ Amount Reserved for Branches ... Survlus ----------------------------Undivided Profits ------------------Dividends Unvaid-------------------Due to Banks ........ ---- __ .......... Devosits Subject to Check.......... Demand Certificates of Devosit..... Time Certificates of Devosit......... Savings DevositS--------------- ...... Trust Funds on Devosit............. Cashier's Checks..................... Certified Checks..................... Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed... -----------------Other Liabilities.....................
TotaL.. _..............................$

15,000.00 none
3,000.00 3, 704.05
64.00 none 58,577.45 none 45,587.25 none 10,494.90 1,225.62 none 6,106.33 none none none none none 143,759.60



DEPARTMENT OF BANKING

145

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF IRWINVILLE

Irwinville, Ga.

President, J. H. CLEMENTS

Vice-President, W. R. HOWE:\

Cashier, W. D. DOIUIIl\"EY, .JR.

RESOURCES:
Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsSe-c--u-r-it-i-e-s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank.... __ Other Stocks and Bonds__ -------BFuarnnkiitnugreHaonudseF..ix-t-u-r-e-s--.-..--_-_-__-_-_-_-_-_-_--_ Other Real Estate Owned... -------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
DOSited with ADvroved Reserve Agents.. ---------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_____-_-_-_-_-__-_-_-_-_-_--_ Advances on Other Commodities.... Checks for Clearing House._-------Other Qhecks and Cash Items ... __ _ LOevtetredrrsaoftfsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c__e_s_. __ Other Assets... ___ .... _... ___________ _
TotaL.. _______________ ______________ $

75,803.08 13,031.00
none none none none 1,379.02 2,596.16 360.00 none
1,510.37 none none none none 129.43 none none none
94,809.06

LIABILITIES: CaDital Stock Paid in________________ $ Amount Reserved for Branches --SurDlus __ ............... --.- ... ---.Undivided Profits.............. _.... . DDiuveidtoenBdsanUknsD__a_i_d__._._._.__----------------------------DeDosits Subject to Check Demand Certificates of DeDosit____ _ Time Certificates of DeDOSit..______ _ Savings DeDosits -------------------Trust Funds on DeDOS1t------------Cashier's Checks... _----------------. BCielrltsifPieadyaCbhlee.ck. s._.________-_-_-_-_-_-.-.-.-.--__--..--__-_Notes and Bills Rediscounted______ _ Letters of Credit and AcceDtances. _ Reserve for Interest and Taxes_____ _
Other Liabilities.. -------------------
TotaL_____ _________________________$

25,000.00 none
10,000.00 8,933.89
none none
23.~68.21
none 9,062.17 14,803.31
none 41.48 none 3,000.00 none none none none none
94.809.06

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

FARMERS AND MERCHANTS BANK

Jackson, Ga.

President, J. H. CARMICHAEL

Vice-Presidents, S. P. NICHOLS, GEO. E. 'MALLET

Cashier, C. T. BEAFCHAMP

RESOURCES:
Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s________________________ __ Furniture and Fixtures____________ __ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
DAogseintetsd. w__it_h____A_D__D__r_o_v_e_d___R__e_s_e__rv_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items______ _ LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_D__t_a_n_c__e_s____ Other Assets_________________________ _
TotaL _________________________________ $

344,915.68 25 '781. 88 1,000.00
none none 1.800.00 10,099.94 5,257.93 25,733.08 none
47,057.18 none
14,895.37 none
5,359.32 22.40
9,646.63 none 51.00
491,620.41

LIABILITIES: CaDital Stock Paid in _______________ $ Amount Reserved for Branches.. --Survlus. _.... --.---------------------. DUinvdiidveinddesd UPrnoDfaitisd._._._._._._._._-__-_-_-_-_-_-_-_-_--__Due to Banks.... ____________________ _ DeDosits Subject to Check.. ______ _ Demand Certificates of DeDosit.... _ Time Certificates of DeDOSit........ _ Savings DeDosits. -------------- ____ .. TCrausshtieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_----------Certified Checks----------------- .. __ _ Bills Payable.------------------ _____ _ Notes and Bills Rediscounted....... Letters of Credit and Acceotances._ Reserve for Interest and Taxes.. ___ _ Bonds Borrowed.. ----------. _______ _ Other Liabilities._-------------------
TotaL ...... --------------------- _____ $

125,000.00 none
15,600.00 11,964.48
none none 211,328.36 none 116.074.47 none none 2,006.47 none none none 9,646.63 none none none
491,620.41

146

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

JACKSON BANKING COMPANY

Jackson, Ga.

President, F. S. ETHERIDGE

Yice-President, J. B. SETTLE

Cashier, L. P. McKIBBEK

RESOURCES:
Time Loans and Discounts..........$ DUenmiteadndSLtaoteans sSe-c--u-r-i-ti-e-s--_-__-_-_-_-_-_-_-_-_-_--_ State of Georgia Bonds. ____________ _ BSOtatohncekkriniSngtoFHcekodsuesarean_ld_R__Be_so_e_nr_vd__es___B___a___n__k____-__-__-__-__--__ Furniture and Fixtures_____________ _ Other Real Estate Owned _________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
vosited with Avvroved Reserve DAuegefrnotms--O--t-h--e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_v__t_a_n_c__e_s_. __ Other Assets--------------------------
Total.. --- __ --- .. __ .... ______ ----- __ ..$

205,162.21 22,683.03
none none
3,600.00 31,388.78 3,398.90
3,048.83 17,461.68 9,600.12
27,853.51 2,369.93
none none
1,202.65
none none
3.58
none
327,773.22

LIABILITIES:
Cavital Stock Paid in ------------$
Amount Reserved for Branches.---SUunrdvilvuids e__d__P-r-o--f-i-ts--. -_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unvaid___________________ _ DDDeuevmeotasonitdBs CaSneukrbtsJi-fe-ic-ct-a-tt-oe-s-C-o-hf-e-D-c-ke-v----o--s--i--t--_--_--_-_---_ TSaimviengCsertDifeivcoatseitsso__f_D__e__v_o__s_it_-_-_-_-_-_-_-_--_ Trust Devosits . --------------------Cashier's Checks--------------------Certified Checks--------------------BNiolltsesPaanyadbBleil.ls R--e-d--i-s-c-o-u--n-t-e-d--.-_-_-__-_--_ Letters of Credit and Accevtances.. Reserve for Interest and Taxes. ____ _ Bonds Borrowed--------------------Other Liabilities---------------------
TotaL. _________________________ . _____ .$

100,000.00
none
20,0QO.OO 8,355.81 6,000.00 25,000.00 48,830.66
280.00 31,238.88 55,023.31 2,084.42
76.80
none none
30,883.34
none none none none
327,773.2

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

BANK OF JAKIN

President, J. S. SHERMA~

Jakin, Ga. Cashier, E. C. SMITH

Vice-President, E. C. SMITH

RESOURCES:
Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsSe-c--u-r-i-ti-e-s--_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank..... . BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned ---------Due from Federal Reserve Bank..... Cash in Vault and Amounts DeDvAuoegsfeirntoetmds.-Ow__t_iht_eh_r__B_A_a_vn_v_kr-os-v_-_-e_-d_-_-_-R_-_-e_-s_-e_-r_-v__e__ Advances on Cotton----------------AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items .. -. -. LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_v__t_a_n_c_e__s_.._
Other Assets--------------------------
TotaJ___________ ... _.... _____ . _. _. _....$

29,656.95
none none none none
700.00 3,000.00 2,119.39 1,000.00
none
5,925.45
none none none none none none none none
42,401.79

LIABILITIES: Cavital Stock Paid in________________ $ Amount Reserved for Branches --Survlus.. __ ------------------ .. ------DUinvdiidveinddesd UPrnovfaitisd._._._._._._-_-_-_-_-_-_-_-_-__-______ __ Due to Banks------------------------Devosits Subject to Check.. -------TDiemmeaCnedrCtifeirctaiftiecsaotefsDoefvDoesvito__s_i_t_._._._.._ Savings Devosits -------------------CTraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks--------------------Bills Payable.- __ -------- ___ ------ ___ _ Notes and Bills Rediscounted....... r~etters of Credit and Accevtances.. BRoesnedrvseBfoorrroInwteedr.e.s_t__a_n__d__T__a_x_e_s___________ __ Other Liabilities.. -------------------
Total. _________________________________$

24,600.00
none
15.16
none none none
17,786.63
none none none none none none none none none none none none
42,401.79

~l

DEPARTMENT OF BANKING

147

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

PICKENS COUNTY BANK

President, SAM TATE

Jasper, Ga. Vice-President, R. L. McCLAIN
Cashier, S. C. McCLAIX

RESOURCES:

Time Loans and Discounts----~~~~$

Demand Loans -~--~-----------~-~~~~ United States Securities... ~~~_~._~~~

State of Georgia Bonds~~----~-~~~~~~

Stock in Federal International

Other Stocks and Bonds.---~---~~~

BFuarnnkiitnugreHaonudseF.i.x.t-u~r-e~s~~~~~-~ -__--. ~_-.~_-_-.~~-~~_

Other Real Estate Owned --~-~ Due from Federal Reserve Bank.~-~~

Cash in Vault and Amounts De-

posited with Approved Reserve __ __ __ Agents~. ~ ~~~~._.~.~_~~~~~_~ ~~_

Due from Other Banks----~-~~~-~~-~ Advances on Cotton.~ .. _. _~. ~. ~ ~ ~. ~ _

Advances on Other Commodities~--

COhthecekr sCfhoercCksleaanridngC

House~-------~-
ash Items______ _

Letters of Credit and Acceptances._

Overdrafts (if anYl---~~~~~~---~---- Other Assets------~-~~~-~-~~--- __

Total... _.. _._~_~~~~~_. __ ._ ... ~_ .... ~._$

191,689.98 5,514.19
none none none
9,450.00 2,595.00 2,222.37 2,625.69
none
62,497.30
none none none none
3' 583.38
none
6.50 195.00
280,379.41

LIABILITIES:

Capital Stock Paid in~---------~-~---$

Amount Reserved
Surplus_~~~~_~~~~~

_f_o_r_

.B_.r_a.n_c._h.e_s.

___-_

-_

Undivided Profits ---------------~-- Dividends Unpaid--------------~-~-- Due to Banks-------~--~~~-------~ Deposits Subject to Check~-------~ Demand Certificates of Deposit.--~ Time Certificates of Deposit-------~~ Savings Deposits.~-~-~-~-----------~~ Trust Funds on Deposit-------~----~ Cashier's Checks---------------~ BCielrltsifPieadyaCbheleck__s_-_-_-_-_-_-_-__-_-_-_~_-_~~---~--~~-------.

Notes and Bills Rediscounted---- Letters of Credit and Acceptances._ Reserve for Interest and Taxes._._.~

Bonds Borrowed~ .. --------------~--~ Other Liabilities.. ---------~-

Total_..... _. __ .... __ .. __ .. -.-~-~--- .. _$

15,000.00 7,500.00 7,500.00
none
1,200.00 800.00
115,238.40
none
85,719.65
none
44,193.46 3.227.90
none none none none none none none
280,379.41

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

CITIZENS BANK AND TRUST CO.

President, T. S. JOHNSON

Jefferson, Ga. Vice-President, S. V. WILHITE, I. W. ETHRIDGE

Cashier, HOMER HANCOCK

RESOURCES:

Time Loans and Discounts__________$

Demand Loans.~~~~~--~-~------- United States Securities~-----~----State of Georgia Bonds____ ~------- Stock in Federal Reserve Bank_____ _

Other Stocks and Bonds~-~~~~~--~- Banking House.. ~~-~~~~~~--~~~~~--- ..

Furniture and Fixtures~~~-~~~--~--~ Other Real Estate Owned~~~~-~--~-~ Due from Federal Reserve Bank.. ~-~

Cash in Vault and Amounts De-

posited with Approved Reserve

.. __ .. Agents~~~_

~~ ~~~~~~-~~-~~-~~~~-

Due from Other Banks~--~--~-~-~~- Advances on Cotton~~~------------- CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d__it_i_e_s_._._. __

Other Checks and Cash Items______ _

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__

Other Assets------------------

Total---------------------------------$

271' 120.95
none none none
3,150.00 900.00
5,000.00 3,668.52
none
11,579.94
26' 131.10
none
4,000.00
none none
4,848.43
none
2,140.00 628.42
333,167.36

LIABILITIES: Capital Stock Paid in _______________ $ Amount Reserved for Branches ____ _ Surplus----------------------- Undivided Profits-------------------Dividends Unpaid..... --------------Due to Banks... -------------------Deposits SubJect to Check. -------Demand Certificates of Deposit----Time Certificates of Deposit-------TSarvuisntgFsuDnedpsoosintsD-e-p--o-s-i-t-_-_-_-_-_-__-_-_-_-_--_-_ Cashier's Checks--------------------Certified Checks------------------Bills Payable._.---------------------Notes and Bills Rediscounted...... Letters of Credit and Acceptances-Reserve for Interest and Taxes_____ _ Bonds Borrowed . ------------------Other Liabilities------------------
TotaL. _________: _____________________$

94,170.00
none
10,000.00 6,821.23
215.40
none
135,843.30
none
39,332.66
none none
4,176.35
none none
42,608.42
none none none none
333,167.36

148

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

FARMERS AND MERCHANTS BANK

Jeffersonville, Ga.

President, W. H. McCRARY

Vice-President, C. C. HU:\iPHRIES

Acting CashiN, :YIISS FR.\KCES WHITEHURST

RESOURCES:

LIABILITIES:

Time Loans and Discounts__________ $ Demand Loans ---------------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank--- __ Other Stocks and Bonds___________ _
BFuarnnkiitnugreHaonudseFixtur-e-s--_-_-_-__-_-_-_-_-_-_-_-_--_ Other Real Estate Owned.---------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
Posited with Approved Reserve DuAegfernotms..O. -t-h-e--r-B--a-n--k-s-.--_-_-__-_-_-_-_-_-_-_-_--_ Advances on Cotton .. _____________ _ Advances on Other Co=odities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items . __ LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__
Other Assets--------------------------

18,472.34 1,859.32
none none none none 3,100.00 1, 967.50 2.535.00 none 7, 730.97 none none none none none none 96.35 none

Capital Stock Paid in... -----------$ Amount Reserved for Branches._--Surplus. _______ ----------------------Undivided Profits_-------------- ___ -Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsje. c-t-t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ Time Certificates of Deposit________ _ TSaruvisntgFsuDnedpsoosintsD. _e_p__o_s_i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks ____________________ _ Certified Checks___________ --------- __
Bills Payable.-----------------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances __ Reserve for Interest and Taxes_____ _ Bonds Borrowed.-------------------Other Liabilities. __ ------------------

T:=ot=a=L=-=--=-=--=-=--=-=--=-=--=-=--=-=--=--=-=--=-=--=-=--=-=$=~3=5=,7=6=1.=4=8===T=otaL. ________________ ----- ___________ $

15,000.00 none 319.98 none none none
10,566.92 none
9,460.08 none none 261.12 153.38 none none none none none none
35,761.48

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

TWIGGS COUNTY BANK

President, .J. C. SHAKNO.\'

Jeffersonville, Ga. Vice-Presidents, S. E. JONES, D. S. FAULK
Cashier, RAKER R .JONES

RESOURCES:

Time Loans and Discounts__________ $ Demand Loans. _____________________ _

170,044.9 19,813.68

United States Securities____________ _

none

State of Georgia Bonds_____________ _

none

Stock in Federal Reserve Bank------

none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_

16,764.00 2,000.00

Furniture and Fixtures_____________ _

2,350.00

Other Real Estate Owned__________ _

10,500.00

Due from Federal Reserve Bank____ _

none

Cash in Vault and Amounts De-

Posited with Approved Reserve

DAuegfernotms. _O_ -t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _

42,767.38 31,860.26
612.68

Advances on Other Commodities___ _ Checks for Clearing House_________ _

none none

Other Checks and Cash Items _____ _

641.19

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__

none 174.76

Other Assets--------------------------

6,800. 70

'------

TotaL ________________ ---------- ______ $ 304,329.57

LIABILITIES:
Capital Stock Paid ill----------------$ Amount Reserved for Branches.. --Surplus._----------------------------Undivided Profits.------------------DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check._-------Demand Certificates of Deposit ____ _ Time Certificates of Deposit-- _____ _ Savings Deposits.-------------------Trust Funds on Deposit------------CCaersthifieierd's CChheecckkss___________________-__-_-_-_-_-_-_-_-_-_--_ BNiolltsesPaanydabBleil.l-s--R--e-d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Acceptances.. BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s__________ __ Other Liabilities. __________ ----------
TotaL _________________________________ $

25,000.00 none
10,000.00 5,027.56
none none 122 '721.15 3,756.00 137,623.20 none none 201.66 none none none none none none none 304,329.57

DEPARTMENT OF BANKING

14H

STATEMENT Showing Condition at Close of Business December 31, 1924

of the

THE FARMERS BANK

Jenkinsburg, Ga.

President, .J. H. CARMICHAEL

Vice-Presidents, B. F. AKl:\, .J. M. BANKSTON

Cashier, H. C. CHILDS

- RESOURCES:

LIABILITIES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdvse.B..a_n_k__-_-_-_-_--_ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned _________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
:Apgoseintetsd. __w__i_th____A_:_D_:_D_r_o_v_e_d___R__e_s_e__rv_e_
ADduveafnrcoems oOnthCeortBtaonnk_s_._-_-_-_-_~__-_-_-_-_-_-_-_-_ Advances on Other Commodities___ _ Checks for Clearing House_________ _
Other Checks and Cash Items------LOevteterdrsraofft C(ifreadniyt )a_n__d__A__c_c_e__v_t_a_n_c__e_s_. __ Other Assets_________________________ _

10,333.08 none none none none none
1,500.00 1,848.56 7,906.29
none
1.228.45 l6,ll4.4R
180.87
1!.0118
30.81 none none 29.24 none

Ca:Dital Stock Paid in________________$ ASumr:opulunst_R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s__._._._.._
Undivided Profits.------------------DDiuveidtoenBdsanUkns:_D__a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Devosits Subject to Check. ------TDiemmeaCnderCtiefirctiaftiecsatoefsDoef pDoesvito__s_i_t_._.-__--_ Savings Deposits. __________ ---------Trust Funds on Deposit------------Cashier's Checks_______ -------------Certified Checks___________ ----------Bills Payable.-----------------------Notes and Bills Rediscounted-----Letters of Credit and Acceptances.Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities.. -------------------

15,000.00 none none 562.11 none none
18,005.76 none
5,592.91 none none 11.00 none none none none none none none

T~ot~a~L:c::=-:c::=--:c::=-:c:-=:-=-=--=-=--=-=--=-=--=-=--=-=--=--=-~$=~3~9~,1~7~1~.7~8=~T~o~t~al~-=--:c==:--=-=--=-=--=-=-:c:=:--=--=-=--=-=--==--=-=--=-$===39,17l.\

STATEMENT Showing Condition at Close of Business December 31, 1924
of the BANK OF CLAYTON COUNTY

President, L. Z. GILBERT

Jonesboro, Ga. Vice-President, .J. 0. HIGHTOWER
Cashier, L. ~1. KL'\G

RESOURCES:

Time Loans and Discounts __________$ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d___B_o__n_d__s_.______-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _
Other Real Estate Owned ---------Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De-
:posited with APDroved Reserve

89,475.88 none none none none none
3,000.00 2,000.00 4,561.85
none

DAuegefrnotms. _O_ -t-h-e-r--B--a-n-k-s-_-_-_-_-_-_-_-_--_-_-_-_-_-_-

38,4n4o8.n9e3

Advances on Cotton._--------------Advances on Other Commodities____ Checks for Clearing House__________

none none 64.41

Other Checks and Cash Items._____

78.05

Letters of Credit and Accevtances.. Overdrafts (if any)___________________

none none

Other Assets--------------------------

none

Tota

L

_________________________________ - $

-

--
137,629.12

LIABILITIES:
Cavital Stock Paid in________________ $ Amount Reserved for Branches ____ _ Sur:Dlus. _______ .- --------------------Undivided Profits _________ ----------Dividends Unpaid-------------"-----Due to Banks... --------------------Devosits Subiect to Check.--------TDiemmeaCnderCtiefirctiaftiecsatoefsDoef pDoespito__s_i_t_._._._.._ Savings Devos!ts. __________ ---------TCraus hs ti eFru' snCdhs eocnk sD__e_v_o__s_i_t_._. _-_-_-_-_-_-_-_-_-_- -_ Certified Checks___________ ----------Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.Reserve for Interest and Taxes.----Bonds Borrowed---------------------Other Liabilities... __ ----------------
E-<otal----------------------------------$

25,000.00 none
12,000.00 1.234.60 1,424.00
none 39,481.27
none none 57,259.99 none 134.42 none none none none 1,094.84 none none 137,629.12

r-~

150

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business DeceiDher 31, 1924

President, A. C. BLALOCK

of the BANK OF JONESBORO
Jonesboro, Ga. Vice-President, C. H. HUTCHESON
Cashier, J. B. -PULLIAM

RESOURCES:

Time Loans and Discounts..........$ 108,512.53

UDnemiteadndSLtaoteasnsSe-c-u-r-l-t-ie--s-.-. -__-_-_-_-__-_-__--_

16,135.23
none

State of Georgia Bonds--------------

none

Stock in Federal Reserve Bank..... .

none

Other Stocks and Bonds.............

650.00

BFOuathrnnekiritnRugreeHalaoEnudssteaF.t.ie.x-tO-u-rw-e-ns-.e-.-d.-_.-_.-_.-_._.-_._._._-._-.-._

1.500.00 1.000.00 43,651.27

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts De-

Apogseintetsd...w__it.h____A.p..p_r_o-v--e-d_.-R--e_s_e.r-v.e-

127,228.31

Due from Other Banks-------------Advances on Cotton................ .

none
6,663.02

Advances on Other Commodities....

none

Checks for Oleartng House..........

54.25

Other Checks and Cash Items......

2,128.51

LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s_._

none
176.74

Other Assets..........................

none

Tot

a

L

_________________________________ - $

---307,699.86

LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches --Surplus.. ----------------------------Undivided. Profits ------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check---------Demand Certificates of Deposit..... Time Certificates of Deposit--------Savings Deposits.------------------.. Trust Funds on Deposit------------Cashier's Checks--------------------CBeilrltsifPieadyaCbhlee.c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities---------------------
TotaL---------------------------------$

25,000.00
none
25,000.00 636.10
none none
256,648.04
none none none none
415.72
none none none none none none none
307,699.86

STATEMENT Showing Condition at Close of Business December 31, 1924

of the FARMERS AND MERCHANTS BANK

Junction City, Ga. President, CHAS. W. MOORE, SR. Vice-Presidents, R. L. McBRYDE, Wm. M. BROWN
Cashier, W. E. GREENE

RESOUROES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ United States Securlties. ___________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank...... Other Stocks and Bonds............. Banking House----------------------FOuthrneirtuRreealanEds.tFatiextOurwens-e-d-_-_-_-_-_-_-_-_-_--__Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
Apogseintetsd.. w_--i-th____A__p_p_r_o_v--e-d___R_ .e.s.e.r.v-eDAduveafnrocems oOnthCeor tBtoann_k_s___-_-_-_-_-_-_-_-_-__-_-_--_ AChdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items....... LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._
Other Assets-------------------------T o t a l . . . . . _____________________________ $

54,285.03 13,828.88
none none none
100.00 1,300.00 2,000.00
none none
17,963.17
none none
2,000.00 1,099.95
none none
56.08 3,236.68
95,869.79

LIABILITIES:

Capital Stock Paid in----------------$ Amount Reserved for Branches._--Survlus. __ --------------------- ____ --Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks.----------------------Deposits Subject to Check---------TDiemmeaCnderCtiefirctiaftiecsatoefsDoef pDoespito. .s_i_t_._. _-_--_ TSaruvisntgFsuDnedpsoosnitSD-e--p-o--s-it-.-.-.-.-.-.-.-.-.-.-.--.-. Cashier's CheckS--------------------BCielrltsifPiaedyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... Bonds Borrowed... -----------------Other Liabilities.. -------------------

15,000.00
none
11,000.00 1,941.63
none none
40,391.26
none
27,354.77
none none
182.13
none none none none none
~g~~!

i
-------1
TotaL--------------------------------$ 95,869.791

DEPARTMENT OF BANJUNG

151

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

KENNESAW STATE BANK

President, J. G. LEWIS

Kennesaw, Ga. Vice-Presidents, B. H. HILL, F. L. LEWIS
Cashier, R. RUSSOM

RESOURCES:
Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ BSOtatohncekkriniSngtoFHcekodsuesarean_ld_R__Be_so_e_nr_vd__es___B____a__n___k___.____________ ___ Furniture and Fixtures _____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve DAuegfernotms __O- -t-h-e-r- -B- -a-n- -k-s-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Advances on Cotton ________________ _ AChdevcaknscefsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s______ __ Other Checks and Cash Items_____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s____
Other Assets-------------------------TotaL_________________________________ $

55,972.87 374.37
none none none none
3,500.00 1,950.02 1,339.56
none
7,731.32
none none none none
31.25
none
207.16
none
71, 106.55

LIABILITIES:
Capital Stock Paid in________________$ ASumrPoluunst_R__e_s_e_r_v__e_d__t_o_r__B__r_a_n_c__h_e_s_________ __ Undivided Profits ___________________ _ DDiuveidteonBdsanUknsp__a_i_d_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits SubJect to Check_________ _ TDSaiemvmienagCnsdeDrCtiefepircotaisftiietcssa_to_e_fs_D_o_ef__pD_o_es_p_it_o___s__i__t__-__-__-__--__ Trust Funds on Deposit____________ _ Cashier's Checks____________________ _ Certified Checks_____________ --------BNiolltsesPaanyadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ LReestteerrvse offorCIrnetdeirteasnt danAdccTeapxteasn_c_e__s_.-_ Bonds Borrowed---------------------Other Liabilities._-------------------
TotaL ______________________________ ..$

20,000.00
none none
4,502.30
none none
20,267.73
none
22,754.83
none none
581.69
none
3,000.00
none none none none none
71,106.55

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

STATE BANK OF KINGSLAND

President, W. B. GODLEY

Kingsland, Ga. Vice-Presidents, J. H. GROSS, S. C. SHEFFIELD
Cashier, C. A. PERRY

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _

64,549.57
none none

SSttoactek oifn GFeeodregriaal BRoesnedrvs-e--B--a-n-k--_-_-_-__--_

none none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__S_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _

none
4,000.00 2,500.00

DOutheefrroRmeaFl eEdsetraatleROewsenrveed-B--a-n--k-.-_-_--_

3,188.28
none

Cash in Vault and Amounts De-

posited with Approved Reserve

DAuegfernotms--O--t-h-e--r-B--a--n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items. ____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__

24,014.63 225.00
none none none
712.22
none
465.99

Other Assets--------------------------- - - -no-ne

TotaL---------------------------------$ 99,655.69

LIABILITIES:
ACampoituanltSRtoescekrvPeadidfoirnB--r-a-n--c-h--e-s---_-_-_$ Surplus ----------------------------Undivided Profits ------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJ-e-c-t-t-o--C--h--e-c-k--__-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ Time Certificates of Deposit-------TSarvuisntgFsuDnedpsoosnitsD--e-p-o--s-i-t-_-_-__-_-_-_-_-_-_-_-_--_ CCearsthifiieerd'sCChheecckkss_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ BNiolltsesPaanyadbBleil_l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceptances._ Reserve for Interest and Taxes_____ _ Bonds Borrowed... _----------------Other Liabilities... ------------------
TotaL _________________________________$

15,000.00
none
5,000.00 5,499.32
none none
38,587.08
none
6,503.93 14,350.83
none
4,714.53
none
10,000.00
none none none none none
99,655.69

152

FIF:I"H ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

THE BANK OF KINGSTON

l'n,sident (.'\one)

Kingston, Ga. Vice-President, 0. M. BUTLER
Cashier, C. G. CHRISTIA~

RESOURCES:
Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _ Banking House.. ____________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank. ___ _ Cash in Vault and Amounts De-
vosited with Aovroved Reserve DAuegfernotms -O--t-h--e-r-B--a--n-k-s--_-_-_-_-_-_-_-_-_-_-__-_--_ Advances on Cotton________________ _ Advances on Other Commodities.__ _ Checks for Clearing House _________ _ Other Checks and Cash Items_____ _ LOevteterdrsraofftsC(rief daintya)n_d___A__c_c_e_v__t_a_n_c_e__s_.._ Other Assets _________________________ _
TotaL _________________________________$

55,502.16 none none none
1'10'38
550.00 10,200.00
3.800.00 11 '541.00
none
2,605.59 3,557.70
none none none none none none 15,277.92
103,034.37

LIABILITIES: cavital Stock Paid in________________$ Amount Reserved for Branches --Surplus _________ --------------------Undivided Profits.------------------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsje..c_t_to--C--h-e--c-k--_-__-_-_-_-_-_-_--_ Demand Certificates of Deoosit.___ _ Time-Certificates of Devosit________ _ TSarvuisntgFsuDnedosoosintsD. -e-o--o-s-i-t-_-_-_-_-_-_-_-__-_-_-_--_ CCearsthi fi ei erd' s CChheecckkss_._____._-_______._-_-______. _-_-_._._-_--_ Bills Payable. __ ---------------------Notes and Bills Redisounted-------Letters of Credit and Accevtances.Reserve for Interest and Taxes_____ _ Bonds Borrowed. ------------------Other Liabilities __ -------------------
TotaL ________________________________$

15,000.00 none none none none
1,036.23
22' 461.38 none
48,421.16 none none 95.60 none
15,000.00 1,020.00
none none none none

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

CITIZENS BANK

Kite, Ga.

President, DR. D. C. HARRISO~

Vice-President, .J. E. CLARK

Cashier, J. S. STEPHEi'<SO~

RESOURCES:
Time Loans and Discounts__________ $ Demand Loans ---------------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_.___-_-_-_-__-_-_-_-_--_ Furniture and Fixtures-------------Other Real Estate Owned ---------Due from Federal Reserve Bank.___ _ Cash in Vault and Amounts De-
vosited with Avoroved Reserve Agents.----------------------------Due from Other Banks ------------Advances on Cotton. --------------Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items. ___ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e__v_t_a_n_c__e_s_. __
Other Assets-------- _____ ------------TotaL_________________________________ $

80,344.82 none
2,800.00 none none
1,700.06 2,289.20 4.252.05 15,026.84
none
12,248.86 3,697.90
972.54 1.259.65
122.80 none none 10.96 2,920.00
127,645.62

LIABILITIES: cavital Stock Paid in________________$ Amount Reserved for Branches ____ _ Surolus _- ___ . ______ -__ ... - ___ --- _. _-Undivided Profits.. -----------------Dividends Unvaid-------------------Due to Banks------------------------Devosits Subject to Check.. -------Demand Certificates of Devosit____ _ Time Certificates of Devosit.-- ----Savings Devosits. -------------------TCrausshti eFru' snCdhs eocnk sD__e_v_o__s_i_t_-_-_-_-_-_-_-_-_-_-_-_- -_ Certified Checks .. __ ----------------Bills Payable -----------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed.-------------------Other Liabilities. __ ---_--------------
TotaL--------------------------------$

15,000.00 none
3,000.00 1.126.34
none none 43,965.51 none 61 '120.29 none none 633.48 none none none none none 2,800.00 none
127,645.62

DEPARTMENT OF BANKING

153

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

HANK OF LAFAYETTE

President, J. E. PATTOK

LaFayette, Ga. \'ice-Presidents, P. D. FORTUJ\'E, D. W. HERNDON Cashier, J. W. MASSEY

RESOURCES:
Time Loans and Discounts.......... $ Demand Loans----------------------UStnaitteedofSGtaetoersgSiaecBuornitdiess__-_-_-_-_-_-_-_-_-_-_-_--_ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds. ---------BFuarnnkiitnugreHaonudseE.'.i.x.tur-e--s-_-_-_-_-_-_-__-_-_-_-_-_--_ Other Real Estate Owned.... ______ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
ADOgeSnitetsd._w. _i_t_h___A__D__D__r_o_v_e_d___R__e_s_e_r_v_e_ Due from Other Banks. ___________ _ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House... ______ _ Other Checks and Cash Items ___ _ OLevtetredrrsaoftfsC(rifedaintya)n__d__A__c_c_e_D__t_a_n_c__e_s_.._
Other Assets--------------------------
To_taL. _---:- __________________________ $

446,908.95 6,659.51 none none none 6,600.00 26,165.48 5,091.92 26.057.52 none
116.727.60 none none none 870.31
15,610.97 none none 40.85
650,733.11

LHBILITIES: Cavital Stock Paid in________________ $ Amount Reserved for Branches --Surplus -----------------------------Undivided ProfitS-------------------Dividends Unvaid-------------------Due to Banks------------------------Devosits Subject to Check.......... Demand Certificates of Devosit..... Time Certificates of DeDosit________ _ Savings DeDosits ___________ ---------Trust Funds on DeDosit------------Cashier's Checks--------------------Certified Checks..... ----------------Bills Payable. ___________ -----------Notes and Bills Rediscounted. _____ _ Letters of Credit and AcceDtances.Reserve for Interest and Taxes.. _.. Bonds Borrowed---------------------Other Liabilities.--------------------
TotaL---------------------------------$

60,000.00 none
60,000.00 26.817.04
none none 219,318.54 none 150,461.73 45,380.55 78,159.98 10,595.27 none none none none none none none
650,733.11

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

WALKER COUNTY BANK

President, '" C. ~IARTIX

LaFayet Le, Ga. Vice-President, .J. E. ROSSER
Cashier, C. C. GILBERT

RESOURCES:

TDiemmeasnLdoLanosanasn_d__D__i_s_c__o_u__n_t_s_.________________$ United States Securities.... ________ _

113.589.91 1,000.00 none

State of Georgia Bonds--------------

none

SOttohcekr iSntoFcekdsearanldRBesoenrvdes _B__a_n__k_s_._._._._. Banking House.. _____________ --.----Furniture and Fhtures____________ __ Other Real Estate Owned.. ________ _

none none 11,000.00 2,002.17 8,252.25

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts De-

DOSited with ADDrOVed Reserve

Agents.. _--------------------------Due from Other Banks.-------------

29 '981.41 none

Advances on Cotton ---------------Advances on Other Commodities.... Checks for Clearing House_________ _

1,828.09 none 299.21

Other Checks and Cash Items. ___ __
Letters ot Credit and AcceDtances..
Overdrafts (if anY) __________ ......--.

2,408.47 none .16

Other

Assets..

____

--

...

.

----

..

--------

-

-

-

none --

T~aL.. -- __ ---- .... ------------------.$ 170,3_61.67

LIABILITIES CaDital Stock Paid in________________ $ Amount Reserved for Branches..... Surolus. ---- _________ ----------------Undivided Profits-------------------Dividends UnDaid-------------------DDeuDe otositBs aSnukbsj.e.c-t--t-o--C--h-e-c--k-.-.-.--__-_-_-_-_--_ Demand Certificates of DeDoSit___ __ Time Certificates of DeDosit--------Savings DeDositS--------------------Trust Funds on DeDosit------------CasWer's Checks--------------------Certified Checks---------------------Bills PaYable... ---------------------Notes and Bills Rediscounted....... Letters of Credit and AcceDtances.. Reserve for Interest and Taxes...... Bonds Borrowed._------------------Other Liabilities.. ------------------.
TotaL...... ____ . ___________ . _________ .$

25,000.00 none
3,000.00 1,850.34
none none 69,431.98 none 53,200.57 15,177.25 none 2,701.53 none none none none none none none
170,361.67

154

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF LAGRANGE

President, R. L. REXDER

LaGrange, Ga.

Vice-President, H. P. PARK

Assistant Cashier, E. M. RENDER

RESOURCES:

Times Loans and Discounts.........$ Demand Loans ____________ ---------United States Securities____________ _ State of Georgia Bonds_____________ _

199,943.08 18,575.10
none none

SOttohcekr iSntoFcekdsearanldRBesoenrdvse_B__a_n__k_s_._._._._

none 5,100.00

BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_

9,935.50 1,264.40

DOutheefrroRmeaFl eEdsetraatleROewsenrveed-B--a-n-k--_-_-__--_

10,146.11 none

Cash in Vault and Amounts De-

posited with Approved Reserve

DAuegfernotms..O_t-h--e-r--B--a-n-k--s-.-_-_-_-_-_-_-_-_-_-_-_-_--_

42,315.55 none

Advances on Cotton.----------------

7,253.83

AChdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._.._

none 12,633.32

Other Checks and Cash Items..... .

4,387. 72

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__ta__n_c_e__s_.__

none 380.89

Other Assets--------------------------

none

-----

Total----------------------------------$ 311,935.50

LIABILITIES Capital Stock Paid in________________ $ Amount Reserved for Branches --Surplus .. ______ ----------------------Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit..... Time Certificates of Deposit--------Savings Deposits -------------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------Bills Payable.. _.. -------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... Bonds Borrowed.... ----------------Other Liabilities... _-----------------
TotaL _________________________________$

50,000.00 none none
9,387.98 none none
101,720.84 none
10,000.00 117,878.03
none 19,948.65
none 3,000.00
none none none none none 311,935.50

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

THE LAGRANGE BANKING AND TRUST CO.

LaGrange, Ga.

President, J. E. DUNSON

Vice-President, A. H. CARY, W. S. DUNSON

Vice-President and Cashier, ROBERT HUTCHINSON

RESOURCES:
Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsS.e.c..u.r.i.t.i.e-s-_-_-__-_-_-_-_-_-_-_-_--_ Capital Stock Account .. _________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank...... Other Stocks and Bonds. ---------BFuarnnkiitnugreHaonudseFi.xt-u-r-e--s-_-_-__-_-_-_-_-_-_-_-_-_-_Other Real Estate Owned__________ _ Due from Federal Reserve Bank____ _ Cash in Vaults and Amounts De-
posited with Approved Reserve DAuegfernotms--O--t-h-e--r-B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ AChdevcaknscefsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items..... LOevtetredrsraoftfsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._
Other Assets--------------------------
Total.. ____ . ___ ----- __________________$

2,261,671.28 71,806.67 none none none 27,000.00 118,422.39 48,000.00 2,606. 50 189,886.10 71,158.96
117,681.63 none none none
5,279.59 6,997.17
none 12,140.35
375.00 2, 933,025.64

LIABILITIES
Capital Stock Paid in----------------$ ASumrpoluunst__R_e_s__e_r_v_e_d__f_o_r__B__r_a_n__c_h_e__s___-_--_ Undivided Profits ------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj.e.c_t_to--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit..... Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Accei>tances.Reserve for Interest and Taxes...... BOot hnedrs LBioa rbriol iwt ieeds .-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_

250,000.00 none
650,000.00 1,810.99 388.50 78.00
653,624.39 1,500.00
103,076.22 684,670.13
none 15,476.66
none 180,000.00 392,400.75
none none none none

TotaL.-------------------------------$ 2,933,025.64

~l

DEPARTMENT OF BANKING

155

STATEMENT Showing Condition at Close of Business December 31, 1924

of the

LAGRANGE SAVINGS BANK

President, ELY R. CALLAWAY

LaGrange, Ga. Vice-Presidents, C. V. TRUITT, H. D. GLA~TON
Cahier, R. C. KEY

RESOURCES:
Time Loans and Discounts.......... $ DUenmiteadndSLtaotaens sSe-c--u-t-l-ri-e-s--..-.-_-.-_-_-_-__-_-_--_ State of Georgia Bonds.... _________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._.___________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank.. __ Cash in Vault and Amounts De-
I>Osited with AI>I>roved Reserve Agents._---------------------------Due from Other Banks... ----------Advances on Cotton... -------------AChdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d__i_ti_e_s__._.._ Other Checks and Cash Items.. ___ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_:_t>__ta_n__c_e_s_. __ Other Assets--------------------------
Total.. __ ---- _____ .-------------------.$

658,332.77 66,951.72 124,000.00 32,768.20
none
419,737.90
none none
51,722.09
none
68,406.45
none none none
9,076.29
none none none
10,730.55
l,44l, 725.97

LIABILITIES:
Ca:t>ital Stock Paid in----------------$ Amount Reserved for Branches.. --Suri>lus.. __ --------------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit..... TSaimviengCseDrtiefpicoastietss_o__f__D__e_p_o__s_i_t_-_-_-_-_-_-_--_ Trust Funds on Deposit____________ _ Cashier's Checks____________________ _ Certified Checks.-------------------Bills Payable._----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances-BRoesnedrvseBfoorrroIwnteedr_e_s_t_a__n_d___T_a_x__e_s_._._._._._. Other Liabilities. __ ------------------

25,000.00
none
100,000.00 1,643.40 20,743.24
none none none
529,475.25 725,777.96
none none none none none none
14,242.32
none
24,8!3.80

Total... -.----.---------------------- ..$ 1,441,125.97

STATEMENT

Showing Condition at Close ofBusiness December 31, 1924

of the

LAKE PARK BANK

President, EWELL BROWN

Lake Park, Ga. Cashier, E. W. MASON

Vice-President, J K. WHITE

RESOURCES:

Time Loans and Discounts..........$ 47,837.42

Demand Loans-----------------------

4,456.38

United States SecuritieS-------------

1,830.00

State of Georgia Bonds--------------

none

Stock in Federal Reserve Bank......

none

Other Stocks and Bonds ___ .. _..-- __

none

BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_

2,000.00 1,500.00

Other Real Estate Owned.----------

none

Due from Fed~ral Reserve Bank.- __

none

Cash in Vault and Amounts De-

posited with AI>Proved Reserve

Agents._. _______ -.... --------------.

5,549.02

Due from Other Banks--------------

none

Advances on Cotton._---~----------

none

AChdvecaknscefsoroCn lOeatrhienrgCHoomumseo_d__it_i_e_s_.__.._

none none

Other Checks and Cash Items......

141.50

LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s_._

none
96.09

Other

Assets .

.

...

_______

.

.

.

.... -

-

-

-

--.
-

-

-

-no-ne

TotaL.--------------------------------$ 63,410.41

LIABILITIES: Capital Stock Paid ill----------~---$ Amount Reserved tor Branches.---Suri>lus. ____ --- _---------- ___ -- ... ---Undivided Profits _____________ -----Dividends Un:t>aid------------~----- Due to Banks------------------------Deposits Subject to Check.. ------Demand Certificates of De:tl)sit..... Time Certificates of Depost--------Savings Deposits -------------------Trust Funds on Deposit.. ---------CCearsthifieierd's CChheecckkss.._._-_-_-_-_-_-_-~--------------------Bilis Payable.. ---------------------Notes and Bills Rediscomted------Letters of Credit and Acei>tances.. Reserve for Interest an< Taxes.. ___ _ Bonds Borrowed.------------------Other Liabilities. _____ --------------
Total. --_ .. ------------------------ ..$

15,000.00
none
4,500.00 70.17
none none
25,115.28
none
8,200.84
none
407.08 117.04
none
10,000.00
none none none none none
63,411.41

156

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

BANK OF LAVONIA

Prl'sident, W. S. HALEY

Lavonia, Ga. Vice-President, 0. D. CANNON
Cashier, G. H. PRUITT

RESOURCES:

Time Loans and Discounts__________$ Demand Loans______________________ _ United States Securities. ___________ _

111,435.28 2,215.50 none

State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _

none 1,800.00

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._.__________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned. _________ _

3,487.50 23,170.58 5,819.35 3.500.00

Due from Federal Reserve Bank._._

8,064.45

Cash in Vault and Amounts De-

Apogseintetsd. _w___i_th____A__p_p_r_o__v_e_d---R--e-s-e-r-v-e-

88,890.51

Due from Other Banks--------------

6,981.19

Advances on Cotton----------------

18,951.09

Advances on Other Commodities __ _ Checks for Clearing House_________ _

none 15,000.00

Other Checks and Cash Items _____ _

290.31

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ Other Assets. _____________________ ----

none 549.06 747.72

To

taL

_________________________________ - $

-

----
290,902.54

LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches----USunrdpivluids-e-d--P-r-o--f-i-ts--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check _________ _ Demand Certificates of Deposit----Time Certificates of Deposit---- --TSarvuisntgFsuDnedosoosintsD. -e-p-o--s-i-t-_-_-_-__-_-_-_--;-_-__--_ Cashier's Checks--------------------Certified Checks.. __ ----------------BNiolltsesPaanyadbBleil.l-s--R-e--d-i-s-c-o--u-n_t_e__d-_-_-__-_-_--_ Letters of Credit and Acceptances__ Reserve for Interest anq Taxes _____ _ Bonds Borrowed -------------------Other L!abilltles. _-------------------
TotaL __ ----------- _____ ---------- ____$

40,000.00 none
17,000.00 none 88.00
19,865.69 154,819.99
none 24,806.58 26,900.88 6,862.84
558.56 none none none none none none none 290,902.54

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE BRAND BANKING CO.

l'r<'sident, L M. Brand

Lawrenceville, Ga. Vice-President, W. H. POWELL
Cashier, G. C. MONTGOMERY

RESOURCES:
Time Loans and ;)!scounts----------$ DUenmiteadndSLtaoteasnsS_e_c_\-.r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Rs;erve Bank_____ _ Other Stocks and Bonds. _________ _ BFuarnnkiitnugreHaonudseF_i_x__t_l_llJ-s--_-_-__-_-_-_-_-_-_-_-_-_--_ Other Real Estate Omed. ---------Due from Federal Res~~:ve Bank. __ _ Cash in Vault and Jmounts De-
posited with ApprOred Reserve DAuegfernotms._O-t-h--e-r--B--a-n-k--s-.--_-_-_-__-_-_-_-_-_-_--_ Advances on Cotton... ------------Advances on Other Comnodities Checks for Clearing RollS)_________ _ Other Checks and Cash ltlms. ____ _ Letters of Credit and Accll)tances. Overdrafts (if any) _________ --------Other Assets-------------------------
TotaL--------------------------------$

227,716.94 133,827.04 150,000.00
none 3,000.00
none none 2,500.00 none 31,677.30
154,728.67 none none none none
12,742.51 none 97.05 none
716,289.51

LIABILITIES: Capital Stock Paid in---------------$ ASumrooluunst. R__e_s_e__rv__e_d__f_o_r__B__r_a_n_c__h_e_s_________ __ Undivided Profits ___________________ _ Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check --------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks.. __ ----------------Bills Payable------------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed.-------------------Other Liabilities---------------------
TotaL--------------------------------S

50,000.00 none
50,000.00 37,653.27
none none 280,763.16 none 10,000.00 270,355.55 17,367.15 150.38 none none none none none none none 716,289.51

DEPARTMENT OF BANKING

157

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF LEARY

President, E. J. WOODARD

Leary, Ga. Yice-President, W. D. JORDAN'
Cashier, B. B. SHEP:\HD

RESOURCES:
Time Loans and Discounts__________ $ UDnemiteadndSLtaoteans sS.e.c. u--r-i-ti-e--s-_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds.............. Stock in Federal Reserve Bank...... BOat hnekri nSgt oHc kosu saen.d. .B. .o.n_d__s_._._._._._.__. _._._._. ._ Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank.... . Cash in Vault and Amounts De-
I>Osited with AI>:Droved Reserve Agents.......... ______ .......... __ __ Due from Other Banks.. __________ __ Advances on Cotton................. Advances on Other Commodities.... Checks for Clearing House. __ .. ____ _ Other Checks and Cash Items...... LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_:_D_t_a_n__c_e_s_.._ Other Assets...................... -- ..
TotaL------------------------$

35.708.09 H37 .33 none none none none
3,259.98 3,726.22
none none
15.137.66 747.81 none
3,075.22 736.13 184.06 none 221.94 92.77
63,727.21

LIABILITIES:
Ca:Dital Stock Paid in................$ Amount Reserved for Branches.... . Surplus.... _____ ..... _____ .----------Undivided Profits ___________________ _ Dividends Un:Daid..-----------------Due to Banks---------------------- De:Dosits Subject to Check ........ .. Demand Certificates of De:Dosit.... . Time Certificates of De:Dosit________ _ Savings De:DositS--------------------Trust Funds on De:Dosit............ . Cashier's Checks--------------------Certified Checks...................... Bills Payable.... ____ .. __________ ----Notes and Bills Rediscounted ______ _ Letters of Credit and Acce:Dtances.. Reserve for Interest and Taxes...... Bonds Borrowed---------------------Other Liabilities--------------
TotaL ............... _________________ $

l5,G00.00 none 110.35 none none none
38.555.01 none
3.927.ll none none
:.834.74 none
3.000.00 none none none none none
63.727.21

STATEMENT

Showing Condition at Close of Business December 31, 192-i

of the

BANK OF LEESBURG

President, G. A. :\ESBIT

Leesburg, Ga. Yi<'e-President, 0. W. STATHAM
Cashier, T. C. THARP

RESOURCES:
TDiemmeas nLdoLa nosa nasn_d__D__i_s_c__o_u__n_t_s_._._._._._._. .__. $ United States Securities..... ______ __ State of Georgia Bonds...... ______ __ Stock in Federal Reserve Banks..... BOathnekrinSgtoHckosusaen.d...B..o.n__d_s__.-_._-_-_-_-__-_-_--__Furniture and Fixtures.. __ ... ____ ._. Other Real Estate Owned.. ______ __ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
I>Osited with AI>:Droved Reserve Agents.. ---------------------------ADduveafnrcoems oOnthCeortBtoann_k_s__.-_-_-_-_-_-_-__-_-_-_--_-_ Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items. . .. LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_:_D_t_a_n__c_e_s.__. Other Assets........ _................ .
TotaL---------------------------------$

152,979.33 410.00 none none none
3,250.00 2.510.17 2,895.00 2.720.44
none
19,753.71 140.00 none 493.82 none none none 12.27
4,445.88 189.610.62

LIABILITIES Ca:Dital Stock Paid in................ $ Amount Reserved for Branches..... SUunrd:Divluids.e_d__P_r_o__f_i_t_s _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Un:Daid-------------------DDeu:eDotositBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of De:Dosit ____ _ TSaimviengCserDtief:Dicoastietss_o__f_D__e_:_D__o_s_it________________ __ Trust Funds on De:Dosit------------Cashier's Checks--------------------Certified Checks________ -------------Bills Payable......................... Notes and Bills Rediscounted...,... Letters of Credit and Acce:Dtauces.. Reserve for Interest and Taxes-----Bonds Borrowed.-------------------Other Liabilities.. -------------------
TotaL.. ---------------------------- ..$

1o.uoo.oo
none 766.10 ::1one none !5.000.00 37,638.85 28.000.00 12.668.51 none 22.475.54 5.961.62 none 17.500.00 4.600.00 none none none none 189.610.62

158

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF LENOX

Presi<lent, J. D. HOBINSOX

Lenox, Ga. Yice-President, M ..J. L. GRINER
Cashier. A. :\I. \YILLIA~IS

RESOURCES:
Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds____________ _ BFuanrnkiitnugreHaonudseF-i-x--t-u-r-e-s--_-__-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank ___ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents _________________ ------------Due from Other Banks _____________ _ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s____
Other Assets-------------------------TotaL _________________________________ $

100,882.41 1,750.00 none none none none 700.00 700.00 none none
17,116.01 242.50 496.46
1.532.21 880.56 138.17 none 24.25 none
124,462.57

LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches-----Surolus _____ -------------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check __ -------TDiemmeaCnderCtiefirctiaftiecsaotefsDoef pDoespito_s__i_t_-_-_-_--_ TSaruvisntgFsuDnedpsoosnitsD--e-p-o--s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaanydabBleil-l-s--R-e--d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Acceptances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities- __ ------------------
TotaL_________________________________ $

30,000.00 none
10,000.00 3,937.44
none none 32,521.33 6,088.75 41,432.41 none none 435.14 47.50 none none none none none none 124,462.57

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE BANK OF J.ESLIE

President, E. L. WILSOX

Leslie, Ga. Yice-President, E. B. WALLACE
Cashier, iY. T. AXDERSOX

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_____-__-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents- __ --------------------------DAduveafnrcoems oOnthCeor tBtoann_k_s_-_-_-_-_-_-_-__-_-_-_-_-_--_ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevtetredrsraofftsC(rifedaint yanLd__A__c_c_e_p__t_a_n_c__e_s_--_
Other Assets--------------------------
TotaL---------------------------------$

84,555-20 8,257.33
none none none 1,000.00 4,171.36 2,589.41 4,462.97 none
25,845.69 6,500.00
none none 96.44 35.00 none none 3,800.70 141,314.10

LIABILITIES:
Capital Stock Paid in---------------$ Amount Reserved for Branches_---SUunrdoilvuids-e-d--P-r-o--f-i-ts--_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check.--------Demand Certificates of Deposit____ _ Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's CheckS--------------------Certified Checks_-------------------Bills Payable__ ----------------------Noces and Bills Rediscounted------Letters of Credit and Acceptances__ Reserve or Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities-_-------------------
TotaL _________ -------------- _________ $

25,000.00 none
20,000.00 10,435.98
none none 75,988.06 none 9,684.61 none none 205.45 none none none none none none none 141.314.10

"l

DEPARTMENT OF BANKING

159

STATEMENT Showing Condition at Close of Business December 31,1924

President, T. E. WATKI~S

of the BANK OF LEXINGTON
Lexington, Ga. Vice-President, CHAS. R. CRAWFORD
Cashier, W. D. LOYD

RESOURCES:
Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-_-__-_-_-_--_ SSttoactek[oifn GFeeodregraial BReosnedrsv-e--B--a-n-k--_-_-__-_--_ OthedStocks and Bonds____________ _ Banking House _____________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De-
posited with Approved Reserve DAuegfernotms..O--t-h-e--r-B--a-n-k-s-_-_--_-_-_'_--_-_-_-_________ Advances on Cotton_________________ Advances on Other Commodities___ Checks for Clearing House__________ Other Checks and Cash Items. ____ Letters of Credit and Acceptances.. Overdrafts (if any)___________________ Other Assets--------------------------

LIABILITIES:

94,396.98 2,601.44
none none none 3,200.00 8,455.05 4,505.20 9,295.76 none

Capital Stock Paid in _______________ $ ASumrvoluunst_R__e_s_e_r_v__e_d__f_o_r__B__r_a_n__c_h_e__s________ __
Undivided Profits.------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check---------Demand Certificates of Deposit____ _ TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s__it_._____________ __ Trust Funds on Deposit____________ _ Cashier's Checks____________________ _

23,7n1o6.n58e 4,617.89

Certified Checks---------------------Bills Payable._----------------------Notes and Bills Rediscounted-------

2,260.23 Letters of Credit and Acceptances._

525.58 Reserve for Interest and Taxes_____ _

873.40 none 606.52

Bonds Borrowed... -----------------Other Liabilities._-------------------

14,848.19 I

TotaL--------------------------------$169,902.82 TotaL--------------------------------$

25,000.00 none
10,000.00 none 144.00 none
69,215.15 none
53.230.96 none none 112.71 none
2,000.00 10,200.00
none none none none 169,902.82

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

OGLETHORPE COUNTY BANK

Lexington, Ga.

President, JOEL CLOUD

Vice-Presidents, G. A. BARRON, W. K. HOWARD

Cashier, M. 0. HOLLIS; Assistant Cashier, G. W. PAUL

RESOURCES:
Time Loans and Discounts----------$ DUenmiteadndSLtaoteans SS-e-c-u--r-it-i-e-s-_-_-_-_-_-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds-----------BF uarnnkiitnugr eHaonuds eF. i_x_t_u_ r-e-s- -_-_-_-__-_-_-_-_-_-_-_-_- -_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents. ____ ------------------------DAduveafnrcoems oOnthCeortBtoann_k_s_._.__-_-_-_-_-_-_-_-_-_-_--_ AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items ----LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__
Other Assets--------------------------
TotaL---------------------------------$

200,138.65 none none none
1,500.00 975.00
4,000.00 1,000.00 14,442.39
none
7,460.23 none none none none none none
4,061.37 447.18
234,024.82

LIABILITIES:
Capital Stock Paid in----------------$ Amount Reserved for Branches --USunrdvilvuids_e_d_ -P-r-o--f-it-s--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit____ _ Time Certificates of Deposit________ _ TSaruvisntgFsuDnedpsoosintsD. _e_p__o_s_i-t-__-_-_-_-_-_-_-_-_-_--__Cashier's Checks____________________ _ Certified Checks. ___ ----------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.Reserve for Interest and Taxes _____ _ Bonds Borrowed--------------------Other Liabilities._-------------------
TotaL--------------------------------$

25,000.00 none
25,000.00 none none none
73,660.35 none
25,389.88 5,879.92
none 3,839.35
none 75,255.32
none none none none none 234,024.82

160

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31,1924

of the THE LILLY BANKING CO.

President, J. A. LILLY

Lilly, Ga. Cashier, JOE }10RGA;\"

Vice-President, W. T. RICKS

RESOURCES:
Time Loans and Discounts__________ $
Demand Loans.---------------------United States Securities.. __________ . State of Georgia Bonds____________ __ Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._._._______________ __ Furniture and Fixtures____________ __ Other Real Estate Owned__________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
IlOSited with Aililroved Reserve Agents... --------------------------DAduveafnrcoems oOnthCeortBtoann.k.s_._-_-_-_-_-_-_-_-__-_-_-_--_
AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items... __ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_J_;_lt_a_n__c_e_s.__.
Other Assets--------------------------

24.024.97 2,100.00
98.51 none none none 1.823.00 2,215.50 3,460.40 none 5.319.30 none 1,065.06 656.10 none none none 25.52 none

LIABILITIES:
Cailital Stock Paid in-----------~----$ Amount Reserved for Branches ____ _ Surtllus... _----.- ..... -.-. ----- .. ----Undivided Profits.... ---------------Dividends Untlaid........... --------DDeutelotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-.-.-.--__-_-_-_-_--_ Demand Certificates of Detlosit..... Time Certificates of Detlosit--------TSaruvisntgFsuDnedtsloosnitsD. -e-t-lo--s-i-t-_-_-__-_-_-_-_-_-_-_-_--_ Cashier's Checks_________________ ---Certified Checks.. ________________ ----
Bills Payable..... --------------------Notes and Bills Rediscounted....... Letters of Credit and AcceJ;ltances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed.-------------------Other Liabilities.--------------------

15,000.00 none none 579.21 none none
18.284.92 none
4,740.14 none none 44.09 none
2.140.00 none none none none none

T=o=t=a=L=-=--==--==--==--==--=--==--==--=-=--==--==--=-$==='4~0!='.7,::;:88~--~36~~T~o-~ta~l=--==--=-=--=--="'--==--==--==--==--==--==--=-=--~$==4=0.=.~88.36

STATEMENT

Showing Condition at Close of Business December 31,1924

of the BANK OF LINCOLNTON

President, BE?\T l'ORTSOX

Lincolnton, Ga. Vice- President, DR. ,\. W. BURCH
Cashier, H. W. l;Ll\l

RESOURCES:

LIABILITIES:

Time Loans and Discounts.......... $ 79,099.35 Cailital Stock Paid in . -----------$ 25,000.00

. UDnemiteadndStLaotaenss-S--e-c-u-r-i-t-ie--s-_~__-_-_-_-_-_-_-_-_-_-_ State of Georgia Bonds-------------Siock in Federal Reserve Bank.... __

400.00 1,546.16
none none

Amount Reserved for Branches. ___ SUunrdtilvluids.e.d__P_r-o--f.i-ts--_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends UnJ;laid___________ ---- ___ __

none 5,000.00
82.03 none

Other Stocks and Bonds__________ __ Banking House...... ________________ .

none Due to Banks------------------------1,244.07 DeilOSits SubJect to Check.. ______ __

none 5-3,257.55

Furniture and Fixtures.-------------

2,222.81 Demand Certificates of Detlosit-----

none

Other Real Estate Owned----------Due from Federal Reserve Bank___ __

21.407.12 none

TSaimviengCserDtief]i;)coastietss_o__f_D__e_]_;_)_o_s_i_t._._._...--__-_-

48,301.30 1,180.52

Cash in Vault and Amounts DeIAlOgSeintetsd. _w___it_h____A_i_l_i_lr_o__v_e_d___R__e_s_e_r_v_e_
Due from Other Banks_____________ _ Advances on Cotton. _______________ _

12 '731.19 none
20,310.99

TCraushstieFru'snCdhseocnksD__e_t_l_o_s_i_t_-_-_-_--------__-_------Certified Checks.... ________ ---------
Bills Payable._----------------------Notes and Bills Rediscounted_____ __

7,017.00 1,093.60
none 2.500.00
none

Advances on Other Commodities__ __

3,277.44 Letters of Credit and AcceJ;ltances..

none

Checks for Clearing House________ __

3,010.12 Reserve for Interest and Taxes......

none

Other Checks and Cash Items.... __

none Bonds Borrowed.--------------------

none

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_t_l_t_a_n_c__e_s.__. Other Assets.. _____ . ________________ __

none Other Liabilities.. ------------------none 182.75

none

-----

T=ot=a=l=-=-=-=--=-=--=-=-:::=--=-=--=-=--==--==--==--==--"'$=~14=5~,4=3~2-~OO=~TC':o-=t~al~-=--==--=:.:_cc:.:_:_--_-_--_-_--=:..:.-_-_--_-- ...$__14_5._!32 .00

DEPARTMENT OF BANKING

161

------------------------~---~-----

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

FARMERS STATE HANK

Lincolnton, Ga.

President, JAS. II. BOYKIX

Yice-Pr{'sidenl, W. B. CRAWFORD

RESOURCES:

Cashier, H. B. PIT~ T ==============
LIABILITIES

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s____________________$
United States Securities. ___________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank. ____ _ Other Stocks and Bonds ___________ _ Banking House_____________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vaults and Amounts De-
posited with Approved Reserve Agents __________ -------------------Due from Other Banks _____________ _ Advances on Cotton ________________ _
Advances on Other Commodities___ _ Checks for Clearing House_________ _
'Other Checks and Cash Items-----LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_p__ta__n_c_e__s_.__ Other Assets_________________________ _

125,925.23 6,000.00 l, 795.56 none 1,050.00 none 2' 199.05 l ,838.50 1,633.75 19,388.45
109,039.51 none
14.620.50 none none
1. 572.93 none none
1,383.28

Capital Stock Paid in________________ $ Amount Reserved for Branches ____ _ Surplus. ______ -----------------------Undivided ProfitS-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbSje-c--t-t-o--C--h-e--c-k--_-__-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ Time Certificates of Deposit--------Savings Deposits- __________ ---------Trust Funds on Deposit------------Cashier's Checks __________ ----------Certified Checks __________ -----------Bills Payable---------------- -------Notes and Bills Rediscounted------Letters of Credit and Acceptances.Reserve for Interest and Taxes _____ _ Bonds, Borrowed____________________ _
Other Liabilities---------------------

25.000.00 none
10,000.00 none none none
145,082.52 none
103,825.44 none none
1.489.18 none none none none
1.049. 72 none none

Tot~__:~--=--------~=----~'--:.:-~_=cc-=-c.cc----$ --~~ota1-,,-_-_--,,e_-_:_-:_c=-==-c::.::.c-_-:.::_:$_ 286,446.86

STATEMENT Showing Condition at Close of Business December 31, 1924

of the UTHONIA BANKING CO.

Pr..sident, .J. K. DAVIDSOX

Lithonia, Ga. Vice-Presidents, R. H. TRIBBLE, A. W. HOWARD Cashier, H. H. DANIEL

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c_o__u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities.___________ _ State of Georgia Bonds...__________ _ Stock in Federal Reserve Bank-----Other Stocks and Bonds-----------BF ua nr nkiitnugr eHaonuds eF- -i x- -t-u-r-e-s- -. _-_-_-_-_-_-_-_-_-_-_-_- -_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank. ___ _ Cash in Vault and Amounts De-
posited with Approved Reserve DAuegernotms-_O--t-h-e--r-B__a_n__k_s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities..__ _ Checks for Clearing House_________ _ Other Checks and Cash Items------Letters of Credit and Acceptances-OOvtheerdr rAasfstset(si_f_a__n_Y__>_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Total----------------------------------$

73,062.02 none none none none 270.00
3,500.00 2.350.00 7,318.20
none
21.716.72 none
6,668.13 none
2,382.47 102.05 none none 262.21
117,631.80

LIABILITIES:
CAampoiutanltSRteoscekrvPeadidfoirnB--r-a--n-c-h--e-s--_-_-__--_$ SUunrdpilvuids _e_d--P-r-o--f-it-s--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c--t-t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit-------Savings Deposits_-------------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________ --------Bills Payable. _____ ------------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed---------------------Other Liabilities.. -------------------
TotaL--------------------------------$

25,000.00 none 655.83 953.44 none none
38,122.84 none
48,684.75 3,700.39
none 176.52 250.00 none none none none none 88.03 117.631.80

162

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

President, A. J. ALMAND

THE PEOPLES BANK Lithonia, Ga. Vice-Presidents, W. H.. WATSON, M. C. MOORE
Cashier, I. M. STARR

RESOURCES:

Time Loans Demand Lo

aannsd. _D__i_s_c__o_u_n__t_s_.__________________$

United States Securities____________ _

State of Georgia Bonds-------------Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_.___-_-_-__-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned---------Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De-
posited with At>t>roved Reserve DAuegfernotms._O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-______ __ Advances on Cotton ________________ _

Advances on Other Commodities.. _ Checks for Clearing House.. _______ _ Other Checks and Cash Items...... LOevteterdrsraofftsC(rief daintya)n_d___A__c_c_e_t_>_t_a_n__c_e_s_. __

Other Assets--------------------------

TotaL _________________________________ $

.

--

70,589.45 4,460.65 20,000.00
none none 3, 741.20 7,500.00 2,950.00 2.200.00 none 28,507.66 none none none none none none none none 139,948.95

LIABILITIES:
Cat>ital Stock Paid in.. ______________$ Amount Reserved for Branches.. --USunrdoivluidse..d. P_-r-o--f-it-s-.--__-_-_-_-_-_-_-_-_-_-_--..--_-__-_--_ Dividends Unt>aid-------- _________ --DDeute>otsoitBs aSnukbsJ-e-c-t-t-o--C--h--e-c-k--__-_-_-_-_-_-_-_--_ Demand Certificates of Det>osit..... Time Certificates of Det>osit . _____ _ TCSaravusihsntigeFsru'sDnCedths>eoocsniktssD__-e_-t>_-_-o_-s_-i_-t_-__-__-__-___-__-__-__-__-__-__-__--__
Certified Checks.... ----------------Bills Payable.-----------------------Notes and Bills Rediscounted...... Letters of Credit and Accet>tances.. Reserve for Interest and Taxes._ .. __ Bonds Borrowed -------------------Other Liabilities. ------------------

25,000.00 none
15,000.00 5, 700.00 2,000.00
none 56,331.66
none 30,310.71 4,163.61
none 1,442.98
none none none none none none none

TCJ!!l..~------_--_--_--_-_--~:~-------=-=-=-=-$'=-=-=-=--=13'-'9C:.:_Il:o4:=8c'.9=_6_

STATEMENT

Showing Condition at Close of Business December 31, 1924 of the

BANK OF LOCUST GROVE

!'resident, C. Y. WILLIAMS

Locust Grove, Ga. Yicc-President, ,\. G. CO:\IBS
Cashier. C. B. PLEXICO

RESOURCES: - - - - - - - - - - - - - -LI-AB-IL-IT-IE-S:- - -

Time Loans and Discounts. _________ $ Demand Loans. _____________________ _

102,098.95 Capital Stock Paid in _______________ $ 500.00 Amount Reserved for Branches.....

United States Securities.... ________ _

none Surplus .. ______ .----------- __ -- ______ _

State of Georgia Bonds..... ________ _

none Undivided Profits. ____ -- ___________ --

SOttohcekr iSntoFcekdseraanldRBesoenrvdes _B__a_n__k_._._._._. ._ Banking House______________________ _ Furniture and Fixtures_____________ _

900.00 675.00 4,500.00 1.500.00

DDiuveidtoenBdsanUknst_>__a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Det>osits Subject to Check --------Demand Certificates of Det>osit.....

Other Real Estate Owned .. ________ _

none Time Certificates of Det>osit.. ______ _

Due from Federal Reserve BanlL __ _ Cash in Vault and Amounts De-
t>Osited with At>t>roved Reserve

6.787.10 CTSaravusihsntigeFsr'usDnCedths>eoocsnkitssD_._-e_-t_>-_-o_-s_-i_-t_-__-__-__-__-__-___-__-__-__-__-_-_-__

Agents. _______ . ____ .... ------- __ ----

8,269.25 Certified Checks.... -----------------

Due from Other Banks.. ------------

none Bills Payable . -----------------------

Advances on Cotton._ --------------

16,069.75 Notes and Bills Rediscounted______ _

Advances on Other Commodities __

l. 996.00 Letters of Credit and Accet>tances..

Checks for Clearing House. ________ _ Other Checks and Cash Items. ___ ._

697.63 417.03

BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s__________ __

LOevteterdrsraofftsO(rifedaintya)n_d___A__c_c_e_t_>_t_a_n__c_e_s_. __

none Other Liabilities... -----------------none

Other Assets..... ______ ...... _...... _.

none

'I'<JtaL... --, __________________________ .$ 144,410.71 TotaL------------------------------ .$

25,000.00 none
5,000.00 14,468.14
20.00 none 57,759.24 none 33,574.08 none none 210.66 none none 8,378.59 none none none none 144,410.71

1

DEPARTMENT OF BANKINt;

163

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE CITIZENS BANK

Locust Grove, Ga.

President, J. L. GARDNER

\"ice President, T. J. WILLIAMS

Cashier. R. B. HE~DERSON

RESOURCES:
Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsSe-c-u--r-i-ti-e-s--_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----Other Stocks and Bonds BFuarnnkiitnugreHaonudseFixt-u-r-e--s-.-_-_-_-_-_-__-_-_-_-_-_--_ Other Real Estate Owned _________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
oosited with Aooroved Reserve Agents.----------------------------Due from Other Banks._-----------Advances on Cotton ---------------Advances on Other Commodities.... Checks for Clearing House _________ _ Other Checks and Cash Items.-----LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_o__t_a_n_c__e_s_. __ Other Assets... ___________________ ----

76,825.39 1.599.01
none none none none 2,700.00 1.510.00 1,155.12 none 13,616.54 none 2.929.65 none )g5.68 157.25 none none 235.96

LIABILITIES:
Caoital Stock Paid in________________ $ Amount Reserved for Branches..... Surolus. _-------------.----------.---Undivided Profits ------------------Dividends Unoaid.... --------------DDeuoeotsoitBs aSnukbsject.t.o--C--h-e--c-k-.-.-.--_-__-_-_-_--_ Demand Certificates of Deoosit.---Time Certificates of Deoosit........ . Savings Deoosits. _________ ----------Trust Funds on Deoosit. ___________ _ Cashier's Checks____________________ _ Certified Checks....... ______________ _ Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Acceotances.. BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x_e__s_.___._._. __ Other Liabilities... ------------------

30,000.00 none
6,000.00 1.974.73
none none 38,232.67 4,298.26 12,840.92 none none 38.41 none 7,539.61 none none none none none

Total.. ______ ..... __ -,-"'==--=-~--=-==-==--==-$===1='0='0':=92=4=-6=0==T=otaL

--- =-=-$===10=0=9,=24==60

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

F,\RMERS & MERCHANTS BANK

,

President, (None)

Loganville, Gn.
n. Yiee-Presidents, Y. HODGES, W. S. C.UtTER

Cashier, W. H. THO~IAS
======
RESOURCES:

LIABILITIES:

Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities. ___________ _ State of Georgia Bonds_____________ _
Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o_n__d_s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
oosited with Aooroved Reserve Agents. __________ ------.-----------Due from Other Banks _____________ _
Advances on Cotton.. --------------Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items. ____ _ LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_o__t_a_n_c__e_s_. __ Other Assets..... _________________ ----

63,441.61 ! Caoital Stock Paid in .. ____________$

none Amount Reserved for Branches.....

none none

USunrdoivluids.e_d__P__r_o.f.i.ts-.--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_

none Dividends Unoaid--------------------

2,150.00 3,600.00

DDeuoeotsoitBs aSnu]b{jSe-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_

2,497.50 Demand Certificates of Deoosit.....

8.134.42 none

TSaimviengCserDtiefoicoastietss.o. f__D__e_o__o_s_i_t_-_-_-_-_-_-_-_--_

Trust Funds on Deoosit____________ _

Cashier's Checks.. _______________ ----

4. 631.67 Certified Checks_____________________ _

none Bills Payable.------------------------

572.06 Notes and Bills Rediscounted...... .

none Letters of Credit and Acceotances..

none 144.83

BReosnedrvs eBfoorrr oI nwteedr e__s_t_a__n_d__T__a_x__e_s_._____.___.

none Other Liabilities._-------------------

none

79.16

25,000.00 none none
3.036.42 none none
19,535.87 3,541.10 9.173.91
none none 64.72 none 22,752.23 none none none 2.150.00 none

85.254.25 TotaL _______________________________$

85.254.25

-l

164

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business Decemher;3I, 1924

of the

LOGANVILLE BANKING CO.

I o~anville, Ga.

President, .\. :\I. BHOOK:::

Yice-Presi<lent, .T. R. TUCK

Ca,hier. W. 1'. BROOKS

===============

========

RESOURCES:

LIABILITIES

Time Loans and Discounts__________ $
DUenmiteadndSLtaotaens sS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _ Banking House _____________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank ____ _ Cash in Vaults and Amounts De-
posited with Approved Reserve DuAegfernotms_-O--t-h-e-r--B--a-n--ks-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton_- ______________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items. ____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__ta__n_c_e__s_.__ Other Assets_________________________ _

128.293.45 none
31. 200.00 none none
10,000.00 l, 400.00
70.00 7.210.00
none
5:3,666.05 none
4, 754.42 none 68.54 81.50 none none none

Capital Stock Paid in________________ $
Amount Reserved for Branches --USunrdpivluids-e-d--P-r-o--f-i-ts--_-_-_-__-_-_-_-_----------------------DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Deposits Subject to Check - ----Demand Certificates of Deposit ____ _ Time Certificates of Deposit ________ _ Savings Deposits -------------------Trust Funds on Deposit ____ _ Cashier's Checks____________________ _ Certified Checks_____________________ _ Bills Payable- _______________ -_------Notes and Bills Rediscounted. _____ _ Letters of Credit and Acceptances._ Reserve for Interest and Taxes. ____ _ Bonds. Borrowed--------------------Other Liabilities_----.- __

25.000.00 none
25,000.00 1,584.33
none none '74,309.03 none 103,792.14 none none 58.46 none none none none none none 10,000.00

T- o- t-a-L------ ----- ----- ------- ----- ---

______ $ 239,743.96 TotaL ______ _

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF LOUISVILLE

President, W. L. PHILLIPS

Louisville, Ga. Cashier, .J. H. TATE

Yice-Prcsidt>nt, H. S. FARMER

RESOURCES:
Time Loans and Discounts__________ $ Demand Loans______________________ _ SUtnaitteedofSGtaetoersgSiaecBuotnirdiess__-_-_-_-_-_-_-_-_-_-_-_--_ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank_ Cash in Vault and Amounts De-
posited with Approved Reserve DuAegfernotms_-O--t-h-e_r_ -B--a-n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ AChdvecakncsefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_____ __ Other Checks and Cash Items_____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s_--_ Other Assets_________________________ _
TotaL---------------------------------$

344,091.47 none none none
2,400.00 1,080.00 17,500.00 13,946.23 14,875.02 6,238.53
31.594.03 589.86 none none
2.484.17 none none
2,648.06 33,797.42
471.244.79

LIABILITIES:

----

Capital Stock Paid in________________ $ 25,000.00

Amount Reserved for Branches __ _

none

Surplus ------------------------------

55,000.00

Undivided Profits -------------------

368.48

DDiuveidtoenBdsanUknsp_a__i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

80.00 6,000.00

Deposits Subiect to Check _________ _ 176,973.10

Demand Certificates of Deposit____ _

none

Time Certificates of Deposit______ _ 102,967.17

TSaruvisntgFsuDnedpsoosintsD-e-p-o--s-i-t-_-_-_-_-__-_-_-_-_-_-_--_

none none

Cashier's Checks---------------------

1,942.27

Certified Checks ____ -----------------

none

Bills Payable._'----------------------

74,000.00

Notes and Bills Rediscounted-------

28,913.77

Letters of Credit and Acceptances __

none

Reserve for Interest and Taxes_- ___ _

none

Bonds Borrowed --------------------

none

Other Liabilities-_-------------------

none

TotaL _________________________________$ 471.244.79

DEPARTMENT OF BANKING

165

STATEMENT Showing Condition at Close of Business December 31, 1924

of the

LOVEJOY BANKING CO.

Prt>sident, ~- D. CRA W.FORD

Lovejoy, Ga. Cashier, G. P. BABB

Yi<'e-President, .J. W. FIELDS

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities.. __________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_______________________ __ Furniture and Fixtures. ____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank -_ Cash in Vault and Amounts De-
Apogseintetsd.. w___it_h____A__p_p_r_o__v_e_d___R__e_s_e_r_v_e_ Due from Other Banks.. ----------Advances on Cotton... -------------CAhdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s__._.._ Other Checks and Cash Items-----LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s_.-_
Other Assets--------------------------
:r'<>!.al.:-.:.- ------------------------------.$

55,499.22 935.00 none none none none
1.450.00 1,900.00 5,250.00
none
5.945.36 none none none none
1,340.34 none none none
72,319.92

LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches --Surplus.. _____ ... --.-.----------------Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks.......................... Deposits Subject to Check.. -------Demand Certificates of Deposit----TSiamviengCserDtiefpicoastietss_o__f_D__e__p_o_s__it_._._._._._.._._._. Trust Funds on Deposit.. __________ _ Cashier's Checks____________________ _ Certified Checks.... ----------------BNiolltsesPaanydabBleil.l-s--R--e-d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed... ----------------Other Liabilities... --------
TotaL ________________________________ $

15,000.00 none
10,000.00 7,662.82
none none 24.662.52 none 14,598.61 none none 395.97 none none none none none none none
72,319.92

STATEMENT Showing Condition at Close of Business December 31,1924

of the

THE CITIZENS BANK

l,udowici, Ga.

President, E. B. UI:VIES

Yi<'P-President. II. 1'. HIMES

= = = = = = =C=ashi=er, = E. B=. H=L't= IES,=.J H.------------------------------

RESOURCES:
Time Loans and Discounts__________ $ DUenmi t eadn dS Lt aot easn sS.e- -c-u-r-i-t-i e- -s-. -_-_-_-_-__-_-_-_-_-_- -_ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds. BFuanrnkiitnugreHaonudseF..ix_t.u-r-e--s-_-_-_-_-_-_-_-__-_-_-_-_--_ Other Real Estate Owned.. ________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents. ---------------------------ADduveafnrcoems oOnthCeortBtoann_k_s__-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items-----LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c_e__s____

f 68,213.84

LIABILITIES: Capital Stock Paid in________________ $

3,lll.06 Amount Reserved for Branches ---

none none none 690.00

SUunrdpilvuisd.e_d__P_r__o_f.i-ts--_-_._-_-_-_-_._-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid___________________ _ Due to Banks. ________ . ___.___________ _

5,000.00 Deposits Subject to Check _______ __

1.412.79 Demand Certificates of Deposit____ _

none none

Time Certificates of Deposit________ _ Savings Deposits ____________________ _

TCrausshtieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_

5,989.73 none

Certified Checks_____________________ _ Bills Payable._. _____________________ _

none Notes and Bills Rediscounted. _____ _

none Letters of Credit and Acceptances--

none 52.12

BReosnedrvseBfoorrroInwteedr_e_s_t__a_n__d__T__a_x_e__s__________ __

none Other Liabilities.--------------------

178.44

15,000.00 none none none none none
30,978.41 none
22,354.65 none
2,712.12 549.20
4.87 14,800.00
none none none none 1,921.96

Other Assets--------------------------

3,673.23

T o t a L _________________________________ $

88,321.21 TotaL.--------------------------------$

88,321.21

1

166

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December;31, 1924

of the

BANK OF LULA

President, E. S. CARTEH

Lula, Ga. Yice-President, C. R. SIMMO;\S
Cashier, E. F. WHITWORTH

RESOURCES:
TDiemmeaLndoaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___ -------- BFuarnnkiitnugreHaonudseF_i_x__tu-r-e--s-_-_-_-_-_-__-_-_-_-_-_-_--_
Other Real Estate Owned.---------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve DAuegfernotms._O--t-h-e-r--B--a-n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items. ____ _ Letters of Credit and Acceptances._ Overdrafts (if anYl------------------Other Assets-------------------------TotaL _________________________________$

81,582.67 none none
4,500.00 none
13,750.00 1,250.00 2,991.01
none none
24.912.76 none none none none none none 4.90
3,800.70
132,792.04

LIAl!ILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches.---SUunrdpilvuids-e-d--P-r-o--f-i-ts--. -_-_-_-_-__-_-_-_-_-_-_-_------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits.-------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------_ Bills Payable. __ ---------------------. Notes and Bills Rediscounted------Letters of Credit and Acceptances._ Reserve for Interest and TaxeS-----Bonds Borrowed---------------------Other Liabilities.--------------------
TotaL _________________________________$

15,000.00 none
7,000.00 924.55 none none
57,038.61 none
52,752.35 none none 76.53 none none none none none none none
132,792.04

STATEMENT Showing Condition at Close of Business December 31, 1924
of the

FARMERS AND MERCHANTS BANK

President, R. H. HALL

I.umber City, Ga. Cashier, R. H. HALL

Vice-President, E. T. DAVIS

RESOURCES:
TDiemmeasnLdoLa no as nasn_d___D_i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_- -_$ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Banks____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures-------------Other Real Estate Owned----------Due from Federal Reserve Bank----Cash in Vault and Amounts De-
posited with Approved Reserve Agents. ________ ._ .. ___ --.----------. Due from Other Banks.. -----------Advances on Cotton.---------------CAhdevcaknscefsoronClOeatrhienrgCHoomumseo_d__it_i_e_s_._._.._. Other Checks and Cash Items... __ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s_.._ Other Assets--------------------------
Total----------------------------------$

49,948.99 2,639.43 none none none none 7,000.00 2, 950.00 2,025.00 none
18,473.08 6,720.64 5,316.00
226.49 none 115.45 none none none
95,415.08

LIABILITIES Capital Stock Paid in----------------$ Amount Reserved for Branches.- __ _ Surplus ----------------------------Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check.--------Demand Certificates of Deposit---.. TSaimviengCserDtiefpicoastietss.o. _f_D__e__p_o_s_i_t_-_-_-_-_-_-_-_--_ Trust Funds on Deposit____________ _ Cashier's Checks--------------------Certified Checks---------------------Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes-----Bonds Borrowed.. ------------------Other Liabilities.--------------------
TotaL---------------------------------$

15,000.00 none none
2,320.74 none none
50,367.83 none
27,125.19 none none 601.32 none none none none none none none
95,415.08

DEPARTMENT OF BANKING

167

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

FARMERS STATE BANK

Lumpkin, Ga.

President, E. L. CARTER

Vice-President, W. G. vVORTHINGTON

Cashier, A. T. FORT, JR.

~--~---~~======================================

RESOURCES:

LIABILITIES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHcokus.s_e-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned. _________ _ Due from Federal Reserve Bank.. __ Cash in Vault and Amounts De-
posited with Approved Reserve DAuegefrnotms..O. -t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ AChdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._.__ Other Checks and Cash Items-----LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_p__ta__n_c_e__s_.__
Other Assets--------------------------
'!:otaL _________________________________$

210,133.95 none none none none none
4,045.94 none none
53,043.47 69.25
9,931.66 7,656.48 1,104.82
561.72 none 778.65 3,402.10 290,728.04

Capital Stock Paid in.... __________$ Amount Reserved for Branches.. --Surplus.. ----------------------------Undivided Profits.------------------Dividends Unpaid-------------------Due to BankS------------------------Deposits SubJect to Check.. -------Demand Certificates of Deposit----Time Certificates of Deposit... ----Sav1ngs Deposits.-------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks.-------------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes.----Bonds Borrowed____ ----------------Other Liabilities. __ ------------------
TotaL--------------------------------$

25,000.00 none
10,000.00 3,240.83
308.00 none 145,915.00 none 81,465.04 10,472.29 none 714.07 none 10,000.00 1,000.00 none 2.612.81 none none 290,728.04

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

LUTHERSVILLE BANKING COMPANY

Luthersville, Ga.

President, N. F. CULPEPPER

Vice-President, .J. W. TAYLOR

Cashier, L. W. McKOON

RESOURCES:
Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsS.e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrvdes_B__a_n__k_-__-_-_-_--_ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve DAuegfernotms. _O_ -t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AAddvvaanncceess oonn COothtteornC. o-m--m--o-d-i-t-i-e-s-_-_-_-_ Checks for Clearing House_________ _ Other Checks and Cash Items-----LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_._
Other AssetS---------------------'-----
Total----------------------------------$

48,556.09 3,741.50
none !none none 680.00 1,700.00 850.00 9,334.00 none
14,571.18 48.80
l, 771.75 none none none none 213.88 none
81 ,467.20

LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches. --Surplus. ___ --------------------------Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJ.e_c_t-t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit. __ - --Savings Deposits -------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities.--------------------
Total_____________________________ -____$

25,000.00 none
10,000.00 3,117.28
none none 32,500.41 none 9,673.65 none none 1,175.86 none none none none none none none 81,467.20

168

:FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business Dece:mber 31, 1924

of the

BANK OF LYERLY

Presid.. nt. J. L. POLLOCK

Lyerly, Ga.

Yiee-President, B. F. SHAMBLIN

RESOURCES:

Cashier, H. S CARSON
=========~========~=====
LIABILITIES:

rJme Loans and Discounts..........$ emand Loans.....................
United States Securities.. .......... State of Georgia Bonds...-......... Stock in ~'ederal Reserve Bank..... : Other Stocks and Bonds............ Banking House.. .. .... ... Furniture and Fixtures..... __ ... .. Other Real Estate Owned ........:: Due from Federal Reserve Bank.... Cash in Vault and Amounts De-
vosited with Ar>r>roved Reserve Agents............................. . Due from Other Banks.............. Advances on Cotton................. Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items...... Letters of Credit and Accevtances.. Overdrafts (if any)................... Other Assets.................

148,164.44 13.514.,17
none none none 50.00 2.122.24 2.6ll.6l l. 165.00
110118
15' 176 '91 none none none none none none
1,983. 55 3.907.30

Car>ital Stock Paid in................$ Amount Reserved for Branches..... Surplus.............................. . Undivided Profits.................... Dividends Unpaid .................. . Due to Banks......................... Devosits Subject to Check.......... Demand Certificates of Deposit..... Time Certificates of Deposit....... .. Savings Deposits..................... Trust Funds on Deposit............. Cashier's Checks.......... . Certified Checks...................... Bills Payable........................ . Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabilities.............

15,000.00 none
4,000.00
2,513.31 none none
66,154.78 none
93,657.29 none
1,365.92
767.23 none none none none none none 5,236.69

~o~EJ.l-~:..:.==:c.::.:~.=-=:.:--------$ 188.695.22 TotaL

..............$ 188,695.22

STATEMENT

Showing Condition at Close of Business Dcc~':mher 31, 192-i

of the

TOOMBS COUNTY BANK

I.yons, Ga.

PrPsident, W. .\.. ~lc:'li'ATT

Vice-President, R. L. PAGE

RESOURCES:

Cashier, W. T. CHIXA
================== LIABILITIES:

Time Loans and Discounts..........$ Demand Loans....................... United States Securities............. State of Georgia Bonds............ .. Stock in Federal Reserve Bank...... Other Stocks and Bonds............. Banking House....................... Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank... .. Cash in Vault and Amounts De-
vosited with Ar>Proved Reserve Agents ............................. . Due from other Banks............... Advances on Cotton ............ .. Advances on Other Commodities.... Checks for Clearing House....... __ _ Other Checks and Cash Items .. .. Letters of Credit and Accevtances.. Overdrafts (if anyL........---------Other Assets........................ __

147,335.66 Car>ital Stock Paid in...............$

24,535.42 Amount reserved for Branches .... ..

none Survlus...............................

none none

I

Undivided Dividends

Profits.................. .. Unr>aid................... .

450.00 9.000.00

B~;o\~t~~~~~el.to-clieck'::::::::::

I 2.500.00 Demand Certificates of Deposit... .. none Time Certificates of Deposit...... ..

none Savings Devosits.....................

Trust Funds on Devoslt.............

Cashier's Checks................... ..

81,708.95 Certified Checks...................... -

68.96 B!lls Payable ..... __ .. __ .... ____ .. __ ..

none Notes and B!lls Redlscounted..-----

none Letters of Credit and Accevtances..

l, 902.58 Reserve for Interest and Taxes......

33.03 Bonds Borrowed_.-------------------

none O,ther L!ab!l!tles. ------------ .. ------

41.84

4.840.00

30,000.00 none
8,500.00
500.48 2,400.00
none 79,221.01 1,000.00 120,872.37
3, 722.13 24,753.06
975.64 none none none none 471.75 none none

TotaL------------------------------:.L~,416.44 TotaL ... ____ . __ .... ------------------$ 272,416.44

DEPARTMENT OF BANKING

169

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE BANK OF HENRY COUNTY

Pr!>isent, H. J. COPELAXD

1\'leDonough, Ga. Vice-President, E. M. COPELAND
Cashier, .JOHN G. PULLIN

RESOURCES:

Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _
Stock 1n Federal Reserve Bank..... . Other Stocks and Bonds.... _______ _ Banking House. _____________________ _ Furniture and Fixtures. ____________ _ Other Real Estate Owned.. ________ _ Due from Federal Reserve Bank..... Cash 1n Vault and Amounts De-
posited with AI>I>roved Reserve Agents_______________________________

227,011.25 21.222.45
none none 2,400.00 l, 050.00 3,323.35 4.888.97 none 5.727.14 5, 945.31

Due from Other Banks.. ____________ Advances on Cotton_________________

none none

Advances on Other Commodities.... Checks for Clearing House__________

none none

Other Checks and Cash Items______

8,291.15

LOevteterdrsraofftsC(rief danity)a_n__d__A__c_c_e_i_>_t_a_n_c_e_s_._.

none 18.99

Other Assets--------------------------

4,894.62

'!'<>t~-. ----- ...... __ ... ____ . ___________$~284,773.23

LIABILITIES:
Cai>ltal Stock Paid ln.. -- ___________$ Amount Reserved for Branches.. --Surolus... ___________ ----------------Undivided Profits.... ---------------Dividends Uni>ald-------- -----------Due to Banks..... -------------------Dei>osits Subject to Check........ .. Demand Certificates of Dei>osit... .. Time Certificates of Dei>oslt... -----TS arvuisntgFsuDnedi>s oosnitsD. .e.i.>.o.s-i-t -_-_-__-_-_-_-_-_-_-_- -_-_ Cashier's Checks.... __ ---- .. --------Certified Checks.... __ .. -- ...... -----Bills Payable.. __ .. ------------------Notes and Bills Rediscounted.. -- ... Letters of Credit and Accei>tances.. Reserve for Interest and Taxes.. ---Bonds Borrowed... -----------------Other Llablllties.. -------------------

50,000.00 none
30,000.00 13,476.34
none none 74,017.25 none 49,968.45 none none 225.82 none 8,000.00 57,319.38 none 833.15 none 932.84

\ TotaL ... ________ . ______ ........... -- .$--~234,773.23

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

TH.E FARMERS AND MERCHANTS BANK

Pr"~ident, H ..T. T!.'RI\"ER

McDonough, Ga. Vice-President. W. D. TARPLEY
Cashier, II. C. HIGHTOWER

-

-

-

-

-

-

-

-

R
-

ES

OURC

ES:

-

-

-

-

-

-

-

-

Time Loans and Discounts..........$ 237,590.38

Demand Loans_______________________

5, 746.03

United States Securities.. ___________

none

State of Georgia Bonds.... __________

none

Stock 1n Federal Reserve Bank......

3.450.00

Other Stocks and Bonds.............

1,400.00

Banking House_______________________

3,800.00

Furniture and Fixtures.. ____________

2, 300.00

Other Real Estate Owned___________

1,484.16

Due from Federal Beserve Bank.....

5,602.38

Cash 1n Vault and Amounts De-

IA>gOesnitetsd. _w___i_t_h___A__I>__I>_r.o_v_e_d____R_e_s_e_r_v__e

13,886.36

Due from Other Banks.. -----------Advances on Cotton_________________

none 2, 537.88

Advances on Other Commodities....

none

Checks for Clearing House__________

none

Other Checks and Cash Items......

796.77

Letters of Credit and Accei>tances.. Overdrafts. _______ ..... __ .. -------____

none none

Other Assets.-------------------------- - - -none

Total.... ------ ............ __ . __ . __ ..$ 278,593.96

LIABILITIES: Cai>ital Stock Paid ln................$ ASumrio>ulunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a_n__c_h_e__s_....__._. Undivided Profits.. ____ .... ---------Dividends Uni>aid............ -------Due to Banks------------------------Dei>osits Subject to Check........ .. Demand Certificates of Dei>oslt.... Time Certificates of Dei>osit....... .. Savings Dei>osits......... -----------Trust Funds on Dei>osit.. ____ --- .. .. Cashier's Checks........ ____ ...... --Certified Checks........ -- .. ---------Bills Payable... ---------------------Notes and Bills Rediscounted... -- .. Letters of Credit and Accei>tances.. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities.......... -----------
Total.... --_ ...... --.-.- .... --------- ..$

100,000.00 none
14,100.00 890.99 none none
78,856.44 none
47,358.31 516.45 none 325.00 none none
36,546.77 none none none none
278,593.96

170

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Busii..ess December 31, 1924

of the

CITIZENS BANK OF McRAE

President, .J. 1<'. COOK

McRae, Ga. Cashier, J. F. COOK

Vice-President, W. D. HORTO:\

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities. ___________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _

178,052.20 5,030.80 4,000.00
none none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _

4,080.00 2,500.00
2.715.17

Other Real Estate Owned ----------

11,735.61

Due from Federal Reserve Bank____ _

none

Cash in Vault and Amounts De-

posited with Approved Reserve

DAuegfernotms. _O__t_h_e__r_B__a-n-k--s-_-_-_-_-_-_-_-_-_--_-_-_-___ Advances on Cotton ________________ _

32,542.60 349.85
5, 709.80

Advances on Other Commodities___ _ Checks for Clearing House_________ _

3,083.79 1,218.08

Other Checks and Cash Items _____ _

576.27

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._

none
168.03

Other

Assets---------------------------

-

-

none --

TotaL---------------------------------$ 251.762.20

LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches --US unrdpilvuids .e.d- -P-r-o- -f-i t-s-.- -__-_-_-_- -._- -. -_-__- -.-. ---._- -----DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check---------Demand Certificates of Deposit..... Time Certificates of Deposit--------TSarvuisntgFsuDnedpsoosintsD-e-p--o-s-i-t-_-_-_-_-__-_-_-_-_-_-_--_ Cashier's Checks____________ ----_,_-Certified Checks---------------.-----BNiolltsesPaanyadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-.-.-_-__-_--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes.. -- .. Bonds Borrowed... _-.-_-----.---.-.. Other Liabilities.. -------------------
TotaL _____________ ------------ _______$

50,000.00
none
28,404.15 4,299.19
none none
96,930.49
none
70,748.62
none none
1,379.75
none none none none none none none
251,762.20

STATEMENT

Showing Condition at Close of Business December 31, 1924.

of the

THE MERCHANTS BANK

President, 0. F. McRAE

McRae, Ga. Cashier, (None)

Vice-President, C. A. RYALS

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_._._._._._._._._.._$ United States Securities____________ _

222,686.65 8,609.87
none

SSttoactek oinf GFeeodregraial BReosnedrvs-e-B--a--n-k--_-_-__-_--_

none none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _

2,000.00 7,000.00
3,367.50
20' 119.50

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts De-

Apogseintetsd___w__i_t_h___A__p_p__r_o_v__e_d___R__e_s_e_r_v_e_

39,869.56

DAduveafnrcoems oOnthCeor tBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_

none
24,679.03

Advances on Other Commodities___ _ Checks for Clearing House_________ _

1. 987.43 357.30

Other Checks and Cash Items.......

3,073.50

Letters of Credit and Acceptances..

none

Overdrafts (if anYl-------------------

1,070.20

Other Assets--------------------------- - -no-ne

Totals---------------------------------$ 334,820.54

LIABILITIES:
Capital Stock Paid in----------------$ Amount Reserved for Branch(S --US unrdpivl uids ed- -P-r-o- -f-i t-s- - -__-_-_-_-_-_- ------------------ -- -- -DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check -------Demand Certificates of Deposit..... Time Certificates of Deposit ... -. __ . Savings Deposits -------------~----- Trust Funds on Deposit------------Cashier's CheckS--------------------Certified Checks---------------------Bills Payable ----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities... _....... _... -.-_._
TotaL......... -........ -- ... -.- ... -...$

50,000.00
none
15,000.00 6,101.04
none none
161,992.09 18,760.50 59,505.49
none none
961.42
none
10,000.00 12,500.00
none none none none
334,820.54

"l

DEPARTMENT OF BANKING

171

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

MACON SAVINGS BANK

Macon, Ga.

President, JESSE B. HART

Vice-President, J. W. CANNOK

Cashier, :\IAITLAi\'D SOLOMON

Ti

m

e-L-o-an-s-a-n-d-D-Ri-sEc-So-Ou-Un-tRs-.C.-.E.-S..-:..-..-$-

-

-

-64-1.-53-2-.76-

-



-C-ai->-ita-l

-S-to-c-k

-P-ai-dL-I1A-nB-_I-_L_-_I_T-_I_-E__-S_-_:_-__-_

-
$

-

-

-

-50-,0-00-.0-0

Demand Loans... ____________________

26,192.68 Amount Reserved for Branches.....

none

United States Securities.____________

50.00 Suri>lus_______________________________

75,000.00

State of Georgia Bonds______________

none Undivided Profits____________________

64,528.97

Stock in Federal Reserve Bank...... Other Stocks and Bonds------------Bank4ng House_______________________

none Dhidends Uni>aid-------------------1,899.00 Due to Banks.-----------------------34,000.00 Dei>osits Subject to Check... ________

1.500.00 none none

Furniture and Fixtures______________ Other Real Estate Owned... ________ Due from Federal Reserve Bank.....

7,406.98 Demand Certificates of Dei>osit----10,307.42 Time Certificates of Dei>osit.........
none Savings Dei>osits_____________________

1.890.09 103,763.35 458,292.11

Cash 1n Vault and Amounts DeI>Osited with AI>I>roved Reserve Agents._ ---------------------------
Due from Other Banks ------------Advances on Cotton_________________ Advances on Other Commodities.... Checks for Clearing House._________

34,149.03 none none none none

Trust Funds on Dei>OSit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable. ---------------------Notes and Bills Rediscounted....... Letters of Credit and Accei>tances.. Reserve for Interest and Taxes......

none 563.35 none none none none none

Other Checks and Cash Items.. ____ LOevteterdrsraofftsC(rifedaniyt )a__n_d__A__c_c_e_i_>_t_a_n_c_e_s_._.

none Bonds Borrowed---------------------nnoonnee Other Liab111ties...-----------------

none none

Other Assets--------------------------

none

--------

To~::--.:------------------------------$ 755,537.87 TotaL--------------------------------$

755,537.87

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

THE GEORGIA BANKING COMPANY

Macon, Ga.

President, R. W. CROCKETT

Vice-President, W. C. TURPIN, SR.

Cashier, W. E. BOZEMAN

RESOURCES:
Time Loans and Discounts..........$ DUenmiteadndSLtaotaens sS.e..c.u.r.i.ti-e--s-.-_-__-_-_-_-_-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank.... Other Stocks and Bonds------------BFuarnnkiitnugreHaonudseFi.x.t.u-r-e--s-_-_-__-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank..... Cash in Vaults and Amount De-
I>OSited with AI>I>roved Reserve Agents__ ---------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_._-_-_-_-_-_-__-_-_-_-_-_--_ CAhdevcaknscefsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items.. __ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_i_>_t_a_n__c_e_s_. __
Other Assets----------.--------------
TotaL------------- ___________________ $

116,218.09 none
20,114.69 none none none none
5,235. 75 none none
19,877.19 none none none
1,066.01 none none 115.11 none
162,626.84

LIABILITIES: Cai>ital Stock Paid in________________$ Amount Reserved for Branches..... Suri>lus. _----------------------------Undivided Profits.------------------Dividends Uni>aid-------------------Due to Banks.-----------------------Dei>osits Subject to Check----------Demand Certificates of Dei>osit..... TSaimviengCseDrteifii>coastietss_o__f_D__e_i_>_O__S_i_t._.____________ __ Trust Funds on Dei>oslt------------Cashier's Checks--------------------BCielrltsifPieadyaCbhlee_c_k_s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.... __ Letters of Credit and Accei>tances. Reserve for Interest and Taxes..... Bonds Borrowed---------------------Other L1ab111ties... ------------------
TotaL------------------------------ ..$

50,000.00 none none
1,562.20 none
10,000.00 43,853.25
none 4,559.20 37,380.22
none 271.97 none 15,000.00 none none none none none 162,626.84

l I

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

MEH.CHANTS AND MECHANICS SAVINGS BANK

Macon, Ga.

!'resident, W. T. MORGA:'\

Yiee-l'resident, W. A. TAYLOR

Cashier, T. W. HAWKES

---=====================

RESOURCES:

LIABILITIES:

Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsS.e.c..u.r.i.t.ies--..--_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds____________ __ Stock in Federal Reserve Bank____ __ BOathnekrinSgtoHckosusaen.d..B. _o_n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_
Furniture and Fixtures........ ____ __ Other Real Estate Owned.. _______ . Due from Federal Reserve Bank..... Cash in Vault and Amounts De-

199,790.16 2.351.20 none none none 1,405.00 none 186.55 none none

Capital Stock Paid in _______________$ Amount Reserved for Branches. --Sun>lus. ________ . __ ... ---------------Undivided Profits _______________ ----Dividends Unpaid.. ________'__ .. ------
Due to Banks------------------------Deposits SubJect to Check---------- Demand Certi!lcates of Deposit..... Time Certificates of Deposit ______ -TSarvuisntgFsuDnedpsoosintsD-e-p-o--s-i-t-_-_-_-_-__-_-_-_-_-_--_-_

25,000.00 none
15,000.00
2,524.53 l, 500.00 1,625.60 51,867.57
none 59,907.51 59,918.49
none

Ap ogseint etsd. . w__i_t_h____A_p__p_r_o_v__e_d___R__e_s_e_r_v__e Due from Other Banks. ____________ Advances on Cotton_________________ Advances on Other Commodities.... Checks for Clearing House.. ________ Other Checks and Cash Items._____ Letters of Credit and Acceptances.. Overdrafts (if any)___________________

Cashier's Checks............. --------

15,158.21 none

Certified Checks........ -------------Bills Payable.... ________ -------------

none Notes and Bills Rediscounted..... _

none Letters of Credit and Acceptances..

292. 52 Reserve for Interest------------------

I none
none

BOothnedrs LBioabrrlol1wtieeds-_-_-_-_-_-_-_-_-_-_-_._-_-_._..----.-.-.--

none

1,839. 94 none none none none none none none

Other Assets--------------------------

none

TotaL. -------------------------------$ ___2i.9.i.83.64 TotaL.._::::..::=-:.:.:..===------$--219~183.64

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

LUTHEH. WILUAMS BANK & TRUST CO.

Macon, Ga.

President, LUTHER 'YILLIAMS

Vice-President, FRANCIS E. WILLIAMS

Cashier, FREDERICK W. WILLIAMS

----=c-c.:--_--=-=~-~--===================

RESOURCES:

LIABILITIES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_._._._._._._._._.._$ United States Securities___________ __ State of Georgia Bonds____________ __ Stock ln Federal Reserve Bank.... __ Other Stocks and Bonds.. ________ __ Banking House....... ________ .. _. ___ _ Furniture and Fixtures_____________ _ Other Real Estate Owned........... Due from Federal Reserve Bank.... . Cash in Vault and Amounts De-
Apogseintetsd.. w___it.h. ___A__p_p.r.o_v__e_d. __R__e_s_e_r_v_e.
DAduveafnrocems oOnthCeor tBtoann.k_s__._.__-_-_-_-_-__-_-_-_--_-_ ACdh1e1caknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._._. Other Checks and Cash Items____ __ Letters of Credit and Acceptances.. Overdrafts (if any)_ -- -- __ . _.-. _.. __ __ Other Assets.... _________ ------------_

1,445,226.62 lll ,824.45 73,000.00 none none 8,503.05 50,000.00 12,500.00 12' 387.78 none
274,409.62 10,839.88 9,061.67 none 6,829.05 10,322.43 none 610.38 none

Capital Stock Paid in________________ $ ASumrpoluunst. R__e_s.e__rv. e__d_ .f.o_r__B__r_a_n_c__h_e_s__._._._.._
DDUinuvdeiidtveoindBdesadnUPkrnsop_f_ai_ti_sd_.__.__.__.__-__-___-__-__-__-__-__-_--_--_--_--_--_--_----_ Deposits SubJect to Check.. __ .----Demand Certificates of Deposit----TSaimviengCseDrtiefpicoastietss_o__f_D__e__p_o_s__it_----------------Trust Funds on Deposit___________ __ CCearsthifieierd's CChheecckkss_._._._-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_----Bills Payable._.---------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes-----Bonds Borrowed... -----------------Other Liabll1ties....-.-....-......-..

100,000.00 none
25,000.00 5,000.00 4,000.00 10,000.00 728,133.59
27,088.70 311,841.28 774,329.24
none 19,077.30 16,284.69
none none none none none 4,760.13

-~!'!-------- _____ -=.,_-- ______________$ 2,025,514.93 TotaL _____________ -------------------$ 2,025,514.93

'l

DEPARTMENT OJ<' BANKING

178

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

HANK OF MADISON

Madison, Ga.

President, LEE TRAMMELL

\'ice-Presidents, W. l'. BEARDE:\, W. H. ADAMS

Cashier, E. G. ATKERSO:\

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________ $ United States Securities.. _________ __ State of Georgia Bonds.... ________ __ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds.. _________ _ Banking House...... ______________ __ Furniture and Fixtures.. __________ __ Other Real Estate Owned _________ __ Due from Federal Reserve Bank____ _ Cash in Vaults and Amounts De-
oAogseintetsd. __w__i_th____A__o_o_r_o__v_e_d.. _R. _e_s_e_r_v_e_ Due from Other Banks.. __________ __ Advances on Cotton ________________ _ Advances on Other Commodities ___ Checks for Clearing House.. _______ _ Other Checks and Cash Items._ .. _. LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_o__t_a_n_c__e_s__. Other Assets.. ________________ . _____ __
TotaL .. _____________________________ .$

163,540.65 3,158.20 none none 5,250.00
178.246.45 7,500.00 2,008.00 30,602.51 15.600.31
58.733.10 none
18,211.14 none
8,909.36 388.97 none 404.77 763.37
493,316.83

LIABILITIES
Caoital Stock Paid in..--------.. ----$ ASumrooulunst. R__e_s__er.v. e__d__f_o_r_ .B__r_a_n. c__h.e_s__._--.-_-_ Undivided Profits ________ ----------DDiuveidteonBdsanUknso__a_i_d_._._._._._-_-_-_-_-_-_-_-_-_-_-_-_--__Deoos!ts Subiect to Check.. _______ _ Demand Certificates of Deoosit..... Time Certificates of Deoosit_______ __ Savings Deoosits. __________________ .. Trust Funds on Deooslt------------Cashier's Checks.----- ... -.----- .. -.. Certified Checks...... --------------Bills Payable... ----- .. --------------Notes and Bills Rediscounted_____ __ Letters of Credit and Acceotances.. Reserve for Interest and Taxes _____ _ Bonds, Borrowed.... __ . ____________ __ Other Liab!l!ties .. __________ . __
TotaL. _____________________________ _

100,000.00 none
;5,000.00 34.86 790.00
110ne
172,018.77
none
'22.771.94 122.003.72
none 697.54 none none none none none none none
493.316.83

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF MANCHESTER

President, C. \'. TRUITT

~lanchestcr, Ga. Vice-Presi<lent, .JAS. S. PETERS
Cashier, D. H. SMITH

RESOURCES

LIABILITIES

Time Loans and Discounts.. ________ $ Demand Loans----------------------United States Securities.. __ .. ______ . State of Georgia Bonds-------------Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen.d...B_o__n_d__s_-_-_-.-.-.-.-.-.-.--__Furniture and Fixtures.. _______ . __ __ Other Real Estate Owned_________ __ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
Aoogseintetsd.. w___it_h____A__o_o_r_o__v_e_d___R__e_s_e__rv_e_
Due from Other Banks .. __ .. ______ __ Advances on Cotton.---------------Advances on Other Commodities.... Checks for Clearing House... ______ _ Other Checks and Cash Items .. __ LOevtetredrsraofftsC(rifedaintyaJn__d__A__c_c_e_o.-ta__n_c_e__s.__. Other Assets.. ______ .. _______ . __ -- __ __

284,432.4& 14,907.72
none none none 900.00 9,908.75 5,297.91 1.136.27 none
63,779.76 none
38,675.53 895.84 996.71
2.009.64 none
7.951.37 620.55

Caoital Stock Paid in________________ $ ASumrooluunst. R--e_s_e_r_v__e_d__f_o__r .B..r.a_n__ch..e_s_._ ._______
Undivided Profits.------------------Dividends Unoaid....... __ ----------DDeuoeotsoitBs aSnukbsJ-e-c-t--t-o--C-h-e-c--k-.-.-_-_-_-_-_-_-_--_ Demand Certificates of Deoosit..... Time Certificates of Deoosit..______ _ TSarvuisntgFsuDnedosoosintsD. -e-o--o-s-i-t-_-_-_-_-_-_-__-_-_-_-_--_ Cashier's Checks......... __________ __ Certified Checks____________________ __ Bills Payable... _____ .. _____________ __
Notes and Bills Rediscounted.. _.. __ Letters of Credit and Acceotances.. Reserve for Interest and Taxes...... Bonds Borrowed... -----------------Other Liabilities.. -------------------

50,000.00 none
25,000.00
~2.514.69
1,892.00 none
ll8,084.80 none
32,243.11 93,387.07 :!4,695.27
749.67 164.20 30,000.00 none none 863.42 none Zl, 918.28

T=o=tal~--=-=--==--=-=--==--==-==--==-=-=--=--==--==--=$===4=31==51~2=-5=I==T=o=t=a=L=-.=.-.- -.-. __ .... -.. --.----- ___ -==--~$===4=31. 512.51

i74

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE COMMERCIAL BANK

President, H. R. R01TON

"'lanchester, Ga. \'ice-President, W. R. PARSONS

Cashier, GEO. R. HELTON

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._.________________$ United States Securities. ___________ _ State of Georgia Bonds-------------Stoc!{ in Federal Reserve Bank-....... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._____-__-_-_-_-_-_-_--_ Furniture and Fixtures _____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank----Cash in, Vault and Amounts De-
vosited with Avvroved Reserve Agents._ .. _________ ----------------Due from Other Banks .. ___________ _ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House _________ _ Other Checks and Cash Items. ____ _ LOevteterdrsraofftsC(rief daintya)n_d___A__c_c_e_p__t_a_n_c_e__s_.._. Other Assets_________________________ _
TotaL ______ ------------- _____________$

95.640.40 720.00 none none none none
3,107.20 3.596.00 8,823.65
none
6,053.93 14,200.00 2,442.75
none 1,844.01
500.00 none 719.30 4,689.27 142,336.51

LIABILITIES:
Capital Stock Paid in________________ $ ASumrooluunst_R__e_s_e__r_v_e_d__f_o_r__B__r_a_n__c_h_e__s_.._._.._.._. Undivided Profits ___________________ _
DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check... _______ _ Demand Certificates of Deposit.... _Time Certificates of Deposit--------Savings Deposits... _____ -------- __ .-TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ CBielrltsifPiaedyaCbhleec__k_s_-_-_-_-_-_-_-_-_-_________-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted------Letters of Credit and Acceptances._ Reserve for Interest and Taxes_____ _ BOothnedrs LBioarbrioliwtieeds-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

TotaL ..

_________ $

25,000.00 none none
1,093.92 none none
33,573.55 none
27.716.76 31,705.49
none 793.36 none 13.500.00 8.953.43 none none none none 142.336.51

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

2\IERCHANTS AND FARMERS BANK

2\larietta, Ga.

President, E. R. Il (':\'T

Yice-PrPsident, .J. D. CORN

Cashier, W. E. SCIULLI:\'G.. ____ ___ ___:_:____ =-=:---::...._~---=-~---_---

_-_-_----_-_--_-_--===.._----:-:-_c_c_==-==-~-===--------.--_--__-~-:_-_-_-===--- _-_-_-_-=-:_-----~

RESOURCES:

LIABILITIES:

Time Loans and Discounts.. ________ $ Demand Loans ______________________ _ United States Securities. ___________ _ State of Georgia Bonds.. ___________ _
SOttohcekr iSntoFcekdsearanldRBesoenrvdes_B__a_n__k__-_-_--_-Banking House______________________ _ Furniture and Fixtures. ___ .. ______ _ Other Real Estate Owned _________ __ Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De-
posited with Approved Reserve DAuegefrnotms--O--t-h--e-r--B--a-n- k__s_. _-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items ____ __ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_..._ Other Assets. ________________________ _

385,668.60 31,738.73
none none none 3,975.00 30,000.00 5,273.93 18,103.17 none 108,048.80 9,227.22 none none 12,080.68 none none none none

Capital Stock Paid in _______________$ ASumrpoluunst_R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s__._._._.._ Undivided Profits. ________________ __
Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsie..c_t -t-o--C--h-e--c-k--_-__-_-_-_-_-_-_--_ Demand Certificates of Deposit... _ Time Certificates of Deposit. ______ _ Savings Deposits. __________________ .. Trust Funds on Deposit____________ _ Cashier's Checks ____________________ _
BCielrltsifPiaeydaCbhlee.c_k..s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted_____ __ Letters of Credit and Acceptances._ Reserve for Interest and Taxes_____ _ BOothnedrs LBioarbrioliwtieeds..-_-__-_-_-_-_-_-_-_-_--_--------

50,000.00 none
7,000.00 3,522.02 2,000.00
none 402,584.60
none 1,837.00 136,450.44
none 272.07 none none none none 450.00 none none

TotaL......... ------- .. --- ---- ___________ $

604,ll6.13 TotaL. ______________________________ $ 604,ll6.13

- - - - ---~-

- - - ------------~----------

'l

DEPARTMENT OF BANKING

175

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE CITIZENS BANK

Marietta, Ga.

!'resident, .T. H. FOWLER

\'ice-President, M. L. McNEIL

Cashier, L. R. COLLINS ----=======-=-
RESOURCES:

LIABILITIES:

Time Loans and Discounts..........$ Demand Loans....................... United States Securities............ . State of Georgia Bonds.............. Stock in Jlederal Reserve Bank...... Other Stocks and Bonds............. Banking House..................... .. Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank.... . Cash in Vault and Amounts De-
posited with Approved Reserve Agents............................. . Due from Other Banks............. .. Advances on Cotton................ . Advances on Other Commodities.... Checks for Clearing House.. ----- .. .. Other Checks and Cash Items..... .. LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ Other Assets..........................

202,245.82 10,160.83
none none none none none
7.237.49
none none
68,482.97 14,334.78
none none none
2,742.18
none none none

Capital Stock Paid in................$ Amount Reserved for Branches.... . Surplus.................. -----------Undivided Profits...... ........... Dividends Unpaid................... Due to Banks......................... Deposits Subject to Check.......... Demand Certificates of Deposit..... Time Certificates of Deposit........ Savings Deposits..................... Trust Funds on Deposit............ .. Cashier's Checks..................... Certified Checks...................... Bills Payable.......................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed........... Other Liabilities ............... _..

50,000.00
none
5,000.00 l, 238.08
none none
208,738.27
none
1,500.00 37,824.08
none
903.64
none none none none none none none

Total................ .

..$ =='3=0=5=20=4=.0=7===T=o~ta~l=--=--==:c:-- .... _....

STATEMENT

Showing C<>'l.dition at Close ofBusines8 December 31, l92t

of the

THE CITIZENS BANK

Marshallville, Ga. President, .J. W. FHEDERICK
Cnshier. C. C. HASLAM

Yice- President, I. F. :Vl URPH

RESOURCES:

Time Loans and Discounts...........$ Demand Loans....................... United States Securities............. State of Georgia Bonds............. .. Stock in Federal Reserve Bank.... .. Other Stoclrs and Bonds........... . Banking House...................... . Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank.... . Cash in Vault and Amounts De-
posited with Approved Reserve Agents ............................ .. Due from Other Banks............. . Advances on Cotton.. _____________ __ Advances on Other Commodities.... Checks for Clearing House........... . Other Checks and Cash Items...... .. Letters of Credit and Acceptances.. Overdrafts (if any) ................... Other Assets............................

TotaL .......... .

.. ................. $

119,444.41 36,764.00 21, 100.00
none no no none
4,626.00 2.400.00
none none
15.445.66
none none none
809.75
none none none none

LIABILITIES:
Capital Stock Paid in.................$ Amount Reserved for Branches Surplus .............. . Undivided Profits... Dividends Unpaid.. Due to Banlm.... _____ __ Deposits Subject to Check.... Demand Certificates of Deposit... Time Certificates of Deposit..... Savings Deposits......... Trust Funds on Deposit.. Cashier's Checks.. ----------Certified Checks...... Bills Payable .. ___________ .. .. Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes.. Bonds Borrowed.................. Other Liabilities.................

18,000.00
none
30,000.00 9, 798.91
204.00
none
95,508.11
none
6,350.00 30,147.80
none
881.00
none
10,000.00
none none none none none

'l

176

:FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

GEORGIA BANKING COMPANY

President, .L C. WALKER

.\larshallville, Ga.

YicePresident, T. :-;_TAYLOR

Cashier, .J. G. GHIFFE\

RESOURCES:

LIABILITIES:

~~~~~~~-----~--.~--~~~~-~~~~-----

Time Loans and Discounts__________ $ 96.468.92 Capital Stock Paid in _______________ $

Demand Loans_______________________

none Amount Reserved for BrancheS-----

United States Securities_____________

100.00 Surolus ______________________________ _

State of Georgia Bonds______________

none Undivided ProfitS--------------------

Stock in Federal Reserve Bank-----BOathnekrinSgtoHcokussea_n__d__B_o_n_d_s_________________________ Furniture and Fixtures__ , __________ Oth11r Real Estate Owned___________ Due from Federal Reserve Bank_____ Cash in Vault and Amounts De-=

none none 2,400.00
1.800.00 none none

Dividends Ulll:>aid-------------------DDeui>eOtositBs aSnukbsi-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Det>osit____ _ Time Certificates of Dei>osit--------Savings DepositS--------------------Trust Funds on DeiJosit. ___________ _

IJosited with AIJproved Reserve Agents. ___ . ____________ . ______ ..... _ Due from Other Banks______________

Cashier's Checks--------------------20.913.40 Certified Checks--------.- ... ---------
none Bills PaYable ________________________ _

Advances on Cotton.. --------------Advances on Other Commodities.... Checks for Clearing House__________

none Notes and Bills Rediscounted------none Letters of Credit and Accei>tances.. 102.35 Reserve for Interest and Taxes_____ _

Other Checks and Cash Items...... Letters of Credit and AcceiJtances.. Overdrafts (if any)___________________

none Bonds Borrowed--------------------none Other Liabilities--------------------none

Other Assets------- ------------------

none

Total_____________ ------------ ________ $ 121.784.67 TotaL. ---~=-==--=c:--==--==--=--=-=---$

:Jo,ooo.oo
none 6,000.00 2,026.44
272.00 none 35,323.57 none none Z8,123.70 none 38.96 none 20.000.00 none none none none none
121.'{84.67

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE BANK OF MARTIN

Martin, (;a.

Prt>sident, '\-\" ..\. :\IITCHELL

Vice-Prt>sident, G. ~- STOVALL

----~--

RESOURCES:

Cashier. P. D. LA.\'DRuM

LIABILITIES.

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stock and Bonds ____________ _ Banking House______________________ _ Furniture and Fixtures_____________ _
Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with AIJI>roved Reserve DAuegfernotms. _O_ -t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _
Advances on Other Commodities.... Checks for Clearing House _________ _ Other Checks and Cash Items _____ _ LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n__c_e_s_. __ Other Assets...... __ ------_. ____ ._._--

63.666.81 2.112.01 none none none 300.00 none 2.251.60 2.085. 93 none
28.292.23 none 903.54 124.68 none 122.58 none 9.29 none

CaiJital Stock Paid in _______________ $
ASumrooluunst. R_-e-s-e-r-v--e-d--f-o-r__B__r_a_n_c__h_e__s_._-_--_-_
Undivided Profits. ___ -.--_--------.-DDiuveidteonBdsanUknsi_>_a_i_d__--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_-_
Dei>osits Subject to Check _________ _ Demand Certificates of Dei>osit. ___ _ Time Certificates of Dei>osit_______ __ Savings Deposits.----------- _______ .. Trust Funds on Dei>osit___________ __ CCearsthifieierd's CChheecckkss_._._._._._._._.________. .____-_-_-_-_--.-. Bills Payable.. ______ ---- ___________ __ Notes and Bills Rediscounted______ _ Letters of Credit and Accei>tances.. Reserve for Interest and Taxes...... Bonds Borrowed.. _-----------------Other Liabil1ties. _-------------------

16,000.00 none
3.309.83 1.197.90
none none 65,292.91 none :2.522.59 none 902.47 642.97 none none none none none none none

Total_______ :_:_~:_~-_--_-:_:-_-_--_--_-_-----_:._::__-~----~~~6~~7__T_o_ta.l~~~~:--------------_--_--_-_--:.::.~c=::..-::,=--=$=='9"'-9'=._868===:.67

"l

DEPARTMENT OF BANKING

177

STATEMENT

Showing Condition at Close ofBusincss December 31, 1924

of the

BANK OF MAXEYS

Maxeys, Ga.

President, W. T. BRIGHTWELL

\'ice-President, J. R. XICHOLSON

Cashier, GEO. P. BELL

RESOURCES:

LIABILITIES:

------------------------------------~------------

TDiemmeaLnodaLnosaannsd. _D__i_s_c__o_u_n__t_s_._._._._._._._, _.._$

56.788.04 Capital Stock Paid in...............$ none Amount Reserved for Branches... --

United States Securities........... .. State of Georgia Bonds.. ___________ _

99.10 Surplus ............ ------------------none Undivided Profits--------------------

Stock in Federal Reserve Banlc... ..

none Dividends Unpaid--------------------

BOathnekrinSgtoHckosusaen.d__B__o_n__d_s__._._._._._._._._._..__.

I. 656.79 Due to Banks..... ------------------none Deposits Subject to Check...... ___ _

Furniture and Fixtures..............

1.825.00 Demand Certificates of DePosit.... .

Other Real Estate Owned...........

none Time Certificates of Deposit........ .

Due from Federal Reserve Bank.... . Cash in Vault and Amounts De-

none TSaruvisntgFsuDnedpsoosintsD..e-p-o--s-i-t-_-_-__-_-_-_-_-_-_-_--__

posited with Approved Reserve DAu egfernotms . .O. .t.h.e-r- -B- -a-n-k- s. ._-_-_-_-_-_-_-_-__-_- -_

11.931.47 none

CCearsthifieierd's CChheecckkss.-..-.-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_ Bills Payable... _____________________ _

Advances on Cotton....... _________ _

none Notes and Bills Rediscounted.......

Advances on Other Conditions......

none Letters of Credit and Acceptances..

Checks for Clearing House________ __

none Reserve for Interest and Taxes......

Other Checks and Cash Items......

222.40 Bonds Borrowed... ------------------

LOevteterdrsraoftfsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._

none Other Liabilities.-------------------14.53

Other Assets--------------------------

456.45

TotaL-------------------=-==--=-=-=-==$==='7::C2=.9=93==78===T=o=ta=l=-==-------------------------------$

15,009.00 none
10,000.00 242.25 none none
30,133.22 none
17.294.59 none none 323.72 none none none none none none none
72.993.78

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

CITIZENS BANK

:\iaxeys, Ga.

President, DH. S. D. DURHAM

Vice-Presidents, L. P. MAXEY, J:1\"0. W. l\:IOODY

Cashier, JOE. L. STROZIER

RESOURCES:
TDiemmeaLnodaLnosaannsd. _D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ SUtnaitteedofSGtaetoersgSiaecBuorintdiess..... .__._._._._._._._._.._ Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen.d...B__o_n__d_s_._._._._._._._._._._._.._ Furniture and Fixtures.. ___________ _ Other Real Estate Owned........... Due from Federal Reserve Bank.... . Cash in Vault and Amounts De-
posited with Approved Reserve DAu eg ef rnotms . .O- -t-h-e-r- -B- -a-n- -k-s-.-.-.- -_-_-__-_-_-_-_-_-_- -_ Advances on Cotton.---------------Advances on Other Commodities.... Checks for Clearing House_________ _ Other Checks and Cash Items...... LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n__c_e_s_. __
Other Assets..------------------------
TotaL.----------------------------$

61,955.95 none none none none none
1,601.60 2,006.65 6,315.56
none
3.063.83 none none none none none none none none
74.943.59

LIABILITIES: Capital Stock Paid in________________ $ ASumrpoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n_c__h_e_s__._._._.._ Undivided Profits-------------------DDiuveidtoenBdsanUknsp..a.i.d_.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subiellt to Check.. -------Demand Certificates of Deposit..... Time Certificates of Deposit. ______ _ Savings Deposits--------------------Trust Funds on Deposit------------Cashier's CheckS--------------------BCielrltsifPiaeydaCbhlee.c.k.s_._..-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted._____ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed--------------------Other Liabilities..-------------------
TotaL ................................. $

15,000.00 none
3,000.00 1.970.93
none none 8,857.64 none 13.223.40 none none none none 32.891.62 none none none none none 74.943.1i8

'l'

178

:FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31,1924

of the BANK OF MEANSVILLE

President, L. L. TAYLOH

Meansville, Ga. Vice-President, J. W. HOLLOWAY
Cashier, H. G. LANGFORD

RESOURCES:

LIABILITIES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities. __________ ._ State of Georgia Bonds............ -Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds---------Banking House.-------------Furniture and Fixtures.....-------Other Real Estate Owned.. -----Due from Federal Reserve Bank.. __ Cash in Vault and Amounts De-
pAogseintetsd___w__i_t_h___A__p_p__r_o_v__e_d___R__e_s_e_r_v_e_ Due from Other Banks _____________ _
Advances on Cotton----------Advances on Other Commodities.... Checks for Clearing House. ________ _ Other Checks and Cash Items. __ .. _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._
Other Assets-------------------------

84,424.23 none none none none none
1, 750.00 2.250.00 2,325.00
none
13,779.18 none
5,970.82 none 25.00 none none none none

Capital Stock Paid in. ____ ----------$ ASumrpoluunst._R.e_s_e_r_v__e_d__f_o_r__B__r_a_n_c._h.e_s_-_-__-_--_ Undivided Profits ___________________ _
DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check _________ _ Demand Certificates of Deposit... __ Time Certificates of Deposit _______ _ Savings Deposits .. __________________ _
TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ Bills Payable.. ______________________ _ Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities. ________ -----------

23,600.00 none
10,000.00 1,827.06
none none 33,001.58 none 41,861.91 none none 233.68 none none none none none none none

TotaL.-----_-_-- ____ ._. ____ -- .. - __ ._--~$==cl~l~0,:=52~4=.2=3==T~o~t=al~-=-=-=--==--=--=-=--=--==--==--=--=-=--=-=-=--=-=-$'== 110,524.23

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the BANK OF MEIGS

President, J. X. CARTER

Meigs, Ga. Vice-President, M. WILKES
Cashier, DUNCAN BICKLEY

RESOURCES:
b~8a~~ar;a~~-~~~~~~~~~::::::::$
United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-__-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank.... _ Cash in Vault and Amounts De--
posited with Approved Reserve DAuegfernotms._O--t-h-e--r-B- _a_n__k_s_ _-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ AChdvecakncsefsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._
Other Assets,.-------------------------
.Lote.lc...... ___________________________$

196,414.78 3,409.00 1.250.00 none none 900.00 5,725.00 1, 785.00 8.352.04 none
40,079.65 none none none
4,582.19 187.14 none none 17.37
262.702.17

LIABILITIES:
Capital Stock Paid in----------------$ Amount Reserved for Branches ____ _ Surolus------------------------------Undivided Profits.------------------DDiuveidteonBdsanUknsp_a__i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check_________ _ TDiemmeaCnderCtiefirctiaftiecsatoefsDoefpDoespito__s_i_t_-_-_-_--_ Savings DepositS--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------BNioltles sPaanyadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities._-------------------
Total... --------------.------------- ---S

100,000.00 none
20,000.00 512.59 none none
85,501.15 none
53,714.44 none 697.92
1.026.07 none none none none none
1,250.00 none
262,'102.17

DEPARTMENT OF BANKING

179

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF MENLO

Menlo, Ga.

President, .J. C. CHAMBLEE

\'ice-President, 0. D. WYATT

Cashier, HUGH :'\IcGl'KI.!\

RESOURCES:
-------
Time Loans and Discounts__________ $ Demand Loans---------------------SUtnaittee do fSGt aetoersgSi ae cBuorni tdi es _s__-_-_-_-_-_-__-_-_-_- -_ SOttohcekr iSntoFcekdsearanldRBesoenrdvse_B__a_n_k__-_-_-_-_--_ Banking House _____________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents _____________ ----------------_ ADduveafnrcoems oOnthCeor tBtoann_k_s____-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Conditions-----Checks for Clearin!': House_________ _ Other Checks and Cash Items-----LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s____ Other Assets_________________________ _
Total------------------------------ ---$

118,409.57 none none none none
3,000.00 2,500.00 2.625.00
314.90 none
8,227.41 none none none none none none 626.82
3,800. 76
139,534.46

LIABILITIES: Capital Stock Paid in _______________ $ Amount Reserved for Branches ____ _ Surplus ____________________ ----------Undivided Profits ___________________ _ Dividends Unpaid___________________ _ Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit___ -Time Certificates of Deposit ________ _ TSaruvisntgFsuDnedpsoosintsD__e_p__o_s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks ____________________ _ Certified Checks-------_-------------BNiolltsesPaanyadbBleil_ls--R.-e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Acceptances __ BReosnedrvs eBfoorrr oI nwteedr e__s_t_a__n_d__T__a_x_e__s___-_-___--_ Other Liabilities __ -------------------
TotaL--- ----------------- __________$

15,000.00 none
5,000.00 174.76 none none
57,038.93 none
60,349.93 none none
!,970.84 none none none none none none none
139,534.46

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF METTER

President, W. D. KENNEDY

Metter, Ga. Vice-President, L. H. SEWELL
Cashier, L. H. SEWELL

RESOURCES:

LIABILITIES:

TBDSSOUittaetnmoahnmi- ctetekekea- riLdnoniS- onfdgSta- oGLtFHnac- eeostkoodea- suaresn- sngarsSeaidn- _a_el_d_cD- _BR__uB_- ieo__rs_so_in- c_et_nd_ior_- e_dv_su_s_e_s- n________tB_- ____s_____a___- ______n______- k____________-- ______-______-- ____________-- _-_____$---- 227- 5515,,.,- 0817nnn7349- ooo0210....nnn- 11101eee500-~- CASDDDU- uamienuvr- ppdepoiioid- ttluvsaoeu- ininlsdttBsd- S_eR_sadSt- _oneuU_P- csk_bren_ks- jo_rv-ePv_f-- ac_ie-a_tit-d- si_d-td__f-- o___o-_i__-- _rCn__-___-- B__h__-____er- -____a-__c__- -__nk___-_c__-- __-__-h__-__- -__-e____--s__- __--_____--___- __--_____--____- _--_--____- $ --- 12213- 5512,- ,,,0033nnn0090- ooo0006- ....nnn0807eee0108

Furniture and Fixtures _____________ _

7,000.58 Demand Certificates of Deposit____ _

7,500.00

Other Real Estate Owned __________ _

3,436.60 Time Certificates of Deposit _______ _ 173,115.50

Due from Federal Reserve Bank----Cash in Vault and Amounts De-
posited with APProved Reserve

none

Savings Deposits- __________ ---------Trust Funds on Deposit____________ _

Cashier's Checks ____________________ _

none none 2,749.26

DAuegfernotms--O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _

20,613.86 Certified Checks------ _______ ------ __ _ 3,800. 70 Bills Payable------------------------35,253.32 Notes and Bills Rediscounted-------

none none 5,216.00

Advances on Other Commodities___ _ Checks for Clearing House_________ _

2 '971.05 Letters of Credit and Acceptances__ 1.309.18 Reserve for Interest and Taxes_____ _

none none

Other Checks and Cash Items------

none Bonds Borrowed--.------------------

none

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s____

none Other Liabilities_-------------59.70

none

TOothtaeLr -A__s_s-e-t-s----_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_---_----_-_-_-$

-

- -n-on-e
382.278.35

TotaL ________________________________ $

382.278.35

"l

180

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

THE CITIZENS BANK

President, A. J. BIRD

:Vletter, Ga. Yiee-Presidents, G. W. WATSOX, W. E. SIMMONS Cashier, C. G. :VlcLEAX

RESOURCES:
Time Loans and Discounts__________$ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank------OBtahnekrinSgtoHckosusaen_d__B__o__n_d_s__-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank----Cash in Vault and Amounts De-
Apogseintetsd___w__i_t_h___A__p_p_r_o__v-e-d---R--e-s-e-r-v-eADduveafnrcoems oOnthCeor tBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ Advances on Other Conditions_____ _ Checks for Clearing House _________ _ Other Checks and Cash Items _____ _ LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s____
Other Assets--------------------------
TotaL ____________________ ---- _________$

133.101.65 108.00 200.00 none
1.500.00 650.00
19.271.02 3,852.34 8,662.89 3,111.34
13,057.09 none 498.07 none
1.007.26 none none 102.50 none
185,122.16

LIABILITIES:
Capital Stock Paid in _______________$ Amount Reserved for Branches ____ _ USunrdoivluids.e-d--P-r-o--f-it-s--_-__-_-_-_-_-_-_-_-_-_-_-_:_-_-_-_-_--_ DDiuveidteonBdsanUknsp_a__id__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check _________ _ Demand Certificates of Deposit----Time Certificates of Deposit________ _ TSaruvisntgFsuDnedpsoosnitsD_e--p-o-s--it-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks_____________________ _ Bills Payable._----------------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances __ BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s__________ __ Other Liabilities_-_-__________ _
TotaL----------- ------------- ______ $

30,000.00 none
20,000.00 6.682.67
none none 67,054.05 none 61.168.57 none none 216.87 none none none none none none none
185.122 ..16

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

BANK OF CANDLER COUNTY

Metter, Ga.

President, GEO. L. WILLIAMS

Vice-Presidents, J. L. NEYfi., W. A. BIRD

Cashier, P. Q. COLLINS

===================

RESOURCES:

LIABILITIES:

Time Loans and Discounts__________ $ Demand Loans______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_
FOuthrneirtRureealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank----Cash in Vault and Amounts De-
Apogseintetsd___w__i_th____A__p_p_r_o__v_e_d___R__e_s_e__rv_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _ Advances on Other Commodities.__ _ Checks for Clearing House_________ _ Other Checks and Cash Items ___ --LOevteterdrsraofftsC(rief daintya)li_l._d__A__c_c_e_p__t_a_n_c_e__s_.._
Other Assets--------------------------

91,423.27 5.800.00
none none 850.00 none 8.041.34 none none 5.447.21
9,738.41 none
6.513.60 none 729.47 96.66 none 16.36
1.297. 75

Capital Stock Paid in---------------ASumrpoluunst._R-e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s________.__ Undivided Profits ___________________ _
DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Deposits Subject to Check _________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit. _____ -_ TSarvuisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-_-__-_---_-_-__-_-_-_-_--_ Cashier's Checks _______________ : ____ _ Certified Checks_____________ - ______ --
BNiolltsesPaanyadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceptances._ BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x,e_s___________ __
Other Liabilities_----------------

25,000.00 none
2,000.00 2.084.67
none none 46.138.29 none 34,783.44 16.213.31 none 540.65 none none none none none none 3,19_3_.70

Total----------------------------------

129.954.06 TotaL ___ -- _____ -_____ ------ _---------$ 129,954.06

DEPARTMENT OF BANKING

181

STATEMENT Showing Condition at Close of Business December 31, 1924

President, L. 0. BENTOX

of the

BANK OF MILAN

Milan, Ga. Cashier, R. C. CHAMBERS

\"ice-President, J. ~[. COOK

RESOURCES:

LIABILITIES:

~~~~~~~~~~~--~~---c~-~~~~~~~~~-----~

Time Loans and Discounts__________ $

58,706.00 Capital Stock Paid in________________ $

30,000.00

DUenmiteadndSLtaotaesnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-_-__-_-_-_--_ State of Georgia Bonds_____________ _

15,062.95 Amount Reserved for Branches ____ _

none none

Surplus._----------- _______ --- _______ _ Undivided Profits ___________________ _

none 6,000.00
69.68

SOttohcekr iSntoFcekdsearanldRBesoenrdvse_B__a_n__k_-__-_-_--_ Banking House______________________ _ Furniture and Fixtures_____________ _

none 2,500.00 11.564.00 2.800.00

Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check---------Demand Certificates of Deposit____ _

none none 60,092.54 none

Other Real Estate Owned __________ _

4.502.63 Time Certificates of Deposit ________ _

60,316.76

Due from Federal Reserve Bank____ _

none Savings Deposits. __________ ----------

none

Cash in Vault and Amounts Deposited with Approved Reserve

Trust Funds on Deposit ____________ _ Cashier's Checks ____________________ _

none 629.57

DuAegfernotms. _O__t_h_e__r_B__a_n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_

51,797.40 none

BCielrltsifPiaedyaCbhleec__k_s_________________-_-_-_-_-_-_-_---_---_---_-

none none

Advances on Cotton ________________ _

8,425.36 Notes and Bills Rediscounted-------

none

Advances on Other Commodities___ _

none Letters of Credit and Acceptances..

none

Checks for Clearing House_________ _ Other Checks and Cash Items... __ _

1,394.67 105.54

BReosnedrvseBfoorrroInwteedre__s_t__a_n__d__T__a_x_e_s___________ __

none none

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets_________________________ _

none Other Liabilities._------------------none 250.00

none

TotaL-. ___ ------------ ________________ $ 157,108.55 TotaL __________________.:_--_---=----_-c-c=-=--=--=--=--=$===15=7-=~1=08=-.5=~

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

EXCHANGE BANK

President, .JOHN CONN

Milledgeville, Ga. Yiee-President, H. D. ALLEN
Cashier, OTTO M. CONK

RESOURCES:

LIABILITIES:

----------------------------------------------------------------------~

Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities____________ _

425,632.69 Capital Stock Paid in _______________ $

22,117.00 12,450.00

ASumropulunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s_________ __

100,000.00 none
50,000.00

State of Georgia Bonds_____________ _

none Undivided Profits ___________________ _

23,425.16

SOttohcekr iSntoFcekdsearanldRBesoenrdvse_B__a__n_k__-_-_-_-_--_ Banking House______________________ _ Furniture and Fixtures_____________ _

none 8,000.00
none 4,435.03

Dividends UllPaid. -----------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit. ___ _

322.00 none 220,442.85 none

Other Real Estate Owned__________ _ Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De-

14,623.90 none

Time Certificates of Deposit_ ______ _ Savings Deposits.. __________________ _ Trust Funds on Deposit____________ _

none 233,000.88
none

Apogseintetsd___w__i_t_h___A__p__p_r_o_v__e_d___R__e_s_e_r_v_e_ Due from Other Banks _____________ _

Cashier's Checks _________ ------- ____ _ 104,869.01 Certified Checks. ____________________ _ 15.000.00 Bills Payable.------------------------

3,015.53 none none

Advances on Cotton.----------------

none Notes and Bills Rediscounted______ _

none

Advances on Other Commodities___ _

none Letters of Credit and Acceptances..

none

Checks for Clearing House_________ _ Other Checks and Cash Items _____ _

3,271.05 191.25

Reserve for Interest and Taxes_____ _ Bonds Borrowed ____________________ _

none none

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s_.._ Other Assets_________________________ _

none Other Liabilities.. ------------------3,303.05 24,729.28

8,415.84

----------

Total---------------------------------.$ 638,622.26 TotaL _____________________ ---------_.$ 638,622.26

182

.FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

MERCHANTS AND FARMERS BANK

President, JNO. T. ALLEN

Milledgeville, Ga. Cashier, L. C. HALL

Vice-President, L. C. HALL

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _
SSttoatcek oinf GFeeodregriaal BRoesnedrsv-e--B--a-n--k-_-_-_-__--_ Other Stocks and Bonds ___________ _ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents ________________ ------------__

344.457.85 38,729.55
none none none none 9,000.00 2,906.91 3,893.09 none
70,120.90

DAduveafnrcoems oOnthCeorttBona_n__k_s_-_-_-_-_-_--_-_-_-_-_-_-_-

2n9o7.n0e0

Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items______ Letters of Credit and Acceptances__ Overdrafts (if any)___________________

none 2,409.16
244.75 none
1.79

Other sets--------------------------

none

Tot

a

L

.

_______________________________

$

-

-47- 2.0- 61.- 00

LIABILITIES: Capital Stock Paid in. _______________$ Amount Reserved for Branches----Surplus _________ ---------------------Undivided Profits_------------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits _______ -------------TCraus hs ti eFru' snCdhs eocnk sD__e_p_o__s_i_t_-_-_-_-_-_-_-_-_-_-_-_- -_ Certified Checks______ -___ -----------Bills Payable------------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances. BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s__________ __ Other Liabilities ______________ _
TotaL... _________ ------- __ --- __ -_-- __$

80,000.00 none
80,000.00 23,102.64
none none 274,433.26 57.00 none none none 468.10 none none none none none none 14,000.00
472,061.00

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE MILLEDGEVILLE BANKING CO.

Milledgeville, Ga.

President, MILLER S. BELL

Vice-Presidents, E. E. BELL, J. E. KIDD

Assistant Cashier, CHAS. D. DAVIS

RESOURCES:

Time Loans and Discounts__________$ Demand Loans ______________________ _ United States Securities____________ _

409,817.87 91,463.57 15,200.00

SSttoactek oinf GFeedoergraial BReosnedrvs-e-B--a--n-k--_-_-__-_--_

none none

Other Stocks and Bonds------------

none

BFuanrnkiitnugreHaonudseF_i_x__tu-r-e-s--_-_-_-__-_-_-_-_-_-_-_-_--_

5,318.53

Other Real Estate Owned __________ _

10.750.00

Due from Federal Reserve Bank____ _

none

Cash in Vault and Amounts De-

Apogseintetsd___w__i_th____A__p_p_r_o__v_e_d___R__e_s_e_r_v_e_

197,323.19

ADduveafnrcoems oOnthCeortBtoann_k_s_-_-__-_-_-_-_-_-_-_-_-_-_--_

264.27 none

Advances on Other Conditions_____ _

none

Checks for Clearing House _________ _

2.133.93

Other Checks and Cash Items _____ _

none

LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e__p_t_a_n_c__e_s____

none 3.023.68

Other TotaL

_A__$_s_e__t_s_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

-

- -n-on-e
735.295.04

LIABILITIES:
Capital Stock Paid in_______________$ AS umr oo luunst_R__e_s_e__rv__e_d__f_o_r__B__r a- -n-c- h__e_s__-_- ------
Undivided ProfitS------------- ____ --DDiuveidteonBdsanUknsp_a__i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check_________ _ Demand Certificates of Deposit----Time Certificates of Deposit________ _ Savings Deposits- ___________ --------Trust Funds on Deposit------------CCaersthifieierd's CChheecckkss_-_-_-_-_-_-_-_-_-_-_---------------------Bills PaYable_- __________ ---- ____ ----Notes and Bills Rediscounted------Letters of Credit and Acceptances __ Reserve for Interest and Taxes _____ _ Bonds Borrowed--------------------Other Liabilities __ -------------------

50,000.00 none
100,000.00 29.825.37
798.00 none 540,140.71 none none none none 2.488.16 none none none none 12,042.80 none none

T

otaL

______________________________

.-$

-

-----
735,295.0

DEPARTMENT OF BANKING

ISS

STATEMENT

Saowing Condition at Close of Business December 31, 1924

of the

BANK OF MILLEN

Millen, Ga.

President, JOE. P. APPLEWHITE

Vice-Presidents, S.C. PARKER, IRA 0. PARKER

Cashier, J. F. BATES

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._-_-_-_-_-_-_-_--_$ United States Securities. ___________ _ State o! Georgia Bonds_____________ _ Stock in Federal Reserve Bank.. ___ _ Other Stocks and Bonds____________ _ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank____ _

2ll,53l.40 4,426.85 42,745.00 none 3,000.00 700.00 18,332.04 8,087.53
22,207.15
26,864.13

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents._----------------------------

132,!l0.92

Due from Other Banks.. ------------

none

Advances on Cotton... -------------CAhdevcaknscefsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._. Other Checks and Cash Items... __ _

13,472.55 8,479.55 4,405.12
none

LOevteterdrsraofftsC(rIfedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets. ________________________ _

none none none

TotaJ

__________________________________

- $

---496,362.24

LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches.. --Surplus.. ----------------------------Undivided Profits...----------------DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check.. -------Demand Certificates of Deposit____ _ Time Certificates of Debosit________ _ TSaruvisntgFsuDnedpsoosintsD..e.p. o--s-i_t_______________-_-_-_-_--_ Cashier's Checks--------------------Certified Checks---------------------Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities.. -------------------
T o t a L _________________________________ $

50,000.00 none
50,000.00 4,631.38
none none 203,298.37 38,959.85 none 130,995.17 17,153.72 1,323. 75 none none none none none none none
496,362.24

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the THE FARMERS BANK

President, B. H. HARDY

Milner, Ga. Vice.President, S..J. CHILDERS
Cashier, G. P. WHEELESS

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----Other Stocks and Bonds. __________ _ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned.---------Due from Federal Reserve Bank____ _ Cash in Vaults and Amounts De-
posited with Approved Reserve DAuegefrnotms..O- _t_h_e__r_B__a__n_k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton. _______________ _ Advances on Other Commodities.... Checks for Clearing House_________ _ Other Checks and Cash Items_____ _ LOevtet er dr sr aofft sC(rife daint ya)n__d__A__c_c_e_p__t_a_n_c__e_s_. ._
Other Assets-------------------------TotaL _________________________________ $

92,081.35 281.22 none none none 200.00
1,600.00 1.832.00
none none
3,004.19 none 361.52 none none none none 469.47
2,340.48
102,170.23

LIABILITIES:
Capital Stock Paid in----------------$ Amount Reserved for Branches ____ _ SUunrdpilvuids.ed--P-r-o--f-it-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check__________ _ Demand Certificates of Deposit ____ _ TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s_i_t_______________ __ Trust Funds on Deposit____________ _ Cashier's Checks ____________________ _ Certified Checks ____ ----------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest-----------------Bonds Borrowed.... ----------------Other Liabilities._-------------------
Total.. _____ --- ____ -------- _______ ----.$

25,000.00 none
2,500.00 none none none
23,086.46 none
28,128.39 none 438.29 8.63 none
23,008.46 none none none none none
102.170.23

184

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31,1924

of the

FARMERS AND MERCHANTS BANK

Presidenl, W. L. MILLER

Milltown, Ga. Vice-Presidents, .M. C. LEE, R. L. PATTEN
Cashier, W. C. BANKS

RESOURCES:
Time Loans and Discounts._________ $ DUenmiteadndSLtaotaens sS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ OBathnekrinSgtoHcoksusaen_d___B_o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
IlOSited with Approved Reserve DAuegfernotms._O--t-h-e--r-B__a_n__k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Co=odities.__ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_i_>_t_a_n__c_e_s_. __ Other Assets_________________________ _
l'OtaL----------------=----------$

LIABILITIES:

I 165,451.19 Cai>ital Stock Paid in________________$

none Amount Reserved for Branches-----

none none

-~~~eilP!o!its~:::::::::::::::::::

none Dividends Uni>aid--------------------

8,000.00 2.167.00

1
1

DDeuie>otositBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_

3.434.99 Demand Certificates of Deposit____ _

15,686.14 none

TSaimviengCserDtiefpicoastietss.o__f-D- _e__p_o_s-i_t_____-__-_-_-_--_

TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_

28,996.75 Certified Checks_____ ------------- __ -1,202.09 Bills Payable.--_-----_---- __________ _

6,006.94 none 515.85 165.00

Notes and Bills Rediscounted------Letters of Credit and AcceiJtances. _ BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s__________ __

none Other Liabilities _____ --------------none

3,722.00

235,347.95 TotaL _________________________________$

25,000.00 none
4,000.00 129.41 78.00 none
52.707.00 none
127,017.64 3,605. 75 none 1,810.15 none 21,000.00 none none none none none
235,347.95

STATEMENT

Showing Condition at Close of Business December 31,1924

of the BANK OF MOLENA

President, Z. LAWRENCE

Molena, Ga. Cashier, A. F. GILL

Vice-President, W. 0. JORDAN

RESOURCES;

LIABILITIES:

-------------------------------~
Time Loans and Discounts__________ $ 69,295.35 Cai>ital Stock Paid in________________$ 15,000.00

Demand Loans-----------------------

213.50 Amount Reserved for Branches____ _

none

United States Securities-------------

none SurPlUS-------------------------------

3,000.00

State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _ Banking House______________________ _ Furniture and Fixtures _____________ _

none none 4, 750.00 1,693.90 2,209.28

Undivided Profits-------------------Dividends Uni>aid-------------- _____ _ DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _

3,632.60 none none
38,583.97 none

Other Real Estate Owned-----------

none Time Certificates of Deposit---------

43,406.83

Due from Federal Reserve Bank-----

none Savings Deposits.--------------------

none

Cash in Vault and Amounts De-

Trust Funds on Dei>osit-------------

none

IAlOgSeintetsd- __w__i_th____A__P_P__ro__v_e_d___R__e_s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _

13,155.64 1,153.06
831.60

Cashier's Checks--------------------Certified Checks___________ ----------BNiolltsesPaaynadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_

370.26 none none none

Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items. ____ _

none Letters of Credit and AcceiJtances. _

none 10.63

RBeosnedrvseBfoorrroInwteedre__s_t__a_n__d__T__a_x_e__s_.________ __

none none none

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__ta__n_c_e_s__.__

none Other Liabilities._------------------none

none

Other Assets--------------------------

10,680.70

l-3otaL. ________________________________ $ 103,993.66 TotaL---------------------------------$ 103,993.66

DEPARTMENT OF BANKING

185

STATEMENT Showing Condition at Close of Business December 31, 1924
of the BANK OF MONROJ:

President, ?\one

:Monroe, Ga. Vice-President, .J. R. RADFORD
Cashier, .J. R. RADFORD

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_._.________________$

United States Securities____________ _

State of Georgia Bonds_____________ _

SOttohcekr Banki

niSngtoFHcekodsuesarean_ld_R__Be_so_e_nr_vd__es___B____a___n___k________________

__ _

Furniture and Fixtures_____________ _

Other Real Estate Owned __________ _

Due from Federal Re~9rve Bank___ _

Cash in Vault and Amounts De-

Posited with Approved Reserve

Agents------------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_-____-_-_-_-_-_-_-_-_-_-_--_

Advances on Other Commodities___ _ Checks for Clearing House_________ _

Other Checks and Cash Items _____ _

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__

Other Assets-------------------------'Totl:Ll-- ________________________________$

454,916.47 none
20,300.00 none
9,450.00 20,000.00
none 2,500.00 43,518.73 55.265.09
78,373.22 none
49,636.12 none
2,206.64 84.56 none none
42.850.00
779.100.83

LIABILITIES: Capital Stock Paid in---------------$ Amount Reserved for Branches----Surplus.-----------------------------Undivided ProfitS-------------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit-------TS ar uv isnt gFsuDnedpsoosni t sD- -e-p-o- -s-i-t _-_-_-_-_-_-_-_-_-_-_-_- -_ Cashier's Checks--------------------Certified Checks---------------------Bills Payable- __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances-. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities---------------------
TotaL---------------------------------$

300,000.00 none
7,500.00 1,260.17
363.00 none 228,872.87 31,859.70 66,292.60 11,332.35 84,490.34 4,267. 73 12.07 none none none none none 42,850.00
779,100.83

STATEMENT Showing Condition at Close of Business December 31, 1924
of the THE FARMERS BANK

President, J. :\1. NOWELL

Monroe, Ga. Vice-Presidents, H. M. ARNOLD, A. B. MOBLEY Cashier, C. R. BRADFORD

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$
United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _ Banking House______________________ _ Furniture and Fixtures. ____________ _ Other Real Estate Owned __________ _
Due from Federal Reserve Bank----Cash in Vault and Amounts De-
Posited with Approved Reserve Agents.-.------------- ... ___________ Due from Other Banks._____________ Advances on Cotton_________________

267,036.59 3,681.62 2.150.00 13,900.00 5,400.00 23,000.00 none 3,120.00 27,364.03 37,684.12
79,315.79 none none

Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items______ Letters of Credit and Acceptances__ Overdrafts (if any)___________________

none 183.83 126.33 none none

TOothtaelr..A..s.s.e.t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

- -20,3-42-.97
483,305.28

LIABILITIES: Capital Stock Paid in..______________$ Amount Reserved for Branches----SurplUS------------------------------Undivided Profits.------------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits- _______ ------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable __ ----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes- ..... Bonds Borrowed--------------------Other Liabilities....-----------------
Total.... --_------------------------.-.$

150,000.00 none
30,000.00 2,170.58
none none 201,825.40 352.78 44,866.13 33,525.64 none 562.00 52.75 none none none none none 19,950.00
483,305.28

186

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

UNION BANKING CO.

President, .J. E. WRIGHT

Monroe, Ga. Cashier, H. D. SPIVEY

Vice-President, W. K. SWA.l\'N

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$

105,871.92 900.00

United States Securities............ . State of Georgia Bonds_____________ _

none none

Stock in Federal Reserve Bank......

2,400.00

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_--__Furniture and Fixtures_____________ _

500.00 4,831.30 3,500.00

Other Real Estate Owned...........

13,110.15

Due from Federal Reserve Bank.. ..

4,524.59

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents________ . _________ ----_._.----.

8,699.15

Due from Other Banks.... _________ _ Advances on Cotton ________________ _

none 6,923.43

CAhdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._

none 145.50

Other Checks and Cash Items. ____ _

55.49

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._

none none

Other TotaL

Assets------------------ _______ _
_________________________________ -$

- - -no-ne
151,461.53

LIABILITIES:
Capital Stock Paid in_______________ $ Amount Reserved for Branches..... USunrdpivluids.e-d--P--ro--f-i-ts--_-_-_-_-_-_-__-_-_-_-_-_-_-_----------Dividends Unpaid-------------------Due to Banks... --------------------Deposits Subject to Check.......... Demand Certificates of Deposit..... TSaimviengCseDrtiefpicoastietss_o__f_D___e_p_o__s_i_t_-_-_-_--------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks..... ____ ---- .. ------Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed... -----------------Other Liabilities.. -------------------
TotaL. __ . _______ . ____________ --_ ......$

60,000.00 none none
2,248.33 none none
68,961.86 none
10,702.04 none none
1,039.15 none none
8,510.15 none none none none
151,461.53

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

JASPER COUNTY BANK

President, H. P. BENTON

Monticello, Ga. Vice-President, J. T. BENTON
Cashier, G. W. CORNWELL

RESOURCES:

Time Loans and Discounts.. ________ $ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds..___________ _

44,720.94 32,727.13
none none

BSOtatohncekkriniSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_dv__se___B____a__n____k__.__.__.__._.__._ Furniture and Fixtures.. __________ __ Other Real Estate Owned _________ __

none 1.390.00 2,800.00 2,964.58 5,125. 74

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents... ------. ________ ------------ 110,036.47

ADduveafnrcoems oOnthCeorttoBna_n__k_s_._._-_-_-_-_-_--_-_-_-_-_-

nnoonnee

Advances on Other Commodities.... Checks for Clearing House__________

none none

Other Checks and Cash Items......

916.29

Letters of Credit and Acceptances.. Overdrafts (if any)___________________

none 733.89

Oth Tot

earLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

-2-012,,5-91249.-.5562

LIABILITIES:
Capital Stock Paid in----------------$ Amount Reserved for Branches..... USunrdpivluids.e-d- .P.r.o. -f.i-ts.-_-_-_-_-_-_-__-_-_._-_._._-_-_-_-_-_--_ Dividends Unpaid___________________ _ Due to Banks.... -------------------Deposits Subject to Check---------Demand Certificates of Deposit..... Time Certificates of Deposit......... Savings Deposits.. ___________ --- ___ -TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.....--------------..Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities... ------------------
TotaL_________________________________ $

25,000.00 none
25,000.00 382.76 none none
98,896.91 none
53,464.23 none none 185.66 none none none none none none none
202,929.56

"l

DEPARTMENT OF BANKING

187"

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the MONTROSE BANKING COMPANY

President, (~. N. ROSS

.\'lontrose, Ga. Vice-President, W. G. THOMPSON
Cashier, W. S. WILLIAMS

RESOURCES:
Time Loans and Discounts..........$ Demand Loans............. _________ _ United States Securities___________ __ State of Georgia Bonds............. . Stock in Federal Reserve Bank..... . Other Stocks and Bonds ..... __ .. .. BFuanrnkiitnugreHaonudseF..ix..t.u.r.e.s........._._._._._._._._._.._ Other Real Estate Owned........... Due from Federal Reserve Bank..... CashinVault andAmountsDeposit-
ed with Approved Reserve Agents. Due from Other Banks.. ----------Advances on Cotton .. --------------Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items.. --LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets--------------------------

26.325.78 I. 712.75
none none none
200.00 2,500.00 2.599.78
none none
19,710.19
none
307.49
none
150.00 56.00
none
518.08 583.97

LIABILITIES:
Capital Stock Paid in................$ Amount Reserved for Branches... .. Surplus............ _.. __ ....... -.. ---DUinvdiidveinddesd UPrnopfaitisd..._._._._.__-_-_-_-_-_-_-_-_-_-_-_-_-_ Due to Banks...... _________________ __ Deposits Subject to Check......... . Demand Certificates of Deposit..... Time Certificates of DePOSit. ...... . Savings Deposit---------------------Trust Funds on Deposit------------Cashier's Checks...... ----------- .... Certified Checks---------------------Bills Payable... ---------------------Notes and Bills Rediscounted.... --Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed.... ----------------Other Liabilities.. -------------------

15,000.00
none none
100.00
none none
35,443.37
none
4,105.92
none none
14.75
none none none none none none none

TotaL---------------------------------$ 54,664.04 TotaL. __ -_. _____ -_--_. ____ --- ____ -----S 54,664.04

STATEMENT

Showing Condition a't Close ofBusines11 December 31, 1924

of the

MORELAND BANKING CO.

President, J. P. CAMP

Moreland, Ga. Cashier, D. C. OWEN

Vice-President, E. M. -CAMP

RESOURCES:
TDiemmeaLnodaLnosaannsd..D__i_s_c_o__u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities.. __________ _ State of Georgia Bonds.... _________ _ Stock in Federal Reserve Bank...... Other Stocks and Bonds.. ---------Banking House.... -----------------Furniture and Fixtures............... Other Real Estate Owned.......... Due from Federal Reserve Bank... . Cash in Vault and Amounts De-
posited with Approved Reserve Agents. ---------------------------DAduveafnrcoems oOnthCeor tBtoann_k_s_._.__-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities____ COhthecekr sCfhoercCksleaanridngCHasohuIstee-m--s-_-_-_-_-_--_ LOevteterdrsraofftsC(rifedaint ya)n..d__A__c_c_e_p__t_a_n_c_e__s_._ Other Assets--------------------------
TotaL---------------------------------$

90,343.98 1.215.31
none none none none none
664.40 1.881.54
none
6,696.82
none none none none none none
1,410.73 316.42
102,529.20

LIABILITIES: Capital Stock Paid in---------------$ Amount Reserved for Branches --USunrdpivluidse.-d--P-r-o--f-i-ts--_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid.... _______________ _ Due to Banks..... __________________ _ Deposits Subject to Check.. __ , ____ _ Demand Certificates of Deposit... _ TSaimviengCserDtiefpicoastietss.o. f__D__e_p__o_s_i_t_._._._.__._._.._ Trust Funds on Deposit. ___________ _ Cashier's Checks .. ------------------Certified Checks.... ----------------Bills PaYable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances. BReosnedrvseBfoorrroInwteedr.e.s_t__a_n__d__T__a_x_e__s__________ __ Other Liabilities.. -------------------
TotaL ______ --- ... ---- ___ ... -- ___ ._ ....$

25,000.00
none
5,000.00 12,850.74
none none
31,751.92
none
10,056.36
none none
155.90
none
12,714.28 5,000.00
none rione none none
102,.529. 20

188

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the THE CITIZENS BANK

President, R . .YI. .YIORRISOX

Moultrie, Ga. Vice-Presidents. LEO T. HARRER, D. A. AUTREY
Cashier, W. S. STOKES

RESOURCES:
Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities------------SSttoactek oinf GFeeodregriaal BRoesnedrsv-e--B--a-n-k--_-_-_-__--_ BOathnekrinSgt-oHckosusaen_d__B__o__n_d__s_._._.___-_-_-_-_-_-_--_ Furniture and Fixtures._ ..... _..... . Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
Apogseintetsd.. w___i_th. __A__p__p_r_o__v_e_d___R__e_s_e.r_v_e_ ADduveafnrcoems oOnthCeor tBtoann.k_s_._.__-_-_-_-_-_-_-_-_-_-_-_ CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._._. Other Checks and Cash Items...... LOevtetrecrl:sraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._
Other Assets--------------------------
TotaL----------------------------- __ .$

984.649.67 22.750.08
none none none 5.935.00 none 9,950.00 55,339.76 none
83,644.97 none none
3,899.14 none
14.271.82 none none none
1,180.440.44

LIABILITIES:
Capital Stock Paid in________________$ Amount Reserved for Branches.---Surplus.- .. --------.-.---------------Undivided Profits.------------------Dividends Unpaid-------------------Due to Banks------------------------DDeepmoasnitds CSeurbtjieficctattoesCohfeDckep--o-s-i-t-_-_-__--_ Time Certificates of Deposit.. --.- .. TSaruvisntgFsuDnedpsoosintsD. _e_p__o_s_i-t-_-_-__-_-_-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks_____________________ _
Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities... ------------------

100,000.00 none
50,000.00 17,844.98
none none 429,546.26 none 412.796.16 59.798.31
n~ne
2.479. 73 45.00 none
107,930.00 none none none none

TotaL.---------- _____________________$ 1,180,440.44

STATEMENT Showing Condition at Close of Busiu'ess December 31, 1924

of the .\IOULTRIE BANKING COMPANY

Pr<'sident, W. C. VEREEX

:Moultrie, Ga. Vice-Presidents. 1<. H. PIDCOCK, W. J. VEREEN
Cashier, M. L. LEE

RESOURCES:
Time Loans and Discounts__________$ Demand Loans ______________________ _ United States Securities____________ _
SSttoactek oifnGFeeodregriaal BRoesnedrsv-e--B--a-n-k--.-_-_-__--_ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_
FOutrhneirtuRreealanEdstFatiextOurwens-e-d--_-__-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents ----------------------------ADduveafnrcoems oOnthCeortBtoann_k_s__._._-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items._ .. __ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__ta__n_c_e__s_.__ Other Assets_________________________ _

1.347.847.89 270,681.78 none none none 10,855.00 53,014.70
29,079.80 none
111,999.14 2,194.56 72.329.58 1.045.40 9,906.88
none 2. 726.29
none

TotaL---------------------------------$ 1.911,681.02

LIABILITIES:
Capital Stock Paid in _______________$ Amount Reserved for Branches ____ _ Surplus .. -------_.-----------.-----.-Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit..... Time Certificates of Deposit________ _ Savings DepositS--------------------Trust Funds on Deposit------------CCaersthiifeierd's CChheecckkss_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_
Bills Pa:vable. _______ ----------------Notes and Bills Rediscounted_____ _ Letters of Credit and Acceptances. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities. ____ ----------------

200,000.00 none
225,()()0.00 71,7_4,6.51
24,060.01 none
619,127.44 1.212.12
598.392.86 64,947.79
none none 119.30 none 107,075.00 none none none none

Total----------------------------------$ 1.911.681.02

'l

DEPARTMENT OF BANKING

189

STATEMENT

Showing Condition at Close of Business December 31, 1924 of the
BANK OF MT. AIRY

Prt>sident, C. GRESHAM

!\It. Airy, Ga. Yiee-President. A. L. KIMSI<~Y
Cashier, R. I. THO~\IPSO~

RESOURCES:
Time Loans and Discounts._________ $ Demand Loans. _____________________ _ SUtnaitteedofSGtaetoersgSiaeeBuornitdiess__-_-_-_-_-_-_-_-_-_-_-_--_ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _ Banking House______________________ _ FOuthrneirtuRreealaEndstFatiextOurwense--d-_-_-_-_-_-_-_-_-_-_-_ Due from Federal Reserve Bank-.. __ Cash in Vault and Amounts De-
posited with Approved Reserve DAu egfernotms . .O- t-h-e- -r-B- -a-n- -k-s-.- -_-_-__-_-_-_-_-_-_-_-_- -_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Cheeks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets-------------------------
TotaL-----------------------------$

28,259.68 2.928.00
none none none none 2,017. 77 2.070.00 none none
7,163.76 none none none none 642.29 none none none

LIABILITIES:
Capital Stock Paid in.. ______________ $ Amount Reserved for Branches __ .-Surplus._-----_--------- __ Undivided Profits.------- __ ---------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit._______ _ Savings Deposits ____________________ _ Trust Funds on Deposit ____ _ Cashier's Checks____________________ _ Certified Checks..___________________ _ Bills Payable __ -----------Notes and Bills Rediscounted------Letters of Credit and Acceptances __ Reserve for Interest and Taxes-Bonds Borrowed----------------- Other Liabilities._---------------

43,081.50 TotaL---------------------------------S -----~~-

STATEMENT

15,000.00 none none 77.43 none none
14,869.35 none
12,769.44 none none 365.28 none none none none none none none
43,081._50_

Showing Condition at Close of Business Decen1ber 31,1924

of the THE MT. VERNON HANK

'\It. Vernon, Ga.

President, WILLIE T. McARTHUR

Yiee-Presidt>nt, D. A. McRAE

Cashit>r, W. A. PETERS0.1\

RESOURCES:
Time Loans and Discounts. _________ $ Demand Loans ______________________ _ United States Securities.--- ... ___ --_ SSttoactek oifn GFeeodregraial BReosnedrsv-e--B--a-n-k--_-_-_-__--_ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned.. ________ _ Due from Federal Reserve Bank.--Cash in Vault and Amounts De-
posited with Approved Reserv( Agents------------------------------ADduveafnrcoems oOnthCeortBtoann_k_s__.-_-__-_-_-_-__-_-_-_-_--_ Advances on Other Commodities___ _ Cheeks for Clearing House. ________ _ Other Cheeks and Cash Items_._--LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ Other Assets_________________________ _
TotaL_.-_______.________________________ $

ll3,592.29 4,254.87 32,150.00 none none none 3,834.85 1,825.78 16,205.81 none
67,593.86 none none none none none none 5.24
15,000.00
254,462.70

LIABILITIES:
ACampoituanltSRtoescekrvPeadidfoirnB--r-a-n--c-h-e-s_-_-_-_-_$ USunrdpivluidse.-d__P_r_o__f-it-s-_-_-__-__-_-_-_-_-___________-__-_ Dividends Unpaid-------------------DDeupeotsoitBsaSnku~b-J-e-c--t -t-o--C-h--e-e-k--__-_-_-_-_-_-_-_-_ Demand Certificates of Deposit---- Time Certificates of Deposit- ____ -_TSaruvisntgFsuDnedpsoosnitsD.-ep-o-s-i-t-_-______-_-_-_-__-__--_ Cashier's Cheeks--------------------Certified Checks---------------------BNiolltsesPaanydabBliel.l-s-R--e-d--is-co--u-n-t-ed--_-__-___--_ Letters of Credit and Accevtances__ Reserve for Interest and Taxes.. ___ _ BOothnedrs LBioarbrioliwtieeds._._.__...._._..._._._._._.__._._._... .__.
Total----------------------------------S

15,000.00 15,000.00 25,000.00 1.147.79 1.500.00
none 59.289._60 20,000.00 65,796.52 30,800.85 19.989.74
938.20 none none none none none none none
254,46lUO

"1 !.

190

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31, 1924.

of the THE FIRST BANK OF NASHVILLE

President. L. .\. C.\HTER

Nashville, Ga. \'ice-President, A. W. PATTERSON
Cashi<r, J. W. E. POWELL

RESOURCES:

Time Loans and Discounts.. ________$ UDnemiteadndSLtaoteasnsS.e--c-u-r-i-t-i-e-s-_-_-_-_-_-_-_-__-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds.... _______ _

376,561.06 none none none none 455.33

BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned. _________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents... --------------------------Due from Other Banks._-----------Advances on Cotton... -------------Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items._ .. __ Letters of Credit and Acceptances.. 'Overdrafts (if any)___________________

2,522.19 3,611.48 7,816.75
none
120.109.52 none
1.810.69 3,038.18
595.93 25.00 none 260.71

Other Assets--------------------------

none

TotaL ________________________________-$ - - -51-6,8-06-.8-4

LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches..... Surplus.. __ ---- _____ -----------------DUinvdiidveinddesd UPrnopfaiitds._-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Due to Banks..... ------------------Deposits Subject to Check .. ______ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit ________ _ TSaruvisntg~suDnd es poosnitsD.-e-p-o--s-i-t-_-_-_-_-__-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks_____________________ _ Bills Payable .. --------------------Notes and Bills Rediscounted______ _ Letters of Credit and Accevtances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed... -----------------Other Liabilities. __ ------------------
TotaL---------------------------------$

25,000.00 none
40,000.00 4.704.14
56.00 none 104,033.18 none 298,840.41 none 39,345.12 4,637. 75 none none none none 190.24 none none
516.806.84

STATEMENT

Showing Condition at Close of Business December 31, 1924.

of the

THE UNITED BANKING CO.

Presideilt, M. E. ELLIOTT

Nashville, Ga. Vice-Presidents, P. H. ASKEW, W. L. PENDER
Cashier, P. L. HOWARD

RESOURCES:

Time Loans and Discounts__________$

33,975.18

DUenmiteadndSLtaoteans sSe-c--u-r-i-t-ie--s-.-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank.. ___ _ Other Stocks and Bonds...... _____ _

300.00 none none none none

BFuarnnkiitnugreHaonudseFi-x-t-u--r-e-s-_-_-_-_-_-_-_-_-_-__-_-_--_ Othljr Real Estate Owned __________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
vosited with Approved Reserve

4,282.27 2.790.00
none none

Agents._---------------------------Due from Other Banks.. -----------Advances on Cotton.---------------CAhdevcakncsefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_e_e_v__t_a_n_c__e_s_.._
Other Assets------------------------_

3.062.52 31.578.05
none none none 435.26 none
.63
2.156.75

~-----
TotaL.':..... __ --- __ ..................$ 78,580.66

LIABILITIES:
Capital Stock Paid in---------------$ Amount Reserved for Branches..... Surplus -----------------------------Undivided Profits ------------------DDiuveidteonBdsanUknsp__a_i_d_-_-_-_-_-_._-_-_-_-_-_-_-__-_-_-_-_-_--_ Deposits Subject to Check. ________ _ Demand Certificates of Devosit... __ Time Certificates of Deposit ________ _ Savings Deposits. _______ ------------Trust Funds on Deposit __ c _________ _ Cashier's Checks____________________ _ Certified Checks_____________________ _ Bills Payable. _. _. _. ___________ . ___ _ Notes and Bills Rediscounted------Letters of Credit and Accevtances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed... -----------------Other Liabilities._-------------------
Total----------------------------------$

25,000.00 none none none none none
26,091.73 none
25,186.13 none none 170.09 none none none none none none
2,132.71 78.580.66

DEPARTMENT OF BANKING

191

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE FARMERS BANK

Naylor, I~owndes County, Ga.

President, J. 1'. CARTER

Yice-President, 0. F. WETHERINGTON

Cashier, II. D. HOBINSO:\"

RESOURCES:
Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsSe-c-u--r-i-ti-e--s-_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _ BF ua rnnkiitnugr eHaonuds eF. i_x_t_u_ r-e-s- -_-_-_-_-_-__-_-_-_-_-_-_- -_ Other Real Estate Owned ---------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve DAuegefrnotms. O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ CAhdevcaknscefsoronClOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items._. __ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__ta__n_c_e_S__._. Other Assets_________________________ _
T o t a L _________________________________ $

24.496.46 none
2.000.00 none none none
1.606. 88 2.040.95 4.030.21
none
25,610.62 none none none none none none
1.120.51 none
60,905.63

LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches.---Surplus -----------------------------Undivided Profits ------------------DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Deposits Subject to Check---------Demand Certificates of Deposit..... Time Certificates of Deposit________ _ Savings Deposits.-------------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks...... ________ -------Bills Payable.. _______ ---------------Notes and Bills Rediscounted...... . Letters of Credit and Acceptances.. Unearned Interest.-----------------Bonds Borrowed... -----------------Other Liabilities.. -------------------
TotaL--------------------------------$

15,000.00 none
3,000.00 8.259.56
none none 5.604.16 none 28.842.91 none none 199.00 none none none none none none none 60,905.63

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF NEWINGTON

President, P. R. KITTLES

Newington, Ga. Vice-Presidents, F. H. CONNOR, C. :\. 'YOODS
Cashier, G. C. RUSSELL

RESOURCES:

TDiemmea'LndoaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ BSOtatohncekkriniSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_dv__es___B____a___n___k___.__.__.__.__..__ Furniture and Fixtures_____________ _
Other Real Estate Owned----------Due from Federal Reserve Bank.... Cash in Vault and Amounts De-
posited with Approved Reserve Agents. ------- ____ ----------------Due from Other Banks______________ Advances on Cotton_________________ Advances on Other Commodities.... Check for Clearing House___________ Other Checks and Cash Items______ Letters of Credit and Acceptances.. Overdrafts (if any)___________________

20,082.46 1.627.80
none none none 4,100.00 none 1.500.00 none none
21.320.84 none none none 34.79 50.00 none 65.36

Other Assets--------------------------

none

-~-~----
Total________________ ------------------$ 51,781.25

LIABILITIES: A Cmao pu itnal~SRtoescekrvPeadinfoirnB--r-a--n-c--h-e-s--_-__-_--_$ Surolus------------------------------Undivided Profits... _____ -----------DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Deposits Subject to Check__________ _ Demand Certificates of Deposit.... Time CertiFicates of Deposit________ _ Savings DepositS--------------------TCraushstieFru'snCdhseocnk.D..e:p_o__s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.--------------------Bills Payable. ________ ---------------Notes and Bills Rediscounted.... Letters of Cr!ldit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities... ------------------
TotaL---------------------------------$

15,000.00 none none
1.165.35 none none
32,527.86 none
2,552.52 395.79 none 139.73 none none none none none none none
51,781.25

192

1'1IF'TH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31, 1924
of the NEWNAN BANK & TRUST CO.

President, A. H. FREEMA.'\

Yic:e-Presidenl, T. :\I. GOODRU~I

Cashier, H. W. AUXALL

RESOURCES:
Time Loans and Discounts__________$ Demand Loans ---------------------United States Securities------------State of Georgia BondS-------------Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures-------------Other Real Estate Owned ---------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve Agents. ___ -------------------------Due from Other Banks ------------Advances on Cotton... ------------AC hdve cakncs efso ro nC lOe at hr ienrgCHoomums eo_d_i_t_i_e_s_._._. ._ Other Checks and Cash Items.. __ LOOevttheteerdrrsrAaofsftsseCt(srief__da_in_t_y_a)_n____d____A____c__c__e__p____t__a__n__c__e____s__..__
TotaL. _________ , ______________________ $

602,532.63 86,332.42
none none none 2.250.00 none 7,479.44 9,641.61 none
83,977.30 5,866.43
none none 2.935.15 754.03 none 108.30 9.462.19 811,339.50

LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches____ _ Surplus.-----------------------------Undivided Profots. ___ --------------DDiuveidtoenBdsanUknsp_a__i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check. ------Demand Certificates of Deposit..... Time Certificates of Deposit. _______ _ STanvlisntgFsuDnedpsoosnitsD--e-p-o--s-i-t-_-__-_-_-_-_-_-_-_-_-_--_ Cashier's Checks ____________________ _ Certified Checks_____________________ _ Bills Payable.. --------------- _______ _ Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... . Bonds Borrowed.. -----------------Other Liabilities.. ------------------
Total----------------------------------$

200,000.00 none
100.000.00 6,821.47 2,061.00 314.08
369.243.89 67,132.38
none 65.296.68
none 470.00 none none none none none none none 811.339.50

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BAKER COUNTY BANK

President, .J. C. ODOM

Newton, Ga. Vice-Presidents, BENTON ODOl\1, .J. H. HALL
Cashier, J. H. HALL

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities.__________ __ SSttoactek oinf GFeeodregraial BRoesnedrsv-e--B--a-n--k-_-_-_-__--_ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-__-_-_--__-
FOuthrneirtRureealaEndstFatiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve Agents._. ____ . __ -----.-------------Due from Other Banks . -----------Advances on Cotton -------------Advances on Other Commodities.... Checks for Clearing House_________ _ Other Checks and Cash Items...___ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._
Other Assets--------------------------
Total. $ o. __ --.---------------.------- . .

61.641.40 40,464.02
none none none none 3,005. 75 3,027.87 none none
22.705.51 none none none none 490.00 none none none
131,334.55

LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches ____ _ Surplus.. __ .-------------------------Undivided Profits ------------------DDiuveidteonBdsanUknsp__a_i_d_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check_________ _ Demand Certificates of Deposit___ __ Time Certificates of Deposit______ __ Savings Deposits--------------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ BCielrltsifPiaeydaCbhleec__k_s______-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ BOothnedrs LBioarbrioliwtieeds.___._-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_
TotaL--------------------------------

25.000.00 none
25.000.00 2,943.36 2,008.00
none~
67,868.31 none
7,599.90 none none 914.98 none none none none none none none

-l

DEPARTMENT OF BANKING

193

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE BANK OF NORCROSS

Norcross, (Gwinnctt Co.), Ga.

President, A. A. JOHKSON

Vice-President, C. A. McDANIEL

Cashier, D. B. PHILLIPS

RESOUROES:
Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-i-e-s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank...... Other Stocks and Bonds.. _ -------BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Other Real Estate Owned----------Due from Federal Reserve Ban1c.. Cash in Vault and Amounts De-
vosited with Avvroved Reserve Agents.----------------------------ADduveafnrcoems oOnthCeor tBtoann_k_s__._._-_-_-_-_-_-_-_-_-_-_--_ CAhdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s__-_--_ Other Checks and Cash Items -- __ _ Letters of Credit and Accevtances..
OOvtheerdr rAafstsse(tisf-a--n-:-v->---------------------------------------
Total----------------------------------$

53,775.64 500.00
none none none
14,000.00 1,350.00 2.225.00
none none
100,515.78
none
1,574.69
none none
116.96
none none none
174,058.07

Cavitai Stock Paid in________________$ Amount Reserved tor Branches --SUunrdvilvuids ed- -P-r-o- -f-i t-s- _-_-_-_-_-_- - -------- -- -- -- -----------Dividends Unvaid-------------------Due to Banks-----------------------Devosits SubJect to Check. ------Demand Certificates of Devoslt----Time Certificates of Devosit..------Savings Devosits -------------------Trust Funds on Devoslt------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable.-----------------------Notes and BU!s Rediscounted------Letters of Credit and Accevtances. Reserve for Interest and Taxes-----BOot hnedrs LBioarbrioliwtieesd_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Total---------------------------------.$

30,000.00
none
6,000.00 748.69
none none
107,638.92
none
19,308.02 4, 758.56
none
5,099.88
none none none none
504.00
none none
174.058.07

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF NORRISTOWN

Norristown, Ga.

President, JNO N. YOUMANS

Vice-President, A. L. HORTON

Cashier, C. R. HORTON

RESOUROES:
Time Loans and Discounts----------$ DUenmiteadndSLtaotaens sS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----Other Stocks and Bonds. ---------BFuanrnkiitnugreHaonudseF-i-x--t-u-r-e-s--_-_-_-__-_-_-_-_-_-_-_-_--_ Other Real Estate Owned ---------Due from Federal Reserve Bank----Cash in Vault and Amounts De-
vosited with AI>vroved Reserve DAuegfernomts.O--t-h--e-r-B--a-n--k_s__-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Advances on Cotton_________________ CAhdevcaknscetsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s________ Other Checks and Cash Items-----Letters of Credit and Accevtances. Overdrafts (if an:v>------------------Other Assets--------------------------
Total----------------------------------S

17,465.40 353.75
none none none none
1,615.60 1.829.58 6,604.55
none
3.755.32
none none none none
507.47
none none
1,637.29
33,770.96

LIABILITIES: Cavitai Stock Paid in________________$ Amount Reserved for Branches --Survlus . ---------------------------Undivided Profits .,----------------Dividends Unvaid-------------------Due to Banks. __ --------------------DDeevmoasnitds CSuerbtJieficctattoesCohfeDckev..os-i-t-_-_-__--_ Time Certificates of DevosiL------Savings Devosits -------------------Trust Funds on Devoslt------------Cashier's Checks--------------------Certified Checks. ------------------Bills Payable..---------------------Notes and BU!s Rediscounted------LReestteerrvse offorCIrnetdeirteasnt danAdccTeavxteasn_c_e__s__ Bonds Borrowed--------------------Other Liabilities. ------------------
Total----------------------------------S

15,000.00
none
1,300.27
none none none
7,841.92 9,248.59
none none none
380.18
none none none none none none none
33,770.96

-l

194

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF NORMAN PARK

President, M. D. XOlL\L\~

Norman Park, Ga. Vice-President, R. L. :\ORJ\IA~
Cashier, 0. F. CREECH

RES014ftCES:
Time Loans and Discounts..........$ Demand Loans....................... UStnaitteedofSGtaetoersgSiaecBuorintdiess_._._._._._.__._._._._._. _. Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_.__________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned ---------Due from Federal Reserve Bank __ Cash in Vault and Amounts De-
Apogseintetsd___w__i_t_h___A__p_p.r_o_v__e_d___R_ -e_s.e_r.v.e_
Due from Other Banks__ ----------AAddvvaanncceess oonn COothtteornCom--m--o-d-i-t-i-e-s-_-_-_-_ COhthecekr sOfhoercOksleaanridngCaHsohuIstee-m--s-_-_-_-_-_--_ LOevteterdrsraofftsO(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s____
Other Assets-------------------------TotaL. ________ ._. ____ . ____ . ___ . _______ $

181,015.63 none none none none 700.00
3,000.00 2' 441.95
none none
11 '771.37 none none
3,432.26 1,907.44
none none none none 204,268.65

LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved for Branches --Surplus. _______ ----------------------Undivided Profits ------------------Dividends Unpaid-------------------DDuepeotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Certificates of Deposit______________ _ Savings Debosits -------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Ohecks---------------------BNiolltsesPaanyadbBleil_l_s-R--e-d--i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceptances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed._------------------Other Liabilities._-------------------
TotaL ________________________________ $

25,000.00 none
25,000.00 14,045.00 2,000.00
none none 41.283.83 none 43,972.73 none
2.03 none none 50,000.00 none 2,965.06 none none
204,268.65

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF OGLETHORPE

Oglethorpe, Ga.

President, W. II. STEWART, SR.

Vice-Presidents, D. l'. COOGLE, H. W. SHEALEY

Cashier, W. E. WILBURN

RESOURCES:
Time Loans and Discounts__________$ DUenmiteadndSLtaotaens sSe-c--u-r-i-ti-e--s-_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ SBOtatohncekkriinSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_vd__es___B____a__n___k___-___-__-__-__--__ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Oash in Vault and Amounts De-
posited with ApiJroved Reserve Agents._------------------------- __ _ Due from OtherBanks_-------------AAddvvaanncceess oonn OOothtteornCom--m--o-d-i-t-i-e-s-_-_-_-_ Ohecks for Olearing House... ______ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_i_J_t_a_n_c__e_s_.._ Other Assets--------------------------
TotaL---------------------------------$

55,571.46 none none none none
3,000.00 1,600. 00
none 1,060.00
none
40,743.21 none none none none none none 30.99
20,000.00 122,005.66

LIABILITIES: CaiJital Stock Paid in _______________ $ Amount Reserved for Branches----Surolus. _---- ____ ----- ___ ---- __ ------Undivided Profits------------------ __ DDiuveidtoenBdsanUknsi_J_a_i_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DeiJosits Subject to Check _________ _ Demand Certificates of DeiJosit__ __ _ Time Certificates of DeiJosit________ _ Savings DeiJosits. -------------------Trust Funds on DeiJosit------------CCearsthifiieerd'sCChheecckkss_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ BNiolltsesPaaynadbBleil_l-s-R-e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and AcceiJtances._ Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities --------------------
TotaL ___________________________ --$

15,000.00 none
10,000.00 6,420.60
none none 62,769.56 none 27,470.50 none none 345.00 none none none none none none none
122,005.66

"l

DEPARTMENT OF BANKING

195

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF OCHLOCKNEE

President, R. SI.'\GLETARY

Ochlocknee, Ga. Vice-President, D. B. ANDERSOX
Cashier, A. E. SPEER

RESOURCES:
Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsSe-c--u-r-i-ti-e--s-. -__-_-_-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank.----BOathnekrinSgtoHckouasned. _B__o__n_d__s__-_-_-_-_-_-__-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De-
I>Osited with AI>I>roved Reserve Agents._----------------------------
R:?;~g~~J~~t~~~~~~~::~~:::~::
Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items LOevteterdrsraofftsC(rief daintya)n_d___A_c__c_e_i_>_t_a_n_c_e__s____
Other Assets--------------------------
TotaL... __ --------_. ________________ ..$

57,342.40 6,849.00
200.00 none none 3,000.00 2,144.70 2,400.00 none none
18,505.53 3,500.00
none 586.80 none none none none 3,882.55 98.410.93

LIA.BILITIES.
Cai>ital Stock Paid in _______________$ Amount Reserved for Branches... SUunrdi>ivlUidSe.-d- -P-r-o--f-it-s--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Uililaid-------------------DDeuie>otsoitBs aSnukbsj.e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Dei>osit..... TSiamvienCgserDtiefii>coastietss_o__f_D__e_i_>__o_s_i_t-_-_-_-_-_-_-_--_ Trust Funds on Dei>osit------------Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaaynadbBleil.l.s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Accei>tances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed... ----------------Other Liabilities --------------------
TotaL. ______________________________ .$

15,000.00 none
3,522.29 none none none
35,283.81 none
32,365.03 10,414.42
none 1,625.43
none none none none none 200.00 none 98,410.98

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

MACON COUNTY BANK

Oglethorpe, JVIacon County, Ga.

President, L. E. SHEALY

Vice-President, T. C. WEBB

Cashier, W. A. BOLES

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._.___-_-_-_-_-_-_--_ Furniture and Fixtures _____________ _ Other Real Estate Owned ---------Due from Federal Reserve Bank.___ _ Cash in Vault and Amounts De-
I>OSited with AI>I>roved Reserve Agents._---------------------------Due from Other Banks ------------Advances on Cotton... -------------AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_.____ __ Other Checks and Cash Items.-----OLevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n__c_e_s_. __
Other Assets-------------------------TotaJ. _________________________________$

85,138.62 1,673.48
none none none none 2, 737.18 2,608.47 2,326.92 none
4,962.26 none
50,193.15 2,811.59 1.243.44
none none 95.64 5,077.67 158,868.42

LIABILITIES: Cai>ital Stock Paid fn ________________$ Amount Reserved for Branches.---SUunrdi>ivluids.e_d--P-r-o--f-it-s--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Uni>aid-------------------Due to Banks------------------------Dei>osits Subject to Check. ------TDiemmeaCn de rCt ief irct iaftiecsa toefsDoefi>Doesii>t _o_s_i_t-_-_-_--_ Savings Dei>osits ____________________ _ TCraushstieFru'snCdhseocnksD__e_i_>_o__s_i_t-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Accei>tances. Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities... ------------------
TotaL .. ------------ __________________ $

15,000.00 none none 82.76 8.00
14,500.00 50,315.99 11,000.00 16,054.63
none none 407.04 none 51,500.00 none none none none none 158,868.42

196

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

PEOPLES BANK

President, J. I. MARSH

Oliver, Ga. Vice-Presidents, H. E. EZELL, W. J. BOYKIN
Cashier, J. I. MARSH

RESOURCES:
Time Loans a.nd Discounts----------$ UDne mi t eadn dS tLaot easn sS-e-c- -u-r-i-t-i e- -s-. -_-_-__-_-_-_-_-_-_-_- -_ State of Georgia. Bonds. ___________ _ Stock in Federal Reserve Bank..... . Other Stocks a.nd Bonds .. -------BF uarnnkiitnugr eHao.nuds eF-i-x- -t-u-r-e-s- -. _-_-_-_-_-_-_-_-_-_-_-_- -_ Other Real Estate Owned ---------Due from Federal Reserve Bank.... _ Cash in Vault a.nd Amounts De-
posited with Avproved Reserve Agents... --------------------------Due from Other Banks-------------Advances on Cotton----------------Advances on Other Commodities... Checks for Clearing House......... Ot};ler Checks a.nd Cash Items..... Letters of Credit a.nd Accei>ta.nces.. Overdrafts (if anYl------------------Other Assets--------------------------
Total......-.--.-.-..-.--.-.---------.$

38.833.21 13.020.70
none none none
630.00 1.650.00
900.00
none none
17.327.90 110.38 232.82
none
3.445.86
none none
164.93
none
76.315.80

LIABILITIES: Cai>ital Stock Paid in............$ Amount Reserved for Branches... USunrid>ilvUiSde-d--P-r-o--f-i-ts--_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Uni>aid................ Due to Banks. . -------------------Dei>osits Subject to Check.--------Demand Certificates of Dei>osit----Time Certificates of Dei>osit........ Savings Dei>OSits................. Trust Funds on Dei>OSit............ Cashier's Checks--------------------Certified Checks ------------------Bllls Payable.. ----------------------Notes and Bllls Rediscounted...... Letters of Credit a.nd Accei>ta.nces.. Reserve for Interest a.nd Taxes... BOothnedrs LBioarbrloliwtieeds.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Total------------------------------- ...$

15.000.00.
none
3.000.00 717.82 21.00
none
31.762.01
none
24.819.91
none none
995.06
none none none none none none none
76.315.80;

STATEMENT

Showing Condition at Close of Business December 31, 1924.

of the

BANK OF PAMETTO

President, T. P. BULLARD

Palmetto, Ga. Cashier, R. T. SIMS

Vice-President, (None)

RESOURCES:
TDiemmeaLnodaLnosaan.nsd__D__i_s__c_o_u__n_t_s_.__._._._._.___.$
United States Securities.......... State of Georgia Bonds-------------Stock in Federal Reserve Bank.... Other Stocks a.nd Bonds....... Banking House----------------------Furniture a.nd Fixtures.......... -Other Real Estate Owned----------Due from Federal Reserve Bank..... Oa.sh in Vault a.nd Amounts De-
Posited with AI>I>roved Reserve Agents.. ---------------------------Due.from Other Banks.. -----------Advances on Ootton----------------Adva.nces on Other Commodities... Ohecks for Clearing House......... Other Checks and Oa.sh Items...... Letters of Oredit a.nd Acceptances.. Overdrafts (if an:vl------------------Other Assets--------------------------
Total---. __ ..-- __ ......... _.......-..$

60,141.22 1.274.89
none none none
88.383.00 6.000.00 2.157.28 2,976.13
none
12.953.17
none none none none
10.00
none none
12.881.25
186.776.94

LIABILITIES: Ca.I>ital Stock Paid in..............$ Amount Reserved for Branches. --Suri>lus.... ---- .... ------------------Undivided Profits.------------------Dividends Uni>aid......----------Due to Ba.nks.-----------------------Dei>osits Subject to Oheck.- -------Demand Certificates of Deposit... Time Certificates of DBI>osit... ----Savings Dei>ositS--------------------Trust Funds on Dei>osit------------Ca.shier's Checks--------------------Oertified Ohecks.... ----------------BNlolltsesPaanyadbBlell.l.s.R--e-d--i-s-c-o--u-n-t-e-d--.-.-.-.-..-Letters of Credit and Accei>tances. Reserve for Interest and Taxes..... BOot hnedrs LBioarbrlol iwt leeds .-.-.-.-.-.--.-.-.-.-.-.-.--.-.--.-.--
TotaL . . ------------------------------$

25.000.00
none none none none none
48.130.8~
38.000.0( 27.413.61
nom
4,123.6l 108.8(
nonE nom non1 non1 non non1
44.000.01
186.776.91

DEPARTMENT OF BANKING

197

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE FARMERS BANK

Palmetto, Campbell County, Ga.

President, .J. H. BALLARD

Vice-Presidents, R. D. TATUM, B. W. COCHRAN

Cashier, B. HUDSON

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_--_-_$ United States Securities____________ _ SSttoactek oinf GFeeodregriaal BReosnedrvs-e-B--a--n-k--_-_-__-_--_ Other Stocks and Bonds------------Banking House----------------------FOuthrneirtRureealaEndstaFtiextOurwense--d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _ Oash in Vault and Amounts De-
Apogseintetsd. __w__i_t_h___A__p_p_r_o__v_e_d---R--e-s-e-r-v_e_ Due from Other Banks_____________ _ ACAhddevvcaaknnscceefssorooCnn lCOeaothrtitenorgnCHo-o-m-u-ms-e-o-_d-_i-_t_-i_-e_-s_-__-__-_-__ Other Checks and Cash Items.. ___ _ Letters of Credit and Acceptances..
Overdrafts (if anY>-------------------
Other Assets-------------------------Total.. _._._. ________________________ .$

82,114.38 11,567.07 1,000.00
none none
7,000.00 6,324. 79 2.139.97 8,200.00
none
27,119.98 2,616.87
none none
4,059.30
none none none none
152, 142.36

LIABILITIES: Capital Stock Paid in.--------------$ Amount Reserved for Branches..... Surplus.. _--- ___ ----- ___ -------------Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit... Time Certificates of Deposit-------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bilis Payable.. __ --------------------Notes and Bills Rediscounted------LReestteerrvseofforCIrnetdeirteasnt danAdccTeapxteasn_c_e__s_.._ Bonds Borrowed.. ------------------Other Liabilities. __ ------------------
Total.. -------------.-----------------.$

35,000.00
none
7,000.00 277.75 40.00
none
55,655.81
none
52,489.44
none
742.01 937.35
none none none none none none none
152,142.36

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF PARROTT

President, S. J. CARTER

Parrott, Ga. Vice-President, CHAS. F. OXFORD
Cashier, ROY PINKSTON

RESOURCES:

Time Loans and Discounts__________ $ 103,549.27

DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_

16,132.16
none

BSSOttatoahnctekekrioniSnfgtoGFHceekoodsuresgareiana_ld_BR_B_eo_so_ne_ndr_dvs__-es_-__B-__-__a-__-_n_-__k-___-.__-___-___-____--___ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank____ _

none none none
2,000.00 750.00
9,955.52
none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents. __ ----_-------------------- __

12,553.19

Due from Other Banks--------------

none

AAddvvaanncceess oonn COothtteornC.-o-m--m--o-d--it-i-e-s-_-_-_-_ Checks for Clearing House_________ _ Other Checks and Cash Items______ _

4,855.88
none
1,763.90
none

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._

none
669.90

Other

Assets---------------------------

-

120.00
--

Total.. -------------------------------.$ 152,349.82

LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches..... Surplus.. ---_------------------------Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJe.-c-t-t-o---C-h--e-c-k--_-__-_-_-_-_-_-_--_ Demand Certificates of Deposit..... Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. BRoesnedrvs eBfoorrroI nwteedr e__s_t__a_n__d__T__a_x_e_s__._._._._. ._ Other Liabilities --------------------
Total... --------- _____________ ------- ..$

15,000.00
none
7,500.00 648.25 60.00
none
56,454.13 12,000.00 59,816.59
none none
870.85
none none none none none none none
152,349.82

'l

198

FIFTH ANNUAL REPORT

STATEMENT
Showing Condition at Close of Business December 31,1924 of the
THE PLANTERS BANK OF PARROTT Parrott, Ga.
President, .:\L-\.RVIX D. PIERCE Vice-Presidents, {LEWIS L. TILLEY, JAS. H. PRITCHARD, W. GERUE DUN:\' Cashier, OLLIE B. BALCH

RESOURCES:
Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsSe-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _ BSOtatohncekkriniSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_dv__es___B____a___n___k___.__.__.__.__._._ FUrniture and Fixtures____________ __ Other Real Estate Owned _________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
IA>gOesnitet sd. . w__i_t_h____A_I_>_I_>_r_o_v_e_d___R__e_s_e_r_v_e_ Due from Other Banks_____________ _ Advances on Cotton _______________ __ Advances on Other Co=odities___ _ Checks for Clearing.Jlouse_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(riet daintya)n__d__A__c_c_e_t_>_t_a_n_c__e_s_._ Other Assets_________________________ _
TotaL... ______________ . _______ -- .....$

46,455.64 10,593.38
none none none 450.00 3.449.59 3,g35.60 2, 730.00 none
79,738.76 none
4' 517.91 95.62 none 57.25 none none 50.00
152,074.75

LIABILITIES: Cai>ital Stock Paid in________________$ Amount Reserved for Branches-----SU!I>lus ----------------------------Undivided Profits ------------------DDiuveidteonBdsanUknst_>_a__i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Det>osits SubJect to Check --------Demand Certificates of Det>osit..... TSaimviengCseDrtiefti>coastietss_o__f_D__e_i_>__o_s_i_t_-_--_-_-_-_-_--_ Trust Funds on Det>osit_ ___________ _ Cashier's Checks____________________ _ Certified Checks---------------------BNioltlsesPaanydabBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Accet>tances. Reserve for Interest and Taxes_____ _ Bonds Borrowed.... ----------------Other Liabilities --------------------
TotaL------------------- _____________ $

25.000.00 none
15,000.00 6,074.13
none none 62,072.65 none 43,804.78 none none 123.19 none none none none none none none
11~.074.75

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the PATTERSON BANK

Patterson, Ga.

President, DR. C. L. DAVIS

Vice-President, ROMA THOMAS

Cashier, C. H. D. YOUMANS

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_____._.___._.$ United States Securities.___________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds-----------Banking House----------------------FOuthrneirtRureealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
I>Osited with AI>I>roved Reserve Agents. ------.--------------------ADduveafnrcoems oOnthCeor tBtoann.k_s_._-_-_-_-_-_-__-_-_-_-_-_--_ CAhdevcaknscefsoronClOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._._ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(riet daintya)n__d__A__c_c_e_t_>_t_a_n_c__e_s_.._
Other AssetS--------------------------
TotaL. _____ ._. ____ _________ __ $

78,187.58 none none none none none
2,700.00 1, 619.50
none none
33,241.72 none none none none 614.67 none 470.86 none
116,834.33

LIABILITIES:
Cai>ital Stock Paid in---------------$ Amount Reserved for Branches --SU!1>1us ----------------------------Undivided Profits ------------------Dividends Unt>aid-------------------DDeute>otositBs aSnukbsJ.e-c-t--t-o--C-h--e-c-k--_-_-_-_-__-_-_-_--_ Demand Certificates of Dei>osit.. TSaimviengCserDtiefti>coastietss_o__f_D__e_i_>__o_s_i_t_--_-_-_-_-_-_--_ Trust Funds on Dei>osit____________ _ Cashier's Checks--------------------Certified Checks.. __ ----------------Bills Payable.. ----------------------Notes an<l Bills Rediscounted....... LReetsteerrvse offorCIrnetdeirteasnt danAdccTeai>xteasn_c_e__s__. Bonds Borrowed.. _-----------------Other Liabilities._-------------------
TotaL ________ ------- ______ .----- ______$

15,000.00 none
4,800.00 4,167.31
none none 57,987.27 none 34,520.89 none none 358.86 none none none none none none none 116,834.33

'l

DEPARTMENT OF BANKING

199

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

PLANTERS BANK

Pavo, Ga. Presiclent, JOHN B. WILLIAMS
Cashi<"r, B. C. REESE

Yice-Presi<lent, B. C. REESE

RESOURCES;
Time Loans and Discounts.. ________ $ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds.... _______ _ BFuarnnkiitnugreHaonudseF.i_x_ t-u-r-e--s-.-.-_-_-_-_-__-_-_-_-_-_--_ Other Real Estate Owned... _______ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
Apogseintetsd.. w__i_t_h____A__p_p_r_o__v_e_d___R__e_s_e_r_v_e_ DAduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ AChdevcaknscefsoronClOeathrienrgCHoonudsieti_o__n_s_._._._._. _. Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s_.._ Other ASSQts_________________________ _
TotaJ. _________________________________ $

53,568.64 1.503.10
none none none
100.00 5.071.45 3,037.50
none none
4.397.71 1.633.75
none
15,718.34 317.32
2,290.60
none rtone
4,248. 71
91,887.12

LIABILITIES: capital Stock Paid in _______________ $ Amount Reserved for Branches ____ _ SUI'DlUS. -----------------------------Undivided Profits.------------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks.... ----------------Certified CheckS---------------------BNiolltsesPaanyadbBleil.l.s-R--e-d--i-s-c-o--u-n-t-e-d--.-_-__-_-_--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed--------------------Other Liabilities.. ----.--------------
TotaL ... ____ ... ___ ... -----------------~

15,000.00
none none
120.12
none none
34,881.17 10,000.00 25,964.52
none none
l, 921.31
none
4,000.00
none none none none none
91,887.12

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

FARMERS BANK OF PELHAM

President, T. P. HINMAN

Pelham, Ga. Cashier, J. H. PAYNE

Yice-Pre.;ident, 13. U. CURRY

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_._._._._._._._._.._$ United States Securities____________ _ State of Georgia Bonds____________ __ Stock in Federal Reserve Bank_____ _

438,073.13
6,450.00
none none
4,500.00

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-__-_-_-_-_--_ Furniture and Fixtures____________ __

500.00
none
1,450.00

Other Real Estate Owned-----------

44,038.09

Due from Federal Reserve Bank-----

21,930.33

Cash in Vault and Amounts Deposited with Approved Reserve

D uAegiernotms . .O- -t-h-e-r- -B-a-n-k- -s_- -_-_-_-_-_-_-_-_- -_-_-_-_-_Advances on Cotton_________________

63.301.40 7,199.30
none

Advances on Other Commodities.... Checks for Clearing House__________

none
433.66

Other Checks and Cash Items______

none

Letters of Credit and Acceptances.. Overdrafts (if any)___________________ Other Assets ________________________

nnoonnee
21,250.00

TotaL

.

....

___________________________ -$

----
609,125.91

LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches..... SurvlUS------------------------------Undivided Profits-------------------DDiuveidtoenBdsanUknsp_a__i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check.......... TDiemmeaCnedrCt i feirctai ftiecsaot efsDoef pDoes pi to__s_i_t_._._._. _. Savings Deposits-------------------- Trust Funds on Deposit------------Cashier's Checks-------------------- Certified Checks---------------------Bills Payable.------------ ___ --------Notes and Bills Rediscounted._____ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed....----------------Other Liabilities...-----------------
TotaL......... ___ ._ ......... _..... _...$

100,000.00
none
50,000.00 15,562.20 2,465.00
none
217,314.22 17,186.58 17,886.84 68,999.81 46,343.21 2,118.05
none
50,000.00
none none none none
21,250.00
609,125.91

200

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31,1924.

of the

PENDERGRASS BANKING CO.

President, P. J. ROBERTS

Pendergrass, Ga. Cashier, GUY ROBERTS

Vice-President, (None)

RESOURCES:

Time Loans and Discounts__________ $ 34,016.69

DUenmiteadndSLtaoteasnsSe-c--u-r-i-t-ie--s-.-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds. ____________ _

none none none

SOttohcekr iSntoFcekdsearanldRBesoenrdves _B__a_n__k_._._._____

900.00 400.00

BFuarnnkiitnugreHaonudseFix.t.u. r-e-s--..--_-_-__-_-_-_-_-_-_-_--_

1,500.00 2,800.00

DOutheefrroRmeaFl eEdsetraatleROewsenrveedB.--a-n--k-_-_-__--_

15,646.20 2,069.98

Cash in Vault and Amounts De-

vos1ted with Avvroved Reserve

Agents.. _---------------------------

3,477.53

Due from Other Banks._------------

none

AAddvvaanncceess oonn OCothtetornC.o. m-m---o-d-i-t-i-e-s-_-_-_-_ Checks for Clearing House_________ _

7,576.72 2,492. 75
none

Other Checks and Cash Items ... __

406.99

Letters of Credit and Accevtances..

none

Overdrafts (if anY>-------------------

2,248.04

Other TotaL

_A__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

-

-715,.84-8127..-5400

LIABILITIES: cavital Stock Paid in..... __________$ ASUml'oI>ulunst. R__e_s_e__r_v_e-d- -f-o-r- -B- -r-a-n-c__h_e_s__. -__-_- -_ Undivided Profits-------------------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsje. c-t-t-o--C--h--e-c-k--__-_-_-_-_-_-_-_--_ Demand Certificates of Devosit... __ Time Certificates of Devosit--------TSarvuisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-_-_-_-_-_-__-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaanyadbBleil.l-s--R--e-d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Accevtances.. Reserve for Interest and Taxes_____ _ BOot hnedrs LBioa br riol iwt iee sd_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_
TotaL _________________________________$

25,000.00 none
5,000.00 3.548.26
none none 10,962.13 none 14,212.00 none none 81.88 none 9,500.00 7.113.13 none none none none 75,417.40

STATEMENT

Showing Condition at Close of Business December 31, 1924.

of the HOUSTON BANKING CO.

President, SAM A. KUNN

Perry, Ga. Vice-President, A. A. SMOAK.
Cashier, S. P. CROWELL

RESOURCES:

Time Loans and Discounts__________$ 119,498.24

DUenmiteadndSLtaotaens sS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _

7,882.02 12.801.43
none

BSOtatohncekkriinSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_vd__es___B___a___n___k___-__-___-__-__--__ Furniture and Fixtures_____________ _

none none 5,065.18 3,015.64

Other Real Estate Owned----------Due from Federal Reserve Bank____ _

none none

Cash in Vault and Amounts De-

posited with. Avproved Reserve

DAuegfernotms._O--t-h-e-r--B-a-n--k-s-._-_--_-_-_-_-_-_--_-_-_-_-_-

6,87847..2657

Advances on Cotton_________________

19,736.10

Advances on Other Commodities____

none

Checks for Clearing House__________

4,404.37

Other Checks and Cash Items______

5,168.23

Letters of Credit and Acceptances..

none

Overdrafts (if anYl-------------------

517.91

TOothtaelr__A__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_------------_-__-_-_-_-_-_-_--$ -1-85.-02701-..1159

LIABILITIES: cavital Stock Paid in----------------$ ASUml'oI>ulunst. R__e_s_e__rv-e--d--f-o-r--B_r_a__n_c__h_e_s__._._-_--_ Undivided Profits.------------------Dividends Unvaid-------------------Due to Banks------------------------Deposits Subject to Check._-------Demand Certificates of Devosit... __ Time Certificates of Deposit. ___ ---Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaaynadbBleil-l-s--R-e--d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Accevtances. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities. __ ------------------
Total.. __________ -_-_------ _______ -__ --$

25,000.00 none
5,000.00 1,180.25
none none 50,903.55 none 10,221.88 22,896.34 31,869.17 none none 38,000.00 none none none none none 185,071.19

DEPARTMENT OF BANKING

201

STATEMENT

Showing Condition at Close of Business December31,1924

of the PERRY LOAN AND SAVINGS BANK

President, R. L. CATER

Perry, Ga. Vice-President, FRED M. HOUSER
Cashier, L. F. CATER

REi!OUROES: Time Loans and Discounts.......$ UDenimte~ddSLtaotaens sS-e-c--u-r-i-t-ie--s-.--.-.-.-.-..-.-.--.-State ot Georgia Bonds........... Stock in Federal Reserve Bank.... Other Stocks and Bonds......... BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-.-.-.-.-.--.-.-.--.---. Other Real Estate Owned ---------Due trom Federal Reserve Bank.... Cash in Vault and Amounts De-
oosited with AI>I>roved Reserve Agents.. ---------------------------ADduveatnrcoems oOnthCeortBtoann.k.s......--.-.-.-.-.--.--.-Advances on Other Commodities.... Checks tor Clearing House........ Other Checks and Cash Items...... Letters ot Credit and Accei>tances.. OOvtheerdr rAasfste(1ts1_a_n__:_v_l_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Total...-.-.--....-.........-......$

90,100.65
none
31.740.40
none none none
5,000.00 2,500.00 3,500.00
none
155,380.10
none
14.068.71 4,441.31
none
417.25
none none none
307,148.42

LIABILITIES: Cai>ital Stock Paid in----------------$ Amount Reserved tor Branches... Suri>lus.. ----------------------------Undivided ProUtS-------------------Dividends Uni>aid-------------------Due to Banks..----------------------Dei>osits Subject to Check. ------Demand Certificates ot Dei>OSit.... Time Certificates ot Dei>osit........ . Savings Dei>osits--------------------Trust Funds on Dei>osit------------Cashier's Checks--------------------Certified CheckS---------------------Bills Payable...---------------------Notes and Bills Rediscounted------Letters ot Credit and Accei>tances. Reserve tor Interest and Taxes.. Bonds Borrowed---------------------Other Liabilities.--------------------
Total.---------------------------------$

25,000.00
none
27,500.00 5,687.38
none none
109.660.50
none
17,096.65 28,150.62 92.446.92 1.606.35
none none none none none none none
307,148.42

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF PINEHURST

President, J. L. LEE

Pinehurst, Ga.

Vice-President, W. E. FORD

Cashier, A. M. WILSON

RESOURCEs:

Time Loans and Discounts.........$ 94,991.94

DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-.-.-.-..-.---.-.-.-.-.-.

4.989.12
none

State ot Georgia Bonds.-------------

none

Stock in Federal Reserve Bank....

none

Other Stocks and Bonds------------

400.00

Banking House.....................

1,250-00

Furniture and Fixtures.............

2,650-00

Other Real Estate Owned ----------

3, 750.00

Due from Federal Reserve Bank....

none

Cash in Vault and Amounts De-

I>Osited with AI>I>roved Reserve

DAuegfernotms . .O- -t-h-e-r- -B- -a- -n-k- -s- -. .-.-.-.-.-.-.-.-.-.-.-.-.

81,461.16 3,021.48

Advances on Cotton.................

8,067.98

Advances on Other Commodities....

1.003.62

Checks for Clearing House..........

none

Other Checks and Cash Items......

301.28

Letters ot Credit and Accei>tances..

none

Overdratts (11 an:vl-------------------

none

Other Assets...----------------------- - - -12-.00

Total------------------- ....... _____ ...$ 201.898.58

LIABILITIES: Cai>ital Stock Paid in.............$ Amount Reserved for Branches..... Surolus.. ----------------------------Undivided ProfitS-------------------Dividends Uni>aid-------------------DDeuie>otositBs aSnukbsj.e.ct-t-o--C--h-e--c-k-.-.-.-.-.--.-.-.-.-. Demand Certificates ot Dei>osit.... . Time Certificates ot Dei>osit........ Savings Dei>osits.-------------------Trust Funds on Dei>osit------------Cashier's Checks.-------------------Cert111ed Checks---------------------BN1oJtlsesPaanyadbBleil.l.s. R- -e-d- -i-s-c-o- -u-n-t-e- d- -.-.-.-.-.-. -. Letters ot Credit and Accei>tances.. Reserve tor Interest and Taxes.... Bonds Borrowed---------------------Other Liabilities---------------------
TotaL------------------- ___ --------- ..$

25,000.00
none
25.000.00 5,226.96
none none
92,484.28
none
51.528.50
none none
2.658.84
none none none none none none none
201,898.58

202

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

SALZBURGER BANK

President, W. ~I. EXLEY

Pineora, Ga. Vice-Presidents, R. L. ELKI~S, P.J. ZEIGLER
Cashier, R. L. ELKINS

RES()URCES:
TDiemmeaLnodaLnosaannsd. _D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ United States Securities............. State of Georgia Bonds............. . Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._._._._._._._._._._. ._ Furniture and Fixtures_____________ _ Other Real Estate owned........... Due from Federal Reserve Bank.... . Cash in Vault and Amounts De-
I>Osited with AI>I>roved Reserve DAuegfernotms--O--t-h-e-r--B--a-n--k-s-.-.-.-.-.-.--.-.-.-.-.-.-.-. Advances on Cotton ................. Advances on Other Commodities.... Cheeks for Clearing House......... Other Checks and Cash Items...... LOevtet erdr sraofftsC(rifedaint ya)n. .d__A__c_c_e_:_D__ta_n__c_e_s_. ._ Other Assets... ----------------------TotaL _________________________________ $

68,995.55 9,453.68
none none none
350.00 2,950.00 1,845.00 1, 385.00
none
5,768.29 200.00
none none none
863.25
none
460.32
none
92,271.09

LIABILITIES: Cai>ital Stock Paid in................$ Amount Reserved. tor Branches --Suri>lus.. ----------------------------Undivided. Profits ------------------Dividends Uni>aid.------------------DDeui>eOtSoitBs aSnukbsJ.e.c.t--t-o--C--h-e-c--k-.-.-.-.-.-.-.-.-.-Demand Certificates of Dei>osit.... Time Certificates of Dei>osit........ TSarvuisntgFsuDned:sDoonsiDtse.-i>--o-s-i-t-.-.-.-.-.-.--.---.-.-Cashier's Checks--------------------Certified. Checks.--------------------BNiolltsesPaanyda.bBleil.l.s-R--e-d--i-s-c-o-u-n--t-e-d-.-.-.-.-.--.Letters of Credit and. Accei>tances.. Reserve for Interest and Taxes..... BOot hnedrs LBioarbroilwlteieds...... .---.-.-.-. -. .-.-.-.-.-.-.-.---. -.
TotaL ................................ $

25,000.00
none
3,000.00 1,120.13
none none
18,894.35
none
8,261.36 25,800.92
none none none
10,000.00
none none none none
19!.83
92,271.09

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the BANK OF PINEVIEW

President, L. J. MORGAN

Pineview, Ga. Vice-President, JAl\lES FAIRCLOTH
Cashier, L. J. MORGAN

RESOURCES:

Time Loans and. Discounts.........$ 76,771.05

DUenmiteadndSLtaoteasnsS.e.c. -u-r-i-ti-e--s-.-.-.-..-.-.-.-.---.-.-.

2,311.32
none

State of Georgia Bonds.............

none

Stock in Federal Reserve Bank....

none

Other Stocks and Bonds............

2,000.00

Banking House.....................

1,000.00

Furniture and Fixtures............~-

2, 516.25

Other Real Estate Owned..........

19,563.00

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts De-

I>OSited with AI>I>roved Reserve

Agents.. ---------------------DAduveafnrcoems oOnthCeortBtoann.k..s. _-_-_-_-_-_-_-_-_-_-__-_-_-

6,453.34
nnoonnee

Advances on Other Commodities....

none

Checks for Clearing House..........

23.52

Other Checks and Cash Items.......

none

Letters of Credit and Acce:Dtances.. Overdrafts (if any)...................

none
321.16

Other Assets--------------------------- - -3,8-79-.66

TotaL............. -----------------$ 114,839.30

LIABILITIES: Cai>ital Stock Paid in................$ Amount Reserved for Branches .... SUUnIdI>iv1iUdse.d-- -P-r-o- -fi-t-s-.-.-.-.-.--.--.-.-.-.-..---.-... Dividends Uni>ald------------------DDeuie>otositsBSanubkJse--c-t-t-o--C--h-e--c-k-.-..-.-.-.-.-.-.-Demand Certificates of Dei>osit.. --. Time Certificates of Dei>osit......... Savings Dei>osits. -------------------Trust Funds on Dei>osit---------- Cashier's Checks--------------------Certified. Checks...... ___ ------- .. BNiolltsesPaanyadbBleil.l.s-R--e-d--is--c-o-u-n--t-e-d-.-.-.-.-.-.-.-. Letters of Credit and Accei>tances.. Reserve for Interest and Taxes..... Bonds Borrowed......... Other Liabilltles.. ----------
TotaL. ___ ..... ------------ .......$

15,000.00
none none
6,162.70
none
25,500.00 21,370.79 28,875.00 4,447.86
none none
982.95
none
11,500.00 1,000.00
none none none none
114,839.30

"l

DEPARTMENT OF BANKING

203

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

PITTS BANKING CO.

President, L 0. BE:\'TOX

Pitts, Ga. Cashier, A. C. SHELL

\"ice-President, JAS. M:. KING

RESOURCES:
Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsSe-c--u-r-i-ti-e--s-_-_-__-_-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ BSOtatohncekkrinSgitonHckosFuseaedn_ed_r_a_B_lo__n_Id_n_s_t_e___r__n___a____t_i__o___n____a__l Furniture and Fixtures_____________ _ Other Real Estate Owned ---------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
Apogseintetsd___w__i_t_h__ A--p--p-r-o-v--e-d___R__e_s_e_r_v_e_ ADduveafnrcoems oOnthCeortBtoann_k_s__.-_-_-_-_-__-_-_-_-_-_-_--_ Advances on Other Commodities____ Checks for Clearing House_________ _ Other Checks and Cash Items______ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s____ Other Assets_________________________ _
TotaL _________________________________$

38,725.43 1,250.00
none none none 2,500.00 450.00 1,000.00 13,000.00 none
27,090.42 none
2,244.43 586.90 none none none none none
86,847.18

LIABILITIES: Capital Stock Paid in________________ $ Amount Reser~ed for Branches----Surplus.- ___ -------------------------Undivided Profits ------------------DDiuveidteonBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------BCielrltsifPiaedyaCbhlee_c_k_S__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances._
fg~J~'ktg~~~~';f~~~-~~-~-~_t:~~::::::
Other Liabilities._.------------------
T o t a L _________________________________ $

25.000.00 none
15,000.00 994.78 none none
40,167.94 none
4,678.17 none none
1, 006.29 none none none none n"'>ne none mane
86.847.18

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

President, R. S. OLIVER

PLAINS BANK Plains, Ga. Vice-President, W. L. THOMA.i
Cashier, FRANK H. GREER

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _ State of Georgia Bonds_____________ _
Stock in Federal Reserve Bank..... .

341,665.14 350.00
10,510.63 none
2,550.00

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_.___-_-_-__-_-_-_-_-_--_

none 2,463.91

FOuthrneirtRureealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-

3, 749.66 12,899.29 1,788.78

posited with Apvroved Reserve

Agents. __ ---------------------------

11,789.68

ADduveafnrcoems oOnthCeorttoBna_n__k_s_-_-_-_-_-_--_-_-_-_-_-_-_-

none 150.00

Advances on Other Commodities.... Checks for Clearing House__________

none none

Other Checks and Cash Items_______

none

LOevteterdrsraofftsC(rifedaniyt)a_n__d__A__c_c_e_v_t_a_n__c_e_s_._.

nonnoene

Other Assets--------------------------- - -3,9-96.-57

TotaL------------------------- __ ....$ 391,913.66

LIABILITIES: Cavital Stock Paid in_______________$ Amount Reserved for Branches... Surolus. _____ ------------------------Undivided ProfitS-------------------Dividends Unvaid..... --------------Due to Banks.. __ -------------------Deposits Subject to Check. -------TDiemmeaCnedrCtifeirctaiftiecsaotefsDoefvDoesvito__s_it_._.__._. TSarvuisntgFsuDnedvsoosintsD-e-v--o-s-i-t-_-_-_-_-_-_-__-_-_-_-_--_ Cashier's Checks--------------------Certified Checks--------------------Bills Payable. __ ---------------------Notes and Bills Rediscounted.... Letters of Credit and Accevtances.. Reserve for Interest and Taxes_____ _ BOothnedrs LBioarbrioliwtieeds.-..-.---.-.-.--.-.-_-.-_-_-_-__-_-_--_
TotaL....__ --.--.--------------------.$

50,008.00 nOnQ
30,000.t,& 83.76 none none
113,939.06 none
77,822.99 none
8,266.68 none none
49,000.00 40,80Ll7
none none 10,500.00 11,500.00
391,913.66

~04

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924.

of the

BANK OF PLAINVILLE

President, L. P. HENLEY

Plainville, Ga. Vice-President, C. W. MARTIN
Cashier, F. L. WILLIAMS

RESOUROES:

Time Loans and Discounts.........$ 54.731.82

DUenmiteadndSLtaotaens sS.e.c..u.r.i.t.ie..s......_._.__._._._._._._. State of Georgia Bonds...__________ _

728.59 none none

Stock in Federal Reserve Bank.....

none

Other Stocks and Bonds... --------BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-.-.-.-.-.-.-.-.-.-.--__--__Other Real Estate Owned.. _______ __

200.00 2,103.53 l, 961.70 3,350.00

Due from Federal Reserve Bank....

none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents.. ----------------------------

9,243.26

Due from Other Banks..............

826.70

Advances on Cotton----------------

none

Advances on Other Commodities...

none

Checks for Clearing House..........

none

Other Checks and Cash Items______

none

Letters of Credit and Acceptances..

none

OOvtheerdr rAafstsset(si.t.a.n__Y__l_-_-.-.-.-_-.-.-_--.-.-.-.-.-.-.-.-.-.

3,4n3o3 .n1e5

-----

Total----------------------------------$ 76.578.75

LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved for Branches..... Sur:o1us.... -------------- .... --------Undivided ProfitS-------------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check.. -------Demand Certificates of Deposit..... Time Certificates of Deposit..... --Savings DetlOsits. -------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks--------------------BNiolltsesPaaYndabBleil.l.s.R. -e-d--i-s-c-o-u--n-t-e-d--.-.-.-.-.-.-. Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed -------------------Other Liabilities---------------------
Total.---.. ___ ----..------------------.$

15,000.00 none none 526.28 none none
24,697.50 none
35.794.67 nohe none 560.30 none none none none none none none
76,578.75

STATEMENT Showing Condition at Close of Business December 31, 1924
of the THE BANK OF PORTAL

President, A. A. TL'R.NER

Portal, Ga. Vice-President, W. S. FINCH
Cashier, R. H. KINGERY

RESOURCES:

Time Loans and Discounts..........$ 99,414.08

DUenmi t eadndSLt aot easn sS.e.c. .u.r.i.ti.e. s. -_.____._._._._._._._. ___.

2,.668. 76 none

State of Georgia Bonds..___________ _

none

Stock in Federal Reserve Bank......

850.00

BOat hnekri nSgtoHckosusaen.d. __B_o__n_d__s_._._-_-_-_-_-_-__-_-_- -_

2,025.00 3,500.00

Furniture and Fixtures--------------

2,829.09

Other Real Estate Owned.----------

1.236.52

Due from Federal Reserve Bank....

7,303.30

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents.. ---------------------------Due from Other Banks.-------------

12.550.53 none

Advances on Cotton... --------------

none

AChdvecakncsefsoronClOeathrienrgCHoomumseo_d__it_i_e_s___ _

none none

Other Checks and Cash Items______

52.60

Letters of Credit and Acceptances--

none

Overdrafts (it anYl-------------------

58.11

Other Assets--------------------------- - - -no-ne

Total..................--....-..-----.$ 132,487.99

LIABILITIES: Capital Stock Paid in_______________$ ASumr:ooulunst. R__e__se.r.v..e.d_.f.o.r..B__ra..n_c.h..e_s_......... Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-------------------Demand Certificates of Deposit..... Time Certificates of Deposit......... Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks......-..-...... ----. Certified Checks.... ----------------Bills Payable....--------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes____ __ Bonds Borrowed--------------------Other Liabilities.--------------------
T o t a L. . __ . . . . . . . . . . . . . . . . - . . . . . . . . . . $

25,000.00 none
2,000.00 4,504.14
none none 46,809.70 none 53,479.38 none none 694.77 none none none none none none none 132.487.99

l

DEPARTMENT OF BANKING

205

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF POULON

President, W. I. WILLIS

Poulon, Ga. Yice-President, F. M. KIMBELL, D. F. SUMMER Cashier, H. L. GARY

RESOURCES;
Time Loans and Discounts........$ DUenmiteadndSLtaoteans sS.e.c__u_r_i_t_ie-s--.-.-.-_-______._-_-_-_-_. State of Georgia Bonds.... _________ _ SOBtatohncekkriniSngtoFHcekodsuesarean_ld_R_B_e_so_en_r_dv_es_._B.___a__n____k__.__.__.__.__..__ Furniture a]ld Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
Dosited with ADDroved Reserve Agents... --------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items...... LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_D__t_a_n_c__e_s_._. Other Assets.... __ .. -- ....._.. --------
Total.......... __ .------ __ .. ____ ._ .....$

71,874.45
none
500.00
none none
755.00 2,500.00 2,969.52 2' 991.93
none
8,944. 71
none none none none none none none
2.151.08
92,686.69

LIABILITIES: CaDital Stock Paid in----------------$ Amount Reserved for Branches..... Surolus.. __ ---- ___ . __ .. -- .. ---- __ .- .. Undlvlded Profits-------------------Dividends UnDaid-------------------Due to Banks------------------------DeDosits Subject to Check.. -------Demand Certificates of DeDosit.... . Time Certificates of DeDosit......... Savings DeDOSits.... -------- --------Trust Funds on DeDosit------------Cashier's Checks--------------------Certified Checks....... --------------Bills Payable......-..--.---...-.----Notes and Bills Rediscounted------Letters of Credit and AcceDtances.. Reserve for Interest and Taxes.. ___ _ Bonds Borrowed---------------------Other Liab1lltles. _-------------------
TotaL--------------------------------$

15,000.00
none
5.000.00
none none none
23,712.71
none
17,302.74
none none
428.91
none
31,242.33
none none none none none
92,686.69

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

BANK OF POWDER SPRINGS

J>resident, S. E. SMITH

Powder Springs, Ga. Vice-President, M. J. FLORENCE

Acting Cashier, A. E. ROZAN

RESOURCES:

Times Loans and Discounts........$ 138,015.72

DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-.-_-_-_-_-__-_-_-_-_-_--_

none none

State of Georgia Bonds--------------

none

Stock in Federal Reserve Banks.....

none

Other Stocks and Bonds.. ----------

1,320.00

Banking House-----------------------

1.400.00

Furniture and Fixtures--------------

2.107.80

Other Real Estate Owned.. --------

37,916.09

Due from Federal Reserve Bank-----

none

Cash in Vault and Amounts De-

DOsited with ADDroved Reserve

Agents. ____ -------------------------

7 ,819. 93

Due from Other Banks--------------

3,746.65

Advances on Cotton-----------------

4,002.83

Advances on Other Commodities....

none

Checks for Clearing House..-------Other Checks and Cash Items. . __

none none

Letters of Credit and AcceDtances..

none

Overdrafts (if anY>-------------------

none

Other Assets-------------------------- - -6,6-90.-39
Total. ____ . _____ --- .. _- .. -- __ .. ______ .$ 208,019.41

LIABILITIES CaDital Stock Paid in----------------$ AS umr oo ul unst. R__e_s_e__rv__e_d__f-o-r- -B- -r .a-n- -c-h-e_s__._-_- -. -. Undivided ProfitS-------------------Dividends UnDaid-------------------DDeuDe otsoitBs aSnukbsj-e-c-t--t-o--C--h-e--c-k-.-_-_-_-_-_-_-_-_--_ Demand Certificates of DeDosit.. Time Certificates of DeDOSit--------Savings DeDOSitS----------- Trust Funds on DeDosit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable------------------------Notes and Bills Rediscounted------Letters of Credit and AcceDtances.. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabtlltles. -------------------
TotaL---------------------------------$

25.000.00
none
3,500.00
none none
11,128.81
none
60,939.60 91.436.39 1.512.29
none
502.32
none
6.000.00
none none none
2,950.00
none
203,019.41

206

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924 of the
BANK OF PRESTON

Presilt'nt, J. F. LUNSFORD

Preston, Ga. Vice-President, C. C. TRACY
Cashier, N. E. BULLOCH

RESOURCES:

Time Loans and Discounts........$ 50,627.02

Demand Loans----------------------United States Securities........c State of Georgia BondS-------------Stock in Federal Reserve Bank...... Other Stocks and BondS-------------

863.91 none none none none

BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s--_-__-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned----------Due from Federal Reserve Bank.... cash in Vault and Amounts D&-
posited with Approved Reserve

2,440.50 3,070.11
none none

Agents.. ---------------------------Due from Other Banks...----------Advances on Cotton......----------Advances on Other Commodities.... Checks for Clearing House..........

17,184.72 none
4,060.64 none none

Other Checks and Cash Items...... Letters of Credit and Acceptances.. Overdrafts (if any)___________________

none none 25.85

Other Assets--------------------------

4,247.41

TotaL.________________________________- $ -82- ,520- .16

LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches.... Surplus.. ----------------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subiect to Check.......... Demand Certificates of Deposit..... Time Certificates of Deposit........ Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills PaYable.-----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes.... Bonds Borrowed.-------------------Other Liabilities.. -------------------
TotaL. . -------------------------------$

15,000.00 none
1, 500.00 none none none
27,057.95 7,000.00 24,087.40
none 7,212.56
592.09 70.16 none none none none none none
82,520.16

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the THE FARMERS BANK

President, L. II. KINGERY

Pulaski, Ga. Vice-President, .J. Z. PATRICK
Cashier, J. A. GARDNER

RESOURCES:

Time Loans and Discounts..........$ 40,907.81

Demand Loans-----------------------

1, 702.19

United States Securities-------------

none

State of Georgia Bonds--------------

none

Stock in Federal Reserve Bank......

none

BOathnekrinSgtoHckosuoaen_d__B__o__n_d__s_._._-__-_-_-_-_-_-_-_--_

5.005.00 1.45Q.OO

Furniture and Fixtures..............

1.098.27

Other Real Estate Owned...........

l, 500.00

Due from Federal Reserve Bank.....

none

cash in Vault and Amounts Ds-

posited with Approved Reserve

Agents... ----------- _______________ _

11,090.64

ADduveafnrcoems oOnthCeor tBtoann_k_s_._-_-_-_-_-_-_-_-__-_-_-_--_

none none

Advances on Other Commodities....

none

Checks for Clearing House..........

none

Other Checks and Cash Items......

1,316.33

LOevteterdrsraofftsC(rief daint yanLd__A__c_c_e_p__t_a_n_c__e_s_.._

none none

Other Assets--------------------------- - -no-ne

TotaL.. __ ..... _._._ .... ___ ....... __ ...$ 64,070.24

LIABILITIES: Capital Stock Paid in...............$ Amount Reserved for Branches..... Surplus.................... __ .... ____ _ Undivided Profits__________________ __ DDiuveidteonBdsanUknsp..a_id__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__Deposits Subject to Check.--------Demand Certificates of Deposit..... Time Certificates of Deposit......... Savings Deposits.. __________________ _ Trust Funds on Deposit___________ __ Cashier's Checks.. __________________ _ Certified Checks.... ___ -------------Bills Payable.-----------------------Noces and Bills Rediscounted....... Letters of Credit and Acceptances.. BReosnedrvseBoorrroInwteedre__s_t_a__n_d__T__a_x__e_s_._._._._.._ Other Liabilities.. -------------------
TotaL.-- ..... -- .......................$

25,000.00 none none
1,647.12 none none
17,987.30 none
19,066.42 none none 369.40 none none none none none none none
64,070.24

DEPARTMENT OF BANKING

207

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE BANK OF QUITMAN

Quitman, Ga.

President, SA~IL. S. ROrNTREE

Vice-President, II. W. STUBBS

Cashier, H. W. STUBBS

RESOURCES:

Time Loans and Discounts__________ $ 706,750.80

Demand Loans ----------------------

69.948.31

United States Secutirles------------SSttoactek oinf GFeeodregraial RBeosnedrvs-e-B--a--n-k--_-_-__-_--_ Other Stocks and Bonds ___________ _

7,298.06
none none
2,250.00

FBuanrrkiitnugreRaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _

16,543.54 6,820.50
17.075.00

Due from Federal Reserve Bank. __ _

none

Cash in Vault and Amounts De-

posited with Approved Reserve Agents. _____________ ----------------

104' 556-90

Due from Other Banks... -----------

none

Advances on Cotton... ------------- CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo.d. _it_i_e_s__._.._

169.86 '6,710.27 22,064.00

Other Checks and Cash Items......

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s_.._

none
724.43

Other

Assets

---

---

-----------

---

---

----

-

non
--

e

Total... -_: ______ ._. __ ._-----.-. __ --._.$ 960,911.67

LIABILITIES:
Capital Stock Paid in----------------$ Amount Reserved for Branches.. --SUunrdoilvuids.e.d--P-r-o--f-i-t-s-.-:-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------DDuepeotsoitBs aSnukbsj-e-c-t-t-o---C-h--e-c-k--_-_-_-__-_-_-_-_--_ Demand Certificates of Deposit..... Time Certificates of Deposit_ .. ____ _ Savings DePosits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks--------------------Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities---------------------
TotaJ.. ________________________________$

165,000.00
none
100,000.00 8,250.77
none
4,747.51 242,829.31
none
205,841.85 222.691.83
none
2,882.21
none none none none
8,668.19
none none
960,911.67

STATEMENT

Showing Condition at Close of Business December 31, 1924.

of the

THE CITIZENS BANK OF RAY CITY

Presid?nt, G. W. YARN

Ray City, Ga. Vice-President, J. H. SWINDLE
Cashier, JNO. D. LUKE

RESOURCES:

TDiemmeaLnodaLnosaannsd..D__i_s_c__o_u_n__t_s_._.________________$

148.812.16 4,209.76

United States Securities...... ______ _ State of Georgia Bonds_____________ _

none none

Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds..... ______ _

none none

BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_

2.652.89 2,824.09

Other Real Estate Owned.---------Due from Federal Reserve Bank. __ _

8,907.50 none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents.- _________ -------------------

10,212.19

DAduveafnrcoems oOnthCeortBtoann_k_s__-_-_-_-_-_-_-_-_-_-_-_-_--_

none none

CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d__it_i_e_s_.__.._

none
95.00

<1ther Checks and Cash Items _____ _

59.76

LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_p__t_a_n_c__e_s_.._

none
1 '139.92

Other Assets--------------------------

none

Tot
--

a

L

.

_________

-----

_________________
-

.$-

---178,913.27

LIABILITIES: Capital Stock Paid in _______________ $ ASumrpoluunst._R._es-e_r_v__e_d__f_o_r..B..r.a_n_c_ h--e-s___________ Undivided ProfitS-------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check.. ------Demand Certificates of Deposit____ _ Time Certificates of Deposit--------Savings Deposits -------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified CheckS--------------------BNiolltsesPaanydabBleil.l_s-R--e-d--i-s-c-o-u--n-t-e-d--.-_-__-_-_--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities.. ------------------
TotaL_________________________________ $

25,000.00
none
5,000.00 2,570. 78
328.00
none
40,753.39 5,640.89 92,978.70
none none
1.630.26 11.25
5,000.00
none none none none none
'178,913.27

'l

--------

208

FIFTH ANNUAJ;. REPORT

STATEMENT Showing Condition at Close of Business December 31,1924.

of the FARMERS AND MERCHANTS BANK

President, S. S. YOUNG, SR.

Rebecca, Ga. Vice-President, C. S. McCALLY
Cashier, W. C. LANE

RESOURCES: Time Loans and Discounts__________$ Demand Loans.---------------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds.... -------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Other Real Estate Owned----------Due from Federal Reserve Bank----Cash in Vault and Amounts De-
I>Osited with A:t>vroved Reserve DAuegfernotms..O--t-h-e--r-B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton________________ _ CAhdevcaknscefsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._. Other Checks and Cash Items. ____ _ Letters of Credit and Accevtances. _ Overdrafts (if anY>------------------Other Assets--------------------------
Total----------------------------------$

56,654.28 none none none none 200.00
3,608. 77 4.144.91 8,005.85
none
6,343.36 3,018.70
none 2.113.02
none none none none 2.400.00 86.488.89

LIABILITIES: Cavital Stock Paid in________________$ Amount Reserved for Branches----Survlus. _------------ __ ------------- __ Undivided Profits-------------------Dividends Unvaid-------------------Due to Banks.-----------------------Devosits Subject to Check---------Demand Certificates of De:t>osit----Time Certificates of Devosit--------Savings Devosits--------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks---------------------BNUotlsesPaanyadbBleU._ls-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Accevtances. Reserve for Interest and Taxes_____ _ Bonds Borrowed.-------------------Other Liabilities.--------------------
TotaL---------------------------------$

15.000.00 none
2.500.00 1,116.38
none none 43,534.82 7,500.00 14.169.41 none none 268.28 none none none none none none 2.400.00 86.488.89

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF REIDSVILLE

President, R. J. ROGERS

Reidsville, Ga. Vice-President, L. P. COXLEY
Cashier, W. G. MAUL

RESOURCES:
Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds-----------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned----------Due from Federal Reserve Bank----Cash in Vault and Amounts De-
I>Osited with Avvroved Reserve Agents.. ---------------------------Due from Other Banks-------------CAAhddevvcaaknnscceefssorooCnn lCOeaotrhtitenorgnC-H-o-om-u-ms--eo-_d-_-i_t-_i-_e-_s_-__-__-_-__ Other Checks and Cash Items_____ _ Letters of Credit and Accevtances. Overdrafts (if anYl------------------Other Assets----------,---------------
TotaL---------------------------------$

112,429.91 500.00 none none none none
4.884.64 1.000.00
none none
4,659.29 none none none 208.74
1.196.07 none 569.52
3,413.95 128,862.12

LIABILITIES: Cavital Stock Paid in . ___________$ Amount Reserved for Branches. -Surv1us. ___ ----- __ -------------------Undivided Profits-------------------Dividends Unvaid-------------------Due to Banks------------------------Devosits Subject to Check.---Demand Certificates of Devosit..... Time Certificates of Devos1t-------Savings Devosits------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks.. -----------------BN1oltlsesPaanydabBleil-l-s--R-e--d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Accevtances. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities. _----------------
Total---------------------------------$

15,000.00 none
3,000.00 6. 752.41
none none 35,447.ll 13,000.00 38,856.23 14.584.71 none 41.06 none none 1.500.00 none 643..10
n~ne
37.50 128.862.12

'l

DEPARTMENT OF BANKING

i09

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE TATTNALL BANK

President, J. Y. KELLEY

Reidsville, Ga. Vice-President, W. R. HENDRICKS
Cashier, J. E. l"EWTON

RESOURCES:

Time Loans and Discounts........$ 192.990.24

Demand Loans....------------------United States Securities.............

1,693.36 14,350.00

State of Georgia Bonds.............

none

Stock in Federal Reserve Bank....

none

Other Stocks and Bonds. ----------

9,174.04

Banking House.... -----------------

5,000.00

Furniture and Fixtures.............

1, 201.24

Other Real Estate Owned..........

1, 821.78

Due from Federal Reserve Bank....

none

Cash in Vault and Amounts De-

oosited with ADDroved Reserve

Agents.. ----------------------------

27.203.42

Due from Other Banks. ------------

none

Advances on Cotton_________________

none

Advances on Other Commodities....

none

Checks for Clearing House..........

none

Other Checks and Cash Items ....

none

Letters of Credit and Acceotances..

none

Overdrafts (if any)_ .. ________ ..... __

232. 28

Other Assets__________________________

none

TotaL



_______________________________

$-

---
253,666.36

LIABIT..ITIES:
Oaoltal Stock Paid in................$ Amount Reserved for Branches..... USunrdoilvuids e_d_ -P-r-o--f-it-s--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_-_ DDuiveidtoenBdsanUknso__a_i_d_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--__Deoosits SubJect to Check.... ____ __ Demand Certificates of Deoosit..... Time Certificates of Deooslt......... Savings Deoosits....----------------. Trust Funds on Deooslt............. CCaersthifieierd's CChheecckkss_.__._._-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_-_ Bills Payable.. ______ -------------- __ _ Notes and Bills Rediscounted....... Letters of Credit and Acceotances. Reserve for Interest and Taxes...... Bonds Borrowed---------------------Other Liabilities. __ .... : ........ -----
TotaL.. __ ....... ____ ...... _._ .........$

50,000.00 none
10,000.00 10.104.43
none none 81,187.85 none 30,851.10 24.181.79 none 6,491.19 none none none none none none 40.850.00 253,666.36

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

FARMERS STATE BANK

President, JAMES RIGGS

Register, Ga. Vice-President, J. S. RIGGS
Cashier, .JOHN R. GODBEE

RESOURCES:

Times Loans and Discounts.........$ 50,769.10

Demand Loans-----------------------

18,564.40

United States Securities.............

none

State of Georgia Bonds..............

none

Stock in Federal Reserve Banks.....

none

BOathnekrinSgtoHckosusaen_d___B_o__n_d__s_._._._._._._.__._._..__.

1, 700.00 none

Fum!ture and Fhtures........ __ . __ .

1,800.00

Other Real Estate Owned...........

none

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts De-

oosited with Aooroved Reserve

Agents.-----------------------------

29' 213.54

Due from Other Banks..............

none

Advances on Cotton . ---------------

none

Advances on Other Commodities....

none

Checks for Clearing House...... __ __

none

Other Checks and Cash Items......

none

LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_o__t_a_n_c_e__s_.._

none none

Other Assets.. __ ..... TotaL..... _________ ..

.... ____

. .

.. ..

.... __ ..

... _..

--.

__

-
.$

- - -no-ne
102,047.04

LIABIT..ITIES Oaoltal Stock Paid ln................$ Amount Reserved for Branches..... Surolus. ___ -------.------------------Undivided Profits-------------------Dividends Unoaid..-----------------Due to Banks------~-----------------Deoosits SubJect to Check.......... Demand Certificates of Deoosit..... Time Certificates of Deoosit--------Sav!ngs Deooslts.......... __ ...... --Trust Funds on Deoosit............. Cashier's Checks....... ______ .... __ __ Certified Checks............ ________ __ Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Acceotances.. Reserve for Interest and Taxes...... Bonds Borrowed. __ -----------------Other LiabiUties.. -------------------
.TotaL.. _._ ... _... ________ .$

15,000.00 none none
4,042.48 none none
40,394.22 none
38,655.76 none none
3,954.58 none none none none none none none
102,047.04

'l

~10

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

RENTZ BANKING CO.

President, 0. D. BARHOX

Rentz, Ga. Yice-Presidents, ,Y. E. BEDINGFIELD, H. D. BARRO~ Cashier, THERON WOODARD

RESOUROES:
TDiemmeasnLdoLanosanasn_d___D__is__c_o_u__nt-s-.-.-.-.-.-.-.-.-.$ United States Securities... _____ ._ ... State of Georgia Bonds_____________ _ BSOtatohncekkriniSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_dv__es___B____a__n___k___s__.__.__.__._._ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank----Oash in Vault and Amounts De-
posited with Approved Reserve DAuegfernotms..O_t-h-e-r--B--a-n--k-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Ootton ________________ _ OAhdevcaknscefsoroOn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Ohecks and Oash Items. ____ _ LOevteterdrsraofftsO(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._
Other Assets...----------------------
TotaL........ ______ . _. __ . ____________ .$

27,190.21 4.124.40
none none none none 2,025.00 l, 455.30 940.17 none
8,048. 74 none
8,827.85 none none 334.09 none
2,497.82 none
55.443.58

LIABILITIES Oapital Stock Paid in________________$ Amount Reserved for Branches ... Surplus... __ -------------------------UDnivdiidveinddesd UPrnopfaitisd._.____-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DDeute>otositBs aSnukbsj-e-c-t--t-o--O--h-e-c--k-_-_-_-_-_-_-_-_-_-_ Demand Certificates of Det>osit____ _ Time Certificates ot Det>osit--------TSar vuisntgFsuDnedt>s oosnitsD-e-t>- -o-s-i-t-_-_-_-_-__-_-_-_-_-_-_- -_ Oashier's Ohecks--------------------Oertified Ohecks---------------------Bills Payable..... ___ ---------------- Notes and Bills Rediscounted....... Letters of Oredit and Acceptances.. Reserve tor Interest and Taxes. ___ __ Bonds Borrowed.. __ ----------------Other Liabilities.. __ ---------------
TotaL_________________________________ $

15,000.00 none
3,000.00 2.114.80
none none 29.304.63 none 6.024.15 none none none none none none none none none none
55.443.58

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

CITIZENS STATE BANK

Reynolds, Ga.

President, C. II. ;\'EISLER

Vice-President, H. H. ACLT:\IAN

Cashier, .J. H. NEISLER

RESOUROES:

Time Loans and Discounts----------$ 17.759.52

DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e-s--_-_-__-_-_-_-_-_-_-_-_--_

100.30 none

Oapital Stock Account. .. ____ ..... State of Georgia Bonds..__________ __

none none

Stock in Federal Reserve Bank......

none

Other Stocks and Bonds. ----------

none

BFuarnnkiitnugreHaonudseFi.xt-u-r-e--s-_-_-_-_-__-_-_-_-_-_-_-_-_Other Real Estate Owned __________ _

none 1,331.00
none

Due from Federal Reserve Bank.....

none

Oash in Vaults and Amounts De-

IA>gOeSnittesd...w..it.h____A_t.>_I_>_r-o-v_e_d___R..e.s_e_r.v.e.

11,079.27

ADduveafnrcoems oOnthOeortBtoann.k.s.._-_-_-_-_-_-__-_-_-_-_-_--_

none 968.94

OAhdvecaknscefsoroOn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._

none 150.76

Other Checks and Oash Items......

1,103.62

Letters of Credit and Accet>tances..

none

Overdrafts (if any)........ -.. -..... ..

none

Other Assets..........................- - -no-ne

TotaL... ------- __ ........$ 32,493.41

LIABILITIES Oat>ital Stock Paid in----------------$ Amount Reserved for Branches -- Surplus.. ---------------------------- DUinvdiidveinddesd UPnrot>fiatisd_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_ DDuepeotsoitBs aSnukbsJ.e.c.t.to--O--h-e-c--k_-_-_-_-_-_-_-_-_--_ Demand Certificates of Det>osit.... . Time Certificates of Deposit......... Savings Det>osits. ------ _-----------TOrausshtieFru'snOdhseocnksD__e_t_>_o__s_i_t_--_-_-_-_-_-_-_-_-_-_--_ Oertified Ohecks............ ---------BNiolltsesPaaynadbBlei.ll.s-R--e--d-i-s-c-o--u-n-t-e--d-.-.-.-.-.-.-. Letters of Oredit and Accet>tances.. BReosnedrvseBfoorrroInwteedre..st__a_n__d__T__a_x_e__s_._._._._.._ Other Liabilities...------------------
I TotaL............... _.................$

15,000.00 none none 223.46 none none
15,316.89 none
1,551.25 388.81 none 13.00 none none none none none none none
32,493.41

DEPARTMENT OF BANKING

~11

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the REYNOLDS BANKING CO:\IPANY

President, R. A. HIA"TOX

Reynolds, Ca. \'ice-President, W. E. MARSHALL
Cashier, L. F. MOXTFORT

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities. ___________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds____________ _ BFuarnnkiitnugreHaonudseF.i.x_t_u-r-e-s--_-_-_-_-__-_-_-_-_-_-_-_--_ Other Real Estate Owned----------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
I>Osited with AIJIJroved Reserve Agents-----------------------------DAduveafnrcoems oOnthCeor tBtoann_k_s_._.____-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities... Checks for Clearing House---------Other Checks and Cash Items. ---LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_J_t_a_n_c__e_s_.._ Other Assets-------------------------TotaL _________________________________$

100,968.51 1,372.29 none none none l, 533.33 3,500.00 3,291.69 none none
19,170.43 413.64
17,737.84 3 '941. 20
206.84 576.36 none 567.79 l, 744.68 155,024.60

LIABILITIES: CaiJital Stock Paid in _______________$ Amount Reserved for Branches ____ _ SuriJlus. _----------------------------Undivided Profits_------------------DDiuveidtoenBdsanUknsi_J_a_i_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DeiJosits Subject to Check.--------Demand Certificates of DeiJosit----Time Certificates of DeiJosit-------TSaruvisntgFsuDnedisJoosnitsD. -e-i-J-o-s-i-t-_-_-_-_-_-_-__-_-_-_-____ Cashier's Checks____________________ _ Certified Checks_____________________ _ Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and AcceiJtances. _ Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities._-------------------
TotaL ________________________________$

25,000.00 none
15,000.00 1,817.61
none none 62,446.23 none 36,547.50 none none 1,459.58 none none 12,753.68 none none none none 155,024.60

STATEMENT Showing Condition at Close of Business December 31, 1924

of the HANK OF REX

President, W. C. ESTES

Rex, Ga. \'ice-President, W. 0. ADAMSON
Cashier, WALTER ESTES

RESOURCES:
Time Loans and Discounts.---------$ DUenmiteadndSLtaotaens sS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds.... -------Banking House. __ ------------------Furniture and Fixtures-------------Other Real Estate Owned----------Due from Federal Reserve Bank ____ _ Cash in Vault and Amounts De-
IJosited with AIJI>roved Reserve Agents ----------------------------ADduveafnrcoems oOnthCeor tBtoann_k_s_-_-_-__-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items ----LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_i_J_t_a_n_c__e_s_. __
Other Assets-------------------------T o t a L _________________________________ $

37,337.95 none none none none none
l, 750.00 1,750.00 10,000.00
none
2,305.17 97.61 none none none 39.13 none none none
53,279.86

LIABILITIES: CaiJital Stock Paid in________________$ ASumrioJulunst. R__e_s_e__r_v_e-d--f-o-r--B_r__a_n_c__h_e_s____-_--_ Undivided Profits___________________ _ DDiuveidteonBdsanUknsi_J_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DeiJosits Subject to Check._-------Demand Certificates of DeiJosit__ __ _ Time Certificates of DeiJosit--------Savings DeiJositS--------------------TCraushstieFru'snCdhseocnksD__e_i_J_o_s__it_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks. ___ ----------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and AcceiJtances. _ Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liab1lities.-- ------------------
TotaL--------------------------------$

15,000.00 none
6,000.00 1,254.34
none none 13,514.33 none 4,810.32 none none 63.19 none 6,500.00 none none 258.30 none 5,879.38 53,279.86

-1

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31,1924

of the RHINE BANKING CO.

President, J. D. COOPER

Rhine, Ga. Vice-President, J. J. HARHELL
Cashier, S. J. BROW~

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds. __ -- ______ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
IlOsited with AililrOved Reserve DAuegfernotms -O--t-h-e--r-B--a-n--k-s--_-_-_-_-_-_-__-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House _________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ Other Assets_________________________ _
TotaL ___________ ----- _________________$

57,091.85.
none none none
900.00
none none
2.933.18 10,000.00
597.98
11' 071.41 500.00
none
1.114.01
none
812.54
none none none
85,020.97

LIABIT.ITIES: Cailital Stock Paid in________________$ Amount Reserved for Branches --SUunrdoilvuids e_d__P-r-o- -f-i t-s- -_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Dividends Unilaid___________________ _ DDeuielotsoitBs aSnukbsje..c_t_t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deilosit..... Time Certificates of Deilosit--------TSarvuisntgFsuDnedisloosnitsD--e-l-)o--s-i-t-__-_-_-_-_-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified CheckS---------------------BNiolltsesPaanyadbBleil.l_s-R--e--d-i-s-o-u--n-t-e-d-_--.-_-_-__-_--_ Letters of Credit and Accel)tances. _ Reserve for Interest and Taxes_____ _ Bonds Borrowed. _-----------------Other Liabilities.--------------------
TotaL ________________________________$

25,000.00
none
4.500.00 376.08
none none
44.933.96
none
9.474.85
none none
736.08'
none none none none none none none
85.020.97

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the RICHLAND STATE BANK

Richland, Ga.

President, JAS. E. FHE:\CH

Vice-President, H. J. DIXON

Cashier, W. L. DeJAH~ETTE

RESOURCES:
Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsSe-c--u-r-i-ti-e--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_.______-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ DOutheefrroRmeaFl eEdsetraatel ROewsenrevde B--a-n--k-_-_-_-_-_ Cash in Vault and Amounts De-
:oosited with Ail:oroved Reserve Agents.-_------ _____ ---------------Due from Other Banks ------------Advances on Cotton. --------------AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items. ---LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_:_o_t_a_n__c_e_s_. __
Other Assets-------------------------T o t a L _________________________________ $

249' 162.95 6,113.31
none none none
1.665.00 7,000.00 4.146.80 51,303.29
none
23,971.93 337.09
1,821.09 661.64
none
362.29
none none
5,591.50
352,136.89

LIABn.ITIES: Ca:oital Stock Paid in..._____________$ Amount Reserved for Branches..... SUunrdpilvuids e_d_ -P-r-o--f-it-s-.--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid___________________ _ Due to Banks------------------------Deposits Subject to Check---------Demand Certificates of De:oosit----TSaimviengCserDtiefiilcoastietss.o_f__D__e_._o__o_s_i_t_-_-_-_-_-_-_--_ Trust Funds on DeilOSit____________ _ Cashier's Checks____________________ _ Certified CheckS--------------------BNiolltsesPaanyadbBleill-s--R-e--d-i-s-c-o--u-n--te--d-.-_-_-_-__--_ Letters of Credit and Acceiltances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities.. ____ ---------------
TotaL ______________ , __________ , ______$

35,000.00 15,000.00 10,000.00
3,582.08 130.00 485.95
110,545.01
none
75,229.18 12,050.33 2,320.98 l. 060.27
none
82,733.09 4.000.00
none none none none
352.136.89

'l

DEPARTMENT OF BANKING

213

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

BANK OF RINGGOLD

President, :\1. W. :\H'RPHY

Ringgold, Ga.

\'iC'e-President, W. H. TRUNDLE

Cashier, OLEN N. MERRITT

RESOURCES:

Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsSe-c--u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----Other Stocks and Bonds-----------BFuarnnkiitnugreHaonudseF..ix-t-u-r-e--s-_-_-_-_-_-__-_-_-_-_-_-_--_ Other Real Estate Owned----------Due from Federal Reserve Bank____ _ Oash in Vault and Amounts De-
posited with Approved Reserve

117,699.26 3,755.99 none none none 3, 750.00 2.139.74 2, 780.03 1,650.00 none

Agents._---------------------------DAduveafnrcoems oOnthCeorttoBna__n_k_s__--_-_-_-_-_-_-_-_-_-_-_-_-

32,152.53 nnoonnee

Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items._____ Letters of Credit and Acceptances__ Overdrafts (if any)___________________

none 282.18 none none 409.57

TOotthaLe_r_A__s_s_e_t_s_--_-_-_-_-_-_--_-------------------------------$-

-

-4,-478.87
169.098.17

LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches --Surplus ----------------------------Undivided Profits.------------------Dividends Unpaid____ --------------Due to Banks------------------------Deposits Subject to Check Demand Certificates of Deposit----Time Certificates of Deposit--------Savings De:Dosits -------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaanyadbBleil.l.s. -R-e--d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes-----
Other Liabilities._------------------
TotaL______ -------------------------$

25,000.00 none
5,000.00 7,228.53
88.00 none 61,807.30 none 31,223.79 18,247.77 19,902.83 599.95 none none none none none none none 169,098.17

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

BANK OF ROBERTA

President, E. L. McGEE

Roberta, Ga. Vice-President, .J. E. L. JOHNSON
Cashier, JNO. E. McGEE

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c_o__u_n__t_s_-_-_-_-_-_--_-_-_-_$
United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _
BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Oash in Vault and Amounts De-
posited with Approved Reserve

. 39,414.50 l, 968.81 none none none none none 1,322.40 1,214.50 none ,

DAuegfernotms. O-t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_--------------Advances on Cotton_________________

11,3n5o2.n3e3 none

Advances on Other Commodities____ Checks for Clearing House__________

2,575.72 none

Other Checks and Cash Items_______ Letters of Credit and Acceptances__ Overdrafts (if any)___________________

4,915.00 none 935.04

Other Assets------------------------Total---------------------------------$

-

-63.-6n9o8.n30e

LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches.. --SUunrdpilvuids-e-d--P-r-o--f-i-ts--_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check.. ------Demand Certificates of Deposit____ _ Time Certificates of Deposit. ______ _ Savings Deposits--------------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ BCielrltsifPiaeydaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities._-------------------
Total____________ -- ________ --------- ___$

15,000.00 none
5,000.00 3,337.84
none none 24,472.76 none 15,794.20 none none 93.50 none none none none none none none 63,698.30

I

214

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

CRAWFORD COUNTY BANK

Roberta, Ga.

President, ROBT. E. AVERA

Vice-President, BE~ F. WALKER

Cashier, W. T. BANKSTON

RESOURCES:
Time Loans and Discounts----------$ DSUtenamitteeadnofdSGLtaeotoaernsgsSiae-c-B-uo-r-in-tdi-e-ss-..-..-_.-_._-._-_.-_.-_.-_.-_.-_.-_.-._ SOttohcekr iSntoFcekdsearanldRBesoenrvdes_B__a_n__k_._._-_._.._ Banking House----------------------Furniture and Fixtures------------- Other Real Estate Owned -------- Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited With Approved Reserve Agents--------------------------- ADduveafnrcoems oOnthCeortBtoann_k_s__-_-_-__-_-_-_-_-_-_-_-c- AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items....... LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__ta__n_c_e_s__.__ Other Assets--------------------------
TotaL............... ------------------$

45,402.54 10,600.28
none none none none
2,150.00 1,105.00
none none
16,043.40
none
6,927.32
none
783.46 322.05
none
2.06
none
83,336.11

LIABILITIES: Capital Stock Paid in ............$ Amount Reserved for Branches.--- Surolus ----------------------------Undivided Profits------------------- Dividends Unpaid----------------- DDeupeotsoitBs aSnukbsJ.e.c-t--t-o-C-h-e-c-k--__-_-_-_-_-_-_-_-_ Demand Certificates of Deposit.. _.. Time Certificates of Deposit------- Savings Deposits------------------ Trust Deposits .... ----------------- Cashier's Checks------------------ Certified Checks------------------- Bills Payable. -------------------- Notes and Bills Rediscounted------ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_ ..... Bonds Borrowed-------------------- Other Liabilities--------------------
TotaL. ________________________________$

15.000.00
none
6,000.00 1.405.42
none none
24.017.17
none
21.121.87
none
14.676.32 1.115.33
none none none none none none none
8a.336.ll

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF ROCHELLE

President, H. MASHBURN

Rochelle, Ga. Vice-President, J.D. FITZGERALD
Cashier, LEROY G. TIPPINS

RESOURCES:

Time Loans and Discounts.........-$ 133,328.84

DUenmiteadndSLtaoteasnsSe-c-u--r-it-i-e-s-.-_--.-.-.-.-.-.-.-.-.-.-.

none none

State of Georgia Bonds..............

none

SOttohcekr iSntoFcekdsearanldRBesoenrvdes_B__a__n_k__._._._._. ._

none none

BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_

none
2,453.05

Other Real Estate Owned --------Due from Federal Reserve Bank----

18,279.50
none

Cash in Vault and Amounts De-

posited With Approved Reserve

DAAduvegafenrncotemss-o-O-nt-hC-e-or--tBt-o-a-nn-_k_-s_-._-._-_.-_-__-____-__-__-___-__-__-__--__

28,318.02
none none

AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._.

263.74 2.aos.84

Other Checks and Cash Items.-_- .. LOevteterdrsraoftfsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s.__.

none none none

Other Assets.... ----------------------- - -no-ne

Total...............---------$ 184,951.99

LIABILITIES: Capital Stock Paid in...... __________$ ASumrooluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e_s____._.._ Undivided Profits......... _________ __ Dividends Unpaid-------------------Due to Banks------------------------Deposits SubJect to Check._------- Demand Certificates of Deposit..._. Time Certificates of Deposit......... TSarvuisntgFsuDnedpsoosintsD-e-p--o-s-i-t-_-_-_-__-_-_-__-_-_-_--_ Cashier's Checks--------------------CBeilrltsifPieadyaCbhlee_c_k_s_._.__._._._._._._._._._._._._._._._._._. ._ Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... BOothnedrs LBioarbriolwitieeds-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__-
TotaL.................................$

25,000.00
none
25.000.00 1,554.27
none none
95,136.35
none
38,261.37
none none none none none none none none none none
184,951.99

"l

DEPARTMENT OF BANKING

215

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF ROCKY FORD

Rocky Ford, Ga.

President, ARTHUR BURKE

Vice-President, W. II. PARKER

Cashier, THOS. PARKER

RESOURCES:
TDiemmeaLnodaLnosaannsd. _D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ United States Securities. ___________ _ State of Georgia Bonds.............. Stock in Federal Reserve Bank..... . Other Stocks and Bonds............ Banking House....................... Furniture and Fixtures............. Other Real Estate Owned...-------Due from Federal Reserve Bank..... Cash in vault and Amounts De-
posited with Approved Reserve Agents.. ---------- .. --------------Due from Other Banks.. -----------Advances on Cotton................. Advances on Other Commodities.... Checks for Olearing House.......... Other Checks and Cash Items...... LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ Other Assets..........................
T o t a L . . . . . ----------------------------$

115,387.42 none none none none
I ,500.00 1.667. 79 2,284.26
none none
26,371.47 8,986.80
none 6,079. 74
none none none none 3,000.00
165,277.48

LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches..... Surplus .... --------------------------Undivided Profits.c............-----Dividends Unpaid................... . Due to Banks......................... Deposits Subiect to Check.......... Demand Certificates of Deposit..... Time Certificates of Deposit......... Savings Deposits..................... Trust Funds on Deposit............. CCearsthifielerd's CChheecckkss.._._._._._._._._._._._._._.__._-_-_-_-_--_ Bills Payable.-----------------------Notes and Bills Rediscounted.-----Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed---------------------Other Liabilities.... -----------------
TotaL........... -------- .............$

!5,000.0J none
15,000.00 695.30 22.00 none
66,608.23 none
57,502.33 none none 449.62 none
10,000.00 none none none none none
165,277 .4R

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE ROCKMART BANK

Pres~~nt, A. H. GRAEFER

Rockmart, Ga. Cashier, H. P. FAMBRO

Vice-President, S. D. LEE

RESOURCES:

Time Loans and Discounts__________$ 272,490.29

DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds. ____________ _ Stock in Federal Reserve Bank......

6,625.84 1.000. 00
none none

BOathnekrinSgtoHckosusaen.d...B. _o_n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank... Cash In Vault and Amounts De-
posited with Approved Reserve

200.00 10,000.00 3, 700.00 6,337.00
none

DAu egfernotms. .O. - -t h- -e-r- -B-a-n-k- -s_- -_-_-_-_-_-_-_-_- -_-_-_-_-_Advances on Cotton.. _______________

93,807.06 8,500.00
none

Advances on Other Commodities.... Checks for Olearlng House__________

none 5,136.49

Other Checks and Cash Items...... Letters of Credit and Accevtances.. Overdrafts (if any)___________________

none none 161.76

TOothtearLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -4-131,,7-73756.-.0539

LIABILITIES: Capital Stock Paid in..............$ Amount Reserved for Branches --Surolus ----------------------------Undivided Profits ------------------Dividends Unoaid-------------------Due to Banks-----------------------Deooslts Subiect to Check......... Demand Certificates of Deposit..... Time Certificates of Deposit....... TSaruvisntgFsuDnedpsoosnitSD-e--p-o--s-i-t.-.-_-_-_-_-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks---------------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acceotances. Reserve for Interest and Taxes-----Bonds Borrowed.... ----------------Other Liabllities... ------------------
TotaL. ________________________________$

30,000.00 none
10,000.00 9,249.30
36.00 none 159,851.39 none 58,648.46 143,657.74 none 292.14 none none none none none none none
411.735.03

~16

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924.

of the

CITIZENS-FLOYD BANK AND TRUST CO.

President, IL E, KELLEY

Rome, Ga. Vice-President, WILSON M. HARDY
Cashier, G. C. BYARS

RESOURCES:
Time Loans and Discounts..........$ Demand Loans........ -------------United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank...... Other Stocks and Bonds............ Banking House...................... Furniture and Fixtures.............. Other Real Estate Owned ---------Due from Federal Reserve Bank..... Oash in Vault and Amounts De-
posited with AI>I>roved Reserve DAuegfernotms..O..t.h.e..r.B--a-n--k-s-.-.-.-.-.-.-.-.-.---.-.-.-. Advances on Cotton..........------AOdhvecankcsefsoroOn lOeatrh!enrgCHoomumseo_d_i_t_i_e_s_._._._. Other Ohecks and Cash Items..... . Letters of Credit and Accei>tances.. Overdrafts (if B.DYl------------------Other Assets--------------------------
TotaL..... ___________________________$

465,658.16 9,437.30 40,550.00 none none 16,430.00 none 4,788.73 19,lll.74 none
90,573.76 10.00 none none
5,098.96 none none 860.65 247.70
652,767 .GO

LIABILITIES:
Oai>ital Stock Paid ln----------------$
Amount Reserved for Branches... USunrdi>iv1uidse. _d__P_r__o_f.i.ts-.-.--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Uni>aid-------------------Due to Banks------------------------Dei>osits SubJect to Check---------Demand Certificates of Dei>osit..... Time Certificates of Dei>osit........ . TCSarauvsihsntigeFsru'sDnCedih>seoocsniktssD....e..i._>._o._s_-i_-t_-._-._-._-._-._-._-._-._-__-___-__--__ Certified Checks............ --------Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Accei>tances. _ Reserve for Interest and Taxes...... BOot hnedrs LBioa br rlol iwt i ee sd.-.-.- -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_
TotaL---------------------------------$

100,000.00 none
10,000.00 8,352.16
none none 395,030.74 none 13,613.24 125,769.86 none
!.00 none none none none none none none 652,767.00

STATEMENT

Showing Condition at Close of Business December 31, 1924.

of the

BANK OF ROOPVILLE

Roopville, Ga.

President, J. W. PENTECOST

Vice-President, J. T. VEAL, B. F. ROOP

Cashier, H. W. SHIRLEY

. ,RESOURCES: '
Time Loans and Discounts----------$ DUenmiteadndSLtaoteasnsS.e.c..u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds.............. Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen.d...B.o..n.d..s_._._._._._._._._._._..__. Furniture and Fixtures........-----Other Real Estate Owned........... Due from Federal Reserve Bank.... . Oash in Vault and Amounts De-
posited with AI>I>roved Reserve DAuegfernotms._o.t-h--e-r-B--a--n-k--s-.-_-_-_-__-_-_-_-_-_-_-_-_--_ Advances on Cotton -------------Advances on Other Commodities.... Ohecks for Clearing House---------Other Checks and Cash Items .... Letters of Credit and Acce:otances.. Overdrafts (if B.DYl------------------Other Assets... ----------------------Total........... __ ._ ... ________ ... _....$

53,477.76 2,444.05
none none none none 2,599.48 2,552.50 3,127.85 none
2,489.58 none
1.486.25 none 103.30 none none
5,552.26 4, 746.59 78,579.62

LIABILITIES:

AOami>oiutanltSrteoscerkvPedaifdorinB-r-a--n-c-h--e-s-.-_-_-_-_-_$

Suri>lus.. -----------------------------

Undivided Dividends

UPrnoi>fiatisd.-.-.-.-.-----1-------------------------

DDeuie>otositBs aSnukbsj-e-c-t--t-o--O--h-e--c-k-.-.-.-.-.-.-.-.--.-.

Demand Certificates of Dei>osit.... _ Time Certificates of Dei>osit. ____ _

Savings Dei>osits---------------------

TCraushstieFru'snCdhseocnksD..e_i_>__o_s_i_t_-_--_-_-_-_-_-_-_-_-_--_

Certified Ohecks---------------------Bills Payable------------------------Notes and Bills Rediscounted...... Letters of Credit and Acce:otances. Reserve tor Interest and Taxes... BOot hnedrs LBioa br riol iwt iee sd_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_

Total..... ---- __ ---------- ________ ..$

15,000.00 none
5,000.00 none none none
46,438.61 none
8, 770.92 none none 70.09 none
3,300.00 none none none none none
78,579.62

"l

DEPARTMENT OF BANKING

217

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

CITIZENS BANK OF ROSWELL

Roswell Ga.

President, H. P. CARPE:\'TER

Vice-President, C. B. DORRIS

Cashier, C. C. FOWLER

RESOURCES:

Time Loans and Discounts__________ $ 83,608.17

DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _

8,151.13 none none

BSOtatohncekkriinSngtoFHcekodsuesarean.ld_R_B_e_so_e_nr_dv__es___B___a___n__k____-__-__-__-__--__ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _

none none none 1,962. 32 6,932.34

Due from Federal Reserve Bank____ _

none

Cash in Vault and Amounts De-

posited with API>roved Reserve

DAuegfernotms--O--t-h-e--r-B--a-n-k-s-_-_-_--_-_-_-_-_-_--_-_-_-_-_-

33,3n9o8.n4e9

Advances on Cotton_________________

739.07

Advances on Other Commodities----

none

Checks for Clearing House__________

48.75

Other Checks and Cash Items_______

129.35

Letters of Credit and Accei>tances.. Overdrafts (it any)___________________

none 363.22

TOothtaeLr A.--s-s-e-t-s-.-.------------------------------------_-_-_-_-_-_-_-$

--
135'

-19-.00
351.84

LIABILITIES: Oai>ital Stock Paid in _______________$ Amount Reserved for BrancheS----Suri>lUS------------------------------Undivided Profits-------------------DDiuveidteonBdsanUknsi_>__a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dei>osits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Dei>osiL------Savings Dei>osits. -------------------Trust Funds on Deposit------------Cashier's CheckS--------------------Certified Checks---------------------Bills Payable ____ --------------------Notes and Bills Rediscounted------LReestteerrvse offorCIrnetdeirteasnt danAdccTeai>xetasn_c__e_s_.-_ Bonds Borrowed--------------------Other Liabilities. __ ------------------
Total----_------ __ ---_-----_-----.----.$

21,000.00 none
4,000.00 6,163.57
none 473.94 54,423.98 none 49,203.00 none none 87.35 none none none none none none none
135,351.84

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

ROSWELL BANK

President, C. C. FOSTER

Roswell, Ga. Vice-President, J. J. SPALDING
Cashier, J. H. POSTER

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s____________________$

20,978.74 86,198.46

United States Securities-------------

50,000.00

SSttoactekoinf GFeeodregraial BRoesnedrsv-e--B--a-n--k-_-_-_-__--_

none none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_

18,643.75 none

Furniture and Fixtures--------------

598.13

Other Real Estate Owned-----------

2,831.82

Due from Federal Reserve Bank.----

none

Oash in Vault and Amounts De-

posited with ADI>roved Reserve

DAuegfernotms. _O_ -t_h_e_r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _

144,661.94 none none

AChdevcaknscefsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._ Other Checks and Cash Items. ____ _

none none 827.81

Letters of Credit and Acceptances.

none

Overdrafts__ -------------------------_

67.11

Other Total.

A__s_s_e_t_s_._._--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_----$

- - -no-ne
324,807.76

LIABILITIES:
Capital Stock Paid in----------------$
Amount Reserved for Branches-----
Suri>lus-----------------------------~
Undivided Profits-------------------Dividends Uni>aid-------------------Due to Banks------------------------Dei>osits SubJect to Check---------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Dei>osits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances. Reserve for Interest and Taxes_____ _ Bonds Borrowed.------------------- Other Liabilities._-------------------
Total----------------------------------$

25,000.00 none
25,000.00 11,458.02
86.00 none 192,559.31 none 67,093.96 none none 3,573.08 none none none none 37.39 none none
324,807.76

218

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE FARMERS BANK

President, W. D. BOWERS

Royston, Ga. Cashier, C. C. FAI~

Yice-President, (1\ione)

RESOURCES;

LIABILITIES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _

147,121.94 100.00
none

S5ttoactek oifn GFeeodregraial BRoesnedrvs-e--B--a-n-k--_-_-_-__--_

none none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-__-_-_--_ Furniture and Fixtures_____________ _ Othir Real Estate Owned__________ _

none
4,216.41 3,159.31 3,114.56

Due from Federal Reserve Bank-----

none

Cash in Vault and Amounts De-

vosited with Avvroved Reserve

DAuegfernotms. _O__t_h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _

40,422.24
none
13,449.02

Advances on Other Commodities____

none

Checks for Clearing House_________ _

13,303.03

Other Checks and Cash Items _____ _

883.81

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c_e__s_--_

none none

Other Assets--------------------------

none

Tot

al

--

___________________

----

______

--_$

---225,770.32

AScaumvrvoitluaunlst_SR_t_oe_sc_e_k_rv_P_ea_d_i_df_o_ir_n_B-_-_r-_a-_n-_-_c-_h-_-e_-_s-__-__-__-__-__$ Undivided Profits-------------------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Devosit----Time Certificates of Devosit--------Savings Devosits--------------------Trust Funds on Devosit------------. Cashier's Checks--------------------Certified Checks---------------------Bills Payable------------------------Notes and Bills Rediscounted------Letters of credit and Accevtances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities............--------
TotaL... --.-.-.-.- .. ------ ....... -___$

30,300.00
none
7,500.00 231.61 16.00
none
H6,083.57
none
40,739.35
none none
899.79
none none none none none !lone none
225,770.32

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

ROYSTON BANK

President, LUTHER BOXD

Royston, Ga. Cashier, J. F. LEE

Vice-President, R. M. TURI\iER

RESOURCES:

Time Loans and Discounts..........$ 318,904.35

DUenmiteadndSLtaoteasnSse.c-uritie-s.......-_-_-_-_-_-_

20,522.18
none

State of Georgia Bonds....... -------

none

Stock in Federal Reserve Bank..... .

2,700.00

BOathnekrinSgtoHckouasned__B__o__n_d__s_._-_-_-_-_-_-_-_-__-_-_--_ Furniture and Fixtures... __________ _

1,932.00 8,013.19
4,982.62

DOutheefrroRmeaFl eEdsetraatle ROewsenrveed-B--a-n--k-.-.-_-_-_

16,312.33 21,989.73

Cash in Vault and Amounts De-

vosited with Avvroved Reserve

Agents.......... ____ --------~---

11,342.46

ADduveafnrcoems oOnthCeorttBona_n__k_s_-_-_-_-_-_-_-___-__-_-

none
23,884.87

Advances on Other Commodities____

none

Checks for Clearing House__________

396.40

Other Checks and Cash Items......

708.81

Letters of Credit and Accevtances..

none

Overdrafts (if any)...................

none

Other

Assets-----------------
-

-

-3,0-00- .19

Total.... --------- ____ . _____ ..... __ ...$ 434,689.13

LIABILITIES.
cAamvoituanltSRtoecsekrvPeadidfoirnB..r-a-n--c-h-e--s-_-_-_-_-_$
Survlus __ ----------------------------Undivided Profits-------------------Dividends Unvaid------------------- DDueveotsoitBs aSnukbise-c-t--t-o-Check-____-_-__-_-_-_ Demand Certificates of Devos!t..__ _ Time Certificates of Devosit..... ____ Savings Devosits-------- TCraushstieFru'snCdhseocnksD..e.v..o.s.i.t.-.-.-.-.-.-.-.-.-.-.-.-. Certified Checks-------------------- Bills Payable.---------------Notes and Bills Rediscounted------Letters of credit and Accevtances.. Reserve for Interest and Taxes..... BOothnedrsLBioabrriloitwieesd.._......._-______-___-_-_-_
Total................................$

60,000.00
none
30,000.00 3,339.96
80.00
none
213,138.63
none
126,204.29
none none
1,926.25
none none none none none none none
434,689.13

"l

DEPARTMENT OF BANKING

219

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF RUTLEDGE

President, R. W. WALLACE

Rutledge, Ga. Vice-Presidents, M. L. WALLACE, E. C. PO~DER
Cashier, THOS. PEACOCK

RESOURCES:

Time Loans and Discounts.......... $ 72,972.29

DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e-s--__-_-_-_-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _

7,547.46
none none

SOttohcekr iSntoFcekdsearanldRBesoenrvdes_B__a_n__k_-_-_-_-_--_

none none

BFuarnnkiitnugreHaonudseF.i.x-t-u-r-e--s-_-_-_-_-_-_-__-_-_-_-_-_--_ Other Real Estate Owned. _________ _

I. 000.00 600.00
19,262.52

Due from Federal Reserve Bank_____

none

Cash in Vaults and Amounts De-

posited with Approved Reserve

Agents.. ________ --------------------

27,373.62

ADduveafnrcoems oOnthCeortBtoann_k_s__..__-_-_-_-_-_-_-_-_-_-_--_

none
11.051.52

Advances on Other Commodities.... Checks for Clearing House_________ _

none
2,135.59

Other Checks and Cash Items......

135.05

LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_p__ta__n_c_e__s_.._

none none

other TotaL

_A__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-.$-

none ----
142,078.05

LIABILITIES ACampoituanltSRtoecsekrvPeadidfoirn-B-r-a--n-c--h-e-s--_-_-_-_-_$ Surplus------------------------------Undivided ProfitS-------------------Dividends Unpaid-------------------Due to Banks-----------------------DDeepmoasnitds CSeurbtjieficctattoesCohfeDckeo--o-s-f-t-_-_-__--_ Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's CheckS--------------------Certified Checks---------------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ BOothnedrs,LBiaobrirloitwieesd_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL ___ .. _-_. ____ -________ -_____ ----.$

25.000.00 none
25.000.00 1.597.13
none none
62.31-1.83
none
23,'762.50 3,001.50
757.39 444.68
none none none none none none none
1!2,018.05

STATEMENT

Showing Condition at Close of Business December 31,1924

of the THE BANK OF CAMDEN COUNTY

President, C. A. TAYLOR

St. Marys, Ga. Vice-President, G. W. BRA~DON
Cashier, J. F. HUGHES

RESOURCES:

Time Loans and Discounts----------$ 70,861.62

DUenmiteadndSLtaotaens sS-e-c--u-r-i-t-i-e-s-_-_-_-_-_-_-_-_-__-_-_--_

none none

State of Georgia Bonds--------------

none

SOttohcekr iSntoFcekdsearanldRBesoenrvdes _B__a_n_k__-_-_-_-_--_

none none

BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_

3,688.53 2,744.26

ODutheefrroRmeaFl eEdsetraatleROewsenrveed-B--a-n--k-_-_-__--_

3,652.21
none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents. ___ --- ________ --------------_

9,542.37

Due from Other Banks--------------

none

Advances on Cotton.. ---------------

none

AChdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d__it_i_e_s_._._._

none
1,299.39

Other Checks and Cash Items-------

723.33

Letters of Credit and Acceptances.

none

Overdrafts (if an:vl-------------------

5'47.93

Other Assets--------------------------- - - -no-ne

TotaL---------------------------------$ 93,059.64

LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved for Branches.---Surplus. ______ ---- __ -----------------Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsi-e-c-t--t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit_____ Time Certificates of Deposit. ______ _ Savings DepositS--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable------------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes______ Bonds Borrowed---------------------Other Liabilities -------------------
Total..--------------------------------$

15,000.00
none
10,000.00 392.04
nollie none
;)6,952.91
none
8,267. 73 5,285.00
none
263.49
none
8,787.00 8,lll.47
none none none none
93,059.64

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the THE CITIZENS BANK

Sandersville, Ga.

President, W. A. WRA Y, JR.

Vice-President, D. B. MITCHELL, JR.

Cashier, D. B. MITCHELL, JR.

RESOURCES:
Time Loans and Discounts----------$ DUenmiteadndSLtaoteasnsS_e_c__u_r_i_t_ies--_-_-__-_-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o_n__d_s________________________ __
FOuthrneirtRureealaEndstaFtiextOurwens-e-d-.-.---__-_-_-_-_-_--_ Due from Federal Reserve Bank----Cash in Vault and Amounts De-
posited with Approved Reserve Agents. __ --------------------------DAduveafnrcoems oOnthCeortBtoann_k_s__..__-_-_-_-_-_-_-_-_-_-_--_ CAhdevcakncsefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items. ____ _ LOevteterdrsraofftsC(1r1edaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._
Other Assets--------------------------
Tota.l..------- -------------------------.$

202,678.26 22,174.87
none none none 13,000.00 none 6,054.62 1,190.00 none
16,668.11 none none none none none none 449.93 none
262,215.79

LIABILITIES: Capital Stock Paid in---------------$ Amount Reserved for Branches. --USunrdviVluids.e_d--P-r-o--f.it.s--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DiVidends Unpaid-------------------Due to Banks------------------------Deposits SubJect to Check---------TDiemmeaCn derCtifeirctaiftiecsaotefsDoef oDoesoi to. s_i_t_-_-_-_--_ Savings Deposits -------------------Trust Funds on Deposit------------Cashier's CheckS--------------------Certified CheckS---------------------BNiolltsesPaanydabBleil.l_s--R--e-d-i-s-c-o--u-n--te--d-_-_-_-_-_--_ Letters of Credit and Acceptances.. Reserve for Interest-----------------Bonds Borrowed---------------------Other Liabilities...................
TotaL--------------------------------$

50,000.00 none
28,459.14 none none none
52,604.71 none
8,042.88 none none 132.50 none
102,909.46 20,067.10
none none none none 262,215.79

STATEMENT Showing Condition at Close of Business December 31,1924

of the THE PEOPLES BANK

President, W. D. BELL

Sardis, Ga. Vice-President, W. W. HILLIS
Cashier, M. P. CHANCE

RESOURCES:

Time Loans and Discounts__________$ 85,071.18

Demand Loans----------------------United states Securities------------S~te of Georgia Bonds-------------StoCk in Federal Reserve Bank......

none none none 950.00

BOathnekrinSgtoHcokus saen__d__B__o__n_d_s__-_-_-_-_-_-_-_-_-_-_--_

none 4,500.00

FOuthrneirtRureealaEndstFatiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_

none none

Due from Federal Reserve Bank.....

1,408.81

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents._----------------------------

5,568.53

Due. ;from Other Banks--------------

5,016.50

Advances on Cotton-----------------Ad~ces on Other Commodities.... Checks for Clearing House__________

none none none

Other Checks and Cash Items......

none

Letters of Credit and Acceptances..

none

OOtvheer.dr rAafstsse(t1s1--a-l-l-Y--l---------------------------------------

-

none
-9,4-70.-38

. otal----------------------------------$ 111,985.40

LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved for Branch811----Survlus. __ ---------------------------Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJ-e-c-t-t-o---C-h--e-c-k--__-_-_-_-_-_-_-_--_ Demand Certificates of Deposit... Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable------------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes... Bonds Borrowed--------------------Other Liabillties.- -------------------
Total. __ ..-..---... ----.-.--.-----.--.$

25,000.00 none
6,000.00 15,801.!5
none none 42,783.93 none 2,794.29 none none 627.82 none none 18,396.06 none 582.15 none none 111,985.40

DEPARTMENT OF BANKING

~~~

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the BANK OF SASSER

President, C. C. BRI:\1

Sasser, Ga. Cashier, B. H. HILL

\"ice-President, J. C. JOINER

RESOURCES:
Time Loans and Discounts----------$ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-.-_-_-_-_-_-__-_-_-_-_--_ SSttoactek oifn GFieldoergraial BRoesnedrsv-e--B--a-n-k--.-_-_-__--_ Other Stocks and Bonds-----------BF uarnnkiitnugr eHaonuds eF.i.x.t.u. r-e- s- -_-_-_-__-_-_-_-_-_-_-_-_- -_ Other Real Estate Owned..... _____ _ Due from Federal Reserve Bank_____ Cash in Vaults and Amounts De-
vosited with Avvroved Reserve Agents-----------------------------Due from Other Banks-------------Advances on Cotton----------------Advances on Other Commodities.... Checks for Clearing House... ______ _ Other Checks and Cash Items _____ _ LOevtetredrrseo.fftsC(riet daintya)n__d__A__c_c_e_v__t_a_n_c_e__s_--_
Other Assets--------------------------
Total.. _____ .--- ... ____ . __ ...... _.. __ ..$

73,803.62 1.900.00 5,300.00
none 1, 750.00
650.00 2,192.50 4,000.00
none 4.680.53
21.533.90 8.269.62
none none none none 66.14 none none 124,151.36

LIABILITIES
Cavital Stock Paid in----------------$ Amount Reserved for Branches.. _.. Surolus.-----------------------------Undivided Profits-------------------Dividends Unvaid-------------------DDuepeotsoitBs aSnukbsje--c-t--to--C--h--e-c-k--_-_-__-_-_-_-_-_--_ Demand Certificates of Deposit____ _ Time Certitlcates of Deooslt--------TSaruvisntgFsuDnedosoosnltsD. _e_o__o-s-l-t.--__-_-_-_-_-_-_-_-_-_--_ Cashier's Ohecks--------------------Oertitled Checks------------------ ___ _ Bills Payable__ ----------------------Notes and Bills Rediscounted....... LReetsteerrvse offorCIrnetdeirteasnt danAdccTeavxteasn_c_e__s_.-_ Bonds. Borrowed--------------------Other Llablllties._ -------------------
Total----------------------------------$

25,000.00 none
32,500.00 3,258.14
none none 54,546.49 none 8, 166.56 none 680.17 none none none none none none none none 124,151.36

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, l92l

of the

CITIZENS & SOUTHERN BANK, SAVANNAH, GA.
AND ITS BRANCHES (Consolidated)
.-\.s Called for by the Superintendent of Banks

PARENT Presidcnt, ~IILLS B. L.-\.XE Vice-Presidents, GORDON L. GROOYER, Wm MCRPHY
Vice-President and Cashier, W. B. SPAl\X, JH.

LIBERTY STREET BRANCH, SAVANNAH, GA.

President. ~fiLLS B. LANE

Vice-President, R. L. DENMARK

Yice-l'resident and Cashier, E. L. SCHIRM

~\ssistant Cashier, F. T. NICHOLS, JR.

MARIETTA STREET OFFICE, ATLANTA, GA.

President, }IlLLS B. LANE

First, Vice-President, H. LAKE YOUNG

Executive ::\fanager, W. W. BAl\KS Vice-President and Trust Officer, TIIOS. C. ERWIN

Cashier, HE~RY S. COREl\

CENTRAL OFFICE, ATLANTA, GA.

President, :\!ILLS B. LAl\E Vi-ce-Presidents, A. ::\1. BERGSTHONJ, HEl\RY C. HEINZ

CARL H. LEWIS

Cashier, THOS. I. .MILLER

MITCHELL STREET OFFICE, ATLANTA, GA.

Yice-1'r~sidents, H. S. COHEN, A. J. STITT '

Cashier, C. E. SHEPARD

TENTH STREET OFFICE, ATLANTA, GA. Cashier, E. T. JOHJS"SOI\

President, ~IILLS B. L.-\.1'\E

AUGUSTA, GA. Vice-Presidents, I. S. FERGUSO~. T. G. TARVE,!l
Cashier, H. HAL HILL

Presi,Jent, ::\IILLS B. LANE

MACON, GA. Vice-Presidents, E. C. SCOTT, GEO. B. CLARKE Cashier, A. E. BIRD, JR.

RESOURCES

Time Loans and Discounts__________$ 35,742,570.17

SUDtneamitteeadnodfSGLtaeotoearsngsSi-ae-c-B-u-or-in-td-ie-s-s.-..-..-._-_.-_.-_.-_._-._-._-._-.-._-_.

8,104,959.60 141,828.94 none

Stock in Federal Reserve Bank..... . 165,000.00

BOathnekrinSgtoHckosusaen_d__B__o__n_d_s__._._._._._._._._._._.._ Furniture and Fixtures_______, ____ __

1.618,575.47 740,178.57 368,413.19

Other Real Estate Owned _________ __ 693.469.38

Due from Federal Reserve Bank..... 5, 793,880.93

Cash in Vault and Amounts De-

t>OS!ted with At>t>roved Reserve

Agents.. ___ ------------------------- 2.734,329.11

Due from Other Banks.------------- 4,648,308. 73

Advances on Cotton-----------------

none

Advances on Other Commodities....

none

Checks for Clearing House......___ _ 2.136,125.99

Other Checks and Cash Items .. __ 299,199.29

LOevteterdrsraofftsC(1r1edaintya)n__d__A__c_c_e_t_>_t_a_n_c__e_s_.._ Other Assets.. __ .... __ .. _.... __ .......

2' 154' 248.61 13,109.04 888.98

TotaL._ ..... _......... ---- ............$ 65,355,086. oo

LIABILITIES

Cat>ita1 Stock Paid in................$ 3,000,000.00

Amount Reserved for Branches.... .

none

Surt>lus.. ----------------------------Undivided Profits.------------------Dividends Unt>aid....................

2,500,000.00 174,415.63 22,899.00

Due to Banks......................... 13,217,058.85

Det>osits Subject to Oheck... ------- 21,941,422.24

Demand Certificates of Det>osit____ _ 52,410.00

Time Certificates of Det>osit--------- 1,746,922.12

Savings Det>osits. -------------------Trust Funds on Det>osit-------------

17,898,029.71 53,386.19

Oashier's Checks--------------------Certified Checks----------------------

384,228.74 42,833.74

Bllls Payable... ---------------------Notes and Bllls Rediscounted-------

none 1,809,500.00

Letters of Credit and Acceptances.- 2.154,248.61

Reserve for Interest and Taxes------ 128,486.15

Bonds Borrowed.. ------------------Other Liabillties... ------------------

none 229,245.02

TotaL.. -........... __ --.---.----.- ...$ 65,355,086.00

l

DEPARTMENT OF BANKING

223

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the CITIZENS TRUST COMPANY

Savannah, Ga. Presid?JJ', HUGO I. FRANK Vice-Presidents, GEO. II. SMITH, CHAS. P. ROWLAND
Cashier, D. W. A~DREWS

RESOURCES:
Time Loans and Discounts_________ _ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e--s-_-_-__-_-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_______________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank __ . Cash in Vault and Amounts De-
vosited with Avvroved Reserve Agents... --------------------------Due from Other Banks. __ ----------Advances on Cotton._.-------------Advances on Other Commodities. __ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c_e__s_.._
Other Assets--------------------------
TotaL.-------------_-------------_-_.$

966.263.85 178.567.97 12,033.00
none 11,250.00 6.990.00 60,000.00 10.716.93 9,318.12 64,632.74
67' 791.81 24,828.48
none none none 1,101.92 none 2,738.34 256,235.69 I, 672,468. 85

LIABILITIES:
Cavita1 Stock Paid in _______________$ ASumrooluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n_c__h_e_s____-_--_
Undivided Profits ------------------DDiuveidtoenBdsanUknsv__a_i_d_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Dei>osits Subject to Check_________ _ Demand Certificates of Dei>osit----Time Certificates of Dei>osit________ _ Savings Dei>osits--------------------Trust Funds on Dei>osit------------Cashier's Checks--------------------Certified Checks. ___ ----------------BNiolltsesPaanydabBleil.l_s-R--e-d--i-s-c-o--u-n-t-e-d--_-_-_-__-_--_ Letters of Credit and Accevtances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed.... ----------------Other Liabilities... ------------------

300,000.00 50,000.00 75,000.00 20,931.97
217.00 12,916.62 436,170.15 6,705.52 82,975.00 445, 793'.00 15,172.54
740.40 806.11 none 222,324.59 none 2,715.95 none none

TotaL. __ ___ ----- _____ . ______ . _____ ..$ 1, 672,468.85

STATEMENT ShowingJCondition at Close of Business December 31, 1924

of the THE EXCHANGE BANK

Savannah, Ga.

President. A. J. G,\.RFU.'\KEL

Vice-President, JOHN J. POWERS

Cashier, .JOHX .J. POWERS

RESOURCES:
Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsS.e-c--u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank...... Other Stocks and Bonds... --------Bank1ng House.. _.. ----------------FOuthrneirtRureealaEndstaFtiextOurwens-e-d-_-_-.-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank----Cash 1n Vault and Amounts De-
vosited with AI>I>roved Reserve DAuegfernotms..O--t-h-e-r--B--a-n--k-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ AChdvecaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items...... OLevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e__v_t_a_n_c__e_s_._
Other Assets--------------------------
TotaL .. ------------------------------$

1,100,940.80 288,660.62 2,750.00 none none 2,250.00 166,586.20 133.209.45 none
343,082.19 none none none none
4,015.02 none
!, 947.66 none
2.~43.441. 94

LIABILITIES:
Cai>ital Stock Paid 1n----------------$ ASumrooluunst__R_e_s-e_r_v__e_d__f_o_r__B__r_a_n__c_h_e-s--------Undivided Profits __________________ __ Dividends Uni>aid-------------------Due to Banks------------------------Dei>osits Subject to Check --------Demand Certificates of Dei>osit..... Time Certificates of Devosit--------Savings Dei>OSits--------------------Trust Funds on Dei>osit------------CC earsthi fi ei erd' s CChheecckkss. -. .-.-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- - Bills Payable.. _---------------------Notes and Bills Rediscounted--~--- Letters of Credit and Accevtances. Reserve for Interest and Taxes...... Bonds Borrowed---------------------Other Liabilities.. -------------------

200,000.00 none
100,000.00 30,953.61
671.00 59,254.08 813,947.14 199,818.04 12,500.00 616,613.75 2,552.90
145.43 1,110.99
none none 5,875.00 none none none

TotaL---------------- .. ------------ ..$ 2, 043,441.94

"1

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

GEORGIA STATE SAVINGS ASSOCIATION

President, HEXRY BLl~N

Savannah, Ga. Vice-Presidents, J. F. BUCKNER, H. H. BACON
Secretary, E. B. PATRICK

RESOURCES:

Time Loans and Discounts__________$

UDnemiteadndSLtaotaens sS-e-c--u-r-i-t-ie--s-.-_-_-__-_-_-_-_-_-_-_--_

SSttoactek

of in

GFeeodregraial

BReosnedrvs-e-B--a--n-k--_-_-__-_--_

Other Stocks and Bonds ___________ _

Banking House _____________________ _

FOuthrneirtRureealaEnsdtaFtiextOuwrense--d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _ Cash in Vaults and Amounts De-
I>osited with AI>I>roved Reserve Agents. _____________ ---------------ADduveafnrcoems oOnthCeortBtoann_k_s_.____-_-_-_-_-_-_-_-_-_-_--_

CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items.. ___ _ LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_i_>_t_a_n_c_e__s_.._

Other Assets... _____ ------------------

TotaL---------------------- __________ $

4,183,639.58 19,522.67 71,450.00
none none
57.500.00 75,000.00
1.00 83,390.47
none
1,118,706.81
none none none
1.618.57 559.19
none none
66,134.10
5,677.522.39

LIABILITIES
Cai>ital Stock Paid in________________$
Amount Reserved for Branches.... Suri>lUS-----------------------------Undivided Profits-------------------Dividends Uni>aid-------------------DDeuie>otositBs aSnukbsie--c-t--t-o---C--h-e-c-k--_-_-_-__-_-_-_--_ Demand Certificates of Dei>osit..... Time Certificates of Dei>OSit--------Savings Dei>osits -------------------Trust Funds on Dei>osit------------Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaanydabBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Accei>tances.. Reserve for Interest and Taxes_____ _ Bonds. Borrowed--------------------Other Liabilities.. _-----------------

325,000.00
none
325,000.00 354.314.74
none none none none
2,794,455.70 l, 774,707.49
none
816.34 220.55
none none none
59,670.27
none
43.337.30

TotaL. ___ ----------------------------$ 5,677.522. 39

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

LIBERTY BANK AND TRUST CO.

President, HENHY BLUN

Savannah, Ga. Vice-President, HAL H. BACON
Cashier, C. A. McCARTY

RESOURCES:
Time Loans and Discounts.........$ DUenmiteadndSLtaoteasnsS-e-c--u-t-i-r-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ SSttoactek oifnGFeeodregriaal BRoesnedrvs-e--B--a-n-k--_-_-_-__--_ BOathnekrinSgt9Hckosusaen_d__B__o__n_d__s_______________________ __ FOuthrneirtuRreealanEdstFatiextOurwens-e-d--_-_-_-__-_-_-_-_-_--_ Due from Federal Reserve Bank. Cash in Vault and Amounts De-
I>osited with AI>I>roved Reserve Agents.. ____ -----------------------ADduveafnrcoems oOnthCeortBtoann_k_s__-_-_-_-_-_-_-_-_-_-_-_-_--_ AChdevcaknscefso ro nC lOe at hr ienrgCHoomums eo_d__it_i_e_s__._. ._ Other Checks and Cash Items. ____ . LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_i_>_t_a_n_c_e__s_.._ Other Assets--------------------------
Total... ------------ ...... _______ ... _.$

!, 976' 799 .45 550,994.32
none none
19,500.00 735.382.23 250,000.00
none
59,476.58 186.158.60
495,275.07 140.026.78
none none none
4,650.83
none
8.551.56 12,090.65
4 .438, 906.07

LIABILITIES:
ACami>oiutanltSRtoecsekrvPeadidtoirn-B--r-a-n--c-h-e--s-_-_-_-_-_$ Suri>lUS -----------------------------Undivided Profits -----------------Dividends Uni>aid-------------------DDeuie>otositBs aSnukbsie__c_t_to--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Dei>osit... Time Certificates of Dei>osit..... Savings Dei>OSits ----------- Trust Funds on Dei>osit------------Cashier's Checks--------------------Certified Checks.. ------------------Bills Payable..........-------------Notes and Bills Rediscounted...... Letters of Credit and Accei>tances. Reserve for Interest and Taxes.... Bonds Borrowed -------------------Other Liabilities.....-------------

300,000.00
none
350,000.00
186.867.88 903.00
735,163.53 1.214,168.34
25,288.58
260.294.45 1.345,097.08
none none
455.06
none none none none none
20,668.15

TotaL. .._ ____ . ___ .. ______ -------_._--.$ 4, 438,906.07

'l

DEPARTMENT OF BANKING

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

SAVANNAII BANK AND TRliST COMPANY

Savannah, Ga. President, COURTKEY THORPE ViC'e-Presidents, ~I. D. PAPY, F. W. CLARKE, JOHN J. COR~ELL Cashier, C. W. COOLIDGE Assistant Cashier, JOS. H. THOMPSON

RESOURCES:
Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsSe-c--u-r-i-t-ie--s-.-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds...__________ _ Stock in Federal Reserve Bank-----BOathnekri nSgtoHckosusaen_d__B__o__n_d_s__. _____-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ DOutheefrroRmeaFl eEdsetraatleROewsenrveed B--a-n--k-_-_-_-_-_ Cash in Vault and Amounts De-
vosited with Aooroved Reserve DAuegfernotms--O--t-h-e-r--B--a-n--ks-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ---------------CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items------LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_o__t_a_n_c_e__s_.._ Other Assets--------------------------
TotaL--------------------:-----------~

3,549,738.42 l, 787,247.52
2,370.50
none
42,000.00 394,668.75 537,384.84
none
11.016.47 126,492.59
711,905.85 264' 336.50
none none none
2' 434.36 443,112.14
8.348.60
none
7, 881,056.54

, LIABILITIES:
Caoital Stock Paid in________________ $ ASumrooluunst_R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s_.____-_--_
Undivided Profits ------------------Dividends Unoaid.... --------------Due to Banks .. ------------------Deoosits SubJect to Check... ------Demand Certificates of Deoosit..... Time Certificates of Deoosit________ _ Savings Deoosits. _------------------TCraushstieFru'snCdhseocnksD__e_o__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------BNiolltsesPaanydabBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceotances. _ Reserve for Interest and Taxes...... Bonds Borrowed. __ -----------------Other Liabilities... ------------------

700,000.00
none
700,000.00
72,229.41 132.50
796,699.78 l, 765,435.28
64,000.00 86,573.55 l, 770.563.45 130,754.75 177,731.95 3,635.06 800,000.00 451,037.86
343,874.12
none none
18,388.83

TotaL _________ ---------- _______ .. ___ .$ 7,881,056.54

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

WAGE EARNERS SAVINGS BANK

. Savannah, Ga. President, L. E. WILLIA~IS Vice-Presidents, SOL. C. JOIIXSOX, DR. J. ,V. JE::\IERSON
Cashier, R. A. HARPER

RESOURCES:
Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e-s--_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdves_B__a__n_k__._._._._.._ BFuarnnkiitnugreHaonudseF_i_x__tu-r-e-s--_-_-_-_-__-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
oosited with Aooroved Reserve Agents-----------------------------Due from Other Banks.------------Advances on Cotton .. _-------------AChdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._._. Other Checks and Cash Items...... Letters of Credit and Acceotances.. Overdrafts (if an:vl------------------Other Assets..........................
TotaL--------------------------------1

837,172.36
none
31,000.00
none none
159,975.00 86.212.23 10,554.48 31,300.70
none
20,887.16
none none none
1,040.34 940.01
none none none
1,179 ,082. 28

LIABILITIES:
Caoital Stock Paid in..............$ Amount Reserved for Branches..... Surolus.... ------------ __ ------------Undivided Profits.................... DDiuveidtoenBdsanUknso__a_i_d_._._._._._._._._._._._._._._._._._._._. Deoosits SubJect to Check._-------Demand Certificates of Deoosit..... T_ime Certificates of Deoosit. _______ _ Savings Deoosits------------------- Trust Funds on Deoosit.-----------Cashier's Checks..................... Certified Checks...................... BNiolltsesPaanydabBleil-l-s--R-e--d-i-s-c-o--u-n-t-e--d-.-.-.-.-.-.Letters of Credit and Acceotances.. Reserve for Interest and Taxes...... BOot hnedrs LBioabr rioliwtieesd_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_

50,000.00
none
25.000.00 1,153.48 1,012.50
none none none
263,700.00
753,582.83
none
1,066.95 696.02
82.000.00
none none
870.50
none none

TotaL---------------------------- ....$ 1,179,082.28

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December:31, 1924

of the

BANK OF SCOTLAND

President, E. H. HERRMAN

Scotland, Ga. Cashier, J. D. McLEOD

Vice-President, J. T. ELDER

RESOURCES:

Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e--s-_-_-_-__-_-_-_-_-_-_-_--_ State ot Georgia Bonds_____________ _ BSOtatohncekkriinSngtoFHcekodsuesarean_ld_R_B_e_so_en_r_vd_es___B____a__n__k____-__-__-__-__--__ Furniture and Fixtures_____________ _ Other Real Estate Owned_---------Due from Federal Reserve Bank----Cash in Vault and Amounts De-
vosited with Avvroved Reserve

lll. 931.42 3,275.00
none none none
167.75 3,459.56 2.324.76 4.874.85
none

Agents__ ---------------------------ADduveafnrcoems oOnthCeorttBona_n__k_s___:_-_-_-_-_--_-_-_-_-_-_Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items______ LOevteterdrsraofftsC(rief danity)a_n__d__A__c_c_e_v_t_a_n_c_e_s_____

30.767.07
nnoonnee none
2,064.93
none none
1.108.85

Other Assets--------------------------

none

TotaL ________________________________$--.159.974.19

LIABILITIES: Cavital Stock Paid in________________$ Amount Reserved for Branches ____ _ USunrdvilvuisd-e_d--P-r-o--f-it-s--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unvaid-------------------Due to Banks------------------------Devosits Subiect to Check---------Demand Certificates of Devosit----TSaimviengCseDrtiefvicoastietss_o__f_D__e__v_o_s__it_-_-_-_-_-_-_-_--_ TCraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ BNiolltsesPaaynadbBleil_l_s--R-e--d-i-s-c-o--u-n-t-e-d--_-_-_-__-_--_ BLReeostnteedrvrsseBofoofrrCroIrnwetdeeidrte_a_s_nt_d_a_nA__dc__cT_e_av_x_te_as_n__c___e___s__--__ Other Liabilities __ -------------------
TotaL---------------------------------~

25.000.00
none
5, 000.00 16,533.26
none none
63.185.74
none
49,617.57
none none
615.62 16.00
none none none none none
6.00 159,974.19

STATEMENT

Showing Condition at Close f Business December 31, 1924

of the

FARMERS AND MERCHANTS BANK

President, R. L. HARDY

Senoia, Ga.

Vice-Presidents, C. C. McKNIGHT, L. L. HUTCHINSON,

Cashier, H. G. HUTCHINSON

R. W. FREEMAN

RESOURCES:

Times Loans and Discounts_________$ 220.103.05

DUenmiteadndSLtaotaens sS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _

28.292.18 1.300.00
none

OSttohcekr iSntoFcekdsearanldRBesoenrvdes_B__a_n_k__s_-_-_-_--_

650.00
none

Banking House----------------------Furniture and Fixtures--------------

1.000.00
none

Other Real Estate Owned----------Due from Federal Reserve Bank----Cash in Vault and Amounts De-

27.950.59
none

vosited with AI>vroved Reserve

DAuegfernotms-_O--th--e-r--B-a-n-k--s_--_-_-_-_-_-_-_--_-_-_-_-_-_-

49.1n5o7.n77e

AAddvvaanncceess oonn COothtteornC.-o-m--m--o-d-it-i-e-s-_-_-_-_-

26.591.81
none

Checks for Clearing House---------Other Checks and Cash Items___ __

267.70 1.988.80

Letters of Credit and Accevtances__

none

OOvtheerdrrAafstsse(tisf-a--n-:-v->----------------------------------------

-

-

none
-1-38.-63

Total------------------ ________________$ 357.440.53

LIABILITIES ACamvoituanltSRtoescekrvPeadidtoirn-B-r-a--n-c--h-e-s--_-_-_-_-_$ Survlus ----------------------------Undivided Profits ------------------Dividends Unvaid-------------------Due to Banks------------------------Devosits Subject to Check.--------Demand Certificates of Devosit--- __ TSaimviengCseDrtiefvicoastietss_o__f_D__e__p_o_s__it_-_-_-_-_-_-_-_--_ TCrausshtieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ BNiolltsesPaaYndabBleil_l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Accevtances-Reserve for Interest and Taxes-----Bonds Borrowed_.------------------Other Liabilities---------------------
Total----------------------------------$

50.000.00

none

50,000.00

14.398.82

4.124.00

none

126.741.95

no.

none
781.40

none

none

1.394.36

none

none

none

none

none

none

none

357.440.53

DEPARTMENT OF BANKING

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

CITIZENS BANK

President, D. K. HARVEY

Shady Dale, Ga. Cashier, 0. H. BAKKS

Vice-Presid.ent, J. H. YOUNG

RESOURCES:
Time Loans and Discounts__________$ Demand Loans______________________ _ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d___B_o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_
Furniture and Fixtures-------------Other Real Estate Owned----------Due from Federal Reserve Bank----Cash in Vault and Amounts Ds-
posited with AI>proved Reserve Agents.. --------------------------Due from Other Banks ------------CAAhddevvcaaknnscceefssoroonCn lCOeaothrtitenorgnC.H_o-om-u-ms-e-o-_d-_-_it_-i_-e_-s_-__-__-_-__ Other Checks and Cash Items- ____ _ Letters of Credit and Acceptances..
Overdrafts (if allYl-------------------
Other Assets-------------------------T o t a L _________________________________ $

27' 704.03 21,180.58
none none none none none
7' 168.99 2,000.00
none
9,100.07
none none none none none none none
400.00 67,553.67

LIABILITIES: Cat>ital Stock Paid in _______________ $ Amount Reserved for Branches----USunrdnivluids.e.d_-P-r-o--f-i-ts--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------Due to Banks------------------------Dei>osits SubJect to Check----------Demand Certificates of Det>osit----Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable. ---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances._ Reserve for Interest and Taxes_. ___ _ BOot hnedrs LBioarbriollwtieeds -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL---------------------------------$

30,000.00
none none
1,330.81
none none
28,954.89
none
3,539.42
none
574.27 154.28
none
3,000.00
none none none none none
67,553.67

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF SHARON

President, J. W. FALLIN

Sharon, Ga. Cashier, 0. G. STONE

Vice-President, W. R. MOORE

RESOURCES:
Time Loans and. Discounts---------$ Demand Loans_______ ---------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds------------Banking House.. __ -----------------Furniture and Fixtures-------------Other Real Estate Owned----------Due from Federal Reserve Bank---Cash in Vaults and Amount Ds-
I>OSited with AI>I>roved Reserve Agents._--------_---------- __ ------ADduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-_-__-_-_-_-_-_-_-_--_ Advances on Other Commodities____ Checks for Clearing House----------
LOetthteerrsCohteCckrsedaintda. nCdasAhcIcteepmtasn-c- es-.-
Overdrafts (if an:v>------------------Other Assets---------_----------------
TotaL _____________ -------------------$

85,766.81 2,350.00 2,000.00
none none none none
735.00
none none
59,565.83
none
433.37
none none none none
622.14
norte
151,473.15

LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved for Branches----SUunrdnivluids.e_d--P-r-o--f-it-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-__-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable-------------------------Notes and Bills Rediscounted---- -Letters of Credit and Acceptances Reserve for Interest and Taxes-----Bonds Borrowed---------------------Other Liabillties.- -------------------
Total----------------------------------$

15,000.00
none
23,000.00 13,295.83
none none
68,527.69
none
31,649.63
none none none none none none none none none none
151,473.15

228

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924.

of the

SHARPSBURG BANKING CO.

President, J. R. COLE

Sharpshurg, Coweta County, Ga. Yice-Presidcnt, .J. C. HA.RRIS
Cashier, L. S. McLEAN

RESOURCES:
Time Loans and Discounts----------$ Demand Loans----------------------United States Securlties----------~- State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds-----------BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned----------Due from Federal Reserve Bank----Cash in Vault and Amounts De-
vosited with Avvroved Reserve DAuegfernotms._O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities____ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_o__t_a_n_c_e__s____ Other Assets--------------------------
TotaL---------------------------------$

25,185.13 839.65
none none none none
1,598.36 1,222.22
none none
13,296.65
none
216.63 6,014.68
22.31 139.69
none
119.86
none
48,655.18

LIABILITIES: Cat>ital Stock Paid in----------------$ Amount Reserved for Branches----SUunrdoilvuisd_e-d--P_r_o_ -f-i-t-s-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unt>ald-------------------DDeute>otositBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Devosit----Time Certificates of Deoosit--------Savings Deoosits--------------------TCraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------BNiolltsesPaanyadbBleil_l_s_ R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceotances. _ Reserve for Interest and Taxes-----Bonds Borrowed---------------------Other Liabilities---------------------
TotaL--------------------------------$

15.000.00
none
10,000.00 814.08
none none
22.787.47 36.00
none none none
. 17.63
none :-1.one none none none none none
48.655.18

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

SHELLMAN BANKING CO.

President, W..J. OLIYER

Shellman, Ga. Vice-President, .JAS U. WOOTE~
Cashier, THOS. R. ARTHUR

RESOURCES:
Time Loans and Discounts----------$ DUenmiteadndSLtaoatenss-S--e-c-u-r-i-t-ie--s-_-__-_-_-_-_-_~_-_-_-_-_ SSttoactek oinf GFeedoergraial BReosnedrvs-e-B--a--n-k--_-_-__-_--_ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank---_ Cash in Vault and Amounts De-
I>osited with Avt>roved Reserve . DAuegfernotms--O--t-h--e-r-B--a--n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_ie__S_-_-_--_ Other Checks and Cash Items_----LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c_e__s____ Other Assets--------------------------
Total__ -------------------------------_$

100,940.67 3,000.00 5,000.00
none none
450.00 6,117.09 3, 796.00
none none
11,795.82 265.27
19,554.22
none none
169.70
none
190.77
none
151,279.54

LIABILITIES: caoital Stock Paid in _______________ $ Amount Reserved for Branches----SUunrdoilvuids-e-d--P-r-o--f-i-ts--_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Dividends Unoaid-------------------Due to Banks-----------------------Deoosits Subject to Check---------Demand Certificates of Deoosit----TSaimviengCseDrtiefoicoastietss_o__f_D__e__o_o__s_i_t_-_-_-_-_-_-_--_ CTraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ BNiolltsesPaanyadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e-d--_-_-__-_-_--_ Letters of Credit and Acceptances-Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabllitles---------------------
TotaL--------------------------------$

25,000.00
none
30,000.00 1,491.03 2.000.00
none
62,942.62
none
19,178.31
none none
667.58
none
10.000.00
none none none none none
151.279.54

DEPARTMENT OF BANKING

STATEMENT

Showing Condition at Close of Business December 31,1924

of the BANK OF SII,OAM

Siloam, Ga.

President, .J~O. F. HOLDEK

Vice-President, J. B. DOLYIX

Cashier, W. 2\f. REYl\'OLDS

RESOURCES:

Time Loans and Discounts..........$ Demand Loans.. _................ _.. _

45,648.77 none

United States Securities.............

none

State of Georgia Bonds..............

none

Stock in ~eral Reserve Bank.... ..

none

BOathnekrinSgtoHckosusaen.d...B..o.n_d__s_._._._._._._._._._._..___

none 2,500.00

Furniture and Fixtures..............

1,500. 00

Other Real Estate Owned...........

none

Due from Federal Reserve Bank... ..

none

Cash 1n Vault and Amounts D~r

:oosited with A:o:oroved Reserve

DAuegfernotms.-O--t-h-e--r-B- .a.n..k.s-.-.-.-.-.-.--_-__--.-.-.-.-_

26,285.21 5,000.00

Advances on Cotton.................

none

Advances on Other Co=odities....

none

Checks for Olearing House..........

none

Other Checks and Cash Items......

643.21

Letters of Credit and Acce:otances..

none

Overdrafts (if an:v)_.... _........ -- ...

199.96

Other

Assets.

__

..

_..

__

..

_.

.

.

.

.

.

_..

--

..
-

-

-

-no-ne

Total.... -._ ...... _.. _._._ .............$ 81,777.65

LIABILITIES: Ca:oital Stock Paid in................$ Amount Reserved for Branches..... US unrdvilvui ds .e.d. .P.r-o- -f-i t-s- -. -. -. -. -. -. -. -. -.-.-.-.-.-.-.-.-.-.-.-. Dividends Unvaid.... _............ _.. Due to Banks...... _................ .. Devosits Subject to Check.--------Demand Certificates of Devosit..... Time Certificates of Devosit........ Savings Devosits....----------------Trust Funds on DeDOSit........... .. Cashier's Checks--------------------Certified Checks.................... .. Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and AcceDtances.. Reserve for Interest and Taxes.... __ Bonds Borrowed....... c ........... .. Other Liabilities.....................
Total----------------------------------$

15,000.00 none
10,000.00 9, 751.13
14.40 none 27,116.98 none 19,895.14 none none none none none none none none none none
81,777.65

STATEMENT

Showing Condition at Close of Business December 31,1924

of the BANK OF SMITHVILLE

!'resident, "\V. A. JOl\'ES

Smithville, Ga. Cashier, A. P. LAKE

Vice-President, C. MATHIS

RESOURCES:
Time Loans and Discounts..........$ Demand Loans...... __ .. _.. ___ ...... _ United States Securities............ . State of Georgia Bonds-------------SOttohcekr iSntoFcekdsearanldRBesoenrdves _B__a_n__k_._._._._.._ Banking House...._________________ __ Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank.... . Cash in Vault and Amounts D~r
vosited with ADvroved Reserve Agents.- ... ------------------------ADduveafnrcoems oOnthCeortBtoann_k_s__.-_-_-_-__-_-_-_-_-_-_--_-_ AChdvecakncsefsorOIO). lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items...... Letters of Credit and AcceDtances.. Overdrafts (if any) .. _.... ______ .... .. Other Assets........ _..- .........- .. ..
TotaL........ _........ ___ ..... _.. _....$

57,095.28 1,827.72
none none none 4,500.00 2,000.00 2,977.69 4,940.29 none
13,986.14 none none none 370.67 186.69 none 98.65
7,021.35
95,004.48

LIABILITIES: CaDital Stock Paid in................$ ASumrooluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e__s_._._._.._ Undivided Profits.................... DDiuveidteonBdsanUknsv..a_i_d__._._._._._._._._._._._._._._._._._._. ._ Devosits Subject to Check.. -------Demand Certificates of DeDosit..... Time Certificates of DeDosit...... _.. Savings DeDOSits.. ----- ...... -- .. _.. Trust Funds on DeDOSit............ . CCaersthifieierd'sCChheecckkss............... _-_-_-.-.-.-.--.-.-_-__--_-_ Bills Payable.-----------------------Notes and Bills Rediscounted....... Letters of Credit and AcceDtances.. Reserve for Interest and Taxes...... Bonds Borrowed.. __ .. _...... _...... .. Other Liabilities................... _.
Total.. -.-- .. ----- .. --------.-------- .. $

25,000.00 none
5,000.00 none none none
39,590.56 none
23,285.27 none none
2,128.65 none none none none none none none
95,004.48

~30

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924. of the

BANK OF SMYRNA

President, J. GID MORRIS

Smyrna, Ga.

Vice-President, J. W. RIDLEY

Cashier, G. W. TATUM

RESOURCES:
Time Loans and Discounts..........$ Demand Loans----------------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank..... Other Stocks and Bonds........... BFOuathrnneklritnuRgreeaHlaoEnudssteaF.t.iex--tO-u-rw-e-ns-.-e.-d.-.-..-..-_.-_.-_.-_.-_._-_-_.--_ Due from Federal Reserve Bank.... Cash In Vault and Amounts DeDAuveogsfelrntoetmsd..O.w.ti_ht.eh_r__B_A.ap.n.p_kr.os__v.__e__d_._._-R_-_-e_-s_-e__r__v__e__ Advances on Cotton----------------CAhdevcaknscefsoronClOeatrhienrgCHoomumseo.d. _it_i_e_s__._.._ Other Checks and Cash Items...... LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_._
Other Assets-------------------------TotaL. __....._.. __ ..._._._._. _____ ._ .. $

150,208.97
none none none none
3,000.00 2,409.31 2,942.74 7,680.08
none
8, 745.11 3,393.00
none none
1,013.86
none none
140.15 120.00
179,653.22

LIABILITIES: Capital Stock Paid In----------------$ Amount Reserved for Branches.. --SUunrdpivluids.e.d--P-r-o--f-it-s--_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------Due to Banks-----------------------Deposits SubJect to Check---------Demand Certificates of Deoos!t.... Time Certificates of Deposit . -----Savings Deooslts -------------------TCraushstieFru'snCdhseocnksD. _e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks. __ .----------------BNiolltsesPaanyadbBleil.l.s. R- -e-d- -i-s-c-o- -u-n-t-e-d- -.-.-.-. -. .-Letters of Oredlt and Acceptances. Reserve for Interest and Taxes..... Bonds Borrowed -------------------Other Liabilities.. ------------------
Total.. ------. _______ . ____ .... ______ ...$

16,300.00
none
4,000.00 2,265.66
4.00
none
53,702.37
none
45,501.27 50,210.71
none
169.21
rrone
7,500.00
none none none none none
179,653.22

STATEMENT

Showing Condition at Close of Business December 31,1924. of the
SOCIAL CIRCLE BANK

Social Circle, Ga.

President, F. S. ETHRIDGE

Vice-President, W. B. SPEARMAN

Cashier, W. S. McKIBBEN

RESOURCES:

TDiemmeaLnodaLnosaannsd..D..l.s.c..o.u_n__t_s_.__._.__._._._.._$

00,860.37 26,950.00

United States Securities............

none

State of Georgia Bonds..------------

none

Stock in Federal Reserve Bank....

none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-__-_-_-_-_--_ Furniture and Fixtures......_______ _

none
3,500.00 1,500.00

Other Real Estate Owned-----------

none

Due from Federal Reserve Bank...

none

Oash In Vault and Amounts De-

posited with Approved Reserve

Agents._. __ ----. _____ ---------------

34,899.21

Due from Other Banks.. -----------AAOddhvvecaaknnscceefssoroonCn lOOeaothrtitenorgnC.Ho.om-u-ms-e-o.-d.-i-_t_-i_-e_-s_-_-._.-_

17,500.00
none none none

Other Ohecks and Oash Items......

none

Letters of Oredlt and Acceotances.

none

OOvtheerdrrAafstsse(tisf-a--n-Y--l---------------------------------------

-

-

3.57
-no-ne

Total.--...--.-.--------------.----.$ 135.213.15

LIABILITIES: Oapital Stock Paid ln.--------------$ Amount Reserved for BrancJJ.es.. SUunrdpilvuids .e.d- -P-r-o- -f-i t-s- -__-_-_-_-_-_-_-_-__. -_-_-_-_-__-_-_- -_ Dividends Unpaid-------------------Due to Banks------------------------Deposits SubJect to Oheck --------Demand Certificates of Deoosit.... Time Certificates of Deposit...... Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Ohecks------------------- __ Oertlfied Ohecks. __ -----------------BNiolltsesPaanydabBleill.s-R--e-d--i-s-c-o-u--n-t-e-d--.-.-.-.-..--. LReestteerrvseofforOIrnetdeirteasnt danAdccTeapxteasn_c_e__s__. Bonds Borrowed. ------------------Other Liabilities.. -------------------
Total...---- ____..._.. _. __ .. _...$

25,000.00
none none
60.15
none none
90,469.51
none
8,510.00 7,185.26
744.45 3,243.78
none none none none none none none
135,213.15

DEPARTMENT OF BANKING

231

STATEMENT

Showing Condition at Close of Business December 31,1924.

of the

THE BANK OF SOPERTON

President, N. L. GILLIS

Soperton, Ga. Vice-Presidents, M. B. GILLIS, J. B. O'CONNER
Cashier, J. E. HALL

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_.__._._._._.__.._$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----BOathnekrinSgtoHcokus.s_e__-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank.. __ Cash in Vault and Amounts De-
AI>gOeSnittesd.. w___i_th____A_I_>_I_>_r_o-v-e-d---R--e-s-e-r-v-eDue from Other Banks-------------Advances on Cotton----------------AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._ Other Checks and Cash Items-----LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_i_J_t_a_n_c_e__s_._ Other Assets-------------------------Total.. ______________________ . ________ .$

178,622.51 6,281.93 3,800.00
none
1,500.00 450.00
14,000.00 4,490.00 8,338.50 17,027.89
77,ll2.67 II, 347.50 50,076.14
none none
540.89
none
387.64 2.263.00
376.238.67

LIABILITIES: Cat>ital Stock Paid in..... __________$ Amount Reserved for Branches.--Surolus.. ____ -____ --------- _---------Undivided Profits.------------------Dividends Uni>aid-------------------Due to Banks------------------------Det>osits Subject to Check.. -------Demand Certificates of DeiJosit..... Time Certificates of DeiJosit. ------Savings DeiJosits--------------------Trust Funds on DeiJosit------------Cashier's CheckS--------------------Certified Checks.-------------------BNiolltsesPaaynadbBleil-l-s--R-e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and AcceiJtances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities.--------------------
Total.--------------------------------.$

25,000.00
none
25,000.00 140.74
2,024.00
none
161.535.62
none
148.814.16 9,058. 72
none
752.56 ll2.87
none none none none none
3,800.00
376,238.67

STATEMENT

Showing Condition at Close of Business December 31, 1924.

of the

PEOPLES BANK OF SOPERTON

Soperton, Ga. President, W. T. McCRIMMON
Cashier, R. E. WARD

Vice-Preiiident, B. A. ROWE

RESOUROES:
Time Loans and Discounts__________$
DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-.-.-_-_-_-_-_-__-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank... Other Stocks and Bonds------------BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-.-.-.-.-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De-
posited with AI>I>roved Reserve Agents.. _------ __ ------------------Due from Other Banks-------------AAChddevvcaaknnscceefssorooCnn lCOeaothrtitenorgnCH.oo-m-u-ms-e-o-_d-_i-_t_-i_-e_-s_-._-_-.-_ Other Checks and Cash Items... __ _ Letters of Credit and Accei>tances. Overdrafts (if anY>------------------Other Assets--------------------------
Total.-. ____ ----- _____ .- ______________$

86,848.21 4,531.46 1,400.00
none none
3,200.00 2,624.61 3,476.28 3,868.28
none
27,517.94 2,000.00 14,760.34
none
76.50
none none
11.21 3, 796.05
154, IIO. 88

LIABILITIES: Cat>ital Stock Paid in---------------$ ASumrto>ulunst.R__e_s_e_r_v__e_d__f_o_r__B__ra--n-c-h--e-s-.-------Undivided Profits-------------------Dividends Uni>aid-------------------Due to Banks- __ --------------------DeiJosits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit.--- --Savings DeiJosits -------------------Trust Funds on DeiJosit------------Cashier's Checks--------------------Certified CheckS---------------------BNiolltsesPaany da bBl eil.l.s. R- e- -d-i-s-c-o- -u-n-t-e-d- -------------Letters of Credit and AcceiJtances. Reserve for Interest and Taxes.. BOot hnedrs LBioarbrioliwtieeds_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Total-------------------------------..$

15,000.00
none
3,000.00 I, 737.41
none none
52,127.91
none
71,986.66 9, 784.75
none
328.63
none none none none none none
145.52
154,ll0.88

232

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF SPARKS

President, S. G. ETHRiDGE

Sparks, Ga. Vice-President, ?\. D. SI~CLAIR
Cashier, BE?\.J. F. GARY

RESOURCES:

TDiemmeaLnodaLnosaannsd. _D__i_s_c__o_u__n_t_s_.__________________$ United States Securities____________ _ State of Georgia Bonds_____________ _

207,516.88 15.673.35
none none

OSttohcekr iSntoFcekdsearanldRBesoenrdves_B__a__n_k__-_-_-_-_--_ Banking House. _____________________ _ Furniture and Fixtures_____________ _

none 350.00
3.300.00 4.350.25

Other Real Estate Owned ----------

5.210.00

Due from Federal Reserve Bank-----

none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents. ________ ---------------------

18.196.11

MDuveafnrcoems oOnthCeor tBtoann_k_s_.______-_-_-_-_-_-_-_-_-_--_

none none

Advances on Other Commodities____ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _

none none 2,085.21

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._

none none

Other Assets-------------~------------- - - -no-ne

Total.. ---_-----------.---------- ____$ 256.711.80

LIABILITIES: Cai>ital Stock Paid in---------------$ ASumrooluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e__s_._-_-_--_ Undivided Profits. ___ ---------------Dividends Unpaid-------------------DDeupeotsoitBs SanukbsJe--c-t-t-o--C--h--e-c-k--_-__-_-_-_-_-_--_-_ Demand Certificates of Deposit----Time Certificates of Deposit--------TSarvuisntgFsuDnedi>s oosnltsD-e-p- -o-s-i-t-_-_-_-_-__-_-_-_-_-_-_- -_ Cashier's Checks_________________ ---Certified Checks---------------------Bills Payable.. ------------- ______ ---Notes and Bills Rediscounted______ _ Letters of Credit and Accei>tances. _ Reserve for Interest and Taxes _____ _ Bonds Borrowed. __ -----------------Other Liabil1ties. __ ------------------
TotaL---------------------------------$

25.000.00 none
5,000.00 761.70 none none
90,517.23 none
78,023.34 none none
1.134.53 none
35,275.00 none none none none
21.000.00
256,711.80

STATEMENT
Showing Condition at Close of Business December :n, 1924

of the

THE EXCHANGE BANK OF SPRINGFIELD

Springfield, Effingham County, Ga.

President, B. K. SHEAUOUSE

Vice-President, .J. W. TEBEAU

Cashier, .J. M. MARCHMAN

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_.__________________$ United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
I>osited with Approved Reserve Agents------------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_.____-_-_-_-_-_-_-_-_----__AChdvecakncsefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items------LOevteterdrsraofftsc(riefdaintya)n__d__A__c_c_e_i_>_t_a_n__c_e_s_. __
Other Assets--------------------------
Totals--------------------------------$

55,405.61 none none none none none
2,500.00 1.000.00
475.50 none
71,635.07 none none none none 386.55 none 355.69
6.400.00 138.158.42

LIABILITIES:
Capital Stock Paid in----------------$ Amount Reserved for Branch<s --Surolus ----------------------------Undivided Profits ------------------Dividends Unvaid-------------------Due to BankS------------------------DDeepmoasnitds CSuerbtJieficctattoesCohfeDckepo-s-i-t-_-_-__--_ Time Certificates of Deposit_______ _ Savings Dei>OSits -------------------CTraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ BNioltlsesPaanydabBleills-R--e--d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Accei>tances. _ BReosnedrvseBfoorrroInwteedre__s_t__a_n__d__T__a_x_e__s_-_-_-_-_--_ Other Liabilities._-------------------
Total.. _.- _____ ----- ______ . __ --_. __ . ___$

15,000.00 none none 153.87 none none
92,852.88 none
21.525.66 8,222.90
none 403.11 none none none none none none none
138,158.42

DEPARTMENT OF BANKING

233

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF STAPLETON

Stapleton, Ga.

President, DAYID DE:\'TOK

\'ice-President, JAS. STAPLETOX

Cashier, J. C. KILGORE

=======================

RESOURCES:

LIABILITIES: - - - - - -

Time Loans and Discounts __________$ Demand Loans ______________________ _

88,032.32 Capital Stock Paid in________________$ 13,550.00 Amount Reserved for Branches ____ _

15,000.00 none

United States Securities-------------

1,650.00 Surplus. _________ --- ________ ----------

6,000.00

State of Georgia BondS-------------Stock in Federal Reserve Bank------

none none

UDnivdiidveinddesd UPrnopfaiitds._-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_

3,182.81 none

Other Stocks and Bonds. __________ _ BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned. _________ _

none 2,500.00 3,665.00 3,200.00

DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit ____ _ Time Certificates of Deposit---------

none 74,331.71
none 58,812.44

Due from Federal Reserve Bank----Cash in Vault and Amounts De-
posited with Approved Reserve

none TSaruvisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks ____________________ _

none none 141.90

Agents._-- _______________ -----------

26.269.86 Certified Checks. ___________ ----------

none

ADduveafnrcoems oOnthCeortBtoann_k_s_-_-__-_-_-_-_-_-_-_-_-_-_--_

13,500.00 Bills Payable.-----------------------none Notes and Bills Rediscounted-------

none none

Advances on Other Commodities___ _ Checks for Clearing House _________ _ Other Checks and Cash Items _____ _

none Letters of Credit and Acceptances--

none none

BRoes!eldrvseBfoorrroInwteedre. _s_t__a_n__d__T__a_x_e__s_-_-_-_-_--_

none none none

LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_p__t_a_n_c_e__s____ Other Assets_________________________ _

none Other Liabilities.. ------------------158.07 4,943.61

none

TotaL_________________________________$ 157,468.86 TotaL ________________________________$ 157,468.86

STATEMENT

Showing Condition at Close of Business December 31,1924

of the BANK OF STATESBORO

President, t-3. C. GROOVER

Statesboro, Ga. Vice-President, E. L. SMITH
Cashier, J. 0. JOHNSTON

RESOURCES:
Time Loans and Discounts__________$ Demand Loans----------------------United States Securities------------State of Georgia Bonds-------------SOttohcekr iSntoFcekdsearanldRBe(s>enrvdes.B. _a_n__k__-_-_-_-_--_ Banking House______________________ _
FOuthrneirtRureealaEnsdtaFtiextOurwens-e-d-.-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank ___ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents------------------------------DAduveafnrcoems oOnthCeortBtoann_k_s_-_-_-__-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s____
Other Assets-------------------------TotaL _________________________________ $

423,370.67 38,378.50 69,200.00
none 5,250.00 26,755.00 42,000.00 15,028.97 ll, 371.50 43,478.46
200,121.18 none none none none
8,364.55 none 203.07 none
883.521.90

LIABILITIES: Cai>ital Stock Paid in.-- ____________$ Amount Reserved for Branches. ___ _ Surplus. ____________ -----------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks--~-------------------- Deposits Subject to Check---------Demand Certificates of Deposit____ _ Time Certificates of Deposit-------TSarvuisntgFsuDnedpsoosintsD__e_p__o_s_i_t_______-_-_-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks_____________________ _ Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances-BRoesnedrvseBfoorrroInwteedre. _s_t_a__n_d__T__a_x__e_s_.________ __ Other Liabilities____________________ _
TotaL ________________________________$

100,000.00 none
75,000.00 ll,096.55 1,630.00 38,523.98 274,505.49
none 376,497.37
none none 1,518.02 none none none none none none 4,750.49
883,521.90

234

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

SEA ISLAND BANK

Statesboro, Ga. President, R. F. DONALDSON
Cashier, J. G. WATSON

Vice-President, S. L. MOORE

RESOURCES:

Time Loans and Discounts__________ $ 451.371.04

DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank _____ _

93,086.09 8.200.00
none none

Other Stocks and Bonds------------

8.220.00

BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_

31.500.00 3.200.00

DOutheefrroRmeaFl eEdsetraatleROewsenrveed-B--a-n--k-_-_-__--_

26.691.32 none

Cash in Vault and Amounts De-

Apogseintetsd__ w---it-h--- A__p__p_r_o_v__e_d___R__e_s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _ CAbdevcaknscefsoro nClOeatrhienrgCHoomumseo_d_i_t_i_e_s______ __

50.245.47 none
1.007. 74 none
3,595.18

Other Chec;ks and Cash Items _____ _

271!51

LOevtetredrsraoftfsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s____ Other Assets_________________________ _
T o t a L _________________________________ -$

none 357.51
- - -no-ne
678.675.86

LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches..... Surplus.-----------------------------Undivided Profits-------------------DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check---------Demand Certificates of Deposit____ _ Time Certificates of Deposit-------TSarvuisntgFsuDnedpsoosnitsD--e-p-o--s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's CheckS--------------------Certified Checks---------------------BNiolltsesPaanyadbBleil_l_s-R--e--d-i-s-c-o--u-n-t-e-d--_-_-_-__-_--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Bm>rowed..-------------------Other Liabilities.--------------------
TotaL_____________ -__ -- _____ ---------.$

50,000.00 none
50,000.00 23,424.62
none none 232,366.44 none 292,762.93 18,911.07 none 3,810.80 none none none none none 7,400.00 none
678.675.86

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF STATHAM

Statham, Ga.

President, 0. H. ARNOLD, JR.

Vice-President, C. B. CHAMBERS

Cashier, B. H. GRANT

RESOURCES:

TDiemmeaLnodoLnosaannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s________________________ __ Furniture and Fixtures_____________ _

155,683.09 none none none none
1,860.00 1,900.00 3,085.00

DOutheefrroRmeaFl eEdsetraatle ROewsenrveed-B--a-n--k-_-_-__--_ Cash in Vault and Amounts De-
posited with Approved Reserve

22.800.00 none

Agents ----------------------------Due from Other Banks-------------Advances on Cotton __ --------------Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items______

19,040.93 none
4.203.80 509.32 none 232.50

LOevteterdrsraofftsC(rifedanity)a_n__d__A__c_c_e_p__ta__n_c_e_s_._.

none 548.37

TOothtaerLA..s_s_e_t_s----------_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--.$-

- -7,2-16.-22
217,079.23

LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches ____ _ Surplus.-----------------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks-----------------~----- Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits. _______ ------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaanyadbBleil_l_s_ R--e-d--i-s-c-o--u-n-t-e--d-_-_-_-_-_--_ Letters of Credit and Acceptances __ Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities.. -------------------
TotaL. . . . -----------------------------$

40,000.00 none
8,000.00 none none none
41,054.31 none
105,858.01 none
5,131.01 2,007.98
none 15,000.00
none none none none 27.92
217,079.23

DEPARTMENT OF BANKING

~35

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF STEPHENS

President, JNO. F. HOLDEN

Stephens, Ga. Vice-Presidents, W. F. ADKINS, J. H. HUNTER

Cashier, W. H. ADKINS

RESOURCES:

Time Loans and Discounts----------$ 57,448.43

DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_

1,232.14 none

SSttoatcek oifnGFeeodregriaal BRoesnedrvs-e--B--a-n-k--_-_-_-__--_

none none

BOathnekrinSgtoHcokus saen_d. __B__o_n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_

500.00 1,593.20

FOuthrneirtuRreealaEndstFatiextOurwens-e-d-.-.--_-__-_-_-_-_-_--_

2,599.82 9,893.55

Due from Federal Reo9rve Bank. __ _

none

Oash in Vault and Amounts De-

posited with Approved Reserve

Agents__________ --_.-.---------------

3, 731.01

ADduveafnrcoems oOnthCeortBtoann_k_s_-_-__-_-_-_-_-_-_-_-_-_-_--_

none none

Advances on Other Commodities____ Checks for Clearing House. ________ _

noRe none

Other Checks and Cash Items _____ _

none

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_. Other Assets_________________________

._ _
-

-

-

none 382.41
-no-ne

TotaL _______________ -------------- ...$ 77,380.56

LIABILITIES: Capital Stock Paid in_______________$ Amount Reserved for BrancheS----USunrdpilvuids.e_d--P-r-o--f-it-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid___________________ _ DDeupeotsoitBs aSnukbsje--c-t-t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit-------Savings Deposits.-------------------TCraushstieFru'snCdhseocnksD. _e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances-BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x_e__s__________ __ Other Liabilities __ -------------------
TotaL---------------------------------$

15,000.00 none
5,000.00 1,617. 79
14.40 none 11,531.40 none 43' 151.44 none none 65.53 none 1,000.00 none none none none none
77,380.56

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

BANK OF STOCKBRIDGE

President, 0. J. BOWEN

Stockbridge, Ga. Vice-President, W. W. WARD
Cashier,N. R. HENDERSON

RESOURCES:

Time Loans and Discounts__________$ 271,563.41

DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e-s--_-_-_-_-__-_-_-_-_-_-_--_

6,047.88 none

SSttoactek oinf GFeeodregraial BReosnedrvs-e-B--a--n-k--_-_-__-_--_

none none

Other Stocks and Bonds------------

8,925.00

BFuanrnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_

1,000.00 1,015.00

Other Real Estate Owned----------Due from Federal Reserve Bank____ _

69,622.06 none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents-_-------- _____ ---------------

11,606.77

DAduveafnrcoems oOnthCeorttBona_n__k_s_-_-_-_-_-_--_-_-_-_-_-_-_-

none 1,809.74

Advances on Other Commodities---Checks for Clearing House__________

8,969.25 none

Other Checks and Cash Items______

none

LOevteterdrsraofftsC(rifedanity)a__n_d__A__c_c_e_p_t_a_n_c_e_s_____

nnoonnee

Other Assets__________________________

4,013.42

TotaL ________________________________-$ -3-84,-572-.53

LIABILITIES: Capital Stock Paid in----------------$ AUSumnrdpoilvuuindst-e-Rd_e_Ps_re__orv-f-iet-ds- __f__o__r____B_-_-r_-a__n__c____h_-e_-_s-_--_--_--_----_ Dividends Unpaid___________________ _ Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits--------------------Trust FUnds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable.-_---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances__ Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities.. -------------------
Total---------------------------------.$

60,000.00 none
12,000.00 67.22 none none
181,504.37 none
97,964.48 none none 823.15 none
11,000.00 1,000.00
none none none 20,213.31
384,572.53

'l

236

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

GRANITE BANK

Stone Mountain, Ga.

President, .J. STEVE McCURDY

Vice-President, V. R. WILLLL\IS

Cashier, DEAN RHODES

RESOURCES:

Time Loans and Discounts..........$ Demand Loans __________ . ________ . __ . United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank...... Other Stocks and Bonds...... _____ __ Banking House. _________ .. ----------Furniture and Fixtures.. __ .. ____ .. -Other Real Estate Owned----------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
Apogseintetsd___w__i_t_h___A__p.p.r_o_v__e_d___R__e_s_e_r_v__e

135,919.73 4,575.52 none none none none 1' 67!. 92 2,569.51 15,709.02 none 51,808.21

DAduveafnrcoems oOnthCeor tBtoann.k.s_._._-_-_-__-_-_-_-_-_-_-_-_-

nnoonnee

Advances on Other Commodities.... Checks for Clearing House__________ Other Checks and Cash Items. __ .. _ Letters of Credit and Acceptances.. Overdrafts (if any)___________________

none none none none 182.01

TOothtearLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -2-113.,0-4586!.-.0957

LIABILITIES: Capital Stock Paid in................$ ASumrpoluunst.R..e_s__er.v..e.d. _f_o_r__B__r_a_n__c_h_e__s_.-------Undivided Profits _______ ---- ______ --Dividends Unpaid...... -------- .. ---Due to Banks------------------------Deposits Subject to Check.. ______ __ Demand Certificates of Deposit..... Time Certificates of Deposit..-- __ __ Savings Deposits _____ .. ---- _________ . Trust Funds on Deposit___________ __ Cashier's Checks.. ____________ ----- __ Certified Checks...... __ --.-- __ .. ----. Bills Payable.. ------._ ...... --------Notes and Bills Rediscounted..... __ Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed.. ------------------Other Liabilities... -------------- ....
TotaL .. -------------------------------$

15,000.00 none
20,000.00 1,171.84
none none 106,537.69 none 48,263.36 22,041.34 none 472.74 none none none none none none none 213,486.97

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF COMMERCE

President, C. C. CLEG HOR?\

Summerville, Ga. Cashier, N. K. BITTIKG

Vice-President, (None)

RESOURCES;
Time Loans and Discounts..........$ Demand Loans ____ -- __ .... -- ______ --. United States Securities.. _________ __ State of Georgia Bonds.............. Stock in Federal Reserve Bank.... -Other Stocks and Bonds __ -- ____ .. __ Banking House........ ___________ ---Furniture and Fixtures____________ __ Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve Agents .. ______ .... ____ ... ----------Due from Other Banks ____________ __ Advances on Cotton.. --------------Advances on Other Commodities.... Checks for Clearing House________ __ Other Checks and Cash Items...... LOOevttheteerdrrsrAaofsftsseCt(sri_ef_da_in_t_y_a)_n____d____A____c__c__e__p____t__a__n__c__e____s_.__._
TotaL... _. __ .. __ ......................$

148,985.74 none none none none none none
2,145.17 2,965.62
none
1,123.21 440.31 none none none none none
2,460. 70 2,426.67 160,547.42

LIABILITIES:
Capital Stock Paid in----------------$ Amount Reserved for Branches..... SUunrdpilvuids .e.d. -P-r-o--f-it-s-.-.-.-.--_-..--_-_-_-__-_-_-_-_-_-_--__Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_--__Demand Certificates of Deposit..... Time Certificates of Deposit.... ___ __ TSaruvisntgFsuDnedpsoosintsD..e-p-o--s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks......... -----------Certified Checks...... ____ -- __ .. ---- __ Bills PaYable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed...... __ ........ -- __ __ Other Liabilities.. -------------------
TotaL.. -------------------------------$

20,400.00 none none none none 493.45
88,833.05 none
15,998.31 none none
1,095.61 none
26,000.00 6,977.50
none none none 749.50 160,547.42

DEPARTMENT OF BANKING

237

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

CHATTOOGA COUNTY BANK

President, JXO. D. TAYLOR

SurnmerYilll', Ga. Yiee-President, E. S. TAYLOR
Cashier, B. W. FARRAR

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._.________________$ United States Securities..... __ ._._._ State of Georgia Bonds....... ______ _ SOttohcekr iSntoFcekdsearanldRBesoenrdves _B__a_n__k_._._._._. ._ Banking House _____________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve DAugeenfrtos.m--O-_t-h-e--r-B.-a-n-k--s-_-_-_-_-_~______________--_ Advances on Cotton ________________ _ Advances on Other Conditions..... . Checks for Clearing House_________ _ Other Checks and Cash Items. ____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets..... _____ --.----- _______ _
TotaL _________________________________ $
- ~------------

LIABILITIES:

203,241.32 26,263.57
none none none 5.000.00 10.653.00 6.278.89 17,220.63 none lll ,054.29 250.00 none none 227.12 3.868.93 none 8,692.49 none

Capital Stock Paid in _______________ $ ASumrpoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n_c__h_e_s_________ __
Undivided Profits_____ --------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t-t-o---C-h--e-c-k--_-_-_-__-_-_-_-_--_ Demand Certificates of Deposit..... Time Certificates of Deposit________ _ Savings Deposits... ___ ._. ___ ._------Trust Funds on Deposit------------Cashier's Checks.. _______ -----._----Certified Checl{s...... ___ ------------. Bills P_ayable .. ----------------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed ____________________ _ Other Liabilities ____________________ _

30,000.00 none
25,000.00 3.872.34
none none 160.618.90 none 77.816.93 293.00 92,331.67 2.817.40 none none none none none none none

392.750.24 I TotaL----------------------------------$--39-Z-.7-50.24

STA TE'\1ENT

Showing Condition at Close of Business December 31, 1924 of the
THE PEOPLES BANK

Sun1mit, Ga. President, .J. LEO~ARD ROUNTHEE Cashier, C. L. GRUYER

Vice-President, B. L. ROUXTHEE, S. J. FLA~WERS

RESOURCES:
Time Loans and Discounts.. ________ $ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e--s-_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds____________ _ BFuanrnkiitnugreHaonudseF--ix--t-u-r-e-s-.-.-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De-
posited with Approved Reserve Agents.. _____________ --------------ADduveafnrcoems oOnthCeor tBtoann.k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._
Other Assets-------------------------TotaL.. _______________________________$

155,088.23 5,711.23 1,250.00 none none none 6.527.56 4,088.89 4.725.43 none
10,953.48 none none none 70.62 none none none
1,215.76 189,631.20

LIABILITIES: Capital Stock Paid in________________$ ASumrpoluunst..R.e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s_________ __ Undivided Profits.. _______ ----------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit-------Savings Deposits. __ -----------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable.. ______ ----------------Notes and Bills Rediscounted------Letters of Credit and Acceptances. Reserve for Interest and Taxes._---Bonds Borrowed--------------------Other Liabilities.--------------------
TotaL---------------------------------$

25,000.00 none
5,000.00 none none none
50,380.84 none
53,625.81 none none 348.20 none
44.143.51 none none none
1.250.00 9.882.84 189,631.20

-l

238

JhFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

THE CENTRAL BANK

Swainsboro, Ga.

President, R. A. FLANDERS

Vice-President, I. W. ROUNTREE

Cashier, W. W. FLAKDERS

RESOURCES:

Time Loans and Discounts__________$ Demand Loans ---------------------United States Securities------------State of Georgia Bonds.------------Stock in Federal Reserve Bank...... Other Stocks and BondS------------Banking House..........------------Furniture and Fixtures.............

82,831.58 none none none 900.00 none none
4,717.50

Other Real Estate Owned ---------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
pAogseintetds..w__i_t_h____A__p_p_r_a__\'_e_d_ --R--e-s-e-r-v-e-

352.29 9,366.86
90,286.22

Due from Other Banks.------------ Advances on Cotton_________________

7n2o9.n8e0

Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items.. . Letters of Credit and Acceptances.. Overdrafts (if any)................... Other Assets..........................

none none none none none none

----

Total..................................$ 189;184.25

LIABILITIES:
Capital Stock Paid in................$ Amount Reserved for Branches..... Surplus_---------------Undivided Profots--------- Dividends Unpaid.................... Due to Banks---------------- Deposits Subject to Check. --- Demand Certificates of Deposit.... Time certificates of Deposit..... _._. Savings Deposits....-------- Trust Funds on Deposit............. Cashier's Checks................... BCielrltsifPiaeydaCbhlee.c..k.s..-.-..-.......-..-.....-.. Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed.................... Other Liabilities.....................
TotaL..............................$

25,000.00 none
7.500.00 1.453.61 2.220.00
none 133,132.78
none 19,792.36
none none 85.50 none none none none none none none
189.184.25

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE CITIZENS BANK

President, J. A. COLEMAN

Swainsboro, Ga. Vice-President, FRANK MITCHELL
Cashier, OTIS G. BRICE

RESOURCES:
Time Loans and Discounts..........$ Demand Loans---------United States Securities............. State of Georgia Bonds.---------- Stock in Federal Reserve Bank...... Other Stocks and Bonds.......... Banking House.................... FOut rhneirt uRreea la nEds tFa tiex tOu rwens.e.d. ._.__. _._._._._._._. ._ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve Agents... __ ._._. _____ .. ------ .. ___ _ Due from Other Banks ---Advances on Cotton ---- Advances on Other Commodities... Checks for Clearing House......... Other Checks and Cash Items...... Letters of Credit and Acceptances.. Overdrafts (if any).............. Other Assets..................
Total.............................$

207,312.24 878.10
35,000.00 none none none
7,183.41 2,253.02
802.57 none
277,998.93 none
7,378.35 none 17.23 none none none none
538,823.85

LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches.... USunrdpivlUidSed--P-r-o--fi-t-s--.-..-..............-.. } Dividends Unpaid.................... Due to Banks......................... Deposits Subject to Check......... Demand Certificates of Deposit..... Time Certificates of Deposit....... Savings Deposits..................... Trust Funds on Deposit............. Cashier's Checks...................c. certified Checks .. -- Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances. Reserve for Interest and Taxes..... Bonds Borrowed................. Other LiabiUties............
TotaL...........................$

25,000.00 none
36,889.93 7,500.00
none 432,411.70
none 28,539.54
none 1.426.54 7,056.14
none none none none none none none
538.823.85

DEPARTMENT OF BANKING

239

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

EXCHANGE BANK

President, 0. W. SMITH

Sycamore, Ga. Cashier, Y. J. STOVER

Vice-President, C. L. RAY

RESOURCES:
Time Loans and Discounts__________$ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds-----------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De-
posited with Approved Reserve DAu eg ef rnotms . .O__t_h_e__r_B__a__n_k-s-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Advances on Cotton.---------------Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._
Other Assets--------------------------
TotaL---------------------------------$

73,937.30 9,412.31
none none none none 3,500.00 2,605.00 10,437.98 none.
15,814.58 5,000.00 4,044.23 4,812.04
2.76 none none 11.45 3,627.25 133,204.90

LIABILITIES:
Capital Stock Paid in________________$ ASumrpoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e_s_________ __ UDnivdiidveinddesd UPrnopfaitisd-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit________ _ TSaruvisntgFsuDnedpsoosintsD. _e_p__o_s_i-t-_-_-__-_-_-_-_-_-_-_-_--_ Cashier's Checks._._ .. __ .. ___ ._----_. Certified Checks....... ---- __ --------BNiolltsesPaanyadbBleil.l.s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Acceptances._ Reserve for Interest and Taxes _____ _ Bonds Borrowed---------------------Other Liabilities._-------------------
TotaL---------------------------------$

15,000.00 none
3,000.00 none none none
41,001.25 4,000.00 70,082.02
none none 121.63 none none none none none none none 133,204.90

STATEMENT Showing Condition at Close of Business December 31, 1924

President, B. E. S:\IITH

of the THE PLANTERS BANK
Sycamore, Ga. Vice-Presidents, C. T. MADDUX, l\'iRS. JANIE FOUNTAIN
Cashier, A. J. BILES

RESOURCES:

Time Loans and Discounts__________ $
DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d___B_o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank.. __ Cash in Vault and Amounts De-

77,678.77 4, 735.65
none none none none none 1,500.00 6,000.00 none

posited with Approved Reserve Agents_______________ ----------------

14,420.17

Due from Other Banks______________

1.50

Advances on Cotton_________________

none

Advances on Other Commodities____ Checks for Clearing House__________

none 33.71

Other Checks and Cash Items______

none

Letters of Credit and Acceptances.. Overdrafts (if any)___________________

none 215.78

Other Assets--------------------------- - -1,4-27.-82

TotaL ______ -------_------------------$ 106,013.40

LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches ____ _ Surplus. ______ -----------------------Undivided Profits.------------------Dividends Unpaid-------------------Due to Ba~----------------------- Deposits SubJect to Check---------Demand Certificates of Deposit----Time Certificates of Deposit._ .. ___ . Savings Deposits._------------- _____ _ Trust Funds on Deposit____________ _ Cashier's Checks____________________ _ Certified Checks_____________________ . Bills Payable __ ----------------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities._.------------------
TotaL---------------------------------$

25,000.00 none
5,000.00 1,530.58
none none 45,345.88 none 10,144.91 none none 992.03 none 18,000.00 none none none none none 106,013.40

240

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31,1924

of the SYLVANIA BANKING COMPANY

President, ,J. .-\.. :\IILLS

Sylvania, Ga. Vice-President, W. A. 'MALLORY, C. B. PFEIFFER Cashier, HOBSOX J. COLE:\IA~

RESOURCES:

Time Loans and Discounts__________$
Demand Loans----------------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds-----------Banking House ____ ----------------FOuthrneirtRureealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents.. _______________ -------------
ADduveafnrcoems oOnthCeor tBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ Advances on Other Conditions_____ _ Checks for Clearing House _________ _ Other Checks and Cash Items. ____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__ Other Assets. ____________ ---------- __ _

TotaL _________________________________ $

--~--------------

-------

108,142.61 5,642.59 none none none none none 2,780.03 4,797.52 none
41.124.55 none
8.254.45 none
4,909. 79 none none none none
175,651.54

LIABILITIES:
Capital Stock Paid in.. -------------$ Amount Reserved for Branches. ___ _ USunrdpivluids-e-d--P-r-o--f-i-ts--. -_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid___________________ _ Due to Banks _______________________ _ Deposits Subject to Check _________ _ Demand Certificates of Deposit.. __ _ Time Certificates of Deposit ________ _ Savings Deposits ____________________ _ Trust Funds on Deposit____________ _ Cashier's Checks--------------------BCielrltsifPiaedyaCbhlee.c_k_s_________________-_-_-_-_-_-_-_-_-________ __ Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances __ Reserve for Interest and Taxes _____ _ Bonds Borrowed... -----------------Other Liabilities.. -------------------
TotaL.-------------------------------$

25,000.00 none
5.000.00 5.985.18
none none 101.510.28 5.050.00 18,688.31 12.861.87 none l. 555.90 none none none none none none none 175.651.54

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the FAUMERS AND MERCHANTS BANK

Sylvester, Worth County, Ga.

President, D. II. PO\YELI.

\'ice-Presidents, G. W. PRICE, \Y. C. FOREH.-\XD

Cashier, G. L. WARREN

RESOURCES:
Time Loans and Discounts __________$ Demand Loans ______________________ _ United States Securities------------State of Georgia Bonds.------------Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen.d.. _B__o_n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Fumiture and Fixtures_ ... _________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents. _________________ -----------Due from Other Banks _____________ _ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s____
Other Assets--------------------------

190,290.59 none none none none none
8,764.62 3,926.60 23,459.05
none 27 '79l.l7
124.97 none none ll7.30 100.13 none none 3,431.95

LIABILITIES:
Capital Stock Paid in________________ $ Amount Reserved for Branches ____ _ USunrdpivluidse.-d--P-r-o--f-i-ts__________-_-_-_-_-_-_-___________.____ __ Dividends Unpaid___________________ _
DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-.-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit ____ _ Time Certificates of Deposit _______ _ Savings Deposits.-------------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ Bills Payable. __ ---------------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances._ BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s__________ __ Other Liabilities.--------------------

42.000.00 none none
1.412.10 none none
75.290.35 none
136,926.80 !.061. 78 none 1.315.35 none none none none none none none

T=ot=al=-==--=-=--=--=-=--=-=-=-==--==--=--=-=--=-=--=--=-=$==2=5=8,=00=6=.3=8==T=o=ta=l=--=-=--=-==--==--=--==--==--==--=--=-=-==--=--=$===25=8.006.38

"l

DEPARTMENT OF BANKING

241

STATEMENT

Showing Condition at Close of Business December 31,1924.

of the

SYLVESTER BANKING COMPANY

Sylvester, Ga.
President, T. C..JEFFORDS \"icc-Presidents. C. vY. HlLLHOl'SE, C. H. STR:\1'\G,Y:\HD

Cashier. .T. H. 'YESTBEHRY

====================

RESOURCES:

LIABILITIES:

Time Loans and Discounts___ .. _____$ Demand Loans _____________ , _____ ,_ United States Securities ___ , _______ _ State of Georgia Bonds____________ , Stock in-Federal Reserve Bank_____ _ Other Stocks and Bonds ___ , _______ _ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned .. ________ _ Due from Federal Reserve Banlc ___ _ Cash in Vault and Amounts De-
Apogseintetsd___w__i_t_h___A__p__p_r_o__v_e_d___R-.e-s-e-r-v_e_ Due from Other Banks. _______ , ___ _ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House _________ _ Other Checks and Cash Items. ____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n._c_e_s_.___ Other Assets_________________________ _
TotaL ________________________________$

260.424.79 15,005.74
none none none 2.000.00 ll.OOO.OO 6.000.00 13,200.00 none
194,989.86 none 172.84 none
2,031.06 none none none none
504.824.29

Capital Stock Paid in ___________ , __$ ASumropulunst. R__e_s_e_r_v_e_d_ ,fo_r__B__r_a_n_c__h_e_s,..__..__. Undivided Profits. ____ .. ____________ _ Dividends Unpaid________________ , __ Due to Banks ______________________ __ Deposits Subject to Check _________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit_ ______ _ Savings Deposits. ____________ , _____ _ Trust Funds on Deposit ____________ _ Cashier's Checks _______________ , , __ Certified Checks_____________________ _ Bills Payable. _______________________ _ Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabilities .. _, ____ __
TotaL... _______ .. ___ ........ ____ ......$

100,000.00 none
30,000.00 none 820.00 none
270,809.49 none
100,070.39 none none
2,255.60 none none none none 868.81 none none
504,824.29

STATEMENT

Showing Condition at Close of Business December 31, 1924.

of the

HANK OF TALBOTTON

President, R. G. .JORD:\X

Talbotton, Ga. Vice-President, A. .J. PEHRL\IAN
Cashier, J. W. JORDAN

RESOURCES:
Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities____________ _ St~te of Georgia Bonds_____________ _ Stock in Federal Reserve Bank..... _ Other Stocks and Bonds ___________ _ Banking House______________________ _ Furniture and Fixtures _____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank.... _ Cash in Vault and Amounts De-
Apogseintetsd. __w__i_th____A__p_p_r_o__v_e_d____R_e_s_e_r-v-eDue from Other Banks _____________ _ Advances on Cotton----------------Advances on Other Commodities__ __ Checks for Clearing House _________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s.__. Other Assets______ .. _______ . _________ .
.totaL ________ ---------- ______________ $

185' 107.52 14,681.52 1.150.00
none none none 9,691.10 3,910.74 17' 494.35 none
57,648.42 none
1. 533.29 none
2.928.60 none none 60.23
4.300.08
298,505.85

LIABILITIES:
Capital Stock Paid in................$ ASumropulunst. R__e_s_e__r_ve. _d_ -f-o-r- .B..r.a.n_c__h_e__s_._-_--_-_ Undivided Profits. _______ -----------Dividends Unpaid__________ ---------. Due to Banks ______________________ __ Deposits Subject to Check ________ __ Demand Certificates of Deposit ___ __ Time Certificates of Deposit_______ __ Savings Deposits.---- .. ________ ...... Trust Funds on Deposit------------Cashier's Checks.... _____ -----------Certified Checks....... _____ ---------Bills Payable._----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. BRoesnedrvs eBfoorrr oI nwteedr e. .s t__a__n_d__T__a_x_e_ s. .. ._.__._. ._ Other Liabilities. __ .. ___________ -----
TotaL ___ .. ___________ ... __________ ....$

25,000.00 none
17,500.00 2,418.56
none none 82,071.87 none 167,221.73 none 3.609.79 683.90 none none none none none none none
298,505.85

"l

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924.

of the THE PEOPLES BANK

Pr~ident, T. H. PERSOXS

Talbotton, Talbot County, Ga. Vice-President, E. R. :\L\THEWS
Cashier, A. P. PERSOXS

RESOURCES:
Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-__--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._._._______________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned.---------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve Agents...... __ ........ _........ -- .. . Due from Other Banks... ----------Advances on Cotton... -------------Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items.... __ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s_.._ Other Assets.. _______________________ _
TOt!J..!:- .. --.-- . _. _............ __ ..~ _.$

105,976.07 18,807.52 11,350.00
none none none 4,063.27 1,344.75 136.00 none
52,950.88 none none none 785.80 none none none 135.78
195,550.07

LIABILITIES: Capital Stock Paid in.... ____________$ Amount Reserved for Branches.. --Surplus.. ----------------------------Undivided Profits.------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsje..c.t.t.o--C--h-e--c-k-.-.-.--_-_-__-_-_--_ Demand Certificates of Deposit..... Time Certificates of Deposit......... TSarvuisntgFsuDnedpsoosnitsD.-e-p--o-s-i-t-.-_-_-_-_-__-_-_-_-_-_--_ Cashier's Checks. ___ ------------ .. --Certified Checks........ -------------Bills Payable ... __ .............. -- ... Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed.... ----------------Other Liabilities... ------------------
TotaL.. ____ ._ ... ___ ._. ___________ . ___ .$

25,000.00 none
15,000.00 8,577.17
15.00 none 55,335.69 none 80,887.15 none 9,489.57 1,245.49 none none none none none none none
195,550.07

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF TALLAPOOSA

President, W. W. HEATO~

Tallapoosa, Ga. Cashier, J. E. D.\YIS

Viee-President, ,J. C. TC:\lLI~

RESOURCES:
Time Loans and Discounts..........$ Demand Loans ---------------------SUtnaitteedofSGtaetoersgSiaecBuorintdiess_._._._._._._._.__._._._.._ Stock in Federal Reserve Bank.. ___ _ Other Stocks and Bonds............ BFuarnnkiitnugreHaonudseF.i_x-t-u-r-e--s-_-_-_-_-__-_-_-_-_-_-_-_--_ Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve Agents.. _____________________ ------Due from Other Banks.. __________ __ Advances on Cotton .... ____________ _ Advances on Other Commodities.... Checks for Clearing House........ __ Other Checks and Cash Items...... LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c__e_s.__. Other Assets.. ________ .... ____ ........
TotaL .... ---- ....... -------.---------.$

397,361.88 27' 756.58
none none none 2,450.00
o,OOO.OO 4,000.00 3,000.00
none
37' 571.84 9,000.00 11,745.16
none 350.32 1,990.70 none none 10,549.16
510,775.64

LIABILITIES: Capital Stock Paid in...............$ ASumrpoluunst R__e_s__e_rv..e_d__f_o_r__B__r_a_n_c__h_e__s_._._._._. Undivided Profits ------------------DDiuveidteonBdsanUknsp..a_i_d__._._._._._._._._._._._._._._._._._._.._ Deposits Subject to Check. ________ _ Demand Certificates of Deposit..... Time Certificates of Deposit......... TSarvuisntgFsuDnedpsoosintsD..e.p..o.s.i.t-_-_-_-_-__-_-_-_-_-_-_--_ Cashier's Checks.. __ . _______________ _ Certified Checks...... __________ -----Bills Payable. __ .. _............ -- .. . Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed... -----------------Other Liabilities.. -------------------
TotaL_ ................... --- ..........$

79,800.00 5,435.50 19,950.00 10,436.41
none none 140,236.48 4,503.64 151.795.85 18,694.15 none 8.101.56 none 71,800.00 none none none none 22.05
510,775.64

DEPARTMENT OF BANKING

243

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF TAYLORSVILLE

President, J. I. HARRIS

TaylorsYille, Ga. Cashier, W. l\I. DORSEY

\"ice-President, J. P. DAVIS

RESOURCES:
Time Loans and Discounts----------$ DUenmiteadndSLtaotaens sS-e--c-u-r-i-t-i-e-s-_-_-_-_-_-_-_-_-_-_-_-_--_ State of Georgia Bonds _____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdves _B__a_n__k_._._.____ __ Banking House _____________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents. __ ------_ .. ________ ------ ___ _ Due from Other Banks _____________ _ Advances on Cotton ________________ _ Advances on Other Conditions_____ _ Checks for Clearing House---------Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets. _______________________ --
TotaL _________________________________$

74,243.45 23,392.32
none none none 400.00 1.400.00 2,301.12 none none
32,028.14 6.798.00
none none none none none none 5,562.70 146,125.73

LIABILITIES:
Capital Stock Paid in _______________ $ Amount Reserved for Branches ____ _ USunrdpivluids.e_d__P_r_o__f_i_t_s___. _________-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid___________________ _ Due to Banks _______________________ _ Deposits Subject to Check _________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit--------TSaruvisntgFsuDnedpsoosintsD. _e_p__o_s.i-t-.-_-_-_-_-_-__-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks---------- _______ ----Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities.. _---------.--------
TotaL _______________ ------- __________$

25,000.00 none
15,000.00 3,933.98
none none 74,066.69 none 28,125.06 none none none none none none none none none none 146,125.7

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

FARMERS STATE BANK

President, I. C. WALTO:\

Temple, Ga. Yice-President, W. B . .:VL\:\LEY
Cashier, J. F. HA.'\IILTO~

RESOURCES:
TDiemmeaLnodaLnos aannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_- _- -_$ United States Securities____________ _ State of Georgia Bonds. ___________ _ Stock in Federal Reserve Bank _____ _ Other Stocks and Bonds____________ _ Banking House______ ---------------Furniture and Fixtures _____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve DAuegfernotms._O--th--e-r--B--a-n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities---Checks for Clearing House---------Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c.e_p_ .ta__n_c_e.s. _._. Other Assets___ -- .. __ -----------------
TotaL_._-------- __________________ ....$

104,666.57 141.40 200.00 none none 750.00
2, 53!. 38 3,037.04 10,863.07
none
2,095.65 none
2,329.61 none none 9.75 none none
9,907.41 136,531.88

LIABILITIES:
Capital Stock Paid in. _______________$ Amount Reserved for Branches ____ _ Surplus. ___________________ -------- __ _ DUinvdiidveinddesd UPrnopfaitisd._____________-_-_-_-_-_-__-_-_-_-____ __ Due to Banks ________________________ _ Deposits Subject to Check _________ _ Demand Certificates of Deposit. ___ _ Time Certificates of Deposit-------TSaruvisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks ___________________ -Certified Checks- ____________ -- _____ -Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances-Reserve for Interest and Taxes _____ _ Bonds Borrowed .. _-----------------Other Liabilities. __ ------------------
TotaL .. _________ -- ___________ ------_ ..$

25,000.00 none
5,000.00 none none none
53,900.01 17,500.00 6,695.16 8,927.43
none 9.58
none 18,823.70
676.00 none none none none 136,531.88

244

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

TEMPLE BANKING CO.

President, .J. :\1. BAXTEH

Temple, Ga. Cashiter, L. F. 'YE~T

Yiee-Prt>sident, H. A. SEWELL

RESOURCES:
Time Loans and Discounts__________$ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank _____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_____-_-_-__-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due fwm Federal Reserve Bank____ _ Cash in Vault and Amounts De-
Apogseintetsd___w__i_t_h___A__p_p_r_o__v_e_d____R_e_s_e__rv_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__ta__n_c_e_s_-___ Other Assets-------------------- _____ _

193.975' 39 18.447.19
none none none 6.500.00 4,000.00 3.600.00 17,581.79 none 19.143.83 none 2.802.43 none none 11.06 none 315.12 3.145.08

LIABILITIES:
----
Capital Stock Paid in ________________ $ ASumrpoluunst_R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s_________ __
Undivided Profits ___ --- __ ----- ___ ---Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsje--c-t-t-o---C-h--e-c-k--_-_-_-__-_-_-_-_--_ Demand Certificates of Deposit ____ _ Time Certificates of Deposit_ _______ _ Savings Deposits.-------------------TCrausshti eFru' snCdhs eocnk sD__e_p_o__s_i_t_-_-_-_-_-_-_-_-_-_-_-_- -_ Certified Checks_____ -- _____ ----- ___ -BNiolltsesPaanydabBleil-l-s--R-e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Acceptances __ BRoesnedrvseBfoorrroInwteedre__s_t_a__n_d___T_a_x__e_s_.________ __
Other Liabilities ___ ----------

45.000.00 none
10.000.00 none none none
90.871.17 none
13~.312.64
21.861.37 none 443.51 none
35.909.02 3.124.15
none none none none

TotaL _______________________________ -=-$====26=::9=_,5::=--2=1~-8~9=-=--==T~o~t=-a=l_-=-=---~-=---=--=---::._.:...-=-~---=-=--=-=--=-=-=-=-=--=-=--=-=-=--=$==269. 521.89

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

FARMERS AND MERCHANTS BANK

President, H. :\1. FRA);KLIX

Tennille, Ga. Vice-President, ROBERT DA VI~
Cashier, T. W. PRICE

RESOURCES:
Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities ____________ _ State of Georgia Bonds. ____________ _ Stock in Federal Reserve Bank. ____ _ Other Stocks and Bonds ___________ _ BF ua nr nkiitnugr eHaonuds eF_i_x_ t-u-r-e- -s-_-_-_-_-__-_-_-_-_-_-_-_- -_ Other Real Estate Owned _________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
pAogseintetds. _w___it_h____A__p_p_r_o__v_e_d____R_e_s_e_r_ve Due from Other Banks ___________ _ Advances on Cotton ______________ _ Advances on Other Conditions___ _ Checks for Clearing House _______ _ Other Checks and Cash Items _____ _ LOevtetredrsraoftfsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__ Other AsseW--------------------------
TotaL---------------------------------

167,837.86 123.99 none none none none
8.062.91 3,943.02 3.154.93
none
19,132.79 171.25 none none 496' 16 none none none
3.800.70 206,723.61

LIABILITIES:
Capital Stock Paid in ______________ _ ASumrpoluunst_R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s_________ __ DUinvdiidveinddesd UPrnopfaitisd__-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks. ---------------------Deposits Subject to Check.--------Demand Certificates of Deposit----Time Certificates of Deposit ________ _ TSaruvisntgFsuDnedpsoosintSD--e-p-o--s-i-t-_-_-__________ _ Cashier's Checks ____________________ _ BCielrltsifPieadyaCbhleec__k_s_-_-_-_-_--_-_-_-_-_______-_-_______-_-_--_ Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances-Reserve for Interest and Taxes _____ _ BOothnedrs LBioarbrioliwtieeds-______----__-_-_-_--_----------
TotaL _________________________________$

25.000.00 none
5.000.00 6.405.69
20.00 none 63,4-15.85 22.000.00 31.780' 51 10.741.06 none
5.50 none 40.000.00 2,325.00 none none none none
205,723.61

"l

DEPARTMENT OF BANKING

~45

STATEMENT

Showing Condition at Close of Business December 31, 1924.

of the

PEOPLES EXCHANGE BANK

President, C. Y. Sl\IITH

Tennille, Ga.

\"ice-President, G. H. wooD

Cashier, :'IL\CK SESSIOl\S

RESOURCES:
Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock tn Federal Reserve Bank_____ _ Other Stocks and Bonds __________ _ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cashin VaultandAmountsDeposit-
ed with Approved Reserve Agents. ADduveafnrcoems oOnthCeortBtoann_k_s__._.__-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items... __ _ LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_p__t_a_n_c__e_s_.._
Other Assets-------------------------

77.845.62 7,587. 75
none none none 45.72 none 2.385.00 2,080.00 none 122,082.57 40,104.45 23,ll4.03 none 18,849.19 none none 144.70 none

LIABILITIES:
-----
Capital Stock Paid in.. ______________ $ Amount Reserved for Branches.. --Surplus. ______________ ---------------Undivided Profits. _______ -----------DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check _________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit _______ _ Savings Deposit. _______________ -----Trust Funds on Deposit. ___________ _ Cashier's Checks____________________ _
Certified Checks______ ---------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed. __ .----------------Other Liabilities.. -------------------

30,000.00 none
6,000.00 29,108.94
none none 197,015.87 none 31,592.23 none none 521.99 none none none none none none none

TotaL. ________ . ____ . __ ._ ......... ----.$ 294,239.03 TotaL..... ---------------------------$ 294,239.0

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

TENNILLE BANKI~G CO.

Tennille, Ga.

President, D. E. :\Ic:\IASTER

Yiee-PresidC'nt, .J. L. KELLEY

Cashier, II. L. SIL\:\'.\'0::\

RESOURCES:

Time Lo Demand

aLnosaannsd__D__i_s_c__o_u__n_t_s____________________$

United States Securities____________ _

State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d_s__. ____________________ __ Furniture and Fixtures. ____________ _

Other Real Estate Owned---------Due from Federal Reserve Baltk ___ _ Cash in Vault and Amounts De-
posited with Approved Reserve DuAegfernotms. O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _

CAhdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._.__. Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._

Other Assets--------------------------

TotaL.: _______________________________$

143,396.52 16,314.27 7,500.00
none none 19,386.99 none 2,500.00 l. 000.00 none
80,1G3.63 77.50
l, 135.41 none 676.19 none none 87.46 270.00
272,507.97

LIABILITIES:
----
Capital Stock Paid in _______________ $ Amount Reserved for Branches --US unrdpi vl ui dse. -d- -P-r-o- -f-i-t -s-. -_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_- -_ Dividends Unpaid___________________ _ Due to Banks _______________________ _ Deposits Subject to Check _________ _ Demand Certificates of Deposit... _ Time Certificates of Deposit, ______ _ Savings Deposits. ___________________ _ Trust Funds on Deposit____________ _ Cashier's Checks--------------------Certified Checks. ___ ----------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed---------------------Other Liabilities. __ ------------------
TotaL ________________________________$

30,000.00 none none none none none
146,693.92 none
78,194.00 16,712.78
none 907.27 none none none none none none none 272,507.97

Q46

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF THOMASTON

President, W. Y. DAXIEL

Thomaston, Ga. Vice-President, L. F. FARLEY
Cashier, W. H. DA YTO~

RESOURCES:
Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e--s-_-_-_-_-__-_-_-_-_-_-_--_ SSttoactek oinf GFeeodregraial BRoesnedrvs-e--B--a-n-k--_-_-__-_--_ Other Stocks and Bonds. ___________ _ Banking House______________________ _ FOuthrneirtRureealaEndstaFtiextOuwrens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De-
posited with Approved Reserve DAuegefrnotms--O--t-h--e-r-B--a--n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House _________ _ Other Checks and Cash Items _____ _ LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._
Other Assets-------------------------TotaL _________________________________$

126,356.01 16,120.60
none none none none 1,800.00 2,533.14 1,800.00 none
13,085.44 none none none none 609.77 none 405.56 none
162,710.56

LIABILITIES:
Capital Stock Paid in _______________$ ASumrpoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n_c__h_e_s_________ __ Undivided Profits.-------------- ____ _ Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t-t-o---C-h--e-c-k--_-_-_-__-_-_-_--__Demand Certificates of Deposit----Time Certificates of Deposit _______ _ TS ar uv isntgFsuDnedpsoosni t sD. -e-p-o- -s-i-t-, -_-_-__-_-_-_-_-_-_-_- -_ Cashier's Checks.-------------------Certified Checks---------------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances._ Reserve for Interest and Taxes_____ _ Bonds Borrowed.. ------------------Other Liabilities._-------------------
TotaL---------------------------------$

25,000.00 none
5.000.00 l,C48.4l
l2.CO none 80.456.13 none 40,361.04 none none 832.94 none 10,000.00 none none none none none 162.710.5

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

FARMERS AND MERCHANTS BANK

President, (None)

Thomaston, Ga. Cashier, J. C. JONES, JR.

Vice-President (None)

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _
State of Georgia Bonds-------------SOttohcekr iSntoFcekdsearanldRBesoenrdves _B__a_n_k__-_-_-_-_--_
FBuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents._____________________________

274,808.53 9,436.00 none none none none 8,000.00 none 15,529.25 none 82,055.32

Due from Other Banks______________ Advances on Cotton_________________

none 1,292.10

Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items______ Letters of Credit and Acceptances.. Overdrafts (if any)___________________

none none none none 125.18

Other TotaL

_A__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$

-

- -none
391,246.38

LIABILITIES: Capital Stock Paid in________________$ ASumrpoluunst_R__e_s_e__r_v_e_d__f_o_r__B__r_a_n__c_h_e__s________ __ Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsje..c-t-t-o--C--h--e-c-k--_-__-_-_-_-_-_--__Demand Certificates of Deposit____ _ Time Certificates of Deposit..______ _ TSaruvisntgFsuDnedpsoosnitsD--e-p-o--s-i-t-_-_-_-_-__-_-_-_-_-_-_--_ Cashier's Checks____________________ . Certified Checks----------- __ --------Bills Payable. ___ --------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances._ Reserve for Interest and Taxes _____ _ Bonds Borrowed--------------------Other Liabilities._.------------------
TotaL _________________________________$

50,000.00 none
5,000.00 9,388.38
15.00 none 192.498.76 none 77,737.84 19,560.73 none 545.67 none 33.500.00 3,000.00 none none none none 391.246.38

DEPARTMENT OF BANKING

247

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

UPSON BANKING AND TRUST CO.

President, S. Y. PRUITT

Thontaston, Ga. Yicc-President, R. E. CHATFIELD
Cashier, L. P. DAVIS

RESOURCES:

TDiemmeaLnodaLnosaannsd___D__is__c_o_u__n_t_s_._._-_-_-_-_-_-_--_$ United States Securities____________ _ State of Georgia Bonds_____________ _

451,063.54 56,158.02
none none

Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds____________ _

none l.lOO.OO

BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _

3.000.00 2.414.00 14,354.29

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts De-

Apogseintetsd...w__it_h____A__p_p_r_o__v_e_d___R__e_s_e_r_v_e_

122,520.27

Due from Other Banks._------------

1,221.28

Advances on Cotton._.--------------

12,392.71

Advances on Other Commodities____ Checks for Clearing House_________ _

none
553.09

Other Checks and Cash Items _____ _

102.97

LOevtetredrsraoftfsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__

none
1,364.48

Other TotaL

.A__s_s_e_t_s_._._._._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-- $

none ----
666,244.65

LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches.. __ _ Surplus .. ___ -------------------------Undivided Profits.------------------DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check._-------Demand Certificates of Deposit..... Time Certificates of Deposit________ _ Savings Deposits. _______ ------------Trust Funds on Deposit------------CCearsthifiieerd'sCChheecckkss_._._~_-_________-_-______-_-_-_-_-_-_._--_ BNiolltsesPaanydabBleil.l-s--R--e-d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Acceptances.. BReosnedrvseBfoorrroIwnteedr_e_s_t__a_n__d__T__a_x_e__s__________ __ Other Liabilities.. -------------------
TotaL _________________________________$

50,000.00
none
25,000.00 33.816.84
276.00
none
379.427.32
none
176,335.02
none none
1,389.47
none none nane none none none none
666,244.65

STATEMENT

Showing Condition at Close of Business December 3I, 1924

of the BANK OF THOMASVILLE

Thomasville, Ga.

President, R. G. FLEETWOOD

Vice-Presidents, J. T. CULPEPPER, R. THO:\IAS

Cashier, P. C. SEARCY

RESOURCES:

Time Loans and Discounts__________$ 1 ,891 ,398 .80

DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----Other Stocks and Bonds. __ --------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s--__-_-_-_-_-_-_-_-_-_-_-_--_

235,819.25 94,200.00
none none
6,900.00 9,000.00 ll,321.48

Other Real Estate Owned.---------Due from Federal Reserve Bank..... Cash in Vaults and Amounts De-
posited with Approved Reserve Agents.. ---------------------------DAduveafnrcoems oOnthCeor tBtoann.k.s_._-_-_-_-_-_-_-_-_-__-_-_-_-

25,371.39
none
235,761.50
7,8n1o6.n8e2

Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items______ LOevteterdrsraofftsC(rifedanity)a_n__d__A__c_c_e_p__ta__n_c_e_s_._.

none
62.988.36 1.015.62
nnoonnee

Other Assets-------------------------- 101,349.03
-----

Total------------------------------- ...$ 2.682.942.25

LIABILITIES:
Capital Stock Paid in________________ $ Amount Reserved for Branches ____ _ USunrdpilvuids.ed--P-r-o--f-i-ts-.--_-_-__-_-_-_-_-_-_-_----------------DDiuveidteonBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Deposits Subject to Check__________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit _______ _ Savings Deposits ________ ------------TCraushstieFru'snCdhseocnksD. _e_p__o_s_i_t_-_-_-_-_-_--------------Certified Checks.. __ ----------------BNiolltsesPaaynadbBleil.l.s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ LReetsteerrvse offorCIrnetdeirteasnt_d__A__c_c_e_p__t_a_n_c_e__s____ Bonds Borrowed____________________ _
Other Liabilities._-------------------

150,000.00
none
100,000.00
58,708.84 15.00
39,510.31 1,070,754.82
none
166.737.53 614,287.06
none
2,650.86 3,534.34
385.000.00
none none none none
91.743.49

TotaL _________________________________$ 2,682.942.25

"l

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31,1924.

of the I'EOPLES SAVINGS BANK

President, T. ,J. B.\LL

Thnnlas)ille, Ga. Yice-Prcsident, W .T. t:PCilt:HCH
CashiPr, H..J. :\I cCLEXXY

RESOURCES:
Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsSe-c--u-r-i-ti-e--s-_-_-_-_-_-_-_-__-_-_-_--_ State of Georgia Bonds.____________ _ Stock in Federal Reserve Bank...... BOathnekrinSgtoRckosusaen_d__B__o__n_d__s__________________________ Furniture and Fixtures.. __________ __ Other Real Estate Owned ---------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
vAogseintetsd...w..it_h____A.I_>_I_>_r_o_v_e_d_ . _R_ .e.s_e_r_v_e. ADduveafnrcoems oOnthCeortBtoann.k.s_._._._._._.__._._._._._..__. Advances on Other Commodities.... Checks for Clearing Rouse.......... Other Checks and Cash Items...... Letters of Credit and Accei>tances.. Overdrafts (if anyl__ . __ . __ .....-----Other Assets.... --.----- ....... -------
TotaL..... _____ ..... _._ .. _.. ___ ... _._.$

235,336.16 948.55 none none none 500.00
none
900.61 494.37
none
22,083.59
none none none none none none
144.00
none
260,407.28

LIABILITIES: Cai>ital Stock Paid in................$ Amount Reserved for Branches...... Surplus _______ --------------------Undivided Profits -----------------Dividends Unpaid-------------------DDeuie>OtositBs aSnukbsj-e-c-t--t-o--C--h-e-c--k--_-_-_-_-_-_-_-_--_ Demand Certificates of Dei>osit.... . TSaimviengCseDrteiif>iOcaStitess_o_ .f-D--e-i.>-o- _s_it_._._._._._._._... Trust Funds on Dei>osit............ . Cashier's Checks..................... Certified Checks..... ----------- .. ___ . Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Accei>tances.. Reserve for Interest and Taxes. __ ... Bonds Borrowed... -----------------Other Liabilities --------------------
TotaL................................$

25.000.00
none
12,500.00 4,049.10 2,000.00
none
23.271.98
none
70,946.69 102.630.91
none
8.60
none
20.000.00
none none none none none
260,407.28

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the COMMERCIAL BANK

President, J. VI. HOH.\E

Thomas\ill<', Ga. Yi<'e-President, J. TRl:MAX HOLLAND
Cashier, L. Jl. J<'EHG!:SO:'\

RESOURCES:

TDiemmeaLnodaLnos aannsd__D__i_s_c__o_u_n__t_s_._._._._._._._. .__. $ United States Securities___________ __ State of Georgia Bonds____________ __
Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._._.____._.______ ____ Furniture and Fixtures. ____________ _

46,879.33 1.500.00
none none none none
14,349.16 4,016.11

Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
I>Osited with AI>I>roved Reserve DAuegfernotms..O_.t.h.e..r-B- .a.n. -k-s-.-_-_._-_-_-_-_-_-_-_._-_--_ Advances on Cotton ________________ _ Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items...... LOevteterdrsraofftsC(r!e!daintya)n__d__A__c_c_e_:_D_t_a_n__c_e_s.__.
Other Assets........ ------------------

1.200.00
none
94,572.54 95.00
none none
17.50
none none
1.14 none

T

o

t

a

L

_________________________________

~~~~
$ 162,631.08

LIABILITIES: Cai>ital Stock Paid in............... $ ASumrio>ulunst R_e_s_e__rv__e_d_ .f.o_r__B__ra..n.c.h..e.s......... Undivided Profits ------------------Dividends Uni>aid-------------------Due to Banks... --------------------Dei>OSits Subject to Check......... . Demand Certificates of Dei>OSit..... Time Certificates of Dei>osit......... Savings Dei>osits... --------------- ... Trust Funds on De:Dosit............. Cashier's Checks..................... Certified Checks __ ................. -Bills Payable.-----------------------Notes and Bills Rediscounted....... Letters of Credit and Acce:Dtances.. Reserve for Interest and Taxes...... Bonds Borrowed... -----------------Other Liabilities.. -------..----------
TotaL................................$

50,000.00
none
10,000.00 1,204.61
none none
74,941.49
none none
23.211.60
none
3,273.38
none none none none none none none
162,631.08

DEPARTMENT OF BANKING

249

STATEMENT

Showing Condition at Close of Business December 31, 1924.

of the BANK OF THOMSON

President, J. E. 'WJLKERSOX

Thonu;on, Ga, Cashier, E. C. HA 'YE~

\"ice-Presid<'nl, J. E. GROSS

RESOURCES:
Time Loans and Discounts_________ .$ Demand Loans ...................... United States Securities............. State of Georgia Bonds.............. Stock in Federal International BOathnekrinSgtoHckosusaen.d...B..o_n__d_s_._._._._._._._._._._._.._ Furniture and Fixtures...... _______ _ Other Real Estate Owned .......... Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve Agents ............................. . Due from Other Banks.............. Advances on Cotton................. Advances on Other Commodities.... Checks for Oleartng House.......... Other Checks and Cash Items....... Letters of Credit and Acceptances.. Overdrafts (if any)................... Other Assets..........................
TotaL.................................$

184,401.07 27,913.66 117,031.39
none none 47,366.25 7,842.97 3,886.96 10,707.98 none
167,515.63 none 383.70 none
2,180.53 72.02 none
1.355.04 1.387.80 572,045.00

LIABILITIES:

Capital Stock Paid in................$ 50,000.00

Amount Reserved for Branches.....

none

Surplus .............................. .

50,000.00

Undivided Profits ...................

23,173.41

Dividends Unpaid....................

4,000.00

Due to Banks......................:..

none

Deposits Subject to Check........ .. 202,537.54

Demand Certificates of Deposit.....

241.176.52

Time Certificates of Deposit.........

none

Savings Deposits.....................

none

Trust Funds on Deposit.............

none

Cashier's Checks.....................

1,157.53

Certified Checks......................

none

Bills Payable..........................

none

Notes and Bills Rediscounted.......

none

Letters of Credit and Acceptances..

.none

Reserve for Interest and Taxes......

none

Bonds Borrowed.....................

none

. Other Liabillties.....................

none

-----

TotaL ................................$ 572,045.00

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE McDUFFIE BANK

President, H. T. CLARY

Thomson, Ga. \"icc-l'nsidcnt, Wm..\. WATSOX
Cashier, E. :\I. l\1lLES

RESOURCES:

Time Loans and Discounts..........$ 43.503.42

Demand Loans.......................

120.86

United States Securities.............

none

State of Georgia Bonds..............

none

Stock in Federal Reserve Bank-~---

none

BOat hnekri nSgt oHc kosu saen.d. .B. .o. .n.d. .s.........._._._.__._._. ._

none none

Furniture and Fixtures--------------

793.49

Other Real Estate Owned...........

4,474.54

Due from Federal Reserve Bank.....

none

Oash in Vault and Amounts De-

posited with Approved Reserve

Agents.. ---------------------------Due from Other Banks..............

8,898.03 none

Advances on Cotton.................

2,512.56

Advances on Other Commodities....

none

Checks for Olearing House..........

916.46

Other Checks and Cash Items.......

none

Letters of Credit and Acceptances..

none

Overdrafts (if ali)...................

7.52

Other Assets..........................- - - -298-.68

Total..................................$ 61,525.56

LIABILITIES: Capital Stock Paid in_______________ $ Amount Reserved for Branches..... Surplus.... --------------------------Undivided Profits.................... Dividends Unpaid..... --------------Due to Banks... --------------------Deposits Subject to Check......... Demand Certificates of Deposit..... Time Certificates of Deposit........ Savings Deposits -------------------Trust Funds on Deposit............. Cashier's Checks..................... Certified Checks ..................... BUls Payable......................... Notes and Bills Rediscounted...... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... BondsBorrowed .................... Other Liabillties.....................
Total....... _._._ ....... _ _..... ___ .$

25,000.00 none none
1.660.46 none none
24,959.82 none
9,324.15 none none 581.13 none none none none none none none
61.525.56

250

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THOMSON CITY BANK

President, J. T. XEAL

Thomson, Ga.

\'ice-President, P. B. JOH:\SO:\

Cashier, X one.

RESOURCES:

TDiemmeaLnodaLnosaannsd. _D__i_s_c__o_u_n__t_s_._._._._._._._._.._$ United States Securities____________ _

74.290.64
none none

State of Georgia Bonds-------------SOttohcekr iSntoFcekdsearanldRBesoenrdves.B._a__n_k__._._._._.._

none none
2,193.26

Banking House-----------------------

none

FOuthrneirtRureealaEndstaFtiextOurwense--d-.-.-.-.-_-_-_-_-_-_--_

4,300.00 8,905.00

Due from Federal Reserve Bank....

none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents-----------------------------Due from Other Banks--------------

6.438.34
none

Advances on Cotton._--------------CAhdevcaknscefsoroOn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._.

717.60
none
407.62

Other Checks and Cash Items......

53.71

LOevteterdrsraofftsC(1r1edaintya)_n_d__A__c_c_e_p__t_a_n_c_e__s_.._

none
158.71

Other Ass6ts--------------------------- - - -no-ne

Total--------- __ ------------------ ....$ 97,464.88

LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches --Surplus.. ----------------------------Undivided Profits ------------------Dividends Unpaid-------------------DDeuveotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_--__Demand Certiticates of Devosit..... Time cert111cates of Deposit......... Savings Devosits--------------------Trust Funds on Deposit------------Cashier's CheckS--------------------Certitied CheckS---------------------B1lls Payable.. -------- __ ------------Notes and Btlls Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed.. ------------------Other Liabilities.------.-------------
Total......-.....-.---.---.---....-.--$

25.000.00
none none
1,157.56
none none none
28.484.64 21.430.02
none none
392.66
none
19,000.00 2.000.00
none none none none
97.464.88

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF TIFTON

President, E. P. BOWEN

Tifton, Ga. Vice-Presidents, B. H. McLEOD, W. W. BAXKS, H. H. TIFT
Cashier, J. F. XeSMITH

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._. .. $

806,214.65 85,850.00

United States Securities-------------

none

State of Georgia Bonds--------------

none

BSOtatohncekkrin1SngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_dv__es___B____a___n__k____-__-__-__--____-

none
4,160.00 57,000.00

FOutrhneirtuRreealanEdstFatiextOurwens-e-d--__-_-_-_-_-_-_-_-_--_

none
27,303.75

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts De-

Apogseintetsd.. w___it_h____A__v_p_r_o__v_e_d___R__e_s_e__rv_e_ 130,216.85

DAduveafnrcoems oOnthCeortBtoann_k_s___._-_-_-_-_-_-__-_-_-_--__-

none
95,759.19

AChdevcaknscefsoroOn lOeatrh1enrgCHoomumseo_d_i_t_i_e_s_._._._.

none
4,331.16

Other Checks and Cash Items.......

311.34

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_... Other Assets_________ ----- __________ __
-

-

-

none
849.05
-no-ne

Total..................................$ 1,2ll ,995.99

LIABILITIES:
Capital Stock Paid in______________.__$ Amount Reserved for Branches..... Survlus ...... ------------------------Undivided Profits-------------------DDiuveidtoenBdsanUknsp_a__id__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__Deposits SubJect to Check _________ _ Demand Cert111cates of Deposit. .... Time Certiticates of Deposit--------Savings Deposits.. ------------------Trust Funds on Deposit------------Cashier's Ohecks--------------------Cert111ed CheckS---------------------B1lls Payable.. ----------------------Notes and B1lls Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed. ------------------Other Liabilities. -------------------

100,000.00
none
!50 ,000.00 82,559.07 2.500.00 55,147.02 445,533.85 10,000.00 340,522.98
none none
7.023.19 156.56
none none none
18,553.32
none none

TotaL.----------------....-----------$ 1.211.995.99

DEPARTMENT OF BANKING

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

THE BANK OF TIGNALl"

Tignall, Ga.

President, BOYCE FICKLEX, .JR.

Yice-President, C. D. BOLTO :\

Cashier, L. D. WARE

RESOURCES;

Time Loans and Discounts__________ $ 109,552.48

DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e--s-_-_-__-_-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdves_B__a_n__k__________ __ Banking House _____________________ _ Furniture and Fixtures_____________ _

11.421.05 none none none
6,600.00 3,778.67 2,850.00

DOut heefrroRme aFl eEdsetraatleROewsenrveed -B- -a-n-k- -_-_-__- -_

13,201.18 none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents._-_-------------------------DAduveafnrcoems oOnthCeortBtoann_k_S__-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Conditions_____ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _

56,939.77 none
4,317.29
1.975.03 115.90 none

Letters of Credit and Acceptances..

none

Overdrafts (if anYl-------------------

1,124.19

Other TotaL

_A__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-- $

none
---211.875.56

LIABILITIES: Capital Stock Paid in. ______________ $ ASumrpoluunst. R__e-s-e- r_v__e_d__f-o-r--B--r-a-n-c--h_e_s_-__-_-_--_ Undivided Profits-------------------DDiuveidtoenBdsanUknsp_a__i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check _________ _ Demand Certificates of Deposit--- __ Time Certificates of Deposit--------TSarvuisntgFsuDnedpsoosnitsD--e-p-o--s-i-t_-_-_-_-_-_-_-_-_-_-_-_--_ Cashier's Checks--------------------CBielritsifPiaeydaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bilis Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities._-------------------
Total----------------------------------$

50.000.00 none
6,555.92 437.60 none none
82.480.35 none
65.512.14 none none 238.55 none none none none none none
6.600.00
211.875.56

STATEMENT Showing Condition at Close of Business December 31, 1924
of the PEOPLES BANK

Tignall, Ga.

President, D. S. STAXDARD

Vice-President, S. A. WARE

Cashier, HuGH H. JACKSO~

RESOURCES:

DTiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _

69,950.47 none
6.200.00

State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_______________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _

none none 700.00 7,600.00 2,400.00
1.500.00 none

Cash in Vaultland Amounts De-

p,osited with Approved Reserve

Agents. __ ------ __ ------------------Due from Other BankS-------------Advances on Cotton----------------AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._

14,113.54 none none none 448.12

Other Checks and Cash Items ____ __

none

LOevteterdrsraoftfsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__

Other Assets.. ____________________ ----

T

o

tal..

________

-----

__________

-_-

_____

-
.$

none 360.34
- - -no-ne
103,272.47

LIABILITIES:
Capital Stock Paid in----------------$ Amount Reserved for Branches ____ _ Surplus. _____________ ------ _____ --_--Undivided Profits __________________ __ DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check _________ _ Demand Certificates of Deposit:___ _ TS ai mv ien gCse rDt Ue pi coastiet ss. o__f_D__e__p_o_s_i_t_-_-_-_-_-_-_-_- -TCraushstieFru'snCdhseocnksD..e.p. _o_s-i-t--------_-_-_-_-_-_-_-_--_ BCielrltsifPiaeydaCbhleec__k_s____________________________________________ Notes and Bills Rediscounted_____ __ Letters of Credit and Acceptances. Reserve for Interest and Taxes...... BOot hnedrs LBioa br riol iwt i eesd_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_
Total---------------------------------.$

25,000.00 none
1.375.00 2.020.80
none none 38,931.86 none 29.214.79 none none 268.93 none none none none 261.09 none 6,200.00
103.272.47

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE BANK OF TOCCOA

Pre,; lent, E. SCJL\EFEll

Toeeoa, Ga. \'ice-President, .J. H. WILLI.\ :\IS
Cashier, .J. H. IYILLL\:\IS

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _

178,182.87 1,000.00 100.00

State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _

none 1,800.00

BOathnekrinSgtoHckosusaen.d. __B__o_n_d__s_._._.__-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _

none none 4,407.62

Other Real Estate Owned ---------Due from Federal Reserve Bank __

20.029.97 11,043.80

Cash in vault and Amounts De-

posited with Approved Reserve

Agents.. ---------------------------Due from Other Banks.. ----------Advances on Cotton._---------------

14,568.15 I.l27 .70
none

CAhdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_-_-_--_

none 2,022.16

Other Checks and Cash Items......

none

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_:_t>__ta_n__c_e_s_.._

none none

Other Assets--------------------------

796.85

-----

Total..... __ .-.-.--.-.-.-.----------- ..$ 235,079.12

LIABILITIES: Ca:t>ital Stock Paid in________________ $ ASumrpoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e__s_-_-_-_--_ Undivided Profits ------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Certificates of De:t>osit______________ _ TSaruvisntgFsuDnedpsoosnitsDe-:-t->-o-s-i-t-_-_-_-_-__-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks..-------------------Bills Payable. _____ ------------------Notes and Bills Rediscounted....... Letters of Credit and Acce:t>tances.. Reserve for Interest and Taxes-----Bonds Borrowed. -----------------Other Liabilities.--------------------
TotaL--------------------------------$

50,000.00 none
10.000.00 965.58 none none
139.889.21 none
22.093.73 11.762.48
none 358.12 10.00 none none none none none none 235,079.12

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

FARMERS AND MERCHANTS BANK

Toeeoa, Ga.

l'rtsidt'nt, E. E. :\IITCHELL

Yil'e-Presidents, C. H. DAXCE, CLAUDE BOXD

Cashier, T. W. AXDERSOJ'\

RESOURCES:
Time Loans and Discounts__________$ DUenmiteadndSLtaotaens sSe-c--u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures-------------Other Real Estate Owned........... Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with A:t>proved Reserve Agents.. ---------------------------Due from Other Banks.-------------Advances on Cotton -------------AChdvecaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._. Other Checks and Cash Items_____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_:_t>__t_a_n_c_e_s_.-_
Other AssetS--------------------------
TotaL . . . . ---------------------------$

331,528.80 71,468.43
none none none 15.400.00 16.000.00 4.500.00 3,844.48 none
61.865.65 369.80
3,656.99 none
7,220.89 208.56 none none
24,634.27 540,697.87

LIABILITIES: Ca:t>ital Stock Paid in _______________ $ ASumrpoluunst_R__e_s_e__r_v_e_d.-f-o-r- _B__r_a_n_c__h_e_s__._._..._. Undivided Profits------------------ __ Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of De:t>osiL... Time Certificates of De:t>osit._______ _ Savings De:t>OSitS.-------------------Trust Funds on De:t>osit------------Cashier's CheckS--------------------Certified Checks..-------------------Bil!s Payable._.---------------------Notes and Bills Rediscounted------Letters of Credit and Acce:t>tances.. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities --------------------
Total.-----.-------------------.---- .$

50,000.00 none
15,000.00 5,912.45
none none 224,051.72 none 90 ,53!. 71 133,876.60 none 6,325.39 none 15,000.00 none none none none none 540,697.87

DEPARTMENT OF BANKING

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

WILKINSON COUNTY BANK

Toon1shoro, Ga. '

President, F. B. ClL\:\lBERS

Yice-Presic!ent, W. ,\. HALL

Cashier, H. E. STEPHEl\S

RESOURCES:
Time Loans and Discounts__________ $ Demandl.oans ---------------------United States Secutirles------------State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds-----------BFuanrnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank ___ _ Cash in Vault and Amounts De-
PAogseintetsd. __w__i_t_h_ -A--p--p-r-o-v--e-d___R__e_s_e_r_v_e_ Due from Other Banks... __________ _ Advances on Cotton... -------------CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d__it_i_e_s__._.._ Other Checks and Cash Items... __ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__ Other Assets_________________________ _
TotaL_________________________________ $

64,815.25 14,538.86 15,850.00
none none
200.00
none none
2.138.09
none
45.335.24
none none
615.35 Hl.83 none
none
999.71 420.00
145.354.33

LIABILITIES: Capital Stock Paid in.. ______________ $ Amount Reserved for Branches.. __ _ Surplus.. ----------------------------Undivided Profits.. --------------_--Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t-t-o--C--h--e-c-k--_-_-_-__-_-_-_-_--_ Demand Certificates of Deposit___ -Time Certificates of Deposit _______ _ Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks___ -----------------Certified Checks. ___ ------------- ___ _ Bills Payable____ --------------------Notes and Bllls Rediscounted------Letters of Credit and Acceptances._ BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s__________ __ Other Liabllltles.. -------------------
TotaL _________________________________$

23,000.00 none
3,000.00
~.S03.09
none none
~~ .~157 .95
none 22 ,'30:! .60
none none 2 .7'>3 .69 none none none none none none none
14!} .25!.33

STATEMENT Showing Condition at Close of Business December 31, 1924
of the BANK OF TRION
Trion, Ga. Pre~idcnt, BE:'\.T. D. RIEGEL \'ice-Presidents, C. B. C.-\.PERTOX, THEODOHE Hl EGEL
Cashi<'r, ,Y. R. WILLIA:\IS

RESOURCES:

TDiemmeaLnodaLnos aannsd__D__i_s_c_o__u_n__t S__-_-_-_-_-_-_-_-_- -_$

United States SecuritieS-------------

State Stock

of in

Georgia Federal

Bonds-------------Reserve Bank_____ _

OBathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-__-_-_--_

Furniture and FixtureS-------------Other Real Estate Owned.---------Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents. ______________ --------------ADduveafnrcoems oOnthCeor tBtoann_k_s_._.__-_-_-_-_-_-_-_-_-_-_--_
AChdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_.__.._ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n_d___A__c_c_e_p__t_a_n_c_e__s_.._

Other Assets--------------------------

TotaL---------------------------------$

115,183.26
none
22.094.15
none none none none
1.636. 93 none
none
66,415.16 none
none none
458.72
none none
186.37
none
206.004.59

LIABILITIES: Capital Stock Paid in _______________ $ Amount Reserved for Branches____ _ SurplUS------------------------------Undivided Profits.---------------- __ _
Bife~~n~~~k~~-~~~:~~:::::::::::::::::
Deposits Subject to Check.. ------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits -------------------Tnlst Funds on Deposit------------Cashier's Checks--------------------Certified Checks--------------------BNlolltsesPaanyadbBlell_l_s_ R--e-d--i-s-c-o--u-n-t-e-d--_-_-_-__-_--_ Letters of Credit and Acceptances._ Reserve for Interest and Taxes _____ _ Bonds Borrowed--------------------Other Liabillties. _- ------------------
TotaL_________________________________ $

2' ,000.00 none
12.500.00 E ,030.91
none none !)~ .161.79 none
0~.656.37
218.75
none
1.!06. 77
none none none none none none none
~f;i\,004.59

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF TVCKER

Presid~nt, P. K. lH~RXS

Tuck<'I', Ga. Cashier, L. S. BCBSS

\'ice-President, J. "M. LIVSEY

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__S_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures-------------Other Real Estate Owned----------Due from Federal Reserve Bank.---Cash in Vault and Amounts De-
IA>goesintetsd. _w___i_th____A__v_v__ro__v-e-d---R--e-s-e-r-v-eADduveafnrcoems oOnthCeor tBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ CAhdevcaknscefsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n__c_e_s_. __
Other Assets-------------------------TotaL _________________________________ $

40,561.30 170.00
none none none none
3,160.00 1.984.59
none none
6.875.80
none
15,094.69
none
186.70 10.00
none
51.41
none
68.094.49

LIABILITIES: Cavital Stock Paid in________________ $ AS umr vo luunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a-n-c- h- -e_s__________ __ Undivided Profits-------------------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsJ.e-c--t-t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of DevosiL--TSaimviengCserDtiefvicoastietss_o__f_D__e__v.o.s..i.t.-.-.-_-_-_______ __ Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks---------------------BNioltlessPaanydabBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Accevtances. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities._-------------------
TotaL---------------------------------$

15.000.00
none
1.275.00 2,539.39
none none
29,732.29
none
15.416.70
none none
81.11
none
4,050.00
none none none none none
68,094.49

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

TUH.IN BANKING CO.

-Turin., (;a.

Pre,;i {ent, EDGAR DO:\IIKICK

Yiee-President, G. H. CHQUHART

Cashier, F. E. SHELL

RESOURCES:

TDiemmeaLnodaLnos aannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _
SSttoactek oifn GFeeodregriaal BRoesnedrsv-e-B---a-n-k--_-_-_-__--_ BOathnekrinSgtoHckosu;aen_d__B__o__n_d__s_._._-_-__-_-_-_-_-_-_--_

52.788.01 6.700.00
none none none
400.00 1,665.75

FOuthrneirtuRreealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank----Cash in Vault and Amounts De-
vosited with AI>I>roved Reserve Agents. ______________ --------------DAduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-_-__-_-_-_-_-_-_-_--_
ACdhvecankcsefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._ Other Checks and Cash Items _____ _ LOevt&terrdsraofftsC(rifedaint yanLd__A__c_c_e_i_>_t_a_n_c__e_s_.._
Other Assets--------------------------

1.989. 75 9,099.78
none
11,117.24
none
4.277.57 3,200.00
none none none
1.152.27
none

TotaL ______________________ : __________ $~-- 91,- 353- .37

~------~~-

LIABILITIES: Cavita1 Stock Paid in _______________ $ ASumrvoluunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a_n__c_h_e__s________ __ Undivided Profits-------------------Dividends Unvaid-------------------DDueveotsoitBs aSnukbsj.e-c-t--t-o--C-h--e-c-k--_-_-_-_-__-_-_-_--_ Demand Certificates of Devosit----Time Certificates of Devosit--------Savings Devosits--------------------TCraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks____________________ _ Bills Payable.-----------------------NoGes and Bills Rediscounted------Letters of C edit and Accevtances.. Reserve or Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities.--------------------
TotaL---------------------------------$

15.000.00
none
17,000.00 2.240.94
none none
39,450.34
none
17,537.22
none none
124.87
none none none none none none none
91.353.37

DEPARTMENT OF BANKING

255

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

\

BANK OF TY TY

l'reside1,t, .J. W. L\YLOR

Ty Ty, Ga. \'ice-Presidents, F. B. PICKETT, H. A. LAI\D
Cashier, "- :\1. BAHH

RESOURCES: Time Loans and Discounts..........$ Demand Loans ...................... United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank...... Other Stock and Bonds ........... . Banking House....................... Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve Agents ............................. . Due from Other Banks............._ Advances on Cotton. .............. Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items ... Letters of Credit and Acceptances.. Overdrafts (if any).................. . Other Assets.......................... TotaL.................................$

68,365.67 none none none none
3,760.00 2.400.00 2.646.20
none none
5,908.81 none none none none none none none
3,303.35 86,384.03

LIABILITIES. Capital Stock Paid in...............$ Amount Reserved for Branches..... Surplus ............................. .. Undivided Profits.................... Dividends Unpaid.................... Due to Banks......................... Deposits Subject to Check.......... Demand Certificates of Deoosit..... Time Certificates of Deoosit......... Savings Deoosits..................... Trust Funds on Deoosit............. Cashier's Checks..................... Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed.................... Other Liabilities ....................
TotaL ................................ $

25,000.00 none
1,000.00 none none none
28,240.20 none
7,919.88 none
2,600.04 360.02 none
21.263.89 none none none none none
86,384.03

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF UNADILLA

Presidt>nt, W. B. :\'JCHOLS

Unadilla, Ga. Cashier, A. H. 'YAHE

\'ice-President, .J. K. HODGE

RESOURCES: Time Loans and Discounts..........$ Demand Loans....................... United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank...... Other Stocks and Bonds.. ........ Banking House....................... Furniture and Fixtures.............. Other Real Estate Owned .......... Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Aporoved Reserve Agents ............................. . Due from Other Banks ............. Advances on Cotton... -------------Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items....... Letters of Credit and Acceotances.. Overdrafts (if any)................... Other Assets.......................... TotaL.................................$

182.709.96 17,964.40 4,000.00
none none none 3,000.00 2,600.00 2.100.00 none
105,517.53 none none
6.193.82 none
2,069.84 none none none
326,155.55

LIABILITIES: Caoital Stock Paid in................$ Amount Reserved for Branches..... Surolus. -----------------------------Undivided Profits.................... Dividends Unpaid.................... Due to Banks......................... Deposits Subject to Check. ....... Demand Certificates of Deoosit..... Time Certificates of Deoosit........ Savings Deoosits..................... Trust Funds on Deoosit............. Cashier's Checks..................... Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceotances.. Reserve for Interest and Taxes...... Bonds Borrowed...................... Other Liabilities.....................
TotaL ................................ $

50,000.00 none
7,000.00 9,696.06 2,000.00
none 201.733.72
none 52,725.77
none none none none none none none none none none 326,155.55

't56

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31,1924

/

of the

CO~Il\IERCIAL BANK

President, .J. F. S.\C\'DERS

Unadilla, Ga. Vice-President, .J. W. SA C\DEHS
Cashier, .J. W. S.\l'XDERS

RESOURCES:
Time Loans and Discounts........$ Demand Loans ---------------------United States Securities............. State of Georgia Bonds-------------Stock In Federal Reserve Bank... __ Other Stocks and Bonds....... ___ __ BFuarnnkiitnugreHaonudseFixtu.r-e-s--..--_-_-__-_-_-_-_-_-_--__Other Real Estate Owned. _________ _ Due from Federal Reserve Bank____ _ Cash In Vault and Amounts De-
:ooslted with A:o:oroved Reserve Agents.. _--------------------------Due from Other Banks.. -----------Advances on Cotton.. -------------Advances on Other Commodities.... Checks for Clearing House _________ _ Other Checks and Cash Items . __ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_:_o_t_a_n_c__e_s_. __ Other Assets.. ____ .... _____ ........ __ _
TotaL _________________________________ $

LIABILITIES:

63,590.37 none none none none
3,100.00 10,479.26 2,383.25 3,167.84
none 12,728.15
163.70 none 185.00 none 200.08 none 22.06 none

Ca:oltal Stock Paid ln..... ----------$ Amount Reserved for Branches.. __ _ USunrd:oi1vuids.e_d__P-r-o--f-i-ts--_-_-__..__-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Dividends Un:oald-------------------Due to Banks. ---------------------De:oosits SubJect to Check........ .. Demand Certificates of De:ooslt.... . Time Certificates of De:ooslt..______ _ Savings De:oosits.. ___ ...... ------ __ __ TCraushstieFru'snCdhseocnksD__e_:_o_o__s_l_t-_-_-_-_-_-_-_-_-_-_--__-
Certified Checks---------------------Bills Payable.-----------------------Notes and Bills Rediscounted.. _.. __ Letters of Credit and Acce:otances.. BRoesnedrvs eBfoorrr oI nwteedr e__s_t_a__n_d__T__a_x__e_s_._._._. .__.
Other Liabilities.. ------------- ____ __

96,019. 7l , TotaL--------------------------------$

25,00000 none
2,717_92 non8 none none
~ ,923.53 none
34.709.24 none none 205.03 none
28,463.99 none none none none none
96,019.7

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

BANK OF UNION POINT

President, II. LA:\IB

Union Point, Ga. Cashier, R. A. RHODES

\'ice-President, I. W. I\'EY

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s____________________ $ United States Securities.. _________ __ State of Georgia Bonds-------------Stock In Federal Reserve Bank...... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned _________ __ Due from Federal Reserve Bank..... Cash In Vault and Amounts De-
:Aoogseintetsd._w. _i_t_h____A_:_o_:_o_r_o_v_e_d__ .R__e_s_e_r_v_e_
Due from Other Banks-------------Advances on Cotton----------------Advances on Other Commodities.... Checks for Clearing House_________ _ Other Checks and Cash Items...... LOevteterdrsraofftsC(rIfedaintya)n__d__A__c_c_e_:_o_t_a_n_c__e_s_.._ Other Assets--------------------------
TotaL---------------------------------$

56,550.89 78.271.92
none none none none 3,338.00 2,305.00 1.050.00 none
42,455.22 none none none
3,-!72.95 none none 1.23 42.09
187,487.30

LIABILITIES: Ca:oital Stock Paid in________________$ Amount Reserved for Branches.. __ _ Sur:olus.. _______ ---------------------DUinvdiidveinddesd UPnro:ofait!sd._-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Due to Banks_______________________ __ De:oosits Subject to Check.. -------Demand Certificates of De:oosit.... . TSaimviengCserDtief:iocoastletss.o. _f_D__e_:_o_o__s_it_._._._.__--.-.-_ CTraushstleFru'snCdhseocnksD__e_:_o_o__s_i_t-_-_-_-_-_-_-_-_-_-_--__BCielrltsifPiaeydaCbhleec__k_s_._._._._._._._-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted....... Letters of Credit and Acce:otances.. BReosnedrvs eBfoorrr oI nwteedr e__s_t_a__n_d__T__a_x__e_s_-_-_-_-_- -_ Other Llabll1tles.. -------------------
TotaL--------------------------------$

25,000.00 none
2.) .000.00 447.52
1,008.00 none
134,095.58 none none none none
1,936.20 none none none none none none none
187,487.30

DEPARTMENT OF BANKING

257

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE FARMERS BANK

President, B. W. BOYD

Union Point, Ga. Yice-President, T. L. BARKES
Cashier, A. J. STEWART

RESOURCES:
TDiemmeaLnodaLnosaannsd__D___is__c_o_u.n..t.s_._.__.__.___._.$ United States Securities.___________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen.d...B__o_n__d_s_._._.__-_-_-_-_-_-_--__Furniture and Fixtures..... _. ______ _ Other Real Estate Owned ---------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve DAuegfernotms ..O. _t_h_e__r_B_ .a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advallces on cotton.. ______ . _... _. _. Advances on Other Commodities... Checks for Olearing House_________ _ Other Checks and Cash Items._____ _ LOevteterdrsraofft C(ifreadniyt )a_n__d__A__c_c_e_p__ta__n_c_e__s_.__
Other Assets-------------------------TotaL _________________________________$

59,622.82 l . 729.04
none none none none 3,000.00 1. 713.48 3,600.00 none
15.133.96 none none none 188.25 608.56 none 56.31
3,982.64 89,635.36

LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches____ _ US unrdpi vl ui ds .e.d- -P-r-o- -f-i t-s- -_-_-_-_-__- _-_-_-_-_-_-_-_-_-_-_-_-_- -_ Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check. ------Demand Certificates of Deposit----Time certificates of Deposit--------TSaruvisntgFsuDnedpsoosnitsD--e-p-o-s--it-_--_-_-_-__-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks.... _________________ _ Bills Payable ...... _._._._._._ ... _.. __ Notes and Bills Rediscounted------Letters of Credit and Acceptances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities._.------------------
TotaL---------------------------------$

15,000.00 none none
2.422.46 none none
31.801.92 2,754.95 25.036.11 1,867.72
none 162.21 none 10,589.99 none none none none none 89.635.36

STATEMENT

Showing Condition at Close of Business December 31, 1924 of the

ASHLEY TRUST CO.

President, J. Y. BLITCH

Valdosta, Ga. Yice-Presidents, T. l\1. SMITH, J. I\. BHAY
Treasurer, S. A. S;\JITH

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_._-_-_-_-_-_--_-_-_$ United States Securities. ___________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._-_-_-_-_-_-__-_-_-_--_ Furniture and Fixtures _____________ _ Other Real Estate Owned _________ _ Due from Federal Reserve Bank... _ Cash in Vault and Amounts De-
posited with Approved Reserve DAuegfernotms_O.--th--e-r--B.-a-n--k-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton. _______________ _ Advances on Other Commodities.__ _ Checks for Clearing House_________ _ Other Checks and Cash Items. ____ _ LOevtetredrsraofftsC(rief daintya)n__d__A__c_c_e__p_t_a_n_c__e_s____
Other Assets-------------------------TotaL _________________________________ $

635.481.35 800.00
7,000.00 none none none none none
3,975. 77 none
30,207.81 none none none none none none none
2,537. 73 680,002.66

LIABILITIES:
Capital Stock Paid in________________$ Amount Reserved for Branches----SUunrdDivluidse.d.., _P.r-o--f-it.s. -_._-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj.e.ct-t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s_i_t_-_-_-_-_-_-_-_-_Trust Funds on Deposit____________ _ CC earsthi fi ei erd' s CChheecckkss_-_-_-_-_-_-_-_-_-__- _-_-_-_-_-_-_-_-_-_- -_ Bills Payable... ____ . ____ ------------Notes and Bills Rediscounted------Letters of Credit and Acceptances._ Reserve for Interest and Taxes-----Bonds Borrowed---------------------Other Liab111ties -- _-----------------
TotaL ________________________________ $

100,000.00 none
35,000.00 165.304.91
40.00 none none none 373.455.69 none 2.202.06 none none none .none none none none 4,000.00 680,002.66

258

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31, 1924
of the BANK OF VALDOSTA

President, E. P. ROSE

Valdosta, Ga. Yice-President, J. R. DASHEH, A. J. STRICKL\:\'D Cashier, W. F. STATE:\'

RESOURCES:
Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities. ___________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds.. --------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-.-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De-
vosited with Avvroved Reserve DAuegfernotms._O--th--e-r--B--a-n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Advances on Cotton---------------Advances on Other Commodities __ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c_e__s_.._
Other Assets--------------------------
TotaL ________________________________$

846,546.14 156,729.52 41,500.00
none none 4,000.00 40.000.00 13,709.13 40,317.01 none
272,051.98 4,069.33 none none
11,188.74 5,493.41
none none 1.426.45
1.437.112.71

LIABILITIES:
Cavital Stock Paid in________________$ Amount Reserved for Branches----Survlus. _________ --------------------Undivided Profits-------------------Dividends Unvaid------------ -------DDeuveotsoitBs aSnukbsJ-e-c-t-t-o--C--h--e-c-k-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderCtifeirctaiftiecsatoefsDoefvDoesvito_s_i_t_---_-__Savings Devosits. -------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks.-------------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances. _ Reserve for Interest and Taxes _____ _ Bonds Borrowed -------------------Other Llab!Uties---------------------

20.000.00 none
40.000.00 15.870.44
none 37.853 .Ol 690.571.79 13.000.00 179,062.87
211.360.80 none
1.636.83 100.00 none
40,000.00 none
7.656.97 none none

TotaL ________________________________ $ 1.437.112. 71

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

TilE CITIZENS BANK OF VALDOSTA

President, .J. F. LEWIS

Valdosta, Ga. \"ice-Presidents, T. B. C01'\YERSE, SH., G. \V. VARl'i' Cashier, R. D. STEYE~S

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities. ___________ _ State of Georgia Bonds.____________ _ BOStatohncekkriniSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_vd__es_._B.__a___n__k____-__-__-__-__--__ Furniture and Fixtures_____________ _ Other Real Estate Owned. _________ _ Due frQill Federal Reserve Bank. __ _ Cash in Vault and Amounts De-
vosited with Avvroved Reserve Agents. ---------------------------Due from Other Banks.------------Advapces on Cotton--.-------------CAhdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s___ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_v__t_a_n_c_e__s____
Other Assets--------------------------
TotaL--------------------------------$

l. 734,697 .46 47,303.16 500.00 none none 38,231.03 none 4,000.00 500.00 8.868.30
164.262.61 47,420.40 20,258.77 117,169.73 3,776.67
none none 12.398.72 185,000.00
2,384,386.85

LIABILITIES:
Cavital Stock Paid in_______________$ ASumrvoulunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s_________ __ Undivided Profits ___________________ _ DDiuveidtoenBdsanUknsv__a_i_d_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Devosits SubJect to Check --------Demand Certificates of Devosit----Time Certificates of DevosiL------Savings Devosits ______ --------------TCraushstieFru'snCdhseocnksD__e_v__o_s_i_t_._._________-___-___--_-_ Certifi d Checks____________________ _ Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabll1ties.. __ -----------------

150.000.00 none
150,000.00 158.048.00
none 143.207.23 282.742.94
none 433.406.44 500.147.16 191,666.77
8.798.55 583.51
130,500.00
219.231.78 none none none
16.054.47

TotaL_________________________________$ 2,384.386.85

DEPARTMENT OF BANKING

!i!59

STATEMENT

Showing Condition at Close of Business December 31,1924

of the THE MERCHANTS BANK OF VALDOSTA

Presidt>nt, H. Y. TILLMAN

Valdosta, Ga. Vice-Presidents, A. F. WINN, .JR., E. P. S. DEN:\fARK CashiN, T. I. DE:\:VIARK

RESOURCES:

LIABILITIES:

Time Loans and Discounts.---------$ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e--s-_-_-_-_-_-_-__-_-_-_-_--_
State of Georgia Bonds-------------OSttohcekr iSntoFcekdsearanldRBesoenrdves_B__a__n_k__-_-_-_-_--_
BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
IJOSited with AIJIJroved Reserve Agents-----------------------------Due from Other Banks-------------AAddvvaanncceess oonn COothtteornCo--m--m--o-d-i-t-i-e-s-_-_-_-_ Checks for Clearing House_________ _ Other Checks and Cash Items. ____ _ Letters of Credit and AcceiJtances__ Overdrafts (If an:v>------------------Other Assets--------------------------

1.239,934.47 168.667.09 none none none 30,000.00 32.719.16 27,086.82 13.535.00 none 118,790.29 6.964.01 none none 2.740.48 13.79 45,000.00 4,217.44 none

CaiJital Stock Paid in_______________$ Amount Reserved for Branches____ _ Surolus. __ ------ ---------------------Undivided Profits.. _----------------Dividends UniJaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ Time Certificates of Deposit. ______ _ Savings DeiJosits--------------------CTraushstieFru'snCdhseocnksD__e_i_J_o_s__it_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _
Bills Payable. ___ --------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances. Reserve tor Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities---------------------

~----------------------------------!_!_._~~ T o t a L ________________________________ $

200,000.00 none
50,000.00 23.862.49 8,000.00 86,747.25 332,432.37
none 436,316.08 412.484.49
none 9,178.80
150.82 none 47.681.25 45,000.00 10,093.53 none 27.221.47
~.~liil_~

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the THE F AHMERS BANK

Videttc, Ga.

Presid<'nt, DR. W. C. :\IcCARYER

\'ice-President, S. A. THO:\IPSON

Acting Cashier, F. G. NORTH

RESOURCES:
Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ SSttoactek oinf GFeeodregriaal BRoesnedrvs-e--B--a-n-k--_-_-__-_--_ Other Stocks and Bonds____________ _ BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
Apogseintetsd___w__i_t_h___A__IJ_I_J_r_o_v_e_d___R__e_s_e_r_v_e_
Due from Other Banks._-----------AAddvvaanncceess oonn COothtteornC.-o-m--m--o-d--i-ti-e-s-_-_-_-_ COhthecekr sCfhoercCksleaanridngCaHsohuIstee-m--s-_-_-_-_-__--_ LOevteterdrsraofftsC(rIef daintya)n__d__A__c_c_e_i_J_t_a_n_c__e_s_. __
Other Assets-------------------------TotaL _________________________________ $

22,427.09 none none none none 200.00
2,300.00 1 .257.50
600.00 none
2.752.05 none none none none 149.18 none 33.10 none
29,718.92

LIABILITIES:
CaiJital Stock Paid in________________$ Amount Reserved for Branches____ _ USunrdiJivluids_e_d__P_ r-o- -f-it-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------DDeuieJotsoitBs aSnukbsje--c-t-t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ Time Certificates of DeiJosit--------TSarvuisntgFsuDnedisJoosnitDs-e-i-J-o--s-it-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks---------------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and AcceiJtances.Reserve tor Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities --------------------
TotaL ________________________________$

15,000.00 none
1,000.00 62.81 none none
6.442.94 none
2,005.09 none none 68.31 none
40,000.00 none none none none
1.139. 77

"l

~60

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

AMERICAN BANKING CORPORATION

President, T. H. GREGORY

Vienna, Ga. Cashier, J. ~- HARGROVE

Vice-President, J. A. PEAVY

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities. ___________ _ State of Georgia Bonds------------Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s____.___-_-_-_-_-_-_--_ Furniture and Fixtures. ____________ _ Other Real Estate Owned ---------Due from Federal Reserve Bank.~-- Cash in Vault and Amounts De-
vosited with Avvroved Reserve DAuegfernotms .O. -t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton _______________ __ Advances on Other Commodities.__ _ Checks for Clearing House. ________ _ Other Checks and Cash Items_____ _ LOevteterdrsraofftsC(rief daintya)n_d___A__c_c_e_v__t_a_n_c_e__s_.._
Other Assets------------------------
TotaL.................................$

151,263.95 2.846.00 1.003.37 none none none 6,500.00 2,4!5.00 17.428.65 none
27 ,!37 .35 35.00
8,!06.79 489.50
2.434.30 none none 237.20 none
219.897 .ll

LIABILITIES: Cavital Stock Paid in................$ Amount Reserved for Branches.. __ _ US unrdvivl uids e-d- -P-r-o- -f-i t-s- -. -. -. -. -. -. -. -.-.-.-.-.-.-.-.-.-.-.-.-. Dividends Unvaid.................... Due to Banks. --------------------Devosits Subject to Check.--------Demand Certificates of Devosit..... Time Certificates of Devosit......... Savings Devosits..................... Trust Funds on Devosit............. Cashier's Checks..................... Certified Checks .................. . Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed.----------------Other Liabilities.....................
TotaL................................$

75,000.00 none
5,000.00 9,690.72
none none 95,946.22 none 31.778.02 none none 2.482.!5 none none none none none none none 219.897.11

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

BANK OF VIENNA

Vienna, Ga.

President, " C. 1-L\:\llLTO::-\

Vice-President, W. T. GILBERT

Cashier, ":. T. GILBERT, JR.

RESOURCES:
Time Loans and Discounts..........$ Demand Loans....................... United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank...... Other Stocks and Bonds............ Banking House....................... Furniture and Fixtures.......... __ .. Other Real Estate Owned........... Due from Federal Reserve Bank.... . Cash in Vault and Amounts De-
vosited with Avvroved Reserve Agents.. ---------------------------Due. from Other Banks............. . Advances on Cotton................. Advances on Other Co=odities.... Checks for Clearing House.......... Other Checks and Cash Items...... LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c__e_s.__. Other Assets..........................
TotaL.................................$

!54 ,863.67 294.83 none none none
2,938.00 4.000.00
none 13.706.20
none
31.628.30 none
2.612.14 none
2.662.40 none none 729.75
5,!41.78 218,577.07

LIABILITIES: Cavital Stock Paid in...............$ Amount Reserved for Branches. __ _ Survlus........ ----------------------Undivided Profits.................... Dividends Unvaid.................... Due to Banks......................... Devosits Subject to Check._ ........ Demand Certificates of Devosit..... Time Certificates of Devosit......... Savings Deoosits..................... Trust Funds on Devosit............ . Cashier's Checks..................... Certified Checks..................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceotances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabilities.....................
TotaL ................................$

50,000.00 none
36,797.17 none none
1.971.26 69.549.26
none 35,0!2 .56
none none 183.40 63A2 25.000.00 none none none none none
218,577.07

DEPARTMENT OF BANKING

261

STATEMENT

Showing Condition at Close of Business December 31, 1924.

of the

DOOLY SAVINGS BANK

Vienna, (;a.

Presi,Jent, " C. HA:\fiLTOX

Yice-l>resident, H. E. KELLY

Cashier, W. T. GILBERT, JH.

RESOURCES:
Time Loans and Discounts..--------$
Demand Loans----------------------UStnaitteedofSGtaetoersgSiaecBuornitdiess_-_-__-_-_-_-_-_-_-_-_-_--_ SOttohcekr iSntoFcekdsearanldRBesoenrdves _B__a_n__k_-_-_-_-_--_ Banking House_____________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
vosited with Avvroved Reserve Agents-----------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_._-_-_-_-_-__-_-_-_-_-_-_--_ Advances on Other Commodities.... COhthecekr sCfhoercCksleaanridngCaHsohuIstee-m--s-_-_-_-_-_--_ Letters of Credit and Accevtances.Overdrafts (if anY>------------------Other Assets--------------------------
TotaL---------------------------------$

37,295.80 402.50
none none none none none none
11,946.49
none
1.949.18
none none none none none none none none
51,593.97

LIABILITIES: Cavital Stock Paid in________________ $ Amount Reserved for Branches____ _ Survlus. ____ -------------------------Undivided Profits-------------------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Devosit----Time Certificates of Devosit--------Savings Deposits.-------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable.-_---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes-----~ Bonds Borrowed---------------------Other Liabilities._-------------------
TotaL--------------------------------$

25.000.00
none
11,034.80
none none none none none
15,559.17
none none none none none none none none none none
51,593_Jl_7

STATEMENT

Showing Condition at Close of Business December 31, 1924.

of the

VIENNA STATE BANK

President, W. P. HEARD

Vienna, Ga. Yicc-PrPsidPnt, 0. L. ARNOLD
Cashier, S. F. BIVINS

RESOURCES:

Times Loans and Discounts---------$ 53,241.53

DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_

3,878.50
none

State of Georgia Bonds--------------

none

Stock in Federal Reserve Banks-----

none

BOathnekrinSgtoHckosusaen_d___B_o__n_d__s_._.______-_-_-_-_-_-_--_

none none

Furniture and Fixtures-------------Other Real Estate Owned.. --------

none none

Due from Federal Reserve Bank-----

none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents. ____ -------------------------

17.361.11

ADduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_

119.66
none

AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._

none
2,356.81

Other Checks and Cash Items. . __

284.00

LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._

none
332.99

Other Assets--------------------------

none

Tot

aL

_________________________________

- $

-

--77,574.60

LIABILITIES

Capital Stock Paid in________________$

Amount Reserved for Branches_____

Survlus--------------------.----------Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbSje--c-t--t-o--C--h-e-c-k--_-_-_-_-_-_-_-_-_--_

TDiemmeaCnderCtifeirctaiftiecsatoetsDoefpDoesipto__s_i_t________

_ _

TSarvuisntgFsuDnedpsoosintsD. _e_v__o-s-i-t-_-_-_-_-_-__-_-_-_-_-_--_

Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaanydabBleil.l_s--R-e--d-i-s-c-o--u-n-t-e-d--_-_-_-_-__--_ Letters of credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities.--------------------

TotaL--------------------------------$

25.000.00
none
1,000.00 478.32
none none
40.665.27
none
10.217.95
none none
213.06
none none none none none none none
77,574.60

FIFTH ANNUAL REPORT

STATEMENT



Showing Condition at Close of Business December 31, 1924

of the

BANK OF VILLA RICA

President, W. B. CAXDLER

Villa Rica, Ga. Viee-Presidet, J. X. \YILSOX
Cashier, S. 0. FIELDER

RESOURCES: Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-i-e-s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds-------------BSOtatoih:clekkriinSngtoFHcekodsuesarean_ld_R_B_e_so_e_n_rdv__es_._B.___a__n__k____-__-__-__-__--__ Furniture and Fixtures_____________ _ Other Real Estate Owned.---------Due from Federal Reserve Bank----Cash in Vault and Amounts De-
posited with Approved Reserve Agents._.--------------------------Due from Other Banks.. -----------Advances on Cotton.---------------AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._. Other Checks and Cash Items_____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__
Other Assets-------------------------.
TotaL---------------------------------$

168,051.00 148.575.95
none none none 18.000.00 2,500.00 1.500.00 33.200.00 none
37,615.30 none none none none
2.143.17 none none
4.739.97 416,325.39

LIABILITIES: CAampoituanltSRtoescekrvPeadidfo1rnB--r-a--n-c-h--e-s-_-_-_-_--_$ Surplus.. __________ ---------- ___ -----Undivided Profits.. _----------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-.-.-.--__-_-_-_-_--_ Demand Certificates of Deposit____ _ Time Certificates of Deposit________ _ Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaanyadbBleil.l.s-R--e--d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Acceptances.Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities---------------------
Total----------------------------------$

50,000.00 none
50,000.00 25,000.00
none none 169,456.52 61.90 120,393.70 none 170.04 1.132.95 none none none none 110.28 none none 416.325.39

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

MERCHANTS AND PLANTERS BANK

President, J. M. MOORE

Villa Rica, Ga. Cashier, GEO. HARPER

Vice-President, J. H. POPE

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities.________ , __ _ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrvdes.B__a_n__k_._._._._.._ BFuanrnki1tnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank.... Cash in Vault and Amounts De-
posited with Approved Reserve Agents. ________ --------------------DAduveafnrcoems oOnthCeortBtoann_k_S__-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities___ _ Checks for Clearing House.......... Other Checks and Cash Items...... Letters of Credit and Acceptances._ Overdrafts (if anYl------------------Other Assets--------------------------
TotaL..................... ____________$

83.658.33 1.575.00
none none none 750.00 1.611.31 2,561.00 9,132.77 none
27,188.49 none
4,942.27 none 236.62 95.28 none 657.40
2.511.33 134.919.80

LIABILITIES: Capital Stock Paid in ____________$ Amount Reserved for Branches. --Surplus. _________ --------------------Undivided Profits.------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits SubJect to Check---------TDiemmeaCnedrCtifeirctaiftiecsaotefsDoefpDoesipto_s__it_._._._._. Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks.... ----------------BNiolltsesPaanyadbBleil.l.s-R--e--d-i-s-c-o--u-n-t-e-d--_-_-_-__-_--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities... ------------------
TotaL-------------------- ____________$

50,000.00 none none
3,818.81 none none
58,486.91 none
20,641.25 none
1.751.29 221.54 none none none none none none none
134,919.80

DEPARTMENT OF BANKING

~63

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the CITIZENS BANK

President, W. W. HEATOX

Waeo; Haralson County, Ga. Vice-President, J. " \'\OHD
Cashit'r, M. F. STAMPS

RESOURCES:

Time Loans and Discounts__________$ ll!,243 .56

DUenmiteadndSLtaotaens sSe-c--u-r-i-t-ie--s-_-_-_-_-_-_-_-_-__-_-_--_ State of Georgia Bonds_____________ _

241.98
none none

Stock in Federal Reserve Bank..... .

none

Other Stocks and Bonds.. _.-------BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _

none none
3,050.00 l. 794.33
none

Oash in Vault and Amounts De-

I>osited with AI>I>roved Reserve

Agents. ______ -----------------------

959.91

Due from Other Banks.. ------------

none

1~~~~ g~ g~~~~oiiiDDiO<iiit~~:~

ggg~

Checks for Clearing House__________ Other Checks and Cash Items _____

none
ll7 .02

Letters of Credit and Accei>tances..

none

Overdrafts (if an:vl-------------------

9.55

TOothtaelr..A__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-- $ -1-236..4- 83418- ..7194

LIABILITIES: Oai>ital Stock Paid in________________ $ Amount Reserved for Branches --US unrdoivl uids ed- -P-r-o- -f-i t-s-_-_-_-_-_-_- - -- -- -- -- -- ---------------Dividends Uni>aid-------------------Due to Banks-----------------------DDeeim>oasnitds CSeurbtjieficctattoesCohfeDceki.>os-i-t-_-__-_--_ Ttme Certificates of Dei>osit--------Savings Dei>OSits -------------------Trust Funds on Dei>osit------------Cashier's Checks--------------------Certified Ohecks---------------------Bills Pa:vable. -----------------------Notes and Bills Rediscounted------Letters of Oredit and Accei>tances. _ Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities._-------------------
Total._________ ----------------- _______$

15,000.00
none
9,000.00 4,096.48
none none
15,688.39 7,281.57 22,218.16
none none
170.15
none
50,393.39
.none none none none none
123,848.14

STATEMENT

Showing Condition at Close of Business December 31, 1924 of the
BANK OF WADLEY

President, S.C. EYANS

Wadley, Ga. Vice-President, DR. J.D. PEACOCK
Cashier, S. D. MA~DEVILLE

RESOURCES:
Time Loans and Discounts----------$ DUenmiteadndSLtaoteasnsS.e.c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----Other Stocks and Bonds. ---------BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s--__-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned ---------Due from Federal Reserve Bank.... Oash in Vault and Amounts De-
I>osited with AI>I>roved Reserve Agents._.--------------------------DAduveafnrocmes OonthCeroBttaonnk_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CAhdevcaknscefsoronClOeathrienrgCHoo=uosed_i_t_!_e__s_._._.._ Other Ohecks and Cash Items-----Letters of Credit and Accei>tances.. Overdrafts (if an:v>------------------Other Assets-------------------------Total...... ____________________________$

ll9 ,718. 71 385.00
none none
1,500.00
none
3,015.76 3.468.21 6,752.45 12,748.89
86.754.19
none
1 ,212 .86
none none none none
3.80 3.779.47
239 ,339 .34

LIABILITIES: Cai>ital Stock Paid in----------------$ Amount Reserved for Branches. --Surolus -----------------------------Undivided Profits ------------------Dividends Uni>aid-------------------Due to Banks-----------------------Dei>osits Subject to Check.. ------Demand Certificates of Dei>osit----Time Certificates of Dei>osit--------Savings Dei>osits -------------------TCraushstieFru'snOdhseocnksD__e_i_>__o_s_i_t_.-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.. ------------------BNiolltsesPaanyadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Accei>tances. Reserve for Interest and Taxes-----Bonds Borrowed. ___ ----------------Other Liabilities.. ------------------
Total... ________________ -------- ______ .$

25,000.00
none
25,000.00 7,692.74
40.00
none
128.685.13
none
32,888.20 18,472.00
none
l,56l.2T
none none none none none none none
239.339.34

264

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924.

of the

BANK OF WARM SPRINGS

President, H. W. DAXIEL

Warrn Springs, Ga. Yiec-Prcsident, .J. 0. JH)TTS
Cashier, H. IK:\IAX TALBOT

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities.. __________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds. __________ _
BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-.-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents._---------------------------DAduveafnrcoems oOnthCeor tBtoann.k_s_.______-_-_-_-_-_-_-_-_-_--_ AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_-_-_--_ Other Checks and Cash Items_____ _ Letters of Credit and Acceptances.. Overdrafts (if anY>------------------Other Assets--------------------------
Total.-----_-- _________ -______________$

55,378.43 416.40 none none none none none
3,693.99 none none
2,397.86 2.864.85
none none none none none 72.24 3.222.47
68,046 .24

LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches----Surplus. _______ ----------------------Undivided Profits.------------------DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check---------Demand Certificates of Deposit..... Time Certificates of Deposit ___ .. _._ Savings Deposits.-------------------Trust Funds on Deposit------------Cashier's CheckS--------------------Certified Checks--------~------------ Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit anti Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities---------------------
TotaL.---- ____ -------------- __________ $

15,000.00 none none none none none
9,341.18 none
19,667.06 none none 38.00 none
19.000.00 none none none none
5,000.00
68.046.24

STATEMENT

Showing Condition at Close of Business December 31, 1924.

of the

WARM SPRINGS BANKING CO.

President, A. C. DUXX

Warm Springs, Ga. Vice-President, H. E. BULLOCH
Cashier, WILLIE R. PERSOXS

RESOURCES:
TDiemmeaLndoaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds..___________ _ SBOtatohncekkriniSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_dv__se___B____a___n__k____-__-__-__-__--__ Furniture and Fixtures.. ___________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve Agents _---------------------------Due from Other Banks.------------Advances on Cotton.. --------------CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._._. Other Checks and Cash Items... __ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._
Other Assets-------------------------TotaL __ , ______________________________ $

97.212.20 8,063.99
none none none none 1,800.00 2.382.00 none none
1. 773.60 none
17,500.00 10.00 none 317.01 none none
3.798.25 132,857.05

LIABILITIES: Capital Stock Paid in _______________ $ ASumrpoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e__s________ __ Undivided Profits___________________ _ Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits. ___ ----------------Trust Funds on Deposit------------Cashier's CheckS--------------------BCielrltsifPieadyaCbhleec__k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted-----Letters of Credit and Acceptances.. Reserve for Interest and Taxes-----Bonds Borrowed.. ------------------Other Liabilities._-------------------
TotaL. _______________________________$

25.000.00 none
5.083.35 ll.343.44
none none 27.427.83 none 10.737.62 9.830.59 none
5.00 none 43.429.22 none none none none none
132.857.05

DEPARTMENT OF BANKING

~65

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the CITIZENS BANK

Warrenton, Ga.

President, C. R. FITZPATRICK

\"ice-Presidents, E. P. DAYIS, W. E. EKGLISH

Cashier, R. F. FOWLER

RESOURCES:

TDiemmeaLnodaLnos aannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _
Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d___B_o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Re~9rve Bank- __ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents------------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-_-__-_-_-_-_-_-_-_--_ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items-----LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s____
Other Assets--------------------------

113.504.32 50.297.54 49.334.08
none none 900.00 7.149.56 2.284.60 9.413.21 none 243.018.90 none 46.011.41 none 358.74 none none 38.16 none

TotaL----------------------------------S--5-2-2.-31-0-.5-2

LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches____ _ SUunrdpilvuisd_e.d__P-r_o_ -f-it-s--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid------------------DDeupeotsoitBs aSnukbsje--c-t-t-o--C--h--e-c-k--__-_-_-_-_-_-_--_-_ Demand Certificates of Deposit----TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s_i_t_______________ __ Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable_._---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed--------------------Other Liabilities---------------------
TotaL _________________________________ $

50,000.00 none
25.000.00 21.563.48
300.00 none 404,358.41 none none none none 18.952.85 none none none none 2.135.78 none none 522.310.52

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

PLANTERS AND MERCHANTS BANK

President, G. H. MAKER

Warrenton, Ga. \"ice-Presidents, "\Y. L. SHCRLEY, Wm. M. :.\IOORE
Cashier, J. C. EVANS

RESOURCES:
Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve DAuegfernotms--O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton _______________ __ Advances on Other Commodities.... Checks for Clearing House_________ _ Other Checks and Cash Items_____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._
Other Assets--------------------------
TotaL _________________________________$

74.574.00 4.478.22
590.00 none none 315.00 2.700.00 1.867.50 9.481.20 none
27,899.65 none
8,228.40 247.78
1.277.15 17.50 none none 927.93
132,604.33

LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved for Branches..... Survlus---------'--------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits- _________ ----------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable __ ----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities---------------------
Total----------------------------------$

25,000.00 none
5,000.00 none
1.000.00 none
89.933.23 none
7.817.10 none none 354.00 none
1.000.00 2.500.00
none none none none 132.604.33

266

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31,1924 of the

President, A. J. DA YIS

BANK OF WARWICK Warwick, Ga. Yice-President, W. D. ETHEHIDGE
Cashier, :\r. L. IYEY

RESOURCES:
TDiemmeaLndoaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ United States Securities............. State of Georgia Bonds-------------Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-__-_-_-_--_-_ Furniture and Fixtures____________ __ Other Real Estate Owned----------Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De-
Avogseintetsd..w___it.h_. _A__o__o_r_o_v__e_d___R__e_s_e_r_v_e_ ADduveafnrc6ems oOnthCeor tBtoann_k_s__.-_-_-_-_-__-_-_-_-_-_-_--_ Advances on Other Commodities.. . Checks for Clearing House.......... Other Checks and Cash Items...... LOevteterdrsraofftsC(rief daintya)n_d___A__c_c_e_o__t_a_n_c_e__s.__. Other Assets. ________________________ _
TotaL... _____ ---- ________ ----------- ..$

57' 728.65 750.00
none none none none
1,700.00 2,265.00 4,900.00
none
9,516.61
none none
246.07
none
89.90
none none none
77,196.23

LIABILITIES: Caoital Stock Paid in________________ $ Amount Reserved for Branches.. --USunrdoivluidse..d--P-r-o--f-i-ts--. -__-_-_--..--_-.-.-.-.---------------Dividends Unoaid-------------------Due to Banks-----------------------Deoosits Subject to Check---------Demand Certificates of Deoosit..... Time Certificates of Deoosit _. ----Savings Deoosits -------------------Trust Funds on Deoosit------------Cashier's Checks---.-----------------Certified Checks.... ----------------Bills Payable. __ ---------------------Notes and Bills Rediscounted....... Letters of Credit and Acceotances.. Reserve for Interest and Taxes...... Bonds Borrowed -------------------Other Liabilities. ------------------
TotaL--------------------------------$

25,000.00
none
2,500.00 130.70
none none
17,619.32
none
6,489.84
none none
456.37
none
2,500.00
none none none none none
77,1911.23

STATEMENT

Showing Condition at Close of Business December 31, 1924 of the
WASHINGTON EXCHANGE BANK

Washington, Ga.

President, GARNETT GREEN

Vice-President, WILLIA:\1. WYKNE, .JH.

Cashier, ALEXANDER IRVI~

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_._._._._._._._.._._$ United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen.d...B..o_n__d_s_.______-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned........... Due from Federal Reserve Bank.. __ Cash in Vault and Amounts De-
oAogseintetsd__ w..i_t_h___A__o__o_r_o_v__e_d___R__e_s_e_r_v_e_ Due from Other Banks.. -----------Advances on Cotton.. -------------Advances on Other Commodities __ Checks for Clearing House_________ _ Other Checks and Cash Items...... LOevteterdrsraofftsC(tief daintya)n__d__A__c_c_e_o__t_a_n_c_e__s_.._ Other Assets..-- .. ---- __ --------------
Total... ----------------------.-.-----.$

277,642.57
none
200.00
none none
2,500.00
none
7,628.75 75,538.23
none
41,609.60
none none none
3,182.74
none none none
2,285.00 410,586.89

LIABILITIES: Caoital Stock Paid in_______________$ Amount Reserved for Branches..... USunrdoivluids.e-d--P-r-o--f-it-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__Dividends Unoaid__________________ __ Due to Banks_________________________ Deoosits Subject to Check --------Demand Certificates of Deoosit..... TSaimviengCserDtiefoicoastietss_o__f_D__e__o_o_s_i_t_._._._._._._..__. Trust Funds on Deoosit___________ __ Cashier's Checks--------------------Certified Checks. __ -----------------Bills Payable . ----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceotances.. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities---------------------
Total.. __ -- ___ ----------------------- ..$

100,000.00
none
20,000.00 2.952.40
none none
178.451.20
none
37,571.46
none none
9,300.91
none
41,500.00 5,841.14
none none no:1.e
l4,9f9.78
410.586 .8~

DEPARTMENT OF BANKING

~67

STATEMENT Showing Condition at Close of Business December 31, 1924
of the WASHINGTOI\" LOAN AND BANKII\"G CO.

Washington, Ga.

President, T. J. BARKSDAI.E

Yiee-President, ,Y. L .JOH:\:'OX

Cashier, T . .J. BARKSDALE

RESOURCES:
Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----BOathnekrinSgtoRcoksusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De-
vosited with Avvroved Reserve Agents. ___ ------------------------ADduveafnrcoems oOnthCeortBtoann_k_s___-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities____ Checks for Cleating House_________ _ Other Checks and Cash Items _____ _ Letters of Credit and Accevtance9'-Overdrafts (it anY>-------------------
Other Assets--------------------------
Total----------------------------------$

177,336.10 25,282.42
none none none
30,500.00
none
4,405.00
none none
61.446.30
none
1,641.45
none none none none
303.75
none
300,915.02

LIABILITIES:
ACamvoituanltSRtoescekrvPeadidfoirnB-r-a--n-c-h--e-s--_-_-_-_-_$ USunrdvivluids.e.d. -P-r-o--f-it-s--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DDuiveidtoenBdsanUknsv__a_i_d_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Devosits Subject to Check__________ _ Demand Certificates of Devosit----Time Certificates of Devosit--------Savings DevositS--------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable. ---------------------Notes and Bills Rediscounted------Letters of Credit and Accevtanoes.. Reserve for Interest and Ttues-----Bonds Borrowed---------------------Other Liabilities---------------------
Total.. _____ .. __ -- ...... --- ...... ---. __$

50,000.00 50,000.00
none
17.253.98
none none
126.265.73
none
43,283.92 13.884.49
none none
226.90
none none none none none none
300,915.02

STATEMENT Showing Condition at Close of Business December 31, 192'
of the OCONEE COUNTY BANK

Watkinsville, Ga. President, A. W. ASHFORD
Cashier, C. A. ASHFORD

Yice-President, .J. A. JONES

RESOURCES:

Time Loans and Discounts----------$ DUenmiteadndSLtaotaens sS_e__c_u_r_i_ti-e-s--_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank------

148,916.56 2.239.83
none none none

Other Stocks and Bonds------------BF uarnnkiitnugr eHaonudseF.i.x_t_u-r-e- -s-. -. -_-_-__-_-_-_-_-_-_- -__Other Real Estate Owned__________ _ Due from Federal Reserve Bank..... Cash in Vaults and Amount De-

225.00
none
4,426.20 19.561.26
none

vosited with Avvroved Reserve Agents. ________ ---------------------

21.788.32

ADduveafnrcoems oOnthCeorttBona_n__k_s_._-_-_-_--_-_-_-_-_-_-_-_-

none
516.87

Advances on Other Commodities.... Checks for Cleating House__________

none none

Other Checks and Cash Items.. __

733.85

LOevteterdrsraofftsC(rifedanity)a__n_d__A__c_c_e_v__ta__n_c_e_s_._.

none
252.99

Other Assets--------------------------

10.656.82

-----

Total.. ___ --------- . _________________ .$ 209.317.70

LIABILITIES: cavital Stock Paid in----------------$ Amount Reserved for Branches... -Survlus.. ----------------------------Undivided Profits-------------------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-__-_-_--_ TDiemmeaCnderctiefrictiaftiecsatoefsDoefvDoseitv_o_s_i_t_-_-_-_--_ Savings DevositS--------------------Trust Funds on Devosit------------Cashier's Checks--------------------BCteirltsifPieadyaCbhlee.c.k..s.-.-.-.-_-_-----_-_-_-.-.-_-_-_-_----------Notes and Bills Rediscounted.... -Letters of Credit and Accevtances. _ Reserve for Interest and Taxes...... BOothnedrsLBioarbrioliwtieeds -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-:-
Total.... -- ... ---- ...... -------- _______$

37,500.00
none
15.000.00 2.283.01
none none
127,619.21
none
3,625.00
none none
65.65
none
5,000.00 18.224.83
none none none none
209,317.70

268

J.i'IFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31, 1924
of the COl\IMERCIAL BANK

President. L. 0. RE.\'TO.\'

Waycross, Ga. Vice-Presidents, K. F. RY:\IER, P. A. HAY
Cashier, .J. J\I. KORMAN

RESOURCES:

Time Loans and Discounts__________$ 191.855.20

Demand Loans ----------------------

30,113.40

United States Securities------------- 103,050.00

State of Georgia Bonds---------- __ _

5,000.00

Stock in Federal Reserve Bank_____ _

none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_

20.000.00
none

Furniture and Fixtures--------------

6,500.00

Other Real Estate Owned ----------

94.51

Due from Federal Reserve Bank____ _

none

Cash in Vault and Amounts De-

pAogseintetds. _w___it_h____A__p_p_r_o__v_e_d___R__e_s_e__rv_e_

151.460.80

ADduveafnrcoems oOnthCeortBtoann_k_s_._.__-_-_-_-_-_-_-_-_-_-_--_

none none

AChdevcaknscefsoronClOeathrienrgCHoomumseo.d.i_t_i_e_s_._._._.

none
4,930.28

Other Checks and Cash Items.. __

1.419.19

LovetetredrsraofftsC(rief daintya)n_d___A__c_c_e_p__t_a_n_c_e__s._._

none none

Other Assets--------------------------- - - -no-ne

Total..------- ..---------------------.$ 514.423.38

LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches.---Surplus. ________ ---------------------Undivided Profots. _. _--------------Dividends Unpaid-------------------Due to Banks.. __ -------------------Deposits Subject to Check. ------Demand Certificates of Deposit..... Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable. __ ---------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed.--.-----------------Other Liabilities........-------------
Total..---.---.------------------------$

50.000.00
none
10.000.00 1.591.89 3.464.00
none
299.575.38
none
59.868.97 85.649.59
none
3,469.16
none none none none
843.39
none none
514.423.38

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

BANK OF WAYNESBORO

President, C. W. SKI.\'NEH

Waynesboro, Ga. Vice-President, E. E. CHANCE
Cashier, DADE DURDEN

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_._._._._._._._..__.$ United States Securities____________ _
State of Georgia Bonds-------------Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-__-_--_

154.687.50 70.711.52 26.100.00
none none none none

FOutrhneirtRureealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank..__ _ Cash in Vault and Amounts De-
pAogesnittse._d___w__i_th___A__p_p__ro__v_e_d___R__e_s_e_rv__e

4.242.83 9.103.80
none
320:406.11

Due from Other Banks -------------

none

Advances on Cotton -------------Advances on Other Co=odities.... Checks for Clearing House__________ Other Checks and Cash Items_______

none none
2.625.88
none

Letters of Credit and Acceptances.. Overdrafts (if any)___________________

none
672.16

TOothtaelr__A__s_s_e_t_s_-------------------_-_-_-_-----------------------.-$-

- -5,9-15-.57
594 ,465.37

LIABILITIES: Capital Stock Paid in----------------$ ASumrpoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e_s__._._._.._ Undivided Profits ------------------DDiuveidteonBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check_________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit _______ _ Savings Deposits.. ______________ -- .. _ Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks __ ---------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities---------------------.
TotaL.--------------------------------$

50.000.00
none
35.000.00 6,413.32
none none
304.566.87
none
45,529.09 151.492.16
none
1,463.93
none none none none none none none
594.465.37

DEPARTMENT OF BANKING

269

STATEMENT

Showing Condition at Close of Business December 31, 1924
I
of the

CITIZENS BANK

Waynesboro, Ga.

President, JAS H. WHITEHEAD

\'icc-President, H. W. BLO{'~T

Cashier, H. W. BLOCXT

RESOURCES:
Time Loans and Discounts._________ $ DUenmi t eadn dSLt aot easn sS-e-c- -u-r-i-t-i e- -s-.-. -_-_-_-_-__-_-_-_-_- -_ State of Georgia Bonds-------------SOttohcekr iSntoFcekdsearanldRBesoenrdves _B__a_n_k__-_-_-_-_--_ Banking House______________________ _ Furniture and Fixtures. ____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
vosited with Apvroved Reserve DAuegefrnotms ..O__t_h-e--r-B-a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton. _______________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__v_t_a_n_c__e_s_. __
Other Assets--------------------------
TotaL. __________________________ .. -..$

211.825.35 16,193.44
none none none 2.670.00 21.000.00 3.315.00 10.175.54 none
56.089.46 52,500.00
none none none none none none 11.164.74 384.933.53

LIABILITIES:
Cavital Stock Paid in________________ $ Amount Reserved for Branches..... Surolus------------------------------Undivided Profits. __ ----------- ____ -Dividends Unpaid-------------------Due to Banks------------------------Devosits Subject to Check---------Demand Certificates of Devosit.---Time Certificates of Devosit________ _ Savings Deposits. _____ . ___________ --Trust Funds on Devosit. ___________ _ Cashier's Checks___________ ---------Certified Checks---------------------BNioltlsesPaanydabBleil.l_s-R--e--d-i-s-c-o--u-n-t-e-d--_-_-_-__-_--_ Letters of Credit and Accevtances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed---------------------Other Liabilities.. -------------------
TotaL. _______ -------------------.--- ..$

25.000.00 none
40.000.00 8.906.44
50.00 none 296,036.09 1.000.00 none none none 749.01 none none none none none none 13.191.99
3~!.933.53

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

WAYNESBORO SAVINGS BAJ'iK

President, J. H. WHITEHEAD

~'ayn(shoro, Ga. \'iee-President, F. H. llLOl~NT
Cashier, S. A. GRAY

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ United States Securities____________ _ State of Georgia Bonds... __________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdvse.B__a__n_k__-_-_-_-_--_ BFuarnnkiitnugreHaonudseF--ix--t-u-r-e-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned----------Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De-
vosited with Avvroved Reserve Agents________ ---_ - ___ ----- ___ ----Due from Other Banks _____________ _ Advances on Cotton.---------------Advances on Other Commodities___ _ Checks for Clearing House _________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_v__t_a_n_c__e_s_. __ Other Assets....... ___ ----------------

120.449.85 357.01 none none none 900.00 none none
15,465.95 none
14.112.59 1.500.00
none none none none none none none

LIABILITIES:
Cavital Stock Paid in _______________ $ Amount Reserved for Branches..... Survlus.- _---------------------------Undivided Profits.. ________ ---------Dividends Unvaid.... _________ ------Due to Banks-'-------------------Devosits SuUect to Check._-------Demand Certificates of Devosit----Time Certificates of Devosit. .. ----TSaruvisntgFsuDnedvsoosintsD. -e-v-o--s-i-t-.-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks________________ .. --. Certified Checks..... ___________ c_-- __ Bills Payable.-----------------------Notes and Bills Rediscounted_____ __ Letters of Credit and Accevtances.. Reserve for Interest and Taxes..... Bonds Borrowed--------------------Other Liabilities.. -------------------

15,000.00 none
15.000.00 10,364.33
none none none none none lU .421.07 none none none none none none none none none

T=o=t=al=-=-==-=-=-=--==--=-=--=o.c==-==-====-=-=$===1=52==78=5=.4=0==T=ot=a=l=-=-==--==--===--==-==-=-=-==-==-=-==--=-=$===13=2.785 .40

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 192-i

of the

CITIZENS BANK

Presid~nt, H. B. DIXOX

West Point, Ga. Vice-President, W..J. KIRBY, SR., LEE HEY:\IA;'I,"
Cashier, .J. C. HORSLEY

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_.__._._._._._._.._$ United States Securities____________ _ State of Georgia Bonds-------------OSttohcekr iSntoFcekdsearanldRBesoenrdvse_B__a_n__k_._._._._. __ Banking House. ___ -----------------FOuthrneirtRureealaEndstaFtiextOurwense--d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve Agents. __ --------------------------Due from Other Banks------------ Advances on Cotton.. --------------Advances on Other Commodities.... Checks for Clearing House_________ _ Other Checks and Cash Items...... LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s._._ Other Assets..........................
TotaL---------------------------------$

354,612.86 500.00
1,000.00 none
3,600.00 1.600.00
none 6,638.96 1.859.23 21.245.28
74.041.89 none none none
2,849.53 252.10 none none none
468,199.85

LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches..... Surplus. ________ ---------------------Undivided Profits.. ____ ------ ____ ---Dividends Unpaid...... __ -----------Due to Banks------------------------Deposits Subject to Check.. -------Demand Certificates of Deposit..... Time Certificates of Deposit......... Savings Deposits ________ ------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.. __________________ __ Bills Payable._------------------- .... Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed......... ------------Other Liabilities.. -------------------
TotaL.. --- ..... -- .. ------.-.-------- ..$

100,000.00 none
20.000.00 7,903.28
none none 225.940.22 none 12.402.25 101.242.39 none 261.71 450.00 none none none none none none 468.199.85

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF WESTON

Presid,nt, G. W. sr:us

\\'cs.lon, webster County, Ga. Yice-Prcsi<lent, :\f. .J. LE\'EHETT

Cashier, S. "-- .\D.\:\IS

RESOURCES:

Times Loans and Discounts.........$ Demand Loans.... _________________ __ United States Securities___________ __ State of Georgia Bonds.... ________ __ Stock in Federal Reserve Banks..... Other Stocks and Bonds __________ __ Banking House.... _________________ __
Furniture and Fixtures.............. Other Real Estate Owned........... Due froin Federal Reserve Bank... .. Cash in Vault and Amounts De-
posited with Approved Reserve Agents._---------------------------Due from Other Banks-------------Advances on Cotton.---------------Advances on Other Commodities..... Checks for Clearing House.. _____ .. _ Other Checks and Cash Items... .. Letters of Credit and Acceptances.. Overdrafts (if any)___________________ Other Assets..........................

133.751.4 7 none none none none none
1.950.00 1. 797.00 2.880.00
none
9. 754.96 "one
1.631.12 none none none none none
3.392.75

--~--
Total..................................$ 155.157.30

LIABILITIES Capital Stock Paid in................$ Amount Reserved for Branches..... Surplus __ --------------------------Undivided Profits ------------------DDiuveidtoenBdsanUknsp__a_i_d__.._._._-_-_-_-_-__-_-_-_-_-_-_-_-_--__Deposits Subject to Check.--------Demand Certificates of Deposit..... Time Certificates of Deposit......... Savings Deposits.. _____ -------------Trust Funds on Deposit------------Cashier's Checks..................... Certified Checks...................... Bills Payable._----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes. __ ... Bonds Borrowed.. ------------------Other Liabilities.--------------------
Total..................................$

25.000.00 none
5,000.00 2.591.03
64.00 none 36,862.04 none 58.739.01 1.054.81 none 1.485.50 none 2,000.00 1.800.00 none none none 20.560.91 155.157.30

DEPARTMENT OF BANKING

271

STATEMENT Showing Condition at Close of Business December 31, 1924.

of the MERCHANTS AND PLANTERS BANK

Presid,nt, T. J. .'\IILLS

W'hi!!ham, Ga. Yiee-President, H. S. KEXXEMCR
Cashier, R. S. KE:\:\El\ICR

RESOURCES:
Time Loans and Discounts, _________ $ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----Other Stocks and Bonds------------BFuanrnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned----------Due from Federal Reserve Bank----Cash in vault and Amounts De-
posited with Approved Reserve DAuegfernotms. _O__t_h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AAddvvaanncceess oonn COothtteornC.o..m-m---o-d-i-t-i-e-s-_-_-_-_ Checks for Clearing House_________ _ Other Checks and Cash Items-----LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ Other Assets--------------------------
Total.. _____ ------------------------- __$

58,966.97 none none none none none
4,000.00 3.307.29
220.00 none
21,104.53 27.73 none
40,208.92 none 712.31 none 809.79
1,075.61
130,433.15

LIABILITIES:
Capital Stock Paid in________________ $ Amount Reserved for Branches----USunrdoivluids-e-d--P-r-o--f-i-ts--_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Deposits Subiect to Check._-------Demand Certificates of Deposit----TSaimvienCgserDtiefpicoastietss_o__f_D__e__p_o__s_i_t_-_-_-_-_-_-_--_ Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.BRoesnedrvseBfoorrroInwteedre. _s_t_a__n_d__T__a_x__e_s_.---------Other Liabilities.--------------------

15,000.00 none
3,000.00 none none none
76.741.75 none
29,951.85 none none
1,739.55 none
4,000.00 none none none none none

TotaL ________________________________ $ 130,433.15
--------

STATEMENT

Showing Co"l.dition at Close of Business December 31, 1924

of the

BANK OF WHITE PLAINS

PrPsident. IY. C. D.\ YIDSO:\

White Plains, Ga.

Cashit'r, F.,\. TAPPA:\

RESOURCES:
Time Loans and Discounts----------$ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._.____,____________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank- ___ _ Cash in vault and Amounts De-
posited with Approved Reserve DAuegfernotms--O--t-h-e--r-B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ CAhdevcaknscefsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items-----LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ Other Assets--------------------------
TotaL---------------------------------$

90,306.85 7.520.07
none none none 2.200.00 3.500.00 1,660.00 none none
10.543.11 none none none none 88.94 none 318.72 827.28
116.964.97

LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches----SUunrdpilvuids.e_d__P~r_o_ -f-it-s--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid___________________ _ DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit________ _ Savings Deposits. ________________ ---Trust Funds on Deposit____________ _ Cashier's Checks. ________________ --_Certified Checks_____________________ _ Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes-----Bonds Borrowed_________ ------------Other Liabilities.--------------------
Total.. _- ____ -------------------------.$

20.000.00 none
3,532.92 5,097.96
none none 45,340.90 none 5.862.50 none none 151.75 none 18.500.00 none none none none 18.478.94
116.964.97

272

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31,1924

of the THE PLANTERS BANK

President, C. C. KING

White Plains, Ga. \'ice-President, C. 0. COPELAN
Cashier, C. S. COPELAN

RESOURCES: Time Loans and Discounts..........$ Demand Loans....................... United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank...... Other Stocks and Bonds............. Banking House....................... Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve Agents ............................. . Due from Other Banks.............. Advances on Cotton................. Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items...... Letters of Credit and Acceptances.. Overdrafts (if any)................... Other Assets.......................... TotaL.................................$

52.865.55 none none none none none
2,400.88 2,410.17 1.201.98
none
4.490.64 406.50 none none none none none none 280.00
64,055.72

LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches..... Surplus............................... Undivided Profits....--Dividends Unpaid.................... Due to Banks......................... Deposits Subject to Check.......... Demand Certificates of Deposit..... Time Certificates of Deposit........ Savings Deposits..................... Trust Funds on Deposit............. Cashier's Checks..................... Certified Checks..................... . Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabilities.....................
TotaL.................................$

15.000.00 none none
4.125.01 none none
5,154.39 none
27.643.43 none none none none
12,132.89 none none none none none
64.055.72

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

WHITESBURG BANKING CO.

President, T. W. CAMP

Whitesbur!!:, Ga. Yice-Pr<>sident, DH . .J. H. CAHTEH
Cashier, H. A. JOXES

RESOURCES: Time Loans and Discounts..........$ Demand Loans....................... United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank.... .. Other Stocks and Bonds............ Banking House....... _.............. . Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve Agents ............................. . Due from Other Banks .. _......... .. Advances on Cotton................ . Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items...... Letters of Credit and Acceptances.. Overdrafts (if any)................... Other Assets.......................... TotaL.................................$

12,335.79 287.00 none none none none
1.529. 70 2.440.18 4,989.09
none
26,072.75 none none none none 134.43 none none
3.350.62 51.139.56

LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches..... Surolus .............................. . Undivided Profits.................... Dividends Unpaid.................... Due to Banks......................... Deposits Subject to Check.......... Demand Certificates of Deposit..... Time .Certificates of Deposit......... Savings Deposits..................... Trust Funds on Deposit............ . Cashier's Checks..................... Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed...................... Other Liabilities.....................
TotaL .................................$

15.000.00 none
8,000.00 695.36 none none
25.343.45 none none none
1.013.41 1.087.61
none none none none none none none
51.139.56

DEPARTMENT OF BANKING

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

BANK OF WILLACOOCHEE

President, J. E. GASKIXS

Willacoochee, Ga. YiPe-President, J. A. GASKIKS
Cashier, J. A. :McGREGOR

RESOURCES:
Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e-s-.-.-_-_-_-_-_-_-__-__--_ State of Georgia Bonds.............. Stock in Federal Reserve Bank.. ___ _ BOathnekrinSgtoHckosusaen_d___B_ ,on_d__s_._.____, , ..____,____ __ Furniture and Fixtures.. ____...... .. Other Real Estate Owned_______ .... Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve DuAegfernotms--O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_--.-.-.-.-.-.-.-. Advances on Cotton ____ .. ________ ,_ Advances on Other Commodities____ Checks for Olearing House_________ _ Other Checks and Cash Items... __ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c.e.p..ta..n.c.e.s. ... Other Assets...... _________ .. ____ .. __ _
Total.... __________ .. __ .. ___________ ...$

70,782.30 1.276.22 28.321.44
none none none
5,000.00 1,915.50
61.50
none
1,639.49
none none none
112.01 2.132.70
none none
2.237.05
113.4 78.21

LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branchllll----Surplus. _------------------.. --------DDUinuvdeiidtveoindBdesdanUPkrnsop.f.ai_it_ds_.__-__-__-__-__-__-___-__-__-___-_--_--_--_--_--_--_--_----_ Deposits Subject to Check---------Demand Certificates of Deposit..... Time Certificates of Deposit..------TSarvuisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-_-_-__-_-_-_-_-_-_-_-_--_ CCearsthifieierd's CChheecckksl.i.-.-.-_-.-_-.-_-_-_-_-_-.-_-.-.-.--_-.---Bills Payable. __ -------------- _______ _ Notes and Bills Rediscounted------Letters of Credit and Acceptances.. BReosnedrvseBfoorrroInwteedre__s__t_a, n_d__T__a_x_e__s_._._._._.._ Other Liabilities. __ ----------_ .. -----
TotaL_---- .. ---- ________________ -- ...$

25,000.00
none none
3,351.87
none none
14.865.16
none
49,487.50 105.95
none
74.24
none
20,500.00
none none none none
93.49
113.478.21

STATEMENT

Showing Condition at Close of Business December 31,1924 of the
_MERCHANTS AND FARMERS BANK

President, B. G. OBERRY

Willacoochee, Ga. Vice-Presidents, J. M. ROBERTS, HENRY PAULK
Cashier, DAN WALL

RESOURCES:
Time Loans and Discounts..........$ Demand Loans....................... United States Securities.......... __ _ State of Georgia Bonds.............. Stock in Federal Reserve Bank.... __ BOathnekrinSgtoHckosusaen.d...B..o_n__d_s_._._._._._._._._._._._. _. Furniture and Fixtures.............. Other Real Estate Owned----------Due from Federal Reserve Bank... _ Cash in Vault and Amounts De-
Apogseintetsd...w..i.t.h____A__p_p_r_o__v_e_d___R__e_s_e_r_v_e_ Due from Other Banks.............. Advances on Cotton................. Advances on Other Commodities.... Checks for Clearing House---------Other Checks and Cash Items...... Letters of Credit and Acceptances..
OOvtheerdr rAafstsse(tisf-a--n-y--)-.-.-.-.-.-.-.-.-.-.-.-.-.--.-.-.-.-.-.
Total----------------------------------S

113,397.89 9,499.96
none none none none
2,400.00 2,980.80 11.733.65
none
24.542.41 851.65
none none
1,620.53 464.98
none
141.57
none
167.633.44

LIABILITIES: Capital Stock Paid in---------------S ASumrpoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n_c, h_e_s_.__._._.._ Undivided Profits.................... Dividends Unpaid.................... Due to Banks-----------............. Deposits SubJect to Check....-----Demand Certificates of Deposit..... Time Certificates of Deposit........ Savings Deposits..................... Trust Funds on Deposit............. Cashier's Checks...............-----Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabilities.....................
Total..................................$

18,000.00
none
5,000.00 1,178.42
900.00
none
55,304.21
none
67,480.09 1,230.38
none
932.72
none
17,500.00
none none none none
107.62
167.633.44

-~

!!74

FIFTB ANNUAL REPORT

STATEMENT

Showin8 Condition at Close of Buein- December 31, 19M-

of the

BANK OF WILLIAMSON

President, I. B. HOWARD

Williamson, Ga. Vice-President, C. A. YARBROUGH
Cashier, P. W. VAUGHN

RESOUB.OES:

T1me Loans and DiscountS-.......$ Demand Loans....................... United States Securities............ .

State of Georgia Bonds-------------Stock in Federal Reserve Bank..... Other Stocks and Bonds............ . Banking House....................... Furniture and Fixtures.........

DOut heefrroRme aFl eEdsetraatleROewsenrveed

---------Bank....

Cash in Vault and Amounts D.&r posited with Approved Rese~e

Agents.--.-------------------- ...--Duefrom Other Banks-------------Advances on Cotton.. --------------Advances on Other Commodities.... Checks for Clearing House.......... other Checks and Cash Items..... . LOevteterdrsraofftsC(rIef daintya)n__d__A__c_c_e_p__t_a_n_c_e__s.__.

Other Assets--------------------------

Total... ------------ ......... ---- ... -..$

109,659.77 9,876.33 7,350.00
none none
450.00 5,000.00 2.455.82 12.121.71
none
8,423.24 500.00
11,026.25
none
106.55
none none
473.52 6,631.56
174,074.75

LIABILITlES: Capital Stock Paid in......$ Amount Reserved for Branches.... Surplus..... -----------------------Undivided Profits-------------------Dividends Unpaid............. DDeule)otsoitBs aSnukbsj-e-c-t-t-o--C--h--e-c-k-.---.--.--.-.--. Demand Certificates of Deposit. Time Certificates of Deposit....... Savings Del)osits --------- Trust Funds on Deposlt------------Oashier's Ohecks--------------------Oertlfied Ohecks--------------------- BNlolltsesPaanyadbBlell.l.s-R--e--d-i-s-c-o--u-n-t-e--d-.-.--.--.-. Letters of Credit and ACCel)tances.. Reserve for Interest and Taxes..... . Bonds Borrowed--------------------Other L1abll1t1es.. -------------------
Total.... __ ..... _._. ___ .----- ... _....$

es.ooo.oo
none
5.000.00
none none none
24.770.27 10.500.00 18.068.09 74,994.18 2.915.42
76.79
none
5,000.00
none none
400.00
none
7.350.00
174,074.75

STATEMENT

Showing Condition at Close of Business December 31, 192-i

of the

FARMERS BANK

President, R. .J. SMITH

Winder, Ga. Vice-Presidents, .JOHK L. HARRIS, JOHK A. THOMPSOK Cashier, P. C. PENTECOST

RESOURCES:
Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_--_-_ State of Georgia Bonds.____________ _ Stock in Federal Reserve Bank...... Other Stocks and Bonds------------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve Agents------------------------------DAduveafnrocems oOnthCeortBtoann.k.s....__-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities.... Checks for Clearing House......... . Other Checks and Cash Items....... LOevteterdrsraofftsC(rIef daint ya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._
Other Assets--------------------------
Totals... -------- ......... ----------.$

163,593.52
none none none
1.800.00
none none
9,217.18 4,331.66 15.851.01
17,028.90
none none none
244.83 47.67
none
105.65 206.57
212 .426 .99

LIABILITIES: Ca:Dital Stock Paid in----------------$ Amount Reserved for Branches --Surplus . ____ --------------- ... -----Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks------------------------De:Dosits Subject to Check -------Demand Certificates of Deposit..... Time Certificates of Deposit-------Savings De:Dosits -------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certl.f1ed Checks---------------------Bllls Payable ---------------------Notes and Bllls Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... Bonds Borrowed---------------------Other Liabilities.....................
Total.. _._.-_- ... ---- __ .. ---.-.-.-- ____$

50,000.00
none
8,500.00 148.58
none
969.99 84,243.98
none
22,402.89 15,173.23 6,109.80 13,211.04
none none
11,667.48
none none none none
212,426.99

DEP4MENT or. BANKING

~75

STATEMENT ShowiDs Ccmdltion at Cl0114' of Buaineu December 31, 19~

of the PITTARD BANKING COMPANY

President, J. T. PITTARD

Winterville, Ga. Vice-President, T. N. GAINES
Cashier, H . .F. PITTARD

RESOURCES: Time Loans BJ;ld Discounts__________$ DUenmiteadndSLtaoteans sSe-c--u-r-i-t-ie--s-.-.-.-.-.-.-.-.-.-.-.-.-. State of Georgia Bonds.............. Stock 1n Federal Reserve Bank...... Other Stocks and Bonds._.......... Banking House.------------------- .. Furniture and Fixtures.............. Other Real Estate Owned .......... Due from Federal Reserve Bank..... Cash 1n Vault and Amounts De-
posited with Approved Reserve
Agents.---------~-------------------
Due from Other Banks.............. Advances on Cotton _.............. . Advances on Other Commodities.... Checks for Olearing House.......... Other Checks and Cash Items..... .. Letters of Credit and Acceptances.. Overdrafts (if a.ny)................... Other Assets..........................
Total..................................$

44,092.84 1.624.82
none none 1,100.00 450.00 none 1.650.70 6,570.95 4.253.66
33,758.21 none none none none none none 8.00 109.84
92.619.02

LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches..... Survlus............................... Undivided Profits ................... Dividends Unvaid................... Due to Banks ....................... Devos1ts Subject to Check... ------Demand Certificates of Deposit..... Time Certificates of Devosit......... Savings Deposits..................... Trust Funds on Deposit........... .. Cashier's Checks..................... Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other L1ab111t1es.....................
Total..................................$

25,000.00 none
5.000.00 4,685.79
none none 28.580.86 none 14.030.89 none 13.665.12 116.98 none none none none none none 1.539.38 92.619.02

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

PEOPLES BANK

President, W. J. SMITH

Woodbury, Ga. Vice-President, H. W. CLEMEl\TS

Cashier, Y. A. OLIVE

RESOURCES:

Time Loans and Discounts..........$ Demand Loans....................... United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank...... Other Stocks and Bonds............. Banking House...................... Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank... .. Cash in Vault and Amounts De-
posited with Approved Reserve Agents.............................. Due from Other Banks.............. Advances on Cotton................. Advances on Other Commodities.... Checks for Olearing House.......... Other Checks and Cash Items...... Letters of Credit and Acceptances.. Overdrafts (if any)................... Other Assets..........................

136,953.77 1.905.04 none none none 500.00 2,499.04 2,837.50 13,770.85 none 22.745.53 none 2.216.95 142.83 98.41 none none 556.16 ll,156.81

---~~-
TotaL................................$ 195.382.89

LIABILITIES: Capital Stock Paid in..............$ Amount Reserved for Branches..... Survlus ............................. .. Undivided Profits.................... Dividends Unvaid.................... Due to Banks........................ Deposits SubJect to Check.......... Demand Certificates of Deposit..... 'I'_ime Certificates of Deposit......... Savings Deposits..................... Trust Funds on Deposit............. Cashier's Checks..................... Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabillties....................,
Total..................................$

15,000.00 none
1,000.00 none none
21,000.00 90,121.52 4,181.80 55,047 .ll
none none 32.46 none 9,000.00 none none none none none 195.38?.89

276

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE WOODBURY BANKINGCO.

President, .J. D. SUTTOX

Woodbury, Ga. Vice-President, J. W. WILLIA~IS
Cashier, S. P. WILBURN

RESOURCES:
~ime Loans and Discounts__________$ ~neimteadndSLtaoteasnsS-e-c--u-r-i-ti-e-s--_-_-__-_-_-_-_-_-_-_-_--_
si~~~ ~ ~~~~~~ ~~~~~iii3aiiii.:::::
Other Stocks and Bonds ___________ _ BF ua rnnkiitnugr eHaonuds eF. i_x_ t-u-r-e- -s-_-_-_-_-_-_-__-_-_-_-_-_- -_ Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
Apogseintetsd__ w, __it_h____A__p_p_r_o__v_e_d___R__e_s_e__rv_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _ CAhdevcaknscefsoronClOeatrhienrgCHoonudsieti_o__n_s_._._._._. _. Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e__p_t_a_n_c__e_s_.._ Other Assets_________________________ _
TotaL-----_----------------------------$

128.550.06 18,266.40
none none none none none 3,736.73 none none
40,112.57 228.72
8.871.38 none 984.52 999.66 none none none
201,750.04

LIABll.ITIES:
Capital Stock Paid in---------------S Amount Reserved for Branches ____ _ Surplus. __________ ---. ____ -----------Undivided Profits..----------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit____ _ Time Certificates of Deposit________ _ TSaruvisntgFsuDnedpsoosnitsD--e-p-o--s-i-t-_-__-_-_-_-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaaynadbBleil.l.s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed... -----------------Other Liabilities... --------------- __ _
TotaL .. ____ ------- ____ -------- _______$

23,400.00 none
10,000.00 12,917.23
none none 83,124.34 none 69,950.95 none 2,000.00 357.52 none none none none none none none 201,750.04

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

THE FARMERS BANK

President, H. E. PARKER

Woodcliff, Ga. Vice-Presidents, W. H. COHEK, H. H. PARKER
Cashier, A. N. HILL

RESOURCES:

Time Loans and Discounts..........$ 46,760.77

DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _

none none none

BSOtatohncekkriniSngtoFHcekodsuesarean_ld_R_B_e_so_e_n_rdv__es___B____a__n___k____-__-__-__-__--__
Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _

none none 850.00 1,150.00 1,438.20

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents.-------------------------____

3,659. 79

Due from Other Banks______________

29.63

Advances on Cotton_________________

none

Advances on Other Commodities....

none

Checks for Clearing House__________

748.65

Other Checks and Cash Items......

none

Letters of Credit and Acceptances.. Overdrafts (if any)___________________

none none

Other Assets--------------------------- - - -7.-00

Total-------------------------- ________$ 54.644.04

LIABll.ITIES:
ACampoituanltSRtoescekrvPeadidfoirn-B-r--a-n-c--h-e-s--_-_-_-_-_S SUunrdpilvuids.e.d__P_r__of_i_ts--. -_.________-_-_-_-_-_____-_-_-_-____ __ Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check---------Demand Certificates of Deposit..... Time Certificates of Deposit _______ _ Savings Deposits--------------------TCraushstieFru'snCdhseocnksD..e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------BNiolltsesPaanyadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e-d--.-_-_-__-_--_ Letters of Credit and Acceptances.Reserve for Interest and Taxes_____ _ BOothnedrs LBioarbrioliwtieeds _-_-_-_-_-_-_-_-_-_--..--_-,--------------
Total. __ --_---------_---------------- ..$

25,000.00 none none 1.07 none none
12.120.19 none
7.448.92 none none 213.87 none
9.859.99 none none none none none
54,644.04

DEPARTMENT OF BANKING

277

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

WOODLAND BANK

President, S..F. WOODALL

Woodland, Ga. Vice-Pre.sidents, H. T. WOODALL, W. W. COLLIER Cashier, M. H. KING

RESOURCES:

Time Loans and Discounts....------$ 53,267.81

Demand Loans...................

3.. 600.51

United States Securities............ .

none

State of Georgia Bonds..............

none

stock in Federal Reserve Bank......

none

Other Stocks and Bonds............

none

Banking House......................

2,000.00

Furniture and Fixtures..............

1.500.00

Other Real Estate Owned...........

none

Due from Federal Reserve Bank.... .

none

Cash in Vault and Amounts De-

I>Osited with AI>I>roved Reserve

Agents..............................

37,150.41

Due from Other Banks.............. Advances on Cotton.________________

none 2.097.01

Advances on Other Conditions......

393.41

Checks for Clearing House..........

none

Other Checks and Cash Items......

477.05

Letters of Credit and Accei>tances..

none

Overdrafts (if any)...................

none

Other Assets..........................- - - -none

TotaL........................$ 100,486.20

LIABILITIES: Cai>ital Stock Paid in...............$ Amount Reserved for Branches... SU!IllUS......... ----.-.-.----- ... ----Undivided ProfitS-------------------Dividends Uni>aid-------------------Due to Banks-------------------- Dei>osits Subject to Check......... . Demand Certificates of Dei>OSit.... . Time Certificates of Dei>osit......... Savings Dei>OSits.................... . Trust Funds on Dei>osit........... Cashier's Checks..................... Certified Checks.................. Bills Payable....................... Notes and Bills Rediscounted...... Letters of Credit and Accei>tances.. Reserve for Interest and Taxes... Bonds Borrowed.---------- Other Liabilities...................
Total..................................$

15,000.00 none
10,000.00 1.615.06
115.20 none 57,416.33 none 16.140.03 none none 199.58 none none none none none none none 100,486.20

STATEMENT

Showing Condition at Olose of Business December 31, 1924

of the

BANK OF WOODSTOCK

President, J. H. JOHNSTON

Woodstock, Ga. Viee-l'resident, S. L..JOHNSTON
Cashier, W. L. DuPREE

RESOURCES:

Time Loans and Discounts..........$ 52,077.37

Demand Loans------------------

11,937.92

United States Securities.............

550.00

State of Georgia Bonds..............

none

Stock in Federal Reserve Bank......

550.00

Other Stocks and Bonds.............

none

Banking House.......................

3,168.83

Furniture and Fixtures..............

2,430.61

Other Real Estate Owned...........

1,500.00

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts De-

posited with AI>I>roved Reserve

Agents..............................

72,556.64

Due from Other Banks..............

none

Advances on Cotton.................

none

Advances on Other Commodities..

none

Checks for Clearing House..........

none

Other Checks and Cash Items......

none

Letters of Credit and Accei>tances.

none

Overdrafts (if any)...................

none

Other Assets..........................- - -no-ne

ToW------ ............$ 144.771.37

LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches..... Surolus............................... Undivided Profits.................... Dividends Uni>aid.................... Due to Banks......................... Deposits Subject to Check.......... Demand Certificates of Dei>osit... Time Certificates of Dei>osit...... Savings Deposits..................... Trust Funds on Deposit..... Cashier's Checks..................... Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted...... Letters of Credit and Accei>tances. Reserve for Interest and Taxes. Bonds Borrowed------------------ Other Liabilities.....................
Total. ................ $

25,000.00 none
15,000.00 715.09 none none
94,547.51 none
9,499.27 none none 9.50 none none none none none none none
144.771.37

278

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close ofBusiness December 31,1924

of the

WOOLSEY BANK

President, R. P. MINTER

Woolsey, Ga. Vice-President, C. E. FORTSON
Cashier, W. L. BURCH

BESOUROES:

Time Loans and Discounts..........$ Demand Loans----------------------SUtnaitteedotSGtaetoersgSiaecBuornitdiess_._._._._._._.__._._._._. ._
Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-__-_-_--_-_ Furniture and Fixtures_____________ _
Other Real Estate Owned........... Due from Federal Reserve Bank----Oash in Vault and Amounts De-
:vosited with A:v:vroved Reserve Agents.. ---------------------------ADduveafnrcoems oOnthCeor tBtoann..k.s_._._._._._._._._._._._._._. Advances on Other Commodities.... Checks tor Clearing House.......... Other Checks and Cash Items...... LOOevttheteredrrrsAaofstfsseCt(sri.fe.da_ni_yt_)_a___n___d____A____c__o__e__:__v___t_a___n__c__e__s__.__.

58,369.97 259.50 none none none 300.00
1.406.82 1.798.00 14.260.41
none
11,696.28 9n8o7.n4e7 none 103.93 474.02 32n24o61..n3545e

'Total__________________________________-$--9-0.-2-24-.2-9

LIABILITIES: Ca:vital Stock Paid in----------------$ Amount Reserved tor Branches. SUunrd:vivluids.e.d..P.r-o--f-it-s-.-..-.-.-.. .--.-........-.-.-.-.-.--.-. Dividends Unoaid-------------------Due to Banks------------------------Deoosits SubJect to Check.......... Demand Certificates ot Deoosit..... Time Certificates ot De:vosit......... Savings Deoosits--------------------Trust Funds on Deoosit............. Cashier's Checks--------------------Certified Checks....... ----------- .... B1lls PaYable------------------------Notes and Bills Rediscounted....... Letters of Credit and Acce:vtances.. Reserve for Interest and Taxes..... Bonds Borrowed---------------------Other Liab111ties---------------------
Total----------------------------------$

15,000.00 none
10,000.00 3,388.58
none none 25.167.08 none 25,679.31 none none
7.95 none 10,1181.37 none none none none none 110.224.29

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

THE CITIZENS BANK

President, GEO. S. FARMER

Wrens, Ga. Vice-Presidents, A. J. HOWARD, 0. G. FLORENCE,

T. C. ELLIS

Cashier, JAS. L. WIMBUEN

RESOURCES:

Time Loans and Discounts.........$ Demand Loans----------------------United States Securities------------State ot Georgia Bonds............ Stock in Federal Reserve Bank...... Other Stocks and Bonds------------BFuarnnkiitnugreHaonudseF-.-I-.I-t-u-r-e-s-.-.-.-.-.-.-.-.-.-.-.-.-.--. Other Real Estate Owned........... Due trom Federal Reserve Bank... Cash in Vault and Amounts De-
:vosited with AI>oroved Reserve Agents.......... ------- ______ ----- __ . DAduveafnrcoems oOnthCeorttBona._n__k_s_._._._._.._._._._.._._._.

96,790.56 3,736.15
none none none 850.00 2,000.00 2,100.00 23,016.65 none 11,882.88 1,3n7o9.n43e

Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items...... LOevteterdrsraofftsC(rief danity)a_n__d__A__c_c_e_:_v_t_a_n_c_e_s_._.

none 6,587.40
none nnoonnee

Other Assets--------------------------- - -269-.25
Total............ -------- .. __ ---- ......$ 148,612.32

LIABILITIES: Ca:vital Stock Paid in.. _____________$ Amount Reserved tor Branches.. Sur:v1us. _...... __ --....... ____ ...Undivided Profits-------------------Dividends Un:vaid-------------------Due to Banks-----------------------Deoosits SubJect to Check.. -------Demand Certificates of De:vosit..... Time Certificates of De:vosit........ TSarvuisntgFsuDnedosoosintsD..e-:-v-o-s-i-t-.-.-.-.-.-.-.-.-.-.-.-.-. Cashier's Checks--------------------Certified Checks---------------------B1lls Payable.. ----------------------Notes and B1lls Rediscounted....... Letters of Credit and Acceotances. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liab111ties.-. --"------ ---------
Total....-..--- ..-------..-... -.---..$

25,000.00 none
10,000.00 1,470.41
none none 55,068.28 3,339.70 31,315.51 none 968.02 233.08 none 21,217.32 none none none none none 148.612.32

l

DEPARTMENT OF BANKING

~79

STATEMENT

Showing Condition at Close of Business December 31, 192-i

of the

WRENS BANK

President, ALEX AVERA

Wrens, Ga. Vice-President, J. M. ADAMS
Cashier, H. HUCKABEE

RESOURCES:

Time Loans and Discounts.________$ 59,673.40

DUenmiteadndSLtaotaens sS-e--c-u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_

2.085.00 none

State of Georgia Bonds--------------

none

Stock 1n Federal Reserve Bank-----Other Stocks.-----------------------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_

none 3, 750.00 2,000.00 2,200.00

DOutheefrroRmeaFl eEdsetraatleROewsenrveed-B--a-n--k-.-.-_-_-

none none

Cash 1n Vault and Amounts De-

IJosited with AIJIJroved Reserve

Agents._----------------------------

13,347.67

ADduveafnrcoems oOnthCeorttoBna_n__k_s_-_-_-_-_-_--_-_-_-_-_-_-_-

nnoonnee

Advances on Other Commodities....

none

Checks for Clearing House__________

ll4.89

Other Checks and Cash Items______

none

Letters of Credit and AcceiJtances..

none

Overdrafts (it amr>-------------------

142.07

TOothtaelr__A__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -1-1081,,03-3474..-5418

LIABILITIES:
CaiJital Stock Paid tn..... ----------$
Amount Reserved for Bl't\llches. ---SUIIJlus.. -----------------------Undivided Protlts. ------------------Dividends Uni>aid-------------------Due to Banks..---------------------DeiJosits Subject to Check.. -------Demand Cert1t1cates of DeiJoslt..... Time Certiticates of DeiJoslt... ----Savings DeiJosits.................... . Trust Funds on DeiJos1t------------Cashier's Checks--------------------Certttied Checks..................... Bills Payable....--------------------Notes and Bills Rediscounted------Letters of Credit and AcceiJtances.: Reserve for Interest and Taxes... BOothnedrs LB1oabrr1o11wtieeds.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.--.
Total---------------------------------$

15.000.00 none
4,000.00 1.633.40
192.00 none 4l,l04.02 none 26,580.96 none none 337.13 none 12,500.00 none none none none none 101,347.51

President,

STATEMENT Showing Condition at Close of Business December 31, 192-i
of the BANK OF WRIGHTSVILLE
Wrightsville, Ga. Vice-President, J. H. ROWLAND
Cashier, R. L. KENT

RESOUROES:

Time Loans and Discounts----------$ ll6,650.0l

Demand Loans-----------------------

16,573.83

United States Securtties-------------

35,948.34

State of Georgia Bonds--------------

none

Stock 1n Federal Reserve Bank

none

Other Stocks and Bonds-------------

450.00

Banking House-----------------------

4,000.00

FOuthrneirtRureealaEndstFatiextOurwens-e-d-.-.--.-.-.-.---.--

1,848.07 800.00

Due from Federal Reserve Bank.....

none

Cash 1n Vault and Amounts De-

IJOSited with AIJIJroved Reserve

Agents.............................. 121,413.39

Due from Other Banks.. -----------' Advances on Cotton................

none 34,959.19

Advances on Other Commodities....

none

Checks for Clearing House..........

28,932.07

Other Checks and Cash Items......

none

Letters of Credit and Acceptances..

none

Overdrafts (it any)...................

none

Other Assets..........................- - - -no-ne

Total.......--.--.--.-...-...--...$ 361,574.90

LIABILITIES: CaiJital Stock Paid tn...............$ Amount Reserved for Bl't\llches.... SUIIJlus. _............................. Undivided Profits.................... Dividends Unpaid-------------------DDeuieJotsoitBs aSnukbsj.e.c.t.t-o--C--h-e--c-k-.-.-.-.-.-.-.-.-.-.Demand Cert1t1cates of DePOSit..... Time Cert1t1cates of Deposit....... TSarvuisntgFsuDnedisJoosnitsD-e-p-o--s-i-t-.-.-.-.-.-.-.-.-..-.-.--. Cashier's Checks..................... Cert1t1ed Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances Reserve for Interest and Taxes...... Bonds Borrowed..................... Other L1ab111t1es.....................
Total.......... _.......... ------ ...$

25,000.00 none
50,115.72 2,000.00
none none 220,440.45 none 63,798.56 none none 220.17 none none none none none none none 361,574.90

280

FIFTH ANNUAL REPORT

STATEMENT

Showing Condition at Close of Business December 31,1924

of the

EXCHANGE BANK OF WRIGHTSVILLE

Wrightsville, Ga. President, P. B. BEDINGFIELD
Cashier, E. E. DALEY

Vice-President, E. E. DALEY

RESOUROEB:

Time Loans and Disoounts..........$ 181,486.62

Demand Loans...................

33,771.83

United States Securities.......:....

150.00

State of Georgia Bonds...........

none

Stock in Federal Reserve Bank......

none

Other Stocks and Bonds............

450.00

Banking House......................

9,000.00

FOuthrneirtuRreealaEndstFatiextOuwrense.d.........-.-.----.-.

none
9,380.39

Due from Federal Reserve Bank....

none

Oash in Vault and Amounts De-

posited with Approved Reserve

Agents............................

96,119.76

Due from Other Banks............

none

Advances on Cotton.................

9,372.96

Advances on Other Commodities....

9,474.17

Checks for Clearing House..........

2,523.04

Other Checks and Cash Items......

194.05

Letters of Credit and Acceptances..

none

Overdrafts (if any)

none

Other Assets.....................- - - -no-ne

TotaL. __ .... __ . _....... _.... _....$ 351,922.82

LIABILlTIES: Capital Stock Paid in...............$ Amount Reserved for Branches... Surplus.......................... Undivided Profits............... Dividends Unpaid................ Due to Banks...................... Deposits SubJect to Check...... Demand Certificates of Deposit..... Time Certificates of Deposit..... Savings Deposits................ Trust Funds on Deposit........... Cashier's Checks................. Certified Checks...................... Bills Payable......................... Notes and Bills Redisccunted....... Letters of Credit and Acceptances.. Reserve tor Interest and Taxes...... Bonds Borrowed..................... Other Liabllities.....................
Total..................................$

35,000.00
none
35,000.00 3,775.57
none none
235,043.84
none
40,241.05
none none
428.44
none none none none none none
2,433.92
351,922.82

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

FARMERS BANK

President, W. H. RALEY

Wrightsville, Ga. Vice-President, R. R. MARTI~
Cashier, R. B. BRYAN

RESOURCES:

Time Loans and Discounts..........$ 73,313.04

Demand Loans.......................

14,099.06

United States Securities.............

3,750.00

State of Georgia Bonds............. .

none

Stock in Federal Reserve Bank......

none

Other Stock and Bonds.............

none

Banking House.......................

7,000.00

Furniture and Fixtures..............

4,000.00

Other Real Estate Owned...........

4,000.00

nue from Federal Reserve Bank.... .

none

Oash in Vault and Amounts De-

posited with API>roved Reserve

Agents . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

17,888.74

Due from Other Banks..............

none

Advances on Cotton.................

none

Advances on Other Commodities....

none

Checks for Clearing House..........

none

Other Checks and Cash Items......

494.56

Letters of Credit and Accei>tances..

none

Overdrafts (if any)...................

none

Other Assets..........................- - - -no-ne

Total..................................$ 124,545.40

LIABILITIES. Cai>ital Stock Paid in...............$ Amount Reserved for Branches..... Surplus .............................. . Undivided Profits.................... Dividends Uni>aid.................... Due to Banks......................... Dei>osits SubJect to Check.......... Demand Certificates of Dei>osit..... Time Certificates of Dei>osit....... .. Savings Dei>osits..................... Trust Funds on Dei>osit............. Cashier's Checks..................... Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabllities.....................
Total..................................$

23,500.00
none none
1,029.89
none none
58,602.78
none
25,385.52
none none
1,319.04
none
11,558.17
none none none
3,150.00
none
124,545.49

l

DEPARTMENT OF BANKING

5!81

STATEMENT

Showing Condition at Close of Business December 31, 1924

of the

YATESVIJ.LE BANKING COMPANY

President, P. F. BROWN

Yatt'sville, Ga. Vice-President, H. P. EDWARDS
Cashier, R. D. HIGGINS

RESOURCES:

TDiemmeaLnodaLnosaannsd. _D__i_s_c__o_u_n__t_s_._.________________$

50.956.94 2,000.00

United States Securities-------------

none

SSttoactek oinf GFeedoregraial RBeosnedrvs-e-B--a--n-k--_-_-_-__--_

none none

BOathnekrinSgtoHckosusaen.d___B__o_n__d_s_-_-_-_-_-_-_-__-_-_-_--_

none 2.000.00

FOuthrneirtRureealaEndstFatiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_

1,975.00 290.00

Due from Federal Reserve Bank-----

none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents._-------------------- .......

12.282.26

Due from Other Banks..............

9.50

Advances on Cotton................

11,255.81

Advances on Other Commodities....

1,121.41

Checks for Clearing House.........

329.49

Other Checks and Cash Items....

253.71

Letters of Credit and Acceptances.

none

Overdrafts (if any)................

429.78

Other Assets--------------------------- - - -no-ne

Total----------------------------.$ 82,903.90

LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved tor Branches.... SurplUS------------------------------Undivided Profits--------~---------- Dividends Unpaid-------------------Due to Banks------------------------DDeepmoasnitds CSeurbtjieficctattoesCohfeDckep--o-s-i-t-_-_-__--_ Time Certificates of Deposit--------Savings DepositS--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable. ___ --------------------LNeottteesrsanotdCBrielldsitRaenddiscAocucnetpetda-n-c-e--s-.- Reserve for Interest and Taxes-----Bonds Borrowed---------------------Other Liabilities._-------------------
Total... ------- ___ ._- . -. ___ --------- .$

17,500.00 none
3,500.00 3,747.86
none none 38,133.87 none 19,617.58 none none 404.59 none none none none none none none 82.903.90

STATEMENT

Showing Condition at Close ofBusiness December 31, 1924

of the

THE BANK OF ZEBULON

President, W. J. FRANKLIN

Zebulon, Ga. Vice-President, P.M. SULLIVAN
Cashier, C. R. GWYN

RESOURCES:

TDiemmeaLnodaLnosaannsd. _D__i_s_c__o_u__n_t_s_.__._._._._.__._.$ United States Securities____________ _

92,267.19 none
11,000.00

State of Georgia Bonds--------------

none

Stock in Federal Reserve Bank..... .

1.150.00

BOathnekrinSgtoHckosusaen_d___B_o__n_d__s_._._._.________________ __

1,951.02 10,000.00

Furniture and Fixtures--------------

4,500.00

Other Real Estate Owned-----------

3,360.00

Due from Federal Reserve Bank....

9,518.88

Cash in Vault and Amounts De-

posited with Approved Reserve

ADdAuvegafenrncotemss--oO-n-t-h-C-e-or-tB-t-oa-n-n-_k-_-s_-_.-_.-_.-_-_.-_.-_-___-__-__-__-__-__--__

44,227.05 none
4,134.40

Advances on Other Commodities...

none

Checks for Clearing House.........

none

Other Checks and Cash Items.....

1,807.96

Letters of Credit and Acceptances._

none

OOvtheerdr rAafstsse(tisf--R--n-Y-->----------------------------------

-

-

412.53
-no-ne

Total..--------.--...------------.$ 184,329.03

LIABILITIES:

Capital Stock Paid in. ______________$

Amount Reserved tor Branches ---

Surplus -----------------------------

Undivided Profits -------------------

Dividends Unpaid-------------------

Due to Banks-----------------------

Deposits Demand

CSeurbtjieficctattoesCoht eDcekp--o-s-i-t-.--.

.

Time Certiticates of Deposit......

TSarvuisntgFsuDnedpsoosintSD-e--p-o--s-i-t_-_-_-_-_-_-_-_-_-_-_-_--_

Cashier's Checks--------------------Certified Checks---------- Bills Payable...--------------------Notes and Bills Rediscounted...... Letters ot Credit and Acceptances.. Reserve tor Interest and Taxes.... Bonds Borrowed._ .. ------------ Other Liabilities... -------

Total.... ------------- .. -- ..........$

25,000.00 none
12,500.00 4,345.55
none none 92,314.24 none 37,696.72 none 12,010.37 462.15 none none none none none none none 184,329.03

l

282

FIFTH ANNUAL REPORT

CONSOLIDATED STATEMENT OF STATE BANKS AND TRUST COMPANIES OF GEORGIA AS OF DECEMBER 31, 1924.
(Only Trust Companies having banking powers and privileges under supervision of this Department.)

RESOURCES
L~'!"a!dal~a~~~-l_=.~~~~~-n-ts:.~:::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::: ~f'i:~~~~~~~~~--~=::~::=:::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::

MDruaninicaigpealDBiosntdrsi-c-t---B---o--n--d--s-.-.-------------------------------------------------------------------------------------------------------------------------------------~---------------------------------------------------------------
rS:t.art:e.~orf'lG~eros{r~g~ia~~B!'o:tnifd:ds~.~.-.~.:-=--:-:-~-=-:-:-~----~-:-:-:-:-:-:-:--:-:-:-:-:-:-:-:--:-:-:-:-:-:-:-:-:--:-:-:-:-:-:-:-:--:-:-:-:-:-:-:-:--:-:-:-:-:-:-:-:--:-:-:-:-:-:-:-:--:-:-:-:-:-:-:-:-:--:-:-:-:-:-:-:-:--:-:-:-:-:-:-:-

Stock in Federal Reserve----------------------------------------------------------------------------------------------------

Banking House-----------------------------------------------------------------------------------------------------------------------

Furniture and Fixtures.....--------------------------..--

............................. .

Other Real Estate Owned.________________________________________________________ --------------------------------------

Due from Federal Reserve Bank..------------------------------------------------- -------------------------------------Due from approved Reserve Agents in this State.....- .. ............................................. Due from approved Reserve Agents out of this State. ... . --------------------------------------Cash..---------------------------------------------------------------------------------------------------------------------------------------Due from other Banks in this State----------------------------------------------------------------------------------Due from other Banks in other States--------------------------------------------------------------------------Advances on Cotton------------------------------------ Checks for Clearing House---------------------------------------------------------------------------------------------------Other Checks and Cash Items---------------------------------------------------------------------------------------------COuvsetrodmraefrtss'___L__i_a__b__i__l_i_t_y____o__n___l_e__t_t__e_r__s___o__f___C___r_e__d__i_t___a__n__d___A___c__c__e__p__t_a__n__c__e_s____-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

Advances on Commodities other than cotton..----------------

Other assets not included above-------------------------------------------------------------------------------------------

Depositors' Guarantee Fund--------- ..................................................................

Mutual Fire Insurance Fund___________ ____

------------------------------------------

Profit and Loss________________________

---------------------------------------------------

TotaL__________________________ -----------------------------------------------------------------------------$

669 State Banks & Trust Companies in. eluding 46 Branches
188,970,012.11 19,546,!!71. 77 !!8,!!84,859.44 8,685. 734 .!!3 565,Ft0.54 1,860.00 110,89!!.!!0 758,858.7!! ll,894 ,035.06 614,850.00 7,718,887.!!1 !!,408,579.81 6,166,!!1!!.0!! 8,l!49,~97 .81 15,890,015.49 8,616 ,!!55 .59 6, 789,867.05 4,8!!7,876.88
1,986,136.7~
!!,927 ,947 .!!!! 3,789,343.35
677,840.44 !!,883,884.!t1
336,470.35 445,636.70 4,165,507.74
68,81!!.69 1,200.00
183,048.!!7
281,818,809.1~

LIABILITIES ACampoituanltSRtoecskervPeadidfoinr __B-r-a-n-c-h-e-s-..-..-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_- $
Surplus Fund..-----------------------------------------------------------------------------------------------------------------------Undivided Profits...---------------------------------------------------------------------------------------------------------------Dividends Unpaid....--------------------------------------------------------------------------------------------------------------Due to Banks in this State--------------------------------------------------------------------------------------------------Due to Banks in other States----------------------------------------------------------------------------------------------
~~i~~~~r~~~~;~:ft~~~:~~:~~~:::~~~~~~:::~:~:~~:~~:~~~:-~~~-~~:~~~:~~~:~~~~~~~~~~~~~:~~~:~~~~~:~~~~::~::~~ Call MoneY---------------------------------------------------------------------------------------------------------------------------

81, !6!8901,,060800..0000
15 , 566 , 947 . 48 5 , 84!! , 992. 09
866 ,!!37 . 41 IS, 840,368. 77 6, 811 , 806.06
;! 962,500.00
~iii~~!~~~

~~~h~e~~n~he~k~~:.-~-~~:-~==~-~=:::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::

~: :~~: ~i~: ~~

Certified Checks..-------------------------------------------------------------------------------------------------------------------Bills Payable to Banks in this State..-------------------------------------------------------------------------------Bills Payable to Banks in Other States---------------------------------------------------------------------Bills Payable to Federal Reserve Bank.-------------------------------------------------------------------------Notes and Bills Rediscounted with Federal Reserve Bank.-------------------------------------------Notes and Bills Rediscounted with Other Banks in this State.........------------------------------Notes and Bills Rediscounted with Other Banks in other States.....------------------------------
~:.~~t~::~; Ih~~:.~t~~4~::~~~~~~~-~~-~~~~~~~~=:::::::::::::::::::::::::::::::::::::::::::::::::::::::
Bonds Borrowed._____________________________________________________________________________________________________________________ Other Liabilities not included above___________________________________________________________________________________

178,680.58 3,827 ,996.79 8 ,l!36, 878.77
!80, 907. 1!! 4,912,555.85
888,486.00 741,0111.99
l!. mJu :r: 127,850.00
l! ,28!! ,llO. 76

War

Finance-T--o---t-a--L---_-_-_-_-_-_-_-_-_-_-_-_---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------1 -$

-

- - -50-6,9-09.-94 281,818,809.1~

-

l

DEPARTMENT OF BANKING
STATEMENT OF NATIONAL BANKS IN GEORGIA Showing Condition at the Close of Business. December 31, 1924 (93)

RESOURCES

Loans and Discounts _______________________________________________ $ 123,525,000.00

Overdrafts__________________________________________________________

213,000.00

Customers Liability Account of Acceptances_______________________

727,000.00

United States Government Securities Owned______________________ 14,924,000.00

Other Bonds, Stocks, Securities, etc._______________________________ 4,581,000.00

Banking House, Furniture and Fixtures___________________________ 6,206,000.00

Other Real Estate Owned___________________________________________ 2,368,000.00

Lawful Reserve with Federal Reserve Banks_______________________ 9,674,000.00

Items with Federal Reserve Banks in Process of Collection________ 6,565,000.00

Cash in Vaults and amount due from National Banks_____________ 18,601,000.00

Amount due from State Banks, Bankers, and Trust Companies___ 12,694,000.00

Exchange for Clearing House_______________________________________ 2,560,000.00

Checks on Other Banks in the Same Place_________________________

349,000.00

Outside Checks and Other Cash Items_____________________________ 1,152,000.00

Redemption Fund and Due from United States Treasurer_________

492,000.00

Other Assets________________________________________________________

711,000.00

$ 205,342,000.00

LIABILITIES

Capital Stock Paid In_______________________________________________ $ Surplus Fund______________________________________________ _______ _ Undivided Profits, Less Current Expenses, etc. ___________________ _ Reserve for Taxes, Interest, etc., accrued_________________________ _ National Bank Notes Outstanding ________________________________ _ Amount Due to Federal Reserve Banks____________________________ _ Amount Due to National Banks___________________________________ _
Amount Due State Banks, Bankers, and Trust Companies ________ _ Certified Checks Outstanding_____________________________________ _ Cashier's Checks Outstanding ____________________________________ _ Demand Deposits __________________________________________________ _
Time Deposits, Including Postal Savings Deposits_________________ _ United States Deposits ____________________________________________ _
United States Government Securities Borrowed___________________ _ BBiolnlsdPsaaynadblSee_c_u__r_it_i_e_s__O__t_h_e_r__t_h_a__n__U__n_i_t_e_d__S_t_a_t_e_s__B__o_r_r_o_w__e_d________________ __
Notes and Bills Rediscounted _____________________________________ _
Acceptances Executed for Customers Less those Purchased______ _ Acceptances Executed by Other Banks____________________________ _ Other Liabilities ___________________________________________________ _

16,190,000.00 11,441,000.00 3,444,000.00
276,000;00 9,666,000.00
42,000.00 10,419,000.00 14,338,000.00
120,000.00 848,000.00 83,315,000.00 48,566,000.00 1,750,000.00 539,000.00
80,000.00 1,626,000.00 1,948,000.00 ,597,000.00
130,000.00 27,000.00

$ 205,342,000.00

l

-284

FIFTH ANNUAL REPORT

COMBINED STATEMENT OF STATE BANKS, TRUST COMPANIES AND NATIONAL BANKS
559 State Banks and Trust Companies, Including 45 Branches, Showing Condition Dec. 31, 1924, and 93 National Banks, Showing Condition Dec. 31, 1924.

RESOURCES

Loans and Discounts _______________________________________________ $ 310,276,143.32

U.S. Bonds and Securities Owned__________________________________ 18,559,734.23 Other Stocks and Bonds____________________________________________ 18,026,117.52

Banking House and Furniture and Fixtures_______________________ 16,333,466.52 Other Real Estate Owned__________________________________________ 8,534,212.02

Due From Federal Reserve Bank___________________________________ 17,923,297.81

Due From Other Approved Reserve Agents and Cash in Vaults____ 49,897,138.13 Due From Other Banks_____________________________________________ 19,457,513.60 Checks for Clearing House_________________________________________ 13,213,343.35

Other Checks and Cash Items-----------------"-------------------Letters of Credit and Acceptance~-________________________________ Overdrafts__________________________________________________________ OtherAssets________________________________________________________

1,829,840.44 3,610,884.21
549,470.35 8,944,647.62

$ 487,155,809.12

LIABILITIES

Capital Stock Paid In _______________________________________________$ 48,161,630.00

Suplus Fund_________________________________________________________ 27,007,947.48
UndividedProfits___________________________________________________ 9,286,992.09 Due to Banks_______________________________________________________ 44,451,169.83

Deposits Subject to Check_________________________________________ 176,137,495.40 Saving Deposits____________________________________________________________________ _

Certificates of Deposits_____________________________________________ Trust Funds on Deposit____________________________________________ Cashiers Checks____________________________________________________ Certified Checks____________________________________________________
Bills Payable________________________________________________________
Notes and Bills Rediscounted_______________________________________
Letters of Credit and Acceptances_________________________________ O~her Liabilities____________________________________________________

140,744,881.60 3,912,477.36 2,298,215.16 273,630.58
9,428,187.62
8,673,043.34
3,477,415.16 13,302,723.50

$ 487,155,809.12

l

DEPARTMENT OF BANKING

'!85

BANKS IN POSSESSION OF THE SUPERINTENDENT OF BANKS (Seventy-Nine)

NAME OF BANK

LOCATION DATE CLOSED

Commercial City Bank________________________ Americus__________ Jan. 3, 1921 Union Banking Company_____________________ Alamo _____________ Sept. 17, 1921 Merchants Bank______________________________ Augusta __________ Oct. 27, 1921 Bank of Ambrose _____________________________ Ambrose __________ Nov. 16, 1921 Citizens Bank_________________________________ Alston ____________ Dec. 13, 1921
Atlanta State Savings Bank__________________ Atlanta ___________ Jan. 14, 1922 Bank of Rockledge ____________________________ Adrian ____________ Jan. 24, 1922 Baxley Banking Company_____________________ Baxley ____________May 26, 1922 Farmers & Marchants Bank __________________ Berlin_____________ Nov. 16, 1921 Bishop Banking Company____________________ Bishop____________ Dec. 23, 1924 Farmers Bank_________________________________ Bogart_ ___________ March I, 1924 Farmers Bank_________________________________ Bowman __________ May 25, 1921 Citizens Bank_________________________________ Blackshear________ Dec. 27' 1921 Farmers & Merchants Bank__________________ Cumming_________ Jan. 7, 1922 Bank of Franklin County_____________________ Carnesville________ Feb. 9, 1924 Farmers & Merchants Bank__________________ Clyo_______________ Jan. 20, 1921 Planters Bank________________________________ Carlton___________ March 18, 1924 Bank of Chamblee____________________________ Chamblee_________ March I, 1922 Farmers Bank_________________________________ Climax ____________ Nov. 12, 1924 Farmers Bank_________________________________ Crawford _________ Oct. 25, 1923 Citizens Bank_________________________________ Douglas___________ Nov. 3, 1921 Bank of Dublin_______________________________ Dublin____________ Nov. 19, 1920 Bank of Dallas________________________________ Dallas _____________Dec. 2, 1920 Bank of Donalsonville ________________________ Donalsonville_____ Nov. 20, 1924 Farmers & Merchants Bank __________________ Duluth____________March 4, 1924 Bank of Eatonton ____________________________ Eatonton _________Sept. 17' 1921 Citizens Bank_________________________________ Eatonton _________ Jan. 12, 1922 Farmers & Marchants Bank __________________ Eastman__________ Jan. 30, 1922 Bank of Campbell County____________________ Fairburn__________ Apr. 2, 1924 Bank of Flowery Branch______________________ Flowery Branch __ Jan. 30, 1924 Exchange Bank_______________________________ Fort Valley _______ July 17, 1924 Peoples Bank_________________________________ Gordon ___________ Aug. 3, 1921 Bank of Godfrey______________________________ Godfrey___________ Feb. 7, 1921 Bank of Grayson______________________________ Grayson __________ June 7, 1924 Bank of Gillsville _____________________________ Gillsville __________ Dec. 14, 1922 Bank of Gough_______________________________ Gough____________March 14, 1923 Effingham County Bank______________________ Guyton___________ April 10, 1924 Peoples Bank_________________________________ Hamilton _________ Oct. 21, 1920 Evans County Bank __________________________ Hagan ____________ Jan. 1, 1921 Citizens Bank_________________________________ Helena____________ Dec. 10, 1924 Jesup Banking Company_____________________ Jesup _____________ Nov. 20, 1920 Liberty Banking Company____________________ Ludowici__ ________ Oct. 31, 1921 Bank of Lilburn ______________________________ Lilburn ___________ Dec. 11, 1922 Bank of Lawrenceville________________________ Lawrenceville_____ Jan. 4, 1923 Bank of Lovett________________________________ Lovett ____________ Feb. 18, 1924 Merchants & Miners State Bank______________ McCaysville_______ Nov. 12, 1921 Bank of Mauk_________________________________ Mauk _____________ Oct. 16, 1920 Peoples Bank _________________________________ Mansfield_________ Jan. 11' 1921 Marietta Trust & Banking Co. _______________ c Marietta__________Feb. 4, 1922 Morgan County Bank_________________________ Madison___________ Dec. 9, 1922 Bank of Morgan_______________________________ Morgan ___________ Aug. 17, 1923 Berrien County Bank_________________________ Nashville__________ Dec. 8, 1920 Bank of Newborn_____________________________ Newborn__________ Feb. 6, 1924 Farmers Bank_________________________________ Nicholls ___________ Apr. 28, 1923 Bank of Gwinnett ____________________________ Norcross __________ Oct. 12, 1923

l

FIFTH ANNUAL REPORT

NAME OF BANK

LOCATION DATE CLOSED

Odum Banking Company_____________________ Odum_____________ Nov. Exchange Bank_______________________________ Oakfield __________ Dec.

18, 1920 12, 1921

Citizens Bank_____ ------------- _______________ Ocilla_____________ Oct. Bank of Pavo _________________________________ Pavo ______________Sept.

24, 1921 26, 1924

Pearson Banking Company___________________ Pearson ___________ Nov. Peoples Bank ______________________________ __ Rebecca___________ Jan.

18, 1924 17, 1921

Oglethorpe Savings & Trust Company________ Savannah_________ Feb. 18, 1922

American Bank & Trust Company ___________ Savannah_________ Oct. 27, 1921

Peoples Bank_ ________________________________ Savannah ________ Dec. 20, 1921

Commercial Bank_____________________________ Savannah_________ Dec. 17, 1921

Bank of EmanueL ____________________________ Swainsboro _______ Nov. Bank of Sparta _______________________________ Sparta____________ Apr.

18, 1921 25, 1921

Sparta Savings Bank__________________________ Sparta ____________Nov. 3, 1924

Stone Mountain Bank ________________________ Stone Mountain __ Apr. 25, 1921

Planters Bank ________________________________ Stillmore__________ Oct. 27, 1924

Bank of Shady Dale ___________________________ Shady Dale _______ Oct. 3, 1921

Bank of Shiloh________________________________ Shiloh_____________ Dec. 10, 1923

Walton County Bank _________________________ Social Circle ______ March 13, 1923

Scott Banking Company______________________ Scott______________ March 30, 1923

Jefferson County Bank_______________________ Wadley ___________ Dec. 3, 1921

Citizens Bank_________________________________ Waverly Hall ______ Jan. 8, 1921

Farmers & Merchants Bank __________________ Warthen __________ Apr. 29, 1924

North Georgia Trust & Banking Co. _________ Winder____________ Dec. 8, 1924

Exchange Bank_______________________________ Valdosta __________ Jan. 30, 1924

BANKS RE-INSTATED BY THE SUPERINTENDENT OF BANKS (Five)

NAME OF BANK

LOCATION

DATE CLOSED

Butler Banking Co. _________________ Butler_ _______ Aug. 1, 1924 Bank of Camilla_____________________ Camilla _______ Jan. 5, 1924 Farmers Bank_______________________ Canon ________ Feb. 6, 1924 Citizens Bank_______________________ Cordele _______ Jan. 2, 1924
Commercial Bank___________________ Unadilla ______ Jan. 7, 1924

DATE REINSTATED
Dec. 4, 1924 July 14, 1924
May 7, 1924 Aug. 14, 1924 Nov. 12, 1924

TOTAL DIVIDENDS PAID TO CREDITORS OF BANKS IN POSSESSION OF THE SUPERINTENDENT OF BANKS.
Excluding Collections Made on Pledged Collateral By Liquidating Agents and Off-Sets Allowed.

NAME OF BANK

LOCATION

AMT. PAID

Commercial City Bank________________________ Americus _________ $ Union Banking Company _____________________ Alamo ____________ _ Merchants Bank______________________________ Augusta _________ _ Bank of Ambrose ______________________________ Ambrose _________ _ Citizens Bank _______________________________ Alston __________ _
Atlanta State Savings Bank __________________ Atlanta __________ _
Farmers & Merchants Bank __________________ Berlin____________ _ Farmers Bank_________________________________ Bowman _________ _
Bank of Benevolence _________________________ Bevenolence _____ _ Citizens Bank _________________________________ Blackshear_______ _

10,605.76 3 ,561. 73 695,178.19
7,957.03 410.47
15,603.13 29,509.59 21,191.16 3,070.18 71,020,79

DEPARTMENT OF BANKING

NAME OF BANK

LOCATION

AMT. PAID

Baxley Banking Company_____________________ Baxley ___________ _ Farmers Bank_________________________________ Bogart..... _.. __ ._ Butler Banking Company_____ . _______________ Butler ___________ _
Farmers & Merchants Bank. __________ .. _. __ . Cumming. _______ _ Farmers & Merchants Bank__________ ._._._._ Clyo... _. _. ____ . __ _ Bank of Chamblee._. _____ ._._. ______ .. _______ Chamblee.... ___ ._ Farmers Bank.... _______ . _______________ . ___ . _ Crawford _____ . _.. Bank of Camilla.... __ .. ___________ . ___ . _______ Camilla._. ______ ._ Citizens Bank_______________________ . ____ ____ Cordele. _________ _
Bank of Franklin County_____________________ Carnesville _______ _ Planters Bank. __ . _______ . _____________ __ . ___ Carlton.. ________ _ Citizens Bank _________________________________ Douglas __________ _ Bank of Dublin______________ . ______ . _________ Dublin..... _. ___ ._ Bank of Dallas.. _____________ .________________ Dallas .. ________ __
Farmers & Merchants Bank. _________________ Duluth .. ________ _ Bank of Eatonton ____________________________ Eatonton ________ _ Citizens Bank..... ____ .. ____ ._. _______________ Eatonton._. ____ __ Merchants & Farmers Bank.. ________________ Eastman.. ______ __ Exchange Bank. ______________________________ Fort Valley ______ _ Peoples Bank _________________ ._._._ .. __ ._. ___ Gordon._ .. ______ _ Bank of Godfrey______ . __ . ___ .. _. _____________ Godfrey. ________ . Bank of Gillsville. __ . ____ ._._ ... ______________ Gillsville.. ___ . ___ _ Effingham County Bank_________________ .. __ . Guyton _________ __ Peoples Bank. __________ . ___ .. __ .. ____ .... ___ . Hamilton .. ______ . Evans County Bank __________________________ Hagan ___________ _ Jesup Banking Company_. ____ . ______________ Jesup___ . ___ ._. __ _ Liberty Banking Company____________________ Ludowici. ________ _ Bank of Lilburn ____ .._________________________ Lilburn __________ _ Bank of Lawrenceville ________________________ Lawrenceville.. _..
Merchants & Miners State Bank_____ .. ____ .. ___ McCaysville.... __ _ Peoples Bank... _. ______ .. __ ._. _______________ Mansfield ________ _ Bank of Mauk _________________________________ Mauk ____________ _
Marietta Trust & Banking Company ___ . _____ Marietta. ________ _ Morgan County Bank __ .. ____ . __________ .. __ Madison_________ __ Bank of Morgan... _________________ . __________ Morgan. ___ . _____ _
Bank of Newborn----------------------------- Newborn.. _______ _ Berrien County Bank _________________________ Nashville ________ __ Farmers Bank.. ______ ._ .. _____________ . _______ Nicholls .. _______ _ Bank of Gwinnett ____________________________ Norcross ________ __ Odum Banking Company_____________________ Odum. ___________ _ Exchange Bank .... ________ . ________________ ._ Oakfield... ___ . __ _ Citizens Bank.... _____________________________ Ocilla _____ ..... _._ Peoples Bank ______________ .. __ . __ . __ . ___ .. ___ . Rebecca_________ __
Oglethorpe Savings & Trust Company________ Savannah_______ __ American Bank & Trust Company____________ Savannah ., ____ __ Peoples Bank. ____ . __ . ______ . __ . _____ . ___ . _____ Savannah.. __ ~ __ ._ Commercial Bank.. _. ____ . __ . _______________ ._ Savannah ___ ._. __ . Bank of EmanueL ____________________________ Swainsboro. __ .. __ Sparta Savings Bank... ______________________ Sparta _______ .. __ Bank of Sparta. ________ .. _...... __ __ _ __ __ _ Sparta . _. __ _ Stone Mountain Bank. ________________________ Stone Mountain __ Bimk of Shady Dale __________________________ Shady Dale ______ _ Walton County Bank _________________________ Social Circle ____ __ Exchange Bank ___ . ______ . ____________________ Valdosta.. _______ _ Jefferson County Bank_______________________ Wadley __________ _
Citizens Bank_ ------------------------------- Waverly HalL ____ __ Farmers & Merchants Bank_. ____ . ___ . ___ . ___ Warthen. ___ . ____ _

56,830.50
5,555.35 8,484.18
40,838.96 20,317.64
459.62 6,039.91 14,918.75 18,899.64
55.64 6,207.59 35,604.40 24,021.47
56,729.71 9,309.20
13,794.87 2,351.27 84,454.27
10,026.32 7,991.16 11,821.40 18,193.22
17,575.85 8,421.55 21,816.34 14,900.27
8,368.06 1,426.45 13,504.53 19,232.98 10,675.15
5,417.87 333,700.12
7,163.47 3,278.40
50.41 27,073.31
388.54 4,551.57
6,104.37 8,490.15 3,475.13
4,962.95 385,803.58
99,203.55 105,443.15 371,015.19 44,680.87
5,140.39 20,272.68
13,110.44 14,567.00 69,127.47
16,877.87 15,480.27 28,894.75
70.60

$ 3,021,278.38

l

288

FIFTH ANNUAL ltEPORT

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
BANK OF ROCKLEDGE Adrian, Ga.

RESOURCES:

Time Loans and Discounts__________ $ Demand Loans ---------------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank..... . Other Stocks and Bonds------------

19,787.48
none none none none none

BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned ---------Due !rom Federal Reserve Bank..... Oash in Vault and Amounts De-
vosited with AI>vroved Reserve

1.000.00 500.00
none none

Agents-----------------------------ADduveafnrcoems oOnthOeorttBona_n__k_s_-_-_-_-_-_--_-_-_-_-_-_-_-

none no2.n4e0

Advances on Other Commodities.... Ohecks for Olearing House__________

none none

OOvtheerdr rOafhtesc(k1s! aannyd)__O__a_s_h__I_t_e_m__s_._._._.._._.

142.45 4.56

POrtohfeitraAnsdseLtoss-s-_-_-_-_-_-_-_-_-_-__----------------------------

2,165. 71
22,767.38

Total._________________________________-$ - -46,3-69.-98

LIABILITIES: Oa:t>ital Stock Paid in ____________$ Assessment Fund-------------- ________ . SUunrdvilvuids e-d---P-r-o-f-i-t-S-----------------.----------------------Dividends Un:t>ald-------------------Due to Banks------------------------Devosits Subject to Oheck---------Demand Oerti!icates of Devosit..... Time Oerti!icates of Devos1L------Savings DevositS-------------------Trust Devosits . --------------------Oashler's Ohecks--------------------Oertlfied Ohecks --------------------BNiolltsesPaanyadbBleil.l.s R--e-d--i-s-c-o-u--n-t-e-d--_-__-_-_-_-_ LReestteervrse offorOIrnetdeirteasnt danAdccTeavxteasn_c_e__s_.._ Bonds Borrowed--------------------Other Liablllties ---------------------
TotaL---------------------------------S

15,000.00 180.00
none none none none
5,042.67
none
3,707.84
none none
118.49
none
15,734.30
none none none none
6,586.68
46,369.98

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
UNION BANKING CO. Alamo, Ga.

RESOURCES:

Time Loans and Discounts.. ________$ DUenmiteadndSLtaoteans sSe-c--u-r-i-t-ie--s-.-.-..-.-.-.---.-_-__--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank..... Other Stocks and Bonds------------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Other Real Estate Owned ---------Due !rom Federal Reserve Bank..... Oash in Vault and Amounts De-
Apogesnittse._d___w__i_th___A__:t_>_:t_>_ro_v_e_d___R__e_s_e_rv__e

13,601.66
none none none none none none none none none none

Due !rom Other Banks.-------------

1,597.44

Advances on Ootton.... -------------

none

Advances on Other Commodities....

none

Ohecks for Oleartng House._________

none

Other Ohecks and Oash Items______

93.84

POOrvtoheferldrtarAanfsdtssLe(ot1ss!-s~-.->.-.--.-------------------------------------_--_--_--_-_--_--_--_-

-

none
- - - 43,,750282..3650

Total------------------ __ -------------.$ 23,523.89

LIABILITIES: AOas:ste>sistaml eSnttoFckunPda.i.d..i_n_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-S. Sur:t>lUS---. ------------------.-------Undivided Profits-------------------Dividends Un:t>ald-------------------DDeu:te>toositBs aSnukbsj-e-c-t--t-o--O--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Devoslt----Tlme Certificates of Devoslt--------Savings Devosits -------------------Trust Funds on Devosit------------Oashler"s Ohecks--------------------Oertifled Ohecks---- ----------------Bills Payable... _------------- __ -----. Notes and Bills Rediscounted------Letters of Oredlt and Accevtances. Reserve for Interest and Taxes.... BOothnedrs LBioarbrlolwltieeds-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Total.._--..--.--.. --..-.-.-----.-.-_.$

15,000.00
none none none none none
1,406.18
none
1.158.40
none none
28.09
none
5,931.31
none none none none none
23,523.89

DEPARTMENT OF BANKING

~89

STATEMENT Showing Condition at Close of Business December 31,1924
(In Liquidation) of the
CITIZEN~ BANK Alston, Ga.

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _
State ot Georgia Bonds--------------
Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-__-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due trom Federal Reserve Bank __ . Cash in Vault and Amounts De-
vosited with Avvroved Reserve Agents... --------------------------Due trom Other Banks... ----------Advances on Cotton ... -------------AChdevcaknscetsoronClOeathrienrgCHoomumseo_d__it_i_e_s__._. __ Other Checks and Cash Items_____ _ Pverdratts (it an:vl------------------OPrtohfeirt AansdseLtso-s-s------------------------
Total----------------------------------$

36,514.50
none none none none none none none none none
none
15.13
none none none none none none
10,734.23
47,263.86

LIABILITIES: Cavital Stock Paid in _______________$ A,sessment Fund. . __ __ ........ SUI'lllUS.. --.-------------------------Undivided Profits ------------------DDiuveidteonBdsanUknsv__a_i_d_._._-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Devosits SubJect to Check_________ _ Demand Certificates ot Devosit... _Time Certificates of Devosit----- _--Savings Devosits--------------------TCraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks. ___ ----------------Bills Payable._----------------------Notes and Bills Rediscounted------LReestteervrse offorCIrnetdeirteasnt danAdccTeavxteasn_c__e_s_.-_ Bonds Borrowed.... ----------------Other Liabilities... ------------------
TotaL. ________ -----------.-------------$

15,000.00
none none none none none
2,993.42
none none
1,952.06
none
202.70
none
23,975.92
none none none none
3,139. 76
47,263.86

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
BANK OF AMBROSE Arnbtose, Ga.

RESOURCES:
Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsS.e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds... --------Banking House.. _.-----------------FOuthrneirtRureealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
vosited with Avvroved Reserve Agents. ---------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ AChdvecakncsetsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items..... Overdrafts (it an:vl------------------POrtohfeitr aAnsdseLtoss-s--.-.-. -. .-.-.-.-.--_-_-__-_-_-_-_-_-_-_-_-_--__-
T o t a l__________________________________ $

5,200.99
none
9.16
none none none none
1,262.50 641.00
none
none
1,919.66
none none none
337.10 29.20 1,774.12 28,740.44
39,914.17

LIABILITIES: Cavital Stock Paid in________________$ ASUssIe'lslslumse. _n_t_F__u_n__d___________-_-_-_-_-_-_-_-_-_-_-_----------Undivided Profits______ -------------Dividends Unvaid-------------------Due to Banks------------------------DDeevmoasnitds CSuerbtJifeicctattoesCohfeDckev-o-s-i-t-_-_-__--_ Time Certificates of Devosit________ _ Savings Deoosits--------------------TCraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ BCieiritsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted______ _ LReestteervrse ofot rCIrnetdeirteasnt danAdccTeavxteasn_c_e__s_.._ Bonds Borrowed---------------------Other Liabilities._-------------------
Total---------------------------------.$

15,000.00 5,052.45
none
2,013. 71
none none
9.648.57
none
3,121.58
none none none none
1,447.75
none none none none
3,630.11
39,914.17

290

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
COMMERCIAL CITY BANK Americus, Ga.

RESOURCES:
T1me Loans and Discounts..........$ Demand Loans________ -------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds------------BFuarnnkiitnugreHaonudseF.i_x-t-u-r-e--s-_-_-_-_-_-_-__-_-_-_-_-_--_ Other Real Estate Owned.. -------Due from Federal Reserve Bank----Cash in Vault and Amounts De-
I>Oslted with AI>I>roved Reserve Agents._---------------------------Due from Other Banks.. -----------Advances on Cotton----------------AChdvecakncsefsoronClOeathrienrgCHoomumseo_d__it_i_e_s_._._._ Other Checks and Cash Items_____ _ Overdrafts (U anl-------------------
POrtohfeitraAnsdsLetoss-s-_-_-_-_-_-_-_-_-__-_--_-------------
TotaL_________________________________ $

57,558.34
none none nQne none none none none none none none
481.10
none none none none
250.90
none
41,710.50 100,000.84

LIABILITIES: Cai>ital Stock Paid in _______________ $ Assessment Fund------- __ . ___________ _ USunrdi>ivlUidSe-d---P-r-o--f-it-s--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Uni>aid-----------------Due to Banks-----------------------Dei>osits Subject to Check--------- Demand Certificates of Dei>oslt..... Time Certificates of Dei>osit _______ _ Savings Dei>osits -------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable._---------------------Notes and Bills Rediscounted..... Letters of Credit and Accei>tances.. Reserve for Interest-----------------Bonds Borrowed--------------------- Other Liabilities. ___ -----------------
TotaL.------------------------------$

50,000.00 2,700.00
none none none none
26,511.20
none none none none
2.248. 76
none
13,325.16
none none none none
5,215. 7~
100,000.~4

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
ATLANTA STATE SAVINGS BANK Atlanta, Ga.

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ United States Securtties------------s~te of Georgia Bonds.------------S_tock in Federal Reserve Bank------

164,175.94
none none none none

BOathnekrinSgtoHcokussaen. _d__B__o_n__d_s__-_-_-_-_-_-_-_-_-_-_--_

3,000.00
none

Furniture and Ftxtures.-----------Other Real Estate Owned---------- Due from Federal Reserve Bank----Cash in Vault and Amounts De-

375.50
none none

wAgseitnetds.. w___i.th____A__v_v__r_o_v__e_d...R--e-s_e_r_v_e.

none

ADduveafnrocems oOnthCeor tBtoann_k_S__-_-_-_-_-_-_-_-_-_-__-_-_--_ Ad\!ances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items......

5,195.74
none none none none

OOvtheerdr rAasftsset(si_f_a_n___l_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Profit and Loss ______________________ _

305.87 557.50 161.092.70

-----

otaL. ----------.--- .. -------------- .$ 334,703,25

LIABILITIES: cavital Stock Paid in________________$ Assessment Fund_____________________ _ USunrdoilvuids.e.d..P-r-o--f-it-s--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Uni>aid-------------------Due to Banks----------------------- Dei>osits Subject to Check---------Demand Certificates of Devoslt..... TSiamviengCseDrtiefvicoastietss.o__f_D__e__v_o_s_i_t_-_-_-_-_-_-_-_-_ Trust Funds on Devosit.. __________ _ Cashier's Checks--------------------Certified Checks---------------------Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed------------------- Other Liabllities.. -------------------
TotaL------------------------------$

29,824.00 1,766.18
none
1.153.64
none none
280,149.93
none none
554.36
none none none
14,250.00
none none none
7,005.14
none
334.703.25

l

DEPARTMENT OF BANKING

291

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
MERCHANTS BANK Augusta, Ga.

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$
United States Securities____________ _ Statetof Georgia Bonds_____________ _
Stock_in Federal Reserve Bank_____ _ BOathnekrilnSgtoHcokus saen_d__B__o_n__d_s_______________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _

566,539.38 none none none none
13,680.50 44,000.00
646.30 64,763.07

Due from Federal Reserve Bank-----

none

Cash in Vaults and Amounts De-

Apogseintetsd. __w__i_t_h___A__p_p_r_o__v-e-d----R--e_s_e_r_v_e

85,088.27

Due from Other Banks______________

188.18

Advances on Cotton_________________

none

Advances on Other Commodities____

none

Checks for Clearing House__________

none

Other Checks and Cash Items______ Overdrafts (if any)___________________

269.80 none

Other Assets-------------------------Profit and Loss______ ----------------

none 118,623.27

Total__________________________________- $ -8- 93,- 798- .77

LIABILITIES
ACsaspeistsaml esntot cFkunPda.i_d__in__-_-_-_-_-_-_--_--------$ Surplus. _____________ --- ___ --- _______ Undivided Profits___________________ _ Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t-t-o--C--h--e-c-k--_-__-_-_-_-_-_-_--_ Demand Certificates of Deposit----TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s_i_t_-_-_-_-_-_-_-_--_ Trust Funds on Deposit____________ _ Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaaynadbBleil.l_s_ R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds. Borrowed--------------------Other Liabilities._-------------------
TotaL_________________________________ $

200,000.00 142,787.86 250,000.00 21.124.34
18.15 3,186.86 131,632.17
none 34,686.72 102.733.98
none 559.16 214.09 none none none none none 6,855.44 893,798.77

STATEMENT Showing Condition at Close of Business December 31,1924
(In Liquidation) of the
BAXLEY BANKING CO. Baxley, Ga.

RESOURCES:
Time Loans and Discounts----------$ Demand Loans----------------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-__-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank.___ _ Cash in Vault and Amounts De-
posited with Approved Reserve DAuegernotms.-O--t-h-e--r-B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton._--------------Advances on Other Commodities... Checks for Clearing House_________ _ OOvtheerdr rCahftesc(kisf aannyd)C__a__s_h__I_t_e_m__s_..__________ __
Other Assets-------------------------Profit and Loss-------------------------
TotaL------------- _________________ ---$

195,063.14 none none none none none none none
46,313.35 none
none 10,134.96
none none none 70.82 none none 33,384.69 284,966.96

LIABILITIES: ACsaspeistsaml eSnttoFcuknPda.i.d. _i_n_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_$ Surplus. ____ ------- __ ------ _____ -----Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks------------------------DDeepmoasnitds CSeurbtjieficctattoesCohfeDckep._o-s-i-t-_-_-__--_ Time Certificates of Deposit-------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable------------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes-----Bonds Borrowed---------------------Other Liabilities---------------------
TotaL. ____ ----------------------------$

25,000.00 17.972.54
none none none none 155,028.00 none none none none none none 58,156.11 18,535.60 none none none 10,274.71 284,966.96

l

292

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
FARMERS AND MERCHANTS BANK Berlin, Ga.

BESOUROES:
Time Loans and Discounts----------$ DUenmiteadndSLtaoteasnsSe-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o_n__d_s_______________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned ---------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve DAuegfernotms. O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ OOvtheerdr rCahftesc(kifs aannyd)C__a__s_h__I_t_e_m__s______.____ __ Other Assets_________________________ _ Profit and Loss __
TotaL---------------------------------$

12,070.75 none none none none none none none none none
none 1.091.31
none -none none none none 500.25 9,237.69 22,900.00

LIABILITIES:

Capital Stock Paid in________________$

AssessmentFund_____________

--

Surplus -----------------------------Undivided Profits ------------------DDiuveidtoenBdas nUknsp__a_i_d_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_

Deposits Subject to Check_________ _ Demand Certificates of Deposit____ _

Time Certificates of Deposit--------Savings Deposits.-------------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_

Certified Checks______ ---------------BNiolltsesPaanydabBleil.l_s-R--e-d--i-s-c-o--u-n-t-e-d--_-_-_-__-_--_

LUentetearrsneodf CInrteedrietsat n__d__A__c_c_e__p_t_a_n_c_e__s_.__

Bonds Borrowed ___ -----------------Other Liabilities... ------------------

TotaL ________________________________ $

15,000.00 7,900.00 none none none none none none none none none none none none none none none none none 22.900.00

STATEMENT

Showing Condition at Close of Business December 31, 1924

(In Liquidation)

of the

BISHOP BANKING CO.

Bishop, Ga.

----------~
RESOURCES: Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds____________ _ BFuarnnkiitnugreHoaunsed--F-i-x-t-u-r-e--s-__-_-_-_-_-_-_~_-_-_-_-_-_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank ___ _ Cash in Vault and Amounts De-
Apogseintetsd. _w___it_h____A__p_p-r-o-v--e.d. ---R__e_s_e_r_v_e_ Due from Other Banks_____________ _ Advances on Cotton ________________ _ CAhdevcakncfeosr oCnleOartihnegr HCoomusme_o_d_i_t_i_e_s_._._._. OOvtheerdr rCahftesc(kisf aannyd)C__a__s_h__I_t_e_m__s___________ __ POrtohfeitraAnsdseLtoss-s-.-.-.-_-.-.-_-_-_-__--_-------------
TotaL---------------------------------$

76,972.47 none none none none 600.00
2,000.00 700.00 none none
none 63.50 none none none none 9,243.28 none 58,240.48 147,819.73

LIABILITIES: Capital Stock Pain in________________ $ ASussrepslsumse__n_t_F__u_n_d__-_-_-__________________ _ Undivided Profits ____________ -------Dividends Unpaid. __________________ _ Due to Banks________________________ _ Deposits Subject to Check__________ _ Demand Certificates of Deposit____ _ TSaimviengCseDrtiefpicoastietss_o__f_D__e__p_o_s_i_t_-_-_-_-_-_-_-_--_ Trust Funds on Deposit____________ _ Cashier's Check_____________________ _ Certified Checks_____________________ _ BNioltles sPaanyda bBl eil_ls- -R- -e-d-i-s-c-m- -J-,-n-t-e-d- -_-_-_-__-_- -_ Letters of Credit and Acceptances__ Reserve for Interest and Taxes. ____ _ Bonds Borrowed ___________ ---------Other Liabilities.--------------------
TotaL ___________ ----------------- ____$

25,000.00 none none none none none
45,631.64 none
20.740.80 none none 92.80
2.852.67 27,575.94
none none none none 25.925.88 147,819.73

l

DEPARTMENT OF BANKING

293

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
CITIZENS BANK Blackshear, Ga.

RESOURCES:

Time Loans and Discounts..........$

9,520.38

Demand Loans......-----------------

none

United States Securities............

none

State of Georgia Bonds..............

none

Stock in Federal Reserve Bank......

none

BOathnekrinSgtoHckosusaen.d__B__o__n_d__s_._._._._._._.__._._._. ._

none none

Furniture and Fixtures.............

none

Other Real Estate Owned..........

1,500.00

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts D&-

~~~---~~~--~~~~~~~~--~~~~~~

none

Due from Other Banks--------------

2.291.50

Advances on Cotton...............

none

Advances on Other Commodities....

none

Checks for Clearing House..........

none

OOvtheerdr rCahftesc(kifs aannyd)C__a__s_h__I_t_e_m__s_._._._._._. ._

none I, 752.02

POrtohfeitraAnsdsLeotss-s-.-.-.-.-_-_-_-_-__-_-_---------------------------

3,986.43 35,906.58

-----

Total...--..........................$ 54,956.91

LIABILITIES: Cavital Stock Paid in---------------$ Assessment Fund.. Survlus.. ----------------------------Undivided Profits-------------------DDiuveidtoenBdsanUknsv__a_i_d_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Devosits Subject to Check......... Demand Certificates of Devosit... Time Certificates of Devosit....... Savings Devosits...-----------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable._.---------------------Notes and Bills Rediscounted...... . Letters of Credit and Accevtances.. Reserve for Interest and Taxes.... Bonds Borrowed--------------------Other Liabilities---------------------
Total....... ---- ......... __ ... ----- ....$

17,000.00 6,419.60 none 9, 712.52 none none 9,941.84 none
11,443.97 none none 104.44 none none none none none none 334.54
54,956.91

STATEMENT

Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the FARMERS BANK Bogart, Ga.

RESOUROES:

Time Loans and Discounts.....$ Demand Loans----------------------United States Securities....... State of Georgia Bonds-------------Stock in Federal Reserve Bank.... Other Stocks and Bonds------------BFuanrnkiitnugreHaonudseF-f-.-x-t-u-r-e-8-_-_-_-_-_-_-_-_-_-_-_-_-_--_

85,718.95 none none none none none
1,000.00 1,623.47

Other Real Estate Owned----------Due from Federal Reserve Bank.... Oash in Vault and Amounts D&-
posited with Approved Reserve

2,320.80 none

Agents ---------------------------Due from Other Banks-------------Advances on Cotton.. --------------Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items......

2, 514.92 none none none none none

0O-trheerdrrAafstsse. ts--..------------------------------------------------

none none

.

TProotfaiLt a--n-d---L-O--S--S--------.-----.-.-.-.--------.-.-.-.-.-.-.-.--$

-

-1,1-25.-49
94,303.63

LIABILITIES: CAassveistsaml Sentot cFkuPnadi.d..i_n__--._--.-_-_-_-_-_-_-_-.-_-_-_-_$ Survlus.. __ --------------------------Undivided Profits-------------------Dividends Unvaid------------------DDeuveotsoitBs aSnukbsj.e.c-t--t-o--C--h-e--c-k--.-.-.-.--.----. Demand Certificates of Devosit... Time Certificates of Devosit.... Savings Devosits--------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks------------------BNiolltsesPaany adbBl eil.l.s. R- -e-d- -i-s-c-o-u- -n-t-e-d- --. .--.- Letters of Credit and Acceptances. Reserve for Intsrest and Taxes Bonds Borrowed. ------------------Other Liabilities.. -------------------
Total ------- ........--..-..--.--- $

25,000.00 4,555.25 5,000.00 2,450.51 none none 19,528.21 none none none none none none 34,380.57 none none none none 3,389.09
94,303.63

l

294

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
FARMERS BANK Bowman, Ga.

RESOURCES:

Time Loans and Discounts__________ $ Demand Loans________ -------------United States Securities------------State of Georgia Bonds-------------Stock 1n Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d_s__-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures-------------Other Real Estate Owned ---------Due from Federal Reserve Bank..... Cash 1n Vault and Amounts De-
:oostted with Allvroved Reserve Agents-----------------------------ADduveafnrcoems oOnthCeorttBona._n_k_s_._-_-_-_-_-_--_-_-_-_-_-_Advances on Other Commodities.... Checks for Clearing House__________
OOvtheerdr rCahftesc(k1st aanny)d__C__a_s_h__I_te_m__s_____________

55,487.20
none none none none none none
2,867.95
none none
71.72
4, 7n9o5.n6e1 none none n7o8.n2e0

POrtohfeitr AansdseLtso-ss-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-

266,.643441..0462

-----

Total----------------------------------$ 96,376.16

LIABILITIES:
cavital Stock Paid in----------------
ASUusnsrdevisvlsuimds.ee_dn_t_P_F_r_uo.nf_id_ts_-_-._-__-__-__-__-___-__-_--_--_--_--_--_-._--_--_--_--_----_ Dividends Unvaid-------------------Due to Banks------------------------Devosits Subject to Check---------Demand Certificates of Devosit----Time certificates of Devos1t--------Sav1ngs Devosits--------------------TCraushs1t eFru'snCdhseocnksD__e_v__o_s_1__t-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------Bills Payable.. ----------------------Notes and BUls Rediscounted------Letters of Credit and Accevtances. Reserve for Interest and Taxes______ Bonds Borrowed--------------------Other L1ab111ties. _-------------------
Total._----------------------------- $

19,300.00 10,409.69
none
2.375.87
none none
25.585.38
none
25.lll.64
none none
33.00
none
7.379.94 4,958.01
none none none
1.222.63
96.376.16

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
PLANTERS BANK Carlton, Ga.

RESOURCES:

LIABILITIES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._.__._._._.__._$ United States Securities------------SSttoactekoifnGFeeodregriaal BRoesnedrvs-e-B---a-n-k--_-_-__-_--_ B0tahnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ FOuthrneirtRureealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank.....

45,126.67
none none norie
750.00
none
1. 700.00 1.844.90 1.850.00
none

Acasvseistasml Sentot cFkuPnadi_d__i_n_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_$
Survlus. _____________________ -------- _ Undivided Profits-------------------DDiuveidteonBdsanUknsv__a_i_d_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Devosits Subject to Check---------TDSaiemvmienaCgnsedrDCtiefevircotaisftiietcssa_ot_e_fs_D_o_e_f_vD_o_es_vi_t_o__s___i_t__.__.__.__..__

Cash 1n Vault and Amounts Deposited with Allvroved Reserve

Tc arsuhs it eFru' snCdhs eocnksD. _e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_

DAu egefrnotms . .o. t-h- -e-r-B- -a- -n-k-s- -. -------------------- -- -- ---Advances on Cotton -------------Advances on Other Commodities.... Checks for Clearing House__________

none
4,229.44
none none none

Certified Checks---------------------BNiolltsesPaanydabBleU.l_s_ R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Accevtances.. Reserve for Interest and Taxes_____ _

OOvtheerdr rCafhtesc(kisf aannyd)__C__a_s_h__I_t_e_m__s___-_-_-_-

nnoonnee

Bonds Borrowed--------------------Other Liab111ties--.------------------

POrtohfeitr aAnsdseLtoss-s-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-

3,531718..1918

-----

.Total-'------------------------------..$ 59,390.70 . Total"----------.--------.---------------$

25,000.00 7,996.69
none
405.81
none none
5,490.40
none
16,932.00
none none
4.50
none
26.28 3,255.02
none none none
280.00
_59,390. 70

l

DEPARTMENT OF BANKING

295

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
BANK OF FRANKLIN COUNTY Carnesville, Ga.

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_.__._._._._._._.._$ United States Securities____________ _

63.701.92
none none

State of Georgia Bonds-------------Stock in Federal Reserve Bank------

none none

BOathnekrinSgtoHckosusaen_d__B__o__n_d_s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _

none
700.00 1.087.00

DOutheefrroRmeaFl eEdsetraatleROewsenrveed-B--a-n--k-.-_-_-_-_

32.430.00
none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents. ---------------------------

12,784.87

ADduveafnrcoems oOnthCeorttBona_n__k_s_-_-_-_-_-_--_-_-_-_-_-_-_-

nnoonnee

Advances on Other Commodities... Checks for Olearing House__________

none none

Other Checks and Cash Items. ----

none

POOrvtoheferidrt rAaanfstdsseL(tisofs-s-a_-n_-_-Y-_-_l-_---_--_--_--_--_--_--_---_--_--_-C_-_--_--_--_--_--_--

383.33 16,557823..2891

---'---

TotaL------------------ ______________$ 128,243.22

LIABILITIES: CAasspeistsaml Sentot cFkuPnadi_d__i_n_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_S Surplus. ___ --------------------- __ ---Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check---------Demand Certificates of Deposlt.---Time Certificates ot Deposit-------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Ohecks--------------------Certified Checks---------------------Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances. Reserve tor Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities---------------------
Total.._________ --_--- ______________ ._

25,000.00 15,870.00
none
4.491.66
none none
51,248.61 5.423. 76
none none none none none
22,894.06
none none none none
3,315.13
128.248.22

STATEMENT Showing Condition at Close of Business December 31,1924
(In Liquidation) of the
BANK OF CHAMBLEE Chamblee, Ga.

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$

56,173.67
none

United States Securities_____________

none

State of Georgia Bonds-------------Stock in Federal Reserve Bank------

1

none none

Other Stocks and Bonds------------

500.00

BFuarnnkiitnugreHaonudseF._ix-t_u-r-e-s--_-__-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _

8,000.00
none
5,350.00

Due from Federal Reserve Bank-----

none

Cash in Vault and Amounts De-

posited with Approved Reserve

DAuegfernotms _O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton________________ _

none
3,131.07
none

Advances on Other Commodities___ _ Checks for Clearing House_________ _

none none

OOvtheerdr rCahftesc(kisf aannyd)C__a__s_h__I_t_e_m__s__-_-__-_--_

1,052.66 79.02

POrtohfeitr TotaL

aAnsdseLtso-s-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
_________________________________ - $

none
-882-,,145451-..3735

LIABILITIES: Capital Stock Paid in________________$ Assessment Fund--------------------Surplus. ______ -----------------------Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsje--c-t-t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ TSaimviengCserDtiefpicoastietss_o__t_D__e_p__o_s_i_t________________ __ TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.-------------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters ot Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities.. -------------------
TotaL ________________________________$

25.000.00 1.372.38
none none none none
21.383.57
none
3,780.08 11,820.98
none none none
19,084.74
none none no:J.e none none
82.441.75

l

296

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31, 1924.
(In Liquidation) of the
FARMERS BANK Climax, Ga.

RESOURCES: '
TDiemmeasnLdoLanosanasn_d__D__i_s_c__o_u__nts-------------------$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Banks____ _ Other Stocks and Bonds.. ---------BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank.---Cash in Vault and Amounts De-
posited with AI>I>roved Reserve D. Auegfernotms..O_t-h--e-r--B--a-n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton________________ _ AChdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_-_-_--_ Other Checks and Cash Items.. ___ _ Overdrafts (if anY>------------------POrtohfeirt AanssdeLtso-s--s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
T o t a L. -----------------------------.$

88,966.87 none none none none none
2.500.00 800.00
14.880.00 none
1, 735.71 270.77 none none none
2,557.45 70.06 none
8,043.69
119,824.55

LIABILITIES Cai>ital Stock Paid in----------------$ Assessment Fund________ ------------SUunrdoilvuids_e_d__P-r-o--f-it-s--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Uni>aid-------------------DDeuie>otositBs aSnukbsi-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Dei>osit____ _ Time Certificates of Dei>osiL------Savings Dei>OSits -------------------Trust Funds on Dei>osit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable.. ___ -------------------Notes and Bills Rediscounted------Letters of Credit and Accei>tances.Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other L!abillt!es.. __ -----------------
Total.. ------------------------------ $

STATEMENT Showing Condition at Close of Business December 31, 1924.
(In Liquidation) of the
FARMERS AND MERCHANTS BANK Clyo, Ga.

25,000.00 none
15,000.00 1,414.69
none 928.30 none 32,736.82 17.800.30 none none 432.00 none 26,512.44 none none none none none
119,824.55

RESOURCES:

Time Loans and Discounts----------$ DUenmiteadndSLtaotaens sS_e_c__u_r_i_ti_e_s-_-_-_-_-_-_-_-_-_-_-_-_--_ Cai>ital Stock Account___________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank---- __

20,483.59 none none none none none

Other Stocks and Bonds. ---------Banking House _ ------------------OFuthrneritRureealaEnsdtaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_

none none none none

Due from Federal Reserve Bank----Cash in Vaults and Amounts De-

none

I>Osited with AI>I>roved Reserve

Agents._---------------------------ADduveafnrcoems oOnthCeorttBona_n__k_s_-_-_-_-_-_--_-_-_-_-_-_-_-

1, 028.99 4n8o7.n5e4

Advances on Other Commodities----

none

Checks for Clearing House----------

none

Other Checks and Cash Items. ___ --

none

TPOOorvtotheaferLidrt,r_Aaa_n_fst_dss_e_L(t_ios_fs-_sB-__-__.-__I-_l_-Y__-__-l_-_-_-_-_-_-_--__--_-_-_-_-_-_-_-_--__--__--__--__--__--__--__--__--__---$

-

none
- - - 37,2n7o2.n6e0
59.272.72

LIABILITIES Cai>ital Stock Paid in------------,--.$ ASussreoslsums.e_n_t__F__u_nd__-_---. _-_-_-_-_-_-_-_-_-_-_-_-_---_-_Undivided Profits ------------------Dividends Uni>ald-------------------DDeuie>otositBs aSnukbsje--c-t-to--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Dei>osit----Time Certificates of Deposit--------Savings Deposits.-------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaanyadbBleil.l.s-R--e--d-i-s-c-o-u--n-t-e-d--------------Letters of Credit and Acceptances. Reserve for Interest and Taxes.. Bonds Borrowed.. ------------------Other L!abillt!es. --------------------
Total.---------------------------------$

15,000.00 9, 799.40 none none none 219.86
26,876.49 none
2,988.34 none none 113.00 none
4,275.63 none none none none none
59,272.72

l

DEPARTMENT OF BANKING

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Uquidation) of the
FARMERS BANK Crawford, Ga.

RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_.__________________$ United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds. ---------Banking House_____ ----------------Furniture and FixtureS-------------Other Real Estate Owned----------Due from Federal Reserve Bank----Cash in Vault and Amounts De-
posited with Approved Reserve Agents.----------------------------ADduveafnrcoems oOnthCeortBtoann_k_s__.__-_-_-_-_-_-_-_-_-_-_--_ CAhdevcaknscefsoronOlOeathrienrgCHoomumseo_d__it_i_e_s_._._.._ Other Checks and Cash Items ___ _ overdrafts (if anl------------------POrtohfeirt AansdseLtso-s-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_----
Total.. ------------------------------ ..$

LIABILITIES:

527,876.23
none none none
4,500.00
none
2,000.00 4,009.02 2,450.00
74.87
2,975.13
none none none none
766.35
none
417.96 7,077.54 '

CAasspeistsaml SentotcFkuPnadi.d..i_n_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_.$_ Survlus -----------------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check.--------TDiemmeaCnedrCtifeirctaiftiecsaotefsDoefpDoespito__s_i_t_._._._.._ Savings DepositS--------------------Trust Funds on Deposit------------Cashier's Checks--------------------BCielrltsifPiaeydaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... . Bonds Borrowed---------------------Other Liabilities. __ ------------------

552,147.10 Total----------------------------------S

100,000.00
none
48,116.40 1,016.26
none none
152,479.64
none none none none
4,517.77 5,363.53 175,510.29 63,783.20
none none none
1,360.01 662,147.10

STATEMENT Showing Condition at Close of Business December 31, 1924.
(In Liquidation) of the
FARMERS AND MERCHANTS BANK Cumming, Ga.

RESOURCES:

TDiemmeas nLdoLa noas nasn_d___D__is__c_o_u__n_t_s_._.___._._._. _. $

166,187.56
none

United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Banks...

none none none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-__-_--_ Furniture and Fixtures--------------

none none none

Other Real Estate Owned----------Due from Federal Reserve Bank....

10,000.00
none

Cash in Vault and Amounts Deposited with Approved Reserve

DAuegfernotms..O. -t-h-e--r-B--a-n--k-s-----------------------------

none 273.71

CAAhddevvcaaknnscceefssorooCnn lCOeaothrtitenorgnCHo-o-mu-s-me-.-_o-_d-_-i_t-i_-e-_s-_.-_.-._-.

nnnooonnneee

Other Checks and Cash Items......

678.35

Overdrafts Cif anl-------------------

441.32

- - - - - POrtohfeirt AansdseLtso-ss-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-

26,83720..2456

Total----------------------------------S 204,483.65

LIABILITIES Capital Stock Paid in---------"------S Assessment Fund--------------------SUunrdvivluidse. _d__P_r_o__f-it-s-_-_-_-_-_-_-_______-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks.-----------------Certified Checks---------------------BNiolltsesPaanyadbBleil.ls. R- -e-d- -i-s-c-o-u- -n-t-e-d- -------------Letters of Credit and Acceptances Reserve for Interest and Taxes.. Bonds Borrowed--------------------other Liabilities..-------------------
Total----------------------------------5

25.000.00 6,809.25
none
4,678.88
none none
3,947.13
none
163,491.51
none none
421.01
none none none none none none
135.87 204,483.65

l

298

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
BANK OF DALLAS Dallas, Ga.

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities______ , _____ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_______________________ __ Furniture and Fixtures_____________ _

82,235.92 none none none none
45,000.00 none 47.50

DOutheefrroRmeaFl eEdsetraatleROewsenrveed-B--a-n--k-_-_-__--_

none none

Cash in Vault and Amounts De-

vosited with AI>vroved Reserve

DAuegefrnotms -O--t-h-e--r-B--a-n-k-s-_-_-_-_-_-_-_--_-_-_-_-_-_-_-

12,0n6o0.n84e

Advances on Cotton_________________

none

Advances on Other Commodities____

none

Checks for Olearing House---------Other Checks and Cash Items______ Overdrafts (if any)___________________

none none 145.80

POrtohfeitr aAnsdseLtoss-s-_-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-

2351,,014348..2778

-----

Total----------------------------------$ 195,673.11

LIABILITIES: ACsasveistsaml Sentot cFkuPnadi_d__i_n_-_-_-_"_-_-_-_-_-_-_-_-_-_-_-_-_$ Survlus _----------------------------Undivided Profits-------------------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsje--c-t-t-o--C--h--e-c-k--__-_-_-_-_-_-_-_--_ Demand Certificates of Devosit_____ Time Certificates of Devosit--------Savings Devosits--------------------CTraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------Bills Payable------------------------Notes and Bills Redisounted-------Letters of Credit and Accevtances__ l;teserve for Interest and Taxes_____ _ BOot hnedrs LBioarbrlol iwt ieeds______-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_
Total-- ___ ----------------- _____ -______ $

40,900.00 23,078.88 3.426.89 4,619. 71
none none !19.293.05 none none none none 128.88 3,071.00 none none none none none 1.154. 70 195.673.11

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
BANK OF DONALSONVILLE Donalsonville, Ga.

RESOURCES:

Time Loans and Discounts----------$ 513,769.30

DUenmiteadndSLtaoteasnsSe-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds _____________ _

none none none

Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_______________________ __ Furniture and Fixtures_____________ _

4,500.00 150.00
5,710.49 5,105.65

ODtuheefrroRmeaFl eEdsetaratel ROewsenrevde B--a-n--k-_-_-_-_-_

9,903.04 5,445.13

Cash in Vault and Amounts De-

vosited with Avvroved Reserve

Agents-----------------------------Due from Other Banks -------------

320.12 22.69

AAddvvaanncceess oonn COothtteornC_ o-m--m--o-d-i-t-i-e-s-_-_-_-_

none none

Checks for Oleartng House----------

none

OOvtheerdrrCafhtesc(kifs aannyd)C__a__s_h__I_t_e_m__s__________ __

339.57 none

POrtohfeitr aAnsdseLtso-s-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

4,361.64 none

To

t

a

l

--

___

-________

----

__

--

__

-

-

-

-

-

-

-
____ $

-5-49,6-27.-63

LIABILITIES: Cavital Stock Paid in________________$ Assessment Fund____________________ _ Survlus -----------------------------Undivided ProfitS-------------------Dividends Unvaid-------------------DDeupeotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Devosit____ _ Time Certificates of Devosit-------TSaruvisntgFsuDnedvsoosnitsD--e-v-o--s-i-t-_-_-__-_-_-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks____ ----------------BNiolltsesPaaynadbBleill_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Accevtances__ Reserve for Interest and Taxes_____ _ Bomts Borrowed___ -----------------Other Liabilities_______ --------------
TotaL ________________________________ $

100,000.00 none
50,000.00 32,582.29
364.00 none none 11one 110,837.25 none none none none 177,624.15 74,101.52 none none none 4,118.42 549,627.63

l

DEPARTMENT OF BANKING

~99

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
CITIZENS BANK Douglas, Ga.

RESOUROES:

Time Loans and Discounts..........$ ll0,220.52

DUenmiteadndSLtaotaens sSe-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_

none none

State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds-----------BFuarnnkiitnugreHaonudseF..ix-t-u-r-e--s-_-_-_-_-__-_-_-_-_-_-_-_--_

none none 235.00 30,000.00 3,395. 73

Other Real Estate Owned----------Due from Federal Reserve Bank----Oash in Vault and Amounts De-

2.500.00 none

posited with Approved Reserve

D.uAegferonmts.O_-t-h-e--r-B--a-n-k-s-_-_-_--_-_-_-_-_-_-_--_-_-_-_-

7,97161..1495

Advances on Ootton-----------------Advances on Other Commodities....

none none

Ohecks for Olearing House.--------Other Ohecks and Oash Items______ Overdrafts (if any)___________________

none 175.52 none

POrtohfeitr aAnsdseLtoss-s-_-_-_-_-_-_-_---_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-

87,964500..5233

----

Total------------------ --------------$ 243,105.17

LIABILITIES: Oapital Stock Paid in________________$ Assessment Fund____________________ _ Surolus _---------------------------. Undivided ProfitS-------------------Dividends Unpaid.... --------------Due to Banks------------------------Deposits SubJect to Oheck. ------Demand Certificates of Deposit.... Time Certificates of Deposit________ _ Savings Deposits -------------------TOrausshtieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified CheckS---------------------BNiolltsesPaanydabBleU.l-s--R--e-d-i-s-c-o--u-n--te--d-.-_-_-_-__--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes.... Other Liabillties ____________________ _
TotaL... __ - ---------------.------- .$

50,000.00 14,362.10
none 11,503.82
none none 50,734.97 none 86,171.93 19,537.95 none none none none none none none none 10,794.40 243,106.17

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
BANK OF DUBLIN Dublin, Ga.

RESOURCES:

Time Loans and Discounts__________ $ 91.999.34

Demand Loans----------------------UStnaitteedofSGtaetoersgSiaecBuorintdiesS__-_-_-_-_-_-_-_-_-_-_-_--_ Stock in Federal Reserve Bank______

none none none none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_

none none

Furniture and Fixtures--------------

none

Other Real Estate Owned-----------

1' 341.82

Due from Federal Reserve Bank----Cash in Vault and Amounts D~

none

posited with Approved Reserve

Agents. ---------------------------

none

ADduveafnrcoems oOnthCeorttBona_n__k_s_-_-_-_-_-_--_-_-_-_-_-_-_-

1.6n4o2.n73e

Advances on Other Commodities....

none

Checks for Clearing House.---------

none

Other Checks and Cash Items-------

none

Overdrafts (if anY>-------------------

none

Other Assets--------------------------

6,955.61

Profit and LOSS------------------------ - -28,3-89.-99

TotaL"-------------------------------$ 130,329.49

LIABILITIES: Capital Stock Paid in _______________ $ Assessment Fund--------------------SUunrdvilvuids.e.d. -P-r-o--t-it-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ DDeepmoasnitds CSuerbtJieficctattoesCohfeDcke.p.os-i-t-_-__-_--_ TSiamviengCserDtiefpicoastietss.o_f__D__e_p__o_s_i_t_._____________ __ TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ BClelrltsifPiaedyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted------Letters of Credit and Acceptances._ Reserve for Interest and Taxes..... Bonds Borrowed._------------------Other Liabilities._-------------------
TotaL---------------------------------$

25,000.00 599.99
1,100.00 none none
1, 789.02 54,117.20
none none none none 641.58 260.00 38,981.44 none none none none 7,840.26 130;329.49

l

300

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business Deeember~31, 1924
(In Liquidation) of the
FARMERS & :VIERCHANTS BANK Duluth, Ga.

RESOURCES:

TDiemmeaLnodaLnos aannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$

43,562.08 none

United States Securities.............

none

State ot Georgia Bonds............. .

none

Stock in Federal Reserve Bank......

none

other Stocks and Bonds............

none

BFuarnnkiitnugreHaonudseF-i-x-t-u--te--s-.-_-_-_-_-__-_-_-_-_-_-_--_ Other Real Estate Owned __________ _

l, 704.40 569.98 none

Due tram Federal Reserve Bank.....

none

Cash in Vaults and Amounts De-

oosited with Aooroved Reserve

DAuegternatms--O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _

2,509.03 none none

Advances on Other Commodities...

nop.e

Checks for Clearing House..........

none

OOvtheerdr rCafhtesc(kisf aannyd)C__a__s_h__I_t_e_m__s_._._______ __

none none

POrtohfeirt AansdseLtso-s-s-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-

none none

T

o

taL

_________________________________ - $

-

---
48,345.49

LIABILITIES ASCusasroeoisltsuamls _Se_nt_ot_c_F_k_u_Pn_a_d_i__d____i_n___-__-__-__-__-__-__-__-__-__-__-__-__-__-_-__-__$ Undivided Profits ___________________ _ Dividends Unoaid-------------------Due to Banks-----------------------Deoosits Subiect to Check......... Demand Certificates of Deoosit... _. Time Certificates of Deoosit......... Savings Deoosits -------------------Trust Funds on Deoosit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable------------------------Notes and Bills Rediscounted....... Letters of Credit and Acceotances.. Reserve for Interest and Taxes..... . Bonds, Borrowed--------------------Other Liabilities... ____ --------------
Total----------------------------------$

15,000.00 4.538.61 1,342.86
none none none 6,782.14 none 9,995.00 none none 21.95 512.14 3,907.35 none none none none 6,245.44 48,345.49

STATEMENT Showing Condition at Close of Business December 31, 1924
(In l-iquidation) of the
'\'IERCHANTS AND FAR'\'IERS BANK Eastman. Ga.

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._.__.__._._._._$

118,679.51 none

United States Secutirtes........

none

State of Georgia Bonds-------------Stock in Federal Reserve Bank..... .

none none

Other Stocks and Bonds.....

none

BFuarnnkiitnugreHaonudseF--ix--t-u-r-e-s-.-.-.-.--.-----.-.--.-.

12,000.00 1,562.00

Other Real Estate Owned........

none

Due trom Federal Reserve Bank.

none

Oash in Vault and Amounts De-

I>OSited with AI>oroved Reserve

Agents -----------------------Due trom Other Banks-----------

none 3,099.75

Advances on Cotton.. -------------Advances on Other Commodities...

none none

Checks for Clearing House..........

none

oOtvheerdr rCahftesc(kifs aanny)d__C__a_s_h__I_t_e_m__s__._.._._._.

n6o2.n8e2

Other Assets..-------------------------

none

- - - - - Profit and LOSS----------------------

67,529.44

TotaL-------------------------------5 202,933.52

LIABILITIES:
Caoital Stock Paid in................s
Assessment Fund--------------------Surolus. ______ -----------------------Undivided Profits ------------------ Dividends Unoaid-------------------DDeuoeotsoitBs aSnukbsj.e.c.t.to--C--h-e--c-k-.-.-.-.-.-.-.--.-.-. Demand Certificates of Deoosit..... Time Certificates of Deposit....... TSarvuisntgFsuDnedosoosintsD-e-p--o-s-i-t-.-.-.-.-.-.-.-.-.-.-.-.-. Cashier's Checks..................... Certified Checks..................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceotances.. Reserve for Interest and Taxes...... Bonds Borrowed .................... Other Liabilities.. -------------------
Total..................................$

50,000.00. 31,150.00
none 9,426.70
none none 20,485.64 none 75,137.80 none none none none 11,641.27 none none none none 5,092.09
202,933.52

l

DEPARTMENT OF BANKING

jl)l

STATEMENT Showing Condition at Close of Business December)!, 1924
(In Liquidation) of the
BANK OF EATONTON .Eatonton, Ga.

RESOURCES:
Time Loans and Discounts._________ $ DUenmiteadndSLtaotaens sS_e__c_u_r_i_t_i_e-s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank.... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned... _______ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
:oosited with A:o:oroved Reserve Agents... --------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_._.__-_-_-_-_-_-_-_-_-_-_--_
AC hdve cakncs efso ro nC lOe at hr ienrgCHoomums eo_d_i_t_i_e_s_._._. _. OOvtheerdr rCafhtesc(kifs aannyd)C__a__s_h__I_t_e_m__s_._._______ __
POrtohfeirt AansdseLtso-ss-_-_-_-_-_--_-_------_-_-_-_-_-_-_-_-_-_--_

98.085.79 none none none none
1.300.00 none none 350.00 none 24.12
1,125.36 none none none. 7.87 none
l. 736.88 73,199.18

LIABILITIES:
Ca:oital Stock Paid in________________$ Assessment Fund____________________ _
Sur:olus.. ----------------------------Undivided Profits.. -----------------Dividends Un:oaid-------------------Due to Banks.-----------------------De:oosits Subject to Check.. -------TDiemmeaCnderCtifeirctaiftiecsaotefsDoef:oDoes:iot_o_s_i_t_._._._.._ Savings Deposits.-------------------TCraushstieFru'snCdhseocnksD__e_:_o_o__s_i_t-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_______________ ------Bills Payable.. ----------------------Notes and Bills Rediscounted...... . Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed---------------------Other Liabilities.. -------------------

25,000.00 1,040.00 50,000.00 3,865.28
none 20,000.00
none 60,669.98
none none none 81.62 230.84 6,556.66 6.589.83 none none none 1. 794.99

T=o=t=al=-==--==-==-===--=--==--==-====-===--==-==--=-=$==1=7=5=8,=29==20====T=o=ta:::l:=:=--=-=-=-=-==-=-=-=--=-=--=-=--=-=-==-==--==-==$==175. 829.20

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
CITIZENS BANK Eatonton, Ga.

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_.__________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds-----------FBuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned.---------Due from Federal Reserve Bank----Cash in Vaults and Amounts De-
posited with Approved Reserve DAuegfernotms._O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton.---------------CAhdevcaknscefsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_.__.._ OOvtheerdr rCafhtesc(kifs aannyd) C__a__s_h__I_t_e_m__s_.__._._._._. Profit and Loss______________________ _
Other Assets--------------------------
Total.... ____ ----.-------------------.$

84,613.24 1.666. 72
none none none none none 865.50 none none
57.75 1.219.36
none none none none none 15,909.79 none 104,332.36

LIABILITIES: Capital Stock Paid in________________ $ Assessment Fund _______ _ Surplus. -------------------- ___ -----Undivided Profits _____ --------------DDiuveidteonBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check __________ _ Demand Certificates of Deposit..... Time Certificates of De:oosit _____ .. . TSarvuisntgFsuDnedpsoosnitsD.-e-:o--o-s-i-t-_-_-__-_-_-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks. ___ ----------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acce:otances.. Reserve for Interest-----------------Bonds Borrowed--------------------Other Liabilities.. -------------------
Total----------------------------------$

25,000.00 1.015.00
none 661.19 none none 20.929.51 none 14,743.17 56.80 none 108.53
9.98 23,728.81 13.495.63
none none none 4.583. 74 104.332.36

l

30~

FIFTH AmroAL REPORT

STATEMENT Showing Condition at Close of Business December 31,1924
(In Liquidation) of the
BANK OF CAMPBELL COUNTY Fairburn, Ga.

RESOURCES:
Time Loans and Discounts........$ Demand Loans----------------------UStnaitteedofSGtaetoersgSiaecBuornitdiess__-_-_-_-_-_-_-_-_-_-_-_--_ Stock in Federal Reserve Bank...... Other Stocks and Bonds------------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve Agents-----------------------------Due from Other Banks-------------Advances on Cotton._--------------ACdhvecaknscefsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._. Other Checks and Cash Items.. __ . Overdrafts (if an:vl------------------POrtohfeitr aAnsdseLtso.s-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-----
TotaL.--._. ________________ ----_-----.$

6,062.67 none none none none none none
1,500.00 none none
none 2,585.i9 1,905.51
none none 5,12!.71 none none 520.27!.26 537,446.34

LIABILITIES: CAasspeistsaml Sentot cFkuPnadi.d__i_n_-_-_-_-_-_-_-_-_-_-_-_-_-_---$ Surplus.. ----------------------------Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits SubJect to Check.. -------TDiemmeaCnderCtifeirctaiftiecsaotefsDoefpDoespito__s_i_t_._._._.._ Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks.....---------------BCielrltslfPlae:dvaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted...... Letters of Credit and Acceptances. Reserve tor Interest and Taxes.... Bonds Borrowed. ------------------Other Liablllties---------------------
TotaL ...------------------------------S

150,000.00 none
30,000.00 none none none
30,890.91 none
26.765.88 none none none none
257,153.47 none none none none
42,636.08 537,446.34

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
BANK OF FLOWERY BRANCH Flowery Branch, Ga.

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_.__._._._._._._.._$ UStn~titee.dotSGtaetoersgSiaecBuornitdiess__-_-_-_-_-_-_-_-_-_-_-_--_ Stock in Federal Reserve Bank.... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve Agents.. ---------------------------Due from Other Banks ------------ Advances on Cotton......---------Advances on Other Commodities.... Checks for Clearing House....... Other Checks and Cash Items..... Overdrafts (If an:vl------------------Other Assets-------~-----------------Profit and Loss ____ ------------------
TotaL. _______ -.. _._ .. _. ___ --...-...$

LIABILITIES:

41,225.04 none

CAasspeistsaml Sentot cFkuPnadi.d_.i_n_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_S

25,000.00 749.87

none none none none 1,400.00

Surplus.-----------------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks----------------------- Deposits Subject to Check----------

none none none none 5,679.80

273.50 Demand Certificates of Deposit....

5,36!.19

none Time Certlficates ot Deposit---------

none

none Savings Deposits--------------------Trust Funds on Deposit-------------

none none

1,076.82 27.03 none

Cashier's Checks..----------------Certlfied Checks....---------------BNiolltsesPaa:nvdabBleil.l.s-R--e-d-i-s-c-o-u--n-t-e-d.-.-...-.-.

765.64 none 22.664.79 1,304.38

none Letters of Credit and Acceptances.

none

none 449.96

BReosnedrvseBfoorrroInwteedr.estand.Ta_x_e_s__._._._._._

none none

:::::::~: I none 70.00

Other Liabilities.-------------------

420.35

TotaL--------------------------------S--6-l.-94-6-.0-2

l

DEPARTMENT OF BANKING

303

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
THE EXCHANGE BANK Fort Valley, Ca.

RESOURCES;
Time Loans and Discounts----------$ UDnemiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-__-_-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds___________ _ BFuarnnkiitnugreHaonudseF.i.x-t-u-r-e--s-_-_-_-_-_-_-__-_-_-_-_-_--_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De-
vosited with Avvroved Reserve Agents-----------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_._.__-_-_-_-_-_-_-_-_-_-_--_ AChdevcaknscefsoronClOeathrienrgCHoonudsieti_o__n_s__________ __ OOvtheerdr rCafhtesc(kisf aannyd) C__a__s_h__I_t_e_m__s__-_-_-_-_--_
POrtohfeitr AansdseLtso-s-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-----
TotaL_____ ---------- _________________ .$

293,391.78
none none none none none none none
28,030.54
none
2,525.21
none none none none
2.469. 74 33.72
48,140.75 4,588.65
379.180.39

LIABILITIES: ASCuassDrevisltsuamls.Se_nt_ot_c_F_ku__Pn_a_d_i__d____i__n_-_-_--_--_--_---_-_-_-_-----_-_-_-_-_$ Undivided Profits-------------------Dividends unvaid-------------------DDeuveotsoitBs Sanukbsje--c-t-t-o--C--h--e-c-k--_-__-_-_-_-_-_-_--_ Demand Certificates of Devosit____ _ Time Certificates of Devosit--------Savings Devosits--------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liablllties---------------------
TotaL--------------------------------$

50,000.00 none none none none
1,336.56 129,310.76
none
46,443.33 8,375.86
none none none
49,025.05 12,294.12
none none none
82,394.71
379,180.39

STATEMENT Showing Condition at Close of Business December 31,1924
!In Liquidation) of the
BANK OF GILLSVILLE Gillsville, Ga.

RESOURCES:
Time Loans and Discounts__________$ DUenmiteadndSLtaotaesnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-__-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De-
Dosited with ADDroved Reserve Agents_-------- __ ------- ___ --------ADduveafnrcoems oOnthCeortBtoann_k_s_-_-__-_-_-_-_-_-_-_-_-_-_--_ AChdvecakncs efso ro nClOeat hrienrgCHoomumseo_d_i_t_i_e_s_._._. __ OOvtheerdr rCafhtesc(kisf aanndy)C__a__s_h__I_t_e_m__s___________ __ POrtohfeirt aAnsdseLtso-s-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_--------
Total.--_------------------_--------- __$

30,163.98
none none none none none none none none none
158.13 21.52
none none none none
32.63 11.60 33,378.81
63,766.67

LIABILITIES: CAS uassDrevisltsuamls S_e_nt_ot_c_F_ku__Pn_a_d_i_d____i__n___-__-__-__-__-___-__-__-__-_--_--_---_--_--_---_$ Undivided Profits-------------------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsj-e-c-t-t-o--C--h--e-c-k--_-_-__-_-_-_-_-_--_ Demand Certificates of Devosit____ _ TSaimviengCseDrtlefvlcoastietss_o__f_D__e__v_o__s_i_L__-_-_-_-_-_--_ TCraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Llablllties. -------------------
Total----------------------------------$

15,000.00 15,563.00
none none none none
7,974.83 4,248.83
none none none none none
19,438.28
none none none none
1,541.73
63,766.67

l

304

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
RANK OF GODFREY Godfrey, Ga.

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities____________ _
SSttoactek oinf GFeeodregraial BRoesnedrsv-e--B--a-n-k--_-_-_-__--_ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank ___ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents------------------------------ADduveafnrcoems oOnthCeortBtoann_k_s__-_-_-_-_-_-_-_-_-_-_-_-_--_ ACdhvecaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._ Other Checks and Cash Items. ___ -Overdrafts (if anYl-----------------Other Assets-----------------------Profit and Loss
'I'<J~-=:=:.:..-=---------------------$

45,218.87 none none none none none none
1,652.00 none none
216.46 26.46 none none none none none none 31,047.08 78,160.87

LIABILITIES: Capital Stock Paid in---------------S Assessment Fund.................... . SurplUS------------------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks... --------------------De:oosits Subject to Check---------Demand Certificates of Deposit----Time Certificates of De:oosit-------Savings Deposits._------------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ BOothnedrs LBioarbrioliwtieeds_._____-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
TotaL _________________________________ $

15,000.00 8,060.00
none 24.747.76
none none 7,694.32 none 1.614.36 none none 90.00 none 20,857.09 none none 97.34 none none
78.160.87

STATEMENT Showing Condition at Close of Business December 31,1924
(ln Liquldation) of the
PEOPLES BANK Gordon, Ga.

RESOURCES:

Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities. ___________ _ State of Georgia Bonds.. ___________ _

14,899.20 none none none

SOttohcekr iSntoFcekdsearanldRBesoenrdvse_B__a_n_k__-_-_-_-_--_ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _

none l ,250.00 3,000.00
2.785.50 none none

Cash in Vault and Amounts De-

:Aogoseintetsd. __w__i_t_h___A._p_p__ro__v_e_d____R_e_s_e__rv__e

61.86

Due from Other Banks______________

829.45

Advances on Cotton.________________

none

Advances on Other Co=odities.... Checks for Clearing House._________

none none

Other Checks and Cash Items______ overdrafts (if any)___________________

5.00 49.20

POrtohfeitr aAnsdseLtoss-s-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-

35,073827..7680

TotaL_________________________________- $ - - 58,7-00- .59

LIABILITIES:
Capital Stock Paid in________________ $ ASussrepslsums.e_n_t__F_u__n__d_._._._._._._._.________________ __ Undivided Profits ___________________ _ Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit____ _ Time Certificates of Deposit________ _ Savings De:oosits--------------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------BNiolltsesPaanyadbBleil.l_s__R__e_d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acce:otances. _ Reserve for Interest and Taxes_____ _ Bonds Borrowed.. _-----------------Other Liabilities. _______ -------------
TotaL _________________________________$

20,000.00 12,926.64
none 1.431.52
none none 2,443.90 none 19,993.23 none none 89.96 199.65 1,615.69 none none none none none
58,700.59

l

DEPARTMENT OF BANKING

305

STATEMENT Showing Condition at Close of Business Dece10ber 31, 1924
(In Liquidation) of the
BANK OF GOUGH . Gough, Ga.

RESOURCES:
Time Loans and Discounts..........$ Demand Loans..................... United States Securities.. __ .. _.... : State of Georgia Bonds.............. Stock in Federal Reserve Bank..... Other Stocks and Bonds.-- Banking House..................... Furniture and Fixtures.............. Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents ........................... ADduveafnrcoems oOnthCeor tBtoann.k_s_._._._.__._._-_-_-_-____ Advances on Other Conditions...... Checks for Clearing House.......... OOvtheerdr rCahftesc(kisf aannyd) C__a__s_h__I_t_e_m__s_._____._.._ Other Assets... ______________________ _ Profit and Loss.
Total-----------------.$

38,181.84 none none none none none 859.76
3,624.56 none none
none 272.21 none none none 50.00 none l2.o6 559.73 43,560.16

LIABILITIES: Oavital Stock Paid in...............$ Assessment Fund ______ ------ ----USunrdoivluids.e.d..P.ro..f.it-s-. _-__-_-_-_-_-_-__-_________ Dividends Unvaid......---------- Due to Banks...................... Devosits Subject to Check.-- Demand Certificates of Deposit..... Time Certificates of Devosit......... Savings Deposits................... TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t__._._._._._._.__._._.._ Certified Checks.........-----------Bills Payable.-------------- Notes and Bills Rediscounted...... . Letters of Credit and Acceptances. Reserve for Interest and Taxes... Bonds Borrowed................... Other Liabilities._ ...............
Total......................$

15,000.00 none none none none 618.92
3,230.93 none
4,236.39 none none 157.63 none
19,960.87 none none none none 355.42
43.560.16

STATEMENT Showing Condition at Close of Business Dece10ber 31, 1924
(In Liquidation) of the
BANK OF GRAYSON

RESOURCES:
Time Loans and Discounts..........$ UDnemiteadndSLtaoteasnSs.e-c-u-r-i-t-ies-.___-_-_-_-_-_____ State of Georgia Bonds.............. Stock in Federal Reserve Bank..... . Other Stocks and Bonds............. Banking House----------------------Furniture and Fixtures.. ______ ..... . Other Real Estate Owned_________ __ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
vAogseintetsd. __w__i_th____A__p_p_r_o__v_e_d____R.e.s_e_r_v_e_ DAduveafnrcoems oOnthCeor tBtoann.k.s_._.__-_-_-_-_-_-_-_-_-_--_-_ Advances on Other Commodities.... Checks for Clearing House......... . Other Checks and Cash Items...... Overdrafts (if anYl--------------POrtohfeitr aAnsdseLtso..s.s.__-_-_-----------
To'taL .. _______________________________ $

97,670.00 none none none
1,500.00 none none
2,828.80 5,013.33
none
51.27 2,133.26
none none none 414.80 none 5,089.11 3,524. 75 118,225.32

LIABILITIES:

Capital Stock Paid in............... Assessment Fund_____ . ___ . __________

._$

Surplus ___ .-.-.----- ......... -...... -. Undivided Profits....................

Dividends Unpaid.......------------ Due to Banks------------------------Deposits Subject to Check.......... Demand Certificates of Deposit.... Time Certificates of Deposit........ Savings Deposits.... _____ ---- __ __

CTraushstieFr'usnCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_--__Certified Checks... _________________ __

Bills Payable. _________ ---_------ Notes and Bills Rediscounted....... Letters of Credit and Acceptances. Reserve for Interest and Taxes...... Bonds Borrowed. __ ------------Other Liabilities.. ------------

Total.. ____ .......... -------- ... - ....$

40,000.00 2,104.00 7.278.15
339.93 none 3,087.54 14.593.62 none none none none none none 5.766.96 39,057.84 none none none 5,997.28 118.225.32

l

306

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
EFFINGHAM COUNTY BANK Guyton, Ga.

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c_o__u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities ____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank...... Other Stocks and Bonds---------- BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s--__-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De-
IA>goesintetsd___w__i_th____A_I_>__v_r_o_v_e_d___R__e_s_e__rv_e_
Due from Other Banks-------------Advances on Cotton----------------Advances on Other Commodities... COhthecekr sCfhoercCksleaanridngCaHsohuIstee.m -s-_-_-__-_-_ Overdrafts (if anYl--------------- OPrtohfeirt AansdseLtso-s-s-_-__-_-_-_-----------------
TotaL_________________________________ $

27.552.56
none none none none none none
4.488.75 12.147.13
none
9,866.98
none none none none
267.26 141.01
none
18,535.16
72.998.85

LIABILITIES: CAasis>eistsaml Sentot cFkuPnadi_d__i_n_-__-_-_-__-_-_-_-__-_-_-_-_-_ $
Suri>1US. __ ---- ____________ -- ____ -- __
Undivided Profits-------------------Dividends Uni>aid------------------DDeuveotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-._-_-_-_-_-_-_-_-_ Demand Certificates of Dei>osit..... Time Certificates of Dei>osit--------Savings Dei>OSitS--------------------Trust Funds on Dei>osit------------Cashier's Checks------------Certified Checks---------------------BNioltlsesPaanydabBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Accei>tances.. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities._.--------------
TotaL--------------------------------$

15,000.00 8.518.86
none
721.18
none none
11.834.81
none
1.054.14 34,151.72
none
1,377.98 3.00
none none none none none
337.16
72,998.85

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
PEOPLES BANK Hamilton, Ga.

RESOURCES:
Time Loans and Discounts----------$ DUenmiteadndSLtaotaens sS-e-c--u-r-i-t-ie--s-.--_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds-----------BFuarnnkiitnugreHaonudseF-i-x-t-u--r-e-s-_-_-_-_-__-_-_-_-_-_-__-_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De-
oosited with AI>I>roved Reserve Agents-----------------------------ADduveafnrcoems oOnthCeor tBtoann_k_s_-_-_-_-_-__-_-_-_-_-_-_-_--_ Advances on Other Commodities.... Checks for Clearing House_________ _ OOvthe.errdrCahftesc(kisf aanndyLCa__s_h__I_t_e_m__s___________ __
Other Assets-------------------- Profit and LOSS----------------------TotaL. ________________________________ $

46,281.23 1.934.85
none none none none none
2,404.90
none none
645.20
none
2.854.44
none none
101.58 145.22
none
4.767.55
59.134.97

LIABILITIES: CAasis>eistsaml Sentot cFkuPnadi_d__i_n_._-_-_-__-_-_-_-_-_-_-_-_-_-_-_$
Suri>lUS. _-----------------------------
Undivided Profits-------------------Dividends Uni>aid-------------------Due to Banks----------------------Dei>osits SubJect to Check._-------Demand Certificates of Dei>osit----Time Certificates of Dei>osit--------Savings Dei>OSits--------------------Trust Funds on Dei>osit---------Cashier's CheckS--------------------Certified Checks.... -------------Bills Payable------------------------Nmes and Bills Rediscounted....... Letters of C edit and Accei>tances.. Reserve or Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities-----------------
TotaL-----------------------------$

15,000.00 8,466.04
none none none
89.99 1.214.17
none
4, 752.35
none none none none
23.259.27 1.000.00
none none none
5,353.15
59,134.97

1

DEPARTMENT OF BANKING

307

STATEMENT Showing Condition at Close of Business December 31, 1924.
(In Liquidation) of the
CITIZENS RANK Helena, Ga.

RESOUROES:

Time Loans and Discounts.........$ DUenmiteadndSLtaotaesnsSe-c--u-r-t-t-ie--s-.-.-.-.-.-_-__-_-_-_-_--_ State of Georgia Bonds.... _________ _ Stock in Federal Reserve Bank-... __ BOathnekrinSgtoHckouasned__B__o__n_d__s_______-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _
Due from Federal Reserve Bank.. __ _

39,665.68 none
~ none none none
], 700.00 2,350. 71 2.210.00 5,468.52
none

Cash in Vault and Amounts De-

.Posited with A.P.Proved Reserve

DAuegfernotms..O--t-h-e-r--B-a-n--k-s-_-_-_-_-_-_-_-_--_-_-_-_-_-_-

2,016736..7878

Advances on Cotton. --------------

none

...Advances on Other Commodities....
Checks for Clearing House__________

OOvtheerdr rCahftesc(kisf aannyd)__C__a_s_h__I_te__m__s____-_-_-

POrtohfeitr

Assets--------------------------
and Loss... ................

none none n4o5.n0e0
5,8n7o9.n96e

TotaL:.______________________________-$ - - -5-9,5-60-.5-2

LIA,BILITIES. Cai>ital Stock Paid in _______________$ Assessment Fund................... .. USunrdi>ivluids.e-d--P-r-o--f-it-s--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Uni>aid-------------------Due to Banks-----------------------Dei>osits Subject to Check---------Demand Certificates of Dei>osit..... TSaimviengCserDtiefii>coastietss_o__f_D__e_i_>__o_s_i_t_--_-_-_-_-_-_--_ TCraushstieFru'snCdhseocnksD__e_._P_o_s_i_t_._._-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ BNiolltsesPaanyadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Accei>tances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed... ----------------Other Liabilities --------------------
TotaL---------------------------------$

15,000.00 none none
4,513.52 none none
19,986.25 none
ll, 730.17 none none
3,422.90 none
4,907.68 none none none none none
59,560.52

STATEMENT Showing Condition at Close of Business December 31,1924
(In Liquidation) of the
EVANS COUNTY RANK Ha~an, Ga.

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _

!0,526.33 none none none

Stock in Federal Reserve Bank------

none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._.___-_-_-_-_-_-_--_ Furniture and Fixtures.____________ _

none 2,100.00 2,050.00

Other Real Estate Owned ----------

none

Due from Federal Reserve Bank-----

none

Cash in Vault and Amounts De-

I>Osited with AI>I>roved Reserve

Agents------------------------------

1,307.43

Due from Other Banks -------------

305.27

Advances on Cotton... --------------

none

CAhdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._

none none

OOvtheerdr rCafhtesc(kisf aannyd)C__a__s_h__I_t_e_m__s_-_-_-_-_-_--_

none none

Other Profit

Assets-------------------------and LOSS------------------------

-

none
-8-,71-0.9-7

Total~---------------------------------$

25,000.00

LIABILITIES: Cai>ital Stock Paid tn________________ $ Assessment Fund....... _____________ _ Suri>lus...... ------------------------Undivided Profits-------------------Dividends Un.Paid-------------------Due to Banks------------------------Dei>osits Subject to Check. ------Demand Certificates of Dei>osit... Time Certificates of De.Poslt-------Savings Dei>osits--------------------TCraushstieFru'snCdhseocnksD__e_._P_o_s_i_t_._._-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------Bills Payable.. _---------------------Notes and Bills Rediscounted------Letters of Credit and Acce.Ptances.. Reserve for Interest and Taxes.... Bonds Borrowed---------------------Other Liabilities. __ ------------------
TotaL--------------------------------$

25,000.00 none none none none none none none none none none none none none none none none none none
25,000.00

1

308

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
JESUP BANKING CO. Jesup, Ga.

RESOURCES:
Time Loans and Discounts----------$ DUenmiteadndSLtaotaens sS.e--c-u-r-i-t-i-e-s-_-_-_-_-_-_-_-__-_-_-_--_ State of Georgta Bonds.____________ _ Stock in Federal Reserve Bank-----Other Stocks and Bonds.... -------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned.---------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve DAuegfernotms..O. -t-h-e-r--B--a-n--k-s-.-.-.--.-_-_-_-_-__-_-_-_--_ Advances on Cotton... -------------CAhdevcaknscefsoroOn lOeathrtenrgCHoomumseo_d_i_t_i_e_s_._._.._ oOvtehredrrCafhtesc(kisf aannyd)_C_a__s_h__I_t_e_m__s__._._._.____ POrtohfeitr aAnsdseLtso-s-s-.-.-_-_-_-_-_-_----------------
Total.. ______ ----- _______ . ____________ .$

125,315.15
none
87.90
none none
25.000.00
none
5,160.00 50.00
none
1.172.28 765.99
none none none
1.360.37 6, 783.54 3,293.23 7,733.23
176,721.69

LIABILITIES: Capital Stock Paid in________________$ Assessment Fund______ _ USunrdpivluidse..d-P--r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------Due to Banks.... -------------------Deposits Subject to Check.. -------Demand Certificates of Deposit... -_ Time Certificates of Deposit--------Savings Deposits.-------------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ BNiolltsesPaanyadbBleil.l.s. R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Acceptances._ Reserve for Interest and Taxes_____ _ Bonds Borrowed. __ -----------------Other Liabilities.. -------------------
Total----------------------------------$

25,000.00 4,480.00 20,000.00 12,555.51
none none
42,847.89
none
24.515.16 1.943.91
none none
1,143.33 23,357.92
none none none none
20.877.97
176, 72!.69

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
RANK OF LAWRENCEVILLE Lawrenceville, Ga.

RESOURCES:

Time Loans and Discounts__________ $ 168,055.17

UDnemiteadndSLtaoteasnsSe-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds. ____________ _

none none none

SOttohcekr iSntoFcekdsearanldRBesoenrdves _B__a_n_k__-_-_-_-_--_

none none

BFuarnnkiitnugreHaonudseF.i-x-t-u--r-e-s-.-_-_-_-_-_-_-__-_-_-_-_--_ Other Real Estate Owned __________ _

none none none

Due from Federal Reserve Bank-----

none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents._----- __ --------------------Due from Other Banks._-----------Advances on Cotton----------------Advances on Other Commodities.__ _ Checks for Olearing House_________ _

4.943.41
none none none none

OOvtheerdr rCahftesc(kisf aannyd)C__a__s_h__I_t_e_m__s_._________ __

none
34.36

POrtohfeitr

aAnsdseLtso-s-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--.-. -_
-

-

70.75
-9-,30-2.-53

TotaL _____ ._---.. -.------.-----------.$ 182.406.22

LIABILITIES: Capital Stock Paid in _______________$ Assessment Fund.... -.-- _ -------- .. Surplus -----------------------------Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check.--------Demand Certificates of Deposit... -Time Certificates of Deposit--------Savings Deposits. _______ ------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks. _________ ._.--------Bills Payable. ---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed... -----------------Other Liabilities. __ ------------------
Total-- _____ ----------------- __ ------ .$

25,000.00 13.716.11
none none none none
93,428.64
none none none none none none
50,037.47
none none none none
224.00
182,406.22

DEPARTMENT OF BANKING

309

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
BANK <W LILBURN Lilburn, Ga.

RESOURCES: Time Loans and Discounts__________ $ DUenmiteadndSLtaoteans sS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----Other Stocks and Bonds ----------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts Deposit-
ed with Approved Reserve Agents_ ADduveafnrcoems oOnthCeortBtoann_k_s_______-_-_-_-_-_-_-_-_-_--_ AChdevcaknscefsoro nClOeat hrienrgCHoomums eo_d_i_t_i_e_s______ __ OOvtheerdr rCafhtesc(kisf aannyd)C__a__s_h__I_t_e_m__s_-_________ __ POrtohfeitr aAnsdseLtso-s-s-_-_-_-_-_-_------------------
TotaL---------------------------------$

72,484.02 none none none none none none
2,245.20 none none 841.38 none none none none 103.03 none none
5,478.84

LIABILITIES:
Capital Stock Paid in________________$ Assessment Fund.. USunrdpilvuids.e_d__P_r__o_f-it-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnedrCtifeirctaiftiecsaotefsDoefpDoesipto_s_i_t_-_-_-_--_ Savings Deposit_--------------------TCraushstieFru'snCdhseocnksD__e_i_>_O__s_i_t_-_-_-_-_--_-_-_-_-_-_--_
Certified Checks----------------------Bills Payable------------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances-Reserve for Interest and Taxes.----Bonds Borrowed_-------------------Other Liabilities __ -------------------

81,152.47 TotaL ________________________________ $

25,000.00 none none none none none
l, 918.72 none
33,931.95 none none 35.38 none
18,885.42 none none none none
1,381.00 81,152.47

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
BANK OF LOVETT LoYett, Ga.

RESOURCES:

Time Loans and Discounts__________ $ 35,978.00

DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-.-_-_-_-__-_-_-_-_-_-_--_

none none

State of Georgia Bonds-------------Stock in Federal Reserve Bank------

none none

Other Stocks and Bonds-----------BFuarnnkiitnugreHaonudseF-i-x-t-u--r-e-s-_-_-_-_-_-_-_-__-_-_-_-_--_

45.00 1,200.00 1,000.00

Other Real Estate Owned----------

2,000.00

Due from Federal Reserve Bank----

none

Cash in Vault and Amounts De-

:oosited with A:o:oroved Reserve

DAuegfernotms..O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton________________ _

296.88 88.94 none

AChdevcaknscefsoronOlOeathrienrgCHoomumseo_d_i_t_i_e_s____

none none

Other Checks and Cash Items.....

147.00

Overdrafts (if an:vl-------------------

none

POrtohfeitr

aAnsdseLtso-s-s-_-_-_-_-_-_-_-_-------------------------------

-

967.09
-22,7-34.-77

Total---------------------------------.$ 64.457.68

LIABILITIES: Ca:oital Stock Paid in _______________$ Assessment Fund_____________ -------USunrdpivluidse.-d--P-r-o--f-i-ts--_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends UnPaid-------------------Due to Banks-----------------------Deposits Subject to Check---------TDiemmeaCnderCtifeirctaiftiecsatoefsDoef:oDoes:iot o__s_it_-_-_-_-_ Savings De:oosits--------------------Trust Funds on De:oosit------------Cashier's Checks--------------------Certified Checks... -----------------Bills Payable------------------------Notes and Bills Rediscounted------LReestteerrvseofforCIrnetdeirteasnt danAdccTea:oxteasn_c_e__s_._. Bonds Borrowed---------------------Other Liabilities--_------------------
Total.. -------------------------- ______$

21,600.00 none none none none none
8,046.20 none
7,600.00 4.00
none 40.08 none 26,194.68 none none none none 972.72 64,457.68

l

310

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31, 1924.
(In Liquidation) of the
LIBERTY BANKING CO. Ludowici, Ga.

RESOURCES:

Time Loans and Discounts..........$ 70,915.08

Demand Loans......................

none

United States Securities............

none

State of Georgia Bonds.............

none

Stock in Federal Reserve Bank....

none

Other Stocks and Bonds............

4,500.00

Banking House.......................

none

Furniture and Fixtures.............

none

Other Real Estate Owned ..........

none

Due from Federal Reserve Bank .

none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents..............................

none

Due from Other Banks.. .......

1.059.46

Advances on Cotton.................

none

Advances on Other Commodities....

none

Checks for Clearing House..........

none

Other Checks and Cash Items......

189.95

Overdrafts (if any)...................

284.78

Other Assets..........................

none

Profit and LOSS------------------------ - -29,2-95.-98

TotaL.....................$ 106,245.25

LIABILITIES: cavital Stock Paid ln................$ Assessment Fund.... ___________ -----Survlus...... ___ ..................... Undivided Profits ................. Dividends Unpaid................... Due to Banks........................ Devosits Subject to Check........ Certlflcates of Devosit.............. Savings Devosits .................. Trust Funds on Devosit............. Cashier's Checks.................... Certified Checks.................. Bills Payable.................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes.... Bonds Borrowed................. Other LiabUlties.................
Total......................$

25,ooo.oo 4,592.84
none none none none 54,957.68 none none none none none none 21.425.62 none none none none 269.11 106,245.25

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
MERCHANTS AND MINERS STATE BANK McCaysville, Ga.

RESOURCES:

Time Loans and Discounts......... Demand Loans .....................$ United States Securities............

none 11,661.13
none

state of Georgia Bonds............ Stock in Federal Reserve Bank.... Other Stocks and Bonds............

none none none

Banking House.....................

2.906.38

Furniture and Fixtures............. Other Real Estate Owned...........

2,047.99 none

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts De-

vosited with Avvroved Reserve

Agents.. -----------------Due from OtherBanks.-------------Advances on Cotton ........!....

2,4n3o6.n5e6 none

Advanc.es on Other Commodities....

none

Checks for Olearlng House..........

none

Other Checks and Cash Items......

none

Overdrafts (if any)...................

56.36

Other Assets..........................

702.01

Profit and LOSS------------------------ - -7,2-77.-50

Total.................................$ 27,087.93

LIABILITIES: cavital Stock Paid in...............$ Assessment Fund-----------------Survlus.............................. UndividedProfits ................... Dividends Unvaid................ Due to Banks........................ Devosits Subject to Check......... Demand Certificates of Devosit.... Time Certificates of Devosit......... Savings Devosits.................. Trust Funds on Deposit............ . Cashier's Checks.................... Certified Checks...................... BNiolltsesPaanyadbBleil.l.s. R--e--d-i-s-c-o--u-n-t-e--d-.-.-.-.-.-.-. Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed.................. Other Liablllties ................
TotaL................................$

15,000.00 4,371.97
none 1,697.20
none none 2,704.10 3,160.68 none none none none none none none none none none 153.98 27,087.93

1

DEPARTMENT OF BANKING

311

STATEMENT Showing Condition at Close of Business Dece10ber 31, 1924
(In Liquidation) of the
MORGAN COUNTY BANK .Madison, Ga.

BESOUBOES:

Time Loans and Discounts__________ $ 65,303.61

DUenmiteadndSLtaoteasnsSe-c--u-r-i-t-ie--s-_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _

none none none

Stock in Federal International

none

Other Stocks and Bonds--------------

none

BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_

4,000.00 754.39

Other Real Estate Owned ----------

13,566.94

Due from Federal Reserve Bank-----

none

Oash in Vault and Amounts De-

posited with Approved Reserve

Agents. ______ -------- _______ -------_

3,644. 30

ADduveafnrcoems oOnthCeorttoBna_n__k_s_-_-_-_-_-_-_--_-_-_-_-_-_-

n2o6.n9e5

Advances on Other Commodities____ Checks for Clearing House__________

none none

OOvtheerdr rCafhtesc(kist aanny)d__C__a_s_h__I_te__m__s_--_-_-_-_-_-

n4o1.n4e4

Other Assets--------------------------

16.49

Profit and LOSS------------------------ - -12,-551-.80

Total---- __________ --------------- ____$ 99.905.92

LIABILITIES: Capital Stock Paid in________________$ Assessment Fund--------------------Surplus _____ -------------------------Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------BUls Payable-------------------------Notes and BUls Rediscounted------LReestteerrvse offorCIrnetdeirteasnt danAdccTeapxteasn_c_e__s____ Bonds Borrowed--------------------Other LiabUities.- ----------------
Total.. __ -- ____ -------------- ________$

50,000.00 8, 768.00
none none none none
5,802.47
none
6.014.09 4,480.19
none none none
1,245.50 22,148.82
none none none
1.446.85
99,905.92

STATEMENT Showing Condition at Close of Business December 31, 192-6
(In Liquidation) of the
PEOPLES BANK Mansfield, Ga.

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds-----------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De-
Apogseintetsd___w__i_t_h___A__p_p__ro-v--e-d---R--e_s_e_r_v_e_ Due from Other Banks _____________ _ AAddvvaanncceess oonn COothtteornC._o-m--m--o-d--it-i-e-s-_-_-_-_ Checks for Clearing House_________ _ Other Checks and Cash Items------Overdrafts (it ari>------------------POrtohfeitr aAnsdseLtso-s-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Total----------------------------------$

102,629.41
none none none none none none
3,407.16 594.92
none
2,451.58
none none none none none
1,143.22
none
280.06
110,506.05

LIABILITIES: Capital Stock Paid in_______________$ Assessment Fund_______________ . ____ _ Surplus_____ -------------------------Undivided Profits-------------------Dividends Unpaid------------------Due to Banks... _-------------------DDeepmoasnitds CSuerbtjieticctattoesCohfeDckep. o-s-i-t-_-_-__--_ Time Certificates of Deposit_______ _ Savings Deposits -------------------Trust Funds on Deposit------------Cashier's Checks-------------------~ Certified Checks_-------------------BNiolltsesPaanydabBleil-l-s--R-e--d-i-s-c-o--u-n-t-e-d--_-_-_-_-_--_ Letters of Credit and Acceptances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed _------------------Other LiabUities---------------------
Total ________ -------------------------.$

25,000.00 5,567.90
none
6,928.81
none none
18,672.79
none
3,909.64
none none
682.48 1.394.91 47,116.89 1,232.63
none none none none
110,506.05

l

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
:\IARIETTA TRUST & BANKING CO. Marietta, Ga.

RESOURCES: Time Loans and Discounts..........$ Demand Loans ...................... United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank...... Other Stocks and Bonds............. Banking House....................... Furniture and Fixtures............. Other Real Estate Owned ......... Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve Agents............................. . Due from Other Banks............. Advances on Cotton................. Advances on Other Commodities... Checks for Olearing House.........
gOther Checks and Cash Items...... verdrafts (if any)................. Prtohfeirt AanssdetLsoss________.____________. Total............................... ~ ..$

43,924.36 none none none none
7.296.88 none none
7,346.11 none
none 30,462.94
none none none 2,246.61 511.86 208,733.89 none 300,522.65

LIABILITIES: Capital Stock Paid in..............$ Assessment Fund ________ ---------- .. Surplus ........................... Undivided Profits .................. Dividends Unpaid.................... Due to Banks......................... Deposits Subject to Check ........ Demand Certificates of Deposit..... Time Certificates of Deposit........ . Savings Deposits..................... Trust Funds on Deposit............ Cashier's Checks................... Certified Checks.................... Bills Payable..................... Notes and Bills Rediscounted...... . Letters of Credit and Acceptances.. Reserve tor Interest and Taxes..... . Bonds Borrowed................... Other Liabilities ...................
Total..............................$

100,000.00 71,577.12
none 8.849.61
36.00 16.77 112,553.22 none 1.020.30 none none 52.71 none none none none none none 6.416.92 300,522.65

STATEMENT Showing~ndition at Close of Business December 31, 1924
(In Liquidation) of the
BANK OF MAUK Mauk Ga.

RESOUROES:

Time Loans and Discounts.....$ 39,986.03

Demand Loans.....................

none

United States Securities............ .

none

State of Georgia Bonds.............

none

Stock in Federal Reserve Bank.....

none

Other Stocks and Bonds.........

none

Banking House....................

1.870.00

Furniture and Fixtures............

1.978.47

Other Real Estate Owned........

none

Due from Federal Reserve Bank.....

none

Cash in Vault and Amounts De-

POSited with Approved Reserve

Agents..............................

none

Due from Other Banks..............

163.74

Advances on Cotton.................

none

Advances on Other Commodities....

none

Checks for Clearing House..........

none

O~er Checks and Cash Items......

355.27

Overdrafts (if any)...................

2,123. 59

Other Assets..........................

none

Profit and Loss_______________________

24,1l0.84

----

TOtal-'---------------------------------$

70,587.94

LIABILITIES: Capital Stock Paid in...............$ Assessment Fund....... -----------SUunrdpilvuids ed--P-r-o--f-it-s---.-.--.-.-.-.-.-.-.-.-.-..-.-.-.-.-Dividends Unpaid................. DDuepeotsoitBs aSnukbsj.e-c-t--t-o--C--h-e-c-k---.-.-.-.-.-..-.-Demand Certificates of Deposit.. Time Certificates of Deposit...... Savings Deposits--------------------Trust Funds on Deposit...... Cashier's Checks............. Certified Checks........ Bills Payable................. Notes and Bills Rediscounted. Letters of Credit and Acceptances.. Reserve for Interest and Taxes.. Bonds Borrowed........ Other Liabilities.............
Total.....$

15,000.00 17,362.91 1.767.05
none none none 29,185.93 none none none none 121.98 none 7,025.19 none none none none 124.88
70,587.94

DEPARTMENT OF BANKING

31~3

STATEMENT Showing Condition at Close of Business December 31,1924
(In Liquidation) of the
BANK OF MOHGAN Mor!!:an, Ga.

RESOURCES:

Time Loans and Discounts__________$ 41,805.21

DUenmiteadndSLtaotaens sSe-c--u-r-t-t-le--s-.-_-_-__-_-_-_--:-_-__--_

none none

State of Georgie. Bonds--------------

none

SOttohcekr iSntoFcekdsearanldRBesoenrdves_B__a_n__k_________ __

none 2,364.00

BFuarnnkiitnugreHaonudseFix.t.u. r-e-s--_-_-_-__-_-_-_-_-_-_-_-_--_

3,428.00 2,086.40

DOutheefrroRmeaFl eEdsetraatleROewsenrveedB.--a-n--k-_-_-__--_

none none

Cash in Vault and Amounts De-

I>oslted with AI>I>roved Reserve

Agents... --------------------------Due from Other Banks._------------

1,804.75 none

Advances on Cotton.. --------------

none

ACdhveacnkcsefsoor nOlOeet.hrlenrgCHoomumseo_d_i_t_i_e_s___._

none 176.00

Other Checks and Cash Items ... __

none

Overdrafts (if ~IDYl-------------------

272.86

Other Assets--------------------------

none

Profit and LosS------------------------ - -7,7-62-.10

TotaL--------------------------------.$ 59,699.32

LIABILITIES:

Ce.I>1te.1 Stock Paid ln... - __________$

Assessment Fund...

------------

Suri>lus.. _. ________ -------------------

Undivided Profits--------------------

Dividends Uni>e.id--------------------

DDeuie>otosltBs aSnukbsJ.ec-t-t-o--C--h--e-c-k-_-_-_-_-_-_-_-_-_--_

Demand Certificates of Dei>oslt-----

Tlme Certificates of Dei>osit---------

Savings Dei>oslts--------------------Trust Funds on Dei>osit------------

Cashier's Checks----------------- Certified Checks------------------ Bills PaYable........----------------Notes and Bills Rediscounted.......

Letters of Credit and Accei>tances..

Reserve for Interest and Taxes------

Bonds Borrowed---------------------

Other L1ab111t1es. _-------------------

TotaL.. --------------- _______________$

20,000.00 4,589-65
none 775.36 none 166.60 11.223.10 none 7,312.28 none none 141.24 none 15,195.73 none none none none 295.36 59,699.32

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
BERRIEN COUNTY BANK Nashville, Ga.

RESOURCES:

Time Loans and Discounts._________$ 26,606.19

DUenmiteadndSLtaoteasn.Ss-e-c-u--r-l-ti-e-s---..---_-_-_-__-_-_-_--_

none none

State of Georgie. Bonds--------------

none

Stock in Federal Reserve Bank------

none

Other Stocks and Bonds-------------

none

Banking House-----------------------

none

Furniture and Fixtures-------------Other Real Estate Owned-----------

none 7,375.83

Due from Federal Reserve Bank..----

none

Oash in Vault and Amounts De-

POSited With AI>Proved Reserve

Agents . ---------------------------_

none

Due from other Banks--------------

535.75

Advances on Cotton-----------------

none

Advances on Other Commodities-...

none

Checks for Olee.rlng House._________

none

Other Checks and Cash Items______

none

Oo tvheerdr rAafstsse( itfs-I-I-D--Y--l-------------

none none

- - - - - Profit and LOSS----------

15,551.62

Total..---------------------------S 50,069.40

LIABILITIES: Ce.I>ltal Stock Paid in----------------S Assessment Fund..... --------------Suri>lus.. ----------------------------Undivided Profits.------------------Dividends Uni>aid-------------------Due to Banks------------------------Dei>oslts SubJect to Check---------Demand Certificates of Dei>oslt Time Certificates of Deposit-------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable----------------------- Notes and Bills Rediscounted Letters of Credit and Acceptances Reserve for Interest and Tues Bonds Borrowed---------------- Other Lie.bWties.-- ----------------
TotaL-------------------------------$

25.000.00 9,368.20 none none none none 4,747.69 6.002.50 none none none 48.05 none 4,902.96 none none none none none 50,069.40

314

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
BANK OF NEWBORN Newborn, Ga.

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _ SSttoactek oifn GFeeodregraial BReosnedrvs-e-B--a--n-k--_-_-_-__--_ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_.___-_-__-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank.---Cash in Vault and Amounts De-
Apogseintetsd. __w__i_th____A__p_p_r_o__v_e_d___R__e_s_e_r_v_e_
ADduveafnrcoems oOnthCeortBtoann_k_s_-_-__-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities____ COhthecekr sCfhoercCksleaanridngCaHsohuIstee-m--s-_-_-_-_-_--_ Overdrafts (if an:vl-------------------
POrtohfeitr aAnsdseLtso-s-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_
Total------------------------------- ___$

136,986.89 none none none none none
2,234.38 none
14,771.40 none
17.57 22.02 none none none none none 286.64 1,628.29
155,947.19

LIABILITIES: Capital Stock Paid in________________$ Assessment Fund--------------------SurPlUS------------------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable------------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed.. _-----------------Other Liabilities---------------------
TotaL---------------------------------S

50,000.00 none
15,000.00 1,212.60
none none 2,551.87 none 54,263.54 none none none none 32,914.70 none none none none
4.48
155,947.19

STATEMENT Showing Condition at Close ofBusiness December 31, 1924
(In Liquidation) of the
FARMERS BANK Nichols, Ga.

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_-_- $ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o_n__d_s_______________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _

none 70,608.28
none none none none none 1,819. 70 22,900.00

Due from Federal Reserve Bank-----

none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents-----------------------------ADduveafnrcoems oOnthCeorttBona_n__k_s_._-_-_-_--_-_-_-_-_-_-_-_-

none 1,9n4o9.n5e8

Advances on Other Conditions______ Checks for Clearing House__________

none none

Other Checks and Cash Items______

565.64

Overdrafts (if an:vl-------------------

none

Other Assets--------------------------

54.67

Profit and Total---- __

-L--o-s_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--.$-

-1-031,,1-02297.-.2029

LIABILITIES: Capital Stock Paid in.--------------$ Assessment Fund--------------------Suri>lUS------------------------------Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsje--c-t-t-o--C--h--e-c-k--_-__-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit--------TSarvuisntgFsuDnedpsoosnitsD--e-p-o--s-i-t-_-__-_-_-_-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks---------------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances._ Reserve for Interest and Taxes-----BOot hnedrs LBioa br riol iwt i eesd_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_
Total______ -___ -- ______ -------_-_---- __$

8,163.00 1,800.00
none 199.20 none none 4,376. 75 none 56.827.39 none none none none 15,722.84 8,625.40 none none none 5,312.51
101,027.09

DEPARTMENT OF BANKING

315

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
BANK OF GWINNETT Norcross, Ga.

RESOURCES:

Time Loans and Discounts.........$ 96.031.81

DUenmiteadndSLtaotaens sSe-c--u-t-lr-i-e-s-_-_-_-__-_-_-_-_-_-__--_

none none

SSttoactekoinf GFeedoregraial RBeosnedrvse--B--a--n-k--_-_-__-_--_ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_______________________ __ Furniture and Fixtures_____________ _

none none none none none

Other Real Estate Owned----------Due from Federal Reserve Bank.. _-

none none

Cash in Vault and Amounts De-

J)osited with Aililroved Reserve

Agents._----------------------------

2,167.57

Due from Other Banks... -----------

none

Advances on Cotton... --------------

none

Advances on Other Commodities. . .

none

Checks for Clearing House----------

none

Other Checks and Cash Items.. ----

133.76

Overdrafts (if axw>-------------------

none

POrtohfeirt aAnsdseLtoss-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-___-_-_-_-

11,9n9o8.n5e0

-----

TotaL.. ------------ ____________ --- ..$ 110,331.64

LIABILITIES: CAassileistsaml Sentot cFkuPnadi_d__i_n_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_$
SurJ)lUS. -----------------------------
Undivided Profits-------------------Dividends Unilaid-------------------Due to Banks-----------------------DeJ)osits subject to Check--------- Demand Certificates of Deilosit----Time Certificates of Deilosit-------Savings DeJ)osits--------------------Trust Funds on DeJ)osit------------Cashier's Checks--------------------Certified Checks--------------------BNiolltsesPaanydabBliel.l-s-R-e-d-i.s.c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceiltances. _ Reserve for Interest and Taxes..... . Bonds Borrowed. ------------ Other Liabilities.-----------------
Total.. __ -.-.-.-.----$

23,000.00 5,331.93
none none none none 7,245.21 none 59,317.82 none none 33.98 none 9,209.06 none none none none 6,193.64 110,331.64

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
EXCHANGE BANK Oakfield, Ga.

RESOURCES:

Time Loans and Discounts.........$ DUenmiteadndSLtaotaesnsS-e-c--u-r-i-t-ie--s-_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-__-_-_--_ Furniture and Fixtures_____________ _
Other Real Estate Owned.---------Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De-
J)osited with AilJ)roved Reserve

25.786.08 none none none none none
3,250.00 1,800.00
none none

. DAuegfernotms._O--th--e-r--B-a-n-k--s_--_-_-_-_-_-_-_-_--_-_-_-_-_Advances on Cotton_________________

5n8o7.n0e0 none

Advances on Other Commodities... Checks for Clearing House.--------OOvtheerdr rCahftesc(kisf aannyd)__C__a_s_h__I_t_e_m__s_-_-_-_-_-_-

none none nnoonnee

POrtohfeitr aAnsdseLtsos-s-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-

7,220984..5615

-----

TotaL-------------- __ ----------- _____ $ 38,926.24

LIABILITIES: Cailita1 Stock Paid in_______________ $ ASusrsJe)s1sums.e_n_t__F__u-n-d-----_-_-_-_-_-_-_------------------------Undivided Profits-------------------Dividends Unilaid-------------------Due to Banks------------------------DDeeJm)oasnitds CSuerbtjieficctattoesCohfeDckeJ.).os-i-t-_-_-__--_ Time Certificates of DeJ)osit--------Savings DeJ)osits -------------------Trust Funds on DeJ)osit------------Cashier's Checks--------------------Certified Checks.-------------------Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and AcceJ)tances.. Reserve for Interest and Taxes______ Bonds Borrowed--------------------Other Liabilities.. ------------------
TotaL. _________________________ . _____ .$

15,000.00 5,120.00
none none none none 13,509.76 none none none none none none none none none none none 5.296.48 38,926.24

~H6

FIF'TH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31,1924
(In Liquidation) of the
CITIZENS BANK Ocilla, Ga.

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _

133,293.21 none none none

SOttohcekr iSntoFc'ekdsearanldRBesoenrdves_B__a__n_k__-_-_-_-_--_ Banking House______________________ _ F'urniture and F'ixtures_____________ _ Other Real Estate Owned __________ _

none none none none 1.027.76

Due from Federal Reserve Bank___ _

none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents-------------------------------

none

ADduveafnrcoems oOnthCeorttBona_n__k_s_-_-_-_-_-_--_-_-_-_-_-_-_-

2.5n8o9.n28e

Advances on Other Commodities____

none

Checks for Clearing House__________

none

Other Checks and Cash Items______ Overdrafts (if any)___________________

18.83 47.37

Other Assets__________________________

none

Profit and Loss.. __________________ __

41,092.94

-----
TotaL---------------- ________________ $ 178,069.39

LIABILITIES: Capital Stock Paid in _______________ $ Assessment Fund____ ------------Suri>1US------------------------------Undivided Profits-------------------Dividends Unpaid-------------------DDuepeotsoitBs aSnukbsje--c-t-t-o--C--h--e-c-k--_-__-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit-------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable ____ --------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s__________ __ Other Liabilities.--------------------
TotaL---'__________ . ______________ ----.$

78,000.00 4,468.24
none 1.976.85
none none 8,368.92 none 38.240.39 321.95 none 38.46 none 42,447.20 3,500.00 none none none 707.38 178.069.39

STATEMENT Showing Condition at Close of Business December 31,1924
(In Liquidation) of the
ODUM BANKING CO. Odurn, Ga.

RESOURCES:

Time Loans and Discounts__________ $
DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_
State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-__-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
Apogseintetsd. _'_w__i_t_h___A__p_p_r_o__v_e_d_ --R--e--s-e_r_v_e

45,763.93 none none none none none none none none none none

ADduveafnrcoems oOnthCeorttBona_n__k_s_-_-_-_-_-_--_-_-_-_-_-_-_-

2.6n7o2.n69e

Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items______

none 260.36 none

overdrafts (if anYl-------------------

5,934. 73

Other Assets--------------------------

none

- - - - Profit and LOSS-----------------------

19,436.78

.1.0~------------ ---------------------.$ 74.068.49

LIABILITIES: Capital Stock Paid in----------------$ Assessment Fund--------------------Suri>lus. ____ -- __ . _-------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances. Reserve for Interest and Taxes... Bonds Borrowed.. ------------------Other Liabilities._----------------
To~----------------------------$

15,300.00 200.00 none none none none
26,373.87 none
18,580.16 none none none none
8,270.54 none none none none
5,343.91 74,068.48

DEPARTMENT OF BANKING

317

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
BANK OF PAVO Pa,o, Ga.

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_._._-_-_-_--_-_-_-_$
United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_
Furniture and Fixtures-------------Other Real Estate Owned----------Due from Federal R~!lrve Bank. __ _ Cash in Vault and Amounts De-
posited with Approved Reserve Agents------------------------------- ADduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s______ __ OOvtheerdr rCafhtesc(kifs aannyd) _C_a__s_h__I_t_e_m__s__. ________ __
POrtohfeitr aAnsdseLtso-s-s-_-_-_-_-_-------------------
TotaL _________________________________ $

133,604.83
none none none none none
2,Hl0.67 989.75 725.00
none
14.13 3,015.54
391.74 1.269.13
none
1,003.96 378.12
9,473.13
none
152,966.00

LIABILITIES:
ACsaspeistsaml Sentot cFkuPnadi_d__i_n_---------------$ Surplus. __ ---------------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------TDiemmeaCnedrCtifeirctaiftiecsaotefsDoefpDoespito_s_i_t_-_-_-_--_ Savings Deposits--------------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i-t------------------------_Certified Checks----------------------
~~~~:~~b~~fi;3iie(iiscounted~===:::
Letters of Credit and Acceptances.. BReosnedrvseBfoorrroIwnteedre__s_t_a__n_d__T__a_x__e_s__________ __ Other Liabilities._-------------------
Total. -------------------------------.$

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
PEARSON BANKING COMPANY Pcatson, Ga.

33,100.00 1,800.00 10,000.00 4,255.23
none
3,998.10 18,627.92
none
38,055.02
none none none none
13,358.62 20,019.24
none
1.467.04
none
8.284.83
152,966.0
0

RESOURCES:

TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _

124,966.96
none none none

Stock in Federal Reserve Bank------

none

BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-__-_-_-_-_--_

none
2,000.00

FOuthrneirtRureealaEnsdtaFtiextOurwense--d-_-_-_-_-_-_-_-_-_-_--_

1,500.00 13,608.74

Due from Federal Reserve Bank-----

none

Cash in Vault and Amounts De-

posited with Approved Reserve

Agents------------------------------

none

ADduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_

4,168.50
none

CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s______ __

none none

OOvtheerdrrCafhtesc(kifs aannyd)_C__a_s_h__I_t_e_m__s_.______-__-_

2.868.63 1,084.54

POrtohfeirt AansdseLtso-s-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--._--._--._--.- $
Total__________________________________- $

89.15
-14966-,,253252-..7246

LIABILITIES: Capital Stock Paid in________________ $ Assessment Fund _________ _ Surplus. ___ ----------_---------------Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t-t-o--C--h--e-c-k--_-_-__-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits--------------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------- ___________ _ BNiolltsesPaany da bBl eil.l_s_ R- -e-d- -i-s-c-o-u- -n-t-e-d- -_-_-_-__-_- -_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities---------------------
Total__________________________________ $

30,000.00
none none none none none
48,345.24
none
54,869.78
none none none none
44,695.05
none none none none
18,612.19 196,522.26

1

318

Ji'IFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
PEOPLES BANK Rebecca, Ga.

RESOURCES:
Time Loans and Discounts..........$ DUenmiteadndSLtaoteans sSe-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_--__State of Georgia Bonds-------------Stock in Federal Reserve Bank...... Other Stocks and Bonds------------Banking House........ ____ ----------Furniture and Fixtures... __ ...... _.. Other Real Estate Owned ---------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
vAogseitnetds. _w___it_h____A__v_v_r_o__v_e_d. __R__e_s_e_r_v_e_ ADduveafnrcoems oOnthCeor tBtoann_k_s___-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities. ___ Checks for Clearing House. ________ _ OOvtheerdr rCafhtesc(k11s aannyd)C__a__s_h__I_t_e_m__s_.______.._
POrtohfeirt AansdseLtso-s-s-.-.-.-.--------------------
TotaL..............-------------......$

23,001.65
none none none none none
2,300.00 1.493.55
none none
247.80
none none none none
72.10 11.076.69
none
3,174.90
41,366.69

LIABILITIES: Cavital Stock Paid in................$ Assessment Fund.... ----------SUr:Dlus... ______ -------------------- .. Undivided Profots.. ___ -------------Dividends Unvaid-------------------Due to Banks-----------------------Devosits Subiect to Check. ------Demand Certificates of Devosit..... TSaimviengCserDtiefvicoastietss_o__f_D__e__v_o_s_i_t_._._._._._._._.._ Trust Funds on Devosit............. Cashier's Checks..................... Certified Checks---------------------Bills Payable._----------------------Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed... -----------------Other Liabilities.--------------------
TotaL __ ........ ____ ... __ .............$

15,000.00 565.02
none none none none
1.194.96
none none none none none none
15,126.71
none none none none
9,480.00
41,366.69

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
AMERICAN BANK & TRUST COMPANY Savannah, Ga.

RESOURCES: Time Loans and Discounts..........$ Demand Loans....................... United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank...... Other Stocks and Bonds............ Banking House....................... Furniture and Fixtures.............. Other Real Estate Owned_ .......... Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
vosited with Avvroved Reserve Agents.. _......... -----------------Due from Other Banks ------------Advances on Cotton .............. Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items....... Overdrafts (if any)................... Other Assets.......................... Profit and Loss..... _________________ _ Total..................................$

319.421.80
none none none none
750.00
none none none none
none
1,604.22 208.66
none none
425.56 2.980.22
225.00
none
325,615.46

LIABILITIES: Cavital Stock Paid in................$ Assessment Fund..... __ --- ... ----.--. SUUn!dIillvUidSe.-d--P-r-o--f-it-s--.--.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. Dividends Unvaid.................... Due to Banks......................... Devosits SubJect to Check.......... Demand Certificates of Devosit..... Time Certificates of Devosit........ Savings Devosits..................... Trust Funds on Devosit............. Cashier's Checks..................... Certified Checks .................. Bills Payable... ---------------------Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabilities......................
TotaL ................................. $

193,297.00 5,608.00
none none none none
36.844.10 1,318.74 10,022.94 67,860.26
none
241.60
none
10,087.17
none none none none
335.65
325.615.46

DEPARTMENT OF BANKING

319

STATEMENT Showing Condition at Close of Business December 31, 1~
(In Uquidation) of the
COMMERCIAL BANK Savannah, Ga.

RESOURCES:
DTiemmeaLndoaLnosaannsd___D__is__c_o_u__n_t_s_-_-_-_-_-_-_-_-_-_-$ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ FOuthrneirtRureealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De-
vosited with AI>vroved Reserve Agents._ --------------------------Due from Other Banks ------------Advances on Cotton----------------CAhdevcaknscefsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items-----Overdrafts (if allYl-------------------
POrtohfeirt AansdseLtso-s-s-_-_-_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_--_--
Total...----------------------------..$

329,214.92
63,623.8~
none none none 200.00 none none 42,174.76 none
none 13,598.29
none none none 928.04 7.601.89 none 68,627.31
525,969.04

LIABILITIES:
ACasis>eistsaml Sentot cFkuPnadi_d__i_n__-_-_-_-_-_-_-_-_-_-_-_-_-_--_$
SUunrdvilvuids.e.d_.P_r_o__f_it-s--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-______ __ Dividends unvaid-------------------Due to Banks-----------------------DeiJOsits SubJect to Check----------Demand Certificates of Devosit----Time Certificates of Devosit--------Savlngs Devosits. -------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable. ---------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances..
BReosnedrvs eBtoorrr oI nwteedr e__s_t__a_n__d__T__a_x_e__s_.__._._. ._
Other Liabillties. _------------------
TotaL.. --------------------------....$

100,000.00 67,181.07
none 56,212.40
8.00 none 88,932.12 19,098.67 none 177,605.45 none none. none 12,000.00 none none none none 4,931.33
525,969.04

STATEMENT Showi113 Condition at Close of Business December 31, 1924
(In Liquidation) of the
OGLETHORP.E SAVINGS & TRUST CO. Sa.-annah, Ga.

REBOUROES:
Time Loans and Discounts__________ $ DUenmiteadndSLtaotaens sS-e-c--u-r-i-t-ie--s-.-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds------------Banking House.... ----------------Furniture and Fixtures-------------Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vaults and Amount De-
posited with AI>I>roved Reserve Agents-----------------------------Due from Other Banks-------------Advances on Cotton----------------CAhdevcaknscefsoroOn lOeathrlenrgCHoomumseo_d_i_t_i_e_s_._.__ OOvtheerdr rOafhtesc(kifs aannyd)C__a__s_h__I_t_e_m__s__.-_______ Other Assets.______________________ _ Profit and Loss. ___________________ __
Total.. ---------- . ____ .... ______ ....$

588.415.53 none none none none
411,169.08 none none
53,821.80 none
93,293.55 none none none none
3,170.86 9,842.39
none none l.l59, 713.21

LIABILITIES:
ACsaspeistsami Sentot cFkuPnadi.d..i_n_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_$ Survlus. _____ ... ______ _______ .---- Undivided Profits-------------------Dividends Un:liaid------------------- Due to Banks------------------------Deposits SubJect to Check----------Demand Certificates of Devosit... Time Certificates of Deposit......... Savings Deposits. __ -----------------Trust Funds on Devosit-----------Cashier's Checks--------------------BCielrltsifPiaedyaCbhlee.c_k__s_-_-_-_-_-_--------------------------------Notes and Bllls Rediscounted..
Letters ot Credit and Acceptances. Reserve tor Interest and Taxes------
BOot hnedrs LBioarbriollwtieeds _- -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- _-

225,000.00 l,l50.00
175,000.00 58,944.56
9.00
951.20 none none 162,448.20 510,247.34 2,007.ll none none 2,833.02 20,520.84 none none none 601.94

Total--------------------------------$ 1,159, 713.21

3!l0

FxrrH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 3i, 1924
(In Liquidation) of the
PEOPLES BANK Savannah, Ga.

RESOUROES: Time Loans and Discounts..........$ Demand Loans....................... United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank...... Other Stocks and Bonds........... Banking House....................... Furniture and Fixtures.............. Other Real Estate Owned ........... Due from Federal Reserve Bank... . Cash in Vault and Amounts De-
vosited with Approved Reserve Agents ............................. . Due from Other Banks.............. Advances on Cotton................. Advances on Other Commodities... .Checks for Olearlng House.......... Other Checks and Cash Items.... .. Overdrafts (if any).................. . Other Assets.......................... Profit and Loss._._ ............... . Total..................................$

677.175.08 66.019.14
none none none
19.755.04
none none none none
none
29,313.97
none none none
1.983.47 1.756.58
none none
796.003.28

LIABILITIES: Capital Stock Paid in................$ Assessment Fund.................... . Surplus............................... Undivided Profits.................... Dividends Unpaid.................... Due to Banks........................ Deposits Subject to Check.......... Demand Certificates of Deposit..... Time Certificates of Deposit ....... Savings Deposits .................... Trust Funds on Deposit............. Cashier's Checks...........:......... Certified Checks..................... Bills Payable.............~........... Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes.... .. Bonds Borrowed .................... Other Liabillties....................
TotaL ................................ $

100,000.00 46,200.00
none
6.749.28
none none
163.393.74 34,908.64
none
431.701.10
none none none none none none none none
13,050.52
796,003.28

STATEMENT Showin~~; Condition at Close of Business December 31, 1924
(In Liquidation) of the
SCOTT BANKING CO. Scott, Ga.

RESOURCES: Time Loans and Discounts..........$ Demand Loans....................... United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank...... Other Stocks and Bonds............ Banking House....................... Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank. __ . . Cash in Vault and Amounts De-
posited with Approved Reserve Agents ............................. . Due from Other Banks.............. Advances on Cotton................ Advances on Other Commodities .. Checks for Olearlng House.......... Other Checks and Cash Items...... Overdrafts (if any)................... Other Assets.......................... Profit and Loss...................... . Total..................................$

26.994.98
none none none none none
1.200.00 750.00
3.000.00
none
none none none none none
144.59
none none
15,975.46
48,065.03

LIABILITIES: Capital Stock Paid in...............$ Assessment Fund.............. __ .... . Surplus............................... Undivided Profits.................... Dividends Unpaid.................... Due to Banks......................... Det>Osits Subject to Check ......... Demand Certificates of Deposit..... Time Certificates of Deposit......... Savings Deposits..................... Trust Funtls on Deposit............. Cashier's Checks................... .. Certified Checks..................... Bills Payable ........................ Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabllities.....................
Total..................................$

15.000.00 937.65
none none none none
6,134.82 6,116.00
none none none none none
19,876.56
none none non<) none none
48,065.03

DEPARTMENT OF BANKING

821

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
BANK OF SHADY DALE Shady Dale, Ga.

RESOURCES:
Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-ie--s-_-_-_-_-_-_-_-_-__-_-_--_ State of Georgia Bonds_____________ _ BSOtatohncekkriniSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_vd__es_._B._._a_n___k___.__.________ ___ Furniture and Fixtures_____________ _ DOutheefrroRmeaFl eEdsetraatleROewsenrveed-B--a-n--k-_-_-_-_-_ Cash in Vault and Amounts De-
vosited with Avvroved Reserve DAuegfernotms. _O__t_h_e__r_B__a-n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ CAhdevcakncsefsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_______ OOvtheerdrrCafhtesc(kisf aannyd) C__a__s_h__I_t_e_m__s_______-_- __
POrtohfeitr AansdseLtso-s-s--_-_---------------------
Total. _________________________________ $

29,407.78
none none none none none none none none none none
208.44
none none none
9. 77
none none
43,593.21 73,219.20

LIABILlTIES: Cavital Stock Paid in________________$ Assessment Fund ___________________ -US unrdvivl uids ed- -P-r-o- -f-i t-s-_-_-_-_-_-_- -------------------------Dividends Unvaid-------------------Due to Banks-----------------------Devosits SubJect to Check. ------Demand Certificates of Devosit----Time Certificates of Devosit.-------Savings Devosits -------------------Trust Funds on Devosit-----------Cashier's Checks--------------------Certified Checks---------------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances. _ Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities._-------------------
TotaL.... ---------------------------$

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
BANK OF SHILOH Shiloh, Ga.

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank.____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_.__-_-_-__-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned _________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
vosited with Avvroved Reserve DAuegfernotms-O--t-h--e-r-B--a--n-k--s-.-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities____ COOhvt heecerdkr rsCaffhotesrcC(kifsleaaannryidn)gC__Ha__so_h_u_Is_te_e_.m_-_-s_-._-__-__-__-__--__
POrtohfeitr aAnsdseLtso-s-s-_-_----------------------
Total----- _____________________________ $

39,623.66
none none none none none none none
1.490.00
none
none 1,119.50
none none none none
196.23
none
4,279.52 46.708.91

LIABILITIES: Cavital Stock Paid in._______________$ Assessment Fund _______ __ Survlus -----------------------------Undivided Profits ------------------Dividends Unvaid-------------------Due to Banks-----------------------Devosits SubJect to Check.. ------Demand Certificates of Devosit----Time Certificates of Deposit--------Savings Devosits -------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks.-------------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other LiabUities.-. ____ -------------
Total__________________________________ $

25,000.00 13,234.71 15,000.00
338.99
none none
3,161.71
none
1.493.38
none none none none
11,524.11
none none none none
3,466.30 73,219.20
15,000.00 566.00
none none none none
12,984.82
none none none none
8.95
none
17,356.09
none none none none
793.05 46.708.91

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business December 31,1924
(In Liquidation) of the
WALTON COUNTY BANK Social Circle, Ga.

RESOURCES:
Time Loans and Discounts..........$ Demand Loans----------------------United States Securities............. State of Georgia Bonds............. . Stock in Federal Reserve Bank..... . Other Stocks and Bonds............ BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve Agents... --------------------------Due from Other Banks.. -----------Advances on Cotton----------------Advances on Other Commodities.... Checks for Clearing House.......... OOvtheerdr rCahftesc(kifs aannyd)C__a__s_h__I_t_e_m__s_.__._._._. ._
POrtohfeitr aAnsdseLtso-s-s--.---------------------Total__________________________________ $

501,765.06
none none none none none none
1,388.55 9,373.49 7,088.73
60.27 5.880.87
208.84
none none none none
5,125.93 16,309.19
547,200.93

LIABILITIES: CAasspeistsaml Sentot cFkuPnadi.d. _i_n__._._._._.._.___._..___.__.._$ Survlus------------------------------Undivided Profits.. ----------------Dividends Unpaid-------------------DDuepeotsoitBs aSnukbsJ.e-c-t--t-o--C--h-e--c-k-.-.-.-.-.--.---.-. Demand Certificates of Deposit.... Time Certificates of Deposit........ . TSarvuisntgFsuDnedpsoosnitsD--e-p-o--s-i-t-.-.-.-.-.-.-.-.-.-.-.-.-. Cashier's Checks--------------------BCielrltsifPieadyaCbhle c__k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted....... Letters of Credit and Acceptances. Reserve for Interest and Taxes..... . Bonds Borrowed--------------------Other Liabillties.... -----------------
TotaL ..... ---------------------------$

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
BANK OF SPARTA Sparta, Ga.

125,000.00 61,801.88 55,000.00 19,701.33
none none
36,699.95 844.07
20,950.16
none none
628.43
none
73,006.71 144,988.51
none
2.357.93
none
6,221.96
M7,200.93

RESOUROES:

Time Loans and Discounts..........$ 58' 122.96

Demand Loans----------------------United States Securities.............

none none

State of Georgia Bonds.-------------

none

Stoek in Federal Reserve Bank......

none

BOathnekrinSgtoHckosusaen.d. _B__o__n_d__s_-_-_-_-_-_-_-__-_-_-_--_ Furniture and Fixtures_____________ _

9,466.25
none none

Other Real Estate Owned-----------

none

Due from Federal Reserve Bank....

none

Cash in Vault and Amounts De-

posited with Approved Reserve

DAuegfernotms--O--t-h-e--r-B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton________________ _

1,417.84
none none

Advances on Other Commodities....

none

Checks for Clearing House..........

none

oOvtehredrrCafhtesc(kifs aannyd) C__a__s_h__I_t_e_m__s__._._._._._.

IIIII

none
.697.16

POrtohfeitr aAnsdseLtoss-s--..--__-_-_-_-_-------------------------------

none
71,016.67

Total.... ---------------- ______ ........$ 140,720.88

LIABILITIES: Capital Stock Paid in ____________ $ Assessment Fund--------------------SUunrdvivluids.e_d_ .P-r-o. _f_i.ts. -_-_-_-__._._-_-_-_-_-_-_-_-_-_-_._-_--_ Dividends Unpaid-------------------Due to Banks------------------------Deposits SubJect to Check---------Demand Certificates of Deposit..... Time certificates of Deposit.-..TSaruvisntgFsuDnedPsoosnitsD--e-p-o--s-i-t.-.-.-.-.-.-.-.--.---.-. Cashier's Checks--------------------Certified Checks.. __ ----------------BNiolltsesPaanyadbBleil.l.s-R--e--d-i-s-c-o--u-n-t-e-d--.-.-..-.-.--' Letters of Credit and Accevtances.. Reserve tor Interest and Taxes..... Bonds Borrowed... -----------------Other Liabilities.. -------------------
Total... _______ .... ------------. _______$

25,000.o0
none none none none none
99,967.75
none none none none none none
15.151.67
none none none none
601.46
140,720.88

DEPARTMENT OF BANKING

STATEMENT Showing Condition at Close of Business December 31,1924
(In Liquidation) of the
SPARTA SAVINGS BANK SPARTA, Ga.

RESOURCES:

TDiemmeaLnod aLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._. .__. $ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d_s__._._____-_-_-_-_-_-_--_ Furniture and Fixtures____________ __
Other Real Estate Owned----------Due from Federal Reserve Bank...... Cash 1n Vault and Amounts De-
posited with AI>proved Reserve Agents.-.--------------------------DAduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ AChdvecakncsefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._.._ OOvtheerdrrCafhtesc(kifs aannyd)C__a__s_h__I_t_e_m__s_._.__._..__.
POrtohfeirt AanssdetLso..s.s-_-_._._-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_

85.649.65
none none none none
400.00
none
1,429.00 2. 5!0.16
none
none
3,809.81
none none none
81.78
none
1.026.09 41.575.21

~---
Total.. -- .... ------------------------ ..$ 136,481.73

LIABILITIES:
Capital Stock Paid in----------------$ ASussrevslsums.e. _n_t_ .F...u.. _n_d__-_--..-..... _-_-_ .... _.. _.. _.... _...... Undivided Profits ___________________ _ DDiuveidtoenBdsanUknsv__a_i_d_._._.._._.._.._._.._._.._.._._.._.._._.._._.._.._. _.. Deposits SubJect to Check............... .. Demand Certificates of Deposit..... Time Certificates of Deposit ________ _ TSaruvisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-__-_-_-_-_-_-_-_-_-_-_--_ Cashier's Checks.................----------Certified Checks................ --------Bills Payable... _........ -----------------Notes and Bills Rediscounted........ . Letters of Credit and Acceptances.. . Reserve for Interest and Taxes..... .. Bonds Borrowed.................................. . Other Liabilities... -------------------
Total...... _________ ............................ ____ ....... $

25,000.00
none
5,700.00
none none
890.32 36,266.52
none none none
4,110.65 21.532.38
none
32,612.87 10,297.27
none none none
71.72
136,481:23

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
PLANTERS BANK Stillmore, Ga.

-----------R-E-SO-U-R-C-E-S-: ---
Times Loans and Discounts.............. $

-

-

------
55.404.76

-

---
Capi

t-a-l S-t-oc-k-P-a-idL-IiAn--B---I--L--I-T---I-E---S--------$-

-

-

----25.000.00

DUenmiteadndSLtaotaenssS...e.c..u..r..i.t.i.e..s........................................

nnoonnee SAussrveslsums_e_n_t__F_u__n_d_-_-_-_<__--___-_-_._.._________________

none none

State of Georgia Bonds....................

none Undivided Profits--------------------

72.79

Stock 1n Federal Reserve Banks.....

none Dividends Unpaid................................

none

Other Stocks and Bonds.. ----------

none Due to Banks.......................................... .

none

Banking House_______________________

5,000.00 Deposits SubJect to Check.............

12.336.41

Furniture and Fixtures._____________

1,500.00 Demand Certificates of Deposit......

none

DOutheefrroRmeaFl eEdsetraatleROewsenrveed.B- a-n--k-.-.-.-.-.

15,0n0o0.n0e0 TSaimviengCseDrtiefpicoastietss_o__f_D__e__p_o_s_i_t_-_-_-_-_-_-_-_--_

27,655.44
n()ne

Capsohsit1end Vwaiutlht aAnpdprAovmedounRtesseDrvee-

CTraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_

none
393.49

Agents .... ---------------------------Due from Other Banks................

1. 769. 7l Certified Checks_____________________ _ none Bills Payable.. ______________________ _

4,686.61 46,311.30.

Advances on Cotton_________________

none Notes and Bills Rediscounted-------

none

Advances on Other Commodities....

none Letters of Credit and Acceptances .. .

none

Checks for Clearing House............

none Reserve for Interest and Taxes....... .

none

Other Checks and Cash Items. . ....

nonp Bonds Borrowed............................... ..

none

Overdrafts (if any)___________________

1.484.68 Other Liabilities ................................... ..

669.49

POrtohfeitr aAnsdseLtoss-s-_-_-_-_-_-_-_-_-_---------------

none
36.966.38

Total...... -- ... ---- .... ------ .... --- .... ---- ..$ 117,125.53 Total... ------------ ...... --------------- .. $ 117.125.53

Firra ANNuAL REPORT

STATEMENT Showing Condition at Close of Business December 31, 1924
(In Liquidation) of the
STONE MOUNTAIN BANK Stone J\1ountain, Ga.

T-i-m-e-L-o-a-n-s-a-n-d-D-Ri-Es-cSo-Ou-Un-tRs--C---E--S---:-------$-----64-.8-8-3.-20---Capital

Stock

LIABILITIES: Paid in________________

$

UDnemiteadndSLtaotaenss_S__ec_u_r_i_ti_e_s___________________________

nnoonnee ASussreoslsums_e_n_t__F_u__n__d_._.__________________ _-

State of Georgia Bonds______________ Stock in Federal Reserve Bank______ Other Stocks and Bonds____________

none Undivided Profits_-----------------none Dividends Unpaid. __________________ _ none Due to Banks________________________ _

Banking House----------------------Furniture and Fixtures______________ Other Real Estate Owned----------Due from Federal Reserve Bank----CapAsoghesnittisen_d__V_w_a_iu_t_lht___aA_n_pd_p_r_Ao_v_m_e_do_u__nR_te_s_s_eD_rv_e_e-

none none none none none

Deposits Subject to Check_________ _ Demand Certificates of Deposit----Time Certificates of Deposit- __ ----Savings Deposits--------------------CCTeraursthsitfieiFerdu'snCCdhhseecocknkss.D.___e__p___o___s__i__t__-__-__-__-__-__-__-__-__-__-__-__--__

Due from Other Banks______________ Advances on Cotton_________________ Advances on Other Commodities---Checks for Clearing House__________ OOvtheerdr rCafhtesc(kisf aanny)d__C__a_s_h__I_te_m__s_____________

1.447.21 none none none 1n6o6.n6e5

Bills Payable.-------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.Reserve for Interest and Taxes_____ _ BOothnedrs LBioarbrioliwtieeds-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_

Other Assets-------------------------Profit and Loss.. _..

none -1,137.21

T=otal=-=--=-=--=-=--=--=-=--=-=--=--=-=--=-=--=--=-=--=-=--=$~==70~,~63=4~2-::07~~T~o~ta~l=--=--==----- _________________________ $

STATEMENT Showing Condition at Close of Business December 31, 1924.
(In Liquidation) or the
BANK OF EMANUEL Swainsbmo, Ga.

RESOURCES:
TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_S_-_-_-_-_-_-_-_-_-._$ United States Securities____________ _ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBeosenrdvse_B__a__n_k__-_-_-_-_--_ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank----Cash' in Vault and Amounts De-
posited with Approved Reserve Agents ----------------------------DAduveafnrcoems oOnthCeortBtoann.k_s_-_-_-_-_-_-__-_-_-_-_-_-_--_ CAhdevcaknscefsoroCn lOeatrhienrgCHoo=uosed_i_t_i_e__s_.____ __ OOvtheerdr rCahftesc(kisf aannyd)C__a__s_h__I_t_e_m__s___________ __
Other Assets-------------------------Profit and LOSS-------
Total_______ ---~----_-----------------_$

85 '391.64 none none none none none none none
9,100.00 none
437.11 11,600.08
none none none none none 10,792.33 40,937.50 158,561.66

LIABILITIES:

Capital Stock Paid in. ______________ $

Assessment Fund . .

- ..

SUunrdpilvuids-e-d--P-r-o--f-i-ts--_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_

Dividends Unpaid___________________ _

Due to Banks-----------------------Deposits Subject to Check---------TDiemmeaCnedrCt i feirctai ftiecsa toefsDoef pDoespi to__s_i_t_-_-_-_- -_ Savings Deposits-. ___ ---------------Trust Funds on Devosit-----------Cashier's Checks--------------------Certified Checks---------------------Bills Payable._---------------------Notes and Bills Rediscounted_---_Letters of Credit and Acceptances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities __ -------------------

TotaL ___ ---------------------- ______ $

15,000.00 1,833. 70
none none none none 19,156.46 none 22,059.75 none none 517.01 none 11.923.58 none none none none 143.77 70,634.27
39,246.00 12,957.06
none none none 1,024.85 42,341.41 none none none none 14,207.75 none 24,916.16 none none none none 23,868:'43
o' ,">.,
158,561.66

DEPARTMENT OF BANKING

325

STATEMENT

Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the EXCHANGE BANK Valdosta, Ga.

RESOURCES:
Time Loans and Discounts..........$ Demand Loans----------------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank.----Other Stocks and Bonds-----------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned ---------Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited With Approved Reserve DAuegfernotms. O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton. ____.___________ _ AChdvecakncsefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items------Overdraft (if anYl-------------------POrtohfeitr aAnsdseLtso-s-s-.-_-_---------------------
TotaL---------------------------------$

180,456.41
none
299.QO
none none none none
7,030.03 3,706.30
none
none
6,691.00
none none none
l ,205.41
none none
24,897.80 224,286.85

LIABILITIES: ASCusasrpevistlsaumls.Se_nt_ot_c.F_ku__Pn_ad__i._d.__i_n_-_-_-.--_-__-_-_-_-__-__-_----_-_$ Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check. ------Demand Certificates of Deposit..... Time Cert111cates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Cert111ed Checks---------------------Bills Payable._----------------------Notes and B1lls Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities.--------------------
TotaL--------.------------------------$

STATEMENT Showing Condition at Close of Business.December 31, 1924

(In Liquidation of the
Jl<~FFERSON COUNTY BANK

Wadley, Ga.

100,000.00 9,561.97 3, 713.84
none
3.00
none
21.287.82 24,012.42
none
31.097.41
none none none
30,885.18 2.314.84
none none none
1.410.37
224.286.85

RESOURCES:
Time Loans and Discounts.. ________ $ DUenmiteadndSLtaoteans sS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds.-----------
~:h~Jl~ri_lJe:Fiitures~~ ~: ~ ~~ :::::::
Other Real Estate Owned ---------Due from Federal Reserve Bank._._ Cash in Vault and Amounts De-
posited With Approved Reserve DuAegfernotms--O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton. _______________ _ AChdevcaknscefsoronClOeathrienrgCHoomumseo.d.i_t_i_e_s_._._.._ Other Checks and Cash Items-----Overdrafts (if anYl------------------POrtohfeirt aAnsdseLtso-s-s-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-
T o t a L _________________________________ $

106,954.58
none none none none none
2.000.00
none none none
none
177.00
none none none
414.92 1.135. 71
none
46,122.40 156,804.61

LIABILITIES: Capital Stock Paid in________________ $ SAussrevslsums.e_n_t_ .F_u__n__d_.-_______ -. ____ .- .. __ Undivided Profits._-----------------Dividends Unpaid-------------------Due to Banks.. --------------------Deposits Subject to Check.. -------Demand Cert111cates of Deposit.... Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Cert111ed Checks---------------------Bills Payable.. ----------------------Notes and B1lls Rediscounted...... . Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... . Bonds Borrowed---------------------Other Liab111ties... _-----------------
Total-------------------- ______________$_

30,000.00 5.627.12
none
1,944.48
none
6,068.39 63,945.31
none none none none
513.86
none
44,849.10
none none none none
3,856.35
156,804.61

FIFTH ANNUAL REPORT

STATEMENT Showing Condition at Close of Business Decemberl31, 1924
(In I~iquidation) of the
FARMERS AND MERCHANTS BANK' Warthen, Ga.

RESOUROES: Time Loans and Discounts..........$
g~'ft~~~~nssecui1tle5=============
State of Georgia Bonds............. . Stock in Federal Reserve Bank...... Other Stocks and Bonds............ Banking House...................... Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank..... Cash in Vault and Amounts De-
posited with Approved Reserve Agents.............................. Due from Other Banks.............. Advances on Cotton................. Advances on Other Commodities.... Checks for Olearing House.......... Other Checks and Cash Items...... Overdrafts (if any)................... Other Assets.......................... Profit and Loss ____ -------------Total..................................$

56.202.35 none none none none none
2,500.00 2,777.44 2.939.18
none
none 843.25 none none none 5,875.21 1,249.10 27,364.94 12.286.55
112.038.02

LIABILITIES: Capital Stock Paid in................$ Assessment Fund______ ---- ________ __ Surplus .............................. . Undivided Profits.................... Dividends Unpaid.................... Due to Banks......................... Deposits Subject to Check.......... Demand Certificates of Deposit..... Time Certificates of Deposit......... Savings Deposits..................... Trust Funds on Deposit............. Cashier's Checks..................... Certified Checks...................... Bills Payable........................ . Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... . Bonds Borrowed...................... Other Liabilities.....................
Total..................................$

STATEMENT Showing Condition .at Close of Business December 31, 1924
(In Liquidation) of the
CITIZENS BANK Waverly Hall, Ga.

RESOUROES: Times Loans and Discounts.........$ Demand Loans....................... United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Banks..... Other Stocks and Bonds............ Banking House....................... Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank... -. Cash in Vault and Amounts De-
posited with Approved Reserve Agents.............................. Due from Other Banks.. -........... Advances on Cotton................. Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items... .. Overdrafts (if any) ................. .. Other Assets.......................... Profit and Loss____ _ Total..................................$

2-1.000.00 none none none none none
3,673.76 none none none
none none none none none 723.67 689.19 63.51 18.155.50
47,305.63

LIABILITIES CAasspeistasml SetnotcFkuPnadid__l_n__._._._.._._._._._._._._._..._$ Surplus ............................. .. Undivided Profits ................... Dividends Unpaid.................... Due to Banks......................... Deposits Subject to Check........ .. Demand Certificates of Deposit..... Time Certificates of Deposit......... Savings Deposits..................... Trust Funds on Deposit............. Cashier's Checks..................... Certified Checks...................... Bills Payable.. _...................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes.... .. Bonds Borrowed..................... Other Liabilities.....................
Total.................................. $

15.000.00 I.IOO.OO 5.000.00 none none l.l27.97
20,623.70 none
20,697.25 none none
2.707.28 6.797.68 31.894.02
none none none none 7,090.12 ll2.038.02
15.800.00 12.389.91
none none none none 12,385.71 none 5, 799.06 none none 766.64 none none none none none none 164.31 47,305.63

1-c

DEPARTMENT OF BANKING

3'l7

STATEMENT Showing Condition at Close of Business December 31, 1924.
(In Liquidation) of the
NORTH GEORGIA TRUST & BANKING CO. Winder, Ga.

RESOUROES:
Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e--s-.-.-.-.-.-.-.-.-.-..-.--.
State ot Georgia Bonds--------------
Stock 1n Federal Reserve Bank..... . BOathnekrinSgtoHckosusaen.d...B__o_n__d_s_._.___-_-_-_-_-_-_-_--_ Furniture and Fixtures............. . Other Real Estate Owned........... Due from Federal Reserve Bank... . Oash 1n Vault and Amounts De-
posited with A:v:vroved Reserve Agents.... -------------------------Due from Other Banks.............. Advances on Cotton---------------Advances on Other Commodities ... Checks for Clearing House.......... OOvtheerdrrCafhtesc(kifs aannyd) C__a__s_h__I_t_e_m__s__._._._._. ._
POrtohfeitr aAnsdseLtso-s-s-_-_-_-_-_-------------------
Total----------------------------------$

LIABILITIES:

668' 138.94
none none none
6, 750.00
none
18,000.00 10,000.00 10,500.00
none
none
824.61
none none none
265.49
none
271.05 5.111.60

Ca:vital Stock Paid in................$

Assessment Fund. -- ---

--

Sur:vlus... ---------------------------Undivided Prof1tS--------------------

D1v1dends Un:vaid--------------------

Due to Banks-----------------------De:vosits SubJect to Check---------Demand Certificates of De:vosit.....

Time Certificates of De:vosit.... . ..

Savings De:vosits. -------------------Trust Funds on De:vosit-------------

Cashier's Checks--------------------Certified Checks--------------------Bills Payable.. ------------------- ___ _ Notes and Bills Rediscounted...... . Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... .

Bonds Borrowed -------------------Other Liabllities.. -------------------

719,861.69 TotaL--------------------------------$

200,000.00
none none none
96.00
none
39,006.19 7.28
44,585.39 4,090.30
none none none
417,539.15 4,645.81
none none none
9,891.57
719,861.69