DEPARTMENT OF BANKING STATE OF GEORGIA ATLANTA STEIN PRINTING COl\lPAKY STATE PRINTERS ATLANTA. GA. / STATE CAPITOL, ATLANTA STATE OF GEORGIA DEPARTMENT OF BANKING Created by Act Approved August 16, 1919 FIFTH ANNUAL REPORT YEAR ENDING DECEMBER 31, 1924. DEPARTMENT ESTABLISHED An Act to create the Department of Banking of the State of Georgia, to provide for the incorporation and regulation of Banks and penalties for violations of the Law, defining duties of the Superintendent of Banks and for other purposes, was enacted by the Legislature in 1919, approved by the Governor August 16, 1919, and effective January 1, 1920. Also amended in 1920 and 1922. Prior to that time the Institutions now under supervision of the Superintendent of Banks were supervised in the Bureau of Banking by the State Treasurer, as provided for in Laws enacted in 1890 and 1907. T. R. BENNETT, Superintendent of Banks. 4 FIFTH ANNUAL REPORT DEPARTME:Vf OF BANKING, STATE OF GEORGIA, ATLANTA. HoN. CLIFFORD ~ALKER, GoYernor, State of Georgia Atlanta, Ga. Deeemher 31, 19~4. Dear Sir: In compliance with Sections 15 and 16 of Article :2 of the Banking Act, approved August 16, H}]9, effeeti,e .January 1, 19:20, I haYe the honor to submit herewith this, the Fifth "\nnual Report of the Department of Banking of the State of Georgia. The compilation contained in this Yolume is made up from our call for statement showing condition of the five hundred and fourteen Banks and Trust Companies, as well as forty-five Branches, under supervision of this Department, at close of business December 31, 19'i?4, the Trust Companies being those ha,ing banking powers and privileges and operating under charters obtained through the Secretary of ~tate or General Assembly. A careful an'alysis of data ('OBtained in this report will show that conditions in Georgia are gradually, but surely, working toward a sound basis and in our opinion, if reasonable economy and busines~ acumen is exercised, Georgia has before her the brightest period of her existence. The United effort of business men and hankers of the State to encourage and aid in e,ery consistent way to the upbuilding of our agricultural interest, will certainly result in a period of prosperity neYer before equaled. DEPARTMENT OF BANKING 5 One of the requirements of our Banking Law is that the Executive of this Department submit such amendments as to him may seem good for banks, and a protection for their clientele. Therefore, the following, some of which have been recommended heretofore, are regarded as good, and I reC'ommend them: Article I, Section 3.-Limit number of branC'hes that a bank may have and adjust directorate. Article 3, Section 2.-Provide that when deemed advisable, the Department may require complete audit of bank by approved auditor or expert accountant. Adjust fees for examinations. Article 7, Section 3.- Provide some record or notice of possession to be filed in the clerk's office in the county in which the bank is located. Section 19.-Merge Sub-section 5 with Sub-section 7 and provide that Sub-section 4 shall be first in order of payment and amend Sub-section 6 so as to define those obligations which are to be paid under this classification. Section ~0.-Amend so as to eliminate the confusion brought about by the divisions of the opinions of the ,Justices of the Supreme Court. Artiele 8.-Provide that before the Secretary of State shall authorize the issuance of a charter to any bank that the Superintendent shall certify that in his opinion the needs of the community in which the hank is sought to be organized justified its creation and shall approve the personnel of the directorate of the proposed bank. Article 18, Section I.-Provide that the funds derived from the stockholders' liability shall be paid only to those depositors holding no security and having no preference or priority. Article 19, Section 21.-Provide that this Section shall apply alike to banks, either with or without trust company powers and privileges. Section 27.-Establish reserve cities. Respectfully submitted, T. R. bENNETT, Superintendent of Banks. 6 --------------F-IF-T~ H ~A~NN~U~A~L~R~EP-O-R- T --------------- OFFICIAL ROSTER December 31, 1924. T. R. BENNETT, Superintendent of Banks. E. A. THOMPSON, Assistant Superintendent of Banks. EXAMINERS Name Salary Per Month Cagle, Joseph E._________________ ____ __ ____$200.00 Dixon, Thos. A._________ __ ____________________ 200.00 Douglass, E. B. __ ___ ___ ____ _ ____ __ __ 200.00 Edge, J. H.______ __ __ _ ____ ___ ___ 200.00 Gunby, R. B.____ _ _________________ 200.00 Lloyd, W. D ______________________________ 200.00 Mell, R. S. ______________ _ __ ___ ___ ____________ 200.00 Sasser, J. B.________ __ __ ___ ___ ________________ 200.00 Sisk, M. E.____________ ___ ___ __ _________________ 200.00 OFFICE ASSISTANTS ~arne Salary Per Month Kemp, J. F. ____ ___ ___ __$175.00 Webb, Miss Ruth________ _____ ___________ 120.00 Webb, Miss Ruby____ _ ____ _ ____ _________ 120.00 Bass, Miss Car~lee__________ _ 100.00 Peek, Miss Nellie Mae______ ___ __ _______ __ 90.00 DEPARTMENT OF BANKING 7 DEPARTMENT O"F BANKING, STATE OF GEORGIA Condensed Statement-Receipts and Disbursements From January I, 1924, to December 31, 1924 RECEIPTS: Balance on hand .January 1, 1924_____ _ Fees Collected Refunds from hanks in process of Liquidation Refunds from advance on expense account__ Interest on Balances _________________ _ ---- $ .5,983.27 -- $ .55,197.53 14,843.67 123.60. 146.67 Total Receipts __ ___ __ ___ __ ___ __ ___ __ __ _ _ __ 70,311.47 Total _______ ____ _ __ - -- - -- - ----$ 76,294.74 DISBURSEMENTS: Salaries Expenses of Examiners___ _ J\iiscellaneous Traveling Expenses__ Office Maintenanee ________ _ - $ 44,410.94 18,583.68 4,512.81 4,778.19 Total Disbursements__ __ ___ __ ___ _ Detail Cash Balance on Dec. 31, 1924__ _ $ 72,285.62 4,009.12 TotaL - -- ---- ---- - ----- ------ ______$ 76,294.74 8 FIFTH ANNUAL REPORT AMENDMENTS TO CHARTERS GRANTED TO INCREASE CAPITAL DURING THE YEAR 1924. (FOUR) ~.~----~--~----~~~-~-=---------=~-- NAME OF BANK I LOCATION i DATE I I APPROVED ---------------------- Atlanta Commercial Bank ___ -\Atlanta _______ IJuly 12, 1924[ Bank of Camilla _____________ Camilla _______ IJulv 16. 1924[ Commercial Bank __________ -IM~tcalf _-.- ___ -\Oct. 22. 1924, Exchange Bank _____________ [MilledgeVIlle _ ..Apr. 12. 1924l' I I AMOUNT OF INCREASE $50,000 to $100,000 50,000 to 100,000 25,000 to 50,000 75.000 to 100,000 ---- AMENDMENTS TO CHARTERS GRANTED TO DECREASE CAPITAL STOCK. (SIX) NAME OF BANK LOC.\TION I l DATE I APPROVED .\MOUNT OF DECREASE Farmers Bank ___ . __________ Byron _________ July 28, 19241 $25,000 to $ 15,000 The Cadwell Banking Co. ____ CadwelL ______ Jan. 2.5. 19241 25,000 to 15,000 The Peoples Bank ___________ Calhoun_______ Aug. R, 1924' fiO,OOO to .10.000 Bank of Collins______________ ,Collins. -----.Feb. 27. 1924j 25,000 to 15,000 Farmers & Merchants Bank___ Jeffersonville___ Jan. 2.5. 1924: 25,000 to 15,000 The Farmers Bank ___________ \Vrightsville __ .Jan. 2;), 1924! 1 !iO,OOO to 25,000 I ---------- ----- ---- - - - - - - - . - - - - --- -- -- - - - - - - -----------~-- AMENDMENTS GRANTED TO CHANGE CORPORATE NAME. (THREE) NAME OF BANK I II DATE I LOCATION APPROVED I TO BE KNOWN --1924\ l-. Lowry Bank & Tr. Co. of Ga._ 1::\ti;;'nta_ ~~March Trust Company of Georgia. Bank of Bullochville _________ ]Bulloehville ____ .June 28. 1924 Warm Springs Banking Co. Citizens Bk. of Bullochville ___ IBullochville ____ ~April 29, 192411 Bank of Warm Springs. : I NAME OF BANK CHARTERS GRANTED IN YEAR 1924. (EIGHT) I LOCATION CAPITAL STOCK I DATE APPROVED Citizens Bank _____________ --\Colquitt ___ _-The Commercial Bank _______ Crawford ___ _-Bank of Fort Valley__________ Fort Valley __ -- Luther Williams Bk. & Tr. Co. Macon_____ _-- The Commercial Bank _______ Manchester__ -The Citizens Bank___________ Marietta ___ _ The United Banking Co._ ____ Nashville___ _~~I $25,000 15,000 30,000 100,000 25,000 50,000 25,000 March 24, Sept. 2, Oct. 10, June 26, June 24, Jan. 21, July 10, 1924 1924 1924 1924 1924 1924 1924 DEPARTMENT OF BANKING 9 MISCELLANEOUS AMENDMENTS TO CHARTERS (FOUR) NAME OF BANK 1 DATE ! LOCATION ! APPROVED I' NATURE OF APPLICATION_ __ Atlanta Commercial Bank ____ iAtlant:-:-:-=INov. 21, 1924' Secure Trust Company Powers. 1 I and Privileges. The Blackshear Bank_ _______ I:Biackshear ____ 1March 1, 1924 Acquire rights to establish , Branch Banks. Exchange Bank of Savannah.... I'Savannah .. ____ 1,Sept. 12, 1924 Secure Trust Company Powers and Privileges. The Citizens & Southern Bk.. _ savannah _____ I.June 13, 1924 Secure Trust Company Powers ---~-------------1~----------.1~ ------- and Privileges. -------------- STATE BANKS AND TRUST COMPANIES MERGED (FIVE) =----=--=---=-=-=-=-=--=-=-====-======--=-===-==-=--=---~---~-~----=---=--=-= NAME OF BANK LOCATION I DATE NATURE OF ACTION -----------1------1------- ----------Lowry Bank & Tr. Co. of Ga.. Atlanta _______ Feb. 8, 1924 Merged with Atlanta National Bank. Bank of Culloden ____________ Culloden ______ .Jan. 22. 1924 Merged with Merchants & Planters Bank, Culloden. The Citizens Bank of Rome ___ Rome ________ .. !Jan. --,')') 1924 Merged with Floyd County Bank of Rome. Citizens Banking & Trust Co.... (Thomasville ..... -IJuly :30, 1924 Merged with Bank of Thomas- ville. Bank of Enigma __ .. _____ .. ___ .. [Enigma_ .. _____ !Oct. 29, 1924 Merged with Bank of Alapaha. I BANKS VOLUNTARILY LIQUIDATED. (FIVE) NAME OF BANK LOCATION Bank of Apalachee.. ___ .. ______________________________________ Apalachee Clermont State Bank ...... __ .. ___________________________________ Clermont Citizens Bank __ -- .... __ -- ______________ .. ______ __ ___ __ ___ _______ Cochran State Bank __ .... --- .... ---_ .......... ___ - __ .... ____ .... ______ .. _______ .. ___ Manchester Farmers Bank___ .. ____ -- .. __ .. _.. __ .. __ .. ____ .. _____ .. ______ __ ___ ____ Zebulon BANKS AND TRUST COMPANIES UNDER THE SUPERVISION OF THE DEPARTMENT OF BANKING. (579) NAME OF BANK LOCATION CHARTERED Bank of Abbeville _____ ----------------- __ Abbeville _____________________ Oct. Bank of Acworth ______________ - ___ -- ___ .. Acworth _____________________ Oct. S. Lemon Banking Co.--- __ ---------- ____ Acworth _____________________ Dec. Bank of Adairsville ______________ - ______ ..Adairsville ___________________March Bank of AdeL ______ ------------------ ___ AdeL _____ -------- _____ --~---Nov. First Bank of Cook County _____________ AdeL ________________________ June Bank of Adrian ________________ ----- _____ Adrian _______________________ Nov. Bank of Alapaha ________ - __ --------- ____ Alapaha _____________________ March Albany Trust & Banking Co. ____________ Albany_______________________ June Alma State Bank________________________ Alma _______ - _________________ April Milton County Bank____________________ .. Alpharetta ___________________ Dec. Bank of Commerce_______________________ Americus _____________________ Oct. Planters Bank___________________________ Americus ____________________ Oct. Empire Bank_____________________________Americus ____________________March Bank of Apalachee _______________________ Apalachee ___________________ Aug. Bank of Arlington ______________________ ..Arlington ____________________ Jan. Bank of Arnoldsville ____________________ ..Arnoldsville __________________ Oct. Ashburn Bank___________________________ Ashburn _____________________ July Citizens Bank ___________________________ Ashburn _____________________ July Turner County Bank____________________ Ashburn _____________________ Feb. American State Bank____________________ Athens _______________________ Dec. Athens SavingBank_____________________Atb.ens _______________________ Oct. Commercial Bank________________________ Athens _______________________ Sept. American Savings Bank _________________ Atlanta ______________________ Dec. Atlanta Commercial Bank_______________ Atlanta ______________________ May Atlanta Trust Company_________________ Atlanta _____________________ .. Aug. Citizens Trust Co. _______________________ Atlanta _____________________ .. Aug. City Savings Bank_______________________ Atlanta ______________________ May Colonial Trust Company________________ Atlanta ______________________ Oct. East Atlanta Bank ______________________ Atlanta ______________________ Nov. Farmers & Traders Bank________________ Atlanta ______________________ Sept. Georgia Savings Bank & Trust Co. ______ Atlanta ______________________ Oct. Georgia State Bank _____________________ Atlanta. ______________ . ______ May Lakewood Bank _____________________ . .Atlanta______________ ____ .. Nov. Lowry Bank & Trust Co. of Ga. _________ Atlanta ________________ .. ___ ..Nov. Security State Bank_____________________ Atlanta ______________________ Aug. Georgia Railroad Banke _________________ Augusta _____________________Nov. 6, 1904 31' 1905 18, 1906 21, 1899 30, 1901 3, 1919 20, 1911 4, 1905 13, 1905 1, 1920 5, 1910 13, 1891 13, 1891 18, 1922 26, 1919 17, 1901 13, 1919 3, 1900 27, 1905 20' 1912 2, 1902 19, 1885 29, 1891 27' 1886 12, 1916 19' 1910 15, 1921 20, 1919 22, 1912 15, 1910 25, ~900 26, 1889 12, 1922 17, 1920 27' 1922 31' 1911 5, 1892 ..... 0 BEGAN BUSINESS Oct. 25' 1904 Dec. 19, 1905 Jan. 1, 1907 March 24, 1899 1901 June Dec. 10' 1919 7, 1911 April June April Jan. 1' 1905 1905 1920 26, 1911 .,.~ .... "l Jan. 1892 0: 1892 March 20, 1922 Sept. 24, 1919 .zz..... Sept. 1901 29' 1919 q > t< July 14' 1900 Oct. 25, 1905 Ma:rch 1912 ~ t-3 :I: Sept. June Nov. Dec. Nov. Jan. 12, 1895 3, 1912 7' 1905 11' 1889 6, 1912 24, 1906 czz>:.:- t:" Oct. 1905 ::0 April May 1, 1909 2, 1910 t'J 'd 0 April 19, 1909 ::0 >-3 July Sept. July Feb. Nov. Oct. 1903 8, 1919 1, 1904 1913 1913 4, 1909 March 9, 1899 Jan. 5, 1922 Nov. 10. 1910 ------------- NAME OF BANK LOCATION CHARTERED Colquitt Exchange Bank_ ____ Colquitt_ __ Columbus Savings Bank & Trust Co. _ __ Columbus_ Columbus Loan & Banking Co. ___ .Columbus ____ Home Savings Bank _______ --- Columbus ___ Merchants & Mechanics Bank _______ ___ Columbus_ Muscogee Bank ___ . --- - -- _Columbus_ Phoenix Bank_ _Columbus Comer Bank. ___ Comer __ Peoples Bank_________ --- _____ comer. Commerce Bank & Trust Co. __ Commerce_ Northeastern Banking Company___ Commerce_ Concord Banking Co._ _Concord Bank of Conyers ________ Conyers_ Bank of Rockdale __ Conyers_ Farmers & Merchants Bank _Coolidge_ American Bank & Trust Co._ Cordele Citizens Bank _Cordele_ Exchange Bank__ Cordele Cornelia Bank Cornelia Bank of Covington ____ Covington_ Bank of Newton County ___ ___ Covington Farmers Banking Company Covington_ Commercial Bank ___ Crawford Bank of Taliaferro __ _Crawfordville Bank of Crawfordville Crawfordville Citizens Banking Co. ___ Culloden -- Bank of Cumming ___ Cumming Bank of Cusseta Cusseta. Bank of Cuthbert_ __ Cuthbert_ Georgia Bank & Trust Co. - .Cuthbert_ Dacula Banking Company ___ Dacula Bank of Dahlonega____ .Dahlonega Bank of Lumpkin County .Dahlonega Commercial Bank _Dallas Bank of Dalton_ Dalton Hardwick Bank & Trust Co. .Dalton __ Bank of Kestler _____ Damascus. Bank of Danielsville __ .Danielsville Bank of Danville ___ _________ Danville_ Darien Bank ___________ --------- - _____ Darien Feb. .Dec. .May Dec. ___ .Dec. . Dec. __ Sept. __Jan. __ March ___ Sept. _Aug. __ Oct. ___ Nov. __Oct. .Dec. Jan. Sept. _ Nov. July _April Jan. April 21, 1917 24, 1888 29, 1914 31, 1888 19, 1871 20, 1913 6, 1905 23, 1900 25, 1907 9, 1919 25, 1891 29, 1903 25, 1904 15. 1891 18. 1911 28, 1919 11, 1899 29, 1905 3, 1900 10' 1901 17, 1905 23, 1920 _Nov. _Feb. ___ Dec. __ Oct. ______ May __ Sept. __ Jan. _______ Aug. __ May Nov. Jan. _Nov. Feb. .Nov. .Dec. ___ Aug. -- ________ Dec. ---- 18, 1907 23, 1899 26, 1923 11, 1904 2, 1907 27' 1887 1' 1917 31, 1909 28, 1914 7, 1911 28, 1907 26' 1911 17, 1922 3, 1905 11' 1907 19, 1905 8' 1888 BEGAN BUSINESS June 1, 1917 April 1889 June 1, 1914 April 1903 Oct. 3, 1872 Jan. 1914 Nov. 1905 Feb. 2, 1900 1907 Oct. 1, 1919 Jan. 1892 Nov. Dec. June Jan. Sept. Jan. Aug. 18, 1903 19, 1904 0 t"l 1901 ">0 29, 1919 11, 1899 1, 1906 4, 1900 :.:.0., :::: .zt.".,l 1901 0 Feb. May "' 1, 1905 4, 1920 ::::: Jan. Oct. 1' 1908 1' 1899 >z z?': C) Oct. 1904 June 1907 Nov. 1, 1890 Jan. 2' 1917 Sept. 27, 1909 June 1, 1914 1911 Feb. 8, 1907 Oct. 21, 1912 Feb. 20, 1922 Nov. 3, 1905 Jan. 15, 1908 Aug. Jan. 1905 1889 ..... 1:10 NAME OF BANK LOCATION CHARTERED Merchants & Farmers Bank Davisboro Nov. Planters State Bank _ ___ Davisboro ___ Oct. Bank of Dawson____ ___ Dawson___ _ June First State Bank_________________________ Dawson ______________________ Aug. Bank of Dearing_________________________ Dearing______________________ June Decatur Bank & Trust Co. ______________ Decatur_ _____________________ Sept. Dexter Banking Company _______________ Dexter _______________________ Jan. Bank of Doerun _________________________ Doerun ______________________ June Farmers Bank___________________________ Doerun ______________________ Nov. Planters Bank___________________________ Donalsonville _________________ June Union Banking Company________________ Douglas ______________________ Dec. Douglasville Banking Co. ________________ Douglasville___________________ Dec. Bank of Dover___________________________ Dover_ _________________ ._____ July Dublin-Laurens Bank ___________________ Dublin _______________________ Jan. Southern Exchange Bank _______________ Dublin _______________________ Nov. Bank of Dudley__________________________ Dudley_______________________ Oct. Bank of Duluth _________________________ Duluth ______________________ Nov. Bank of Eastman ________________________ Eastman _____________________ Dec. Citizens Banking Co. __________________ .. _Eastman _____________________ Feb. Bank of East Point_ _____________________ East Point_ __________________ Feb. Middle Georgia Bank _________________ Eatonton___ _______________ Dec. Farmers & Merchants Bank ____________ Eatonton ___________________ Oct. Bank of Edison __________________________ Edison------- _____________ Sept. Bank of Elberton ________________________ Elberton ___________________ Jan. Elberton Loan & Savings Bank _________ Elberton _______________ ----- Dec. Bank of Ellaville _______________________ Ellaville_ _____ _____ __ Sept. Council Bank _________________ .. ___ .. _____ EllaviUe___ _____ _______ _Dec. Bank of Ellenton ________________________ Ellenton _______ . _____________ Aug. Bank of Ellenwood ______________________ Ellenwood__________ __March Bank of Ellijay_ . _________________________ Ellijay ________________ -- _____ May Bank of Enigma _______________________ Enigma _____________________ March Bank to Eton ____________________________ Eton ______________________ .. ___ May Fairburn Banking Company_____________ Fairburn_____________ --- _____ Dec. Fair Mount Bank _________________________ Fair Mount_ ________________ Oct. Farmers & Merchants Bank ____________ Fayetteville_________________ Feb. Bank of Finleyson _______________________Finleyson ____________________ Sept. Bank of Flovilla. ________________________ Flovilla___ __________ .. Oct. Citizens Bank ___________________________ Folkston_____________________ Dec. Bank of Forsyth_________________________ Forsyth______________________ Oct. Citizens Bank___________________________ Forsyth______________________ Feb. 4' 1905 7' 1911 29' 1911 27' 1887 7' 1911 3' 1906 18, 1904 6, 1902 18, 1909 12, 1915 27' 1898 23, 1886 5, 1912 7' 1899 11' 1914 2, 1905 10' 1910 28' 1918 8, 1901 28, 1906 4' 1890 13' 1922 24' 1904 16, 1893 24, 1886 10' 1910 .5' 1917 31' 1911 18' 1912 21, 1914 20, 1920 23' 1910 28' 1904 27, 1913 16' 1906 10, 1910 2, 1906 11' 1911 22, 1887 17, 1920 BEGAN BUSINESS Nov. July Sept. June Nov. May 1905 1911 l' 1911 2' 1887 15, 1911 2, 1906 1904 10' 1902 July Jan. 22, 1915 1899 July Aug. Nov. 1912 31' 1922 1914 1905 Jan. l'eb. Feb. Nov. Oct. Sept. Jan. Sept. March June March Sept. Nov. March Sept. Nov. Jan. Oct. March 2, 1919 1901 1906 1891 15, 1922 1\!04 1893 1887' 16' 1922 2, 1918 25' 1911 18' 1912 1, 1914 22, 1920 l' 1910 1904 5, 1913 13, 1906 1910 1' 1906 4, 1912 22, 1887 2, 1920 NAME OF BANK LOCATION CHARTERED Farmers Bank___ __ _________ Forsyth _ _ _ March !l. 1910 Monroe County Bank_________________ Forsyth_ __________ ____ Nov. '} ~. 1908 Bank of Fort Gaines ___________________ Fort Gaines____________ _ Sept. 2, 1889 Union Savings Bank_____________________ Fort Gaines _____________ July 30, 1910 Bank of Fort Valley ___________________Fort Valley _____________________ _ Citizens Bank ___________________________ Fort Valley __________________ Jan. 10, 1910 Bank of Heard County _________________ Franklin____________________ Oct. 14, 1905 Peoples Bank__________________________ Franklin_____________________ .Aug. 18, 1906 Citizens Bank ___________________________ Gainesville __________________ May 19, 1913 State Banking Company _________________ Gainesville ___________________ Dec. 27, 1886 Farmers & Merchants Bank___________ Garfield ________________ Jan. 9, 1911 Bank of Gibson ________________________ Gibson ______________________ Nov. 7, 1905 Bank of Girard _________________________ Girard ______________________ April 27' 1906 Farmers & Merchants Bank ____________ Girard ______________________ Aug. 10, 1920 Glennville Bank_______________________ Glennville ________________ Jan. 18, 1905 Peoples Bank___________________________ Glennville __________________ Aug. 26' 1907 Farmers Bank _________________________ Glenwood ___________________ Nov. 5, 1906 Farmers & Merchants Bank ____________ Gordon ____________________ June 10, 1910 Bank of Grantville _______________________ Grantville _________________ July 1, 1901 Merchants & Farmers Bank_ ________ Grantville ________________ March 15, 1919 Bank of Gray __________________________ Gray ________________________ Aug. 23, 1909 Bank of Graymont __________________ Graymont __________________ Apri 127' 1901 Greenville Banking Co .. __________________ Greenville ___________________ Oct. 10, 1887 Peoples Bank___________________________ Greenville __________________ Aug. 17, .1905 Griffin Banking Co. _____________________ Griffin _______________________ Oct. 26, 1870 Merchants & Planters Bank ____________ Griffin _______________________ Feb. 28' 1876 Savings Bank of Griffin _______________ Griffin ________________________ Oct. 11, 1889 Jones County Bank ____________________ Haddock ___________________ July 14' 1905 Bank of Hahira ___________________________ Hahira_______________________ Jan. 22, 1906 Citizens Bank ___________________________ Hahira_______________________ Dec. 16, 1912 Bank of Hamilton ______________________ Hamilton ____________________ Jan. 18, 1905 Bank of Hampton ____________________ Hampton ____________________ Dec. 17, 1902 Bank of Hapeville____ __________________ Hapeville ____________________ Jan. 11' 1911 Bank of Columbia County_______________ Harlem _______________________ Nov. 29, 1909 Hartwell Bank___________________________ HartwelL ____________________ Aug. 23, 1887 Planters Bank________________________ Hawkinsville _________________ Feb. 26' 1896 Bank of Hazlehurst_ _____________________ Hazlehurst __________________ Oct. 19, 1906 Bank of Helen _________________ ~ _________ Helen ________________________ July 4, 1913 Citizens Bank___________________________ Helena _______________________ Oct. 2, 1905 Bank of Hiawassee _______________________ Hiawassee ___________________ June 15, 1909 Bank of Hillsboro ________________________ Hillsboro ____________________ Aug. 23, 1911 BEGAN BUSINESS April 1910 July 1890 30, 1910 --- ------ Oct. 18, 1905 Sept. 5, 1906 June 1913 1887 Feb. 16, 1911 Nov. July Oct. Jan. Sept. Nov. July July 27, 1905 30, 1906 0 t"i 9, 1920 18, 1905 1, 1907 10, 1906 1919 1901 .~~., ~ .zt.",i May Aug. 22, 1919 0 28, 1909 "'J May Aug. Sept. Oct. July 5, 1901 1891 27, 1905 26, 1870 1, 1889 z>t:-d z~..... Cl 1890 July 25, 1905 Feb. 15, 1906 Feb. 1913 1905 Jan. 17, 1911 Dec. 13, 1909 1887 March 1896 Oct. 1906 July 4, 1913 Oct. 1905 July Aug. 21, 1909 30, 1911 ...... '"" NAME OF BANK LOCATION CHARTERED Hinesville Bank________________ _Hinesville_____________ _Sept. Bank of Hiram___________________________ Hiram ____________ .. _. __ .....March Hog~=tnsville Banking Co...... Banks County Bank_____ . . _Hogansville____ ______ ... _April ______ Homer _______________________ Nov. Bank of Homerville___ ________________ Homerville ______________ ...May Clinch County Bank .. __ . __ . ___ . _____ Homerville.. _.. __ .. _... _. __ ..Sept. :aank of Hoschton_____ ________ Hoschton____ _ ________ May Peoples Bank___________________________ IdeaL______ ________ March Bank of Ila _________________________ Ila __________________________ Oct. Seminole Bank______ __ ___ __ ____ __Iron City ______ --------~----June Irwinton Bank________ _____ Irwinton __________________ Feb. Bank of Irwinville______ _______ Irwinville__ ____ Oct. Farmers & Merchants Bank______ ____ Jackson___ _July Jackson Banking Company__ _____ Jackson___ BankofJakin ______________________ Jakin______ ___ Dec. ___ Sept. Pickens County Bank______ ______ Jasper_ _ .July Citizens Bank & Trust Co._ ____ .Jefferson_ ________ Feb. Farmers & Merchants Bank_ _ ______ Jeffersonville__ _July Twiggs County Bank_____________ ___ Jeffersonville ______ Dec. Farmers Bank___ _______ _________ .. Jenkinsburg___ ___ Jan. Bank of Clayton County ______________ Jonesboro___ ______ Oct. Bank of Jonesboro___ _ Jonesboro__ ____ Oct. Farmers & Merchants Bank__ ___ Junction City _March Kennesaw State Bank___ State Bank______________ Kennesaw___ ___ Kingsland April ___ Nov. Bank of Kingston___ Citizens Bank_ _ ____ Kingston_ _Kite ____ _ _ _ May ___ Sept. Bank of LaFayette _____________________LaFayette__ Nov. Walker County Bank ___________________ LaFayette_ _Oct. Bank of LaGrange _____________________ LaGrange______ __Dec. LaGrange Banking & Trust Co.____ LaGrange__ ___ Dec. LaGrange Savings Bank___ ___ LaGrange___ ____ Dec. Lake Park Bank___ _Lake Park__ __Jan. Bank of Lavonia_______ Lavonia____ _______ July Brand Banking Company_ Bank of Leary__ __Lawrenceville _Leary____ __ ___ June _ _._June Bank of Leesburg_ _... Leesburg________ _______ May Bank of Lenox__ __Lenox_________ __June Bank of Leslie___ _ Leslie____ ____ _Feb. Bank of Lexington ___ ____ Lexington_ _ __Feb. Oglethorpe County Bank________________ Lexington____________________ May 4, 1911 5, 1907 6, 1904 25, 1910 6, 1903 2, 1919 3, 1904 26, 1920 11, 1910 17, 1921 17' 1911 25, 1906 24, 1919 15, 1888 27' .1912 10, 1909 10, 1920 24, 1911 14, 1903 3, 1910 10, 1908 6, 1903 23, 1912 20, 1910 26, 1912 19' 1904 11' 1906 13, 1889 22, 1913 29, 1890 11' 1871 7, 1906 22, 1906 20, 1898 2, 1905 22, 1909 20, 1907 20' 1907 4, 1905 14, 1896 1, 1905 BEGAN BUSINESS Nov. 15, 1911 1907 April 21' 1904 Dec. 29, 1910 May 6, 1903 Sept. 10, J919 May 4, 1904 March 30, 1920 Oct. 15' 1910 July 2, 1921 Feb. 1911 Oct. 1906 Aug. 29, 1919 ."..',:: Dec. 1888 "J Oct. 4, 1912 1909 >-;! ~ March Aug. Dec. Jan. 4, 1920 1911 14, 1903 1910 zz~ 0> Oct. 27, 1908 t' Nov. 7, 1903 :::0 April April Dec. 3, 1912 1910 i:'J 'tl 0 10, 1912 1904 ~ >-;! Aug. 1906 July 1889 Nov. 1' 1913 Dec. March July July Sept. July June Feb. Feb. Aug. 1871 21, 1906 1906 1898 17' 1905 1909 9, 1907 25, 1907 4, 1905 1896 1905 NAME OF BANK LOCATION CHARTERED Lilly Banking Company_________________ Lilly _________________________ July 30, 1919 Bank of Lincolnton _____________________ Lincolnton __________________ April 23, 1905 Farmers State Bank_____________________ Lincolnton __________________ Sept. 26, 1911 Lithonia Banking Company_____________ Lithonia_____________________ Dec. Peoples Bank____________________________Lithonia_____________________ Aug. 21, 1903 26, 1910 Bank of Locust Grove ___________________ Locust Grove________________ Aug. 25, 1902 Citizens Bank___________________________Locust Grove________________ Sept. 1, 1910 Farmers & Merchants Bank_____________ Loganville _________________ "_April 4, 1906 Logansville Banking Company__________ Loganville ___________________ Feb. 1, 1902 Bank of Louisville _______________________ Louisville ____________________ oct. 2, 1891 Lovejoy Banking Company______________ Lovejoy______________________ Feb. 20, 1909 Citizens Bank ___________________________ Ludowici_ ___________________ July 25, 1909 Bank of Lula ____________________________ Lula _________________________ Dec. 20, 1904 Farmers & Merchants Bank_____________ Lumber City_________________ Aug. 7, 1914 Farmers State Bank_____________________ Lumpkin _____________________ Oct. 21, 1911 Luthersville Banking Co. ________________ Luthersville__________________ Oct. 11, 1905 Bank of Lyerly __________________________ Lyerly _______________________ Sept. 16, 1904 Toombs County Bank ___________________ Lyons ________________________ Dec. 22, 1905 Bank of Henry County__________________ McDonough __________________ June 23, 1896 Farmers & Merchants Bank_____________ McDonough __________________March 8, 1911 Citizens Bank___________________________ McRae _______________________March 21, 1906 Merchants Bank_________________________McRae _______________________ April 16, 1900 Luther Williams Bank & Trust Co. ______Macon ________________________________________ _ Macon Savings Bank_____________________ Macon _______________________ March 4, 1874 Georgia Banking Co. ____________________ Macon _______________________ Aug. 19, 1922 Merchants & Mechanics Savings Bank __ Macon _______________________ Jan. Bank of Madison ________________________ Madison _____________________ Dec. 17, 1910 26, 1888 Commercial Bank________________________Manchester___________________________________ _ Bank of Manchester_ ____________________ Manchester __________________ Jan. 28, 1910 State Bank ______________________________ Manchester_ _________________ June 15, 1914 Bank of Mansfield _______________________Mansfield ____________________ Sept. 23, 1905 Citizens Bank ___________________________Marietta_____________________________________ _ Merchants & Farmers Bank_____________ Marietta _____________________ June 16, 1911 Citizens Bank ___________________________ Marshallville_________________ Dec. 24, 1906 Georgia Banking Company______________ Marshallville_________________Sept. 19, 1910 Bank of Martin __________________________ Martin _______________________ Oct. 2, 1907 Bank of Maxeys __________________________Maxeys _______________________ Feb. 22, 1907 Citizens Bank ___________________________Maxeys _______________________ June 4, 1910 Bank of Meansville ______________________ Meansville ___________________March 1, 1911 Bank of Meigs ___________________________ Meigs ________________________ May 8, 1903 Bank of Menlo ___________________________Menlo ________________________ July 29, 1904 BEGAN BUSINESS Aug. 1, 1919 April 1905 Dec. 2, 1911 Sept. Aug. 1903 1, 1910 1902 Sept. 1, 1910 1906 March 24, 1902 July 3, 1893 1909 Oct. 1909 Dec. 1904 Aug. 10, 1914 Dec. 1911 Aug. Oct. 3, 1906 1904 Jan. 5, 1906 July 1, 1896 March 8, 1911 June 3, 1906 April 23, 1900 J--a-n-.-------1-8-,--1-8-7-5 Sept. 5, 1922 Jan. 3, 1910 Jan: 1, 1890 F--e-b-.--------1-,--1-9-1-0 July 15, 1914 Oct. 10, 1905 -J-u-l-y-------1-5-.--1-9-1-1 Jan. 1, 1907 Sept. 27, 1910 Oct. April 11, 1907 10, 1907 Nov. 3, 1910 April June Aug. 1, 1911 1903 1904 NAME OF BANK LOCATION CHARTERED Commercial Bank________________________MetcalL _____________________ July 3, 1916 Bank of Metter __________________________Metter _______________________ March 4, 1904 Citizens Bank ___________________________Metter_ ______________________ Dec. 20, 1919 Bank of Candler County ________________Metter _______________________ Oct. Bank of Milan ___________________________Milan ________________________ Dec. 2, 1920 5, 1906 Exchange Bank__________________________ Milledgeville _________________ May 20, 1903 Merchants & Farmers Bank_____________Milledgeville _________________ March 22, 1898 Milledgeville Banking Co. _______________Milledgeville _________________ Feb. . Bank of Millen __________________________ Millen________________________ Jan. 28, 1874 4, 1893 Farmers Bank___________________________ Milner_ ______________________ June 23, 1911 Farmers & Merchants Bank_____________ Milltown _____________________ April 18, 1807 Bank of Molena _________________________ Molena ______________________ Oct. 7, 1901 Bank of Monroe _________________________Monroe ______________________ Dec. 30, 1890 Farmers Bank___________________________ Monroe ______________________ Dec. 2, 1905 Union Banking Co. ______________________Monroe ______________________ Aug. 17, 1912 Jasper County Bank ____________________ Monticello ___________________ Feb 5, 1898. Montrose Banking Co. __________________ Montrose ____________________ Sept. 4, 1911 Moreland Banking Co. __________________ Moreland ____________________ Nov. 1 , 1905 Citizens Bank___________________________ Moultrie _____________________ Nov. 13, 1900 Moultrie Banking Co. ___________________ Moultrie _____________________ July 8, 1896 Bank of Mt. Airy ________________________ Mt. Airy _____________________ July 20, 1911 Mount VernonBank ____________________ Mt. Vernon __________________ Dec. 21, 1900 First Bank of Nashville __________________ Nashville ____________________ Feb. 10, 1917 United Banking Co. ___________________ ..Nashville ____________________________________ _ Farmers Bank___________________________ Naylor_ ______________________ Dec. 2, 1907 Bank of Newington _____________________ Newington __________________ July 7, 1919 Newnan Bank & Trust Co. ______________ Newnan _____________________ Nov. 11, 1889 Baker County Bank_____________________ Newton ______________________ Oct. 4, 1906 Bank of Norcross________________________ Norcross _____________________ Dec. 12, 1903 Bank of Norristown _____________________ Norristown __________________ June 9, 1921 Bank of Norman Park ___________________ Norman Park ________________ March 24, 1906 Bank of Ochlochnee_____________________ Ochlochnee__________________ Oct. 19, 1906 Bank of Oglethorpe _____________________ Oglethorpe __________________ Feb. 5, 1901 Macon County Bank____________________ Oglethorpe __________________ Oct. 6., 1906 Peoples Bank____________________________ Oliver_ _______________________ June 13, 1906 Bank of Palmetto _______________________ Palmetto_____________________ Sept. 26, 1904 Farmers Bank___________________________ Palmetto___________ --.-- ______ June 29, 1918 Bank of Parrott _________________________ Parrott ______________________ Jan. 25, 1906 Planters Bank___________________________ Parrott ______________________ Aug. 12, 1912 Patterson Bank _________________________ Patterson ___________________ June 19, 1907 Planters Bank ___________________________ Pavo _________________________ March 12, 1912 BEGAN BUSINESS July March Dec. Jan. June March Oct. March Aug. July April Jan. Sept. Feb. Oct. Nov. Nov. July Aug. Jan. March 22, 1916 23, 1904 20, 1919 2, 1921 1906 1, 1903 1898 1884 1, 1893 15, 1911 1, 1907 1901 2, 1891 1, 1906 12, 1912 5' 1898 24, 1911 1, 1905 13, 1900 1896 5, 1911 24, 1901 1, 1917 Jan. Aug. April Oct. Feb. June April Nov. Feb. Jan. Sept. Oct. July March Sept. March 15, 1908 13, 1919 20, 1920 15, 1906 1, 1904 12, 1921 23, 1906 1906 8, 1901 6, 1907 1, 1906 1, 1904 10' 1918 13, 1906 25, 1912 1907 25, 1912 - NAME OF BANK LOCATION CHARTERED Farmers Bank ___________________________ Pelham ______________________ Aug. 19, 1902 Pendergrass Banking Co. _______________ Pendergrass _________________ Sept. 29, 1905 Houston Banking Co. ___________________ Perry ________________________ April 14, 1905 Perry Loan and Savings Bank___________ Perry ________________________ Aug. Bank of Pinehurst_ _____________________ Pinehurst ___________________ Jan. 20, 1889 1, 1908 Salzburger Bank ________________________ Pinora _______________________ Feb. 15, 1915 Bank of Pineview________________________ Pineview _____________________ April 13, 1904 Pitts Banking Company_________________ Pitts _________________________ June 21, 1906 Plains Bank _____________________________ Plains _______________________ Feb. 15, 1902 Bank of Plainville _______________________ Plainville ____________________ Aug. 21, 1912 Bank of PortaL _________________________ PortaL ______________________ May 21, 1910 Bank of Poulan _________________________ Poulan ______________________ July 22, 1903 Bank of Powder Springs_________________ Powder Springs _____________ Jan. 3, 1905 Bank of Preston _________________________ Preston ______________________ Oct. 27, 1906 Farmers Bank ___________________________ Pulaski ______________________ Oct. 5, 1912 Bank of Quitman _______________________ Quitman_____________________ Dec. 31, 1888 Citizens Bank ___________________________ Ray City_____________________ April 28, 1911 Farmers & Merchants Bank_____________ Rebecca _____________________March 25, 1918 Bank of Reidsville _______________________ Reidsville ____________________ Nov. 6, 1912 Tatnall Bank____________________________ Reidsville ____________________Sept. 14, 1900 Farmers State Bank_____________________ Register _____________________ March 11, 1912 Rentz Banking Co. ______________________ Rentz ________________________ May 2, 1914 Reynolds Banking Co. __________________ Reynolds ____________________ Feb. Bank of Rex _____________________________Rex __________________________ Jan. 26, 1913 30, 1912 Rhine Banking Co. ______________________ Rhine ________________________ July 11, 1918 Richland State Bank____________________ Richland ____________________ April 9, 1923 Bank of Ringgold _______________________ Ringgold _____________________ Aug. 24, 1904 Bank of Roberta ________________________ Roberta _____________________ Jan. 6, 1911 Crawford County Bank_________________ Roberta _____________________ Jan. 7, 1901 Bank of Rochelle ________________________ Rochelle _____________________ March 15, 1905 Bank of Rocky Ford_____________________ Rocky Ford__________________ May 28, 1907 Rockmart Bank_________________________ Rockmart ____________________ Oct. 31, 1900 Citizens-Floyd Bank and Trust Co. _____ Rome _________________________________________ _ Bank of Roopville _______________________ Roopville ____________________ Nov. 5, 1912 Citizens Bank___________________________ RoswelL _____________________ Nov. 24, 1910 Roswell Bank ___________________________ RoswelL _____________________ March 1, 1901 Farmers Bank___________________________Royston _____________________ July 11, 1907 Royston Bank ___________________________ Royston _____________________ Nov. 7, 1901 Bank of Rutledge _______________________ Rutledge ____________________ Sept. 24, 1898 Bank of Camden County________________st. Mary's ___________________ Sept. 16, 1911 BEGAN BUSINESS Sept. Oct. June 1, 1902 5, 1905 5, 1905 1889 Feb. May June 15, 1915 1904 1906 Sept. 1, 1912 July 30, 1910 July 25, 1903 tj Jan. Oct. 23, 1905 1906 l'i ~ Oct. Dec. Aug. Feb. Jan. 8, 1912 31, 1888 ~ >-3 ~ 14' 1911 13, 1918 3, 1913 zl'i >-3 Oct. 22, 1900 0 "'l May March 5, 1914 6, 1913 ttl z> Feb. May 5, 1912 22, 1918 z?...1.. May 10, 1923 0 Jan. 1, 1890 Jan. 20' 1911 Feb. 1, 1901 March 15, 1905 July 1907 Oct. 1900 ------------------ Dec. 1912 Dec. 1, 1910 1901 Oct. 1, 1907 Nov. 7, 1901 Dec. 1898 6, 1911 ,_. (0 NAME OF BANK LOCATION CHARTERED Bank of Sale City ________________________ Sale City ____________________ April Citizens Bank ____________________________ Sandersville _________________ Dec. Peoples Bank_____________________________ Sardis _______________________ June Bank of Sasser ___________________________ Sasser _______________________ Jan. Citizens & Southern Bank ______________ Savannah ___________________ Sept. Citizens Trust Company ________________ Savannah____________________ May Exchange Bank__________________________ Savannah ____________________ Jan. Georgia State Savings Association ______ Savannah____________________ July Liberty Bank & Trust Co. ________________Savannah____________________ Dec. Savannah Bank & Trust Co. ____________ Savannah____________________ March Wage Earners Savings Bank _____________ Savannah ___________________ Oct. Bank of Scotland________________________ Scotland_____________________ March Farmers & Merchants Bank_____________ Senoia _______________________ March Citizens Bank ___________________________ Shady Dale __________________ Feb. Bank of Sharon _________________________ Sharon _______________________ Aug. Sharpsburg Banking Co. ________________ Sharpsburg__________________ Sept. Shellman Banking Company ____________Shellman ____________________ Dec. Bank of Siloam __________________________ Siloam _______________________ Oct. Bank of Smithville _______________________ Smithville____________________ March Bank of Smyrna _________________________ Smyrna ______________________ Jan. Bank of Soperton _______________________ Soperton ____________________ July Peoples Bank____________________________ Soperton ____________________ Dec. Bank of Sparks __________________________ Sparks_______________________ Jan. Exchange Bank__________________________ Springfield __________________ Dec. Bank of Stapleton_______________________ Stapleton____________________ Aug. Bank of Statesboro ______________________ Statesboro___________________ Oct. Sea Island Bank_________________________ Statesboro___________________ March Bank of Statham ________________________ Statham _____________________ March Bank of Stephens _______________________ Stephens ____________________ Oct. Bank of Stockbridge ____________________ Stockbridge _________________ Sept. Granite Bank ___________________________ Stone Mountain _____________ Aug. Bank of Commerce ______________________ Summerville _________________ Oct. Chattooga County Bank ________________ Summerville _________________ Nov. Peoples Bank____________________________ Summit_ _____________________ Sept. Central Bank ____________________________ Swainsboro __________________ Oct. Citizens Bank ___________________________ Swainsboro __________________ Nov. Exchange Bank__________________________ Sycamore ____________________ March Planters Bank___________________________ Sycamore ____________________ May Sylvania Banking Company _____________ Sylvania _____________________ April Farmers & Merchants Bank_____________ Sylvester ____________________ Aug. Sylvester Banking Company ____________ Sylvester ____________________ July Bank of Talbotton ______________________ Talbotton ___________________ Aug. 15, 1918 2, 1905 8, 1911 15, 1905 22, 1887 22, 1906 18, 1906 29, 1909 18, 1889 4, 1869 29, 1915 13, 1912 2' 1874 6, 1920 29, 1904 29, 1911 4, 1890 18, 1904 25, 1903 10' 1911 16, 1906 27, 1905 10, 1910 30, 1907 15, 1918 6, 1891 11, 1901 30' 1904 25' 1911 4' 1906 31, 1911 21, 1891 25, 1905 13, 1904 27, 1920 10, 1900 18' 1918 13, 1914 10, 1911 2, 1911 5, 1898 16, 1906 BEGAN BUSINESS May Jan. Aug. Jan. Sept. June March Aug. Feb. Aug. Jan. June 1918 1, 1906 15, 1911 1905 1887 1, 1906 12, 1906 4, 1909 10, 1890 1869 3, 1916 6, 1912 April 12, 1920 Oct. 3, 1911 March March Jan. Jan. Oct. Jan. March April Oct. Oct. Sept. Jan. Sept. Nov. Nov. March May Sept. July Dec. 1903 20, 1911 5, 1906 12, 1910 1, 1908 1, 1918 1' 1894 16, 1901 4, 1904 25, 1911 24, 1906 5, 1911 1, 1906 20, 1904 9, 1920 10, 1900 18, 1918 1911 1, 1911 7, 1898 1, 1906 NAME OF BANK LOCATION CHARTERED Peoples Bank___________________________ Talbotton ___________________ Dec. Bank of Tallapoosa_____________________ Tallapoosa___________________ Aug. Bank of Taylorsville _____________________ Taylorsville __________________ June Farmers State Bank _____________________ Temple _______________________ Nov. Temple Banking Company_______________ Temple _______________________ Sept. Farmers & Merchants Bank_____________ Tennille______________________ Oct. Peoples Exchange Bank _________________Tennille _____________________ Dec. Tennille Banking Co.____________________ Tennille _____________________ April Bank of Thomaston _____________________Thomaston __________________ Dec. Farmers & Merchants Bank_____________ Thomaston __________________ March Upson Banking Company________________Thomaston __________________ Dec. Bank of Thomasville _____________________ Thomasville __________________ Sept. Citizens Bank & Trust Company________ Thomasville __________________ Dec. Peoples Savings Bank ___________________ Thomasville __________________ Oct. Bank of Thomson________________________ Thomson_____________________ July McDuffie Bank__________________________ Thomson ____________________ Aug. Thomson City Bank_____________________Thomson ____________________ April Bank of Tifton __________________________ Tifton _______________________ Oct.. Bank of TignalL ________________________ TignalL _____________________ July Peoples Bank____________________________ TignalL _____________________ Dec. Bank of Toccoa__________________________ Toccoa_______________________ Aug. Farmers & Merchants Bank_____________ Toccoa_______________________ Jan. Wilkinson County Bank_________________Toomsboro ___________________ July Bank of Trion ___________________________ Trion ________________________ Oct. Bank of Tucker_ _________________________ Tucker ______________________ oct. Turin Banking Company________________ Turin________________________Nov. Bank of Ty Ty___________________________ Ty Ty________________________ Sept. Bank of Unadilla ________________________ Unadilla _____________________ July Commercial Bank________________________ Unadilla _____________________ Aug. Bank of Union Point_ ___________________Union Point _________________May Farmers Bank ___________________________ Union Point _________________ Sept. Ashley Trust Co. ________________________ Valdosta _____________________ March Bank of Valdosta________________________ Valdosta_____________________ April Citizens Bank ___________________________ Valdosta_____________________ Dec. Merchants Bank_________________________ Valdosta_____________________ Dec. Farmers Bank ___________________________ Vidette ______________________Nov. American Banking Corporation _________ Vienna _______________________ Feb. Bank of Vienna__________________________ Vienna_______________________ Aug. Dooly Savings Bank______________________ Vienna _______________________ Sept. Vienna State Bank ______________________ Vienna_______________________ Dec. Bank of Villa Rica_______________________ Villa Rica____________________ May 3, 1890 31' 1908 6, 1905 22, 1912 25, 1903 10' 1894 29, 1908 4, 1900 11' 1910 8, 1893 19, 1888 27, 1887 30, 1890 22, 1906 18, 1891 22, 1906 15, 1915 10, 1891 5, 1909 16, 1913 10, 1911 18, 1906 16' 1907 16, 1912 29, 1919 25, 1905 13, 1910 5, 1898 5, 1907 15' 1911 6' 1911 12, 1913 12, 1920 1, 1890 26, 1888 7, 1910 17, 1917 26, 1889 25, 1905 29, 1920 14, 1899 BEGAN BUSINESS Jan. Sept. June March Oct. Jan. April Jan. 13, 1891 9, 1908 13, 1905 3, 1913 1, 1903 1894 13, 1909 4, 1900 1' 1911 Jan. Jan. Dec. July Aug. May Aug. Jan. Sept. Jan. July Dec. Dec. July Sept. July Aug. May Sept. April April Jan. Dec. Jan. Feb. Sept. Oct. Jan. May 25, 1900 1888 1891 1, 1906 18, 1891 1906 11' 1915 1896 1909 27, 1914 1911 20, 1906 16, 1907 17, 1912 30, 1919 1905 1910 5, 1898 1907 1911 6, 1911 1913 27, 1920 1891 26, 1888 7' 1911 23, 1917 1889 16, 1905 4, 1921 1899 ~--I I ' NAME OF BANK LOCATION CHARTERED Merchants & Planters Bank_____________ Villa Rica____________________ April Citizens Bank___________________________Waco_________________________ Sept. Bank of Wadley__________________________Wadley______________________ .Jan. Citizens Bank___________________________Warrenton ___________________ April Planters & Merchants Bank_____________Warrenton___________________ April Bank of Warwick ________________________Warwick _____________________ Nov. Washington Exchange Bank_____________Washington_________________ .Dec. Washington Loan & Banking Co. ________Washington__________________ Sept. Oconee County Bank____________________Watkinsville__________________ Oct. Commercial Bank________________________ Waycross _____________________ Oct. Bank of Waynesboro _____________________Waynesboro __________________ Dec. Citizens Bank ___________________________Waynesboro __________________ Feb. Waynesboro Savings Bank_______________Waynesboro _________________ .March Citizens Bank___________________________West Point___________________ Feb. Bank of Weston __________________________ Weston_______________________ May Merchants & Planters Bank. ____________ Whigham____________________ .June Bank of White Plains____________________White Plains_________________ June Planters Bank___________________________White Plains_________________ April Whitesburg Banking Co. _________________ Whitesburg __________________ Sept. Bank of Willacoochee____________________Willacoochee _________________ Dec. Merchants & Farmers Bank_____________Willacoochee _________________May Bank of Williamson ______________________Williamson___________________Nov. Farmers Bank___________________________Winder_______________________ Feb. Pittard Banking Co. _____________________Winterville __________________ .Jan. Peoples Bank____________________________Woodbury___________________ .July Woodbury Banking Company____________Woodbury____________________ Oct. Farmers Bank___________________________Woodcliff_ ___________________ Aug. Woodland Bank__________________________ Woodland____________________ Nov. Bank of Woodstock______________________Woodstock__________________ .Oct. Woolsey Bank____________________________Woolsey______________________ Aug. Citizens Bank___________________________Wrens _______________________ .Oct. Wrens Bank_____________________________Wrens ________________________ March Bank of Wrightsville_____________________ Wrightsville__________________ Feb. Exchange Bank__________________________Wrightsville __________________ Dec. Farmers Bank____________________________Wrightsville__________________ April Yatesville Banking Co. __________________Yatesville ____________________ Dec. Bank of Zebulon _______________________ .Zebulon _____________________March 25, 1907 15, 1914 29, 1902 14, 1902 13, 1907 28, 1910 22, 1888 7, 1891 17, 1904 15, 1918 16, 1892 2, 1898 6, 1911 17, 1917 6, 1913 18, 1918 11' 1904 9, 1919 11, 1907 21, 1900 26, 1906 5, 1912 28, 1914 9, 1911 7, 1907 20, 1891 26, 1912 17, 1907 10, 1905 21, 1907 1, 1907 20, 1916 16, 1897 20, 1909 28, 1919 18, 1906 18, 1905 BEGAN BUSINESS May Nov. 1, 1907 10, 1914 April 14, 1902 Jan. Jan. May Oct. Oct. Dec. Feb. March March March June July April Nov. March Aug. Dec. March Jan. Sept. 3, 1911 1, 1889 1, 1895 1904 30, 1918 1892 2, 1898 1911 15, 1917 30, 1913 18, 1918 7, 1904 26, 1919 18, 1907 1901 1906 9, 1912 31, 1914 16, 1911 1907 Sept. Nov. Oct. Oct. Oct. March Feb. Dec. July Aug. 9, 1912 25, 1907 10, 1905 7, 1907 1907 28, 1916 16, 1897 13, 1909 15, 1919 28, 1906 DEPARTMENT OF BANKING 23 BRANCHES OF BANKS AND TRUST COMPANIES UNDER THE SUPERVISION OF THE DEPARTMENT OF BANKING. (45) NAME OF BANK LOCATION Farmers Bank__________________________________________ Alamo Brunswick Bank and Trust Co. ________________________ Area American State Bank (Broad St. Office)_______________ Athens Citizens & Southern Bank, Central Office _____________ Atlanta Citizens & Southern Bank, Marietta St. Office _________ Atlanta Citizens & Southern Bank, Mitchell St. Office _________ Atlanta Citizens & Southern Bank, Tenth Street Office _______ Atlanta Citizens & Southern Bank_____________________________ Augusta Bank of Louisville______________________________________ Avera Georgia State Bank____________________________________ Baxley Georgia State Bank________________________ _. ___________ Bowden Georgia State Bank ____________________________________ Bronwood Union Banking Company_______________________________ Broxton Farmers & Merchants Bank ____________________________ Calvary Georgia State Bank____________________________________ Chatsworth Columbus Savings Bank & Trust Co. Broad & 12th Sts.__ Columbus Columbus Savings Bank & Trust Co. North Highland Branch_____________________________________________ Columbus Georgia State Bank____________________________________ Cordele Georgia State Bank ____________________________________ Cumming Cornelia Bank__________________________________________ Demorest Georgia State Bank ____________________________________ Douglas Georgia State Bank ____________________________________ Douglasville Georgia State Bank ____________________________________ Dublin Greenville Banking Company__________________________ Gay Georgia State Bank ___ -------------------------------- Greensboro Georgia State Bank ____________________________________ Hawkinsville Georgia State Bank___ -------------------------------- Hogansville Brunswick Bank & Trust Company ____________________ Jesup Citizens & Southern Bank _____________________________ Macon Georgia State Bank ____________________________________ Mansfield Georgia State Bank____________________________________ Maysville Georgia State Bank____________________________________ Midville Georgia State Bank ____________________________________ Montezuma Citizens Bank__________________________________________ Morven Union Banking Company_______________________________ Nicholls Georgia State Bank ____________________________________ Ocilla Richland State Bank ___________________________________ Omaha Georgia State Bank____________________________________ Omega Citizens & Southern Bank, Liberty St. Branch________ Savannah Citizens Trust Company, Branch ______________________ Savannah Exchange Bank Branch________________________________ Savannah Bank of Buford_________________________________________ Suwanee Mount Vernon Bank____________________________________ Uvalda Georgia State Bank ____________________________________ Vidalia Douglasville Banking Company________________________ Winston l 24 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF ABBEVILLE President, W. C. OLIVER Abbeville, Ga. Vice-President, C. C. FULGHUM Cashier, G. M. BAZEMORE RESOURCES: TDiemmeaLnodaLnosaannsd..D. _i_s_counts----------$ United States Securities-----------State of Georgia Bonds.~~~:::::::::~ Stock in Federal Reserve Bank..... . Other Stocks and Bonds Banking House.. ________ _-_--~~::::-Fu0miture and Fixtures.. ________ :::: ther Real Estate Owned __________ _ Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De- posited with Avvroved Reserve DAuegefrnotms ..O. _t_h_e-r--B--a-n--k-s_._.____-_-_-_-_-_-_-_-_-_-_Advances on Cotton_________________ Advances on Other Commodities... Checks for Clearing House__________ 0 ther Checks and Cash Items...... LOevteterdrsraofftsC(rief danity)a_n__d__A__c_c_e_v__ta_n__c_e_s_._. Other Assets__________________________ 172,727.96 3,500.00 none none none 2,215.52 2,592.80 5,513.92 27,374.28 none 9,4n4o0.n23e 1,925.21 none 83.88 none 2n8o1.n4e8 3,788.50 TotaL----------------------------------$--2-29-,-44-3-.7-8 LIABILITIES: Capital Stock Paid in._______________$ Amount Reserved fQr Branches.. --Survlus.. _________ -------------------Undivided Profits.------------------Dividends Unvaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Devosit..... Time Certificates of Devosit ... ---Savings Devosits -------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks.... ----------------BNiolltsesPaaynadbBleil.l.s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Accevtances.. Reserve for Interest and Taxes..... . Bonds Borrowed -------------------Other Liabilities. ------------------ TotaL.. _______________________________$ 25.000.00 none 5,000.00 1,618.16 none none 91.759.58 none 61,030.03 207.66 none 1,278.35 none 41,000.00 2,550.00 none none none none 229,443.78 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF ACWORTH Acworth, Ga. President, A. J. DURHAM Vice-President, R. L. McMILLAN Cashier, J. E. CARNES RESOURCES: TDiemmeaLnodaLnos aannsd. .D__i_s_c__o_u_n__t_s_._._._._._._._._. ._$ United States Securities____________ _ State of Georgia Bonds. ____________ _ 101.469.20 3,947.65 3,002.61 none SOttohcekr iSntoFcekdsearanldRBesoenrvdes _B__a_n__k_._._._._. ._ Banking House.. ____________________ _ none none 1,600. 7l Furniture and Fixtures. ____________ _ Other Real Estate Owned __________ _ 3,578.19 5,445.89 Due from Federal Reserve Bank. __ _ none Cash in Vault and Amounts De- vosited with Avproved Reserve Agents. ___________ ------------------ 80,231.71 Due from Other Banks.. ------------ none Advances on Cotton.. -------------- 668.05 ACdhvecaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s______ none 1.254.52 Other Checks and Cash Items...... none LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c__e_s_.._ 13,955.60 260.40 - - - - - Other Assets-------------------------- Total. ________________________________ _ none 215,414.53 LIABILITIES: Cavital Stock Paid in _______________ $ ASumrvoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e__s_._._._.._ Undivided Profits-------------------DDiuveidteonBdsanUknsv. _a_i_d_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Devosits Subject to Check --------Demand Certificates of Devosit..... Time Certificates of Deposit--------Savings Devosits. ----- __ ------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks.-------------------BNiolltsesPaanyadbBleill.s--R-e--d-i-s-c-o--u-n--te--d-_-_-_-_-_-_-_ Letters of Credit and Accevtances.. Reserve for Interest and Taxes..... . Bonds Borrowed--------------------Other Liabilities... ------------------ TotaL. ________________________________ $ 25,000.00 none 5,000.00 4,864.48 none none 104,140.76 none 76,211.24 none none 198.05 none none none none none none none 215,414.53 DEPARTMENT OF BANKING STATEMENT Showing Condition at Close of Business December 31, 1924 of the S. LEMON BANKING CO. Acworth, Ga. President, ORLANDO AWTREY Vice-President, JAS. W. McMILLAN Cashier, LEMON M. AWTREY RESOURCES: TDiemmeaLnodaLnosaannsd. _D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ 135,363.42 1,587.45 none State of Georgia Bonds-------------- none SOttohcekr iSntoFcekdsearanldRBesoenrdves _B__a_n_k__-_-_-_-_--_ none 780.00 BFuarnnkiitnugreHaonudseF_i_x__tu-r-e-s--_-_-__-_-_-_-_-_-_-_-_-_--_ 2,700.00 4,844.67 DOutheefrroRmeaFl eEdsetraatleROewsenrveed-B--a-n--k-_-_-__--_ 7.614.49 none Cash in Vault and Amounts De- oosited with ADDJ,'Oved Reserve DAuegfernotms__O._t.h_e__r -B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ 33,179.04 none 1,464.41 CAhdevcaknscefsoronClOeatrhienrgCHoomumseo_d_i_t_ie__S_-_-_--_ Other Checks and Cash Items_____ _ none 997.93 none LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_o__t_a_n_c_e__s____ 14,433.75 1,360.69 - - - - Other Assets-------------------------- none TotaL _________________________________$ 204,325.85 LIABILITIES: Caoital Stock Paid in. _______________$ ASumrooluunst. R__e_s_e__rv__e_d_ -f-o-r--B--r-a_n_c__h_e_s_________ _Undivided Profits _____ --------------Dividends Unoaid-------------------Due to Banks-----------------------DDeeomoasnitds CSeurbtjieficctattoesCohfeDckeo..o-s-i-t---_-__--_ Time Certificates of DeoosiL------TSarvuisntgFsuDnedosoosintsD- -e-o--o-s-i.t-_-_-_-_-_-_-_-__-_-_-_--_ Cashier's Checks--------------------Certified Checks-------------------Bills Payable._---------------------Notes and Bills Rediscounted------Letters of Credit and Acceotances__ Reserve for Interest and Taxes _____ _ Bonds Borrowed---------------------Other Liabilities. __ ---------------- TotaL ... ------------------------$ 30,000.00 none 10,000.00 1,935.02 none none 94.991.61 none 67,032.20 none none 267.02 none none none none 100.00 none none 204,325.85 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF ADAIRSVILLE President, JOE. P. BOWDOIN Adairsville, Ga. Cashier, 0. B. BISHOP Vice-President, E. D. VEACH RESOURCES: 'DTiemmeasnLdoLanosanasn_d__D__i_s_c__o_u__n_t_s__________________$ 148,034.04 7,844.05 United States Securities------------- none State of Georgia Bonds-------------- none Stock in Federal Reserve Banks----- none BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._-__-_-_-__-_-_-_--_ Furniture and Fixtures_____________ _ 21,450.00 3,178.00 4,300.00 Other Real Estate Owned.- _______ _ 3,119.20 Due from Federal Reserve Bank____ _ none Cash in Vault and Amounts De- oosited with Aooroved Reserve Agents __ ---------------------------- 67,529.09 ADduveafnrcoems oOnthCeorttBona_n__k_S_-_-_-_-_-_-_-_--_-_-_-_-_- 2.1n7o2.n8e0 Advances on Other Commodities____ none Checks for Clearing House__________ none Other Checks and Cash Items. . __ none Letters of Credit and Acceotances__ none Overdrafts (if any)___________________ 774.30 Other Assets__________________________ 6,182.17 TotaL _______________ , ________________-$ -2-64.-583-.65 LIABILITIES ACamooituan1tSRtoescekrvPeadidfoirn-B-r-a--n-c--h-e-s--_-_-__--_$ Suro1us __________ -------------- ______ _ Undivided Profits-------------------- DDiuveidteonBdsanUknso..a_i_d_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deoosits Subject to Check---------Demand Certificates of Deoosit____ _ TSaimviengCseDrtiefoicoastietss_o__f_D__e__o_o__s_i_L__-_-_-_-_--_-_ Trust Funds on Deoosit____________ _ Cashier's Checks--------------------CBielrltsifPieadyaCbhlee_c_k_s__-_-_----------_-_-_-_-_------------------Notes and Bills Rediscounted------LReestteerrvse offorCIrnetdeirteasnt danAdccTeaoxteasn_c_e__s____ Bonds Borrowed-------------------- Other Liabilities.. ------------------ TotaL-------------------------------$ 25,01!0.00 none 25,000.00 none none none 106,359.06 none 105,270.37 none 1,441.27 1,512.95 none none none none none none none 264,583.65 l 26 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF ADEL President, W. B. WILKES Adel, Ga. Vice-Presidents, A. D. WISEMAN, W. R. WELLS Cashier, W. J. 'McCRANIE RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Gemgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdvse_B__a_n__k____________ 204.790.32 none none none none none BFuarnnkiitnugreHaonudseF.i.x..tu-re--s-_-_-_-_-_-_-_-__-_-_-_-_--_ none 3,000.00 Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vaults and Amounts De- posited wi1h Approved Reserve 16,510.11 none Agents._--------------------- ______ . Due from Otler Banks______________ Advances on Cotton_________________ 15,645.33 21.157.28 none Advances on Other Commodities.... Checks for Qearing House.. ________ none none Other Checlls and Cash Items______ none LOevteterdrsraofftsC(Jfedanity)a_n__d__A__c_c_e_p__ta_n__c_e_s_._- nnoonnee Other Assetl--------------------------- - -1.2-20-.00 TotaL--------------------------------$ 262.323.04 LIABILITIES Capital Stock Paid in________________$ Amount Reserved for Branches..... Surolus.-----------------------------Undivided Profits. ___ ---------------Dividends Unpaid-------------------Due to Banks.... -------------------DDeepmoasnitds CSeurbtjieficctattoesCohfeDckep--o-s-i-t-_-_-__--_ Time Certificates of Deposit________ _ Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks.--------------------BNiolltsesPaanyadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-_-_-_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds. Borrowed--------------------Other Liabilities.. ------------------- TotaL .. -------------------------------$ 25,000.00 none 18,000.00 943.96 none none 56,819.51 none 98,436.16 none none 385.52 none 50,999.59 3,600.00 none none none 8,138.30 262,323.04 STATEMENT Showing Condition at Close of Business December 31, 1924 of the FIRST BANK OF COOK COUNTY Presiden, C. C. GIDDENS Adel, Ga. Vice-Presidents, H. L. PARRISH, J. S. WILKES Cashier, J. E. PITTS RESOURCES Time Loms and Discounts__________ $ DemandLoans ______________________ _ United aates Securities____________ _ State of:Xeorgia Bonds_____________ _ Stock inFederal Reserve Bank_____ _ Other Sticks and Bonds___________ _ 358,344.30 18,787.59 none none none 550.00 BFuarnnkiitnugreialonudsFe.i-x-t-u-r-e--s-_-_-_-_-_-_-_-__-_-_-_-_--_ 4,200.00 4. 792.00 DOut heefrroRmea~Eedsetraatle ROewsenrveed -B- -a-n- -k-_-_-__- -_ 18.822.45 none Cash in \mit and Amounts De- posited rith Approved Reserve Agents----. _________ --------------- 28,222.95 DAduveafnrcoems oOrchoetrtoBn_a_n_k__s_.-_-_-_-_-_-_--_-_-_-_-_- nnoonnee Advances orother Commodities____ none Checks for Cearing House__________ 5,030.62 Other Checkland Cash Items .. __ none Letters of Cr~it and Acceptances._ Overdrafts (il\ny)___________________ Other Assets.._______________________ 174,.26n30o51..n306e6 Total---------- ______________________-$ -4-60,5-86.-33 LIABILITIES Capital Stock Paid in________________ $ Amount Reserved for Branches._--Surplus... ---------------------------Undivided Profits.------------------DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check.--------Demand Certificates of Deposit..... Time Certificates of Deposit--------TSarvuisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-_-_-_-_-_-__-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks.--------------------BNiolltsesPaanydabBleil.l_s.-R-e--d-i-s-c-o--u-n-t-e--d-.-.-.-.-.-.-. Letters of Credit and Acceptances._ Reserve for Interest and Taxes..... . Bonds Borrowed. __ -----------------Other Liabilities.-------------------- TotaL . . -------------------------------$ 50,000.00 none 10,000.00 814.37 2,328.00 2,658.53 162,747.52 none 144,397.4,1 1,578.56 1,023.00 11.00 none 30,000.00 43,919.5 none none none 11,108.40 460,586.33 l DEPARTMENT OF BANKING 27 STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF ADRIAN President, L. 0. BENTON Adrian, Ga. Vice-Presidents, G. E. YOUMANS, S. H. LYNCH Cashier, R. G. HUTCHESON RESOURCES: Time Loans and Discounts__________ $ 54,050.28 DUenmiteadndSLtaotaens sS_e__c_u_r_i_t_ie,-s-_-_-_-_-_-_-_-_-__-_-_--_ none 1,500.00 SSttoactek oifn GFeeodregriaal BRoesnedrvs-e--B--a-n-k--_-_-_-__--_ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._.__________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ none none none 4,000.00 620.00 12,324.84 Due from Federal Reserve Bank.___ _ none Cash in Vault and Amounts De- vosited with Avvroved Reserve Agents.----------------------------- 16,555.70 Due from Other Banks. __ ----------- none Advances on Cotton. __ -------------- none Advances on Other Commodities____ none Checks for Clearing House__________ none Other Checks and Cash Items.. ____ 6,223.31 Letters of Credit and Accevtances.- none Overdrafts (if any)___________________ none - - - - Other Assets.. ____________ __ __ __ __ __ __ TotaL. _________________ . ___________ ..$ 12,050.93 107,325.06 LIABILITIES: Cai>ital Stock Paid in________________$ Amount Reserved for Branches.---Survlus. _______ ----------------------Undivided Profits.------------------DDiuveidtoenBdsanUknsv__a_i_d_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Devosits SubJect to Check.--------Demand Certificates of Devosit----Time Certificates of Devosit--------Savings Devosits------------------ --Trust Funds on Devosit------------Cashier's Checks--------------------BCielrltsifPieadyaCbhleec. k__s_._._._._-_-_-_-_-_------------------------Notes and Bills Rediscounted.... --_ Letters of Credit and Accevtances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities._------------------- TotaL________________ ----------------.$ 25,000.00 none 3,000.00 none none none 60,475.83 none H.201.12 none 2,852.43 1,795.68 none none none none none none none 117,325.06 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF ALAPAHA President, E. D. GASKINS Alapaha, Ga. Vice-President, M. J. MciiLLAN Cashier, F. T. TILLER RESOURCES: TDiemmeaLnodaLnos aannsd__D__i_s_c__o_u_n__t_s____________________ $ United States Securities____________ _ State of Georgia Bonds_____________ _ 185,268.55 5, 705.00 none none Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_______________________ __ none 600.00 4,500.00 Furniture and Fixtures.... _________ _ Other Real Estate Owned. _________ _ 2.275.50 500.00 Due from Federal Reserve Bank___ __ none Cash in Vaults and Amounts De- vosited with Avvroved Reserve Agents.. ---------------------------- 34,352.10 ADduveafnrcoems oOnthCeorttBona_n__k_s_-_-_-_-_-_--_-_-_-_-_-_-_- 55,5n0o0.n0e0 Advances on Other Commodities____ none Checks for Clearing House__________ none Other Checks and Cash Items______ none Letters of Credit and Accevtances__ none OOvtheerdr rAafstsset(sif..a_n_y_)________________________________________ 24 3,002.85 T ot a L. - - - - - - - - - - _____________________ -$ ---- 291,704.24 LIABILITIES:' Cavital Stock Paid in________________$ Amount Reserved for BrancheS----Survlus. _____ -----------------------Undivided Profits-------------------DDiuveidteonBdsanUknsv__a_i_d_._._-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Devosits Subject to Check__________ _ Demand Certificates of Devosit.... - ' Time Certificates of DevosiL------Savings Devosits. _----- -------------TCraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks. ___ ----------------Bills Payable.. ----------------------- Notes and Bills Rediscounted------~ Letters of Credit and Accevtances. BRoesnedrvseBfoorrroIwnteedr.e.s-t---------------------------------j Other Liabilities-_ ----------------1 30,000.00 none 22,500.00 2,000.00 none none 63,105.85 none 165,863.76 none none 492.38 none none none none 5,544.89 2.197.36 none Total------------------------------j-$ 291,704.24 l !?28 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the ALBANY TRUST & BANKING COMPANY President, A. P. VASON Albany, Ga. Cashier, C. L. NEUMAN Vice-President, P. J. BROWN RESOURCES: Time Loans and Discounts.---------$ 222,538.20 DUenmiteadndSLtaoteasnsS-e--c-u-r-i-t-ies--_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _ 2,079.81 none none none none BF uarnnkiitnugr eHaonudseF. i_x__tu-r-e- -s-_-_-_-_-_-__-_-_-_-_-_-_- -_ Other Real Estate Owned _________ _ Due from Federal Reserve Bank____ _ none 5,646.53 17,507.63 none Cash 1n Vault and Amounts De- poslted with Approved Reserve DuAegfe1n0tms._O-t-h--e-r--B--a-n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advames on Other Commodities___ _ OheciG for Clearing House_________ _ OtherChecks and Cash Items_____ _ LOevteterrdsmofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__ 5,133.40 none none none none none none none Other 1\.ssets--------------------------- - -no-ne TotaL-'--------------------------------$ 252,905.57 LL'I.BILITIES: Capital Stock Paid in________________$ ASumrvoulunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a_n-c--h-e-s-_____-_--_ DDUinuvdeiidtveoindBdesdanUPkrnsop_f_ai_ti_sd_-__-__-__-__-__-__-___-__-__-___-__-__-_--_--_--_--_--_----_ Deposits SubJect to Check _________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit________ _ TSarvuisntgFsuDnedpsoosnitsD.-e-p--o-s-i-t-_-_-_-_-_-__-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks_____________ --------BNiolltsesPaanyadbBleil.l_s--R-e--d_i_s_c_o-u--n-t-e-d--_-_-__-_-_-_ Letters of Credit and Acceptances._ Reserve for Interest and Taxes.----Bonds Borrowed--------------------Other Liabilities.-------------------- TotaL _________________________________$ 100,000.00 none 15,300.00 2,390.88 none none none none 35,377.63 25,792.45 none none none 15,000.00 none none 3,300.00 none 55.744.61 252,905.57 STATEMENT Showing Condition at Close of Business December 31, 1924 of the ALMA STATE BANK Alma, Ga. Presideit, E. S. STRICKLAND Cashier, FRED EWING Vice-President, C. L. SIBLEY RESOURCES: i;~a~~~a~~-~~~~~~-~~~~~::::::::$ United S tes Securities____________ _ State of eorgia Bonds_____________ _ BSOtatohncekkriniSngtel1,k\d:sJeuarsean_ld_R_B_e_so_e_n_rdv__es___B____a___n___k________________ ___ Furniturefcnd Fixtures_____________ _ 89,290.80 410.00 none none none none 7,500.00 4,322.49 Other Rea state Owned----------Due from deral Reserve Bank____ _ Cash in Vult and Amounts De-- posited v\th Approved Reserve 15.715.59 none DAuegefrnotms..o. t-e--r-B--a-n-k-s-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_- 12,858.45 3,792.94 AAddvvaanncceess oonn'~thtteornCom-m--o-d--it-ie--s_--_-_-_Checks for 0 ring House__________ Other Check nd Cash Items ____ 4,5n2o2.n8e4 1,824.60 none LOevteterdrsraofftsO(rief t ya)_n_d__A__c_c__e_p_t_a_n__c_e_s_._. nnoonnee Other Assets--1.----------------------- - -8,0-36.-27 TotaL---- ----- 1 ____ -------- _______ $ 148,273.98 LL'I.BILITIES: Capital Stock Paid fn _______________$ Amount reserved for Branches. ____ _ Survlus.. ----------------------------Undivided Profits.------------------DDiuveidteonBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Deposits SubJect to Check_________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit. ______ TSCarauvsishntigeFsru'sDnCedphsoeoscinktssD.___e__v____o__s__i_-t_-__-__-__-___-__-__-__-__-__-__-__--__ Certified Checks---------------------BNiolltsesPaanyadbBleil.l.s. -R-e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Accevtances.Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other L1ab1l1ties. _------------------- TotaL _________________________________$ 15,000.00 none none 3,001.78 none 8,000.00 75,352.26 10,500.00 10,746.56 none none 1,673.38 none 24,000.00 none none none none none 148,273.98 l DEPARTMENT OF BANKING 29 STATEMENT Showing Condition at Close of Business December 31, 1924 of the MILTON COUNTY BANK Alpharetta, Ga. President, T. H. MANNING Vice-President, C. E. MADF>OX Cashier, R. D. MANNING RESOURCES: Time Loans and Discounts..........$ 168,178.64 Demand Loans....................... 16,922.16 United States Securities............ . none State of Georgia Bonds.............. none Stock in Federal Reserve Bank...... none Other Stocks and Bonds............ 3,000.00 Banking House....................... none Furniture and Fixtures.............. 400.00 Other Real Estate Owned........... 7.967.86 Due from Federal Reserve Bank.... . none Cash in Vault and Amounts De- IJOSited with AI>I>roved Reserve Agents.................. _____ ........ 31,563.24 Due from Other Banks.............. 25,000.00 Advances on Cotton................. none Advances on Other Commodities.... none Checks for Clearing House.......... none Other Checks and Cash Items....... 54.87 Letters of Credit and AcceiJtances.. Overdrafts (if any)___________________ none none Other Assets..........................- - 3-,401-.10 Total..................................$ 256,487.87 LIABILITIES: CaiJital Stock Paid in...............$ Amount Reserved for Branches..... SuriJlus... ---------------------------Undivided Profits.-----------------Dividends UniJaid.................... Due to Banks.......... --------------DeiJosits Subject to Check.......... Demand Certificates of DeiJosit.... . Time Certificates of DeiJosit......... Savings DeiJosits. -------------------Trust Funds on DeiJosit............. Cashier's Checks...... --------------Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and AcceiJtances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabilities..................... TotaL.................................$ 16,000.00 none 10,000.00 4,420.63 none none 113,368.39 none lll.969.26 none none 729.59 none none none none none none none STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF COMMERCE Americus, Ga. President, FRANK SHEFFIELD Vice-President, JOHN SHEFFIELD Cashier, LEE HUDSON RESOURCES: Time Loans and Discounts..........$ 536,696.30 Demand Loans ...................... . 117,277.89 United States Securities............. 55.674.25 State of Georgia Bonds.............. 26,000.00 Stock in Federal Reserve Bank...... none Other Stocks and Bonds............. 34,605.00 Banking House....................... } 20,000.00 Furniture and Fixtures.............. Other Real Estate Owned........... 13.268.22 Due from Federal Reserve Bank..... none Cash in Vault and Amounts De- I>Osited with AI>I>roved Reserve Agents............................. . 205,960.26 Due from Other Banks.............. 34,993.69 Advances on Cotton................ 4,862.92 Advances on Other Commodities.... none Checks for Clearing House.......... 3,844.21 Other Checks and Cash Items...... 2,793.64 Letters of Credit and AcceiJtances.. none Overdrafts................. ___ ...... . 454.58 O ther Assets . . . . .................. . . . . - - - -n-one Total.................................$ 1,056,430.96 LIABILITIES: CaiJital Stock Paid in................$ Amount Reserved for Branches.... . SuriJlus .............................. . Undivided Profits.................... Dividends UniJaid.................... Due to Banks......................... DeiJosits Subject to Check.......... Demand Certificates of DeiJosit..... Time Certificates of DeiJosit........ . Savings DeiJosits..................... Trust Funds on DeiJosit............ . Cashier's Checks..................... Certified Checks...................... Bills Payable... ------------ Notes and Bills Rediscounted....... Letters of Credit and AcceiJtances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabilities..................... 65,000.00 none 65,000.00 96,109.75 none 2.277.93 515,742.46 451.35 309.183.47 none none 366.00 2.300.00 none none none none none none Total................................$ 1.056.430.96 l 80 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the PLANTERS BANK OF AMERICUS President, L. G. COUNCIL Americus, Ga. Vice-President, C. M. COUNCIL Cashier, C. M. COUNCIL RESOURCES: Time Loans and Discounts__________$ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ 912,350.34 186,311.25 none none Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds____________ _ Banking House______________________ _ none 2.250.00 21.961.34 FOuthrneirtuRreealaEndstFatiextOurwens-e-d---_-__-_-_-_-_-_-_--_ none 5,523.81 Due from Federal Reserve Bank____ _ none Cash in Vault and Amounts De- posited with Approved Reserve Agents. ______________ --------------- 101.308.65 DAduveafnrcoems oOnthCeor tBtoann_k_s_.______-_-_-_-_-_-_-_-_-_--_ 1,021.33 86,924.43 Advances on Other Commodities___ _ Checks for Clearing House_________ _ none 29,395.77 Other Checks and Cash Items_____ _ 1,283.27 LOOevttheteerdrrsrAaofsftsseCt(srif_e_da_in_t_y_a)_n____d____A____c__c__e__p____ta____n__c__e__s__-_____ T o t a L _________________________________-$ none none - - -no-ne 1.348.330.19 LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches --Surplus. ________ ---------------------Undivided Profits- _________ ---------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsie--c-t-t-o---C-h--e-c-k--_-_-_-_-_-__-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit________ _ TSaruvisntgFsuDnedpsoosintsD-e-p-o--s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks_____ ----------------Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.Reserve for Interest and Taxes_____ _ Bonds Borrowed- ___ ----------------Other Liabilities-_------------------- 100,000.00 none 200,000.00 18,125.08 none 18,800.41 556,339.24 5,520.46 277,332.13 none 6.212.87 none none 166,000.00 none none none none none TotaL---------------------------------$ 1.348,330.19 STATEMENT Showing Condition at Close of Business December 31, 1924 of the EMPIRE BANK OF AMERICUS President, H. L. MIZE Americus, Ga. Cashier, JOE. M. BRYAN Vice-President, R. C. ELLIS RESOURCES: Time Loans and Discounts__________$ 67,462.11 DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-_-__-_-_-_--_ 754.36 none State of Georgia Bonds-------------- none Stock in Federal Reserve Bank------ none BOathnekrinSgtoHckosusaen_d___B_o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ none none 544.58 none Due from Federal Reserve Bank____ _ none Cash in Vault and Amounts De- posited with Approved Reserve DAuegefrnotms--O--t-h-e--r-B--a--n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ 66,915.15 76.41 none Advances on Other Commodities___ _ none Checks for Clearing House _________ _ 1.706.60 Other Checks and Cash Items______ _ 980.00 LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s____ none none Other Assets--------------------------- - - -no-ne TotalS--------------------------------_$ 138,439.21 LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches --Surplus ________________ ------------Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check -------Demand Certificates of DeuosiL--Time Certificates of Deposit-------TSaruvisntgFsuDnedpsoosintsD-e-p--o-s-i-t-_-_-_-_-_-__-_-_-_-_-_--_ CCaersthifieierd's CChheecckkss____________-_-_-_-_----------------------Bills Payable ----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities___ ------------------ TotaL _________________________________ $ 50,000.00 none none 1.889.33 none none 65,220.89 none 9,913.14 11,277.35 none 138.50 none none none none none none none 138.439.21 DEPARTMENT OF BANKING 31 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF ARLINGTON Arlington, Ga. President, W. E. BOSTWICK Vice-Presidents, R. H. BOSTWICK, J. M. JOHNSON Cashier, W. E. BOSTWICK, JR. RESOURCES: LIABILITIES: Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia BondS-------------BSOtatohncekkriniSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_vd__es___B___a___n___k___-___-__-__-__--__ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De- posited with Approved Reserve Agents __ --------------------------ADduveafnrcoems oOnthCeorttoBna_n__k_s__-_-_-_-_-_--_-_-_-_-_-_- 214,976.30 1,318.30 none none none none 2,000.00 1.615.00 12,921.98 none 32,386.41 none 6,251.58 ACSuamrpooitulaunlst_SR_t_oe_sc_e_k_rv_P_ea_d_id_f_o_irn__-B_-_-r_-a_-n_-_c-_-h_-e_-_s-_-__-___-__--__-$ Undivided Profits ___ ----------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-__-_-_--_ TSDaiemvmienagCnsderDCtiefepircotaisftiietcssa_ot_e_fs_D_o_e_f_pD_o_es_i_pt_o___s__i__t__-__-__-__--__ TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ BNiolltsesPaaynadbBlei_lls R--e-d--i-s-c-o--u-n-t-e-d--_-_-_-__-_--_ Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items.-____ Letters of Credit and Acceptances__ Overdrafts (if any)___________________ 10,979.56 576.57 257.54 none 4,858.53 LReetsteerrvse offorCIrnetdeirteasnt danAdccTeapxteasn_c_e__s_--_ ~~~~; ~~~i~lrr~~---~~~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~:::: ~ ~ Other TotaL A__s__s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ - 2-88,-1n4Io..:n.?e?_ _ _'!'Q!aL- ________________________________ $ 50,000.00 none 25,000.00 12,937.88 none none 122,556.46 none 28,322.40 none none 325.03 none 14,000.00 35,000.00 none none none none 288,141.77 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF ARNOLDSVILLE President, E. W. COILE Arnoldsville, Ga. Cashier... ----------------------- Vice-President, E. L. BRAY RESOURCES: Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsS_e__c_u_r_i_ti-e-s--_-__-_-_-_-_-_-_-_-_-_--_ State of Georgia Bonds _____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdves_B__a__n_k__-_-_-_-_--_ BFuarnnkiitnugreHaonudseF.i.x_t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank----Cash in Vaults and Amount De- _posited with Approved Reserve DAuegfernotms._O--th--e-r--B--a-n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items__ __ LOevteterdrsraofftsC(rief daint ya)n_d___A__c_c_e_p__t_a_n_c_e__s____ Other Assets-------------------------- Total ------------- ___________________ $ 25,661.54 none none none none 500.00 4,050.00 2.898.85 none none 3, 794.83 none none 19.65 353.53 none none 324.47 6,980.26 44,583.13 LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches ____ _ SDUuinvrdoiidlveuindsd.es_d_U_P__rno-p-fa-iti-sd-.-__-__-__-__-_--_--_--_--_--_--_-_-_--_--_--_-__-___-__--__ Due to Banks------------------------Deposits Subject to Check----------TDiemmeaCnderCtifeirctiaftiecsatoefsDoefpDoespito__s_i_t_-_-_-_--_ Savings Deposits. __ ------------- ____ _ TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ BCielrltsifPieadyaCbhleec__k_s______________-_------_-_-_-_-_-_-_-__-_-____ Notes and Bills Rediscounted_____ _ Letters of Credit and Acceptances._ Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities __ ------------------- TotaL--------------------------------$ 15,000.00 none none 470.58 none 6,500.00 11,844.55 6,000.00 4,495.00 none none 273.00 none none none none none none none 44.583.13 l FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the ASHBURN BANK President, C. E. THRASHER Ashburn, Ga. Vice-President, J. S. JOHNSON Cashier, W. G. SHINGLER RESOURCES: Time Loans and Discounts----------$ DUenmiteadndSLtaoteans sS_e_c__u_r_i_t_ies-_-_-_-_-_-_-_-_~_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----Other Stocks and Bonds------------BFuarnnkiitnugreHaonudseF-i-x-t-u--r-e-s-_-_-_-_-_-_-_-_-_-__-_-_--_ Other Real Estate Owned.. -------Due from Federal Reserve Bank---Cash in Vault and Amounts De- IJosited with AIJIJroved Reserve 140.909.60 17,456.50 none none none 900.00 3.102.25 42.75 20;941.00 none Agents... --------------------------Due from Other Banks_.-----------Advances on Cotton._--------------Advances on Other Commodities.... Checks for Clearing House__________ Other Checks and Cash Items______ LOevteterdrsraofftsC(rifedanity)a_n__d__A__c_c_e_i_J_t_a_n_c_e_s_._. 58,500.45 none none none 810.51 169.86 nnoonnee - - - - Other Assets-------------------------- 107.22 TotaL .. -------------.--------- .......$ 242,940.14 LIABILITIES: CaiJital Stock Paid in _______________$ Amount Reserved for Branches_ --SuriJlus. _----------------------------Undivided Profits.------------------Dividends UniJaid-------------------DDeuieJotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of DeiJOSit..... Time Certificates of DeiJosit. _.. ___ _ TSaruvisntgFsuDnedisJoosnitsD_e.i_J.o.s.i.t._._._._.__._._.________ __ Cashier's Checks ____________________ _ Certified Checks..... ________ --------BNiolltsesPaanydabBleil.l_s--R--e-d-i-s-c--o-u-n--t-e-d-.--_-__-_--_ BLReoestntedervrsseBofoforrCroIrwnetdeeidrte..as.tn_.__d_.__A__.c_.c_.e_.i__J_.t_.a_.n_._c__e.__s_..._. Other Liabilities... ___ --------------- TotaL _________________________________$ 50,000.00 none 25,000.00 19.85 none none 72.713.77 none 51.090.07 7,562.56 34.010.77 622.27 none none none none 1.920.85 none none 242,940.14 STATEMENT Showing Condition at Close of Business December 31,1924 of the THE CITIZENS BANK OF ASHBURN President, D. H. DAVIS Ashburn, Ga. Vice-President, W. A. MURRAY Cashier, K. P. BAKER RESOURCES: TDiemmeaLnodaLnosaannsd___D__is_c__o_u__n_t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _ State of Georgia Bonds_____________ _ 80,094.62 22,909.98 none none Stock in Federal Reserve Bank------ none Other Stocks and Bonds------------ none BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s--_-_-_-__-_-_-__-_-_-_-_--_ Other Real Estate Owned __________ _ 5,000.00 900.00 7,255.65 Due from Federal Reserve Bank..... none Cash in Vault and Amounts De- IAJOgSeintetds. _w___i_t_h___A.I_J_I_J_ro__v_e_d___R__e_s_e_r_v_e_ Due.from Other Banks _____________ _ Advances on Cotton_________________ _ 35,982.14 none 14,488.25 ACdhve,caknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._._. Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_i_J_t_a_n_c__e_s_.._ 10,192.61 216.25 726.30 none none Other Assets--------------------------- - - -no-ne TotaL---------------------------------$ 177,765.80 LIABILITIES: CaiJital Stock Paid in________________$ ASumrooluunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a_n__c_h.e_s_________ __ Undivided Profits. __________________ _ Dividends UniJaid___________________ _ Due to Banks _______________________ _ DeiJosits SubJect to Check._-------Demand Certificates of DeiJosit__ __ _ TSiamviengCseDrtiefpicoastietss.o_f__D__e_i_J_O_S__it_._._.__________ __ TCraushstieFru'snCdhseocnksD. _e_i_J_o_s__it_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ Bills Payable________________________ _ Notes and Bills Rediscounted._____ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed. __ -----------------Other Liabilities.. ------------------- TotaL _________________________________$ 25.000.00 none 30,000.00 5,675.95 72.00 none 73,106.28 none 30,841.57 2,818.00 7,641.40 2,018.60 592.00 none none none none none none 177,765.80 DEPARTMENT OF BANKING 33 STATEMENT Showing Condition at Close of Business December 31, 1924 President, W. J. TURNER of the TURNER COUNTY BANK Ashburn, Ga. Cashier, C. P. KEMP Vice-President, (None) RESOURCES: Time Loans and Discounts.---------$ Demand Loans_ ......... ____ ....... __ United States Securities____________ _ State of Georgia Bonds_____________ _ 47,555.14 16,203.33 none none Stock in Federal Reserve Bank...... Other Stocks and Bonds __________ _ none 517.60 BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ 10,000.00 3, 729.69 25,000.43 Due from Federal Reserve Bank..... none CashinVault and Amounts Deoosit- ed with Aooroved ReserveAgents. Bankers Trust Co.___________________ 7,003.41 13,480.29 Due from Other Banks.. ___________ none Advances on Cotton... ______________ none Advances on Other Commodities.... Checks for Clearing House__________ none 1,292.81 Other Checks and Cash Items._ ___ 376.75 Letters of Credit and Acceotances.. Overdrafts (if any)___________________ none none Other Assets__________________________ 21,637.16 T o ta L ______________ . ________________ - .$ - -14-6,7-96.-61 LIABILITIES: Caoital Stock Paid in ________________ $ Amount Reserved for Branches..... USunrdoilvuids.e_d__P_r-o--f-it-s--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DDiuveidtoenBdsanUknso..a_i_d_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deoosits SubJect to Check _________ _ Demand Certificates of Deoosit..... TSiamvienCgserDtiefoicoastiets__o_f__D__e_o__o_s_i_t_._._._.____._. ._ Trust Funds on Deoosit____________ _ Cashier's Checks ____________________ _ Certified Checks..... __ . _____________ _ Bills Payable._----------------------Notes and Bills Rediscounted...... Letters of Credit and Acceotances.. BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s_._._._._. ._ Other Liabilities._------------------- TotaL _________________________________$ 25,000.00 none 25,000.00 none none 27,000.00 22,044.33 none 39,618.69 none none 333.59 none 6,500.00 1,300.00 none none none none 146,796.61 STATEMENT Showing Condition at Close of Business December 31, 1924 of the AMERICAN STATE BANK President, W. C. JORDAN Athens, Ga. Vice-President, HOWELL C. ERWIN Cashier, G. R. DAVIS RESOURCES: Time Loans and Discounts..........$ DUenmi t eadn dS Lt aot easn sS-e-c- -u-r-i-t-i e- -s-. -_-_-__- _-_-_-_-_-_-_- -_ State of Georgia Bonds... __________ _ Stock in Federal Reserve Bank...... Other Stocks and Bonds ___________ _ BFuanrnkiitnugreHaonudseF-i-x-t-u--r-e-s-.-.-_-_-_-_-_-_-_-__-_-_--_ Oti;J.er Real Esi_ate Owned.--------Due from Federal Reserve Bank. __ . Cash in Vault and Amounts De- posited with Aooroved Reserve 804,702.95 500.00 none none 3,600.00 1,800.00 23,647.80 15,296.96 22,015.99 39,354.39 DuAegfernotms. O--t-h-e-r--B--a-n--k-s-.-.--_-_-__-_-_-_-_-_-_-_-_Advances on Cotton_________________ 38,9457..0708 none Advances on Other Commodities.... Checks for Clearing House__________ none 2,743.54 Other Checks and Cash Items ... ___ 458.86 Letters of Credit and Acceptances.. Overdrafts (if any)___________________ none 1,177.03 TOothtearLA_s_s_e__ts_._._._._-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ - 9-54-,2555..0300 LIABILITIES: Caoital Stock Paid in _______________$ Amount Reserved for Branches __ _ USunrdoilvuisd.e-d--P-r-o--f-it-s--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ DDiuveidtoenBdsanUknso__a_i_d_._._._._.__-_-_-_-_-_-_-_-_-_-_-_-_--_ Deoosits Subject to Check _________ _ Demand Certificates of Deoosit.... Time Certificates of Deoosit _______ _ Savings Deoosits. ______ --------- ____ _ Trust Funds on Deoosit ____________ _ Cashier's Checks ____________________ _ Certified Checks._._----------------Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceotances.. BReosnedrvseBfoorrroInwteedre__s_t__a_n__d__T__a_x_e__s_.___.____ ._ Other Liabilities. __ ------------------ TotaL _________________________________$ 100,000.00 none 20,000.00 15,362.30 2,062.00 none 304,034.97 none 116,892.36 272,584.17 none 253.28 1,626.50 none 121,439.72 none none none none 954,255.30 ~l I 34 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE ATHENS SAVINGS BANK President, M. STERN Athens, Ga. Vice-President, M. G. MICHAEL Cashier, G. A. MELL RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ 900,443.99 none 189,146.00 none none none 21,073.03 2, 704.90 90,175.02 Due from Federal Reserve Bank____ _ none Cash in Vault and Amounts De- pAogseintetsd- _w___it_h____A__p_p_r_o__v_e_d___R__e_s_e_r:v_e_ 154,521.01 DAduveafnrcoems oOnthCeor tBtoann_k_s_-_-_-_-_-__-_-_-_-_-_-_-_--_ none none Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ none 37,942.85 765.74 LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__ none 10,004.37 Other Assets-------------------------- none T o t a L _________________________________ ~---- $ 1, 406 '776- 91 LIABILITIES: Capital Stock Paid in ________________$ Amount Reserved for Branches ____ _ Surplus _________ ---------- ___________ _ Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ Time Certificates of Deposit _______ _ TS ar vuisntgFs uDnedpsoosni t sD_e- -p-o- -s-i-t _-_-_-_-_-_-_-_-_-_-_-_- -_ Cashier's Checks ____________________ _ Certified Checks_____________________ _ Bills Payable.-_------------- ________ _ Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances __ Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities __ ------------------- 100,000.00 none 200,000.00 22,726.25 none 11,407.39 277,062.64 none 135.335.03 285,245.60 none none none 375,000.00 none none none none none TotaL ________________________________ _ 1,406,776.91 STATEMENT Showing Condition at Close of Business December 31, 1924 of the COMMERCIAL BANK Athens, Ga. President, H. H. GORDON, JR. Vice-Presidents, J. E. TALMADGE, JR., J. H. DOZIER Cashier, J. E. PATMAN RESOURCES: DTiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures-------------Other Real Estate Owned----------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- posited with Approved Reserve Agents ----------------------------ADduveafnrcoems oOnthCeor tBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s____ Other AssetS-------------------------- TotaL_________________________________ $ LIABILITIES: 1,221,092.76 Capital Stock Paid in _______________ $ 200,000.00 94,993.38 none ASumrpoluunst_R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s_________ __ none 50,000.00 none Undivided Profits _______ ------------- 50,065.97 7,500.00 Dividends Unpaid-------------------- 721.50 3,710.00 30,727.69 DDeupeotsoitBs aSnukbsje__c_t-t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ none 651,059.17 10,418.03 Demand Certificates of Deposit----- none 49,911.46 Time Certificates of Dei>OSit-------- 114,463.15 53,040.01 Savings Deposits- __ ------------------ 276,099.05 Trust Funds on Deposit------------- none Cashier's Checks--------------------- 522.89 55,776.15 none CBielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 532.50 54,000.00 none Notes and Bills Rediscounted------ 207,020.41 none Letters of Credit and Acceptances-- none 62,486.12 Reserve for Interest and Taxes_____ _ none 10,644.56 Bonds Borrowed ___ ------------------ none none Other Liabilities._------------------- none 1,60::::~:~ I TotaL ______________________________$--1-,6-0-4,-48-4-.6-4 l DEPARTMENT OF BANKING 35 STATEMENT Showing Condition at Close of Business December 31, 1924 of the AMERICAN SAVINGS BANK Atlanta, Ga. President, J. G. ST. AMAND Vice-President, ROBERT M. CLAYTON Cashier, PETER F. CLARKE RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_._._._-_-_-_-_-_-_$ 711,379.48 4,000.00 United States Securities____________ _ none State of Georgia Bonds_____________ _ none Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds____________ _ Banking House______________________ _ none none 131,000.00 Furniture and Fixtures_____________ _ 2,979.02 Other Real Estate Owned __________ _ 19,387.16 Due from Federal Reserve Bank____ _ none Cash in Vault and Amounts De- Apogseintetsd___w__it_h____A__p_p_r_o__v_e_d___R__e_s_e_r_v_e_ 26,777.19 Due from Other Banks _____________ _ none Advances on Cotton ---------------- none Advances on Other Commodities___ _ none Checks for Clearing House _________ _ 471.08 Other Checks and Cash Items--- __ _ l,317.ll LOevtet er dr sr aofft sC(rife daint ya)n__d__A__c_c_e_p__t_a_n_c_e__s____ Other Assets_________ ._. ___________ . __ TotaL. ________________________________-$ none 1,210.75 -8- 98,5n- 2o1.n7e9 LIABILITIES: Capital Stock Paid in _______________ $ Amount Reserved for Branches ____ _ Surplus _______ -------------------- DUinvdiidveinddesd UPrnopfaitisd______-_-_-_-__-_-_-_-_-_-_-__-_-_-_-_ Due to Banks________________________ _ Deposits Subject to Check _________ _ Demand Certificates of Deposit ____ _ Time Certificates of DepositSavings Deposits_------------------CTraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ BNiolltsesPaanydabBleil-l-s--R-e--d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Acceptances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed ____________________ _ Other Liabilities _____ -------------- TotaL _______________________________ $ 200,000.00 none 40,000.00 22,640.07 3,500.00 none none 102,565.22 29,180.00 227,172.28 none none 90,000.00 none none 3,463.48 none 1,028.89 178,971.85 898,521.7 STATEMENT Showing Condition at Close of Business December 31, 1924 of the ATLANTA COMMERCIAL BANK Atlanta, Ga. President, W. B. CHANDLER Vice-Presidents, H. B. DAVIS, HOWARD PARRISH Cashier, Wm. ARTHUR COOK RESOURCES: Time Loans and Discounts __________ $ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrvdes_B__a__n_k__-_-_-__-_ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- posited with Approved Reserve DAuegefrnotms--O-t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House _________ _ Other Checks and Cash Items______ _ LOevtet er dr sr aofft sC(riefOsited with AI>I>roved Reserve Agents .. ---------___________________ 122,600.72 Due from Other Banks ------------Advances on Cotton_________________ 26,732.83 none Advances on Other Commodities.___ none Checks for Clearing House__________ 16,926.48 Other Checks and Cash Items__ __ 5,611.03 Letters of Credit and Acceiltances.. Overdrafts (if any)___________________ none 4,823.11 Other Assets__________________________ 4,652.30 ----- TotaL--------- _______________________ $ 1,815,234.83 LIABILITIES: Cai>ital Stock Paid in________________$ Amount Reserved for Branches.---Suri>lus.- ----------------------------Undivided Profots ___ ---------------Dividends Uni>aid-------------- -----Due to Banks.... -------------------Dei>osits Subject to Check. ------Demand Certificates of Dei>osit..... Time Certificates of Dei>osit________ _ Savings Dei>ositS--------------------Trust Funds on Dei>osit..----------Cashier's Checks ____ ----------------. Certified Checks.. __________ ------.--Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Accei>tances. Reserve for Interest and Taxes...... Bonds Borrowed.. -----------------Other Liabilities._------------------- 100,000.00 none 25,000.00 69,021.54 none 2,056.12 696,987.29 23,660.25 59,181.05 733,128.27 none 705.87 1,680.42 100,000.00 none none none none 3,814.02 TotaL _________________________________$ 1,815,234.83 STATEMENT Showing Condition at Close of Business December 31, 1924 of the AUSTELL BANK President, C. F. BENSON Austell, Ga. Vice-President, J. D. PERKERSON Cashier, C. C. PERKERSON RESOURCES: Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ 85,937.37 6,003.33 none none Stock in Federal Reserve Bank_____ _ none BOathnekrinSgtoHckosusaen_d__B__o__n_d__S_-_-__-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ none none 2,438.85 770.52 Due from Federal Reserve Bank..... none Cash in Vault and Amounts De- I>Osited with AI>Proved Reserve Agents. --------------------------Due from Other Banks ------------- 23.735.49 none Advances on Cotton -------------Advances on Other Commodities___ _ Checks for Clearing House.. _______ _ none none 327.95 Other Checks and Cash Items....... 4.66 LOevtet er dr sr aofft sC(rife daint ya)n__d__A__c_c_e_p__t_a_n_c_e__s_. ._ Other Assets__ _______________________ _ none 246.31 none ----- TotaL. _______ .---.-._---_----------- ..$ 119,464.48 LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved for Branches..... Surolus.. ----------------------------Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check---------Demand Certificates of Deposit____ _ Time Certificates of Deposit-------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks ___ ---------------BNiolltsesPaanyadbBleil.l.s_R--e-d--is--c-o-u--n-t-e-d--_-_-_-__-_--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ BOothnedrs LBioabrrioliwtieesd_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ TotaL---------------------------------$ 22,920.00 none 4,534.66 2,801.25 none none 40,633.73 261.55 44,601.82 none 3,456.84 243.58 none none none none none none 11.05 119,464.48 DEPARTMENT OF BANKING 43 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF BACONTON President, R. P. JACKSON Baconton, Ga. Vice-Presidents, J.D. FRAZIER, R. M. TILLER Cashier, E. A. McCOLLUM RESOURCES: Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ 84,915.91 none none State of Georgia Bonds-------------Stock in Federal Reserve Bank.. __ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._.__________________ __ none none 200.00 2,000.00 FOuthrneirtuRreealaEndstFatiextOurwens-e-d--__-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- posited with Approved Reserve Agents. ________________ ------------- 3,500.00 4,500.00 none 5,595.06 Due from Other Banks. -----------Advances on Cotton --------------Advances on Other Commodities ___ Checks for Clearing House__________ Other Checks and Cash Items _. ___ none none none none none Letters of Credit and Acceptances.. Overdrafts (if any)___________________ none 1,295.83 Other TotaL A__s__s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -1-046,,8-83485.-.2055 LIABILITIES: . Capital Stock Paid in________________$ Amount Reserved for Branches --Surolus ----------------------------Undivided Profits ______ ------------Dividends Unpaid-------------------Due to Banks-----------------------Deposfts SubJect to Check.. ------Demand Certificates of Deposit..... Time Certificates of Deposit--------TS ar uv isnt gFsuDnedpsoos int sD-e-p-o- -s-i-t-_-_-_-__-_-_-_-_-_-_-_- -_ Cashier's Checks____________________ _ Certified Checks________ -------------BNiolltsesPaanydabBleil.l-s--R-e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceptances.Reserve for Interest and Taxes _____ _ Bonds Borrowed... -----------------Other Liabilities. ------------------- TotaL---------------------------------$ 15,000.00 none 2,500.00 1.100-00 none none 23,138.85 none 30,885.43 none none 855.58 none 11,500.00 19,365.19 none none none 2,500.00 106,845.05 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BAINBRIDGE STATE BANK President, E. J. PERRY Bainbridge, Ga. Vice-President, J. W. CALLAHAN Cashier, J. J. WALTERS RESOURCES: TDiemmeaLnodaLnosaannsd. _D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ United States Securities____________ _ State of Georgia Bonds. ____________ _ Stock in Federal Reserve Bank_____ _ 651,912.48 2,373.00 none none none BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_.__-_-_-_-__-_-_-_-_--_ Furniture and Fixtures_____________ _ 1,650.00 14,551.16 4,663.81 Other Real Estate Owned ---------- none Due from Federal Reserve Bank____ _ none Cash in Vault and Amounts De- posited with Approved Reserve Agents.-.--------------------------- 138,437.91 ADduveafnrocems OonthCeroBttaonnk_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 858.17 none Advances on Other Commodities.... Checks for Clearing House.. _______ _ none 30,275.90 Other Checks and Cash Items ___ _ 754.26 LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ none 672.07 TOothtearLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ - - -no-ne 846,148.76 LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved for Branches ___ Surplus -----------------------------Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks. __ --------------------Deposits Subject to Check.. ------TDiemmeaCnedrCtifeirctaiftiecsaotefsDoefpDoespito__s_i_t_-_-_-_--_ TSaruvisntgFsuDnedpsoosintsD-e-p-o--s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks--------------------BCielrltsifPieadyaCbhlee.c_k_s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-.Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. BReosnedrvseBfoorrroInwteedre_s__t_a__n_d__T__a_x_e__s__________ __ Other Liabilities.. ------------------ TotaL ________________________________ .$ 100,000.00 none 20,000.00 100,121.84 none 33,669.19 294,282.02 69.34 99,738.24 140,811.99 none 7,446.14 10.00 50,000.00 none none none none none 846.148.76 44 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the DECATUR COUNTY BANK Bainbridge, Ga. President, M. E. NUSSBAUM Vice-Presiden,t, R. F. WHEAT, FRANKS. JONES Cashier, FRANK S. JONES RESOURCES: Time Loans and Discounts__________ $ Demand Loans ____________________ . _ United States Securities.. __________ _ State of Georgia Bonds__ .. ________ __ 169,723.80 1,291.62 none none Stock in Federal Reserve Bank... __ none Other Stocks and Bonds... ________ . 36,519.75 FBuarnnkiitnugreHaonudseFixtur-e-s--_-__-_-_-_-_-_-_-_-_-_--__Other Real Estate Owned ________ __ none none 3,400.09 Due from Federal Reserve Bank..... none Cash in Vault and Amounts De- IAlOgSeintetsd...w_i_t_h___A__:_D_:_D_r_o_v_e_d___R__e_s_e__rv_e_ 21.854.88 DAduveafnrcoems oOnthCeor tBtoann.k.s._._-__-_-_-_-_-_-_-_-_--_-_ none none Advances on Other Commodities.... none Checks for Clearing House.. __ .... .. none Other Checks and Cash Items . __ none LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_:_D_t_a_n__c_e_s_.._ Other Assets.... _____________________ _ none none none ----- TotaL ............................. _..$ 232,790.14 LIABILITIES: Ca:Dital Stock Paid in..... __________ $ Amount Reserved for Branches..... USunrdoilvuids.e-d--P-r.o..f.i.ts--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_..... Dividends Unpaid...... -------------Due to Banks. . __ ------------------Deposits Subject to Check.......... Demand Certificates of Deposit..... Time Certificates of De:Dosit_______ __ Savings Deposits ___________ ---------Trust Funds on De:Dosit. __________ __ CCearsthifiieerd's CChheecckkss_._._-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_._..___ Bills Payable.. __ .... ________ .. __ .... . Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. BRoesnedrvs eBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s_._._._..__. Other Liabilities.. __________________ _ TotaL ................................ $ 25,000.00 none 5,000.00 23,743.38 none none none none 9,519.26 169,519.25 none 8.25 none none none none none none none 232,790.14 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE CITIZENS BANK AND TRUST CO. President, H. B. EHRLICH Bainbridge, Ga. Vice-Presidents, H. L. GANS, MAX KWILECKI Cashier, B. F. VICKERS RESOURCES: TDiemmeaLnodaLnos aannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._. ._$ 692,815.11 26,657.51 United States Securities............. 32,800.00 State of Georgia Bonds-------------- none Stock in Federal Reserve Bank...... 3,600.00 Other Stocks and Bonds.... _______ __ Banking House.... _______ -- .. _.... ___ Furniture and Fixtures_____________ _ none none 4,628.85 Other Real Estate Owned----------- 304.97 Due from Federal Reserve Bank... __ 22,453.56 Cash in Vault and Amounts De- posited with A:D:Droved Reserve Agents.-.--------------------------Due from Other Banks______________ 151,211.86 1.003.07 Advances on Cotton_________________ none Advances on Other Commodities.... none Checks for Clearing House__________ 15,551.39 Other Checks and Cash Items...... none Letters of Credit and Acce:Dtances. _ none Overdrafts (if any)__________________ 5,679.57 Other Assets__________________________ 29,081.67 TotaL .. ______________________________-$ -9-85,-787-.56 LIABILITIES: Ca:Dital Stock Paid in________________$ Amount Reserved for Branches.. --Surolus.. ________ --------------------Undivided Profits.------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check---------Demand Certificates of De:Dosit..... TSaimvienCgserDtiefpicoastietss_o__f_D__e_:_D_o__s_it_._._._.__-_-_--_ Trust Funds on De:Dosit____________ _ Cashier's Checks____________________ _ Certified Checks---------------------BNiolltsesPaanydabBleil.l-s--R--e-d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Acce:Dtances.. Reserve for Interest and Taxes_____ _ BOothnedrs LBioarbrioliwtieeds.-.--_-__-_-_-_-_-_-_-_--:-_-_-__-_-_-_--_ TotaL.--------------------------------$ 100,000.00 none 20,000.00 16,820.44 8,000.00 15,021.60 275,330.13 none 225,952.13 207,347.17 none 2,293.08 6,400.00 41,950.00 39,723.01 none none 26,950.00 none 985,787.56 DEPARTMENT OF BANKING 45 , STATEMENT Showing Condition at Close of Business December 31, 1924 of the BALDWIN STATE BANK President, W. A. SHORE Baldwin, Ga. Cashier, E. C. ADDY Vice-President, B. W. GRANT RESOURCES: Time Loans and Discounts. _________ $ Demand Loans ____________ _ United States Securities. __________ _ State of Georgia Bonds ____________ __ Stock in Federal Reserve Bank-----Other Stocks and Bonds. __________ _ Banking House______________________ _ Furniture and Fixtures ____________ __ Other Real Estate Owned. _________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- DAOgeSnitetsd. __w__i_th____A_D__D__r_o_v_e_d___R__e_s_e__rv_e_ Due from Other Banks ____________ __ Advances on Cotton _______________ __ Advances on Other Commodities___ _ Checks for Clearing House.. ______ __ Other Checks and Cash Items. ____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets.. _______________________ _ TotaL. _______________ __ ____ $ 122,325.03 1,312.50 none none none 500.00 3,300.00 2,098.50 none none 53,206.52 none none none none 868.78 none none none 183,611.33 LIABILITIES: Capital Stock Paid in______________ _ Amount Reserved for Branches ___ __ Surplus. ______ ----------------DUinvdiidveinddesd UPrnopfaitisd._._-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Due to Banks _______________________ __ Deposits Subject to Check ________ __ Demand Certificates of Deposit... __ Time Certificates of Deposit_______ __ Savings Deposits .. __________________ _ Trust Funds on Deposit. ___________ _ Cashier's Checks. ________ . ___ ----- ___ Certified Checks.. ____________ _ Bills Payable.-----------------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes.. __ __ Bonds Borrowed_____________________ _ Other Liabilities ____________________ _ TotaL ..... $ 15,000.00 none 10,000.00 7,804.74 1,200.00 none 87,940.58 none 61,395.08 none none 270.93 none none none none none none none 183,611.33 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BALL GROUND BANK President, R. M. THOMPSON Ball Ground, Ga. Vice-President, H. H. HARDIN Cashier, G. C. ADAMS RESOURCES: Time Loans and Discounts________ ..$ Demand Loans ______________________ _ United States Securities___________ __ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank____ __ Other Stocks and Bonds___________ __ Banking House___________________ ---Furniture and Fixtures. ___________ _ Other Real Estate Owned.. --------Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De- DOSited with Approved Reserve Agents........ ________________ ------Due from Other Banks _____________ _ Advances on Cotton ________________ _ Advances on Other Commodities.... Checks for Clearing House________ __ Other Checks and Cash Items-----LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets_____________ --- __ -------- TotaL. ________________________ ------ ..$ 125,859.67 5,389.80 none none none none 3,500.00 3,093.25 none none 36,265.28 17,500.00 none none 76.24 35.00 none 34.19 3,173.10 194,926.53 LIABILITIES: Capital Stock Paid in. ______________ $ Amount Reserved for Branches __ _ Surplus ______ ----------------------DUinvdiidveinddesd UPrnopfaitisd_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_-_ Due to Banks ______________________ __ Deposits Subject to Check ________ __ Demand Certificates of Deposit..... Time Certificates of Deposit _______ _ Savings Deposits.. ___________ ----- __ _ Trust Funds on Deposit_____________ Cashier's Checks.. __________________ _ Certified Checks...... ______________ __ Bills Payable.. ______________________ . Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes ____ __ Bonds Borrowed _. ----------------Other Liabilities.. _------------------ TotaL .. _________ ------------. _______ $ 15,000.00 none 10,000.00 2,410.81 289.60 none 104,818.50 none 49,2ll.87 12,041.64 none 1,154.ll none none none none none none none 194,926.53 l 46 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the BARNESVILLE BANK President, A. H. ENGLISH Barnesville, Ga. Cashier, E. LANGFORD Vice-President, J. G. BUSH RESOURCES: LIABILITIES: Time Loans and Discounts..........$ 148,509.00 Demand Loans .. __ ................ .. 4,125.10 United States Securities............. 16,000.00 State of Georgia Bonds.............. none Stock in Federal Reserve Bank...... 1,800.00 Other Stocks and Bonds.... ______ __ Banking House..... ___ .............. . 650.00 none Furniture and Fixtures.. 3,500.00 Other Real Estate Owned. .. . 6,ROO.OO Due from Federal Reserve Bank.... . 7,041.92 Cash in Vault and Amounts De- posited with Approved Reserve Agents.............................. 13,469.96 Due from Other Banks.. ----------Advances on Cotton... ______________ none none Advances on Other Commodities.... none Checks for Clearing House.......... 2,558.95 Other Checks and Cash Items...... 62.85 Letters of Credit and AcceiJtances.. Overdrafts (if any)___________________ none 1,847.35 Other Assets.. ______ ........ __ .. __ .. __ 60.05 ----- T_o_ta.l-.-.:.:=.:.::.::._--_--_--_-_--_-_--_-_:-..:.::.:c.:_--_-_.$ 206,425.18 Capital Stock Paid in................$ Amount Reserved for Branches... .. Surplus ................ ________ .... __ _ Undivided Profits. __________________ _ Dividends Unpaid.... ______ .. ______ .. Due to Banks...... __________ _ Dei>osits Subject to Check... ______ _ Demand Certificates of Deposit..... Time Certificates of Dei>osit....... .. Savings Deposits. __________________ _ Trust Funds on DeiJosit.. Cashier's Checks..... ____ _ Certified Checks.......... __________ __ Bills Payable ...................... .. Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed... ------------------ Other Liabilities.. ------------------- TotaL --------------------------------$ STATEMENT 50,000.00 none 10,000.00 2,831.49 8.00 none 79,274.97 none 15.00 57,272.59 none 23.13 none 7,000.00 none none none none none 206,425.18 Showing Condition at Close of Business December 31, 1924 of the THE BARTOW BANK President, T. Y. SMITH Bartow, Ga. Vice-President, W. C. EVANS Cashier, J. R. MURPHY RESOURCES: Time Loans and Discounts..........$ Demand Loans ---------------------United States Securities............. State of Georgia Bonds..."---------Stock in Federal Reserve Bank.... .. Other Stocks and Bonds............ Banking House ................ _.. .. Furniture and Fixtures......... _.. .. Other Real Estate Owned........... Due from Federal Reserve Bank.... . Cash in Vault and Amounts De- IA>gOesnitetsd...w__i_th....A.p..iJ.r.o_v__e_d___R__e_s_e_r_v_e_ Due from Other Banks.............. Advances on Cotton................. Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items...... Letters of Credit and Acceptances.. Overdrafts (if any) .............. _.. .. Other Assets.......................... TotaL ....... _________________________$ 131,183.62 4,657.50 none none 1,200.00 4,150.00 4,241. 76 7,570.72 none 18,062.35 25,894.86 5,678.49 12,684.56 none 594.30 none none 353.41 4,024.26 220,295.83 LIABILITIES: Capital Stock Paid in...............$ Amount Reserved for Branches..... Surplus __ ----------- .... ------------Undivided Profits ------------------Dividends Unpaid.................... Due to Banks......................... Deposits Subject to Check. _______ __ Demand Certificates of Deposit..... Time Certificates of Deposit....... .. Savings Deposits........ ------------Trust Funds on Deposit............. Cashier's Checks...... ____________ .. . Certified Checks...... ______ .. -------Bills Payable. ---------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed... -----------------Other Liabilities.. ------------------- TotaL ...... _____ ...... ______ ... ---- ..$ 25,000.00 none 15,000.00 6,630.44 none none 80,482.77 none 79,693.ll none none 3,489.51 none none 10,000.00 none none none none 220,295.83 DEPARTMENT OF BANKING 47 STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF BARWICK President, D. S. CHAPMAN Barwick, Ga. Vice-President, E. D. BARROW Cashier, LAWSON HARDY RESOURCES: LIABILITIES. Time Loans and Discounts----------$ DUenmi t eadn dS Lt aot easn sS e-c- -u-r-i-t i-e- -s-. -_-_-__-_-_-_-_-_-_-_- -_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-..... BOathnekrinSgtoHckouasned__B__o__n_d__s__-_-_-_-_-_-_-__-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- Apogseintetsd. _w___i_th____A__p_p-r-o-v--e_d___R__e_s_e_r_v-eDue from Other Banks _____________ _ Advances on Cotton. _____________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items __ _ LOevteterdrsraofftsC(rief daint ya)n_d___A__c_c_e_p__ta__n_c_e_s__.__ Other Assets_________________________ _ 74,756.53 2,385.55 none none none none 1,636.83 2,850.15 2,348.48 none 8,143.82 none 1' 141.10 none 72.19 351.10 none none 3,791.80 Capital Stock Paid in _______________ $ ASumrpoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e_s_________ __ Undivided Profits ___________________ _ Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit..... Time Certificates of Deposit ________ _ TSaruvisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-. _-_-_-_-_-_-_-_-_-_-_--_ Cashier's Checks ____________________ _ Certified Checks _____________________ _ BNiolltsesPaanydabBleil.l-s--R--e-d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed ... ________________ _ Other Liabilities ___________________ _ 15,000.00 none 5,000.00 1,363.23 12.00 none 27,342.52 none 32,752.80 none none 7.00 none 16,000.00 none none none none none T~ot=a=l=-==-==--=-==-==-==--==-==-==--=-==--=-=$====9=7=,4=77=-=55====T=o=ta=l=--==--==--=-=--==--=-===--==--==--=--=-=--==--=$=====9_7=,_47_7.55 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BAXLEY STATE BANK President, J. W. TIPPINS Baxley, Ga. Vice-President, WADE H. WATSON Cashier, C. A. WHITAKER RESOURCES: Time Loans and Discounts. _________ $ DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n__d_s_._._________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned _________ _ Due from Federal Reserve Bank. ___ _ Cash in vault and Amounts De- posited with Approved Reserve Agents. ____________ ----------------ADduveafnrcoems oOnthCeor tBtoann.k.s. _-_-_-_-_-_-__-_-_-_-_-_--_ Advances on Other Commodities.... Checks for Clearing House_________ _ Other Checks and Cash Items______ _ LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s_.._ Other Assets. ________________________ _ 60,194.02 none none none none none none 7,660.00 1.896.22 none 15,518.61 21.67 none none 194.16 1,331.29 none none 1,526.56 TotaL _______________________________-$--8S,342.53 LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved for Branches..... Surplus. __________________ -----------Undivided Profits ___________________ _ DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check. ______ _ Demand Certificates of Deposit----Time Certificates of Deposit. __ -.--TSaruvisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-_-_-_-_-_-__-_-_-_-_-_--_ Cashier's Checks ____________________ _ Certified Checks______ -------- __ -----BNiolltsesPaanydabBleil.l-s--R-e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed_____________________ _ Other Liabilities. ___________________ _ TotaL _______________________________ _ 16,200.00 none none none none none 33,597.91 278.40 9,250.57 none 19,345.20 2,170.45 none 6,000.00 1,500.00 none none none none 88,342.53 48 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE BLACKSHEAR BANK Blackshear, Ga. President, A. P. BRANTLEY Vice-Presidents, B. D. BRANTLEY, J. T. BRANTLEY Vice-President and Acting Cashier, P. L. POMEROY RESOURCES: Time Loans and Discounts_________$ 441,308.69 DUenmiteadndSLtaoteasnsSe-c-u--r-i-ti-e-s--_-_-_-_-__-_-_-_-_-__ _ 3,888. 78 none State of Georgia Bonds_____________ _ none Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds____________ _ Banking House______ ____________ _ Furniture and Fixtures_____________ _ none 125,181.25 none 2,291.05 Other Real Estate Owned _________ _ 7,328.60 Due from Federal Reserve Bank. ___ _ none Cash in Vault and Amounts De- posited with Approved Reserve Agents. ______ -- ____ -_------------- __ 252,599.89 Due from Other Banks _____________ _ Advances on Cotton ________________ _ none none Advances on Other Commodities___ _ none Checks for Clearing House _________ _ none Other Checks and Cash Items... -- none LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e__p_t_a_n_c__e_s_.._ none none Other TotaL _A_s__s_e_t_s_._. _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ - - -no-ne 832,598.26 LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches_____ _ SUunrdpilvuids ed--P-r-o--f-it-s---_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid___________________ _ Due to Banks________ ______________ _ Deposits Subject to Check ________ _ Demand Certificates of Deposit ____ _ Time Certificates of Deposit________ _ Savings Deposits. ___________________ _ Trust Funds on Deposit____________ _ Cashier's Checks____________________ _ Certified Checks_____________________ _ BNioltles sPaanyda bBl ei l.l_s-R- -e- d- -i-s-c-o- -u-n-t-e- -d-_-_-_-__-_- -_ Letters of Credit and Acceptances.. BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x_e_s__________ __ Other Liabilities _------------------- TotaL ________________________________ $ 50,000.00 none 10,000.00 82,583.23 none none 460,807.52 none 225,009.99 none none 4,197.52 none none none none none none none 832,598.26 STATEMENT Showing Condition at Close of Business December 31, 192-J, of the THE CITIZENS BANK President, H, C. HADDOCK Blakely, Ga. Cashier, R. 0. WATERS Vice-President, (None) RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________ ---$ United States Securities________ _ State of Georgia Bonds_____________ _ 206,613.90 l, 150.00 350.00 none Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _ Banking House______________________ _ Furniture and Fixtures _____________ _ Other Real Estate Owned __________ _ none 300.00 9,358.20 3,769.98 8,137.43 Due from Federal Reserve Bank____ _ none Cash in Vault and Amounts De- posited with Approved Reserve DAuegfernotms._O--t-h-e-r--B--an--k-s-_-_-_-_-_-_-_-_--_-_-_-_-_-_- 83,116.50 233.30 Advances on Cotton_________________ 41,618.56 Advances on Other Commodities____ none Checks for Clearing House__________ 5,709.49 Other Checks and Cash Items______ 278.94 Letters of Credit and Acceptances.. none Overdrafts (if any)___________________ 124.59 Other Assets__________________________ 11,206.01 TotaL ________________________________-$ -3-71,9-66.-90 LIABILITIES: Capital Stock Paid in. __________ $ Amount Reserved for Branches __ _ Surplus ----------------------------DUinvdiidveinddesd UPrnopfaitis'tL--_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ DDeupeotsoitBs aSnukbsje_c_t.t-o--C--h-e--c-k--__-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ Time Certificates of Deposit. _______ _ Savings Deposits. ___________________ _ Trust Funds on Deposit____________ _ Cashier's Checks ____________________ _ BCielrltsifPieadyaCbhlee.c_k_s_.________-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed ___ -----------------Other Liabilities. __ ------------------ Total:. __ -__________ ------------------.$ 50,000.00 none 10,000.00 5,576.22 3.60 none 265,141.78 none 24,012.06 none none 2,233.24 none none 15,000.00 none none none none 371,966.90 DEPARTMENT OF BANKING 49 STATEMENT Showing Condition at Close of Business December 31,1924 of the President, J. M. EATON FANNIN COUNTY BANK Blue Ridge, Ga. Vice-President, J. B. CHASTAIN Cashier, J. F. HOLDEN RESOURCES: Time Loans and Discounts__________ $ 202,665.96 UDnemiteadndSLtaoteasnsSe-c--u-r-i-t-ie--s-.-_-_-_-_-_-_-_-_-_-_-_-_ State of Georgia Bonds_____________ _ 7,500.00 500.00 none StBocaknkiinng CFoe. _d_e_r_a__l___I_n__t_e_r_n_a__t_i_o_n__a_l Other Stocks and Bonds____________ _ Banking House______________________ _ Furniture and Fixtures_____________ _ 300.00 none none 3, 750.00 Other Real Estate Owned _________ _ 3, 700.00 Due from Federal Reserve Bank----- none Cash in Vault and Amounts De- Apogseintetsd. _w___it_h____A__p_p_r_o__v_e_d___R__e_s_e_r_v_e_ Due from Other Banks ______ , ______ _ 27 '728.68 833.85 Advances on Cotton... -------------- none Advances on Other Co=odities ___ _ Checks for Clearing House_________ _ 162.09 none Other Checks and Cash Items______ _ 3,454. 74 LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s____ none 487.09 TOothtearLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-$- - - -no-ne 251,082.41 LIABILITIES: Capital Stock Paid in________________$ ASumrpoluunst_R__e_s_e__r_v_e-d_-f_o_r__B-r_a__n_c__h_e_s____-_--_ Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check---------Demand Certificates of Deposit. ___ _ Time Certificates of Deposit. _______ _ Savings Deposits. ___________________ _ Trust Funds on Deposit____________ _ Cashier's Checks____________________ _ Certified Checks_____________ ------- __ Bills Payable_____________ ------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed--------------------Other Liabilities.-------------------- TotaL ________________________________$ 15,000.00 none 15,000.00 5,945.99 1,200.00 none 67,448.53 none 82,324.42 none 40,116.83 1,543.04 none 22,500.00 none none none none 3.60 251,082.41 STATEMENT Showing Condition at Close of Business December 31, 1924 President, F. H. TURNER of the THE FARMERS BANK Blythe, Ga. Vice-Presidents, L. W. DYE, J. L. RICKER, 0. H. PALMER Cashier, T. M. NICKLES RESOURCES: Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities____________ _ 22,789.15 15,442.37 6,699.12 State of Georgia Bonds-------------- none SOttohcekr iSntoFcekdsearanldRBesoenrvdes _B__a_n__k_-_-_-_-_--_ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ none none 1,947.50 1,370.81 none Due from Federal Reserve Bank----- none Cash in Vault and Amounts De- Apogseintetsd. _w___i_th____A__p_p_r_o__v_e_d__ -R--e-s-e_r-v-e- 5,566.02 Due from Other Banks ------------- none Advances on Cotton.---------------- none Advances on Other Commodities___ _ none Checks for Clearing House_________ _ none Other Checks and Cash Items______ _ 5.90 LOevteterdrsraofftsC(rief dairttya)n_d___A__c_c_e_p__ta__n_c_e__s_.__ none 776.74 Other TotaL A__s__s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ - - -no-ne 54,597.61 LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches ____ _ Surplus. ______________________ -------Undivided Profits ___________________ _ Dividends Unpaid_____ --------------DDeupeotsoitBs aSnukbsjec_t_t-o--C--h-e--c-k-.---_-__-_-_-_-_--_ Demand Certificates of Deposit____ _ Time Certificates of Deposit _______ _ TSaruvisntgFsuDnedpsoosintsD-e-p-o--s-i-t-_-_-_-_-_-__-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks--------------------Bills Payable. __ ---------------------Notes and Bills Rediscounted ___ --Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed _------------------Other Liabilities.-------------------- TotaL ________________________________$ 15,000.00 5,000.00 1,269.90 9.60 none none 30,103.89 none 2.097.00 800.53 39.28 277.41 none none none none none none none 54,597.61 50 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF BOSTON President, S. L. ROGERS Boston, Ga. Vice-President, ED. COOK Cashier, S. W. BROOKS _____________R_E_SO_U_R_C_E_S_:____________________________L_I_A_B_IL__IT_I_E_S_:____________ Time Loans and Discounts. _________ $ 102,710.38 Demand Loans_______________________ none United States Securities_____________ State of Georgia Bonds_____________ none none Stock in Federal Reserve Bank...... 900.00 Other Stocks and Bonds _. ________ Banking House_______________________ Furniture and Fixtures______________ Other Real Estate Owned __________ none 6,909.54 2,967.49 9,963.23 Due from Federal Reserve Bank_____ Cash in Vault and Amounts De- posited with Approved Reserve 2.395.74 Agents . ---------------------------Due from Other Banks______________ 23,154.07 1,023.91 Advances on Cotton_________________ none Advances on Other Commodities.... Checks for Clearing House__________ 8,659.15 327.97 Otper Checks and Cash Items______ Letters of Credit and Acceptances.. 340.42 none Overdrafts (if any)___________________ Other Assets.. ________________________ 598.42 none --------- TotaL. ____ ---------- __________________ $ 159,950.32 Capital Stock Paid in________________ $ Amount Reserved for Branches ____ _ Surplus -----------------------------Undivided Profits ___________________ _ Dividends Unpaid___________________ _ Due to Banks. --------------------Deposits Subject to Check---------Demand Certificates of Deposit____ _ Time Certificates of Deposit__ ______ _ Savings Deposits ___________________ __ Trust Funds on Deposit____________ _ Cashier's Checks ___________________ __ Certified Checks ____ -------------Bills Payable ________________________ _ Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes ____ __ Bonds Borrowed--------------------Other Liabilities ____________________ _ TotaL ______________________________ ..$ 25,000.00 none 5.000.00 1.086. 74 none none 46,011.70 none 52,769.16 6,693. 79 none 146.25 none none 22.242.70 none none none 999.98 159,950.32 STATEMENT Showing Condition at Close of Business December 31, 1924 of the MERCHANTS & FARMERS BANK President, JAS. M. JONES Boston, Ga. Vice-President, JAS. A. MALLETTE Cashier, J. R. CARTER, JR. RESOURCES: Time Loans and Discounts__________ $ Demand Loans______________________ _ 252,492.65 16,501.85 United States Securities.. __________ _ State of Georgia Bonds____________ __ 5.044.40 none Stock in Federal Reserve Bank...... none BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_.___-_-_-_-__-_-_-_---} Furniture and Fixtures__________ __ none 10,000.00 Other Real Estate Owned _________ __ 17,135.93 Due from Federal Reserve Bank----- none Cash in Vault and Amounts De- posited with Approved Reserve Agents.- ________________ ------------ 25,975.00 DAudveafnrocems OonthCeor tBtoann_k__s_._._-_-_-_-_-_-_-_-_-_-_--_ 96.38 none Advances on Other Commodities.... 17,461.54 Checks for Clearing House_________ _ 1.138.16 Other Checks and Cash Items.. __ __ none LOevtet er dr sr aofft sC(rife daint yaln__d__A__c_c_e_p__t_a_n_c__e_s_. ._ none none Other TotaL Assets .---- __ -_-_____________-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--.-$ - - - - - -n-o-n-e 345,845.91 LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches. __ __ Surplus. __________ -------------------Undivided Profits.... __ ------------ __ DDiuveidtoenBdsanUknsp__a_i_d_._._._._-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Deposits Subject to Check... -------Demand Certificates of Deposit..... Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit____________ _ Cashier's Checks.-------------------Certified Checks.. ____ --------------Bills Payable.. ----------------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes____ __ Bonds Borrowed.. ------------------Other Liabilities.-------------------- TotaL ________________________________ .$ 50,000.00 none 25,000.00 17,261.43 none none 113,232.92 none 93,709.10 35,759.19 none 484.96 none 10,000.00 none none none none 398.31 345,845.91 DEPARTMENT OF BANKING 51 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF BOSTWICK President, E. W. BUTLER Bostwick, Ga. Vice-President, J. M. PRESTON Cashier, B. G. ADAMS RESOURCES: Time Loans and Discounts.........$ 29,916.12 DUenmiteadndSLtaoteasnsSe-c--u-r-i-t-ie--s-.-. -_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank. ____ _ 225.00 none none none Other Stocks and Bonds none BFuarnnkiitnugreHaonudseFixt-u-r-e--s-_-_-_-_-_-_-_-_-__-_-_-_--_ Other Real Estate Owned _________ _ Due from Federal Reserve Bank____ _ none 1,615.31 17,209.10 none Cash in Vault and Amounts Deposited with Approved Reserve Agents._---------------------------Due from Other Banks______________ Advances on Cotton ________________ 8,159.86 287.93 none Advances on Other Commodities____ none Checks for Clearing House__________ none Other Checks and Cash Items_______ none Letters of Credit and Acceptances__ Overdrafts (if any)___________________ none none Other Assets._________________________ 1, 771.91 ----- TotaL--------------- _________________$ 59,185.23 LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches ____ _ Surplus ________ ----------------------Undivided Profits ------------------Dividends Unpaid____ --------------Due to Banks .. ------------------Deposits Subject to Check ------Demand Certificates of Deposit----Time Certificates of Deposit--------TSaruvisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks ____________________ _ Certified Checks----- ________________ _ BNiolltsesPaanyadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Acceptances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed ___ -----------------Other Liabilities.-------------------- TotaL _______________________________ $ 15,000.00 none none 7.94 none none 24,745.91 none 8,352.59 none 2,078. 79 none none none none none none none 9,000.00 59,185.23 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF BOWDON President, A. E. FLEMING Bowdon, Ga. Vice-President, J. B. FOWLER Cashier, M. L. JOHNSON RESOURCES: Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities. ___________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o_n__d_s_-_-_-_-_-_-_-_-_-_-_-_--_ FOuthrneirtRureealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- Apogseintetsd___w__i_th____A__p_p_r_o__v_e_d___R__e_s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton.. --------------Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s____ Other Assets_________________________ _ TotaL. ________________________________ $ 190,214.35 12,263.34 150.00 none none 500.00 2, 750.00 2,810.00 11,844.18 none 61,928.05 48.65 42,542.83 1,326.89 2,698.94 none none 685.07 none 329,762.30 LIABILITIES: Capital Stock Paid in.. ____________ $ Amount Reserved for Branches____ _ SUunrdpilvui ds e__d__P-r-o__f_i t-s- -_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check_________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit__ ______ _ TSarvuisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-_-_-_-_-_-__-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaanydabBleil.l-s--R-e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities. __ ------------------ TotaL ________________________________$ 50,000.00 none 10,000.00 4,054.13 none none 155,652.73 25,317.21 82,660.03 none none 2,078.20 none none none none none none none 329,762.30 FIFTll ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF BOWERSVILLE President, JAS. A. ESTES Bowersville, Ga. Vice-President, R. L. GAINES Cashier, F. H. RIDGWAY RESOURCES: Time Loans and Discounts__________$ UDnemiteadndStLaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _ BSOtatohncekkriinSngtoFHcekodsuesraean_ld_R_B_e_so_e_nr_vd__es_-_B-_a____n__k____-__-__-__-__--__ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank. ___ _ Cash in Vault and Amounts De- posited with Approved Reserve DuAegfernotms -O--t-h-e--r-B--a-n--k-s--_-_-__-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House _________ _ Other Checks and Cash Items _____ _ LOevtet erdr sraofftsC(rife daint ya)n__d__A__c_c_e_p__t_a_n_c__e_s____ Other Assets _________________________ _ TotaL--------------------------------$ 51.635.06 none none none 900.00 none 1, 743.00 2,789.00 11.027.38 3,954.37 9,505.61 none none none none none none none 4,000.00 85,554.42 LIABILmES: Capital Stock Paid in----------------$ Amount Reserved for Branches --USunrdpilvuids e-d--P-r-o--f-i-ts--_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid___________________ _ Due to Banks _______________________ _ Deposits Subject to Check. ________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit________ _ Savings Deposits ____________________ _ Trust Funds on Deposit_ ___________ _ Cashier's Checks____________________ _ Certified Checks_____________________ _ Bills Payable ___ ---------------------Notes and Bills Redisounted_______ _ Letters of Credit and Acceptances-Reserve for Interest and Taxes_____ _ Bonds Borrowed_ ------------------Other Liabilities__ ------------------- TotaL ________________________________$ 25,000.00 none 5,000.00 2,000.00 2,000.00 none 44,407.98 none 6,655.22 none none 491.22 none none none none none none none 85,554.42 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF BOWMAN Bowman, Ga. President, L. W. HENDRICK Vice-President, W. A. TEASLEY Cashier, C. E. TEASLEY RESOURCES: Time Loans and Discounts----------$ UDnemiteadndSLtaoteasnsSe-c-u--r-i-ti-e--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds- __________ _ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned _________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- posited with Approved Reserve 193,555.92 11,354.09 none none 1,350.00 34,248.08 4,018.49 3,440.00 8,001.37 20,023.02 Agents- __ --------------------------Due from Other Banks ------------Advances on Cotton-.--------------Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items- ____ Letters of Credit and Acceptances__ Overdrafts (if any)___________________ 32,183.22 none 20,014.83 none 141.14 none none 494.41 Other Assets--------------------------- - -4.1-74.-90 TotaL--------------------------------$ 332,999.47 LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches ____ _ USunrdpilvuids e-d- P--r-o-f-i-t-s--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid___________________ _ Due to Banks------------------------Deposits Subject to Check---------Demand Certificates of Deposit ____ _ TSaimviengCserDtiefpicoastietss-o_f__D__e_p__o_s_i_t_-_-___________ _Trust Funds on Deposit____________ _ Cashier's Checks____________________ _ Certified Checks-- __ ----------------BNiolltessPaanyadbBleill-s--R-e--d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Acceptances __ Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities- _____ --------------- TotaL ____________ ---------------- _____$ 35,000.00 none 10,000.00 25,192.97 none none 158,719.88 none 97,026.44 6,800.65 none 259.53 none none none none none none none 332,999.47 DEPARTMENT OF BANKING 53 STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF BRADLEY Bradley, Ga. President, GEO. B. STEWART Vice-President, A. L. HARRIS Cashier, B. L. WINTERS RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdves_B__a__n_k__-_-_-_-_--_ BFuarnnkiitnugreHaonudseF_i_x__tu-r-e-s--_-_-__-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- Apogseintetsd___w__i_t_h___A__p_p_r_o__v_e_d____R_e-s-e-r-v-eDue from Other Banks-------------Advances on Cotton __ --------------Advances on Other Commodities __ _ Checks for Clearing House_________ _ Other Checks and Cash Items. _- __ LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_p__t_a_n_c_e__s____ Other Assets-------------------------- TotaL _________________________________$ 17,107.70 none none none none none 4,310.65 1.320. 71 none none 3,254.04 none none none none none none 3.55 1.468.95 27,465.60 LIABILITIES: Capital Stock Paid in ____ -----------$ Amount Reserved for Branches----Surplus. _______ ----------------------DUinvdiidveinddesd uPnroofaiitds _-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnedrCtifeirctaiftiecsaotefsDoefpDoespito. s_i_t_-_-_-_--_ Savings Deposits.----------- ________ _ Trust Funds on Deoosit____________ _ Cashier's Checks____________________ _ Certified Checks_________ ------------BNiolltsesPaanydabBleil.l-s--R--e-d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Acceptances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed ___ -----------------Other Liabilities __ ------------------- TotaL ________________________________$ 15,000.00' none none none none none 9,935.76 none 529.84 none none none none 2,000.00 none none none none none 27.465.60 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF BREMEN Bremen, Ga. President, JOHN H. SHELNUTT Vice-President. W. H. WILLIAMSON Cashier, W. L. LONG RESOURCES: Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e-s--_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----Other Stocks and Bonds ____ -------BFuanrnkiitnugreHaonudseF_i_x_ t-u_r-e-s--_-_-__-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned----------Due from Federal Reserve Bank----Cash in Vault and Amounts De- posited with Approved Reserve 83,464.91 965.65 none none none 450.00 2,000.00 2,691.45 8,999.17 none DAuegfernotms--O--t-h-e-r--B--an--k-s-_-_-_-_-_-_-_-_--_-_-_-_-_-_Advances on Cotton_________________ 37,6n3o3.n71e 761.57 Advances on Other Commodities____ Checks for Clearing House__________ none none Other Checks and Cash Items ----Letters of Credit and Acceptances__ Overdrafts (if any)___________________ none none 551.37 OTothtearLA_s__s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -1-37,-612036-..8030 LIABILITIES: Capital Stock Paid in________________$ ASumrpoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e__s___-_--_ Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJ-e-c-t-t-o--C--h--e-c-k--__-_-_-_-_-_-_-_--_ TDiemmeaCnedrCtifeirctaiftiecsaotefsDoefpDoespito__s_i_t_-_-_-_--_ Savings Deposits.-------- ___________ _ Trust Funds on Deposit_ ___________ _ Cashier's Checks. ___________________ _ Certified Checks. ___ ----------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. BReosnedrvseBfoorrroInwteedre_s__t_a__n_d__T__a_x_e__s__________ __ Other Liabilities. __ ------------------ TotaL _________________________________ $ 40,000.00 none 10,000.00 5,658.46 none none 55,799.45 none 25,037.06 none none 891.31 none none none none none none 237.55 137,623.83 54 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the FARMERS BANK President, I. Y. SUGGS Bremen, Haralson County, Ga. Vice-Presidents, J. P. BOATRIGHT, J. W. WOOD Cashier, W. A. DUNCAN RESOURCES: Time Loans and Discounts__________$ 56,711.16 DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-i-e-s-.-_-_-_-_-_-_-__-_-_-_--_ 998.00 none State of Georgia Bonds-------------- none Stock in Federal Reserve Bank..... . none BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_.________-_-_-_-_-_-_--_ Furniture and Fixtures.. ___________ _ Other Real Estate Owned _________ __ none 2,170.25 1,823.07 3,976.60 Due from Federal Reserve Bank..... none Cash in Vault and Amounts De-- I>OSited with AI>I>roved Reserve Agents._---------------------------- 32,078.07 ADduveafnrcoems oOnthCeortBtoann_k_s__.-_-__-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities.. __ Checks for Clearing House_________ _ Other Checks and Cash Items ____ __ none none 48.00 350.89 none LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n_c__e_s____ none 132.48 Other TotaL A__s__s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ - - -no-ne 98,288.52 LIABILmES: Cai>ita1 Stock Paid in________________$ ASumrio>ulunst_R__e_s_e__rv__e_d__f_o_r__B__r.a_n.c_h__e_s_________ ._ Undivided Profits ___ ----------------Dividends Uni>aid-------------- _____ _ DDeuie>otositBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_--_-_ Demand Certificates of Dei>osit----Time Certificates of Dei>OSit--------TSaruvisntgFsuDnedi>soosnitsD__e_i>--o-s-i-t-.-. -_-_-__-_-_-_-_-_-_--_ Cashier's Checks_______________ -----Certified Checks. ________ ------------BNioltlsesPaanydabBleil.l_s-R--e-d--i-s-c-o--u-n-t-e-d--_-_-_-__-_--_ Letters of Credit and Accei>tances.. Reserve for Interest and Taxes.. -.-_ Bonds Borrowed.-------------------Other Liabilities._------------------- TotaL. ______________________________ ..$ 17,600.00 none 4,000.00 1,266.51 none none 53,099.52 none 21,003.73 none none 1,318. 76 none none none none none none none 98,288.52 STATEMENT Showing Condition at Close of Business December 31, 1924 of the FARMERS & MERCHANTS BANK President, JAS. L. KEEN Brewton, Ga. Cashier, L. P. KEEN Vice-President, J. H. CURL RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_--_-_$ United States Securities____________ _ State of Georgia Bonds. ____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_.______-_-_-_-_-_-_-_--_ Furniture and Fixtures. ____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- I>OSited with AI>I>roved Reserve D Au egfernotms . .O- -t-h-e- -r-B- -a-n- -k-s-.- -__-_-_-_-_-_-_-_-_-_-____ AAddvvaanncceess oonn COothtteornC--o-m--m--o-d--it-i-e-s-_-_-_-_ Checks for Clearing House _________ _ Other Checks and Cash Items_____ _ LOevteterdrsraofftsC(rief daintya)n_d___A__c_c_e_i_>_t_a_n_c__e_s_.._ Other Assets-------------------------- TotaL _________________________________$ 63,213.47 11,391.42 none none none 270.00 l, 756.25 2,031.17 none none 26,124.29 none none none none none none 868.96 1,441.65 107,097.21 LIABILITIES: Cai>ital Stock Paid in . -----------$ Amount Reserved for Branches. --Suri>lus. ___ ---------------------- ____ _ Undivided Profits. _______ - ___ -------Dividends Uni>aid---------- ---------Due to Banks------------------------DDeeim>oasnitds CSuerbtjieficctattoesCohfeDceki->-o-s-i-t-_-__-_--_ Time Certificates of Dei>osit-------Savings Dei>OSits __________ ----------Trust Funds on Dei>osit------------Cashier's Checks--------------------Certified Checks____ ----------------BNiolltsesPaanyadbBleil.l.s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Accei>tances. _ Reserve for Interest and Taxes...... Bonds Borrowed... -----------------Other Liabilities._------------------- TotaL--------------------------------.$ 15,000.00 none 5,000.00 3,511.63 none none 68,380.00 none 13,247.71 none none 636.87 none none none none 1,321.00 none none 107,097.21 DEPARTMENT OF BANKING 55 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE CITIZENS BANK President, J. H. BRINSON Brinson, Ga. Cashier, R. G. LUKE Vice-President, J. T. POWELL RESOURCES: Time Loans and Discounts__________ $ 36,413.09 DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e-s--_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds..___________ _ 175.00 none none Stock in Federal Reserve Bank..... . none BOat hnekri nSgt oHcokus .s_e-.-.-. -__- _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Furniture and Fixtures_____________ _ Other Real Estate Owned.. ________ _ 150.00 1,800.00 1,998. 70 none Due from Federal Reserve Bank.. __ none Cash in Vault and Amounts De- vosited with Avvroved Reserve Agents. ____________ ----------------- 9,615.09 ADduveafnrcoems oOnthCeortBtoann_k_s__-_-_-_-_-_-_-_-_-_-_-_-_--_ none none AChdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._._. none 245.60 Other Checks and Cash Items. ___ .. none LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c__e_s_.._ none 265.37 Other Assets..........................- - - -no-ne TotaL.................................$ 50,662.85 LIABILITIES: Cavital Stock Paid in. ___ ...........$ Amount Reserved for Branches..... Surolus . ---------------------DUinvdiidveinddesd UPnrovfaiitds.......-...-...-...-....-. Due to Banks----------------------- Devosits Subject to Check..----- Demand Certificates of Devosit..__ _ Time Certificates of Devosit........ TSaruvisntgFsuDnedvsoosintsD..e.v-o--s-i-t-__-_-_-_-_-_-_-_-_-__-_ Cashier's Checks...-----------------Certified Checks.... --------------- BNiolltsesPaanyadbBleil.l.s-R--e-d--i-s-c-o--u-n-t-e-d--.-.-.-.-.-.-. Letters of Credit and Accevtances.. Reserve for Interest and Taxes..... Bonds Borrowed.--------------- Other Liabilities._------------- TotaL---._._----.-.----------------- ..$ 15,000.00 none none 673.80 none none 9,948.31 none 24,896.40 none none 144.34 none none none none none none none 50,662.85 STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF BROOKLET Brooklet, Ga. President, J. W. ROBERTSON Vice-President, R. H. WARNOCK Cashier, W. C. CROMLEY RESOURCES: Time Loans and Discounts..........$ 72,226.44 UDnemiteadndSLtaoteasnsS-e-c-u--ri-t-i-e-s-_-_-_-_-_-_-______-_ 10,453.62 2,300.00 State of Georgia Bonds.............. none Stock in Federal Reserve Bank..... . none BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_-_ Furniture and Fixtures _____________ _ Other Real Estate Owned __________ _ none 1,921.65 1,375.00 817.79 Due from Federal Reserve Bank.... none Cash in Vault and Amounts De- vosited with Avvroved Reserve DuAegfernotms..O--t-h-e-r--B--a-n--k-s-.-.-.-.--__-_-_-_-_-_-_-_-_. 34,509.78 none Advances on Cotton. ----------- Advances on Other Co=odities..._ none none Checks for Clearing House.......... none Other Checks and Cash Items..... . 693.77 LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c__e_s_.._ none none Other Assets---------------------- - - -no-ne TotaL.--------------------------------$ 124,298.05 LIABILITIES: Cavital Stock Paid in _______________$ Amount Reserved for Branches .... Surolus. _______ ----------------------Undivided Profits. __ ----------------Dividends Unoaid------------------Due to Banks.- .. -------------------Deoosits Subject to Check.--------Demand Certificates of Deoosit..... Time Certificates of Deoosit.... __ _ Savings Deoosits ------------------- TCrausshtieFru'snCdhseocnksD__e_o_o__s_i_t_._._._._._._._._._._._. ._ Certified Checks--------------------- Bills Payable.-----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceotances.. Reserve for Interest and Taxes..... . Bonds Borrowed... -----------------Other Liabilities.. _------------------ TotaL.. __ .. _-- .... -.--.------- .......$ 25,000.00 none 5,000.00 6,513.55 none none 40,408.93 none 44,733.41 none none 342.16 none none none none none none 2,300.00 124,298.05 56 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE BROOKS BANK President, K. B. BANKS Brooks, Ga. Cashier, I. A. SCOTT Vice-President, F. M. SCOTT RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ United States Securities____________ _ State of Georgia Bonds_____________ _ 47,445.93 2,703.72 none none Stock in Federal Reserve Bank------ none BOat hnekri nSgt oHc kosu saen.d. . _B__o_n_d__s_._.___-_-_-_-_-_-_-_- -_ Furniture and Fixtures_____________ _ none 1,470.00 1,400.00 Other Real Estate Owned__________ _ 1,190.00 Due from Federal Reserve Bank.. __ none Cash in Vault and Amounts De- posited with Approved Reserve DAuegfernotms. _O_ -t-h-e-r--B--a-n--k-s-_-_-______________________ __ 7,962.77 none Advances on Cotton---------------- 732.69 Advances on Other Commodities __ _ none Checks for Clearing House.. _______ _ none Other Checks and Cash Items _____ _ none LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n_c__e_s_.._ Other Assets_________________________ _ none none none ----- TotaL. _________ -------------------- ...$ 62,905.11 LIABILITIES: Cai>ital Stock Paid in________________$ Amount Reserved for Branches..... Suri>lus. __ ---------------------------Undivided Profits.------------------Dividends Uni>aid..-----------------DDeui>eOtoSitBs aSnukbsj-e-c-t--to---C-h--e-c-k--.-_-_-_-_-_-__-_--_ Demand Certificates of Dei>osit..... Time Certificates of Deposit_... __ . Savings Dei>osits. -------------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks. __ .------- __ -------Bills Payable.-------------. ___ ------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes.. ___ _ Bonds Borrowed -------------------Other Liabilities.................... TotaL _________________________________ $ 15,000.00 none 3,000.00 741.55 none none 16,284.51 none 13,819.20 none none 59.85 none 14,000.00 none none none none none 0 62,905.11 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE BRUNSWICK BANK & TRUST COMPANY President, F. D. AIKEN Brunswick, Ga. Vice-President, PAUL E. TWITTY Cashier, I. M. AIKEN RESOURCES: Time Loans and Discounts. _________ $ Demand Loans______________________ _ 982,845.71 195.794.20 SUtnaitteedofSGtaetoersgSiaecBuornitdiess__-_-_-_-_-_-_-_-_-_-_-_--_ Stock in Federal Reserve Bank-----Other Stocks and Bonds.. ---------_ BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned.---------Due from Federal Reserve Bank. __ 257,550.00 none 9,950.00 136,786.25 22,000.00 15,125.57 58,332.89 88,417.17 Cash in Vault and Amounts Deoosited with Approved Reserve Agents.. -------- __________ ---------- 312,768.52 Due from Other Banks.------------- 3,304.00 Advances on Cotton... -------------Advances on Other Commodities Checks for Clearing House._________ none none 11,953.72 Other Checks and Cash Items...... 1,044.41 Letters of Credit and Acceptances.. Overdrafts (if any)___________________ none 354.47 OTothtearLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -2,1-1292,,19-4270..-0090 LIABILITIES: Capital Stock Paid in.... ___________$ Amount Reserved for Branches..... Suri>lUS------------------------------Undivided Profits.------------------~ Dividends Unpaid-------------------Due to Banks------------------------DDeepmoasnitds CSeurbtjieficctattoesCohfeDckep-o-s-i-t-_-_-__--_ Time Certificates of Deposit--------Savings Deposits. __ ---------- _______ _ TCrausshtieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks. ___ ----------------Bills Payable... ---------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. RBeosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s_._._._._.._ Other Liabilities._.------------------ 175,000.00 55,000.00 101.000.00 29,777.57 21.60 139,196.48 878,512.30 13,470.05 205,011.74 343,370.00 2,975.15 21,520.92 553.58 150,000.00 none none none none 3, 737.61 Total----------------------------------$ 2,119,147.00 DEPARTMENT OF BANKING 57 STATEMENT Showing Condition at Close of Business December 31, 1924 of the FARMERS & CITIZENS BANK President, W. C. MOORE Buchanan, Ga. Vice-President, W. J. SPEIGHT Cashier, H. C. EDWARDS RESOURCES: TDiemmeaLndoaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities. ___________ - 79,217.72 1.126.27 1,500.00 State of Georgia Bonds-------------Stock in Federal Reserve Bank------ none none Other Stocks and Bonds. ---------BFuanrnkiitnugreHaonudseF_i_x__tur-e--s-_-_-_-_-_-_-__-_-_-_-_-_--_ Other Real Estate Owned __________ _ none 2.185.00 2.000.00 none Due from Federal Reserve Bank----- none Cash in Vault and Amounts Devosited with AI>I>roved Reserve Agents. ____ ---- ___________ ---------- 31,109.49 Due from Other Banks. ------------ none Advances on Cotton.---------------Advances on Other Commodities____ Checks for Clearing House.. ________ none none none Other Checks and Cash Items ____ 123.25 Letters of Credit and Accevtances.. Overdrafts (if any)___________________ none 489.25 Other Assets._________________________ 996.02 TotaL ________________________________-$ -1-18,7-47.-00 LIABILITIES: Cai>ital Stock Paid in----------------$ Amount Reserved for Branches --US unrdvilvui sd e-d- -P-r-o- -f-i-t -s-. -_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_- -_ Dividends Unpaid. __________________ _ DDueveotsoitBs aSnukbsj-e-c-t--t-o--C--h-e--c-k-_-_-_-_-_-_-_-_--__Demand Certificates of Deposit.. __ _ Time Certificates of DevosiL------Savings Deposits. _____ --------------_ Trilst Funds on Devosit------------Cashier's Checks--------------------Certified Checks..... ----------------Bills Payable.-----------------------Notes and Bills Rediscounted....... Letters of Credit and Accep1ances.. Reserve for Interest and Taxes...... Bonds Borrowed---------------------Other Liabillties.-. ----------------- TotaL.. _--_-.------------------------.$ 15,000.00 none 3,000.00 5,362.17 1.200.00 none 66,647-23 none 27,006.00 none none 31.60 none none none none 500.00 none none 118,747.00 STATEMENT Showing Condition at Close of Business December 31,1924 of the HARALSON COUNTY BANK President, J. L. EAVES Buchanan, Ga. Vice-President, WALTER MATHEWS Cashier, H. G. RICHARDSON RESOURCES: TDiemmeasnLdoLanosanasn_d__D__i_s_c__o_u__n_t_s_._._._._._._-_--_$ United States Securities___________ __ 61,471.69 12,526.25 500.00 State of Georgia Bon(,is____________ __ none Stock in Federal Reserve Banks..... none Other Scocks and Bonds.. ---------- none BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-.-_-_-_-_-_-_-_-_-_-.-.-.- 2,034.00 2. 700.00 Other Real Estate Owned_________ __ none Due from Federal Reserve Bank____ _ none Cash in Vault and Amounts De- vosited with AI>vroved Reserve DAuegfernotms.-O.-t-h-e--r-B--a-n--k-s--_-_-__-_-_-_-_-_-_-_-_-_--_ 70,557.19 none Advances on Cotton ---------------- 5,222.25 Advances on Other Commodities.... none Checks for Clearing House________ __ 2,732.00 Other Checks and Cash Items...... 3,725.75 LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c_e__s_.._ Other Assets.. _____ .. ______ .. ____ .... _ TotaL _________________________________-$ none 603.31 - - -no-ne 162,072.44 ~IAB~S Capital Stock Paid in------- ________$ Amount Reserved for Branmes..... USunrdvilvuids.e-d--P-r-o--f-i-ts--_-_-.-.-_-_-----.-.-.-.-..--------_-__Dividends Unvaid..... ----- ---- ----DDeuveotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c-k--_-_-_-_-_-_-__-_--_ Demand Certificates of Devc:sit..... Time Certificates of Devosit.. ______ _ Savings Devosits. ---------------- .. __ Trust Funds on Deposit-----------CCearsthifiieerd'sCChheecckkss...-..-.-_-_-_-_-_-_-_-_-_-_-_-_________ __ Bills Payable... --------------------Notes and Bills Rediscounted....... Letters of Credit and Accevtalces.. Reserve for Interest and Taxes. ..... Bonds Borrowed.'------------------Other Liabillties. ------------------- Total........ __ ... - ___ .... --_.-------.$ 15,000.00 none 10,000.00 15,243.86 none none 83,279.53 none 38,166.67 none none 382.38 none none none none none none none 162,072.44 58 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF BUCKHEAD President, J. HULME MORGAN Buckhead, Ga. Vice-President, H. C. McWHORTER Cashier, B. P. TEASLEY RESOURCES: Time Loans and Discounts..........$ Demand Loans.---------------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Resene Bank...... BOathnekrinSgtoHckosusaen.d..B..o.n__d_s_-_-_-_-__-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned.---------- Due from Federal Reserve Bank..... Cash in Vaults and Amounts De- posited Agents. __w__i_t_h___A_ p--p-r-o-v--e-d---R--e_s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _ CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d__it_i_e_s_._._.._ Other Checks and Cash Items _____ . LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets... ______ -------- _______ _ 26.434.42 1,954.17 none none none none 2,000.00 2,000.00 4.174.46 none ll,046. 74 none none none none none none 131.33 none TotaL--- ....... -- ............... ____ ..-$--47-.-74-1-.1-2 LIABILITIES Capital Stock Paid in________________ $ Amount Reserved for Branches --USunrdpilvuids .e.d__P_r_o__f_i_t_s .-.- -_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_- -_ Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check ------Demand Certificates of Deposit.... Time Certificates of Deposit....... .. Savings Deposits -------------------Trust Funds on Deposit............. Cashier's Checks..................... Certified Checks.......... _........... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds, Borrowed-------------------- Other Liabilities................... .. TotaL .. ---------------------$ 15,000.00 none 5,000.00 2,980.59 none none 15,475.92 none 4,329.22 none none 455.39 none 4,500.00 none none none none none 47,741.12 STATEMENT Sho~ing Condition at Close of Business December 31,1924 of the BUENA VISTA LOAN & SAVINGS BANK President, Wm. C. lVOOTEN Buena Vista, Ga. Vice-Presidents, J. S. ROGERS, CHAS. W. LOWE Cashier, E. B. REESE REEOURCES: Time Loans and Discounts..........$ Demand Loans....................... United States Secutires............. State of Georgia Bonts.............. 170,988.37 12.225.67 500.00 none Stock in Federal Rese:-ve Bank..... . Other Stocks and Bolds...........- none 2,850.55 BFuarnnkiitnugreHaonudseF-i-x-t-w--e-s-.-.-.-.-.-.--_-__-_-_-_--__- 4,000.00 1,957.53 Other Real Estate Ovned........... 12,652.37 Due from Federal Re;erve Bank. Cash in Vault and Amounts De- none posited with Ap~roved Reserve Agents........ _------------- ....... 57,773.ll Due from Other Balks.............. none Advances on Cottoi................. 55,068.80 Advances on OtherCommodities.. . Checks for Olearin House........ .. none none ~;ft~~c~eg~~Jl.r~{J'~~~~':nces:: Overdrafts (if any__________________ _ 320.54 none none Other Assets... ----------------------- - - -no-ne TotaL----------------------------$ 318,336.94 LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches __ _ SUunrdvilvuisde-d--P--r-o-f-i-t-s--.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. Dividends Unpaid-------------------Due to Banks........................ Deposits Subject to Check.. -------Demand Certificates of Deposit...._ Time Certificates of Deposit ___ .. .. Savings Deposits -------------------TCrausshtieFru'snCdhseocnksD..e.p..o.s.i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks--------------------BNiolltsesPaanyadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e-d--.-.-.-.-.-.-. Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed -------------------Other Liabilities.. ------------------- TotaL ............ -----------$ 30,000.00 none 40,000.00 5,216474..o2o5 none 105,709.03 none 106,283.76 none 5,932.90 none none 25,000.00 none none none none none 318,336.94 DEPARTMENT OF BANKING 59 STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF BUFORD President, L. P. PATTILLO Buford, Ga. Vice-Presidents, EDW. FLOR, L. B. PATTILLO Cashier, CARL PERRY RESOURCES: Time Loans and Discounts__________$ 184,538.21 DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e--s-_-_-_-__-_-_-_-_-_-_-_--_ none 31,150.00 BSOSttatoahnctekekrioniSnfgtoGFHceekodosuersgareaina_ld_BR_B_eo_so_ne_ndr_vds__e-s_-_B_-__-__a-__-n__-__k-__-___-___-____-___--___ none none 28,700.00 33,183.34 Furniture and Fixtures-------------- 5,500.04 Other Real Estate Owned----------- 14,815.00 Due from Federal Reserve Bank __ . none Cash in Vault and Amounts De- vosited with Avvroved Reserve Agents... __________ ----------------- 17,099.82 Due from Other Banks. __ ----------- none Advances on Cotton. __ -------------- 14,022.08 AChdevcaknscefsoronClOeathrienrgCHoomumseo_d__it_i_e_s_._____ Other Checks and Cash Items _____ _ none 340.20 1,838.06 LOevteterdrsraofftsC(rifedanitya)n__d__A__c_c_e_i_>_t_a_n__c_e_s_.._ Other Assets_______________________ : __ TotaL _________________________________-$ none 118.83 - - -no-ne 331,305.58 LIABILITIES: Cai>ital Stock Paid in _______________ $ Amount Reserved for Branches --Surolus. ______ -----------------------Undivided Profits ------------------DDiuveidteonBdsanUknsv__a_i_d_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Dei>osits Subject to Check_________ _ Demand Certificates of Dei>osit____ _ Time Certificates of Dei>osit--------Savings Dei>osits. __ -------------- ___ _ Trust Funds on Dei>osit------------Cashier's Checks--------------------Certified Checks. ___ ----------------BNiolltsesPaanyadbBleil.l_s--R-e--d-i-s-c-o--u-n-t-e-d--_-_-_-__-_--_ Letters of Credit and Accei>tances.. Reserve for Interest llllld Taxes _____ _ Bonds Borrowed... ----------------Other Liabilities... ------------------ TotaL---------------------------------$ 25,000.00 15,000.00 25,000.00 18,813.14 714.00 26,455.92 109,462.89 none 66,121.89 44,872.47 none 365.27 none none none none none none none 331,305.58 STATEMENT Showing Condition at Close of Business December 31, 1924 of the SHADBURN BANKING CO. President (None) Buford, Ga. Vice-President, J. LOSS SHADBURN Cashier, T. C. SHADBURN RESOURCES: Time Loans and Discounts__________ $ 139,041.15 DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-ie--s-_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ 366.34 5,100.00 none none Other Stocks and Bonds... --------- 4, 700.00 Banking House.. ------------------- none Furniture and Fixtures-------------- 3,987.83 Other Real Estate Owned----------Due from Federal Reserve Bank____ _ 16,100.78 none Cash in Vault and Amounts De- I>Osited with AI>I>roved Reserve DuAegfernotms..O--t-h-e-r--B--a-n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ 28,098.03 none none ACdhvecaknscefsoro nClOeathrienrgCHoomumseo_d_i_t_i_e_s______ __ Other Checks and Cash Items _____ _ none 134.03 378.46 LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n__c_e_s_. __ none none Other Assets--------------------------- - - -no-ne TotaL---------------------------------$ 197,906.62 LIABILITIES: Capital Stock Paid in_______________$ Amount Reserved for Branches ___ Surolus------------------------------Undivided Profits-----------------Dividends Uni>aid-----------------Due to Banks-----------------------Dei>osits Subject to Check -------Demand Certificates of Dei>osit---Time Certificates of Dei>osit------- _ Savings Dei>osits-------- ------------Trust Funds on Dei>osit-----------Cashier's CheckS-------------------Certified Checks--------------------BNiolltsesPaanyadbBleil.l_s-R--e-d--i-s-c-o-u--n-t-e-d--.-_-__-_--_ Letters of Credit and Acceptance~BReosnedrvseBfoorrroInwteedre__s_t__a_n__d__T__a_x_e_s_________ -Other Liabilities._----------------- TotaL--------------------------------$ 40,000.00 none 16,000.00 5,485.13 8.00 none 67,127.53 none 38,057.78 24,463.44 none 1,542.04 none 2,750.00 none none none none 2,472.70 197,906.62 60 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the TAYLOR COUNTY BANK President, ELI GARRETT Butler, Ga. Vice-President, J. F. POSEY Cashier, JAS. L. BURT RESOURCES: TDiemmeasnLdoLa no as nasn_d__D__i_s_c_o__u_n__ts__________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Banks..... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s___.________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned-- -------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- IJosited with AIJI>roved Reserve Agents._ ----------------------Due from Other Banks .. ----------Advances on Cotton.-------------Advances on Other Commodities____ Checks for Clearing House----~----Other Checks and Cash Items. __ LOevteterdrsraofftsC(rifedanity)a__n_d__A__c_c_e_i_J_ta_n__c_e_s___. 108,002.99 2,171.93 none none none 4,500.00 none 3,575.00 14,390.42 none 21,575.89 33.69 12,679.32 none 693.34 171.28 nnoonnee TOothtearLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-__-_-_-_-_-_-_-_-$ -1-1707,,0-84314.-.0995 LIABILITIES CaiJita1 Stock Paid in________________$ Amount Reserved for Branches --Surolus ------------------------Undivided Profits ----------------- Dividends UniJaid...-----------DDeuieJotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-.---_-_-_-_-_-_--_ TDiemmeaCnderCtifeirctaiftiecsaotefsDoefiJDoesiitJ_o__s_i_L__-_--_ TSarvuisntgFsuDnedisJoosnitsD-e-iJ-o--sit-_-_-_-__-_-_-_-_-_-__-_ Cashier's Checks____________________ _ Certified Checks_____ ---- _________ _ BNiolltsesPaanyadbBleills. R--e--d-i-s-c-o--u-n-t-e-d--_-_-_-__-_--_ Letters of Credit and AcceiJtances.. Reserve for Interest and Taxes. ____ _ Bonds Borrowed.... ------------- Other Liabilities... -------- TotaL .. -------------------$ 15,000.00 none none none none none 80,241.41 none 67,220.74 none none 372.80 none 15,000.00 none none none none none 177,834.95 STATEMENT Showing Condition at Close of Business December 31, 1924 of the President, R. ~. HINTON BUTLER BANKING CO. Butler, Ga. Vice-President, F. R. PURVIS Cashier, H. R. LANE RESOURCES: Time Loans and Discounts..... _____$ 57,961.38 DUenmitaenddSLtaotaens sS.e..<.u__r_it_i_es-_-_-_-___-___-__-__ none none CStaaiJteitaolf SGteoocrkgiAa oBooonudnst_.___._._.__.__________.._ 2,900.00 none Stock in Federal Reserve Bank.... __ none Other Stocks and Bonds. ---- none BFuanrnkiitnugreHaonudseFt_t_u-r-e-s-.-_-.-_-_-_-____-_-__--_ 3,000.00 3,967.12 Other Real EstatJ Owned----------- 818.27 Due from FederalReserve Bank..... none Cash in Vaults and Amounts De- IlOSited with iiJIJroved Reserve DAuegfernotms __O__t_h_e__r_la--n-k--s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cottm ________________ _ 25,990.73 none none Advances on Othlr Commodities..._ Checks for Cleari'tg House.. _. _____ _ none none Other Checks ant Cash Items. ___ .. 2,355.26 Letters of Credihnd AcceiJtances.. none Overdrafts (if a:w>------------------- 747.38 Other Assets-------------------------- - - -no-ne Total............ --------------$ 97,740.14 LIABILITIES CaiJital Stock Paid iD----------------$ ASumrooluunst. R__e__s_e_rv. _e_d__f.o_r__B__r_a.n_c__h_e_s___ .--_. Undivided Profits ------------------ Dividends UniJaid-------------- DDeuieJotsoitBs aSnukbsje..c.t.to--c-h--e-c-k--_-_-_-_____-_-_ Demand certificates of DeiJosit... -. Time Certificates of DeiJosit----- Savings DeiJosits. _______ ------------Trust Funds on DeiJosit-------Cashier's Checks....-------------- certified checks------------------- Bills Payable._---------------- Notes and Bills Rediscounted----- Letters of Credit and AcceiJtances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed.. --------------- Other Liabilities....--------------- TotaL-------- ... ------ ... -------.-- ..$ 25,000.00 none none 702.47 none none 19,021.06 875.18 51,737.17 none none 81.98 none none none none none none 322.28 97,740.14 DEPARTMENT OF BANKING 61 STATEMENT Showing Condition at Close of Business December 31, 1924 of the FARMERS BANK Byron, Ga. President, JEFF D. HARDISON Vice-President, C. H. JACKSON, G. D. TUCKER Cashier, JNO. H. LOWE RESOURCES: Time Loans and Discounts..........$ 22.814.00 DUenmi t eadn dSLt aot easn sSe-c -u-t-i-r-ie- -s-. -_-_-__-_-_-_-_-_-_-_- -_ State of Georgia Bonds_____________ _ 50.00 none none SBOtatohncekkriinSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_vd__es__B____a___n___k___.__.__.__.__. .__ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ none none 1,700.00 1,000.00 13,143.56 Due from Federal Reserve Bank. __ none Cash in Vault and Amounts De- I>Osited with AI>I>roved Reserve Agents._--------------------- ______ _ 7,143.78 Due from Other Banks... ----------- none Advances on Cotton... -------------- none Advances on Other Commodities... none Checks for Clearing House. ________ _ none Other Checks and Cash Items.... __ none LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_:_D_t_a_n__c_e_s_.._ Other Assets_________________________ _ TotaL _________________________________-$ - none 7.49 - -no-ne 45,858.83 LIABILITIES: Ca:Dital Stock Paid in ________________ $ Amount Reserved for Branches.. __ _ Surolus.. ----------------------------Undivided Profits ------------------Dividends Un:Daid-------------------Due to Banks.. ---------------------De:Dosits Subject to Check.. _______ _ Demand Certificates of De:Dosit.. ... Time Certificates of De:Dosit _______ _ TCSarauvsihsntigeFsru'DsnCed:hDseoocsnkitssD._e_-:_-D_-_O-_-S_-i_-t_-__-__-__-___-__-__-__-__-__-__-__--__ Certified Checks. ___ ----------------Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Acce:Dtances. _ Reserve for Interest and Taxes _____ _ Bonds Borrowed... -----------------Other Liabilities._------------------- TotaL_________________________________ $ 15,000.00 none none 6.168.97 none none 17,436.62 none 2,939.57 none 813.67 none none 3,500.00 none none none none none 45,858.83 STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF BYROMVILLE President, W. R. GROVES Byromville, Ga. Cashier, S. H. BUXTON Vice-President, J. D. LESTER RESOURCES: Time Loans and Discounts.. ________ $ 13,991.99 DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-__-_-_-_-_-_-_-_-_--_ l.lll.OO none State of Georgia Bonds-------------OSttohcekr iSntoFcekdsearanldRBesoenrdves _B__a_n__k_._._._._. _. none none none BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 1.500.00 500.00 Other Real Estate Owned.---------Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De- none none I>Osited with AI>:Droved Reserve Agents. __ ----- __ ----------------____ Due from Other Banks______________ 8,352.46 10.000.00 Advances on Cotton.. --------------Advances on Other Commodities... Checks for Clearing House__________ 2,052.78 none none Other Checks and Cash Items______ none Letters of Credit and Acce:Dtances.. Overdrafts (if any)___________________ none 39.36 TOothtearLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ - -4180,,05-4070.-.5090 LIABILITIES: Ca:Dital Stock Paid in _______________ $ Amount Reserved for Branches ____ _ SUunr:dDiv1uids.e_d__P_r_o__f_i_t_s -_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-______ __ Dividends Un:Daid-------------------DDeu:eDotositBs aSnukbsj-e-c-t--t-o--C--h-e--c-k-.-.---_-_-__-_-_--_ Demand Certificates of De:Dosit----Time Certificates of De:Dosit ________ _ TSaruvisntgFsuDned:Ds oosnitsD-e-:D--o-s-i-t-_-_-_-_-_-_-__-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks. ___ ----------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acce:Dtances.. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities._------------------- TotaL------------------------------- ..$ 15,000.00 none 2,000.00 19.89 600.00 none . 24.770.51 none 5,330.88 none none 326.31 none none none none none none none 48,047.59 6~ FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the CADWELL BANKING CO. President, J. A. BURCH Cadwell, Ga. Vice-President, H. R. BEDINGFIELD Cashier, WALTER DANIELL RESOURCES: Time Loans and Discounts__________$ 37,236.13 DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e-s--_-_-__-_-_-_-_-_-_-_-_--_ State of Georgia Bonds. ____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds. _________ .. 450.00 none none none 200.00 BF ua rnnkiitnugr eHaonudseF_i_x__t u-r-e- -s-. -_-__-_-_-_-_-_-_-_-_-_- -_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ 4,500.00 3,814.70 4,085.61 none Cash in Vault and Amounts De- posited with Approved Reserve DAuegfernotms._O--t-h-e-r--B--a-n--k-s-.-.--__-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House _________ _ Other Checks and Cash Items. ____ _ 2,812.06 none 875.59 none none 131.00 LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ none 837.64 Other Assets--------------------'------ - - none -- TotaL---------------------------------$ 54,942.73 LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches.---Surplus. _______ ----------------------Undivided Profits.------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit________ _ TSarvuisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks ____________________ _ Certified Checks_________ ------------BNiolltsesPaanydabBleil.l_s-R--e-d--i-s-c-o--u-n-t-e-d--_-_-_-__-_--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed---------------------Other Liabilities._------------------- TotaL _________________________________ $ 15,000.00 none 5,000.00 2, 729.06 380.00 none 14,838.81 none 8, 711.72 none none 15.32 none 8,267.82 none none none none none 54,942.73 STATEMENT Showing Condition at Close of Business December 31, 1924 of the CAIRO BANKING CO. President, 0. T. DAVIS Cairo, Ga. Cashier, HENRY HESTER Vice-President, (None) RESOURCES: Times Loans and Discounts_________ $ Demand Loans______________________ _ 455,433.99 none United States Securities. ___________ _ State of Georgia Bonds. ____________ _ none none SOttohcekr iSntoFcekdsearanldRBesoenrvdes _B__a_n_k__s_-_-_-_--_ Banking House______________________ _ Furniture and Fixtures_____________ _ none none 5,555.43 3,931.80 Other Real Estate Owned __________ _ none Due from Federal Reserve Bank____ _ none Cash in Vault and Amounts De- posited with Approved Reserve Agents. __________ ------------------- 59,997.19 Due from Other Banks . __________ _ none AAddvvaanncceess oonn COothtteornC.-o-m--m--o-d--it-i-e-s-_-_-_-_ Checks for Clearing House_________ _ none none 1,116.24 Other Checks and Cash Items ____ _ none LOevteterdrsraoftfsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ none none Other TotaL Assets_____________ ------------- _________________________________ -$ - - -no-ne 526,034.65 LIABILITIES Capital Stock Paid in---------------$ Amount Reserved for Branches --- Surplus ----------------------------- Undivided Profits ------------------- DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_--_ Deposits Subject to Check ________ _ Demand Certificates of Deposit----Time Certificates of Deposit________ _ Savings Deposits. ___ ----------------- Trust l none 178,929.54 none none 4,607.10 none none none none none none none 394,339.27 STATEMENT Showing Condition at Close of Business December 31, 1924 of the CLERMONT BANKING CO. President, J. M. HAYNES Clermont, Ga. Vice-President, H. M. GAILEY Cashier, W. V. GRANT RESOURCES; Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds-----------BFuarnnkiitnugreH. aonudseF_i_x__tu-r-e--s-_-_-_-_-_-_-_-__-_-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De- vAogseintetds. _w___it_h____A__v_v_r_o__v_e_d___R__e_s_e__rv_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _ Advances on Other Conditions_____ _ Checks for Clearing House _________ _ Other Checks and Cash Items. ____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c__e_s_.-_ Other Assets-------------------------TotaL _________________________________ $ 35,(>49.47 4,306.25 none none none none 1,461.84 1,956.75 2,500.00 none 34,564.63 none none none none 76.19 none 14.50 none 80.529.63 LIABIT..ITIES: Cavital Stock Paid in _______________ $ ASumrvoluunst. R--e-s-e_r_v__e_d__f_o_r__B__r_a_n_c--h-e-s--. _____--_ Undivided Profits-------------------Dividends Unvaid-------------------DDeupeotsoitBs aSnukbsje..c-t-t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Devosit.___ _ Time Certificates of Devosit--------Savings Deposits. ________ -----------Trust Funds on Devosit------------CCearsthifiieerd's CChheecckkss-------------------_-_-_-_-_-_-_-_-_------BNiolltsesPaanyadbBleil.l_s-R--e-d--i-s-c-o-u--n-t-e-d--:-_-_-__-_--_ Letters of Credit and Acceptances.. Reserve for Interest and TaxeS-----Bonds Borrowed. __ -----------------Other Liabilities.. ------------------- TotaL--------------------------------- 15.000.00 none 1,000.00 2.318.72 none none 40,486.84 4,M6.29 17,078.11 none none none 99.67 none none none none none none 80,529.63. _l _ _ _ '. 76 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the FARMERS & MERCHANTS BANK President, H. A. JARRARD Cleveland, Ga. Vice-President, C. H. EDWARDS Cashier, W. L. NORTON RESOURCES: Time Loans and Discounts..........$ 80,126.33 Demand Loans----------------------- 3,864.55 United States Securities............. State of Georgia Bonds.. ___________ _ none none SOttohcekr iSntoFcekdsearanldRBesoenrdves_B__a__n_k__._._._._. ._ Banking House.... __________________ _ Furniture and Fixtures.. ___________ _ none none 2,000.00 2,750.00 Other Real Estate Owned........... 2,900.00 Due from Federal Reserve Bank.... . none Cash in Vault and Amounts De- Apogseintetsd...w__it_h____A__p_p_r_o__v_e_d___R__e_s_e__rv_e_ Due from Other Banks.. ___________ _ Advances on Cotton ________________ _ ll ,084.82 none none Advances on Other Commodities___ _ none Checks for Clearing House.......... 5,639.41 Other Checks and Cash Items...... 244.42 LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ none 211.05 Other Assets....... -------------------- - - none -- TotaL .................................$ 108,820.58 LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches..... Surplus_. ___ .. __ .. ____ -----------.---Undivided Profits .. __ ----- ..... -----Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check.......... Demand Certificates of Deposit____ _ Time Certificates of Deposit........ Savings Deposits ______ .......... ----Trust Funds on Deposit............. Cashier's Checks--------------------Certified Checks........ ---.--- .. ----. Bills Payable.. ----------------------Notes and Bills Rediscounted....._.. Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities.-------------------- TotaL.. _______________________________ $ 15,000.00 none 3,000.00 872.03 none none 42,214.60 none 27,745.18 7.244.40 none 744.37 none 5,000.00 7,000.00 none none none none 108,820.58 STATEMENT Showing Condition at Close of Business December 31, 1924 of the WHITE COUNTY BANK President, A. M. DEAN Cleveland, Ga. Vice-President, J. W. H. UNDERWOOD, J. H. TELFORD Cashier, F. G. MAUNEY RESOURCES; TDiemmeaLndoaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ SUtnaitteedofSGtaetoersgSiaecBuornitdiess....._._._._._._._._._._. ._ 162,973.41 1.070.76 1,000.00 none Stock in Federal Reserve Bank..... . BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._._._._._._.__._._. ._ Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank..... none none 2,026.05 2,693.26 l. 971.34 none Cash in Vault and Amounts Deposited with Approved Reserve Agents.. ---- _________ .... __ --------- Due from Other Banks.. ____________ Advances on Cotton.... _____________ 36,828.64 10,768.25 none Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items...... Letters of Credit and Acceptances.. Overdrafts (if any)___________________ none 5,362.97 107.66 none 139.09 Other Assets.......................... 1,261.09 ----- TotaL ________________________________$ 226,202.52 LIABILITIES: Capital Stock Paid in________________ $ ASumrpoluunst_R__e_s_e__r_v_e_d__f_o_r__B__ra. _n_c__h.e.s_._.__._.._ Undivided ProfitS-------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check.......... Demand Certificates of Deposit.... . Time Certificates of Deposit......... Savings Deposits.-------------------TCraushstieFru'snCdhseocnksD__e_p_o__s_i_t_._._._._._._._._._._._. ._ Certified Checks.... __________ .. --- ... BNiolltsesPaanyadbBleil.l.s-R--e--d-i-s-c-o--u-n-t-e--d-.-.-.-_-__--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed---------------------Other Liabilities..................... TotaL. ________________________________$ 15,000.00 none 5,000.00 5,329.59 4.00 none 77,266.55 none 123,383.69 none none 218.69 none none none none none none none 226,202.52. DEPARTMENT OF BANKING 77 STATEMENT Showing Condition at Close of Business December 31,1924 of the THE BANK OF COBBTOWN President, J. H. GLISSON Cobbtown, Ga. Vice-Presidents, G. W. MULLING, E. P. SIKES Cashier, D. E. FLANDERS RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_._._._._._._._._.._$ 37,211.95 1.201.38 United States Securities............. none State of Georgia Bonds.............. none Stock in Federal Reserve Bank..... . none Other Stocks and Bonds............ . none Banking House....................... 2,000.00 Furniture and Fixtures.... ______ , __ _ 3,165.00 Other Real Estate Owned. _________ _ 1,450.00 Due from Federal Re~srve Bank. __ . none Cash in Vault and Amounts De- AP ogseint et sd___w__i_t_h___A__p__p_r_o_v__e_d___R__e_s_e__rv_ e_ 2,579.42 ADduveafnrcoems oOnthCeor tBtoann.k_s_-_-_-_-_-_-__-_-_-_-_-_-_--_ none none Advances on Other Commodities___ _ none Checks for Clearing House_________ _ none Other Checks and Cash Items... __ _ 157.57 LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s____ Other Assets.. _______________________ _ - - - none none -no-ne TotaL.--.------------ _________________ $ 47,765.32 LIABILITIES: CaPital Stock Paid in _______________ $ Amount Reserved for Branches.. --Suri:>lus------------------------------Undivided Profits-------------------DDiuveidteonBdsanUknsp..a_id. _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check.. _______ _ Demand Certificates of Deposit----Time Certificates of Dei>osit- ____ .. _ Savings Deposits. _________ ----- _____ _ TCrausshtieFru'snCdhseocnksD__e_i_>_o__s_i_t_.._-_-_-_-_-_-_-_-_-_--_ Certified Checks______ --- ... ---------BNiolltsesPaanyadbBleil.l.s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceptances__ BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s_._-_-_-_--_ Other Liabilities.. ------------------- TotaL.--------------------------------$ 15,000.00 none 2,865.77 none none none 7,009.34 none 6,576.16 none none 292.13 none 16,021.92 none none none none none 47,765.32 STATEMENT Showing Condition at Close of Business December 31, 1924 of the COCHRAN BANKING CO. President, J. P. PEACOCK Cochran, Ga. Vice-President, W. 0. PEACOCK Cashier, J. A. WALKER RESOURCES: Time Loans and Discounts----------$ 396,221.23 DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ 22.382.85 none State of Georgia Bonds-------------Stock in Federal Reserve Bank------ none none Other Stocks and Bonds-----------Banking House...-------------------FOuthrneirtRureealaEndstaFtiextOurwens-e-d-.-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank. ___ _ 1,700.00 5,500.00 2,500.00 33,398.40 none Cash in Vault and Amounts De- I>Osited with AI>I>roved Reserve Agents.. ___ .......... ____ ------_____ 138,574.78 ADduveafnrcoems oOnthCeorttBona_n__k_s_._-_-_-_--_-_-_-_-_-_-_-_- 413.75 15,639.89 Advances on Other Commodities____ none Checks for Clearing House__________ none Other Checks and Cash Items._____ 388.84 Letters of Credit and Accei>tances.. Overdrafts (if any)___________________ none none - - - - - Other Assets-------------------------- 2,116.92 TotaL. _______________________________$ 618,836.66 LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches ____ _ SurplUS------------------------------Undivided Profits-------------------Dividends Uni>aid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit____ _ Time Certificates of Dei>osit________ _ Savings Dei>osits. -------------------Trust Funds on Dei>OSit------------CCaersthifieierd's CChheecckkss_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Bills Payable-.----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances__ Reserve for Interest and Taxes-----BOothnedrsLBioabrriloitwieesd_..-.-.--__--..--__--..-.-.--_.-.-.---.-_- Total--- __ ... --- .. -.- .. -.-------------.$ 75,000.00 none 75,000.00 21.217.48 7,500.00 none 253,002.99 none 155,638.89 none 23,849.79 2,125.39 544.46 none none none 4,957.66 none none 618,836.66 78 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the STATE BANK OF COCHRAN President, T. W. FISHER Cochran, Ga. Vice-Presidents, J. R. PORTER, I. A. WILLIS Cashier, L. S. LEACH RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds____________ _ 55,536.38 5,440.22 35,180.26 none none none BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned----------Due from Federal Reserve Bank ___ _ Cash in Vault and Amounts De- :oosited with A:o:oroved Reserve Agents--------------- ______ ------____ Due from Other Banks______________ Advances on Cotton_________________ 3,816.67 2.572.55 none none 17,710.57 9,653.92 7.32 Advances on Other Commodities____ Checks for Clearing House._________ Other Checks and Cash Items______ Letters of Credit and Acce:otances.Overdrafts (if any)___________________ none 670,50 none none none Other Assets--------------------------- - - -120-.00 TotaL-----_-------- __________________ $ 130,708.39 LIABILITIES: Capital Stock Paid in _______________ $ Amount Reserved for Branches ____ _ Surplus.--- __________________ --------Undivided Profits-------------------DDiuveidteonBdsanUkns:_o_a_i_d__-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check _________ _ Demand Certificates of Deposit_ ___ _ Time Certificates of Deposit-------TSarvuisntgFsuDnedpsoosnitsD.-e-p--o-s-i-t-_-_-_-_-_-_-__-_-______ __ CCearsthifieierd's CChheecckkss_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ BNiolltsesPaanyadbBleil_l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ BOothnedrs LBioarbrioliwtieeds.....------------_-_-_-__-_-_-_-_-_-_--_-_ TotaL. ______ -------------------- -- ___ $ 25,000.00 none none 2, 760.41 none none 69,206.55 none 28,589.38 4,894.59 none 257.46 none none none none none none none 130,708.39 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF COLLEGE PARK President, J. H. LONGINO College Park, Ga. Vice-President, W. S. COX Cashier, G. F. LONGINO, JR. RESOURCES: Time Loans and Discounts.. ________ $ 163.403:25 Deman Un~ted dSLtaot ae sn sS-e-c--u-r-i-t -ie--s-_-_-_-_-__-_-_-_-_-_-_- -_ 76.437.31 100.00 State of Georgia Bonds-------------Stock in Federal Reserve Bank.... __ none none Other Stocks and Bonds------------ none BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ 11.223.89 2,916.27 Other Real Estate Owned----------- 7,916.31 Due from Federal Reserve Bank... -- none Cash in Vault and Amounts De- :oosited with A:oproved Reserve DAuegfernotms--O--t-h-e-r--B--a-n--k-s--__-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ 25,948.87 none none Advances on Other Commodities.... Checks for Clearing House________ __ none none Other Checks and Cash Items _____ _ 228.06 - - - - - LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_:_o_t_a_n_c__e_s_.._ Other Assets.. ___ . __________________ .. none none none TotaL ___ .. __ . ___ ..... _____ .... _.......$ 288,173.96 LIABILITIES: Ca:oital Stock Paid in________________ $ Amount Reserved for Branches. __ __ SUunrdpilvuisd-e-d--P--r-o-f-i-t-s-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_--_ Dividends Un:oaid..________________ __ Due to Banks .. __ -------------------Deposits Subject to Check---------Demand Certificates of De:oosit__ ___ Time Certificates of De:oosit--------Savings Deposits--------------------Trust Funds on De:oosit.. ----------Cashier's Checks--------------------Certified Checks---------------------Bills Payable. ___ ------ ____ ----------Notes and Bills Rediscounted.... __ _ Letters of Credit and Acce:otances.Reserve for Interest and Taxes_____ _ Bonds Borrowed.-------------------Other Liabilities-.- ....... ---_---_._- TotaL . . -------------------------------$ 25,000.00 none 20,000.00 396.56 2,500.00 none 138,944.68 none 14,449.17 61,624.05 22,448.83 2,810.67 none none none none none none none 288,173.96 DEPARTMENT OF BANKING 79 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF COLLINS President, W. H. YEOMANS Collins, Ga. Cashier, (None) Vice-President, J. J. KENNEDY RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_____-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned. _________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts Dei>OSitBaendkweristhTArupsptrCovoe. d__R__e_s_e__r_v_e_A__g_e__n_t_s._ ADduveafnrcoems oOnthCeortBtoann.k_s_._.___-_-_-_-_-_-_-_-_-_--_ CAhdevcaknscefsoronOlOeathrienrgCHoo=uosed_i_t_i_e__s_._._.._ Other Checks and Cash Items .. __ _ LOevteterdrsraofftsC(rief daintya)n_d___A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets-------------------------- TotaL---------------------------------$ 42,942.13 300.00 none none none none 3,000.00 l, 787.50 2.567.40 none 28,119.82 none none none 181.13 none none 101.26 416.68 79,415.92 LIABILITIES: Capital Stock Paid in. _______________ $ ASumrio>ulunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s_.____-_--_ Undivided Profits ___________________ _ Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e--c-k-.-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit.... Time Certificates of Deposit.. ___ .-Savings Deposit. ________ ---------- __ _ Trust Funds on Deposit------------CCearsthifieierd's CChheecckkss_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... Bonds Borrowed.. __ ----------------Other Liabilities... ------------------ TotaL _________________ . _____________ ._$ 15,000.00 none 1,250.00 none none none 34,427.52 none 26,755.19 none 1,227.07 745.47 none none none none none none 10.67 79,415.92 STATEMENT Showing Condition at Close of Business December 31, 1924 of the MADISON COUNTY BANK President, J. K. GHOLSTON Colbert, Ga. Cash~er, J. L. WILLIAMS Vice-President, H. H. HART RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank..... . 88,805.60 970.90 none none none Other Stocks and Bonds-----------BFuarnnkiitnugreHaonudseF.i_x-t-u-r-e--s-_-_-_-_-_-_-_-_-__-_-_-_--_ Other Real Estate Owned_________ _ none 2,205.00 1,250.00 20,956.36 Due from Federal Reserve Bank.... Cash in Vault and Amounts De- posited with Approved Reserve none Agents. ---------------------------Due from Other Banks-------------- 17,260.62 none Advances orf Cotton.---------------Advances on Other Commodities.... Checks for Olearin!!: House__________ 1.039.18 none none Other Checks and Cash Items._____ none Letters of Credit and Acceptances.. Overdrafts (if any)___________________ none 392.46 Other Assets--------------------------- - -6-,32-9.4-1 TotaL--------------------------------$ 139,209.53 LIABILITIES: Capital Stock Paid ln---------------$ Amount Reserved for Branches __ _ Suri>lus.. ----------------------------Undivided Profits-------------------DDuiveidtoenBdas nUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits SubJect to Check---------Demand Certificates of Deposit... _ Time Certificates of Deposit. ___ ---Savings DepositS--------------------TCraushstieFru'snCdhseocnksD__e_p_o__s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks... -----------------Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances. BReosnedrvseBfoorrroInwteedre__s_t__a_n__d__T__a_x_e__s_._._._._. ._ Other Liabilities.. ------------------ TotaL.---..-----.-.---... -.--_.-----.$ 15,000.00 none none none none none 43,698.54 25,500.00 12,561.60 none none 92.04 none 14,500.00 1,857.35 none none none 26,000.00 139.209.53 80 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the CITIZENS BANK President, W. J. BUSH Colquitt, Ga. Cashier, J. M. MILLER Vice-President, J. S. BUSH RESOURCES; Time Loans and Discounts__________$ Demand Loans----------------------United States Securities------------SSttoatcekoifnGFeeodregriaal BRoesnedrvs-e--B--a-n-k--_-_-_-__--_ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._-_-_-_-_-_-_-__-_-_--_ Furniture and Fixtures_____________ _ DOutheefrroRmeaFl eEdsetraatleROewsenrveed-B--a-n--k-_-_-_-_-_ Cash in Vault and Amounts De- I>Osited with AI>I>roved Reserve DuAegfernotms._O--th--e-r--B--a-n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d__it_i_e_s______ __ Other Checks and Cash Items _____ _ LOevteterdrsraoftfsC(rifedaintya)n__d__A__c_c_e_i_J_t_a_n_c__e_s_. __ Other Assets-------------------------- 25,243.73 8,946.13 none none none none none 1,800.00 none none 92,645.27 291.70 none none 713.74 none none none none T o t a l . :________________________________ -$--l-29-.-64-0-.5-7 LIABILITIES: CaiJital Stock Paid in________________ $ ASumrioJulunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e__s________ __ Undivided Profits.------------------DDiuveidteonBdsanUknsi_J_a_i_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DeiJosits Subject to Check _________ _ Demand Certificates of DeiJosit____ _ Time Certificates of DeiJosit_______ _ Savings DeiJosits. ----------------- __ _ TCraushstieFru'snCdhseocnksD__e_i_J_o__s_i_L__-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------BNiolltsesPaaynadbBleil.l.s--R-e--d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and AcceiJtances. _ Reserve for Interest and Taxes.. ___ _ Bonds Borrowed---------------------Other Liabilities--------------------- TotaL.----- _____ --_------------- ______$ 25,000.00 none none 2,908.00 none none 92,665.77 none 245.00 8,294.54 none 527.26 none none none none none none none 129,640.57 STATEMENT Showing Condition at Close of Business December 31, 1924 of the COLQUITT EXCHANGE BANK President, CHAS. C. BUSH Colquitt, Ga. Cashier, G. C. JINKS Vice-President, R. E. FUDGE RESOURCES: Time Loans and Discounts__________ $ 55,825.10 Demand Loans----------------------United States SecuritieS------------State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds------------Banking House----------------------FOuthrneirtuRreealaEndstFatiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- I>Osited with AI>I>roved Reserve none none none none 2,400.00 3,249.25 2,715.00 270.25 none Agents ----------------------------Due from Other Banks.------------Advances on Cotton._--------------Advances on Other Commodities.... Checks for Clearing House__________ Other Checks and Cash Items______ 4,329.96 2,483.14 none none none 1,218.53 LOevteterdrsraofftsC(rifedanity)a_n__d__A__c_c_e_i_J_t_a_n_c_e_s_._. nnoonnee Other Assets--------------------------- - - -558-.10 Total----------------------------------$ 73,049.33 LIABILITIES: CaiJital Stock Paid in_______________ $ Amount Reserved for Branches. ___ _ SuriJlus-. --- __ -_- --------------------Undivided Profits-------------------DDiuveidteonBdsanUknsi_J_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DeiJosits Subject to Check---------Demand Certificates of DeiJosit----Time Certificates of DeiJosit--------Savings DeiJosits--------------------CTraushstieFru'snCdhseocnksD__e_i_J_o__s_it_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------Bills Payable._----------------------Notes and Bills Rediscounted-----Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities._------------------- Total----------------------------------$ 25,000.00 none 672.47 482.48 none none 15,444.77 none 15,500.00 353.70 none 105.80 1.00 11,398.29 3,649.57 none none none 441.25 73,049.33 ~1 I DEPARTMENT OF BANKING 81 STATEMENT Showing Condition at Close of Business December 31, 1924 of the COLUMBUS SAVINGS BANK & TRUST CO. President, W. C. BRADLEY Columbus, Ga. Vice-Presidents, H. B. CROWELL, J. J. PEASE, GEO. C. BATES Treasurer, H. B. PATTERSON RESOURCES: Time Loans and Discounts..........$ Demand Loans----------------------United States Securities............. State of Georgia Bonds-------------Stock in Federal Reserve Bank..... . Other Stocks and Bonds............. BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned........... Due from Federal Reserve Bank.... . Cash in Vault and Amounts De- I>osited with AI>I>roved Reserve DAuegefrnotms..O. -t-h-e-r--B--a-n--k-s-.-.-.-.-.-.-.-.-.--.-.-.-.-. Advances on Cotton ---------------Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items...... Letters of Credit and Accei>tances.. Overdrafts (if any>------------------Other Assets-------------------------Total...... -- ........ -- ... ------.$ 880,320.54 661,680.05 100,000.00 none none 1,060,400.00 165,575.43 42,269.95 5,000.00 none 254,783.94 273.83 none none none 793.50 none none 33,678.19 3,204, 775.43 LIABILITIES: Cai>ital Stock Paid in ...............$ Amount Reserved for Branches..... Suri>lus... ---------------------------Undivided Proflts.. -----------------Dividends Uni>aid..-----------------Due to Banks.......-----------------Dei>osits SubJect to Check.--------Demand Certificates of Dei>osit..... Time Certificates of Dei>osit....... TSar uvisntgFsuDnedi>s oosnitsD. .e.i->-o-s-i-t-. -_-_-__-_-_-_-_-_-_-_- -_ Cashier's Checks...-----------------CBielrltsifPiaeydaCbhlee.c.k.s..,................-.-.-.-.-.-.-.-.-.-.-.--. Notes and Bills Rediscounted....... Letters of Credit and Accei>tances. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities... ------------------ 250,000.00 100,000.00 100,000.00 33,538.47 8.00 none 219,782.11 none 290,928.73 2.208,957.87 none none 1,560.25 none none none none none none TotaL---------------------------------$ 3,204,775.43 STATEMENT Showing Condition at Close of Business December 31, 1924 of the COLUMBUS LOAN AND BANKING CO. Columbus, Ga. President, T. A. WILLIAMS Vice-President, J. B. EVERIDGE Cashier, J. STACY JONES RESOURCES: Time Loans and Discounts..........$ SDUtenamitteeadnodfSGLtaeotoearsngsSi-ae-c-B-uo-r-ni-tdi-e-s-s.-..-..-._-_._-._-._-._-._-._-._-._-.-._ BSOtatohncekkriniSngtoFHcekodsuesarean.ld_R__Be_so_e_n_rdv__es_._B._._a.__n___k___.__.__.__.__. .__ Furniture and Fixtures............. Other Real Estate Owned........... Due from Federal Reserve Bank.... . Cash in Vault and Amounts De- I>Osited with AI>I>roved Reserve Agents-----------------------------ADduveafnrcoems oOnthCeortBtoann_k__s_._._-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items....... LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n_c__e_s_.._ Other Assets..------------------------ Total. . ------------------------.------.$ 164,168.75 74,117.00 none none none 450.00 none 7,262.44 none none 17,900.70 2,050.00 none none 4,807.45 1.742.74 none none 306.91 272,805.99 LIABILITIES: Cai>ital Stock Paid in................$ AS umr ooluunst. .R.e.s.e. .rv. .e_d__f_o_r__B__r_a_n_c__h_e_s__._. .... .. Undivided Profits...... -------------DDiuveidtoenBdsanUknsi_>_a__id__-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_--_ Dei>osits Subject to Check.... -----Demand Certificates of Dei>oslt.... . Time Certificates of Dei>osit......... TSar uvisntgFsuDnedi>s oosnitsD. .e.i.>_o_s_i_t___-_-_-_-_-_-_-_-_-_-_- -_ CCaesrthiifeierd's CChheecckkss_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Accei>tances.. Reserve for Intllrest and Taxes..... . Bonds Borrowed---------------------Other Liabilities -------------------- Total... ______ ............ _...........$ 50,000.00 none 10,000.00 464.88 2,004.00 none 90,279.72 14,000.00 26,000.00 80,019.70 none 37.69 none none none none none none none 272,805.99 8:2 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the HOME SAVINGS BANK Columbus, Ga. President, RHODES BROWNE Vice-President, Wm. B. LANGDON Treasurer, M. L. PATTERSON, JR. RESOURCES: Time Loans and Discounts..........$ DUenmi t eadndSLt aotaens sSe-c- -u-r-i-ti-e-s- -.-.-.-.-.-.-.-.-.-.-. -. -. State of Georgia Bonds............. . Stock in Federal Reserve Bank..... . Other Stocks and Bonds............ Banking House....................... Furniture and Fixtures.............. Other Real Estate Owned ---------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- I>osited with At>t>roved Reserve DAuegefrnotmS--O--t-h-e--r-B--a--n-k--s-.-.-.-.-.-.-.-.-.-.-.-.-.--. Advances on Cotton----------------Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_t_>_t_a_n_c__e_s_.._ Other Assets...... -------------------TotaL.-------------------------------$ 955,379.17 65,150.32 45,597.00 none none 443,895.75 none none none none 45,393.77 none none none none none none none 11,774.87 1. 567,190.88 LIABILITIES: Cat>ital Stock Paid in ------------$ Amount Reserved for Branches ..... SUunrdt>ivluids e--d--P-r-o--f-it-s-.-.-.-.-.-.-.-.---.-.-.-.-.-.-.-.-.-.-. Dividends Unt>aid................... Due to Banks......................... Det>osits Subiect to Check.......... Demand Certificates of Det>osit.... . Time Certificates of Det>osit--...... . Savings Det>osits.................. Trust Det>osits . ___ -----------------Cashier's Checks.................... Certified Checks.. ----------------BNiolltsesPaanyadbBleil.ls R--e-d--is--c-o-u--n-t-e-d--..-.-.-..-. Letters of Credit and Accet>tances.. Reserve for Interest and Taxes.... Bonds Borrowed .. --------------- Other Liabillties... --------------- 100,000.00 none 65,000.00 13,013.85 4,000.00 none none none 106,500.20 1,262,967.05 5,263.90 none none none none none none none 10,445.88 TotaL............... ______________ $ 1, 567, 1g0.88 STATEMENT Showing Condition at Close of Business December 31,1924 of the MERCHANTS & MECHANICS BANK President, J. B. KEY Columbus, Ga. Vice-Presidents, S. B. HATCHER, J. T. ELLIS Cashier, J. A. HARLEY RESOURCES: Time Loans and Discounts..........$ 1,175,876.29 Demand Loans ---------------------United States Securities............. 417,103.20 none State of Georgia Bonds.............. none Stock in Federal Reserve Bank..... . none Other Stocks and Bonds............. 39,741.81 Banking House.---------------------Furniture and Fixtures............. 61,017.19 28,350.00 Other Real Estate Owned ---------- 2.411.38 Due from Federal Reserve Bank..... none Cash in Vault and Amounts De- I>Osited with At>t>roved Reserve Agents------------------------------ 304,658.09 Due from Other Banks.. -----------Advances on Cotton................. 8,799.24 174,567.69 Advances on Other Commodities.... none Checks for Clearing House......... . 67,708.64 Other Checks and Cash Items...... 987.41 Letters of Credit and Accet>tances.. 185,645.80 Overdrafts (if anYl------------------- 480.85 Other Assets--------------------------- - - -no-ne TotaL................................$ 2.467.347.59 LIABILITIES: Cat>ital Stock Paid in................$ ASumrto>ulunst..R_e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e__s___.__. Undivided Profits...... ------------ .. Dividends Unt>aid................... . Due to Banks..---------------------Det>osits SubJect to Check......... Demand Certificates of Det>osit.... . Time Certificates of Det>osit........ . TSar uvisntgFsuDnedt>s oosnitsD-e-p- o- -s-i-t--.-.-.-.-.-. -. .-.-.-.-. Cashier's Checks..................... Certified Checks--------------------Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Accet>tances.. Reserve for Interest and Taxes..... . Bonds Borrowed...................... Other Liabilities...... ------ ........ . 200,000.00 none 200,000.00 52,240.59 10,010.00 6,119.12 908,007.56 3, 783.55 175,399.92 718,576.65 4,600.62 2,963.78 1,813,332.08 none none 185,645.80 none none none Total..........................$ 2,467,347.59 DEPARTMENT OF BANKING 83 STATEMENT Showing Condition at Close of Business December 31, 1924 of the MUSCOGEE BANK Columbus, Ga. President, RHODES BROWNE Vice-Presidents, H. K. PARK, W. CECIL NEILL Cashier, JOHN W. WILLIS RESOURCES: Time Loans and Discounts.......... $ DUenmiteadndSLtaoteasnsSe-c--u-r-i-ti-e--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank..... . Other Stocks and Bonds -------BF ua nr nkiitnugr eHaonuds eF. .ix-t-u-r-e- -s-. -_-_-__-_-_-_-_-_-_-_-_- -_ Other Real Estate Owned ---------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- I>Osited with AI>I>roved Reserve Agents_.---------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_____-_-_-_-_-__-_-_-_-_--_ Advances on Other Commodities_.__ COhthecekr sCfhoercCksleaanridngCHasohuIstee.m. -s-_-_-_-_-_--_ LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n__c_e_s_. __ Other Assets-------------------------- Total..---------------- ------------ ..$ 341.966.55 24,196.43 none none none 905.00 none 6.778.18 none none 44.700.96 15.00 none none 3,335. 79 2,857.31 none none none 424,755.22 LIABILITIES: Cai>ital Stock Paid in----------------$ Amount Reserved for Branches --SUunrdi>ivluisded_.P-r-o--f-it-s--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DDiuveidteonBdsanUknsi.>_a_i_d__._.._.___-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dei>osits Subject to Check ------TDiemmeaCnedrCtifeirctaiftiecsaotefsDoefi>Doesii>t.o. s_i_t_._._._. __ TSarvuisntgFsuDnedi>s oosnitsD-e-i->-o-s-i-t-_-_-_-_-__-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks---------------------Bills Payable... ---------------------Notes and Bills Rediscounted...---. Letters of Credit and Accei>tances.. Reserve for Interest and Taxes..... . Other Liabilities.. ------------------- TotaL...... -------------------------$ 50,000.00 none 25,000.00 13,956.76 2,000.00 none 138,691.13 none 51,100.00 140,617.61 none 328.75 3,060.97 none none none none none none 424,755.22 STATEMENT Showing Condition at Close of Business December 31, 1924 of the PHOENIX BANK Columbus, Ga. President, R. P. SPENCER, JR. Cashier, CHAS. W. CAMPBELL Vice-President (None) RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ 263,203.79 91.260.28 none SSttoactek of in GFeedoergraial BReosnedrvs-e-B--a--n-k--.-_-__-_--_ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._._._._._._.________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank____ _ none none 1,200.00 none 3,687.46 6,100.00 none Cash in Vault and Amounts De- I>osited with AI>I>roved Reserve DAuegfernotms. O-t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ 50,987.18 56.33 none CAhdevcaknscefsoro nClOeat hrienrgCHoomums eo_d_i_t_i_e_s_._._. __ Other Checks and Cash Items______ _ none 1 ,738. 76 10,933.05 LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_i_>_t_a_n_c_e__s_.._ none none Other Assets--------------------------- - - -no-ne TotaL---------------------------------$ 429,166.85 LIABILITIES: Cai>ital Stock Paid in---------------$ ASumrooulunst. R__e_s_e_r_v__e_d__f_o_r_ -B-r-a--n-c-h--e-s-.-.------DUinvdiidveinddesd UPnroi>fiatisd._._._._.___._._._._-_.____._._._._._. __ Due to Banks------------------------Dei>osits Subject to Check-- ------Demand Certificates of Dei>osit----Time Certificates of Dei>osit_. _..... TSaruvisntgFsuDnedi>s oosnitsD. -e-i->-o-s-i-t-_-_-_-_-_-_-_-__-_-_-_- __ Cashier's Checks--------------------BCielrltsifPieadyaCbhlee.c-k-s------------------_-_-_-_-_-_-.-.-_--..--_-_ Notes and Bills Rediscounted------Letters of Credit and Accei>tances.. fi~SJ~~~ri~~~~~-~~-~~x~~====:: Other Liabilities.-------------------- Total.... __ .--... -- .... -.- .. -----------$ 39,200.00 none 10,800.00 2,800.21 3,136.00 706.00 ll7,368.01 2,528.34 54,359.52 196,298.30 none 1,817.40 153.07 none none none none none none 429,166.85 84 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE COMER BANK President, J. K. GHOLSTON Comer. Ga. Vice-President, GEO. W. WHITEHEAD Cashier, W. E. HENSLEE RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdvse._Ban_k__-_-_-_-_--_ BFuanrnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned ---------Due from Federal Reserve Bank __ Cash in Vault and Amounts De- posited with Approved Reserve 168,022.53 5,150.00 none none none 6,400.00 1.840.00 2,504.18 25.524.82 none Agents._---------------------------Due from Other Banks.. ----------Advances on Cotton -------------Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items______ Letters of Credit and Acceptances__ Overdrafts (if any)___________________ 79.528.65 none 951.25 none 100.58 21.10 none 297.74 TOothtaerLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -2-977,,04-8265..-6872 LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches --Surplus.-----------------------------Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check._-------Certificates of Deposit--------------TSarvuisntgFsuDnedpsoosnitsD-e-p-o--s-i-t-. _-_-_-_-_-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks_____________________ _ BNiolltsesPaanyadbBleil.l_s-R--e-d--i-s-c-o--u-n-t-e-d--_-_-__-_-_--_ Letters of Credit and Acceptances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed. __ -----------------Other Liabilities. _____ --------------- TotaL---------------------------------$ 25,000.00 none 15,000.00 none 12.00 4,500.00 141,941.10 15,500.00 62,999.56 22,418.61 none 55.40 none 10,000.00 none none none none none 297,426.67 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE PEOPLES BANK President, W. A. ROWE Comer, Ga. Cashier, C. V. RIDGWAY Vice-President, D. P. MOON RESOURCES: Time Loans and Discounts__________ $ 55,717.73 DUenmiteadndSLtaotaens sSe-c--u-r-i-ti-e--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ 9,352.45 none none Stock in Federal Reserve Bank------ none Other Stocks and Bonds------------- 1.575.00 BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s--__-_-_-_-_-_-_-_-_-_-_-_--_ 4,000.00 2.470.00 DOutheefrroRmeaFl eEdsetraatle ROewsenrveed-B--a-n--k-_-_-_-_-_ 2.518.31 none Cash in Vault and Amounts De- posited with Approved Reserve Agents._---------------------------- 20,462.98 DuefromOtherBanks--------------- none Advances on Cotton -------------- 16,053.01 CAhdevcaknscefsoronClOeathrienrgCHomoumsoed_i_t_ie__s_________ Other Checks and Cash Items______ ' n on_e 136 80 100.65 Letters of Credit and Acceptances.. none Overdrafts (if anYl------------------- 283.~0 - - - - - Other Assets-------------------------- TotaL ___ -- ___ -_---- __________________ .$ 1.016.86 113,686.89 LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches.---Surplus.--- ___ -. __ ------_- ___ -- __ ----UndividedProfits -------------------Dividends Unpaid-------------------DDuepeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits. _____ --------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaaynadbBleil.l.s. R--e-d--i-s-c-o--u-n-t-e-d--.-_-_-__-_--_ Letters of Credit and Acceptances__ Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities -------------------- TotaL __________________________ ------$ 25,000.00 none 8,500.00 none none none 50,593.33 none 29,306.12 none none 287.44 none none none none none none none 113,686.89 DEPARTMENT OF BANKING 85 STATEMENT Showing Condition at Close of Business December 31, 1924 of the COMMERCE BANK & TRUST COMPANY Commerce, Ga. President, W. BAXTER SMITH Vice-Presidents, W. B. RICE, R. C. NIX Cashier, JOHN MAPLES RESOURCES: Time Loans and Discounts----------$ DUenmiteadndSLtaoteasnsSe-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _ Banking House _____________________ _ Furniture and Fixtures_____________ _ 114,043.46 15.00 none none 1,950.00 3, 700.00 18,000.00 7,600.00 Other Real Estate Owned ---------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- 12,145.13 4,113.66 vosited with Avvroved Reserve DAuegfernotms. O--t-h-e-r--B-a-n--k-s_--_-_-_-_-_-_-_--_-_-_-_-_-_Advances on Cotton_________________ 3,07536..5199 1,312.52 Advances on Other Commodities____ Checks for Oleartng House__________ none 896.06 Other Checks and Cash Items._ . ___ 632.05 Letters of Credit and Accevtances.. Overdrafts (if any)___________________ none none TOothtearLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -1-619,,5-03797..-4060 LIABILITIES: cavital Stock Paid in________________$ Amount Reserved for Branches.... Survlus --- -------------------------- Undivided Profits ------------------Dividends Unvaid-------------------Due to Banks------------------------Devosits SubJect to Check---------Demand certtlicates of Devosit..... Time Certificates of Devosit--------TSarvuisntgFsuDnedvsoosnitsD--e-v-o--s-i-t-_-__-_-_-_-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaanyadbBleil.l.s-R--e-d--i-s-c-o-u--n-t-e-d--_-_-_-__-_--_ Letters of Credit and Accevtances.Unearned Interest------------------Bonds Borrowed--------------------Other Liabilities._------------------- TotaL______ ----- . ---._---- . ------ ..$ 50,000.00 none 12,072.50 8,869.83 none none 48,505.51 none 23,916.26 none none 261.38 none 23,172.40 2,279.18 none none none none 169,077.06 STATEMENT Showing Condition at Close of Business December 31, 1924 of the NORTHEASTERN BANKING CO. President, L. G. HARDMAN Commerce, Ga. Vice-President, W. Y. HARBER Cashier, C. J. HOOD RESOURCES: LIABILITIES: T=im=e"'L'-=o=-=a:::n=-=scca::-:n::-:d""D~is-=-c"'o"'un=t"'s----_--_-__-_-_...,_$::-.--:::23"'2,..,,o"'7"'4-;2. "'6--,C"'a-v"'i,.ta-l,...t>"' t,..o:-:c"'l!:,-P"'a-i:-n-l.,..n-__-_-__-_-__-_-__-_-_-__-_-;;;$---;1~00;;-,-;;ooo;::;;-.n-og Demand Loans----------------------UStnaitteedofSGtaetoersgSiaecBurointidess___________________________ none Amount Reserved for Branches..... 151,2n1o4.n0e6 USunrdvivluids-e-d--P-r-o--f-it-s--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 44 60,onoo~nj04 Stock in Federal Reserve Bank______ Other Stocks and Bonds_____________ Banking House_______________________ Furniture and Fixtures______________ 4,800.00 1,350.00 5,000.00 3,054.98 Dividends Unvaid-------------------Due to Banks------------------------Devosits Subject to Check___________ Demand Certificates of Devosit..... 5,000.00 none 233,320.18 8,043.51 Other Real Estate Owned.---------Due from Federal Reserve Bank____ 36,742.46 Time Certificates of Devosit--------25,143.37 Savings Devoslts_____________________ 213,833.96 none Cash in Vault and Amounts Devosited with Avvroved Reserve Trust Funds on Devosit------------Cashier's Check______________________ 14,799.72 393.92 Agents._---------------------------Due from Other BankS-------------Advances on Cotton_________________ 119,835.04 Certified Checks---------------------none Bills Payable_________________________ 60,733.37 Notes and Bills Rediscounted------- 7.80 none none Advances on Other Commodities.... Check for Clearing House___________ Other Checks and Cash Items______ Letters of Credit and Accevtances.. Overdrafts (if any)___________________ none 1,529. 79 none none none Letters of Credit and Accevtances.. Reserve for Interest and Taxes______ Bonds Borrowed--------------------Other Liabilities--------------------- none none none 5,739.70 Other Assets-------------------------- - - - -110-.00 Total--------------------- _____________$ 641,587.33 TotaL---------------------------------$ 641,587.33 86 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 of the CONCORD BANKING CO. President, C. T. SMITH Concord, Ga. Vice-President, G. E. STRICKLAND Cashier, S.A. KING RESOURCES: Time Loans and Discounts... _______ $ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen.d. __B__o_n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank----Cash in Vault and Amounts De- I>Osited with AI>I>roved Reserve Agents-----------------------------ADduveafnrcoems oOnthCeortBtoann_k_s__._._._._._._._._._._._..__. Advances on Other Commodities.... Checks for Clearing House... ______ _ Other Checks and Cash Items...... LOevtetredrsraoftfsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n_c__e_s_.._ Other Assets. ___ . _____ ......... _..... _ 'I'<:l!.al-o_:.=--==---------------$ 57,703.93 15,736.15 19,700.00 none none 650.00 none 2,500.00 none none 88,903.57 none none none none none none 373.61 none 185,572.26 LIABILITIES: Cai>ital Stock Paid in................$ Amount Reserved for Branches ... USunrdi>ivluids.ed-P--r-o--f-it-s--.-.--.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. Dividends Uni>aid.................... Due to Banks......................... Dei>oSits SubJect to Check......... . Demand Certificates of Dei>Osit..... Time Certificates of Iffli>osit......... Savings Dei>osits.................... . Trust Funds on Dei>osit........... .. CCearsthifieierd's CChheecckkss......_._._._.__._._._._._._._._._._._. .__. Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Accei>tances.. Reserve for Interest and Taxes...... Bonds Borrowed... -----------------Other Liabilities..................... TotaL. ________________________________ $ 25,000.00 none 25,000.00 2,822.50 none none 99,119.74 none 33,608.97 none none 21.05 none none none none none none none 185,572.26 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF CONYERS Conyers, Ga. President, W. THARPE BALDWIN Cashier, M. W. HULL Vice-President, R. L. HUFF RESOURCES: TDiemmeaLnodaLnosaannsd..D__i_s_c__o_u__n_t_s_._._._._._._._..__.$ United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank.... .. BOathnekrinSgtoHckosusaen._d..B__o_n__d_s_._._._._._._._._._._._. ._ Furniture and Fixtures...... ______ __ Other Real Estate Owned _________ __ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- IA>gOesnitetsd.. w__i_t_h____A_I_>_I_>_r_o_v_e_d__ -R--e-s-e-r-v.e. Due from Other Banks ------------Advances on Cotton.................. Advances on Other Commodities.... Checks for Clearing House........ .. Other Checks and Cash Items....... LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n_c__e_s_.._ Other Assets-------------------------TotaL _________________________________ $ 96,045.51 6,362.00 none none none 49,227.14 4, 700.84 20,263.61 none 32,941.94 none none none 2,363.16 116.37 none none none 212.020.57 LIABILITIES: Oai>ital Stock Paid in................ $ Amount Reserved for Branches..... SUunrdoilvuids-e-d--P-r-o--f-i-ts--_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Dividends Uni>aid..-----------------Due to Banks-----------------------Dei>osits SubJect to Check........ .. Demand Certificates of Dei>OSit... . Time Certificates of Dei>osit........ . Savings Dei>osits.................... . Trust Funds on Dei>osiL........... Cashier's Checks..................... Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Accei>tances.. Reserve for Interest and Taxes.... -Bonds Borrowed..................... Other Liabilities.................... . TotaL .. ------------------------------$ 30,000.00 none 20,000.00 679.50 none none 114,355.58 none 45,699.69 none none 1.285.80 none none none none none none none 212.020.57 DEPARTMENT OF BANKING 87 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF ROCKDALE President, C. B. HUDSON Conyers, Ga. Vice-Presidents, R. D. HEWLETT, J. W. HOLLINGSWORTH Cashier, G. C. SIMS RESOURCES: LIABILITIES: Time Loans and Discounts.........$ Demand Loans....................... United States Securities............. State of Georgia Bonds............. Stock in Federal Reserve Bank..... . Other Stocks and Bonds... _-------BFuarnnkiitnugreHaonudseF.-ix--t-u-r-e-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned _________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with APProved Reserve DAuegefrnotms..O. -t-h-e-r--B-a-n--k-s-_-_-_-_-_-_-_-_--_-_-_-_-_-_Advances on Cotton_________________ Advances on Other Commodities.... Checks for Clearing House__________ Other Checks and Cash Items....... Letters of Credit and Acceptances.. Overdraft (if any)____________________ Other Assets._________________________ 130,450.92 8,072.82 5,000.00 none none 18.280.00 3,500.00 21,495.00 none 77,3n1o6.n6e8 14,789.58 none 953.00 none none 617.61 none Capital Stock Paid ln..------"-------S Amount Reserved for Branches..... USunrdpivluids.e_d__P_r_o__f_it-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DDiuveidtoenBdsanUknsp. _a_i_d_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check. ------Demand Certificates of Deposit..... Time Certificates of Deposit--------Savings DePosits--------------------Trust Funds on Deposit------------CCearsthifiieerd's CChheecckkss_-_-_-_-__-_-_-_-_-_-_-_-_-_--.-----------Bills Payable._----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... Bonds Borrowed---------------------Other Liabilities... ------------------ TotaL _________________________________-$--2-8-0,-47-5-.6-l I TotaL---------------------------------$ 50,000.00 none 40,000.00 2,861.67 4,000.00 none 135,806.03 none 47,521.39 none none 286.52 none none none none none none none 280,475.61 STATEMENT Showing Condition at Close of Business December 31, 1924 of the FARMERS & MERCHANTS BANK Coolidge, Ga. President, BOYKIN HARRISON Cashier, 0. S. MONCRIEF Vice-President, E. GIBSON RESOURCES: Time Loans and Discounts.---------$ DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-i-e-s-.-_-_-_-_-_-_-__-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank...... Other Stocks and Bonds. __ --------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s--_-_-_-__-_-_-_-_-_-_-_-_--_ Other Real Estate Owned _________ _ Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De- posited with Approved Reserve Agents.. --------- __ ----------------ADduveafnrcoems oOnthCeortBtoann_k_s_._.__._._._-_-_-_-_-_-_-_--_ Advances on Other Commodities.... Checks for Clearing House.--------Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ Other Assets..... __ ------------------TotaL _________________________________ $ 181,349.62 none none none none none 2,500.00 4,323.32 11.269.42 none 26,560.53 1,180.39 none none none none none none 5,503.92 232,687.20 LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches ____ _ USunrdpivluids.e_d__P_r_o__fi.-ts--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsje..ct-t-o--C--h--e-c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit..... Time Certificates of Deposit--------Savings Deposits.......-------------TCraus hs ti eFru' snCdhs eocnk sD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_- -_ Certified Checks_____________________ _ Bills Payable.. ----------------------Notes and Bills Rediscounted...... . Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... Bonds Borrowed---------------------Other Liabilities.. _----------------- TotaL ________________________________$ 25,000.00 none 12,500.00 6,164.31 none none 52,129.71 none 120,923.19 none none 969.99 none 15,000.00 none none none none none 232,687.20 ------------ -~~----- 88 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the AMERICAN BANK & TRUST CO. President, J. W. CANNON Cordele, Ga. Vice-President, F. G. BOATRIGHT Cashier, E. A. VINSON RESOUROES: Time Loans and Discounts__________$ Demand Loans ---------------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ DOutheefrroRmeaFl eEdsetraatleROewsenrveed B--a-n--k-.-_-_-_-_ Cash in Vault and Amounts De- vAogseitnetds. _w___it_h____A__v_v_r_o__v_e_d___R__e_s_e__rv_e_ ADduveafnrcoems oOnthCeor tBtoann.k_s_._-_-_-_-_-_-_-__-_-_-_-_--_ AChdvecankcsefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s________ Other Checks and Cash Items.. __ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_v__t_a_n_c_e__s_._ Other Assets-------------------------- Total----------------------------------$ 352,260.79 24,738.31 none none none 2,071.04 28,000.00 4,000.00 18,022.96 none 87.861.16 1,812.91 4,052.75 4,353.70 13,595.80 none none 3,745.16 5,825.97 550,340.55 LIABILITIES: cAamvoituanltSRtoescekrvPeadidfoirn-B--r-a-n-c--h-e-s--_-_-_-_-_$ Survlus. _----------------------------Undivided Profots. -----------------Dividends Unvaid-------------------Due to Banks-----------------------Devosits SubJect to Check.. ------Demand Certificates of Devosit----Time Certificates of Devosit--------Savings Devosits--------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable.. _---------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed.. -----------------Other Liabilities--------------------- Total.---------------------------------$ 150,000.00 none 17,000.00 1,139. 78 none 5,629.46 215.379.56 none 128,463.41 28.589.56 none 4,132.84 5.94 none none none none none none 550,340.55 STATEMENT Showing Condition at Close of Business December 31, 1924 of the EXCHANGE BANK President, J. J. WILLIAMS Cordele, Ga. Cashier, E. F. TISON Vice-President, S. A. ROYAL RESOURCES: Time Loans and Discounts__________ $ Demand Loans---------------------United States SecuritieS------------State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__S_-_-_-_-_-__-_-_-_-_-_--_ FOuthrneirtuRreealaEndstFatiextOurwens-e-d-.--__-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- vosited with Al>I>roved Reserve Agents. __ --------------------------Due from Other Banks ------------Advances on Cotton -------------Advances on Other Commodities.... Checks for Clearing House__________ Other Checks and Cash Items------LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_:_D__t_a_n_c_e_s_.;. 410,700.72 30,855.31 none none 6,000.00 1,350.00 none 2,000.00 35,094.76 17,338.56 48,036.22 4,428.18 124,251.40 19,442.79 15,138.34 1,300.06 9n6o7.n9e8 Other Assets--------------------------- - -1,6-38.-75 Total.. ----- __ ---- ___ ---- __ --- _________$ 718,543.07 LIABILlTIES: CAamvoituanltSRtoescekrvPeadidfoirn-B--r-a-n-c--h-e-s--_-_-_-_-_$ Survlus.. _---------------------------Undivided Profits ------------------DDuiveidt oenBdsa nUknsv. _a_i_d_-_-_-__-_-_-_-_-_-_-_-_-_-_- -, -_-__-_- -_ De:Dosits SubJect to Check---------Demand Certificates of Devosit----Time Certificates of De:Dosit-------Savings De:Dosits--------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks - -.---------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acce:Dtances. _ Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities---------------------- TotaL---------------------------------$ 100,000.00 none 100,000.00 2,859. 75 none none 225,143.53 none 155,929.68 18,078.34 57,264.16 1,807.03 225.00 none 57,235.08 none none none none 718,543.07 DEPARTMENT OF BANKING 89 STATEMENT Showing Condition at Close of Business December 31, 1924 of the CITIZENS BANK President, J. M. HUNT Cordele, Ga. Vice-President, R. E. HARRIS Cashier, (None) RESOURCES: Time Loans and Discounts__________$ 104,193.98 DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-i-e-s-_-_-_-_-_-_-_-_-__-_-_--_ none 100.00 State of Georgia Bonds-------------- none Stock in Federal Reserve Bank.. __ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._.____________________ Furniture and Fixtures.. ___________ _ Other Real Estate Owned __________ _ none 250.00 none 2,461.47 none Due from Federal Reserve Bank..... none Cash in Vault and Amounts De- IAJOgSenitetsd. __w__i_th____A_I_>_I_>_r_o_v_e_d___R__e_s_e_r_v_e_ 2,200.20 Due from Other Banks._------------ none Advances on Cotton._--------------- none Advances on Other Commodities __ _ none Checks for Clearing House________ __ 1,817.91 Other Checks and Cash Items ___ __ none LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_J_t_a_n_c__e_s.__. Other Assets.. ______________________ __ TotaL. _______________________________ .$- none 822.61 - -8,5-23.-61 120,369.78 LIABILITIES: CaiJital Stock Paid in----------------$ Amount Reserved for Branches --SuriJ1us ______ ---- ___ ----- ----------DUinvdiidveinddesd UPrnoiJfaitisd_____________-_-_-_-_-__-_-_-_-_-_-_--_ Due to Banks.. ---------------------DeiJosits Subject to Check. ------Demand Certificates of Deuosit..... Time Certificates of DeiJosit------ __ TSarvuisntgFsuDnediJsoosintsD-e-i-J-o-s-i-t-_-_-_-_-_-__-_-_-_-_--__Cashier's Checks.... ----------------Certified Checks..... ___ -- __ ---------Bills Payable.-----------------------Notes and Bills Rediscounted....... Letters of Credit and AcceiJtances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed... -----------------Other Liabilities. ------------------- TotaL--------------------------------$ 25,000.00 none 15,000.00 none none none 5,619.35 none 53,327.32 none none 702.46 none 19,285.59 1,300.06 none none none 135.00 120,369.78 STATEMENT Showing Condition at Close of Business December 31, 1924 of the CORNELIA BANK President, J. E. BARR Cornelia, Ga. Vice-President, EDWARD FLOR Cashier, CLIFF C. KIMSEY RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ 421.092.86 18,482.50 United States Securities.. ________ --_ 3,119.46 State of Georgia Bonds-------------- none Stock in Federal Reserve Bank...... Other Stocks and Bonds. _________ _ none 8,234.54 Banking House.... _____ --- __ ------- __ Furniture and Fixtures____________ __ 4,000.00 2.5~0.00 Other Real Estate Owned ________ __ 12,500.00 Due from Federal Reserve Bank..... none Cash in Vault and Amounts De- IJOSited with AI>IJroved Reserve Agents._.--------------------------- 114,898.98 Due from OtherBanks---------------- 92,543.35 Advances on Cotton_________________ 1,418.26 Advances on Other Commodities.... 3,272.13 Checks for Clearing House__________ 1.322.57 Other Checks and Cash Items...... 550.65 Letters of Credit and AcceiJtances.. none Overdrafts (if any)___________________ 1.166.26 Other Assets_____________________________8_._83_6_.4_o Total__________________________________$ 694,017.96 LIABILITIES: CaiJita1 Stock Paid in----------------$ Amount Reserved for Branches __ _ SuriJlUS - ---------------------------DUinvdiidveinddesd UPnroiJfaitisd_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--__Due to Banks._.--------------------DeiJosits Subject to Check.. ------Dema~d Certific~tes of De!JOSit..... Time Certificates of DeiJosit--------TSarvuisntgFsuDnediJsDoSnitsD-e-i-J-o-s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks ___________________ __ Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and AcceiJtances.. BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s_._._._..__. Other Liabilities... ------------------ Total... ------------------------------.$ 25,000.00 15,000.00 20,000.00 14,551.13 none 5,682.30 253,435.21 none 356,039.08 none none 2,357.77 10.00 none none none 1,942.47 none none 694,017.96 90 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF COVINGTON President, R. R. FOWLER Covington, Ga. Vice-President, J. L. STEPHENSON Cashier, J. E. PHILIPS RESOURCES: Time Loans and DiscoWlts..........$ DUenmiteadndSLtaotaens sSe-c--u-r-i-t-i-e-s-_-_-_-_-_-_-_-__-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank... __ Other Stocks and Bonds... --------BFuarnnkiitnugreHaonudseFix.t.u. r-e-s--_-_-__-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned. _________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- Dosited with ADDroved Reserve Agents..... ----------------------- __ DAduveafnrcoems oOnthCeortBtoann.k.s._._-_-_-_-__-_-_-_-_-_-_--_ Advances on Other Commodities.... Checks for Clearing House _________ _ Other Checks and Cash Items . __ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_D__t_a_n_c__e_s_.._ Other Assets-------------------------- TotaL.................................$ 199,629.85 22,143.82 5,200.00 none none 178,031.00 none 4,919.04 3,009.11 none 116,486.46 none 13,735.48 none 1,184.32 none none none 285.00 544,624.08 LIABILITIES: CaDital Stock Paid in..... __________ $ Amount Reserved for Branches..... USunrdoi1vuids.e-d--P-r-o--f-i-ts--_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Dividends UnDaid-------------------Due to Banks. ---------------------DeDosits Subject to Check......... . Demand Certificates of DeDosit..... Time Certificates of DeDosit......... Savings DeDosits........... ________ __ Trust FWlds on DeDosit............. Cashier's Checks..................... Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and AcceDtances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabilities..................... TotaL ......................... $ 100,000.00 none 25.000.00 882.10 6,000.00 none 303,416.92 none 48,148.00 54,574.80 none 6,602.26 none none none none none none none 544,624.08 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF NEWTON COUNTY President, W. G. TURNER Covington, Ga. Vice-President, D. J. ADAMS Cashier, J. W. HARWELL RESOURCES: Time Loans and Discounts..........$ 395,117.31 Demand Loans....................... 15,049.79 United States Securities............. none State of Georgia Bonds.............. none Stock in Federal Reserve Bank...... none Other Stocks and Bonds............. 1,350.00 Banking House....................... none Furniture and Fixtures.............. 4,173.53 Other Real Estate Owned........... 19,302.14 Due from Federal Reserve Bank.... . none Cash in Vault and Amounts De- I>Osited with At>Droved Reserve Agents.............................. 82,770.44 Due from Other Banks.............. none Advances on Cotton................. 5,654.26 Advances on Other Commodities.... none Checks for Clearing House.......... 614.09 Other Checks and Cash Items...... 2,978.96 Letters of Credit and AcceDtances.. none Overdrafts (if any)................... none Other Assets.........................._ _ _5_,_16_9_.3_1 TotaL .................................$ 532,179.83 LIABILITIES: Cat>ital Stock Paid in................$ Amount Reserved for Branches ..... SurD1us . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Undivided Profits.................... Dividends UnDaid.................... Due to Banks......................... DeDosits Subject to Check.......... Demand Certificates of Det>osit.... . Time Certificates of DeDosit........ Savings DeDosits..................... Trust Funds on Det>osit........... .. Cashier's Checks..................... Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and AcceDtances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabilities..................... Total............. -.. -.-.-.- ... --.--.--$ 80,000.00 none 20,000.00 5,778.78 112.00 none 316,137.76 none 53,351.02 51,508.53 none 291.74 none 5,000.00 none none none none none 532~3 DEPARTMENT OF BANKING 91 STATEMENT Showing Condition at Close of Business December31, 1924 of the FARMERS BANKING CO Covington, Ga. President, E. E. LUNSFORD, SR. Cashier, P. J. ROGERS Vice-President, A. L. LOYD RESOURCES: Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds___________ _ Banking House______________________ _ Furniture and Fixtures _____________ _ 13,453.24 10,701.32 none none none 450.00 none 5,010.00 Other Real Estate Owned----------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- posited with Approved Reserve Agents- _____ --- _____ ---------------Due from Other Banks______________ 3.420.45 none 7, 086.87 none Advances on Cotton_________________ none Advances on Other Commodities____ Checks for Clearing House__________ 2.75 92.99 Other Checks and Cash Items._____ none Letters of Credit and Acceptances__ Overdrafts (if any)___________________ none none TOothtearLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ - -422,,68-8929.-.3924 LIABILITIES: CAampoituanltSRtoecsekrvPeadidfoinr -B--r-a-n-c--h-e--s-_-_-_-_-_$Jiii USunrdpilvuisd-e_d_ -P-r-o--f-i-t-s ______-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ Time Certificates of Deposit--------Savings Deposits- _______ ------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks----------------- ____ BNiolltsesPaanyadbBleil_l-s-R--e-d--i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceptances-BReosnedrvseBfoorrroInwteedre__s_t__a_n__d__T__a_x_e_s___________ __ Other Liabilities ________ ------------- TotaL_____________ --------------------$ 30,000.00 none 111:none none r li none none 10,624.88 none 2,248.00 27.06 none none none none none none none none none 42,899.94 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE COMMERCIAL BANK Crawford, Ga. President, M. BLANCHARD Vice-President, J. R. TIBBETTS Cashier, W. L. PRICKETT RESOURCES: Time Loans and Discounts__________$ DUenmiteadndSLtaotaens sS_e-c-u--r-i-ti-e-s--_-_-__-_-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds____________ _ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank- __ _ Cash in Vault and Amounts De- pAogseintetsd___w__i_t_h___A__p_p__r_o_v__e_d___R__e_s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _ AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_-_-_--_ Other Checks and Cash Items _____ _ Letters of Credit and Acceptances __ Overdrafts (if any) __________________ _ Other Assets-------------------------- 19,594.89 none none none none none 2,000.00 l, 856-42 none none 15,922.81 12,630.67 none none none none none none none LIABILITIES: Ca:oital Stock Paid in---------------$ Amount Reserved for Branches --Surplus ----------------------------Undivided Profits ------------------DDiuveidteonBdsanUknsp_a__i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check---------Demand Certificates of Deposit____ Time Certificates of Deposit _______ _ TSaruvisntgFsuDnedpsoosintsD__e_p__o_s_i_t____-__-_-_-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks---------------------BNiolltsesPaaynadbBleil_l-s-R--e-d--i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceptances-Reserve for Interest and Taxes_____ _ Bpnds Borrowed._._----------------Other Liabilities. __ ------------------ 15,000.00 none none 283.96 none none 30,492.94 none 5,935. 74 none none 292.15 none none none none none none none TotaL-----------------------------=:--=-$====5=2,=_D_=04=-=79===T==ot=a=l=--=--=-=-=-=--=-=--=-=--=-=--=-=--=-=--=--=-=--=-=--=-==$==5=2=,0=0=4.=79 92 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF TALIAFERRO President, JNO. F. HOLDEN Crawfordsville, Ga. Cashier, S. W. WYNN Vice-President, A. W. BIRD RESOURCES: Time Loans and Discounts.........$ DUenmiteadndSLtaotaens sS.e--c-u-r-i-t-i-e-s-_-_-_-_-_-_-_-_-__-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._._.__-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned.---------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- vosited with Avvroved Reserve Agents.. _--------------------------Due from Other Banks.. -----------Advances on Cotton.. --------------CAhdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items.. ___ _ LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e__v_t_a_n_c__e_s_. __ Other Assets_________________________ _ TotaL _________________________________ $ 100,640.21 3,000.00 none none none none 5,892.87 1.992.40 9,609. 7l none 34,372. 7l none none none none none none none none 155,507.90 LIABILITIES: Cavital Stock Paid in________________$ Amount Reserved for Branches.. --Survlus.. _----- ______ ------------ ____ _ Undivided Profits.------------------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsJe..c.t.t.o--C--h-e--c-k-.-.-.--_-__-_-_-_--_ Demand Certificates of Devosit.. ... Time Certificates of Devosit._______ _ Savings Devosits. -------------------TCraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks..... __ - ____________ _ BNiolltsesPaanyadbBleil.l.s. R--e--d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Accevtances. _ Reserve for Interest and Taxes_____ _ Bonds Borrowed. ___ ----------------Other Liabilities. __ ------------------ TotaL---------------------------------$ 40,000.00 none 8,000.00 1.193.98 22.50 none 43,980.92 none 61.624.89 none none 685.61 none none none none none none none 155,507.90 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF CRAWFORDVILLE Crawfordville, Ga. President, JOHN F. HOLDEN Vice-President, JAS. A. KENDRICK Cashier, GEO. H. MITCHELL RESOURCES: Time Loans and Discounts__________$ 163,882.92 DUenmiteadndSLtaoteans sSe-c--u-r-i-t-ie--s-.-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank..... . Other Stocks and Bonds. __ --------BFuanrnkiitnugreHaonudseFi-x-t-u--r-e-s-_-_-_-_-_-_-_-_-__-_-_-_--_ Other Real Estate Owned __________ _ 10,965.20 none none none none none 2,007.77 2,783.27 Due from Federal Reserve Bank..... Cash in Vault and Amounts De- vosited with Avvroved Reserve none Agents. __ --------------------------Due from Other Banks-------------Advances on Cotton.---------------Advances on Other Commodities.... Checks for Clearing House__________ 25,670.63 none none none 5,876.76 Other Checks and Cash Items...... Letters of Credit and Accevtances.. Overdrafts (if any)___________________ none none none Other Assets--------------------------- -38-,183-.10 Total----- ______________ ------- ___ ---_.$ 249,369.65 LIABILITIES: Cavital Stock Paid in. __ ------------$ Amount Reserved for Branches..... Survlus -----------------------------Undivided Profits ------------------Dividends Unvaid-------------------Due to Banks------------------------Devosits SubJect to Check._-------Demand Certificates of Devosit..... Time Certificates of Devosit._______ _ TSarvuisntgFsuDnedvsoosnitsD. _e_v-o--s-i-t-_-_-_-_-__-_-_-_-_-_-_--_ CC earsthi fi ei erd' s CChheecckkss_-_-_-_-_-_-_-__- _-_-_-_-_-_-_-_-_-_-_-_- -_ Bills Payable. ---------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed. __ -----------------Other Liabilities._------------------- Total.. ---- ________ --------- _________ .$ 25,000.00 none 15,000.00 2,808.37 none 24,000.00 58,284.82 none 101.077. 7l none none 198.75 none 23,000.00 none none none none none 249,369.65 DEPARTMENT OF BANKING 93 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE CITIZENS BANKING CO. President, R. H. HOLMES Culloden, Ga. Vice-President, B. H. CLEMENTS Cashier, F. P. SULLIVAN RESOURCES: Time Loans and Discounts----------$ 122,003.99 DUnemiteadndSLtaoteasnsSe-c-u--r-i-ti-e-s--__-_-_-_-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ 37,914.88 none none none BOathnekrinSgtoHckouasned.. _B_o__n_d__s__-_-_-_-_-_-__-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ 450.00 2,500.00 1,293.10 800.00 Due from Federal Reserve Bank____ _ none Cash in Vault and Amounts De- DOsited with ADDroved Reserve DAuegfernotms--O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 10,440.60 none Advances on Cotton. -------------- 464.90 Advances on Other Commodities.... none Checks for Clearing House---------- 3,521.57 Other Checks and Cash Items --- 50.00 LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_i_J_t_a_n_c_e__s_.._ none 100.05 - - - - - Other AssetS-------------------------- none TotaL---------------------------------$ 179,539.09 LIA.BILITIES. ACamiJoiutanltSRtoescekrvPeadidtoirn-B-r-a--n-c-h--e-s-_-_-_-_-_$ USunrdDivlUidSed.--P-r-o--f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends UniJaid. __________________ _ Due to Banks________________________ _ DeiJosits Subject to Check _________ _ Demand Certificates of DeiJosit____ _ Time Certificates of DeiJosit--------Savings DeDosits--------------------Trust Funds on DeiJosit------------Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaany adbBl eil.l_s_ R- -e-d- -i-s-c-o- -u-n-t-e-d- -.-_-_-__-_- -_ Letters of Credit and AcceiJtances. _ Reserve for Interest and Taxes _____ _ Bonds Borrowed... ----------------Other Liabilities -------------------- T o t a L _________________________________ $ 25,000.00 none 25,000.00 419.40 none none 47,953.08 none 52,451.06 none none 665.55 none 28,050.00 none none none none none 179,539.09 STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF CUMMING President, B. P. ROPER Cumming, Ga. Cashier, K. A. KEMP Vice-President, T. J. PIRKLE RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----BOat hnekri nSgtoHckosusaen.d. __B_o__n_d__s_._._.___-_-_-_-_-_-_- -_ Furniture and Fixtures_____________ _ DOutheefrroRmeaFl eEdsetraatleROewsenrveed B--a-n--k-_-_-__--_ Cash in Vault and Amounts De- DOSited with ADIJroved Reserve 124,646.43 none none none none none 8,000.00 3,868.20 7,595.72 none Agents._---------------------------Due from Other Banks _-----------Advances on Cotton... -------------Advances on Other Commodities.... Checks for Clearing House__________ Other Checks and Cash Items_______ 32,288.35 651.86 none none 2,013.06 none LOevteterdrsraofftsC(rief danity)a_n__d__A__c_c_e_i_J_t_a_n_c_e_s_._. 5n9o7.n4e2 - - - - - Other Assets-------------------------- 43,250.14 TotaL--------------------------------$ 222.911.18 LIA.BILITIES: ACamiJoiutanltSRtoescekrvPeadidfoirn-B-r-a--n-c--h-e-s--_-_-_-_-_$ SUunrdiJivluids.e_d__P__r_o-f-it-s--_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends UniJaid. __________________ _ Due to Banks------------------------DeiJosits Subject to Check.. ------TSDaiemvmienagCnsedDrCtiefeiiJrcotaisftiietcssa.ot.ef_s_D_o_ef_i_JD_o_es_ii_Jt__o___s__i_t_.__.__.__..__ Trust Funds on DeiJosit____________ _ Cashier's Checks____________________ _ Certified Checks---------------------BNiolltsesPaanydabBleil.l_s-R--e-d--i-s-c-o--u-n-t-e-d--.-_-_-__-_--_ Letters of Credit and AcceiJtances.. Reserve for Interest and Taxes. ____ _ Bonds Borrowed---------------------Other Liabilities._------------------- TotaL. _______ . _____ . _____ . ____ ._. __ .$ 25,000.00 none 25,000.00 102.72 none none 131,806.21 none 38,604.78 none none 1,197.47 none none 1.200.00 none none none none 222,911.18 94 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF CUSSETA President, C. C. MINTER Cusseta, Ga. Vice-President, 0. C. STEPHENS Cashier, W. A. GAYLER RESOURCES: Time Loans and Discounts__________$ 113,487.13 Demand Loans ---------------------- 5,419.32 United States Securities------------- 3,100.00 SSttoactek oinf GFeeodregraial BReosnedrvSe--B--a--n-k--_-_-__-_--_ none none BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ 1,500.00 2,300.00 Furniture and Fixtures-------------- 2,730.00 DOutheefrroRmeaFl eEdsetraatleROewsenrveed B--a-n--k-_-_-__--_ none none Cash in Vault and Amounts De- I>Osited with AI>I>roved Reserve Agents. __ --------------------------- 30,724.51 ADduveafnrcoems oOnthCeorttBona_n__k_s_-_-_-_-_-_--_-_-_-_-_-_-_- 10,4n6o7.n6e7 Advances on Other Commodities.... none Checks for Clearing House__________ none Other Checks and Cash Items______ none Letters of Credit and Accei>tances.. none Overdrafts (if anY>------------------- none TOothtaelr--A__s_s_e-t-s--------------_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--.$- - -3,-722-.00 173,450.63 LIABILITIES: ACami>oiutanltSRtoescekrvPeadidfoirnB--r-a--n-c-h--e-s-_-_-_-_-_-_$ Surolus _______ ---------------------Undivided Profits ------------------Dividends Uni>aid-------------------Due to Banks------------------------DDeeim>oasnitds CSuerbtjieficctattoesCohfeDckei>-o-s-i-t-_-_-__--_ TSaimviengCserDtiefii>coastietss_o__f_D__e_i_>__o_s_i_t_-_--_-_-_-_-_--_ TCraus hs ti eFru' snCdhs eocnksD__e_i_>_o__s_i_t-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------Bills Payable. ______ --'--------------Notes and Bills Rediscounted------LReestteerrvse offorCIrnetdeirteasnt danAdccTeai>xteasn_c_e__s_.._ Bonds Borrowed... ----------------Other Liabilities -------------------- TotaL---------------------------------$ 15,000.00 none 7,500.00 2,427.76 none none 43.129.25 none 18,455.80 86,827.82 none 110.00 none none none none none none none 173,450.63 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF CUTHBERT President, E. C. TEEL Cuthbert, Ga. Vice-Presidents, N. M. WEAVER, H. L. HILL Cashier, H. L. HILL RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities------------SSttoatcekoifnGFeeodregriaal BReosnedrvs-e--B--a-n--k-_-_-_-__--_ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-__-_-_-_--_ FOuthrneirtRureealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- I>Osited with AI>I>roved Reserve Agents. ____ ------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-_-__-_-_-_-_-_-_-_--_ Advances on Other Commodities____ Checks for Clearing House_________ _ Other Checks and Cash Items_____ _ Letters of Credit and Accei>tances.. Overdrafts (if anY>------------------Other Assets-------------------------Total-- _______________________________ .$ 280,394.26 15,000.00 3,766.00 none none 1,100.00 4, 769.00 5, 745.00 5,500.00 none 26,380.49 3,148.95 6,283.51 none 1,065. 77 2,987.64 none 1,288. 76 3,585.81 361,015.19 LIABILITIES: Cai>ital Stock Paid in---------------$ Amount Reserved for Branches --Suri>lus ----------------------------Undivided Profits ------------------Dividends Uni>aid-------------------Due to Banks. ___ -------------------Dei>osits Subject to Check---------TDiemmeaCnderCtifeirctaiftiecsatoefsDoefi>Doesii>t o__s_i_t_. .___ _ Savings Dei>osits. _------------------TCraushstieFru'snCdhseocnksD__e_i_>_o__s_i_t_-_--_-_-_-_-_-_-_-_-_--_ Certified Checks--------------------BNiolltsesPaanydabBleil.l-s--R--e-d-i-s-c-o--u-n--te--d-_-_-_-_-_-_-_ LReestteervrse offorCIrnetdeirteasnt danAdccTeai>xteasn_c_e__s_.._ Bonds Borrowed. __ -----------------Other Liabilities._------------------- Total.. --------- _______ ---_--- _______ ..$ 50,000.00 none 12,000.00 4,207.91 none 1,474.62 181.481.28 none 10,699.05 6,383.51 none 1,671.52 none 62,500.00 30,597.30 none none none none 361.015.19 DEPARTMENT OF BANKING 95 STATEMENT Showing Condition at Close of Business December 31, 1924 of the GEORGIA BANK & TRUST CO. President, F. H. DAVIS Cuthbert, Ga. Vice-President, W. J. WADE, W. D. HAMMACK Cashier, P. M. REID RESOURCES: Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsSe-c--u-r-i-ti-e-s--__-_-_-_-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal International BOat hnekri nSgtoHckosusaen. d. __B__o_n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures. ____________ _ Other Real Estate Owned _________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- pAogseintetsd. . w__i_t_h____A__p_p_r_o_v._e_d___R__e_s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton... _____________ _ Advances on Other Commodities..._ Checks for Clearing House.......... Other Checks and Cash Items....... LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s_.._ Other Assets-------------------------- TotaL.................................$ 234,857.75 650.00 3,400.00 none none 23,000.00 2,800.00 3,200.00 12,872.98 none 19,342.49 none 17,453.69 4, 772.37 6,027.04 1,131.24 none .25 none 329,507.81 LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches __ _ Surplus.... -- ... __ ..... _____ .------ __ _ Undivided Profits ------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJ.e.c.t--t-o--C--h-e--c-k-.-.-.-.-.-.-.--.-.-. TDiemmeaCnderCtiefirctiaftiecsatoefsDoef pDoespito..s.i_t_._._-_.._ TSaruvisntgFsuDnedpsoosnitsD--e-p-o--s-i-t_-_-_-_-_-_-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks--------------------.Bills Payable....---------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... . Bonds Borrowed--------------------Other Liabilities.. ------------------- TotaL _________________________________$ 50,000.00 none 11,000.00 51.97 3,000.00 none 124,486.62 none 25,758.15 41.017.39 none 193.68 none 61,000.00 13,000.00 none none none none 329,50'7.81 STATEMENT Showing Condition at Close ofBusine~s December 31,1924 of the President, C. R. WARE DACULA BANKING CO. Dacula, Ga. Vice-President, B. V. WILSON Cashier, J. G. HOOD RESOURCES: Time Loans and Discounts..........$ 58,646.13 DSUtenamitteeadnodfSGLtaeotoaernsgsSi-ae--cB-u-or-ni-td-i-es-s_-._-._-._-._-._-_.-_.-_.-_.-_._-._-.-._ none none none Stock in Federal Reserve Bank...... 900.00 BOathnekrinSgtoHckosusaen.d__B__o__n_d__s_-_-_-_-_-_-_-__-_-_-_--_ none 1,500.00 Furniture and Fixtures-------------Other Real Estate Owned----------Due from Federal Reserve Bank..... 2,138.56 none 3,668.10 Cash in Vault and Amounts De- vosited with ADvroved Reserve Agents-----------------------------DAduveafnrcoems oOnthCeortBtoann.k.s. _.__-_-_-_-_-_-_-_-_-_-_--_ 11,251.87 none none Advances on Other Commodities.... none Checks for Clearing House.......... none Other Checks and Cash Items....... 101.00 Letters of Credit and Accevtances.. none Overdrafts (if aiiYl------------------- 94.66 Other Assets--------------------------- - - -no-ne TotaL---------------------------------$ 78,300.32 LIABILITIES: Cavital Stock Paid in---------------$ Amount Reserved for Branches..... Survlus..... -------------------------Undivided Profits..-----------------Dividends Unvaid..... --------------Due to Banks... -------------------Devosits Subject to Check. -------Demand Certificates of Devosit.... Time Certificates of Deposit.... ---TSaruvisntgFsuDnedvsoosintsD-e-v--o-s-i-t-.-.-.-.-.-.-.-.-.-.-.-.-. Cashier's Checks--------------------Certified Checks--------------------Bills Payable------------------------Notes and Bills Rediscounted..... . Letters of Credit and Accev.tances.. Reserve for Interest and Taxes..... . Bonds Borrowed .. -----------------Other Liabilities.-------------------- TotaL....... _____ .------ ___ ... _. _____ .$ 25,000:..00 none 5,000.00 6,371.28 204.00 none 34,953.29 none 3,656.55 none none 61.68 none none 3,053.52 none none none none 78,300.32 96 FiFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF DAHLONEGA Dahlonega, Ga. President, J. M. BROOKSHER Vice-President, W. B. TOWNSEND Cashier, T. F. CHRISTIAN RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ 54,285.97 5,992.34 United States Securities------------SSttoactek oinf GFeedoergraial RBeosnedrvse--B--a-n--k-_-_-_-__--_ 10,000.00 none none BOathnekrinSgtoHckosusaen_d__B__o__n_d__s__-_-___-_-_-_-_-_-_--_ none 2,282.99 Furniture and Fmures-------------DOutheefrroRmeaFl eEdsetraatleROewsenrvede B--a-n--k-_-_-_-_-_ 1,524.12 none none Cash in Vault and Amounts De- posited with Approved Reserve Agents .. --------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ 27,034 89 none none CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._.._ OtJ1er Checks and Cash Items. ____ _ none none none Letters of Credit and Acceptances.. none Overdrafts (if anYl------------------- Other Assets--------------------------- - - 38.50 -no-ne Total---------------------------------.$ 101,158.81 LIABILITIES: ACampoituanltSRtoecsekrvPeadidfoirn-B-r--a-n-c--h-e-s--_-_-_-_-_$ SUunrdpilvuids e-d--P-r-o--f-i-ts--_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------Due to Banks. _-------------------DDeepmoasnitds CSeurbtjieficctattoesCohfeDckep--o-s-i-t-_-_-__--_ TSiamvienCgserDtiefpicoastietss _o__f_D__e_p__o_s_i_t_-_-_-_-_-_-_-_--_ Trust Funds on Deposit------------CCaersthifieierd'sCChheecckkss--_-_-_-_-_-_-_-_-_--. -__-_-_-_-_-_-_--_ BNiolltsesPaaYndabBleil.l_s_ R--e--d-i-s-c-o__u_n-t-e-d--_-_-_-_-__--_ Letters Reserve ofof rCIrnetdeirteasnt danAdccTeapxteasn_c_e__s_.._ Bonds Borrowed.-------------------- Other Liabilities._------------------- TotaL---------------------------------$ 15,000.00 none 2,231.04 1.149.76 none none 40,203.25 none 40,274.54 none 1,371.19 923.53 5.50 none none none none none none 101,158.81 STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF LUMPKIN COUl'iiTY President, R. C. MEADERS Dahlonega, Ga. Vice-Presidents, G. H. MOORE, W. H. JONES CashieJ,", J. S. SPEER RESOURCES: TDiemmeaLndoaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ 72,021.83 4, 795.00 none SSttoactek oinf GFeedoergraial BReosnedrvs-e--B--a-n-k--_-_-__-_--_ none none BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-__-_--_ 14,525.00 none FOutrhneirtuRreealaEndstFatiextOurwens-e-d--__-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _ 2,464.00 none none Cash in Vault a,nd Amounts Deposited with Approved Reserve Agents._---------------------------- 25,460.82 DAudveaJnrocems oOnthCeorttoBna__n_k_s_-_-_-_-_-_-_-_--_-_-_-_-_- 1n5o0.n0e0 Advances on Other Commodities.... Checks for Clearing House__________ none none Other Checks and Cash Items______ none Letters of Credit and Acceptances.. none Overdrafts (if anYl------------------- none Other AssetS---------------------- - - -150-.51 Total-------------- ____ ----------- _____$ ll9,567 .16 LIABILITIES: Capital Stock Paid in _______________ $ Amount Reserved for Branches.. --Surplus------------------------------Undivided Profits-------------------DDiuveidteonBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Deposits Subject to Check.. -------Demand Certificates of Deposit____ _ Time Certificates of Deposit--------Savings Deposits.-------------------Trust Funds on Deposit------------Cashier:s Checks--------------------Certified Checks____ ----------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... Bonds Borrowed._------------------Other Liabilities._------------------- Total.. ------------------------ ... --- ..$ 15,000.00 none 3,000.00 none none none 51,923.90 none 45,460.40 4,169.45 none 13.41 none none none none none none none ll9,567 .16 DEPARTMENT OF BANKING 97 STATEMENT Showing Condition at Close of Business December 31, 1924 of the COMMERCIAL BANK President, W. F. MEEK Dallas, Ga. Vice-President, F. P. HUDSON Cashier, D. E. PINKSTON RESOURCES: Time Loans and Discounts__________ $ 169,725.69 DUenmiteadndSLtaoteasnsSe-c-u--r-i-ti-e-s--_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ 4,284.47 none none none Other Stocks and Bonds 40,242.61 BFuarnnkiitnugreHaonudseFixt-u-r-e--s-_-_-_-_-_-_-__-_-_-_-_-_--_ 1,929.75 3,070.46 DOutheefrroRmeaFl eEdsetraatleROewsenrveed B--a-n--k-_-_-_-_-_ 5,810.18 none Cash in Vault and Amounts Devosited with Avvroved Reserve DAuegfernotms.-O--t-h-e--r-B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 20,141.16 1,671.29 ACAhddevvcaaknnscceefssoroonCn lCOeaotrhtitenorgnCHo-o-m-u-ms-e-o-_d-_-i_t-_i_-e_-s_-__-__-_-__ Other Checks and Cash Items______ _ 11,409.15 2. 953.47 762.40 none LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_v__t_a_n_c__e_s_. __ . none 49.32 Other Assets--------------------------- - - -23-.75 TotaL---------------------------------$ 262,073.70 LIABILITIES: Cavital Stock Paid in________________ $ Amount Reserved for Branches ____ _ Survlus. ________________ -------------Undivided Profits ------------------Dividends unvaid.... --------------Due to Banks ... ------------------Devosits Subject to Check... ------Demand Certificates of Devosit ____ _ Time Certificates of Devosit________ _ TCSaravusihsntigeFsru'DsnCedvhsoeoscinktssD._-_e-_v-_-_o_-s_-i_-t_-__-__-__-__-__-__-___-__-__-__-__--__ Certified Checks________ ---- ___ ------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed--------------------Other Liabilities. __ ------------------ TotaL .. -----------------------------.$ 25,000.00 none 7,500.00 4,019.97 1.004.00 29,000.00 96,193.96 none 41.019. 7l 38,693.49 none 1,292.86 none 14,000.00 3, 723.27 none 426.44 none 200.00 262,073.70 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE BANK OF DALTON Dalton, Ga. President, W. C. MARTIN Vice-President, E. P. DAVIS Cashier, JAMES J. COPELAND RESOURCES: Time Loans and Discounts----------$ 247,091.44 DUenmiteadndSLtaotaesnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-_-__-_-_-_--_ State of Georgia Bonds_____________ _ 5,692.52 558.97 none SOttohcekr iSntoFcekdsearanldRBesoenrvdes_B__a_n__k_-__-_-_-_--_ none 46,670.44 BF uarnnkiitnugr eHaonuds eF. i_x__tu-r-e- -s-_-_-_-_-_-_-_-_-_-__-_-_- -_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ 16.000.00 4,000.00 23,525.21 none Cash in Vault and Amounts De- vosited with AI>vroved Reserve Agents. ________ --------------------- 27,635.13 Due from Other Banks._------------ none Advances on Cotton.. --------------Advances on Other Commodities____ Checks for Clearing House__________ none none 10,007.50 Other Checks and Cash Items______ 4,133.47 LOevtetredrsraofftsC(rifedanity)a__n_d__A__c_c_e_v__ta__n_c_e_s_._. none 126.18 TOothtearLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -3-816,,3-88289.-.4373 LIABILITIES: ACSuamrvovitulaunlst_SR_t_oe_sc_e_kr_v_P_ea_d_id_f_o_ir_n_B._-_r_a_-n_-c_-_-h_-e-_s-_-__-__-__-__-__$ Undivided Profits ___________________ _ Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsje--c-t-t-o--C--h--e-c-k--_-__-_-_-_-_-_-_--_ Demand Certificates of Devosit____ _ Time Certificates of Devosit--------TSarvuisntgFsuDnedvsoosnitsD. -e-v-o--s-i-t-_-_-_-_-__-_-_-_-_-_-_--_ Cashier's Checks _________ -----------BCielrltsifPiaeydaCbhleec__k_s_____________-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted------Letters of Credit and Accevtances__ Reserve for Interest and Taxes. ____ _ Bonds Borrowed. __ -----------------Other Liabilities._------------------- T o t a L _________________________________ $ 50,000.00 none 10,000.00 3,266.78 2,000.00 none 107,985.07 none 10,729.54 174.545.57 none 1.282.37 none 20,000.00 7.020.00 none none none none 386,829.33 98 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the HARDWICK BANK AND TRUST CO. Dalton, Ga. President, W. M. HARDWICK Vice-Presidents, GEO. L. HARDWICK, E. D. WALTER Cashier, T. D. RIDLEY RESOURCES: Time Loans and Discounts__________$ Demand Loans______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_______________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- vosited with Avvroved Reserve DuAegfernotms -O--t-h-e--r-B--a-n--k-s--_-_-__-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House _________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__v_t_a_n_c__e_s_. __ Other Assets-------------------------- TotaL----------------------- __ --- ____$ 486,324.87 95,793.73 none none none 374,207.93 7,090. 70 3,307.90 15,750.00 none 148,329.58 1,277.81 none none 2,922.21 none none 1,352.29 none 1,136,357.02 LIABILITIES: Cavital Stock Paid in________________$ Amount Reserved for Branches --Surolus _--------------- ___ ----------Undivided Profits.------------------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsje--c-t-t-o---C-h--e-c-k--_-_-_-__-_-_-_-_--_ Demand Certificates of Devosit____ _ Time Certificates of Devosit__ ______ _ Savings Devosits. ______ ---- _________ _ Trust Funds on Devosit____________ _ Cashier's Checks--------------------Certified Checks--------------------BNioltles sPaanyda bBl ei l.l-s_R- -e- -d-i-s-o-u- -n-t-e-d- -_-_-_-__-_-_- -_ Letters of Credit and Accevtances__ Reserve for Interest and Taxes_____ _ BOothnedrs LBioarbrioliwtieeds.. _-_-__-_--------_-_-_-__-_----------_-_ 100,000.00 none 90,000.00 5,469.44 480.00 none 513,808.60 none 108,596.60 250,784.76 none 217.62 none 55,000.00 12,000.00 none none none none TotaL ___________________ ----------- __ $ 1.136.357.02 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE BANK OF KESTLER Damascus, Ga., Early County President, H. E. HIGHTOWER Vice-Presidents, J. A. HIGHTOWER, P. H. KEATON Cashier, W. R. PULLEN RESOURCES: Time Loans and Discounts__________ $ 60,189.43 UDnemiteadndSLtaoteasnsSe-c-u--r-i-ti-e--s-_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ 3,480.80 none none Stock in Federal Reserve Bank_____ _ none Other Stocks and Bonds------------ none FBuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 6,510.44 2,810.30 Other Real Estate Owned ---------- 4,373.35 Due from Federal Reserve Bank.___ _ none Cash in Vault and Amounts De- vosited with Avvroved Reserve Agents ___ -- _____ -------------------- 25,576.74 Due from Other Banks ------------- 96.85 Advances on Cotton. --------------- 56.25 Advances on Other Commodities___ _ Checks for Clearing House_________ _ none none Other Checks and Cash Items_ ___ _ 32.46 LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_v__t_a_n_c_e__s_.._ Other Assets_________________________ _ T o t a L _________________________________- $ none 701.88 -10- 3,8n2o8-.n5e0 LIABILITIES: Cavital Stock Paid in----------------$ Amount Reserved for Branches----SUunrdoi vl ui ds e-d- -P-r-o- -f-i-t s- -_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_- -_ Dividends unvaid-------------------Due to Banks------------------------Devosits Subject to Check.--------Demand Certificates of Devosit____ _ Time Certificates of Devosit-------TSaruvisntgFsuDnedvsoosnitsD--e-v-o--s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks.-------------------Bills Payable -----------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.Reserve for Interest and Taxes _____ _ Bonds Borrowed--------------------Other Liabilities--------------------- TotaL ________________________________$ 25,000.00 none 5,000.00 3,447.60 none none 33,455.61 none 36,700.09 none none 225.20 none none none none none none none 103,828.50 DEPARTMENT OF BANKING 99 STATEMENT Showing Condition at Close of Business Dece~nber 31, 1924 of the BANK OF DANIELSVILLE Danielsville, Ga. President, JOHN F. HOLDEN Vice-Presidents, G. 0. GRIFFETH, J. N. GRH'FETH Cashier, R. C. GRIFFETH RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._.____________$ United States Securities____________ _ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdves_B__a__n_k__-_-_-_-_--_ Banking House_____________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- posited with Approved Reserve Df uAegfernotms--O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ AChdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d__it_i_e_s_____ __ Other Checks and Cash Items- ---LOevteterdrsraofftsC(rief daintya)n_d___A__c_c_e_p__t_a_n_c_e__s____ Other Assets-------------------------TotaL _________________________________ $ 70,347.94 27,000.00 7,000.00 none none 450.00 2,138.00 1,229.00 none none 45,079.43 none none none 5,390.46 88.50 none 481.06 none 159.204.39 LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches----Surplus-_----------------------------Undivided Profits.------------------Dividends Unpaid-------------------Due to Banks------------------------De:Dosits Subject to Check._-------Demand Certificates of De:Dosit----Time Certificates of Deposit.------TCSaravusihsntigeFsru'sDnCedphsoeoscinktssD____e__p__o-__-s_-i_-t_-__-__-__-__-__-___-__-__-__-__-__--__ Certified Checks. -------------------Bills Payable __ ----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances._ Reserve for Interest and Taxes-----Bonds Borrowed... __ ---------------Other Liabilities._------------------- TotaL. ____ ---_-_--- ____________ ----_.$ 15,000.00 none 14,000.00 50.00 1,500.00 nona 106,803.34 none 21,845.40 none none 5.65 none none none none none none none 159,204.39 STATEMENT Showing Condition at Close of Business Dece~nber 31, 1924 of the BANK OF DANVILLE President, H. L. D. HUGHES Danville, Ga. Vice-President, G. E. CHAPMAN Cashier, C. R. FAULK RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _ 140,264.72 26.166.74 none State of Georgia Bonds-------------Stock in Federal Reserve Bank------ none none BOathnekrinSgtoHckosusaen_d__B__o__n_d_s_._._._.__-_-_-_-_-_-_--_ 4,600.00 962.00 FOuthrneirtRureealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ 1,145.50 none Due from Federal Reserve Bank----- none Cash in Vault and Amounts De- posited with Approved Reserve Agents.. ---------------------------- 21,934.75 ADduveafnrcoems oOnthCeortBtoann_k_s______-_-_-_-_-_-_-_-_-_-_--_ 49,551.78 none Advances on Other Co=odities____ Checks for Clearing House_________ _ none none Other Checks and Cash Items ____ _ none LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s____ none 1,349.31 TOothtaeLr A__s__s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ - - -no-ne 245,974.80 LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches --Sur:Dlus- ___ ------ ----------- ____ -----Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks. ___ -------------------DDeepmoasnitds CSuerbtjieficctattoesCohfeDckep--o-s-i-t-_-_-__--_ Time Certificates of Deposit._______ _ TSarvuisntgFsuDnedpsoosintsD. _e_p__o_s_i_t_______-_-_-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks. ___ ----------------Bills Payable-_----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities.-------------------- TotaL______ ---------------------------$ 15,000.00 none 15,000.00 20,065.48 none none 102,668.12 none 93,241.20 none none none none none none none none none none 245,974.80 ... ~-----~"---~------ 100 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 of the DARIEN BANK President, C. M. TYSON Darien, Ga. Cashier, D. E. LANE Vice-President, J. G. FORBES RESOURCES: Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-i-e-s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank... __ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_____-_-_-_-__-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank.___ _ Cash in Vault and Amounts De- vosited with Avproved Reserve Agents_ .. -------- ____ ------------ __ _ ADduveafnrcoems oOnthCeortBtoann_k_s__.___-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities" ___ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__ Other Assets-------------------------Total.. _______________________________$ 91,603.55 28,439.63 none none none none 2,000.00 1,000.00 12,557.48 none 22,687.36 none none none none 7.00 none .16 16,007.54 174, 30~. 72 LIABILITIES: Capital Stock Paid in________________$ AS umr opul unst. R__e_s_e_r_v__e_d__f_o_r__B__r a- -n-c- h- -e-S- .-----_- -Undivided Profits... _---------------Dividends Unpaid-------------------Due to Banks------------------------Deposits SubJect to Check---------TDiemmeaCnderCtiefirctaiftiecsaotefsDoefpDoesvito_s__i_t_-_-_-_--_ Savings Deposits_-------------------TCrauslsltieFr'usnCdhseocnksD. _e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------BNioltles sPaanyda bBl eil.l.s-R- -e-d- -i-s-c-o- -u-n-t-e-d- -_-_-_-__-_- -_ Letters of Credit and Acceptances __ Reserve for Interest and Taxes_____ _ Bonds Borrowed.. _-----------------Other Liabilities. __ ------------------ TotaL _________ _______ -_- _____ -----_.$ 25,000.00 none 5,000.00 13,930.64 1,000.00 2,246.44 42,422.63 none 5,229.50 55,585.93 22,918.1!2 968.76 none none none none none none none 174,302.72 STATEMENT Showing Condition at Close of Business December 31, 1924 of the MERCHANTS & FARMERS BANK President, C. T. MORRIS Davisboro, Ga. Vice-President, R. L. TAYLOR Cashier, I. W. ARNOLD RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Slgoesintetsd___w__i_th____A__p_p_r_o__v_e_d___R__e_s_e_r_v__e$ 18,029.21 Due from Other Banks.. ------------ 90.60 AAddvvaanncceess oonn COothtteornC.o-m--m--o-d-i-t-i-e-s-_-_-_-_ Checks for Clearing House_________ _ Other Checks and Cash Items_____ _ 43,970.99 none 19,049.09 none LOevteterdrsraofftsC(riet daintya)n__d__A__c_c_e__p_t_a_n_c__e_s____ none none Other Assets--------------------------- - - none -- Total---- __ ----------------------- _____$ 403,341.97 LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches. --Surplus. _____ ------------------------Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJ-e-c-t-t-o--C--h--e-c-k--__-_-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit. ___ --Savings Deposits -------------------TCrausshti eFru' snCdhs eocnksD__e_i_>_o__s_i_t-_-_-_-_-_-_-_-_-_-_-_--_ Certified CheckS---------------------Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Accei>tances.. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities--------------------- Total----------------------------------$ 100,000.00 none 42,500.00 5,410.80 none 11,344.24 155,410.11 none 56,038.13 none none 162.54 none none 32,476.15 none none none none 403,341.97 102 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF DEARING Dearing, Ga. President, FRED J. HOWARD Vice-Presidents, B. R. PRINTUP, S. M. HAYWOOD Cashier, D. A. HOWARD RESOURCES: TDiemmeaLnodaLnos aannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._.___-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank._. _ Cash in Vault and Amounts De- vAogseintetds. _w___it_h____A__v_v_r_o__v_e_d__ -R--e-s-e-r-v-eDue from Other Banks _____________ _ Advances on Cotton---------------Advances on Other Commodities __ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__v_t_a_n_c__e_s_. __ Other Assets-------------------------- TotaL---------------------------------$ 46,604.36 none 200.00 none none none 1,622.43 2,712.80 4,000.00 none 5,865.54 none none none 893.22 124.32 none 381.48 none 62,404.15 LIABILITIES: Cavital Stock Paid in________________ $ Amount Reserved for Branches..... Survlus. _________ --------------------Undivided Profits-------------------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsj-e-c-t-t-o---C-h--e-c-k--_-_-_-__-_-_-_-_--_ Demand Certificates of Devosit----Time Certificates of Deposit..- . . _. Savings Deposits.-------------------TCrausshtieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks. __ -----------------Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes ..... . Bonds Borrowed . ------------------Other Liabilities.~------------------- TotaL ________________________________$ 15,000.00 none 5,000.00 63.74 none none 25,883.08 none 16,454.83 none none 2.50 none none none none none none none 62,404.15 STATEMENT Showing Condition at Close of Business December 31, 1924 of the DECATUR BANK & TRUST CO. Decatur, Ga. President, J. HOWELL GREEN Vice-Presidents, W. H. WEEKES, S. R. CHRISTIE Cashier, C. M. SANDERS RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_.__-_-_-_-_-_-__-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned. _________ _ Due from Federal Reserve Bank... _ Cash in Vault and Amounts De- vosited with Approved Reserve 1,021,673.05 2,124.40 1,000.00 none none 3,600.00 none 8,999.49 36,884.16 none Agents.. ---------------------------Due from Other Banks.------------Advances on Cotton... -------------Advances on Other Commodities Checks for Clearing House__________ Other Checks and Cash Items______ LOevteterdrsraofftsC(rief danity)a_n__d__A__c_c_e_p__ta__n_c_e_s_._. 175,116.94 1.791.16 none none 14,526.92 187.18 nnoonnee Other Assets--------------------------- -1-10,-211-.92 TotaL.... ___________ ._ .. _.... _______ .$ 1. 376,115.22 LIABILITIES: Capital Stock Paid in---------------$ Amount Reserved for Branches.. --Surplus. ___ --------------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check --------Demand Certificates of Deoosit..... Time Certificates of Deoosit--------TSarvuisntgFsuDnedosoosintsD. -e-o--o-s-i-t-_-_-_-_-_-_-__-_-_-_-_--_ Cashier's Checks--------------------Certifi d Checks--------------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceotances.. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities... ------------------ 100,000.00 none 65,000.00 6,468.36 40.00 none 783.262.02 14,500.00 107,503.37 294,199.57 none 5,141.90 none none none none none none none TotaL_________________________________$ 1,376,115.22 DEPARTMENT OF BANKING 103 STATEMENT Showing Conditioi. at Close of Business December 31, 1924 of the THE DEXTER BANKING CO. President, J. E. NEW Dexter, Ga. Vice-President, U. E. B. HOGAN Cashier, D. W. KNIGJIT RESOURCES: TDiemmeaLnodaLnosaannsd. . D__i_s_c__o_u_n__t_s_._._._._.__._._. ._$ United States Securities____________ _ State of Georgia Bonds. ____________ _ 50,055.41 5,428.25 12,900.00 none Stock in Federal Reserve Bank------ none Other Stocks and Bonds. ---------- none BFuarnnkiitnugreHaonudseF.i.x..tu. r-e--s-.-_-_-__-_-_-_-_-_-_-_-_--_ Other Real Estate Owned. _________ _ 2,000.00 1.815.42 none Due from Federal Reserve Bank..... none Cash in Vault and Amounts De- vosited with Avvroved Reserve Agents.. ---------------------------- 51.955.75 ADduveafnrcoems oOnthCeortBtoann_k_s__. __-_-_-_-_-_-_-_-_-_-_--_ none 7,077.48 CAhdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ none none Other Checks and Cash Items ---- none LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c__e_s_._ none 211.24 Other Assets-------------------------- none ----- TotaL---------------------------------$ 131,443.55 LIABILITIES: Cavital Stock Paid in________________ $ Amount Reserved for Branche3 --Surolus ...--------------------------Undivided Profits-------------------Dividends unvaid-------------------Due to Banks------------------------Devosits Subject to Check---------Demand Certificates of Devosit..... Time Certificates of Devosit...-----Savings Devosits--------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.Reserve for Interest and Taxes-----Bonds Borrowed---------------------Other Liabilities.-.----------------- TotaL . -------------------------------$ 25.000.00 none 5,000.00 8,584.23 none 1.187.50 54,46!.22 none 36,962.03 none none 248.57 none none none none none none none STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF DOERUN President, W. M. SMITH Doerun, Ga. Vice-Presidents, P. B. WATKINS, GEO. W. McWHITE Cashier, J. F. WATKINS RESOURCES: TDiemmeasnLdoLanosanasn_d___D__is__c_o_u__n_t_s_._._._._._._._.._$ United States Securities____________ _ State of Georgia Bonds..... ________ _ SOttohcekrSin; oFcekdsearanldRBesoenrdves_B__a_n__k_s_._._._.._ Banking House______________________ _ Furniture and Fi\tures.____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank.... Cash in Vault and Amounts De- vosited with Avvroved Reserve 106,50!.03 none none none none none 3,500.00 1,500.00 5,000.00 none DAuegfernotms..O. -t-h-e-r--B-a-n-k--s_--_-_-_-_-_-_-_-_-_-_-_-_-_- 12,3n8o8.n8e3 Advances on Cotton ---------------Advances on Other Commodities.... none none Checks for Clearing House...------Other Checks and Cash Items...... none 206.21 Letters of Credit and Accevtances.. Overdrafts (if any)___________________ none 845.91 Other Assets-------------------------- - -4,2-13.-52 TotaL ................................$ 134,155.50 LIABILITIES Cavita1 Stock Paid in----------------$ Amount Reserved for Branches..... Surolus .... --------------------------Undivided Profits-------------------DDiuvei dt oe nBd sa nUknsv. _a_i_d_-__- _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Devosits Subiect to tlheck... _.-.-.Demand Certificates of Devosit..... Time Certificates of Devosit--------Savings Devosits.... __ -------------TCraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-__--_ Certified Checks---------------------Bills Payable. __ ---------------------Notes and Bills Rediscounted.---- Letters of Credit and Accevtances.Reserve for Interest and Taxes... Bonds Borrowed--------------------Other Liabilities. __ ------------------ Total----------------------------------$ 40,000.00 none 8,000.00 none none none 34,913.73 2,500.00 33.130.67 none none 80.70 none 11,530.40 4.000.00 none none none none 134.155.50 I 104 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 of the FARMERS BANK President, J. P. MYERS Doerun, Ga. Vice-President, E. L. BACON Cashier, R. L. FREE RESOURCES: Time Loans and Discounts__________ $ Demand Loans______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _ Banking House _____________________ _ Furniture and Fixtures_____________ _ 105,400.22 2,870.33 none none none none 3,253.00 2, 714.07 Other Real Estate Owned.---------Due from Federal Reserve Bank. ___ _ 25,164.00 none Cash in Vaults and Amounts DeI>OSited with AI>I>roved Reserve Agents. _____ ---------_______________ 12.363.18 Due from Other Banks._-----------Advances on Cotton----------------Advances on Other Co=odities____ Checks for Clearing House__________ none none none 3,005.00 Other Checks and Cash Items__ ____ 2, 506.75 Letters of Credit and AcceiJtances. _ Overdrafts (if any)___________________ none none Other Assets__________________________ 670.35 ----- TotaL--------------------------------$ 157,946.90 LIABILITIES Cai>ital Stock Paid in________________$ ASumrpoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n_c__h_e_s____-_--_ Undivided Profits _________ ----------DDiuveidtoenBdsanUknsi_>_a__id__-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_--_ DeiJosits Subject to Check ------Demand Certificates of DeiJosit----Time Certificates of Dei>osit--------TSar uvisnt gFsuDnedpsoosintsD-e-i-J-o-s-i-t-. -_-_-_-__-_-_-_-_-_-_- -_ Cashier's Checks.-------- ____ -------Certified Checks-------------------- __ Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and AcceiJtances.. Reserve for Interest and Taxes _____ _ Bonds, Borrowed--------------------Other Liabilities.. ------------------- TotaL _________________________________ $ 25,000.00 none 5,000.00 5,988.38 none none 46,945.46 none 45,139.11 none none 1,673.95 none 25,500.00 2, 700.00 none none none none 157,946.90 STATEMENT Showing Condition at Close of Business December 31,1924 of the PLANTERS BANK Donalsonville, Ga. President, J. L. DICKENSON Vice-President, JNO. I. SPOONER Cashier, J. L. HARALSON RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ United States Secutiries____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n__d_s_-_-_-__-_--:-_-_-__-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank. Cash in Vault and Amounts De- I>Osited with Approved Reserve 94,922.30 none none none none none 3,306.70 2,110.95 7,482.91 none Agents.----------------------------DAduveafnrcoems oOnthCeorttBona_n__k_s_._____-_-_-_-_--_-_-_-_-_- 16,758.46 nnoonnee Advances on Other Co=odities... Checks for Clearing House__________ none none Other Checks and Cash Items______ none Letters of Credit and AcceiJtances.. Overdrafts (if any)___________________ none none Other Assets--------------------------- - -4,8-97.-12 TotaL.. ------------------------------$ 129,478.44 LIABILITIES: Cai>ital Stock Paid in________________ $ Amount Reserved for Branches --Suri>lus -----------------------------Undivided Profits ------------------Dividends Uni>aid-------------------Due to Banks-----------------------Dei>osits Subject to Check.. -------Demand Certificates of Dei>osit____ _ Time Certificates of Dei>osit... ___ _ TSarvuisntgFsuDnedpsoosintsD-e-i-J-o-s-i-t-_-_-_-_-_-__-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks____ ----------------Bills Payable. __ ---------------------Notes and Bills Rediscounted------LReetsteerrvse offorCIrnetdeirteasnt danAdccTeaiJxteasn_c_e__s_.._ Bonds Borrowed -------------------Other Liabilities. __ ------------------ Totalr-- _____ -- ______ --------- ____ ---.$ 15,000.00 none none none none none 58,611.26 none 41,675.75 none none 2,691.43 none 11,500.00 none none none none none 129.478.44 DEPARTMENT OF BANKING 105 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE UNION BANKING COMPANY Douglas, Ga. President, T. S. PRICE Vice-Presidents, J. W. QlJINCEY, J. R. SLATER, J. L. SHELTON Cashier, R. N. YEOMANS RESOURCES: Time Loans and Discounts..........$ 542,516.53 Demand Loans----------------------- 27,493.21 United States Securities------------- 7,650.00 State of Georgia Bonds-------------- none Stock in Federal Reserve Bank...... none BOathnekrinSgtoHckosusaen.d__B__o__n_d__s_-_-_-_-_-_-_-__-_-_-_--_ 14,479.98 50,000.00 FOuthrneirtuRreealaEndstaFtiextOurwenSe--d-_-_-_-_-_-_-_-_-_-_--_ 17,097.33 57,984.36 Due from Federal Reserve Bank __ . none Oash in Vault and Amounts De- posited with Approved Reserve Agents... --------------------------Due from Other Banks._------------ 95,656.99 48,510.76 Advances on Cotton. __ ------------- none Advances on Other Commodities. __ Ohecks for Clearing House.. _______ _ none 15,542.]] Other Checks and Cash Items _____ _ none LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_._ none none Other Assets-------------------------- - - -no-ne TotaL------------------------------$ 876,931.27 LIABILITIES: Capital Stock Paid in _______________ $ ASumrpoluunst. R__e_s_e_r_v__e_d__f_o_r__B_ r-a--n-c-h--e-s--------Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits SubJect to Check---------Demand Certificates of Deoosit..... Time Certificates of Deposit--------TSaruvisntgFsuDnedosoosnitsD. -e-p-o.-s-i-t-. -_._-_-_-_-_-__-_-_-_--_ Cashier's Checks-------------------- Certified Checks. ___ ----------------Bills Payable. __ ---------------------Notes and Bills Rediscounted....... Letters of Credit and Acceotances.. Reserve for Interest and Taxes..... . Bonds Borrowed.. ----------------Other Liabilities... ------------------ TotaL---------------------------------$ 70,000.00 30,000.00 50,000.00 334.13 670.00 41,834.71 378,151.90 none 150,817.02 39,025.64 6,181.67 20,398975..3o6o 55,182.50 27.751.34 none none none 5,600.00 876,931.27 STATEMENT Showing Condition at Close of Business December 31,1924 of the DOUGLASVILLE BANKING CO. President, J. T. DUNCAN Douglasville, Ga. Vice- President, E. M. HUFFINES Cashier, (None) RESOURCES: Time Loans and Discounts.........$ Demand Loans.---------------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank...... Other Stocks and Bonds... --------Banking House.... -----------------OFuthrneritRureealaEndstaFtiextOurwenSe--d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank..... Oash in Vault and Amounts De- 472,914.88 none none none 3,800.00 900.00 18,678.71 7.410.82 32,304.58 17,002.93 posited with Approved Reserve Agents. ---------------------------Due from Other Banks-------------Advances on Cotton... -------------Advances on Other Commodities.... Ohecks for Clearing House... _______ 52,894.02 none 14,156.42 none none Other Checks and Cash Items______ none Letters of Credit and Acceptances.. Overdrafts (if any)___________________ none none TOothtaerLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-$- -6-266,,88-1734..-0339 LIABILITIES: Capital Stock Paid in..._____________ $ Amount Reserved for Branches --Surolus.. ----------------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks------------------------Deoosits SubJect to Check --------Demand Certificates of Deposit..... Time Certificates of Deoosit--------TSaruvisntgFsuDnedpsoosnitSD-e--p-o-s--it-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks---------------------Bills Payable._.---------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes.... Bonds Borrowed---------------------Other Liabilities... ------------------ TotaL---------------------------------$ 60,000.00 15,000.00 51,500.00 8,189.52 32.00 none 220.001.57 none 222,447.83 28,864.89 none l, 775.94 none 14,063.36 none none 4,999.28 none none 626.874.39 106 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 t of the BANK OF DOVER President, B. BURNS Dover, Screven County, Ga. Vice-President, W. M. HOWARD Cashier, D. 0. McDOUGALD RESOURCES: Times Loans and Discounts_________ $ Demand Loans____________ ---------United States Securities------------State of Georgia Bonds.------------Stock in Federal Reserve Banks..... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s___.___-_-_-_-_-_-_--_ Furniture and Fixtures-------------Other Real Estate Owned.. -------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with API>roved Reserve Agents.. --------------------------Due from Other Banks .. ----------Advances on Cotton.---------------AChdevcaknscefsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items. __ LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n__c_e_s_. __ Other Assets-------------------------T o t a l . _________________________________ $ 24,995.71 none none none none 300.00 2,507.23 1,179.71 6.119.97 none 6,063.42 none none none none none none 7.40 none 41.173.44 LIABILITIES Capital Stock Paid in________________$ Amount Reserved for Branches --Sumlus ____ ------------------------Undivided Profits ------------------Dividends Uni>aid-------------------DDeuie>otositBs aSnukbsj-e-c-t--t-o--O--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Dei>osit..... Time Certificates of Dei>osit--------Savings Dei>osits -------------------Trust Funds on Dei>osit------------Cashier's Checks--------------------Certified Checks---------------- ____ __ Bills Payable . ---------------------Notes and Bills Rediscounted....... Letters of Credit and Accei>tances.. Reserve for Interest and Taxes.... _. Bonds Borrowed.... ----------------Other Liab1lities... ------------------ Total----------------------------------$ 15,000.00 none none 1.060.07 none none 18,597.81 none 3,714.59 none none 300.97 none 2.500.00 none none none none none 41.173.44 STATEMENT Showing Condition at Close of Business December 31, 1924 of the DUBLIN AND LAURENS BANK Dublin, Ga. - President, C. W. BRANTLEY Vice-Presidents, T. V. SANDERS, JNO. J. BARTON Cashier, .:vr. A. ROGERS T-i-m-e-L-o-a-n-s-a-n-d-D-R-iEs-cS-oOu-Un-tR-sC-__E-__S-_:_-_-__-_ - $ - - -------471.690.35 - - C--ai->-ita-l-S-t-o c-k- P- -a i-Ld-IiA-nB-__-I_L-__I-_T_-I_E_-_S-__-__-_-_ $- - - -1-5-0,-00-0-.00 Demand Loans _________ -------------- 2, 702.58 Amount Reserved for Branches ___ none United States Securities.------------ none Sumlus. _----------------------------- 9. 912.48 Cai>ital Stock Account------------ none Undivided Profits ------------------- 1.289.99 State of Georgia Bonds-------------- none Dividends Uni>aid-------------------- none Stock in Federal Reserve Bank.... __ Other Stocks and Bonds. ---------- none 2,200.00 DDeuie>otositBs aSnukbsJ.e.c.t.to--C--h-e-c-k-_-_-_-_-_--_-_-_-_-_- none 44.516.35 Banking House _ ------------------- 65,000.00 Demand Certificates of Dei>osit_____ none Furniture and Fixtures-------------ODtuheefrroRmeaFl eEdsetraatleROewsenrveed-B--a-n--k-_-_-_-_-_ 5,000.00 139.969.68 TSiamviengCserDteifi>icoasittse_s__o_f__D_e_i_>_o__s_it_-_-_-_--_-_-_-_- none Trust Funds on Dei>osit------------- 2.5n2o9.n7e7 none Cash in Vaults and Amounts De- Cashier's Checks--------------------- 567.94 posited with AI>I>roved Reserve Certified Checks------------------"--- 55.60 Agents._---------------------------DAduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ 49.655.79 Bills Payable.. ----------------------916.19 Notes and Bills Rediscounted_______ 1.832.28 Letters of Credit and Accei>tances.. 495,578.59 none none AChdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._._. Other Checks and Cash Items_____ _ none Reserve for Interest and Taxes. __ ._. 1,847.35 62.16 BOothnedrs LBiaobr1r1o1twiees_d_-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_- none none 38.368.00 LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n_c_e__s_.._ none 225.66 Other AssetS-------------------------- 1. 716.68 Total... -.. ---------------------------.$ 742.818.72 TotaL.--------------------------------$ 742.818.72 DEPARTMENT OF BANKING 107 STATEMENT Showing Condition at Close of Business December 31, 1924 of the SOUTHERN EXCHANGE BANK President, F. B. REINS Dublin, Ga. Vice-President, J. H. WITHERINGTON Cashier, H. H. ERWIN, JR. RESOURCES: Time Loans and Discounts..........$ 644,829.67 DUenmiteadndSLtaotaens sSe-c-u--t-ir-i-e-s-.-.-.-..-.-.-.-.-.-..--. State of Georgia Bonds....... ______ _ Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen.d._B__o__n_d__s_._._._._._._._.__._._. ._ Furniture and Fixtures....... ______ _ Other Real Estate Owned .... ______ _ Due from Federal Reserve Bank. __ Cash in Vault and Amounts De- posited with Approved Reserve 11,109.36 15,000.00 none 3,150.00 4,366.67 23,000.00 9,865.43 12,751.06 15,034.37 Agents.. ---------------------------Due from Other Banks... ---------Advances on Cotton... ------------Advances on Other Commodities. . . Checks for Clearing House... _______ 47,427.87 3, 736.60 none none 3,001.19 Other Checks and Cash Items.... __ 601.38 Letters of Credit and Acceptances.. Overdrafts (if any)___________________ none none Other Assets-----------------------TotaL ______________________________ -.-. -$ -8-6682,,75-2903..-3955 LIABILITIES: Capital Stock Paid in.._____________$ Amount Reserved for Branches.. --Surplus.. __ -------------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit-------TSaruvisntgFsuDnedpsoosnitsD--e-p-o--s-i-t.-_-_-_-_-_-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks.... ----------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities.. ------------------- TotaL... _.... ___ ._._.-.--- __ .-.- ______$ 100,000.00 none 5,000.00 6,176.39 none 14,481.97 342,963.60 none 181,867-23 3,827-40 none 6,258.63 534.78 131,335.28 11,648.67 none none none 58,500.00 862,593.95 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF DUDLEY President, J. A. HOGAN Dudley, Ga. Vice-President, R. J. CHAPPEEL Cashier, R. L. HOGAN RESOURCES: TDiemmeaLnodaLnosaannsd. . D__i_s_c__o_u__n_t_s_._._._._._._._._. ._$ UStnaitteedofSGtaetoersgSiaecBuornitdiess..-.-.-.-.-_-_-_-_-_-_-_--_ Stock in Federal Reserve Bank..... BOathnekrinSgtoHckosusaen.d__B__o__n_d__S_-__-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures...... _______ _ Other Real Estate Owned ---------Due from E'ederal Reserve Bank. __ _ Cash in Vault and Amounts De- vosited with Approved Reserve Agents. ____ ------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ AChdevcaknscefsoronClOeathrienrgCHoo=usoed_i_t_i__e_s__._._ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__ta__n_c_e__s_.__ Other AssetS-------------------------T o t a L _________________________________ $ 16,351.84 8, 778.64 none none none none 1, 783.39 3,015.90 none none 5,661.61 none 3,300.00 none none none none 386.40 none 39,277.78 LIABILITIES: Cavital Stock Paid in.. _____________ $ Amount Reserved for Branches... Surplus.. -._ .... -------.-------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check.. ------Demand Certificates of Deposit...-Time Certificates of Deposit----- .. _TSaruvisntgFsuDnedpsoosintsD-e-v-o--s-i-t-_-_-_-_-__-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks--------------------BNiolltsesPaanyadbBleil.l.s-R--e-d--i-s-c-o-u--nt-e-d-_-_-_-__-_--_ Letters of Credit and Accevtances.. BRoesnedrvs eBfoorrr oI nwteedr e. _s.t _a__n_d__T__a_x__e_s_._._.___. Other Liabilities.. ------------------- TotaL------------------------------$ 15,000.00 none none 810.97 none none 14,959.77 none 7,975.19 none none 531.85 none none none none none none none 39,277.78 108 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF DULUTH President, L. P. PATTILLO Duluth, Ga. Cashier, D. W. WILSON Vice-President, J. W. KKOX RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank...... Other Stocks and Bonds-----------Banking House.... -----------------FOuthrneirtRureealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank-.... Cash in Vault and Amounts De- posited with Approved Reserve DAuegfernotms._O--th--e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House _________ _ Other Checks and Cash Items. ____ . LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__ta__n_c_e_s___._ Other Assets-------------------------TotaL _________________________________$ 101.556.74 none none none none 500.00 2,078.00 2,500.00 6.225.00 none 41,465.36 none 18,326.50 none none 14.46 none 1,804.65 l.l45.33 175,616.04 LIABILITIES: Capital Stock Paid in ________________$ ASumrpoluunst. R__e_s_e__rv__e_d__f_o_r__B__r_a_n__ch--e-s-_--.-----Undivided Profits ___________________ _ Dividends Unpaid___________________ _ DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ Time Certificates of Deposit________ _ TSarvuisntgFsuDnedpsoosnitsD--e-p-o--s-i-t-_-_-_-_-_-__-_-_-_-_-_--_ CC earsthi fi ei erd' s CChheecckkss_-_-_-_-_-_-_-_-__- _-_-_-_-_-_-_-_-_-_-_- -_ Bills Payable __ ----------------------Notes and Bills Rediscounted. _____ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed---------------------Other Liabilities.. ------------------- TotaL.--------------------------------$ 25,000.00 none 8,000.00 none none none 94.635.22 none 47.814.16 none none 166.66 none none none none none none none 175,616.0_4 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF EASTMAN President, W. L. JESSUP Eastman, Ga. Vice-Presidents, C. C. HOSFORD, J. S. NICHOLSON Cashier, JETER A. HARRELL RESOURCES: Times Loans and Discounts_________$ Demand Loans----------------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Banks..... Other Stocks and Bonds-----------Banking House----------------------Furniture and Fixtures.------------Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with Approved Reserve 191 '711.46 none none none 2,550.00 3,000.00 14,500.00 4,524.50 none none Agents._---------------------------- 19,769.28 Due from Other Banks . ----------Advances on Cotton.---------------Advances on Other Commodities.... Checks for Clearing House__________ none 5,209. 70 none none Other Checks and Cash Items._. . . none Letters of Credit and Acceptances.. Overdrafts (if any)___________________ none none TOothtaerLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-$- -2-1579,,92-8461..-9928 LIABILITIES Capital Stock Paid in------------$ Amount Reserved for Branches __ _ Surplus ----------------------------Undivided Profits ------------------DDiuveidtoenBdsanUknsp..a.i.d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check. ________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit--------TSaruvisntgFsuDnedpsoosintsD..e_p_ o--s-i-t-_-_-_-_-_-_-___________ __ Cashier's Checks____________________ _ Certified Checks_____________________ _ Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances. Reserve for Interest and Taxes_____ _ BOothnedrs LBioarbrioliwtieeds._._-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Total. -----------------------------..$ 60,000.00 none 10,000.00 1,517.29 3,000.00 none l31.l77 .88 none 47,459.98 4.218.05 none 1,873.72 none none none none none none none 259,246.92 DEPARTMENT OF BANKING 109 STATEMENT Showing Condition at Close of Business December 31, 1924 of the CITIZENS BANKING CO. President, C. H. PEACOCK Eastman, Ga. Vice-President, T. H. EDWARDS Cashier, E. H. WARE RESOURCES: Time Loans and Discounts__________ $ Demand Loans______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrvdes_B__a_n_k__-_-_-_-_--_ Banking House _____________________ _ FUrniture and Fixtures_____________ _ 426,529.27 none 1,252.80 none 3,600.00 1.350.00 7,703.15 5,469.42 Other Real Estate Owned----------Due from Federal Reserve Bank____ _ Cash in Vaults and Amounts De- :Dosited with A:D:Droved Reserve 25,206.30 22,006.04 Agents_.---------------------------ADduveafnrcoems oOnthCeorttoBna_n__k_s_.___-_-_-_-_--_-_-_-_-_-_- 70.211.59 80,7n0o9.n33e Advances on Other Commodities.... Checks for Clearing House__________ none none Other Checks and Cash Items______ none Letters of Credit and Acce:Dtances. _ Overdrafts (if any)___________________ none none Other Assets-------------------------- - - -70,3-01.-76 TotaL. __ .. _----- . __ ----- .. __ ...$ 714.339 .66 LIABILITIES Ca:Dital Stock Paid in________________$ ASumr:oDulunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s__._._._.._ Undivided Profits-------------------Dividends Un:Daid-------------------Due to Banks-----------------------De:Dosits Subject to Check---------Demand Certificates of De:Dosit----Time Certificates of De:Dosit--------Savings De:Dosits. __ ---------------- __ TCraushstieFru'snCdhseocnksD__e_:_D__o_s_i_t_-_-_-_--_-_-_-_-_-_-_--_ Certified Checks---------------------Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Acce:Dtances. Reserve for Interest and Taxes. ____ BOothnedrs.LBiaobrirloitwieesd.-.-_-_-_-_-_-_----------------------__--. TotaL---------------------------------$ 100,000.00 none 20,000.00 30,637.80 6,000.00 none 318,627.07 none 189,747.01 none none 8,553.25 none none 40,774.53 none none none none 714,339.66 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF EAST POINT President, R. F. THOMPSON East Point, Ga. Vice-President, GEO. C. CHRISTIAN Cashier, B. B. BAKER RESOURCES: Time Loans and Discounts.......$ 320,325.85 DUenmiteadndSLtaotaens sS.e.c..u.r.i-t-ie--s-_-_-_-_-_-_-_-__-_-_-_--_ 17.466.63 836.00 State of Georgia Bonds-------------- none Stock in Federal Reserve Bank------ none BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._._._._.__._._._._. _. 7,950.00 15,000.00 Furniture and Fixtures-------------Other Real Estate Owned----------Due from Federal Reserve Bank..... 6,500.00 none none Cash in Vault and Amounts De- :Dosited with A:D:Droved Reserve Agents.. _______ --------------------- 33,975.51 Due from Other Banks-------------- 18,270.00 Advances on Cotton----------------- none Advances on Other Co=odities.... Checks for Clearing House__________ none none Other Checks and Cash Items....... 848.61 Letters of Credit and Acce:Dtances.. Overdrafts (if any)___________________ nnoonnee Other Assets--------------------------- - -3,-737-.80 TotaL.-------------------------------$ 424,910.40 LIABILITIES: Ca:Dital Stock Paid in----------------$ Amount Reserved for Branches..... Surolus.. ---------------------------Undivided Profits-------------------Dividends Un:Daid-------------------Due to Ba.nks------------------------De:Dosits Subject to Check.......... Demand Certificates of De:Dosit.... . Time Certificates of De:Dosit....... . Savings De:Dosits............. Trust Funds on De:Dosit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable...................... Notes and Bills Rediscounted.... Letters of Credit and Acce:Dtances. Reserve for Interest and Taxes... Bonds Borrowed---------------------Other Liabilities.-------------------- TotaL ................... $ 35,000.00 none 10,000.00 13,390.20 1,755.00 none 186,102.11 none 10,310.96 139,834.01 18,011.87 none 506.25 10,000.00 none none none none none 424,910.40 ~ r--------~ 110 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE MIDDLE GEORGIA BANK President, BENJ. W. HUNT Eatonton, Ga. Cashier, E. W. INGRAM Vice-President, P. P. EZELL RESOURCES: TDiemmeaLnodaLnosaannsd__D_i_s__c_o_u_n_t_s_~__-_-_-_-_-_-_-__--_$ United States Securities ____________ _ State of Georgia Bonds.............. 350,470.93 15.296.75 none none Stock in Federal Reserve Bank...... 3,000.00 BOathnekrinSgtoHckosusaen_d__B__o__n_d__S_-_-_-_-_-_-_-_-_-_-_-_--_ 2.000.00 none Furniture and Fixtures.............. 540.00 Other Real Estate Owned........... 10,817.47 Due from Federal Reserve Bank.... . 29,734.89 Cash in Vault and Amounts De- vosited with Avvroved Reserve Agents.. -------------------------Due from Other Banks.............. 60,492.17 none Advances on Cotton................. none Advances on Other Commodities.... none Checks for Clearing House.......... 3.023.16 Other Checks and Cash Items...... none Letters of Credit and Accevtances.. Overdrafts (if any)___________________ none 1,260.57 Other Assets..........................- - -17,8-05-.24 TotaL............................$ 494,441.18 LIABILITIES: cavital Stock Paid in................$ ASumrvoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n_c__h_e_s__..__._._. Undivided Profits.................... Dividends Unvaid.................... Due to Banks------------------------Devosits Subject to Check.......... Demand Certificates of Devosit..... Time Certificates of Devosit......... Savings Devosits.. ------------------Trust Funds on Devosit............. Cashier's Checks.................... Certified Checks---------------------Bills Payable... --------------------- Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed.. -----------------Other Liabilities.. ------------------- Total.................................$ 50,000.00 none 50,000.00 none 60.25 none 203,271.91 2,045.00 64,684.01 none 54,843.56 1.579.74 none 6,500.00 61,456.71 none none none none 494.441.18 STATEMENT Showing Condition at Close of Business December 31, 1924 of the FARMERS & MERCHANTS BANK President, L. 0. BENTON Eatonton, Ga. Vice-President, G. B. CALLOWAY Cashier, W. A. ANDREWS RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ 36,553.43 3,862.58 United States Securities............ . 305.31 State of Georgia Bonds-------------Stock in Federal Reserve Bank...... none 750.00 BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._-_-_-_-_-_-_-__-_-_--_ Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank.... . 7,099.14 5,000.00 1,250.00 none 4,872.98 Cash in Vault and Amounts Devosited with Avvroved Reserve Agents.----------------------------Due from Other Banks.............. 20,234.78 235.00 Advances on Cotton................. none Advances on Other Commodities.... Checks for Clearing House.......... none 108.65 Other Checks and Cash Items...... 67.67 Letters of Credit and Accevtances.. Overdrafts (if anyl.._________________ none 25.49 TOothtaelr..A..s.s.et.s.-_-_-_-_-_-_-_-_-_-.-.-.--.-_-_-_-_-_-_-_-_-_--.-.-$ - -811,,26-5183..-5530 LIABILITIES: Cavital Stock Paid in---------------$ Amount Reserved for Branches..... Survlus------------------------------Undivided Profits-------------------Dividends Unvaid-------------------Due to Banks-----------------------Devosits Subject to Check.--------Demand Certificates of Devosit..... Time Certificates of Devosit--------Savings Devosits--------------------Trust Funds on Devosit............. Cashier's Checks--------------------Certified Checks.-------------------Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve or Interest and Taxes...... Bonds Borrowed.. -----------------Other Liabilities... ------------------ Total.... ----- ......---................$ . 25,000.00 none none none none none 54.360.90 none 2,246.08 none none 11.55 none none none none none none none 81.618.53 DEPARTMENT OF BANKING Ill STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE BANK OF EDISON President, L. C. MANRY Edison, Ga. Vice-President, HENRY TURNER Cashier, S. A. SOLOMON RESOURCES: Time Loans and Discounts..........$ 301,300.12 Demand Loans....................... 13,453.96 United States Securities............. none State of Georgia Bonds.............. none Stock in Federal Reserve Bank...... none Other Stocks and Bonds............ 1,083.00 Banking House.... ------------------ 3,000.00 Furniture and Fixtures.............. 1.700.00 Other Real Estate Owned........... 4,136.50 Due from Federal Reserve Bank..... none Cash in Vault and Amounts De- posited with Approved Reserve Agents... --------------------------- 35.023.21 Due from Other Banks.............. 93.96 Advances on Cotton................. 18,105.72 Advances on Other Commodities.... 20,000.00 Checks for Clearing House.......... none Other Checks and Cash Items...... 1.269.61 Letters of Credit and Acceptances.. none Overdrafts (if any)___________________ 563.39 Other Assets..........................- - - -13-.18 TotaL ...........................$ 399,742.65 LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches..... Surolus .............................. . Undivided Profits.------------------Dividends Unpaid.................... Due to Banks........................ Deposits SubJect to Check.. _______ _ Demand Certificates of Deposit.... Time Certificates of Deposit......... Savings Deposits. ______ ............. . Trust Funds on Deposit............. Cashier's Checks..................... Certified Checks...................... Bills Payable..... -------------- ...... Notes. and Bills Rediscounted...... Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... . Bonds Borrowed..................... Other Liabilities.. ------------------- TotaL.--------------------------------$ 50,ooo.oo none 30,000.00 6,963.05 none none 215,600.77 none 16.474.58 none none 3.023.05 none 30,175.00 47,432.50 none 73.70 none none 399,742.65 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF ELBERTON President, W. 0. JONES Elberton, Ga. Vice-Presidents, T. 0. TABOR, C. 0. BROWN Cashier, W. E. BATES RESOURCES: Times Loans and Discounts.........$ 491,952.78 Demand Loans..................... 11,672.08 United States Securities............ State of Georgia Bonds.............. Stock in Federal Reserve Banks..... Other Stocks and Bonds.... -------Banking House....................... none none 3,750.00 2,450.00 30,487.69 Furniture and Fixtures.............. 20,354.95 Other Real Estate Owned.. -------Due from Federal Reserve Bank..... 24,240.75 2.551.31 Cash in Vault and Amounts De- posited with Approved Reserve Agents.. ---------------------------Due from Other Banks.............. 26,403.43 894.00 Advances on Cotton................. none Advances on Other Commodities.... Checks for Clearing House.......... none 1,643.58 Other Checks and Cash Items. . .. 105.38 Letters of Credit and Acceptances.. Overdrafts (if any)___________________ none 4,800.02 TOothtearLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -6-1334,,96-6671..-8825 LIABILITIES Capital Stock Paid in............$ Amount Reserved for Branches.---Surplus.---------------------------- .. Undivided Profits.............. Dividends Unpaid................. Due to Banks......:................. Deposits Subject to Check....... Demand Certificates of Deposit... Time Certificates of Deposit...... Savings Deposits.-------------------Trust Funds on Deposit.......... Cashier's Checks.................... Certified Checks.................... Bills Payable.. --------------------- . Notes and Bills Rediscounted...... Letters of Credit and Acceptances. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities.. ------------------ TotaL---------------------------------$ 100,000.00 none 25,000.00 2.173.14 228.00 181.58 208,309.11 none 52,421.90 131,165.09 none 7,491.04 none 92,000.00 15,997.96 none none none none 634,967.82 ~l 112 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the ELBERTON LOAN & SAVINGS BANK Elberton, Ga. President, Z. C. HAYES Vice-President, G. L. A. ALMOND Cashier, Z. C. HAYES RESOURCES: Time Loans and Discounts__________ $ 364,926.45 DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e-s--_-_-__-_-_-_-_-_-_-_-_--_ 2,191.35 1,246.40 SSttoactek oifnGFeeodregriaal BRoesnedrvs-e-B--a--n-k--_-_-_-__--_ 6,000.00 none BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._-_-_-__-_-_-_-_-_--_ 900.00 none Furniture and Fixtures-------------- 7,500.00 Other Real Estate Owned----------Due from Federal Reserve Bank._ .. 18,938.86 none Cash in Vault and Amounts De- vosited with AI>:Droved Reserve Agents._------- ______ --------------- 40,298.34 Due from Other Banks-------------- 910.96 Advances on Cotton.. --------------AChdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d__it_i_e_s__..__. Other Checks and Cash Items _____ _ 12,526.08 none 615.97 2,534.15 Letters of Credit and Acce:Dtances.. none OOvtheerdr rAafstsset(si.f.a._n_y__)_._______-_-_-_-_-_-_______-_____-_--_ T o t a L _________________________________ -$ 1,797.28 - - -no-ne 460,385.84 LIABILITIES: Cai>ital Stock Paid in________________$ Amount Reserved for Branches.. --USunrdoilvuids .e.d__P_r_o__f_i_t_s -_-_-_-_-_-_-_-_-_-_-_-_________________ Dividends Un:Daid___________________ _ Due to Banks.. _______ .. ____________ _ DeiJOSits Subject to Check.. ______ __ Demand.Certificates of DeiJosit..... Time Certificates of De:Dosit . _____ _ TSarvuisntgFsuDned:Ds oosnitsD-e-:D--o-s-i-t-_-_-_-_-_-__-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks. __ . _______________ __ Bills Payable.. ------------- ________ __ Notes and Bills Rediscounted______ _ Letters of Credit and Acce:Dtances. _ Reserve for Interest and Taxes...... Bonds Borrowed -------------------Other Liabilities. ------------------ Total....... -..... -- ... -.. -.. -.- .......$ 75,000.00 none 15,000.00 13,015.43 6,050.00 1.177.00 158,392.02 none 12,754.38 118,303.82 none 3,193.19 none 57,500.00 none none none none none 460,385.84 STATEMENT Showing Condition at Close of Business December 31, 1924 of the President, J. H. STEVENS BANK OF ELLAVILLE Ellaville, Ga. Vice-President, A. C. MURRAY Cashier, H. F. DIXON RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities___________ __ SSttoatcekoifnGFeeodregriaal BRoesnedrvs-e-B--a--n-k--_-_-__--__Other Stocks and Bonds.. ___ , ____ __ Banking House.. _____ .. ----- __ -- ____ _ FOuthrneirtuRreealaEndstFatiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De- :ADgoesintetds. __w__it.h. __A..:.D_:.D.r.o-v-e-d- ..R--e_s_e_r_v_e_ Due from Other Banks.. -----------Advances on Cotton __ -------------CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d__it_i_e_s______ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_:_D_t_a_n__c_e_s_.._ Other Assets____ ._.--------------- __ __ TotaL. ___________ . __ ._.---_-------- __ .$ 96,811.18 none none 5,000.00 none none 2,858.02 1,712.93 none none 80,261.82 none 67,402.34 none none none none none 3,420.88 257,467.17 LIABILITIES: Ca:Dital Stock Paid in _______________ $ Amount Reserved for Branches ____ _ USunrdoivluids.e_d--P-r-o--f-it-s--_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ DDiuveidteonBdsanUkns:D__a_i_d_._._._._________________________________ De:Dosits Subject to Check _______ __ Demand Certificates of De:Dosit..... Time Certificates of De:Dosit_______ __ Savings DeiJosits.... _______________ __ Trust Funds on De:Dosit------------CCaesrthifieierd's CChheecckkss.-.-_-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_____ Bills Payable . ______ . ______________ __ Notes and Bills Rediscounted....... Letters of Credit and Acce:Dtances. _ Reserve for Interest and Taxes____ __ Bonds Borrowed ___ -----------------Other Liabilities. __ ------------------ Total---- ... -.------------------------.$ 25,000.00 none 5,000.00 12.211.79 none none 147,314.U none 67,941.27 none none none none none none none none none none 257,467.17 DEPARTMENT OF BANKING 113 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE COUNCIL BANK President, .f. M. COUNCIL Ellaville, Ga. Cashier, J. C. RAINEY RESOURCES: Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsS.e..c.u.r.i.t.i.es--. -__-_-_-_-__-_--._--.-. State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdves_B__a__n_k__._._._._. _. Banking House... ___________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned..... _____ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- I>Osited with AI>I>roved Reserve DAuegfernotms..O. -t-h-e-r--B--a-n--k-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton.. ______________ _ Advances on Other Commodities.... Checks for Clearing House...------Other Checks and Cash Items.. ___ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n_c__e_s_.._ Other Assets. ________________________ _ Total.. ________________________________ $ LIABILITIES: 20,813.59 CaDital Stock Paid in________________ $ 3,302.29 Amount Reserved for Branches.. --- none SurDlus. _----------------------------- none Undivided Profits.------------------- none Dividends UnDaid-------------------- none Due to Banks.------------------------ 3,500.00 DeDosits Subiect to Check.. -------- none Demand Certificates of DeDosit.... . none Time Certificates of DeDosit........ . none Savings Dei>osits. -------------------- TCraushstieFru'snCdhseocnksD..e.i.>_o_s_i_t_._... ._.__._._._------.-. 2,068.12 Certified Checks_____________________ _ 161.47 5,070.26 1 ~~i~f:K~b~ITls-iied.lscaU.ilied.~~::::: none Letters of Credit and AcceDtances.. 283.55 1.170.59 BReosnedrvseBfoorrroInwteedre__s_t__a_n__d__T__a_x-_e_s__._._._._. ._ none Other Liabilities.. ------------------- 1,868.25 2,242.43 40,480.55 TotaL ...... --------------------------$ 30,000.00 none none none none 490.56 9,989.99 none none none none none none none none none none none none 40,480.55 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF ELLENTON President; .J. I. BAKER Ellenton, Ga. Vice-President, JOE BAKER Cashier, L. T. ROUNTREE RESOURCES: LIABILITIES: TDiemmeaLnodaLnosaannsd. _D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ 29.832.08 Cai>ital Stock Paid in...............$ 304.21 Amount Reserved for Branches..... United States Securities._. ___ ...... . State of Georgia Bonds... __________ _ none Surolus. _____ -----------------------none Undivided Profits.------------------- BSOtatohncekkriniSngtoFHcekodsuesarean.ld..R_Be_s_o_en_r_dv_es_._B____a__n____k__.__.__.__.__. . __ Furniture and Fixtures_____________ _ none none 1,600.00 1,500.00 Dividends Uni>aid.........----------Due to Banks------------------------Dei>osits Subject to Check.......... . Demand Certificates of Dei>osit..... Other Real Estate Owned. _________ _ Due from Federal Reserve Bank..... 3.850.00 none TSaimviengCseDrteifDicOaStietss_o__f_D__e_D__o__s_it_.___..-.-.-.--. Cash in Vaults and Amounts DeDOSited with AI>Droved Reserve TCraushstieFru'snCdhseocnksD__e_i_>_o_s_i_t_._._._._._._._._._._._. _. DAuegfernotms..O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton. _______________ _ 1,397.01 Certified Checks.... ----------------500.00 Bills Payable.. ----------------------none Notes and Bills Rediscounted....... Advances on Other Commodities.... Checks for Clearing House...------- 6, 744.92 none LReetsteerrvse otof rCIrnetdeirte-asnt _d__A__c_c_e_D__t_a_n_c__e_s_.._ Other Checks and Cash Items...... 82.98 Bonds Borrowed--------------------- LOevtetredrsraofftsC(rief daintya)n__d__A__c_c_e_D__t_a_n_c__e_s_.._ none Other Liabilities.. ------------------277.43 Other Assets-------------------------- none ----- T'==otal==-=-~=o:-=--~-=o:-=--~-~-=-~--~-=--~--~-=--=--~-=o:--=-$===4=6=,0=88=-=63===T=o~t~al=--~-=o:--=.-.. -- .................. -- ...$ 15,000.00 none 2,000.00 114.07 none none 5,923.09 none 13,760.47 none none 211.00 none 9,080.00 none none none none none 46,088.63 ll4 FlFTH ANNUAL REPORT STATEM-ENT Showing Condition at Close of Busineu Dece10ber 31, 1924 of the BANK OF ELLENWOOD President, G. T. WILLIAMSON Ellenw~Ga. Vice-President, W. R. WHITAKER Cashier, E. COWAN RESOURCES: Time Loans and Discounts__________ $ 27,543.30 DUenmiteadndSLtaoteasnsS_e__c_u_r_i_t_ies--_-_-__-_-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrvdes_B__a_n__k__________ __ none none none none none FBuarnnkiitnugreHaonudseF-i-x-t-u-r-e-s-_-_-_-_-_-_-_-_-_-__-_-_--_ 2,000.00 850.00 DOutheefrroRmeaFl eEdsetraatleROewsenrveed B--a-n-k--.-_-__--_ 6,678.00 none Cash in Vault and Amounts De- posited with API>roved Reserve Agents-----------------------------DAduveafnrcoems oOnthCeortBtoann.k_s______-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities___ _ 30,510.14 none 3 m:i~ Checks for Clearing House_________ _ none Other Checks and Cash Items. ____ _ none LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ none none Other Assets--------------------------- - - -no-ne Total.. _---- ____ ------------.------.$ 70,932.00 LIABILITIES: Capital Stock Pald in----------------S ASumrpoluunst. R__e_s_e_r_v__e_d__f_o_r__B--r-a_n_c--h_e_s__-----_--Undivided Profits. ___________________ Dividends UniJald-------------------Due to Banks------------------------Deposits SubJect to Check---------Demand Certificates of Deposit----Time Certificates of Deposit--------TSaruvisntgFsuDnedpsoosnitsD--e-p-o--s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks--------------------BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances._ Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other L1ab111ties. -------------------- TotaL _________________________________$ l5,oOO.OO none 3,000.00 804.71 none none 30,333.40 none 21,790.72 none none 2.80 none none none none none none .37 70,932.00 STATEMENT Showing Condition at Close of Business Dece10ber 31,1924 of the THE BANK OF ELLIJAY President, SAM TATE Ellijay, Ga. Vice-President, R. L. McCLAIN Cashier, E. T. HUDSON RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ 266,394.43 9,000.00 none none Stock in Federal Reserve Bank------ none Other Stocks and Bonds------------- 5,950.00 BFuarnnkiitnugreHaonudseF--ix--t-u-r-e-s--__-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _ none 2,500.00 5,630.00 Due from Federal Reserve Bank----- none Cash in Vault and Amounts De- I>Osited with Approved Reserve DAuegfernotms.-o.-th--e-r--B--a-n-k--s-_-_-_-_-_-_-_-_-__-_-_-_-_--_ 53,356.90 none Advances on Cotton -------------Advances on Other Commodities-COhthecekr sCfhoercCksleaanridngCaHsohuIstee-m--s---_-_-_--_ none none none none Letters of Credit B.Jld Acceptances._ none Overdrafts (if anYl------------------- none Other Assets--------------------------- - - -no-ne T. otal-----------------------------------S 342,831.33 LIABILITIES: Capital Stock Pald in---------------S Amount reserved for Branches-----Surplus.. ----------------------------Undivided Profits-------------------Dividends Unpald-------------------Due to Banks------------------------DeiJosits Subject to Check---------Demand Certificates of Deposit____ _ Time Certificates of Deposit-------Savings Deposits. ___ ----------------TCraushstieFru'snCdhseocnksD__e_i_>_O__S__it_._c_-_-_-_-_--_-_-_-_--_ Certified Checks_____________________ _ Bills Payable... ---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other L1ab111ties--------------------- Total-- ___ --_----------------------- ___$ 15,000.00 none 7,000.00 none none none 114,774.46 none 73,874.55 84,342.60 44.570.87 2.917.17 315.68 none none none none none none m. 8111.33 DEPARTMEN'l' o:r BANKING ll5 STATEMENT Showing Condition at Close ofBusineu Dooe~nber 31, 1924 of the BANK OF ETON President, C. C. KEITH Eton, Ga. Cashier, H. R. JAMES Vice-President, F. M. JONES RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_______________________ __ Ftirniture and Fixtures. ____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ 56,263.80 519.85 2.750.00 none none none none 2,000.00 none none Cash in Vault and Amounts De- Apogseintetsd___w__i_t_h___ A---p--p--r_o_v_e_d___R__e_s_e_rv__e 15,778.02 Due from Other Banks______________ none Advances on Cotton_________________ 6,936.05 Advances on Other Commodities____ none Checks for Clearing House__________ none Other Checks and Cash Items_______ 329.53 Letters of Credit and Accevtances.. none Overdrafts (if anY>------------------- 486.86 Other Assets-------------------------- none Total__________________________________- $ - -85-,06-4.- 11 LIABILITIES: Capital Stock Pald in _______________$ Amount Reserved for Branches----Survlus. _______ ----------------------Undivided Profits-------------------DDiuveidteonBdsanUknsv__a_i_d_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Deposits SubJect to Check_________ _ TDiemmeaCn derCtiefirctiaftiecsatoefsDoef pDoesvito__s_i_t_-_-_-_--_ Savings Deposits.------ __ -----------Trust Funds on Deposit------------CCaersthifieierd'sCChheecckkss_-_-__-_-_-_-_-_-_-_-_-_-_----------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities. ____ ---------------- Total.. ------------------------------- -S 15,000.00 none 4,000.00 1,084.83 none none 27,988.36 25,293.51 11,317.07 none 380.34 none none none none none none none none 85,064.11 STATEMENT Showing Condition at Close of Business DeceiDber 31, 1921. of the FAIRBURN BANKING CO. Fairburn, Ga. President, J. H. LONGINO Vice-President, L. M. HOBGOOD Cashier, GEO. EDMONDSON RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ 154,241.27 13,384.80 3,700.00 SSttoactek oinf GFeeodregraial BReosnedrvs-e-B---a-n-k--_-_-_-__--_ none none Other Stocks and Bonds------------- 6,425.00 BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ 18,435.06 7,370.87 252.50 Due from Federal Reserve Bank----- none Cash in Vault and Amounts De- vosited with Approved Reserve DuAegfernotms.-O_-th--e-r--B-a-n--k-s-_-_-_-_-_____-_--_-_-_-_-_-__ 73,8n9o0.n3e6 Advances on Cotton_________________ 10,230.01 gAdvances on Other Commodities. __ hecks for Clearing House__________ ther Checks and Cash Items______ 1,195.33 1,904.97 2,784.92 Letters of Credit and Acceptances.. none Overdrafts.--------------------------- 29.38 Other Assets--------------------------___ none, Total----------- _______________________$ 293,844.47 LIABILITIES: Capital Stock Paid in----------------S Amount Reserved for Branches----Surolus. _----------------------------Undivided Profits-------------------DDiuveidteonBdsanUknso__a_i_d_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Deoosits Subject to Check_________ _ Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits. ______ -------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------Bills Payable._.---------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances. _ Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities. __ ------------------ Total.. _----- ____________ --_--------- --S 48,890.93 none none 6.264.87 none none 152.736.66 none 85,715.95 100.00 none 136.06 none none none none none none none ....-------------- 116 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the FAIRMOUNT BANK Fairmount, Ga. President, MRS. EDNA F. TATE Vice-President, DR. R. L. ROGERS Cashier, R. D. PAYNE RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s__c_o_u__n_t_s____________________$ United States Securities. ___________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned ---------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- vAogseintetsd. __w__i_th____A__v_v-r-o-v--e-d---R__e_s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton... _____________ _ Advances on Other Commodities. __ _ Checks for Clearing House_________ _ Other Checks and Cash Items. ____ _ LOevteterdrsraofftsC(rifedaintya)n. _d__A__c_c_e_v__t_a_n_c__e_s_.._ Other Assets_________________________ _ TotaL _________________________________ $ --------- 95,981.35 1,420.00 650.00 none none 200.00 2,225.00 1, 785.00 2,000.00 none 38,841.45 27,000.00 none none none 76.41 none 73.23 3,417.25 173,669.69 LIABILITIES: Cavital Stock Paid in _______________ $ Amount Reserved for Branches --Survlus. _----------------------------Undivided Profits-------------------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsje--c-t-t-o--C--h--e-c-k--_-_-__-_-_-_-_-_--_ Demand Certificates of Devosit----Time Certificates of Devosit.. ______ _ TSaruvisntgFsuDnedvsoosintsD-e-v-o--s-i-t-_-_-__-_-_-_-_-_-_-_--__Cashier's Checks____________________ _ Certified Checks---------------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances. _ Reserve for Interest and Taxes _____ _ Bonds Borrowed--------------------Other Liabilities.-------------------- TotaL _______________ _ ___________$ STATEMENT 15,000.00 none 7,5oo:oo 619.88 none none 75,452.63 none 72.978.70 396.50 811.98 775.45 none none none none none none 134.55 173,669.69 Showing Condition at Close of Business December 31, 1924 of the FARMERS AND MERCHANTS BANK President, J. W. WISE Fayetteville, Ga. Vice-President, W. W. REDWINE Cashier, C. D. REDWINE RESOURCES: TDiemmeaLnodaLnos aannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- vosited with Avvroved Reserve DAuegfernotms--O--t-h-e--r-B--a--n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items______ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c_e__s_.._ Other Assets.. __ ........ ________ .. ___ _ Totals... __ -------------._-----------_.$ 144,475.67 40,551.87 2,300.00 none none 450.00 2,266.79 3,256.46 7,040.12 none 29,089.21 578.21 17,627.81 1,739.25 35.55 918.46 none 5,717.97 none 256,047.37 LIABILITIES: Cavital Stock Paid in________________$ Amount Reserved for BranctL s --SUunrdvi1vuids ed- -P-r-o- -f-i t-s- - -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_-_ Dividends Unvaid... --------- ____ -- -Due to Banks....... -----------------Devosits Subject to Check -------Demand Certificates of Devosit____ _ Time Certificates of Devosit. _- __ - _Savings Devosits -------------------TCraushstieFru'snCdhseocnksD__e_v_o__s_i_t_._._-_-_-_-_._._-_-_._. _Certified Checks..... _.. ------ .... ---Bills Payable ...... __ -- _-----------Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... BOothnedrs LBioarbrioliwtieeds-.-_-_-_-_-_-_-_-_-_-_-_-_-_____-_-_-_-_--_ TotaL ..... ________________________ ..$ 25,000.00 none 25,000.00 3,351.88 none none 160,962.08 none 38,660.33 none none 423.08 350.00 none none none none 2,300.00 none 256,047.37 DEPARTMENT OF BANKING 117 STATEMENT Showing COndition at Close of Business December 31, 1924 of the BANK OF FINLEYSON Finleyson. Ga. President, .f. W. CONNER, SR. V.-P., R. L. SCARBOROUGH, W. E. FINLEYSON Cashier, CLARENCE FINLEYSON RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities------------State of Georgia Bonds-------------BSOtatohncekkriniSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_dv__es___B___a___n___k___-___-__-__-__--__ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De- I>Osited with AI>I>roved Reserve Agents__ --------------------------ADduveafnrcoems oOnthCeortBtoann_k_s___-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items. ____ _ LOevteterdrsraoftfsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n__c_e_s____ Other Assets-------------------------- Total----------------------------------S 19,711.57 none none none none none 1,000.00 1,100.00 5,641.87 none 4,047.61 none l, 706.84 none none none none none 55.76 33,263.65 LIABILITIES: Cai>ital Stock Paid in ---------------$ Amount Reserved for Branches.---SUunrdi>ilvUidSe--d- -P-r-o--f-i-ts--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Uni>aid-------------------DDeui>eOtoSitBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-__-_-_--_ TDiemmeaCnderCtiefirctiaftiecsatoefsDoefi>Doesii>t_o_s_i_t_-_-_-_--_ TSaruvisntgFsuDnedi>soosints_D-e-i>--o-s-i-t-_-_-_-_-__-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks---------------------BNiolltsesPaanyadbBleil.ls R--e-d--i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Accei>tances __ Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities._------------------- TotaL--------------------------------S 15,000.00 none none 9,115.92 none none 8,123.37 none 719.20 none none 305.46 none none none none none none none 33,263.95 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF FI.OVILLA Flovilla, Ga. President, I'. S. ETHERIDGE Cashier, J. T. GIBSON Viee-President,A. F. WHITE RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities. ___________ _ State of Georgia Bonds_____________ _ 29,847.91 13,431.26 none none SOttohcekr iSntoFcekdsearanldRBesoenrdves_B__a__n_k__-_-_-_-_--_ none 200.00 BFuanrnkiitnugreHaonudseF. i_x_ t-u-r-e--s-_-_-_-_-_-_-__-_-_-_-_-_--_ Other Real Estate Owned __________ _ 1,102.50 1,259.43 l' 195.46 Due from Federal Reserve Bank----- none Cash in Vaults and Amount De- I>Osited with AI>I>roved Reserve Agents._----------------------- ____ _ 58,193.23 Due from Other Banks-------------- none CAAhddevvcaaknnscceefssorooCnn lCOeaotrhtitenorgnC-H-o-om-u-ms--eo-_d-_-i_t-_i-_e_-s_-__-__-_-__ none none 714.71 Other Checks and Cash Items-- __ 1,375.09 Letters of Credit and Accei>tances.. none Overdrafts (if anY>------------------- 140.44 Other Assets-------------------------- - - -no-ne Total--~----------- -------------------$ 107,480.03 LIABILITIES: Cai>ital Stock Paid in----------------5 Amount Reserved for Branches----USunrdoilvuisd_e-d--P-r-o--f-it-s--. -_-__-_-_----_-_-________-_-_-------_Dividends Uni>aid-------------------DDeuie>otositBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-__--_ Demand Certificates of Dei>os1t----Time Certificates of Dei>osiL------Savings Dei>OSits___ ------------- _---TCraushstieFru'snCdhseocnksD__e_i_>_o__s_i_t-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_______ --------- ____ -Bllis Payable-------------------------Notes and Bllis Rediscounted---- __ LReestteerrvseofforCIrnetdeirteasnt danAdccTeai>xteasn_c_e__s_--_ Bonds Borrowed---------------------Other Liabilities._------------------- Total--- _____________________________ ._$ 15,000.00 none 10,000.00 4,132.85 none none 41,003.82 none 37,211.95 none none 111.41 none none none none nona none none 107,480.03 ll8 STATEMENT Showing Condition at Close of BWJineu DeeeJDber Sl, 1924 of the THE CITIZENS BANK Folkston, Ga. President, WILLIAM MIZELL, SR. Vice-President, B. G. McDONALD Cashier, WILLIAM MIZELL, JR. RESOURCES: Time Loans and Discounts__________$ Demand Loans________ -------------United States Securities------------SSttoactekoinf GFeeodregriaal BRoesnedrsv-e--B--a-n--k-_-_-_-_-_-_ Other Stocks and Bonds------------BFuarnnkiitnugreHaonudseF-i-x-t-u--re--s-_-_-_-_-_-_-_-_-__-_-_-_--_ 133,801.28 12.399.52 5,000.00 10.000.00 none none none 2,454.16 DOutheefrroRmeaFl eEdsetraatle ROewsenrvede-B- a-n--k-_-_-__--_ Cash in Vault and Amounts De- posited with Approved Reserve 325.00 none Agents___ --------------------------DAduveafnrcoems oOnthCeorttoBna_n__k_s_._._-_-_-_-_-_--_-_-_-_-_- 72.706.29 nnoonnee Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items______ none none 22.42 LOevteterdrsraofftsC(rifedanity)a_n__d__A__c_c_e_p__ta__n_c_e_s_._. none 475.00 Other Assets--------------------------- - - -148-.03 Tota.l.~---------------------------------1 237,331.70 LIABJLlTIES: Capital Stock Paid ln---------------1 Amount Reserved for Branches. --Surplus------------------------------Undivided Profits-------------------Dlvidends Unpaid-------------------Due to Banks------------------------Deposits SubJect to Check---------Demand Certificates of Deposit----Time Certificates of Deposit-------Savings Deposits -------------------Trust Funds on Deposit------------Cashier's Checks--------------------BClelrltsifPiaeydaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bllls Rediscounted-----Letters of Credit and Acceptances. Reserve for Interest-----------------Bonds Borrowed---------------------Other Llabllltles. __ ------------------ Total----------------------------------1 15,000.00 none 3,000.00 17,095.4.9 8.40 none 118.338.21 none 29,129 ..92 53,948.99 none 810.69 none none none none none none none 237,331.70 STATEMENT Showing Condition at Close of Business Dece10ber 31, 1924 of the BANK OF FORSYTH Forsyth, Ga. President, R. B. STEPHENS Vice-President, J. J. CATER, SR Cashier, JNO. T. STEPHENS RESOURCES: Time Loans and Discounts----------$ 56,126.20 Demand Loans----------------------United States Securlties------------- 26.486.92 none SStt.oa:ctekolnf GFeeodregriaal BReosnedrvs-e-B---a-n-k--_-_-_-__--_ 6.225.00 none Other Stocks and Bonds------------ none Banking House----------------------- 4,703.56 FOuthrneirtuRreealaEndstFatiextOurwens-e-d--__-_-_-_-_-_-_-_-_--_ 2,932.61 6,473.73 Due from Federal Reserve Bank----Cash in Vault and Amounts De- none Posited with Approved Reserve Agents------------.-----------------DAduve.afnrocems OonthCeor tBtoann_k_s_-__-_-_-_-_-_-_-_-_-_-_-__--_ 65,559.70 15.00 none ACdhve;caknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_-_-_--_ Other Checks and Cash Items_____ _ 12.59 153.30 none Letters of Credit and Acceptances. none Overdrafts (if anYl------------------- Other AssetS--------------------------- - - none -no-ne Total--------------------_---------_ ---S 168,688.61 LIABILITIES: ACampoituanltSRtoescekrvPeadidfoirn-B--r-a-n-c--h-e-s--_-__-_--_1 USunrdpilvUidSe-d--P--r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------Due to Banks.. ---------------------DDeepmoasnitds CSeurbtJifeicctattoesCohfeDckep--o-s-i-t-_-_-_-_-_ Time Certificates of Deposit--------TSarvuisntgFsuDnedpsoosnitsD--e-p-o--s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks---------------------Bills Payable__ ----------------------Notes and Bills Rediscounted------LReestteerrvse offorCIrnetdeirt easnt da nAdccTea.Pxteasn_c_e__s_. ._ Bonds Borrowed--------------------Other Liablllties. _------------------- Total.---------------------------------$ 50,000.00 none 10,00000 4,852.98 none none 103,755.63 none none none none 80.00 none none non,e none none none none 168,688.'61 I>EPAIR'l'MENT OF BANKING U9 STATEMENT ShowiDtJ ConclitionetCioee ofBueineuDecember 31, 1 of the CITIZENS BANK OF FORSYTH Forsyth, Ga. President, .H. H. HA~DIN Vice-Presidents, P.R. CHAPMAN. H. E. NEWTON, E. D. RUDISILL (V. Pres.) Cashier, ROLAND ANDERSON RESOURCES: Time Loans and Discounts.........$ m. 733.91 DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ 21,859.78 none none none Other Stocks and Bonds------------ none BFuarnnkiitnugreHaonudseF.i.x..tu-r-e--s-_-_-_-_-_-__-_-_-_-_-_-_--_ none 1,629.63 Other Real Estate Owned----------- 2,736.40 Due from Federal Reserve Bank----- none Cash in Vaults and Amounts De- A:Dgoesnitetsd___w__i_t_h___A_:_D_:_D__ro_v_e_d___R__e_s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _ 35,017.96 276.38 none ACgvecaknscefsoronOlOeat.hrlenrgCHoomumseo_d_i_t_i_e_s_._._._ Other Checks and Cash Items _____ _ none 421.37 none Letters of Credit and Acce:Dtances. none Overdrafts (if anYl------------------- none Other Assets--------------------------- - - -no-ne Total----------------------------------S 173,675.43 LIABILITIES Ca:Dital Stock Paid in----------------S Amount Reserved for Branches..... Surt~lus. ____ .. -----.-----------------Undivided Profits-------------------Dividends Un:Daid-------------------Due to Banks-----------------------Det~osits Subject to Check.--------Demand Certificates of De:Dosit..... Time Certificates of Det~osit-------- Savings De:DOSits--------------------Trust Funds on Det~osit------------ Cashier's Checks--------------------Certified Checks---------------------Bills Payable... ---------------------Notes and Bills Rediscounted------Letters of Credit and Acce:Dtances.. Reserve for Interest and Taxes.... Bonds, Borrowed--------------------Other Liabilities.-------------------- Total. . . . . . . --------------------------.$ 40.000.00 none 10,000.00 1,271.16 3,200.00 none 56,125.35 2,000.00 7,989.66 none none 1,089.26 none none none none none none 52,000.00 STATEMENT Showing Condition at Close of Business DeceJDber 31,1924 of the FARMERS BANK President; R. T. PERSONS Forsyth, Ga. Vice-President, R. P. BROOKS Cashier, R. J. BITTICK RESOURCES TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t,s_._._._.__._._._._$ United States Securities............ . 85,014.71 143,190.71 none State of Georgia Bonds-------------Stock in Federal Reserve Bank..... . BOat hnekri nSgtoHckosusaen_d__B__o_n__d_s__._._._._._._._._._._. ._ FOuthrneirtRureealaEndstFatiextOurwens.e.d._._._._._._._._._._. ._ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- none none none 3,992.95 2,493.15 none none :Dosited with AII:Droved Reserve Agents-----------------------------ADduveafnrcoems oOnthCeortBtoann_k_s__.-_-_-__-_-_-_-_-_-_-_-_--_ Advances on Other Commodities.... 90.350.87 none none none Checks for Olea.rlng House.......... Other Checks and Cash Items .... 587.76 974.39 Letters of Credit and Accet~tances. none Overdrafts (if anYl------------------- 316.29 Other Assets--------------------------- - -no-ne Total.... ------------------------- .$ 326,920.83 LIABILITIES Ca:Dital Stock Paid in----------------S Amount Reserved for Branches.---Surt~lus.. _. ___ . _-- ... __ .. ------------Undivided Profits.------------------Dividends Un:Daid-------------------Due to Banks------------------------Det~osits Subject to Check.. -------Demand Certificates of Det~osit. Time Certificates of Det~osit...... Savings De:Dosits. -------------------Trust Funds on Det~osit------------ Cashier's Checks--------------------Certified Checks---------------------Bills Payable._.---------------------Notes and Bills Rediscounted------Letters of Credit and Acce:Dtances.Reserve for Interest and Taxes..... Bonds Borrowed... ----------------Other Liabilities.. ----------- Total--------.---------------- ...$ 50,000.00 none 50,000.00 984.111 none none 225,1136.64 none none none none none none none none none none none none 326.920.83 FIFTH ANNUAL R:EPbR1' STATEMENT Showing Condition at Close of Business Decetnber 31, 1924 of the MONROE COUNTY BANK President. W. C. HILL Forsyth. Ga. Vice-President, C. B. HOLLIS, SR. Cashier, CHARNER W. HILL RESOURCES: Time Loans and Discounts..........$ Demand Loans....................... United States Securities............. State of Georgia Bonds............ .. Stock in Federal Reserve Bank.... .. Other Stocks and Bonds. __ ........ . Banking House....................... Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank.... CIISh in Vault and Amounts De- I>Osited with A:t>I>roved Reserve Agents . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. Due from Other Banks.............. Advances on Cotton................. Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items.... .. Letters of Credit and Acce:t>tances.. Overdrafts (if any) .................. _ Other Assets.......................... TotaL............... ------------------$ 158,230.81 63.810.56 1.600.00 none 1.650.00 650.00 none 1.000.00 12,771.59 13,809.99 35,367.48 none 9,360.51 760.33 962.81 125.48 none none 2,106.06 302,205.62 LIABILITIES: Ca:t>ital Stock Paid in................$ ASumr:to>ulunst..R..e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e__s_._._..... Undivided Profits.................... Dividends Un:t>aid.................. .. Due to Banks......................... De:t>osits Subject to Check........ .. Demand Certificates of De:t>osit.... . Time Certificates of De:t>osit........ . Savings De:t>osits.................... . Trust Funds on De:t>osit............ . Cashier's Checks..................... Certified Checks..................... . Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acce:t>tances.. Reserve for Interest and Taxes.... .. Bonds Borrowed...................... Other Liabilities..................... TotaL .................... .. 25,000.00 none 30,000.00 none none none 120,141.58 none 14,004.41 97,285.21 none 2,816.83 none none 10,683.31 none none none 2.274.28 302,205.62 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE BANK OF FORT GAINES President, C. W. MORRIS Fort Gaines, Ga. Vice-President, W. L. PAULLIN Cashier, W. L. PAULLIK RESOURCES: Time Loans and Discounts..........$ Demand Loans....................... United States Securities............. State of Georgia Bonds............ .. Stock in Federal Reserve Bank..... . Other Stocks and Bonds............ . Banking House....................... Furniture and Fixtures.............. Other Real Estate Owned.........._ Due from Federal Reserve Bank .. __ Cash in Vault and Amounts De- IA>gOesnitetsd.. _w__i_t_h___A__:_t>__p_r_o_v_e_d___R, e_s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton................. Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items...... Letters of Credit and Acceptances.. Overdrafts (if any)................. .. Other Assets.......................... Total------------------- .. -------------S 160,582.27 8.348.91 none none none none none 800.00 none none 67,285.86 none 69,059.67 2,269.49 6,434.37 none none 802.55 none 315,583.12 LIABILITIES: Capital Stock Paid in...............$ ASumr:to>ulunst.R..e.s.e.r.v..e.d. _f_o_r__B__r_a_n_c__h_e_s__._._._.._ Undivided Profits.................... Dividends Un:t>aid.................. .. Due to Banks........................ Deposits Subject to Check.......... Demand Certificates of Deposit..... Time Certificates of Deposit. ______ _ Savings Deposits..................... Trust Funds on Deposit............. Cashier's Checks..................... Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acce:t>tances.. Reserve for Interest and Taxes.... .. Bonds Borrowed..................... Other Liabilities..................... Total..................................$ 50,000.00 none 35,000.00 6,889.63 5,000.00 3,171.92 143,899.50 none 71,581.54 none none 40.53 none none none none none none none 315,583.12 DEPARTMENT OF BANKING 121 STATEMENT Showing Condition at Close of Business DeceiUber 31, 1924 of the UNION SAVINGS BANK President, B. F. PEARCE Fort Gaines, Ga. Vice-President, W. T. CREDILLE Cashier, W. G. GRIMSLEY RESOURCES: Time Loans and Discounts... _______$ Demand Loans----------------------United States Securities------------SSttoactek oinf GFeeodregraial BRoesnedrvs-e--B--a-n-k--_-_-_-__--_ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- POsited with Avvroved Reserve DAuegfernotms.-O--t-h-e--r-B--a-n--k-s--__-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e__v_t_a_n_c__e_s_.-_ Other Assets-------------------------- T-o-taL .. ----------- ---- --------------- ___ $ 79.408.69 982.50 none none none none none 1.700.00 4,250.00 none 13,333.85 none none none 1.559.22 none none 80.81 none 101,315.07 LIABILITIES: Cavital Stock Paid in----------------S .Wl27 ,150.00 ASumrvoluunst. R__e_s_e_r__v_e_d_ _f_o_r__B__r_a_n_c__h_e__s-_-_-__-_- 5,0n0o0.n00e Undivided Profits-------------------Dividends Unvaid-------------------Due to Banks------------------------Devosits Subject to Check---------Demand Certificates of Devosit----Time Certificates of Devosit________ Savings Devosits--------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.Reserve for Interest and Taxes______ BOothnedrsBLioabrirliotiwese__d_-_-_-_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_- 2,222.02 8.00 none 41.714.67 none 24,723.15 none none 497.23 none none none none none nnoonnee TotaL------ ____ ------------- _________$ 101,315.07 STATEMENT Showing C<>udition at Close of Business December 31, 1924 of the BANK OF FORT VALLEY President, \V. B. NICHOLS Fort Valley, Ga. Vice-President, W. R. EDWARDS Cashier, E. T. MURRAY RESOURCES: Time Loans and Discounts__________ $ 54,093.97 DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ none none State of Georgia Bonds_____________ _ none Stock in Federal Reserve Bank------ none BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-__-_-_-_-_--_ Furniture and Fixtures_____________ _ none none 3,535.15 Other Real Estate Owned... _______ _ none Due from Federal Reserve Bank____ _ none Cash in Vault and Amounts De- vosited with Avvroved Reserve D Auegfernotms--O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ 18,331.35 283.75 none Advances on Other Commodities___ _ Checks for Clearing House_________ _ none 3,000.00 Other Checks and Cash Items _____ _ none LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_v__ta__n_c_e__s_.__ none none Other Assets--------------------------- - - -no-ne Total-----.--------------------------- -S 79,244.22 LIABILITIES: Cavital Stock Paid in________________ $ ASumrvoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e__s_._.___--_ Undivided Profits ___________________ _ Dividends Unvaid-------------------Due to Banks------------------------Devosits Subject to Check---------Demand Certificates of Devosit____ _ Time Certificates of Devosit--------Savings Devosits. -------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaanyadbBleil.l_s-R--e-d--i-s-c-o--u-n-t-e--d-_-_-__-_-_-._ Letters of Credit and Accevtances-Reserve for Interest and Taxes-----BOot hnedrs LBioarbriol iwt ieeds-_-_-_-_-_-_-_-_-_-_-_------------------- -- Total--- ___ --.----.--------------------$ 30,000.00 none none 398.80 none none 45,860.24 none 1,000.00 110.08 none 15.10 1,860.00 none none none none none none 79,244.22 STATEMENT Sho..riug'Con:dition at Close of BusineB& DeeemberM, 1924 of the CITIZENS BANK OF 'FORT VALLEY President, A. J. EVANS Fort Valley, Ga. Vice-Presidents, C. E. MARTIN, L. L. BROWN Cashier, B. H. FINCHER RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities. ___________ _ State of Georgia Bonds. ____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdves _B__a_n__l_c_._._._._. BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- vosited with Avproved Reserve 667,310.84 574.54 2,000.00 1,000.00 none 2,000.00 45,000.00 11,115.26 1,100.00 none DAuegfernotms.-O--t-h-e--r-B--a-n-k-s-._--_-_-_-_-_-_-_--_-_-_-_-_Advances on Cotton_________________ 147,1n6o0.n21e 4,971.62 Advances on Other Commodities.... Checks for Olearing House__________ Other Checks and Cash Items______ none 2,338.54 1,794.40 LOevteterdrsraofftsC(rifedanity)a__n_d__A__c_c_e_p__ta__n_c_e_s_._. nnoonnee Other .Assets--------------------------- - -4,0-40.-26 Total----------------------------------1 890,405.67 LIABILlTIES: Cavital Stock Paid in---------------1 ASumrpoluunst_R__e_s_e__r_v_e_d__f_o_r__B__r_a_n__c_h_e__s_._-_-_--_ Undivided Profits-------------------Dividends Unvaid-------------------Due to Banks------------------------Devosits Subject to Check---------Demand Certificates of Devosit..... Time Certificates of Devosit--------Savings Deposits--------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities.-------------------- TotaL. ____ ----------------------- ---1 100,000.00 none 50,196.72 21,030.44 500.00 53.49 373,383.14 none 117,197.75 71,954.43 none 3,334 ..19 999.67 100,000.00 51,755.84 none none none none 890,405.67 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE BANK OF HEARD COUNTY President, F. S. LOFTIN Franklin, Ga. Cashier, E. E. LEWIS Vice-President, E. E. LEWIS RESOURCES: Time Loans and Discounts----------1 96,801.96 DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds. ____________ _ 18,792.73 7,450.00 none SOttohcekr iSntoFcekdearnadl RBeosnedrvse__B__a_n_k__-_-_-_-_--_ none 450.00 BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ 2,844.00 2,000.00 Other Real Estate Owned----------- 5,461.11 Due from Federal Reserve Bank----- none Cash in Vault and Amounts De- vosited with Approved Reserve Agents------------------------------ 97,932.97 Due from Other Banks-------------- none Advances on Cotton----------------- none CAhdevcaknscefsoronOlOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ none none Other Checks and Cash Items..... none Letters of Credit and Acceptances.. none - - - - OOvtheerdr rAasfstset(si.f.a..n.Y..>..-.-.-..-_-_-_-_-_-_-_-__-_-__--_ none none Total -.--------.-----------------..$ 231,732.77 LIABILITIES. Capital Stock Paid in---------------1 Amount Reserved for Branches..... SurplUS------------------------------Undivided Profits-------------------Dividends Unvaid-------------------Due to Banks------------------------Deposits Subject to Check.--------Demand Certificates of Devosit..... Time Certificates of Devosit--------Savings Devosits--------------------Trust Funds on Deposit............. Cashier's Checks--------------------Certified Checks---------------------Bills Payable------------------------Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed.. _----------------- Other Liabilities....---------------- TotaL---------------------1 25,000.00 none 25,000.00 2,832.93 4.00 none 110,704.78 none 12,483.57 48,029.1.'<1 7,618.88 59;48 none none none none none none none 231 ''132 !17 DEPARTMENT oF :B.ANcNo STATEMENT Showing Condition at Close of BUsiness December 31,1924 of the THE PEOPLES BANK President, G. A. ADAMS Franklin, Ga. Vice-President, A. J. JACKSON Cashier, HOPE H. LANE RESOURCES: TDiemmeaLnodaLnosaannsd..D. _i_s_c__o_u_n__t_s_._._._._._._._._._$ United States Securities. ___________ _ State of Georgia Bonds.... _________ _ Stock in Federal Reserve Bank..... . BOathnekrinSgtoHckosusaen.d. _B__o_n__d_s_._._._.__._._._._._._. ._ Furniture and Fixtures...._________ _ Other Real Estate Owned. _________ _ 52,202.90 9,840.50 none none none none 2.000.00 1.706.71 5,195. 73 Due from Federal Reserve Bank..... Oash in Vault and Amounts De- none Avogseintetsd. . w___i t._h. . .A_I_>_I_>_r_o_v_e_d___R__e_s_e_r_v_e_ ADduveafnrcoems oOnthOeortBtoann_k_s__.._._._._._.___._._._._._ AOdhvecakncsefsoronClOeathrienrgCHoonudsieti_o_n__s_._._._._. ._ Other Ohecks and Oash Items..... . Letters of Oredit and Accei>tances.. 7,633.99 none none none 3,000.00 none none Overdrafts (if anYl------------------- Other Assets-------------------------- 49.28 none TotaL............ ____________________~$--8-1-,6-29-.1-1 LIABILITIES: Oavital Stock Paid fn _______________$ ASumrvoluunst. R--e-s-e.-rv--e-d- .t.o_r__B__r_a_n_c--h_e_s__.-__--.-. Undivided Profits-------------------Dividends Unvald-------------------DDeuveotsoitBs aSnukbsj-e-c-t-t-o---O-h--e-c-k--.-.-.--.-.-.-.-.-. Demand Certificates of Devosit..... Time Certificates of DevosiL....... Savings Devosits--------------------TCrausshtieFru'snCdhseocnksD..e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------Bills Payable.. ----------------------Notes and Bills Rediscounted...... . Letters of Credit and Accevtances.. Reserve for Interest and Taxes..... . Bonds Borrowed... -----------------Other Liabilities.. ------------------- TotaL ...... ---- ...........1 26,000.00 none 7,000.00 822.29 44.00 none 27,692.68 none 3,000.11 none none none none 18,070.03 none none none none none 81.629:11 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE CITIZENS BANK 'President, J. C. PRUITT Gainesville, Ga. Vice-President, C. L. NEWTON Cashier, J. N. ROGERS ' RESOURCES: Time Loans and Discounts..........$ 619,023.91 UDnemiteadndSLtaoteasnsS-e-c--u-r-i-ti-e-s-.-.-.--__-_-_-_-_-_-_-_--_ none 40,000.00 State of Georgia Bonds-------------- none Stock in Federal Reserve Bank..... . none BOathnekrinSgtoHckosusaen.d...B__o_n__d_s_-_-__-_-_-_-_-_-_-_-_-_--_ 86,354.16 none FOuthrneirtRureealaEnsdtaFtiextOuwrens-e-d-.-_-_-_-_-_-_-_-_-_--_ 6,191.58 15,705.99 Due from Federal Reserve Bank..... none Oash in Vault and Amounts De- vosited with AI>I>roved Reserve Agents... --- ..... __ ... ------ __ ----.. 271,073.37 Due from Other Banks-------------- 92.90 Advances on Cotton.---------------- 23,402.10 Advances on Other Commodities.... none Checks for Clearing House.......... 5.730.48 Other Checks and Cash Items...... 2,887.48 Letters of Credit and Accevtances.. none Overdrafts (if anY>------------------- 1,913.13 - - - - - Other Assets-------------------------- 29,758.66 Total... -- .. --- .. --------------- -------1 l,l02.L113:76 LIABILITIES: Cavital Stock Paid in----------------1 ASumrvoluunst..R_e_s_e__rv__e_d__t_o_r__B__r_a_n__c_h_e__s_.-.-.-_-_ Undivided Profits-------------------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsj.e.c--t-t-o--C--h-e--c-k-.-.-.-.-.---.-.-.-. Demand Certificates of Devosit.... Time Certificates of Devosit....... TSarvuisntgFsuDnedvsoosnitsD. -e-v--o-s-i-t----.-.-.--.--.-.-Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaaYndabBliel-ls--R--e-d--i-s-c-o-u--n-t-e-d--.-.-.-.--Letters of Credit and Accei>tances. Reserve for Interest and Taxes.. Bonds Borrowed------------------- Other Liabilities.-------------------- 50,000.00 none 10,000.00 81/1'71.81 2;000.00 7.421.58 584,889.79 4,500.00 600.00 408,292.62 none 1,969.18 none none none none 688.78 none none TotaL...... ------------------------- ..J l,l02il8S.'1.6 124' FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 of the THE STATE BANKING COMPANY President, T. E. ATKINS Gainesville, Ga. Vice-President, GEO. P. ESTES Cashier, W. R. WINBURN RESOURCES: Time Loans and Discounts__________ $ Demand Loans______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures-------------Other Real Estate Owned----------Due from Federal Reserve Bank ___ _ Cash in Vault and Amounts De- nosited with Annroved Reserve Agents----------_____________________ Due from Other Banks______________ Advances on Cotton_________________ Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items______ LOevteterdrsraofftsC(rief dainty)a_n__d__A__c_c_e_n_t_a_n_c_e_s_____ Pther Assets__________________________ 363,287.23 10,000.00 none none none none none 5,100.00 none none 54.973.85 11,964.83 14,412.20 none 1.289.19 2.423.37 nnoonnee none ---~---- Total.-.--,----------------------------$ 463,450.67 LIABILITIES: Canital Stock Paid in _______________ $ Amount Reserved for Branches____ _ Survlus------------------------------Undivided Profits-------------------DDiuveidtoenBdsanUknsp_a__i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Denosits Subject to Check---------Demand Certificates of Denosit____ _ Time Certificates of Denosit_______ _ Savings Denosits--------------------TCraushstieFru'snCdhseocnksD__e_n__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------Bills PaYable ________ ----------------Notes and Bills Rediscounted______ _ Letters of Credit and Accentances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed___ -----------------Other Liabilities ____ ----------------- Total___ ----------------------------- __$ 75,000.00 none 30,000.00 2,128.54 none none 204,069.40 none 150,874.10 none none none 1,378.63 none none none none none none 463,450.67 STATEMENT Showing Condition at Oose of Business December 31, 1924 of the FARMERS AND MERCHANTS BANK President, J. A. CHAPMAN Garfield, Ga. Vice-President, 11. H. STEWART Cashier, D. M. CASON RESOURCES: Time Loans and Discounts__________ $ Demand Loans______________________ _ UStnaitteedofSGtaetoersgSiaecBuornitdiess_-__-_-_-_-_-_-_-_-_-_-_--_ Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-__-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De- nosited with Annroved Reserve DAu eg ef rnotms __O__t_h-e-r- -B- -a-n- -k-s-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ COhthecekr sCfhoercCksleaanridngCHasohuIstee-m--s-_-_-_-_-_--_ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s____ Other Assets-------------------------- J,Ot&l---- ---------------------------- __$ 43,245.27 none 7,350.00 none none none 4,207.48 3,189.46 2,624.77 none 10.331.12 none none 154.45 none 37.19 none 596.45 none LIABILITIES: ACampoituanltSRtoescekrvPeadidfoirn-B-r--a-n-c--h-e-s--_-_-_-_-_S USunrdpilvuids-e-d--P-r-o--f-it_s______________________-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------Due to Banks-----------------------Denosits Subject to Check---------Demand Certificates of Deposit----. Time Certificates of Deposit--------Savings Deposits--------------------TCrausshti eFru' snCdhs eocnk sD__e_n__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_- -_ Certified Checks---------------------BNiolltsespaanyadbBleil_l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Acceptances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed- __ -----------------Other Liabilities___ ------------------ 71,736.19 Total----------------------------------S 15,000.00 none 3,000.00 6,037. 73 none none 29,824.00 none 14.657.17 none none 1.117.29 none none none none none 2.100.00 none 71,736.19 DEPARTMENT OF BANKING STATEMENT Showing Condition at Closeof Business December 31, 1924 of the BANK OF GIBSON President, B. :F. WALKER Gibson, Ga. Vice-President, W. T. GRIFFTK Cashier, E. E. GRIFFIN RESOURCES: Time Loans and Discounts__________ $ DUenmi t eadn dSLt aot easn sS-e-c- -u-r-i-t-ie- -s-. -_-_-_-__-_-_-_-_-_-_- -_ SSOtttoahcteekr oiSnft oGFceekodsregar ianaldBRBoesonendrdvs -es-_-B_-_-a_-n_-_k-_-__-__-__-___- -__ BFuarnnkiitnugreHaonudseF-i-x-t-u--re--s-_-_-_-_-_-_-_-__-_-_-_-_--_ Ottler Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- vAogseintetds. __w__i_th____A_I_>_I_>_r_o_v_e_d___R__e_s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _ Advances on Other Conditions_____ _ Checks for Clearing House _________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__v_t_a_n_c__e_s_. __ Other Assets-------------------------- TotaL _______________________________ $ 57,169.52 6,259.39 none none none none 3,000.00 1,608.51 none none 41,665.67 none none none none none none 83.80 none 109,786.89 LIABILITIES: Cavital Stock Paid in _______________ $ Amount Reserved for Branches ____ _ SUunrdt>i vlui ds.e_d__P_ r-o- -f-i t-s- -_-_-_-_-_-_-_-__- _-_-_-_-_-_-_-_-_-_- -_ DDiuveidteonBdsanUknsv_a__i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Devosits Subject to Check _________ _ Demand Certificates of Devosit____ _ Time Certificates of Devosit________ _ Savings Devosits. -------------------CTraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_------Certified Checks_________ ---- _______ -Bills Payable. ___ --------------------Notes and Bills Rediscounted______ _ Letters of Credit and Accevtances-BReosnedrvs eBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s__________ __ Other Liabilities. _______________c ___ _ TotaL __ _ _______ $ 15,000.00 none 3,000.00 3,000.00 none none 87,856.03 none none none none 930.86 none none none none none none none 109,786.89 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF GIRARD President, W. Y. STEPHENS Girard, Ga. Vice-Presidents, DR. LOUIS B. ROYAL, W. P. SANDERS Cashier, W. V. STEPHENS Assistant Cashier, JUDAH B. BUXTON RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities. ___________ _ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdves_B__a__n_k__-_-_-_-_--_ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ 107,808.98 23,299.05 none none none none 1,800.00 2,200.00 3,250.00 none Cash in Vault and Amounts DeAI>goesintetsd. __w__i_t_h___A--v-v--r-o--v--e_d___R_e_s_e_r_v_e Due from Other Banks______________ Advances on Cotton_________________ 18,953.30 none none Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items______ none 2,300.00 none LovetetredrrsaoftfsC(rifedaniyt )a__n_d__A__c_c_e_i>__ta_n_c_e_s_____ nnoonnee Other Assets-------------------------- 1,995.60 : r o t a ! __________________________________ ~~----- $ 161,606.93 LIABILITIES: Cavital Stock Paid in________________$ ASumrto>ulunst_R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s__-_____-__ Undivided Profits. ______ -- __ --------DDiuveidtoenBdsanUknsv__a_i_d_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Devosits Subject to Check---------Demand Certificates of Devosit__ __ _ Time Certificates of Devosit-- _-- _-Savings Dei>osits. _____ ------- _---- --TCraushstieFr'usnCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks--------------- __ -_-_Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.. Reserve for Interest and Taxes----~ Bonds Borrowed----------------Other Liabilities.. ----------------- Total. _________ --------------- ------ __ $ 15,000.00 none 3,000.00 17,000.00 2,520.00 none 71,249.91 none 50,943.67 none none 1,893.35 none none none none none none none 161,606.-93 STATEMENT Sb-ing. Condition at Close of Business Dece!nber 31~ 19tH otbe FARMERS AND MERCHANTS BANK President, J. 1<'. ODOM Girard, Ga. Vice-Presidents, J. B. HEATH, G. D. PERRY Cashier, J. C. WRIGHT B.ESOURCES: ~~~k8~a~~~~~~~~-t_s_-~~~~~~~~~s United States Securities____________ _ State of Georgia Bonds_____________ _ BSOtatohncekkriinSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_vd_es___B____a__n___k___-__-__-__-__--__ Furniture and Fixtures_____________ _ Other Real Estate Owned.---------Due from Federal Reserve Bank----Cash in Vault and Amounts De- posited with Approved Reserve DAuegfernotms--O--t-h-e-r--B--a-n--k-s--_-_-_-__-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Conditions_____ _ Checks for Clearing House_________ _ Other Checks and Cash Items. ____ _ Letters of Credit and Acceptances__ Overdrafts (if anY>------------------Other Assets---- ___ ------------------- TotaL---------------------------------S 100,670.79 8,264.19 none none 850.00 150.00 4,000.00 2. 000.00 none 4,375.51 17,598.10 none none none 2.990.69 42.70 none 14.98 none 140,956.96 LIABILITIES: Capital Stock Paid in ____ , __________$ Amount Reserved for Branches ____ _ SUunrdvivluidse__d__P_r_o__f_i_ts____,_____--_-_-____-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------DDuepeotsoitBs aSnukbsje--c-t-t-o--C--h--e-c-k--.-_-_-_-_-__-_-_--_ Demand Certificates of Deposit____ _ Time Certificates of Deposit--------TSaruvisntgFsuDnedpsoosnitsD--e-p-o--s-i-t_-_-_-_-_-_-_-,-_-_-_-_--_ Cashier's Checks--------------------Certified Checks---------------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Accet>tances __ Reserve for Interest and Taxes_____ _ Bonds Borrowed.-------------------Other Liabilities._------------------- Total-- ________ ---------------------- --S 25,000.00 none 2,500.00 5,764.59 none none 49,725.03 npne 38,501.93 16,447.23 none 3,018.18 none none none none none none none 140,956.96 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE GLENNVILLE BANK Pl'l)sident, W. F. DURRENCE Glennville, Ga. Vice-President, C. W. KICKLIGHTER Cashier, J. A. JONES RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- posited with At>Proved Reserve DAuegefrnotms __O--t-h-e_r__B_ -a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ COhthecekr sCfhoercCksleaanridngCHasihluIstee-m--s-_-_-_-_-_--_ Letters of Credit and Acceptances__ Overdrafts (if an:r>------------------Other Assets-------------------------- Tat&L .-------------- ------------------S 223,869.79 4,886.50 none none none none 3,600.00 4,793.50 27.702.39 none 34,177.68 none none none 175.29 871.31 none none 2,708.48 302,784.94 LIABILITIES: CAampoituanltSRtoescekrvPeadidfoirn-B--r-a-n-c--h-e--s-_-_-_-_-_S Survlus------------------------------Undivided Profits-------------------Dividends Unt>aid-------------------DDeute>otositBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Det>osit____.., Time Certificates of Deposit _______ _ Savings Det>osits- _____ --------------CTraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------Bills Payable._----------------------Notes and Bills Rediscounted------LReestteerrvse offorCIrnetdeirteasnt danAdccTeat>xteasn_c_e__s_-_- BOothnedrsLBioarbrioliwtieeds _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TotaL _________________________________$ 60,000.00 none 11,000.00 none none none 60,554.49 none 95,198.57 none none 31,031.88 none 25,000.00 none none none none none 302,784.94 STATEMENT Showing. Coaditionat Close of Business Decmnher 31, 1924. or the THE PEOPLES BANK President, S. H. HOWARD Glennville, Ga. Vice-President, S. J. KICKLIGHTER Cashier, R. D. EASTERLING RESOURCES: 'l'ime Loans and Dlscounts__________$ DUenmiteadndSLtaoteasnss-e-c--u-r-i-t-ie--s-.-_-__-_-_--.-----_-__--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-__-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De- vosited with Avvroved Reserve DAuegfernotms._O--t-h-e--r _B__a_n__k_s______-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities.... Checks for Clearing House---------Other Checks and Cash Items-----LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_v__t_a_n_c_e__s_.._ Other Assets-------------------------- Total----------------------------------* 199,568.34 9,871.02 none none none 2,000.00 8,500.00 3,053.93 2,479.20 none 14,969.07 none none none 5,484.06 121.33 none none 678.36 246,725.31 LIABILITIES: ACamvoituanltSRtoescekrvPeadidfoirn-B-r-a--n-c--h-e-s--.-.-.-.-.S Survlus------------------------------Undivided Profits. __ ----------------Dividends Unvaid-------------------DDueveotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Devosit..... Time Certificates of Devosit--------Savings Devosits--------------------Trust Funds on Devosit------------Cashier's Checks.. --------------- ___ _ Certified Checks------------------ ___ _ Bills PaYable.-----------------------Notes and Bills Rediscounted------LReestteerrvse offorCIrnetdeirteasnt danAdccTeavxteasn_c_e__s_.._ Bonds Borrowed---------------------Other Liabillties.- _- ----------------- Total----------------------------------$ 25,000.00 none 12,500.00 808.85 none none 85.651.32 none 103,171.58 2.074.91 none 7,518.65 none 10,000.00 none none none none none 246,725.31 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE FARMERS BANK President, J. F. COOK Glenwood, Ga. Vice-Presidents, B.S. CALHOUN, C. M. JORDAN Cashier, W. J. FUTRAL RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities. ___________ _ State of Georgia Bonds_____________ _ 153,507.82 12.047.35 none none Stock in Federal Reserve Bank..... . none Other Stocks and Bonds------------- none Banking House----------------------FOuthrneirtuRreealaEndstFatiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ 6.300.00 3,668.57 none Due from Federal Reserve Bank. __ _ none Cash in Vault and Amounts De- vosited with Allvroved Reserve Agents------------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_-_-__-_-_-_-_-_-_-_-_-_-_--_ 31,523.44 3,691.44 6,995.98 CAhdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ 1,948.33 3,694.29 Other Checks and Cash Items. ___ -_ 1.351.84 LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__v_t_a_n_c__e_s_.._ none none Other Assets--------------------------- - - -5,4-91-.74 'FQ$1______ - --------------------------- .$ 230.220.80 LIABILITIES: Cavital Stock Paid in---------------S AUSumnrdvoi1vuuindste. R_d_e_P_sre-or-v-f-ei-tds--.f-_o-_r_--_B-_-_r__a_-n__c____h_-e___s___.__.__.__..__ Dividends Unvaid-------------------Due to Banks-----------------------Devosits SubJect to Check---------TDiemmeaCnderCtiefirctiaftiecsatoefsDoef vDoesvito_s_i_t_-_-_-_--_ TSaruvisntgFsuDnedvsoosintsD..e.v--o-s-i-t-.-_-______-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks________ -------------BNiolltsesPaanyadbBleil.l.s-R--e--d-i-s-c-o--u-n-t-e-d--.-.-,-.-.-.-. Letters of Credit and Accevtances. _ Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities._------------------- Total. ______ ------ ___ ---------- _______ .$ 30,000.00 none 44,000.00 none none none 114,795.78 none 36.895.84 none none 4,529.18 none none none none none none none 230,220.80 128 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 192.4 of the FARMERS AND MERCHANTS BANK President, I. B. STINSON Gordon, Ga. Vice-President, .J. W. BROOKS, SR. Cashier, F. S. ENGLISH RESOURCES: LIABILITIES: Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d___B_o__n_d__s_______________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ 104,349.34 8,344.14 none none none 200.00 2,940.00 3,243.15 4,885.81 Capital Stock Paid in----------------$ ASumrpoulunst. R__e_s__er.v__e_d__f_o-r--B__r_a_n__c_h_e-s----------Undivided Profits ___________________ _ Dividends Unpaid-------------------Due to Banks.. ---------------------Deposits Subject to Check.--------Demand Certificates of Deposit ____ _ Time Certificates of Deposit... Due from Federal Reserve Bank.... _ Cash in Vault and Amounts De- posited with Approved Reserve none TSaruvisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-_-_-_-_-_-__-_-_-_-_-_--_ Cashier's Checks ____________________ _ Agents._---------------------------Due from Other Banks______________ 46.594.25 6,988.60 BCielrltsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_._-_._-_-_.----------- Advances on Cotton_________________ none Notes and Bills Rediscounted------- Advances on Other Commodities____ none Letters of Credit and Acceptances __ Checks for Clearing House__________ 1,691.93 Reserve for Interest and Taxes _____ _ Other Checks and Cash Items.. ____ Letters of Credit and Acceptances.. Overdrafts (if any)___________________ 214.43 Bonds Borrowed _----------- --- none none Other Liabilities. __ ---------------- ~:::~~~ts::::::::::::::::::::::::::$~-18::~~::~ I TotaL._______ ------------- _______$ 17,000.00 none 3,500.00 1,889.98 none a one 71,313.73 4,500.00 52,119.11 none 31,450.88 763.56 none none none none none none none 182,537.26 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF GRANTVILLE President, C. S. COLLEY Grantville, Ga. Vice-President, W. A. BOHANNON Cashier, S. H. DIXON RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_.__________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank.... __ BOathnekrinSgtoHckosusaen_d__B__o__n_d_s__-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- Apogseintetsd. _w___it_h____A__p_p_r_o__v_e_d___R__e_s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _ Advances on Other Conditions_____ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__ Other Assets-------------------------- Total._---------------------------------$ 101,674.12 21,780.01 100.00 none none none 3,000.00 1,275.73 ll' 143.98 none 39.071.77 none none none none none none 257.80 none 178,803.41 LIABILITIES: Capital Stock Paid in_______________ $ Amount Reserved for Branches ____ _ SUunrdpilvuids.e_d_ -P-r-o--f-it-s--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DDiuveidtoenBdsanUknsp_a__i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_--_----Deposits Subject to Check.. -------Demand Certificates of Deposit----Time Certificates of Deposit________ _ Savings Deposits ____________________ _ TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_--------Certified Checks---------------------Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.Reserve for Interest and Taxes_____ _ Bonds Borrowed ______________ _ Other Liabilities.. ------------- Total------------------------------- ___$ 25,000.00 none 10,000.00 9,952.53 none none 101,238.76 none 3.339.18 28,689.12 none 83.82 none none none none none none none 178,803.41 DEPARTMENT OF BANKING U9 STATEMENT Showing Condition at Close of Business December 31, 1924 of the :VIERCHANTS AND FARMERS BANK President, H. F. BAXTER Grantville, Ga. Cashier, CI-IAS. ARXOLD Vice-President, W. A. POST RESOURCES; Time Loans and Discounts..........$ Demand Loans....................... United States Securities............. State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds.. _________ _ Banking House. ____________________ _ Furniture and Fixtures. ____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- Apogseintetsd...w_i_t_h____A__p_p_r_o__v_e_d____R_e_s_e__rv_e_ Due from Other Banks _____________ _ Advances on Cotton ... _____________ _ Advances on Other Conditions..... . Checks for Clearing House........ .. Other Checks and Cash Items. ____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__ Other Assets. ________________________ _ TotaL _______________________________ $ 18,658.45 6,978.03 none none none none none 3,138.16 none none 1,850.28 none none none none none none none 613.77 31,238.69 LIABILITIES: Capital Stock Paid in _______________ $ Amount Reserved for Branches. ___ _ Surolus .............................. . Undivided Profits.................. __ Dividends Unpaid................... . Due to Banks........................ Deposits Subject to Check......... . Demand Certificates of Deposit... __ Time Certificates of Deposit........ . Savings Deposits..................... TCraus shti eFru' snCdhs eocnksD__e_p__o_s_i_t_._._._._._._._._._._.___. Certified Checks..................... . BNiolltsesPaanydabBleil.l-s--R-e--d-i-s-c-o--u-n--te--d-_-_-_-__-_--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... . Bonds Borrowed..................... Other Liabilities..................... TotaL ................................. $ 25,000.00 none none none none none 3,470.08 none none none none none none 2,151.92 none none none none 616.69 31,238.69 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF GRAY President, W. W. :VIOORE Gray, (;a. Yice~President, D. Y. CHILDS Cashier, .J. H. WHITEHCRST , RESOURCES: Time i.oans and Discounts..........$ Demand Loans....................... United States Securities............ . State of Georgia Bonds.............. SOttohcekr iSntoFcekdsearanldRBesoenrdves _B__a_n__k_._._._.____ Banking House................. _____ _ Furniture and Fixtures....... _...... Other Real Estate Owned.. ________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with Approved Reserve Agents ............................. . Due from Other Banks.............. Advances on Cotton................ . Advances on Other Commodities.... Checks for Clearing House........ .. Other Checks and Cash Items..... . Letters of Credit and Acceptances.. Overdrafts (if any).................. . Other Assets............. __ .......... . TotaL............... _________ . _______ .$ 50,440.02 250.0" none none none none 2,341.07 2,437.68 704.67 none 27,703.45 none none none 136.88 none none none none 84,013.77 LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches..... Surolus .............................. . Undivided Profits.................... DDiuveidtoenBdsanUknsp__a_i_d_._._._._._._._._._._._._._._._._._._.._ Deposits Subject to Check......... . Demand Certificates of Deposit.. ... Time Certificates of Deposit........ . Savings Deposits..................... Trust Funds on Deposit............. Cashier's Checks..................... Certified Checks.................... .. Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes.... .. Bonds Borrowed..................... Other Liabilities..................... TotaL.................................$ 25,000.00 none none 1,512.15 none none 51.216.94 none 6,114.94 none none 169.74 none none none none none none none 84,013.77 130 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF GRAYMONT President, B. L. BRINSON Graymon't, Ga. Vice-President, CARL E. DURDEN Cashier, W. E. GRAY RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank___ _ Cash in Vault and Amounts De- vosited with Allllroved Reserve DAuegfernotms--O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities.__ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__ta__n_c_e_s___ -_ Other Assets_________________________ _ Total--------- _________________________ $ 106,801.09 none 531.26 none 1,350.00 2,000.00 5,216.09 2,827.14 5,168.10 14' 141.45 6,810.98 none 99,556.18 none 1,612.39 100.00 none none none 246,114.68 LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches ____ _ SUunrdpilvuids-e-d--P-r-o--f-i-ts--_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid___________________ _ Due to Banks________________________ _ Deposits Subject to Check---------Demand Certificates of Deposit--- __ Time Certificates of Deposit _______ _ Savings Deposits ____________________ _ TCraushstieFr'usnCdhseocnksD__e_p__o_s_i_t________________________ __ Certified Checks---------- ___________ _ Bills Payable __ ----------------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances-Reserve for Interest and Taxes _____ _ BOothnedrs LBioarbrioliwtieeds _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TotaL _________________________________$ 25,000.00 none 20,000.00 3,607.02 none none 50,160.73 none 30,299.62 405.47 none 870.78 none 11,000.00 104.771.06 none none none none 246,114.68 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE GREENVILLE BANKING CO. Greenville, Ga. Pr('sident, R. J. ATKINSOX Vice-President, J. L. RENDER Cashier, W. L. PIKKSTON RESOURCES: LIABILITIES: , - TDUSit- enmami- tteeea- Ldno- ofdSa- GLtna- eostoea- arnsgn- sSid_a- e_cD_B- _uio_- rs_nic_t- d_ioe_s- u_s-_n_-- __-t__-- s__-___-- ___-___-- ___-____-- ___-___-- ___-_-- __$---4- 13- ,76nn- 64oo71- ..nn74e- e04 --CAUS-uanm-rPdp- oiilvtu- uainlds- teS_R- _dt_oe- _Psc_re- _kor_- v_Pf_iea- t_ds_i- -_df__o- _i_rn__- __B____- __r___a_- ___n___- c_____h_- ___e___- s_______- ________- ________- $ --- 1620- 570~ ,,,040n060- o040- ...n080e010 Stock in Federal Reserve Bank_____ _ 4,950.00 Dividends Unpaid-------------------- 5,200.00 BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-__-_--_ none 18,000.00 DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ 147.69 241,250.02 Furniture and Fixtures_____________ _ 10,700.00 Demand Certificates of Deposit____ _ none Other Real Estate Owned----------Due from Federal Reserve Bank____ _ 24,039.50 20,222.09 Time Certificates of Deposit________ _ Savings Deposits- ___________________ _ 88,242.15 none Cash in Vault and Amounts De- Trust .Funds on Deposit------------- none vosited with AvDroved Reserve Cashier's Checks--------------------- 797.94 Agents-------------- __ -------------- 73,442.40 Certified Checks------- ______ --------- none ADduveafnrcoems oOnthCeor tBtoann_k_s_-_-_-_-_-__-_-_-_-_-_-_-_--_ none Bills Payable------------------------11,881.48 Notes and Bills Rediscounted------- 40,000.00 8,251.28 Advances on Other Commodities___ _ none Letters of Credit and Acceptances-_ none Checks for Clearing House_________ _ 29l.31 Reserve for Interest and Taxes _____ _ 1, 700.68 Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c__e_s_--_ none none BOothnedrs LBioarbrioliwtieeds---_-_-_-_-_-_-_-_-_-_-_-_-_--_ 76.72 none none Other Assets-- ___________ ------------- 41.93 Total _____ -- __ $ c ------------------- _____ 578,054.57 TotaL__ ____________________________ $ 578,054.57 DEPARTMENT OF BANKING 131 STATEMENT Showing Condition at Close of Business December 31,1924 of the PEOPLES BANK Greenville, Ga. President, H. W. HILL, JR Vice-Presidents, A. F'. HILL, N. F. CULPEPPER Cashier, :vtRS. H. W. HILL, JR. RESOURCES: TDiemmeaLnodaLnosaannsd. _D__i_s_c__o_u_n__t_s_._._._._._._._._.._$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----Other Stocks and Bonds ____________ _ Banking House.... __________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Re~erve Bank ... Cash in Vault and Amount'S De- Apogseintetsd.. _w__i_t_h___A__p__p_r_o_v__e_d___R__e_s_e_r_v_e_ ADduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-_-_-__-_-_-_-_-_-_--_ Advances on Other Commodities.... Checks for Clearing House _________ _ Other Checks and Cash Items-----LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__ Other Assets..... ___________________ _ 133,048.36 2,512.19 none none 1,750.00 6,441.40 1,940.00 450.00 none 6,565.35 I 9,094.84 none 8,369.98 none 85.74 294.32 none none none LIABILITIES: Capital Stock Paid in. ______________$ Amount Reserved for Branches ____ _ Surplus. __________ -------------------Undivided Profits-------------------DDiuveidtoenBdsanUknsp__a_i_d_._-_-_-_-__-_-_-_-_-_-_-__-_-_-_-_--_ Deposits Subject to Check _________ _ Demand Certificates of Deposit..... Time Certificates of Deposit _______ _ Savings Deposits.-------------------Trust Funds on Deposit------------CCaersthiifeierd's CChh~ecckkss_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ BNiolltsesPaanydabBleil.l-s--R-e--d-i-s-c-o-u--n-t-e-d-_-_-__-__--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities _____ --------------- 30,000.00 none 27,606.17 8,537.98 none none 72,768.11 none 41,591.67 none none 48.25 none none none none none none none T=o=t=a=L=--==--====--==--==--==-==-===-==--==-==-$===1==8==0=5==52==.=l8===T=o=ta=l=-=======-=========-=======$==180, 552.18 STATEMENT Showing Condition at Close of Business December 31, 1924 of the GRIFFIN BANKING CO. President, J. P . .i\"ICHOLS Griffin, Ga. Vice-Presidents, E. C. SMITH, J. P. NICHOLS, JR Cashier, J. N. BELL RESOURCES: LIABILITIES: Time Loans and Discounts.. ________ $ Dema];l.d Loans ______________________ _ United States Securities. ______ . ____ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank..... . BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-__-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank.... _ Cash in Vault and Amounts De- posited with Approved Reserve Agents.......... ____ ... ____________ . Due from Other Banks _____________ _ Advances on Cotton ________________ _ Advances on Other Commodities.... Checks for Clearing House... ------Other Checks and Cash Items-----LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets__________ ._. ________ ----- 647,885.23 36,211.90 none none none 26,575.00 10,000.00 2, 700.00 25,898.67 none 79,765.65 none 101,513.45 none 32,723.94 212.90 none 415.92 none Capital Stock Paid in________________ $ Amount Reserved for Branches. ___ _ SUunrdpilvuisd.e_d._P.r.o-f.-it-s--__-_-_._-_.-__.-_._-_._-_-_-_-__-_-_--_ Dividends Unpaid__________ . _____ . __ _ Due to Banks. ______________________ _ Deposits Subject to Check _________ _ Demand Certificates of Deposit.. _._ Time Certificates of Deposit ________ _ Savings Deposits. ___________________ _ Trust Funds on Deposit____________ _ Cashier's Checks____________________ _ Certified Checks. ___________________ ._ Bills Payable._.---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed._------------------Other Liabilities._----------------- 100,000.00 none 50,000.00 78,130.53 5,000.00 1,514.46 506,643.94 148,196.49 none 71,711.11 none 2,648.54 none none none none none none 57.59 T_=ot~a~l=-=-====--==--======--=-=--=--~-=--=-=--=-="=$=~96"'3~,90:::2=-~66~=='T~o~t~al~-=-=-=--=-=--=-=--=--=-=--=-=--=-=--=-=--==--=-=-=-=-$~~963,902.66 132 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 of the MERCHANTS AND PLANTERS BANK President, J. C. BROOKS Griffin, Ga. Cashier, 0. S. T\TS Vice-President, J. S. TYUS T-im--e -Lo-a-n-s a-n-d-D-Ri-sEc-SoO-uUn-tRs-_C-__E-_S_-_:_-___-$- Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ - ------630,371.08 51,409.82 25,000.00 none - -C-ai->-ita-l -S-to-ck-P-a-iLd-Ii-An-B..-I.L.-I_T-__I-_E_-S__:-__-__-$- ASumrto>ulunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e__s________ __ Undivided Profits_------_ .. ---------- - -----100,000.00 none 100,000.00 23,257.13 SOttohcekr iSntoFcekdsearanldRBesoenrdves_B__a__n_k__._._._._. ._ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De- I>Osited with AI>I>roved Reserve DAuegefrnotms--O--t-h--e-r--B-a--n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ none 34,305.00 19,500.00 3, 564 ,4.j 58,225.50 none 24,263.64 435.00 2,998.20 Dividends Uni>aid-------------------Due to Banks-----------------------Dei>osits Subject to Check---------Demand Certificates of Dei>osit..... Time Certificates of Dei>osit _______ _ Savings Dei>osits. ____ --------- ______ _ Trust Funds on De!losit. ___________ _ Cashier's Checks____________________ _ Certified Checks.... _.-_- ____________ _ Bills Payable._---------------- ______ _ Notes and Bills Rediscounted______ _ 5,000.00 294,7n9o7.n7e0 none 261,055.76 none none 529.16 none 90,000.00 none Advances on Other Commodities___ _ Checks for Clearing House _________ _ none Letters of Credit and Accei>tances.. 5,511.35 Reserve for Interest and Taxes _____ _ none none Other Checks and Cash Items _____ _ 34.00 Bonds Borrowed.. _------------------ none LOevteterdrsraofftsC(rief .daintya)n__d__A__c_c_e_i_>_t_a_n_c_e__s_.._ none Other Liabilities--------------- 18.765.01 none Other Assets-------------------------- 256. 7l T=ot=a=l==--=--==-=--==-=--==-=--==-==--==-==--=-==--==-=--==-=--=-=$===87=4=,6=39==75'='==T=otaL __________________________~:-=~-_:.:__-$___~--874,~9_:~5 STATEMENT Showing Condition at Close of Business December 31, 1924- of the SAVINGS BANK OF GRIFFIN President, B. R. BLAKELY <;;riffin, Ga. Vice-President, :\1. J. DANIEL Cashier, E. H. GRIFFIN RESOURCES: TDiemmeaLnodaLnos aannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities. ___________ _ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdves _B__a_n__k_-_-_-_-_--_ Banking House______________________ _ Furniture and Fixtures---------.----Other Real Estate Owned----------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- posited with Approved Reserve DAu eg ef rnotms . .O__t_h-e-r- -B- -a-n- -k-s- -_-__._._-_-_-_-_-_-_-_-_- -_ Advances on Cotton... _____________ _ Advances on Other Commodities... Checks for Clearing House _________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ Other Assets-------------------------- TotaL ... ------------------------------$ 297,830.64 96,698.57 21,700.00 none none 16,700.00 11,068.00 7,162.00 23,752.00 none 43,944.82 none none none none none none 949.04 none 519,805.07 LIABILITIES: CaPital Stock Paid in..______________$ Amount Reserved for Branches.---Surolus. _.-------- ----.------..-..-.-Undivided Profits.------------------DDiuveidteonBdsanUknsp_a__id__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits SubJect to Check---------Demand Certificates of Dei>osiL--Time Certificates of Deposit--------Savings Dei>osits. ----------- __ ------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaanyadbBleil.l-s--R--e-d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Accei>tances. _ Reserve for Interest and Taxes_____ _ BOothnedrs LBioarbrloliwtieeds.......-.-.-.--_-_-_-_-_-__-_-_-_-_-_-_--_ 100,000.00 none 2!J,OOO.OO 13,189.94 8,000.00 none 109,134.44 55,406.12 none 183,823.97 10,518.60 4, 732.00 none 10,000.00 none none none none none To~::._-__________ ._ ....... _____ ._-=--==-=-=$===5=19==80':..:5c=0.=-7 DEPARTMENT OF BANKING 133 STATEMENT Showing Condition at Close of Business December 31, 1924 of the JONES COUNTY BANK President, T. R. TURNER Haddock, Ga. Vice President, R. H. KING MAK, JR. Cashier, G. A. SMITH RESOURCES: Time Loans and Discounts__________ $ DUenmiteadndSLtaotaens sS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s__-_-_-_-_-_-__-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cashin Vault andAmounts DevositBaendkweristhTAruvsvtrCovoe. d___R_e_s__e_r_v_e_A__g__e_n_t_s._ Due from Other Banks.. ----------Advances on Cotton._--------------Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items... --LOevteterdrsraofftsC(riet daintya)n_d___A__c_c_e_v__t_a_n_c__e_s_.._ Other Assets-------------------------- Total.. ---- ____________ --_- ______ -----.$ 60,774.04 48,510.88 none none none 450.00 1. 700.ll 1.803.11 8,679.79 none 14,949.63 none 4,959.86 1.218.96 none 2.38 none 136.35 none 143,!85.ll LIABILITIES: Cavital Stock Paid in. _______________ $ ASumrvoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e__s_._-_-_--_ Undivided Profits ___________________ _ DDiuveidteonBdsanUknsv__a_i_d_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Devosits Subject to Check _________ _ Demand Certificates of Devosit____ _ Time Certificates of Devosit _______ _ Savings Devosit. ------~---- ---------CTraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------BNiolltsesPaanyadbBleil.l-s--R--e-d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Accevtances.. BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s__________ __ Other Liabilities._------------------- Total--------- ____ ------------------ ___ $ 25,000.00 none 15,000.00 12.499.72 2.120.00 none 44.479.37 none 24.117.50 none none 512.50 none none 19,000.00 none 456.02 none none 143,185.11 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF HAHIRA Hahira, Ga. President, W. H. OVERSTREET Vice-Presidents, W. II. McKI~~OX, DR. E. J. SMITH Cashier, 0. BEATY RESOURCES: Time Loans and Discounts__________ $ Demand Loans______________________ _ United States Securities. ___________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o_n__d_s_._____________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned_________ _ Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De- vosited with Avvroved Reserve Agents. ---------------------------DAduveafnrcoems oOnthCeor tBtoann_k_s_-_-_-__-_-_-_-_-_-_-_-_-_--_ CAhdevcaknscefsoronClOeathrienr,;CHomoumseo_d_i_t_i_e_s_._.__. Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(riet daint ya)n__d__A__c_c_e_v__t_a_n_c__e_s_._ Other Assets-------------------------- Total -------------------------------- 270,333.01 2,216.34 none none none none 1.882. 75 2,086.44 2,380.49 none 42.027.25 414.50 none 489.25 418.43 none none none none 322,248.46 LIABILITIES: Cavital Stock Paid in _______________ $ Amount Reserved for Branches __ _ USunrdvilvuisd.e-d--P-r-o--f-i-ts--_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ DDiuveidtoenBdsanUknsv__a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Devosits Subject 'to Check_________ _ Demand Certificates of Devosit... Time Certificates of Devosit _-- __ --TSaruvisntgFsuDnedvsoosnitsD. -e-v-o--s-i-t-_-_-_-_-_-_-__-_-_-_-_--_ Cashier's Checks--------------------BClelrltsifPiaeydaCbhlee_c_k_s_._.______-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted------Letters of Credit and Accevtances.. Reserve tor Interest and Taxes. ____ _ Bonds Borrowed---------------------Other Liabilities._------------------- TotaL--------------------------------S 35,000.00 none 10,000.00 20,737.77 2,816.00 none 104.971.25 400.00 98,144.81 none none 178.63 none 50,000.00 none . none none none none 134 FIFTH ANNUAl, REPORT ~TATEMENT Showing Condition at; Close of Business December 31, 1924 of the THE CITIZENS BANK, Hahira, Ga., AND BRANCH CITIZENS BANK President, J. W. COPPAGE Morven, Ga. Vice-President, E. D. WEBB, SR. Cashier, D. K. HOLLIS RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-__-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with Approved Reserve DAuegfernotms--O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton .. _____________ __ CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets-------------------------- TotaL---------------------------------$ 109,170.79 1,392.61 50.00 none none none 1,000.00 5,099.73 17,213.34 none 20,080.99 l ,047.30 none 1,005.21 none 578.25 none none 18,998.04 175,636.26 LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches.... Surolus. ______ -----------------------Undivided Profits... ----------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit..... Time'Certificates of Deposit-------TSarvuisntgFsuDnedpsoosnitsD.-e-p--o-s-i-t-_-_-_-_-_-_-_-_-_-_-_-___ Cashier's Checks__________ ----------_ Certified Checks______ --- ______ ------_ Bills Payable._----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities._------------------- TotaL ________________ --- _________ ---.$ 30,000.00 15,000.00 2,000.00 447.11 none 10,301.40 53,169.01 9,500.00 29,889.34 none none 1,329.40 none 19,000.00 5,000.00 none none none none 175,636.26 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF HAMILTON President, C. H. COOK Hamilton, Ga. Vice-Presidents, M. K. BAILEY, A. L. HARDY Cashier, R. H. CALHOUN RESOURCES: Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-ie--s-_-_-_-_-_-_-_-_-__-_-_--_ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdvse_B__a__n_k__._._._._. ._ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- posited with Approved Reserve 80,399.81 3,548.16 none none none 3,000.00 1,686.16 2,820.54 17,537.18 none DAuegefrnotms -O--t-h-e--r-B--a-n-k-s-_-_-_-_-_-_-_-_--_-_-_-_-_-_- 1176,,350080..5050 Advances on Cotton.---------------Advances on Other Commodities.... CheckS for Clearing House__________ Other Checks and Cash Items______ Letters of Credit and Acceptances.. Overdrafts (if any)___________________ none none none 415.49 none 3,104.15 Other Assets--------------------------- - -7,9-27.-24 Total---------- ____________________ ...$ 154,247.28 LIABILITIES: Capital Stock Paid in. ______________ $ ASumropulunst.R__e_s_e__rv__e_d__f_o_r--B- r__a_n__ch--e_s_.__._._..Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsje--c-t-t-o--C--h--e-c-k-.-.--_-_-__-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits. ______ -------------Trust Funds on Deposit------------Cashier's Checks--------------------BCielrltsifPieadyaCbhleec__k_s_._._._._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted_____ _ Letters of Credit and Acceptances. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities._------------------- TotaL.. _____________________________ ..$ 16,200.00 none 3,240.00 none none none 75,044.33 none 59,636.95 none none 126.00 none none none none none none none 154,247.28 DEPARTMENT OF BANKING 1.35 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF HAMPTON President, W. P. WILSON Hampton, Ga. Vice-President, D. J. ARNOLD Cashier, J. 0. RUTHERFORD RESOURCES: TDiemmeaLnodaLnosaannsd..D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ 254,731.67 646.55 United States Securities. ___________ _ State of Georgia Bonds_____________ _ none none SOttohcekr iSntoFcekdsearanldRBesoenrvdes.B__a_n__k_._-_-_-_--_ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ none 16,580.00 none 1,200.00 5,605.01 Due from Federal Reserve Bank----- none Cash in Vault and Amounts De- vAogseintetsd. __w__i_th____A__v_v_r_o__v_e_d____R_e_s_e__rv_e_ 25.368.18 ADduveafnrcoems oOnthCeortBtoann_k_s_-_-__-_-_-_-_-_-_-_-_-_-_--_ 5,295.24 none AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ none none Other Checks and Cash Items._-- __ 3,583.48 LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_v__t_a_n_c_e__s_.._ Other Assets________________________ -- none none none TotaL _________________________________ - $ ---313,010.13 LIABILITIES: Cavital Stock Paid in________________ $ Amount Reserved for Branches..... USunmdilvuids.e.d..P.r.o. -f-it-s--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unvaid___________________ _ DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ TSaimviengCseDrtiefpicoastietss_o__f_D__e__p_o_s__it_-_-_-_-_-_-_-_--_ Trust Funds on Devosit_____________ . Cashier's Checks--------------------Certified Checks...... -.--.--.-------. Bills Payable.-----------------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. BRoesnedrvseBfoorrroIwnteedr_e_s_t__a_n__d__T__a_x_e__s__________ __ Other Liabilities.. ------------------- TotaL _________________________________ $ ------------- STATEMENT 25.000.00 none 30.000.00 26.459.02 none none 80,822.26 none 120.723.95 none none 4,90 none 30,000.00 none none none none none 313.010.13 Showing Condition at Close of Business December 31, 1924 of the BANK OF HAPEVILLE President, J. M. DANIEL Hapeville, Ga. Cashier, DEE DANIEL Vice-President, 0. C. KIDD RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_._._._._._._._._.._$ 192,673.03 10.918.10 SUtnaitteedofSGtaetoersgSiaecBuornitdiess_-_-_-__-_-_-_-_-_-_-_-_--_ none none Stock in Federal Reserve Bank...... none BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ none 4,087.54 4,239.07 Other Real Estate Owned----------- 5,096.96 Due from Federal Reserve Bank... _ none Cash in Vault and Amounts De Apogseintetsd___w__i_t_h___A__v__v_r_o_v__e_d___R__e_s_e_r_v_r_ Due from Other Banks _____________ _ Advances on Cotton ________________ _ 42.831.78 none none Advances on Other Commodities___ _ none Checks for Clearing House_________ _ none Other Checks and Cash Items _____ _ 757.59 LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_v__t_a_n_c_e__s_.._ none none Other TotaL _A_ ,s._s.e.t_s_-_-_-_-.-_-.-_-_-.-_-.-_-_-_-_-_--. -__-_--.-------.$- - - -no-ne 260,604.07 LIABILITIES: Cavital Stock Paid in _______________$ Amount Reserved for Branches ____ _ Surplus. _______ -- _______ .. ------------Undivided Profits. ____________ ----- __ Dividends Unpaid......... --------- .. DDuepeotsoitBs aSnuki:s,J.e.c.t-t-o--C--h--e-c-k--_-__-_-_-_-_-_--_-_ Demand Certificates of Devosit..... Time Certificates of Deposit. ______ _ TSaruvisntgFsuDnedpsoosnitsD.-e-v--o-s-i-t-_-_-_-_-_-_-_-_-_-_-_-___ Cashier's Checks....... _____________ . Certified Checks_______ ------------- .. Bills Payable._----------------------. Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities.... __ - _............ _ TotaL....... ___ ... -.-------.-.- ... -- ..$ 15,000.00 none 16.572.21 2.593.68 none none 151.903.15 none 9,841.10 62.918.18 701.46 1.074.29 none none none none none none none 260,604.07 136 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business Dece10ber 31,1924 of the BANK OF COLUMBIA COUNTY President, E. D. CLARY Harlem, Ga. Yice-President, J. T. BARNSLEY Cashier, W. S. LAZENBY RESOURCES: Time Loans and Discounts----------$ 71,690.44 DUenmiteadndSLtaoteans sSe-c--u-r-i-t-ie--s-.-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _ 4,023.39 none none Stock in Federal Reserve Bank-----_ none BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._._________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned. _________ _ none 6,000.00 2,104.59 none Due from Federal Reserve Bank.... _ none Cash in Vault and Amounts De- vosited with Avvroved Reserve DAuegfernotms..O. -t-h-e-r--B--a-n--k-s-.--_-__-_-_-_-_-_-_-_-_-_--_ Advances on Cotton.. ______________ _ 61,051.54 none none AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ none none Other Checks and Cash Items. __ . __ 157.05 LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_v__t_a_n_c__e_s_.._ none 409.76 Other Assets-------------------------TotaL. ________________________________ -$ - - -14-5,-4n3-o6.n-7e7. LIABILITIES: Cavital Stock Paid in________________$ Amount Reserved for Branches.. --Survlus.. ----------------------------Undivided Profits.------------------Dividends Unvaid-------------------Due to Banks..... ------------------Devosits SubJect to Check.. -------Demand Certificates of Devosit____ _ Time Certificates of Devosit________ _ Savings Devosits. -------------------Trust Funds on Devosit------------Cashier's Checks.... ____ ------------Certified Checks _____________ --------Bills Payable .. ---------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed. __ -----------------Other Liabilities.. _------------------ TotaL ________________________________ $ 25,000.00 none none 4,688.66 28.00 none 97' 161.41 none 17,493.93 none none 1.064.77 none none none none none none none 145,436.77 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE HARTWELL BANK President, D, C. ALFORD Hartwell, Ga. Yice-Presidents, R. C. THOH~TON, M. M. NORMAN Cashier, .FRED S. WHITE RESOURCES: Time Loans and Discounts__________ $ UDnemiteadndSLtaoteans sSe-c--u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _ BFuarnnkiitnugreHaonudseFi-x-t-u--r-e-s-_-_-_-_-_-_-_-_-__-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- vAogseintetsd. __w__i_th____A__v_v_r_o__v_e_d___R__e_s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton. _______________ _ AC hdve cakncs efso ro nC lOe at hr ienrgCHoomums eo_d_i_t_i_e_s_._._. ._ Other Checks and Cash Items.. ___ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_v__t_a_n_c__e_s_.._ Other Assets-------------------------- Total._---_-.-- .. ---------------------.$ 350,326.97 2,384.12 none none 2,700.00 3,200.00 6.979.00 5,139.01 2.000.00 25,246.50 55,849.42 none 15.035.03 439.25 3,022. 7l 3.371.15 none none none 475, 69a.l6 LIABILITIES: Cavital Stock Paid in---------------$ Amount Reserved for Branches.---Survlus -----------------------------DUinvdiidveinddesd UPrnovfaitisd_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Due to Banks------------------------Devosits Subject to Check.--------Demand Certificates of Devosit..... TSaimvienCgserDtiefvicoastietss_o__f_D__e_v__o_s_i_t_-_-_-_-_-_-_-_--_ TCrausshtieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ Biiis Payable. ---------------------Notes and Biiis Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed. __ -----------------Other Liabilities._------------------- TotaL. ____ ..... _._ ....... ---------- .s- 60,000.00 none 30,000.00 101.70 4,800.00 none 231.076.42 none 72,412.60 30,621.11 42.220.82 2,740.22 none none none none none none 1. 720.29 4'75,69a.l6 DEPARTMENT OF BANKING 137 STATEMENT Showing Condition at Close of Business December 31,1924 of the PLANTERS BANK President, ~- A..JELKS Hawkinsville, Ga. Vice-President, W. ~- PARSONS Cashi~>r, C. H. REYNOLDS RESOUROES: Time Loans and Discounts. _________ $ DUenmiteadndSLtaoteasnsSe-c--u-r-i-t-ie--s-.-_-_-_-__-_-_-_-_-_-_--_ SSttoactek olnf GFeeodregraial BReosnedrvs-e--B--a-n-k--_-_-_-__--_ Other Stocks and Bonds... ________ _ BFuanrnkiitnugreHaonudseF.i.x_t_u-r-e-s--_-_-__-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned ---------Due from Federal Reserve Bank.... _ Cash ln Vault and Amounts De- vosited with A:p:proved Reserve Agents. ---------------------------Due from Other Banks-------------Advances on Cotton----------------Advances on Other Commodities___ _ Checks for Clearing House. ________ _ Other Checks and Cash Items._. __ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets-------------------------- TotaL... ___ ---------------------------$ 165,438.98 68,508.39 none none none none 15,000.00 none 2,137.10 none 255,183.54 472.20 3,172.18 none 1.811.88 19.49 none none none 511,743.76 LIABILITIES: Ca:pital Stock Paid Jn________________$ Amount Reserved for Branches..... Survlus -----------------------------Undivided Profits ------------------Dividends Un:paid-------------------Due to Banks.-----------------------De:posits SubJect to Check---------Demand Certificates of Devosit... -Time Certificates of DeposiL------Savings Devosits. -------------------Trust Funds on Deposit------------Cashier's Checks. _________ ----------Certified Checks---------------------BNiolltsesPaanyadbBleil.l.s-R--e-d--i-s-c-o-u--n-t-e-d--_-_-__-_-_--_ Letters of Credit and Acceptances.. BUonnedasrnBeodrIrnowteerdes. _t._-_-_-_-_-_-_-_-__-_-_-_------------Other Liabilities. ___ ----------------- TotaL--------------- _________________$ 50,000.00 none 50,000.00 41,530.36 6,000.00 none 201.780.27 267.20 141.745.24 none 18,789.85 1.223.22 none none none none 407.62 none none 511,743.76 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF HAZLEHURST Hazlehurst, Ga. President, T. II. WEATHERLY Vice-President, Z. W. KIRKLAND Cashier, .J. F. MATTHEWS RESOUROES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ SSttoatcek olnf GFeeodregraial BReosnedrvs-e--B--a-n-k--_-_-__-_--_ Other Stocks and Bonds------------Banking House----------------------FOuthrneirtRureealaEndstaFtiextOurwens-e-d-.-.-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank. __ _ Cash ln Vault and Amounts De- posited with A:pproved Reserve Agents._----------------------______ Due from Other Banks-------------Advances on Cotton----------------Advances on Other Commodities.... Check for Clearing House.__________ Other Checks and Cash Items._____ Letters of Credit and Accevtances.. Overdrafts (if amrl----------------- Other Assets------------------------- 203,132.86 6,961.33 none none none none 4,940.42 2,346.69 18,419.42 none 7, 918.12 10,557.62 3,547.30 none none 1, 420.88 none none 11,985.21 ~---- Total..................................$ 271,2211.ll5 LIABILITIES: Ca:pital Stock Paln Jn________________ $ ASumrvoluunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s_._.__._.._ DUinvdiidveinddesd UPnro:pfaitisd._.________________-_-_-_-_-_-_-_-_-_--_ Due to Banks________________________ _ Deposits SubJect to Check----------Demand Certificates of DeDosit.... Time Certificates of DeDosit--------Savlngs Devosits.. _-----------------Trust Funds on Devosit------------Cashier's Check---------------------Certified Checks---------------------Bills Payable.-----------------------Notes and Bills Rediscounted....... Letters of Credit and AcceDtances.. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities..................... Total..................................$ 15,000.00 none 3.000.00 none none none 100,171.64 none 116,236.73 none 19,783.10 4, 732.78 3.45 5,000.00 7,301.65 none none none none 211,229.35 13~ FIFTH ANNUAL REPOI\T STATEMENT Showing Condition at Close of Business December 31, 1924. of the BANK OF HELEN Helen, Ga. President, JOHN E. MITCHELL Vice-President, W. A. WHITE Cashier, M. J. WILLIAMS RESOURCES: Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsSe-c--u-r-i-ti-e--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds____________ __ SOttohcekr iSntoFcekdsearanldRBesoenrdves_B__a__n_k__._._._._.._ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned ---------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- I>Osited with AI>I>roved Reserve Agents. _________ --------------- ____ _ ADduveafnrcoems oOnthCeor tBtoann_k_s___-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items.. __ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n_c__e_s.__. Other Assets_________________________ _ TotaL.. ____ '-' ________________________ .$ 66,032.34 23,970.06 none none none none 3,398. 75 1.162.20 721.00 none 25,478.38 none none none none none none 30.05 none 120.792.78 LIABILITIES: Cai>ital Stock Paid in----------------S Amount Reserved for Branches..... Suri>lUS.- ----------------------------DDUinuvdeiidtvoeindBdesadnUPknrsoi_>f_oa_it_ds__.__.___.__-__-__-__-___-__-__-__-__-_--_--_--_--_--_----_ Dei>osits Subject to Check. ------Demand Certificates of Dei>osit____ _ Time Certificates of Dei>osit________ _ TSarvuisntgFsuDnedis>oosnitDS-e-i>--o-s-i-t-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashier's Checks_______ --------.----Certified Checks______ ---------------Bills Payable. __ ---------------------Notes and B!lls Rediscounted______ _ Letters of Credit and Accei>tances. _ Reserve for Interest and Taxes_____ _ Bonds Borrowed.. -----------------Other Liab!l!ties .. ____ ---------~----- TotaL--------------------------------S 15,000.00 none 7,500.00 2,603.57 30.00 none 40,606.55 none 54,946.44 none none 106.22 none none none none none none none STATEMENT Showing Condition at Close of Business December 31, 1924. of the BANK OF HIAWASSEE President, DR. J. F. JOHNSON Hiawassee, Ga. Vice-Presidents, J. J. KIMSEY, J. M. RICE Cashier, W. 0. SPARKS RESOURCES: Time Loans and Discounts__________ $ Demand Loans _____________________ __ 184,017.51 4,300.00 United States Securities____________ _ State of Georgia Bonds_____________ _ none none SOttohcekr iSntoFcekdsearanldRBesoenrdvse_B__a_n__k_-_-_-_--__- none none BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_--__Other Real Estate Owned __________ _ none none none Due from Federal Reserve Bank____ _ none Cash in Vault and Amounts De- IA>gOesnitetsd. __w__i_th____A_I_>_I_>_r_o_v_e_d___R__e_s_e_r_v_e_ 15,231.35 Due from Other Banks ------------- 3,436.60 Advances on Cotton -------------- none Advances on Other Co=odities.... Checks for Clearing House_________ _ none none Other Checks and Cash Items______ _ none LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n__c_e_s.__. none none TOotthaeLr.A_,s_s-e-t-s-.-.-.-.-.---__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--.-$ - - -no-ne 206,985.46 LIABILITIES: Cai>ital Stock Paid in________________$ ASumrio>ulunst. R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e__s_._._..__. Undivided Profits ------------------Dividends Uni>aid-------------------DDeui>eOtSoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Dei>osit____ _ Time Certificates of Dei>osit _______ _ Savings Dei>osits. ----------------- __ _ Trust Funds on Dei>osit------------Cashier's Checks.-------------------Cert!fled Checks ___ ---------------BNiolltsesPaanydabBle!l.l-s--R--e-d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Accei>tances. _ Reserve for Interest and Taxes____ __ Bonds Borrowed.... ---------------Other Liab!l!ties--------- ________ ----- TotaL.--- __ ------ __ ----------------- ..$ 15,000.00 none 5,000.00 9,235.92 none none 41,209.81 none 136,380.46 none none 159.27 none none none none none none none 206,985.46 DEPARTMENT OF BANKING ,IS9 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF HILLSBORO Hillsboro, Ga. President, G. E. FULLERTON Vice-President, J. P. WHI'I,'E Cashier, E. B. McCULLOUGH RESOURCES: LIABILITIES: Time Loans and Discounts__________$ 88,178.04 Capital Stock Paid in----------------$ Demand Loans ---------------------- 27,899.23 Amount Reserved for Branches ... United States Securities------------State of Georgia Bonds-------------- none none USunrdpilvuids ed--P-r-o--f-it-s-_-_-_-_-_-_---------------------------- Stock in Federal Reserve Bank.. __ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._______-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ none 9,000.00 1,710.00 800.00 none DDiuveidtoenBdsanUknsp_a__i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check. ------Demand Certificates of Deposit..... Time Certificates of Deposit--------- Due from Feder&! Reserve Bank____ _ none Savings Deposits -------------------- Cash in Vault and Amounts De- Trust Funds on Deposit------------- posited with Approved Reserve Cashier's Checks_______ -------------- Agents._---------------------------- 40,665.67 Certified Checks_____ ----------------- DAduveafnrcoems oOnthCeor tBtoann_k_s_-_-_-_-_-_-__-_-_-_-_-_-_--_ 4,061.94 455.40 BNioltlsesPaanyadbBleill-s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Advances on Other Commodities __ _ none Letters of Credit and Acceptances.. Checks for Clearing House_________ _ 3,146.32 Reserve tor Interest and Taxes.. _--. Other Checks and Cash Items ____ _ 211.50 Bonds Borrowed... ------------------ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s____ Other Assets_______________ -------- __ _ TotaL _________________________________-$ none none - - -no-ne 176,128.1()___ Other Liabilities._--------------..... '!:otaL..... _________==-------$ 25,000.00 none 10,000.00 47.49 none none 42,529.23 3,074.25 95,130.71 none 318.45 27.97 none none none none none none none 176,128.10 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE HINESVILLE BANK President, D. F. MARTIN Hinesville, Ga. Vice-President, J. MADISON SMITH Cashier, GEO. H. KEEN RESOURCES: Time Loans and Discounts__________$ Demand Loans ______________________ _ United States Securities. ___________ _ State of Georgia Bonds_____________ _ 76,244.94 none none none Stock in Federal Reserve Bank...... none BOathnekrinSgtoHckosusaen__d__B__o_n__d_s__. .-.-.-.-.-.-..-.-.--. Furniture and Fixtures_____________ _ none 3,000.00 1,771.04 DOutheefrroRmeaFl eEdsetraatle ROewsenrveed B--a-n--k-_-_-__--_ 2,649.00 none Cash in Vault and Amounts De- posited with Approved Reserve Agents__ . __ ------------------------DuetromOtherBanks________________ 6,9n9o5.n6e6 Advances on Cotton.________________ none Advances on Other Commodities.... Checks for Clearing House.. ________ none none Other Checks and Cash Items______ none Letters of Credit and Acceptances.. Overdrafts (if any)___________________ none none Other Assets.................. ________ 6.00 ----- TotaL........... __ -------------------$ 90,666.64 LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches --Surplus _ ---------------------------Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks. __ --------------------Deposits Subject to Check.. ------Demand Certificates of Deposit..... Time Certificates of Deposit......... Savings Deposits -------------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks._. ___ --------------Bills Payable. _____________ ----------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes.... __ Bonds Borrowed--------------------Other Liabilities.................... Total... -- ..... _......... ____ ------- ...$ 15,000.00 none 3,000.00 3,249.85 none none 44,386.94 none 23,366.93 none none 1,659.51 none none none none none none 3.41 90,666.64 140 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF HIRAM President, W. W. HUNT Hiram, Ga. Cashier, H. C. LEAKE \"ice-President, (Kone) RESOURCES: Time Loans and Discounts......... . 47,409.19 Demand Loans....................... 4,121.42 United States Securities............. none State of Georgia Bonds.............. none Stock in Federal Reserve Bank..... none Other Stocks and Bonds. ........ none Banking House....................... 1,900.00 Furniture and Fixtures.............. 2,404.20 Other Real Estate Owned .......... 2,196.02 Due from Federal Reserve Bank .. none Cash in Vault and Amounts De- posited with Approved Reserve Agents.............................. 10,366.84 Due from Other Banks............. 7,890.12 Advances on Cotton .............. none Advances on Other Commodities.... 840.00 Checks for Oleartng House.......... none Other Checks and Cash Items...... none Letters of Credit and Acceptances.. none Overdrafts (if any)................. 286.32 Other Assets.......................... 5,386.29 ----- TotaL.-----------$ 82,800.40 LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches ... Surplus.. ----------------------------DUinvdiidveinddesd UPrnopfaitisd.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. Due to Banks........................ . Deposits Subject to Check.......... Certificates of Deposit............... Savings Deposits .................. .. Trust Funds on Deposit..........! .. Cashier's Checks..................... Certified Checks...................... Bills Payable....................... .. Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabilities..................... TotaL................................$ 15,000.00 none 10,000.00 none none none 29,996.82 none 19,573.38 8,047.78 none 182.42 none none none none none none none 82,800.40 STATEMENT Showing Condition at Close of Business December 31, 1924 of the HOGANSVILLE BANKING CO. President, .J. F. ASKEW Hogansville, Ga. Vice-President, W. E. JOHNSON Cashier, W. E. JOHNSON RESOURCES: Time Loans and Discounts..........$ Demand Loans ...................... United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank...... Other Stocks and Bonds............. Banking House...................... . Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with Approved Reserve Agents............................. . DuefromOtherBanks............... Advances on Cotton .............. Advances on Other Commodities.... Cheeks for Olearlng House.......... Other Checks and Cash Items..... . Letters of Credit and Accevtances.. Overdrafts (if any)................... Other Assets.......................... TOial..................................$ 103,361.29 17,650.00 50.00 none none none none 3,000.00 23,600.00 none 28,020.63 none 14,995.98 none none 1.874.02 none 319.23 none 192,8'71.15 LIABILITIES: Cavital Stock Paid in...............$ Amount Reserved for Branches..... Survlus ............................. .. UndividedProfits ................... . Dividends Unvaid.................... Due to Banks......................... Devosits Subject to Check.......... Demand Certificates of Devosit..... Time Certificates of Devosit......... Savings Devosits..................... Trust Funds on Devosit............. Cashier's Checks..................... Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed... -----------------Other Liabilities -------------------- Total.................................$ 25,000.00 none 35,000.00 10,123.50 none none 93,569.93 none 12,976.97 none none 100.00 none 15,000.00 500.00 none none none 600.75 192,1J1l.I5 DEPARTMENT OF BANKING 141 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANKS COUNTY BANK Homer, Ga. President, R. T. THOMPSOX Vice-President, J. S. JOLLY Cashier, W. S. WHITWORTH RESOURCES: Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsSe-c-u--r-i-ti-e-s--_-_-__-_-_-_-_-_-_-_-_--_ SSttoatcek oinf GFeeodregriaal BRoesnedrsv-e--B--a-n-k--_-_-__-_--_ BOathnekrinSgtoHckouasned__B__o__n_d__s__-_-_-_-_-_-__-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- Apogseintetsd. _w___i_th____A__p.p_r_o-v--e-d--R--e-s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton. ------------AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._. Other Checks and Cash Items --LOevteterdrsraofftsC(rief daintya)n_d___A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets------------------------ TotaL---------------------------------$ 52,287.97 1.614. 70 none none none none 2,500.00 2,077.94 5,040.83 none 16,500.76 none none none none none none none 217.31 80,239.51 L!Al3ILITIES. Capital Stock Paid in_______________ $ Amount Reserved for Branches ____ _ USunrdpivluids.e_d__P_r-o--f-it-s--_-_-_-_-_-_-_-_-_-_-_-__________-_-_--_ Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ TSaimviengCserDtiefpicoastietss.o__f_D__e__p_o_s-i-t----_-_-_-_-_-_--_ TCCreaursthsitfieiFerdu'snCCdhhseecocknkssD_____e__p___o___s__i__t__-__-__-__-__-__-__-_--_--_--_--_----Bills Payable. ________ --------- __ ----Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances._ Reserve for Interest and Taxes_____ _ Bonds Borrowed.. _ ----------------Other Liabilities ___ ---- _------------ TotaL _______ . ----------------------$ 15,000.00 none none none none 35,1n7o3.n48e none 15.653.77 none 14.139.86 272.40 none none none none none none none 80,239.51 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF HOMERVILLE President, (l\one) Homerville, Ga. Yiee-President, W. Y. MUSGROVE Cashier, G. A. GIBBS RESOURCES: L!Al3ILITIES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities____________ _ State of Georgia Bonds____________ __ Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n__d_s_._._________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned ---------Due from Federal Reserve Bank___ __ Cash in Vault and Amounts De- posited with Approved Reserve Agents-----------------------------Due from Other Banks ------------AAddvvaanncceess oonn COothtteornC..o.m--m--o-d-i-t-i-e-s-.-_-_-_ Checks for Clearing House_________ _ Other Checks and Cash Items______ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ Other Assets-------------------------- 281,120.51 7.229.54 350.00 none none none l, 717.62 2,901.09 none none 51.490.42 none none none none 2,189.14 none 5,287.57 none Capital Stock Paid in________________ $ Amount Reserved for Branches ____ _ SUunrdpilvuisd.e.d--P-r-o--f-it-s--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--Dividends Unpaid___________________ _ Due to Banks------------------------Deposits Subject to Check. ------Demand Certificates of Deposit..... Time Certificates of Deposit _______ _ Savings Deposits.. _________ . __ ._ .. -._ Trust Funds on Detlosit------------Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaanyadbBleil.l_s-R--e-d--i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceptances._ Reserve for Interest and Taxes _____ _ Bonds Borrowed---------------------Other Liabilities._.------------------ 15,000.00 none 30,000.00 2.572.76 none none 116,234.95 none 131,545.21 22,091.47 none 2,341.50 none 32,500.00 none none none none none T~o~ta~l~--=-~--=-=--~--==--=--=-~--=-=--=--=-~--=-=--=--=-=--~$=~35~2~.2~85~-~89~=T~o~t~a~L=--=-~--=--=-~--=-~--=--=-~--=-=--=--=-~--=-==--==-$==~3~52~.28Ji.89 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the CLINCH COUNTY BANK Homerville, Ga. President, GEORGE M. DAME Vice-Presidents, P. R. LEE, H. G. HUEY Cashier, W. C. WOOTEN RESOURCES: -------- Time Loans and Discounts. ________$ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds... _________ _ Stock in Federal Reserve Bank.----Other Stocks and Bonds _ -------BFuarnnkiitnugreHaonudseF--ix--t-u-r-e-s--__-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned -------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- vosited with Avvroved Reserve DuAegfernotms .O. -t-he-r-B--a-n-k--s-.-_-_-_-_-_-_-_-__-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities.__ _ Checks for Clearing House _________ _ Other Checks and Cash Items_____ _ LOevteterdrsraofftsC(rief daintya)n_d___A__c_c_e_p__ta__n_c_e_s__.__ Other Assets-------------------------- 46,786.93 none none none none none 2,446.23 3,142.24 1,411.30 none 23,355.74 none none none 621.44 35.20 none 765.96 43.92 LIABILITIES: Cavital Stock Paid in________________$ Amount Reserved for Branches____ _ survlus ----------------------------DUinvdiidveinddesd UPrnopfaitisd-_-_-_-_-_-_-_____.-_-_-______._-_-_--_ Due to Banks_ --------------------Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit________ _ TSarvuisntgFsuDnedvsoosnitsD. _e_v__o_s-i-t-..-_-_-_-_-_-_-_-_-_--__Cashier's Checks... -----_-----------. Certified Checks . __ -- ....... -.... __ Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes ____ __ Bonds Borrowed.. ------------------Other Liabilities.. ------------------- 18,000.00 none none none 16.00 none 30,634.02 none 22,283.34 2,415. 79 none 259.81 none 5,000.00 none none none none none =T=o:::t_a=l=--==--=-=--=--=--=--=--=--=-=--==--==--==--==--==--=$==7=8:::,6:=0:::8.=9=6==T=o=t=al=-=--=--==--=-=--==--=-=--=-=--=-=--==--=--=-=--=-=--=$=="=78,608.96 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF HOSCHTON Hoschton, Ga. President, H. 1'. DELAPERRIERE Vice-Presidents, W. \I. SMITH, H. ,J. LOTT Cashier, B. F. WILSO~ RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_._._._._._._._._.._$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds __________ __ Banking House______ .------------- __ _ Furniture and Fixtures____________ __ Other Real Estate Owned __________ _ Due from Federal Reserve Ba~---- Cash in Vault and Amounts De- vAogseintetds.. w__i_t_h___ A--p--v-r-o-v--e-d-- _R__e_s_e_r_v_e_ Due from Other Banks.. -----------Advances on Cotton.. --------------Advances on Other Commodities.... Checks for Clearing House________ __ Other Checks and Cash Items.. __ __ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c__e_s_.._ Other Assets... _------- ______________ _ TotaL ________________________________$ 39,246.62 none none none 1,350.00 none 1,700.00 2,010.50 10,000.00 2,354.16 16,855.86 none none none none 75.72 none none none 73,592.86 LIABILITIES: Cavital Stock Paid in...............$ Amount Reserved for Branches.. --Surplus. ___________________ ----------Undivided Profits............-------DDiuveidteonBdsanUknsp__a_i_d__.._._._._.__-_-_-_-_-_-_-_-_-_-_-_--_-_ Deposits Subject to Check. -------Demand Certificates of Deposit..... Time Certificates of DevosiL------Savings Deposits _____________ -------Trust Funds on Devosit___________ __ Cashier's Checks.-------------------Certified Checks.. __ ----------------Bills Payable. __ ---------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed.. ------------------Other Liab111ties. __ ------------------ TotaL ________________________ . _______$ 30,000.00 none 12,000.00 560.77 none none 27,476.30 none 2,443.45 none none 1,112.34 none none none none none none none 73,592.86 DEPARTMENT OF BANKING 143 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE PEOPLES BANK President, A. M. PARK Ideal, Ga. Vice-President, J. H. KELLEY Cashier, JESSE WILLIAMS RESOURCES: Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__S_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned.---------Due from Federal Reserve Bank_____ Cash in Vault and Amounts De- pAogseintetsd.. w__i_t_h____A_p__p_r_o_v__e_d___R__e_s_e_r_v_e_ Due from Other Banks _____________ _ AAddvvaanncceess oonn COothtteornCo--m--m--o-d-i-t-i-e-s-_-_-_-_ Checks for Clearing House_________ _ Other Checks and Cash Items-----LOevteterdrsraofftsC(rief daintya)n_d___A__c_c_e_p__t_a_n_c_e__s_--_ Other Assets_____________ ------------- 46,829.88 1.240.00 273.57 none none 838.27 2.425.00 3,159.28 539.80 none 28.906.42 none none none none none none 155.21 620.00 LIABILITIES: Capital Stock Paid in...............$ Amount Reserved for Branches..... Surplus. ____ -------------------------Undivided Profits.. _---------_------Dividends Unpaid____ ---------------Due to Banks------------------------Deposits Subject to Check---------Demand Certificates of Deposit____ _ Time Certificates of Deposit _______ _ Savings Deposits. ___________________ _ Trust Funds on Deposit ____________ _ CCearsthiifeier'ds CChheecckkss_._.___________-_-_-_-__-_-_-_-_-_------.-. Bills Payable.. _- ___ - __ ------------- .. Notes and Biils Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed. __ -----------------Other Liabilities. ____ ---------------- 15.000.00 none 1,000.00 200.66 none none 59,978.65 none 8,095.03 none none 713.09 none none none none none none none TotaL.. ____ . __ .. ____ .... =--=--=-=--~--=-=--=-=-$===8~4~.9~8~7=43"='~T,-:oot"'=a'-"L=-=--~--=-=--=-=--~--=-=--=-=--~--=-=--=-=--~--=-=--=-$~=~84""'""98"'7=-4=3 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF ILA Jla, Ga. President, A. S. WESTBROOK Vice-President, J. H. HENLEY Cashier, J. L. THOMPSOX RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities____________ _ State of Georgia Bonds. ____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds____________ _ BFuarnnkiitnugreHaonudseF--ix--t-u-r-e-s--_-_-__-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- Apogseintetsd. __w__i_th____A__p_p_r_o__v-e-d---R--e-s-e-r-v_e_ Due from Other Banks____________ __ Advances on Cotton _______________ __ Advances on Other Commodities.. __ Checks for Clearing House_________ _ Other Checks and Cash Items_____ ,_ LOevteterdrsraofftsC(rifedaintya)n. d___A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets.. __ ..-- .. _.. ____ ------- .. TotaL _________________________________ $ 48,990.57 none none none none none 2.487.42 1.615.80 12.000.00 none 2,784.98 30,181.71 none none 978.93 none none none 80.00 99,119.41 LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches ____ _ SUunrdpilvuisd_e_d__P_ r-o--f-it-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid___________________ _ Due to Banks ___ --------------------Deposits Subject to Check. ________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit________ _ Savings Deposits. ___________________ _ Trust Funds on Deposit_ ___________ _ Cashier's Checks..... _______________ _ Certified Checks.. __________________ __ Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ BOothnedrs LBioarbrioliwtieeds--_-_-_-_-_-_-_-_-_-_-.-.-_-_-_-_-_-_-_--_ TotaL ______ ------------------------ __$ 15,000.00 none 10.000.00 2,090.60 12.365.12 none 37,555.18 none 22.048.51 none none 60.00 none none none none none none none 99.119.41 144 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business DeceiUber 31, 1924 of the SEMINOLE BANK President, I. STIUCKLAKD Iron City, Ga. Vice-Presidents, A. J. GREENE, C. P. WESTER Cashier, C. P. WEST~R RESOURCES: Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsSe-c-u--r-i-ti-e--s-_-_-_-_-_-_-_-__-_-_-_--_ State of Georgia Bonds.............. Stock in Federal Reserve Bank...... Other Stocks and Bonds............ . Banking House.......... ___________ .. Furniture and Fixtures.... ________ .. Other Real Estate Owned __ .. __ .. .. Due from Federal Reserve Bank.... . Cash in Vault and Amounts De- vosited with Avvroved Reserve Agents ........ '- _____ .. ----------- .. Due from Other Banks.............. Advances on Cotton................ . Advances on Other Commodities.... Checks for Cleari!lg House.......... Other Checks and Cash Items...... LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c__e_s_._. Other Assets......................... . TotaL _________________________________ $ 24,729.03 1,009.50 none none none none 3,500.00 2.164.50 none none 21,550.87 3,282.83 444.28 none none 21.25 none 486.88 1,359.95 58,549.09 LIABILITIES: Cavital Stock Paid in----------------$ Amount Reserved for Branches...... Survlus __ --------------------------Undivided Profits ------------------PDiuveidteonBdsanUknsv__a_i_d_-_-_-_-_-_-_-_-__._._._._._.____________ Devosits Subject to Check ________ _ Demand Certificates of Devosit.... . Time Certificates of Devosit......... Savings Devosits..................... Trust Funds on Devosit............. Cashier's Checks....... _____________ _ Certified Checks..................... . Bills Payable ................ __ ...... . Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed... ----------------Other Liabilities -------------------- TotaL.......... --------------- .......$ 15,000.00 none 200.00 none none none 30,027.55 none 7,014.71 1,640.77 none 954.05 none 3,181.19 none none none none 530.82 58,549_:!!9 STATEMENT Showing Condition at Close of Business December 31, 1924 of the IRWINTON BANK Irwinton, Ga. President, GEO. H. CARSWELL \'ice-President, DR. W. H. PARKER Cashier, N. H. BACON RESOURCES: Time Loans and Discounts..........$ Demand Loans....................... United States Securities.... ______ .. . State of Georgia Bonds.............. Stock in Federal Reserve Bank..... . Other Stocks and Bonds............ Banking House....................... Furniture and Fixtures.. __________ .. Other Real Estate Owned........... Due from Federal Reserve Bank.... _ Cash in Vault and Amounts De- vosited with Avvroved Reserve Agents.. _____ ...................... . Due from Other Banks.............. Advances on Cotton.. --------------Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items...... LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e__v_t_a_n_c__e_s_.._ Other Assets.......................... Total........ __ .... ----- ...............$ 89,668.17 2,598.28 500.00 none none none 3,000.00 1,240.50 4,214.37 none 35,647.04 2,000.00 none none none none none 1,432.58 3,458.66 143,759.60 LIABILITIES: Cavital Stock Paid in...............$ Amount Reserved for Branches ... Survlus ----------------------------Undivided Profits ------------------Dividends Unvaid-------------------Due to Banks ........ ---- __ .......... Devosits Subject to Check.......... Demand Certificates of Devosit..... Time Certificates of Devosit......... Savings DevositS--------------- ...... Trust Funds on Devosit............. Cashier's Checks..................... Certified Checks..................... Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed... -----------------Other Liabilities..................... TotaL.. _..............................$ 15,000.00 none 3,000.00 3, 704.05 64.00 none 58,577.45 none 45,587.25 none 10,494.90 1,225.62 none 6,106.33 none none none none none 143,759.60 DEPARTMENT OF BANKING 145 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF IRWINVILLE Irwinville, Ga. President, J. H. CLEMENTS Vice-President, W. R. HOWE:\ Cashier, W. D. DOIUIIl\"EY, .JR. RESOURCES: Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsSe-c--u-r-it-i-e-s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank.... __ Other Stocks and Bonds__ -------BFuarnnkiitnugreHaonudseF..ix-t-u-r-e-s--.-..--_-_-__-_-_-_-_-_-_--_ Other Real Estate Owned... -------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- DOSited with ADvroved Reserve Agents.. ---------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_____-_-_-_-_-__-_-_-_-_-_--_ Advances on Other Commodities.... Checks for Clearing House._-------Other Qhecks and Cash Items ... __ _ LOevtetredrrsaoftfsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c__e_s_. __ Other Assets... ___ .... _... ___________ _ TotaL.. _______________ ______________ $ 75,803.08 13,031.00 none none none none 1,379.02 2,596.16 360.00 none 1,510.37 none none none none 129.43 none none none 94,809.06 LIABILITIES: CaDital Stock Paid in________________ $ Amount Reserved for Branches --SurDlus __ ............... --.- ... ---.Undivided Profits.............. _.... . DDiuveidtoenBdsanUknsD__a_i_d__._._._.__----------------------------DeDosits Subject to Check Demand Certificates of DeDosit____ _ Time Certificates of DeDOSit..______ _ Savings DeDosits -------------------Trust Funds on DeDOS1t------------Cashier's Checks... _----------------. BCielrltsifPieadyaCbhlee.ck. s._.________-_-_-_-_-_-.-.-.-.--__--..--__-_Notes and Bills Rediscounted______ _ Letters of Credit and AcceDtances. _ Reserve for Interest and Taxes_____ _ Other Liabilities.. ------------------- TotaL_____ _________________________$ 25,000.00 none 10,000.00 8,933.89 none none 23.~68.21 none 9,062.17 14,803.31 none 41.48 none 3,000.00 none none none none none 94.809.06 STATEMENT Showing Condition at Close of Business December 31, 1924 of the FARMERS AND MERCHANTS BANK Jackson, Ga. President, J. H. CARMICHAEL Vice-Presidents, S. P. NICHOLS, GEO. E. 'MALLET Cashier, C. T. BEAFCHAMP RESOURCES: Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s________________________ __ Furniture and Fixtures____________ __ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- DAogseintetsd. w__it_h____A_D__D__r_o_v_e_d___R__e_s_e__rv_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items______ _ LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_D__t_a_n_c__e_s____ Other Assets_________________________ _ TotaL _________________________________ $ 344,915.68 25 '781. 88 1,000.00 none none 1.800.00 10,099.94 5,257.93 25,733.08 none 47,057.18 none 14,895.37 none 5,359.32 22.40 9,646.63 none 51.00 491,620.41 LIABILITIES: CaDital Stock Paid in _______________ $ Amount Reserved for Branches.. --Survlus. _.... --.---------------------. DUinvdiidveinddesd UPrnoDfaitisd._._._._._._._._-__-_-_-_-_-_-_-_-_--__Due to Banks.... ____________________ _ DeDosits Subject to Check.. ______ _ Demand Certificates of DeDosit.... _ Time Certificates of DeDOSit........ _ Savings DeDosits. -------------- ____ .. TCrausshtieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_----------Certified Checks----------------- .. __ _ Bills Payable.------------------ _____ _ Notes and Bills Rediscounted....... Letters of Credit and Acceotances._ Reserve for Interest and Taxes.. ___ _ Bonds Borrowed.. ----------. _______ _ Other Liabilities._------------------- TotaL ...... --------------------- _____ $ 125,000.00 none 15,600.00 11,964.48 none none 211,328.36 none 116.074.47 none none 2,006.47 none none none 9,646.63 none none none 491,620.41 146 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the JACKSON BANKING COMPANY Jackson, Ga. President, F. S. ETHERIDGE Yice-President, J. B. SETTLE Cashier, L. P. McKIBBEK RESOURCES: Time Loans and Discounts..........$ DUenmiteadndSLtaoteans sSe-c--u-r-i-ti-e-s--_-__-_-_-_-_-_-_-_-_-_--_ State of Georgia Bonds. ____________ _ BSOtatohncekkriniSngtoFHcekodsuesarean_ld_R__Be_so_e_nr_vd__es___B___a___n__k____-__-__-__-__--__ Furniture and Fixtures_____________ _ Other Real Estate Owned _________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- vosited with Avvroved Reserve DAuegefrnotms--O--t-h--e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_v__t_a_n_c__e_s_. __ Other Assets-------------------------- Total.. --- __ --- .. __ .... ______ ----- __ ..$ 205,162.21 22,683.03 none none 3,600.00 31,388.78 3,398.90 3,048.83 17,461.68 9,600.12 27,853.51 2,369.93 none none 1,202.65 none none 3.58 none 327,773.22 LIABILITIES: Cavital Stock Paid in ------------$ Amount Reserved for Branches.---SUunrdvilvuids e__d__P-r-o--f-i-ts--. -_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unvaid___________________ _ DDDeuevmeotasonitdBs CaSneukrbtsJi-fe-ic-ct-a-tt-oe-s-C-o-hf-e-D-c-ke-v----o--s--i--t--_--_--_-_---_ TSaimviengCsertDifeivcoatseitsso__f_D__e__v_o__s_it_-_-_-_-_-_-_-_--_ Trust Devosits . --------------------Cashier's Checks--------------------Certified Checks--------------------BNiolltsesPaanyadbBleil.ls R--e-d--i-s-c-o-u--n-t-e-d--.-_-_-__-_--_ Letters of Credit and Accevtances.. Reserve for Interest and Taxes. ____ _ Bonds Borrowed--------------------Other Liabilities--------------------- TotaL. _________________________ . _____ .$ 100,000.00 none 20,0QO.OO 8,355.81 6,000.00 25,000.00 48,830.66 280.00 31,238.88 55,023.31 2,084.42 76.80 none none 30,883.34 none none none none 327,773.2 STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF JAKIN President, J. S. SHERMA~ Jakin, Ga. Cashier, E. C. SMITH Vice-President, E. C. SMITH RESOURCES: Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsSe-c--u-r-i-ti-e-s--_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank..... . BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned ---------Due from Federal Reserve Bank..... Cash in Vault and Amounts DeDvAuoegsfeirntoetmds.-Ow__t_iht_eh_r__B_A_a_vn_v_kr-os-v_-_-e_-d_-_-_-R_-_-e_-s_-e_-r_-v__e__ Advances on Cotton----------------AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items .. -. -. LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_v__t_a_n_c_e__s_.._ Other Assets-------------------------- TotaJ___________ ... _.... _____ . _. _. _....$ 29,656.95 none none none none 700.00 3,000.00 2,119.39 1,000.00 none 5,925.45 none none none none none none none none 42,401.79 LIABILITIES: Cavital Stock Paid in________________ $ Amount Reserved for Branches --Survlus.. __ ------------------ .. ------DUinvdiidveinddesd UPrnovfaitisd._._._._._._-_-_-_-_-_-_-_-_-__-______ __ Due to Banks------------------------Devosits Subject to Check.. -------TDiemmeaCnedrCtifeirctaiftiecsaotefsDoefvDoesvito__s_i_t_._._._.._ Savings Devosits -------------------CTraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks--------------------Bills Payable.- __ -------- ___ ------ ___ _ Notes and Bills Rediscounted....... r~etters of Credit and Accevtances.. BRoesnedrvseBfoorrroInwteedr.e.s_t__a_n__d__T__a_x_e_s___________ __ Other Liabilities.. ------------------- Total. _________________________________$ 24,600.00 none 15.16 none none none 17,786.63 none none none none none none none none none none none none 42,401.79 ~l DEPARTMENT OF BANKING 147 STATEMENT Showing Condition at Close of Business December 31,1924 of the PICKENS COUNTY BANK President, SAM TATE Jasper, Ga. Vice-President, R. L. McCLAIN Cashier, S. C. McCLAIX RESOURCES: Time Loans and Discounts----~~~~$ Demand Loans -~--~-----------~-~~~~ United States Securities... ~~~_~._~~~ State of Georgia Bonds~~----~-~~~~~~ Stock in Federal International Other Stocks and Bonds.---~---~~~ BFuarnnkiitnugreHaonudseF.i.x.t-u~r-e~s~~~~~-~ -__--. ~_-.~_-_-.~~-~~_ Other Real Estate Owned --~-~ Due from Federal Reserve Bank.~-~~ Cash in Vault and Amounts De- posited with Approved Reserve __ __ __ Agents~. ~ ~~~~._.~.~_~~~~~_~ ~~_ Due from Other Banks----~-~~~-~~-~ Advances on Cotton.~ .. _. _~. ~. ~ ~ ~. ~ _ Advances on Other Commodities~-- COhthecekr sCfhoercCksleaanridngC House~-------~- ash Items______ _ Letters of Credit and Acceptances._ Overdrafts (if anYl---~~~~~~---~---- Other Assets------~-~~~-~-~~--- __ Total... _.. _._~_~~~~~_. __ ._ ... ~_ .... ~._$ 191,689.98 5,514.19 none none none 9,450.00 2,595.00 2,222.37 2,625.69 none 62,497.30 none none none none 3' 583.38 none 6.50 195.00 280,379.41 LIABILITIES: Capital Stock Paid in~---------~-~---$ Amount Reserved Surplus_~~~~_~~~~~ _f_o_r_ .B_.r_a.n_c._h.e_s. ___-_ -_ Undivided Profits ---------------~-- Dividends Unpaid--------------~-~-- Due to Banks-------~--~~~-------~ Deposits Subject to Check~-------~ Demand Certificates of Deposit.--~ Time Certificates of Deposit-------~~ Savings Deposits.~-~-~-~-----------~~ Trust Funds on Deposit-------~----~ Cashier's Checks---------------~ BCielrltsifPieadyaCbheleck__s_-_-_-_-_-_-_-__-_-_-_~_-_~~---~--~~-------. Notes and Bills Rediscounted---- Letters of Credit and Acceptances._ Reserve for Interest and Taxes._._.~ Bonds Borrowed~ .. --------------~--~ Other Liabilities.. ---------~- Total_..... _. __ .... __ .. __ .. -.-~-~--- .. _$ 15,000.00 7,500.00 7,500.00 none 1,200.00 800.00 115,238.40 none 85,719.65 none 44,193.46 3.227.90 none none none none none none none 280,379.41 STATEMENT Showing Condition at Close of Business December 31, 1924 of the CITIZENS BANK AND TRUST CO. President, T. S. JOHNSON Jefferson, Ga. Vice-President, S. V. WILHITE, I. W. ETHRIDGE Cashier, HOMER HANCOCK RESOURCES: Time Loans and Discounts__________$ Demand Loans.~~~~~--~-~------- United States Securities~-----~----State of Georgia Bonds____ ~------- Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds~-~~~~~--~- Banking House.. ~~-~~~~~~--~~~~~--- .. Furniture and Fixtures~~~-~~~--~--~ Other Real Estate Owned~~~~-~--~-~ Due from Federal Reserve Bank.. ~-~ Cash in Vault and Amounts De- posited with Approved Reserve .. __ .. Agents~~~_ ~~ ~~~~~~-~~-~~-~~~~- Due from Other Banks~--~--~-~-~~- Advances on Cotton~~~------------- CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d__it_i_e_s_._._. __ Other Checks and Cash Items______ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__ Other Assets------------------ Total---------------------------------$ 271' 120.95 none none none 3,150.00 900.00 5,000.00 3,668.52 none 11,579.94 26' 131.10 none 4,000.00 none none 4,848.43 none 2,140.00 628.42 333,167.36 LIABILITIES: Capital Stock Paid in _______________ $ Amount Reserved for Branches ____ _ Surplus----------------------- Undivided Profits-------------------Dividends Unpaid..... --------------Due to Banks... -------------------Deposits SubJect to Check. -------Demand Certificates of Deposit----Time Certificates of Deposit-------TSarvuisntgFsuDnedpsoosintsD-e-p--o-s-i-t-_-_-_-_-_-__-_-_-_-_--_-_ Cashier's Checks--------------------Certified Checks------------------Bills Payable._.---------------------Notes and Bills Rediscounted...... Letters of Credit and Acceptances-Reserve for Interest and Taxes_____ _ Bonds Borrowed . ------------------Other Liabilities------------------ TotaL. _________: _____________________$ 94,170.00 none 10,000.00 6,821.23 215.40 none 135,843.30 none 39,332.66 none none 4,176.35 none none 42,608.42 none none none none 333,167.36 148 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the FARMERS AND MERCHANTS BANK Jeffersonville, Ga. President, W. H. McCRARY Vice-President, C. C. HU:\iPHRIES Acting CashiN, :YIISS FR.\KCES WHITEHURST RESOURCES: LIABILITIES: Time Loans and Discounts__________ $ Demand Loans ---------------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank--- __ Other Stocks and Bonds___________ _ BFuarnnkiitnugreHaonudseFixtur-e-s--_-_-_-__-_-_-_-_-_-_-_-_--_ Other Real Estate Owned.---------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- Posited with Approved Reserve DuAegfernotms..O. -t-h-e--r-B--a-n--k-s-.--_-_-__-_-_-_-_-_-_-_-_--_ Advances on Cotton .. _____________ _ Advances on Other Co=odities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items . __ LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__ Other Assets-------------------------- 18,472.34 1,859.32 none none none none 3,100.00 1, 967.50 2.535.00 none 7, 730.97 none none none none none none 96.35 none Capital Stock Paid in... -----------$ Amount Reserved for Branches._--Surplus. _______ ----------------------Undivided Profits_-------------- ___ -Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsje. c-t-t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ Time Certificates of Deposit________ _ TSaruvisntgFsuDnedpsoosintsD. _e_p__o_s_i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks ____________________ _ Certified Checks___________ --------- __ Bills Payable.-----------------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances __ Reserve for Interest and Taxes_____ _ Bonds Borrowed.-------------------Other Liabilities. __ ------------------ T:=ot=a=L=-=--=-=--=-=--=-=--=-=--=-=--=-=--=--=-=--=-=--=-=--=-=$=~3=5=,7=6=1.=4=8===T=otaL. ________________ ----- ___________ $ 15,000.00 none 319.98 none none none 10,566.92 none 9,460.08 none none 261.12 153.38 none none none none none none 35,761.48 STATEMENT Showing Condition at Close of Business December 31,1924 of the TWIGGS COUNTY BANK President, .J. C. SHAKNO.\' Jeffersonville, Ga. Vice-Presidents, S. E. JONES, D. S. FAULK Cashier, RAKER R .JONES RESOURCES: Time Loans and Discounts__________ $ Demand Loans. _____________________ _ 170,044.9 19,813.68 United States Securities____________ _ none State of Georgia Bonds_____________ _ none Stock in Federal Reserve Bank------ none BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ 16,764.00 2,000.00 Furniture and Fixtures_____________ _ 2,350.00 Other Real Estate Owned__________ _ 10,500.00 Due from Federal Reserve Bank____ _ none Cash in Vault and Amounts De- Posited with Approved Reserve DAuegfernotms. _O_ -t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ 42,767.38 31,860.26 612.68 Advances on Other Commodities___ _ Checks for Clearing House_________ _ none none Other Checks and Cash Items _____ _ 641.19 LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__ none 174.76 Other Assets-------------------------- 6,800. 70 '------ TotaL ________________ ---------- ______ $ 304,329.57 LIABILITIES: Capital Stock Paid ill----------------$ Amount Reserved for Branches.. --Surplus._----------------------------Undivided Profits.------------------DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check._-------Demand Certificates of Deposit ____ _ Time Certificates of Deposit-- _____ _ Savings Deposits.-------------------Trust Funds on Deposit------------CCaersthifieierd's CChheecckkss___________________-__-_-_-_-_-_-_-_-_-_--_ BNiolltsesPaanydabBleil.l-s--R--e-d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Acceptances.. BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s__________ __ Other Liabilities. __________ ---------- TotaL _________________________________ $ 25,000.00 none 10,000.00 5,027.56 none none 122 '721.15 3,756.00 137,623.20 none none 201.66 none none none none none none none 304,329.57 DEPARTMENT OF BANKING 14H STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE FARMERS BANK Jenkinsburg, Ga. President, .J. H. CARMICHAEL Vice-Presidents, B. F. AKl:\, .J. M. BANKSTON Cashier, H. C. CHILDS - RESOURCES: LIABILITIES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdvse.B..a_n_k__-_-_-_-_--_ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned _________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- :Apgoseintetsd. __w__i_th____A_:_D_:_D_r_o_v_e_d___R__e_s_e__rv_e_ ADduveafnrcoems oOnthCeortBtaonnk_s_._-_-_-_-_~__-_-_-_-_-_-_-_-_ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items------LOevteterdrsraofft C(ifreadniyt )a_n__d__A__c_c_e__v_t_a_n_c__e_s_. __ Other Assets_________________________ _ 10,333.08 none none none none none 1,500.00 1,848.56 7,906.29 none 1.228.45 l6,ll4.4R 180.87 1!.0118 30.81 none none 29.24 none Ca:Dital Stock Paid in________________$ ASumr:opulunst_R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s__._._._.._ Undivided Profits.------------------DDiuveidtoenBdsanUkns:_D__a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Devosits Subject to Check. ------TDiemmeaCnderCtiefirctiaftiecsatoefsDoef pDoesvito__s_i_t_._.-__--_ Savings Deposits. __________ ---------Trust Funds on Deposit------------Cashier's Checks_______ -------------Certified Checks___________ ----------Bills Payable.-----------------------Notes and Bills Rediscounted-----Letters of Credit and Acceptances.Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities.. ------------------- 15,000.00 none none 562.11 none none 18,005.76 none 5,592.91 none none 11.00 none none none none none none none T~ot~a~L:c::=-:c::=--:c::=-:c:-=:-=-=--=-=--=-=--=-=--=-=--=-=--=--=-~$=~3~9~,1~7~1~.7~8=~T~o~t~al~-=--:c==:--=-=--=-=--=-=-:c:=:--=--=-=--=-=--==--=-=--=-$===39,17l.\ STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF CLAYTON COUNTY President, L. Z. GILBERT Jonesboro, Ga. Vice-President, .J. 0. HIGHTOWER Cashier, L. ~1. KL'\G RESOURCES: Time Loans and Discounts __________$ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d___B_o__n_d__s_.______-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned ---------Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De- :posited with APDroved Reserve 89,475.88 none none none none none 3,000.00 2,000.00 4,561.85 none DAuegefrnotms. _O_ -t-h-e-r--B--a-n-k-s-_-_-_-_-_-_-_-_--_-_-_-_-_-_- 38,4n4o8.n9e3 Advances on Cotton._--------------Advances on Other Commodities____ Checks for Clearing House__________ none none 64.41 Other Checks and Cash Items._____ 78.05 Letters of Credit and Accevtances.. Overdrafts (if any)___________________ none none Other Assets-------------------------- none Tota L _________________________________ - $ - -- 137,629.12 LIABILITIES: Cavital Stock Paid in________________ $ Amount Reserved for Branches ____ _ Sur:Dlus. _______ .- --------------------Undivided Profits _________ ----------Dividends Unpaid-------------"-----Due to Banks... --------------------Devosits Subiect to Check.--------TDiemmeaCnderCtiefirctiaftiecsatoefsDoef pDoespito__s_i_t_._._._.._ Savings Devos!ts. __________ ---------TCraus hs ti eFru' snCdhs eocnk sD__e_v_o__s_i_t_._. _-_-_-_-_-_-_-_-_-_- -_ Certified Checks___________ ----------Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.Reserve for Interest and Taxes.----Bonds Borrowed---------------------Other Liabilities... __ ---------------- E-tances.Reserve for Interest and Taxes...... BOot hnedrs LBioa rbriol iwt ieeds .-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ 250,000.00 none 650,000.00 1,810.99 388.50 78.00 653,624.39 1,500.00 103,076.22 684,670.13 none 15,476.66 none 180,000.00 392,400.75 none none none none TotaL.-------------------------------$ 2,933,025.64 ~l DEPARTMENT OF BANKING 155 STATEMENT Showing Condition at Close of Business December 31, 1924 of the LAGRANGE SAVINGS BANK President, ELY R. CALLAWAY LaGrange, Ga. Vice-Presidents, C. V. TRUITT, H. D. GLA~TON Cahier, R. C. KEY RESOURCES: Time Loans and Discounts.......... $ DUenmiteadndSLtaotaens sSe-c--u-t-l-ri-e-s--..-.-_-.-_-_-_-__-_-_--_ State of Georgia Bonds.... _________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._.___________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank.. __ Cash in Vault and Amounts De- I>Osited with AI>I>roved Reserve Agents._---------------------------Due from Other Banks... ----------Advances on Cotton... -------------AChdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d__i_ti_e_s__._.._ Other Checks and Cash Items.. ___ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_:_t>__ta_n__c_e_s_. __ Other Assets-------------------------- Total.. __ ---- _____ .-------------------.$ 658,332.77 66,951.72 124,000.00 32,768.20 none 419,737.90 none none 51,722.09 none 68,406.45 none none none 9,076.29 none none none 10,730.55 l,44l, 725.97 LIABILITIES: Ca:t>ital Stock Paid in----------------$ Amount Reserved for Branches.. --Suri>lus.. __ --------------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit..... TSaimviengCseDrtiefpicoastietss_o__f__D__e_p_o__s_i_t_-_-_-_-_-_-_--_ Trust Funds on Deposit____________ _ Cashier's Checks____________________ _ Certified Checks.-------------------Bills Payable._----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances-BRoesnedrvseBfoorrroIwnteedr_e_s_t_a__n_d___T_a_x__e_s_._._._._._. Other Liabilities. __ ------------------ 25,000.00 none 100,000.00 1,643.40 20,743.24 none none none 529,475.25 725,777.96 none none none none none none 14,242.32 none 24,8!3.80 Total... -.----.---------------------- ..$ 1,441,125.97 STATEMENT Showing Condition at Close ofBusiness December 31, 1924 of the LAKE PARK BANK President, EWELL BROWN Lake Park, Ga. Cashier, E. W. MASON Vice-President, J K. WHITE RESOURCES: Time Loans and Discounts..........$ 47,837.42 Demand Loans----------------------- 4,456.38 United States SecuritieS------------- 1,830.00 State of Georgia Bonds-------------- none Stock in Federal Reserve Bank...... none Other Stocks and Bonds ___ .. _..-- __ none BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 2,000.00 1,500.00 Other Real Estate Owned.---------- none Due from Fed~ral Reserve Bank.- __ none Cash in Vault and Amounts De- posited with AI>Proved Reserve Agents._. _______ -.... --------------. 5,549.02 Due from Other Banks-------------- none Advances on Cotton._---~---------- none AChdvecaknscefsoroCn lOeatrhienrgCHoomumseo_d__it_i_e_s_.__.._ none none Other Checks and Cash Items...... 141.50 LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s_._ none 96.09 Other Assets . . ... _______ . . . .... - - - - --. - - - -no-ne TotaL.--------------------------------$ 63,410.41 LIABILITIES: Capital Stock Paid ill----------~---$ Amount Reserved tor Branches.---Suri>lus. ____ --- _---------- ___ -- ... ---Undivided Profits _____________ -----Dividends Un:t>aid------------~----- Due to Banks------------------------Deposits Subject to Check.. ------Demand Certificates of De:tl)sit..... Time Certificates of Depost--------Savings Deposits -------------------Trust Funds on Deposit.. ---------CCearsthifieierd's CChheecckkss.._._-_-_-_-_-_-_-~--------------------Bilis Payable.. ---------------------Notes and Bills Rediscomted------Letters of Credit and Acei>tances.. Reserve for Interest an< Taxes.. ___ _ Bonds Borrowed.------------------Other Liabilities. _____ -------------- Total. --_ .. ------------------------ ..$ 15,000.00 none 4,500.00 70.17 none none 25,115.28 none 8,200.84 none 407.08 117.04 none 10,000.00 none none none none none 63,411.41 156 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF LAVONIA Prl'sident, W. S. HALEY Lavonia, Ga. Vice-President, 0. D. CANNON Cashier, G. H. PRUITT RESOURCES: Time Loans and Discounts__________$ Demand Loans______________________ _ United States Securities. ___________ _ 111,435.28 2,215.50 none State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _ none 1,800.00 BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._.__________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned. _________ _ 3,487.50 23,170.58 5,819.35 3.500.00 Due from Federal Reserve Bank._._ 8,064.45 Cash in Vault and Amounts De- Apogseintetsd. _w___i_th____A__p_p_r_o__v_e_d---R--e-s-e-r-v-e- 88,890.51 Due from Other Banks-------------- 6,981.19 Advances on Cotton---------------- 18,951.09 Advances on Other Commodities __ _ Checks for Clearing House_________ _ none 15,000.00 Other Checks and Cash Items _____ _ 290.31 LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ Other Assets. _____________________ ---- none 549.06 747.72 To taL _________________________________ - $ - ---- 290,902.54 LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches----USunrdpivluids-e-d--P-r-o--f-i-ts--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check _________ _ Demand Certificates of Deposit----Time Certificates of Deposit---- --TSarvuisntgFsuDnedosoosintsD. -e-p-o--s-i-t-_-_-_-__-_-_-_--;-_-__--_ Cashier's Checks--------------------Certified Checks.. __ ----------------BNiolltsesPaanyadbBleil.l-s--R-e--d-i-s-c-o--u-n_t_e__d-_-_-__-_-_--_ Letters of Credit and Acceptances__ Reserve for Interest anq Taxes _____ _ Bonds Borrowed -------------------Other L!abilltles. _------------------- TotaL __ ----------- _____ ---------- ____$ 40,000.00 none 17,000.00 none 88.00 19,865.69 154,819.99 none 24,806.58 26,900.88 6,862.84 558.56 none none none none none none none 290,902.54 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE BRAND BANKING CO. l'r<'sident, L M. Brand Lawrenceville, Ga. Vice-President, W. H. POWELL Cashier, G. C. MONTGOMERY RESOURCES: Time Loans and ;)!scounts----------$ DUenmiteadndSLtaoteasnsS_e_c_\-.r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Rs;erve Bank_____ _ Other Stocks and Bonds. _________ _ BFuarnnkiitnugreHaonudseF_i_x__t_l_llJ-s--_-_-__-_-_-_-_-_-_-_-_-_--_ Other Real Estate Omed. ---------Due from Federal Res~~:ve Bank. __ _ Cash in Vault and Jmounts De- posited with ApprOred Reserve DAuegfernotms._O-t-h--e-r--B--a-n-k--s-.--_-_-_-__-_-_-_-_-_-_--_ Advances on Cotton... ------------Advances on Other Comnodities Checks for Clearing RollS)_________ _ Other Checks and Cash ltlms. ____ _ Letters of Credit and Accll)tances. Overdrafts (if any) _________ --------Other Assets------------------------- TotaL--------------------------------$ 227,716.94 133,827.04 150,000.00 none 3,000.00 none none 2,500.00 none 31,677.30 154,728.67 none none none none 12,742.51 none 97.05 none 716,289.51 LIABILITIES: Capital Stock Paid in---------------$ ASumrooluunst. R__e_s_e__rv__e_d__f_o_r__B__r_a_n_c__h_e_s_________ __ Undivided Profits ___________________ _ Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check --------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks.. __ ----------------Bills Payable------------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed.-------------------Other Liabilities--------------------- TotaL--------------------------------S 50,000.00 none 50,000.00 37,653.27 none none 280,763.16 none 10,000.00 270,355.55 17,367.15 150.38 none none none none none none none 716,289.51 DEPARTMENT OF BANKING 157 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF LEARY President, E. J. WOODARD Leary, Ga. Yice-President, W. D. JORDAN' Cashier, B. B. SHEP:\HD RESOURCES: Time Loans and Discounts__________ $ UDnemiteadndSLtaoteans sS.e.c. u--r-i-ti-e--s-_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds.............. Stock in Federal Reserve Bank...... BOat hnekri nSgt oHc kosu saen.d. .B. .o.n_d__s_._._._._._.__. _._._._. ._ Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank.... . Cash in Vault and Amounts De- I>Osited with AI>:Droved Reserve Agents.......... ______ .......... __ __ Due from Other Banks.. __________ __ Advances on Cotton................. Advances on Other Commodities.... Checks for Clearing House. __ .. ____ _ Other Checks and Cash Items...... LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_:_D_t_a_n__c_e_s_.._ Other Assets...................... -- .. TotaL------------------------$ 35.708.09 H37 .33 none none none none 3,259.98 3,726.22 none none 15.137.66 747.81 none 3,075.22 736.13 184.06 none 221.94 92.77 63,727.21 LIABILITIES: Ca:Dital Stock Paid in................$ Amount Reserved for Branches.... . Surplus.... _____ ..... _____ .----------Undivided Profits ___________________ _ Dividends Un:Daid..-----------------Due to Banks---------------------- De:Dosits Subject to Check ........ .. Demand Certificates of De:Dosit.... . Time Certificates of De:Dosit________ _ Savings De:DositS--------------------Trust Funds on De:Dosit............ . Cashier's Checks--------------------Certified Checks...................... Bills Payable.... ____ .. __________ ----Notes and Bills Rediscounted ______ _ Letters of Credit and Acce:Dtances.. Reserve for Interest and Taxes...... Bonds Borrowed---------------------Other Liabilities-------------- TotaL ............... _________________ $ l5,G00.00 none 110.35 none none none 38.555.01 none 3.927.ll none none :.834.74 none 3.000.00 none none none none none 63.727.21 STATEMENT Showing Condition at Close of Business December 31, 192-i of the BANK OF LEESBURG President, G. A. :\ESBIT Leesburg, Ga. Yi<'e-President, 0. W. STATHAM Cashier, T. C. THARP RESOURCES: TDiemmeas nLdoLa nosa nasn_d__D__i_s_c__o_u__n_t_s_._._._._._._. .__. $ United States Securities..... ______ __ State of Georgia Bonds...... ______ __ Stock in Federal Reserve Banks..... BOathnekrinSgtoHckosusaen.d...B..o.n__d_s__.-_._-_-_-_-__-_-_--__Furniture and Fixtures.. __ ... ____ ._. Other Real Estate Owned.. ______ __ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- I>Osited with AI>:Droved Reserve Agents.. ---------------------------ADduveafnrcoems oOnthCeortBtoann_k_s__.-_-_-_-_-_-_-__-_-_-_--_-_ Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items. . .. LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_:_D_t_a_n__c_e_s.__. Other Assets........ _................ . TotaL---------------------------------$ 152,979.33 410.00 none none none 3,250.00 2.510.17 2,895.00 2.720.44 none 19,753.71 140.00 none 493.82 none none none 12.27 4,445.88 189.610.62 LIABILITIES Ca:Dital Stock Paid in................ $ Amount Reserved for Branches..... SUunrd:Divluids.e_d__P_r_o__f_i_t_s _-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Un:Daid-------------------DDeu:eDotositBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of De:Dosit ____ _ TSaimviengCserDtief:Dicoastietss_o__f_D__e_:_D__o_s_it________________ __ Trust Funds on De:Dosit------------Cashier's Checks--------------------Certified Checks________ -------------Bills Payable......................... Notes and Bills Rediscounted...,... Letters of Credit and Acce:Dtauces.. Reserve for Interest and Taxes-----Bonds Borrowed.-------------------Other Liabilities.. ------------------- TotaL.. ---------------------------- ..$ 1o.uoo.oo none 766.10 ::1one none !5.000.00 37,638.85 28.000.00 12.668.51 none 22.475.54 5.961.62 none 17.500.00 4.600.00 none none none none 189.610.62 158 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF LENOX Presi_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Total----------------------------------$ 73,062.02 none none none none 270.00 3,500.00 2.350.00 7,318.20 none 21.716.72 none 6,668.13 none 2,382.47 102.05 none none 262.21 117,631.80 LIABILITIES: CAampoiutanltSRteoscekrvPeadidfoirnB--r-a--n-c-h--e-s--_-_-__--_$ SUunrdpilvuids _e_d--P-r-o--f-it-s--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c--t-t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit-------Savings Deposits_-------------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________ --------Bills Payable. _____ ------------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed---------------------Other Liabilities.. ------------------- TotaL--------------------------------$ 25,000.00 none 655.83 953.44 none none 38,122.84 none 48,684.75 3,700.39 none 176.52 250.00 none none none none none 88.03 117.631.80 162 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the President, A. J. ALMAND THE PEOPLES BANK Lithonia, Ga. Vice-Presidents, W. H.. WATSON, M. C. MOORE Cashier, I. M. STARR RESOURCES: Time Loans Demand Lo aannsd. _D__i_s_c__o_u_n__t_s_.__________________$ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_.___-_-_-__-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned---------Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De- posited with At>t>roved Reserve DAuegfernotms._O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-______ __ Advances on Cotton ________________ _ Advances on Other Commodities.. _ Checks for Clearing House.. _______ _ Other Checks and Cash Items...... LOevteterdrsraofftsC(rief daintya)n_d___A__c_c_e_t_>_t_a_n__c_e_s_. __ Other Assets-------------------------- TotaL _________________________________ $ . -- 70,589.45 4,460.65 20,000.00 none none 3, 741.20 7,500.00 2,950.00 2.200.00 none 28,507.66 none none none none none none none none 139,948.95 LIABILITIES: Cat>ital Stock Paid in.. ______________$ Amount Reserved for Branches.. --USunrdoivluidse..d. P_-r-o--f-it-s-.--__-_-_-_-_-_-_-_-_-_-_--..--_-__-_--_ Dividends Unt>aid-------- _________ --DDeute>otsoitBs aSnukbsJ-e-c-t-t-o--C--h--e-c-k--__-_-_-_-_-_-_-_--_ Demand Certificates of Det>osit..... Time Certificates of Det>osit . _____ _ TCSaravusihsntigeFsru'sDnCedths>eoocsniktssD__-e_-t>_-_-o_-s_-i_-t_-__-__-__-___-__-__-__-__-__-__-__--__ Certified Checks.... ----------------Bills Payable.-----------------------Notes and Bills Rediscounted...... Letters of Credit and Accet>tances.. Reserve for Interest and Taxes._ .. __ Bonds Borrowed -------------------Other Liabilities. ------------------ 25,000.00 none 15,000.00 5, 700.00 2,000.00 none 56,331.66 none 30,310.71 4,163.61 none 1,442.98 none none none none none none none TCJ!!l..~------_--_--_--_-_--~:~-------=-=-=-=-$'=-=-=-=--=13'-'9C:.:_Il:o4:=8c'.9=_6_ STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF LOCUST GROVE !'resident, C. Y. WILLIAMS Locust Grove, Ga. Yicc-President, ,\. G. CO:\IBS Cashier. C. B. PLEXICO RESOURCES: - - - - - - - - - - - - - -LI-AB-IL-IT-IE-S:- - - Time Loans and Discounts. _________ $ Demand Loans. _____________________ _ 102,098.95 Capital Stock Paid in _______________ $ 500.00 Amount Reserved for Branches..... United States Securities.... ________ _ none Surplus .. ______ .----------- __ -- ______ _ State of Georgia Bonds..... ________ _ none Undivided Profits. ____ -- ___________ -- SOttohcekr iSntoFcekdseraanldRBesoenrvdes _B__a_n__k_._._._._. ._ Banking House______________________ _ Furniture and Fixtures_____________ _ 900.00 675.00 4,500.00 1.500.00 DDiuveidtoenBdsanUknst_>__a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Det>osits Subject to Check --------Demand Certificates of Det>osit..... Other Real Estate Owned .. ________ _ none Time Certificates of Det>osit.. ______ _ Due from Federal Reserve BanlL __ _ Cash in Vault and Amounts De- t>Osited with At>t>roved Reserve 6.787.10 CTSaravusihsntigeFsr'usDnCedths>eoocsnkitssD_._-e_-t_>-_-o_-s_-i_-t_-__-__-__-__-__-___-__-__-__-__-_-_-__ Agents. _______ . ____ .... ------- __ ---- 8,269.25 Certified Checks.... ----------------- Due from Other Banks.. ------------ none Bills Payable . ----------------------- Advances on Cotton._ -------------- 16,069.75 Notes and Bills Rediscounted______ _ Advances on Other Commodities __ l. 996.00 Letters of Credit and Accet>tances.. Checks for Clearing House. ________ _ Other Checks and Cash Items. ___ ._ 697.63 417.03 BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s__________ __ LOevteterdrsraofftsO(rifedaintya)n_d___A__c_c_e_t_>_t_a_n__c_e_s_. __ none Other Liabilities... -----------------none Other Assets..... ______ ...... _...... _. none 'I'nt, H. S. FARMER RESOURCES: Time Loans and Discounts__________ $ Demand Loans______________________ _ SUtnaitteedofSGtaetoersgSiaecBuotnirdiess__-_-_-_-_-_-_-_-_-_-_-_--_ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank_ Cash in Vault and Amounts De- posited with Approved Reserve DuAegfernotms_-O--t-h-e_r_ -B--a-n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ AChdvecakncsefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_____ __ Other Checks and Cash Items_____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s_--_ Other Assets_________________________ _ TotaL---------------------------------$ 344,091.47 none none none 2,400.00 1,080.00 17,500.00 13,946.23 14,875.02 6,238.53 31.594.03 589.86 none none 2.484.17 none none 2,648.06 33,797.42 471.244.79 LIABILITIES: ---- Capital Stock Paid in________________ $ 25,000.00 Amount Reserved for Branches __ _ none Surplus ------------------------------ 55,000.00 Undivided Profits ------------------- 368.48 DDiuveidtoenBdsanUknsp_a__i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 80.00 6,000.00 Deposits Subiect to Check _________ _ 176,973.10 Demand Certificates of Deposit____ _ none Time Certificates of Deposit______ _ 102,967.17 TSaruvisntgFsuDnedpsoosintsD-e-p-o--s-i-t-_-_-_-_-__-_-_-_-_-_-_--_ none none Cashier's Checks--------------------- 1,942.27 Certified Checks ____ ----------------- none Bills Payable._'---------------------- 74,000.00 Notes and Bills Rediscounted------- 28,913.77 Letters of Credit and Acceptances __ none Reserve for Interest and Taxes_- ___ _ none Bonds Borrowed -------------------- none Other Liabilities-_------------------- none TotaL _________________________________$ 471.244.79 DEPARTMENT OF BANKING 165 STATEMENT Showing Condition at Close of Business December 31, 1924 of the LOVEJOY BANKING CO. Prt>sident, ~- D. CRA W.FORD Lovejoy, Ga. Cashier, G. P. BABB Yi<'e-President, .J. W. FIELDS RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities.. __________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_______________________ __ Furniture and Fixtures. ____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank -_ Cash in Vault and Amounts De- Apogseintetsd.. w___it_h____A__p_p_r_o__v_e_d___R__e_s_e_r_v_e_ Due from Other Banks.. ----------Advances on Cotton... -------------CAhdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s__._.._ Other Checks and Cash Items-----LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s_.-_ Other Assets-------------------------- :r'<>!.al.:-.:.- ------------------------------.$ 55,499.22 935.00 none none none none 1.450.00 1,900.00 5,250.00 none 5.945.36 none none none none 1,340.34 none none none 72,319.92 LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches --Surplus.. _____ ... --.-.----------------Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks.......................... Deposits Subject to Check.. -------Demand Certificates of Deposit----TSiamviengCserDtiefpicoastietss_o__f_D__e__p_o_s__it_._._._._._.._._._. Trust Funds on Deposit.. __________ _ Cashier's Checks____________________ _ Certified Checks.... ----------------BNiolltsesPaanydabBleil.l-s--R--e-d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed... ----------------Other Liabilities... -------- TotaL ________________________________ $ 15,000.00 none 10,000.00 7,662.82 none none 24.662.52 none 14,598.61 none none 395.97 none none none none none none none 72,319.92 STATEMENT Showing Condition at Close of Business December 31,1924 of the THE CITIZENS BANK l,udowici, Ga. President, E. B. UI:VIES Yi<'P-President. II. 1'. HIMES = = = = = = =C=ashi=er, = E. B=. H=L't= IES,=.J H.------------------------------ RESOURCES: Time Loans and Discounts__________ $ DUenmi t eadn dS Lt aot easn sS.e- -c-u-r-i-t-i e- -s-. -_-_-_-_-__-_-_-_-_-_- -_ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds. BFuanrnkiitnugreHaonudseF..ix_t.u-r-e--s-_-_-_-_-_-_-_-__-_-_-_-_--_ Other Real Estate Owned.. ________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- posited with Approved Reserve Agents. ---------------------------ADduveafnrcoems oOnthCeortBtoann_k_s__-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items-----LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c_e__s____ f 68,213.84 LIABILITIES: Capital Stock Paid in________________ $ 3,lll.06 Amount Reserved for Branches --- none none none 690.00 SUunrdpilvuisd.e_d__P_r__o_f.i-ts--_-_._-_-_-_-_._-_-_-_-_-__-_-_-_-_-_--_ Dividends Unpaid___________________ _ Due to Banks. ________ . ___.___________ _ 5,000.00 Deposits Subject to Check _______ __ 1.412.79 Demand Certificates of Deposit____ _ none none Time Certificates of Deposit________ _ Savings Deposits ____________________ _ TCrausshtieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ 5,989.73 none Certified Checks_____________________ _ Bills Payable._. _____________________ _ none Notes and Bills Rediscounted. _____ _ none Letters of Credit and Acceptances-- none 52.12 BReosnedrvseBfoorrroInwteedr_e_s_t__a_n__d__T__a_x_e__s__________ __ none Other Liabilities.-------------------- 178.44 15,000.00 none none none none none 30,978.41 none 22,354.65 none 2,712.12 549.20 4.87 14,800.00 none none none none 1,921.96 Other Assets-------------------------- 3,673.23 T o t a L _________________________________ $ 88,321.21 TotaL.--------------------------------$ 88,321.21 1 166 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December;31, 1924 of the BANK OF LULA President, E. S. CARTEH Lula, Ga. Yice-President, C. R. SIMMO;\S Cashier, E. F. WHITWORTH RESOURCES: TDiemmeaLndoaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___ -------- BFuarnnkiitnugreHaonudseF_i_x__tu-r-e--s-_-_-_-_-_-__-_-_-_-_-_-_--_ Other Real Estate Owned.---------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- posited with Approved Reserve DAuegfernotms._O--t-h-e-r--B--a-n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items. ____ _ Letters of Credit and Acceptances._ Overdrafts (if anYl------------------Other Assets-------------------------TotaL _________________________________$ 81,582.67 none none 4,500.00 none 13,750.00 1,250.00 2,991.01 none none 24.912.76 none none none none none none 4.90 3,800.70 132,792.04 LIAl!ILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches.---SUunrdpilvuids-e-d--P-r-o--f-i-ts--. -_-_-_-_-__-_-_-_-_-_-_-_------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits.-------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------_ Bills Payable. __ ---------------------. Notes and Bills Rediscounted------Letters of Credit and Acceptances._ Reserve for Interest and TaxeS-----Bonds Borrowed---------------------Other Liabilities.-------------------- TotaL _________________________________$ 15,000.00 none 7,000.00 924.55 none none 57,038.61 none 52,752.35 none none 76.53 none none none none none none none 132,792.04 STATEMENT Showing Condition at Close of Business December 31, 1924 of the FARMERS AND MERCHANTS BANK President, R. H. HALL I.umber City, Ga. Cashier, R. H. HALL Vice-President, E. T. DAVIS RESOURCES: TDiemmeasnLdoLa no as nasn_d___D_i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_- -_$ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Banks____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures-------------Other Real Estate Owned----------Due from Federal Reserve Bank----Cash in Vault and Amounts De- posited with Approved Reserve Agents. ________ ._ .. ___ --.----------. Due from Other Banks.. -----------Advances on Cotton.---------------CAhdevcaknscefsoronClOeatrhienrgCHoomumseo_d__it_i_e_s_._._.._. Other Checks and Cash Items... __ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s_.._ Other Assets-------------------------- Total----------------------------------$ 49,948.99 2,639.43 none none none none 7,000.00 2, 950.00 2,025.00 none 18,473.08 6,720.64 5,316.00 226.49 none 115.45 none none none 95,415.08 LIABILITIES Capital Stock Paid in----------------$ Amount Reserved for Branches.- __ _ Surplus ----------------------------Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check.--------Demand Certificates of Deposit---.. TSaimviengCserDtiefpicoastietss.o. _f_D__e__p_o_s_i_t_-_-_-_-_-_-_-_--_ Trust Funds on Deposit____________ _ Cashier's Checks--------------------Certified Checks---------------------Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes-----Bonds Borrowed.. ------------------Other Liabilities.-------------------- TotaL---------------------------------$ 15,000.00 none none 2,320.74 none none 50,367.83 none 27,125.19 none none 601.32 none none none none none none none 95,415.08 DEPARTMENT OF BANKING 167 STATEMENT Showing Condition at Close of Business December 31, 1924 of the FARMERS STATE BANK Lumpkin, Ga. President, E. L. CARTER Vice-President, W. G. vVORTHINGTON Cashier, A. T. FORT, JR. ~--~---~~====================================== RESOURCES: LIABILITIES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHcokus.s_e-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned. _________ _ Due from Federal Reserve Bank.. __ Cash in Vault and Amounts De- posited with Approved Reserve DAuegefrnotms..O. -t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ AChdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._.__ Other Checks and Cash Items-----LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_p__ta__n_c_e__s_.__ Other Assets-------------------------- '!:otaL _________________________________$ 210,133.95 none none none none none 4,045.94 none none 53,043.47 69.25 9,931.66 7,656.48 1,104.82 561.72 none 778.65 3,402.10 290,728.04 Capital Stock Paid in.... __________$ Amount Reserved for Branches.. --Surplus.. ----------------------------Undivided Profits.------------------Dividends Unpaid-------------------Due to BankS------------------------Deposits SubJect to Check.. -------Demand Certificates of Deposit----Time Certificates of Deposit... ----Sav1ngs Deposits.-------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks.-------------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes.----Bonds Borrowed____ ----------------Other Liabilities. __ ------------------ TotaL--------------------------------$ 25,000.00 none 10,000.00 3,240.83 308.00 none 145,915.00 none 81,465.04 10,472.29 none 714.07 none 10,000.00 1,000.00 none 2.612.81 none none 290,728.04 STATEMENT Showing Condition at Close of Business December 31, 1924 of the LUTHERSVILLE BANKING COMPANY Luthersville, Ga. President, N. F. CULPEPPER Vice-President, .J. W. TAYLOR Cashier, L. W. McKOON RESOURCES: Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsS.e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrvdes_B__a_n__k_-__-_-_-_--_ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with Approved Reserve DAuegfernotms. _O_ -t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ AAddvvaanncceess oonn COothtteornC. o-m--m--o-d-i-t-i-e-s-_-_-_-_ Checks for Clearing House_________ _ Other Checks and Cash Items-----LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_._ Other AssetS---------------------'----- Total----------------------------------$ 48,556.09 3,741.50 none !none none 680.00 1,700.00 850.00 9,334.00 none 14,571.18 48.80 l, 771.75 none none none none 213.88 none 81 ,467.20 LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches. --Surplus. ___ --------------------------Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJ.e_c_t-t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit. __ - --Savings Deposits -------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities.-------------------- Total_____________________________ -____$ 25,000.00 none 10,000.00 3,117.28 none none 32,500.41 none 9,673.65 none none 1,175.86 none none none none none none none 81,467.20 168 :FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business Dece:mber 31, 1924 of the BANK OF LYERLY Presid.. nt. J. L. POLLOCK Lyerly, Ga. Yiee-President, B. F. SHAMBLIN RESOURCES: Cashier, H. S CARSON =========~========~===== LIABILITIES: rJme Loans and Discounts..........$ emand Loans..................... United States Securities.. .......... State of Georgia Bonds...-......... Stock in ~'ederal Reserve Bank..... : Other Stocks and Bonds............ Banking House.. .. .... ... Furniture and Fixtures..... __ ... .. Other Real Estate Owned ........:: Due from Federal Reserve Bank.... Cash in Vault and Amounts De- vosited with Ar>r>roved Reserve Agents............................. . Due from Other Banks.............. Advances on Cotton................. Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items...... Letters of Credit and Accevtances.. Overdrafts (if any)................... Other Assets................. 148,164.44 13.514.,17 none none none 50.00 2.122.24 2.6ll.6l l. 165.00 110118 15' 176 '91 none none none none none none 1,983. 55 3.907.30 Car>ital Stock Paid in................$ Amount Reserved for Branches..... Surplus.............................. . Undivided Profits.................... Dividends Unpaid .................. . Due to Banks......................... Devosits Subject to Check.......... Demand Certificates of Deposit..... Time Certificates of Deposit....... .. Savings Deposits..................... Trust Funds on Deposit............. Cashier's Checks.......... . Certified Checks...................... Bills Payable........................ . Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabilities............. 15,000.00 none 4,000.00 2,513.31 none none 66,154.78 none 93,657.29 none 1,365.92 767.23 none none none none none none 5,236.69 ~o~EJ.l-~:..:.==:c.::.:~.=-=:.:--------$ 188.695.22 TotaL ..............$ 188,695.22 STATEMENT Showing Condition at Close of Business Dcc~':mher 31, 192-i of the TOOMBS COUNTY BANK I.yons, Ga. PrPsident, W. .\.. ~lc:'li'ATT Vice-President, R. L. PAGE RESOURCES: Cashier, W. T. CHIXA ================== LIABILITIES: Time Loans and Discounts..........$ Demand Loans....................... United States Securities............. State of Georgia Bonds............ .. Stock in Federal Reserve Bank...... Other Stocks and Bonds............. Banking House....................... Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank... .. Cash in Vault and Amounts De- vosited with Ar>Proved Reserve Agents ............................. . Due from other Banks............... Advances on Cotton ............ .. Advances on Other Commodities.... Checks for Clearing House....... __ _ Other Checks and Cash Items .. .. Letters of Credit and Accevtances.. Overdrafts (if anyL........---------Other Assets........................ __ 147,335.66 Car>ital Stock Paid in...............$ 24,535.42 Amount reserved for Branches .... .. none Survlus............................... none none I Undivided Dividends Profits.................. .. Unr>aid................... . 450.00 9.000.00 B~;o\~t~~~~~el.to-clieck':::::::::: I 2.500.00 Demand Certificates of Deposit... .. none Time Certificates of Deposit...... .. none Savings Devosits..................... Trust Funds on Devoslt............. Cashier's Checks................... .. 81,708.95 Certified Checks...................... - 68.96 B!lls Payable ..... __ .. __ .... ____ .. __ .. none Notes and B!lls Redlscounted..----- none Letters of Credit and Accevtances.. l, 902.58 Reserve for Interest and Taxes...... 33.03 Bonds Borrowed_.------------------- none O,ther L!ab!l!tles. ------------ .. ------ 41.84 4.840.00 30,000.00 none 8,500.00 500.48 2,400.00 none 79,221.01 1,000.00 120,872.37 3, 722.13 24,753.06 975.64 none none none none 471.75 none none TotaL------------------------------:.L~,416.44 TotaL ... ____ . __ .... ------------------$ 272,416.44 DEPARTMENT OF BANKING 169 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE BANK OF HENRY COUNTY Pr!>isent, H. J. COPELAXD 1\'leDonough, Ga. Vice-President, E. M. COPELAND Cashier, .JOHN G. PULLIN RESOURCES: Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock 1n Federal Reserve Bank..... . Other Stocks and Bonds.... _______ _ Banking House. _____________________ _ Furniture and Fixtures. ____________ _ Other Real Estate Owned.. ________ _ Due from Federal Reserve Bank..... Cash 1n Vault and Amounts De- posited with AI>I>roved Reserve Agents_______________________________ 227,011.25 21.222.45 none none 2,400.00 l, 050.00 3,323.35 4.888.97 none 5.727.14 5, 945.31 Due from Other Banks.. ____________ Advances on Cotton_________________ none none Advances on Other Commodities.... Checks for Clearing House__________ none none Other Checks and Cash Items______ 8,291.15 LOevteterdrsraofftsC(rief danity)a_n__d__A__c_c_e_i_>_t_a_n_c_e_s_._. none 18.99 Other Assets-------------------------- 4,894.62 '!'<>t~-. ----- ...... __ ... ____ . ___________$~284,773.23 LIABILITIES: Cai>ltal Stock Paid ln.. -- ___________$ Amount Reserved for Branches.. --Surolus... ___________ ----------------Undivided Profits.... ---------------Dividends Uni>ald-------- -----------Due to Banks..... -------------------Dei>osits Subject to Check........ .. Demand Certificates of Dei>osit... .. Time Certificates of Dei>oslt... -----TS arvuisntgFsuDnedi>s oosnitsD. .e.i.>.o.s-i-t -_-_-__-_-_-_-_-_-_-_- -_-_ Cashier's Checks.... __ ---- .. --------Certified Checks.... __ .. -- ...... -----Bills Payable.. __ .. ------------------Notes and Bills Rediscounted.. -- ... Letters of Credit and Accei>tances.. Reserve for Interest and Taxes.. ---Bonds Borrowed... -----------------Other Llablllties.. ------------------- 50,000.00 none 30,000.00 13,476.34 none none 74,017.25 none 49,968.45 none none 225.82 none 8,000.00 57,319.38 none 833.15 none 932.84 \ TotaL ... ________ . ______ ........... -- .$--~234,773.23 STATEMENT Showing Condition at Close of Business December 31, 1924 of the TH.E FARMERS AND MERCHANTS BANK Pr"~ident, H ..T. T!.'RI\"ER McDonough, Ga. Vice-President. W. D. TARPLEY Cashier, II. C. HIGHTOWER - - - - - - - - R - ES OURC ES: - - - - - - - - Time Loans and Discounts..........$ 237,590.38 Demand Loans_______________________ 5, 746.03 United States Securities.. ___________ none State of Georgia Bonds.... __________ none Stock 1n Federal Reserve Bank...... 3.450.00 Other Stocks and Bonds............. 1,400.00 Banking House_______________________ 3,800.00 Furniture and Fixtures.. ____________ 2, 300.00 Other Real Estate Owned___________ 1,484.16 Due from Federal Beserve Bank..... 5,602.38 Cash 1n Vault and Amounts De- IA>gOesnitetsd. _w___i_t_h___A__I>__I>_r.o_v_e_d____R_e_s_e_r_v__e 13,886.36 Due from Other Banks.. -----------Advances on Cotton_________________ none 2, 537.88 Advances on Other Commodities.... none Checks for Clearing House__________ none Other Checks and Cash Items...... 796.77 Letters of Credit and Accei>tances.. Overdrafts. _______ ..... __ .. -------____ none none Other Assets.-------------------------- - - -none Total.... ------ ............ __ . __ . __ ..$ 278,593.96 LIABILITIES: Cai>ital Stock Paid ln................$ ASumrio>ulunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a_n__c_h_e__s_....__._. Undivided Profits.. ____ .... ---------Dividends Uni>aid............ -------Due to Banks------------------------Dei>osits Subject to Check........ .. Demand Certificates of Dei>oslt.... Time Certificates of Dei>osit....... .. Savings Dei>osits......... -----------Trust Funds on Dei>osit.. ____ --- .. .. Cashier's Checks........ ____ ...... --Certified Checks........ -- .. ---------Bills Payable... ---------------------Notes and Bills Rediscounted... -- .. Letters of Credit and Accei>tances.. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities.......... ----------- Total.... --_ ...... --.-.- .... --------- ..$ 100,000.00 none 14,100.00 890.99 none none 78,856.44 none 47,358.31 516.45 none 325.00 none none 36,546.77 none none none none 278,593.96 170 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Busii..ess December 31, 1924 of the CITIZENS BANK OF McRAE President, .J. 1<'. COOK McRae, Ga. Cashier, J. F. COOK Vice-President, W. D. HORTO:\ RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities. ___________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ 178,052.20 5,030.80 4,000.00 none none BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ 4,080.00 2,500.00 2.715.17 Other Real Estate Owned ---------- 11,735.61 Due from Federal Reserve Bank____ _ none Cash in Vault and Amounts De- posited with Approved Reserve DAuegfernotms. _O__t_h_e__r_B__a-n-k--s-_-_-_-_-_-_-_-_-_--_-_-_-___ Advances on Cotton ________________ _ 32,542.60 349.85 5, 709.80 Advances on Other Commodities___ _ Checks for Clearing House_________ _ 3,083.79 1,218.08 Other Checks and Cash Items _____ _ 576.27 LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ none 168.03 Other Assets--------------------------- - - none -- TotaL---------------------------------$ 251.762.20 LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches --US unrdpilvuids .e.d- -P-r-o- -f-i t-s-.- -__-_-_-_- -._- -. -_-__- -.-. ---._- -----DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check---------Demand Certificates of Deposit..... Time Certificates of Deposit--------TSarvuisntgFsuDnedpsoosintsD-e-p--o-s-i-t-_-_-_-_-__-_-_-_-_-_-_--_ Cashier's Checks____________ ----_,_-Certified Checks---------------.-----BNiolltsesPaanyadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-.-.-_-__-_--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes.. -- .. Bonds Borrowed... _-.-_-----.---.-.. Other Liabilities.. ------------------- TotaL _____________ ------------ _______$ 50,000.00 none 28,404.15 4,299.19 none none 96,930.49 none 70,748.62 none none 1,379.75 none none none none none none none 251,762.20 STATEMENT Showing Condition at Close of Business December 31, 1924. of the THE MERCHANTS BANK President, 0. F. McRAE McRae, Ga. Cashier, (None) Vice-President, C. A. RYALS RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_._._._._._._._._.._$ United States Securities____________ _ 222,686.65 8,609.87 none SSttoactek oinf GFeeodregraial BReosnedrvs-e-B--a--n-k--_-_-__-_--_ none none BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ 2,000.00 7,000.00 3,367.50 20' 119.50 Due from Federal Reserve Bank..... none Cash in Vault and Amounts De- Apogseintetsd___w__i_t_h___A__p_p__r_o_v__e_d___R__e_s_e_r_v_e_ 39,869.56 DAduveafnrcoems oOnthCeor tBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ none 24,679.03 Advances on Other Commodities___ _ Checks for Clearing House_________ _ 1. 987.43 357.30 Other Checks and Cash Items....... 3,073.50 Letters of Credit and Acceptances.. none Overdrafts (if anYl------------------- 1,070.20 Other Assets--------------------------- - -no-ne Totals---------------------------------$ 334,820.54 LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved for Branch(S --US unrdpivl uids ed- -P-r-o- -f-i t-s- - -__-_-_-_-_-_- ------------------ -- -- -DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check -------Demand Certificates of Deposit..... Time Certificates of Deposit ... -. __ . Savings Deposits -------------~----- Trust Funds on Deposit------------Cashier's CheckS--------------------Certified Checks---------------------Bills Payable ----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities... _....... _... -.-_._ TotaL......... -........ -- ... -.- ... -...$ 50,000.00 none 15,000.00 6,101.04 none none 161,992.09 18,760.50 59,505.49 none none 961.42 none 10,000.00 12,500.00 none none none none 334,820.54 "l DEPARTMENT OF BANKING 171 STATEMENT Showing Condition at Close of Business December 31, 1924 of the MACON SAVINGS BANK Macon, Ga. President, JESSE B. HART Vice-President, J. W. CANNOK Cashier, :\IAITLAi\'D SOLOMON Ti m e-L-o-an-s-a-n-d-D-Ri-sEc-So-Ou-Un-tRs-.C.-.E.-S..-:..-..-$- - - -64-1.-53-2-.76- - -C-ai->-ita-l -S-to-c-k -P-ai-dL-I1A-nB-_I-_L_-_I_T-_I_-E__-S_-_:_-__-_ - $ - - - -50-,0-00-.0-0 Demand Loans... ____________________ 26,192.68 Amount Reserved for Branches..... none United States Securities.____________ 50.00 Suri>lus_______________________________ 75,000.00 State of Georgia Bonds______________ none Undivided Profits____________________ 64,528.97 Stock in Federal Reserve Bank...... Other Stocks and Bonds------------Bank4ng House_______________________ none Dhidends Uni>aid-------------------1,899.00 Due to Banks.-----------------------34,000.00 Dei>osits Subject to Check... ________ 1.500.00 none none Furniture and Fixtures______________ Other Real Estate Owned... ________ Due from Federal Reserve Bank..... 7,406.98 Demand Certificates of Dei>osit----10,307.42 Time Certificates of Dei>osit......... none Savings Dei>osits_____________________ 1.890.09 103,763.35 458,292.11 Cash 1n Vault and Amounts DeI>Osited with AI>I>roved Reserve Agents._ --------------------------- Due from Other Banks ------------Advances on Cotton_________________ Advances on Other Commodities.... Checks for Clearing House._________ 34,149.03 none none none none Trust Funds on Dei>OSit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable. ---------------------Notes and Bills Rediscounted....... Letters of Credit and Accei>tances.. Reserve for Interest and Taxes...... none 563.35 none none none none none Other Checks and Cash Items.. ____ LOevteterdrsraofftsC(rifedaniyt )a__n_d__A__c_c_e_i_>_t_a_n_c_e_s_._. none Bonds Borrowed---------------------nnoonnee Other Liab111ties...----------------- none none Other Assets-------------------------- none -------- To~::--.:------------------------------$ 755,537.87 TotaL--------------------------------$ 755,537.87 STATEMENT Showing Condition at Close of Business December 31,1924 of the THE GEORGIA BANKING COMPANY Macon, Ga. President, R. W. CROCKETT Vice-President, W. C. TURPIN, SR. Cashier, W. E. BOZEMAN RESOURCES: Time Loans and Discounts..........$ DUenmiteadndSLtaotaens sS.e..c.u.r.i.ti-e--s-.-_-__-_-_-_-_-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank.... Other Stocks and Bonds------------BFuarnnkiitnugreHaonudseFi.x.t.u-r-e--s-_-_-__-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank..... Cash in Vaults and Amount De- I>OSited with AI>I>roved Reserve Agents__ ---------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_._-_-_-_-_-_-__-_-_-_-_-_--_ CAhdevcaknscefsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items.. __ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_i_>_t_a_n__c_e_s_. __ Other Assets----------.-------------- TotaL------------- ___________________ $ 116,218.09 none 20,114.69 none none none none 5,235. 75 none none 19,877.19 none none none 1,066.01 none none 115.11 none 162,626.84 LIABILITIES: Cai>ital Stock Paid in________________$ Amount Reserved for Branches..... Suri>lus. _----------------------------Undivided Profits.------------------Dividends Uni>aid-------------------Due to Banks.-----------------------Dei>osits Subject to Check----------Demand Certificates of Dei>osit..... TSaimviengCseDrteifii>coastietss_o__f_D__e_i_>_O__S_i_t._.____________ __ Trust Funds on Dei>oslt------------Cashier's Checks--------------------BCielrltsifPieadyaCbhlee_c_k_s__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted.... __ Letters of Credit and Accei>tances. Reserve for Interest and Taxes..... Bonds Borrowed---------------------Other L1ab111ties... ------------------ TotaL------------------------------ ..$ 50,000.00 none none 1,562.20 none 10,000.00 43,853.25 none 4,559.20 37,380.22 none 271.97 none 15,000.00 none none none none none 162,626.84 l I FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the MEH.CHANTS AND MECHANICS SAVINGS BANK Macon, Ga. !'resident, W. T. MORGA:'\ Yiee-l'resident, W. A. TAYLOR Cashier, T. W. HAWKES ---===================== RESOURCES: LIABILITIES: Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsS.e.c..u.r.i.t.ies--..--_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds____________ __ Stock in Federal Reserve Bank____ __ BOathnekrinSgtoHckosusaen.d..B. _o_n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures........ ____ __ Other Real Estate Owned.. _______ . Due from Federal Reserve Bank..... Cash in Vault and Amounts De- 199,790.16 2.351.20 none none none 1,405.00 none 186.55 none none Capital Stock Paid in _______________$ Amount Reserved for Branches. --Sun>lus. ________ . __ ... ---------------Undivided Profits _______________ ----Dividends Unpaid.. ________'__ .. ------ Due to Banks------------------------Deposits SubJect to Check---------- Demand Certi!lcates of Deposit..... Time Certificates of Deposit ______ -TSarvuisntgFsuDnedpsoosintsD-e-p-o--s-i-t-_-_-_-_-__-_-_-_-_-_--_-_ 25,000.00 none 15,000.00 2,524.53 l, 500.00 1,625.60 51,867.57 none 59,907.51 59,918.49 none Ap ogseint etsd. . w__i_t_h____A_p__p_r_o_v__e_d___R__e_s_e_r_v__e Due from Other Banks. ____________ Advances on Cotton_________________ Advances on Other Commodities.... Checks for Clearing House.. ________ Other Checks and Cash Items._____ Letters of Credit and Acceptances.. Overdrafts (if any)___________________ Cashier's Checks............. -------- 15,158.21 none Certified Checks........ -------------Bills Payable.... ________ ------------- none Notes and Bills Rediscounted..... _ none Letters of Credit and Acceptances.. 292. 52 Reserve for Interest------------------ I none none BOothnedrs LBioabrrlol1wtieeds-_-_-_-_-_-_-_-_-_-_-_._-_-_._..----.-.-.-- none 1,839. 94 none none none none none none none Other Assets-------------------------- none TotaL. -------------------------------$ ___2i.9.i.83.64 TotaL.._::::..::=-:.:.:..===------$--219~183.64 STATEMENT Showing Condition at Close of Business December 31, 1924 of the LUTHEH. WILUAMS BANK & TRUST CO. Macon, Ga. President, LUTHER 'YILLIAMS Vice-President, FRANCIS E. WILLIAMS Cashier, FREDERICK W. WILLIAMS ----=c-c.:--_--=-=~-~--=================== RESOURCES: LIABILITIES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_._._._._._._._._.._$ United States Securities___________ __ State of Georgia Bonds____________ __ Stock ln Federal Reserve Bank.... __ Other Stocks and Bonds.. ________ __ Banking House....... ________ .. _. ___ _ Furniture and Fixtures_____________ _ Other Real Estate Owned........... Due from Federal Reserve Bank.... . Cash in Vault and Amounts De- Apogseintetsd.. w___it.h. ___A__p_p.r.o_v__e_d. __R__e_s_e_r_v_e. DAduveafnrocems oOnthCeor tBtoann.k_s__._.__-_-_-_-_-__-_-_-_--_-_ ACdh1e1caknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._._. Other Checks and Cash Items____ __ Letters of Credit and Acceptances.. Overdrafts (if any)_ -- -- __ . _.-. _.. __ __ Other Assets.... _________ ------------_ 1,445,226.62 lll ,824.45 73,000.00 none none 8,503.05 50,000.00 12,500.00 12' 387.78 none 274,409.62 10,839.88 9,061.67 none 6,829.05 10,322.43 none 610.38 none Capital Stock Paid in________________ $ ASumrpoluunst. R__e_s.e__rv. e__d_ .f.o_r__B__r_a_n_c__h_e_s__._._._.._ DDUinuvdeiidtveoindBdesadnUPkrnsop_f_ai_ti_sd_.__.__.__.__-__-___-__-__-__-__-__-_--_--_--_--_--_--_----_ Deposits SubJect to Check.. __ .----Demand Certificates of Deposit----TSaimviengCseDrtiefpicoastietss_o__f_D__e__p_o_s__it_----------------Trust Funds on Deposit___________ __ CCearsthifieierd's CChheecckkss_._._._-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_----Bills Payable._.---------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes-----Bonds Borrowed... -----------------Other Liabll1ties....-.-....-......-.. 100,000.00 none 25,000.00 5,000.00 4,000.00 10,000.00 728,133.59 27,088.70 311,841.28 774,329.24 none 19,077.30 16,284.69 none none none none none 4,760.13 -~!'!-------- _____ -=.,_-- ______________$ 2,025,514.93 TotaL _____________ -------------------$ 2,025,514.93 'l DEPARTMENT OJ<' BANKING 178 STATEMENT Showing Condition at Close of Business December 31, 1924 of the HANK OF MADISON Madison, Ga. President, LEE TRAMMELL \'ice-Presidents, W. l'. BEARDE:\, W. H. ADAMS Cashier, E. G. ATKERSO:\ RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________ $ United States Securities.. _________ __ State of Georgia Bonds.... ________ __ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds.. _________ _ Banking House...... ______________ __ Furniture and Fixtures.. __________ __ Other Real Estate Owned _________ __ Due from Federal Reserve Bank____ _ Cash in Vaults and Amounts De- oAogseintetsd. __w__i_th____A__o_o_r_o__v_e_d.. _R. _e_s_e_r_v_e_ Due from Other Banks.. __________ __ Advances on Cotton ________________ _ Advances on Other Commodities ___ Checks for Clearing House.. _______ _ Other Checks and Cash Items._ .. _. LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_o__t_a_n_c__e_s__. Other Assets.. ________________ . _____ __ TotaL .. _____________________________ .$ 163,540.65 3,158.20 none none 5,250.00 178.246.45 7,500.00 2,008.00 30,602.51 15.600.31 58.733.10 none 18,211.14 none 8,909.36 388.97 none 404.77 763.37 493,316.83 LIABILITIES Caoital Stock Paid in..--------.. ----$ ASumrooulunst. R__e_s__er.v. e__d__f_o_r_ .B__r_a_n. c__h.e_s__._--.-_-_ Undivided Profits ________ ----------DDiuveidteonBdsanUknso__a_i_d_._._._._._-_-_-_-_-_-_-_-_-_-_-_-_--__Deoos!ts Subiect to Check.. _______ _ Demand Certificates of Deoosit..... Time Certificates of Deoosit_______ __ Savings Deoosits. __________________ .. Trust Funds on Deooslt------------Cashier's Checks.----- ... -.----- .. -.. Certified Checks...... --------------Bills Payable... ----- .. --------------Notes and Bills Rediscounted_____ __ Letters of Credit and Acceotances.. Reserve for Interest and Taxes _____ _ Bonds, Borrowed.... __ . ____________ __ Other Liab!l!ties .. __________ . __ TotaL. _____________________________ _ 100,000.00 none ;5,000.00 34.86 790.00 110ne 172,018.77 none '22.771.94 122.003.72 none 697.54 none none none none none none none 493.316.83 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF MANCHESTER President, C. \'. TRUITT ~lanchestcr, Ga. Vice-Presi'l.dition at Close ofBusines8 December 31, l92t of the THE CITIZENS BANK Marshallville, Ga. President, .J. W. FHEDERICK Cnshier. C. C. HASLAM Yice- President, I. F. :Vl URPH RESOURCES: Time Loans and Discounts...........$ Demand Loans....................... United States Securities............. State of Georgia Bonds............. .. Stock in Federal Reserve Bank.... .. Other Stoclrs and Bonds........... . Banking House...................... . Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank.... . Cash in Vault and Amounts De- posited with Approved Reserve Agents ............................ .. Due from Other Banks............. . Advances on Cotton.. _____________ __ Advances on Other Commodities.... Checks for Clearing House........... . Other Checks and Cash Items...... .. Letters of Credit and Acceptances.. Overdrafts (if any) ................... Other Assets............................ TotaL .......... . .. ................. $ 119,444.41 36,764.00 21, 100.00 none no no none 4,626.00 2.400.00 none none 15.445.66 none none none 809.75 none none none none LIABILITIES: Capital Stock Paid in.................$ Amount Reserved for Branches Surplus .............. . Undivided Profits... Dividends Unpaid.. Due to Banlm.... _____ __ Deposits Subject to Check.... Demand Certificates of Deposit... Time Certificates of Deposit..... Savings Deposits......... Trust Funds on Deposit.. Cashier's Checks.. ----------Certified Checks...... Bills Payable .. ___________ .. .. Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes.. Bonds Borrowed.................. Other Liabilities................. 18,000.00 none 30,000.00 9, 798.91 204.00 none 95,508.11 none 6,350.00 30,147.80 none 881.00 none 10,000.00 none none none none none 'l 176 :FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 of the GEORGIA BANKING COMPANY President, .L C. WALKER .\larshallville, Ga. YicePresident, T. :-;_TAYLOR Cashier, .J. G. GHIFFE\ RESOURCES: LIABILITIES: ~~~~~~~-----~--.~--~~~~-~~~~----- Time Loans and Discounts__________ $ 96.468.92 Capital Stock Paid in _______________ $ Demand Loans_______________________ none Amount Reserved for BrancheS----- United States Securities_____________ 100.00 Surolus ______________________________ _ State of Georgia Bonds______________ none Undivided ProfitS-------------------- Stock in Federal Reserve Bank-----BOathnekrinSgtoHcokussea_n__d__B_o_n_d_s_________________________ Furniture and Fixtures__ , __________ Oth11r Real Estate Owned___________ Due from Federal Reserve Bank_____ Cash in Vault and Amounts De-= none none 2,400.00 1.800.00 none none Dividends Ulll:>aid-------------------DDeui>eOtositBs aSnukbsi-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Det>osit____ _ Time Certificates of Dei>osit--------Savings DepositS--------------------Trust Funds on DeiJosit. ___________ _ IJosited with AIJproved Reserve Agents. ___ . ____________ . ______ ..... _ Due from Other Banks______________ Cashier's Checks--------------------20.913.40 Certified Checks--------.- ... --------- none Bills PaYable ________________________ _ Advances on Cotton.. --------------Advances on Other Commodities.... Checks for Clearing House__________ none Notes and Bills Rediscounted------none Letters of Credit and Accei>tances.. 102.35 Reserve for Interest and Taxes_____ _ Other Checks and Cash Items...... Letters of Credit and AcceiJtances.. Overdrafts (if any)___________________ none Bonds Borrowed--------------------none Other Liabilities--------------------none Other Assets------- ------------------ none Total_____________ ------------ ________ $ 121.784.67 TotaL. ---~=-==--=c:--==--==--=--=-=---$ :Jo,ooo.oo none 6,000.00 2,026.44 272.00 none 35,323.57 none none Z8,123.70 none 38.96 none 20.000.00 none none none none none 121.'{84.67 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE BANK OF MARTIN Martin, (;a. Prt>sident, '\-\" ..\. :\IITCHELL Vice-Prt>sident, G. ~- STOVALL ----~-- RESOURCES: Cashier. P. D. LA.\'DRuM LIABILITIES. TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stock and Bonds ____________ _ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with AIJI>roved Reserve DAuegfernotms. _O_ -t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities.... Checks for Clearing House _________ _ Other Checks and Cash Items _____ _ LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n__c_e_s_. __ Other Assets...... __ ------_. ____ ._._-- 63.666.81 2.112.01 none none none 300.00 none 2.251.60 2.085. 93 none 28.292.23 none 903.54 124.68 none 122.58 none 9.29 none CaiJital Stock Paid in _______________ $ ASumrooluunst. R_-e-s-e-r-v--e-d--f-o-r__B__r_a_n_c__h_e__s_._-_--_-_ Undivided Profits. ___ -.--_--------.-DDiuveidteonBdsanUknsi_>_a_i_d__--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_-_ Dei>osits Subject to Check _________ _ Demand Certificates of Dei>osit. ___ _ Time Certificates of Dei>osit_______ __ Savings Deposits.----------- _______ .. Trust Funds on Dei>osit___________ __ CCearsthifieierd's CChheecckkss_._._._._._._._.________. .____-_-_-_-_--.-. Bills Payable.. ______ ---- ___________ __ Notes and Bills Rediscounted______ _ Letters of Credit and Accei>tances.. Reserve for Interest and Taxes...... Bonds Borrowed.. _-----------------Other Liabil1ties. _------------------- 16,000.00 none 3.309.83 1.197.90 none none 65,292.91 none :2.522.59 none 902.47 642.97 none none none none none none none Total_______ :_:_~:_~-_--_-:_:-_-_--_--_-_-----_:._::__-~----~~~6~~7__T_o_ta.l~~~~:--------------_--_--_-_--:.::.~c=::..-::,=--=$=='9"'-9'=._868===:.67 "l DEPARTMENT OF BANKING 177 STATEMENT Showing Condition at Close ofBusincss December 31, 1924 of the BANK OF MAXEYS Maxeys, Ga. President, W. T. BRIGHTWELL \'ice-President, J. R. XICHOLSON Cashier, GEO. P. BELL RESOURCES: LIABILITIES: ------------------------------------~------------ TDiemmeaLnodaLnosaannsd. _D__i_s_c__o_u_n__t_s_._._._._._._._, _.._$ 56.788.04 Capital Stock Paid in...............$ none Amount Reserved for Branches... -- United States Securities........... .. State of Georgia Bonds.. ___________ _ 99.10 Surplus ............ ------------------none Undivided Profits-------------------- Stock in Federal Reserve Banlc... .. none Dividends Unpaid-------------------- BOathnekrinSgtoHckosusaen.d__B__o_n__d_s__._._._._._._._._._..__. I. 656.79 Due to Banks..... ------------------none Deposits Subject to Check...... ___ _ Furniture and Fixtures.............. 1.825.00 Demand Certificates of DePosit.... . Other Real Estate Owned........... none Time Certificates of Deposit........ . Due from Federal Reserve Bank.... . Cash in Vault and Amounts De- none TSaruvisntgFsuDnedpsoosintsD..e-p-o--s-i-t-_-_-__-_-_-_-_-_-_-_--__ posited with Approved Reserve DAu egfernotms . .O. .t.h.e-r- -B- -a-n-k- s. ._-_-_-_-_-_-_-_-__-_- -_ 11.931.47 none CCearsthifieierd's CChheecckkss.-..-.-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_ Bills Payable... _____________________ _ Advances on Cotton....... _________ _ none Notes and Bills Rediscounted....... Advances on Other Conditions...... none Letters of Credit and Acceptances.. Checks for Clearing House________ __ none Reserve for Interest and Taxes...... Other Checks and Cash Items...... 222.40 Bonds Borrowed... ------------------ LOevteterdrsraoftfsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ none Other Liabilities.-------------------14.53 Other Assets-------------------------- 456.45 TotaL-------------------=-==--=-=-=-==$==='7::C2=.9=93==78===T=o=ta=l=-==-------------------------------$ 15,009.00 none 10,000.00 242.25 none none 30,133.22 none 17.294.59 none none 323.72 none none none none none none none 72.993.78 STATEMENT Showing Condition at Close of Business December 31, 1924 of the CITIZENS BANK :\iaxeys, Ga. President, DH. S. D. DURHAM Vice-Presidents, L. P. MAXEY, J:1\"0. W. l\:IOODY Cashier, JOE. L. STROZIER RESOURCES: TDiemmeaLnodaLnosaannsd. _D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ SUtnaitteedofSGtaetoersgSiaecBuorintdiess..... .__._._._._._._._._.._ Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen.d...B__o_n__d_s_._._._._._._._._._._._.._ Furniture and Fixtures.. ___________ _ Other Real Estate Owned........... Due from Federal Reserve Bank.... . Cash in Vault and Amounts De- posited with Approved Reserve DAu eg ef rnotms . .O- -t-h-e-r- -B- -a-n- -k-s-.-.-.- -_-_-__-_-_-_-_-_-_- -_ Advances on Cotton.---------------Advances on Other Commodities.... Checks for Clearing House_________ _ Other Checks and Cash Items...... LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n__c_e_s_. __ Other Assets..------------------------ TotaL.----------------------------$ 61,955.95 none none none none none 1,601.60 2,006.65 6,315.56 none 3.063.83 none none none none none none none none 74.943.59 LIABILITIES: Capital Stock Paid in________________ $ ASumrpoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n_c__h_e_s__._._._.._ Undivided Profits-------------------DDiuveidtoenBdsanUknsp..a.i.d_.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subiellt to Check.. -------Demand Certificates of Deposit..... Time Certificates of Deposit. ______ _ Savings Deposits--------------------Trust Funds on Deposit------------Cashier's CheckS--------------------BCielrltsifPiaeydaCbhlee.c.k.s_._..-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted._____ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed--------------------Other Liabilities..------------------- TotaL ................................. $ 15,000.00 none 3,000.00 1.970.93 none none 8,857.64 none 13.223.40 none none none none 32.891.62 none none none none none 74.943.1i8 'l' 178 :FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF MEANSVILLE President, L. L. TAYLOH Meansville, Ga. Vice-President, J. W. HOLLOWAY Cashier, H. G. LANGFORD RESOURCES: LIABILITIES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities. __________ ._ State of Georgia Bonds............ -Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds---------Banking House.-------------Furniture and Fixtures.....-------Other Real Estate Owned.. -----Due from Federal Reserve Bank.. __ Cash in Vault and Amounts De- pAogseintetsd___w__i_t_h___A__p_p__r_o_v__e_d___R__e_s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton----------Advances on Other Commodities.... Checks for Clearing House. ________ _ Other Checks and Cash Items. __ .. _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets------------------------- 84,424.23 none none none none none 1, 750.00 2.250.00 2,325.00 none 13,779.18 none 5,970.82 none 25.00 none none none none Capital Stock Paid in. ____ ----------$ ASumrpoluunst._R.e_s_e_r_v__e_d__f_o_r__B__r_a_n_c._h.e_s_-_-__-_--_ Undivided Profits ___________________ _ DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check _________ _ Demand Certificates of Deposit... __ Time Certificates of Deposit _______ _ Savings Deposits .. __________________ _ TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ Bills Payable.. ______________________ _ Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities. ________ ----------- 23,600.00 none 10,000.00 1,827.06 none none 33,001.58 none 41,861.91 none none 233.68 none none none none none none none TotaL.-----_-_-- ____ ._. ____ -- .. - __ ._--~$==cl~l~0,:=52~4=.2=3==T~o~t=al~-=-=-=--==--=--=-=--=--==--==--=--=-=--=-=-=--=-=-$'== 110,524.23 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF MEIGS President, J. X. CARTER Meigs, Ga. Vice-President, M. WILKES Cashier, DUNCAN BICKLEY RESOURCES: b~8a~~ar;a~~-~~~~~~~~~::::::::$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-__-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank.... _ Cash in Vault and Amounts De-- posited with Approved Reserve DAuegfernotms._O--t-h-e--r-B- _a_n__k_s_ _-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ AChdvecakncsefsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets,.------------------------- .Lote.lc...... ___________________________$ 196,414.78 3,409.00 1.250.00 none none 900.00 5,725.00 1, 785.00 8.352.04 none 40,079.65 none none none 4,582.19 187.14 none none 17.37 262.702.17 LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved for Branches ____ _ Surolus------------------------------Undivided Profits.------------------DDiuveidteonBdsanUknsp_a__i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check_________ _ TDiemmeaCnderCtiefirctiaftiecsatoefsDoefpDoespito__s_i_t_-_-_-_--_ Savings DepositS--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------BNioltles sPaanyadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities._------------------- Total... --------------.------------- ---S 100,000.00 none 20,000.00 512.59 none none 85,501.15 none 53,714.44 none 697.92 1.026.07 none none none none none 1,250.00 none 262,'102.17 DEPARTMENT OF BANKING 179 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF MENLO Menlo, Ga. President, .J. C. CHAMBLEE \'ice-President, 0. D. WYATT Cashier, HUGH :'\IcGl'KI.!\ RESOURCES: ------- Time Loans and Discounts__________ $ Demand Loans---------------------SUtnaittee do fSGt aetoersgSi ae cBuorni tdi es _s__-_-_-_-_-_-__-_-_-_- -_ SOttohcekr iSntoFcekdsearanldRBesoenrdvse_B__a_n_k__-_-_-_-_--_ Banking House _____________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- posited with Approved Reserve Agents _____________ ----------------_ ADduveafnrcoems oOnthCeor tBtoann_k_s____-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Conditions-----Checks for Clearin!': House_________ _ Other Checks and Cash Items-----LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s____ Other Assets_________________________ _ Total------------------------------ ---$ 118,409.57 none none none none 3,000.00 2,500.00 2.625.00 314.90 none 8,227.41 none none none none none none 626.82 3,800. 76 139,534.46 LIABILITIES: Capital Stock Paid in _______________ $ Amount Reserved for Branches ____ _ Surplus ____________________ ----------Undivided Profits ___________________ _ Dividends Unpaid___________________ _ Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit___ -Time Certificates of Deposit ________ _ TSaruvisntgFsuDnedpsoosintsD__e_p__o_s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks ____________________ _ Certified Checks-------_-------------BNiolltsesPaanyadbBleil_ls--R.-e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Acceptances __ BReosnedrvs eBfoorrr oI nwteedr e__s_t_a__n_d__T__a_x_e__s___-_-___--_ Other Liabilities __ ------------------- TotaL--- ----------------- __________$ 15,000.00 none 5,000.00 174.76 none none 57,038.93 none 60,349.93 none none !,970.84 none none none none none none none 139,534.46 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF METTER President, W. D. KENNEDY Metter, Ga. Vice-President, L. H. SEWELL Cashier, L. H. SEWELL RESOURCES: LIABILITIES: TBDSSOUittaetnmoahnmi- ctetekekea- riLdnoniS- onfdgSta- oGLtFHnac- eeostkoodea- suaresn- sngarsSeaidn- _a_el_d_cD- _BR__uB_- ieo__rs_so_in- c_et_nd_ior_- e_dv_su_s_e_s- n________tB_- ____s_____a___- ______n______- k____________-- ______-______-- ____________-- _-_____$---- 227- 5515,,.,- 0817nnn7349- ooo0210....nnn- 11101eee500-~- CASDDDU- uamienuvr- ppdepoiioid- ttluvsaoeu- ininlsdttBsd- S_eR_sadSt- _oneuU_P- csk_bren_ks- jo_rv-ePv_f-- ac_ie-a_tit-d- si_d-td__f-- o___o-_i__-- _rCn__-___-- B__h__-____er- -____a-__c__- -__nk___-_c__-- __-__-h__-__- -__-e____--s__- __--_____--___- __--_____--____- _--_--____- $ --- 12213- 5512,- ,,,0033nnn0090- ooo0006- ....nnn0807eee0108 Furniture and Fixtures _____________ _ 7,000.58 Demand Certificates of Deposit____ _ 7,500.00 Other Real Estate Owned __________ _ 3,436.60 Time Certificates of Deposit _______ _ 173,115.50 Due from Federal Reserve Bank----Cash in Vault and Amounts De- posited with APProved Reserve none Savings Deposits- __________ ---------Trust Funds on Deposit____________ _ Cashier's Checks ____________________ _ none none 2,749.26 DAuegfernotms--O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ 20,613.86 Certified Checks------ _______ ------ __ _ 3,800. 70 Bills Payable------------------------35,253.32 Notes and Bills Rediscounted------- none none 5,216.00 Advances on Other Commodities___ _ Checks for Clearing House_________ _ 2 '971.05 Letters of Credit and Acceptances__ 1.309.18 Reserve for Interest and Taxes_____ _ none none Other Checks and Cash Items------ none Bonds Borrowed--.------------------ none LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s____ none Other Liabilities_-------------59.70 none TOothtaeLr -A__s_s-e-t-s----_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_---_----_-_-_-$ - - -n-on-e 382.278.35 TotaL ________________________________ $ 382.278.35 "l 180 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 of the THE CITIZENS BANK President, A. J. BIRD :Vletter, Ga. Yiee-Presidents, G. W. WATSOX, W. E. SIMMONS Cashier, C. G. :VlcLEAX RESOURCES: Time Loans and Discounts__________$ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank------OBtahnekrinSgtoHckosusaen_d__B__o__n_d_s__-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank----Cash in Vault and Amounts De- Apogseintetsd___w__i_t_h___A__p_p_r_o__v-e-d---R--e-s-e-r-v-eADduveafnrcoems oOnthCeor tBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ Advances on Other Conditions_____ _ Checks for Clearing House _________ _ Other Checks and Cash Items _____ _ LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s____ Other Assets-------------------------- TotaL ____________________ ---- _________$ 133.101.65 108.00 200.00 none 1.500.00 650.00 19.271.02 3,852.34 8,662.89 3,111.34 13,057.09 none 498.07 none 1.007.26 none none 102.50 none 185,122.16 LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches ____ _ USunrdoivluids.e-d--P-r-o--f-it-s--_-__-_-_-_-_-_-_-_-_-_-_-_:_-_-_-_-_--_ DDiuveidteonBdsanUknsp_a__id__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check _________ _ Demand Certificates of Deposit----Time Certificates of Deposit________ _ TSaruvisntgFsuDnedpsoosnitsD_e--p-o-s--it-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks_____________________ _ Bills Payable._----------------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances __ BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s__________ __ Other Liabilities_-_-__________ _ TotaL----------- ------------- ______ $ 30,000.00 none 20,000.00 6.682.67 none none 67,054.05 none 61.168.57 none none 216.87 none none none none none none none 185.122 ..16 STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF CANDLER COUNTY Metter, Ga. President, GEO. L. WILLIAMS Vice-Presidents, J. L. NEYfi., W. A. BIRD Cashier, P. Q. COLLINS =================== RESOURCES: LIABILITIES: Time Loans and Discounts__________ $ Demand Loans______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ FOuthrneirtRureealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank----Cash in Vault and Amounts De- Apogseintetsd___w__i_th____A__p_p_r_o__v_e_d___R__e_s_e__rv_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _ Advances on Other Commodities.__ _ Checks for Clearing House_________ _ Other Checks and Cash Items ___ --LOevteterdrsraofftsC(rief daintya)li_l._d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets-------------------------- 91,423.27 5.800.00 none none 850.00 none 8.041.34 none none 5.447.21 9,738.41 none 6.513.60 none 729.47 96.66 none 16.36 1.297. 75 Capital Stock Paid in---------------ASumrpoluunst._R-e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s________.__ Undivided Profits ___________________ _ DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Deposits Subject to Check _________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit. _____ -_ TSarvuisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-_-__-_---_-_-__-_-_-_-_--_ Cashier's Checks _______________ : ____ _ Certified Checks_____________ - ______ -- BNiolltsesPaanyadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceptances._ BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x,e_s___________ __ Other Liabilities_---------------- 25,000.00 none 2,000.00 2.084.67 none none 46.138.29 none 34,783.44 16.213.31 none 540.65 none none none none none none 3,19_3_.70 Total---------------------------------- 129.954.06 TotaL ___ -- _____ -_____ ------ _---------$ 129,954.06 DEPARTMENT OF BANKING 181 STATEMENT Showing Condition at Close of Business December 31, 1924 President, L. 0. BENTOX of the BANK OF MILAN Milan, Ga. Cashier, R. C. CHAMBERS \"ice-President, J. ~[. COOK RESOURCES: LIABILITIES: ~~~~~~~~~~~--~~---c~-~~~~~~~~~-----~ Time Loans and Discounts__________ $ 58,706.00 Capital Stock Paid in________________ $ 30,000.00 DUenmiteadndSLtaotaesnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-_-__-_-_-_--_ State of Georgia Bonds_____________ _ 15,062.95 Amount Reserved for Branches ____ _ none none Surplus._----------- _______ --- _______ _ Undivided Profits ___________________ _ none 6,000.00 69.68 SOttohcekr iSntoFcekdsearanldRBesoenrdvse_B__a_n__k_-__-_-_--_ Banking House______________________ _ Furniture and Fixtures_____________ _ none 2,500.00 11.564.00 2.800.00 Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check---------Demand Certificates of Deposit____ _ none none 60,092.54 none Other Real Estate Owned __________ _ 4.502.63 Time Certificates of Deposit ________ _ 60,316.76 Due from Federal Reserve Bank____ _ none Savings Deposits. __________ ---------- none Cash in Vault and Amounts Deposited with Approved Reserve Trust Funds on Deposit ____________ _ Cashier's Checks ____________________ _ none 629.57 DuAegfernotms. _O__t_h_e__r_B__a_n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 51,797.40 none BCielrltsifPiaedyaCbhleec__k_s_________________-_-_-_-_-_-_-_---_---_---_- none none Advances on Cotton ________________ _ 8,425.36 Notes and Bills Rediscounted------- none Advances on Other Commodities___ _ none Letters of Credit and Acceptances.. none Checks for Clearing House_________ _ Other Checks and Cash Items... __ _ 1,394.67 105.54 BReosnedrvseBfoorrroInwteedre__s_t__a_n__d__T__a_x_e_s___________ __ none none LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets_________________________ _ none Other Liabilities._------------------none 250.00 none TotaL-. ___ ------------ ________________ $ 157,108.55 TotaL __________________.:_--_---=----_-c-c=-=--=--=--=--=$===15=7-=~1=08=-.5=~ STATEMENT Showing Condition at Close of Business December 31, 1924 of the EXCHANGE BANK President, .JOHN CONN Milledgeville, Ga. Yiee-President, H. D. ALLEN Cashier, OTTO M. CONK RESOURCES: LIABILITIES: ----------------------------------------------------------------------~ Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities____________ _ 425,632.69 Capital Stock Paid in _______________ $ 22,117.00 12,450.00 ASumropulunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s_________ __ 100,000.00 none 50,000.00 State of Georgia Bonds_____________ _ none Undivided Profits ___________________ _ 23,425.16 SOttohcekr iSntoFcekdsearanldRBesoenrdvse_B__a__n_k__-_-_-_-_--_ Banking House______________________ _ Furniture and Fixtures_____________ _ none 8,000.00 none 4,435.03 Dividends UllPaid. -----------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit. ___ _ 322.00 none 220,442.85 none Other Real Estate Owned__________ _ Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De- 14,623.90 none Time Certificates of Deposit_ ______ _ Savings Deposits.. __________________ _ Trust Funds on Deposit____________ _ none 233,000.88 none Apogseintetsd___w__i_t_h___A__p__p_r_o_v__e_d___R__e_s_e_r_v_e_ Due from Other Banks _____________ _ Cashier's Checks _________ ------- ____ _ 104,869.01 Certified Checks. ____________________ _ 15.000.00 Bills Payable.------------------------ 3,015.53 none none Advances on Cotton.---------------- none Notes and Bills Rediscounted______ _ none Advances on Other Commodities___ _ none Letters of Credit and Acceptances.. none Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ 3,271.05 191.25 Reserve for Interest and Taxes_____ _ Bonds Borrowed ____________________ _ none none LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s_.._ Other Assets_________________________ _ none Other Liabilities.. ------------------3,303.05 24,729.28 8,415.84 ---------- Total---------------------------------.$ 638,622.26 TotaL _____________________ ---------_.$ 638,622.26 182 .FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the MERCHANTS AND FARMERS BANK President, JNO. T. ALLEN Milledgeville, Ga. Cashier, L. C. HALL Vice-President, L. C. HALL RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ SSttoatcek oinf GFeeodregriaal BRoesnedrsv-e--B--a-n--k-_-_-_-__--_ Other Stocks and Bonds ___________ _ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- posited with Approved Reserve Agents ________________ ------------__ 344.457.85 38,729.55 none none none none 9,000.00 2,906.91 3,893.09 none 70,120.90 DAduveafnrcoems oOnthCeorttBona_n__k_s_-_-_-_-_-_--_-_-_-_-_-_-_- 2n9o7.n0e0 Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items______ Letters of Credit and Acceptances__ Overdrafts (if any)___________________ none 2,409.16 244.75 none 1.79 Other sets-------------------------- none Tot a L . _______________________________ $ - -47- 2.0- 61.- 00 LIABILITIES: Capital Stock Paid in. _______________$ Amount Reserved for Branches----Surplus _________ ---------------------Undivided Profits_------------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits _______ -------------TCraus hs ti eFru' snCdhs eocnk sD__e_p_o__s_i_t_-_-_-_-_-_-_-_-_-_-_-_- -_ Certified Checks______ -___ -----------Bills Payable------------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances. BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s__________ __ Other Liabilities ______________ _ TotaL... _________ ------- __ --- __ -_-- __$ 80,000.00 none 80,000.00 23,102.64 none none 274,433.26 57.00 none none none 468.10 none none none none none none 14,000.00 472,061.00 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE MILLEDGEVILLE BANKING CO. Milledgeville, Ga. President, MILLER S. BELL Vice-Presidents, E. E. BELL, J. E. KIDD Assistant Cashier, CHAS. D. DAVIS RESOURCES: Time Loans and Discounts__________$ Demand Loans ______________________ _ United States Securities____________ _ 409,817.87 91,463.57 15,200.00 SSttoactek oinf GFeedoergraial BReosnedrvs-e-B--a--n-k--_-_-__-_--_ none none Other Stocks and Bonds------------ none BFuanrnkiitnugreHaonudseF_i_x__tu-r-e-s--_-_-_-__-_-_-_-_-_-_-_-_--_ 5,318.53 Other Real Estate Owned __________ _ 10.750.00 Due from Federal Reserve Bank____ _ none Cash in Vault and Amounts De- Apogseintetsd___w__i_th____A__p_p_r_o__v_e_d___R__e_s_e_r_v_e_ 197,323.19 ADduveafnrcoems oOnthCeortBtoann_k_s_-_-__-_-_-_-_-_-_-_-_-_-_--_ 264.27 none Advances on Other Conditions_____ _ none Checks for Clearing House _________ _ 2.133.93 Other Checks and Cash Items _____ _ none LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e__p_t_a_n_c__e_s____ none 3.023.68 Other TotaL _A__$_s_e__t_s_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ - - -n-on-e 735.295.04 LIABILITIES: Capital Stock Paid in_______________$ AS umr oo luunst_R__e_s_e__rv__e_d__f_o_r__B__r a- -n-c- h__e_s__-_- ------ Undivided ProfitS------------- ____ --DDiuveidteonBdsanUknsp_a__i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check_________ _ Demand Certificates of Deposit----Time Certificates of Deposit________ _ Savings Deposits- ___________ --------Trust Funds on Deposit------------CCaersthifieierd's CChheecckkss_-_-_-_-_-_-_-_-_-_-_---------------------Bills PaYable_- __________ ---- ____ ----Notes and Bills Rediscounted------Letters of Credit and Acceptances __ Reserve for Interest and Taxes _____ _ Bonds Borrowed--------------------Other Liabilities __ ------------------- 50,000.00 none 100,000.00 29.825.37 798.00 none 540,140.71 none none none none 2.488.16 none none none none 12,042.80 none none T otaL ______________________________ .-$ - ----- 735,295.0 DEPARTMENT OF BANKING ISS STATEMENT Saowing Condition at Close of Business December 31, 1924 of the BANK OF MILLEN Millen, Ga. President, JOE. P. APPLEWHITE Vice-Presidents, S.C. PARKER, IRA 0. PARKER Cashier, J. F. BATES RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._-_-_-_-_-_-_-_--_$ United States Securities. ___________ _ State o! Georgia Bonds_____________ _ Stock in Federal Reserve Bank.. ___ _ Other Stocks and Bonds____________ _ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank____ _ 2ll,53l.40 4,426.85 42,745.00 none 3,000.00 700.00 18,332.04 8,087.53 22,207.15 26,864.13 Cash in Vault and Amounts De- posited with Approved Reserve Agents._---------------------------- 132,!l0.92 Due from Other Banks.. ------------ none Advances on Cotton... -------------CAhdevcaknscefsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._. Other Checks and Cash Items... __ _ 13,472.55 8,479.55 4,405.12 none LOevteterdrsraofftsC(rIfedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets. ________________________ _ none none none TotaJ __________________________________ - $ ---496,362.24 LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches.. --Surplus.. ----------------------------Undivided Profits...----------------DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check.. -------Demand Certificates of Deposit____ _ Time Certificates of Debosit________ _ TSaruvisntgFsuDnedpsoosintsD..e.p. o--s-i_t_______________-_-_-_-_--_ Cashier's Checks--------------------Certified Checks---------------------Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities.. ------------------- T o t a L _________________________________ $ 50,000.00 none 50,000.00 4,631.38 none none 203,298.37 38,959.85 none 130,995.17 17,153.72 1,323. 75 none none none none none none none 496,362.24 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE FARMERS BANK President, B. H. HARDY Milner, Ga. Vice.President, S..J. CHILDERS Cashier, G. P. WHEELESS RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----Other Stocks and Bonds. __________ _ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned.---------Due from Federal Reserve Bank____ _ Cash in Vaults and Amounts De- posited with Approved Reserve DAuegefrnotms..O- _t_h_e__r_B__a__n_k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton. _______________ _ Advances on Other Commodities.... Checks for Clearing House_________ _ Other Checks and Cash Items_____ _ LOevtet er dr sr aofft sC(rife daint ya)n__d__A__c_c_e_p__t_a_n_c__e_s_. ._ Other Assets-------------------------TotaL _________________________________ $ 92,081.35 281.22 none none none 200.00 1,600.00 1.832.00 none none 3,004.19 none 361.52 none none none none 469.47 2,340.48 102,170.23 LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved for Branches ____ _ SUunrdpilvuids.ed--P-r-o--f-it-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check__________ _ Demand Certificates of Deposit ____ _ TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s_i_t_______________ __ Trust Funds on Deposit____________ _ Cashier's Checks ____________________ _ Certified Checks ____ ----------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest-----------------Bonds Borrowed.... ----------------Other Liabilities._------------------- Total.. _____ --- ____ -------- _______ ----.$ 25,000.00 none 2,500.00 none none none 23,086.46 none 28,128.39 none 438.29 8.63 none 23,008.46 none none none none none 102.170.23 184 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 of the FARMERS AND MERCHANTS BANK Presidenl, W. L. MILLER Milltown, Ga. Vice-Presidents, .M. C. LEE, R. L. PATTEN Cashier, W. C. BANKS RESOURCES: Time Loans and Discounts._________ $ DUenmiteadndSLtaotaens sS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ OBathnekrinSgtoHcoksusaen_d___B_o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- IlOSited with Approved Reserve DAuegfernotms._O--t-h-e--r-B__a_n__k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Co=odities.__ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_i_>_t_a_n__c_e_s_. __ Other Assets_________________________ _ l'OtaL----------------=----------$ LIABILITIES: I 165,451.19 Cai>ital Stock Paid in________________$ none Amount Reserved for Branches----- none none -~~~eilP!o!its~::::::::::::::::::: none Dividends Uni>aid-------------------- 8,000.00 2.167.00 1 1 DDeuie>otositBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ 3.434.99 Demand Certificates of Deposit____ _ 15,686.14 none TSaimviengCserDtiefpicoastietss.o__f-D- _e__p_o_s-i_t_____-__-_-_-_--_ TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ 28,996.75 Certified Checks_____ ------------- __ -1,202.09 Bills Payable.--_-----_---- __________ _ 6,006.94 none 515.85 165.00 Notes and Bills Rediscounted------Letters of Credit and AcceiJtances. _ BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s__________ __ none Other Liabilities _____ --------------none 3,722.00 235,347.95 TotaL _________________________________$ 25,000.00 none 4,000.00 129.41 78.00 none 52.707.00 none 127,017.64 3,605. 75 none 1,810.15 none 21,000.00 none none none none none 235,347.95 STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF MOLENA President, Z. LAWRENCE Molena, Ga. Cashier, A. F. GILL Vice-President, W. 0. JORDAN RESOURCES; LIABILITIES: -------------------------------~ Time Loans and Discounts__________ $ 69,295.35 Cai>ital Stock Paid in________________$ 15,000.00 Demand Loans----------------------- 213.50 Amount Reserved for Branches____ _ none United States Securities------------- none SurPlUS------------------------------- 3,000.00 State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _ Banking House______________________ _ Furniture and Fixtures _____________ _ none none 4, 750.00 1,693.90 2,209.28 Undivided Profits-------------------Dividends Uni>aid-------------- _____ _ DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ 3,632.60 none none 38,583.97 none Other Real Estate Owned----------- none Time Certificates of Deposit--------- 43,406.83 Due from Federal Reserve Bank----- none Savings Deposits.-------------------- none Cash in Vault and Amounts De- Trust Funds on Dei>osit------------- none IAlOgSeintetsd- __w__i_th____A__P_P__ro__v_e_d___R__e_s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _ 13,155.64 1,153.06 831.60 Cashier's Checks--------------------Certified Checks___________ ----------BNiolltsesPaaynadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ 370.26 none none none Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items. ____ _ none Letters of Credit and AcceiJtances. _ none 10.63 RBeosnedrvseBfoorrroInwteedre__s_t__a_n__d__T__a_x_e__s_.________ __ none none none LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__ta__n_c_e_s__.__ none Other Liabilities._------------------none none Other Assets-------------------------- 10,680.70 l-3otaL. ________________________________ $ 103,993.66 TotaL---------------------------------$ 103,993.66 DEPARTMENT OF BANKING 185 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF MONROJ: President, ?\one :Monroe, Ga. Vice-President, .J. R. RADFORD Cashier, .J. R. RADFORD RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_._.________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ SOttohcekr Banki niSngtoFHcekodsuesarean_ld_R__Be_so_e_nr_vd__es___B____a___n___k________________ __ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Re~9rve Bank___ _ Cash in Vault and Amounts De- Posited with Approved Reserve Agents------------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_-____-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__ Other Assets-------------------------'Totl:Ll-- ________________________________$ 454,916.47 none 20,300.00 none 9,450.00 20,000.00 none 2,500.00 43,518.73 55.265.09 78,373.22 none 49,636.12 none 2,206.64 84.56 none none 42.850.00 779.100.83 LIABILITIES: Capital Stock Paid in---------------$ Amount Reserved for Branches----Surplus.-----------------------------Undivided ProfitS-------------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit-------TS ar uv isnt gFsuDnedpsoosni t sD- -e-p-o- -s-i-t _-_-_-_-_-_-_-_-_-_-_-_- -_ Cashier's Checks--------------------Certified Checks---------------------Bills Payable- __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances-. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities--------------------- TotaL---------------------------------$ 300,000.00 none 7,500.00 1,260.17 363.00 none 228,872.87 31,859.70 66,292.60 11,332.35 84,490.34 4,267. 73 12.07 none none none none none 42,850.00 779,100.83 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE FARMERS BANK President, J. :\1. NOWELL Monroe, Ga. Vice-Presidents, H. M. ARNOLD, A. B. MOBLEY Cashier, C. R. BRADFORD RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _ Banking House______________________ _ Furniture and Fixtures. ____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De- Posited with Approved Reserve Agents.-.------------- ... ___________ Due from Other Banks._____________ Advances on Cotton_________________ 267,036.59 3,681.62 2.150.00 13,900.00 5,400.00 23,000.00 none 3,120.00 27,364.03 37,684.12 79,315.79 none none Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items______ Letters of Credit and Acceptances__ Overdrafts (if any)___________________ none 183.83 126.33 none none TOothtaelr..A..s.s.e.t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ - -20,3-42-.97 483,305.28 LIABILITIES: Capital Stock Paid in..______________$ Amount Reserved for Branches----SurplUS------------------------------Undivided Profits.------------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits- _______ ------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable __ ----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes- ..... Bonds Borrowed--------------------Other Liabilities....----------------- Total.... --_------------------------.-.$ 150,000.00 none 30,000.00 2,170.58 none none 201,825.40 352.78 44,866.13 33,525.64 none 562.00 52.75 none none none none none 19,950.00 483,305.28 186 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the UNION BANKING CO. President, .J. E. WRIGHT Monroe, Ga. Cashier, H. D. SPIVEY Vice-President, W. K. SWA.l\'N RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ 105,871.92 900.00 United States Securities............ . State of Georgia Bonds_____________ _ none none Stock in Federal Reserve Bank...... 2,400.00 BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_--__Furniture and Fixtures_____________ _ 500.00 4,831.30 3,500.00 Other Real Estate Owned........... 13,110.15 Due from Federal Reserve Bank.. .. 4,524.59 Cash in Vault and Amounts De- posited with Approved Reserve Agents________ . _________ ----_._.----. 8,699.15 Due from Other Banks.... _________ _ Advances on Cotton ________________ _ none 6,923.43 CAhdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ none 145.50 Other Checks and Cash Items. ____ _ 55.49 LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ none none Other TotaL Assets------------------ _______ _ _________________________________ -$ - - -no-ne 151,461.53 LIABILITIES: Capital Stock Paid in_______________ $ Amount Reserved for Branches..... USunrdpivluids.e-d--P--ro--f-i-ts--_-_-_-_-_-_-__-_-_-_-_-_-_-_----------Dividends Unpaid-------------------Due to Banks... --------------------Deposits Subject to Check.......... Demand Certificates of Deposit..... TSaimviengCseDrtiefpicoastietss_o__f_D___e_p_o__s_i_t_-_-_-_--------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks..... ____ ---- .. ------Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed... -----------------Other Liabilities.. ------------------- TotaL. __ . _______ . ____________ --_ ......$ 60,000.00 none none 2,248.33 none none 68,961.86 none 10,702.04 none none 1,039.15 none none 8,510.15 none none none none 151,461.53 STATEMENT Showing Condition at Close of Business December 31,1924 of the JASPER COUNTY BANK President, H. P. BENTON Monticello, Ga. Vice-President, J. T. BENTON Cashier, G. W. CORNWELL RESOURCES: Time Loans and Discounts.. ________ $ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds..___________ _ 44,720.94 32,727.13 none none BSOtatohncekkriniSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_dv__se___B____a__n____k__.__.__.__._.__._ Furniture and Fixtures.. __________ __ Other Real Estate Owned _________ __ none 1.390.00 2,800.00 2,964.58 5,125. 74 Due from Federal Reserve Bank..... none Cash in Vault and Amounts De- posited with Approved Reserve Agents... ------. ________ ------------ 110,036.47 ADduveafnrcoems oOnthCeorttoBna_n__k_s_._._-_-_-_-_-_--_-_-_-_-_- nnoonnee Advances on Other Commodities.... Checks for Clearing House__________ none none Other Checks and Cash Items...... 916.29 Letters of Credit and Acceptances.. Overdrafts (if any)___________________ none 733.89 Oth Tot earLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -2-012,,5-91249.-.5562 LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved for Branches..... USunrdpivluids.e-d- .P.r.o. -f.i-ts.-_-_-_-_-_-_-__-_-_._-_._._-_-_-_-_-_--_ Dividends Unpaid___________________ _ Due to Banks.... -------------------Deposits Subject to Check---------Demand Certificates of Deposit..... Time Certificates of Deposit......... Savings Deposits.. ___________ --- ___ -TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.....--------------..Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities... ------------------ TotaL_________________________________ $ 25,000.00 none 25,000.00 382.76 none none 98,896.91 none 53,464.23 none none 185.66 none none none none none none none 202,929.56 "l DEPARTMENT OF BANKING 187" STATEMENT Showing Condition at Close of Business December 31, 1924 of the MONTROSE BANKING COMPANY President, (~. N. ROSS .\'lontrose, Ga. Vice-President, W. G. THOMPSON Cashier, W. S. WILLIAMS RESOURCES: Time Loans and Discounts..........$ Demand Loans............. _________ _ United States Securities___________ __ State of Georgia Bonds............. . Stock in Federal Reserve Bank..... . Other Stocks and Bonds ..... __ .. .. BFuanrnkiitnugreHaonudseF..ix..t.u.r.e.s........._._._._._._._._._.._ Other Real Estate Owned........... Due from Federal Reserve Bank..... CashinVault andAmountsDeposit- ed with Approved Reserve Agents. Due from Other Banks.. ----------Advances on Cotton .. --------------Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items.. --LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets-------------------------- 26.325.78 I. 712.75 none none none 200.00 2,500.00 2.599.78 none none 19,710.19 none 307.49 none 150.00 56.00 none 518.08 583.97 LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches... .. Surplus............ _.. __ ....... -.. ---DUinvdiidveinddesd UPrnopfaitisd..._._._._.__-_-_-_-_-_-_-_-_-_-_-_-_-_ Due to Banks...... _________________ __ Deposits Subject to Check......... . Demand Certificates of Deposit..... Time Certificates of DePOSit. ...... . Savings Deposit---------------------Trust Funds on Deposit------------Cashier's Checks...... ----------- .... Certified Checks---------------------Bills Payable... ---------------------Notes and Bills Rediscounted.... --Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed.... ----------------Other Liabilities.. ------------------- 15,000.00 none none 100.00 none none 35,443.37 none 4,105.92 none none 14.75 none none none none none none none TotaL---------------------------------$ 54,664.04 TotaL. __ -_. _____ -_--_. ____ --- ____ -----S 54,664.04 STATEMENT Showing Condition a't Close ofBusines11 December 31, 1924 of the MORELAND BANKING CO. President, J. P. CAMP Moreland, Ga. Cashier, D. C. OWEN Vice-President, E. M. -CAMP RESOURCES: TDiemmeaLnodaLnosaannsd..D__i_s_c_o__u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities.. __________ _ State of Georgia Bonds.... _________ _ Stock in Federal Reserve Bank...... Other Stocks and Bonds.. ---------Banking House.... -----------------Furniture and Fixtures............... Other Real Estate Owned.......... Due from Federal Reserve Bank... . Cash in Vault and Amounts De- posited with Approved Reserve Agents. ---------------------------DAduveafnrcoems oOnthCeor tBtoann_k_s_._.__-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities____ COhthecekr sCfhoercCksleaanridngCHasohuIstee-m--s-_-_-_-_-_--_ LOevteterdrsraofftsC(rifedaint ya)n..d__A__c_c_e_p__t_a_n_c_e__s_._ Other Assets-------------------------- TotaL---------------------------------$ 90,343.98 1.215.31 none none none none none 664.40 1.881.54 none 6,696.82 none none none none none none 1,410.73 316.42 102,529.20 LIABILITIES: Capital Stock Paid in---------------$ Amount Reserved for Branches --USunrdpivluidse.-d--P-r-o--f-i-ts--_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid.... _______________ _ Due to Banks..... __________________ _ Deposits Subject to Check.. __ , ____ _ Demand Certificates of Deposit... _ TSaimviengCserDtiefpicoastietss.o. f__D__e_p__o_s_i_t_._._._.__._._.._ Trust Funds on Deposit. ___________ _ Cashier's Checks .. ------------------Certified Checks.... ----------------Bills PaYable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances. BReosnedrvseBfoorrroInwteedr.e.s_t__a_n__d__T__a_x_e__s__________ __ Other Liabilities.. ------------------- TotaL ______ --- ... ---- ___ ... -- ___ ._ ....$ 25,000.00 none 5,000.00 12,850.74 none none 31,751.92 none 10,056.36 none none 155.90 none 12,714.28 5,000.00 none rione none none 102,.529. 20 188 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE CITIZENS BANK President, R . .YI. .YIORRISOX Moultrie, Ga. Vice-Presidents. LEO T. HARRER, D. A. AUTREY Cashier, W. S. STOKES RESOURCES: Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities------------SSttoactek oinf GFeeodregriaal BRoesnedrsv-e--B--a-n-k--_-_-_-__--_ BOathnekrinSgt-oHckosusaen_d__B__o__n_d__s_._._.___-_-_-_-_-_-_--_ Furniture and Fixtures._ ..... _..... . Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- Apogseintetsd.. w___i_th. __A__p__p_r_o__v_e_d___R__e_s_e.r_v_e_ ADduveafnrcoems oOnthCeor tBtoann.k_s_._.__-_-_-_-_-_-_-_-_-_-_-_ CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._._. Other Checks and Cash Items...... LOevtetrecrl:sraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets-------------------------- TotaL----------------------------- __ .$ 984.649.67 22.750.08 none none none 5.935.00 none 9,950.00 55,339.76 none 83,644.97 none none 3,899.14 none 14.271.82 none none none 1,180.440.44 LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches.---Surplus.- .. --------.-.---------------Undivided Profits.------------------Dividends Unpaid-------------------Due to Banks------------------------DDeepmoasnitds CSeurbtjieficctattoesCohfeDckep--o-s-i-t-_-_-__--_ Time Certificates of Deposit.. --.- .. TSaruvisntgFsuDnedpsoosintsD. _e_p__o_s_i-t-_-_-__-_-_-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks_____________________ _ Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities... ------------------ 100,000.00 none 50,000.00 17,844.98 none none 429,546.26 none 412.796.16 59.798.31 n~ne 2.479. 73 45.00 none 107,930.00 none none none none TotaL.---------- _____________________$ 1,180,440.44 STATEMENT Showing Condition at Close of Busiu'ess December 31, 1924 of the .\IOULTRIE BANKING COMPANY Pr<'sident, W. C. VEREEX :Moultrie, Ga. Vice-Presidents. 1<. H. PIDCOCK, W. J. VEREEN Cashier, M. L. LEE RESOURCES: Time Loans and Discounts__________$ Demand Loans ______________________ _ United States Securities____________ _ SSttoactek oifnGFeeodregriaal BRoesnedrsv-e--B--a-n-k--.-_-_-__--_ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ FOutrhneirtuRreealanEdstFatiextOurwens-e-d--_-__-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- posited with Approved Reserve Agents ----------------------------ADduveafnrcoems oOnthCeortBtoann_k_s__._._-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items._ .. __ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__ta__n_c_e__s_.__ Other Assets_________________________ _ 1.347.847.89 270,681.78 none none none 10,855.00 53,014.70 29,079.80 none 111,999.14 2,194.56 72.329.58 1.045.40 9,906.88 none 2. 726.29 none TotaL---------------------------------$ 1.911,681.02 LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches ____ _ Surplus .. -------_.-----------.-----.-Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit..... Time Certificates of Deposit________ _ Savings DepositS--------------------Trust Funds on Deposit------------CCaersthiifeierd's CChheecckkss_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Bills Pa:vable. _______ ----------------Notes and Bills Rediscounted_____ _ Letters of Credit and Acceptances. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities. ____ ---------------- 200,000.00 none 225,()()0.00 71,7_4,6.51 24,060.01 none 619,127.44 1.212.12 598.392.86 64,947.79 none none 119.30 none 107,075.00 none none none none Total----------------------------------$ 1.911.681.02 'l DEPARTMENT OF BANKING 189 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF MT. AIRY Prt>sident, C. GRESHAM !\It. Airy, Ga. Yiee-President. A. L. KIMSI<~Y Cashier, R. I. THO~\IPSO~ RESOURCES: Time Loans and Discounts._________ $ Demand Loans. _____________________ _ SUtnaitteedofSGtaetoersgSiaeeBuornitdiess__-_-_-_-_-_-_-_-_-_-_-_--_ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _ Banking House______________________ _ FOuthrneirtuRreealaEndstFatiextOurwense--d-_-_-_-_-_-_-_-_-_-_-_ Due from Federal Reserve Bank-.. __ Cash in Vault and Amounts De- posited with Approved Reserve DAu egfernotms . .O- t-h-e- -r-B- -a-n- -k-s-.- -_-_-__-_-_-_-_-_-_-_-_- -_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Cheeks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets------------------------- TotaL-----------------------------$ 28,259.68 2.928.00 none none none none 2,017. 77 2.070.00 none none 7,163.76 none none none none 642.29 none none none LIABILITIES: Capital Stock Paid in.. ______________ $ Amount Reserved for Branches __ .-Surplus._-----_--------- __ Undivided Profits.------- __ ---------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit._______ _ Savings Deposits ____________________ _ Trust Funds on Deposit ____ _ Cashier's Checks____________________ _ Certified Checks..___________________ _ Bills Payable __ -----------Notes and Bills Rediscounted------Letters of Credit and Acceptances __ Reserve for Interest and Taxes-Bonds Borrowed----------------- Other Liabilities._--------------- 43,081.50 TotaL---------------------------------S -----~~- STATEMENT 15,000.00 none none 77.43 none none 14,869.35 none 12,769.44 none none 365.28 none none none none none none none 43,081._50_ Showing Condition at Close of Business Decen1ber 31,1924 of the THE MT. VERNON HANK '\It. Vernon, Ga. President, WILLIE T. McARTHUR Yiee-Presidt>nt, D. A. McRAE Cashit>r, W. A. PETERS0.1\ RESOURCES: Time Loans and Discounts. _________ $ Demand Loans ______________________ _ United States Securities.--- ... ___ --_ SSttoactek oifn GFeeodregraial BReosnedrsv-e--B--a-n-k--_-_-_-__--_ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned.. ________ _ Due from Federal Reserve Bank.--Cash in Vault and Amounts De- posited with Approved Reserv( Agents------------------------------ADduveafnrcoems oOnthCeortBtoann_k_s__.-_-__-_-_-_-__-_-_-_-_--_ Advances on Other Commodities___ _ Cheeks for Clearing House. ________ _ Other Cheeks and Cash Items_._--LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ Other Assets_________________________ _ TotaL_.-_______.________________________ $ ll3,592.29 4,254.87 32,150.00 none none none 3,834.85 1,825.78 16,205.81 none 67,593.86 none none none none none none 5.24 15,000.00 254,462.70 LIABILITIES: ACampoituanltSRtoescekrvPeadidfoirnB--r-a-n--c-h-e-s_-_-_-_-_$ USunrdpivluidse.-d__P_r_o__f-it-s-_-_-__-__-_-_-_-_-___________-__-_ Dividends Unpaid-------------------DDeupeotsoitBsaSnku~b-J-e-c--t -t-o--C-h--e-e-k--__-_-_-_-_-_-_-_-_ Demand Certificates of Deposit---- Time Certificates of Deposit- ____ -_TSaruvisntgFsuDnedpsoosnitsD.-ep-o-s-i-t-_-______-_-_-_-__-__--_ Cashier's Cheeks--------------------Certified Checks---------------------BNiolltsesPaanydabBliel.l-s-R--e-d--is-co--u-n-t-ed--_-__-___--_ Letters of Credit and Accevtances__ Reserve for Interest and Taxes.. ___ _ BOothnedrs LBioarbrioliwtieeds._._.__...._._..._._._._._.__._._._... .__. Total----------------------------------S 15,000.00 15,000.00 25,000.00 1.147.79 1.500.00 none 59.289._60 20,000.00 65,796.52 30,800.85 19.989.74 938.20 none none none none none none none 254,46lUO "1 !. 190 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924. of the THE FIRST BANK OF NASHVILLE President. L. .\. C.\HTER Nashville, Ga. \'ice-President, A. W. PATTERSON Cashi--------------------------------------- Total----------------------------------$ 53,775.64 500.00 none none none 14,000.00 1,350.00 2.225.00 none none 100,515.78 none 1,574.69 none none 116.96 none none none 174,058.07 Cavitai Stock Paid in________________$ Amount Reserved tor Branches --SUunrdvilvuids ed- -P-r-o- -f-i t-s- _-_-_-_-_-_- - -------- -- -- -- -----------Dividends Unvaid-------------------Due to Banks-----------------------Devosits SubJect to Check. ------Demand Certificates of Devoslt----Time Certificates of Devosit..------Savings Devosits -------------------Trust Funds on Devoslt------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable.-----------------------Notes and BU!s Rediscounted------Letters of Credit and Accevtances. Reserve for Interest and Taxes-----BOot hnedrs LBioarbrioliwtieesd_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Total---------------------------------.$ 30,000.00 none 6,000.00 748.69 none none 107,638.92 none 19,308.02 4, 758.56 none 5,099.88 none none none none 504.00 none none 174.058.07 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF NORRISTOWN Norristown, Ga. President, JNO N. YOUMANS Vice-President, A. L. HORTON Cashier, C. R. HORTON RESOUROES: Time Loans and Discounts----------$ DUenmiteadndSLtaotaens sS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----Other Stocks and Bonds. ---------BFuanrnkiitnugreHaonudseF-i-x--t-u-r-e-s--_-_-_-__-_-_-_-_-_-_-_-_--_ Other Real Estate Owned ---------Due from Federal Reserve Bank----Cash in Vault and Amounts De- vosited with AI>vroved Reserve DAuegfernomts.O--t-h--e-r-B--a-n--k_s__-_-_-_-_-_-_-_-_-__-_-_-_-_--_ Advances on Cotton_________________ CAhdevcaknscetsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s________ Other Checks and Cash Items-----Letters of Credit and Accevtances. Overdrafts (if an:v>------------------Other Assets-------------------------- Total----------------------------------S 17,465.40 353.75 none none none none 1,615.60 1.829.58 6,604.55 none 3.755.32 none none none none 507.47 none none 1,637.29 33,770.96 LIABILITIES: Cavitai Stock Paid in________________$ Amount Reserved for Branches --Survlus . ---------------------------Undivided Profits .,----------------Dividends Unvaid-------------------Due to Banks. __ --------------------DDeevmoasnitds CSuerbtJieficctattoesCohfeDckev..os-i-t-_-_-__--_ Time Certificates of DevosiL------Savings Devosits -------------------Trust Funds on Devoslt------------Cashier's Checks--------------------Certified Checks. ------------------Bills Payable..---------------------Notes and BU!s Rediscounted------LReestteerrvse offorCIrnetdeirteasnt danAdccTeavxteasn_c_e__s__ Bonds Borrowed--------------------Other Liabilities. ------------------ Total----------------------------------S 15,000.00 none 1,300.27 none none none 7,841.92 9,248.59 none none none 380.18 none none none none none none none 33,770.96 -l 194 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF NORMAN PARK President, M. D. XOlL\L\~ Norman Park, Ga. Vice-President, R. L. :\ORJ\IA~ Cashier, 0. F. CREECH RES014ftCES: Time Loans and Discounts..........$ Demand Loans....................... UStnaitteedofSGtaetoersgSiaecBuorintdiess_._._._._._.__._._._._._. _. Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_.__________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned ---------Due from Federal Reserve Bank __ Cash in Vault and Amounts De- Apogseintetsd___w__i_t_h___A__p_p.r_o_v__e_d___R_ -e_s.e_r.v.e_ Due from Other Banks__ ----------AAddvvaanncceess oonn COothtteornCom--m--o-d-i-t-i-e-s-_-_-_-_ COhthecekr sOfhoercOksleaanridngCaHsohuIstee-m--s-_-_-_-_-_--_ LOevteterdrsraofftsO(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s____ Other Assets-------------------------TotaL. ________ ._. ____ . ____ . ___ . _______ $ 181,015.63 none none none none 700.00 3,000.00 2' 441.95 none none 11 '771.37 none none 3,432.26 1,907.44 none none none none 204,268.65 LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved for Branches --Surplus. _______ ----------------------Undivided Profits ------------------Dividends Unpaid-------------------DDuepeotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Certificates of Deposit______________ _ Savings Debosits -------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Ohecks---------------------BNiolltsesPaanyadbBleil_l_s-R--e-d--i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceptances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed._------------------Other Liabilities._------------------- TotaL ________________________________ $ 25,000.00 none 25,000.00 14,045.00 2,000.00 none none 41.283.83 none 43,972.73 none 2.03 none none 50,000.00 none 2,965.06 none none 204,268.65 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF OGLETHORPE Oglethorpe, Ga. President, W. II. STEWART, SR. Vice-Presidents, D. l'. COOGLE, H. W. SHEALEY Cashier, W. E. WILBURN RESOURCES: Time Loans and Discounts__________$ DUenmiteadndSLtaotaens sSe-c--u-r-i-ti-e--s-_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ SBOtatohncekkriinSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_vd__es___B____a__n___k___-___-__-__-__--__ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Oash in Vault and Amounts De- posited with ApiJroved Reserve Agents._------------------------- __ _ Due from OtherBanks_-------------AAddvvaanncceess oonn OOothtteornCom--m--o-d-i-t-i-e-s-_-_-_-_ Ohecks for Olearing House... ______ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_i_J_t_a_n_c__e_s_.._ Other Assets-------------------------- TotaL---------------------------------$ 55,571.46 none none none none 3,000.00 1,600. 00 none 1,060.00 none 40,743.21 none none none none none none 30.99 20,000.00 122,005.66 LIABILITIES: CaiJital Stock Paid in _______________ $ Amount Reserved for Branches----Surolus. _---- ____ ----- ___ ---- __ ------Undivided Profits------------------ __ DDiuveidtoenBdsanUknsi_J_a_i_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DeiJosits Subject to Check _________ _ Demand Certificates of DeiJosit__ __ _ Time Certificates of DeiJosit________ _ Savings DeiJosits. -------------------Trust Funds on DeiJosit------------CCearsthifiieerd'sCChheecckkss_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ BNiolltsesPaaynadbBleil_l-s-R-e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and AcceiJtances._ Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities -------------------- TotaL ___________________________ --$ 15,000.00 none 10,000.00 6,420.60 none none 62,769.56 none 27,470.50 none none 345.00 none none none none none none none 122,005.66 "l DEPARTMENT OF BANKING 195 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF OCHLOCKNEE President, R. SI.'\GLETARY Ochlocknee, Ga. Vice-President, D. B. ANDERSOX Cashier, A. E. SPEER RESOURCES: Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsSe-c--u-r-i-ti-e--s-. -__-_-_-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank.----BOathnekrinSgtoHckouasned. _B__o__n_d__s__-_-_-_-_-_-__-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De- I>Osited with AI>I>roved Reserve Agents._---------------------------- R:?;~g~~J~~t~~~~~~~::~~:::~:: Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items LOevteterdrsraofftsC(rief daintya)n_d___A_c__c_e_i_>_t_a_n_c_e__s____ Other Assets-------------------------- TotaL... __ --------_. ________________ ..$ 57,342.40 6,849.00 200.00 none none 3,000.00 2,144.70 2,400.00 none none 18,505.53 3,500.00 none 586.80 none none none none 3,882.55 98.410.93 LIA.BILITIES. Cai>ital Stock Paid in _______________$ Amount Reserved for Branches... SUunrdi>ivlUidSe.-d- -P-r-o--f-it-s--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Uililaid-------------------DDeuie>otsoitBs aSnukbsj.e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Dei>osit..... TSiamvienCgserDtiefii>coastietss_o__f_D__e_i_>__o_s_i_t-_-_-_-_-_-_-_--_ Trust Funds on Dei>osit------------Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaaynadbBleil.l.s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Accei>tances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed... ----------------Other Liabilities -------------------- TotaL. ______________________________ .$ 15,000.00 none 3,522.29 none none none 35,283.81 none 32,365.03 10,414.42 none 1,625.43 none none none none none 200.00 none 98,410.98 STATEMENT Showing Condition at Close of Business December 31, 1924 of the MACON COUNTY BANK Oglethorpe, JVIacon County, Ga. President, L. E. SHEALY Vice-President, T. C. WEBB Cashier, W. A. BOLES RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._.___-_-_-_-_-_-_--_ Furniture and Fixtures _____________ _ Other Real Estate Owned ---------Due from Federal Reserve Bank.___ _ Cash in Vault and Amounts De- I>OSited with AI>I>roved Reserve Agents._---------------------------Due from Other Banks ------------Advances on Cotton... -------------AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_.____ __ Other Checks and Cash Items.-----OLevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n__c_e_s_. __ Other Assets-------------------------TotaJ. _________________________________$ 85,138.62 1,673.48 none none none none 2, 737.18 2,608.47 2,326.92 none 4,962.26 none 50,193.15 2,811.59 1.243.44 none none 95.64 5,077.67 158,868.42 LIABILITIES: Cai>ital Stock Paid fn ________________$ Amount Reserved for Branches.---SUunrdi>ivluids.e_d--P-r-o--f-it-s--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Uni>aid-------------------Due to Banks------------------------Dei>osits Subject to Check. ------TDiemmeaCn de rCt ief irct iaftiecsa toefsDoefi>Doesii>t _o_s_i_t-_-_-_--_ Savings Dei>osits ____________________ _ TCraushstieFru'snCdhseocnksD__e_i_>_o__s_i_t-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Accei>tances. Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities... ------------------ TotaL .. ------------ __________________ $ 15,000.00 none none 82.76 8.00 14,500.00 50,315.99 11,000.00 16,054.63 none none 407.04 none 51,500.00 none none none none none 158,868.42 196 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the PEOPLES BANK President, J. I. MARSH Oliver, Ga. Vice-Presidents, H. E. EZELL, W. J. BOYKIN Cashier, J. I. MARSH RESOURCES: Time Loans a.nd Discounts----------$ UDne mi t eadn dS tLaot easn sS-e-c- -u-r-i-t-i e- -s-. -_-_-__-_-_-_-_-_-_-_- -_ State of Georgia. Bonds. ___________ _ Stock in Federal Reserve Bank..... . Other Stocks a.nd Bonds .. -------BF uarnnkiitnugr eHao.nuds eF-i-x- -t-u-r-e-s- -. _-_-_-_-_-_-_-_-_-_-_-_- -_ Other Real Estate Owned ---------Due from Federal Reserve Bank.... _ Cash in Vault a.nd Amounts De- posited with Avproved Reserve Agents... --------------------------Due from Other Banks-------------Advances on Cotton----------------Advances on Other Commodities... Checks for Clearing House......... Ot};ler Checks a.nd Cash Items..... Letters of Credit a.nd Accei>ta.nces.. Overdrafts (if anYl------------------Other Assets-------------------------- Total......-.--.-.-..-.--.-.---------.$ 38.833.21 13.020.70 none none none 630.00 1.650.00 900.00 none none 17.327.90 110.38 232.82 none 3.445.86 none none 164.93 none 76.315.80 LIABILITIES: Cai>ital Stock Paid in............$ Amount Reserved for Branches... USunrid>ilvUiSde-d--P-r-o--f-i-ts--_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Uni>aid................ Due to Banks. . -------------------Dei>osits Subject to Check.--------Demand Certificates of Dei>osit----Time Certificates of Dei>osit........ Savings Dei>OSits................. Trust Funds on Dei>OSit............ Cashier's Checks--------------------Certified Checks ------------------Bllls Payable.. ----------------------Notes and Bllls Rediscounted...... Letters of Credit a.nd Accei>ta.nces.. Reserve for Interest a.nd Taxes... BOothnedrs LBioarbrloliwtieeds.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Total------------------------------- ...$ 15.000.00. none 3.000.00 717.82 21.00 none 31.762.01 none 24.819.91 none none 995.06 none none none none none none none 76.315.80; STATEMENT Showing Condition at Close of Business December 31, 1924. of the BANK OF PAMETTO President, T. P. BULLARD Palmetto, Ga. Cashier, R. T. SIMS Vice-President, (None) RESOURCES: TDiemmeaLnodaLnosaan.nsd__D__i_s__c_o_u__n_t_s_.__._._._._.___.$ United States Securities.......... State of Georgia Bonds-------------Stock in Federal Reserve Bank.... Other Stocks a.nd Bonds....... Banking House----------------------Furniture a.nd Fixtures.......... -Other Real Estate Owned----------Due from Federal Reserve Bank..... Oa.sh in Vault a.nd Amounts De- Posited with AI>I>roved Reserve Agents.. ---------------------------Due.from Other Banks.. -----------Advances on Ootton----------------Adva.nces on Other Commodities... Ohecks for Clearing House......... Other Checks and Oa.sh Items...... Letters of Oredit a.nd Acceptances.. Overdrafts (if an:vl------------------Other Assets-------------------------- Total---. __ ..-- __ ......... _.......-..$ 60,141.22 1.274.89 none none none 88.383.00 6.000.00 2.157.28 2,976.13 none 12.953.17 none none none none 10.00 none none 12.881.25 186.776.94 LIABILITIES: Ca.I>ital Stock Paid in..............$ Amount Reserved for Branches. --Suri>lus.... ---- .... ------------------Undivided Profits.------------------Dividends Uni>aid......----------Due to Ba.nks.-----------------------Dei>osits Subject to Oheck.- -------Demand Certificates of Deposit... Time Certificates of DBI>osit... ----Savings Dei>ositS--------------------Trust Funds on Dei>osit------------Ca.shier's Checks--------------------Oertified Ohecks.... ----------------BNlolltsesPaanyadbBlell.l.s.R--e-d--i-s-c-o--u-n-t-e-d--.-.-.-.-..-Letters of Credit and Accei>tances. Reserve for Interest and Taxes..... BOot hnedrs LBioarbrlol iwt leeds .-.-.-.-.-.--.-.-.-.-.-.-.--.-.--.-.-- TotaL . . ------------------------------$ 25.000.00 none none none none none 48.130.8~ 38.000.0( 27.413.61 nom 4,123.6l 108.8( nonE nom non1 non1 non non1 44.000.01 186.776.91 DEPARTMENT OF BANKING 197 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE FARMERS BANK Palmetto, Campbell County, Ga. President, .J. H. BALLARD Vice-Presidents, R. D. TATUM, B. W. COCHRAN Cashier, B. HUDSON RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_--_-_$ United States Securities____________ _ SSttoactek oinf GFeeodregriaal BReosnedrvs-e-B--a--n-k--_-_-__-_--_ Other Stocks and Bonds------------Banking House----------------------FOuthrneirtRureealaEndstaFtiextOurwense--d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _ Oash in Vault and Amounts De- Apogseintetsd. __w__i_t_h___A__p_p_r_o__v_e_d---R--e-s-e-r-v_e_ Due from Other Banks_____________ _ ACAhddevvcaaknnscceefssorooCnn lCOeaothrtitenorgnCHo-o-m-u-ms-e-o-_d-_i-_t_-i_-e_-s_-__-__-_-__ Other Checks and Cash Items.. ___ _ Letters of Credit and Acceptances.. Overdrafts (if anY>------------------- Other Assets-------------------------Total.. _._._. ________________________ .$ 82,114.38 11,567.07 1,000.00 none none 7,000.00 6,324. 79 2.139.97 8,200.00 none 27,119.98 2,616.87 none none 4,059.30 none none none none 152, 142.36 LIABILITIES: Capital Stock Paid in.--------------$ Amount Reserved for Branches..... Surplus.. _--- ___ ----- ___ -------------Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit... Time Certificates of Deposit-------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bilis Payable.. __ --------------------Notes and Bills Rediscounted------LReestteerrvseofforCIrnetdeirteasnt danAdccTeapxteasn_c_e__s_.._ Bonds Borrowed.. ------------------Other Liabilities. __ ------------------ Total.. -------------.-----------------.$ 35,000.00 none 7,000.00 277.75 40.00 none 55,655.81 none 52,489.44 none 742.01 937.35 none none none none none none none 152,142.36 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF PARROTT President, S. J. CARTER Parrott, Ga. Vice-President, CHAS. F. OXFORD Cashier, ROY PINKSTON RESOURCES: Time Loans and Discounts__________ $ 103,549.27 DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ 16,132.16 none BSSOttatoahnctekekrioniSnfgtoGFHceekoodsuresgareiana_ld_BR_B_eo_so_ne_ndr_dvs__-es_-__B-__-__a-__-_n_-__k-___-.__-___-___-____--___ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank____ _ none none none 2,000.00 750.00 9,955.52 none Cash in Vault and Amounts De- posited with Approved Reserve Agents. __ ----_-------------------- __ 12,553.19 Due from Other Banks-------------- none AAddvvaanncceess oonn COothtteornC.-o-m--m--o-d--it-i-e-s-_-_-_-_ Checks for Clearing House_________ _ Other Checks and Cash Items______ _ 4,855.88 none 1,763.90 none LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ none 669.90 Other Assets--------------------------- - 120.00 -- Total.. -------------------------------.$ 152,349.82 LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches..... Surplus.. ---_------------------------Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJe.-c-t-t-o---C-h--e-c-k--_-__-_-_-_-_-_-_--_ Demand Certificates of Deposit..... Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. BRoesnedrvs eBfoorrroI nwteedr e__s_t__a_n__d__T__a_x_e_s__._._._._. ._ Other Liabilities -------------------- Total... --------- _____________ ------- ..$ 15,000.00 none 7,500.00 648.25 60.00 none 56,454.13 12,000.00 59,816.59 none none 870.85 none none none none none none none 152,349.82 'l 198 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 of the THE PLANTERS BANK OF PARROTT Parrott, Ga. President, .:\L-\.RVIX D. PIERCE Vice-Presidents, {LEWIS L. TILLEY, JAS. H. PRITCHARD, W. GERUE DUN:\' Cashier, OLLIE B. BALCH RESOURCES: Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsSe-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _ BSOtatohncekkriniSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_dv__es___B____a___n___k___.__.__.__.__._._ FUrniture and Fixtures____________ __ Other Real Estate Owned _________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- IA>gOesnitet sd. . w__i_t_h____A_I_>_I_>_r_o_v_e_d___R__e_s_e_r_v_e_ Due from Other Banks_____________ _ Advances on Cotton _______________ __ Advances on Other Co=odities___ _ Checks for Clearing.Jlouse_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(riet daintya)n__d__A__c_c_e_t_>_t_a_n_c__e_s_._ Other Assets_________________________ _ TotaL... ______________ . _______ -- .....$ 46,455.64 10,593.38 none none none 450.00 3.449.59 3,g35.60 2, 730.00 none 79,738.76 none 4' 517.91 95.62 none 57.25 none none 50.00 152,074.75 LIABILITIES: Cai>ital Stock Paid in________________$ Amount Reserved for Branches-----SU!I>lus ----------------------------Undivided Profits ------------------DDiuveidteonBdsanUknst_>_a__i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Det>osits SubJect to Check --------Demand Certificates of Det>osit..... TSaimviengCseDrtiefti>coastietss_o__f_D__e_i_>__o_s_i_t_-_--_-_-_-_-_--_ Trust Funds on Det>osit_ ___________ _ Cashier's Checks____________________ _ Certified Checks---------------------BNioltlsesPaanydabBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Accet>tances. Reserve for Interest and Taxes_____ _ Bonds Borrowed.... ----------------Other Liabilities -------------------- TotaL------------------- _____________ $ 25.000.00 none 15,000.00 6,074.13 none none 62,072.65 none 43,804.78 none none 123.19 none none none none none none none 11~.074.75 STATEMENT Showing Condition at Close of Business December 31, 1924 of the PATTERSON BANK Patterson, Ga. President, DR. C. L. DAVIS Vice-President, ROMA THOMAS Cashier, C. H. D. YOUMANS RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_____._.___._.$ United States Securities.___________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds-----------Banking House----------------------FOuthrneirtRureealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- I>Osited with AI>I>roved Reserve Agents. ------.--------------------ADduveafnrcoems oOnthCeor tBtoann.k_s_._-_-_-_-_-_-__-_-_-_-_-_--_ CAhdevcaknscefsoronClOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._._ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(riet daintya)n__d__A__c_c_e_t_>_t_a_n_c__e_s_.._ Other AssetS-------------------------- TotaL. _____ ._. ____ _________ __ $ 78,187.58 none none none none none 2,700.00 1, 619.50 none none 33,241.72 none none none none 614.67 none 470.86 none 116,834.33 LIABILITIES: Cai>ital Stock Paid in---------------$ Amount Reserved for Branches --SU!1>1us ----------------------------Undivided Profits ------------------Dividends Unt>aid-------------------DDeute>otositBs aSnukbsJ.e-c-t--t-o--C-h--e-c-k--_-_-_-_-__-_-_-_--_ Demand Certificates of Dei>osit.. TSaimviengCserDtiefti>coastietss_o__f_D__e_i_>__o_s_i_t_--_-_-_-_-_-_--_ Trust Funds on Dei>osit____________ _ Cashier's Checks--------------------Certified Checks.. __ ----------------Bills Payable.. ----------------------Notes anxteasn_c_e__s__. Bonds Borrowed.. _-----------------Other Liabilities._------------------- TotaL ________ ------- ______ .----- ______$ 15,000.00 none 4,800.00 4,167.31 none none 57,987.27 none 34,520.89 none none 358.86 none none none none none none none 116,834.33 'l DEPARTMENT OF BANKING 199 STATEMENT Showing Condition at Close of Business December 31, 1924 of the PLANTERS BANK Pavo, Ga. Presiclent, JOHN B. WILLIAMS Cashi<"r, B. C. REESE Yice-Presi------------------- 2,248.04 Other TotaL _A__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ - -715,.84-8127..-5400 LIABILITIES: cavital Stock Paid in..... __________$ ASUml'oI>ulunst. R__e_s_e__r_v_e-d- -f-o-r- -B- -r-a-n-c__h_e_s__. -__-_- -_ Undivided Profits-------------------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsje. c-t-t-o--C--h--e-c-k--__-_-_-_-_-_-_-_--_ Demand Certificates of Devosit... __ Time Certificates of Devosit--------TSarvuisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-_-_-_-_-_-__-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaanyadbBleil.l-s--R--e-d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Accevtances.. Reserve for Interest and Taxes_____ _ BOot hnedrs LBioa br riol iwt iee sd_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ TotaL _________________________________$ 25,000.00 none 5,000.00 3.548.26 none none 10,962.13 none 14,212.00 none none 81.88 none 9,500.00 7.113.13 none none none none 75,417.40 STATEMENT Showing Condition at Close of Business December 31, 1924. of the HOUSTON BANKING CO. President, SAM A. KUNN Perry, Ga. Vice-President, A. A. SMOAK. Cashier, S. P. CROWELL RESOURCES: Time Loans and Discounts__________$ 119,498.24 DUenmiteadndSLtaotaens sS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ 7,882.02 12.801.43 none BSOtatohncekkriinSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_vd__es___B___a___n___k___-__-___-__-__--__ Furniture and Fixtures_____________ _ none none 5,065.18 3,015.64 Other Real Estate Owned----------Due from Federal Reserve Bank____ _ none none Cash in Vault and Amounts De- posited with. Avproved Reserve DAuegfernotms._O--t-h-e-r--B-a-n--k-s-._-_--_-_-_-_-_-_--_-_-_-_-_- 6,87847..2657 Advances on Cotton_________________ 19,736.10 Advances on Other Commodities____ none Checks for Clearing House__________ 4,404.37 Other Checks and Cash Items______ 5,168.23 Letters of Credit and Acceptances.. none Overdrafts (if anYl------------------- 517.91 TOothtaelr__A__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_------------_-__-_-_-_-_-_-_--$ -1-85.-02701-..1159 LIABILITIES: cavital Stock Paid in----------------$ ASUml'oI>ulunst. R__e_s_e__rv-e--d--f-o-r--B_r_a__n_c__h_e_s__._._-_--_ Undivided Profits.------------------Dividends Unvaid-------------------Due to Banks------------------------Deposits Subject to Check._-------Demand Certificates of Devosit... __ Time Certificates of Deposit. ___ ---Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaaynadbBleil-l-s--R-e--d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Accevtances. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities. __ ------------------ Total.. __________ -_-_------ _______ -__ --$ 25,000.00 none 5,000.00 1,180.25 none none 50,903.55 none 10,221.88 22,896.34 31,869.17 none none 38,000.00 none none none none none 185,071.19 DEPARTMENT OF BANKING 201 STATEMENT Showing Condition at Close of Business December31,1924 of the PERRY LOAN AND SAVINGS BANK President, R. L. CATER Perry, Ga. Vice-President, FRED M. HOUSER Cashier, L. F. CATER REi!OUROES: Time Loans and Discounts.......$ UDenimte~ddSLtaotaens sS-e-c--u-r-i-t-ie--s-.--.-.-.-.-..-.-.--.-State ot Georgia Bonds........... Stock in Federal Reserve Bank.... Other Stocks and Bonds......... BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-.-.-.-.-.--.-.-.--.---. Other Real Estate Owned ---------Due trom Federal Reserve Bank.... Cash in Vault and Amounts De- oosited with AI>I>roved Reserve Agents.. ---------------------------ADduveatnrcoems oOnthCeortBtoann.k.s......--.-.-.-.-.--.--.-Advances on Other Commodities.... Checks tor Clearing House........ Other Checks and Cash Items...... Letters ot Credit and Accei>tances.. OOvtheerdr rAasfste(1ts1_a_n__:_v_l_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Total...-.-.--....-.........-......$ 90,100.65 none 31.740.40 none none none 5,000.00 2,500.00 3,500.00 none 155,380.10 none 14.068.71 4,441.31 none 417.25 none none none 307,148.42 LIABILITIES: Cai>ital Stock Paid in----------------$ Amount Reserved tor Branches... Suri>lus.. ----------------------------Undivided ProUtS-------------------Dividends Uni>aid-------------------Due to Banks..----------------------Dei>osits Subject to Check. ------Demand Certificates ot Dei>OSit.... Time Certificates ot Dei>osit........ . Savings Dei>osits--------------------Trust Funds on Dei>osit------------Cashier's Checks--------------------Certified CheckS---------------------Bills Payable...---------------------Notes and Bills Rediscounted------Letters ot Credit and Accei>tances. Reserve tor Interest and Taxes.. Bonds Borrowed---------------------Other Liabilities.-------------------- Total.---------------------------------$ 25,000.00 none 27,500.00 5,687.38 none none 109.660.50 none 17,096.65 28,150.62 92.446.92 1.606.35 none none none none none none none 307,148.42 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF PINEHURST President, J. L. LEE Pinehurst, Ga. Vice-President, W. E. FORD Cashier, A. M. WILSON RESOURCEs: Time Loans and Discounts.........$ 94,991.94 DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-.-.-.-..-.---.-.-.-.-.-. 4.989.12 none State ot Georgia Bonds.------------- none Stock in Federal Reserve Bank.... none Other Stocks and Bonds------------ 400.00 Banking House..................... 1,250-00 Furniture and Fixtures............. 2,650-00 Other Real Estate Owned ---------- 3, 750.00 Due from Federal Reserve Bank.... none Cash in Vault and Amounts De- I>Osited with AI>I>roved Reserve DAuegfernotms . .O- -t-h-e-r- -B- -a- -n-k- -s- -. .-.-.-.-.-.-.-.-.-.-.-.-. 81,461.16 3,021.48 Advances on Cotton................. 8,067.98 Advances on Other Commodities.... 1.003.62 Checks for Clearing House.......... none Other Checks and Cash Items...... 301.28 Letters ot Credit and Accei>tances.. none Overdratts (11 an:vl------------------- none Other Assets...----------------------- - - -12-.00 Total------------------- ....... _____ ...$ 201.898.58 LIABILITIES: Cai>ital Stock Paid in.............$ Amount Reserved for Branches..... Surolus.. ----------------------------Undivided ProfitS-------------------Dividends Uni>aid-------------------DDeuie>otositBs aSnukbsj.e.ct-t-o--C--h-e--c-k-.-.-.-.-.--.-.-.-.-. Demand Certificates ot Dei>osit.... . Time Certificates ot Dei>osit........ Savings Dei>osits.-------------------Trust Funds on Dei>osit------------Cashier's Checks.-------------------Cert111ed Checks---------------------BN1oJtlsesPaanyadbBleil.l.s. R- -e-d- -i-s-c-o- -u-n-t-e- d- -.-.-.-.-.-. -. Letters ot Credit and Accei>tances.. Reserve tor Interest and Taxes.... Bonds Borrowed---------------------Other Liabilities--------------------- TotaL------------------- ___ --------- ..$ 25,000.00 none 25.000.00 5,226.96 none none 92,484.28 none 51.528.50 none none 2.658.84 none none none none none none none 201,898.58 202 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the SALZBURGER BANK President, W. ~I. EXLEY Pineora, Ga. Vice-Presidents, R. L. ELKI~S, P.J. ZEIGLER Cashier, R. L. ELKINS RES()URCES: TDiemmeaLnodaLnosaannsd. _D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ United States Securities............. State of Georgia Bonds............. . Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._._._._._._._._._._. ._ Furniture and Fixtures_____________ _ Other Real Estate owned........... Due from Federal Reserve Bank.... . Cash in Vault and Amounts De- I>Osited with AI>I>roved Reserve DAuegfernotms--O--t-h-e-r--B--a-n--k-s-.-.-.-.-.-.--.-.-.-.-.-.-.-. Advances on Cotton ................. Advances on Other Commodities.... Cheeks for Clearing House......... Other Checks and Cash Items...... LOevtet erdr sraofftsC(rifedaint ya)n. .d__A__c_c_e_:_D__ta_n__c_e_s_. ._ Other Assets... ----------------------TotaL _________________________________ $ 68,995.55 9,453.68 none none none 350.00 2,950.00 1,845.00 1, 385.00 none 5,768.29 200.00 none none none 863.25 none 460.32 none 92,271.09 LIABILITIES: Cai>ital Stock Paid in................$ Amount Reserved. tor Branches --Suri>lus.. ----------------------------Undivided. Profits ------------------Dividends Uni>aid.------------------DDeui>eOtSoitBs aSnukbsJ.e.c.t--t-o--C--h-e-c--k-.-.-.-.-.-.-.-.-.-Demand Certificates of Dei>osit.... Time Certificates of Dei>osit........ TSarvuisntgFsuDned:sDoonsiDtse.-i>--o-s-i-t-.-.-.-.-.-.--.---.-.-Cashier's Checks--------------------Certified. Checks.--------------------BNiolltsesPaanyda.bBleil.l.s-R--e-d--i-s-c-o-u-n--t-e-d-.-.-.-.-.--.Letters of Credit and. Accei>tances.. Reserve for Interest and Taxes..... BOot hnedrs LBioarbroilwlteieds...... .---.-.-.-. -. .-.-.-.-.-.-.-.---. -. TotaL ................................ $ 25,000.00 none 3,000.00 1,120.13 none none 18,894.35 none 8,261.36 25,800.92 none none none 10,000.00 none none none none 19!.83 92,271.09 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF PINEVIEW President, L. J. MORGAN Pineview, Ga. Vice-President, JAl\lES FAIRCLOTH Cashier, L. J. MORGAN RESOURCES: Time Loans and. Discounts.........$ 76,771.05 DUenmiteadndSLtaoteasnsS.e.c. -u-r-i-ti-e--s-.-.-.-..-.-.-.-.---.-.-. 2,311.32 none State of Georgia Bonds............. none Stock in Federal Reserve Bank.... none Other Stocks and Bonds............ 2,000.00 Banking House..................... 1,000.00 Furniture and Fixtures............~- 2, 516.25 Other Real Estate Owned.......... 19,563.00 Due from Federal Reserve Bank..... none Cash in Vault and Amounts De- I>OSited with AI>I>roved Reserve Agents.. ---------------------DAduveafnrcoems oOnthCeortBtoann.k..s. _-_-_-_-_-_-_-_-_-_-__-_-_- 6,453.34 nnoonnee Advances on Other Commodities.... none Checks for Clearing House.......... 23.52 Other Checks and Cash Items....... none Letters of Credit and Acce:Dtances.. Overdrafts (if any)................... none 321.16 Other Assets--------------------------- - -3,8-79-.66 TotaL............. -----------------$ 114,839.30 LIABILITIES: Cai>ital Stock Paid in................$ Amount Reserved for Branches .... SUUnIdI>iv1iUdse.d-- -P-r-o- -fi-t-s-.-.-.-.-.--.--.-.-.-.-..---.-... Dividends Uni>ald------------------DDeuie>otositsBSanubkJse--c-t-t-o--C--h-e--c-k-.-..-.-.-.-.-.-.-Demand Certificates of Dei>osit.. --. Time Certificates of Dei>osit......... Savings Dei>osits. -------------------Trust Funds on Dei>osit---------- Cashier's Checks--------------------Certified. Checks...... ___ ------- .. BNiolltsesPaanyadbBleil.l.s-R--e-d--is--c-o-u-n--t-e-d-.-.-.-.-.-.-.-. Letters of Credit and Accei>tances.. Reserve for Interest and Taxes..... Bonds Borrowed......... Other Liabilltles.. ---------- TotaL. ___ ..... ------------ .......$ 15,000.00 none none 6,162.70 none 25,500.00 21,370.79 28,875.00 4,447.86 none none 982.95 none 11,500.00 1,000.00 none none none none 114,839.30 "l DEPARTMENT OF BANKING 203 STATEMENT Showing Condition at Close of Business December 31, 1924 of the PITTS BANKING CO. President, L 0. BE:\'TOX Pitts, Ga. Cashier, A. C. SHELL \"ice-President, JAS. M:. KING RESOURCES: Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsSe-c--u-r-i-ti-e--s-_-_-__-_-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ BSOtatohncekkrinSgitonHckosFuseaedn_ed_r_a_B_lo__n_Id_n_s_t_e___r__n___a____t_i__o___n____a__l Furniture and Fixtures_____________ _ Other Real Estate Owned ---------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- Apogseintetsd___w__i_t_h__ A--p--p-r-o-v--e-d___R__e_s_e_r_v_e_ ADduveafnrcoems oOnthCeortBtoann_k_s__.-_-_-_-_-__-_-_-_-_-_-_--_ Advances on Other Commodities____ Checks for Clearing House_________ _ Other Checks and Cash Items______ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s____ Other Assets_________________________ _ TotaL _________________________________$ 38,725.43 1,250.00 none none none 2,500.00 450.00 1,000.00 13,000.00 none 27,090.42 none 2,244.43 586.90 none none none none none 86,847.18 LIABILITIES: Capital Stock Paid in________________ $ Amount Reser~ed for Branches----Surplus.- ___ -------------------------Undivided Profits ------------------DDiuveidteonBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------BCielrltsifPiaedyaCbhlee_c_k_S__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances._ fg~J~'ktg~~~~';f~~~-~~-~-~_t:~~:::::: Other Liabilities._.------------------ T o t a L _________________________________ $ 25.000.00 none 15,000.00 994.78 none none 40,167.94 none 4,678.17 none none 1, 006.29 none none none none n"'>ne none mane 86.847.18 STATEMENT Showing Condition at Close of Business December 31, 1924 of the President, R. S. OLIVER PLAINS BANK Plains, Ga. Vice-President, W. L. THOMA.i Cashier, FRANK H. GREER RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank..... . 341,665.14 350.00 10,510.63 none 2,550.00 BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_.___-_-_-__-_-_-_-_-_--_ none 2,463.91 FOuthrneirtRureealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- 3, 749.66 12,899.29 1,788.78 posited with Apvroved Reserve Agents. __ --------------------------- 11,789.68 ADduveafnrcoems oOnthCeorttoBna_n__k_s_-_-_-_-_-_--_-_-_-_-_-_-_- none 150.00 Advances on Other Commodities.... Checks for Clearing House__________ none none Other Checks and Cash Items_______ none LOevteterdrsraofftsC(rifedaniyt)a_n__d__A__c_c_e_v_t_a_n__c_e_s_._. nonnoene Other Assets--------------------------- - -3,9-96.-57 TotaL------------------------- __ ....$ 391,913.66 LIABILITIES: Cavital Stock Paid in_______________$ Amount Reserved for Branches... Surolus. _____ ------------------------Undivided ProfitS-------------------Dividends Unvaid..... --------------Due to Banks.. __ -------------------Deposits Subject to Check. -------TDiemmeaCnedrCtifeirctaiftiecsaotefsDoefvDoesvito__s_it_._.__._. TSarvuisntgFsuDnedvsoosintsD-e-v--o-s-i-t-_-_-_-_-_-_-__-_-_-_-_--_ Cashier's Checks--------------------Certified Checks--------------------Bills Payable. __ ---------------------Notes and Bills Rediscounted.... Letters of Credit and Accevtances.. Reserve for Interest and Taxes_____ _ BOothnedrs LBioarbrioliwtieeds.-..-.---.-.-.--.-.-_-.-_-_-_-__-_-_--_ TotaL....__ --.--.--------------------.$ 50,008.00 nOnQ 30,000.t,& 83.76 none none 113,939.06 none 77,822.99 none 8,266.68 none none 49,000.00 40,80Ll7 none none 10,500.00 11,500.00 391,913.66 ~04 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924. of the BANK OF PLAINVILLE President, L. P. HENLEY Plainville, Ga. Vice-President, C. W. MARTIN Cashier, F. L. WILLIAMS RESOUROES: Time Loans and Discounts.........$ 54.731.82 DUenmiteadndSLtaotaens sS.e.c..u.r.i.t.ie..s......_._.__._._._._._._. State of Georgia Bonds...__________ _ 728.59 none none Stock in Federal Reserve Bank..... none Other Stocks and Bonds... --------BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-.-.-.-.-.-.-.-.-.-.--__--__Other Real Estate Owned.. _______ __ 200.00 2,103.53 l, 961.70 3,350.00 Due from Federal Reserve Bank.... none Cash in Vault and Amounts De- posited with Approved Reserve Agents.. ---------------------------- 9,243.26 Due from Other Banks.............. 826.70 Advances on Cotton---------------- none Advances on Other Commodities... none Checks for Clearing House.......... none Other Checks and Cash Items______ none Letters of Credit and Acceptances.. none OOvtheerdr rAafstsset(si.t.a.n__Y__l_-_-.-.-.-_-.-.-_--.-.-.-.-.-.-.-.-.-. 3,4n3o3 .n1e5 ----- Total----------------------------------$ 76.578.75 LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved for Branches..... Sur:o1us.... -------------- .... --------Undivided ProfitS-------------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check.. -------Demand Certificates of Deposit..... Time Certificates of Deposit..... --Savings DetlOsits. -------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks--------------------BNiolltsesPaaYndabBleil.l.s.R. -e-d--i-s-c-o-u--n-t-e-d--.-.-.-.-.-.-. Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed -------------------Other Liabilities--------------------- Total.---.. ___ ----..------------------.$ 15,000.00 none none 526.28 none none 24,697.50 none 35.794.67 nohe none 560.30 none none none none none none none 76,578.75 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE BANK OF PORTAL President, A. A. TL'R.NER Portal, Ga. Vice-President, W. S. FINCH Cashier, R. H. KINGERY RESOURCES: Time Loans and Discounts..........$ 99,414.08 DUenmi t eadndSLt aot easn sS.e.c. .u.r.i.ti.e. s. -_.____._._._._._._._. ___. 2,.668. 76 none State of Georgia Bonds..___________ _ none Stock in Federal Reserve Bank...... 850.00 BOat hnekri nSgtoHckosusaen.d. __B_o__n_d__s_._._-_-_-_-_-_-__-_-_- -_ 2,025.00 3,500.00 Furniture and Fixtures-------------- 2,829.09 Other Real Estate Owned.---------- 1.236.52 Due from Federal Reserve Bank.... 7,303.30 Cash in Vault and Amounts De- posited with Approved Reserve Agents.. ---------------------------Due from Other Banks.------------- 12.550.53 none Advances on Cotton... -------------- none AChdvecakncsefsoronClOeathrienrgCHoomumseo_d__it_i_e_s___ _ none none Other Checks and Cash Items______ 52.60 Letters of Credit and Acceptances-- none Overdrafts (it anYl------------------- 58.11 Other Assets--------------------------- - - -no-ne Total..................--....-..-----.$ 132,487.99 LIABILITIES: Capital Stock Paid in_______________$ ASumr:ooulunst. R__e__se.r.v..e.d_.f.o.r..B__ra..n_c.h..e_s_......... Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-------------------Demand Certificates of Deposit..... Time Certificates of Deposit......... Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks......-..-...... ----. Certified Checks.... ----------------Bills Payable....--------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes____ __ Bonds Borrowed--------------------Other Liabilities.-------------------- T o t a L. . __ . . . . . . . . . . . . . . . . - . . . . . . . . . . $ 25,000.00 none 2,000.00 4,504.14 none none 46,809.70 none 53,479.38 none none 694.77 none none none none none none none 132.487.99 l DEPARTMENT OF BANKING 205 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF POULON President, W. I. WILLIS Poulon, Ga. Yice-President, F. M. KIMBELL, D. F. SUMMER Cashier, H. L. GARY RESOURCES; Time Loans and Discounts........$ DUenmiteadndSLtaoteans sS.e.c__u_r_i_t_ie-s--.-.-.-_-______._-_-_-_-_. State of Georgia Bonds.... _________ _ SOBtatohncekkriniSngtoFHcekodsuesarean_ld_R_B_e_so_en_r_dv_es_._B.___a__n____k__.__.__.__.__..__ Furniture a]ld Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- Dosited with ADDroved Reserve Agents... --------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items...... LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_D__t_a_n_c__e_s_._. Other Assets.... __ .. -- ....._.. -------- Total.......... __ .------ __ .. ____ ._ .....$ 71,874.45 none 500.00 none none 755.00 2,500.00 2,969.52 2' 991.93 none 8,944. 71 none none none none none none none 2.151.08 92,686.69 LIABILITIES: CaDital Stock Paid in----------------$ Amount Reserved for Branches..... Surolus.. __ ---- ___ . __ .. -- .. ---- __ .- .. Undlvlded Profits-------------------Dividends UnDaid-------------------Due to Banks------------------------DeDosits Subject to Check.. -------Demand Certificates of DeDosit.... . Time Certificates of DeDosit......... Savings DeDOSits.... -------- --------Trust Funds on DeDosit------------Cashier's Checks--------------------Certified Checks....... --------------Bills Payable......-..--.---...-.----Notes and Bills Rediscounted------Letters of Credit and AcceDtances.. Reserve for Interest and Taxes.. ___ _ Bonds Borrowed---------------------Other Liab1lltles. _------------------- TotaL--------------------------------$ 15,000.00 none 5.000.00 none none none 23,712.71 none 17,302.74 none none 428.91 none 31,242.33 none none none none none 92,686.69 STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF POWDER SPRINGS J>resident, S. E. SMITH Powder Springs, Ga. Vice-President, M. J. FLORENCE Acting Cashier, A. E. ROZAN RESOURCES: Times Loans and Discounts........$ 138,015.72 DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-.-_-_-_-_-__-_-_-_-_-_--_ none none State of Georgia Bonds-------------- none Stock in Federal Reserve Banks..... none Other Stocks and Bonds.. ---------- 1,320.00 Banking House----------------------- 1.400.00 Furniture and Fixtures-------------- 2.107.80 Other Real Estate Owned.. -------- 37,916.09 Due from Federal Reserve Bank----- none Cash in Vault and Amounts De- DOsited with ADDroved Reserve Agents. ____ ------------------------- 7 ,819. 93 Due from Other Banks-------------- 3,746.65 Advances on Cotton----------------- 4,002.83 Advances on Other Commodities.... none Checks for Clearing House..-------Other Checks and Cash Items. . __ none none Letters of Credit and AcceDtances.. none Overdrafts (if anY>------------------- none Other Assets-------------------------- - -6,6-90.-39 Total. ____ . _____ --- .. _- .. -- __ .. ______ .$ 208,019.41 LIABILITIES CaDital Stock Paid in----------------$ AS umr oo ul unst. R__e_s_e__rv__e_d__f-o-r- -B- -r .a-n- -c-h-e_s__._-_- -. -. Undivided ProfitS-------------------Dividends UnDaid-------------------DDeuDe otsoitBs aSnukbsj-e-c-t--t-o--C--h-e--c-k-.-_-_-_-_-_-_-_-_--_ Demand Certificates of DeDosit.. Time Certificates of DeDOSit--------Savings DeDOSitS----------- Trust Funds on DeDosit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable------------------------Notes and Bills Rediscounted------Letters of Credit and AcceDtances.. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabtlltles. ------------------- TotaL---------------------------------$ 25.000.00 none 3,500.00 none none 11,128.81 none 60,939.60 91.436.39 1.512.29 none 502.32 none 6.000.00 none none none 2,950.00 none 203,019.41 206 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF PRESTON Presilt'nt, J. F. LUNSFORD Preston, Ga. Vice-President, C. C. TRACY Cashier, N. E. BULLOCH RESOURCES: Time Loans and Discounts........$ 50,627.02 Demand Loans----------------------United States Securities........c State of Georgia BondS-------------Stock in Federal Reserve Bank...... Other Stocks and BondS------------- 863.91 none none none none BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s--_-__-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned----------Due from Federal Reserve Bank.... cash in Vault and Amounts D&- posited with Approved Reserve 2,440.50 3,070.11 none none Agents.. ---------------------------Due from Other Banks...----------Advances on Cotton......----------Advances on Other Commodities.... Checks for Clearing House.......... 17,184.72 none 4,060.64 none none Other Checks and Cash Items...... Letters of Credit and Acceptances.. Overdrafts (if any)___________________ none none 25.85 Other Assets-------------------------- 4,247.41 TotaL.________________________________- $ -82- ,520- .16 LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches.... Surplus.. ----------------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subiect to Check.......... Demand Certificates of Deposit..... Time Certificates of Deposit........ Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills PaYable.-----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes.... Bonds Borrowed.-------------------Other Liabilities.. ------------------- TotaL. . -------------------------------$ 15,000.00 none 1, 500.00 none none none 27,057.95 7,000.00 24,087.40 none 7,212.56 592.09 70.16 none none none none none none 82,520.16 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE FARMERS BANK President, L. II. KINGERY Pulaski, Ga. Vice-President, .J. Z. PATRICK Cashier, J. A. GARDNER RESOURCES: Time Loans and Discounts..........$ 40,907.81 Demand Loans----------------------- 1, 702.19 United States Securities------------- none State of Georgia Bonds-------------- none Stock in Federal Reserve Bank...... none BOathnekrinSgtoHckosuoaen_d__B__o__n_d__s_._._-__-_-_-_-_-_-_-_--_ 5.005.00 1.45Q.OO Furniture and Fixtures.............. 1.098.27 Other Real Estate Owned........... l, 500.00 Due from Federal Reserve Bank..... none cash in Vault and Amounts Ds- posited with Approved Reserve Agents... ----------- _______________ _ 11,090.64 ADduveafnrcoems oOnthCeor tBtoann_k_s_._-_-_-_-_-_-_-_-__-_-_-_--_ none none Advances on Other Commodities.... none Checks for Clearing House.......... none Other Checks and Cash Items...... 1,316.33 LOevteterdrsraofftsC(rief daint yanLd__A__c_c_e_p__t_a_n_c__e_s_.._ none none Other Assets--------------------------- - -no-ne TotaL.. __ ..... _._._ .... ___ ....... __ ...$ 64,070.24 LIABILITIES: Capital Stock Paid in...............$ Amount Reserved for Branches..... Surplus.................... __ .... ____ _ Undivided Profits__________________ __ DDiuveidteonBdsanUknsp..a_id__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__Deposits Subject to Check.--------Demand Certificates of Deposit..... Time Certificates of Deposit......... Savings Deposits.. __________________ _ Trust Funds on Deposit___________ __ Cashier's Checks.. __________________ _ Certified Checks.... ___ -------------Bills Payable.-----------------------Noces and Bills Rediscounted....... Letters of Credit and Acceptances.. BReosnedrvseBoorrroInwteedre__s_t_a__n_d__T__a_x__e_s_._._._._.._ Other Liabilities.. ------------------- TotaL.-- ..... -- .......................$ 25,000.00 none none 1,647.12 none none 17,987.30 none 19,066.42 none none 369.40 none none none none none none none 64,070.24 DEPARTMENT OF BANKING 207 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE BANK OF QUITMAN Quitman, Ga. President, SA~IL. S. ROrNTREE Vice-President, II. W. STUBBS Cashier, H. W. STUBBS RESOURCES: Time Loans and Discounts__________ $ 706,750.80 Demand Loans ---------------------- 69.948.31 United States Secutirles------------SSttoactek oinf GFeeodregraial RBeosnedrvs-e-B--a--n-k--_-_-__-_--_ Other Stocks and Bonds ___________ _ 7,298.06 none none 2,250.00 FBuanrrkiitnugreRaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ 16,543.54 6,820.50 17.075.00 Due from Federal Reserve Bank. __ _ none Cash in Vault and Amounts De- posited with Approved Reserve Agents. _____________ ---------------- 104' 556-90 Due from Other Banks... ----------- none Advances on Cotton... ------------- CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo.d. _it_i_e_s__._.._ 169.86 '6,710.27 22,064.00 Other Checks and Cash Items...... LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s_.._ none 724.43 Other Assets --- --- ----------- --- --- ---- - non -- e Total... -_: ______ ._. __ ._-----.-. __ --._.$ 960,911.67 LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved for Branches.. --SUunrdoilvuids.e.d--P-r-o--f-i-t-s-.-:-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------DDuepeotsoitBs aSnukbsj-e-c-t-t-o---C-h--e-c-k--_-_-_-__-_-_-_-_--_ Demand Certificates of Deposit..... Time Certificates of Deposit_ .. ____ _ Savings DePosits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks--------------------Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities--------------------- TotaJ.. ________________________________$ 165,000.00 none 100,000.00 8,250.77 none 4,747.51 242,829.31 none 205,841.85 222.691.83 none 2,882.21 none none none none 8,668.19 none none 960,911.67 STATEMENT Showing Condition at Close of Business December 31, 1924. of the THE CITIZENS BANK OF RAY CITY Presid?nt, G. W. YARN Ray City, Ga. Vice-President, J. H. SWINDLE Cashier, JNO. D. LUKE RESOURCES: TDiemmeaLnodaLnosaannsd..D__i_s_c__o_u_n__t_s_._.________________$ 148.812.16 4,209.76 United States Securities...... ______ _ State of Georgia Bonds_____________ _ none none Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds..... ______ _ none none BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 2.652.89 2,824.09 Other Real Estate Owned.---------Due from Federal Reserve Bank. __ _ 8,907.50 none Cash in Vault and Amounts De- posited with Approved Reserve Agents.- _________ ------------------- 10,212.19 DAduveafnrcoems oOnthCeortBtoann_k_s__-_-_-_-_-_-_-_-_-_-_-_-_--_ none none CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d__it_i_e_s_.__.._ none 95.00 <1ther Checks and Cash Items _____ _ 59.76 LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_p__t_a_n_c__e_s_.._ none 1 '139.92 Other Assets-------------------------- none Tot -- a L . _________ ----- _________________ - .$- ---178,913.27 LIABILITIES: Capital Stock Paid in _______________ $ ASumrpoluunst._R._es-e_r_v__e_d__f_o_r..B..r.a_n_c_ h--e-s___________ Undivided ProfitS-------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check.. ------Demand Certificates of Deposit____ _ Time Certificates of Deposit--------Savings Deposits -------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified CheckS--------------------BNiolltsesPaanydabBleil.l_s-R--e-d--i-s-c-o-u--n-t-e-d--.-_-__-_-_--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities.. ------------------ TotaL_________________________________ $ 25,000.00 none 5,000.00 2,570. 78 328.00 none 40,753.39 5,640.89 92,978.70 none none 1.630.26 11.25 5,000.00 none none none none none '178,913.27 'l -------- 208 FIFTH ANNUAJ;. REPORT STATEMENT Showing Condition at Close of Business December 31,1924. of the FARMERS AND MERCHANTS BANK President, S. S. YOUNG, SR. Rebecca, Ga. Vice-President, C. S. McCALLY Cashier, W. C. LANE RESOURCES: Time Loans and Discounts__________$ Demand Loans.---------------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds.... -------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned----------Due from Federal Reserve Bank----Cash in Vault and Amounts De- I>Osited with A:t>vroved Reserve DAuegfernotms..O--t-h-e--r-B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton________________ _ CAhdevcaknscefsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._. Other Checks and Cash Items. ____ _ Letters of Credit and Accevtances. _ Overdrafts (if anY>------------------Other Assets-------------------------- Total----------------------------------$ 56,654.28 none none none none 200.00 3,608. 77 4.144.91 8,005.85 none 6,343.36 3,018.70 none 2.113.02 none none none none 2.400.00 86.488.89 LIABILITIES: Cavital Stock Paid in________________$ Amount Reserved for Branches----Survlus. _------------ __ ------------- __ Undivided Profits-------------------Dividends Unvaid-------------------Due to Banks.-----------------------Devosits Subject to Check---------Demand Certificates of De:t>osit----Time Certificates of Devosit--------Savings Devosits--------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks---------------------BNUotlsesPaanyadbBleU._ls-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Accevtances. Reserve for Interest and Taxes_____ _ Bonds Borrowed.-------------------Other Liabilities.-------------------- TotaL---------------------------------$ 15.000.00 none 2.500.00 1,116.38 none none 43,534.82 7,500.00 14.169.41 none none 268.28 none none none none none none 2.400.00 86.488.89 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF REIDSVILLE President, R. J. ROGERS Reidsville, Ga. Vice-President, L. P. COXLEY Cashier, W. G. MAUL RESOURCES: Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds-----------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned----------Due from Federal Reserve Bank----Cash in Vault and Amounts De- I>Osited with Avvroved Reserve Agents.. ---------------------------Due from Other Banks-------------CAAhddevvcaaknnscceefssorooCnn lCOeaotrhtitenorgnC-H-o-om-u-ms--eo-_d-_-i_t-_i-_e-_s_-__-__-_-__ Other Checks and Cash Items_____ _ Letters of Credit and Accevtances. Overdrafts (if anYl------------------Other Assets----------,--------------- TotaL---------------------------------$ 112,429.91 500.00 none none none none 4.884.64 1.000.00 none none 4,659.29 none none none 208.74 1.196.07 none 569.52 3,413.95 128,862.12 LIABILITIES: Cavital Stock Paid in . ___________$ Amount Reserved for Branches. -Surv1us. ___ ----- __ -------------------Undivided Profits-------------------Dividends Unvaid-------------------Due to Banks------------------------Devosits Subject to Check.---Demand Certificates of Devosit..... Time Certificates of Devos1t-------Savings Devosits------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks.. -----------------BN1oltlsesPaanydabBleil-l-s--R-e--d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Accevtances. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities. _---------------- Total---------------------------------$ 15,000.00 none 3,000.00 6. 752.41 none none 35,447.ll 13,000.00 38,856.23 14.584.71 none 41.06 none none 1.500.00 none 643..10 n~ne 37.50 128.862.12 'l DEPARTMENT OF BANKING i09 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE TATTNALL BANK President, J. Y. KELLEY Reidsville, Ga. Vice-President, W. R. HENDRICKS Cashier, J. E. l"EWTON RESOURCES: Time Loans and Discounts........$ 192.990.24 Demand Loans....------------------United States Securities............. 1,693.36 14,350.00 State of Georgia Bonds............. none Stock in Federal Reserve Bank.... none Other Stocks and Bonds. ---------- 9,174.04 Banking House.... ----------------- 5,000.00 Furniture and Fixtures............. 1, 201.24 Other Real Estate Owned.......... 1, 821.78 Due from Federal Reserve Bank.... none Cash in Vault and Amounts De- oosited with ADDroved Reserve Agents.. ---------------------------- 27.203.42 Due from Other Banks. ------------ none Advances on Cotton_________________ none Advances on Other Commodities.... none Checks for Clearing House.......... none Other Checks and Cash Items .... none Letters of Credit and Acceotances.. none Overdrafts (if any)_ .. ________ ..... __ 232. 28 Other Assets__________________________ none TotaL _______________________________ $- --- 253,666.36 LIABIT..ITIES: Oaoltal Stock Paid in................$ Amount Reserved for Branches..... USunrdoilvuids e_d_ -P-r-o--f-it-s--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_-_ DDuiveidtoenBdsanUknso__a_i_d_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--__Deoosits SubJect to Check.... ____ __ Demand Certificates of Deoosit..... Time Certificates of Deooslt......... Savings Deoosits....----------------. Trust Funds on Deooslt............. CCaersthifieierd's CChheecckkss_.__._._-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_-_ Bills Payable.. ______ -------------- __ _ Notes and Bills Rediscounted....... Letters of Credit and Acceotances. Reserve for Interest and Taxes...... Bonds Borrowed---------------------Other Liabilities. __ .... : ........ ----- TotaL.. __ ....... ____ ...... _._ .........$ 50,000.00 none 10,000.00 10.104.43 none none 81,187.85 none 30,851.10 24.181.79 none 6,491.19 none none none none none none 40.850.00 253,666.36 STATEMENT Showing Condition at Close of Business December 31,1924 of the FARMERS STATE BANK President, JAMES RIGGS Register, Ga. Vice-President, J. S. RIGGS Cashier, .JOHN R. GODBEE RESOURCES: Times Loans and Discounts.........$ 50,769.10 Demand Loans----------------------- 18,564.40 United States Securities............. none State of Georgia Bonds.............. none Stock in Federal Reserve Banks..... none BOathnekrinSgtoHckosusaen_d___B_o__n_d__s_._._._._._._.__._._..__. 1, 700.00 none Fum!ture and Fhtures........ __ . __ . 1,800.00 Other Real Estate Owned........... none Due from Federal Reserve Bank..... none Cash in Vault and Amounts De- oosited with Aooroved Reserve Agents.----------------------------- 29' 213.54 Due from Other Banks.............. none Advances on Cotton . --------------- none Advances on Other Commodities.... none Checks for Clearing House...... __ __ none Other Checks and Cash Items...... none LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_o__t_a_n_c_e__s_.._ none none Other Assets.. __ ..... TotaL..... _________ .. .... ____ . . .. .. .... __ .. ... _.. --. __ - .$ - - -no-ne 102,047.04 LIABIT..ITIES Oaoltal Stock Paid ln................$ Amount Reserved for Branches..... Surolus. ___ -------.------------------Undivided Profits-------------------Dividends Unoaid..-----------------Due to Banks------~-----------------Deoosits SubJect to Check.......... Demand Certificates of Deoosit..... Time Certificates of Deoosit--------Sav!ngs Deooslts.......... __ ...... --Trust Funds on Deoosit............. Cashier's Checks....... ______ .... __ __ Certified Checks............ ________ __ Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Acceotances.. Reserve for Interest and Taxes...... Bonds Borrowed. __ -----------------Other LiabiUties.. ------------------- .TotaL.. _._ ... _... ________ .$ 15,000.00 none none 4,042.48 none none 40,394.22 none 38,655.76 none none 3,954.58 none none none none none none none 102,047.04 'l ~10 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the RENTZ BANKING CO. President, 0. D. BARHOX Rentz, Ga. Yice-Presidents, ,Y. E. BEDINGFIELD, H. D. BARRO~ Cashier, THERON WOODARD RESOUROES: TDiemmeasnLdoLanosanasn_d___D__is__c_o_u__nt-s-.-.-.-.-.-.-.-.-.$ United States Securities... _____ ._ ... State of Georgia Bonds_____________ _ BSOtatohncekkriniSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_dv__es___B____a__n___k___s__.__.__.__._._ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank----Oash in Vault and Amounts De- posited with Approved Reserve DAuegfernotms..O_t-h-e-r--B--a-n--k-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Ootton ________________ _ OAhdevcaknscefsoroOn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Ohecks and Oash Items. ____ _ LOevteterdrsraofftsO(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets...---------------------- TotaL........ ______ . _. __ . ____________ .$ 27,190.21 4.124.40 none none none none 2,025.00 l, 455.30 940.17 none 8,048. 74 none 8,827.85 none none 334.09 none 2,497.82 none 55.443.58 LIABILITIES Oapital Stock Paid in________________$ Amount Reserved for Branches ... Surplus... __ -------------------------UDnivdiidveinddesd UPrnopfaitisd._.____-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DDeute>otositBs aSnukbsj-e-c-t--t-o--O--h-e-c--k-_-_-_-_-_-_-_-_-_-_ Demand Certificates of Det>osit____ _ Time Certificates ot Det>osit--------TSar vuisntgFsuDnedt>s oosnitsD-e-t>- -o-s-i-t-_-_-_-_-__-_-_-_-_-_-_- -_ Oashier's Ohecks--------------------Oertified Ohecks---------------------Bills Payable..... ___ ---------------- Notes and Bills Rediscounted....... Letters of Oredit and Acceptances.. Reserve tor Interest and Taxes. ___ __ Bonds Borrowed.. __ ----------------Other Liabilities.. __ --------------- TotaL_________________________________ $ 15,000.00 none 3,000.00 2.114.80 none none 29.304.63 none 6.024.15 none none none none none none none none none none 55.443.58 STATEMENT Showing Condition at Close of Business December 31, 1924 of the CITIZENS STATE BANK Reynolds, Ga. President, C. II. ;\'EISLER Vice-President, H. H. ACLT:\IAN Cashier, .J. H. NEISLER RESOUROES: Time Loans and Discounts----------$ 17.759.52 DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e-s--_-_-__-_-_-_-_-_-_-_-_--_ 100.30 none Oapital Stock Account. .. ____ ..... State of Georgia Bonds..__________ __ none none Stock in Federal Reserve Bank...... none Other Stocks and Bonds. ---------- none BFuarnnkiitnugreHaonudseFi.xt-u-r-e--s-_-_-_-_-__-_-_-_-_-_-_-_-_Other Real Estate Owned __________ _ none 1,331.00 none Due from Federal Reserve Bank..... none Oash in Vaults and Amounts De- IA>gOeSnittesd...w..it.h____A_t.>_I_>_r-o-v_e_d___R..e.s_e_r.v.e. 11,079.27 ADduveafnrcoems oOnthOeortBtoann.k.s.._-_-_-_-_-_-__-_-_-_-_-_--_ none 968.94 OAhdvecaknscefsoroOn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ none 150.76 Other Checks and Oash Items...... 1,103.62 Letters of Credit and Accet>tances.. none Overdrafts (if any)........ -.. -..... .. none Other Assets..........................- - -no-ne TotaL... ------- __ ........$ 32,493.41 LIABILITIES Oat>ital Stock Paid in----------------$ Amount Reserved for Branches -- Surplus.. ---------------------------- DUinvdiidveinddesd UPnrot>fiatisd_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_ DDuepeotsoitBs aSnukbsJ.e.c.t.to--O--h-e-c--k_-_-_-_-_-_-_-_-_--_ Demand Certificates of Det>osit.... . Time Certificates of Deposit......... Savings Det>osits. ------ _-----------TOrausshtieFru'snOdhseocnksD__e_t_>_o__s_i_t_--_-_-_-_-_-_-_-_-_-_--_ Oertified Ohecks............ ---------BNiolltsesPaaynadbBlei.ll.s-R--e--d-i-s-c-o--u-n-t-e--d-.-.-.-.-.-.-. Letters of Oredit and Accet>tances.. BReosnedrvseBfoorrroInwteedre..st__a_n__d__T__a_x_e__s_._._._._.._ Other Liabilities...------------------ I TotaL............... _.................$ 15,000.00 none none 223.46 none none 15,316.89 none 1,551.25 388.81 none 13.00 none none none none none none none 32,493.41 DEPARTMENT OF BANKING ~11 STATEMENT Showing Condition at Close of Business December 31, 1924 of the REYNOLDS BANKING CO:\IPANY President, R. A. HIA"TOX Reynolds, Ca. \'ice-President, W. E. MARSHALL Cashier, L. F. MOXTFORT RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities. ___________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds____________ _ BFuarnnkiitnugreHaonudseF.i.x_t_u-r-e-s--_-_-_-_-__-_-_-_-_-_-_-_--_ Other Real Estate Owned----------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- I>Osited with AIJIJroved Reserve Agents-----------------------------DAduveafnrcoems oOnthCeor tBtoann_k_s_._.____-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities... Checks for Clearing House---------Other Checks and Cash Items. ---LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_J_t_a_n_c__e_s_.._ Other Assets-------------------------TotaL _________________________________$ 100,968.51 1,372.29 none none none l, 533.33 3,500.00 3,291.69 none none 19,170.43 413.64 17,737.84 3 '941. 20 206.84 576.36 none 567.79 l, 744.68 155,024.60 LIABILITIES: CaiJital Stock Paid in _______________$ Amount Reserved for Branches ____ _ SuriJlus. _----------------------------Undivided Profits_------------------DDiuveidtoenBdsanUknsi_J_a_i_d__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DeiJosits Subject to Check.--------Demand Certificates of DeiJosit----Time Certificates of DeiJosit-------TSaruvisntgFsuDnedisJoosnitsD. -e-i-J-o-s-i-t-_-_-_-_-_-_-__-_-_-_-____ Cashier's Checks____________________ _ Certified Checks_____________________ _ Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and AcceiJtances. _ Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities._------------------- TotaL ________________________________$ 25,000.00 none 15,000.00 1,817.61 none none 62,446.23 none 36,547.50 none none 1,459.58 none none 12,753.68 none none none none 155,024.60 STATEMENT Showing Condition at Close of Business December 31, 1924 of the HANK OF REX President, W. C. ESTES Rex, Ga. \'ice-President, W. 0. ADAMSON Cashier, WALTER ESTES RESOURCES: Time Loans and Discounts.---------$ DUenmiteadndSLtaotaens sS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds.... -------Banking House. __ ------------------Furniture and Fixtures-------------Other Real Estate Owned----------Due from Federal Reserve Bank ____ _ Cash in Vault and Amounts De- IJosited with AIJI>roved Reserve Agents ----------------------------ADduveafnrcoems oOnthCeor tBtoann_k_s_-_-_-__-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items ----LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_i_J_t_a_n_c__e_s_. __ Other Assets-------------------------T o t a L _________________________________ $ 37,337.95 none none none none none l, 750.00 1,750.00 10,000.00 none 2,305.17 97.61 none none none 39.13 none none none 53,279.86 LIABILITIES: CaiJital Stock Paid in________________$ ASumrioJulunst. R__e_s_e__r_v_e-d--f-o-r--B_r__a_n_c__h_e_s____-_--_ Undivided Profits___________________ _ DDiuveidteonBdsanUknsi_J_a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DeiJosits Subject to Check._-------Demand Certificates of DeiJosit__ __ _ Time Certificates of DeiJosit--------Savings DeiJositS--------------------TCraushstieFru'snCdhseocnksD__e_i_J_o_s__it_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks. ___ ----------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and AcceiJtances. _ Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liab1lities.-- ------------------ TotaL--------------------------------$ 15,000.00 none 6,000.00 1,254.34 none none 13,514.33 none 4,810.32 none none 63.19 none 6,500.00 none none 258.30 none 5,879.38 53,279.86 -1 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 of the RHINE BANKING CO. President, J. D. COOPER Rhine, Ga. Vice-President, J. J. HARHELL Cashier, S. J. BROW~ RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds. __ -- ______ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- IlOsited with AililrOved Reserve DAuegfernotms -O--t-h-e--r-B--a-n--k-s--_-_-_-_-_-_-__-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House _________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ Other Assets_________________________ _ TotaL ___________ ----- _________________$ 57,091.85. none none none 900.00 none none 2.933.18 10,000.00 597.98 11' 071.41 500.00 none 1.114.01 none 812.54 none none none 85,020.97 LIABIT.ITIES: Cailital Stock Paid in________________$ Amount Reserved for Branches --SUunrdoilvuids e_d__P-r-o- -f-i t-s- -_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Dividends Unilaid___________________ _ DDeuielotsoitBs aSnukbsje..c_t_t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deilosit..... Time Certificates of Deilosit--------TSarvuisntgFsuDnedisloosnitsD--e-l-)o--s-i-t-__-_-_-_-_-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified CheckS---------------------BNiolltsesPaanyadbBleil.l_s-R--e--d-i-s-o-u--n-t-e-d-_--.-_-_-__-_--_ Letters of Credit and Accel)tances. _ Reserve for Interest and Taxes_____ _ Bonds Borrowed. _-----------------Other Liabilities.-------------------- TotaL ________________________________$ 25,000.00 none 4.500.00 376.08 none none 44.933.96 none 9.474.85 none none 736.08' none none none none none none none 85.020.97 STATEMENT Showing Condition at Close of Business December 31, 1924 of the RICHLAND STATE BANK Richland, Ga. President, JAS. E. FHE:\CH Vice-President, H. J. DIXON Cashier, W. L. DeJAH~ETTE RESOURCES: Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsSe-c--u-r-i-ti-e--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_.______-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ DOutheefrroRmeaFl eEdsetraatel ROewsenrevde B--a-n--k-_-_-_-_-_ Cash in Vault and Amounts De- :oosited with Ail:oroved Reserve Agents.-_------ _____ ---------------Due from Other Banks ------------Advances on Cotton. --------------AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items. ---LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_:_o_t_a_n__c_e_s_. __ Other Assets-------------------------T o t a L _________________________________ $ 249' 162.95 6,113.31 none none none 1.665.00 7,000.00 4.146.80 51,303.29 none 23,971.93 337.09 1,821.09 661.64 none 362.29 none none 5,591.50 352,136.89 LIABn.ITIES: Ca:oital Stock Paid in..._____________$ Amount Reserved for Branches..... SUunrdpilvuids e_d_ -P-r-o--f-it-s-.--_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid___________________ _ Due to Banks------------------------Deposits Subject to Check---------Demand Certificates of De:oosit----TSaimviengCserDtiefiilcoastietss.o_f__D__e_._o__o_s_i_t_-_-_-_-_-_-_--_ Trust Funds on DeilOSit____________ _ Cashier's Checks____________________ _ Certified CheckS--------------------BNiolltsesPaanyadbBleill-s--R-e--d-i-s-c-o--u-n--te--d-.-_-_-_-__--_ Letters of Credit and Acceiltances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities.. ____ --------------- TotaL ______________ , __________ , ______$ 35,000.00 15,000.00 10,000.00 3,582.08 130.00 485.95 110,545.01 none 75,229.18 12,050.33 2,320.98 l. 060.27 none 82,733.09 4.000.00 none none none none 352.136.89 'l DEPARTMENT OF BANKING 213 STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF RINGGOLD President, :\1. W. :\H'RPHY Ringgold, Ga. \'iC'e-President, W. H. TRUNDLE Cashier, OLEN N. MERRITT RESOURCES: Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsSe-c--u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----Other Stocks and Bonds-----------BFuarnnkiitnugreHaonudseF..ix-t-u-r-e--s-_-_-_-_-_-__-_-_-_-_-_-_--_ Other Real Estate Owned----------Due from Federal Reserve Bank____ _ Oash in Vault and Amounts De- posited with Approved Reserve 117,699.26 3,755.99 none none none 3, 750.00 2.139.74 2, 780.03 1,650.00 none Agents._---------------------------DAduveafnrcoems oOnthCeorttoBna__n_k_s__--_-_-_-_-_-_-_-_-_-_-_-_- 32,152.53 nnoonnee Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items._____ Letters of Credit and Acceptances__ Overdrafts (if any)___________________ none 282.18 none none 409.57 TOotthaLe_r_A__s_s_e_t_s_--_-_-_-_-_-_--_-------------------------------$- - -4,-478.87 169.098.17 LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches --Surplus ----------------------------Undivided Profits.------------------Dividends Unpaid____ --------------Due to Banks------------------------Deposits Subject to Check Demand Certificates of Deposit----Time Certificates of Deposit--------Savings De:Dosits -------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaanyadbBleil.l.s. -R-e--d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes----- Other Liabilities._------------------ TotaL______ -------------------------$ 25,000.00 none 5,000.00 7,228.53 88.00 none 61,807.30 none 31,223.79 18,247.77 19,902.83 599.95 none none none none none none none 169,098.17 STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF ROBERTA President, E. L. McGEE Roberta, Ga. Vice-President, .J. E. L. JOHNSON Cashier, JNO. E. McGEE RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c_o__u_n__t_s_-_-_-_-_-_--_-_-_-_$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Oash in Vault and Amounts De- posited with Approved Reserve . 39,414.50 l, 968.81 none none none none none 1,322.40 1,214.50 none , DAuegfernotms. O-t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_--------------Advances on Cotton_________________ 11,3n5o2.n3e3 none Advances on Other Commodities____ Checks for Clearing House__________ 2,575.72 none Other Checks and Cash Items_______ Letters of Credit and Acceptances__ Overdrafts (if any)___________________ 4,915.00 none 935.04 Other Assets------------------------Total---------------------------------$ - -63.-6n9o8.n30e LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches.. --SUunrdpilvuids-e-d--P-r-o--f-i-ts--_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check.. ------Demand Certificates of Deposit____ _ Time Certificates of Deposit. ______ _ Savings Deposits--------------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ BCielrltsifPiaeydaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities._------------------- Total____________ -- ________ --------- ___$ 15,000.00 none 5,000.00 3,337.84 none none 24,472.76 none 15,794.20 none none 93.50 none none none none none none none 63,698.30 I 214 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 of the CRAWFORD COUNTY BANK Roberta, Ga. President, ROBT. E. AVERA Vice-President, BE~ F. WALKER Cashier, W. T. BANKSTON RESOURCES: Time Loans and Discounts----------$ DSUtenamitteeadnofdSGLtaeotoaernsgsSiae-c-B-uo-r-in-tdi-e-ss-..-..-_.-_._-._-_.-_.-_.-_.-_.-_.-_.-._ SOttohcekr iSntoFcekdsearanldRBesoenrvdes_B__a_n__k_._._-_._.._ Banking House----------------------Furniture and Fixtures------------- Other Real Estate Owned -------- Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited With Approved Reserve Agents--------------------------- ADduveafnrcoems oOnthCeortBtoann_k_s__-_-_-__-_-_-_-_-_-_-_-c- AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items....... LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__ta__n_c_e_s__.__ Other Assets-------------------------- TotaL............... ------------------$ 45,402.54 10,600.28 none none none none 2,150.00 1,105.00 none none 16,043.40 none 6,927.32 none 783.46 322.05 none 2.06 none 83,336.11 LIABILITIES: Capital Stock Paid in ............$ Amount Reserved for Branches.--- Surolus ----------------------------Undivided Profits------------------- Dividends Unpaid----------------- DDeupeotsoitBs aSnukbsJ.e.c-t--t-o-C-h-e-c-k--__-_-_-_-_-_-_-_-_ Demand Certificates of Deposit.. _.. Time Certificates of Deposit------- Savings Deposits------------------ Trust Deposits .... ----------------- Cashier's Checks------------------ Certified Checks------------------- Bills Payable. -------------------- Notes and Bills Rediscounted------ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_ ..... Bonds Borrowed-------------------- Other Liabilities-------------------- TotaL. ________________________________$ 15.000.00 none 6,000.00 1.405.42 none none 24.017.17 none 21.121.87 none 14.676.32 1.115.33 none none none none none none none 8a.336.ll STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF ROCHELLE President, H. MASHBURN Rochelle, Ga. Vice-President, J.D. FITZGERALD Cashier, LEROY G. TIPPINS RESOURCES: Time Loans and Discounts.........-$ 133,328.84 DUenmiteadndSLtaoteasnsSe-c-u--r-it-i-e-s-.-_--.-.-.-.-.-.-.-.-.-.-. none none State of Georgia Bonds.............. none SOttohcekr iSntoFcekdsearanldRBesoenrvdes_B__a__n_k__._._._._. ._ none none BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ none 2,453.05 Other Real Estate Owned --------Due from Federal Reserve Bank---- 18,279.50 none Cash in Vault and Amounts De- posited With Approved Reserve DAAduvegafenrncotemss-o-O-nt-hC-e-or--tBt-o-a-nn-_k_-s_-._-._-_.-_-__-____-__-__-___-__-__-__--__ 28,318.02 none none AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._. 263.74 2.aos.84 Other Checks and Cash Items.-_- .. LOevteterdrsraoftfsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s.__. none none none Other Assets.... ----------------------- - -no-ne Total...............---------$ 184,951.99 LIABILITIES: Capital Stock Paid in...... __________$ ASumrooluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e_s____._.._ Undivided Profits......... _________ __ Dividends Unpaid-------------------Due to Banks------------------------Deposits SubJect to Check._------- Demand Certificates of Deposit..._. Time Certificates of Deposit......... TSarvuisntgFsuDnedpsoosintsD-e-p--o-s-i-t-_-_-_-__-_-_-__-_-_-_--_ Cashier's Checks--------------------CBeilrltsifPieadyaCbhlee_c_k_s_._.__._._._._._._._._._._._._._._._._._. ._ Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... BOothnedrs LBioarbriolwitieeds-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__- TotaL.................................$ 25,000.00 none 25.000.00 1,554.27 none none 95,136.35 none 38,261.37 none none none none none none none none none none 184,951.99 "l DEPARTMENT OF BANKING 215 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF ROCKY FORD Rocky Ford, Ga. President, ARTHUR BURKE Vice-President, W. II. PARKER Cashier, THOS. PARKER RESOURCES: TDiemmeaLnodaLnosaannsd. _D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ United States Securities. ___________ _ State of Georgia Bonds.............. Stock in Federal Reserve Bank..... . Other Stocks and Bonds............ Banking House....................... Furniture and Fixtures............. Other Real Estate Owned...-------Due from Federal Reserve Bank..... Cash in vault and Amounts De- posited with Approved Reserve Agents.. ---------- .. --------------Due from Other Banks.. -----------Advances on Cotton................. Advances on Other Commodities.... Checks for Olearing House.......... Other Checks and Cash Items...... LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ Other Assets.......................... T o t a L . . . . . ----------------------------$ 115,387.42 none none none none I ,500.00 1.667. 79 2,284.26 none none 26,371.47 8,986.80 none 6,079. 74 none none none none 3,000.00 165,277.48 LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches..... Surplus .... --------------------------Undivided Profits.c............-----Dividends Unpaid................... . Due to Banks......................... Deposits Subiect to Check.......... Demand Certificates of Deposit..... Time Certificates of Deposit......... Savings Deposits..................... Trust Funds on Deposit............. CCearsthifielerd's CChheecckkss.._._._._._._._._._._._._._.__._-_-_-_-_--_ Bills Payable.-----------------------Notes and Bills Rediscounted.-----Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed---------------------Other Liabilities.... ----------------- TotaL........... -------- .............$ !5,000.0J none 15,000.00 695.30 22.00 none 66,608.23 none 57,502.33 none none 449.62 none 10,000.00 none none none none none 165,277 .4R STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE ROCKMART BANK Pres~~nt, A. H. GRAEFER Rockmart, Ga. Cashier, H. P. FAMBRO Vice-President, S. D. LEE RESOURCES: Time Loans and Discounts__________$ 272,490.29 DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds. ____________ _ Stock in Federal Reserve Bank...... 6,625.84 1.000. 00 none none BOathnekrinSgtoHckosusaen.d...B. _o_n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank... Cash In Vault and Amounts De- posited with Approved Reserve 200.00 10,000.00 3, 700.00 6,337.00 none DAu egfernotms. .O. - -t h- -e-r- -B-a-n-k- -s_- -_-_-_-_-_-_-_-_- -_-_-_-_-_Advances on Cotton.. _______________ 93,807.06 8,500.00 none Advances on Other Commodities.... Checks for Olearlng House__________ none 5,136.49 Other Checks and Cash Items...... Letters of Credit and Accevtances.. Overdrafts (if any)___________________ none none 161.76 TOothtearLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -4-131,,7-73756.-.0539 LIABILITIES: Capital Stock Paid in..............$ Amount Reserved for Branches --Surolus ----------------------------Undivided Profits ------------------Dividends Unoaid-------------------Due to Banks-----------------------Deooslts Subiect to Check......... Demand Certificates of Deposit..... Time Certificates of Deposit....... TSaruvisntgFsuDnedpsoosnitSD-e--p-o--s-i-t.-.-_-_-_-_-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks---------------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acceotances. Reserve for Interest and Taxes-----Bonds Borrowed.... ----------------Other Liabllities... ------------------ TotaL. ________________________________$ 30,000.00 none 10,000.00 9,249.30 36.00 none 159,851.39 none 58,648.46 143,657.74 none 292.14 none none none none none none none 411.735.03 ~16 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924. of the CITIZENS-FLOYD BANK AND TRUST CO. President, IL E, KELLEY Rome, Ga. Vice-President, WILSON M. HARDY Cashier, G. C. BYARS RESOURCES: Time Loans and Discounts..........$ Demand Loans........ -------------United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank...... Other Stocks and Bonds............ Banking House...................... Furniture and Fixtures.............. Other Real Estate Owned ---------Due from Federal Reserve Bank..... Oash in Vault and Amounts De- posited with AI>I>roved Reserve DAuegfernotms..O..t.h.e..r.B--a-n--k-s-.-.-.-.-.-.-.-.-.---.-.-.-. Advances on Cotton..........------AOdhvecankcsefsoroOn lOeatrh!enrgCHoomumseo_d_i_t_i_e_s_._._._. Other Ohecks and Cash Items..... . Letters of Credit and Accei>tances.. Overdrafts (if B.DYl------------------Other Assets-------------------------- TotaL..... ___________________________$ 465,658.16 9,437.30 40,550.00 none none 16,430.00 none 4,788.73 19,lll.74 none 90,573.76 10.00 none none 5,098.96 none none 860.65 247.70 652,767 .GO LIABILITIES: Oai>ital Stock Paid ln----------------$ Amount Reserved for Branches... USunrdi>iv1uidse. _d__P_r__o_f.i.ts-.-.--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Uni>aid-------------------Due to Banks------------------------Dei>osits SubJect to Check---------Demand Certificates of Dei>osit..... Time Certificates of Dei>osit........ . TCSarauvsihsntigeFsru'sDnCedih>seoocsniktssD....e..i._>._o._s_-i_-t_-._-._-._-._-._-._-._-._-__-___-__--__ Certified Checks............ --------Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Accei>tances. _ Reserve for Interest and Taxes...... BOot hnedrs LBioa br rlol iwt i ee sd.-.-.- -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_ TotaL---------------------------------$ 100,000.00 none 10,000.00 8,352.16 none none 395,030.74 none 13,613.24 125,769.86 none !.00 none none none none none none none 652,767.00 STATEMENT Showing Condition at Close of Business December 31, 1924. of the BANK OF ROOPVILLE Roopville, Ga. President, J. W. PENTECOST Vice-President, J. T. VEAL, B. F. ROOP Cashier, H. W. SHIRLEY . ,RESOURCES: ' Time Loans and Discounts----------$ DUenmiteadndSLtaoteasnsS.e.c..u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds.............. Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen.d...B.o..n.d..s_._._._._._._._._._._..__. Furniture and Fixtures........-----Other Real Estate Owned........... Due from Federal Reserve Bank.... . Oash in Vault and Amounts De- posited with AI>I>roved Reserve DAuegfernotms._o.t-h--e-r-B--a--n-k--s-.-_-_-_-__-_-_-_-_-_-_-_-_--_ Advances on Cotton -------------Advances on Other Commodities.... Ohecks for Clearing House---------Other Checks and Cash Items .... Letters of Credit and Acce:otances.. Overdrafts (if B.DYl------------------Other Assets... ----------------------Total........... __ ._ ... ________ ... _....$ 53,477.76 2,444.05 none none none none 2,599.48 2,552.50 3,127.85 none 2,489.58 none 1.486.25 none 103.30 none none 5,552.26 4, 746.59 78,579.62 LIABILITIES: AOami>oiutanltSrteoscerkvPedaifdorinB-r-a--n-c-h--e-s-.-_-_-_-_-_$ Suri>lus.. ----------------------------- Undivided Dividends UPrnoi>fiatisd.-.-.-.-.-----1------------------------- DDeuie>otositBs aSnukbsj-e-c-t--t-o--O--h-e--c-k-.-.-.-.-.-.-.-.--.-. Demand Certificates of Dei>osit.... _ Time Certificates of Dei>osit. ____ _ Savings Dei>osits--------------------- TCraushstieFru'snCdhseocnksD..e_i_>__o_s_i_t_-_--_-_-_-_-_-_-_-_-_--_ Certified Ohecks---------------------Bills Payable------------------------Notes and Bills Rediscounted...... Letters of Credit and Acce:otances. Reserve tor Interest and Taxes... BOot hnedrs LBioa br riol iwt iee sd_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Total..... ---- __ ---------- ________ ..$ 15,000.00 none 5,000.00 none none none 46,438.61 none 8, 770.92 none none 70.09 none 3,300.00 none none none none none 78,579.62 "l DEPARTMENT OF BANKING 217 STATEMENT Showing Condition at Close of Business December 31, 1924 of the CITIZENS BANK OF ROSWELL Roswell Ga. President, H. P. CARPE:\'TER Vice-President, C. B. DORRIS Cashier, C. C. FOWLER RESOURCES: Time Loans and Discounts__________ $ 83,608.17 DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _ 8,151.13 none none BSOtatohncekkriinSngtoFHcekodsuesarean.ld_R_B_e_so_e_nr_dv__es___B___a___n__k____-__-__-__-__--__ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ none none none 1,962. 32 6,932.34 Due from Federal Reserve Bank____ _ none Cash in Vault and Amounts De- posited with API>roved Reserve DAuegfernotms--O--t-h-e--r-B--a-n-k-s-_-_-_--_-_-_-_-_-_--_-_-_-_-_- 33,3n9o8.n4e9 Advances on Cotton_________________ 739.07 Advances on Other Commodities---- none Checks for Clearing House__________ 48.75 Other Checks and Cash Items_______ 129.35 Letters of Credit and Accei>tances.. Overdrafts (it any)___________________ none 363.22 TOothtaeLr A.--s-s-e-t-s-.-.------------------------------------_-_-_-_-_-_-_-$ -- 135' -19-.00 351.84 LIABILITIES: Oai>ital Stock Paid in _______________$ Amount Reserved for BrancheS----Suri>lUS------------------------------Undivided Profits-------------------DDiuveidteonBdsanUknsi_>__a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dei>osits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Dei>osiL------Savings Dei>osits. -------------------Trust Funds on Deposit------------Cashier's CheckS--------------------Certified Checks---------------------Bills Payable ____ --------------------Notes and Bills Rediscounted------LReestteerrvse offorCIrnetdeirteasnt danAdccTeai>xetasn_c__e_s_.-_ Bonds Borrowed--------------------Other Liabilities. __ ------------------ Total----_------ __ ---_-----_-----.----.$ 21,000.00 none 4,000.00 6,163.57 none 473.94 54,423.98 none 49,203.00 none none 87.35 none none none none none none none 135,351.84 STATEMENT Showing Condition at Close of Business December 31, 1924 of the ROSWELL BANK President, C. C. FOSTER Roswell, Ga. Vice-President, J. J. SPALDING Cashier, J. H. POSTER RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s____________________$ 20,978.74 86,198.46 United States Securities------------- 50,000.00 SSttoactekoinf GFeeodregraial BRoesnedrsv-e--B--a-n--k-_-_-_-__--_ none none BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ 18,643.75 none Furniture and Fixtures-------------- 598.13 Other Real Estate Owned----------- 2,831.82 Due from Federal Reserve Bank.---- none Oash in Vault and Amounts De- posited with ADI>roved Reserve DAuegfernotms. _O_ -t_h_e_r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ 144,661.94 none none AChdevcaknscefsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._ Other Checks and Cash Items. ____ _ none none 827.81 Letters of Credit and Acceptances. none Overdrafts__ -------------------------_ 67.11 Other Total. A__s_s_e_t_s_._._--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_----$ - - -no-ne 324,807.76 LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved for Branches----- Suri>lus-----------------------------~ Undivided Profits-------------------Dividends Uni>aid-------------------Due to Banks------------------------Dei>osits SubJect to Check---------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Dei>osits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances. Reserve for Interest and Taxes_____ _ Bonds Borrowed.------------------- Other Liabilities._------------------- Total----------------------------------$ 25,000.00 none 25,000.00 11,458.02 86.00 none 192,559.31 none 67,093.96 none none 3,573.08 none none none none 37.39 none none 324,807.76 218 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE FARMERS BANK President, W. D. BOWERS Royston, Ga. Cashier, C. C. FAI~ Yice-President, (1\ione) RESOURCES; LIABILITIES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _ 147,121.94 100.00 none S5ttoactek oifn GFeeodregraial BRoesnedrvs-e--B--a-n-k--_-_-_-__--_ none none BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-__-_-_--_ Furniture and Fixtures_____________ _ Othir Real Estate Owned__________ _ none 4,216.41 3,159.31 3,114.56 Due from Federal Reserve Bank----- none Cash in Vault and Amounts De- vosited with Avvroved Reserve DAuegfernotms. _O__t_h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ 40,422.24 none 13,449.02 Advances on Other Commodities____ none Checks for Clearing House_________ _ 13,303.03 Other Checks and Cash Items _____ _ 883.81 LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c_e__s_--_ none none Other Assets-------------------------- none Tot al -- ___________________ ---- ______ --_$ ---225,770.32 AScaumvrvoitluaunlst_SR_t_oe_sc_e_k_rv_P_ea_d_i_df_o_ir_n_B-_-_r-_a-_n-_-_c-_h-_-e_-_s-__-__-__-__-__$ Undivided Profits-------------------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Devosit----Time Certificates of Devosit--------Savings Devosits--------------------Trust Funds on Devosit------------. Cashier's Checks--------------------Certified Checks---------------------Bills Payable------------------------Notes and Bills Rediscounted------Letters of credit and Accevtances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities............-------- TotaL... --.-.-.-.- .. ------ ....... -___$ 30,300.00 none 7,500.00 231.61 16.00 none H6,083.57 none 40,739.35 none none 899.79 none none none none none !lone none 225,770.32 STATEMENT Showing Condition at Close of Business December 31,1924 of the ROYSTON BANK President, LUTHER BOXD Royston, Ga. Cashier, J. F. LEE Vice-President, R. M. TURI\iER RESOURCES: Time Loans and Discounts..........$ 318,904.35 DUenmiteadndSLtaoteasnSse.c-uritie-s.......-_-_-_-_-_-_ 20,522.18 none State of Georgia Bonds....... ------- none Stock in Federal Reserve Bank..... . 2,700.00 BOathnekrinSgtoHckouasned__B__o__n_d__s_._-_-_-_-_-_-_-_-__-_-_--_ Furniture and Fixtures... __________ _ 1,932.00 8,013.19 4,982.62 DOutheefrroRmeaFl eEdsetraatle ROewsenrveed-B--a-n--k-.-.-_-_-_ 16,312.33 21,989.73 Cash in Vault and Amounts De- vosited with Avvroved Reserve Agents.......... ____ --------~--- 11,342.46 ADduveafnrcoems oOnthCeorttBona_n__k_s_-_-_-_-_-_-_-___-__-_- none 23,884.87 Advances on Other Commodities____ none Checks for Clearing House__________ 396.40 Other Checks and Cash Items...... 708.81 Letters of Credit and Accevtances.. none Overdrafts (if any)................... none Other Assets----------------- - - -3,0-00- .19 Total.... --------- ____ . _____ ..... __ ...$ 434,689.13 LIABILITIES. cAamvoituanltSRtoecsekrvPeadidfoirnB..r-a-n--c-h-e--s-_-_-_-_-_$ Survlus __ ----------------------------Undivided Profits-------------------Dividends Unvaid------------------- DDueveotsoitBs aSnukbise-c-t--t-o-Check-____-_-__-_-_-_ Demand Certificates of Devos!t..__ _ Time Certificates of Devosit..... ____ Savings Devosits-------- TCraushstieFru'snCdhseocnksD..e.v..o.s.i.t.-.-.-.-.-.-.-.-.-.-.-.-. Certified Checks-------------------- Bills Payable.---------------Notes and Bills Rediscounted------Letters of credit and Accevtances.. Reserve for Interest and Taxes..... BOothnedrsLBioabrriloitwieesd.._......._-______-___-_-_-_ Total................................$ 60,000.00 none 30,000.00 3,339.96 80.00 none 213,138.63 none 126,204.29 none none 1,926.25 none none none none none none none 434,689.13 "l DEPARTMENT OF BANKING 219 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF RUTLEDGE President, R. W. WALLACE Rutledge, Ga. Vice-Presidents, M. L. WALLACE, E. C. PO~DER Cashier, THOS. PEACOCK RESOURCES: Time Loans and Discounts.......... $ 72,972.29 DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e-s--__-_-_-_-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ 7,547.46 none none SOttohcekr iSntoFcekdsearanldRBesoenrvdes_B__a_n__k_-_-_-_-_--_ none none BFuarnnkiitnugreHaonudseF.i.x-t-u-r-e--s-_-_-_-_-_-_-__-_-_-_-_-_--_ Other Real Estate Owned. _________ _ I. 000.00 600.00 19,262.52 Due from Federal Reserve Bank_____ none Cash in Vaults and Amounts De- posited with Approved Reserve Agents.. ________ -------------------- 27,373.62 ADduveafnrcoems oOnthCeortBtoann_k_s__..__-_-_-_-_-_-_-_-_-_-_--_ none 11.051.52 Advances on Other Commodities.... Checks for Clearing House_________ _ none 2,135.59 Other Checks and Cash Items...... 135.05 LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_p__ta__n_c_e__s_.._ none none other TotaL _A__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-.$- none ---- 142,078.05 LIABILITIES ACampoituanltSRtoecsekrvPeadidfoirn-B-r-a--n-c--h-e-s--_-_-_-_-_$ Surplus------------------------------Undivided ProfitS-------------------Dividends Unpaid-------------------Due to Banks-----------------------DDeepmoasnitds CSeurbtjieficctattoesCohfeDckeo--o-s-f-t-_-_-__--_ Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's CheckS--------------------Certified Checks---------------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ BOothnedrs,LBiaobrirloitwieesd_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TotaL ___ .. _-_. ____ -________ -_____ ----.$ 25.000.00 none 25.000.00 1.597.13 none none 62.31-1.83 none 23,'762.50 3,001.50 757.39 444.68 none none none none none none none 1!2,018.05 STATEMENT Showing Condition at Close of Business December 31,1924 of the THE BANK OF CAMDEN COUNTY President, C. A. TAYLOR St. Marys, Ga. Vice-President, G. W. BRA~DON Cashier, J. F. HUGHES RESOURCES: Time Loans and Discounts----------$ 70,861.62 DUenmiteadndSLtaotaens sS-e-c--u-r-i-t-i-e-s-_-_-_-_-_-_-_-_-__-_-_--_ none none State of Georgia Bonds-------------- none SOttohcekr iSntoFcekdsearanldRBesoenrvdes _B__a_n_k__-_-_-_-_--_ none none BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 3,688.53 2,744.26 ODutheefrroRmeaFl eEdsetraatleROewsenrveed-B--a-n--k-_-_-__--_ 3,652.21 none Cash in Vault and Amounts De- posited with Approved Reserve Agents. ___ --- ________ --------------_ 9,542.37 Due from Other Banks-------------- none Advances on Cotton.. --------------- none AChdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d__it_i_e_s_._._._ none 1,299.39 Other Checks and Cash Items------- 723.33 Letters of Credit and Acceptances. none Overdrafts (if an:vl------------------- 5'47.93 Other Assets--------------------------- - - -no-ne TotaL---------------------------------$ 93,059.64 LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved for Branches.---Surplus. ______ ---- __ -----------------Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsi-e-c-t--t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit_____ Time Certificates of Deposit. ______ _ Savings DepositS--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable------------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes______ Bonds Borrowed---------------------Other Liabilities ------------------- Total..--------------------------------$ 15,000.00 none 10,000.00 392.04 nollie none ;)6,952.91 none 8,267. 73 5,285.00 none 263.49 none 8,787.00 8,lll.47 none none none none 93,059.64 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE CITIZENS BANK Sandersville, Ga. President, W. A. WRA Y, JR. Vice-President, D. B. MITCHELL, JR. Cashier, D. B. MITCHELL, JR. RESOURCES: Time Loans and Discounts----------$ DUenmiteadndSLtaoteasnsS_e_c__u_r_i_t_ies--_-_-__-_-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o_n__d_s________________________ __ FOuthrneirtRureealaEndstaFtiextOurwens-e-d-.-.---__-_-_-_-_-_--_ Due from Federal Reserve Bank----Cash in Vault and Amounts De- posited with Approved Reserve Agents. __ --------------------------DAduveafnrcoems oOnthCeortBtoann_k_s__..__-_-_-_-_-_-_-_-_-_-_--_ CAhdevcakncsefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items. ____ _ LOevteterdrsraofftsC(1r1edaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ Other Assets-------------------------- Tota.l..------- -------------------------.$ 202,678.26 22,174.87 none none none 13,000.00 none 6,054.62 1,190.00 none 16,668.11 none none none none none none 449.93 none 262,215.79 LIABILITIES: Capital Stock Paid in---------------$ Amount Reserved for Branches. --USunrdviVluids.e_d--P-r-o--f.it.s--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DiVidends Unpaid-------------------Due to Banks------------------------Deposits SubJect to Check---------TDiemmeaCn derCtifeirctaiftiecsaotefsDoef oDoesoi to. s_i_t_-_-_-_--_ Savings Deposits -------------------Trust Funds on Deposit------------Cashier's CheckS--------------------Certified CheckS---------------------BNiolltsesPaanydabBleil.l_s--R--e-d-i-s-c-o--u-n--te--d-_-_-_-_-_--_ Letters of Credit and Acceptances.. Reserve for Interest-----------------Bonds Borrowed---------------------Other Liabilities................... TotaL--------------------------------$ 50,000.00 none 28,459.14 none none none 52,604.71 none 8,042.88 none none 132.50 none 102,909.46 20,067.10 none none none none 262,215.79 STATEMENT Showing Condition at Close of Business December 31,1924 of the THE PEOPLES BANK President, W. D. BELL Sardis, Ga. Vice-President, W. W. HILLIS Cashier, M. P. CHANCE RESOURCES: Time Loans and Discounts__________$ 85,071.18 Demand Loans----------------------United states Securities------------S~te of Georgia Bonds-------------StoCk in Federal Reserve Bank...... none none none 950.00 BOathnekrinSgtoHcokus saen__d__B__o__n_d_s__-_-_-_-_-_-_-_-_-_-_--_ none 4,500.00 FOuthrneirtRureealaEndstFatiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ none none Due from Federal Reserve Bank..... 1,408.81 Cash in Vault and Amounts De- posited with Approved Reserve Agents._---------------------------- 5,568.53 Due. ;from Other Banks-------------- 5,016.50 Advances on Cotton-----------------Ad~ces on Other Commodities.... Checks for Clearing House__________ none none none Other Checks and Cash Items...... none Letters of Credit and Acceptances.. none OOtvheer.dr rAafstsse(t1s1--a-l-l-Y--l--------------------------------------- - none -9,4-70.-38 . otal----------------------------------$ 111,985.40 LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved for Branch811----Survlus. __ ---------------------------Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJ-e-c-t-t-o---C-h--e-c-k--__-_-_-_-_-_-_-_--_ Demand Certificates of Deposit... Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable------------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes... Bonds Borrowed--------------------Other Liabillties.- ------------------- Total. __ ..-..---... ----.-.--.-----.--.$ 25,000.00 none 6,000.00 15,801.!5 none none 42,783.93 none 2,794.29 none none 627.82 none none 18,396.06 none 582.15 none none 111,985.40 DEPARTMENT OF BANKING ~~~ STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF SASSER President, C. C. BRI:\1 Sasser, Ga. Cashier, B. H. HILL \"ice-President, J. C. JOINER RESOURCES: Time Loans and Discounts----------$ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-.-_-_-_-_-_-__-_-_-_-_--_ SSttoactek oifn GFieldoergraial BRoesnedrsv-e--B--a-n-k--.-_-_-__--_ Other Stocks and Bonds-----------BF uarnnkiitnugr eHaonuds eF.i.x.t.u. r-e- s- -_-_-_-__-_-_-_-_-_-_-_-_- -_ Other Real Estate Owned..... _____ _ Due from Federal Reserve Bank_____ Cash in Vaults and Amounts De- vosited with Avvroved Reserve Agents-----------------------------Due from Other Banks-------------Advances on Cotton----------------Advances on Other Commodities.... Checks for Clearing House... ______ _ Other Checks and Cash Items _____ _ LOevtetredrrseo.fftsC(riet daintya)n__d__A__c_c_e_v__t_a_n_c_e__s_--_ Other Assets-------------------------- Total.. _____ .--- ... ____ . __ ...... _.. __ ..$ 73,803.62 1.900.00 5,300.00 none 1, 750.00 650.00 2,192.50 4,000.00 none 4.680.53 21.533.90 8.269.62 none none none none 66.14 none none 124,151.36 LIABILITIES Cavital Stock Paid in----------------$ Amount Reserved for Branches.. _.. Surolus.-----------------------------Undivided Profits-------------------Dividends Unvaid-------------------DDuepeotsoitBs aSnukbsje--c-t--to--C--h--e-c-k--_-_-__-_-_-_-_-_--_ Demand Certificates of Deposit____ _ Time Certitlcates of Deooslt--------TSaruvisntgFsuDnedosoosnltsD. _e_o__o-s-l-t.--__-_-_-_-_-_-_-_-_-_--_ Cashier's Ohecks--------------------Oertitled Checks------------------ ___ _ Bills Payable__ ----------------------Notes and Bills Rediscounted....... LReetsteerrvse offorCIrnetdeirteasnt danAdccTeavxteasn_c_e__s_.-_ Bonds. Borrowed--------------------Other Llablllties._ ------------------- Total----------------------------------$ 25,000.00 none 32,500.00 3,258.14 none none 54,546.49 none 8, 166.56 none 680.17 none none none none none none none none 124,151.36 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, l92l of the CITIZENS & SOUTHERN BANK, SAVANNAH, GA. AND ITS BRANCHES (Consolidated) .-\.s Called for by the Superintendent of Banks PARENT Presidcnt, ~IILLS B. L.-\.XE Vice-Presidents, GORDON L. GROOYER, Wm MCRPHY Vice-President and Cashier, W. B. SPAl\X, JH. LIBERTY STREET BRANCH, SAVANNAH, GA. President. ~fiLLS B. LANE Vice-President, R. L. DENMARK Yice-l'resident and Cashier, E. L. SCHIRM ~\ssistant Cashier, F. T. NICHOLS, JR. MARIETTA STREET OFFICE, ATLANTA, GA. President, }IlLLS B. LANE First, Vice-President, H. LAKE YOUNG Executive ::\fanager, W. W. BAl\KS Vice-President and Trust Officer, TIIOS. C. ERWIN Cashier, HE~RY S. COREl\ CENTRAL OFFICE, ATLANTA, GA. President, :\!ILLS B. LAl\E Vi-ce-Presidents, A. ::\1. BERGSTHONJ, HEl\RY C. HEINZ CARL H. LEWIS Cashier, THOS. I. .MILLER MITCHELL STREET OFFICE, ATLANTA, GA. Yice-1'r~sidents, H. S. COHEN, A. J. STITT ' Cashier, C. E. SHEPARD TENTH STREET OFFICE, ATLANTA, GA. Cashier, E. T. JOHJS"SOI\ President, ~IILLS B. L.-\.1'\E AUGUSTA, GA. Vice-Presidents, I. S. FERGUSO~. T. G. TARVE,!l Cashier, H. HAL HILL Presi,Jent, ::\IILLS B. LANE MACON, GA. Vice-Presidents, E. C. SCOTT, GEO. B. CLARKE Cashier, A. E. BIRD, JR. RESOURCES Time Loans and Discounts__________$ 35,742,570.17 SUDtneamitteeadnodfSGLtaeotoearsngsSi-ae-c-B-u-or-in-td-ie-s-s.-..-..-._-_.-_.-_.-_._-._-._-._-.-._-_. 8,104,959.60 141,828.94 none Stock in Federal Reserve Bank..... . 165,000.00 BOathnekrinSgtoHckosusaen_d__B__o__n_d_s__._._._._._._._._._._.._ Furniture and Fixtures_______, ____ __ 1.618,575.47 740,178.57 368,413.19 Other Real Estate Owned _________ __ 693.469.38 Due from Federal Reserve Bank..... 5, 793,880.93 Cash in Vault and Amounts De- t>OS!ted with At>t>roved Reserve Agents.. ___ ------------------------- 2.734,329.11 Due from Other Banks.------------- 4,648,308. 73 Advances on Cotton----------------- none Advances on Other Commodities.... none Checks for Clearing House......___ _ 2.136,125.99 Other Checks and Cash Items .. __ 299,199.29 LOevteterdrsraofftsC(1r1edaintya)n__d__A__c_c_e_t_>_t_a_n_c__e_s_.._ Other Assets.. __ .... __ .. _.... __ ....... 2' 154' 248.61 13,109.04 888.98 TotaL._ ..... _......... ---- ............$ 65,355,086. oo LIABILITIES Cat>ita1 Stock Paid in................$ 3,000,000.00 Amount Reserved for Branches.... . none Surt>lus.. ----------------------------Undivided Profits.------------------Dividends Unt>aid.................... 2,500,000.00 174,415.63 22,899.00 Due to Banks......................... 13,217,058.85 Det>osits Subject to Oheck... ------- 21,941,422.24 Demand Certificates of Det>osit____ _ 52,410.00 Time Certificates of Det>osit--------- 1,746,922.12 Savings Det>osits. -------------------Trust Funds on Det>osit------------- 17,898,029.71 53,386.19 Oashier's Checks--------------------Certified Checks---------------------- 384,228.74 42,833.74 Bllls Payable... ---------------------Notes and Bllls Rediscounted------- none 1,809,500.00 Letters of Credit and Acceptances.- 2.154,248.61 Reserve for Interest and Taxes------ 128,486.15 Bonds Borrowed.. ------------------Other Liabillties... ------------------ none 229,245.02 TotaL.. -........... __ --.---.----.- ...$ 65,355,086.00 l DEPARTMENT OF BANKING 223 STATEMENT Showing Condition at Close of Business December 31, 1924 of the CITIZENS TRUST COMPANY Savannah, Ga. Presid?JJ', HUGO I. FRANK Vice-Presidents, GEO. II. SMITH, CHAS. P. ROWLAND Cashier, D. W. A~DREWS RESOURCES: Time Loans and Discounts_________ _ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e--s-_-_-__-_-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_______________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank __ . Cash in Vault and Amounts De- vosited with Avvroved Reserve Agents... --------------------------Due from Other Banks. __ ----------Advances on Cotton._.-------------Advances on Other Commodities. __ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c_e__s_.._ Other Assets-------------------------- TotaL.-------------_-------------_-_.$ 966.263.85 178.567.97 12,033.00 none 11,250.00 6.990.00 60,000.00 10.716.93 9,318.12 64,632.74 67' 791.81 24,828.48 none none none 1,101.92 none 2,738.34 256,235.69 I, 672,468. 85 LIABILITIES: Cavita1 Stock Paid in _______________$ ASumrooluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n_c__h_e_s____-_--_ Undivided Profits ------------------DDiuveidtoenBdsanUknsv__a_i_d_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Dei>osits Subject to Check_________ _ Demand Certificates of Dei>osit----Time Certificates of Dei>osit________ _ Savings Dei>osits--------------------Trust Funds on Dei>osit------------Cashier's Checks--------------------Certified Checks. ___ ----------------BNiolltsesPaanydabBleil.l_s-R--e-d--i-s-c-o--u-n-t-e-d--_-_-_-__-_--_ Letters of Credit and Accevtances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed.... ----------------Other Liabilities... ------------------ 300,000.00 50,000.00 75,000.00 20,931.97 217.00 12,916.62 436,170.15 6,705.52 82,975.00 445, 793'.00 15,172.54 740.40 806.11 none 222,324.59 none 2,715.95 none none TotaL. __ ___ ----- _____ . ______ . _____ ..$ 1, 672,468.85 STATEMENT ShowingJCondition at Close of Business December 31, 1924 of the THE EXCHANGE BANK Savannah, Ga. President. A. J. G,\.RFU.'\KEL Vice-President, JOHN J. POWERS Cashier, .JOHX .J. POWERS RESOURCES: Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsS.e-c--u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank...... Other Stocks and Bonds... --------Bank1ng House.. _.. ----------------FOuthrneirtRureealaEndstaFtiextOurwens-e-d-_-_-.-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank----Cash 1n Vault and Amounts De- vosited with AI>I>roved Reserve DAuegfernotms..O--t-h-e-r--B--a-n--k-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ AChdvecaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items...... OLevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e__v_t_a_n_c__e_s_._ Other Assets-------------------------- TotaL .. ------------------------------$ 1,100,940.80 288,660.62 2,750.00 none none 2,250.00 166,586.20 133.209.45 none 343,082.19 none none none none 4,015.02 none !, 947.66 none 2.~43.441. 94 LIABILITIES: Cai>ital Stock Paid 1n----------------$ ASumrooluunst__R_e_s-e_r_v__e_d__f_o_r__B__r_a_n__c_h_e-s--------Undivided Profits __________________ __ Dividends Uni>aid-------------------Due to Banks------------------------Dei>osits Subject to Check --------Demand Certificates of Dei>osit..... Time Certificates of Devosit--------Savings Dei>OSits--------------------Trust Funds on Dei>osit------------CC earsthi fi ei erd' s CChheecckkss. -. .-.-.-.-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- - Bills Payable.. _---------------------Notes and Bills Rediscounted--~--- Letters of Credit and Accevtances. Reserve for Interest and Taxes...... Bonds Borrowed---------------------Other Liabilities.. ------------------- 200,000.00 none 100,000.00 30,953.61 671.00 59,254.08 813,947.14 199,818.04 12,500.00 616,613.75 2,552.90 145.43 1,110.99 none none 5,875.00 none none none TotaL---------------- .. ------------ ..$ 2, 043,441.94 "1 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 of the GEORGIA STATE SAVINGS ASSOCIATION President, HEXRY BLl~N Savannah, Ga. Vice-Presidents, J. F. BUCKNER, H. H. BACON Secretary, E. B. PATRICK RESOURCES: Time Loans and Discounts__________$ UDnemiteadndSLtaotaens sS-e-c--u-r-i-t-ie--s-.-_-_-__-_-_-_-_-_-_-_--_ SSttoactek of in GFeeodregraial BReosnedrvs-e-B--a--n-k--_-_-__-_--_ Other Stocks and Bonds ___________ _ Banking House _____________________ _ FOuthrneirtRureealaEnsdtaFtiextOuwrense--d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _ Cash in Vaults and Amounts De- I>osited with AI>I>roved Reserve Agents. _____________ ---------------ADduveafnrcoems oOnthCeortBtoann_k_s_.____-_-_-_-_-_-_-_-_-_-_--_ CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items.. ___ _ LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_i_>_t_a_n_c_e__s_.._ Other Assets... _____ ------------------ TotaL---------------------- __________ $ 4,183,639.58 19,522.67 71,450.00 none none 57.500.00 75,000.00 1.00 83,390.47 none 1,118,706.81 none none none 1.618.57 559.19 none none 66,134.10 5,677.522.39 LIABILITIES Cai>ital Stock Paid in________________$ Amount Reserved for Branches.... Suri>lUS-----------------------------Undivided Profits-------------------Dividends Uni>aid-------------------DDeuie>otositBs aSnukbsie--c-t--t-o---C--h-e-c-k--_-_-_-__-_-_-_--_ Demand Certificates of Dei>osit..... Time Certificates of Dei>OSit--------Savings Dei>osits -------------------Trust Funds on Dei>osit------------Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaanydabBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Accei>tances.. Reserve for Interest and Taxes_____ _ Bonds. Borrowed--------------------Other Liabilities.. _----------------- 325,000.00 none 325,000.00 354.314.74 none none none none 2,794,455.70 l, 774,707.49 none 816.34 220.55 none none none 59,670.27 none 43.337.30 TotaL. ___ ----------------------------$ 5,677.522. 39 STATEMENT Showing Condition at Close of Business December 31, 1924 of the LIBERTY BANK AND TRUST CO. President, HENHY BLUN Savannah, Ga. Vice-President, HAL H. BACON Cashier, C. A. McCARTY RESOURCES: Time Loans and Discounts.........$ DUenmiteadndSLtaoteasnsS-e-c--u-t-i-r-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ SSttoactek oifnGFeeodregriaal BRoesnedrvs-e--B--a-n-k--_-_-_-__--_ BOathnekrinSgt9Hckosusaen_d__B__o__n_d__s_______________________ __ FOuthrneirtuRreealanEdstFatiextOurwens-e-d--_-_-_-__-_-_-_-_-_--_ Due from Federal Reserve Bank. Cash in Vault and Amounts De- I>osited with AI>I>roved Reserve Agents.. ____ -----------------------ADduveafnrcoems oOnthCeortBtoann_k_s__-_-_-_-_-_-_-_-_-_-_-_-_--_ AChdevcaknscefso ro nC lOe at hr ienrgCHoomums eo_d__it_i_e_s__._. ._ Other Checks and Cash Items. ____ . LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_i_>_t_a_n_c_e__s_.._ Other Assets-------------------------- Total... ------------ ...... _______ ... _.$ !, 976' 799 .45 550,994.32 none none 19,500.00 735.382.23 250,000.00 none 59,476.58 186.158.60 495,275.07 140.026.78 none none none 4,650.83 none 8.551.56 12,090.65 4 .438, 906.07 LIABILITIES: ACami>oiutanltSRtoecsekrvPeadidtoirn-B--r-a-n--c-h-e--s-_-_-_-_-_$ Suri>lUS -----------------------------Undivided Profits -----------------Dividends Uni>aid-------------------DDeuie>otositBs aSnukbsie__c_t_to--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Dei>osit... Time Certificates of Dei>osit..... Savings Dei>OSits ----------- Trust Funds on Dei>osit------------Cashier's Checks--------------------Certified Checks.. ------------------Bills Payable..........-------------Notes and Bills Rediscounted...... Letters of Credit and Accei>tances. Reserve for Interest and Taxes.... Bonds Borrowed -------------------Other Liabilities.....------------- 300,000.00 none 350,000.00 186.867.88 903.00 735,163.53 1.214,168.34 25,288.58 260.294.45 1.345,097.08 none none 455.06 none none none none none 20,668.15 TotaL. .._ ____ . ___ .. ______ -------_._--.$ 4, 438,906.07 'l DEPARTMENT OF BANKING STATEMENT Showing Condition at Close of Business December 31, 1924 of the SAVANNAII BANK AND TRliST COMPANY Savannah, Ga. President, COURTKEY THORPE ViC'e-Presidents, ~I. D. PAPY, F. W. CLARKE, JOHN J. COR~ELL Cashier, C. W. COOLIDGE Assistant Cashier, JOS. H. THOMPSON RESOURCES: Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsSe-c--u-r-i-t-ie--s-.-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds...__________ _ Stock in Federal Reserve Bank-----BOathnekri nSgtoHckosusaen_d__B__o__n_d_s__. _____-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ DOutheefrroRmeaFl eEdsetraatleROewsenrveed B--a-n--k-_-_-_-_-_ Cash in Vault and Amounts De- vosited with Aooroved Reserve DAuegfernotms--O--t-h-e-r--B--a-n--ks-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ---------------CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items------LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_o__t_a_n_c_e__s_.._ Other Assets-------------------------- TotaL--------------------:-----------~ 3,549,738.42 l, 787,247.52 2,370.50 none 42,000.00 394,668.75 537,384.84 none 11.016.47 126,492.59 711,905.85 264' 336.50 none none none 2' 434.36 443,112.14 8.348.60 none 7, 881,056.54 , LIABILITIES: Caoital Stock Paid in________________ $ ASumrooluunst_R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s_.____-_--_ Undivided Profits ------------------Dividends Unoaid.... --------------Due to Banks .. ------------------Deoosits SubJect to Check... ------Demand Certificates of Deoosit..... Time Certificates of Deoosit________ _ Savings Deoosits. _------------------TCraushstieFru'snCdhseocnksD__e_o__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------BNiolltsesPaanydabBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceotances. _ Reserve for Interest and Taxes...... Bonds Borrowed. __ -----------------Other Liabilities... ------------------ 700,000.00 none 700,000.00 72,229.41 132.50 796,699.78 l, 765,435.28 64,000.00 86,573.55 l, 770.563.45 130,754.75 177,731.95 3,635.06 800,000.00 451,037.86 343,874.12 none none 18,388.83 TotaL _________ ---------- _______ .. ___ .$ 7,881,056.54 STATEMENT Showing Condition at Close of Business December 31, 1924 of the WAGE EARNERS SAVINGS BANK . Savannah, Ga. President, L. E. WILLIA~IS Vice-Presidents, SOL. C. JOIIXSOX, DR. J. ,V. JE::\IERSON Cashier, R. A. HARPER RESOURCES: Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e-s--_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdves_B__a__n_k__._._._._.._ BFuarnnkiitnugreHaonudseF_i_x__tu-r-e-s--_-_-_-_-__-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- oosited with Aooroved Reserve Agents-----------------------------Due from Other Banks.------------Advances on Cotton .. _-------------AChdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._._. Other Checks and Cash Items...... Letters of Credit and Acceotances.. Overdrafts (if an:vl------------------Other Assets.......................... TotaL--------------------------------1 837,172.36 none 31,000.00 none none 159,975.00 86.212.23 10,554.48 31,300.70 none 20,887.16 none none none 1,040.34 940.01 none none none 1,179 ,082. 28 LIABILITIES: Caoital Stock Paid in..............$ Amount Reserved for Branches..... Surolus.... ------------ __ ------------Undivided Profits.................... DDiuveidtoenBdsanUknso__a_i_d_._._._._._._._._._._._._._._._._._._._. Deoosits SubJect to Check._-------Demand Certificates of Deoosit..... T_ime Certificates of Deoosit. _______ _ Savings Deoosits------------------- Trust Funds on Deoosit.-----------Cashier's Checks..................... Certified Checks...................... BNiolltsesPaanydabBleil-l-s--R-e--d-i-s-c-o--u-n-t-e--d-.-.-.-.-.-.Letters of Credit and Acceotances.. Reserve for Interest and Taxes...... BOot hnedrs LBioabr rioliwtieesd_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_ 50,000.00 none 25.000.00 1,153.48 1,012.50 none none none 263,700.00 753,582.83 none 1,066.95 696.02 82.000.00 none none 870.50 none none TotaL---------------------------- ....$ 1,179,082.28 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December:31, 1924 of the BANK OF SCOTLAND President, E. H. HERRMAN Scotland, Ga. Cashier, J. D. McLEOD Vice-President, J. T. ELDER RESOURCES: Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e--s-_-_-_-__-_-_-_-_-_-_-_--_ State ot Georgia Bonds_____________ _ BSOtatohncekkriinSngtoFHcekodsuesarean_ld_R_B_e_so_en_r_vd_es___B____a__n__k____-__-__-__-__--__ Furniture and Fixtures_____________ _ Other Real Estate Owned_---------Due from Federal Reserve Bank----Cash in Vault and Amounts De- vosited with Avvroved Reserve lll. 931.42 3,275.00 none none none 167.75 3,459.56 2.324.76 4.874.85 none Agents__ ---------------------------ADduveafnrcoems oOnthCeorttBona_n__k_s___:_-_-_-_-_--_-_-_-_-_-_Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items______ LOevteterdrsraofftsC(rief danity)a_n__d__A__c_c_e_v_t_a_n_c_e_s_____ 30.767.07 nnoonnee none 2,064.93 none none 1.108.85 Other Assets-------------------------- none TotaL ________________________________$--.159.974.19 LIABILITIES: Cavital Stock Paid in________________$ Amount Reserved for Branches ____ _ USunrdvilvuisd-e_d--P-r-o--f-it-s--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unvaid-------------------Due to Banks------------------------Devosits Subiect to Check---------Demand Certificates of Devosit----TSaimviengCseDrtiefvicoastietss_o__f_D__e__v_o_s__it_-_-_-_-_-_-_-_--_ TCraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ BNiolltsesPaaynadbBleil_l_s--R-e--d-i-s-c-o--u-n-t-e-d--_-_-_-__-_--_ BLReeostnteedrvrsseBofoofrrCroIrnwetdeeidrte_a_s_nt_d_a_nA__dc__cT_e_av_x_te_as_n__c___e___s__--__ Other Liabilities __ ------------------- TotaL---------------------------------~ 25.000.00 none 5, 000.00 16,533.26 none none 63.185.74 none 49,617.57 none none 615.62 16.00 none none none none none 6.00 159,974.19 STATEMENT Showing Condition at Close f Business December 31, 1924 of the FARMERS AND MERCHANTS BANK President, R. L. HARDY Senoia, Ga. Vice-Presidents, C. C. McKNIGHT, L. L. HUTCHINSON, Cashier, H. G. HUTCHINSON R. W. FREEMAN RESOURCES: Times Loans and Discounts_________$ 220.103.05 DUenmiteadndSLtaotaens sS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ 28.292.18 1.300.00 none OSttohcekr iSntoFcekdsearanldRBesoenrvdes_B__a_n_k__s_-_-_-_--_ 650.00 none Banking House----------------------Furniture and Fixtures-------------- 1.000.00 none Other Real Estate Owned----------Due from Federal Reserve Bank----Cash in Vault and Amounts De- 27.950.59 none vosited with AI>vroved Reserve DAuegfernotms-_O--th--e-r--B-a-n-k--s_--_-_-_-_-_-_-_--_-_-_-_-_-_- 49.1n5o7.n77e AAddvvaanncceess oonn COothtteornC.-o-m--m--o-d-it-i-e-s-_-_-_-_- 26.591.81 none Checks for Clearing House---------Other Checks and Cash Items___ __ 267.70 1.988.80 Letters of Credit and Accevtances__ none OOvtheerdrrAafstsse(tisf-a--n-:-v->---------------------------------------- - - none -1-38.-63 Total------------------ ________________$ 357.440.53 LIABILITIES ACamvoituanltSRtoescekrvPeadidtoirn-B-r-a--n-c--h-e-s--_-_-_-_-_$ Survlus ----------------------------Undivided Profits ------------------Dividends Unvaid-------------------Due to Banks------------------------Devosits Subject to Check.--------Demand Certificates of Devosit--- __ TSaimviengCseDrtiefvicoastietss_o__f_D__e__p_o_s__it_-_-_-_-_-_-_-_--_ TCrausshtieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ BNiolltsesPaaYndabBleil_l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Accevtances-Reserve for Interest and Taxes-----Bonds Borrowed_.------------------Other Liabilities--------------------- Total----------------------------------$ 50.000.00 none 50,000.00 14.398.82 4.124.00 none 126.741.95 no. none 781.40 none none 1.394.36 none none none none none none none 357.440.53 DEPARTMENT OF BANKING STATEMENT Showing Condition at Close of Business December 31, 1924 of the CITIZENS BANK President, D. K. HARVEY Shady Dale, Ga. Cashier, 0. H. BAKKS Vice-Presid.ent, J. H. YOUNG RESOURCES: Time Loans and Discounts__________$ Demand Loans______________________ _ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d___B_o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures-------------Other Real Estate Owned----------Due from Federal Reserve Bank----Cash in Vault and Amounts Ds- posited with AI>proved Reserve Agents.. --------------------------Due from Other Banks ------------CAAhddevvcaaknnscceefssoroonCn lCOeaothrtitenorgnC.H_o-om-u-ms-e-o-_d-_-_it_-i_-e_-s_-__-__-_-__ Other Checks and Cash Items- ____ _ Letters of Credit and Acceptances.. Overdrafts (if allYl------------------- Other Assets-------------------------T o t a L _________________________________ $ 27' 704.03 21,180.58 none none none none none 7' 168.99 2,000.00 none 9,100.07 none none none none none none none 400.00 67,553.67 LIABILITIES: Cat>ital Stock Paid in _______________ $ Amount Reserved for Branches----USunrdnivluids.e.d_-P-r-o--f-i-ts--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------Due to Banks------------------------Dei>osits SubJect to Check----------Demand Certificates of Det>osit----Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable. ---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances._ Reserve for Interest and Taxes_. ___ _ BOot hnedrs LBioarbriollwtieeds -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ TotaL---------------------------------$ 30,000.00 none none 1,330.81 none none 28,954.89 none 3,539.42 none 574.27 154.28 none 3,000.00 none none none none none 67,553.67 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF SHARON President, J. W. FALLIN Sharon, Ga. Cashier, 0. G. STONE Vice-President, W. R. MOORE RESOURCES: Time Loans and. Discounts---------$ Demand Loans_______ ---------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds------------Banking House.. __ -----------------Furniture and Fixtures-------------Other Real Estate Owned----------Due from Federal Reserve Bank---Cash in Vaults and Amount Ds- I>OSited with AI>I>roved Reserve Agents._--------_---------- __ ------ADduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-_-__-_-_-_-_-_-_-_--_ Advances on Other Commodities____ Checks for Clearing House---------- LOetthteerrsCohteCckrsedaintda. nCdasAhcIcteepmtasn-c- es-.- Overdrafts (if an:v>------------------Other Assets---------_---------------- TotaL _____________ -------------------$ 85,766.81 2,350.00 2,000.00 none none none none 735.00 none none 59,565.83 none 433.37 none none none none 622.14 norte 151,473.15 LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved for Branches----SUunrdnivluids.e_d--P-r-o--f-it-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-__-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable-------------------------Notes and Bills Rediscounted---- -Letters of Credit and Acceptances Reserve for Interest and Taxes-----Bonds Borrowed---------------------Other Liabillties.- ------------------- Total----------------------------------$ 15,000.00 none 23,000.00 13,295.83 none none 68,527.69 none 31,649.63 none none none none none none none none none none 151,473.15 228 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924. of the SHARPSBURG BANKING CO. President, J. R. COLE Sharpshurg, Coweta County, Ga. Yice-Presidcnt, .J. C. HA.RRIS Cashier, L. S. McLEAN RESOURCES: Time Loans and Discounts----------$ Demand Loans----------------------United States Securlties----------~- State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds-----------BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned----------Due from Federal Reserve Bank----Cash in Vault and Amounts De- vosited with Avvroved Reserve DAuegfernotms._O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities____ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_o__t_a_n_c_e__s____ Other Assets-------------------------- TotaL---------------------------------$ 25,185.13 839.65 none none none none 1,598.36 1,222.22 none none 13,296.65 none 216.63 6,014.68 22.31 139.69 none 119.86 none 48,655.18 LIABILITIES: Cat>ital Stock Paid in----------------$ Amount Reserved for Branches----SUunrdoilvuisd_e-d--P_r_o_ -f-i-t-s-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unt>ald-------------------DDeute>otositBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Devosit----Time Certificates of Deoosit--------Savings Deoosits--------------------TCraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------BNiolltsesPaanyadbBleil_l_s_ R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceotances. _ Reserve for Interest and Taxes-----Bonds Borrowed---------------------Other Liabilities--------------------- TotaL--------------------------------$ 15.000.00 none 10,000.00 814.08 none none 22.787.47 36.00 none none none . 17.63 none :-1.one none none none none none 48.655.18 STATEMENT Showing Condition at Close of Business December 31,1924 of the SHELLMAN BANKING CO. President, W..J. OLIYER Shellman, Ga. Vice-President, .JAS U. WOOTE~ Cashier, THOS. R. ARTHUR RESOURCES: Time Loans and Discounts----------$ DUenmiteadndSLtaoatenss-S--e-c-u-r-i-t-ie--s-_-__-_-_-_-_-_~_-_-_-_-_ SSttoactek oinf GFeedoergraial BReosnedrvs-e-B--a--n-k--_-_-__-_--_ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank---_ Cash in Vault and Amounts De- I>osited with Avt>roved Reserve . DAuegfernotms--O--t-h--e-r-B--a--n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_ie__S_-_-_--_ Other Checks and Cash Items_----LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c_e__s____ Other Assets-------------------------- Total__ -------------------------------_$ 100,940.67 3,000.00 5,000.00 none none 450.00 6,117.09 3, 796.00 none none 11,795.82 265.27 19,554.22 none none 169.70 none 190.77 none 151,279.54 LIABILITIES: caoital Stock Paid in _______________ $ Amount Reserved for Branches----SUunrdoilvuids-e-d--P-r-o--f-i-ts--_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Dividends Unoaid-------------------Due to Banks-----------------------Deoosits Subject to Check---------Demand Certificates of Deoosit----TSaimviengCseDrtiefoicoastietss_o__f_D__e__o_o__s_i_t_-_-_-_-_-_-_--_ CTraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ BNiolltsesPaanyadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e-d--_-_-__-_-_--_ Letters of Credit and Acceptances-Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabllitles--------------------- TotaL--------------------------------$ 25,000.00 none 30,000.00 1,491.03 2.000.00 none 62,942.62 none 19,178.31 none none 667.58 none 10.000.00 none none none none none 151.279.54 DEPARTMENT OF BANKING STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF SII,OAM Siloam, Ga. President, .J~O. F. HOLDEK Vice-President, J. B. DOLYIX Cashier, W. 2\f. REYl\'OLDS RESOURCES: Time Loans and Discounts..........$ Demand Loans.. _................ _.. _ 45,648.77 none United States Securities............. none State of Georgia Bonds.............. none Stock in ~eral Reserve Bank.... .. none BOathnekrinSgtoHckosusaen.d...B..o.n_d__s_._._._._._._._._._._..___ none 2,500.00 Furniture and Fixtures.............. 1,500. 00 Other Real Estate Owned........... none Due from Federal Reserve Bank... .. none Cash 1n Vault and Amounts D~r :oosited with A:o:oroved Reserve DAuegfernotms.-O--t-h-e--r-B- .a.n..k.s-.-.-.-.-.-.--_-__--.-.-.-.-_ 26,285.21 5,000.00 Advances on Cotton................. none Advances on Other Co=odities.... none Checks for Olearing House.......... none Other Checks and Cash Items...... 643.21 Letters of Credit and Acce:otances.. none Overdrafts (if an:v)_.... _........ -- ... 199.96 Other Assets. __ .. _.. __ .. _. . . . . . _.. -- .. - - - -no-ne Total.... -._ ...... _.. _._._ .............$ 81,777.65 LIABILITIES: Ca:oital Stock Paid in................$ Amount Reserved for Branches..... US unrdvilvui ds .e.d. .P.r-o- -f-i t-s- -. -. -. -. -. -. -. -. -.-.-.-.-.-.-.-.-.-.-.-. Dividends Unvaid.... _............ _.. Due to Banks...... _................ .. Devosits Subject to Check.--------Demand Certificates of Devosit..... Time Certificates of Devosit........ Savings Devosits....----------------Trust Funds on DeDOSit........... .. Cashier's Checks--------------------Certified Checks.................... .. Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and AcceDtances.. Reserve for Interest and Taxes.... __ Bonds Borrowed....... c ........... .. Other Liabilities..................... Total----------------------------------$ 15,000.00 none 10,000.00 9, 751.13 14.40 none 27,116.98 none 19,895.14 none none none none none none none none none none 81,777.65 STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF SMITHVILLE !'resident, "\V. A. JOl\'ES Smithville, Ga. Cashier, A. P. LAKE Vice-President, C. MATHIS RESOURCES: Time Loans and Discounts..........$ Demand Loans...... __ .. _.. ___ ...... _ United States Securities............ . State of Georgia Bonds-------------SOttohcekr iSntoFcekdsearanldRBesoenrdves _B__a_n__k_._._._._.._ Banking House...._________________ __ Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank.... . Cash in Vault and Amounts D~r vosited with ADvroved Reserve Agents.- ... ------------------------ADduveafnrcoems oOnthCeortBtoann_k_s__.-_-_-_-__-_-_-_-_-_-_--_-_ AChdvecakncsefsorOIO). lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items...... Letters of Credit and AcceDtances.. Overdrafts (if any) .. _.... ______ .... .. Other Assets........ _..- .........- .. .. TotaL........ _........ ___ ..... _.. _....$ 57,095.28 1,827.72 none none none 4,500.00 2,000.00 2,977.69 4,940.29 none 13,986.14 none none none 370.67 186.69 none 98.65 7,021.35 95,004.48 LIABILITIES: CaDital Stock Paid in................$ ASumrooluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e__s_._._._.._ Undivided Profits.................... DDiuveidteonBdsanUknsv..a_i_d__._._._._._._._._._._._._._._._._._._. ._ Devosits Subject to Check.. -------Demand Certificates of DeDosit..... Time Certificates of DeDosit...... _.. Savings DeDOSits.. ----- ...... -- .. _.. Trust Funds on DeDOSit............ . CCaersthifieierd'sCChheecckkss............... _-_-_-.-.-.-.--.-.-_-__--_-_ Bills Payable.-----------------------Notes and Bills Rediscounted....... Letters of Credit and AcceDtances.. Reserve for Interest and Taxes...... Bonds Borrowed.. __ .. _...... _...... .. Other Liabilities................... _. Total.. -.-- .. ----- .. --------.-------- .. $ 25,000.00 none 5,000.00 none none none 39,590.56 none 23,285.27 none none 2,128.65 none none none none none none none 95,004.48 ~30 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924. of the BANK OF SMYRNA President, J. GID MORRIS Smyrna, Ga. Vice-President, J. W. RIDLEY Cashier, G. W. TATUM RESOURCES: Time Loans and Discounts..........$ Demand Loans----------------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank..... Other Stocks and Bonds........... BFOuathrnneklritnuRgreeaHlaoEnudssteaF.t.iex--tO-u-rw-e-ns-.-e.-d.-.-..-..-_.-_.-_.-_.-_._-_-_.--_ Due from Federal Reserve Bank.... Cash In Vault and Amounts DeDAuveogsfelrntoetmsd..O.w.ti_ht.eh_r__B_A.ap.n.p_kr.os__v.__e__d_._._-R_-_-e_-s_-e__r__v__e__ Advances on Cotton----------------CAhdevcaknscefsoronClOeatrhienrgCHoomumseo.d. _it_i_e_s__._.._ Other Checks and Cash Items...... LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_._ Other Assets-------------------------TotaL. __....._.. __ ..._._._._. _____ ._ .. $ 150,208.97 none none none none 3,000.00 2,409.31 2,942.74 7,680.08 none 8, 745.11 3,393.00 none none 1,013.86 none none 140.15 120.00 179,653.22 LIABILITIES: Capital Stock Paid In----------------$ Amount Reserved for Branches.. --SUunrdpivluids.e.d--P-r-o--f-it-s--_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------Due to Banks-----------------------Deposits SubJect to Check---------Demand Certificates of Deoos!t.... Time Certificates of Deposit . -----Savings Deooslts -------------------TCraushstieFru'snCdhseocnksD. _e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks. __ .----------------BNiolltsesPaanyadbBleil.l.s. R- -e-d- -i-s-c-o- -u-n-t-e-d- -.-.-.-. -. .-Letters of Oredlt and Acceptances. Reserve for Interest and Taxes..... Bonds Borrowed -------------------Other Liabilities.. ------------------ Total.. ------. _______ . ____ .... ______ ...$ 16,300.00 none 4,000.00 2,265.66 4.00 none 53,702.37 none 45,501.27 50,210.71 none 169.21 rrone 7,500.00 none none none none none 179,653.22 STATEMENT Showing Condition at Close of Business December 31,1924. of the SOCIAL CIRCLE BANK Social Circle, Ga. President, F. S. ETHRIDGE Vice-President, W. B. SPEARMAN Cashier, W. S. McKIBBEN RESOURCES: TDiemmeaLnodaLnosaannsd..D..l.s.c..o.u_n__t_s_.__._.__._._._.._$ 00,860.37 26,950.00 United States Securities............ none State of Georgia Bonds..------------ none Stock in Federal Reserve Bank.... none BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-__-_-_-_-_--_ Furniture and Fixtures......_______ _ none 3,500.00 1,500.00 Other Real Estate Owned----------- none Due from Federal Reserve Bank... none Oash In Vault and Amounts De- posited with Approved Reserve Agents._. __ ----. _____ --------------- 34,899.21 Due from Other Banks.. -----------AAOddhvvecaaknnscceefssoroonCn lOOeaothrtitenorgnC.Ho.om-u-ms-e-o.-d.-i-_t_-i_-e_-s_-_-._.-_ 17,500.00 none none none Other Ohecks and Oash Items...... none Letters of Oredlt and Acceotances. none OOvtheerdrrAafstsse(tisf-a--n-Y--l--------------------------------------- - - 3.57 -no-ne Total.--...--.-.--------------.----.$ 135.213.15 LIABILITIES: Oapital Stock Paid ln.--------------$ Amount Reserved for BrancJJ.es.. SUunrdpilvuids .e.d- -P-r-o- -f-i t-s- -__-_-_-_-_-_-_-_-__. -_-_-_-_-__-_-_- -_ Dividends Unpaid-------------------Due to Banks------------------------Deposits SubJect to Oheck --------Demand Certificates of Deoosit.... Time Certificates of Deposit...... Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Ohecks------------------- __ Oertlfied Ohecks. __ -----------------BNiolltsesPaanydabBleill.s-R--e-d--i-s-c-o-u--n-t-e-d--.-.-.-.-..--. LReestteerrvseofforOIrnetdeirteasnt danAdccTeapxteasn_c_e__s__. Bonds Borrowed. ------------------Other Liabilities.. ------------------- Total...---- ____..._.. _. __ .. _...$ 25,000.00 none none 60.15 none none 90,469.51 none 8,510.00 7,185.26 744.45 3,243.78 none none none none none none none 135,213.15 DEPARTMENT OF BANKING 231 STATEMENT Showing Condition at Close of Business December 31,1924. of the THE BANK OF SOPERTON President, N. L. GILLIS Soperton, Ga. Vice-Presidents, M. B. GILLIS, J. B. O'CONNER Cashier, J. E. HALL RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_.__._._._._.__.._$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----BOathnekrinSgtoHcokus.s_e__-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank.. __ Cash in Vault and Amounts De- AI>gOeSnittesd.. w___i_th____A_I_>_I_>_r_o-v-e-d---R--e-s-e-r-v-eDue from Other Banks-------------Advances on Cotton----------------AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._ Other Checks and Cash Items-----LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_i_J_t_a_n_c_e__s_._ Other Assets-------------------------Total.. ______________________ . ________ .$ 178,622.51 6,281.93 3,800.00 none 1,500.00 450.00 14,000.00 4,490.00 8,338.50 17,027.89 77,ll2.67 II, 347.50 50,076.14 none none 540.89 none 387.64 2.263.00 376.238.67 LIABILITIES: Cat>ital Stock Paid in..... __________$ Amount Reserved for Branches.--Surolus.. ____ -____ --------- _---------Undivided Profits.------------------Dividends Uni>aid-------------------Due to Banks------------------------Det>osits Subject to Check.. -------Demand Certificates of DeiJosit..... Time Certificates of DeiJosit. ------Savings DeiJosits--------------------Trust Funds on DeiJosit------------Cashier's CheckS--------------------Certified Checks.-------------------BNiolltsesPaaynadbBleil-l-s--R-e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and AcceiJtances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities.-------------------- Total.--------------------------------.$ 25,000.00 none 25,000.00 140.74 2,024.00 none 161.535.62 none 148.814.16 9,058. 72 none 752.56 ll2.87 none none none none none 3,800.00 376,238.67 STATEMENT Showing Condition at Close of Business December 31, 1924. of the PEOPLES BANK OF SOPERTON Soperton, Ga. President, W. T. McCRIMMON Cashier, R. E. WARD Vice-Preiiident, B. A. ROWE RESOUROES: Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-.-.-_-_-_-_-_-__-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank... Other Stocks and Bonds------------BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-.-.-.-.-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De- posited with AI>I>roved Reserve Agents.. _------ __ ------------------Due from Other Banks-------------AAChddevvcaaknnscceefssorooCnn lCOeaothrtitenorgnCH.oo-m-u-ms-e-o-_d-_i-_t_-i_-e_-s_-._-_-.-_ Other Checks and Cash Items... __ _ Letters of Credit and Accei>tances. Overdrafts (if anY>------------------Other Assets-------------------------- Total.-. ____ ----- _____ .- ______________$ 86,848.21 4,531.46 1,400.00 none none 3,200.00 2,624.61 3,476.28 3,868.28 none 27,517.94 2,000.00 14,760.34 none 76.50 none none 11.21 3, 796.05 154, IIO. 88 LIABILITIES: Cat>ital Stock Paid in---------------$ ASumrto>ulunst.R__e_s_e_r_v__e_d__f_o_r__B__ra--n-c-h--e-s-.-------Undivided Profits-------------------Dividends Uni>aid-------------------Due to Banks- __ --------------------DeiJosits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit.--- --Savings DeiJosits -------------------Trust Funds on DeiJosit------------Cashier's Checks--------------------Certified CheckS---------------------BNiolltsesPaany da bBl eil.l.s. R- e- -d-i-s-c-o- -u-n-t-e-d- -------------Letters of Credit and AcceiJtances. Reserve for Interest and Taxes.. BOot hnedrs LBioarbrioliwtieeds_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Total-------------------------------..$ 15,000.00 none 3,000.00 I, 737.41 none none 52,127.91 none 71,986.66 9, 784.75 none 328.63 none none none none none none 145.52 154,ll0.88 232 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF SPARKS President, S. G. ETHRiDGE Sparks, Ga. Vice-President, ?\. D. SI~CLAIR Cashier, BE?\.J. F. GARY RESOURCES: TDiemmeaLnodaLnosaannsd. _D__i_s_c__o_u__n_t_s_.__________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ 207,516.88 15.673.35 none none OSttohcekr iSntoFcekdsearanldRBesoenrdves_B__a__n_k__-_-_-_-_--_ Banking House. _____________________ _ Furniture and Fixtures_____________ _ none 350.00 3.300.00 4.350.25 Other Real Estate Owned ---------- 5.210.00 Due from Federal Reserve Bank----- none Cash in Vault and Amounts De- posited with Approved Reserve Agents. ________ --------------------- 18.196.11 MDuveafnrcoems oOnthCeor tBtoann_k_s_.______-_-_-_-_-_-_-_-_-_--_ none none Advances on Other Commodities____ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ none none 2,085.21 LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ none none Other Assets-------------~------------- - - -no-ne Total.. ---_-----------.---------- ____$ 256.711.80 LIABILITIES: Cai>ital Stock Paid in---------------$ ASumrooluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e__s_._-_-_--_ Undivided Profits. ___ ---------------Dividends Unpaid-------------------DDeupeotsoitBs SanukbsJe--c-t-t-o--C--h--e-c-k--_-__-_-_-_-_-_--_-_ Demand Certificates of Deposit----Time Certificates of Deposit--------TSarvuisntgFsuDnedi>s oosnltsD-e-p- -o-s-i-t-_-_-_-_-__-_-_-_-_-_-_- -_ Cashier's Checks_________________ ---Certified Checks---------------------Bills Payable.. ------------- ______ ---Notes and Bills Rediscounted______ _ Letters of Credit and Accei>tances. _ Reserve for Interest and Taxes _____ _ Bonds Borrowed. __ -----------------Other Liabil1ties. __ ------------------ TotaL---------------------------------$ 25.000.00 none 5,000.00 761.70 none none 90,517.23 none 78,023.34 none none 1.134.53 none 35,275.00 none none none none 21.000.00 256,711.80 STATEMENT Showing Condition at Close of Business December :n, 1924 of the THE EXCHANGE BANK OF SPRINGFIELD Springfield, Effingham County, Ga. President, B. K. SHEAUOUSE Vice-President, .J. W. TEBEAU Cashier, .J. M. MARCHMAN RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_.__________________$ United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- I>osited with Approved Reserve Agents------------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_.____-_-_-_-_-_-_-_-_----__AChdvecakncsefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items------LOevteterdrsraofftsc(riefdaintya)n__d__A__c_c_e_i_>_t_a_n__c_e_s_. __ Other Assets-------------------------- Totals--------------------------------$ 55,405.61 none none none none none 2,500.00 1.000.00 475.50 none 71,635.07 none none none none 386.55 none 355.69 6.400.00 138.158.42 LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved for BranchOSits -------------------CTraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ BNioltlsesPaanydabBleills-R--e--d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Accei>tances. _ BReosnedrvseBfoorrroInwteedre__s_t__a_n__d__T__a_x_e__s_-_-_-_-_--_ Other Liabilities._------------------- Total.. _.- _____ ----- ______ . __ --_. __ . ___$ 15,000.00 none none 153.87 none none 92,852.88 none 21.525.66 8,222.90 none 403.11 none none none none none none none 138,158.42 DEPARTMENT OF BANKING 233 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF STAPLETON Stapleton, Ga. President, DAYID DE:\'TOK \'ice-President, JAS. STAPLETOX Cashier, J. C. KILGORE ======================= RESOURCES: LIABILITIES: - - - - - - Time Loans and Discounts __________$ Demand Loans ______________________ _ 88,032.32 Capital Stock Paid in________________$ 13,550.00 Amount Reserved for Branches ____ _ 15,000.00 none United States Securities------------- 1,650.00 Surplus. _________ --- ________ ---------- 6,000.00 State of Georgia BondS-------------Stock in Federal Reserve Bank------ none none UDnivdiidveinddesd UPrnopfaiitds._-_-_-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_--_ 3,182.81 none Other Stocks and Bonds. __________ _ BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned. _________ _ none 2,500.00 3,665.00 3,200.00 DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit ____ _ Time Certificates of Deposit--------- none 74,331.71 none 58,812.44 Due from Federal Reserve Bank----Cash in Vault and Amounts De- posited with Approved Reserve none TSaruvisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks ____________________ _ none none 141.90 Agents._-- _______________ ----------- 26.269.86 Certified Checks. ___________ ---------- none ADduveafnrcoems oOnthCeortBtoann_k_s_-_-__-_-_-_-_-_-_-_-_-_-_--_ 13,500.00 Bills Payable.-----------------------none Notes and Bills Rediscounted------- none none Advances on Other Commodities___ _ Checks for Clearing House _________ _ Other Checks and Cash Items _____ _ none Letters of Credit and Acceptances-- none none BRoes!eldrvseBfoorrroInwteedre. _s_t__a_n__d__T__a_x_e__s_-_-_-_-_--_ none none none LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_p__t_a_n_c_e__s____ Other Assets_________________________ _ none Other Liabilities.. ------------------158.07 4,943.61 none TotaL_________________________________$ 157,468.86 TotaL ________________________________$ 157,468.86 STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF STATESBORO President, t-3. C. GROOVER Statesboro, Ga. Vice-President, E. L. SMITH Cashier, J. 0. JOHNSTON RESOURCES: Time Loans and Discounts__________$ Demand Loans----------------------United States Securities------------State of Georgia Bonds-------------SOttohcekr iSntoFcekdsearanldRBe(s>enrvdes.B. _a_n__k__-_-_-_-_--_ Banking House______________________ _ FOuthrneirtRureealaEnsdtaFtiextOurwens-e-d-.-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank ___ _ Cash in Vault and Amounts De- posited with Approved Reserve Agents------------------------------DAduveafnrcoems oOnthCeortBtoann_k_s_-_-_-__-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s____ Other Assets-------------------------TotaL _________________________________ $ 423,370.67 38,378.50 69,200.00 none 5,250.00 26,755.00 42,000.00 15,028.97 ll, 371.50 43,478.46 200,121.18 none none none none 8,364.55 none 203.07 none 883.521.90 LIABILITIES: Cai>ital Stock Paid in.-- ____________$ Amount Reserved for Branches. ___ _ Surplus. ____________ -----------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks--~-------------------- Deposits Subject to Check---------Demand Certificates of Deposit____ _ Time Certificates of Deposit-------TSarvuisntgFsuDnedpsoosintsD__e_p__o_s_i_t_______-_-_-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks_____________________ _ Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances-BRoesnedrvseBfoorrroInwteedre. _s_t_a__n_d__T__a_x__e_s_.________ __ Other Liabilities____________________ _ TotaL ________________________________$ 100,000.00 none 75,000.00 ll,096.55 1,630.00 38,523.98 274,505.49 none 376,497.37 none none 1,518.02 none none none none none none 4,750.49 883,521.90 234 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the SEA ISLAND BANK Statesboro, Ga. President, R. F. DONALDSON Cashier, J. G. WATSON Vice-President, S. L. MOORE RESOURCES: Time Loans and Discounts__________ $ 451.371.04 DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank _____ _ 93,086.09 8.200.00 none none Other Stocks and Bonds------------ 8.220.00 BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 31.500.00 3.200.00 DOutheefrroRmeaFl eEdsetraatleROewsenrveed-B--a-n--k-_-_-__--_ 26.691.32 none Cash in Vault and Amounts De- Apogseintetsd__ w---it-h--- A__p__p_r_o_v__e_d___R__e_s_e_r_v_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _ CAbdevcaknscefsoro nClOeatrhienrgCHoomumseo_d_i_t_i_e_s______ __ 50.245.47 none 1.007. 74 none 3,595.18 Other Chec;ks and Cash Items _____ _ 271!51 LOevtetredrsraoftfsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s____ Other Assets_________________________ _ T o t a L _________________________________ -$ none 357.51 - - -no-ne 678.675.86 LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches..... Surplus.-----------------------------Undivided Profits-------------------DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check---------Demand Certificates of Deposit____ _ Time Certificates of Deposit-------TSarvuisntgFsuDnedpsoosnitsD--e-p-o--s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's CheckS--------------------Certified Checks---------------------BNiolltsesPaanyadbBleil_l_s-R--e--d-i-s-c-o--u-n-t-e-d--_-_-_-__-_--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Bm>rowed..-------------------Other Liabilities.-------------------- TotaL_____________ -__ -- _____ ---------.$ 50,000.00 none 50,000.00 23,424.62 none none 232,366.44 none 292,762.93 18,911.07 none 3,810.80 none none none none none 7,400.00 none 678.675.86 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF STATHAM Statham, Ga. President, 0. H. ARNOLD, JR. Vice-President, C. B. CHAMBERS Cashier, B. H. GRANT RESOURCES: TDiemmeaLnodoLnosaannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s________________________ __ Furniture and Fixtures_____________ _ 155,683.09 none none none none 1,860.00 1,900.00 3,085.00 DOutheefrroRmeaFl eEdsetraatle ROewsenrveed-B--a-n--k-_-_-__--_ Cash in Vault and Amounts De- posited with Approved Reserve 22.800.00 none Agents ----------------------------Due from Other Banks-------------Advances on Cotton __ --------------Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items______ 19,040.93 none 4.203.80 509.32 none 232.50 LOevteterdrsraofftsC(rifedanity)a_n__d__A__c_c_e_p__ta__n_c_e_s_._. none 548.37 TOothtaerLA..s_s_e_t_s----------_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--.$- - -7,2-16.-22 217,079.23 LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches ____ _ Surplus.-----------------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks-----------------~----- Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits. _______ ------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaanyadbBleil_l_s_ R--e-d--i-s-c-o--u-n-t-e--d-_-_-_-_-_--_ Letters of Credit and Acceptances __ Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities.. ------------------- TotaL. . . . -----------------------------$ 40,000.00 none 8,000.00 none none none 41,054.31 none 105,858.01 none 5,131.01 2,007.98 none 15,000.00 none none none none 27.92 217,079.23 DEPARTMENT OF BANKING ~35 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF STEPHENS President, JNO. F. HOLDEN Stephens, Ga. Vice-Presidents, W. F. ADKINS, J. H. HUNTER Cashier, W. H. ADKINS RESOURCES: Time Loans and Discounts----------$ 57,448.43 DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ 1,232.14 none SSttoatcek oifnGFeeodregriaal BRoesnedrvs-e--B--a-n-k--_-_-_-__--_ none none BOathnekrinSgtoHcokus saen_d. __B__o_n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ 500.00 1,593.20 FOuthrneirtuRreealaEndstFatiextOurwens-e-d-.-.--_-__-_-_-_-_-_--_ 2,599.82 9,893.55 Due from Federal Reo9rve Bank. __ _ none Oash in Vault and Amounts De- posited with Approved Reserve Agents__________ --_.-.--------------- 3, 731.01 ADduveafnrcoems oOnthCeortBtoann_k_s_-_-__-_-_-_-_-_-_-_-_-_-_--_ none none Advances on Other Commodities____ Checks for Clearing House. ________ _ noRe none Other Checks and Cash Items _____ _ none LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_. Other Assets_________________________ ._ _ - - - none 382.41 -no-ne TotaL _______________ -------------- ...$ 77,380.56 LIABILITIES: Capital Stock Paid in_______________$ Amount Reserved for BrancheS----USunrdpilvuids.e_d--P-r-o--f-it-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid___________________ _ DDeupeotsoitBs aSnukbsje--c-t-t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit-------Savings Deposits.-------------------TCraushstieFru'snCdhseocnksD. _e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances-BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x_e__s__________ __ Other Liabilities __ ------------------- TotaL---------------------------------$ 15,000.00 none 5,000.00 1,617. 79 14.40 none 11,531.40 none 43' 151.44 none none 65.53 none 1,000.00 none none none none none 77,380.56 STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF STOCKBRIDGE President, 0. J. BOWEN Stockbridge, Ga. Vice-President, W. W. WARD Cashier,N. R. HENDERSON RESOURCES: Time Loans and Discounts__________$ 271,563.41 DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e-s--_-_-_-_-__-_-_-_-_-_-_--_ 6,047.88 none SSttoactek oinf GFeeodregraial BReosnedrvs-e-B--a--n-k--_-_-__-_--_ none none Other Stocks and Bonds------------ 8,925.00 BFuanrnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 1,000.00 1,015.00 Other Real Estate Owned----------Due from Federal Reserve Bank____ _ 69,622.06 none Cash in Vault and Amounts De- posited with Approved Reserve Agents-_-------- _____ --------------- 11,606.77 DAduveafnrcoems oOnthCeorttBona_n__k_s_-_-_-_-_-_--_-_-_-_-_-_-_- none 1,809.74 Advances on Other Commodities---Checks for Clearing House__________ 8,969.25 none Other Checks and Cash Items______ none LOevteterdrsraofftsC(rifedanity)a__n_d__A__c_c_e_p_t_a_n_c_e_s_____ nnoonnee Other Assets__________________________ 4,013.42 TotaL ________________________________-$ -3-84,-572-.53 LIABILITIES: Capital Stock Paid in----------------$ AUSumnrdpoilvuuindst-e-Rd_e_Ps_re__orv-f-iet-ds- __f__o__r____B_-_-r_-a__n__c____h_-e_-_s-_--_--_--_----_ Dividends Unpaid___________________ _ Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits--------------------Trust FUnds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable.-_---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances__ Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities.. ------------------- Total---------------------------------.$ 60,000.00 none 12,000.00 67.22 none none 181,504.37 none 97,964.48 none none 823.15 none 11,000.00 1,000.00 none none none 20,213.31 384,572.53 'l 236 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the GRANITE BANK Stone Mountain, Ga. President, .J. STEVE McCURDY Vice-President, V. R. WILLLL\IS Cashier, DEAN RHODES RESOURCES: Time Loans and Discounts..........$ Demand Loans __________ . ________ . __ . United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank...... Other Stocks and Bonds...... _____ __ Banking House. _________ .. ----------Furniture and Fixtures.. __ .. ____ .. -Other Real Estate Owned----------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- Apogseintetsd___w__i_t_h___A__p.p.r_o_v__e_d___R__e_s_e_r_v__e 135,919.73 4,575.52 none none none none 1' 67!. 92 2,569.51 15,709.02 none 51,808.21 DAduveafnrcoems oOnthCeor tBtoann.k.s_._._-_-_-__-_-_-_-_-_-_-_-_- nnoonnee Advances on Other Commodities.... Checks for Clearing House__________ Other Checks and Cash Items. __ .. _ Letters of Credit and Acceptances.. Overdrafts (if any)___________________ none none none none 182.01 TOothtearLA__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -2-113.,0-4586!.-.0957 LIABILITIES: Capital Stock Paid in................$ ASumrpoluunst.R..e_s__er.v..e.d. _f_o_r__B__r_a_n__c_h_e__s_.-------Undivided Profits _______ ---- ______ --Dividends Unpaid...... -------- .. ---Due to Banks------------------------Deposits Subject to Check.. ______ __ Demand Certificates of Deposit..... Time Certificates of Deposit..-- __ __ Savings Deposits _____ .. ---- _________ . Trust Funds on Deposit___________ __ Cashier's Checks.. ____________ ----- __ Certified Checks...... __ --.-- __ .. ----. Bills Payable.. ------._ ...... --------Notes and Bills Rediscounted..... __ Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed.. ------------------Other Liabilities... -------------- .... TotaL .. -------------------------------$ 15,000.00 none 20,000.00 1,171.84 none none 106,537.69 none 48,263.36 22,041.34 none 472.74 none none none none none none none 213,486.97 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF COMMERCE President, C. C. CLEG HOR?\ Summerville, Ga. Cashier, N. K. BITTIKG Vice-President, (None) RESOURCES; Time Loans and Discounts..........$ Demand Loans ____ -- __ .... -- ______ --. United States Securities.. _________ __ State of Georgia Bonds.............. Stock in Federal Reserve Bank.... -Other Stocks and Bonds __ -- ____ .. __ Banking House........ ___________ ---Furniture and Fixtures____________ __ Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with Approved Reserve Agents .. ______ .... ____ ... ----------Due from Other Banks ____________ __ Advances on Cotton.. --------------Advances on Other Commodities.... Checks for Clearing House________ __ Other Checks and Cash Items...... LOOevttheteerdrrsrAaofsftsseCt(sri_ef_da_in_t_y_a)_n____d____A____c__c__e__p____t__a__n__c__e____s_.__._ TotaL... _. __ .. __ ......................$ 148,985.74 none none none none none none 2,145.17 2,965.62 none 1,123.21 440.31 none none none none none 2,460. 70 2,426.67 160,547.42 LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved for Branches..... SUunrdpilvuids .e.d. -P-r-o--f-it-s-.-.-.-.--_-..--_-_-_-__-_-_-_-_-_-_--__Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_--__Demand Certificates of Deposit..... Time Certificates of Deposit.... ___ __ TSaruvisntgFsuDnedpsoosintsD..e-p-o--s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks......... -----------Certified Checks...... ____ -- __ .. ---- __ Bills PaYable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed...... __ ........ -- __ __ Other Liabilities.. ------------------- TotaL.. -------------------------------$ 20,400.00 none none none none 493.45 88,833.05 none 15,998.31 none none 1,095.61 none 26,000.00 6,977.50 none none none 749.50 160,547.42 DEPARTMENT OF BANKING 237 STATEMENT Showing Condition at Close of Business December 31, 1924 of the CHATTOOGA COUNTY BANK President, JXO. D. TAYLOR SurnmerYilll', Ga. Yiee-President, E. S. TAYLOR Cashier, B. W. FARRAR RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._.________________$ United States Securities..... __ ._._._ State of Georgia Bonds....... ______ _ SOttohcekr iSntoFcekdsearanldRBesoenrdves _B__a_n__k_._._._._. ._ Banking House _____________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with Approved Reserve DAugeenfrtos.m--O-_t-h-e--r-B.-a-n-k--s-_-_-_-_-_~______________--_ Advances on Cotton ________________ _ Advances on Other Conditions..... . Checks for Clearing House_________ _ Other Checks and Cash Items. ____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets..... _____ --.----- _______ _ TotaL _________________________________ $ - ~------------ LIABILITIES: 203,241.32 26,263.57 none none none 5.000.00 10.653.00 6.278.89 17,220.63 none lll ,054.29 250.00 none none 227.12 3.868.93 none 8,692.49 none Capital Stock Paid in _______________ $ ASumrpoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n_c__h_e_s_________ __ Undivided Profits_____ --------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t-t-o---C-h--e-c-k--_-_-_-__-_-_-_-_--_ Demand Certificates of Deposit..... Time Certificates of Deposit________ _ Savings Deposits... ___ ._. ___ ._------Trust Funds on Deposit------------Cashier's Checks.. _______ -----._----Certified Checl{s...... ___ ------------. Bills P_ayable .. ----------------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed ____________________ _ Other Liabilities ____________________ _ 30,000.00 none 25,000.00 3.872.34 none none 160.618.90 none 77.816.93 293.00 92,331.67 2.817.40 none none none none none none none 392.750.24 I TotaL----------------------------------$--39-Z-.7-50.24 STA TE'\1ENT Showing Condition at Close of Business December 31, 1924 of the THE PEOPLES BANK Sun1mit, Ga. President, .J. LEO~ARD ROUNTHEE Cashier, C. L. GRUYER Vice-President, B. L. ROUXTHEE, S. J. FLA~WERS RESOURCES: Time Loans and Discounts.. ________ $ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e--s-_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds____________ _ BFuanrnkiitnugreHaonudseF--ix--t-u-r-e-s-.-.-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De- posited with Approved Reserve Agents.. _____________ --------------ADduveafnrcoems oOnthCeor tBtoann.k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets-------------------------TotaL.. _______________________________$ 155,088.23 5,711.23 1,250.00 none none none 6.527.56 4,088.89 4.725.43 none 10,953.48 none none none 70.62 none none none 1,215.76 189,631.20 LIABILITIES: Capital Stock Paid in________________$ ASumrpoluunst..R.e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s_________ __ Undivided Profits.. _______ ----------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit-------Savings Deposits. __ -----------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable.. ______ ----------------Notes and Bills Rediscounted------Letters of Credit and Acceptances. Reserve for Interest and Taxes._---Bonds Borrowed--------------------Other Liabilities.-------------------- TotaL---------------------------------$ 25,000.00 none 5,000.00 none none none 50,380.84 none 53,625.81 none none 348.20 none 44.143.51 none none none 1.250.00 9.882.84 189,631.20 -l 238 JhFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 of the THE CENTRAL BANK Swainsboro, Ga. President, R. A. FLANDERS Vice-President, I. W. ROUNTREE Cashier, W. W. FLAKDERS RESOURCES: Time Loans and Discounts__________$ Demand Loans ---------------------United States Securities------------State of Georgia Bonds.------------Stock in Federal Reserve Bank...... Other Stocks and BondS------------Banking House..........------------Furniture and Fixtures............. 82,831.58 none none none 900.00 none none 4,717.50 Other Real Estate Owned ---------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- pAogseintetds..w__i_t_h____A__p_p_r_a__\'_e_d_ --R--e-s-e-r-v-e- 352.29 9,366.86 90,286.22 Due from Other Banks.------------ Advances on Cotton_________________ 7n2o9.n8e0 Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items.. . Letters of Credit and Acceptances.. Overdrafts (if any)................... Other Assets.......................... none none none none none none ---- Total..................................$ 189;184.25 LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches..... Surplus_---------------Undivided Profots--------- Dividends Unpaid.................... Due to Banks---------------- Deposits Subject to Check. --- Demand Certificates of Deposit.... Time certificates of Deposit..... _._. Savings Deposits....-------- Trust Funds on Deposit............. Cashier's Checks................... BCielrltsifPiaeydaCbhlee.c..k.s..-.-..-.......-..-.....-.. Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed.................... Other Liabilities..................... TotaL..............................$ 25,000.00 none 7.500.00 1.453.61 2.220.00 none 133,132.78 none 19,792.36 none none 85.50 none none none none none none none 189.184.25 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE CITIZENS BANK President, J. A. COLEMAN Swainsboro, Ga. Vice-President, FRANK MITCHELL Cashier, OTIS G. BRICE RESOURCES: Time Loans and Discounts..........$ Demand Loans---------United States Securities............. State of Georgia Bonds.---------- Stock in Federal Reserve Bank...... Other Stocks and Bonds.......... Banking House.................... FOut rhneirt uRreea la nEds tFa tiex tOu rwens.e.d. ._.__. _._._._._._._. ._ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with Approved Reserve Agents... __ ._._. _____ .. ------ .. ___ _ Due from Other Banks ---Advances on Cotton ---- Advances on Other Commodities... Checks for Clearing House......... Other Checks and Cash Items...... Letters of Credit and Acceptances.. Overdrafts (if any).............. Other Assets.................. Total.............................$ 207,312.24 878.10 35,000.00 none none none 7,183.41 2,253.02 802.57 none 277,998.93 none 7,378.35 none 17.23 none none none none 538,823.85 LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches.... USunrdpivlUidSed--P-r-o--fi-t-s--.-..-..............-.. } Dividends Unpaid.................... Due to Banks......................... Deposits Subject to Check......... Demand Certificates of Deposit..... Time Certificates of Deposit....... Savings Deposits..................... Trust Funds on Deposit............. Cashier's Checks...................c. certified Checks .. -- Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances. Reserve for Interest and Taxes..... Bonds Borrowed................. Other LiabiUties............ TotaL...........................$ 25,000.00 none 36,889.93 7,500.00 none 432,411.70 none 28,539.54 none 1.426.54 7,056.14 none none none none none none none 538.823.85 DEPARTMENT OF BANKING 239 STATEMENT Showing Condition at Close of Business December 31, 1924 of the EXCHANGE BANK President, 0. W. SMITH Sycamore, Ga. Cashier, Y. J. STOVER Vice-President, C. L. RAY RESOURCES: Time Loans and Discounts__________$ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds-----------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De- posited with Approved Reserve DAu eg ef rnotms . .O__t_h_e__r_B__a__n_k-s-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Advances on Cotton.---------------Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ Other Assets-------------------------- TotaL---------------------------------$ 73,937.30 9,412.31 none none none none 3,500.00 2,605.00 10,437.98 none. 15,814.58 5,000.00 4,044.23 4,812.04 2.76 none none 11.45 3,627.25 133,204.90 LIABILITIES: Capital Stock Paid in________________$ ASumrpoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e_s_________ __ UDnivdiidveinddesd UPrnopfaitisd-_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit________ _ TSaruvisntgFsuDnedpsoosintsD. _e_p__o_s_i-t-_-_-__-_-_-_-_-_-_-_-_--_ Cashier's Checks._._ .. __ .. ___ ._----_. Certified Checks....... ---- __ --------BNiolltsesPaanyadbBleil.l.s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Acceptances._ Reserve for Interest and Taxes _____ _ Bonds Borrowed---------------------Other Liabilities._------------------- TotaL---------------------------------$ 15,000.00 none 3,000.00 none none none 41,001.25 4,000.00 70,082.02 none none 121.63 none none none none none none none 133,204.90 STATEMENT Showing Condition at Close of Business December 31, 1924 President, B. E. S:\IITH of the THE PLANTERS BANK Sycamore, Ga. Vice-Presidents, C. T. MADDUX, l\'iRS. JANIE FOUNTAIN Cashier, A. J. BILES RESOURCES: Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d___B_o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank.. __ Cash in Vault and Amounts De- 77,678.77 4, 735.65 none none none none none 1,500.00 6,000.00 none posited with Approved Reserve Agents_______________ ---------------- 14,420.17 Due from Other Banks______________ 1.50 Advances on Cotton_________________ none Advances on Other Commodities____ Checks for Clearing House__________ none 33.71 Other Checks and Cash Items______ none Letters of Credit and Acceptances.. Overdrafts (if any)___________________ none 215.78 Other Assets--------------------------- - -1,4-27.-82 TotaL ______ -------_------------------$ 106,013.40 LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches ____ _ Surplus. ______ -----------------------Undivided Profits.------------------Dividends Unpaid-------------------Due to Ba~----------------------- Deposits SubJect to Check---------Demand Certificates of Deposit----Time Certificates of Deposit._ .. ___ . Savings Deposits._------------- _____ _ Trust Funds on Deposit____________ _ Cashier's Checks____________________ _ Certified Checks_____________________ . Bills Payable __ ----------------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities._.------------------ TotaL---------------------------------$ 25,000.00 none 5,000.00 1,530.58 none none 45,345.88 none 10,144.91 none none 992.03 none 18,000.00 none none none none none 106,013.40 240 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 of the SYLVANIA BANKING COMPANY President, ,J. .-\.. :\IILLS Sylvania, Ga. Vice-President, W. A. 'MALLORY, C. B. PFEIFFER Cashier, HOBSOX J. COLE:\IA~ RESOURCES: Time Loans and Discounts__________$ Demand Loans----------------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds-----------Banking House ____ ----------------FOuthrneirtRureealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- posited with Approved Reserve Agents.. _______________ ------------- ADduveafnrcoems oOnthCeor tBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ Advances on Other Conditions_____ _ Checks for Clearing House _________ _ Other Checks and Cash Items. ____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__ Other Assets. ____________ ---------- __ _ TotaL _________________________________ $ --~-------------- ------- 108,142.61 5,642.59 none none none none none 2,780.03 4,797.52 none 41.124.55 none 8.254.45 none 4,909. 79 none none none none 175,651.54 LIABILITIES: Capital Stock Paid in.. -------------$ Amount Reserved for Branches. ___ _ USunrdpivluids-e-d--P-r-o--f-i-ts--. -_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid___________________ _ Due to Banks _______________________ _ Deposits Subject to Check _________ _ Demand Certificates of Deposit.. __ _ Time Certificates of Deposit ________ _ Savings Deposits ____________________ _ Trust Funds on Deposit____________ _ Cashier's Checks--------------------BCielrltsifPiaedyaCbhlee.c_k_s_________________-_-_-_-_-_-_-_-_-________ __ Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances __ Reserve for Interest and Taxes _____ _ Bonds Borrowed... -----------------Other Liabilities.. ------------------- TotaL.-------------------------------$ 25,000.00 none 5.000.00 5.985.18 none none 101.510.28 5.050.00 18,688.31 12.861.87 none l. 555.90 none none none none none none none 175.651.54 STATEMENT Showing Condition at Close of Business December 31, 1924 of the FAUMERS AND MERCHANTS BANK Sylvester, Worth County, Ga. President, D. II. PO\YELI. \'ice-Presidents, G. W. PRICE, \Y. C. FOREH.-\XD Cashier, G. L. WARREN RESOURCES: Time Loans and Discounts __________$ Demand Loans ______________________ _ United States Securities------------State of Georgia Bonds.------------Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen.d.. _B__o_n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Fumiture and Fixtures_ ... _________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- posited with Approved Reserve Agents. _________________ -----------Due from Other Banks _____________ _ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s____ Other Assets-------------------------- 190,290.59 none none none none none 8,764.62 3,926.60 23,459.05 none 27 '79l.l7 124.97 none none ll7.30 100.13 none none 3,431.95 LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches ____ _ USunrdpivluidse.-d--P-r-o--f-i-ts__________-_-_-_-_-_-_-___________.____ __ Dividends Unpaid___________________ _ DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-.-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit ____ _ Time Certificates of Deposit _______ _ Savings Deposits.-------------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ Bills Payable. __ ---------------------Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances._ BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s__________ __ Other Liabilities.-------------------- 42.000.00 none none 1.412.10 none none 75.290.35 none 136,926.80 !.061. 78 none 1.315.35 none none none none none none none T=ot=al=-==--=-=--=--=-=--=-=-=-==--==--=--=-=--=-=--=--=-=$==2=5=8,=00=6=.3=8==T=o=ta=l=--=-=--=-==--==--=--==--==--==--=--=-=-==--=--=$===25=8.006.38 "l DEPARTMENT OF BANKING 241 STATEMENT Showing Condition at Close of Business December 31,1924. of the SYLVESTER BANKING COMPANY Sylvester, Ga. President, T. C..JEFFORDS \"icc-Presidents. C. vY. HlLLHOl'SE, C. H. STR:\1'\G,Y:\HD Cashier. .T. H. 'YESTBEHRY ==================== RESOURCES: LIABILITIES: Time Loans and Discounts___ .. _____$ Demand Loans _____________ , _____ ,_ United States Securities ___ , _______ _ State of Georgia Bonds____________ , Stock in-Federal Reserve Bank_____ _ Other Stocks and Bonds ___ , _______ _ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned .. ________ _ Due from Federal Reserve Banlc ___ _ Cash in Vault and Amounts De- Apogseintetsd___w__i_t_h___A__p__p_r_o__v_e_d___R-.e-s-e-r-v_e_ Due from Other Banks. _______ , ___ _ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House _________ _ Other Checks and Cash Items. ____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n._c_e_s_.___ Other Assets_________________________ _ TotaL ________________________________$ 260.424.79 15,005.74 none none none 2.000.00 ll.OOO.OO 6.000.00 13,200.00 none 194,989.86 none 172.84 none 2,031.06 none none none none 504.824.29 Capital Stock Paid in ___________ , __$ ASumropulunst. R__e_s_e_r_v_e_d_ ,fo_r__B__r_a_n_c__h_e_s,..__..__. Undivided Profits. ____ .. ____________ _ Dividends Unpaid________________ , __ Due to Banks ______________________ __ Deposits Subject to Check _________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit_ ______ _ Savings Deposits. ____________ , _____ _ Trust Funds on Deposit ____________ _ Cashier's Checks _______________ , , __ Certified Checks_____________________ _ Bills Payable. _______________________ _ Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabilities .. _, ____ __ TotaL... _______ .. ___ ........ ____ ......$ 100,000.00 none 30,000.00 none 820.00 none 270,809.49 none 100,070.39 none none 2,255.60 none none none none 868.81 none none 504,824.29 STATEMENT Showing Condition at Close of Business December 31, 1924. of the HANK OF TALBOTTON President, R. G. .JORD:\X Talbotton, Ga. Vice-President, A. .J. PEHRL\IAN Cashier, J. W. JORDAN RESOURCES: Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities____________ _ St~te of Georgia Bonds_____________ _ Stock in Federal Reserve Bank..... _ Other Stocks and Bonds ___________ _ Banking House______________________ _ Furniture and Fixtures _____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank.... _ Cash in Vault and Amounts De- Apogseintetsd. __w__i_th____A__p_p_r_o__v_e_d____R_e_s_e_r-v-eDue from Other Banks _____________ _ Advances on Cotton----------------Advances on Other Commodities__ __ Checks for Clearing House _________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s.__. Other Assets______ .. _______ . _________ . .totaL ________ ---------- ______________ $ 185' 107.52 14,681.52 1.150.00 none none none 9,691.10 3,910.74 17' 494.35 none 57,648.42 none 1. 533.29 none 2.928.60 none none 60.23 4.300.08 298,505.85 LIABILITIES: Capital Stock Paid in................$ ASumropulunst. R__e_s_e__r_ve. _d_ -f-o-r- .B..r.a.n_c__h_e__s_._-_--_-_ Undivided Profits. _______ -----------Dividends Unpaid__________ ---------. Due to Banks ______________________ __ Deposits Subject to Check ________ __ Demand Certificates of Deposit ___ __ Time Certificates of Deposit_______ __ Savings Deposits.---- .. ________ ...... Trust Funds on Deposit------------Cashier's Checks.... _____ -----------Certified Checks....... _____ ---------Bills Payable._----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. BRoesnedrvs eBfoorrr oI nwteedr e. .s t__a__n_d__T__a_x_e_ s. .. ._.__._. ._ Other Liabilities. __ .. ___________ ----- TotaL ___ .. ___________ ... __________ ....$ 25,000.00 none 17,500.00 2,418.56 none none 82,071.87 none 167,221.73 none 3.609.79 683.90 none none none none none none none 298,505.85 "l FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924. of the THE PEOPLES BANK Pr~ident, T. H. PERSOXS Talbotton, Talbot County, Ga. Vice-President, E. R. :\L\THEWS Cashier, A. P. PERSOXS RESOURCES: Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-__--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._._._______________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned.---------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with Approved Reserve Agents...... __ ........ _........ -- .. . Due from Other Banks... ----------Advances on Cotton... -------------Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items.... __ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__p_t_a_n_c__e_s_.._ Other Assets.. _______________________ _ TOt!J..!:- .. --.-- . _. _............ __ ..~ _.$ 105,976.07 18,807.52 11,350.00 none none none 4,063.27 1,344.75 136.00 none 52,950.88 none none none 785.80 none none none 135.78 195,550.07 LIABILITIES: Capital Stock Paid in.... ____________$ Amount Reserved for Branches.. --Surplus.. ----------------------------Undivided Profits.------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsje..c.t.t.o--C--h-e--c-k-.-.-.--_-_-__-_-_--_ Demand Certificates of Deposit..... Time Certificates of Deposit......... TSarvuisntgFsuDnedpsoosnitsD.-e-p--o-s-i-t-.-_-_-_-_-__-_-_-_-_-_--_ Cashier's Checks. ___ ------------ .. --Certified Checks........ -------------Bills Payable ... __ .............. -- ... Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed.... ----------------Other Liabilities... ------------------ TotaL.. ____ ._ ... ___ ._. ___________ . ___ .$ 25,000.00 none 15,000.00 8,577.17 15.00 none 55,335.69 none 80,887.15 none 9,489.57 1,245.49 none none none none none none none 195,550.07 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF TALLAPOOSA President, W. W. HEATO~ Tallapoosa, Ga. Cashier, J. E. D.\YIS Viee-President, ,J. C. TC:\lLI~ RESOURCES: Time Loans and Discounts..........$ Demand Loans ---------------------SUtnaitteedofSGtaetoersgSiaecBuorintdiess_._._._._._._._.__._._._.._ Stock in Federal Reserve Bank.. ___ _ Other Stocks and Bonds............ BFuarnnkiitnugreHaonudseF.i_x-t-u-r-e--s-_-_-_-_-__-_-_-_-_-_-_-_--_ Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with Approved Reserve Agents.. _____________________ ------Due from Other Banks.. __________ __ Advances on Cotton .... ____________ _ Advances on Other Commodities.... Checks for Clearing House........ __ Other Checks and Cash Items...... LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c__e_s.__. Other Assets.. ________ .... ____ ........ TotaL .... ---- ....... -------.---------.$ 397,361.88 27' 756.58 none none none 2,450.00 o,OOO.OO 4,000.00 3,000.00 none 37' 571.84 9,000.00 11,745.16 none 350.32 1,990.70 none none 10,549.16 510,775.64 LIABILITIES: Capital Stock Paid in...............$ ASumrpoluunst R__e_s__e_rv..e_d__f_o_r__B__r_a_n_c__h_e__s_._._._._. Undivided Profits ------------------DDiuveidteonBdsanUknsp..a_i_d__._._._._._._._._._._._._._._._._._._.._ Deposits Subject to Check. ________ _ Demand Certificates of Deposit..... Time Certificates of Deposit......... TSarvuisntgFsuDnedpsoosintsD..e.p..o.s.i.t-_-_-_-_-__-_-_-_-_-_-_--_ Cashier's Checks.. __ . _______________ _ Certified Checks...... __________ -----Bills Payable. __ .. _............ -- .. . Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed... -----------------Other Liabilities.. ------------------- TotaL_ ................... --- ..........$ 79,800.00 5,435.50 19,950.00 10,436.41 none none 140,236.48 4,503.64 151.795.85 18,694.15 none 8.101.56 none 71,800.00 none none none none 22.05 510,775.64 DEPARTMENT OF BANKING 243 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF TAYLORSVILLE President, J. I. HARRIS TaylorsYille, Ga. Cashier, W. l\I. DORSEY \"ice-President, J. P. DAVIS RESOURCES: Time Loans and Discounts----------$ DUenmiteadndSLtaotaens sS-e--c-u-r-i-t-i-e-s-_-_-_-_-_-_-_-_-_-_-_-_--_ State of Georgia Bonds _____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdves _B__a_n__k_._._.____ __ Banking House _____________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- posited with Approved Reserve Agents. __ ------_ .. ________ ------ ___ _ Due from Other Banks _____________ _ Advances on Cotton ________________ _ Advances on Other Conditions_____ _ Checks for Clearing House---------Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets. _______________________ -- TotaL _________________________________$ 74,243.45 23,392.32 none none none 400.00 1.400.00 2,301.12 none none 32,028.14 6.798.00 none none none none none none 5,562.70 146,125.73 LIABILITIES: Capital Stock Paid in _______________ $ Amount Reserved for Branches ____ _ USunrdpivluids.e_d__P_r_o__f_i_t_s___. _________-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid___________________ _ Due to Banks _______________________ _ Deposits Subject to Check _________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit--------TSaruvisntgFsuDnedpsoosintsD. _e_p__o_s.i-t-.-_-_-_-_-_-__-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks---------- _______ ----Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities.. _---------.-------- TotaL _______________ ------- __________$ 25,000.00 none 15,000.00 3,933.98 none none 74,066.69 none 28,125.06 none none none none none none none none none none 146,125.7 STATEMENT Showing Condition at Close of Business December 31, 1924 of the FARMERS STATE BANK President, I. C. WALTO:\ Temple, Ga. Yice-President, W. B . .:VL\:\LEY Cashier, J. F. HA.'\IILTO~ RESOURCES: TDiemmeaLnodaLnos aannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_- _- -_$ United States Securities____________ _ State of Georgia Bonds. ___________ _ Stock in Federal Reserve Bank _____ _ Other Stocks and Bonds____________ _ Banking House______ ---------------Furniture and Fixtures _____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- posited with Approved Reserve DAuegfernotms._O--th--e-r--B--a-n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities---Checks for Clearing House---------Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c.e_p_ .ta__n_c_e.s. _._. Other Assets___ -- .. __ ----------------- TotaL_._-------- __________________ ....$ 104,666.57 141.40 200.00 none none 750.00 2, 53!. 38 3,037.04 10,863.07 none 2,095.65 none 2,329.61 none none 9.75 none none 9,907.41 136,531.88 LIABILITIES: Capital Stock Paid in. _______________$ Amount Reserved for Branches ____ _ Surplus. ___________________ -------- __ _ DUinvdiidveinddesd UPrnopfaitisd._____________-_-_-_-_-_-__-_-_-_-____ __ Due to Banks ________________________ _ Deposits Subject to Check _________ _ Demand Certificates of Deposit. ___ _ Time Certificates of Deposit-------TSaruvisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-_-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks ___________________ -Certified Checks- ____________ -- _____ -Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances-Reserve for Interest and Taxes _____ _ Bonds Borrowed .. _-----------------Other Liabilities. __ ------------------ TotaL .. _________ -- ___________ ------_ ..$ 25,000.00 none 5,000.00 none none none 53,900.01 17,500.00 6,695.16 8,927.43 none 9.58 none 18,823.70 676.00 none none none none 136,531.88 244 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the TEMPLE BANKING CO. President, .J. :\1. BAXTEH Temple, Ga. Cashiter, L. F. 'YE~T Yiee-Prt>sident, H. A. SEWELL RESOURCES: Time Loans and Discounts__________$ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank _____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_____-_-_-__-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due fwm Federal Reserve Bank____ _ Cash in Vault and Amounts De- Apogseintetsd___w__i_t_h___A__p_p_r_o__v_e_d____R_e_s_e__rv_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__ta__n_c_e_s_-___ Other Assets-------------------- _____ _ 193.975' 39 18.447.19 none none none 6.500.00 4,000.00 3.600.00 17,581.79 none 19.143.83 none 2.802.43 none none 11.06 none 315.12 3.145.08 LIABILITIES: ---- Capital Stock Paid in ________________ $ ASumrpoluunst_R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s_________ __ Undivided Profits ___ --- __ ----- ___ ---Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsje--c-t-t-o---C-h--e-c-k--_-_-_-__-_-_-_-_--_ Demand Certificates of Deposit ____ _ Time Certificates of Deposit_ _______ _ Savings Deposits.-------------------TCrausshti eFru' snCdhs eocnk sD__e_p_o__s_i_t_-_-_-_-_-_-_-_-_-_-_-_- -_ Certified Checks_____ -- _____ ----- ___ -BNiolltsesPaanydabBleil-l-s--R-e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Acceptances __ BRoesnedrvseBfoorrroInwteedre__s_t_a__n_d___T_a_x__e_s_.________ __ Other Liabilities ___ ---------- 45.000.00 none 10.000.00 none none none 90.871.17 none 13~.312.64 21.861.37 none 443.51 none 35.909.02 3.124.15 none none none none TotaL _______________________________ -=-$====26=::9=_,5::=--2=1~-8~9=-=--==T~o~t=-a=l_-=-=---~-=---=--=---::._.:...-=-~---=-=--=-=--=-=-=-=-=--=-=--=-=-=--=$==269. 521.89 STATEMENT Showing Condition at Close of Business December 31, 1924 of the FARMERS AND MERCHANTS BANK President, H. :\1. FRA);KLIX Tennille, Ga. Vice-President, ROBERT DA VI~ Cashier, T. W. PRICE RESOURCES: Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities ____________ _ State of Georgia Bonds. ____________ _ Stock in Federal Reserve Bank. ____ _ Other Stocks and Bonds ___________ _ BF ua nr nkiitnugr eHaonuds eF_i_x_ t-u-r-e- -s-_-_-_-_-__-_-_-_-_-_-_-_- -_ Other Real Estate Owned _________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- pAogseintetds. _w___it_h____A__p_p_r_o__v_e_d____R_e_s_e_r_ve Due from Other Banks ___________ _ Advances on Cotton ______________ _ Advances on Other Conditions___ _ Checks for Clearing House _______ _ Other Checks and Cash Items _____ _ LOevtetredrsraoftfsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__ Other AsseW-------------------------- TotaL--------------------------------- 167,837.86 123.99 none none none none 8.062.91 3,943.02 3.154.93 none 19,132.79 171.25 none none 496' 16 none none none 3.800.70 206,723.61 LIABILITIES: Capital Stock Paid in ______________ _ ASumrpoluunst_R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s_________ __ DUinvdiidveinddesd UPrnopfaitisd__-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_--_ Due to Banks. ---------------------Deposits Subject to Check.--------Demand Certificates of Deposit----Time Certificates of Deposit ________ _ TSaruvisntgFsuDnedpsoosintSD--e-p-o--s-i-t-_-_-__________ _ Cashier's Checks ____________________ _ BCielrltsifPieadyaCbhleec__k_s_-_-_-_-_--_-_-_-_-_______-_-_______-_-_--_ Notes and Bills Rediscounted______ _ Letters of Credit and Acceptances-Reserve for Interest and Taxes _____ _ BOothnedrs LBioarbrioliwtieeds-______----__-_-_-_--_---------- TotaL _________________________________$ 25.000.00 none 5.000.00 6.405.69 20.00 none 63,4-15.85 22.000.00 31.780' 51 10.741.06 none 5.50 none 40.000.00 2,325.00 none none none none 205,723.61 "l DEPARTMENT OF BANKING ~45 STATEMENT Showing Condition at Close of Business December 31, 1924. of the PEOPLES EXCHANGE BANK President, C. Y. Sl\IITH Tennille, Ga. \"ice-President, G. H. wooD Cashier, :'IL\CK SESSIOl\S RESOURCES: Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock tn Federal Reserve Bank_____ _ Other Stocks and Bonds __________ _ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cashin VaultandAmountsDeposit- ed with Approved Reserve Agents. ADduveafnrcoems oOnthCeortBtoann_k_s__._.__-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items... __ _ LOevteterdrsraofftsC(rifedaintya)n_d___A__c_c_e_p__t_a_n_c__e_s_.._ Other Assets------------------------- 77.845.62 7,587. 75 none none none 45.72 none 2.385.00 2,080.00 none 122,082.57 40,104.45 23,ll4.03 none 18,849.19 none none 144.70 none LIABILITIES: ----- Capital Stock Paid in.. ______________ $ Amount Reserved for Branches.. --Surplus. ______________ ---------------Undivided Profits. _______ -----------DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check _________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit _______ _ Savings Deposit. _______________ -----Trust Funds on Deposit. ___________ _ Cashier's Checks____________________ _ Certified Checks______ ---------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed. __ .----------------Other Liabilities.. ------------------- 30,000.00 none 6,000.00 29,108.94 none none 197,015.87 none 31,592.23 none none 521.99 none none none none none none none TotaL. ________ . ____ . __ ._ ......... ----.$ 294,239.03 TotaL..... ---------------------------$ 294,239.0 STATEMENT Showing Condition at Close of Business December 31, 1924 of the TENNILLE BANKI~G CO. Tennille, Ga. President, D. E. :\Ic:\IASTER Yiee-PresidC'nt, .J. L. KELLEY Cashier, II. L. SIL\:\'.\'0::\ RESOURCES: Time Lo Demand aLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d_s__. ____________________ __ Furniture and Fixtures. ____________ _ Other Real Estate Owned---------Due from Federal Reserve Baltk ___ _ Cash in Vault and Amounts De- posited with Approved Reserve DuAegfernotms. O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ CAhdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._.__. Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ Other Assets-------------------------- TotaL.: _______________________________$ 143,396.52 16,314.27 7,500.00 none none 19,386.99 none 2,500.00 l. 000.00 none 80,1G3.63 77.50 l, 135.41 none 676.19 none none 87.46 270.00 272,507.97 LIABILITIES: ---- Capital Stock Paid in _______________ $ Amount Reserved for Branches --US unrdpi vl ui dse. -d- -P-r-o- -f-i-t -s-. -_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_- -_ Dividends Unpaid___________________ _ Due to Banks _______________________ _ Deposits Subject to Check _________ _ Demand Certificates of Deposit... _ Time Certificates of Deposit, ______ _ Savings Deposits. ___________________ _ Trust Funds on Deposit____________ _ Cashier's Checks--------------------Certified Checks. ___ ----------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed---------------------Other Liabilities. __ ------------------ TotaL ________________________________$ 30,000.00 none none none none none 146,693.92 none 78,194.00 16,712.78 none 907.27 none none none none none none none 272,507.97 Q46 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF THOMASTON President, W. Y. DAXIEL Thomaston, Ga. Vice-President, L. F. FARLEY Cashier, W. H. DA YTO~ RESOURCES: Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e--s-_-_-_-_-__-_-_-_-_-_-_--_ SSttoactek oinf GFeeodregraial BRoesnedrvs-e--B--a-n-k--_-_-__-_--_ Other Stocks and Bonds. ___________ _ Banking House______________________ _ FOuthrneirtRureealaEndstaFtiextOuwrens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De- posited with Approved Reserve DAuegefrnotms--O--t-h--e-r-B--a--n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House _________ _ Other Checks and Cash Items _____ _ LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets-------------------------TotaL _________________________________$ 126,356.01 16,120.60 none none none none 1,800.00 2,533.14 1,800.00 none 13,085.44 none none none none 609.77 none 405.56 none 162,710.56 LIABILITIES: Capital Stock Paid in _______________$ ASumrpoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n_c__h_e_s_________ __ Undivided Profits.-------------- ____ _ Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t-t-o---C-h--e-c-k--_-_-_-__-_-_-_--__Demand Certificates of Deposit----Time Certificates of Deposit _______ _ TS ar uv isntgFsuDnedpsoosni t sD. -e-p-o- -s-i-t-, -_-_-__-_-_-_-_-_-_-_- -_ Cashier's Checks.-------------------Certified Checks---------------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances._ Reserve for Interest and Taxes_____ _ Bonds Borrowed.. ------------------Other Liabilities._------------------- TotaL---------------------------------$ 25,000.00 none 5.000.00 l,C48.4l l2.CO none 80.456.13 none 40,361.04 none none 832.94 none 10,000.00 none none none none none 162.710.5 STATEMENT Showing Condition at Close of Business December 31,1924 of the FARMERS AND MERCHANTS BANK President, (None) Thomaston, Ga. Cashier, J. C. JONES, JR. Vice-President (None) RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _ State of Georgia Bonds-------------SOttohcekr iSntoFcekdsearanldRBesoenrdves _B__a_n_k__-_-_-_-_--_ FBuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- posited with Approved Reserve Agents._____________________________ 274,808.53 9,436.00 none none none none 8,000.00 none 15,529.25 none 82,055.32 Due from Other Banks______________ Advances on Cotton_________________ none 1,292.10 Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items______ Letters of Credit and Acceptances.. Overdrafts (if any)___________________ none none none none 125.18 Other TotaL _A__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ - - -none 391,246.38 LIABILITIES: Capital Stock Paid in________________$ ASumrpoluunst_R__e_s_e__r_v_e_d__f_o_r__B__r_a_n__c_h_e__s________ __ Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsje..c-t-t-o--C--h--e-c-k--_-__-_-_-_-_-_--__Demand Certificates of Deposit____ _ Time Certificates of Deposit..______ _ TSaruvisntgFsuDnedpsoosnitsD--e-p-o--s-i-t-_-_-_-_-__-_-_-_-_-_-_--_ Cashier's Checks____________________ . Certified Checks----------- __ --------Bills Payable. ___ --------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances._ Reserve for Interest and Taxes _____ _ Bonds Borrowed--------------------Other Liabilities._.------------------ TotaL _________________________________$ 50,000.00 none 5,000.00 9,388.38 15.00 none 192.498.76 none 77,737.84 19,560.73 none 545.67 none 33.500.00 3,000.00 none none none none 391.246.38 DEPARTMENT OF BANKING 247 STATEMENT Showing Condition at Close of Business December 31,1924 of the UPSON BANKING AND TRUST CO. President, S. Y. PRUITT Thontaston, Ga. Yicc-President, R. E. CHATFIELD Cashier, L. P. DAVIS RESOURCES: TDiemmeaLnodaLnosaannsd___D__is__c_o_u__n_t_s_._._-_-_-_-_-_-_--_$ United States Securities____________ _ State of Georgia Bonds_____________ _ 451,063.54 56,158.02 none none Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds____________ _ none l.lOO.OO BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ 3.000.00 2.414.00 14,354.29 Due from Federal Reserve Bank..... none Cash in Vault and Amounts De- Apogseintetsd...w__it_h____A__p_p_r_o__v_e_d___R__e_s_e_r_v_e_ 122,520.27 Due from Other Banks._------------ 1,221.28 Advances on Cotton._.-------------- 12,392.71 Advances on Other Commodities____ Checks for Clearing House_________ _ none 553.09 Other Checks and Cash Items _____ _ 102.97 LOevtetredrsraoftfsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__ none 1,364.48 Other TotaL .A__s_s_e_t_s_._._._._._-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-- $ none ---- 666,244.65 LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches.. __ _ Surplus .. ___ -------------------------Undivided Profits.------------------DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check._-------Demand Certificates of Deposit..... Time Certificates of Deposit________ _ Savings Deposits. _______ ------------Trust Funds on Deposit------------CCearsthifiieerd'sCChheecckkss_._._~_-_________-_-______-_-_-_-_-_-_._--_ BNiolltsesPaanydabBleil.l-s--R--e-d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Acceptances.. BReosnedrvseBfoorrroIwnteedr_e_s_t__a_n__d__T__a_x_e__s__________ __ Other Liabilities.. ------------------- TotaL _________________________________$ 50,000.00 none 25,000.00 33.816.84 276.00 none 379.427.32 none 176,335.02 none none 1,389.47 none none nane none none none none 666,244.65 STATEMENT Showing Condition at Close of Business December 3I, 1924 of the BANK OF THOMASVILLE Thomasville, Ga. President, R. G. FLEETWOOD Vice-Presidents, J. T. CULPEPPER, R. THO:\IAS Cashier, P. C. SEARCY RESOURCES: Time Loans and Discounts__________$ 1 ,891 ,398 .80 DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----Other Stocks and Bonds. __ --------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s--__-_-_-_-_-_-_-_-_-_-_-_--_ 235,819.25 94,200.00 none none 6,900.00 9,000.00 ll,321.48 Other Real Estate Owned.---------Due from Federal Reserve Bank..... Cash in Vaults and Amounts De- posited with Approved Reserve Agents.. ---------------------------DAduveafnrcoems oOnthCeor tBtoann.k.s_._-_-_-_-_-_-_-_-_-__-_-_-_- 25,371.39 none 235,761.50 7,8n1o6.n8e2 Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items______ LOevteterdrsraofftsC(rifedanity)a_n__d__A__c_c_e_p__ta__n_c_e_s_._. none 62.988.36 1.015.62 nnoonnee Other Assets-------------------------- 101,349.03 ----- Total------------------------------- ...$ 2.682.942.25 LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches ____ _ USunrdpilvuids.ed--P-r-o--f-i-ts-.--_-_-__-_-_-_-_-_-_-_----------------DDiuveidteonBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Deposits Subject to Check__________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit _______ _ Savings Deposits ________ ------------TCraushstieFru'snCdhseocnksD. _e_p__o_s_i_t_-_-_-_-_-_--------------Certified Checks.. __ ----------------BNiolltsesPaaynadbBleil.l.s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ LReetsteerrvse offorCIrnetdeirteasnt_d__A__c_c_e_p__t_a_n_c_e__s____ Bonds Borrowed____________________ _ Other Liabilities._------------------- 150,000.00 none 100,000.00 58,708.84 15.00 39,510.31 1,070,754.82 none 166.737.53 614,287.06 none 2,650.86 3,534.34 385.000.00 none none none none 91.743.49 TotaL _________________________________$ 2,682.942.25 "l FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924. of the I'EOPLES SAVINGS BANK President, T. ,J. B.\LL Thnnlas)ille, Ga. Yice-Prcsident, W .T. t:PCilt:HCH CashiPr, H..J. :\I cCLEXXY RESOURCES: Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsSe-c--u-r-i-ti-e--s-_-_-_-_-_-_-_-__-_-_-_--_ State of Georgia Bonds.____________ _ Stock in Federal Reserve Bank...... BOathnekrinSgtoRckosusaen_d__B__o__n_d__s__________________________ Furniture and Fixtures.. __________ __ Other Real Estate Owned ---------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- vAogseintetsd...w..it_h____A.I_>_I_>_r_o_v_e_d_ . _R_ .e.s_e_r_v_e. ADduveafnrcoems oOnthCeortBtoann.k.s_._._._._._.__._._._._._..__. Advances on Other Commodities.... Checks for Clearing Rouse.......... Other Checks and Cash Items...... Letters of Credit and Accei>tances.. Overdrafts (if anyl__ . __ . __ .....-----Other Assets.... --.----- ....... ------- TotaL..... _____ ..... _._ .. _.. ___ ... _._.$ 235,336.16 948.55 none none none 500.00 none 900.61 494.37 none 22,083.59 none none none none none none 144.00 none 260,407.28 LIABILITIES: Cai>ital Stock Paid in................$ Amount Reserved for Branches...... Surplus _______ --------------------Undivided Profits -----------------Dividends Unpaid-------------------DDeuie>OtositBs aSnukbsj-e-c-t--t-o--C--h-e-c--k--_-_-_-_-_-_-_-_--_ Demand Certificates of Dei>osit.... . TSaimviengCseDrteiif>iOcaStitess_o_ .f-D--e-i.>-o- _s_it_._._._._._._._... Trust Funds on Dei>osit............ . Cashier's Checks..................... Certified Checks..... ----------- .. ___ . Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Accei>tances.. Reserve for Interest and Taxes. __ ... Bonds Borrowed... -----------------Other Liabilities -------------------- TotaL................................$ 25.000.00 none 12,500.00 4,049.10 2,000.00 none 23.271.98 none 70,946.69 102.630.91 none 8.60 none 20.000.00 none none none none none 260,407.28 STATEMENT Showing Condition at Close of Business December 31, 1924 of the COMMERCIAL BANK President, J. VI. HOH.\E Thomas\ill<', Ga. Yi<'e-President, J. TRl:MAX HOLLAND Cashier, L. Jl. J<'EHG!:SO:'\ RESOURCES: TDiemmeaLnodaLnos aannsd__D__i_s_c__o_u_n__t_s_._._._._._._._. .__. $ United States Securities___________ __ State of Georgia Bonds____________ __ Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._._.____._.______ ____ Furniture and Fixtures. ____________ _ 46,879.33 1.500.00 none none none none 14,349.16 4,016.11 Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- I>Osited with AI>I>roved Reserve DAuegfernotms..O_.t.h.e..r-B- .a.n. -k-s-.-_-_._-_-_-_-_-_-_-_._-_--_ Advances on Cotton ________________ _ Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items...... LOevteterdrsraofftsC(r!e!daintya)n__d__A__c_c_e_:_D_t_a_n__c_e_s.__. Other Assets........ ------------------ 1.200.00 none 94,572.54 95.00 none none 17.50 none none 1.14 none T o t a L _________________________________ ~~~~ $ 162,631.08 LIABILITIES: Cai>ital Stock Paid in............... $ ASumrio>ulunst R_e_s_e__rv__e_d_ .f.o_r__B__ra..n.c.h..e.s......... Undivided Profits ------------------Dividends Uni>aid-------------------Due to Banks... --------------------Dei>OSits Subject to Check......... . Demand Certificates of Dei>OSit..... Time Certificates of Dei>osit......... Savings Dei>osits... --------------- ... Trust Funds on De:Dosit............. Cashier's Checks..................... Certified Checks __ ................. -Bills Payable.-----------------------Notes and Bills Rediscounted....... Letters of Credit and Acce:Dtances.. Reserve for Interest and Taxes...... Bonds Borrowed... -----------------Other Liabilities.. -------..---------- TotaL................................$ 50,000.00 none 10,000.00 1,204.61 none none 74,941.49 none none 23.211.60 none 3,273.38 none none none none none none none 162,631.08 DEPARTMENT OF BANKING 249 STATEMENT Showing Condition at Close of Business December 31, 1924. of the BANK OF THOMSON President, J. E. 'WJLKERSOX Thonu;on, Ga, Cashier, E. C. HA 'YE~ \"ice-Presid<'nl, J. E. GROSS RESOURCES: Time Loans and Discounts_________ .$ Demand Loans ...................... United States Securities............. State of Georgia Bonds.............. Stock in Federal International BOathnekrinSgtoHckosusaen.d...B..o_n__d_s_._._._._._._._._._._._.._ Furniture and Fixtures...... _______ _ Other Real Estate Owned .......... Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with Approved Reserve Agents ............................. . Due from Other Banks.............. Advances on Cotton................. Advances on Other Commodities.... Checks for Oleartng House.......... Other Checks and Cash Items....... Letters of Credit and Acceptances.. Overdrafts (if any)................... Other Assets.......................... TotaL.................................$ 184,401.07 27,913.66 117,031.39 none none 47,366.25 7,842.97 3,886.96 10,707.98 none 167,515.63 none 383.70 none 2,180.53 72.02 none 1.355.04 1.387.80 572,045.00 LIABILITIES: Capital Stock Paid in................$ 50,000.00 Amount Reserved for Branches..... none Surplus .............................. . 50,000.00 Undivided Profits ................... 23,173.41 Dividends Unpaid.................... 4,000.00 Due to Banks......................:.. none Deposits Subject to Check........ .. 202,537.54 Demand Certificates of Deposit..... 241.176.52 Time Certificates of Deposit......... none Savings Deposits..................... none Trust Funds on Deposit............. none Cashier's Checks..................... 1,157.53 Certified Checks...................... none Bills Payable.......................... none Notes and Bills Rediscounted....... none Letters of Credit and Acceptances.. .none Reserve for Interest and Taxes...... none Bonds Borrowed..................... none . Other Liabillties..................... none ----- TotaL ................................$ 572,045.00 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE McDUFFIE BANK President, H. T. CLARY Thomson, Ga. \"icc-l'nsidcnt, Wm..\. WATSOX Cashier, E. :\I. l\1lLES RESOURCES: Time Loans and Discounts..........$ 43.503.42 Demand Loans....................... 120.86 United States Securities............. none State of Georgia Bonds.............. none Stock in Federal Reserve Bank-~--- none BOat hnekri nSgt oHc kosu saen.d. .B. .o. .n.d. .s.........._._._.__._._. ._ none none Furniture and Fixtures-------------- 793.49 Other Real Estate Owned........... 4,474.54 Due from Federal Reserve Bank..... none Oash in Vault and Amounts De- posited with Approved Reserve Agents.. ---------------------------Due from Other Banks.............. 8,898.03 none Advances on Cotton................. 2,512.56 Advances on Other Commodities.... none Checks for Olearing House.......... 916.46 Other Checks and Cash Items....... none Letters of Credit and Acceptances.. none Overdrafts (if ali)................... 7.52 Other Assets..........................- - - -298-.68 Total..................................$ 61,525.56 LIABILITIES: Capital Stock Paid in_______________ $ Amount Reserved for Branches..... Surplus.... --------------------------Undivided Profits.................... Dividends Unpaid..... --------------Due to Banks... --------------------Deposits Subject to Check......... Demand Certificates of Deposit..... Time Certificates of Deposit........ Savings Deposits -------------------Trust Funds on Deposit............. Cashier's Checks..................... Certified Checks ..................... BUls Payable......................... Notes and Bills Rediscounted...... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... BondsBorrowed .................... Other Liabillties..................... Total....... _._._ ....... _ _..... ___ .$ 25,000.00 none none 1.660.46 none none 24,959.82 none 9,324.15 none none 581.13 none none none none none none none 61.525.56 250 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the THOMSON CITY BANK President, J. T. XEAL Thomson, Ga. \'ice-President, P. B. JOH:\SO:\ Cashier, X one. RESOURCES: TDiemmeaLnodaLnosaannsd. _D__i_s_c__o_u_n__t_s_._._._._._._._._.._$ United States Securities____________ _ 74.290.64 none none State of Georgia Bonds-------------SOttohcekr iSntoFcekdsearanldRBesoenrdves.B._a__n_k__._._._._.._ none none 2,193.26 Banking House----------------------- none FOuthrneirtRureealaEndstaFtiextOurwense--d-.-.-.-.-_-_-_-_-_-_--_ 4,300.00 8,905.00 Due from Federal Reserve Bank.... none Cash in Vault and Amounts De- posited with Approved Reserve Agents-----------------------------Due from Other Banks-------------- 6.438.34 none Advances on Cotton._--------------CAhdevcaknscefsoroOn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._. 717.60 none 407.62 Other Checks and Cash Items...... 53.71 LOevteterdrsraofftsC(1r1edaintya)_n_d__A__c_c_e_p__t_a_n_c_e__s_.._ none 158.71 Other Ass6ts--------------------------- - - -no-ne Total--------- __ ------------------ ....$ 97,464.88 LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches --Surplus.. ----------------------------Undivided Profits ------------------Dividends Unpaid-------------------DDeuveotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_--__Demand Certiticates of Devosit..... Time cert111cates of Deposit......... Savings Devosits--------------------Trust Funds on Deposit------------Cashier's CheckS--------------------Certitied CheckS---------------------B1lls Payable.. -------- __ ------------Notes and Btlls Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed.. ------------------Other Liabilities.------.------------- Total......-.....-.---.---.---....-.--$ 25.000.00 none none 1,157.56 none none none 28.484.64 21.430.02 none none 392.66 none 19,000.00 2.000.00 none none none none 97.464.88 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF TIFTON President, E. P. BOWEN Tifton, Ga. Vice-Presidents, B. H. McLEOD, W. W. BAXKS, H. H. TIFT Cashier, J. F. XeSMITH RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._. .. $ 806,214.65 85,850.00 United States Securities------------- none State of Georgia Bonds-------------- none BSOtatohncekkrin1SngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_dv__es___B____a___n__k____-__-__-__--____- none 4,160.00 57,000.00 FOutrhneirtuRreealanEdstFatiextOurwens-e-d--__-_-_-_-_-_-_-_-_--_ none 27,303.75 Due from Federal Reserve Bank..... none Cash in Vault and Amounts De- Apogseintetsd.. w___it_h____A__v_p_r_o__v_e_d___R__e_s_e__rv_e_ 130,216.85 DAduveafnrcoems oOnthCeortBtoann_k_s___._-_-_-_-_-_-__-_-_-_--__- none 95,759.19 AChdevcaknscefsoroOn lOeatrh1enrgCHoomumseo_d_i_t_i_e_s_._._._. none 4,331.16 Other Checks and Cash Items....... 311.34 LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_... Other Assets_________ ----- __________ __ - - - none 849.05 -no-ne Total..................................$ 1,2ll ,995.99 LIABILITIES: Capital Stock Paid in______________.__$ Amount Reserved for Branches..... Survlus ...... ------------------------Undivided Profits-------------------DDiuveidtoenBdsanUknsp_a__id__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__Deposits SubJect to Check _________ _ Demand Cert111cates of Deposit. .... Time Certiticates of Deposit--------Savings Deposits.. ------------------Trust Funds on Deposit------------Cashier's Ohecks--------------------Cert111ed CheckS---------------------B1lls Payable.. ----------------------Notes and B1lls Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed. ------------------Other Liabilities. ------------------- 100,000.00 none !50 ,000.00 82,559.07 2.500.00 55,147.02 445,533.85 10,000.00 340,522.98 none none 7.023.19 156.56 none none none 18,553.32 none none TotaL.----------------....-----------$ 1.211.995.99 DEPARTMENT OF BANKING STATEMENT Showing Condition at Close of Business December 31,1924 of the THE BANK OF TIGNALl" Tignall, Ga. President, BOYCE FICKLEX, .JR. Yice-President, C. D. BOLTO :\ Cashier, L. D. WARE RESOURCES; Time Loans and Discounts__________ $ 109,552.48 DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e--s-_-_-__-_-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdves_B__a_n__k__________ __ Banking House _____________________ _ Furniture and Fixtures_____________ _ 11.421.05 none none none 6,600.00 3,778.67 2,850.00 DOut heefrroRme aFl eEdsetraatleROewsenrveed -B- -a-n-k- -_-_-__- -_ 13,201.18 none Cash in Vault and Amounts De- posited with Approved Reserve Agents._-_-------------------------DAduveafnrcoems oOnthCeortBtoann_k_S__-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Conditions_____ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ 56,939.77 none 4,317.29 1.975.03 115.90 none Letters of Credit and Acceptances.. none Overdrafts (if anYl------------------- 1,124.19 Other TotaL _A__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-- $ none ---211.875.56 LIABILITIES: Capital Stock Paid in. ______________ $ ASumrpoluunst. R__e-s-e- r_v__e_d__f-o-r--B--r-a-n-c--h_e_s_-__-_-_--_ Undivided Profits-------------------DDiuveidtoenBdsanUknsp_a__i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check _________ _ Demand Certificates of Deposit--- __ Time Certificates of Deposit--------TSarvuisntgFsuDnedpsoosnitsD--e-p-o--s-i-t_-_-_-_-_-_-_-_-_-_-_-_--_ Cashier's Checks--------------------CBielritsifPiaeydaCbhlee_c_k_S__-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bilis Rediscounted______ _ Letters of Credit and Acceptances.. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities._------------------- Total----------------------------------$ 50.000.00 none 6,555.92 437.60 none none 82.480.35 none 65.512.14 none none 238.55 none none none none none none 6.600.00 211.875.56 STATEMENT Showing Condition at Close of Business December 31, 1924 of the PEOPLES BANK Tignall, Ga. President, D. S. STAXDARD Vice-President, S. A. WARE Cashier, HuGH H. JACKSO~ RESOURCES: DTiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _ 69,950.47 none 6.200.00 State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_______________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ none none 700.00 7,600.00 2,400.00 1.500.00 none Cash in Vaultland Amounts De- p,osited with Approved Reserve Agents. __ ------ __ ------------------Due from Other BankS-------------Advances on Cotton----------------AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ 14,113.54 none none none 448.12 Other Checks and Cash Items ____ __ none LOevteterdrsraoftfsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__ Other Assets.. ____________________ ---- T o tal.. ________ ----- __________ -_- _____ - .$ none 360.34 - - -no-ne 103,272.47 LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved for Branches ____ _ Surplus. _____________ ------ _____ --_--Undivided Profits __________________ __ DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check _________ _ Demand Certificates of Deposit:___ _ TS ai mv ien gCse rDt Ue pi coastiet ss. o__f_D__e__p_o_s_i_t_-_-_-_-_-_-_-_- -TCraushstieFru'snCdhseocnksD..e.p. _o_s-i-t--------_-_-_-_-_-_-_-_--_ BCielrltsifPiaeydaCbhleec__k_s____________________________________________ Notes and Bills Rediscounted_____ __ Letters of Credit and Acceptances. Reserve for Interest and Taxes...... BOot hnedrs LBioa br riol iwt i eesd_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Total---------------------------------.$ 25,000.00 none 1.375.00 2.020.80 none none 38,931.86 none 29.214.79 none none 268.93 none none none none 261.09 none 6,200.00 103.272.47 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE BANK OF TOCCOA Pre,; lent, E. SCJL\EFEll Toeeoa, Ga. \'ice-President, .J. H. WILLI.\ :\IS Cashier, .J. H. IYILLL\:\IS RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ 178,182.87 1,000.00 100.00 State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _ none 1,800.00 BOathnekrinSgtoHckosusaen.d. __B__o_n_d__s_._._.__-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ none none 4,407.62 Other Real Estate Owned ---------Due from Federal Reserve Bank __ 20.029.97 11,043.80 Cash in vault and Amounts De- posited with Approved Reserve Agents.. ---------------------------Due from Other Banks.. ----------Advances on Cotton._--------------- 14,568.15 I.l27 .70 none CAhdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_-_-_--_ none 2,022.16 Other Checks and Cash Items...... none LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_:_t>__ta_n__c_e_s_.._ none none Other Assets-------------------------- 796.85 ----- Total..... __ .-.-.--.-.-.-.----------- ..$ 235,079.12 LIABILITIES: Ca:t>ital Stock Paid in________________ $ ASumrpoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e__s_-_-_-_--_ Undivided Profits ------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Certificates of De:t>osit______________ _ TSaruvisntgFsuDnedpsoosnitsDe-:-t->-o-s-i-t-_-_-_-_-__-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks..-------------------Bills Payable. _____ ------------------Notes and Bills Rediscounted....... Letters of Credit and Acce:t>tances.. Reserve for Interest and Taxes-----Bonds Borrowed. -----------------Other Liabilities.-------------------- TotaL--------------------------------$ 50,000.00 none 10.000.00 965.58 none none 139.889.21 none 22.093.73 11.762.48 none 358.12 10.00 none none none none none none 235,079.12 STATEMENT Showing Condition at Close of Business December 31, 1924 of the FARMERS AND MERCHANTS BANK Toeeoa, Ga. l'rtsidt'nt, E. E. :\IITCHELL Yil'e-Presidents, C. H. DAXCE, CLAUDE BOXD Cashier, T. W. AXDERSOJ'\ RESOURCES: Time Loans and Discounts__________$ DUenmiteadndSLtaotaens sSe-c--u-r-i-t-ie--s-_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures-------------Other Real Estate Owned........... Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with A:t>proved Reserve Agents.. ---------------------------Due from Other Banks.-------------Advances on Cotton -------------AChdvecaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._. Other Checks and Cash Items_____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_:_t>__t_a_n_c_e_s_.-_ Other AssetS-------------------------- TotaL . . . . ---------------------------$ 331,528.80 71,468.43 none none none 15.400.00 16.000.00 4.500.00 3,844.48 none 61.865.65 369.80 3,656.99 none 7,220.89 208.56 none none 24,634.27 540,697.87 LIABILITIES: Ca:t>ital Stock Paid in _______________ $ ASumrpoluunst_R__e_s_e__r_v_e_d.-f-o-r- _B__r_a_n_c__h_e_s__._._..._. Undivided Profits------------------ __ Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of De:t>osiL... Time Certificates of De:t>osit._______ _ Savings De:t>OSitS.-------------------Trust Funds on De:t>osit------------Cashier's CheckS--------------------Certified Checks..-------------------Bil!s Payable._.---------------------Notes and Bills Rediscounted------Letters of Credit and Acce:t>tances.. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities -------------------- Total.-----.-------------------.---- .$ 50,000.00 none 15,000.00 5,912.45 none none 224,051.72 none 90 ,53!. 71 133,876.60 none 6,325.39 none 15,000.00 none none none none none 540,697.87 DEPARTMENT OF BANKING STATEMENT Showing Condition at Close of Business December 31,1924 of the WILKINSON COUNTY BANK Toon1shoro, Ga. ' President, F. B. ClL\:\lBERS Yice-Presic!ent, W. ,\. HALL Cashier, H. E. STEPHEl\S RESOURCES: Time Loans and Discounts__________ $ Demandl.oans ---------------------United States Secutirles------------State of Georgia Bonds-------------Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds-----------BFuanrnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank ___ _ Cash in Vault and Amounts De- PAogseintetsd. __w__i_t_h_ -A--p--p-r-o-v--e-d___R__e_s_e_r_v_e_ Due from Other Banks... __________ _ Advances on Cotton... -------------CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d__it_i_e_s__._.._ Other Checks and Cash Items... __ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__ Other Assets_________________________ _ TotaL_________________________________ $ 64,815.25 14,538.86 15,850.00 none none 200.00 none none 2.138.09 none 45.335.24 none none 615.35 Hl.83 none none 999.71 420.00 145.354.33 LIABILITIES: Capital Stock Paid in.. ______________ $ Amount Reserved for Branches.. __ _ Surplus.. ----------------------------Undivided Profits.. --------------_--Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t-t-o--C--h--e-c-k--_-_-_-__-_-_-_-_--_ Demand Certificates of Deposit___ -Time Certificates of Deposit _______ _ Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks___ -----------------Certified Checks. ___ ------------- ___ _ Bills Payable____ --------------------Notes and Bllls Rediscounted------Letters of Credit and Acceptances._ BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s__________ __ Other Liabllltles.. ------------------- TotaL _________________________________$ 23,000.00 none 3,000.00 ~.S03.09 none none ~~ .~157 .95 none 22 ,'30:! .60 none none 2 .7'>3 .69 none none none none none none none 14!} .25!.33 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF TRION Trion, Ga. Pre~idcnt, BE:'\.T. D. RIEGEL \'ice-Presidents, C. B. C.-\.PERTOX, THEODOHE Hl EGEL Cashi<'r, ,Y. R. WILLIA:\IS RESOURCES: TDiemmeaLnodaLnos aannsd__D__i_s_c_o__u_n__t S__-_-_-_-_-_-_-_-_- -_$ United States SecuritieS------------- State Stock of in Georgia Federal Bonds-------------Reserve Bank_____ _ OBathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-__-_-_--_ Furniture and FixtureS-------------Other Real Estate Owned.---------Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De- posited with Approved Reserve Agents. ______________ --------------ADduveafnrcoems oOnthCeor tBtoann_k_s_._.__-_-_-_-_-_-_-_-_-_-_--_ AChdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_.__.._ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n_d___A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets-------------------------- TotaL---------------------------------$ 115,183.26 none 22.094.15 none none none none 1.636. 93 none none 66,415.16 none none none 458.72 none none 186.37 none 206.004.59 LIABILITIES: Capital Stock Paid in _______________ $ Amount Reserved for Branches____ _ SurplUS------------------------------Undivided Profits.---------------- __ _ Bife~~n~~~k~~-~~~:~~::::::::::::::::: Deposits Subject to Check.. ------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits -------------------Tnlst Funds on Deposit------------Cashier's Checks--------------------Certified Checks--------------------BNlolltsesPaanyadbBlell_l_s_ R--e-d--i-s-c-o--u-n-t-e-d--_-_-_-__-_--_ Letters of Credit and Acceptances._ Reserve for Interest and Taxes _____ _ Bonds Borrowed--------------------Other Liabillties. _- ------------------ TotaL_________________________________ $ 2' ,000.00 none 12.500.00 E ,030.91 none none !)~ .161.79 none 0~.656.37 218.75 none 1.!06. 77 none none none none none none none ~f;i\,004.59 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF TVCKER Presid~nt, P. K. lH~RXS Tuck<'I', Ga. Cashier, L. S. BCBSS \'ice-President, J. "M. LIVSEY RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__S_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures-------------Other Real Estate Owned----------Due from Federal Reserve Bank.---Cash in Vault and Amounts De- IA>goesintetsd. _w___i_th____A__v_v__ro__v-e-d---R--e-s-e-r-v-eADduveafnrcoems oOnthCeor tBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ CAhdevcaknscefsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_i_>_t_a_n__c_e_s_. __ Other Assets-------------------------TotaL _________________________________ $ 40,561.30 170.00 none none none none 3,160.00 1.984.59 none none 6.875.80 none 15,094.69 none 186.70 10.00 none 51.41 none 68.094.49 LIABILITIES: Cavital Stock Paid in________________ $ AS umr vo luunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a-n-c- h- -e_s__________ __ Undivided Profits-------------------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsJ.e-c--t-t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of DevosiL--TSaimviengCserDtiefvicoastietss_o__f_D__e__v.o.s..i.t.-.-.-_-_-_______ __ Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks---------------------BNioltlessPaanydabBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Accevtances. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities._------------------- TotaL---------------------------------$ 15.000.00 none 1.275.00 2,539.39 none none 29,732.29 none 15.416.70 none none 81.11 none 4,050.00 none none none none none 68,094.49 STATEMENT Showing Condition at Close of Business December 31, 1924 of the TUH.IN BANKING CO. -Turin., (;a. Pre,;i {ent, EDGAR DO:\IIKICK Yiee-President, G. H. CHQUHART Cashier, F. E. SHELL RESOURCES: TDiemmeaLnodaLnos aannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ SSttoactek oifn GFeeodregriaal BRoesnedrsv-e-B---a-n-k--_-_-_-__--_ BOathnekrinSgtoHckosu;aen_d__B__o__n_d__s_._._-_-__-_-_-_-_-_-_--_ 52.788.01 6.700.00 none none none 400.00 1,665.75 FOuthrneirtuRreealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank----Cash in Vault and Amounts De- vosited with AI>I>roved Reserve Agents. ______________ --------------DAduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-_-__-_-_-_-_-_-_-_--_ ACdhvecankcsefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._ Other Checks and Cash Items _____ _ LOevt&terrdsraofftsC(rifedaint yanLd__A__c_c_e_i_>_t_a_n_c__e_s_.._ Other Assets-------------------------- 1.989. 75 9,099.78 none 11,117.24 none 4.277.57 3,200.00 none none none 1.152.27 none TotaL ______________________ : __________ $~-- 91,- 353- .37 ~------~~- LIABILITIES: Cavita1 Stock Paid in _______________ $ ASumrvoluunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a_n__c_h_e__s________ __ Undivided Profits-------------------Dividends Unvaid-------------------DDueveotsoitBs aSnukbsj.e-c-t--t-o--C-h--e-c-k--_-_-_-_-__-_-_-_--_ Demand Certificates of Devosit----Time Certificates of Devosit--------Savings Devosits--------------------TCraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks____________________ _ Bills Payable.-----------------------NoGes and Bills Rediscounted------Letters of C edit and Accevtances.. Reserve or Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities.-------------------- TotaL---------------------------------$ 15.000.00 none 17,000.00 2.240.94 none none 39,450.34 none 17,537.22 none none 124.87 none none none none none none none 91.353.37 DEPARTMENT OF BANKING 255 STATEMENT Showing Condition at Close of Business December 31, 1924 of the \ BANK OF TY TY l'reside1,t, .J. W. L\YLOR Ty Ty, Ga. \'ice-Presidents, F. B. PICKETT, H. A. LAI\D Cashier, "- :\1. BAHH RESOURCES: Time Loans and Discounts..........$ Demand Loans ...................... United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank...... Other Stock and Bonds ........... . Banking House....................... Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with Approved Reserve Agents ............................. . Due from Other Banks............._ Advances on Cotton. .............. Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items ... Letters of Credit and Acceptances.. Overdrafts (if any).................. . Other Assets.......................... TotaL.................................$ 68,365.67 none none none none 3,760.00 2.400.00 2.646.20 none none 5,908.81 none none none none none none none 3,303.35 86,384.03 LIABILITIES. Capital Stock Paid in...............$ Amount Reserved for Branches..... Surplus ............................. .. Undivided Profits.................... Dividends Unpaid.................... Due to Banks......................... Deposits Subject to Check.......... Demand Certificates of Deoosit..... Time Certificates of Deoosit......... Savings Deoosits..................... Trust Funds on Deoosit............. Cashier's Checks..................... Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed.................... Other Liabilities .................... TotaL ................................ $ 25,000.00 none 1,000.00 none none none 28,240.20 none 7,919.88 none 2,600.04 360.02 none 21.263.89 none none none none none 86,384.03 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF UNADILLA Presidt>nt, W. B. :\'JCHOLS Unadilla, Ga. Cashier, A. H. 'YAHE \'ice-President, .J. K. HODGE RESOURCES: Time Loans and Discounts..........$ Demand Loans....................... United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank...... Other Stocks and Bonds.. ........ Banking House....................... Furniture and Fixtures.............. Other Real Estate Owned .......... Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with Aporoved Reserve Agents ............................. . Due from Other Banks ............. Advances on Cotton... -------------Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items....... Letters of Credit and Acceotances.. Overdrafts (if any)................... Other Assets.......................... TotaL.................................$ 182.709.96 17,964.40 4,000.00 none none none 3,000.00 2,600.00 2.100.00 none 105,517.53 none none 6.193.82 none 2,069.84 none none none 326,155.55 LIABILITIES: Caoital Stock Paid in................$ Amount Reserved for Branches..... Surolus. -----------------------------Undivided Profits.................... Dividends Unpaid.................... Due to Banks......................... Deposits Subject to Check. ....... Demand Certificates of Deoosit..... Time Certificates of Deoosit........ Savings Deoosits..................... Trust Funds on Deoosit............. Cashier's Checks..................... Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceotances.. Reserve for Interest and Taxes...... Bonds Borrowed...................... Other Liabilities..................... TotaL ................................ $ 50,000.00 none 7,000.00 9,696.06 2,000.00 none 201.733.72 none 52,725.77 none none none none none none none none none none 326,155.55 't56 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 / of the CO~Il\IERCIAL BANK President, .J. F. S.\C\'DERS Unadilla, Ga. Vice-President, .J. W. SA C\DEHS Cashier, .J. W. S.\l'XDERS RESOURCES: Time Loans and Discounts........$ Demand Loans ---------------------United States Securities............. State of Georgia Bonds-------------Stock In Federal Reserve Bank... __ Other Stocks and Bonds....... ___ __ BFuarnnkiitnugreHaonudseFixtu.r-e-s--..--_-_-__-_-_-_-_-_-_--__Other Real Estate Owned. _________ _ Due from Federal Reserve Bank____ _ Cash In Vault and Amounts De- :ooslted with A:o:oroved Reserve Agents.. _--------------------------Due from Other Banks.. -----------Advances on Cotton.. -------------Advances on Other Commodities.... Checks for Clearing House _________ _ Other Checks and Cash Items . __ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_:_o_t_a_n_c__e_s_. __ Other Assets.. ____ .... _____ ........ __ _ TotaL _________________________________ $ LIABILITIES: 63,590.37 none none none none 3,100.00 10,479.26 2,383.25 3,167.84 none 12,728.15 163.70 none 185.00 none 200.08 none 22.06 none Ca:oltal Stock Paid ln..... ----------$ Amount Reserved for Branches.. __ _ USunrd:oi1vuids.e_d__P-r-o--f-i-ts--_-_-__..__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Un:oald-------------------Due to Banks. ---------------------De:oosits SubJect to Check........ .. Demand Certificates of De:ooslt.... . Time Certificates of De:ooslt..______ _ Savings De:oosits.. ___ ...... ------ __ __ TCraushstieFru'snCdhseocnksD__e_:_o_o__s_l_t-_-_-_-_-_-_-_-_-_-_--__- Certified Checks---------------------Bills Payable.-----------------------Notes and Bills Rediscounted.. _.. __ Letters of Credit and Acce:otances.. BRoesnedrvs eBfoorrr oI nwteedr e__s_t_a__n_d__T__a_x__e_s_._._._. .__. Other Liabilities.. ------------- ____ __ 96,019. 7l , TotaL--------------------------------$ 25,00000 none 2,717_92 non8 none none ~ ,923.53 none 34.709.24 none none 205.03 none 28,463.99 none none none none none 96,019.7 STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF UNION POINT President, II. LA:\IB Union Point, Ga. Cashier, R. A. RHODES \'ice-President, I. W. I\'EY RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s____________________ $ United States Securities.. _________ __ State of Georgia Bonds-------------Stock In Federal Reserve Bank...... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned _________ __ Due from Federal Reserve Bank..... Cash In Vault and Amounts De- :Aoogseintetsd._w. _i_t_h____A_:_o_:_o_r_o_v_e_d__ .R__e_s_e_r_v_e_ Due from Other Banks-------------Advances on Cotton----------------Advances on Other Commodities.... Checks for Clearing House_________ _ Other Checks and Cash Items...... LOevteterdrsraofftsC(rIfedaintya)n__d__A__c_c_e_:_o_t_a_n_c__e_s_.._ Other Assets-------------------------- TotaL---------------------------------$ 56,550.89 78.271.92 none none none none 3,338.00 2,305.00 1.050.00 none 42,455.22 none none none 3,-!72.95 none none 1.23 42.09 187,487.30 LIABILITIES: Ca:oital Stock Paid in________________$ Amount Reserved for Branches.. __ _ Sur:olus.. _______ ---------------------DUinvdiidveinddesd UPnro:ofait!sd._-_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_--_ Due to Banks_______________________ __ De:oosits Subject to Check.. -------Demand Certificates of De:oosit.... . TSaimviengCserDtief:iocoastletss.o. _f_D__e_:_o_o__s_it_._._._.__--.-.-_ CTraushstleFru'snCdhseocnksD__e_:_o_o__s_i_t-_-_-_-_-_-_-_-_-_-_--__BCielrltsifPiaeydaCbhleec__k_s_._._._._._._._-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted....... Letters of Credit and Acce:otances.. BReosnedrvs eBfoorrr oI nwteedr e__s_t_a__n_d__T__a_x__e_s_-_-_-_-_- -_ Other Llabll1tles.. ------------------- TotaL--------------------------------$ 25,000.00 none 2.) .000.00 447.52 1,008.00 none 134,095.58 none none none none 1,936.20 none none none none none none none 187,487.30 DEPARTMENT OF BANKING 257 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE FARMERS BANK President, B. W. BOYD Union Point, Ga. Yice-President, T. L. BARKES Cashier, A. J. STEWART RESOURCES: TDiemmeaLnodaLnosaannsd__D___is__c_o_u.n..t.s_._.__.__.___._.$ United States Securities.___________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen.d...B__o_n__d_s_._._.__-_-_-_-_-_-_--__Furniture and Fixtures..... _. ______ _ Other Real Estate Owned ---------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with Approved Reserve DAuegfernotms ..O. _t_h_e__r_B_ .a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advallces on cotton.. ______ . _... _. _. Advances on Other Commodities... Checks for Olearing House_________ _ Other Checks and Cash Items._____ _ LOevteterdrsraofft C(ifreadniyt )a_n__d__A__c_c_e_p__ta__n_c_e__s_.__ Other Assets-------------------------TotaL _________________________________$ 59,622.82 l . 729.04 none none none none 3,000.00 1. 713.48 3,600.00 none 15.133.96 none none none 188.25 608.56 none 56.31 3,982.64 89,635.36 LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches____ _ US unrdpi vl ui ds .e.d- -P-r-o- -f-i t-s- -_-_-_-_-__- _-_-_-_-_-_-_-_-_-_-_-_-_- -_ Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check. ------Demand Certificates of Deposit----Time certificates of Deposit--------TSaruvisntgFsuDnedpsoosnitsD--e-p-o-s--it-_--_-_-_-__-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks.... _________________ _ Bills Payable ...... _._._._._._ ... _.. __ Notes and Bills Rediscounted------Letters of Credit and Acceptances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities._.------------------ TotaL---------------------------------$ 15,000.00 none none 2.422.46 none none 31.801.92 2,754.95 25.036.11 1,867.72 none 162.21 none 10,589.99 none none none none none 89.635.36 STATEMENT Showing Condition at Close of Business December 31, 1924 of the ASHLEY TRUST CO. President, J. Y. BLITCH Valdosta, Ga. Yice-Presidents, T. l\1. SMITH, J. I\. BHAY Treasurer, S. A. S;\JITH RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_._-_-_-_-_-_--_-_-_$ United States Securities. ___________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._-_-_-_-_-_-__-_-_-_--_ Furniture and Fixtures _____________ _ Other Real Estate Owned _________ _ Due from Federal Reserve Bank... _ Cash in Vault and Amounts De- posited with Approved Reserve DAuegfernotms_O.--th--e-r--B.-a-n--k-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton. _______________ _ Advances on Other Commodities.__ _ Checks for Clearing House_________ _ Other Checks and Cash Items. ____ _ LOevtetredrsraofftsC(rief daintya)n__d__A__c_c_e__p_t_a_n_c__e_s____ Other Assets-------------------------TotaL _________________________________ $ 635.481.35 800.00 7,000.00 none none none none none 3,975. 77 none 30,207.81 none none none none none none none 2,537. 73 680,002.66 LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches----SUunrdDivluidse.d.., _P.r-o--f-it.s. -_._-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj.e.ct-t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s_i_t_-_-_-_-_-_-_-_-_Trust Funds on Deposit____________ _ CC earsthi fi ei erd' s CChheecckkss_-_-_-_-_-_-_-_-_-__- _-_-_-_-_-_-_-_-_-_- -_ Bills Payable... ____ . ____ ------------Notes and Bills Rediscounted------Letters of Credit and Acceptances._ Reserve for Interest and Taxes-----Bonds Borrowed---------------------Other Liab111ties -- _----------------- TotaL ________________________________ $ 100,000.00 none 35,000.00 165.304.91 40.00 none none none 373.455.69 none 2.202.06 none none none .none none none none 4,000.00 680,002.66 258 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF VALDOSTA President, E. P. ROSE Valdosta, Ga. Yice-President, J. R. DASHEH, A. J. STRICKL\:\'D Cashier, W. F. STATE:\' RESOURCES: Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities. ___________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds.. --------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-.-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De- vosited with Avvroved Reserve DAuegfernotms._O--th--e-r--B--a-n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton---------------Advances on Other Commodities __ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c_e__s_.._ Other Assets-------------------------- TotaL ________________________________$ 846,546.14 156,729.52 41,500.00 none none 4,000.00 40.000.00 13,709.13 40,317.01 none 272,051.98 4,069.33 none none 11,188.74 5,493.41 none none 1.426.45 1.437.112.71 LIABILITIES: Cavital Stock Paid in________________$ Amount Reserved for Branches----Survlus. _________ --------------------Undivided Profits-------------------Dividends Unvaid------------ -------DDeuveotsoitBs aSnukbsJ-e-c-t-t-o--C--h--e-c-k-_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderCtifeirctaiftiecsatoefsDoefvDoesvito_s_i_t_---_-__Savings Devosits. -------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks.-------------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances. _ Reserve for Interest and Taxes _____ _ Bonds Borrowed -------------------Other Llab!Uties--------------------- 20.000.00 none 40.000.00 15.870.44 none 37.853 .Ol 690.571.79 13.000.00 179,062.87 211.360.80 none 1.636.83 100.00 none 40,000.00 none 7.656.97 none none TotaL ________________________________ $ 1.437.112. 71 STATEMENT Showing Condition at Close of Business December 31, 1924 of the TilE CITIZENS BANK OF VALDOSTA President, .J. F. LEWIS Valdosta, Ga. \"ice-Presidents, T. B. C01'\YERSE, SH., G. \V. VARl'i' Cashier, R. D. STEYE~S RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities. ___________ _ State of Georgia Bonds.____________ _ BOStatohncekkriniSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_vd__es_._B.__a___n__k____-__-__-__-__--__ Furniture and Fixtures_____________ _ Other Real Estate Owned. _________ _ Due frQill Federal Reserve Bank. __ _ Cash in Vault and Amounts De- vosited with Avvroved Reserve Agents. ---------------------------Due from Other Banks.------------Advapces on Cotton--.-------------CAhdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s___ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_v__t_a_n_c_e__s____ Other Assets-------------------------- TotaL--------------------------------$ l. 734,697 .46 47,303.16 500.00 none none 38,231.03 none 4,000.00 500.00 8.868.30 164.262.61 47,420.40 20,258.77 117,169.73 3,776.67 none none 12.398.72 185,000.00 2,384,386.85 LIABILITIES: Cavital Stock Paid in_______________$ ASumrvoulunst. R__e_s_e_r_v__e_d__f_o_r__B__r_a_n_c__h_e_s_________ __ Undivided Profits ___________________ _ DDiuveidtoenBdsanUknsv__a_i_d_-_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Devosits SubJect to Check --------Demand Certificates of Devosit----Time Certificates of DevosiL------Savings Devosits ______ --------------TCraushstieFru'snCdhseocnksD__e_v__o_s_i_t_._._________-___-___--_-_ Certifi d Checks____________________ _ Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabll1ties.. __ ----------------- 150.000.00 none 150,000.00 158.048.00 none 143.207.23 282.742.94 none 433.406.44 500.147.16 191,666.77 8.798.55 583.51 130,500.00 219.231.78 none none none 16.054.47 TotaL_________________________________$ 2,384.386.85 DEPARTMENT OF BANKING !i!59 STATEMENT Showing Condition at Close of Business December 31,1924 of the THE MERCHANTS BANK OF VALDOSTA Presidt>nt, H. Y. TILLMAN Valdosta, Ga. Vice-Presidents, A. F. WINN, .JR., E. P. S. DEN:\fARK CashiN, T. I. DE:\:VIARK RESOURCES: LIABILITIES: Time Loans and Discounts.---------$ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds-------------OSttohcekr iSntoFcekdsearanldRBesoenrdves_B__a__n_k__-_-_-_-_--_ BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- IJOSited with AIJIJroved Reserve Agents-----------------------------Due from Other Banks-------------AAddvvaanncceess oonn COothtteornCo--m--m--o-d-i-t-i-e-s-_-_-_-_ Checks for Clearing House_________ _ Other Checks and Cash Items. ____ _ Letters of Credit and AcceiJtances__ Overdrafts (If an:v>------------------Other Assets-------------------------- 1.239,934.47 168.667.09 none none none 30,000.00 32.719.16 27,086.82 13.535.00 none 118,790.29 6.964.01 none none 2.740.48 13.79 45,000.00 4,217.44 none CaiJital Stock Paid in_______________$ Amount Reserved for Branches____ _ Surolus. __ ------ ---------------------Undivided Profits.. _----------------Dividends UniJaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ Time Certificates of Deposit. ______ _ Savings DeiJosits--------------------CTraushstieFru'snCdhseocnksD__e_i_J_o_s__it_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ Bills Payable. ___ --------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances. Reserve tor Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities--------------------- ~----------------------------------!_!_._~~ T o t a L ________________________________ $ 200,000.00 none 50,000.00 23.862.49 8,000.00 86,747.25 332,432.37 none 436,316.08 412.484.49 none 9,178.80 150.82 none 47.681.25 45,000.00 10,093.53 none 27.221.47 ~.~liil_~ STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE F AHMERS BANK Videttc, Ga. Presid<'nt, DR. W. C. :\IcCARYER \'ice-President, S. A. THO:\IPSON Acting Cashier, F. G. NORTH RESOURCES: Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ SSttoactek oinf GFeeodregriaal BRoesnedrvs-e--B--a-n-k--_-_-__-_--_ Other Stocks and Bonds____________ _ BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- Apogseintetsd___w__i_t_h___A__IJ_I_J_r_o_v_e_d___R__e_s_e_r_v_e_ Due from Other Banks._-----------AAddvvaanncceess oonn COothtteornC.-o-m--m--o-d--i-ti-e-s-_-_-_-_ COhthecekr sCfhoercCksleaanridngCaHsohuIstee-m--s-_-_-_-_-__--_ LOevteterdrsraofftsC(rIef daintya)n__d__A__c_c_e_i_J_t_a_n_c__e_s_. __ Other Assets-------------------------TotaL _________________________________ $ 22,427.09 none none none none 200.00 2,300.00 1 .257.50 600.00 none 2.752.05 none none none none 149.18 none 33.10 none 29,718.92 LIABILITIES: CaiJital Stock Paid in________________$ Amount Reserved for Branches____ _ USunrdiJivluids_e_d__P_ r-o- -f-it-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------DDeuieJotsoitBs aSnukbsje--c-t-t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ Time Certificates of DeiJosit--------TSarvuisntgFsuDnedisJoosnitDs-e-i-J-o--s-it-_-_-_-_-_-_-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks---------------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and AcceiJtances.Reserve tor Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities -------------------- TotaL ________________________________$ 15,000.00 none 1,000.00 62.81 none none 6.442.94 none 2,005.09 none none 68.31 none 40,000.00 none none none none 1.139. 77 "l ~60 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the AMERICAN BANKING CORPORATION President, T. H. GREGORY Vienna, Ga. Cashier, J. ~- HARGROVE Vice-President, J. A. PEAVY RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities. ___________ _ State of Georgia Bonds------------Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s____.___-_-_-_-_-_-_--_ Furniture and Fixtures. ____________ _ Other Real Estate Owned ---------Due from Federal Reserve Bank.~-- Cash in Vault and Amounts De- vosited with Avvroved Reserve DAuegfernotms .O. -t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton _______________ __ Advances on Other Commodities.__ _ Checks for Clearing House. ________ _ Other Checks and Cash Items_____ _ LOevteterdrsraofftsC(rief daintya)n_d___A__c_c_e_v__t_a_n_c_e__s_.._ Other Assets------------------------ TotaL.................................$ 151,263.95 2.846.00 1.003.37 none none none 6,500.00 2,4!5.00 17.428.65 none 27 ,!37 .35 35.00 8,!06.79 489.50 2.434.30 none none 237.20 none 219.897 .ll LIABILITIES: Cavital Stock Paid in................$ Amount Reserved for Branches.. __ _ US unrdvivl uids e-d- -P-r-o- -f-i t-s- -. -. -. -. -. -. -. -.-.-.-.-.-.-.-.-.-.-.-.-. Dividends Unvaid.................... Due to Banks. --------------------Devosits Subject to Check.--------Demand Certificates of Devosit..... Time Certificates of Devosit......... Savings Devosits..................... Trust Funds on Devosit............. Cashier's Checks..................... Certified Checks .................. . Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed.----------------Other Liabilities..................... TotaL................................$ 75,000.00 none 5,000.00 9,690.72 none none 95,946.22 none 31.778.02 none none 2.482.!5 none none none none none none none 219.897.11 STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF VIENNA Vienna, Ga. President, " C. 1-L\:\llLTO::-\ Vice-President, W. T. GILBERT Cashier, ":. T. GILBERT, JR. RESOURCES: Time Loans and Discounts..........$ Demand Loans....................... United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank...... Other Stocks and Bonds............ Banking House....................... Furniture and Fixtures.......... __ .. Other Real Estate Owned........... Due from Federal Reserve Bank.... . Cash in Vault and Amounts De- vosited with Avvroved Reserve Agents.. ---------------------------Due. from Other Banks............. . Advances on Cotton................. Advances on Other Co=odities.... Checks for Clearing House.......... Other Checks and Cash Items...... LOevtetredrsraofftsC(rifedaintya)n__d__A__c_c_e_v__t_a_n_c__e_s.__. Other Assets.......................... TotaL.................................$ !54 ,863.67 294.83 none none none 2,938.00 4.000.00 none 13.706.20 none 31.628.30 none 2.612.14 none 2.662.40 none none 729.75 5,!41.78 218,577.07 LIABILITIES: Cavital Stock Paid in...............$ Amount Reserved for Branches. __ _ Survlus........ ----------------------Undivided Profits.................... Dividends Unvaid.................... Due to Banks......................... Devosits Subject to Check._ ........ Demand Certificates of Devosit..... Time Certificates of Devosit......... Savings Deoosits..................... Trust Funds on Devosit............ . Cashier's Checks..................... Certified Checks..................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceotances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabilities..................... TotaL ................................$ 50,000.00 none 36,797.17 none none 1.971.26 69.549.26 none 35,0!2 .56 none none 183.40 63A2 25.000.00 none none none none none 218,577.07 DEPARTMENT OF BANKING 261 STATEMENT Showing Condition at Close of Business December 31, 1924. of the DOOLY SAVINGS BANK Vienna, (;a. Presi,Jent, " C. HA:\fiLTOX Yice-l>resident, H. E. KELLY Cashier, W. T. GILBERT, JH. RESOURCES: Time Loans and Discounts..--------$ Demand Loans----------------------UStnaitteedofSGtaetoersgSiaecBuornitdiess_-_-__-_-_-_-_-_-_-_-_-_--_ SOttohcekr iSntoFcekdsearanldRBesoenrdves _B__a_n__k_-_-_-_-_--_ Banking House_____________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- vosited with Avvroved Reserve Agents-----------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_._-_-_-_-_-__-_-_-_-_-_-_--_ Advances on Other Commodities.... COhthecekr sCfhoercCksleaanridngCaHsohuIstee-m--s-_-_-_-_-_--_ Letters of Credit and Accevtances.Overdrafts (if anY>------------------Other Assets-------------------------- TotaL---------------------------------$ 37,295.80 402.50 none none none none none none 11,946.49 none 1.949.18 none none none none none none none none 51,593.97 LIABILITIES: Cavital Stock Paid in________________ $ Amount Reserved for Branches____ _ Survlus. ____ -------------------------Undivided Profits-------------------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Devosit----Time Certificates of Devosit--------Savings Deposits.-------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable.-_---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes-----~ Bonds Borrowed---------------------Other Liabilities._------------------- TotaL--------------------------------$ 25.000.00 none 11,034.80 none none none none none 15,559.17 none none none none none none none none none none 51,593_Jl_7 STATEMENT Showing Condition at Close of Business December 31, 1924. of the VIENNA STATE BANK President, W. P. HEARD Vienna, Ga. Yicc-PrPsidPnt, 0. L. ARNOLD Cashier, S. F. BIVINS RESOURCES: Times Loans and Discounts---------$ 53,241.53 DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ 3,878.50 none State of Georgia Bonds-------------- none Stock in Federal Reserve Banks----- none BOathnekrinSgtoHckosusaen_d___B_o__n_d__s_._.______-_-_-_-_-_-_--_ none none Furniture and Fixtures-------------Other Real Estate Owned.. -------- none none Due from Federal Reserve Bank----- none Cash in Vault and Amounts De- posited with Approved Reserve Agents. ____ ------------------------- 17.361.11 ADduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ 119.66 none AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ none 2,356.81 Other Checks and Cash Items. . __ 284.00 LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ none 332.99 Other Assets-------------------------- none Tot aL _________________________________ - $ - --77,574.60 LIABILITIES Capital Stock Paid in________________$ Amount Reserved for Branches_____ Survlus--------------------.----------Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbSje--c-t--t-o--C--h-e-c-k--_-_-_-_-_-_-_-_-_--_ TDiemmeaCnderCtifeirctaiftiecsatoetsDoefpDoesipto__s_i_t________ _ _ TSarvuisntgFsuDnedpsoosintsD. _e_v__o-s-i-t-_-_-_-_-_-__-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaanydabBleil.l_s--R-e--d-i-s-c-o--u-n-t-e-d--_-_-_-_-__--_ Letters of credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities.-------------------- TotaL--------------------------------$ 25.000.00 none 1,000.00 478.32 none none 40.665.27 none 10.217.95 none none 213.06 none none none none none none none 77,574.60 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF VILLA RICA President, W. B. CAXDLER Villa Rica, Ga. Viee-Presidet, J. X. \YILSOX Cashier, S. 0. FIELDER RESOURCES: Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-i-e-s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds-------------BSOtatoih:clekkriinSngtoFHcekodsuesarean_ld_R_B_e_so_e_n_rdv__es_._B.___a__n__k____-__-__-__-__--__ Furniture and Fixtures_____________ _ Other Real Estate Owned.---------Due from Federal Reserve Bank----Cash in Vault and Amounts De- posited with Approved Reserve Agents._.--------------------------Due from Other Banks.. -----------Advances on Cotton.---------------AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._. Other Checks and Cash Items_____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.__ Other Assets-------------------------. TotaL---------------------------------$ 168,051.00 148.575.95 none none none 18.000.00 2,500.00 1.500.00 33.200.00 none 37,615.30 none none none none 2.143.17 none none 4.739.97 416,325.39 LIABILITIES: CAampoituanltSRtoescekrvPeadidfo1rnB--r-a--n-c-h--e-s-_-_-_-_--_$ Surplus.. __________ ---------- ___ -----Undivided Profits.. _----------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-.-.-.--__-_-_-_-_--_ Demand Certificates of Deposit____ _ Time Certificates of Deposit________ _ Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaanyadbBleil.l.s-R--e--d-i-s-c-o--u-n--te--d-_-_-_-_-__--_ Letters of Credit and Acceptances.Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities--------------------- Total----------------------------------$ 50,000.00 none 50,000.00 25,000.00 none none 169,456.52 61.90 120,393.70 none 170.04 1.132.95 none none none none 110.28 none none 416.325.39 STATEMENT Showing Condition at Close of Business December 31, 1924 of the MERCHANTS AND PLANTERS BANK President, J. M. MOORE Villa Rica, Ga. Cashier, GEO. HARPER Vice-President, J. H. POPE RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities.________ , __ _ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBesoenrvdes.B__a_n__k_._._._._.._ BFuanrnki1tnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank.... Cash in Vault and Amounts De- posited with Approved Reserve Agents. ________ --------------------DAduveafnrcoems oOnthCeortBtoann_k_S__-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities___ _ Checks for Clearing House.......... Other Checks and Cash Items...... Letters of Credit and Acceptances._ Overdrafts (if anYl------------------Other Assets-------------------------- TotaL..................... ____________$ 83.658.33 1.575.00 none none none 750.00 1.611.31 2,561.00 9,132.77 none 27,188.49 none 4,942.27 none 236.62 95.28 none 657.40 2.511.33 134.919.80 LIABILITIES: Capital Stock Paid in ____________$ Amount Reserved for Branches. --Surplus. _________ --------------------Undivided Profits.------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits SubJect to Check---------TDiemmeaCnedrCtifeirctaiftiecsaotefsDoefpDoesipto_s__it_._._._._. Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks.... ----------------BNiolltsesPaanyadbBleil.l.s-R--e--d-i-s-c-o--u-n-t-e-d--_-_-_-__-_--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities... ------------------ TotaL-------------------- ____________$ 50,000.00 none none 3,818.81 none none 58,486.91 none 20,641.25 none 1.751.29 221.54 none none none none none none none 134,919.80 DEPARTMENT OF BANKING ~63 STATEMENT Showing Condition at Close of Business December 31, 1924 of the CITIZENS BANK President, W. W. HEATOX Waeo; Haralson County, Ga. Vice-President, J. " \'\OHD Cashit'r, M. F. STAMPS RESOURCES: Time Loans and Discounts__________$ ll!,243 .56 DUenmiteadndSLtaotaens sSe-c--u-r-i-t-ie--s-_-_-_-_-_-_-_-_-__-_-_--_ State of Georgia Bonds_____________ _ 241.98 none none Stock in Federal Reserve Bank..... . none Other Stocks and Bonds.. _.-------BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank____ _ none none 3,050.00 l. 794.33 none Oash in Vault and Amounts De- I>osited with AI>I>roved Reserve Agents. ______ ----------------------- 959.91 Due from Other Banks.. ------------ none 1~~~~ g~ g~~~~oiiiDDiOtances.. none Overdrafts (if an:vl------------------- 9.55 TOothtaelr..A__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-- $ -1-236..4- 83418- ..7194 LIABILITIES: Oai>ital Stock Paid in________________ $ Amount Reserved for Branches --US unrdoivl uids ed- -P-r-o- -f-i t-s-_-_-_-_-_-_- - -- -- -- -- -- ---------------Dividends Uni>aid-------------------Due to Banks-----------------------DDeeim>oasnitds CSeurbtjieficctattoesCohfeDceki.>os-i-t-_-__-_--_ Ttme Certificates of Dei>osit--------Savings Dei>OSits -------------------Trust Funds on Dei>osit------------Cashier's Checks--------------------Certified Ohecks---------------------Bills Pa:vable. -----------------------Notes and Bills Rediscounted------Letters of Oredit and Accei>tances. _ Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities._------------------- Total._________ ----------------- _______$ 15,000.00 none 9,000.00 4,096.48 none none 15,688.39 7,281.57 22,218.16 none none 170.15 none 50,393.39 .none none none none none 123,848.14 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF WADLEY President, S.C. EYANS Wadley, Ga. Vice-President, DR. J.D. PEACOCK Cashier, S. D. MA~DEVILLE RESOURCES: Time Loans and Discounts----------$ DUenmiteadndSLtaoteasnsS.e.c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----Other Stocks and Bonds. ---------BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s--__-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned ---------Due from Federal Reserve Bank.... Oash in Vault and Amounts De- I>osited with AI>I>roved Reserve Agents._.--------------------------DAduveafnrocmes OonthCeroBttaonnk_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ CAhdevcaknscefsoronClOeathrienrgCHoo=uosed_i_t_!_e__s_._._.._ Other Ohecks and Cash Items-----Letters of Credit and Accei>tances.. Overdrafts (if an:v>------------------Other Assets-------------------------Total...... ____________________________$ ll9 ,718. 71 385.00 none none 1,500.00 none 3,015.76 3.468.21 6,752.45 12,748.89 86.754.19 none 1 ,212 .86 none none none none 3.80 3.779.47 239 ,339 .34 LIABILITIES: Cai>ital Stock Paid in----------------$ Amount Reserved for Branches. --Surolus -----------------------------Undivided Profits ------------------Dividends Uni>aid-------------------Due to Banks-----------------------Dei>osits Subject to Check.. ------Demand Certificates of Dei>osit----Time Certificates of Dei>osit--------Savings Dei>osits -------------------TCraushstieFru'snOdhseocnksD__e_i_>__o_s_i_t_.-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.. ------------------BNiolltsesPaanyadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Accei>tances. Reserve for Interest and Taxes-----Bonds Borrowed. ___ ----------------Other Liabilities.. ------------------ Total... ________________ -------- ______ .$ 25,000.00 none 25,000.00 7,692.74 40.00 none 128.685.13 none 32,888.20 18,472.00 none l,56l.2T none none none none none none none 239.339.34 264 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924. of the BANK OF WARM SPRINGS President, H. W. DAXIEL Warrn Springs, Ga. Yiec-Prcsident, .J. 0. JH)TTS Cashier, H. IK:\IAX TALBOT RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities.. __________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds. __________ _ BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-.-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- posited with Approved Reserve Agents._---------------------------DAduveafnrcoems oOnthCeor tBtoann.k_s_.______-_-_-_-_-_-_-_-_-_--_ AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_-_-_--_ Other Checks and Cash Items_____ _ Letters of Credit and Acceptances.. Overdrafts (if anY>------------------Other Assets-------------------------- Total.-----_-- _________ -______________$ 55,378.43 416.40 none none none none none 3,693.99 none none 2,397.86 2.864.85 none none none none none 72.24 3.222.47 68,046 .24 LIABILITIES: Capital Stock Paid in________________$ Amount Reserved for Branches----Surplus. _______ ----------------------Undivided Profits.------------------DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check---------Demand Certificates of Deposit..... Time Certificates of Deposit ___ .. _._ Savings Deposits.-------------------Trust Funds on Deposit------------Cashier's CheckS--------------------Certified Checks--------~------------ Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit anti Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities--------------------- TotaL.---- ____ -------------- __________ $ 15,000.00 none none none none none 9,341.18 none 19,667.06 none none 38.00 none 19.000.00 none none none none 5,000.00 68.046.24 STATEMENT Showing Condition at Close of Business December 31, 1924. of the WARM SPRINGS BANKING CO. President, A. C. DUXX Warm Springs, Ga. Vice-President, H. E. BULLOCH Cashier, WILLIE R. PERSOXS RESOURCES: TDiemmeaLndoaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds..___________ _ SBOtatohncekkriniSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_dv__se___B____a___n__k____-__-__-__-__--__ Furniture and Fixtures.. ___________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with Approved Reserve Agents _---------------------------Due from Other Banks.------------Advances on Cotton.. --------------CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._._. Other Checks and Cash Items... __ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets-------------------------TotaL __ , ______________________________ $ 97.212.20 8,063.99 none none none none 1,800.00 2.382.00 none none 1. 773.60 none 17,500.00 10.00 none 317.01 none none 3.798.25 132,857.05 LIABILITIES: Capital Stock Paid in _______________ $ ASumrpoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e__s________ __ Undivided Profits___________________ _ Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits. ___ ----------------Trust Funds on Deposit------------Cashier's CheckS--------------------BCielrltsifPieadyaCbhleec__k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted-----Letters of Credit and Acceptances.. Reserve for Interest and Taxes-----Bonds Borrowed.. ------------------Other Liabilities._------------------- TotaL. _______________________________$ 25.000.00 none 5.083.35 ll.343.44 none none 27.427.83 none 10.737.62 9.830.59 none 5.00 none 43.429.22 none none none none none 132.857.05 DEPARTMENT OF BANKING ~65 STATEMENT Showing Condition at Close of Business December 31, 1924 of the CITIZENS BANK Warrenton, Ga. President, C. R. FITZPATRICK \"ice-Presidents, E. P. DAYIS, W. E. EKGLISH Cashier, R. F. FOWLER RESOURCES: TDiemmeaLnodaLnos aannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d___B_o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Re~9rve Bank- __ _ Cash in Vault and Amounts De- posited with Approved Reserve Agents------------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-_-__-_-_-_-_-_-_-_--_ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items-----LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s____ Other Assets-------------------------- 113.504.32 50.297.54 49.334.08 none none 900.00 7.149.56 2.284.60 9.413.21 none 243.018.90 none 46.011.41 none 358.74 none none 38.16 none TotaL----------------------------------S--5-2-2.-31-0-.5-2 LIABILITIES: Capital Stock Paid in _______________$ Amount Reserved for Branches____ _ SUunrdpilvuisd_e.d__P-r_o_ -f-it-s--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid------------------DDeupeotsoitBs aSnukbsje--c-t-t-o--C--h--e-c-k--__-_-_-_-_-_-_--_-_ Demand Certificates of Deposit----TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s_i_t_______________ __ Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable_._---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed--------------------Other Liabilities--------------------- TotaL _________________________________ $ 50,000.00 none 25.000.00 21.563.48 300.00 none 404,358.41 none none none none 18.952.85 none none none none 2.135.78 none none 522.310.52 STATEMENT Showing Condition at Close of Business December 31, 1924 of the PLANTERS AND MERCHANTS BANK President, G. H. MAKER Warrenton, Ga. \"ice-Presidents, "\Y. L. SHCRLEY, Wm. M. :.\IOORE Cashier, J. C. EVANS RESOURCES: Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds ___________ _ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- posited with Approved Reserve DAuegfernotms--O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton _______________ __ Advances on Other Commodities.... Checks for Clearing House_________ _ Other Checks and Cash Items_____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c__e_s_.._ Other Assets-------------------------- TotaL _________________________________$ 74.574.00 4.478.22 590.00 none none 315.00 2.700.00 1.867.50 9.481.20 none 27,899.65 none 8,228.40 247.78 1.277.15 17.50 none none 927.93 132,604.33 LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved for Branches..... Survlus---------'--------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits- _________ ----------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable __ ----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities--------------------- Total----------------------------------$ 25,000.00 none 5,000.00 none 1.000.00 none 89.933.23 none 7.817.10 none none 354.00 none 1.000.00 2.500.00 none none none none 132.604.33 266 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 of the President, A. J. DA YIS BANK OF WARWICK Warwick, Ga. Yice-President, W. D. ETHEHIDGE Cashier, :\r. L. IYEY RESOURCES: TDiemmeaLndoaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ United States Securities............. State of Georgia Bonds-------------Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-__-_-_-_--_-_ Furniture and Fixtures____________ __ Other Real Estate Owned----------Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De- Avogseintetsd..w___it.h_. _A__o__o_r_o_v__e_d___R__e_s_e_r_v_e_ ADduveafnrc6ems oOnthCeor tBtoann_k_s__.-_-_-_-_-__-_-_-_-_-_-_--_ Advances on Other Commodities.. . Checks for Clearing House.......... Other Checks and Cash Items...... LOevteterdrsraofftsC(rief daintya)n_d___A__c_c_e_o__t_a_n_c_e__s.__. Other Assets. ________________________ _ TotaL... _____ ---- ________ ----------- ..$ 57' 728.65 750.00 none none none none 1,700.00 2,265.00 4,900.00 none 9,516.61 none none 246.07 none 89.90 none none none 77,196.23 LIABILITIES: Caoital Stock Paid in________________ $ Amount Reserved for Branches.. --USunrdoivluidse..d--P-r-o--f-i-ts--. -__-_-_--..--_-.-.-.-.---------------Dividends Unoaid-------------------Due to Banks-----------------------Deoosits Subject to Check---------Demand Certificates of Deoosit..... Time Certificates of Deoosit _. ----Savings Deoosits -------------------Trust Funds on Deoosit------------Cashier's Checks---.-----------------Certified Checks.... ----------------Bills Payable. __ ---------------------Notes and Bills Rediscounted....... Letters of Credit and Acceotances.. Reserve for Interest and Taxes...... Bonds Borrowed -------------------Other Liabilities. ------------------ TotaL--------------------------------$ 25,000.00 none 2,500.00 130.70 none none 17,619.32 none 6,489.84 none none 456.37 none 2,500.00 none none none none none 77,1911.23 STATEMENT Showing Condition at Close of Business December 31, 1924 of the WASHINGTON EXCHANGE BANK Washington, Ga. President, GARNETT GREEN Vice-President, WILLIA:\1. WYKNE, .JH. Cashier, ALEXANDER IRVI~ RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_._._._._._._._.._._$ United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen.d...B..o_n__d_s_.______-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned........... Due from Federal Reserve Bank.. __ Cash in Vault and Amounts De- oAogseintetsd__ w..i_t_h___A__o__o_r_o_v__e_d___R__e_s_e_r_v_e_ Due from Other Banks.. -----------Advances on Cotton.. -------------Advances on Other Commodities __ Checks for Clearing House_________ _ Other Checks and Cash Items...... LOevteterdrsraofftsC(tief daintya)n__d__A__c_c_e_o__t_a_n_c_e__s_.._ Other Assets..-- .. ---- __ -------------- Total... ----------------------.-.-----.$ 277,642.57 none 200.00 none none 2,500.00 none 7,628.75 75,538.23 none 41,609.60 none none none 3,182.74 none none none 2,285.00 410,586.89 LIABILITIES: Caoital Stock Paid in_______________$ Amount Reserved for Branches..... USunrdoivluids.e-d--P-r-o--f-it-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--__Dividends Unoaid__________________ __ Due to Banks_________________________ Deoosits Subject to Check --------Demand Certificates of Deoosit..... TSaimviengCserDtiefoicoastietss_o__f_D__e__o_o_s_i_t_._._._._._._..__. Trust Funds on Deoosit___________ __ Cashier's Checks--------------------Certified Checks. __ -----------------Bills Payable . ----------------------Notes and Bills Rediscounted....... Letters of Credit and Acceotances.. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities--------------------- Total.. __ -- ___ ----------------------- ..$ 100,000.00 none 20,000.00 2.952.40 none none 178.451.20 none 37,571.46 none none 9,300.91 none 41,500.00 5,841.14 none none no:1.e l4,9f9.78 410.586 .8~ DEPARTMENT OF BANKING ~67 STATEMENT Showing Condition at Close of Business December 31, 1924 of the WASHINGTOI\" LOAN AND BANKII\"G CO. Washington, Ga. President, T. J. BARKSDAI.E Yiee-President, ,Y. L .JOH:\:'OX Cashier, T . .J. BARKSDALE RESOURCES: Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----BOathnekrinSgtoRcoksusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De- vosited with Avvroved Reserve Agents. ___ ------------------------ADduveafnrcoems oOnthCeortBtoann_k_s___-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities____ Checks for Cleating House_________ _ Other Checks and Cash Items _____ _ Letters of Credit and Accevtance9'-Overdrafts (it anY>------------------- Other Assets-------------------------- Total----------------------------------$ 177,336.10 25,282.42 none none none 30,500.00 none 4,405.00 none none 61.446.30 none 1,641.45 none none none none 303.75 none 300,915.02 LIABILITIES: ACamvoituanltSRtoescekrvPeadidfoirnB-r-a--n-c-h--e-s--_-_-_-_-_$ USunrdvivluids.e.d. -P-r-o--f-it-s--_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DDuiveidtoenBdsanUknsv__a_i_d_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Devosits Subject to Check__________ _ Demand Certificates of Devosit----Time Certificates of Devosit--------Savings DevositS--------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable. ---------------------Notes and Bills Rediscounted------Letters of Credit and Accevtanoes.. Reserve for Interest and Ttues-----Bonds Borrowed---------------------Other Liabilities--------------------- Total.. _____ .. __ -- ...... --- ...... ---. __$ 50,000.00 50,000.00 none 17.253.98 none none 126.265.73 none 43,283.92 13.884.49 none none 226.90 none none none none none none 300,915.02 STATEMENT Showing Condition at Close of Business December 31, 192' of the OCONEE COUNTY BANK Watkinsville, Ga. President, A. W. ASHFORD Cashier, C. A. ASHFORD Yice-President, .J. A. JONES RESOURCES: Time Loans and Discounts----------$ DUenmiteadndSLtaotaens sS_e__c_u_r_i_ti-e-s--_-_-_-_-__-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank------ 148,916.56 2.239.83 none none none Other Stocks and Bonds------------BF uarnnkiitnugr eHaonudseF.i.x_t_u-r-e- -s-. -. -_-_-__-_-_-_-_-_-_- -__Other Real Estate Owned__________ _ Due from Federal Reserve Bank..... Cash in Vaults and Amount De- 225.00 none 4,426.20 19.561.26 none vosited with Avvroved Reserve Agents. ________ --------------------- 21.788.32 ADduveafnrcoems oOnthCeorttBona_n__k_s_._-_-_-_--_-_-_-_-_-_-_-_- none 516.87 Advances on Other Commodities.... Checks for Cleating House__________ none none Other Checks and Cash Items.. __ 733.85 LOevteterdrsraofftsC(rifedanity)a__n_d__A__c_c_e_v__ta__n_c_e_s_._. none 252.99 Other Assets-------------------------- 10.656.82 ----- Total.. ___ --------- . _________________ .$ 209.317.70 LIABILITIES: cavital Stock Paid in----------------$ Amount Reserved for Branches... -Survlus.. ----------------------------Undivided Profits-------------------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-__-_-_--_ TDiemmeaCnderctiefrictiaftiecsatoefsDoefvDoseitv_o_s_i_t_-_-_-_--_ Savings DevositS--------------------Trust Funds on Devosit------------Cashier's Checks--------------------BCteirltsifPieadyaCbhlee.c.k..s.-.-.-.-_-_-----_-_-_-.-.-_-_-_-_----------Notes and Bills Rediscounted.... -Letters of Credit and Accevtances. _ Reserve for Interest and Taxes...... BOothnedrsLBioarbrioliwtieeds -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-:- Total.... -- ... ---- ...... -------- _______$ 37,500.00 none 15.000.00 2.283.01 none none 127,619.21 none 3,625.00 none none 65.65 none 5,000.00 18.224.83 none none none none 209,317.70 268 J.i'IFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the COl\IMERCIAL BANK President. L. 0. RE.\'TO.\' Waycross, Ga. Vice-Presidents, K. F. RY:\IER, P. A. HAY Cashier, .J. J\I. KORMAN RESOURCES: Time Loans and Discounts__________$ 191.855.20 Demand Loans ---------------------- 30,113.40 United States Securities------------- 103,050.00 State of Georgia Bonds---------- __ _ 5,000.00 Stock in Federal Reserve Bank_____ _ none BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ 20.000.00 none Furniture and Fixtures-------------- 6,500.00 Other Real Estate Owned ---------- 94.51 Due from Federal Reserve Bank____ _ none Cash in Vault and Amounts De- pAogseintetds. _w___it_h____A__p_p_r_o__v_e_d___R__e_s_e__rv_e_ 151.460.80 ADduveafnrcoems oOnthCeortBtoann_k_s_._.__-_-_-_-_-_-_-_-_-_-_--_ none none AChdevcaknscefsoronClOeathrienrgCHoomumseo.d.i_t_i_e_s_._._._. none 4,930.28 Other Checks and Cash Items.. __ 1.419.19 LovetetredrsraofftsC(rief daintya)n_d___A__c_c_e_p__t_a_n_c_e__s._._ none none Other Assets--------------------------- - - -no-ne Total..------- ..---------------------.$ 514.423.38 LIABILITIES: Capital Stock Paid in________________ $ Amount Reserved for Branches.---Surplus. ________ ---------------------Undivided Profots. _. _--------------Dividends Unpaid-------------------Due to Banks.. __ -------------------Deposits Subject to Check. ------Demand Certificates of Deposit..... Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable. __ ---------------------Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed.--.-----------------Other Liabilities........------------- Total..---.---.------------------------$ 50.000.00 none 10.000.00 1.591.89 3.464.00 none 299.575.38 none 59.868.97 85.649.59 none 3,469.16 none none none none 843.39 none none 514.423.38 STATEMENT Showing Condition at Close of Business December 31,1924 of the BANK OF WAYNESBORO President, C. W. SKI.\'NEH Waynesboro, Ga. Vice-President, E. E. CHANCE Cashier, DADE DURDEN RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_._._._._._._._..__.$ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-__-_--_ 154.687.50 70.711.52 26.100.00 none none none none FOutrhneirtRureealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank..__ _ Cash in Vault and Amounts De- pAogesnittse._d___w__i_th___A__p_p__ro__v_e_d___R__e_s_e_rv__e 4.242.83 9.103.80 none 320:406.11 Due from Other Banks ------------- none Advances on Cotton -------------Advances on Other Co=odities.... Checks for Clearing House__________ Other Checks and Cash Items_______ none none 2.625.88 none Letters of Credit and Acceptances.. Overdrafts (if any)___________________ none 672.16 TOothtaelr__A__s_s_e_t_s_-------------------_-_-_-_-----------------------.-$- - -5,9-15-.57 594 ,465.37 LIABILITIES: Capital Stock Paid in----------------$ ASumrpoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n__c_h_e_s__._._._.._ Undivided Profits ------------------DDiuveidteonBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check_________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit _______ _ Savings Deposits.. ______________ -- .. _ Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks __ ---------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities---------------------. TotaL.--------------------------------$ 50.000.00 none 35.000.00 6,413.32 none none 304.566.87 none 45,529.09 151.492.16 none 1,463.93 none none none none none none none 594.465.37 DEPARTMENT OF BANKING 269 STATEMENT Showing Condition at Close of Business December 31, 1924 I of the CITIZENS BANK Waynesboro, Ga. President, JAS H. WHITEHEAD \'icc-President, H. W. BLO{'~T Cashier, H. W. BLOCXT RESOURCES: Time Loans and Discounts._________ $ DUenmi t eadn dSLt aot easn sS-e-c- -u-r-i-t-i e- -s-.-. -_-_-_-_-__-_-_-_-_- -_ State of Georgia Bonds-------------SOttohcekr iSntoFcekdsearanldRBesoenrdves _B__a_n_k__-_-_-_-_--_ Banking House______________________ _ Furniture and Fixtures. ____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- vosited with Apvroved Reserve DAuegefrnotms ..O__t_h-e--r-B-a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton. _______________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e__v_t_a_n_c__e_s_. __ Other Assets-------------------------- TotaL. __________________________ .. -..$ 211.825.35 16,193.44 none none none 2.670.00 21.000.00 3.315.00 10.175.54 none 56.089.46 52,500.00 none none none none none none 11.164.74 384.933.53 LIABILITIES: Cavital Stock Paid in________________ $ Amount Reserved for Branches..... Surolus------------------------------Undivided Profits. __ ----------- ____ -Dividends Unpaid-------------------Due to Banks------------------------Devosits Subject to Check---------Demand Certificates of Devosit.---Time Certificates of Devosit________ _ Savings Deposits. _____ . ___________ --Trust Funds on Devosit. ___________ _ Cashier's Checks___________ ---------Certified Checks---------------------BNioltlsesPaanydabBleil.l_s-R--e--d-i-s-c-o--u-n-t-e-d--_-_-_-__-_--_ Letters of Credit and Accevtances.. Reserve for Interest and Taxes _____ _ Bonds Borrowed---------------------Other Liabilities.. ------------------- TotaL. _______ -------------------.--- ..$ 25.000.00 none 40.000.00 8.906.44 50.00 none 296,036.09 1.000.00 none none none 749.01 none none none none none none 13.191.99 3~!.933.53 STATEMENT Showing Condition at Close of Business December 31, 1924 of the WAYNESBORO SAVINGS BAJ'iK President, J. H. WHITEHEAD ~'ayn(shoro, Ga. \'iee-President, F. H. llLOl~NT Cashier, S. A. GRAY RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ United States Securities____________ _ State of Georgia Bonds... __________ _ SOttohcekr iSntoFcekdsearanldRBesoenrdvse.B__a__n_k__-_-_-_-_--_ BFuarnnkiitnugreHaonudseF--ix--t-u-r-e-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned----------Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De- vosited with Avvroved Reserve Agents________ ---_ - ___ ----- ___ ----Due from Other Banks _____________ _ Advances on Cotton.---------------Advances on Other Commodities___ _ Checks for Clearing House _________ _ Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e_v__t_a_n_c__e_s_. __ Other Assets....... ___ ---------------- 120.449.85 357.01 none none none 900.00 none none 15,465.95 none 14.112.59 1.500.00 none none none none none none none LIABILITIES: Cavital Stock Paid in _______________ $ Amount Reserved for Branches..... Survlus.- _---------------------------Undivided Profits.. ________ ---------Dividends Unvaid.... _________ ------Due to Banks-'-------------------Devosits SuUect to Check._-------Demand Certificates of Devosit----Time Certificates of Devosit. .. ----TSaruvisntgFsuDnedvsoosintsD. -e-v-o--s-i-t-.-_-_-__-_-_-_-_-_-_-_--_ Cashier's Checks________________ .. --. Certified Checks..... ___________ c_-- __ Bills Payable.-----------------------Notes and Bills Rediscounted_____ __ Letters of Credit and Accevtances.. Reserve for Interest and Taxes..... Bonds Borrowed--------------------Other Liabilities.. ------------------- 15,000.00 none 15.000.00 10,364.33 none none none none none lU .421.07 none none none none none none none none none T=o=t=al=-=-==-=-=-=--==--=-=--=o.c==-==-====-=-=$===1=52==78=5=.4=0==T=ot=a=l=-=-==--==--===--==-==-=-=-==-==-=-==--=-=$===13=2.785 .40 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 192-i of the CITIZENS BANK Presid~nt, H. B. DIXOX West Point, Ga. Vice-President, W..J. KIRBY, SR., LEE HEY:\IA;'I," Cashier, .J. C. HORSLEY RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_.__._._._._._._.._$ United States Securities____________ _ State of Georgia Bonds-------------OSttohcekr iSntoFcekdsearanldRBesoenrdvse_B__a_n__k_._._._._. __ Banking House. ___ -----------------FOuthrneirtRureealaEndstaFtiextOurwense--d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with Approved Reserve Agents. __ --------------------------Due from Other Banks------------ Advances on Cotton.. --------------Advances on Other Commodities.... Checks for Clearing House_________ _ Other Checks and Cash Items...... LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c_e_p__t_a_n_c_e__s._._ Other Assets.......................... TotaL---------------------------------$ 354,612.86 500.00 1,000.00 none 3,600.00 1.600.00 none 6,638.96 1.859.23 21.245.28 74.041.89 none none none 2,849.53 252.10 none none none 468,199.85 LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches..... Surplus. ________ ---------------------Undivided Profits.. ____ ------ ____ ---Dividends Unpaid...... __ -----------Due to Banks------------------------Deposits Subject to Check.. -------Demand Certificates of Deposit..... Time Certificates of Deposit......... Savings Deposits ________ ------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.. __________________ __ Bills Payable._------------------- .... Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed......... ------------Other Liabilities.. ------------------- TotaL.. --- ..... -- .. ------.-.-------- ..$ 100,000.00 none 20.000.00 7,903.28 none none 225.940.22 none 12.402.25 101.242.39 none 261.71 450.00 none none none none none none 468.199.85 STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF WESTON Presid,nt, G. W. sr:us \\'cs.lon, webster County, Ga. Yice-Prcsisident, DH . .J. H. CAHTEH Cashier, H. A. JOXES RESOURCES: Time Loans and Discounts..........$ Demand Loans....................... United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank.... .. Other Stocks and Bonds............ Banking House....... _.............. . Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with Approved Reserve Agents ............................. . Due from Other Banks .. _......... .. Advances on Cotton................ . Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items...... Letters of Credit and Acceptances.. Overdrafts (if any)................... Other Assets.......................... TotaL.................................$ 12,335.79 287.00 none none none none 1.529. 70 2.440.18 4,989.09 none 26,072.75 none none none none 134.43 none none 3.350.62 51.139.56 LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches..... Surolus .............................. . Undivided Profits.................... Dividends Unpaid.................... Due to Banks......................... Deposits Subject to Check.......... Demand Certificates of Deposit..... Time .Certificates of Deposit......... Savings Deposits..................... Trust Funds on Deposit............ . Cashier's Checks..................... Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed...................... Other Liabilities..................... TotaL .................................$ 15.000.00 none 8,000.00 695.36 none none 25.343.45 none none none 1.013.41 1.087.61 none none none none none none none 51.139.56 DEPARTMENT OF BANKING STATEMENT Showing Condition at Close of Business December 31, 1924 of the BANK OF WILLACOOCHEE President, J. E. GASKIXS Willacoochee, Ga. YiPe-President, J. A. GASKIKS Cashier, J. A. :McGREGOR RESOURCES: Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e-s-.-.-_-_-_-_-_-_-__-__--_ State of Georgia Bonds.............. Stock in Federal Reserve Bank.. ___ _ BOathnekrinSgtoHckosusaen_d___B_ ,on_d__s_._.____, , ..____,____ __ Furniture and Fixtures.. ____...... .. Other Real Estate Owned_______ .... Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with Approved Reserve DuAegfernotms--O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_--.-.-.-.-.-.-.-. Advances on Cotton ____ .. ________ ,_ Advances on Other Commodities____ Checks for Olearing House_________ _ Other Checks and Cash Items... __ _ LOevteterdrsraofftsC(rifedaintya)n__d__A__c_c.e.p..ta..n.c.e.s. ... Other Assets...... _________ .. ____ .. __ _ Total.... __________ .. __ .. ___________ ...$ 70,782.30 1.276.22 28.321.44 none none none 5,000.00 1,915.50 61.50 none 1,639.49 none none none 112.01 2.132.70 none none 2.237.05 113.4 78.21 LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branchllll----Surplus. _------------------.. --------DDUinuvdeiidtveoindBdesdanUPkrnsop.f.ai_it_ds_.__-__-__-__-__-__-___-__-__-___-_--_--_--_--_--_--_--_----_ Deposits Subject to Check---------Demand Certificates of Deposit..... Time Certificates of Deposit..------TSarvuisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-_-_-__-_-_-_-_-_-_-_-_--_ CCearsthifieierd's CChheecckksl.i.-.-.-_-.-_-.-_-_-_-_-_-.-_-.-.-.--_-.---Bills Payable. __ -------------- _______ _ Notes and Bills Rediscounted------Letters of Credit and Acceptances.. BReosnedrvseBfoorrroInwteedre__s__t_a, n_d__T__a_x_e__s_._._._._.._ Other Liabilities. __ ----------_ .. ----- TotaL_---- .. ---- ________________ -- ...$ 25,000.00 none none 3,351.87 none none 14.865.16 none 49,487.50 105.95 none 74.24 none 20,500.00 none none none none 93.49 113.478.21 STATEMENT Showing Condition at Close of Business December 31,1924 of the _MERCHANTS AND FARMERS BANK President, B. G. OBERRY Willacoochee, Ga. Vice-Presidents, J. M. ROBERTS, HENRY PAULK Cashier, DAN WALL RESOURCES: Time Loans and Discounts..........$ Demand Loans....................... United States Securities.......... __ _ State of Georgia Bonds.............. Stock in Federal Reserve Bank.... __ BOathnekrinSgtoHckosusaen.d...B..o_n__d_s_._._._._._._._._._._._. _. Furniture and Fixtures.............. Other Real Estate Owned----------Due from Federal Reserve Bank... _ Cash in Vault and Amounts De- Apogseintetsd...w..i.t.h____A__p_p_r_o__v_e_d___R__e_s_e_r_v_e_ Due from Other Banks.............. Advances on Cotton................. Advances on Other Commodities.... Checks for Clearing House---------Other Checks and Cash Items...... Letters of Credit and Acceptances.. OOvtheerdr rAafstsse(tisf-a--n-y--)-.-.-.-.-.-.-.-.-.-.-.-.-.--.-.-.-.-.-. Total----------------------------------S 113,397.89 9,499.96 none none none none 2,400.00 2,980.80 11.733.65 none 24.542.41 851.65 none none 1,620.53 464.98 none 141.57 none 167.633.44 LIABILITIES: Capital Stock Paid in---------------S ASumrpoluunst_R__e_s_e__rv__e_d__f_o_r__B__r_a_n_c, h_e_s_.__._._.._ Undivided Profits.................... Dividends Unpaid.................... Due to Banks-----------............. Deposits SubJect to Check....-----Demand Certificates of Deposit..... Time Certificates of Deposit........ Savings Deposits..................... Trust Funds on Deposit............. Cashier's Checks...............-----Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabilities..................... Total..................................$ 18,000.00 none 5,000.00 1,178.42 900.00 none 55,304.21 none 67,480.09 1,230.38 none 932.72 none 17,500.00 none none none none 107.62 167.633.44 -~ !!74 FIFTB ANNUAL REPORT STATEMENT Showin8 Condition at Close of Buein- December 31, 19M- of the BANK OF WILLIAMSON President, I. B. HOWARD Williamson, Ga. Vice-President, C. A. YARBROUGH Cashier, P. W. VAUGHN RESOUB.OES: T1me Loans and DiscountS-.......$ Demand Loans....................... United States Securities............ . State of Georgia Bonds-------------Stock in Federal Reserve Bank..... Other Stocks and Bonds............ . Banking House....................... Furniture and Fixtures......... DOut heefrroRme aFl eEdsetraatleROewsenrveed ---------Bank.... Cash in Vault and Amounts D.&r posited with Approved Rese~e Agents.--.-------------------- ...--Duefrom Other Banks-------------Advances on Cotton.. --------------Advances on Other Commodities.... Checks for Clearing House.......... other Checks and Cash Items..... . LOevteterdrsraofftsC(rIef daintya)n__d__A__c_c_e_p__t_a_n_c_e__s.__. Other Assets-------------------------- Total... ------------ ......... ---- ... -..$ 109,659.77 9,876.33 7,350.00 none none 450.00 5,000.00 2.455.82 12.121.71 none 8,423.24 500.00 11,026.25 none 106.55 none none 473.52 6,631.56 174,074.75 LIABILITlES: Capital Stock Paid in......$ Amount Reserved for Branches.... Surplus..... -----------------------Undivided Profits-------------------Dividends Unpaid............. DDeule)otsoitBs aSnukbsj-e-c-t-t-o--C--h--e-c-k-.---.--.--.-.--. Demand Certificates of Deposit. Time Certificates of Deposit....... Savings Del)osits --------- Trust Funds on Deposlt------------Oashier's Ohecks--------------------Oertlfied Ohecks--------------------- BNlolltsesPaanyadbBlell.l.s-R--e--d-i-s-c-o--u-n-t-e--d-.-.--.--.-. Letters of Credit and ACCel)tances.. Reserve for Interest and Taxes..... . Bonds Borrowed--------------------Other L1abll1t1es.. ------------------- Total.... __ ..... _._. ___ .----- ... _....$ es.ooo.oo none 5.000.00 none none none 24.770.27 10.500.00 18.068.09 74,994.18 2.915.42 76.79 none 5,000.00 none none 400.00 none 7.350.00 174,074.75 STATEMENT Showing Condition at Close of Business December 31, 192-i of the FARMERS BANK President, R. .J. SMITH Winder, Ga. Vice-Presidents, .JOHK L. HARRIS, JOHK A. THOMPSOK Cashier, P. C. PENTECOST RESOURCES: Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_--_-_ State of Georgia Bonds.____________ _ Stock in Federal Reserve Bank...... Other Stocks and Bonds------------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with Approved Reserve Agents------------------------------DAduveafnrocems oOnthCeortBtoann.k.s....__-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities.... Checks for Clearing House......... . Other Checks and Cash Items....... LOevteterdrsraofftsC(rIef daint ya)n__d__A__c_c_e_p__t_a_n_c_e__s_.._ Other Assets-------------------------- Totals... -------- ......... ----------.$ 163,593.52 none none none 1.800.00 none none 9,217.18 4,331.66 15.851.01 17,028.90 none none none 244.83 47.67 none 105.65 206.57 212 .426 .99 LIABILITIES: Ca:Dital Stock Paid in----------------$ Amount Reserved for Branches --Surplus . ____ --------------- ... -----Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks------------------------De:Dosits Subject to Check -------Demand Certificates of Deposit..... Time Certificates of Deposit-------Savings De:Dosits -------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certl.f1ed Checks---------------------Bllls Payable ---------------------Notes and Bllls Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... Bonds Borrowed---------------------Other Liabilities..................... Total.. _._.-_- ... ---- __ .. ---.-.-.-- ____$ 50,000.00 none 8,500.00 148.58 none 969.99 84,243.98 none 22,402.89 15,173.23 6,109.80 13,211.04 none none 11,667.48 none none none none 212,426.99 DEP4MENT or. BANKING ~75 STATEMENT ShowiDs Ccmdltion at Cl0114' of Buaineu December 31, 19~ of the PITTARD BANKING COMPANY President, J. T. PITTARD Winterville, Ga. Vice-President, T. N. GAINES Cashier, H . .F. PITTARD RESOURCES: Time Loans BJ;ld Discounts__________$ DUenmiteadndSLtaoteans sSe-c--u-r-i-t-ie--s-.-.-.-.-.-.-.-.-.-.-.-.-. State of Georgia Bonds.............. Stock 1n Federal Reserve Bank...... Other Stocks and Bonds._.......... Banking House.------------------- .. Furniture and Fixtures.............. Other Real Estate Owned .......... Due from Federal Reserve Bank..... Cash 1n Vault and Amounts De- posited with Approved Reserve Agents.---------~------------------- Due from Other Banks.............. Advances on Cotton _.............. . Advances on Other Commodities.... Checks for Olearing House.......... Other Checks and Cash Items..... .. Letters of Credit and Acceptances.. Overdrafts (if a.ny)................... Other Assets.......................... Total..................................$ 44,092.84 1.624.82 none none 1,100.00 450.00 none 1.650.70 6,570.95 4.253.66 33,758.21 none none none none none none 8.00 109.84 92.619.02 LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches..... Survlus............................... Undivided Profits ................... Dividends Unvaid................... Due to Banks ....................... Devos1ts Subject to Check... ------Demand Certificates of Deposit..... Time Certificates of Devosit......... Savings Deposits..................... Trust Funds on Deposit........... .. Cashier's Checks..................... Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other L1ab111t1es..................... Total..................................$ 25,000.00 none 5.000.00 4,685.79 none none 28.580.86 none 14.030.89 none 13.665.12 116.98 none none none none none none 1.539.38 92.619.02 STATEMENT Showing Condition at Close of Business December 31, 1924 of the PEOPLES BANK President, W. J. SMITH Woodbury, Ga. Vice-President, H. W. CLEMEl\TS Cashier, Y. A. OLIVE RESOURCES: Time Loans and Discounts..........$ Demand Loans....................... United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank...... Other Stocks and Bonds............. Banking House...................... Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank... .. Cash in Vault and Amounts De- posited with Approved Reserve Agents.............................. Due from Other Banks.............. Advances on Cotton................. Advances on Other Commodities.... Checks for Olearing House.......... Other Checks and Cash Items...... Letters of Credit and Acceptances.. Overdrafts (if any)................... Other Assets.......................... 136,953.77 1.905.04 none none none 500.00 2,499.04 2,837.50 13,770.85 none 22.745.53 none 2.216.95 142.83 98.41 none none 556.16 ll,156.81 ---~~- TotaL................................$ 195.382.89 LIABILITIES: Capital Stock Paid in..............$ Amount Reserved for Branches..... Survlus ............................. .. Undivided Profits.................... Dividends Unvaid.................... Due to Banks........................ Deposits SubJect to Check.......... Demand Certificates of Deposit..... 'I'_ime Certificates of Deposit......... Savings Deposits..................... Trust Funds on Deposit............. Cashier's Checks..................... Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabillties...................., Total..................................$ 15,000.00 none 1,000.00 none none 21,000.00 90,121.52 4,181.80 55,047 .ll none none 32.46 none 9,000.00 none none none none none 195.38?.89 276 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE WOODBURY BANKINGCO. President, .J. D. SUTTOX Woodbury, Ga. Vice-President, J. W. WILLIA~IS Cashier, S. P. WILBURN RESOURCES: ~ime Loans and Discounts__________$ ~neimteadndSLtaoteasnsS-e-c--u-r-i-ti-e-s--_-_-__-_-_-_-_-_-_-_-_--_ si~~~ ~ ~~~~~~ ~~~~~iii3aiiii.::::: Other Stocks and Bonds ___________ _ BF ua rnnkiitnugr eHaonuds eF. i_x_ t-u-r-e- -s-_-_-_-_-_-_-__-_-_-_-_-_- -_ Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- Apogseintetsd__ w, __it_h____A__p_p_r_o__v_e_d___R__e_s_e__rv_e_ Due from Other Banks _____________ _ Advances on Cotton ________________ _ CAhdevcaknscefsoronClOeatrhienrgCHoonudsieti_o__n_s_._._._._. _. Other Checks and Cash Items _____ _ LOevteterdrsraofftsC(rief daintya)n__d__A__c_c_e__p_t_a_n_c__e_s_.._ Other Assets_________________________ _ TotaL-----_----------------------------$ 128.550.06 18,266.40 none none none none none 3,736.73 none none 40,112.57 228.72 8.871.38 none 984.52 999.66 none none none 201,750.04 LIABll.ITIES: Capital Stock Paid in---------------S Amount Reserved for Branches ____ _ Surplus. __________ ---. ____ -----------Undivided Profits..----------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit____ _ Time Certificates of Deposit________ _ TSaruvisntgFsuDnedpsoosnitsD--e-p-o--s-i-t-_-__-_-_-_-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaaynadbBleil.l.s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed... -----------------Other Liabilities... --------------- __ _ TotaL .. ____ ------- ____ -------- _______$ 23,400.00 none 10,000.00 12,917.23 none none 83,124.34 none 69,950.95 none 2,000.00 357.52 none none none none none none none 201,750.04 STATEMENT Showing Condition at Close of Business December 31, 1924 of the THE FARMERS BANK President, H. E. PARKER Woodcliff, Ga. Vice-Presidents, W. H. COHEK, H. H. PARKER Cashier, A. N. HILL RESOURCES: Time Loans and Discounts..........$ 46,760.77 DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds_____________ _ none none none BSOtatohncekkriniSngtoFHcekodsuesarean_ld_R_B_e_so_e_n_rdv__es___B____a__n___k____-__-__-__-__--__ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ none none 850.00 1,150.00 1,438.20 Due from Federal Reserve Bank..... none Cash in Vault and Amounts De- posited with Approved Reserve Agents.-------------------------____ 3,659. 79 Due from Other Banks______________ 29.63 Advances on Cotton_________________ none Advances on Other Commodities.... none Checks for Clearing House__________ 748.65 Other Checks and Cash Items...... none Letters of Credit and Acceptances.. Overdrafts (if any)___________________ none none Other Assets--------------------------- - - -7.-00 Total-------------------------- ________$ 54.644.04 LIABll.ITIES: ACampoituanltSRtoescekrvPeadidfoirn-B-r--a-n-c--h-e-s--_-_-_-_-_S SUunrdpilvuids.e.d__P_r__of_i_ts--. -_.________-_-_-_-_-_____-_-_-_-____ __ Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check---------Demand Certificates of Deposit..... Time Certificates of Deposit _______ _ Savings Deposits--------------------TCraushstieFru'snCdhseocnksD..e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------BNiolltsesPaanyadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e-d--.-_-_-__-_--_ Letters of Credit and Acceptances.Reserve for Interest and Taxes_____ _ BOothnedrs LBioarbrioliwtieeds _-_-_-_-_-_-_-_-_-_--..--_-,-------------- Total. __ --_---------_---------------- ..$ 25,000.00 none none 1.07 none none 12.120.19 none 7.448.92 none none 213.87 none 9.859.99 none none none none none 54,644.04 DEPARTMENT OF BANKING 277 STATEMENT Showing Condition at Close of Business December 31,1924 of the WOODLAND BANK President, S..F. WOODALL Woodland, Ga. Vice-Pre.sidents, H. T. WOODALL, W. W. COLLIER Cashier, M. H. KING RESOURCES: Time Loans and Discounts....------$ 53,267.81 Demand Loans................... 3.. 600.51 United States Securities............ . none State of Georgia Bonds.............. none stock in Federal Reserve Bank...... none Other Stocks and Bonds............ none Banking House...................... 2,000.00 Furniture and Fixtures.............. 1.500.00 Other Real Estate Owned........... none Due from Federal Reserve Bank.... . none Cash in Vault and Amounts De- I>Osited with AI>I>roved Reserve Agents.............................. 37,150.41 Due from Other Banks.............. Advances on Cotton.________________ none 2.097.01 Advances on Other Conditions...... 393.41 Checks for Clearing House.......... none Other Checks and Cash Items...... 477.05 Letters of Credit and Accei>tances.. none Overdrafts (if any)................... none Other Assets..........................- - - -none TotaL........................$ 100,486.20 LIABILITIES: Cai>ital Stock Paid in...............$ Amount Reserved for Branches... SU!IllUS......... ----.-.-.----- ... ----Undivided ProfitS-------------------Dividends Uni>aid-------------------Due to Banks-------------------- Dei>osits Subject to Check......... . Demand Certificates of Dei>OSit.... . Time Certificates of Dei>osit......... Savings Dei>OSits.................... . Trust Funds on Dei>osit........... Cashier's Checks..................... Certified Checks.................. Bills Payable....................... Notes and Bills Rediscounted...... Letters of Credit and Accei>tances.. Reserve for Interest and Taxes... Bonds Borrowed.---------- Other Liabilities................... Total..................................$ 15,000.00 none 10,000.00 1.615.06 115.20 none 57,416.33 none 16.140.03 none none 199.58 none none none none none none none 100,486.20 STATEMENT Showing Condition at Olose of Business December 31, 1924 of the BANK OF WOODSTOCK President, J. H. JOHNSTON Woodstock, Ga. Viee-l'resident, S. L..JOHNSTON Cashier, W. L. DuPREE RESOURCES: Time Loans and Discounts..........$ 52,077.37 Demand Loans------------------ 11,937.92 United States Securities............. 550.00 State of Georgia Bonds.............. none Stock in Federal Reserve Bank...... 550.00 Other Stocks and Bonds............. none Banking House....................... 3,168.83 Furniture and Fixtures.............. 2,430.61 Other Real Estate Owned........... 1,500.00 Due from Federal Reserve Bank..... none Cash in Vault and Amounts De- posited with AI>I>roved Reserve Agents.............................. 72,556.64 Due from Other Banks.............. none Advances on Cotton................. none Advances on Other Commodities.. none Checks for Clearing House.......... none Other Checks and Cash Items...... none Letters of Credit and Accei>tances. none Overdrafts (if any)................... none Other Assets..........................- - -no-ne ToW------ ............$ 144.771.37 LIABILITIES: Capital Stock Paid in................$ Amount Reserved for Branches..... Surolus............................... Undivided Profits.................... Dividends Uni>aid.................... Due to Banks......................... Deposits Subject to Check.......... Demand Certificates of Dei>osit... Time Certificates of Dei>osit...... Savings Deposits..................... Trust Funds on Deposit..... Cashier's Checks..................... Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted...... Letters of Credit and Accei>tances. Reserve for Interest and Taxes. Bonds Borrowed------------------ Other Liabilities..................... Total. ................ $ 25,000.00 none 15,000.00 715.09 none none 94,547.51 none 9,499.27 none none 9.50 none none none none none none none 144.771.37 278 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close ofBusiness December 31,1924 of the WOOLSEY BANK President, R. P. MINTER Woolsey, Ga. Vice-President, C. E. FORTSON Cashier, W. L. BURCH BESOUROES: Time Loans and Discounts..........$ Demand Loans----------------------SUtnaitteedotSGtaetoersgSiaecBuornitdiess_._._._._._._.__._._._._. ._ Stock in Federal Reserve Bank...... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-__-_-_--_-_ Furniture and Fixtures_____________ _ Other Real Estate Owned........... Due from Federal Reserve Bank----Oash in Vault and Amounts De- :vosited with A:v:vroved Reserve Agents.. ---------------------------ADduveafnrcoems oOnthCeor tBtoann..k.s_._._._._._._._._._._._._._. Advances on Other Commodities.... Checks tor Clearing House.......... Other Checks and Cash Items...... LOOevttheteredrrrsAaofstfsseCt(sri.fe.da_ni_yt_)_a___n___d____A____c__o__e__:__v___t_a___n__c__e__s__.__. 58,369.97 259.50 none none none 300.00 1.406.82 1.798.00 14.260.41 none 11,696.28 9n8o7.n4e7 none 103.93 474.02 32n24o61..n3545e 'Total__________________________________-$--9-0.-2-24-.2-9 LIABILITIES: Ca:vital Stock Paid in----------------$ Amount Reserved tor Branches. SUunrd:vivluids.e.d..P.r-o--f-it-s-.-..-.-.-.. .--.-........-.-.-.-.-.--.-. Dividends Unoaid-------------------Due to Banks------------------------Deoosits SubJect to Check.......... Demand Certificates ot Deoosit..... Time Certificates ot De:vosit......... Savings Deoosits--------------------Trust Funds on Deoosit............. Cashier's Checks--------------------Certified Checks....... ----------- .... B1lls PaYable------------------------Notes and Bills Rediscounted....... Letters of Credit and Acce:vtances.. Reserve for Interest and Taxes..... Bonds Borrowed---------------------Other Liab111ties--------------------- Total----------------------------------$ 15,000.00 none 10,000.00 3,388.58 none none 25.167.08 none 25,679.31 none none 7.95 none 10,1181.37 none none none none none 110.224.29 STATEMENT Showing Condition at Close of Business December 31,1924 of the THE CITIZENS BANK President, GEO. S. FARMER Wrens, Ga. Vice-Presidents, A. J. HOWARD, 0. G. FLORENCE, T. C. ELLIS Cashier, JAS. L. WIMBUEN RESOURCES: Time Loans and Discounts.........$ Demand Loans----------------------United States Securities------------State ot Georgia Bonds............ Stock in Federal Reserve Bank...... Other Stocks and Bonds------------BFuarnnkiitnugreHaonudseF-.-I-.I-t-u-r-e-s-.-.-.-.-.-.-.-.-.-.-.-.-.--. Other Real Estate Owned........... Due trom Federal Reserve Bank... Cash in Vault and Amounts De- :vosited with AI>oroved Reserve Agents.......... ------- ______ ----- __ . DAduveafnrcoems oOnthCeorttBona._n__k_s_._._._._.._._._._.._._._. 96,790.56 3,736.15 none none none 850.00 2,000.00 2,100.00 23,016.65 none 11,882.88 1,3n7o9.n43e Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items...... LOevteterdrsraofftsC(rief danity)a_n__d__A__c_c_e_:_v_t_a_n_c_e_s_._. none 6,587.40 none nnoonnee Other Assets--------------------------- - -269-.25 Total............ -------- .. __ ---- ......$ 148,612.32 LIABILITIES: Ca:vital Stock Paid in.. _____________$ Amount Reserved tor Branches.. Sur:v1us. _...... __ --....... ____ ...Undivided Profits-------------------Dividends Un:vaid-------------------Due to Banks-----------------------Deoosits SubJect to Check.. -------Demand Certificates of De:vosit..... Time Certificates of De:vosit........ TSarvuisntgFsuDnedosoosintsD..e-:-v-o-s-i-t-.-.-.-.-.-.-.-.-.-.-.-.-. Cashier's Checks--------------------Certified Checks---------------------B1lls Payable.. ----------------------Notes and B1lls Rediscounted....... Letters of Credit and Acceotances. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liab111ties.-. --"------ --------- Total....-..--- ..-------..-... -.---..$ 25,000.00 none 10,000.00 1,470.41 none none 55,068.28 3,339.70 31,315.51 none 968.02 233.08 none 21,217.32 none none none none none 148.612.32 l DEPARTMENT OF BANKING ~79 STATEMENT Showing Condition at Close of Business December 31, 192-i of the WRENS BANK President, ALEX AVERA Wrens, Ga. Vice-President, J. M. ADAMS Cashier, H. HUCKABEE RESOURCES: Time Loans and Discounts.________$ 59,673.40 DUenmiteadndSLtaotaens sS-e--c-u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ 2.085.00 none State of Georgia Bonds-------------- none Stock 1n Federal Reserve Bank-----Other Stocks.-----------------------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ none 3, 750.00 2,000.00 2,200.00 DOutheefrroRmeaFl eEdsetraatleROewsenrveed-B--a-n--k-.-.-_-_- none none Cash 1n Vault and Amounts De- IJosited with AIJIJroved Reserve Agents._---------------------------- 13,347.67 ADduveafnrcoems oOnthCeorttoBna_n__k_s_-_-_-_-_-_--_-_-_-_-_-_-_- nnoonnee Advances on Other Commodities.... none Checks for Clearing House__________ ll4.89 Other Checks and Cash Items______ none Letters of Credit and AcceiJtances.. none Overdrafts (it amr>------------------- 142.07 TOothtaelr__A__s_s_e_t_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--$ -1-1081,,03-3474..-5418 LIABILITIES: CaiJital Stock Paid tn..... ----------$ Amount Reserved for Bl't\llches. ---SUIIJlus.. -----------------------Undivided Protlts. ------------------Dividends Uni>aid-------------------Due to Banks..---------------------DeiJosits Subject to Check.. -------Demand Cert1t1cates of DeiJoslt..... Time Certiticates of DeiJoslt... ----Savings DeiJosits.................... . Trust Funds on DeiJos1t------------Cashier's Checks--------------------Certttied Checks..................... Bills Payable....--------------------Notes and Bills Rediscounted------Letters of Credit and AcceiJtances.: Reserve for Interest and Taxes... BOothnedrs LB1oabrr1o11wtieeds.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.--. Total---------------------------------$ 15.000.00 none 4,000.00 1.633.40 192.00 none 4l,l04.02 none 26,580.96 none none 337.13 none 12,500.00 none none none none none 101,347.51 President, STATEMENT Showing Condition at Close of Business December 31, 192-i of the BANK OF WRIGHTSVILLE Wrightsville, Ga. Vice-President, J. H. ROWLAND Cashier, R. L. KENT RESOUROES: Time Loans and Discounts----------$ ll6,650.0l Demand Loans----------------------- 16,573.83 United States Securtties------------- 35,948.34 State of Georgia Bonds-------------- none Stock 1n Federal Reserve Bank none Other Stocks and Bonds------------- 450.00 Banking House----------------------- 4,000.00 FOuthrneirtRureealaEndstFatiextOurwens-e-d-.-.--.-.-.-.---.-- 1,848.07 800.00 Due from Federal Reserve Bank..... none Cash 1n Vault and Amounts De- IJOSited with AIJIJroved Reserve Agents.............................. 121,413.39 Due from Other Banks.. -----------' Advances on Cotton................ none 34,959.19 Advances on Other Commodities.... none Checks for Clearing House.......... 28,932.07 Other Checks and Cash Items...... none Letters of Credit and Acceptances.. none Overdrafts (it any)................... none Other Assets..........................- - - -no-ne Total.......--.--.--.-...-...--...$ 361,574.90 LIABILITIES: CaiJital Stock Paid tn...............$ Amount Reserved for Bl't\llches.... SUIIJlus. _............................. Undivided Profits.................... Dividends Unpaid-------------------DDeuieJotsoitBs aSnukbsj.e.c.t.t-o--C--h-e--c-k-.-.-.-.-.-.-.-.-.-.Demand Cert1t1cates of DePOSit..... Time Cert1t1cates of Deposit....... TSarvuisntgFsuDnedisJoosnitsD-e-p-o--s-i-t-.-.-.-.-.-.-.-.-..-.-.--. Cashier's Checks..................... Cert1t1ed Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances Reserve for Interest and Taxes...... Bonds Borrowed..................... Other L1ab111t1es..................... Total.......... _.......... ------ ...$ 25,000.00 none 50,115.72 2,000.00 none none 220,440.45 none 63,798.56 none none 220.17 none none none none none none none 361,574.90 280 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 of the EXCHANGE BANK OF WRIGHTSVILLE Wrightsville, Ga. President, P. B. BEDINGFIELD Cashier, E. E. DALEY Vice-President, E. E. DALEY RESOUROEB: Time Loans and Disoounts..........$ 181,486.62 Demand Loans................... 33,771.83 United States Securities.......:.... 150.00 State of Georgia Bonds........... none Stock in Federal Reserve Bank...... none Other Stocks and Bonds............ 450.00 Banking House...................... 9,000.00 FOuthrneirtuRreealaEndstFatiextOuwrense.d.........-.-.----.-. none 9,380.39 Due from Federal Reserve Bank.... none Oash in Vault and Amounts De- posited with Approved Reserve Agents............................ 96,119.76 Due from Other Banks............ none Advances on Cotton................. 9,372.96 Advances on Other Commodities.... 9,474.17 Checks for Clearing House.......... 2,523.04 Other Checks and Cash Items...... 194.05 Letters of Credit and Acceptances.. none Overdrafts (if any) none Other Assets.....................- - - -no-ne TotaL. __ .... __ . _....... _.... _....$ 351,922.82 LIABILlTIES: Capital Stock Paid in...............$ Amount Reserved for Branches... Surplus.......................... Undivided Profits............... Dividends Unpaid................ Due to Banks...................... Deposits SubJect to Check...... Demand Certificates of Deposit..... Time Certificates of Deposit..... Savings Deposits................ Trust Funds on Deposit........... Cashier's Checks................. Certified Checks...................... Bills Payable......................... Notes and Bills Redisccunted....... Letters of Credit and Acceptances.. Reserve tor Interest and Taxes...... Bonds Borrowed..................... Other Liabllities..................... Total..................................$ 35,000.00 none 35,000.00 3,775.57 none none 235,043.84 none 40,241.05 none none 428.44 none none none none none none 2,433.92 351,922.82 STATEMENT Showing Condition at Close of Business December 31, 1924 of the FARMERS BANK President, W. H. RALEY Wrightsville, Ga. Vice-President, R. R. MARTI~ Cashier, R. B. BRYAN RESOURCES: Time Loans and Discounts..........$ 73,313.04 Demand Loans....................... 14,099.06 United States Securities............. 3,750.00 State of Georgia Bonds............. . none Stock in Federal Reserve Bank...... none Other Stock and Bonds............. none Banking House....................... 7,000.00 Furniture and Fixtures.............. 4,000.00 Other Real Estate Owned........... 4,000.00 nue from Federal Reserve Bank.... . none Oash in Vault and Amounts De- posited with API>roved Reserve Agents . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17,888.74 Due from Other Banks.............. none Advances on Cotton................. none Advances on Other Commodities.... none Checks for Clearing House.......... none Other Checks and Cash Items...... 494.56 Letters of Credit and Accei>tances.. none Overdrafts (if any)................... none Other Assets..........................- - - -no-ne Total..................................$ 124,545.40 LIABILITIES. Cai>ital Stock Paid in...............$ Amount Reserved for Branches..... Surplus .............................. . Undivided Profits.................... Dividends Uni>aid.................... Due to Banks......................... Dei>osits SubJect to Check.......... Demand Certificates of Dei>osit..... Time Certificates of Dei>osit....... .. Savings Dei>osits..................... Trust Funds on Dei>osit............. Cashier's Checks..................... Certified Checks...................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabllities..................... Total..................................$ 23,500.00 none none 1,029.89 none none 58,602.78 none 25,385.52 none none 1,319.04 none 11,558.17 none none none 3,150.00 none 124,545.49 l DEPARTMENT OF BANKING 5!81 STATEMENT Showing Condition at Close of Business December 31, 1924 of the YATESVIJ.LE BANKING COMPANY President, P. F. BROWN Yatt'sville, Ga. Vice-President, H. P. EDWARDS Cashier, R. D. HIGGINS RESOURCES: TDiemmeaLnodaLnosaannsd. _D__i_s_c__o_u_n__t_s_._.________________$ 50.956.94 2,000.00 United States Securities------------- none SSttoactek oinf GFeedoregraial RBeosnedrvs-e-B--a--n-k--_-_-_-__--_ none none BOathnekrinSgtoHckosusaen.d___B__o_n__d_s_-_-_-_-_-_-_-__-_-_-_--_ none 2.000.00 FOuthrneirtRureealaEndstFatiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ 1,975.00 290.00 Due from Federal Reserve Bank----- none Cash in Vault and Amounts De- posited with Approved Reserve Agents._-------------------- ....... 12.282.26 Due from Other Banks.............. 9.50 Advances on Cotton................ 11,255.81 Advances on Other Commodities.... 1,121.41 Checks for Clearing House......... 329.49 Other Checks and Cash Items.... 253.71 Letters of Credit and Acceptances. none Overdrafts (if any)................ 429.78 Other Assets--------------------------- - - -no-ne Total----------------------------.$ 82,903.90 LIABILITIES: Capital Stock Paid in----------------$ Amount Reserved tor Branches.... SurplUS------------------------------Undivided Profits--------~---------- Dividends Unpaid-------------------Due to Banks------------------------DDeepmoasnitds CSeurbtjieficctattoesCohfeDckep--o-s-i-t-_-_-__--_ Time Certificates of Deposit--------Savings DepositS--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable. ___ --------------------LNeottteesrsanotdCBrielldsitRaenddiscAocucnetpetda-n-c-e--s-.- Reserve for Interest and Taxes-----Bonds Borrowed---------------------Other Liabilities._------------------- Total... ------- ___ ._- . -. ___ --------- .$ 17,500.00 none 3,500.00 3,747.86 none none 38,133.87 none 19,617.58 none none 404.59 none none none none none none none 82.903.90 STATEMENT Showing Condition at Close ofBusiness December 31, 1924 of the THE BANK OF ZEBULON President, W. J. FRANKLIN Zebulon, Ga. Vice-President, P.M. SULLIVAN Cashier, C. R. GWYN RESOURCES: TDiemmeaLnodaLnosaannsd. _D__i_s_c__o_u__n_t_s_.__._._._._.__._.$ United States Securities____________ _ 92,267.19 none 11,000.00 State of Georgia Bonds-------------- none Stock in Federal Reserve Bank..... . 1.150.00 BOathnekrinSgtoHckosusaen_d___B_o__n_d__s_._._._.________________ __ 1,951.02 10,000.00 Furniture and Fixtures-------------- 4,500.00 Other Real Estate Owned----------- 3,360.00 Due from Federal Reserve Bank.... 9,518.88 Cash in Vault and Amounts De- posited with Approved Reserve ADdAuvegafenrncotemss--oO-n-t-h-C-e-or-tB-t-oa-n-n-_k-_-s_-_.-_.-_.-_-_.-_.-_-___-__-__-__-__-__--__ 44,227.05 none 4,134.40 Advances on Other Commodities... none Checks for Clearing House......... none Other Checks and Cash Items..... 1,807.96 Letters of Credit and Acceptances._ none OOvtheerdr rAafstsse(tisf--R--n-Y-->---------------------------------- - - 412.53 -no-ne Total..--------.--...------------.$ 184,329.03 LIABILITIES: Capital Stock Paid in. ______________$ Amount Reserved tor Branches --- Surplus ----------------------------- Undivided Profits ------------------- Dividends Unpaid------------------- Due to Banks----------------------- Deposits Demand CSeurbtjieficctattoesCoht eDcekp--o-s-i-t-.--. . Time Certiticates of Deposit...... TSarvuisntgFsuDnedpsoosintSD-e--p-o--s-i-t_-_-_-_-_-_-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks---------- Bills Payable...--------------------Notes and Bills Rediscounted...... Letters ot Credit and Acceptances.. Reserve tor Interest and Taxes.... Bonds Borrowed._ .. ------------ Other Liabilities... ------- Total.... ------------- .. -- ..........$ 25,000.00 none 12,500.00 4,345.55 none none 92,314.24 none 37,696.72 none 12,010.37 462.15 none none none none none none none 184,329.03 l 282 FIFTH ANNUAL REPORT CONSOLIDATED STATEMENT OF STATE BANKS AND TRUST COMPANIES OF GEORGIA AS OF DECEMBER 31, 1924. (Only Trust Companies having banking powers and privileges under supervision of this Department.) RESOURCES L~'!"a!dal~a~~~-l_=.~~~~~-n-ts:.~:::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::: ~f'i:~~~~~~~~~--~=::~::=::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::: MDruaninicaigpealDBiosntdrsi-c-t---B---o--n--d--s-.-.-------------------------------------------------------------------------------------------------------------------------------------~--------------------------------------------------------------- rS:t.art:e.~orf'lG~eros{r~g~ia~~B!'o:tnifd:ds~.~.-.~.:-=--:-:-~-=-:-:-~----~-:-:-:-:-:-:-:--:-:-:-:-:-:-:-:--:-:-:-:-:-:-:-:-:--:-:-:-:-:-:-:-:--:-:-:-:-:-:-:-:--:-:-:-:-:-:-:-:--:-:-:-:-:-:-:-:--:-:-:-:-:-:-:-:-:--:-:-:-:-:-:-:-:--:-:-:-:-:-:-:- Stock in Federal Reserve---------------------------------------------------------------------------------------------------- Banking House----------------------------------------------------------------------------------------------------------------------- Furniture and Fixtures.....--------------------------..-- ............................. . Other Real Estate Owned.________________________________________________________ -------------------------------------- Due from Federal Reserve Bank..------------------------------------------------- -------------------------------------Due from approved Reserve Agents in this State.....- .. ............................................. Due from approved Reserve Agents out of this State. ... . --------------------------------------Cash..---------------------------------------------------------------------------------------------------------------------------------------Due from other Banks in this State----------------------------------------------------------------------------------Due from other Banks in other States--------------------------------------------------------------------------Advances on Cotton------------------------------------ Checks for Clearing House---------------------------------------------------------------------------------------------------Other Checks and Cash Items---------------------------------------------------------------------------------------------COuvsetrodmraefrtss'___L__i_a__b__i__l_i_t_y____o__n___l_e__t_t__e_r__s___o__f___C___r_e__d__i_t___a__n__d___A___c__c__e__p__t_a__n__c__e_s____-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Commodities other than cotton..---------------- Other assets not included above------------------------------------------------------------------------------------------- Depositors' Guarantee Fund--------- .................................................................. Mutual Fire Insurance Fund___________ ____ ------------------------------------------ Profit and Loss________________________ --------------------------------------------------- TotaL__________________________ -----------------------------------------------------------------------------$ 669 State Banks & Trust Companies in. eluding 46 Branches 188,970,012.11 19,546,!!71. 77 !!8,!!84,859.44 8,685. 734 .!!3 565,Ft0.54 1,860.00 110,89!!.!!0 758,858.7!! ll,894 ,035.06 614,850.00 7,718,887.!!1 !!,408,579.81 6,166,!!1!!.0!! 8,l!49,~97 .81 15,890,015.49 8,616 ,!!55 .59 6, 789,867.05 4,8!!7,876.88 1,986,136.7~ !!,927 ,947 .!!!! 3,789,343.35 677,840.44 !!,883,884.!t1 336,470.35 445,636.70 4,165,507.74 68,81!!.69 1,200.00 183,048.!!7 281,818,809.1~ LIABILITIES ACampoituanltSRtoecskervPeadidfoinr __B-r-a-n-c-h-e-s-..-..-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_- $ Surplus Fund..-----------------------------------------------------------------------------------------------------------------------Undivided Profits...---------------------------------------------------------------------------------------------------------------Dividends Unpaid....--------------------------------------------------------------------------------------------------------------Due to Banks in this State--------------------------------------------------------------------------------------------------Due to Banks in other States---------------------------------------------------------------------------------------------- ~~i~~~~r~~~~;~:ft~~~:~~:~~~:::~~~~~~:::~:~:~~:~~:~~~:-~~~-~~:~~~:~~~:~~~~~~~~~~~~~:~~~:~~~~~:~~~~::~::~~ Call MoneY--------------------------------------------------------------------------------------------------------------------------- 81, !6!8901,,060800..0000 15 , 566 , 947 . 48 5 , 84!! , 992. 09 866 ,!!37 . 41 IS, 840,368. 77 6, 811 , 806.06 ;! 962,500.00 ~iii~~!~~~ ~~~h~e~~n~he~k~~:.-~-~~:-~==~-~=::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::: ~: :~~: ~i~: ~~ Certified Checks..-------------------------------------------------------------------------------------------------------------------Bills Payable to Banks in this State..-------------------------------------------------------------------------------Bills Payable to Banks in Other States---------------------------------------------------------------------Bills Payable to Federal Reserve Bank.-------------------------------------------------------------------------Notes and Bills Rediscounted with Federal Reserve Bank.-------------------------------------------Notes and Bills Rediscounted with Other Banks in this State.........------------------------------Notes and Bills Rediscounted with Other Banks in other States.....------------------------------ ~:.~~t~::~; Ih~~:.~t~~4~::~~~~~~~-~~-~~~~~~~~=::::::::::::::::::::::::::::::::::::::::::::::::::::::: Bonds Borrowed._____________________________________________________________________________________________________________________ Other Liabilities not included above___________________________________________________________________________________ 178,680.58 3,827 ,996.79 8 ,l!36, 878.77 !80, 907. 1!! 4,912,555.85 888,486.00 741,0111.99 l!. mJu :r: 127,850.00 l! ,28!! ,llO. 76 War Finance-T--o---t-a--L---_-_-_-_-_-_-_-_-_-_-_-_---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------1 -$ - - - -50-6,9-09.-94 281,818,809.1~ - l DEPARTMENT OF BANKING STATEMENT OF NATIONAL BANKS IN GEORGIA Showing Condition at the Close of Business. December 31, 1924 (93) RESOURCES Loans and Discounts _______________________________________________ $ 123,525,000.00 Overdrafts__________________________________________________________ 213,000.00 Customers Liability Account of Acceptances_______________________ 727,000.00 United States Government Securities Owned______________________ 14,924,000.00 Other Bonds, Stocks, Securities, etc._______________________________ 4,581,000.00 Banking House, Furniture and Fixtures___________________________ 6,206,000.00 Other Real Estate Owned___________________________________________ 2,368,000.00 Lawful Reserve with Federal Reserve Banks_______________________ 9,674,000.00 Items with Federal Reserve Banks in Process of Collection________ 6,565,000.00 Cash in Vaults and amount due from National Banks_____________ 18,601,000.00 Amount due from State Banks, Bankers, and Trust Companies___ 12,694,000.00 Exchange for Clearing House_______________________________________ 2,560,000.00 Checks on Other Banks in the Same Place_________________________ 349,000.00 Outside Checks and Other Cash Items_____________________________ 1,152,000.00 Redemption Fund and Due from United States Treasurer_________ 492,000.00 Other Assets________________________________________________________ 711,000.00 $ 205,342,000.00 LIABILITIES Capital Stock Paid In_______________________________________________ $ Surplus Fund______________________________________________ _______ _ Undivided Profits, Less Current Expenses, etc. ___________________ _ Reserve for Taxes, Interest, etc., accrued_________________________ _ National Bank Notes Outstanding ________________________________ _ Amount Due to Federal Reserve Banks____________________________ _ Amount Due to National Banks___________________________________ _ Amount Due State Banks, Bankers, and Trust Companies ________ _ Certified Checks Outstanding_____________________________________ _ Cashier's Checks Outstanding ____________________________________ _ Demand Deposits __________________________________________________ _ Time Deposits, Including Postal Savings Deposits_________________ _ United States Deposits ____________________________________________ _ United States Government Securities Borrowed___________________ _ BBiolnlsdPsaaynadblSee_c_u__r_it_i_e_s__O__t_h_e_r__t_h_a__n__U__n_i_t_e_d__S_t_a_t_e_s__B__o_r_r_o_w__e_d________________ __ Notes and Bills Rediscounted _____________________________________ _ Acceptances Executed for Customers Less those Purchased______ _ Acceptances Executed by Other Banks____________________________ _ Other Liabilities ___________________________________________________ _ 16,190,000.00 11,441,000.00 3,444,000.00 276,000;00 9,666,000.00 42,000.00 10,419,000.00 14,338,000.00 120,000.00 848,000.00 83,315,000.00 48,566,000.00 1,750,000.00 539,000.00 80,000.00 1,626,000.00 1,948,000.00 ,597,000.00 130,000.00 27,000.00 $ 205,342,000.00 l -284 FIFTH ANNUAL REPORT COMBINED STATEMENT OF STATE BANKS, TRUST COMPANIES AND NATIONAL BANKS 559 State Banks and Trust Companies, Including 45 Branches, Showing Condition Dec. 31, 1924, and 93 National Banks, Showing Condition Dec. 31, 1924. RESOURCES Loans and Discounts _______________________________________________ $ 310,276,143.32 U.S. Bonds and Securities Owned__________________________________ 18,559,734.23 Other Stocks and Bonds____________________________________________ 18,026,117.52 Banking House and Furniture and Fixtures_______________________ 16,333,466.52 Other Real Estate Owned__________________________________________ 8,534,212.02 Due From Federal Reserve Bank___________________________________ 17,923,297.81 Due From Other Approved Reserve Agents and Cash in Vaults____ 49,897,138.13 Due From Other Banks_____________________________________________ 19,457,513.60 Checks for Clearing House_________________________________________ 13,213,343.35 Other Checks and Cash Items-----------------"-------------------Letters of Credit and Acceptance~-________________________________ Overdrafts__________________________________________________________ OtherAssets________________________________________________________ 1,829,840.44 3,610,884.21 549,470.35 8,944,647.62 $ 487,155,809.12 LIABILITIES Capital Stock Paid In _______________________________________________$ 48,161,630.00 Suplus Fund_________________________________________________________ 27,007,947.48 UndividedProfits___________________________________________________ 9,286,992.09 Due to Banks_______________________________________________________ 44,451,169.83 Deposits Subject to Check_________________________________________ 176,137,495.40 Saving Deposits____________________________________________________________________ _ Certificates of Deposits_____________________________________________ Trust Funds on Deposit____________________________________________ Cashiers Checks____________________________________________________ Certified Checks____________________________________________________ Bills Payable________________________________________________________ Notes and Bills Rediscounted_______________________________________ Letters of Credit and Acceptances_________________________________ O~her Liabilities____________________________________________________ 140,744,881.60 3,912,477.36 2,298,215.16 273,630.58 9,428,187.62 8,673,043.34 3,477,415.16 13,302,723.50 $ 487,155,809.12 l DEPARTMENT OF BANKING '!85 BANKS IN POSSESSION OF THE SUPERINTENDENT OF BANKS (Seventy-Nine) NAME OF BANK LOCATION DATE CLOSED Commercial City Bank________________________ Americus__________ Jan. 3, 1921 Union Banking Company_____________________ Alamo _____________ Sept. 17, 1921 Merchants Bank______________________________ Augusta __________ Oct. 27, 1921 Bank of Ambrose _____________________________ Ambrose __________ Nov. 16, 1921 Citizens Bank_________________________________ Alston ____________ Dec. 13, 1921 Atlanta State Savings Bank__________________ Atlanta ___________ Jan. 14, 1922 Bank of Rockledge ____________________________ Adrian ____________ Jan. 24, 1922 Baxley Banking Company_____________________ Baxley ____________May 26, 1922 Farmers & Marchants Bank __________________ Berlin_____________ Nov. 16, 1921 Bishop Banking Company____________________ Bishop____________ Dec. 23, 1924 Farmers Bank_________________________________ Bogart_ ___________ March I, 1924 Farmers Bank_________________________________ Bowman __________ May 25, 1921 Citizens Bank_________________________________ Blackshear________ Dec. 27' 1921 Farmers & Merchants Bank__________________ Cumming_________ Jan. 7, 1922 Bank of Franklin County_____________________ Carnesville________ Feb. 9, 1924 Farmers & Merchants Bank__________________ Clyo_______________ Jan. 20, 1921 Planters Bank________________________________ Carlton___________ March 18, 1924 Bank of Chamblee____________________________ Chamblee_________ March I, 1922 Farmers Bank_________________________________ Climax ____________ Nov. 12, 1924 Farmers Bank_________________________________ Crawford _________ Oct. 25, 1923 Citizens Bank_________________________________ Douglas___________ Nov. 3, 1921 Bank of Dublin_______________________________ Dublin____________ Nov. 19, 1920 Bank of Dallas________________________________ Dallas _____________Dec. 2, 1920 Bank of Donalsonville ________________________ Donalsonville_____ Nov. 20, 1924 Farmers & Merchants Bank __________________ Duluth____________March 4, 1924 Bank of Eatonton ____________________________ Eatonton _________Sept. 17' 1921 Citizens Bank_________________________________ Eatonton _________ Jan. 12, 1922 Farmers & Marchants Bank __________________ Eastman__________ Jan. 30, 1922 Bank of Campbell County____________________ Fairburn__________ Apr. 2, 1924 Bank of Flowery Branch______________________ Flowery Branch __ Jan. 30, 1924 Exchange Bank_______________________________ Fort Valley _______ July 17, 1924 Peoples Bank_________________________________ Gordon ___________ Aug. 3, 1921 Bank of Godfrey______________________________ Godfrey___________ Feb. 7, 1921 Bank of Grayson______________________________ Grayson __________ June 7, 1924 Bank of Gillsville _____________________________ Gillsville __________ Dec. 14, 1922 Bank of Gough_______________________________ Gough____________March 14, 1923 Effingham County Bank______________________ Guyton___________ April 10, 1924 Peoples Bank_________________________________ Hamilton _________ Oct. 21, 1920 Evans County Bank __________________________ Hagan ____________ Jan. 1, 1921 Citizens Bank_________________________________ Helena____________ Dec. 10, 1924 Jesup Banking Company_____________________ Jesup _____________ Nov. 20, 1920 Liberty Banking Company____________________ Ludowici__ ________ Oct. 31, 1921 Bank of Lilburn ______________________________ Lilburn ___________ Dec. 11, 1922 Bank of Lawrenceville________________________ Lawrenceville_____ Jan. 4, 1923 Bank of Lovett________________________________ Lovett ____________ Feb. 18, 1924 Merchants & Miners State Bank______________ McCaysville_______ Nov. 12, 1921 Bank of Mauk_________________________________ Mauk _____________ Oct. 16, 1920 Peoples Bank _________________________________ Mansfield_________ Jan. 11' 1921 Marietta Trust & Banking Co. _______________ c Marietta__________Feb. 4, 1922 Morgan County Bank_________________________ Madison___________ Dec. 9, 1922 Bank of Morgan_______________________________ Morgan ___________ Aug. 17, 1923 Berrien County Bank_________________________ Nashville__________ Dec. 8, 1920 Bank of Newborn_____________________________ Newborn__________ Feb. 6, 1924 Farmers Bank_________________________________ Nicholls ___________ Apr. 28, 1923 Bank of Gwinnett ____________________________ Norcross __________ Oct. 12, 1923 l FIFTH ANNUAL REPORT NAME OF BANK LOCATION DATE CLOSED Odum Banking Company_____________________ Odum_____________ Nov. Exchange Bank_______________________________ Oakfield __________ Dec. 18, 1920 12, 1921 Citizens Bank_____ ------------- _______________ Ocilla_____________ Oct. Bank of Pavo _________________________________ Pavo ______________Sept. 24, 1921 26, 1924 Pearson Banking Company___________________ Pearson ___________ Nov. Peoples Bank ______________________________ __ Rebecca___________ Jan. 18, 1924 17, 1921 Oglethorpe Savings & Trust Company________ Savannah_________ Feb. 18, 1922 American Bank & Trust Company ___________ Savannah_________ Oct. 27, 1921 Peoples Bank_ ________________________________ Savannah ________ Dec. 20, 1921 Commercial Bank_____________________________ Savannah_________ Dec. 17, 1921 Bank of EmanueL ____________________________ Swainsboro _______ Nov. Bank of Sparta _______________________________ Sparta____________ Apr. 18, 1921 25, 1921 Sparta Savings Bank__________________________ Sparta ____________Nov. 3, 1924 Stone Mountain Bank ________________________ Stone Mountain __ Apr. 25, 1921 Planters Bank ________________________________ Stillmore__________ Oct. 27, 1924 Bank of Shady Dale ___________________________ Shady Dale _______ Oct. 3, 1921 Bank of Shiloh________________________________ Shiloh_____________ Dec. 10, 1923 Walton County Bank _________________________ Social Circle ______ March 13, 1923 Scott Banking Company______________________ Scott______________ March 30, 1923 Jefferson County Bank_______________________ Wadley ___________ Dec. 3, 1921 Citizens Bank_________________________________ Waverly Hall ______ Jan. 8, 1921 Farmers & Merchants Bank __________________ Warthen __________ Apr. 29, 1924 North Georgia Trust & Banking Co. _________ Winder____________ Dec. 8, 1924 Exchange Bank_______________________________ Valdosta __________ Jan. 30, 1924 BANKS RE-INSTATED BY THE SUPERINTENDENT OF BANKS (Five) NAME OF BANK LOCATION DATE CLOSED Butler Banking Co. _________________ Butler_ _______ Aug. 1, 1924 Bank of Camilla_____________________ Camilla _______ Jan. 5, 1924 Farmers Bank_______________________ Canon ________ Feb. 6, 1924 Citizens Bank_______________________ Cordele _______ Jan. 2, 1924 Commercial Bank___________________ Unadilla ______ Jan. 7, 1924 DATE REINSTATED Dec. 4, 1924 July 14, 1924 May 7, 1924 Aug. 14, 1924 Nov. 12, 1924 TOTAL DIVIDENDS PAID TO CREDITORS OF BANKS IN POSSESSION OF THE SUPERINTENDENT OF BANKS. Excluding Collections Made on Pledged Collateral By Liquidating Agents and Off-Sets Allowed. NAME OF BANK LOCATION AMT. PAID Commercial City Bank________________________ Americus _________ $ Union Banking Company _____________________ Alamo ____________ _ Merchants Bank______________________________ Augusta _________ _ Bank of Ambrose ______________________________ Ambrose _________ _ Citizens Bank _______________________________ Alston __________ _ Atlanta State Savings Bank __________________ Atlanta __________ _ Farmers & Merchants Bank __________________ Berlin____________ _ Farmers Bank_________________________________ Bowman _________ _ Bank of Benevolence _________________________ Bevenolence _____ _ Citizens Bank _________________________________ Blackshear_______ _ 10,605.76 3 ,561. 73 695,178.19 7,957.03 410.47 15,603.13 29,509.59 21,191.16 3,070.18 71,020,79 DEPARTMENT OF BANKING NAME OF BANK LOCATION AMT. PAID Baxley Banking Company_____________________ Baxley ___________ _ Farmers Bank_________________________________ Bogart..... _.. __ ._ Butler Banking Company_____ . _______________ Butler ___________ _ Farmers & Merchants Bank. __________ .. _. __ . Cumming. _______ _ Farmers & Merchants Bank__________ ._._._._ Clyo... _. _. ____ . __ _ Bank of Chamblee._. _____ ._._. ______ .. _______ Chamblee.... ___ ._ Farmers Bank.... _______ . _______________ . ___ . _ Crawford _____ . _.. Bank of Camilla.... __ .. ___________ . ___ . _______ Camilla._. ______ ._ Citizens Bank_______________________ . ____ ____ Cordele. _________ _ Bank of Franklin County_____________________ Carnesville _______ _ Planters Bank. __ . _______ . _____________ __ . ___ Carlton.. ________ _ Citizens Bank _________________________________ Douglas __________ _ Bank of Dublin______________ . ______ . _________ Dublin..... _. ___ ._ Bank of Dallas.. _____________ .________________ Dallas .. ________ __ Farmers & Merchants Bank. _________________ Duluth .. ________ _ Bank of Eatonton ____________________________ Eatonton ________ _ Citizens Bank..... ____ .. ____ ._. _______________ Eatonton._. ____ __ Merchants & Farmers Bank.. ________________ Eastman.. ______ __ Exchange Bank. ______________________________ Fort Valley ______ _ Peoples Bank _________________ ._._._ .. __ ._. ___ Gordon._ .. ______ _ Bank of Godfrey______ . __ . ___ .. _. _____________ Godfrey. ________ . Bank of Gillsville. __ . ____ ._._ ... ______________ Gillsville.. ___ . ___ _ Effingham County Bank_________________ .. __ . Guyton _________ __ Peoples Bank. __________ . ___ .. __ .. ____ .... ___ . Hamilton .. ______ . Evans County Bank __________________________ Hagan ___________ _ Jesup Banking Company_. ____ . ______________ Jesup___ . ___ ._. __ _ Liberty Banking Company____________________ Ludowici. ________ _ Bank of Lilburn ____ .._________________________ Lilburn __________ _ Bank of Lawrenceville ________________________ Lawrenceville.. _.. Merchants & Miners State Bank_____ .. ____ .. ___ McCaysville.... __ _ Peoples Bank... _. ______ .. __ ._. _______________ Mansfield ________ _ Bank of Mauk _________________________________ Mauk ____________ _ Marietta Trust & Banking Company ___ . _____ Marietta. ________ _ Morgan County Bank __ .. ____ . __________ .. __ Madison_________ __ Bank of Morgan... _________________ . __________ Morgan. ___ . _____ _ Bank of Newborn----------------------------- Newborn.. _______ _ Berrien County Bank _________________________ Nashville ________ __ Farmers Bank.. ______ ._ .. _____________ . _______ Nicholls .. _______ _ Bank of Gwinnett ____________________________ Norcross ________ __ Odum Banking Company_____________________ Odum. ___________ _ Exchange Bank .... ________ . ________________ ._ Oakfield... ___ . __ _ Citizens Bank.... _____________________________ Ocilla _____ ..... _._ Peoples Bank ______________ .. __ . __ . __ . ___ .. ___ . Rebecca_________ __ Oglethorpe Savings & Trust Company________ Savannah_______ __ American Bank & Trust Company____________ Savannah ., ____ __ Peoples Bank. ____ . __ . ______ . __ . _____ . ___ . _____ Savannah.. __ ~ __ ._ Commercial Bank.. _. ____ . __ . _______________ ._ Savannah ___ ._. __ . Bank of EmanueL ____________________________ Swainsboro. __ .. __ Sparta Savings Bank... ______________________ Sparta _______ .. __ Bank of Sparta. ________ .. _...... __ __ _ __ __ _ Sparta . _. __ _ Stone Mountain Bank. ________________________ Stone Mountain __ Bimk of Shady Dale __________________________ Shady Dale ______ _ Walton County Bank _________________________ Social Circle ____ __ Exchange Bank ___ . ______ . ____________________ Valdosta.. _______ _ Jefferson County Bank_______________________ Wadley __________ _ Citizens Bank_ ------------------------------- Waverly HalL ____ __ Farmers & Merchants Bank_. ____ . ___ . ___ . ___ Warthen. ___ . ____ _ 56,830.50 5,555.35 8,484.18 40,838.96 20,317.64 459.62 6,039.91 14,918.75 18,899.64 55.64 6,207.59 35,604.40 24,021.47 56,729.71 9,309.20 13,794.87 2,351.27 84,454.27 10,026.32 7,991.16 11,821.40 18,193.22 17,575.85 8,421.55 21,816.34 14,900.27 8,368.06 1,426.45 13,504.53 19,232.98 10,675.15 5,417.87 333,700.12 7,163.47 3,278.40 50.41 27,073.31 388.54 4,551.57 6,104.37 8,490.15 3,475.13 4,962.95 385,803.58 99,203.55 105,443.15 371,015.19 44,680.87 5,140.39 20,272.68 13,110.44 14,567.00 69,127.47 16,877.87 15,480.27 28,894.75 70.60 $ 3,021,278.38 l 288 FIFTH ANNUAL ltEPORT STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the BANK OF ROCKLEDGE Adrian, Ga. RESOURCES: Time Loans and Discounts__________ $ Demand Loans ---------------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank..... . Other Stocks and Bonds------------ 19,787.48 none none none none none BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned ---------Due !rom Federal Reserve Bank..... Oash in Vault and Amounts De- vosited with AI>vroved Reserve 1.000.00 500.00 none none Agents-----------------------------ADduveafnrcoems oOnthOeorttBona_n__k_s_-_-_-_-_-_--_-_-_-_-_-_-_- none no2.n4e0 Advances on Other Commodities.... Ohecks for Olearing House__________ none none OOvtheerdr rOafhtesc(k1s! aannyd)__O__a_s_h__I_t_e_m__s_._._._.._._. 142.45 4.56 POrtohfeitraAnsdseLtoss-s-_-_-_-_-_-_-_-_-_-__---------------------------- 2,165. 71 22,767.38 Total._________________________________-$ - -46,3-69.-98 LIABILITIES: Oa:t>ital Stock Paid in ____________$ Assessment Fund-------------- ________ . SUunrdvilvuids e-d---P-r-o-f-i-t-S-----------------.----------------------Dividends Un:t>ald-------------------Due to Banks------------------------Devosits Subject to Oheck---------Demand Oerti!icates of Devosit..... Time Oerti!icates of Devos1L------Savings DevositS-------------------Trust Devosits . --------------------Oashler's Ohecks--------------------Oertlfied Ohecks --------------------BNiolltsesPaanyadbBleil.l.s R--e-d--i-s-c-o-u--n-t-e-d--_-__-_-_-_-_ LReestteervrse offorOIrnetdeirteasnt danAdccTeavxteasn_c_e__s_.._ Bonds Borrowed--------------------Other Liablllties --------------------- TotaL---------------------------------S 15,000.00 180.00 none none none none 5,042.67 none 3,707.84 none none 118.49 none 15,734.30 none none none none 6,586.68 46,369.98 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the UNION BANKING CO. Alamo, Ga. RESOURCES: Time Loans and Discounts.. ________$ DUenmiteadndSLtaoteans sSe-c--u-r-i-t-ie--s-.-.-..-.-.-.---.-_-__--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank..... Other Stocks and Bonds------------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned ---------Due !rom Federal Reserve Bank..... Oash in Vault and Amounts De- Apogesnittse._d___w__i_th___A__:t_>_:t_>_ro_v_e_d___R__e_s_e_rv__e 13,601.66 none none none none none none none none none none Due !rom Other Banks.------------- 1,597.44 Advances on Ootton.... ------------- none Advances on Other Commodities.... none Ohecks for Oleartng House._________ none Other Ohecks and Oash Items______ 93.84 POOrvtoheferldrtarAanfsdtssLe(ot1ss!-s~-.->.-.--.-------------------------------------_--_--_--_-_--_--_--_- - none - - - 43,,750282..3650 Total------------------ __ -------------.$ 23,523.89 LIABILITIES: AOas:ste>sistaml eSnttoFckunPda.i.d..i_n_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-S. Sur:t>lUS---. ------------------.-------Undivided Profits-------------------Dividends Un:t>ald-------------------DDeu:te>toositBs aSnukbsj-e-c-t--t-o--O--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Devoslt----Tlme Certificates of Devoslt--------Savings Devosits -------------------Trust Funds on Devosit------------Oashler"s Ohecks--------------------Oertifled Ohecks---- ----------------Bills Payable... _------------- __ -----. Notes and Bills Rediscounted------Letters of Oredlt and Accevtances. Reserve for Interest and Taxes.... BOothnedrs LBioarbrlolwltieeds-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Total.._--..--.--.. --..-.-.-----.-.-_.$ 15,000.00 none none none none none 1,406.18 none 1.158.40 none none 28.09 none 5,931.31 none none none none none 23,523.89 DEPARTMENT OF BANKING ~89 STATEMENT Showing Condition at Close of Business December 31,1924 (In Liquidation) of the CITIZEN~ BANK Alston, Ga. RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State ot Georgia Bonds-------------- Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-__-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due trom Federal Reserve Bank __ . Cash in Vault and Amounts De- vosited with Avvroved Reserve Agents... --------------------------Due trom Other Banks... ----------Advances on Cotton ... -------------AChdevcaknscetsoronClOeathrienrgCHoomumseo_d__it_i_e_s__._. __ Other Checks and Cash Items_____ _ Pverdratts (it an:vl------------------OPrtohfeirt AansdseLtso-s-s------------------------ Total----------------------------------$ 36,514.50 none none none none none none none none none none 15.13 none none none none none none 10,734.23 47,263.86 LIABILITIES: Cavital Stock Paid in _______________$ A,sessment Fund. . __ __ ........ SUI'lllUS.. --.-------------------------Undivided Profits ------------------DDiuveidteonBdsanUknsv__a_i_d_._._-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Devosits SubJect to Check_________ _ Demand Certificates ot Devosit... _Time Certificates of Devosit----- _--Savings Devosits--------------------TCraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks. ___ ----------------Bills Payable._----------------------Notes and Bills Rediscounted------LReestteervrse offorCIrnetdeirteasnt danAdccTeavxteasn_c__e_s_.-_ Bonds Borrowed.... ----------------Other Liabilities... ------------------ TotaL. ________ -----------.-------------$ 15,000.00 none none none none none 2,993.42 none none 1,952.06 none 202.70 none 23,975.92 none none none none 3,139. 76 47,263.86 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the BANK OF AMBROSE Arnbtose, Ga. RESOURCES: Time Loans and Discounts__________$ DUenmiteadndSLtaoteasnsS.e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds... --------Banking House.. _.-----------------FOuthrneirtRureealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- vosited with Avvroved Reserve Agents. ---------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ AChdvecakncsetsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items..... Overdrafts (it an:vl------------------POrtohfeitr aAnsdseLtoss-s--.-.-. -. .-.-.-.-.--_-_-__-_-_-_-_-_-_-_-_-_--__- T o t a l__________________________________ $ 5,200.99 none 9.16 none none none none 1,262.50 641.00 none none 1,919.66 none none none 337.10 29.20 1,774.12 28,740.44 39,914.17 LIABILITIES: Cavital Stock Paid in________________$ ASUssIe'lslslumse. _n_t_F__u_n__d___________-_-_-_-_-_-_-_-_-_-_-_----------Undivided Profits______ -------------Dividends Unvaid-------------------Due to Banks------------------------DDeevmoasnitds CSuerbtJifeicctattoesCohfeDckev-o-s-i-t-_-_-__--_ Time Certificates of Devosit________ _ Savings Deoosits--------------------TCraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ BCieiritsifPieadyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted______ _ LReestteervrse ofot rCIrnetdeirteasnt danAdccTeavxteasn_c_e__s_.._ Bonds Borrowed---------------------Other Liabilities._------------------- Total---------------------------------.$ 15,000.00 5,052.45 none 2,013. 71 none none 9.648.57 none 3,121.58 none none none none 1,447.75 none none none none 3,630.11 39,914.17 290 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the COMMERCIAL CITY BANK Americus, Ga. RESOURCES: T1me Loans and Discounts..........$ Demand Loans________ -------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds------------BFuarnnkiitnugreHaonudseF.i_x-t-u-r-e--s-_-_-_-_-_-_-__-_-_-_-_-_--_ Other Real Estate Owned.. -------Due from Federal Reserve Bank----Cash in Vault and Amounts De- I>Oslted with AI>I>roved Reserve Agents._---------------------------Due from Other Banks.. -----------Advances on Cotton----------------AChdvecakncsefsoronClOeathrienrgCHoomumseo_d__it_i_e_s_._._._ Other Checks and Cash Items_____ _ Overdrafts (U anl------------------- POrtohfeitraAnsdsLetoss-s-_-_-_-_-_-_-_-_-__-_--_------------- TotaL_________________________________ $ 57,558.34 none none nQne none none none none none none none 481.10 none none none none 250.90 none 41,710.50 100,000.84 LIABILITIES: Cai>ital Stock Paid in _______________ $ Assessment Fund------- __ . ___________ _ USunrdi>ivlUidSe-d---P-r-o--f-it-s--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Uni>aid-----------------Due to Banks-----------------------Dei>osits Subject to Check--------- Demand Certificates of Dei>oslt..... Time Certificates of Dei>osit _______ _ Savings Dei>osits -------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable._---------------------Notes and Bills Rediscounted..... Letters of Credit and Accei>tances.. Reserve for Interest-----------------Bonds Borrowed--------------------- Other Liabilities. ___ ----------------- TotaL.------------------------------$ 50,000.00 2,700.00 none none none none 26,511.20 none none none none 2.248. 76 none 13,325.16 none none none none 5,215. 7~ 100,000.~4 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the ATLANTA STATE SAVINGS BANK Atlanta, Ga. RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ United States Securtties------------s~te of Georgia Bonds.------------S_tock in Federal Reserve Bank------ 164,175.94 none none none none BOathnekrinSgtoHcokussaen. _d__B__o_n__d_s__-_-_-_-_-_-_-_-_-_-_--_ 3,000.00 none Furniture and Ftxtures.-----------Other Real Estate Owned---------- Due from Federal Reserve Bank----Cash in Vault and Amounts De- 375.50 none none wAgseitnetds.. w___i.th____A__v_v__r_o_v__e_d...R--e-s_e_r_v_e. none ADduveafnrocems oOnthCeor tBtoann_k_S__-_-_-_-_-_-_-_-_-_-__-_-_--_ Ad\!ances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items...... 5,195.74 none none none none OOvtheerdr rAasftsset(si_f_a_n___l_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Profit and Loss ______________________ _ 305.87 557.50 161.092.70 ----- otaL. ----------.--- .. -------------- .$ 334,703,25 LIABILITIES: cavital Stock Paid in________________$ Assessment Fund_____________________ _ USunrdoilvuids.e.d..P-r-o--f-it-s--_-_-_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Uni>aid-------------------Due to Banks----------------------- Dei>osits Subject to Check---------Demand Certificates of Devoslt..... TSiamviengCseDrtiefvicoastietss.o__f_D__e__v_o_s_i_t_-_-_-_-_-_-_-_-_ Trust Funds on Devosit.. __________ _ Cashier's Checks--------------------Certified Checks---------------------Bills Payable.. ----------------------Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed------------------- Other Liabllities.. ------------------- TotaL------------------------------$ 29,824.00 1,766.18 none 1.153.64 none none 280,149.93 none none 554.36 none none none 14,250.00 none none none 7,005.14 none 334.703.25 l DEPARTMENT OF BANKING 291 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the MERCHANTS BANK Augusta, Ga. RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ Statetof Georgia Bonds_____________ _ Stock_in Federal Reserve Bank_____ _ BOathnekrilnSgtoHcokus saen_d__B__o_n__d_s_______________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ 566,539.38 none none none none 13,680.50 44,000.00 646.30 64,763.07 Due from Federal Reserve Bank----- none Cash in Vaults and Amounts De- Apogseintetsd. __w__i_t_h___A__p_p_r_o__v-e-d----R--e_s_e_r_v_e 85,088.27 Due from Other Banks______________ 188.18 Advances on Cotton_________________ none Advances on Other Commodities____ none Checks for Clearing House__________ none Other Checks and Cash Items______ Overdrafts (if any)___________________ 269.80 none Other Assets-------------------------Profit and Loss______ ---------------- none 118,623.27 Total__________________________________- $ -8- 93,- 798- .77 LIABILITIES ACsaspeistsaml esntot cFkunPda.i_d__in__-_-_-_-_-_-_--_--------$ Surplus. _____________ --- ___ --- _______ Undivided Profits___________________ _ Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t-t-o--C--h--e-c-k--_-__-_-_-_-_-_-_--_ Demand Certificates of Deposit----TSaimviengCserDtiefpicoastietss_o__f_D__e__p_o_s_i_t_-_-_-_-_-_-_-_--_ Trust Funds on Deposit____________ _ Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaaynadbBleil.l_s_ R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds. Borrowed--------------------Other Liabilities._------------------- TotaL_________________________________ $ 200,000.00 142,787.86 250,000.00 21.124.34 18.15 3,186.86 131,632.17 none 34,686.72 102.733.98 none 559.16 214.09 none none none none none 6,855.44 893,798.77 STATEMENT Showing Condition at Close of Business December 31,1924 (In Liquidation) of the BAXLEY BANKING CO. Baxley, Ga. RESOURCES: Time Loans and Discounts----------$ Demand Loans----------------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-__-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank.___ _ Cash in Vault and Amounts De- posited with Approved Reserve DAuegernotms.-O--t-h-e--r-B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton._--------------Advances on Other Commodities... Checks for Clearing House_________ _ OOvtheerdr rCahftesc(kisf aannyd)C__a__s_h__I_t_e_m__s_..__________ __ Other Assets-------------------------Profit and Loss------------------------- TotaL------------- _________________ ---$ 195,063.14 none none none none none none none 46,313.35 none none 10,134.96 none none none 70.82 none none 33,384.69 284,966.96 LIABILITIES: ACsaspeistsaml eSnttoFcuknPda.i.d. _i_n_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_$ Surplus. ____ ------- __ ------ _____ -----Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks------------------------DDeepmoasnitds CSeurbtjieficctattoesCohfeDckep._o-s-i-t-_-_-__--_ Time Certificates of Deposit-------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable------------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes-----Bonds Borrowed---------------------Other Liabilities--------------------- TotaL. ____ ----------------------------$ 25,000.00 17.972.54 none none none none 155,028.00 none none none none none none 58,156.11 18,535.60 none none none 10,274.71 284,966.96 l 292 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the FARMERS AND MERCHANTS BANK Berlin, Ga. BESOUROES: Time Loans and Discounts----------$ DUenmiteadndSLtaoteasnsSe-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o_n__d_s_______________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned ---------Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- posited with Approved Reserve DAuegfernotms. O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities___ _ Checks for Clearing House_________ _ OOvtheerdr rCahftesc(kifs aannyd)C__a__s_h__I_t_e_m__s______.____ __ Other Assets_________________________ _ Profit and Loss __ TotaL---------------------------------$ 12,070.75 none none none none none none none none none none 1.091.31 none -none none none none 500.25 9,237.69 22,900.00 LIABILITIES: Capital Stock Paid in________________$ AssessmentFund_____________ -- Surplus -----------------------------Undivided Profits ------------------DDiuveidtoenBdas nUknsp__a_i_d_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check_________ _ Demand Certificates of Deposit____ _ Time Certificates of Deposit--------Savings Deposits.-------------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks______ ---------------BNiolltsesPaanydabBleil.l_s-R--e-d--i-s-c-o--u-n-t-e-d--_-_-_-__-_--_ LUentetearrsneodf CInrteedrietsat n__d__A__c_c_e__p_t_a_n_c_e__s_.__ Bonds Borrowed ___ -----------------Other Liabilities... ------------------ TotaL ________________________________ $ 15,000.00 7,900.00 none none none none none none none none none none none none none none none none none 22.900.00 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the BISHOP BANKING CO. Bishop, Ga. ----------~ RESOURCES: Time Loans and Discounts__________ $ Demand Loans ______________________ _ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds____________ _ BFuarnnkiitnugreHoaunsed--F-i-x-t-u-r-e--s-__-_-_-_-_-_-_~_-_-_-_-_-_ Other Real Estate Owned __________ _ Due from Federal Reserve Bank ___ _ Cash in Vault and Amounts De- Apogseintetsd. _w___it_h____A__p_p-r-o-v--e.d. ---R__e_s_e_r_v_e_ Due from Other Banks_____________ _ Advances on Cotton ________________ _ CAhdevcakncfeosr oCnleOartihnegr HCoomusme_o_d_i_t_i_e_s_._._._. OOvtheerdr rCahftesc(kisf aannyd)C__a__s_h__I_t_e_m__s___________ __ POrtohfeitraAnsdseLtoss-s-.-.-.-_-.-.-_-_-_-__--_------------- TotaL---------------------------------$ 76,972.47 none none none none 600.00 2,000.00 700.00 none none none 63.50 none none none none 9,243.28 none 58,240.48 147,819.73 LIABILITIES: Capital Stock Pain in________________ $ ASussrepslsumse__n_t_F__u_n_d__-_-_-__________________ _ Undivided Profits ____________ -------Dividends Unpaid. __________________ _ Due to Banks________________________ _ Deposits Subject to Check__________ _ Demand Certificates of Deposit____ _ TSaimviengCseDrtiefpicoastietss_o__f_D__e__p_o_s_i_t_-_-_-_-_-_-_-_--_ Trust Funds on Deposit____________ _ Cashier's Check_____________________ _ Certified Checks_____________________ _ BNioltles sPaanyda bBl eil_ls- -R- -e-d-i-s-c-m- -J-,-n-t-e-d- -_-_-_-__-_- -_ Letters of Credit and Acceptances__ Reserve for Interest and Taxes. ____ _ Bonds Borrowed ___________ ---------Other Liabilities.-------------------- TotaL ___________ ----------------- ____$ 25,000.00 none none none none none 45,631.64 none 20.740.80 none none 92.80 2.852.67 27,575.94 none none none none 25.925.88 147,819.73 l DEPARTMENT OF BANKING 293 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the CITIZENS BANK Blackshear, Ga. RESOURCES: Time Loans and Discounts..........$ 9,520.38 Demand Loans......----------------- none United States Securities............ none State of Georgia Bonds.............. none Stock in Federal Reserve Bank...... none BOathnekrinSgtoHckosusaen.d__B__o__n_d__s_._._._._._._.__._._._. ._ none none Furniture and Fixtures............. none Other Real Estate Owned.......... 1,500.00 Due from Federal Reserve Bank..... none Cash in Vault and Amounts D&- ~~~---~~~--~~~~~~~~--~~~~~~ none Due from Other Banks-------------- 2.291.50 Advances on Cotton............... none Advances on Other Commodities.... none Checks for Clearing House.......... none OOvtheerdr rCahftesc(kifs aannyd)C__a__s_h__I_t_e_m__s_._._._._._. ._ none I, 752.02 POrtohfeitraAnsdsLeotss-s-.-.-.-.-_-_-_-_-__-_-_--------------------------- 3,986.43 35,906.58 ----- Total...--..........................$ 54,956.91 LIABILITIES: Cavital Stock Paid in---------------$ Assessment Fund.. Survlus.. ----------------------------Undivided Profits-------------------DDiuveidtoenBdsanUknsv__a_i_d_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ Devosits Subject to Check......... Demand Certificates of Devosit... Time Certificates of Devosit....... Savings Devosits...-----------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable._.---------------------Notes and Bills Rediscounted...... . Letters of Credit and Accevtances.. Reserve for Interest and Taxes.... Bonds Borrowed--------------------Other Liabilities--------------------- Total....... ---- ......... __ ... ----- ....$ 17,000.00 6,419.60 none 9, 712.52 none none 9,941.84 none 11,443.97 none none 104.44 none none none none none none 334.54 54,956.91 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the FARMERS BANK Bogart, Ga. RESOUROES: Time Loans and Discounts.....$ Demand Loans----------------------United States Securities....... State of Georgia Bonds-------------Stock in Federal Reserve Bank.... Other Stocks and Bonds------------BFuanrnkiitnugreHaonudseF-f-.-x-t-u-r-e-8-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 85,718.95 none none none none none 1,000.00 1,623.47 Other Real Estate Owned----------Due from Federal Reserve Bank.... Oash in Vault and Amounts D&- posited with Approved Reserve 2,320.80 none Agents ---------------------------Due from Other Banks-------------Advances on Cotton.. --------------Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items...... 2, 514.92 none none none none none 0O-trheerdrrAafstsse. ts--..------------------------------------------------ none none . TProotfaiLt a--n-d---L-O--S--S--------.-----.-.-.-.--------.-.-.-.-.-.-.-.--$ - -1,1-25.-49 94,303.63 LIABILITIES: CAassveistsaml Sentot cFkuPnadi.d..i_n__--._--.-_-_-_-_-_-_-_-.-_-_-_-_$ Survlus.. __ --------------------------Undivided Profits-------------------Dividends Unvaid------------------DDeuveotsoitBs aSnukbsj.e.c-t--t-o--C--h-e--c-k--.-.-.-.--.----. Demand Certificates of Devosit... Time Certificates of Devosit.... Savings Devosits--------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks------------------BNiolltsesPaany adbBl eil.l.s. R- -e-d- -i-s-c-o-u- -n-t-e-d- --. .--.- Letters of Credit and Acceptances. Reserve for Intsrest and Taxes Bonds Borrowed. ------------------Other Liabilities.. ------------------- Total ------- ........--..-..--.--- $ 25,000.00 4,555.25 5,000.00 2,450.51 none none 19,528.21 none none none none none none 34,380.57 none none none none 3,389.09 94,303.63 l 294 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the FARMERS BANK Bowman, Ga. RESOURCES: Time Loans and Discounts__________ $ Demand Loans________ -------------United States Securities------------State of Georgia Bonds-------------Stock 1n Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d_s__-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures-------------Other Real Estate Owned ---------Due from Federal Reserve Bank..... Cash 1n Vault and Amounts De- :oostted with Allvroved Reserve Agents-----------------------------ADduveafnrcoems oOnthCeorttBona._n_k_s_._-_-_-_-_-_--_-_-_-_-_-_Advances on Other Commodities.... Checks for Clearing House__________ OOvtheerdr rCahftesc(k1st aanny)d__C__a_s_h__I_te_m__s_____________ 55,487.20 none none none none none none 2,867.95 none none 71.72 4, 7n9o5.n6e1 none none n7o8.n2e0 POrtohfeitr AansdseLtso-ss-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- 266,.643441..0462 ----- Total----------------------------------$ 96,376.16 LIABILITIES: cavital Stock Paid in---------------- ASUusnsrdevisvlsuimds.ee_dn_t_P_F_r_uo.nf_id_ts_-_-._-__-__-__-__-___-__-_--_--_--_--_--_-._--_--_--_--_----_ Dividends Unvaid-------------------Due to Banks------------------------Devosits Subject to Check---------Demand Certificates of Devosit----Time certificates of Devos1t--------Sav1ngs Devosits--------------------TCraushs1t eFru'snCdhseocnksD__e_v__o_s_1__t-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------Bills Payable.. ----------------------Notes and BUls Rediscounted------Letters of Credit and Accevtances. Reserve for Interest and Taxes______ Bonds Borrowed--------------------Other L1ab111ties. _------------------- Total._----------------------------- $ 19,300.00 10,409.69 none 2.375.87 none none 25.585.38 none 25.lll.64 none none 33.00 none 7.379.94 4,958.01 none none none 1.222.63 96.376.16 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the PLANTERS BANK Carlton, Ga. RESOURCES: LIABILITIES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._.__._._._.__._$ United States Securities------------SSttoactekoifnGFeeodregriaal BRoesnedrvs-e-B---a-n-k--_-_-__-_--_ B0tahnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ FOuthrneirtRureealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank..... 45,126.67 none none norie 750.00 none 1. 700.00 1.844.90 1.850.00 none Acasvseistasml Sentot cFkuPnadi_d__i_n_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_$ Survlus. _____________________ -------- _ Undivided Profits-------------------DDiuveidteonBdsanUknsv__a_i_d_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Devosits Subject to Check---------TDSaiemvmienaCgnsedrDCtiefevircotaisftiietcssa_ot_e_fs_D_o_e_f_vD_o_es_vi_t_o__s___i_t__.__.__.__..__ Cash 1n Vault and Amounts Deposited with Allvroved Reserve Tc arsuhs it eFru' snCdhs eocnksD. _e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ DAu egefrnotms . .o. t-h- -e-r-B- -a- -n-k-s- -. -------------------- -- -- ---Advances on Cotton -------------Advances on Other Commodities.... Checks for Clearing House__________ none 4,229.44 none none none Certified Checks---------------------BNiolltsesPaanydabBleU.l_s_ R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Accevtances.. Reserve for Interest and Taxes_____ _ OOvtheerdr rCafhtesc(kisf aannyd)__C__a_s_h__I_t_e_m__s___-_-_-_- nnoonnee Bonds Borrowed--------------------Other Liab111ties--.------------------ POrtohfeitr aAnsdseLtoss-s-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_- 3,531718..1918 ----- .Total-'------------------------------..$ 59,390.70 . Total"----------.--------.---------------$ 25,000.00 7,996.69 none 405.81 none none 5,490.40 none 16,932.00 none none 4.50 none 26.28 3,255.02 none none none 280.00 _59,390. 70 l DEPARTMENT OF BANKING 295 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the BANK OF FRANKLIN COUNTY Carnesville, Ga. RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_.__._._._._._._.._$ United States Securities____________ _ 63.701.92 none none State of Georgia Bonds-------------Stock in Federal Reserve Bank------ none none BOathnekrinSgtoHckosusaen_d__B__o__n_d_s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ none 700.00 1.087.00 DOutheefrroRmeaFl eEdsetraatleROewsenrveed-B--a-n--k-.-_-_-_-_ 32.430.00 none Cash in Vault and Amounts De- posited with Approved Reserve Agents. --------------------------- 12,784.87 ADduveafnrcoems oOnthCeorttBona_n__k_s_-_-_-_-_-_--_-_-_-_-_-_-_- nnoonnee Advances on Other Commodities... Checks for Olearing House__________ none none Other Checks and Cash Items. ---- none POOrvtoheferidrt rAaanfstdsseL(tisofs-s-a_-n_-_-Y-_-_l-_---_--_--_--_--_--_--_---_--_--_-C_-_--_--_--_--_--_-- 383.33 16,557823..2891 ---'--- TotaL------------------ ______________$ 128,243.22 LIABILITIES: CAasspeistsaml Sentot cFkuPnadi_d__i_n_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_S Surplus. ___ --------------------- __ ---Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check---------Demand Certificates of Deposlt.---Time Certificates ot Deposit-------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Ohecks--------------------Certified Checks---------------------Bills Payable.. ----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances. Reserve tor Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities--------------------- Total.._________ --_--- ______________ ._ 25,000.00 15,870.00 none 4.491.66 none none 51,248.61 5.423. 76 none none none none none 22,894.06 none none none none 3,315.13 128.248.22 STATEMENT Showing Condition at Close of Business December 31,1924 (In Liquidation) of the BANK OF CHAMBLEE Chamblee, Ga. RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ 56,173.67 none United States Securities_____________ none State of Georgia Bonds-------------Stock in Federal Reserve Bank------ 1 none none Other Stocks and Bonds------------ 500.00 BFuarnnkiitnugreHaonudseF._ix-t_u-r-e-s--_-__-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _ 8,000.00 none 5,350.00 Due from Federal Reserve Bank----- none Cash in Vault and Amounts De- posited with Approved Reserve DAuegfernotms _O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton________________ _ none 3,131.07 none Advances on Other Commodities___ _ Checks for Clearing House_________ _ none none OOvtheerdr rCahftesc(kisf aannyd)C__a__s_h__I_t_e_m__s__-_-__-_--_ 1,052.66 79.02 POrtohfeitr TotaL aAnsdseLtso-s-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ _________________________________ - $ none -882-,,145451-..3735 LIABILITIES: Capital Stock Paid in________________$ Assessment Fund--------------------Surplus. ______ -----------------------Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsje--c-t-t-o--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit____ _ TSaimviengCserDtiefpicoastietss_o__t_D__e_p__o_s_i_t________________ __ TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks.-------------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters ot Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities.. ------------------- TotaL ________________________________$ 25.000.00 1.372.38 none none none none 21.383.57 none 3,780.08 11,820.98 none none none 19,084.74 none none no:J.e none none 82.441.75 l 296 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924. (In Liquidation) of the FARMERS BANK Climax, Ga. RESOURCES: ' TDiemmeasnLdoLanosanasn_d__D__i_s_c__o_u__nts-------------------$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Banks____ _ Other Stocks and Bonds.. ---------BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank.---Cash in Vault and Amounts De- posited with AI>I>roved Reserve D. Auegfernotms..O_t-h--e-r--B--a-n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton________________ _ AChdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_-_-_--_ Other Checks and Cash Items.. ___ _ Overdrafts (if anY>------------------POrtohfeirt AanssdeLtso-s--s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ T o t a L. -----------------------------.$ 88,966.87 none none none none none 2.500.00 800.00 14.880.00 none 1, 735.71 270.77 none none none 2,557.45 70.06 none 8,043.69 119,824.55 LIABILITIES Cai>ital Stock Paid in----------------$ Assessment Fund________ ------------SUunrdoilvuids_e_d__P-r-o--f-it-s--__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Uni>aid-------------------DDeuie>otositBs aSnukbsi-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Dei>osit____ _ Time Certificates of Dei>osiL------Savings Dei>OSits -------------------Trust Funds on Dei>osit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable.. ___ -------------------Notes and Bills Rediscounted------Letters of Credit and Accei>tances.Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other L!abillt!es.. __ ----------------- Total.. ------------------------------ $ STATEMENT Showing Condition at Close of Business December 31, 1924. (In Liquidation) of the FARMERS AND MERCHANTS BANK Clyo, Ga. 25,000.00 none 15,000.00 1,414.69 none 928.30 none 32,736.82 17.800.30 none none 432.00 none 26,512.44 none none none none none 119,824.55 RESOURCES: Time Loans and Discounts----------$ DUenmiteadndSLtaotaens sS_e_c__u_r_i_ti_e_s-_-_-_-_-_-_-_-_-_-_-_-_--_ Cai>ital Stock Account___________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank---- __ 20,483.59 none none none none none Other Stocks and Bonds. ---------Banking House _ ------------------OFuthrneritRureealaEnsdtaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ none none none none Due from Federal Reserve Bank----Cash in Vaults and Amounts De- none I>Osited with AI>I>roved Reserve Agents._---------------------------ADduveafnrcoems oOnthCeorttBona_n__k_s_-_-_-_-_-_--_-_-_-_-_-_-_- 1, 028.99 4n8o7.n5e4 Advances on Other Commodities---- none Checks for Clearing House---------- none Other Checks and Cash Items. ___ -- none TPOOorvtotheaferLidrt,r_Aaa_n_fst_dss_e_L(t_ios_fs-_sB-__-__.-__I-_l_-Y__-__-l_-_-_-_-_-_-_--__--_-_-_-_-_-_-_-_--__--__--__--__--__--__--__--__--__---$ - none - - - 37,2n7o2.n6e0 59.272.72 LIABILITIES Cai>ital Stock Paid in------------,--.$ ASussreoslsums.e_n_t__F__u_nd__-_---. _-_-_-_-_-_-_-_-_-_-_-_-_---_-_Undivided Profits ------------------Dividends Uni>ald-------------------DDeuie>otositBs aSnukbsje--c-t-to--C--h-e--c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Dei>osit----Time Certificates of Deposit--------Savings Deposits.-------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------BNiolltsesPaanyadbBleil.l.s-R--e--d-i-s-c-o-u--n-t-e-d--------------Letters of Credit and Acceptances. Reserve for Interest and Taxes.. Bonds Borrowed.. ------------------Other L!abillt!es. -------------------- Total.---------------------------------$ 15,000.00 9, 799.40 none none none 219.86 26,876.49 none 2,988.34 none none 113.00 none 4,275.63 none none none none none 59,272.72 l DEPARTMENT OF BANKING STATEMENT Showing Condition at Close of Business December 31, 1924 (In Uquidation) of the FARMERS BANK Crawford, Ga. RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_.__________________$ United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds. ---------Banking House_____ ----------------Furniture and FixtureS-------------Other Real Estate Owned----------Due from Federal Reserve Bank----Cash in Vault and Amounts De- posited with Approved Reserve Agents.----------------------------ADduveafnrcoems oOnthCeortBtoann_k_s__.__-_-_-_-_-_-_-_-_-_-_--_ CAhdevcaknscefsoronOlOeathrienrgCHoomumseo_d__it_i_e_s_._._.._ Other Checks and Cash Items ___ _ overdrafts (if anl------------------POrtohfeirt AansdseLtso-s-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_---- Total.. ------------------------------ ..$ LIABILITIES: 527,876.23 none none none 4,500.00 none 2,000.00 4,009.02 2,450.00 74.87 2,975.13 none none none none 766.35 none 417.96 7,077.54 ' CAasspeistsaml SentotcFkuPnadi.d..i_n_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_.$_ Survlus -----------------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check.--------TDiemmeaCnedrCtifeirctaiftiecsaotefsDoefpDoespito__s_i_t_._._._.._ Savings DepositS--------------------Trust Funds on Deposit------------Cashier's Checks--------------------BCielrltsifPiaeydaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... . Bonds Borrowed---------------------Other Liabilities. __ ------------------ 552,147.10 Total----------------------------------S 100,000.00 none 48,116.40 1,016.26 none none 152,479.64 none none none none 4,517.77 5,363.53 175,510.29 63,783.20 none none none 1,360.01 662,147.10 STATEMENT Showing Condition at Close of Business December 31, 1924. (In Liquidation) of the FARMERS AND MERCHANTS BANK Cumming, Ga. RESOURCES: TDiemmeas nLdoLa noas nasn_d___D__is__c_o_u__n_t_s_._.___._._._. _. $ 166,187.56 none United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Banks... none none none BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-__-_--_ Furniture and Fixtures-------------- none none none Other Real Estate Owned----------Due from Federal Reserve Bank.... 10,000.00 none Cash in Vault and Amounts Deposited with Approved Reserve DAuegfernotms..O. -t-h-e--r-B--a-n--k-s----------------------------- none 273.71 CAAhddevvcaaknnscceefssorooCnn lCOeaothrtitenorgnCHo-o-mu-s-me-.-_o-_d-_-i_t-i_-e-_s-_.-_.-._-. nnnooonnneee Other Checks and Cash Items...... 678.35 Overdrafts Cif anl------------------- 441.32 - - - - - POrtohfeirt AansdseLtso-ss-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- 26,83720..2456 Total----------------------------------S 204,483.65 LIABILITIES Capital Stock Paid in---------"------S Assessment Fund--------------------SUunrdvivluidse. _d__P_r_o__f-it-s-_-_-_-_-_-_-_______-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks.-----------------Certified Checks---------------------BNiolltsesPaanyadbBleil.ls. R- -e-d- -i-s-c-o-u- -n-t-e-d- -------------Letters of Credit and Acceptances Reserve for Interest and Taxes.. Bonds Borrowed--------------------other Liabilities..------------------- Total----------------------------------5 25.000.00 6,809.25 none 4,678.88 none none 3,947.13 none 163,491.51 none none 421.01 none none none none none none 135.87 204,483.65 l 298 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the BANK OF DALLAS Dallas, Ga. RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities______ , _____ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_______________________ __ Furniture and Fixtures_____________ _ 82,235.92 none none none none 45,000.00 none 47.50 DOutheefrroRmeaFl eEdsetraatleROewsenrveed-B--a-n--k-_-_-__--_ none none Cash in Vault and Amounts De- vosited with AI>vroved Reserve DAuegefrnotms -O--t-h-e--r-B--a-n-k-s-_-_-_-_-_-_-_--_-_-_-_-_-_-_- 12,0n6o0.n84e Advances on Cotton_________________ none Advances on Other Commodities____ none Checks for Olearing House---------Other Checks and Cash Items______ Overdrafts (if any)___________________ none none 145.80 POrtohfeitr aAnsdseLtoss-s-_-_-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_- 2351,,014348..2778 ----- Total----------------------------------$ 195,673.11 LIABILITIES: ACsasveistsaml Sentot cFkuPnadi_d__i_n_-_-_-_"_-_-_-_-_-_-_-_-_-_-_-_-_$ Survlus _----------------------------Undivided Profits-------------------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsje--c-t-t-o--C--h--e-c-k--__-_-_-_-_-_-_-_--_ Demand Certificates of Devosit_____ Time Certificates of Devosit--------Savings Devosits--------------------CTraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------Bills Payable------------------------Notes and Bills Redisounted-------Letters of Credit and Accevtances__ l;teserve for Interest and Taxes_____ _ BOot hnedrs LBioarbrlol iwt ieeds______-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Total-- ___ ----------------- _____ -______ $ 40,900.00 23,078.88 3.426.89 4,619. 71 none none !19.293.05 none none none none 128.88 3,071.00 none none none none none 1.154. 70 195.673.11 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the BANK OF DONALSONVILLE Donalsonville, Ga. RESOURCES: Time Loans and Discounts----------$ 513,769.30 DUenmiteadndSLtaoteasnsSe-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds _____________ _ none none none Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_______________________ __ Furniture and Fixtures_____________ _ 4,500.00 150.00 5,710.49 5,105.65 ODtuheefrroRmeaFl eEdsetaratel ROewsenrevde B--a-n--k-_-_-_-_-_ 9,903.04 5,445.13 Cash in Vault and Amounts De- vosited with Avvroved Reserve Agents-----------------------------Due from Other Banks ------------- 320.12 22.69 AAddvvaanncceess oonn COothtteornC_ o-m--m--o-d-i-t-i-e-s-_-_-_-_ none none Checks for Oleartng House---------- none OOvtheerdrrCafhtesc(kifs aannyd)C__a__s_h__I_t_e_m__s__________ __ 339.57 none POrtohfeitr aAnsdseLtso-s-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 4,361.64 none To t a l -- ___ -________ ---- __ -- __ - - - - - - - ____ $ -5-49,6-27.-63 LIABILITIES: Cavital Stock Paid in________________$ Assessment Fund____________________ _ Survlus -----------------------------Undivided ProfitS-------------------Dividends Unvaid-------------------DDeupeotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Devosit____ _ Time Certificates of Devosit-------TSaruvisntgFsuDnedvsoosnitsD--e-v-o--s-i-t-_-_-__-_-_-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks____ ----------------BNiolltsesPaaynadbBleill_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Accevtances__ Reserve for Interest and Taxes_____ _ Bomts Borrowed___ -----------------Other Liabilities_______ -------------- TotaL ________________________________ $ 100,000.00 none 50,000.00 32,582.29 364.00 none none 11one 110,837.25 none none none none 177,624.15 74,101.52 none none none 4,118.42 549,627.63 l DEPARTMENT OF BANKING ~99 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the CITIZENS BANK Douglas, Ga. RESOUROES: Time Loans and Discounts..........$ ll0,220.52 DUenmiteadndSLtaotaens sSe-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ none none State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds-----------BFuarnnkiitnugreHaonudseF..ix-t-u-r-e--s-_-_-_-_-__-_-_-_-_-_-_-_--_ none none 235.00 30,000.00 3,395. 73 Other Real Estate Owned----------Due from Federal Reserve Bank----Oash in Vault and Amounts De- 2.500.00 none posited with Approved Reserve D.uAegferonmts.O_-t-h-e--r-B--a-n-k-s-_-_-_--_-_-_-_-_-_-_--_-_-_-_- 7,97161..1495 Advances on Ootton-----------------Advances on Other Commodities.... none none Ohecks for Olearing House.--------Other Ohecks and Oash Items______ Overdrafts (if any)___________________ none 175.52 none POrtohfeitr aAnsdseLtoss-s-_-_-_-_-_-_-_---_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- 87,964500..5233 ---- Total------------------ --------------$ 243,105.17 LIABILITIES: Oapital Stock Paid in________________$ Assessment Fund____________________ _ Surolus _---------------------------. Undivided ProfitS-------------------Dividends Unpaid.... --------------Due to Banks------------------------Deposits SubJect to Oheck. ------Demand Certificates of Deposit.... Time Certificates of Deposit________ _ Savings Deposits -------------------TOrausshtieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified CheckS---------------------BNiolltsesPaanydabBleU.l-s--R--e-d-i-s-c-o--u-n--te--d-.-_-_-_-__--_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes.... Other Liabillties ____________________ _ TotaL... __ - ---------------.------- .$ 50,000.00 14,362.10 none 11,503.82 none none 50,734.97 none 86,171.93 19,537.95 none none none none none none none none 10,794.40 243,106.17 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the BANK OF DUBLIN Dublin, Ga. RESOURCES: Time Loans and Discounts__________ $ 91.999.34 Demand Loans----------------------UStnaitteedofSGtaetoersgSiaecBuorintdiesS__-_-_-_-_-_-_-_-_-_-_-_--_ Stock in Federal Reserve Bank______ none none none none BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ none none Furniture and Fixtures-------------- none Other Real Estate Owned----------- 1' 341.82 Due from Federal Reserve Bank----Cash in Vault and Amounts D~ none posited with Approved Reserve Agents. --------------------------- none ADduveafnrcoems oOnthCeorttBona_n__k_s_-_-_-_-_-_--_-_-_-_-_-_-_- 1.6n4o2.n73e Advances on Other Commodities.... none Checks for Clearing House.--------- none Other Checks and Cash Items------- none Overdrafts (if anY>------------------- none Other Assets-------------------------- 6,955.61 Profit and LOSS------------------------ - -28,3-89.-99 TotaL"-------------------------------$ 130,329.49 LIABILITIES: Capital Stock Paid in _______________ $ Assessment Fund--------------------SUunrdvilvuids.e.d. -P-r-o--t-it-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ DDiuveidtoenBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_-_--_ DDeepmoasnitds CSuerbtJieficctattoesCohfeDcke.p.os-i-t-_-__-_--_ TSiamviengCserDtiefpicoastietss.o_f__D__e_p__o_s_i_t_._____________ __ TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ BClelrltsifPiaedyaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted------Letters of Credit and Acceptances._ Reserve for Interest and Taxes..... Bonds Borrowed._------------------Other Liabilities._------------------- TotaL---------------------------------$ 25,000.00 599.99 1,100.00 none none 1, 789.02 54,117.20 none none none none 641.58 260.00 38,981.44 none none none none 7,840.26 130;329.49 l 300 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business Deeember~31, 1924 (In Liquidation) of the FARMERS & :VIERCHANTS BANK Duluth, Ga. RESOURCES: TDiemmeaLnodaLnos aannsd__D__i_s_c__o_u__n_t_s_._._._._._._._._.._$ 43,562.08 none United States Securities............. none State ot Georgia Bonds............. . none Stock in Federal Reserve Bank...... none other Stocks and Bonds............ none BFuarnnkiitnugreHaonudseF-i-x-t-u--te--s-.-_-_-_-_-__-_-_-_-_-_-_--_ Other Real Estate Owned __________ _ l, 704.40 569.98 none Due tram Federal Reserve Bank..... none Cash in Vaults and Amounts De- oosited with Aooroved Reserve DAuegternatms--O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ 2,509.03 none none Advances on Other Commodities... nop.e Checks for Clearing House.......... none OOvtheerdr rCafhtesc(kisf aannyd)C__a__s_h__I_t_e_m__s_._._______ __ none none POrtohfeirt AansdseLtso-s-s-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- none none T o taL _________________________________ - $ - --- 48,345.49 LIABILITIES ASCusasroeoisltsuamls _Se_nt_ot_c_F_k_u_Pn_a_d_i__d____i_n___-__-__-__-__-__-__-__-__-__-__-__-__-__-_-__-__$ Undivided Profits ___________________ _ Dividends Unoaid-------------------Due to Banks-----------------------Deoosits Subiect to Check......... Demand Certificates of Deoosit... _. Time Certificates of Deoosit......... Savings Deoosits -------------------Trust Funds on Deoosit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable------------------------Notes and Bills Rediscounted....... Letters of Credit and Acceotances.. Reserve for Interest and Taxes..... . Bonds, Borrowed--------------------Other Liabilities... ____ -------------- Total----------------------------------$ 15,000.00 4.538.61 1,342.86 none none none 6,782.14 none 9,995.00 none none 21.95 512.14 3,907.35 none none none none 6,245.44 48,345.49 STATEMENT Showing Condition at Close of Business December 31, 1924 (In l-iquidation) of the '\'IERCHANTS AND FAR'\'IERS BANK Eastman. Ga. RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_._.__.__._._._._$ 118,679.51 none United States Secutirtes........ none State of Georgia Bonds-------------Stock in Federal Reserve Bank..... . none none Other Stocks and Bonds..... none BFuarnnkiitnugreHaonudseF--ix--t-u-r-e-s-.-.-.-.--.-----.-.--.-. 12,000.00 1,562.00 Other Real Estate Owned........ none Due trom Federal Reserve Bank. none Oash in Vault and Amounts De- I>OSited with AI>oroved Reserve Agents -----------------------Due trom Other Banks----------- none 3,099.75 Advances on Cotton.. -------------Advances on Other Commodities... none none Checks for Clearing House.......... none oOtvheerdr rCahftesc(kifs aanny)d__C__a_s_h__I_t_e_m__s__._.._._._. n6o2.n8e2 Other Assets..------------------------- none - - - - - Profit and LOSS---------------------- 67,529.44 TotaL-------------------------------5 202,933.52 LIABILITIES: Caoital Stock Paid in................s Assessment Fund--------------------Surolus. ______ -----------------------Undivided Profits ------------------ Dividends Unoaid-------------------DDeuoeotsoitBs aSnukbsj.e.c.t.to--C--h-e--c-k-.-.-.-.-.-.-.--.-.-. Demand Certificates of Deoosit..... Time Certificates of Deposit....... TSarvuisntgFsuDnedosoosintsD-e-p--o-s-i-t-.-.-.-.-.-.-.-.-.-.-.-.-. Cashier's Checks..................... Certified Checks..................... Bills Payable......................... Notes and Bills Rediscounted....... Letters of Credit and Acceotances.. Reserve for Interest and Taxes...... Bonds Borrowed .................... Other Liabilities.. ------------------- Total..................................$ 50,000.00. 31,150.00 none 9,426.70 none none 20,485.64 none 75,137.80 none none none none 11,641.27 none none none none 5,092.09 202,933.52 l DEPARTMENT OF BANKING jl)l STATEMENT Showing Condition at Close of Business December)!, 1924 (In Liquidation) of the BANK OF EATONTON .Eatonton, Ga. RESOURCES: Time Loans and Discounts._________ $ DUenmiteadndSLtaotaens sS_e__c_u_r_i_t_i_e-s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank.... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned... _______ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- :oosited with A:o:oroved Reserve Agents... --------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_._.__-_-_-_-_-_-_-_-_-_-_--_ AC hdve cakncs efso ro nC lOe at hr ienrgCHoomums eo_d_i_t_i_e_s_._._. _. OOvtheerdr rCafhtesc(kifs aannyd)C__a__s_h__I_t_e_m__s_._._______ __ POrtohfeirt AansdseLtso-ss-_-_-_-_-_--_-_------_-_-_-_-_-_-_-_-_-_--_ 98.085.79 none none none none 1.300.00 none none 350.00 none 24.12 1,125.36 none none none. 7.87 none l. 736.88 73,199.18 LIABILITIES: Ca:oital Stock Paid in________________$ Assessment Fund____________________ _ Sur:olus.. ----------------------------Undivided Profits.. -----------------Dividends Un:oaid-------------------Due to Banks.-----------------------De:oosits Subject to Check.. -------TDiemmeaCnderCtifeirctaiftiecsaotefsDoef:oDoes:iot_o_s_i_t_._._._.._ Savings Deposits.-------------------TCraushstieFru'snCdhseocnksD__e_:_o_o__s_i_t-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_______________ ------Bills Payable.. ----------------------Notes and Bills Rediscounted...... . Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed---------------------Other Liabilities.. ------------------- 25,000.00 1,040.00 50,000.00 3,865.28 none 20,000.00 none 60,669.98 none none none 81.62 230.84 6,556.66 6.589.83 none none none 1. 794.99 T=o=t=al=-==--==-==-===--=--==--==-====-===--==-==--=-=$==1=7=5=8,=29==20====T=o=ta:::l:=:=--=-=-=-=-==-=-=-=--=-=--=-=--=-=-==-==--==-==$==175. 829.20 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the CITIZENS BANK Eatonton, Ga. RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_.__________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds-----------FBuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned.---------Due from Federal Reserve Bank----Cash in Vaults and Amounts De- posited with Approved Reserve DAuegfernotms._O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton.---------------CAhdevcaknscefsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_.__.._ OOvtheerdr rCafhtesc(kifs aannyd) C__a__s_h__I_t_e_m__s_.__._._._._. Profit and Loss______________________ _ Other Assets-------------------------- Total.... ____ ----.-------------------.$ 84,613.24 1.666. 72 none none none none none 865.50 none none 57.75 1.219.36 none none none none none 15,909.79 none 104,332.36 LIABILITIES: Capital Stock Paid in________________ $ Assessment Fund _______ _ Surplus. -------------------- ___ -----Undivided Profits _____ --------------DDiuveidteonBdsanUknsp__a_i_d_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Deposits Subject to Check __________ _ Demand Certificates of Deposit..... Time Certificates of De:oosit _____ .. . TSarvuisntgFsuDnedpsoosnitsD.-e-:o--o-s-i-t-_-_-__-_-_-_-_-_-_-_-_--_ Cashier's Checks____________________ _ Certified Checks. ___ ----------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Acce:otances.. Reserve for Interest-----------------Bonds Borrowed--------------------Other Liabilities.. ------------------- Total----------------------------------$ 25,000.00 1.015.00 none 661.19 none none 20.929.51 none 14,743.17 56.80 none 108.53 9.98 23,728.81 13.495.63 none none none 4.583. 74 104.332.36 l 30~ FIFTH AmroAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 (In Liquidation) of the BANK OF CAMPBELL COUNTY Fairburn, Ga. RESOURCES: Time Loans and Discounts........$ Demand Loans----------------------UStnaitteedofSGtaetoersgSiaecBuornitdiess__-_-_-_-_-_-_-_-_-_-_-_--_ Stock in Federal Reserve Bank...... Other Stocks and Bonds------------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with Approved Reserve Agents-----------------------------Due from Other Banks-------------Advances on Cotton._--------------ACdhvecaknscefsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._. Other Checks and Cash Items.. __ . Overdrafts (if an:vl------------------POrtohfeitr aAnsdseLtso.s-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_----- TotaL.--._. ________________ ----_-----.$ 6,062.67 none none none none none none 1,500.00 none none none 2,585.i9 1,905.51 none none 5,12!.71 none none 520.27!.26 537,446.34 LIABILITIES: CAasspeistsaml Sentot cFkuPnadi.d__i_n_-_-_-_-_-_-_-_-_-_-_-_-_-_---$ Surplus.. ----------------------------Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits SubJect to Check.. -------TDiemmeaCnderCtifeirctaiftiecsaotefsDoefpDoespito__s_i_t_._._._.._ Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks.....---------------BCielrltslfPlae:dvaCbhlee_c_k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted...... Letters of Credit and Acceptances. Reserve tor Interest and Taxes.... Bonds Borrowed. ------------------Other Liablllties--------------------- TotaL ...------------------------------S 150,000.00 none 30,000.00 none none none 30,890.91 none 26.765.88 none none none none 257,153.47 none none none none 42,636.08 537,446.34 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the BANK OF FLOWERY BRANCH Flowery Branch, Ga. RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s_.__._._._._._._.._$ UStn~titee.dotSGtaetoersgSiaecBuornitdiess__-_-_-_-_-_-_-_-_-_-_-_--_ Stock in Federal Reserve Bank.... BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with Approved Reserve Agents.. ---------------------------Due from Other Banks ------------ Advances on Cotton......---------Advances on Other Commodities.... Checks for Clearing House....... Other Checks and Cash Items..... Overdrafts (If an:vl------------------Other Assets-------~-----------------Profit and Loss ____ ------------------ TotaL. _______ -.. _._ .. _. ___ --...-...$ LIABILITIES: 41,225.04 none CAasspeistsaml Sentot cFkuPnadi.d_.i_n_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_S 25,000.00 749.87 none none none none 1,400.00 Surplus.-----------------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks----------------------- Deposits Subject to Check---------- none none none none 5,679.80 273.50 Demand Certificates of Deposit.... 5,36!.19 none Time Certlficates ot Deposit--------- none none Savings Deposits--------------------Trust Funds on Deposit------------- none none 1,076.82 27.03 none Cashier's Checks..----------------Certlfied Checks....---------------BNiolltsesPaa:nvdabBleil.l.s-R--e-d-i-s-c-o-u--n-t-e-d.-.-...-.-. 765.64 none 22.664.79 1,304.38 none Letters of Credit and Acceptances. none none 449.96 BReosnedrvseBfoorrroInwteedr.estand.Ta_x_e_s__._._._._._ none none :::::::~: I none 70.00 Other Liabilities.------------------- 420.35 TotaL--------------------------------S--6-l.-94-6-.0-2 l DEPARTMENT OF BANKING 303 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the THE EXCHANGE BANK Fort Valley, Ca. RESOURCES; Time Loans and Discounts----------$ UDnemiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-__-_-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ Other Stocks and Bonds___________ _ BFuarnnkiitnugreHaonudseF.i.x-t-u-r-e--s-_-_-_-_-_-_-__-_-_-_-_-_--_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De- vosited with Avvroved Reserve Agents-----------------------------ADduveafnrcoems oOnthCeortBtoann_k_s_._.__-_-_-_-_-_-_-_-_-_-_--_ AChdevcaknscefsoronClOeathrienrgCHoonudsieti_o__n_s__________ __ OOvtheerdr rCafhtesc(kisf aannyd) C__a__s_h__I_t_e_m__s__-_-_-_-_--_ POrtohfeitr AansdseLtso-s-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_----- TotaL_____ ---------- _________________ .$ 293,391.78 none none none none none none none 28,030.54 none 2,525.21 none none none none 2.469. 74 33.72 48,140.75 4,588.65 379.180.39 LIABILITIES: ASCuassDrevisltsuamls.Se_nt_ot_c_F_ku__Pn_a_d_i__d____i__n_-_-_--_--_--_---_-_-_-_-----_-_-_-_-_$ Undivided Profits-------------------Dividends unvaid-------------------DDeuveotsoitBs Sanukbsje--c-t-t-o--C--h--e-c-k--_-__-_-_-_-_-_-_--_ Demand Certificates of Devosit____ _ Time Certificates of Devosit--------Savings Devosits--------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liablllties--------------------- TotaL--------------------------------$ 50,000.00 none none none none 1,336.56 129,310.76 none 46,443.33 8,375.86 none none none 49,025.05 12,294.12 none none none 82,394.71 379,180.39 STATEMENT Showing Condition at Close of Business December 31,1924 !In Liquidation) of the BANK OF GILLSVILLE Gillsville, Ga. RESOURCES: Time Loans and Discounts__________$ DUenmiteadndSLtaotaesnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-__-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De- Dosited with ADDroved Reserve Agents_-------- __ ------- ___ --------ADduveafnrcoems oOnthCeortBtoann_k_s_-_-__-_-_-_-_-_-_-_-_-_-_--_ AChdvecakncs efso ro nClOeat hrienrgCHoomumseo_d_i_t_i_e_s_._._. __ OOvtheerdr rCafhtesc(kisf aanndy)C__a__s_h__I_t_e_m__s___________ __ POrtohfeirt aAnsdseLtso-s-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-------- Total.--_------------------_--------- __$ 30,163.98 none none none none none none none none none 158.13 21.52 none none none none 32.63 11.60 33,378.81 63,766.67 LIABILITIES: CAS uassDrevisltsuamls S_e_nt_ot_c_F_ku__Pn_a_d_i_d____i__n___-__-__-__-__-___-__-__-__-_--_--_---_--_--_---_$ Undivided Profits-------------------Dividends Unvaid-------------------DDeuveotsoitBs aSnukbsj-e-c-t-t-o--C--h--e-c-k--_-_-__-_-_-_-_-_--_ Demand Certificates of Devosit____ _ TSaimviengCseDrtlefvlcoastietss_o__f_D__e__v_o__s_i_L__-_-_-_-_-_--_ TCraushstieFru'snCdhseocnksD__e_v__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Llablllties. ------------------- Total----------------------------------$ 15,000.00 15,563.00 none none none none 7,974.83 4,248.83 none none none none none 19,438.28 none none none none 1,541.73 63,766.67 l 304 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the RANK OF GODFREY Godfrey, Ga. RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities____________ _ SSttoactek oinf GFeeodregraial BRoesnedrsv-e--B--a-n-k--_-_-_-__--_ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank ___ _ Cash in Vault and Amounts De- posited with Approved Reserve Agents------------------------------ADduveafnrcoems oOnthCeortBtoann_k_s__-_-_-_-_-_-_-_-_-_-_-_-_--_ ACdhvecaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._._ Other Checks and Cash Items. ___ -Overdrafts (if anYl-----------------Other Assets-----------------------Profit and Loss 'I'goesintetsd___w__i_th____A_I_>__v_r_o_v_e_d___R__e_s_e__rv_e_ Due from Other Banks-------------Advances on Cotton----------------Advances on Other Commodities... COhthecekr sCfhoercCksleaanridngCaHsohuIstee.m -s-_-_-__-_-_ Overdrafts (if anYl--------------- OPrtohfeirt AansdseLtso-s-s-_-__-_-_-_----------------- TotaL_________________________________ $ 27.552.56 none none none none none none 4.488.75 12.147.13 none 9,866.98 none none none none 267.26 141.01 none 18,535.16 72.998.85 LIABILITIES: CAasis>eistsaml Sentot cFkuPnadi_d__i_n_-__-_-_-__-_-_-_-__-_-_-_-_-_ $ Suri>1US. __ ---- ____________ -- ____ -- __ Undivided Profits-------------------Dividends Uni>aid------------------DDeuveotsoitBs aSnukbsJ-e-c-t--t-o--C--h-e-c--k-._-_-_-_-_-_-_-_-_ Demand Certificates of Dei>osit..... Time Certificates of Dei>osit--------Savings Dei>OSitS--------------------Trust Funds on Dei>osit------------Cashier's Checks------------Certified Checks---------------------BNioltlsesPaanydabBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Accei>tances.. Reserve for Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities._.-------------- TotaL--------------------------------$ 15,000.00 8.518.86 none 721.18 none none 11.834.81 none 1.054.14 34,151.72 none 1,377.98 3.00 none none none none none 337.16 72,998.85 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the PEOPLES BANK Hamilton, Ga. RESOURCES: Time Loans and Discounts----------$ DUenmiteadndSLtaotaens sS-e-c--u-r-i-t-ie--s-.--_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds-----------BFuarnnkiitnugreHaonudseF-i-x-t-u--r-e-s-_-_-_-_-__-_-_-_-_-_-__-_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De- oosited with AI>I>roved Reserve Agents-----------------------------ADduveafnrcoems oOnthCeor tBtoann_k_s_-_-_-_-_-__-_-_-_-_-_-_-_--_ Advances on Other Commodities.... Checks for Clearing House_________ _ OOvthe.errdrCahftesc(kisf aanndyLCa__s_h__I_t_e_m__s___________ __ Other Assets-------------------- Profit and LOSS----------------------TotaL. ________________________________ $ 46,281.23 1.934.85 none none none none none 2,404.90 none none 645.20 none 2.854.44 none none 101.58 145.22 none 4.767.55 59.134.97 LIABILITIES: CAasis>eistsaml Sentot cFkuPnadi_d__i_n_._-_-_-__-_-_-_-_-_-_-_-_-_-_-_$ Suri>lUS. _----------------------------- Undivided Profits-------------------Dividends Uni>aid-------------------Due to Banks----------------------Dei>osits SubJect to Check._-------Demand Certificates of Dei>osit----Time Certificates of Dei>osit--------Savings Dei>OSits--------------------Trust Funds on Dei>osit---------Cashier's CheckS--------------------Certified Checks.... -------------Bills Payable------------------------Nmes and Bills Rediscounted....... Letters of C edit and Accei>tances.. Reserve or Interest and Taxes...... Bonds Borrowed--------------------Other Liabilities----------------- TotaL-----------------------------$ 15,000.00 8,466.04 none none none 89.99 1.214.17 none 4, 752.35 none none none none 23.259.27 1.000.00 none none none 5,353.15 59,134.97 1 DEPARTMENT OF BANKING 307 STATEMENT Showing Condition at Close of Business December 31, 1924. (In Liquidation) of the CITIZENS RANK Helena, Ga. RESOUROES: Time Loans and Discounts.........$ DUenmiteadndSLtaotaesnsSe-c--u-r-t-t-ie--s-.-.-.-.-.-_-__-_-_-_-_--_ State of Georgia Bonds.... _________ _ Stock in Federal Reserve Bank-... __ BOathnekrinSgtoHckouasned__B__o__n_d__s_______-_-_-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned __________ _ Due from Federal Reserve Bank.. __ _ 39,665.68 none ~ none none none ], 700.00 2,350. 71 2.210.00 5,468.52 none Cash in Vault and Amounts De- .Posited with A.P.Proved Reserve DAuegfernotms..O--t-h-e-r--B-a-n--k-s-_-_-_-_-_-_-_-_--_-_-_-_-_-_- 2,016736..7878 Advances on Cotton. -------------- none ...Advances on Other Commodities.... Checks for Clearing House__________ OOvtheerdr rCahftesc(kisf aannyd)__C__a_s_h__I_te__m__s____-_-_- POrtohfeitr Assets-------------------------- and Loss... ................ none none n4o5.n0e0 5,8n7o9.n96e TotaL:.______________________________-$ - - -5-9,5-60-.5-2 LIA,BILITIES. Cai>ital Stock Paid in _______________$ Assessment Fund................... .. USunrdi>ivluids.e-d--P-r-o--f-it-s--_-_-__-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Uni>aid-------------------Due to Banks-----------------------Dei>osits Subject to Check---------Demand Certificates of Dei>osit..... TSaimviengCserDtiefii>coastietss_o__f_D__e_i_>__o_s_i_t_--_-_-_-_-_-_--_ TCraushstieFru'snCdhseocnksD__e_._P_o_s_i_t_._._-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ BNiolltsesPaanyadbBleil.l_s-R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Accei>tances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed... ----------------Other Liabilities -------------------- TotaL---------------------------------$ 15,000.00 none none 4,513.52 none none 19,986.25 none ll, 730.17 none none 3,422.90 none 4,907.68 none none none none none 59,560.52 STATEMENT Showing Condition at Close of Business December 31,1924 (In Liquidation) of the EVANS COUNTY RANK Ha~an, Ga. RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ !0,526.33 none none none Stock in Federal Reserve Bank------ none BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_._._.___-_-_-_-_-_-_--_ Furniture and Fixtures.____________ _ none 2,100.00 2,050.00 Other Real Estate Owned ---------- none Due from Federal Reserve Bank----- none Cash in Vault and Amounts De- I>Osited with AI>I>roved Reserve Agents------------------------------ 1,307.43 Due from Other Banks ------------- 305.27 Advances on Cotton... -------------- none CAhdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ none none OOvtheerdr rCafhtesc(kisf aannyd)C__a__s_h__I_t_e_m__s_-_-_-_-_-_--_ none none Other Profit Assets-------------------------and LOSS------------------------ - none -8-,71-0.9-7 Total~---------------------------------$ 25,000.00 LIABILITIES: Cai>ital Stock Paid tn________________ $ Assessment Fund....... _____________ _ Suri>lus...... ------------------------Undivided Profits-------------------Dividends Un.Paid-------------------Due to Banks------------------------Dei>osits Subject to Check. ------Demand Certificates of Dei>osit... Time Certificates of De.Poslt-------Savings Dei>osits--------------------TCraushstieFru'snCdhseocnksD__e_._P_o_s_i_t_._._-_-_-_-_-_-_-_-_-_--_ Certified Checks---------------------Bills Payable.. _---------------------Notes and Bills Rediscounted------Letters of Credit and Acce.Ptances.. Reserve for Interest and Taxes.... Bonds Borrowed---------------------Other Liabilities. __ ------------------ TotaL--------------------------------$ 25,000.00 none none none none none none none none none none none none none none none none none none 25,000.00 1 308 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the JESUP BANKING CO. Jesup, Ga. RESOURCES: Time Loans and Discounts----------$ DUenmiteadndSLtaotaens sS.e--c-u-r-i-t-i-e-s-_-_-_-_-_-_-_-__-_-_-_--_ State of Georgta Bonds.____________ _ Stock in Federal Reserve Bank-----Other Stocks and Bonds.... -------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-.-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned.---------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with Approved Reserve DAuegfernotms..O. -t-h-e-r--B--a-n--k-s-.-.-.--.-_-_-_-_-__-_-_-_--_ Advances on Cotton... -------------CAhdevcaknscefsoroOn lOeathrtenrgCHoomumseo_d_i_t_i_e_s_._._.._ oOvtehredrrCafhtesc(kisf aannyd)_C_a__s_h__I_t_e_m__s__._._._.____ POrtohfeitr aAnsdseLtso-s-s-.-.-_-_-_-_-_-_---------------- Total.. ______ ----- _______ . ____________ .$ 125,315.15 none 87.90 none none 25.000.00 none 5,160.00 50.00 none 1.172.28 765.99 none none none 1.360.37 6, 783.54 3,293.23 7,733.23 176,721.69 LIABILITIES: Capital Stock Paid in________________$ Assessment Fund______ _ USunrdpivluidse..d-P--r-o-f-i-t-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid-------------------Due to Banks.... -------------------Deposits Subject to Check.. -------Demand Certificates of Deposit... -_ Time Certificates of Deposit--------Savings Deposits.-------------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks_____________________ _ BNiolltsesPaanyadbBleil.l.s. R--e--d-i-s-c-o--u-n-t-e--d-_-_-_-_-__--_ Letters of Credit and Acceptances._ Reserve for Interest and Taxes_____ _ Bonds Borrowed. __ -----------------Other Liabilities.. ------------------- Total----------------------------------$ 25,000.00 4,480.00 20,000.00 12,555.51 none none 42,847.89 none 24.515.16 1.943.91 none none 1,143.33 23,357.92 none none none none 20.877.97 176, 72!.69 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the RANK OF LAWRENCEVILLE Lawrenceville, Ga. RESOURCES: Time Loans and Discounts__________ $ 168,055.17 UDnemiteadndSLtaoteasnsSe-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds. ____________ _ none none none SOttohcekr iSntoFcekdsearanldRBesoenrdves _B__a_n_k__-_-_-_-_--_ none none BFuarnnkiitnugreHaonudseF.i-x-t-u--r-e-s-.-_-_-_-_-_-_-__-_-_-_-_--_ Other Real Estate Owned __________ _ none none none Due from Federal Reserve Bank----- none Cash in Vault and Amounts De- posited with Approved Reserve Agents._----- __ --------------------Due from Other Banks._-----------Advances on Cotton----------------Advances on Other Commodities.__ _ Checks for Olearing House_________ _ 4.943.41 none none none none OOvtheerdr rCahftesc(kisf aannyd)C__a__s_h__I_t_e_m__s_._________ __ none 34.36 POrtohfeitr aAnsdseLtso-s-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--.-. -_ - - 70.75 -9-,30-2.-53 TotaL _____ ._---.. -.------.-----------.$ 182.406.22 LIABILITIES: Capital Stock Paid in _______________$ Assessment Fund.... -.-- _ -------- .. Surplus -----------------------------Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check.--------Demand Certificates of Deposit... -Time Certificates of Deposit--------Savings Deposits. _______ ------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks. _________ ._.--------Bills Payable. ---------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed... -----------------Other Liabilities. __ ------------------ Total-- _____ ----------------- __ ------ .$ 25,000.00 13.716.11 none none none none 93,428.64 none none none none none none 50,037.47 none none none none 224.00 182,406.22 DEPARTMENT OF BANKING 309 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the BANK _O__s_i_t_-_-_-_-_--_-_-_-_-_-_--_ Certified Checks----------------------Bills Payable------------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances-Reserve for Interest and Taxes.----Bonds Borrowed_-------------------Other Liabilities __ ------------------- 81,152.47 TotaL ________________________________ $ 25,000.00 none none none none none l, 918.72 none 33,931.95 none none 35.38 none 18,885.42 none none none none 1,381.00 81,152.47 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the BANK OF LOVETT LoYett, Ga. RESOURCES: Time Loans and Discounts__________ $ 35,978.00 DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-.-_-_-_-__-_-_-_-_-_-_--_ none none State of Georgia Bonds-------------Stock in Federal Reserve Bank------ none none Other Stocks and Bonds-----------BFuarnnkiitnugreHaonudseF-i-x-t-u--r-e-s-_-_-_-_-_-_-_-__-_-_-_-_--_ 45.00 1,200.00 1,000.00 Other Real Estate Owned---------- 2,000.00 Due from Federal Reserve Bank---- none Cash in Vault and Amounts De- :oosited with A:o:oroved Reserve DAuegfernotms..O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton________________ _ 296.88 88.94 none AChdevcaknscefsoronOlOeathrienrgCHoomumseo_d_i_t_i_e_s____ none none Other Checks and Cash Items..... 147.00 Overdrafts (if an:vl------------------- none POrtohfeitr aAnsdseLtso-s-s-_-_-_-_-_-_-_-_------------------------------- - 967.09 -22,7-34.-77 Total---------------------------------.$ 64.457.68 LIABILITIES: Ca:oital Stock Paid in _______________$ Assessment Fund_____________ -------USunrdpivluidse.-d--P-r-o--f-i-ts--_-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ Dividends UnPaid-------------------Due to Banks-----------------------Deposits Subject to Check---------TDiemmeaCnderCtifeirctaiftiecsatoefsDoef:oDoes:iot o__s_it_-_-_-_-_ Savings De:oosits--------------------Trust Funds on De:oosit------------Cashier's Checks--------------------Certified Checks... -----------------Bills Payable------------------------Notes and Bills Rediscounted------LReestteerrvseofforCIrnetdeirteasnt danAdccTea:oxteasn_c_e__s_._. Bonds Borrowed---------------------Other Liabilities--_------------------ Total.. -------------------------- ______$ 21,600.00 none none none none none 8,046.20 none 7,600.00 4.00 none 40.08 none 26,194.68 none none none none 972.72 64,457.68 l 310 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924. (In Liquidation) of the LIBERTY BANKING CO. Ludowici, Ga. RESOURCES: Time Loans and Discounts..........$ 70,915.08 Demand Loans...................... none United States Securities............ none State of Georgia Bonds............. none Stock in Federal Reserve Bank.... none Other Stocks and Bonds............ 4,500.00 Banking House....................... none Furniture and Fixtures............. none Other Real Estate Owned .......... none Due from Federal Reserve Bank . none Cash in Vault and Amounts De- posited with Approved Reserve Agents.............................. none Due from Other Banks.. ....... 1.059.46 Advances on Cotton................. none Advances on Other Commodities.... none Checks for Clearing House.......... none Other Checks and Cash Items...... 189.95 Overdrafts (if any)................... 284.78 Other Assets.......................... none Profit and LOSS------------------------ - -29,2-95.-98 TotaL.....................$ 106,245.25 LIABILITIES: cavital Stock Paid ln................$ Assessment Fund.... ___________ -----Survlus...... ___ ..................... Undivided Profits ................. Dividends Unpaid................... Due to Banks........................ Devosits Subject to Check........ Certlflcates of Devosit.............. Savings Devosits .................. Trust Funds on Devosit............. Cashier's Checks.................... Certified Checks.................. Bills Payable.................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes.... Bonds Borrowed................. Other LiabUlties................. Total......................$ 25,ooo.oo 4,592.84 none none none none 54,957.68 none none none none none none 21.425.62 none none none none 269.11 106,245.25 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the MERCHANTS AND MINERS STATE BANK McCaysville, Ga. RESOURCES: Time Loans and Discounts......... Demand Loans .....................$ United States Securities............ none 11,661.13 none state of Georgia Bonds............ Stock in Federal Reserve Bank.... Other Stocks and Bonds............ none none none Banking House..................... 2.906.38 Furniture and Fixtures............. Other Real Estate Owned........... 2,047.99 none Due from Federal Reserve Bank..... none Cash in Vault and Amounts De- vosited with Avvroved Reserve Agents.. -----------------Due from OtherBanks.-------------Advances on Cotton ........!.... 2,4n3o6.n5e6 none Advanc.es on Other Commodities.... none Checks for Olearlng House.......... none Other Checks and Cash Items...... none Overdrafts (if any)................... 56.36 Other Assets.......................... 702.01 Profit and LOSS------------------------ - -7,2-77.-50 Total.................................$ 27,087.93 LIABILITIES: cavital Stock Paid in...............$ Assessment Fund-----------------Survlus.............................. UndividedProfits ................... Dividends Unvaid................ Due to Banks........................ Devosits Subject to Check......... Demand Certificates of Devosit.... Time Certificates of Devosit......... Savings Devosits.................. Trust Funds on Deposit............ . Cashier's Checks.................... Certified Checks...................... BNiolltsesPaanyadbBleil.l.s. R--e--d-i-s-c-o--u-n-t-e--d-.-.-.-.-.-.-. Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed.................. Other Liablllties ................ TotaL................................$ 15,000.00 4,371.97 none 1,697.20 none none 2,704.10 3,160.68 none none none none none none none none none none 153.98 27,087.93 1 DEPARTMENT OF BANKING 311 STATEMENT Showing Condition at Close of Business Dece10ber 31, 1924 (In Liquidation) of the MORGAN COUNTY BANK .Madison, Ga. BESOUBOES: Time Loans and Discounts__________ $ 65,303.61 DUenmiteadndSLtaoteasnsSe-c--u-r-i-t-ie--s-_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds_____________ _ none none none Stock in Federal International none Other Stocks and Bonds-------------- none BFuarnnkiitnugreHaonudseF-i-x--tu--r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ 4,000.00 754.39 Other Real Estate Owned ---------- 13,566.94 Due from Federal Reserve Bank----- none Oash in Vault and Amounts De- posited with Approved Reserve Agents. ______ -------- _______ -------_ 3,644. 30 ADduveafnrcoems oOnthCeorttoBna_n__k_s_-_-_-_-_-_-_--_-_-_-_-_-_- n2o6.n9e5 Advances on Other Commodities____ Checks for Clearing House__________ none none OOvtheerdr rCafhtesc(kist aanny)d__C__a_s_h__I_te__m__s_--_-_-_-_-_- n4o1.n4e4 Other Assets-------------------------- 16.49 Profit and LOSS------------------------ - -12,-551-.80 Total---- __________ --------------- ____$ 99.905.92 LIABILITIES: Capital Stock Paid in________________$ Assessment Fund--------------------Surplus _____ -------------------------Undivided Profits ------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------BUls Payable-------------------------Notes and BUls Rediscounted------LReestteerrvse offorCIrnetdeirteasnt danAdccTeapxteasn_c_e__s____ Bonds Borrowed--------------------Other LiabUities.- ---------------- Total.. __ -- ____ -------------- ________$ 50,000.00 8, 768.00 none none none none 5,802.47 none 6.014.09 4,480.19 none none none 1,245.50 22,148.82 none none none 1.446.85 99,905.92 STATEMENT Showing Condition at Close of Business December 31, 192-6 (In Liquidation) of the PEOPLES BANK Mansfield, Ga. RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s____________________$ United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds-----------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned__________ _ Due from Federal Reserve Bank----Cash in Vault and Amounts De- Apogseintetsd___w__i_t_h___A__p_p__ro-v--e-d---R--e_s_e_r_v_e_ Due from Other Banks _____________ _ AAddvvaanncceess oonn COothtteornC._o-m--m--o-d--it-i-e-s-_-_-_-_ Checks for Clearing House_________ _ Other Checks and Cash Items------Overdrafts (it ari>------------------POrtohfeitr aAnsdseLtso-s-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Total----------------------------------$ 102,629.41 none none none none none none 3,407.16 594.92 none 2,451.58 none none none none none 1,143.22 none 280.06 110,506.05 LIABILITIES: Capital Stock Paid in_______________$ Assessment Fund_______________ . ____ _ Surplus_____ -------------------------Undivided Profits-------------------Dividends Unpaid------------------Due to Banks... _-------------------DDeepmoasnitds CSuerbtjieticctattoesCohfeDckep. o-s-i-t-_-_-__--_ Time Certificates of Deposit_______ _ Savings Deposits -------------------Trust Funds on Deposit------------Cashier's Checks-------------------~ Certified Checks_-------------------BNiolltsesPaanydabBleil-l-s--R-e--d-i-s-c-o--u-n-t-e-d--_-_-_-_-_--_ Letters of Credit and Acceptances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed _------------------Other LiabUities--------------------- Total ________ -------------------------.$ 25,000.00 5,567.90 none 6,928.81 none none 18,672.79 none 3,909.64 none none 682.48 1.394.91 47,116.89 1,232.63 none none none none 110,506.05 l FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the :\IARIETTA TRUST & BANKING CO. Marietta, Ga. RESOURCES: Time Loans and Discounts..........$ Demand Loans ...................... United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank...... Other Stocks and Bonds............. Banking House....................... Furniture and Fixtures............. Other Real Estate Owned ......... Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with Approved Reserve Agents............................. . Due from Other Banks............. Advances on Cotton................. Advances on Other Commodities... Checks for Olearing House......... gOther Checks and Cash Items...... verdrafts (if any)................. Prtohfeirt AanssdetLsoss________.____________. Total............................... ~ ..$ 43,924.36 none none none none 7.296.88 none none 7,346.11 none none 30,462.94 none none none 2,246.61 511.86 208,733.89 none 300,522.65 LIABILITIES: Capital Stock Paid in..............$ Assessment Fund ________ ---------- .. Surplus ........................... Undivided Profits .................. Dividends Unpaid.................... Due to Banks......................... Deposits Subject to Check ........ Demand Certificates of Deposit..... Time Certificates of Deposit........ . Savings Deposits..................... Trust Funds on Deposit............ Cashier's Checks................... Certified Checks.................... Bills Payable..................... Notes and Bills Rediscounted...... . Letters of Credit and Acceptances.. Reserve tor Interest and Taxes..... . Bonds Borrowed................... Other Liabilities ................... Total..............................$ 100,000.00 71,577.12 none 8.849.61 36.00 16.77 112,553.22 none 1.020.30 none none 52.71 none none none none none none 6.416.92 300,522.65 STATEMENT Showing~ndition at Close of Business December 31, 1924 (In Liquidation) of the BANK OF MAUK Mauk Ga. RESOUROES: Time Loans and Discounts.....$ 39,986.03 Demand Loans..................... none United States Securities............ . none State of Georgia Bonds............. none Stock in Federal Reserve Bank..... none Other Stocks and Bonds......... none Banking House.................... 1.870.00 Furniture and Fixtures............ 1.978.47 Other Real Estate Owned........ none Due from Federal Reserve Bank..... none Cash in Vault and Amounts De- POSited with Approved Reserve Agents.............................. none Due from Other Banks.............. 163.74 Advances on Cotton................. none Advances on Other Commodities.... none Checks for Clearing House.......... none O~er Checks and Cash Items...... 355.27 Overdrafts (if any)................... 2,123. 59 Other Assets.......................... none Profit and Loss_______________________ 24,1l0.84 ---- TOtal-'---------------------------------$ 70,587.94 LIABILITIES: Capital Stock Paid in...............$ Assessment Fund....... -----------SUunrdpilvuids ed--P-r-o--f-it-s---.-.--.-.-.-.-.-.-.-.-.-..-.-.-.-.-Dividends Unpaid................. DDuepeotsoitBs aSnukbsj.e-c-t--t-o--C--h-e-c-k---.-.-.-.-.-..-.-Demand Certificates of Deposit.. Time Certificates of Deposit...... Savings Deposits--------------------Trust Funds on Deposit...... Cashier's Checks............. Certified Checks........ Bills Payable................. Notes and Bills Rediscounted. Letters of Credit and Acceptances.. Reserve for Interest and Taxes.. Bonds Borrowed........ Other Liabilities............. Total.....$ 15,000.00 17,362.91 1.767.05 none none none 29,185.93 none none none none 121.98 none 7,025.19 none none none none 124.88 70,587.94 DEPARTMENT OF BANKING 31~3 STATEMENT Showing Condition at Close of Business December 31,1924 (In Liquidation) of the BANK OF MOHGAN Mor!!:an, Ga. RESOURCES: Time Loans and Discounts__________$ 41,805.21 DUenmiteadndSLtaotaens sSe-c--u-r-t-t-le--s-.-_-_-__-_-_-_--:-_-__--_ none none State of Georgie. Bonds-------------- none SOttohcekr iSntoFcekdsearanldRBesoenrdves_B__a_n__k_________ __ none 2,364.00 BFuarnnkiitnugreHaonudseFix.t.u. r-e-s--_-_-_-__-_-_-_-_-_-_-_-_--_ 3,428.00 2,086.40 DOutheefrroRmeaFl eEdsetraatleROewsenrveedB.--a-n--k-_-_-__--_ none none Cash in Vault and Amounts De- I>oslted with AI>I>roved Reserve Agents... --------------------------Due from Other Banks._------------ 1,804.75 none Advances on Cotton.. -------------- none ACdhveacnkcsefsoor nOlOeet.hrlenrgCHoomumseo_d_i_t_i_e_s___._ none 176.00 Other Checks and Cash Items ... __ none Overdrafts (if ~IDYl------------------- 272.86 Other Assets-------------------------- none Profit and LosS------------------------ - -7,7-62-.10 TotaL--------------------------------.$ 59,699.32 LIABILITIES: Ce.I>1te.1 Stock Paid ln... - __________$ Assessment Fund... ------------ Suri>lus.. _. ________ ------------------- Undivided Profits-------------------- Dividends Uni>e.id-------------------- DDeuie>otosltBs aSnukbsJ.ec-t-t-o--C--h--e-c-k-_-_-_-_-_-_-_-_-_--_ Demand Certificates of Dei>oslt----- Tlme Certificates of Dei>osit--------- Savings Dei>oslts--------------------Trust Funds on Dei>osit------------ Cashier's Checks----------------- Certified Checks------------------ Bills PaYable........----------------Notes and Bills Rediscounted....... Letters of Credit and Accei>tances.. Reserve for Interest and Taxes------ Bonds Borrowed--------------------- Other L1ab111t1es. _------------------- TotaL.. --------------- _______________$ 20,000.00 4,589-65 none 775.36 none 166.60 11.223.10 none 7,312.28 none none 141.24 none 15,195.73 none none none none 295.36 59,699.32 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the BERRIEN COUNTY BANK Nashville, Ga. RESOURCES: Time Loans and Discounts._________$ 26,606.19 DUenmiteadndSLtaoteasn.Ss-e-c-u--r-l-ti-e-s---..---_-_-_-__-_-_-_--_ none none State of Georgie. Bonds-------------- none Stock in Federal Reserve Bank------ none Other Stocks and Bonds------------- none Banking House----------------------- none Furniture and Fixtures-------------Other Real Estate Owned----------- none 7,375.83 Due from Federal Reserve Bank..---- none Oash in Vault and Amounts De- POSited With AI>Proved Reserve Agents . ---------------------------_ none Due from other Banks-------------- 535.75 Advances on Cotton----------------- none Advances on Other Commodities-... none Checks for Olee.rlng House._________ none Other Checks and Cash Items______ none Oo tvheerdr rAafstsse( itfs-I-I-D--Y--l------------- none none - - - - - Profit and LOSS---------- 15,551.62 Total..---------------------------S 50,069.40 LIABILITIES: Ce.I>ltal Stock Paid in----------------S Assessment Fund..... --------------Suri>lus.. ----------------------------Undivided Profits.------------------Dividends Uni>aid-------------------Due to Banks------------------------Dei>oslts SubJect to Check---------Demand Certificates of Dei>oslt Time Certificates of Deposit-------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable----------------------- Notes and Bills Rediscounted Letters of Credit and Acceptances Reserve for Interest and Tues Bonds Borrowed---------------- Other Lie.bWties.-- ---------------- TotaL-------------------------------$ 25.000.00 9,368.20 none none none none 4,747.69 6.002.50 none none none 48.05 none 4,902.96 none none none none none 50,069.40 314 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the BANK OF NEWBORN Newborn, Ga. RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_--_$ United States Securities____________ _ SSttoactek oifn GFeeodregraial BReosnedrvs-e-B--a--n-k--_-_-_-__--_ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_.___-_-__-_-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank.---Cash in Vault and Amounts De- Apogseintetsd. __w__i_th____A__p_p_r_o__v_e_d___R__e_s_e_r_v_e_ ADduveafnrcoems oOnthCeortBtoann_k_s_-_-__-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities____ COhthecekr sCfhoercCksleaanridngCaHsohuIstee-m--s-_-_-_-_-_--_ Overdrafts (if an:vl------------------- POrtohfeitr aAnsdseLtso-s-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Total------------------------------- ___$ 136,986.89 none none none none none 2,234.38 none 14,771.40 none 17.57 22.02 none none none none none 286.64 1,628.29 155,947.19 LIABILITIES: Capital Stock Paid in________________$ Assessment Fund--------------------SurPlUS------------------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable------------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed.. _-----------------Other Liabilities--------------------- TotaL---------------------------------S 50,000.00 none 15,000.00 1,212.60 none none 2,551.87 none 54,263.54 none none none none 32,914.70 none none none none 4.48 155,947.19 STATEMENT Showing Condition at Close ofBusiness December 31, 1924 (In Liquidation) of the FARMERS BANK Nichols, Ga. RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_-_-_-_-_-_-_-_-_-_- $ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank_____ _ BOathnekrinSgtoHckosusaen_d__B__o_n__d_s_______________________ __ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ none 70,608.28 none none none none none 1,819. 70 22,900.00 Due from Federal Reserve Bank----- none Cash in Vault and Amounts De- posited with Approved Reserve Agents-----------------------------ADduveafnrcoems oOnthCeorttBona_n__k_s_._-_-_-_--_-_-_-_-_-_-_-_- none 1,9n4o9.n5e8 Advances on Other Conditions______ Checks for Clearing House__________ none none Other Checks and Cash Items______ 565.64 Overdrafts (if an:vl------------------- none Other Assets-------------------------- 54.67 Profit and Total---- __ -L--o-s_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--.$- -1-031,,1-02297.-.2029 LIABILITIES: Capital Stock Paid in.--------------$ Assessment Fund--------------------Suri>lUS------------------------------Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsje--c-t-t-o--C--h--e-c-k--_-__-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit--------TSarvuisntgFsuDnedpsoosnitsD--e-p-o--s-i-t-_-__-_-_-_-_-_-_-_-_-_--_ Cashier's Checks--------------------Certified Checks---------------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances._ Reserve for Interest and Taxes-----BOot hnedrs LBioa br riol iwt i eesd_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- -_ Total______ -___ -- ______ -------_-_---- __$ 8,163.00 1,800.00 none 199.20 none none 4,376. 75 none 56.827.39 none none none none 15,722.84 8,625.40 none none none 5,312.51 101,027.09 DEPARTMENT OF BANKING 315 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the BANK OF GWINNETT Norcross, Ga. RESOURCES: Time Loans and Discounts.........$ 96.031.81 DUenmiteadndSLtaotaens sSe-c--u-t-lr-i-e-s-_-_-_-__-_-_-_-_-_-__--_ none none SSttoactekoinf GFeedoregraial RBeosnedrvse--B--a--n-k--_-_-__-_--_ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_______________________ __ Furniture and Fixtures_____________ _ none none none none none Other Real Estate Owned----------Due from Federal Reserve Bank.. _- none none Cash in Vault and Amounts De- J)osited with Aililroved Reserve Agents._---------------------------- 2,167.57 Due from Other Banks... ----------- none Advances on Cotton... -------------- none Advances on Other Commodities. . . none Checks for Clearing House---------- none Other Checks and Cash Items.. ---- 133.76 Overdrafts (if axw>------------------- none POrtohfeirt aAnsdseLtoss-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_-___-_-_-_- 11,9n9o8.n5e0 ----- TotaL.. ------------ ____________ --- ..$ 110,331.64 LIABILITIES: CAassileistsaml Sentot cFkuPnadi_d__i_n_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_$ SurJ)lUS. ----------------------------- Undivided Profits-------------------Dividends Unilaid-------------------Due to Banks-----------------------DeJ)osits subject to Check--------- Demand Certificates of Deilosit----Time Certificates of Deilosit-------Savings DeJ)osits--------------------Trust Funds on DeJ)osit------------Cashier's Checks--------------------Certified Checks--------------------BNiolltsesPaanydabBliel.l-s-R-e-d-i.s.c-o--u-n-t-e--d-_-_-_-__-_--_ Letters of Credit and Acceiltances. _ Reserve for Interest and Taxes..... . Bonds Borrowed. ------------ Other Liabilities.----------------- Total.. __ -.-.-.-.----$ 23,000.00 5,331.93 none none none none 7,245.21 none 59,317.82 none none 33.98 none 9,209.06 none none none none 6,193.64 110,331.64 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the EXCHANGE BANK Oakfield, Ga. RESOURCES: Time Loans and Discounts.........$ DUenmiteadndSLtaotaesnsS-e-c--u-r-i-t-ie--s-_-_-_-__-_-_-_-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-__-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned.---------Due from Federal Reserve Bank. __ _ Cash in Vault and Amounts De- J)osited with AilJ)roved Reserve 25.786.08 none none none none none 3,250.00 1,800.00 none none . DAuegfernotms._O--th--e-r--B-a-n-k--s_--_-_-_-_-_-_-_-_--_-_-_-_-_Advances on Cotton_________________ 5n8o7.n0e0 none Advances on Other Commodities... Checks for Clearing House.--------OOvtheerdr rCahftesc(kisf aannyd)__C__a_s_h__I_t_e_m__s_-_-_-_-_-_- none none nnoonnee POrtohfeitr aAnsdseLtsos-s-_-_-_-_-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_- 7,220984..5615 ----- TotaL-------------- __ ----------- _____ $ 38,926.24 LIABILITIES: Cailita1 Stock Paid in_______________ $ ASusrsJe)s1sums.e_n_t__F__u-n-d-----_-_-_-_-_-_-_------------------------Undivided Profits-------------------Dividends Unilaid-------------------Due to Banks------------------------DDeeJm)oasnitds CSuerbtjieficctattoesCohfeDckeJ.).os-i-t-_-_-__--_ Time Certificates of DeJ)osit--------Savings DeJ)osits -------------------Trust Funds on DeJ)osit------------Cashier's Checks--------------------Certified Checks.-------------------Bills Payable. __ ---------------------Notes and Bills Rediscounted------Letters of Credit and AcceJ)tances.. Reserve for Interest and Taxes______ Bonds Borrowed--------------------Other Liabilities.. ------------------ TotaL. _________________________ . _____ .$ 15,000.00 5,120.00 none none none none 13,509.76 none none none none none none none none none none none 5.296.48 38,926.24 ~H6 FIF'TH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 (In Liquidation) of the CITIZENS BANK Ocilla, Ga. RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ 133,293.21 none none none SOttohcekr iSntoFc'ekdsearanldRBesoenrdves_B__a__n_k__-_-_-_-_--_ Banking House______________________ _ F'urniture and F'ixtures_____________ _ Other Real Estate Owned __________ _ none none none none 1.027.76 Due from Federal Reserve Bank___ _ none Cash in Vault and Amounts De- posited with Approved Reserve Agents------------------------------- none ADduveafnrcoems oOnthCeorttBona_n__k_s_-_-_-_-_-_--_-_-_-_-_-_-_- 2.5n8o9.n28e Advances on Other Commodities____ none Checks for Clearing House__________ none Other Checks and Cash Items______ Overdrafts (if any)___________________ 18.83 47.37 Other Assets__________________________ none Profit and Loss.. __________________ __ 41,092.94 ----- TotaL---------------- ________________ $ 178,069.39 LIABILITIES: Capital Stock Paid in _______________ $ Assessment Fund____ ------------Suri>1US------------------------------Undivided Profits-------------------Dividends Unpaid-------------------DDuepeotsoitBs aSnukbsje--c-t-t-o--C--h--e-c-k--_-__-_-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit-------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable ____ --------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.BReosnedrvseBfoorrroInwteedre__s_t_a__n_d__T__a_x__e_s__________ __ Other Liabilities.-------------------- TotaL---'__________ . ______________ ----.$ 78,000.00 4,468.24 none 1.976.85 none none 8,368.92 none 38.240.39 321.95 none 38.46 none 42,447.20 3,500.00 none none none 707.38 178.069.39 STATEMENT Showing Condition at Close of Business December 31,1924 (In Liquidation) of the ODUM BANKING CO. Odurn, Ga. RESOURCES: Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-__-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned__________ _ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- Apogseintetsd. _'_w__i_t_h___A__p_p_r_o__v_e_d_ --R--e--s-e_r_v_e 45,763.93 none none none none none none none none none none ADduveafnrcoems oOnthCeorttBona_n__k_s_-_-_-_-_-_--_-_-_-_-_-_-_- 2.6n7o2.n69e Advances on Other Commodities____ Checks for Clearing House__________ Other Checks and Cash Items______ none 260.36 none overdrafts (if anYl------------------- 5,934. 73 Other Assets-------------------------- none - - - - Profit and LOSS----------------------- 19,436.78 .1.0~------------ ---------------------.$ 74.068.49 LIABILITIES: Capital Stock Paid in----------------$ Assessment Fund--------------------Suri>lus. ____ -- __ . _-------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances. Reserve for Interest and Taxes... Bonds Borrowed.. ------------------Other Liabilities._---------------- To~----------------------------$ 15,300.00 200.00 none none none none 26,373.87 none 18,580.16 none none none none 8,270.54 none none none none 5,343.91 74,068.48 DEPARTMENT OF BANKING 317 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the BANK OF PAVO Pa,o, Ga. RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_s_._._-_-_-_--_-_-_-_$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ Furniture and Fixtures-------------Other Real Estate Owned----------Due from Federal R~!lrve Bank. __ _ Cash in Vault and Amounts De- posited with Approved Reserve Agents------------------------------- ADduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ AChdevcaknscefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s______ __ OOvtheerdr rCafhtesc(kifs aannyd) _C_a__s_h__I_t_e_m__s__. ________ __ POrtohfeitr aAnsdseLtso-s-s-_-_-_-_-_------------------- TotaL _________________________________ $ 133,604.83 none none none none none 2,Hl0.67 989.75 725.00 none 14.13 3,015.54 391.74 1.269.13 none 1,003.96 378.12 9,473.13 none 152,966.00 LIABILITIES: ACsaspeistsaml Sentot cFkuPnadi_d__i_n_---------------$ Surplus. __ ---------------------------Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks-----------------------Deposits Subject to Check---------TDiemmeaCnedrCtifeirctaiftiecsaotefsDoefpDoespito_s_i_t_-_-_-_--_ Savings Deposits--------------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i-t------------------------_Certified Checks---------------------- ~~~~:~~b~~fi;3iie(iiscounted~===::: Letters of Credit and Acceptances.. BReosnedrvseBfoorrroIwnteedre__s_t_a__n_d__T__a_x__e_s__________ __ Other Liabilities._------------------- Total. -------------------------------.$ STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the PEARSON BANKING COMPANY Pcatson, Ga. 33,100.00 1,800.00 10,000.00 4,255.23 none 3,998.10 18,627.92 none 38,055.02 none none none none 13,358.62 20,019.24 none 1.467.04 none 8.284.83 152,966.0 0 RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ 124,966.96 none none none Stock in Federal Reserve Bank------ none BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-__-_-_-_-_--_ none 2,000.00 FOuthrneirtRureealaEnsdtaFtiextOurwense--d-_-_-_-_-_-_-_-_-_-_--_ 1,500.00 13,608.74 Due from Federal Reserve Bank----- none Cash in Vault and Amounts De- posited with Approved Reserve Agents------------------------------ none ADduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ 4,168.50 none CAhdevcaknscefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s______ __ none none OOvtheerdrrCafhtesc(kifs aannyd)_C__a_s_h__I_t_e_m__s_.______-__-_ 2.868.63 1,084.54 POrtohfeirt AansdseLtso-s-s-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--._--._--._--.- $ Total__________________________________- $ 89.15 -14966-,,253252-..7246 LIABILITIES: Capital Stock Paid in________________ $ Assessment Fund _________ _ Surplus. ___ ----------_---------------Undivided Profits-------------------Dividends Unpaid-------------------DDeupeotsoitBs aSnukbsj-e-c-t-t-o--C--h--e-c-k--_-_-__-_-_-_-_-_--_ Demand Certificates of Deposit----Time Certificates of Deposit--------Savings Deposits--------------------TCraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ Certified Checks---------- ___________ _ BNiolltsesPaany da bBl eil.l_s_ R- -e-d- -i-s-c-o-u- -n-t-e-d- -_-_-_-__-_- -_ Letters of Credit and Acceptances.. Reserve for Interest and Taxes-----Bonds Borrowed--------------------Other Liabilities--------------------- Total__________________________________ $ 30,000.00 none none none none none 48,345.24 none 54,869.78 none none none none 44,695.05 none none none none 18,612.19 196,522.26 1 318 Ji'IFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the PEOPLES BANK Rebecca, Ga. RESOURCES: Time Loans and Discounts..........$ DUenmiteadndSLtaoteans sSe-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_--__State of Georgia Bonds-------------Stock in Federal Reserve Bank...... Other Stocks and Bonds------------Banking House........ ____ ----------Furniture and Fixtures... __ ...... _.. Other Real Estate Owned ---------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- vAogseitnetds. _w___it_h____A__v_v_r_o__v_e_d. __R__e_s_e_r_v_e_ ADduveafnrcoems oOnthCeor tBtoann_k_s___-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Other Commodities. ___ Checks for Clearing House. ________ _ OOvtheerdr rCafhtesc(k11s aannyd)C__a__s_h__I_t_e_m__s_.______.._ POrtohfeirt AansdseLtso-s-s-.-.-.-.-------------------- TotaL..............-------------......$ 23,001.65 none none none none none 2,300.00 1.493.55 none none 247.80 none none none none 72.10 11.076.69 none 3,174.90 41,366.69 LIABILITIES: Cavital Stock Paid in................$ Assessment Fund.... ----------SUr:Dlus... ______ -------------------- .. Undivided Profots.. ___ -------------Dividends Unvaid-------------------Due to Banks-----------------------Devosits Subiect to Check. ------Demand Certificates of Devosit..... TSaimviengCserDtiefvicoastietss_o__f_D__e__v_o_s_i_t_._._._._._._._.._ Trust Funds on Devosit............. Cashier's Checks..................... Certified Checks---------------------Bills Payable._----------------------Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed... -----------------Other Liabilities.-------------------- TotaL __ ........ ____ ... __ .............$ 15,000.00 565.02 none none none none 1.194.96 none none none none none none 15,126.71 none none none none 9,480.00 41,366.69 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the AMERICAN BANK & TRUST COMPANY Savannah, Ga. RESOURCES: Time Loans and Discounts..........$ Demand Loans....................... United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank...... Other Stocks and Bonds............ Banking House....................... Furniture and Fixtures.............. Other Real Estate Owned_ .......... Due from Federal Reserve Bank..... Cash in Vault and Amounts De- vosited with Avvroved Reserve Agents.. _......... -----------------Due from Other Banks ------------Advances on Cotton .............. Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items....... Overdrafts (if any)................... Other Assets.......................... Profit and Loss..... _________________ _ Total..................................$ 319.421.80 none none none none 750.00 none none none none none 1,604.22 208.66 none none 425.56 2.980.22 225.00 none 325,615.46 LIABILITIES: Cavital Stock Paid in................$ Assessment Fund..... __ --- ... ----.--. SUUn!dIillvUidSe.-d--P-r-o--f-it-s--.--.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. Dividends Unvaid.................... Due to Banks......................... Devosits SubJect to Check.......... Demand Certificates of Devosit..... Time Certificates of Devosit........ Savings Devosits..................... Trust Funds on Devosit............. Cashier's Checks..................... Certified Checks .................. Bills Payable... ---------------------Notes and Bills Rediscounted....... Letters of Credit and Accevtances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabilities...................... TotaL ................................. $ 193,297.00 5,608.00 none none none none 36.844.10 1,318.74 10,022.94 67,860.26 none 241.60 none 10,087.17 none none none none 335.65 325.615.46 DEPARTMENT OF BANKING 319 STATEMENT Showing Condition at Close of Business December 31, 1~ (In Uquidation) of the COMMERCIAL BANK Savannah, Ga. RESOURCES: DTiemmeaLndoaLnosaannsd___D__is__c_o_u__n_t_s_-_-_-_-_-_-_-_-_-_-$ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_-_-_-_-_-_-_-_-_-_-_-_--_ FOuthrneirtRureealaEndstaFtiextOurwens-e-d-_-_-_-_-_-_-_-_-_-_--_ Due from Federal Reserve Bank____ _ Cash in Vault and Amounts De- vosited with AI>vroved Reserve Agents._ --------------------------Due from Other Banks ------------Advances on Cotton----------------CAhdevcaknscefsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items-----Overdrafts (if allYl------------------- POrtohfeirt AansdseLtso-s-s-_-_-_--_-_-_-_-_-_-_-_-_--_-_-_-_-_-_--_-- Total...----------------------------..$ 329,214.92 63,623.8~ none none none 200.00 none none 42,174.76 none none 13,598.29 none none none 928.04 7.601.89 none 68,627.31 525,969.04 LIABILITIES: ACasis>eistsaml Sentot cFkuPnadi_d__i_n__-_-_-_-_-_-_-_-_-_-_-_-_-_--_$ SUunrdvilvuids.e.d_.P_r_o__f_it-s--_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-______ __ Dividends unvaid-------------------Due to Banks-----------------------DeiJOsits SubJect to Check----------Demand Certificates of Devosit----Time Certificates of Devosit--------Savlngs Devosits. -------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks---------------------Bills Payable. ---------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances.. BReosnedrvs eBtoorrr oI nwteedr e__s_t__a_n__d__T__a_x_e__s_.__._._. ._ Other Liabillties. _------------------ TotaL.. --------------------------....$ 100,000.00 67,181.07 none 56,212.40 8.00 none 88,932.12 19,098.67 none 177,605.45 none none. none 12,000.00 none none none none 4,931.33 525,969.04 STATEMENT Showi113 Condition at Close of Business December 31, 1924 (In Liquidation) of the OGLETHORP.E SAVINGS & TRUST CO. Sa.-annah, Ga. REBOUROES: Time Loans and Discounts__________ $ DUenmiteadndSLtaotaens sS-e-c--u-r-i-t-ie--s-.-_-_-_-_-__-_-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds------------Banking House.... ----------------Furniture and Fixtures-------------Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vaults and Amount De- posited with AI>I>roved Reserve Agents-----------------------------Due from Other Banks-------------Advances on Cotton----------------CAhdevcaknscefsoroOn lOeathrlenrgCHoomumseo_d_i_t_i_e_s_._.__ OOvtheerdr rOafhtesc(kifs aannyd)C__a__s_h__I_t_e_m__s__.-_______ Other Assets.______________________ _ Profit and Loss. ___________________ __ Total.. ---------- . ____ .... ______ ....$ 588.415.53 none none none none 411,169.08 none none 53,821.80 none 93,293.55 none none none none 3,170.86 9,842.39 none none l.l59, 713.21 LIABILITIES: ACsaspeistsami Sentot cFkuPnadi.d..i_n_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_$ Survlus. _____ ... ______ _______ .---- Undivided Profits-------------------Dividends Un:liaid------------------- Due to Banks------------------------Deposits SubJect to Check----------Demand Certificates of Devosit... Time Certificates of Deposit......... Savings Deposits. __ -----------------Trust Funds on Devosit-----------Cashier's Checks--------------------BCielrltsifPiaedyaCbhlee.c_k__s_-_-_-_-_-_--------------------------------Notes and Bllls Rediscounted.. Letters ot Credit and Acceptances. Reserve tor Interest and Taxes------ BOot hnedrs LBioarbriollwtieeds _- -_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_- _- 225,000.00 l,l50.00 175,000.00 58,944.56 9.00 951.20 none none 162,448.20 510,247.34 2,007.ll none none 2,833.02 20,520.84 none none none 601.94 Total--------------------------------$ 1,159, 713.21 3!l0 FxrrH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 3i, 1924 (In Liquidation) of the PEOPLES BANK Savannah, Ga. RESOUROES: Time Loans and Discounts..........$ Demand Loans....................... United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank...... Other Stocks and Bonds........... Banking House....................... Furniture and Fixtures.............. Other Real Estate Owned ........... Due from Federal Reserve Bank... . Cash in Vault and Amounts De- vosited with Approved Reserve Agents ............................. . Due from Other Banks.............. Advances on Cotton................. Advances on Other Commodities... .Checks for Olearlng House.......... Other Checks and Cash Items.... .. Overdrafts (if any).................. . Other Assets.......................... Profit and Loss._._ ............... . Total..................................$ 677.175.08 66.019.14 none none none 19.755.04 none none none none none 29,313.97 none none none 1.983.47 1.756.58 none none 796.003.28 LIABILITIES: Capital Stock Paid in................$ Assessment Fund.................... . Surplus............................... Undivided Profits.................... Dividends Unpaid.................... Due to Banks........................ Deposits Subject to Check.......... Demand Certificates of Deposit..... Time Certificates of Deposit ....... Savings Deposits .................... Trust Funds on Deposit............. Cashier's Checks...........:......... Certified Checks..................... Bills Payable.............~........... Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes.... .. Bonds Borrowed .................... Other Liabillties.................... TotaL ................................ $ 100,000.00 46,200.00 none 6.749.28 none none 163.393.74 34,908.64 none 431.701.10 none none none none none none none none 13,050.52 796,003.28 STATEMENT Showin~~; Condition at Close of Business December 31, 1924 (In Liquidation) of the SCOTT BANKING CO. Scott, Ga. RESOURCES: Time Loans and Discounts..........$ Demand Loans....................... United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Bank...... Other Stocks and Bonds............ Banking House....................... Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank. __ . . Cash in Vault and Amounts De- posited with Approved Reserve Agents ............................. . Due from Other Banks.............. Advances on Cotton................ Advances on Other Commodities .. Checks for Olearlng House.......... Other Checks and Cash Items...... Overdrafts (if any)................... Other Assets.......................... Profit and Loss...................... . Total..................................$ 26.994.98 none none none none none 1.200.00 750.00 3.000.00 none none none none none none 144.59 none none 15,975.46 48,065.03 LIABILITIES: Capital Stock Paid in...............$ Assessment Fund.............. __ .... . Surplus............................... Undivided Profits.................... Dividends Unpaid.................... Due to Banks......................... Det>Osits Subject to Check ......... Demand Certificates of Deposit..... Time Certificates of Deposit......... Savings Deposits..................... Trust Funtls on Deposit............. Cashier's Checks................... .. Certified Checks..................... Bills Payable ........................ Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes...... Bonds Borrowed..................... Other Liabllities..................... Total..................................$ 15.000.00 937.65 none none none none 6,134.82 6,116.00 none none none none none 19,876.56 none none non<) none none 48,065.03 DEPARTMENT OF BANKING 821 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the BANK OF SHADY DALE Shady Dale, Ga. RESOURCES: Time Loans and Discounts__________ $ DUenmiteadndSLtaoteasnsS.e--c-u-r-i-t-ie--s-_-_-_-_-_-_-_-_-__-_-_--_ State of Georgia Bonds_____________ _ BSOtatohncekkriniSngtoFHcekodsuesarean_ld_R_B_e_so_e_nr_vd__es_._B._._a_n___k___.__.________ ___ Furniture and Fixtures_____________ _ DOutheefrroRmeaFl eEdsetraatleROewsenrveed-B--a-n--k-_-_-_-_-_ Cash in Vault and Amounts De- vosited with Avvroved Reserve DAuegfernotms. _O__t_h_e__r_B__a-n-k--s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ CAhdevcakncsefsoroCn lOeathrienrgCHoomumseo_d_i_t_i_e_s_______ OOvtheerdrrCafhtesc(kisf aannyd) C__a__s_h__I_t_e_m__s_______-_- __ POrtohfeitr AansdseLtso-s-s--_-_--------------------- Total. _________________________________ $ 29,407.78 none none none none none none none none none none 208.44 none none none 9. 77 none none 43,593.21 73,219.20 LIABILlTIES: Cavital Stock Paid in________________$ Assessment Fund ___________________ -US unrdvivl uids ed- -P-r-o- -f-i t-s-_-_-_-_-_-_- -------------------------Dividends Unvaid-------------------Due to Banks-----------------------Devosits SubJect to Check. ------Demand Certificates of Devosit----Time Certificates of Devosit.-------Savings Devosits -------------------Trust Funds on Devosit-----------Cashier's Checks--------------------Certified Checks---------------------Bills Payable.-----------------------Notes and Bills Rediscounted------Letters of Credit and Accevtances. _ Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities._------------------- TotaL.... ---------------------------$ STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the BANK OF SHILOH Shiloh, Ga. RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u__n_t_s____________________$ United States Securities____________ _ State of Georgia Bonds_____________ _ Stock in Federal Reserve Bank.____ _ BOathnekrinSgtoHckosusaen_d__B__o__n_d__s_.__-_-_-__-_-_-_-_-_--_ Furniture and Fixtures_____________ _ Other Real Estate Owned _________ _ Due from Federal Reserve Bank..... Cash in Vault and Amounts De- vosited with Avvroved Reserve DAuegfernotms-O--t-h--e-r-B--a--n-k--s-.-_-_-_-_-_-__-_-_-_-_-_-_-_--_ Advances on Cotton ________________ _ Advances on Other Commodities____ COOhvt heecerdkr rsCaffhotesrcC(kifsleaaannryidn)gC__Ha__so_h_u_Is_te_e_.m_-_-s_-._-__-__-__-__--__ POrtohfeitr aAnsdseLtso-s-s-_-_---------------------- Total----- _____________________________ $ 39,623.66 none none none none none none none 1.490.00 none none 1,119.50 none none none none 196.23 none 4,279.52 46.708.91 LIABILITIES: Cavital Stock Paid in._______________$ Assessment Fund _______ __ Survlus -----------------------------Undivided Profits ------------------Dividends Unvaid-------------------Due to Banks-----------------------Devosits SubJect to Check.. ------Demand Certificates of Devosit----Time Certificates of Deposit--------Savings Devosits -------------------Trust Funds on Devosit------------Cashier's Checks--------------------Certified Checks.-------------------Bills Payable._----------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other LiabUities.-. ____ ------------- Total__________________________________ $ 25,000.00 13,234.71 15,000.00 338.99 none none 3,161.71 none 1.493.38 none none none none 11,524.11 none none none none 3,466.30 73,219.20 15,000.00 566.00 none none none none 12,984.82 none none none none 8.95 none 17,356.09 none none none none 793.05 46.708.91 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business December 31,1924 (In Liquidation) of the WALTON COUNTY BANK Social Circle, Ga. RESOURCES: Time Loans and Discounts..........$ Demand Loans----------------------United States Securities............. State of Georgia Bonds............. . Stock in Federal Reserve Bank..... . Other Stocks and Bonds............ BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned----------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with Approved Reserve Agents... --------------------------Due from Other Banks.. -----------Advances on Cotton----------------Advances on Other Commodities.... Checks for Clearing House.......... OOvtheerdr rCahftesc(kifs aannyd)C__a__s_h__I_t_e_m__s_.__._._._. ._ POrtohfeitr aAnsdseLtso-s-s--.---------------------Total__________________________________ $ 501,765.06 none none none none none none 1,388.55 9,373.49 7,088.73 60.27 5.880.87 208.84 none none none none 5,125.93 16,309.19 547,200.93 LIABILITIES: CAasspeistsaml Sentot cFkuPnadi.d. _i_n__._._._._.._.___._..___.__.._$ Survlus------------------------------Undivided Profits.. ----------------Dividends Unpaid-------------------DDuepeotsoitBs aSnukbsJ.e-c-t--t-o--C--h-e--c-k-.-.-.-.-.--.---.-. Demand Certificates of Deposit.... Time Certificates of Deposit........ . TSarvuisntgFsuDnedpsoosnitsD--e-p-o--s-i-t-.-.-.-.-.-.-.-.-.-.-.-.-. Cashier's Checks--------------------BCielrltsifPieadyaCbhle c__k_s_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Notes and Bills Rediscounted....... Letters of Credit and Acceptances. Reserve for Interest and Taxes..... . Bonds Borrowed--------------------Other Liabillties.... ----------------- TotaL ..... ---------------------------$ STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the BANK OF SPARTA Sparta, Ga. 125,000.00 61,801.88 55,000.00 19,701.33 none none 36,699.95 844.07 20,950.16 none none 628.43 none 73,006.71 144,988.51 none 2.357.93 none 6,221.96 M7,200.93 RESOUROES: Time Loans and Discounts..........$ 58' 122.96 Demand Loans----------------------United States Securities............. none none State of Georgia Bonds.------------- none Stoek in Federal Reserve Bank...... none BOathnekrinSgtoHckosusaen.d. _B__o__n_d__s_-_-_-_-_-_-_-__-_-_-_--_ Furniture and Fixtures_____________ _ 9,466.25 none none Other Real Estate Owned----------- none Due from Federal Reserve Bank.... none Cash in Vault and Amounts De- posited with Approved Reserve DAuegfernotms--O--t-h-e--r-B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton________________ _ 1,417.84 none none Advances on Other Commodities.... none Checks for Clearing House.......... none oOvtehredrrCafhtesc(kifs aannyd) C__a__s_h__I_t_e_m__s__._._._._._. IIIII none .697.16 POrtohfeitr aAnsdseLtoss-s--..--__-_-_-_-_------------------------------- none 71,016.67 Total.... ---------------- ______ ........$ 140,720.88 LIABILITIES: Capital Stock Paid in ____________ $ Assessment Fund--------------------SUunrdvivluids.e_d_ .P-r-o. _f_i.ts. -_-_-_-__._._-_-_-_-_-_-_-_-_-_-_._-_--_ Dividends Unpaid-------------------Due to Banks------------------------Deposits SubJect to Check---------Demand Certificates of Deposit..... Time certificates of Deposit.-..TSaruvisntgFsuDnedPsoosnitsD--e-p-o--s-i-t.-.-.-.-.-.-.-.--.---.-. Cashier's Checks--------------------Certified Checks.. __ ----------------BNiolltsesPaanyadbBleil.l.s-R--e--d-i-s-c-o--u-n-t-e-d--.-.-..-.-.--' Letters of Credit and Accevtances.. Reserve tor Interest and Taxes..... Bonds Borrowed... -----------------Other Liabilities.. ------------------- Total... _______ .... ------------. _______$ 25,000.o0 none none none none none 99,967.75 none none none none none none 15.151.67 none none none none 601.46 140,720.88 DEPARTMENT OF BANKING STATEMENT Showing Condition at Close of Business December 31,1924 (In Liquidation) of the SPARTA SAVINGS BANK SPARTA, Ga. RESOURCES: TDiemmeaLnod aLnosaannsd__D__i_s_c__o_u__n_t_s_._._._._._._._. .__. $ United States Securities____________ _ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----BOathnekrinSgtoHckosusaen_d__B__o__n_d_s__._._____-_-_-_-_-_-_--_ Furniture and Fixtures____________ __ Other Real Estate Owned----------Due from Federal Reserve Bank...... Cash 1n Vault and Amounts De- posited with AI>proved Reserve Agents.-.--------------------------DAduveafnrcoems oOnthCeortBtoann_k_s_-_-_-_-__-_-_-_-_-_-_-_-_--_ AChdvecakncsefsoroCn lOeatrhienrgCHoomumseo_d_i_t_i_e_s_._._.._ OOvtheerdrrCafhtesc(kifs aannyd)C__a__s_h__I_t_e_m__s_._.__._..__. POrtohfeirt AanssdetLso..s.s-_-_._._-_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_--_ 85.649.65 none none none none 400.00 none 1,429.00 2. 5!0.16 none none 3,809.81 none none none 81.78 none 1.026.09 41.575.21 ~--- Total.. -- .... ------------------------ ..$ 136,481.73 LIABILITIES: Capital Stock Paid in----------------$ ASussrevslsums.e. _n_t_ .F...u.. _n_d__-_--..-..... _-_-_ .... _.. _.. _.... _...... Undivided Profits ___________________ _ DDiuveidtoenBdsanUknsv__a_i_d_._._.._._.._.._._.._._.._.._._.._.._._.._._.._.._. _.. Deposits SubJect to Check............... .. Demand Certificates of Deposit..... Time Certificates of Deposit ________ _ TSaruvisntgFsuDnedpsoosnitsD.-e-p-o--s-i-t-__-_-_-_-_-_-_-_-_-_-_--_ Cashier's Checks.................----------Certified Checks................ --------Bills Payable... _........ -----------------Notes and Bills Rediscounted........ . Letters of Credit and Acceptances.. . Reserve for Interest and Taxes..... .. Bonds Borrowed.................................. . Other Liabilities... ------------------- Total...... _________ ............................ ____ ....... $ 25,000.00 none 5,700.00 none none 890.32 36,266.52 none none none 4,110.65 21.532.38 none 32,612.87 10,297.27 none none none 71.72 136,481:23 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the PLANTERS BANK Stillmore, Ga. -----------R-E-SO-U-R-C-E-S-: --- Times Loans and Discounts.............. $ - - ------ 55.404.76 - --- Capi t-a-l S-t-oc-k-P-a-idL-IiAn--B---I--L--I-T---I-E---S--------$- - - ----25.000.00 DUenmiteadndSLtaotaenssS...e.c..u..r..i.t.i.e..s........................................ nnoonnee SAussrveslsums_e_n_t__F_u__n_d_-_-_-_<__--___-_-_._.._________________ none none State of Georgia Bonds.................... none Undivided Profits-------------------- 72.79 Stock 1n Federal Reserve Banks..... none Dividends Unpaid................................ none Other Stocks and Bonds.. ---------- none Due to Banks.......................................... . none Banking House_______________________ 5,000.00 Deposits SubJect to Check............. 12.336.41 Furniture and Fixtures._____________ 1,500.00 Demand Certificates of Deposit...... none DOutheefrroRmeaFl eEdsetraatleROewsenrveed.B- a-n--k-.-.-.-.-. 15,0n0o0.n0e0 TSaimviengCseDrtiefpicoastietss_o__f_D__e__p_o_s_i_t_-_-_-_-_-_-_-_--_ 27,655.44 n()ne Capsohsit1end Vwaiutlht aAnpdprAovmedounRtesseDrvee- CTraushstieFru'snCdhseocnksD__e_p__o_s_i_t_-_-_-_-_-_-_-_-_-_-_-_--_ none 393.49 Agents .... ---------------------------Due from Other Banks................ 1. 769. 7l Certified Checks_____________________ _ none Bills Payable.. ______________________ _ 4,686.61 46,311.30. Advances on Cotton_________________ none Notes and Bills Rediscounted------- none Advances on Other Commodities.... none Letters of Credit and Acceptances .. . none Checks for Clearing House............ none Reserve for Interest and Taxes....... . none Other Checks and Cash Items. . .... nonp Bonds Borrowed............................... .. none Overdrafts (if any)___________________ 1.484.68 Other Liabilities ................................... .. 669.49 POrtohfeitr aAnsdseLtoss-s-_-_-_-_-_-_-_-_-_--------------- none 36.966.38 Total...... -- ... ---- .... ------ .... --- .... ---- ..$ 117,125.53 Total... ------------ ...... --------------- .. $ 117.125.53 Firra ANNuAL REPORT STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the STONE MOUNTAIN BANK Stone J\1ountain, Ga. T-i-m-e-L-o-a-n-s-a-n-d-D-Ri-Es-cSo-Ou-Un-tRs--C---E--S---:-------$-----64-.8-8-3.-20---Capital Stock LIABILITIES: Paid in________________ $ UDnemiteadndSLtaotaenss_S__ec_u_r_i_ti_e_s___________________________ nnoonnee ASussreoslsums_e_n_t__F_u__n__d_._.__________________ _- State of Georgia Bonds______________ Stock in Federal Reserve Bank______ Other Stocks and Bonds____________ none Undivided Profits_-----------------none Dividends Unpaid. __________________ _ none Due to Banks________________________ _ Banking House----------------------Furniture and Fixtures______________ Other Real Estate Owned----------Due from Federal Reserve Bank----CapAsoghesnittisen_d__V_w_a_iu_t_lht___aA_n_pd_p_r_Ao_v_m_e_do_u__nR_te_s_s_eD_rv_e_e- none none none none none Deposits Subject to Check_________ _ Demand Certificates of Deposit----Time Certificates of Deposit- __ ----Savings Deposits--------------------CCTeraursthsitfieiFerdu'snCCdhhseecocknkss.D.___e__p___o___s__i__t__-__-__-__-__-__-__-__-__-__-__-__--__ Due from Other Banks______________ Advances on Cotton_________________ Advances on Other Commodities---Checks for Clearing House__________ OOvtheerdr rCafhtesc(kisf aanny)d__C__a_s_h__I_te_m__s_____________ 1.447.21 none none none 1n6o6.n6e5 Bills Payable.-------------------Notes and Bills Rediscounted------Letters of Credit and Acceptances.Reserve for Interest and Taxes_____ _ BOothnedrs LBioarbrioliwtieeds-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Assets-------------------------Profit and Loss.. _.. none -1,137.21 T=otal=-=--=-=--=-=--=--=-=--=-=--=--=-=--=-=--=--=-=--=-=--=$~==70~,~63=4~2-::07~~T~o~ta~l=--=--==----- _________________________ $ STATEMENT Showing Condition at Close of Business December 31, 1924. (In Liquidation) or the BANK OF EMANUEL Swainsbmo, Ga. RESOURCES: TDiemmeaLnodaLnosaannsd__D__i_s_c__o_u_n__t_S_-_-_-_-_-_-_-_-_-._$ United States Securities____________ _ State of Georgia Bonds_____________ _ SOttohcekr iSntoFcekdsearanldRBeosenrdvse_B__a__n_k__-_-_-_-_--_ Banking House______________________ _ Furniture and Fixtures_____________ _ Other Real Estate Owned----------Due from Federal Reserve Bank----Cash' in Vault and Amounts De- posited with Approved Reserve Agents ----------------------------DAduveafnrcoems oOnthCeortBtoann.k_s_-_-_-_-_-_-__-_-_-_-_-_-_--_ CAhdevcaknscefsoroCn lOeatrhienrgCHoo=uosed_i_t_i_e__s_.____ __ OOvtheerdr rCahftesc(kisf aannyd)C__a__s_h__I_t_e_m__s___________ __ Other Assets-------------------------Profit and LOSS------- Total_______ ---~----_-----------------_$ 85 '391.64 none none none none none none none 9,100.00 none 437.11 11,600.08 none none none none none 10,792.33 40,937.50 158,561.66 LIABILITIES: Capital Stock Paid in. ______________ $ Assessment Fund . . - .. SUunrdpilvuids-e-d--P-r-o--f-i-ts--_-_-_-_-_-_-_-_-__-_-_-_-_-_-_-_-_-_--_ Dividends Unpaid___________________ _ Due to Banks-----------------------Deposits Subject to Check---------TDiemmeaCnedrCt i feirctai ftiecsa toefsDoef pDoespi to__s_i_t_-_-_-_- -_ Savings Deposits-. ___ ---------------Trust Funds on Devosit-----------Cashier's Checks--------------------Certified Checks---------------------Bills Payable._---------------------Notes and Bills Rediscounted_---_Letters of Credit and Acceptances__ Reserve for Interest and Taxes_____ _ Bonds Borrowed--------------------Other Liabilities __ ------------------- TotaL ___ ---------------------- ______ $ 15,000.00 1,833. 70 none none none none 19,156.46 none 22,059.75 none none 517.01 none 11.923.58 none none none none 143.77 70,634.27 39,246.00 12,957.06 none none none 1,024.85 42,341.41 none none none none 14,207.75 none 24,916.16 none none none none 23,868:'43 o' ,">., 158,561.66 DEPARTMENT OF BANKING 325 STATEMENT Showing Condition at Close of Business December 31, 1924 (In Liquidation) of the EXCHANGE BANK Valdosta, Ga. RESOURCES: Time Loans and Discounts..........$ Demand Loans----------------------United States Securities------------State of Georgia Bonds-------------Stock in Federal Reserve Bank.----Other Stocks and Bonds-----------BFuarnnkiitnugreHaonudseF-i-x--t-u-r-e-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Other Real Estate Owned ---------Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited With Approved Reserve DAuegfernotms. O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton. ____.___________ _ AChdvecakncsefsoronClOeathrienrgCHoomumseo_d_i_t_i_e_s_._._.._ Other Checks and Cash Items------Overdraft (if anYl-------------------POrtohfeitr aAnsdseLtso-s-s-.-_-_--------------------- TotaL---------------------------------$ 180,456.41 none 299.QO none none none none 7,030.03 3,706.30 none none 6,691.00 none none none l ,205.41 none none 24,897.80 224,286.85 LIABILITIES: ASCusasrpevistlsaumls.Se_nt_ot_c.F_ku__Pn_ad__i._d.__i_n_-_-_-.--_-__-_-_-_-__-__-_----_-_$ Undivided Profits-------------------Dividends Unpaid-------------------Due to Banks------------------------Deposits Subject to Check. ------Demand Certificates of Deposit..... Time Cert111cates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Cert111ed Checks---------------------Bills Payable._----------------------Notes and B1lls Rediscounted------Letters of Credit and Acceptances.. Reserve for Interest and Taxes_____ _ Bonds Borrowed---------------------Other Liabilities.-------------------- TotaL--------.------------------------$ STATEMENT Showing Condition at Close of Business.December 31, 1924 (In Liquidation of the Jl<~FFERSON COUNTY BANK Wadley, Ga. 100,000.00 9,561.97 3, 713.84 none 3.00 none 21.287.82 24,012.42 none 31.097.41 none none none 30,885.18 2.314.84 none none none 1.410.37 224.286.85 RESOURCES: Time Loans and Discounts.. ________ $ DUenmiteadndSLtaoteans sS-e-c--u-r-i-t-ie--s-_-_-_-_-_-_-__-_-_-_-_--_ State of Georgia Bonds-------------Stock in Federal Reserve Bank-----Other Stocks and Bonds.----------- ~:h~Jl~ri_lJe:Fiitures~~ ~: ~ ~~ ::::::: Other Real Estate Owned ---------Due from Federal Reserve Bank._._ Cash in Vault and Amounts De- posited With Approved Reserve DuAegfernotms--O--t-h-e-r--B--a-n--k-s-_-_-_-_-_-_-_-_-_-_-_-_-_--_ Advances on Cotton. _______________ _ AChdevcaknscefsoronClOeathrienrgCHoomumseo.d.i_t_i_e_s_._._.._ Other Checks and Cash Items-----Overdrafts (if anYl------------------POrtohfeirt aAnsdseLtso-s-s-_-_-_-_-_--_-_-_-_-_-_-_-_-_-_-_-_-_-_-_--_- T o t a L _________________________________ $ 106,954.58 none none none none none 2.000.00 none none none none 177.00 none none none 414.92 1.135. 71 none 46,122.40 156,804.61 LIABILITIES: Capital Stock Paid in________________ $ SAussrevslsums.e_n_t_ .F_u__n__d_.-_______ -. ____ .- .. __ Undivided Profits._-----------------Dividends Unpaid-------------------Due to Banks.. --------------------Deposits Subject to Check.. -------Demand Cert111cates of Deposit.... Time Certificates of Deposit--------Savings Deposits--------------------Trust Funds on Deposit------------Cashier's Checks--------------------Cert111ed Checks---------------------Bills Payable.. ----------------------Notes and B1lls Rediscounted...... . Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... . Bonds Borrowed---------------------Other Liab111ties... _----------------- Total-------------------- ______________$_ 30,000.00 5.627.12 none 1,944.48 none 6,068.39 63,945.31 none none none none 513.86 none 44,849.10 none none none none 3,856.35 156,804.61 FIFTH ANNUAL REPORT STATEMENT Showing Condition at Close of Business Decemberl31, 1924 (In I~iquidation) of the FARMERS AND MERCHANTS BANK' Warthen, Ga. RESOUROES: Time Loans and Discounts..........$ g~'ft~~~~nssecui1tle5============= State of Georgia Bonds............. . Stock in Federal Reserve Bank...... Other Stocks and Bonds............ Banking House...................... Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank..... Cash in Vault and Amounts De- posited with Approved Reserve Agents.............................. Due from Other Banks.............. Advances on Cotton................. Advances on Other Commodities.... Checks for Olearing House.......... Other Checks and Cash Items...... Overdrafts (if any)................... Other Assets.......................... Profit and Loss ____ -------------Total..................................$ 56.202.35 none none none none none 2,500.00 2,777.44 2.939.18 none none 843.25 none none none 5,875.21 1,249.10 27,364.94 12.286.55 112.038.02 LIABILITIES: Capital Stock Paid in................$ Assessment Fund______ ---- ________ __ Surplus .............................. . Undivided Profits.................... Dividends Unpaid.................... Due to Banks......................... Deposits Subject to Check.......... Demand Certificates of Deposit..... Time Certificates of Deposit......... Savings Deposits..................... Trust Funds on Deposit............. Cashier's Checks..................... Certified Checks...................... Bills Payable........................ . Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... . Bonds Borrowed...................... Other Liabilities..................... Total..................................$ STATEMENT Showing Condition .at Close of Business December 31, 1924 (In Liquidation) of the CITIZENS BANK Waverly Hall, Ga. RESOUROES: Times Loans and Discounts.........$ Demand Loans....................... United States Securities............. State of Georgia Bonds.............. Stock in Federal Reserve Banks..... Other Stocks and Bonds............ Banking House....................... Furniture and Fixtures.............. Other Real Estate Owned........... Due from Federal Reserve Bank... -. Cash in Vault and Amounts De- posited with Approved Reserve Agents.............................. Due from Other Banks.. -........... Advances on Cotton................. Advances on Other Commodities.... Checks for Clearing House.......... Other Checks and Cash Items... .. Overdrafts (if any) ................. .. Other Assets.......................... Profit and Loss____ _ Total..................................$ 2-1.000.00 none none none none none 3,673.76 none none none none none none none none 723.67 689.19 63.51 18.155.50 47,305.63 LIABILITIES CAasspeistasml SetnotcFkuPnadid__l_n__._._._.._._._._._._._._._..._$ Surplus ............................. .. Undivided Profits ................... Dividends Unpaid.................... Due to Banks......................... Deposits Subject to Check........ .. Demand Certificates of Deposit..... Time Certificates of Deposit......... Savings Deposits..................... Trust Funds on Deposit............. Cashier's Checks..................... Certified Checks...................... Bills Payable.. _...................... Notes and Bills Rediscounted....... Letters of Credit and Acceptances.. Reserve for Interest and Taxes.... .. Bonds Borrowed..................... Other Liabilities..................... Total.................................. $ 15.000.00 I.IOO.OO 5.000.00 none none l.l27.97 20,623.70 none 20,697.25 none none 2.707.28 6.797.68 31.894.02 none none none none 7,090.12 ll2.038.02 15.800.00 12.389.91 none none none none 12,385.71 none 5, 799.06 none none 766.64 none none none none none none 164.31 47,305.63 1-c DEPARTMENT OF BANKING 3'l7 STATEMENT Showing Condition at Close of Business December 31, 1924. (In Liquidation) of the NORTH GEORGIA TRUST & BANKING CO. Winder, Ga. RESOUROES: Time Loans and Discounts..........$ DUenmiteadndSLtaoteasnsS-e-c--u-r-i-ti-e--s-.-.-.-.-.-.-.-.-.-..-.--. State ot Georgia Bonds-------------- Stock 1n Federal Reserve Bank..... . BOathnekrinSgtoHckosusaen.d...B__o_n__d_s_._.___-_-_-_-_-_-_-_--_ Furniture and Fixtures............. . Other Real Estate Owned........... Due from Federal Reserve Bank... . Oash 1n Vault and Amounts De- posited with A:v:vroved Reserve Agents.... -------------------------Due from Other Banks.............. Advances on Cotton---------------Advances on Other Commodities ... Checks for Clearing House.......... OOvtheerdrrCafhtesc(kifs aannyd) C__a__s_h__I_t_e_m__s__._._._._. ._ POrtohfeitr aAnsdseLtso-s-s-_-_-_-_-_------------------- Total----------------------------------$ LIABILITIES: 668' 138.94 none none none 6, 750.00 none 18,000.00 10,000.00 10,500.00 none none 824.61 none none none 265.49 none 271.05 5.111.60 Ca:vital Stock Paid in................$ Assessment Fund. -- --- -- Sur:vlus... ---------------------------Undivided Prof1tS-------------------- D1v1dends Un:vaid-------------------- Due to Banks-----------------------De:vosits SubJect to Check---------Demand Certificates of De:vosit..... Time Certificates of De:vosit.... . .. Savings De:vosits. -------------------Trust Funds on De:vosit------------- Cashier's Checks--------------------Certified Checks--------------------Bills Payable.. ------------------- ___ _ Notes and Bills Rediscounted...... . Letters of Credit and Acceptances.. Reserve for Interest and Taxes..... . Bonds Borrowed -------------------Other Liabllities.. ------------------- 719,861.69 TotaL--------------------------------$ 200,000.00 none none none 96.00 none 39,006.19 7.28 44,585.39 4,090.30 none none none 417,539.15 4,645.81 none none none 9,891.57 719,861.69