Annual report of the treasurer and state bank examiner, state of Georgia, for the year ending December 31, 1914

J
THE LIBRARY OF THE UNIVERSITY OF GEORGIA

w

I

STATE CAPITOL. ATLANTA.

S*4*^> J/IMAAMSIJ /-iff*.
ANNUAL REPORT
OF
The Treasurer and State Bank Examiner
STATE OF GEORGIA
For the Year Ending December 31, 1914.
Wm. J. SPEER, State Treasurer.

1915 CHAS. P. BYRD, State Printer^,
ATLANTA, GA.

THE GENERAL LIBRARY

THE UNIVERSITY OF GEORGIA

STATE LIBRARY .GIFT 1938

LIST OF TREASURERS OF GEORGIA FROM 1781 TO 1913 INCLUSIVE, WITH TERM OF OFFICE.

James Bryan, 1781. John Lindsay, 1782. Joseph Clay, 1782. John Martin, 1783-4. Seth John Cuthbert, 1785-6. George Jones, 1787. John Meals, 1788 to 1791. John Gibbons, 1792 to 1795. John Berrien, 1796 to 1800. Edwin Mounger, 1801 to 1805. George R. Clayton, 1806 to 1825. James Bozeman, 1826 to 1828. Hines Holt 1829 to 1832. John Williams, 1833. Thomas Haynes, 1834 to 1841. Benjamin B. Smith, 1842.

Walter H. Mitchell, 1843 to 1846. William B. Tinsley, 1847 to 1850. J. M. Patton, 1851. Walter H. Mitchell, 1851-2. John B. Trippe, 1853 to 1860. John Jones, 1861 to 1867. N. L. Angier, 1868 to 1872. John Jones, 1872 to 1876. J. W. Renfroe, 1876 to 1880. B-. N. Speer, 1880 to 1884. K. U. Hardeman, 1884 to 1896. W. J. Speer, 1896 to 1900. R. E. Park, 1900 to May, 1909. J. Pope Brown, May, 1909, to July,
1911. W. J. Speer, July, 1911, to

REPORT OF COMMITTEE
The committee appointed by the Legislature, session of 1914, as required by law, made the following report of the condition of the State Treasurer's office:
"We, the committee required by law to examine the accounts and vouchers of the State Treasurer's office as to all moneys received into and paid out of the treasury during the fiscal year, beg leave to make the following report:
"We have thoroughly examined the office of the State Treasurer and find the books and all vouchers neatly and accurately and correctly kept. We have counted the money on hand and have verified the accounts of all State depositories, and find that they are also correct. We have carefully examined the report of the State Treasurer and find that he is sustained by the true condition of his office.
"In this connection we desire to commend the incumbent in office, the Hon. W. J. Speer, for the efficient manner in which he has conducted the affairs pertaining to the treasury."
Respectfully submitted, JOHN T. ALLEN, For the Senate. L. R. AKIN,
CRAWFORD WHEATLEY,
For the House.
THE GENERAL LIBRARY
THE UNIVERSITY CF GEORGIA
STATE LIBRARY GIFT 1938

THE GENERAL LIBRARY

THE UNIVERSITY OF GEORGIA

!

ATHENS, GEORGIA

ORGANIZATION
State Treasury Department
1915

W. J. SPEER, Treasurer.

J. 0. ANDERSON, Chief Clerk.

H. Y. WALKER, Cashier.

J. BLALOCK, Bookkeeper.

\
BANK EXAMINERS.

N. L. NORTH,

V,

Newnan.

J. L. DENT,

Roberta.

R. B. PLATT,

Newnan.

A. M. MCELVANY , Conyers.

E. A. THOMPSON,

Millen.

C. T. PURLOW, Clarksville
L. E. PENN, Cordele.
M. J. JANES, Griffin.
J. S. HOLLINSHEAD,
Decatur.

te>

-

"3

Rooms 140-141.

ANNUAL REPORT

ATLANTA, GA., December 31, 1914.

HON. J. M. SLATON, Governor of Georgia.

DEAR SIR: I submit herewith the annual report of this de-

partment showing the transactions of same for the fiscal year

ending December 31, 1914.

This report, as the law requires, includes the report of the

State Bank Examiner showing the condition of the banks

operating under laws of this State, as indicated by their reports

made to this department under call of December 4, 1914, and by

the last examination made of such banks for the six months

ending December 31st.

On the first day of January, 1914, my report of

that date showed a balance in the Treasury of. .$ 739,625.75

Since that date I have received and certified to

the Comptroller-General, as shown by table 1

of this report, the sum of

6,015,482.10

Making the amount chargeable to the Treasurer in

this office and the office of the Comptroller-

General

$ 6,755,107.85

The disbursements for the same period from

January 1st to December 31st, 1914, both in-

clusive, were

5,967,651.97

Leaving balance in the Treasury January 1, 1915. .$ 787,455.88

In this balance is included the Sinking Fund

of $100,000, to be used tomorrow (Jan. 1, 1915)

in paying off the eighteenth installment of

bonds issued under Act of 1887, which mature on

that date.



It also includes $153,812.50 of funds from the

sale of public property to be applied to that part

x

TREASURER'S REPORT

of the public debt which matures on the first day of next May, also the advances to the various officers of the State on account of salaries for the quarter ending on this date, for which warrants to cover same will be asked in the near future.

BONDED DEBT.

The last report of this department for the fiscal

year ending December 31, 1913, showed the

bonded indebtedness of the State to be

$ 6,630,702.00

On the first day of January this year (1914), the

seventeenth installment of bonds, issued under

the Act of 1887, became due and were paid off

with the Sinking Fund, then in hand, amounting

to

100,000.00

Leaving the valid interest bearing debt at this

date

$ 6,530,702.00

Of this amount of bonds, constituting the bonded

debt of the State, $3,679,000, will mature next

year (1915), to-wit.: 3% Per cent, bonds, issued under Act of 1894,

will mature May 1, 1915

287,000.00

4% per cent, bonds, issued under Act of 1884,

mature July 1, 1915

.

3,392,000.00

$ 3,679,000.00 The Legislature at the last session provided for the payment of this part of the debt by a new issue of bonds, which will be offered at the proper time, and, no doubt, will bring a price in keeping with previous bond sales and the splendid credit which the State has so long maintained and enjoyed in commercial circles.
DIFFERENCE IN ACCOUNTS.
It is very important that the Legislature at the next session fake some action to bring about an adjustment of the accounts between this office and the office of the Comptroller-General,

TREASURER'S REPORT

xi

which are now largely out of balance, the difference at this time amounting to $83,795.92.
The splendid accounting system, under which the finances of the State Treasury, for perhaps a hundred years, have been so safely administered through an audit by the ComptrollerGeneral of all disbursements made by the Treasurer and his account credited with same before payment, has been disorganized and the State left without adequate protection in the method adopted of paying out State money.
The accounting procedure in the office of the State Treasurer, under the system provided by the first Constitution, requires that all disbursements made from the Treasury, except the orders of the President of the Senate and Speaker of the House for per diem and other expenses of the Legislature, shall be made only upon the warrants of the Governor when countersigned by the Comptroller-General. The accounting for all money paid into the Treasury is also made through the Comptroller-General, to whom official notice must be given by the Treasurer and his account charged with same.
This procedure keeps the accounts of the State, as it was intended, in perpetual balance and is in every way well adapted to the safe administration of the State's finances.
Under an Act of the Legislature, passed in 1913, this system has to some extent been changed, and certain funds in the Treasury are now payable upon the warrants of the Commissioner of Agriculture and the Board of Barber Examiners without the authority of the Governor or credit to the Treasurer in the Comptroller-General's office.
As above stated there is now a difference in the books of the two departments of $83,795.92, which should be adjusted by suitable legislation, and the law so changed as to make all warrants issued against the Treasurer subject to an audit by the Comptroller-General before payment.

Xll

TREASURER 'S EEPORT

TABU; OF PUBLIC DEBT AND DATE OF MATURITY.

Jan. 1, 1915

May 1, 1915

July 1, 1915

Jan. 1, 1916

Jan. 1, 1917

Jan. 1, 1918

Jan. 1, 1919

Jan. 1, 1920

Jan. 1, 1921

Jan. 1, 1922

July 1, 1922

Jan. 1, 1923

Jan. 1, 1924

Jan. 1, 1925

Jan. 1, 1926

July 1, 1926

Jan. 1, 1927

Jan. 1, 1928

Jan. 1, 1929

Jan. 1, 1930

Jan. 1, 1931

Jan. 1, 1932

fiily 1932

Jan. 1, 1933

Apr. 1933

May 1933

Jan. 1, 1934

Apr- 1934

Jan. 1, 1935

June 1935

July Jan-

1935 1935

April 1936

Feb. 1939

Oct. 1940

July 1942

July 1946

Jan. Jan-

1958 1959

Landscript fund

$ 100,000 00 287,000 00
3,392,000 00 100,000 00 100,000 00 100,000 00 100,000 00 100,000 00 100,000 00 100,000 00 207,000 00
100,000 00 100,000 00 100,000 00 100,000 00 230,000 00 100,000 00 100,000 00 100,000 00 100,000 00 100,000 00 100,000 00
3,000 00 100,000 00
61,000 00 1,000 00 100,000 00 96,000 00 33,000 00 86,000 00 6,000 00 1,000 00 1,000 00 15,000 00 3,000 00 2,500 00 7,000 00 2,000 00 7,000 00 90,202 00

Provided for by sinking fund.
Provided for by sinking fund. Provided for by sinking fund. Provided for by sinking fund. Provided for by sinking fund. Provided for by sinking fund. Provided for by sinking fund. Provided for by sinking fund.
Provided for by sinking fund. Provided for by sinking fund. .Provided for by sinking fund. Provided for by sinking fund.
Provided for by sinking fund. Provided for by sinking fund. Provided for by sinking fund. Provided for by sinking fund. Provided for by sinking fund. Provided for by sinking fund. Obligation to University. Provided for by sinking fund. Obligation to University. Obligation to University. Provided for by sinking fund. Obligation to University. Provided for by sinking fund. Obligation to University. Obligation to University. Obligation to University. Obligation to University. Obligation to University. Obligation to University. Obligation to University. Obligation to University. Obligation to University. Obligation to University. Not bonded.

Total

$ 6,530,702 00

*f

TREASURER'S REPORT

xiii

STATEMENT SHOWING CONDITION OF STATE BANKS UNDER CALL OF DECEMBER 4, 1914.

Call Dec, 1913. Call Deo., 1914. Comparison between Dec., 1913,

RESOURCES

and Dec, 1914.

Increase

Decrease

Bills Receivable

$ 98,348,400.11J106,078,901.06$ 7,730,500.95___

Overdrafts

1,145,916.16 1,777,387.76 631,471.60__

Bonds and Stocks

6,360,692.37 6,006,454.68

S 354,237.69

Banking House Fur. and

Fixtures-

7,033,662.74/ 5,618,451.94

Other Real Estate

\ 1,897,733.04 482,522.24

Due from Banks

23,595,223.16 13,837,504.63

9,757,718.53

Cash and Cash Items-. 12,418,139.19 6,442,397.46

5,975,741.73

Other Resources

712,863.41 737,894.57 25,031.16

Total

$149,614,897.14$142,396,725.14

$7,218,172.00 Net

LIABILITIES.

CapitalStock

$ 28,895,513.07$ 29,077,007.64$ 181,553.97-

Surplus and Net Profits 16,514,360.05 16,691,555.74 177,195.09

Due to Banks

7,491,153.68 3,881,615.47-

$3,609,538.21

Unpaid Dividends

47,386.72

27,008,05

20,378.67

Deposits--

91,441,535.27 71,006,043.54

20,375,491.73

Bills Payable

4,811,771.37 20,964,098.80 16,152,327.43

Other Liabilities _.

413,175.78

689,335.90 276,160.12

Total

$149,614,897.14$142,396,725.14

-$7,218,172.00 Net

The most noticeable feature of the above statement, as compared with that of the previous year, is the large falling off in deposits, amounting to about $20,000,000. This large shrinkage is due, of course, to the very unexpected and unusual conditions brought about by the European war, which have affected very seriously all classes of business in the South, especially the banking and cotton interests.
Collections of bank maturities for the fall months Were almost entirely suspended, which brought about a steady drain upon the bank deposits to meet necessary expenses, resulting in the large reduction of deposits as shown at the close of business of last year.
The small country banks have had a pretty hard time of it, and a few of them, for the lack of ready money and their inability to collect debts due them, have been forced to close their doors, but the demoralization of the cotton business, which was the main trouble in the South, there being practically no market for cotton until since the first of January, this demoralization having disappeared and confidence generally restored, it is generally believed that the bottom has been reached and from now on the banks will rapidly regain their normal condition.
Money is much easier at lower rates. The bond market has become more active. We are receiving many inquiries about the new State bonds to be issued this year; a great many of the

XIV

TREASURER'S REPORT

holders being anxious to exchange maturing bonds for the new issue upon a basis of 4 per cent, interest. A demand is springing up also for Municipal and Industrial securities, all of which is very encouraging to a more optimistic outlook and indicates a general improvement all along the line.

CHANGES NOTED.
At the beginning of the year there Were 693 banks in active operation. During the year 25 banks have been chartered and 4 branch banks have been opened by the parent banks. Nine banks have liquidated, namely, Peoples Bank & Trust Company, Blue Ridge; Bank of Crosland, Crosland; Gilmer County Bank, Ellijay; Bank of Garfield, Garfield; Capitol Savings Bank, Macon; Harrold Banking & Loan Company, Macon; Bank of Riverdale, Riverdale; State Bank, Rome; and the Citizens Savings Bank & Trust Company, Atlanta.
American Trust & Savings Bank, Albany, merged or consolidated with the Georgia National Bank of Albany; Commercial & Savings Bank, Macon, merged with the Continental Trust Company of Macon; Farmers Bank, Nashville, consolidated with the Berrien County Bank of Nashville; Chatham Bank, Savannah, consolidated with the Savannah Trust Company of Savannah; Citizens Bank, Sylvania, and the Screven County Bank, Sylvania, consolidated and procured a charter under the name of the Citizens & Screven County Bank.
The Citizens Bank & Trust Company, Athens, placed themselves in the hands of this department for investigation, which revealed the fact that there was a large shortage in their accounts. The stockholders of this bank rallied and covered the impairment by assessment, which was paid in cash, and the bank allowed to re-open for business. Shortly after the reorganization of said bank an amendment was made to its charter changing its name to the Commercial Bank.
The Bank of Auburn, Auburn, surrendered its charter and became a branch of the North Georgia Trust Company, Winder; the Bank of Dahlonega reorganized and procured a new charter under the same name.
The Bank of Folkston, branch of the Liberty Banking Co., Ludowici, ceased to operate as a branch; the branch of the

TREASURER'S REPORT

XV

Travelers Bank & Trust Company, Atlanta, ceased to operate on account of the parent bank being placed in the hands of a receiver.
Receivers were appointed for the Americus Trust & Savings Bank, Americus; Empire State Bank, Atlanta; Travelers Bank & Trust Company, Atlanta; Irish American Bank, Augusta; Bank of Denton, Denton; Farmers State Bank, Hazlehurst; Bank of Rentz, Rentz; and the Uvalda Bank, Uvalda.
A charter was granted to the Bank of Bridgeboro, Bridgeboro, but on account of the incorporators of said bank allowing parties, who had not been elected or qualified as officers, to draw checks on said bank, when same had not been established or opened for business, and procure money on said checks, causing several banks to lose funds, and on account of the refusal of said incorporators to pay these obligations after being served each with an official notice by this department, as provided by law, we petitioned the Governor to request the Attorney-General to take the necessary steps to have their charter forfeited, which, we are advised, is being done.
This leaves 695 banks in active operation, including 26 branches.
The following abstract from the books show the receipts and disbursements of the Banking Bureau for the year ending December 31, 1914, as follows:

RECEIPTS.
Cash balance, January 1, 1914 Fees from banks for 1914

$ 2,056.33 22,359.90

Total
DISBURSEMENTS.
Salaries.
W. J. Speer, State Bank Examiner N. L. North, Assistant Bank Examiner J. L. Dent, Assistant Bank Examiner L. E. Fenn, Assistant Bank Examiner R. E. Platt, Assistant Bank Examiner M. J. Janes, Assistant Bank Examiner A. M. McElvany, Assistant Bank Examiner J. S. Hollinshead, Assistant Bank Examiner

$24,416.23
$ 2,500.00 2,000.00 1,608.34 1,416.67 1,216.67 1,043.34 635.00 565.00

XVI

TREASURER'S REPORT

C. T. Furlow, Assistant Bank Examiner A. W. Arnold, Assistant Bank Examiner D. F. McCoy, Assistant Bank Examiner G-. E. Huguley, Assistant Bank Examiner E. A. Thompson, Assistant Bank Examiner J. Blalock, Bookkeeper

1,156.67 200.00 500.00 300.00 150.00 736.67

Total
Expenses.
N. L. North, Assistant Bank Examiner J. L. Dent, Assistant Bank Examiner R. E. Platt, Assistant Bank Examiner M. J. Janes, Assistant Bank Examiner A. M. McElvany, Assistant Bank Examiner L. E. Fenn, Assistant Bank Examiner J. S. Hollinshead, Assistant Bank Examiner A. W. Arnold, Assistant Bank Examiner D. P. McCoy, Assistant Bank Examiner E. A. Thompson, Assistant Bank Examiner Incidentals

$14,028.36
$ 1,025.33 1,118.00 1,000.00 930.00 295.00 1,150.00 225.00 218.58 450.00 100.00 172.07

Total

$ 6,683.98

Cash on hand to balance

$ 3,703.89 Respectfully submitted,
W. J. SPEER, State Treasurer and State Bank Examiner.

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TREASUEEB'S REPORT

xvii

RECEIVERSHIPS.

Statement of Central Bank & Trust Corporation, receivers of the Neal Bank, at close of business, January 30th, 1915:

. RESOURCES.
Loans & discounts Stocks & bonds Ala. Sulphur Ore & Copper Co Expense Due from Eastern banks Due from State banks Bills receivable Estate John Neal Sundry collections Profit and loss

$ 623,805.52

46,478.48

258,473.44

72,739.44

3,277.28

25,320.24

378.31

,

13,602.81

3,038.26

192,783.12

Total
Capital Surplus Undivided profits Due Eastern banks Due State banks Due other banks Rents Savings deposits Individual deposits Demand certificates Time certificates Cashier's checks Interest and discount

LIABILITIES.

$1,239,896.90
$ 100,000.00 150,000.00 269,850.31 1,185.66 3,767.77 6,840.00 18,970.70 227,663.82 171,310.68 129,772.00 92,815.21 1,297.39 66,423.36

Total

$1,239,896.90

ATLANTA, GA., March 1, 1915.
HON. W. J. SPEER, State Bank Examiner, Atlanta, Georgia.
DEAR SIR : Complying with your request we take pleasure in furnishing herewith statement of the Neal Bank as under date of January 30, 1915.
Since filing our report a year ago no dividends have been paid to depositors, and we see no likelihood of a dividend during

xviii

TREASUEEE 'S REPOET

the current year. As indicated in our report of February 4, 1914, we can expect to realize but very little further from item of Loans and Discounts and Stocks and Bonds. At the moment we see no prospects for disposing of the Cuban property in the near future. As to the item of $258,473.44, Alabama Sulphur Ore & Copper Company, we think this of very little value, nor are we able to report any immediate prospects for disposing of this property. Nothing will be realized on items Sundry Collections, Estate of John Neal and Due from Eastern Banks.
It would be impossible at this time to state with any accuracy the amount which will be finally realized on assets remaining uncollected. However, everything within reason has been and is being done to wind up this receivership.
Yours very truly, CENTRAL BANK & TRUST CORPORATION,
Receiver. By CARL H. LEWIS, Asst. Cashier.

FINANCIAL STATEMENT OF EMPIRE STATE BANK, ATLANTA, GEORGIA, MARCH 5, 1915.

ASSETS.
Total resources, as shown by books Furniture and fixtures

$34,864.99 1,250.00

Checkings account Savings deposits Certificate of deposits Capital stock

LIABILITIES.

$36,014.99
$ 6,195.60 1,966.54
11,858.99 22,110.00

Total

$42,131.13

In connection with the above, I beg to say that a large portion of the assets of the bank have been hypothecated for certificates of deposit, and collections that are being made are being applied toward liquidation of this lien. The progress of which has been very slow because of the unusual financial conditions that exist and the fact that some of it was paper that had to be sued in

TREASURER'S REPORT

xix

counties having only two terms of court a year and will probably take twelve months to get judgment and some not due for probably a year and a half yet. A great deal of this paper held by bank was given in, settlement for stock and is of doubtful collection. At this time it is unable to indicate when the affairs of the bank will be ready for liquidation because of the long time paper and because of the assets in other counties that are now pending that may take a year or two to get judgment. Messrs. Felder and Hohenstien, attorneys for the receiver, have charge of the matter and are pushing it as rapidly as conditions and circumstances seem to justify.
Respectfully submitted, M. M. ANDERSON.

STATEMENT OF THE CONDITION OF THE DEFUNCT TRAVELERS BANK & TRUST CO., LOCATED AT ATLANTA, GA.

RESOURCES.

Demand loans Time loans

)[ $. 29,,8,,,,,15_3,,.1, 4 \

Overdrafts, secured

None

Overdrafts, unsecured

5,468.84

Bonds and stocks owned by the bank

11,150.00

Banking house

None

Furniture and fixtures

16,701.78

Other real estate

None

Due from banks and bankers in this State

None

Due from banks and bankers in other States

None

Currejicy

None

Gold Silver, nickels, etc

None None

('ash items

2,289.84

Clearing house

None

Advances on cotton

None

Profit and loss

8,968.34

Other resources (itemized):

Transit items

244.32

Receivership expenses

11,500.00

Due from Capitol Savings Bank, Macon, Ga., not subject

to withdrawal Cash in hands of receiver

17,321.84 23,359.52

Total

$395,157.62

xx

TREASURER 'S REPORT

LIABILITIES.

Capital stock paid in

$193,100.00

Surplus fund

48,275.00

Undivided profits, less current expenses, interest and taxes paid

None

Due to banks and bankers in this State

691.97

Due to banks and bankers in other States

3,068.36

Due unpaid dividends

30.00

Individual deposits subject to check

69,850.38

Savings deposits

19,269.17

Demand certificates

None

Time certificates

1,351.56

Certified checks

414.72

Cashier's checks

912.66

Due to clearing house

None

Notes and bills rediseounted

None

Bills payable, including time certificates representing borrowed

money

56,498X9

Other liabilities (itemized):

Receivership dividends unpaid

759.65

Accounts payable

936.06

Total

$395,157.62 ,

ATLANTA, GA., December 21, 1914.
MR. W. J. SPEER, State Bank Examiner, Atlanta, Georgia.
DEAR SIR : Complying with your recent request, we hand you herewith statement of the condition of the affairs of Travelers Bank & Trust Company, as at the close of business December 9, 1914.
Yours truly, ATLANTA TRUST CO.,
Receiver for Travelers Bank & Trust Company. By T. C. TRIPPE, Treasurer.

IN REFERENCE TO RECEIVERSHIP OP AMERICUS TRUST & SAVINGS
BANK.
January, 1915.
STATE OP GEORGIA,
vs. AMERICUS TRUST & SAVINGS BANK.
Now comes W. W. Dykes, Receiver in the above stated matter, pursuant to the previous order of this court, signed in vacation,

TREASURER'S REPORT

xxi

and begs to submit herewith hiseport as Receiver since his appointment, to date, which he hereto attaches.
Your petitioner would further show that he has attached hereto a list of depositors who have verified their accounts of deposit in said Bank, by properly swearing to the same, in the manner and form as heretofore ordered by the court, which list of depositors and the amount due them is marked schedule "A" and attached hereto.
Your petitioner as Receiver, would further show, that he now has in hand more than enough cash to pay ten per cent, of all the aforesaid proven claims as the first dividend.
This petitioner would further show, and represent to the court, that in his opinion the total deposit account, after being verified, will not exceed $18,000.00; or, if so, not much more that that, and he therefore has enough cash in hand to pay ten per cent, on all accounts that may be hereafter proven up to that amount, or even more, and he feels that he can safely pay ten per cent, dividend to the depositors whose claims have already been verified and proven.
Wherefore, he prays the court to examine this his report as Receiver, and pass an order authorizing your petitioner, as Receiver to pay a ten per cent, dividend on said claims as proven.
W. W. DYKES,
Receiver for the Americus Trust & Savings Bank.

REPORT OF W. W. DYKES, RECEIVER OF THE AMERICUS TRUST AND SAVINGS BANK.

Assets Received From T. C. Dunlap, Originally, With Credits Shown as Payments Made on Notes.

Collected.

Lula Dowdell C. C. Hawkins

$ 103.00 2,100.00 '

600.00

J. F. Kelly S. C. Kelly S. C. Kelly R. C. Kennedy A. D. Liggin A. D. Liggin Lott Lowery R. L. Maynard

2,500.00 2,741.04 2,741.04
162.00 2,200.00 2,200:00
640.28 152.92

170.72 1,443.65

xxii

TREASURER'S REPORT

E. L. Maynard



216.00

J. J. Simmons

648.00

(Check for $105.00 returned unpaid.)

Terry Tailor

1,425.00

W. P. Wallis

330.00

G. D. Wheatley, Jr

1,080.00

G. D. Wheatley, Sr

2,492.64

J. D. Woodall

3,000.00

(Petition filed to cancel this note, for the rea-

son the loan was never made.)

W. M. Crook

362.55

V. H. Games

1,248.00

($48.00 prin. and $39.10 int. to Sept. 4, 1914.)

W. E. Wood

2,160.00

E. B. Hill

303.00

Eeal estate: 3 negro houses and lots in the

City of Americus. Eent collected

Eeceived from T. O. Dunlap

50.00
87.10 71.89 49.82

Total collection cash to date, since appointment of receiver

$2,578.18

FOLLOWING PAID OUT FOE EXPENSES.

Aug. 6--Herbert Hawkins, bond premium for receiver.$ 15.00

Aug. 21--J. M. Kelly, for serving notices on debtors to

collect attorney's fees on notes

1.40

Sept. 4--By check of J. J. Simmons, returned unpaid.. 105.00

Sept. 7--Southern Printers, for 500 sheets to prove

claims, and publishing notice for 4 weeks

to depositors to prove their claims

4.00

Sept. 19--Times-Eeeorder, advertising card, notice to

depositors to prove claims

2.80

Sept. 28--C. M. Council, bond premium for former re-

ceivers, L. G. Council & W. P. Wallis

10.00

Oct. 6--Expense of W. W. Dykes, receiver, to Leesburg

for A. D. Liggin collection

2.76

Nov. 13--Herbert Hawkins, for insurance on three

negro houses

10.80

Dec. 2--Hilliard Williams, for making abstract of all

real estate mortgages, and security deeds

of record in favor of American Trust & Sav-

ings Bank

2.00

Dec. 9--Phillip Cook, Secretary of State, for certified

copy of petition for bank charter

2.00'

Dec. 10--L. M. Irwin, Deputy Clerk, U. S. Court, for

certified copy of indictment against M. M.

Lowery

10.35

TREASURER'S EEPORT

xxiii

Dec. 16--E. L. Baker, for one-half steno. report, in ease

of Smith against Dykes, receiver

50.85

Cee. X8--Recording W. E. Wood bond for title security .80

1915.

Jan. 4--Southern Printers, for printing 4,000 dividend

checks

9-00

Total expense account to date

$226.91

$226.91

For all of which items, proper vouchers are attached

for the Court's examination.

Total net balance, cash on hand

$2,351.27

Of this amount $1,751.27 deposited in Bank of Commerce, and $600.00

in Planters Bank of Americas.

Athens, Georgia, March 30, 1915.

FINANCIAL STATEMENT OF THE ATHENS TRUST & BKG. CO.

Thos. F. Green, Receiver.

ASSETS.

Notes discounted $104,864.17

Over drafts

3,080.70

Stocks & bonds

9,884.00

Premium and bonds.. 2,500.00

Due from banks & bkrs

19.51

Excess liabilities

21,570'.53

Expense account

5,084.36

Total

.- $147,003.27

LIABILITIES.

Capital stock

$100,000.00

Ind. deposits

29,102.68

Time certificates

4,849.25

Cashier checks

1,633.24

Bills payable

11,152.67

Due banks & bkrs Total

265.43 -----
$147,003.27

Correct to the best of my knowledge and belief. THOS. F. GREEN, Receiver. W. P. BROWN, Accountant.

ATHENS, GA., April 5, 1915.
HON. WM. J. SPEER, State Treasurer, Atlanta, Georgia.
DEAR SIR: I have sent you statements in reference to The Athens Trust & Banking Company. I do not suppose that these will he misleading to the puhlie. Since sending the last state-

XXIV

TREASURER'S REPORT

ment I have thought perhaps that I should have sent you an explanation with it. You understand that in this last statement as in all the prior statements all the assets of this bank have been valued at their face value when as a matter of fact these assets are worth a very small per cent, of the face value. I have only been able to pay one very small dividend and perhaps may be able to pay another small one. Then the only hopes I have of ever paying anything more is by bringing a stockholder's bill which I am now preparing. The large majority, however, of the stockholders of this defunct bank are insolvent. So prospects for depositors and creditors are very poor.
Yours very truly, THOS. F. GREEN, Receiver.

AUGUSTA, GA., Feb. 26, 1915.
HON. W. J. SPEEE, Treas. State of Georgia, Atlanta, Georgia.
DEAK SIR : In answer to your letter of February 24th, expressing your desire to know something of the present status of the Receivership of the Citizens Trust Company, to include in your annual report similar to my statement of Feby. 7, 1914, I herewith enclose you statement and I hope that the information given is sufficiently full to answer the purpose.
Yours truly,
BRYSON CRANE,
Receiver Citizens Trust Co.
RE: RECEIVERSHIP OP CITIZENS TRUST COMPANY.
AUGUSTA, GA., Feb. 25, 1915.
To the Treasurer of the State of Georgia:
Bryson Crane, Receiver of Citizens Trust Company, (as successor of James P. Armstrong), appointed by order of the Superior Court of Richmond County, Georgia, respectfully submits this report as to his actings and doings as such Receiver.
The sum collected by Bryson Crane, as Receiver of Citizens

TREASURER'S REPORT

XXV

Trust Company, since his appointment, January 7, 1914, to date amounts to $9,298.30, practically this entire sum being realized from collections made on bills receivable, except $1,000 collected as purchase price from sale of an equity in real estate.
The amount paid out under proper orders of court since the appointment of the said Bryson Crane, as Receiver, amounts to $7,455.91, and out of this sum practically all the amount of the first dividend of 20 per cent, unpaid at the time of his assumption of the Trust has been paid off, except certain small dividends due depositors that have removed from the city, and who cannot be located.
Suit has been instituted against J. P. Armstrong, the predecessor of the present Receiver and the surety on his bond for a sum aggregating $16,906.86, it having been found that the sum mentioned in my previous report of $17,313.13 was a sum somewhat in excess of the amount still owing by the said Receiver, J. P. Armstrong. This suit was instituted almost immediately after the appointment of the undersigned as Receiver, and demurrer has been heard thereon and decided in favor of the Receiver, and the case is on trial in the Superior Court of Richmond County, Georgia, this week.
Another suit has been instituted against the directors of the Citizens Trust Company, and after careful preparation, in fact, two suits have been brought, one in the name of the Receiver and another in the name of certain depositors of Citizens Trust Co. This suit is for $100,000.00, and was filed on Feb. 23, 1915.
Nearly all the assets of the Citizens Trust Company represented by bills receivable that are collectible have been collected, except that out of the remaining bills receivable still remaining in the hands of the undersigned, on some of which judgments have been obtained and on others of Which suits are pending, there will be collected not less than $3,500.00 and probably the sum of $7,000.00, the $7,000.00 estimate, however, being the ultimate amount that can be hoped for out of the bills receivable still in the hands of the Receiver. This estimated amount of from $3,500.00 to $7,000.00 still in all likelihood collectible on the bills receivable will be increased by such judgments as will be finally obtained on the two suits named above. The amounts

xxvi

TREASURER 'S REPORT

that will finally be realized on these suits, it is impossible at this time to estimate with any degree of accuracy.
Beginning with August and for 90 days thereafter, owing to the depressed conditions of business affairs, collections could not be pressed with any degree of success, but since the expiration of this 90 days period collections have become fairly satisfactory.
The amount on hand, $1,842.39 when increased by the amount still collectible from bills receivable, which amount is estimated between $3,500.00 and $7,000.00, and when increased by amounts finally realized from the suits named above, against J. P. Armstrong former Eeceiver and his surety, and also that against the directors, less administrative expenses, will form the sum available for the second and final dividend. This dividend should fall somewhere between the percentums of 12 and 20, with reasonable success in collections on notes due the trust estate still collectible and fair success in the outcome of suits pending. However, it is difficult to estimate with any degree of accuracy the amounts that will finally be collected on the two suits described above, especially in regard to the suit for $100,000.00 against the directors of Citizens Trust Company. There will not be a sufficient amount collected until final conclusion of both suits mentioned above to warrant a second dividend, on account of the clerical labor and expense necessary for the disbursement of the comparatively small amount available, until increased by the sums finally realized from the conclusion of these law suits now pending.
Any statement as to the time when these suits will be finally concluded would be bare surmise and without value.
All of which is respectfully submitted.
BRTSON CRANE,
Receiver Citizens Trust Co.

i^HHMHHHHHHHHHHaHHHHHHHWHHHHHMHMHHIHHHHHHHHI

TREASURER'S REPORT

xxvii

STATE OP GEORGIA
vs.
IRISH AMERICAN BANK

Richmond Superior Court, March Term, 1914, Equity.

To the Honorable Henry C. Hammond, Judge of the Superior Court of Richmond County, Georgia-.

Irvin Alexander, as Receiver of the Irish American Bank, appointed under order of the Superior Court in the above stated case on January 26, 1913, respectfully presents herewith to your Honor, in accordance with Section 2351 of the Code of Georgia, his returns of receipts and disbursements as such Receiver up to January 1, 1915, properly sworn to and accompanied by vouchers
for all items paid out. On November 17, 1914, your Receiver filed a report giving as
full information with reference to the condition of the bank as could be had at that time. It is difficult to make a more accurate report now. So far as the Receiver is able to ascertain, the following statement of the face value of the assets and of the liabilities is approximately correct. The actual value of the assets is not given, for reasons stated below. The statement of liabilities will change because some of the banks are making collections on collaterals held by them, and these collections will lessen the item in the statement of assets under "notes pledged to banks,'' and also lessen the liabilities under the item '' due to banks." The amount due to depositors on the verified list may also be changed because some of the depositors may off-set their deposits against indebtedness due to the Receiver. The liability to depositors on the unverified list may change. This list is made up of parties who may claim to be depositors, but who have not turned in their books to be checked up against the books of the bank. It is proper to make this statement in order to show that the statement of assets and liabilities which the Receiver now gives is subject to change.
ASSETS.

Notes pledged to banks as collateral security for indebtedness

due by Irish American Bank to these banks prior to De-

cember 13, 1913

$ 95,966.21

Notes placed in the hands of attorneys by cashier of Irish

American Bank prior to its failure

20,274.12

xxviii

TREASURER'S REPORT

Notes and judgments in the hands of the receiver and his at-

torney for collection

88,883.35

Overdrafts due to the,Irish American Bank according to the

bank's books

230,010.84

Money collected by the receiver and deposited with the Na-

tional Exchange Bank and the Union Savings Bank on

lime certificate of deposit under order of the Superior

Court

31,000.00

Cash in receiver's hands and in the banks subject to his

checks

1,824.49

Total

$467,959.01

LIABILITIES.

Due to banks on obligations made prior to failure of Irish Am-

erican Bank

$ 91,865.71

Due to various parties for collections made by Irish American

Bank on December 13, 1913, the day of its failure, and

not remitted

485.10

Outstanding checks issued by Irish American Bank prior to

its failure

10,478.49

Cashier's checks outstanding

2,839.00

Accounts payable made prior to failure of bank

1,196.54

Certificates of deposit issued by the Irish American Bank

prior to its failure

11,139.93

Due to depositors whose accounts on the books of the bank

have been checked against pass books left witn the re- .

ceiver

461,651.92

Due to depositors as shown by the books of the bank, but ac-

counts not checked against pass books and therefore not

admitted by the receiver to be valid claims against the

bank

8,396.89

Total

-.

$588,053.58

In addition to the assets as shown in the foregoing statement the bank owns a tract of land in Edgefield County, South Caro lina, which was purchased under order of the Judge of the Superior Court in order to protect a claim. The amount paid for this land was nearly $1,000.00, and responsible local parties in Edgefield estimate its value to be between $1,200.00 and $1 500.00. The bank also owns fourteen vacant lots in the City oi Augusta, on a plat known as Nellieville, which would be worth under normal conditions about $150 a lot.

TREASURER'S REPORT

ixxix

The Receiver is in possession of certain contracts, some of which were executed by the Industrial Lumber Company and some by J. P. Armstrong, and which the Receiver has been contending he has a right to collect. There may be also a few small items of but very little importance from which some collections may be made, but which are difficult to itemize.
Taking into consideration, therefore, the assets even at their face value, and deducting the liabilities, there will be a shortage of assets over liabilities of more than $100,000. No one would consider however that the assets are actually worth anything like the face value; and it is impossible to approximate their value. Many of the notes are in suit, some have been reduced to judgment, and the Sheriff has returned "nulla bona" on some of the executions. The Receiver has made diligent efforts for a year now to collect the notes and overdrafts; and some notes, as will be seen, have been in attorneys' hands prior to the failure of the bank in 1913. Their actual value therefore must necessarily be very small.
It is proper to state that efforts are now being made to collect from stockholders of the bank their statutory liability to depositors. Some $3,500 has been already collected, notes have been taken from others, while suits have been filed against those who deny their liability or who claim to have the legal right to off-set their deposits against this statutory liability. None of this cash appears on the statement of receipts filed herewith for the reason that all of it was collected after January 1st, and the return is made only up to that time.
Your Receiver respectfully asks this his return and report may be passed upon by the Judge and entered on the Minutes by the Clerk, as provided under the statute.
Respectfully submitted,
IRVIN ALEXANDER,
Receiver Irish American Bank. Augusta, Ga., February 26, 1915.
AUGUSTA, GA., Feb. 25, 1915.
HON. "W. J. SPEER, State Bank Examiner, Atlanta, Georgia.
DEAR SIR : I beg to acknowledge receipt of your favor of the 24th, and am handing you herewith a copy of a report which I

XXX

TREASURER 'S REPORT

am filing in the Superior Court tomorrow, pursuant to Section 2351 of the Code.
I am not giving you a copy of receipts and disbursements, as I do not suppose you care for this. This statement of receipts and disbursements is a very long one, and I would like to be relieved of furnishing this if possible.
If you desire any further information, I will be very glad indeed to furnish it.
Very truly yours,
IKVIN ALEXANDER,
Receiver.

HARTWELL, GA., Feb. 25, 1915.

HON. W. J. SPEER, State Bank Examiner, Atlanta, Georgia.

MY DEAR SIR: Your request of the 24th inst. duly received and contents noted.
The enclosures which I respectfully submit, Exhibit "A" and "B", will give you as best I can the present approximate condition of the Peoples Bank of Hartwell, of which I am Receiver.
There has been much delay and which will continue for some time in winding up the bank's business on account of so much of the bank's securities being under jurisdiction and control of prior creditors, claims, all of which has to be gotten out of the way before the Receiver can do anything for the bank. No divi dends have been paid. The amounts paid have been to non contested creditors, who either had the bank's collateral or had superior claims over the property sold in which the banki claimed the equity interest of debtors.
Yours very truly, D. C. ALFORD,
Receiver of the Peoples Bank.

EXHIBIT HA >

Total amount of receipts and disbursements since the bank was put into the hands of the Teceiver in January, 1913, all of which has been reported from time to time to the Honorable Judge of the Superior Courts of the Northern Circuit:

Receipts from all sources

$61,550.72

TREASURER'S REPORT

xxxi

DISBURSEMENTS.
To uncontested creditors' claims To sheriff by rules To deposit in designated banks To expenses, taxes, etc

$45,017.53 4,348.52 10,327.90 1,856.77

Total

EXHIBIT "B."

Approximate present condition:

LIABILITIES.

Time certificates Individual deposit Cashier's checks & sundry accounts Protested checks Bills payable (estimated) Taxes, unpaid

$61,550.72
$93,000.00 2,142.55 118.25 2,500.00
23,000.00 760.00

ASSETS.

Bills receivable (a) (estimated)

$25,000.00

Securities in litigation (b)

6,000.00

Furniture & fixtures

2,500.00

In designated banks on deposit

10,327.90

About $90,000. worthless and doubtful paper, mostly worthless,

that cannot be estimated with any certainty.

(a) Bills receivable includes executions, judgments, etc.

(b) Securities which will have to be tried out in the courts.

HAZLEHURST, GA., March 16, 1915.
HON. W. J. SPEER, Treasurer, Atlanta, Georgia.
DEAR SIR : In accordance with your request, I enclose a statement of the defunct Farmers State Bank. This, statement shows the assets at their face value. So far I have been able to pay & 30 per cent, dividend to the depositors and creditors.
Practically all assets in the shape of notes and cash items are in suit, and I will do well to realize 50 per cent, of their face value.
It is my intentions to pay another dividend in September, but at this time I am not in position to say how much this will

xxxii

TREASURER'S REPORT

be, but hope to so far wind up the collections of bills receivables by that time that I will be able to know practically definitely what step will have to be taken against the stock holders in order
to pay the depositors in full. Yours very truly, T. M. HAYNES, Eeceiver Farmers State Bank.

FARMERS STATE BANK, HAZLEHURST, GA. Statement of Condition January 31, 1914.

ASSETS.

Loans and discounts Overdrafts Furniture and fixtures Due from banks and bankers Cash and cash items Deficit in earnings Cashier's shortage



$21,988.05

428-00

3,011.39

564.84

1,333.29

3,160.55

12,728.69

Total
LIABILITIES.
Capital stock Individual deposits subject to check Certificates of deposit Accrued interest on above Cashier's checks Savannah Bank & Trust Co Citizens Southern Bank Unpaid drafts on citizens & Sou. Bank, Augusta Suspense or collection account Accounts payable

$43,224.81
$15,000.00 21,974.29 3,028.61 96.42 935.36 39.68 194.86 1,159.47 263.28 532.84

Total

$43,224.81

IN REFERENCE TO RECEIVERSHIP BANK OP RENTZ.
DUBLIN GA., March 8, 1915. HON. W. J. SPEER, State Bank Examiner,
Atlanta, Georgia. DEAR SIR : In obedience to your request, I submit below a report of the condition of the Bank of Rentz, which was placed in the hands of a receiver on Feb. 28, 1914.

TREASURER'S REPORT

xxxiii

The resources of the bank as shown by statement made up with the assistance of Special Examiner Dibble on the above date were $41,443.98, and the liabilities consisted of deposits subject to check of $13,603.02, time deposits of $2,065.98, and bills payable of $6,000.
The bills receivable as per statement amounted to $33,233.66, but upon investigation at least $15,000.00 appeared to be worthless or very doubtful.
Owing to unfavorable conditions since last July, collections have been very poor, but I have succeeded in reducing the bills receivable to $21,860.64. In November the company which made the bond of W. O. Armstrong, the former Cashier, paid the Receiver $5,000. With these receipts I disbursed $6,000 on the bills payable, and on Nov. 14 I paid the depositors a dividend of 30 per cent.
Following is a statement of condition as of Feb. 27, 1915:

RESOURCES.
Bills receivable Real estate owned by bank Furniture and fixtures Overdrafts Deposits in banks Stock in Walker Secur. & Pin. Co ('ash items

$21,860.64 4,033.71 2,065.50 947.17 3,620.94 1,000.00 266.34

Total
Capital stock Individual deposits Time deposits Cashier's checks Undivided profits

LIABILITIES.

$33,794.30
$15,000.00 9,322.97 1,446.19 403.54 7,621.60

Total

$33,794.30

Total liabilities to depositors, $11,172.70. Of the bills receivable, about $5,000 seem good. The real estate, furniture and fixtures should bring at least $4,000. With the cash on hand, I should be able to pay all depositors in full within the next twelve months.
Respectfully, A. P. HILTON, Receiver.

XXXIV

TREASURER'S REPORT
NEWNAN, GA., Feb. 27, 1915.

HON. "W. J. SPEER, State Bank Examiner, Atlanta, Georgia.
DEAR SIR: AS receiver of the Bank of Senoia, Ga., I beg to submit the enclosed report of condition of the bank on February
27, 1915. The difference in accounts and other differences found since
my last statement as shown by the books of the bank have been charged and credited to profit and loss accounts.
The attorney's fees amounting to $920.78 represent $420.78 fees charged by the attorneys of the Southern Securities and Financing Co., of Monticello, Ga., for collecting collateral Notes held by them; $500.00 fee of W. C. Wright for Legal Services in the Duck Mill matter, for the bank, was ordered paid by Judge of the Superior Court in full payment for the litigation.
Since my last report I have paid to the depositors fifty per cent, of their claims, and under normal. conditions could easily have paid the remainder last fall.
I consider in the bills receivable held by me for the bank more than sufficient amount good and collectible to pay the depositors in full. I wlould consider it unwise to enter suit or
the papers. I am pleased to say that I have discussed the affairs of tht
bank, and my idea of collecting the claims of the bank, freelj with the depositors and they all appear to accept my course a! best for the interest of all concerned.
Bills payable show a debit of $380.10; this amount including interest has been over paid to the Southern Securities and Fi nancing Co., of Monticello, Ga., from the collection on the col lateral retained by them, but the question of a five thousanc dollar note made to them under some agreement with the direc tors of the bank, and not recognized by me as Receiver ha brought about litigation which will be heard at this March Tern of our Superior Court. The Securities Co., is holding about $3. 700.00 of the banks bills receivable on this claim.
The claim of $12,000.00 against the Senoia Duck Mills, as reported before, will be taken over by the stockholders in par payment on their stock as soon as the depositors of the bank hav
been paid in full.

TREASURER'S REPORT

XXXV

I feel assured that the depositors will be paid in full, and I am using every effort to this end and the final winding up of the bank's affairs.
Yours respectfully, H. H. NORTH, Receiver.

CONDENSED STATEMENT OF THE BANK OF SENOIA, SENOIA, GEORGIA.

Made by H. H. North, Receiver, February 27, 1915.

RESOURCES.

Bills receivable Overdrafts Real estate Other real estate (Senoia Duck Mills) Furniture and fixtures Manufacturers National Bank (Newnan, Neal Bank, Atlanta, Ga Exchange Bank, Macon, Ga Expense account Taxes paid Interest paid Attorneys' fees Cashier's checks Profit and loss

Ga.).

$27,991.19 446.27
2,579.40 600.00
2,145.86 3,720.80
22.70 9.18 1,094.37 533.25 229.28 920.78 322.61 456.42

Total
Capital stock Surplus Discount and interest Individual deposits Time deposit certificates Bills payable

LIABILITI ES. .

$41,072.11
$25,000.00 6,0010.00 1,086.36 5,789.78 2,815.87 380.10

Total

$41,072.11

STATEMENT OF THE CONDITION OF THE UVALDA BANK, UVALDA, GEORGIA.

Made to Hon. W. J. Speer, State Bank Examiner, February 25, 1915.

ASSETS. Hanover National Bank, N. Y Discount and interest . .. .:

$ 15.10 132.42

THE GENERAL LIBRARY THE UNIVERSITY OF GEORGIA
ATHENS, GEORGIA

THE GENERAL LIBRARY
THE MMftSlTY OF GEORGIA

XXXVI

TREASURER'S REPORT

Demand loans Time loans Expense account House, safe and fixtures Cash items Over and short Checks and drafts returned by correspondents Cotton account Cash in receiver's hands

154.85 51,565.64
15.33 4,820.00 1,047.50
10-49 1,402.95
430,30 155.41

Total
LIABILITIES.
Capital stock , First National Bank, Vidalia Cashier's checks outstanding Individual depositors Time certificates of deposit Re-discounts Certified checks Liability on outstanding drafts Money borrowed by receiver

$59,749,99
$15,000.00 133.66
1,250.39 8,155.61 11,027.92 14,050,65
15.00 1,682.13 8,434.63

Total

$59,749.99

GEORGIA--MONTGOMERY COTJNUY.
In person appeared before the undersigned, W. A. Peterson, Receiver of the Uvalda Bank, who upon oath deposes and says that to the best ol his knowledge and belief the above statement is true.
W. A. PETERSON, Sworn to and subscribed before me this Feb. 25th, 1915. I. H. LEWIS,
Com. N. P., Montgomery Co., Ga.

UVALDA, GA., February 25, 1915.
HON. W. J. SPEER, State Bank Examiner, Atlanta, Georgia.
DEAR SIR : I am in receipt of your favor of the 24th, request ing a statement of the condition of The Uvalda Bank. Herewitl enclosed you will find statement as of Feb. 25, 1915.
By authority of an order granted by the Judge of th Superior Court I have been able to borrow enough money t( make sufficient payments to corresponding banks who had mad loans to The Uvalda Bank to induce them to place the collatera

TREASURER'S REPORT

xxxvii

pledged by The Uvalda Bank in my hands, under trust receipt, for collection, with the exception of The Citizens & Southern Bank of Augusta. I hope to be able to get this collateral back in a few days. Under the order of court and the trust receipt given for the collateral all collections made goes first to pay the balance of the loan each batch of collateral secures, and secondly to the payment of the money borrowed by me as receiver. It will be seen from this that there will not be much money coming into the receiver's hands until these loans are paid. It was considered best, and in fact strongly urged by the Judge of Superior Court, that the collateral notes be gotten control of, as in this way a great saving could be realized for the benefit of the creditors.
I find it very difficult to make collections at this season of the year, and with financial conditions as they are. In fact I do not hope to be able to realize on the assets of the bank to any considerable extent until fall.
Yours very truly, W. A. PETERSON,
Receiver for the Uvalda Bank.

XXXV111

TEEASUEER 'S EEPOET

EXHIBIT No. 1.
Report of W. J. Speer, Treasurer, Showing Receipts and Disbursements at the State Treasury for Year Ending December 31, 1914.

RECEIPTS.

TO BALANCE IN THE TREASURY, Jan. 1, 1914.

To Abstract Companies' Ta*

To Adding Machine Companies To Agencies

--..

To Artists-

To Auctioneers

To Automobile Agents

To Back Taxes

To Ball and Other Parks

To Bicvcles

To Billiards and Pool

To Bottlers

To Building and Loan Fees

To Cash Registers

To Cigarette Dealers

To Clerks' Cost, Court of Appeals

To Clerks' Cost, Supreme Court

To Cold Storage Tax

To Corporation Tax (ad valorem)

To Cost on Fi Fas

To Detective Agents

To Directory Tax

To Dividends on Stocks

To Dog Tax

To Electric Shows

To Express Companies' Tax

To Fees from Fertilizers

To Fees from Pure Food

To Games

To Game Protection Fund

To General Tax

To Insolvent General Tax

To Insolvent Poll Tax

To Insolvent Dog Tax

To Insurance Agents

To Insurance Fees

To Insurance Tax by Companies

To Interest from Depositories

To Investment Companies

To Lease, Indian Springs

To License Fees, Near Beer

To Lightning Rods

ToLoanAgents

To Locker Tax

To Manufacturers Soft Drinks

To Money Refunded

To Mowing Machine Agents

To Northeastern Railroad

To Occupation Tax (Capital)

To Office Fees

To Oil Fees--

To Palmists

To Pawnbrokers

To Peddlers

To Pensions Refunded

To Pistols

To Poll Tax

To Railroad Tax

To Railroad News Companies

To Real Estate Agents

To Rental Public Property

To Rental W. & A. Railroad

To Rinks

ToSaleofActs

To Sale of Codes-

To Sale of Journals

To Sale of Records

To Sale of Court of Appeals Reports

To Sale of Supreme Court Reports

Dr. 1914 739,025,75
72.00 180.00 1,262.10 1,849.91 1,238.02 11,749.50 1,114.42 112.50 954.37 41,820.91 4,985.12
10.00 180.00 35,230.73 1,431.25 1,186.25 4,653.00 82,242.96 60.50 81.00 90.00 2,782.00
8,538.44 4,905.92 140,024.76 16,371.55 1,247.17 20,217.91 3,298,747.23 7,620.59
370.21 13.30
16,582.50 43,003.40 188,161.12 11,596.88
100.00 110.00 222,550.00 315.00 481.50 26,775.00 3,180.44 367.50 310.00 110,745.00 96,863.82 3,003.85 117,461.26 440.00 10,606.05 8,910.44 19,495.60 7,876.02 273,155.90 465,536.32 360.00 3,325.91
420,012.00 40.50
830.77 681.45
23.55 2,905.50 9, 88.21

Dr. 1913 1,113,517.31
54.00 270.00 1,200.00 1,953.00 909.00 11,127.96 3,485.27 191.91 1,165.50 44,626.41 5,425.20
10.00 180.00 33,685.81 562.50 486.25 5,499.00 69,558.22
5.50 90.00 45.00 2,782.00 64,074.99 8,988.75 5,048.75 120,965.91 27,137.62 1,228.50 38,362.98 3,716,802.33 4,812.76 200.21 20.71 17,752.50 44,092.38 182,057.94 8,656.07 150.00 110.00 247,410.00 450.00 639.00 31,207.50 2,713.98 2,539.70 250.00 3,745.00 53,182.96 10,655.04 93,121.12 652.50 10,192.50 14,482.75 18,085.80 9,382.50 347,319.43 550,095.39 540.00 4,446.00
420,012.00 121.50 897.21 922.20
56.25 3,846.88 11,785.56

TREASURER'S REPORT

XXXIX

EXHIBIT No. 1--Continued.

RECEIPTS--Continued. To Sale of Public Property To Sale of School Lands To Sewing Machine Agents To Sewing Machine CompaniesTo Show Tax To Sleeping Car Companies To Slot Machines To Soda Fount Tax To Specialists To Street Railroad Tax To Telegraph Tax To Telephone Companies' Tax-. To Temporary Loan To Traders To Typewriter Agents To Weighing Scales To Wild Lands Sale To Inheritance Tax To State Road Fund-To Sale of Crops To Forest Reserve Tax To Fortune Tellers' Tax To Wild Land Tax
Total Receipts Year 1914 Aggregate, Including Balance.

Dr.

Dr.

1914

1913

366.50898.00 500.00 895.50 828.45_ 188.00 827.61 198,00 943.63 656.30 799.88
450.00 157,50
7.20 066.40903.20. 483.63 108,44_ 45.00. 59.75_

2,758.00 1,280.00 8,990.75
985.50 6,777.84
207.00 87,485.12
7,280.00 36,224.15 475,000.00
45.00 540.00 144.00
5.46
16,775.02

6,015,482.10 6,907,138.54 $6,755,107.85 $8,020,655.85

xl

TEEASTJBEE'S REPOBT

EXHIBIT No. 1--Continued.

DISBURSEMENTS.

By Academy for Blind

By Agricultural Schools

By Binding Codes

By Binding Journals

1

By Board of Health

'

By Civil Establishment

By Clerks' Cost, Court of Appeals

By College for Colored

By Compiler of Records

By Contingent Fund

By Contingent Fund, Railroad Commission

By Contingent Fund, Court of Appeals

By Contingent Fund, Supreme Court

By Department of Agriculture

By Georgia Experiment Station

By Geological Fund

By Georgia Normal and Industrial College

By Georgia Normal and Industrial College, Special

By Horticultural Fund

T

By Incidental Expense, General Assembly

By Indexing House and Senate Journals

By Indian Springs Public Comfort House

By Inspections of Oils

By Insurance Public Buildings, Etc

By Land Script Fund Interest

By Legislative Pay Roll

By Library Fund

By Library Fund, Court of Appeals

By Military Fund

By North Georgia Cohoge (Dahlonega)

By Overpayment Taxes Refunded

By Pension Fund

By Pension Fund, Special Appropriation

By Prison Fund

By Printing Fund

.

By Printing Fund, Geological Department

By Printing Fund, Railroad Commission

By-Public Buildings and Grounds

--

By Publishing Ga. Records (Colonial & Confederate).

By Publishing Georgia Reports

By PubKc Debt Interest

By Rate Expert Fund R. R. Comr

By Reprinting Georgia Reports, Old

By Reward Fund

By Roster Fund

--

By School for the Deaf

--

By School Fund

By School of Technology

By School of Technology, Special Appropriation - --

By Soldiers' Home

By Solicitors Generals' Fees

By Special Appropriations, Miscellaneous

By Special Appropriations, W. & A. Com

--

By Special Appropriations, First Dist, Agr. School...

By Special Appropriations, Third Dist. Agr. School-.

By State Normal School

By State Sanitarium

By State University, Support Fund

By State University for Agricultural College

By State University for Farmers' Institute

By State University for Summer School

By Stationery, General Assembly

By Tuberculosis Sanitarium

By Temporary Loan Refunded

By Agr., Ind. & Normal College By Department Com. & Labor By Inspection of Fertilizers By Insurance Salaries By State Medical College By Training School for Girls By Sinking Fund By Clerk to Tax Com By Game Propt. Fund By Library Fund Leg, Bureau By State Road Fund

Total Disbursements To Balance in the State Treasury, Deo, 31, 1914-

Aggregate-

Cr. 1914 30,000.00 110,000.00 118.90 550.00 30,500.00 243,391.59 1,001.25 8,000.00 3,548.50 27,907.57 2,000.00 1,078.00 1,407.40 00,200.89 3,300.10 9,251.38 52,497.50

Cr. 1913 44,700.00 110,000.00 793.85 550.00 30,000.00 237,984.07 1,025.00 8,660.00 2,895.70 17,810.34 3,000.00 155.70 1,295.20 65,849.50 1,092.69 9,600.00 61,452.50

30,750.00 64.48 150.00 110.00
1,843.00 267.50
6,314.14 66,798.90 3,437.60
863.66 28,502.11 34,000.00 4,307.11 1,143,050.00

33,000 60 150. 110
1,260 1,010 6,314 66,664 3,303
351 42,500 35,770 11,802 1,189,075

95,000.03 35,637.43
2,500.00 2,256.05 27,420.00
895.00 10,790.12 274,901.25 4,000.00
742.70. 1,350.00 4,373.93 52,421.34 ,292,938.82 83,000.00

91,666.58 39,879.40
2,500.00 1,550.27 37,900.00
690.00 14,444.23 381,456.00 4,053.54
1~50766 3,640.49 66,441.02 2,926,454.88 91,250.00

33,000.00 7,110.00 3,384.72 663.59
49,450.00 555,622.00
62,668.33 103.000,00
5,000.00 669.67
26,000.00
26,567.00 5,800.00 45,705.74 8,100.00 30,000.00. 9,301.95-
101,000.00. 625.00-
7,417.88 328.06.
92,739.58-

30,000.00 6,595.00 16,500.03 351.62 5,500.00 4,000.00 53,550.00
530,000.00 64,872.50 111,300.00 2,500.00 5,000.00 644.41 26,240.46 681,962.45 (Valdosta). 25,000.00 6,024.13 36,247.33 4,795.00 18,428.35

5,967,651,97 7,281,030.10

787,455.88

739,625.75

6,755,107.85

,020,655.8

EXHIBIT No. 2. A Descriptive List of the Valid Bonds of the State of Georgia, December 31, 1914.

Date of Bonds

When Due

to <

Signers of Bonds and Coupons

Month

Month

<*H
Amount of Series O V -

Bj'""1

Dfl

M 0

Signatures on Bonds

Signatures on Coupons

JulyJuly. May. July. JulyApril April May. April June. June. June. June.
JulyJuly. April.
Feb.. Oct.. Oct..
July. July. July, Jan..

1866 1866 is;;
1876 1882 1883 1883 1883 1884 1885 1885 ! 885
1885 i 885 1886 1886 1888 IS! (I
1890 L892 L892 1896 1908

1,000 July
500 July 1 .000 Jan
1,000 July... 500 July
11,000 April .50,000 April
1,000 M&y. 9(5.000 April. 16,000 June.
7,0OQ|June 56,000 .June.
7,000June 6,000 July.. 1,000 Jan.. 1,000 April. 15,000 Feb 2,000Ocl l.OOOOct 1,500 July. 1,000 July.
7,000 July 2,000lJan

18865
1886 1889 1896 1932 1933 1933 1933 193-1 1935 1935 193.5 1935 1935 193.5 1936 1939 1910 1910 1942 1942 1946 19.5S

1,000 7%

vernor and Secretary of State

Treasurer

500 7 1866Governor and Comptroller General. Treasurer

w1-3 a >

1,000 6 1877 Governor and Secretary of State - . Treasurer

1,000 7 1S7G Governor and Secretary of State

Treasurer

d w

3,000 7 ISS1 Governor

Obligat'n State University

H SO

11,000 7 1881 Governor

Obligat'n State University

50,000l 7 1881 < lovernor _.

Obligat'n State University

1,000 7 1881,Governor

Obligat'n State University

96,000 7 ISM Governor

_ . _

Obligat'n State University

16.000 7 1881 Governor 7,000 7 1 SSI Governor

Obligat'n State University Obligat'n State University

O

56,000 7 1881jGovernor

Obligat'n State University

7,000 7 1881 Governor

Obligat'n State University

6,000 7 1881 Governor.

(>bligat'n State University

1,000 7 1881 Governor.

Obligat'n State University

1,000 7 1SS1 (iovernor.

Obligat'n State University

15,000 7 1881 Governor.

Obligat'n State University

2,000 7 1881|Governor_

Obligat'n State University

1,000 7 1881 Governor.

Obligat'n State University

1,500 7 1881 Governor

Obligat'n State University

1,000 7 1SS1 (lovernor.

Obligat'n State University

7,000 7 1881;Governor.

Obligat'n State University

2,000 3V2 1898;Governor.

Obligat'n State University

j,;r;g'M~;;^:

Jan_ July
July July Oct. Oct. Oct. Oct. Oct.
July July July July July July July July
July July July
July July July July
July July July July
July July July July
July July July July

1909 1885 1885 1885 1888 1888 1888 1888 1888 1890 1890 1890 1890 1890 1890 ' 1890 1890 1890 1890 ;i890 1890 1890 1890 1890 1890 1890 1890 1890 1890 1890 1890 1890 1890 1890 1890 1890

7, 000 Jan.
1, 000 July. 5, 000 July. 1, 000 July. 1, 000 Jan.
1, OOOJan.
1, 000 Jan. 1, 000 Jan.
5, 000 Jan. 1, 000 Jan. 1, 000 Jan. 5, 000 Jan. 1, OOOiJan. 1, OOOJan. 5, OOOJJan.
1, OOOJan. 1, OOOJJan. 5, OOOJan. 1, OOOJan.
1, OOOJJan. 5, OOOiJan. o, OOOJan. 5, OOOJan. 5, OOOJan. 5, OOOJan. 0, OOOiJan.
1, OOOJan. 5, 000 .Jan 1, 000 Jan. 1, 000 Jan. 1, 000 Jan. 5, OOOiJan. 1, 000 Jan. 5, 000 Jan. 1, 000 Jan. 1, OOOJan

1959 1915 1915 1915 1915 1915 1916 1916 1916 1917 1917 1917 1918 1918 1918 1919 1919 1919 1920 1920 1920 1921 1922 1923 1924 1925 1926 1926 1926 1927 1927 1927 1928 1928 1928
1929

7,000 f819,000 11,130,000 1,445,000
70,000 f30,000 60,000
f5,000 f35,000 28.000 fl2,000 f60,000 34,000 fll,000 t55,000
19,000 f56,000 f25,000
24,000 f26,000
f50,000 tlOO.OOO flOO,000 flOO.OOO
tioo.ooo
fl00,000 f24,000 f66,000 10,000 7,000 fl8,000 175,000 48,000 tlO,000 f42,000 22,000

3lA

1898 Governor. 1884 Governor,

Secretary

of

State

and

Obligat'n Treasurer

VA 1884 Governor, 1884 Governor,

Secretary Secretary

of of

State State

and and

Treasurer Treasurer

4M 1887 Governor, 4K 1887 Governor, 4} 1887 Governor, 4M 1887 Governor, 4H 1887 Governor, 3V2 1889 Governor, 33- 1889 Governor, 33- 1889 Governor, W2 1889 Governor, sVi 1889 Governor, W2 1889 Governor, 3}- 1889 Governor, SH 1889 Governor, 3> 1889 Governor,
1889 Governor,

Secretary Secretary Secretary Secretary Secretary Secretary Secretary Secretary Secretary Secretary Secretary Secretary Secretary Secretary Secretary

of of of of of of of of of of of of of of of

State State State State State State State State State State State State State State State

and and and and and and and and and and and and and and and

Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer

33/2 1889 Governor,

W2 1889 Governor,

3V2

Governor,

W2 1889 Governor,

3H 1889 Governor,

W2 1889 Governor,

W2 1889 Governor,

W2

Governor,

3H 1889 Governor,

3K 1889 Governor,

W2 1889 Governor,

ssyy2211888899
3V2 1889

Governor, Governor, Governor,

1889 Governor,

Secretary Secretary Secretary Secretary Secretary Secretary Secretary Secretary Secretary Secretary Secretary Secretary Secretary Secretary Secretary

of of of of of of of of of of of of of of of

State State State State State State State State State State State State State State State

and and and and and and and and and and and and and and and

Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer. Treasurer Treasurer Treasurer Treasurer

3} 3H

1889 Governor, 1889 Governor,

Secretary Secretary

of of

State State

and and

Treasurer Treasurer

State

U

niversity Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer Treasurer . Treasurer . Treasurer

>
e!
O W

m-mi ^W* HWH'I1'

1

EXHIBIT No. 2--Continued.

July.. July.. July.. July.. July.. July.. JulyJuly _ July.. July.. July.. JulyJuly_ July. JulyJulyJulyJuly . MayMay. July.

1890 1890 1890 1890 1890 1890 1890 1890 1890 1890 1890 1890 1890 1890 1890 1890 1890 1890 1892 1895 1896

1,000 Jan 5,000 Jan 1,000 Jan 1,000 Jan 5,000 Jan 1,000 Jan 1,000 Jan 5,000 Jan1,000 Jan _ 1,000 Jan1,000 Jan. 1,000 Jan_ 5,000 Jan_ 1,000 Jan. 1,000 Jan_ 5,000 Jan_ 1,000 Jan1,000 Jan. 1,000 Jan
500 May. 1,000 July-

1929 1929 1930 1930 1930 1931 1931 1931 1932 1932 1933 1933 1933 1934 1934 1934 1935 1935 1922 1915 1926

f48,000 3h 189 Governor, Secretary of State and Treasurer-.

f30,000 3M 1889 Governor, Secretary of State and Treasurer.

40,000 3H 1889 Governor, Secretary of State and Treasurer.,

150,000 1889 Governor, Secretary of State and Treasurer.

|10,000 W2 1889 Governor, Secretary of State and Treasurer.

30,000 ZX 1889 Governor, Secretary of State and Treasurer,

f40,000 3K

Governor, Secretary of State and Treasurer.

f30,000 3H 1889 Governor, Secretary of State and Treasurer .

52,000 33- 1889 Governor, Secretary of State and Treasurer,

f48,000 3} 1889 Governor, Secretary of State and Treasurer,

23,000 33> 1889 Governor, Secretary of State and Treasurer,

f32,000 3J- 1889 Governor, Secretary of State and Treasurer,

f45,000 33 1889 Governor, Secretary of State and Treasurer.

51,000 33

Governor, Secretary of State and Treasurer.

f39,000 33- 1889 Governor, Secretary of State and Treasurer,

|10,000 17,000

3J/2 3'

1889

Governor, Governor,

Secretary of State and Treasurer. Secretary of State and Treasurer,

fl6,000 3V2 1889 Governor, Secretary of State and Treasurer,

207,000 43/2 1891 Governor, Secretary of State and Treasurer .

287,000 3^ 1894 Governor, Secretary of State and Treasurer.

230,000 4 1895 Governor, Secretary of State and Treasurer-

6,444,000 90,202

Land Script Fund. See 1910 Code, Sect. 6581.

Treasurer

Treasurer

Treasurer

Treasurer

Treasurer

Treasurer

Treasurer

Treasurer Treasurer

Ew>d

Treasurer dCO
Treasurer Ed Treasurer H Treasurer Ed

Treasurer

Treasurer

Treasurer

Treasurer

Treasurer

O Ed

Treasurer H

$ 6,534,202

*Past due and for which money is held in Treasurey to pay same when presented.

f Registered.

pj&M^^wX-Rpe-':-

it;

EXHIBIT No. 3.

3"

Classification of Valid Interest-Bearing Bonds of the State of Georiga, Rate of Interest on Each Series, When Due and Total Amount Interest Per Annum, as of January 1, 1915.

DESCRIPTION OF BONDS

-aoa

~3
1-5

-a

3 73

"2 )

a 3

O

o is

rt

o

>

Fifty-year obligat'ns to State University, Act 1881 Fifty-year obligat'ns to State University, Act 1898 Bonds issued under Act of 1884, due 1915

282,500.00 7%

9,887.50

9,000.00 3J4%

157.50

3,392,000.00

76,320.00

9,887.50 157.50
76,320.00

0 $ 19,775.00 315.00 152,640.00

Bonds issued under Act of 1887, beginning with

1898, $100,000,00 per annum

.

200,000.00 4K% 4,500.00

4,500.00

9,000.00

Bonds issued under Act 1889, beginning with Jan., 1917, $100,000.00 per annum
*Bonds issued under Act 1891, due 1922

1,833,000.00 3^% 32,077.50 207,000.00 4M% 4,657.50

32,077.50 4,657.50

64,155.00 O

9,315.00

w
1-3

"Coupon Bonds issued under Act 1894, due 1915 (N. E. R. R. )
*Coupon Bonds issued under Act 1895, due 1926..

287,000.00 33/2% 230,000.00 4%

5,022.50 4,600.00

5,022.50 4,600.00

10,045.00 9,200.00

Outstanding past due bonds Land Script Fund (not bonded)

3,500.00 90,202.00 7%

_3~157^07

~3~157~67

6,314.14

$ 6,534,202.00

$135,357.07 $5,022.50 $135,357.07 5,022.50 $280,759.14

*No provision of law for registration of bonds of this issue. Only registered or validated and registered bonds (no coupons) will be received for deposit.

TREASURER'S REPORT

xlv

EXHIBIT No. 4.

Giving names of insurance and guarantee companies which have deposits with the Treasurer of Georgia, as required by law,

December 31, 1914.

FIRE COMPANIES.

Name of Company

Deposit

Aachen & Munich, Germany Aetna A. & L. Fire, Conn Aetna Fire, Conn Agricultural, N. Y
Alliance, Pa American Central, Mo American Druggist, Cincinnati American, N. J Atlas Assurance, England

Bonds, Ga
Bonds, Municipal
Bomds, Ga Bonds, Municipal Bonds> Municipal Bonds> Ga Bonds, II. S
Bonds, u. s
Bonds, Ga

British-American, Canada

Bonds, Ga

Boston, Mass Camden Fire, N. J Caledonian, Scotland Citizens Fire of W. Va Citizens Fire, Mo City of New York
Columbia, S. J Commercial Union, England Commercial, Washington Commonwealth Ins. Co Concordia Fire, Wis Continental, N. Y. Connecticut, Hartford County Fire, Philadelphia

B^ds> Ga- & Municipal Bonds, Municipal Bonds, Ga
Bonds, Municipal
Bonds, Ga Bonds, Municipal Bonds' Ga Bonds, Ga. Bonds, Municipal Bonds, U. S Bonds> Municipal Bonds Ga. Bonds, Ga
Bonds, Municipal

Delaware Fire of Philadelphia Dixie FiTe. N. C Eagle Fire, N. Y Empire City, N. Y Equitable Fire, S. C Equitable F. & M., R. I

Bonds, Ga
Bonds, Ga. ..... . Bonds, Ga Bonds, Municipal B<>n<ls, Ga Bonds, Municipal

Fidelity Phoenix, N. Y Fitchburg Mutual, Mass

Bonds, U. S Bonds, Municipal

Firemen's, of Newark, N. J

Bonds, Ga,

Firemen's Fund, of San Francisco. .Bonds, U. S.

Fire Association of Phila

Bonds, Ga. & Municipal

Fidelity Fire, N. Y

Bonds, Ga

First National Fire, Washington Bonds, Municipal

Franklin Fire, Philadelphia

Bonds, Municipal

Amount
10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,00,0.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00
10,00,0.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00

xlvi

TEEASURER'S REPORT

EXHIBIT No. 4--Continued.

Name of Company

Deposit

German Alliance, N. Y Germania, N. Y German-American, N. Y Girard F. & M., Pa Glens Falls, -N. Y Globe & Rutgers Fire, N. Y Great Southern Fire, Ky Hamburg-Bremen, Germany Hartford, Conn Hanover Fire, N. Y Home of Mew Vork

Bonds, U._S. 77777777! Bonds, Ga Bonds, u. a Bonds, Municipal Bonds, Ga Bonds, Municipal Bonds, Municipal
Bonds, Ga.
Bonds, Ga Bonds, Ga Blonds, Ga

Insurance Co. of N. A., Pa

Bonds, Municipal ....

Insurance Co. of Pa

Bonds, Municipal ....

Liverpool & London & Globe, Eng...Bonds, Ga

Liverpool & London & Globe, N. Y..Bonds, Ga

London & Lancashire, England Bonds, Ga

London Assurance, England

Bonds, Ga

Lumber Mutual, Boston, Mass

Bonds, Municipal ....

Lumber Ins. of N. Y

Bonds, Municipal ....

Lumber Underwriters, N. Y

Bonds, Ga

Lumbermen's Mutual, Ohio

Bonds, Municipal ....

Mass. Fire & Marine, Boston

Bonds, U. S

Mercantile Mutual, R. I

Bonds, Municipal ....

Milwaukee Mechanics, Wis

Bonds, Ga

Nationale Fire, Prance

Bonds, Municipal ....

National Union, Pa

Bonds, Ga

National, Conn

Bonds, Ga

Newark Fire, N. J

Bonds, U. S

New Brunswick, N. J

Bonds, Ga

New Hampshire, Manchester

Bonds, Ga

Niagara, N. Y

Bonds, Ga

Northern Assurance, England .....Bonds, U. S

Norwich Union, England

Bonds, Ga

North British & Mercantile

Bonds, Ga

Nord-Dutsehe, Germany

Bonds, Municipal ....

North River, N. Y

Bonds, Municipal

Northern Ins. Co., N. Y

Bonds, U. S

Northwestern National, Wis Orient, Conn

Bonds, Municipal Blonds, Ga

Pacific Fire, N. Y

Bonds, Municipal .

Pa. Millers' Mutual

Bonds, Municipal

Pa. Lumbermen's Mutual, Phila Bonds, Ga

Palatine, England

Bonds, Ga

Pennsylvania, Philadelphia

Bonds, Municipal

Amount
10,000.00 10,000.00 10,000.00 10,000.00 25,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00
10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00
10,000.00 10,000.00 10,000.00 10,000.00

^^^^^SMMmmmmmMmmMmmMBjmmmmKMMwwmM^

TREASURER'S REPORT

EXHIBIT No. 4--Continued.

Name of Company

Deposit

Peoples National, of Delaware, Pa..Bonds, Municipal

Phenix Fire, Prance

Bonds, Municipal

Phoenix of Hartford, Conn

Bands, Ga

Phoenix Assurance, of London Bonds, Municipal

Phoenix, of Brooklyn, N. Y

Bonds, U. S

Providence, Washington, E. I

Bonds, Municipal

Queen, N. Y

B:onds, Ga

Rhode Island Insurance

Bonds, Municipal

Royal, England

Bonds, Ga

Royal Exchange, England

Bonds, U. S

Scottish Union & National

Bionds, Ga

Security of New Haven, Conn

Bonds, Municipal

Shawnee Fire, Kansas

B-onds, Ga

Springfield F. & M

Bonds, Ga

St. Paul F. & M., Minn

Bonds, Ga

Sun Fire of London

Bonds, Municipal

Sun of N. O

Bonds, U. S

Standard Fire, Conn

Bonds, Municipal

Standard Fire & Marine, Ltd., N. Y.Bonds, Municipal

Svea Fire & Life, Sweden

Bonds, Municipal

Southern Underwriters, N. C

Bonds, Municipal

Thames & Mersey, Marine, Eng Blonds, Ga

Union Fire, France

Bonds, Municipal

Union Marine, Liverpool

Bonds, Municipal

U. S. Fire, N. Y

Bonds, Municipal

United Firemen's, Pa

Bonds, Municipal

U. S. Lloyds, N. Y

Bonds. Municipal

Westchester, N. Y

Bonds, Ga

Western Assurance, Canada

Bonds, Ga

Williamsburg City, N. Y

Bonds, Ga

Yorkshire Ins. Co., Ltd., England. .B'onds, Ga

W. & A. E. E. deposited by lessees

as required by law

Bonds, Ga

Bonds of miscellaneous companies

Grand total

xlvii
Amount
10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00
$1,145,000.00
500,000.00 1,285,582.37
$ 2,930,582.37

xlviii

TREASURER'S REPORT

EXHIBIT No. 4--Continued.

MISCELLANEOUS COMPANIES.

Name of Company

Deposit

Amount

American, Savannah

Bonds, Municipal

American Bonding & Trust Co., Md.Bonds, Ga

Atlanta Mutual Ins. Ass'n

Bonds, Municipal

American Surety, N. Y

Bonds, Ga

i 5,000.00 25,000.00 5,000.00 25,000.00

Bankers Health & Life, Macon Bonds, Municipal

5,000.00

Cherokee Life, Rome, Ga

Bonds, Ga. & Municipal 100,000.00

Commercial Life & Cas'lty, Sav Bonds, Municipal

100,000.00

Continental Aid Ass'n of Atlanta. .Bonds, Municipal

5,000.00

Cosmopolitan Life, Atlanta

Bonds, Municipal

100,100.00

Empire Life, Atlanta

Bonds, Ga

100,000.00

Equitable Surety Co., St. Louis Bonds, Municipal

25,000.00

Fidelity & Deposit Co., of Md

Bonds, Ga

25,000.00

Georgia Casualty Co., Macon, Ga.. -Bonds, Ga

100,000.00

Georgia Casualty Co., Macon, Ga...Bonds, Municipal

25,000.00

Georgia Casualty (held in trust).. -Bonds & Mtge. Deeds.. 100,050.00

Ga. Mut. Ind. Life & Health, Aug.Bonds, Municipal

5,000.00

Guaranty A. & R. Society, SavannahBonas, Municipal

Industrial L. & H., Atlanta.

Bonds, Municipal

5,000.00 30,000.00

Maryland Casualty Co., Baltimore. -Bonds, Municipal

25,000.00

Maryland Life Ins. Co., Baltimore.-Bonds, Municipal

60,000.00

Mass. Bonding Co., Boston

Bonds, Municipal

25,000.00

Mutual B. I. L. Ass'n, Savannah. . -Bonds, Ga

5,000.00

National Surety Co., N. Y Peoples Health & Life, Macon

Bonds, IT. S Bonds, Municipal

25,000.00 ' 5,000.00

Pilgrim's H. & L., Augusta

Bonds, Municipal

5,000.00

Progressive Ins. Co., Atlanta

Bonds, Municipal

5,000.00

Royal Indemnity Co., N. Y

Bonds, Ga

25,000.00

Southern Mutual Life, Atlanta

Stocks (Mfg. Co.'s)... 40,432.37

Standard Life Ins. Co., Atlanta ...Bonds, Municipal

100,000.00

State Mutual Life, Rome, Ga

Bonds, Ga

100,000.00

The Aetna Ace. & Liab. Co., Conn.Bonds, Municipal

25,000.00

Title Guar. & Sur Co., Scranton, Pa.Bonds, Municipal

25,000.00

U. S. Fidelity & Guar. Co., Md

Bonds, Ga

25,000.00

Union Mutual Ass'n, Atlanta

Bonds, Municipal

5,000.00

Total

$1,285,582.37

TREASURER'S REPORT

xlix

EXHIBIT No. 5.
Showing assets and liabilities for the State of Georgia for the year ending December 31, 1914:

ASSETS.

Western & Atlantic Railroad (leased for $420,012.00 per an-

Value.

num) and public buildings

Not estimated

186 shares Georgia Railroad Stock (Annual Interest $1,-

023.00)

$ 48,360.00

440 shares Southern and Atlantic Telegraph Co. stocks, in-

dorsed by Western Union Telegraph Co. (annual divi-

dends $1,573.00), par value

11,000.00

N. E. R. R. obligations indorsed by Southern Ry., 3% per

cent due 1915 (annual interest $3,745.00)

107,000.00

LIABILITIES.

Valid interest-bearing bonds

$6,440,500.00

Non-interest-bearing bonds past due, for which money is in

Treasury to pay same, but not presented for payment... 3,500.00

Total bonded indebtedness

$6,444,000.00

Land-scrip fund, not funded, on which State pays University

Trustees annually 7 per cent, interest

90,202.00

Total real debt

$6,534,202.00

TEEASUEER 'S REPORT

' "

. . EXHIBIT No. 6.

Showing undrawn balances forwarded to 1915 accounts:

Board of- Health ( ontingent Fund ('ontingent Fund Court of Appeals Contingent Fund Railroad Commission Contingent Fund Supreme Court Department of Agriculture Geological Fund Georgia Normal & Industrial School Horticultural Fund Incidental Expenses General Assembly Insurance Fund Public Buildings Library Fund Library Fund, Court of Appeals I'ension Fund Printing Fund Printing Fund, Railroad Commission
Prison Fund Public Debt, Interest Account Publishing Georgia Reports Hate Kxpert Railroad Commission Reward Fund Roster Fund School Fund School for Deaf School of Technology State Normal School Slate Sanitarium State University, Support Fund Stationery, General Assembly
Sinking Fund Special Appropriation, W. & A. R. R. Committee Tuberculosis Sanitarium Training School for Girls Clerk to Tax Comm.iss.ioner

..,,$. 500.00

2,439.81

922.00

1,000.00

571.39

' -

2,640.85

5,000.00

750.00

60.52

732.50

220.9 I

' 95.96



319.41

204.22

208.54 "{)_

31,647.95

3,776.3'

1,823.36

2,300.00

656.71

1,774,250.24

4,433.72

7,000.00

20,000.00

15,311.00 2-50
75-92 'TM0-00 i,984.<9

3,000.00

10,698.05 o87io^.vnvo

Total

$1,901,702.07

HUM

TREASURER'S REPORT

li

EXHIBIT No. 7.

Treasury Department Statement of monthly receipts and disbursements for the year 1914:

RECEIPTS.

January 1, 1914 To Balance in Treasury January receipts February receipts March receipts April receipts May receipts June receipts July receipts August receipts September receipts October receipts November receipts December receipts

$ 739,625.75 1,723,767.37 586,047.02 395,528.14 465,740.96 250,407.93 316,262.20 222,534.70 215,361.10 631,417.76 244,575.98 173,485.29 790,353.65

Total
DISBURSEMENTS.
January disbursements, 1914 February disbursements, 1914 March disbursements, 1914 April disbursements, 19.14 May disbursements, 1914 June disbursements, 1914 July disbursements, 1914 August disbursements, 1914 September disbursements, 1914 October disbursements, 1914 November disbursements, 1914 December disbursements, 1914 By balance in Treasury, Dec. 31, 1914

$6,755,107.85
$1,460,271.61 788,520.57 733,595.90 525,84-9.81 182,934.24 162,414.19 147,546.69 196,615.82 618,272.95 274,190.18 377,913.28 499,526.73 787,455.88

Total

$6,755,107.85

Hi

TREASURER'S REPORT

EXHIBIT No. 8.

STATE DEPOSITORIES, JANUARY, 1915.

Name.

Location.

American National Bank

Atlanta . ..

Atlanta National Bank

Atlanta . ..

Fourth National Bank

Atlanta . .

Pulton National Bank

Atlanta . .

Liowry National Bank

Atlanta ..

Albany National Bank

Albany . .

Citizens First National Bank

Albany . .

Milton County Bank

Alpharetta

Planters Bank

Americus ....

Commercial City Bank

Americus

Ashburn Bank

Ashburn

American State Bank

Athens

National Exchange Bank

Augusta

Bainbridge State Bank

Bainbridge

Barnesville Bank

Barnesville

Citizens Banking Company

Baxley

Citizens Bank

Blackshear

Bank of Blairsville

Blairsville

Farmers State Bank

Blakely

North Georgia National Bank

Blue Ridge

Bank of Bremen

Bremen

Farmers & Merchants Bank

Cairo

Peoples Bank

Calhoun

Bank of Camilla

Camilla

Bank of Canton

Canton

Carrollton Bank

Carrollton

First National Bank

Cartersville

Commercial Bank

Cedartown

Bank of Chipley

Chipley

Cochran Banking Company

Oochran

Oolquitt National Bank

Oolquitt

Third National Bank

Columbus

Northeastern Banking Company ...Commerce

Peoples Bank

Comer

Bank of Rockdale

Conyers

Citizens Bank

Cordele

Cornelia Bank

Cornelia

Bank of Lumpkin County

Dahlonega

First National Bank

Dalton

Darien Bank

Darien

Bank of Dawson

Dawson

Bank of Decatur

Deeatur

Amount of Bond.
.$100,000.00 . 200,000.00 . 200,000.00 . 100,000.00 . 100,000.00 . 50,000.00 . 50,000.00 . 25,000.00
50,000.00 25,000.00 25,000.00 75,000.00 100,000.00 50,000.00 25,000.00 25,000.00 15,00i).(Mi
15,000.00 50,000.00 25,000.00 25,000.00 20,000.00 15,000.00 20,000.00 50,000.00 50,000.00 25,000.00 25,000.00 15,000.00 15,000.00 100,000.00 25,000.00 25,000.00 25,000.00 25,000.00 50,000.00 25,000.00 25,000.00
5,000.00 25,000.00 20,000.00

TREASURER'S REPORT

liii

STATE DEPOSITORIES, January, 1915--Continued.

Name.
Union Banking Company Douglasville Banking Company First National Bank Citizens Banking Company Bank of Edison Citizens Bank Fairburn Banking Company First National Bank Citizens Bank Bank of Forsyth Bank of Heard County Gainesville National Bank Peoples Bank Greenville Banking Company Griffin Banking Company Effingham County Bank Hartwell Bank First National Bank Citizens Bank Bank of Homerville Jackson Banking Company Pickens County Bank First National Bank lesup Banking Company Bank of Clayton County Bank of LaFayette LaGrange National Bank First National Bank Brand Banking Company Farmers State Bank Bank of Louisville Toombs County Bank Liberty Banking Company American National Bank Citizens National Bank Fourth National Bank First National Bank Bank of Manchester First National Bank First National Bank Exchange Bank Bank of Millen Lewis Banking Company First National Bank

Location.
Douglas Douglasville Dublin Eastman Edison Elberton Fairburn Fitzgerald Folkston Forsyth Franklin Gainesville Gordon . Greenville Griffin Guyton Hartwell Hawkinsville Hazlehurst Homerville Jackson Jasper Jefferson Jesup Jonesboro LaFayette LaGrange Lavonia Lawrenceville Lincolnton Louisville Lyons Ludowici Macon Macon Macon Madison Manchester Marietta MeDonough Milledgeville Milieu Montezuma Monticello

Amount of Bond.
10,000.00 25,000.00 50,000.00 25,000.00 25,000.00 50,000.00 '... 25,000.00 50,000.00 15,000.00 25,000.00 25,000.00 25,000.00 10,000.00 25,000.00 25,000.00 15,000.00 25,000.00 25,000.00 20,000.00 10,000.00 20,000.00 15,000.00 50,000.00 10,000.00 25,000.00 25,000.00 50,000.00 20,000.00 25,000.00 20,000.00 25,000.00 25,000.00 25,000.00 50,000.00 25,000.00 25,000.00 25,000.00 20,000.00 50,000.00 25,000.00 50,000.00 25,000.00 25,000.00 25,000.00

liv

TREASURER'S EEPOET

STATE DEPOSITORIES, January, 1915--Continued.

Name.

Location.

First National Bank

Moultrie ...

Mt. Vernon Bank

Mt. Vernon

Berrien County Bank

Nashville ...

Coweta National Bank

Newnan

National Park Bank

New York . .

First National Bank

Qcilla

Farmers Bank

Pelham

Pembroke National Bank

Pembroke . .

Perry Loan & Savings Bank

Perry

Bank of Quitman

Quitman ...

Tattnall Bank

Eeidsville . .

First National Bank

Reynolds . .

Bank of Riehland

Richland ..

Bank of Rochelle

Rochelle ...

Exchange National Bank

Rome

Citizens Bank

Sandersville

Exchange Bank

Savannah ..

National Bank of Savannah

Savannah ..

First National Bank

Shellman ...

First National Bank

Sparta

Bank of Statesboro

Statesboro .

Bank of Emanuel

Swainsboro

Sylvania Banking Company

Sylvania ...

Peoples Bank

Talbotton .,

Tennille Banking Company

Tennille ...

Upson Banking & Trust Company. .Thomaston ,

Bank of Thomasville

Thomasville

First National Bank

Thomson . .

National Bank of Tifton

Tifton

First National Bank

Tocooa

Citizens Bank

Valdosta . .

Merchants Bank

Valdosta ..

Citizens National Bank

Washington

First National Bank

Waycross ..

Amount of Bond.
25,000.00 25,000.0U 25,000.00 50,000.00
25,000.00 25,000.00 25,000.00 10,000.00 25,000.00 25,000.00 10,000.00 10,000.00 10,000.00 50,000.00 50.000.00 100,000.00 20,000.00 25,000.00 25,000.00 25,000.00 25,000.00 30,000.00 25,000.00 30,000.00 25,000.00 25,000.00 25,000.00 50,000.00 50,000.00 30,000.00 25,000.00 25,000.00 50,000.00

,....,,,

TREASURER'S REPORT

GEORGIA STATE BANKS.

Name of Bank.

Location.

Capital.

Bank of Abbeville Bank of Acworth 8. Lemon Bkg. Co Bank of Adairsville Farmers Bank Bank of Adel Citizens Bank

Abbeville Acworth .. Acworth .. Adairsville Adairsville Adel Adrian

$ 15,000.00 16,000.00 30,000.00 25,000.00 15,000.00 25,000.00 25,000.00

Bank of Adrian

Adrian

15,000.00

Bank of Alamo

Alamo

15,000.00

Wheeler County Bank Alamo

16,080.00

Bank of Alapaha

Alapaha

15,000.00

Albany Trust Co

Albany

100,000.00

Exchange Bank

Albany

57,200.00

Farmers & Merchants Albany

25,000.00

Farmers & Merchants Alma

15,000.00

Alpharetta Bank

Alpharetta

25,000.00

Milton County Bank

Alpharetta

16,000.00

Citizens Bank

Alston

15,000.00

Bank of Commerce

Americus

65,000.00

Bank of S. W. Ga

Americus

100,000.00

Commercial City Bank ...Americus

50,000.00

Planters Bank

Americus

50,000.00

Bank of Arabi

Arabi

15,000.00

Bank of Arlington

Arlington

47,500.00

Citizens Bank

Ashburn

25,000.00

Ashburn Bank

Ashburn

50,000<.00

Turner County Bank

Ashburn

25,000.00

Commercial Bank

Athens

50,000.00

Athens Savings Bank Athens

50,000.00

American State Bank Athens

100,000.00

Peoples Bank

Athens

50,000.00

Clarke County Bank

Athens

25,000.00

Central Bk. & Tr. Corp Atlanta

1,000,000.00

Security State Bank

Atlanta

60,000.00

Atlanta Trust Co

Atlanta

500,000.00

Farmers & Traders

Atlanta

25,000.00

Trust Co. of Georgia

Atlanta

1,000,000.00

Georgia Svgs. Bk. & Tr. Co.Atlanta

200,000.00

Germania Savgs. Bank Atlanta

200,000.00

East Atlanta Bank

Atlanta

25,000.00

West End Bank

Atlanta

25,000.00

Colonial Trust Co

Atlanta

131,000.00

Atlanta State Savgs. BankAtlanta

25,000.00

Citizens Bank

Attapulgus .... 15,000.00

lv

Chartered.

Oct.

1904

Oct.

1905

Dec.

1906

Mch. Oct.

1899 1911

Nov. Nov.

1901 1909

Nov. 1911

Sept. July

1910 1913

Mch. 1905

June 1905

Dec.

1890

Sept. 1913 June 1912

Jan.

1909

Dec.

1910

Sept. 1914

Oct.

1891

Jan.

1887

July Oct.

1908 1891

Oct.

1907

Jan.

1901

July July Feb.

1905 1900 1912

Sept. 29, 1891

June SB, 1913

Dec. 2, 1902

May 21, 1912

Jan. 2, 1914

Nov. 28, 1905

Aug. 31, 1911

Aug. 19, 1910

Sept. 25, 1900

Sept. 21, 1891

Oct. 26, 1889

Dec.

1886

1910

Mch. 8, 1911

Oct. 22, ]T2

June 23, 1913

Oct. 5, 1914

M

TREASURER'S REPORT

GEORGIA STATE BANKS--Continued.

Name of Bank.

Location.

Capital.

Augusta Savings Bank Augusta

50,000.00

Planters L. & S. Bank Augusta

50,000.00

Merchants Bank

Augusta

200,000.00

Union Savings Bank

Augusta

100,000.00

Georgia E. E. Bank

Augusta

600,000.00

AusteH Bank

Austell

15,000.00

Avera Banking Co Bank of Baconton

Avera Baconton

15,000.00 15,000.00

Bainbridge State Bank . . .Bainbridge

100,000.00

Decatur County Bank Bainbridge

25,000.00

Citizens Bank

Bainbridge

30,000.00

Baldwin State Bank

Baldwin

15,000.00

Bank of Ball Ground Ball Ground . .. 25,000.00

Barnesville Bank

Barnesville

36,000.00

Citizens Bank

Barnesville .... 45,000.00

Bartow Bank

Bartow

25,000.00

Farmers State Bank

Bartow

15,000.00

Bank of Barwick

Barwick

15,000,00

Baxley Bkg. Co

Baxley

60,000.00

Citizens Bkg. Co

Baxley

40,000.00

Bank of Benevolence Benevolence . . . 15,000.00

Farmers & Merchants Berlin

15,000.00

Bank of Bethlehem

Bethlehem

15,000.00

Bishop Bkg. Co

Bishop

25,000.00

Blackshear Bank

Blackshear

50^,000.00

Citizens Bank

Blackshear

17,000.00

Bank of Blairsville

Blairsville

15,000.00

Union County Bank

Blairsville

15,000.00

Bank of Blakely

Blakely

100,000.00

Farmers State Bank ....Blakely

50,000.00

Bank of Bluffton

Bluffton

15,000.00

Farmers Bank

Blythe

15,000.00

Farmers Bank

Bogart

15,000.00

Bank of Boston

Boston

25,000.00

Merchants & Farmers

Boston

50,000.00

Bank of Bostwick

Bostwiek

15,000.00

Bank of Bowdon

Bowdon

50,000.00

Merchants & Planters Bowdon

50,000.00

Bank of Bowersville

Bowersville ... 20,000.00

Farmers Bank

Bowman

18,400.00

Bank of Bowman

Bowman

25,000.00

Bank of Bremen

BTemen

40,000.00

Farmers Bank

Bremen

17,600.00

Farmers & Merchants ... .Brewton

15,000.00

Chartered.
Oct. 14, 1879 Oct. 27, 1870 Jan. 8, 1004 Sept. 22, 1891 Nov. 15, 1892 Jan. 3, 1910 : Moh. 15, 1910 Apr. 23, 1907! Feb. I, 1901 Dee. 26, 1905 Nov. 8, 1911! Nov. 7, 1907 July 3, 190C Sept. 14, 190S May 7, 1905 Dec. 11, 1905 May 5, 19K Jan. 23, 190( Meh. 24, 190! May 30, 190( Feb. 1, 191: Sept. 27, 191 ( Sept. 12, 191: Oct. 2, 190; Sept. II, 189 Nov. 6, 190; Nov. 6, I9i: Nov. 11, 190! Nov. 4, 188:
Aug. 12, 191 July 8, 190 Aug. 28, 190 Aug. 30, 191 Dec. 7, 190
1891
Oct. 26, 191
Oct. 16, 190 Aug. 30, 191 Dec. 14, 1901 Mch. 191 Feb. 2, 19C Mch. 23, 190 Aug. 8, 191 May 26, 191

mmmmm

SHKHIHHHHHHNHHHH

TEEASTJEEB'S REPOBT

lvii

GEORGIA STATE BANKS--Continued.

Name of Bank.

Location.

Capital.

Citizens Bank

Brinson . .

Bank of Brooklet

Brooklet .

Brooks Bank

Brooks . .

Terrell County Bank

Bironwood

Farmers Bank

Bronwood

Brunswick Bk. & Tr. Co. ..Brunswick

Glynn County Bank

Brunswick

Haralson County Bank . . .Buchanan

Farmers & Citizens Bank .Buchanan . .

Bank of Buckhead

Buckhead ...

Buena Vista L. & S. Bank.Buena Vista

Bank of Buford

Buford

Shadburn Bkg. Co

rsuford

Bank of Bullochville

Bullochville .

Butler Bkg. Co

Butler

Farmers & Merchants ....Butler

Farmers & Merchants . .. .Byromville ..

Farmers Bank

Byron

Cadwell Bkg. Co

Cadwell

Citizens Bank

Cadwell ....

Cairo Bkg. Co

Cairo

Citizens Bank .

Cairo

Farmers & Merchants . .. .Cairo

Peoples Bank

Calhoun ....

Bank of Camilla

Camilla ....

Mitchell County Bank ... .Camilla

Planters & Citizens

Camilla

Canon Bank

Canon

Citizens Bank

Canon

Bank of Canton

Canton

Bank of Cherokee

Canton

Farmers & Traders

Canton

Carlton Bank

Carlton

Planters Bank

Carlton

Bank of Carnegie

Carnegie

Bank of Franklin County. .Carnesville ....

Oarrollton Bank

Carrollton

Citizens Bank

Carrollton

Peoples Bank

Carrollton

Bank of Cartersville

Cartersville ...

Bank of Cassville

Cassville

Bank of Cave Spring ....Cave Spring ..

Peoples Bank

Cecil

Farmers & Mechanics . .. .Cedartown ....

15,000 00 15,000 .00 15,000,.00 15,000 00 15,000 .00 100,000 00 75,000 .00 15,000 00 15,000 .00 25,000 00 30,000 .00 25,000 00 40,000 00 25,000 .00 15,000 .00 25,000 .00 15,000 .00 15,000 00 15,000 .00 15,000 00 35,000 .00 50,000 .00 30,000 ,00 55,000 ,00 46,500 .00 25,000 .00 75,000 ,00 20,000 ,00 15,000 ,00 100,000, 00 25,000 ,00 25,000 ,00 25,000 00 15,000, 00 15,000' 00 24,600 ,00 100,000 00 50,000 00 60,000 00 100,000, oo 15,000, 00 15,000, 00 15,000, 00 20,000. 00

Chartered.

Dec. 17 1910

May 10 1907

Aug. 8 1907

Oct. 14 1904

Apr. 30 1913

Sept. 11 1889

Nov. 5 1906

Meh. 3 1909

Aug. 8 1911

July

1906

Sept. 1 1889

Jan. 20 1893

Jan. 23 1901

Aug. 26 1905

May 20 1912

June 29 1906

June 28 1911

Nov. 2 1909

Jan. 5 1910

Nov. 5 1913

Nov. 23 1903

Dee. 3 1903

Nov. 7 1910

Nov. 3 1905

Nov. 4 1889

Sept. 21 1912

Sept. 30 1912

Nov. 25 1905

Oct. 3 1910

Nov. 17 1902

July 5 1910

Sept. 27 1912

Mch. 1903

Meh. 11 1912

Jan. 4 1911

Mch. 12 1906

Dec. 26 1890

Jan. 27 1906

Nov. 10 1909

Sept. 11 1895

May 16 1912

Oct. 25 1905

Apr. 21 1911

Nov. 26 1907

1V111

TEEASTJEER 'S REPORT

GEORGIA STATE BANKS--Continued.

Name of Bank.

Location.

Capital.

Bank of Cedartown

Cedartown

50,000.00

Commercial Bank

Cedartown

100,000.00

Farmers & Merchants Charing

15,000.00

Cohutta Bkg. Co

Chatsworth .... 15,000.00

Bank of Chatsworth

Chatsworth

15,000.00

Bank of Ghanncey

Chauncey

25,000.00

Chester Bkg. Co

Chester

22,800.00

Bank of Chickamauga Chickamauga

15,000.00

Bank of Ohipley

Chipley

25,000.00

Farmers & Merchants Chipley

46,000.00

Habersham Bank

Clarksville

25,000.00

Claxton Bank

Claxton

50,000.00

Bank of Clayton

Clayton

25,000.00

Bank of Clarkston

Clarkston

15,000.00

Clermont Bkg. Co

Clermont

15,000.00

Farmers & Merchants Cleveland

15,000.00

White County Bank

Cleveland

15,000.00

Farmers Biank

Climax

15,000.00

Farmers & Merchants Clyo

15,000.00

Bank of Cobbtown

Cobbtown

15,000.00

Citizens Bank

Cochran

25,000.00

Cochran Bkg. Co

Ooelrran

25,000.00

Bank of Colbert

Colbert

25,000.00

Bank of College Park College Park .. 25,000.00

. Bank of Collins

Collins

15,000.00

Columbus Savgs. Bk

Columbus

200,000.00

Home Savgs. Bank

Columbus

100,000.00

Merchants & Mechanics. . .Columbus

125,000.00

Phoenix Bank

Columbus

39,200.00

Columbus L. & B. Co Muscogce Bank

Columbus Columbus

50,100.00 . 50,000.00

Comer Bank

Comer . .. . 25,000.00

Peoples Bank Northeastern Bkg. Co

Comer . .. Commerce

. 25,000.00 . 100,000.00

Concord Bkg. Co Bank of Conyers

Concord . Conyers . .

.. 25,000.00 . 30,000.00

Bank of Bockdale

Conyers

50,000.00

Farmers & Merchants Cooledge

22,600.00

Citizens Bank

Cordele

25,000.00

Exchange Bank

Cordele

50,000.00

Farmers State Bank

Cordele

35,000.00

('omelia Bank

Cornelia

40,000.00

Bank of Covington

Covington

100,000.00

Bank of Newton County . .Covington

80,000.00

Bank of Crawford

Crawford

40,000.00

Chartered.

Oct. 18, 1901

Oct. 16, 1889

Sept. 28, 1912

July 17, 1905

Aug. 17, 1907

Oct. 11, 1905

Mch. 30, 1909

Feb. 16, 1910

Dec. 3, 1901

Mch. 22, 1909

May 13, 1904

Apr. 24, 1903

June 30, 1904

Oct. 8, 1914

June 13, 1912

Oct. 16, 1914

Sept. 22, 1909

Oct. 8, 1912

Jan.

1914

Nov. 30, 1906

Dec. 31, 1912

Mch. 9, 1899

July 8, 1907

Nov. 10, 1910 I

Oct. 14, 1905 I

Dec. 24, 188S I

Apr.

1903 I

Dec. 14, 1872 I

Sept. 1905 I

May 14, 1914 I

1913 I

Jan. 23, 1900

Mch. 25, 1907

Aug. 25, 1901;

Oct. 29, 1903

Nov. 1, 1904

Oct. 15, 1891

Dec. 18, 1911

Sept. 11, 1899

Nov. 29, 1905

May 11, 1911

July 3, 1900

Apr. 10, 1901

Jan. 17, 19051

June 15, L905*

mm>^ m-->- ,x-.r.v.M.U.J!.l',,,,!:;

TREASURER'S UEPORT

lix

GEORGIA STATE BANKS--Continued.

Name of Bank.

Location.

Capital.

Farmers Bank

Crawford

Bank of Crawfordville ...Crawfordville

Bank of Taliaferro

Crawfordville

Bank of Culloden

Culloden

Merchants & Planters ...Culloden

Bank of Gumming

Cumming

Farmers & Merchants . . . .Cumming

Bank of Cusseta

Cusseta

Bank of Cuthbert

Cufchbert

Dacula Bgk. Co

Dacula

Bank of Dahlonega

Dahlonega

Bank of Bumpkin County .Dahlonega

Bank of Dallas

Dallas

Commercial Savgs. Bank..Dallas

Bank of Kestler

Damascus . ..

Bank of Danielsville

Danielsville

Bank of Danville

Danville ...

Bank of Dalton

Dalton

Darien Bank

Darien

Merchants & Farmers . .. .Davisboro . . ,

Planters State Bank

Davisboro

Bank of Dawson

Dawson

First State Bank

Dawson

Farmers & Citizens

Dawsonville . ..

Bank of Dearing

Dearing

Bank of Deeatur

Decatur

DeKalb County Bank

Deeatur

DeSoto Bkg. Co Bank of Devereux

DeSoto Devereux ...

Dexter Bkg. Co

Dexter

Bank of Doerun

Doerun

Farmers Bank

Doerun

Bank of Donalsonville . . .Donalsonville

Bank of Douglas

Douglas

Citizens Bank

Douglas

Union Bkg. Co

Douglas . ..

Douglasville Bkg. Co

Douglasville

Farmers & Merchants . .. .Douglasville

Bank of Dover

Dover

Dublin & Laurens Bank . .Dublin

Commercial Sank

Dublin

Southern Exchange Bank..Dublin

Bank of Dudley

Dudley ....

Bank of Duluth

Duluth

15,000 .00 25,000 00 24,000 00 15,000 .00 15,000 00 25,000 00 25,000 00 15,000 .00 50,000..00 25,000 .00 15,000 .00 15,000 .00 25,000 .00 25,000 .00 20,850 00 15,000 00 15,000 .00 40,600 00 25,000 .00 25,000 .00 15,000 00 100,000 .00 50,000 .00 15,000 ,00 15,000 ,00 25,000 ,00 25,000 00 15,000, 00 15,000, 00 25,000, 00 50,000, 00 16,400, 0,0 100,000. 00 24.500, 00 52,500 00 49,500. 00
40,000, 00
25,000. 00
15,000. 00
75,000. 00
25,000, 00
30,000. 00
15,000. 00
25,000 00

Chartered.

Sept. 1911

Feb.

1899

Jan.

1908

Oct.

189?

Dec.

1904

Oct.

1904

Nov.

1908

May 1907

Sept. 1887

Aug.

1909

May 1914

Nov. 1911

Nov. 1901

Jan.

1907

Nov. 1905

Dec.

1907

Aug. 1905

Nov. 1911

Dee.

18S9

Nov. 1905

Oct.

1911

June 1911

Aug. 1887

Nov. 1911

Apr.

1911

Sept. 1906

Aug. 1911

July 1910

May 1911

Jan.

1904

June 1902

Nov. 1909

Jan.

1903

Apr.

1911

Dec.

1901

Dec.

1898

Dec.

1890

Apr.

1907

July

1912

Sept. 1910

May

1911

Nov. 1914

Oct.

1905

Nov. 12, 1910

lx

TREASURER'S REPORT

GEORGIA STATE BANKS--Continued.

Name of Bank.

Location.

Capital.

Farmers & Merchants ....Duluth

15,000.00

Citizens Bkg. Co

Eastman

150,000.00

Merchants & Farmers

Eastman

50,000.00

Bank of East Point

East Point .... 35,000.00

Citizens Bank

East Point .... 50,000.00

Bank of Eatonton

Eatonton

25,000,00

Middle Georgia Bank ....Eatonton

51,400.00

Bank of Edison

Edison

50,000.00

Bank of Elberton

Elberton

25,000.00

Citizens Bank

Elberton

25,000.00

Elberton L. & S. Bank ...Elberton

75,000.00

Bank of Elko

Elko

0,400.00

Bank of Ellaville

Ellaville

15,000.00

Bank of Ellenwood

Ellenwood

15,000.00

Bank of Ellenton

Ellenton

15,000.00

Bank of Ellijay

Ellijay

15,000.00

Empire Bkg. Co

Empire

15,000.00

Bank of Eton

Eton

15,000.00

Fairburn Bkg. Co

Fairbum

50,000.00

Bank of Campbell County.Fairburn

37,700.00

Fairmount Bank

Fail-mount .... 15,000.00

Farmers & Merchants . .. .Fayetteville ... 25,000.00

Bank f Finleyson

Finleyson

15,000.00

Bank of Flovilla

Flovilla

15,000.00

Bank of Flowery Branch. .Flowery Branch 20,000.00

Citizens Bank

Folkston

15,000.00

Bank of Forsyth

Forsyth

50,000.00

Farmers Bank

Forsyth

50,000.00

Monroe County Bank

Forsyth

25,000.00

Bank of Ft. Gaines

Ft. Gaines

50,000,00

Union Svgs. Bank

Ft. Gaines .... 27,150.00

Farmers & Merchants Ft. Gaines

15,000.00

Citizens Bank

Ft. Valley

50,000.00

Exchange Bank

Ft. Valley

50,000.00

Bank of Heard County Franklin

25,000.00

Peoples Bank

Franklin

25,000.00

Citizens Bank

Gainesville

50,000.00

Farmers & Merchants

Gainesville

50,000.00

State Banking Co

Gainesville

75,000.00

Farmers & Merchants

Garfield

15,000,00

Bank of Gay

Gay

15,000.00

Bank of Georgetown

Georgetown . .. 25,000.00

Bank of Gibson

Gibson

15,000.00

Bank of Gillsville

Gillsville

15,000.00

Chartered.
Nov. 29, 19101 Feb. 8, 1902 Feb. 27, 1904 Feb. 28, 1906 Meh. 25, 1912 May 11, 1903 Dec. 4, 1890! Sept. 24, 1904 Jan. 16, 1893 Aug. 2, 1901 Dec. 24, 18861 Jan. 11, 1909 Sept. 10, 1911 Mch. 18, 1912 Aug. 31, 1911 May -21, 1914 Aug. 27, 19K May 23, 19 K Dec. 28, 1904 Nov. 16, 1911 Oct. 27, 191: Nov. 10, 19U( Sept. 20, 191 ( Oct. 2, 1906 Aug. 10, 1904 Dec. 12, 191] Oct. 22, 188 Mch. 9, 19K Nov. 2, 190) Sept. 2, 188! July 30, 191 (
191-1 Jan. 8, 191( Dee. 24, 188: Oct. 14,190J Aug. 20, 1901 May 19, 191. Nov. 19, 191 Dec. 27, 188 Jan. 9, 191 Dec 11, 190 Nov. 10, 190 Nov. 7, 190 Sept. 6, 191

"

'

-'



'

TREASURER'S REPORT

Ixi

GEORGIA STATE BANKS--Continued.

Name of Bank.

Location.

Capital.

Bank of Girard

Girard

Glennville Bank

Glennville

Peoples Bank

Glennville

Farmers Bank

Glennwood

Peoples Bank

Gordon

Bank of Gough

Gough

Bank of Grantville

Grantville

Bank of Gray

Gray

Bank of Graymont

Graymont i

Bank of Grayson

Grayson

Greenville Bkg. Co

Greenville

Peoples Bank

Greenville

Griffin Bkg. Co.

Griffin

Merchants & Planters Griffin

Savings Bk. of Griffin Griffin

Citizens Bank

Guyton

Effingham County Bank ..Guyton

Jones County Bank

Haddock

Bank of Hagan

Hagan

Bank of Hahira

Hahira

Citizens Bank

Hahira

Bank of Hampton

Hampton

Bank of Hamilton

Hamilton

Bank of Harris County ..Hamilton

Bank of Hapeville

Hapeville

Bank of Haralson

Haralson

Bank of Harlem

Harlem

Bank of Columbia County.Harlem

Bank of Harrison

Harrison

Farmers & Merchants Hartwell1 Bank

Hartwell Hartwell

Hawkinsville B. & T. Co.. .Hawkinsville ..

Planters Bank

Hawkinsville ..

Pulaski County Bank

Hawkinsville ..

Bank of Hazlehurst

Hazlehurst

Citizens Bank

Hazlehurst

Merchants & Planters Hazlehurst

Bank of Helen

Helen

Citizens Bank

Helena

Bank of Hephzibah

Hephzibah

Hinesville Bank

Hinesville

Bank of Hiawassee

Hiawassee ....

Bank of Hillsboro

Hillsboro

Bank of Hiram

..Hiram

15,000.00 30,000.00 25,000.00 20,000.00 18,800.00 15,000.00 25,000.00 25,000.00 25,000.00 25,000.00 60,000.00 30,000.00 100,000.00 100,000.00 50,000.00 15,000.00 25,000.00 25,000.00 15,000.00 35,000.00 15,000.00 25,000.00 16,200.00 15,000.00 15,000.00 15,000.00 31,900.00 25,000.00 15,000.00 50,000.00 60,000.00 50,000.00 50,000.00 29,100.00 15,000.00 25,000.00 15,000.00 15,000.00 15,000.00 15,000.00 15,000.00 15,000.00 15,000.00 15,000.00

Chartered.
Apr. 27, 1906 Jan. 12,1905 Aug. 26, 1907 Nov. 5,1906 Feb. 1, 1906 Jan. 22,1910 Sept. 10, 1901 Aug. 23, 1909 Apr. 27, 1901 July 11, 1906 Oct. 24, 1889 Aug. 17, 1905 Oct. 26, 1870 Feb. 28, 1876 Oct. 11, 1889 July 25, 1907 Apr. 4,1904 July 14, 1905 May 7, 1904 Jan. 22,1906 Dec. 15,1912 Dee. 12, 1902 Jan. 18, 1905 Oct. 10, 1911 Jan. 11, 1911 Dee. 1, 1909 Oct. 28,1905 Nov. 29, 1909 Mch. 12, 1906 Dec. 7,1899 Aug. 23,1889 Aug. 26, 1872 Feb. 27,1896 Sept. 6,1912 Aug. 19, 1906 June 13, 1905
1914 July 4, 1913 Oct. 1, 1905 Feb. 9,1910 Sept. 4, 1911 June 14, 1909 Aug. 23, 1911 Mch. 5,1907

lxii

TREASURER'S REPORT

GEORGIA STATE BANKS--Continued.

Name of Bank.

Location.

Capital.

Bank of Hogansville

Hogansville ... 25,000.00

Merchants & Farmers

Hogansville ... 25,000.00

Banks County Bank

Homer

15,000.00

Bank of Homerville

Homerville

15,000.00

Bank of Hoschton

Hoschton

30,000.00

Bank of Ideal

Ideal

15,000.00

Bank of Ila

Ha

15,000.00

Citizens Bank

Iron City

18,000.00

Irwinton Bank

Iriwinton

15,000.00

Bank of Irwinville

Irwinville

25,0001.00

Jackson Bkg. Co

Jackson

50,000.00

First Farmers Bank

Jackson

50,000.00

Bank of Jakin

Jakin

24,600.00

Pickens County Bank

Jasper

15,000.00

Bank of Jackson County. .Jefferson

25,000.00

Jefferson Bkg. Co

Jefferson

50,000.00

Farmers & Merchants Jeffersonville .. 15,000.00

Twiggs County Bank

Jeffersonville .. 25,000.00

Farmers Bank

Jenkinsburg . .. 15,000.00

Jesup Bkg. Oo

Jesup

25,000.00

Merchants & Farmers Jesup

25,000.00

Bank of Clayton County ...lonesboro

25,000.00

Bank of Jonesboro

Jonesboro

25,000.00

Farmers & Merchants Junction City.. 15,000.00

Kennesaw State Bank Kennesaw

20,000.00

Bank of Kingston

Kingston

25,000.00

Citizens Bank

Kingston

15,000.00

State Bank of Kingsland. .Kingsland

15,000.00

Citizens Bank

Kite

15,000.00

Walker County Bank

LaFayette

21,900.00

Bank of LaFayette

LaFayette

60,000.00

Bank of LaGrange

LaGrange

50,000.00

LaGrange B. & T. Co

LaGrange

200,000.00

LaGrange Savgs. Bank ...LaGrange

25,000.00

Lake Park Bank

Lake Park

15,000.00

Bank of Lavonia

Lavonia

81,100.00

Bank of Lawrenceville . . .Lawrenceville .. 25,000.00

Brand Bkg. Co

Lawrenceville . 50,000.00

Bank of Leary

Leary

15,000.00

Bank of Leesburg

Leesburg

15,000.00

Lee County Bank

Leesburg

15,000.00

Bank of Lenox

Lenox

15,000.00

Bank of Leslie

Leslie

25,OO0.OU

Bank of Lexington

Lexington

25,000.00

Chartered.

Apr. 6,1904

Dec. 8,1888

Nov. 25, 1911

May 6,1903

May 3, 1904

Aug. 2, 1910

Oct. 11, 1910

Dec. 19,1905

Feb. 19, 1911

Oct. 25, 1906

Dec. 15, 1888

May 16, 1912

Sept. 27, 1912

July 10, 1909

Meh. 11, 1910

Aug. 22, 1891 3

July 24, 1911 D

Dec. 14, 1903

Jan. 3,1910

Meh. 10, 1902

Sept. 9, 1907

Oct. 10,1908

Oct. 6, 1903 I

Meh. 23, 1912

Apr. 20, 1910

May 19, 1904

Oct. 9, 1911

Nov. 26, 1912 .

Sept. 11, 1906 I

Oct. 22, 1913

Nov. 13, 1889

Jan.

1891

Dec. 11,1871

Dec. 7, 1906

Jan. 22,1906

July 20,1898

Sept. 8, 1897

June 2,1905

June 22, 1909

May 30, 1907

Dec. 17,1914

June 20, 1907

Feb. 4,1905

Feb. 14, 1896

ui. jiiui > ii.li IUU. JIW . . J uiyjjuyjj^jijjjj i JIUIJ IUIIU i ,i pywjwiiwj JmimmM

TREASURER'S REPORT

Ixni

GEORGIA STATE BANKS--Continued.

Name of Bank.

Location.

Ogletliorpe County Bank ..Lexington ...

Bank of Lilburn

Lilbuxn

Planters Bank

Lilly

Bank of Lincolnton

Lincolnton . .

Farmers State Bank

Lincolnton . .

Lithonia Bkg. Co

Lithonia

Peoples Bank .'

Lithonia

Citizens Bank

Locust Grove.

Bank of Locust Grove ....Locust Grove.

Farmers & Merchants . .. .Loganville ..

Loganville Bkg. Co

Loganville . .

Bank of Louisville

Louisville ...

Lovejoy Bkg. Co

Lovejoy

Bank of Lovett

Lovett

Citizens Bank

Ludowici ....

Liberty Bkg. Co

Ludowici

Bank of Lula

Lula

Farmers & Merchants ....Lumber City..

Bank of Lumpkin

Lumpkin

Bank of Stewart County ..Lumpkin

Farmers State Bank

Lumpkin

Luthersville Bkg. Co

Luthersville ..

Bank of Lyerly

Lyerly

Farmers & Merchants ....Lyons

Toombs County Bank .... Lyons

Central Trust Co

Macon

Continental Trust Co

Macon

Merch. & Meeh. Svgs. Bk. .Macon

Macon Savings Bank

Macon

Peoples Bkg. & Trust Co.. .Macon

Bank of Madison

Madison

Morgan County Bank ....Madison

Bank of Manchester

Manchester . . ,

State Bank

Manchester . .

Bank of Mansfield

Mansfield ....

Peoples Bank

Mansfield ....

Marietta T.r. & Bkg. Co Marietta

Merchants & Farmers ....Marietta

Citizens Bank

Marshallville .

Georgia Bkg. Co

Marshallville .

Bank of Martin

Martin

Bank of Matthews

Matthews ....

Bank of Mauk

Mauk

Bank of Maxeys

Maxeys

Capital.
25,000.00 15,000.00 25,000.00 25,000.00 25,000.00 25,000.00 25,000.00 17,880.00 25,000.00 25,000.00 25,000.00 25,000.00 15,000.00 15,000.00 30,000.00 25,000.00 15,000.00 15,000.00 25,000.00 43,400.00 15,000.00 2-5,000.00 15,000.00 15,000.00 30,000.00 200,000.00 250,000.00 25,000.00 200,000.00 100,000.00 75,000.00 40,000.00 50,000.00 16,000.00 25,000.00 15,000.00 75,000.00 50,000.00 18,000.00 30,000.00 15,300.00 15,000.00 15,000.00 15,000.00

Chartered.
May 1, 1905 Aug. 9, 1911 Nov. 11, 1909 Apr. 3, 1905 Sept. 26, 1911 Dec. 21, 1903 Aug. 26, 1910 Sept. 5, 1910 Aug. 25, 1902 Apr. 4, 1906 Feb. 1, 1902 Oct. 2, 1891 Feb. 20, 1909 Nov. 29, 1911 July 25, 1909 Sept. 25, 1903 Dec. 20, 190 1 Aug. 7,1914 Nov. 18, 1808 Dec. 21, 1886 Oct. 21, 1911 Oct. 11, 1905 Sept. 26, 1904 Feb. 12, 1912 Dec. 22, 1905 Sept. 28, 1889 Apr. 17, 1910 Tan. 17, 1910 Mch. 2, 1S74 Feb. 7, 1912 Dec. 26, 1888 May 4, 1899 Jan. 28, 1910 June 19.14 Sept. 25, 1905 Mch. 17, 1910 Sept. 8, 1891 June 16, 1911 Nov. 11, 1906 Sept. 19, 1910 Oct. 2, 1907 Apr. 14, 1910 Dec. 12, 1910 Feb. 22, 1907

M ^^^'

lxiv

TREASURER 'S REPORT

GEORGIA STATE BANKS--Continued.

Name of Bank.

Location.

Citizens Bank

Maxeys

Bank of Maysville

Maysville ....

Bank of Meansville

Meansville ...

Bank of Meigs

Meigs

Farmers Bank

Meigs

Bank of Menlo

Menlo

Bank of Metcalfe

Metealfe

Bank of Metter

Metter

Citizens Bank

Metter

Bank of Midville

Midville

Farmers & Merchants Midville

Bank of Milan

Milan

Farmers & Merchants ... .Milan

Exchange Bank

Milledgeville .

Merchants & Farmers Milledgeville .

Miledgeville Bkg. Co

Milledgeville .

Bank of Millen

Millen

Jenkins County Svgs. Bk. .Millen

Milner Bkg. Co

Milnex

Farmers Bank

Milneir

Bank of Milltown

Milltown

Farmers & Merchants

Milltown

Bank of Mineral Bluff Mineral Bluff.

Bank of Mitchell

Mitchell

Bank of Molena

Molena

Bank of Monroe

Monroe

Farmers Bank

, Monroe

Union Bkg. Co

Monroe

Montrose Bkg. Co

Montrose ....

Lewis Bkg. Co

Montezuma ..

Jasper County Bank

Monticello ...

Moreland Bkg. Co

Moreland

Bank of MoTgan

Morgan

Farmers & Merchants . . . .Morven

Citizens Bank

Moultrie

Moultrie Bkg. Co

Moultrie

Bank of Mt. Airy

Mt. Airy

Mt. Vernon Bank

Mt. Vernon . .

Bank of Henry County . .McDonough . .

Farmers & Merchants ... .McDonough . ,

Citizens Bank

McRae

Merchants Bank

McRae

Berrien County Bank

Nashville

Farmers Bank

Naylor

Capital.
15,000.00 25,000.00 15,020.00 50,000.00 25,000.00 15,000.00 15,000.00 25,000.00 15,000.00 50,000.00 15,000.00 30,000.00 15,000.00 50,000.00 40,000.00 50,000.00 50,000.00 15,000.00 15,000.00 15,000.00 25,000.00 15,000.00 15,000.00 15,000.00 15,000.00 100,000.00 60,000.00 40,000.00 15,000.00 100,000.00 25,000.00 25,000.00 19,500.00 15,000.00 100,000.00 100,000.00 15,00Q.00 15,000.00 50,000.00 30,000.00 50,000.00 25,000.00 24,600.00 15,000.00

Chartered.
June 4, 1910 Nov. 1905 Mch. 1, 1911 May 8, 1903 Dec. 3, 1914 July 29, 1904
1914 Meh. 4, 1904 Dec. 20, 1910 May 25, 1904 Mch. 17, 1913 Dec. 5, 1906 Sept. 20, 1911 June 1903 Mch. 22, 1898 Feb. 28, 1874 Jan. 4, 1893 Dec. 3, 1911 Nov. 25, 1905 June 23, 1911 Mch. 14, 1905 Apr. 18, 190 Oct. 28, 1907 Mch. 4, 1908 Oct. 7, 1901 Dec. 3, 1890 I Dec. 2, 1905 Aug. 17, 1912p( Sept. 4, 1911 Jan. 30, 190211. Feb. 5, 1898 Dec. 1906 % Oct. 9, 1911 | Oct. 6, 1909 Nov. 13, 19001 July 8, 1906! July 20, 1911 Dec. 21, 1900 t June 23, 1896 Mch. 8, 1911 Mch. 21, 19061}, Apr. 16, 1903 ;j, Oet. 3, 1911 Dec. 2, 1907

TREASURER'S REPORT

lxv

GEORGIA STATE BANKS--Continued.

Name of Bank.

Location.

Capital.

Bank of Newborn

Newborn

25,000.00

Newnan Bkg. Co

Newnan

125,000.00

Baker County Bank

Newton

25,000.00

Merchants & Farmers

Nicholls

25,000.00

Bank of Norcross

Norcross

30,000.00

Bank of Gwinnett

Isorcross

15,000.00

Bank of Norman Park' Norman Park.. 15,000.00

Bank of Norristown

Xorristown

15,000.00

Bank of Norwood

Norwood

15,000.00

Farmers & Merchants

Nunez

15,000.00

Exchange Bank

Oakfield

15,000.00

Bank of Ochlochnee

Ochlochnee

15,000.00

Citizens Bank

Ocilla

52,000.00

Odessa Bank

Odessadale

25,000.00

Bank of Oglethorpe

Oglethorpe

15,000.00

(1 Macon County Bank Peoples Bank

Oglethorpe Oliver

15,000.00 22,500.00

Bank of Omega

Omega

15,000.00

Peoples Bank

Osierfield

15,000.00

Bank of Palmetto

Palmetto

25,000.00

Planters Bank

Parrott

25,000.00

Bank of Parrott

Parrott

15,000.00

Patterson Bank

Patterson

15,000.00

Bank of Pavo

Pavo

33,100.00

Planters Bank

Pavo

15,000.00

Pearson Bkg. Co

Pearson

28,000.00

Farmers Bank

Pelham

100,000.00

Pendergrass Bkg. Co

Pendeirgrass ... 25,000.00

Bank of Penfield

Penfield

25,000.00

Houston Bkg. Co

Perry

25,000.00

Perry L. & S. Bank

Perry

22,700.00

Bank of Pinehurst

Pinehurst

25,000.00

;, iBank of Pineview

Pineview

15,000.00

,,s Pitts Bkg. Oo ..,,, Citizens Bank

Pitts Plains

25,000.00 15,666.67

s Plains Bank
.,, Bank of Plainfield

Plains Plainfield

50,000.00 15,000.00

Bank of Plainville

Plainville

15,000.00

Bank of Portal

Portal

15,000.00

Bank of Poulan

Poulan

15,000.00

Bank of Powder Springs . .Powder Springs 25,000.00

dBank of Preston

Preston

15,000.00

,.ji Farmers Bank

Pulaski

15,000.00

,,j(Bank of Quitman

Quitman

200,000.00

Chartered.
Nov. 10, 1903 Nov. 11, 1889 Oct. 4 190G Dec. 12 1900 Dec. 12, 1903 July 23, 1911, Men. 24, 1906 Mch. 31, 1913 July 1, 1904 Aug. 23, 1911 Nov. 22,1911 Oct. 19, 1906 Aug. 13, 1906 Apr. 3,1908 Feb. 5,1901 Oct. 16,1906 July 13,1906 Oct. 9,1912 Sept. 26, 1912 Sept. 26, 1904 Aug. 2, 1912 June 25, 1906 June 19, 1907 Sept. 17, 1903 Mch. 12, 1912 Sept. 19, 1906 Aug. 26,1902 Sept. 29, 1905 Apr. 10, 1906 Apr. 14, 1905 Aug. 20, 1889 Jan. 1, 1908 Apr. 13, 1904 June 2,1906 Nov. 16,1912 Feb. 15,1902 June 26, 1911 Aug. 21, 1912 May 20, 1910 July 22, 1903 Jan. 3, 1905 Oct. 27, 1906 Oct. 3, 1912 Dec. 31,1888

..........A

lxvi

TREASURER 'S REPORT

GEORGIA STATE BANKS--Continued.

Name of Bank.

Location.

Capital.

Citizens Bank

Quitman

90,000.00

Bank of Raymond

Raymond

25,000.00

Bank of Rays Mill

Rays Mil]

25,000.00

Bank of Rebecca

Rebecca

15,000.00

Farmers State Bank

Register

15,000.00

.Bank of Reidsville

Reidsville

15,000.00

Tattnall Bank

Reidsville

50,000.00

Rentz Banking Co

Rentz

15,000.00

Reynolds Bkg. Co

Reynolds

25,000.00

Bank of Rex

Rex

15,000.00

Citizens Bank

Rhine

15,000.00

Bank of Richland

Richland

::5.ooo.00

Farmers & Merchants

Richland

25,000.00

Peoples Bank

Richland

35,000.00

Bank of Ringgold

Ringgold

25,000.00

Bank of Roberta

Roberta

15,000.00

Crawford County Bank . .. Roberta

15,000.00

Bank of Roclielle

Rochelle

15,800.00

Bank of Rockledge

Rockledge .... 15,000.00

Bank of Rocky Ford

Rocky Ford .. . 15,000.00

Roekmiart Bank

Rockmairt

;so,ooo.oo

Citizens Bank

Rome

50,000.00

Commercial & Svgs. Bk. .. Rome

16,000.00

Bank of Roopville

Roopville

15,000.00

Citizens Bank

Roswell

21,000,00

Roswell Bank

Roswell

25,000.00

Farmers Bank

Royston

30,300.00

Royston Bank

Royston

00,000.00

Bank of Rutledge

Rutledge

50,000.00

Bank of Camden County . . St. Mary's .... 15,000.00

Sale City Bank

Sale City

15,000.00

Farmers & Merchants

Sale City

15,000.00

Citizens Bank

Sandersvilre . .. 50,000.00

Peoples Bank

Sardis

25,000.00

Bank of Sasser

Sasser

25,000.00

Citizens & Southern Bank Savannah

1 ,000,000.00

Citizens Trust Co

Savannah

100,000,00

('ommercial Bank

Savannah

100,000,00

Exchange Bank

Savannah

125,000.00

Georgia State Svgs. Assn... Savannah

325,000.00

Germania Bank

Savannah

300,000.00

Hibernia Bank

-Savannah

200,000.00

Oglethorpe S. & Tr. Co.. Savannah

125,000.00

Peoples Savgs. & Loan Co. Savannah

120,000.00

Chartered.
Dec. 26, Aug. 29, Apr. 28, Sept. 15, Mch. 11, Nov. 6, Sept. 14, May 2, Feb. 26, Jan. 30,
Dee. 29, Mch. 15, Apr. 17, Aug. 26, Jan. 6, Jan. 7, Mch. 15, July 23, May 28, Oct. 31, Nov. 11, Deo. 25, Nov. 5, Nov. 22, Mch. 19, July 11, Nov. 7, Sept, 24, Sept, 16, Nov. 7, Oct. 8, Dec, 2, June 8, Jan. 15, Sept. 27, May 22, Sept, 2, Jan. 18, July 29, Oct. 16, Apr. 12, Dec. 18, Oct. 17,

TREASURER'S REPORT

lxvii

GEORGIA STATE BANKS--Continued.

Name of Bank.

Location.

Capital.

Real Estate Bk & Tr. Co..Savannah

Savannah Bk. & Tr. Co Savannah

Savannah Trust Co

Savannah

Peoples Bank

Savannah

Bank of Scotland

...Scotland

Scott Bkg. Co

Scott

Screven Bkg. Co

Screven

Farmers & Merchants ....Senoia

Bank of Shady Dale

Shady Dale

Bank of Sharon

Sharon

Sharpsburg Bkg. Co

Sharpsburg

Shellman Bkg. Co

Shellman

Bank of Shiloh

Shiloh

Bank of Siloarn

Siloam

Bank of Smithville

Smdthville

Bank of Smyrna

Smyrna

Bank of Social Circle Social Circle ..

Walton County Bank

Social Circle ..

Bank of Soperton

Soperton

Peoples Bank

Soperton

Bank of Sparks

Sparks

Farmers State Bank

Sparks

Bank of Sparta

Sparta

Sparta Savgs. Bank

Sparta

Bank of Spread

Spread

Exchange Bank

Springfield

Bank of Statesboro

Statesboro

Sea Island Bank

Statesboro

Bank of Statham

Statham

Bank of Stephens

Stephens

Bank of Stillmore

Stillmore

Farmers Exchange Bank . . Stillmore

Bank of Stockbridge

Stockbridge ...

Stone Mountain Bank Stone Mountain

Granite Bank

Stone Mountain

Bank of Commerce

Summerville . .

Chattooga County Bank . .Summerville . . .

Bank of Summertown

Summertown ...

Bank of Summit

Summit

Peoples Bank

Summit

Bank of Emanuel

Swainsboro

Citizens Bank

Swainsboro

Bank of Sycamore

Sycamore

Planters Bank

Sycamore

300,000.00 630,000.00 500,000.00
60,900.00 25,000.00 15,000.00 15,000.00 50,000.00 25,000.00 15,000.00 15,000.00 25,000.00 15,000.00 15,000.00 25,000.00 16,300.00 75,000.00 50,000.00 25,000.00 15,000.00 15,000.00 15,000.00 25,000.00 23,600.00 25,000.00 15,120.00 75,000.00 50,000.00 40,000.00 15,000.00 25,000.00 25,000.00 24,000.00 15,000.00 15,000.00 20,400.00 30,000.00 15,000.00 15,000.00 25,000.00 50,000.00 24,100.00 15,000.00 15,000.00

Chartered.

May 18, 1910

Aug. 4,1869

Sept. 30, 1879

Jan. 29,1910

Mch. 13, 1912

Feb. 5,1906

Jan. 16,1911

Mch. 2, 1874

Sept. 14, 1907

Aug. 29, 1904

Sept. 29, 1911

Dec. 4, 1890

Sept. 7,1911

Oct. 18, 1904

Mch. 25, 1903

Dec. 4,1911

Sept. 1, 1891

Sept. 26, 1905

July 16,1905

Dec. 27,1905

May 3, 1910

Sept. 15, 1911

Nov. 13, 1889

Dec. 16, 1907

Sept. 24, 1906

Dec. 30, 1907

Oct. 6, 1891

Mch. 11, 1901

Mch. 30, 1904

Oct. 25,1911

July 1,1904

May 26, 1910

Sept. 4,1900

Oct. 3, 1905

Sept. 5,1911

Oct. 2, 1891

Nov. 25, 1905

Mch. 6, 1911

Dec. 27,1912

Sept. 13, 1904

Mch. 22, 1905

Nov. 10,1900

June 23, 1909

May

1914

lxviu

TBEASUBEB'S BEPOBT

GEORGIA STATE BANKS--Continued.

Name of Bank.

Location.

capital.

Farmers Exchange Bank ..Sylvania Citizens & Screven CountySylvania

15,000.00 65,000.00

Sylvania Bkg. Co

Sylvania

25,000.00

Sylvester Bkg. Co

Sylvester

100,000.00

Karmers & Merchants ....Sylvester

42,000.00

Bank of Talbotton Peoples Bank

Taibotton Talbotton

25,000.00 25,000.00

Bank of Tallapoosa

Tallapoosa .... 25,000.00

Farmers & Merchants ... .-Tallapoosa .... 21,700.00

Bank of Taylorsville

Taylorsville . .. 25,000.00

Farmers State Bank

Temple

15,000.00

Temple Bkg Co.

Temple

45,000.00

Farmers & Merchants ....Tenuille

25,000.00

Peoples Exchange Bank ..Tennille

30,000.00

Tennille Bkg. Co

Tennille

30,000.00

Bank of Thomaston

Thomaston .... 25,000.00

Farmers & Merchants ....Thomaston .... 25,000.00 Upson Bkg. & Trust Co. . . .Thomaston .... 50,000.00

Bank of Thomasville ... .Thomasville ... 100,000.00

Citizens Bkg. & Trust Co. .Thomasville ... 50,000.00

Peoples Savgs. Bank

Thomasville... 25,000.00

Bank of Thomson

Thomson

50,000.00

rt TM\ McDufffieBank
Bank off Tignall
Peoples Bank Back of Toccoa

TM Thomson
Tignall Tignall Toccoa

25,000.00
25,'ooo.oo
l5)000.00 i5)000.00 30,000.00

Farmers & Merchants ....Toccoa

Bank of Trion ...

Trion

50,000,00 25,000.00

Wilkinson County Bank ..Toombsboro ...

Turin Bkg. Co

Turin

^ %*

T^y

Bank of Unadilla

Unadilla

15,000.00 15,000.00
15,000.00
50,000.00

Commercial Bank

Unadilla

50,000.00

Bank of Union Point

Union Point . . . 40,000.00

Farmers Bank

Union Point . .. 15,000.00

?.! Bim Citizens Bank

Uui0n Point 15,000.00

Valdosta

120,000.00

Exchange Bank

Valdosta

75,025.00

Merchants Bank Southern B. & T. Co

Valdosta Valdosta

100 000.00 100 000.00

Valdosta Bkg. & Tr. Co...Valdosta

BpC.ai.tn.izkenosf

*Vida. lia Bank

vVmidaailiiaa vViiadaanKas

200,000.00 41-T9i5*n,2,r0n0,TM 0n00n.0.TM 0o00n

Chartered.

Sept 10 191" Jan ' 27' 1914 W 10' 1911

July 25* 1898

Aug 19' 1911

Dec 16* 1904 Dec 3' 1890

Aug 3l' 1908

Dec 2l' 1908

June 6* 1903

Nov 22' 191"

Sept'. 25,' 1903 Oet 10 1894

Dec <>$ 1908

Apr' i 1900

Dec 1* 1910

Mch s' 1893 Dee 19* 1888

Mch 3' 188S

Sept' 3o' 1891

Oct 22' 1906

July ' 1891

Aug 22 1906
ocf ii:
July 5 1909

Dec. 15 1913

July

1911

Jan 18 1906 Oct.' 16, 1912

July 16 1907 Nov 25* 1905

Sept'. Si 1910
July 5 1898

Aug 5' 1907

May 15* 1911

Sept. ft, 1911

Sept. 11, 1911 Dec. 11890 July 3o' 19! 2 Dec '
914 Apr 13 1906 JTan. 31,1906 A.pr. 19,1901

TREASURER'S REPORT

lxix

GEORGIA STATE BANKS--Continued.

Name of Bank.

Location.

Capital.

Fanners Bank

Vidette

15,000.00

Bank of Vienna

Vienna

50,000.00

Dooly Savgs. Bank

Vienna

15,000.00

Bank of Villa Bica

Villa Rica

50,000.00

Merchants & Planters Villa Bica

18,000.00

Citizens Bank

Waco

15,000.00

Bank of Wadley

Wadley

25,000.00

Jefferson County Bank Wadley

15,600.00

Citizens Bank

WaTrenton

50,000.00

Planters & Merchants Warrenton

25,000.00

Washington Exch. Bank...Washington ... 100,000.00

Washington L. & Bkg. Co..Washington ... 50,000.00

Farmers & Merchants Warthen

23,000.00

Bank of Warwick

Warwick

20,000.00

Oconee County Bank

Watkinsville .. 37,500.00

Citizens Bank

Waverly Hall.. 15,800.00

Citizens Bank

Waycross

50,000.00

State Bank of Waycross..Waycross

25,000.00

Bank of Waynesboro

Waynesboro ... 50,000.00

Citizens Bank

Waynesboro ... 25,000.00

Peoples Savgs. Bank

Waynesboro . . . 22,560.00

Waynesboro Savgs. Bk Waynesboro ... 15,000.00

State Bank of Wesley Wesley

15,000.00

Bank of Weston

Weston

15,000.00

Bank of West Point West Point

75,000.00

Bank of Whigham

Whigham

25,000.00

Farmers State Bank

Whigham

15,000.00

Bank of White

White

15,000.00

Bank of White Plains White Plains .. 15,000.00

Wihitesbtirg Bkg. Co

Whitesburg

15,000.00

Bank of Willacoochee Willacoochee .. 25,000.00

Merchants & Farmers

Willacoochee .. 18,000.00

Bank of Williamson

Williamson

15,000.00

Winder Bkg. Co

Winder

100,000.00

North Georgia Trust Co. ..Winder

50,000.00

Farmers Bank

Winder

25,000.00

Pittard Bkg. Co

Winterville ... 25,000.00

Peoples Bank

Woodbury

15,000.00

Woodbury Bkg. Co

Woodbury

21,100.00

Farmers Bank

Woodcliff

15,000.00

Woodland Bank

Woodland

15,000.00

Bank of Woodstock

Woodstock

25,000.00

Woolsey Bank

Woolsey

15,000.00

Bank of Wrens

Wrens

25,000.00

Chartered.

Nov. 17,1910

June 15, 1908

Sept. 25, 1905

May 4, 1899

Apr. 25, 1907

Sept. 15, 1914

Jan. 29, 1903

Oct. 5,1907

Apr. 14,1902

Apr. 13,1907

Feb.

1889

May 1890

Oct. 30,1911

Nov. 28, 1910

Oct. 17,1904

Sept. 13, 1909

June 7,1910

Nov. 8, 1813

Dec. 16,1890

Feb. 2,1898

Mch. 7, 1911

Mch. 6,1911

Sept. 10, 1912

Mch. 6,1913

June 3, 1897

Nov. 26, 1904

Oct. 24,1911

June 15, 1910

June 11, 1904

Oct. 19,1907

Dee. 20,1900

May 26,1906

Nov. 5,1912

Sept. 6. 1899

1914

Feb. 28,1914

Jan. 9,1911

July 10, 1907

Oct.

1902

Aug. 26, 1912

Nov. 18, 1907

Oct. 10,1905

Aug. 4,1907

Oct. 1,1907

lxx

TREASURER 'S REPORT

GEORGIA STATE BANKS--Continued.

Name of Bank.

Location.

Citizens Bank

Wrens

Bank of Wrightsville

Wirightsville ..

Exch. Bk of Wrightsville. .Wrightsville ...

Planters Bank

Yatesville

Yatesville Bkg. Co

Yatesville

Bank of Zebulon

Zebulon

Capital.
15,000.00 25,000.00 35,000.00 15,000.00 17,500.00 25,000.00

Chartered.
Oct. 1, 1907 Dec. 20, 1908 Dec. 20, 1909 Jan. 18, 1911 Dec. 18, 1906 Mch. 20, 1905

GEORGIA BRANCH BANKS, DECEMBER 31, 1914.

Name of Bank.

Location.

Name of Parent Bank and Location.

Bank of Alma Central B. & T. Corp

Alma Atlanta

Baxley Bkg. Co., Baxley. Central B. & Trust Corpo.,

Bank of Auburn Citizens & Southern

Auburn Augusta

Atlanta. Nth. Ga. Trust Co., Winder
Citizens & Southern, Savan-

Braxton Bkg. Co Home Savings Bank Citizens Bank Bank of Demorest Durand Agency

Braxton Cartersvillo Clyo Demorest Durrand

nah. IT,,i0n Bkg. Co., Douglas. Bank of Cartersville Citizens Bank, Guyton.
Cornelia Bank, Cornelia. .Farmers & Merchants Bk.,

Ellaville Agency Peoples Bank

Ellaville Jacksonville

Chiplev. Bk. of S. W. Ga., Americus. Hank of Milan

Telfair County Bank Citizens Bank Bank of Nichols Bank of Omaha

Lumber City Midville Nichols Omaha

liaxley Bkg. Co., Baxley Citizens Bk., Waynesboro. State Bk. of Waycross Peoples Bank, Bichland.

Farmers & Merchants . . . .Pinehurst

Commercial Bank

Pinehurst

Commercial Bk., TJnadilla Commercial Bk., Unadilla.'

Citizens & Southern Bank..Savannah

Citizens & So. Bk., Savan-

~

nah.

Jefferson County Bank. . . .Summertown

Bank of Su.rency

8urTenov

. . . .Jefferson Co. Bax,ey Bkg

Bk.,

Wadley

Bank of Suwanee

Suwanee

Bank of Buford, Buford.

Bank of StatenvUle

Statenville ..... .State Bank of Waycross

Bank of Tarrytown

Tarrytown

Bank of Soperton, Soperton.

Oglethorpe S. & T. Bank.. .Thomasville

Oglethorpe S. & T. Bk., Sa-

T, ,

-,

vannab.

Bank of Wesley

Wesley

^ pf ^^ ^.^ boro.

UNWERS'V, oFaaNMStll

3 2106

5u 237&

lxx

"EASUREE 'S EEPORT

TF

Wmmm
2376