Georgia Advantage+ / GSFC

Georgia Advantage +
Stafford Loan Benefits Package

... our college loan benefits package lets you keep more money in your pocket!

For 40 years, the Georgia Student Finance Commission (GSFC) has helped students and parents by making higher education more affordable. In addition to administering scholarship and grant programs, including Georgia's HOPE Scholarship, GSFC has served as the State's Higher Education Lender, providing Federal education loans at competitive rates. Now we've designed our BEST loan benefits package ever to save you money--Georgia Advantage+!
Save Money with Georgia Advantage+ Zero Fee Stafford Loan
You'll start saving money right away by using GSFC as your lender. With GSFC, you'll pay no origination fees on your loans. This fee reduction applies to all Federal Stafford Loans for students that are disbursed on or after March 1, 2006, for which GSFC is the lender.
Stafford savings: If you borrow $5,000 with our 0% origination fee, you will save $150.00 over the 3% standard origination fee--money that you can use for your college expenses immediately.

More savings: In addition to the low Georgia Advantage+ loan origination fee, GSFC will pay the 1% Federal Default fee charged on Stafford loans. You pay nothing to have your loan guaranteed!
Repayment savings: Stafford Borrowers who make 33 consecutive on-time payments will receive a 3.3% current principle reduction. Borrowers must use auto-debit to receive this reduction. The reduction will be applied as a payment to the borrowers account.
Use our easy loan application and get Georgia Advantage+ automatically
When you use GSFC as your lender, you'll automatically receive the money-saving benefits of Georgia Advantage+. You can apply online at GAcollege411.org for the Federal Stafford Loan (for students) by using the easy application process under 'Loan Programs' in the 'Paying for College' section. It's fast and convenient!
For more information about Georgia Advantage+, visit GAcollege411.org.